Document:

Exhibit 10.18 12/31/2000 10-KSB

EXHIBIT 10.18

ADP –
Avert e-Partner Marketing Agreement

AGREEMENT,  dated 2000
between  the  Emerging  Business  Services  Division  of ADP,  Inc.,  a Delaware
corporation,  ("ADP") with its principal  offices  located at One ADP Boulevard,
Roseland,  New Jersey 07068 with a branch office at Nine Entin Road, Parsippany,
New Jersey 07054 and Avert Inc., a pre-employment  screening corporation ("Avert
Inc.")  with its  principal  offices  located  at 301  Remington,  Ft.  Collins,
Colorado 80524.

        WHEREAS,
Avert Inc. owns and operates a business-to-business  electronic commerce site at
[http://www.hr-desktop.com  website url.com,  (the "Site")] that seeks to
be human resource content and service provider for small business.

        WHEREAS,
ADP is an industry-leading provider of human resource and business
administration solutions to small and emerging businesses with less than 100
employees; 

        WHEREAS,
ADP is willing to perform payroll and payroll related tax filing data processing
services (the “Services”) for those Avert Inc. users wishing to
receive any or all of such Services that receive a signed Price Quotation or
Sales Order from ADP covering such Services at any time after the date hereof
(the “Clients”); 

        ADP
and Avert Inc. will engage in joint  marketing and related  activities,  as more
particularly  set forth  herein,  to assist ADP in the sale of the  Services  to
Avert Inc. users;

        NOW,
THEREFORE, the parties hereto hereby agree as follows:

        1.
MARKETING ACTIVITIES OF Avert Inc.: COMMISSIONS PAYABLE BY ADP.

        (a)
Avert Inc. agrees to market and promote the Services to its users, on the Avert
Inc. Site and will electronically forward, via a "jump page", all inquiries made
by its users to ADP. Avert Inc. also agrees to modify its Site, at its sole cost
and expense, to include a link to ADP's proprietary technology-enabled selling
(TES) environment (also known as "Solution Profiler") which will allow a Avert
Inc. user to request additional information about the Services, as well as,
input all of the necessary information to purchase the Services on-line. ADP
will customize Solution Profiler, at ADP' s expense, to provide Avert Inc. a
co-branded interface to be dynamically created when a user originating from
Avert Inc. accesses ADP's website.

        (b)
Avert Inc.  Acknowledges  that ADP payroll  offering  includes  integration with
EasyHire (a custom screening  service powered by Avert).  In  consideration  for
such integration ADP shall be the exclusive payroll provider of hr-desktop.com.

        (c) Avert
Inc. will in its sole discretion notify its users, as appropriate, of the
availability of the Services by including relevant information in its
communications (electronic or otherwise) with its users.

        (d)
ADP shall make a one-time payment to Avert Inc. for each User, equal to a
percentage of the annualized “Net Processing Revenues” (as defined in
Paragraph 1(e) below) from the initial sale of the Services by ADP to such Avert
Inc. user for the one year period beginning with such initial sale; provided
that such sale of the Services was made as a direct result of the Involvement
and/or Referral of Avert Inc. (as defined in Paragraph 1(f) below). The schedule
for determining such payment is included as an attachement to this agreement. A
sale of Services shall be deemed to have been made on the date ADP produces the
first “live” billable payroll for a Client. Avert Inc. shall not be
entitled to commissions for: (i) any users currently receiving or about to
receive the Services as of the date of this Agreement (e.g. where a written ADP
proposal is pending), (ii) any user sold by ADP after six months from the
initial “Involvement and/or Referral of Avert Inc. (iii) any user
independently sold by ADP to receive the Services, and/or (iv) merely providing
a list of users to ADP. 

        (e)
For purposes of this Agreement, "Net Processing Revenues" shall mean all
recurring processing fees from Clients for the Services sold as result of the
Involvement and/or Referral of Avert Inc. and billed to such Clients by ADP
within 90 days of the initial referred sale, excluding therefrom: (i)
discounts; (ii) any fees derived from training, shipping, and installation,
custom programming, the sale, rental or leasing of equipment or software,
maintenance, or the provision by ADP of checks, forms or other supplies, (iii)
any fees derived from Client conversion, consulting services, official bank
checks, W-2 forms, or tax or special one-time reports, (iv) sales, service or
excise taxes, (v) third-party pass-through charges (including those related
to delivery), (vi) fees derived from ADP TotalSource or other employee
leasing services; benefit administration services (including ADP 401k services)
and insurance services, whether offered as ancillary services to payroll and tax
filing services or combined with such services into an integrated offering and
(vii) ADP products or services not in existence on the date hereof. 

        (f)
For purposes of this Agreement, “Involvement and/or Referral of Avert
Inc.” shall mean, with respect to a sale of the Services occurring within
six (6) months of ADP’s initial contact with an Avert user, that a Avert
Inc. user purchased Services or established an appointment with an ADP sales
associate by accessing ADP’s technology-enabled selling environment on the
Site (as indicated by Avert Inc.‘s unique origin code 

        (g)
Payments to Avert Inc. in accordance with the terms of the Paragraph 1 shall be
made within 45 business days after the end of each calendar quarter for all
sales of the Services occurring during each such quarter attributable to Clients
obtained as a result of the Involvement and/or Referral of Avert Inc.. All such
payments shall be made to Avert Inc. at the address set forth above, Attention:
VP e-business.

        (h)
ADP agrees to waive its first month's payroll-processing fees and payroll set-up
fees for any Avert Inc. user that becomes an ADP client as a result of the
Involvement and/or Referral of Avert Inc. after the date hereof.

2

        (i)
ADP will maintain a new account tracking system designed to capture information
on all Internet visitors that either complete the Technology Enabled Selling
module or request inside/direct sales assistance. All Avert Inc. lead activity
will be tracked via a database system which will produce a monthly report that
ADP will deliver with each payment. This new account report will be
electronically delivered (Excel format) and will include the following
information: response channel; lead data (includes company name, address,
contact name and lead date); and Client data (includes start date, product and
revenue). 

        2.
JOINT ADVERTISING AND PROMOTIONAL ACTIVITIES.

        (a)
ADP and Avert Inc. shall each bear responsibility for the cost of their
respective "joint advertising and promotional activities" (as defined in
Paragraph 2(b) below).

        (b)
“Joint advertising and promotional activities” shall mean media
advertising promoting the Services; including but not limited to co-branding and
including the Services on the Site. ADP shall supply Avert Inc. with joint
advertising and/or promotional literature and marketing materials promoting the
Services. If Avert Inc. wants to produce or use any material related to the
Services that is not supplied by ADP, Avert Inc. shall submit it to ADP for its
prior written approval. Any such copy shall be submitted to ADP for review at
its principal office address listed above, Attention: Director, Affinity
Marketing-EBS. ADP agrees to review such material provided by Avert Inc. and
notify Avert Inc. of any comments with respect thereto as promptly as possible
after receipt of such material.

        (c)
Avert Inc. shall have the right to make all or any portion of the Site available
to third parties in connection with agreements between Avert Inc. and such third
parties to link to all or portions of the Site and Avert Inc. may include the
trademarks of such third parties in a co-branded frame. However, the Site or
portion of the Site made available to third parties by Avert Inc. may not
include the co-branded “jump page,” link to Solution Profiler or any
ADP trademark, servicemark, tradename or logo, unless Avert Inc. has obtained
ADP’s prior approval ( in writing or through email notification (which may
be given or withheld in ADP’s sole discretion) in each instance. . ADP
agrees to respond to any such request withing 10 business days. The lack of
response will constitute approval to any such request) 

        d)
Notwithstanding anything in this Agreement to the contrary, ADP reserves the
right to immediately terminate any license and/or revoke any consent to use its
trademarks, servicemarks, tradenames or logos in the event that ADP believes, in
its reasonable business judgment, that its intellectual property is in any way
being diminished or impaired. 

        d.5)Notwithstanding
anything in this Agreement to the contrary, Avert reserves the right to
immediately terminate any license and/or revoke any consent to use its
trademarks, servicemarks, tradenames or logos in the event that Avert believes,
in its reasonable business judgment, that its intellectual property is in any
way being diminished or impaired. 

        (e)
All media releases, public announcements (including, but not limited to,
promotional or marketing material sent to Avert Inc.‘s users) by Avert Inc.
or its employees or agents relating to this Agreement or the Services, shall be
coordinated with and approved in writing by ADP prior to the release thereof.
All media releases, public announcements (including, but not limited to
promotional or marketing material sent to ADP’s clients or prospects) by
ADP or its employees or agents relating to this Agreement or the Site, shall be
coordinated with and approved in writing by Avert Inc. prior to the release
thereof.

3

        3.
CONFIDENTIALITY. Each party will treat all information provided to it by
the other as confidential with the same degree of care and confidentially that
it provides for its own confidential information.

        4.
REPRESENTATIONS AND WARRANTIES. Each party represents and warrants that
(i) the execution, delivery and performance of this Agreement by it are within
its powers, have been duly authorized by all necessary corporate action and do
not contravene, or result in a default under, any law, agreement or other
obligation to which it is subject and (ii) it owns or has the right to provide
all content for the Site and Services provided by such party and such content
shall not infringe upon any third party copyright, patent, trade secret or other
proprietary rights. This Section 4 shall survive termination of this Agreement.

	 	
Except
as expressly set forth in this Agreement, Neither party makes any warranty or
condition, express,  implied, statutory or otherwise, with respect to the
obligations contained herein, and each party  specifically disclaims the
implied warranties and conditions of merchantability and fitness for a 
particular purpose.

        5.
INDEMNIFICATION. Each party agrees to indemnify and hold harmless the
other, its directors, officers, employees and agents, and defend any action
brought against same with respect to any claim, demand, cause of action, debt or
liability, including reasonable attorneys’ fees, to the extent that it is
based upon a claim that any of the content of the Site provided by such party or
any of the Services provided by such party, infringes or violates any patents,
copyrights, trade secrets, or other proprietary rights of any third party. This
Section 5 shall survive termination of this Agreement. 

        6.
LIMITATION OF LIABILITY.  IN NO EVENT SHALL EITHER PARTY BE LIABLE FOR ANY CONSEQUENTIAL,
INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES OF ANY KIND, ARISING OUT OF OR RELATED
TO THIS AGREEMENT, HOWEVER CAUSED AND ON NAY THEORY OF LIABILITY, EVEN IF THE
PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

        7.
TERMINATION. This Agreement shall continue until the first anniversary of
the date hereof, and thereafter shall continue automatically unless and until
terminated by either party upon not less than 90 days’ prior written notice
to the other; provided, however, that all obligations under Paragraphs 1 and
2(a) above shall survive with respect to any events which occurred, or any money
which was accrued and owing, prior to the effective date of any such
termination. Notwithstanding the foregoing, either party may terminate this
Agreement at any time upon 90 days’ prior written notice to the other.

4

        8.
MISCELLANEOUS.

        (a)
Avert Inc. and ADP agree that each is acting independently of the other, that
they are not joint venturers, and that neither is an agent of the other.

        (b)
All notices, requests and other communications made under or in connection with
this Agreement shall be in writing and shall be deemed to have been given 3 days
after mailed in any general or branch United States Post Office, enclosed in a
registered or certified post-paid envelope, addressed to the address of each
party as set forth on the first page hereof, and if to ADP to the attention of
Director, Affinity Marketing-EBS, with a copy to Automatic Data Processing,
Inc., One ADP Boulevard, Roseland, New Jersey 07068, Attention: General Counsel;
provided, however, that any notice of change of address shall be effective only
upon receipt. 

        (c)
This Agreement shall not be changed, modified or amended except by a writing
signed by a duly authorized officer of each party hereto.

        (d)
This Agreement shall not be assigned by Avert Inc. without the prior written
consent of ADP, and any attempt by Avert Inc. to assign any of its rights,
duties or obligations which arise under this Agreement without such consent
shall be void.

        (e)
The Agreement sets forth the entire agreement between the parties with respect
to its subject matter and all prior writings, discussions, agreements and
understandings of any kind and every nature are superseded hereby. 

        (f)
Nothing contained in this Agreement is intended to create their party
beneficiaries of or under this Agreement. 

        (g)
The persons executing this Agreement on behalf of Avert Inc. and ADP represent
and warrant that they respectively have been and are on the date of this
Agreement duly authorized by all necessary and appropriate corporate action to
enter into this Agreement. 

5

        ADP
and Avert Inc. have signed this Agreement by their duly authorized officers on
the date first above written. 

ADP, Inc.    
      
                
                
                
        Avert Inc.

Emerging
Business Services Division

By:____________________________
                
        By:__________________________

Name:_________________________
                
        Name:________________________

Title:________________________
              
    
        Title:_________________________

EXHIBIT A

Revenue Share
Terms

6Exhibit 10.19 12/31/2000 10-KSB

EXHIBIT 10.19

Pilot Agreement

THIS PILOT AGREEMENT (the
"Agreement") is made on the 22nd day of August, 2000 between Advantage
Assessment Inc., DBA AdvantageIS.com (ADVANTAGE) and Avert, Inc. (AVERT). 

Whereas, ADVANTAGE is
licensed as the exclusive delivery agent for CheckStart(TM)assessments; and 

Whereas, ADVANTAGE has
established a proprietary Internet application for candidates to take
CheckStartTM assessments online and to deliver online results of the
assessments to client companies; and 

Whereas, AVERT desires to
market ADVANTAGE assessment technology and job fit assessments to end users in
the small business market; and 

Whereas, AVERT and
ADVANTAGE desire and intend to enter into a long term and exclusive strategic
relationship; 

This Agreement provides the
terms and conditions of the working relationship between ADVANTAGE and AVERT. 

Right to Resell

ADVANTAGE grants to AVERT a non-exclusive
right to sell any assessment products or services offered by ADVANTAGE as of
this date, or any modified products or services offered during the life of this
PILOT AFFILIATE agreement. 

AVERT
Responsibilities

AVERT agrees to use best
efforts to promote and market ADVANTAGE products and services. 

AVERT agrees to provide
prompt, efficient and courteous service to all end users who have purchased
ADVANTAGE products and services through AVERT. 

AVERT agrees to comply with
all present and future federal, state, county and local laws, ordinances and
regulations governing fair hiring practices. 

AVERT is responsible for
orienting and training end users in the use of candidate management technology
and job fit assessments. 

AVERT agrees to accept and
communicate any complaints from end users regarding products or services
purchased through AVERT, and jointly make good faith efforts to resolve all such
complaints in a fair and equitable manner, to the satisfaction of the end user. 

AVERT agrees to aggregate
all end-user assessments into one portal account. 

AVERT agrees to develop
technology required for its customers to directly access the URLs required to
take assessments and to view CheckStartTM results from within AVERT’s
OrderXpert e-commerce web site. 

ADVANTAGE
Responsibilities

ADVANTAGE offers job fit
assessments through its electronic office location on the World Wide Web. 

ADVANTAGE agrees to provide
AVERT with detailed technology instructions on the data elements and URLs
required for access to assessments and assessment results from within
AVERT’s OrderXpert e-commerece web site. 

The secure member services
area in the web site will be maintained by ADVANTAGE, and will allow AVERT
access to product downloads. The site also will give AVERT the capability to
enter assessment results, review bills, perform database management and view
candidate records and results. 

ADVANTAGE will provide
information and materials for use in supporting and training Avert’s sales
force. Any materials on the AdvantageIS web site and any sales support material
transmitted to Avert are available for reformatting and use in the sales
process, as well as for publication on the Avert.com or HR-desktop.com
sites. ADVANTAGE will orient AVERT to candidate management technology, and
provide complete explanations of all products and services offered. 

ADVANTAGE may not change
its product or service offerings without advance notice, unless required to do
so immediately by regulatory agency order. ADVANTAGE will issue 30 days notice
of any substantive changes made in a product or service offering. 

Product and
Service Pricing

Current suggested retail
prices for standard ADVANTAGE products and services are posted at the ADVANTAGE
web site Products & Services link. AVERT may negotiate other pricing,
recognizing that shared revenues are based on a percentage of collected fees or
upon a predetermined quarterly fee. 

AVERT intends to offer
ADVANTAGE assessments to its AVERTadvantageTM members at $12.75 per report
set, a 15% discount from the published retail price, or to non-members at the
full retail price of $15. 

2

Trial Period

ADVANTAGE will allow AVERT
to access the portal to serve any number of customers during the initial 90 days
of this agreement. Avert will pay a $200 set up fee for an online assessment
portal bearing Avert’s logo in place of the AdvantageIS.com logo; $400 a
month for hosting fees for storage of clients’ applicant records; and
$7,000 for an unlimited use license for the assessment. The total in fees for
the 90-day trial is $8,400 U.S. (Eight-thousand, four hundred dollars U.S.)
Advance payment of this sum will be made by AVERT to ADVANTAGE upon agreement of
a start date. 

The results of the trial
period will be used to determine the appropriate business model and pricing
structure. ADVANTAGE acknowledges AVERT’s goal of 65 percent gross margin
on assessment sales, and is willing to structure pricing for assessments sold
directly by AVERT to accomplish this goal. AVERT agrees that its other partners
or resellers would be compensated from its gross margin of 65 percent. 

AVERT and ADVANTAGE
acknowledge that a long-term business relationship will depend upon AVERT’s
ability to sell assessment technology to enough of its existing and future
customers to justify such relationship. 

At the end of the 90 day
trial period, AVERT will have the option to request an additional 90 day period
to complete its evaluation. Pricing for such extension will be negotiated in
advance of the extension and will be based upon results of the initial trial
period and will honor the stated revenue goals. 

Account
Auditing

At any time and at the
discretion of the requesting party, but no more than once in any calendar
quarter, AVERT and ADVANTAGE mutually agree to allow an independent auditor
hired by the requesting party to review affiliated accounts. Requesting party
must allow up to 60 calendar days of preparation time for the audit. 

Mutual
Nondisclosure Agreement

AVERT agrees to hold
strictly confidential all proprietary information related to ADVANTAGE and its
affiliated companies, including but not limited to products and product
development, marketing plans and strategies, customer lists, pricing policies,
operational methods, designs and design projects, and other business affairs of
ADVANTAGE and its affiliated companies. 

AVERT also agrees not to
use or disclose any information regarding ADVANTAGE except under the terms of
this agreement. This obligation shall continue beyond the active AVERT
relationship until the information shall be in the public domain. 

ADVANTAGE agrees to hold
strictly confidential all proprietary information related to AVERT and its
affiliated companies, including but not limited to products and product
development, marketing plans and strategies, customer lists, pricing policies,
operational methods, designs and design projects, and other business affairs of
AVERT and its affiliated companies. 

3

ADVANTAGE also agrees not
to use or disclose any information regarding AVERT except under the terms of
this agreement. This obligation shall continue beyond the active ADVANTAGE
relationship until the information shall be in the public domain. 

Relationship
of Parties

ADVANTAGE and AVERT are
independent vendors, and nothing in this agreement creates a partnership, joint
venture, agency, franchise, or employment relationship between the parties. The
AVERT will have no authority to enter into any agreement on behalf of ADVANTAGE,
other than as described elsewhere in this Agreement, nor will the AVERT make any
representation that would reasonably contradict any information presented to the
AVERT by ADVANTAGE or posted on the ADVANTAGE web site. 

Disclaimers

ADVANTAGE makes no express
or implied warranties or representations with respect to the program or any
products sold (including, without limitation, warranties of fitness,
merchantability, noninfringement, or any implied warranties arising out of a
course of performance, dealing or trade usage). In addition, ADVANTAGE makes no
representation that the operation of its proprietary Internet applications will
be uninterrupted or error-free, and ADVANTAGE will not be liable for the
consequences of any interruptions or errors. 

Independent
Investigation

AVERT acknowledges reading
and agreeing to all the terms and conditions of this agreement. AVERT
understands that ADVANTAGE may at any time directly or indirectly solicit other
resellers/partners in other channels on terms that may differ from those
contained in this agreement. AVERT has independently evaluated the desirability
of participating in this agreement, and is not relying on any representation,
guarantee, or statement other than as set forth in this Agreement. 

Term of
Agreement

This Agreement shall remain
in effect for a period of three years from the date of signing but can be
terminated by either party after the trial period or upon violation of any of
the above terms. The Agreement shall automatically renew for one year at the
anniversary of the date of signing unless either party provides 90 days written
notice of intent to terminate the Agreement. 

Start Date

ADVANTAGE and AVERT desire
to begin offering assessments through AVERT’s OrderXpert e-commerece web
site as soon as possible and will designate an appropriate IT contact to ensure
that required programming changes occur in a timely fashion. The target date for
beginning the pilot program is the week of September 11, 2000. 

Entire
Agreement

This Agreement constitutes
the entire agreement of the parties and may not be amended or altered without
the written consent of both parties. 

4

Florida Law

This Agreement shall be
interpreted in accordance with the laws of Florida. 

Arbitration

Any disputes between the
parties relating to the terms and conditions of this Agreement shall be resolved
by binding arbitration pursuant to the rules and procedures of the American
Arbitration Association and the costs and expenses of such arbitration and/or
related court proceedings shall be borne by the unsuccessful party in said
proceedings. 

IN WITNESS WHEREOF, the
parties have hereto signed this Agreement as of the day and year first written
above. 

ADVANTAGE ASSESSMENT, INC.,  
       
      DBA ADVANTAGEIS.COM

BY: ___________________________          
       15 West Strong Street, Suite 30A
  
     Christopher M. Smith          
            
       
     Pensacola, FL 32501

Title: CEO

AVERT

BY: ___________________________          
       3100 Remington Ave
  
     Leonard Koch    
            
             
          
      Ft. Collins, CO 80524

Title: Vice President, e-business 

5

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