Document:

Form of Warrant Agreement

 Exhibit 4.2 
 EXHIBIT 4.2 – FORM OF WARRANT AGREEMENT 
 WARRANT AGREEMENT 
 This Warrant Agreement (the “Agreement”), made and entered into as of
                     , 200    , by and between INFO-HOLD, INC., a Delaware corporation (the
“Company”), and Florida Atlantic Stock Transfer, a              corporation, as Warrant Agent (the “Warrant Agent”). 
 WITNESSETH THAT: 
 WHEREAS, pursuant to its
initial public offering (the “IPO”), the Company will offer 8,000,000 units (“Units”), each Unit consisting of one share of the Company’s $.0000001 par value common stock (the “Common Stock”) and one warrant to
purchase one share of Common Stock (a “Warrant”). 
 WHEREAS, the Company desires the Warrant Agent to act on behalf of the
Company, and the Warrant Agent is willing to so act, in connection with the issuance, registration, transfer, exchange and redemption of the Warrants, the issuance of Warrant Certificates, the exercise of the Warrants, and the rights of the holders
thereof. 
 NOW THEREFORE, in consideration of the premises and the mutual agreements hereinafter set forth and for the purposes of defining
the terms and provisions of the Warrants and the certificates representing the Warrants (the “Warrant Certificates”) and the respective rights and obligations thereunder of the Company, the Registered Holders and the Warrant Agent, the
parties hereto agree as follows: 
 SECTION 1. DEFINITIONS. 
 As used herein, the following terms shall have the following meanings, unless the context shall otherwise require: 
 1.1. “Corporate Office” shall mean the office of the Warrant Agent (or its successor) at which at any particular time its principal business shall be administered, which office is located at the date hereof at 4120 Airport Road,
Cincinnati, Ohio. 
 1.2. “Exercise Date” shall mean the date on which the Warrant Agent shall have received both (a) the
Warrant Certificate representing a Warrant, with the exercise form thereon duly executed by the Registered Holder thereof or his attorney duly authorized in writing, and (b) payment in case, or by official bank or certified check made payable
to the Company, of an amount in lawful money of the United States of America equal to the applicable Purchase Price. 

 1.3. “Initial Warrant Exercise Date” shall mean the date which is the date that the Units
separate. 
 1.4. “Purchase Price” shall mean the purchase price to be paid upon exercise of each Warrant in accordance with the
terms hereof, which price shall be equal to $0.30, subject to adjustment from time to time pursuant to the provisions of Section 8 hereof. 
 1.5. “Registered Holder” shall mean the person in whose name any certificate representing Warrants shall be registered on the books maintained by the Warrant Agent pursuant to Section 6. 
 1.6. “Transfer Agent” shall mean Florida Atlantic Stock Transfer, as the Company’s transfer agent, or its authorized successor, as such.

 1.7. “Warrant Expiration Date” shall mean 5:00 p.m., Delaware time, on that date which is 2 years after the date that the Units
separate; provided that if such date shall in the State of Delaware be a holiday or a day on which banks are authorized to close, then 5:00 p.m., Denver, Delaware time, on the next following day which in the State of Delaware is not a holiday or a
day on which banks are authorized to close. Upon notice to the Registered Holders, the Company shall have the right to extend the warrant expiration date of the Warrants. 
 SECTION 2. WARRANTS AND ISSUANCE OF WARRANT CERTIFICATES. 
 2.1. A Warrant shall initially entitle the
Registered Holder of the Warrant Certificate representing such Warrant to purchase one share of Common Stock upon the exercise thereof, in accordance with the terms hereof; subject to modification and adjustment as provided in Section 8.

 2.2. Upon execution of this Agreement, the Company shall furnish the Warrant Agent with a sufficient quantity of blank Warrant
Certificates and from time to time will renew such supply upon the reasonable request of the Warrant Agent. Such blank Warrant Certificates shall be properly signed by the Company authorized by law and in accordance with the Company’s by-laws
to sign such Warrant Certificates. Upon written order of the Company signed by its President and by another duly authorized officer, the Warrant Certificates shall be manually countersigned by the Warrant Agent and shall not be valid for any purpose
unless so countersigned, issued and delivered by the Warrant Agent pursuant to this Agreement. 
 2.3. From time to time, up to the Warrant
Expiration Date, the Transfer Agent shall countersign and deliver stock certificates in required whole number denominations representing an aggregate of 8,000,000 shares of Common Stock, subject to adjustment as described herein, upon the exercise
of the Warrants in accordance with this Agreement. 
 2.4. From time to time, up to the applicable Warrant Expiration Date, the Warrant Agent
shall countersign and deliver Warrant Certificates in required whole number denominations to the persons entitled thereto in connection with any transfer or exchange permitted under this Agreement; provided that no Warrant Certificates shall be
issued except 
  

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 (a) those initially issued hereunder; 
 (b) those issued on or after the Initial Warrant Exercise Date, upon the exercise of fewer than all Warrants represented by the respective Warrant
Certificate, to evidence any unexercised Warrants held by the exercising Registered Holder; 
 (c) those issued upon any transfer or exchange
pursuant to Section 6; 
 (d) those issued in replacement of lost, stolen, destroyed or mutilated Warrant Certificates pursuant to
Section 7; and 
 (e) at the option of the Company, in such form as may be approved by its Board of Directors, to reflect any adjustment
or change in the Purchase Price, or the number of shares of Common Stock purchasable upon exercise of the Warrants. 
 SECTION 3. FORM AND EXECUTION OF
WARRANT CERTIFICATES. 
 3.1. The Warrant Certificates shall be substantially in the form annexed hereto as Exhibit A (the provisions of
which are hereby incorporated herein) and may have such letters, numbers or other marks of identification or designation and such legends, summaries or endorsements printed, lithographed or engraved thereon as the Company may deem appropriate and as
are not inconsistent with the provisions of this Agreement, or as may be required to comply with any law or with any rule or regulation made pursuant thereto or with any rule or regulation of any stock exchange on which the Warrants may be listed,
or to conform to usage. The Warrant Certificates shall be dated the date of issuance thereof (whether upon initial issuance, transfer, exchange or in lieu of mutilated, lost, stolen or destroyed Warrant Certificates) and issued in registered form.

 Warrants shall be numbered serially with the letter W. 
 3.2. Warrant Certificates shall be properly signed on behalf of the Company by officers of the Company authorized by law and in accordance with the Company’s by-laws to sign such Warrant Certificates. Warrant
Certificates shall be manually countersigned by the Warrant Agent and shall not be valid for any purpose unless so countersigned. In case any officer of the Company who shall have signed any of the Warrant Certificates shall cease to be such officer
of the Company before the date of issuance of the Warrant Certificates or before countersignature by the Warrant Agent, such Warrant Certificate may be issued and delivered with the same force and effect as though the person who signed such Warrant
Certificates had not ceased to be such officer of the Company. After countersignature by the Warrant Agent, Warrant Certificates shall be delivered by the Warrant Agent to the Registered Holder without further action by the Company, except as
otherwise provided by Section 4 hereof. 
 SECTION 4. EXERCISE AND REDEMPTION 
  

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 4.1. Each Warrant may be exercised by the Registered Holder thereof at any time on or after the Initial
Exercise Date, but not after the Warrant Expiration Date, upon the terms and subject to the conditions set forth herein and in the Warrant Certificate. A Warrant shall be deemed to have been exercised immediately prior to the close of business on
the Exercise Date and the person entitled to receive the Common Stock deliverable upon such exercise shall be treated for all purposes as the holder upon exercise thereof as of the close of business on the Exercise Date. As soon as practicable on or
after the Exercise Date, the Warrant Agent shall deposit the proceeds received from the exercise of a Warrant and shall notify the Company in writing, by mail or by telecopy of the exercise of the Warrants. Promptly following, and in any event
within three (3) days after the date of such notice from the Warrant Agent, the Warrant Agent, on behalf of the Company, shall cause to be issued and delivered by the Transfer Agent, to the person or persons entitled to receive the same, a
certificate or certificates for the securities deliverable upon such exercise, (plus a Warrant Certificate for any remaining unexercised Warrants of the Registered Holder) unless within 24 hours of the receipt of the notice, the Company shall
instruct the Warrant Agent by telecopy to refrain from causing such issuance of Warrant Certificates pending clearance of checks received in payment of the Purchase Price pursuant to such Warrants. Upon the exercise of any Warrant and clearance of
the funds received, the Warrant Agent shall promptly remit the payment received for the Warrant to the Company or as the Company may direct in writing. 
 4.2. The Company reserves the right to call the Warrants, at any time after             , 2007 and prior to their exercise, with a notice of call in
writing to the Registered Holders, giving 30 days’ notice of such call at any time after the Warrant becomes exercisable. The call price of the Warrants is to be $0.01 per Warrant. Any Warrant either not exercised, or tendered back to the
Company by the end of the date specified in the notice of call, shall be canceled on the books of the Company and have no further value except for the $0.01 call price. 
 SECTION 5. RESERVATION OF SHARES; LISTING; PAYMENT OF TAXES; ETC. 
 5.1. The Company’s Articles of
Incorporation authorize the issuance of 200,000,000 shares of Common Stock. The Company covenants that it will at all times reserve and keep available out of its authorized Common Stock, solely for the purpose of issue upon exercise of Warrants,
such number of shares of Common Stock as shall be issuable upon the exercise of all outstanding Warrants. The Company covenants that all shares of Common Stock which shall be issuable upon exercise of the Warrants shall, at the time of delivery, be
duly and validly issued, fully paid, nonassessable and free from all taxes, liens and charges with respect to the issue thereof (other than those which the Company shall promptly pay or discharge). The Company covenants that it will at all times
keep a current registration statement with the U.S. Securities and Exchange Commission to allow the exercise of the Warrants. 
 5.2.
Warrants may not be exercised by, or shares of Common Stock issued to, any Registered Holder in any state in which such exercise would be unlawful. The Warrant Agent will not have any duty or responsibility for determining if the registration would
be unlawful. 
  

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 5.3. The Company shall pay all documentary, stamp or similar taxes and other governmental charges that
may be imposed with respect to the issuance of Warrants, or the issuance, or delivery of any shares upon exercise of the Warrants; provided, however, that if the shares of Common Stock are to be delivered in a name other than the name of the
Registered Holder of the Warrant Certificate representing any Warrant being exercised, then no such delivery shall be made unless the person requesting the same has paid to the Warrant Agent the amount of transfer taxes or charges incident thereto,
if any. 
 5.4. The Warrant Agent is hereby irrevocably authorized to requisition the Company’s Transfer Agent from time to time for
certificates representing shares of Common Stock required upon exercise of the Warrants, and the Company will authorize the Transfer Agent to comply with all such proper requisitions. The Company will file with the Warrant Agent a statement setting
forth the name and address of the Transfer Agent of the Company for shares of Common Stock issuable upon exercise of the Warrants. 
 SECTION 6. EXCHANGE AND
REGISTRATION OF TRANSFER. 
 6.1. Warrant Certificates may be exchanged for other Warrant Certificates representing an equal aggregate number
of Warrants of the same class or may be transferred in whole or in part. Warrant Certificates to be exchanged shall be surrendered to the Warrant Agent at the Corporate Office, and upon satisfaction of the terms and provisions hereof, the Company
shall execute and the Warrant Agent shall countersign, issue and deliver in exchange therefore the Warrant Certificate or Certificates which the Registered Holder making the exchange shall be entitled to receive. 
 6.2. The Warrant Agent shall keep at the Corporate Office books in which, subject to such reasonable regulations as it may prescribe, it shall register
Warrant Certificates and the transfer thereof in accordance with its regular practice. Upon due presentment for registration or transfer of any Warrant Certificate at such office, the Company shall execute and the Warrant Agent shall issue and
deliver to the transferee or transferees a new Warrant Certificate or Certificates representing an equal aggregate number of Warrants of the same class. 
 6.3. With respect to all Warrant Certificates presented for registration or transfer, or for exchange or exercise, the Warrant Agent shall from time to time register the transfer, exchange or exercise of any
outstanding Warrant Certificate upon records maintained by the Warrant Agent for such purpose upon surrender of such Warrant Certificate to the Warrant Agent, accompanied by appropriate instruments of transfer in form satisfactory to the Company and
the Warrant Agent and duly executed by the Registered Holder or a duly authorized attorney. 
 6.4. A service charge may be imposed by the
Warrant Agent for registration or transfer or for exchange of Warrant Certificates. In addition, the Company may require payment by such holder of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection
therewith. 
  

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 6.5. All Warrant Certificates surrendered for exercise or for exchange in case of mutilated Warrant
Certificates shall be promptly canceled by the Warrant Agent and thereafter retained by the Warrant Agent until termination of this Agreement or resignation as Warrant Agent, or, disposed of or destroyed, at the direction of the Company, within the
retention guidelines prescribed by any Federal, State or banking regulatory authority. 
 6.6. Prior to due presentment for registration or
transfer thereof, the Company and the Warrant Agent may deem and treat the Registered Holder of any Warrant Certificate as the absolute owner thereof and of each Warrant represented thereby (notwithstanding any notations of ownership or writing
thereon made by anyone other than a duly authorized officer of the Company or the Warrant Agent) for all purposes and shall not be affected by any notice to the contrary. 
 SECTION 7. LOSS OR MUTILATION. 
 7.1. Upon receipt by the Company and the Warrant Agent of evidence
satisfactory to them of the ownership of and loss, theft, destruction or mutilation of any Warrant Certificate and (in case of loss, theft or destruction) of indemnity satisfactory to them, and (in the case of mutilation) upon surrender and
cancellation thereof the Company shall execute and the Warrant Agent shall (in the absence of notice to the Company and/or Warrant Agent that the Warrant Certificate has been acquired by a bonafide purchaser) countersign and deliver to the
Registered Holder in lieu thereof a new Warrant Certificate of like tenor representing an equal aggregate number of Warrants of that same class. Applicants for a substitute Warrant Certificate shall comply with such other reasonable regulations and
pay such other reasonable charges as the Warrant Agent may prescribe. 
 SECTION 8. ADJUSTMENT OF EXERCISE PRICE AND NUMBER OF SHARES OF COMMON STOCK OR
WARRANTS. 
 8.1. The Company may elect, upon any adjustment of the Purchase Price hereunder, to adjust the number of Warrants of each or any
class outstanding, in lieu of the adjustment in the number of shares of Common Stock purchasable upon the exercise of each Warrant as hereinabove provided, so that each Warrant outstanding after such adjustment shall represent the right to purchase
one share of Common Stock. Each Warrant held of record prior to such adjustment of the number of Warrants of each or any class shall become that number of Warrants (calculated to the nearest tenth) determined by multiplying the number one by a
fraction, the numerator of which shall be the Purchase Price in effect immediately prior to stock adjustment and the denominator of which shall be the Purchase Price in effect immediately after such adjustment. Upon each adjustment of the number of
Warrants pursuant to this Section 8.1, the Company shall, as promptly as practicable, cause to be distributed to each Registered Holder of Warrant Certificates on the date of such adjustment Warrant Certificates evidencing, subject to
Section 9 hereof, the number of additional Warrants of each class to which such Registered Holder shall 

  

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be entitled as a result of such adjustment or, at the option of the Company, cause to be distributed to such Registered Holder in substitution and
replacement for the Warrant Certificates held by him prior to the date of adjustment (and upon surrender thereof, if required by the Company) new Warrant Certificates evidencing the number of Warrants of each class to which such Registered Holder
shall be entitled after such adjustment. 
 8.2. In case of any reclassification, capital reorganization or other change of outstanding
shares of Common Stock, or in case of any consolidation or merger of the Company with or into another corporation (other than a consolidation or merger in which the Company is the continuing corporation and which does not result in any
reclassification, capital reorganization or other change of outstanding shares of Common Stock), or in case of any sale or conveyance to another corporation of the property of the Company as, or substantially as, an entirety (other than a
sale/leaseback, mortgage or other financing transaction), the Company shall cause effective provision to be made so that each holder of a Warrant then outstanding shall have the right thereafter, by exercising such Warrant, to purchase the kind and
number of shares of stock or other securities or property (including cash) receivable upon such reclassification, capital reorganization or other change, consolidation, merger, sale or conveyance by a holder of the number of shares of Common Stock
that might have been purchased upon exercise of such Warrant immediately prior to such reclassification, capital reorganization or other change, consolidation, merger, sale or conveyance. Any such provision shall include provision for adjustments
that shall be as nearly equivalent as may be practicable to the adjustments provided for in this Section 8.2. The foregoing provisions shall similarly apply to successive reclassifications, capital reorganizations and other changes of
outstanding shares of Common Stock and to successive consolidations, mergers, sales or conveyances. 
 8.3. After each adjustment of the
Purchase Price pursuant to this Section 8, the Company will promptly prepare a certificate signed by the President and by the Secretary or an Assistant Secretary, of the Company setting forth: 
 (a) the Purchase price as so adjusted, 
 (b)
the number of shares of Common Stock purchasable upon exercise of each Warrant after such adjustment, and, if the Company shall have elected to adjust the number of Warrants, the number of Warrants to which the Registered Holder of each Warrant
shall then be entitled, and 
 (c) a brief statement of facts accounting for such adjustment. The Company will promptly file such certificate
with the Warrant Agent and cause a brief summary thereof to be sent by ordinary first class mail to each registered holder of Warrants at his last address as it shall appear on the registry books of the Warrant Agent. No failure to mail such notice
nor any defect therein or in the mailing thereof shall affect the validity thereof except as to the Registered Holder to whom the Company failed to mail such notice, or except as to the Registered 

  

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Holder whose notice was defective. The affidavit of an officer of the Warrant Agent or the Secretary or an Assistant Secretary of the Company that such
notice has been mailed shall, in the absence of fraud, be prima facie evidence of the facts stated therein. 
 8.4. As used in this
Section 8, the term “Common Stock” shall mean and include the Company’s Common Stock authorized on the date of the original issue of the Warrants and shall also include any capital stock of any class of the Company thereafter
authorized which shall not be limited to a fixed sum or percentage in respect of the rights of the holders thereof to participate in dividends and in the distribution of assets upon the voluntary liquidation, dissolution or winding up of the
Company; provided, however, that the shares issuable upon exercise of the Warrants shall include only shares of such class designated in the Company’s Articles of Incorporation as Common Stock on the date of the original issue of the Warrants
or (i), in the case of any reclassification, change, consolidation, merger, sale or conveyance of the character referred to in Section 8.2, hereof, the stock, securities or property provided for in such section or (ii), in the case of any
reclassification or change in the outstanding shares of Common Stock issuable upon exercise of the Warrants as a result of a subdivision or combination or consisting of a change in par value, or from par value to no par value, or from no par value
to par value, such shares of Common Stock as so reclassified or changed. 
 8.5. Any determination as to whether an adjustment in the
Purchase Price in effect hereunder is required pursuant to Section 8, or as to the amount of any such adjustment, if required, shall be binding upon the holders of the Warrants and the Company if made in good faith by the Board of Directors of
the Company. 
 8.6. The Warrant Agent assumes no responsibility for any determination under this Section and will act only in accordance
with the written directions of the Company and its counsel. 
 SECTION 9. FRACTIONAL WARRANTS AND FRACTIONAL SHARES. 
 9.1. If the number of shares of Common Stock purchasable upon the exercise of each Warrant is adjusted pursuant to Section 8 hereof, the Company
shall nevertheless not be required to issue fractions of shares, upon exercise of the Warrants or otherwise, or to distribute certificates that evidence fractional shares. With respect to any fraction of a share called for upon any exercise hereof,
the Company shall pay to the Holder an amount in cash equal to such fraction multiplied by the current market value of such fractional shares, determined as follows: 
 (a) If the Common Stock is listed on a national securities exchange or admitted to unlisted trading privileges on such exchange or listed for trading on the Nasdaq Stock Market, the current value shall be the last
reported sale price of the Common Stock on such exchange on the last business day prior to the date of exercise of this Warrant or if no such sale is made on such day, the average closing bid and asked prices for such day on such exchange; or

  

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 (b) If the Common Stock is not listed or admitted to unlisted trading privileges, the current value shall
be the mean of the last reported bid and asked prices reported by the National Quotation Bureau, Inc. on the last business day prior to the date of the exercise of this Warrant; or 
 (c) If the Common Stock is not so listed or admitted to unlisted trading privileges and bid and asked prices are not so reported, the current value shall
be an amount determined in such reasonable manner as may be prescribed by the Board of Directors of the Company. 
 SECTION 10. WARRANT HOLDERS NOT DEEMED
STOCKHOLDERS. 
 10.1. No Registered Holder shall, as such, be entitled to vote or to receive dividends or be deemed the holder of Common
Stock that may at any time be issuable upon exercise of such Warrants for any purpose whatsoever, nor shall anything contained herein be construed to confer upon the Registered Holder, as such, any of the rights of a stockholder of the Company or
any right to vote for the election of directors or upon any matter submitted to stockholders at any meeting thereof or to give or withhold consent to any corporate action (whether upon any recapitalization, issue or reclassification of stock, change
of par value or change of stock to no par value, consolidation, merger or conveyance or otherwise), or to receive notice of meetings, or to receive dividends or subscription rights, until such Registered Holder shall have exercised such Warrants and
been issued shares of Common Stock in accordance with the provisions hereof. 
 SECTION 11. RIGHTS OF ACTION. 
 11.1. All rights of action with respect to this Agreement are vested in the respective Registered Holders, and any Registered Holder, without consent of
the Warrant Agent or of the holder of any other Warrant, may, in his own behalf and for his own benefit, enforce against the Company his right to exercise his Warrants for the purchase of shares of Common Stock in the manner provided in the Warrant
Certificate and this Agreement. 
 SECTION 12. AGREEMENT OF WARRANT HOLDERS. 
 12.1. Every Registered Holder, by his acceptance thereof, consents and agrees with the Company, the Warrant Agent and every other holder of a Warrant that: 
 (a) The Warrants are transferable only on the registry books of the Warrant Agent by the Registered Holder thereof in person or by his attorney duly
authorized in writing and only if the Warrant Certificates representing such Warrants are surrendered at the office of the Warrant Agent, duly endorsed or accompanied by a proper instrument of transfer satisfactory to the Warrant Agent and the
Company in their sole discretion, together with payment of any applicable transfer taxes; and 
  

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 (b) The Company and the Warrant Agent may deem and treat the person in whose name the Warrant Certificate
is registered as the holder and as the absolute, true and lawful owner of the Warrants represented thereby for all purposes, and neither the Company nor the Warrant Agent shall be affected by an notice of knowledge to the contrary, except as
otherwise expressly provided in Section 6 hereof. 
 SECTION 13. CANCELLATION OF WARRANT CERTIFICATES. 
 13.1. If the Company shall purchase or acquire any Warrant or Warrants, the Warrant Certificate or Warrant Certificates evidencing the same shall
thereupon be delivered to the Warrant Agent and canceled by it and retired. 
 SECTION 14. CONCERNING THE WARRANT AGENT. 
 14.1. The Warrant Agent shall act hereunder as agent and in a ministerial capacity for the Company, and its duties shall be determined solely by the
provisions hereof. The Warrant Agent shall not, by issuing and delivering Warrant Certificates or by any other act hereunder be deemed to make any representations as to the validity, value or authorization of the Warrant Certificates or the Warrants
represented thereby or of any securities or other property delivered upon exercise of any Warrant or whether any stock issued upon exercise of any Warrant is fully paid and nonassessable. 
 14.2. The Warrant Agent shall not at any time be under any duty or responsibility to any holder of Warrant Certificates to make or cause to be made any
adjustment of the Purchase Price provided in this Agreement, or to determine whether any fact exists which may require any such adjustments, or with respect to the nature or extent of any such adjustment, when made, or with respect to the method
employed in making the same. It shall not (i) be liable for any recital or statement of facts contained herein or for any action taken, suffered or omitted by it in reliance on any Warrant Certificate or other document or instrument believed by
it in good faith to be genuine and to have been signed or presented by the proper party or parties, (ii) be responsible for any failure on the part of the Company to comply with any of its covenants and obligations contained in this Agreement
or in any Warrant Certificate, or (iii) be liable for any act or omission in connection with this Agreement except for its own negligence or willful misconduct. 
 14.3. The Warrant Agent may at any time consult with counsel satisfactory to it (who may be counsel for the Company) and shall incur no liability or responsibility for any action taken, suffered or omitted by it in
good faith in accordance with the opinion or advice of such counsel. Any notice, statement, instruction, request, direction, order or demand of the Company shall be sufficiently evidenced by an instrument signed by the President, its Secretary, or
Assistant Secretary (unless other evidence in respect thereof is herein specifically prescribed). The Warrant Agent shall not be liable for any action taken, suffered or omitted by it in accordance with such notice, statement, instruction, request,
direction, order or demand believed by it to be genuine. 
  

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 14.4. The Company agrees to pay the Warrant Agent compensation for its services hereunder and to
reimburse it for its expenses hereunder in accordance with the fees listed on Schedule I attached hereto; it further agrees to indemnify the Warrant Agent and save it harmless against any and all losses, expenses and liabilities, including
judgments, costs and counsel fees, for anything done or omitted by the Warrant Agent in the execution of its duties and powers hereunder except losses, expenses and liabilities arising as a result of the Warrant Agent’s negligence or willful
misconduct. 
 14.5. The Warrant Agent may resign its duties and be discharged from all further duties and liabilities hereunder (except
liabilities arising as a result of the Warrant Agent’s own negligence or willful misconduct), after giving 60 days’ prior written notice to the Company. At least 30 days prior to the date such resignation is to become effective, the
Warrant Agent shall cause a copy of such notice of resignation to be mailed to the Registered Holder of each Warrant Certificate at the Company’s expense. Upon such resignation, or any inability of the Warrant Agent to act as such hereunder,
the Company shall appoint a new warrant agent in writing. If the Company shall fail to make such appointment within a period of 30 days after it has been notified in writing of such resignation by the resigning Warrant Agent, then the Registered
Holder of any Warrant Certificate may apply to any court of competent jurisdiction for the appointment of a new warrant agent. Any new Warrant Agent, whether appointed by the Company or by such a court, shall be a bank or trust company having a
capital and surplus, as shown by its last published report to its stockholders, of not less than $10,000,000 or a stock transfer company. After acceptance in writing of such appointment by the new warrant agent is received by the Company, such new
warrant agent shall be vested with the same powers, rights, duties and responsibilities as if it had been originally named herein as the Warrant Agent, without any further assurance, conveyance, act or deed; but, if for any reason it shall be
necessary or expedient to execute and deliver any further assurance, conveyance, act or deed, the same shall be done at the expense of the Company and shall be legally and validly executed and delivered by the resigning Warrant Agent. Not later than
the effective date of any such appointment, the Company shall file notice thereof with the resigning Warrant Agent and shall forthwith cause a copy of such notice to be mailed to the Registered Holder of each Warrant Certificate. 
 14.6. Any corporation into which the Warrant Agent or any new warrant agent may be converted or merged or any corporation resulting from any
consolidation to which the Warrant Agent or any new warrant agent shall be a party or any corporation succeeding to the trust business of the Warrant Agent shall be a successor warrant agent under this Agreement without any further act, provided
that such corporation is eligible for appointment as successor to the Warrant Agent under the provisions of the preceding paragraph. Any such successor warrant agent shall promptly cause notice of its succession as warrant agent to be mailed to the
Company and to the Registered Holder of each Warrant Certificate. 
  

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 14.7. The Warrant Agent, its subsidiaries and affiliates, and any of its or their officers or directors,
may buy and hold or sell Warrants or other securities of the Company and otherwise deal with the Company in the same manner and to the same extent and with like effects as though it were not Warrant Agent. Nothing herein shall preclude the Warrant
Agent from acting in any other capacity for the Company or for any other legal entity. 
 SECTION 15. MODIFICATION OF AGREEMENT. 
 15.1. The Warrant Agent and the Company may by supplemental agreement make any changes or corrections in this Agreement (i) that they shall deem it
appropriate to cure any ambiguity or to correct any defective or inconsistent provision or manifest mistake or error herein contained; or (ii) that they may deem necessary or desirable and which shall not adversely affect the interests of the
Registered Holders; provided, however, that this Agreement shall not otherwise be modified, supplemented or altered in any respect except with the consent in writing of the Registered Holders representing not less than two-thirds of the Warrants,
other than such changes as are specifically prescribed by this Agreement as originally executed. 
 SECTION 16. NOTICES. 
 16.1. All notices, requests, consents and other communications hereunder shall be in writing and shall be deemed to have been made when delivered or
mailed first class registered or certified mail, postage prepaid as follows: if to the Registered Holder of a Warrant Certificate, at the address of such holder as shown on the registry books maintained by the Warrant Agent; if to the Company, at
4120 Airport Road, Cincinnati, Ohio 45226, Attention: Joey Hazenfield, or such other address as may have been furnished to the Warrant Agent in writing by the Company; if to the Warrant Agent, at the Corporate Office. 
 SECTION 17. GOVERNING LAW. 
 17.1. This Agreement shall be
governed by and construed in accordance with the laws of the State of Delaware, without reference to principles of conflicts of law. 
 SECTION 18. BINDING
EFFECT. 
 18.1. This Agreement shall be binding upon and inure to the benefit of the Company and, the Warrant Agent and their respective
successors and assigns, and the Registered Holders of the Warrant Certificates. Nothing in this Agreement is intended or shall he construed to confer upon any other person any right, remedy or claim, in equity or at law, or to impose upon any other
person any duty, liability or obligation. 
  

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 SECTION 19. TERMINATION. 
 19.1. This Agreement shall terminate at the close of business on the Warrant Expiration Date or such earlier date upon which all Warrants have been exercised, except that the obligation of the Warrant Agent to account
to the Company for cash held by it and the provisions of Section 13 hereof shall survive such termination. 
 SECTION 20. COUNTERPARTS. 
 20.1. This Agreement may be executed in several counterparts, which taken together shall constitute a single document. 
 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed as of the date first above written. 
  

					
	INFO-HOLD, INC.
		
	By:	 	  
		 	Name:	 	Joey C. Hazenfield
		 	Title:	 	President
	
	[Warrant Agent]
		
	By:	 	  
	Name:	 		 	
	Title:First Amendment to the Amended and Restated Receivables Contribution and Sale

 Exhibit 4.1 
 EXECUTION COPY 
 FIRST AMENDMENT 
 TO 
 AMENDED AND RESTATED RECEIVABLES 
 CONTRIBUTION AND SALE AGREEMENT 
 THIS FIRST AMENDMENT TO THE AMENDED AND RESTATED
RECEIVABLES CONTRIBUTION AND SALE AGREEMENT, dated as of November 14, 2006 (this “Amendment”) is by and between FIA CARD SERVICES, NATIONAL ASSOCIATION, a national banking association (together with its permitted successors and
assigns “FIA”), and BANC OF AMERICA CONSUMER CARD SERVICES, LLC, a North Carolina limited liability company (together with its permitted successors and assigns “BACCS”). 
 WHEREAS, FIA and BACCS have executed that certain Amended and Restated Receivables Contribution and Sale Agreement, dated as of October 20, 2006 (as
amended and supplemented through the date hereof and as the same may be further amended, supplemented or otherwise modified and in effect from time to time, the “Sale Agreement”); 
 WHEREAS, FIA and BACCS wish to amend the Sale Agreement as provided herein; 
 NOW THEREFORE, in consideration of the promises and the agreements contained herein, the parties hereto agree to amend the provisions of the Sale
Agreement as follows: 
 SECTION 1. Amendment of Section 1.01. Section 1.01 of the Sale Agreement is hereby amended by
inserting the following term in its correct alphabetical order: 
 “Pool Index File” shall mean the file on FIA’s
computer system that identifies the Accounts. 
 SECTION 2. Amendment of Section 2.01(f). Section 2.01(f) of the Sale
Agreement is hereby amended and restated to read in its entirety as follows: 
 “(f) On or prior to the Closing Date, FIA
shall mark its books, records, and computer files to make clear that the Receivables arising in the Initial Accounts and the related Conveyed Assets have been contributed and sold to BACCS under this Agreement and, in connection with such marking,
shall also identify such Initial Accounts in the Pool Index File with either the designation “1994-MT” or with the designation “NONSOLD.” On or prior to each Addition Date, FIA shall mark its books, records, and computer files to
make clear that the Receivables arising in the related Additional Accounts and the related Purchased Assets have been sold to BACCS under 
  

 this Agreement and, in connection with such marking, shall also identify such Additional Accounts in the
Pool Index File with either the designation “1994-MT” or the designation “NONSOLD.” FIA may change the designation identifying any Account in the Pool Index File from “NONSOLD” to “1994-MT” at any time without
any further action. However, except as provided in the immediately preceding sentence, FIA shall not change any of these markings or the identification of any Initial Account or Additional Account in the Pool Index File unless and until that Account
has become an Excluded Account, or FIA has taken all actions that are necessary or appropriate to maintain the perfection and the priority of BACCS’s ownership interest in the related Conveyed Assets. All acts required of FIA in this paragraph
must be taken at FIA’s own expense.” 
 SECTION 3. Effectiveness. The Amendments provided for by this Amendment shall become
effective upon delivery of counterparts of this Amendment, duly executed by the parties hereto. 
 SECTION 4. Counterparts. This
Amendment may be executed in two or more counterparts (and by different parties on separate counterparts), each of which shall be an original, but all of which together shall constitute one and the same instrument. 
 SECTION 5. Governing Law. THIS AMENDMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE, WITHOUT REGARD
TO PRINCIPLES OF CONFLICT OF LAWS. THE PARTIES HERETO DECLARE THAT IT IS THEIR INTENTION THAT THIS AMENDMENT SHALL BE REGARDED AS MADE UNDER THE LAWS OF THE STATE OF DELAWARE AND THAT THE LAWS OF SAID STATE SHALL BE APPLIED IN INTERPRETING ITS
PROVISIONS IN ALL CASES WHERE LEGAL INTERPRETATION SHALL BE REQUIRED. EACH OF THE PARTIES HERETO AGREES (A) THAT THIS AMENDMENT INVOLVES AT LEAST $100,000.00, AND (B) THAT THIS AMENDMENT HAS BEEN ENTERED INTO BY THE PARTIES HERETO IN
EXPRESS RELIANCE UPON 6 DEL. C. § 2708. EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY AND UNCONDITIONALLY AGREES (A) TO BE SUBJECT TO THE JURISDICTION OF THE COURTS OF THE STATE OF DELAWARE AND OF THE FEDERAL COURTS SITTING IN THE STATE OF
DELAWARE, AND (B)(1) TO THE EXTENT SUCH PARTY IS NOT OTHERWISE SUBJECT TO SERVICE OF PROCESS IN THE STATE OF DELAWARE, TO APPOINT AND MAINTAIN AN AGENT IN THE STATE OF DELAWARE AS SUCH PARTY’S AGENT FOR ACCEPTANCE OF LEGAL PROCESS, AND
(2) THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SERVICE OF PROCESS MAY ALSO BE MADE ON SUCH PARTY BY PREPAID CERTIFIED MAIL WITH A PROOF OF MAILING RECEIPT VALIDATED BY THE UNITED STATES POSTAL SERVICE CONSTITUTING EVIDENCE OF
VALID SERVICE, AND THAT SERVICE MADE PURSUANT TO (B)(1) OR (2) ABOVE SHALL, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HAVE THE SAME LEGAL FORCE AND EFFECT AS IF SERVED UPON SUCH PARTY PERSONALLY WITHIN THE STATE OF DELAWARE.

 SECTION 6. Defined Terms and Section References. Capitalized terms used herein and not otherwise defined shall have the meanings
assigned to such terms in the Sale 
  

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 Agreement. All Section or subsection references herein shall mean Sections or subsections of the Sale Agreement, except
as otherwise provided herein. 
  

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 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed by their respective
officers as of the day and year first above written. 
  

			
	FIA CARD SERVICES, NATIONAL ASSOCIATION
		
	By:	 	 /s/ Scott McCarthy

	Name:	 	Scott McCarthy
	Title:	 	Senior Vice President

  

			
	BANC OF AMERICA CONSUMER CARD SERVICES, LLC
		
	By:	 	 /s/ Scott McCarthy

	Name:	 	Scott McCarthy
	Title:	 	Senior Vice President

  

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