Document:

EX-10.7

 Exhibit 10.7 

FORM 
 IDI, INC. 

2015 STOCK INCENTIVE PLAN 

NON-QUALIFIED STOCK OPTION AGREEMENT 

THIS NON-QUALIFIED STOCK OPTION AGREEMENT (this “Agreement”), is made and effective as of this      day
of             , 201     (the “Grant Date”), by and between IDI, Inc., a Delaware corporation (“IDI”), and
                     (“Optionee”). 

W I T N E S S E T H: 

WHEREAS, IDI is desirous of increasing the incentive of Optionee whose contributions are important to the continued success of IDI;

 NOW, THEREFORE, in consideration of the foregoing, and for other good and valuable consideration, IDI hereby grants Optionee
options to purchase shares of Common Stock of IDI pursuant to the IDI, Inc. 2015 Stock Incentive Plan (the “Plan”), upon the following terms and conditions. Capitalized terms not defined herein shall have the meaning ascribed thereto in
the Plan. 
  

	1.	GRANT OF OPTION 

 Subject to the terms and conditions of this Agreement and the Plan, IDI
hereby grants to the Optionee a non-qualified Option to purchase an aggregate of                     
(                    ) shares of IDI’s Common Stock. 
  

	2.	EXERCISE PRICE 

 The Exercise Price of this Option shall be
$         per share of Common Stock of IDI. 
  

	3.	TERM AND VESTING OF OPTION 

 (a) Option Period. This Option shall terminate and
all rights to purchase shares hereunder shall cease on the tenth anniversary of the Grant Date. 
 (b) Vesting. Subject to
Section 5 and 6 hereof, this Option shall become vested upon the dates described in the following schedule: 
  

							
	 Date
	  	Number of Vested
Shares	  	Incremental
Percentage
of Vested Option
Shares	  	Cumulative
Percentage of
Vested Option
Shares
		  		  		  	
		  		  		  	
		  		  		  	

 FORM 
  

 There shall be no proportionate or partial vesting in the periods between the vesting dates and all vesting
shall occur only on the aforementioned vesting dates. 
  

	4.	EXERCISE AND PAYMENT 

 (a) General. When the Option has vested and any other
conditions to the exercise of an Option have been satisfied, Optionee may exercise the Option only in accordance with the following provisions. Optionee shall deliver to IDI a written notice stating that Optionee is exercising the Option and
specifying the number of shares of Common Stock which are to be purchased pursuant to the Option, and such notice shall be accompanied by payment in full of the Exercise Price of the shares for which the Option is being exercised, by one or more of
the methods provided for in the Plan. An attempt to exercise any Option granted hereunder other than as set forth in the Plan shall be invalid and of no force and effect. 

(b) Payment of the Exercise Price. Payment of the Exercise Price for the shares of Common Stock purchased pursuant to the exercise of
an Option shall be made by one of the following methods: 
 (i) by cash, certified or cashier’s check, bank draft or
money order; 
 (ii) through the delivery to IDI of shares of Common Stock which have been previously owned by Optionee for
the requisite period necessary to avoid a charge to IDI’s earnings for financial reporting purposes; such shares shall be valued, for purposes of determining the extent to which the Exercise Price has been paid thereby, at their Fair Market
Value on the date of exercise; without limiting the foregoing, the Committee may require Optionee to furnish an opinion of counsel acceptable to the Committee to the effect that such delivery would not result in IDI incurring any liability under
Section 16(b) of the Exchange Act; or 
 (iii) by any other method which the Committee, in its sole and absolute
discretion and to the extent permitted by applicable law, may permit, including, but not limited to through a “cashless exercise sale and remittance procedure” pursuant to which Optionee shall concurrently provide irrevocable instructions
(1) to a brokerage firm approved by the Committee to effect the immediate sale of the requisite number of the purchased shares and remit to IDI, out of the sale proceeds available on the settlement date, sufficient funds to cover the aggregate
Exercise Price payable for the purchased shares plus all applicable federal, state and local income, employment, excise, foreign and other taxes required to be withheld by the Company by reason of such exercise and (2) to IDI to deliver the
certificates for the purchased shares directly to such brokerage firm in order to complete the sale. 

 FORM 
  

	5.	TERMINATION OF EMPLOYMENT 

 (a) General. Upon Optionee’s termination of
employment or other service with the Company for any reason, the unvested portion of the Option shall expire. 
 (b) Termination for
Reason Other Than Cause, Disability or Death. If Optionee’s termination of employment or other service is for any reason other than death, Disability, Cause or a voluntary termination within ninety (90) days after occurrence of an
event which would be grounds for termination of employment or other service by IDI for Cause, any Option held by Optionee may be exercised, to the extent exercisable at termination, by Optionee at any time within a period not to exceed ninety
(90) days from the date of such termination, but in no event after the termination of the Option pursuant to its terms that are unrelated to termination of service. 

(c) Disability. If Optionee’s termination of employment or other service with IDI is by reason of a Disability of such
Participant, any Option held by Optionee may be exercised, to the extent exercisable at termination, by Optionee at any time within a period not to exceed one (1) year after such termination, but in no event after the termination of the Option
pursuant to its terms that are unrelated to termination of service; provided, however, that if Optionee dies within such period, any vested Option held by Optionee upon death shall be exercisable by the Optionee’s estate, devisee or heir at law
(whichever is applicable) for a period not to exceed one (1) year after Optionee’s death, but in no event after the termination of the Option pursuant to its terms that are unrelated to termination of service. 

(d) Death. If Optionee dies while in the employment or other service of IDI, any Option held by Optionee may be exercised, to the
extent exercisable at termination, by Optionee’s estate or the devisee named in Optionee’s valid last will and testament or the Optionee’s heir at law who inherits the Option, at any time within a period not to exceed one
(1) year after the date of such Optionee’s death, but in no event after the termination of the Option pursuant to its terms that are unrelated to termination of service. 

(e) Termination for Cause. In the event the termination is for Cause or is a voluntary termination within ninety (90) days after
occurrence of an event which would be grounds for termination of employment or other service by IDI for Cause (without regard to any notice or cure period requirement), any Option held by Optionee at the time of such termination shall be deemed to
have terminated and expired upon the date of such termination. 
  

	6.	CHANGE IN CONTROL 

 Change in Control. In the event of a Change in Control, all
unvested Options which have not vested on the date of such Change in Control shall immediately vest. 
  

	7.	MISCELLANEOUS 

 (a) Controlling Law. This Agreement and all questions relating to
its validity, interpretation, performance, and enforcement (including, without limitation, provisions concerning limitations of actions), shall be governed by, and construed in accordance with the laws of the State of Delaware. 

 FORM 
  

 (b) Binding Nature of Agreement. This Agreement shall be binding upon and inure to the
benefit of the parties hereto and their respective heirs, personal representatives, successors and permitted assigns. 
 (c) Provisions
of Plan Control. This Agreement is subject to all the terms, conditions and provisions of the Plan, including, without limitation, the amendment provisions thereof, and to such rules, regulations and interpretations relating to the Plan as may
be adopted by the Board and as may be in effect from time to time. The Plan is incorporated herein by reference. If and to the extent that this Agreement conflicts or is inconsistent with the terms, conditions and provisions of the Plan, the Plan
shall control, and this Agreement shall be deemed to be modified accordingly. 
 (d) Withholding. In connection with the exercise of
the Option, the Optionee agrees (a) to pay to the Company, or make arrangements satisfactory to the Company regarding payment of, any federal, state or local, domestic or foreign taxes of any kind required by law to be withheld with respect to
such exercise, and (b) that the Company shall, to the extent permitted by law, have the right to deduct from any payment of any kind otherwise due to the Optionee any federal, state or local taxes of any kind required by law to be withheld with
respect to the exercise of the Option. 
 (e) Number of Days. In computing the number of days for purposes of this Agreement, all
days shall be counted, including Saturdays, Sundays and holidays; provided, however that if the final day of any time period falls on a Saturday, Sunday or holiday on which federal banks are or may elect to be closed, then the final
day shall be deemed to be the next day which is not a Saturday, Sunday or such holiday. 
 (f) No
Third-Party Beneficiaries. This Agreement shall not confer any rights or remedies upon any person other than the parties and their respective successors and permitted assigns. 

(g) Entire Agreement; Amendments. This Agreement (including the documents and exhibits referred to herein) constitutes the entire
agreement among the parties and supersedes any prior understandings, agreements, or representations by or among the parties, written or oral, that may have related in any way to the subject matter hereof. This Agreement may not be amended,
supplemented, or modified in whole or in part except by an instrument in writing signed by the party or parties against whom enforcement of any such amendment, supplement, or modification is sought. 

(h) No Rights to Continued Employment. Nothing contained herein shall give the Optionee the right to be retained in the employment or
service of the Company or any of its subsidiaries or affiliates or affect the right of any such employer to terminate the Optionee. 
 (i)
Counterparts. This Agreement may be executed in one or more counterparts, each of which will be deemed an original and all of which together will constitute one and the same instrument. 

 FORM 
  

 [SIGNATURES ON THE FOLLOWING PAGE] 

 FORM 
  

 IN WITNESS WHEREOF, the parties have executed this Agreement as of the day and year
first above written. 
  

			
	IDI, INC.
		
	By:	 	  

	Name:	 	  

	Title:	 	  

	
	OPTIONEE:
	
	  

	Name:	 	  

	Address:Q2 2015 Exhibit 10.1

Exhibit 10.1

TENTH AMENDED AND RESTATED SECURED PROMISSORY NOTE

(For Revolving Line of Credit, Advances and Guaranteed Obligations)

	
(Up to) $4,500,000

	
May 20, 2015

	
Los Angeles, California

$1,514,641.92  (current balance under Revolving Line of Credit)

$1,764,641.92 (total Unpaid Balance)

For Value Received, the undersigned MyMedicalRecords, Inc. (formerly mymedicalrecords.com, Inc.), a Delaware corporation ("Subsidiary") and  MMRGlobal, Inc. (formerly MMR Information
Systems, Inc., formerly Favrille, Inc.), a Delaware corporation ("Parent") (together, "Borrower"), promises to pay to the order of The RHL Group, Inc., a California corporation
("Lender"), the sum of up to Four Million Five Hundred Thousand Dollars ($4,500,000) on a revolving basis (sometimes referred to as a "Reserve Line of Credit" herein) with interest from the date
of disbursement on the Unpaid Balance, as that term is used herein, and defined below, from time to time outstanding.  Capitalized terms used herein without definition shall, unless otherwise indicated, have the
meanings given to such terms in the Security Agreement dated July 31, 2007, as amended on June 30, 2012 under the First Amended Security Agreement, and as amended on May 20, 2015 under the Second
Amended Security Agreement (together, the "Security Agreement"), which grants certain security interests in the Collateral owned by Borrower, as therein defined. Borrower and Lender agree that the terms
of this Tenth Amended and Restated Secured Promissory Note ("Tenth Amended Note") apply to the Reserve Line of Credit.

This Tenth Amended Note is intended to update and amend that certain Secured Promissory Note (the "Original Note") dated July 30, 2007, as amended by the Amended and Restated Secured
Promissory Note (the "First Amended Note"), dated August 23, 2007, and as further amended by the Second Amended and Restated Secured Promissory Note (the "Second Amended Note")
dated August 1, 2008, which notes were approved by the Borrower's Board of Directors by resolutions dated July 23, 2007, August 30, 2007 and June 2, 2008, respectively, which was further amended by the Third
Amended and Restated Secured Promissory Note dated April 29, 2009 (the "Third Amended Note"), which was further amended by the Fourth Amended and Restated Secured Promissory Note dated April
29, 2010 (the "Fourth Amended Note"), which was further amended by the Fifth Amended and Restated Secured Promissory Note dated April 29, 2011 (the "Fifth Amended Note") and further
amended by the Sixth Amended and Restated Secured Promissory Note dated April 29, 2012 (the "Sixth Amended Note"), which was further amended by the Seventh Amended and Restated Secured
Promissory Note (the "Seventh Amended Note") dated July 30, 2012, which was further amended by the Eighth Amended and Restated Secured Promissory Note (the "Eighth Amended Note")
dated April 29, 2013 which was further amended by the Ninth Amended and Restated Secured Promissory Note (the "Ninth Amended Note") dated April 29, 2014, which is further amended by this Tenth
Amended and Restated Secured Promissory Note (the "Tenth Amended Note") dated April 29, 2015. As stated therein, the Original Note, the First Amended Note, the Second

	
PROMISSORY NOTE

	
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Amended Note, the Third Amended Note, the Fourth Amended Note, the Fifth Amended Note the Sixth Amended Note, the Seventh Amended Note, the Eighth Amended Note, and the Ninth Amended Note provided for increases, if necessary,
in the sole determination of the Lender, in the amount of the Reserve Line of Credit, and the terms of the Security Agreement which provide for that agreement to apply to advances in excess of the therein stated
"Amount."  The terms of the Security Agreement shall be deemed to apply to, and a security interest is hereby granted to the Lender, for all advances made, under this Tenth Amended Note to the same
extent, validity, security and priority as to advances under the Original Note, the First Amended Note, the Second Amended Note, the Third Amended Note, the Fourth Amended Note, the Fifth Amended Note, the Sixth
Amended Note, the Seventh Amended Note, the Eighth Amended Note, and the Ninth Amended Note, with the exception that the Seventh Amended Note, the Eighth Amended Note, the Ninth Amended Note, and this
Tenth Amended Note and the Security Agreement, are deemed to apply to the Parent as well as to the Subsidiary.

The original of the First Amended Note, Second Amended Note, Third Amended Note, , Fourth Amended Note, Fifth Amended Note, Sixth Amended Note, Seventh Amended Note, Eighth Amended Note, and
Ninth Amended Note, have been marked as "superseded."  If, and only if, the Tenth Amended Note is deemed unenforceable, or if the Security Agreement is, for any reason, deemed not to apply to the
Tenth Amended Note, then the terms of the Ninth Amended Note, (or the Eighth Amended Note, or the Seventh Amended Note, or the Sixth Amended Note,  or the Fifth Amended Note, or the Fourth Amended Note,
or the Third Amended Note, or the Second Amended Note, or the Original Note, and the Guaranty previously signed by the Parent, as the case may be and if necessary) shall be deemed reinstated to the extent
necessary to: (a) repay the advances of the Lender, and (b) provide for security to the Lender.

The term "Unpaid Balance" shall mean all of the following: (a) the funds actually lent to the Borrower, or either the Parent or the Subsidiary, including interest, fees, and costs thereon (which includes
reasonable legal expenses and costs of Lender in connection with this Tenth Amended Note); (b) any funds paid or advanced for the benefit of the Borrower at the request of Borrower to third parties, including charges
made on the Lender's credit or charge cards, or credit or charge cards for which Lender is liable (exclusive of interest on such charges) ("Credit Card Advances") on or after July
23, 2007; (c) subject to the last sentence of this paragraph, any amounts guaranteed by the Lender at the request of Borrower, for which the guarantees are still outstanding (including any personal
guarantees by Robert H. Lorsch as approved by the Board of Directors); and (d) unpaid consulting fees to the Lender, salary to Robert H. Lorsch, or expenses accrued or owed to Lender.  However, any amounts
guaranteed by the Lender shall not be included in the balance under the Revolving Line of Credit, but shall reduce the balance available under the Reserve Line of Credit.    

The entire Unpaid Balance shall be due and payable at the end of each calendar month, provided however, that if the Borrower is not otherwise in default under the Original Note, the First Amended Note, the
Second Amended Note, the Third Amended Note, the Fourth Amended Note, the Fifth Amended Note, the Sixth Amended, the Seventh Amended Note, the Eighth Amended Note, the Ninth Amended Note, or the
Tenth Amended Note or the Security Agreement, as amended from time to time, the Reserve Line of Credit shall continue in existence for the next succeeding month, and payment of the full Unpaid Balance shall be similarly

	
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deferred.  However, notwithstanding any other provision in this Note: (a) the obligation to pay interest on a monthly basis, and the obligation to pay the Credit Card Advances, if any, shall continue to be due
and payable on a monthly basis; and (b) unless otherwise agreed in writing by Lender, the entire unpaid balance shall be due and owing, without extension, May 20, 2016 (the "Final Maturity Date").

The monthly payment shall not include any interest for amounts guaranteed by the Lender unless the Lender has performed on the guarantee, whether by payment or otherwise, except that on the Final Maturity
Date, the Borrower must pay all amounts due and any amounts due under any still then outstanding guarantees of Lender at the option of Lender.  Notwithstanding anything to the contrary in this Note, or any of the
predecessor notes that have been marked as "superseded," the Borrower shall pay at least $1,000 per month, starting on May 1, 2015 to the Lender or holder of this Note.

Upon the occurrence of an Event of Default, as defined in this Note or the Security Agreement, the Final Maturity Date shall be accelerated as against the Parent, the Subsidiary, or both, without further action by
the Lender.

Interest shall accrue at the rate equal to the lesser of 10% per annum or the maximum rate allowed under the California State Constitution.  Said rate shall continue in effect for the
entire period of the Reserve Line of Credit up to the Final Maturity Date.  At no time shall the interest rate, and fees, if applicable, exceed the maximum rate chargeable by law.

Borrower acknowledges and agrees that the Unpaid Balance is presently due and owing, that the Unpaid Balance is $1,764,641.92 as of May 20, 2015, that the amount under the revolving line is $1,514,641.92
(not including guarantees as per the last sentence under the "Unpaid Balance" paragraph above), and that there are no defenses, at law or in equity, to the amount due under this Note as of the date of the
execution of this Note.

Lender will receive, concurrently with the execution of this Tenth Amended Note, 1,764,642warrants to acquire shares of Parent's common stock at an exercise price of $0.003 per share which represents one
warrant per dollar outstanding on the Unpaid Balance of the Note as of the renewal date. Such warrants shall be fully vested and be exercisable in cash or in a cashless exercise at any time prior to their fifth
anniversary of issuance, and which shall be non-transferable without the consent of Parent, which consent is not to be unreasonably withheld.

All payments on this Note are payable at, and all writings respecting the warrants shall be sent to, Lender's accountant at the following address, with a copy to Borrower:  Anderson Financial, 12021 Wilshire Blvd.,
Suite 866, Los Angeles, California 90025, Attn: Marilyn Anderson, and The RHL Group, P.O. Box 17034, Beverly Hills, CA 90210, or at such other place as the Lender or any other holder hereof shall notify Borrower in
writing.

All payments received by the Lender on this Note may be applied by Lender as follows: first, to the payment of all fees and expenses owed under this Note or the Security Agreement; second, to the payment of
accrued and unpaid interest then due and owing; and third, to principal or as otherwise indicated by Lender.

	
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This Note may be prepaid in whole or in part, without penalty.  In the event of partial prepayments, the prepayments and proceeds shall be applied as described in the just preceding paragraph. 

At any time or times on or after the date hereof (or, to avoid the provisions of Section 16(b) of the Securities Exchange Act of 1934, as amended, regarding "short swing profits," six months and one day
from the date of the Lender's last purchase or sale of equity securities of the Parent), the Lender shall be entitled to convert up to Five Hundred Thousand Dollars ($500,000.00) of the outstanding and unpaid
Conversion Amount (as defined below) into fully paid and non-assessable shares of the Parent's Common Stock (the "Common Stock") at the Conversion Rate (as defined below).  The Parent shall
not issue any fraction of a share of Common Stock upon any conversion.  If the issuance would result in the issuance of a fraction of a share of Common Stock, the Parent shall round such fraction of a share of
Common Stock down to the nearest whole share and the difference shall remain outstanding as Unpaid Balance under this Note until paid in accordance herewith.  To convert any Conversion Amount into
shares of Common Stock on any date (a "Conversion Date"), the holder shall deliver to the Parent a written notice of conversion so requesting at least five (5) days prior to the requested Conversion Date (a
"Conversion Request").  Such Conversion Amount shall convert (a "Conversion Event") into fully paid and non-assessable shares of Common Stock at the Conversion Rate in the manner
specified in below.

The number of shares of Common Stock issuable upon conversion of any Conversion Amount pursuant to the foregoing paragraph shall be determined
by dividing (x) such Conversion Amount by (y) the Conversion Price (as defined below) (the "Conversion Rate").

As used herein, the term "Conversion Amount" means the sum of (A) the portion of the Principal to be converted with respect to which this determination is being made, which shall not
exceed $500,000 in the aggregate, and (B) accrued and unpaid Interest with respect to such Principal, and the term "Conversion Price" shall be equal to $0.01 per share of Common Stock.

On or before a Conversion Event, the Lender shall surrender this Note (or an indemnification undertaking with respect to this Note in the case of its loss, theft or destruction), duly
endorsed, at the Parent's principal corporate office, and provide in writing the name or names in which the certificate or certificates for shares of Common Stock are to be issued.  The Parent shall, at its expense
and as soon as practicable, thereafter issue and deliver, or cause its transfer agent to issue and deliver, to the Lender, or to the nominee or nominees of the Lender, a certificate or certificates for the number of shares
of Common Stock to which the Lender shall be entitled.  The person or persons entitled to receive the shares of Common Stock issuable upon a Conversion Event shall be treated for all purposes as the record
holder or holders of such shares as of the Conversion Date.  If this Note is physically surrendered for conversion and the outstanding Principal of this Note is greater than the Principal portion of the Conversion
Amount being converted, then the Parent shall as soon as practicable and in no event later than five trading days after receipt of this Note, and at its own expense, issue and deliver to the Lender,  a new Note
representing the outstanding Principal not converted.

	
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Notwithstanding anything else in this Agreement, the entire Unpaid Balance shall be due and owing, without extension on the occurrence of any of the following, unless otherwise agreed by
Lender in writing: (a) a change in ownership or control of Borrower in an amount equal to or greater than one-third (1/3) of outstanding voting stock, other than transactions on a publicly traded market in the regular
course of trading; (b) a transfer of at least one-third (1/3) of the assets of Borrower; (c) a change in the composition of Borrower's Board of Directors, Officers and/or senior management which is not approved by
Lender; (d) Parent or Subsidiary shall first be the subject of a case pending in any United States Bankruptcy Court; (e) Parent or Subsidiary shall suffer the appointment of a receiver appointed
in any state or federal court action, or other proceeding;  (f) Parent or Subsidiary shall be the subject of any writ of attachment or writ of execution; (g) Parent or Subsidiary shall not be in full compliance with all of its
covenants in prior agreements by May 15, 2016; (h) Parent and Subsidiary shall fall out of compliance with its covenants on or after May 15, 2015; (i) Borrower shall have less than $200,000 in cash in its
bank accounts or such other amount as necessary to maintain operations, whichever is greater, through the subsequent thirty (30) days on and after May 20, 2015 or (j) Subsidiary
and Parent shall not timely pay any obligations due respecting payroll and all associated payroll taxes at any time during the term of the Note.  Notwithstanding the foregoing sentence, Lender hereby expressly waives,
both now and in the future, any Default or Event of Default under this Note and the Security Agreement that arises from or is related to the Closing (as that term is defined in the Agreement and Plan of Merger and
Reorganization dated November 8, 2008 by and among Borrower, Parent and a wholly-owned merger subsidiary of Parent (the "Merger Agreement") and the consummation of the transactions described in
the Merger Agreement.

The Security Agreement, as amended from time to time, relating to the Original Note, the Amended Note, the Second Amended Note, the Third Amended Note, The Fourth Amended Note, the Fifth Amended Note,
the Sixth Amended Note, the Seventh Amended Note, the Eighth Amended Note, the Ninth Amended Note and this Tenth Amended Note shall jointly be referred to as the "Loan Documents."

Upon the happening of any failure to make any payment under the Loan Documents, or any other "Event of Default" as defined in the Security Agreement, as amended from time to time, Lender may at
its option declare the entire unpaid balance of this Note, together with interest accrued thereon, to be immediately due and payable.  Upon receiving notice of Default, Borrower will have10 calendar days to cure such
Event of Default.  In the event the Borrower fails to cure the default, the Lender may proceed to exercise any rights or remedies that it may have under any of the Loan Documents or under this Note or such other rights
and remedies which, subject to the provisions of this Note and Loan Documents, the Lender may have at law, equity or otherwise. In the event of such acceleration, Borrower may discharge its obligations to the Lender
by paying the unpaid balance hereof as of the date of such payment, plus accrued interest and fees, in the manner set forth above.

Upon an Event of Default (as defined in the Security Agreement, as amended from time to time), the interest rate hereunder shall be computed as the higher of: (a) the highest rate then allowed by law, or (b) the
rate described herein.

	
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After default, in addition to principal and accrued interest, the Lender shall be entitled to collect all costs of collection, including, but not limited to, reasonable attorneys' fees incurred in connection with any of the
lender's reasonable collection efforts, whether or not suit on this Note is filed, and all such costs and expenses shall be payable on demand.

No failure on the part of the Lender or other holder hereof to exercise any right or remedy hereunder, whether before or after the happening of a default, shall constitute a waiver thereof, and no waiver of any past
default shall constitute waiver of any future default or of any other default.  No failure to accelerate the debt evidenced hereby by reason of default hereunder, or acceptance of a past due installment or indulgence
granted from time to time shall be construed to be a waiver of the right to insist upon prompt payment thereafter, or shall be deemed to be a novation of this Note or as a reinstatement of the debt evidenced hereby or a
waiver of such right of acceleration or any other right, or be construed so as to preclude the exercise of any right which Lender may have, whether by the laws of the State of California, by agreement or otherwise, and
Borrower and each endorser or guarantor hereby expressly waives the benefit of any statute or rule of law or equity which would produce a result contrary to or in conflict with the foregoing.  This Note may not be
changed orally, but only by an agreement in writing signed by the party against whom such agreement is sought to be enforced.

Borrower and each endorser or guarantor of this Note hereby waives presentment, protest, demand, and diligence, notice of dishonor and notice of nonpayment. 

All agreements between Borrower and Lender, whether now existing or hereafter arising, and whether oral or written, are hereby expressly limited so that in no contingency or event whatsoever, whether by
acceleration of maturity hereof or otherwise, shall the amount paid or agreed to be paid to Lender or the holder hereof, or collected by Lender or such holder for the use, forbearance or detention of the money to be
loaned hereunder or otherwise, or for the payment or performance of any covenant or obligation contained herein, or in any other document pertaining to the indebtedness evidenced hereby, exceed the maximum
amount permissible under governing usury laws as applicable in this transaction,  If, under any circumstances whatsoever, fulfillment of any provision hereof or of the Loan Documents or any other documents, at the
time performance of such provision shall be due, shall involve exceeding the limit of validity prescribed by law for this transaction, then the obligation to be fulfilled shall be reduced to the limit of such validity; and if
under any circumstances Lender or other holder hereof shall ever receive an amount deemed interest by applicable law, which would exceed the highest lawful rate allowed for this transaction, such amount that would
be excessive interest under governing laws as applicable to this transaction shall be applied to the reduction of the principal amount owing hereunder and not to the payment of interest, or if such excessive interest
exceeds the unpaid balance of principal and such other indebtedness, the excess shall be deemed to have been a payment made by mistake and shall be refunded to Borrower or to any other person making such
payment on Borrower's behalf.  All sums paid or agreed to be paid to the Lender hereto for the use, forbearance or detention of the indebtedness of Borrower evidenced hereby, outstanding from time to time shall, to
the extent permitted by governing law, and to the extent necessary to preclude exceeding the limit of validity prescribed by law as applicable to this transaction, shall be amortized, pro-rated, allocated and spread from
the date of disbursement of the proceeds of this Note until payment in full of the loan evidenced hereby so that the actual rate of interest on account of such indebtedness is uniform throughout the term hereof.  The
terms and provisions of this paragraph shall control and supersede every other provision of all agreements between Borrower, and endorser or guarantor and Lender. 

	
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This Note shall be governed by and construed under the laws of the State of California applicable to contracts made and to be performed entirely in that State without regard to the principles thereof regarding
conflict of laws.  Borrower and each endorser or guarantor hereby submits to personal jurisdiction in said State for the enforcement of Borrower's obligations hereunder, and waives any and all personal rights under the
law of the other state to object to jurisdiction within such State for the purposes of litigation to enforce such obligations of Borrower.  In the event such litigation is commenced, Borrower agrees that service of process
may be made and personal jurisdiction over Borrower obtained, by service of a copy of the summons, complaint and other pleadings required to commence such litigation upon Borrower's appointed agent for service
of process in such state with a copy to:

Ingrid Safranek (isafranek@mmrmail.com)

   MMRGlobal, Inc.

   MyMedicalRecords, Inc.

   4401 Wilshire Blvd., Suite 200

   Los Angeles, CA 90010

The holder of this note shall be entitled, without limitation, to all of the rights and remedies of the Lender under the Loan Agreements with respect to this Note.  In the event of any conflict between the terms
and conditions of the Security Agreement and those of this Note, the terms and conditions of this Note shall control.  The obligations of Borrower pursuant to this Note are secured by the Security Agreement.

Borrower represents that it has obtained all of the corporate authority necessary to execute this Note.

 

[SIGNATURE PAGE FOLLOWS]

 

 

	
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IN WITNESS WHEREOF, Borrower has executed this instrument by its duly authorized signatories as of the date first above written.

"Borrower"

MyMedicalRecords, Inc., a Delaware corporation ("Subsidiary")

Name: Ingrid Safranek

Title: CFO

Signature: ___________________________________

Date: ____________

MMRGlobal, Inc., a Delaware corporation ("Parent")

Name: Ingrid Safranek

Title: CFO

Signature: ___________________________________

Date: _____________

The RHL Group, Inc. ("Lender")

Name: Robert H. Lorsch

Title: CEO

Signature: ___________________________________

Date: _____________

 

	
PROMISSORY NOTE

	
Page 8 of 8

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