Document:

EX-4.75

 Exhibit 4.75 

Investment Termination Agreement 

on 
 Beijing Xiao
Benniao Information Technology Co., Ltd. 
 [    ] (month) [    ] (day), 2021 

 Investment Termination Agreement 

This Investment Termination Agreement (“Agreement”) was entered into by and among the following parties on [    ] (month)
[    ] (day), 2021: 
  

	(1)	 Beijing Xiao Benniao Information Technology Co., Ltd., a limited liability company registered in Beijing in
accordance with the laws of China (“Company”), having its registered address at: Room 206, 2/F, Building 3, 18 Keyuan Road, Daxing Economic Development Zone, Beijing; unified social credit code: 91110115MA001HGK4U;

  

	(2)	 Xu Danxia, a natural person of PRC holding the identity card No.: 110105196901022929; 

 

	(3)	 Zheng Yu, a natural person of PRC holding the identity card No.: 110224198610200055; 

 

	(4)	 Sky City (Beijing) Technology Co., Ltd., a limited liability company registered in Beijing in accordance with
the laws of China (“Pintec”), having its registered address at: 3009, 3/F Bowangyuan Podium, Yangfangdian Subdistrict, Haidian District, Beijing; unified social credit code: 91110108MA00AL746N. 

The parties above are hereinafter referred to as the “Parties” collectively and a “Party” individually. Xu Danxia and Zheng
Yu are collectively referred to as the “Founders” or “Founding Shareholders.” The Founding Shareholders and the Company are collectively referred to as the “Company Parties.” 

Whereas: 
  

	1.	 The Company, currently a limited liability company established in accordance with the laws of China, mainly
engages in the business of foreign trade general services and cross-border e-commerce services (“Main Business”). 

 

	2.	 The Company Parties, Pintec, and other relevant parties have entered into the Capital Increase Agreement on
Beijing Xiao Benniao Information Technology Co., Ltd. (“Capital Increase Agreement”), under which Pintec invested RMB [100] million (“Pintec Investment Amount”) in the Company to acquire [6]% equity interests in
the Company after the capital increase (corresponding to the registered capital of RMB [1.1373] million). 

  
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 The Parties reached the following agreement through friendly negotiation in accordance with
the provisions of the relevant laws and regulations of the People’s Republic of China. 
  

	I.	 Termination of the investment 

 

	1.1	 The Parties agree and acknowledge that, Pintec terminates its investment in the Company made under the Capital
Increase Agreement, and as a refund for the Pintec Investment Amount that has been paid by Pintec in accordance with the Capital Increase Agreement, the Company transfers the equity interests (corresponding to the registered capital of RMB [100]
million) in Haiweizhen (Beijing) Network Technology Co., Ltd. (“Beijing Haiweizhen”), which is 100% held by the Company, to Pintec. 

  

	1.2	 To complete the equity transfer above, the Company and Founders shall, and shall cause the Company to, sign an
equity transfer agreement (“Equity Transfer Agreement”) in the format and with the content satisfactory to Pintec with Pintec or a party designated by Pintec; under the Equity Transfer Agreement, the Company agrees and acknowledges
that: all assets of Beijing Haiweizhen shall be owned by Pintec, and the Company shall not claim any right in Beijing Haiweizhen and the assets thereof. 

  

	1.3	 The Parties agree and acknowledge that, after the equity transfer is completed (i.e., after the Equity Transfer
Agreement is signed and becomes effective, and Pintec becomes the de facto owner of the equity interests in Beijing Haiweizhen), the investment made by Pintec in the Company under the Capital Increase Agreement is terminated, and the Company
does not need to refund the Pintec Investment Amount to Pintec. 

  

	1.4	 The Parties agree and acknowledge that, if the investment is terminated by the Parties in accordance with this
Agreement, Pintec still has the right (but no obligation) to subscribe to the additional register capital of the Company prior to the initial public offering with the investment amount of RMB 100 million at the valuation of (A) valuation
of the Company as provided in the Capital Increase Agreement, or (B) valuation of the Company prior to the initial public offering, whichever is lower. 

  
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	II.	 Rescission and termination 

 

	2.1	 This Agreement may be rescinded by any of the following means: 

 

	 	(1)	 The Parties hereto negotiate to reach a consensus and rescind this Agreement in writing; 

 

	 	(2)	 If the equity transfer is not completed within [ninety (90)] days from the execution date of this Agreement,
Pintec has the right to send a written notice to unilaterally rescind this Agreement. 

  

	2.2	 Effects of rescission and termination: 

 

	 	(1)	 After this Agreement is rescinded or terminated, the Parties hereto shall, on the principles of fairness,
reasonableness, and good faith, refund the consideration obtained from the other Party under this Agreement, and restore the state to that prior to the execution of this Agreement as much as possible. 

 

	 	(2)	 Upon the rescission or termination of this Agreement, except for Article 3 (Confidentiality), Article 4
(Liabilities for breach of agreement and indemnity), Article 5 (Applicable law and dispute resolution), and Article 6 (Miscellaneous), all the rights and obligations of the Parties under this Agreement shall be terminated, and neither Party has any
claim to other Parties under this Agreement or with respect to the rescission of this Agreement. 

  

	III.	 Confidentiality 

 

	3.1	 Unless otherwise provided herein, the Parties hereto shall make their best efforts to keep the confidentiality
of any technical information, business information, or any non-public information and materials (including written, oral, tangible, or intangible information and materials) in any form of the other Party
obtained by negotiating, signing, or performing this Agreement or by due diligence investigation, such information including but not limited to any content hereof and other possible cooperation and transactions between the Parties, until such
information and materials are disclosed to the public by the providing party. Any Party shall restrict such information only to its directors, shareholders/partners, senior employees, employees, agents, advisors, contractors, suppliers, and customer
etc. who are required to know such information for performing the obligations hereunder. 

  
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	3.2	 The restriction above is not applicable to: 

 

	 	(1)	 Information generally available to the public at the time of disclosure; 

 

	 	(2)	 Information that becomes generally available to the public after the disclosure not due to the faults of the
receiving party; 

  

	 	(3)	 Information proven to be in the possession of the receiving party prior to the disclosure instead of being
obtained, directly or indirectly, from the other party; 

  

	 	(4)	 Confidential information that any Party is obliged to disclose to relevant government authority or stock
exchange under laws, or that is disclosed by any Party to its legal advisers, financial advisers, and investors as required by normal business operation. 

  

	3.3	 Every Party hereto shall instruct its directors, shareholders/partners, senior employees, employees, agents,
advisors, contractors, suppliers, and customers, and the directors, shareholders/partners, senior employees, employees, agents, advisors, contractors, suppliers, and customers of its affiliates to abide by the confidentiality obligations provided in
Article 3. 

  

	3.4	 The Parties shall abide by the confidentiality obligations provided in Article 3 despite the rescission or
termination of this Agreement for any reason. 

  

	IV.	 Liabilities for breach of agreement and indemnity 

 

	4.1.	 If any Party hereto violates the provisions hereof, in addition to other rights provided hereunder, the other
Parties may also raise a claim for the losses suffered by the non-breaching party due to the violation. 

  

	4.2.	 Subject to other provisions of this Agreement, a Party (“Indemnifying Party”) hereto shall
indemnify, hold harmless, and pay relevant amounts for other Parties (“Indemnified Party”) under the following circumstances: (a) the Indemnifying Party breaches any representation or warranty it made in this Agreement, or its
representations and warranties are untrue; and (b) the Indemnifying Party breaches or fails to fully perform the promises, agreements, warranties, or obligations hereunder except for those exempted by the other Parties in writing. The
Indemnifying Party shall indemnify or compensate the Indemnified Party for any and all losses suffered, directly or indirectly, due to the circumstances above. 

  
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	4.3.	 If any Party hereto violates the provisions hereof, in addition to other rights provided hereunder, the other
Parties also have the right to request specific and comprehensive performance of obligations under this Agreement by the violating Party. 

  

	4.4.	 Notwithstanding anything to the contrary herein, the provisions of this article shall survive the termination
of the rights and obligations by the Parties hereto or the termination of this Agreement. 

  

	V.	 Applicable law and dispute resolution 

 

	5.1	 Applicable law 

This Agreement is governed by the laws of China. 
  

	5.2	 Dispute resolution 

Any disputes arising from or in connection with this Agreement shall be submitted to Beijing Arbitration Commission for arbitration in Beijing
in accordance with its then effective arbitration rules. The arbitration award shall be final, and binding on the Parties. During the dispute resolution, except for the matters in dispute, the Parties shall continue to perform other provisions
hereof. 
  

	VI.	 Miscellaneous 

 

	6.1	 Any modification to this Agreement shall be made as a written agreement signed by the duly authorized
representatives of the Parties, and shall be an integral part of this Agreement. 

  

	6.2	 If any one or more provisions hereof, or any one or more legal documents related to the capital increase are
held to be invalid, illegal, or unenforceable under any relevant laws: 

  

	 	(1)	 The validity, legality, and enforceability of other provisions hereof shall not be affected or damaged but
shall be fully valid, and except for the agreements that are held as invalid, illegal, or unenforceable, the validity, legality, and enforceability of other agreements related to the capital increase shall not be affected or damaged but shall be
fully valid; 

  

	 	(2)	 The Parties shall immediately replace such invalid, illegal, or unenforceable provisions or agreements with
valid, legal, and enforceable provisions or agreements with the intention closest to that of the invalid, illegal, or unenforceable provisions or agreements. 

  
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	6.3	 This Agreement is made in Chinese in [9] originals, with the Group Companies holding [8] originals and the
Investor of this Round holding one original, each original having the same legal force. 

  

	6.4	 This Agreement shall become effective and binding on the Parties from the date first written above after being
signed by the Parties. Any amendment to this Agreement shall be made by the Parties in writing, and constitute an integral part of this Agreement. 

--The remainder of this page contains no text, and is followed by the signature page— 

  
 7 

 [This page is the signature page to the Investment Termination Agreement] 

 

	
	Company:
	
	Beijing Xiao Benniao Information Technology Co., Ltd. (Stamp)
	
	Legal representative:                                 
	
	Xu Danxia
	
	By:
                                         
                   
	
	Zheng Yu
	
	By:
                                         
                   

  
 Signature page to the
Investment Termination Agreement 

 [This page is the signature page to the Investment Termination Agreement] 

 

	
	Pintec Parties:
	
	[Sky City (Beijing) Technology Co., Ltd.] (Stamp)
	
	By:
                                         
               

  
 Signature page to the
Investment Termination AgreementEX-4.76

 Exhibit 4.76 

Equity Transfer Agreement 
 This Equity
Transfer Agreement (this “Agreement”) is hereby entered into in [    ], China as of [    ] [        ], 2022 by and between: 

Transferor: 
 Peng Jun: a PRC citizen, whose ID
card number is 511324198912280047; 
 Tang Mei: a PRC citizen, whose ID card number is 500224198412027661. 

(Collectively “Party A”) 
 Transferee:
Sky City (Beijing) Technology Co., Ltd. (“Party B”) 
 Unified Social Credit Code: 91110108MA00AL746N 

Domicile: 3009, 3/F, Bowangyuan Podium, Yangfangdian, Haidian District, Beijing 

Haiweizhen (Beijing) Network Technology Co., Ltd. (the “Company”) was incorporated in Beijing on May 8, 2019, and the total amount of
its subscribed registered capital is RMB 100,000,000. Given that Party A holds 100% of the equity in the Company (the “Target Equity”), and wishes to transfer the Target Equity to Party B, and that Party B wishes to receive the
Target Equity, the parties hereby agree as follows with respect to the equity transfer upon consensus through negotiations in accordance with the provisions of the Civil Code of the People’s Republic of China: 

I. Equity Transfer 
 1. Party A holds 100% of the equity in the
Company, representing the registered capital of RMB 100,000,000, and hereby transfers to Party B the Target Equity held by it for nil consideration (the “Equity Transfer”). 

2. Party A shall submit the Equity Transfer to the competent administration for industry and commerce, and complete the registration of change within
[    ] days following the execution hereof. 
 II. Representations, Warranties and Covenants of the Transferor 

For the purpose of consummating the transaction hereunder, the Transferor hereby makes the following representations and warranties to the Transferee as of the
execution date hereof: 
 1. The Transferor is a limited liability company duly incorporated and validly existing under the laws of the PRC. 

2. The Company is a limited liability company duly incorporated and validly existing under the laws of the PRC. There is no pledge or other security interest
or third party interest over the entire equity of or any capital contribution to the Company. The ownership structure of the Company is clear and stable, and no dispute or controversy over equity has ever occurred. 

3. The Transferor is the legal owner of the Target Equity, and the title to the Target Equity is not subject to any encumbrance, including but not limited to
any pledge or other security interest, third party interest, agreement or arrangement (other than this Agreement). At the time of execution hereof, the Transferor shall transfer the Target Equity to the Transferee, and warrants that the Target
Equity received by the Transferee is not subject to any encumbrance. 
 4. The execution and performance of this Agreement by the Transferor will not:
(i) constitute a violation of any constitutional document to which it is a party or by which it is bound, any agreement executed or approval obtained; or (ii) result in a violation of or require the issuance of any judgment, ruling, order
or consent by the court, government authority or regulator. 
 5. On the execution date of this Agreement, all representations and warranties made and
information disclosed by the Transferor to the Transferee for the purpose of formulating and/or performing this Agreement are authentic, accurate and complete, and do not contain any false statement, material omission or otherwise that would mislead
the Transferee into making any false judgment. 

 6. As of the execution date hereof, the Company has not been involved in any ongoing or threatened lawsuit,
debt, contingent liability, tax payable, administrative penalty, liability for breach of contract, tort liability or other liability. 
 7. The Transferor
is willing to and has full right and authority to execute and perform this Agreement and consummate the transactions described herein, and it has taken all such actions as may be necessary to obtain legal and valid authorization with respect to this
Agreement and all transactions described herein. This Agreement, when executed by the Transferor, will constitute its legal, valid and binding obligation. 

III. Liabilities for Breach of Contract: 
 The parties must,
immediately upon the effectiveness of this Agreement, perform this Agreement conscientiously. Failure by either party to fully perform its obligations hereunder shall be held liable in accordance with the provisions of applicable laws and this
Agreement. 
 IV. Alteration or Rescission: 
 This Agreement
may be altered or rescinded upon consensus through negotiations by the parties. The parties shall enter into a separate agreement with respect to any alteration or rescission hereof through negotiations. 

V. Burden of Costs: 
 All costs incurred in connection with the
Equity Transfer (e.g. notarization, evaluation or audit, AIC registration of change or otherwise) shall be for the account of the Transferor. 
 VI. Dispute
Resolution: 
 Any dispute arising from or in connection with this Agreement shall be resolved by the parties through amicable negotiations; should such
negotiations fail, either party may refer the dispute to [Beijing Arbitration Commission] for arbitration in [Beijing] in accordance with its then effective arbitration rules. 

VII. Effectiveness: 
 This Agreement shall become effective as of
the date on which the parties affix hereunto their signatures and seals. The parties shall, upon effectiveness of this Agreement, go through procedures for registration of change with the competent administration for industry and commerce in
accordance with applicable laws. 
 VIII. This Agreement may be executed in several copies, with each party holding one (1) copy, the Company holding
one (1) copy, and the remaining copies being submitted to relevant authorities. 
 (Followed by signature pages) 

 (Signature page) 
  

	
	Transferors:
	
	Peng Jun
	
	By:

  

	
	Tang Mei
	
	By:

 (Signature page) 

Transferee: 
 Sky City (Beijing) Technology Co., Ltd. (Seal)

 Legal Representative:

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