Document:

FIRST AMENDMENT
                                       TO
                              SETTLEMENT AGREEMENT
                              ---------------------

     THIS  FIRST  AMENDMENT  TO  SETTLEMENT AGREEMENT (the "First Amendment") is
made as of the _____day of July, 2002, by and between Stephen B. Wells ("Wells')
and  Twistee  Treat  Corporation,  a  Delaware  corporation  ("TTC").

                                    RECITALS

     WHEREAS,  the parties hereto entered into a Settlement Agreement on May 16,
2002  (the  "Settlement  Agreement");  and

     WHEREAS,  the  parties  have  agreed  to  modify  and  amend the Settlement
Agreement  as  set  forth  below.

                                    AGREEMENT

     In consideration of the mutual promises, covenants and conditions contained
herein,  which  the  parties  acknowledge to be sufficient, the parties agree as
follows:

1)  Of  the  $25,000.00 to be paid to Wells by TTC per the Settlement Agreement,
the  sum  of $ 19,061.95 has been paid to date. Upon the execution of this First
Amendment  by the parties, TTC shall cause to be wired into the trust account of
Stinson  Morrison  Hecker,  LLP, the sum of $5,938.05 (the "Remaining Settlement
Payment"),  which  sum shall be disbursed as set forth in Paragraph 3___, below.

6)  2)  Upon  the execution of this First Amendment, TTC shall deliver to Wells'
counsel, a resolution by TTC's board of directors, in form satisfactory to Wells
counsel,  ratifying  the  Settlement Agreement and approving the First Amendment
(the  "authorizing Resolution"), which resolution shall be held by Wells counsel
until  the  Remaining  Settlement  Payment  is  disbursed  to  Wells.

<PAGE>

3)  Within 2 business days of the execution of this First Amendment, Wells shall
deliver  to  a  representative  designated  by TTC the following and immediately
thereupon  the  Remaining  Settlement Payment and copy of Authorizing Resolution
shall  be  delivered  to  Wells  and,  subject to the provisions of Paragraph 6,
below,  all  of  his  duties  and  obligations  shall be fulfilled and released:

A.  all bank statements, canceled checks, check books and registers, ledgers and
other  books  and records of TTC which are in the custody, control or possession
of  Wells  or  his  agents  or  representatives.

B.  all tangible assets of TTC in the custody, control or possession of Wells or
his  agents  or  representatives,  including  molds, plugs and forms used in the
fabrication  of  TTC's  cone  building  fiberglass  components, filing cabinets,
office  equipment,  models  of  TTC's  cone  building,  cone building fiberglass
components,  miscellaneous  building  hardware  and  parts,  and  any  warehouse
records,  receipts  or  other  documents relating to the storage of the tangible
assets;

C.  all  documents  of  any  nature  that  relate  in  any  way  to any patents,
trademarks, servicemarks and copyrights (the "Intangible Assets") owned, held or
claimed  by  TTC,  including  any documents that relate in any way to claims the
Intangible  Assets  by  Andrew Brennen, Linda Brennen, or any companies owned or
controlled  by  them.

D.  all stock certificates for preferred or common stock of TTC issued to Wells.

E.  subject  to  paragraph  7,  a  stock  power  duly executed in blank by Wells
authorizing  the  transfer  of  his 1,250,000 shares of common stock of TTC (the
"Shares").

F  subject  to  paragraph  7, an assignment duly executed by Wells assigning his
options  (the "Options") to purchase 2.5 million shares of TTC's common stock to
parties  to  be  designated  by  TTC.

4)  TTC  represents,  warrants  and  agrees  that  any  person who acquires (the
"Acquiring  Person")  any  or  all  of the Shares or Options (i) shall have such
knowledge  and  experience  in  financial  and  business  matters  to enable the
Acquiring  Person  to  understand  the  merits and risks of an investment in the
Shares  or  Options,  as  the  case  may be, (ii) shall have been furnished with
and/or given access, prior to acquiring or agreeing to acquire the Shares and/or
Options,  to  the  same kind of information concerning TTC and the Shares and/or
Options,  as  the  case  may  be,  as would have been provided in a registration
statement  on  the  appropriate  form  if  the  Shares  and/or  Options had been
registered  under the Securities Act of 1933, as amended (the "Act"), as well as
any  other information that would be material to a reasonable investor in making
a decision to acquire the Shares and/or Options, as the case may be, (iii) shall
have  been  given the opportunity, prior to acquiring or agreeing to acquire the
Shares  and/or  Options,  to  ask  questions  and receive answers concerning the
foregoing matters and to obtain any additional information that TTC possessed or
could  obtain  without unreasonable effort or expense, (iv) the Acquiring Person
shall  acquire  the  Shares  and/or  Options  solely  for  investment  for  the
Acquisition  Person's  own account and not as a nominee or agent or otherwise on
behalf  of  any  other person, (v) the Acquiring Person shall acquire the Shares
and/or  Options  not  with  a  view to or with any present intention to reoffer,
resell,  fractionalize,  assign,  grant  any  participating  in,  or  otherwise
distribute,  or  act  as an underwriter (as defined in Section 2(11) of the Act)
with  respect  to, the Shares or Options, (vi) shall have a restrictive transfer
legend  placed  on the certificates representing the Shares and on the agreement
with  respect to the Options prohibiting the sale, transfer or other disposition
of  the  Shares  and/or  the  Options,  as the case may be, without an effective
registration statement under the Act and any applicable state securities laws or
an opinion of counsel reasonably satisfactory to TTC that such sale, transfer or
disposition  may  be  made in reliance upon an exemption from registration under
the Act and any applicable state securities laws, and (vii) the Acquiring Person
shall  be  adequately  informed  of  such limitations on sale, transfer or other
disposition  prior  to  acquiring, or agreeing to acquire, the Shares and/or the
Options.

5)  A  report  shall  be  filed  under  the  Securities Exchange Act of 1934, as
amended,  on  Form 8-K or Form 10-Q as soon as reasonably practicable disclosing
that  Wells has resigned from all positions with TTC as of May 16, 2002 and that
Steven  Levin  has  replaced  Wells in those positions and such report shall not
make  any  negative  statements concerning, or otherwise disparage, Wells or his
service  to  TTC  in  any  capacity.

6)  Wells  hereby  represents,  warrants  and  acknowledges  that:

A.  Within  two  business days of the execution of this First Amendment, he will
have delivered to a representative designated by TTC all of the items referenced
in  Paragraphs  3A,  3b  and  3C,  above.

B.  He  has  made  a full, fair and complete disclosure to TTC of the existence,
location  and  whereabouts  of  all  of  the  tangible  assets  of  TTC.

C.  Upon  the delivery of the items referenced in Paragraph 3, above, Wells will
no  longer  have  in  his  custody,  control  or  possession  any assets of TTC.

D. Upon the delivery of the items referenced in Paragraphs 3D, 3E and 3F, above,
Wells  will  no  longer  have any right, title, interest, or claim to any stock,
warrants,  or  options  in  TTC.

7)  Except  as  modified  by  this First Amendment, the parties re-adopt and re-
affirm  the  terms  and  provisions  of  the  Settlement  Agreement.

8)  This  First  Amendment  may be executed in two or more counterparts, each of
which,  when  taken  together,  shall  constitute  one  original  document.  The
execution  of  this  First  Amendment  may  be  evidenced by the transmission of
telecopied  or  facsimile  signatures  which  will  have  full binding and legal
effect.

<PAGE>

     IN  WITNESS  WHEREOF,  the  parties hereto shall be deemed to have executed
this  Agreement  on  the  date  and  year  first  written  above.

WELLS:                         TTC:
/s/ Stephen B. Wells          /s/ Steven Levin
-------------------           ----------------------------
Stephen  B.  Wells            Twistee Treat Corporation

                              By:

                              Steven  Levin,  President

<PAGE><PAGE>

                                                                   EXHIBIT 10(b)

                              EMPLOYMENT AGREEMENT

         AGREEMENT between Glacier Bancorp, Inc., hereinafter called "Company",
and Michael J. Blodnick, hereinafter called "Executive",

                                    RECITALS

A.       Executive has served as President and Chief Executive Officer of the
         Company.

B.       The Company desires Executive to continue his employment at the Company
         under the terms and conditions of this Agreement.

C.       Executive desires to continue his employment at the Company under the
         terms and conditions of this Agreement.

                                    AGREEMENT

1.       EMPLOYMENT. The Company agrees to employ Executive and Executive
         accepts employment by the Company on the terms and conditions set forth
         in this Agreement. Executive's title will be President and Chief
         Executive Officer of the Company. During the term of this Agreement,
         Executive will serve as a director of the Company and of the Banks.

2.       TERM. The term of this Agreement ("Term") is one year, beginning on
         January 1, 2002.

3.       DUTIES. The Company will employ Executive as its President and Chief
         Executive Officer. Executive will faithfully and diligently perform his
         assigned duties, which are as follows:

         (a)      Company Performance. Executive will be responsible for all
                  aspects of the Company's performance, including without
                  limitation, directing that daily operational and managerial
                  matters are performed in a manner consistent with the
                  Company's policies.

         (b)      Development and Preservation of Business. Executive will be
                  responsible for the development and preservation of banking
                  relationships and other business development efforts
                  (including appropriate civic and community activities).

         (c)      Report to Board. Executive will report directly to the
                  Company's board of directors. The Company's board of directors
                  may, from time to time, modify Executive's title or add,
                  delete, or modify Executive's performance responsibilities to
                  accommodate management succession, as well as any other
                  management objectives of the Company. Executive will assume
                  any additional positions, duties and responsibilities as may
                  reasonably be requested of him with

<PAGE>

                  or without additional compensation, as appropriate and
                  consistent with Sections 3(a) and 3(b) of this Agreement.

4.       EXTENT OF SERVICES. Executive will devote all of his working time,
         attention and skill to the duties and responsibilities set forth in
         Section 3. To the extent that such activities do not interfere with his
         duties under Section 3, Executive may participate in other businesses
         as a passive investor, but (a) Executive may not actively participate
         in the operation or management of those businesses, and (b) Executive
         may not, without the Company's prior written consent, make or maintain
         any investment in a business with which the Company or its subsidiaries
         has an existing competitive or commercial relationship.

5.       COMPANY BOARD. During the term, the Company will use its best efforts
         to nominate and recommend Executive for election to the Company's board
         of directors.

6.       SALARY. Executive will receive an annual salary of $240,000.00, to be
         paid in accordance with the Company's regular payroll schedule.
         Subsequent salary increases are subject to the Company's annual review
         of Executive's compensation and performance.

7.       INCENTIVE COMPENSATION. During the Term, the Company's board of
         directors will determine the amount of bonus to be paid by the Company
         to Executive for that year. In making this determination, the Company's
         board of directors will consider factors such as Executive's
         performance of his duties and the safety, soundness and profitability
         of the Company. Executive's bonus will reflect Executive's contribution
         to the performance of the Company during the year, also taking into
         account the nature and extent of incentive bonuses paid to comparable
         senior officers at the Company. This bonus will be paid to Executive no
         later than January 31 of the year following the year in which the bonus
         is earned by Executive.

8.       INCOME DEFERRAL. Executive will be eligible to participate in any
         program available to the Company's senior management for income
         deferral, for the purpose of deferring receipt of any or all of the
         compensation he may become entitled to under this Agreement.

9.       VACATION AND BENEFITS.

         (a)      Vacation and Holidays. Executive will receive four weeks of
                  paid vacation each year in addition to all holidays observed
                  by the Company and its subsidiaries. Executive may carry over,
                  in the aggregate, up to four weeks of unused vacation to a
                  subsequent year. Any unused vacation time in excess of four
                  weeks will not accumulate or carry over from one calendar year
                  to the next. Each calendar year, Executive shall take not less
                  than one (1) week vacation.

         (b)      Benefits. Executive will be entitled to participate in any
                  group life insurance, disability, health and accident
                  insurance plans, profit sharing and pension plans and in other
                  employee fringe benefit programs the Company may have in
                  effect from time to time for its similarly situated employees,
                  in accordance with and subject to any policies adopted by the
                  Company's board of directors with respect to the plans or
                  programs, including without limitation, any incentive or
                  employee stock option plan, deferred compensation plan, 401(k)
                  plan, and Supplemental

<PAGE>

                  Executive Retirement Plan (SERP). The Company through this
                  Agreement does not obligate itself to make any particular
                  benefits available to its employees.

         (c)      Business Expenses. The Company will reimburse Executive for
                  ordinary and necessary expenses which are consistent with past
                  practice at the Company (including, without limitation,
                  travel, entertainment, and similar expenses) and which are
                  incurred in performing and promoting the Company's business.
                  Executive will present from time to time itemized accounts of
                  these expenses, subject to any limits of the Company policy or
                  the rules and regulations of the Internal Revenue Service.

10.      TERMINATION OF EMPLOYMENT.

         (a)      Termination by the Company for Cause. If the Company
                  terminates Executive's employment for Cause (defined below)
                  before this Agreement terminates, the Company will pay
                  Executive the salary earned and expenses reimbursable under
                  this Agreement incurred through the date of his termination.
                  Executive will have no right to receive compensation or other
                  benefits for any period after termination under this Section
                  10(a).

         (b)      Other Termination by the Company. If the Company terminates
                  Executive's employment without Cause before this Agreement
                  terminates, or Executive terminates his employment for Good
                  Reason (defined below), the Company will pay Executive for the
                  remainder of the Term the compensation and other benefits he
                  would have been entitled to if his employment had not
                  terminated.

         (c)      Death or Disability. This Agreement terminates (1) if
                  Executive dies or (2) if Executive is unable to perform his
                  duties and obligations under this Agreement for a period of 90
                  consecutive days as a result of a physical or mental
                  disability arising at any time during the term of this
                  Agreement, unless with reasonable accommodation Executive
                  could continue to perform his duties under this Agreement and
                  making these accommodations would not pose an undue hardship
                  on the Company. If termination occurs under this Section
                  10(c), Executive or his estate will be entitled to receive all
                  compensation and benefits earned and expenses reimbursable
                  through the date Executive's employment terminated.

         (d)      Termination Related to a Change in Control.

                  (1)      Termination by Company. If the Company, or its
                           successor in interest by merger, or its transferee in
                           the event of a purchase in an assumption transaction
                           (for reasons other than Executive's death,
                           disability, or Cause) (1) terminates Executive's
                           employment within 3 years following a Change in
                           Control (as defined below), or (2) terminates
                           Executive's employment before the Change in Control
                           but on or after the date that any party either
                           announces or is required by law to announce any
                           prospective Change in Control transaction and a
                           Change in Control occurs within six months after the
                           termination, the Bank will provide Executive with the
                           greater of (1) the payment and benefits described in
                           Section 10(d)(3) below, or (2) the compensation and
                           other benefits he would have been entitled to for the
                           remainder of the Term if his employment had not been
                           terminated.

<PAGE>

                  (2)      Termination by Executive. If Executive terminates
                           Executive's employment, with or without Good Reason,
                           within three years following a Change in Control, the
                           Company will provide Executive with the payment and
                           benefits described in Section 9(d)(3).

                  (3)      Payments. If Section 10(d)(1) or (2) is triggered in
                           accordance with its terms, the Company will: (i) pay
                           Executive in 36 monthly installments in an amount
                           equal to 2.99 times the Executive's annual salary
                           (determined as of the day before the date Executive's
                           employment was terminated) and (ii) maintain and
                           provide for 2.99 years following Executive's
                           termination, at no cost to Executive, the benefits
                           described in Section 9(b) to which Executive is
                           entitled (determined as of the day before the date of
                           such termination); but if Executive's participation
                           in any such benefit is thereafter barred or not
                           feasible, or discontinued or materially reduced, the
                           Company will arrange to provide Executive with either
                           benefits substantially similar to those benefits or a
                           cash payment of substantially similar value in lieu
                           of the benefits.

         (e)      Limitations on Payments Related to Change in Control. The
                  following apply notwithstanding any other provision of this
                  Agreement:

                  (1)      the total of the payments and benefits described in
                           Section 10(d)(3) will be less than the amount that
                           would cause them to be a "parachute payment" within
                           the meaning of Section 280G(b)(2)(A) of the Internal
                           Revenue Code;

                  (2)      the payment and benefits described in Section
                           10(d)(3) will be reduced by any compensation (in the
                           form of cash or other benefits) received by Executive
                           from the Company or its successor after the Change in
                           Control; and

                  (3)      Executive's right to receive the payments and
                           benefits described in Section 10(d)(3) terminates (i)
                           immediately if before the Change in Control
                           transaction closes, Executive terminates his
                           employment without Good Reason, or the Company
                           terminates Executive's employment for Cause, or (ii)
                           three years after a Change of Control occurs.

         (f)      Return of Bank Property. If and when Executive ceases, for any
                  reason, to be employed by the Company, Executive must return
                  to the Company all keys, pass cards, identification cards and
                  any other property of the Company. At the same time, Executive
                  also must return to the Company all originals and copies
                  (whether in memoranda, designs, devices, diskettes, tapes,
                  manuals, and specifications) which constitute proprietary
                  information or material of the Company and its subsidiaries.
                  The obligations in this paragraph include the return of
                  documents and other materials which may be in his desk at
                  work, in his car, in place of residence, or in any other
                  location under his control.

         (g)      Cause. "Cause" means any one or more of the following:

<PAGE>

                  (1)      Willful misfeasance or gross negligence in the
                           performance of Executive's duties;

                  (2)      Conviction of a crime in connection with his duties;

                  (3)      Conduct demonstrably and significantly harmful to the
                           Company, as reasonably determined on the advice of
                           legal counsel by the Company's board of directors; or

                  (4)      Permanent disability, meaning a physical or mental
                           impairment which renders Executive incapable of
                           substantially performing the duties required under
                           this Agreement, and which is expected to continue
                           rendering Executive so incapable for the reasonably
                           foreseeable future.

         (h)      Good Reason. "Good Reason" means only any one or more of the
                  following:

                  (1)      Reduction of Executive's salary or reduction or
                           elimination of any compensation or benefit plan
                           benefiting Executive, unless the reduction or
                           elimination is generally applicable to substantially
                           all Company employees (or employees of a successor or
                           controlling entity of the Company) formerly
                           benefited;

                  (2)      The assignment to Executive without his consent of
                           any authority or duties materially inconsistent with
                           Executive's position as of the date of this
                           Agreement;

                  (3)      The material breach of this Agreement by the Company,
                           or

                  (4)      A relocation or transfer of Executive's principal
                           place of employment outside Flathead County, Montana.

         (i)      Change in Control. "Change in Control" means a change "in the
                  ownership or effective control" or "in the ownership of a
                  substantial portion of the assets" of the Company, within the
                  meaning of Section 280G of the Internal Revenue Code.

11.      CONFIDENTIALITY. Executive will not, after the date this Agreement was
         signed, including during and after its Term, use for his own purposes
         or disclose to any other person or entity any confidential business
         information concerning the Company or its business operations or that
         of its subsidiaries, unless (1) the Company consents to the use or
         disclosure of confidential information; (2) the use or disclosure is
         consistent with Executive's duties under this Agreement, or (3)
         disclosure is required by law or court order. For purposes of this
         Agreement, confidential business information includes, without
         limitation, trade secrets (as defined under the Montana Uniform Trade
         Secrets Act, Montana Code Section 30-14-402), various confidential
         information on investment management practices, marketing plans,
         pricing structure and technology of either the Company or its
         subsidiaries. Executive will also treat the terms of this Agreement as
         confidential business information.

12.      NONCOMPETITION. During the Term of this Agreement and for a period of
         three years after Executive's employment with the Company has
         terminated, Executive will not,

<PAGE>

         directly or indirectly, as a shareholder, director, officer, employee,
         partner, agent, consultant, lessor, creditor or otherwise:

         (a)      provide management, supervisory or other similar services to
                  any person or entity engaged in any business in counties in
                  which the Company or its subsidiaries may have a presence
                  which is competitive with the business of the Company or a
                  subsidiary as conducted during the term of this Agreement or
                  as conducted as of the date of termination of employment,
                  including any preliminary steps associated with the formation
                  of a new bank.

         (b)      persuade or entice, or attempt to persuade or entice any
                  employee of the Company or a subsidiary to terminate his/her
                  employment with the Company or a subsidiary.

         (c)      persuade or entice or attempt to persuade or entice any person
                  or entity to terminate, cancel, rescind or revoke its business
                  or contractual relationships with the Company or its
                  subsidiaries.

13.      ENFORCEMENT.

         (a)      The Company and Executive stipulate that, in light of all of
                  the facts and circumstances of the relationship between
                  Executive and the Company, the agreements referred to in
                  Sections 11 and 12 (including without limitation their scope,
                  duration and geographic extent) are fair and reasonably
                  necessary for the protection of the Company and its
                  subsidiaries confidential information, goodwill and other
                  protectable interests. If a court of competent jurisdiction
                  should decline to enforce any of those covenants and
                  agreements, Executive and the Company request the court to
                  reform these provisions to restrict Executive's use of
                  confidential information and Executive's ability to compete
                  with the Company to the maximum extent, in time, scope of
                  activities and geography, the court finds enforceable.

         (b)      Executive acknowledges the Company will suffer immediate and
                  irreparable harm that will not be compensable by damages alone
                  if Executive repudiates or breaches any of the provisions of
                  Sections 11 or 12 or threatens or attempts to do so. For this
                  reason, under these circumstances, the Company, in addition to
                  and without limitation of any other rights, remedies or
                  damages available to it at law or in equity, will be entitled
                  to obtain temporary, preliminary and permanent injunctions in
                  order to prevent or restrain the breach, and the Company will
                  not be required to post a bond as a condition for the granting
                  of this relief.

14.      COVENANTS. Executive specifically acknowledges the receipt of adequate
         consideration for the covenants contained in Sections 11 and 12 and
         that the Company is entitled to require him to comply with these
         Sections. These Sections will survive termination of this Agreement.
         Executive represents that if his employment is terminated, whether
         voluntarily or involuntarily, Executive has experience and capabilities
         sufficient to enable Executive to obtain employment in areas which do
         not violate this Agreement and that the Company's enforcement of a
         remedy by way of injunction will not prevent Executive from earning a
         livelihood.

15.      ARBITRATION.

<PAGE>

         (a)      Arbitration. At either party's request, the parties must
                  submit any dispute, controversy or claim arising out of or in
                  connection with, or relating to, this Agreement or any breach
                  or alleged breach of this Agreement, to arbitration under the
                  American Arbitration Association's rules then in effect (or
                  under any other form of arbitration mutually acceptable to the
                  parties). A single arbitrator agreed on by the parties will
                  conduct the arbitration. If the parties cannot agree on a
                  single arbitrator, each party must select one arbitrator and
                  those two arbitrators will select a third arbitrator. This
                  third arbitrator will hear the dispute. The arbitrator's
                  decision is final (except as otherwise specifically provided
                  by law) and binds the parties, and either party may request
                  any court having jurisdiction to enter a judgment and to
                  enforce the arbitrator's decision. The arbitrator will provide
                  the parties with a written decision naming the substantially
                  prevailing party in the action. This prevailing party is
                  entitled to reimbursement from the other party for its costs
                  and expenses, including reasonable attorneys' fees.

         (b)      Governing Law. All proceedings will be held at a place
                  designated by the arbitrator in Flathead County, Montana. The
                  arbitrator, in rendering a decision as to any state law
                  claims, will apply Montana law.

         (c)      Exception to Arbitration. Notwithstanding the above, if
                  Executive violates Section 11 or 12, the Company will have the
                  right to initiate the court proceedings described in Section
                  13(b), in lieu of an arbitration proceeding under this Section
                  15.

16.      MISCELLANEOUS PROVISIONS.

         (a)      Entire Agreement. This Agreement constitutes the entire
                  understanding and agreement between the parties concerning its
                  subject matter and supersedes all prior agreements,
                  correspondence, representations, or understandings between the
                  parties relating to its subject matter.

         (b)      Binding Effect. This Agreement will bind and inure to the
                  benefit of the Company's, its subsidiaries' and Executive's
                  heirs, legal representatives, successors and assigns.

         (c)      Litigation Expenses. If either party successfully seeks to
                  enforce any provision of this Agreement or to collect any
                  amount claimed to be due under it, this party will be entitled
                  to reimbursement from the other party for any and all of its
                  out-of-pocket expenses and costs including, without
                  limitation, reasonable attorneys' fees and costs incurred in
                  connection with the enforcement or collection.

         (d)      Waiver. Any waiver by a party of its rights under this
                  Agreement must be written and signed by the party waiving its
                  rights. A party's waiver of the other party's breach of any
                  provision of this Agreement will not operate as a waiver of
                  any other breach by the breaching party.

         (e)      Assignment. The services to be rendered by Executive under
                  this Agreement are unique and personal. Accordingly, Executive
                  may not assign any of his rights or duties under this
                  Agreement.

<PAGE>

         (f)      Amendment. This Agreement may be modified only through a
                  written instrument signed by both parties.

         (g)      Severability. The provisions of this Agreement are severable.
                  The invalidity of any provision will not affect the validity
                  of other provisions of this Agreement.

         (h)      Governing Law and Venue. This Agreement will be governed by
                  and construed in accordance with Montana law, except to the
                  extent that certain regulatory matters may be governed by
                  federal law. The parties must bring any legal proceeding
                  arising out of this Agreement in Flathead County, Montana.

         (i)      Counterparts. This Agreement may be executed in one or more
                  counterparts, each of which shall be deemed to be an original,
                  but all of which taken together will constitute one and the
                  same instrument.

         Signed this 28th day of January, 2002.

                                                     GLACIER BANCORP, INC.

                                                     By: /s/ John S. MacMillan
                                                     -------------------------
                                                     Its Chairman
Attest:

By: /s/ James H. Strosahl
-------------------------
Secretary

                                                     EXECUTIVE

                                                     By: /s/ Michael J. Blodnick

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00048-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00048-of-00352.parquet"}]]