Document:

SOCIALIST
REPUBLIC OF VIETNAM

Independence
- Freedom – Happiness

PAYMENT
SERVICE SUPPLY COOPERATION CONTRACT

(No:
05/2020/HDDV/VNPT MEDIA-Hottab)

Today,
on April 20, 2020, in Hanoi, we hereby include:

I.
THE CUSTOMER

Name
of company: HOTTAB ASSET VIETNAM COMPANY LIMITED

Address:
No. 57 Tran Quoc Toan, Tran Hung Dao Ward, Hoan Kiem District, Hanoi City, Vietnam.

Phone:
0976940899Fax:

Tax
code: 0108838460

representative:
Ms. Ngo Thi ChamPosition: Owner

(According
to power of attorney No. 20200115/2020/CV, dated January 15, 2020).

Hereinafter
referred to as Party A,

II.
THE PROVIDER

Name
of company: VNPT MEDIA CORPORATION (VNPT-Media)

Address
No 57A Huynh Thuc Khang, Lang Ha Ward, Dong Da Distirct, Hanoi City, Vietnam.

Phone:Fax:

Tax
code: 0106873188

Representative:
Mr Nguyen Son HaiPosition: Deputy General Director

(According
to power of attorney No. 03/GUQ-VNPT-Media - VP, dated January 2, 2020).

Hereinafter
referred to as Party B,

(Party
A and/or Party B shall be collectively referred to as the “Parties” and individually referred to as “Party”
or “each Party”)

Agree
to enter into a payment service supply contract with the following terms and conditions:

Article
1: Interpretation 

In
this Contract, the following terms have the following meanings:

1.1.
Contract: means this contract with its appendices and related amendments and supplements signed and sealed by authorized
representatives of the two parties.

1.2
Card issuer: means a Bank, a non-bank credit institution, a cooperative credit institution, or another organization that
is not a credit institution authorized to issue cards to the cardholder for use in accordance with the provisions of the Law.

1.3
Card payment institution: means a Bank, a non-bank credit institution, a cooperative credit institution, or another organization
that is not a credit institution authorized to make active card payments and cooperate with Party B in accordance with the law.

1.4
International Card Organization (CCG): is an association of financial institutions, credit or card issuers and international
card payment companies, currently including Visa International, Incorporated MasterCard, Discover Card Company, JCB Card Company.

1.5
VNPT Pay payment service (VNPT Pay service): is an electronic payment gateway service provided by Party B, allowing the
customers to use valid transaction channels of the acceptor of the payment to pay for a variety of goods/services of different
acceptors, including the following payment methods:

+
Domestic debit card/Bank payment account;

+
International card;

+
E-wallets;

+
Other methods agreed by the two Parties from time to time.

1.6.
Acceptor: are organizations/individuals providing goods and services that accept for customers to use VNPT Pay payment
service for payment.

1.7.
Electronic payment gateway service (VNPT Pay payment gateway): is a service providing technical infrastructure assigned
by VNPT group to Party B to develop and manage to make the connection between the acceptor and the bank, exchange and process
online payment transactions between the Bank and the acceptor to support the Bank's customers in making payments in the electronic
trading transaction, e-invoices, other electronic payment services.

1.8
Party A’s transaction channel (Transaction channel): is the channel used by the customer to make payments to goods/services,
including:

+
Electronic trading website/mobile phone application of Party A: https://sopa.asia

+
Other channels as agreed by the parties from time to time.

1.9
Value of goods/services: is the amount paid by the customer to Party A when using the services and/or payment for goods
provided by Party A

1.10.
Electronic commerce website (E-commerce website): Are websites providing the goods/services owned by Party A that accept
for customers to pay with VNPT Pay Service.

1.11.
Customers: are individuals/organizations that make purchases of goods and services on Party A's e-commerce website and
make payments through VNPT Pay Service.

1.12.
Card: is a domestic/international card used to pay for goods and services provided by Party A.

1.13.
International cards: are branded cards of international card organizations, currently including Visa, Master Card, JCB,
American Express cards.

1.14.
Cardholder: is the individual who is issued a card for use within the granted credit limit or the balance on the payment
account/debit card.

1.15.
Card number: is a series of numbers, embossed or imprinted on the Hard Card.

1.16.
Card validity period: is the expiration date of the card, printed on the card as DD/MM/YY or MM/YY

1.17.
Claim: means the Bank/International Payment Organization/Party B to recover the amount of Party A for the transactions complained
by the customers.

1.18.
Transactions: are payment transactions for the goods/services paid by customers using VNPT Pay Service, including adjustments
and refunds to customers' accounts.

1.19.
Transaction processing fee: is the fee that Party A must pay to Party B as specified in the Appendix to this Contract.

1.20.
Successful transaction: is a transaction that has been successfully paid through the payment gateway service system of
Party B and has been delivered by Party A to the customer.

1.21.
Return transaction: is a transaction performed when the customer requests to return the goods/services or Party A fails
to provide the goods/services and agrees to refund part or all of the amount of the previous successful payment transaction for
the customer.

1.22.
Working days: are the days from Monday (02) to Friday (06) of the week and make-up days (before and after the holidays,
Tet holidays) according to the Government's regulations excluding holidays, days-off, New Year according to the provisions of
the Law.

Article
2: Contents of cooperation

2.1.
The Parties agree to cooperate on the basis of mutual benefits to develop, exploit and provide the payment services according
to the agreements in this Contract in accordance with the provisions of Vietnamese law.

2.2.
Party B agrees to use VNPT Pay Service provided by Party A, allowing customers to pay for goods/services via the Transaction Channel
by the following methods:

		·	Domestic
                                         debit card/Bank payment account;

		·	International
                                         card;

		·	E-wallets;

		·	Other
                                         methods agreed by the two Parties from time to time.

2.3.
Party A commits not to perform the transactions outside the scope of commitment or sales transactions/service provision that are
prohibited, or have not been licensed under the provisions of the law of the Socialist Republic of Vietnam.

2.4.
The Parties commit to strictly comply with the terms and conditions of the Contract as well as the provisions of law related to
VNPT Pay Service.

2.5.
Each Party has intellectual property rights to technical documents, technological solutions, and other assets owned by each Party.
Nothing in this Contract shall be construed as a transfer of the rights of the obligee to the other party.

Article
3: Rights and responsibilities of Party A

3.1.
Rights of Party A

a.
Be paid by Party B for transactions of buying and selling goods/providing services between Party A and customers through Party
B's VNPT Pay payment gateway system according to the provisions of this Contract.

b.
Complain to Party A about the violations and errors of the parties involved in the process of implementing and implementing the
Contract.

c.
Other obligations as prescribed by the law.

3.2.
Responsibilities of Party A

a.
Party A is not allowed to collect any additional service fees to customers when customers pay for goods/services through VNPT
Pay payment service within the scope of this Contract.

b.
Make database management - transaction and customer data. Apply measures to ensure the safety of customer data, transaction information
and accounts.

c.
Build an e-commerce website providing the goods and services: (i) comply with the provisions of Vietnamese law (ii); comply with
the regulations related to the payment process of the Bank, Party B applies from time to time; (iii) do not use the VNPT Pay Payment
Service for illegal purposes; (iv) the e-commerce website does not contain content that violates the fine customs of Vietnam;
(v) do not send or store any information or materials that violate the law...

d.
Party A is solely responsible for the legality of all permits and approvals for competent State agencies for Party A's business
activities.

e.
Take full responsibility before the law for the legality of goods/services; content/copyright of products of goods/services paid
for via VNPT Pay Payment Service provided within the scope of this Contract.

f.
Party A must not collude with organizations/individuals to commit frauds in the process of accepting card payments.

g.
Be responsible for paying the penalty fees of card organizations due to fraudulent and disputed transactions at Party A.

H.
Build the software system, manage transaction and customer database. Display the logo of Party B and the logos of the cards accepted
for payment in a convenient position on the screen when the customer makes the payments.

i.
Party A is responsible for informing Party B of Party A's suspected fraudulent transactions. Daily, if detecting suspected fraudulent
transactions or high-risk transactions, Party B will send the list of such transactions for Party A and Party A must be responsible
for verifying the customer or cancel the transaction and refund the cardholder.

j.
Commit to immediately notify Party B in writing of any changes related to the performance of the Contract in terms of the address
or business lines of Party A.

k.
Party A commits that the software and programs related to VNPT Pay Service, documents, information about customers, the Bank and
Party B's documents that Party A has obtained in the course of contract performance are confidential information that Party A
must keep safe.

l.
Be responsible before the Law for providing Party B with information about Party A's account opened at a bank to receive money
collected by Party B and paid to Party A.

3.3.
Responsibilities for dealing with tracing and complaints

a.
Party A commits to resolve directly with customers all disputes, complaints about the obligation to deliver goods/services and
the quality of goods/services provided by Party A, including but not limited to: customers: goods/services, goods/services with
incorrect quantity, quality, order specifications or any other reasonable reason related to goods and services provided by Party
A.

b.
In case of receiving Party B's request to provide evidence for tracing and complaint transactions, Party A is responsible for
providing sufficient documents to prove that the transaction is real and performed in accordance with the request to provide goods
and services between Party A and the customer.

c.
Commit to refund to Party B the entire amount that Party B has paid to Party A in the cases of claim for reimbursement specified
in the Appendix of the Contract.

d.
Commit to pay the cardholder the amount of exchange rate difference between the time of payment and the time when Party A refunds
100% of the transaction value, applicable to the cases of cancellation of the transaction due to duplicate transactions or because
Party A and the cardholder do not confirm the delivery and receipt of the services.

Article
4: Rights and responsibilities of Party B

4.1
Rights of Party B

a.
Enjoy all fees for transactions made through Party B's VNPT Pay payment gateway system according to the provisions in the Appendix
of the contract.

b.
Party B is allowed to deduct from Party A's next payment; or Party A pays cash to Party A to pay the full amount to be refunded
in the cases of claim for reimbursement specified in the Appendix of the Contract or Party A's service fee of Party B.

c.
Be exempt from liability in force majeure cases specified in this Contract as well as not to be responsible for resolving disputes
and complaints of customers relating to the agreement, contract on the purchase and sale of goods/providing services between the
customer and Party A

d.
Be exempt from all liability arising from the violation of the provisions of law in the business of goods/services of Party A.

e.
Be exempt from responsibilities related to the content of document copyright, document contents, and services provided on Party
A's e-commerce website as well as responsibility related to issuing invoices to customers, delivery and receipt of services, warranties,
complaints and claims of the Customer for the goods/services provided by Party A when they arise.

4.2.
Responsibilities of Party B

a.
Make payment to Party A for the purchase and sales of goods/services as specified in the Appendix of the contract.

b.
Commit to have all the necessary licenses/legal approvals to provide online payment services for the duration of this Contract.
Ensure and release Party A from all liabilities arising from Party B's breach including without limitation breach of obligations
under this Contract and the attached Appendices; violate the provisions of law in providing online payment services under the
issued License.

c.
Administer the online payment sewer service system, apply measures to ensure the safety of data and information on transactions
and customer accounts in accordance with the regulations of the State Bank, card issuer, the card payment institution, the international
card organization and of the law.

d.
Install and manage Party A's specifications at Party A's request on the Electronic Payment Gateway Service system.

e.
Push transaction data to Party A at the request of Party A, and also, be responsible for the accuracy of this data compared to
the original data, be responsible for losses incurred to related parties in the event, the data transferred to the international
organization/IT unit does not match, is incorrect.

f.
Check and confirm payment data, payment of revenue according to the reconciliation minutes for Party A.

g.
Support and try to resolve transactions that need to be verified, trace requests, and complaints arising from customers with the
Bank. Be responsible for compensating for all actual damages caused to Party A, the customer (if any) states the cause of the
pull from Party B's public payment system.

h.
Ensure a stable, continuous and safe connection system for Party A. Act as the focal point to work with the Related Parties (if
any) in handling problems in the operation of the online payment gateway.

i.
Provide a valid financial invoice to Party A for the transaction processing fee, initial installation fee, monthly service fee
and other fees (if any) that Party B collects from Party A.

j.
Support to provide reference information, recommendations for Party A (if any) in order to limit fraudulent and fraudulent activities
in online payment transactions.

k.
Guide, advise and coordinate with Party A on issues related to Card acceptance, risk management, safety and security, customer
complaint settlement when using and providing services.

l.
Fully notify Party A of policies, regulations and procedures on: using services, refunding and refunding transactions from time
to time to Party A.

Article
5: Fee schedule and terms of payment and reconciliation

5.1
Details of the fee schedule and the reconciliation and payment process are as specified in Appendix 02 and Appendix 03 attached
to this Contract.

5.2
Party A is responsible for issuing sales invoices to customers in accordance with current state regulations. The value on the
invoice of Party A is exactly equal to the value that the customer has deducted in the Card Account when paying for goods/services
provided by Party A.

5.3
Each Party is responsible for paying relevant taxes during the performance of this contract in accordance with the laws of Vietnam.

Article
6: Terms on settlement of tracing and complaints

6.1
Party A and Party B commit to cooperate with each other in settling complaints of any transaction.

6.2
For inquiries and complaints of cardholders about transactions performed at Party A:

a.
Party B will request Party A to provide necessary documents to prove that the transaction is performed in accordance with the
requirements of providing goods and services between Party A and the cardholder.

b.
Party A is responsible for replying to the investigation within 05 working days after receiving the request for investigation
from Party B.

c.
For investigation requests from Party A, Party B is responsible for replying within 05 working days after receiving the request
for investigation from Party A.

d.
The Parties are solely responsible for costs and losses incurred for queries answered outside of this time limit.

6.3
The time limit for complaint investigation is thirty (30) days from the date of transaction.

Article
7: Regulations on return and refund transactions

7.1.
Refund to cardholder

a.
In the event that the goods/services are returned or service is canceled or there is an adjustment in the price of goods/services,
Party A sends a request for refund of the cardholder to Party B to credit the account for cardholders. Party A provides accurate
and complete verification information at the request of Party B.

b.
The refund amount must not exceed the total transaction amount that has been recorded minus the successful amount.

c.
Party B has the right to request Party A to make payment back to Party B for the amount refunded to the cardholder (if any) in
the following forms: deduction from the payment payable to Party A in the payment cycle next settlement or request Party A to
remit the amount that Party B has refunded to the cardholder.

7.2.
Claim for reimbursement

Party
B has the right to postpone, refuse to pay and/or recover part or all of the transaction value already paid to Party A in the
following cases:

a.
Party A does not comply with the provision of information and data to Party B in accordance with the provisions of the Contract.

b.
Party A colludes with the cardholder to perform fake transactions, unauthorized transactions or transactions that are not in accordance
with Party A's regulations.

c.
The transaction related to the cardholder's complaint and investigation that Party B cannot claim because the cardholder has refused
the goods or services or the transaction is not performed in accordance with the agreement between the cardholder and Party A
with reasonable evidence or Party A fails to provide sufficient evidence that Party A has provided goods and services to the cardholder.

d.
Duplicate and redundant reporting transactions have been checked and confirmed by both Parties.

e.
Fraudulent, counterfeit or suspected fake transactions are in the process of being investigated by Party B or the authorities.

f.
The transaction is complained by the cardholder or the cardholder and the credit institution fails to pay or refuses to pay within
the prescribed time for complaint settlement.

Article
8: Cases of disclaimer and force majeure

8.1
Cases of disclaimer

Party
B is exempt from liability when:

a.
Party A cannot use the online payment service because it cannot access or connect with service providers, networks, service users
or information sources via the internet due to Internet errors due to errors of a Third Party beyond Party B's control.

b.
Claims, losses, costs and damages caused by delay or failure to perform the online payment service provided under this Contract.

c.
Direct, incidental, consequential or statutory losses for the Parties to the cooperation, for the cooperation service.

d.
Loss related to card forgery transactions, cardholders complain not to perform transactions and Party B cannot claim money from
the card issuing bank, losses related to card data theft at Party A.

8.2
Cases of force majeure

a.
In this Contract, force majeure events are understood as events that occur objectively, unforeseeable and beyond the control of
the Parties although the Parties have tried their best to prevent, limitations and this event is the direct cause of the performance
of this Contract.

b.
Within the scope of this contract, force majeure events include one of the following cases: earthquake, flood, drought, fire,
explosion, epidemic, disaster, natural disaster, war, terrorism, strike public, bankruptcy ... or unforeseen events and no obligation
to know in advance leading to the inability to continue performance or that can seriously affect the validity of the contract.

c.
When a force majeure event occurs, the Party affected by the force majeure event must promptly notify in writing to the other
Party within 07 days from the date of the force majeure event and within thirty (30) days of the force majeure event, it must
send a written to the other Party detailing the cause of the event, the effect of the event on the performance of the contractual
obligations. During the period when this contract cannot be performed due to force majeure events, the Parties must continue to
perform their contractual obligations according to the actual circumstances and must actively and proactively find all legal measures
to perform the work unaffected by the force majeure event.

d.
A Party that fails to perform its duties due to a force majeure event will not have to pay compensation, be fined or have the
Contract terminated. However, if the Party experiencing a force majeure event does not make every effort to perform this Contract
and remedy or limit the damage caused, it will still be considered a breach of this Contract.

e.
If there is a force majeure event lasting more than one (01) month, the Parties will reasonably consider and decide on the terms
and conditions of the contract.

Article
9: General Terms

9.1
The Parties agree to allow the other Party to provide its name, logo and business area on the website in the list of partners
and in advertising publications, service brochures and documents in connection with the cooperation meeting services under this
Contract.

9.2
Within the scope of their powers and obligations, the Parties commit to ensure the quality of services provided to customers.
Each Party organizes and operates a customer care system, settles complaints and is the direct focal point for settlement when
receiving customer complaints related to each Party's services, as well as commits to coordinating closely to quickly resolve
technical problems arising from customer transactions and complaints in the most active and effective manner.

9.3
The Parties commit to meet the maximum service types that each Party is capable of providing in the process of providing services
under the Contract, coordinate to carry out propaganda and advertising activities for services in the whole country. Specific
programs will be agreed in writing by the Parties.

9.4
The Parties undertake to build an auxiliary technical system, exchange information and organize the implementation of service
provision, respecting the brand name and cooperation products and services, without any activities expressed or implied. consider
products/services to be their own.

9.5
The Parties strictly perform their commitments under the Contract, without the consent of the other Party, the Parties may not
transfer all or part of their rights and obligations under the Contract or appoint another unit to perform instead.

9.6
Unless otherwise agreed, the notice is only valid for the other Party when presented in writing and delivered in one of the forms
of handwritten text, fax or email of an authorized person. Notices shown by telephone are for reference only; Each Party shall
notify the other Party of any changes to its contact point, address, phone number, email.

9.7
The Parties commit to compensate for all damages caused to the other Party and related Parties in case of breach of the provisions
of the Contract.

Article
10: Term, contract termination and service suspension

10.1
Term of Contract

Unless
otherwise agreed by the Parties, this Contract is valid for 1 year from the effective date. Before the termination date of the
Contract, if one of the Parties does not have a written request to terminate the Contract, this Contract will be automatically
extended for another year. This provision is similarly applied for the subsequent effective years of the Contract.

10.2
Termination of Contract

This
Contract will terminate upon the occurrence of one of the following:

a.
The contract expires without being renewed;

b.
The Parties agree to terminate this Contract; in that case the Parties shall agree on specific conditions related to the termination
of the Contract;

c.
One of the Parties is bankrupt, dissolved or suspended from operation, in which case the Contract will end in a manner agreed
upon by the Parties and/or in accordance with the provisions of applicable laws.

d.
Unilaterally termination of the contract: One of the Parties has the right to unilaterally terminate the Contract if it proves
that the other Party has breached the performance of the obligations specified in the contract and does not have any amendments,
any remedy within 15 days of receiving the notice.

10.3
Consequences of Termination of the Contract

a.
The termination of the Contract does not affect the rights and obligations of the parties arising before the time of termination
of the Contract.

b.
Upon termination of this Contract, the Parties are responsible for ensuring that the Customer's transactions made before the Contract
termination date are successfully processed as well as ensuring the fulfillment of obligations to the Parties.

c.
Upon termination of this Contract, the Parties shall cease to display and shall destroy all marketing materials and tools relating
to each Party's behalf or of any kind, and return all related confidential information, except for documents and information that
each Party must store for reporting and inspection purposes and as required by law.

d.
Transitional activities after the termination of the Contract: If this Contract is terminated, each Party will perform all necessary
work to help the other Party perform the remaining obligations to the Customer and other obligations in this Contract.

e.
Upon termination of the Contract, the Parties must carry out procedures for the liquidation of the Contract. The liquidation of
the Contract must be made in writing, specifying the remaining rights and obligations of each Party. The Contract is only liquidated
when the Parties have fulfilled all remaining obligations in the contract.

10.4
Suspension of Service

The
service suspension is Party B's temporary failure to perform some or all of Party B's obligations specified in the Contract within
a reasonable period of time in some of the following cases:

a.
Party B organizes to upgrade, repair and repair the communication network as planned or due to force majeure events.

b.
Urgent case: Party B detects signs of violation by Party A that may lead to damage to Party B or adversely affect the Customer.
In this case, Party B has the right to suspend the performance of other related obligations of Party A under the Contract.

c.
Party B receives a request to suspend from a competent state agency about Party A's violation of the prohibitions of the law when
performing the contract;

d.
Party B discovers that Party A violates the terms of the Contract, the attached Appendixes and Party A does not remedy these violations
within the time limit specified by Party B. In this case, the performance of the contract will only be restored after Party A
terminates the violation, fully pays the violation fines, and compensates for damage as prescribed in this Contract.

Article
11: Applicable Law, Dispute Settlement and Dispute Settlement Agency

11.1
This Contract is governed by and construed in accordance with the laws of Vietnam.

11.2
The two Parties undertake to comply with the provisions of this Contract. In case of any violation or dispute, the two Parties
shall negotiate and resolve in the spirit of cooperation.

11.3
In case the Parties cannot resolve by negotiation or conciliation, all disputes arising from or related to this Contract will
be resolved at the competent People's Court. All costs incurred in the process of dispute settlement will be borne by the losing
Party according to the Court's decision.

Article
12: Confidentiality

12.1
The two Parties (including officers, employees, agents, affiliated units of that Party) commit to keep confidential information
related to the terms of this Contract and the attached Appendices as well as information that the two Parties share in the process
of implementation and operation.

12.2
The Parties may not disclose any information relating to this Contract to a Third Party, unless such disclosure is agreed in writing
by the other Party or disclosure is required under the provisions of the competent state agency.

12.3
The Parties are entitled to announce to their partners who are service providers about the existence of this Contract.

12.4
The provisions of this Article, binding the Parties on confidentiality obligations are not limited in space and time. Any breach
of confidentiality obligations resulting in damage to a Party (if any) will be compensated by the breaching Party according to
the fact that the damage occurred.

Article
13: Contact information

In
the process of deploying and exploiting cooperation services, the two parties will contact each other through the addresses of
each relevant department as follows:

	No	Work	Party
    B	Party
    A
	1	In
    charge of technical connection	Mr:
        Nguyen Manh Hung

        Mobile:
        0942111010

        Email:
        hungnguyenmanh@vnpt.vn
	Mr:
        Sanjeev Sapkota

        Mobile:
        0936113634

        Email:
        Sanjeev@hottab.net

	2	In
    charge of Business	Ms:
        Mai Thi Lan

        Mobile
        : 0945450093

        Email:
        mtlan@vnpt.vn
	Mr.:
        Le Ngoc Huy

        Mobile:
        091768899

        Email:
        huy@hottab.net

	3	In
    charge of Customer Care Department	Hotline:
        19001809 (key 2)

        Email:
        cskh.vnptpay@vnpt.vn
	Hotline:
        094 2468822

        CSKH:

	4	In
    charge of reconciliation – payment	Focal
        point: Reconciliation team

        Email:
        ds.vnptpay@vnpt.vn
	Contact:
        Ngo Thi Cham

        Email:
        cham@hottab.net

         

Article
14: Documents of the Contract

14.1
The Contract includes the main terms of the Contract and the appendices attached to the Contract, including the following Appendices:

		·	Appendix
                                         01: Online card payment process;

		·	Appendix
                                         02: Transaction fees;

		·	Appendix
                                         03: Reconciliation and payment process;

		·	Appendix
                                         04: Risk management process;

14.2
The above documents are construed into a complete Contract between the two Parties.

14.3
When there are issues that need to be added or modified to the contract, the two Parties discuss and agree on detailed contract
appendices, and these appendices must be signed by the legal representatives of the two Parties.

Article
15: Terms of implementation

15.1
This Contract takes effect from the date of signing. From the effective date of this Contract, the contents of commitments and
agreements (if any) between the Parties that are contrary to the provisions of this Contract shall be invalidated.

15.2
The Parties agree that the Appendices signed by the Parties attached to this Contract are an integral part of this Contract, not
in conflict and have the same validity as this Contract. In the event of a conflict, the Contract shall prevail.

15.3
This contract is made into four (04) copies in Vietnamese, each party keeps two (02) copies with the same legal value.

	REPRESENTATIVE
        OF PARTY A

        (Signed
        and sealed)

        NGO
        THI CHAM
	REPRESENTATIVE
        OF PARTY B

        (Signed
        and sealed)

        NGUYEN
        SON HAI

 

    	1 

    	 

    

APPENDIX
01

ONLINE
CARD PAYMENT PROCESS

(No:
05/2020/HĐV/VNPT MEDIA-HOTTAB signed on April 20, 2020 between Hottab Asset Vietnam Company Limited and VNPT Media Corporation)

Article
1 Domestic card online payment process

-
Step 1: The customer buys goods and services online on Party A's e-commerce website and chooses to pay with VNPT Pay payment gateway
service.

-
Step 2: The customer confirms information about products, services, amount to pay Party A and selects the bank that opens the
card/account.

-
Step 3. Depending on each Bank's online payment mechanism, the VNPT Pay payment gateway requires the Customer to enter card/account
information and send it to the Bank or transfer the customer to the online payment page of the Bank to authenticate the account.
After successful account verification, the Bank will send OTP password to the Customer.

-
Step 4. Successfully authenticate the customer via OTP password, the Bank will account the cardholder's account the amount corresponding
to the value of the transaction and notify the result to the VNPT Pay payment gateway.

-
Step 5. VNPT Pay payment gateway notifies the payment results to Party A's e-commerce website to update payment transactions.

-
Step 6. If the transaction is successful, Party A's e-commerce website provides goods and services to the Customer.

Note:
Cardholder authentication method in each bank may be different. Common forms of authentication include: SMS OTP, Token, Matrix
Card.

Article
2: International card online payment process

-
Step 1: The customers purchase goods/use services of Party A on Party A's e-commerce website/mobile phone application and select
the payment feature on VNPT Pay system. Party B transfers the payment request to the VNPT Pay payment gateway system to continue
processing the transaction.

-
Step 2: The customers enter card information on VNPT Pay payment gateway system (card number, effective date, CVC/CVV number).

-
Step 3: The VNPT Pay payment gateway system sends a transaction authorization request to the respective international card institution
to authenticate the transaction. The system of the international card institution receives a message from the VNPT Pay payment
gateway system and transfers the transaction information to the card issuer.

-
Step 4: The card issuer responds to the transaction authorization result to the international card institution (accept/reject).
The international card institution sends the transaction licensing results to the VNPT Pay payment gateway.

-
Step 5: The VNPT Pay payment gateway system notifies the payment results to the e-commerce website to update the payment transaction.

-
Step 6: If the transaction is successful, the e-commerce website provides goods/services to the customer.

Article
3; Terms of performance

-
This Appendix is ​​an integral part of the Contract No.05/2020/HDDV/VNPT MEDIA HOTTAB signed on April 20, 2020 between
Hottab Asset Vietnam Co., Ltd and the VNPT Media Corporation.

-
This Appendix consists of three (03) articles, made into four (04) copies in Vietnamese, each Party keeps two (02) copies, with
the same legal validity.

-
This Appendix takes effect from the date of signing.

APPENDIX
02

TRANSACTION
FEES

(No:
05/2020/HĐV/VNPT MEDIA-HOTTAB signed on April 20, 2020 between Hottab Asset Vietnam Company Limited and VNPT Media Corporation)

 

Article
1: Table of service fees

	No	Name
    of fee	Fee
    rate (Full VAT)
	1	Installation
    fee	Free
    of charge
	2	Monthly
    service fee	Free
    of charge
	3	Fee
    of payment and processing domestic card transaction and E-wallet
	3.1	Transaction
    processing fee	1,100
    VND/1 successful transaction
	3.2	Payment
    fee	1.1%
    of transaction value
	4	Fee
    of payment and processing international card transaction
	4.1	Transaction
    processing fee	2,750
    VND/1 successful transaction
	4.2	International
    card payment fee	2,75%
    of transaction value

Notes:

-
The above fee may change from time to time. When there is a change in the unit price, Party B will notify Party A at least 15
days in advance for the two Parties to agree and add an annex to adjust the unit price.

-
International card transaction processing fee: applicable to all payment transactions requested by Party A to be processed through
Party B's VNPT Pay payment gateway system, including licensing transactions, payment transactions. successful, failed transactions,
rejected transactions, canceled transactions, refunded transactions and other transactions as prescribed.

-
Fee for payment of international card: for transactions of cancellation and refund, Party B will not refund this fee to Party
A.

-
Domestic card: Charge only for transactions that are successfully performed as required from the VNPT Pay payment gateway system
(of Party B).

Article
2: Terms of performance

-
This Appendix is ​​an integral part of the Contract No.05/2020/HDDV/VNPT MEDIA HOTTAB signed on April 20, 2020 between
Hottab Asset Vietnam Co., Ltd and the VNPT Media Corporation.

-
This Appendix consists of two (02) articles, made into four (04) copies in Vietnamese, each Party keeps two (02) copies, with
the same legal validity.

-
This Appendix takes effect from the date of signing.

 

    	2 

    	 

    

 

APPENDIX
03

RECONCILIATION
AND PAYMENT PROCESS 

(No:
05/2020/HĐV/VNPT MEDIA-HOTTAB signed on April 20, 2020 between Hottab Asset Vietnam Company Limited and VNPT Media Corporation)

Article
1: General provisions

-
Party B is the provider of payment intermediary services between Party A and the member banks of Party B (hereinafter referred
to as NHTV) in dealing with discrepancies in the reconciliation data.

-
Data on VNPT Pay payment gateway system is considered as the original data in the process of checking and handling data deviation.

-
Specify the percentage difference between the control and the original data to be 0%.

-
Payment data: The data is calculated based on the reconciliation data of standard transactions between Party A and Party B.

-
Payment currency: Vietnamese Dong

-
Date N: Date of transaction.

-
The results of reconciliation are used as the basis for calculating and determining the revenue of the Service, paying for the
Service fee, and handling errors, if any.

-
Reconciliation cycle:

		·	Transaction
                                         data in the reconciliation cycle are (N): transaction data from 00:00:00 of the first
                                         day to 23:59:59 of the last day of the reconciliation cycle.

		·	Period
                                         of the reconciliation according to the cycle: before 11:00:00 of the next working day,
                                         if it falls on a holiday or public holiday, the reconciliation will be carried out on
                                         the first working day after the holiday or public holiday. 

-
Monthly reconciliation cycle:

		·	Monthly
                                         transaction data is: transaction data arising in the month to be reconciled from 00:00:00
                                         on the first day to 23:59:59 on the last day of the month to be reconciled.

		·	Period
                                         of monthly reconciliation: Within the first 5 working days of the month following the
                                         month to be compared.

-
Standard transactions: These are successful transactions on VNPT Pay payment gateway system (managed by Party B) and Transaction
channel (managed by the acceptor) that satisfy the following criteria:

		·	Transaction
                                         number, paid subscriber number, transaction amount, transaction result on VNPT Pay payment
                                         gateway system and the acceptor are the same.

		·	Customer's
                                         bank account is deducted exactly the amount credited on VNPT MEDIA's bank account.

		·	Party
                                         A is paid the correct amount on the invoice that needs to be paid.

-
Deviated transactions: These are transactions that are different from the standard trade.

-
The time to check and re-process the data discrepancies must not exceed 03 (three) working days.

Article
2: Reconciliation process

a.
Process of reconciliation by transaction session:

-
Step 1: Every day before 9:30 a.m. on N+l day, Party B summarizes data including total successful transactions, and Party A's
benefit amount of the reconciliation period recorded on Party B's system. For the data serving the two parties for detailed comparison,
Party B provides Party A with a tool to access it directly at Party B's system.

-
Step 2: Party A compares the recorded data of Party A with the data on Party B's system, then sends back the data comparison results
to Party B via email/S-FTP server of Party A at 11:00 a.m of day N+l. If after 11:00 of the day N+l, Party B has no feedback,
it is considered to be in agreement with the reconciliation minutes of Party B.

-
Step 3: If there is no difference: Before 12:00 of day N+2, Party B will pay the total transactions closed on day N to Party A's
account as specified in the contract and the attached Appendix.

-
Step 4: If there is a deviation: Party A sends a check to Party B to jointly find the cause and deal with it. Before 14:00 of
day N+l, if the Parties still cannot find the cause of the difference and agree on the successful transaction data, Party B will
temporarily settle the settlement according to the data recorded on Party B's system. The incorrect transaction after finding
the cause will be cleared for the Parties in the next next payment cycle.

b.
Monthly reconciliation process:

Within
the first 5 working days of month T, Party B will send Party A a minutes to confirm the cross-check data, including: total number
of transactions that have occurred and the fee Party B is entitled to of the month (T- 1 ), through the focal point in charge
of reconciliation between the two Parties (via Email).

-
Within 02 working days from the date Party B sends the reconciliation minutes, Party A sends back a response confirming the agreement
of the Minutes of confirmation of reconciliation data (via Email). In case Party A does not respond, it means that Party A accepts
Party B's reconciliation Minutes.

		o	If
                                         the data of the two Parties match: The two Parties shall sign a minutes to confirm the
                                         reconciliation data.

		o	If
                                         the data of the two Parties do not match: The two Parties will temporarily settle payment
                                         according to the original data recorded on Party B's system. The incorrect transaction
                                         after finding out the cause will be confirmed and settled by the two Parties in the next
                                         payment period. In the event that the two Parties do not find out the cause of the incorrect
                                         transaction, the two Parties will negotiate and agree on how to resolve this difference.

-
After receiving the confirmation of completion of data reconciliation from Party A (via Email), the authorized representative
of Party B signs and stamps the reconciliation minutes and issues an invoice for the fee based on the reconciliation minutes as
signed. Party B sends the reconciliation minutes and signed invoice (postal) to Party A. Party A signs, stamps and returns to
Party B, and saves the minutes signed by two (02) Parties for confirmation accompanied by a value-added invoice (VAT) as the basis
for payment of service charges as a basis for payment of service charges.

-
The time for both Parties to sign for confirmation and Party B to receive the Minutes of confirmation of reconciliation data is
before the 15th of every month.

Article
3: Time and method of payment

3.1
Payment of transaction value:

-
Party B transfers the entire transaction value that has been paid to Party A to the collection account provided by Party A.

-
The payment method is made according to the following principles: After each reconciliation period, based on the successful transaction
report data, Party B will transfer to Party A's collection account equal to (=) 100% of the value of the transaction period has
been reconciled and the transaction value is carried over from the previous previous reconciliation period (if any).

-
Party A's beneficiary account information:

		·	Account
                                         holder: Hottab Asset Vietnam Company Limited

		·	Account
                                         number: 1014595801

		·	Opened
                                         at: SHB- Head office branch

-
If the service settlement date falls on a holiday, public holiday or Tet holidays, the payment will be made on the next working
day.

3.2
Payment of fees:

-
Fee payment method: By bank transfer.

-
Pursuant to the Minutes of monthly data reconciliation between Party B and Party A, within 05 (five) working days at the latest
after receiving a complete set of documents including the fee invoice and the signed fee reconciliation minutes. After signing,
Party A will transfer the amount of fee to be paid to Party B to the following account number:

		·	Account
                                         holder: VNPT Media Corporation

		·	Account
                                         number: 12510008889992

		·	Opened
                                         at: Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) - Dong
                                         Do branch - Hanoi.

Article
4: Terms of performance

-
This Appendix is ​​an integral part of the Contract No.05/2020/HDDV/VNPT MEDIA HOTTAB signed on April 20, 2020 between
Hottab Asset Vietnam Co., Ltd and the VNPT Media Corporation, each Party keeps two (02) copies, with the same legal validity.

-
This Appendix takes effect from the date of signing.

    	3 

    	 

    

 

APPENDIX
04

RISK
MANAGEMENT PROCESS 

(No:
05/2020/HĐV/VNPT MEDIA-HOTTAB signed on April 20, 2020 between Hottab Asset Vietnam Company Limited and VNPT Media Corporation)

Article
1: General provisions

1.1.
The Parties shall notify each other of the information of each Party's department that receives and handles suspected fake transactions,
including: full name, phone number, email address,...

1.2.
Notify Party B to receive and handle suspected fake transactions including: full name, phone, Email address...

1.3.
Every day, Party A coordinates the parties to check the transactions performed at Party A to detect suspected fake transactions
according to the following principles:

-
In case the Bank/Party B detects suspicious transactions that need to be verified, Party B will send a list of such transactions
to Party A which must be responsible for checking information with customers to promptly prevent them from fake transactions.

-
In case Party A discovers suspicious transactions that need verification, Party A coordinates with Party B/Bank to check the validity
of the card and contact the customer to determine the accuracy of the transaction. Translate. If the customer cannot be contacted,
Party A can cancel the transaction or when delivering goods/services must check customer information.

		·	If
                                         the consignee is the cardholder, Party A must check the card, check that the card name
                                         matches with the ID card/personal identity document/Passport.

		·	If
                                         the consignee is not the cardholder, Party A must request the customer to provide the
                                         information of the person who ordered the goods/services, information about the cardholder
                                         provided for verification and take full responsibility for the risks arising if it is
                                         a fake transaction.

-
In case Party A checks and determines that the transaction is fake, Party A must immediately cancel the provision of goods/services
and notify Party B and make a refund request to Party B to Party B. contact the bank to return the money to the real cardholder.

1.4.
All transactions of ordering goods and services over the Internet at Party A's e-commerce website must have all the information
specified in Article 2 of this Appendix, but Party A is still not excluded. debt according to the provisions of the Contract if
the transaction is determined to be forged by the decision of Party B.

Article
2; Requirements on e-commerce website of goods/service providers

Party
A is responsible for building an e-commerce website and providing goods and services with the function of accepting card payments
to ensure: (i) information security and data safety requirements; (ii) the construction of e-commerce websites and the use of
electronic payment services must comply with the provisions of Vietnamese law, the e-commerce website must not contain content
that violates the fine customs and traditions of Vietnam; (iii) not send or store any information or materials in violation of
the law; (iv) comply with the laws and regulations related to the payment process and information transfer of card payment transactions;
(v) not use electronic payment services for illegal purposes, interfere with or destroy equipment, services, users of other networks;
(vi) comply with laws relating to the transfer, storage or presentation of electronic information; (vii) full required information
about the e-commerce website is detailed in this Appendix.

The
e-commerce website of the goods and service supplier must have the following information:

2.1.
Detailed description of products and services

2.1.1.
Ensure that the products and services of the unit are accurately described on the e-commerce website.

2.1.2.
Build clear and complete product description information to avoid disputes and customer dissatisfaction with the actual product
compared to the products described on the e-commerce website of the unit.

2.1.3.
Use product images where possible.

2.2.
Cargo transportation

2.2.1.
Develop an easy to understand, clear and linkable shipping policy from the home page and at the end of the transaction.

2.2.2.
Provide shipping methods and delivery methods that the unit can accommodate.

2.2.3.
Clearly and fully list the associated shipping and storage fees.

2.2.4.
Build a system of replying letters to customers in case products and services are shipped/delivered late compared to the plan.

2.3.
Invoices

2.3.1.
Build detailed invoices for all related expenses and display them to the customer while the customer is in the transaction.

2.3.2.
If the entity uses an invoice service provider, let the customer know how the transaction will be reflected on their statements
(i.e., carrier information and transaction amount). This will reduce customer inquiries when they receive the statement.

2.4.
Refund, return or cancelation of order

2.4.1.
Develop a clear, specific refund policy.

2.4.2.
Display the link to this regulation right at the homepage of the e-commerce website.

2.5.
Type of payment currency: VND

2.6.
Customer care information

2.6.1.
Specify the name and address of the unit on the e-commerce website.

2.6.2.
Give customers an option to submit inquiries via email or phone.

2.6.3.
Display the “Contact Us” methods on the e-commerce website in the most visible and accessible way.

2.7.
Confirm the request to provide goods/services

2.7.1.
Party A is responsible for checking the truthfulness of the information on the request to provide goods/services declared by the
customer. If the declared information is incorrect, Party A has the right to cancel the provision of goods/services of the customer.

2.7.2.
Party A is responsible for sending a confirmation of its obligation to provide goods/services to customers based on the customer's
request to provide goods/services.

2.7.3.
Party A is fully responsible for the losses caused by errors or omissions of the requirements for providing goods/services after
accepting the customer's payment requests.

Article
3: Regulations on registration form

The
customer's registration form on the e-commerce website of the goods and service supplier must include at least the following information:

Step
1. Update information of goods/service buyers (must be cardholders) including:

		-	Name
                                         of buyer:

		-	Date
                                         of birth:

		-	ID
                                         card/personal identity document/Passport number, date of issue.... place of issue....

		-	Landline
                                         and mobile phone numbers:

		-	Address:

		-	Nationality:

		-	Email:

Step
2: Update service implementation/ delivery address:

		-	Name
                                         of recipient:

		-	Gender:

		-	Date
                                         of birth:

		-	ID
                                         card/personal identity document/Passport number, date of issue.... place of issue....

		-	Landline
                                         and mobile phone numbers:

		-	Address:

		-	Nationality:

		-	Email:

		-	Relationship
                                         with buyer:

Step
3: Payment method:

		-	Type
                                         of card

		o	International
                                         card;

		o	Domestic
                                         cards issued by other banks and accepted for payment by Party B.

-
Currency: VND

Step
4: Delivery (If Party A delivers to the cardholder)

-
Delivery term:

		o	Within
                                         ....days from the date of transaction or 

		o	At
                                         the latest:

-
Goods/services are delivered to:

		o	Port:
                                         ......or

		o	Home
                                         address:

-
Other information (if any)

Step
5: Customer's Commitments

The
customer commits to take full responsibility for the personal information, the declared card information is truthful and accurate.
If there is an error, forgery or a dispute arises, Party A has the right to cancel the provision of goods and services.

Customers
must select the following items before placing an order.

		o	I've
                                         carefully read, understood and agree to the notices, conditions, terms, policies on selling
                                         price, delivery of goods/services, returns, exchanges and cancellations of goods/services
                                         stated above at this website; or similar content.

		o	I
                                         commit that all personal information and card information I have declared above are completely
                                         correct and valid. If there are errors, forgery that leads to a dispute, I am entirely
                                         responsible and Party A has the right to delay/cancel the provision of goods/services
                                         or similar content.

Article
4: Terms of performance

-
This Appendix is ​​an integral part of the Contract No.05/2020/HDDV/VNPT MEDIA HOTTAB signed on April 20, 2020 between
Hottab Asset Vietnam Co., Ltd and the VNPT Media Corporation.

-
This Appendix consists of four (04) articles, made into four (04) copies in Vietnamese, each Party keeps two (02) copies, with
the same legal validity.

-
This Appendix takes effect from the date of signing.ZALOPAY
PAYMENT SUPPORT SERVICES SUPPLY CONTRACT

NO:
67/2020/ZALOPAY/ZION-HOTTAB

 

Name:
HOTTAB ASSET VIETNAM COMPANY LIMITED

Address:
No. 57 Tran Quoc Toan, Tran Hung Dao Ward, Hoan Kiem District, Hanoi City

Phone:
0976940899

Tax
code: 0108838460

Representative:
Ms. Ngo Thi Cham

Position:
DEPUTY DIRECTOR

(According
to power of attorney No. 20200115/2020/CV dated January 15, 2020)

(hereinafter
referred to as “HOTTAB ASSET” or “Party A”)

And

Name:
ZION JOINT STOCK COMPANY

Address:
Z06 Road No 13, Tan Thuan Dong Ward, District 7, Ho Chi Minh City, Vietnam

Phone:
028 3962 3888 Fax: 028 3962 4666

Tax
code: 0101659783

Representative:
Ms. Truong Thi Thanh

Position:
CHAIRMAN OF BOARD OF MANAGEMENT CUM DIRECTOR (hereinafter referred to as “ZION” or “Party B”)

 

August
2020

    	1 

    	 

    

Bases:

-
Civil Law in 2015;

-
Commercial Law in 2005

-
Enterprise Law in 2014

-
Decree No 101/2012/ND-CP guiding non-cash payment activities and amendments and supplements;

-
Circular No 39/2014/TT-NHNN guiding the provision of payment intermediary services and documents amending, supplementing and guiding
the implementation;

-
Business registration license No 0101659783 of ZION Joint Stock Company issued by the Department of Planning and Investment of
Ho Chi Minh City;

-
Business registration license No 0108838460 of Hottab Asset Vietnam Co., Ltd., issued by Department of Planning and Investment
of Hanoi City.

-
Needs and capabilities of the Parties.

WHEREAS:

-
Party A is a goods and service company that wishes to accept the use of ZaloPay Payment Support Services provided by Party B.

-
Party B is an enterprise licensed by the State Bank of Vietnam to provide intermediary payment services in accordance with the
law.

In
order to contribute to promoting electronic payment activities, complying with applicable laws, the Parties together agree to
enter into and sign the Contract on August 31, 2020 ("Effective Date") with terms and conditions as follows:

ARTICLE
1: INTERPRETATION

1.1.
Contract: means this Contract and the attached Appendices, Service Agreements and related documents, amendment and supplement
agreements (if any).

1.2.
Each Party or Parties: means Party A, Party B or Party A and Party B depending on the context of the Contract contents.

1.3.
ZaloPay Payment Support Service (ZaloPay): are services that allow Customers to use ZaloPay Payment Support Service to
pay for goods and services of Party A.

1.4.
ZaloPay payment support services include: Payment service using ZaloPay application (“ZaloPay App”)
and ZaloPay payment gateway service (“ZaloPay Gateway”). In which:

a.
       ZaloPay App service: Is a payment service provided by Party B on ZaloPay application
according to the Terms of Use posted on the website: https://zalopay.vn/quy-dinh. Through ZaloPay App, it allows customers to
pay for goods and services with money sources: ZaloPay account balance, Bank linked with ZaloPay (card/bank account linked by
Customer on ZaloPay application) ) or other money sources that ZaloPay allows in accordance with the law and actual implementation.

b.
       ZaloPay Gateway service: Is a payment gateway service and a support service for
collection and payment provided by Party B, allowing Customers to pay for goods and services of IITs with money sources from payment
cards/accounts bank, or ZaloPay App has been technically integrated by Party B with Party A's system.

1.5.
Payment acceptor (PA): is an organization or individual providing goods and services that allows customers to pay for goods and
services using the ZaloPay payment support service.

1.6.
Successful transaction: The purchase of goods and services is determined to be a successful payment transaction,
and Party A has successfully provided goods and services to the Customer (according to the regulations on provision of Party A's
services in accordance with the law). When the Customer has successfully paid according to Party B's confirmation, Party A is
responsible for fulfilling all obligations related to goods and services.

1.7.
Successful payment transaction: is the transaction that Party A's Customer pays for goods and services provided by Party
A and is successfully notified by Party B to Party A through the regulation of successful payment signal at the technical documentation
on https://docs.zalopay.vn/.

1.8.
Unsuccessful payment transaction: is a transaction that Party A's Customer makes payment for goods and services via ZaloPay
Payment Support Service and Party B sends a notice of unsuccessful payment transaction to Party A according to Payment signals
at technical documentation on https://docs.zalopay.vn/.

1.9.
False transaction: is the transaction after the reconciliation occurs in one of the following cases:

a.
The transaction has been successfully recorded by Party A's system, but not successfully recorded by Party B's system.

b.
The transaction has been successfully recorded by Party B's system, but not successfully recorded by Party A's system.

1.10.
Customers: are individuals and organizations that are in need of buying and selling goods, using Party A's services and
making payments to Party A through Party B's ZaloPay payment support service.

1.11.
Goods and services: are the goods and services provided by Party A to the Customer in accordance with the laws of Vietnam,
in accordance with the business functions of Party A.

1.12.
Working day: is the calendar day, excluding Saturdays, Sundays and public holidays in accordance with the laws of Vietnam.

1.13.
Month: means the calendar month and “monthly” shall be construed accordingly.

1.14.
Continuous operation: is the system's availability for continuous operation in accordance with the law.

1.15.
Confidential Information: is information, documents and data formed, arising from the process of negotiating, signing and
performing this Contract, including but not limited to information provided by one Party to the other Party in writing, electronic
data messages or any other form in accordance with the provisions of the law and the agreement of the two Parties.

Depending
on the type of service that the Customer uses, according to the characteristics, the above concepts will be explained according
to the usage regulations of that type of service.

ARTICLE
2. COOPERATION CONTENTS

2.1.
The two Parties agree to cooperate to allow the Customer to use the ZaloPay payment support service, with the forms described
in the Appendixes attached to this Contract in accordance with the functions and duties of the Parties, and Vietnamese law.

2.2.
Details of cooperation with specific terms and conditions are agreed by the Parties in the Appendixes attached to this Contract.

2.3.
During the cooperation process, Party B is the provider of payment intermediary cooperation services, Party A is the supplier
of goods and services. The Parties shall coordinate on the principle of ensuring the safety, convenience and speed.

ARTICLE
3. PRINCIPLES OF COOPERATION

3.1.
The coordination between the two Parties in the process of providing the payment support service ZaloPay comply with the relevant
principles, procedures and regulations of the two Parties agreed in writing as well as changes and supplements from time to time
by the two Parties.

3.2.
In the event that there is a change or addition of the procedures and regulations on the coordination of either Party, the Party
with changes will promptly notify the other Party in writing, and the two Parties will coordinate to handle it to ensure the quality
of services provided to the Customer.

3.3.
The two Parties commit to strictly and fully implement the terms of this Contract, and jointly deal with arising issues (not mentioned
in this Contract) according to the rights and responsibilities of each Party.

3.4.
Each Party guarantees the following conditions for entering into and performing the contract:

a.
For Party B:

-
Maintain and ensure the necessary conditions for the implementation and provision of services in accordance with the law and commitments
in the Contract and the Appendix;

-
Ensure the legitimacy of services and service provision processes that Party B provides to Party A;

-
Ensure and maintain continuous service provision in accordance with the law.

b.
For Party A:

-
Maintain business conditions and ensure Party A's business activities related to cooperation with Party B comply with the law;

-
The integrated object, accepting payment exists, operates in accordance with the law at all times accepting payment by ZaloPay.
Any relevant changes must be agreed with Party B before implementation;

-
Goods and services accepted for payment: Legal meeting, not violating legal regulations, customs and traditions. For goods and
services that need to integrate ZaloPay payment support service in the conditional business field, Party A must notify Party B
and obtain written approval from Party B before deployment;

-
Comply with the provisions of the Contract and its Appendices as well as the instructions and risk warnings in payment activities
required by ZION.

ARTICLE
4. RIGHTS AND OBLIGATIONS OF PARTY A

4.1.
Rights of Party A:

a.
Use ZaloPay payment support service so that customers can make payment for goods and services provided by Party A.

b.
Receive revenue related to payment goods and services through the ZaloPay payment support service.

c.
Be requested to coordinate with Party B to handle errors and violations that occur during the coordination process between the
two Parties.

4.2.
General obligations of Party A:

a.
Be solely responsible for all costs of investment in infrastructure, transmission lines and technical systems necessary for the
performance of this Contract.

b.
Coordinate with Party B in the process of cooperation to implement this Contract.

c.
Ensure the accuracy, completeness, legality, validity, compliance with e-commerce laws, regulations on management of electronic
transactions, regulations related to integrated objects and goods trading, services provided.

d.
Ensure that the goods and services provided to the Customer do not violate ethics, customs and prohibited provisions of the law.
In case of violation of this regulation, Party A is solely responsible for all arising responsibilities and in this case Party
B will coordinate to handle with Party A within the scope of responsibility of the intermediary payment service provider as prescribed
by the law.

e.
Notify Party B of any changes with: ownership, address or business lines, as well as changes in ownership information, cooperation
objects, exchange/return policies for goods, services, confidentiality policies and other contents is the responsibility of Party
A under this Contract.

f.
Ensure that it has read, understand, accept, agree to comply with and be bound by the terms and conditions of service (or an equivalent
form of regulations) announced by Party B on the website. https://zalopay.vn; reconciliation tool https://mc.zalopay.vn; technical
guide tool https://docs.zalopay.vn/.

g.
Do not use the ZaloPay Payment Support Service to perform: (i) money laundering, fraud, giving and receiving bribes, (ii) buying,
selling and distributing prohibited goods and services according to regulations. provisions of Vietnamese law and/or violation
of the intellectual property rights of a Third Party, and (iii) other prohibited acts and/or violation of ethics, customs and
traditions under the provisions of law of Vietnam.

h.
Do not collect any additional fees for Customers when paying through ZaloPay in any form. If Party A does not comply with this
commitment, Party B, depending on the severity of the violation, has the right to (i) suspend the connection and payment until
Party A completes the related remedial work, including ensuring protect the interests of the Customer; or (ii) terminate the Contract
and request Party A to compensate the Customer for damage.

i.
Not copy, store, get card information, bank account, use methods to interfere in the process of entering card information, or
any other means to get card information; does not require Customer to provide any personal financial information, including but
not limited to: bank account, credit card number, password to login to bank account, password to login to ZaloPay, except for
the sole case for a purpose of Party A refunding money to the Customer, Party A may ask the Customer to provide an account number
to transfer the refund, but must be responsible for keeping this information confidential in accordance with the provisions of
this Contract and relevant laws.

j.
Store all documents, sales/service invoices or delivery notes, delivery notes signed by the Customer, the carrier's bill of lading
or the system's transaction result status screen Party A within the time limit prescribed by law to compare when there are complaints
and lawsuits of the Customer or when there is an inspection and examination by a competent State agency.

k.
Check all information related to the successful Payment Transaction before performing the obligation to deliver goods and services
to the Customer. In case there are any errors, Party A must immediately notify the Customer and Party B to coordinate the handling.

l.
Set up the necessary business processes for the two Parties to deploy the ZaloPay payment support service for the business of
goods and services of Party A.

n.
Coordinate with Party B to compare details of payment transactions through ZaloPay Payment Support Service for Party A's goods
and services on a monthly basis. Detect and coordinate to handle erroneous transactions according to the process agreed by the
two Parties in the Appendices attached to this Contract.

o.
Do not take advantage of connecting to the ZaloPay system to perform any of the following acts: Collect system data and/or user
data; spreading viruses and/or installing unsafe software to sabotage the ZaloPay system; perform manipulations to unbalance the
system in order to gain control for the purposes of violating the law; other illegal acts.

p.
Act as the focal point for resolving customer disputes and complaints related to the obligation to provide goods, services, quality
of goods or services, or any other complaints related to goods or services that Party A is providing to Customer.

q.
Provide and update the contact point via email in Appendix 5 attached to this Contract to Party B 05 (five) working days before
there is a change.

r.
Bear the costs incurred by Party A during the connection and implementation of the Contract between the two Parties.

s.
Take responsibility for the lawfulness of goods and services and commit not to receive money transfer and pay cash through ZaloPay
service, not to perform prohibited transactions according to law.

4.3
Obligations to coordinate system management and troubleshooting:

a.
Maintain the system running smoothly and stably continuously.

b.
Coordinate with Party B in quickly handling problems arising in the process of exploiting ZaloPay Payment Support Service to ensure
the quality of services provided to Customers.

4.4
Obligations on settlement and reconciliation:

a.
Designate a bank account for payment according to Appendix 2 attached to this Contract.

b.
Check and confirm payment data between the two Parties for transactions through the ZaloPay Payment Support Service arising in
the monthly settlement cycle. On that basis, pay in full and on time to Party B the part of the Service Fee that Party B is entitled
to according to the provisions of Article 7 and the Appendices attached to this Contract.

c.
Be responsible for handling and refunding damage to the Customer in case the Customer has a complaint/complaint about the quality
of goods and services that Party A has provided.

d.
Be obliged to issue a sales invoice to the Customer corresponding to the revenue of goods and services of Party A (if required).

4.5
Depending on the specific conditions, in order to limit the risks, Party B can itself and/or at the request of the competent authority
or the International Card Organization's regulations, be able to implement the technical and professional risk management instructions,
requirements and posting, and public announcement on https://zalopay.vn/quy-dinh, https://mc.zalopay.vn.zalopay application. Party
A commits to cooperate with Party B in implementing relevant risk management guidelines and requirements. For fraudulent transactions,
suspected in accordance with anti-money laundering laws, according to the notice of one Party, the other Party is responsible
for immediately suspending the transaction processing and coordinating to verify and ensure comply with the law and minimize the
damage incurred.

4.6
Other obligations under the Contract and the Appendices attached to this Contract.

ARTICLE
5. RIGHTS AND OBLIGATIONS OF PARTY B

5.1.
Rights of Party B:

a.
Implement the ZaloPay Payment Support Service for Party A's Customers in accordance with the provisions of the Contract and the
attached Appendices.

b.
Be entitled to Service Fees as prescribed in Article 7 and the Appendices attached to this Contract.

c.
Temporarily suspend the provision of services to Party A and have the right to deduct from the next payment to Party A when there
is a case that Party A has not refunded or compensated for a breach of the Contract until the breach is rectified, fully processed.

d.
Request Party A to provide information related to goods, services and the use of ZaloPay payment support service under this Contract
with Party A.

e.
Do not pay any interest within the payment period specified in the Contract.

f.
Make recommendations and requirements for Party A to ensure safety and limit payment risks.

5.2.
Obligations of Party B:

a.
Comply with the law with ZaloPay payment support service provided by Party B.

b.
Coordinate with Party A to make it easier for Customers to shop and pay for Party A through ZaloPay Payment Support Service.

c.
Invest in necessary technological equipment and system software to deploy the Service.

d.
Store and manage data Transactions performed through their system in accordance with the law.

e.
Be self-responsible for all costs of infrastructure investment, transmission lines and arising in their system for the process
of deploying and providing the Service.

f.
Coordinate with Party A to develop procedures for implementing ZaloPay Payment Support Service.

g.
Apply professional measures to ensure data security. To be responsible for securing its system to avoid unauthorized access to
one Party's network through the other Party's system and vice versa.

H.
Provide the tools to retrieve data of daily and monthly reconciliation reports for Party A. Detect and coordinate to handle erroneous
transactions according to the process agreed by both Parties in the attached Appendices of this Contract.

i.
Coordinate with related parties in settling customer complaints related to payment transactions for goods and services of Party
A through ZaloPay Payment Support Service.

j.
Provide and update the email contact for Party A before 05 (five) working days when there is a change.

5.3.
Obligations to coordinate system management and troubleshooting:

a.
Maintain the system running smoothly and stably continuously.

b.
Provide error codes to Party A during connection and service deployment.

c.
Coordinate with Party A in quickly handling problems arising in the process of service exploitation to ensure the quality of ZaloPay
Payment Support Services provides to Customers.

5.4.
Obligations on settlement and reconciliation:

a.
Designate a bank account as specified in Appendix 2 attached to this Contract.

b.
Perform reconciliation and confirmation of official payment data between the two Parties for Payment Transactions arising in the
periodic and monthly settlement cycle. On that basis, pay Party A in full and on time the revenue of successful Payment Transactions
as prescribed in this Contract.

c.
Issue value added invoices (VAT) related to the fees collected from Party A.

5.5
Other obligations under the Contract and the Appendices attached to this Contract.

ARTICLE
6. COOPERATION IN PROMOTION OF SERVICES

6.1.
The two Parties shall coordinate to transmit information about cooperation services on their communication channels and other
communication channels, as agreed by the Parties to coordinate in each specific case.

6.2.
All images and media contents used for the promotion of cooperation services must have the cooperation product logo as designated
by the Management Authority. Allow the use of logos, images, content in accordance with this Contract. Each Party commits that
when using the other Party's trademark, it must be consistent with the purposes of this Contract and on the basis of the instructions
and regulations must be consistent with the regulations on using the trademarks owned by each Party. The Parties undertake not
to use them for illegal, illegal, unfair competition or violation of fine traditions and customs, and not to take direct or indirect
forms to assert themselves (or have the misleading, implied) that the Cooperation Service is its own.

6.3.
Create maximum conditions for Customers to access and use cooperation services under the Contract.

6.4.
The two Parties commit to actively and coordinate with the other Party to carry out communication and advertising activities about
the Cooperation Service. All signed agreements, trade promotion and advertising publications related to ZaloPay Payment Support
Service or this Contract must not adversely affect the two Parties.

6.5.
Each Party is solely responsible for the costs of communication in paragraph 6.1 of this Article and other costs incurred by it,
unless otherwise agreed.

ARTICLE
7. PAYMENT SUPPORT SERVICE FEES

7.1.
Party A will pay Party B the service fee for each cooperation service and is shown in the Appendix attached to this Contract.

7.2.
Service Fee Adjustment:

During
the implementation of this Contract, depending on each specific stage of implementation, the Service Fee will be adjusted by Party
B by sending a notice to Party A. Within 7 (seven) working days after Party A receives Party B's notice (calculated according
to the results of delivery by the post office to the address provided by Party A), if Party A does not have any written or email
response to the contact Party B's system and continues to use Party B's ZaloPay payment support service, it will be considered
to accept this change, and the new service fee will be applied from the end of the 07 period ( seven) working days mentioned above.

7.3.
The specific provisions on payment of Service Fees are agreed upon by the two Parties in the Appendixes attached to this Contract.

ARTICLE
8. COPYRIGHT, INTELLECTUAL PROPERTY AND CONFIDENTIALITY

8.1.
Each Party's trademarks, logos, websites, software, documents, and privacy mechanisms are the exclusive property of that Party
or that Party is lawfully used and protected by all applicable laws and regulations. with registered names, trademarks, software,
business processes, copyrights, intellectual property rights and patents.

8.2.
Each Party may use a limited name and logo of the other Party to promote the Customer to recognize and use the ZaloPay Payment
Support Service in accordance with the provisions of this Contract. The use of the name and logo of each Party must not violate
the provisions of law, do not damage the reputation, image of the other Party and only for the purpose of serving the work specified
in this contract.

8.3.
The Parties undertake not to disclose information directly or indirectly about software, technical processes and operations related
to the ZaloPay payment support service; part or all of the contents of this Contract as well as its Appendices and Agreements;
information on business activities and information related to Customers using the ZaloPay payment support service to any third
party, except at the request of a competent State agency or approved by the Government or with written consent of the other Party.

8.4.
Any damage caused by unauthorized disclosure of information, causing harm to the other Party, the disclosing Party is fully responsible
for indemnification including the cost of remedying the violation caused.

8.5.
The two Parties are obliged to keep the confidentiality of the information disclosed by the two Parties to each other during the
validity period of this Contract and after this Contract expires, except for cases where the information is disclosed in accordance
with the provisions of law or with the consent of both Parties or the Disclosing Party.

ARTICLE
9. SETTLEMENT OF VIOLATIONS AND COMPENSATION FOR DAMAGE

9.1.
One Party breaches the Contract, which has been requested by the other Party to be remedied within a specific time (in writing
or email) without remedy, or the breach is irreparable, or the risk threatens service provision of the Affected Party or at the
request of a competent authority, the Affected Party has the right to suspend the performance of the Contract.

9.2.
The violating party must compensate the Affected Party for all damages, losses and arising fees (including contractual fees, attorney's
fees), court costs, and fines from the relevant agency, counterparty, remedial costs arising directly from or in connection with
the breach, employees, contractors of that Party.

9.3.
In addition, in cases of claim for reimbursement, Party A guarantees to pay Party B the full amount of the Claim for Compensation,
fees and penalties collected by the International Card Organization, and other arising fees (if applicable), for any liability
of Party B to a third party (arising from Party A's violations), other losses (if any). In this case, Party B has the right to
immediately terminate all agreements with Party A, suspend the provision of Services to Party A, withhold payments, take measures
to request competent authorities to handle and have the right to use communication measures related to protecting the interests
of Party B and the Customer.

9.4.
If a liability arises for compensation for damage or for incomplete payment, the Affected Party has the right to determine the
debtor's debt or deduct it from the next payment or the Affected Party shall pay cash, pay transfer payment to the Affected Party.

9.5.
In case of termination of cooperation activities between the two Parties, the violating Party still has to fulfill the obligation
to compensate for damage and pay to the Affected Party, expenses incurred in the process of handling the breach of the Contract
and cooperation activities between the two Parties.

ARTICLE
10. EFFECTIVE DATE, RENEWAL AND TERMINATION

10.1.
This Contract comes into effect on the Effective Date and is valid for a period of 01 (one) year called the “Initial Term”.

10.2.
The contract will be automatically renewed for each period, each period of 01 (one) subsequent year, starting from the end of
the original term or any subsequent renewal period. These automatic renewals shall be maintained unless otherwise notified in
writing by either Party, at least 30 (thirty) business days prior to the end of the current period. The initial and subsequent
renewal periods herein shall be referred to as the “Term” of the Contract. The Parties will renegotiate the terms
of this Contract at each renewal period.

10.3.
Upon termination of the Contract, the continuing obligations, as well as the payment obligations to be made, will remain in effect
and continue to bind the two Parties. Any software and data owned by either Party shall be returned to the Owner by the other
Party and any copies of such software and data shall be destroyed, except in the case of data records which must be retained as
required by law.

10.4.
If either Party wishes to terminate the Contract before the term of the Contract, it must notify the other Party in writing 30
(thirty) days in advance.

10.5.
Contract termination cases:

a.
As agreed by the two Parties;

b.
One Party fails to meet the conditions for cooperation in Article 3.4 of this Contract;

c.
One or the Parties terminate their operation, dissolve or go bankrupt;

d.
Other cases as prescribed in the Contract.

10.6.
Settlement of contract termination.

a.
Contract termination does not mean termination of obligations to the other Party/Third Party that a Party has not completed under
the Contract. The violating party is responsible for compensating for all damage caused to the Affected Party (if any).

b.
Within 05 (five) working days from the date of termination of the Contract, the two Parties must conduct a data comparison and
fulfill all remaining obligations towards each other.

c.
In all cases, Party A is still responsible to the Customer for the goods and services that have been, are and will be provided
to the Customer in accordance with Party A's sales regulations and applicable laws.

d.
If for any reason, one Party does not have goodwill in the reconciliation and liquidation of the Contract, even though it has
been carried out in accordance with regulations, the other Party may base on its own data as a basis to establish Contract liquidation
minutes sent to the other party.

If
within 10 (ten) days from the date of sending the Liquidation Minutes (by post), the Recipient does not respond, the Parties are
automatically deemed to have accepted the Liquidation Minutes, and that Party waive the acquisition of related rights; outstanding
payments will be treated as a liability.

e.
Upon termination of this Contract, the two Parties return to each other all relevant confidential information (if any). For the
information that cannot be returned, the Holder is responsible for performing the confidentiality obligations stated in this Contract.
If the breach causes damage to the other Party, it must compensate for all damages in accordance with the provisions of this Contract.

ARTICLE
11. GENERAL PROVISIONS

11.1.
Entire agreement

This
Contract includes all agreements of the two Parties and supersedes all previous agreements between the two Parties unless otherwise
stated.

The
Contract and Contract Appendices are an integral part of the Contract.

11.2.
This Contract is not assignable in any way to the Third Party without the consent of the other Party. In case Party A transfers
this Contract to a Third Party after Party B's approval, Party A and the Third Party must comply with Party B's regulations and
procedures related to the assignment and performance of the Contract.

11.3.
Except for the specific case stated in the Contract and the attached Appendices, the amendments and supplements must be agreed
upon by the Parties.

11.4.
The amendment and supplementation of regulations on enterprise information on page 1 of the Contract (except for the change of
tax code), the Parties are responsible for making a written notice together with relevant documents. If the notified Party has
no comments (by email to the contact point of the Sales Department and the official reply) then this notice will automatically
be considered as an amendment and supplement in the Appendix attached to this Contract.

11.5.
If there is a dispute, the Parties will agree and negotiate within 30 (thirty) days from the date of arising of the dispute. If
the dispute cannot be resolved by agreement or negotiation, the dispute will be settled by the competent People's Court in Ho
Chi Minh City.

11.6.
During the implementation process, the Parties acknowledge the legal validity of documents in the form of electronic data messages
with legal validity binding to the Parties as traditional documents.

11.7.
Force Majeure

a.
Force Majeure Events are events that occur objectively and cannot be foreseen, despite all necessary measures being taken, including
but not limited to events such as natural disasters. , fire, flood, earthquake, accident, disaster, disease restrictions, nuclear
or radioactive contamination, war, civil war, insurrection, strike or riot, the Affected Party shall must promptly notify the
other Party in writing of its failure to perform its obligations due to the Force Majeure Event, and shall, within 15 (fifteen)
days from the date of the Force Majeure Event, forward directly by certified mail to the other Party proofs of the occurrence
of the Force Majeure Event and the time period during which the Force Majeure Event occurred.

The
party affected by the Force Majeure Event is responsible for taking all measures to minimize the impact of such Force Majeure
Event.

b.
If the Force Majeure Event lasts more than 30 (thirty) days, each Party has the right to terminate this Contract without having
to compensate the other Party for any direct damages arising from the Force Majeure Event except in case the Party affected by
the Force Majeure Event has failed to fully perform the activities at point a of this Clause.

11.8.
The two Parties agree that the term(s) in the Contract are valid independently of each other except where it is expressly referred
to as accurately and completely. The invalidity of one or more terms will not affect the enforcement of other provisions of the
Contract. In this case, the two Parties will coordinate to make adjustments in accordance with the provisions of law for enforcement.

ARTICLE
12. SIGNING CONTRACT

The
signing of the Contract is performed by an authorized representative of each Party or a duly authorized representative of each
Party.

The
contract is made in 02 (two) originals in Vietnamese, each Party keeps 01 (one) copy with the same legal value.

	REPRESENTATIVE
        OF PARTY A

        Deputy
        Director

        (Signed
        and sealed)

        NGO
        THI CHAM
	REPRESENTATIVE
        OF PARTY B

        Chairman
        of Board of Management cum Director

        (Signed
        and sealed)

        TRUONG
        THI THANH

 

    	2 

    	 

    

 

APPENDIX
1

ZALOPAY
PAYMENT ACCEPTANCE COOPERATION

(Attached
to Contract No. 67/2020/ZALOPAY/ZION-HOTTAB signed on .../.../......)

Bases:

-
Contract No 67/2020/ZALOPAY/ZION - HOTTAB dated ...... between Hottab Asset Vietnam Co., Ltd (Party A) and ZION Joint Stock Company
(Party B);

-
Based on the capabilities and needs of the two Parties;

This
Appendix is made and signed on............for the implementation of ZaloPay payment Support Services with the following contents:

ARTICLE
1. INTERPRETATION

In
this appendix, the following terms have the following meanings:

1.1.
Payment: means Party B's transfer of the revenue collected from the Customer to Party A's account according to the payment
period agreed between the two Parties, after balancing the payable according to this Appendix; the payment does not confirm that
Party A has fulfilled its obligations as agreed with the Customer.

1.2.
Payment solutions: Are solutions implemented by Party B for Party A, described and guided in detail at: https://mc.zalopaY.vn,
in accordance with the provisions of this Appendix and integrated reality technical meeting of the two Parties.

1.3.
Service fee: The fee that Party B and Party A agree on the basis of this Appendix and depending on the integrated service,
the service fee is determined accordingly.

1.4.
The determination of the value and number of successful payment transactions is determined on the basis of Party B's recording
system and notified to Party A through the service-integrated signal system or email, phone to Party A's designated contact person.

ARTICLE
2. SCOPE OF TECHNICAL INTEGRATION, PAYMENT ACCEPTANCE

2.1.
Party A and Party B jointly deploy a service integration that allows Party A's customers to pay for goods and services to Party
A through the ZaloPay App service. Specifically for money from ZaloPay wallet balance, and domestic bank accounts/ ATM cards linked
to ZaloPay accounts

2.2.
In which, the two Parties will integrate payment for goods and services at: website sopa.asia and Party A's Sopa application.

Types
of goods and services provided to customers: food and drink order.

In
case Party A expands the integrated object or provides products and services on the integrated object in the conditional business
field, Party A must notify Party B and get Party B's written approval before deployment.

2.3.
Information about the integrated object is provided by Party A together with this Appendix.

2.4.
Party A commits to fully comply with legal procedures and necessary documents, permits and approvals in accordance with the law
at the time of signing and during the implementation of the Contract.

2.5.
The modification and addition of the integrated object must be approved in writing by Party B before application.

ARTICLE
3. TECHNICAL REGULATIONS AND SERVICE CONNECTION

3.1.
The implementation of technical integration activities is agreed by the Parties under the guidance of the technical focal point
of Party B and the corresponding technical integration documents specified at https://docs.zalopay.vn/.

3.2.
At the end of the integration process, the technical contact of the two sides will confirm the successful acceptance of the connection
by email showing the technical parameters recorded on the system.

3.3.
The result of successful technical acceptance test means that the Parties have understood, agreed and ensured the implementation
of the contents shown in the technical documents at https://docs.zalopay.vn/.

3.4.
During the implementation process, if Party B has any changes to this technical document, Party B will notify and update Party
A via technical email and directly on https://docs.zalopay.vn/.

ARTICLE
4: SERVICE FEES

4.1.
Service fee regulation

Party
A will pay Party B the service fee according to the cooperation content mentioned in Article 2 of this Appendix, specifically
as follows:

	No	Type
    of fee	ZaloPay
    App (excluding VAT)
	1	Fee
    of service, including:	 
	 	-
    Service support fee 	1%/transaction
    value
	 	-
    Transaction processing fee	Free
    of charge
	2	Return
    processing fee	1.000
    VND/transaction
	3	Successful
    payment transaction fee refund for returned order	Refund
	Notes:

        -
        Domestic card is a card with BIN issued by the State Bank of Vietnam.

        -
        An international card is a card with a BIN issued by international card organizations.

 

4.2.
Regulations on fees

a)
Unless otherwise agreed by the Parties, the effective time of fees is the time of the first transaction.

b)
Service fee is calculated on the successful payment transaction value according to the data recorded by Party B and deducted from
the payable amount before Party B pays the revenue to Party A.

The
service fee is still applied to the transaction that Party B successfully recorded but did not receive a response from Party A
during the reconciliation period or the transaction process failed to send a successful signal to Party A.

Transactions
that the Parties agree to test will not apply Service Fees. This Contract is done via email to the Sales Department contact point.

c)
Service fees are applied to each integrated object, or to specific goods and services specified in Article 2 - This Appendix or
the amended and supplemented agreements (if any).

d)
Party B will issue a valid financial invoice for the fee arising from the transaction collected from Party A according to the
provisions of this Article.

e)
Service charge period: from 00 hours 00 minutes 00 seconds first day of the month to 23:59: 59 of last day of the month according
to the calendar year.

ARTICLE
5. TERMS OF IMPLEMENTATION

-
This Appendix is ​​an integral part of the ZaloPay Payment Support Service Supply Contract No. 67/2020/ZALOPAY/ZION
- HOTTAB signed on day...month...year.... between Hottab Asset Vietnam Co., Ltd (Party A) and ZION Joint Stock Company (Party
B).

-
This Appendix is ​​made into 02 (two) copies in Vietnamese with the same legal validity, each party keeps 01 (one)
copy.

 

 

 

	REPRESENTATIVE
        OF PARTY A

        Deputy
        Director

        (Signed
        and sealed)

        NGO
        THI CHAM
	REPRESENTATIVE
        OF PARTY B

        Chairman
        of Board of Management cum Director

        (Signed
        and sealed)

        TRUONG
        THI THANH

 

 

    	3 

    	 

    

 

APPENDIX
2

PAYMENT
AND RECONCILIATION PROCESS

(Attached
to Contract No. 67/2020/ZALOPAY/ZION-HOTTAB signed on .../.../......)

ARTICLE
1. RECONCILIATION

1.1.
General regulations

		a.	Party
                                         A registers an account and password. After being approved by Party B in Clause B, Party
                                         A has the right to access a reconciliation tool with transaction checking, payment checking
                                         and related functions according to actual implementation and instructions at https://mc.zalopay.vn;

		b.	Party
                                         A is responsible for keeping confidential information such as username, password, and
                                         other information related to and/or recorded at the reconciliation tool. The management
                                         and use of the account reconciliation tool Party A must comply with the usage regulations
                                         and safety instructions of Party B when using the service posted at httos://zalopay.vn/quy-dinh.

c.
       Original data: is the data provided by Party B on the reconciliation tool;

d.
       Recorded data: The data is recorded by Party A.

e.
       Daily data: is data from 00:00:00 to 23:59:59 on the same day.

		f.	Monthly
                                         data: is the data arising from 00:00:00 on the 1st day of every month to 23:59:59 on
                                         the last day of the calendar month.

1.2.
Daily data check:

		a.	Party
                                         B updates the data of successful transactions arising from 00:00:00 to 23:5959 of the
                                         previous day on the tool.

		b.	Party
                                         A is responsible for checking and confirming the above data, and the Parties agree that
                                         the data that Party B updates to the tool is the basis for payment according to the provisions
                                         of Article 2 of this Appendix.

		c.	Daily
                                         updated data includes: (i) Successful payment transaction, (ii) Refund transaction, (iii)
                                         Service fee, (iv) amount paid by Party B to Party A after deducting fees service.

1.3.
Monthly data reconciliation:

a.
Reconciliation process:

i.
Within the first 02 (two) working days of the month, Party B will have an email to notify the reconciliation and payment point
of requesting Party A to access the system provided by Party B to confirm the online automatic reconciliation.

ii.
In the next 03 (three) working days from the date of Party B's email notification, Party A must confirm the actual data of the
preceding month. This certification has the same value as the representatives of the two Parties to sign and stamp on the Minutes
of revenue and service fee collection according to the Form attached to this Appendix. If Party A wishes to get the Minutes with
seal and signature, then actively print the Minutes from Party B's system to sign, seal and send it to Party B to complete the
signing, seal and return it to Party A. In this case, Party B will send an email to Party A informing that Party A has made the
confirmation.

		·	If
                                         Party A does not confirm within the above time limit, the Parties automatically understand
                                         that Party A accepts with the data of the preceding month recorded by Party B.

		·	If
                                         there is a difference in the reconciliation results and Party A responds after the above
                                         time limit, the Parties agree to adjust in the next month.

iii.
In the next 05 (five) working days, Party B sends the invoice (form: electronic invoice) to the email address of Party A specified
in Appendix 5.

b.
Monthly reconciliation data includes: (i) Successful payment transaction, (ii) Refund transaction, (iii) Service fee, (iv) amount
paid by Party B to Party A minus the translation fee service.

c.
The data recorded on the tool is the data arising from 00:00:00 on the 1st day of every month to 23:59:59 of the last day of the
calendar month.

ARTICLE
2. PAYMENT OF AMOUNT PAID BY THE CUSTOMER TO PARTY A

2.1.
Party B will pay Party A based on the results recorded daily on the control system.

2.2.
In case there is a difference when Party A checks the daily data but has not been processed before the time of payment, Party
B will transfer the payment according to the original data recorded by Party B. The difference after the two Parties confirm the
accuracy will be paid off or added to the next next payment.

2.3.
Party B pays Party A by the following method:

❖Payment
regulations on day T+l:

	Regulation	Time
    of payment
	Payment
    amount after deducting (1) refund transaction, (2) service fee, (3) debt (if any)	Payment
        is as follows:

        The
        payment period is T + 1 (T is the transaction date). Accordingly: before 16:00 of T+l day, Party B will transfer the payment
        amount of day T to Party A.

        If
        the payment date is not a business day, it will be made the next working day.

2.4.
If for 3 consecutive months, Party A's average monthly sales via ZaloPay payment is lower than 5,000,000 VND (five million Vietnamese
dongs), Party B has the right to request Party A to remedy the situation within 30 (thirty) working days. If at the end of the
remedial time limit, Party A still cannot improve the situation, Party B has the right to unilaterally terminate the Contract
and the two Parties shall coordinate to pay the outstanding amounts as prescribed in the Main Contract. The application of this
remedy is only applied no more than 02 (two) times during the Contract term.

ARTICLE
3. BANK ACCOUNT INFORMATION

3.1.
The Parties agree to designate and be responsible for the legality, validity, authenticity of the account with the following information
to receive and pay payments.

3.2.
If one or the Parties change the account information, the changing Party must notify the other Party in writing and be responsible
for the content of the notice.

3.3.
Unless otherwise agreed, the value of the notice of change of account information is only valid after the time the other Party
receives the notice of change (by email or in writing whichever comes first).

	 	PARTY
    A	PARTY
    B
	Account
    No	1014595801	19122481575019
	Account
    holder	Hottab
    Asset Vietnam Co., Ltd.	ZION
    Joint Stock Company
	Bank	Saigon
    - Hanoi Commercial Joint Stock Bank (SHB) - Card Center	Vietnam
    Technological and Commercial Joint Stock Bank (Techcombank) — Head Office
	Type
    of account	VND	VND
	Others
    	 	 

ARTICLE
4. TERMS OF IMPLEMENTATION

-
This Appendix is ​​an integral part of the ZaloPay Payment Support Service Supply Contract No. 67/2020/ZALOPAY/ZION
- HOTTAB signed on day...month...year.... between Hottab Asset Vietnam Co., Ltd (Party A) and ZION Joint Stock Company (Party
B).

-
This Appendix is ​​made into 02 (two) copies in Vietnamese with the same legal validity, each party keeps 01 (one)
copy.

 

 

 

	REPRESENTATIVE
        OF PARTY A

        Deputy
        Director

        (Signed
        and sealed)

        NGO
        THI CHAM
	REPRESENTATIVE
        OF PARTY B

        Chairman
        of Board of Management cum Director

        (Signed
        and sealed)

        TRUONG
        THI THANH

 

    	4 

    	 

    

SOCIALIST
REPUBLIC OF VIETNAM

Independence
– Freedom – Happiness

 

ACCEPTANT
MINUTES OF REVENUE AND SERVICE CHARG

MONTH...YEAR
2020 (....., 2020)

Pursuant
to the ZaloPay payment support service agreement No....dated....between:

+
PARTY A: HOTTAB ASSET VIETNAM COMPANY LIMITED

+
PARTY B: ZION JOINT STOCK COMPANY

-
On this day...., both parties mutually agree to sign this Acceptance Minutes of Revenue and Service Charge for.../.... as the
below detail:

	 	Number
    of successful payment transactions	Number
    of refund transactions required by the partner	Value
    of successful payment transactions	Value
    of refund transactions required by partner	Fee
    of payment transaction (including VAT)	Refund
    fee (Including VAT)	Other
    fees (including VAT)	Total
    fees (Including VAT)	Payment
    by ZaloPay (including VAT)
	 	(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)=(5)=(6)+(7)	(9)=
    (3)-(4)-(8)
	ID:.....	 	 	 	 	 	 	 	 	 
	From
    ATM card/domestic bank account	 	 	 	 	 	 	 	 	 
	From
    credit card	 	 	 	 	 	 	 	 	 
	From
    ZaloPay App	 	 	 	 	 	 	 	 	 
	Total
    by transactions	 	 	 	 	 	 	 	 	 
	Total
    	 	 	 	 	 	 	 	 	 

This
acceptance Minutes is made into 02 (two) bilingual originals in Vietnamese and English languages of the equal validity. Each party
will keep 01 (one) original.

	FOR
    AND ON BEHALF OF PARTY B	FOR
    AND ON BEHALF OF PARTY B
	P.P
    DIRECTOR           ACCOUNTANT            TECHNIC	ACCOUNTANT     TECHNIC

    	5 

    	 

    

APPENDIX
3

COORDINATION
FOR SETTLEMENT OF TRANSACTION TO BE REFUNDED

(Attached
to Contract No. 67/2020/ZALOPAY/ZION-HOTTAB signed on .../.../......)

 

Bases:

-
Contract No. 67/2020/ZALOPAY/ZION - HOTTAB dated ...... between Hottab Asset Vietnam Co., Ltd and ZION Joint Stock Company.

-
Based on the capabilities and needs of the two Parties;

This
Appendix is made and signed on.....by Hottab Asset Vietnam Co., Ltd (Party A) and ZION Joint Stock Company (Party B) to deploy
payment support services with the following contents:

This
Appendix governs chargeback transactions (transactions required to be processed for refund), goods and service refund transactions
performed according to Party A's goods and service return policy, not governed by this Regulation:

ARTICLE
1. CASE OF REFUND

	Cases	Detailed
    description	Process
    of settlement
	The
    transaction with Party A's request for refund	is
    the transaction requested by Party A to be refunded to the Customer.	Refund
        immediately at the request of Party A

         

	Complaint
    transaction requires a Reimbursement;	Buyer
        does not receive the paid goods, services (products), or

        The
        delivered goods and services are not as described: the buyer receives the paid product, but the delivered product does
        not meet the description of Party A at the time of payment.
	The
        verification of the information required to process the Reimbursement transaction is carried out by the following methods:

        Step
        1: The two parties coordinate to verify information within 3 working days;

        Step
        2: Processing after verifying information:

        -
        If there is no refund, Party A and Party B will terminate processing the request;

        -
        If a refund is required, Party A shall issue a refund order to the buyer;

	Error
    Transaction	Transaction
    determined by Party B to have an error occurred during transaction signal transmission.	The
        verification of the information required to handle the error transaction is done as follows:

        Step
        1: Coordinate error verification in 3 working days;

        Step
        2: Party B informs Customer and Party A:

        -
        If the two Parties continue to complete the transaction, no refund will be incurred;

        -
        If the two Parties do not continue to complete the transaction, a refund will be incurred.

	Unauthorized
    transaction	The
    transaction was refunded due to the complaint of the cardholder, the ZaloPay account holder identified fraud or forged when
    performing the transaction.	*
        If a Reimbursement is requested according to the International Card Organization's handling procedures, the handling of
        the complaint settlement results related to unauthorized transactions will be carried out in accordance with the International
        Card Organization's Regulations. Party B is responsible for coordinating and supporting Party A in the settlement process.

        On
        a case-by-case basis, Party B will give recommendations and instructions for Party A to choose the appropriate solution.

        *
        If the chargeback claim arises from a payment transaction by wallet balance, the settlement shall comply with the provisions
        of dispute settlement and complaint according to the regulations on using the service of Party B.

ARTICLE
2. REQUIREMENTS FOR PARTY A

Provide
timely, accurate and complete information and documents at the request of Party B. In addition:

a.
For complaints of not receiving goods or services; Party A must provide Party B with the following documents:

-
Documents and data determining successful payment signal are recorded by Party B;

-
Documents and documents describing the transportation and delivery coincide with the information in the shipment.

-
Goods and services must be delivered to the buyer's address as declared in the buyer's consignment; if it is a non-physical service,
an electronic data format, the download IP address is the same as the billing IP address.

b.
For unauthorized transactions: Party A must provide Party B with the following documents: Successful transaction signal.

-
Documents of transportation and delivery of goods and services signed by the buyer.

-
Other requirements at the request of the International Card Organization in each specific case will be supported by Party B as
a focal point to work with related parties.

Notes:

Goods
and service transport documents as proof of handling in this case must satisfy all of the following information:

-
Date of recording the transportation of goods and services;

-
Delivery address details the address of the commune (ward, town), district (district), province, city.

The
delivery documents meet all of the following conditions:

-
Delivery date;

-
Address The receiver records in detail the address of the commune (ward, town), district (district), province, city.

-
The signature confirms the receipt of the buyer's goods with the information that matches the order and payment information.

ARTICLE
3. COOPERATION IN PROCESSING REFUND TRANSACTIONS

3.1.
The settlement of a refund request is based on the results of the refund request processing.

a.
If no refund is required to the buyer, the Parties will not have to make a refund.

b.
If a refund is required, the Parties will handle the following:

-
If the transaction value requested to be refunded, Party B has not yet paid to Party A, Party B will keep that payment to make
a refund to the buyer.

-
If the transaction requested for refund has been paid by Party B to Party A, Party A must refund the Customer within 02 (two)
working days from the date of receipt of the refund request processing result. ;

-
If Party A does not make the refund, Party B deducts from the amount that Party B will transfer to Party A in the latest payment
(the amount of offset is the amount that Party A requests Party B to reimburse the Customer. or the amount that Party A must Reimburse
plus the charge of the Reimbursement transaction (if any)).

If
the amount paid to Party A in the latest payment is not enough to offset, the outstanding amount is determined the debt of Party
A to Party B and Party A must pay Party B in full by bank transfer. within 03 (three) working days from the date of Party B's
request. If Party A is still late for payment by the end of the term without Party B's fault or force majeure, Party B has the
right to suspend all services related to Party A, and Party A must pay Party B additional interest rate on corporate deposits
(calculated at the interest rate announced by Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank) on the first
day of late payment) for the amount of late payment over time from the first day of late payment pay until Party A has paid in
full to Party B.

3.3.
The time limit for settlement of the transaction subject to a claim for reimbursement will be according to the decision of Party
B in accordance with the provisions of law and/or regulations and practices of the International Card Organization, but not more
than 180 days from date of successful payment transaction.

The
application of measures to suspend payment and advance payment, depending on Party B's decision, may last until there is a result
of processing the claim for reimbursement.

3.4.
In the event that Party A makes a refund, the refund must be made through https://mc.zalopay.vn. The fact that Party A chooses
another method of Refund processing does not bind Party B to acknowledge the results. Claim settlement results between Party A
and ZaloPay card/account holder, and Party A may still be responsible for reimbursement if it cannot prove that Customer's Reimbursement
request has been resolved.

3.5.
Party B's right to claim Compensation may last even if the Parties terminate the cooperation.

3.6.
From time to time, in order to ensure the safety and security of transactions with permissible technical conditions, and to bring
convenience to Customers when using the service, Party B may apply/pilot the reimbursement methods and will inform Party A to
coordinate implementation.

ARTICLE
4. TERMS OF IMPLEMENTATION

-
This Appendix is ​​an integral part of the ZaloPay Payment Support Service Supply Contract No. 67/2020/ZALOPAY/ZION
- HOTTAB signed on day...month...year.... between Hottab Asset Vietnam Co., Ltd (Party A) and ZION Joint Stock Company (Party
B).

-
This Appendix is ​​made into 02 (two) copies in Vietnamese with the same legal validity, each party keeps 01 (one)
copy.

 

	REPRESENTATIVE
        OF PARTY A

        Deputy
        Director

        (Signed
        and sealed)

        NGO
        THI CHAM
	REPRESENTATIVE
        OF PARTY B

        Chairman
        of Board of Management cum Director

        (Signed
        and sealed)

        TRUONG
        THI THANH

 

    	6 

    	 

    

 

APPENDIX
4

PROCESS
FOR RECEIVING AND SETTLEMENT CLAIMS/COMPLAINTS FOR THE CUSTOMERS

(Attached
to Contract No. 67/2020/ZALOPAY/ZION-HOTTAB signed on .../.../......)

 

ARTICLE
1. GENERAL PROVISIONS

1.
Purpose

Guide
and inform the concerned parties about the process of receiving and resolving complaints within the scope of business cooperation
between the two parties, in order to ensure the highest level of support for customers.

2.
Scope of Customer Support

2.1.
Answer to customers service-related policies such as: service objects, price/fee policy, equipment conditions, service usage procedures...

2.2.
Guide customers to use the service.

2.3.
Support the Customer when there are problems related to network infrastructure, hardware systems, software as well as problems
that lead to the Customer's inability to use the service.

2.4.
The Party is responsible for and ensures to assist in resolving Customer's complaints within the scope of its obligations under
the Contract and the attached Appendices.

2.5.
Period to receive the Customer's complaint, and allow the Customer to send a request to trace the transaction: within 100 days
from the date of the transaction or otherwise prescribed by law. For a refund request, the time limit for receiving a claim is
60 days from the date of the transaction.

3.
Forms of support and coordination to support Customers

3.1
Types of support' Customers:

Support
by phone, fax, e-mail, text,...

3.2
Focal point to coordinate customer support:

PARTY
A:

Customer
Support Center

Hotline:
0942468822

Email:
care@hottab.net

PARTY
B:

Customer
Support Center

Hotline:
1900 54 54 36

Email:
hotro@zalopay.vn

3.3
General responsibilities:

In
the event that one of the Parties receives a request from the Customer that is not within its scope, it will forward the Customer's
request to the person in charge of that scope.

The
Parties are responsible for coordinating to support the Customer to achieve the best results.

ARTICLE
2. PROCEDURE FOR RECEIVING AND SOLVING CLAIMS/COMPLAINTS

2.1.
Flowchart

 

	PROCEDURE
        FOR RECEIVING AND SOLVING CLAIMS/COMPLAINTS

 

 IMAGE
OMITTED

2.2.
Flowchart explanation

	No	Contents
    of implementation	Unit	Period
	STEP
    1	Receive
        inquiries/complaints:

        Receive
        and respond to information received complaints in the form of: text, e-mail, phone, fax, web, chat ...
	Party
    A, Party B	During
        the customer support period of the Parties. .

        Feedback
        has been received within 04 (four) working hours from the time of receipt.

	STEP
    2	Classify
        inquiries/complaints:

        After
        the Receiving Party receives inquiries/complaints from the Customer:

        -
        For the content that can be answered immediately, then proceed to respond to the Customer.

        -
        In case the complaint/complaint is beyond the scope of settlement, the receiving Party is responsible for transferring
        the information to the relevant Party via email or can call first, email later in case of emergency.
	Party
    A, Party B	Within
        24 (two four) hours after receiving complaint information.

         

	STEP
    3	Make
        reconciliation of questions/claims 

        The
        receiver is responsible for analysing, reconciliation, explaining the claims/complaints received.
	Party
    A, Party B	No
    later than 01 (one) working day from the date of receipt of inquiries/complaints.
	STEP
    4	Respond
        to inquiries/complaints:

        The
        unit receiving inquiries/complaints shall reply in writing or in the form requested by the Customer.
	Party
    A, Party B	No
        later than 02 (two) working days after receiving the results of inquiry/complaint.

         

	STEP
    5	Evaluate
        the satisfaction level:

        -
        Customer Service staff probe, find out the satisfaction level of customers with the content of the answer. If the Customer
        agrees and is satisfied with the answers, proceed to Step 06.

        -
        If the Customer does not agree with the contents of the answer, return to Step 02 to proceed with the resolution of the
        question/complaint.
	Party
    A, Party B	Implement
        immediately after the settlement is completed and the Customer accepts.

         

	STEP
    6	Ending:

        Perform
        consolidation, archiving and periodical reporting.
	Party
        A, Party B

         
	 

 

ARTICLE
3. TERMS OF IMPLEMENTATION

-
This Appendix is ​​an integral part of the ZaloPay Payment Support Service Supply Contract No. 67/2020/ZALOPAY/ZION
- HOTTAB signed on day...month...year.... between Hottab Asset Vietnam Co., Ltd (Party A) and ZION Joint Stock Company (Party
B).

-
This Appendix is ​​made into 02 (two) copies in Vietnamese with the same legal validity, each party keeps 01 (one)
copy.

 

	REPRESENTATIVE
        OF PARTY A

        Deputy
        Director

        (Signed
        and sealed)

        NGO
        THI CHAM
	REPRESENTATIVE
        OF PARTY B

        Chairman
        of Board of Management cum Director

        (Signed
        and sealed)

        TRUONG
        THI THANH

 

    	7 

    	 

    

 

APPENDIX
5

CONTACT
INFORMATION

(Attached
to Contract No. 67/2020/ZALOPAY/ZION-HOTTAB signed on .../.../......)

 

ARTICLE
1. CONTACT PERSON

	REPRESENTATIVE
    OF PARTY A	REPRESENTATIVE
    OF PARTY B
	❖
        In charge of Sales Department:

        -
        Mr/Ms: Le Ngoc Huy

        -
        Position: Sales Manager

        -
        Email: huy@hottab.net

        -
        Phone: 091 716 88 99

        ❖
        In charge of engineering:

        -
        Mr/Mrs: Sanjeev Sapkota

        -
        Position: Director

        -
        Email: sanjeev@hottab.net

        -
        Phone: +91 81308 49185

        ❖
        In charge of Customer Relations, support and settlement of claims

        -
        Mr/Ms: Nguyen Van Thang

        -
        Position: Customer Care

        -
        Email: thangnguyenvan@hottab.net

        -
        Mobile: +84 98 764 74 75

        ❖
        In charge of PR/Marketing:

        -
        Mr/Ms: Regina Cheng

        -
        Position: Director of Communications

        -
        Email: regina@thesocietypasss.com

        -
        Phone: 03778655570

        ❖
        In charge of reconciliation:

        -
        Mr/Ms: Ngo Thi Cham

        -
        Position: Chief Accountant

        -
        Email: cham@hottab.net

        -
        Phone: +84 97 694 08 99

        ❖
        In charge of Payment:

        -
        Mr/Ms: Tran Thi Tho

        -
        Position: Accountant

        -
        Email: tt.tho@hottab.net

        -
        Phone: 0379439424

        ❖
        In charge of receiving electronic invoices:

        -
        Mr/Ms: Tran Thi Tho

        -
        Position: Accountant

        -
        Email: tt.tho@hottab.net

        -
        Phone: 0379439424
	❖
        In charge of Sales Department:

        -
        Mr/Ms: Doan Thanh Tung

        -
        Position: Head of Business Development

        -
        Email: bdpayment@zalopay.vn

        ❖
        In charge of engineering:

        -
        Mr/Ms: Thai Hoang Diep

        -
        Position: Technical Manager

        -
        Email: tech@zalopay.vn

        ❖
        In charge of Customer Relations, support and settlement of claims (CS):

        -
        24/7 Customer Support

        -
        Email: merchant@zalopay.vn

        ❖
        In charge of PR/Marketing:

        -
        Mr.: Pham Thong

        -
        Position: Marketing Director

        -
        Email: marketing@zalopay.vn

        ❖
        In charge of reconciliation, payment:

        -
        Ms: Lu Hong Tham

        -
        Position: Product Operations Executive

        -
        Email: opzalopay@vng.com.vn

ARTICLE
2. TERMS OF IMPLEMENTATION

-
This Appendix is ​​an integral part of the ZaloPay Payment Support Service Supply Contract No. 67/2020/ZALOPAY/ZION
- HOTTAB signed on day...month...year.... between Hottab Asset Vietnam Co., Ltd (Party A) and ZION Joint Stock Company (Party
B).

-
This Appendix is ​​made into 02 (two) copies in Vietnamese with the same legal validity, each party keeps 01 (one)
copy.

 

	REPRESENTATIVE
        OF PARTY A

        Deputy
        Director

        (Signed
        and sealed)

        NGO
        THI CHAM
	REPRESENTATIVE
        OF PARTY B

        Chairman
        of Board of Management cum Director

        (Signed
        and sealed)

        TRUONG
        THI THANH

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