Document:

EX-10.8

 Exhibit 10.8 
 Amendment to 
 2011-2013 and 2012-2014 

Performance Unit Award Agreement 
 Pursuant to the Symetra Financial Corporation Equity Plan 
 Symetra
Financial Corporation and the undersigned Participant are parties to a Performance Unit Award Agreement(s) (“Agreement”) issued to Participant pursuant to the Symetra Financial Corporation Equity Plan. In order to align the Agreement with
the Symetra Financial Corporation Executive Severance Pay Plan, the parties hereto agree to amend the Agreement as follows: 
 1. The first sentence of Section 7 is amended to replace “Except as provided in Sections 7(b) and 8” with “Except as provided in Sections 7(b) and (c) and 8”. 

2. A new section 7(c) is added, reading as follows: 

(c) In the event of a termination of employment that entitles the Participant to severance under the Executive Severance Pay Plan, then
with respect to Performance Units that were outstanding on the date of the Termination Without Cause or the Constructive Termination, each such Performance Unit shall be immediately canceled and, in respect thereof, the Participant shall be entitled
to receive a payment equal to the product of (i) the number of Performance Units as to which at least 12 months of the Award Period has been completed, multiplied by (ii) the Value of a Performance Unit on the date the Termination Without
Cause or the Constructive Termination occurs, multiplied by (iii) a Performance Percentage determined based on the extent to which the Performance Objective has been achieved as of the last day of the calendar quarter ending prior to the date
the Termination Without Cause or the Constructive Termination occurs. For purposes of clause (ii) above, the Value of a Performance Unit shall be calculated pursuant to the second sentence of Section 3 above, except that the Value shall be
annualized through the last day of the calendar quarter ending prior to the date of the Termination Without Cause or the Constructive Termination. 
  

			
	 SYMETRA FINANCIAL CORPORATION

	
	 

	By	 	 Christine Katzmar Holmes

	Its	 	Senior Vice President

  

			
	 PARTICIPANT:

	  

	NameEX-10.9

 Exhibit 10.9 
 AMENDMENT 4 
 TO THE 

GROUP SHORT TERM DISABILITY REINSURANCE AGREEMENT 
 This Amendment 4 (this “Amendment”) to the Group Short Term Disability Reinsurance Agreement between Symetra Life Insurance Company (“Insurer”) of Bellevue, Washington and Reliance
Standard Life Insurance Company doing business as Custom Disability Solutions, as Managing Agent (“Managing Agent”) for each of the participating reinsurers collectively referred to in the Reinsurance Agreement as the American Disability
Reinsurance Underwriters Syndicate (ADRUS or “Reinsurer”),originally effective January 1, 1999, as amended (the “Reinsurance Agreement”), is entered into between Symetra and Managing Agent effective as of the dates stated
below in sections 1-4 of this Amendment. 
 WHEREAS, pursuant to Amendment 3 to the Reinsurance Agreement, the parties terminated the
reinsurance under the Reinsurance Agreement with respect to policies written on or after June 1, 2011; 
 WHEREAS, pursuant to that certain
Group Long Term & Short Term Disability Reinsurance Agreement between Symetra and Managing Agent, effective April 1, 2012 (the “2012 Reinsurance Agreement”), the Reinsurer reinsures (i) Group Short Term Disability
(“STD”) policies written by the Insurer with policy effective dates on or after April 1, 2012, and (ii) STD policies written by the Insurer with policy effective dates from June 1, 2011 up to and including March 31,
2012, effective on each such policy’s next anniversary date occurring on or after July 1, 2012; 
 WHEREAS, concurrently with this
Amendment, the parties will amend the 2012 Reinsurance Agreement to reinsure STD policies with policy effective dates prior to June 1, 2011 which are currently reinsured pursuant to the Reinsurance Agreement (the “Legacy Block”); and

 WHEREAS, the parties desire to amend the Reinsurance Agreement to terminate the reinsurance for Legacy Block policies that will be reinsured
pursuant to the 2012 Reinsurance Agreement, as amended. 
 NOW THEREFORE, in consideration of the mutual agreements contained herein, and other
good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: 
  

	1.	Effective March 1, 2013, the Reinsurance Agreement shall be terminated with respect to the Maxx Material Systems Legacy Block STD policy; however, the Reinsurer
shall remain liable under the Reinsurance Agreement for all claims incurred under the Maxx Material Systems Legacy Block STD policy prior to March 1, 2013. 

 

	2.	Effective June 1, 2013, except for the Parkdale Mills and Parkdale America Legacy Block STD policies and STD policies administered by Excess Risk Underwriters,
Inc. (“ERU”), the Reinsurance Agreement shall be terminated with respect to all remaining Legacy Block STD Policies; however, the Reinsurer shall remain liable under the Reinsurance Agreement for all claims incurred under such policies
prior to June 1, 2013. 

  

	3.	Effective July 1, 2013, the Reinsurance Agreement shall be terminated with respect to the Parkdale Mills and Parkdale America Legacy Block STD policies; however,
the Reinsurer shall remain liable under the Reinsurance Agreement for all claims incurred under the Parkdale Mills and Parkdale America Legacy Block STD policies prior to July 1, 2013. 

  
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	4.	Effective February 1, 2014, the Reinsurance Agreement shall be terminated with respect to any remaining in-force Legacy Block STD Policies, including but not
limited to reinsurance under the Reinsurance Agreement for STD policies administered by ERU; however, the Reinsurer shall remain liable under the Reinsurance Agreement for all claims incurred under such policies prior to February 1, 2014.

  

	5.	All claims incurred under STD policies while such policies were reinsured under the Reinsurance Agreement will continue to be administered by the Managing Agent.

  

	6.	All provisions of the Reinsurance Agreement not in conflict with the provisions of this Amendment will continue unchanged. 

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to be executed on its behalf by the signature of its duly authorized
representative as of the dates shown below: 
  

							
	CUSTOM DISABILITY SOLUTIONS	 	SYMETRA LIFE INSURANCE COMPANY
				
	By:	 	 /s/ Paul K. Fields
	 	By:	 	 /s/ Thomas M. Foran

	Name:	 	Paul K. Fields	 	Name:	 	Thomas M. Foran
	Title:	 	CFO	 	Title:	 	Vice President
	Date:	 	4/16/13	 	Date:	 	4/16/2013

  
 2EX-10.10

 Exhibit 10.10 
 AMENDMENT 7 
 TO THE 

GROUP LONG TERM DISABILITY REINSURANCE AGREEMENT 
 This Amendment 7 (this “Amendment”) to the Group Long Term Disability Reinsurance Agreement between Symetra Life Insurance Company (“Insurer”) of Bellevue, Washington and Reliance
Standard Life Insurance Company doing business as Custom Disability Solutions, as Managing Agent (“Managing Agent”) for each of the participating reinsurers collectively referred to in the Reinsurance Agreement as the American Disability
Reinsurance Underwriters Syndicate (ADRUS or “Reinsurer”), originally effective January 1, 1999, as amended (the “Reinsurance Agreement”), is entered into between Symetra and Managing Agent effective as of the dates stated
below in sections 1-5 of this Amendment. 
 WHEREAS, pursuant to Amendment 6 to the Reinsurance Agreement, the parties terminated the
reinsurance under the Reinsurance Agreement with respect to policies written on or after June 1, 2011; 
 WHEREAS, pursuant to that certain
Group Long Term & Short Term Disability Reinsurance Agreement between Symetra and Managing Agent, effective April 1, 2012 (the “2012 Reinsurance Agreement”), the Reinsurer reinsures (i) Group Long Term Disability
(“LTD”) policies written by the Insurer with policy effective dates on or after April 1, 2012, and (ii) LTD policies written by the Insurer with policy effective dates from June 1, 2011 up to and including March 31,
2012, effective on each such policy’s next anniversary date occurring on or after July 1, 2012; 
 WHEREAS, concurrently with this
Amendment, the parties will amend the 2012 Reinsurance Agreement to reinsure LTD policies with policy effective dates prior to June 1, 2011 which are currently reinsured pursuant to the Reinsurance Agreement (the “Legacy Block”); and

 WHEREAS, the parties desire to amend the Reinsurance Agreement to terminate the reinsurance for Legacy Block policies that will be reinsured
pursuant to the 2012 Reinsurance Agreement, as amended. 
 NOW THEREFORE, in consideration of the mutual agreements contained herein, and other
good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: 
  

	1.	Effective February 1, 2013, the Reinsurance Agreement shall be terminated with respect to the Interstate Electrical Services and Identity Group Holdings, LLC
Legacy Block LTD policies; however, the Reinsurer shall remain liable under the Reinsurance Agreement for all claims incurred under the Interstate Electrical Services and Identity Group Holdings, LLC Legacy Block LTD policies prior to
February 1, 2013. 

  

	2.	Effective March 1, 2013, the Reinsurance Agreement shall be terminated with respect to the Fischbein LLC Legacy Block LTD policy; however, the Reinsurer shall
remain liable under the Reinsurance Agreement for all claims incurred under the Fischbein LLC Legacy Block LTD policy prior to March 1, 2013. 

  

	3.	Effective June 1, 2013, except for the Parkdale Mills, Parkdale America and U.S. Cotton Legacy Block LTD policies and LTD policies administered by Excess Risk
Underwriters, Inc. (“ERU”), the Reinsurance Agreement shall be terminated with respect to all remaining Legacy Block LTD Policies; however, the Reinsurer shall remain liable under the Reinsurance Agreement for all claims incurred under
such policies prior to June 1, 2013. 

  
 1 

	4.	Effective July 1, 2013, the Reinsurance Agreement shall be terminated with respect to the Parkdale Mills, Parkdale America and U.S. Cotton LTD policies; however,
the Reinsurer shall remain liable under the Reinsurance Agreement for all claims incurred under the Parkdale Mills, Parkdale America and U.S. Cotton LTD policies prior to July 1, 2013. 

 

	5.	Effective February 1, 2014, the Reinsurance Agreement shall be terminated with respect to any remaining in-force Legacy Block LTD Policies, including but not
limited to reinsurance under the Reinsurance Agreement for LTD policies administered by ERU; however, the Reinsurer shall remain liable under the Reinsurance Agreement for all claims incurred under such policies prior to February 1, 2014.

  

	6.	All claims incurred under LTD policies while such policies were reinsured under the Reinsurance Agreement will continue to be administered by the Managing Agent.

  

	7.	All provisions of the Reinsurance Agreement not in conflict with the provisions of this Amendment will continue unchanged. 

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to be executed on its behalf by the signature of its duly authorized
representative as of the dates shown below: 
  

							
	CUSTOM DISABILITY SOLUTIONS	 	SYMETRA LIFE INSURANCE COMPANY
				
	By:	 	 /s/ Paul K. Fields
	 	By:	 	 /s/ Thomas M. Foran

	Name:	 	Paul K. Fields	 	Name:	 	Thomas M. Foran
	Title:	 	CFO	 	Title:	 	Vice President
	Date:	 	4/16/13	 	Date:	 	4/16/2013

  
 2

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