Document:

Exhibit 10.2 Promissory Note

EXHIBIT 10.2

10.2 Promissory Note dated July 6, 2001 between David Hancock and
     CommunicateNow.com, Inc.

                                 Promissory Note

$ 25,000.00 USD                   Temple, Texas              Date July 6, 2001

FOR VALUE RECEIVED, after date, without grace, in the manner, on the dates, and
in the amounts so herein stipulated, the Undersigned, Communicate Now.com Inc.

PROMISE TO PAY TO THE ORDER OF : David Hancock, At Temple, Texas in Bell County

              THE SUM OF TWENTY FIVE THOUSAND DOLLARS ($25,000.00)

In lawful money of the United States of America, which shall be legal tender, in
payments of all debts and dues, public and private at the time of payment, and
to pay interest thereon from the date until maturity at the rate of 6.5% per
annum, payable as stipulated herein.

THIS NOTE IS DUE AND PAYABLE AS FOLLOWS TO WIT:

Twenty Five Thousand dollars ($25,000.00) principal due on December 06, 2001,
interest due on the 6th of each month (monthly interest amount 135.41)

IT IS AGREED that time is of the essence of this agreement, and that in the
event of default in the payment of any installment of principal or interest when
due, the holder of this note may declare the entirety of the evidenced herby due
and payable without notice, and failure to exercise said option shall not
constitute a waiver on part of the holder of the right to exercise the same at
any other time.

IN THE EVENT of default in the making of any payment herein provided, either or
principal or interest, or in the event the entirety of said note evidenced
hereby is declared due, interest shall accrue at the rate of 10.0% per annum
from such time.

THE UNDERSIGNED HEREBY AGREES to pay all expenses incurred, including an
additional 10.0% on the amount of principal and interest hereof as attorney's
fees, all of which shall become part of the principal hereof, if this note is
placed in the hands of an attorney for collection, or if collected by suite or
through any probate, bankruptcy or other legal proceedings,

EACH MAKER, SURETY and endorser waives demand, grace, notice, presentment for
payment, and protest and agrees and consents that this note an the liens
securing its payment, may be renewed, and the time of payment extended without
notice, and without releasing any of the parties.

                             CommunicateNow.Com Inc.

                    ----------------------------------------
                            David Hancock, PresidentExhibit 10.3 Promissory Note

EXHIBIT 10.3

10.3 Promissory Note dated July 6, 2001 between David Hancock and
     CommunicateNow.com, Inc.

                                 Promissory Note

$ 13,101.97 USD                   Temple, Texas               Date July 6 , 2001

FOR VALUE RECEIVED, after date, without grace, in the manner, on the dates, and
in the amounts so herein stipulated, the Undersigned, Communicate Now.com Inc.

PROMISE TO PAY TO THE ORDER OF : David Hancock, At Temple, Texas in Bell County

 THE SUM OF THIRTEEN THOUSAND ONE HUNDRED AND ONE DOLLARS & 97 CENTS($13,101.97)

In lawful money of the United States of America, which shall be legal tender, in
payments of all debts and dues, public and private at the time of payment, and
to pay interest thereon from the date until maturity at the rate of 6.5% per
annum, payable as stipulated herein.

THIS NOTE IS DUE AND PAYABLE AS FOLLOWS TO WIT:

Principal due on December 06, 2001, interest due on the 6th of each month
(monthly interest amount 70.97)

IT IS AGREED that time is of the essence of this agreement, and that in the
event of default in the payment of any installment of principal or interest when
due, the holder of this note may declare the entirety of the evidenced herby due
and payable without notice, and failure to exercise said option shall not
constitute a waiver on part of the holder of the right to exercise the same at
any other time.

IN THE EVENT of default in the making of any payment herein provided, either or
principal or interest, or in the event the entirety of said note evidenced
hereby is declared due, interest shall accrue at the rate of 10.0% per annum
from such time.

THE UNDERSIGNED HEREBY AGREES to pay all expenses incurred, including an
additional 10.0% on the amount of principal and interest hereof as attorney's
fees, all of which shall become part of the principal hereof, if this note is
placed in the hands of an attorney for collection, or if collected by suite or
through any probate, bankruptcy or other legal proceedings,

EACH MAKER, SURETY and endorser waives demand, grace, notice, presentment for
payment, and protest and agrees and consents that this note an the liens
securing its payment, may be renewed, and the time of payment extended without
notice, and without releasing any of the parties.

                             CommunicateNow.Com Inc.

                    ----------------------------------------
                            David Hancock, PresidentExhibit 10.4 Promissory Note

EXHIBIT 10.4

10.4 Promissory Note dated July 13, 2001 between David Hancock and
     CommunicateNow.com, Inc.

                                 Promissory Note
$ 15,000.00 USD                   Temple, Texas               Date July 13, 2001

FOR VALUE RECEIVED, after date, without grace, in the manner, on the dates, and
in the amounts so herein stipulated, the Undersigned, Communicate Now.com Inc.

PROMISE TO PAY TO THE ORDER OF : David Hancock, At Temple, Texas in Bell County

                THE SUM OF FIFTEEN THOUSAND DOLLARS ($15,000.00)

In lawful money of the United States of America, which shall be legal tender, in
payments of all debts and dues, public and private at the time of payment, and
to pay interest thereon from the date until maturity at the rate of 6.5% per
annum, payable as stipulated herein.

THIS NOTE IS DUE AND PAYABLE AS FOLLOWS TO WIT:

Fifteen Thousand dollars ($15,000.00) principal due on December 13, 2001,
interest due on the 13th of each month (monthly interest amount 81.25)

IT IS AGREED that time is of the essence of this agreement, and that in the
event of default in the payment of any installment of principal or interest when
due, the holder of this note may declare the entirety of the evidenced herby due
and payable without notice, and failure to exercise said option shall not
constitute a waiver on part of the holder of the right to exercise the same at
any other time.

IN THE EVENT of default in the making of any payment herein provided, either or
principal or interest, or in the event the entirety of said note evidenced
hereby is declared due, interest shall accrue at the rate of 10.0% per annum
from such time.

THE UNDERSIGNED HEREBY AGREES to pay all expenses incurred, including an
additional 10.0% on the amount of principal and interest hereof as attorney's
fees, all of which shall become part of the principal hereof, if this note is
placed in the hands of an attorney for collection, or if collected by suite or
through any probate, bankruptcy or other legal proceedings,

EACH MAKER, SURETY and endorser waives demand, grace, notice, presentment for
payment, and protest and agrees and consents that this note an the liens
securing its payment, may be renewed, and the time of payment extended without
notice, and without releasing any of the parties.

                             CommunicateNow.Com Inc.

                    ----------------------------------------
                            David Hancock, PresidentExhibit 10.5 Promissory Note

EXHIBIT 10.5

10.5 Promissory Note dated July 20, 2001 between David Hancock and
     CommunicateNow.com, Inc.

                                 Promissory Note

$ 9,800.00 USD                    Temple, Texas                 Date July 20, 01

FOR VALUE RECEIVED, after date, without grace, in the manner, on the dates, and
in the amounts so herein stipulated, the Undersigned, Communicate Now.com Inc.

PROMISE TO PAY TO THE ORDER OF : David Hancock, At Temple, Texas in Bell County

           THE SUM OF NINE THOUSAND EIGHT HUNDRED DOLLARS ($9,800.00)

In lawful money of the United States of America, which shall be legal tender, in
payments of all debts and dues,  public and private at the time of payment,  and
to pay  interest  thereon  from the date until  maturity at the rate of 6.5% per
annum, payable as stipulated herein.

THIS NOTE IS DUE AND PAYABLE AS FOLLOWS TO WIT:

Principal due on December 20, 2001, interest due on the 20th of each month
(monthly interest amount $53.08)

IT IS AGREED that time is of the essence of this agreement, and that in the
event of default in the payment of any installment of principal or interest when
due, the holder of this note may declare the entirety of the evidenced herby due
and payable without notice, and failure to exercise said option shall not
constitute a waiver on part of the holder of the right to exercise the same at
any other time.

IN THE EVENT of default in the making of any payment herein provided, either or
principal or interest, or in the event the entirety of said note evidenced
hereby is declared due, interest shall accrue at the rate of 10.0% per annum
from such time.

THE UNDERSIGNED HEREBY AGREES to pay all expenses incurred, including an
additional 10.0% on the amount of principal and interest hereof as attorney's
fees, all of which shall become part of the principal hereof, if this note is
placed in the hands of an attorney for collection, or if collected by suite or
through any probate, bankruptcy or other legal proceedings,

EACH MAKER, SURETY and endorser waives demand, grace, notice, presentment for
payment, and protest and agrees and consents that this note an the liens
securing its payment, may be renewed, and the time of payment extended without
notice, and without releasing any of the parties.

                             CommunicateNow.Com Inc.

                    ----------------------------------------
                            David Hancock, President

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