Document:

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                                                                    EXHIBIT 10.5

                                    CONTRACT

                  This agreement made this 20th day of July 1999,by and between
MainStreetIPO.com, 171 Church Lane, North Brunswick, NJ 08902 and Interactive
Graphics, located at 300 East 74th Street, New York City, NY 10021.

                  FIRST: That MainStreetIPO.com, is a corporation which will
provide a website for the purposes of allowing emerging companies to engage in a
self underwritten Initial Public Offering (IPO).

                  SECOND: That Interactive Graphics is a website design,
programming and hosting firm.

                  THIRD: That Interactive Graphics has submitted a proposal to
create a web site for MainStreetIPO.com and MainStreetIPO.com has accepted the
proposal.

                  FOURTH: That Interactive Graphics shall provide the following
services to MainStreetIPO.com:

                          Html and Unix programming; SSL server configuration;
Security System; Database Design and implementation; Auction design and
implementation; Graphical design and implementation; multiple server back up
solution; System Management and Administration

                  FIFTH: That the content of the site shall be the sole and
exclusive responsibility of MainStreetIPO.com and MainStreetIPO.com shall hold
Interactive graphics harmless and indemnify from any and all liability for
improper or false information.

                  SIXTH: That the schedule for the completion of the project
shall be as follows:

                       All hardware on location within 3 weeks of execution of
the contract.

                       Within 3 weeks of execution of the contract a
demonstration site suitable for collecting prospective subscriber information
shall be in place.

                       Within 6 weeks of execution of the contract a semi
functional website shall be available for beta testing and de bugging. If
bandwidth is not available due to location limitations the site shall be
temporarily hosted at a suitable location at no extra charge.

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                           Target date for completion of fully functional
website is 8 weeks after execution of the contract.

                           Guaranteed date of completion of a fully functional
website is the 14th week after execution of the contract.

                  SEVENTH: That the schedule for payments due hereunder shall be
as follows:

<TABLE>
<S>                                                     <C>
             Due on Contract............................$60,000.00
             Due at 3 weeks after Contract..............$40,000.00
             Due at 6 weeks after contract..............$40,000.00
             Due upon completion of project.............$60,000.00
</TABLE>

                   (b) On completion deliver 200,000 warrants in MainStreetIPO
exercisable at Two Dollars ($2.00) each.

                  EIGHTH: The hardware to be purchased for this project shall be
the following, in accordance with the proposal accepted by MainStreetipo.com :
                                 One (1) Router
                                 Four (4) Servers

                  NINTH: That Interactive Graphics shall provide site management
and system administration services to Mainstreetipo.com at a monthly cost of:
                                    $8,000.00

The management and administration contract represented hereby shall be effective
for a period of one year from the date of completion of the project and shall
thereafter be renewable on a year to year basis at the option of
MainStreetIPO.com at a monthly fee to be negotiated at the time of renewal.

                           (b) That written notice of renewal or non-renewal
must be forwarded to Interactive Graphics not less than 30 days prior to the
expiration date of the management and administration agreement.

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                  TENTH: That this document represents the full and complete
agreement of the parties hereto and there are no prior or contemporaneous oral
or written agreements the terms and conditions of which have any effect upon the
terms and conditions of this document.

                  ELEVENTH: This agreement may not be changed, altered, modified
or cancelled except in a writing provided to the non-canceling party not less
than 30 days prior to the date cancellation shall become effective. Such mailing
shall be sent by certified mail, return receipt requested and shall be effective
upon mailing at a facility maintained for such purposes by the United States
Postal Service.

                  TWELFTH: In the event either party shall breach any material
duty or obligation hereunder the other party shall have the right to declare
that party in breach and shall have the right to immediately cancel the contract
immediately.

                           (b) A failure of the non breaching party to assert
his right to cancel the contract shall not affect any right to enforce a
cancellation based on any further breach or to avail himself of remedies other
than canceling the contract.

                  THIRTEENTH: That each party has had the opportunity to review
the whole of this document and agrees to the specific paragraphs herein.

                  FOURTEENTH: That in the event of a breach hereof the non
breaching party shall have the right to bring an action at law or seek
alternative dispute resolution through the arbitration process. The non
breaching party shall pay all fees associated with the alternative dispute
resolution process.

                  FIFTEENTH: That jurisdiction and venue shall be set in the
Supreme Court of the State of New York, County of New York, located at 60 Centre
Street, New York City, New York.

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                  SIXTEENTH: That in the event any court of competent
jurisdiction shall find that any clause, clauses, paragraph or subparagraph
herein shall be illegal, unlawful, null, void, unenforceable because of
violation of any law, statute, rule, regulation, code or public policy, such a
finding shall have no effect on the legality or enforceability of any other
paragraph or paragraphs, clause or clauses herein and the offending paragraph or
paragraphs, clause or clauses shall be considered as severed from the whole
hereof.

                  SEVENTEENTH: That this agreement and all of its clauses and
paragraphs shall be construed in accordance with the laws of the State of New
York, exclusively.

                  WHEREFORE, the parties have hereunto affixed their hands and
seals the day and date first above written.

INTERACTIVE GRAPHICS:

         /s/ Sal Bertolini, Pres.
By:________________________________________

              Sal Bertolini, Pres.

MAINSTREETIPO.COM;

         /s/ Joseph Salvani, Pres.
By:__________________________________________

       Print Name & Title

                                       4<PAGE>

                                                                    Exhibit 10.6

                              CONSULTING AGREEMENT

                  AGREEMENT made this 1st day of September, 1999, by and between
Main Street IPO LLC ("Main Street"), with principal offices at 171 Church Lane,
North Brunswick, New Jersey 08902, and LARA L. GEORGE ("Consultant"), residing
at 230 Central Park West, New York, New York 10024.

                  WHEREAS, Consultant is in the business of identifying
companies seeking to underwrite an offering of their securities; and

                  WHEREAS, Consultant desires to provide services to Main
Street; and

                  WHEREAS, Consultant and Main Street have agreed that
Consultant shall render the services set forth below to Main Street and its
affiliates until the terms and subject to the conditions set forth below.

                  NOW, THEREFORE, in consideration of mutual promises and
covenants contained herein, the parties agree as follows:

                  1. ENGAGEMENT. Main Street hereby engages the Consultant to
render to Main Street the services described herein for a period of twenty-four
(24) months commencing on the date hereof (the "Term"). The Term may be extended
or renewed upon the written agreement of Main Street and Consultant prior to the
expiration of the initial Term hereof on such terms as the parties may negotiate
at the time of extension or renewal. This Agreement may be terminated as set
forth in Section 7 hereof.

                  2. SERVICES. For the term of this Agreement, Consultant shall
render to Main Street services consisting of the identification, procurement and
introduction of potential clients to Main Street and its subsidiary, CEO Letter
Inc.; the performance of due diligence on investments by Main Street; strategic
planning opportunities for Main Street; assisting potential clients of Main
Street in structuring their offerings; and such other services as may reasonably
be requested by Main Street, provided such services are consistent with the
development of business by Consultant for Main Street.

                  3. COMPENSATION. In consideration for providing the services,
Consultant shall receive an annual fee of $100,000 payable in monthly
installments of $8,334 at the end of each month. Should Main Street utilize a
shorter pay period, then Consultant shall be paid pursuant to that shorter pay
period.

                  4. NOTICE. Any and all notices from either party to the other
which may be specified by, or otherwise deemed necessary or incident to this
Agreement shall, in the absence of hand delivery with return receipt requested,
be deemed to have been duly given when mailed if the same shall be sent to the
address of the party set out on the first page of this Agreement by registered
or certified mail, return receipt requested, or express delivery (e.g., Federal
Express).

                  5. ASSIGNABILITY. Neither this Agreement nor any of the rights
or obligations set forth herein shall be assignable.
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                  6. ENTIRE AGREEMENT; AMENDMENT. This Agreement contains the
entire agreement between Main Street and the Consultant with respect to the
subject matter hereof. This Agreement may not be amended, changed, modified or
discharged, nor may any provision hereof be waived, except by an instrument in
writing executed by or on behalf of the party against whom enforcement of any
amendment, waiver, change, modification or discharge is sought. No course of
conduct or dealing shall be construed to modify, amend or otherwise affect any
of the provisions hereof.

                  7. TERMINATION. Main Street may terminate this Agreement with
or without cause upon delivery of fifteen (15) days prior written notice thereof
to the Consultant. Such termination shall be effective as set forth in Section 4
above and shall terminate the Consultant's obligations hereunder and shall
terminate the Consultant's right to further compensation hereunder; provided,
however, that termination shall not impair the Consultant's right to receive the
compensation issuable to her up to and through the date of such termination.

                  8. CONFIDENTIAL INFORMATION. By reason of performance under
this Agreement, the Consultant may have access to and may obtain specialized
knowledge, trade secrets and confidential information about the business and
operation of Main Street, its subsidiaries and divisions thereof. Therefore, the
Consultant hereby agrees that she shall keep secret and retain in confidence and
shall not use, disclose to others, or publish, other than in connection with the
performance of services hereunder and in accordance herewith, any information
relating to the business, operation or other affairs of Main Street, its
subsidiaries and divisions thereof, which information is acquired in the course
of providing services for Main Street. To the extent that any of such
information may be deemed from time to time to be "material non-public
information" as construed under the Securities Exchange Act of 1934, the
Consultant hereby agrees not to purchase or sell (or offer to purchase or sell)
any of Main Street's securities while in possession of information which may be
so deemed to be "material non-public information".

                  9. APPLICABLE LAW. This agreement shall be construed and
enforced in accordance with the laws of the State of New York without regard to
the principles of conflicts of laws thereof and shall inure to the benefit of
and be binding upon the Consultant and Main Street and their respective legal
successors and assigns.

                  IN WITNESS WHEREOF, the parties hereto have caused this
Agreement to be duly executed as of the day and year first above written.

                                                --------------------------------
                                                LARA L. GEORGE

                                                MAIN STREET IPO LLC

                                                By:
                                                   -----------------------------
                                                   Joseph Salvani, President

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