Document:

Non-Exclusive Aircraft Lease

 Exhibit 10.4 
 NON-EXCLUSIVE AIRCRAFT LEASE AGREEMENT 
 Executed as of the 11th day of
March, 2011 
 between 
 TitleMax Aviation, Inc. 
 as Lessor, 

and 
 TitleMax of
Georgia, Inc. 
 as Lessee, 
 concerning one Bombardier CL-600-2B16 aircraft bearing 
 U.S. registration number
N170TY, 
 and 
 Manufacturer’s serial number 5702. 

*    *    * 
 INSTRUCTIONS FOR COMPLIANCE WITH 
 “TRUTH IN LEASING”
REQUIREMENTS UNDER FAR § 91.23 
 Within 24 hours after execution of this Agreement: 

Lessee, or the registered Aircraft owner if Lessee is not a U.S. citizen, 

must mail a copy of the executed Agreement, without Exhibit B, to the 

following address via certified mail, return receipt requested: 
 Federal Aviation Administration 
 Aircraft Registration Branch 

ATTN: Technical Section 
 P.O. Box 25724 
 Oklahoma City, Oklahoma 73125 

48 hours prior to the first flight: 
 Lessee, or the registered Aircraft owner if Lessee is not a U.S. citizen, must notify by 
 telephone or in person the FAA Flight Standards District Office nearest the airport where 
 the first flight under this Agreement will originate. The notification shall include the 
 location of the departure airport, the departure time of the first flight, and the Aircraft 
 registration number, and unless otherwise authorized by that office, the notification shall 
 be given at least 48 hours before takeoff. 
 Lessee must carry a copy of this
signed Agreement in the Aircraft at all times. 
 *    *    * 

Exhibit B is 
 intentionally omitted for FAA submission purposes. 

  
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 This NON-EXCLUSIVE AIRCRAFT LEASE AGREEMENT (the “Agreement”) is entered
into as of this 1st day of January, 2011 (the “Effective Date”), by and between TitleMax of Georgia, Inc. (“Lessee”) and TitleMax Aviation, Inc. (“Lessor”). 

W I T N E S S E T H : 
 WHEREAS, Lessor holds title or a leasehold interest in and to the Aircraft described and referred to herein; 
 WHEREAS, Lessee desires to lease from Lessor, and Lessor desires to lease to Lessee, the Aircraft on a non-exclusive basis, upon and subject to the terms and conditions of this Agreement; and

 WHEREAS, during the Term of this Agreement, the Aircraft may also be subject to use by Lessor, and may be subject to
concurrent leases to other lessees. 
 NOW, THEREFORE, in consideration of the mutual promises herein contained and other
good and valid consideration, the receipt and sufficiency of which are hereby acknowledged, the Parties agree as follows: 
  

	1.	DEFINITIONS. The following terms shall have the following meanings for all purposes of this Agreement: 

“Aircraft” means that certain aircraft identified on Exhibit A, including all items appurtenant delivered by Lessor to
Lessee, specifically including the engine/s presently attached, and the Aircraft Documents. The Aircraft is identified on Exhibit A. 
 “Aircraft Documents” means all flight records, maintenance records, historical records, modification records, overhaul records, manuals, logbooks, authorizations, drawings and data
relating to the Aircraft that have been delivered to Lessee by Lessor, or are required by FAA regulation or other law to be created or maintained by Lessee with respect to the maintenance and/or operation of the Aircraft. 

“Aircraft Incident” shall mean any event (1) causing damage, whether substantial or cosmetic, or loss of value, to
the Aircraft that is not ordinary wear and tear (including, without limitation, destruction, loss, theft, requisition of title or use, confiscation, and taking), (2) in which the Aircraft, or any other instrument associated with the Aircraft
operation, causes injury to any individual or damage to any property, (3) in which Aircraft use results in a fine, or (4) which results in an interruption of the Aircraft’s serviceability. 

“Excused Cause” means failure or delay caused by any government regulation or authority, mechanical difficulty, war,
civil commotion, strikes or labor disputes, weather conditions, or acts of God cause such failure. 
 “FAA”
means the Federal Aviation Administration or any successor agency. 
 “FAR” means collectively the Aeronautics
Regulations of the Federal Aviation Administration and the Department of Transportation, as codified at Title 14, Parts 1 to 399 of the United States Code of Federal Regulations. 

  
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 “Flight Hour” means each flight hour of use of the Aircraft during any
Lease Period, as recorded on the Aircraft hour meter. Flight Hours shall be measured in one-tenth hour increments. 

“Lease Period” means each lease period which commences with delivery of the Aircraft to Lessee and concludes with the
return of the Aircraft to Lessor. If requested by Lessor, Lessee shall execute an Aircraft Delivery Receipt in the form attached to this Agreement as Exhibit C each time the Lessee accepts delivery of the Aircraft. 

“Lien” means any mortgage, security interest, lease, or other charge or encumbrance or claim or right of others,
including, without limitation, rights of others under any airframe or engine interchange or pooling agreement. 

“Operating Base” means, with respect to each Lease Period, that location where Lessor delivers the Aircraft to Lessee.

 “Operational Control” has the same meaning given the term in Section 1.1 of the FAR. 

 “Pilot in Command” has the same meaning given the term in Section 1.1 of the FAR. 

“Taxes” means all sales taxes, use taxes, value added taxes, retailer taxes, duties, fees, excise taxes (including,
without limitation, federal transportation excise taxes), or other taxes of any kind which may be assessed or levied by any taxing jurisdiction as a result of the lease of the Aircraft to Lessee, or the use of the Aircraft by Lessee, or the
provision of a taxable transportation service by Lessee using the Aircraft. Taxes do not include any taxes imposed on the net income of Lessor. 
 “Term” means the term of this Agreement set forth in Section 3.1. 
  

	2.	LEASE AND DELIVERY OF THE AIRCRAFT 

  

	 	2.1.	Lease. Lessor agrees to lease to Lessee, and Lessee agrees to lease from Lessor, the Aircraft, on the terms and conditions of this Agreement.

  

	 	2.2.	Delivery and Return. This Agreement contemplates use of the Aircraft by Lessee for one or more Lease Periods. For Lessee’s use, the Aircraft shall be
delivered to Lessee on a mutually agreed date or dates at the Operating Base, or other mutually agreed location, “AS IS,” “WHERE IS,” AND SUBJECT TO EACH AND EVERY DISCLAIMER OF WARRANTY AND REPRESENTATION AS SET FORTH IN SECTION
4 HEREOF. Lessor shall not be liable for delay or failure to furnish the Aircraft pursuant to this Agreement when such failure or delay is caused by an Excused Cause. Lessee shall return the Aircraft to Lessor at the Operating Base, or other
mutually agreed location, according to the Lessee’s scheduled return date under Section 3.2. 

  

	 	2.3.	Non-Exclusivity. Lessee and Lessor acknowledge that the Aircraft is leased to Lessee on a non-exclusive basis and may be subject to use by Lessor, and/or to
additional non exclusive leases to other parties during the Term. 

  

	 	2.4.	Truth-In-Leasing Procedures. Lessee shall be responsible for assuring that the INSTRUCTIONS FOR COMPLIANCE WITH “TRUTH IN LEASING” REQUIREMENTS UNDER
FAR § 91.23 contained on the cover page of this Agreement are complied with. For this purpose, “U.S. citizen” has the meaning given to it in FAR § 47.2. 

 

	3.	TERM, SCHEDULING, AND RENT 

  

	 	3.1.	 Term. The term of this Agreement shall be for a period of one (1) year commencing on the date hereof, and, absent election to the contrary,
shall automatically renew on each anniversary thereof for four (4) additional annual terms. This Agreement may be 

  
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terminated at the will of either party at any time. In the event that this Agreement is terminated at Lessor’s election during a Lease Period, Lessor shall pay the actual costs of
repositioning the Aircraft to the Operating Base. In the event of termination by Lessee’s election during a Lease Period, Lessee will pay the costs of repositioning the Aircraft to the Operating Base. 

 

	 	3.2.	Scheduling. Each use of the Aircraft by Lessee shall be subject to Lessor’s approval. Lessee shall submit flight-scheduling requests, containing such
information as Lessor requires, to Lessor as far in advance as reasonably possible. Lessor may approve or deny any flight-scheduling request in Lessor’s sole discretion. Although this Agreement provides a framework for future use of the
Aircraft by Lessee, it does not confer upon Lessee any recurring or continuous right to use the Aircraft. For any Lease Period greater than seven (7) days, starting at the end of the seventh day, the Lessor shall have the right to deny further
usage of the Aircraft by Lessee and arrange for the Aircraft’s return to Lessor at Lessor’s expense. Upon the exercise of this right, the Lease Period will be cut short and end. 

 

	 	3.3.	RENT. Lessee shall pay rent as specified in Exhibit B, attached hereto. All rent shall be paid to the Lessor in immediately available U.S. funds and in form and
manner as the Lessor in its sole discretion may instruct Lessee from time to time. 

  

	 	3.4.	TAXES. 

  

	 	3.4.1.	Neither rent nor any other payments to be made by Lessee under this Agreement includes the amount of any Taxes which may be assessed or levied as a result of the lease
of the Aircraft to Lessee, or the use of the Aircraft by Lessee, or the provision of a taxable transportation service by Lessee using the Aircraft. 

  

	 	3.4.2.	Lessee shall be responsible for, shall indemnify and hold harmless Lessor against, and, except as provided in Section 3.4.3, Lessee shall remit to Lessor all such
Taxes together with each payment of rent pursuant to Section 3.2; provided, however, that if any such Taxes shall be due and payable at an earlier time as a matter of law, Lessee shall remit such Taxes to Lessor at the time required by law.

  

	 	3.4.3.	If any Taxes shall be required by law to be paid by Lessee directly to the appropriate taxing jurisdiction, Lessee shall remit such Taxes directly to the appropriate
taxing jurisdiction promptly at the time required by law, and shall provide evidence of such payment to Lessor. 

  

	4.	 DISCLAIMER OF WARRANTIES AND WAVIER. THE AIRCRAFT IS BEING LEASED BY THE LESSOR TO THE LESSEE HEREUNDER ON A COMPLETELY “AS IS,”
“WHERE IS,” BASIS, WHICH IS ACKNOWLEDGED AND AGREED TO BY THE LESSEE. LESSEE ACKNOWLEDGES THAT IT HAS SELECTED THE AIRCRAFT WITHOUT ANY ASSISTANCE FROM LESSOR, ITS AGENTS OR EMPLOYEES. THE WARRANTIES AND REPRESENTATIONS SET FORTH IN THIS
SECTION 4 ARE EXCLUSIVE AND IN LIEU OF ALL OTHER REPRESENTATIONS OR WARRANTIES WHATSOEVER, EXPRESS OR IMPLIED, AND LESSOR HAS NOT MADE AND SHALL NOT BE CONSIDERED OR DEEMED TO HAVE MADE (WHETHER BY VIRTUE OF HAVING LEASED THE AIRCRAFT UNDER THIS
AGREEMENT, OR HAVING ACQUIRED THE AIRCRAFT, OR HAVING DONE OR FAILED TO DO ANY ACT, OR HAVING ACQUIRED OR FAILED TO ACQUIRE ANY STATUS UNDER OR IN RELATION TO THIS AGREEMENT OR OTHERWISE) ANY OTHER REPRESENTATION OR WARRANTY WHATSOEVER, EXPRESS OR
IMPLIED, WITH RESPECT TO THE AIRCRAFT OR TO ANY PART THEREOF, AND SPECIFICALLY, WITHOUT LIMITATION, IN THIS RESPECT DISCLAIMS ALL REPRESENTATIONS AND/OR WARRANTIES AS TO AIRWORTHINESS, VALUE, CONDITION, DESIGN,

  
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MERCHANTABILITY, COMPLIANCE WITH SPECIFICATIONS, CONSTRUCTION AND CONDITION OF THE AIRCRAFT OPERATION, OR FITNESS FOR A PARTICULAR USE OF THE AIRCRAFT AND AS TO THE ABSENCE OF LATENT AND OTHER
DEFECTS, WHETHER OR NOT DISCOVERABLE, AS TO THE ABSENCE OF ANY INFRINGEMENT OR THE LIKE, HEREUNDER OF ANY PATENT, TRADEMARK OR COPYRIGHT, AS TO THE ABSENCE OF OBLIGATIONS BASED ON STRICT LIABILITY IN TORT, OR AS TO THE QUALITY OF THE MATERIAL OR
WORKMANSHIP OF THE AIRCRAFT OR ANY PART THEREOF OR ANY OTHER REPRESENTATION OR WARRANTY WHATSOEVER, EXPRESS OR IMPLIED (INCLUDING ANY IMPLIED WARRANTY ARISING FROM A COURSE OF PERFORMANCE OR DEALING OR USAGE OF TRADE), WITH RESPECT TO THE AIRCRAFT
OR ANY PART THEREOF. THE LESSEE HEREBY WAIVES, RELEASES, DISCLAIMS, AND RENOUNCES ALL EXPECTATION OF OR RELIANCE UPON ANY SUCH AND OTHER WARRANTIES, OBLIGATIONS, AND LIABILITIES OF LESSOR AND RIGHTS, CLAIMS, AND REMEDIES OF THE LESSEE AGAINST
LESSOR, EXPRESS OR IMPLIED, ARISING BY LAW OR OTHERWISE (OTHER THAN BREACH OF EXPRESS TERMS OF THIS AGREEMENT), INCLUDING BUT NOT LIMITED TO (I) ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR USE, (II) ANY IMPLIED
WARRANTY ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING, OR USAGE OF TRADE, (III) ANY OBLIGATION, LIABILITY, RIGHT, CLAIM, OR REMEDY IN TORT, WHETHER OR NOT ARISING FROM THE NEGLIGENCE OF LESSOR, ACTUAL OR IMPUTED, AND (IV) ANY OBLIGATION,
LIABILITY, RIGHT, CLAIM OR REMEDY FOR LOSS OF OR DAMAGE TO THE AIRCRAFT, FOR LOSS OF USE, REVENUE OR PROFIT WITH RESPECT TO THE AIRCRAFT, OR FOR ANY OTHER DIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES. 

 

	5.	REGISTRATION 

  

	 	5.1.	Title and Registration; Subordination. Lessee acknowledges that title (legal, beneficial, and equitable) to the Aircraft shall not shift in any manner as
a result of this Agreement. Lessee shall undertake, to the extent permitted by law, to do all such further acts, deeds, assurances or things as may in the reasonable opinion of Lessor be necessary to preserve title to the Aircraft.

  

	6.	USE AND OPERATION 

  

	 	6.1.	 Use and Operation. Lessee shall be solely and exclusively responsible for the use, operation, and control of the Aircraft during each Lease
Period. Lessee (i) shall not operate or locate Aircraft, or suffer the Aircraft to be operated or located, in any area excluded from coverage by any Insurance policy in effect or required to be maintained hereunder with respect to the Aircraft,
or in any war zone, (ii) shall not operate the Aircraft or permit the Aircraft to be operated during the Term except in operations for which Lessee is duly authorized, or use or permit the Aircraft to be used for a purpose for which the
Aircraft is not designed and suitable, (iii) shall not permit the Aircraft to be maintained, used, or operated during the Term in violation of any law, or contrary to any manufacturer’s operating manuals or instructions, and
(iv) shall not knowingly permit the Aircraft to be used for the carriage of any persons or property prohibited by law, nor knowingly permit the Aircraft to be used during the existence of any known defect except in accordance with the FARs;
(v) shall not, without Lessor’s express permission, remove any parts or engines from the Aircraft, or make any modifications to the Aircraft; and (vi) shall abide by Lessor’s reasonable rules to preserve the longevity, quality,
and value of the Aircraft, including but not limited to no smoking and no animals aboard the Aircraft, and including appropriate, safe, and secure storage, 

  
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including protection from wind and weather, when the Aircraft is stored or parked during a Lease Period. During any Lease Period, Lessee shall be responsible for the conduct any all persons
onboard the Aircraft, other than authorized representatives of Lessor, if any. While the Aircraft is in Lessee’s possession during the Term, Lessee shall keep accurate logs of the Aircraft location, and flight hours. On an annual basis, or
otherwise as reasonably requested by Lessor, Lessee shall provide to Lessor a signed record verifying this log. 

  

	 	6.2.	Operational Control. THE PARTIES EXPRESSLY AGREE THAT LESSEE SHALL AT ALL TIMES WHILE THE AIRCRAFT IS IN ITS POSSESSION DURING THE TERM MAINTAIN OPERATIONAL
CONTROL OF THE AIRCRAFT, AND THAT THE INTENT OF THE PARTIES IS THAT THIS AGREEMENT CONSTITUTE A DRY OPERATING LEASE. Lessee shall exercise exclusive authority over initiating, conducting, or terminating any flight conducted pursuant to this
Agreement, and the Flight Crew shall be under the exclusive command and control of Lessee in all phases of such flights. 

  

	 	6.3.	Authority of Pilot in Command. Notwithstanding that Lessee shall have operational control of the Aircraft during any flight conducted pursuant to this Agreement,
Lessor and Lessee expressly agree that the Pilot in Command, in his or her sole discretion may terminate any flight, refuse to commence any flight, or take any other flight-related action which in the judgment of the Pilot in Command is necessitated
by considerations of safety. The Pilot in Command shall have final and complete authority to postpone or cancel any flight for any reason or condition that in his or her judgment would compromise the safety of the flight. No such action of the Pilot
in Command shall create or support any liability for loss, injury, damage, or delay to Lessor. 

  

	 	6.4.	Right to Inspect. Lessor and its agents shall have the right to inspect the Aircraft or the Aircraft Documents at any reasonable time, upon giving Lessee
reasonable notice, to ascertain the condition of the Aircraft and to satisfy Lessor that Lessee is properly repairing and maintaining the Aircraft in accordance with the requirements of this Agreement. All required repairs shall be performed as soon
as practicable after such inspection. 

  

	 	6.5.	Aircraft Documents. Lessee shall, during each Lease Period, at its expense, maintain and preserve, or cause to be maintained and preserved, in the English
language, all Aircraft Documents in a complete, accurate, and up-to-date manner. 

  

	7.	AIRCRAFT LEASED WITHOUT SERVICES. The Aircraft is leased by Lessor to Lessee hereunder without any additional services of any kind, and Lessee shall obtain or
supply all services and supplies necessary to the operation, maintenance, and storage of the Aircraft. Any items installed by Lessee on the Aircraft (not including headsets and other electronic items utilized solely by plugging them into a
preexisting, external port presently on the Aircraft) shall become a part of the. Aircraft upon installation, whereupon Lessee shall cease to have any right to it. Without limiting the generality of the foregoing, Lessee shall, at no cost or expense
to Lessor: 

  

	 	7.1.	Obtain all fuel, oil, lubricants, and other services and supplies required for Lessee’s operations of the Aircraft; 

 

	 	7.2.	Pay the fixed hourly cost of any maintenance service plans that may be in effect with respect to the Aircraft that become due and payable during the Term;

  

	 	7.3.	Maintain the Aircraft, or cause the Aircraft to be maintained, in a good and airworthy operating condition and in compliance with all applicable FARs and the Aircraft
Operating Manual; 

  
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	 	7.4.	Ensure that all mechanics assigned to the maintenance of the Aircraft are competent with respect to the type of aircraft and fully familiar with applicable maintenance
and preventative repair programs for the Aircraft’s specific type; 

  

	 	7.5.	Store the Aircraft when not in use in an appropriate and adequate facility at the Operating Base; 

 

	 	7.6.	Obtain the services of pilots for all of Lessee’s operations of the Aircraft, which pilots shall be fully competent and experienced, duly licensed, and qualified
in accordance with FAA regulations and other legal requirements and approved under all insurance policies covering the Aircraft; 

  

	 	7.7.	 Maintain, or cause to be maintained, bodily injury and property damage, liability insurance in an amount acceptable to Lessor and with a company
acceptable to Lessor. Said policy shall be an occurrence policy naming as named insured the Aircraft owner (which may be Lessor). The Lessee shall be designated an additional insured, and Lessee shall cause to be designated such additional insureds
as Lessor may reasonably request. Further, Lessee shall, at no cost or expense to Lessor, maintain, or cause to be maintained, all risks aircraft hull insurance in the amount not less than the maximum insurable amount, and such insurance shall name
the Aircraft owner and any first lien mortgage holder as loss payees as their interests may appear. Such insurance policies shall insure the interests of the insured parties regardless of any breach or violation by Lessee, or other Aircraft
operator, of any warranties, declarations or conditions contained in such policies. Each such policy shall be primary without any right of contribution from any insurance maintained by Lessor. Each such policy shall insure Lessee’s contractual
liability to Lessor contained in this Agreement (with a Breach of Warranty endorsement). The geographic limits, if any, contained in each and every such policy of insurance shall include at the minimum all territories over which the Aircraft will be
operated. Each policy shall contain an agreement by the insurer that notwithstanding the lapse of any such policy for any reason or any right of cancellation by the insurer or Lessee, whether voluntary or involuntary, such policy shall continue in
force for the benefit of the insured parties for at least thirty (30) days (or such lesser time as may be permitted in the case of War Risk Insurance, if such War Risk Insurance so requires) after written notice of such lapse or cancellation
shall have been given to such insured parties. Each policy shall contain an agreement by the Insurer to provide insured parties with thirty (30) days’ advance written notice of any deletion, cancellation or material change in coverage.
Each insurance policy hereunder shall (1) be issued by a company or companies who are qualified to do business in the United States and who (i) will submit to the jurisdiction of any competent state or federal court in the United States
with regard to any dispute arising out of the policy of insurance or concerning the parties herein; and (ii) will respond to any claim or judgment against Lessor in any competent state or federal court in the United States or its territories.
Lessee will provide Lessor with a Certificate of Insurance and copy of the insurance policy upon execution of this Agreement and at any time thereafter as Lessee may reasonably request, and (2) provide for Lessor’s written consent before
arrival at any settlement, (3) provide for notice to Lessor in the event that any premium or installment of 

  
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premiums was not paid when due, (4) provide a severability of interest clause such that the policy shall operate in the same manner as if a separate policy covered each insured,
(5) waive any right of offset or subrogation against Lessor. Lessee hereby appoints Lessor as Lessee’s attorney-in-fact to make proof of loss and claim for and to receive payment of and to execute or endorse all documents, checks or drafts
in connection with all policies of insurance in respect of Aircraft. Lessor shall not act as Lessee’s attorney-in-fact unless Lessee is in default. Lessee shall pay any reasonable expenses of Lessor in adjusting or collecting insurance
proceeds. 

  

	8.	CONDITION DURING TERM AND RETURN OF AIRCRAFT 

  

	 	8.1.	Return. Upon conclusion of each Lease Period, Lessee shall return the Aircraft to the Lessor by delivering the same, at the Lessee’s own risk and expense,
to the Operating Base, or other mutually agreed location, fully equipped with all engines installed thereon. The Aircraft at the time of its return shall be in the condition set forth in this Section 8 and shall be free and clear of any Liens
resulting from Lessee’s use or possession. 

  

	 	8.2.	Condition of Aircraft. The Aircraft at the time of its return to Lessor shall have been maintained in accordance with the provisions of this Agreement with the
same care and consideration for the technical condition of the Aircraft as if it were to have been kept in continued regular service by the Lessee, and shall meet the following requirements: 

 

	 	8.2.1.	Operating Condition. The Aircraft shall be in as good condition as at the beginning of the Lease Period, ordinary wear and tear excepted.

  

	 	8.2.2.	Cleanliness Standards. The Aircraft shall be as clean as it was at the beginning of the Lease Period. 

 

	 	8.3.	Aircraft Documents. Lessee shall deliver, or cause to be delivered to Lessor, at the time the Aircraft is returned to Lessor, all of the Aircraft Documents,
updated and maintained by Lessee, or on behalf of Lessee, through the date of return of the Aircraft. 

  

	9.	LIENS. Lessee shall ensure that no Liens are created or placed against the Aircraft by Lessee or third parties as a result of Lessee’s actions, except for
mechanics liens to be discharged in the ordinary course of business. Lessee shall notify Lessor promptly upon learning of any Liens not permitted by these terms. Lessee shall, at its own cost and expense, take all such actions as may be necessary to
discharge and satisfy in full any such Lien promptly after the same becomes known to it. 

  

	10.	DEFAULTS AND REMEDIES. In the event of default, the non-defaulting party shall be entitled only to expectancy damages, except that no consequential damages may
be had other than to Lessor for Lessor’s lost opportunity to lease the Aircraft. In the event of a dispute, the losing party shall pay the reasonable costs (including attorney’s fees) of the other party in resolving the dispute.

  

	11.	NOTICES. Notices may be delivered among the parties in any commercially reasonable manner. In call cases, notices shall be deemed given when received.

  

	12.	 RISK OF AN AIRCRAFT INCIDENT. At all times during any Lease Period, Lessee shall bear the entire risk of an Aircraft Incident, and shall
indemnify and hold Lessor harmless from and against any losses or liabilities, including insurance deductibles, to the extent not compensated by insurance, arising from an Aircraft Incident (including, without limitation, destruction, loss, theft,
requisition of title or use, confiscation, taking, or damage of or to the Aircraft from any cause, as well as damage or injury to the person or property of others), and all fines or damages, including consequential, direct, and punitive claims in
contract, tort or 

  
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otherwise, suits, actions or proceedings arising from the use, operation, or storage of the Aircraft during a Lease Period. In the case of fines that are not tax deductible under 26 USC 162(f),
indemnification shall be on an after-tax basis. In the event an Aircraft Incident causes a diminution in value of the Aircraft, Lessee shall pay to the Aircraft owner the amount of the reduction. 

 

	 	12.1.	Amounts Paid by Third Parties. Lessor shall be entitled to receive directly any payments of monies by third parties or their insurers for damage to the Aircraft
during a Lease Period. Such monies received will offset amounts otherwise owed by Lessee for such damage. 

  

	 	12.2.	Destruction of Engine/s, but not Aircraft. In the event of loss or destruction during a Lease Period of an Aircraft engine so that it is no longer serviceable,
Lessee shall promptly notify Lessor of such event and shall, at its own cost, replace such engine/s with replacement engine/s (“Replacement”) equal to or better than the lost or destroyed engine/s, and will cause title to such Replacement
to be transferred free of all liens to, and perfected (with the Aircraft owner’s cooperation) in the name of, the Aircraft owner, whereupon the Replacement shall be treated for the purposes of this Agreement as if it had been on the Aircraft at
the time the Agreement was executed. 

  

	13.	ADDITIONAL PROVISIONS 

  

	 	13.1.	Entire Agreement. This Agreement, and all terms, conditions, warranties, and representations herein, are for the sole and exclusive benefit of the signatories
hereto. This Agreement constitutes the entire agreement of the parties as of its Effective Date and supersedes all prior or independent, oral or written agreements, understandings, statements, representations, commitments, promises, and warranties
made with respect to the subject matter of this Agreement. 

  

	 	13.2.	Other Transactions. Except as specifically provided in this Agreement, none of the provisions of this Agreement, nor any oral or written statements,
representations, commitments, promises, or warranties made with respect to the subject matter of this Agreement shall be construed or relied upon by any party as the basis of, consideration for, or inducement to engage in any separate agreement,
transaction, or commitment for any purpose whatsoever. 

  

	 	13.3.	Authority of the Parties. Each of the parties hereto represents to that other that (i) it has full power, authority and legal right to enter into and
perform this Agreement, (ii) the execution, delivery and performance of this Agreement has been duly authorized by all necessary action on each party’s part, does not require any approvals or consents except such approvals and consents as
have been duly obtained, and (iii) this Agreement does not contravene any law binding on either of the parties or contravene any agreement to which either of the parties hereto is a party or by which it is bound, or any law governmental rule,
regulation or order. Upon request, each of the parties will provide the other party with documentary evidence of its authority to enter into this Agreement. 

 

	 	13.4.	Prohibited and Unenforceable Provisions. Any provision of this Agreement which is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction,
be deemed replaced with a valid and enforceable provision that as nearly as possible effectuates the parties’ intent as expressed in this Agreement. To the extent permitted by law, Lessor and Lessee hereby waive any provision of law that
renders any provision hereof prohibited or unenforceable in any respect. 

  

	 	13.5.	 Enforcement. This Agreement, including all agreements, covenants, representations, and warranties, shall be binding upon and inure to the
benefit of and may be enforced by Lessor, Lessee, and each of their agents, servants, and personal representatives. No third 

  
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party beneficiaries are created, other than the rights of the Aircraft owner under Sections 12 (pertaining to owner’s rights in the case of an Aircraft Incident causing Aircraft damage) and
7.7 (pertaining to Lessee’s provision of insurance) 

  

	 	13.6.	Headings. The section and subsection headings in this Agreement are for convenience of reference only and shall not modify, define, expand, or limit any of the
terms or provisions hereof. 

  

	 	13.7.	Counterparts. The parties hereto may execute this Agreement in separate counterparts, each of which when so executed and delivered shall be an original, but all
such counterparts shall together constitute but one and the same instrument. Electronic or FAX signatures shall have the same effect as originals. 

  

	 	13.8.	Amendments. No term or provision of this Agreement may be amended, changed, waived, discharged, or terminated orally, but only by an instrument in writing signed
by the party against which the enforcement of the change, waiver, discharge, or termination is sought. 

  

	 	13.9.	No Waiver. No delay or omission in the exercise or enforcement of any right or remedy hereunder by either party shall be construed as a waiver of such right or
remedy. All remedies, rights, undertakings, obligations, and agreements contained herein shall be cumulative and not mutually exclusive, and in addition to all other rights and remedies which either party possesses at law or in equity.

  

	 	13.10.	No Assignments. Neither party may assign its rights or obligations under this Agreement without the prior written permission of the other.

  

	14.	TRUTH IN LEASING UNDER SECTION 91.23 OF THE FAR’s. 

 WITHIN THE TWELVE (12) MONTH PERIOD PRECEDING THE DATE OF THIS AGREEMENT, THE AIRCRAFT HAS BEEN INSPECTED AND MAINTAINED IN ACCORDANCE WITH THE FOLLOWING PROVISION OF THE FARS: 

CHECK ONE: 
  

	 ̈	§ 91.409 (f) (1): A continuous airworthiness inspection program that is part of a continuous airworthiness maintenance program currently in use by a person
holding an air carrier operating certificate or an operating certificate issued under FAR Part 121 or 135 and operating that make and model aircraft under FAR Part 121 or operating that make and model under FAR Part 135 and maintaining it under FAR
135.41l(a)(2). 

  

	 ̈	§ 91.409 (f) (2): An approved aircraft inspection program approved under FAR 135.419 and currently in use by a person holding an operating certificate issued
under FAR Part 135. 

  

	x	§91.409 (f) (3): A current inspection program recommended by the manufacturer. 

 

	 ̈	§ 91.409 (f) (4): Any other inspection program established by the registered owner or operator of the Aircraft and approved by the Administrator of the
Federal Aviation Administration in accordance with FAR 91.409 (g). 

 THE PARTIES HERETO CERTIFY THAT DURING THE TERM OF THIS
AGREEMENT AND FOR OPERATIONS CONDUCTED HEREUNDER, THE AIRCRAFT WILL BE MAINTAINED AND INSPECTED IN ACCORDANCE WITH THE PROVISIONS OF FAR: 

CHECK ONE: 

 ̈    § 91.409 (f) (l)         ̈    § 91.409 (f) (2)        x    § 91.409 (f)
(3)          ̈    § 91.409 (f) (4) 

  
 -10-

 LESSEE ACKNOWLEDGES THAT WHEN IT OPERATES THE AIRCRAFT UNDER THIS AGREEMENT, IT SHALL BE KNOWN AS,
CONSIDERED, AND IN FACT WILL BE THE OPERATOR OF SUCH AIRCRAFT. EACH PARTY HERETO CERTIFIES THAT IT UNDERSTANDS THE EXTENT OF ITS RESPONSIBILITIES, SET FORTH HEREIN, FOR COMPLIANCE WITH APPLICABLE FEDERAL AVIATION REGULATIONS. 

THE LESSEE, WHOSE NAME AND ADDRESS ARE SET FORTH BELOW, SHALL BE SOLELY RESPONSIBLE FOR OPERATIONAL CONTROL OF THE AIRCRAFT DURING ALL PERIODS THROUGHOUT
THE TERM OF THIS AGREEMENT. BOTH LESSOR AND LESSEE CERTIFIES BELOW THAT IT UNDERSTANDS ITS RESPONSIBILITIES FOR COMPLIANCE WITH ALL APPLICABLE FEDERAL AVIATION REGULATIONS. 
 AN EXPLANATION OF FACTORS BEARING ON OPERATIONAL CONTROL AND PERTINENT FEDERAL AVIATION REGULATIONS CAN BE OBTAINED FROM THE NEAREST FEDERAL AVIATION ADMINISTRATION FLIGHT STANDARDS DISTRICT OFFICE,
GENERAL AVIATION DISTRICT OFFICE, OR AIR CARRIER DISTRICT OFFICE. 
 THE PARTIES HERETO CERTIFY THAT A TRUE COPY OF THIS AGREEMENT SHALL BE
CARRIED ON THE AIRCRAFT AT ALL TIMES, AND SHALL BE MADE AVAILABLE FOR INSPECTION UPON REQUEST BY AN APPROPRIATELY CONSTITUTED IDENTIFIED REPRESENTATIVE OF THE ADMINISTRATOR OF THE FAA. 

IN WITNESS WHEREOF, the Lessor and the Lessee have each caused this Non-Exclusive Aircraft Lease Agreement to be duly
executed as of the Effective Date. 
  

									
	LESSOR: TitleMax Aviation, Inc.	 		 	LESSEE: TitleMax of Georgia, Inc.
					
	By:	 	
 

	 		 	By:	 	
 

	Print: Tracy Young	 		 	Print: Tracy Young
	Title: President	 		 	Title: Member of TitleMax Holdings, LLC, Shareholder

  
 -11-

 EXHIBIT A 
 Aircraft Make/Model: Bombardier CL-600-2B16 
 FAA Registration No.: N170TY 

Serial Number: 5702 
 Hull Value for Insurance:
$17.5 million 

  
 -12-

 EXHIBIT B 

Calculation of Rent 

Rental Deposit 
 Upon execution of this
Agreement, Lessee shall pay to Lessor a rental deposit of $5,000. This amount shall be credited towards Lessee’s future rent payment when due. If, at the time this Agreement is terminated, Lessee’s amounts owed to Lessor accrued and unpaid
hereunder are less than the deposit amount, any excess shall be refunded to Lessee. 
 Rent Payment Date 

Lessee shall pay to Lessor the full unpaid amount accrued as due hereunder in a single annual payment calculated for the period starting on January 1
(or, if none has occurred during the Term, the beginning of the Term) and ending on the subsequent December 31. Payment shall be on demand by Lessor (the “Rent Payment Date”) after December 31. 

Rental Charge 
 Rental charge per month:
$200,000 USD 

  
 -13-

 EXHIBIT C 

AIRCRAFT DELIVERY RECEIPT 
 This Aircraft Delivery Receipt is delivered on the date set out below by TitleMax of Georgia, Inc. (“Lessee”) to TitleMax Aviation, Inc. (“Lessor”) pursuant to the Non-Exclusive
Aircraft Lease Agreement entered into January 1, 2011, between Lessor and Lessee (the “Lease”). Capitalized terms used in this document shall have the meanings given to such terms in the Lease unless otherwise indicated. 

AIRCRAFT: N170TY 2006 Bombardier CL-600-2B16 s/n 5702 
 Lessee hereby confirms to Lessor that Lessee has at 8 a.m. on this 4th day of January, 2011, at Savnnah/Hilton Head International Airport, accepted delivery of the Aircraft pursuant to the Lease. Further,
Lessee confirms that it has inspected the Aircraft and found its condition to be without faults, except as listed below. (LIST ALL DISCOVERED FAULTS, NO MATTER HOW MINOR, IN AIRCRAFT CONDITION AT DELIVERY. Attach additional pages, if necessary.)

  

	
	 
	 

 HOURS AND CYCLES DATA (as of the date of this document): 
 Hours:
1433.7                                        
Cycles: 581 
 IN WITNESS WHEREOF, Lessee and Lessor have, by their duly authorized representatives, executed this Aircraft Delivery Receipt on
the date set forth above. 
  

									
	LESSEE: TitleMax of Georgia, Inc.	 		 	LESSOR: TitleMax Aviation, Inc.
					
	By:	 	
 

	 		 	By:	 	
 

	 Title:
	 	Member of TitleMax Holdings, LLC, Shareholder	 		 	Title:	 	 President

  
 -14-Servicing Agreement

 Exhibit 10.5 
 SERVICING AGREEMENT 
 THIS SERVICING AGREEMENT (this
“Agreement”), dated as of April 19, 2009, made and entered into by and among EquityAuto Loan, LLC, a Georgia limited liability company
(“EAL”), and TitleMax of Georgia, Inc., a Georgia corporation (“TitleMax”), 

W I T N E S S E T H : 
 WHEREAS, EAL is in the business of making loans secured by automobiles and is licensed and operates under the Georgia Industrial Loan Act; and 

WHEREAS, TitleMax is in the title pawn business and operates numerous retail locations in the State of Georgia; and

 WHEREAS, EAL wishes to offer its services in TitleMax locations; and 

WHEREAS, TitleMax is willing to originate and service EAL loans inside certain of its locations upon the terms described
herein. 
 NOW, THEREFORE, in consideration of the foregoing; other good and valuable consideration, and the
mutual terms and covenants contained herein, the parties hereto agree as follows: 
 ARTICLE I. 

DEFINITIONS 
 1.1. Defined Terms. As used in this Agreement, the following terms shall, unless the context otherwise requires, have the following meanings (such meanings to be equally applicable to the singular
and plural forms of the terms defined): 
 “Collections” shall mean all payments made by an Obligor on
any EAL Loan. 
 “EAL Loan” shall mean any consumer loan made by EAL,
whether originated by TitleMax under this Agreement or by another person. 
 “Locations” shall mean
those retail stores of TitleMax where the parties have agreeed EAL Loans may be originated and serviced. The Locations are listed on Schedule 1 attached hereto, which may be modified by amendments agreed to from time to time by the parties.

 “Month-End File” means a single month-end electronic file from TitleMax with respect to the EAL Loans
and Collections in such format as is reasonably requested by EAL. 
 “Obligor” shall mean any person
entering a consumer loan transaction with EAL. 

  
 1 

 ARTICLE II. 
 NATURE AND SCOPE OF RELATIONSHIP 
 2.1. Engagement.
EAL hereby engages TitleMax to perform the following duties at the Locations: 
 2.1.1 To
originate EAL Loans within the standards and guidelines promulgated by EAL and set forth in EAL’s operations manual (the “Operations Manual”), as updated and provided to TitleMax from time to time. 

2.1.2 To Service EAL Loans at the Locations in accordance with the requirements set forth on the
Operations Manual. 
 2.1.3 To prepare and submit electronically to EAL daily reports describing
the activities of TitleMax in connection with this Agreement, in such format as is reasonably requested y EAL. 
 2.1.4 To prepare and submit to EAL a Month-End File for each month (or portion thereof) during the term of this Agreement. 

2.1.5 To staff the EAL operation in a sufficient manner to initiate and receive contact with existing and
new customers with the goal of keeping each EAL Loan current. 
 2.2. Rights and Responsibilities of
TitleMax. At all times during the term of this Agreement: 
 2.2.1 TitleMax shall originate,
service and administer the EAL Loans on behalf of EAL and shall have full power and authority to do any and all things which it may deem reasonably necessary or desirable in connection with such origination, servicing and administration and which
are consistent with this Agreement. Consistent with the terms of this Agreement, TitleMax may waive, modify or vary any term of any EAL Loan, or consent to the postponement of strict compliance with any such term or in any manner, grant indulgence
to any Obligor under any EAL Loan if, in TitleMax’s reasonable determination, such waiver, modification, postponement or indulgence is not materially adverse to the interests of EAL; provided, however, that, unless
EAL shall otherwise give its prior consent, TitleMax shall not agree to any modification with respect to any EAL Loan that would reduce the unpaid balance thereof (except to give effect to actual payments thereof), reduce the rate or amount of
interest payable in connection therewith (except to give effect to actual payments thereof or as required by applicable law) or extend the due date thereof. Without limiting the generality of the foregoing, TitleMax in the name of EAL is hereby
authorized and empowered by EAL when TitleMax believes it appropriate in its best judgment to execute and deliver, on behalf of EAL, any and all titles, instruments of satisfaction or cancellation, or of partial or full release or discharge and all
other comparable instruments, with respect to the EAL Loans. 

  
 2 

 2.2.2 TitleMax shall keep separate records covering the
transactions contemplated by this Agreement, including the identity and collection status of each EAL Loan. 
 2.2.3 TitleMax shall submit all potential EAL Loans to the underwriting department of EAL, which will have the discretion to make the proposed loan. TitleMax sahll not act in a manner contrary to
EAL’s underwriting department instructions. 
 2.3. Collections. 

2.3.1 EAL shall establish a bank account (the “Segregated Account”)
with a bank reasonably acceptable to TitleMax into which all Collections shall be deposited. 
 2.3.2 TitleMax shall process Collections received in respect of all EAL Loans on the date received by recording the amount of the payment received from the related Obligor and the applicable account or
EAL Loan number. 
 2.3.3 All Collections received by TitleMax in respect of any EAL Loans will,
pending remittance to the Segregated Account as provided above, be held by TitleMax in trust for the exclusive benefit of EAL, and shall not be commingled with any other funds or property of TitleMax. 

2.3.4 TitleMax hereby irrevocably waives any right to set-off or otherwise deduct any amount owing by or
to it from any Collections received by it in respect of the EAL Loans prior to remittance thereof in accordance with this Agreement. 
 2.3.5 Except as required by applicable law, in performing its duties and obligations hereunder, TitleMax (i) shall not knowingly impair the rights of EAL in any EAL Loan, (ii) shall not amend
the terms of any EAL Loan other than in accordance with this Agreement, and (iii) shall not release any collateral securing an EAL Loan from the lien created by such EAL Loan except as specifically provided for herein. 

2.4. Reporting; Performance of Duties. 

2.4.1 By the fifth day of each calendar month, TitleMax shall provide EAL the Month End File for the preceding month. The
Month End File shall be accompanied by an invoice for the fees due to TitleMax. 
 2.4.2 In performing its
duties during the term of this Agreement, TitleMax shall (i) report to such officers or other employees EAL as EAL may designate from time to time; (ii) act prudently in accordance with customary and usual servicing procedures that it
would follow if it were servicing its own assets; (iii) act prudently in accordance with its own customary and usual servicing procedures for the servicing or active servicing, as appropriate, that it would follow if it were servicing its own
assets; (iv) comply with all applicable Federal 

  
 3 

 
and State laws and regulations governing TitleMax and the EAL Loans; and (v) use and exercise that degree of skill and attention that it would follow if it were servicing its own assets.

 2.5. Fees. In consideration for TitleMax’s performance of the above-described duties, EAL hereby
agrees to pay to TitleMax in arrears by the tenth day of each calendar month the following fees: (i) an origination fee of $50.00 for each EAL Loan originated by TitleMax; and (ii) a servicing fee of $14.00 for each EAL Loan for which
TitleMax receives a payment during the applicable month. Such shall be payable by the EAL, no later than 12:00 noon (Savannah, Georgia, time) on the day when due in immediately available funds by wire transfer to TitleMax’s account as directed
to EAL. 
 2.6. Funds. EAL shall establish a bank account (the “Loan Account”)
with a bank reasonably acceptable to TitleMax upon which TitleMax may draw checks for the funding of loans to EAL customers. EAL shall maintain sufficient balances in the Loan Account to fund all EAL Loans originated by TitleMax. The funds
hald in the Loan Account shall be the property of EAL. 
 2.7. Financial Reporting. TitleMax will
maintain a system of accounting established and administered in accordance with generally accepted accounting principles, and furnish to EAL when available, but in no event later than 120 days after the close of each of its fiscal years, an
unqualified audit report certified by independent certified public accountants of nationally recognized standing or otherwise reasonably acceptable to EAL, prepared in accordance with generally accepted accounting principles, including a balance
sheet as of the end of such period, a related profit and loss and reconciliation of surplus statement, and a statement of cash flows, accompanied by any management letter prepared by said accountants. Such financial statements may be submitted on a
consolidated basis. 
 2.8 Software. EAL will supply software (the “EAL Software”) for use by
TitleMax in originating and servicing EAL Loans. The EAL Software shall remain the property of EAL and may be used by TitleMax only for the origination and servicing of EAL Loans. EAL shall have the right to modify the EAL Software and will provide
training to TitleMax employees as to its use. 
 ARTICLE III. 

REPRESENTATIONS AND WARRANTIES 
 3.1. Representations and Warranties of TitleMax. TitleMax makes the following representations and warranties to EAL: 

3.1.1 TitleMax is a corporation duly organized, validly existing and in good standing under the laws of
the State of Georgia and in each other jurisdiction where the conduct of its business requires it to be in good standing, except where the failure to be so qualified could not reasonably be expected to have a material adverse effect on TitleMax.
TitleMax has obtained all necessary licenses and approvals in all jurisdictions in which the conduct of its business (including the servicing of the EAL Loans) requires or will require such qualifications. 

  
 4 

 TitleMax has full corporate power and authority to enter
into this Agreement and to carry out the provisions of this Agreement. 
 3.1.2 This Agreement
and all other instruments or documents to be delivered hereunder or pursuant hereto, and the transactions contemplated hereby, have been duly authorized by all necessary corporate proceedings of TitleMax. This Agreement has been duly and validly
executed and delivered by TitleMax and, assuming due authorization, execution and delivery by each other party hereto, this Agreement is a valid and legally binding agreement of TitleMax enforceable in accordance with its terms. 

3.1.3 There are no proceedings or investigations pending or, to TitleMax’s knowledge, threatened
against TitleMax before any court, regulatory body, administrative agency or other tribunal or governmental instrumentality having jurisdiction over TitleMax or its properties (i) asserting the invalidity of this Agreement, (ii) seeking to
prevent the consummation of any of the transactions contemplated by this Agreement, or (iii) seeking any determination or ruling that might materially and adversely affect the performance by TitleMax of its obligations under, or the validity or
enforceability of this Agreement. 
 3.1.4 No consent, approval, authorization or order of or
declaration or filing with any governmental authority is required for the consummation of the transactions contemplated by this Agreement except such as have been duly made or obtained. 

3.1.5 The practices used or to be used by TitleMax to monitor collections with respect to the EAL Loans
and repossess and dispose of the motor vehicles related to the EAL Loans will be, in all material respects, legal, proper and in conformity with the requirements of all applicable federal and state laws, rules and regulations. 

3.2 Representations and Warranties of the EAL. EAL hereby represents and warrants as to itself as follows:

 3.2.1 EAL is a limited liability company duly organized under the laws of the State of
Georgia. EAL is validly existing and in good standing under the laws of its state of organization and is duly qualified to do business and is in good standing as a foreign limited liability company and has and holds all limited liability company
power and all governmental licenses, authorizations, consents and approvals required to carry on its business in each jurisdiction in which its business is conducted except where the failure to so qualify or so hold could not reasonably be expected
to have a material mdverse effect. 
 3.2.2 The execution and delivery by EAL of this Agreement,
and the performance of its obligations hereunder, and EAL’s use of the proceeds of the EAL Loans made hereunder, are within its corporate powers and authority and 

  
 5 

 
have been duly authorized by all necessary corporate action on its part. This Agreement has been duly executed and delivered by EAL. 

3.2.3 The execution and delivery by EAL of this Agreement, and the performance of its obligations
hereunder and thereunder, do not contravene or violate (i) its organizational documents, (ii) any law, rule or regulation applicable to it, (iii) any restrictions under any agreement, contract or instrument to which it is a party or
by which it or any of its property is bound, or (iv) any order, writ, judgment, award, injunction or decree binding on or affecting it or its property. 

3.2.4 No authorization or approval or other action by, and no notice to or filing with, any Governmental
Authority or regulatory body is required for the due execution and delivery by EAL of this Agreement and the performance of its obligations hereunder and thereunder. 

3.2.5 There is no litigation, arbitration, governmental investigation, proceeding or inquiry pending or,
to the knowledge of any of their officers, threatened against or affecting EAL which could reasonably be expected to have a material adverse effect or which seeks to prevent, enjoin or delay the making or repayment of any EAL Loans. 

3.2.6 This Agreement constitutes the legal, valid and binding obligations of enforceable against it in
accordance with their respective terms, except as such enforcement may be limited by applicable bankruptcy, insolvency, reorganization or other similar laws relating to or limiting creditors’ rights generally and by general principles of equity
(regardless of whether enforcement is sought in a proceeding in equity or at law). 
 3.2.7 EAL
shall at all times maintain all licenses required for making and holding the EAL Loans, including but not limited to a permit to operate under the Georgia Industrial Loan Act. 
 ARTICLE IV. 
 TERMINATION 

5.1. Termination. This Agreement may be terminated by either party upon ten (10) days’ notice to the
other. Upon termination, EAL shall make a final payment to TitleMax of the amounts due hereunder. 
 5.2.
Cooperation Post-Termination. In the event of termination under Section 5.1, TitleMax shall provide reasonable access to its facilities and shall provide reasonable assistance and cooperation in the transition of files to any successor
servicer or other parties assuming the servicing responsibilities. TitleMax agrees to cooperate with any successor servicer in effecting the termination of responsibilities and rights of TitleMax under this Agreement, including without limitation,
the transfer to the successor by it of all cash amounts that shall at the time be held by TitleMax for deposit. 

  
 6 

 ARTICLE V. 
 ENFORCEMENT OF REMEDIES 
 6.1. Information.
TitleMax shall cooperate fully with EAL and promptly inform EAL of any and all changes or developments of which itleMax becomes aware that may materially affect the EAL Loans. 

6.2. Enforcement Suits. TitleMax shall assist EAL in the event legal proceedings are commenced to enforce any EAL
Loan. As reasonably requested by EAL, TitleMax shall assist in procuring any necessary and appropriate documents, testimony or other information needed in order to enable EAL to carry out such proceeding and with respect to enforcement of
rightsunder the EAL Loans. 
 ARTICLE VI. 
 ACCESS AND INSPECTION 
 7.1. Access. TitleMax
shall provide EAL access to its facilities upon reasonable request and during normal business hours of TitleMax and to the extent that such access would not significantly disrupt the orderly conduct of business at such facilities. 

7.2. Inspection. TitleMax shall permit EAL, its employees and authorized agents: (i) to inspect the books and
records of TitleMax as they may relate to the EAL Loans, the obligations of TitleMax under this Agreement and its business; (ii) to discuss the affairs, finances and accounts of TitleMax with any of its officers, directors and representatives,
including its accountants; and (iii) to monitor the performance by TitleMax under this Agreement with respect to such matters as EAL shall deem appropriate in its sole discretion. Such surveillance may include presence at any of TitleMax’s
offices of any such employee or agent on a full or part time basis at the option of EAL. 
 ARTICLE VII. 

INDEMNIFICATION 
 8.1. Indemnity by TitleMax. 
 8.1.1 TitleMax
shall indemnify and hold harmless each of EAL and its officers, employees and agents against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments and any other costs, fees and expenses that any of such
persons may sustain in any way related to the negligence or misconduct of TitleMax in its performance under the terms of this Agreement, or arising from any breach of the representations and warranties of TitleMax set forth herein. TitleMax shall
notify EAL as soon as possible if a claim is made by a third party with respect to this Agreement or any EAL Loan. The right to indemnification set forth in this paragraph shall survive the termination of this Agreement. 

8.1.2 TitleMax may accept and reasonably rely on all accounting and servicing records and other
documentation provided to TitleMax, including documents prepared or maintained by EAL or any party providing services related 

  
 7 

 
to the EAL Loans (each, a “third party”). TitleMax shall have no duty, responsibility, obligation or liability (collectively
“liability”) for the acts or omissions of any third party. If any error, inaccuracy or omission (collectively “error”) exists in any information provided to TitleMax and
such error causes or materially contributes to TitleMax making or continuing any error (a “continuing error”), TitleMax shall have no liability for such continuing error; provided, however,
that this provision shall not protect TitleMax against any liability arising from its misconduct, bad faith or negligence in discovering or correcting or failing to discover or correct any error or in the performance of its duties contemplated
herein. 
 8.1.3 If TitleMax becomes aware of any error or continuing error which in the opinion
of TitleMax impairs its ability to perform its services hereunder, TitleMax shall promptly notify EAL thereof, and TitleMax may undertake such data or records reconstruction as it deems appropriate to correct any such error or continuing error and
to prevent future continuing error. To the extent it is not otherwise reimbursed under this Agreement, TitleMax shall be entitled to recover its costs incurred in correcting any such error or continuing error. 

8.2. Indemnity by EAL. EAL shall indemnify and hold harmless TitleMax and its officers, employees and agents
against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses TitleMax may sustain in any way related to (i) the negligence, misconduct, actions, inactions or
errors of any other party based upon any matter related to or arising out of the EAL Loans or this Agreement, including prior servicing and collection efforts, compliance with all applicable laws, and the provision of accounting and servicing
records and other documentation regarding the EAL Loans provided to TitleMax, except for any claims, losses, penalties, fines, forfeitures, legal fees and related costs and judgments arising from TitleMax’s own negligence or misconduct; or
(ii) the conduct of TitleMax undertaken at the direction of EAL or its authorized agents which relates to the transfer of servicing to TitleMax. The right to indemnification set forth in this paragraph shall survive termination of this
Agreement. 
 ARTICLE VIII. 
 MISCELLANEOUS 
 9.1. No Waiver. No failure or
delay of any party hereto in exercising any power, right or remedy under this Agreement shall operate as a waiver thereof nor shall any single or partial exercise of any such power, right or remedy preclude any other or further exercise thereof or
the exercise of any other power, right or remedy except by a written instrument signed by the party to be charged or as otherwise expressly provided herein. 
 9.2. Notices. Except as otherwise provided herein, all notices, requests, consents, demands and other formal communications given hereunder shall be in writing. All notices of whatever kind shall
be either personally delivered or sent by telecopy or other form of rapid transmission and confirmed by United States mail, properly addressed and with full postage prepaid to the following: 

  
 8 

			
	 To TitleMax:
	  	
		
		  	TitleMax of Georgia, Inc.
		  	15 Bull Street, Suite 200
		  	Savannah, Georgia 31401
		  	Attention: John W. Robinson, III
		  	Phone: (912)629-1521
		  	Fax: (912)525-2679
		
	 To EAL:
	  	
		
		  	Equity Auto Loan, LLC
		  	15 Bull Street, Suite 200
		  	Savannah, Georgia 31401
		  	Attention: Tracy Young
		  	Phone: (912)629-1522
		  	Fax: (912)525-2679.

 9.3
Further Assurances. Each. party agrees, if reasonably requested by any other party, to execute and deliver such additional documents or instruments and take such further actions as may be reasonably necessary to effect the transactions
contemplated by this Agreement. 
 9.4 Counterparts. This Agreement may be executed in counterparts
(including counterparts evidenced by facsimile transmission), each of which shall be deemed an original but all of which taken together shall constitute but one and the same document. 

9.5. Entire Agreement. This Agreement contains the entire agreement between the parties hereto with respect to the
transactions contemplated hereby and supersedes all prior understandings, negotiations, commitments and writings with respect hereto. 
 9.6. Amendments. This Agreement may not be modified, changed or supplemented except upon the express written consent of each party hereto. 

9.7. Governing Law. This Agreement shall be governed by and construed in accordance with the internal laws of the
State of Georgia. 
 9.8 Notice of Certain Events. The parties to this Agreement agree to notify each
other of any bankruptcy, probate or other similar notice that affects any EAL Loan, and any other claims or demands which adversely affect or could reasonably be expected to adversely affect any other party to this Agreement within three
(3) business days of such party’s knowledge thereof. 

  
 9 

 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed as of the date first written above. 
  

			
	 TITLEMAX OF GEORGIA, INC.

		
	 By:
	 	

		 	John. W. Robinson, III
		 	President
	
	 EQUITYAUTO LOAN, LLC

		
	 By:
	 	

		 	Tracvy Young
		 	Manager

  
 10 

 SCHEDULE 1 
 Locations 

  
 11

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