Document:

Fifth Amendment to Credit Agreeement

 Exhibit 10.1 
 FIFTH AMENDMENT TO CREDIT AGREEMENT 
 THIS FIFTH AMENDMENT TO CREDIT AGREEMENT (this
“Amendment”), dated as of March 4, 2009, is by and among MORTON’S OF CHICAGO, INC., an Illinois corporation, (the “Borrower”), MORTON’S RESTAURANT GROUP, INC., a Delaware corporation (the
“Parent”), those Subsidiaries of the Parent identified as a “Guarantor” on the signature pages hereto (together with the Parent, the “Guarantors”), and WACHOVIA BANK, NATIONAL ASSOCIATION, as
administrative agent for the Lenders (as defined below) under the Credit Agreement (defined below) (in such capacity, the “Administrative Agent”). 
 W I T N E S S E T H 
 WHEREAS, the Borrower, the Guarantors, the lenders party thereto (the
“Lenders”) and the Administrative Agent are parties to that certain Credit Agreement dated as of February 14, 2006, as previously amended, modified or supplemented by that certain First Amendment to Credit Agreement dated as of
June 1, 2007, that certain Second Amendment to Credit Agreement dated as of October 9, 2007, that certain Third Amendment to Credit Agreement dated as of February 27, 2008 and that certain Fourth Amendment to Credit Agreement dated as
of September 24, 2008 (as amended, supplemented, restated or otherwise modified from time to time, the “Credit Agreement”; capitalized terms used herein shall have the meanings ascribed thereto in the Credit Agreement as
amended hereby); 
 WHEREAS, the Credit Parties have requested that the Administrative Agent (on behalf of the Required Lenders) agree
to amend certain provisions of the Credit Agreement as described herein; and 
 WHEREAS, the Administrative Agent (on behalf of the
Required Lenders) has agreed to the amendments requested by the Credit Parties, subject to the terms and conditions set forth herein. 
 NOW, THEREFORE, in consideration of the agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto agree as follows: 
 ARTICLE I 
 AMENDMENT TO CREDIT
AGREEMENT 
 1.1 Recitals. The reference to $115,000,000 contained in the first recital to the Credit Agreement is hereby
amended to read $75,000,000. 
 1.2 Miami Beach Indebtedness. A new defined term “Miami Beach Indebtedness” is hereby
added to Section 1.1 of the Credit Agreement in the appropriate alphabetical order, to read as follows: 
 “Miami
Beach Indebtedness” shall mean any Indebtedness of Morton’s of Chicago/Miami Beach LLC, a Subsidiary of the Parent and a Guarantor hereunder, owing to Crown at Miami Beach, Ltd.” 

 1.3 Adjusted Leverage Ratio. The definition of “Adjusted Leverage Ratio” in
Section 1.1 of the Credit Agreement is hereby amended by adding a sentence to the end thereof to read as follows: 
 “For purposes of calculating the Adjusted Leverage Ratio as of any date of determination, the amount set forth in clause (a)(i) of this definition shall be reduced by the amount of any Miami Beach Indebtedness outstanding on such date;
provided, that (A) the aggregate amount of such Miami Beach Indebtedness excluded from clause (a)(i) of this definition shall not exceed $2,000,000 and (B) no portion of the Miami Beach Indebtedness shall be recourse to any Credit
Party or Subsidiary, other than Morton’s of Chicago/Miami Beach LLC.” 
 1.4 Alternate Base Rate. The definition of
“Alternate Base Rate” in Section 1.1 of the Credit Agreement is hereby amended and restated in its entirety to read as follows: 
 “Alternate Base Rate” shall mean, for any day, a rate per annum equal to the greater of (a) the Prime Rate in effect on such day and (b) the Federal Funds Effective Rate in effect on such
day plus 1/2 of 1% and (c) the sum of (i) LIBOR (as calculated pursuant to the definition of LIBOR), for an Interest Period of three (3) months plus (ii) 1.00%. For purposes hereof: “Prime Rate” shall
mean, at any time, the rate of interest per annum publicly announced from time to time by the Administrative Agent at its principal office as its prime rate. Each change in the Prime Rate shall be effective as of the opening of business on the day
such change in the Prime Rate occurs. The parties hereto acknowledge that the rate announced publicly by the Administrative Agent as its Prime Rate is an index or base rate and shall not necessarily be its lowest or best rate charged to its
customers or other banks; and “Federal Funds Effective Rate” shall mean, for any day, the weighted average of the rates on overnight federal funds transactions with members of the Federal Reserve System arranged by federal funds
brokers, as published on the next succeeding Business Day by the Federal Reserve Bank of New York, or, if such rate is not so published on the next succeeding Business Day, the average of the quotations for the day of such transactions received by
the Administrative Agent from three federal funds brokers of recognized standing selected by it. If for any reason the Administrative Agent shall have determined (which determination shall be conclusive in the absence of manifest error)
(A) that it is unable to ascertain the Federal Funds Effective Rate, for any reason, including the inability or failure of the Administrative Agent to obtain sufficient quotations in accordance with the terms above or (B) that the Prime
Rate or LIBOR no longer accurately reflects an accurate determination of the prevailing Prime Rate or LIBOR, the Administrative Agent may select a reasonably comparable index or source to use as the basis for the Alternate Base Rate, until the
circumstances giving rise to such inability no longer exist. Any change in the Alternate Base Rate due to a change in any of the foregoing will become effective on the effective date of such change in the Federal Funds Rate, the Prime Rate or LIBOR
for an Interest Period of three (3) months. 
  

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 1.5 Applicable Percentage. The pricing grid contained in the definition of “Applicable
Percentage” in Section 1.1 of the Credit Agreement is hereby amended and restated in its entirety to read as follows: 
  

									
	 Level
	 	 Adjusted
 Leverage
 Ratio
	 	 Alternate
 Base Rate
 Margin
	 	 LIBOR Rate
Margin and Letter
 of Credit Fee
	 	 Commitment
 Fee

	 I
	 	< 4.50 to 1.0	 	1.500%	 	2.500%	 	0.350%
	 II
	 	3 4.50 to 1.0 but
< 5.00 to 1.0	 	2.000%	 	3.000%	 	0.500%
	 III
	 	3 5.00 to 1.0	 	2.500%	 	3.500%	 	0.500%

 1.6 Consolidated EBITDAR. The definition of “Consolidated EBITDAR” in
Section 1.1 of the Credit Agreement is hereby amended by adding a sentence to the end thereof to read as follows: 
 “The calculation of Consolidated EBITDAR shall be subject to the provisions of Section 1.3.” 
 1.7
Consolidated Net Income. The definition of “Consolidated Net Income” in Section 1.1 of the Credit Agreement is hereby amended and restated in its entirety to read as follows: 
 “Consolidated Net Income” shall mean, for any period, net income after taxes for such period of the Parent and its
Subsidiaries on a consolidated basis (excluding extraordinary and non-recurring items, goodwill impairment charges and currency translation expenses), as determined in accordance with GAAP. For the avoidance of doubt, (a) the $3,400,000 charge
of the Credit Parties during the fiscal quarter of the Parent ended December 30, 2007 related to certain wage and hour claims, (b) the approximately $3,700,000 (subject to final audit) charge of the Credit Parties during the fiscal quarter
of the Parent ended January 4, 2009 related to certain wage and hour claims and (c) the approximately $917,000 (subject to final audit) charge of the Credit Parties during the fiscal quarter of the Parent ended January 4, 2009 related
to the closing of the New Hyde Park, New York corporate office, one restaurant located in Charlotte, North Carolina, and one restaurant located in Kansas City, Missouri, in each case as previously disclosed to the Administrative Agent and the
Lenders, shall each be deemed a “non-recurring item” for purposes of this definition and excluded from the calculation of Consolidated Net Income for such period. Consolidated Net Income shall include net income attributable to an Excluded
Joint Venture only to the extent such Excluded Joint Venture distributes such net income to a Credit Party or a Subsidiary (other than an Excluded Joint Venture) but shall not include any net loss attributable to an Excluded Joint Venture.

  

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 1.8 Consolidated Rent Expense. The definition of “Consolidated Rent Expense” in
Section 1.1 of the Credit Agreement is hereby amended and restated in its entirety to read as follows: 
 “Consolidated Rent Expense” shall mean, for any period, all cash rent expense of the Parent and its Subsidiaries on a consolidated basis for such period, as determined in accordance with GAAP; provided, that any
reduction of such Consolidated Rent Expense arising as a result of a renegotiated lease shall be subject to the provisions of Section 1.3. 
 1.9 Permitted Acquisitions. Clause (xi) contained in the definition of “Permitted Investments” in Section 1.1 of the Credit Agreement is hereby amended and restated in its entirety to read as follows:

 (xi) Reserved; 
 1.10 Accounting Terms. The last paragraph contained in Section 1.3 of the Credit Agreement is hereby amended and restated in its entirety to read as follows: 
 For purposes of computing Consolidated EBITDAR, the Adjusted Leverage Ratio or the Fixed Charge Coverage Ratio, without
duplication, for any purpose hereunder, (a) any Permitted Acquisition shall be given pro forma effect as if such transaction had taken place as of the first day of such applicable test period, (b) any permitted sale of assets
(including a stock sale), any liquidation of any Subsidiary or any cessation of business activities by any Subsidiary (other than any cessation of business activities by a Subsidiary for a period not to exceed 60 days in connection with the
relocation of the business operated by such Subsidiary within the same geographic area) shall be given pro forma effect as if such transaction had taken place as of the first day of such applicable test period and (c) any reduction of
Consolidated Rent Expense arising as a result of a renegotiated lease shall be given pro forma effect as if such transaction had taken place as of the first day of such applicable test period. 
 1.11 Revolving Commitments. Section 2.1(a) of the Credit Agreement is hereby amended and restated in its entirety to read as follows:

 (a) Revolving Commitment. During the Commitment Period, subject to the terms and conditions hereof, each Lender
severally, but not jointly, agrees to make revolving credit loans (“Revolving Loans”) to the Borrower from time to time in an aggregate principal amount of up to SEVENTY-FIVE MILLION DOLLARS ($75,000,000) (as such aggregate
maximum amount may be reduced from time to time as provided in Section 2.6, the “Revolving Committed Amount”) for the purposes hereinafter set forth; provided, however, that (i) with regard to each Lender
individually, the sum of such Lender’s Commitment Percentage of the aggregate principal amount of outstanding Revolving Loans plus outstanding Swingline Loans plus LOC Obligations shall not exceed such Lender’s Revolving
Commitment and (ii) with regard to the Lenders collectively, the sum of the outstanding Revolving Loans plus outstanding Swingline Loans plus LOC Obligations shall not exceed the Revolving Committed Amount. 

  

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Revolving Loans may consist of Alternate Base Rate Loans or LIBOR Rate Loans, or a combination thereof, as the Borrower may request, and may be repaid and
reborrowed in accordance with the provisions hereof; provided, however, Revolving Loans made on the Closing Date or on any of the three Business Days following the Closing Date may only consist of Alternate Base Rate Loans. LIBOR Rate
Loans shall be made by each Lender at its LIBOR Lending Office and Alternate Base Rate Loans at its Domestic Lending Office. 
 1.12
Incremental Facilities. Section 2.2 of the Credit Agreement is hereby amended and restated in its entirety to read as follows: 
 Section 2.2 [Reserved]. 
 1.13 Commitment Reductions. Section 2.6 of the Credit Agreement is hereby amended by
adding the following paragraph (d) to the end thereof: 
 (d) Mandatory Reductions. The Revolving Committed Amount
shall be reduced on December 31, 2009 by an amount equal to $5,000,000 on such date (or, if less, the remaining amount of the Revolving Committed Amount); provided, that concurrently with such reduction, the Borrower shall prepay the Loans
and cash collateralize the LOC Obligations as required pursuant to Section 2.7(b). 
 1.14 Mandatory Prepayments.
Section 2.7(b) of the Credit Agreement is hereby amended in the following respects: 
 (a) Clause (v) contained
therein is hereby amended and restated in its entirety to read as follows: 
 (v) Application of Mandatory Prepayments.
All amounts required to be paid pursuant to this Section 2.7(b) shall be applied as follows: (A) with respect to all amounts prepaid pursuant to Section 2.7(b)(i), (1) first, to the outstanding Swingline Loans, (2) second,
to the outstanding Revolving Loans (without a corresponding permanent reduction to the Revolving Committed Amount) and (3) third (after all Revolving Loans have been repaid), to a cash collateral account in respect of LOC Obligations,
(B) with respect to all amounts prepaid pursuant to Sections 2.7(b)(ii), (iii) and (iv), (1) first, to the outstanding Swingline Loans (without a corresponding permanent reduction in the Revolving Committed Amount), (2) second,
to the outstanding Revolving Loans (without a corresponding permanent reduction in the Revolving Committed Amount) and (3) third (after all Revolving Loans have been repaid), to a cash collateral account in respect of LOC Obligations and
(C) with respect to all amounts prepaid pursuant to Section 2.7(b)(vi), (1) first, to the outstanding Swingline Loans (with a corresponding permanent reduction to the Revolving Committed Amount but not the Swingline Committed Amount
(other than pursuant to Section 2.6(b))), (2) second, to the outstanding Revolving Loans (with a corresponding permanent reduction to the Revolving Committed Amount) and (3) third (after all Revolving Loans have been repaid), to a
cash collateral account in respect of LOC Obligations. Within the parameters of the applications set forth above, prepayments shall be applied first to Alternate Base Rate Loans and then to LIBOR Rate Loans in direct order of Interest Period
maturities. Each Lender shall receive its pro rata share (except with respect to prepayments of Swingline Loans) of any such prepayment based on its Commitment Percentage. All prepayments under this Section 2.7(b) shall be subject to
Section 2.17 and be accompanied by interest on the principal amount prepaid through the date of prepayment. 
  

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 (b) A new clause (vi) is hereby added to the end of such section to read as follows:

 (vi) Indebtedness and Sale Leasebacks. Immediately upon (1) the incurrence of any Indebtedness by any Credit
Party or any of its Subsidiaries pursuant to Section 6.1(h) or (2) consummation of any Sale Leasebacks, the Borrower shall prepay the Loans and cash collateralize the LOC Obligations in an aggregate amount equal to one hundred percent
(100%) of the Indebtedness incurred or Net Cash Proceeds arising from such Sale Leaseback, as applicable, to the Lenders (such prepayment to be applied as set forth in clause (v) above). 
 1.15 Financial Covenants. Section 5.9 of the Credit Agreement is hereby amended in the following respects: 
 (a) Clause (a) contained in such section is amended and restated in its entirety to read as follows: 
 (a) Maximum Adjusted Leverage Ratio. The Adjusted Leverage Ratio, as of the last day of each fiscal quarter of the Parent occurring
during the periods set forth below, shall be less than or equal to the following: 
  

			
	 Period
	  	Ratio
	 January 5, 2009 through and including October 4, 2009
	  	5.50 to 1.00
	 October 5, 2009 and thereafter
	  	5.25 to 1.00

 (b) The grid contained in clause (c) of such section is amended and restated
in its entirety to read as follows: 
  

				
	 Fiscal Year Ending
	  	Amount
	 December 31, 2006
	  	$	33,500,000
	 December 30, 2007
	  	$	32,500,000
	 January 4, 2009
	  	$	35,000,000
	 January 3, 2010
	  	$	20,000,000
	 January 2, 2011
	  	$	20,000,000
	 January 1, 2012
	  	$	5,000,000

 1.16 Restricted Payments. Section 6.10 of the Credit Agreement is hereby
amended in the following respects: 
 (a) Clause (d) of such section is hereby amended and restated in its entirety to
read as follows: 
  

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 (d) if no Event of Default shall exist or would occur after giving effect thereto on a
Pro Forma Basis, any Credit Party may, (i) repurchase Capital Stock, or warrants, options or other rights to acquire Capital Stock, of the Parent in an aggregate amount not to exceed $2,000,000 in any fiscal year of the Parent and $10,000,000
during the term of this Agreement and (ii) make any Restricted Payments not otherwise permitted by this Section, not to exceed $2,000,000 in any fiscal year of the Parent and $10,000,000 in the aggregate during the term of this Agreement;
provided that, in each case, (1) after giving effect to each such repurchase of Capital Stock on a pro forma basis, the Adjusted Leverage Ratio shall be less than 4.75 to 1.0 and (2) any amount not utilized in a previous
fiscal year may be utilized in the immediately succeeding fiscal year (with respect to any fiscal year, Restricted Payments made during any such fiscal year shall be deemed to be made first with respect to the applicable limitation for such year and
then with respect to any carry forward amount to the extent applicable), 
 (b) Clause (g) of such section is hereby
amended and restated in its entirety to read as follows: 
 (g) the Parent may repurchase Capital Stock, or warrants, options
or other rights to acquire Capital Stock, of the Parent in an aggregate amount not to exceed $6,000,000 during the term of this Agreement; provided, that with respect to any fiscal year of the Parent, the Parent may not make any such
repurchases pursuant to this clause (g) during such fiscal year until the Credit Parties have completely exhausted the baskets for Restricted Payments set forth in Section 6.10(d)(i) and 6.10(d)(ii) (including any amounts available
thereunder carried forward from previous fiscal years) for such fiscal year; provided, further, it is hereby understood and agreed that repurchases of Capital Stock by the Parent in 2008 shall be applied to the baskets set forth in
clauses 6.10(d)(i) and 6.10(d)(ii) prior to use of the basket for repurchases of Capital Stock in this clause 6.10(g) and provided, further, that after giving effect to each such repurchase of Capital Stock on a pro forma basis, the
Adjusted Leverage Ratio shall be less than 4.75 to 1.0. 
 ARTICLE II 
 REVOLVING COMMITTED AMOUNT 
 Pursuant to Section 2.6(a) of the Credit
Agreement, the Borrower hereby elects to permanently reduce the Revolving Committed Amount to SEVENTY-FIVE MILLION DOLLARS ($75,000,000). The Credit Parties and the Lenders hereby agree that, after giving effect to this Amendment (a) the
Revolving Committed Amount shall be reduced to $75,000,000 and (b) the Revolving Commitments of each Revolving Lender shall be reduced pro rata to accommodate such reduction of the Revolving Committed Amount in accordance with
Section 2.12(a) of the Credit Agreement. 
  

 7 

 ARTICLE III 
 CONDITIONS TO EFFECTIVENESS 
 3.1 Closing Conditions. 
 This Amendment shall become effective as of the date hereof (the “Fifth Amendment Effective Date”) upon satisfaction of the following
conditions (in form and substance reasonably acceptable to the Administrative Agent): 
 (a) Executed Amendment. The
Administrative Agent shall have received a copy of this Amendment duly executed by each of the Credit Parties and the Administrative Agent, on behalf of the Required Lenders. 
 (b) Executed Consents. The Administrative Agent shall have received executed consents, substantially in the form of
Exhibit A attached hereto (a “Lender Consent”), from each of the Required Lenders authorizing the Administrative Agent to enter into this Amendment on their behalf. 
 (c) Amendment Fee. The Administrative Agent shall have received from the Borrower, on behalf of each Lender that executes and
delivers a Lender Consent to the Administrative Agent by 5 p.m. (Charlotte, NC time) on March 4, 2009, an amendment fee in an amount equal to 50 basis points on the aggregate Revolving Commitments of such approving Lenders. In addition, the
Administrative Agent shall have received from the Borrower such other fees and expenses that are payable in connection with the consummation of the transactions contemplated hereby, including, without limitation, the reasonable fees and expenses of
Moore & Van Allen PLLC. 
 (d) Other. The Administrative Agent shall have received such other documents,
agreements or information which it may reasonably request relating to the Credit Parties and the transactions contemplated by this Amendment and any other matters relevant hereto or thereto, all in form and substance satisfactory to the
Administrative Agent in its sole good faith discretion. 
 ARTICLE IV 
 MISCELLANEOUS 
 4.1 Amended Terms. All references to the Credit
Agreement in each of the Credit Documents shall hereafter mean the Credit Agreement as amended by this Amendment. Except as specifically amended hereby or otherwise agreed, the Credit Agreement is hereby ratified and confirmed and shall remain in
full force and effect according to its terms. 
 4.2 Representations and Warranties of Credit Parties. Each of the Credit
Parties represents and warrants as follows: 
 (a) It has taken all necessary action to authorize the execution, delivery and
performance of this Amendment. 
  

 8 

 (b) This Amendment has been duly executed and delivered by such Person and constitutes
such Person’s valid and legally binding obligations, enforceable in accordance with its terms, except as such enforceability may be subject to (i) bankruptcy, insolvency, reorganization, fraudulent conveyance or transfer, moratorium or
similar laws affecting creditors’ rights generally and (ii) general principles of equity (regardless of whether such enforceability is considered in a proceeding at law or in equity). 
 (c) No consent, approval, authorization or order of, or filing, registration or qualification with, any Governmental Authority or third
party is required in connection with the execution, delivery or performance by such Person of this Amendment. 
 (d) The
representations and warranties set forth in Article III of the Credit Agreement are (i) with respect to representations and warranties that contain a materiality qualification, true and correct as of the date hereof (except for those which
expressly relate to an earlier date) and (ii) with respect to representations and warranties that do not contain a materiality qualification, true and correct in all material respects as of the date hereof (except for those which expressly
relate to an earlier date). 
 (e) Before and after giving effect to this Amendment, (1) no Default or Event of Default
exists; and (2) the Credit Parties are in compliance with all financial covenants set forth in Section 5.9 of the Credit Agreement. 
 (f) The Security Documents continue to create a valid security interest in, and Lien upon, the Collateral, in favor of the Administrative Agent, for the benefit of the Lenders, which security interests and Liens are
perfected in accordance with the terms of the Security Documents and prior to all Liens other than Permitted Liens. 
 (g) The
execution, delivery and performance of this Amendment by the Credit Parties will not violate any Requirement of Law or contractual obligation of any Credit Party in any respect that could reasonably be expected to have a Material Adverse Effect.

 4.3 Acknowledgment of Guarantors. The Guarantors acknowledge and consent to all of the terms and conditions of this
Amendment and agree that this Amendment and all documents executed in connection herewith do not operate to reduce or discharge the Guarantors’ obligations under the Credit Documents. 
 4.4 Credit Document. This Amendment shall constitute a Credit Document under the terms of the Credit Agreement. 
 4.5 Entirety. This Amendment and the other Credit Documents embody the entire agreement between the parties hereto and supersede all prior
agreements and understandings, oral or written, if any, relating to the subject matter hereof. 
  

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 4.6 Counterparts; Telecopy. This Amendment may be executed in any number of counterparts,
each of which when so executed and delivered shall be an original, but all of which shall constitute one and the same instrument. Delivery of an executed counterpart to this Amendment by telecopy or other electronic means shall be effective as an
original and shall constitute a representation that an original will be delivered. 
 4.7 GOVERNING LAW. THIS AMENDMENT AND THE
RIGHTS AND OBLIGATIONS OF THE PARTIES UNDER THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTIONS 5-1401 AND
5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW). 
 4.8 Consent to Jurisdiction; Service of Process; Waiver of Jury Trial.
The jurisdiction, services of process and waiver of jury trial provisions set forth in Sections 9.14 and 9.17 of the Credit Agreement are hereby incorporated by reference, mutatis mutandis. 
 4.9 Fees. The Borrower agrees to pay all reasonable out-of-pocket, due diligence expenses and other related expenses of the Administrative
Agent in connection with the preparation, execution and delivery of this Amendment, including, without limitation, the reasonable fees, disbursements and other charges of Moore & Van Allen PLLC. 
 4.10 Further Assurances. The Credit Parties agree to promptly take such action, upon the request of the Administrative Agent, as is
necessary to carry out the intent of this Amendment. 
 4.11 Successors and Assigns. This Amendment shall be binding upon and
inure to the benefit of the parties hereto and their respective successors and assigns. 
 [remainder of page intentionally left blank]

  

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 IN WITNESS WHEREOF the Borrower, the Guarantors, and the Administrative Agent (on behalf of itself and
the Lenders) have caused this Amendment to be duly executed on the date first above written. 
  

							
	BORROWER:	 		 	MORTON’S OF CHICAGO, INC.,
		 		 	an Illinois corporation
				
		 		 	By:	 	 /s/    Ronald M. DiNella

		 		 	Name:	 	Ronald M. DiNella
		 		 	Title:	 	Senior Vice President & Chief Financial Officer
			
	PARENT:	 		 	MORTON’S RESTAURANT GROUP, INC.,
		 		 	a Delaware corporation
				
		 		 	By:	 	 /s/    Ronald M. DiNella

		 		 	Name:	 	Ronald M. DiNella
		 		 	Title:	 	Senior Vice President & Chief Financial Officer
			
	GUARANTORS:	 		 	PORTERHOUSE, INC.,
		 		 	a Delaware corporation
			
		 		 	MORTON’S OF CHICAGO/ATLANTA, INC.,
		 		 	an Illinois corporation
			
		 		 	MORTON’S OF CHICAGO/BUCKHEAD, INC.,
		 		 	a Delaware corporation
			
		 		 	MORTON’S OF CHICAGO/CHICAGO, INC.,
		 		 	a Delaware corporation
			
		 		 	MORTON’S OF CHICAGO/CINCINNATI, INC.,
		 		 	a Delaware corporation
			
		 		 	MORTON’S OF CHICAGO/CLAYTON, INC.,
		 		 	a Delaware corporation
			
		 		 	MORTON’S OF CHICAGO/CLEVELAND, INC.,
		 		 	an Illinois corporation
			
		 		 	MORTON’S OF CHICAGO/COLUMBUS INC.,
		 		 	a Delaware corporation
			
		 		 	MORTON’S OF CHICAGO/DALLAS, INC.,
		 		 	an Illinois corporation

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
			
		 		 	MORTON’S OF CHICAGO/DENVER, INC.,
		 		 	an Illinois corporation
			
		 		 	MORTON’S OF CHICAGO/DETROIT, INC.,
		 		 	a Delaware corporation
			
		 		 	 MORTON’S OF CHICAGO/FIFTH AVENUE, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/FLAMINGO ROAD CORP.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/HOUSTON, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/MINNEAPOLIS, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/NASHVILLE, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/PALM DESERT, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/PHILADELPHIA, INC.,
 an Illinois corporation

			
		 		 	 MORTON’S OF CHICAGO/PHOENIX, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/PITTSBURGH, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/PITTSBURGH LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/PORTLAND, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/PUERTO RICO, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/ROSEMONT, INC.,
 an
Illinois corporation

			
		 		 	 MORTON’S OF CHICAGO/SACRAMENTO, INC.,
 a
Delaware corporation

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
			
		 		 	MORTON’S OF CHICAGO/SAN ANTONIO, INC.,
		 		 	a Delaware corporation
			
		 		 	 MORTON’S OF CHICAGO/SAN DIEGO, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/SAN FRANCISCO, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/SANTA ANA, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/SCOTTSDALE, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/SEATTLE, INC.,
 a
Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/VIRGINIA, INC.,
 an
Illinois corporation

			
		 		 	 MORTON’S OF CHICAGO/WASHINGTON D.C. INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/WASHINGTON SQUARE, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/WESTBROOK, INC.,
 an
Illinois corporation

			
		 		 	 PORTERHOUSE OF LOS ANGELES, INC.,
 a Delaware
corporation

			
		 		 	 MOCGC CORP.,
 a Virginia
corporation

			
		 		 	 MORTON’S OF CHICAGO HOLDING, INC.,
 a
Delaware corporation

			
		 		 	 ARNIE MORTON’S OF CHICAGO/FIGUEROA LLC,
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO MARYLAND HOLDING, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/BALTIMORE LLC,
 a
Delaware limited liability company

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
			
		 		 	MORTON’S OF CHICAGO/BETHESDA LLC,
		 		 	a Delaware limited liability company
			
		 		 	 MORTON’S OF CHICAGO/ANAHEIM LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ATLANTIC CITY, LLC,
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO FLORIDA HOLDING, INC.,
 a Delaware corporation

			
		 		 	 MORTON’S OF CHICAGO/BOCA RATON, LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/CORAL GABLES, LLC,
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/MIAMI LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/NORTH MIAMI BEACH LLC,
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ORLANDO LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/PALM BEACH LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/BOSTON LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/CHARLOTTE LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/CRYSTAL CITY LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/DENVER CRESCENT TOWN CENTER, LLC,
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/FORT LAUDERDALE, LLC,
 a Delaware limited liability company

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
			
		 		 	MORTON’S OF CHICAGO/GREAT NECK LLC,
		 		 	a Delaware limited liability company
			
		 		 	 MORTON’S OF CHICAGO/HACKENSACK LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/HARTFORD LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/HONOLULU LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/INDIANAPOLIS LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/JACKSONVILLE LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/KANSAS CITY LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/KING OF PRUSSIA LLC,
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/LOUISVILLE LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/NEW ORLEANS LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/NORTHBROOK, LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/MCKINNEY, LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/RESTON LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/RICHMOND LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/SCHAUMBURG LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/SOUTHPARK, LLC,
 a
Delaware limited liability company

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
			
		 		 	MORTON’S OF CHICAGO/STAMFORD LLC,
		 		 	a Delaware limited liability company
			
		 		 	 MORTON’S OF CHICAGO/TROY, LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/WACKER PLACE, LLC,
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/WHITE PLAINS LLC,
 a
Delaware limited liability company

			
		 		 	 ITALIAN RESTAURANTS HOLDING CORP.,
 a
Delaware corporation

			
		 		 	 BERTOLINI’S RESTAURANTS, INC.,
 a
Delaware corporation

			
		 		 	 BERTOLINI’S OF CIRCLE CENTRE, INC.,
 a
Delaware corporation

			
		 		 	 BERTOLINI’S/KING OF PRUSSIA, INC.,
 a
Delaware corporation

			
		 		 	 BERTOLINI’S OF LAS VEGAS, INC.,
 a
Delaware corporation

			
		 		 	 BERTOLINI’S AT VILLAGE SQUARE, INC.,
 a
Delaware corporation

				
		 		 	By:	 	 /s/     Ronald M. DiNella

		 		 	Name:	 	Ronald M. DiNella
		 		 	Title:	 	Senior Vice President & Chief Financial Officer
			
		 		 	 ARNIE MORTON’S OF CHICAGO/BURBANK LLC,
 a Delaware limited liability company

				
		 		 	By:	 	 /s/    Ronald M. DiNella

		 		 	Name:	 	Ronald M. DiNella
		 		 	Title:	 	Senior Vice President & Chief Financial Officer

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
			
		 		 	HOUSTON STEAKHOUSE, INC.,
		 		 	a Texas corporation
			
		 		 	 CHICAGO STEAKHOUSE, INC.,
 a Texas
corporation

			
		 		 	 SAN ANTONIO STEAKHOUSE, INC.,
 a Texas
corporation

				
		 		 	By:	 	 /s/    Ronald M. DiNella

		 		 	Name:	 	Ronald M. DiNella
		 		 	Title:	 	Senior Vice President & Chief Financial Officer
			
		 		 	 MORTON’S MEXICO HOLDING (USA), LLC,
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ BOSTON SEAPORT LLC
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ BROOKLYN LLC
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ CAPITOL MALL LLC
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ CAREW TOWER LLC
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ INDIAN WELLS LLC
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ LEAWOOD LLC
 a
Kansas limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ MIAMI BEACH LLC
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ NAPERVILLE LLC
 a
Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ PARK PLACE MD LLC
 a Delaware limited liability company

			
		 		 	 MORTON’S OF CHICAGO/ PHILADELPHIA LLC
 a
Delaware limited liability company

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
			
		 		 	MORTON’S OF CHICAGO/ SAN JOSE LLC
		 		 	a Delaware limited liability company
			
		 		 	ARNIE MORTON’S OF CHICAGO/ WOODLAND HILLS LLC, a Delaware limited liability company
				
		 		 	By:	 	 /s/    Ronald M. DiNella

		 		 	Name:	 	Ronald M. DiNella
		 		 	Title:	 	Senior Vice President & Chief Financial Officer

  

 FIFTH AMENDMENT TO CREDIT AGREEMENT 

							
	ADMINISTRATIVE AGENT:	 		 	WACHOVIA BANK,
		 		 	NATIONAL ASSOCIATION,
		 		 	as Administrative Agent
		 		 	and on behalf of the Required Lenders
				
		 		 	By:	 	 /s/    Denis Waltrich

		 		 	Name:	 	Denis Waltrich
		 		 	Title:	 	Vice President

 EXHIBIT A 
 LENDER CONSENT 
 This Lender Consent is given pursuant to the Credit Agreement, dated as of
February 14, 2006 (as previously amended and modified, the “Credit Agreement”; and as further amended by the Amendment (as hereinafter defined), the “Amended Credit Agreement”), by and among MORTON’S OF
CHICAGO, INC., an Illinois corporation, (the “Borrower”), MORTON’S RESTAURANT GROUP, INC., a Delaware corporation (the “Parent”), those Subsidiaries of the Parent identified as a
“Guarantor” on the signature pages hereto (together with the Parent, the “Guarantors”), the lenders and other financial institutions from time to time party thereto (the “Lenders”) and WACHOVIA BANK,
NATIONAL ASSOCIATION, as administrative agent on behalf of the Lenders (in such capacity, the “Administrative Agent”). Capitalized terms used herein shall have the meanings ascribed thereto in the Credit Agreement unless
otherwise defined herein. 
 The undersigned hereby approves the Fifth Amendment to Credit Agreement (the “Amendment”),
dated as of March 4, 2009, by and among the Borrower, the Guarantors party thereto and the Administrative Agent and hereby authorizes the Administrative Agent to execute and deliver the Amendment on its behalf and, by its execution below, the
undersigned agrees to be bound by the terms and conditions of the Amendment and the Amended Credit Agreement. 
 Delivery of this Lender
Consent by telecopy shall be effective as an original. 
 A duly authorized officer of the undersigned has executed this Lender Consent as of
the      day of                         , 2009. 
  

									
		 		 	                                       
                                         
,	 	
		 		 	as a Lender	 	
					
		 		 	By:	 	  
	 	
		 		 	Name:	 	  
	 	
		 		 	Title:Ninth Amendment and Consent to the Credit Agreement

 Exhibit 10.1 
 NINTH AMENDMENT AND CONSENT 
 This Ninth Amendment and Consent (the “Agreement”) to the
Credit Agreement referred to below is dated as of February 27, 2009 and effective in accordance with Section 4 below, by and among BOWATER INCORPORATED, a corporation organized under the laws of Delaware (“BI”),
BOWATER ALABAMA LLC (formerly known as Bowater Alabama Inc.), a limited liability company organized under the laws of Alabama (“BA”), BOWATER NEWSPRINT SOUTH LLC, a limited liability company organized under the laws of Delaware
(“BNS”), BOWATER NEWSPRINT SOUTH OPERATIONS LLC (formerly known as Bowater Newsprint South Inc.), a limited liability company organized under the laws of Delaware and the successor by merger to Bowater Mississippi LLC
(“BNSO”), each in its capacity as a Borrower under the Credit Agreement referred to below (BI, BA, BNS and BNSO are collectively referred to herein as the “Borrower”), certain Subsidiaries and Affiliates of the
Borrower party hereto (the “Grantors”), ABITIBIBOWATER INC., a corporation organized under the laws of Delaware (the “Parent”), the Lenders and the Canadian Lenders party hereto (collectively, the
“Consenting Lenders”) pursuant to an authorization (in the form attached hereto as Exhibit A, each a “Lender Authorization”) and WACHOVIA BANK, NATIONAL ASSOCIATION, as administrative agent (the
“Administrative Agent”) for the Lenders party to the Credit Agreement referred to below. 
 STATEMENT OF PURPOSE: 

The Borrower, the Lenders, certain other financial institutions and the Administrative Agent are parties to the Credit Agreement dated as of
May 31, 2006 (as amended by that certain First Amendment dated as of July 20, 2007, that certain Second Amendment dated as of October 31, 2007, that certain Third Amendment and Waiver dated as of February 25, 2008, that certain
Fourth Amendment dated as of March 31, 2008, that certain Fifth Amendment dated as of April 30, 2008, that certain Sixth Amendment dated as of June 30, 2008, that certain Seventh Amendment and Waiver dated as of August 7, 2008,
that certain Eighth Amendment and Waiver dated as of November 12, 2008, as amended hereby and as further amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”). 
 On February 6, 2009, Fairfax Financial Holdings Limited provided additional liquidity to the Canadian Borrower in an aggregate amount equal to
$12,000,000 (the “Fairfax Liquidity”). The Borrower has requested that the Administrative Agent, the Lenders and the Canadian Lenders consent to (a) the Fairfax Liquidity, (b) the incurrence of additional Canadian Loans
resulting in no less than $18,000,000 of cash proceeds less all legal, underwriting and other fees and expenses incurred in connection therewith (the “EDC Loans” and, together with the Fairfax Liquidity, the “Canadian
Additional Credit Loans”), (c) securing the Canadian Additional Credit Loans with Canadian Collateral (other than that portion of the Canadian Collateral consisting of New Borrower Fixed Assets) and (d) the other amendments to the
Credit Agreement more specifically set forth herein. 
 Subject to the terms and conditions set forth herein, the Administrative Agent and
each of the Consenting Lenders have agreed to grant such requests of the Borrower. 
 NOW, THEREFORE, for good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: 
 1. Capitalized Terms.
Except as otherwise provided herein, all capitalized undefined terms used in this Agreement (including, without limitation, in the introductory paragraph and the statement of purpose hereto) shall have the meanings assigned thereto in the Credit
Agreement. 
 2. Consent. Pursuant to Section 13.2 of the Credit Agreement and subject to the terms and conditions hereof,
including, without limitation, the conditions to effectiveness set forth in Section 4 

 
hereof, and to the extent consent by the Lenders is required to permit the Fairfax Liquidity each of the Administrative Agent, the Issuing Lender, the
Swingline Lender and the other Consenting Lenders party hereto consents to the Fairfax Liquidity. In furtherance of the foregoing, and subject to the terms and conditions hereof, including, without limitation, the conditions to effectiveness set
forth in Section 4 hereof, each of the Administrative Agent, the Issuing Lender, the Swingline Lender and the other Consenting Lenders party hereto agrees to waive any breach of the Credit Agreement or default in the performance or
observance of any covenant or agreement contained in Sections 8.2 or 10.1 of the Credit Agreement and Sections 8.2 or 10.1 of the Canadian Credit Agreement, in each case solely as a result of the Fairfax Liquidity.

 3. Credit Agreement Amendments. The Credit Agreement is hereby amended as follows: 
 (a) Section 1.1 of the Credit Agreement. Section 1.1 of the Credit Agreement is hereby amended by adding the following new defined
terms in appropriate alphabetical order: 
 “Canadian Additional Credit Commitment” means the
“Additional Credit Commitment” as defined in the Canadian Credit Agreement. 
 “Canadian Additional Credit
Lenders” means the “Additional Credit Lenders” as defined in the Canadian Credit Agreement. 
 “Exchange Offer” means the offer by Bowater Finance II LLC to exchange all or a portion of certain Existing Notes in accordance with the terms set forth in that certain Offering Circular regarding the Exchange Offers and
Consent Solicitation dated as of February 9, 2009 (it being understood and agreed that the completion, closing and settlement (which is expected to occur on or prior to March 16, 2009) of the Exchange Offer shall be subject to such
Exchange Offer being on terms and conditions satisfactory to the Administrative Agent, the Canadian Administrative Agent and the Required Lenders). 
 “Ninth Amendment” means that certain Ninth Amendment and Consent dated as of February 27, 2009 by and among the Borrower, the Guarantors and the Administrative Agent (on behalf of itself and the
Lenders and the Canadian Lenders party thereto). 
 “Ninth Amendment Effective Date” means February 27,
2009. 
 “Reversion Date” means the earliest of the following dates: 
 (a) the date that the Exchange Offer is terminated (it being agreed that the expiration of the Exchange Offer shall not constitute a
termination thereof if the Exchange Offer expires in accordance with its terms on March 9, 2009 and the completion, closing and settlement of the Exchange Offer will occur on or before March 17, 2009); 
 (b) the date of the completion, closing and settlement of the Exchange Offer; and 
 (c) March 17, 2009. 
  

 2 

 (b) Section 1.1 of the Credit Agreement. Section 1.1 of the Credit Agreement is
hereby amended by amending and restating the following existing definitions set forth in Section 1.1 of the Credit Agreement in their entirety as follows: 
 “Applicable Margin” means the corresponding percentages per annum as set forth below based on the Average Utilization:

  

									
	 Pricing
Level
	  	 Average Utilization Percentage
	  	LIBOR +	 	 	Base Rate +	 
	 I
	  	Greater than 75%	  	5.50	%	 	4.50	%
	 II
	  	Greater than 35%, but less than or equal to 75%	  	5.25	%	 	4.25	%
	 III
	  	Less than or equal to 35%	  	5.00	%	 	4.00	%

 The Applicable Margin shall be determined by the Administrative Agent and adjusted quarterly on
each Calculation Date; provided that the Applicable Margin shall be based on Pricing Level I from and after the Ninth Amendment Effective Date until the first Calculation Date occurring after the Ninth Amendment Effective Date and, thereafter
the Pricing Level shall be determined by reference to the Average Utilization Percentage as of the last day of the most recently ended fiscal quarter of the Borrower preceding the applicable Calculation Date. The Applicable Margin shall be effective
from one Calculation Date until the next Calculation Date. Any adjustment in the Applicable Margin shall be applicable to all Extensions of Credit then existing or subsequently made or issued. 
 “Canadian Pro Rata Percentage” means, as of any date of determination, the percentage obtained by the following formula:

 (a) the aggregate Canadian Credit Agreement Commitment (less the Canadian Additional Credit Commitment) applicable to all
Canadian Lenders as of 11:00 a.m. on such date of determination 
 divided by 
 (b) the sum of (i) the aggregate Canadian Credit Agreement Commitment (less the Canadian Additional Credit Commitment) applicable to
all Canadian Lenders as of 11:00 a.m. on such date of determination plus (ii) the aggregate Commitment applicable to all Lenders as of 11:00 a.m. on such date of determination. 
 “Collateral” means the collateral security for (a) the Obligations and/or (b) the Canadian Obligations (or any
portion thereof), in each case pledged or granted pursuant to the Security Documents. 
 “New Borrower
Mortgages” means those certain mortgages, deeds of trust, security agreements, subordination agreements or other real property security documents encumbering the 

  

 3 

 
New Borrower Fixed Assets, in each case in form and substance reasonably satisfactory to the Administrative Agent and the Canadian Administrative Agent and
executed by the applicable New Borrower in favor of the Administrative Agent, for the ratable benefit of the Secured Parties and the Canadian Secured Parties (other than the Canadian Additional Credit Lenders), as amended, restated, supplemented or
otherwise modified from time to time. Unless specifically excluded, the Supplemental New Borrower Mortgage shall be a New Borrower Mortgage. 
 “Overadvance Amount” means, as of the Ninth Amendment Effective Date, $45,145,414; provided, that such amount shall be reduced to $34,004,474 on the Reversion Date and will be further reduced
in monthly installments on each of the dates set forth below in the amounts set forth below: 
  

							
	 Overadvance Amount Reduction Date
	  	Reduction Amount	  	Remaining
Overadvance
Amount
	 March 31, 2009
	  	$	11,140,940	  	$	22,863,534
	 Conversion Date
	  	$	22,863,534	  	$	0

 “Supplemental New Borrower Mortgage” means that certain mortgage,
deed of trust, security agreement, subordination agreement or other real property security document encumbering a fee interest in the Coosa Pines Mill and a leasehold interest in the Coosa Pines Real Property or otherwise subordinating the interests
of the Industrial Development Board of the City of Childersburg, a public corporation duly organized and existing under the laws of the State of Alabama (such Person, the “Supplemental New Borrower Mortgagor”), in the Coosa Pines
Mill or Coosa Pines Real Property to the interests of the Administrative Agent and the Canadian Administrative Agent therein, in each case in form and substance reasonably satisfactory to the Administrative Agent and the Canadian Administrative
Agent and executed by the Supplemental New Borrower Mortgagor in favor of the Administrative Agent, for the ratable benefit of the Secured Parties and the Canadian Secured Parties (other than the Canadian Additional Credit Lenders), as amended,
restated, supplemented or otherwise modified from time to time. 
 “U.S. Pro Rata Percentage” means, as of
any date of determination, the percentage obtained by the following formula: 
 (a) the aggregate Commitment applicable to all
Lenders as of 11:00 a.m. on such date of determination 
 divided by 
 (b) the sum of (i) the aggregate Commitment applicable to all Lenders as of 11:00 a.m. on such date of determination plus
(ii) the aggregate Canadian Credit Agreement Commitment (less the Canadian Additional Credit Commitment) applicable to all Canadian Lenders as of 11:00 a.m. on such date of determination. 
  

 4 

 (c) Section 1.1 of the Credit Agreement. The definition of “Agreement” set forth in
Section 1.1 of the Credit Agreement is hereby amended by adding the following new clause (i) immediately following clause (h) thereof: “, (i) the Ninth Amendment”. 
 (d) Section 1.1 of the Credit Agreement. The definition of “Borrowing Base” set forth in Section 1.1 of the Credit
Agreement is hereby amended by replacing the table set forth in clause (a)(ii) thereof with the following table: 
  

			
	 Applicable Period
	  	 Maximum Available Foreign Account Amount

	Eighth Amendment Effective Date to but excluding the Reversion Date	  	Lesser of (a) $115,000,000 and (b) if the Policy Sublimit is reduced to an amount less than $75,000,000, the Policy Sublimit as of such date
		
	Reversion Date to but excluding the Conversion Date	  	Lesser of (a) $100,000,000 and (b) if the Policy Sublimit is reduced to an amount less than $75,000,000, the Policy Sublimit as of such date
		
	Conversion Date to but excluding June 30, 2009	  	Lesser of (a) $75,000,000 and (b) the Policy Sublimit as of such date
		
	June 30, 2009 and thereafter	  	Lesser of (a) $50,000,000 and (b) the Policy Sublimit as of such date

 (e) Section 2.5 of the Credit Agreement. Section 2.5 of the Credit
Agreement is hereby amended by amending and restating subsection (b) thereof in its entirety as follows: 
 “(b)
Mandatory Reduction. 
 (i) The Borrower shall permanently reduce the Commitment, without duplication: 
 (A) as and when the Overadvance Amount is reduced pursuant to, and in accordance with, the definition of “Overadvance Amount”
(such reduction to be made on a dollar-for-dollar basis) except to the extent that the Commitment has been previously reduced pursuant to and in accordance with clause (C) of this Section 2.5(b)(i); 
 (B) pursuant to, and in accordance with, Section 8.2(b) (including, without limitation, in connection with the reduction of
the Overadvance Amount in accordance with Section 8.2(b)); and 
  

 5 

 (C) on February 28, 2009, by an amount equal to $11,140,940 except to the extent
that the Commitment has been previously reduced pursuant to and in accordance with clause (A) of this Section 2.5(b)(i). 
 (ii) In the case of any permanent reduction of the Commitment pursuant to clause (i) of this Section 2.5(b): 
 (A) such reduction of the Commitment shall be applied to the Commitment of each Lender according to its Commitment Percentage; and

 (B) all commitment fees accrued until the effective date of any permanent reduction of the Commitment shall be paid on the
effective date of such permanent reduction.” 
 (f) Section 5.3 of the Credit Agreement is hereby amended by replacing the
reference to “$70,000,000” in subsection (d) therein with “(i) with respect to the period from the Ninth Amendment Effective Date until the Exchange Offer is completed, closed and settled on terms and conditions
satisfactory to the Administrative Agent, the Canadian Administrative Agent and the Required Lenders, $50,000,000 and (ii) with respect to any other period other than the period specified in clause (i) of this Section 5.3(d),
$70,000,000”. 
 (g) Section 10.2 of the Credit Agreement. Section 10.2 of the Credit Agreement is hereby
amended by amending and restating subsection (a) in its entirety as follows: 
 “(a) (i) Liens of the
Administrative Agent for the benefit of the Secured Parties, (ii) Liens of the Canadian Administrative Agent for the benefit of the Canadian Secured Parties and (iii) Liens on the New Borrower Fixed Assets of the Administrative Agent for
the benefit of the Secured Parties and the Canadian Secured Parties (other than the Canadian Additional Credit Lenders) pursuant to the New Borrower Mortgages;” 
 (h) Section 10.14 of the Credit Agreement. Section 10.14 of the Credit Agreement is hereby amended by amending and restating such section in its entirety as follows: 
 “SECTION 10.14 Impairment of Security Interests. Take or omit to take any action, which might or would have the result of
materially impairing the security interests in favor of the Administrative Agent with respect to the Collateral or grant to any Person (other than the Administrative Agent for the benefit of itself and the Secured Parties or the Canadian Secured
Parties (other than the Canadian Additional Credit Lenders), as the case may be, pursuant to the Security Documents) any interest whatsoever in the Collateral, except for Permitted Liens and Asset Dispositions permitted under
Section 10.5.” 
 (i) Section 10.15 of the Credit Agreement is hereby amended by replacing the reference to
“$70,000,000” therein with “(i) with respect to the period from the Ninth Amendment Effective Date until the Exchange Offer is completed, closed and settled on terms and conditions satisfactory to the Administrative Agent, the
Canadian Administrative Agent and the Required Lenders, $50,000,000 and (ii) with respect to any other period other than the period specified in clause (i) of this Section 10.15(a), $70,000,000 in each case,”. 

4. Conditions to Effectiveness. Upon the satisfaction of each of the following conditions, this Agreement shall be deemed to be effective as of
the date hereof (other than the amendments in Sections 3(c) and 3(d) of this Agreement, which upon satisfaction of each of the following conditions shall be deemed effective as of January 30, 2009): 
 (a) the Administrative Agent shall have received counterparts of this Agreement executed by (i) either the Administrative Agent (on behalf of itself
and each of the Consenting Lenders by virtue of each Consenting Lender’s execution of a Lender Authorization) or the requisite Consenting Lenders (by virtue of each Consenting Lender’s execution of a Lender Authorization), (ii) the
Borrower, (iii) the Parent and (iv) each of the Grantors; 
  

 6 

 (b) the Administrative Agent shall have received executed Lender Authorizations from the requisite
Consenting Lenders; 
 (c) the Administrative Agent shall have been reimbursed for all fees and out-of-pocket charges and other expenses
incurred in connection with this Agreement, including, without limitation, the reasonable fees and disbursements of (i) counsel for the Administrative Agent and (ii) Capstone Advisory Group, LLC; 
 (d) the Administrative Agent shall have received an effective corresponding amendment to the Canadian Credit Agreement, in form and substance
substantially consistent with this Agreement (with such changes as are applicable only to the Canadian Credit Agreement), duly executed by the Canadian Administrative Agent, the Canadian Borrower, the Parent, each Canadian Guarantor and the
requisite Consenting Lenders (whether directly or through a lender authorization) which such amendment shall provide (i) for the incurrence of the EDC Loans and (ii) that the Fairfax Liquidity will be an “Additional Credit Loan”
(as defined in the Canadian Credit Agreement), in each case on terms and conditions satisfactory to the Administrative Agent (such corresponding amendment, the “Canadian Amendment”); 
 (e) concurrently with the effectiveness of this Agreement, the Canadian Borrower shall have received no less than $18,000,000 of cash proceeds (less all
legal, underwriting and other fees and expenses incurred in connection therewith) from the issuance of the EDC Loans; 
 (f) the
Administrative Agent shall have received an updated rolling 13-week forecast of cash receipts and disbursements of the Borrower and its Consolidated Subsidiaries for the 13-consecutive week period beginning on the date of delivery of such forecast,
which forecast shall be in form and substance reasonably satisfactory the Administrative Agent and the Canadian Administrative Agent and shall be calculated on a pro forma basis giving effect to (i) the Fairfax Liquidity, (ii) the
amendments to the calculations of the Borrowing Base, the Canadian Borrowing Base, the Overadvance Amount and the Canadian Overadvance Amount set forth in this Agreement or the Canadian Amendment, as applicable and (iii) the issuance of the EDC
Loans; and 
 (g) the Administrative Agent shall have received such other instruments, documents and certificates as the Administrative Agent
shall reasonably request in connection with the execution of this Agreement. 
 5. Borrowing Limitation. Each Credit Party hereby
acknowledges and confirms that (a) Exhibit B hereto sets forth the aggregate principal amount of all outstanding Extensions of Credit and Canadian Extensions of Credit (excluding the Canadian Additional Credit Loans and treating the
entire Swingline Commitment (as defined in the Canadian Credit Agreement) as outstanding) as of the date hereof and (b) that such amounts are not subject to any defense, counterclaim, recoupment or offset of any kind. From and after the date
hereof until the completion, closing and settlement of the Exchange Offer, the Borrower shall be permitted to request Extensions of Credit and the Canadian Borrower shall 

  

 7 

 
be permitted to request Canadian Extensions of Credit; provided, that (i) the aggregate principal of all outstanding Extensions of Credit shall
not exceed the amount set forth on Exhibit B with respect to the Extensions of Credit and (ii) the aggregate principal of all outstanding Canadian Extensions of Credit (excluding the Canadian Additional Credit Loans and treating the
entire Swingline Commitment (as defined in the Canadian Credit Agreement) as outstanding) shall not exceed the amount set forth on Exhibit B with respect to the Canadian Extensions of Credit. 
 6. Effect of the Agreement; Agreement Regarding Borrowing Base and Overadvance Amount. 
 (a) Except as expressly provided herein, the Credit Agreement and the other Loan Documents shall remain unmodified and in full force and effect. Except as
expressly set forth herein, this Agreement shall not be deemed (i) to be a waiver of, or consent to, a modification of or amendment of, any other term or condition of the Credit Agreement or any other Loan Document, (ii) to prejudice any
other right or rights which the Administrative Agent or the Lenders may now have or may have in the future under or in connection with the Credit Agreement or the other Loan Documents or any of the instruments or agreements referred to therein, as
the same may be amended, restated, supplemented or otherwise modified from time to time, (iii) to be a commitment or any other undertaking or expression of any willingness to engage in any further discussion with the Borrower or any other
Person with respect to any waiver, amendment, modification or any other change to the Credit Agreement or the Loan Documents or any rights or remedies arising in favor of the Lenders or the Administrative Agent, or any of them, under or with respect
to any such documents or (iv) to be a waiver of, or consent to or a modification or amendment of, any other term or condition of any other agreement by and among the Borrower, on the one hand, and the Administrative Agent or any other Lender,
on the other hand. References in the Credit Agreement to “this Agreement” (and indirect references such as “hereunder”, “hereby”, “herein”, and “hereof”) and in any Loan Document to the Credit
Agreement shall be deemed to be references to the Credit Agreement as modified hereby. This Agreement shall not be deemed to be an approval or acceptance of the terms and conditions of the Exchange Offer or to be a commitment or any other
undertaking or expression of any willingness to engage in any further discussion with the Borrower or any other Person with respect to any waiver, amendment, modification or any other change to the Credit Agreement or the Loan Documents with respect
to the Exchange Offer. 
 (b) Notwithstanding anything to the contrary contained in this Agreement or any other Loan Document, the parties
hereto acknowledge and agree that if: 
 (i) the Exchange Offer is terminated (it being agreed that the expiration of the
Exchange Offer shall not constitute a termination thereof if the Exchange Offer expires in accordance with its terms on March 9, 2009 and the completion, closing and settlement of the Exchange Offer will occur on or before March 17, 2009);
or 
 (ii) the Exchange Offer shall not have been completed, closed and settled on or before March 17, 2009 on terms and
conditions satisfactory to the Administrative Agent, the Canadian Administrative Agent and the Required Lenders, 
 then, in either case upon the earlier to
occur of the events described in clauses (b)(i) and (b)(ii) of this Section 6: 
 (A) the Overadvance Amount shall be
reduced to $34,004,474 as described in this Agreement and shall be reflected at such reduced amount in calculating the Overadvance Amount at any time prior to March 31, 2009 for all purposes under the Credit Agreement, including without
limitation, in calculating the Borrowing Limit for the calendar month ending February 28, 2009 and preparing the Borrowing Base Certificate for the calendar month ending February 28, 2009; and 
  

 8 

 (B) the Maximum Available Foreign Account Amount used (1) in calculating the
Borrowing Base at any time prior to the Conversion Date, including, without limitation, in calculating the Borrowing Base for the calendar month ending February 28, 2009 and (2) in preparing the Borrowing Base Certificate at any time prior
to the Conversion Date including, without limitation, for the calendar month ending February 28, 2009, shall, in each case equal the lesser of (x) $100,000,000 and (y) if the Policy Sublimit is reduced to an amount less than
$75,000,000, the Policy Sublimit as of such date. 
 7. Representations and Warranties/No Default. By their execution hereof,

 (a) the Parent, the Borrower and each of the Grantors hereby certifies, represents and warrants to the Administrative Agent
and the Lenders that after giving effect to the consent set forth in Section 2 and the amendments set forth in Section 3 above, each of the representations and warranties set forth in the Credit Agreement and the other Loan
Documents is true and correct in all material respects as of the date hereof (except to the extent that (A) any such representation or warranty that is qualified by materiality or by reference to Material Adverse Effect, in which case such
representation or warranty is true and correct in all respects as of the date hereof or (B) any such representation or warranty relates only to an earlier date, in which case such representation or warranty shall remain true and correct as of
such earlier date) and that no Default or Event of Default has occurred or is continuing; 
 (b) the Parent, the Borrower and
each of the Grantors hereby certifies, represents and warrants to the Administrative Agent and the Lenders that: 
 (i) it has
the right, power and authority and has taken all necessary corporate and other action to authorize the execution, delivery and performance of this Agreement and each of the other documents executed in connection herewith to which it is a party in
accordance with their respective terms and the transactions contemplated hereby; 
 (ii) this Agreement and each other
document executed in connection herewith has been duly executed and delivered by the duly authorized officers of the Parent, the Borrower and each of the Grantors, and each such document constitutes the legal, valid and binding obligation of the
Parent, the Borrower and each of the Grantors, enforceable in accordance with its terms, except as may be limited by bankruptcy, insolvency, reorganization, moratorium or similar state or federal debtor relief laws from time to time in effect which
affect the enforcement of creditors’ rights in general and the availability of equitable remedies; and 
 (iii) neither
EDC nor Fairfax is an Affiliate of the Borrower or any of its Subsidiaries. 
 8. Reaffirmations. Each Credit Party (a) agrees
that the transactions contemplated by this Agreement shall not limit or diminish the obligations of such Person under, or release such Person from any obligations under, the Credit Agreement, the Parent Guaranty Agreement, the Subsidiary Guaranty
Agreement, the Collateral Agreement and each other Security Document to which it is a party, (b) confirms and reaffirms its obligations under the Credit Agreement, the Parent Guaranty Agreement, the Subsidiary Guaranty Agreement, the Collateral
Agreement and each other Security Document to which it 

  

 9 

 
is a party and (c) agrees that the Credit Agreement, the Parent Guaranty Agreement, the Subsidiary Guaranty Agreement, the Collateral Agreement and each
other Security Document to which it is a party remain in full force and effect and are hereby ratified and confirmed. 
 9. Governing
Law. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK. 
 10.
Counterparts. This Agreement may be executed by one or more of the parties hereto in any number of separate counterparts and all of said counterparts taken together shall be deemed to constitute one and the same instrument. 
 11. Electronic Transmission. A facsimile, telecopy, pdf or other reproduction of this Agreement may be executed by one or more parties hereto, and
an executed copy of this Agreement may be delivered by one or more parties hereto by facsimile or similar instantaneous electronic transmission device pursuant to which the signature of or on behalf of such party can be seen, and such execution and
delivery shall be considered valid, binding and effective for all purposes. At the request of any party hereto, all parties hereto agree to execute an original of this Agreement as well as any facsimile, telecopy, pdf or other reproduction hereof.

 12. Acknowledgment Regarding Appraisals. The parties hereto hereby agree that the Administrative Agent has requested appraisals
from an appraiser retained by the Administrative Agent with respect to (a) all Inventory of the Borrower and its Subsidiaries and (b) the New Borrower Fixed Assets and that all costs, expenses and fees associated with the preparation and
delivery of such appraisals shall be paid by the Borrower. 
 13. Agreement Regarding Repayment of the Additional Canadian Credit
Loans. Notwithstanding anything to the contrary set forth in this Agreement, the Credit Agreement, the Canadian Credit Agreement, the other Loan Documents or any other Canadian Loan Document it is hereby agreed and acknowledged by the parties
hereto that, prior to the earlier of (a) the completion, closing and settlement of the Exchange Offer and (b) the Maturity Date (as defined in the Canadian Credit Agreement), the Borrower and its Subsidiaries shall not cancel, forgive,
make any payment or prepayment on, or redeem or acquire for value (including, without limitation, by way of depositing with any trustee with respect thereto money or securities before due for the purpose of paying when due, including any payments at
the scheduled maturity thereof) all or any portion of the Canadian Additional Credit Loans. Furthermore, the parties hereto agree that any failure by the Borrower or any of its Subsidiaries to comply with this Section 13 shall, without
any further action by any party, constitute an immediate Event of Default and an immediate “Event of Default” (as defined in the Canadian Credit Agreement). 
 [Signature Pages Follow] 
  

 10 

 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed as of the date and
year first above written. 
  

			
	BORROWER:
	
	BOWATER INCORPORATED
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 Senior Vice President and Treasurer

	
	BOWATER ALABAMA LLC
	
	By: Bowater Newsprint South LLC, its member
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 Manager

	
	BOWATER NEWSPRINT SOUTH LLC
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 Manager

	
	BOWATER NEWSPRINT SOUTH OPERATIONS LLC
	
	By: Bowater Newsprint South LLC, its manager
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 Manager

	
	PARENT:
	
	ABITIBIBOWATER INC.
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 Senior Vice President and Chief Financial Officer

 [Signature Pages Continue] 

			
	GRANTORS:
	
	BOWATER AMERICA INC.
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 President

	
	BOWATER NUWAY INC.
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 Vice President

	
	BOWATER NUWAY MID-STATES INC.
		
	By:	 	 /s/ William G. Harvey

	Name:	 	 William G. Harvey

	Title:	 	 Vice President

 [Signature Pages Continue] 

			
	WACHOVIA BANK, NATIONAL ASSOCIATION, as Administrative Agent (on behalf of itself and the Consenting Lenders who have executed a Lender Authorization) and as Issuing Lender,
Swingline Lender and a Lender
		
	By:	 	 /s/ C. Mark Hedrick

	Name:	 	 C. Mark Hedrick

	Title:	 	 Managing Director

 Exhibit A 
 Form of Lender Authorization 

 LENDER AUTHORIZATION 
 Bowater Incorporated and New Borrowers 
 Bowater Canadian Forest Products Inc.

 Ninth Amendment to U.S. Credit Agreement 
 Eleventh Amendment to Canadian Credit Agreement 
 February 27, 2009 
 Wachovia Bank, National Association, as U.S Administrative Agent 
 NC0680

 1525 West W.T. Harris Blvd. 
 Charlotte, North Carolina 28262

 Attention: Syndication Agency Services 
 The Bank of Nova
Scotia, as Canadian Administrative Agent 
 40 King Street West 
 Scotia Plaza, 62nd Floor 
 Toronto, Ontario M5W 2X6 
 Attention: Corporate
Banking Loan Syndication 
  

	 	Re:	(a) The Ninth Amendment dated as of February 27, 2009 (the “U.S. Agreement”) to that certain Credit Agreement dated as of May 31, 2006 (as amended, the
“U.S. Credit Agreement”) among Bowater Incorporated and the New Borrowers party thereto (collectively, the “U.S. Borrower”), the lenders party thereto (the “U.S. Lenders”), and Wachovia Bank,
National Association, as administrative agent (the “U.S. Administrative Agent”) for the U.S. Lenders and (b) the Eleventh Amendment dated as of February 27, 2009 (the “Canadian Agreement” and, together with the
U.S. Agreement, the “Agreements”) to that certain Credit Agreement dated as of May 31, 2006 (as amended, the “Canadian Credit Agreement”) among Bowater Canadian Forest Products Inc. (the “Canadian
Borrower”), the U.S. Borrower, the lenders party thereto (the “Canadian Lenders”), and The Bank of Nova Scotia, as administrative agent (the “Canadian Administrative Agent”) for the Canadian Lenders.

 This Lender Authorization acknowledges our receipt and review of the execution copy of the Agreements, each in the form
posted on SyndTrak Online or otherwise distributed to us by the U.S. Administrative Agent or the Canadian Administrative Agent. By executing this Lender Authorization, we hereby approve the Agreements and authorize the U.S. Administrative Agent or
the Canadian Administrative Agent (as applicable) to execute and deliver the Agreements on our behalf. 
 Each financial institution
purporting to be a U.S. Lender and executing this Lender Authorization agrees or reaffirms that it shall be a party to the Agreements and the other Loan Documents (as defined in the U.S. Credit Agreement) to which U.S. Lenders are parties and shall
have the rights and obligations of a “Lender” (as defined in the U.S. Credit Agreement), and agrees to be bound by the terms and provisions applicable to a “Lender” under each such agreement. Each financial institution purporting
to be a Canadian Lender and executing this Lender Authorization agrees or reaffirms that it shall be a party to the Agreements and the other Loan Documents (as defined in the Canadian Credit Agreement) to which Canadian Lenders are parties and shall
have the rights and obligations of a “Lender” (as defined in the Canadian Credit Agreement), and agrees to be bound by the terms and provisions applicable to a “Lender” under each such agreement. In furtherance of the foregoing,
each financial institution executing 

 
this Lender Authorization agrees to execute any additional documents reasonably requested by the U.S. Administrative Agent or the Canadian Administrative
Agent, as applicable, to evidence such financial institution’s rights and obligations under the U.S. Credit Agreement or the Canadian Credit Agreement, as applicable. 
 A facsimile, telecopy, pdf or other reproduction of this Lender Authorization may be executed by one or more parties hereto, and an executed copy of this
Lender Authorization may be delivered by one or more parties hereto by facsimile or similar instantaneous electronic transmission device pursuant to which the signature of or on behalf of such party can be seen, and such execution and delivery shall
be considered valid, binding and effective for all purposes. 
  

			
	  

	[Insert name of applicable financial institution]
		
	By:	 	  

	Name:	 	  

	Title:	 	  

 [Ninth Amendment to US Credit Agreement - Bowater] 

 Exhibit B 
 Extensions of Credit and Canadian Extensions of Credit 
 U.S. EXTENSIONS OF CREDIT (All U.S. Dollar
Denominated): 
  

				
	 Revolving Credit Loans
	  	US$	238,750,707.00
	 Swingline Loans
	  	US$	0.00
	 Letters of Credit
	  	US$	70,260,410.00
		
	 Total U.S. Extensions of Credit:
	  	US$	309,011,117.00
		
	CANADIAN EXTENSIONS OF CREDIT:	  		
		
	 Canadian Dollar Denominated Letters of Credit
	  	C$	33,358,173.00
	 Canadian Dollar Denominated Revolving Credit Loans
	  	C$	61,110,910.83
		
	 Total Canadian Dollar Denominated Canadian Extensions of Credit:
	  	C$	94,469,083.83
		
	 US Dollar Denominated Letters of Credit
	  	US$	586,532.00
	 US Dollar Revolving Credit Loans
	  	US$	29,500,000
	 US Dollar Denominated Swingline Commitment
	  	US$	10,000,000
		
	 Total US Dollar Denominated Canadian Extensions of Credit :
	  	US$	40,086,532

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