Document:

Filed by sedaredgar.com - Bark Group Inc. - Exhibit 10.25

EXHIBIT 10.25

BARK GROUP INC.

  Ostergade 17-19,
3rd Floor, DK-1100 Copenhagen K, Denmark

July 14, 2008

TO THE UNDERSIGNED SHAREHOLDER OF BARK GROUP INC.

Dear Sirs/Mesdames:

	
      Re: 
	
      Repurchase and lock-up agreement entered into between
      Bark Group Inc. (“Bark Group”, formerly Exwal Inc.) and the
      shareholder of Bark Group named below 

We write further to the repurchase and lock-up agreement
entered into between Bark Group and yourself as a shareholder of Bark Group (the
“Repurchase Agreement”). As you are aware, Bark Group has not completed
the “Financing” contemplated by and defined in the Repurchase Agreement as of
June 30, 2008. The Financing is defined in the Repurchase Agreement as an equity
financing to be completed by Bark Group whereby Bark Group will issue not more
than 2,857,143 shares of its common stock for aggregate gross proceeds of not
less than $10 million. As the Financing did not complete by June 30, 2008, Bark
Group is entitled under the Repurchase Agreement to exercise its option to
repurchase your shares of Bark Group at a price of $0.001 per share. However,
Bark Group will agree not to exercise its right to repurchase provided that you
agree to the following amendments to the Repurchase Agreement:

	
  The “Financing Termination Date”, as defined in Section 1.1 of the
  Repurchase Agreement, is hereby extended to September 30, 2008 and Bark Group
  will be entitled to exercise the right of repurchase pursuant to the Option,
  as defined in Section 2.1 of the Repurchase Agreement following such date if
  the Financing has not been completed by September 30, 2008. 

  
	
  The repurchase rights under the Repurchase Agreement will not apply to any
  shares sold by you pursuant to the Company’s Form S-1 registration statement
  subsequent to this registration statement being declared effective by the
  United States Securities and Exchange Commission and prior to the exercise of
  the right of repurchase, provided such sales are completed within the lock-up
  provisions included in the Repurchase Agreement. 

  
	
  For the purposes of Section 2.2 of the Repurchase Agreement, you hereby
  agree that delivery of written notice of exercise of the Option and payment to
  you of the Option Price can be effected by delivery to DeBondo Capital on your
  behalf. 

  
	
  The Repurchase Agreement continues in full force and effect without
  amendment except as provided for herein. 

Page 2

If these amendments to the Repurchase Agreement are acceptable
to you, we ask that you execute a copy of this letter where indicated below and
return it to us by no later than July 31, 2008.

Yours truly,

BARK GROUP INC.

	Per: 	./s/ Bent Helvang
	 	Bent Helvang, Chairman
	 	 

	EXECUTION BY SHAREHOLDER: 	 	  
	 	 	 
	Number of Shares of Bark Group Inc. Held: 	 	Shares 
	 	 	 
	Date of Execution: 	 	  
	 	 	  
	Signature of Shareholder or	 	 
	 Authorized Signatory	 	 
	 of Shareholder: 	 	  
	 	 	 
	Name and Title of Authorized Signatory of 	 	  
	Shareholder (if Shareholder is not an 	 	  
	individual): 	 	  
	 	 	 
	Name of Shareholder: 	 	  
	 	 	 
	Address of Shareholder: 	 	  
	 	 	 
	E-mail Address of Shareholder: 	 	  
	 	 	 
	Telephone Number of Shareholder:Filed by sedaredgar.com - Bark Group Inc. - Exhibit 10.26

EXHIBIT 10.26

BARK GROUP INC.

  Ostergade 17-19, 3rd Floor, DK-1100 Copenhagen K, Denmark

June 30, 2008

DeBondo Capital Limited
DeBondo Capital Limited
(Hongkong)
Suite 5.15, 130 Shaftesbury Ave. 
London W1D 5EU

Dear Sirs/Mesdames:

We write further to the following agreements:

	
  Indemnification Agreement between Bark Corporation A/S (“Bark”) and
  DeBondo Capital Limited (Hongkong) ("DeBondo HK") dated February 29,
  2008 (the "Indemnification Agreement"); and 

  
	
  Consulting agreement Bark and DeBondo Capital Limited ("DeBondo")
  dated October 2, 2007 (the "Consulting Agreement") 

Further to our discussions, we write to confirm our agreement
to amend the Indemnification Agreement and the Consulting Agreement on the
following basis:

	
  Bark hereby confirms delivery by Bark Group Inc. (“Bark Group”,
  formerly Exwal Inc.) to Bark and the shareholders of Bark of audited financial
  statements of Bark Group which do not conflict with the representations and
  warranties of Bark Group set forth in the share purchase agreements entered
  into between Bark Group and the shareholders of Bark pursuant to which Bark
  Group completed the acquisition of Bark. Further to this delivery, Bark
  confirms that DeBondo HK is hereby released from any obligation to indemnify
  Bark pursuant to Section 2.1 of the Indemnification Agreement. 

  
	
  The Indemnification Agreement is hereby amended to provide that the date of
  termination of the obligation of DeBondo HK to pay to Bark Group a
  compensation of $25,000, as set forth in Section 2.2 of the Indemnification
  Agreement, is extended from June 30, 2008 to October 30, 2008 in order to
  reflect the extension of the date for exercise of the right of repurchase
  under the repurchase and lock-up agreements entered into between Bark Group
  and the original shareholders of Bark Group (the “Repurchase
  Agreements”) from June 30, 2008 to September 30, 2008. For
  clarification, the June 30, 2008 date referred to in Section 3.1(b) of the
  Indemnification Agreement is hereby replaced with October 30, 2008 and the
  Indemnification Agreement shall continue without termination until such date.
  

Page 2

	The Consultant Agreement is hereby amended to provide that payment of the
  US$225,000 ($250,000 minus $25,000 already received) cash fee originally
  payable on SEC approval, final receipt and acceptance of Bark’s Form 211 with
  NASD (issue of ticker symbol) and listing on AMEX will only be due and payable
  upon completion by Bark Group of the $2.5 million equity financing
  contemplated pursuant to either: 

	
  the agreement between Bark and PacificWave Partners
  Limited, or 

  
	
  by any other party, provided that in this case the
  financing completes by December 31, 2008. 

	Each of the Indemnification Agreement and the Consulting Agreement will
  continue in full, force and effect without amendment except as expressly
  provided herein. 

If these amendments to the Indemnification Agreement and the
Consulting Agreement are acceptable to DeBondo and DeBondo HK, we ask that you
execute a copy of this letter where indicated below and return it to us
forthwith.

Yours truly,

	BARK CORPORATION AS 	 	BARK GROUP INC. 
	Per: 	17/07-2008 	 	Per: 	17/07-2008 
	 
    	/s/ Bent Helvang 	 	  	/s/
      Bent Helvang 
	  	Bent Helvang, Chairman 	 	  	Bent Helvang, Chairman

  	Accepted and Agreed effective the 30th day of June,
        2008. 
	 	  
	DEBONDO CAPITAL LIMITED 
	 	  
	 	  
	Per:      	/s/
        Ulrik DeBo
	 	ULRIK
        DEBO 
	 	Authorized
        Signatory 
	 	  
	DEBONDO CAPITAL LIMITED (HONGKONG) 
	 	  
	 	  
	Per:      	/s/
        Ulrik DeBo
	 	ULRIK
        DEBO 
	 	Authorized SignatoryFiled by sedaredgar.com - Bark Group Inc. - Exhibit 10.27

EXHIBIT 10.27

BARK GROUP INC.
Ostergade 17-19,
3rd Floor, DK-1100 Copenhagen K, Denmark

July 14, 2008

PACIFICWAVE PARTNERS LIMITED
50 California Street,
Suite 1500 
San Francisco, CA 94111

Dear Sirs/Mesdames:

	
      Re: 
	
      Engagement Agreement originally dated August 17, 2007,
      as amended (the “Engagement Agreement”)

We write to confirm our agreement to extend the previous June
1, 2008 termination date to September 30, 2008 by amending Paragraph 2 of the
Engagement Agreement entitled “Term of Engagement” to read as follows:

  “The term of this Agreement shall be for a period of
    36 months (the “Term”) commencing from the date that PacificWave
    receives a copy of this Agreement executed by the Company. PacificWave shall
    be the exclusive financial advisors to the Company during the Term. Thereafter,
    this Agreement shall renew automatically for successive terms of 12 months
    (each, a “Renewal Term”) unless either party shall give twenty (20)
    days’ written notice of termination to the other party before the commencement
    of any Renewal Term. Any termination of this Agreement pursuant to this paragraph
    2 shall be without liability of any character (including, but not limited
    to, loss of anticipated profits or consequential damages) on the part of any
    party thereto, except that the Company shall remain obligated to pay all fees
    and expenses provided to be paid by it specified in paragraphs 3, 4, 5 and
    6 of this Agreement. The Agreement can be terminated with 6 month notice
    by the company during the full term of engagement. If the financial targets
    mentioned in first paragraph (top of page 1) in this Agreement have not been
    achieved by PacificWave before September 30, 2008, the contract is to be considered
    null and void from that date. In such event the company will only pay approved
    invoices to date..”

The Engagement Agreement will continue in full force and effect
without amendment except as provided for herein.

If these amendments to the Engagement Agreement are acceptable
to you, we ask that you execute a copy of this letter where indicated below and
return it to us as early as possible.

Yours truly,

BARK GROUP INC.

	Per: 	/s/ Bent Helvang
	  	Bent Helvang, Chairman

Accepted and agreed as of this 16th day of July, 2008.

PACIFICWAVE PARTNERS LIMITED

	Per: 	/s/ Henrik Rouf
	  	Authorized SignatoryBA CREDIT CARD TRUST

            

            as Issuer

            

            CLASS A(2008-8) TERMS DOCUMENT

            

            dated as of July 17, 2008

            to

            AMENDED AND RESTATED BASERIES INDENTURE SUPPLEMENT

            dated as of June 10, 2006

            to

            SECOND AMENDED AND RESTATED INDENTURE

            dated as of October 20, 2006

            

            THE BANK OF NEW YORK MELLON

            

            as Indenture Trustee

             

            

            	
                         

                         

                    

            

            
                

            

            	
                        ARTICLE I

                        Definitions and Other Provisions of General Application

                    
	
                        Section 1.01.

                    	
                        Definitions

                    	
                        1

                    
	
                        Section 1.02.

                    	
                        Governing Law; Submission to Jurisdiction; Agent for Service of Process

                    	
                        5

                    
	
                        Section 1.03.

                    	
                        Counterparts

                    	
                        6

                    
	
                        Section 1.04.

                    	
                        Ratification of Indenture and Indenture Supplement

                    	
                        6

                    
	
                        ARTICLE II

                        The Class A(2008-8) Notes

                    
	
                        Section 2.01.

                    	
                        Creation and Designation

                    	
                        7

                    
	
                        Section 2.02.

                    	
                        Specification of Required Subordinated Amount and other Terms

                    	
                        7

                    
	
                        Section 2.03.

                    	
                        Interest Payment

                    	
                        7

                    
	
                        Section 2.04.

                    	
                        Calculation Agent; Determination of LIBOR

                    	
                        8

                    
	
                        Section 2.05.

                    	
                        Payments of Interest and Principal

                    	
                        8

                    
	
                        Section 2.06.

                    	
                        Form of Delivery of Class A(2008-8) Notes; Depository; Denominations

                    	
                        9

                    
	
                        Section 2.07.

                    	
                        Delivery and Payment for the Class A(2008-8) Notes

                    	
                        9

                    
	
                        Section 2.08.

                    	
                        Targeted Deposits to the Accumulation Reserve Account

                    	
                        9

                    
	
                        ARTICLE III

                        Representations and Warranties

                    
	
                        Section 3.01.

                    	
                        Issuer's Representations and Warranties

                    	
                        10

                    

            
                 

            

            

            
                

            

             

            THIS CLASS A(2008-8) TERMS DOCUMENT (this "Terms Document"), by and between BA CREDIT CARD TRUST, a statutory trust created under the laws of the State of Delaware (the
            "Issuer"), having its principal office at Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890, and THE BANK OF NEW YORK MELLON, a New York banking corporation, as Indenture Trustee (the "Indenture
            Trustee"), is made and entered into as of July 17, 2008.

             

            Pursuant to this Terms Document, the Issuer and the Indenture Trustee shall create a new tranche of Class A Notes and shall specify the principal terms thereof.

            

            ARTICLE I

            

            Definitions and Other Provisions of General Application

            Section 1.01. Definitions. For all purposes of this Terms Document, except as otherwise expressly provided
            or unless the context otherwise requires:

            (a)      the terms defined in this Article have the meanings assigned to them in this Article, and include the plural as well as the singular;

            (b)      all other terms used herein which are defined in the Amended and Restated BAseries Indenture Supplement, dated as of June 10, 2006 (the
            "Indenture Supplement"), between the Issuer and the Indenture Trustee, or the Second Amended and Restated Indenture, dated as of October 20, 2006 (the "Indenture"),
            between the Issuer and the Indenture Trustee, as acknowledged and accepted by FIA, as Servicer, either directly or by reference therein, have the meanings assigned to them therein;

            (c)      all accounting terms not otherwise defined herein have the meanings assigned to them in accordance with generally accepted accounting principles and, except as otherwise herein expressly provided, the term
            "generally accepted accounting principles" with respect to any computation required or permitted hereunder means such accounting principles as are generally accepted in the United States of America at the date of such computation;

            (d)     all references in this Terms Document to designated "Articles," "Sections"
            and other subdivisions are to the designated Articles, Sections and other subdivisions of this Terms Document as originally executed;

            (e)     the words "herein," "hereof" and
            "hereunder" and other words of similar import refer to this Terms Document as a whole and not to any particular Article, Section or other subdivision;

            (f)     in the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Indenture Supplement or the Indenture, the terms and provisions of this Terms
            Document shall be controlling;

            (g)    each capitalized term defined herein shall relate only to the

            Class A(2008-8) Notes and no other tranche of Notes issued by the Issuer; and

            
                

            

            (h)    "including" and words of similar import will be deemed to be followed by "without limitation."

            "Accumulation Reserve Funding Period" shall mean, (a) if the Accumulation Period Length is determined to be one (1) month, there shall be
            no Accumulation Reserve Funding Period and (b) otherwise, the period (x) commencing on the earliest to occur of (i) the Monthly Period beginning three (3) calendar months prior to the first Transfer Date for which a budgeted deposit is targeted to be made into the Principal Funding sub-Account of the Class A(2008-8) Notes pursuant to Section 3.10(b)
            of the Indenture Supplement, (ii) the Monthly Period following the first Transfer Date following and including the June 2013 Transfer Date for which the Quarterly Excess Available Funds Percentage is less than 2%, but in such event the Accumulation Reserve Funding Period shall not be required to commence earlier than 24 months prior to the Expected Principal Payment Date, (iii) the
            Monthly Period following the first Transfer Date following and including the December 2013 Transfer Date for which the Quarterly Excess Available Funds Percentage is less than 3%, but in such event the Accumulation Reserve Funding Period shall not be required to commence earlier than 18 months prior to the Expected Principal Payment Date, and (iv) the Monthly Period following the first Transfer Date following and including the
            February 2014 Transfer Date for which the Quarterly Excess Available Funds Percentage is less than 4%, but in such event the Accumulation Reserve Funding Period shall not be required to commence earlier than 16 months prior to the Expected Principal Payment Date and (y) ending on the close of business on the last day of the Monthly Period preceding the earlier to occur of (i) the Expected Principal Payment Date for the
            Class A(2008-8) Notes and (ii) the date on which the Class A(2008-8) Notes are paid in full.

            

            "Base Rate" means, with respect to any Monthly Period, the sum of (i) the Weighted Average Interest Rates for the Outstanding
            BAseries Notes, (ii) the Net Servicing Fee Rate (as such term is defined in the Series 2001-D Supplement) and (iii) so long as FIA or The Bank of New York Mellon is the Servicer, the Servicer Interchange Rate, in each case, for such Monthly Period.

            

            "BAseries Servicer Interchange" means, with respect to any Monthly Period, an amount equal to the product of (a) the Servicer
            Interchange (as such term is defined in the Series 2001-D Supplement) with respect to such Monthly Period and (b) a fraction the numerator of which is the Weighted Average Available Funds Allocation Amount for the BAseries for such Monthly Period and the denominator of which is the Weighted Average Available Funds Allocation Amount for all series of Notes for such Monthly Period.

            

            "Calculation Agent" is defined in Section
            2.04(a).

            

            "Class A(2008-8) Note" means any Note, substantially in the form set forth in

            Exhibit A-1 to the Indenture Supplement, designated therein as a Class A(2008-8) Note and duly executed and authenticated in accordance with the Indenture.

            

            "Class A(2008-8) Noteholder"
            means a Person in whose name a Class A(2008-8) Note is registered in the Note Register.

             

            2

            
                

            

            "Class A(2008-8) Termination Date" means the earliest to occur of (a) the Principal Payment Date on which the Outstanding Dollar
            Principal Amount of the Class A(2008-8) Notes is paid in full, (b) the Legal Maturity Date and (c) the date on which the Indenture is discharged and satisfied pursuant to Article VI thereof.

            

            "Class A Required Subordinated Amount of Class B Notes" is defined in

            Section 2.02(a).

            

            "Class A Required Subordinated Amount of Class C Notes" is defined in

            Section 2.02(b).

            

            "Controlled Accumulation Amount" means $83,333,333.34;
            provided, however , if the Accumulation Period Length is determined to be less than twelve (12) months pursuant

             to Section 3.10(b)(ii) of the Indenture Supplement, the Controlled Accumulation Amount

             shall be the amount specified in the definition of "Controlled Accumulation Amount" in the

             Indenture Supplement.

            

            "Excess Available Funds Percentage" means, with respect to any Transfer Date, the amount, if any, by which the Portfolio Yield for the
            preceding Monthly Period exceeds the Base Rate for such Monthly Period.

            

            "Expected Principal Payment Date" means July 15, 2015.

            

            "Initial Dollar Principal Amount" means $1,000,000,000.

            

            "Interest Payment Date" means the fifteenth day of each month, or if such fifteenth day is not a Business Day, the next succeeding
            Business Day, commencing September 15, 2008.

            

            "Interest Period" means, with respect to any Interest Payment Date, the period from and including the previous Interest Payment Date (or
            in the case of the initial Interest Payment Date, from and including the Issuance Date) through the day preceding such Interest Payment Date.

            

            "Issuance Date" means July 17, 2008.

            

            "Legal Maturity Date" means December 15, 2017.

            

            "LIBOR" means, for any Interest Period, the London interbank offered rate for one-month United States dollar deposits or, for the first
            Interest Period, the rate that corresponds to the actual number of days in the first Interest Period determined by the Calculation Agent on the LIBOR Determination Date for that Interest Period in accordance with the provisions of

            Section 2.04.

             

            3

            
                

            

            "LIBOR Determination Date" means July 15, 2008 for the period
            from and including the Issuance Date to but excluding September 15, 2008, and for each Interest Period thereafter, the second London Business Day prior to the Interest Payment Date on which such Interest Period commences.

            

            "London Business Day" means any Business Day on which dealings in deposits in United States Dollars are transacted in the London
            interbank market.

            

            "Note Interest Rate" means a per annum rate equal to 1.15% in excess of LIBOR as
            determined by the Calculation Agent on the related LIBOR Determination Date with respect to each Interest Period.

            

            "Paying Agent" means The Bank of New York Mellon.

            

            "Portfolio Yield" means, with respect to any Monthly Period, the annualized percentage equivalent of a fraction, the numerator of which
            is (a) the amount of Available Funds allocated to the BAseries pursuant to Section 501 of the Indenture, plus (b) any Interest Funding sub-Account Earnings on the related Transfer Date, plus (c) any amounts to be treated as BAseries Available Funds pursuant to Sections 3.20(d)
            and 3.27(a) of the Indenture Supplement, plus (d) the BAseries Servicer Interchange for such Monthly Period, minus (e) the excess, if any, of the sum of the PFA Prefunding Earnings Shortfall plus the PFA Accumulation Earnings Shortfall over the sum of the aggregate amount to be treated as BAseries Available Funds for
            such Monthly Period pursuant to Sections 3.04(a)(ii) and 3.25(a) of the Indenture Supplement plus any other amounts applied to cover earnings shortfalls on amounts in the Principal Funding sub-Account for any tranche of BAseries Notes for such Monthly Period, minus
            (f) the BAseries Investor Default Amount for such Monthly Period, and the denominator of which is the Weighted Average Available Funds Allocation Amount for the BAseries for such Monthly Period.

            

            "Predecessor Note" means, with respect to any particular Note, every previous Note evidencing all or a portion of the same debt as that
            evidenced by such particular Note; and, for the purpose of this definition, any Note authenticated and delivered under Section 306 of the Indenture in lieu of a mutilated, lost, destroyed or stolen Note shall be deemed to evidence the same debt as the mutilated, lost, destroyed or stolen Note.

            

            "Quarterly Excess Available Funds Percentage" means, with respect to the June 2013
            Transfer Date and each Transfer Date thereafter, the percentage equivalent of a fraction the numerator of which is the sum of the Excess Available Funds Percentages with respect to the immediately preceding three Monthly Periods and the denominator of which is three.

            

            "Record Date" means, for any Transfer Date, the last Business Day of the preceding Monthly Period.

            

            "Reference Banks" means four major banks in the London interbank market selected by the Beneficiary.

             

            4

            
                

            

            "Required Accumulation Reserve sub-Account Amount" means, with respect to any Monthly Period during the Accumulation Reserve Funding
            Period, an amount equal to (i) 0.5% of the Outstanding Dollar Principal Amount of the Class A(2008-8) Notes as of the close of business on the last day of the preceding Monthly Period or (ii) any other amount designated by the Issuer; provided, however, that
            if such designation is of a lesser amount, the Note Rating Agencies shall have provided prior written confirmation that a Ratings Effect will not occur with respect to such change.

            

            "Reuters Screen LIBOR01 Page" means the display page currently so designated on the Reuters Monitor Money Rates (or such other page as
            may replace that page on that service, or such other service as may be nominated as the information vendor, for the purpose of displaying comparable rates or prices).

            

            "Servicer Interchange Rate" means, for any Monthly Period, the percentage equivalent of a fraction, the numerator of which is the
            BAseries Servicer Interchange for such Monthly Period, and the denominator of which is the Weighted Average Available Funds Allocation Amount for the BAseries for such Monthly Period.

            

            "Stated Principal Amount" means $1,000,000,000.

            

            "Weighted Average Interest Rates" means, with respect to any Outstanding Notes of a class or tranche of the BAseries, or of all of the
            Outstanding Notes of the BAseries, on any date, the weighted average (weighted based on the Outstanding Dollar Principal Amount of the related Notes on such date) of the following rates of interest:

            

            (a) in the case of a tranche of Dollar Interest-bearing Notes with no Derivative Agreement for interest, the rate of interest applicable to that tranche on that date;

            (b) in the case of a tranche of Discount Notes, the rate of accretion (converted to an accrual rate) of that tranche on that date;

            (c) in the case of a tranche of Notes with a payment due under a Performing Derivative Agreement for interest, the rate at which payments by the Issuer to the applicable Derivative Counterparty accrue on that date (prior to the netting of such
            payments, if applicable); and

            (d) in the case of a tranche of Notes with a non-Performing Derivative Agreement for interest, the rate specified for that date in the related terms document.

            Section 1.02. Governing Law; Submission to Jurisdiction; Agent for Service of Process. This Terms Document
            shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to principles of conflict of laws. The parties hereto declare that it is their intention that this Terms Document shall be regarded as made under the laws of the State of Delaware and that the laws of said State shall be applied in interpreting its provisions in all cases where legal interpretation shall be required. Each of the parties hereto agrees (a) that this Terms Document
            involves at least $100,000.00, and (b) that this Terms Document has been entered into by the parties hereto in express reliance upon 6 DEL. C. § 2708.

            5

            
                

            

            Each of the parties hereto hereby irrevocably and unconditionally agrees (a) to be subject to the jurisdiction of the courts of the State of Delaware and of the federal courts sitting in the State of Delaware, and (b)(1) to the extent such party is not otherwise subject to service of process in the
            State of Delaware, to appoint and maintain an agent in the State of Delaware as such party's agent for acceptance of legal process, and (2) that, to the fullest extent permitted by applicable law, service of process may also be made on such party by prepaid certified mail with a proof of mailing receipt validated by the United States Postal Service constituting evidence of valid service, and that service made pursuant to (b)(1) or (2) above shall, to the fullest extent permitted by
            applicable law, have the same legal force and effect as if served upon such party personally within the State of Delaware.

            Section 1.03. Counterparts. This Terms Document may be executed in any number of counterparts, each of which so executed will be deemed to be an original, but all such counterparts will together constitute but
            one and the same instrument.

            Section 1.04. Ratification of Indenture and Indenture Supplement. As supplemented by this Terms Document, each of the Indenture and the Indenture Supplement is in all respects ratified and confirmed and the
            Indenture as so supplemented by the Indenture Supplement as so supplemented and this Terms Document shall be read, taken and construed as one and the same instrument.

            [END OF ARTICLE I]

            
                 

                6

            

            

            
                

            

            ARTICLE II

            

            The Class A(2008-8) Notes

             

            Section 2.01. Creation and Designation. There is hereby created a tranche of BAseries Class A Notes to be
            issued pursuant to the Indenture and the Indenture Supplement to be known as the "BAseries Class A(2008-8) Notes."

            Section 2.02. Specification of Required Subordinated Amount and other Terms.

            (a)     For the Class A(2008-8) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an amount equal to 8.72093%
            of (i) the Adjusted Outstanding Dollar Principal Amount of the Class A(2008-8) Notes on such date or (ii) if an Early Redemption Event with respect to the Class A(2008-8) Notes shall have occurred, if an Event of Default and acceleration of the Class A(2008-8) Notes shall have occurred or if the Class A Usage of the Class B Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding
            Dollar Principal Amount of the Class A(2008-8) Notes as of close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which the Class A Usage of Class B Required Subordinated Amount exceeded zero.

            (b)     For the Class A(2008-8) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an amount equal to 7.55814%
            of (i) the Adjusted Outstanding Dollar Principal Amount of the Class A(2008-8) Notes on such date or (ii) if an Early Redemption Event with respect to the Class A(2008-8) Notes shall have occurred, if an Event of Default and acceleration of the Class A(2008-8) Notes shall have occurred or if the Class A Usage of the Class C Required Subordinated Amount for such tranche of Class A Notes is greater than zero, the Adjusted Outstanding
            Dollar Principal Amount of the Class A(2008-8) Notes as of close of business on the day immediately preceding the occurrence of such Early Redemption Event, such Event of Default and acceleration or the date on which the Class A Usage of Class C Required Subordinated Amount exceeded zero.

            (c)     The Issuer may change the percentages set forth in clause (a) or (b) above without the consent of any Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated
            any Outstanding Notes of the BAseries that the change in either of such percentages will not result in a Ratings Effect with respect to any Outstanding Notes of the BAseries and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion.

            Section 2.03. Interest Payment.

            (a)     For each Interest Payment Date, the amount of interest due with respect to the Class A(2008-8) Notes shall be an amount equal to the product of (i)(A) a fraction, the numerator of which is the actual number of days
            in the related Interest Period and the denominator of which is 360, times (B) the Note Interest Rate in effect with respect to the related Interest Period, times (ii) the Outstanding Dollar Principal Amount of the Class A(2008-8) Notes determined as of the Record Date
            preceding the related Transfer Date. Interest on the

            7

            
                

            

            Class A(2008-8) Notes will be calculated on the basis of the actual number of days in the related Interest Period and a 360-day year.

            (b)     Pursuant to Section 3.03 of the Indenture Supplement, on each Transfer Date, the Indenture Trustee shall
            deposit into the Class A(2008-8) Interest Funding sub-Account the portion of BAseries Available Funds allocable to the Class A(2008-8) Notes.

            Section 2.04. Calculation Agent; Determination of LIBOR.

            (a)     The Issuer hereby agrees that for so long as any Class A(2008-8) Notes are Outstanding, there shall at all times be an agent appointed to calculate LIBOR for each Interest Period (the
            "Calculation Agent"). The Issuer hereby initially appoints the Indenture Trustee as the Calculation Agent for purposes of determining LIBOR for each Interest Period. The Calculation Agent may be removed by the Issuer at any time. If the Calculation Agent is unable or unwilling to act as such or is removed by the Issuer, or if the
            Calculation Agent fails to determine LIBOR for an Interest Period, the Issuer shall promptly appoint a replacement Calculation Agent that does not control or is not controlled by or under common control with the Issuer or its Affiliates. The Calculation Agent may not resign its duties, and the Issuer may not remove the Calculation Agent, without a successor having been duly appointed.

            (b)     On each LIBOR Determination Date, the Calculation Agent shall determine LIBOR on the basis of the rate for deposits in United States dollars for a one-month period which appears on Reuters Screen LIBOR01 Page as of
            11:00 a.m., London time, on such date (or, for the first Interest Period, the rate that corresponds to the actual number of days in the first Interest Period). If such rate does not appear on Reuters Screen LIBOR01 Page, the rate for that LIBOR Determination Date shall be determined on the basis of the rates at which deposits in United States dollars are offered by the Reference Banks at approximately 11:00 a.m., London time, on that day to prime banks in the London interbank market
            for a one-month period. The Calculation Agent shall request the principal London office of each of the Reference Banks to provide a quotation of its rate. If at least two such quotations are provided, the rate for that LIBOR Determination Date shall be the arithmetic mean of the quotations. If fewer than two quotations are provided as requested, the rate for that LIBOR Determination Date will be the arithmetic mean of the rates quoted by four major banks in New York City, selected
            by the Beneficiary, at approximately 11:00 a.m., New York City time, on that day for loans in United States dollars to leading European banks for a one-month period.

            (c)      The Note Interest Rate applicable to the then current and the immediately preceding Interest Periods may be obtained by telephoning the Indenture Trustee at its corporate trust office at (212) 815-3247 or such
            other telephone number as shall be designated by the Indenture Trustee for such purpose by prior written notice by the Indenture Trustee to each Noteholder from time to time.

            (d)     On each LIBOR Determination Date, the Calculation Agent shall send to the Indenture Trustee, the Beneficiary and the Servicer, by facsimile transmission, notification of LIBOR for the following Interest
            Period.

            Section 2.05. Payments of Interest and Principal.

            8

            
                

            

            (a)     Any installment of interest or principal, if any, payable on any

            Class A(2008-8) Note which is punctually paid or duly provided for by the Issuer and the Indenture Trustee on the applicable Interest Payment Date or Principal Payment Date shall be paid by the Paying Agent to the Person in whose name such Class A(2008-8) Note (or one or more Predecessor Notes) is registered on the Record Date, by wire transfer of immediately available funds to such Person's account as has been designated by written instructions received by the Paying Agent from
            such Person not later than the close of business on the third Business Day preceding the date of payment or, if no such account has been so designated, by check mailed first-class, postage prepaid to such Person's address as it appears on the Note Register on such Record Date, except that with respect to Notes registered on the Record Date in the name of the nominee of Cede & Co., payment shall be made by wire transfer in immediately available funds to the account designated by
            such nominee.

            (b)     The right of the Class A(2008-8) Noteholders to receive payments from the Issuer will terminate on the first Business Day following the Class A(2008-8) Termination Date.

            Section 2.06. Form of Delivery of Class A(2008-8) Notes; Depository; Denominations.

            (a)     The Class A(2008-8) Notes shall be delivered in the form of a global Registered Note as provided in Sections 202
            and 301(i) of the Indenture, respectively.

            (b)     The Depository for the Class A(2008-8) Notes shall be The Depository Trust Company, and the Class A(2008-8) Notes shall initially be registered in the name of Cede & Co., its nominee.

            (c)     The Class A(2008-8) Notes will be issued in minimum denominations of $5,000 and multiples of $1,000 in excess of that amount.

            Section 2.07. Delivery and Payment for the Class A(2008-8) Notes. The Issuer shall execute and deliver the
            Class A(2008-8) Notes to the Indenture Trustee for authentication, and the Indenture Trustee shall deliver the Class A(2008-8) Notes when authenticated, each in accordance with Section 303 of the Indenture.

            Section 2.08. Targeted Deposits to the Accumulation Reserve Account. The deposit targeted to be made to the Accumulation Reserve Account for any Monthly Period during the Accumulation Reserve Funding Period will
            be an amount equal to the Required Accumulation Reserve sub-Account Amount.

            [END OF ARTICLE II]

             

            
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            ARTICLE III

            

            Representations and Warranties

             

            Section 3.01. Issuer's Representations and
            Warranties. The Issuer makes the following representations and warranties as to the Collateral Certificate on which the Indenture Trustee is deemed to have relied in acquiring the Collateral Certificate. Such representations and warranties speak as of the execution and delivery of this Terms Document, but shall survive until the termination of this Terms Document. Such
            representations and warranties shall not be waived by any of the parties to this Terms Document unless the Issuer has obtained written confirmation from each Note Rating Agency that there will be no Ratings Effect with respect to such waiver.

            (a)     The Indenture creates a valid and continuing security interest (as defined in the Delaware UCC) in the Collateral Certificate in favor of the Indenture Trustee, which security interest is prior to all other liens, and
            is enforceable as such as against creditors of and purchasers from the Issuer.

            (b)     The Collateral Certificate constitutes either an "account," a
            "general intangible," an "instrument," or a "certificated security," each within the meaning of the Delaware UCC.

            (c)     At the time of the transfer and assignment of the Collateral Certificate to the Indenture Trustee pursuant to the Indenture, the Issuer owned and had good and marketable title to the Collateral Certificate free and
            clear of any lien, claim or encumbrance of any Person.

            (d)     The Issuer has caused, within ten days of the execution of the Indenture, the filing of all appropriate financing statements in the proper filing office in the appropriate jurisdictions under applicable law in order to
            perfect the security interest in the Collateral Certificate granted to the Indenture Trustee pursuant to the Indenture.

            (e)     Other than the security interest granted to the Indenture Trustee pursuant to the Indenture, the Issuer has not pledged, assigned, sold, granted a security interest in, or otherwise conveyed the Collateral Certificate.
            The Issuer has not authorized the filing of and is not aware of any financing statements against the Issuer that include a description of collateral covering the Collateral Certificate other than any financing statement relating to the security interest granted to the Indenture Trustee pursuant to the Indenture or any financing statement that has been terminated. The Issuer is not aware of any judgment or tax lien filings against the Issuer.

            (f)      All original executed copies of the Collateral Certificate have been delivered to the Indenture Trustee.

            (g)     At the time of the transfer and assignment of the Collateral Certificate to the Indenture Trustee pursuant to the Indenture, the Collateral Certificate had no marks or notations indicating that it has been pledged,
            assigned or otherwise conveyed to any Person other than the Indenture Trustee.

            [END OF ARTICLE III]

             

            
                10

            

            

            
                

            

            IN WITNESS WHEREOF, the parties hereto have caused this Terms Document to be duly executed, all as of the day and year first above written.

            

            BA CREDIT CARD TRUST,

            by BA CREDIT CARD FUNDING, LLC,

            as Beneficiary and not in its individual capacity

            

            By: _/s/ Penelope S. Johnson_________________

                  Name:   Penelope S. Johnson

                  Title:     Vice President

            

            THE BANK OF NEW YORK MELLON, as

             Indenture Trustee

            and not in its individual capacity

            

            By: __/s/ Catherine Cerilles___________________

                  Name:   Catherine Cerilles

                  Title:     Vice President

            

            
                 

                 

                 

                 

                 

                 

                [Signature Page to the Class A(2008-8) Terms Document]

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