Document:

Exhibit 10.20

                          AMENDMENT OF PROMISSORY NOTE

(4)  September 30, 2001

The promissory note dated June 6, 2000, and amended March 21, 2001 and May 8,
2001, whereby Hayseed Stephens agreed to loan Ness Energy International, Inc.,
up to $300,000.00 at an interest rate of prime plus 2% to be repaid, including
interest, in one payment by June 6, 2001 is hereby amended as follows:

The repayment date is extended to September 30, 2002.

The interest is changed to be paid on a current basis with payment to be made as
requested.

All other conditions remain unchanged.

(1)  /s/  Deborah Tillery                           /s/  Hayseed Stephens
     ----------------------                          ---------------------
          Deborah Tillery, Witness                       Hayseed Stephens

(2)  /s/  Kaye Oakes                                /s/  Bob Lee
     -------------------------------                 ---------------------
          Kaye Oaks, Witness                             Bob Lee
                                                         Ness Energy International, Inc.Exhibit 10.21

                          AMENDMENT OF PROMISSORY NOTE

(5) September 30, 2001

The promissory note dated September 15, 2000, and amended March 21, 2001 and May
8, 2001, whereby Hayseed Stephens Oil, Inc. agreed to loan Ness Energy
International, Inc., up to $600,000.00 at an interest rate of prime plus 2% to
be repaid, including interest, in one payment by September 15, 2001 is hereby
amended as follows:

The repayment date is extended to September 30, 2002.

The amount is changed up to $2,000,000.

The interest is changed to be paid on a current basis with payment to be made as
requested.

All other conditions remain unchanged.

(1)  /s/  Deborah Tillery                         /s/  Hayseed Stephens
     ----------------------                        ---------------------
          Deborah Tillery, Witness                     Hayseed Stephens
                                                       Hayseed Stephens Oil, Inc

(2)  /s/  Kaye Oakes                             /s/   Bob Lee
     -------------------------------              --------------------------
          Kaye Oaks, Witness                           Bob Lee
                                                       Ness Energy International, Inc.EXHIBIT 4.1 - SPECIMEN SHARE CERTIFICATE
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{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{
}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}
}{                                                                            }{
}{                        Branson Jewelry (USA), Inc.                         }{
}{                                                                            }{
}{             INCORPORATED UNDER THE LAWS OF THE STATE OF NEVADA             }{
}{        25,000,000 SHARES COMMON STOCK AUTHORIZED, $0.001 PAR VALUE         }{
}{                                                                            }{
}{               NUMBER                                  SHARES               }{
}{  This         ------                                  ------               }{
}{  certifies                                                                 }{
}{  that                                                                      }{
}{                                                                            }{
}{                                                                            }{
}{  is the owner of                                                           }{
}{                                                                            }{
}{                                                                            }{
}{                                                                            }{
}{                                                                            }{
}{                                                                            }{
}{          FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK OF           }{
}{                                                                            }{
}{                        Branson Jewelry (USA), Inc.                         }{
}{                                                                            }{
}{     transferable on the books of the corporation in  person or by duly     }{
}{     authorized attorney upon  surrender of  this  certificate properly     }{
}{     endorsed.  This certificate and the shares represented hereby  are     }{
}{     subject to the laws of the State of Nevada, and to the Certificate     }{
}{     of Incorporation and Bylaws of the Corporation as now or hereafter     }{
}{     amended. This certificate is not valid unless countersigned by the     }{
}{     Transfer Agent.                                                        }{
}{                                                                            }{
}{     WITNESS the facsimile seal of the Corporation and the signature of     }{
}{     its duly authorized officers                                           }{
}{                                                                            }{
}{                                                                            }{
}{                                                                            }{
}{ DATED                                                                      }{
}{                                                                            }{
}{                                                                            }{
}{        The shares of stock represented by this certificate have not        }{
}{        been registered under the Securities Act of 1933, as amended        }{
}{        and  may  not  be  sold  or  otherwise  transferred   unless        }{
}{        compliance with  the registration provisions of such Act has        }{
}{        been made or unless availability  of an exemption from such         }{
}{        registration provisions has been established, or unless sold        }{
}{        pursuant to rule 144 under the Securities Act of 1933.              }{
}{                                                                            }{
}{                                                                            }{
}{        /s/ RJ Demman                                                       }{
}{             PRESIDENT/                 (SEAL)                              }{
}{             SECRETARY                                                      }{
}{                                                                            }{
{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{{
}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}EXHIBIT 10.1 - MATERIAL CONTRACT - LOAN FACILITY AGREEMENT
----------------------------------------------------------

                THIS AGREEMENT made this 1st day of April, 2001.

BETWEEN:
                BRANSON JEWELRY (USA) INC.
                a corporation incorporated under the laws of the
                State of Nevada

                         Hereinafter called the "Debtor"

                                                              OF THE FIRST PART;

                                     - and -

                COTTON BROTHERS INVESTMENTS CORP.
                a corporation incorporated under the laws of
                the Country of Nevis.

                         Hereinafter called the "Lender"

                                                             OF THE SECOND PART.

     WHEREAS the Lender and Debtor have agreed to a credit  facility that allows
the Debtor to drawn upon the facility to a maximum amount of $100,000.

     AND WHEREAS the loan shall be payable upon demand,  be unsecured  and shall
bear interest at the rate of 8% per annum on all sums drawn down upon;

     NOW THIS AGREEMENT  WITNESSETH that in consideration of the credit facility
being  granted  and the promise of the Debtor to repay the loan in the amount of
monies advanced pursuant to the facility,  the parties hereby covenant and agree
as follows:

1.0  AMOUNT AND ADVANCEMENT

     1.1  The Lender shall make  available to the Debtor a line of credit in the
          amount of $100,000 USD for use in its business;

     1.2  The Debtor may drawn upon this line of credit  from time to time as it
          sees fit and after giving notice for the advancement of funds;

     1.3  The Debtor  shall give the Lender seven (7) days notice of its request
          for the advancement of the funds;

     1.4  The Lender  shall  advance  the  requested  funds to the  Debtor  upon
          receipt of the notice requesting the advancement of funds within seven
          (7) days.

                                        1
<PAGE>

2.0  NATURE OF THE CREDIT FACILITY
----------------------------------

     2.1  This credit facility shall be in the nature of a demand loan,  payable
          by the Debtor to the Lender thirty (30) days after the Lender  demands
          payment of the amounts advanced pursuant to this agreement;

     2.2  The said demand shall be in writing and addressed to the Debtor at its
          address I indicated in this agreement;

     2.3  This credit  facility  shall have no security  issued or taken against
          the amounts advanced;

     2.4  This credit  facility  shall bear interest at the rate of 8% per annum
          on the principal amount drawn down and remaining unpaid, after as well
          as before demand or maturity or default, calculated on an annual basis
          (on the  basis  of a year of 365 days for the  actual  number  of days
          elapsed);

3.0  NOTICE
-----------

     3.1  All correspondence and notices to the Debtor shall be delivered to:

          1122 6th Avenue North
          Seattle, Washington
          USA 98109

     3.2  All correspondence and notices to the Lender shall be delivered to:

          C/o Suite 4 - Temple Building
          Main & Prince William St.
          Charlestown, Nevis
          West Indies

4.0  JURISDICTION
-----------------

     4.1  This  agreement  shall be governed by the laws of Nevis and each party
          shall attorn to that countries  jurisdiction and courts to resolve all
          disputes;

     4.2  All actions and  proceedings  and their  defence shall be commenced in
          Nevis, West Indies.

5.0  TIME
---------

     5.1  Time shall be of the essence.

6.0  CORPORATE ACTION
---------------------

                                        2
<PAGE>

     6.1  The  parties  hereto  agree and  acknowledge  that they have taken all
          corporate action necessary to have this agreement properly executed by
          the corporation and represent that it is binding on the corporation.

     IN WITNESS  WHEREOF the parties have  hereunto set their hands and seals by
the positive act of their officers.

                                            BRANSON JEWELRY (USA) INC.

/s/ Michael Townsend                        Per: /s/ Pamela Starek
--------------------------------                --------------------------------
Witness

                                            COTTON BROTHERS INVESTMENTS, INC.

/s/ Michael Townsend                        Per: /s/ Pamela Starek
--------------------------------                --------------------------------
Witness

                                        3

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