Document:

EX-10.(q) (6)

CREDIT ACCEPTANCE CORPORATION

RESTRICTED STOCK UNIT AWARD AGREEMENT

Credit Acceptance Corporation (the “Corporation”) hereby grants you, Steven Jones (the
“Participant”), a Restricted Stock Unit Award (the “Award”) under the Credit Acceptance Corporation
2004 Incentive Compensation Plan, dated as of April 1, 2004 and approved by the shareholders of the
Corporation on May 13, 2004 (the “Plan”). The terms and conditions of the Award are set forth
below.

GRANT DATE: October 2, 2008

NUMBER OF RESTRICTED STOCK UNITS: 100,000

PERFORMANCE PERIOD: 2009 through 2013

PERFORMANCE MEASURE: Restricted Stock Units will vest based upon percentage growth in Economic
Profit as set forth in Appendix A to this Agreement.

THIS AGREEMENT, effective October 2, 2008, represents the grant of Restricted Stock Units by
the Corporation to the Participant named above, pursuant to the provisions of the Plan and this
Agreement. All capitalized terms shall have the meanings ascribed to them in the Plan, unless
specifically set forth otherwise herein. The parties hereto agree as follows:

	1.	 	Performance Period. The Performance Period commences on January 1, 2009, and ends on
December 31, 2013.

	2.	 	Value of Restricted Stock Units. Each Restricted Stock Unit shall represent and have
a value equal to one share of common stock, par value $0.01, of the Company, subject to
adjustment as provided in Section 6.03 of the Plan.

	3.	 	Restricted Stock Units and Achievement of Performance Goal. The number of Restricted
Stock Units to be earned under this Agreement, shall be based upon the Company’s increase in
adjusted Economic Profit as approved by the Compensation Committee as compared to the targets
set forth in Appendix A to this Agreement.

	4.	 	Termination Provisions. Except as provided in Section 11 (a) of this Agreement,
Participant shall be eligible for payment of earned Restricted Stock Units, as specified in
Section 3, regardless of the Participant’s employment with the Company through the end of the
Performance Period.

	5.	 	Dividend Equivalents. During the Performance Period, the Company shall credit to
Participant, on each date that the Company pays a cash dividend to holders of common stock
generally, an additional number of Restricted Stock Units (“Additional Restricted Stock
Units”) equal to the total number of whole Restricted Stock Units and Additional Restricted
Stock Units previously credited to Participant under this Agreement multiplied by the dollar
amount of the cash dividend paid per share of common stock by the Company on such date,
divided by the closing price of a share of common stock on such date. Any fractional
Restricted Stock Unit resulting from such calculation shall be included in the Additional
Restricted Stock Units. A report showing the number of Additional Restricted Stock Units so
credited shall be sent to Participant periodically, as determined by the Company. The
Additional Restricted Stock Units so credited shall be subject to the same terms and
conditions as the Restricted Stock Units granted pursuant to this Agreement and the Additional
Restricted Stock Units shall be forfeited in the event that the Restricted Stock Units with
respect to which the dividend equivalents were paid are forfeited.

	6.	 	Form and Timing of Restricted Stock Units. Other than a Change of Control, payment
of the earned Restricted Stock Units shall be made in stock. Payment of earned Restricted
Stock Units shall be made on February 22, 2016.

	7.	 	Tax Withholding. The Company shall have the power and the right to deduct or
withhold, or require the Participant or beneficiary to remit to the Company, an amount
sufficient to satisfy federal, state, and local taxes, domestic or foreign, required by law or
regulation to be withheld with respect to any taxable event arising as a result of this
Agreement.

	8.	 	Nontransferability. Restricted Stock Units may not be sold, transferred, pledged,
assigned or otherwise alienated or hypothecated, other than by will or by the laws of descent
and distribution.

	9.	 	Administration. This Agreement and the rights of the Participant hereunder are
subject to all the terms and conditions of the Plan, as the same may be amended from time to
time, as well as to such rules and regulations as the Committee may adopt for administration
of the Plan. It is expressly understood that the Committee is authorized to administer,
construe, and make all determinations necessary or appropriate to the administration of the
Plan and this Agreement, all of which shall be binding upon the Participant. Any
inconsistency between the Agreement and the Plan shall be resolved in favor of the Plan.

	10.	 	Specific Restrictions upon Shares. The Participant hereby agrees with the Company as
follows:

	 	a.	 	The Participant shall acquire the shares issuable with respect to the
Restricted Stock Units granted hereunder for investment purposes only not with a view
of resale or other distribution thereof to the public in violation of the Securities
Act of 1933, as amended (the “1933 Act”) and shall not dispose of any such shares in
transactions which, in the opinion of counsel to the Company, violate the 1933 Act, or
the rules and regulations thereunder, or any applicable state securities or “blue Sky”
laws.

	 	b.	 	If any shares acquired with respect to the Restricted Stock Units shall be
registered under the 1933 Act, no public offering (otherwise than on a national
securities exchange, as defined in the Exchange Act) of any such shares shall be made
by the Participant under such circumstances that he or she (or such other person) may
be deemed an underwriter, as defined in the 1933 Act; and

	11.	 	Miscellaneous.

	 	a.	 	Change in Control. As provided by Section 6.02 of the Plan, in the
event of a Change in Control, the restrictions applicable to the Restricted Stock
Units granted under this Agreement shall lapse, the Performance Goal shall be
deemed to have been achieved at target level, and all other terms and conditions
shall be deemed to have been satisfied. The price for each RSU shall be the price
as of the date of the occurrence of the change of control. Subject to Section
11(h) of this Agreement, payment shall be made in cash within thirty (30) days
following the effective date of the Change in Control.

	 	b.	 	Adjustments to Shares. Subject to Plan Section 6.03, in the event of
any merger, reorganization, recapitalization, stock dividend, stock split,
extraordinary distribution with respect to the Stock or other change in corporate
structure affecting the Stock, the Committee or Board of Directors of the Company
will make such substitution or adjustments in the aggregate number and kind of
            shares of Stock subject to this Restricted Stock Unit Award to prevent dilution of
rights.

	 	c.	 	Notices. Any written notice required or permitted under this
Agreement shall be deemed given when delivered personally, as appropriate either
to the Participant or to the Human Resources Department of the Company, or when
deposited in a United States Post Office as registered mail, postage prepaid,
addressed as appropriate either to the Participant at his or her address as he or
she may designate in writing to the Company, or to the Attention: Human Resources
Department, Credit Acceptance Corporation, at its headquarters office or such
other address as the Company may designate in writing to the Participant.

	 	d.	 	Failure to Enforce Not a Waiver. The failure of the Company to
enforce at any time any provision of this Agreement shall in no way be construed
to be a waiver of such provision or of any other provision hereof.

	 	e.	 	Governing Law. All questions concerning the construction, validity
and interpretation of this Agreement shall be governed by and construed according
to the laws of the State Michigan.

	 	f.	 	Provision of Plan. The Restricted Stock Units provided for herein
and granted pursuant to the Plan, and said Restricted Stock Units and this
Agreement are in all respects governed by the Plan and subject to all of the terms
and provisions thereof, whether such terms and provisions are incorporated in this
Agreement, solely by reference or expressly cited herein. If there is any
inconsistency between the terms of this Agreement and the terms of the Plan, the
Plan’s terms shall completely supersede and replace the conflicting terms of this
Agreement.

	 	g.	 	Code section 162(m). It is intended that payments pursuant to this
Agreement to a Participant who is a “covered officer” within the meaning of
section 162(m) of the Internal Revenue Code constitute “qualified
performance-based compensation” within the meaning of section 1.162.27(e) of the
Income Tax Regulations. To the maximum extent possible, this Agreement and the
Plan shall be so interpreted and construed.

	 	h.	 	Section 16 Compliance. If the Participant is subject to Section 16
of the Exchange Act, except in the case of death or disability, or unless
otherwise exempt, at least six months must elapse from the date of vesting of the
Restricted Stock Units granted hereunder to the date of the Participant’s
disposition of such Restricted Stock Units or the underlying shares of stock.

IN WITNESS WHEREOF, the Credit Acceptance Corporation has executed this Agreement in duplicate on
the 2nd day of October, 2008.

CREDIT ACCEPTANCE CORPORATION

BY: /s/ Kenneth S. Booth

PRINT NAME: Kenneth S. Booth

It: Chief Financial Officer

I, acknowledge receipt of a copy of the Plan (either as an attachment hereto or that has been
previously received by me) and that I have carefully read this Award Agreement and the Plan. I
agree to be bound by all of the provisions set forth in this Award Agreement and the Plan.

BY: /s/ Steven Jones

Steven Jones

1

Appendix A

Each year, 20% of the Restricted Stock Unit is eligible to vest.

If compounded Economic Profit improves at least 10% annually (“Cumulative Growth”), starting with
January 1, 2009 as compared with 2008, 100% of the Restricted Stock Units eligible to vest will
vest.

If Cumulative Growth is greater than 0% but less than 10% then half of the eligible Restricted
Stock Units will vest.

In Years 2 through 5, if Cumulative Growth is 10% or greater, then all the Restricted Stock Units
that did not vest in prior years, will also vest.

2EX-10.1

III.D.1 Grant

October 1, 2008

Brad Singer

Dear Brad:

Congratulations, you have been given a stock option grant in recognition of your contributions to
the success of Discovery Communications, Inc. (the “Company”) and in satisfaction of Section
III.D.1 of your employment agreement with Discovery Communications, LLC dated as June 11, 2008. A
stock option grant gives you the right to purchase a specific number of shares of the Company’s
Series A common stock at a fixed price, assuming that you satisfy conditions of the Plan and the
implementing agreement. We would like you to have an opportunity to share in the continued success
of the Company through this stock option grant under the Discovery Communications, Inc. 2005
Incentive Plan (As Amended and Restated) (the “Plan”), the Plan under which the Company now makes
equity grants after the transactions that closed on September 17, 2008. The Company’s general
program to offer equity and equity-type awards to eligible employees is referred to as the
Performance Equity Program (“PEP”). The following represents a brief description of your grant.
You will receive additional details regarding your stock option grant within the next several weeks
including a Nonqualified Stock Option Grant Agreement (the “Grant Agreement”) and a copy of the
Plan; responses to frequently asked questions are attached.

Stock Option Grant Summary:

	 	 	 	 	 
	Date of Grant	 	October 1, 2008
	Option Shares	 	281,173
	Grant Price per Share	 	$17.72
	 	 	25% of the Option Shares beginning on July 15, 2009 and
	 	 	an additional 25% of the Option Shares beginning on
	Exercisability
	 	each subsequent July 15.
	 
	 	 	 	 
	Term Expiration Date
	 	October 1, 2015
	 
	 	 	 	 

	•	 	You have been granted a nonqualified stock option to purchase shares of Discovery
Communications, Inc. Series A Common Stock. The total number of shares under your grant is in
the chart above under “Option Shares” and the price per share is under “Grant Price per
Share.”

	•	 	The potential value of your stock option grant increases if the price of the Company’s
stock increases, but you also have to continue to work for the Company (except as the Grant
Agreement provides) to actually receive such value. Of course, the value of the stock may go
up and down over time.

	•	 	You can’t exercise the stock option (actually purchase the shares) until it becomes
exercisable. Your stock option becomes exercisable in four annual 25% increments as shown in
the chart above, assuming you remain an employee of the Company and subject to the terms in
the Grant Agreement.

	•	 	Whether or not you decide to exercise your stock option and purchase the stock is your
decision, and you have until the stock option expires (which will be no later than the seventh
anniversary of the Date of Grant, October 1, 2015, but can end earlier in various situations)
to make that decision.

	•	 	Once you have purchased the stock, you will own the stock and may decide whether to hold
the stock, sell the stock or give the stock to someone as a gift.

	•	 	In most countries, you will be taxed on your stock option as soon as you exercise the stock
option to purchase or sell the stock. However, tax laws vary by country, so please check with
your tax advisor or government tax office.

	•	 	Your ability to purchase shares through the exercise of a stock option is conditioned upon
compliance with any local laws that apply to you.

You can access the DAP portal for updates and information, email
pepquestions@discovery.com, or call the Compensation Hotline at 240-662-3493 with any
questions.

1

Discovery Performance Equity Program

Nonqualified Stock Option Grant Agreement for Employees

Discovery Communications, Inc. (the “Company”) has granted you an option (the “Option”)
under the Discovery Communications, Inc. 2005 Incentive Plan (As Amended and Restated) (the
“Plan”), the Plan under which the Company will now make equity grants after the transactions that
closed on September 17, 2008. The Company’s general program to offer equity and equity-type awards
to eligible employees is referred to as the “Performance Equity Program” (or “PEP”). The Option
lets you purchase a specified number (the “Option Shares”) of shares of the Company’s Series A
common stock, at a specified price per share (the “Grant Price”).

The individualized communication you received (the “Cover Letter”) provides the details for
your Option. It specifies the number of Option Shares, the Grant Price, the Date of Grant, the
schedule for exercisability, and the latest date the Option will expire (the “Term Expiration
Date”).

The Option is subject in all respects to the applicable provisions of the Plan. This Grant
Agreement does not cover all of the rules that apply to the Option under the Plan; please refer to
the Plan document. Capitalized terms are defined either further below in this grant agreement (the
“Grant Agreement”) or in the Plan. If you are located in a country other than the United States,
you are also receiving an International Addendum to this Grant Agreement (the “International
Addendum”). You are required to sign a copy of the International Addendum in addition to accepting
this Grant Agreement electronically. The International Addendum is incorporated into the Grant
Agreement by reference and supplements the terms of this Grant Agreement and future grants to you
under the Plan.

The Plan document is available on the Fidelity website. The Prospectus for the Plan, the Company’s
S-4, Annual Report on Form 10-K, and other filings the Company makes with the Securities and
Exchange Commission are available for your review on the Company’s web site. You may also obtain
paper copies of these documents upon request to the Company’s HR department.

Neither the Company nor anyone else is making any representations or promises regarding the
duration of your service, exercisability of the Option, the value of the Company’s stock or of this
Option, or the Company’s prospects. The Company is not providing any advice regarding tax
consequences to you or regarding your decisions regarding the Option; you agree to rely only upon
your own personal advisors.

No one may sell, transfer, or distribute the Option or the securities that may be purchased
upon exercising the Option without an effective registration statement relating thereto or an
opinion of counsel satisfactory to Discovery Communications, Inc. or other information and
representations satisfactory to it that such registration is not required.

2

In addition to the Plan’s terms and restrictions, the following terms and restrictions apply:

	 	 	 
	Option

Exercisability

	 	While your Option remains in effect under the Option Expiration section, you

may exercise any exercisable portions of the Option (and buy the Option Shares) under the timing rules of this

section.

The Option will become exercisable on the schedule provided in the Cover
Letter to this Grant Agreement, assuming you remain employed (or serve as a
member of the Company’s board of directors) through each Exercisability
Date. Any fractional shares will be carried forward to the following
Exercisability Date, unless the Committee selects a different treatment.
For purposes of this Grant Agreement, employment with the Company will
include employment with any Subsidiary whose employees are then eligible to
receive Awards under the Plan (provided that a later transfer of employment
to an ineligible Subsidiary will not terminate employment unless the
Committee determines otherwise).

Exercisability will accelerate fully on your Retirement, or, while employed,
your Disability or death. If the Company terminates your employment without
Cause during a calendar year before the Option is fully exercisable, the
Option shall remain or become exercisable as though you remained working
through any Exercisability Dates occurring during the 90 days after the date
of termination. (“Cause” has the meaning provided in Section 11.2(b) of the
Plan. “Retirement” means your employment ends for any reason other than
Cause at a point at which you are at least age 60 and have been employed by
the Company, any of its subsidiaries, or Discovery Communications, LLC for
at least five years, where your period of service is determined using the
Company’s Prior Employment Service Policy or a successor policy chosen by
the Committee. Acceleration upon Retirement does not apply in countries
subject to the EU Directive on Discrimination.)

	 	 	 	Change in Notwithstanding the Plan’s provisions, if an Approved Transaction,

	 	 	 	Control Control Purchase, or Board Change (each a “Change in Control”) occurs while you
remain employed by the Company, the Option will only have accelerated exercisability as
a result of the Change in Control if (i) within 12 months after the Change in Control,
(x) your employment is terminated without Cause or (y) you resign for Good Reason and
(ii) with respect to any Approved Transaction, the transaction actually closes and the
qualifying separation from employment occurs within 12 months after the closing date.

“Good Reason” has the meaning provided in your employment agreement
with the Company or, if no such agreement is in effect after a Change
in Control, any of the following events without your consent and as
measured against the status in effect at the Change in Control
(unless you have subsequently consented to a different status):  (a)
a required relocation of your principal place of employment that
results in an increase in commuting distance of at least 50 miles,
(b) a job level reduction of at least two levels, or (c) a reduction
in base salary, provided however, that you must provide the Company
with written notice of the existence of the event constituting Good
Reason within 45 days of your knowledge of any such event having
occurred and allow the Company 30 days to cure the same.  If the
Company so cures the change, you will not have a basis for
terminating your employment for Good Reason with respect to such
cured change.  If such event is not cured within such 30 day period,
you may make your resignation effective at the end of such 30 day
period. Unless the Committee determines otherwise, Good Reason
provides an acceleration only for resignations during the 12 month
period following a Change in Control.

The Committee reserves its ability under Section 11.1(b) of the Plan
to vary this treatment if the Committee determines there is an
equitable substitution or replacement award in connection with a
Change in Control.

	 	 	 	 	 
	Option Expiration	 	You cannot exercise the Option after it has expired. The Option will expire no
	 	 	later than the close of business on the Term Expiration Date. Unexercisable
	 	 	portions of the Option expire immediately when you cease to be employed (unless
	 	 	you are concurrently remaining or becoming a member of the Board). Exercisable
	 	 	portions of the Option remain exercisable until the first to occur of the
	 	 	following, each as defined further in the Plan or the Grant Agreement, and then
	
 
	 	immediately expire:
	 	

	
 
	 	•
	 	Immediately upon termination of employment for Cause

	 	•	 	The 30th day after your employment (or
directorship) ends if you resign other than on Retirement

	 	•	 	The 90th day after your employment (or
directorship) ends if the Company terminates your employment
without Cause (even if then eligible for Retirement, except as
the Committee otherwise provides)

	 	•	 	For death, Disability, or Retirement, the first
anniversary of the date employment ends

	 	•	 	The Term Expiration Date

If you die during the 30 or 90 day period after your employment ends (on a
termination without Cause or a resignation), the period for exercise will be
extended until the first anniversary of the date your employment ended,
subject to the Term Expiration Date.

The Committee can override the expiration provisions of this Grant
Agreement.

	 	 	 
	Method of

Exercise and

Payment for

Shares

	 	Subject to this Grant Agreement and the Plan, you may exercise the Option only

by providing a written notice (or notice through another previously approved

method, which could include a web-based or voice- or e-mail system) to the

Secretary of the Company or to whomever the Committee designates, received on or before the date the Option expires.

Each such notice must satisfy whatever then-current procedures apply to that Option and must contain such

representations (statements from you about your situation) as the Company requires. You must, at the same time, pay

the Grant Price using one or more of the following methods:

	 	 	 	Cash/Check cash or check in the amount of the Grant Price payable to the order of the
Company; or

	 	 	 	Cashless an approved cashless exercise method, including directing the Company

	 	 	 	Exercise to send the stock certificates (or other acceptable evidence of ownership) to be
issued under the Option to a licensed broker acceptable to the Company as your agent in
exchange for the broker’s tendering to the Company cash (or acceptable cash
equivalents) equal to the Grant Price and, if you so elect, any required tax
withholdings.

The Committee can approve additional payment methods, including use
of a fully or partially recourse promissory note, subject to any
prohibitions of applicable law.

	 	 	 
	Withholding

	 	Issuing the Option Shares is contingent on satisfaction of all obligations with respect to required tax or other

required withholdings (for example, in the U.S., Federal, state, and local taxes). The Company may take any action

permitted under Section 11.9 of the Plan to satisfy such obligation, including, if the Committee so determines,

satisfying the tax obligations by (i) reducing the number of Option Shares to be issued to you in connection with any

exercise of the Option by that number of Option Shares (valued at their Fair Market Value on the date of exercise)

that would equal all taxes required to be withheld (at their minimum withholding levels), (ii) accepting payment of

the withholdings from a broker in connection with a Cashless Exercise of the Option or directly from you, or (iii)

taking any other action under Section 11.9. If a fractional share remains after deduction for required withholding,

the Company will pay you the value of the fraction in cash.
	Compliance

with Law

	 	You may not exercise the Option if the Company’s issuing stock upon such

exercise would violate any applicable Federal or state securities laws or other laws or regulations. You may not sell

or otherwise dispose of the Option Shares in violation of applicable law. As part of this prohibition, you may not

use the Cashless Exercise methods if the Company’s insider trading policy then prohibits you from selling to the

market.
	Additional

Conditions

	 	The Company may postpone issuing and delivering any Option Shares for so

long as the Company determines to be advisable to satisfy the following:
	to Exercise

	 	

its completing or amending any securities registration or
qualification of the Option Shares or its or your satisfying any
exemption from registration under any Federal or state law, rule, or
regulation;

its receiving proof it considers satisfactory that a person seeking
to exercise the Option after your death is entitled to do so;

your complying with any requests for representations under the Plan;
and

your complying with any Federal, state, or local tax withholding
obligations.

	 	 	 
	Additional

Representations

from You

	 	If you exercise the Option at a time when the Company does not have a current

registration statement (generally on Form S-8) under the Securities Act of 1933

(the “Act”) that covers issuances of shares to you, you must comply with the following before the Company

will issue the Option Shares to you. You must —

represent to the Company, in a manner satisfactory to the Company’s
counsel, that you are acquiring the Option Shares for your own
account and not with a view to reselling or distributing the Option
Shares; and

agree that you will not sell, transfer, or otherwise dispose of the
Option Shares unless:

a registration statement under the Act is effective at the
time of disposition with respect to the Option Shares you
propose to sell, transfer, or otherwise dispose of; or

the Company has received an opinion of counsel or other
information and representations it considers satisfactory to
the effect that, because of Rule 144 under the Act or
otherwise, no registration under the Act is required.

	 	 	 
	No Effect on

Employment

or Other

Relationship

	 	Nothing in this Grant Agreement restricts the Company’s rights or those of any of

its affiliates to terminate your employment or other relationship at any time and

for any or no reason. The termination of employment or other relationship,

whether by the Company or any of its affiliates or otherwise, and regardless of the reason for such

termination, has the consequences provided for under the Plan and any applicable employment or severance

agreement or plan.
	Not a StockholderYou understand and agree that the Company will not consider you a stockholder for any purpose with respect to any

	of the Option Shares until you have exercised the Option, paid for the shares, and received evidence of ownership.

	No Effect on

	 	You understand and agree that the existence of the Option will not affect in any
	Running Businessway the right or power of the Company or its stockholders to make or authorize any adjustments, recapitalizations,

	reorganizations, or other changes in the Company’s capital structure or its business, or any merger or consolidation of the Company,

	or any issuance of bonds, debentures, preferred or other stock, with preference ahead of or convertible into, or otherwise affecting

	the Company’s common stock or the rights thereof, or the dissolution or liquidation of the Company, or any sale or transfer of all

	or any part of its assets or business, or any other corporate act or proceeding, whether or not of a similar character to those

	described above.

	 	

	Governing Law

	 	The laws of the State of Delaware will govern all matters relating to the Option, without regard to the

principles of conflict of laws.
	Notices

	 	Any notice you give to the Company must follow the procedures then in effect. If no other procedures apply,

you must send your notice in writing by hand or by mail to the office of the Company’s Secretary (or to the

Chair of the Committee if you are then serving as the sole Secretary). If mailed, you should address it to

the Company’s Secretary (or the Chair of the Committee) at the Company’s then corporate headquarters, unless

the Company directs optionees to send notices to another corporate department or to a third party

administrator or specifies another method of transmitting notice. The Company and the Committee will

address any notices to you using its standard electronic communications methods or at your office or home

address as reflected on the Company’s personnel or other business records. You and the Company may change

the address for notice by like notice to the other, and the Company can also change the address for notice

by general announcements to optionees.
	Amendment

	 	Subject to any required action by the Board or the stockholders of the Company, the Company may

cancel the Option and provide a new Award in its place, provided that the Award so replaced will satisfy all

of the requirements of the Plan as of the date such new Award is made and no such action will adversely

affect the Option to the extent then exercisable.
	US1DOCS 6835877v1

Plan Governs

	 	

Wherever a conflict may arise between the terms of this Grant Agreement and the terms of the Plan,

the terms of the Plan will control. The Committee may adjust the number of Option Shares and the Grant

Price and other terms of the Option from time to time as the Plan provides.

3

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