Document:

exv10w44

 

Exhibit 10.44

AMENDMENT TO SUBORDINATION AGREEMENT

     THIS AMENDMENT TO SUBORDINATION AGREEMENT (this “Amendment”) is made and entered into this
22nd day of August, 2005, by and between VIRBAC S. A., a business organized under the laws of the
Republic of France (the “Subordinating Creditor”) and FIRST BANK, a national banking association
(the “Bank”).

WITNESSETH

     WHEREAS, the Subordinating Creditor has heretofore executed in favor of Bank that certain
Subordination Agreement dated April 9, 2004 (the “Subordination Agreement”) relating to certain
indebtedness and obligations of Virbac Corporation, a Delaware corporation (“Virbac”), PM
Resources, Inc., a Missouri corporation (“PM Resources”), St. JON Laboratories, Inc., a California
corporation (“St. JON”), Francodex Laboratories, Inc., a Kansas corporation (“Francodex”), Virbac
AH, Inc., a Delaware corporation (“Virbac AH,”), and Delmarva Laboratories, Inc., a Virginia
corporation (“Delmarva,” and collectively with Virbac, PM Resources, St. JON, Francodex and Virbac
AH referred to herein as the “Borrowers”); and

     WHEREAS, the Borrowers have requested certain amendments and revisions to their Credit
Agreement dated as of September 7, 1999 made with Bank, as amended from time to time (as so
amended, the “Senior Loan Agreement”); and

     WHEREAS, in connection with such amendments to the Senior Loan Agreement, the Subordinating
Creditor and Bank have agreed to amend the Subordination Agreement in the manner hereinafter set
forth;

     NOW, THEREFORE, in consideration of the premises and for other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, Subordinating Creditor
and Bank hereby agree as follows:

     1. Paragraph 1 of the Subordination Agreement shall be deleted in its entirety, and in its
place shall be substituted the following:

     1. To induce FIRST BANK (“Lender”), to now or hereafter lend or advance monies,
issue letters of credit and/or otherwise extend credit to or for the account of
VIRBAC CORPORATION, a Delaware corporation (“Virbac”), PM RESOURCES, INC., a
Missouri corporation (“PM Resources”), ST. JON LABORATORIES, INC., a California
corporation (“St. JON”), FRANCODEX LABORATORIES, INC., a Kansas corporation
(“Francodex”), VIRBAC AH, INC., a Delaware corporation (“Virbac AH,”), and DELMARVA
LABORATORIES, INC., a Virginia corporation (“Delmarva,” and collectively with
Virbac, PM Resources, St. JON, Francodex and Virbac AH referred to herein as the
“Borrowers”), and to better secure Lender in respect thereof, the undersigned,
VIRBAC S. A., a business organized under the laws of the Republic of France (the
“Subordinating Creditor”), agrees to and hereby subordinates the payment and
performance of any and all indebtedness (principal, interest (including, without
limitation, interest accruing after the commencement of a bankruptcy or insolvency
proceeding by or against Borrowers, or any of them, whether or not allowed in such
proceeding), fees, collection costs and expenses and other amounts), liabilities and
obligations (including, without limitation, guaranty obligations and indemnity
obligations) which Borrowers, or any of them, may now or at any time or times
hereafter owe to the Subordinating Creditor, including, without limitation, the
present and future indebtedness (principal, interest (including, without limitation,
interest accruing after the commencement of a bankruptcy or insolvency proceeding by
or against Borrowers, or any of them, whether or not allowed in such proceeding),
fees, collection costs and expenses and other amounts), liabilities and obligations
of Borrowers, or any of them, to the

 

 

Subordinating Creditor evidenced by or arising under or in respect of: (i) that
certain Secured Subordinated Promissory Note of Borrowers dated April 9, 2004 and
payable to the order of the Subordinating Creditor in the original principal amount
of $3,000,000.00 (the “$3,000,000.00 Subordinated Note”), (ii) that certain Secured
Subordinated Promissory Note of Borrowers dated April 29, 2004 and payable to the
order of the Subordinating Creditor in the original principal amount of
$4,000,000.00 (the “$4,000,000.00 Subordinated Note”), and (iii) that certain
Secured Subordinated Promissory Note of Borrowers dated June 3, 2004 and payable to
the order of the Subordinating Creditor in the original principal amount of
$2,000,000.00 (the “$2,000,000.00 Subordinated Note,” and collectively with the
$3,000,000.00 Subordinated Note, the $4,000,000.00 Subordinated Note and any other
promissory notes now or hereafter issued by any or all of the Borrowers payable to
the Subordinating Creditor are referred to herein as the “Subordinated Notes”), as
the same may from time to time be amended, modified, extended, renewed or restated
(hereinafter collectively referred to as the “Subordinated Indebtedness”) together
with any and all guaranties, collateral and other security, if any, for the payment
of any of the Subordinated Indebtedness, to any and all indebtedness (principal,
interest (including, without limitation, interest accruing after the commencement of
a bankruptcy or insolvency proceeding by or against Borrowers, or any of them,
whether or not allowed in such proceeding), fees, collection costs and expenses and
other amounts), liabilities and obligations (including, without limitation, guaranty
obligations, letter of credit reimbursement obligations and indemnity obligations)
which Borrowers, or any of them, may now or at any time or times hereafter owe to
Lender, including, without limitation, the present and future indebtedness
(principal, interest (including, without limitation, interest accruing after the
commencement of a bankruptcy or insolvency proceeding by or against Borrowers, or
any of them, whether or not allowed in such proceeding), fees, collection costs and
expenses and other amounts), liabilities and obligations (including, without
limitation, guaranty obligations, letter of credit reimbursement obligations and
indemnity obligations) of Borrowers to Lender evidenced by or arising under or in
respect of (a) that certain Credit Agreement dated as of September 7, 1999 made by
and among Borrowers and Lender, as previously amended and as the same may from time
to time be further amended, modified, extended, renewed or restated (the “Senior
Loan Agreement”; all capitalized terms used and not otherwise defined in this
Agreement shall have the respective meanings ascribed to them in the Senior Loan
Agreement), (b) that certain Revolving Credit Note dated August 22, 2005 in the
original principal amount of up to Fifteen Million Dollars ($15,000,000.00) made by
Borrowers payable to the order of Lender as therein set forth, as previously amended
and as the same may from time to time be further amended, modified, extended,
renewed or restated (the “Note”), and/or (c) any of the other Transaction Documents
(hereinafter collectively referred to as the “Senior Indebtedness”).

All references in the Subordination Agreement to the “Subordinated Note” (other than references
which specifically refer to either the $2,000,000.00 Subordinated Note, the $3,000,000.00
Subordinated Note, or the $4,000,000.00 Subordinated Note only) shall hereafter be amended and
deemed to refer to each of the Subordinated Notes.

     2. Paragraph 3 of the Subordination Agreement shall be deleted in its entirety, and in its
place shall be substituted the following:

               3. So long as no Default or Event of Default under or within the meaning of the
Senior Loan Agreement has occurred and is continuing or would be

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created by or result from such payment, Borrowers may pay to the Subordinating
Creditor, and the Subordinating Creditor may accept from Borrowers:

     (i) regularly scheduled payments of interest only, when due, on the
Subordinated Notes and past due payments of interest on the Subordinated Notes
(which shall not include any payments due or past due as a result of any
acceleration of any of the Subordinated Notes),

     (ii) in the event an equity offering is made by Virbac Corporation, the net
proceeds received by Virbac from such equity offering by Virbac may be used to repay
the principal of the Subordinated Indebtedness, and

     (iii) other payments of the outstanding principal balance of the $2,000,000.00
Subordinated Note provided that each of the following conditions are satisfied: (A)
if such principal payment is made prior to April 9, 2006, such principal payment
shall not repay in full the outstanding principal balance of the $2,000,000.00
Subordinated Note, (B) immediately following such principal payment, Borrowers will
have (and project that they will have over each of the next 30 days) unused
availability (calculated on each day as the difference between: (1) the lesser of
the Borrowing Base of Borrowers or the Bank’s Commitment of $15,000,000.00 as of
such day, minus (2) the outstanding principal amount of the Senior
Indebtedness plus the face amount of any issued and outstanding letters of credit
issued by Bank for the account of any of the Borrowers) of at least $1,000,000.00,
and (C) Borrower’s ratio of Consolidated EBITDA to Consolidated Debt Service (as
determined in accordance with Section 7.1(i)(ii) of the Senior Loan Agreement) as of
Borrowers’ most recent fiscal quarter-end would remain greater than or equal to 1.15
to 1.0 if such ratio of Consolidated EBITDA to Consolidated Debt Service was
recalculated to include the principal amount to be repaid on the $2,000,000.00
Subordinated Note under this paragraph as part of the Consolidated Debt Service
included in the denominator of such ratio,

(collectively (i), (ii) and (iii) are referred to herein as the “Permitted
Payments”). Any payment made by Borrowers which is not a Permitted Payment shall
constitute an Event of Default under the Senior Loan Agreement. The Subordinating
Creditor hereby acknowledges and agrees that (a) the Subordinated Notes may not be
modified or amended without the prior written consent of Lender, (b) payments of
principal on the Subordinated Notes shall not be Permitted Payments except upon the
conditions set forth in clauses (ii) and (iii) above, (c) prepayments of the
Subordinated Notes shall not be Permitted Payments except upon the conditions set
forth in clauses (ii) and (iii) above, and (d) payments pursuant to any acceleration
of the Subordinated Notes shall not be Permitted Payments. Notwithstanding the
foregoing, the Subordinating Creditor shall have no right to enforce payment of any
of the Permitted Payments against any of the Borrowers, or to otherwise take any
action against any of the Borrowers or any property or assets of any of the
Borrowers (including, without limitation, any property or assets of any Borrower
pledged as collateral to secure any of the Senior Indebtedness), unless and until
(a) all of the Senior Indebtedness has been fully, finally and indefeasibly paid in
cash, (b) all financing arrangements and commitments between Lender and Borrowers
relating to the creation and/or incurrence of any of the Senior Indebtedness have
been terminated, (c) no letters of credit issued by Lender for the account of and/or
upon the application of any of the Borrowers remain outstanding and (d) the Senior
Loan Agreement has expired or been terminated in accordance with its terms.

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     3. The Subordinating Creditor hereby consents to the terms, provisions and conditions
contained in that certain Eighth Amendment to Credit Agreement dated as of the date hereof made by
and among Borrowers and Bank (the “Eighth Amendment”). The Subordinating Creditor acknowledges and
agrees that (i) the execution and delivery of the Eighth Amendment by Borrowers with and to the
Bank will not adversely affect or impair any of Subordinating Creditor’s obligations to the Bank
under, or any of the terms, provisions or conditions contained in, the Subordination Agreement and
(ii) all of the “Borrowers’ Obligations” (as defined in the Loan Agreement and as amended by the
Eighth Amendment) shall continue to constitute “Senior Indebtedness” under and within the meaning
of the Subordination Agreement.

     4. All references in the Subordination Agreement to this “Subordination Agreement,” this
“Agreement” and any other references of similar import shall henceforth mean the Subordination
Agreement as amended by this Amendment. All capitalized terms used and not otherwise defined
herein shall have the respective meanings ascribed to them in the Subordination Agreement as
amended by this Amendment.

     5. Except to the extent specifically amended by this Amendment, all of the terms, provisions,
conditions, covenants, representations and warranties contained in the Subordination Agreement
shall be and remain in full force and effect and the same are hereby ratified and confirmed.

     6. This Amendment shall be binding upon and inure to the benefit of each of the Subordinating
Creditor and Bank and their respective successors and assigns.

     7. This Amendment shall be governed by and construed in accordance with the internal laws of
the State of Missouri.

     IN WITNESS WHEREOF, the parties hereto have executed this Amendment to Subordination Agreement
this 22nd day of August, 2005.

	 	 	 	 	 
	 	 	VIRBAC S. A.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Eric Maree
	 

	 	 	 	 
	 	 	Name: Eric Maree
	 	 	Title: Chairman of the Board of Management
	 
	 	 	 	 
	 	 	FIRST BANK
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Traci Dodson
	 

	 	 	 	 
	 

	 	 	 	Traci Dodson, Vice President

ASSENT OF BORROWERS

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     Each of the Borrowers hereby assents to the foregoing Amendment and agrees in all respects to
be bound by and to keep, observe and perform the several matters and things in the Subordination
Agreement, as amended by the Amendment, intended of any of the Borrowers to be done, and
particularly Borrowers agree not to make any payment contrary to the Subordination Agreement, as
amended by the Amendment. Any breach by Borrowers, or any of them, of any of the terms, provisions
or conditions contained in the Subordination Agreement, as amended by the Amendment, shall
constitute an “Event of Default” (as defined therein) under and within the meaning of the Senior
Loan Agreement (as defined in the Subordination Agreement).

     Executed this 22nd day of August, 2005.

	 	 	 	 	 
	 	 	“BORROWERS”
	 
	 	 	 	 
	 	 	VIRBAC CORPORATION
	 	 	PM RESOURCES, INC.
	 	 	ST. JON LABORATORIES, INC.
	 	 	VIRBAC AH, INC.
	 	 	FRANCODEX LABORATORIES, INC.
	 	 	DELMARVA LABORATORIES, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Jean M. Nelson
	 

	 	 	 	 
	 

	 	 	 	Jean M. Nelson, Executive Vice President and
	 

	 	 	 	Chief Financial Officer

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Exhibit 10.1

AMENDMENT NO. 1 TO THE AMENDED AND RESTATED CREDIT AGREEMENT

          AMENDMENT No. 1, dated as of August 26, 2005 (this “Amendment”) among GLOBAL CASH
ACCESS HOLDINGS, INC., a Delaware corporation (“Holdings”), GLOBAL CASH ACCESS, INC., a
Delaware corporation (the “Borrower”), the banks and other financial institutions from time
to time party hereto (the “Lenders”), and BANK OF AMERICA, N.A., as Administrative Agent
(in such capacity, the “Administrative Agent”), Swing Line Lender and L/C Issuer.

          Holdings, the Borrower, the Lenders, Bank of America, N.A, as Lender and as L/C Issuer, and
the Administrative Agent are parties to that certain Amended and Restated Credit Agreement dated as
of April 13, 2005 (the “Credit Agreement”).

          Holdings and the Borrower desire to amend the Credit Agreement to permit certain principals of
Holdings and the Borrower to transfer shares of capital stock of Holdings and M&C International to
certain trusts primarily for estate planning purposes.

          Accordingly, Holdings and the Borrower have requested that the Lenders agree to certain
amendments to the Credit Agreement, and each of the Lenders signatory hereto, which Lenders
collectively constitute the Required Lenders referred to in the Credit Agreement, have agreed,
subject to the terms and conditions set forth herein, to amend the Credit Agreement as herein
provided. Accordingly, Holdings, the Borrower and the Lenders signatory hereto agree as follows:

ARTICLE I

DEFINITIONS

          Section 1.01    Definitions; Amendments to the Defined Terms. Unless otherwise defined
herein, capitalized terms defined in the Credit Agreement have the same meanings when used in this
Amendment. Subject to the conditions and on the terms set forth herein, and in reliance on the
representations and warranties of the Borrower contained herein, as of the Amendment Effective
Date, the following definitions in Section 1.01 of the Credit Agreement are amended as
follows:

the last sentence of the definition of “Change of Control” is hereby deleted in its
entirety and replaced with the following:

          “Solely for purposes of this definition of Change of Control “M&C International” shall include
(i) Kirk Sanford only to the extent Kirk Sanford holds any Equity Interests in Holdings as a result
of the Kirk Sanford Transaction, and (ii) one or more trusts, the sole beneficiaries of which, or
corporations or partnerships, the sole stockholders or partners of which, are Kirk Sanford, Karim
Maskatiya, or Robert Cucinotta or their respective spouses, parents, immediate family members or
descendants or trusts the sole beneficiaries of which are any of the foregoing, as the case may
be.”

ARTICLE II

CONDITIONS PRECEDENT

          Section 2.01    Conditions to Effectiveness of this Amendment. The amendments contained
in Section 1.01 of this Amendment, shall become effective on the date (the “Amendment
Effective Date”) upon which the last of the following conditions shall have been satisfied:

          (a)      Execution and Delivery of this Amendment. The Administrative Agent shall have
received counterparts of this Amendment duly executed by Holdings, the Borrower and the Required
Lenders.

 

 

          (b)      Acknowledgement. The Administrative Agent shall have received counterparts of an
Acknowledgement and Agreement, substantially in the form of Exhibit A hereto, duly executed
by each of the Persons (other than Holdings and the Borrower) who are or are required by the Senior
Finance Documents to be Loan Parties.

          (c)      Payment of Expenses, Counsel Fees. All costs and expenses (including counsel
fees) due to the Administrative Agent on or before the Amendment Effective Date pursuant to the
Senior Finance Documents shall have been paid.

          (d)      Other. The Administrative Agent shall have received such other documents,
instruments, agreements or information as may be reasonably requested by the Administrative Agent.

          Section 2.02     Effects of this Amendment.

          (a)      On the Amendment Effective Date, the Credit Agreement will be automatically amended to
reflect the amendments thereto provided for in Section 1.01 of this Amendment. On and
after the Amendment Effective Date, the rights and obligations of the parties hereto shall be
governed by the Credit Agreement and the other Senior Finance Documents, as amended by Section
1.01 of this Amendment; provided that the rights and obligations of the parties hereto
with respect to the period prior to the Amendment Effective Date shall be governed by the
provisions of the Credit Agreement and the other Senior Finance Documents. Once the Amendment
Effective Date has occurred, all references to the Credit Agreement shall be deemed to refer to the
Credit Agreement as amended by Section 1.01 of this Amendment. Promptly after the
Amendment Effective Date occurs, the Administrative Agent shall notify the Borrower and the Lenders
of the Amendment Effective Date, and such notice shall be conclusive and binding on all parties
hereto.

          (b)      Other than as specifically provided herein, this Amendment shall not operate as a waiver
or amendment of any right, power or privilege of the Administrative Agent or any Lender under the
Credit Agreement or any other Senior Finance Document or of any other term or condition of the
Credit Agreement or any other Senior Finance Document, nor shall the entering into of this
Amendment preclude the Administrative Agent and/or any Lender from refusing to enter into any
further waivers or amendments with respect thereto. This Amendment is not intended by any of the
parties hereto to be interpreted as a course of dealing which would in any way impair the rights or
remedies of the Administrative Agent or any Lender except as expressly stated herein, and no Lender
shall have any obligation to extend credit to the Borrower other than pursuant to the strict terms
of the Credit Agreement and the other Senior Finance Documents, as amended or supplemented to date
(including by means of this Amendment).

ARTICLE III

REPRESENTATIONS AND WARRANTIES

          Section 3.01    Representations and Warranties. In order to induce the Lenders to
consent to the amendments and waivers contained herein and to enter into this Amendment, each of
Holdings and the Borrower represents and warrants as set forth below:

          (a)      After giving effect to this Amendment, the amendment of certain provisions of the Credit
Agreement does not impair the validity, effectiveness or priority of the Liens granted pursuant to
the Collateral Documents, and such Liens continue unimpaired with the same priority to secure
repayment of all Senior Obligations, whether heretofore or hereafter incurred. The amendment of
certain provisions of the Credit Agreement effected pursuant to this Amendment do not require that
any new filings be made or other action taken to perfect or to maintain the perfection of such
Liens. The position

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of the Lenders with respect to such Liens, the Collateral in which a security interest was
granted pursuant to the Collateral Documents, and the ability of the Administrative Agent to
realize upon such Liens pursuant to the terms of the Collateral Documents have not been adversely
affected in any material respect by the amendment of certain provisions of the Credit Agreement
effected pursuant to this Amendment or by the execution, delivery, performance or effectiveness of
this Amendment.

          (b)      Each of Holdings and the Borrower reaffirms as of each of the Amendment Effective Date its
covenants and agreements contained in the Credit Agreement and each Collateral Document and other
Senior Finance Document to which it is a party, including, in each case, as such covenants and
agreements may be modified by this Amendment on the Amendment Effective Date. Each of Holdings and
the Borrower further confirms that each such Senior Finance Document to which it is a party is and
shall continue to be in full force and effect and the same are hereby ratified, approved and
confirmed in all respects, except as such Senior Finance Documents may be modified by this
Amendment.

          (c)      Both immediately before and immediately after giving effect to this Amendment, the
representations and warranties set forth in Article V of the Credit Agreement and each other Senior
Finance Document are, in each case, true and correct (unless stated to relate solely to an earlier
date, in which case such representations and warranties shall be true and correct as of such
earlier date).

          (d)      This Amendment constitutes the legal, valid and binding obligation of each of Holdings and
the Borrower enforceable in accordance with its terms subject to the effects of bankruptcy,
insolvency, fraudulent conveyance, reorganization, moratorium and other similar laws relating to or
affecting creditors’ rights generally, general equitable principles (whether considered in a
proceeding in equity or at law) and an implied covenant of good faith and fair dealing.

          (e)      The parties signatory to the Acknowledgment and Agreement delivered pursuant to
Section 2.01(b) of this Amendment constitute all of the Persons who (together with Holdings
and the Borrower) are or are required under the terms of the Senior Finance Documents to be Loan
Parties.

ARTICLE IV

MISCELLANEOUS

          Section 4.01    Headings. The various headings of this Amendment are inserted for
convenience only and shall not affect the meaning or interpretation of this Amendment or any
provisions hereof.

          Section 4.02    Execution in Counterparts. This Amendment may be executed by the
parties hereto in several counterparts, each of which shall be deemed to be an original and all of
which shall constitute together but one and the same agreement. A counterpart hereof executed and
delivered by facsimile shall be effective as an original.

          Section 4.03    Successors and Assigns. This Amendment shall be binding upon and inure
to the benefit of the parties hereto and their respective successors and assigns.

          Section 4.04    Governing Law; Entire Agreement. THIS AMENDMENT AND THE RIGHTS AND
OBLIGATIONS OF THE PARTIES HEREUNDER SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN
ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING WITHOUT LIMITATION SECTION
5-1401 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK), WITHOUT REGARD TO CONFLICTS OF
LAWS PRINCIPLES. This Amendment and the other Senior Finance Documents

-3-

 

constitute the entire understanding among the parties hereto with respect to the subject
matter hereof and supersede any prior agreements, written or oral, with respect thereto.

          Section 4.05    Fees and Expenses. The Borrower agrees to pay all reasonable
out-of-pocket expenses incurred by the Administrative Agent in connection with the preparation,
negotiation, execution, delivery and enforcement of this Amendment and the other documents and
instruments referred to herein or contemplated hereby, including, but not limited to, the fees and
disbursements of Fried, Frank, Harris, Shriver & Jacobson LLP, counsel to the Administrative Agent.

          Section 4.06    Senior Finance Document Pursuant to Credit Agreement. This Amendment is
a Senior Finance Document executed pursuant to the Credit Agreement and shall be construed,
administered and applied in accordance with all of the terms and provisions of the Credit Agreement
(and, following the date hereof, the Credit Agreement, as amended hereby).

[Signature Pages Follow]

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          IN WITNESS WHEREOF, the signatories hereto have caused this Amendment to be executed by their
respective officers thereunto duly authorized as of the day and year first above written.

	 	 	 	 	 
	HOLDINGS: 	GLOBAL CASH ACCESS HOLDINGS, INC.

 	 
	 	By:  	/s/ Harry C. Hagerty III
 	 
	 	 	Name:  	Harry C. Hagerty III 	 
	 	 	Title:  	Chief Financial Officer 	 
	 

	 	 	 	 	 
	BORROWER: 	GLOBAL CASH ACCESS, INC.

 	 
	 	By:  	/s/ Harry C. Hagerty III
 	 
	 	 	Name:  	Harry C. Hagerty III 	 
	 	 	Title:  	Chief Financial Officer 	 
	 

	 	 	 	 	 
	ADMINISTRATIVE AGENT: 	BANK OF AMERICA, N.A.,
 as Administrative Agent

 	 
	 	By:  	
/s/ Donna F. Kimbrough
 	 
	 	 	Name:  	Donna F. Kimbrough 	 
	 	 	Title:  	Assistant Vice President 	 
	 

	 	 	 	 	 
	L/C ISSUER, SWING LINE LENDER and
LENDER 	BANK OF AMERICA, N.A., 
as L/C Issuer, Swing Line Lender and a Lender

 	 
	 	By:  	
/s/ Justin Lien
 	 
	 	 	Name:  	Justin Lien 	 
	 	 	Title:  	Vice President

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