Document:

Exhibit 10.24

 

 

 

 

Tonglian Online Payment Network Service Co., Ltd.

 

Online Payment Business Cooperation Agreement

 

 

 

 

     

     

    

 

Party A: Tonglian Online Payment Network Service Co., Ltd. Shanghai
Branch

 

Party B: Sancaijia Co., Ltd.

 

Based on the principle of equality, Party A and Party B jointly and
voluntarily reached this cooperation agreement on the account payment business after completing negotiations. The rights and obligations
of both parties are as follows:

 

Article 1 Definition of terms

 

	1.	Account payment service: refers to Party A’s account payment system (hereinafter referred to as
the payment system), which will be used to provide fund collection and payment services (same meaning as the fund collection and payment
business as mentioned in this contract) for Party B

 

	2.	Customer: refers to the individual or enterprise that has direct legal business with Party B, and who uses account payment systems
for fund collection and payments.

 

	3.	Payment agency business (same meaning as the payment business in this contract) means that Party B inputs money to Party A's collection
and payment account, initiates payment instructions to Party A, and transfers money into the bank account designated by its customers
through Party A's payment system.

 

	4.	The collection service (same meaning as the collection service mentioned in this contract) means that Party B sends collection instructions
to Party A per the authorization obtained by its customer, and transfers the money into Party B's collection account through Party A's
payment system.

 

	5.	Payment agreement: means that the customer registers as a user on Party A’s platform and registers it to his/her bank card account,
and inputs the relevant information of his/her bank card (such as name, card number, certificate type, certificate number, CVN2, validity
period, reserved mobile phone number for the first transaction , SMS verification code and etc). Party A then sends the information to
the corresponding bank for verification, and the payment transaction can be completed after bank verification. After the first successful
transaction, if the customer initiates another transaction , Party A's platform will automatically link to the bank account to which the
customer registered, and the bank will authorize the payment transaction.

 

	6.	On-line gateway payment: the customer initiates payment through Party A or its cooperative partners, via
UnionPay or Netlink to connect with his/her bank account to verify his/her identity and bank account information, and initiates a payment
instruction to make payment from the customer's bank account.

 

	7.	On-line collection: After Party B signs a contract with its customer, it will issue a collection instruction
to Party A according to the contract, and will transfer the money into Party B's collection account through Party A's payment system.
Signing a contract means that after Party B collects the relevant information (including: account number, name, ID card, mobile phone,
business type, payment time, payment frequency, etc.) through Party’s A’s systems, to sign a contract which is ratified by
the Party A’s cooperative bank.

 

	8.	Chargeback (refund): refers to a request initiated by the customer to request Party A’s cooperative
bank to cancel a transaction that has occurred, or to cancel an transaction initiated by Party A’s cooperative bank.

 

	9.	Pull out an order: when a customer or Party A's cooperative bank has doubts about a successful transaction,
through Party A it will request Party B to provide transaction documents within a specified time limit. Party A can also request to review
the transaction signing documents, online transaction records and relevant purchase records from Party B based on risk management procedures.

 

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	10.	Return: Refers to the process of returning the deducted money to the cardholder's debit account due to
the return of the product or the cancellation of the service, including the return of the full amount or part of the amount.

 

	11.	Suspicious transaction: Party A or Party A's cooperative bank or bank card organization believes the transaction
that has occurred may violate relevant laws, regulations or regulatory requirements in accordance with the requirements of laws, regulations
and regulatory requirements, or that the funds themselves may originate from illegal and criminal activities (including but not limited
to cash out, money laundering, terrorist financing, card theft, gambling, etc.).

 

	12.	Deny the transaction: After the transaction is completed, the customer denies the transaction or any civil
and commercial behavior that triggers the transaction.

 

	13.	Fund settlement: Party A transfers the funds to Party B’s collection account according to the agreed
payment time and fees are deducted pursuant to the agreement, after the transactions are completed by Party B through Party A's payment
system, and reconciliation with the bank

 

	14.	Party A's collection and payment fund account: a RMB settlement account opened in the name of Party A
to receive the funds transferred by Party B for making payment .

 

	15.	Deposit fund and expenses account: A RMB settlement account opened in the name of Party A to receive the
deposited funds transferred by Party B and to pay various fees payable to Party A.

 

	16.	Party B's collection account: the account designated by Party B to receive funds successfully collected
through Party A's payment system.

 

	17.	Party B's payment (refund) account: the account designated by Party B for making payments on behalf of
Party A and receiving any refunds. Party B's payment (refund) account is the same account.

 

	18.	Losses: including direct losses, indirect losses (including penalties imposed by regulatory authorities,
closure of bank channels or other losses), and travel expenses, attorney fees, litigation fees and other expenses incurred for the realization
of claims.

 

	19.	Identity information verification: Party A uses its own ID card and verification channel to provide ID
card query service to Party B.

 

	20.	Account information verification: Party A provides a verification services to Party B to verify the accuracy
of bank account information by using its own ID and ID and bank accounting information matching verification channel.

 

	21.	Online identity verification: Party A uses the customer identity and account information matching and
verification channels to provide Party B with verification services to verify the accuracy of customer account information.

 

Article 2 Service Content

 

The services provided by Party A to Party B include:

 

	1.	Collection or payment services.

 

	2.	Provide Party B with service access software.

 

	3.	Provide online payment services through Party A's portal.

 

	4.	Provide online transaction services (supporting SSL protocol) for Party A’s bank cards and domestic commercial bank’s
accounts.

 

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	5.	Provide payment services for bank cards and third-party software platforms (including but not limited
to WeChat Pay, Alipay, Tonglian Wallet, Baidu Wallet, JD Wallet, QQ Wallet, etc., subject to the actual services agreed).

 

	6.	Provide information inquiry services related to the services of this article, including:

 

		1)	Transaction inquiry: Party B can inquire about a transaction based on the transaction date, transaction type and transaction result,
etc;

 

		2)	Generation transaction reports: Party B can generate transaction reports on a daily, weekly and monthly basis;

 

		3)	Download transaction details: Party B can download the transaction details on any day or several days
within one year after the transaction occurs on the platform provided by Party A;

 

		4)	Provide software upgrade services for customers.

 

	7.	Identity verification services:

 

		1)	Identity information verification: Party B submits the user's name, ID number and other information to
Party A through the interface, Party A verifies the information of the citizen's ID card, and returns the verification result to Party
B.

 

		2)	Account information verification: Party B submits the customer's name, ID type, ID number, bank account
number and other information to Party A through the interface. Party A verifies the name, ID type, ID number and bank account information,
and returns to Party B the verification results.

 

		3)	Online identity verification: Party B submits the cardholder's name, identity document type, identity
document number, mobile phone number, bank card number and other information to Party A through the interface. Party A verifies the citizen's
identity information, mobile phone number, dynamic code and bank payment password, etc. and returns the verification results to Party
B.

 

Article 3 Party A's rights and obligations

 

	1.	Party A is responsible for the construction, operation and management of its own payment platform, and
is responsible for the security, confidentiality and timeliness of information processing on its payment system

 

	2.	Party A guarantees to provide Party B with the services described in Article 2 of this agreement. Party
A has the right to determine and select the service plan, and may negotiate with Party B to modify it according to the actual situation.

 

	3.	Party A has the right to unilaterally reject all kinds of transaction requests initiated by Party B that
do not conform to the business specifications (including but not limited to the business specifications of the People's Bank of China,
China UnionPay, and Party A's company) and exceed the scope of this agreement.

 

	4.	Party A is responsible for providing the interface specifications for Party B to access Party A's system,
to assist Party B in the corresponding software development and debugging, and ensuring that Party B's system is correctly connected to
Party A's account payment platform.

 

	5.	Party A is responsible for the operation and maintenance of its own system. In case of a system upgrade,
Party A shall promptly provide a free interface upgrade service to Party B.

 

	6.	In principle, Party A shall provide services to all bank account types which are supported by Party A.
During the development of Party A's business, if new bank accounts types are added, Party B shall be notified in time and corresponding
services shall be opened for Party B. If it has to stop some bank payment type due to unforeseen factors or bank requirements, Party A
must notify Party B within a reasonable time, so that Party B can handle it in a timely manner. If Party A’s system or the banking
system related to the cooperative business under this agreement will be impacted due to technical reasons such as upgrading, Party A shall
notify Party B two working days in advance, and Party A shall not be liable for any losses caused thereby.

 

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	7.	In the event of policy adjustments by the People's Bank of China and other regulatory authorities or adjustments
to the cooperation plans (including fee standards) of UnionPay, Netlink, and Party A's cooperative banks, Party A shall notify Party B
in a timely manner, and Party B shall responsd within five days of the receipt of the notice. If Party B fails to respond within the time
limit, it will be deemed that Party B has accepted the adjustment. If Party B does not accept the adjustment, Party A has the right to
terminate the agreement.

 

	8.	If the customer fails to receive the payment in time or other complaints arising from the receipt and
payment of funds, Party B shall be responsible for the handling the complaint, and Party A shall provide assistance according to the specific
content of the complaint.

 

	9.	Party A has the right to review the business type of Party B. For businesses that do not comply with the
contract or the relevant national laws and regulations, Party A has the right to refuse to execute the instructions for payment and receipt
of funds sent by Party B to Party A.

 

	10.	If Party B chooses the payment service, in addition to the above agreement, the following special terms
shall also be implemented: Party A shall process the payment transactions initiated by Party B, or Party B transfers the funds to the
account designated by Party A, and Party A shall process payments from the account (see Annex 1 for details); if the balance of Party
B's account is insufficient or the payment does not match with the transaction amount, Party B shall bear all the losses incurred. If
the balance of B's account is insufficient, Party A shall confirm the payment amount and prioritize the transaction accordingly. Party
A shall handle the corresponding transactions according to the written notice from Party B.

 

	11.	Party A is responsible for Party B’s capital settlement under this agreement, and provides relevant
settlement services in accordance with this agreement to ensure the safety and timeliness of the capital settlement.

 

	12.	If Party B chooses the "Account Information Verification" service or/and the "Online Identity
Verification" service in Article 1 of this Agreement, in principle, Party A should provide identity verification services for Party
B for all the banks supported by Party A. During the development of Party A's business, if a new bank can be supported, Party B shall
be notified in a timely manner, and the corresponding services shall be opened for Party B in a timely manner. Banks that have already
been opened should not stop services if it is not due to force majeure or bank requirements. If it is necessary to stop supporting the
original bank due to the above force majeure factors or bank requirements, Party B must also be notified within a reasonable time, so
that Party B can promptly handle it.

 

	13.	Party A is responsible for answering relevant inquires such as transaction inquiries encountered by Party
B in using the identity verification service.

 

	14.	Party A can assist Party B to publicize and promote the cooperating business.

 

	15.	Based on its own industry judgment or risk prevention requirements, Party A has the right to request to
review the customers' transaction information and other relevant materials on a regular or irregular basis. Party B should provide the
relevant materials (including but not limited to the customer’s transaction contract, debit authorization materials, identity certification
documents, bank account certification documents and transaction vouchers, etc.) to Party A within the specified time limit. Otherwise
Party A has the right to suspend Party B’s transaction, and freeze the funds of Party B.

 

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	16.	If Party B has conducted some suspicious transactions (including but not limited to cash-out, money laundering,
theft of customer funds, etc.), Party B is obliged to assist Party A in investigating the suspicious transactions, and provide relevant
detailed information and documents of the suspicious transactions as required by Party A. If Party B fails to provide the relevant materials
as required within the specified time limit to prove the legitimacy of the transactions, Party A has the right to freeze the funds of
Party B for review.

 

	17.	Party B shall not directly, indirectly or in disguised form engage, carry out, or operate internet gambling,
pornographic platforms, internet lottery sales platform, illegal foreign exchange, precious metal investment trading platforms, illegal
securities and futures trading platforms, token issuance financing, virtual currency trading platforms, asset management business through
internet without the approval from the regulatory authorities, and other illegal transactions such as bulk commodity trading venues that
have not obtained the approval of the provincial government. Otherwise, Party A has the right to terminate the services.

 

	18.	Party B agrees and guarantees that: Party A will only provide collection and payment services to the customers
designated by Party B according to the fund collection and payment instructions sent by Party B. Party B shall be responsible for coordinating
and handling the transaction risks arising from the service process (including but not limited to customer denial of transactions, customer
funds being stolen). If Party A’s cooperative bank or account management party requires full compensation to Party B’s customers,
Party A has the right to freeze Party B’s corresponding account. Party B shall pay compensation to the customer within three days,
otherwise Party A has the right to directly deduct and pay the customer of Party B from the frozen funds. At the same time, Party A has
the right to terminate this agreement immediately and pursue Party B for liability for breach of contract and damages.

 

	19.	Party A is not responsible for the failure to collect or pay for any of the following reasons:

 

(1) The instructions sent by Party
B are unclear, garbled, incomplete, etc.;

 

(2) The client's bank account balance
provided by Party B is insufficient;

 

(3) The status of the customer's bank
account provided by Party B is frozen, cancelled or other abnormal status;

 

(4) Party B's payment (refund) account
has insufficient funds;

 

(5) Force majeure or other reasons
unrelated to Party A.

 

	20.	Party A has right to any income (including but not limited to income generated from all prepaid and pending
payments (including stopped or restricted payments) during the services provided under this agreement. Party B has no such rights.

 

	21.	If Party B conducts illegal operations in violation of national laws and regulations, or breaks the requirements
of the card issuing bank and the account management party, Party A has the right to immediately and unilaterally terminate this agreement,
and stop all services. Party A shall notify Party B. Party B will be responsible for all losses incurred.

 

Article 4 Rights and Obligations of Party B

 

	1.	Party B shall fill in the attached form (see Attachment 1) as required by Party A, and provide Party A
with a true, complete and legal business description and relevant legal certificates, including the business license stamped with the
official seal of Party B, the ID of the legal representative, ICP license certificate or ICP filing certificate, network IP address and
website screenshots, industry qualification certifications for online payment business, business premises leasing contracts or business
development contracts and other auxiliary business certifications, bank account certifications, and beneficiaries information of enterprise
customers, customer agreement confirmation letter, etc. If there is any changes in the above information, Party B shall notify Party A
in writing seven working days before the change, and Party B shall independently assume all responsibilities arising from inaccurate and
untrue information. If Party A is unable to provide normal services to Party B due to Party B's failure to notify Party A in time, Party
B shall bear its own costs; if it causes losses to Party A, Party B shall compensate Party A for the losses.

 

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	2.	Without the permission of Party A, Party B shall not provide the system interface, interface technology,
fund collection and payment service, identity verification information service, security agreement and certificate provided by Party A
to any third party for use. If it does Party A has the right to terminate this agreement and require Party B to pay liquidated damages
(minimum 300,000 yuan, maximum not more than 5,000,000 yuan, the specific amount is determined by Party A).

 

	3.	Party B is solely responsible for customer disputes, such as complaints and returns caused by false, outdated
or inaccurate information on its website.

 

	4.	Party B shall consciously abide by the laws, regulations and policies of the state on the development
and management of the on-line business; consciously safeguarding the legitimate rights and interests of its consumers, and keeping customer
information confidential; Party B shall not conduct any illegal activities such as money laundering and terrorist financing on the web
site which cooperates with Party A. Party B is solely responsible for any website information which violates national laws and regulations.

 

	5.	Party B shall undertake system maintenance work. Party A shall not be liable for any information transmission
obstacles or other losses caused by the improper operation and maintenance of Party B's own system, or system leakage. If Party A or a
third party suffers losses as a result, Party B shall be liable for the loss.

 

	6.	Party B's business under this agreement must be developed and tested in strict accordance with Party A's
technical specifications, and can only operate after Party A's test and acceptance. Any business and system changes and adjustments Party
B make shall be tested and approved by Party A. Party B shall correctly use the latest version of technical documents and Internet payment
services provided by Party A to ensure the correct accessing off Party A's payment network system.

 

	7.	Party B shall use the payment services provided by Party A in accordance with the relevant provisions
of this Agreement, and shall pay Party A relevant fees as agreed.

 

	8.	Party B shall bear the costs of technical equipment, facilities, communication lines, etc. required for
its own system to be connected to Party A's payment system.

 

	9.	After receiving the payment from Party A's payment system, Party B shall promptly provide the corresponding
products or services to the customers who has made the payment. If Party B fails to provide as agreed, Party B shall refund the customer.

 

	10.	Party B shall make available any positive publicity for the payment services provided by Party A according
to the method decided by both parties through negotiation, including name, logo and usage method. Promotional materials involving the
other party's name, logo and other related content must be reviewed by the other party before they are released. Without the consent of
the other party, one party shall not use the other party's name, logo, etc. for any purpose other than this agreement

 

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	11.	Any disputes arising between Party B and its customers due to the products or services provided by Party
B shall be resolved by Party B on its own and has nothing to do with Party A.

 

	12.	The system used by Party B to access to Party A's payment system must meet Party A's specifications. For
those that do not meet the operational quality requirements, Party A has the right to suspend the transactions and prohibit them from
opening new businesses.

 

	13.	Party B shall take effective measures to monitor and prevent illegal activities and illegal fund operations.
All consequences and responsibilities arising from Party B's engagement in illegal activities or improper transactions shall be borne
by Party B independently. The above behaviors include but are not limited to:

 

		(1)	Infringing on the reputation, privacy rights, trade secrets,
trademark rights, copyrights, patent rights, and other personal and property rights of others.

 

		(2)	Use the services in the name of others.

 

		(3)	Engage in any illegal transactions, such as money laundering,
cash out, gambling, etc.

 

		(4)	Use of stolen, forged or invalid UnionPay card accounts for
transactions.

 

		(5)	Use Party A's payment system to conduct false transactions
without real transaction authority.

 

		(6)	Other actions that Party A is justified to consider inappropriate.

 

Party B shall be liable for the compensation
for damages from claims, lawsuits and other procedures caused to Party A due to Party B's violation of the above clauses,

 

	14.	Party B agrees to publish the explanatory materials provided by Party A on its payment page in an appropriate
manner. The posting method and content shall be provided by Party A and approved by both parties.

 

	15.	Party B shall be responsible for handling customer inquiries and complaints promptly about goods and services.
For one year after the transaction is completed, Party B shall retain the purchase certificate, receipt/delivery certificate or service
document, invoice and other certificates to prove the authenticity and legality of the transaction with the customer for Party A and the
bank when necessary or required. For suspicious transactions, Party B shall cooperate with Party A, banks or other authorized institutions
to freeze the unsettled funds. At the same time, Party B shall take necessary preventive measures as far as possible to prevent such suspected
fraudulent transactions from happening again.

 

	16.	The security requirements of Party B's access system and equipment must strictly abide by the following
security management rules provided by Party A. If there is any violation, Party A has the right to terminate this agreement in advance
and stop providing payment services for Party B; If there is any loss caused by that, Party B shall independently assume all the responsibilities
for compensation

 

		1)	Party B shall not store information data other than basic transaction information (including but not limited
to payment password, card validity period, CVN2, etc.);

 

		2)	Except for transaction needs, Party B shall not disclose customer account and transaction data information
to third parties;

 

		3)	Party B must keep all data including customer account and transaction data information in a safe area,
and ensure that others can only review it with the legal authorization of Party B;

 

		4)	Party B must ensure the safety of the business processing procedures, and ensure that all carriers of
customer accounts and transaction data information be destroyed immediately after expiry and not be retained.

 

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	17.	Party B shall properly keep and correctly use the software, client certificate and corresponding passwords
provided by Party A, and shall be responsible for any loss or disputes caused by the improper custody, password leakage, operation error,
etc. All transactions completed through client certificates and corresponding passwords are deemed to be done by Party B and are valid
credentials for Party A to process the transactions, and Party B shall bear the consequences arising therefrom.

 

	18.	Under no circumstances, shall Party B refuse to pay or assume any of its obligations and responsibilities
under this Agreement on the grounds that there is a security deposit.

 

	19.	Regardless of the circumstances (including but not limited to refunds), the transaction fees, identity
verification service fees and other service fees already charged by Party A will not be refunded.

 

	20.	Party B shall not engage in any business activities that are expressly prohibited by the state law. If
Party A finds that the product or services provided by Party B violates the laws, rules and regulations of local or other government agencies,
Party A has right to close the payment channel and identity verification channel of Party B without Party B’s consent. Party B shall
be responsible for the compensation for any economic losses and related legal liabilities caused by the prohibited acts.

 

	21.	As the transaction initiator, Party B shall be responsible for the authenticity, completeness, legality
and accuracy of the data (including but not limited to account number, name, transaction amount, and purpose) provided to Party A, and
shall bear the transaction risk. Party A only processes transaction according to the payment instruction sent by Party B, and does not
assume any other responsibility.

 

	22.	Party B shall ensure the legitimacy and accuracy of the source of the client's identity information to
be verified. All responsibilities arising from Party B's provision of the above information shall be borne by Party B.

 

	23.	During the course of business development, Party B shall also abide by the following agreements:

 

		1)	Party B shall ensure that its business operations are legal and are compliant with relevant regulations.
Party B shall be fully responsible for all transaction risks related to Party A's payment services. The transaction information should
be clearly attached with relevant documents which can clearly show the specific transaction situation, including but not limited to the
commodity code, the category of the commodity, etc.

 

		2)	Party A is the provider of Party B's payment services described in this Agreement. Party A provides payment
services for Party B in accordance with Party B's instructions, and Party B must accept Party A's payment service rules. In the event
that Party B is authorized to receive transaction payments, Party B shall ensure that it has obtained written authorization

 

	24.	In the event that the cardholder denies the transaction or disputes it, and the responsible person cannot
be determined after a transaction is completed, Party A has right to freeze the account of Party B for the amount of the denied transaction
from the cardholder and notify Party B. Party B should coordinate the dispute settlement (the maximum freezing period shall not exceed
180 days); when Party B and the cardholder cannot reach an agreement within one working day or Party B cannot coordinate a settlement,
Party A can withdraw the amount of the denied transaction from the security deposit from Party B ‘s account and refund it to the
customer. When Party B's security deposit is insufficient, Party A may, within the freezing period, manage the frozen funds according
to the decision from the competent authority or the People's Bank of China and other regulatory agencies. If Party A has to make an advance
payment to the customers or make any advance payment on behalf of Party B due to requirements from Party A's cooperative bank or bank
card organization, Party A has the right to charge Party B for liquidated damages at 1% of the advance amount per day. If Party A has
not paid off the advance payment within ten days, Party A has the right to terminate this agreement and pursue Party B's liability for
breach of contract and damages. If Party A does not receive a clear decision from the competent authority or the People's Bank of China
and other regulatory agencies within the freezing period, Party A should return the frozen funds to Party B's account without interest
after the freezing period expires.

 

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	25.	In order to prevent and control the transaction risks, Party B has an obligation to actively assist in
handling risk events and investigating suspicious transactions. Party B shall fill in the risk register in a timely manner and submit
it to Party A to assist in the investigation of risk events, and shall provide relevant detailed information within five working days
from the date when Party A inquiries after a suspicious transaction. If Party B is unable to submit the details of suspicious transactions
for losses, Party B shall be liable for compensation.

 

	26.	Party B confirms that Party B fully and clearly understands the relevant legal responsibilities and disciplinary
measures for renting, lending, selling and purchasing accounts. Party B agrees to open and use its account in accordance with the relevant
laws and regulations.

 

Article 5 Service Fees (Please refer to the attached
table for specific fee standards)

 

	1.	Party B shall pay Party A fees (see the attached table for specific standards), including: platform software
interface fees; annual service fees within seven working days from the date of signing this agreement, Party B shall pay the above fees
to Party A in one payment, and Party A shall arrange for Party B to go online immediately after receiving the fees.

 

	2.	Transaction handling fee: Party A shall charge Party B a handling fee according to the handling fee rate
and charging method agreed in the attached table.

 

	3.	Handling fee settlement method: Party B can choose the following handling fee settlement method, and mark
it in Annex 1:

 

		1)	Monthly settlement: Before the fifth day of each month, Party
A shall provide Party B with the transaction fee bill of the previous month, and Party B shall transfer the amount payable to Party A's
designated account within ten days from the date of issuance of the bill;

 

		2)	Daily settlement: Party A deducts the handling fee of the
previous working day from the funds to be liquidated by Party B every working day.

 

	4.	Withdrawal fee:

 

If Party B needs the transaction funds
to arrive in the account on the same day, it will initiate a "quick withdrawal" instruction and pay the handling fee; if Party
B needs the transaction funds to arrive in the account on the next working day, it will initiate a "standard withdrawal" instruction,
and the first two standard withdrawals are free of charge , starting from the third instalment fees apply.

 

	5.	Account information

 

		1)	Party A’s account

 

Party A’s account name:__________________

 

Party A’s account number:___________________

 

		2)	Party B’s account

 

Party B’s account name:Sancaijia
Co. Ltd. 

 

Party B’s account number:7559
4556 8310 501 

 

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Article 6 Security Deposit

 

	1.	The initial payment amount of the security deposit is shown in the attached table (Annex 1). The method of payment is: within five
working days from the date of signing this agreement, Party B will deposit the security deposit into the bank account designated by Party
A (the security deposit does not bear interest); or After Party B process a transaction, Party A deducts the amount of the security deposit
from Party B's transaction settlement funds, and transfer back the balance of the settlement funds to Party B's settlement account.

 

	2.	According to the business transaction volume of Party B in the previous month, Party A has the right to adjust the amount of Party
B's security deposit.

 

	3.	Deduction and replenishment of security deposit:

 

	(1)	Party A may deduct the following amounts from the security
deposit:

 

		1)	Refunds and compensation for losses arising from the cardholder's denial of the transaction or the transaction being identified as
a risky transaction;

 

		2)	Party A's various expenses and other payments payable from party B;

 

		3)	Liquidated damages and compensation for losses incurred by Party A due to disputes between Party B and any third party, or after Party
B violates this Agreement.

 

	(2)	After the security deposit is deducted, Party B shall make
up the amount of security deposit to Party A within five working days. If Party B fails to make up the security deposit, Party A has
the right to take one or more of the following measures:

 

		1)	Limit the transaction amount of Party B;

 

		2)	Deduct the security deposits from the settlement funds of Party B, and transfer the balance to Party B

 

		3)	Stop the processing of transactions until Party B makes up the deposit;

 

		4)	Early termination of this contract.

 

If Party A and Party B terminate the cooperation, Party A will refund
the balance of the security deposit to Party B without interest after 180 days from the date of Party B's last transaction.

 

	4.	If Party A does not collect the security deposit under this contract, Party A may withdraw the corresponding funds from Party B’s
settlement fund:

 

		1)	Refunds and compensation for losses arising from the cardholder's denied transaction or the transaction being identified as a risky
transaction;

 

		2)	Party A's various expenses and other payments payable from Party B.

 

		3)	Compensation for losses incurred by disputes between Party B and any third party, or compensation paid due to Party B violating this
Agreement.

 

Article 7 Payment of Funds

 

	1.	Payment method: direct payment-payment between two parties are made according to the agreed time in the
attached table. Party A shall transfer the payment to the bank account designated by Party B on the settlement day. If the amount to be
transferred does not reach the settlement amount agreed in the attached table, Party A shall make payment on the next settlement day;
if the transaction limit is not reached and Party B requests payment, Party A shall pay Party B and charge a transfer fee as stipulated
in the attached table. Party A can deduct the transfer fee directly from the settlement amount payable to Party B.

 

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	2.	Payment time

 

Party A receives the transfer instruction from
Party B before 17:00 on the day, and transfers the funds according to Party B's request on that day; for the transfer instruction received
after 17:00 (inclusive), the funds are transferred according to Party B's request the next day.

 

	3.	Liquidation, freezing and processing

 

		(1)	For transactions involving suspicious, illegal, high-risk or disputes, if the transaction funds cannot be settled according to the
agreed period due to the requirements of banks, public security, procuratorates, courts, etc. or Party A's internal risk management requirements,
Party A may freeze Party’s B account. Party B shall be notified and shall cooperate with the follow-up investigation.

 

		(2)	Party A has the right to change the payment time and limit to be settled in accordance with relevant laws and regulations, regulatory
policies, and on Party A's risk management regulations and assessment of Party B's risk status. Party A shall notify Party B in advance.

 

Article 8 Liability for breach of contract

 

	1.	Party B shall be liable for compensation for losses caused to Party A or a third party due to Party B's
failure to perform system maintenance.

 

	2.	If Party B engages in business activities that are prohibited by the state’s law, Party A has the
right to take relevant measures including suspending transaction fund settlement, suspending payment transactions, and terminating the
contract, and Party B shall bear all the responsibilities arising therefrom.

 

	3.	If Party B fails to pay the fees under this agreement within the time limit, Party B shall pay Party A
liquidated damages according to 0.1% of the delayed amount per day, and Party A has the right to deduct the unpaid amount from Party B’s
security deposit. If Party B fails to pay within 20 days after the due date, Party A has the right to terminate this agreement immediately.
This does not reduce or exempt the payment and liquidated damages that Party B should pay. If the liquidated damages are insufficient
to make up for Party A's losses, Party B shall also be liable for compensation.

 

	4.	Losses include direct losses, indirect losses, and travel expenses, attorney fees, litigation fees and
other expenses incurred by the injured party for the realization of claims.

 

	5.	If Party B has any of the following circumstances, Party A has the right to unilaterally terminate this
agreement, and Party B shall be responsible for the losses incurred by Party A and other third parties:

 

		1)	False application: application for payment services submitted to Party A has false information or fraudulently
use the information from other companies;

 

		2)	Leakage of account and transaction information: Party B and/or Party B's employees violate relevant regulations
by illegally using, storing, and transmitting customer information and transaction data, resulting in the leakage of customer account
information and transaction data or the tampering or destruction of account information and transaction data. ;

 

		3)	Refusal to withdraw the order: Party B refuses to cooperate to withdraw the orders or fails to provide
valid transaction documents, causing Party A's cooperative bank to refund the order and evade the responsibility for the refund;

 

		4)	The claimed business scope is inconsistent with the actual situation: Party B’s business scope is
normal, or after applying to become a partner with a normal business, Party B actually engages in business activities that are prohibited,
or the actual business situation is different from that registered on Party B’s business license. The business scope is false;

 

    12

     

    

 

		5)	Being deregistered by the industry or commerce department or having their business license revoked, thereby
losing the business qualifications listed in this contract;

 

		6)	Engage in business activities prohibited by the country or providing products or services that violates
relevant laws and regulations;

 

		7)	Party B and/or legal representative of Party B or its principal person in charge is involved in a civil
dispute or suspected of a criminal offense;

 

		8)	Suspension of the business for rectification or bankruptcy due to poor management; or engaging in activities
that damage the interests of third parties or other public interests by using the payment interface provided by Party A;

 

		9)	Violating the provisions of Articles 10 and 11 of this Agreement;

 

		10)	Party B has slandered the reputation of Party A;

 

		11)	Party B collude with a third party to defraud bank funds by using Party A's payment service;

 

		12)	Party B transfers the interface technology, security protocol and certificate provided by Party A to other
institutions for use;

 

		13)	Other violations of this agreement.

 

Article 9 Force Majeure

 

	1.	Due to the occurrence of force majeure events such as earthquakes, typhoons, floods, and fires that cannot
be foreseen, unavoidable, or insurmountable by manpower, meaning this agreement cannot be performed or cannot be performed as agreed.
The other parties to the agreement shall be notified in writing within 10 days, and the supporting documents from the relevant departments
shall be issued in a timely manner. Both parties shall not be liable for the losses caused by force majeure, and both parties shall negotiate
within a reasonable time limit whether to continue to perform this contract.

 

	2.	In view of the special nature of e-commerce, Party A is not responsible for hacker attacks, network viruses,
banking system failures, technical adjustments and line failures in the telecommunications sector, the impact of bank policy adjustments,
temporary shutdowns due to government regulation, and power system failures, or any circumstances that affect the normal operation of
the network, including limited power supply. If the two parties cannot continue to cooperate, the two parties should actively coordinate
and deal with the aftermath.

 

Article 10 Responsibility for confidentiality

 

	1.	Unless the law requires disclosure, each party should keep the content of this agreement and all non-public
information provided by the other party under this agreement confidential. Such non-public information includes but is not limited to
the relevant information provided by one party to the other party, all information related to technical secrets and trade secrets in the
system, whether or not such information is designated as confidential. If one party breaches the confidentiality obligation, it shall
compensate the other party for the corresponding losses suffered thereby (except as stipulated in the second paragraph of Article 10 of
this contract).

 

    13

     

    

 

	2.	Party B agrees that Party A may use or disclose all information and materials related to Party B under
the following circumstances, and is willing to bear all the consequences arising therefrom:

 

		1)	For the following purposes, disclose and allow the use of this information to business outsourcing agencies,
third-party service providers, other financial institutions, and other institutions or individuals deemed necessary by Party A (including
but not limited to wholly-owned or controlled subsidiaries of Party A). Other information and materials:

 

		●	In order to carry out Party A's payment services
or related to Party A's payment services (including but not limited to promoting Party A's payment business, improving Party A's payment
products, etc.);

 

		●	Provide or may provide new products or services
or provide further services to Party B;

 

		●	In order to better maintain and improve the experience
of Party B or other customers;

 

		2)	Use or allow third parties to use such information and materials on a confidential basis for the purposes
of business operations, management, statistics, analysis and risk control.

 

	3.	Party A is obliged to cooperate with the national judicial authorities and other competent authorities
in the investigation and collection of evidence, and to provide contract and relevant transaction data at the request of judicial authorities
or other competent authorities, and Party A shall not bear the responsibility under these circumstances.

 

	4.	Party A is obliged to keep the identity card information provided by Party B confidential, and shall not
disclose part or all of its content to any third party. Otherwise, Party A shall refund all fees paid by Party B and bear all losses caused
thereby.

 

	5.	The above confidentiality clauses will still be binding on both parties after the contract expires, is
rescinded or terminated for other reason.

 

Article 11 Intellectual Property Rights

 

	1.	The software copyright and other related intellectual property rights provided by Party A to Party B are
owned by Party A. Party B shall not transfer, copy or license the software to a third party in any way without the written permission
of Party A, or use such intellectual property rights to seek benefits other than those stipulated in this agreement for itself or a third
party. Party B should inform its relevant staff of this obligation and assume the tort liability caused by the actions of Party B's relevant
staff.

 

	2.	Without the written permission of Party A, Party B shall not use Party A's corporate name, trademark,
LOGO, Chinese and English logos, etc. without authorization. Party B shall not register trademarks related to Party A or register trademarks
that are similar to Party A in this location or in other countries.

 

	3.	Under this agreement, the goods sold or services provided by Party B shall not infringe the intellectual
property rights of third parties, and the resulting infringement liability shall be borne by Party B and has nothing to do with Party
A.

 

Article 12 Entry into force and duration

 

	1.	This agreement will come into effect from the date of stamping by both parties, and will be valid for
____years. If neither party proposes to terminate this contract within fifteen days of the expiration of that validity period or within
fifteen days prior to the expiration of any extended period, this agreement will be automatically extended for another year.

 

Article 13 Dispute Resolution

 

	2.	This contract is governed by the laws of the People's Republic of China. All disputes arising from or
related to this contract shall be settled through friendly negotiation between the two parties. If this negotiation fails, a lawsuit may
be filed in the people's court where Party A is located. During the dispute resolution period, except for the disputed matters, both parties
shall continue to abide by the other terms under this agreement and perform all other obligations under this agreement.

 

    14

     

    

 

Article 14 Notification

 

	1.	During the validity period of the agreement, one party shall send written notice to the other party by means of courier, courier,
post, fax or e-mail.

 

Party A:_______________________

 

Fax:_______________________

 

contact address:_______________________

 

Party B: Sancaijia Co., Ltd.

 

Fax:

 

Address: Room 401, Sancai Building, No. 6, Fengcheng 2nd
Road, Xi'an Economic and Technological Development Zone

 

	2.	The date of delivery of the notice shall be determined according to the following principles:

 

(1) Courier or courier, the delivery by courier or courier
is deemed to have been delivered on the day;

 

(2) If it is sent by post, it shall be deemed to have been
delivered on the third day after it is sent by registered mail;

 

(3) Faxes are deemed to have been delivered on the day after
they are sent out;

 

(4) E-mails are deemed to have been delivered on the day
they reach the server of the other party.

 

Article 15 Others

 

1. The annex to the agreement is an integral part
of the contract.

 

2. This Agreement is made in four copies, and
each party holds two copies, which have the same legal effect.

 

3. This Agreement constitutes an independent agreement
reached by both parties on the subject matter of this Agreement, and shall replace all previous agreements or any other oral or written
commitments.

 

4. For matters not stipulated in this Agreement,
both parties may sign a supplementary agreement, which has the same legal effect as this Agreement

 

Party A /seal/ Shanghai Branch of Tonglian Online Payment Network Service
Co., Ltd.

 

Date of signing: September 15, 2019

 

Party B /seal/ Sancaijia Co., Ltd.

 

Date of signing: September 15, 2019

 

 

15Exhibit 10.1

 

PURCHASE AND SALE AGREEMENT

 

 

This Purchase and Sale Agreement (the “Agreement”) is made and entered into by and between Verde Bio Holdings, Inc. with an address of 5750 Genesis Court, Suite 220B, Frisco, Texas 75034 (hereinafter referred to as “Seller”), and ______________________ with an address of _________________________________, (hereinafter referred to as “Buyer”).  Buyer and Seller are sometimes referred to below individually as a “Party” or collectively as the “Parties”; and 

 

WHEREAS, Seller owns or has the right to sell the mineral & royalty interests described on Exhibit “A” attached hereto and made a part hereof. 

 

WHEREAS, Buyer desires to purchase from Seller, and Seller desires to sell to Buyer, those certain interests in oil and gas leases that are defined and described as “Properties” hereinbelow, subject to and on the terms and conditions set forth in this Agreement.

 

NOW, THEREFORE, in consideration of the foregoing and the mutual promises, covenants and agreements contained herein and other good and valuable consideration the receipt and sufficiency of which is hereby acknowledged, Buyer and Seller agree as follows:

 

Subject to the terms, conditions and provisions of this Agreement, Seller agrees to sell, assign and convey to Buyer  an undivided 100% of Seller’s right, title and interest in and to Seller’s oil, gas and other mineral rights in and to the Properties more specifically described on the attached Exhibit A (“the Properties”) including but not limited to oil royalty, gas royalty, overriding royalty interest, mineral interest and other similar interests which may be produced from said oil, gas and mineral leases and lands1.

 

Terms of this transaction are as follows:

 

1. The purchase price is $1,068,300.00 in cash, subject to adjustment due to revenue review and title review as mutually agreed upon by Buyer and Seller.

  

2. The closing shall occur on or before October 21, 2022, (the "Closing Date") Prior to the Closing Date Buyer will have the exclusive right to conduct its review of the Properties, including title.  As a condition to the Transaction, Buyer must be fully satisfied, in its sole and absolute discretion, with the results of its due diligence investigation. Buyer’s sole remedy for any alleged breach of this agreement, including but not limited to failure of title to one or more of the Properties, shall be termination of this agreement.  If additional title review is required by the terms of this Agreement, the Closing Date may be extended without amendment by not more than 14 days to accommodate delays attributable to title review. 

 

1 The description of the Properties on Exhibit “A” is subject to change pending the Parties verification of title thereto.

3. Seller represents that as of the Closing Date, the Properties are free and clear of any and all known liens, mortgages and encumbrances created by Seller. All known mortgages, liens or encumbrances created by Seller which affect the Properties will either be released or paid-off by Seller on or before the Closing Date. 

 

4.  On the Closing Date, Seller shall execute and deliver to Buyer, and Buyer shall receive, one or more instruments of conveyance.  Such Conveyance of Mineral and Royalty Interest may be hand delivered, or made by Certified U.S. mail or Federal Express (FedEx) to the Buyer.

 

5. Seller shall, upon the reasonable request of the Buyer, execute and deliver all deeds, transfer orders, division orders, letters-in-lieu, curative documents and such other documents as our reasonably necessary to carry out the purposes of this Agreement whether before or after the Closing Date. Seller shall also execute any other conveyance documents as required by Buyer, to the satisfaction of Buyer, or its assigns, in the performance of this Agreement and in order to close on the Properties by the Closing Date.

 

6. Buyer asserts that it is an “accredited investor” within the meaning of Rule 501 under the Securities Act of 1933, as amended. Buyer is financially able to bear the economic risks of acquiring the Properties, including the risk of total investment loss and understands the illiquid nature of this asset class. Buyer is a sophisticated buyer and has such knowledge and experience in the purchase and sale of mineral and royalty interests so as to be capable of evaluating the merits and risks of and making an informed business decision with regard to the acquisition of said purchased interests. 

 

7. The Effective Date of said transaction shall be Production Effective Date of December 1, 2022. Buyer shall be entitled to all revenue from production from the Properties occurring on or after the Effective Date. 

 

8. Buyer reserves the option and right to assign this PSA to another Buyer controlled entity to fulfill the obligations and receive the benefits of this agreement with Seller.

 

9. Prior to the Closing Date or termination of this Agreement, Seller shall not offer the Property for sale to any person or entity, or accept or negotiate any offer to purchase by any person, entity, or other party. 

 

10.  All notices given by Buyer to Seller or by Seller to Buyer, shall be in writing and shall be deemed delivered when actually received, or, if earlier and whether or not actually received, (i) if delivered by courier or in person, when left with any person at the address reflected below, if addressed as set forth below, (ii) if by overnight courier service (such as, by way of example but not limitation, U.S. Express Mail or Federal Express) with instructions for delivery on the next business day, one (1) business day after having been deposited with such courier, addressed as reflected below, and (iii) if delivered by mail, three days after deposited in a Post Office or other depository under the care or custody of the United States Postal Service, enclosed in a wrapper with proper postage affixed (as a certified or registered item, return receipt requested). The addresses of the Parties are the address set out in this Agreement. 

11. This Agreement shall be governed by the laws of the State of Texas, without regard to its conflict of law principles.  All disputes arising from or relating to this Agreement shall be adjudicated in a state district court sitting in Denton County, Texas, and each Party hereby consents to such court's jurisdiction and to such venue.

 

12. This Purchase and Sales Agreement and the rights, duties and obligations represented hereby shall be binding upon the seller hereto, their respective heirs, administrators, executors, representatives, successors and assigns.     

 

              

ACCEPTED AND AGREED TO, this 21st day of September, 2022

 

 

BUYER

 

______________________________

 

 

  

______________________________

Its: ___________________________

 

 

 

 

 

SELLER

 

 

Verde Bio Holdings, Inc.

 

 

 

  

By: Scott A. Cox, CEO            

 

              

 

           

 

              

Exhibit “A” Lands

 

Exhibit “A” attached to and made part of that certain Purchase and Sale Agreement for purchase of mineral and royalty interests dated September 21st, 2022 by and between Verde Bio Holdings, Inc. (“Seller”) and ______________________ (“Buyer”).

 

 

An undivided 100% of all of Seller’s right, title, and interest in the following: 

 

Mineral Interests located in Weld and Adams County, Colorado 

 

 

 

To be further defined by Seller at closing

 

 

 

 

It is the intention to convey an undivided 100% interest in the interests described above. This list is not intended to be final and is subject to change. Legal Descriptions and exact interests will be identified in Due Diligence.

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