Document:

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                          SONOMA FINANCIAL CORPORATION
                        390 South Eight Street, 2nd Floor
                              West Dundee, IL 60118

VIA HAND DELIVERY

October 16, 2000

Mr. D. Desmond Paden
2600 South Roosevelt Road
Apt. 101A
Key West By the Sea, FL

         RE:  SHC Corp. (f/k/a Victormaxx Technologies, Inc.) (the "Company")
              Resignation Issues
              Our File:  SHC1

Dear Mr. Paden:

The Company has authorized us to memorialize the terms and conditions you and
the Company have agreed to in connection with your resignation from the Company.
Upon your resignation as an officer, director, employee and any other authority
you may have on behalf of the Company, no later than Monday, October 16, 2000,
the Company agrees to the following:

1. STOCK OPTIONS. The Company hereby grants you an option (the "Option"),
subject to certain terms and conditions, to purchase up to 12 million
(12,000,000) shares of Common Stock of the Company at an exercise price of $0.03
per Share. The Option may only be exercised after the stock has traded for $0.20
per day for at least 20 consecutive days and will expire December 31, 2010. The
Option will expire on August 31, 2005 if it has not been exercised by you. The
parties acknowledge that the Board of Directors of the Company approved the
issuance of the Option on Thursday, October 12, 2000 and based the Option price
of $0.04, less a discount for restricted shares. The Option will be evidenced by
an option agreement mutually acceptable to the parties.

2. SHARE ISSUANCES. The Company will issue an aggregate of Five Hundred Thousand
(500,000) shares of Common Stock of the Company pursuant to the instructions
outlined in a letter dated April 18, 2000 from the Company to the Company's
counsel, Kwiatt & Ruben, Ltd. Such stock will carry a restrictive legend.

3. COMPENSATION. In consideration for work you have performed on behalf of the
Company, the Company will issue to you, subject to certain terms
and conditions outlined below, one million (1,000,000) share of Common Stock of
the Company (the "Compensation Shares").

4. FRANCHISE RIGHTS. The Company intends on establishing a franchise system and
selling franchises. In the event that the Company establishes such a franchise
system the Company shall assign to Midwest Investor Group of Illinois 10
franchises The Company makes no representation whether or not the Company will
be franchised or when it intends on being franchised. Your rights to

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this benefit will expire by December 31, 2002, in the event you have not
executed a franchise agreement nor opened any locations.

5. COMPANY CAR. The Company agrees to allow you the continued use of your
Company car. The Company shall continue to make payments to the lien holder of
the car and upon receiving its title shall assign the Jeep to you at no
additional cost.

6. LOAN GUARANTEE. The Company hereby agrees to grant you an option to purchase
up to 5 million shares of Common Stock of the Company (the "Brickyard Bank
Option") upon your personal guarantee of $200,000.00 in connection with the
Company's loan with Brickyard Bank, as amended, modified or extended (the
"Brickyard Loan"). The exercise price of the Brickyard Bank Option shall be
equal to the closing price of the Common Stock of the Company on the close of
trading on the day immediately prior to the issuance of the Brickyard Bank
Option. The Brickyard Bank Option will be evidenced by an option agreement
mutually acceptable to the parties.

7. TERMS AND CONDITIONS. You acknowledge that the Company currently does not
have enough authorized and unissued shares available in its charter to grant the
Option, Compensation Shares or Brickyard Bank Option. Therefore, you further
acknowledge that Company's ability to grant the Option, Compensation Shares and
Brickyard Bank Option and your right to these benefits is contingent upon the
Company increasing the number of authorized shares of the Company and that
shareholder approval is required in order to increase the number of authorized
shares. The Company makes no representation whether or not it will receive the
requisite authority from its shareholders to increase the number of authorized
shares. You further acknowledge that all of the shares of Commons Stock of the
Company that are being issued to you, or your designee, in the Option,
Compensation Shares and Brickyard Bank Option, will be restricted. All
certificates evidencing such shares will contain a restrictive legend.

If you are agreement with the above terms and conditions in connection with your
resignation from the Company, please execute a copy of this letter where
indicated and return the same to me via facsimile.

If you have any questions, please do not hesitate to contact me.

                                    Very truly yours,

                                    /s/ Terrence L. Donati
                                    -----------------------------
                                    Terrence L. Donati, President

I, the undersigned, a Notary Public in and for said County, in the State
aforesaid, DO HEREBY CERTIFY that Terrence L. Donati is personally known to me
to be the same person whose name is subscribed to the foregoing instrument,
appeared before me this day in person, and acknowledged that he signed, sealed
and delivered the said instrument as his free and voluntary act, for the uses
and purposes therein set forth, including the release and waiver of the right of
homestead.

Given under my hand and official seal, this 16th day of October, 2000

Commission expires 8/2?/2004                   Illegible
                                      --------------------------------------
                                               Notary Public

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ACCEPTED AND AGREED TO THIS                          APPROVED:
______ DAY OF OCTOBER, 2000                          Independent Director:

/s/ D. Desmond Paden                                 /s/ Philip E. Ruben
-----------------------------                        --------------------------
D. Desmond Paden                                     Philip E. Ruben.<PAGE>

                                D. DESMOND PADEN
                         1580 S. MILWAUKEE AVE SUITE 207
                             LIBERTYVILLE, IL 60048

VIA FACSIMILE

December 7, 2000

The Board of Directors of SHC Corp:
Philip E. Ruben
Terrence L. Donati

         RE:  Amendment to Letter Agreement Dated October 16, 2000

Gentlemen:

     Reference is made to that certain letter dated October 16, 2000 from Sonoma
Financial Corporation (a/k/a SHC Corp.) (the "Company") to me setting forth our
agreement relating to certain resignation, compensation and other issues as
between the Company and me (the "Letter Agreement"). The parties have agreed to
amend certain provisions of the Letter Agreement as set forth in this letter.

     In order to pursue other professional opportunities, I do not intend to
stand for re-election to the Company's Board of Directors at its anticipated
upcoming meeting of shareholders. Therefore, I hereby submit my unconditional
resignation as a director of the Company and all other positions I may hold with
the Company, effective as of Monday, December 11, 2000.

     In addition, we have agreed to amend, and by execution of this letter we
hereby amend, Paragraph 4 of the Letter Agreement by increasing the number of
franchises being offered to the Midwest Investor Group of Illinois from ten (10)
to twenty (20). This right to franchises shall remain subject to the same terms
and conditions as set forth in the Letter Agreement.

     Except as expressly modified hereby, the Letter Agreement shall remain
unamended and in full force and effect. Please indicate your acceptance of the
terms set forth herein by signing where indicated below.

                                               Sincerely,

                                               D. Desmond Paden

Agreed and Accepted December 7, 2000

SHC Corp.

By:      /s/ Terrence L. Donati
         ------------------------------
         Terrence L. Donati, President<PAGE>

                                December 26, 2000

VIA FACSIMILE (847) 426-7388

Terry Donati
SHC Corp.
390 South Eighth Street, 2nd Floor
West Dundee, IL 60118

         Re:  Kwiatt & Ruben, Ltd. Invoices

Dear Terry:

     As you know, our retainer agreement with SHC Corp. (the "Company") provides
for the Company's payment of our invoices in a combination of cash and SHC
stock. Up until April 30, 2000, the agreement provided that one-half of each
monthly invoice would be payable in cash, and the other one-half would be
payable in stock. From and after May 1, 2000, the agreement provides that 85% of
each monthly invoice is payable in cash, and 15% is payable in stock. In either
case, the stock is to be valued by reference to the average of the Company's
closing stock price for the immediately prior thirty (30) days, less a discount
of 25%.

     As of today's date, both cash and stock payments due us remain outstanding
and delinquent. With respect to the stock payments, the last payment made was in
payment of the January, 2000 invoice. Therefore, we are owed shares based on all
of our invoices from February, 2000 through our November, 2000 invoice.

     The reason why the stock payments are delinquent is a simple one: the
Company does not have any shares available to issue. As of today's date, the
Company is authorized to issue 100,000,000 shares of which, according to the
Company's stock transfer agent, more than 99,400,000 shares are outstanding. As
an accommodation to the Company, we have refrained since January from issuing
shares to this firm until such time as the Company increases the number of
shares it is authorized to issue, which we anticipate will occur at the
Company's shareholder meeting on January 19, 2001.

     In consideration of this accommodation, we would like to make two (2)
changes relating to the retainer agreement. First, we would like to amend the
effective date of the change from a 50/50 percentage split between cash and
stock to the 85/15 percentage split from May 1, 2000 to December 1, 2000.
Second, we would like to issue all of the shares due (i.e. from the February 1,
2000 invoice through the November 2000 invoice)

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Terry Donati
December 26, 2000
Page Two

at a price of $.03 per share, subject to the anticipated increase in the number
of authorized shares. We feel this appropriate for three reasons: (i) we have
waited for the shares to be issued for a significant period of time, (ii) the
trading price of the Company's stock has consistently been in the $.03 - $.05
range and (iii) the Company has recently raised equity capital at $.03 and plans
on raising additional equity capital at that price in the near future.

     Assuming you are agreeable, the Company would, upon the increase of its
authorized shares, issue to us 3,345,605 shares of common stock. Those shares
would represent payment of 50% of our invoices from February 2000 through
November 2000. We would then resume our written arrangement starting with the
December invoice, i.e. shares would be issued at the average closing price for
the prior 30 days, less a discount of 25%.

     Please indicate your agreement with and acceptance of these terms by
signing where indicated below. Feel free to call with any questions.

                                            Sincerely,

                                            Ronald Rosenfeld

Agreed and Accepted December 26, 2000

SHC Corp.

By: /s/ Terrence L. Donati
    ----------------------------------------------
        Terrence L. Donati, President and Director

cc: Philip E. Ruben, Esq.
    Mitchell D. Pawlan, Esq.
    Marie Fiorito

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