Document:

ACQUISITION AGREEMENT

THIS AGREEMENT dated for reference July 15, 2000, is between Interface E.com,
Inc., a Nevada company of 711 S. Carson Street, #4, Carson City, Nevada, 89701,
and fax care of (604) 664-0671 ("Interface"); and Kristina Solem and Ross Ivers,
both of 1000 Great West Road, Brentford, Middlesex, England, and fax 44 (0)208
263 5647(the "Principals"); and Gambrook Limited, an Irish company of Gardener
House, Wilton Place, Dublin 2, Ireland, and fax 44 (0)208 263 5647 ("Gambrook").

WHEREAS Interface has agreed to finance the development of Gambrook's business
and the Principals have agreed to transfer all of their shares in Gambrook to
Interface, FOR VALUABLE CONSIDERATION, the receipt and sufficiency of which are
acknowledged, the parties agree that:

                                 INTERPRETATION

1.   The definitions in the recitals are part of this agreement.

2.   In this agreement:

     a.   "Business Plan" means the business plan of ViaPay Technologies Limited
          dated July, 2000.

     b.   "Closing" means the day on which this agreement is signed.

     c.   "Financing" means $12 million for the development of ViaPay
          Technologies' business according to the Business Plan.

     d.   "Principals' Shares" means two ordinary shares of Gambrook, of which
          the Principals each own one.

     e.   "$" means United States dollars unless otherwise indicated.

                     TERMS AND CONDITIONS OF THE ACQUISITION

Acquisition of Gambrook

3.   The Principals will transfer the Principals' Shares to Interface
     immediately after the Closing so that Interface becomes the sole
     shareholder of Gambrook as of the Closing.

4.   As consideration for the transfer, Interface will arrange the Financing.

The Financing

5.   Interface will raise the Financing by offering 2 million of its shares of
     common stock at $6.00 per share under Regulation S of the United States
     Securities Act of 1933 or other available registration exemption and will
     advance the proceeds to ViaPay Technologies. ViaPay Technologies will use
     the proceeds to develop its business as described in the Business Plan.

                         REPRESENTATIONS AND WARRANTIES

The Principals

6.   The Principals represent and warrant that:

     a.   They own the Principals' Shares free of any claim or potential claim
          by any person and have the authority to transfer the Principals'
          Shares as described in this agreement.

     b.   They do not have any right to acquire additional shares of Gambrook.

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Acquisition Agreement                                                      2 / 3

     c.   Nothing in the Business Plan is proprietary to their employers or
          former employers or any other person, and their providing their
          expertise and services to Gambrook is not an infringement of
          intellectual property rights owned by any person or company.

     d.   They have the legal capacity and authority to make and perform this
          agreement.

Gambrook

7.   Gambrook represents and warrants that:

     a.   It owns, directly or indirectly through subsidiaries, ViaPay
          Technologies Limited of United Kingdom.

     b.   The Business Plan truly and accurately reflects the business of ViaPay
          Technologies.

     c.   The Principals have paid in full for the Principals' Shares.

     d.   It has the legal capacity and authority to make and perform this
          agreement.

     e.   It has not incurred any liabilities or entered into any contracts
          involving its business that are not already disclosed in writing to
          Interface.

     f.   It has conducted no other business except the business that is
          described in the Business Plan.

     g.   It owns its business free of any claims by any other party.

     h.   No claims against it are before any court or regulatory authority or
          are pending or threatened, and it is not aware of any ground for any
          claim that might succeed.

                                OTHER PROVISIONS

8.   Time is of the essence of this agreement.

9.   This agreement is governed by the laws of British Columbia and must be
     litigated in the courts of British Columbia.

10.  Any notice that must be given or delivered under this agreement must be in
     writing and delivered by hand to the address or transmitted by fax to the
     fax number given for the party on page 1 and is deemed to have been
     received when it is delivered by hand or transmitted by fax unless the
     delivery or transmission is made after 4:00 p.m. or on a non-business day
     where it is received, in which case it is deemed to have been delivered or
     transmitted on the next business day. Any payments of money must be
     delivered by hand or wired as instructed in writing by the receiving party.
     Any delivery other than a written notice or money must be made by hand at
     the receiving party's address.

11.  The Principals may not assign this agreement or any part of it to another
     party.

12.  Any amendment of this agreement must be in writing and signed by the
     parties.

13.  This agreement enures to the benefit of and binds the parties and their
     respective successors, heirs and permitted assignees.

14.  No failure or delay of Interface in exercising any right under this
     agreement operates as a waiver of the right. Interface's rights under this
     agreement are cumulative and do not preclude Interface from relying on or
     enforcing any legal or equitable right or remedy.

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Acquisition Agreement                                                      3 / 3

15.  If any provision of this agreement is illegal or unenforceable under any
     law, then it is severed and the remaining provisions remain legal and
     enforceable.

16.  This agreement may be signed in counterparts and delivered to the parties
     by fax, and the counterparts together are deemed to be one original
     document.

THE PARTIES' signatures below are evidence of their agreement.

Interface E.com, Inc.                           The Principals:

/s/ Feliberto Gurat, Jr.                        /s/ Kristina Solem
-------------------------------                 -------------------------------
Authorized signatory                            Kristina Solem
August 18, 2000                                 July 31, 2000

Gambrook Ltd.                                   /s/ Ross Ivers
                                                -------------------------------
                                                Ross Ivers
/s/ Kristina Solem                              July 31, 2000

/s/ Ross Ivers
-------------------------------
Authorized signatory
July 31, 2000CONSULTING AGREEMENT

THIS AGREEMENT dated for reference July 15, 2000, is between Pacific Capital
Markets Inc., of Suite 600, 1100 Melville Street, Vancouver, B.C. V6E 4A6, and
fax (604) 682-6509 ("PCMI"); and Interface E.com, Inc., a Nevada company of 711
S. Carson Street, #4, Carson City, Nevada, 89701, and fax care of (604) 664-0671
("Interface").

WHEREAS PCMI has agreed to provide financing, public relations, advertising and
investor relations services to Interface upon Interface's acquisition of
Gambrook Limited, IN CONSIDERATION of the following mutual promises, the parties
agree that:

1.   Business of Interface. Interface intends to acquire all of the issued
     shares of Gambrook Limited. Gambrook Limited is an Irish company that
     conducts its business through its subsidiary, ViaPay Technologies Limited.
     Its business is described in ViaPay Technologies Limited's business plan
     version 5.1 dated July 2000.

2.   Term. This agreement is effective for 15 months from the day that the
     shareholders of Gambrook Limited agree to transfer their shares of Gambrook
     to Interface (the "Term").

3.   Engagement. Interface engages PCMI exclusively to provide during the Term
     the services described in paragraph 4 of this agreement and PCMI accepts
     the engagement.

4.   Services. PCMI, working with Interface, will provide the following services
     (collectively the "Services") during the Term:

     a.   Financing Services. PCMI will introduce Interface to institutional
          investors, investment bankers, lending institutions and high net worth
          individual investors and will assist in negotiating the terms of debt,
          equity or convertible debt financing as required by Interface.

     b.   Public Relations Services. PCMI will design and implement a financial
          (not industry) public relations program directed to the investment
          community for Interface to broaden exposure to Interface's products
          and services and will introduce Interface to potential customers and
          business alliances.

     c.   Investor Relations Services. PCMI will design and implement an
          investor relations program to broaden Interface's exposure to
          financial industry analysts, financial institutions, brokerage firms,
          individual brokers and the investing public.

     d.   Advertising Services. PCMI will develop an advertising strategy for
          Interface that may involve electronic, print or broadcast advertising
          to promote the development and marketing of Interface's products and
          services to the investment community.

     e.   Quotation and Listing Services. PCMI will use its best efforts to have
          the shares of Interface approved for quotation on a senior quotation
          medium or listed for trading on a stock exchange, if it is not already
          approved for quotation or listed for trading.

5.   Provision of Services. PCMI will provide the Services upon the terms and
     conditions contained in this agreement and in compliance with applicable
     laws, and will provide a monthly written report describing its activities
     for each month. Interface acknowledges that PCMI maintains similar
     consulting relationships with other public and private companies. PCMI may
     retain the services of qualified professional firms or persons to assist
     with or to provide the Services but remains responsible for the delivery of
     the Services. PCMI will bear all of its costs incurred in its delivering
     the Services.

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CONSULTING AGREEMENT                                                       2 / 3

6.   Fee for the Services. Interface will pay PCMI $2 million (the "Fee") for
     the Services during the Term of this agreement according to the schedule
     set out in Table 1. Interface has authorized Jeffs & Company to retain in
     trust the amount of the Fee from the proceeds of the financing that PCMI is
     arranging for Interface and authorizes Jeffs & Company to pay the Fee to
     PCMI from the funds in trust according to the schedule set out in Table 1.

Table 1
Fee Payment Schedule
------------------------------------
Date of payment               Amount
------------------------------------
15 Sep 2000             $    500,000
15 Oct 2000                  500,000
15 Nov 2000                  500,000
15 Dec 2000                  500,000
                        ------------
                        $  2,000,000
------------------------------------

7.   Covenants of Interface. Interface will, as reasonably required by PCMI in
     order to perform this contract,

     a.   provide administrative, technical and managerial support,

     b.   deliver in a timely manner to PCMI any information requested by PCMI
          that PCMI reasonably believes it needs to enable it to perform this
          contract,

     c.   appoint Hans Turitz as a liaison between PCMI and Interface to provide
          timely updates of its business plan and any other information that
          PCMI requests under this agreement,

     d.   have all news releases and continuous disclosure documents reviewed by
          PCMI for investor relations matters before they are disseminated and
          filed,

     e.   maintain as the exclusive property of Interface or its subsidiaries at
          all times and not allow to be sold, transferred or encumbered, except
          in the ordinary course of business, any of their proprietary interest
          in any element of their business that is developed, discovered,
          invented, or made by Interface or its subsidiaries,

     f.   ensure that members of its or its subsidiaries' executive and
          management teams designated by PCMI are available on reasonable notice
          to attend meetings with institutional investors, investment bankers,
          lending institutions and high net worth individual investors, and with
          PCMI or its agents.

8.   Interface's Expenses. Interface will bear for its own account and pay for
     all of the costs of providing the information, support and human resources
     described in paragraph 7.

9.   Reporting. PCMI will report to the C.E.O. or the C.O.O of Interface, and
     reporting to either is deemed to be reporting to both.

10.  Termination. Either party may terminate this agreement with ten days'
     written notice. If Interface terminates this agreement for other than
     cause, the unpaid balance of the Fee is immediately due and payable to PCMI
     and Jeffs & Company Law Corporation is authorized to pay the unpaid balance
     to PCMI from trust funds held by Jeffs & Company Law Corporation. If PCMI
     terminates this agreement for other than cause, it will forego the unpaid
     balance of the Fee.

11.  Exclusive. This is an exclusive agreement: Interface may not engage any
     other person to provide any of the Services during the Term without the
     written consent of PCMI, which PCMI may not withhold unreasonably.

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CONSULTING AGREEMENT                                                       3 / 3

     Any information gathered or contacts generated by PCMI as it provides the
     Services are the exclusive property of PCMI.

12.  Currency. "$" means United States dollars unless indicated otherwise.

13.  Notices. Any notice that must be given or delivered under this agreement
     must be in writing and delivered by hand to the address or transmitted by
     fax to the fax number given for the party on page 1 and is deemed to have
     been received when it is delivered by hand or transmitted by fax unless the
     delivery or transmission is made after 4:00 p.m. or on a non-business day
     where it is received, in which case it is deemed to have been delivered or
     transmitted on the next business day. Any payments of money must be
     delivered by hand or wired as instructed in writing by the receiving party.
     Any delivery other than a written notice or money must be made by hand at
     the receiving party's address.

14.  Governing Law. This agreement is governed by the laws of British Columbia
     and must be litigated in the courts of British Columbia.

15.  Enurement. This agreement enures to the benefit of and binds the parties
     and their respective successors and permitted assigns.

16.  Entire Agreement. This agreement constitutes the entire agreement between
     the parties and supersedes all previous agreements, negotiations, and
     discussions between the parties regarding consulting services. This
     agreement may be amended or varied only by a written agreement signed by
     all of the parties.

17.  Counterparts. This agreement may be signed in counterparts and delivered to
     the parties by fax, and the counterparts together, whether original or
     faxed, constitute one original document.

THE PARTIES' SIGNATURES below are evidence of their agreement.

Pacific Capital Markets Inc.                    Interface E.com, Inc.

/s/ Richard N. Jeffs                            /s/ Feliberto Gurat, Jr.
-------------------------------                 -------------------------------
Authorized signatory                            Authorized signatory

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