Document:

<PAGE>
                  SECOND AMENDMENT TO REIMBURSEMENT AGREEMENT

         THIS SECOND AMENDMENT TO REIMBURSEMENT AGREEMENT dated as of September
24, 2002 (this "Second Amendment"), is made by and among DELTA AIR LINES, INC.,
a Delaware corporation (the "Borrower"), the financial institutions parties
hereto (the "Lenders") and COMMERZBANK AG, acting through its New York branch
("Commerzbank"), as letter of credit fronting bank (the "Fronting Bank") and
agent (the "Agent").

                                  WITNESSETH:

         WHEREAS, the Borrower, the Lenders and Commerzbank, as letter of
credit fronting bank, agent and arranger, are parties to that certain
Reimbursement Agreement dated as of May 1, 2000, as amended by the First
Amendment to Reimbursement Agreement dated as of November 9, 2001 (as amended,
the "Reimbursement Agreement"), pursuant to which the Fronting Bank and the
Lenders made certain financial accommodations available to the Borrower; and

         WHEREAS, the Borrower has requested that the Fronting Bank, the Agent
and the Lenders amend the Reimbursement Agreement in certain respects; and

         WHEREAS, the Fronting Bank, the Agent and the Lenders are willing to
so amend the Reimbursement Agreement on the terms and conditions set forth
herein.

         NOW, THEREFORE, for good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged by the parties, the parties hereto
agree as follows:

         SECTION 1.        Definitions. Unless otherwise defined herein or the
context otherwise requires, terms used in this Second Amendment have the
meanings provided in the Reimbursement Agreement.

         SECTION 2.        Amendments to Reimbursement Agreement. Effective on
(and subject to the occurrence of) the Effective Date, the Reimbursement
Agreement is hereby amended in accordance with this Section 2. Except as so
amended, the Reimbursement Agreement shall continue in full force and effect.

         (a)      Section 2.01 of the Reimbursement Agreement is amended to add
the following to the end of such Section:

                  With respect to the Letters of Credit issued hereunder that
         have scheduled expiration dates after June 8, 2003, the Borrower shall
         provide timely instructions to the Applicable Bond Trustees for such
         Letters of Credit that such Letters of Credit shall terminate on a
         specified date or dates which shall be on or before the close of
         business on June 8, 2003, thereby triggering a mandatory tender for
         purchase of the related Bonds under the Applicable Indentures. If, as
         a result

<PAGE>
         thereof, the Letters of Credit are drawn upon in order to pay the
         purchase price of the Bonds, the Borrower shall, or shall cause the
         Applicable Bond Trustee to, reimburse the aggregate amount of such
         Drawing to the Fronting Bank by the Fronting Bank's close of business
         on the day such payment is made.

         (b)      Section 5.03 of the Reimbursement Agreement is amended by
deleting subclause (c) of the first sentence thereof and all of the second
sentence thereof.

         (c)      Section 5.04 of the Reimbursement Agreement is amended to
read in its entirety as follows:

                  Section 5.04.     Minimum Liquidity. The Borrower will not
         permit its Liquidity (as defined below) as at the last day of any
         calendar month, beginning with October 31, 2002, to be less than
         $1,000,000,000. For purposes of this Section 5.04, the Borrower's
         "Liquidity" as at any day means the amount of unrestricted cash and
         cash equivalents and short-term investments that would appear on a
         consolidated balance sheet of the Borrower and its consolidated
         subsidiaries as if such balance sheet were prepared as at such day in
         accordance with GAAP. The Borrower shall provide to the Fronting Bank,
         the Agent and the Lenders within ten (10) days after the end of
         October 31, 2002 and each calendar month thereafter a statement as of
         the end of such calendar month establishing compliance with the
         provisions of Section 5.04, certified by an authorized financial
         officer of the Borrower as accurate in all material respects.

         (d)      Section 5.10 of the Reimbursement Agreement is amended to
read in its entirety as follows: "Section 5.10. [Reserved.]"

         SECTION 3.        Representations and Warranties. The Borrower hereby
represents and warrants that each of the representations and warranties of the
Borrower contained in the Reimbursement Agreement are true and accurate in all
material respects as of the date hereof except for (i) any representations and
warranties that expressly relate solely to an earlier date, which
representations and warranties were true and accurate in all material respects
on and as of such earlier date, (ii) the representations and warranties
contained in Section 4.07 of the Reimbursement Agreement, which representations
and warranties were true and accurate in all material respects on and as of May
1, 2000, and (iii) changes disclosed by the Borrower in a report on Form 10-K,
10-Q or 8-K filed with the Securities and Exchange Commission pursuant to the
Securities Exchange Act of 1934, as amended, prior to the date of this Second
Amendment, as such changes affect the representation and warranty contained in
the last sentence of Section 4.04 of the Reimbursement Agreement. The Borrower
further represents and warrants to the Fronting Bank, the Agent and each of the
Lenders that (i) it has the requisite corporate power and authority to execute,
deliver and perform this Second Amendment, (ii) this Second Amendment
constitutes a legal, valid and binding obligation of the Borrower, enforceable
against the Borrower in accordance with its terms and (iii) the execution,
delivery and performance by the Borrower of this Second Amendment (A) have been
duly authorized by all necessary corporate action and do not require any
consent or

                                       2
<PAGE>
approval, authorization, permit or license from any federal, state or other
regulatory authority which has not been obtained, or violate any law,
regulation, order, judgment, decree or determination having applicability to
the Borrower or its organizational documents, or result in a breach of, or
constitute a default under any existing indenture or credit agreement or any
other agreement or instrument to which the Borrower is a party or by which its
properties may be bound or affected, except where the failure to have such
consent or approval or such violation, breach or default could not reasonably
be expected to result in a material adverse effect on the business, financial
condition or results of operations of the Borrower and its Subsidiaries taken
as a whole, and (B) will not conflict with, or result in a breach of the terms,
conditions or provisions of, or constitute a default under, the Certificate of
Incorporation or Bylaws of the Borrower or of any agreement or instrument to
which the Borrower is now a party, which breach would have a material adverse
effect on the business, financial condition or results of operations of the
Borrower and its Subsidiaries taken as a whole.

         SECTION 4.        Effective Date. This Second Amendment shall be and
become effective on the date (the "Effective Date") on or prior to October 31,
2002 upon which (i) all of the conditions set forth in this Section 4 shall
have been satisfied and (ii) the Agent, the Fronting Bank, the Majority Lenders
and the Borrower shall have duly executed counterparts of this Second Amendment
and provided original copies thereof to the Agent.

         (a)      Closing Certificate. The Agent shall have received an
Officer's Certificate, in form reasonably satisfactory to the Agent, certifying
that (i) before and after giving effect to this Second Amendment, no Default or
Event of Default exists or will be in existence and (ii) the representations
and warranties of the Borrower contained in this Second Amendment are true and
accurate in all material respects with the same effect as though such
representations and warranties had been made on and as of the Effective Date.

         (b)      Termination of Other Facility. All letters of credit issued
under the Credit Agreement dated as of May 19, 2000, as amended, among the
Borrower, the financial institutions parties thereto and Bayerische Hypo-und
Vereinsbank AG, New York Branch, as letter of credit bank and agent, shall have
expired or otherwise been terminated, the commitments thereunder shall have
been terminated and no loans or reimbursement obligations (or any accrued
interest thereon) shall remain outstanding or unpaid.

         (c)      Legal Opinion. The Borrower shall have delivered to the Agent
a legal opinion of counsel to the Borrower, in form and content reasonably
satisfactory to the Agent, opining that this Second Amendment has been duly
authorized, executed and delivered by Borrower and is a valid and binding
obligation of the Borrower, enforceable against the Borrower in accordance with
its terms.

         (d)      Amendment Fee. The Agent shall have received from the
Borrower, for the account of each Lender (a "Consenting Lender") that has
evidenced its agreement hereto as provided in clause (ii) of this Section 4 by
5:00 p.m. (Atlanta, Georgia time) on the later of (i) September 24, 2002, and
(ii) the date on which the Agent issues a notice to the Lenders stating that
the condition set forth in clause (ii) of this Section 4 has been satisfied, an
amendment fee in

                                       3
<PAGE>
an amount equal to 20 basis points (0.20%) on the aggregate amount of such
Consenting Lender's Commitment.

         (e)      Termination Date. Notwithstanding the terms of this Section
4, in the event that the Borrower shall fail to comply with each of the
conditions to effectiveness set forth in this Section 4 on or before October
31, 2002, this Second Amendment shall not become effective and each of the
signatures submitted by the Agent, the Fronting Bank and the Majority Lenders
to the Agent shall be released.

         SECTION 5.        Miscellaneous.

         (a)      References to Reimbursement Agreement. Each reference to the
Reimbursement Agreement in the Reimbursement Agreement or any of the other
instruments, agreements, certificates or other documents executed in connection
therewith, shall be deemed to be a reference to the Reimbursement Agreement, as
amended hereby and as the same may be further amended, restated, supplemented
or otherwise modified from time to time in accordance with Section 9.08
thereof.

         (b)      Expenses of Agent. The Borrower agrees to pay, on demand, all
reasonable fees, costs and expenses incurred by the Agent in connection with
the preparation, negotiation and execution of this Second Amendment and any
other Financing Documents executed pursuant hereto and any and all amendments,
modifications, and supplements thereto, including, without limitation, the
reasonable costs and fees of the Agent's legal counsel and any taxes or
expenses associated with or incurred in connection with any instrument or
agreement referred to herein or contemplated hereby.

         (c)      Benefits. This Second Amendment shall be binding upon, and
shall inure to the benefit of, the parties hereto and their respective
successors and assigns.

         (d)      Governing Law. THIS SECOND AMENDMENT SHALL BE GOVERNED BY,
AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT
GIVING EFFECT TO CONFLICTS OF LAW PRINCIPLES.

         (e)      Effect. Except as expressly herein amended, the terms and
conditions of the Reimbursement Agreement shall remain in full force and effect
without amendment or modification, express or implied. The entering into this
Second Amendment by the Lenders shall not be construed or interpreted as an
agreement by the Lenders to enter into any future amendment or modification of
the Reimbursement Agreement or any of the other Financing Documents.

         (f)      Counterparts; Telecopied Signatures. This Second Amendment
may be executed in any number of counterparts and by different parties to this
Second Amendment on separate counterparts, each of which when so executed shall
be deemed to be an original and shall be binding upon all parties, their
successors and assigns. Any signature delivered or

                                       4
<PAGE>
transmitted by a party by facsimile transmission shall be deemed to be an
original signature hereto.

         (g)      Further Assurances. The Borrower agrees to take such further
actions as the Agent shall reasonably request from time to time in connection
herewith to evidence or give effect to the amendments set forth herein or any
of the transactions contemplated hereby.

         (h)      Section Titles. Section titles and references used in this
Second Amendment shall be without substantive meaning or content of any kind
whatsoever and are not a part of the agreements among the parties hereto.

         (i)      Release of Claims. To induce the Agent, the Fronting Bank and
the Lenders to enter into this Second Amendment, the Borrower hereby releases,
acquits and forever discharges the Agent, the Fronting Bank and the Lenders,
and all officers, directors, agents, employees, successors and assigns of the
Agent, the Fronting Bank and the Lenders, from any and all liabilities, claims,
demands, actions or causes of actions of any kind or nature (if there be any),
whether absolute or contingent, disputed or undisputed, at law or in equity, or
known or unknown, that the Borrower now has or ever had against such Persons
arising under or in connection with, directly or indirectly, any of the
Financing Documents.

                                        [Text continued on the following page.]

                                       5
<PAGE>
         IN WITNESS WHEREOF, the parties hereto have caused this Second
Amendment to Reimbursement Agreement to be executed under duly authorized
officers as of the date above written.

                                    DELTA AIR LINES, INC.

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    COMMERZBANK, A.G., New York Branch,
                                    as Fronting Bank, as Agent and as a Lender

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    BANCA NAZIONALE DEL LAVORO S.p.A.,
                                    New York Branch

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                       6
<PAGE>
                                    BAYERISCHE HYPO-UND
                                    VEREINSBANK A.G., New York Branch

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    BAYERISCHE LANDESBANK
                                    GIROZENTRALE, Cayman Island Branch

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    CITIBANK, N.A.

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                       7
<PAGE>
                                    CREDIT INDUSTRIEL ET COMMERCIAL

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    MIZUHO CORPORATE BANK, LTD.

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    DG BANK DEUTSCHE
                                    GENOSSENSCHAFTSBANK AG,
                                    Cayman Islands Branch

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                       8
<PAGE>
                                    THE INDUSTRIAL BANK OF JAPAN, LIMITED

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    LANDESBANK SCHLESWIG-HOLSTEIN
                                    GIROZENTRALE

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    MERRILL LYNCH CAPITAL CORP.

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                       9
<PAGE>
                                    NATEXIS BANQUES POPULAIRES

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    NORDDEUTSCHE LANDESBANK
                                    GIROZENTRALE, New York Branch
                                    and/or Cayman Islands Branch

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    THE SANWA BANK, LIMITED

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                      10
<PAGE>
                                    THE SUMITOMO MITSUI BANKING CORP.

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    SUNTRUST BANK

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    WACHOVIA BANK, N.A.

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                      11
<PAGE>
                                    WESTDEUTSCHE LANDESBANK
                                    GIROZENTRALE, New York Branch

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                    By:
                                       ----------------------------------------
                                    Name:
                                         --------------------------------------
                                    Title:
                                          -------------------------------------

                                      12<PAGE>
                                                                    EXHIBIT 4.6

                             TROVER SOLUTIONS, INC.
                        RESTRICTED STOCK AWARD AGREEMENT

                           GRANT OF RESTRICTED STOCK

         This Restricted Stock Award Agreement (the "Agreement") evidences the
grant by TROVER SOLUTIONS, INC. ("TROV" or the "Company"), a Delaware
corporation, subject to all of the terms and conditions in this Agreement, of
Ten Thousand (10,000) shares of restricted common stock of TROV (the
"Restricted Stock") to Thomas Quinn, a new employee of the Company
("Employee"), as an inducement essential to Employee entering into employment
with the Company. This Restricted Stock grant is granted effective as of March
1, 2002, which shall be referred to as the "Grant Date."

                                   TROVER SOLUTIONS, INC.

                                   By /s/ Douglas R. Sharps
                                     ----------------------------------------
                                     Name: Douglas R. Sharps

                                     Title: Executive Vice President--Finance &
                                             Administration

<PAGE>

                              TERMS AND CONDITIONS

         SECTION 1.        STOCKHOLDER STATUS. Employee will have [a] the right
to receive all cash dividends on all of the shares of Restricted Stock and [b]
the right to vote such shares while the shares remain subject to forfeiture
under Section 2. If Employee forfeits shares under Section 2, Employee will at
the same time forfeit Employee's right to vote the shares and to receive future
cash dividends paid with respect to the shares.

         Any stock dividends or other distributions of property made with
respect to shares that remain subject to forfeiture under Section 2 will be
held by TROV, and Employee's rights to receive such dividends or other property
will vest under Section 2 at the same time as the shares with respect to which
the dividends or other property are attributable.

         Except for the right to receive cash dividends and vote described in
this Section, Employee will have no rights as a stockholder with respect to any
shares of Restricted Stock until such shares have vested under Section 2.

         SECTION 2.        FORFEITURE AND VESTING. Employee will vest in the
Restricted Stock as follows on each of the vesting dates described below,
provided Employee continuously remains an employee of TROV or a subsidiary of
TROV from the Grant Date through the applicable vesting date:

         (a)      2,000 shares will vest on October 1, 2002;

         (b)      2,000 shares will vest on October 1, 2003;

         (c)      2,000 shares will vest on October 1, 2004;

         (d)      2,000 shares will vest on October 1, 2005; and

         (e)      2,000 shares will vest on October 1, 2006.

         In addition, Employee will vest in all of the shares of Restricted
Stock if TROV or a subsidiary of TROV terminates Employee's employment, other
than for Cause (as defined below), within one year following a Change in
Control (as defined below).

                  If at a given time there is an employment agreement in effect
between Employee and TROV that defines the term "Cause" for purposes of such
employment agreement, such definition shall also apply at such time for
purposes of this Agreement. In the event an employment agreement between
Employee and TROV that defines the term "Cause" is not in effect, then for
purposes of this Agreement, the term "Cause" shall mean: [i] Employee is
convicted of, pleads guilty to (or pleads nolo contendere to), or confesses to
any felony or any act of fraud, deceit, moral turpitude, misappropriation or
embezzlement that affects TROV or a subsidiary of TROV, as determined by the
Company's Chief Executive Officer; [ii] the Employee commits any act in bad
faith

                                  Page 2 of 7
<PAGE>

materially detrimental to the business or reputation of the Company or
engages in conduct or activities materially damaging to the property, business
or reputation of TROV or any subsidiary of TROV, all as determined by the
Company's Chief Executive Officer; [iii] any act or omission by Employee
involving malfeasance or negligence or neglect of duties in the performance of
Employee's duties and responsibilities; [iv] a breach of any trade secrets,
confidentiality or other agreement between TROV and Employee to the detriment
of TROV or a subsidiary of TROV, as determined by the Company's Chief Executive
Officer, in his sole discretion; [v] a failure by Employee to comply in any
material respect with the terms of an employment agreement between TROV and
Employee, if any should exist, and with any written policies of TROV or any
directives from officers or directors of TROV, or agents on their behalf, which
failure has not been corrected by Employee within 10 days after written notice
from the Chief Executive Officer of such failure;

                  For purposes of this Agreement, the following events shall
constitute "Change of Control":

                  [a] the adoption of a plan of merger or consolidation of the
         Company with any other corporation or other entity as a result of
         which the holders of the outstanding voting stock of the Company as a
         group would receive less than 40% of the voting stock or ownership
         interest of the surviving or resulting entity or its parent entity;

                  [b] the adoption of a plan of liquidation or the approval of
         the dissolution of the Company;

                  [c] the sale or transfer of all or substantially all of the
         assets of the Company;

                  [d] the following individuals cease for any reason to
         constitute a majority of the number of directors then serving:
         individuals who, on the date of this Agreement, constitute the Board
         and any new director (other than a director whose initial assumption
         of office is in connection with an actual or threatened election
         contest, including but not limited to a consent solicitation, relating
         to the election of directors of the Company) whose appointment or
         election by the Board or nomination for election by the Company's
         stockholders was approved or recommended by a vote of at least
         two-thirds of the directors then still in office who either were
         directors on the date of this Agreement or whose appointment, election
         or nomination for election was previously so approved or recommended;
         or

                  [e] any individual, entity, group (within the meaning of
         Section 13(d)(3) of the Securities Exchange Act of 1934, as amended,
         and the rules promulgated under such act), or other person acquires in
         a single transaction or a series of transactions more than 30% of the
         outstanding shares of the Company's common stock.

                                  Page 3 of 7
<PAGE>

         Except as provided above in the case of a termination of employment by
TROV or a subsidiary of TROV (other than for Cause) within one year following a
Change in Control, if Employee's employment terminates for any reason before
shares of Restricted Stock vest, Employee will forfeit the unvested shares. A
transfer of employment between TROV and a subsidiary of TROV or between
subsidiaries of TROV will not be treated as a termination of employment under
this Section 2.

           If shares are forfeited, the shares (together with any distributions
made with respect to the shares that have been held by TROV) automatically will
revert back to TROV.

         SECTION 3.        STOCK CERTIFICATES. The Company will issue a stock
certificate for the shares of Restricted Stock in the name of Employee upon
Employee's execution of the irrevocable stock power in favor of TROV attached
hereto as Exhibit A. The Secretary of the Company will hold the stock
certificate representing such shares and any distributions made with respect to
such shares (other than cash dividends) until such time as the shares have
vested or have been forfeited. As soon as practicable after each vesting date,
TROV will transfer to Employee or his or her delegate physical custody of a
stock certificate reflecting the shares that have vested and become
nonforfeitable on such date (together with any distributions made with respect
to the shares that have been held by the Company).

         SECTION 4.        NO TRANSFER. Employee shall have no right to transfer
or otherwise alienate or assign his or her interest in any shares of Restricted
Stock before Employee vests in the shares under Section 2.

         SECTION 5.        WITHHOLDING. Any amounts required to be withheld as a
result of the transfer to Employee of shares of Restricted Stock or any
dividends or other payments made with respect to the shares of Restricted Stock
may be withheld from Employee's regular cash compensation, from the shares of
Restricted Stock or pursuant to such other means as TROV or a subsidiary of
TROV deems reasonable and appropriate under the circumstances.

         SECTION 6.        SECURITIES REGISTRATION. Employee agrees that, if the
shares of Restricted Stock are not registered under the Securities Act of 1933
("1933 Act") or any applicable state securities law at the time of vesting,
Employee will hold such shares for investment and not with a view to resale or
distribution to the public and will execute a written statement to the Company,
in form and substance satisfactory to the Company, to that effect. Furthermore,
if so requested by TROV, Employee will execute a written statement that he or
she will not sell or offer for sale any of the shares of Restricted Stock
unless a registration statement shall be in effect with respect to such shares
under the 1933 Act and any applicable state securities law or he or she has
delivered to TROV an opinion, in form and substance satisfactory to TROV, of
legal counsel satisfactory to TROV that such registration is not required. The
certificate representing such shares may bear a legend to the effect that there
has been no such registration and that such shares may not be transferred, sold
or offered for resale in the absence of such registration or delivery to TROV
of an opinion, in form and substance satisfactory to TROV, of legal counsel
satisfactory to TROV that such registration is not required.

                                  Page 4 of 7
<PAGE>

         SECTION 7.        RULE 16B-3. TROV shall have the right to amend this
Restricted Stock grant to withhold or otherwise restrict the transfer of the
shares of Restricted Stock to Employee as TROV deems appropriate in order to
satisfy any condition or requirement under Rule 16b-3 to Section 16(b) of the
1934 Act to the extent Section 16 of the 1934 Act might be applicable to the
grant or transfer.

         SECTION 8.        OTHER LAWS. TROV may refuse to transfer shares of
Restricted Stock to Employee if TROV acting in its absolute discretion
determines that the transfer of such shares might violate any applicable law or
regulation.

         SECTION 9.        ADJUSTMENT. The number, kind or class of shares of
Restricted Stock shall be adjusted in the same manner as shares of common stock
of TROV that are not Restricted Stock.

         SECTION 10.       NO RIGHT TO CONTINUE EMPLOYMENT. This Agreement and
any related material is not intended to give (and shall not give) Employee the
right to continue in employment with TROV or a subsidiary of TROV or to
adversely affect the right of TROV or any subsidiary of TROV to terminate
Employee's employment with or without Cause at any time.

         SECTION 11.       GOVERNING LAW. This Agreement is governed by the laws
of the Commonwealth of Kentucky.

         SECTION 12.       BINDING EFFECT. This Agreement is binding upon TROV,
its subsidiaries and Employee and their respective heirs, executors,
administrators and successors.

         SECTION 13.       INTERPRETATION. The Board, or its delegate, has the
absolute power to interpret this Agreement. The interpretation of any provision
of this Agreement by the Board shall be final and binding upon TROV, its
subsidiaries and Employee and their respective heirs, executors, administrators
and successors.

         SECTION 14.       HEADINGS AND SECTIONS. The headings contained in this
Agreement are for reference purposes only and do not affect in any way the
meaning or interpretation of this Agreement. All references to sections in this
Agreement shall be to sections of this Agreement unless otherwise indicated.

         SECTION 15.       ENTIRE AGREEMENT. This Agreement is intended by the
parties hereto to be the final expression of their Agreement with respect to
the subject matter hereof and is the complete and exclusive statement thereof
notwithstanding any prior representation or statements to the contrary. This
Agreement may be modified only by written instrument signed by each of the
parties hereto.

                                  Page 5 of 7
<PAGE>

                              I HEREBY ACCEPT AND AGREE TO THE
                              TERMS AND CONDITIONS SET FORTH IN THIS
                              RESTRICTED STOCK AWARD AGREEMENT.

                                      /s/ Thomas Quinn
                              --------------------------------
                                        Thomas Quinn
                              ---------------------------------(Print Name)
                                          Employee

                                  Page 6 of 7
<PAGE>

                                   EXHIBIT A

                            IRREVOCABLE STOCK POWER

         For value received, as a condition to the issuance to the undersigned
of the _______ shares of restricted common stock (the "Restricted Stock") of
TROVER SOLUTIONS, INC. ("TROV") subject to that certain Restricted Stock Award
Agreement dated as of February 1, 2002 (the "Agreement"), the undersigned
hereby assigns and transfers to TROV, effective upon the occurrence of any
forfeiture event described in the Agreement, any then-unvested shares of
Restricted Stock for purposes of effecting any forfeiture called for under
Section 2 of the Agreement, and does hereby irrevocably give TROV the power
(without any further action on the part of the undersigned) to transfer such
shares of stock on the books of TROV to effect any such forfeiture. This
irrevocable stock power shall expire automatically with respect to the shares
of stock subject to such Restricted Stock grant on the date such shares of
stock are no longer subject to forfeiture under Section 2 of the Agreement or,
if earlier, immediately after such a forfeiture has been effected with respect
to such shares of stock.

                                            ------------------------------------
                                            [Signature]

                                            ------------------------------------
                                            [Print Name]

                                            ------------------------------------
                                            [Date]

                                  Page 7 of 7

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00043-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00043-of-00352.parquet"}]]