Document:

Real Estate Lease Agreement

 Exhibit 10.8 
 REAL ESTATE LEASE 
 This REAL ESTATE LEASE (hereinafter referred
to as this “Lease”), made as of the 1st day of September, 2008, by and between TY Investments, LLC (“Landlord”), and TITLEMAX OF GEORGIA, INC., an Georgia corporation (“Tenant”), 

W I T N E S S E T H: 
 IN CONSIDERATION of the rents to be paid and in consideration of the agreements and conditions herein contained, Landlord and Tenant agree as follows: 

1. Premises: Landlord hereby rents to Tenant and Tenant hereby rents from Landlord the property generally known as
21 East Gordon Street, Unit C, Savannah, GA 31401(the “Premises”). 
 2. Term: The initial term
of this Lease shall be for a period of five (5) years beginning September 1, 2008. 
 3. Rent:
During the term hereof, Tenant shall pay Landlord a fixed monthly rental of $2,897.13. The rent shall be paid to Darby Bank & Trust Company; Account Number #1470830 via ACH, in equal monthly installments in advance on the first day of each
month during the term of this Lease unless otherwise stipulated. The first and last month shall be prorated if this Lease begins other than on the first day of a month. Rent will be considered late on the 10th of the month and at that time subject
to a $50.00 late fee. 
 4. Utilities and Other Expenses: Tenant shall promptly pay for all public or
private utilities separately metered and rendered or furnished to the Premises during the term hereof, including telephone, electricity, heat, air conditioning, water, gas, etc., and shall bear all other expenses in connection with the operation of
Tenant’s business on the Premises. 
 5. Alterations and Improvements: Tenant shall have the right
to make alterations or improvements to the interior of the Premises without the prior written consent of Landlord. Any permanent improvements shall become the property of Landlord at the expiration or termination of this Lease. However, any
improvements of a temporary nature may be made by Tenant and removed by it at the expiration or termination hereof. 
 6. Eminent Domain or Condemnation: In the event that all or any part of the demised Premises shall be taken or conveyed under the power of eminent domain or threat thereof, the term of this Lease
shall terminate as to the part so taken effective as of the date possession shall be required to be delivered, and rent shall be proportionately abated. Should the taking be so extensive as to affect Tenant’s continuance in business on the
Premises, then Tenant shall have the option of terminating this Lease as of that time. Any and all payments received from such taking or conveyance representing the value of the land and the improvements located thereon shall inure to the benefit of
and be the property of Landlord, except for improvements constructed by Tenant. In the event of a threatened taking or conveyance, Tenant shall be entitled independently to pursue any remedies it may have against the taking authority concerning its
property, including loss of property or profits. 
 7. Notices: All notices required to be given
hereunder shall be in writing and shall be 

  
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delivered either by hand or by certified mail, return receipt requested, at the address of the parties shown below or at such other address as is subsequently provided under the terms of this
paragraph. The date of such notice shall be either the date of delivery if delivered by hand or the date shown on the return receipt card if mailed. However, if mailed and delivery is refused, then the effective date of delivery shall be the date of
refusal, or if the notice if unclaimed, then three (3) days after the posting thereof with adequate postage and address shown thereon. 
  

			
	 Landlord’s address:
	  	 TY Investments, LLC

		  	 15 Bull St, Suite 200

		  	 Savannah, GA 31401

		  	 Attn: Leasing Manager

		
	 Tenant’s address:
	  	 TitleMax of Georgia, Inc.

		  	 15 Bull Street, Suite 200

		  	 Savannah, Georgia 31401

		  	 Attn: Leasing Manager

 8. Maintenance and Repairs: Tenant shall be responsible for maintaining and repairing the roof, exterior walls, gutters, water spouts, plate glass and the air conditioning, heating, plumbing and
electrical systems and equipment of the Premises and shall keep the same in good condition and repair. 
 9.
Operating Expenses: During the term of this Lease Tenant shall pay to Landlord as additional rent all ad valorem taxes and operating expenses and other charges of every kind and nature (“Operating Expenses”) incurred or paid by
Landlord in connection with the maintenance, repair, operation, management, or ownership of the Premises. If requested, Tenant agrees to pay Landlord on the first day of each calendar month, together with the payment of rent, such amount as Landlord
estimates from time to time as necessary to pay such expenses. Landlord shall bill Tenant annually after the end of each year for such expenses. In the event the aggregate of Tenant’s installments during the year shall be less than the amount
of Operating Expenses due from Tenant, such deficiency shall be paid to Landlord within ten (10) days after demand therefore. In the event the aggregate of Tenant’s installments during the year shall be more than the amount of Operating
Expenses due from Tenant, such overpayment shall be applied to Tenant’s next monthly installment of Operating Expenses and Rent. 
 As used herein, the term “Operating Expenses” shall include the cost of maintaining casualty and public liability insurance covering the Premises, real estate ad valorem taxes and all costs of
managing, operating and maintaining the Premises, including but not limited to: costs of constructing, maintaining and repairing on site and off-site traffic controls; decorating, painting, lighting, sanitary control, and removal of trash, garbage
and other refuse; maintenance, repair and replacement of utility systems serving any common areas, including water, sanitary sewer and storm water lines and other utility lines, pipes and conduits; costs of utilities, including water, sewer,
electricity, and gas; janitorial, sweeping and cleaning services, trash bin rentals, trash pickup fees, licenses, permits and inspection fees; parking lot painting and restriping; planting, irrigating, gardening and landscaping; signs and markers;
parking control and security guards and fire protection or detection service; all general maintenance and repair; other general operation and maintenance costs and expenses; all labor and supplies required by the foregoing; and administrative costs
directly attributable thereto. 

  
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 10. Common Area: Any Common Areas made available by Landlord in
appurtenant to the Premises shall be subject to the exclusive control and management of Landlord, as expressly reserving to Landlord, without limitation, the right to change the size, area, level, location, and arrangement of parking areas and other
common facilities and to remodel, upgrade or construct buildings and other improvements including, without limitation, parking facilities, kiosks, planters, pools, free standing buildings, or other improvements. Landlord may offer temporary
facilities in the form of tents, trailers, kiosks and the like. No use of the Common Area shall require approval from any tenant of the shopping center, nor shall any construction activity constitute a constructive eviction of any tenant of the
shopping center. 
 Tenant is hereby given a license (in common with all others to whom Landlord has and may
hereinafter grant rights) to use, during the term, any Common Areas as they may now or at any time during the term exist, provided, however, that if the size, location or arrangement of such Common Areas or the type of facilities that form a part
thereof be changed or diminished, Landlord shall not be subject to any liability therefore, nor shall Tenant be entitled to any compensation or diminution or abatement of rent therefore, nor shall such change or diminution of such areas be deemed
constructive or actual eviction. 
 11. Licenses: Tenant shall be responsible for all business licenses
at the Premises. 
 12. Compliance with Laws: Tenant will comply with all federal, state and local laws,
rules, regulations and permits and all condition restrictions with regard to the use of the Premises. 
 13.
Insurance: In the event Tenant fails at any time during the Term to maintain required insurance or to provide evidence thereof following a request, Landlord shall have the right, but not the duty, to procure such insurance and Tenant shall
pay to Landlord the costs and expenses thereof upon demand. At all times after the execution of this Lease, the following insurance shall be maintained: 
 (a) Landlord shall keep or cause to be kept insurance against loss or damage by fire, explosion, vandalism, malicious mischief, and all other hazards included in an all-risks extended coverage endorsement
in an amount not less than sixty-five percent (65%) of the Full Replacement Cost of the Premises, plus any other insurance that Landlord in its sole discretion deems necessary for the Premises. Tenant shall reimburse, as additional rent, the
cost of such insurance upon invoice from Landlord. 
 (b) Tenant shall procure and maintain in full force and
effect public liability insurance insuring against all liability of Tenant and Tenant’s employees and agents arising in, on, or about the Premises, or from or in connection with Tenant’s use or occupancy of the Premises, or Tenant’s
contractual liabilities pursuant to this Lease, with liability limits of not less than One Million Dollars ($1,000,000) for injury or death to one or more persons and with property damage limits of Three Hundred Thousand Dollars ($300,000) for any
one occurrence. Tenant shall pay the cost of all insurance coverage which Tenant is required to procure and maintain under this Lease. 
 (c) Tenant shall be responsible for any insurance against loss or damage to: (i) Tenant’s fixtures, including floor coverings and equipment which may be from time to time located in the
Premises; (ii) trade fixtures and equipment of others which are in Tenant’s possession and which are located within the Premises; and (iii) the contents of the Premises. As long as this Lease is in effect, the proceeds from any such
policy shall be used only for the repair or replacement of said personal property. 
 (d) Tenant shall maintain
and keep in force all employee compensation insurance required under applicable Worker’s Compensation Acts. 

  
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 14. Default: Upon a breach of this Lease by Tenant, Landlord may
terminate this Lease, in which event Tenant shall immediately surrender the Premises to Landlord; but if Tenant shall fail to do so, Landlord may without further notice and without prejudice to any other remedy Landlord may have for possession or
arrearages in rent, enter upon the Premises and expel or remove Tenant and its effects. Tenant shall have ten (10) days thereafter to remove any personal property belonging to Tenant which remains on the Premises. Thereafter, all such personal
property shall become the property of Landlord. 
 15. Attorneys Fees: If either party commences an
action against the other to enforce any of the terms hereof or because of the breach by either party of any of the terms hereof, the losing party shall pay to the prevailing party reasonable attorneys’ fees in the amount of fifteen percent
(15%) of any sum collected, together with all costs and expenses, and a right to such attorneys’ fees and expenses shall be deemed to have accrued upon the commencement of such action and shall be enforceable whether or not such action is
prosecuted to judgment. 
 16. Controlling Law: This Lease shall be construed in accordance with the laws
of the State of Georgia. Time is of the essence of this Lease. 
 IN WITNESS WHEREOF, this Lease has been
executed in duplicate under seal between Landlord and Tenant as of the date first above written. 
  

							
		 		 	 TENANT:

		 		 	 TITLEMAX OF GEORGIA, INC.

			
		 		 	
 

			
		 		 	 LANDLORD:

		 		 	 TY Investments LLC

				
		 		 	 By:
	 	
 

		 		 		 	 Tracy Young, Member

				
	 Signed, sealed and delivered
	 		 		 	
	 in the presence of:
	 		 		 	
				
	
 

	 		 		 	
	 Witness
	 		 		 	

  
 Page 4 of 4Sublease Agreement

 Exhibit 10.9 
 SUBLEASE 
 This Agreement, made and entered into as of the 29 day of August
2008, by and among TitleMax of Georgia, Inc. (“Tenant”), whose address is 15 Bull Street, Suite 200, Savannah, Georgia 31401, EquityAuto Loan, LLC (“New Tenant”), whose address is 15 Bull Street, Suite 200, Savannah, Georgia
31401, and National Retail Properties LP (“Landlord”), whose address is 450 S. Orange Avenue Suite 900, Orlando, FL 32801, 
 W I T N E S S E T H: 
 Whereas, Tenant currently leases 2,024 square feet
of space known as 465 W. Pike Street, Lawrenceville, Georgia (the “Property”) from Landlord under the terms of a lease (the ‘Lease”) dated August 29, 2008; and 

Whereas, Tenant wishes to sublease the Property to New Tenant; and 

Whereas, Landlord has agreed to the sublease as requested by Tenant and New Tenant. 

NOW, THEREFORE, for and in consideration of the mutual agreements hereinafter contained, and other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, the parties hereto do agree as follows: 
 1. Sublease. Tenant
hereby subleases the Property to New Tenant, with the terms of the sublease being identical to the Lease. New Tenant shall make its sublease payments to Landlord directly, and Landlord will credit such payments to the Lease as if the same were
received from Tenant. 
 2. No Release. Tenant shall not, by virtue of this Agreement or otherwise, be released from any
liability under the Lease. 

  
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 IN WITNESS WHEREOF, Landlord, Tenant and New Tenant have executed this Agreement as of the
day and year first written. 
  

							
		 		 	LANDLORD:
			
		 		 	  

				
	  
	 		 	 By:
	 	  

	Witness	 		 	Title:
			
		 		 	TENANT:
		 		 	TITLEMAX OF GEORGIA, INC
	

	 		 	By:	 	

	Witness	 		 	Title: Tracy Young, President
			
		 		 	NEW TENANT:
		 		 	EQUITY AUTO LOAN, LLC
	

	 		 	By:	 	

	Witness	 		 	Title: Tracy Young, President

  
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