Document:

Second Amendment to the LTIP

 Exhibit 10.2 
 SECOND AMENDMENT 
 TO THE 

CASH AMERICA INTERNATIONAL, INC. FIRST AMENDED AND RESTATED 
 2004 LONG-TERM INCENTIVE PLAN, AS AMENDED 
 THIS SECOND AMENDMENT to
the Cash America International, Inc. First Amended and Restated 2004 Long-Term Incentive Plan, as amended (the “Plan”), is made on this 24th day of May, 2012, by Cash America International, Inc. (the “Company”). 

W I T N E S S E T H : 
 WHEREAS, the Company maintains the Plan to provide long-term incentive awards to its eligible employees, consultants and directors; and 

WHEREAS, Section 13 of the Plan permits the Board of Directors of the Company to amend the Plan at any time; and 

WHEREAS, the Company desires to amend the Plan as set forth below. 

NOW, THEREFORE, the Plan is hereby amended as follows, effective for awards granted on or after the date set forth above:

  

	1.	Section 5(b) shall be amended by deleting said section in its entirety and by substituting in lieu thereof the following: 

 

	 	(b)	ACCOUNTING FOR AWARDS. For purposes of this Section 5, if an Award entitles the holder thereof to receive or purchase Shares, the number of Shares covered by such
Award or to which such Award relates shall be counted on the date of grant of such Award against the aggregate number of Shares available for granting Awards under the Plan. Any Shares that are used by a Participant as full or partial payment to the
Company of the purchase price relating to an Award, including in connection with the satisfaction of tax obligations relating to an Award, shall not be available for granting future Awards under the Plan. In addition, Shares covered by an Award or
to which an Award relates that are (a) not purchased, (b) forfeited, or (c) not delivered to the Participant if an Award otherwise terminates, shall not be available for granting future Awards under the Plan. 

 

	2.	Section 11(b) shall be amended by deleting said section in its entirety and by substituting in lieu thereof the following: 

 

	 	(b)	 TERMS AND CONDITIONS OF RESTRICTED STOCK UNITS. Restricted Stock Units granted pursuant to this Section 11 shall vest in substantially equal
1/12th increments, with the first eleven increments
vesting on the last day of each of the first eleven calendar months ending after the date of the grant (including the last day of the calendar month in which the Restricted Stock Units were granted) and the twelfth increment vesting on the earlier
of (i) the last day of the twelfth 

	 	
calendar month ending after the date of the grant or (ii) the day immediately preceding the date of the Stockholders Meeting held in the first calendar year following the date of the grant.
Grantees will only be entitled to receive Shares of Common Stock relating to vested Restricted Stock Units. Upon a Change in Control, all unvested Restricted Stock Units shall automatically vest and Grantees shall be entitled to receive all such
vested Restricted Stock Units as of such Change in Control. 

  

	3.	Section 14 shall be amended by adding the following subsection (m) thereto: 

 

	 	(m)	COMPENSATION RECOVERY. Notwithstanding anything in the Plan to the contrary, in the event that the Company is required to materially restate its financial results due
to the Company’s material noncompliance with any financial reporting requirement under Federal securities laws, excluding a restatement of such financial results due solely to a change in generally accepted accounting principles in the United
States or such other accounting principles that may be adopted by the Securities and Exchange Commission and are or become applicable to the Company, the Committee may, in its discretion or as necessary to comply with applicable law, (a) cancel
part or all of the outstanding portion of any Award, whether or not vested, and/or (b) require a Participant to repay the Company an amount equal to all or any portion of the value of Shares that have been issued and other payments that have
been made to the Participant pursuant to any Award within the two years preceding the date on which the Company is required to prepare an accounting restatement, to the extent that such value or payment amount was based on the erroneous data and
exceeded the value or amount that would have been paid to the Participant under the accounting restatement. Such cancellation or repayment obligation shall be effective as of the date specified by the Committee. Any repayment obligation shall be
satisfied in cash or in such other form of consideration, such as Shares, permitted by applicable law and acceptable to the Committee, and the Committee may provide for an offset to any future payments owed by the Company or its Affiliates to the
Participant if necessary to satisfy the repayment obligation; provided however, that if any such offset is prohibited under applicable law, the Committee shall not permit any such offset and may require immediate repayment by the Participant.
Notwithstanding the foregoing, to the extent required to comply with applicable law, the listing requirements of the New York Stock Exchange or such other national securities market or exchange as may at the time be the principal market for the
Common Stock, and/or any compensation recovery or clawback policy adopted by the Company after the Effective Date, the Company may unilaterally amend this Section 14(m) and such amendment shall be binding on all Participants; provided, however,
regardless of whether the Company makes such a unilateral amendment, all Participants shall be bound by any compensation recovery or clawback policy adopted by the Company after the Effective Date. 

 

	4.	All capitalized terms not otherwise defined herein shall have the meaning ascribed to such term in the Plan. 

  
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 IN WITNESS WHEREOF, the undersigned has executed this Amendment on behalf of the
Company on the date first written above. 
  

			
	CASH AMERICA INTERNATIONAL, INC.
		
	By:	 	/s/ James H. Graves
		 	James H. Graves
		 	Chairman, Management Development and Compensation Committee

  
 3Second Amendment to the Cash America Nonqualified Savings Plan

 Exhibit 10.4 
 SECOND AMENDMENT TO THE 
 CASH AMERICA INTERNATIONAL, INC. 

NONQUALIFIED SAVINGS PLAN 
 (as amended and restated effective January 1, 2009) 
 THIS
AMENDMENT to the Cash America International, Inc. Nonqualified Savings Plan (the “Plan”) is made by the Administrative Committee of the Plan (the “Administrative Committee”). 

W I T N E S S E T H : 
 WHEREAS, Cash America International, Inc. (the “Controlling Company”) maintains the Plan for the benefit of its eligible employees; and 

WHEREAS, Section 10.1 of the Plan provides that the Administrative Committee has the authority to amend the Plan at any time;
and 
 WHEREAS, the Controlling Company owns all of the currently issued and outstanding common stock of Enova
International, Inc. (“Enova”); and 
 WHEREAS, Enova intends to establish its own nonqualified savings plan
(the “Enova NSP”); and 
 WHEREAS, the Administrative Committee desires to amend the Plan to permit a spinoff of
rabbi trust assets and liabilities related to participants’ employment with Enova or any of its subsidiaries from the Plan to the Enova NSP, and make such other changes as indicated herein; 

NOW, THEREFORE, the Plan is hereby amended as follows, effective upon execution of this Amendment: 

1. Section 2.3 is amended in its entirety to read as follows: 
 2.3 Cessation of Eligibility. 
 An employee shall cease active
participation in the Plan if he ceases to satisfy the criteria which qualified him as an Eligible Employee, in which case his Deferral Election and Annual Bonus Election shall not apply to Compensation earned in any Plan Year during which he does
not satisfy the requirements as an Eligible Employee. An employee shall cease active participation in the Plan upon his Separation from Service, in which case his Deferral Election and Annual Bonus Election shall not apply to Compensation payable
after Separation from Service. An employee shall cease active participation in the Plan upon his transfer to employment with a member of the Controlled Group that is not part of the Company, but only to the extent that his Deferral Election and
Annual Bonus Election for the year of transfer continue to apply, under a nonqualified deferred compensation plan sponsored by his new employer, to his Compensation. Even if his active participation in the Plan ends, an employee shall remain an
inactive Participant in the Plan until the earlier of (i) the date the full amount of his vested Account (if any) is spilled over and/or distributed from the Plan, (ii) the date he again becomes an Eligible Employee and recommences active
participation in the Plan, or (iii) the date his Account is transferred to a successor plan as described in Section 5.8. During the period of time that an employee is an inactive Participant in the Plan, his vested Account shall continue
to be credited with earnings as provided for in Section 3.7. 

 2. The last sentence of Section 3.1(a) is amended to read as follows: 

Each Account of a Participant shall be maintained until the vested value thereof has been distributed to or on behalf of such Participant
or his Beneficiary or transferred to a successor plan. 
 3. Section 3.2(b)(2) is amended in its entirety to read as follows: 

(2) Effect of Transfers Between Entities. If a Participant is transferred from the employment of one entity that is part of the
Company to another entity that is also part of the Company, his Deferral Election and Annual Bonus Election with the first entity will remain in effect and will apply to his Compensation from the second entity until terminated as set forth in
subsection (1) above. If a Participant is transferred from employment with the Company to the employment of a member of the Controlled Group that does not participate in either the Plan or another nonqualified deferred compensation plan, then
his Deferral Election and Annual Bonus Election will remain in effect and will apply to his Compensation earned for the Plan Year during which the transfer occurs, and will be automatically cancelled as of the end of such Plan Year. If a Participant
is transferred from employment with the Company to the employment of a member of the Controlled Group that does not participate in the Plan but maintains another nonqualified deferred compensation plan, then his Deferral Election and Annual Bonus
Election will remain in effect under the Plan and will apply to his Compensation earned for the Plan Year during which the transfer occurs, but only to the extent that his Deferral Election and Annual Bonus Election for the year of transfer do not
continue to apply, under a nonqualified deferred compensation plan sponsored by his new employer, to his Compensation; such Deferral Election and Annual Bonus Election will be automatically cancelled as of the end of such Plan Year. If a Participant
is transferred to employment with the Company from employment with a member of the Controlled Group that does not participate in the Plan but maintains another nonqualified deferred compensation plan, then (i) his deferral election(s) under
such other plan will transfer to, and be deemed as, a Deferral Election and/or Annual Bonus Election (as applicable) under the Plan with respect to his Compensation earned after such transfer; and (ii) the timing and form of payment that
applied to deferrals made pursuant to such transferred Deferral Election and/or Annual Bonus Election under such other plan will transfer to the Plan and apply to deferrals made pursuant to such transferred Deferral Election and/or Annual Bonus
Election, subject to modification pursuant to the terms of Section 5.2(c). 
 4. Section 3.4 is amended in its entirety to read as
follows: 
 (a) Matching Contributions. 
 As of the end of each payroll period (or such other date or time as the Administrative Committee, in its sole discretion, determines from time to time), the Administrative Committee shall credit to each
Participant’s Account for such payroll period a Matching Contribution equal to 50 percent of the Participant’s Matching Compensation deferred 

  
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under the Plan for such payroll period, up to 5 percent of such Participant’s Matching Compensation; provided, the total amount of Matching Contributions credited to such Participant’s
Account for any payroll period shall not exceed 2.5 percent of such Participant’s Matching Compensation for such payroll period. 
 5.
Section 5.5 is amended in its entirety to read as follows: 
 5.5 Offset of Benefit by Amounts Owed to the
Company. 
 Notwithstanding anything in the Plan to the contrary, the Administrative Committee may, in its sole
discretion, offset any payment or payments of the Post-409A Account to a Participant or Beneficiary under the Plan by any amount owed by such Participant or Beneficiary (whether or not such obligation is related to the Plan) to a member of the
Controlled Group. Notwithstanding the foregoing, no such offset will apply before the Post-409A Account is otherwise payable to the Participant or Beneficiary under the Plan, unless the following requirements are met: (i) the debt owed was
incurred in the ordinary course of the service relationship between the Participant and the Controlled Group, (ii) the entire amount of offset to which this sentence and similar provisions in other nonqualified deferred compensation plans of
Controlled Group members applies in a single taxable year does not exceed $5,000, (iii) the offset occurs at the same time and in the same amount as the debt otherwise would have been due and collected from the Participant or Beneficiary, and
(iv) in the case of a Participant who is a Key Employee on the date he Separates from Service, the offset does not occur within six months after the date the Participant Separates from Service. 

6. Section 5.6(b) is amended in its entirety to read as follows: 
 (b) Amounts Payable Only if Account is in Pay Status. If the whole or any part of any Participant’s or Beneficiary’s Post-409A Account hereunder is subject to any taxes which the
Company shall be required to pay or withhold at the time the Post-409A Account becomes payable hereunder, the Company shall have the full power and authority to withhold and pay such tax out of any monies or other property that the Company holds for
the account of the Participant or Beneficiary, excluding, except as provided in this Section, any portion of the Participant’s Post-409A Account that is not then payable or other deferrals of compensation under a plan maintained by a member of
the Controlled Group that are subject to Code Section 409A and are not then payable. 
 7. A new Section 5.8 is added to the Plan to
read as follows: 
 5.8 Transfers to Successor Plans 

The Administrative Committee, in its sole discretion, may cause the Plan to transfer to another nonqualified deferred compensation plan
(in connection with a spin-off, change in control, disaffiliation or similar transaction, or in connection with the establishment of a separate nonqualified deferred compensation plan by a member of the Controlled Group) all or part of the
liabilities associated with Accounts maintained under the Plan, subject to such rules and requirements as the Administrative Committee may deem appropriate. Any such transfer will be made, and Accounts will be administered following such transfer,
in accordance with the terms of the Code (including, without limitation, Code Section 409A). Upon the effectiveness of 

  
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any such transfer, the Plan will have no further responsibility or liability with respect to the transferred liabilities. In connection with such transfer, assets may be transferred from the
Trust to a successor rabbi trust established for the successor nonqualified plan if permitted by the Controlling Company. 
 8. Section 8.2
is amended in its entirety to read as follows: 
 8.2 Trust. 

The Company may transfer all or any portion of the funds necessary to fund benefits accrued hereunder to the Trustee to be held and
administered by the Trustee pursuant to the terms of the Trust Agreement. To the extent provided in the Trust Agreement and subject to Section 5.8, each transfer into the Trust Fund shall be irrevocable as long as the Company has any liability
or obligations under the Plan to pay benefits, such that the Trust property is in no way subject to use by the Company; provided, it is the intent of the Company that the assets held by the Trust are and shall remain at all times subject to the
claims of the general creditors of the Company. No Participant or Beneficiary shall have any interest in the assets held by the Trust or in the general assets of the Company other than as a general, unsecured creditor. Accordingly, the Company shall
not grant a security interest in the assets held by the Trust in favor of the Participants, Beneficiaries or any creditor. 
 9. Except as
specified herein, the Plan will remain in full force and effect. 
 IN WITNESS WHEREOF, the Controlling Company has
caused its duly authorized officer to execute this Amendment on the date written below. 
  

			
	CASH AMERICA INTERNATIONAL, INC.
		
	By:	 	/s/ Curtis Linscott
		
	Name:	 	J. Curtis Linscott
		
	Title:	 	Executive Vice President
		
	Date:	 	June 28, 2012

  
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