Document:

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                                                                      EXHIBIT 4e

                       21ST CENTURY TELECOM GROUP, INC.
                        ISP EMPLOYEE STOCK OPTION PLAN

1.   Establishment and Purpose

     21st Century Telecom Group, Inc., an Illinois corporation (the
"Company"), hereby establishes the 21st Century Telecom Group, Inc. ISP
Employee Stock Option Plan (the "Plan"). The purpose of the Plan is to encourage
those employees of the Company and its Affiliates who were formerly employees of
EnterAct, L.L.C. prior to its merger with and into an Affiliate of the Company,
to acquire a proprietary interest in the growth and performance of the Company
and to generate an increased incentive to contribute to the long-term success
and prosperity of the Company.

2.   Definitions

     Under this Plan, except where the context otherwise indicates, the
following definitions apply:

     (a)  "Affiliate" shall mean any entity, whether now or hereafter existing,
which controls, is controlled by, or is under common control with, the Company
(including, but not limited to, joint ventures, limited liability companies, and
partnerships). For this purpose, "control" shall mean ownership of 50% or more
of the total combined voting power or value of all classes of stock or interests
of the entity.

     (b)  "Award" shall mean any nonstatutory stock option granted under the
Plan, which option is not intended to qualify as an "incentive stock option"
within the meaning of Code section 422.

     (c)  "Board" shall mean the Board of Directors of the Company.

     (d)  "Code" shall mean the Internal Revenue Code of 1986, as amended, and
any regulations promulgated thereunder.

     (e)  "Common Stock" shall mean shares of common stock of the Company, no
par value per share.

     (f)  "Exchange Act" shall mean the Securities Exchange Act of 1934, as
amended.

     (g)  "Fair Market Value" of a share of the Company's Common Stock for any
purpose on a particular date shall be determined in a manner such as the
Administrator shall in good faith determine to be appropriate. Notwithstanding
the foregoing, in the event the Common Stock shall become registered under
Section 12(b) of the Exchange Act, then thereafter the Fair Market Value of the
Company's Common Stock for any purpose on a particular date shall mean the
average of the closing prices, regular way, on the ten trading days immediately
preceding such date, as reported in the principal consolidated transaction
reporting system with respect to securities listed or admitted to trading on a
national securities exchange or included for quotation on the Nasdaq-National
Market, or if the Common Stock is not so listed or admitted to trading or
included for quotation, the ten-day average quoted price, or if the Common Stock
is not so quoted, the ten-day average of the high bid and low asked prices,
regular way, in the over-the-counter market, as reported by the National
Association of Securities Dealers, Inc. Automated Quotation System or, if such
system is no longer in use, the principal other automated quotations system that
may then be in use or, if the Common Stock is not quoted by any such
organization, the ten-day average of the closing bid and asked prices, regular
way, as furnished by a professional market maker

<PAGE>

making a market in the Common Stock as selected in good faith by the
Administrator or by such other source or sources as shall be selected in good
faith by the Administrator. As used herein, the term "trading day" shall mean a
day on which public trading of securities occur and is reported in the principal
consolidated reporting system referred to above, or if the Common Stock is not
listed or admitted to trading on a national securities exchange or included for
quotation on the Nasdaq-National Market, any business day.

     (h)  "Grant Agreement" shall mean a written document memorializing the
terms and conditions of an Award granted pursuant to the Plan and shall
incorporate the terms of the Plan.

3.   Administration

     (a)  Administration of the Plan. The Plan shall be administered by the
Board or by such committee or committees as may be appointed by the Board from
time to time (the Board, committee or committees hereinafter referred to as the
"Administrator").

     (b)  Powers of the Administrator. The Administrator shall have all the
powers vested in it by the terms of the Plan, such powers to include authority,
in its sole and absolute discretion, to grant Awards under the Plan and
prescribe Grant Agreements evidencing such Awards.

     The Administrator shall have full power and authority to take all other
actions necessary to carry out the purpose and intent of the Plan, including,
but not limited to, the authority to: (i) determine the eligible persons to
whom, and the time or times at which Awards shall be granted; (ii) determine the
types of Awards to be granted; (iii) determine the number of shares to be
covered by each Award; (iv) impose such terms, limitations, restrictions and
conditions upon any such Award as the Administrator shall deem appropriate; (v)
modify, amend, extend or renew outstanding Awards, or accept the surrender of
outstanding Awards and substitute new Awards (provided, however, that, except as
provided in Section 7(d) of the Plan, any modification that would materially
adversely affect any outstanding Award shall not be made without the consent of
the holder); and (vi) accelerate or otherwise change the time in which an Award
may be exercised or becomes payable and to waive or accelerate the lapse, in
whole or in part, of any restriction or condition with respect to such Award,
including, but not limited to, any restriction or condition with respect to the
vesting or exercisability of an Award following termination of any grantee's
employment.

     The Administrator shall have full power and authority, in its sole and
absolute discretion, to administer and interpret the Plan and to adopt and
interpret such rules, regulations, agreements, guidelines and instruments for
the administration of the Plan and for the conduct of its business as the
Administrator deems necessary or advisable.

     (c)  Non-Uniform Determinations. The Administrator's determinations under
the Plan (including without limitation, determinations of the persons to receive
Awards, the form, amount and timing of such Awards, the terms and provisions of
such Awards and the Grant Agreements evidencing such Awards) need not be uniform
and may be made by the Administrator selectively among persons who receive, or
are eligible to receive, Awards under the Plan, whether or not such persons are
similarly situated.

     (d)  Limited Liability. To the maximum extent permitted by law, no member
of the Administrator shall be liable for any action taken or decision made in
good faith relating to the Plan or any Award thereunder.

                                      -2-

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     (e)  Indemnification.  To the maximum extent permitted by law by the
Company's charter and by-laws, the members of the Administrator shall be
indemnified by the Company in respect of all their activities under the Plan.

     (f)  Effect of Administrator's Decision.  All actions taken and decisions
and determinations made by the Administrator on all matters relating to the Plan
pursuant to the powers vested in it hereunder shall be in the Administrator's
sole and absolute discretion and shall be conclusive and binding on all parties
concerned, including the Company, its stockholders, any participants in the Plan
and any other employee or director of the Company, and their respective
successors in interest.

4.   Shares Available for the Plan

     Subject to adjustments as provided in Section 7(d) of the Plan, the shares
of Common Stock that may be issued with respect to Awards granted under the Plan
shall not exceed an aggregate of 98,703 shares of Common Stock.  The Company
shall reserve such number of shares of Common Stock for Awards under the Plan,
subject to adjustments as provided in Section 7(d) of the Plan.  If any Award,
or portion of an Award, under the Plan expires or terminates unexercised,
becomes unexercisable or is forfeited or otherwise terminated, surrendered or
canceled as to any shares, or if any shares of Common Stock are surrendered to
the Company in connection with any Award (whether or not such surrendered shares
were acquired pursuant to any Award), the shares subject to such Award and the
surrendered shares shall thereafter be available for further Awards of that
Series under the Plan.

5.   Participation

     Participation in the Plan shall be open to all employees, officers, and
directors of the Company, or of any Affiliate of the Company, who were
employees of EnterAct, L.L.C. on February 26, 1999, as may be selected by the
Administrator from time to time.

6.   Awards

     The Administrator may from time to time grant Awards to eligible
participants.  Subject to the provisions of this Plan, the Administrator, in
its sole discretion, establishes the terms of all Awards granted under the Plan,
including without limitation the exercise price, the vesting provisions, the
periods of exercisability following termination of employment, and the term of
the Award.  Awards may be granted with an exercise price above, below, or equal
to Fair Market Value at the time of grant, in the Administrator's sole
discretion.  All Awards are subject to the terms and conditions provided in the
Grant Agreement.  Prior to the exercise of an Award and delivery of the share
certificates represented thereby, the grantee shall have none of the rights of a
stockholder with respect to any shares represented by an outstanding Award.

7.   Miscellaneous

     (a)  Withholding of Taxes.  Grantees and holders of Awards shall pay to the
Company or its Affiliate, or make provision satisfactory to the Administrator
for payment of, any taxes required to be withheld in respect of Awards under the
Plan no later than the date of the event creating the tax liability.  The
Company or its Affiliate may, to the extent permitted by law, deduct any such
tax obligations from any payment of any kind otherwise due to the grantee or
holder of an Award.  In the event that payment to

                                      -3-

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the Company or its Affiliate of such tax obligations is made in shares of Common
Stock, such shares shall be valued at Fair Market Value on the applicable date
for such purposes.

     (b)  Loans. The Company or its Affiliate may make or guarantee loans to
grantees to assist grantees in exercising Awards and satisfying any withholding
tax obligations.

     (c)  Transferability. Except as otherwise determined by the
Administrator, no Award granted under the Plan shall be transferable by a
grantee otherwise than by will or the laws of descent and distribution. Unless
otherwise determined by the Administrator in accord with the provisions of the
immediately preceding sentence, an Award may be exercised during the lifetime of
the grantee, only by the grantee or, during the period the grantee is under a
legal disability, by the grantee's guardian or legal representative.

     (d)  Adjustments; Business Combinations. In the event of changes in the
Common Stock of the Company by reason of any stock dividend, spin-off, split-up,
recapitalization, merger, consolidation, business combination or exchange of
shares and the like, the Administrator shall, in its discretion, make
appropriate adjustments to the maximum number and kind of shares reserved for
issuance or with respect to which Awards may be granted under the Plan as
provided in Section 4 of the Plan and to the number, kind and price of shares
covered by outstanding Awards, and shall, in its discretion and without the
consent of holders of Awards, make any other adjustments in outstanding Awards,
including but not limited to reducing the number of shares subject to Awards or
providing or mandating alternative settlement methods such as settlement of the
Awards in cash or in shares of Common Stock or other securities of the Company
or any other entity, or in any other matters which relate to Awards as the
Administrator shall, in its sole discretion, determine to be necessary or
appropriate.

     (e)  Substitution of Awards in Mergers and Acquisitions. Awards may be
granted under the Plan from time to time in substitution for Awards held by
employees or directors of entities who become or are about to become employees
or directors of the Company or an Affiliate as the result of a merger or
consolidation of the employing entity with the Company or an Affiliate, or the
acquisition by the Company or an Affiliate of the assets or equity of the
employing entity. The terms and conditions of any substitute Awards so granted
may vary from the terms and conditions set forth herein to the extent that the
Administrator deems appropriate at the time of grant to conform the substitute
Awards to the provisions of the awards for which they are substituted.

     (f)  Stock Restriction Agreement. As a condition precedent to the grant of
any Award under the Plan or the exercise pursuant to such an Award or to the
delivery of certificates for shares issued pursuant to any Award, the
Administrator may require the grantee or the grantee's successor or permitted
transferee, as the case may be, to become a party to a Stock Restriction
Agreement of the Company in such form as the Administrator may determine from
time to time.

     (g)  Termination, Amendment and Modification of the Plan. The Board may
terminate, amend or modify the Plan or any portion thereof at any time.

     (h)  Non-Guarantee of Employment. Nothing in the Plan or in any Grant
Agreement thereunder shall confer any right on an individual to continue in the
service of the Company or shall interfere in any way with the right of the
Company to terminate such service at any time with or without cause or notice.

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<PAGE>

     (i)  Compliance with Securities Laws; Listing and Registration. The Company
may require that a grantee, as a condition to exercise of an Award, and as a
condition to the delivery of any share certificate, provide to the Company, at
the time of each such exercise and each such delivery, a written representation
that the shares of Common Stock being acquired shall be acquired by the grantee
solely for investment and will not be sold or transferred without registration
or the availability of an exemption from registration under the Securities Act
and applicable state securities laws. No Award granted under the Plan shall be
exercisable unless the exercise of such Award and the issuance and delivery of
shares of Common Stock pursuant thereto shall comply with all relevant
provisions of law, including, without limitation, the Securities Act of 1933, as
amended, the Securities Exchange Act of 1934, as amended, the rules and
regulations promulgated under each such Act, and the requirements of any stock
exchange or Nasdaq upon which the shares of Common Stock may then be listed or
reported, and shall be further subject to the approval of counsel for the
Company with respect to such compliance. The stock certificates for any shares
of Common Stock issued pursuant to this Plan may bear a legend restricting
transferability of the shares of Common Stock unless such shares are registered
or an exemption from registration is available under the Securities Act and
applicable state securities laws.

     (j)  No Trust or Fund Created. Neither the Plan nor any Award shall create
or be construed to create a trust or separate fund of any kind or a fiduciary
relationship between the Company and a grantee or any other person. To the
extent that any grantee or other person acquires a right to receive payments
from the Company pursuant to an Award, such right shall be no greater than the
right of any unsecured general creditor of the company.

     (k)  Governing Law. The validity, construction and effect of the Plan, of
Grant Agreements entered into pursuant to the Plan, and of any rules,
regulations, determinations or decisions made by the Administrator relating to
the Plan or such Grant Agreements, and the rights of any and all persons having
or claiming to have any interest therein or thereunder, shall be determined
exclusively in accordance with applicable federal laws and laws of the State of
Illinois, without regard to its conflict of laws principles.

     (l)  Effective Date; Termination Date. The Plan is effective as of the date
on which the Plan was adopted by the Board, subject to approval of the
stockholders within twelve months before or after such date. No Award shall be
granted under the Plan after the close of business on the day immediately
preceding the tenth anniversary of the effective date of the Plan. Subject to
other applicable provisions of the Plan, all Awards made under the Plan prior to
such termination of the Plan shall remain in effect until such Awards have been
satisfied or terminated in accordance with the Plan and the terms of such
Awards.

Date Approved by the Board: February 16, 1999

                                      -5-<PAGE>

                                                                      EXHIBIT 4f

                       21ST CENTURY TELECOM GROUP, INC.
                             STOCK OPTION AGREEMENT

     THIS STOCK OPTION AGREEMENT (the "Agreement") is entered into between 21ST
CENTURY TELECOM GROUP, INC., an Illinois corporation (the "Company"), and Robert
J. Currey ("Optionee") as of the 6th day of March, 1998.

     WHEREAS, as an inducement to encourage the Optionee to become, and to
incentivize the Optionee to perform as, an employee of the Company, the Company
desires to grant to the Optionee a non-qualified stock option to purchase shares
of the Company's common stock, no par value (the "Common Stock");

     WHEREAS, the Optionee wishes to acquire the right to purchase shares of
Common Stock granted hereby.

     NOW, THEREFORE, for good and valuable consideration, the parties hereby
agree as follows:

     1.   Grant of Option. The Company hereby grants to the Optionee an option
          ---------------
(the "Option") to purchase 278,200 shares of the Company's Common Stock, no par
value (the "Shares"), at a purchase price of $1.12 per share. The terms of the
Option with respect to one-half of the Shares (the "Initial Vesting Options" or
the "Initial Vesting Shares" as the case may be) shall differ (in those respects
set forth herein) from the terms of the Option with respect to the other half of
the Shares (the "Later Vesting Options" or the "Later Vesting Shares" as the
case may be).

     The Option is not granted pursuant to any stock option plan and is not
intended to qualify as an incentive stock option described in Section 422 of the
Internal Revenue Code of 1986, as amended (the "Code"). All provisions of this
Agreement are to be construed in conformity with this intention.

     2.   Term.  Except as provided below, the Option shall be valid for a term
          ----
commencing on the date hereof (the "Date of Grant") and ending ten years from
the Date of Grant (the "Termination Date").

          (a)  Option Rights Upon Death or Disability. If Optionee's employment
               --------------------------------------
     is terminated by reason of death or disability (as such term is defined in
     Section 8(b) of Optionee's Employment Agreement with the Company dated
     March 6, 1998 ("Optionee's Employment Agreement")), then Optionee shall
     immediately vest in any Options that are not already vested on the date of
     such termination, and Optionee shall be entitled to exercise any or all of
     his Options at any time or times on or before the Termination Date.

          (b)  Option Rights Upon Termination For Cause or With Notice. If
               -------------------------------------------------------
     Optionee's employment is terminated (A) for a reason which is described in
     clause (ii) or (iii) of the definition of Cause in Section 8(c) of
     Optionee's Employment Agreement, or (B) "with
<PAGE>

    Notice" (as such term is defined in Section 8(f) of Optionee's Employment
    Agreement) prior to March 6, 2000, then all of Optionee's Options which are
    unexercised (whether vested or unvested) on the date of such termination
    shall be immediately terminated and forfeited, and Optionee shall
    immediately transfer to the Company any and all shares of Common Stock
    acquired by Optionee pursuant to the exercise of Options granted hereby in
    consideration of the Company's payment to Optionee of the exercise price
    previously paid by Optionee for such shares.

          If Optionee's employment is terminated (A) for a reason which is
    described in clause (i) of the definition of Cause in Section 8(c) of
    Optionee's Employment Agreement, or (B) "with Notice" (as such term is
    defined in Section 8(f) of Optionee's Employment Agreement) on or after
    March 6, 2000, then Optionee shall continue vesting in any Options that are
    not vested at the time of such termination through the last day of the
    calendar month in which such termination occurred (or, in the case of
    termination "with Notice," the last day of the applicable notice period) and
    thereafter shall cease vesting in any additional Options. Optionee shall be
    entitled to exercise any or all of his vested Options at any time or times
    on or before the Termination Date.

          (c)  Option Rights Upon Termination For Good Reason or Other Reason.
               --------------------------------------------------------------
    If Optionee's employment is terminated for "Other Reason" (as such term is
    defined in Section 8(d) of Optionee's Employment Agreement) or for "Good
    Reason" (as such term is defined in Section 8(e) of Optionee's Employment
    Agreement), then Optionee shall continue vesting in any Options that are not
    vested at the time of such termination through the last day of the calendar
    month in which such termination occurred and thereafter shall cease vesting
    in any additional Options. Optionee shall be entitled to exercise any or all
    of his vested Options at any time or times on or before the Termination
    Date. Notwithstanding the preceding sentence, if such termination of
    employment occurs prior to March 6, 2001 and Optionee elects to receive and
    receives payment of the severance benefit set forth in Section 9(e)(ii)(A)
    of Optionee's Employment Agreement, then all of Optionee's Later Vesting
    Options which are unexercised (whether vested or unvested) on the date of
    such termination shall be immediately terminated and forfeited, and Optionee
    shall immediately transfer to the Company any and all Later Vesting Shares
    acquired by Optionee in consideration of the Company's payment to Optionee
    of the exercise price previously paid by Optionee for such Shares.

    3.    Vesting. During the term provided in Section 2, the Option may be
          -------                              ---------
exercised in whole or in part only to the extent vested. The Optionee shall
immediately be vested in the Initial Vesting Options. Hereinafter, the Optionee
shall become vested, subject to Section 2 hereof, in Options to purchase 2897.9
                                ---------
Later Vesting Shares on the last day of each month in the period March 1998
through January 2002, and Options to purchase 2898.7 Later Vesting Shares on the
last day of February 2002. Notwithstanding the foregoing, immediately prior to a
Change in Control (as defined in the 21st Century Cable TV, Inc. Stock Option
Plan effective

                                      -2-
<PAGE>

January 30, 1997) the Option shall become 100% vested and immediately
exercisable. Upon the Termination Date all unvested Options shall be forfeited
and cancelled.

     4.   Procedure for Exercise. Exercise of the Option or a portion thereof
          ----------------------
shall be effected by the giving of written notice to the Company by the Optionee
(or, after his death, by a person described in the next sentence), stating the
number of shares with respect to which he intends to exercise the Option.
Following the death of the Optionee, any vested portion of the Option may be
exercised by the Optionee's personal representative or by the legatee or
distributee to whom the Optionee's rights under the Option shall pass by will or
by the laws of descent and distribution. The Company will issue the shares with
respect to which the Option is exercised upon payment in full of the purchase
price (determined by multiplying the number of shares with respect to which the
Option is exercised by the per share purchase price set forth in Section 1
hereof) in accordance with Section 5 hereof.

     5.   Payment for Shares. Payment of the purchase price for any Shares
          ------------------
purchased pursuant to the Option shall be made in (i) cash, (ii) shares of
Common Stock having an aggregate Fair Market Value (as defined in the 21st
Century Cable TV, Inc. Stock Option Plan effective January 30, 1997), as
determined on the date of delivery, equal to the purchase price, (iii) by
delivery of irrevocable instructions to a broker to promptly deliver to the
Company the amount of sale or loan proceeds necessary to pay for all Common
Stock acquired through such exercise and any tax withholding obligations
resulting from such exercise, or (iv) at the request of the Optionee, if the
Common Stock is not publicly traded, or in the discretion of the Compensation
Committee of the Board of Directors of the Company (the "Committee") if the
Common Stock is publicly traded, by cash for the par value of the Common Stock
plus a promissory note for the balance of the purchase price, which note shall
contain substantially the terms and conditions set forth in Exhibit A hereto (or
such other terms as may be mutually agreed upon by the Committee and Optionee),
including without limitation the right to repay the note partially or wholly
with Common Stock. The purchase price may be paid in shares of Common Stock
which were received by the Optionee upon the exercise of one or more Options. If
the purchase price is paid pursuant to (iv) of this Section 5, Optionee shall be
obligated to secure such indebtedness by pledging or otherwise hypothecating to
the Company the Shares being purchased.

     6.   Options Not Transferable and Subject to Certain Restrictions. Options
          ------------------------------------------------------------
may not be sold, pledged, assigned, or transferred in any manner other than by
will or the laws of descent and distribution, or pursuant to a qualified
domestic relations order as defined in Section 414(p) of the Code; provided;
however, that Options may be transferred to (i) a trust or limited partnership
or other entity which has as its exclusive beneficiaries or equity owners
Optionee or members of his immediate family, and (ii) any members of the
immediate family of Optionee. For purposes of this section, "immediate family"
means children, step-children and grandchildren, including relationships arising
from legal adoption.

     7.   Withholding Tax. The Company shall have the right to withhold, in
          ---------------
cash or shares of Common Stock at the election of the Committee with respect to
any payments made

                                      -3-
<PAGE>

to Optionee under this Agreement any taxes required by law to be withheld
because of such payments.

     8.   No Right to Employment. Nothing herein contained shall confer on the
          ----------------------
Optionee any right to continuation of employment by the Company or its
subsidiaries, or interfere with the right of the Company or its subsidiaries to
terminate at any time the employment of Optionee, or, except as to Shares
actually delivered, confer any rights as a shareholder upon the holder hereof.

     9.   Compliance with Securities Laws.
          -------------------------------

          (a)  The Option shall not be exercisable and Shares shall not be
     issued pursuant to the exercise of the Option unless the exercise of such
     Option and the issuance and delivery of such shares pursuant thereto shall
     comply with all relevant provisions of law, including, without limitation,
     the Securities Act of 1933, as amended, the Securities Exchange Act of
     1934, as amended, the rules and regulations promulgated thereunder, and the
     requirements of any stock exchange upon which the Shares may then be
     listed, and shall be further subject to the approval of counsel for the
     Company with respect to such compliance.

          (b)  As a condition to the exercise of the Option, the Company may
     require the Optionee to represent and warrant at the time of any such
     exercise that the Shares are being purchased only for investment and
     without any present intention to sell or distribute such shares if, in the
     opinion of counsel for the Company, such representation is required by any
     law.

          (c)  As a condition to exercise of the Option, if the Shareholders
     Agreement dated as of January 30, 1997 by and between the Company and its
     Shareholders (as such term is defined therein) is still in effect, the
     Optionee shall be required to execute a counterpart and become a party
     thereto.

     10.  Participation Rights. In the event of a sale of equity securities by
          --------------------
or on behalf of one or more of the Company's shareholders (in one transaction or
series of transactions) resulting in a Change in Control, Optionee shall be
given timely notice thereof and shall have the right to surrender the Option in
such sale and receive, on a pro rata basis, the amount as to which the Option
could be converted if the Option was exercised immediately prior to such
transaction, less the Option Price.

     11.  Adjustments. The Compensation Committee of the Board of Directors of
          -----------
the Company shall make any adjustments it deems necessary to prevent accretion,
or to protect against dilution, in the number and kind of Shares with respect to
any unexercised portion of the Option, in the number and kind of shares covered
thereby and in the applicable price in the event of a stock split or stock
dividend.

                                      -4-
<PAGE>

     12.  Entire Agreement. This Agreement constitutes the entire agreement
          ----------------
between the parties concerning the subject matter hereof and supersedes all
prior and contemporaneous agreements between the Company and Optionee relating
to the subject matter hereof.

     13.  Amendment. This Agreement may be amended and/or terminated at any time
          ---------
by mutual agreement of the Company and the Optionee, and shall not be amended in
a manner adverse to Optionee without Optionee's written consent.

     14.  Governing Law. The construction and operation of this Agreement shall
          -------------
be governed by the internal laws of the State of Illinois, notwithstanding any
choice of law provision.

     Executed as of the date first written above.

                                        COMPANY:
                                        -------

                                        21ST CENTURY TELECOM GROUP, INC.
                                        an Illinois corporation

                                        By:  /s/ Glenn W. Mulligan
                                           -------------------------------
                                           Name: Glenn W. Mulligan
                                                --------------------------
                                           Title: Chairman
                                                --------------------------

                                        OPTIONEE:
                                        --------

                                             /s/ Robert J. Currey
                                        ----------------------------------

                                          Robert J. Currey
                                        ----------------------------------
                                        Name of Optionee

                                      -5-

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