Document:

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                                                                   Exhibit 10.29

                              OVERADVANCE TERM NOTE

$5,300,000.00                                                St. Louis, Missouri
                                                               September 1, 2000

         For value received, BEKINS DISTRIBUTION SERVICES CO, INC., formerly
known as BDS Acquisition Company, Inc., a Delaware corporation ("Borrower"),
promises to pay to the order of BANK OF AMERICA, N.A., a national banking
association formerly NationsBank, N.A., formerly The Boatmen's National Bank of
St. Louis ("Bank") the principal sum of FIVE MILLION THREE HUNDRED THOUSAND AND
NO/100 DOLLARS ($5,300,000.00) in installments in the amounts and on the dates
as provided in the Loan Agreement (defined below). Borrower shall pay the entire
outstanding principal balance under this Overadvance Term Note (this "Note"),
plus all interest accrued thereon, on the Termination Date.

         Borrower further promises to pay interest from the date hereof on the
balance of said principal from time to time outstanding at a per annum rate or
rates determined pursuant to the Loan Agreement. After maturity, whether by
acceleration or otherwise, the overdue principal and, to the extent permitted by
law, overdue interest at maturity in respect of this Note and all other overdue
amounts owing hereunder shall bear interest, payable on demand, at a rate set
forth in the Loan Agreement. All such interest shall be computed on the basis of
a year deemed to consist of 360 days and paid for the actual number of days
elapsed. Interest shall be payable on such dates as are provided under the Loan
Agreement.

         Both principal and interest are payable in Dollars to Bank at its
Applicable Lending Office.

         This Note is the Overadvance Term Note referred to in, and is issued
under the terms of, and pursuant to the provisions of, that certain Second
Amended and Restated Loan Agreement of even date herewith, between Bank and
Borrower, as amended, modified, restated or replaced from time to time whether
prior to or after the date of this Note (the "Loan Agreement"). All capitalized
terms used and not otherwise defined herein shall have the same meanings as
given them in the Loan Agreement.

         This Note is secured by the Collateral described in the Loan Documents,
executed from time to time by Borrower in favor of Bank as set forth in the Loan
Agreement and reference to the Loan Documents and the Loan Agreement is made for
a statement of the rights of the Bank with respect to such Collateral.

         Borrower shall prepay the principal amount of this Note to the extent
required in the Loan Agreement. Borrower may prepay the principal amount of this
Note to the extent and upon the conditions provided in the Loan Agreement.

         The date and amount of all disbursements and receipts representing
principal and receipts of interest by Bank with respect to the Overadvance Term
Loan shall be recorded by Bank in the records it maintains with respect thereto.
The failure to record, or any error in recording, any of the foregoing shall
not, however, affect the obligations of Borrower under this Note to repay the
principal amount advanced hereunder together with all interest accruing thereon.
Such record as maintained by Bank shall constitute prima facie evidence of the
amount outstanding under this Note.

         Reference is made to the Loan Agreement for provisions regarding the
acceleration of the maturity hereof on the occurrence of any Event of Default,
which provisions are incorporated herein by this reference.

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         If this Note shall not be paid as herein provided and shall be placed
in the hands of an attorney for collection, Borrower hereby promises to pay the
reasonable fees and actual expenses of such attorney in addition to the full
amount due hereon, whether or not litigation should be commenced.

         Demand for payment, protest, notice of dishonor, and all other notices
and demands under this Note and any and all lack of diligence in the enforcement
of this Note are hereby waived by all who are or shall become parties to this
Note and the same hereby assent to each and every extension or postponement of
the time of payment, at or after demand, or other indulgence, and hereby waive
any and all notice thereof.

         No amendment, modification or waiver of any provision of this Note, nor
consent to any departure by Borrower herefrom, shall be effective unless the
same shall be in writing signed by an authorized officer of Bank, and then only
in the specific instance and for the purpose for which given. No failure on the
part of Bank to exercise, and no delay in exercising, any right under this Note
shall operate as a waiver thereof, nor shall any single or partial exercise by
Bank of any right under this Note preclude any other or further exercise
thereof, or the exercise of any other right. Each and every right granted to
Bank under this Note or allowed to it at law or in equity shall be deemed
cumulative and such remedies may be exercised from time to time concurrently or
consecutively at Bank's option.

         All notices required to be given or which may be given in connection
with this Note shall be given in the manner required for notices under the Loan
Agreement.

         This Note is governed by and shall be interpreted in accordance with
the laws of the State of Missouri.

                                 BEKINS DISTRIBUTION SERVICES CO., INC.,
                                 formerly known as BDS Acquisition Company, Inc.

                                 By: /s/ Daniel P. Kelly
                                     -----------------------
                                 Name: Daniel P. Kelly
                                 Title: President

                                       2<PAGE>   1
                                                                   Exhibit 10.30

                                 REVOLVING NOTE

$1,500,000.00                                                St. Louis, Missouri
                                                               September 1, 2000

         For value received, BEKINS DISTRIBUTION SERVICES CO., INC, formerly
known as BDS Acquisition Company, Inc., a Delaware corporation ("Borrower"),
promises to pay to the order of BANK OF AMERICA, N.A., a national banking
association formerly NationsBank, N.A., formerly The Boatmen's National Bank of
St. Louis ("Bank") the principal sum of ONE MILLION FIVE HUNDRED THOUSAND AND
NO/100 DOLLARS ($1,500,000.00) or such lesser aggregate unpaid principal amount
as shall be outstanding under this Revolving Note (this "Note"), plus all
interest accrued thereon, on the Revolving Loan Termination Date.

         Borrower further promises to pay interest from the date hereof on the
balance of said principal from time to time outstanding at a per annum rate or
rates determined pursuant to the Loan Agreement (defined below). After maturity,
whether by acceleration or otherwise, the overdue principal and, to the extent
permitted by law, overdue interest at maturity in respect of this Note and all
other overdue amounts owing hereunder shall bear interest, payable on demand, at
a rate set forth in the Loan Agreement. All such interest shall be computed on
the basis of a year deemed to consist of 360 days and paid for the actual number
of days elapsed. Interest shall be payable on such dates as are provided under
the Loan Agreement.

         Both principal and interest are payable in Dollars to Bank at its
Applicable Lending Office.

         This Note is the Revolving Note referred to in, and is issued under the
terms of, and pursuant to the provisions of, that certain Second Amended and
Restated Loan Agreement dated of even date herewith, between Bank and Borrower,
as amended, modified, restated or replaced from time to time whether prior to or
after the date of this Note (the "Loan Agreement"). All capitalized terms used
and not otherwise defined herein shall have the same meanings as given them in
the Loan Agreement.

         This Note is secured by the Collateral described in the Loan Documents,
executed from time to time by Borrower in favor of Bank as set forth in the Loan
Agreement and reference to the Loan Documents and the Loan Agreement is made for
a statement of the rights of the Bank with respect to such Collateral.

         Borrower shall prepay the principal amount of this Note to the extent
required in the Loan Agreement. Borrower may prepay the principal amount of this
Note to the extent and upon the conditions provided in the Loan Agreement.

         The date and amount of all disbursements and receipts representing
principal and receipts of interest by Bank with respect to the Revolving Loan
shall be recorded by Bank in the records it maintains with respect thereto. The
failure to record, or any error in recording, any of the foregoing shall not,
however, affect the obligations of Borrower under this Note to repay the
principal amount advanced hereunder together with all interest accruing thereon.
Such record as maintained by Bank shall constitute prima facie evidence of the
amount outstanding under this Note.

         Reference is made to the Loan Agreement for provisions regarding the
acceleration of the maturity hereof on the occurrence of any Event of Default,
which provisions are incorporated herein by this reference.

<PAGE>   2

         If this Note shall not be paid as herein provided and shall be placed
in the hands of an attorney for collection, Borrower hereby promises to pay the
reasonable fees and actual expenses of such attorney in addition to the full
amount due hereon, whether or not litigation should be commenced.

         Demand for payment, protest, notice of dishonor, and all other notices
and demands under this Note and any and all lack of diligence in the enforcement
of this Note are hereby waived by all who are or shall become parties to this
Note and the same hereby assent to each and every extension or postponement of
the time of payment, at or after demand, or other indulgence, and hereby waive
any and all notice thereof.

         No amendment, modification or waiver of any provision of this Note, nor
consent to any departure by Borrower herefrom, shall be effective unless the
same shall be in writing signed by an authorized officer of Bank, and then only
in the specific instance and for the purpose for which given. No failure on the
part of Bank to exercise, and no delay in exercising, any right under this Note
shall operate as a waiver thereof, nor shall any single or partial exercise by
Bank of any right under this Note preclude any other or further exercise
thereof, or the exercise of any other right. Each and every right granted to
Bank under this Note or allowed to it at law or in equity shall be deemed
cumulative and such remedies may be exercised from time to time concurrently or
consecutively at Bank's option.

         All notices required to be given or which may be given in connection
with this Note shall be given in the manner required for notices under the Loan
Agreement.

         This Note is governed by and shall be interpreted in accordance with
the laws of the State of Missouri.

                                 BEKINS DISTRIBUTION SERVICES CO., INC.,
                                 formerly known as BDS Acquisition Company, Inc.

                                 By: /s/ Daniel P. Kelly
                                    -----------------------
                                 Name: Daniel P. Kelly
                                 Title: President

                                       2

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