Document:

Exhibit 4.2

 

SUBSEQUENT TRANSFER INSTRUMENT

Pursuant to this Subsequent Transfer Instrument, dated January 13, 2006 (the “Instrument”), between Financial Asset Securities Corp. as seller (the “Depositor”), and Deutsche Bank National Trust Company as trustee of the Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4, as purchaser (the “Trustee”), and pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling and Servicing Agreement”), among the Countrywide Home Loans Servicing LP, National City Home Loan Services, Inc. and JPMorgan Chase Bank, National Association, as Servicers and the Trustee, the Depositor and the Trustee agree to the sale by the Depositor and the purchase by the Trustee in trust, on behalf of the Trust, of the Mortgage Loans listed on the attached Schedule of Mortgage Loans (the “Subsequent Mortgage Loans”).

Capitalized terms used but not otherwise defined herein shall have the meanings set forth in the Pooling and Servicing Agreement.

	
             
 	
            Section 1.
 	
            Conveyance of Subsequent Mortgage Loans.
 

(a)           The Depositor does hereby sell, transfer, assign, set over and convey to the Trustee in trust, on behalf of the Trust, without recourse, all of its right, title and interest in and to the Subsequent Mortgage Loans, and including all amounts due on the Subsequent Mortgage Loans after the related Subsequent Cut-off Date, and all items with respect to the Subsequent Mortgage Loans to be delivered pursuant to Section 2.01 of the Pooling and Servicing Agreement; provided, however that the Depositor reserves and retains all right, title and interest in and to amounts due on the Subsequent Mortgage Loans on or prior to the related Subsequent Cut-off Date. The Depositor, contemporaneously with the delivery of this Agreement, has delivered or caused to be delivered to the Trustee each item set forth in Section 2.01 of the
Pooling and Servicing Agreement. The transfer to the Trustee by the Depositor of the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule shall be absolute and is intended by the Depositor, the Servicer, the Trustee and the Certificateholders to constitute and to be treated as a sale by the Depositor to the Trust Fund.

(b)           The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, in, to and under the Subsequent Mortgage Loan Purchase Agreement, dated the date hereof, between the Depositor as purchaser and the Servicer as seller, to the extent of the Subsequent Mortgage Loans.

	
             
 	
            (c)
 	
            Additional terms of the sale are set forth on Attachment A hereto.
 
	
             
 	
            Section 2.
 	
            Representations and Warranties; Conditions Precedent.
 	
             

					

(a)           The Depositor hereby confirms that each of the conditions and the representations and warranties set forth in Section 2.08 of the Pooling and Servicing Agreement are satisfied as of the date hereof.

(b)           All terms and conditions of the Pooling and Servicing Agreement are hereby ratified and confirmed; provided, however, that in the event of any conflict, the provisions of this Instrument shall control over the conflicting provisions of the Pooling and Servicing Agreement.

	
             
 	
            Section 3.
 	
            Recordation of Instrument.
 

To the extent permitted by applicable law, this Instrument, or a memorandum thereof if permitted under applicable law, is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Servicer at the Certificateholders’ expense on direction of the related Certificateholders, but only when accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders or is necessary for the administration or servicing of the Mortgage Loans.

 

 

	
             
 	
            Section 4.
 	
            Governing Law.
 

This Instrument shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without giving effect to principles of conflicts of law.

	
             
 	
            Section 5.
 	
            Counterparts.
 

This Instrument may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same instrument.

	
             
 	
            Section 6.
 	
            Successors and Assigns.
 

This Instrument shall inure to the benefit of and be binding upon the Depositor and the Trustee and their respective successors and assigns.

 

 

 

	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
            DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

Attachments

	
            A.
 	
            Additional terms of sale.
 	
             

	
            B.
 	
            Schedule of Subsequent Mortgage Loans.
 

 

 

 

ADDITIONAL TERMS OF SALE

 

	
             
 	
            A.
 	
            General 
 

 

	
             
 	
            1.
 	
            Subsequent Cut-off Date: January 1, 2006
 

	
             
 	
            2.
 	
            Subsequent Transfer Date: January 13, 2006
 

	
             
 	
            3.
 	
            Aggregate Principal Balance of the Subsequent Mortgage Loans as of the Subsequent Cut-off Date: $99,363,916.76
 

	
             
 	
            4.
 	
            Purchase Price: 100.00%
 

 

	
             
 	
            B.
 	
            The obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any Subsequent Transfer Date is subject to the satisfaction of the conditions set forth in the immediately preceding paragraph and the accuracy of the following representations and warranties with respect to each such Subsequent Mortgage Loan determined as of the applicable Subsequent Cut-off Date:  (i) such Subsequent Mortgage Loan may not be 59 or more days delinquent as of the last day of the month preceding the Subsequent Cut-off Date; (ii) the original term to stated maturity of such Subsequent Mortgage Loan will not be less than 120 months and will not exceed 360 months; (iii) the Subsequent Mortgage Loan may not provide for negative amortization; (iv) such Subsequent Mortgage Loan will not have a loan-to-value ratio greater than 100.00%; (v) such Subsequent Mortgage Loans will
have, as of the Subsequent Cut-off Date, a weighted average loan age not in excess of 5 months; (vi) such Subsequent Mortgage Loan, if a Fixed Rate Mortgage Loan, shall have a Mortgage Rate that is not less than 5.000% per annum or greater than 15.000% per annum; (vii) such Subsequent Mortgage Loan must have a first payment date occurring on or before December 1, 2005 and will include 30 days’ interest thereon; (viii) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Gross Margin not less than 2.000% per annum; (ix) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Maximum Mortgage Rate not less than 11.000% per annum; (x) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Minimum Mortgage Rate not less than 4.000% per annum and (xi) such Subsequent Mortgage Loan shall have been underwritten in
accordance with the criteria set forth under “The Originators” in the Prospectus Supplement.
 

 

	
             
 	
            C.
 	
            Following the purchase of any Subsequent Group I Mortgage Loan by the Trust, the Group I Mortgage Loans (including such Subsequent Group I Mortgage Loans) will: (i) have a weighted average original term to stated maturity of not more than 355 months; (ii) have a weighted average Mortgage Rate of not less than 7.250% per annum and not more than 7.750% per annum; (iii) have a weighted average Loan-to-Value Ratio of not more than 82.50%; (iv) have no Mortgage Loan with a Stated Principal Balance at origination which does not conform to Fannie Mae and Freddie Mac loan limits; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than 64.00% by aggregate Stated Principal Balance of the Group I Mortgage Loans; (vi) have a weighted average FICO score of not less than 605 and (vii) have no more than 23.00% of Fixed-Rate Mortgage Loans by
aggregate Stated Principal Balance of the Group I Mortgage Loans.  In addition, the Adjustable-Rate Group I Mortgage Loans will have a weighted average Gross Margin not less than 5.750% per annum.  For purposes of the calculations described in this paragraph, percentages of the Group I Mortgage Loans will be based on the Stated Principal Balance of the Initial Group I Mortgage Loans and Additional Group I Mortgage Loans as of the related Cut-off Date and the Stated Principal Balance of the Subsequent Group I Mortgage Loans as of the related Subsequent Cut-off Date.
 

 

Following the purchase of any Subsequent Group II Mortgage Loan by the Trust, the Group II Mortgage Loans (including such Subsequent Group II Mortgage Loans) will: (i) have a weighted average original term to stated maturity of not more than 349 months; (ii) have a weighted average Mortgage Rate of not less than 6.750% per annum and not more than 7.250% per annum; (iii) have a weighted average Loan-to-Value Ratio of not more than 

 

85.00%; (iv) have no Mortgage Loan with a principal balance in excess of $1,200,000; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than 62.00% by aggregate Stated Principal Balance of the Group II Mortgage Loans; (vi) have a weighted average FICO score of not less than 630 and (vii) have no more than 15.00% of Fixed-Rate Mortgage Loans by aggregate Stated Principal Balance of the Group II Mortgage Loans.  In addition, the Adjustable-Rate Group II Mortgage Loans will have a weighted average Gross Margin not less than 5.500% per annum.  For purposes of the calculations described in this paragraph, percentages of the Group II Mortgage Loans will be based on the Stated Principal Balance of the Initial Group II Mortgage Loans and the Additional Group II Mortgage Loans as of the related Cut-off Date and the Stated Principal Balance of the Subsequent Group II
Mortgage Loans as of the related Subsequent Cut-off Date

 

	
             
 	
            D.
 	
            Notwithstanding the foregoing, any Subsequent Mortgage Loan may be rejected by any Rating Agency if the inclusion of any such Subsequent Mortgage Loan would adversely affect the ratings of any Class of Certificates.  At least one Business Day prior to the Subsequent Transfer Date, each Rating Agency shall notify the Trustee as to which Subsequent Mortgage Loans, if any, shall not be included in the transfer on the Subsequent Transfer Date; provided, however, that the Seller shall have delivered to each Rating Agency at least three Business Days prior to such Subsequent Transfer Date a computer file acceptable to each Rating Agency describing the characteristics specified in paragraphs (b) and (c) above.
 

 

 

ATTACHMENT B

SCHEDULE OF SUBSEQUENT MORTGAGE LOANS

 

[LOGO OMITTED]  RBS GREENWICH CAPITAL

Soundview 2005-4 Prefunding Pool

State     Zip Code     Occupancy        Property Type                I/O?     I/O Orig Term     I/O Rem Term    Orig Term
-----     --------     ---------        -------------                ----     -------------     ------------    ---------
NJ        08085        Primary          Single Family                N               0                  0           360
CT        06114        Primary          Single Family                N               0                  0           360
CO        80015        Primary          Planned Unit Development     N               0                  0           360
TX        77021        Primary          Single Family                N               0                  0           360
TN        37206        Investor         Single Family                N               0                  0           360
AL        35816        Primary          Single Family                N               0                  0           360
TX        76105        Primary          Single Family                N               0                  0           360
LA        70448        Primary          Single Family                N               0                  0           360
FL        33619        Primary          Single Family                N               0                  0           360
TX        77033        Primary          Single Family                N               0                  0           360
GA        30126        Primary          Planned Unit Development     N               0                  0           360
AL        36612        Primary          Single Family                N               0                  0           360
GA        30126        Primary          Planned Unit Development     N               0                  0           180
AL        35209        Primary          Condominium                  N               0                  0           360
DE        19802        Primary          Single Family                N               0                  0           180
AL        36505        Primary          Single Family                N               0                  0           180
CA        92883        Primary          Planned Unit Development     Y              60                 53           360
NC        27407        Primary          Single Family                N               0                  0           360
MD        20743        Investor         Single Family                N               0                  0           360
NC        28215        Primary          Single Family                N               0                  0           360
NY        13502        Investor         Two-to-Four Family           N               0                  0           360
MA        01040        Primary          Single Family                N               0                  0           360
OH        45406        Primary          Single Family                N               0                  0           360
NC        27511        Investor         Single Family                Y              60                 58           360
WI        54501        Primary          Single Family                N               0                  0           360
NC        27502        Primary          Planned Unit Development     Y              60                 57           360
FL        32822        Primary          Single Family                N               0                  0           360
MS        39189        Primary          Single Family                N               0                  0           360
MI        48334        Primary          Condominium                  N               0                  0           360
GA        30297        Primary          Single Family                N               0                  0           360
OH        44311        Primary          Single Family                N               0                  0           360
PA        18643        Primary          Single Family                N               0                  0           360
OH        44903        Primary          Single Family                N               0                  0           360
TN        37098        Primary          Single Family                N               0                  0           360
LA        71108        Primary          Single Family                N               0                  0           360
AZ        85228        Primary          Planned Unit Development     Y              60                 58           360
NJ        07063        Primary          Two-to-Four Family           N               0                  0           360
CA        92562        Primary          Planned Unit Development     Y              60                 56           360
OH        45212        Investor         Two-to-Four Family           N               0                  0           360
OH        45416        Primary          Single Family                N               0                  0           360
TX        76837        Primary          Single Family                N               0                  0           360
OH        43551        Primary          Single Family                N               0                  0           360
IN        46815        Primary          Single Family                N               0                  0           360
IL        60098        Primary          Single Family                N               0                  0           360
MA        01106        Primary          Single Family                N               0                  0           360
IN        47533        Primary          Single Family                N               0                  0           360
GA        30214        Primary          Single Family                N               0                  0           360
GA        30360        Primary          Single Family                Y              60                 57           360
NY        11550        Primary          Single Family                N               0                  0           180
GA        64127        Investor         Single Family                N               0                  0           360
AL        36874        Primary          Single Family                N               0                  0           360
CT        06810        Investor         Two-to-Four Family           N               0                  0           360
SC        29681        Primary          Single Family                N               0                  0           360
NC        28403        Primary          Single Family                N               0                  0           360
NC        28636        Primary          Single Family                N               0                  0           360
MI        48225        Investor         Single Family                N               0                  0           360
SC        29420        Primary          Single Family                N               0                  0           360
PA        17603        Second Home      Single Family                N               0                  0           360
AZ        85363        Primary          Planned Unit Development     Y              60                 58           360
IL        60419        Primary          Single Family                N               0                  0           360
LA        70607        Primary          Single Family                N               0                  0           360
SC        29611        Primary          Single Family                N               0                  0           360
WI        53216        Primary          Single Family                N               0                  0           360
WV        26508        Primary          Single Family                N               0                  0           360
FL        32506        Primary          Planned Unit Development     N               0                  0           360
NC        28212        Investor         Planned Unit Development     N               0                  0           360
OH        44425        Primary          Single Family                N               0                  0           360
MD        21215        Primary          Single Family                Y              60                 57           360
WV        24901        Primary          Single Family                N               0                  0           360
GA        30907        Primary          Single Family                N               0                  0           360
PA        15120        Primary          Single Family                N               0                  0           360
MS        38701        Primary          Single Family                N               0                  0           360
NC        28203        Primary          Single Family                N               0                  0           360
OH        44705        Primary          Single Family                N               0                  0           360
PA        16055        Primary          Single Family                N               0                  0           360
CO        80909        Investor         Single Family                N               0                  0           360
AR        72734        Primary          Single Family                N               0                  0           360
OH        45856        Primary          Single Family                N               0                  0           360
CA        91739        Primary          Single Family                Y              60                 58           360
MI        48207        Investor         Two-to-Four Family           N               0                  0           360
LA        70346        Primary          Single Family                Y              60                 56           360
AR        72714        Primary          Planned Unit Development     N               0                  0           360
OK        74735        Primary          Single Family                N               0                  0           360
WV        25428        Primary          Planned Unit Development     N               0                  0           360
CT        06511        Primary          Two-to-Four Family           N               0                  0           360
TN        37128        Primary          Planned Unit Development     N               0                  0           360
MO        63021        Primary          Planned Unit Development     N               0                  0           360
MA        01020        Primary          Two-to-Four Family           N               0                  0           360
MO        63135        Primary          Single Family                N               0                  0           360
NC        28262        Primary          Single Family                N               0                  0           360
IN        47805        Investor         Single Family                N               0                  0           360
OH        44306        Primary          Single Family                N               0                  0           360
IL        60172        Primary          Single Family                N               0                  0           360
IL        60478        Primary          Single Family                N               0                  0           360
AR        72830        Second Home      Single Family                N               0                  0           360
LA        71111        Primary          Single Family                N               0                  0           360
GA        30052        Primary          Single Family                N               0                  0           360
SC        29681        Primary          Single Family                N               0                  0           360
MI        48059        Primary          Single Family                N               0                  0           360
NC        28216        Primary          Planned Unit Development     N               0                  0           360
LA        70460        Primary          Single Family                N               0                  0           360
GA        30016        Primary          Single Family                N               0                  0           360
OH        43076        Primary          Single Family                N               0                  0           360
GA        30815        Primary          Single Family                N               0                  0           360
AL        35006        Primary          Single Family                N               0                  0           360
AZ        85381        Primary          Single Family                N               0                  0           360
TX        77045        Primary          Single Family                N               0                  0           120
VT        05777        Primary          Two-to-Four Family           N               0                  0           360
OH        44105        Investor         Single Family                N               0                  0           360
MI        48035        Primary          Single Family                N               0                  0           360
OH        45502        Primary          Single Family                N               0                  0           360
SC        29461        Investor         Single Family                N               0                  0           360
FL        33810        Primary          Single Family                N               0                  0           360
NY        14170        Primary          Single Family                N               0                  0           360
IN        47714        Primary          Single Family                N               0                  0           360
IL        60644        Primary          Single Family                N               0                  0           360
SC        29906        Primary          Single Family                N               0                  0           360
FL        33313        Primary          Single Family                N               0                  0           360
KY        41010        Primary          Single Family                N               0                  0           360
OH        45850        Primary          Single Family                N               0                  0           360
IL        60515        Primary          Single Family                N               0                  0           360
MN        55322        Primary          Single Family                N               0                  0           360
CA        94541        Primary          Single Family                N               0                  0           360
OH        44131        Primary          Single Family                N               0                  0           360
IL        61740        Primary          Single Family                N               0                  0           360
NC        27604        Primary          Planned Unit Development     N               0                  0           360
ME        04001        Primary          Single Family                N               0                  0           360
CA        92553        Primary          Single Family                Y              60                 58           360
TX        76014        Primary          Single Family                N               0                  0           180
IN        46218        Primary          Single Family                N               0                  0           360
NY        13088        Primary          Single Family                N               0                  0           360
NJ        08085        Primary          Single Family                N               0                  0           360
MA        02121        Primary          Two-to-Four Family           N               0                  0           360
ME        04102        Primary          Two-to-Four Family           Y              60                 57           360
IL        62040        Primary          Single Family                N               0                  0           360
AZ        85396        Primary          Planned Unit Development     Y              60                 58           360
NC        28451        Primary          Planned Unit Development     N               0                  0           360
NC        28546        Primary          Single Family                N               0                  0           360
MO        63624        Primary          Single Family                N               0                  0           360
SC        29651        Primary          Single Family                N               0                  0           360
MO        64506        Investor         Single Family                N               0                  0           360
OH        45322        Primary          Single Family                N               0                  0           360
IN        47905        Primary          Single Family                N               0                  0           360
MI        49068        Primary          Single Family                N               0                  0           360
PA        16055        Primary          Single Family                N               0                  0           360
OH        45246        Investor         Single Family                N               0                  0           360
OH        43326        Primary          Single Family                N               0                  0           360
ME        04074        Primary          Single Family                N               0                  0           360
NJ        07524        Primary          Two-to-Four Family           N               0                  0           360
IA        50109        Primary          Single Family                N               0                  0           360
OH        43204        Primary          Two-to-Four Family           N               0                  0           360
VA        23231        Primary          Single Family                Y              60                 58           360
OH        45044        Investor         Single Family                Y              60                 57           360
MA        01462        Primary          Single Family                N               0                  0           360
MI        48114        Primary          Single Family                N               0                  0           360
WI        54968        Primary          Single Family                N               0                  0           360
NC        28562        Primary          Single Family                N               0                  0           360
CO        80102        Investor         Single Family                N               0                  0           360
PA        19118        Primary          Single Family                N               0                  0           360
MI        48191        Primary          Single Family                N               0                  0           360
PA        19151        Primary          Single Family                N               0                  0           360
MT        59102        Primary          Single Family                N               0                  0           360
ME        04011        Primary          Single Family                N               0                  0           360
TN        37208        Investor         Single Family                N               0                  0           360
MI        48067        Primary          Condominium                  Y              60                 57           360
TN        38108        Primary          Single Family                N               0                  0           360
NC        28714        Primary          Single Family                Y              60                 58           360
IN        46126        Primary          Single Family                N               0                  0           360
MA        01040        Primary          Two-to-Four Family           N               0                  0           360
MD        21221        Primary          Single Family                N               0                  0           360
MO        63640        Primary          Single Family                N               0                  0           360
MA        01109        Investor         Single Family                N               0                  0           360
OH        44102        Investor         Single Family                Y              60                 57           360
OH        43612        Primary          Single Family                N               0                  0           360
IL        60452        Primary          Condominium                  Y              60                 58           360
NC        28152        Primary          Single Family                N               0                  0           360
CA        91706        Primary          Single Family                N               0                  0           360
NC        27616        Primary          Condominium                  Y              60                 58           360
CA        93306        Primary          Single Family                N               0                  0           360
OH        43004        Primary          Single Family                N               0                  0           360
SC        29483        Primary          Planned Unit Development     Y              60                 57           360
MI        48205        Primary          Single Family                N               0                  0           360
AZ        85323        Primary          Planned Unit Development     N               0                  0           360
OH        43402        Primary          Single Family                N               0                  0           360
CA        92277        Investor         Single Family                N               0                  0           360
MD        20735        Primary          Planned Unit Development     Y              60                 57           360
MD        20879        Investor         Planned Unit Development     Y              60                 58           360
IL        60087        Investor         Single Family                Y              60                 58           360
CA        93307        Investor         Single Family                Y              60                 58           360
SC        29006        Primary          Single Family                N               0                  0           360
MD        21043        Investor         Single Family                Y              60                 58           360
CT        06478        Primary          Single Family                N               0                  0           360
CA        91744        Primary          Single Family                Y             120                117           360
LA        70805        Investor         Single Family                N               0                  0           360
CT        06095        Primary          Single Family                N               0                  0           180
CA        91950        Primary          Single Family                N               0                  0           360
WI        54614        Primary          Single Family                N               0                  0           360
FL        32714        Primary          Planned Unit Development     N               0                  0           360
SC        29445        Primary          Single Family                N               0                  0           360
MO        63028        Primary          Single Family                N               0                  0           360
OH        44444        Primary          Single Family                N               0                  0           360
MI        49015        Primary          Single Family                N               0                  0           360
MD        21001        Primary          Single Family                N               0                  0           360
ME        04038        Primary          Single Family                Y              60                 57           360
NY        11717        Primary          Single Family                N               0                  0           360
OH        43612        Primary          Single Family                N               0                  0           360
NC        28036        Primary          Planned Unit Development     N               0                  0           360
NC        27502        Primary          Planned Unit Development     N               0                  0           360
NY        13203        Primary          Single Family                N               0                  0           360
GA        30088        Primary          Single Family                N               0                  0           360
CA        92562        Primary          Single Family                Y              60                 57           360
NY        11746        Primary          Single Family                N               0                  0           360
CA        90201        Primary          Two-to-Four Family           N               0                  0           360
CT        06401        Primary          Two-to-Four Family           N               0                  0           360
CT        06483        Primary          Single Family                Y              60                 57           360
NJ        07712        Primary          Two-to-Four Family           N               0                  0           360
NC        28083        Primary          Single Family                N               0                  0           360
NC        27909        Primary          Single Family                N               0                  0           360
MI        49015        Primary          Single Family                N               0                  0           360
GA        30213        Primary          Single Family                N               0                  0           360
IL        60564        Primary          Condominium                  N               0                  0           360
VA        23113        Primary          Single Family                N               0                  0           360
SC        29169        Primary          Single Family                N               0                  0           360
IL        60618        Primary          Single Family                N               0                  0           360
OH        44647        Primary          Single Family                N               0                  0           300
OH        44304        Primary          Single Family                N               0                  0           360
NC        28208        Primary          Single Family                N               0                  0           360
MD        20874        Primary          Single Family                N               0                  0           360
TN        38109        Primary          Single Family                N               0                  0           360
MD        20904        Primary          Planned Unit Development     Y              60                 58           360
MI        48189        Primary          Single Family                N               0                  0           360
MO        63136        Primary          Single Family                N               0                  0           360
LA        71118        Primary          Single Family                N               0                  0           360
GA        31558        Primary          Single Family                N               0                  0           360
MN        55417        Primary          Single Family                Y              60                 58           360
MI        48234        Primary          Single Family                N               0                  0           360
MT        59101        Primary          Single Family                N               0                  0           180
FL        33023        Primary          Single Family                N               0                  0           360
CA        90262        Primary          Single Family                N               0                  0           360
MA        02125        Primary          Two-to-Four Family           N               0                  0           360
NC        28403        Primary          Single Family                N               0                  0           360
WI        54965        Primary          Single Family                N               0                  0           360
ME        04930        Primary          Single Family                N               0                  0           360
NV        89052        Primary          Planned Unit Development     Y              60                 58           360
MI        48421        Primary          Single Family                N               0                  0           360
MI        48204        Primary          Single Family                N               0                  0           360
IA        50315        Primary          Single Family                N               0                  0           360
GA        30083        Primary          Single Family                N               0                  0           360
NC        27948        Primary          Single Family                N               0                  0           360
OH        43026        Primary          Single Family                N               0                  0           360
MI        48141        Primary          Single Family                N               0                  0           360
AZ        85212        Primary          Planned Unit Development     N               0                  0           360
OH        43357        Primary          Single Family                N               0                  0           360
AR        72034        Primary          Single Family                N               0                  0           360
NY        14127        Primary          Two-to-Four Family           N               0                  0           360
MI        48135        Primary          Single Family                N               0                  0           360
MI        48235        Investor         Single Family                N               0                  0           360
MD        21045        Primary          Single Family                N               0                  0           360
CA        90660        Primary          Single Family                Y              60                 58           360
PA        19119        Investor         Two-to-Four Family           N               0                  0           360
SC        29406        Primary          Planned Unit Development     Y              60                 57           360
PA        15205        Primary          Two-to-Four Family           N               0                  0           360
OH        43207        Primary          Single Family                Y             120                117           360
PA        19021        Primary          Single Family                N               0                  0           360
MS        39305        Primary          Single Family                N               0                  0           360
IN        47320        Primary          Single Family                N               0                  0           360
NC        27610        Primary          Planned Unit Development     N               0                  0           360
NC        27403        Investor         Two-to-Four Family           N               0                  0           360
AZ        85018        Primary          Single Family                Y              60                 58           360
FL        34759        Primary          Single Family                Y              60                 57           360
OH        43081        Primary          Single Family                Y              60                 58           360
NC        27525        Primary          Single Family                N               0                  0           360
MD        20785        Primary          Single Family                N               0                  0           360
PA        19134        Investor         Single Family                N               0                  0           360
OH        45840        Investor         Two-to-Four Family           N               0                  0           360
WV        25140        Primary          Single Family                N               0                  0           360
CA        90011        Investor         Two-to-Four Family           N               0                  0           360
CA        92225        Primary          Single Family                N               0                  0           360
AR        72113        Primary          Single Family                N               0                  0           360
MD        21207        Primary          Planned Unit Development     Y              60                 57           360
FL        34142        Primary          Single Family                N               0                  0           180
OH        44867        Primary          Single Family                N               0                  0           360
AZ        86442        Primary          Planned Unit Development     N               0                  0           360
NC        28334        Primary          Single Family                N               0                  0           360
KS        67212        Primary          Single Family                N               0                  0           360
SC        29697        Primary          Single Family                N               0                  0           360
MN        55105        Primary          Single Family                N               0                  0           360
AZ        85302        Primary          Single Family                N               0                  0           360
MI        48198        Primary          Single Family                Y              60                 57           360
FL        32812        Primary          Condominium                  N               0                  0           360
MA        01095        Primary          Single Family                N               0                  0           360
AZ        85234        Primary          Planned Unit Development     N               0                  0           360
CA        95991        Primary          Single Family                N               0                  0           360
CA        92801        Primary          Single Family                N               0                  0           360
GA        30736        Primary          Single Family                N               0                  0           360
SC        29045        Primary          Planned Unit Development     Y              60                 57           360
FL        34714        Primary          Single Family                N               0                  0           360
MA        01109        Investor         Single Family                N               0                  0           360
CA        90650        Primary          Single Family                N               0                  0           360
VA        23605        Primary          Single Family                N               0                  0           360
CA        91977        Primary          Single Family                N               0                  0           360
NY        11432        Primary          Single Family                N               0                  0           360
CA        91306        Primary          Single Family                Y             120                118           360
IN        46806        Primary          Single Family                N               0                  0           360
MI        48060        Primary          Single Family                N               0                  0           360
MI        49686        Investor         Single Family                N               0                  0           360
OH        44641        Investor         Single Family                N               0                  0           360
MO        64130        Primary          Single Family                N               0                  0           360
LA        70461        Primary          Single Family                N               0                  0           360
MD        20774        Primary          Planned Unit Development     N               0                  0           360
CO        80526        Primary          Single Family                Y              60                 58           360
MD        20903        Primary          Single Family                Y              60                 58           360
CT        06237        Primary          Single Family                N               0                  0           180
AL        35206        Primary          Single Family                N               0                  0           360
DE        19701        Primary          Single Family                N               0                  0           360
IL        60643        Primary          Single Family                Y              60                 57           360
MI        48221        Primary          Single Family                N               0                  0           360
PA        15110        Primary          Single Family                N               0                  0           360
VA        22151        Primary          Single Family                Y              60                 58           360
TN        37411        Primary          Single Family                N               0                  0           360
GA        30741        Primary          Single Family                N               0                  0           360
OK        74365        Primary          Single Family                N               0                  0           360
MO        63136        Primary          Single Family                N               0                  0           360
IL        60202        Primary          Single Family                N               0                  0           360
NY        11756        Primary          Single Family                N               0                  0           360
FL        32579        Primary          Single Family                N               0                  0           360
KS        67217        Primary          Single Family                N               0                  0           360
CA        95762        Primary          Planned Unit Development     Y              60                 58           360
FL        34479        Primary          Single Family                N               0                  0           360
SC        29650        Primary          Single Family                Y              60                 57           360
IN        47130        Primary          Single Family                N               0                  0           360
OH        45107        Primary          Single Family                N               0                  0           360
OH        43607        Primary          Single Family                N               0                  0           360
FL        33610        Primary          Single Family                N               0                  0           360
GA        30271        Primary          Single Family                N               0                  0           360
IL        60620        Investor         Single Family                N               0                  0           360
UT        84043        Primary          Planned Unit Development     Y              60                 57           360
FL        32506        Primary          Single Family                N               0                  0           360
MO        63135        Primary          Single Family                N               0                  0           360
CA        96055        Primary          Single Family                Y              60                 58           360
MN        55411        Investor         Single Family                N               0                  0           360
CA        94404        Primary          Condominium                  N               0                  0           360
KS        67002        Primary          Single Family                N               0                  0           360
PA        15224        Investor         Two-to-Four Family           N               0                  0           360
WY        82801        Primary          Single Family                N               0                  0           360
IN        46532        Investor         Single Family                N               0                  0           360
CA        92592        Primary          Single Family                N               0                  0           360
AL        35208        Primary          Single Family                N               0                  0           360
AZ        85716        Primary          Single Family                N               0                  0           360
MI        48458        Primary          Single Family                N               0                  0           360
SC        29052        Primary          Single Family                N               0                  0           360
AL        36608        Primary          Single Family                N               0                  0           360
VA        23324        Investor         Single Family                N               0                  0           360
NC        27107        Primary          Single Family                N               0                  0           360
GA        30337        Primary          Single Family                N               0                  0           360
MI        48223        Investor         Single Family                N               0                  0           360
CA        95121        Primary          Single Family                N               0                  0           360
CA        93247        Primary          Single Family                N               0                  0           360
OH        44035        Primary          Single Family                N               0                  0           360
OH        44106        Investor         Two-to-Four Family           N               0                  0           360
FL        33437        Primary          Planned Unit Development     Y             120                118           360
PA        19131        Primary          Single Family                N               0                  0           360
NC        28213        Primary          Planned Unit Development     Y              60                 58           360
WY        82007        Primary          Single Family                N               0                  0           360
CA        90017        Primary          Two-to-Four Family           N               0                  0           360
NC        27105        Primary          Single Family                N               0                  0           360
GA        30252        Primary          Planned Unit Development     N               0                  0           360
PA        17331        Primary          Single Family                N               0                  0           360
NM        87121        Primary          Single Family                Y              60                 58           360
MD        20708        Investor         Condominium                  N               0                  0           360
MI        48204        Investor         Single Family                N               0                  0           360
OH        44281        Primary          Single Family                N               0                  0           360
SC        29464        Primary          Condominium                  Y              60                 57           360
IN        46205        Primary          Single Family                N               0                  0           360
MI        48216        Primary          Single Family                N               0                  0           360
MI        49202        Investor         Single Family                N               0                  0           360
ME        04038        Primary          Single Family                N               0                  0           360
WV        26554        Second Home      Single Family                N               0                  0           360
MS        38611        Investor         Single Family                N               0                  0           360
OH        43207        Investor         Single Family                N               0                  0           360
MN        55024        Primary          Single Family                N               0                  0           360
ME        04106        Primary          Single Family                N               0                  0           360
WI        54981        Primary          Single Family                N               0                  0           360
OH        44691        Investor         Single Family                N               0                  0           360
GA        31907        Primary          Single Family                Y              60                 58           360
AZ        85225        Primary          Single Family                N               0                  0           360
MI        48035        Investor         Single Family                N               0                  0           360
IN        47438        Primary          Single Family                N               0                  0           360
OH        43123        Primary          Single Family                N               0                  0           360
IN        46225        Investor         Two-to-Four Family           N               0                  0           360
AZ        85308        Primary          Single Family                N               0                  0           360
OH        43221        Primary          Single Family                N               0                  0           360
MI        49120        Primary          Single Family                N               0                  0           360
VA        22191        Primary          Planned Unit Development     Y              60                 58           360
CA        93309        Primary          Single Family                Y             120                118           360
CA        93307        Primary          Single Family                N               0                  0           240
MI        48212        Investor         Single Family                Y              60                 57           360
OH        45887        Primary          Single Family                N               0                  0           360
OH        45385        Primary          Single Family                N               0                  0           360
OH        45406        Primary          Single Family                N               0                  0           360
MS        39028        Investor         Single Family                N               0                  0           360
VA        23005        Investor         Two-to-Four Family           N               0                  0           360
AZ        85258        Primary          Planned Unit Development     Y              60                 58           360
WA        98270        Primary          Single Family                N               0                  0           360
GA        30024        Primary          Single Family                Y              60                 58           360
AZ        85363        Second Home      Planned Unit Development     N               0                  0           360
MI        48506        Primary          Single Family                N               0                  0           360
FL        33004        Investor         Two-to-Four Family           N               0                  0           360
GA        30294        Primary          Planned Unit Development     N               0                  0           360
GA        30038        Primary          Planned Unit Development     N               0                  0           360
MD        20705        Primary          Single Family                Y              60                 58           360
TX        78957        Primary          Planned Unit Development     N               0                  0           360
IN        46806        Primary          Single Family                N               0                  0           360
MA        01001        Primary          Single Family                N               0                  0           180
NY        10977        Investor         Single Family                Y              60                 58           360
MA        02136        Primary          Single Family                N               0                  0           360
VA        23662        Investor         Single Family                N               0                  0           360
NY        13021        Primary          Two-to-Four Family           N               0                  0           360
OH        44320        Primary          Single Family                N               0                  0           360
MS        39501        Primary          Single Family                N               0                  0           360
NV        89141        Primary          Planned Unit Development     Y              60                 58           360
MI        48140        Primary          Single Family                N               0                  0           360
MA        02642        Primary          Single Family                N               0                  0           360
OH        43608        Primary          Single Family                N               0                  0           360
IN        46221        Investor         Two-to-Four Family           N               0                  0           360
MD        21629        Primary          Single Family                N               0                  0           360
MD        21703        Primary          Planned Unit Development     Y              60                 58           360
DE        19806        Primary          Two-to-Four Family           N               0                  0           360
OH        44311        Investor         Single Family                N               0                  0           360
MO        63130        Primary          Single Family                Y             120                118           360
NC        28625        Primary          Single Family                N               0                  0           360
OH        45505        Primary          Single Family                N               0                  0           360
MI        48529        Primary          Single Family                N               0                  0           360
PA        16630        Investor         Single Family                N               0                  0           360
AZ        85085        Primary          Planned Unit Development     Y              60                 58           360
MO        63033        Primary          Condominium                  N               0                  0           360
FL        33542        Primary          Single Family                N               0                  0           360
LA        70570        Primary          Single Family                N               0                  0           360
GA        30906        Primary          Single Family                N               0                  0           360
OH        45315        Primary          Single Family                N               0                  0           360
OH        44077        Primary          Single Family                Y              60                 57           360
AZ        85207        Primary          Single Family                N               0                  0           360
UT        84111        Primary          Condominium                  N               0                  0           360
PA        19120        Primary          Single Family                N               0                  0           360
VA        23229        Primary          Single Family                Y              60                 58           360
SC        29651        Primary          Single Family                N               0                  0           360
PA        15215        Primary          Single Family                N               0                  0           360
FL        32216        Primary          Single Family                N               0                  0           360
NC        27127        Primary          Single Family                N               0                  0           360
FL        32218        Primary          Single Family                N               0                  0           360
UT        84511        Primary          Single Family                N               0                  0           360
GA        30078        Primary          Single Family                N               0                  0           360
OH        43232        Primary          Single Family                N               0                  0           360
ME        04076        Primary          Single Family                Y              60                 58           360
NJ        08879        Primary          Single Family                N               0                  0           360
CA        91744        Primary          Single Family                Y             120                118           360
SC        29073        Primary          Single Family                N               0                  0           360
UT        84738        Primary          Single Family                N               0                  0           360
NY        11933        Primary          Single Family                N               0                  0           360
TN        37087        Investor         Single Family                N               0                  0           360
MI        49221        Primary          Single Family                N               0                  0           360
NC        27283        Primary          Single Family                N               0                  0           360
NC        28411        Primary          Planned Unit Development     N               0                  0           360
MI        48023        Investor         Single Family                N               0                  0           360
FL        32773        Primary          Planned Unit Development     N               0                  0           360
PA        19013        Primary          Single Family                N               0                  0           360
NC        27539        Second Home      Planned Unit Development     N               0                  0           360
FL        34113        Primary          Single Family                N               0                  0           180
MI        48458        Primary          Single Family                N               0                  0           360
TN        37411        Investor         Single Family                N               0                  0           360
MA        01013        Primary          Two-to-Four Family           N               0                  0           360
MO        63501        Primary          Single Family                N               0                  0           360
OH        43123        Primary          Single Family                N               0                  0           360
PA        19138        Primary          Two-to-Four Family           N               0                  0           360
OH        44491        Primary          Single Family                N               0                  0           360
OH        44128        Investor         Single Family                N               0                  0           360
PA        17044        Investor         Single Family                N               0                  0           360
OH        44266        Primary          Single Family                N               0                  0           360
OK        73129        Primary          Single Family                N               0                  0           360
IL        60490        Primary          Single Family                N               0                  0           360
MI        48219        Primary          Single Family                N               0                  0           360
OH        44287        Primary          Single Family                N               0                  0           360
LA        71037        Primary          Single Family                N               0                  0           360
FL        33428        Primary          Planned Unit Development     N               0                  0           360
OH        44012        Primary          Single Family                N               0                  0           360
GA        30039        Second Home      Single Family                N               0                  0           360
FL        33755        Primary          Single Family                N               0                  0           360
AZ        85345        Primary          Single Family                N               0                  0           360
SC        29566        Investor         Single Family                N               0                  0           360
AR        72904        Primary          Single Family                N               0                  0           360
CA        92530        Primary          Single Family                N               0                  0           360
FL        32808        Investor         Single Family                N               0                  0           360
NY        11793        Primary          Single Family                N               0                  0           360
PA        18970        Primary          Single Family                N               0                  0           360
PA        19015        Primary          Single Family                N               0                  0           360
TN        37404        Investor         Single Family                N               0                  0           360
IA        50325        Primary          Single Family                N               0                  0           360
NC        27540        Second Home      Planned Unit Development     N               0                  0           360
IN        46033        Primary          Single Family                N               0                  0           360
MI        48451        Primary          Single Family                Y              60                 58           360
CA        92880        Primary          Single Family                N               0                  0           360
NV        89155        Investor         Single Family                N               0                  0           360
MI        49256        Primary          Single Family                N               0                  0           360
GA        30032        Investor         Single Family                N               0                  0           360
OH        45424        Primary          Single Family                N               0                  0           360
IN        46219        Primary          Single Family                N               0                  0           360
OH        44114        Investor         Two-to-Four Family           N               0                  0           360
VA        22701        Primary          Planned Unit Development     N               0                  0           360
MI        49328        Primary          Single Family                N               0                  0           360
AZ        85338        Primary          Planned Unit Development     Y              60                 58           360
SC        29455        Investor         Single Family                N               0                  0           360
SC        29464        Primary          Single Family                Y              60                 58           360
SC        29461        Primary          Single Family                N               0                  0           360
NJ        08016        Primary          Single Family                N               0                  0           360
GA        30238        Investor         Single Family                N               0                  0           360
TX        75115        Investor         Single Family                N               0                  0           360
CA        92277        Primary          Single Family                N               0                  0           360
CA        95492        Primary          Single Family                N               0                  0           360
IL        60047        Primary          Single Family                N               0                  0           360
NY        14051        Primary          Single Family                N               0                  0           360
OH        44306        Primary          Single Family                N               0                  0           360
OH        45426        Primary          Single Family                N               0                  0           360
MI        48848        Investor         Single Family                N               0                  0           360
SC        29323        Primary          Single Family                N               0                  0           360
MI        48183        Primary          Single Family                N               0                  0           360
GA        31406        Primary          Single Family                N               0                  0           360
LA        70508        Primary          Single Family                N               0                  0           360
NC        28732        Primary          Single Family                N               0                  0           360
GA        30087        Primary          Single Family                N               0                  0           360
PA        18512        Investor         Single Family                N               0                  0           360
IL        60426        Primary          Single Family                N               0                  0           360
MI        48238        Primary          Single Family                N               0                  0           360
VA        24018        Primary          Single Family                N               0                  0           360
IL        60478        Primary          Single Family                N               0                  0           180
OH        44483        Primary          Single Family                N               0                  0           360
NV        89147        Primary          Single Family                N               0                  0           360
MO        64088        Primary          Single Family                N               0                  0           360
SC        29073        Primary          Single Family                N               0                  0           360
AR        72719        Primary          Single Family                N               0                  0           360
FL        33157        Primary          Single Family                N               0                  0           360
OK        74501        Primary          Single Family                N               0                  0           360
DE        19713        Primary          Single Family                N               0                  0           360
GA        30238        Primary          Two-to-Four Family           N               0                  0           360
LA        70116        Second Home      Condominium                  N               0                  0           360
TN        37122        Primary          Single Family                N               0                  0           360
MD        21044        Primary          Planned Unit Development     N               0                  0           360
LA        70774        Primary          Single Family                Y              60                 58           360
CO        80537        Primary          Planned Unit Development     N               0                  0           360
MI        48238        Primary          Two-to-Four Family           N               0                  0           360
GA        30277        Primary          Single Family                Y              60                 58           360
MI        49022        Primary          Single Family                N               0                  0           360
GA        30157        Primary          Single Family                N               0                  0           360
OH        43156        Primary          Single Family                N               0                  0           360
PA        16121        Primary          Two-to-Four Family           N               0                  0           360
MD        21702        Primary          Single Family                Y              60                 58           360
VA        20109        Primary          Planned Unit Development     Y              60                 58           360
GA        30241        Primary          Single Family                N               0                  0           360
SC        29651        Primary          Planned Unit Development     Y              60                 58           360
SC        29626        Primary          Single Family                N               0                  0           360
NC        27501        Primary          Single Family                N               0                  0           360
IL        60050        Primary          Condominium                  Y              60                 58           360
NY        11782        Primary          Single Family                N               0                  0           360
PA        16102        Primary          Single Family                Y              60                 58           360
IN        46802        Investor         Two-to-Four Family           N               0                  0           360
MD        21044        Primary          Single Family                Y              60                 58           360
MA        02724        Primary          Two-to-Four Family           N               0                  0           360
VA        22310        Primary          Single Family                Y              60                 58           360
TN        37122        Investor         Single Family                N               0                  0           360
IN        46234        Investor         Single Family                N               0                  0           360
MI        48897        Primary          Single Family                N               0                  0           360
TN        37203        Investor         Condominium                  N               0                  0           360
CO        80207        Investor         Single Family                Y              60                 58           360
OK        74104        Primary          Two-to-Four Family           N               0                  0           360
SC        29301        Primary          Single Family                N               0                  0           360
IN        46254        Primary          Single Family                N               0                  0           360
OK        73069        Primary          Single Family                N               0                  0           360
MO        64127        Primary          Single Family                N               0                  0           360
PA        19136        Primary          Single Family                N               0                  0           180
PA        17225        Primary          Single Family                N               0                  0           240
SC        29512        Primary          Single Family                N               0                  0           360
TX        76234        Investor         Single Family                N               0                  0           360
NC        28104        Primary          Single Family                N               0                  0           360
MD        33624        Primary          Single Family                Y              60                 58           360
MI        49548        Primary          Single Family                N               0                  0           360
VA        33760        Primary          Planned Unit Development     Y              60                 58           360
MI        48127        Primary          Single Family                N               0                  0           360
OH        43205        Primary          Single Family                N               0                  0           360
SC        29492        Primary          Single Family                Y              60                 58           360
OK        73010        Primary          Single Family                N               0                  0           360
IL        60637        Primary          Two-to-Four Family           N               0                  0           360
PA        19153        Primary          Single Family                N               0                  0           360
OH        44022        Primary          Single Family                N               0                  0           360
NC        27607        Primary          Single Family                N               0                  0           360
SC        29909        Second Home      Single Family                Y              60                 58           360
CO        80113        Primary          Single Family                N               0                  0           360
VA        23834        Investor         Single Family                N               0                  0           360
GA        30127        Primary          Single Family                N               0                  0           360
NJ        08096        Primary          Single Family                N               0                  0           360
GA        30157        Primary          Planned Unit Development     Y              60                 56           360

State     Amort Orig Term     Rem Term    Ltv     Current Rate     First Pay Date     Maturity Date     Servicing Fee
-----     ---------------     --------    ---     ------------     --------------     -------------     -------------
NJ               360              354      89            7          8/1/2005           7/1/2035               0.5
CT               360              354      80        6.375          8/1/2005           7/1/2035               0.5
CO               360              354     100         7.05          8/1/2005           7/1/2035               0.5
TX               360              352      74         8.99          6/1/2005           5/1/2035               0.5
TN               360              352      85         9.55          6/1/2005           5/1/2035               0.5
AL               360              353      85        10.75          7/1/2005           6/1/2035               0.5
TX               360              352      80          8.2          6/1/2005           5/1/2035               0.5
LA               360              352      90         7.75          6/1/2005           5/1/2035               0.5
FL               360              353      85         8.15          7/1/2005           6/1/2035               0.5
TX               360              353      90          8.8          7/1/2005           6/1/2035               0.5
GA               360              352      80        6.525          6/1/2005           5/1/2035               0.5
AL               360              352      90         9.35          6/1/2005           5/1/2035               0.5
GA               360              172     100          9.6          6/1/2005           5/1/2020               0.5
AL               360              353      85         9.99          7/1/2005           6/1/2035               0.5
DE               360              173     100        12.65          7/1/2005           6/1/2020               0.5
AL               360              173     100           12          7/1/2005           6/1/2020               0.5
CA               360              353      80        6.625          7/1/2005           6/1/2035               0.5
NC               360              357      90          7.5         11/1/2005          10/1/2035               0.5
MD               360              356      80         9.65         10/1/2005           9/1/2035               0.5
NC               360              357      90          8.8         11/1/2005          10/1/2035               0.5
NY               360              358      85          9.8         12/1/2005          11/1/2035               0.5
MA               360              358      80          7.5         12/1/2005          11/1/2035               0.5
OH               360              355      90         9.75          9/1/2005           8/1/2035               0.5
NC               360              358      87          8.7         12/1/2005          11/1/2035               0.5
WI               360              356      90         8.99         10/1/2005           9/1/2035               0.5
NC               360              357      80          8.1         11/1/2005          10/1/2035               0.5
FL               360              356      85          6.8         10/1/2005           9/1/2035               0.5
MS               360              355      90          9.8          9/1/2005           8/1/2035               0.5
MI               360              357      94         8.75         11/1/2005          10/1/2035               0.5
GA               360              356      80         9.45         10/1/2005           9/1/2035               0.5
OH               360              355      90          9.7          9/1/2005           8/1/2035               0.5
PA               360              357      79          7.2         11/1/2005          10/1/2035               0.5
OH               360              356      90         9.25         10/1/2005           9/1/2035               0.5
TN               360              355      86         8.65          9/1/2005           8/1/2035               0.5
LA               360              358      90         10.9         12/1/2005          11/1/2035               0.5
AZ               360              358      80          6.6         12/1/2005          11/1/2035               0.5
NJ               360              356      80         9.15         10/1/2005           9/1/2035               0.5
CA               360              356      80          6.7         10/1/2005           9/1/2035               0.5
OH               360              358      80         8.55         12/1/2005          11/1/2035               0.5
OH               360              356      90         8.55         10/1/2005           9/1/2035               0.5
TX               360              355      80         8.45          9/1/2005           8/1/2035               0.5
OH               360              355      90        9.575          9/1/2005           8/1/2035               0.5
IN               360              355      90          8.2          9/1/2005           8/1/2035               0.5
IL               360              358      90         8.15         12/1/2005          11/1/2035               0.5
MA               360              357      90         7.95         11/1/2005          10/1/2035               0.5
IN               360              357      86        9.875         11/1/2005          10/1/2035               0.5
GA               360              356      80          7.5         10/1/2005           9/1/2035               0.5
GA               360              357      90          7.1         11/1/2005          10/1/2035               0.5
NY               180              178      47         6.15         12/1/2005          11/1/2020               0.5
GA               360              356      90         8.99         10/1/2005           9/1/2035               0.5
AL               360              355      90          9.6          9/1/2005           8/1/2035               0.5
CT               360              356      80        7.025         10/1/2005           9/1/2035               0.5
SC               360              355      90          8.3          9/1/2005           8/1/2035               0.5
NC               360              357      85          8.2         11/1/2005          10/1/2035               0.5
NC               360              358      90         9.55         12/1/2005          11/1/2035               0.5
MI               360              357      87         8.55         11/1/2005          10/1/2035               0.5
SC               360              356      70          8.5         10/1/2005           9/1/2035               0.5
PA               360              356      28         6.45         10/1/2005           9/1/2035               0.5
AZ               360              358      80         5.95         12/1/2005          11/1/2035               0.5
IL               360              357      85         10.2         11/1/2005          10/1/2035               0.5
LA               360              356      90          9.4         10/1/2005           9/1/2035               0.5
SC               360              356      90         9.35         10/1/2005           9/1/2035               0.5
WI               360              357      92         9.55         11/1/2005          10/1/2035               0.5
WV               360              357      90          7.2         11/1/2005          10/1/2035               0.5
FL               360              358      86         9.75         12/1/2005          11/1/2035               0.5
NC               360              358      70          9.6         12/1/2005          11/1/2035               0.5
OH               360              357      85          9.7         11/1/2005          10/1/2035               0.5
MD               360              357      80         6.55         11/1/2005          10/1/2035               0.5
WV               360              358      80         10.5         12/1/2005          11/1/2035               0.5
GA               360              357      85          6.9         11/1/2005          10/1/2035               0.5
PA               360              358      97         9.99         12/1/2005          11/1/2035               0.5
MS               360              356      80          7.9         10/1/2005           9/1/2035               0.5
NC               360              356      85          8.7         10/1/2005           9/1/2035               0.5
OH               360              356      95        11.45         10/1/2005           9/1/2035               0.5
PA               360              356      85         8.45         10/1/2005           9/1/2035               0.5
CO               360              358      75          9.7         12/1/2005          11/1/2035               0.5
AR               360              356      85         9.75         10/1/2005           9/1/2035               0.5
OH               360              358      90         9.85         12/1/2005          11/1/2035               0.5
CA               360              358      90         7.75         12/1/2005          11/1/2035               0.5
MI               360              358      80         9.75         12/1/2005          11/1/2035               0.5
LA               360              356      77          7.8         10/1/2005           9/1/2035               0.5
AR               360              356      90         10.8         10/1/2005           9/1/2035               0.5
OK               360              357      89         7.65         11/1/2005          10/1/2035               0.5
WV               360              357      90          8.8         11/1/2005          10/1/2035               0.5
CT               360              358      75          9.2         12/1/2005          11/1/2035               0.5
TN               360              358      80         6.15         12/1/2005          11/1/2035               0.5
MO               360              358      85         8.25         12/1/2005          11/1/2035               0.5
MA               360              358      80         7.75         12/1/2005          11/1/2035               0.5
MO               360              358      89         8.75         12/1/2005          11/1/2035               0.5
NC               360              358      85         10.5         12/1/2005          11/1/2035               0.5
IN               360              358      83         8.99         12/1/2005          11/1/2035               0.5
OH               360              358      93          9.9         12/1/2005          11/1/2035               0.5
IL               360              358      74         6.85         12/1/2005          11/1/2035               0.5
IL               360              357      90         8.55         11/1/2005          10/1/2035               0.5
AR               360              357      90         9.15         11/1/2005          10/1/2035               0.5
LA               360              358      90          9.5         12/1/2005          11/1/2035               0.5
GA               360              357      80        6.925         11/1/2005          10/1/2035               0.5
SC               360              358      75          7.3         12/1/2005          11/1/2035               0.5
MI               360              358      75          8.4         12/1/2005          11/1/2035               0.5
NC               360              357      80          7.2         11/1/2005          10/1/2035               0.5
LA               360              358      90          8.5         12/1/2005          11/1/2035               0.5
GA               360              357      80        6.525         11/1/2005          10/1/2035               0.5
OH               360              358      89          9.3         12/1/2005          11/1/2035               0.5
GA               360              358      90          8.5         12/1/2005          11/1/2035               0.5
AL               360              357      90          9.9         11/1/2005          10/1/2035               0.5
AZ               360              357      80         9.35         11/1/2005          10/1/2035               0.5
TX               120              118      53         6.65         12/1/2005          11/1/2015               0.5
VT               360              357      80          7.3         11/1/2005          10/1/2035               0.5
OH               360              357      90          7.6         11/1/2005          10/1/2035               0.5
MI               360              358      80         9.85         12/1/2005          11/1/2035               0.5
OH               360              357      90         8.95         11/1/2005          10/1/2035               0.5
SC               360              358      75         9.95         12/1/2005          11/1/2035               0.5
FL               360              357      90         9.05         11/1/2005          10/1/2035               0.5
NY               360              358      87          8.9         12/1/2005          11/1/2035               0.5
IN               360              356      95          8.9         10/1/2005           9/1/2035               0.5
IL               360              357      85          7.6         11/1/2005          10/1/2035               0.5
SC               360              357      79         9.55         11/1/2005          10/1/2035               0.5
FL               360              357      85         6.25         11/1/2005          10/1/2035               0.5
KY               360              357      80         8.25         11/1/2005          10/1/2035               0.5
OH               360              358     100         8.35         12/1/2005          11/1/2035               0.5
IL               360              357      90          8.6         11/1/2005          10/1/2035               0.5
MN               360              357      85          8.8         11/1/2005          10/1/2035               0.5
CA               360              358      80         8.99         12/1/2005          11/1/2035               0.5
OH               360              358      80         7.65         12/1/2005          11/1/2035               0.5
IL               360              357      80          7.5         11/1/2005          10/1/2035               0.5
NC               360              358      80         8.05         12/1/2005          11/1/2035               0.5
ME               360              358      90         6.25         12/1/2005          11/1/2035               0.5
CA               360              358      80         6.24         12/1/2005          11/1/2035               0.5
TX               180              178      80          5.3         12/1/2005          11/1/2020               0.5
IN               360              357      90          9.6         11/1/2005          10/1/2035               0.5
NY               360              357      80         6.99         11/1/2005          10/1/2035               0.5
NJ               360              358      90          6.3         12/1/2005          11/1/2035               0.5
MA               360              357      38         5.85         11/1/2005          10/1/2035               0.5
ME               360              357      93         7.99         11/1/2005          10/1/2035               0.5
IL               360              357      90         7.99         11/1/2005          10/1/2035               0.5
AZ               360              358      80          6.5         12/1/2005          11/1/2035               0.5
NC               360              358      72         6.85         12/1/2005          11/1/2035               0.5
NC               360              358      85         8.35         12/1/2005          11/1/2035               0.5
MO               360              358      77        10.25         12/1/2005          11/1/2035               0.5
SC               360              358      80         6.55         12/1/2005          11/1/2035               0.5
MO               360              354      95          9.1          8/1/2005           7/1/2035               0.5
OH               360              354      80         6.95          8/1/2005           7/1/2035               0.5
IN               360              354      90         8.15          8/1/2005           7/1/2035               0.5
MI               360              358      80         9.55         12/1/2005          11/1/2035               0.5
PA               360              357      80          8.9         11/1/2005          10/1/2035               0.5
OH               360              358      70        10.05         12/1/2005          11/1/2035               0.5
OH               360              357      90          7.8         11/1/2005          10/1/2035               0.5
ME               360              357      80         10.5         11/1/2005          10/1/2035               0.5
NJ               360              358      90         8.99         12/1/2005          11/1/2035               0.5
IA               360              357      80         6.75         11/1/2005          10/1/2035               0.5
OH               360              358      80         8.05         12/1/2005          11/1/2035               0.5
VA               360              358      80         6.85         12/1/2005          11/1/2035               0.5
OH               360              357      80          7.3         11/1/2005          10/1/2035               0.5
MA               360              357      85         7.95         11/1/2005          10/1/2035               0.5
MI               360              358      88          7.5         12/1/2005          11/1/2035               0.5
WI               360              357      81         10.8         11/1/2005          10/1/2035               0.5
NC               360              357      90        11.55         11/1/2005          10/1/2035               0.5
CO               360              357      85         7.55         11/1/2005          10/1/2035               0.5
PA               360              357      73         7.75         11/1/2005          10/1/2035               0.5
MI               360              358      85         7.95         12/1/2005          11/1/2035               0.5
PA               360              358      82         7.05         12/1/2005          11/1/2035               0.5
MT               360              357      90         10.6         11/1/2005          10/1/2035               0.5
ME               360              358      85        8.825         12/1/2005          11/1/2035               0.5
TN               360              358      87         8.25         12/1/2005          11/1/2035               0.5
MI               360              357      80          7.5         11/1/2005          10/1/2035               0.5
TN               360              357      90         9.99         11/1/2005          10/1/2035               0.5
NC               360              358      80         7.75         12/1/2005          11/1/2035               0.5
IN               360              357      90          7.8         11/1/2005          10/1/2035               0.5
MA               360              358      80          7.6         12/1/2005          11/1/2035               0.5
MD               360              357      80          6.5         11/1/2005          10/1/2035               0.5
MO               360              357      90         9.75         11/1/2005          10/1/2035               0.5
MA               360              358      73          9.3         12/1/2005          11/1/2035               0.5
OH               360              357      90         9.85         11/1/2005          10/1/2035               0.5
OH               360              358      90          8.4         12/1/2005          11/1/2035               0.5
IL               360              358      80          7.2         12/1/2005          11/1/2035               0.5
NC               360              358      90        10.15         12/1/2005          11/1/2035               0.5
CA               360              357      41         5.99         11/1/2005          10/1/2035               0.5
NC               360              358      80          7.9         12/1/2005          11/1/2035               0.5
CA               360              358      75         5.99         12/1/2005          11/1/2035               0.5
OH               360              358      85         9.75         12/1/2005          11/1/2035               0.5
SC               360              357      80         6.65         11/1/2005          10/1/2035               0.5
MI               360              358      90         8.99         12/1/2005          11/1/2035               0.5
AZ               360              357      90         7.85         11/1/2005          10/1/2035               0.5
OH               360              358      89          8.4         12/1/2005          11/1/2035               0.5
CA               360              357      85         9.15         11/1/2005          10/1/2035               0.5
MD               360              357      80         6.99         11/1/2005          10/1/2035               0.5
MD               360              358      79          7.5         12/1/2005          11/1/2035               0.5
IL               360              358      80          7.4         12/1/2005          11/1/2035               0.5
CA               360              358      80         6.99         12/1/2005          11/1/2035               0.5
SC               360              357      85        10.99         11/1/2005          10/1/2035               0.5
MD               360              358      80          6.5         12/1/2005          11/1/2035               0.5
CT               360              358      80         6.65         12/1/2005          11/1/2035               0.5
CA               360              357      76          6.2         11/1/2005          10/1/2035               0.5
LA               360              358      87          8.7         12/1/2005          11/1/2035               0.5
CT               180              178      53          5.5         12/1/2005          11/1/2020               0.5
CA               360              358      61         5.99         12/1/2005          11/1/2035               0.5
WI               360              358      90         10.9         12/1/2005          11/1/2035               0.5
FL               360              358      80         6.25         12/1/2005          11/1/2035               0.5
SC               360              358      80         7.85         12/1/2005          11/1/2035               0.5
MO               360              358      89          9.7         12/1/2005          11/1/2035               0.5
OH               360              358      80          8.7         12/1/2005          11/1/2035               0.5
MI               360              358      90          8.9         12/1/2005          11/1/2035               0.5
MD               360              357      85         6.99         11/1/2005          10/1/2035               0.5
ME               360              357      80          7.5         11/1/2005          10/1/2035               0.5
NY               360              358      77          5.9         12/1/2005          11/1/2035               0.5
OH               360              357      90         8.55         11/1/2005          10/1/2035               0.5
NC               360              357      80         6.99         11/1/2005          10/1/2035               0.5
NC               360              357      94         10.3         11/1/2005          10/1/2035               0.5
NY               360              358      80        10.95         12/1/2005          11/1/2035               0.5
GA               360              358      90          9.5         12/1/2005          11/1/2035               0.5
CA               360              357      80          6.2         11/1/2005          10/1/2035               0.5
NY               360              357      56         5.95         11/1/2005          10/1/2035               0.5
CA               360              358      64          5.9         12/1/2005          11/1/2035               0.5
CT               360              358      78         6.99         12/1/2005          11/1/2035               0.5
CT               360              357      80          7.2         11/1/2005          10/1/2035               0.5
NJ               360              357      65         7.95         11/1/2005          10/1/2035               0.5
NC               360              358      85          8.1         12/1/2005          11/1/2035               0.5
NC               360              357      90         7.55         11/1/2005          10/1/2035               0.5
MI               360              357      89         7.75         11/1/2005          10/1/2035               0.5
GA               360              357      80          6.2         11/1/2005          10/1/2035               0.5
IL               360              358      80         6.85         12/1/2005          11/1/2035               0.5
VA               360              358      85         7.99         12/1/2005          11/1/2035               0.5
SC               360              358      88         9.45         12/1/2005          11/1/2035               0.5
IL               360              358      80          6.7         12/1/2005          11/1/2035               0.5
OH               300              298      83        10.35         12/1/2005          11/1/2030               0.5
OH               360              358      80         9.55         12/1/2005          11/1/2035               0.5
NC               360              358      80        10.85         12/1/2005          11/1/2035               0.5
MD               360              358      75         8.79         12/1/2005          11/1/2035               0.5
TN               360              357      90          8.9         11/1/2005          10/1/2035               0.5
MD               360              358      71         5.85         12/1/2005          11/1/2035               0.5
MI               360              358      80         6.99         12/1/2005          11/1/2035               0.5
MO               360              358      69         8.99         12/1/2005          11/1/2035               0.5
LA               360              358      80          7.2         12/1/2005          11/1/2035               0.5
GA               360              357      80         6.75         11/1/2005          10/1/2035               0.5
MN               360              358      80        7.125         12/1/2005          11/1/2035               0.5
MI               360              357      90         10.8         11/1/2005          10/1/2035               0.5
MT               180              177      85          6.2         11/1/2005          10/1/2020               0.5
FL               360              358      75         5.95         12/1/2005          11/1/2035               0.5
CA               360              357      69         5.95         11/1/2005          10/1/2035               0.5
MA               360              357      68          9.3         11/1/2005          10/1/2035               0.5
NC               360              357      90         7.35         11/1/2005          10/1/2035               0.5
WI               360              358      85         8.35         12/1/2005          11/1/2035               0.5
ME               360              357      90         9.65         11/1/2005          10/1/2035               0.5
NV               360              358      68         6.35         12/1/2005          11/1/2035               0.5
MI               360              357      90         7.35         11/1/2005          10/1/2035               0.5
MI               360              358      70          9.6         12/1/2005          11/1/2035               0.5
IA               360              357      90         9.75         11/1/2005          10/1/2035               0.5
GA               360              358      90         8.35         12/1/2005          11/1/2035               0.5
NC               360              358      80         6.99         12/1/2005          11/1/2035               0.5
OH               360              357      88         6.35         11/1/2005          10/1/2035               0.5
MI               360              358      90          9.2         12/1/2005          11/1/2035               0.5
AZ               360              357      85          7.2         11/1/2005          10/1/2035               0.5
OH               360              358      90         8.85         12/1/2005          11/1/2035               0.5
AR               360              358      80          5.9         12/1/2005          11/1/2035               0.5
NY               360              358      85         7.95         12/1/2005          11/1/2035               0.5
MI               360              358      87         6.55         12/1/2005          11/1/2035               0.5
MI               360              357      75         10.4         11/1/2005          10/1/2035               0.5
MD               360              358      80         6.95         12/1/2005          11/1/2035               0.5
CA               360              358      80        6.125         12/1/2005          11/1/2035               0.5
PA               360              358      64         8.45         12/1/2005          11/1/2035               0.5
SC               360              357      80        6.775         11/1/2005          10/1/2035               0.5
PA               360              358      79          9.2         12/1/2005          11/1/2035               0.5
OH               360              357      85         6.65         11/1/2005          10/1/2035               0.5
PA               360              357      63          5.8         11/1/2005          10/1/2035               0.5
MS               360              357      85        10.05         11/1/2005          10/1/2035               0.5
IN               360              358      72         8.35         12/1/2005          11/1/2035               0.5
NC               360              358      80          7.5         12/1/2005          11/1/2035               0.5
NC               360              358      80         7.25         12/1/2005          11/1/2035               0.5
AZ               360              358      80         6.45         12/1/2005          11/1/2035               0.5
FL               360              357      78         5.95         11/1/2005          10/1/2035               0.5
OH               360              358      90          8.2         12/1/2005          11/1/2035               0.5
NC               360              357     100         7.85         11/1/2005          10/1/2035               0.5
MD               360              358      80         6.45         12/1/2005          11/1/2035               0.5
PA               360              358      80         8.99         12/1/2005          11/1/2035               0.5
OH               360              358      75          9.5         12/1/2005          11/1/2035               0.5
WV               360              357      85         11.6         11/1/2005          10/1/2035               0.5
CA               360              357      79          6.5         11/1/2005          10/1/2035               0.5
CA               360              358      92          8.5         12/1/2005          11/1/2035               0.5
AR               360              358      85          8.9         12/1/2005          11/1/2035               0.5
MD               360              357      80          5.8         11/1/2005          10/1/2035               0.5
FL               180              177      55          6.1         11/1/2005          10/1/2020               0.5
OH               360              358      85         7.25         12/1/2005          11/1/2035               0.5
AZ               360              358      75          6.4         12/1/2005          11/1/2035               0.5
NC               360              358      90          8.8         12/1/2005          11/1/2035               0.5
KS               360              358      90         8.99         12/1/2005          11/1/2035               0.5
SC               360              358      90         8.75         12/1/2005          11/1/2035               0.5
MN               360              357      85          9.5         11/1/2005          10/1/2035               0.5
AZ               360              358      77         8.99         12/1/2005          11/1/2035               0.5
MI               360              357      80         6.35         11/1/2005          10/1/2035               0.5
FL               360              357      85         8.99         11/1/2005          10/1/2035               0.5
MA               360              358      80         6.86         12/1/2005          11/1/2035               0.5
AZ               360              358      85         7.15         12/1/2005          11/1/2035               0.5
CA               360              357      68         6.25         11/1/2005          10/1/2035               0.5
CA               360              358      55         5.99         12/1/2005          11/1/2035               0.5
GA               360              358      79         5.99         12/1/2005          11/1/2035               0.5
SC               360              357      80         6.99         11/1/2005          10/1/2035               0.5
FL               360              357      79          6.2         11/1/2005          10/1/2035               0.5
MA               360              358      75         7.99         12/1/2005          11/1/2035               0.5
CA               360              358      78         5.99         12/1/2005          11/1/2035               0.5
VA               360              357      90         8.95         11/1/2005          10/1/2035               0.5
CA               360              357      78         6.15         11/1/2005          10/1/2035               0.5
NY               360              358      56         5.75         12/1/2005          11/1/2035               0.5
CA               360              358      51          5.6         12/1/2005          11/1/2035               0.5
IN               360              358      90         9.99         12/1/2005          11/1/2035               0.5
MI               360              358      80          8.1         12/1/2005          11/1/2035               0.5
MI               360              358      79         6.45         12/1/2005          11/1/2035               0.5
OH               360              358      85         8.99         12/1/2005          11/1/2035               0.5
MO               360              357      90         9.25         11/1/2005          10/1/2035               0.5
LA               360              358      80          6.6         12/1/2005          11/1/2035               0.5
MD               360              357      80          6.8         11/1/2005          10/1/2035               0.5
CO               360              358      78         5.99         12/1/2005          11/1/2035               0.5
MD               360              358      70         5.85         12/1/2005          11/1/2035               0.5
CT               180              178      45          5.7         12/1/2005          11/1/2020               0.5
AL               360              358      80         9.99         12/1/2005          11/1/2035               0.5
DE               360              357      85         8.35         11/1/2005          10/1/2035               0.5
IL               360              357      80          6.9         11/1/2005          10/1/2035               0.5
MI               360              358      90          9.4         12/1/2005          11/1/2035               0.5
PA               360              358      88         9.45         12/1/2005          11/1/2035               0.5
VA               360              358      80          7.2         12/1/2005          11/1/2035               0.5
TN               360              358      90          8.9         12/1/2005          11/1/2035               0.5
GA               360              358      85         9.15         12/1/2005          11/1/2035               0.5
OK               360              358      85          8.9         12/1/2005          11/1/2035               0.5
MO               360              358      81          9.9         12/1/2005          11/1/2035               0.5
IL               360              358      84         9.05         12/1/2005          11/1/2035               0.5
NY               360              358      64        5.875         12/1/2005          11/1/2035               0.5
FL               360              357      73          6.1         11/1/2005          10/1/2035               0.5
KS               360              358      95        10.25         12/1/2005          11/1/2035               0.5
CA               360              358      95          9.4         12/1/2005          11/1/2035               0.5
FL               360              357      80         5.99         11/1/2005          10/1/2035               0.5
SC               360              357      80          7.4         11/1/2005          10/1/2035               0.5
IN               360              357      80          6.8         11/1/2005          10/1/2035               0.5
OH               360              357      85         8.25         11/1/2005          10/1/2035               0.5
OH               360              358      90         8.75         12/1/2005          11/1/2035               0.5
FL               360              357      80          6.3         11/1/2005          10/1/2035               0.5
GA               360              358      80         7.99         12/1/2005          11/1/2035               0.5
IL               360              357      90         6.85         11/1/2005          10/1/2035               0.5
UT               360              357      80         6.55         11/1/2005          10/1/2035               0.5
FL               360              357      80          7.3         11/1/2005          10/1/2035               0.5
MO               360              357      80          6.9         11/1/2005          10/1/2035               0.5
CA               360              358      44          5.6         12/1/2005          11/1/2035               0.5
MN               480              357      80         7.75         11/1/2005          10/1/2035               0.5
CA               360              358      90          6.7         12/1/2005          11/1/2035               0.5
KS               360              357      95         9.99         11/1/2005          10/1/2035               0.5
PA               360              358      75          8.5         12/1/2005          11/1/2035               0.5
WY               360              358      86         5.99         12/1/2005          11/1/2035               0.5
IN               360              358      90         9.25         12/1/2005          11/1/2035               0.5
CA               360              358      90         6.75         12/1/2005          11/1/2035               0.5
AL               360              358      95         10.6         12/1/2005          11/1/2035               0.5
AZ               360              358      85          6.5         12/1/2005          11/1/2035               0.5
MI               360              358      90         9.25         12/1/2005          11/1/2035               0.5
SC               360              358      90         9.75         12/1/2005          11/1/2035               0.5
AL               360              357      80          6.9         11/1/2005          10/1/2035               0.5
VA               360              358      85         7.85         12/1/2005          11/1/2035               0.5
NC               360              357      80         10.2         11/1/2005          10/1/2035               0.5
GA               360              358      80         6.55         12/1/2005          11/1/2035               0.5
MI               360              358      80          9.8         12/1/2005          11/1/2035               0.5
CA               360              358      85        8.875         12/1/2005          11/1/2035               0.5
CA               360              358      80          6.5         12/1/2005          11/1/2035               0.5
OH               360              358      89         7.99         12/1/2005          11/1/2035               0.5
OH               360              358      80          9.3         12/1/2005          11/1/2035               0.5
FL               360              358      65          6.1         12/1/2005          11/1/2035               0.5
PA               360              358      85          9.5         12/1/2005          11/1/2035               0.5
NC               360              358      80          6.5         12/1/2005          11/1/2035               0.5
WY               360              358      85         8.99         12/1/2005          11/1/2035               0.5
CA               360              357      75         8.75         11/1/2005          10/1/2035               0.5
NC               360              358      90         9.45         12/1/2005          11/1/2035               0.5
GA               360              358      80          6.7         12/1/2005          11/1/2035               0.5
PA               360              357      90         8.99         11/1/2005          10/1/2035               0.5
NM               360              358      80         6.99         12/1/2005          11/1/2035               0.5
MD               360              357      70         8.85         11/1/2005          10/1/2035               0.5
MI               360              358      70         9.05         12/1/2005          11/1/2035               0.5
OH               360              358      80          6.9         12/1/2005          11/1/2035               0.5
SC               360              357      80         6.25         11/1/2005          10/1/2035               0.5
IN               360              358      85         9.25         12/1/2005          11/1/2035               0.5
MI               360              358      80         8.25         12/1/2005          11/1/2035               0.5
MI               360              358      80          8.5         12/1/2005          11/1/2035               0.5
ME               360              358      85          8.7         12/1/2005          11/1/2035               0.5
WV               360              358      86         10.5         12/1/2005          11/1/2035               0.5
MS               360              358      80         10.3         12/1/2005          11/1/2035               0.5
OH               360              358      90         7.85         12/1/2005          11/1/2035               0.5
MN               360              357      85         7.95         11/1/2005          10/1/2035               0.5
ME               360              358      85         8.35         12/1/2005          11/1/2035               0.5
WI               360              358      75         10.5         12/1/2005          11/1/2035               0.5
OH               360              357      85          7.5         11/1/2005          10/1/2035               0.5
GA               360              358      80          7.5         12/1/2005          11/1/2035               0.5
AZ               360              358      70          5.9         12/1/2005          11/1/2035               0.5
MI               360              357      85         7.99         11/1/2005          10/1/2035               0.5
IN               360              358      80         8.95         12/1/2005          11/1/2035               0.5
OH               360              358      90         10.3         12/1/2005          11/1/2035               0.5
IN               360              358      70         9.95         12/1/2005          11/1/2035               0.5
AZ               360              358      80         7.35         12/1/2005          11/1/2035               0.5
OH               360              358      89          8.8         12/1/2005          11/1/2035               0.5
MI               360              357      85         9.15         11/1/2005          10/1/2035               0.5
VA               360              358      80          6.9         12/1/2005          11/1/2035               0.5
CA               360              358      69         6.05         12/1/2005          11/1/2035               0.5
CA               240              238      56         6.35         12/1/2005          11/1/2025               0.5
MI               360              357      80         6.95         11/1/2005          10/1/2035               0.5
OH               360              358      90          7.4         12/1/2005          11/1/2035               0.5
OH               360              357      90         9.15         11/1/2005          10/1/2035               0.5
OH               360              358      90          9.8         12/1/2005          11/1/2035               0.5
MS               360              358      87         9.95         12/1/2005          11/1/2035               0.5
VA               360              358      73          8.7         12/1/2005          11/1/2035               0.5
AZ               360              358      90         6.99         12/1/2005          11/1/2035               0.5
WA               360              358      85         5.99         12/1/2005          11/1/2035               0.5
GA               360              358      75         7.15         12/1/2005          11/1/2035               0.5
AZ               360              358      80         7.15         12/1/2005          11/1/2035               0.5
MI               360              358      74          7.1         12/1/2005          11/1/2035               0.5
FL               360              357      85         8.75         11/1/2005          10/1/2035               0.5
GA               360              358      80         6.95         12/1/2005          11/1/2035               0.5
GA               360              357      80         7.99         11/1/2005          10/1/2035               0.5
MD               360              358      80         5.25         12/1/2005          11/1/2035               0.5
TX               360              358      80          7.7         12/1/2005          11/1/2035               0.5
IN               360              358      75         9.15         12/1/2005          11/1/2035               0.5
MA               180              178      40          6.5         12/1/2005          11/1/2020               0.5
NY               360              358      74          7.6         12/1/2005          11/1/2035               0.5
MA               360              358      63         5.95         12/1/2005          11/1/2035               0.5
VA               360              358      79          7.2         12/1/2005          11/1/2035               0.5
NY               360              358      80         8.49         12/1/2005          11/1/2035               0.5
OH               360              358      90        10.75         12/1/2005          11/1/2035               0.5
MS               360              358      80         6.99         12/1/2005          11/1/2035               0.5
NV               360              358      80         6.99         12/1/2005          11/1/2035               0.5
MI               360              358      80         8.99         12/1/2005          11/1/2035               0.5
MA               360              358      48         5.95         12/1/2005          11/1/2035               0.5
OH               360              358      90         8.99         12/1/2005          11/1/2035               0.5
IN               360              358      80         9.99         12/1/2005          11/1/2035               0.5
MD               480              358      80         5.25         12/1/2005          11/1/2035               0.5
MD               360              358      80         6.65         12/1/2005          11/1/2035               0.5
DE               360              358      84         5.99         12/1/2005          11/1/2035               0.5
OH               360              358      85          8.1         12/1/2005          11/1/2035               0.5
MO               360              358      75         6.05         12/1/2005          11/1/2035               0.5
NC               360              358      80         6.95         12/1/2005          11/1/2035               0.5
OH               360              358      75         8.45         12/1/2005          11/1/2035               0.5
MI               360              358     100        10.35         12/1/2005          11/1/2035               0.5
PA               360              357      90          7.4         11/1/2005          10/1/2035               0.5
AZ               360              358      80          6.5         12/1/2005          11/1/2035               0.5
MO               360              357      90         9.35         11/1/2005          10/1/2035               0.5
FL               360              358      80          6.3         12/1/2005          11/1/2035               0.5
LA               360              358      33          6.4         12/1/2005          11/1/2035               0.5
GA               360              358      90         10.5         12/1/2005          11/1/2035               0.5
OH               360              358      75         7.25         12/1/2005          11/1/2035               0.5
OH               360              357      80         7.15         11/1/2005          10/1/2035               0.5
AZ               360              358      83         7.45         12/1/2005          11/1/2035               0.5
UT               360              358      80         7.35         12/1/2005          11/1/2035               0.5
PA               360              358      75          9.7         12/1/2005          11/1/2035               0.5
VA               360              358      80          6.8         12/1/2005          11/1/2035               0.5
SC               360              358      80        7.875         12/1/2005          11/1/2035               0.5
PA               360              358      90         8.95         12/1/2005          11/1/2035               0.5
FL               360              358      85         7.05         12/1/2005          11/1/2035               0.5
NC               360              358      80         7.69         12/1/2005          11/1/2035               0.5
FL               360              358      86          6.7         12/1/2005          11/1/2035               0.5
UT               360              358      90          8.3         12/1/2005          11/1/2035               0.5
GA               360              358      90         9.75         12/1/2005          11/1/2035               0.5
OH               360              358      90          8.5         12/1/2005          11/1/2035               0.5
ME               360              358      90          7.5         12/1/2005          11/1/2035               0.5
NJ               360              358      85         8.55         12/1/2005          11/1/2035               0.5
CA               360              358      52         5.99         12/1/2005          11/1/2035               0.5
SC               360              358      80         6.55         12/1/2005          11/1/2035               0.5
UT               360              358      89         8.99         12/1/2005          11/1/2035               0.5
NY               360              358      86         6.25         12/1/2005          11/1/2035               0.5
TN               360              358      85          8.4         12/1/2005          11/1/2035               0.5
MI               360              358      90          6.5         12/1/2005          11/1/2035               0.5
NC               480              358      80         7.15         12/1/2005          11/1/2035               0.5
NC               360              358      75         7.99         12/1/2005          11/1/2035               0.5
MI               360              358      85          9.4         12/1/2005          11/1/2035               0.5
FL               360              358      70         6.15         12/1/2005          11/1/2035               0.5
PA               360              358      80          7.4         12/1/2005          11/1/2035               0.5
NC               360              357      85         9.95         11/1/2005          10/1/2035               0.5
FL               180              178      29         6.25         12/1/2005          11/1/2020               0.5
MI               360              358      80         7.65         12/1/2005          11/1/2035               0.5
TN               360              358      80         9.99         12/1/2005          11/1/2035               0.5
MA               360              358      80          8.7         12/1/2005          11/1/2035               0.5
MO               360              358      83         7.65         12/1/2005          11/1/2035               0.5
OH               360              358      80         6.71         12/1/2005          11/1/2035               0.5
PA               360              357      85         8.65         11/1/2005          10/1/2035               0.5
OH               360              358      80         7.25         12/1/2005          11/1/2035               0.5
OH               360              358      80          9.3         12/1/2005          11/1/2035               0.5
PA               360              358      80         8.99         12/1/2005          11/1/2035               0.5
OH               360              358      84         8.05         12/1/2005          11/1/2035               0.5
OK               360              358      85         7.99         12/1/2005          11/1/2035               0.5
IL               360              358      80         6.95         12/1/2005          11/1/2035               0.5
MI               360              358      90         7.99         12/1/2005          11/1/2035               0.5
OH               360              358      77         8.99         12/1/2005          11/1/2035               0.5
LA               360              358      70        5.875         12/1/2005          11/1/2035               0.5
FL               360              358      79         6.15         12/1/2005          11/1/2035               0.5
OH               360              358      92         8.35         12/1/2005          11/1/2035               0.5
GA               360              358      90        10.45         12/1/2005          11/1/2035               0.5
FL               360              358      85          8.2         12/1/2005          11/1/2035               0.5
AZ               360              358      80         6.95         12/1/2005          11/1/2035               0.5
SC               360              358      75        10.95         12/1/2005          11/1/2035               0.5
AR               360              358      95          8.8         12/1/2005          11/1/2035               0.5
CA               360              358      90         7.85         12/1/2005          11/1/2035               0.5
FL               360              358      73         9.75         12/1/2005          11/1/2035               0.5
NY               360              358      58         5.99         12/1/2005          11/1/2035               0.5
PA               360              358      85         8.05         12/1/2005          11/1/2035               0.5
PA               360              358      79         6.25         12/1/2005          11/1/2035               0.5
TN               360              358      85         9.35         12/1/2005          11/1/2035               0.5
IA               360              358      90         7.99         12/1/2005          11/1/2035               0.5
NC               360              358      89          8.9         12/1/2005          11/1/2035               0.5
IN               360              358      80         7.45         12/1/2005          11/1/2035               0.5
MI               360              358      88         7.99         12/1/2005          11/1/2035               0.5
CA               360              357      75            7         11/1/2005          10/1/2035               0.5
NV               360              357      75         7.99         11/1/2005          10/1/2035               0.5
MI               360              358      90          8.4         12/1/2005          11/1/2035               0.5
GA               360              358      75          9.2         12/1/2005          11/1/2035               0.5
OH               360              358      85         8.95         12/1/2005          11/1/2035               0.5
IN               360              358      80         8.99         12/1/2005          11/1/2035               0.5
OH               360              358      85         9.99         12/1/2005          11/1/2035               0.5
VA               360              358      80         6.75         12/1/2005          11/1/2035               0.5
MI               360              358      85          9.7         12/1/2005          11/1/2035               0.5
AZ               360              358      90          7.7         12/1/2005          11/1/2035               0.5
SC               360              358      71         10.5         12/1/2005          11/1/2035               0.5
SC               360              358      80         6.65         12/1/2005          11/1/2035               0.5
SC               360              358      90          9.4         12/1/2005          11/1/2035               0.5
NJ               360              358      80         10.9         12/1/2005          11/1/2035               0.5
GA               360              358      92         8.85         12/1/2005          11/1/2035               0.5
TX               360              358      90         7.75         12/1/2005          11/1/2035               0.5
CA               360              358      90          9.7         12/1/2005          11/1/2035               0.5
CA               360              358      75         5.75         12/1/2005          11/1/2035               0.5
IL               360              358      80        10.45         12/1/2005          11/1/2035               0.5
NY               360              358      95         7.25         12/1/2005          11/1/2035               0.5
OH               360              358      90          9.4         12/1/2005          11/1/2035               0.5
OH               360              358      90          8.5         12/1/2005          11/1/2035               0.5
MI               360              358      90         8.99         12/1/2005          11/1/2035               0.5
SC               360              358      95         8.65         12/1/2005          11/1/2035               0.5
MI               360              358      90          7.5         12/1/2005          11/1/2035               0.5
GA               360              358      80         7.15         12/1/2005          11/1/2035               0.5
LA               360              358      75         5.95         12/1/2005          11/1/2035               0.5
NC               360              358      80          7.7         12/1/2005          11/1/2035               0.5
GA               360              358      80         7.95         12/1/2005          11/1/2035               0.5
PA               360              358      80         8.95         12/1/2005          11/1/2035               0.5
IL               360              358      80         9.95         12/1/2005          11/1/2035               0.5
MI               360              358      90         10.5         12/1/2005          11/1/2035               0.5
VA               360              358      81          8.1         12/1/2005          11/1/2035               0.5
IL               180              178      63         6.45         12/1/2005          11/1/2020               0.5
OH               360              358      80          8.8         12/1/2005          11/1/2035               0.5
NV               360              357      85         5.99         11/1/2005          10/1/2035               0.5
MO               360              358      62         5.95         12/1/2005          11/1/2035               0.5
SC               360              358      90          8.5         12/1/2005          11/1/2035               0.5
AR               360              358      80          6.7         12/1/2005          11/1/2035               0.5
FL               360              358      80         6.99         12/1/2005          11/1/2035               0.5
OK               360              358      95         7.85         12/1/2005          11/1/2035               0.5
DE               360              358      80          5.8         12/1/2005          11/1/2035               0.5
GA               360              358      85         9.55         12/1/2005          11/1/2035               0.5
LA               360              358      75         7.99         12/1/2005          11/1/2035               0.5
TN               360              358      80         8.99         12/1/2005          11/1/2035               0.5
MD               360              358      80         6.65         12/1/2005          11/1/2035               0.5
LA               360              358      80         6.85         12/1/2005          11/1/2035               0.5
CO               360              358      31         6.75         12/1/2005          11/1/2035               0.5
MI               360              358      95         9.24         12/1/2005          11/1/2035               0.5
GA               360              358      90         8.75         12/1/2005          11/1/2035               0.5
MI               360              358      90         9.35         12/1/2005          11/1/2035               0.5
GA               360              358      80          7.1         12/1/2005          11/1/2035               0.5
OH               360              358      80          8.4         12/1/2005          11/1/2035               0.5
PA               360              358     100         9.15         12/1/2005          11/1/2035               0.5
MD               360              358      80         6.75         12/1/2005          11/1/2035               0.5
VA               360              358      80          6.8         12/1/2005          11/1/2035               0.5
GA               360              358      95         9.25         12/1/2005          11/1/2035               0.5
SC               360              358      80         7.25         12/1/2005          11/1/2035               0.5
SC               360              358      80         7.65         12/1/2005          11/1/2035               0.5
NC               360              358      80        7.375         12/1/2005          11/1/2035               0.5
IL               360              358      80          7.4         12/1/2005          11/1/2035               0.5
NY               360              358      80         10.1         12/1/2005          11/1/2035               0.5
PA               360              358      88          8.7         12/1/2005          11/1/2035               0.5
IN               360              358      90          9.9         12/1/2005          11/1/2035               0.5
MD               360              358      80         6.99         12/1/2005          11/1/2035               0.5
MA               360              358      65         6.55         12/1/2005          11/1/2035               0.5
VA               360              358      80         7.25         12/1/2005          11/1/2035               0.5
TN               360              358      80          7.6         12/1/2005          11/1/2035               0.5
IN               360              358      85         9.45         12/1/2005          11/1/2035               0.5
MI               360              358      90         8.85         12/1/2005          11/1/2035               0.5
TN               360              358      80         7.85         12/1/2005          11/1/2035               0.5
CO               360              358      78         6.99         12/1/2005          11/1/2035               0.5
OK               360              358      71          7.4         12/1/2005          11/1/2035               0.5
SC               360              358      80          9.8         12/1/2005          11/1/2035               0.5
IN               360              358      85         10.9         12/1/2005          11/1/2035               0.5
OK               360              358      90         7.55         12/1/2005          11/1/2035               0.5
MO               360              358      95         9.85         12/1/2005          11/1/2035               0.5
PA               180              178      65          6.3         12/1/2005          11/1/2020               0.5
PA               240              238      70          5.7         12/1/2005          11/1/2025               0.5
SC               360              358     100        11.15         12/1/2005          11/1/2035               0.5
TX               360              358      80         9.25         12/1/2005          11/1/2035               0.5
NC               360              358      80          8.4         12/1/2005          11/1/2035               0.5
MD               360              358      80          6.3         12/1/2005          11/1/2035               0.5
MI               360              358      75          6.8         12/1/2005          11/1/2035               0.5
VA               360              358      90          6.5         12/1/2005          11/1/2035               0.5
MI               360              358      80         9.39         12/1/2005          11/1/2035               0.5
OH               360              358      85          8.1         12/1/2005          11/1/2035               0.5
SC               360              358      80          7.3         12/1/2005          11/1/2035               0.5
OK               360              358      80          5.9         12/1/2005          11/1/2035               0.5
IL               360              358      85         5.95         12/1/2005          11/1/2035               0.5
PA               360              358      85         8.05         12/1/2005          11/1/2035               0.5
OH               360              358      75         6.85         12/1/2005          11/1/2035               0.5
NC               360              358      80          6.9         12/1/2005          11/1/2035               0.5
SC               360              358      85         8.95         12/1/2005          11/1/2035               0.5
CO               360              358      66          5.9         12/1/2005          11/1/2035               0.5
VA               360              358      90          9.1         12/1/2005          11/1/2035               0.5
GA               360              356     100         6.75         10/1/2005           9/1/2035               0.5
NJ               360              356     100        8.875         10/1/2005           9/1/2035               0.5
GA               360              356     100         8.75         10/1/2005           9/1/2035               0.5

State     Interest Paid To Date     Next Due Date     Original Balance     Current Balance     Purpose
-----     ---------------------     -------------     ----------------     ---------------     -------
NJ            11/1/2005             12/1/2005             208000            206961.98          Cash Out Refinance
CT            12/1/2005              1/1/2006             132000            131256.63          Cash Out Refinance
CO            10/1/2005             11/1/2005             275000            273640.94          Purchase
TX            10/1/2005             11/1/2005              44400             44156.13          Cash Out Refinance
TN             1/1/2006              2/1/2006              40800             40636.62          Cash Out Refinance
AL            10/1/2005             11/1/2005              62900             62729.72          Cash Out Refinance
TX            12/1/2005              1/1/2006              40000             39788.87          Cash Out Refinance
LA            12/1/2005              1/1/2006             135000            134152.25          Rate/Term Refinance
FL            12/1/2005              1/1/2006              68000             67683.82          Cash Out Refinance
TX            11/1/2005             12/1/2005              49500             49298.27          Purchase
GA            10/1/2005             11/1/2005             200320            198850.58          Purchase
AL            10/1/2005             11/1/2005              65700              65425.5          Cash Out Refinance
GA            11/1/2005             12/1/2005              50080             49881.56          Purchase
AL            10/1/2005             11/1/2005              46800             46651.07          Rate/Term Refinance
DE            12/1/2005              1/1/2006              15000             14972.35          Purchase
AL            10/1/2005             11/1/2005              18700             18661.41          Purchase
CA            10/1/2005             11/1/2005             516000            515857.56          Purchase
NC            12/1/2005              1/1/2006             139500            139186.88          Cash Out Refinance
MD            12/1/2005              1/1/2006              64000              63164.7          Cash Out Refinance
NC            12/1/2005              1/1/2006              95400             95235.84          Purchase
NY            12/1/2005              1/1/2006              41650             41610.75          Purchase
MA            12/1/2005              1/1/2006              61600             61508.27          Purchase
OH            12/1/2005              1/1/2006              62910             62760.86          Rate/Term Refinance
NC             1/1/2006              2/1/2006             155730               155730          Cash Out Refinance
WI            12/1/2005              1/1/2006              81900             81718.64          Cash Out Refinance
NC            12/1/2005              1/1/2006             220800               220800          Purchase
FL            12/1/2005              1/1/2006             123250            122826.08          Cash Out Refinance
MS            12/1/2005              1/1/2006              68400             68239.55          Purchase
MI            12/1/2005              1/1/2006              83600             83454.65          Cash Out Refinance
GA            11/1/2005             12/1/2005              96000             95806.85          Purchase
OH            11/1/2005             12/1/2005              58500             58359.82          Cash Out Refinance
PA            12/1/2005              1/1/2006             110000            109738.43          Cash Out Refinance
OH            12/1/2005              1/1/2006             173700             173335.6          Cash Out Refinance
TN            12/1/2005              1/1/2006              81750             81506.43          Cash Out Refinance
LA            12/1/2005              1/1/2006              57600             57557.83          Cash Out Refinance
AZ            12/1/2005              1/1/2006             170112               170112          Purchase
NJ            12/1/2005              1/1/2006             212000            211545.91          Cash Out Refinance
CA            11/1/2005             12/1/2005             532000               532000          Cash Out Refinance
OH            12/1/2005              1/1/2006             148000            147821.89          Cash Out Refinance
OH            12/1/2005              1/1/2006             124200            123897.46          Cash Out Refinance
TX            12/1/2005              1/1/2006              60000             59813.79          Cash Out Refinance
OH            12/1/2005              1/1/2006             193500            193024.06          Rate/Term Refinance
IN            11/1/2005             12/1/2005             111600             111235.6          Cash Out Refinance
IL            12/1/2005              1/1/2006             175500            175261.72          Purchase
MA            12/1/2005              1/1/2006             229500            229030.22          Cash Out Refinance
IN            12/1/2005              1/1/2006              64000             63911.42          Cash Out Refinance
GA            12/1/2005              1/1/2006             229392            228704.58          Purchase
GA            12/1/2005              1/1/2006             288000               288000          Cash Out Refinance
NY            12/1/2005              1/1/2006             170000             168842.8          Cash Out Refinance
GA            12/1/2005              1/1/2006              56700             56574.47          Cash Out Refinance
AL            12/1/2005              1/1/2006              56700             56561.25          Rate/Term Refinance
CT            12/1/2005              1/1/2006             416000            414630.77          Cash Out Refinance
SC            12/1/2005              1/1/2006             202500            201852.02          Cash Out Refinance
NC            12/1/2005              1/1/2006             165750            165427.48          Cash Out Refinance
NC            12/1/2005              1/1/2006              72765              72693.9          Purchase
MI            12/1/2005              1/1/2006              97875             97697.67          Purchase
SC            11/1/2005             12/1/2005              61600             61449.13          Cash Out Refinance
PA            12/1/2005              1/1/2006              50000              49815.6          Purchase
AZ             1/1/2006              2/1/2006             194343               194343          Purchase
IL            12/1/2005              1/1/2006             131750            131581.04          Cash Out Refinance
LA            12/1/2005              1/1/2006              71100             71028.28          Cash Out Refinance
SC            12/1/2005              1/1/2006              68400             68259.49          Cash Out Refinance
WI            12/1/2005              1/1/2006             129720            129529.08          Cash Out Refinance
WV            12/1/2005              1/1/2006             324000            323229.59          Cash Out Refinance
FL            12/1/2005              1/1/2006              50000             49953.15          Rate/Term Refinance
NC            12/1/2005              1/1/2006              53200             53148.56          Cash Out Refinance
OH            12/1/2005              1/1/2006              69700             69600.61          Cash Out Refinance
MD            12/1/2005              1/1/2006             184440               184440          Purchase
WV            12/1/2005              1/1/2006             320000            319744.55          Cash Out Refinance
GA            12/1/2005              1/1/2006             251175            250541.42          Cash Out Refinance
PA            12/1/2005              1/1/2006              53200             53152.64          Cash Out Refinance
MS            12/1/2005              1/1/2006              72000             71800.85          Purchase
NC            12/1/2005              1/1/2006             110500            110240.25          Cash Out Refinance
OH            12/1/2005              1/1/2006              71250             71156.56          Cash Out Refinance
PA            12/1/2005              1/1/2006              85000             84789.68          Cash Out Refinance
CO            12/1/2005              1/1/2006             147000            146860.82          Cash Out Refinance
AR            12/1/2005              1/1/2006              61200              61084.4          Cash Out Refinance
OH            12/1/2005              1/1/2006              72900             72833.14          Purchase
CA            12/1/2005              1/1/2006             702000               702000          Cash Out Refinance
MI            11/1/2005             12/1/2005              52000             51951.28          Cash Out Refinance
LA            12/1/2005              1/1/2006             552500               552500          Cash Out Refinance
AR            11/1/2005             12/1/2005             291600             291159.7          Cash Out Refinance
OK             1/1/2006              2/1/2006             125000            124728.22          Cash Out Refinance
WV            11/1/2005             12/1/2005             196200            195862.38          Cash Out Refinance
CT            12/1/2005              1/1/2006             146250            146096.17          Cash Out Refinance
TN            12/1/2005              1/1/2006              80792              80635.3          Purchase
MO            12/1/2005              1/1/2006             211650            211379.14          Cash Out Refinance
MA            12/1/2005              1/1/2006             114400            114237.29          Purchase
MO            12/1/2005              1/1/2006              96000             95889.14          Cash Out Refinance
NC            12/1/2005              1/1/2006             110500            110411.79          Purchase
IN            12/1/2005              1/1/2006              85000             84906.29          Cash Out Refinance
OH            12/1/2005              1/1/2006              84630              84553.2          Cash Out Refinance
IL             1/1/2006              2/1/2006             400000            399322.66          Cash Out Refinance
IL            12/1/2005              1/1/2006             175000            174682.98          Cash Out Refinance
AR            12/1/2005              1/1/2006              50400             50319.35          Purchase
LA            12/1/2005              1/1/2006             171000            170830.97          Cash Out Refinance
GA            12/1/2005              1/1/2006             126000            125683.73          Purchase
SC            12/1/2005              1/1/2006             362250            361688.72          Purchase
MI            12/1/2005              1/1/2006             108000            107865.97          Rate/Term Refinance
NC            12/1/2005              1/1/2006             108400            108142.23          Purchase
LA             1/1/2006              2/1/2006             114300             114093.6          Cash Out Refinance
GA            12/1/2005              1/1/2006             123200             122865.7          Cash Out Refinance
OH            12/1/2005              1/1/2006             162500            162332.63          Cash Out Refinance
GA            12/1/2005              1/1/2006              88200             88092.76          Cash Out Refinance
AL            12/1/2005              1/1/2006              54450             54375.56          Purchase
AZ            12/1/2005              1/1/2006             280000            279570.24          Cash Out Refinance
TX            12/1/2005              1/1/2006              52000              48686.2          Rate/Term Refinance
VT            12/1/2005              1/1/2006             108800            108546.37          Purchase
OH            12/1/2005              1/1/2006              76500             76331.99          Purchase
MI            12/1/2005              1/1/2006             109600            109490.09          Purchase
OH            12/1/2005              1/1/2006             162900            162577.88          Rate/Term Refinance
SC            12/1/2005              1/1/2006              81000             80927.27          Cash Out Refinance
FL            12/1/2005              1/1/2006             177300             177010.3          Cash Out Refinance
NY            12/1/2005              1/1/2006             230200            229942.28          Cash Out Refinance
IN            11/1/2005             12/1/2005              64600              64454.3          Cash Out Refinance
IL            12/1/2005              1/1/2006             102000            101775.99          Cash Out Refinance
SC            12/1/2005              1/1/2006              88000             87867.64          Cash Out Refinance
FL             1/1/2006              2/1/2006             212500            211891.95          Cash Out Refinance
KY             1/1/2006              2/1/2006              75200             75055.11          Purchase
OH            12/1/2005              1/1/2006              84000             83894.67          Rate/Term Refinance
IL            11/1/2005             12/1/2005             450000             449193.1          Cash Out Refinance
MN            11/1/2005             12/1/2005             493000            492151.65          Cash Out Refinance
CA            12/1/2005              1/1/2006             608800            608131.04          Cash Out Refinance
OH            12/1/2005              1/1/2006             412000            411404.71          Cash Out Refinance
IL            12/1/2005              1/1/2006              60000             59865.57          Cash Out Refinance
NC            12/1/2005              1/1/2006             120720             120559.1          Purchase
ME            12/1/2005              1/1/2006             189000            188640.39          Cash Out Refinance
CA             1/1/2006              2/1/2006             320000               320000          Purchase
TX            12/1/2005              1/1/2006              89600             88944.76          Cash Out Refinance
IN            12/1/2005              1/1/2006              50400              50325.9          Purchase
NY            12/1/2005              1/1/2006              88000             87769.79          Rate/Term Refinance
NJ            12/1/2005              1/1/2006             387000            386270.75          Cash Out Refinance
MA            12/1/2005              1/1/2006             195000            193894.15          Cash Out Refinance
ME            12/1/2005              1/1/2006             270000            269997.75          Cash Out Refinance
IL            11/1/2005             12/1/2005              88200             88020.89          Cash Out Refinance
AZ            12/1/2005              1/1/2006             356512               356512          Purchase
NC            12/1/2005              1/1/2006             102300            102126.77          Purchase
NC            12/1/2005              1/1/2006             104125            103994.44          Cash Out Refinance
MO            12/1/2005              1/1/2006              60000             59949.47          Cash Out Refinance
SC            12/1/2005              1/1/2006             125600             125374.5          Purchase
MO            12/1/2005              1/1/2006              70300             70070.02          Purchase
OH            12/1/2005              1/1/2006             111120            110560.01          Purchase
IN            12/1/2005              1/1/2006              91800             91435.39          Cash Out Refinance
MI            12/1/2005              1/1/2006             208800            208595.93          Cash Out Refinance
PA            12/1/2005              1/1/2006             132000            131777.49          Cash Out Refinance
OH             1/1/2006              2/1/2006              59500              59447.7          Cash Out Refinance
OH            12/1/2005              1/1/2006              85500             85318.58          Cash Out Refinance
ME            12/1/2005              1/1/2006             312000            311624.77          Cash Out Refinance
NJ            11/1/2005             12/1/2005             297000            296673.66          Cash Out Refinance
IA            12/1/2005              1/1/2006             198400            197805.59          Cash Out Refinance
OH             1/1/2006              2/1/2006              60000             59920.03          Purchase
VA            12/1/2005              1/1/2006             152000               152000          Cash Out Refinance
OH            12/1/2005              1/1/2006              78400                78400          Rate/Term Refinance
MA            12/1/2005              1/1/2006             178500            178134.62          Cash Out Refinance
MI            12/1/2005              1/1/2006             320000            319523.54          Rate/Term Refinance
WI            12/1/2005              1/1/2006              60000             59932.35          Cash Out Refinance
NC            12/1/2005              1/1/2006              72000             71931.06          Cash Out Refinance
CO             1/1/2006              2/1/2006             119000            118736.05          Cash Out Refinance
PA            12/1/2005              1/1/2006             438000            437066.57          Rate/Term Refinance
MI            12/1/2005              1/1/2006             161500            161280.33          Cash Out Refinance
PA            12/1/2005              1/1/2006              90000             89853.47          Cash Out Refinance
MT            11/1/2005             12/1/2005             126900            126750.63          Rate/Term Refinance
ME            12/1/2005              1/1/2006             293250            292916.56          Purchase
TN            12/1/2005              1/1/2006              82650             82544.24          Cash Out Refinance
MI            12/1/2005              1/1/2006             416300               416300          Purchase
TN            11/1/2005             12/1/2005              50850             50781.81          Cash Out Refinance
NC            12/1/2005              1/1/2006             104000               104000          Purchase
IN            12/1/2005              1/1/2006             171000            170639.22          Cash Out Refinance
MA            12/1/2005              1/1/2006             184720            184450.41          Purchase
MD            12/1/2005              1/1/2006             224000            223389.21          Cash Out Refinance
MO            12/1/2005              1/1/2006             107100            106948.89          Cash Out Refinance
MA             1/1/2006              2/1/2006              95000             94443.43          Cash Out Refinance
OH            12/1/2005              1/1/2006             126000               126000          Cash Out Refinance
OH            12/1/2005              1/1/2006              84600             84478.66          Cash Out Refinance
IL             1/1/2006              2/1/2006             136000               136000          Rate/Term Refinance
NC            12/1/2005              1/1/2006              97200             97116.37          Cash Out Refinance
CA            12/1/2005              1/1/2006             170000            169488.79          Cash Out Refinance
NC            12/1/2005              1/1/2006              99600                99600          Purchase
CA            12/1/2005              1/1/2006             165000            164610.45          Cash Out Refinance
OH            12/1/2005              1/1/2006             308550            308260.93          Cash Out Refinance
SC            11/1/2005             12/1/2005             110400               110400          Rate/Term Refinance
MI            12/1/2005              1/1/2006              79200             79112.98          Cash Out Refinance
AZ            12/1/2005              1/1/2006             306000            305360.89          Cash Out Refinance
OH            12/1/2005              1/1/2006             205600            205344.83          Rate/Term Refinance
CA            11/1/2005             12/1/2005              68000             67891.18          Cash Out Refinance
MD            12/1/2005              1/1/2006             452000               452000          Purchase
MD            12/1/2005              1/1/2006             270000               270000          Cash Out Refinance
IL            12/1/2005              1/1/2006              88000                88000          Purchase
CA            12/1/2005              1/1/2006             160000               160000          Cash Out Refinance
SC            12/1/2005              1/1/2006              84150             84058.97          Cash Out Refinance
MD             1/1/2006              2/1/2006             310000               310000          Cash Out Refinance
CT            12/1/2005              1/1/2006             302400            301867.53          Purchase
CA            12/1/2005              1/1/2006             312500               312500          Cash Out Refinance
LA            12/1/2005              1/1/2006              53157             53094.97          Cash Out Refinance
CT            12/1/2005              1/1/2006             200000            198561.71          Cash Out Refinance
CA            12/1/2005              1/1/2006             282000            281436.06          Cash Out Refinance
WI            12/1/2005              1/1/2006              85500             85435.16          Cash Out Refinance
FL            12/1/2005              1/1/2006             248000            247528.15          Cash Out Refinance
SC            12/1/2005              1/1/2006             132000             131816.8          Rate/Term Refinance
MO            12/1/2005              1/1/2006             135000            134872.19          Cash Out Refinance
OH            12/1/2005              1/1/2006              74400             74313.19          Purchase
MI            12/1/2005              1/1/2006              72000             71919.38          Purchase
MD            12/1/2005              1/1/2006             102000            101746.05          Cash Out Refinance
ME            12/1/2005              1/1/2006             204800               204800          Cash Out Refinance
NY            12/1/2005              1/1/2006             232000            231528.02          Cash Out Refinance
OH            12/1/2005              1/1/2006              88200             88040.22          Cash Out Refinance
NC            12/1/2005              1/1/2006             318400            317610.89          Cash Out Refinance
NC            11/1/2005             12/1/2005             279500            279149.13          Cash Out Refinance
NY            12/1/2005              1/1/2006             184000            183866.73          Cash Out Refinance
GA             1/1/2006              2/1/2006             107100            106949.21          Cash Out Refinance
CA            12/1/2005              1/1/2006             395129               395129          Purchase
NY            12/1/2005              1/1/2006             335000            333984.88          Cash Out Refinance
CA            12/1/2005              1/1/2006             338000            337312.38          Cash Out Refinance
CT            12/1/2005              1/1/2006             192000             191683.7          Cash Out Refinance
CT            12/1/2005              1/1/2006             300000               300000          Purchase
NJ            12/1/2005              1/1/2006             471250            470285.38          Cash Out Refinance
NC            12/1/2005              1/1/2006              79050             78945.71          Rate/Term Refinance
NC             1/1/2006              2/1/2006             310500            309811.27          Cash Out Refinance
MI            12/1/2005              1/1/2006              75100             74939.64          Cash Out Refinance
GA             1/1/2006              2/1/2006             140000            139594.85          Cash Out Refinance
IL            12/1/2005              1/1/2006             144000            143756.17          Cash Out Refinance
VA            12/1/2005              1/1/2006             238000             237678.9          Cash Out Refinance
SC            12/1/2005              1/1/2006              63000             62937.13          Cash Out Refinance
IL            12/1/2005              1/1/2006             273600            273122.91          Purchase
OH            12/1/2005              1/1/2006              60000             58686.96          Cash Out Refinance
OH            12/1/2005              1/1/2006              64800             64736.67          Purchase
NC            12/1/2005              1/1/2006              59200             59156.18          Purchase
MD            12/1/2005              1/1/2006             378748            378312.83          Cash Out Refinance
TN             1/1/2006              2/1/2006              67500             67325.76          Cash Out Refinance
MD            12/1/2005              1/1/2006             392630            392629.99          Rate/Term Refinance
MI            12/1/2005              1/1/2006             184000            183696.88          Purchase
MO            12/1/2005              1/1/2006              57750             57686.55          Cash Out Refinance
LA            12/1/2005              1/1/2006             140000            139778.74          Purchase
GA            12/1/2005              1/1/2006             110000            109714.27          Cash Out Refinance
MN            12/1/2005              1/1/2006             324000               324000          Cash Out Refinance
MI            12/1/2005              1/1/2006              50400             50343.18          Purchase
MT             1/1/2006              2/1/2006              93500              92346.4          Rate/Term Refinance
FL            12/1/2005              1/1/2006             191250            190864.61          Cash Out Refinance
CA            12/1/2005              1/1/2006             272000            271175.81          Cash Out Refinance
MA             1/1/2006              2/1/2006             380000            379410.64          Cash Out Refinance
NC            12/1/2005              1/1/2006             222300            221786.87          Cash Out Refinance
WI            12/1/2005              1/1/2006              76500             76404.07          Cash Out Refinance
ME             1/1/2006              2/1/2006              76500             76389.76          Cash Out Refinance
NV            12/1/2005              1/1/2006             255000               255000          Cash Out Refinance
MI            12/1/2005              1/1/2006             126000            125709.18          Cash Out Refinance
MI            12/1/2005              1/1/2006              52500             52449.24          Cash Out Refinance
IA            12/1/2005              1/1/2006              75600             75493.32          Cash Out Refinance
GA            12/1/2005              1/1/2006             111600            111460.07          Purchase
NC            12/1/2005              1/1/2006             260000            259571.68          Purchase
OH            12/1/2005              1/1/2006             220000            219382.48          Cash Out Refinance
MI            12/1/2005              1/1/2006              62100             62034.69          Purchase
AZ             1/1/2006              2/1/2006             425000            423943.69          Cash Out Refinance
OH            12/1/2005              1/1/2006             108000            107877.83          Cash Out Refinance
AR            12/1/2005              1/1/2006             124000            123686.05          Cash Out Refinance
NY            12/1/2005              1/1/2006             176000            175760.61          Cash Out Refinance
MI            12/1/2005              1/1/2006             130500             130265.7          Cash Out Refinance
MI            12/1/2005              1/1/2006              56625             56555.43          Cash Out Refinance
MD            12/1/2005              1/1/2006             292000            291515.16          Purchase
CA            12/1/2005              1/1/2006             360000               360000          Purchase
PA            12/1/2005              1/1/2006             175000            174785.03          Cash Out Refinance
SC            12/1/2005              1/1/2006             128800               128800          Purchase
PA            12/1/2005              1/1/2006             165000            164826.46          Cash Out Refinance
OH            12/1/2005              1/1/2006             114750               114750          Cash Out Refinance
PA            12/1/2005              1/1/2006             133000            132585.36          Cash Out Refinance
MS            12/1/2005              1/1/2006              67150              67061.1          Purchase
IN            12/1/2005              1/1/2006              52450             52384.24          Cash Out Refinance
NC            12/1/2005              1/1/2006             136000            135797.51          Purchase
NC            12/1/2005              1/1/2006             108000            107830.99          Cash Out Refinance
AZ            12/1/2005              1/1/2006             496000               496000          Purchase
FL            12/1/2005              1/1/2006             156000               156000          Cash Out Refinance
OH            12/1/2005              1/1/2006             153000               153000          Cash Out Refinance
NC            12/1/2005              1/1/2006             106000            105778.62          Cash Out Refinance
MD            12/1/2005              1/1/2006             140000            139743.71          Purchase
PA            12/1/2005              1/1/2006              73200             73119.56          Cash Out Refinance
OH            12/1/2005              1/1/2006              61500             61439.26          Cash Out Refinance
WV            11/1/2005             12/1/2005              50150             50102.51          Cash Out Refinance
CA            12/1/2005              1/1/2006             316000            315138.36          Cash Out Refinance
CA            12/1/2005              1/1/2006              94000              93885.7          Cash Out Refinance
AR            12/1/2005              1/1/2006             199750            199526.37          Cash Out Refinance
MD            12/1/2005              1/1/2006             142800            142781.27          Cash Out Refinance
FL            12/1/2005              1/1/2006              53000             52455.16          Cash Out Refinance
OH            12/1/2005              1/1/2006              98600             98445.69          Cash Out Refinance
AZ            12/1/2005              1/1/2006             209925            208150.89          Purchase
NC            12/1/2005              1/1/2006              88200             88099.19          Cash Out Refinance
KS            12/1/2005              1/1/2006              91800             91699.14          Purchase
SC             1/1/2006              2/1/2006              52200             52139.72          Rate/Term Refinance
MN            11/1/2005             12/1/2005             368050             367502.6          Cash Out Refinance
AZ            12/1/2005              1/1/2006             204050            203825.79          Cash Out Refinance
MI            12/1/2005              1/1/2006             108000               108000          Cash Out Refinance
FL            12/1/2005              1/1/2006              68000              67887.5          Cash Out Refinance
MA             1/1/2006              2/1/2006             254000            253570.74          Purchase
AZ            12/1/2005              1/1/2006             352750            352082.08          Rate/Term Refinance
CA            12/1/2005              1/1/2006             163800            163331.32          Rate/Term Refinance
CA             1/1/2006              2/1/2006             310000            309380.07          Rate/Term Refinance
GA            12/1/2005              1/1/2006             242500            242015.05          Rate/Term Refinance
SC             1/1/2006              2/1/2006             120960            120859.42          Purchase
FL            12/1/2005              1/1/2006             184500            183966.98          Cash Out Refinance
MA            12/1/2005              1/1/2006              78750             78643.75          Cash Out Refinance
CA            12/1/2005              1/1/2006             330000            329340.06          Cash Out Refinance
VA            12/1/2005              1/1/2006              80100                79966          Cash Out Refinance
CA            12/1/2005              1/1/2006             341000            340005.39          Cash Out Refinance
NY            12/1/2005              1/1/2006             415000            414131.35          Cash Out Refinance
CA            12/1/2005              1/1/2006             260000               260000          Cash Out Refinance
IN             1/1/2006              2/1/2006              54000             53951.92          Cash Out Refinance
MI            12/1/2005              1/1/2006             117600            117444.84          Purchase
MI            12/1/2005              1/1/2006             103700             103507.2          Cash Out Refinance
OH             1/1/2006              2/1/2006              73100             73007.33          Rate/Term Refinance
MO            11/1/2005             12/1/2005              74700             74582.91          Cash Out Refinance
LA            12/1/2005              1/1/2006             121120            120904.65          Purchase
MD            12/1/2005              1/1/2006             364000            363063.69          Cash Out Refinance
CO            12/1/2005              1/1/2006             443600               443600          Rate/Term Refinance
MD            12/1/2005              1/1/2006             297000               297000          Cash Out Refinance
CT            12/1/2005              1/1/2006              94500             93831.75          Cash Out Refinance
AL            12/1/2005              1/1/2006              64000             63943.02          Cash Out Refinance
DE            12/1/2005              1/1/2006             233750            233308.82          Cash Out Refinance
IL            12/1/2005              1/1/2006              76000                76000          Purchase
MI            12/1/2005              1/1/2006              67500             67431.91          Cash Out Refinance
PA            12/1/2005              1/1/2006              53000             52947.11          Cash Out Refinance
VA            12/1/2005              1/1/2006             404000               404000          Purchase
TN            12/1/2005              1/1/2006              76500             76414.36          Cash Out Refinance
GA            12/1/2005              1/1/2006              69700             69625.92          Cash Out Refinance
OK            12/1/2005              1/1/2006             123250            123112.01          Cash Out Refinance
MO            12/1/2005              1/1/2006              78200             78128.51          Cash Out Refinance
IL            12/1/2005              1/1/2006             253600             253324.8          Cash Out Refinance
NY            12/1/2005              1/1/2006             250000            249488.99          Cash Out Refinance
FL            12/1/2005              1/1/2006              98000             97711.43          Cash Out Refinance
KS            12/1/2005              1/1/2006              63650             63596.39          Cash Out Refinance
CA            12/1/2005              1/1/2006             636500               636500          Cash Out Refinance
FL            12/1/2005              1/1/2006             152400            151941.69          Purchase
SC            12/1/2005              1/1/2006             174851               174851          Purchase
IN            12/1/2005              1/1/2006              79200             78996.29          Cash Out Refinance
OH            11/1/2005             12/1/2005              93500             93319.91          Cash Out Refinance
OH            12/1/2005              1/1/2006              58500             58432.44          Cash Out Refinance
FL             1/1/2006              2/1/2006             122400            122053.13          Cash Out Refinance
GA            12/1/2005              1/1/2006              99920             99773.61          Purchase
IL            12/1/2005              1/1/2006             139500            139144.64          Rate/Term Refinance
UT            12/1/2005              1/1/2006             152000               152000          Cash Out Refinance
FL            12/1/2005              1/1/2006             204000            203521.53          Cash Out Refinance
MO            12/1/2005              1/1/2006             188000            187525.78          Purchase
CA            12/1/2005              1/1/2006             154000               154000          Cash Out Refinance
MN            11/1/2005             12/1/2005             136000            135873.58          Cash Out Refinance
CA            12/1/2005              1/1/2006             508500             507613.3          Cash Out Refinance
KS            12/1/2005              1/1/2006             189050            188796.47          Cash Out Refinance
PA            12/1/2005              1/1/2006             116250            116001.77          Cash Out Refinance
WY             1/1/2006              2/1/2006             192500            192110.95          Rate/Term Refinance
IN            12/1/2005              1/1/2006              77400             77319.44          Cash Out Refinance
CA            12/1/2005              1/1/2006             454500            453715.16          Cash Out Refinance
AL            12/1/2005              1/1/2006              85025             84957.56          Cash Out Refinance
AZ            12/1/2005              1/1/2006             199750            199387.86          Cash Out Refinance
MI            12/1/2005              1/1/2006             148000            147845.95          Cash Out Refinance
SC            11/1/2005             12/1/2005              64350             64259.18          Cash Out Refinance
AL            12/1/2005              1/1/2006             132000            131667.05          Cash Out Refinance
VA            12/1/2005              1/1/2006             157250            157031.77          Purchase
NC            11/1/2005             12/1/2005              68000             67912.81          Cash Out Refinance
GA            12/1/2005              1/1/2006             184000            183669.64          Cash Out Refinance
MI            12/1/2005              1/1/2006              61600              61542.9          Cash Out Refinance
CA            12/1/2005              1/1/2006             612000            611311.26          Cash Out Refinance
CA            12/1/2005              1/1/2006             144000            143738.93          Cash Out Refinance
OH            12/1/2005              1/1/2006             123500            123333.37          Cash Out Refinance
OH            12/1/2005              1/1/2006              88000             87909.35          Cash Out Refinance
FL            12/1/2005              1/1/2006             195000               194500          Cash Out Refinance
PA            12/1/2005              1/1/2006              93500             93403.82          Cash Out Refinance
NC            12/1/2005              1/1/2006             206800               206800          Purchase
WY            12/1/2005              1/1/2006              75650             75566.87          Purchase
CA            12/1/2005              1/1/2006             480000            479165.47          Cash Out Refinance
NC            12/1/2005              1/1/2006              67500             67432.62          Cash Out Refinance
GA            12/1/2005              1/1/2006             248000            247567.55          Purchase
PA            12/1/2005              1/1/2006             162900            162630.48          Cash Out Refinance
NM            12/1/2005              1/1/2006              96000                96000          Cash Out Refinance
MD            11/1/2005             12/1/2005             191100            190774.55          Cash Out Refinance
MI            12/1/2005              1/1/2006              58100             58036.94          Cash Out Refinance
OH            12/1/2005              1/1/2006             111000            110797.87          Cash Out Refinance
SC            12/1/2005              1/1/2006             148800               148800          Cash Out Refinance
IN            12/1/2005              1/1/2006              76500             76420.37          Cash Out Refinance
MI            12/1/2005              1/1/2006              68000             67912.36          Cash Out Refinance
MI            12/1/2005              1/1/2006              68000             67917.03          Cash Out Refinance
ME            12/1/2005              1/1/2006             177651            177443.71          Cash Out Refinance
WV            12/1/2005              1/1/2006              52200             52158.34          Cash Out Refinance
MS            12/1/2005              1/1/2006              68000             67943.33          Cash Out Refinance
OH            12/1/2005              1/1/2006              79200             79090.08          Cash Out Refinance
MN            12/1/2005              1/1/2006             234600            234119.78          Cash Out Refinance
ME            12/1/2005              1/1/2006             183600            183365.62          Cash Out Refinance
WI            12/1/2005              1/1/2006             105000            104916.17          Cash Out Refinance
OH            12/1/2005              1/1/2006              79050              78872.9          Cash Out Refinance
GA            12/1/2005              1/1/2006              68400                68400          Cash Out Refinance
AZ            12/1/2005              1/1/2006             241500            241008.71          Cash Out Refinance
MI            12/1/2005              1/1/2006             112625            112379.25          Cash Out Refinance
IN            12/1/2005              1/1/2006              80000             79911.37          Cash Out Refinance
OH            12/1/2005              1/1/2006             166500            166361.25          Rate/Term Refinance
IN            12/1/2005              1/1/2006              70000             69936.85          Cash Out Refinance
AZ            12/1/2005              1/1/2006             208000            207680.91          Cash Out Refinance
OH            12/1/2005              1/1/2006             204800            204565.92          Cash Out Refinance
MI            12/1/2005              1/1/2006             106250            106079.99          Cash Out Refinance
VA            12/1/2005              1/1/2006             268000               268000          Purchase
CA             1/1/2006              2/1/2006             162178               162178          Cash Out Refinance
CA            12/1/2005              1/1/2006              78000             77675.28          Cash Out Refinance
MI            12/1/2005              1/1/2006              63200                63200          Cash Out Refinance
OH            12/1/2005              1/1/2006              79200             79079.71          Cash Out Refinance
OH            12/1/2005              1/1/2006             115200            115015.63          Cash Out Refinance
OH            12/1/2005              1/1/2006              58050             57970.95          Rate/Term Refinance
MS            12/1/2005              1/1/2006              56550             56499.21          Rate/Term Refinance
VA            12/1/2005              1/1/2006             139500            139337.23          Cash Out Refinance
AZ            11/1/2005             12/1/2005             589500               589500          Cash Out Refinance
WA            12/1/2005              1/1/2006             238000            237524.05          Cash Out Refinance
GA            12/1/2005              1/1/2006             245000               245000          Cash Out Refinance
AZ            12/1/2005              1/1/2006             174478            174199.49          Purchase
MI            12/1/2005              1/1/2006              52000             51916.17          Cash Out Refinance
FL            12/1/2005              1/1/2006             212500            212130.54          Cash Out Refinance
GA            12/1/2005              1/1/2006             180000            179701.12          Purchase
GA            12/1/2005              1/1/2006              74000             73849.75          Purchase
MD            12/1/2005              1/1/2006             236000               236000          Cash Out Refinance
TX            12/1/2005              1/1/2006              62016             61905.04          Purchase
IN            12/1/2005              1/1/2006              51750             51594.23          Cash Out Refinance
MA            12/1/2005              1/1/2006              87000             86425.23          Cash Out Refinance
NY            12/1/2005              1/1/2006             447159               447159          Cash Out Refinance
MA            12/1/2005              1/1/2006             250000            249496.22          Cash Out Refinance
VA            12/1/2005              1/1/2006             288350            287894.26          Cash Out Refinance
NY            12/1/2005              1/1/2006              88000             87892.78          Cash Out Refinance
OH            12/1/2005              1/1/2006              75600             75542.83          Cash Out Refinance
MS            12/1/2005              1/1/2006              79600             79468.86          Cash Out Refinance
NV            12/1/2005              1/1/2006             374400            374399.98          Purchase
MI            12/1/2005              1/1/2006             188800            188592.54          Cash Out Refinance
MA            12/1/2005              1/1/2006             231000            230534.51          Cash Out Refinance
OH            12/1/2005              1/1/2006              54000             53940.66          Cash Out Refinance
IN            12/1/2005              1/1/2006              50000             49955.48          Cash Out Refinance
MD            12/1/2005              1/1/2006             198400            198155.95          Cash Out Refinance
MD            12/1/2005              1/1/2006             260000               260000          Cash Out Refinance
DE            12/1/2005              1/1/2006             304000            303392.06          Cash Out Refinance
OH            12/1/2005              1/1/2006              55250             55177.11          Cash Out Refinance
MO            12/1/2005              1/1/2006             262500               262500          Cash Out Refinance
NC            12/1/2005              1/1/2006              92800             92645.91          Purchase
OH            12/1/2005              1/1/2006              63000             62922.62          Cash Out Refinance
MI            12/1/2005              1/1/2006              61000             60949.72          Purchase
PA            12/1/2005              1/1/2006              52200             52040.33          Cash Out Refinance
AZ            12/1/2005              1/1/2006             229059               229059          Purchase
MO            12/1/2005              1/1/2006              85405             85273.93          Cash Out Refinance
FL            12/1/2005              1/1/2006              79200             79050.75          Purchase
LA            12/1/2005              1/1/2006             148000             147679.9          Cash Out Refinance
GA            12/1/2005              1/1/2006              77400             77338.21          Cash Out Refinance
OH            12/1/2005              1/1/2006             205000             204679.2          Cash Out Refinance
OH            12/1/2005              1/1/2006             108000               108000          Cash Out Refinance
AZ            12/1/2005              1/1/2006             382500            381924.78          Cash Out Refinance
UT            12/1/2005              1/1/2006              80000             79877.27          Purchase
PA            12/1/2005              1/1/2006              51750             51701.01          Cash Out Refinance
VA            12/1/2005              1/1/2006             213600               213600          Purchase
SC            12/1/2005              1/1/2006             104800            104614.89          Cash Out Refinance
PA            12/1/2005              1/1/2006              60300             60233.19          Cash Out Refinance
FL            12/1/2005              1/1/2006             225250            224883.27          Cash Out Refinance
NC            12/1/2005              1/1/2006              97120             96980.79          Purchase
FL            12/1/2005              1/1/2006              84500             84352.65          Cash Out Refinance
UT            12/1/2005              1/1/2006             108000            107863.19          Cash Out Refinance
GA            12/1/2005              1/1/2006             279000            278738.62          Cash Out Refinance
OH            12/1/2005              1/1/2006             109800            109666.49          Cash Out Refinance
ME            12/1/2005              1/1/2006             225900               225900          Cash Out Refinance
NJ            11/1/2005             12/1/2005             318750            318366.38          Cash Out Refinance
CA            12/1/2005              1/1/2006             220000               220000          Cash Out Refinance
SC            12/1/2005              1/1/2006             116800            116582.35          Cash Out Refinance
UT             1/1/2006              2/1/2006             201000            200778.98          Cash Out Refinance
NY            12/1/2005              1/1/2006             366000            365303.64          Cash Out Refinance
TN            12/1/2005              1/1/2006              90100             89988.17          Cash Out Refinance
MI            12/1/2005              1/1/2006             360000            359347.36          Cash Out Refinance
NC            12/1/2005              1/1/2006              89212             89146.63          Purchase
NC            12/1/2005              1/1/2006             139500            139311.79          Cash Out Refinance
MI            12/1/2005              1/1/2006              79050             78970.25          Cash Out Refinance
FL            12/1/2005              1/1/2006             133000             132714.6          Rate/Term Refinance
PA            12/1/2005              1/1/2006              76000             75884.56          Cash Out Refinance
NC             1/1/2006              2/1/2006             230775            130462.21          Purchase
FL            12/1/2005              1/1/2006              66000             65554.54          Cash Out Refinance
MI            12/1/2005              1/1/2006              72000             71892.54          Cash Out Refinance
TN            12/1/2005              1/1/2006              60000             59946.58          Purchase
MA            12/1/2005              1/1/2006             129200            129049.24          Purchase
MO            12/1/2005              1/1/2006              59999             59912.31          Cash Out Refinance
OH            12/1/2005              1/1/2006             260000             259547.5          Cash Out Refinance
PA            12/1/2005              1/1/2006             108800            108606.91          Cash Out Refinance
OH            12/1/2005              1/1/2006             108000            107830.99          Cash Out Refinance
OH            12/1/2005              1/1/2006             101600            101495.36          Cash Out Refinance
PA            12/1/2005              1/1/2006              60000             59934.07          Cash Out Refinance
OH            12/1/2005              1/1/2006             163800            163581.68          Cash Out Refinance
OK            12/1/2005              1/1/2006              47600             47535.78          Cash Out Refinance
IL            12/1/2005              1/1/2006             204000            203661.28          Cash Out Refinance
MI             1/1/2006              2/1/2006             105300            105157.85          Cash Out Refinance
OH            12/1/2005              1/1/2006              50000             49945.06          Cash Out Refinance
LA            12/1/2005              1/1/2006             663000            661644.77          Rate/Term Refinance
FL            12/1/2005              1/1/2006             316500            315886.13          Cash Out Refinance
OH            12/1/2005              1/1/2006             165600            165392.36          Cash Out Refinance
GA             1/1/2006              2/1/2006             206100             205933.7          Purchase
FL            12/1/2005              1/1/2006             148750             148557.7          Cash Out Refinance
AZ             1/1/2006              2/1/2006             157360            157098.72          Purchase
SC            12/1/2005              1/1/2006             273750            273551.74          Purchase
AR            12/1/2005              1/1/2006              76950             76862.04          Cash Out Refinance
CA            12/1/2005              1/1/2006             442800            442185.44          Cash Out Refinance
FL            12/1/2005              1/1/2006              52500              52450.8          Cash Out Refinance
NY             1/1/2006              2/1/2006             250000            249469.95          Cash Out Refinance
PA            12/1/2005              1/1/2006             199750            199483.77          Cash Out Refinance
PA             1/1/2006              2/1/2006             110400            110189.95          Cash Out Refinance
TN            12/1/2005              1/1/2006              50150             50098.88          Purchase
IA            12/1/2005              1/1/2006             198000            197732.87          Cash Out Refinance
NC            12/1/2005              1/1/2006             536000            535399.91          Purchase
IN            12/1/2005              1/1/2006             236000             235645.1          Cash Out Refinance
MI            12/1/2005              1/1/2006             323750               323750          Cash Out Refinance
CA             1/1/2006              2/1/2006             460000            457923.51          Purchase
NV            12/1/2005              1/1/2006             105000            104794.48          Purchase
MI            12/1/2005              1/1/2006              81000             80899.47          Rate/Term Refinance
GA            12/1/2005              1/1/2006              67500             67429.01          Cash Out Refinance
OH            12/1/2005              1/1/2006              83300              83207.7          Cash Out Refinance
IN            12/1/2005              1/1/2006              68800             68724.39          Purchase
OH            12/1/2005              1/1/2006              66300             66240.97          Cash Out Refinance
VA            12/1/2005              1/1/2006             305392            304864.64          Purchase
MI            12/1/2005              1/1/2006              99450             99355.84          Cash Out Refinance
AZ            12/1/2005              1/1/2006             472500               472500          Cash Out Refinance
SC            12/1/2005              1/1/2006              80000             79936.14          Cash Out Refinance
SC            12/1/2005              1/1/2006             164000               164000          Cash Out Refinance
SC            12/1/2005              1/1/2006             315000            314682.28          Purchase
NJ            12/1/2005              1/1/2006             160000            159882.85          Cash Out Refinance
GA            12/1/2005              1/1/2006             101200            101085.52          Cash Out Refinance
TX            12/1/2005              1/1/2006              77400             77290.39          Cash Out Refinance
CA            12/1/2005              1/1/2006              99000             98906.26          Cash Out Refinance
CA            12/1/2005              1/1/2006             562500            561169.49          Cash Out Refinance
IL            11/1/2005             12/1/2005             332000            331732.12          Cash Out Refinance
NY            12/1/2005              1/1/2006             232750            232385.76          Cash Out Refinance
OH             1/1/2006              2/1/2006              63000             62936.45          Cash Out Refinance
OH            12/1/2005              1/1/2006              97200             97081.82          Cash Out Refinance
MI            12/1/2005              1/1/2006              88200             88002.34          Cash Out Refinance
SC            12/1/2005              1/1/2006             118750               118610          Cash Out Refinance
MI             1/1/2006              2/1/2006             240300            239942.22          Cash Out Refinance
GA            12/1/2005              1/1/2006             134400            134185.46          Cash Out Refinance
LA            12/1/2005              1/1/2006             153750            153440.18          Purchase
NC            12/1/2005              1/1/2006             146400            146148.57          Purchase
GA            12/1/2005              1/1/2006             222400             222097.5          Purchase
PA            12/1/2005              1/1/2006              95200             95094.51          Cash Out Refinance
IL            12/1/2005              1/1/2006              80000             79928.17          Cash Out Refinance
MI            12/1/2005              1/1/2006              58500             58453.31          Cash Out Refinance
VA            12/1/2005              1/1/2006             186000            185754.59          Cash Out Refinance
IL             1/1/2006              2/1/2006              75100             74601.71          Cash Out Refinance
OH            12/1/2005              1/1/2006              70400             70319.54          Purchase
NV            12/1/2005              1/1/2006             259250            258470.38          Cash Out Refinance
MO            12/1/2005              1/1/2006              58000             57883.11          Cash Out Refinance
SC            12/1/2005              1/1/2006             126000             125846.8          Cash Out Refinance
AR            12/1/2005              1/1/2006             111200             111006.1          Purchase
FL            12/1/2005              1/1/2006             453148            452401.49          Purchase
OK            12/1/2005              1/1/2006              94050             93919.46          Rate/Term Refinance
DE            12/1/2005              1/1/2006             156000            155676.56          Cash Out Refinance
GA            12/1/2005              1/1/2006             181900            181722.24          Cash Out Refinance
LA            12/1/2005              1/1/2006             273750            273380.67          Cash Out Refinance
TN            12/1/2005              1/1/2006              60000             59934.07          Purchase
MD            12/1/2005              1/1/2006             380000            379330.87          Cash Out Refinance
LA            12/1/2005              1/1/2006             224000               224000          Purchase
CO            12/1/2005              1/1/2006             130000            129775.51          Purchase
MI            12/1/2005              1/1/2006              80750             80665.77          Purchase
GA            12/1/2005              1/1/2006             133200               133200          Cash Out Refinance
MI            12/1/2005              1/1/2006             118800            118678.91          Cash Out Refinance
GA            12/1/2005              1/1/2006              92000             91795.22          Cash Out Refinance
OH            12/1/2005              1/1/2006              60000             59925.54          Purchase
PA            12/1/2005              1/1/2006              50100             50046.76          Purchase
MD            12/1/2005              1/1/2006             458340               458340          Purchase
VA            12/1/2005              1/1/2006             234400            234399.45          Purchase
GA            12/1/2005              1/1/2006             103550            103442.22          Cash Out Refinance
SC             1/1/2006              2/1/2006             179040               179040          Purchase
SC            12/1/2005              1/1/2006              64000             63907.53          Purchase
NC            12/1/2005              1/1/2006             119200            119016.32          Purchase
IL            12/1/2005              1/1/2006              88400                88400          Purchase
NY            12/1/2005              1/1/2006             552000            551519.91          Cash Out Refinance
PA             1/1/2006              2/1/2006             300000               300000          Cash Out Refinance
IN             1/1/2006              2/1/2006              52200             52152.63          Purchase
MD            12/1/2005              1/1/2006             267200               267200          Purchase
MA            12/1/2005              1/1/2006             227500            227091.55          Cash Out Refinance
VA            12/1/2005              1/1/2006             368000               368000          Purchase
TN            12/1/2005              1/1/2006             136000            135801.52          Cash Out Refinance
IN            12/1/2005              1/1/2006             103700            103596.49          Cash Out Refinance
MI            12/1/2005              1/1/2006              76500             76413.46          Cash Out Refinance
TN            12/1/2005              1/1/2006              96000             95866.77          Cash Out Refinance
CO            12/1/2005              1/1/2006             194500               194500          Cash Out Refinance
OK            12/1/2005              1/1/2006             117000            116822.29          Cash Out Refinance
SC            12/1/2005              1/1/2006              62400             62342.14          Purchase
IN            12/1/2005              1/1/2006              65025             64972.13          Purchase
OK            12/1/2005              1/1/2006              98890             98744.23          Cash Out Refinance
MO            12/1/2005              1/1/2006              66500             66438.99          Cash Out Refinance
PA            12/1/2005              1/1/2006              94080             93446.95          Cash Out Refinance
PA            12/1/2005              1/1/2006             119200             118661.5          Cash Out Refinance
SC            12/1/2005              1/1/2006              80000             79944.53          Cash Out Refinance
TX            12/1/2005              1/1/2006              59200             59138.39          Cash Out Refinance
NC            11/1/2005             12/1/2005             260000            259677.31          Purchase
MD            12/1/2005              1/1/2006             256000               256000          Purchase
MI            12/1/2005              1/1/2006              93450             93290.21          Cash Out Refinance
VA            12/1/2005              1/1/2006             487800               487800          Purchase
MI            12/1/2005              1/1/2006             145600            145452.83          Cash Out Refinance
OH            12/1/2005              1/1/2006             187000            186753.27          Cash Out Refinance
SC            12/1/2005              1/1/2006             396646            396525.35          Purchase
OK            12/1/2005              1/1/2006             124000            123747.74          Cash Out Refinance
IL            12/1/2005              1/1/2006             208250            207830.35          Cash Out Refinance
PA            12/1/2005              1/1/2006              97750             97590.19          Cash Out Refinance
OH            12/1/2005              1/1/2006             451500            450735.45          Purchase
NC            12/1/2005              1/1/2006             252000            251577.45          Purchase
SC            12/1/2005              1/1/2006             201450               201450          Cash Out Refinance
CO             1/1/2006              2/1/2006             147500            147112.73          Cash Out Refinance
VA            12/1/2005              1/1/2006              81000             80913.01          Cash Out Refinance
GA            12/1/2005              1/1/2006             125000            124565.86          Purchase
NJ            10/1/2005             11/1/2005             149900            149560.12          Purchase
GA            10/1/2005             11/1/2005             111000               111000          Purchase

State     Index               Margin     Next Rate Adjustment Date     Max Int Rate     Product Code                     Servicer
-----     -----               ------     -------------------------     ------------     ------------                     --------
NJ        6 MO LIBOR            7.25             7/1/2008                        14     3/27 6 MO LIBOR                  COUNTRYWIDE
CT        6 MO LIBOR               5             7/1/2008                    13.375     3/27 6 MO LIBOR                  COUNTRYWIDE
CO        6 MO LIBOR     7.050000191             7/1/2007               14.05000019     2/28 6 MO LIBOR                  COUNTRYWIDE
TX        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
TN        6 MO LIBOR             6.1             5/1/2007                     16.55     2/28 6 MO LIBOR                  JPMCHASE
AL        6 MO LIBOR               7             6/1/2007                     17.75     2/28 6 MO LIBOR                  JPMCHASE
TX        6 MO LIBOR            5.15             5/1/2007                      15.2     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR             6.1             5/1/2007                     14.75     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR            6.05             6/1/2007                     15.15     2/28 6 MO LIBOR                  JPMCHASE
TX        6 MO LIBOR             6.6             6/1/2007                      15.8     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             4.5             5/1/2007                    13.525     2/28 6 MO LIBOR                  JPMCHASE
AL        6 MO LIBOR            6.45             5/1/2007                     16.35     2/28 6 MO LIBOR                  JPMCHASE
GA        Fixed Rate               0                                              0     Fixed Rate Balloon               JPMCHASE
AL        6 MO LIBOR               7             6/1/2007                     16.99     2/28 6 MO LIBOR                  JPMCHASE
DE        Fixed Rate               0                                              0     Fixed Rate Balloon               JPMCHASE
AL        Fixed Rate               0                                              0     Fixed Rate Balloon               JPMCHASE
CA        6 MO LIBOR           5.875             6/1/2007                    12.625     2/28 6 MO LIBOR IO               NATCITY
NC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MD        6 MO LIBOR             6.9             9/1/2007                     16.65     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             5.8            10/1/2007                      15.8     2/28 6 MO LIBOR                  JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MA        6 MO LIBOR             5.7            11/1/2007                      14.5     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.75             8/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             5.8            11/1/2007                      15.7     2/28 6 MO LIBOR IO               JPMCHASE
WI        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR            5.65            10/1/2007                      15.1     2/28 6 MO LIBOR IO               JPMCHASE
FL        6 MO LIBOR             6.1             9/1/2008                      13.8     3/27 6 MO LIBOR                  JPMCHASE
MS        6 MO LIBOR               7             8/1/2007                      16.8     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.65            10/1/2007                     15.75     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            6.45             9/1/2007                     16.45     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR               7             8/1/2007                      16.7     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR               6            10/1/2007                      14.2     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.75             9/1/2007                     16.25     2/28 6 MO LIBOR                  JPMCHASE
TN        6 MO LIBOR               7             8/1/2007                     15.65     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR               7            11/1/2007                      17.9     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            4.55            11/1/2007                      13.6     2/28 6 MO LIBOR IO               JPMCHASE
NJ        6 MO LIBOR            6.75             9/1/2007                     16.15     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR             4.6             9/1/2007                      13.7     2/28 6 MO LIBOR IO               JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            6.65             9/1/2007                     15.55     2/28 6 MO LIBOR                  JPMCHASE
TX        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR               7             8/1/2007                    16.575     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR            6.05             8/1/2007                      15.2     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR             5.9            11/1/2007                     15.15     2/28 6 MO LIBOR                  JPMCHASE
MA        6 MO LIBOR             5.8            10/1/2007                     14.95     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR             6.9            10/1/2007                    16.875     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.1             9/1/2007                      14.5     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.1            10/1/2007                      14.1     2/28 6 MO LIBOR IO               JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
GA        6 MO LIBOR            5.95             9/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
AL        6 MO LIBOR            6.45             8/1/2007                      16.6     2/28 6 MO LIBOR                  JPMCHASE
CT        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR            5.65            10/1/2007                      15.2     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             6.2            11/1/2007                     16.55     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.45            10/1/2007                     15.55     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR               7             9/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR             4.7             9/1/2007                     13.45     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR             4.5            11/1/2007                     12.95     2/28 6 MO LIBOR IO               JPMCHASE
IL        6 MO LIBOR             5.4            10/1/2007                      17.2     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR            6.45             9/1/2007                      16.4     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             6.1             9/1/2007                     16.35     2/28 6 MO LIBOR                  JPMCHASE
WI        6 MO LIBOR            6.25            10/1/2007                     16.55     2/28 6 MO LIBOR                  JPMCHASE
WV        6 MO LIBOR            4.95            10/1/2007                      14.2     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR             6.9            11/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             6.2            11/1/2007                      16.6     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.85            10/1/2007                      16.7     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR            4.95            10/1/2007                     13.55     2/28 6 MO LIBOR IO               JPMCHASE
WV        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
GA        6 MO LIBOR             4.5            10/1/2007                      13.9     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR             6.9            11/1/2007                     16.99     2/28 6 MO LIBOR                  JPMCHASE
MS        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR             6.4             9/1/2007                      15.7     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR               7             9/1/2007                     18.45     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            6.25             9/1/2007                     15.45     2/28 6 MO LIBOR                  JPMCHASE
CO        6 MO LIBOR               7            11/1/2007                      16.7     2/28 6 MO LIBOR                  JPMCHASE
AR        6 MO LIBOR            6.65             9/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.95            11/1/2007                     16.85     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR            5.25            11/1/2007                     14.75     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR            6.15            11/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR             5.4             9/1/2007                      14.8     2/28 6 MO LIBOR IO               JPMCHASE
AR        6 MO LIBOR            6.85             9/1/2007                      17.8     2/28 6 MO LIBOR                  JPMCHASE
OK        6 MO LIBOR             5.6            10/1/2007                     14.65     2/28 6 MO LIBOR                  JPMCHASE
WV        6 MO LIBOR             6.1            10/1/2007                      15.8     2/28 6 MO LIBOR                  JPMCHASE
CT        6 MO LIBOR             6.6            11/1/2007                      16.2     2/28 6 MO LIBOR                  JPMCHASE
TN        6 MO LIBOR             4.6            11/1/2007                     13.15     2/28 6 MO LIBOR                  JPMCHASE
MO        6 MO LIBOR             6.6            11/1/2007                     15.25     2/28 6 MO LIBOR                  JPMCHASE
MA        6 MO LIBOR               6            11/1/2007                     14.75     2/28 6 MO LIBOR                  JPMCHASE
MO        6 MO LIBOR             6.2            11/1/2007                     15.75     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            6.55            11/1/2007                      17.5     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR            5.95            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.15            11/1/2007                      16.9     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR            5.45            11/1/2007                     13.85     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR            6.05            10/1/2007                     15.55     2/28 6 MO LIBOR                  JPMCHASE
AR        6 MO LIBOR            6.65            10/1/2007                     16.15     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR            6.75            11/1/2007                      16.5     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             4.9            10/1/2008                    13.925     3/27 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR            5.15            11/1/2007                      14.3     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.2            11/1/2007                      15.4     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             4.8            10/1/2007                      14.2     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR            6.25            11/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             4.6            10/1/2007                    13.525     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.55            11/1/2007                      16.3     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.2            11/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
AL        6 MO LIBOR               7            10/1/2007                      16.9     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            6.85            10/1/2007                     16.35     2/28 6 MO LIBOR                  JPMCHASE
TX        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
VT        6 MO LIBOR             5.6            10/1/2007                      14.3     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.95            10/1/2007                      14.6     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.4            11/1/2007                     16.85     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.75            10/1/2007                     15.95     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR               6            11/1/2007                     16.95     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR               7            10/1/2007                     16.05     2/28 6 MO LIBOR                  JPMCHASE
NY        6 MO LIBOR            6.25            11/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
IN        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IL        6 MO LIBOR            6.05            10/1/2007                      14.6     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             6.4            10/1/2007                     16.55     2/28 6 MO LIBOR                  JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
KY        6 MO LIBOR             5.8            10/1/2007                     15.25     2/28 6 MO LIBOR                  JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MN        6 MO LIBOR            6.95            10/1/2007                      15.8     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR             6.4            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.25            11/1/2007                     14.65     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR            6.15            10/1/2007                      14.5     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            5.55            11/1/2007                     15.05     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR             4.9            11/1/2007                     13.25     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR             4.7            11/1/2007                     13.24     2/28 6 MO LIBOR IO               JPMCHASE
TX        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IN        6 MO LIBOR             6.9            10/1/2007                      16.6     2/28 6 MO LIBOR                  JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NJ        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MA        6 MO LIBOR            4.85            10/1/2007                     12.85     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR             6.3            10/1/2007                     14.99     2/28 6 MO LIBOR IO               JPMCHASE
IL        6 MO LIBOR            6.55            10/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR             4.7            11/1/2007                      13.5     2/28 6 MO LIBOR IO               JPMCHASE
NC        6 MO LIBOR            4.45            11/1/2007                     13.85     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             5.5            11/1/2007                     15.35     2/28 6 MO LIBOR                  JPMCHASE
MO        6 MO LIBOR               7            11/1/2007                     17.25     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             5.1            11/1/2007                     13.55     2/28 6 MO LIBOR                  JPMCHASE
MO        6 MO LIBOR            5.55             7/1/2007                      16.1     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.55             7/1/2007                     13.95     2/28 6 MO LIBOR                  JPMCHASE
IN        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MI        6 MO LIBOR             6.6            11/1/2007                     16.55     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR             6.8            10/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.55            11/1/2007                     17.05     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.75            10/1/2007                      14.8     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR               7            10/1/2007                      17.5     2/28 6 MO LIBOR                  JPMCHASE
NJ        6 MO LIBOR            6.35            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
IA        6 MO LIBOR            5.05            10/1/2007                     13.75     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             5.9            11/1/2007                     15.05     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR             5.5            11/1/2007                     13.85     2/28 6 MO LIBOR IO               JPMCHASE
OH        6 MO LIBOR             4.9            10/1/2007                      14.3     2/28 6 MO LIBOR IO               JPMCHASE
MA        6 MO LIBOR            6.35            10/1/2007                     14.95     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            5.45            11/1/2007                      14.5     2/28 6 MO LIBOR                  JPMCHASE
WI        6 MO LIBOR               7            10/1/2007                      17.8     2/28 6 MO LIBOR                  JPMCHASE
NC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CO        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
PA        6 MO LIBOR            5.75            10/1/2007                     14.75     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.45            11/1/2007                     14.95     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR             5.4            11/1/2007                     14.05     2/28 6 MO LIBOR                  JPMCHASE
MT        6 MO LIBOR               7            10/1/2007                      17.6     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR            6.25            11/1/2007                    15.825     2/28 6 MO LIBOR                  JPMCHASE
TN        6 MO LIBOR            6.35            11/1/2007                     15.25     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             5.6            10/1/2007                      14.5     2/28 6 MO LIBOR IO               JPMCHASE
TN        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR            5.25            11/1/2007                     14.75     2/28 6 MO LIBOR IO               JPMCHASE
IN        6 MO LIBOR            5.75            10/1/2007                      14.8     2/28 6 MO LIBOR                  JPMCHASE
MA        6 MO LIBOR             5.6            11/1/2007                      14.6     2/28 6 MO LIBOR                  JPMCHASE
MD        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MO        6 MO LIBOR            6.65            10/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
MA        6 MO LIBOR            5.75            11/1/2007                      16.3     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.95            10/1/2007                     16.85     2/28 6 MO LIBOR IO               JPMCHASE
OH        6 MO LIBOR            6.25            11/1/2007                      15.4     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR             5.1            11/1/2007                      14.2     2/28 6 MO LIBOR IO               JPMCHASE
NC        6 MO LIBOR             6.5            11/1/2007                     17.15     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR             5.5            11/1/2007                      14.9     2/28 6 MO LIBOR IO               JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
SC        6 MO LIBOR             4.7            10/1/2007                     13.65     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR            6.15            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            6.25            10/1/2007                     14.85     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             6.2            11/1/2007                      15.4     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MD        6 MO LIBOR            5.05            10/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
MD        6 MO LIBOR             5.7            11/1/2007                      14.5     2/28 6 MO LIBOR IO               JPMCHASE
IL        6 MO LIBOR             4.9            11/1/2007                      14.4     2/28 6 MO LIBOR IO               JPMCHASE
CA        6 MO LIBOR             5.2            11/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
SC        6 MO LIBOR               7            10/1/2007                     17.99     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR            4.75            11/1/2007                      13.5     2/28 6 MO LIBOR IO               JPMCHASE
CT        6 MO LIBOR            4.65            11/1/2007                     13.65     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate IO                    JPMCHASE
LA        6 MO LIBOR             6.2            11/1/2007                      15.7     2/28 6 MO LIBOR                  JPMCHASE
CT        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
WI        6 MO LIBOR               7            11/1/2007                      17.9     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR             5.3            11/1/2007                     13.25     2/28 6 MO LIBOR                  JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MO        6 MO LIBOR            6.65            11/1/2007                      16.7     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.95            11/1/2007                      15.7     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.5            11/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
MD        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
ME        6 MO LIBOR            5.65            10/1/2007                      14.5     2/28 6 MO LIBOR IO               JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR             6.5            10/1/2007                     15.55     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR               5            10/1/2007                     13.99     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            6.75            10/1/2007                      17.3     2/28 6 MO LIBOR                  JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
GA        6 MO LIBOR            6.05            11/1/2007                      16.5     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR             4.6            10/1/2007                      13.2     2/28 6 MO LIBOR IO               JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CT        6 MO LIBOR            5.05            11/1/2007                     13.99     2/28 6 MO LIBOR                  JPMCHASE
CT        6 MO LIBOR             5.1            10/1/2007                      14.2     2/28 6 MO LIBOR IO               JPMCHASE
NJ        6 MO LIBOR            5.85            10/1/2007                     14.95     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             5.9            11/1/2007                      15.1     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             6.3            10/1/2007                     14.55     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR               6            10/1/2007                     14.75     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            4.45            10/1/2007                      13.2     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR             5.6            11/1/2007                     13.85     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR             5.9            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IL        6 MO LIBOR            4.75            11/1/2007                      13.7     2/28 6 MO LIBOR                  JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR             6.3            11/1/2007                     17.85     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR            6.75            11/1/2007                     15.79     2/28 6 MO LIBOR                  JPMCHASE
TN        6 MO LIBOR             6.7            10/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR             5.3            11/1/2007                     12.85     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR             4.6            11/1/2007                     13.99     2/28 6 MO LIBOR                  JPMCHASE
MO        6 MO LIBOR               7            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR             5.7            11/1/2007                      14.2     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             4.6            10/1/2007                     13.75     2/28 6 MO LIBOR                  JPMCHASE
MN        6 MO LIBOR            5.25            11/1/2007                    14.125     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR            6.75            10/1/2007                      17.8     2/28 6 MO LIBOR                  JPMCHASE
MT        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MA        6 MO LIBOR            6.75            10/1/2007                      16.3     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            5.85            10/1/2007                     14.35     2/28 6 MO LIBOR                  JPMCHASE
WI        6 MO LIBOR            5.85            11/1/2007                     15.35     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR            6.65            10/1/2007                     16.65     2/28 6 MO LIBOR                  JPMCHASE
NV        6 MO LIBOR             4.5            11/1/2007                     13.35     2/28 6 MO LIBOR IO               JPMCHASE
MI        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MI        6 MO LIBOR               7            11/1/2007                      16.6     2/28 6 MO LIBOR                  JPMCHASE
IA        6 MO LIBOR            6.35            10/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.5            11/1/2007                     15.35     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            5.15            11/1/2007                     13.99     2/28 6 MO LIBOR                  JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MI        6 MO LIBOR            6.75            11/1/2007                      16.2     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            5.35            10/1/2007                      14.2     2/28 6 MO LIBOR                  JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
AR        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NY        6 MO LIBOR               6            11/1/2007                     14.95     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             5.2            11/1/2007                     13.55     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.2            10/1/2007                      17.4     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR            5.65            11/1/2007                     13.95     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR             4.6            11/1/2007                    13.125     2/28 6 MO LIBOR IO               JPMCHASE
PA        6 MO LIBOR               6            11/1/2007                     15.45     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             5.2            10/1/2007                    13.775     2/28 6 MO LIBOR IO               JPMCHASE
PA        6 MO LIBOR            6.05            11/1/2007                      16.2     2/28 6 MO LIBOR                  JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate IO                    JPMCHASE
PA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MS        6 MO LIBOR             6.9            10/1/2007                     17.05     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR               7            11/1/2007                     15.35     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             5.1            11/1/2007                      14.5     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             4.9            11/1/2007                     14.25     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            4.65            11/1/2007                     13.45     2/28 6 MO LIBOR IO               JPMCHASE
FL        6 MO LIBOR            4.65            10/1/2007                     12.95     2/28 6 MO LIBOR IO               JPMCHASE
OH        6 MO LIBOR            6.45            11/1/2007                      15.2     2/28 6 MO LIBOR IO               JPMCHASE
NC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MD        6 MO LIBOR             4.7            11/1/2007                     13.45     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            5.85            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.95            11/1/2007                      16.5     2/28 6 MO LIBOR                  JPMCHASE
WV        6 MO LIBOR               7            10/1/2007                      18.6     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        6 MO LIBOR            6.05            11/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
AR        6 MO LIBOR             6.3            11/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR             4.5            10/1/2007                      12.8     2/28 6 MO LIBOR IO               JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR             5.7            11/1/2007                     14.25     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR             4.2            11/1/2007                      13.4     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            6.05            11/1/2007                      15.8     2/28 6 MO LIBOR                  JPMCHASE
KS        6 MO LIBOR             6.8            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR            6.35            11/1/2007                     15.75     2/28 6 MO LIBOR                  JPMCHASE
MN        6 MO LIBOR               7            10/1/2007                      16.5     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            6.45            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            4.95            10/1/2007                     13.35     2/28 6 MO LIBOR IO               JPMCHASE
FL        6 MO LIBOR             6.4            10/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
MA        6 MO LIBOR             4.6            11/1/2007                     13.86     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            5.25            11/1/2007                     14.15     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
GA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
SC        6 MO LIBOR             5.4            10/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MA        6 MO LIBOR             4.9            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
VA        6 MO LIBOR             6.2            10/1/2007                     15.95     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate IO                    JPMCHASE
IN        6 MO LIBOR               7            11/1/2007                     16.99     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.5            11/1/2007                      15.1     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            4.85            11/1/2007                     13.45     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR               6            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
MO        6 MO LIBOR            6.95            10/1/2007                     16.25     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR            5.05            11/1/2007                      13.6     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR             4.9            10/1/2007                      13.8     2/28 6 MO LIBOR                  JPMCHASE
CO        6 MO LIBOR            4.55            11/1/2007                     12.99     2/28 6 MO LIBOR IO               JPMCHASE
MD        6 MO LIBOR             4.3            11/1/2007                     12.85     2/28 6 MO LIBOR IO               JPMCHASE
CT        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
AL        6 MO LIBOR               7            11/1/2007                     16.99     2/28 6 MO LIBOR                  JPMCHASE
DE        6 MO LIBOR            6.25            10/1/2007                     15.35     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR            4.65            10/1/2007                      13.9     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR             6.5            11/1/2007                      16.4     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            6.65            11/1/2007                     16.45     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR             4.9            11/1/2008                      14.2     3/27 6 MO LIBOR IO               JPMCHASE
TN        6 MO LIBOR            6.05            11/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.8            11/1/2007                     16.15     2/28 6 MO LIBOR                  JPMCHASE
OK        6 MO LIBOR            6.45            11/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
MO        6 MO LIBOR            6.75            11/1/2007                      16.9     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR            6.95            11/1/2007                     16.05     2/28 6 MO LIBOR                  JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
KS        6 MO LIBOR             6.6            11/1/2007                     17.25     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR            6.15            11/1/2007                      16.4     2/28 6 MO LIBOR IO               JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
SC        6 MO LIBOR            5.45            10/1/2007                      14.4     2/28 6 MO LIBOR IO               JPMCHASE
IN        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR               6            10/1/2007                     15.25     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             6.6            11/1/2007                     15.75     2/28 6 MO LIBOR                  JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
GA        6 MO LIBOR             4.8            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR            5.25            10/1/2007                     13.85     2/28 6 MO LIBOR                  JPMCHASE
UT        6 MO LIBOR            4.85            10/1/2008                     13.55     3/27 6 MO LIBOR IO               JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MO        6 MO LIBOR             4.8            10/1/2007                      13.9     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR            4.15            11/1/2007                      12.6     2/28 6 MO LIBOR IO               JPMCHASE
MN        6 MO LIBOR             5.9            10/1/2007                     14.75     2/28 6 MO LIBOR 40/30 Balloon    JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
KS        6 MO LIBOR            6.35            10/1/2007                     16.99     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            6.05            11/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
WY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IN        6 MO LIBOR            6.65            11/1/2007                     16.25     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
AL        6 MO LIBOR               7            11/1/2007                      17.6     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            5.25            11/1/2007                      13.5     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.7            11/1/2007                     16.25     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             6.5            11/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
AL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
VA        6 MO LIBOR               6            11/1/2007                     14.85     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             6.9            10/1/2007                      17.2     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            4.25            11/1/2007                     13.55     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            5.95            11/1/2007                      16.8     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR            6.15            11/1/2007                    15.875     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            6.05            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             5.7            11/1/2007                      16.3     2/28 6 MO LIBOR                  JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate IO                    JPMCHASE
PA        6 MO LIBOR            6.85            11/1/2007                      16.5     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR               5            11/1/2007                      13.5     2/28 6 MO LIBOR IO               JPMCHASE
WY        6 MO LIBOR             6.4            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
CA        6 MO LIBOR            6.05            10/1/2007                     15.75     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            6.65            11/1/2007                     16.45     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            4.65            11/1/2007                      13.7     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR               7            10/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
NM        6 MO LIBOR            5.35            11/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
MD        6 MO LIBOR             6.7            10/1/2007                     15.85     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            5.45            11/1/2007                     16.05     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             5.4            11/1/2007                      13.9     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR            4.55            10/1/2007                     13.25     2/28 6 MO LIBOR IO               JPMCHASE
IN        6 MO LIBOR            6.75            11/1/2007                     16.25     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.15            11/1/2007                     15.25     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.9            11/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR             6.4            11/1/2007                      15.7     2/28 6 MO LIBOR                  JPMCHASE
WV        6 MO LIBOR               7            11/1/2007                      17.5     2/28 6 MO LIBOR                  JPMCHASE
MS        6 MO LIBOR            6.95            11/1/2007                      17.3     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.45            11/1/2007                     14.85     2/28 6 MO LIBOR                  JPMCHASE
MN        6 MO LIBOR             6.2            10/1/2007                     14.95     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR            6.25            11/1/2007                     15.35     2/28 6 MO LIBOR                  JPMCHASE
WI        6 MO LIBOR             6.9            11/1/2007                      17.5     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.25            10/1/2007                      14.5     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.2            11/1/2008                      14.5     3/27 6 MO LIBOR IO               JPMCHASE
AZ        6 MO LIBOR            3.95            11/1/2007                      12.9     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             5.6            10/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR             6.5            11/1/2007                     15.95     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.85            11/1/2007                      17.3     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR            6.35            11/1/2007                     16.95     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            5.05            11/1/2007                     14.35     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.75            11/1/2007                      15.8     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.7            10/1/2007                     16.15     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR             5.1            11/1/2007                      13.9     2/28 6 MO LIBOR IO               JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate IO                    JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MI        6 MO LIBOR             5.6            10/1/2007                     13.95     2/28 6 MO LIBOR IO               JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            6.85            10/1/2008                     16.15     3/27 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR               7            11/1/2007                      16.8     2/28 6 MO LIBOR                  JPMCHASE
MS        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
VA        6 MO LIBOR             4.9            11/1/2007                      15.7     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            5.25            11/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
WA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
GA        6 MO LIBOR             5.3            11/1/2008                     14.15     3/27 6 MO LIBOR IO               JPMCHASE
AZ        6 MO LIBOR            5.05            11/1/2007                     14.15     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             5.5            11/1/2007                      14.1     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR             5.9            10/1/2007                     15.75     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            4.65            11/1/2007                     13.95     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.5            10/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR            4.25            11/1/2007                     12.25     2/28 6 MO LIBOR IO               JPMCHASE
TX        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IN        6 MO LIBOR            6.05            11/1/2007                     16.15     2/28 6 MO LIBOR                  JPMCHASE
MA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NY        6 MO LIBOR             5.3            11/1/2007                      14.6     2/28 6 MO LIBOR IO               JPMCHASE
MA        6 MO LIBOR            3.85            11/1/2007                     12.95     2/28 6 MO LIBOR                  JPMCHASE
VA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NY        6 MO LIBOR            5.25            11/1/2007                     15.49     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR               7            11/1/2007                     17.75     2/28 6 MO LIBOR                  JPMCHASE
MS        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NV        6 MO LIBOR             4.9            11/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR             6.4            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
MA        6 MO LIBOR               4            11/1/2007                     12.95     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.35            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
IN        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MD        Fixed Rate               0                                              0     Fixed Rate 40/30 Balloon         JPMCHASE
MD        6 MO LIBOR            4.95            11/1/2007                     13.65     2/28 6 MO LIBOR IO               JPMCHASE
DE        6 MO LIBOR             5.4            11/1/2007                     12.99     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.45            11/1/2007                      15.1     2/28 6 MO LIBOR                  JPMCHASE
MO        Fixed Rate               0                                              0     Fixed Rate IO                    JPMCHASE
NC        6 MO LIBOR             5.2            11/1/2008                     13.95     3/27 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.45            11/1/2007                     15.45     2/28 6 MO LIBOR                  JPMCHASE
MI        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
PA        6 MO LIBOR             5.7            10/1/2007                      14.4     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            4.75            11/1/2007                      13.5     2/28 6 MO LIBOR IO               JPMCHASE
MO        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
FL        6 MO LIBOR             4.7            11/1/2007                      13.3     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR            4.25            11/1/2007                      13.4     2/28 6 MO LIBOR                  JPMCHASE
GA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            5.25            11/1/2007                     14.25     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            5.75            10/1/2008                     14.15     3/27 6 MO LIBOR IO               JPMCHASE
AZ        6 MO LIBOR            5.55            11/1/2007                     14.45     2/28 6 MO LIBOR                  JPMCHASE
UT        6 MO LIBOR            4.95            11/1/2007                     14.35     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR               7            11/1/2007                      16.7     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR            4.85            11/1/2007                      13.8     2/28 6 MO LIBOR IO               JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
PA        6 MO LIBOR            6.45            11/1/2007                     15.95     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR             5.5            11/1/2007                     14.05     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             5.4            11/1/2007                     14.69     2/28 6 MO LIBOR                  JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
UT        6 MO LIBOR            6.25            11/1/2007                      15.3     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            5.15            11/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.15            11/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
ME        6 MO LIBOR             5.7            11/1/2007                      14.5     2/28 6 MO LIBOR IO               JPMCHASE
NJ        6 MO LIBOR             6.5            11/1/2007                     15.55     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate IO                    JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
UT        6 MO LIBOR             6.5            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
TN        6 MO LIBOR            6.25            11/1/2007                      15.4     2/28 6 MO LIBOR                  JPMCHASE
MI        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR             4.9            11/1/2008                     14.15     3/27 6 MO LIBOR 40/30 Balloon    JPMCHASE
NC        6 MO LIBOR            5.75            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             5.8            11/1/2007                      16.4     2/28 6 MO LIBOR                  JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
PA        6 MO LIBOR            5.65            11/1/2007                      14.4     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             6.4            10/1/2007                     16.95     2/28 6 MO LIBOR                  JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MI        6 MO LIBOR             5.9            11/1/2007                     14.65     2/28 6 MO LIBOR                  JPMCHASE
TN        6 MO LIBOR            6.25            11/1/2007                     16.99     2/28 6 MO LIBOR                  JPMCHASE
MA        6 MO LIBOR            6.05            11/1/2007                      15.7     2/28 6 MO LIBOR                  JPMCHASE
MO        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            4.85            11/1/2007                     13.71     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            6.05            10/1/2007                     15.65     2/28 6 MO LIBOR                  JPMCHASE
OH        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            6.15            11/1/2007                      16.3     2/28 6 MO LIBOR                  JPMCHASE
PA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            6.25            11/1/2007                     15.05     2/28 6 MO LIBOR                  JPMCHASE
OK        6 MO LIBOR             6.2            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR            5.25            11/1/2007                     13.95     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR               6            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             6.3            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
LA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
FL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            6.05            11/1/2007                     15.35     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             6.6            11/1/2007                     17.45     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR            6.25            11/1/2007                      15.2     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR             4.8            11/1/2007                     13.95     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR            6.65            11/1/2007                     17.95     2/28 6 MO LIBOR                  JPMCHASE
AR        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        6 MO LIBOR            5.95            11/1/2007                     14.85     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR             6.2            11/1/2007                     16.75     2/28 6 MO LIBOR                  JPMCHASE
NY        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
PA        6 MO LIBOR             6.3            11/1/2007                     15.05     2/28 6 MO LIBOR                  JPMCHASE
PA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
TN        6 MO LIBOR             6.4            11/1/2007                     16.35     2/28 6 MO LIBOR                  JPMCHASE
IA        6 MO LIBOR             5.6            11/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             6.5            11/1/2007                      15.9     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR             4.9            11/1/2007                     14.45     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.65            11/1/2007                     14.99     2/28 6 MO LIBOR IO               JPMCHASE
CA        6 MO LIBOR            5.75            10/1/2007                        13     2/28 6 MO LIBOR                  JPMCHASE
NV        6 MO LIBOR            6.74            10/1/2007                     14.99     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.35            11/1/2007                      15.4     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            5.55            11/1/2007                      16.2     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             6.4            11/1/2007                     15.95     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR            6.35            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR             5.8            11/1/2007                     16.99     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR             4.6            11/1/2007                     13.75     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.95            11/1/2007                      16.7     2/28 6 MO LIBOR                  JPMCHASE
AZ        6 MO LIBOR            5.15            11/1/2007                      14.7     2/28 6 MO LIBOR IO               JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
SC        6 MO LIBOR            4.95            11/1/2007                     13.65     2/28 6 MO LIBOR IO               JPMCHASE
SC        6 MO LIBOR            5.85            11/1/2007                      16.4     2/28 6 MO LIBOR                  JPMCHASE
NJ        6 MO LIBOR               7            11/1/2007                      17.9     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            6.45            11/1/2007                     15.85     2/28 6 MO LIBOR                  JPMCHASE
TX        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
CA        6 MO LIBOR               7            11/1/2007                      16.7     2/28 6 MO LIBOR                  JPMCHASE
CA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IL        6 MO LIBOR             5.8            11/1/2007                     17.45     2/28 6 MO LIBOR                  JPMCHASE
NY        6 MO LIBOR            5.55            11/1/2007                     14.25     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.65            11/1/2007                      16.4     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.25            11/1/2007                      15.5     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR            6.45            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MI        6 MO LIBOR             6.1            11/1/2007                      14.5     2/28 6 MO LIBOR                  JPMCHASE
GA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
LA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
NC        6 MO LIBOR             5.1            11/1/2007                      14.7     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            4.75            11/1/2007                     14.95     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            6.25            11/1/2007                     15.95     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR             5.9            11/1/2007                     16.95     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR               7            11/1/2007                      17.5     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR            6.05            11/1/2007                      15.1     2/28 6 MO LIBOR                  JPMCHASE
IL        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            5.95            11/1/2007                      15.8     2/28 6 MO LIBOR                  JPMCHASE
NV        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MO        6 MO LIBOR            4.45            11/1/2007                     12.95     2/28 6 MO LIBOR                  JPMCHASE
SC        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
AR        6 MO LIBOR            4.55            11/1/2007                      13.7     2/28 6 MO LIBOR                  JPMCHASE
FL        6 MO LIBOR               5            11/1/2007                     13.99     2/28 6 MO LIBOR                  JPMCHASE
OK        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
DE        6 MO LIBOR            5.05            11/1/2007                      12.8     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR             5.9            11/1/2007                     16.55     2/28 6 MO LIBOR                  JPMCHASE
LA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
TN        6 MO LIBOR             5.8            11/1/2007                     15.99     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR            5.65            11/1/2007                     13.65     2/28 6 MO LIBOR                  JPMCHASE
LA        6 MO LIBOR             4.9            11/1/2007                     13.85     2/28 6 MO LIBOR IO               JPMCHASE
CO        6 MO LIBOR             4.5            11/1/2007                     13.75     2/28 6 MO LIBOR                  JPMCHASE
MI        6 MO LIBOR             6.5            11/1/2007                     16.24     2/28 6 MO LIBOR                  JPMCHASE
GA        6 MO LIBOR            6.05            11/1/2007                     15.75     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR             6.6            11/1/2007                     16.35     2/28 6 MO LIBOR                  JPMCHASE
GA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
OH        6 MO LIBOR            6.05            11/1/2007                      15.4     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR             6.9            11/1/2007                     16.15     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR             4.8            11/1/2007                     13.75     2/28 6 MO LIBOR IO               JPMCHASE
VA        6 MO LIBOR            4.75            11/1/2007                      13.8     2/28 6 MO LIBOR IO               JPMCHASE
GA        6 MO LIBOR             5.7            11/1/2007                     16.25     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             4.9            11/1/2007                     14.25     2/28 6 MO LIBOR IO               JPMCHASE
SC        6 MO LIBOR            5.05            11/1/2007                     14.65     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR             5.1            11/1/2007                    14.375     2/28 6 MO LIBOR                  JPMCHASE
IL        6 MO LIBOR             5.6            11/1/2007                      14.4     2/28 6 MO LIBOR IO               JPMCHASE
NY        6 MO LIBOR            6.75            11/1/2007                      17.1     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            5.65            11/1/2007                      15.7     2/28 6 MO LIBOR IO               JPMCHASE
IN        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MD        6 MO LIBOR             4.9            11/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
MA        6 MO LIBOR            5.35            11/1/2007                     13.55     2/28 6 MO LIBOR                  JPMCHASE
VA        6 MO LIBOR               5            11/1/2007                     14.25     2/28 6 MO LIBOR IO               JPMCHASE
TN        6 MO LIBOR            5.25            11/1/2007                      14.6     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR            6.05            11/1/2007                     16.45     2/28 6 MO LIBOR                  JPMCHASE
MI        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
TN        6 MO LIBOR             5.2            11/1/2007                     14.85     2/28 6 MO LIBOR                  JPMCHASE
CO        6 MO LIBOR            5.05            11/1/2007                     13.99     2/28 6 MO LIBOR IO               JPMCHASE
OK        6 MO LIBOR             5.6            11/1/2008                      14.4     3/27 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR            6.45            11/1/2007                      16.8     2/28 6 MO LIBOR                  JPMCHASE
IN        6 MO LIBOR            6.75            11/1/2007                      17.9     2/28 6 MO LIBOR                  JPMCHASE
OK        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
MO        6 MO LIBOR             6.8            11/1/2007                     16.85     2/28 6 MO LIBOR                  JPMCHASE
PA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
PA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
SC        6 MO LIBOR               7            11/1/2007                     18.15     2/28 6 MO LIBOR                  JPMCHASE
TX        6 MO LIBOR             5.9            11/1/2007                     16.25     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            5.85            11/1/2007                      15.4     2/28 6 MO LIBOR                  JPMCHASE
MD        6 MO LIBOR             4.6            11/1/2007                      13.3     2/28 6 MO LIBOR IO               JPMCHASE
MI        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
VA        6 MO LIBOR            5.05            11/1/2007                      13.5     2/28 6 MO LIBOR IO               JPMCHASE
MI        6 MO LIBOR            6.75            11/1/2007                     16.39     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            6.25            11/1/2007                      15.1     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             5.1            11/1/2007                      14.3     2/28 6 MO LIBOR IO               JPMCHASE
OK        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
IL        6 MO LIBOR               5            11/1/2007                     12.95     2/28 6 MO LIBOR                  JPMCHASE
PA        6 MO LIBOR            5.65            11/1/2007                     15.05     2/28 6 MO LIBOR                  JPMCHASE
OH        6 MO LIBOR            4.45            11/1/2007                     13.85     2/28 6 MO LIBOR                  JPMCHASE
NC        6 MO LIBOR            4.75            11/1/2007                      13.9     2/28 6 MO LIBOR                  JPMCHASE
SC        6 MO LIBOR             5.9            11/1/2007                     15.95     2/28 6 MO LIBOR IO               JPMCHASE
CO        6 MO LIBOR            4.55            11/1/2007                      12.9     2/28 6 MO LIBOR                  JPMCHASE
VA        Fixed Rate               0                                              0     Fixed Rate                       JPMCHASE
GA        6 MO LIBOR            6.25             9/1/2007                     12.75     2/28 6 MO LIBOR                  NATCITY
NJ        6 MO LIBOR               7             9/1/2008                    14.875     3/27 6 MO LIBOR                  NATCITY
GA        6 MO LIBOR            6.75             9/1/2008                     14.75     3/27 6 MO LIBOR IO               NATCITY

State     Originator         Pool           Loan Group     Custodian        First Periodic Rate Cap     Subsequent Periodic Cap
-----     ----------         ----           ----------     ---------        -----------------------     -----------------------
NJ        COUNTRYWIDE        Prefunding        1           DeutscheBank                1.5                          1.5
CT        COUNTRYWIDE        Prefunding        1           DeutscheBank                1.5                          1.5
CO        COUNTRYWIDE        Prefunding        1           DeutscheBank                1.5                          1.5
TX        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
AL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
AL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
DE        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
AL        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
CA        FIRST FRANKLIN     Prefunding        2           Wells Fargo                   3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WI        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MS        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NJ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CT        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WV        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
WV        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MS        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AR        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
AR        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OK        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WV        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CT        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AR        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
VT        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
KY        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
IL        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
MN        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
IN        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NJ        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NJ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CO        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MT        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CT        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
LA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CT        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
WI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CT        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CT        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NJ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
IL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MT        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NV        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
AR        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NY        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MS        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WV        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AR        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
KS        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MN        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
GA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
VA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NY        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CO        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CT        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
AL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
DE        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OK        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
KS        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
UT        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MO        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
KS        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
AL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
VA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
WY        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NM        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WV        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MS        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
WI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MS        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
VA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
WA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NY        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NY        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MS        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NV        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MD        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MD        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
DE        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
FL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
UT        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
UT        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
ME        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NJ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
UT        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MO        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OK        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
FL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AR        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NV        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
AZ        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NJ        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
CA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CA        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
LA        NOVASTAR           Prefunding        2           DeutscheBank                  0                            0
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NV        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
AR        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
FL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OK        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
DE        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
TN        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
LA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
CO        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
GA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IL        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NY        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
TN        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OK        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
IN        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OK        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
MO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
PA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
TX        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MD        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
VA        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
MI        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
OK        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
IL        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
PA        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
OH        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
NC        NOVASTAR           Prefunding        2           DeutscheBank                  3                            1
SC        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
CO        NOVASTAR           Prefunding        1           DeutscheBank                  3                            1
VA        NOVASTAR           Prefunding        1           DeutscheBank                  0                            0
GA        FIRST FRANKLIN     Prefunding        2           Wells Fargo                   3                            1
NJ        FIRST FRANKLIN     Prefunding        2           Wells Fargo                   3                            1
GA        FIRST FRANKLIN     Prefunding        2           Wells Fargo                   3                            1

State     Minimum Interest Rate     Original Interest Rate     Neg Amort Cap     Neg Amort Flag     Pymt Adj Freq    Period Pymt Cap
-----     ---------------------     ----------------------     -------------     --------------     -------------    ---------------
NJ               7.0000                    7.0000                       0                 N                 6                  0
CT               6.3750                    6.3750                       0                 N                 6                  0
CO               7.0500                    7.0500                       0                 N                 6                  0
TX               0.0000                    8.9900                       0                 N                 0                  0
TN               9.5500                    9.5500                       0                 N                 6                  0
AL              10.7500                   10.7500                       0                 N                 6                  0
TX               8.2000                    8.2000                       0                 N                 6                  0
LA               7.7500                    7.7500                       0                 N                 6                  0
FL               8.1500                    8.1500                       0                 N                 6                  0
TX               8.8000                    8.8000                       0                 N                 6                  0
GA               6.5250                    6.5250                       0                 N                 6                  0
AL               9.3500                    9.3500                       0                 N                 6                  0
GA               0.0000                    9.6000                       0                 N                 0                  0
AL               9.9900                    9.9900                       0                 N                 6                  0
DE               0.0000                   12.6500                       0                 N                 0                  0
AL               0.0000                   12.0000                       0                 N                 0                  0
CA               6.6250                    6.6250                       0                 N                 6                  0
NC               0.0000                    7.5000                       0                 N                 0                  0
MD               9.6500                    9.6500                       0                 N                 6                  0
NC               8.8000                    8.8000                       0                 N                 6                  0
NY               0.0000                    9.8000                       0                 N                 0                  0
MA               7.5000                    7.5000                       0                 N                 6                  0
OH               9.7500                    9.7500                       0                 N                 6                  0
NC               8.7000                    8.7000                       0                 N                 6                  0
WI               0.0000                    8.9900                       0                 N                 0                  0
NC               8.1000                    8.1000                       0                 N                 6                  0
FL               6.8000                    6.8000                       0                 N                 6                  0
MS               9.8000                    9.8000                       0                 N                 6                  0
MI               8.7500                    8.7500                       0                 N                 6                  0
GA               9.4500                    9.4500                       0                 N                 6                  0
OH               9.7000                    9.7000                       0                 N                 6                  0
PA               7.2000                    7.2000                       0                 N                 6                  0
OH               9.2500                    9.2500                       0                 N                 6                  0
TN               8.6500                    8.6500                       0                 N                 6                  0
LA              10.9000                   10.9000                       0                 N                 6                  0
AZ               6.6000                    6.6000                       0                 N                 6                  0
NJ               9.1500                    9.1500                       0                 N                 6                  0
CA               6.7000                    6.7000                       0                 N                 6                  0
OH               0.0000                    8.5500                       0                 N                 0                  0
OH               8.5500                    8.5500                       0                 N                 6                  0
TX               0.0000                    8.4500                       0                 N                 0                  0
OH               9.5750                    9.5750                       0                 N                 6                  0
IN               8.2000                    8.2000                       0                 N                 6                  0
IL               8.1500                    8.1500                       0                 N                 6                  0
MA               7.9500                    7.9500                       0                 N                 6                  0
IN               9.8750                    9.8750                       0                 N                 6                  0
GA               7.5000                    7.5000                       0                 N                 6                  0
GA               7.1000                    7.1000                       0                 N                 6                  0
NY               0.0000                    6.1500                       0                 N                 0                  0
GA               8.9900                    8.9900                       0                 N                 6                  0
AL               9.6000                    9.6000                       0                 N                 6                  0
CT               0.0000                    7.0250                       0                 N                 0                  0
SC               0.0000                    8.3000                       0                 N                 0                  0
NC               8.2000                    8.2000                       0                 N                 6                  0
NC               9.5500                    9.5500                       0                 N                 6                  0
MI               8.5500                    8.5500                       0                 N                 6                  0
SC               8.5000                    8.5000                       0                 N                 6                  0
PA               6.4500                    6.4500                       0                 N                 6                  0
AZ               5.9500                    5.9500                       0                 N                 6                  0
IL              10.2000                   10.2000                       0                 N                 6                  0
LA               9.4000                    9.4000                       0                 N                 6                  0
SC               9.3500                    9.3500                       0                 N                 6                  0
WI               9.5500                    9.5500                       0                 N                 6                  0
WV               7.2000                    7.2000                       0                 N                 6                  0
FL               9.7500                    9.7500                       0                 N                 6                  0
NC               9.6000                    9.6000                       0                 N                 6                  0
OH               9.7000                    9.7000                       0                 N                 6                  0
MD               6.5500                    6.5500                       0                 N                 6                  0
WV               0.0000                   10.5000                       0                 N                 0                  0
GA               6.9000                    6.9000                       0                 N                 6                  0
PA               9.9900                    9.9900                       0                 N                 6                  0
MS               0.0000                    7.9000                       0                 N                 0                  0
NC               8.7000                    8.7000                       0                 N                 6                  0
OH              11.4500                   11.4500                       0                 N                 6                  0
PA               8.4500                    8.4500                       0                 N                 6                  0
CO               9.7000                    9.7000                       0                 N                 6                  0
AR               9.7500                    9.7500                       0                 N                 6                  0
OH               9.8500                    9.8500                       0                 N                 6                  0
CA               7.7500                    7.7500                       0                 N                 6                  0
MI               9.7500                    9.7500                       0                 N                 6                  0
LA               7.8000                    7.8000                       0                 N                 6                  0
AR              10.8000                   10.8000                       0                 N                 6                  0
OK               7.6500                    7.6500                       0                 N                 6                  0
WV               8.8000                    8.8000                       0                 N                 6                  0
CT               9.2000                    9.2000                       0                 N                 6                  0
TN               6.1500                    6.1500                       0                 N                 6                  0
MO               8.2500                    8.2500                       0                 N                 6                  0
MA               7.7500                    7.7500                       0                 N                 6                  0
MO               8.7500                    8.7500                       0                 N                 6                  0
NC              10.5000                   10.5000                       0                 N                 6                  0
IN               8.9900                    8.9900                       0                 N                 6                  0
OH               9.9000                    9.9000                       0                 N                 6                  0
IL               6.8500                    6.8500                       0                 N                 6                  0
IL               8.5500                    8.5500                       0                 N                 6                  0
AR               9.1500                    9.1500                       0                 N                 6                  0
LA               9.5000                    9.5000                       0                 N                 6                  0
GA               6.9250                    6.9250                       0                 N                 6                  0
SC               7.3000                    7.3000                       0                 N                 6                  0
MI               8.4000                    8.4000                       0                 N                 6                  0
NC               7.2000                    7.2000                       0                 N                 6                  0
LA               8.5000                    8.5000                       0                 N                 6                  0
GA               6.5250                    6.5250                       0                 N                 6                  0
OH               9.3000                    9.3000                       0                 N                 6                  0
GA               8.5000                    8.5000                       0                 N                 6                  0
AL               9.9000                    9.9000                       0                 N                 6                  0
AZ               9.3500                    9.3500                       0                 N                 6                  0
TX               0.0000                    6.6500                       0                 N                 0                  0
VT               7.3000                    7.3000                       0                 N                 6                  0
OH               7.6000                    7.6000                       0                 N                 6                  0
MI               9.8500                    9.8500                       0                 N                 6                  0
OH               8.9500                    8.9500                       0                 N                 6                  0
SC               9.9500                    9.9500                       0                 N                 6                  0
FL               9.0500                    9.0500                       0                 N                 6                  0
NY               8.9000                    8.9000                       0                 N                 6                  0
IN               0.0000                    8.9000                       0                 N                 0                  0
IL               7.6000                    7.6000                       0                 N                 6                  0
SC               9.5500                    9.5500                       0                 N                 6                  0
FL               0.0000                    6.2500                       0                 N                 0                  0
KY               8.2500                    8.2500                       0                 N                 6                  0
OH               0.0000                    8.3500                       0                 N                 0                  0
IL               0.0000                    8.6000                       0                 N                 0                  0
MN               8.8000                    8.8000                       0                 N                 6                  0
CA               8.9900                    8.9900                       0                 N                 6                  0
OH               7.6500                    7.6500                       0                 N                 6                  0
IL               7.5000                    7.5000                       0                 N                 6                  0
NC               8.0500                    8.0500                       0                 N                 6                  0
ME               6.2500                    6.2500                       0                 N                 6                  0
CA               6.2400                    6.2400                       0                 N                 6                  0
TX               0.0000                    5.3000                       0                 N                 0                  0
IN               9.6000                    9.6000                       0                 N                 6                  0
NY               0.0000                    6.9900                       0                 N                 0                  0
NJ               0.0000                    6.3000                       0                 N                 0                  0
MA               5.8500                    5.8500                       0                 N                 6                  0
ME               7.9900                    7.9900                       0                 N                 6                  0
IL               7.9900                    7.9900                       0                 N                 6                  0
AZ               6.5000                    6.5000                       0                 N                 6                  0
NC               6.8500                    6.8500                       0                 N                 6                  0
NC               8.3500                    8.3500                       0                 N                 6                  0
MO              10.2500                   10.2500                       0                 N                 6                  0
SC               6.5500                    6.5500                       0                 N                 6                  0
MO               9.1000                    9.1000                       0                 N                 6                  0
OH               6.9500                    6.9500                       0                 N                 6                  0
IN               0.0000                    8.1500                       0                 N                 0                  0
MI               9.5500                    9.5500                       0                 N                 6                  0
PA               8.9000                    8.9000                       0                 N                 6                  0
OH              10.0500                   10.0500                       0                 N                 6                  0
OH               7.8000                    7.8000                       0                 N                 6                  0
ME              10.5000                   10.5000                       0                 N                 6                  0
NJ               8.9900                    8.9900                       0                 N                 6                  0
IA               6.7500                    6.7500                       0                 N                 6                  0
OH               8.0500                    8.0500                       0                 N                 6                  0
VA               6.8500                    6.8500                       0                 N                 6                  0
OH               7.3000                    7.3000                       0                 N                 6                  0
MA               7.9500                    7.9500                       0                 N                 6                  0
MI               7.5000                    7.5000                       0                 N                 6                  0
WI              10.8000                   10.8000                       0                 N                 6                  0
NC               0.0000                   11.5500                       0                 N                 0                  0
CO               0.0000                    7.5500                       0                 N                 0                  0
PA               7.7500                    7.7500                       0                 N                 6                  0
MI               7.9500                    7.9500                       0                 N                 6                  0
PA               7.0500                    7.0500                       0                 N                 6                  0
MT              10.6000                   10.6000                       0                 N                 6                  0
ME               8.8250                    8.8250                       0                 N                 6                  0
TN               8.2500                    8.2500                       0                 N                 6                  0
MI               7.5000                    7.5000                       0                 N                 6                  0
TN               0.0000                    9.9900                       0                 N                 0                  0
NC               7.7500                    7.7500                       0                 N                 6                  0
IN               7.8000                    7.8000                       0                 N                 6                  0
MA               7.6000                    7.6000                       0                 N                 6                  0
MD               0.0000                    6.5000                       0                 N                 0                  0
MO               9.7500                    9.7500                       0                 N                 6                  0
MA               9.3000                    9.3000                       0                 N                 6                  0
OH               9.8500                    9.8500                       0                 N                 6                  0
OH               8.4000                    8.4000                       0                 N                 6                  0
IL               7.2000                    7.2000                       0                 N                 6                  0
NC              10.1500                   10.1500                       0                 N                 6                  0
CA               0.0000                    5.9900                       0                 N                 0                  0
NC               7.9000                    7.9000                       0                 N                 6                  0
CA               0.0000                    5.9900                       0                 N                 0                  0
OH               0.0000                    9.7500                       0                 N                 0                  0
SC               6.6500                    6.6500                       0                 N                 6                  0
MI               8.9900                    8.9900                       0                 N                 6                  0
AZ               7.8500                    7.8500                       0                 N                 6                  0
OH               8.4000                    8.4000                       0                 N                 6                  0
CA               0.0000                    9.1500                       0                 N                 0                  0
MD               6.9900                    6.9900                       0                 N                 6                  0
MD               7.5000                    7.5000                       0                 N                 6                  0
IL               7.4000                    7.4000                       0                 N                 6                  0
CA               6.9900                    6.9900                       0                 N                 6                  0
SC              10.9900                   10.9900                       0                 N                 6                  0
MD               6.5000                    6.5000                       0                 N                 6                  0
CT               6.6500                    6.6500                       0                 N                 6                  0
CA               0.0000                    6.2000                       0                 N                 0                  0
LA               8.7000                    8.7000                       0                 N                 6                  0
CT               0.0000                    5.5000                       0                 N                 0                  0
CA               0.0000                    5.9900                       0                 N                 0                  0
WI              10.9000                   10.9000                       0                 N                 6                  0
FL               6.2500                    6.2500                       0                 N                 6                  0
SC               0.0000                    7.8500                       0                 N                 0                  0
MO               9.7000                    9.7000                       0                 N                 6                  0
OH               8.7000                    8.7000                       0                 N                 6                  0
MI               8.9000                    8.9000                       0                 N                 6                  0
MD               0.0000                    6.9900                       0                 N                 0                  0
ME               7.5000                    7.5000                       0                 N                 6                  0
NY               0.0000                    5.9000                       0                 N                 0                  0
OH               8.5500                    8.5500                       0                 N                 6                  0
NC               6.9900                    6.9900                       0                 N                 6                  0
NC              10.3000                   10.3000                       0                 N                 6                  0
NY               0.0000                   10.9500                       0                 N                 0                  0
GA               9.5000                    9.5000                       0                 N                 6                  0
CA               6.2000                    6.2000                       0                 N                 6                  0
NY               0.0000                    5.9500                       0                 N                 0                  0
CA               0.0000                    5.9000                       0                 N                 0                  0
CT               6.9900                    6.9900                       0                 N                 6                  0
CT               7.2000                    7.2000                       0                 N                 6                  0
NJ               7.9500                    7.9500                       0                 N                 6                  0
NC               8.1000                    8.1000                       0                 N                 6                  0
NC               7.5500                    7.5500                       0                 N                 6                  0
MI               7.7500                    7.7500                       0                 N                 6                  0
GA               6.2000                    6.2000                       0                 N                 6                  0
IL               6.8500                    6.8500                       0                 N                 6                  0
VA               7.9900                    7.9900                       0                 N                 6                  0
SC               0.0000                    9.4500                       0                 N                 0                  0
IL               6.7000                    6.7000                       0                 N                 6                  0
OH               0.0000                   10.3500                       0                 N                 0                  0
OH               0.0000                    9.5500                       0                 N                 0                  0
NC              10.8500                   10.8500                       0                 N                 6                  0
MD               8.7900                    8.7900                       0                 N                 6                  0
TN               8.9000                    8.9000                       0                 N                 6                  0
MD               5.8500                    5.8500                       0                 N                 6                  0
MI               6.9900                    6.9900                       0                 N                 6                  0
MO               8.9900                    8.9900                       0                 N                 6                  0
LA               7.2000                    7.2000                       0                 N                 6                  0
GA               6.7500                    6.7500                       0                 N                 6                  0
MN               7.1250                    7.1250                       0                 N                 6                  0
MI              10.8000                   10.8000                       0                 N                 6                  0
MT               0.0000                    6.2000                       0                 N                 0                  0
FL               0.0000                    5.9500                       0                 N                 0                  0
CA               0.0000                    5.9500                       0                 N                 0                  0
MA               9.3000                    9.3000                       0                 N                 6                  0
NC               7.3500                    7.3500                       0                 N                 6                  0
WI               8.3500                    8.3500                       0                 N                 6                  0
ME               9.6500                    9.6500                       0                 N                 6                  0
NV               6.3500                    6.3500                       0                 N                 6                  0
MI               0.0000                    7.3500                       0                 N                 0                  0
MI               9.6000                    9.6000                       0                 N                 6                  0
IA               9.7500                    9.7500                       0                 N                 6                  0
GA               8.3500                    8.3500                       0                 N                 6                  0
NC               6.9900                    6.9900                       0                 N                 6                  0
OH               0.0000                    6.3500                       0                 N                 0                  0
MI               9.2000                    9.2000                       0                 N                 6                  0
AZ               7.2000                    7.2000                       0                 N                 6                  0
OH               0.0000                    8.8500                       0                 N                 0                  0
AR               0.0000                    5.9000                       0                 N                 0                  0
NY               7.9500                    7.9500                       0                 N                 6                  0
MI               6.5500                    6.5500                       0                 N                 6                  0
MI              10.4000                   10.4000                       0                 N                 6                  0
MD               6.9500                    6.9500                       0                 N                 6                  0
CA               6.1250                    6.1250                       0                 N                 6                  0
PA               8.4500                    8.4500                       0                 N                 6                  0
SC               6.7750                    6.7750                       0                 N                 6                  0
PA               9.2000                    9.2000                       0                 N                 6                  0
OH               0.0000                    6.6500                       0                 N                 0                  0
PA               0.0000                    5.8000                       0                 N                 0                  0
MS              10.0500                   10.0500                       0                 N                 6                  0
IN               8.3500                    8.3500                       0                 N                 6                  0
NC               7.5000                    7.5000                       0                 N                 6                  0
NC               7.2500                    7.2500                       0                 N                 6                  0
AZ               6.4500                    6.4500                       0                 N                 6                  0
FL               5.9500                    5.9500                       0                 N                 6                  0
OH               8.2000                    8.2000                       0                 N                 6                  0
NC               0.0000                    7.8500                       0                 N                 0                  0
MD               6.4500                    6.4500                       0                 N                 6                  0
PA               8.9900                    8.9900                       0                 N                 6                  0
OH               9.5000                    9.5000                       0                 N                 6                  0
WV              11.6000                   11.6000                       0                 N                 6                  0
CA               0.0000                    6.5000                       0                 N                 0                  0
CA               8.5000                    8.5000                       0                 N                 6                  0
AR               8.9000                    8.9000                       0                 N                 6                  0
MD               5.8000                    5.8000                       0                 N                 6                  0
FL               0.0000                    6.1000                       0                 N                 0                  0
OH               7.2500                    7.2500                       0                 N                 6                  0
AZ               6.4000                    6.4000                       0                 N                 6                  0
NC               8.8000                    8.8000                       0                 N                 6                  0
KS               8.9900                    8.9900                       0                 N                 6                  0
SC               8.7500                    8.7500                       0                 N                 6                  0
MN               9.5000                    9.5000                       0                 N                 6                  0
AZ               8.9900                    8.9900                       0                 N                 6                  0
MI               6.3500                    6.3500                       0                 N                 6                  0
FL               8.9900                    8.9900                       0                 N                 6                  0
MA               6.8600                    6.8600                       0                 N                 6                  0
AZ               7.1500                    7.1500                       0                 N                 6                  0
CA               0.0000                    6.2500                       0                 N                 0                  0
CA               0.0000                    5.9900                       0                 N                 0                  0
GA               0.0000                    5.9900                       0                 N                 0                  0
SC               6.9900                    6.9900                       0                 N                 6                  0
FL               0.0000                    6.2000                       0                 N                 0                  0
MA               7.9900                    7.9900                       0                 N                 6                  0
CA               0.0000                    5.9900                       0                 N                 0                  0
VA               8.9500                    8.9500                       0                 N                 6                  0
CA               0.0000                    6.1500                       0                 N                 0                  0
NY               0.0000                    5.7500                       0                 N                 0                  0
CA               0.0000                    5.6000                       0                 N                 0                  0
IN               9.9900                    9.9900                       0                 N                 6                  0
MI               8.1000                    8.1000                       0                 N                 6                  0
MI               6.4500                    6.4500                       0                 N                 6                  0
OH               8.9900                    8.9900                       0                 N                 6                  0
MO               9.2500                    9.2500                       0                 N                 6                  0
LA               6.6000                    6.6000                       0                 N                 6                  0
MD               6.8000                    6.8000                       0                 N                 6                  0
CO               5.9900                    5.9900                       0                 N                 6                  0
MD               5.8500                    5.8500                       0                 N                 6                  0
CT               0.0000                    5.7000                       0                 N                 0                  0
AL               9.9900                    9.9900                       0                 N                 6                  0
DE               8.3500                    8.3500                       0                 N                 6                  0
IL               6.9000                    6.9000                       0                 N                 6                  0
MI               9.4000                    9.4000                       0                 N                 6                  0
PA               9.4500                    9.4500                       0                 N                 6                  0
VA               7.2000                    7.2000                       0                 N                 6                  0
TN               8.9000                    8.9000                       0                 N                 6                  0
GA               9.1500                    9.1500                       0                 N                 6                  0
OK               8.9000                    8.9000                       0                 N                 6                  0
MO               9.9000                    9.9000                       0                 N                 6                  0
IL               9.0500                    9.0500                       0                 N                 6                  0
NY               0.0000                    5.8750                       0                 N                 0                  0
FL               0.0000                    6.1000                       0                 N                 0                  0
KS              10.2500                   10.2500                       0                 N                 6                  0
CA               9.4000                    9.4000                       0                 N                 6                  0
FL               0.0000                    5.9900                       0                 N                 0                  0
SC               7.4000                    7.4000                       0                 N                 6                  0
IN               0.0000                    6.8000                       0                 N                 0                  0
OH               8.2500                    8.2500                       0                 N                 6                  0
OH               8.7500                    8.7500                       0                 N                 6                  0
FL               0.0000                    6.3000                       0                 N                 0                  0
GA               7.9900                    7.9900                       0                 N                 6                  0
IL               6.8500                    6.8500                       0                 N                 6                  0
UT               6.5500                    6.5500                       0                 N                 6                  0
FL               0.0000                    7.3000                       0                 N                 0                  0
MO               6.9000                    6.9000                       0                 N                 6                  0
CA               5.6000                    5.6000                       0                 N                 6                  0
MN               7.7500                    7.7500                       0                 N                 6                  0
CA               0.0000                    6.7000                       0                 N                 0                  0
KS               9.9900                    9.9900                       0                 N                 6                  0
PA               8.5000                    8.5000                       0                 N                 6                  0
WY               0.0000                    5.9900                       0                 N                 0                  0
IN               9.2500                    9.2500                       0                 N                 6                  0
CA               0.0000                    6.7500                       0                 N                 0                  0
AL              10.6000                   10.6000                       0                 N                 6                  0
AZ               6.5000                    6.5000                       0                 N                 6                  0
MI               9.2500                    9.2500                       0                 N                 6                  0
SC               9.7500                    9.7500                       0                 N                 6                  0
AL               0.0000                    6.9000                       0                 N                 0                  0
VA               7.8500                    7.8500                       0                 N                 6                  0
NC              10.2000                   10.2000                       0                 N                 6                  0
GA               6.5500                    6.5500                       0                 N                 6                  0
MI               9.8000                    9.8000                       0                 N                 6                  0
CA               8.8750                    8.8750                       0                 N                 6                  0
CA               0.0000                    6.5000                       0                 N                 0                  0
OH               7.9900                    7.9900                       0                 N                 6                  0
OH               9.3000                    9.3000                       0                 N                 6                  0
FL               0.0000                    6.1000                       0                 N                 0                  0
PA               9.5000                    9.5000                       0                 N                 6                  0
NC               6.5000                    6.5000                       0                 N                 6                  0
WY               8.9900                    8.9900                       0                 N                 6                  0
CA               8.7500                    8.7500                       0                 N                 6                  0
NC               9.4500                    9.4500                       0                 N                 6                  0
GA               6.7000                    6.7000                       0                 N                 6                  0
PA               8.9900                    8.9900                       0                 N                 6                  0
NM               6.9900                    6.9900                       0                 N                 6                  0
MD               8.8500                    8.8500                       0                 N                 6                  0
MI               9.0500                    9.0500                       0                 N                 6                  0
OH               6.9000                    6.9000                       0                 N                 6                  0
SC               6.2500                    6.2500                       0                 N                 6                  0
IN               9.2500                    9.2500                       0                 N                 6                  0
MI               8.2500                    8.2500                       0                 N                 6                  0
MI               8.5000                    8.5000                       0                 N                 6                  0
ME               8.7000                    8.7000                       0                 N                 6                  0
WV              10.5000                   10.5000                       0                 N                 6                  0
MS              10.3000                   10.3000                       0                 N                 6                  0
OH               7.8500                    7.8500                       0                 N                 6                  0
MN               7.9500                    7.9500                       0                 N                 6                  0
ME               8.3500                    8.3500                       0                 N                 6                  0
WI              10.5000                   10.5000                       0                 N                 6                  0
OH               7.5000                    7.5000                       0                 N                 6                  0
GA               7.5000                    7.5000                       0                 N                 6                  0
AZ               5.9000                    5.9000                       0                 N                 6                  0
MI               7.9900                    7.9900                       0                 N                 6                  0
IN               8.9500                    8.9500                       0                 N                 6                  0
OH              10.3000                   10.3000                       0                 N                 6                  0
IN               9.9500                    9.9500                       0                 N                 6                  0
AZ               7.3500                    7.3500                       0                 N                 6                  0
OH               8.8000                    8.8000                       0                 N                 6                  0
MI               9.1500                    9.1500                       0                 N                 6                  0
VA               6.9000                    6.9000                       0                 N                 6                  0
CA               0.0000                    6.0500                       0                 N                 0                  0
CA               0.0000                    6.3500                       0                 N                 0                  0
MI               6.9500                    6.9500                       0                 N                 6                  0
OH               0.0000                    7.4000                       0                 N                 0                  0
OH               9.1500                    9.1500                       0                 N                 6                  0
OH               9.8000                    9.8000                       0                 N                 6                  0
MS               0.0000                    9.9500                       0                 N                 0                  0
VA               8.7000                    8.7000                       0                 N                 6                  0
AZ               6.9900                    6.9900                       0                 N                 6                  0
WA               0.0000                    5.9900                       0                 N                 0                  0
GA               7.1500                    7.1500                       0                 N                 6                  0
AZ               7.1500                    7.1500                       0                 N                 6                  0
MI               7.1000                    7.1000                       0                 N                 6                  0
FL               8.7500                    8.7500                       0                 N                 6                  0
GA               6.9500                    6.9500                       0                 N                 6                  0
GA               7.9900                    7.9900                       0                 N                 6                  0
MD               5.2500                    5.2500                       0                 N                 6                  0
TX               0.0000                    7.7000                       0                 N                 0                  0
IN               9.1500                    9.1500                       0                 N                 6                  0
MA               0.0000                    6.5000                       0                 N                 0                  0
NY               7.6000                    7.6000                       0                 N                 6                  0
MA               5.9500                    5.9500                       0                 N                 6                  0
VA               0.0000                    7.2000                       0                 N                 0                  0
NY               8.4900                    8.4900                       0                 N                 6                  0
OH              10.7500                   10.7500                       0                 N                 6                  0
MS               0.0000                    6.9900                       0                 N                 0                  0
NV               6.9900                    6.9900                       0                 N                 6                  0
MI               8.9900                    8.9900                       0                 N                 6                  0
MA               5.9500                    5.9500                       0                 N                 6                  0
OH               8.9900                    8.9900                       0                 N                 6                  0
IN               0.0000                    9.9900                       0                 N                 0                  0
MD               0.0000                    5.2500                       0                 N                 0                  0
MD               6.6500                    6.6500                       0                 N                 6                  0
DE               5.9900                    5.9900                       0                 N                 6                  0
OH               8.1000                    8.1000                       0                 N                 6                  0
MO               0.0000                    6.0500                       0                 N                 0                  0
NC               6.9500                    6.9500                       0                 N                 6                  0
OH               8.4500                    8.4500                       0                 N                 6                  0
MI               0.0000                   10.3500                       0                 N                 0                  0
PA               7.4000                    7.4000                       0                 N                 6                  0
AZ               6.5000                    6.5000                       0                 N                 6                  0
MO               0.0000                    9.3500                       0                 N                 0                  0
FL               6.3000                    6.3000                       0                 N                 6                  0
LA               6.4000                    6.4000                       0                 N                 6                  0
GA               0.0000                   10.5000                       0                 N                 0                  0
OH               7.2500                    7.2500                       0                 N                 6                  0
OH               7.1500                    7.1500                       0                 N                 6                  0
AZ               7.4500                    7.4500                       0                 N                 6                  0
UT               7.3500                    7.3500                       0                 N                 6                  0
PA               9.7000                    9.7000                       0                 N                 6                  0
VA               6.8000                    6.8000                       0                 N                 6                  0
SC               0.0000                    7.8750                       0                 N                 0                  0
PA               8.9500                    8.9500                       0                 N                 6                  0
FL               7.0500                    7.0500                       0                 N                 6                  0
NC               7.6900                    7.6900                       0                 N                 6                  0
FL               0.0000                    6.7000                       0                 N                 0                  0
UT               8.3000                    8.3000                       0                 N                 6                  0
GA               9.7500                    9.7500                       0                 N                 6                  0
OH               8.5000                    8.5000                       0                 N                 6                  0
ME               7.5000                    7.5000                       0                 N                 6                  0
NJ               8.5500                    8.5500                       0                 N                 6                  0
CA               0.0000                    5.9900                       0                 N                 0                  0
SC               0.0000                    6.5500                       0                 N                 0                  0
UT               8.9900                    8.9900                       0                 N                 6                  0
NY               0.0000                    6.2500                       0                 N                 0                  0
TN               8.4000                    8.4000                       0                 N                 6                  0
MI               0.0000                    6.5000                       0                 N                 0                  0
NC               7.1500                    7.1500                       0                 N                 6                  0
NC               7.9900                    7.9900                       0                 N                 6                  0
MI               9.4000                    9.4000                       0                 N                 6                  0
FL               0.0000                    6.1500                       0                 N                 0                  0
PA               7.4000                    7.4000                       0                 N                 6                  0
NC               9.9500                    9.9500                       0                 N                 6                  0
FL               0.0000                    6.2500                       0                 N                 0                  0
MI               7.6500                    7.6500                       0                 N                 6                  0
TN               9.9900                    9.9900                       0                 N                 6                  0
MA               8.7000                    8.7000                       0                 N                 6                  0
MO               0.0000                    7.6500                       0                 N                 0                  0
OH               6.7100                    6.7100                       0                 N                 6                  0
PA               8.6500                    8.6500                       0                 N                 6                  0
OH               0.0000                    7.2500                       0                 N                 0                  0
OH               9.3000                    9.3000                       0                 N                 6                  0
PA               0.0000                    8.9900                       0                 N                 0                  0
OH               8.0500                    8.0500                       0                 N                 6                  0
OK               7.9900                    7.9900                       0                 N                 6                  0
IL               6.9500                    6.9500                       0                 N                 6                  0
MI               7.9900                    7.9900                       0                 N                 6                  0
OH               8.9900                    8.9900                       0                 N                 6                  0
LA               0.0000                    5.8750                       0                 N                 0                  0
FL               0.0000                    6.1500                       0                 N                 0                  0
OH               8.3500                    8.3500                       0                 N                 6                  0
GA              10.4500                   10.4500                       0                 N                 6                  0
FL               8.2000                    8.2000                       0                 N                 6                  0
AZ               6.9500                    6.9500                       0                 N                 6                  0
SC              10.9500                   10.9500                       0                 N                 6                  0
AR               0.0000                    8.8000                       0                 N                 0                  0
CA               7.8500                    7.8500                       0                 N                 6                  0
FL               9.7500                    9.7500                       0                 N                 6                  0
NY               0.0000                    5.9900                       0                 N                 0                  0
PA               8.0500                    8.0500                       0                 N                 6                  0
PA               0.0000                    6.2500                       0                 N                 0                  0
TN               9.3500                    9.3500                       0                 N                 6                  0
IA               7.9900                    7.9900                       0                 N                 6                  0
NC               8.9000                    8.9000                       0                 N                 6                  0
IN               7.4500                    7.4500                       0                 N                 6                  0
MI               7.9900                    7.9900                       0                 N                 6                  0
CA               7.0000                    7.0000                       0                 N                 6                  0
NV               7.9900                    7.9900                       0                 N                 6                  0
MI               8.4000                    8.4000                       0                 N                 6                  0
GA               9.2000                    9.2000                       0                 N                 6                  0
OH               8.9500                    8.9500                       0                 N                 6                  0
IN               8.9900                    8.9900                       0                 N                 6                  0
OH               9.9900                    9.9900                       0                 N                 6                  0
VA               6.7500                    6.7500                       0                 N                 6                  0
MI               9.7000                    9.7000                       0                 N                 6                  0
AZ               7.7000                    7.7000                       0                 N                 6                  0
SC               0.0000                   10.5000                       0                 N                 0                  0
SC               6.6500                    6.6500                       0                 N                 6                  0
SC               9.4000                    9.4000                       0                 N                 6                  0
NJ              10.9000                   10.9000                       0                 N                 6                  0
GA               8.8500                    8.8500                       0                 N                 6                  0
TX               0.0000                    7.7500                       0                 N                 0                  0
CA               9.7000                    9.7000                       0                 N                 6                  0
CA               0.0000                    5.7500                       0                 N                 0                  0
IL              10.4500                   10.4500                       0                 N                 6                  0
NY               7.2500                    7.2500                       0                 N                 6                  0
OH               9.4000                    9.4000                       0                 N                 6                  0
OH               8.5000                    8.5000                       0                 N                 6                  0
MI               8.9900                    8.9900                       0                 N                 6                  0
SC               0.0000                    8.6500                       0                 N                 0                  0
MI               7.5000                    7.5000                       0                 N                 6                  0
GA               0.0000                    7.1500                       0                 N                 0                  0
LA               0.0000                    5.9500                       0                 N                 0                  0
NC               7.7000                    7.7000                       0                 N                 6                  0
GA               7.9500                    7.9500                       0                 N                 6                  0
PA               8.9500                    8.9500                       0                 N                 6                  0
IL               9.9500                    9.9500                       0                 N                 6                  0
MI              10.5000                   10.5000                       0                 N                 6                  0
VA               8.1000                    8.1000                       0                 N                 6                  0
IL               0.0000                    6.4500                       0                 N                 0                  0
OH               8.8000                    8.8000                       0                 N                 6                  0
NV               0.0000                    5.9900                       0                 N                 0                  0
MO               5.9500                    5.9500                       0                 N                 6                  0
SC               0.0000                    8.5000                       0                 N                 0                  0
AR               6.7000                    6.7000                       0                 N                 6                  0
FL               6.9900                    6.9900                       0                 N                 6                  0
OK               0.0000                    7.8500                       0                 N                 0                  0
DE               5.8000                    5.8000                       0                 N                 6                  0
GA               9.5500                    9.5500                       0                 N                 6                  0
LA               0.0000                    7.9900                       0                 N                 0                  0
TN               8.9900                    8.9900                       0                 N                 6                  0
MD               6.6500                    6.6500                       0                 N                 6                  0
LA               6.8500                    6.8500                       0                 N                 6                  0
CO               6.7500                    6.7500                       0                 N                 6                  0
MI               9.2400                    9.2400                       0                 N                 6                  0
GA               8.7500                    8.7500                       0                 N                 6                  0
MI               9.3500                    9.3500                       0                 N                 6                  0
GA               0.0000                    7.1000                       0                 N                 0                  0
OH               8.4000                    8.4000                       0                 N                 6                  0
PA               9.1500                    9.1500                       0                 N                 6                  0
MD               6.7500                    6.7500                       0                 N                 6                  0
VA               6.8000                    6.8000                       0                 N                 6                  0
GA               9.2500                    9.2500                       0                 N                 6                  0
SC               7.2500                    7.2500                       0                 N                 6                  0
SC               7.6500                    7.6500                       0                 N                 6                  0
NC               7.3750                    7.3750                       0                 N                 6                  0
IL               7.4000                    7.4000                       0                 N                 6                  0
NY              10.1000                   10.1000                       0                 N                 6                  0
PA               8.7000                    8.7000                       0                 N                 6                  0
IN               0.0000                    9.9000                       0                 N                 0                  0
MD               6.9900                    6.9900                       0                 N                 6                  0
MA               6.5500                    6.5500                       0                 N                 6                  0
VA               7.2500                    7.2500                       0                 N                 6                  0
TN               7.6000                    7.6000                       0                 N                 6                  0
IN               9.4500                    9.4500                       0                 N                 6                  0
MI               0.0000                    8.8500                       0                 N                 0                  0
TN               7.8500                    7.8500                       0                 N                 6                  0
CO               6.9900                    6.9900                       0                 N                 6                  0
OK               7.4000                    7.4000                       0                 N                 6                  0
SC               9.8000                    9.8000                       0                 N                 6                  0
IN              10.9000                   10.9000                       0                 N                 6                  0
OK               0.0000                    7.5500                       0                 N                 0                  0
MO               9.8500                    9.8500                       0                 N                 6                  0
PA               0.0000                    6.3000                       0                 N                 0                  0
PA               0.0000                    5.7000                       0                 N                 0                  0
SC              11.1500                   11.1500                       0                 N                 6                  0
TX               9.2500                    9.2500                       0                 N                 6                  0
NC               8.4000                    8.4000                       0                 N                 6                  0
MD               6.3000                    6.3000                       0                 N                 6                  0
MI               0.0000                    6.8000                       0                 N                 0                  0
VA               6.5000                    6.5000                       0                 N                 6                  0
MI               9.3900                    9.3900                       0                 N                 6                  0
OH               8.1000                    8.1000                       0                 N                 6                  0
SC               7.3000                    7.3000                       0                 N                 6                  0
OK               0.0000                    5.9000                       0                 N                 0                  0
IL               5.9500                    5.9500                       0                 N                 6                  0
PA               8.0500                    8.0500                       0                 N                 6                  0
OH               6.8500                    6.8500                       0                 N                 6                  0
NC               6.9000                    6.9000                       0                 N                 6                  0
SC               8.9500                    8.9500                       0                 N                 6                  0
CO               5.9000                    5.9000                       0                 N                 6                  0
VA               0.0000                    9.1000                       0                 N                 0                  0
GA               6.7500                    6.7500                       0                 N                 6                  0
NJ               8.8750                    8.8750                       0                 N                 6                  0
GA               8.7500                    8.7500                       0                 N                 6                  0

State     Rate Adj Freq     Pymt Change Date     Current P & I Pymt     Orig P & I Pymt     Prepay Penalty Term
-----     -------------     ----------------     ------------------     ---------------     -------------------
NJ                6            08/01/08             1,383.83              1383.83                      0
CT                6            08/01/08               823.51               823.51                     24
CO                6            08/01/07             1,838.83              1838.83                     24
TX                0                                   356.93               356.93                      0
TN                6            06/01/07               344.56               344.56                     24
AL                6            07/01/07               587.16               587.16                     24
TX                6            06/01/07               299.10                299.1                      0
LA                6            06/01/07               967.16               967.16                     24
FL                6            07/01/07               506.09               506.09                     24
TX                6            07/01/07               391.19               391.19                     24
GA                6            06/01/07             1,269.45              1269.45                      0
AL                6            06/01/07               545.27               545.27                     24
GA                0                                   424.76               424.76                      0
AL                6            07/01/07               410.36               410.36                     36
DE                0                                   161.84               161.84                     24
AL                0                                   192.35               192.35                      0
CA                6            07/01/07             2,848.75              2848.75                     24
NC                0                                   975.40                975.4                      0
MD                6            10/01/07               545.16               545.16                      0
NC                6            11/01/07               753.92               753.92                      0
NY                0                                   359.37               359.37                      0
MA                6            12/01/07               430.72               430.72                      0
OH                6            09/01/07               540.49               540.49                     36
NC                6            12/01/07             1,129.04              1129.04                      0
WI                0                                   658.40                658.4                     36
NC                6            11/01/07             1,490.40               1490.4                      0
FL                6            10/01/08               803.50                803.5                     36
MS                6            09/01/07               590.17               590.17                     24
MI                6            11/01/07               657.68               657.68                      0
GA                6            10/01/07               803.72               803.72                      0
OH                6            09/01/07               500.46               500.46                     36
PA                6            11/01/07               746.67               746.67                     24
OH                6            10/01/07             1,428.99              1428.99                     24
TN                6            09/01/07               637.30                637.3                     36
LA                6            12/01/07               544.19               544.19                     24
AZ                6            12/01/07               935.62               935.62                      0
NJ                6            10/01/07             1,728.73              1728.73                      0
CA                6            10/01/07             2,970.33              2970.33                      0
OH                0                                 1,143.24              1143.24                     36
OH                6            10/01/07               959.40                959.4                     36
TX                0                                   459.22               459.22                      0
OH                6            09/01/07             1,637.65              1637.65                     36
IN                6            09/01/07               834.49               834.49                     24
IL                6            12/01/07             1,306.16              1306.16                      0
MA                6            11/01/07             1,676.00                 1676                      0
IN                6            11/01/07               555.74               555.74                     24
GA                6            10/01/07             1,603.94              1603.94                      0
GA                6            11/01/07             1,704.00                 1704                      0
NY                0                                 1,448.37              1448.37                      0
GA                6            10/01/07               455.81               455.81                     24
AL                6            09/01/07               480.91               480.91                     24
CT                0                                 2,774.65              2774.65                     36
SC                0                                 1,528.44              1528.44                     36
NC                6            11/01/07             1,239.40               1239.4                     24
NC                6            12/01/07               614.50                614.5                      0
MI                6            11/01/07               756.05               756.05                     36
SC                6            10/01/07               473.65               473.65                      0
PA                6            10/01/07               314.39               314.39                      0
AZ                6            12/01/07               963.62               963.62                      0
IL                6            11/01/07             1,175.72              1175.72                      0
LA                6            10/01/07               592.67               592.67                     24
SC                6            10/01/07               567.67               567.67                      0
WI                6            11/01/07             1,095.49              1095.49                      0
WV                6            11/01/07             2,199.27              2199.27                      0
FL                6            12/01/07               429.58               429.58                     24
NC                6            12/01/07               451.22               451.22                      0
OH                6            11/01/07               596.27               596.27                     36
MD                6            11/01/07             1,006.74              1006.74                      0
WV                0                                 2,927.17              2927.17                      0
GA                6            11/01/07             1,654.24              1654.24                      0
PA                6            12/01/07               466.47               466.47                     24
MS                0                                   523.30                523.3                     36
NC                6            10/01/07               865.36               865.36                      0
OH                6            10/01/07               702.87               702.87                     36
PA                6            10/01/07               650.57               650.57                     24
CO                6            12/01/07             1,257.56              1257.56                     24
AR                6            10/01/07               525.80                525.8                     24
OH                6            12/01/07               631.68               631.68                     36
CA                6            12/01/07             4,533.75              4533.75                      0
MI                6            12/01/07               446.76               446.76                     24
LA                6            10/01/07             3,591.25              3591.25                      0
AR                6            10/01/07             2,733.00                 2733                      0
OK                6            11/01/07               886.89               886.89                     24
WV                6            11/01/07             1,550.52              1550.52                      0
CT                6            12/01/07             1,197.87              1197.87                     24
TN                6            12/01/07               492.21               492.21                     24
MO                6            12/01/07             1,590.06              1590.06                     24
MA                6            12/01/07               819.58               819.58                      0
MO                6            12/01/07               755.23               755.23                     36
NC                6            12/01/07             1,010.79              1010.79                      0
IN                6            12/01/07               683.32               683.32                     36
OH                6            12/01/07               736.44               736.44                     36
IL                6            12/01/07             2,621.04              2621.04                      0
IL                6            11/01/07             1,351.80               1351.8                      0
AR                6            11/01/07               410.98               410.98                     36
LA                6            12/01/07             1,437.86              1437.86                     24
GA                6            11/01/08               831.94               831.94                      0
SC                6            12/01/07             2,483.48              2483.48                      0
MI                6            12/01/07               822.78               822.78                     36
NC                6            11/01/07               735.81               735.81                      0
LA                6            12/01/07               878.87               878.87                     24
GA                6            11/01/07               780.73               780.73                      0
OH                6            12/01/07             1,342.74              1342.74                     24
GA                6            12/01/07               678.18               678.18                      0
AL                6            11/01/07               473.82               473.82                     36
AZ                6            11/01/07             2,323.81              2323.81                     24
TX                0                                   594.43               594.43                     36
VT                6            11/01/07               745.90                745.9                      0
OH                6            11/01/07               540.15               540.15                     36
MI                6            12/01/07               949.69               949.69                     36
OH                6            11/01/07             1,304.87              1304.87                     36
SC                6            12/01/07               707.84               707.84                      0
FL                6            11/01/07             1,432.98              1432.98                     36
NY                6            12/01/07             1,835.70               1835.7                      0
IN                0                                   515.14               515.14                     36
IL                6            11/01/07               720.20                720.2                      0
SC                6            11/01/07               743.16               743.16                      0
FL                0                                 1,308.40               1308.4                     36
KY                6            11/01/07               564.95               564.95                     24
OH                0                                   636.98               636.98                     36
IL                0                                 3,492.05              3492.05                      0
MN                6            11/01/07             3,896.05              3896.05                     36
CA                6            12/01/07             4,894.16              4894.16                     36
OH                6            12/01/07             2,923.20               2923.2                     36
IL                6            11/01/07               419.53               419.53                     24
NC                6            12/01/07               890.01               890.01                      0
ME                6            12/01/07             1,163.71              1163.71                      0
CA                6            12/01/07             1,656.53              1656.53                     12
TX                0                                   722.63               722.63                      0
IN                6            11/01/07               427.47               427.47                     36
NY                0                                   584.88               584.88                      0
NJ                0                                 2,395.42              2395.42                      0
MA                6            11/01/07             1,150.38              1150.38                      0
ME                6            11/01/07             1,797.73              1797.73                      0
IL                6            11/01/07               646.57               646.57                     24
AZ                6            12/01/07             1,931.11              1931.11                      0
NC                6            12/01/07               670.33               670.33                      0
NC                6            12/01/07               789.59               789.59                      0
MO                6            12/01/07               537.66               537.66                     24
SC                6            12/01/07               798.01               798.01                      0
MO                6            08/01/07               570.72               570.72                     24
OH                6            08/01/07               735.56               735.56                      0
IN                0                                   683.22               683.22                     36
MI                6            12/01/07             1,763.33              1763.33                     24
PA                6            11/01/07             1,052.62              1052.62                     24
OH                6            12/01/07               524.35               524.35                     36
OH                6            11/01/07               615.49               615.49                     24
ME                6            11/01/07             2,853.99              2853.99                      0
NJ                6            12/01/07             2,387.59              2387.59                      0
IA                6            11/01/07             1,286.82              1286.82                      0
OH                6            12/01/07               442.35               442.35                     36
VA                6            12/01/07               867.67               867.67                     36
OH                6            11/01/07               476.93               476.93                     36
MA                6            11/01/07             1,303.55              1303.55                      0
MI                6            12/01/07             2,237.49              2237.49                     24
WI                6            11/01/07               562.35               562.35                      0
NC                0                                   715.76               715.76                      0
CO                0                                   836.14               836.14                     36
PA                6            11/01/07             3,137.89              3137.89                     24
MI                6            12/01/07             1,179.41              1179.41                     36
PA                6            12/01/07               601.80                601.8                     24
MT                6            11/01/07             1,170.30               1170.3                     24
ME                6            12/01/07             2,322.72              2322.72                      0
TN                6            12/01/07               620.92               620.92                     36
MI                6            11/01/07             2,601.88              2601.88                     24
TN                0                                   445.87               445.87                     36
NC                6            12/01/07               671.67               671.67                      0
IN                6            11/01/07             1,230.98              1230.98                     24
MA                6            12/01/07             1,304.26              1304.26                      0
MD                0                                 1,415.83              1415.83                      0
MO                6            11/01/07               920.15               920.15                     24
MA                6            12/01/07               784.99               784.99                      0
OH                6            11/01/07             1,034.25              1034.25                     36
OH                6            12/01/07               644.51               644.51                     36
IL                6            12/01/07               816.00                  816                      0
NC                6            12/01/07               863.79               863.79                      0
CA                0                                 1,018.14              1018.14                     36
NC                6            12/01/07               655.70                655.7                      0
CA                0                                   988.20                988.2                     36
OH                0                                 2,650.92              2650.92                     36
SC                6            11/01/07               611.80                611.8                      0
MI                6            12/01/07               636.69               636.69                     36
AZ                6            11/01/07             2,213.40               2213.4                     24
OH                6            12/01/07             1,566.34              1566.34                     36
CA                0                                   554.50                554.5                     36
MD                6            11/01/07             2,632.90               2632.9                      0
MD                6            12/01/07             1,687.50               1687.5                      0
IL                6            12/01/07               542.67               542.67                      0
CA                6            12/01/07               932.00                  932                     36
SC                6            11/01/07               800.74               800.74                      0
MD                6            12/01/07             1,679.17              1679.17                      0
CT                6            12/01/07             1,941.30               1941.3                      0
CA                0                                 1,614.58              1614.58                     36
LA                6            12/01/07               416.29               416.29                     36
CT                0                                 1,634.17              1634.17                     36
CA                0                                 1,688.92              1688.92                      0
WI                6            12/01/07               807.78               807.78                      0
FL                6            12/01/07             1,526.98              1526.98                     24
SC                0                                   954.80                954.8                      0
MO                6            12/01/07             1,154.90               1154.9                     24
OH                6            12/01/07               582.65               582.65                     24
MI                6            12/01/07               574.16               574.16                     24
MD                0                                   677.92               677.92                      0
ME                6            11/01/07             1,280.00                 1280                      0
NY                0                                 1,376.08              1376.08                      0
OH                6            11/01/07               681.31               681.31                     36
NC                6            11/01/07             2,116.19              2116.19                     24
NC                6            11/01/07             2,515.00                 2515                     24
NY                0                                 1,745.33              1745.33                      0
GA                6            12/01/07               900.55               900.55                      0
CA                6            11/01/07             2,041.50               2041.5                      0
NY                0                                 1,997.74              1997.74                      0
CA                0                                 2,004.80               2004.8                     36
CT                6            12/01/07             1,276.09              1276.09                      0
CT                6            11/01/07             1,800.00                 1800                      0
NJ                6            11/01/07             3,441.45              3441.45                      0
NC                6            12/01/07               585.56               585.56                      0
NC                6            11/01/07             2,181.70               2181.7                     24
MI                6            11/01/07               538.03               538.03                     36
GA                6            11/01/07               857.46               857.46                      0
IL                6            12/01/07               943.57               943.57                      0
VA                6            12/01/07             1,744.70               1744.7                     24
SC                0                                   527.44               527.44                      0
IL                6            12/01/07             1,765.48              1765.48                      0
OH                0                                   560.09               560.09                     36
OH                0                                   547.24               547.24                     36
NC                6            12/01/07               557.08               557.08                      0
MD                6            12/01/07             2,990.44              2990.44                      0
TN                6            11/01/07               538.27               538.27                     36
MD                6            12/01/07             1,914.07              1914.07                      0
MI                6            12/01/07             1,222.92              1222.92                      0
MO                6            12/01/07               464.25               464.25                     24
LA                6            12/01/07               950.30                950.3                     24
GA                6            11/01/07               713.46               713.46                      0
MN                6            12/01/07             1,923.75              1923.75                     24
MI                6            11/01/07               472.37               472.37                     24
MT                0                                   799.14               799.14                     36
FL                0                                 1,140.50               1140.5                     36
CA                0                                 1,622.04              1622.04                     36
MA                6            11/01/07             3,139.94              3139.94                      0
NC                6            11/01/07             1,531.59              1531.59                      0
WI                6            12/01/07               580.11               580.11                      0
ME                6            11/01/07               651.64               651.64                      0
NV                6            12/01/07             1,349.38              1349.38                      0
MI                0                                   868.10                868.1                     36
MI                6            12/01/07               445.28               445.28                     36
IA                6            11/01/07               649.52               649.52                      0
GA                6            12/01/07               846.27               846.27                      0
NC                6            12/01/07             1,728.04              1728.04                      0
OH                0                                 1,368.92              1368.92                     36
MI                6            12/01/07               508.63               508.63                     36
AZ                6            11/01/07             2,884.85              2884.85                     24
OH                0                                   857.36               857.36                     36
AR                0                                   735.49               735.49                     36
NY                6            12/01/07             1,285.30               1285.3                      0
MI                6            12/01/07               829.14               829.14                     36
MI                6            11/01/07               513.74               513.74                     36
MD                6            12/01/07             1,932.89              1932.89                      0
CA                6            12/01/07             1,837.50               1837.5                      0
PA                6            12/01/07             1,339.40               1339.4                     36
SC                6            11/01/07               727.18               727.18                      0
PA                6            12/01/07             1,351.44              1351.44                     24
OH                0                                   635.91               635.91                     36
PA                0                                   780.38               780.38                     36
MS                6            11/01/07               591.77               591.77                     36
IN                6            12/01/07               397.73               397.73                     24
NC                6            12/01/07               950.93               950.93                      0
NC                6            12/01/07               736.75               736.75                      0
AZ                6            12/01/07             2,666.00                 2666                      0
FL                6            11/01/07               773.50                773.5                     24
OH                6            12/01/07             1,045.50               1045.5                     36
NC                0                                   766.73               766.73                      0
MD                6            12/01/07               880.30                880.3                      0
PA                6            12/01/07               588.46               588.46                     24
OH                6            12/01/07               517.13               517.13                     36
WV                6            11/01/07               500.46               500.46                      0
CA                0                                 1,997.33              1997.33                     36
CA                6            12/01/07               722.78               722.78                     24
AR                6            12/01/07             1,592.88              1592.88                     24
MD                6            11/01/07               690.15               690.15                      0
FL                0                                   450.11               450.11                     36
OH                6            12/01/07               672.63               672.63                     36
AZ                6            12/01/07             1,313.09              1313.09                      0
NC                6            12/01/07               697.02               697.02                      0
KS                6            12/01/07               737.98               737.98                      0
SC                6            12/01/07               410.66               410.66                      0
MN                6            11/01/07             3,094.76              3094.76                     36
AZ                6            12/01/07             1,640.36              1640.36                      0
MI                6            11/01/07               571.50                571.5                     36
FL                6            11/01/07               546.65               546.65                     36
MA                6            12/01/07             1,666.05              1666.05                      0
AZ                6            12/01/07             2,382.50               2382.5                     24
CA                0                                 1,008.54              1008.54                     36
CA                0                                 1,856.61              1856.61                     36
GA                0                                 1,452.35              1452.35                      0
SC                6            11/01/07               704.59               704.59                      0
FL                0                                 1,130.01              1130.01                     24
MA                6            12/01/07               577.29               577.29                      0
CA                0                                 1,976.40               1976.4                     36
VA                6            11/01/07               641.62               641.62                     24
CA                0                                 2,077.47              2077.47                     36
NY                0                                 2,421.83              2421.83                      0
CA                0                                 1,213.33              1213.33                     36
IN                6            12/01/07               473.49               473.49                     24
MI                6            12/01/07               871.12               871.12                     36
MI                6            12/01/07               652.05               652.05                     36
OH                6            12/01/07               587.65               587.65                     36
MO                6            11/01/07               614.54               614.54                     24
LA                6            12/01/07               773.54               773.54                      0
MD                6            11/01/07             2,373.01              2373.01                      0
CO                6            12/01/07             2,214.30               2214.3                      0
MD                6            12/01/07             1,447.88              1447.88                      0
CT                0                                   782.21               782.21                     36
AL                6            12/01/07               561.17               561.17                     24
DE                6            11/01/07             1,772.55              1772.55                     24
IL                6            11/01/07               437.00                  437                      0
MI                6            12/01/07               562.66               562.66                     24
PA                6            12/01/07               443.72               443.72                     24
VA                6            12/01/08             2,424.00                 2424                      0
TN                6            12/01/07               610.04               610.04                     24
GA                6            12/01/07               568.36               568.36                      0
OK                6            12/01/07               982.84               982.84                     24
MO                6            12/01/07               680.49               680.49                     24
IL                6            12/01/07             2,049.65              2049.65                      0
NY                0                                 1,478.84              1478.84                      0
FL                0                                   593.87               593.87                     36
KS                6            12/01/07               570.37               570.37                      0
CA                6            12/01/07             4,985.92              4985.92                      0
FL                0                                   912.74               912.74                     36
SC                6            11/01/07             1,078.25              1078.25                      0
IN                0                                   516.32               516.32                     36
OH                6            11/01/07               702.43               702.43                     36
OH                6            12/01/07               460.22               460.22                     36
FL                0                                   757.62               757.62                     36
GA                6            12/01/07               732.48               732.48                      0
IL                6            11/01/07               914.09               914.09                     24
UT                6            11/01/08               829.67               829.67                      0
FL                0                                 1,398.56              1398.56                     36
MO                6            11/01/07             1,238.17              1238.17                     24
CA                6            12/01/07               718.67               718.67                      0
MN                6            11/01/07               920.20                920.2                     36
CA                0                                 3,281.24              3281.24                     36
KS                6            11/01/07             1,657.65              1657.65                      0
PA                6            12/01/07               893.86               893.86                     24
WY                0                                 1,152.90               1152.9                     36
IN                6            12/01/07               636.75               636.75                     36
CA                0                                 2,947.88              2947.88                     36
AL                6            12/01/07               784.12               784.12                     36
AZ                6            12/01/07             1,262.56              1262.56                     24
MI                6            12/01/07             1,217.56              1217.56                     36
SC                6            12/01/07               552.87               552.87                      0
AL                0                                   869.35               869.35                     36
VA                6            12/01/07             1,137.44              1137.44                     36
NC                6            11/01/07               606.82               606.82                      0
GA                6            12/01/07             1,169.06              1169.06                      0
MI                6            12/01/07               531.50                531.5                     36
CA                6            12/01/07             4,869.35              4869.35                     24
CA                0                                   910.18               910.18                     36
OH                6            12/01/07               905.34               905.34                     36
OH                6            12/01/07               727.15               727.15                     24
FL                0                                   991.25               991.25                     36
PA                6            12/01/07               786.20                786.2                     24
NC                6            12/01/07             1,120.17              1120.17                     24
WY                6            12/01/07               608.15               608.15                     24
CA                6            11/01/07             3,776.16              3776.16                      0
NC                6            12/01/07               565.12               565.12                      0
GA                6            12/01/07             1,600.29              1600.29                      0
PA                6            11/01/07             1,309.56              1309.56                     36
NM                6            12/01/07               559.20                559.2                      0
MD                6            11/01/07             1,517.05              1517.05                      0
MI                6            12/01/07               469.58               469.58                     24
OH                6            12/01/07               731.05               731.05                     36
SC                6            11/01/07               775.00                  775                      0
IN                6            12/01/07               629.35               629.35                     24
MI                6            12/01/07               510.86               510.86                     36
MI                6            12/01/07               522.86               522.86                     36
ME                6            12/01/07             1,391.24              1391.24                      0
WV                6            12/01/07               477.49               477.49                      0
MS                6            12/01/07               611.88               611.88                     24
OH                6            12/01/07               572.88               572.88                     36
MN                6            11/01/07             1,713.24              1713.24                     36
ME                6            12/01/07             1,392.25              1392.25                      0
WI                6            12/01/07               960.48               960.48                      0
OH                6            11/01/07               552.73               552.73                     24
GA                6            12/01/08               427.50                427.5                      0
AZ                6            12/01/07             1,432.42              1432.42                      0
MI                6            11/01/07               825.62               825.62                     24
IN                6            12/01/07               640.82               640.82                     24
OH                6            12/01/07             1,498.20               1498.2                     36
IN                6            12/01/07               611.72               611.72                     36
AZ                6            12/01/07             1,433.06              1433.06                      0
OH                6            12/01/07             1,618.48              1618.48                     36
MI                6            11/01/07               866.40                866.4                     36
VA                6            12/01/07             1,541.00                 1541                      0
CA                0                                   817.65               817.65                     36
CA                0                                   574.68               574.68                     36
MI                6            11/01/07               366.03               366.03                     36
OH                0                                   548.36               548.36                     36
OH                6            11/01/08               939.39               939.39                     36
OH                6            12/01/07               500.87               500.87                     36
MS                0                                   494.18               494.18                     36
VA                6            12/01/07             1,092.47              1092.47                     24
AZ                6            12/01/07             3,433.84              3433.84                      0
WA                0                                 1,425.40               1425.4                     36
GA                6            12/01/08             1,459.79              1459.79                      0
AZ                6            12/01/07             1,178.44              1178.44                      0
MI                6            12/01/07               349.46               349.46                     36
FL                6            11/01/07             1,671.74              1671.74                     24
GA                6            12/01/07             1,191.51              1191.51                      0
GA                6            11/01/07               542.47               542.47                      0
MD                6            12/01/07             1,032.50               1032.5                      0
TX                0                                   442.15               442.15                     36
IN                6            12/01/07               421.99               421.99                     24
MA                0                                   757.86               757.86                      0
NY                6            12/01/07             2,832.01              2832.01                      0
MA                6            12/01/07             1,490.85              1490.85                      0
VA                0                                 1,957.29              1957.29                     36
NY                6            12/01/07               676.02               676.02                      0
OH                6            12/01/07               705.71               705.71                     36
MS                0                                   529.05               529.05                     36
NV                6            12/01/07             2,180.88              2180.88                      0
MI                6            12/01/07             1,517.77              1517.77                     36
MA                6            12/01/07             1,377.54              1377.54                      0
OH                6            12/01/07               434.11               434.11                     24
IN                0                                   438.42               438.42                     36
MD                0                                   989.76               989.76                      0
MD                6            12/01/07             1,440.83              1440.83                      0
DE                6            12/01/07             1,820.68              1820.68                     36
OH                6            12/01/07               409.26               409.26                     36
MO                0                                 1,323.44              1323.44                     36
NC                6            12/01/08               614.29               614.29                      0
OH                6            12/01/07               482.18               482.18                     36
MI                0                                   551.16               551.16                     36
PA                6            11/01/07               361.42               361.42                     24
AZ                6            12/01/07             1,240.74              1240.74                      0
MO                0                                   708.80                708.8                     36
FL                6            12/01/07               490.23               490.23                     24
LA                6            12/01/07               925.75               925.75                      0
GA                0                                   708.01               708.01                      0
OH                6            12/01/07             1,398.46              1398.46                     36
OH                6            11/01/08               643.50                643.5                     36
AZ                6            12/01/07             2,661.41              2661.41                     24
UT                6            12/01/07               551.18               551.18                      0
PA                6            12/01/07               442.71               442.71                     36
VA                6            12/01/07             1,210.40               1210.4                      0
SC                0                                   759.87               759.87                      0
PA                6            12/01/07               483.02               483.02                     24
FL                6            12/01/07             1,506.17              1506.17                     24
NC                6            12/01/07               691.76               691.76                      0
FL                0                                   545.26               545.26                     36
UT                6            12/01/07               815.17               815.17                     24
GA                6            12/01/07             2,397.04              2397.04                      0
OH                6            12/01/07               844.27               844.27                     36
ME                6            12/01/07             1,411.88              1411.88                      0
NJ                6            12/01/07             2,462.22              2462.22                      0
CA                0                                 1,098.17              1098.17                     36
SC                0                                   742.10                742.1                      0
UT                6            12/01/07             1,615.85              1615.85                     24
NY                0                                 2,253.52              2253.52                      0
TN                6            12/01/07               686.42               686.42                     24
MI                0                                 2,275.44              2275.44                     36
NC                6            12/01/08               564.14               564.14                      0
NC                6            12/01/07             1,022.63              1022.63                      0
MI                6            12/01/07               658.94               658.94                     36
FL                0                                   810.27               810.27                     36
PA                6            12/01/07               526.21               526.21                     24
NC                6            11/01/07             2,016.69              2016.69                      0
FL                0                                   565.90                565.9                     36
MI                6            12/01/07               510.85               510.85                     36
TN                6            12/01/07               526.10                526.1                     24
MA                6            12/01/07             1,011.81              1011.81                      0
MO                0                                   425.70                425.7                     36
OH                6            12/01/07             1,679.45              1679.45                     36
PA                6            11/01/07               848.17               848.17                     36
OH                0                                   736.75               736.75                     36
OH                6            12/01/07               839.52               839.52                     36
PA                0                                   482.34               482.34                     36
OH                6            12/01/07             1,207.62              1207.62                     36
OK                6            12/01/07               348.94               348.94                     24
IL                6            12/01/07             1,350.37              1350.37                      0
MI                6            12/01/07               771.92               771.92                     36
OH                6            12/01/07               401.95               401.95                     36
LA                0                                 3,921.90               3921.9                     36
FL                0                                 1,928.21              1928.21                     24
OH                6            12/01/07             1,255.76              1255.76                     36
GA                6            12/01/07             1,877.58              1877.58                      0
FL                6            12/01/07             1,112.28              1112.28                     24
AZ                6            12/01/07             1,041.64              1041.64                      0
SC                6            12/01/07             2,596.65              2596.65                      0
AR                0                                   608.12               608.12                     36
CA                6            12/01/07             3,202.93              3202.93                     36
FL                6            12/01/07               451.06               451.06                     36
NY                0                                 1,497.27              1497.27                      0
PA                6            12/01/07             1,472.66              1472.66                     36
PA                0                                   679.75               679.75                     36
TN                6            12/01/07               416.21               416.21                     24
IA                6            12/01/07             1,451.47              1451.47                      0
NC                6            12/01/07             4,274.27              4274.27                     24
IN                6            12/01/07             1,642.07              1642.07                      0
MI                6            12/01/07             2,155.64              2155.64                     24
CA                6            11/01/07             3,060.39              3060.39                     12
NV                6            11/01/07               769.72               769.72                     12
MI                6            12/01/07               617.09               617.09                     36
GA                6            12/01/07               552.86               552.86                     24
OH                6            12/01/07               667.26               667.26                     36
IN                6            12/01/07               553.09               553.09                     36
OH                6            12/01/07               581.34               581.34                     36
VA                6            12/01/07             1,980.77              1980.77                      0
MI                6            12/01/07               850.78               850.78                     24
AZ                6            12/01/07             3,031.88              3031.88                      0
SC                0                                   731.79               731.79                      0
SC                6            12/01/07               908.83               908.83                      0
SC                6            12/01/07             2,625.74              2625.74                      0
NJ                6            12/01/07             1,511.64              1511.64                      0
GA                6            12/01/07               803.38               803.38                     36
TX                0                                   554.50                554.5                     36
CA                6            12/01/07               846.93               846.93                     24
CA                0                                 3,282.60               3282.6                     36
IL                6            12/01/07             3,024.53              3024.53                      0
NY                6            12/01/07             1,587.77              1587.77                      0
OH                6            12/01/07               525.15               525.15                     36
OH                6            12/01/07               747.38               747.38                     36
MI                6            12/01/07               709.04               709.04                     36
SC                0                                   925.74               925.74                      0
MI                6            12/01/07             1,680.21              1680.21                     36
GA                0                                   907.75               907.75                      0
LA                0                                   916.87               916.87                     36
NC                6            12/01/07             1,043.77              1043.77                      0
GA                6            12/01/07             1,624.15              1624.15                      0
PA                6            12/01/07               762.58               762.58                     24
IL                6            12/01/07               699.10                699.1                      0
MI                6            12/01/07               535.12               535.12                     36
VA                6            12/01/07             1,377.79              1377.79                     24
IL                0                                   652.14               652.14                     36
OH                6            12/01/07               556.35               556.35                     24
NV                0                                 1,552.67              1552.67                     36
MO                6            12/01/07               345.88               345.88                      0
SC                0                                   968.83               968.83                      0
AR                6            12/01/07               717.55               717.55                      0
FL                6            12/01/07             3,011.76              3011.76                      0
OK                0                                   680.30                680.3                     36
DE                6            12/01/07               915.33               915.33                     24
GA                6            12/01/07             1,536.15              1536.15                      0
LA                0                                 2,006.77              2006.77                     36
TN                6            12/01/07               482.34               482.34                     24
MD                6            12/01/07             2,439.47              2439.47                      0
LA                6            12/01/07             1,278.67              1278.67                      0
CO                6            12/01/07               843.18               843.18                      0
MI                6            12/01/07               663.73               663.73                     36
GA                6            12/01/07               971.25               971.25                      0
MI                6            12/01/07               985.96               985.96                     36
GA                0                                   618.27               618.27                      0
OH                6            12/01/07               457.10                457.1                     36
PA                6            12/01/07               408.53               408.53                     36
MD                6            12/01/07             2,578.16              2578.16                      0
VA                6            12/01/07             1,328.27              1328.27                      0
GA                6            12/01/07               851.88               851.88                      0
SC                6            12/01/07             1,081.70               1081.7                      0
SC                6            12/01/07               454.09               454.09                      0
NC                6            12/01/07               823.28               823.28                      0
IL                6            12/01/07               545.13               545.13                      0
NY                6            12/01/07             4,885.04              4885.04                      0
PA                6            12/01/07             2,175.00                 2175                      0
IN                0                                   454.24               454.24                     36
MD                6            12/01/07             1,556.44              1556.44                      0
MA                6            12/01/07             1,445.44              1445.44                      0
VA                6            12/01/07             2,223.33              2223.33                      0
TN                6            12/01/07               960.26               960.26                     24
IN                6            12/01/07               868.19               868.19                      0
MI                0                                   607.30                607.3                     36
TN                6            12/01/07               694.40                694.4                     24
CO                6            12/01/07             1,132.96              1132.96                     24
OK                6            12/01/08               810.08               810.08                     36
SC                6            12/01/07               538.41               538.41                      0
IN                6            12/01/07               614.34               614.34                     36
OK                0                                   694.84               694.84                     36
MO                6            12/01/07               576.23               576.23                     24
PA                0                                   809.23               809.23                     36
PA                0                                   833.48               833.48                     36
SC                6            12/01/07               770.94               770.94                      0
TX                6            12/01/07               487.02               487.02                     36
NC                6            12/01/07             1,980.78              1980.78                      0
MD                6            12/01/07             1,344.00                 1344                      0
MI                0                                   609.22               609.22                     36
VA                6            12/01/07             2,642.25              2642.25                     24
MI                6            12/01/07             1,212.62              1212.62                     24
OH                6            12/01/07             1,385.20               1385.2                     24
SC                6            12/01/07             2,412.93              2412.93                      0
OK                0                                   735.49               735.49                     36
IL                6            12/01/07             1,241.88              1241.88                     24
PA                6            12/01/07               720.66               720.66                     24
OH                6            12/01/07             2,958.50               2958.5                      0
NC                6            12/01/07             1,659.67              1659.67                      0
SC                6            12/01/07             1,502.48              1502.48                      0
CO                6            12/01/07               874.88               874.88                      0
VA                0                                   657.58               657.58                     36
GA                6            10/01/07               810.75               810.75                      0
NJ                6            10/01/08             1,192.67              1192.67                      0
GA                6            10/01/08               809.37               809.37                      0

State     Prepay Penalty Flag     Prepay Penalty Type       Grade      Fico Score     Documentation Type         Lien Position
-----     -------------------     -------------------       -----      ----------     ------------------         -------------
NJ             N                  None                       A-          559          Full Documentation            1
CT             Y                  6 Mo Int (UPB-20%OPB)      A+          594          Full Documentation            1
CO             Y                  6 Mo Int (UPB-20%OPB)      A+          607          Full Documentation            1
TX             N                  None                       M1          579          Stated Documentation          1
TN             Y                  6 Mo Int (UPB-20%OPB)      M2          642          Stated Documentation          1
AL             Y                  6 Mo Int (UPB-20%OPB)      M3          526          Full Documentation            1
TX             N                  None                       M2          564          Full Documentation            1
LA             Y                  5% / 4%                    M1          566          Limited Documentation         1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          562          Full Documentation            1
TX             Y                  6 Mo Int (UPB-20%OPB)      M1          545          Full Documentation            1
GA             N                  None                      Alt A        654          Full Documentation            1
AL             Y                  6 Mo Int (UPB-20%OPB)      M1          536          Full Documentation            1
GA             N                  None                      Alt A        654          Full Documentation            2
AL             Y                  6 Mo Int (UPB-20%OPB)      M1          520          Full Documentation            1
DE             Y                  6 Mo Int (UPB-20%OPB)      M1          612          Full Documentation            2
AL             N                  None                      Alt A        653          Stated Documentation          2
CA             Y                  6 Mo Int (UPB-20%OPB)     DA I/O       681          No Income Verification        1
NC             N                  None                      Alt A        622          Stated Documentation          1
MD             N                  None                       M2          560          Full Documentation            1
NC             N                  None                       M1          551          Full Documentation            1
NY             N                  None                       M2          634          Full Documentation            1
MA             N                  None                       M1          620          Full Documentation            1
OH             Y                  1% UPB                     M1          542          Full Documentation            1
NC             N                  None                       M1          664          Full Documentation            1
WI             Y                  2 Mo Int (UPB-20%OPB)      M1          533          Full Documentation            1
NC             N                  None                       M1          616          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          547          Full Documentation            1
MS             Y                  5% / 4%                    M1          528          Full Documentation            1
MI             N                  None                      Alt A        630          Stated Documentation          1
GA             N                  None                       M1          541          Stated Documentation          1
OH             Y                  1% UPB                     M2          529          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M2          553          Full Documentation            1
OH             Y                  1% UPB                     M1          553          Stated Documentation          1
TN             Y                  6 Mo Int (UPB-20%OPB)      M3          554          Full Documentation            1
LA             Y                  5% / 4%                    M1          525          Full Documentation            1
AZ             N                  None                      Alt A        682          Full Documentation            1
NJ             N                  None                       M3          531          Full Documentation            1
CA             N                  None                      Alt A        732          No Documentation              1
OH             Y                  1% UPB                     M1          618          Stated Documentation          1
OH             Y                  1% UPB                     M2          545          Full Documentation            1
TX             N                  None                       M2          583          Stated Documentation          1
OH             Y                  1% UPB                     M2          525          Full Documentation            1
IN             Y                  2% UPB                     M1          541          Full Documentation            1
IL             N                  None                       M1          623          Stated Documentation          1
MA             N                  None                       M2          628          Limited Documentation         1
IN             Y                  2% UPB                     M1          522          Full Documentation            1
GA             N                  None                       M1          650          Stated Documentation          1
GA             N                  None                      Alt A        712          No Documentation              1
NY             N                  None                      Alt A        699          No Documentation              1
GA             Y                  2% UPB                     M1          661          Stated Documentation          1
AL             Y                  6 Mo Int (UPB-20%OPB)      M1          547          Full Documentation            1
CT             Y                  6 Mo Int (UPB-20%OPB)      M2          612          Full Documentation            1
SC             Y                  6 Mo Int (UPB-20%OPB)      M1          595          Stated Documentation          1
NC             Y                  1% UPB                     M1          561          Full Documentation            1
NC             N                  None                       M1          543          Full Documentation            1
MI             Y                  1% UPB                     M1          620          Full Documentation            1
SC             N                  None                       M2          511          Full Documentation            1
PA             N                  None                      Alt A        652          No Documentation              1
AZ             N                  None                      Alt A        667          Full Documentation            1
IL             N                  None                       M2          521          Full Documentation            1
LA             Y                  5% / 4%                    M1          543          Full Documentation            1
SC             N                  None                       M2          558          Full Documentation            1
WI             N                  None                       M1          562          Full Documentation            1
WV             N                  None                      Alt A        697          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          532          Stated Documentation          1
NC             N                  None                       M2          550          Full Documentation            1
OH             Y                  1% UPB                     M2          574          Stated Documentation          1
MD             N                  None                      Alt A        630          Full Documentation            1
WV             N                  None                       M1          543          Stated Documentation          1
GA             N                  None                       M2          607          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          601          Full Documentation            1
MS             Y                  5% / 4% / 3%               M1          600          Full Documentation            1
NC             N                  None                       M3          542          Full Documentation            1
OH             Y                  1% UPB                     M1          526          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          553          Stated Documentation          1
CO             Y                  6 Mo Int (UPB-20%OPB)      M3          523          Full Documentation            1
AR             Y                  3% / 2% / 1%               M2          561          Full Documentation            1
OH             Y                  1% UPB                     M1          538          Full Documentation            1
CA             N                  None                      Alt A        666          No Documentation              1
MI             Y                  1% UPB                     M1          570          Stated Documentation          1
LA             N                  None                       M2          607          Full Documentation            1
AR             N                  None                       M2          568          Stated Documentation          1
OK             Y                  6 Mo Int (UPB-20%OPB)      M1          581          Full Documentation            1
WV             N                  None                       M2          551          Full Documentation            1
CT             Y                  6 Mo Int (UPB-20%OPB)      M3          528          Full Documentation            1
TN             Y                  6 Mo Int (UPB-20%OPB)     Alt A        649          Full Documentation            1
MO             Y                  2% UPB                     M2          594          Stated Documentation          1
MA             N                  None                       M1          592          Full Documentation            1
MO             Y                  2% UPB                     M1          533          Full Documentation            1
NC             N                  None                       M1          551          Stated Documentation          1
IN             Y                  2% UPB                     M1          670          Stated Documentation          1
OH             Y                  1% UPB                     M1          540          Full Documentation            1
IL             N                  None                       M1          613          Stated Documentation          1
IL             N                  None                       M1          536          Full Documentation            1
AR             Y                  3% / 2% / 1%               M1          571          Full Documentation            1
LA             Y                  5% / 4%                    M2          530          Full Documentation            1
GA             N                  None                      Alt A        671          Stated Documentation          1
SC             N                  None                       M2          694          Stated Documentation          1
MI             Y                  1% UPB                     M3          554          Full Documentation            1
NC             N                  None                      Alt A        661          Stated Documentation          1
LA             Y                  5% / 4%                    M1          555          Limited Documentation         1
GA             N                  None                      Alt A        620          Full Documentation            1
OH             Y                  1% UPB                     M2          538          Full Documentation            1
GA             N                  None                       M2          555          Full Documentation            1
AL             Y                  6 Mo Int (UPB-20%OPB)      M1          524          Full Documentation            1
AZ             Y                  6 Mo Int (UPB-20%OPB)      M3          522          Limited Documentation         1
TX             Y                  6 Mo Int (UPB-20%OPB)     Alt A        630          Full Documentation            1
VT             N                  None                       M1          632          Full Documentation            1
OH             Y                  1% UPB                     M1          666          Full Documentation            1
MI             Y                  1% UPB                     M1          530          Stated Documentation          1
OH             Y                  1% UPB                     M1          574          Stated Documentation          1
SC             N                  None                       M2          607          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)      M2          522          Full Documentation            1
NY             N                  None                       M2          552          Full Documentation            1
IN             Y                  2% UPB                     M1          595          Full Documentation            1
IL             N                  None                       M2          537          Full Documentation            1
SC             N                  None                       M1          544          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        713          Stated Documentation          1
KY             Y                  5% UPB                     M2          538          Full Documentation            1
OH             Y                  1% UPB                    Alt A        694          Stated Documentation          1
IL             N                  None                       M1          574          Stated Documentation          1
MN             Y                  2 Mo Int (UPB-20%OPB)      M2          558          Stated Documentation          1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          548          Stated Documentation          1
OH             Y                  1% UPB                     M1          556          Full Documentation            1
IL             Y                  6 Mo Int (UPB-20%OPB)      M1          567          Full Documentation            1
NC             N                  None                       M1          582          Full Documentation            1
ME             N                  None                      Alt A        622          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        682          No Documentation              1
TX             N                  None                      Alt A        732          Full Documentation            1
IN             Y                  2% UPB                     M1          543          Full Documentation            1
NY             N                  None                      Alt A        641          Full Documentation            1
NJ             N                  None                       M1          665          Full Documentation            1
MA             N                  None                       M1          671          Full Documentation            1
ME             N                  None                       M1          606          Full Documentation            1
IL             Y                  6 Mo Int (UPB-20%OPB)      M2          542          Full Documentation            1
AZ             N                  None                      Alt A        665          Stated Documentation          1
NC             N                  None                      Alt A        729          No Documentation              1
NC             N                  None                       M1          533          Full Documentation            1
MO             Y                  2% UPB                     M4          535          Full Documentation            1
SC             N                  None                       M1          622          Full Documentation            1
MO             Y                  2% UPB                     M1          654          Stated Documentation          1
OH             N                  None                       M1          621          Stated Documentation          1
IN             Y                  2% UPB                     M3          500          Full Documentation            1
MI             Y                  1% UPB                     M3          525          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M2          568          Stated Documentation          1
OH             Y                  1% UPB                     M2          524          Stated Documentation          1
OH             Y                  1% UPB                     M1          583          Full Documentation            1
ME             N                  None                       M2          530          Stated Documentation          1
NJ             N                  None                       M1          591          Stated Documentation          1
IA             N                  None                       M1          677          Full Documentation            1
OH             Y                  1% UPB                     M1          644          Full Documentation            1
VA             Y                  2% UPB                     M1          603          Full Documentation            1
OH             Y                  1% UPB                    Alt A        665          No Documentation              1
MA             N                  None                       M1          574          Stated Documentation          1
MI             Y                  1% UPB                     M1          594          Full Documentation            1
WI             N                  None                       M3          533          Stated Documentation          1
NC             N                  None                       M2          524          Full Documentation            1
CO             Y                  6 Mo Int (UPB-20%OPB)      M2          639          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          581          Stated Documentation          1
MI             Y                  1% UPB                     M3          561          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          588          Full Documentation            1
MT             Y                  6 Mo Int (UPB-20%OPB)      M2          532          Limited Documentation         1
ME             N                  None                       M1          553          Stated Documentation          1
TN             Y                  6 Mo Int (UPB-20%OPB)      M1          598          Full Documentation            1
MI             Y                  1% UPB                     M1          592          Full Documentation            1
TN             Y                  6 Mo Int (UPB-20%OPB)      M2          545          Full Documentation            1
NC             N                  None                      Alt A        652          Stated Documentation          1
IN             Y                  2% UPB                     M1          588          Full Documentation            1
MA             N                  None                       M1          616          Full Documentation            1
MD             N                  None                      Alt A        643          Full Documentation            1
MO             Y                  2% UPB                     M2          531          Full Documentation            1
MA             N                  None                       M1          600          Stated Documentation          1
OH             Y                  1% UPB                     M1          660          Stated Documentation          1
OH             Y                  1% UPB                     M2          566          Full Documentation            1
IL             N                  None                      Alt A        651          Stated Documentation          1
NC             N                  None                       M2          531          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          681          Stated Documentation          1
NC             N                  None                       M1          603          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        638          Full Documentation            1
OH             Y                  1% UPB                     M1          553          Stated Documentation          1
SC             N                  None                      Alt A        630          Full Documentation            1
MI             Y                  1% UPB                     M1          557          Full Documentation            1
AZ             Y                  6 Mo Int (UPB-20%OPB)      M1          572          Full Documentation            1
OH             Y                  1% UPB                     M1          548          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          602          Stated Documentation          1
MD             N                  None                      Alt A        644          Stated Documentation          1
MD             N                  None                       M2          670          Stated Documentation          1
IL             N                  None                      Alt A        662          Stated Documentation          1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        644          Stated Documentation          1
SC             N                  None                       M3          522          Limited Documentation         1
MD             N                  None                      Alt A        673          Stated Documentation          1
CT             N                  None                      Alt A        687          No Documentation              1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        682          Full Documentation            1
LA             Y                  5% / 4% / 3%               M1          605          Full Documentation            1
CT             Y                  6 Mo Int (UPB-20%OPB)     Alt A        721          No Documentation              1
CA             N                  None                      Alt A        689          Stated Documentation          1
WI             N                  None                       M2          521          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          580          Limited Documentation         1
SC             N                  None                      Alt A        645          Stated Documentation          1
MO             Y                  2% UPB                     M1          521          Full Documentation            1
OH             Y                  1% UPB                     M1          581          Full Documentation            1
MI             Y                  1% UPB                     M2          584          Full Documentation            1
MD             N                  None                       M1          553          Full Documentation            1
ME             N                  None                       M1          607          Full Documentation            1
NY             N                  None                      Alt A        695          Full Documentation            1
OH             Y                  1% UPB                     M1          522          Full Documentation            1
NC             Y                  1% UPB                     M1          611          Full Documentation            1
NC             Y                  1% UPB                     M1          520          Full Documentation            1
NY             N                  None                       M1          542          Stated Documentation          1
GA             N                  None                       M1          562          Stated Documentation          1
CA             N                  None                      Alt A        711          Stated Documentation          1
NY             N                  None                       M1          619          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          684          Stated Documentation          1
CT             N                  None                      Alt A        654          Stated Documentation          1
CT             N                  None                      Alt A        655          Stated Documentation          1
NJ             N                  None                       M1          539          Stated Documentation          1
NC             N                  None                       M3          550          Full Documentation            1
NC             Y                  1% UPB                     M1          596          Stated Documentation          1
MI             Y                  1% UPB                     M1          553          Full Documentation            1
GA             N                  None                      Alt A        622          Full Documentation            1
IL             N                  None                       M1          631          Full Documentation            1
VA             Y                  2% UPB                     M1          549          Full Documentation            1
SC             N                  None                       M1          551          Full Documentation            1
IL             N                  None                      Alt A        727          No Documentation              1
OH             Y                  1% UPB                     M3          538          Full Documentation            1
OH             Y                  1% UPB                     M1          597          Full Documentation            1
NC             N                  None                       M1          552          Stated Documentation          1
MD             N                  None                       M4          529          Full Documentation            1
TN             Y                  6 Mo Int (UPB-20%OPB)      M1          537          Full Documentation            1
MD             N                  None                       M1          678          Stated Documentation          1
MI             N                  None                      Alt A        640          Full Documentation            1
MO             Y                  2% UPB                     M2          503          Full Documentation            1
LA             Y                  5% / 4%                    M1          591          Full Documentation            1
GA             N                  None                      Alt A        635          Full Documentation            1
MN             Y                  2 Mo Int (UPB-20%OPB)      M1          583          Full Documentation            1
MI             Y                  1% UPB                     M1          577          Stated Documentation          1
MT             Y                  6 Mo Int (UPB-20%OPB)     Alt A        696          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        699          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          672          Full Documentation            1
MA             N                  None                       M3          525          Stated Documentation          1
NC             N                  None                      Alt A        629          Stated Documentation          1
WI             N                  None                       M1          546          Full Documentation            1
ME             N                  None                       M1          525          Full Documentation            1
NV             N                  None                      Alt A        776          No Documentation              1
MI             Y                  1% UPB                    Alt A        627          Stated Documentation          1
MI             Y                  1% UPB                     M2          503          Full Documentation            1
IA             N                  None                       M1          544          Full Documentation            1
GA             N                  None                       M1          529          Full Documentation            1
NC             N                  None                      Alt A        639          Stated Documentation          1
OH             Y                  1% UPB                    Alt A        785          Full Documentation            1
MI             Y                  1% UPB                     M2          567          Full Documentation            1
AZ             Y                  6 Mo Int (UPB-20%OPB)      M1          563          Full Documentation            1
OH             Y                  1% UPB                     M1          567          Full Documentation            1
AR             Y                  3% / 2% / 1%              Alt A        720          Full Documentation            1
NY             N                  None                       M1          559          Full Documentation            1
MI             Y                  1% UPB                    Alt A        681          No Documentation              1
MI             Y                  1% UPB                     M1          559          Stated Documentation          1
MD             N                  None                       M1          593          Full Documentation            1
CA             N                  None                      Alt A        713          Stated Documentation          1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          541          Full Documentation            1
SC             N                  None                       M1          631          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M2          616          Stated Documentation          1
OH             Y                  1% UPB                    Alt A        621          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        625          Full Documentation            1
MS             Y                  5% / 4% / 3%               M1          521          Full Documentation            1
IN             Y                  2% UPB                     M2          518          Full Documentation            1
NC             N                  None                      Alt A        653          Stated Documentation          1
NC             N                  None                      Alt A        665          Stated Documentation          1
AZ             N                  None                      Alt A        686          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        685          No Documentation              1
OH             Y                  1% UPB                     M2          583          Full Documentation            1
NC             N                  None                      Alt A        642          Full Documentation            1
MD             N                  None                      Alt A        631          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          628          Stated Documentation          1
OH             Y                  1% UPB                     M1          553          Stated Documentation          1
WV             N                  None                       M2          521          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        748          Stated Documentation          1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          554          Full Documentation            1
AR             Y                  3% / 2% / 1%               M2          544          Limited Documentation         1
MD             N                  None                      Alt A        666          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        738          Stated Documentation          1
OH             Y                  1% UPB                     M1          539          Full Documentation            1
AZ             N                  None                      Alt A        709          Stated Documentation          1
NC             N                  None                       M1          606          Stated Documentation          1
KS             N                  None                       M1          537          Full Documentation            1
SC             N                  None                       M2          558          Full Documentation            1
MN             Y                  2 Mo Int (UPB-20%OPB)      M2          565          Stated Documentation          1
AZ             N                  None                       M3          530          Limited Documentation         1
MI             Y                  1% UPB                    Alt A        640          No Documentation              1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          562          Stated Documentation          1
MA             N                  None                      Alt A        785          No Documentation              1
AZ             Y                  6 Mo Int (UPB-20%OPB)      M1          575          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        622          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        661          Stated Documentation          1
GA             N                  None                      Alt A        680          Full Documentation            1
SC             N                  None                       M1          604          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        665          Stated Documentation          1
MA             N                  None                      Alt A        634          No Documentation              1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        737          Stated Documentation          1
VA             Y                  2% UPB                     M2          552          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          583          Full Documentation            1
NY             N                  None                       M1          652          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          764          Full Documentation            1
IN             Y                  2% UPB                     M2          533          Full Documentation            1
MI             Y                  1% UPB                     M2          561          Full Documentation            1
MI             Y                  1% UPB                    Alt A        665          Full Documentation            1
OH             Y                  1% UPB                     M1          651          Limited Documentation         1
MO             Y                  2% UPB                     M1          537          Full Documentation            1
LA             N                  None                      Alt A        654          Stated Documentation          1
MD             N                  None                      Alt A        642          Stated Documentation          1
CO             N                  None                      Alt A        702          Stated Documentation          1
MD             N                  None                      Alt A        655          Stated Documentation          1
CT             Y                  6 Mo Int (UPB-20%OPB)     Alt A        635          Full Documentation            1
AL             Y                  6 Mo Int (UPB-20%OPB)      M3          520          Full Documentation            1
DE             Y                  6 Mo Int (UPB-20%OPB)      M1          558          Stated Documentation          1
IL             N                  None                      Alt A        666          Full Documentation            1
MI             Y                  1% UPB                     M1          564          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          534          Full Documentation            1
VA             N                  None                      Alt A        666          Stated Documentation          1
TN             Y                  6 Mo Int (UPB-20%OPB)      M1          538          Full Documentation            1
GA             N                  None                       M3          552          Full Documentation            1
OK             Y                  6 Mo Int (UPB-20%OPB)      M2          546          Limited Documentation         1
MO             Y                  2% UPB                     M2          528          Full Documentation            1
IL             N                  None                       M3          531          Full Documentation            1
NY             N                  None                       M1          686          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        647          Full Documentation            1
KS             N                  None                       M1          543          Full Documentation            1
CA             N                  None                       M1          643          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        741          Full Documentation            1
SC             N                  None                       M1          625          Full Documentation            1
IN             Y                  2% UPB                    Alt A        640          Full Documentation            1
OH             Y                  1% UPB                     M1          547          Full Documentation            1
OH             Y                  1% UPB                     M2          552          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        693          Full Documentation            1
GA             N                  None                       M1          580          Full Documentation            1
IL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        670          Full Documentation            1
UT             N                  None                      Alt A        665          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        641          Stated Documentation          1
MO             Y                  2% UPB                    Alt A        682          No Documentation              1
CA             N                  None                      Alt A        683          Stated Documentation          1
MN             Y                  2 Mo Int (UPB-20%OPB)      M2          612          Stated Documentation          1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          649          Full Documentation            1
KS             N                  None                       M1          591          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          539          Limited Documentation         1
WY             Y                  6 Mo Int (UPB-20%OPB)     Alt A        713          Stated Documentation          1
IN             Y                  2% UPB                     M1          580          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          646          Full Documentation            1
AL             Y                  6 Mo Int (UPB-20%OPB)      M1          522          Full Documentation            1
AZ             Y                  6 Mo Int (UPB-20%OPB)      M1          591          Full Documentation            1
MI             Y                  1% UPB                     M2          548          Full Documentation            1
SC             N                  None                       M2          551          Full Documentation            1
AL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        717          Stated Documentation          1
VA             Y                  2% UPB                     M1          634          Full Documentation            1
NC             N                  None                       M2          542          Stated Documentation          1
GA             N                  None                       M1          607          Full Documentation            1
MI             Y                  1% UPB                     M1          592          Stated Documentation          1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          586          Stated Documentation          1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          600          Full Documentation            1
OH             Y                  1% UPB                     M1          534          Full Documentation            1
OH             Y                  1% UPB                     M2          673          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        676          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M2          556          Stated Documentation          1
NC             Y                  1% UPB                    Alt A        679          No Documentation              1
WY             Y                  6 Mo Int (UPB-20%OPB)      M1          555          Stated Documentation          1
CA             N                  None                       M1          542          Stated Documentation          1
NC             N                  None                       M2          540          Full Documentation            1
GA             N                  None                      Alt A        672          Stated Documentation          1
PA             Y                  6 Mo Int (UPB-20%OPB)      M2          520          Full Documentation            1
NM             N                  None                       M1          609          Full Documentation            1
MD             N                  None                       M3          534          Full Documentation            1
MI             Y                  1% UPB                     M1          639          Stated Documentation          1
OH             Y                  1% UPB                     M1          551          Full Documentation            1
SC             N                  None                      Alt A        668          Full Documentation            1
IN             Y                  2% UPB                     M3          540          Full Documentation            1
MI             Y                  1% UPB                     M1          554          Stated Documentation          1
MI             Y                  1% UPB                     M2          554          Full Documentation            1
ME             N                  None                       M1          556          Stated Documentation          1
WV             N                  None                       M2          565          Full Documentation            1
MS             Y                  5% / 4%                    M2          566          Full Documentation            1
OH             Y                  1% UPB                     M1          664          Stated Documentation          1
MN             Y                  2 Mo Int (UPB-20%OPB)      M2          535          Full Documentation            1
ME             N                  None                       M2          618          Stated Documentation          1
WI             N                  None                       M3          535          Stated Documentation          1
OH             Y                  1% UPB                    Alt A        650          Stated Documentation          1
GA             N                  None                      Alt A        632          Full Documentation            1
AZ             N                  None                      Alt A        688          Stated Documentation          1
MI             Y                  1% UPB                    Alt A        635          Stated Documentation          1
IN             Y                  2% UPB                     M2          582          Stated Documentation          1
OH             Y                  1% UPB                     M2          536          Full Documentation            1
IN             Y                  2% UPB                     M2          563          Stated Documentation          1
AZ             N                  None                      Alt A        651          Stated Documentation          1
OH             Y                  1% UPB                     M1          577          Stated Documentation          1
MI             Y                  1% UPB                     M1          544          Stated Documentation          1
VA             N                  None                      Alt A        650          Stated Documentation          1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          694          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          567          Full Documentation            1
MI             Y                  1% UPB                     M1          653          Stated Documentation          1
OH             Y                  1% UPB                    Alt A        691          Stated Documentation          1
OH             Y                  1% UPB                     M1          520          Full Documentation            1
OH             Y                  1% UPB                     M1          529          Full Documentation            1
MS             Y                  5% / 4% / 3%               M1          660          Stated Documentation          1
VA             Y                  2% UPB                    Alt A        620          No Documentation              1
AZ             N                  None                      Alt A        669          Stated Documentation          1
WA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        708          Full Documentation            1
GA             N                  None                       M1          656          Stated Documentation          1
AZ             N                  None                      Alt A        651          No Documentation              1
MI             Y                  1% UPB                     M1          550          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          619          Stated Documentation          1
GA             N                  None                      Alt A        666          Stated Documentation          1
GA             N                  None                       M1          644          Stated Documentation          1
MD             N                  None                      Alt A        697          Full Documentation            1
TX             Y                  6 Mo Int (UPB-20%OPB)      M1          622          Full Documentation            1
IN             Y                  2% UPB                     M1          535          Stated Documentation          1
MA             N                  None                       M1          594          Full Documentation            1
NY             N                  None                       M1          640          Stated Documentation          1
MA             N                  None                      Alt A        631          Full Documentation            1
VA             Y                  2% UPB                    Alt A        707          Stated Documentation          1
NY             N                  None                      Alt A        658          Stated Documentation          1
OH             Y                  1% UPB                     M2          520          Full Documentation            1
MS             Y                  5% / 4% / 3%               M1          602          Full Documentation            1
NV             N                  None                      Alt A        674          Stated Documentation          1
MI             Y                  1% UPB                     M1          546          Stated Documentation          1
MA             N                  None                      Alt A        658          Stated Documentation          1
OH             Y                  1% UPB                     M1          588          Stated Documentation          1
IN             Y                  2% UPB                     M1          616          Stated Documentation          1
MD             N                  None                      Alt A        693          Full Documentation            1
MD             N                  None                      Alt A        642          Stated Documentation          1
DE             Y                  6 Mo Int (UPB-20%OPB)      M1          681          Full Documentation            1
OH             Y                  1% UPB                     M1          675          Stated Documentation          1
MO             Y                  2% UPB                    Alt A        676          Full Documentation            1
NC             N                  None                       M1          613          Full Documentation            1
OH             Y                  1% UPB                     M4          536          Full Documentation            1
MI             Y                  1% UPB                    Alt A        651          Stated Documentation          1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          677          Full Documentation            1
AZ             N                  None                      Alt A        716          Stated Documentation          1
MO             Y                  2% UPB                     M2          601          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        624          Full Documentation            1
LA             N                  None                       M1          680          Full Documentation            1
GA             N                  None                       M1          525          Full Documentation            1
OH             Y                  1% UPB                     M1          564          Full Documentation            1
OH             Y                  1% UPB                     M1          637          Full Documentation            1
AZ             Y                  6 Mo Int (UPB-20%OPB)      M1          559          Full Documentation            1
UT             N                  None                      Alt A        643          Stated Documentation          1
PA             Y                  6 Mo Int (UPB-20%OPB)      M2          519          Full Documentation            1
VA             N                  None                      Alt A        662          Stated Documentation          1
SC             N                  None                       M1          607          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          555          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          560          Full Documentation            1
NC             N                  None                       M1          591          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        648          Full Documentation            1
UT             Y                  6 Mo Int (UPB-20%OPB)      M2          571          Full Documentation            1
GA             N                  None                       M1          551          Full Documentation            1
OH             Y                  1% UPB                     M1          539          Full Documentation            1
ME             N                  None                       M1          605          Full Documentation            1
NJ             N                  None                       M3          542          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          716          Full Documentation            1
SC             N                  None                      Alt A        626          Full Documentation            1
UT             Y                  6 Mo Int (UPB-20%OPB)      M1          520          Full Documentation            1
NY             N                  None                       M1          717          Full Documentation            1
TN             Y                  6 Mo Int (UPB-20%OPB)      M1          575          Full Documentation            1
MI             Y                  1% UPB                    Alt A        717          Stated Documentation          1
NC             N                  None                      Alt A        724          No Documentation              1
NC             N                  None                       M3          521          Full Documentation            1
MI             Y                  1% UPB                     M1          664          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        733          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          599          Full Documentation            1
NC             N                  None                       M1          563          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        679          Stated Documentation          1
MI             Y                  1% UPB                     M1          601          Full Documentation            1
TN             Y                  6 Mo Int (UPB-20%OPB)      M1          559          Limited Documentation         1
MA             N                  None                       M1          590          Full Documentation            1
MO             Y                  2% UPB                    Alt A        635          Full Documentation            1
OH             Y                  1% UPB                    Alt A        625          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          610          Stated Documentation          1
OH             Y                  1% UPB                    Alt A        635          Full Documentation            1
OH             Y                  1% UPB                     M1          559          Stated Documentation          1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          571          Full Documentation            1
OH             Y                  1% UPB                     M3          580          Full Documentation            1
OK             Y                  6 Mo Int (UPB-20%OPB)      M1          545          Full Documentation            1
IL             N                  None                       M3          626          Limited Documentation         1
MI             Y                  1% UPB                     M1          567          Full Documentation            1
OH             Y                  1% UPB                     M1          543          Full Documentation            1
LA             Y                  5% / 4% / 3%              Alt A        635          Full Documentation            1
FL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        663          Full Documentation            1
OH             Y                  1% UPB                     M1          564          Full Documentation            1
GA             N                  None                       M1          579          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          550          Stated Documentation          1
AZ             N                  None                      Alt A        692          No Documentation              1
SC             N                  None                       M2          558          Stated Documentation          1
AR             Y                  3% / 2% / 1%               M2          605          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          530          Stated Documentation          1
FL             Y                  6 Mo Int (UPB-20%OPB)      M1          541          Stated Documentation          1
NY             N                  None                      Alt A        740          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M3          566          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        726          Stated Documentation          1
TN             Y                  6 Mo Int (UPB-20%OPB)      M1          551          Full Documentation            1
IA             N                  None                       M2          630          Full Documentation            1
NC             Y                  1% UPB                     M1          594          Stated Documentation          1
IN             N                  None                      Alt A        668          No Documentation              1
MI             Y                  1% UPB                     M2          582          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M1          597          Stated Documentation          1
NV             Y                  6 Mo Int (UPB-20%OPB)      M2          577          Stated Documentation          1
MI             Y                  1% UPB                     M2          573          Full Documentation            1
GA             Y                  6 Mo Int (UPB-20%OPB)      M1          634          Stated Documentation          1
OH             Y                  1% UPB                     M1          574          Stated Documentation          1
IN             Y                  2% UPB                     M1          542          Stated Documentation          1
OH             Y                  1% UPB                     M1          666          Stated Documentation          1
VA             N                  None                      Alt A        671          Stated Documentation          1
MI             Y                  1% UPB                     M2          547          Stated Documentation          1
AZ             N                  None                      Alt A        709          No Documentation              1
SC             N                  None                       M2          521          Full Documentation            1
SC             N                  None                      Alt A        624          Full Documentation            1
SC             N                  None                       M1          550          Full Documentation            1
NJ             N                  None                       M3          520          Stated Documentation          1
GA             Y                  6 Mo Int (UPB-20%OPB)      M1          633          Full Documentation            1
TX             Y                  6 Mo Int (UPB-20%OPB)     Alt A        648          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)      M2          524          Full Documentation            1
CA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        707          Stated Documentation          1
IL             N                  None                       M2          518          Stated Documentation          1
NY             N                  None                       M1          639          Full Documentation            1
OH             Y                  1% UPB                     M2          584          Full Documentation            1
OH             Y                  1% UPB                     M2          561          Full Documentation            1
MI             Y                  1% UPB                     M1          581          Full Documentation            1
SC             N                  None                       M2          607          Full Documentation            1
MI             Y                  1% UPB                     M2          592          Full Documentation            1
GA             N                  None                      Alt A        629          Full Documentation            1
LA             Y                  5% / 4% / 3%              Alt A        694          No Documentation              1
NC             N                  None                      Alt A        648          Stated Documentation          1
GA             N                  None                       M1          672          Stated Documentation          1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          560          Full Documentation            1
IL             N                  None                       M2          554          Stated Documentation          1
MI             Y                  1% UPB                     M2          522          Full Documentation            1
VA             Y                  2% UPB                     M2          581          Full Documentation            1
IL             Y                  6 Mo Int (UPB-20%OPB)      M1          562          Full Documentation            1
OH             Y                  1% UPB                     M1          588          Full Documentation            1
NV             Y                  6 Mo Int (UPB-20%OPB)      M1          684          Full Documentation            1
MO             N                  None                      Alt A        685          Full Documentation            1
SC             N                  None                       M1          553          Full Documentation            1
AR             N                  None                      Alt A        625          Full Documentation            1
FL             N                  None                      Alt A        654          Stated Documentation          1
OK             Y                  6 Mo Int (UPB-20%OPB)      M1          604          Full Documentation            1
DE             Y                  6 Mo Int (UPB-20%OPB)     Alt A        635          Full Documentation            1
GA             N                  None                       M1          550          Stated Documentation          1
LA             Y                  5% / 4% / 3%               M2          554          Full Documentation            1
TN             Y                  6 Mo Int (UPB-20%OPB)      M1          583          Stated Documentation          1
MD             N                  None                       M1          550          Full Documentation            1
LA             N                  None                      Alt A        678          Stated Documentation          1
CO             N                  None                      Alt A        633          No Documentation              1
MI             Y                  1% UPB                     M1          605          Stated Documentation          1
GA             N                  None                       M1          604          Stated Documentation          1
MI             Y                  1% UPB                     M1          527          Full Documentation            1
GA             N                  None                      Alt A        631          Full Documentation            1
OH             Y                  1% UPB                     M1          595          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        653          Stated Documentation          1
MD             N                  None                      Alt A        683          Stated Documentation          1
VA             N                  None                      Alt A        705          Stated Documentation          1
GA             N                  None                       M1          553          Full Documentation            1
SC             N                  None                      Alt A        675          Stated Documentation          1
SC             N                  None                      Alt A        656          Stated Documentation          1
NC             N                  None                      Alt A        641          Stated Documentation          1
IL             N                  None                       M1          645          Stated Documentation          1
NY             N                  None                       M2          531          Stated Documentation          1
PA             N                  None                      Alt A        634          Stated Documentation          1
IN             Y                  2% UPB                     M1          686          Full Documentation            1
MD             N                  None                      Alt A        660          Stated Documentation          1
MA             N                  None                       M1          590          Full Documentation            1
VA             N                  None                      Alt A        659          Stated Documentation          1
TN             Y                  6 Mo Int (UPB-20%OPB)     Alt A        656          Stated Documentation          1
IN             N                  None                       M2          654          Full Documentation            1
MI             Y                  1% UPB                     M1          555          Full Documentation            1
TN             Y                  6 Mo Int (UPB-20%OPB)     Alt A        656          Stated Documentation          1
CO             Y                  6 Mo Int (UPB-20%OPB)     Alt A        631          Full Documentation            1
OK             Y                  6 Mo Int (UPB-20%OPB)      M2          637          Stated Documentation          1
SC             N                  None                       M1          525          Stated Documentation          1
IN             Y                  2% UPB                     M1          546          Stated Documentation          1
OK             Y                  6 Mo Int (UPB-20%OPB)     Alt A        638          No Documentation              1
MO             Y                  2% UPB                     M1          571          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)     Alt A        629          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          735          Full Documentation            1
SC             N                  None                       M1          582          Full Documentation            1
TX             Y                  6 Mo Int (UPB-20%OPB)      M2          646          Stated Documentation          1
NC             N                  None                       M1          638          Stated Documentation          1
MD             N                  None                      Alt A        700          Stated Documentation          1
MI             Y                  1% UPB                    Alt A        624          Stated Documentation          1
VA             Y                  2% UPB                    Alt A        686          No Documentation              1
MI             Y                  1% UPB                     M3          527          Limited Documentation         1
OH             Y                  1% UPB                     M1          565          Full Documentation            1
SC             N                  None                      Alt A        655          Stated Documentation          1
OK             Y                  6 Mo Int (UPB-20%OPB)     Alt A        632          Full Documentation            1
IL             Y                  6 Mo Int (UPB-20%OPB)     Alt A        666          Full Documentation            1
PA             Y                  6 Mo Int (UPB-20%OPB)      M1          551          Full Documentation            1
OH             N                  None                      Alt A        634          Stated Documentation          1
NC             N                  None                      Alt A        660          Stated Documentation          1
SC             N                  None                       M1          611          Stated Documentation          1
CO             N                  None                      Alt A        640          Full Documentation            1
VA             Y                  2% UPB                    Alt A        643          Full Documentation            1
GA             N                  None                       DA          717          Full Documentation            1
NJ             N                  None                       DA          583          Full Documentation            1
GA             N                  None                      DA I/O       608          Full Documentation            1Exhibit 10.1

    

      Exhibit
        10.1

      

      

      

      

      

      

      

      

      

      

      

      The
        CORPORATEplan for
        RetirementSM

      EXECUTIVE
        PLAN

      

      BASIC
        PLAN DOCUMENT

      

      

      

      

      

      

      

      

      

      

       

      

      

      

      

      IMPORTANT
        NOTE

      

      This
        document has not been approved by the Department of Labor, the Internal Revenue
        Service or any other governmental entity. An Adopting Employer must determine
        whether the plan is subject to the Federal securities laws and the securities
        laws of the various states. An Adopting Employer may not rely on this document
        to ensure any particular tax consequences or to ensure that the Plan is
“unfunded and maintained primarily for the purpose of providing deferred
        compensation to a select group of management or highly compensated employees”
under the Employee Retirement Income Security Act with respect to the Employers
        particular situation. Fidelity Management Trust Company, its affiliates and
        employees cannot provide you with legal advice in connection with the execution
        of this document. This document should be reviewed by the Employer’s attorney
        prior to execution.

      
        
          
          

        

        
          
            

          

        

        
          
          

        

      

      

      CORPORATEplan
        for EXECUTIVE

      BASIC
        PLAN DOCUMENT

      

      
        	
                ARTICLE
                  1

              	 
	 	
                ADOPTION
                  AGREEMENT

              
	 	 	 	 
	
                ARTICLE
                  2

              	 
	 	
                DEFINITIONS

              
	 	 	 	 
	
                2.01

              	
                -

              	
                Definitions

              
	 	 	 
	
                ARTICLE
                  3

              
	 	
                PARTICIPATION

              
	 	 	 
	
                3.01

              	
                -

              	
                Date
                  of Participation

              
	
                3.02

              	
                -

              	
                Resumption
                  of Participation Following Re employment

              
	
                3.03

              	
                -

              	
                Cessation
                  or Resumption of Participation Following a Change in
                  Status

              
	 	 	 
	
                ARTICLE
                  4

              
	 	
                CONTRIBUTIONS

              
	 	 	 
	
                4.01

              	
                -

              	
                Deferral
                  Contributions

              
	
                4.02

              	
                -

              	
                Matching
                  Contributions

              
	
                4.03

              	
                -

              	
                Employer
                  Contributions

              
	
                4.04

              	
                -

              	
                Time
                  of Making Contributions

              
	 	 	 
	
                ARTICLE
                  5

              
	 	
                PARTICIPANTS’
                  ACCOUNTS

              
	 	 	 
	
                5.01

              	
                -

              	
                Individual
                  Accounts

              
	 	 	 
	
                ARTICLE
                  6

              
	 	
                INVESTMENT
                  OF CONTRIBUTIONS

              
	 	 	 
	
                6.01

              	
                -

              	
                Manner
                  of Investment

              
	
                6.02

              	
                -

              	
                Investment
                  Decisions

              
	 	 	 
	
                ARTICLE
                  7

              
	 	
                RIGHT
                  TO BENEFITS

              
	
                7.01

              	
                -

              	
                Normal
                  or Early Retirement

              
	
                7.02

              	
                -

              	
                Death

              
	
                7.03

              	
                -

              	
                Other
                  Termination of Employment

              
	
                7.04

              	
                -

              	
                Separate
                  Account

              
	
                7.05

              	
                -

              	
                Forfeitures

              
	
                7.06

              	
                -

              	
                Adjustment
                  for Investment Experience

              
	
                7.07

              	
                -

              	
                Unforeseeable
                  Emergency Withdrawals

              
	
                7.08

              	
                -

              	
                Change
                  in Control

              

      

      

      
        
          
          

        

        
          
            

          

        

        
          
          

        

      

      

      
        	
                ARTICLE
                  8

              
	 	
                DISTRIBUTION
                  OF BENEFITS PAYABLE AFTER TERMINATION OF SERVICE

              
	 	 	 
	
                8.01

              	
                -

              	
                Distribution
                  of Benefits to Participants and Beneficiaries

              
	
                8.02

              	
                -

              	
                Determination
                  of Method of Distribution

              
	
                8.03

              	
                -

              	
                Notice
                  to Trustee

              
	
                8.04

              	
                -

              	
                Time
                  of Distribution

              
	 	 	 
	
                ARTICLE
                  9

              
	 	
                AMENDMENT
                  AND TERMINATION

              
	 	 	 
	
                9.01

              	
                -

              	
                Amendment
                  by Employer

              
	
                9.02

              	
                -

              	
                Retroactive
                  Amendments

              
	
                9.03

              	
                -

              	
                Termination

              
	
                9.04

              	
                -

              	
                Distribution
                  Upon Termination of the Plan

              
	 	 	 
	
                ARTICLE
                  10

              
	 	
                MISCELLANEOUS

              
	 	 	 
	
                10.01

              	
                -

              	
                Communication
                  to Participants

              
	
                10.02

              	
                -

              	
                Limitation
                  of Rights

              
	
                10.03

              	
                -

              	
                Nonalienability
                  of Benefits

              
	
                10.04

              	
                -

              	
                Facility
                  of Payment

              
	
                10.05

              	
                -

              	
                Information
                  between Employer and Trustee

              
	
                10.06

              	
                -

              	
                Notices

              
	
                10.07

              	
                -

              	
                Governing
                  Law

              
	 	 	 
	
                ARTICLE
                  11

              
	 	
                PLAN
                  ADMINISTRATION

              
	 	 	 
	
                11.01

              	
                -

              	
                Powers
                  and responsibilities of the Administrator

              
	
                11.02

              	
                -

              	
                Nondiscriminatory
                  Exercise of Authority

              
	
                11.03

              	
                -

              	
                Claims
                  and Review Procedures

              

      

      

      

       

      
        
          
          

        

        
          
            

          

        

        
          
          

        

      

      

      PREAMBLE

      

      It
        is the intention of the Employer to establish herein an unfunded plan maintained
        solely for the purpose of providing deferred compensation for a select group
        of
        management or highly compensated employees as provided in
        ERISA.

      

      Article
        1. Adoption
        Agreement.

      

      Article
        2. Definitions.

      

      2.01. Definitions.

      

      (a) Wherever
        used herein, the following terms have the meanings set forth below, unless
        a
        different meaning is clearly required by the context:

      

      (1) “Account”
        means an account established on the books of the Employer for the purpose
        of
        recording amounts credited on behalf of a Participant and any income, expenses,
        gains or losses included thereon.

      

      (2) “Administrator”
        means the Employer adopting this Plan, or other person designated by the
        Employer in Section 1.01(b).

      

      (3) “Adoption
        Agreement” means Article 1, under which the Employer establishes and adopts or
        amends the Plan and designates the optional provisions selected by the Employer.
        The provisions of the Adoption Agreement shall be an integral part of the
        Plan.

      

      (4) “Beneficiary”
        means the person or persons entitled under Section 7.02 to receive benefits
        under the Plan upon the death of a Participant.

      

      (5) “Bonus”
        means any performance-based Compensation based on services performed for
        the
        Employer over a period of at least 12 months.

      

      (6) “Change
        of Control” means a change in the ownership or effective control of the
        Employer, or a substantial portion of the Employer’s assets as defined in the
        regulations under Code Section 409A.

      

      (7) “Code”
        means the Internal Revenue Code of 1986, as amended from time to
        time.

      

      
        
          
          

        

        
          
            

          

        

        
          
          

        

      

      (8) “Compensation”
        means for purposes of Article 4 (Contributions) wages as defined in Section
        3401(a) of the Code and all other payments of compensation to an employee
        by the
        Employer (in the course of the Employer’s trade or business) for which the
        Employer is required to furnish the employee a written statement under Section
        6041(d) and 6051(a)(3) of the Code, excluding any items elected by the Employer
        in Section 1.04, reimbursements or other expense allowances, fringe benefits
        (cash and non-cash), moving expenses, deferred compensation and welfare
        benefits, but including amounts that are not includable in the gross income
        of
        the Participant under a salary reduction agreement by reason of the application
        of Sections 125, 132(f)(4), 402(e)(3), 402(h) or 403(b) of the Code.
        Compensation shall be determined without regard to any rules under Section
        3401(a) of the Code that limit the remuneration included in wages based on
        the
        nature or location of the employment or the services performed (such as the
        exception for agricultural labor in Section 3401(a)(2) of the
        Code).

       

      Compensation
        shall also include amounts deferred pursuant to an election under Section
        4.01.

       

      In
        the
        case of any Self-Employed Individual or an Owner-Employee, Compensation means
        the Self-Employed Individual’s Earned income.

      

      (9) “Earned
        Income” means the net earnings of a Self-Employed Individual derived from the
        trade or business with respect to which the Plan is established and for which
        the personal services of such individual are a material income-providing
        factor,
        excluding any items not included in gross income and the deductions allocated
        to
        such items, except that for taxable years beginning after December 31, 1989
        net
        earnings shall be determined with regard to the deduction allowed under Section
        164(f) of the Code, to the extent applicable to the Employer. Net earnings
        shall
        be reduced by contributions of the Employer to any qualified plan, to the
        extent
        a deduction is allowed to the Employer for such contributions under Section
        404
        of the Code.

      

      (10) “Employee”
        means any employee of the Employer, Self-Employed Individual or
        Owner-Employee.

      

      (11) “Employer”
        means the employer named in Section 1.02(a) and any Related Employers designated
        in Section 1.02(b).

      

      (12) “Employment
        Commencement Date” means the date on which the Employee first performs an Hour
        of Service.

      

      (13) “Entry
        Date” means the date(s) designated in Section 1.03(b).

      

      (14) “ERISA”
        means the Employee Retirement Income Security Act of 1974, as from time to
        time
        amended.

      

      
        
          
          

        

        
          -
            2
            -

          
            

          

        

        
          
          

        

      

      (15) “Fund
        Share” means the share, unit, or other evidence of ownership in a Permissible
        Investment.

      

      (16) “Hour
        of
        Service” means, with respect to any Employee,

      

      (A) Each
        hour
        for which the Employee is directly or indirectly paid, or entitled to payment,
        for the performance of duties for the Employer or a Related Employer, each
        such
        hour to be credited to the Employee for the computation period in which the
        duties were performed;

      

      (B) Each
        hour
        for which the Employee is directly or indirectly paid, or entitled to payment,
        by the Employer or Related Employer (including payments made or due from
        a trust
        fund or insurer to which the Employer contributes or pays premiums) on account
        of a period of time during which no duties are performed (irrespective of
        whether the employment relationship has terminated) due to vacation, holiday,
        illness, incapacity, disability, layoff, jury duty, military duty, or leave
        of
        absence, each such hour to be credited to the Employee for the Eligibility
        Computation Period in which such period of time occurs, subject to the following
        rules:

      

      (i)
        No
        more than 501 Hours of Service shall be credited under this paragraph (B)
        on
        account of any single continuous period during which the Employee performs
        no
        duties;

       

      (ii)
        Hours of Service shall not be credited under this paragraph (B) for a payment
        which solely reimburses the Employee for medically-related expenses, or which
        is
        made or due under a plan maintained solely for the purpose of complying with
        applicable workmen’s compensation, unemployment compensation or disability
        insurance laws; and

      

      (iii)
        If
        the period during which the Employee performs no duties falls within two
        or more
        computation periods and if the payment made on account of such period is
        not
        calculated on the basis of units of time, the Hours of Service credited with
        respect to such period shall be allocated between not more than the first
        two
        such computation periods on any reasonable basis consistently applied with
        respect to similarly situated Employees; and

      

      (C) Each
        hour
        not counted under paragraph (A) or (B) for which back pay, irrespective of
        mitigation of damages, has been either awarded or agreed to be paid by the
        Employer or a Related Employer, each such hour to be credited to the Employee
        for the computation period to which the award or agreement pertains rather
        than
        the computation period in which the award agreement or payment is
        made.

      

      
        
          
          

        

        
          -
            3
            -

          
            

          

        

        
          
          

        

      

      For
        purposes of determining Hours of Service, Employees of the Employer and of
        all
        Related Employers will be treated as employed by a single employer. For purposes
        of paragraphs (B) and (C) above, Hours of Service will be calculated in
        accordance with the provisions of Section 2530.200b-2(b) of the Department
        of
        Labor regulations, which are incorporated herein by reference.

      

      Solely
        for purposes of determining whether a break in service for participation
        purposes has occurred in a computation period, an individual who is absent
        from
        work for maternity or paternity reasons shall receive credit for the hours
        of
        service which would otherwise been credited to such individual but for such
        absence, or in any case in which such hours cannot be determined, 8 hours
        of
        service per day of such absence. For purposes of this paragraph, an absence
        from
        work for maternity reasons means an absence (1) by reason of the pregnancy
        of
        the individual, (2) by reason of a birth of a child of the individual, (3)
        by
        reason of the placement of a child with the individual in connection with
        the
        adoption of such child by such individual, or (4) for purposes of caring
        for
        such child for a period beginning immediately following such birth or placement.
        The hours of service credited under this paragraph shall be credited (1)
        in the
        computation period in which the absence begins if the crediting is necessary
        to
        prevent a break in service in that period, or (2) in all other cases, in
        the
        following computation period.

      

      (17) “Key
        Employee’’ means a Participant who is key employee pursuant to Code Section
        416(i), without regard to paragraph (5) thereof. A Participant will not be
        considered a Key Employee unless the Employer is a corporation which has
        any of
        its stock publicly traded according to Code Section 409A and regulations
        thereunder.

      

      (18) “Normal
        Retirement Age” means the normal retirement age specified in Section 1.07(f) of
        the Adoption Agreement.

      

      (19) “Owner-Employee”
        means, if the Employer is a sole proprietorship, the individual who is the
        sole
        proprietor, or, if the Employer is a partnership, a partner who owns more
        than
        10 percent of either the capital interest or the profits interest of the
        partnership.

      

      (20) “Participant”
        means any Employee who participates in the Plan in accordance with Article
        3
        hereof.

       

      (21) “Permissible
        Investment” means the investments specified by the Employer as available for
        investment of assets of the Trust and agreed to by the Trustee. The Permissible
        Investments under the Plan shall be listed in the Service
        Agreement.

      

      
        
          
          

        

        
          -
            4
            -

          
            

          

        

        
          
          

        

      

      (22) “Plan’’
        means the plan established by the Employer as set forth herein as a new plan
        or
        as an amendment to an existing plan, by executing the Adoption Agreement,
        together with any and all amendments hereto.

      

      (23) “Plan
        Year” means the 12-consecutive-month period designated by the Employer in
        Section 1.01(c).

      

      (24) “Related
        Employer” means any employer other than the Employer named in Section 1.02(a),
        if the Employer and such other employer are members of a controlled group
        of
        corporations (as defined in Section 414(b) of the Code) or an affiliated
        service
        group (as defined in Section 414(m)), or are trades or businesses (whether
        or
        not incorporated) which are under common control (as defined in Section 414(c)),
        or such other employer is required to be aggregated with the Employer pursuant
        to regulations issued under Section 414(o).

      

      (25) “Self-Employed
        Individual” means an individual who has Earned Income for the taxable year from
        the Employer or who would have had Earned Income but for the fact that the
        trade
        or business had no net profits for the taxable year.

      

      (26) “Service
        Agreement” means the agreement between the Employer and Trustee regarding the
        arrangement between the parties for recordkeeping services with respect to
        the
        Plan.

      

      (27) “Trust”
        means the trust created by the Employer.

      

      (28) “Trust
        Agreement” means the agreement between the Employer and the Trustee, as set
        forth in a separate agreement, under which assets are held, administered,
        and
        managed subject to the claims of the Employer’s creditors in the event of the
        Employer’s insolvency, until paid to Plan Participants and their Beneficiaries
        as specified in the Plan.

      

      (29) “Trust
        Fund” means the property held in the Trust by the Trustee.

      

      (30) “Trustee”
        means the corporation or individual(s) appointed by the Employer to administer
        the Trust in accordance with the Trust Agreement.

      

      (31) “Years
        of
        Service for Vesting” means, with respect to any Employee, the number of whole
        years of his periods of service with the Employer or a Related Employer (the
        elapsed time method to compute vesting service), subject to any exclusions
        elected by the Employer in Section 1.07(c). An Employee will receive credit
        for
        the aggregate of all time period(s) commencing with the Employee’s Employment
        Commencement Date and ending on the date a break in service begins, unless
        any
        such years are excluded by Section 1.07(c). An Employee will also receive
        credit
        for any period of severance of less than 12 consecutive months. Fractional
        periods of a year will be expressed in terms of days.

      

      
        
          
          

        

        
          -
            5
            -

          
            

          

        

        
          
          

        

      

      In
        the
        case of a Participant who has 5 consecutive 1-year breaks in service, all
        years
        of service after such breaks in service will be disregarded for the purpose
        of
        vesting the Employer-derived account balance that accrued before such breaks,
        but both pre-break and post-break service will count for the purposes of
        vesting
        the Employer-derived account balance that accrues after such breaks. Both
        accounts will share in the earnings and losses of the fund.

      

      In
        the
        case of a Participant who does not have 5 consecutive 1-year breaks in service,
        both the pre-break and post-break service will count in vesting both the
        pre-break and post-break employer-derived account balance.

       

      A
        break
        in service is a period of severance of at least 12 consecutive months. Period
        of
        severance is a continuous period of time during which the Employee is not
        employed by the Employer. Such period begins on the date the Employee retires,
        quits or is discharged, or if earlier, the 12-month anniversary of the date
        on
        which the Employee was otherwise first absent from service.

      

      In
        the
        case of an individual who is absent from work for maternity or paternity
        reasons, the 12-consecutive month period beginning on the first anniversary
        of
        the first date of such absence shall not constitute a break in service. For
        purposes of this paragraph, an absence from work for maternity or paternity
        reasons means an absence (1) by reason of the pregnancy of the individual,
        (2)
        by reason of the birth of a child of the individual, (3) by reason of the
        placement of a child with the individual in connection with the adoption
        of such
        child by such individual, or (4) for purposes of caring for such child for
        a
        period beginning immediately following such birth or placement.

      

      If
        the
        Plan maintained by the Employer is the plan of a predecessor employer, an
        Employee’s Years of Service for Vesting shall include years of service with such
        predecessor employer. In any case in which the Plan maintained by the Employer
        is not the plan maintained by a predecessor employer, service for such
        predecessor shall be treated as service for the Employer to the extent provided
        in Section 1.08.

      

      (b) Pronouns
        used in the Plan are in the masculine gender but include the feminine gender
        unless the context clearly indicates otherwise.

      

      Article
        3. Participation.

      

      3.01. Date
        of Participation.
        An
        eligible Employee (as set forth in Section l.03(a)) who has filed an election
        pursuant to Section 4.01 will become a Participant in the Plan on the first
        Entry Date coincident with or following the date on which such election would
        otherwise become effective, as determined under Section 4.01.

      

      
        
          
          

        

        
          -
            6
            -

          
            

          

        

        
          
          

        

      

      3.02. Resumption
        of Participation Following Reemployment.
        If a
        Participant ceases to be an Employee and thereafter returns to the employ
        of the
        Employer he will again become a Participant as of an Entry Date following
        the
        date on which he completes an Hour of Service for the Employer following
        his re
        employment, if he is an eligible Employee as defined in Section 1.03(a),
        and has
        filed an election pursuant to Section 4.01.

      

      3.03. Cessation
        or Resumption of Participation Following a Change in
        Status.
        If any
        Participant continues in the employ of the Employer or Related Employer but
        ceases to be an eligible Employee as defined in Section 1.03(a), the individual
        shall continue to be a Participant until the entire amount of his benefit
        is
        distributed; however, the individual shall not be entitled to make Deferral
        Contributions or receive an allocation of Matching or Employer Contributions
        during the period that he is not an eligible Employee. Such Participant shall
        continue to receive credit for service completed during the period for purposes
        of determining his vested interest in his Accounts. In the event that the
        individual subsequently again becomes an eligible Employee, the individual
        shall
        resume full participation in accordance with Section 3.01.

      

      Article
        4. Contributions.

       

      4.01. Deferral
        Contributions.
        Each
        Participant may elect to execute a salary reduction agreement with the Employer
        to reduce his Compensation by a specified percentage, not exceeding the
        percentage set forth in Section l.05(a) and equal to a whole number multiple
        of
        one (1) percent, per payroll period, subject to any election regarding Bonuses,
        as set out in Subsection 1.05(a)(2). Such agreement shall become effective
        on
        the first day of the period as set forth in the Participant’s election. The
        election will be effective to defer Compensation relating to all services
        performed in a calendar year subsequent to the filing of such an election,
        subject to any election regarding Bonuses, as set out in Subsection l.05(a)(2).
        An election once made will remain in effect until a new election is made;
        provided, however that such an election choosing a distribution date pursuant
        to
        1.06(b)(1)(B) will only be effective for the Plan Year indicated. A new election
        will be effective as of the first day of the following calendar year and
        will
        apply only to Compensation payable with respect to services rendered after
        such
        date, except that a separate election made pursuant to Section 1.05(a)(2)
        will
        be effective immediately if made no later than 6 months before the end of
        the
        period during which the services on which the Bonus is based are performed.
        If
        the Employer has selected 1.05(a)(2), no amount will be deducted from Bonuses
        unless the Participant has made a separate election. Amounts credited to
        a
        Participant’s account prior to the effective date of any new election will not
        be affected and will be paid in accordance with that prior election. The
        Employer shall credit an amount to the account maintained on behalf of the
        Participant corresponding to the amount of said reduction. Under no
        circumstances may a salary reduction agreement be adopted retroactively.
        To the
        extent permitted in regulations under Code Section 409A, a Participant may
        revoke a salary reduction agreement for a calendar year during that year,
        provided, however, that such revocation shall apply only to Compensation
        not yet
        earned. In that event, the Participant shall be precluded from electing to
        defer
        future Compensation hereunder during the calendar year to which the revocation
        applies. Notwithstanding the above, in the calendar year in which the Plan
        first
        becomes effective or in the year in which the Participant first becomes eligible
        to participate, an election to defer compensation may be made within 30 days
        after the Participant is first eligible or the Plan is first effective, which
        election shall be effective with respect to Compensation payable with respect
        to
        services rendered after the date of the election.

      
        
          
          

        

        
          -
            7
            -

          
            

          

        

        
          
          

        

      

      4.02. Matching
        Contributions.
        If so
        provided by the Employer in Section 1.05(b), the Employer shall make a “Matching
        Contribution” to be credited to the account maintained on behalf of each
        Participant who had “Deferral Contributions” pursuant to Section 4.01 made on
        his behalf during the year and who meets the requirement, if any, of Section
        1.05(b)(3). The amount of the “Matching Contribution” shall be determined in
        accordance with Section 1.05(b).

      

      4.03. Employer
        Contributions.
        If so
        provided by the Employer in Section 1.05(c)(l), the Employer shall make an
        “Employer Contribution” to be credited to the account maintained on behalf of
        each Participant who meets the requirement, if any, of Section 1.05(c)(3)
        in the
        amount required by Section 1.05(c)(1). If so provided by the Employer in
        Section
        1.05(c)(2), the Employer may make an “Employer Contribution” to be credited to
        the account maintained on behalf of any Participant in such an amount as
        the
        Employer, in its sole discretion, shall determine. In making “Employer
        Contributions” pursuant to Section l.05(c)(2), the Employer shall not be
        required to treat all Participants in the same manner in determining such
        contributions and may determine the “Employer Contribution” of any Participant
        to be zero.

      

      4.04. Time
        of Making Contributions.
        The
        Employer shall remit contributions deemed made hereunder to the Trust as
        soon as
        practicable after such contributions are deemed made under the terms of the
        Plan.

      

      Article
        5. Participants’
        Accounts.

      

      5.01. Individual
        Accounts.
        The
        Administrator will establish and maintain an Account for each Participant,
        which
        will reflect Matching, Employer and Deferral Contributions credited to the
        Account on behalf of the Participant and earnings, expenses, gains and losses
        credited thereto, and deemed investments made with amounts in the Participant’s
        Account. The Administrator will establish and maintain such other accounts
        and
        records as it decides in its discretion to be reasonably required or appropriate
        in order to discharge its duties under the Plan. Participants will be furnished
        statements of their Account values at least once each Plan Year. The
        Administrator shall provide the Trustee with information on the amount credited
        to the separate account of each Participant maintained by the Administrator
        in
        its records.

      

      Article
        6. Investment
        of Contributions.

       

      6.01. Manner
        of Investment.
        All
        amounts credited to the Accounts of Participants shall be treated as though
        invested and reinvested only in eligible investments selected by the Employer
        in
        the Service Agreement.

      

      6.02. Investment
        Decisions.
        Investments in which the Accounts of Participants shall be treated as invested
        and reinvested shall be directed by the Employer or by each Participant,
        or
        both, in accordance with the Employer’s election in Section
        1.11(a).

      

      (a) All
        dividends, interest, gains and distributions of any nature that would be
        earned
        in respect of Fund Shares in which the Account is treated as investing shall
        be
        credited to the Account as though reinvested in additional shares of that
        Permissible Investment.

      

      
        
          
          

        

        
          -
            8
            -

          
            

          

        

        
          
          

        

      

      (b) Expenses
        that would be attributable to the acquisition of investments shall be charged
        to
        the Account of the Participant for which such investment is treated as having
        been made.

      

      Article
        7. Right
        to Benefits.

      

      7.01. Normal
        or Early Retirement.
        If
        provided by the Employer in Section 1.07(e), each Participant who attains
        his
        Normal Retirement Age or Early Retirement Age will have a nonforfeitable
        interest in his Account in accordance with the vesting schedule(s) elected
        in
        Section 1.07. If a Participant retires on or after attainment of Normal or
        Early
        Retirement Age, such retirement is referred to as a normal retirement. On
        or
        after his normal retirement, the balance of the Participant’s Account, plus any
        amounts thereafter credited to his Account, subject to the provisions of
        Section
        7.06, will be distributed to him in accordance with Article 8.

      

      If
        provided by the Employer in Section 1.07, a Participant who separates from
        service before satisfying the age requirements for early retirement, but
        has
        satisfied the service requirement will be entitled to the distribution of
        his
        Account, subject to the provisions of Section 7.06, in accordance with Article
        8, upon satisfaction of such age requirement.

      

      7.02. Death.
        If a
        Participant dies before the distribution of his Account has commenced, or
        before
        such distribution has been completed, his Account shall become vested in
        accordance with the vesting schedule(s) elected in Section 1.07 and his
        designated Beneficiary or Beneficiaries will be entitled to receive the balance
        or remaining balance of his Account, plus any amounts thereafter credited
        to his
        Account, subject to the provisions of Section 7.06. Distribution to the
        Beneficiary or Beneficiaries will be made in accordance with Article 8. A
        distribution to a beneficiary of a Key Employee is not considered to be a
        distribution to a Key Employee for purposes of Sections 1.06 and
        7.08.

      

      A
        Participant may designate a Beneficiary or Beneficiaries, or change any prior
        designation of Beneficiary or Beneficiaries, by giving notice to the
        Administrator on a form designated by the Administrator. If more than one
        person
        is designated as the Beneficiary, their respective interests shall be as
        indicated on the designation form.

      

      A
        copy of
        the death certificate or other sufficient documentation must be filed with
        and
        approved by the Administrator. If upon the death of the Participant there
        is, in
        the opinion of the Administrator, no designated Beneficiary for part or all
        of
        the Participant’s Account, such amount will be paid to his surviving spouse or,
        if none, to his estate (such spouse or estate shall be deemed to be the
        Beneficiary for purposes of the Plan). If a Beneficiary dies after benefits
        to
        such Beneficiary have commenced, but before they have been completed, and,
        in
        the opinion of the Administrator, no person has been designated to receive
        such
        remaining benefits, then such benefits shall be paid to the deceased
        Beneficiary’s estate.

      

      
        
          
          

        

        
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      7.03. Other
        Termination of Employment.
        If
        provided by the Employer in Section 1.07, if a Participant terminates his
        employment for any reason other than death or normal retirement, he will
        be
        entitled to a termination benefit equal to (i) the vested percentage(s) of
        the
        value of the Matching and Employer Contributions to his Account, as adjusted
        for
        income, expense, gain, or loss, such percentage(s) determined in accordance
        with
        the vesting scheduler(s) selected by the Employer in Section 1.07, and (ii)
        the
        value of the Deferral Contributions to his Account as adjusted for income,
        expense, gain or loss. The amount payable under this Section 7.03 will be
        subject to the provisions of Section 7.06 and will be distributed in accordance
        with Article 8. For purposes of the Plan, a termination of employment is
        a
        separation from service as defined pursuant to Code Section 409A and regulations
        thereunder.

      

      7.04. Separate
        Account.
        If a
        distribution from a Participant’s Account has been made to him at a time when he
        has a nonforfeitable right to less than 100 percent of his Account, the vesting
        schedule in Section 1.07 will thereafter apply only to amounts in his Account
        attributable to Matching and Employer Contributions allocated after such
        distribution. The balance of his Account immediately after such distribution
        will be transferred to a separate account that will be maintained for the
        purpose of determining his interest therein according to the following
        provisions.

      

      At
        any
        relevant time prior to a forfeiture of any portion thereof under Section
        7.05, a
        Participant’s nonforfeitable interest in his Account held in a separate account
        described in the preceding paragraph will be equal to P(AB + (RxD))-(RxD),
        where
        P is the nonforfeitable percentage at the relevant time determined under
        Section
        7.05; AB is the account balance of the separate account at the relevant time;
        D
        is the amount of the distribution; and R is the ratio of the account balance
        at
        the relevant time to the account balance after distribution. Following a
        forfeiture of any portion of such separate account under Section 7.05 below,
        any
        balance in the Participant’s separate account will remain fully vested and
        nonforfeitable.

      

      7.05. Forfeitures.
        If a
        Participant terminates his employment, any portion of his Account (including
        any
        amounts credited after his termination of employment) not payable to him
        under
        Section 7.03 will be forfeited by him.

      

      7.06. Adjustment
        for Investment Experience.
        If any
        distribution under this Article 7 is not made in a single payment, the amount
        remaining in the Account after the distribution will be subject to adjustment
        until distributed to reflect the income and gain or loss on the investments
        in
        which such amount is treated as invested and any expenses properly charged
        under
        the Plan to such amounts.

      

      7.07. Unforeseeable
        Emergency Withdrawals.
        Subject
        to the provisions of Article 8, a Participant shall not be permitted to withdraw
        his Account (and earnings thereon) prior to retirement or termination of
        employment, except that, to the extent permitted under Section 1.09, a
        Participant may apply to the Administrator to withdraw some or all of his
        Account if such withdrawal is made on account of an unforeseeable emergency
        as
        determined by the Administrator in accordance with the requirements of and
        subject to the limitations provided within Code Section 409A and regulations
        thereunder.

      

      
        
          
          

        

        
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      7.08. Change
        in Control Distributions.
        If the
        Employer has elected to apply Section 1.06(c), then, upon a Change in Control,
        notwithstanding any other provision of the Plan to the contrary, all
        Participants shall have a nonforfeitable right to receive the entire amount
        of
        their account balances under the Plan. All distributions due to a Change
        in
        Control shall be paid out to Participants as soon as administratively
        practicable, except that any such distribution to a Key Employee who has
        terminated employment pursuant to Section 7.03 shall not be earlier than
        the 1st
        day of the seventh month following that Key Employee’s termination of
        employment.

      

      Article
        8. Distribution
        of Benefits.

      

      8.01. Form
        of Distribution of Benefits to Participants and
        Beneficiaries.
        The Plan
        provides for distribution as a lump sum to be paid in cash on the date specified
        by the Employer in Section 1.06 pursuant to the method provided in Section
        8.02.
        If elected by the Employer in Section 1.10 and specified in the Participant’s
        deferral election, the distribution will be paid through a systematic withdrawal
        plan (installments) for a time period not exceeding 10 years beginning on
        the
        date specified by the Employer in Section 1.06.

      

      8.02. Events
        Requiring Distribution of Benefits to Participants and
        Beneficiaries.

      

      (a) If
        elected by the Employer in Section 1.06(a), the Participant will receive
        a
        distribution upon the earliest of the events specified by the Employer in
        Section 1.06(a), subject to the provisions of Section 7.08, and at the time
        indicated in Section 1.06(a)(2). If the Participant dies before any event
        in
        Section 1.06(a) occurs, the Participant shall be considered to have terminated
        employment and the Participant’s benefit will be paid to the Participant’s
        Beneficiary in the same form and at the same time as it would have been paid
        to
        the Participant pursuant to this Article 8.

      

      (b) If
        elected by the Employer in Section l.06(b), the Participant will receive
        a
        distribution of all amounts not deferred pursuant to Section 1.06(b)(l )(B)
        (and
        earnings attributable to those amounts) upon termination of employment, subject
        to the delay applicable to Key Employees described therein, as applicable.
        If
        elected by the Employer in Section 1.06(b)(l)(B), the Participant shall have
        the
        election to receive distributions of amounts deferred pursuant to Section
        4.01
        (and earnings attributable to those amounts) after a date specified by the
        Participant in his deferral election which is at least 12 months after the
        first
        day of the calendar year in which such amounts would be earned. Amounts
        distributed to the Participant pursuant to Section 1.06(b) shall be distributed
        at the time indicated in Section 1.06(b)(2). Subject to the provisions of
        Section 7.08, the Participant shall receive a distribution in the form provided
        in Section 8.01. If the Participant dies before any event in Section 1.06(a)
        occurs, the Participant shall be considered to have terminated employment
        and
        the Participant’s benefit will be paid to the Participant’s Beneficiary in the
        same form and at the same time as it would have been paid to the Participant
        pursuant to this Article 8. However, if the Participant dies before the date
        specified by the Participant in an election pursuant to Section 1.06(b)(1)(B),
        then the Participant’s benefit shall be paid to the Participant’s Beneficiary in
        the form provided in Section 8.01 as if the Participant had elected to be
        paid
        at termination of employment.

      

      
        
          
          

        

        
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      8.03. Determination
        of Method of Distribution.
        The
        Participant will determine the method of distribution of benefits to himself
        and
        his Beneficiary, subject to the provisions of Section 8.02. Such determination
        will be made at the time the Participant makes a deferral election. A
        Participant’s election cannot be altered, except, if elected by the Employer in
        Section 1.10(b), if the Participant’s balance falls below the level described in
        regulations under Code Section 409A, the Participant’s benefit payable due to
        termination of employment will be distributed in a lump sum rather than
        installments.

      

      (a) When
        Section 1.06(a) has been elected by the Employer.
        The
        distribution period specified in a Participant’s first deferral election
        specifying distribution under a systematic withdrawal plan shall apply to
        all
        subsequent elections of distributions under a systematic withdrawal plan
        made by
        the Participant. Once a Participant has made an election for the method of
        distribution, that election shall be effective for all contributions made
        on
        behalf of the Participant attributable to any Plan Year after that election
        was
        made and before the Plan Year for which that election has been altered in
        the
        manner prescribed by the Administrator. If the Participant does not designate
        in
        the manner prescribed by the Administrator the method of distribution, such
        method of distribution shall be a lump sum at termination of
        employment.

      

      (b) When
        Section 1.06(b) has been elected by the Employer.
        The
        distribution period for distributions under a systematic withdrawal plan
        shall
        be specified in each Participant’s contribution election selecting payments
        under a systematic withdrawal plan. If the Participant does not designate
        in the
        manner prescribed by the Administrator the method of distribution, such method
        of distribution for all such contributions shall be a lump sum at termination
        of
        employment.

      

      8.04. Notice
        to Trustee.
        The
        Administrator will notify the Trustee, pursuant to the method stated in the
        Trust Agreement for providing direction, whenever any Participant or Beneficiary
        is entitled to receive benefits under the Plan. The Administrator’s notice shall
        indicate the form, amount and frequency of benefits that such Participant
        or
        Beneficiary shall receive. 

      

      8.05. Time
        of Distribution.
        In no
        event will distribution to a Participant be made later than the date specified
        by the Participant in his salary reduction agreement. All distributions will
        be
        made as soon as administratively feasible following the distribution date
        specified in Section 1.06 or Section 7.08, if applicable. 

      

      
        
          
          

        

        
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      Article
        9. Amendment
        and Termination.

      

      9.01 Amendment
        by Employer.
        The
        Employer reserves the authority to amend the Plan by filing with the Trustee
        an
        amended Adoption Agreement, executed by the Employer only, on which said
        Employer has indicated a change or changes in provisions previously elected
        by
        it. Such changes are to be effective on the effective date of such amended
        Adoption Agreement. Any such change notwithstanding, no Participant’s Account
        shall be reduced by such change below the amount to which the Participant
        would
        have been entitled if he had voluntarily left the employ of the Employer
        immediately prior to the date of the change. The Employer may from time to
        time
        make any amendment to the Plan that may be necessary to satisfy the Code
        or
        ERISA. The Employer’s board of directors or other individual specified in the
        resolution adopting this Plan shall act on behalf of the Employer for purposes
        of this Section 9.01.

      

      9.02 Retroactive
        Amendments.
        An
        amendment made by the Employer in accordance with Section 9.01 may be made
        effective on a date prior to the first day of the Plan Year in which it is
        adopted if such amendment is necessary or appropriate to enable the Plan
        and
        Trust to satisfy the applicable requirements of the Code or ERISA or to conform
        the Plan to any change in federal law or to any regulations or ruling
        thereunder. Any retroactive amendment by the Employer shall be subject to
        the
        provisions of Section 9.01.

      

      9.03. Termination.
        The
        Employer has adopted the Plan with the intention and expectation that
        contributions will be continued indefinitely. However, said Employer has
        no
        obligation or liability whatsoever to maintain the Plan for any length of
        time
        and may discontinue contributions under the Plan or terminate the Plan at
        any
        time by written notice delivered to the Trustee without any liability hereunder
        for any such discontinuance or termination.

      

      9.04. Distribution
        upon Termination of the Plan.
        Upon
        termination of the Plan, no further Deferral, Employer or Matching Contributions
        shall be made under the Plan, but Accounts of Participants maintained under
        the
        Plan at the time of termination shall continue to be governed by the terms
        of
        the Plan until paid out in accordance with the terms of the Plan.

      

      Article
        10. Miscellaneous.

      

      10.01. Communication
        to Participants.
        The Plan
        will be communicated to all Participants by the Employer promptly after the
        Plan
        is adopted.

      

      10.02. Limitation
        of Rights.
        Neither
        the establishment of the Plan and the Trust, nor any amendment thereof, nor
        the
        creation of any fund or account, nor the payment of any benefits, will be
        construed as giving to any Participant or other person any legal or equitable
        right against the Employer, Administrator or Trustee, except as provided
        herein;
        and in no event will the terms of employment or service of any Participant
        be
        modified or in any way affected hereby.

      

      10.03. Nonalienability
        of Benefits.
        The
        benefits provided hereunder will not be subject to alienation, assignment,
        garnishment, attachment, execution or levy of any kind, either voluntarily
        or
        involuntarily, and any attempt to cause such benefits to be so subjected
        will
        not be recognized, except to such extent as may be required by
        law.

      
        
          
          

        

        
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      10.04. Facility
        of Payment.
        In the
        event the Administrator determines, on the basis of medical reports or other
        evidence satisfactory to the Administrator, that the recipient of any benefit
        payments under the Plan is incapable of handling his affairs by reason of
        minority, illness, infirmity or other incapacity, the Administrator may disburse
        such payments, or direct the Trustee to disburse such payments, as applicable,
        to a person or institution designated by a court which has jurisdiction over
        such recipient or a person or institution otherwise having the legal authority
        under State law for the care and control of such recipient.

       

      The
        receipt by such person or institution of any such payments shall be complete
        acquittance therefore, and any such payment to the extent thereof, shall
        discharge the liability of the Trust for the payment of benefits hereunder
        to
        such recipient.

      

      10.05. Information
        between Employer and Trustee.
        The
        Employer agrees to furnish the Trustee, and the Trustee agrees to furnish
        the
        Employer with such information relating to the Plan and Trust as may be required
        by the other in order to carry out their respective duties hereunder, including
        without limitation information required under the Code or ERISA and any
        regulations issued or forms adopted thereunder.

      

      10.06. Notices.
        Any
        notice or other communication in connection with this Plan shall be deemed
        delivered in writing if addressed as provided below and if either actually
        delivered at said address or, in the case of a letter, three business days
        shall
        have elapsed after the same shall have been deposited in the United States
        mails, first-class postage prepaid and registered or certified:

      

      (a) If
        to the
        Employer or Administrator, to it at the address set forth in the Adoption
        Agreement, to the attention of the person specified to receive notice in
        the
        Adoption Agreement;

      

      (b) If
        to the
        Trustee, to it at the address set forth in the Trust Agreement; 

      

      or,
        in
        each case at such other address as the addressee shall have specified by
        written
        notice delivered in accordance with the foregoing to the addressor’s then
        effective notice address.

      

      10.07. Governing
        Law.
        The Plan
        and the accompanying Adoption Agreement will be construed, administered and
        enforced according to ERISA, and to the extent not preempted thereby, the
        laws
        of the Commonwealth of Massachusetts, without regard to its conflicts of
        law
        principles.

      

      Article
        11. Plan
        Administration.

      

      11.01. Powers
        and responsibilities of the Administrator.
        The
        Administrator has the full power and the full responsibility to administer
        the
        Plan in all of its details, subject, however, to the applicable requirements
        of
        ERISA. The Administrator’s powers and responsibilities include, but are not
        limited to, the following:

      

      
        
          
          

        

        
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      (a) To
        make
        and enforce such rules and regulations as it deems necessary or proper for
        the
        efficient administration of the Plan;

      

      (b) To
        interpret the Plan, its interpretation thereof in good faith to be final
        and
        conclusive on all persons claiming benefits under the Plan;

      

      (c) To
        decide
        all questions concerning the Plan and the eligibility of any person to
        participate in the Plan;

      

      (d) To
        administer the claims and review procedures specified in Section
        11.03;

      

      (e) To
        compute the amount of benefits which will be payable to any Participant,
        former
        Participant or Beneficiary in accordance with the provisions of the
        Plan;

      

      (f) To
        determine the person or persons to whom such benefits will be paid;

      

      (g) To
        authorize the payment of benefits;

      

      (h) To
        comply
        with any applicable reporting and disclosure requirements of Part 1 of Subtitle
        B of Title 1 of ERISA;

      

      (i) To
        appoint such agents, counsel, accountants, and consultants as may be required
        to
        assist in administering the Plan;

      

      (j) By
        written instrument, to allocate and delegate its responsibilities, including
        the
        formation of an Administrative Committee to administer the Plan;

      

      11.02. Nondiscriminatory
        Exercise of Authority.
        Whenever, in the administration of the Plan, any discretionary action by
        the
        Administrator is required, the Administrator shall exercise its authority
        in a
        nondiscriminatory manner so that all persons similarly situated will receive
        substantially the same treatment.

      

      
        
          
          

        

        
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      11.03. Claims
        and Review Procedures.

      

      (a) Claims
        Procedure.
        If any
        person believes he is being denied any rights or benefits under the Plan,
        such
        person may file a claim in writing with the Administrator. If any such claim
        is
        wholly or partially denied, the Administrator will notify such person of
        its
        decision in writing. Such notification will contain (i) specific reasons
        for the
        denial, (ii) specific reference to pertinent Plan provisions, (iii) a
        description of any additional material or information necessary for such
        person
        to perfect such claim and an explanation of why such material or information
        is
        necessary, and (iv) information as to the steps to be taken if the person
        wishes
        to submit a request for review, including a statement of the such person’s right
        to bring a civil action under Section 502(a) of ERISA following as adverse
        determination upon review. Such notification will be given within 90 days
        after
        the claim is received by the Administrator (or within 180 days, if special
        circumstances require an extension of time for processing the claim, and
        if
        written notice of such extension and circumstances is given to such person
        within the initial 90-day period).

      

      If
        the
        claim concerns disability benefits under the Plan, the Plan Administrator
        must
        notify the claimant in writing within 45 days after the claim has been filed
        in
        order to deny it. If special circumstances require an extension of time to
        process the claim, the Plan Administrator must notify the claimant before
        the
        end of the 45-day period that the claim may take up to 30 days longer to
        process. If special circumstances still prevent the resolution of the claim,
        the
        Plan Administrator may then only take up to another 30 days after giving
        the
        claimant notice before the end of the original 30-day extension. If the Plan
        Administrator gives the claimant notice that the claimant needs to provide
        additional information regarding the claim, the claimant must do so within
        45
        days of that notice.

      

      
        
          
          

        

        
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      (b) Review
        Procedure.
        Within
        60 days after the date on which a person receives a written notice of a denied
        claim (or, if applicable, within 60 days after the date on which such denial
        is
        considered to have occurred), such person (or his duly authorized
        representative) may (i) file a written request with the Administrator for
        a
        review of his denied claim and of pertinent documents and (ii) submit written
        issues and comments to the Administrator. This written request may include
        comments, documents, records, and other information relating to the claim
        for
        benefits. The claimant shall be provided, upon the claimant’s request and free
        of charge, reasonable access to, and copies of, all documents, records, and
        other information relevant to the claim for benefits. The review will take
        into
        account all comments, documents, records, and other information submitted
        by the
        claimant relating to the claim, without regard to whether such information
        was
        submitted or considered in the initial benefit determination. The Administrator
        will notify such person of its decision in writing. Such notification will
        be
        written in a manner calculated to be understood by such person and will contain
        specific reasons for the decision as well as specific references to pertinent
        Plan provisions. The decision on review will be made within 60 days after
        the
        request for review is received by the Administrator (or within 120 days,
        if
        special circumstances require an extension of time for processing the request,
        such as an election by the Administrator to hold a hearing, and if written
        notice of such extension and circumstances is given to such person within
        the
        initial 60-day period). The extension notice shall indicate the special
        circumstances requiring an extension of time and the date by which the Plan
        expects to render the determination on review.

       

      If
        the
        initial claim was for disability benefits under the Plan and has been denied
        by
        the Plan Administrator, the claimant will have 180 days from the date the
        claimant received notice of the claim’s denial in which to appeal that decision.
        The review will be handled completely independently of the findings and decision
        made regarding the initial claim and will be processed by an individual who
        is
        not a subordinate of the individual who denied the initial claim. If the
        claim
        requires medical judgment, the individual handling the appeal will consult
        with
        a medical professional whom was not consulted regarding the initial claim
        and
        who is not a subordinate of anyone consulted regarding the initial claim
        and
        identify that medical professional to the claimant.

      

      The
        Plan
        Administrator shall provide the claimant with written notification of a plan’s
        benefit determination on review. In the case of an adverse benefit
        determination, the notification shall set forth, in a manner calculated to
        be
        understood by the claimant - the specific reason or reasons for the adverse
        determinations, reference to the specific plan provisions on which the benefit
        determination is based, a statement that the claimant is entitled to receive,
        upon the claimant’s request and free of charge, reasonable access to, and copies
        of, all documents, records, and other information relevant to the claim for
        benefits.

      

      
        
          
          

        

        
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      Cree,
        Inc. 

      Directors’
        Deferred Compensation Plan

      

      

      Amendment
        to Basic Plan Document

      

      

      The
        following revisions to the CORPORATEplan
        for Retirement
        EXECUTIVE Plan Basic Plan Document (the “Basic Plan Document”) apply with
        respect to the Cree, Inc. Directors’ Deferred Compensation Plan established
        pursuant to the Basic Plan Document (the “Plan”) effective February 1, 2006 (the
        initial effective date of the Plan). 

      

      1.

      

      The
        Preamble of the Basic Plan Document is revised to read as follows: 

      

      It
        is the
        intention of the Employer to establish herein an unfunded plan maintained
        solely
        for the purpose of providing deferred compensation for non-employee members
        of
        the Board of Directors of the Employer (each, a “Member”).

      

      2.

      

      Each
        reference to “Employee” is replaced with a reference to “Member.”

      

      3.

      

      Section
        2.01(8) is amended to read as set forth in Section 1.04 of the Adoption
        Agreement.

      

      4.

      

      The
        text
        of the following sections is replaced with “[RESERVED]”:

      

      2.01(5)

      2.01(9)

      2.01(10)

      2.01(12)

      2.01(16)

      2.01(19)

      2.01(25)

      2.01(31)

      3.02

      
        
          
          

        

        
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      5.

      

      Section
        3.03 is amended to read as follows:

      

      3.03.
        Termination
        of Participation.
        An
        individual’s eligibility to participate actively by making deferrals under
        Section 4.01 shall cease on the date on which the individual cease to be
        a
        Member. An individual, who has been an active Participant in the Plan, will
        cease to be a Participant on the date his or her Account is fully paid out.
        

      

      6.

      

      Section
        4.01 is amended to read as follows:

      

      4.01. Deferral
        Contributions.
        Each
        Member may elect to execute an agreement with the Employer to reduce his
        Compensation by a specified percentage, equal to a whole number multiple
        of one
        (1) percent, of each payment of such Compensation. The election will be
        effective to defer Compensation relating to services performed for a date
        in, or
        period beginning in, the calendar year immediately following the filing of
        such
        an election. The employer shall credit an amount to the Account maintained
        on
        behalf of the Participant corresponding to the amount of said election. Under
        no
        circumstances may an election be adopted retroactively. An individual who
        newly
        becomes a Member and is not already eligible to participate in an account
        balance plan (within the meaning of Code section 409A and the administrative
        guidance thereunder) maintained by the Employer will have 30 days from the
        date
        he or she becomes a Member to make a deferral election with respect to
        Compensation paid for services performed for a date after, or a period beginning
        after, the filing of such election. It is expressly contemplated that an
        individual who has been nominated for Member status may also submit a deferral
        election prior to becoming a Member. Any such deferral election will become
        effective immediately upon commencement of the individual’s status as a Member.
        A separate deferral election must be made by a Member for each calendar year.
        If
        a properly completed and executed deferral election is not actually received
        by
        the Plan Administrator by the prescribed time, the Member will be deemed
        to have
        elected not to defer any Compensation for the applicable calendar year. An
        election is irrevocable once received and determined by the Plan Administrator
        to have been properly completed. Increases or decreases in the amount or
        percentage a Member elects to defer are not permitted during a calendar year.
        

      

      7.

      

      The
        following new Section 8.06 is added to the Basic Plan Document:

      
        
          
          

        

        
          -
            2 of 5
            -

          
            

          

        

        
          
          

        

      

      

      8.06 Second
        Look Election.

      

      (a) In
        General.
        Subject
        to Subsection (b) below, a Participant who has made a valid initial deferral
        in
        accordance with the Plan may subsequently make another one-time election
        regarding the time and/or form of payment of his or her deferral. This
        opportunity to modify the Participant’s initial election is referred to as a
“Second Look Election.” 

       

      (b) Requirements
        for Second Look Elections.
        A
        Second Look Election must comply with all of the following
        requirements:

      

      (1) The
        Participant may only make a Second Look Election if the election is made
        at
        least 12 months before the Participant’s original payment date. In addition, the
        Second Look Election must delay the payment of the Participant’s deferral to a
        date that is at least 5 years after the original payment date. If the payment
        date selected in a Second Look Election is, in fact, less than 5 years after
        the
        Participant’s original payment date, or if the Second Look Election is, in fact,
        filed less than 12 months before the original payment date, the Second Look
        Election will be void. For example, if the original payment date is January
        1,
        2010, the Participant may make a Second Look Election no later than January
        1,
        2009 to delay payment to January 1, 2015. However, if Participant makes a
        Second
        Look Election on January 1, 2009 to receive payment upon termination of
        employment, the Second Look Election will be void if the termination of
        employment occurs earlier than January 1, 2015. Similarly, if the original
        payment date is termination of employment and the Participant makes a Second
        Look Election on January 1, 2010 to defer payment until January 1, 2015,
        the
        Second Look Election will be void if the Participant incurs a termination
        of
        employment prior to January 1, 2011. 

      

      (3) A
        Participant may make only one Second Look Election for each individual deferral,
        and all Second Look Elections must comply with all of the requirements of
        this
        Section 8.06.

      

      (4) A
        Participant who changes the form of his or her payment election from lump
        sum to
        installments will be subject to the provisions of the Plan regarding installment
        payment elections, and such installment payments must begin no earlier than
        5
        years after the date on which the lump sum payment would have been paid based
        upon the Participant’s initial election. 

      

      
        
          
          

        

        
          -
            3 of
            5 -

          
            

          

        

        
          
          

        

      

      (5) If
        a
        Participant’s initial election specified payment in the form of installments and
        the Participant wants to elect installment payments over a greater or lesser
        number of years, the election will be subject to the provisions of the Plan
        regarding installment payment elections, and the first payment date of the
        new
        installment payment schedule must be no earlier than 5 years after the first
        payment date that applied under the Participant’s initial installment election.

      

      (6) If
        a
        Participant’s initial election specified payment in the form of installments and
        the Participant wants to elect instead payment in a lump sum, the earliest
        payment date of the lump sum must be no earlier than 5 years after the first
        payment date that applied under the Participant’s initial installment election.

      

      (7) For
        purposes of this Section, all of a Participant’s installment payments related to
        a specific deferral election shall be treated as a single payment. 

      

      A
        Second
        Look Election will be void and payment will be made based on the Participant’s
        original election under if all of the provisions of the foregoing Paragraphs
        of
        this Subsection are not satisfied in full. However, if a Participant’s Second
        Look Election becomes effective in accordance with the provisions of this
        Subsection, the Participant ’s original election shall be superseded (including
        any specific payment date specified therein), and this original election
        shall
        not be taken into account with respect to the deferral that is subject to
        the
        Second Look Election. 

      

      (c) Administrator’s
        Role.
        Each
        Participant has the sole responsibility to elect a Second Look Election by
        contacting the Administrator (or, if authorized, the record-keeper for the
        Plan)
        and to comply with the requirements of this Section. The Administrator or
        the
        record-keeper may provide a notice of a Second Look Election opportunity
        to some
        or all Participants, but the Administrator and record-keeper are under no
        obligation to provide such notice (or to provide it to all Participants,
        in the
        event a notice is provided only to some Participants). The Administrator
        and
        record-keeper have no discretion to waive or otherwise modify any requirement
        for a Second Look Election set forth in this Section or in Section 409A.
        

      

      8.

      

      Section
        10.07 is amended to read as follows:

      

      
        
          
          

        

        
          -
            4 of
            5 -

          
            

          

        

        
          
          

        

      

      10.07
        Governing
        Law.
        The Plan
        and the accompanying Adoption Agreement will be construed, administered and
        enforced according to applicable federal and, to the extent not preempted
        by
        federal law, according to the laws of the Commonwealth of Massachusetts,
        without
        regard to its conflicts of law principles. 

      

      9.

      

      Except
        as
        provided herein, the Basic Plan Document shall be unchanged.

       

      

      IN
        WITNESS WHEREOF, the Company has caused this Amendment to be executed by
        a duly
        authorized officer as of the day and year first written above.

       

      

      
        	
                Cree,
                  Inc.

              
	 	 
	
                By:

              	
                /s/
                  Adam H. Broome 

              
	 	 
	
                Title:

              	
                Vice
                  President, Legal 

              

      

      

      

      

      

      

      

      
        
          
          

        

        
          -
            5 of 5
            -

          
            

          

        

        
          
          

          
          

        

      

      ADOPTION
        AGREEMENT 

      ARTICLE
        1

      

      1.01 PLAN
        INFORMATION

      

      (a) Name
        of Plan:

      

      This
        is
        the Cree,
        Inc. Directors’ Deferred Compensation Plan
        (the
“Plan”).

      

      (b) Name
        of Plan Administrator, if not the Employer:

      

      
        	 	
                Cree.
                  Inc. Employee Benefits Committee

              
	 	
                4600
                  Silicon Drive

              
	
                Address:

              	
                Durham,
                  NC 27703

              
	 	 
	 	 
	
                Phone
                  Number:

              	
                (919)
                  313-5300

              

      

      

      The
        Plan
        Administrator is the agent for service of legal process for the
        Plan.

      

      (c) Plan
        Year End
        is
        December 31.

      

      (d) Plan
        Status
        (check
        one):

      

      (1) R
        Effective Date of new Plan: February
        1, 2006

      

      (2) £
        Amendment Effective Date:  

       

      The
        original effective date of the Plan:  

      

      1.02 EMPLOYER

      

      
        	 	
                (a)
                  The Employer is: 

              	
                Cree,
                  Inc.

              
	 	 	 
	 	
                Address:

              	
                4600
                  Silicon Drive

              
	 	 	
                Durham,
                  NC 27703

              
	 	
                Contact’s
                  Name:

              	
                Brenda
                  Castonguay

              
	 	
                Telephone
                  Number:

              	
                919-287-7509

              

      

      

      (1) Employer’s
        Tax Identification Number: 56-1572719

      (2) Business
        form of Employer (check one):

      

      (A) R
        Corporation (Other than a Subchapter S corporation)

      (B) £
        Other
        (e.g., Subchapter S corporation, partnership, sole proprietor)

      

      (3) Employer’s
        fiscal year end: last Sunday in June

      

      (b)
        The term “Employer” includes the following Related Employer(s)

      (as
        defined in Section 2.01(a)(24)):

      

      
        
          
          

        

        
          -
            1
            -

          
            

          

        

        
          
          

        

      

      1.03 COVERAGE

      

      
        	 	
                (a)

              	
                The
                  following Employees are eligible to participate in the Plan:
                  SEE
                  AMENDMENT TO THE ADOPTION
                  AGREEMENT

              

      

      

      
        
          	 	
                  (1)

                	
                  £ 

                	
                  Only
                    those Employees listed in Attachment A will be eligible to participate
                    in
                    the Plan.

                

        

        
          	 	 	 	 

        

        
          	 	(2)	£	 Only those Employees in the eligible class described below will
                  be eligible to participate in the Plan:

        

        
          	 	 	 	 

        

      

      
        	 	
                (3)

              	
                £ 

              	
                Only
                  those Employees described in the Board of Directors Resolutions
                  attached
                  hereto and hereby made a part hereof will be eligible to participate
                  in
                  the Plan.

              

      

       

      
        	
              	
                (b)

              	
                The
                  Entry Date(s) shall be
                  (check one):

              

      

       

      
        	 	
                (1)

              	
                £ 

              	
                each
                  January 1.

              

      

      

      
        	 	
                (2)

              	
                £ 

              	
                each
                  January 1 and each July 1.

              

      

      

      
        	 	
                (3)

              	
                £ 

              	
                each
                  January 1 and each April 1, July 1 and October
                  1.

              

      

      

      
        	 	
                (4)

              	
                £ 

              	
                the
                  first day of each month.

              

      

      

      
        	 	
                (5)

              	
                R 

              	
                immediate
                  upon meeting the eligibility requirements specified in Subsection
                  1.03(a).

              

      

      

      1.04 COMPENSATION

      

      For
        purposes of determining Contributions under the Plan, Compensation shall
        be as
        defined (check (a) or (b) below, us appropriate); SEE
        AMENDMENT TO THE ADOPTION AGREEMENT

      

      (a)  £  in
        Section 2.01(a)(8),
        check
        (1) or (2) below, if and as appropriate)):

      (1)
         £  but
        excluding (check the appropriate box(es)):

       

      
        	
                 (A)

              	
                 £

              	 Overtime Pay.
	 	 	 
	
                 (B)

              	
                  £

              	 Bonuses.
	 	 	 
	
                 (C)

              	
                  £

              	 Commissions.
	 	 	 
	
                 (D)

              	
                  £

              	 The value of a qualified or a non-qualified stock
                option granted to an Employee by the Employer to the extent such
                value is
                includable in the Employee’s taxable income.
	     	 	 
	
                 (E)

              	
                  £

              	 The following:

      

       

      (2)
         £
        except
        as
        otherwise provided below:

      

       

      

      
        
          
          

        

        
          -
            2
            -

          
            

          

        

        
          
          

        

      

      (b) £ in
        the Plan
        maintained by the Employer to the extent it is in excess of the limit imposed
        under Code Section 401(a)(17).

      

      1.05 CONTRIBUTIONS

      

      
        	 	
                (a)

              	
                Employee
                  contributions (Complete all that apply) SEE AMENDMENT TO THE ADOPTION
                  AGREEMENT

              

      

      

      (1)  £ Deferral
        Contributions. The Employer shall make a Deferral Contribution in accordance
        with, and subject to, Section 4.01 on behalf of each Participant who has
        an
        executed salary reduction agreement in effect with the Employer for the calendar
        year (or portion of the calendar year) in question, not to exceed ___% of
        Compensation, exclusive of any Bonus.

      

      (2)   £ Bonus
        Contributions. The Employer requires Participants to enter into a special
        salary
        reduction agreement to make Deferral Contributions of any percentage of Employer
        paid cash Bonuses, up to 100% of such Bonuses. (The Compensation definition
        elected by the Employer in Section 1.04 must include Bonuses if Bonus
        contributions are permitted.)

      

      (b) £ Matching
        Contributions (Choose (1) or (2) below, and (3) below, as
        applicable.)

      

      (1)  £ The
        Employer shall make a Matching Contribution on behalf of each Participant
        in an
        amount equal to the following percentage of a Participant’s Deferral
        Contributions during the Plan Year (check one):

        

      
        
          	 	(A)	£ 	 50%

        

        
          	 	(B)	£	 100%

        

        
          	 	(C)	£	 ___%

        

        
          	 	
                  (D)

                	
                  £

                	
                  (Tiered
                    Match) ____% of the first ____% of the Participant’s Compensation
                    contributed to the Plan.

                

        

      

      
        
          	 	
                  (E)

                	
                  £

                	
                  The
                    percentage declared for the year, if any, by a Board of
                    Directors’resolution.

                

        

        
          	 	(F)	£	 Other:

        

      

       

      (2) £ Matching
        Contribution Offset. For each Participant who has made 401(k) Deferrals at
        least
        equal to the maximum under Code Section 402(g) or, if less, the maximum
        permitted under the Qualified Plan, the Employer shall make a matching
        Contribution for the calendar year equal to (A) minus (B) below:

      

      
        	 	
                (A)

              	
                The
                  401(m) Match that the Participant would have received under the
                  Qualified
                  Plan for such calendar year on the sum of the Participant’s Deferral
                  Contributions and the Participant’s 401(k) Deferrals if no limits
                  otherwise imposed by tax law applied to 401(m) Match and deeming
                  the
                  Participant’s Deferral Contributions to be 401(k)
                  Deferrals.

              

      

      

      
        	 	
                (B)

              	
                The
                  401(m) Match actually allocated to such Participant under the Qualified
                  Plan for the calendar year.

              

      

      

      
        
          
          

        

        
          -
            3
            -

          
            

          

        

        
          
          

        

      

      For
        purposes of this Section 1.05(b); “‘Qualified Plan” means the Plan; “401(k)
        Deferrals” means contributions under the Qualified Plan’s cash or deferred
        arrangement as defined in Code Section 401(k); and “401(m) Match” means a
        matching contribution as defined in Code Section 401(m).

      

      (3) £ Matching
        Contribution Limits (check the appropriate box(es)):

      

      
        	 	
                (A)

              	
                £ 

              	
                Deferral
                  Contributions in excess of ___ % of the Participant’s Compensation for the
                  period in question shall not be considered for Matching
                  Contributions.

              

      

      

      Note:
        If the Employer elects a percentage limit in (A) above and requests the Trustee
        to account separately for matched and unmatched Deferral Contributions, the
        Matching Contributions allocated to each Participant must be computed, and
        the
        percentage limit applied, based upon each period.

      

        	
              	
                (B)

              	
                £ 

              	
                Matching
                  Contributions for each Participant for each Plan Year shall be
                  limited to
                  $

              

      

       

      
        	 	
                (4)

              	
                Eligibility
                  Requirement(s) for Matching Contributions.
                  A
                  Participant who makes Deferral Contributions during the Plan Year
                  under
                  Section 1.05(a) shall be entitled to Matching Contributions for
                  that Plan
                  Year if the Participant satisfies the following requirement(s)
                  (Check the
                  appropriate box(es). Options (B) and (C) may not be elected
                  together):

              

      

       

      
        	
              	
                (A)

              	
                £ 

              	
                Is
                  employed by the Employer on the last day of the Plan
                  Year.

              

        	 	 	 	 

        	 	(B)	
                £ 

              	 Earns at least 500 Hours of Service during the Plan
                Year.

        	 	 	 	 

        	 	(C) 	
                £ 

              	 Earns at least 1,000 Hours of Service during the Plan
                Year.

        	 	 	 	 

        	 	(D) 	
                £ 

              	 Other:

        	 	 	 	 

        	 	(E) 	
                £  

              	 No requirements.

      

       

      Note:
        If
        option (A), (B) or (C) above is selected, then Matching Contributions can
        only
        be made
        by the
        Employer after
        the Plan
        Year ends. Any Matching Contribution made before Plan Year end shall not
        be
        subject to the eligibility requirements of this Section
        1.05(b)(3)).

      

      (c) Employer
        Contributions

      

      
        	 	
                (1)

              	
                £

              	
                Fixed
                  Employer Contributions.
                  The Employer shall make an Employer Contribution on behalf of each
                  Participant in an amount determined as described below (check at
                  least
                  one):

              

      

      

      
        	 	
                (A)

              	
                £

              	
                In
                  an amount equal to ___% of each Participant’s Compensation each Plan
                  Year.

              

      

      

      
        
          
          

        

        
          -
            4
            -

          
            

          

        

        
          
          

        

      

       

      
        
          	 	(B)	
                  £

                	In an amount determined and allocated as described below:
                  

        

        
          	 	
                  (C) 

                	
                  £

                	
                  In
                    an amount equal to (check at least
                    one):

                

        

      

      

      
        	 	
                (i.)
                  £ 

              	
                Any
                  profit sharing contribution that the Employer would have made on
                  behalf of
                  the Participant under the following qualified defined contribution
                  plan
                  but for the limitations imposed by Code Section
                  401(a)(17):

              

      

       

      
        	 	
                (ii.)
                  £

              	
                Any
                  contribution described in Code Section 401(m) that the Employer
                  would have
                  made on behalf of the Participant under the following qualified
                  defined
                  contribution plan but for the limitations imposed by Code Section
                  401(a)(
                  17):

              

      

       

      
        	 	
                (2)

              	
                 £

              	
                Discretionary
                  Employer Contributions.
                  The Employer may make Employer Contributions to the accounts of
                  Participants in any amount, as determined by the Employer in its
                  sole
                  discretion from time to time, which amount may be
                  zero.

              

      

      

      
        	 	
                (3)

              	
                 £

              	
                Eligibility
                  Requirement(s) for Employer Contributions.
                  A
                  Participant shall only be entitled to Employer Contributions under
                  Section
                  1.05(c)(l) for a Plan Year if the Participant satisfies the following
                  requirement(s) (Check the appropriate box(es). Options (B) and
                  (C) may not
                  be elected together):

              

      

      
        	 	
                (A)

              	
                £

              	
                Is
                  employed by the Employer on the last day of the Plan
                  Year.

              

      

      

      
        	 	
                (B)

              	
                £

              	
                Earns
                  at least 500 Hours of Service during the Plan
                  Year.

              

      

      

      
        
          	 	
                  (C)

                	
                  £

                	
                  Earns
                    at least 1,000 Hours of Service during the Plan
                    Year.

                

        

        
          	 	 	 	 

        

        
          	 	(D)	£	 Other:

        

      

       

      
        	 	
                (E)

              	
                £

              	
                No
                  requirements.

              

      

      

      1.06
         DISTRIBUTION
        DATES

      

      Distribution
        from a Participant’s Account pursuant to Section 8.02 shall begin upon the
        following date(s) (check either (a) or (b); check (c), if desired):

      

      (a) £ Non-Class
        Year Accounting (complete (1) and (2)).

      

      (1)  The
        earliest of termination of employment with the Employer (see Plan Section
        7.03)
        and the following event(s) (check appropriate box(es): if none selected,
        all
        distributions will be upon termination of employment):

       

      
        
          
          

        

        
          -
            5
            -

          
            

          

        

        
          
          

        

      

      
        	 	
                (A)

              	
                £

              	
                Attainment
                  of Normal Retirement Age (as defined in Section
                  1.07(f)).

              

      

      

      
        	 	
                (B)

              	
                £

              	
                Attainment
                  of Early Retirement Age (as defined in Section
                  107(g)).

              

      

      

      
        	 	
                (C)

              	
                £

              	
                The
                  date on which the Participant becomes disabled (as defined in Section
                  1.07(h)).

              

      

      

      (2)  Timing
        of
        distribution (check either (A) or (B)).

      

      
        	 	
                (A)

              	
                 £

              	
                The
                  distribution of the Participant’s Account will be begin in the month
                  following the event described in (a)(l) above, however, if the
                  event is
                  termination of employment, then such distribution will begin as
                  soon as
                  practicable on or after the 1st day of the seventh calendar month
                  following such separation if the Participant was a Key
                  Employee.

              

      

      

      
        	 	
                (B)

              	
                 £

              	
                The
                  distribution of the Participant’s Account will begin as soon as
                  administratively feasible in the calendar year following distribution
                  event described in (a)(l) above, provided however, that, if the
                  event is
                  termination of employ merit, in no event will such distribution
                  begin
                  earlier than the 1st day of the seventh calendar month following
                  such
                  separation if the Participant, was a Key
                  Employee.

              

      

      

      (b) R Class
        Year Accounting (complete (1) and (2)).

      

      (1) Upon
        (check at least one; (A) must be selected if plan has contributions pursuant
        to
        section 1.05(b) or (c)):

      

      
        	 	
                (A)

              	
                R

              	
                Termination
                  of employment with the Employer (see Plan Section 7.03); provided
                  however,
                  that if the event is termination of employment, in no event will
                  such
                  distribution begin earlier than the 1st day of the seventh calendar
                  month
                  following such separation if the Participant was a Key
                  Employee.

              

      

      

      
        	 	
                (B)

              	
                R

              	
                The
                  date elected by the Participant, pursuant to Plan Section 8.02,
                  and
                  subject to the restrictions imposed in Plan Section 8.02 with respect
                  to
                  future Deferral Contributions, in which event such date of distribution
                  must be at least one year after the date such Deferral Contribution
                  would
                  have been paid to the Participant in cash in the absence of the
                  election
                  to make the Deferral Contribution.

              

      

      

      (2) Timing
        of
        distribution subject to Subsection (b)(l)(A) above (check either
        (A)or(B)).

      

      
        	 	
                (A) 

              	
                R 

              	
                The
                  Distribution of the Participant’s Account will begin January
                  10th
                  (specify month and day) following the event described in (b)(l)
                  above.

              

      

      

      
        
          
          

        

        
          -
            6
            -

          
            

          

        

        
          
          

        

      

      
        	 	
                (B) 

              	
                £

              	
                The
                  Distribution of the Participant’s Account will begin ______ (specify month
                  and day) of the calendar year following the event described in
                  (b)(1)
                  above.

              

      

      

      (c) R Upon
        a Change of Control in accordance with Plan Section
        7.08.

      

      Note:
        Internal Revenue Code Section 280G could impose certain, adverse tax
        consequences on both Participants and the Employer as a result of the
        application of this Section 1.06(c). The Employer should consult with its
        attorney prior to electing to apply Section 1.06(c).

      

      1.07 VESTING
        SCHEDULE

      

      
        	 	
                (a)

              	
                The
                  Participant’s vested percentage in Matching Contributions elected in
                  Section 105(b) shall be based upon the schedule(s) selected
                  below.

              

      

      

      (1) R N/A
        -No
        Matching Contributions

      (2) £ 100%
        Vesting immediately

      (3) £ 3
        year
        cliff (see C
        below)

      (4) £ 5
        year
        cliff (see D
        below)

      (5) £ 6
        year
        graduated (see E
        below)

      (6) £ 7
        year
        graduated (see F
        below)

      (7) £ G
        below

      (8) £ Other
        (Attachment “B”)

      

      
        	
                Years
                  of Service for

              	 	 	
                 

                Vesting
                  Schedule

              	 
	
                Vesting

              	
                C

              	
                D

              	
                E

              	
                F

              	
                G

              
	
                0

              	
                0%

              	
                0%

              	
                0%

              	
                0%

              	
                 

              
	
                1

              	
                0%

              	
                0%

              	
                0%

              	
                0%

              	
                 

              
	
                2

              	
                0%

              	
                0%

              	
                20%

              	
                0%

              	
                 

              
	
                3

              	
                100%

              	
                0%

              	
                40%

              	
                20%

              	
                 

              
	
                4

              	
                100%

              	
                0%

              	
                60%

              	
                40%

              	
                 

              
	
                5

              	
                100%

              	
                100%

              	
                80%

              	
                60%

              	
                 

              
	
                6

              	
                100%

              	
                100%

              	
                100%

              	
                80%

              	
                 

              
	
                7

              	
                100%

              	
                100%

              	
                100%

              	
                100%

              	
                100%

              

      

      

      
        	 	
                (b)

              	
                The
                  Participant’s vested percentage in Employer Contributions elected in
                  Section 1.055(e) shall be based upon the schedule(s) selected
                  below.

              

      

      

      (1)
        R
        N/A
        - No
        Employer Contributions

      (2)
        £
        100%
        Vesting immediately

      (3)
        £
        3 year
        cliff (see C
        below)

      (4)
        £
        5 year
        cliff (see D
        below)

      (5)
        £
        6 year
        graduated (see E
        below)

      (6)
        £
        7
        year
        graduated (see F
        below)

      (7)
        £ G
        below

      (8)
        £
        Other
        (Attachment “B”)

       

      
        
          
          

        

        
          -
            7
            -

          
            

          

        

        
          
          

        

      

      

      
        	
                Years
                  of Service for

              	 	 	
                 

                Vesting
                  Schedule

              	 
	
                Vesting

              	
                C

              	
                D

              	
                E

              	
                F

              	
                G

              
	
                0

              	
                0%

              	
                0%

              	
                0%

              	
                0%

              	
                 

              
	
                1

              	
                0%

              	
                0%

              	
                0%

              	
                0%

              	
                 

              
	
                2

              	
                0%

              	
                0%

              	
                20%

              	
                0%

              	
                 

              
	
                3

              	
                100%

              	
                0%

              	
                40%

              	
                20%

              	
                 

              
	
                4

              	
                100%

              	
                0%

              	
                60%

              	
                40%

              	
                 

              
	
                5

              	
                100%

              	
                100%

              	
                80%

              	
                60%

              	
                 

              
	
                6

              	
                100%

              	
                100%

              	
                100%

              	
                80%

              	
                 

              
	
                7

              	
                100%

              	
                100%

              	
                100%

              	
                100%

              	
                100%

              

      

      

      (c) £ Years
        of Service for Vesting shall exclude
        (check
        one):

      

      
        	 	
                (1)

              	
                £

              	
                for
                  new plans, service prior to the Effective Date as defined in Section
                  1.01(d).

              

      

      

      
        	 	
                (2)

              	
                £

              	
                for
                  existing plans converting from another plan document, service prior
                  to the
                  original Effective Date as defined in Section
                  1.01(d)(2).

              

      

       

      
        
          	
                	
                  (d) £

                	A
                  Participant will forfeit his Matching Contributions and Employer
                  Contributions upon the occurrence of the following
                  event(s):

        

      

      
        	 	
                (e)

              	
                A
                  Participant will be 100% vested in his Matching Contributions and
                  Employer
                  Contributions upon (check the appropriate box(es), if any; if l.06(c)
                  is
                  selected, Participants will automatically vest upon Change of Control
                  as
                  defined in Section
                  1.12):

              

      

      

      
        	 	
                (1)

              	
                £

              	
                Normal
                  Retirement Age (as defined in Section 1.07(F)).

              

      

      

      
        	 	
                (2)
                  

              	
                £

              	
                Early
                  Retirement Age (as defined in Section 1.07(g)).

              

      

      

      
        	 	
                (3)

              	
                £

              	
                Death.

              

      

      

      
        	 	
                (4)
                  

              	
                £

              	
                The
                  date on which the Participant becomes disabled as determined under
                  Section
                  l.07(h)of the Plan.

              

      

      

      (f) Normal
        Retirement Age under the Plan is
        (check
        one):

       

      
        
          	 	(1)	£	age 65.

        

        
          	 	 	 	 

        

        
          	 	(2)	£	age ___ (specify from 55 through 64).

        

        
          	 	 	 	 

        

        
          	 	
                  (3)

                	
                  £

                	
                  the
                    later of age ____ (cannot exceed 65) or the fifth anniversary
                    of the
                    Participant’s Commencement
                    Date.

                

        

      

      

      If
        no box
        is checked in this Section 1.07(f), then Normal Retirement Age is
        65.

      

      
        
          
          

        

        
          -
            8
            -

          
            

          

        

        
          
          

        

      

      
        	 	
                (g) £

              	
                Early
                  Retirement Age is the first day of the month after the Participant
                  attains
                  age ___ (specify 55 or greater) and completes ____ Years of Service
                  for
                  Vesting.

              

      

       

      
        
          	
                	
                  (h) £

                	
                  A
                    Participant is considered disabled when that Participant (check
                    one):

                

        

      

      
        	 	
                (1)
                  £

              	
                is
                  unable to engage in any substantial gainful activity by reason
                  of any
                  medically determinable physical or mental impairment which can
                  be expected
                  to result in death or can be expected to last for a continuous
                  period of
                  not less than 12 months.

              

      

      

      
        	 	
                (2)
                  £

              	
                is,
                  by reason of any medically determinable physical or mental impairment
                  which can be expected to result in death or can be expected to
                  last for a
                  continuous period of not less than 12 months, receiving income
                  replacement
                  benefits for a period of not less than 3 months under an accident
                  and
                  health plan covering employees of the
                  Employer.

              

      

      

      1.08 PREDECESSOR
        EMPLOYER SERVICE

      

      
        	 	
                £

              	
                Service
                  for purposes of vesting in Section 1.07(a) and (b) shall include
                  service
                  with the following
                  employees):

              

      

      

      1.09 UNFORESEEABLE
        EMERGENCY WITHDRAWALS

      

      Participant
        withdrawals for unforeseeable emergency prior to termination of employment
        (check one):

      

      
        
          	 	
                  (a)

                	
                  R

                	
                  will
                    be allowed in accordance with Section 7.07, subject to a
                    $1,000
                    minimum amount. (Must be at least
                    $1,000)

                

        

        
          	 	 	 	 

        

        
          	 	(b)	£	will not
                  be
                  allowed.

        

      

        

      1.10 DISTRIBUTIONS

      

      Subject
        to Articles 7 and 8 distributions under the Plan are always available as
        a lump
        sum. Check below to allow distributions in installment
        payments:

      

      
        	 	
                R

              	
                under
                  a systematic withdrawal plan (installments) not to exceed 10 years
                  which
                  (check one if box for this Section is
                  selected):

              

      

      

      (a) R will
        not be accelerated, regardless of the Participant’s Account
        balance.

      

      (b) £ will
        be accelerated to a lump sum distribution in accordance with Section
        8.03.

      

      1.11 INVESTMENT
        DECISIONS

      

      (a) Investment
        Directions

      Investments
        in which the Accounts of Participants shall be treated as invested and
        reinvested shall be directed (check one):

      

      
        
          
          

        

        
          -
            9
            -

          
            

          

        

        
          
          

        

      

      
        	 	
                (1)
                  £

              	
                by
                  the Employer
                  among the options listed in (b)
                  below.

              

      

      

      
        
          	 	
                  (2)
                    R

                	
                  by
                    each Participant
                    among the options listed in (b)
                    below.

                

        

        
          	 	 	 

        

        
          	 	(3) £	in accordance with investment directions provided by each Participant
                  for all contribution sources in a Participant’s Account except the
                  following sources shall be invested as directed by the Employer
                  (check (A)
                  and/or (B)):

        

      

       

      (A) £ Nonelective
        Employer Contributions

      

      (B) £ Matching
        Employer Contributions

      

      The
        Employer must direct the applicable sources among the same investment options
        made available for Participant directed sources listed in the Service
        Agreement.

      

      (b) Plan
        Investment Options

      

      Participant
        Accounts will be treated as invested among the Investment Funds listed in
        the
        Service Agreement from time to time pursuant to Participant and/or Employer
        directions, as applicable.

      

      Note:
        The
        method and frequency for change of investments will be determined under the
        rules applicable to the selected funds. Information will be provided regarding
        expenses, if any, for changes in investment options.

      

      1.12
         RELIANCE
        ON PLAN

      

      An
        adopting Employer may not rely solely on this Plan to ensure that the Plan
        is
“unfunded and maintained primarily for the purpose of providing deferred
        compensation for a select group of management or highly compensated employees”
with respect to the Employer’s particular situation. This Agreement must be
        reviewed by the Employer’s attorney before it is executed.

      

      This
        Adoption Agreement may be used only in conjunction with the CORPORATEplan
        for
        Retirement Executive Plan Basic Plan Document.

      

      
        
          
          

        

        
          -
            10
            -

          
            

          

        

        
          
          

        

      

      EXECUTION
        PAGE 

      (Fidelity’s
        Copy)

      

      IN
        WITNESS WHEREOF, the Employer has caused this Adoption Agreement to be executed
        this 8th
        day of
        December, 2005.

       

      
        	
                Employer

              	
                CREE,
                  INC.

              
	 	 
	
                By

              	
                /s/
                  Adam H. Broome

              
	 	 
	
                Title

              	
                Vice
                  President, Legal

              

      

       

       

      
        	
                Employer

              	
                CREE,
                  INC.

              
	 	 
	
                By

              	
                /s/
                  Brenda Castonguay

              
	 	 
	
                Title

              	
                VP-HR

              

      

      

      

      
        
          
          

        

        
          -
            11
            -

          
            

          

        

        
          
          

        

      

      EXECUTION
        PAGE 

      (Employer’s
        Copy)

      

      IN
        WITNESS WHEREOF, the Employer has caused this Adoption Agreement to be executed
        this 8th
        day of
        December, 2005.

      

      
        	
                Employer

              	
                CREE,
                  INC.

              
	 	 
	
                By

              	
                /s/
                  Adam H. Broome

              
	 	 
	
                Title

              	
                Vice
                  President, Legal

              

      

       

       

      
        	
                Employer

              	
                CREE,
                  INC.

              
	 	 
	
                By

              	
                /s/
                  Brenda Castonguay

              
	 	 
	
                Title

              	
                VP-HR

              

      

      

      

      

      
        
          
          

        

        
          -
            12
            -

          
            

          

        

        
          
          

        

      

      Attachment
        A

      

      Pursuant
        to Section 1.03(a), the following are the Employees who are eligible to
        participate in the Plan:

      

      Dolph
        W.
        von Arx 

      James
        E.
        Dykes 

      Robert
        J.
        Potter, Ph.D. 

      Harvey
        A.
        Wagner

      

      

      
        	
                Employer

              	
                CREE,
                  INC.

              
	 	 
	
                By

              	
                /s/
                  Brenda Castonguay

              
	 	 
	
                Title

              	
                VP-HR

              
	 	 
	
                Date

              	
                December
                  8, 2005

              

      

      

      

      

      Note:
        The
        Employer must revise Attachment A to add Employees as they become eligible
        or
        delete Employees who are no longer eligible. Attachment A should be signed
        and
        dated every time a change is made.

      

      
        
          
          

        

        
          -
            13
            -

          
            

          

        

        
          
          

        

      

      Attachment
        B

      

      
        	
                (a) £ 

              	
                The
                  Participant’s vested percentage in Matching Contributions elected in
                  Section 1.05(b) shall be based upon the following
                  schedule:

              

      

      

       

      

      
        	
                (b) £

              	
                The
                  Participant’s vested percentage in Employer Contributions elected in
                  Section l.05(c) shall be bused upon the following
                  schedule:

              

      

      

       

      

      
        
          
          

        

        
          -
            14
            -

          
            

          

        

        
          
          

          
          

        

      

      

      Cree,
        Inc. 

      Directors’
        Deferred Compensation Plan

      

      Amendment
        to Adoption Agreement

      

      The
        following revisions to the CORPORATEplan
        for Retirement EXECUTIVE
        Plan Adoption Agreement (the “Adoption Agreement”) apply with respect to the
        Cree, Inc. Directors’ Deferred Compensation Plan established pursuant to the
        Basic Plan Document (the “Plan”) effective February 1, 2006 (the initial
        effective date of the Plan).

      

      1.

      

      Section
        1.03 is amended to read as follows:

      

      Each
        person who is a member of the Employer’s Board of Directors and who is not also
        a common law employee of the Employer (a “Non-Employee Board Member”) is
        eligible to participate in the Plan.

      

      2.

      

      Section
        1.04 is amended to read as follows:

      

      For
        purposes of determining Contributions under the Plan, Compensation shall
        be
        defined as follows:

      

      
        	 	
                1.

              	
                Each
                  retainer payment paid by the Employer to a Non-Employee Board Member
                  (“Retainer Payment”); and

              

      

      

      
        	 	
                2.

              	
                Each
                  meeting fee paid by the Employer to a Non-Employee Board Member
                  (“Meeting
                  Fee”).

              

      

      

      3.

      

      Section
        1.05(a) is amended to read as follows:

      

      The
        Employer shall make a Deferral Contribution in accordance with, and subject
        to,
        Section 4.01 on behalf of each Participant in an amount equal to the amount
        of
        Compensation that the Participant has elected to defer for the calendar year
        (or
        portion of the calendar year) to which such election applies. A Participant
        may
        elect to defer up to 100% of his or her Compensation for a calendar year.
        Each
        Participant must make a separate deferral election with respect to his Retainer
        Payments and his Meeting Fees for such calendar year. An election to defer
        Retainer Payments for a calendar year shall apply to each Retainer Payment
        (i)
        paid in such calendar year, if such payment applies to services performed
        entirely after the date of payment, or (ii) for services performed in a period
        beginning in such calendar year, if such payment is made after such period
        begins. An election to defer Meeting Fees for a calendar year shall apply
        to the
        Meeting Fees paid for all meetings held in such calendar year.

      
        
          
          

        

        
          -
            1 of
            2 -

          
            

          

        

        
          
          

        

      

      

      4.

      

      Section
        1.07 shall be amended by deleting subsection (f).

      

      5.

      

      Except
        as
        provided herein, the Adoption Agreement shall be unchanged.

      

      IN
        WITNESS WHEREOF, the Company has caused this Amendment to be executed by
        a duly
        authorized officer as of the day and year first written above.

      

      

      
        	
                Cree,
                  Inc.

              
	 	 
	
                By:

              	
                /s/
                  Adam H. Broome 

              
	 	 
	
                Title:

              	
                Vice
                  President, Legal 

              

      

      

      
        
          
          

        

        
          -
            2 of 2
            -

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