Document:

ex104.htm

    

    MASTER REVOLVING CREDIT
NOTE

    

    

    Date    December
10, 2007

    

    Maker:  Fleurs De
Vie, Inc.

    

    Payee:   Changming
Zhang

    

    Principal
Amount:  ($50,000.00)

    

    Annual Interest Rate on Unpaid
Principal from Date:   Zero percent (0%)

    

    Annual Interest Rate on Matured,
Unpaid Amounts: Zero percent (0%)

    

    Terms
of Payment (principal and interest):

    

    Interest, if any,  on any
unpaid principal shall be due on the fifteenth (15th) of
each month.   All unpaid principal and interest is due and
payable on  December 10, 2009.

    

    The unpaid principal balance, including
any unpaid and accrued interest, shall at no time exceed the sum of fifty
thousand ($50,000.00).  The unpaid principal balance of this note at
any time shall be the total amounts loaned or advanced hereunder by Payee, less
the amount of payments or prepayments of principal made hereon by or for the
account of Maker.  It is contemplated that by reason of prepayments
hereon, there may be times when no indebtedness is due hereunder; but
notwithstanding such occurrences, this note shall remain valid and shall be in
full force and effect as to loans or advances made pursuant to and under the
terms of this note subsequent to each such occurrence.

    

    Advances hereunder shall be made by
Payee upon the oral or written request of the undersigned officer of Maker or
any other officer of Maker authorized to make such a request.

    

    Maker  promises to pay to the
order of Payee at the place for payment and according to the terms of payment
the principal amount plus interest at the rates stated above.  All
unpaid amounts shall be due on  December 10, 2009.

    

         On
default in the payment of this note or in the performance of any obligation in
any instrument securing or collateral to it this note and all obligations in all
instruments securing or collateral to it shall become immediately due at the
election of Payee.  Maker and each surety, endorser, and guarantor
waive all demands for payment, presentations for payment, notices of intention
to accelerate maturity, protests, and notices of protest.

    

    

    If this
note or any instrument securing or collateral to it is given to an attorney for
collection, or if suit is brought for collection, or if it is collected through
probate, bankruptcy, or other judicial proceeding, then Maker shall pay Payee
all costs of collection, including reasonable attorney's fees and court costs,
in addition to other amounts due.

    

         Interest
on the debt evidenced by this note shall not exceed the maximum amount of
nonusurious interest that may be contracted for, taken, reserved, charged, or
received under law; any interest in excess of that maximum amount shall be
credited on the principal of the debt or, if that has been paid,
refunded.  On any acceleration or required or permitted prepayment,
any such excess shall be canceled automatically as of the acceleration or
prepayment or, if already paid, credited on the principal of the debt or, if the
principal of the debt has been paid, refunded.  This provision
overrides other provisions in this and all other instruments concerning the
debt.

    

         The
terms Maker and Payee and other nouns and pronouns include the plural if more
than one.  The terms Maker and Payee also include their respective
successors, representatives, and assigns.

    

    

                                                                          Maker

    Fleurs De Vie, Inc.

    
 

    

                                                                         By: /s/ Changming
Zhang

                Changming
Zhang

                President

    

    

                                                                                 Payee

                                                                                                                      
Changming Zhang

    

                                                                          By: /s/ Changming
Zhang

            Changming
Zhangex10-1.htm

    
      

      

    

     

     

    EXHIBIT 10.1

    
 

    
      

       

      Finance
Proposal                                                                                                                               

       

      II is a
pleasure to present this finance proposal to Timbermans Group Pty Limited . We
are keen to build on the existing relationship between our two organisations and
believe that our focus on relationship management will 1 attractive to
you.

       

      At the
National, we are committed to building strong relationships and understanding
your business so we can h you add value and achieve your business
goals.

       

      We also
understand lhat while you too value a strong relationship and having an
appropriate finance partner, thi facilities that we provide must be structured
to meet your needs at the appropriate price. We believe mat this proposal meets
all of those objectives.

       

      In
working to prepare a finance package we have developed a structure that offers a
business solution:

       

      
        	
                •  

              	
                Providing
      a finance structure with total facilities of $6,733,000, that will enable
      the Group to adequately fu longer-term business
  objectives.

              

      

       

      
        	
                •  

              	
                To
      Improve the overall efficiency of your financial arrangements by
      structuring an offer lhat provides total banking services to the Group
      built around a strong relationship with a dedicated banker who understand
      the Group's business.

              

      

       

      Customers and Facility Summary

       

      We offer to provide the facMies
detailed within this
Letter of Offer
to Timbermans Group Pty
Limiled . A summary a      of these facilities
fs set out below.
Facitiffes
marked with a + (if any)
are subject to the relevant Mulli Option Facility set out In Part 1 of the
Leffer of Offer.

      

       

      
        	
                Ip     FACILITY
      SUMMARY

              	 
      
	
                Customer:

              	
                Timbermans
      Group Pty Ltd

              
	
                ACN:

              	
                100
      845 476

              
	
                Facility
      Type:

              	
                Bill
      - National Flexible Rate

              
	
                Facility
      Limit:

              	
                56,600.000

              
	
                Facility
      Type:

              	
                Market
      Rate Facility

              
	
                Facility
      Limit

                d

              	
                $133,000

              
	
                Group
      Total:

              	
                $6,733,000

              

      

       

      if there
is any Inconsistency between the information set out here and that set out in
the Details of Facilities sections of this Letter
of Offer, then unless specifically provided the Details of Facilities
sections prevail to the extent of that Inconsistency.

      

       

      Details
ofFacilities- New facflftfes generally subject of Offer

       

      Facilities are detailed
below.

      2

       

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

       

      e

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

       

      S

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

      

       

      ie

      

      2                Details
of Facilities - New facilities generally subject to other

      contractual
documentation

       

      New facilities
generally subject to other contractual documentation are summarized
below. Refer to Section
B1 or the General Terms and Conditions for how this Letter
of Offer applies to them.

       

      Not
Applicable

      
        
          
            3

          

           

        

        
           

          
            

          

        

        
           

          
            COLIB
PTY LTD

            05/02/2007
11:06   FAI 0366454341

          

        

      

      

       

      3
Details of Facilities - Existing facilities generally subject to
other

       

      contractual
documentation                                                                                  ,                

       

      Existing
facilities
generally subject to other contractual documentation are summarised
below. Refer to Section I of the General Terms and Conditions for how this Letter
of Offer applies to them.

      

       

      
        	
                Market
      Rate Facility

              	 
      
	
                Purpose/Utilisation:

              	
                To
      provide short term funding to Timberrnans Group Pry Ltd

              
	
                Fatality
      limit:

              	
                $133,000

              
	
                Expiry
      Date;

              	
                31
      July20Q6

              
	
                Interest
      Type:

              	
                Variable

              
	
                Securities:

              	
                All
      securities
      detailed in Part 4

              
	
                Specific
      Conditions:

              	
                Refer
      to Business Letter of Offer dated 7 July
2006

              

      

      
        
           

        

        
           

          
            

          

        

        
           

          
            @08

            COLIB
PTY LTD

            05/02/2007
11:06   FAI 0386454341

          

        

      

      

       

      4                Security

       

      The Customer
must provide, and must
ensure that each security provider
provides, all the
following securities
in a form and substance
satisfactory to us (if the Customer
or the security provider
has not already done so).
The taking of any new securities
detailed below does not
prejudice or waive our right to rely upon, and enforce, earlier securities

       

      Registered
Mortgage Debentures

       

      Over the
whole of the company assets including goodwill and uncalled capital and called
but unpaid capital together with relative Insurance policy assigned to the
National Australia Bank Limited given by.

       

      1. integrated
Forest Products Pty Ltd A.C.N 083 521 9S6

      2. Timbermans
Group
Pty Ltd A.C.N 100 845 476

       

      Guarantee
and Indemnity

       

      
        	
                 
      

              	
                3.

              	
                In
      support of Timbermans Group
      Pty Ltd A.C.N 100 845 476 for $6,733,000 and other liabilities
      given by>

              

      

       

      
        	
                 
      

              	
                ~
      Colin Wilson Baird,

              

      

      - Michael
Bruce Timms,

       

      - Roger
Kenneth Timms,

      - Norman
William Backman,

       

      - Antony
Richard Esplln.

      -      Integrated
Forest Products Pty Ltd A.C.N 083 521 966 Registered Mortgages

       

      
        	
                4.  

              	
                Registered
      Mortgage over property situate at Tralee Street, Hume A.C.T more
      particularly described in Certificate of Title Volume Number 306 Folio 14
      , Division Jerrabomberra, Block 285, Plan 2476 given by Integrated Forest
      Products Pty Ltd A.C.N 083 521 966

              

      

       

      
        	
                5.  

              	
                Registered
      Mortgage over property situate at The Wiles Cannriver Highway, Bombala,
      New South Wales more particularly described in Certificate of Title Folio
      Identifier 1/523427 and 120/756842 given by Timbermans Group Pty Ltd A.C.N
      100 B45 476

              

      

       

      Other

       

      
        	
                6.

              	
                Letter
      of Subordination over Loans advanced to Timbermans Group
      Pty Ltd A.C-N 100 845 476 by

              

      

       

      
        	
                 
      

              	
                shareholders.

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