Document:

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                                                                   Exhibit 10.14

                SIXTH AMENDMENT TO DEVELOPMENT AND LOAN AGREEMENT
                                     BETWEEN
                     THE RIVER ROCK ENTERTAINMENT AUTHORITY,
                                       AND
                  THE DRY CREEK RANCHERIA BAND OF POMO INDIANS
                              DRY CREEK CASINO, LLC

         This Sixth Amendment to the Development and Loan Agreement ("Sixth
Amendment") is made and entered into this 7th day of November, 2003, by and
between the River Rock Entertainment Authority (the "Authority"), successor in
interest to, and an unincorporated tribal governmental instrumentality of, the
Dry Creek Rancheria Band of Pomo Indians, a federally recognized Indian tribe
(the "Tribe"), the Tribe and Dry Creek Casino, LLC, a Texas limited liability
company ("Developer" and, together with the Authority and the Tribe, the
"Parties"). Each capitalized term used in this Sixth Amendment and not otherwise
defined herein shall have the meaning ascribed to it in the Development and Loan
Agreement between the Tribe and Developer dated August 26, 2001 (the "Original
Agreement"), as amended by the Amendment to Development and Loan Agreement dated
April 29, 2002 (the "First Amendment"), as further amended by the Second
Amendment to Development and Loan Agreement dated February 19, 2003 (the "Second
Amendment"), as further amended by the Third Amendment to Development and Loan
Agreement dated May 29, 2003 (the "Third Amendment"), as further amended by the
Fourth Amendment to Development and Loan Agreement dated October 9, 2003 (the
"Fourth Amendment"), and as further amended by the Fifth Amendment to
Development and Loan Agreement dated October 9, 2003 (the "Fifth Amendment").
The First Amendment, Second Amendment, Third Amendment, Fourth Amendment and
Fifth Amendment are collectively referred to as the "Prior Amendments" and,
together with the Original Agreement, the "Agreement."

         WHEREAS, the Tribe and Developer executed the Original Agreement on
August 26, 2001;

         WHEREAS, subsequent to the execution of the Original Agreement, the
Tribe and Developer on five previous occasions determined that the Original
Agreement should be revised to reflect changed circumstances and executed the
Prior Amendments;

         WHEREAS, the Tribe has created the Authority to operate the River Rock
Casino, in connection with the offering of the Authority's $200 million of 9.75%
senior notes due 2011 ("Senior Notes");

         WHEREAS, the Tribe assigned to the Authority all of the Tribe's right,
title and interest in and to, among other things, the Project and the Agreement;
and

         WHEREAS, the Authority and Developer have agreed to modify the terms of
the Agreement in order to clarify the priority of disbursements to be made by
the Authority to the Tribe, the Authority and Developer.

                  NOW THEREFORE, for good and valuable consideration the receipt
of which is hereby acknowledged, the Parties hereby agree to the following
amendments to the Agreement:

         (1) The following definitions shall be added to the Agreement:

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                  "Amended and Restated Limited Recourse Promissory Note" is the
         limited recourse promissory note attached as Exhibit A to this Sixth
         Amendment.

                  "Authority" means the River Rock Entertainment Authority, an
         unincorporated tribal governmental instrumentality of the Tribe.

                  "Indenture" means the indenture dated even date herewith among
         the Authority, the Tribe and the U.S. Bank National Association, as
         Trustee with regard to the Senior Notes.

                  "Intercreditor Agreement" has the meaning ascribed to it in
         the Amended and Restated Limited Recourse Promissory Note.

                  "Service Payment" has the meaning ascribed to it in the
         Indenture.

                  "Sonoma Litigation" means the litigation styled as Sonoma
Falls Developers, LLC, et al. v. Dry Creek Rancheria Band of Pomo Indians, Case
No. CV 01-04125VRW and Sonoma Falls Developers, LLC, et al. v. Nevada Gold &
Casinos, Inc., et al., Case No. CGC-03-416610. The Sonoma Litigation shall
constitute a Third-Party Dispute.

         (2) The term "Tribe" as used in the Agreement, as amended by this Sixth
Amendment, shall mean the "Authority" where the context so requires and the
Parties agree that the Authority shall be the successor in interest to the Tribe
under the Agreement in all respects.

         (3) The last sentence of the first paragraph of the "Operating
Expenses" definition of the Agreement shall be deleted and replaced with the
following:

         "For avoidance of doubt, "Operating Expenses" shall not include (a) the
repair and replacement reserve (or expenses) described in Section 2.11(e) of
this Agreement, (b) depreciation, (c) any expense which is incurred for some
purpose other than the generation of income or the maintenance or protection of
the Project, or (d) the interest expense on $25 million of the Senior Notes.

         (4) Section 2.11 of the Agreement (including any amendments thereto
made in the Prior Amendments) shall be deleted and replaced with the following:

                  "Payment of Fees and Tribal Disbursement. Within fifteen (15)
         days after the end of each calendar month of operations, the Authority
         shall calculate Gross Revenues, Operating Expenses, Net Revenues of the
         Project, and Available Cash Flow for the previous month's operations
         and the year's operations to date. Except as otherwise required by the
         Financing Documents, Net Revenues shall be disbursed by the Authority
         to the extent authorized by the Indenture in the following order of
         priority:

                  (a)      the Permitted Payments;

                  (b)      the Credit Enhancement Fee, subject to the terms of
                           the Intercreditor Agreement;

                  (c)      the Service Payments to the extent allowed pursuant
                           to the Indenture;

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                  (d)      principal payments on the Amended and Restated
                           Limited Recourse Promissory Note (all interest
                           payments on the Amended and Restated Limited Recourse
                           Promissory Note are considered Operating Expenses),
                           subject to the terms thereof and of the Intercreditor
                           Agreement and the Indenture; and

                  (e)      a reasonable reserve for repairs and replacement of
                           Project building, furniture and equipment.

Notwithstanding the above, the Authority is not required to make any payments
hereunder if such payment would result in an Event of Default under the
Indenture or the Intercreditor Agreement; provided that any payments not made
due to such event will accrue and be paid immediately upon the curing of such
Event of Default. The priority of payments from available funds which is
described in this section does not control the calculation of the amount of each
of these obligations. The calculation of the amounts of these obligations shall
be as otherwise provided by this Agreement. The Authority agrees that it will
disburse all Net Revenues and pay all Operating Expenses in accordance with the
terms of this Agreement.

Upon the funding of the Senior Notes, all accrued but unpaid amounts due under
the Tribal Draw and Credit Enhancement Fee shall be paid in full. After such
funding date, if any amounts due under any of subsections (a)-(d) are accrued
but unpaid, all future distributions shall first be made to bring current all
priority payments."

         (5) The last sentence of section 4.5 of the Agreement is deleted and
replaced as follows:

         "Except as limited in the definition of "Operating Expenses," the
         reasonable cost of defending a Third Party Dispute and any liability,
         damages, demands, losses, costs or expenses incurred by Developer or
         Tribe under this Section shall not be an Operating Expense and shall be
         paid by the Authority from its share of Net Revenues when incurred."

         (6) The following shall be added to the end of Section 4.5 of the
Agreement:

"The Indemnitees hereby acknowledge that upon: (a) the final settlement and
payment of all amounts required for the settlement of the Sonoma Litigation, and
(b) the payment to Indemnitees of $200,000 for costs associated with defending
against the Sonoma Litigation (the "Indemnification Event"), the Indemnitees
will not be entitled to the repayment of any other costs or expenses related to
the Sonoma Litigation.

For good and valuable consideration, the receipt and sufficiency of which are
hereby acknowledged, and contingent upon the occurrence of the Indemnification
Event, the Developer does hereby forever and fully release and discharge the
Tribe and the Authority and each of their respective members, partners, agents,
attorneys, officers, directors, shareholders, employees, representatives,
affiliates, agencies, instrumentalities, commissions and commissioners,
predecessors, successors, assigns and heirs of and from any and all sums of
money, accounts, claims, rights, interests, demands, losses, including losses of
opportunity, contracts, actions of any kind whatsoever, debts, controversies,
agreements, and damages, of whatever kind or nature, known or unknown, suspected
or unsuspected, contingent or fixed, which the Developer now owns, holds or has,
or claims to own, hold or have, against the Tribe or the Authority, and any
future injuries not now known, or which may later develop or be discovered,
including the effects or consequences thereof and all causes of actions
therefor, arising out of or related to the Sonoma Litigation

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The Developer agrees that this release set forth in this Amendment shall apply
to all unknown or unanticipated results of the matters described hereinabove, as
well as those known and anticipated, and, upon advice of legal counsel, the
Developer does hereby waive and relinquish any and all rights and benefits
afforded under California Civil Code Section 1542, which section has been
explained to them and reads as follows:

"A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR
SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF
KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

         (7) A new Section 7 is hereby added to the Agreement as follows:

                  "Section 7. The Authority hereby agrees to become a party to
         this Agreement, to assume in their entirety all obligations of the
         Tribe (as predecessor in interest to the Authority) under this
         Agreement, and to effect all such obligations in the manner and
         timeframes set forth in this Agreement. The Authority hereby waives its
         sovereign immunity and any requirement of exhaustion of tribal remedies
         to the same extent and in the same manner as the Tribe had waived its
         sovereign immunity and any requirement of exhaustion of tribal remedies
         as set forth in Sections 5.3 and 5.4. The Authority hereby expressly
         agrees that nothing contained in this Agreement conflicts with any
         terms of the Senior Notes."

         (8) Miscellaneous.

         (a) Authority. The Authority represents and warrants that it has taken
all action required by the Ordinance adopted by the Tribal Council of the Tribe
creating the Authority to authorize the execution, delivery and performance of
this Sixth Amendment. The Authority acknowledges that its entering into this
Sixth Amendment constitutes an Official Action as such term is defined in the
Ordinance establishing the Authority.

         (b) Agreement Otherwise Not Affected. Except as expressly amended
hereby, the Agreement shall remain unchanged and in full force and effect
(including, without limitation, Sections 5.3 and 5.4 of the Agreement, which is
applicable to this Sixth Amendment) and is hereby ratified and confirmed in all
respects.

         (c) Reference Within the Agreement. Each reference in the Agreement to
"this Agreement" and the words "hereof," "herein," "hereunder," or other words
of like import, shall mean and be a reference to the Agreement as amended by the
Prior Amendments and this Sixth Amendment. For the avoidance of doubt, this
shall include, without limitation, Sections 5.3 and 5.4 of the Agreement.

         (d) Complete Agreement; Amendments. This Sixth Amendment together with
the Agreement and the Prior Amendments and any attachments thereto (including
the schedules, exhibits and annexes hereto and thereto), and the documents
delivered pursuant to the Agreement, the Prior Amendments and this Sixth
Amendment constitute the entire agreement and understanding among the parties
and supersede any prior written agreement and understanding relating to the
subject matter thereto. This Sixth Amendment may not be modified, amended or
otherwise altered except in accordance with the terms of the Agreement.

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         (e) Reformation and Severability. In case any provision of this Sixth
Amendment shall be invalid, illegal, unenforceable, it shall, to the extent
possible, be modified in such manner as to be valid, legal, and enforceable but
so as to most nearly retain the intent of the parties, and if such modification
is not possible, such revision shall be severed from this Sixth Amendment and in
either case the validity, legality, and enforceability of the remaining
provisions of this Sixth Amendment shall not be in any way affected or impaired
hereby.

         (f) Counterparts. This Sixth Amendment may be executed in counterparts,
each of which shall be deemed an original and all of which together shall
constitute but one and the same instrument.

         (g) Additional Representations and Warranties.

                  (i) The Parties represent and warrant that no other party has
made any representations to such party concerning the matters addressed in the
Agreement and this Sixth Amendment, except as expressly set forth in such
documents.

                  (ii) The Parties represent and warrant that they have not
relied upon any statements not expressly set forth in the Agreement and this
Sixth Amendment, in entering into this Sixth Amendment.

                  (iii) The Parties represent and warrant that they have entered
into this Sixth Amendment on their own free will, without compulsion or duress,
and after consultation with their legal counsel.

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         IN WITNESS WHEREOF, the parties have executed this Sixth Amendment as
of this 7th day of November, 2003, effective as of the date first written above.

RIVER ROCK ENTERTAINMENT AUTHORITY

By: /s/ Elizabeth Elgin DeRouen
    -----------------------------------
    Elizabeth Elgin DeRouen
    Chairperson

THE DRY CREEK RANCHERIA BAND
OF POMO INDIANS, a federally-recognized
Indian tribe

By: /s/ Elizabeth Elgin DeRouen
    ------------------------------------
    Elizabeth Elgin DeRouen
    Chairperson

DRY CREEK CASINO, LLC, a Texas limited
liability company

By: /s/ H. Thomas Winn
    ------------------------------------
    H. Thomas Winn
    Manager

                                       6<PAGE>

                                                                   Exhibit 10.15

                              EMPLOYMENT AGREEMENT

         This Employment Agreement ("Agreement") is made and entered into as of
the 24th day of December, 2001 by and between the Dry Creek Rancheria Band of
Pomo Indians ("Tribe") and Douglas Searle the ("Employee").

         The parties hereto expressly intend that this Agreement describe
Employee's relationship as an employee of Tribe and not as a contractor,
including but not limited to the meaning of such term as is used in 25 USC ss.
2711 and 25 CFR ss. 502.15. The parties have purposefully structured the terms
and provisions of this Agreement consistent with, and in furtherance of, this
expressed intent.

         l. Employment. On and subject to the terms and conditions of this
Agreement, the Tribe hereby employs Employee, and Employee hereby accepts
employment with the Tribe, as the General Manager of the Tribe's temporary
gaming facility ("Gaming Facility"), to assume overall responsibility for the
development, direction and management of the Gaming Facility. Employee shall
report to, be accountable to and work under the authority of the Tribe's Board
of Directors (the "Board") or such tribal agency or tribal entity as the Tribe
may hereafter designate, which thereafter shall be referred to herein as the
"Board".

         2. Reporting. Employee shall report directly to the Board with respect
to all operations and expenditures of the Gaming Facility and otherwise to the
extent requested by the Board. Without limiting the foregoing, Employee shall
perform such executive duties as are commonly attendant upon the office of a
casino general manager and such further executive duties as may be specified
from time to time by the Board, which shall include:

         (a) Overall direction of the construction and development of the Gaming
         Facility;

         (b) Planning and preparation for food and beverage and other services
         of the Gaming Facility;

         (c) Recruitment and hiring of managers, supervisors and employees of
         the Gaming Facility;

         (d) Pre-opening planning and preparation of training programs;

         (e) Overall direction and management of employees of the Gaming
         Facility, including but not limited to selecting, assigning,
         re-assigning, structuring or restructuring, employing and terminating
         such employees (subject to approval by the Board of any express
         employment contract for a term of years), and the implementation of
         personnel and wage and benefit policies established by the Board for
         employees of the Gaming Facility;

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         (f) Preparation of annual operating and capital budgets and of required
         modifications to such budgets, subject to the approval of the Board,
         and implementation of such budgets;

         (g) Development and implementation of programs for training of Tribal
         members for supervisory and management positions in accordance with the
         preference policies of the Tribe and the Gaming Facility;

         (h) Preparation, implementation and direction of casino compliance
         programs, including assurance that the Gaming Facility meets the
         requirements of the Indian Gaming Regulatory Act, the Tribal-State
         Gaming Compact between the Tribe and the State of California (the
         "Compact"), the laws and ordinances of the Tribe and other applicable
         laws as well as agreements to which the Tribe is a party.

         (i) Preparation, implementation and direction of programs to assure
         that the Gaming Facility meets all federal, Tribal and Compact
         requirements for internal controls, including establishment and
         enforcement of policies designed to maintain the integrity of all
         gaming operations for the protection of the Tribe, the Board, the
         Gaming Facility, its customers and the public in accordance with law
         and standards in the gaming industry;

         (j) Upon the direction of the Board, prepare and implement the
         development of strategic plans for future development of the Gaming
         Facility's business and advising and consulting with the Tribe in
         regard to such plans.

         3. Term. The term of this Agreement shall commence on the date of
execution of this Agreement (the "Effective Date") and shall end three (3) years
after the Effective Date, unless terminated earlier by the parties as provided
herein; provided that during the period commencing on the Effective Date and
ending sixty (60) days after the date on which the permanent financing for
development of the Gaming Facility, in an amount equal to $15,000,000, is funded
(the "Financing"), Employee understands that he is and shall be an employee
at-will. Thus, either he or the Tribe may terminate his employment at any time
during such period for any reason or no reason, and with or without notice
notwithstanding anything contained herein to the contrary. In the event the
Financing is not funded by January 15, 2002, this Agreement may be terminated,
in which case neither party will have any further obligation to the other except
to the extent, and as a matter in which Tribe shall have no interest or
liability, that Nevada Gold & Casinos ("Lender") may be obligated to Employee
with respect to such funding failure.

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         4. Full-Time Service. Employee agrees that during the term of this
Agreement unless earlier terminated, he will commit his full time and energies
to the duties imposed hereby and, further, agrees that during the term of this
Agreement he will not (whether as an officer, director, member, employee,
partner, proprietor, investor, security holder, lender, associate, consultant,
adviser or otherwise) directly or indirectly, engage in the business of the
Gaming Facility as a competitor or otherwise.

         5. Compensation.

         (a) Employee will be paid a base salary of Two Hundred Fifty Thousand
         Dollars ($250,000.00) per annum ("Base Compensation"), subject to
         applicable withholding taxes and required deductions; provided that,
         during the period commencing on the Effective Date and continuing until
         the date on which the Financing has been funded, Lender shall be solely
         responsible for funding or causing to be funded Employee's
         compensation.

         (b) Base Compensation shall be paid every other workweek on the day
         established by the Board for all employees of the Gaming Facility.

         (c) Upon renewal of this Agreement, Employee's Base Compensation shall
         be increased annually, effective on the anniversary of the Effective
         Date, by five percent (5%), unless otherwise agreed in writing by both
         parties.

         (d) Employee will be paid an annual discretionary bonus, payable within
         45 days after the end of each Contract Year, of not less than seven
         percent (7%) and not more than thirty percent (30%) of Employee's Base
         Compensation, based on the following criteria:

                  (i)      Employee's success in meeting or exceeding Gaming
                           Facility performance criteria proposed by Employee
                           prior to the start of each fiscal year of the Gaming
                           Facility and approved by the Board;

                  (ii)     Employee's success in establishing and implementing
                           all hiring, training, marketing and compliance
                           programs and all other programs of the Gaming
                           Facility with which Employee is charged with
                           responsibility;

                  (iii)    Employee's demonstrated leadership skills; and

                  (iv)     Employee's relationship with the Tribe and the Board;

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         (e) In the event the Tribe adopts a deferred compensation/pension plan,
         Employee shall be entitled to such benefits, including the right to
         have some or all of any bonus placed into such a deferred compensation
         plan.

         (f) Employee will be entitled, on the same basis as other employees of
         the Tribe, to participate in and to receive benefits under any of the
         Tribe's employee benefit plans, if any, as such plans may be modified
         from time to time, except that Employee will be entitled to one week of
         vacation in excess of the Tribe's normal vacation policy for employees
         of the Gaming Facility.

         (g) The Tribe will reimburse Employee all reasonable and necessary
         business expenses incurred on behalf of his employment during the
         performance of his duties under this Agreement, subject to such
         reasonable policies as may be established by the Board from time to
         time and any record-keeping and other requirements as may be necessary
         or appropriate to comply with the Internal Revenue Code. All claims for
         expense reimbursement shall be supported with documentation
         substantiating such expense.

         (h) In order to defray the expense to Employee and his family while
         Employee secures living accommodations in the Sonoma County area, the
         Tribe shall pay, for a period not to exceed three (3) months, a housing
         allowance of $1,500. Payments shall commence upon execution of this
         Agreement.

         (i) Employee will have the right to be reimbursed for any legal fees
         incurred as the result of defending himself in any third party lawsuit
         arising out of Employee's obligations under this Agreement; provided
         that all such defenses shall be managed and controlled by Tribe and
         with counsel reasonably approved by Tribe. Errors and omissions
         insurance or appropriate indemnification arrangements will be made with
         Employee in conjunction with such arrangements made for all members of
         the Board.

         (j) The Tribe will reimburse Employee his reasonable expenses of moving
         his family as well as his and his family's household effects from their
         current residence in Arizona, but not to exceed the sum of $10,000. All
         claims for expense reimbursement shall be supported with proper
         vouchers and detail.

         6. Licensing Issues. Employee represents to Tribe that he is eligible
and suitable for a license and background clearance under the Tribe's and
State's licensing authority. Employee agrees to timely apply for any license(s)
as may be required pursuant to the Compact, the Tribe's gaming ordinances or
otherwise required by law, as may be necessary to enable him to engage in his
employment hereunder. The Tribe shall pay all costs associated with licensing.
Employee will maintain such licenses in good standing as a continuing condition
of his employment by Tribe.

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         7. Termination.

         (a) Employee may be terminated prior to the Termination Date by Tribe
         only under the following circumstances:

                  (i)      Upon termination, revocation or disapproval of any
                           license required by law to be held by Employee to
                           perform as General Manager of the Gaming Facility or
                           if any event renders it unlawful for the Tribe to
                           continue to conduct casino gaming on the reservation;
                           or

                  (ii)     Employee shall commit an act constituting "Cause",
                           Cause being defined as (a) an act of intentional
                           dishonesty against the Tribe or the Gaming Facility;
                           (b) conviction of any criminal charge involving moral
                           turpitude; (c) the deliberate or intentional refusal
                           by Employee (except by reason of disability) to
                           perform his duties hereunder; (d) gross negligence in
                           the performance of his duties hereunder; or, (e)
                           failure to perform his duties in a manner consistent
                           with his professional obligations after prior
                           sufficient verbal and written warnings; or

                  (iii)    Employee shall die; or

                  (iv)     The Tribe shall for any reason cease to conduct its
                           gaming operations; or

                  (v)      Employee shall become unable to perform the duties
                           and responsibilities set forth in this Agreement by
                           reason of long-term physical or mental disability,
                           defined as a period of disability that exceeds six
                           (6) months;

                  (vi)     Either party shall give the other party hereto ninety
                           (90) days' written notice of Employee's resignation
                           or termination.

         (b) If Employee's employment should be terminated under paragraphs 7
         (a)(i), (a)(ii) or (a)(vi) above (provided that this subparagraph (b)
         shall only apply to paragraph 7 (a)(vi) to the extent that Employee has
         resigned), then Tribe shall within ten (l0) days of such termination
         pay Employee the Base Compensation to the date Employee is terminated,
         whereupon Tribe shall have no further liability or obligation to
         Employee under this Agreement.

         (c) If Employee is terminated under paragraphs 7 (a)(iii), (a)(iv),
         (a)(v) or (a)(vi) (provided that this subparagraph (c) shall only apply
         to paragraph 7 (a)(vi) to the extent that Tribe has terminated
         Employee), the Tribe shall pay to Employee his salary for a period of
         three (3) months from the date of termination and he shall be eligible
         for all employee benefits during that three-month period, pro-rated to
         that period and shall receive as bonus compensation an amount equal to
         25% of the prior year's bonus payable at the end of the three-month
         period. Employee shall be paid all amounts due him at the time of
         termination when they would otherwise be paid, including the pro rata
         share of the bonus for the year in which the termination occurred.

                                       5
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         (d) Upon the payment of all or any part of the compensation provided
         for in this paragraph 7, or its mitigation under this paragraph, the
         Tribe will have no further liability or obligation to Employee under
         this Agreement or arising from the employment relationship except that
         obligation provided for in this paragraph 7.

         (e) Employee will be liable in damages to the Tribe for all losses and
         expenses incurred by Tribe if he terminates his employment for any
         reason not authorized herein, with the exception of termination by
         written notice agreed to by both parties. Any such unauthorized
         termination by Employee will constitute a waiver by Employee of all
         claims against the Tribe and the Gaming Facility except for Base
         Compensation to the date of his termination.

         8. Confidentiality of Proprietary Information. Any information acquired
by Employee while in the employ of the Tribe related to employee lists, patron
lists, marketing plans, operating procedures and other information proprietary
to the Tribe or the Gaming Facility are acknowledged by Employee to be
confidential information belonging to the Tribe, and Employee shall not disclose
such information without the express written authorization of the Tribe except
in the ordinary course of the business of the Gaming Facility. Employee shall,
upon termination of this Agreement for any reason whatsoever, turn over to the
Tribe any and all copies he may have of employee lists, patron lists, marketing
programs, operating procedures and other information proprietary to the Tribe or
the Gaming Facility. Employee acknowledges that employee lists, patron lists,
marketing programs, operating procedures and other information proprietary to
the Tribe or the Gaming Facility are confidential and proprietary information
belonging to the Tribe and the Tribe may exercise any and all remedies available
to it at law or in equity to enforce this Agreement with respect to
non-disclosure of any such proprietary information to which Employee has or will
become privy while an employee of Tribe. Particularly, the parties agree that,
because of the nature of the subject matter of this paragraph 8, in event of a
threat or danger of disclosure of such information, it could be extremely
difficult to determine the actual damages suffered or to be suffered by Tribe in
the event of a breach of this Agreement by Employee. Accordingly, Tribe shall be
entitled to injunctive relief (both temporary and permanent), it being
acknowledged and agreed that any such actual or threatened breach will cause
irreparable injury to Tribe and that money damages alone will not provide an
adequate remedy to Tribe. Notwithstanding the foregoing, Tribe also shall be
entitled to money damages for any loss suffered or to be suffered as a
consequence of Employee's breach of this Agreement. The parties acknowledge that
this provision shall survive the termination of this Agreement.

                                       6
<PAGE>

         9. Assignment. This Agreement may be assigned by the Tribe to any
entity formed by the Tribe for the express purpose of operating the Gaming
Facility and any related economic development activities. This Agreement
contemplates the personal services of Employee, and neither this Agreement nor
any of the rights herein granted to Employee or the duties assumed by him
hereunder may be assigned by him.

         10. Miscellaneous.

         (a) Employee represents to Tribe that there are no restrictions to
         which he is subject or agreements to which he is a party that would be
         violated by his execution of this Agreement and his employment
         hereunder.

         (b) This Agreement and all questions relating to its validity,
         interpretation, performance and enforcement shall be governed by and
         construed in accordance with the laws of the Dry Creek Rancheria and
         the State of California.

         (c) No amendment to this Agreement or any attempted waiver of a
         provision of this Agreement shall be effective unless in writing and
         signed by the parties to this Agreement.

         (d) Any controversy that arises between Employee and the Tribe
         regarding the rights, duties or liabilities hereunder of either of
         them, shall be settled by binding arbitration under the Uniform
         Arbitration Act as adopted by the State of California or other forums
         for Tribal dispute resolution such as Peace Court or Elder's Counsel,
         to the extent only of the enforcement of the arbitration and any
         arbitration award as provided for herein. In the case of binding
         arbitration, it shall be conducted, upon the request of either party
         before three (3) arbitrators (unless the parties agree to one (l)
         arbitrator) designated by the American Arbitration Association and in
         accordance with the rules of such association, except as such rules may
         contemplate state court jurisdiction. The arbitrators designated to act
         under this Agreement shall make their award in strict conformity with
         such rules and shall have no power to depart from or change any of the
         provisions thereof except as provided herein. The Tribe on behalf of
         itself and the Gaming Facility waives its sovereign immunity from suit
         by Employee and hereby consents to be sued in any authorized Tribal
         forum, or the Federal District Court for the Northern District of
         California and all appellate courts related thereto, or in the event
         such courts lack subject matter jurisdiction in the courts of the State
         of California and all appellate courts related thereto, for the sole
         and limited purpose of enforcing Tribe's obligations to Employee under
         this Agreement should an action be commenced to compel arbitration,
         provide injunctive relief prior to arbitration or enforce an
         arbitration award.

                                       7
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EFFECTIVE as of the date first written above.

DRY CREEK RANCHERIA BAND OF POMO INDIANS    (Attach Board resolution)

By: /s/ Elizabeth Elgin DeRouen
    -------------------------------
Name: Elizabeth Elgin DeRouen
      -----------------------------
Its: Tribal Chairperson
     ------------------------------

EMPLOYEE

/s/ Doug Searle
-----------------------------------
Douglas Searle

Nevada Gold & Casinos, Inc., "Lender" hereunder, hereby expressly agrees to the
terms of the foregoing Agreement solely to the extent such terms relate to
Lender, specifically in respect of Lender's affirmative obligations as set forth
in paragraph 5(a) hereof, and, Lender further agrees that any moneys paid by
Lender to Employee pursuant to obligations arising from a funding failure as
described in paragraph 3 hereof shall not be deemed a Development Advance, as
such term is defined in that certain Development and Loan Agreement dated as of
August 26, 2001 between Tribe and Dry Creek Casino, LLC, of which Lender is a
member, and Tribe shall have no liability therefor.

NEVADA GOLD & CASINOS, INC., a
Nevada corporation

By: /s/ Thomas Winn
    ------------------------------
    H. Thomas Winn
    President

                                       8

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