Document:

Second Amendment to the Credit Agreement and Waiver

 Exhibit 10.4 
  
 SECOND AMENDMENT TO CREDIT AGREEMENT AND WAIVER 
  
 This SECOND AMENDMENT TO CREDIT AGREEMENT AND WAIVER (this “Amendment”), dated as of April 20, 2004, is
entered into by and among COST PLUS, INC., a California corporation (the “Borrower”), each lender from time to time party to the Credit Agreement referred to below (each, a “Lender,” and collectively, the
“Lenders”) and BANK OF AMERICA, N.A., as Administrative Agent (in such capacity, the “Administrative Agent”) and L/C Issuer. 
  

RECITALS 
  
 A. The Borrower, the Lenders, and the Administrative Agent are parties to a Credit Agreement dated as of May 30, 2002, as amended by that Amendment to
Credit Agreement dated as of February 12, 2003 (as so and further amended, restated, extended, supplemented or otherwise modified from time to time, the “Credit Agreement”), pursuant to which the Administrative Agent and the Lenders
have extended certain credit facilities to the Borrower. 
  
 B. At
the time of the execution of the Credit Agreement, certain capital leases were inadvertently characterized as operating leases and therefore not correctly scheduled under the Credit Agreement. 
  
 C. With respect to one of the capital leases referred to in Recital B,
the Borrower is currently contemplating acquiring the real property that is the subject of such capital lease. 
  
 D. The Borrower has requested that the Administrative Agent and the Lenders agree to certain amendments to the Credit Agreement to (i) correctly reflect
the capital leases referred to in Recital B and to provide certain waivers in connection with the prior inadvertent classification as operating leases under the Credit Agreement, and (ii) permit the Borrower to acquire the real property
referred to in Recital C, and the Lenders have agreed to such request, subject to the terms and conditions of this Amendment. 
  
 NOW, THEREFORE, for valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto hereby agree as follows:

  
 1. Defined Terms. Unless otherwise defined herein,
capitalized terms used herein shall have the meanings, if any, assigned to such terms in the Credit Agreement. 
  
 2. Interpretation. The rules of interpretation set forth in Sections 1.02, 1.03, 1.04, 1.05, 1.06 and
1.07 of the Credit Agreement shall be applicable to this Amendment and are incorporated herein by this reference, except that any reference in this Amendment to a section is, unless otherwise stated, a reference to a section of the Credit
Agreement. 

 3. Amendment of Credit Agreement. Subject to the terms and conditions hereof, effective as of the
Effective Date, the Credit Agreement shall be amended as follows: 
  
 (a) Section 1.01 shall be amended by inserting the following definition in alphabetical order: 
  
 “Existing Windsor Facility” means the Borrower’s distribution facility and related assets commonly known as Building
1 in Windsor, Virginia. 
  
 “Existing
Windsor Facility Lease” means that certain Lease Agreement relating to the Existing Windsor Facility entered into by and between the Borrower and G.E.M. Big Bethel LLC dated as of November 1, 2001, as amended. 
  
 “New Windsor Facility” means the
distribution facility and related assets to be constructed and completed on or before November 15, 2005 in Windsor, Virginia, adjacent to the Existing Windsor Facility. 
  
 (b) Section 7.01(a) shall be amended by (i) deleting the word “and” from the end of subsection (xii)
thereof, (ii) deleting the period at the end of subsection (xiii) thereof and replacing it with “;”, and (iii) adding the following new subsections (xiv), (xv) and (xvi) immediately after subsection
(xiii): 
  
 “(xiv) Liens on the Existing
Windsor Facility securing Indebtedness permitted by Section 7.03 (i), (j) or (k); 
  
 (xv) Liens on the Existing Windsor Facility and the New Windsor Facility securing Indebtedness permitted by Section 7.03(d), to the
extent such Indebtedness is incurred in order to hedge interest rate risk relating to Indebtedness permitted by Section 7.03(i), (j) or (k); and 
  
 (xvi) Liens on the New Windsor Facility securing Indebtedness permitted by Section 7.03(j) or (k).” 
  
 (c) Section 7.03(f) shall be amended and replaced in its entirety with
the following: 
  
 “(f) Indebtedness in
respect of capital leases, Synthetic Lease Obligations and purchase money obligations for PP&E; provided, however, that the aggregate amount of all such Indebtedness at any one time outstanding (excluding any capital leases,
Synthetic Lease Obligations and purchase money obligations for PP&E set forth in Schedule 7.03 (and for which the Lien relating to each shall be deemed a Permitted Lien under Section 7.01(a)(ix) without regard to Section
7.11)) shall not exceed the amount set forth in Section 7.11;” 
  
 (d) Section 7.03 shall be further amended by (i) deleting the word “and” from the end of subsection (g) thereof, (ii) deleting the period at the end of subsection (h) thereof and
replacing it with “;”, and (iii) adding the following new subsections (i), (j) and (k) immediately after subsection (h): 
  

“(i) Indebtedness consisting of the Existing Windsor Facility Lease and refinancings, refundings, renewals or extensions thereof,
provided that the amount 

 of such Indebtedness is not thereby increased except by an amount equal to a reasonable premium paid, and
fees and expenses reasonably incurred, in connection with such refinancing, and provided further that the aggregate amount of all such Indebtedness at any time outstanding shall not exceed $20,000,000; 
  
 (j) Indebtedness consisting of loans incurred in connection
with the acquisition of the Existing Windsor Facility, including any financed amounts relating to the termination of the Existing Windsor Facility Lease, together with any refinancings, refundings, renewals or extensions thereof, provided that the
amount of such Indebtedness is not thereby increased except by an amount equal to a reasonable premium paid, and fees and expenses reasonably incurred, in connection with such refinancing, and provided further that the aggregate amount of all such
Indebtedness at any time outstanding shall not exceed $20,000,000; and 
  
 (k) Indebtedness consisting of loans incurred in connection with the acquisition and construction of the New Windsor Facility, and any refinancings, refundings, renewals or extensions thereof, provided that the amount
of such Indebtedness is not thereby increased except by an amount equal to a reasonable premium paid, and fees and expenses reasonably incurred, in connection with such refinancing, and provided further that the aggregate principal amount of all
such Indebtedness at any time outstanding shall not exceed $20,000,000.” 
  
 (e) Schedule 7.03 to the Disclosure Letter is deleted and replaced in its entirety with Schedule 7.03 attached hereto. 
  
 (f) Section 7.11 shall be amended by deleting the table contained therein and replacing it with the following:

  

					
	 “Fiscal Year

	  	Amount

	 
	 Ending on or about February 1, 2003
	  	$	3	8,000,000
	 Ending on or about February 1, 2004
	  	$	4	0,000,000
	 Ending on or about February 1, 2005
	  	$	8	0,000,000
	 Thereafter
	  	$	42,	000,000”

  
 4. Waiver.

  
 (a) Waived Defaults. For purposes of this Amendment,
“Waived Defaults” shall mean: 
  
 (i) Any
Default or Event of Default existing as of the Effective Date under Section 8.01(d) solely as a consequence of a breach by the Borrower of the representations and warranties contained in Section 5.07 by virtue of the Waived Defaults
described in clauses (ii), (iii), (iv), (v) and (vi) of this Section 4(a). 

 (ii) Any Default or Event of Default existing as of the Effective Date under Section 8.01(d)
solely as a consequence of a breach by the Borrower of the representations and warranties contained in Section 5.08 by virtue of the existence of the Liens described in Section 7.01(a)(xiv). 
  
 (iii) Any Default or Event of Default existing as of the Effective Date
under Section 8.01(b) solely as a consequence of the existence of the Liens on the Existing Windsor Facility described in Section 7.01(a)(xiv). 
  
 (iv) Any Default or Event of Default existing as of the Effective Date under Section 8.01(b) solely as a consequence of the existence of the
Indebtedness described in Section 7.03(i). 
  
 (v) Any
Default or Event of Default existing as of the Effective Date under Section 8.01(b) solely as a consequence of the existence of any Indebtedness not set forth on Schedule 7.03 prior to the Effective Date and not permitted by Section
7.11. 
  
 (vi) Any Default or Event of Default existing as of
the Effective Date under Section 8.01(b) solely as a consequence of the existence of one or more Liens relating to capital leases not set forth on Schedule 7.03 prior to the Effective Date and not permitted by Section 7.11.

  
 (b) Subject to and upon the terms and conditions hereof, the
Lenders hereby waive the Waived Defaults upon the Effective Date. 
  
 (c) Nothing contained herein shall be deemed a waiver of (or otherwise affect the Administrative Agent’s or the Lenders’ ability to enforce) any other Default or Event of Default, including without limitation (i) any Default or
Event of Default as may now or hereafter exist and arise from or otherwise be related to the Waived Defaults (including without limitation any cross-default arising under the Credit Agreement by virtue of any matters resulting from the Waived
Defaults), and (ii) any Default or Event of Default arising at any time after the Effective Date and which is similar in type to any of the Waived Defaults. 
  
 5. Representations and Warranties. The Borrower hereby represents and warrants to the Administrative Agent and the Lenders as follows: 

 
 (a) Other than the Waived Defaults, no Default or Event of Default has
occurred and is continuing. 
  
 (b) The execution, delivery and
performance by the Borrower of this Amendment have been duly authorized by all necessary corporate and other action and do not and will not require any registration with, consent or approval of, or notice to or action by, any Person (including any
Governmental Authority) in order to be effective and enforceable. 
  
 (c) This Amendment constitutes the legal, valid and binding obligations of the Borrower, enforceable against it in accordance with their respective terms, without defense, counterclaim or offset. 

 (d) Subject to the Waived Defaults, all representations and warranties of the Borrower contained in
Article V are true and correct on and as of the Effective Date, except to the extent that any such representation and warranty specifically relates to an earlier date. 
  
 (e) The Borrower is entering into this Amendment on the basis of its own investigation and for its own reasons, without
reliance upon the Administrative Agent and the Lenders or any other Person. 
  
 6. Effective Date. 
  
 (a)
This Amendment will become effective when each of the following conditions precedent has been satisfied (the “Effective Date”): 
  
 (i) The Administrative Agent shall have received from the Borrower and the Required Lenders a duly executed original (or, if elected by the
Administrative Agent, an executed facsimile copy) counterpart to this Amendment. 
  
 (ii) The Administrative Agent shall have received from the Borrower a certificate signed by the secretary or assistant secretary of the Borrower dated the Effective Date, in form and substance satisfactory to the
Administrative Agent, certifying evidence of the authorization of the execution, delivery and performance by the Borrower of this Amendment. 
  
 (iii) The Administrative Agent shall have received from the Borrower a certificate signed by a Responsible Officer of the Borrower dated the Effective
Date, in form and substance satisfactory to the Administrative Agent, certifying that all representations and warranties contained herein are true and correct on and as of the Effective Date, as though made on such date. 
  
 (iv) The Administrative Agent shall have received, in form and substance
satisfactory to it, such additional approvals, consents, opinions, documents and other information as the Administrative Agent shall request. 
  
 (b) For purposes of determining compliance with the conditions specified in this Section 6, each Lender that has executed this Amendment and
delivered it to the Administrative Agent shall be deemed to have consented to, approved or accepted, or to be satisfied with, each document or other matter either sent, or made available for inspection, by the Administrative Agent to such Lender for
consent, approval, acceptance or satisfaction, or required thereunder to be consented to or approved by or acceptable or satisfactory to such Lender. 
  
 (c) From and after the Effective Date, the Credit Agreement is amended as set forth herein. Except as expressly amended pursuant hereto, the Credit
Agreement shall remain unchanged and in full force and effect and is hereby ratified and confirmed in all respects. 
  
 (d) The Administrative Agent will notify the Borrower and the Lenders of the occurrence of the Effective Date. 
  
 7. Reservation of Rights. The Borrower acknowledges and agrees that
neither the execution on delivery by the Administrative Agent and the Lenders of this Amendment, shall be deemed to create a course of dealing or otherwise obligate the Administrative Agent or the Lenders to execute similar amendments under the same
or similar circumstances in the future. 

 8. Miscellaneous. 
  
 (a) This Amendment shall be binding upon and inure to the benefit of the parties hereto and thereto and their respective
successors and assigns. No third party beneficiaries are intended in connection with this Amendment. 
  
 (b) THIS AMENDMENT IS SUBJECT TO THE PROVISIONS OF SECTIONS 10.17 AND 10.18 OF THE CREDIT AGREEMENT RELATING TO GOVERNING LAW, VENUE AND
WAIVER OF RIGHT TO TRIAL BY JURY, THE PROVISIONS OF WHICH ARE BY THIS REFERENCE INCORPORATED HEREIN IN FULL. 
  
 (c) This Amendment may be executed in any number of counterparts, each of which shall be deemed an original, but all such counterparts together shall
constitute but one and the same instrument. Transmission of signatures of any party by facsimile shall for all purposes be deemed the delivery of original, executed counterparts thereof and the Administrative Agent is hereby authorized to make
sufficient photocopies thereof to assemble complete counterparty documents. 
  
 (d) This Amendment, together with the Credit Agreement, contains the entire and exclusive agreement of the parties hereto with reference to the matters discussed herein and therein. This Amendment supersedes all prior
drafts and communications with respect thereto. This Amendment may not be amended except in accordance with the provisions of Section 10.01 of the Credit Agreement. 
  
 (e) If any term or provision of this Amendment shall be deemed prohibited by or invalid under any applicable law, such
provision shall be invalidated without affecting the remaining provisions of this Amendment or the Credit Agreement, respectively. 
  
 (f) The Borrower covenants to pay to or reimburse the Administrative Agent, upon demand, for all costs and expenses (including allocated costs of in-house
counsel) incurred in connection with the development, preparation, negotiation, execution and delivery of this Amendment. 
  
 (g) This Amendment shall constitute a “Loan Document” under and as defined in the Credit Agreement. 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed as of the
date first above written. 
  

			
	COST PLUS, INC., as the Borrower
		
	 By:
	 	 /s/ JOHN LUTTRELL

	 Name:
	 	John Luttrell
	 Title:
	 	Senior Vice President, CFO

  

 Signature Page 1 to Second Amendment to Credit Agreement and Waiver 

			
	BANK OF AMERICA, N.A., as Administrative
Agent
		
	 By:
	 	 /s/ DORA A. BROWN

	 Name:
	 	Dora A. Brown
	 Title:
	 	Vice President

  

			
	 BANK OF AMERICA, N.A., as L/C Issuer and as
 a Lender

		
	 By:
	 	 /s/ RONALD J. DROBNY

	 Name:
	 	Ronald J. Drobny
	 Title:
	 	Senior Vice President

  

 Signature Page 2 to Second Amendment to Credit Agreement and Waiver 

			
	UNION BANK OF CALIFORNIA, N.A., as a Lender
		
	 By:
	 	 /s/ GINGER TRIMBLE

	 Name:
	 	Ginger Trimble
	 Title:
	 	Vice President

  

 Signature Page 3 to Second Amendment to Credit Agreement and Waiver 

			
	 WELLS FARGO HSBC TRADE BANK, N.A.,
 as a Lender

		
	 By:
	 	 /s/ JUAN J. SANCHEZ

	 Name:
	 	Juan J. Sanchez
	 Title:
	 	Vice President

  

 Signature Page 4 to Second Amendment to Credit Agreement and Waiver 

 EXISTING INDEBTEDNESS (Schedule 7.03) 
  
 Indebtedness under leases disclosed under Schedule 7.01. 
  
 Indebtedness related to the following non-equipment capital leases: 
  

									
	 Address

	  	Lease Start

	  	Lease End

	  	Balance

	  	 Lessor Name

	 2552 Taylor Street, San Francisco, CA 94133
	  	9/16/1997	  	9/30/2013	  	1,715,291.34	  	VICPHIL (US) INC.
	 1821 Howe Avenue, Sacramento, CA 95825
	  	9/7/1972	  	9/6/2007	  	461,498.57	  	Kenneth Wong
	 1084 Blossom Hill Road, San Jose, CA 95123
	  	11/1/1973	  	10/30/2008	  	116,809.38	  	Berwick-Krausz
	 785 Serramonte Blvd.,Colma, CA 94014
	  	6/12/1975	  	6/11/2005	  	85,311.73	  	Int’l Settlement Holding Corp. and Elmer Gavello
	 101 Clay Street, Oakland, CA 94607
	  	10/30/1975	  	10/31/2010	  	1,549,340.50	  	DASL LLC
	 39177 Farwell Drive, Fremont, CA 94538
	  	11/12/1981	  	11/11/2006	  	829,530.60	  	Stevenson Properties
	 1975 Diamond Blvd., Concord, CA 94520
	  	10/14/1982	  	10/13/2007	  	1,041,404.26	  	Willows Center Concord
	 5564 Springdale Avenue, Pleasanton, CA 94588
	  	6/18/1985	  	6/30/2005	  	704,784.11	  	Best Plaza c/o ACF
	 22929 Hawthorne Blvd., Torrance, CA 90505
	  	6/10/1977	  	6/9/2012	  	1,007,297.08	  	Roseben Inc.
	 21825 Erwin Street, Woodland Hills, CA 91367
	  	11/1/1978	  	2/28/2004	  	530,043.16	  	GWP LLC
	 1313 W. Sunflower Avenue, Santa Ana, CA 92704
	  	7/1/1979	  	9/16/2007	  	335,953.17	  	SDC/Pacific/Youngman
	 5041 Lakewood Blvd., Lakewood, CA 90712
	  	10/29/1982	  	10/28/2007	  	1,218,044.52	  	M & H Property Management
	 372 4th Avenue, San Diego, CA 92101
	  	11/14/1985	  	11/30/2005	  	191,983.70	  	Russell
	 2720 Ming Avenue, Bakersfield, CA 93304
	  	10/21/1986	  	10/31/2011	  	881,130.03	  	Valley Square / Robert I. Gluckstein Trust
	 240 N. Brand Blvd., Glendale, CA 91203
	  	7/31/1986	  	7/30/2006	  	1,397,668.76	  	240 North Brand Blvd., LLC
	 3301 Menaul NE, Albuquerque, NM 87107
	  	4/22/1987	  	4/30/2007	  	481,633.65	  	American Square
	 12300 Dominion Way, Windsor, VA 23487
	  	11/1/2001	  	1/31/2022	  	19,833,627.00	  	G.E.M. Big Bethel LLC

  
 Schedule 7.03Third Amendment to the Credit Agreement

 Exhibit 10.5 
  
 THIRD AMENDMENT TO CREDIT AGREEMENT 
  
 This THIRD AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of August 5, 2004, is entered into by
and among COST PLUS, INC., a California corporation (the “Borrower”), each lender from time to time party to the Credit Agreement referred to below (each, a “Lender”, and collectively, the
“Lenders”) and BANK OF AMERICA, N.A., as Administrative Agent (in such capacity, the “Administrative Agent”) and L/C Issuer. 
  

RECITALS 
  
 A. The Borrower, the Lenders, and the Administrative Agent are parties to a Credit Agreement dated as of May 30, 2002, as amended by that Amendment to
Credit Agreement dated as of February 12, 2003 and that Second Amendment to Credit Agreement and Waiver dated as of April 20, 2004 (as so and further amended, restated, extended, supplemented or otherwise modified from time to time, the
“Credit Agreement”), pursuant to which the Administrative Agent and the Lenders have extended certain credit facilities to the Borrower. 
  
 B. The Borrower has requested that the Administrative Agent and the Lenders agree to certain amendments to the Credit Agreement, and the Lenders have
agreed to such request, subject to the terms and conditions of this Amendment. 
  
 NOW, THEREFORE, for valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties hereto hereby agree as follows: 
  
 1. Defined Terms. Unless otherwise defined herein, capitalized terms used herein shall have the meanings, if any,
assigned to such terms in the Credit Agreement. 
  
 2.
Interpretation. The rules of interpretation set forth in Sections 1.02, 1.03, 1.04, 1.05, 1.06 and 1.07 of the Credit Agreement shall be applicable to this Amendment and are incorporated herein by
this reference, except that any reference in this Amendment to a section is, unless otherwise stated, a reference to a section of the Credit Agreement. 
  
 3. Amendment of Credit Agreement. Subject to the terms and conditions hereof, effective as of the Effective Date, Section 7.06(c) of the Credit
Agreement shall be amended and restated to read in full as follows: 
  
 “(c) the Borrower may purchase, redeem or otherwise acquire shares of its common stock or other common equity interests or warrants or options to acquire any such shares; provided that (i) no Default exists immediately before,
or would result from such purchase redemption or other acquisition, and (ii) the aggregate amount of all consideration paid for all such shares, warrants and options purchased, redeemed or otherwise acquired, as the case may be, shall not, without
the prior written consent of the Required Lenders, exceed $10,000,000 in any fiscal year of the Borrower, provided that for the fiscal year ending on or about January 31, 2005, such amount shall not exceed $15,000,000; and” 

 4. Representations and Warranties. The Borrower hereby represents and warrants to the
Administrative Agent and the Lenders as follows: 
  
 (a) No
Default or Event of Default has occurred and is continuing. 
  
 (b) The execution, delivery and performance by the Borrower of this Amendment have been duly authorized by all necessary corporate and other action and do not and will not require any registration with, consent or approval of, or notice to
or action by, any Person (including any Governmental Authority) in order to be effective and enforceable. 
  
 (c) This Amendment constitutes the legal, valid and binding obligations of the Borrower, enforceable against it in accordance with their respective terms,
without defense, counterclaim or offset. 
  
 (d) All
representations and warranties of the Borrower contained in Article V are true and correct on and as of the Effective Date, except to the extent that any such representation and warranty specifically relates to an earlier date. 
  
 (e) The Borrower is entering into this Amendment on the basis of its own
investigation and for its own reasons, without reliance upon the Administrative Agent and the Lenders or any other Person. 
  
 5. Effective Date. 
  
 (a) This Amendment will become effective when each of the following conditions precedent has been satisfied (the “Effective Date”):

  
 (i) The Administrative Agent shall have received from the
Borrower and the Required Lenders a duly executed original (or, if elected by the Administrative Agent, an executed facsimile copy) counterpart to this Amendment and the Guarantors Consent. 
  
 (ii) The Administrative Agent shall have received from the Borrower a
certificate signed by the secretary or assistant secretary of the Borrower dated the Effective Date, in form and substance satisfactory to the Administrative Agent, certifying evidence of the authorization of the execution, delivery and performance
by the Borrower of this Amendment. 
  
 (iii) The Administrative
Agent shall have received, in form and substance satisfactory to it, such additional approvals, consents, opinions, documents and other information as the Administrative Agent shall request. 
  
 (b) For purposes of determining compliance with the conditions specified in
this Section 5, each Lender that has executed this Amendment and delivered it to the Administrative Agent shall be deemed to have consented to, approved or accepted, or to be satisfied with, each document or other matter either sent, or made
available for inspection, by the Administrative Agent to such Lender for consent, approval, acceptance or satisfaction, or required thereunder to be consented to or approved by or acceptable or satisfactory to such Lender. 

 (c) From and after the Effective Date, the Credit Agreement is amended as set forth herein. Except as
expressly amended pursuant hereto, the Credit Agreement shall remain unchanged and in full force and effect and is hereby ratified and confirmed in all respects. 
  
 (d) The Administrative Agent will notify the Borrower and the Lenders of the occurrence of the Effective Date. 

 
 6. Reservation of Rights. The Borrower acknowledges and agrees that
neither the execution or delivery by the Administrative Agent and the Lenders of this Amendment, shall be deemed to create a course of dealing or otherwise obligate the Administrative Agent or the Lenders to execute similar amendments under the same
or similar circumstances in the future. 
  
 7.
Miscellaneous. 
  
 (a) This Amendment shall be binding
upon and inure to the benefit of the parties hereto and thereto and their respective successors and assigns. No third party beneficiaries are intended in connection with this Amendment. 
  
 (b) THIS AMENDMENT IS SUBJECT TO THE PROVISIONS OF SECTIONS 10.17 AND 10.18 OF THE CREDIT AGREEMENT RELATING
TO GOVERNING LAW, VENUE AND WAIVER OF RIGHT TO TRIAL BY JURY, THE PROVISIONS OF WHICH ARE BY THIS REFERENCE INCORPORATED HEREIN IN FULL. 
  
 (c) This Amendment may be executed in any number of counterparts, each of which shall be deemed an original, but all such counterparts together shall
constitute but one and the same instrument. Transmission of signatures of any party by facsimile shall for all purposes be deemed the delivery of original, executed counterparts thereof and the Administrative Agent is hereby authorized to make
sufficient photocopies thereof to assemble complete counterparty documents. 
  
 (d) This Amendment, together with the Credit Agreement, contains the entire and exclusive agreement of the parties hereto with reference to the matters discussed herein and therein. This Amendment supersedes all prior
drafts and communications with respect thereto. This Amendment may not be amended except in accordance with the provisions of Section 10.01 of the Credit Agreement. 
  
 (e) If any term or provision of this Amendment shall be deemed prohibited by or invalid under any applicable law, such
provision shall be invalidated without affecting the remaining provisions of this Amendment or the Credit Agreement, respectively. 
  
 (f) The Borrower covenants to pay to or reimburse the Administrative Agent, upon demand, for all costs and expenses (including allocated costs of in-house
counsel) incurred in connection with the development, preparation, negotiation, execution and delivery of this Amendment. 
  

 (g) This Amendment shall constitute a “Loan Document” under and as defined in the Credit
Agreement. 
  
 [Remainder of this page intentionally left
blank] 
  
 * * * 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed as of the
date first above written. 
  

			
	 COST PLUS, INC., as the Borrower

		
	 By:
	 	 /s/ JOHN LUTTRELL

	 Name:
	 	 John Luttrell

	 Title:
	 	 Senior Vice President, CFO

  

 Signature Page 1 to Third Amendment to Credit Agreement 

			
	BANK OF AMERICA, N.A., as Administrative Agent
		
	 By:
	 	 /s/ DORA A. BROWN

	 Name:
	 	 Dora A. Brown

	 Title:
	 	 Vice President

  

			
	BANK OF AMERICA, N.A., as L/C Issuer and as a Lender
		
	 By:
	 	 /s/ RONALD J. DROBNY

	 Name:
	 	 Ronald J. Drobny

	 Title:
	 	 Senior Vice President

  

 Signature Page to Guarantors Consent 

			
	 UNION BANK OF CALIFORNIA, N.A., as a Lender

		
	 By:
	 	 /s/ GINGER TRIMBLE

	 Name:
	 	 Ginger Trimble

	 Title:
	 	 Vice President

  

 Signature Page 3 to Third Amendment to Credit Agreement 

			
	WELLS FARGO HSBC TRADE BANK, N.A., as a Lender
		
	 By:
	 	 /s/ JUAN J. SANCHEZ

	 Name:
	 	 Juan J. Sanchez

	 Title:
	 	 Vice President

  

 Signature Page 4 to Third Amendment to Credit Agreement

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