Document:

Auto Direct Holdings, Inc. Exhibit 10.1

CONSENT OF SF PARTNERSHIP, LLP

The undersigned, SF Partnership LLP, hereby consents to the use of our name and the use of our opinion dated March 21, 2007 on the financial statements of Auto Direct Holdings Inc. And Subsidiary as at December 31, 2006 and 2005 included in the registration statement being filed with the Securities and Exchange Commission by Auto Direct Holdings Inc. And Subsidiary on form SB-1.

/s/ SF PARTNERSHIP, LLP

SF PARTNERSHIP, LLP

Toronto, Ontario

  CHARTERED ACCOUNTANTS

May 14, 2007March 1, 2007

HABANERO RESOURCES INC.

March 30, 2007

Attn: Bernard McDougall

Micron Enviro Systems, Inc. 

789 W. Pender Street, Suite 1205

Vancouver, BC V6C 1H2

Dear Mr. McDougall:

RE:  

Precision Rentals Outstanding Balance on Enchant Prospect

Habanero Resources Inc. (“Habanero”) acknowledges that it will be liable for the full balance of the outstanding Precision Rentals invoices in regards to the Enchant Prospect, being CAD $21,560.50 plus interest.  Habanero hereby indemnify and hold harmless Micron Enviro Systems, Inc. against any charges or expenses that may occur in paying for or in any matter settling this outstanding balance. 

Regards,

HABANERO RESOURCES INC. 

/s/ Jason Gigliotti

Jason Gigliotti

President, Director

#1205 – 789 West  Pender Street

      #9

Vancouver, BC  V6C 1H2

Tel: (604) 646-6900

Fax: (604) 689-1733Exhbit 10.22A

    Exhibit
      10.22A

    

      AMENDMENT
        TO THE 

      FIRST
        OAK BROOK BANCSHARES, INC.

      DIRECTORS
        STOCK PLAN

       

      WHEREAS,
        First Oak Brook Bancshares, Inc. (the “Company") has established and maintains
        the First Oak Brook Bancshares, Inc. Directors Stock Plan (the
“Plan”);

       

      WHEREAS,
        the Company now desires to amend the Plan to adopt certain amendments to
        reflect
        the terms of that certain Agreement and Plan of Merger, dated May 1, 2006,
        by
        and between MB Financial, Inc., MBFI Acquisition Corp. and the Company, and
        to
        comply with the requirements of Section 409A of the Internal Revenue Code
        of
        1986, as amended (the “Code”), and guidance issued thereunder, which was added
        to the Code by the American Jobs Creation Act of 2004; and

       

      WHEREAS,
        this Amendment is intended as good faith compliance with the requirements
        of
        Code Section 409A and is to be construed in accordance with Code Section
        409A
        and guidance issued thereunder to date;

       

      NOW,
        THEREFORE, the Plan be and is herby amended as follows:

      1. The
        Plan
        is hereby amended by adding the following new Section 1A immediately after
        Section 1 of the Plan:

      

      “Section
        1A. Termination of the Plan. Pursuant to that certain Agreement and Plan
        of
        Merger, dated May 1, 2006 (‘Merger Agreement’), entered into by and among MB
        Financial, Inc. (‘MBFI’), MBFI Acquisition Corp. and FOBB, the Plan is
        terminated effective as of the day immediately prior to the day of the
‘Effective Time’ as defined in the Merger Agreement.

      

      Any
        Units
        outstanding immediately prior to the Effective Time shall be assumed by MBFI
        and
        payable in accordance with the terms of the Plan, provided that Unites credited
        to each director shall be converted to a number of Units equal to the number
        of
        Unites credited to the director immediately prior to the Effective Time
        multiplied by the ‘Exchange Ratio’ as defined in the Merger Agreement. At and
        after the Effective Time, each outstanding Unit shall represent the right
        to
        receive a share of MBFI Common Stock in accordance with the terms of the
        Plan.
        Upon distribution, cash shall be paid in lieu of any fractional share interest
        of such director.”

      
      2.
Section
        3
        is hereby amended by adding the following at the end of Section
        3:

      “No
        director fees payable after May 1, 2006 shall be paid or payable for shares
        of
        Common Stock or result in additional Units under the Plan. Fees payable after
        May 1, 2006, the receipt of which would otherwise have been deferred as Units
        shall be deferred, with such deferred fees, together with earnings credited
        at
        the same hypothetical investment return applicable to amounts deferred under
        the
        First Oak Brook Bancshares, Inc. Deferred Compensation Plan, payable at the
        time
        Units credited under the Plan are payable. No director fees payable after
        June
        30, 2006 shall be deferred under this Plan.”

       

       

                
        3. The
        Plan
        is amended by adding the following Appendix A immediately after Section 12
        of
        the Plan as a part thereof:

      “APPENDIX
        A"

      

                    Provisions
        Relating to the Code
        Section 409A

      

      	1.  	
              General
                Rules.

            

      

      	(a)  	
              Effective
                Date; Applicability.
                The provisions of this Appendix A will apply to deferrals made under
                the
                Plan beginning with the 2005 calendar year for purposes of complying
                with
                the requirements of Code Section 409A. Except as provided herein
                or
                otherwise required to comply with Code Section 409A, the provisions
                of the
                Plan in effect prior to the adoption of this Appendix A shall to
                continue
                to apply to Units credited as of December 31, 2004, plus Units credited
                thereon after that date.

            

      	(b)  	
              Precedence.The
                provisions of this Appendix A shall supersede the provisions of the
                Plan
                to the extent those provisions are inconsistent with the provisions
                of
                Appendix A.

            

      	(c)  	
              Requirements
                of Code Section 409A Incorporated.The
                Plan is designed to comply with Code Section 409A and the provisions
                of
                the Plan should be interpreted to satisfy the requirements of such
                Code
                Section and the regulations thereunder.

            

      

      	2.  	
              Election
                to Participate.
                At
                the time the director elects to participate to the Plan, he or she
                must
                also elect the date and form of payout for distributions under the
                Plan.

            

      

      	3.  	
              Modification
                or Revocation of Election.
                No
                modification of the date and form of payout of distribution may be
                made.

            

      

      	4.  	
              Timing
                of Distribution of Benefits.
                Distributions of a director’s account under the Plan shall be made at the
                time specified in the director’s election
                form.

            

      

      	5.  	
              Form
                of Payment or Payments.
                Benefits which become payable to the director shall be paid in the
                form
                elected by the director as specified in the director’s election
                form.

            

      

      	6.  	
              No
                Accelerated Distributions.
                No
                acceleration of payout will be
                permitted.”

            

      

      

      IN
        WITNESS WHEREOF, this Amendment has been executed this 25th
        day of
        August 2006, effective as of May 1, 2006 or such other dates referred to
        herein.

      

                                              FIRST
        OAK BROOK
        BANCSHARES, INC.

      

                                              By:
/s/
        Rosemarie Bouman 

                                              Rosemarie
        Bouman

                                              Executive
        Vice
        President, Chief Operating

                                              Officer
        and Chief
        Financial OfficerExhibit 10.27A

    Exhibit
      10.27A

    
 

    AMENDMENT
      TO THE 

    FIRST
      OAK BROOK BANCSHARES, INC.

    EXECUTIVE
      COMPENSATION PLAN

    (Effective
      as of November 1, 1997)

    

    WHEREAS,
      First Oak Brook Bancshares, Inc. (the “Company) has established and maintains
      the First Oak Brook Bancshares, Inc. Executive Deferred Compensation Plan,
      effective as of November 1, 1997 (the “Plan”); and

     

    WHEREAS,
      the Company now desires to amend the Plan to adopt certain amendments to comply
      with the requirements of Section 409A of the Internal Revenue Code of 1986,
      as
      amended (the “Code”), and guidance issued therehunder, which was added to the
      Code by the American Jobs Creation Act of 2004; and

     

    WHEREAS,
      this Amendment is intended as good faith compliance with the requirements of
      Code Section 409A and is to be construed in accordance with Code Section 409A
      and guidance issued thereunder to date;

     

    NOW,
      THERFORE, the Plan be and is herby amended, by adding the following Appendix
      A
      immediately after Article X of the Plan as a part thereof:

    APPENDIX
      A

    Provisions
      Relating to Code Section 409A

    

    
      	1.  	
              General
                Rules

            

    

    

    
      	(a)  	
              Effective
                Date; Applicability.
                The provisions of this Appendix A will apply to deferrals made under
                the
                Plan beginning with the 2005 calendar year and to all unvested Account
                balances as of December 31, 2004 for purposes of complying with the
                requirements of Code Section 409A. Except as provided herein or otherwise
                required to comply with the Code Section 409A, the provisions of
                the Plan
                in effect prior to the adoption of this Appendix A shall to continue
                to
                apply to vested Account balances as of December 31, 2004, including
                earnings and losses credited thereon after such
                date.

            

    

    
      	(b)  	
              Precedence.
                The provisions of this Appendix A shall supersede the provisions
                of the
                Plan to the extent those provisions are inconsistent with the provisions
                of this Appendix A.

            

    

    
      	(c)  	
              Requirements
                of Code Section 409A Incorporated.
                The Plan is designed to comply with Code Section 409A and the provisions
                of the Plan should be interpreted to satisfy the requirements of
                such Code
                Section and regulations thereunder.

            

    

    

    
      	2.  	
              Definitions.
                The following definitions are added to the
                Plan:

            

    

    

    
      	(a)  	
              “Identification
                Period” means the twelve (12) month period ending each December
                31.

            

    

    
      	(b)  	
              “Key
                Employee” means a Participant who at any time during an applicable
                Identification Period satisfies the definition of key employee set
                forth
                in Code Section 416(i), without regard to paragraph (5) of such Code
                Section (as described below).

            

    

    

    
      	(i)  	
              Code
                Section 416(i) generally provides that an employee is a Key Employee
                if
                such employee is:

            

    

    

    
      	(1)  	
              an
                officer of the Company having an annual compensation great than $135,000
                (as increased per the terms of Code Section
                416(i)(A)),

            

    

    
      	(2)  	
              a
                5-percent owner of the Company (per the terms of Code Section
                416(i)(1)(B)(i)),

            

    

    
      	(3)  	
              a
                1-percent owner of the Company (per the terms of Code Section
                416(i)(1)(B)(ii)) having annual compensation from the Company of
                more than
                $150,000.

            

    

    

    
      	(ii)  	
              For
                purposes of clause (i)(1) above, no more than 50 Employees (or, if
                lesser,
                the greater of 3 or 10 percent of the Employees) shall be treated
                as
                officers.

            

    

    

    
      	(c)  	
              “Specified
                Employee” means, for an applicable twelve (12) month period beginning on
                April 1, a Key Employee during the Identification Period ending on
                the
                December 31 immediately preceding such April
                1.

            

    

    

    
      	3.  	
              Election
                under Participation Agreement.
                At
                the time the Participant elects to make deferrals to the Plan, he
                or she
                must also elect the date and form of payout for such
                deferrals.

            

    

    

    
      	4.  	
              Modification
                or Revocation of Election.
                Notwithstanding any provision of the Plan to the contrary, a Participant
                may only modify his or her distribution election dates so long as
                such
                modification is made at least twelve (12) months prior to the date
                the
                deferred amount would otherwise have been payable and the modification
                defers distribution of such deferred amount five (5) years from the
                date
                the original distribution would have been
                made.

            

    

    

    
      	5.  	
              Timing
                of Distribution of
                Benefits.

            

    

    

    
      	(a)  	
              Distribution
                of a Participant’s Account shall be made at the time specified in the such
                election unless the Participant’s employment terminates prior to such
                time, in which event distribution shall be made as provided
                below.

            

    

    

    A
      Participant’s entire Account shall be distributed to him or her (or his
      Beneficiary in the event of his death) following the earliest to occur of the
      following:

    

    
      	(i)  	
              the
                Participant’s death;

            

    

    
      	(ii)  	
              the
                Participant’s Retirement Date; or

            

    

    
      	(iii)  	
              the
                Participant’s other termination of
                employment.

            

    

    

    
      	(b)  	
              Notwithstanding
                any provision of the Plan to the contrary, a distribution from the
                Plan to
                a Participant who is a Specified Employee shall comply with Code
                Section
                409A(a)(2)(B)(i) and the regulation thereunder, which generally provides
                that a distribution of amounts attributable to deferrals to which
                this
                Appendix A applies to a Specified Employee of amounts attributable
                to
                deferrals to which this Appendix A applies triggered by termination
                of
                employment or other separation from service may not commence prior
                to the
                date six (6) months after the date of termination (or, if earlier,
                the
                date of death of the Participant). Amounts that would otherwise be
                distributed to the Participant during such six (6) month period shall
                be
                accumulated and paid to the Participant as of the first day of the
                seventh-month following termination of employment or separation from
                service.

            

    

    

    
      	6.  	
              Form
                of Payment or Payments.
                Benefits which become payable after the Participant’s Retirement Date or
                his or her death shall be paid in the form elected by the Participant
                upon
                his or her initial deferral election form. If the Participant does
                not
                properly elect a form of distribution, the Participant’s Account shall be
                paid in a lump sum. The form elected may not be
                modified.

            

    

    

    
      	7.  	
              No
                Accelerated Distributions.
                No
                acceleration of payout will be permitted, except for hardship withdrawals
                as set forth in the Plan.

            

    

    

    
      	8.  	
              Hardship
                Withdrawals.
                A
                hardship withdrawal will only be permitted if the Committee determines
                that the Participant has incurred an unforeseen severe financial
                hardship.

            

    

    

    IN
      WITNESS WHEROF, this Amendment has been executed this August 25, 2006, effective
      as of the dates set forth herein.

    

    FIRST
      OAK BROOK BANCSHARES, INC.

    

                        By:
/s/
      Rosemarie Bouman 

                        Rosemarie
      Bouman

                        Executive
      Vice
      President, Chief Operating

                        Officer
      and Chief
      Financial Officer

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