Document:

EXHIBIT 10.2

                           NATURAL HEALTH TRENDS CORP.

                     NON-COMPETITION AND PROPRIETARY RIGHTS
                     --------------------------------------
                              ASSIGNMENT AGREEMENT
                              --------------------

Employee's Name:  Gernot Senke  ("Employee")

Date:    January 3, 2007

         In consideration of Employee's employment by or other similar
         relationship with Natural Health Trends Corp. (including their
         subsidiaries, successors and assigns, the "Company") and in
         consideration for and as a condition to the transactions contemplated
         by that certain Letter Agreement dated as of the date hereof by and
         between the Company and the Employee, the Employee hereby agrees with
         the Company as follows:

         1.       Confidential Information. During the term of this Agreement
and in the course of Employee's performance of services for the Company,
Employee may receive and otherwise be exposed to confidential or competitively
sensitive information of the Company, or of a third party with which the Company
has a business relationship, relating to the Company's or such third party's
current or prospective business, research and development activities, products,
technology, strategy, organization and/or finances (collectively, "Confidential
Information"). Such Confidential Information, which may be disclosed orally or
in writing, shall include, without limitation, Technology (as defined in Section
2(a)), Work Product (as defined in Section 2(a)), plans, strategies,
negotiations, customer or prospect identities, market analyses, projections,
forecasts, cost and performance data, sales data, financial statements, price
lists, pre-release information regarding the Company's products, personnel lists
and data, and all documents and other materials (including any notes, drawings,
reports, manuals, notebooks, summaries, extracts or analyses), whether in
written or electronic form, that disclose or embody such Confidential
Information.

         Confidential Information shall not include information that is now, or
hereafter becomes, through no act or failure to act on Employee's part,
generally known to the public; information that was rightfully in Employee's
possession without confidentiality restriction prior to the Company's disclosure
to Employee; information that was rightfully obtained by Employee from a third
party who has the right, without obligation to the Company, to transfer or
disclose such information; or information which Employee is required to disclose
pursuant to judicial order, provided that in the latter case Employee shall
promptly notify the Company and take reasonable steps to assist the Company in
protecting the Company's rights prior to disclosure. At all times, both during
Employee's relationship with the Company and after the termination thereof,
Employee will keep all Confidential Information in strict confidence; will not
use Confidential Information except for the purpose of providing services to the
Company; and will not divulge, publish, disclose or communicate Confidential
Information, in whole or in part, to any third party. Employee further agrees
that Employee will not allow any unauthorized person access to Confidential
Information, either before or after the termination of this Agreement, and will
take all action reasonably necessary and satisfactory to the Company to protect
the confidentiality of Confidential Information. Employee agrees not to
reproduce or copy by any means Confidential Information, except as reasonably
required to accomplish the purposes of this Agreement, and further agrees not to
remove any proprietary rights legend from such Confidential Information or
copies thereof made in accordance with this Agreement. Upon termination of
Employee's services for any reason, or upon demand by the Company at any time,

<PAGE>

Employee's right to use Confidential Information shall immediately terminate,
and Employee shall return promptly to the Company, or destroy, at the Company's
option, all tangible and electronic materials that disclose or embody
Confidential Information.

         2.       Assignment of Work Product.
                  --------------------------

                  (a)      For purposes of this Agreement: "Technology" shall
                           mean all ideas, concepts, inventions, discoveries,
                           developments, creations, methods, techniques,
                           processes, machines, products, devices, compositions
                           of matter, improvements, modifications, designs,
                           systems, specifications, schematics, formulas, mask
                           works, works of authorship, software, algorithms,
                           data and know-how, whether or not patentable or
                           copyrightable, and all related notes, drawings,
                           reports, manuals, notebooks, summaries, memoranda and
                           other documentation; "Intellectual Property Rights"
                           shall mean all worldwide intellectual property rights
                           including, without limitation, all rights relating to
                           the protection of inventions, including patents,
                           patent applications and certificates of invention;
                           all rights associated with works of authorship,
                           including copyrights and moral rights; all rights
                           relating to the protection of trade secrets and
                           confidential information; all rights related to the
                           protection of trademarks, logos and service marks;
                           any rights analogous to those set forth herein, and
                           all other proprietary rights related to intangible
                           property; and "Work Product" shall mean any and all
                           Technology made, conceived, designed, created,
                           discovered, invented or reduced to practice by
                           Employee during the term of this Agreement that (i)
                           results from Employee's performance of services for
                           the Company, (ii) is related to the business of the
                           Company or (iii) is based upon the use of
                           Confidential Information.

                  (b)      Employee agrees to promptly disclose to the Company
                           in writing all Work Product upon the development,
                           conception or creation thereof by Employee, as well
                           as, at any time, upon the request of the Company.

                  (c)      Employee agrees that all Work Product shall be the
                           sole and exclusive property of the Company, and does
                           hereby irrevocably and unconditionally transfer and
                           assign to the Company, its successors and assigns,
                           all right, title and interest it may have or acquire
                           in or to any Work Product, including all Intellectual
                           Property Rights therein. Employee further agrees that
                           any and all works of authorship created, authored or
                           developed by Employee hereunder shall be deemed to be
                           "works made for hire" within the meaning of the
                           United States copyright law and, as such, all rights
                           therein including copyright shall belong solely and
                           exclusively to the Company from the time of their
                           creation. To the extent any such work of authorship
                           may not be deemed to be a work made for hire,
                           Employee agrees to, and does hereby, irrevocably and
                           unconditionally transfer and assign to the Company
                           all right, title, and interest including copyright in
                           and to such work.

                  (d)      Upon request by the Company, Employee agrees to
                           execute and deliver all such documents, certificates,
                           assignments and other writings, and take such other
                           actions, as may be necessary or desirable to vest in
                           the Company ownership in all Work Product as provided

                                       2
<PAGE>

                           in this Section 2, including, but not limited to, the
                           execution and delivery of all applications for
                           securing all United States and foreign patents,
                           copyrights and other intellectual property rights
                           relating to Work Product. The Company shall reimburse
                           Employee for any reasonable expenses incurred by
                           Employee at the Company's request to secure title or
                           legal protection on the Company's behalf for any such
                           Work Product. In the event that the Company is unable
                           to secure Employee's signature to any document, or if
                           Employee otherwise fails to take any action deemed
                           necessary by the Company to protect or maintain the
                           Company's ownership of Work Product and Intellectual
                           Property Rights therein, then the Company may, and
                           Employee hereby irrevocably designates and appoints
                           the Company and its duly authorized officers and
                           agents as Employee's agent and attorney-in-fact to
                           act on and in Employee's behalf and stead to, execute
                           and file any such applications and perform all other
                           lawfully permitted acts to perfect Employee's
                           assignment and transfer of ownership rights to the
                           Company with the same legal force and effect as if
                           executed, filed and performed by Employee.

                  (e)      For purposes of this Section 2(e), "Background
                           Technology" shall mean Technology owned by or
                           licensed to Employee as of the Effective Date of this
                           Agreement or developed or otherwise obtained by
                           Employee following the Effective Date hereof
                           independently of the performance of services
                           hereunder by Employee. The Company acquires no rights
                           in the Background Technology, except as specifically
                           provided in this Agreement and, as between the
                           parties, Employee retains all rights therein.
                           Employee hereby grants to Company a royalty-free,
                           worldwide, non-exclusive, perpetual, sublicensable
                           and irrevocable right and license to use, for all
                           purposes in Company's business, Background Technology
                           that has been disclosed by Employee to Company or
                           that is embodied within or related to the use,
                           operation or improvement of Work Product created by
                           Employee in connection with Employee's performance of
                           services for the Company.

         3.       Representation. Employee hereby represents to the Company that
the Work Product Employee creates under this Agreement will be original, and
that Employee's performance of services under this agreement and the Company's
use of Employee's Work Product will not breach any agreement Employee has with
any third party or the intellectual property rights or other rights of any third
party.

         4.       Return of Materials. All documents, records, apparatus,
equipment and other physical property, whether or not pertaining to Confidential
Information, which are furnished to Employee by the Company or are produced by
Employee in connection with Employee's services will be and remain the sole
property of the Company. Employee will return to the Company all such materials
and property as and when requested by the Company. In any event, Employee will
return all such materials and property immediately upon termination of
Employee's services for any reason. Employee will not retain any such material
or property or any copies thereof upon such termination.

         5.       Competitive Activities. From the date hereof until the six (6)
month anniversary of the later of the date on which Employee no longer is
employed by the Company, serves as a consultant to the Company or serves as a
member of the Board of Directors of the Company (the "Non-Compete Restricted

                                       3
<PAGE>

Period"), Employee will not, directly or indirectly, whether as owner, partner,
shareholder, director, agent, employee, co-venturer or otherwise, without the
written consent of the Company, engage, participate or invest in any business
activity with respect to any multi-level marketing or direct sales organization
that indirectly or directly competes with the Company in recruiting for
independent distributors (collectively, the "Competitive Activities"). The
prohibition set forth in this Section 5 shall not restrict Employee from owning
or holding up to two percent (2%) of the shares of stock of any company
registered or sold on any recognized stock exchange or sold in the
over-the-counter market. Employee understands and agrees that the restrictions
set forth in this Section 5 are intended to protect the Company's reasonable
competitive business interests, its interest in its Confidential Information and
established and prospective customer relationships and goodwill, and agree that
such restrictions are reasonable and appropriate for this purpose.

         6.       Nonsolicitation of Customers and Distributors. During the
Non-Compete Restricted Period plus six (6) months (the "Nonsolicitation
Period"), Employee will not, in any capacity, directly or indirectly:

                  (a)      solicit business or patronage of any customer or
                           prospective customer (collectively, "Customer"), or
                           distributor or prospective distributor (collectively,
                           "Distributor") of the Company in connection with any
                           Competitive Activity;

                  (b)      divert, entice, or otherwise take away from the
                           Company the business or patronage of any Customer or
                           Distributor, or attempt to do so;

                  (c)      solicit, induce or assist any Customer, Distributor
                           or supplier to terminate or reduce its relationship
                           with the Company;

                  (d)      assist with the provision of any services to a
                           Customer or Distributor (except in Employee's
                           capacity as an employee of the Company); or

                  (e)      refer a Customer, Distributor or supplier to another
                           person engaged (or to be engaged) in Competitive
                           Activities.

         7.       Nonsolicitation of Employees. During the Nonsolicitation
Period, Employee will not:

                  (a)      hire or employ, directly or indirectly through any
                           enterprise with which Employee is associated, any
                           current employee of the Company or any individual who
                           had been employed by the Company within one (1) year
                           preceding Employee's termination (other than persons
                           whose employment by the Company was terminated by or
                           at the request of the Company); or

                  (b)      recruit, solicit or induce (or in any way assist
                           another person or enterprise in recruiting,
                           soliciting or inducing) any employee or director of
                           the Company to terminate his or her employment or
                           other relationship with the Company.

         8.       Acknowledgments. Employee acknowledges and agrees that the
restrictions set forth in this Agreement are intended to protect the Company's
interest in Confidential Information and its commercial relationships and
goodwill (with its Customers, Distributors, vendors, directors and employees),
and are reasonable and appropriate for these purposes.

                                       4
<PAGE>

         9.       Disclosure of Agreement. Employee will disclose the existence
and terms of this Agreement to any prospective employer, partner, co-venturer,
investor or lender prior to entering into an employment, partnership or other
business relationship with such person or entity.

         10.      Third-Party Agreements and Rights. Employee hereby confirms
that Employee is not bound by the terms of any agreement with any previous
employer or other party which restricts in any way Employee's use or disclosure
of information or Employee's engagement in any business, except as may be
disclosed in Schedule A attached to this Agreement prior to its acceptance by
the Company. Employee has delivered to the Company true and complete copies of
any agreements listed on Schedule A. Employee represents to the Company that
Employee's execution of this Agreement, Employee's employment with the Company
and the performance of Employee's proposed duties for the Company will not
violate any obligations Employee may have to any such previous employer or other
party. In Employee's work for the Company, Employee will not disclose or make
use of any information in violation of any agreements with or rights of any such
previous employer or other party, and Employee will not bring to the premises of
the Company any copies or other tangible embodiments of non-public information
belonging to or obtained from any such previous employment or other party.

         11.      Injunction. Employee agrees that it would be difficult to
measure any damages caused to the Company which might result from any breach by
Employee of the promises set forth in this Agreement, and that in any event
money damages would be an inadequate remedy for any such breach. Accordingly,
Employee agrees that if Employee breaches, or proposes to breach, any portion of
this Agreement, the Company shall be entitled, in addition to all other remedies
that it may have, to an injunction or other appropriate equitable relief to
restrain any such breach without showing or proving any actual damage to the
Company.

         12.      Binding Effect. This Agreement will be binding upon Employee
and Employee's heirs, executors, administrators and legal representatives and
will inure to the benefit of the Company, any subsidiary of the Company, and its
and their respective successors and assigns.

         13.      Enforceability. If any portion or provision of this Agreement
is to any extent declared illegal or unenforceable by a court of competent
jurisdiction, then the remainder of this Agreement, or the application of such
portion or provision in circumstances other than those as to which it is so
declared illegal or unenforceable, will not be affected thereby, and each
portion and provision of this Agreement shall be valid and enforceable to the
fullest extent permitted by law. In the event that any provision of this
Agreement is determined by any court of competent jurisdiction to be
unenforceable by reason of excessive scope as to geographic, temporal or
functional coverage, such provision will be deemed to extend only over the
maximum geographic, temporal and functional scope as to which it may be
enforceable.

         14.      Entire Agreement. This Agreement constitutes the entire
agreement between the Company and Employee with respect to the subject matter
hereof, and supersedes all prior representations and agreements with respect to
such subject matter. This Agreement may not be amended, modified or waived
except by a written instrument duly executed by the person against whom
enforcement of such amendment, modification or waiver is sought. The failure of
any party to require the performance of any term or obligation of this
Agreement, or the waiver by any party of any breach of this Agreement, in any
particular case will not prevent any subsequent enforcement of such term or
obligation or to be deemed a waiver of any separate or subsequent breach.

                                       5
<PAGE>

         15.      Notices. Any notices, requests, demands and other
communications provided for by this Agreement will be sufficient if in writing
and delivered in person or sent by registered or certified mail, postage
prepaid, to Employee at the last address which Employee has filed in writing
with the Company or, in the case of any notice to the Company, at its main
offices, to the attention of the undersigned officer.

         16.      Governing Law. The validity, interpretation, performance and
enforcement of this agreement shall be governed by the laws of the State of
Delaware, without applying the conflict of laws provisions thereof.

         17.      Arbitration. All disputes between Parties in connection with
arising out of the existence, validity, construction, performance and
termination of this Agreement shall be finally settled by arbitration. The
arbitration shall be held in the Dallas, Texas in accordance with the Rules of
the American Arbitration Association by one or more arbitrators appointed in
accordance with the said Rules and the award of such arbitrators shall be final
and binding upon the Parties. The non-prevailing party shall pay for all
reasonable costs and expenses incurred in connection with such dispute,
including filing and arbitrator fees as well as the reasonable costs and
expenses of opposing legal counsel.

EMPLOYEE UNDERSTANDS THAT THIS AGREEMENT AFFECTS IMPORTANT RIGHTS. EMPLOYEE HAS
READ IT CAREFULLY AND IS SATISFIED THAT EMPLOYEE UNDERSTANDS IT COMPLETELY.

NATURAL HEALTH TRENDS CORP.                 EMPLOYEE

By: /s/ STEPHANIE S. HAYANO                 By: /s/ GERNOT SENKE
    --------------------------------            --------------------------------
    Name:  Stephanie S. Hayano                  Name:  Gernot Senke
    Title: CEO and President

Dated:  January 3, 2007                     Dated: January 3, 2007

                                       6
<PAGE>

                                   Schedule A
                                   ----------

                                     [None]<PAGE>

Exhibit 10.1

                              CONVERSION AGREEMENT

     THIS  CONVERSION  AGREEMENT  is made and entered into as of January 6, 2007
(this  "Agreement"),  by  and  between  Superior  Galleries,  Inc.,  a  Delaware
corporation  (f/k/a Tangible Asset Galleries,  Inc., a Nevada  corporation) (the
"Company"),  and Stanford International Bank Ltd., a corporation organized under
the  laws of  Antigua  and  Barbuda  (together  with  its  successors,  "SIBL").
Capitalized terms used but not defined herein shall have the respective meanings
ascribed to such terms in that certain  Amended and Restated  Agreement and Plan
of Merger and  Reorganization,  made and entered into as of the date hereof (the
"Merger Agreement"),  by and among the Company,  DGSE Companies,  Inc., a Nevada
corporation ("Parent"),  DGSE Merger Corp., a Nevada corporation ("Merger Sub"),
and SIBL, as stockholder agent.

                                 R E C I T A L S
                                 ---------------

     WHEREAS,  the respective Boards of Directors of Parent,  Merger Sub and the
Company have approved and declared advisable the Merger Agreement and the merger
of Merger Sub with and into the Company (the  "Merger"),  with the Company being
the surviving  corporation,  upon the terms and subject to the conditions of the
Merger Agreement;

     WHEREAS,  in the  Merger,  one  hundred  percent  (100%) of the  issued and
outstanding  shares of capital  stock of the Company will be converted  into the
right to receive  shares of Common  Stock of Parent (as set forth in Article III
of the Merger  Agreement),  on the terms and subject to the conditions set forth
in the Merger  Agreement and in accordance  with the General  Corporation Law of
the State of Delaware  (the  "DGCL")  and  Chapters 78 and 92A of Title 7 of the
Nevada Revised Statutes (the "NPCA");

     WHEREAS,  SIBL is the holder of the  following  shares  (collectively,  the
"Preferred Shares") of the preferred stock of the Company:  (i) 3,000,000 shares
of the Series B $1.00 Convertible  Preferred Stock; (ii) 2,000,000 shares of the
Series D $1.00  Convertible  Preferred  Stock; and (iii) 2,500,000 shares of the
Series E $1.00 Convertible Preferred Stock; and

     WHEREAS,  SIBL  desires  to induce  Parent and Merger Sub to enter into the
Merger Agreement and to consummate the Merger by converting all of the Preferred
Shares into  3,600,806  shares (the "Common  Shares") of the common  stock,  par
value  $0.001 of the  Company,  effective  on the date hereof  (the  "Conversion
Time"), all in accordance with the terms and subject to the conditions set forth
herein.

                                A G R E E M E N T
                                -----------------

     NOW, THEREFORE,  IN CONSIDERATION of the mutual covenants contained in this
Agreement,  and for other  good and  valuable  consideration,  the  receipt  and
adequacy of which are hereby acknowledged, the parties hereto (collectively, the
"Parties"), intending to be legally bound, hereby agree as follows:

     1.  Conversion  of  Preferred  Stock.  SIBL and the Company  hereby  agree,
subject to the  issuance  of the Common  Shares as provided in Section 2 and the
tendering by SIBL of all stock  certificates  evidencing the Preferred Shares to
the  Company,  to convert the  Preferred  Shares  into the Common  Shares at the
Conversion Time,  simultaneously with, and conditioned upon, the issuance of the
Common  Shares.  Upon the issuance of the Common  Shares to SIBL,  the Preferred
Shares shall  automatically  be cancelled  and retired and shall cease to exist,
and  the  holder  of  any  stock  certificate  that,  immediately  prior  to the
Conversion Time, represented issued and outstanding Preferred Shares shall cease
to have any rights with respect  thereto,  including  any claims for any default
occurring or other liability  arising prior to the Conversion  Time,  except the

<PAGE>

right to receive, upon the surrender of such certificates,  the certificates for
the Common Shares contemplated by Section 2.

     2. Issuance of Shares. At the Conversion Time and  simultaneously  with the
conversions contemplated by Section 1, and subject to the surrender of the stock
certificates  evidencing the Preferred  Shares,  the Company shall issue to SIBL
the Common Shares in exchange for the cancellation of the Preferred Shares.  All
Common  Shares  issued  and paid  upon  conversion  of the  Preferred  Shares in
accordance with the terms hereof shall be deemed to have been issued and paid in
full satisfaction of all rights pertaining to the Preferred Shares.

     3. Waiver and Termination of Certain Rights.

         (a) SIBL hereby irrevocably waives all rights that it may have pursuant
to any shares of preferred  stock of the  Company,  and any  agreement  with the
Company  relating  thereto,   including  any  securities   purchase   agreement,
registration rights agreement,  shareholders agreement or otherwise,  whether or
not such agreement is referenced  herein,  to acquire any Equity Interest in the
Company, other than as is to be issued to SIBL hereunder.  Without limitation of
the  generality  of the  foregoing,  SIBL hereby  irrevocably  waives all of its
preemptive  rights,  participation  rights,  rights of co-sale or first refusal,
registration  rights, or any other similar rights that SIBL may have pursuant to
any Preferred  Shares or any such  agreements,  which rights (if any) shall,  at
such time,  hereby be forever  terminated (for avoidance of doubt,  the forgoing
waiver  shall not apply to any Related  Agreement,  including  the  Registration
Rights Agreement being entered into in connection with the Transactions).

         (b) SIBL hereby irrevocably  waives all anti-dilution,  conversion rate
adjustment,  conversion price adjustment,  share coverage  adjustment or similar
rights it may have pursuant to the Preferred Shares, or any other Commitments of
the Company  which it or he may have in  connection  with (i) the  exchanges  of
shares,  conversions of debt, or issuances of warrants contemplated hereby or by
the Merger  Agreement,  or (ii) the issuance of shares or assumptions of options
or warrants contemplated by Article III of the Merger Agreement.

         (c) For  avoidance  of doubt,  nothing in this  Agreement  shall impair
SIBL's  rights and  remedies  as a lender to the Company or its right to receive
the A Warrants and B Warrants pursuant to the Merger Agreement.

     4.  Representations  and  Warranties.  SIBL  represents and warrants to the
Company as follows:

         (a) Investment  Purpose.  SIBL is acquiring the Common Shares  issuable
upon the conversion of the Preferred Shares (collectively, the "Securities") for
its own account for investment  only and not with a view towards,  or for resale
in connection with, the public sale or distribution thereof,  except pursuant to
sales registered or exempted under the Securities Act.

         (b) Accredited  Investor  Status.  SIBL is an "accredited  investor" as
that term is defined in Rule 501(a) of  Regulation D under the  Securities  Act,
and it has not been formed solely for the purpose of acquiring the Securities.

         (c) Reliance on Exemptions.  SIBL  understands  that the Securities are
being  offered  and  sold to it in  reliance  on  specific  exemptions  from the
registration  requirements  of the Securities Act and state  securities laws and
that the Company is relying in part upon the truth and  accuracy  of, and SIBL's
compliance with, the representations,  warranties,  agreements,  acknowledgments

                                      -2-
<PAGE>

and  understandings  of  SIBL  set  forth  herein  in  order  to  determine  the
availability  of such  exemptions  and the  eligibility  of SIBL to acquire  the
Securities.

         (d) Transfer or Resale.  SIBL  understands that the Securities have not
been registered  under the Securities Act or any state  securities laws, and may
not be offered for sale, sold,  assigned,  pledged,  hypothecated or transferred
unless (A) subsequently registered thereunder,  (B) SIBL shall have delivered to
the  Company an opinion of counsel,  in a form  reasonably  satisfactory  to the
Company, to the effect that such Securities may be sold, assigned or transferred
pursuant  to an  exemption  from such  registration,  or (C) SIBL  provides  the
Company  with such  documents  and  certificates  as the Company may  reasonably
request to demonstrate  to its  satisfaction  that such  Securities can be sold,
assigned or transferred  pursuant to Rule 144  promulgated  under the Securities
Act (or a successor rule thereto).

         (e) No General Solicitation.  SIBL is not acquiring the Securities as a
result of any advertisement,  article,  notice or other communication  regarding
any  Securities  published  in any  newspaper,  magazine  or  similar  media  or
broadcast over television or radio, or presented at any seminar or meeting whose
attendees have been invited by any general solicitation or general advertising.

         (f)  Adequate  Information.  SIBL is  aware of the  Company's  business
affairs and financial condition,  and has acquired information about the Company
sufficient  to reach an  informed  and  knowledgeable  decision  to acquire  the
Securities.

         (g) Sophistication and Experience.  SIBL, either alone or together with
its  representatives,  has such  knowledge,  sophistication  and  experience  in
business and financial  matters so as to be capable of evaluating the merits and
risks of the  prospective  investment in the Securities and has so evaluated the
merits and risks of such investment.

         (h) Ability to Bear Risk.  SIBL is able to bear the economic risk of an
investment  in the  Securities  and,  at the present  time,  is able to afford a
complete loss of such investment.

         (i)  Relationship.  SIBL either has a preexisting  personal or business
relationship  with the Company or any of its officers,  directors or controlling
persons, or by reason of its business or financial experience or the business or
financial experience of its professional  advisers who are unaffiliated with and
who are not  compensated by the Company or any affiliate or selling agent of the
Company,  directly or indirectly,  has the capacity to protect its own interests
in connection with the conversion of the Preferred Shares and the acquisition of
the Securities.

         (j) Legend.  SIBL understands that the stock certificates  representing
the Common Shares shall bear a restrictive legend in substantially the following
form (or another legend substantially in such form as the transfer agent for the
Company  may  from  time  to  time  use  generally  on  certificates  evidencing
restricted securities of the Company):

         THE  SECURITIES  REPRESENTED  BY THIS  CERTIFICATE  HAVE NOT BEEN
         REGISTERED  UNDER THE  SECURITIES  ACT OF 1933,  AS AMENDED  (THE
         "ACT"), OR APPLICABLE STATE SECURITIES LAWS. SUCH SECURITIES HAVE
         BEEN  ACQUIRED  FOR  INVESTMENT  AND MAY NOT BE OFFERED FOR SALE,
         SOLD,  TRANSFERRED  OR ASSIGNED  IN THE  ABSENCE OF AN  EFFECTIVE
         REGISTRATION  STATEMENT  OR AN  OPINION  OF  COUNSEL,  IN A  FORM
         REASONABLY  SATISFACTORY TO THE ISSUER,  THAT REGISTRATION IS NOT
         REQUIRED UNDER SAID ACT OR APPLICABLE STATE SECURITIES LAWS.

                                      -3-
<PAGE>

     5. Governing  Law;  Jurisdiction.  This Agreement  shall be governed in all
respects by the laws of the State of Texas  applicable to contracts  negotiated,
executed and to be performed  entirely within such State. All suits,  actions or
proceedings  arising  out of,  or in  connection  with,  this  Agreement  or the
transactions  contemplated  by this Agreement shall be brought in any federal or
state court of competent subject matter  jurisdiction  sitting in Dallas County,
Texas.

     6.  Construction.  The  rules of  construction  specified  in  Section  1.3
(Construction)  of the Merger  Agreement  are hereby  incorporated  by reference
herein and shall apply to this Agreement mutatis  mutandis,  as if expressly set
forth herein.

     7.  Titles and  Headings.  The section and  paragraph  titles and  headings
contained  herein are inserted purely as a matter of convenience and for ease of
reference  and  shall be  disregarded  for all  other  purposes,  including  the
construction,  interpretation  or  enforcement  of this  Agreement or any of its
terms or provisions.

     8.  Counterparts.   This  Agreement  may  be  executed  in  any  number  of
counterparts,  each of which shall be enforceable  against the Parties  actually
executing such  counterparts,  and all of which  together  shall  constitute one
instrument.

     9. Facsimile Execution. A facsimile, telecopy or other reproduction of this
Agreement may be executed by one or more  Parties,  and an executed copy of this
Agreement may be delivered by one or more Parties by facsimile, email or similar
electronic  or digital  transmission  pursuant to which the  signature  of or on
behalf of such  Party can be seen,  and such  execution  and  delivery  shall be
considered valid, binding and effective for all purposes.  At the request of any
Party, all Parties agree to execute an original of this Agreement as well as any
facsimile, telecopy or other reproduction hereof.

     10. Entire  Agreement.  This Agreement and the Merger Agreement  constitute
the entire  agreement  among the  Parties  with  respect to the  subject  matter
hereof.

     11. Notices. All notices,  requests,  instructions or other documents to be
given or delivered under this Agreement  shall be given in the manner,  with the
effect and to the address, email address or fax number to be used for such Party
as provided in Section 10.1 of the Merger Agreement.

     12.  Amendment;  Waiver.  This  Agreement and any  provision  hereof may be
changed,  waived,  discharged  or  terminated  only by an  instrument in writing
signed by the  Party  against  which  enforcement  of the same is sought  and by
Parent.  This Agreement may be amended only by a writing executed by all Parties
and by Parent.

     13.  Binding  Effect.  This Agreement  shall be binding upon,  inure to the
benefit of, and be enforceable by, the Parties and their  respective  successors
and permitted assigns.

     14.  Specific   Performance;   Injunctive  Relief.   Each  of  the  Parties
acknowledges and agrees that any breach or non-performance of, or default under,
any of the terms and provisions  hereof would cause  substantial and irreparable
damage  to the  other  parties  hereto,  and  that  money  damages  would  be an
inadequate remedy therefor. Accordingly, each of the Parties agrees that each of
them shall be entitled to seek equitable relief,  including specific performance
and  injunctive  relief,  in the event of any such  breach,  non-performance  or
default in any Action  instituted in any court of the United States or any state

                                      -4-
<PAGE>

having  competent  jurisdiction,  or before any  arbitrator,  in addition to any
other remedy to which such Party may be entitled, at law or in equity.

     15.  Severability.  The  provisions  of  this  Agreement  shall  be  deemed
severable and the  invalidity  or  unenforceability  of any provision  shall not
affect the validity or enforceability of the other provisions  hereof;  provided
that if any  provision  of this  Agreement,  as  applied  to any Party or to any
circumstance,  is adjudged  by a court,  tribunal  or other  governmental  body,
arbitrator or mediator not to be enforceable in accordance  with its terms,  the
Parties agree that such  governmental  body,  arbitrator or mediator making such
determination  shall  have  the  power  to  modify  the  provision  in a  manner
consistent  with its  objectives  such  that it is  enforceable,  and to  delete
specific words or phrases, and in its reduced form, such provision shall then be
enforceable and shall be enforced.

     16.  Further  Assurances.  At any time,  and from  time to time,  after the
effective  date,  each Party will execute such  additional  instruments and take
such  action as may be  reasonably  requested  by any other  Party to confirm or
perfect title to any property  interests  transferred  hereunder or otherwise to
carry  out  the  intent  and  purposes  of  this  Agreement.

     17.  Third-Party  Beneficiaries.  This  Agreement  is made  solely  for the
benefit of the Parties and Parent, and their respective permitted successors and
assigns, and no other Person shall have or acquire any right or remedy by virtue
hereof except as otherwise expressly provided herein.

     18.   Voluntary   Execution  of  Agreement.   This  Agreement  is  executed
voluntarily  and without any duress or undue  influence on the part or behalf of
the Parties.  Each of the Parties hereby  acknowledges,  represents and warrants
that (i) it has read and fully  understood  this Agreement and the  implications
and  consequences  thereof;  (ii) it has been  represented  in the  preparation,
negotiation, and execution of this Agreement by legal counsel of its own choice,
or it has made a  voluntary  and  informed  decision  to  decline  to seek  such
counsel;  and (iii) it is fully  aware of the legal and  binding  effect of this
Agreement.

         [ THE REMAINDER OF THIS PAGE HAS BEEN INTENTIONALLY LEFT BLANK]

                                      -5-
<PAGE>

     IN WITNESS  WHEREOF,  the parties  hereto have caused this  Agreement to be
duly executed by their  respective  authorized  signatories as of the date first
indicated above.

                                                SUPERIOR GALLERIES, INC.

                                                By: /s/ Silvano DiGenova
                                                   -----------------------------
                                                   Silvano DiGenova
                                                   Chief Executive Officer

                                                STANFORD INTERNATIONAL BANK LTD.

                                                By: /s/ James M. Davis
                                                   -----------------------------
                                                   James M. Davis
                                                   Chief Financial Officer

ACKNOWLEDGED AND ACCEPTED:

DGSE COMPANIES, INC.

By: /s/ Dr. L.S. Smith
   ------------------------------------
   Dr. L.S. Smith
   Chairman and Chief Executive Officer

                                      -6-

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