Document:

exv10w1

 

Exhibit 10.1

VOTING AGREEMENT

     THIS VOTING AGREEMENT (this “Agreement”) dated as of October 5, 2006, is entered into by and
among Integra Bank Corporation, an Indiana corporation (“Integra”), and each of the undersigned
persons identified on Exhibit A attached hereto (each, a “Stockholder,” and collectively,
the “Stockholders”), in his/her/its capacity as a stockholder of Prairie Financial Corporation, a
Delaware corporation (“Prairie”).

W I T N E S S E T H:

     WHEREAS, Integra, PFC Merger Corp., a Delaware corporation and wholly-owned subsidiary of
Integra (“Sub”), and Prairie have entered into an Agreement and Plan of Merger (the “Merger
Agreement”) dated as of the date hereof pursuant to which Prairie and Sub have agreed to merge (the
“Merger”) in accordance with the provisions of the Delaware General Corporation Law;

     WHEREAS, as of the date hereof, the Stockholders beneficially own the number of shares of
common stock, par value $1.00 per share, of Prairie (the “Prairie Common Stock”) set forth on
Exhibit A;

     WHEREAS, in consideration of Integra’s agreements herein and in the Merger Agreement, the
Stockholders have agreed to vote their shares of Prairie Common Stock in favor of the Merger
Agreement and the Merger as provided herein.

     NOW, THEREFORE, in contemplation of the foregoing and in consideration of the mutual
agreements contained herein and for other good and valuable consideration, the receipt of which is
hereby acknowledged, and intending to be legally bound hereby, the parties hereto agree as follows:

ARTICLE I

VOTING AGREEMENT

     Section 1.1 Voting. The Stockholders agree that each of them shall cause all
shares of Prairie Common Stock owned by him/her of record and beneficially, including, without
limitation, all shares owned by him/her individually, all shares owned by his/her spouse
individually (of record or beneficially), all shares owned jointly by him/her and his/her spouse,
all shares owned by any trust or entity of which any of the Stockholders and/or their spouses are
managers, directors, stockholders, members, trustees or partners, all shares owned by any minor
children of the Stockholders, all shares held as voting trustee, and specifically including all
shares shown as owned directly or beneficially by each of them on Exhibit A attached hereto
(collectively, the “Shares”), to be voted in favor of the Merger Agreement and the Merger at the
annual meeting or a special meeting of stockholders of Prairie called for that purpose.

     Section 1.2 No Disposition. Each of the Stockholders further agrees and
covenants that he/she shall not sell, assign, transfer, dispose or otherwise convey, nor shall
he/she cause, permit, authorize or approve the sale, assignment, transfer, disposition or other
conveyance of,

 

 

any of the Shares or any interest in the Shares to any other person, trust or entity
prior to the annual or special meeting of stockholders of Prairie called for the purpose of voting on the
Merger Agreement.

     Section 1.3 Termination of Obligations. The obligations of the Stockholders
under this Article I shall terminate contemporaneously with the termination of the Merger
Agreement. Notwithstanding anything to the contrary herein, nothing in this Agreement shall limit
or otherwise affect the ability of the Stockholders who are directors of Prairie from exercising
their fiduciary duties as directors pursuant to Section 5.1 of the Merger Agreement.

ARTICLE II

MISCELLANEOUS

     Section 2.1 Expenses. Each of the parties hereto shall pay its own expenses
incurred in connection with this Agreement.

     Section 2.2 Binding Effect. This Agreement shall be binding upon and inure to
the benefit of and be enforceable by the parties hereto and their respective representatives and
permitted successors and assigns.

     Section 2.3 Entire Agreement. This Agreement and the Merger Agreement contain
the entire understanding of the parties and supersede all prior agreements and understandings
between the parties with respect to their subject matter. This Agreement may be amended only by a
written instrument duly executed by the parties hereto.

     Section 2.4 Headings. The headings contained in this Agreement are for
reference purposes only and shall not affect in any way the meaning or interpretation of this
Agreement. Time is of the essence with respect to all provisions of this Agreement.

     Section 2.5 Assignment. This Agreement may not be transferred or assigned by
the Stockholders but may be assigned by Integra to any of its affiliates or to any successor to its
business and will be binding upon and inure to the benefit of any such affiliate or successor.

     Section 2.6 Counterparts. This Agreement may be executed in two or more
counterparts, each of which shall be an original, but both of which together shall constitute one
and the same Agreement.

     Section 2.7 Notices. All notices, requests, claims, demands and other
communications hereunder shall be in writing and shall be given (and shall be deemed to have been
duly given if so given) by delivery, telegram or telecopy, or by mail (registered or certified
mail, postage prepaid, return receipt requested) or by any national courier service, provided that
any notice delivered as herein provided shall also be delivered by telecopy at the time of such
delivery. All communications hereunder shall be delivered to the respective parties at the
following addresses (or at such other address for a party as shall be specified by like notice,
provided that notices of a change of address shall be effective only upon receipt thereof):

-2-

 

	 	(a)	 	If to Integra:
	 
	 	 	 	Integra Bank Corporation
	 
	 	 	 	21 S.E. Third Street

P. O. Box 868

Evansville, IN 47705-0868

Attention: Martin M. Zorn

Telecopy: (812) 461-9134

	 
	 	 	 	with a copy to:
	 
	 	 	 	Baker & Daniels LLP

600 East 96th Street, Suite 600

Indianapolis, Indiana 46240

Attention: David C. Worrell

Telecopy: (317) 569-4882
	 
	 	(b)	 	If to any of the Stockholders:
	 
	 	 	 	c/o Barack Ferrazzano Kirschbaum Perlman & Nagelberg LLP

333 West Wacker Drive, Suite 2700

Chicago, Illinois 60606

Attention: John E. Freechack

Telecopy: (312) 984-3150

     Section 2.8 Governing Law. This Agreement shall be governed by and
construed and enforced in accordance with the laws of the State of Indiana, without regard to its
principles of conflicts of laws.

     Section 2.9 Enforceability. The invalidity or unenforceability of any
provision or provisions of this Agreement shall not affect the validity or enforceability of any
other provision of this Agreement, which shall remain in full force and effect.

     Section 2.10 Injunctive Relief. The Stockholders agree that any remedy at law
for any breach of the provisions contained in Sections 1.1 or 1.2 hereof shall be inadequate and
that Integra shall be entitled to injunctive relief in addition to any other remedy Integra might
have under this Agreement.

[Signature page follows.]

-3-

 

     IN WITNESS WHEREOF, Integra, each of the Stockholders and the Stockholders’ Agents have caused
this Agreement to be duly executed as of the day and year first above written.

	 	 	 	 	 
	 	INTEGRA BANK CORPORATION

 	 
	 	By:  	/s/  Martin M. Zorn
 	 
	 	Name:  	Martin M. Zorn 	 
	 	Title:  	Executive Vice President 	 
	 
	 	STOCKHOLDERS:

 	 
	 	/s/  Dorothy A. Oremus
 	 
	 	Dorothy A. Oremus 	 
	 	 	 
	 
	 	 	 
	 	   /s/  Dorothy A. Oremus
 	 
	 	Dorothy A. Oremus, as Trustee of the	 
	 	John A. Oremus Trust 	 
	 
	 	 	 
	 	      /s/  J. Alan Oremus
 	 
	 	J. Alan Oremus 	 
	 	 	 
	 
	 	 	 
	 	     /s/  Edward  F. Paliatka
 	 
	 	Edward F. Paliatka 	 
	 	 	 
	 
	 	 	 
	 	     /s/  Anthony V. Rizza
 	 
	 	Anthony V. Rizza 	 
	 	 	 
	 
	 	 	 
	 	/s/  Arthur D. Pringle, III
 	 
	 	Arthur D. Pringle, III 	 
	 	 	 
	 
	 	 	 
	 	/s/  Bradley M. Stevens
 	 
	 	Bradley M. Stevens 	 
	 	 	 
	 
	 	 	 
	 	    /s/  Harry J. Bevignani
 	 
	 	Harry J. Bevignani 	 
	 	 	 
	 
	 	 	 
	 	   /s/  Mark Rusiewski
 	 
	 	Mark Rusiewski 	 
	 	 	 
	 
	 	 	 
	 	     /s/  Julieanne M. Paliatka
 	 
	 	Julieanne M. Paliatka as Trustee of the 	 
	 	Julieanne M. Paliatka Trust dated

12/27/2004 	 
	 

-4-

 

	 	 	 	 	 
	 	 	 
	 	     /s/  Jennifer C. Paliatka
 	 
	 	Jennifer C. Paliatka as Trustee of the 	 
	 	Jennifer C. Paliatka Trust dated 12/27/2004 	 
	 
	 	 	 
	 	
/s/  Jeanne T. Paliatka
 	 
	 	Jeanne T. Paliatka as Trustee of the 	 
	 	Jeanne T. Paliatka Trust dated 12/27/2004 	 
	 
	 	 	 
	 	   /s/  Edward Jason Paliatka
 	 
	 	Edward Jason Paliatka as Trustee of the 	 
	 	Edward Jason Paliatka Trust dated

12/27/2004 	 
	 
	 	 	 
	 	  /s/  Burton X. Rosenberg
 	 
	 	Burton X. Rosenberg Trustee of Arthur D. 	 
	 	Pringle IV Family Trust Agreement dated
March 10, 2001 	 
	 
	 	 	 
	 	/s/  Burton X. Rosenberg
 	 
	 	Burton X. Rosenberg Trustee of Zachary J. 	 
	 	Pringle Family Trust Agreement dated
March 10, 2001 	 
	 
	 	 	 
	 	     /s/  Burton X. Rosenberg
 	 
	 	Burton X. Rosenberg Trustee of Kelli J. 	 
	 	Pringle Family Trust Agreement dated
March 10, 2001 	 
	 

-5-

 

EXHIBIT A

	 	 	 
	 	 	Number of Shares
	Name of Stockholder	 	Beneficially Owned
	 
	 	 
	Dorothy A. Oremus
	 	2,638
	 
	 	 
	Dorothy A. Oremus as Trustee
	 	 
	of the John A. Oremus Trust
	 	88,372
	 
	 	 
	J. Alan Oremus
	 	 2,803
	 
	 	 
	Edward Paliatka
	 	28,596
	 
	 	 
	Anthony V. Rizza
	 	52,896
	 
	 	 
	Arthur D. Pringle, III
	 	45,569
	 
	 	 
	Bradley M. Stevens
	 	84,215
	 
	 	 
	Harry J. Bevignani
	 	8,500
	 
	 	 
	Mark Rusiewski
	 	3,189
	 
	 	 
	Julieanne M. Paliatka as Trustee of the
	 	 
	Julieanne M. Paliatka Trust dated 12/27/2004
	 	7,000
	 
	 	 
	Jennifer C. Paliatka as Trustee of the
	 	 
	Jennifer C.. Paliatka Trust dated 12/27/2004
	 	7,000
	 
	 	 
	Jeanne T. Paliatka as Trustee of the
	 	 
	Jeanne T. Paliatka Trust dated 12/27/2004
	 	7,000
	 
	 	 
	Edward Jason Paliatka as Trustee of the
	 	 
	Edward Jason Paliatka Trust dated 12/27/2004
	 	7,000
	 
	 	 
	Burton X.
Rosenberg Trustee of Arthur D. Pringle IV
	 	 
	Family Trust Agreement dated March 10, 2001
	 	7,500
	 
	 	 
	Burton X. Rosenberg Trustee of Zachary J. Pringle
	 	 
	Family Trust Agreement dated March 10, 2001
	 	7,500
	 
	 	 
	Burton X. Rosenberg Trustee of Kelli J. Pringle
	 	 
	Family Trust Agreement dated March 10, 2001
	 	7,500
	 
	 	 
	 
	 
	Total          
	 	367,278EX-10.1 AMENDMENT NO. 3 TO CREDIT AGREEMENT

 

Exhibit 10.1

AMENDMENT NO. 3 TO FIRST AMENDED AND RESTATED CREDIT AGREEMENT

     THIS AMENDMENT NO. 3 TO FIRST AMENDED AND RESTATED CREDIT AGREEMENT dated as of September 21,
2006 (this “Amendment”) by and among CRAWFORD & COMPANY, a Georgia corporation
(“Crawford”) and CRAWFORD & COMPANY INTERNATIONAL, INC., a Georgia corporation
(“International”; International and Crawford are collectively referred to herein as the
“Borrowers”, and each individually as a “Borrower”), the LENDERS party hereto (the
“Lenders”) and SUNTRUST BANK (“SunTrust”), as administrative agent for the Lenders
(in such capacity, together with its successors in such capacity, the “Administrative
Agent”).

     WHEREAS, the Borrowers, the Lenders and Administrative Agent are parties to that certain First
Amended and Restated Credit Agreement dated as of September 30, 2005, as amended by that
certain Amendment No. 1 to First Amended and Restated Credit Agreement dated as of June 16, 2006,
and as further amended by that certain Amendment No. 2 to First Amended and Restated Credit
Agreement dated as of August 15, 2006 (as so amended, the “Credit Agreement”); and

     WHEREAS, the Borrowers have requested that the definition of “Permitted Acquisition Basket” in
the Credit Agreement be amended as provided herein, and the Lenders are willing to make such an
amendment on the terms and conditions set forth below.

     NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are
hereby acknowledged by the parties hereto, the parties hereto hereby agree as follows:

     Section 1. Amendment to Credit Agreement. The Credit Agreement is hereby amended by
amending and restating in its entirety the defined term “Permitted Acquisition Basket” contained in
Section 1.1. of the Credit Agreement as follows:

“Permitted Acquisition Basket” shall mean (i) for the period from August 1, 2006
through and including July 31, 2007, $25,000,000; and (ii) for any date of
determination following August 1, 2007, $15,000,000 minus the aggregate amount of
Investments made under Section 7.4(i) during the 12-month period preceding
the date of determination.

     Section 2. Representations and Warranties. The Borrowers hereby represent and warrant
to the Lenders and the Administrative Agent that, as of the date hereof:

     (a) the representations and warranties set forth in Article IV of the Credit
Agreement are true and correct in all material respects, except to the extent such
representations and warranties specifically relate to an earlier date, in which case such
representations and warranties shall have been true, correct and complete in all material
respects on and as of such earlier date;

 

 

     (b) the execution and delivery by the Borrowers of this Amendment are within the
corporate power and authority of the Borrowers, have been duly authorized by all requisite
corporate action of the Borrowers, and do not and will not contravene any provision of
applicable law or the Borrowers’ articles of incorporation or by-laws, or any amendment
thereof, or any indenture, agreement, instrument or undertaking binding on the Borrowers,
including, without limitation, the Note Purchase Agreement. This Amendment has been duly
executed by the Borrowers;

     (c) the Credit Agreement and the other Loan Documents remain in full force and effect
and constitute the legal, valid and binding obligations of the Borrowers, enforceable in
accordance with their terms, except as limited by bankruptcy, insolvency, reorganization,
moratorium or similar laws relating to or affecting generally the enforcement of creditor’s
rights;

     (d) on and as of the date hereof, and after giving effect to this Amendment, no
Default or Event of Default has occurred or will otherwise exist; and

     (e) all Subsidiary Loan Parties, and all Subsidiaries of Crawford that are required to
be or become a Subsidiary Loan Party pursuant to Section 5.10 of the Credit Agreement, have
duly executed and delivered the Reaffirmation (as defined below).

     Section 3. Conditions Precedent. This Amendment, and the amendment contemplated
hereby, shall become effective as of the date that the Administrative Agent shall have received
each of the following, in form and substance satisfactory to it:

     (a) This Amendment, duly executed and delivered by the Borrowers, the Lenders and the
Administrative Agent;

     (b) A Reaffirmation of Obligations under Loan Documents (the “Reaffirmation”)
duly executed by the Borrowers, the Administrative Agent, the Lenders and each of the
Subsidiary Loan Parties, in the form of Exhibit A attached hereto; and

     (c) Such other documents as the Administrative Agent on behalf of the Lenders may
reasonably request.

     Section 4. Release. In consideration of the amendment contained herein, the
Borrowers hereby waive and release each of the Lenders, the Administrative Agent and the Issuing
Bank from any and all claims and defenses, known or unknown, with respect to the Credit Agreement
and the other Loan Documents and the transactions contemplated thereby

     Section 5. Expenses. The Borrowers jointly and severally agree to reimburse the
Administrative Agent on demand for all reasonable out-of-pocket costs and expenses (including,
without limitation, attorneys’ fees) incurred by it in negotiating, documenting and consummating
this Amendment and the transactions contemplated hereby.

-2-

 

     Section 6. Miscellaneous. Except as herein provided, the Credit Agreement shall
remain unchanged and in full force and effect. This Amendment may be executed in any number of
counterparts, all of which taken together shall constitute one and the same instrument and any of
the parties hereto may execute this Amendment by signing any such counterpart and sending the same
by telecopier, mail, messenger or courier to the Administrative Agent. This Amendment shall be
governed by, and construed in accordance with, the law of the State of New York. Each reference to
the Credit Agreement in any of the Loan Documents (including the Credit Agreement) shall be deemed
to be a reference to the Credit Agreement, as amended by this Amendment. This Amendment shall be
binding upon and shall inure to the benefit of the parties hereto and their respective permitted
successors and assigns.

     Section 13. Definitions. All capitalized terms not otherwise defined herein are used
herein with the respective definitions given them in the Credit Agreement.

[Signature Page Follows]

-3-

 

     IN WITNESS WHEREOF, the parties hereto have caused this Amendment No. 3 to First Amended
and Restated Credit Agreement to be duly executed as of the date first above written.

	 	 	 	 	 
	 

	 	BORROWERS
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph R. Caporaso
	 

	 	 	 	 
	 

	 	 	 	Name: Joseph R. Caporaso

Title:   Senior Vice President and Treasurer
	 
	 	 	 	 
	 

	 	U.S. Federal Tax Identification No.: 58-0506554
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY INTERNATIONAL, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph R. Caporaso
	 

	 	 	 	 
	 

	 	 	 	Name: Joseph R. Caporaso

Title:   Vice President and Treasurer
	 
	 	 	 	 
	 

	 	U.S. Federal Tax Identification No.: 58-1925694

Notice Address:
	 
	 	 	 	 
	 

	 	5620 Glenridge Drive N.E.

Atlanta, Georgia 30342

Attention: Joe Caporaso

Telecopy No.: 404-845-3127

 

 

	 	 	 	 	 
	 

	 	LENDERS
	 
	 	 	 	 
	 

	 	SUNTRUST BANK,

     as Administrative Agent, Issuing Bank,

     as Swingline Lender and as a Lender
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Kelly Gunter
	 

	 	 	 	 
	 

	 	 	 	Name: Kelly Gunter

Title:   Vice President
	 
	 	 	 	 
	 

	 	BANK OF AMERICA, N.A.,

     as Syndication Agent and a Lender
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Ken Bauchle
	 

	 	 	 	 
	 

	 	 	 	Name: Ken Bauchle

Title:   Senior Vice President
	 
	 	 	 	 
	 

	 	CITIBANK, N.A.,

     as a Lender
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Andrew Kreeger
	 

	 	 	 	 
	 

	 	 	 	Name: Andrew Kreeger

Title:   Vice President

-2-

 

EXHIBIT A

REAFFIRMATION OF OBLIGATIONS UNDER LOAN DOCUMENTS

     Reference is hereby made to that certain First Amended and Restated Credit Agreement dated as
of September 30, 2005 among Crawford & Company, Crawford & Company International, Inc., the Lenders
a party thereto and SunTrust Bank, as Administrative Agent, as amended (as so amended, the
“Credit Agreement”; capitalized terms used herein and not defined herein have the meanings
ascribed to such terms in the Credit Agreement).

     Crawford hereby (i) reaffirms its continuing obligations owing to the Collateral Agent (as
defined in the Pledge Agreement) and the Lenders under the Pledge Agreement and (ii) confirms that
the liens and security interests created by the Pledge Agreement continue to secure the Pledged
Obligations (as defined in the Pledge Agreement).

     Each of the undersigned Loan Parties hereby reaffirms its continuing obligations owing to the
Administrative Agent and the Lenders under each of the other Loan Document (including, without
limitation, the Notes and the Subsidiary Guaranty Agreement) to which such Person is a party, and
each Loan Party agrees that the amendments contained in Amendment No. 3 to First Amended and
Restated Credit Agreement dated as of the date hereof shall not in any way affect the validity
and/or enforceability of any such other Loan Document, or reduce, impair or discharge the
obligations of such Person thereunder.

     Each of the undersigned Loan Parties hereby represents and warrants to the Collateral Agent,
the Administrative Agent and the Lenders that: (a) the execution and delivery by the Loan Parties
of this Reaffirmation is within the power (corporate or otherwise) and authority of the Loan
Parties, has been duly authorized and approved by all requisite action on the part of the Loan
Parties, and does not and will not contravene, breach or conflict with any provision of applicable
law or any of the charter or other organic documents of the Loan Parties, or any indenture,
agreement, instrument or undertaking binding on the Loan Parties; (b) this Reaffirmation has been
duly executed by the Loan Parties; (c) the Loan Documents remain in full force and effect and
constitute the legal, valid and binding obligations of the Loan Parties, enforceable in accordance
with their terms, except as limited by bankruptcy, insolvency, reorganization, moratorium or
similar laws relating to or affecting generally the enforcement of creditor’s rights; and (d) all
of the Obligations are absolute and unconditional, and such Obligations are not subject to any
claim, defense, deduction, right of offset or otherwise.

     This Reaffirmation shall be construed in accordance with and be governed by the law (without
giving effect to the conflict of law principles thereof) of the State of New York.

 

 

     IN WITNESS WHEREOF, each of the undersigned has duly executed and delivered this Reaffirmation
of Obligations under Loan Documents as of September 21, 2006.

	 	 	 	 	 
	 

	 	CRAWFORD & COMPANY
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph R. Caporaso

Name: Joseph R. Caporaso

Title:   Senior Vice President & Treasurer
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY INTERNATIONAL, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph R. Caporaso

Name: Joseph R. Caporaso

Title:   Vice President & Treasurer
	 
	 	 	 	 
	 

	 	CRAWFORD LEASING SERVICES, INC.

THE PRISM NETWORK, INC.

CALESCO, INC.

CRAWFORD & COMPANY OF NEW YORK, INC.

CRAWFORD & COMPANY HEALTHCARE MANAGEMENT, INC.

RISK SCIENCES GROUP, INC.

QIRRA CUSTOM SOFTWARE, INC.

BROCKLEHURST MILLER, INC.

BROCKLEHURST, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph R. Caporaso

Name: Joseph R. Caporaso

Title:   Treasurer

 

 

	 	 	 	 	 
	[Signature page to Crawford / Reaffirmation of Obligations

under Loan Documents dated as of September 21, 2006]
	 
	 	 	 	 
	 

	 	CRAWFORD INVESTIGATION SERVICES, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ R. E. Powers, III

Name: R. Eric Powers, III

Title:   Vice President & Secretary
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY, L.P.
	 
	 	 	 	 
	 

	 	 	 	By: CRAWFORD & COMPANY,

         as General Partner
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph R. Caporaso

Name: Joseph R. Caporaso

Title:   Senior Vice President

	 
	 	 	 	 
	 

	 	THE GARDEN CITY GROUP, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph R. Caporaso

Name: Joseph R. Caporaso

Title:   Treasurer
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY OF CALIFORNIA
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Peggy Gillick

Name: Peggy Gillick

Title:   Secretary

 

 

	 	 	 	 	 
	[Signature page to Crawford / Reaffirmation of Obligations

under Loan Documents dated as of September 21, 2006]
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY OF ILLINOIS
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Joseph P. Rainey

Name: Joseph P. Rainey

Title:   President
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY OF FLORIDA
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Henry Taylor

Name: Henry Taylor

Title:   President
	 
	 	 	 	 
	 

	 	CRAWFORD & COMPANY EMPLOYMENT SERVICES, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Matt C. Wilkinson

Name: Matt C. Wilkinson

Title:   President
	 
	 	 	 	 
	 

	 	CRAWFORD HEALTHCARE MANAGEMENT OF

     NORFOLK AND BALTIMORE, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ William L. Beach

Name: William L. Beach

Title:   Vice President & Secretary

[End of Signatures]

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