Document:

<PAGE>
                                                                    EXHIBIT 10.2

                         INCREMENTAL FACILITY AMENDMENT

To:    Citicorp North America, Inc. as Administrative Agent under the Credit
       Agreement referred to below

Dated: August 23, 2005

         Reference is hereby made to the Credit Agreement dated as of April 15,
2005 (as amended, amended and restated, supplemented or otherwise modified from
time to time, the "Credit Agreement"), among LAKERS HOLDING CORP. (now known as
LIFEPOINT HOSPITALS, INC.), a Delaware corporation ("Borrower"), the financial
institutions listed on Schedule 2.01 thereto, as such Schedule may from time to
time be supplemented and amended (the "Lenders"), CITICORP NORTH AMERICA, INC.,
as administrative agent for the lenders, CIBC WORLD MARKETS CORP., BANK OF
AMERICA, N.A., UBS SECURITIES LLC AND SUNTRUST BANK, as co-syndication agents,
and CITIGROUP GLOBAL MARKETS INC., as sole lead arranger and sole bookrunner.
Terms used herein without definition shall have the meanings assigned to such
terms in the Credit Agreement.

         WHEREAS, pursuant to Section 2.21 of the Credit Agreement, Borrower may
from time to time request Incremental Term Loans and related Incremental Term
Loan Commitments in an aggregate amount not to exceed $400,000,000, subject to
the terms and conditions set forth therein;

         WHEREAS, Citicorp North America, Inc. (the "Incremental Term Lender")
has agreed, subject to the terms and conditions set forth herein and in the
Credit Agreement, to make an Incremental Term Loan and provide a related
Incremental Term Loan Commitment to Borrower in an amount of up to $150,000,000,
the proceeds of which will be used for general corporate purposes including to
repay Revolving Loans (without any reduction of Revolving Credit Commitments)
which were incurred to finance the acquisition of Danville Regional Medical
Center ("Danville"); and

         WHEREAS, pursuant to Section 2.21 of the Credit Agreement, Borrower and
the Administrative Agent may enter into an Incremental Facility Amendment
without the consent of any other Lenders to effect such amendments to the Credit
Agreement as may be necessary or appropriate, in the opinion of the
Administrative Agent, to effect the provisions of Section 2.21 of the Credit
Agreement.

         NOW, THEREFORE:

         SECTION 1. Incremental Amendment.

         (a) This amendment (this "Incremental Facility Amendment") is an
Incremental Facility Amendment referred to in Section 2.21 of the Credit
Agreement, and Borrower and the Incremental Term Lender hereby agree and notify
you that:

<PAGE>

         (i) the total Incremental Term Loan Commitment of the Incremental Term
Lender is $150,000,000; and

         (ii) subject to the satisfaction of the conditions to Borrowing under
Section 4.02 of the Credit Agreement and to the satisfaction of the conditions
set forth in clauses (A) through (C) below, the funding of the Incremental Term
Loan will occur in one drawing upon Borrower's request in accordance with
Sections 2.02 and 4.02 of the Credit Agreement (provided that the Borrowing Date
shall be the date hereof). In the event that all or any portion of the
Incremental Term Loan is not borrowed on or before the date hereof, the
unborrowed portion of the Incremental Term Loan Commitment shall automatically
terminate on such date unless the Incremental Term Lender shall, in its sole
discretion, agree to an extension.

                  (A) no Default shall exist or would exist after giving effect
         to the making of the Incremental Term Loan and the use of proceeds
         therefrom;

                  (B) after giving effect to the making of the Incremental Term
         Loan and the use of proceeds therefrom, Borrower would be in compliance
         with the Financial Covenants on a pro forma basis on such date and for
         the most recent fiscal quarter for which financial statements have been
         delivered in accordance with Section 5.01 of the Credit Agreement after
         giving effect on a pro forma basis to any related adjustment events,
         including any acquisitions or dispositions after the beginning of the
         relevant calculation period but prior to or simultaneous with the
         borrowing of such Incremental Term Loan; and

                  (C) Borrower shall have delivered to the Administrative Agent
         and Incremental Term Lender the officer's certificate, dated the date
         of borrowing, required by Section 2.21(b) of the Credit Agreement and
         also certifying as of the date of borrowing to clauses (A) and (B)
         above.

         (b) Each of the Incremental Term Lender and Borrower hereby agrees that
the Incremental Term Loan made pursuant to this Incremental Facility Amendment
will be a Term B Loan and any lender with an outstanding Incremental Term Loan
will be a Term B Lender, in each case for any and all purposes under the Credit
Agreement and (A) shall rank pari passu in right of payment and right of
security in respect of the Collateral with the existing Term B Loans and (B)
shall have the same terms as Term B Loans existing immediately prior to the
effectiveness of this Incremental Facility Amendment.

         (c) The table set forth in Section 2.05(d) of the Credit Agreement is
hereby amended by adding (i) to each payment date from and including the first
date in such table occurring after the date of borrowing of the Incremental Term
Loan to and including March 31, 2011, 0.25% of the amount of Incremental Term
Loan actually borrowed and (ii) to each payment date from and including June 30,
2011 to and including December 31, 2011, 23.8125% of the amount of Incremental
Term Loan actually borrowed.

         (d) Borrower covenants and agrees that the proceeds of the Incremental
Term Loan shall be used by Borrower for general corporate purposes including to
repay Revolving

                                      -2-

<PAGE>

Loans (without any reduction of Revolving Credit Commitments) which were
incurred to finance the acquisition of Danville.

         SECTION 2. Representations, Warranties and Covenants. The Loan Parties
represent, warrant and covenant to the Administrative Agent and to the
Incremental Term Lender that:

         (a) this Incremental Facility Amendment has been duly authorized,
executed and delivered by it and constitutes a legal, valid and binding
obligation of each Loan Party party hereto, enforceable against such Loan Party
in accordance with its terms;

         (b) after giving effect to this Incremental Facility Amendment, the
representations and warranties set forth in Article III of the Credit Agreement
and the other Loan Documents will be true and correct with the same effect as if
made on and as of the date hereof (unless expressly stated to relate to an
earlier date, in which case such representations and warranties shall be true
and correct as of such earlier date); and

         (c) each of the conditions to requesting Incremental Term Loans set
forth in clause (a) of Section 2.21 of the Credit Agreement is satisfied on the
date of entering into this Incremental Facility Amendment and will be satisfied
on the date of borrowing of the Incremental Term Loan, as applicable.

         SECTION 3. Conditions to Effectiveness. This Incremental Amendment
shall become effective when:

                  (a) the Administrative Agent shall have received counterparts
         of this Incremental Facility Amendment that, when taken together, bear
         the signatures of each Loan Party party hereto and the Incremental Term
         Lender;

                  (b) the representations and warranties set forth in Section 2
         hereof are true and correct (as set forth on an officer's certificate
         delivered to the Administrative Agent and the Incremental Term Lender);
         and

                  (c) all fees and expenses required to be paid or reimbursed by
         Borrower pursuant to the Credit Agreement, including all invoiced fees
         and expenses of counsel to the Administrative Agent and Incremental
         Term Lender shall have been paid or reimbursed, on or prior to
         effectiveness as applicable.

         SECTION 4. Roles. Citigroup Global Markets Inc. shall act in the
capacity as Sole Lead Arranger and Sole Bookrunner and CIBC World Markets Corp.
and SunTrust Bank shall act in the capacities as Co-Syndication Agents with
respect to this Incremental Facility Amendment, but in such capacities shall not
have any obligations, duties or responsibilities, nor shall incur any
liabilities, under this Incremental Facility Amendment or any other Loan
Document.

         SECTION 5. APPLICABLE LAW. THIS INCREMENTAL FACILITY AMENDMENT SHALL BE
CONSTRUED IN ACCORDANCE WITH AND GOVERNED

                                      -3-

<PAGE>

BY THE LAWS OF THE STATE OF NEW YORK. SECTION 9.11 OF THE CREDIT AGREEMENT SHALL
APPLY TO THIS INCREMENTAL FACILITY AMENDMENT.

         SECTION 6. Credit Agreement; Loan Document. Except as expressly set
forth herein, this Incremental Facility Amendment shall not by implication or
otherwise limit, impair, constitute a waiver of, or otherwise affect the rights
and remedies of any party under, the Credit Agreement, nor alter, modify, amend
or in any way affect any of the terms, conditions, obligations, covenants or
agreements contained in the Credit Agreement, all of which are ratified and
affirmed in all respects and shall continue in full force and effect. For the
avoidance of doubt, this Incremental Facility Amendment shall be deemed to be a
"Loan Document" within the meaning of the Credit Agreement.

         SECTION 7. Counterparts. This Incremental Facility Amendment may be
executed in two or more counterparts, each of which shall constitute an
original, but all of which when taken together shall constitute but one
agreement. Delivery of an executed counterpart of a signature page of this
Incremental Facility Amendment by facsimile transmission shall be as effective
as delivery of a manually executed counterpart of this Incremental Facility
Amendment.

                            [Signature Page Follows]

                                      -4-
<PAGE>

         IN WITNESS WHEREOF, the parties hereto have caused this Incremental
Facility Amendment to be duly executed by their authorized officers as of the
date set forth above.

                                       LIFEPOINT HOSPITALS, INC.

                                       By:  /s/ Michael J. Culotta
                                           ------------------------------------
                                           Name: Michael J. Culotta
                                           Title: Chief Financial Officer

                                       EACH OF THE SUBSIDIARIES LISTED
                                       ON SCHEDULE I HERETO (other
                                       than LifePoint Asset
                                       Management Company, Inc.)

                                       By:  /s/ William F. Carpenter III
                                           ------------------------------------
                                           Name:  William F. Carpenter III
                                           Title: Authorized Signatory

                                       LIFEPOINT ASSET MANAGEMENT COMPANY, INC.

                                       By:  /s/ Mary Kim E. Shipp
                                           ------------------------------------
                                           Name:  Mary Kim E. Shipp
                                           Title: Authorized Signatory

                                       CITICORP NORTH AMERICA, INC.,
                                       as Incremental Term Lender

                                       By:
                                           ------------------------------------
                                           Name:
                                           Title:

CONSENTED TO:

CITICORP NORTH AMERICA, INC.,
as Administrative Agent

By:
    ----------------------------
    Name:
    Title:

<PAGE>

CITICORP GLOBAL MARKETS, INC.,
as Lead Arranger

By:
    ---------------------------
    Name:
    Title:

<PAGE>
                                                                      SCHEDULE I
                                                                  to Incremental
                                                              Facility Amendment

                                   Guarantors

Name
----

America Management Companies, LLC
AMG-Crockett, LLC
AMG-Hilcrest, LLC
AMG-Hillside, LLC
AMG-Livingston, LLC
AMG-Logan, LLC
AMG-Southern Tennessee, LLC
AMG-Trinity, LLC
Ashland Physician Services, LLC
Ashley Valley Medical Center, LLC
Ashley Valley Physician Practice, LLC
Athens Physician Practice, LLC
Athens Regional Medical Center, LLC
Barrow Medical Center, LLC
Bartow General Partner, LLC
Bartow Healthcare System, Ltd.
Bartow Memorial Limited Partner, LLC
Bourbon Community Hospital, LLC
Bourbon Physician Practice, LLC
Brim Hospitals, Inc.
Buffalo Trace Radiation Oncology Associates, LLC
Care Health Company, Inc.
Castleview Hospital, LLC
Castleview Medical, LLC
Castleview Physician Practice, LLC
Community Hospital of Andalusia, Inc
Community Medical, LLC
Crockett Hospital, LLC
Crockett PHO, LLC
Danville Regional Medical Center, LLC
Dodge City Healthcare Group, LP
Dodge City Healthcare Partner, Inc
Eunice Community Medical Center, LLC
Georgetown Community Hospital, LLC
Georgetown Rehabilitation, LLC
Guyan Valley Hospital, LLC
Halstead Hospital, LLC
HCK Logan Memorial, LLC

<PAGE>

HDP Andalusia, LLC
HDP Georgetown, LLC
Hillside Hospital, LLC
Historic LifePoint Hospitals, Inc.
HRMC, LLC
HST Physician Practice, LLC
HTI Georgetown, LLC
HTI PineLake, LLC
Integrated Physician Services, LLC
Kansas Healthcare Management Company, Inc.
Kansas Healthcare Management Services, LLC
Kentucky Hospital, LLC
Kentucky Medserv, LLC
Kentucky MSO, LLC
Kentucky Physician Services, Inc
Lake Cumberland Regional Hospital, LLC
Lake Cumberland Regional Physician Hospital Organization, LLC
Lakeland Community Hospital, LLC
Lakeland Physician Practices, LLC
Lander Valley Medical Center, LLC
Lander Valley Physician Practices, LLC
LHSC, LLC
LifePoint Asset Management Company, Inc.
LifePoint Billing Services, LLC
LifePoint Corporate Services, General Partnership
LifePoint CSGP, LLC
LifePoint CSLP, LLC
LifePoint Holdings 2, LLC
Lifepoint Holdings 3, Inc.
LifePoint Hospitals Holdings, Inc.
LifePoint Medical Group - Hillside, Inc
LifePoint of GAGP, LLC
LifePoint of Georgia, Limited Partnership
LifePoint of Kentucky, LLC
LifePoint of Lake Cumberland, LLC
LifePoint RC, Inc.
Livingston Regional Hospital, LLC
Logan General Hospital, LLC
Logan Healthcare Partner, LLC
Logan Medical, LLC
Logan Memorial Hospital, LLC
Logan Physician Practice, LLC
Meadowview Physician Practice, LLC
Meadowview Regional Medical Center, LLC
Meadowview Rights, LLC
Mexia Principal Healthcare Limited Partnership

<PAGE>

Mexia-Principal, Inc.
Northwest Medical Center-Winfield, LLC
NWMC-Winfield Physician Practices, LLC
Outpatient Services, Inc.
Palestine-Principal G.P., Inc.
PHC-Ashland. L.P.
PHC-Aviation, Inc.
PHC-Belle Glade, Inc.
PHC-Charlestown, L.P.
PHC-Cleveland, Inc.
PHC-Doctors' Hospital, Inc.
PHC-Elko, Inc.
PHC-Eunice, Inc.
PHC-Fort Mohave, Inc.
PHC-Fort Morgan, Inc.
PHC-Hospitals, LLC
PHC-Indiana, Inc.
PHC-Jasper, Inc.
PHC-Knox, Inc.
PHC-Lake Havasu, Inc.
PHC-Lakewood, Inc.
PHC-Las Cruces, Inc.
PHC-Los Alamos, Inc.
PHC-Louisiana, Inc.
PHC-Martinsville, Inc.
PHC-Minden G.P., Inc.
PHC-Minden, L.P.
PHC-Morgan City, L.P.
PHC-Morgan Lake, Inc.
PHC-Opelousas, L.P.
PHC-Palestine, Inc.
PHC-Selma, LLC
PHC-Tennessee, Inc.
PineLake Physician Practice, LLC
PineLake Regional Hospital, LLC
Poitras Practice, LLC
PRHC-Alabama, LLC
PRHC-Ennis G.P., Inc.
PRHC-Ennis, L.P.
Principal Hospital Company of Nevada, Inc.
Principal Knox, L.L.C.
Principal Knox, L.P.
Principal-Needles, Inc.
Province Healthcare Company
Putnam Ambulatory Surgery Center, LLC
Putnam Community Medical Center, LLC

<PAGE>

R. Kendall Brown Practice, LLC
River Parishes Holdings, LLC
River Parishes Hospital, LLC
River Parishes Partner, LLC
River Parishes Physician Practice, LLC
Riverton Memorial Hospital, LLC
Riverton Physician Practices, LLC
Riverview Medical Center, LLC
Russellville Hospital, LLC
Russellville Physician Practices, LLC
Select Healthcare, LLC
Selma Diagnostic Imaging, LLC
Siletchnik Practice, LLC
Smith County Memorial Hospital, LLC
Somerset Surgery Partner, LLC
Southern Tennessee EMS, LLC
Southern Tennessee Medical Center, LLC
Southern Tennessee PHO, LLC
Springhill Medical  Center, LLC
Springhill MOB, LLC
Springhill Physician Practice, LLC
Spring View Hospital, LLC
The MRI Center of Northwest Alabama, LLC
THM Physician Practice, LLC
Ville Platte Medical Center, LLC
West Virginia Physician Practice, LLC
Western Plains Regional Hospital, LLC
Williamson Memorial Hospital, LLC
Woodford Hospital, LLC
Wyoming Holdings, LLC
Wythe County Community Hospital, LLC<PAGE>
                                                                    EXHIBIT 10.5

                                     FORM OF
                                WARRANT AGREEMENT

         THIS AGREEMENT is made and entered into as of the ___ day of _________,
2005, by and between Mountain National Bancshares, Inc., a Tennessee corporation
(the "Corporation"), and ________________________ (the "Warrant Holder").

                               W I T N E S S E T H

         WHEREAS, the Warrant Holder has purchased _________ shares of the
Corporation's common stock, $1.00 par value per share (the "Common Stock"), at a
price of $24.00 per share in connection with the Corporation's public offering
of its common stock; and

         WHEREAS, each purchaser of shares of the Corporation's common stock in
the public offering is entitled to a warrant to purchase that number of shares
equal to the number of shares of common stock purchased by such purchaser in the
Corporation's public offering;

         NOW, THEREFORE, in consideration of the premises and other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto agree as follows:

         1. GRANT OF WARRANT. Subject to the terms, restrictions, limitations
and conditions stated herein, the Corporation hereby grants to the Warrant
Holder the right (the "Warrant") to purchase all or any part of an aggregate of
_____________ shares of the Common Stock, subject to adjustment in accordance
with Section 7 hereof.

         2. TERM. The term for the exercise of the Warrant begins on the first
anniversary of the date that the Corporation consummates its public offering
(the "Issue Date") and ends at 5:00 p.m., Eastern Time, on the first anniversary
of the Issue Date (the "Expiration Time"). The Warrant may be exercised in
whole, or in part, at any time prior to the Expiration Time.

         3. PURCHASE PRICE. The price per share to be paid by the Warrant Holder
for the shares of Common Stock subject to this Warrant shall be $25.20, subject
to adjustment as set forth in Section 6 hereof (such price, as adjusted,
hereinafter called the "Purchase Price").

         4. EXERCISE OF WARRANT. The Warrant may be exercised by the Warrant
Holder by delivery to the Corporation, at the address of the Corporation set
forth under Section 10(a) hereof or such other address as to which the
Corporation advises the Warrant Holder pursuant to Section 10(a) hereof, of the
following:

                  (a) Written notice of exercise specifying the number of shares
         of Common Stock with respect to which the Warrant is being exercised;
         and

                  (b) A cashier's or certified check payable to the Corporation
         for the full amount of the aggregate Purchase Price for the number of
         shares as to which the Warrant is being exercised.

<PAGE>
         5. ISSUANCE OF SHARES. Upon receipt of the items set forth in Section
4, and subject to the terms hereof, the Corporation shall cause to be delivered
to the Warrant Holder stock certificates for the number of shares specified in
the notice to exercise, such shares to be registered under the name of
the Warrant Holder. Notwithstanding the foregoing, the Corporation shall not be
required to issue or deliver any certificate for shares of Common Stock
purchased upon the exercise of the Warrant or any portion thereof prior to the
fulfillment of the following conditions:

                  (a) The admission of such shares for listing on all stock
         exchanges on which the Common Stock is then listed; and

                  (b) The completion of any registration or other qualification
         of such shares which the Corporation shall deem necessary or advisable
         under any federal or state law or under the rulings or regulations of
         the Securities and Exchange Commission or any other governmental
         regulatory body.

         6. ANTIDILUTION, ETC.

                  (a) If, prior to the Expiration Time, the Corporation shall
         subdivide its outstanding shares of Common Stock into a greater number
         of shares, or declare and pay a dividend of its Common Stock payable in
         additional shares of its Common Stock, the Purchase Price as then in
         effect shall be proportionately reduced, and the number of shares of
         Common Stock then subject to exercise under the Warrant (and not
         previously exercised) shall be proportionately increased.

                  (b) If, prior to the Expiration Time, the Corporation shall
         combine its outstanding shares of the Common Stock into a smaller
         number of shares, the Purchase Price, as then in effect, shall be
         proportionately increased, and the number of shares of Common Stock
         then subject to exercise under the Warrant (and not previously
         exercised), shall be proportionately reduced.

         7. REORGANIZATION, RECLASSIFICATION, CONSOLIDATION OR MERGER. If, prior
to the Expiration Time, there shall be any reorganization or reclassification of
the Common Stock (other than a subdivision or combination of shares provided for
in Section 6 hereof), or any consolidation or merger of the Corporation with
another entity in which the Corporation is not the surviving corporation, the
Warrant Holder shall thereafter be entitled to receive, during the term hereof
and upon payment of the Purchase Price, the number of shares of stock or other
securities or property of the Corporation or of the successor entity (or its
parent company) resulting from such consolidation or merger, as the case may be,
to which a holder of the Common Stock, deliverable upon the exercise of this
Warrant, would have been entitled upon such reorganization, reclassification,
consolidation or merger; and in any case, appropriate adjustment (as determined
by the Board of Directors of the Corporation in its sole discretion)

                                       2
<PAGE>

shall be made in the application of the provisions herein set forth with respect
to the rights and interest thereafter of the Warrant Holder to the end that the
provisions set forth herein (including the adjustment of the Purchase Price and
the number of shares issuable upon the exercise of this Warrant) shall
thereafter be applicable, as near as may reasonably be practicable, in relation
to any shares or other property thereafter deliverable upon the exercise hereof.

         8. NOTICE OF ADJUSTMENTS. Upon any adjustment provided for in Section 6
or Section 7 hereof, the Corporation, within thirty (30) days thereafter, shall
give written notice thereof to the Warrant Holder at the address set forth under
Section 10(a) hereof or such other address as the Warrant Holder may advise the
Corporation pursuant to Section 10(a) hereof, which notice shall state the
Purchase Price as adjusted and the increased or decreased number of shares
purchasable upon the exercise of this Warrant, setting forth in reasonable
detail the method of calculation of each.

         9. TRANSFER. This Warrant may be transferred, in whole or in part, by
presentation of the Warrant to the Corporation with written instructions for
such transfer. Upon presentation for transfer, the Corporation shall promptly
execute and deliver a new Warrant or Warrants in the form hereof in the name of
the assignee or assignees and in the denominations specified in such
instructions. All expenses, taxes and other charges payable in connection with
the preparation, issuance and delivery of Warrants under this Section 9 shall be
paid by the party requesting transfer of the Warrant.

         10. MISCELLANEOUS.

                  (a) All notices, requests, demands and other communications
         required or permitted hereunder shall be in writing and shall be deemed
         to have been duly given when delivered by hand, telegram or facsimile
         transmission, or if mailed, by postage prepaid first class mail, on the
         third business day after mailing, to the following address (or at such
         other address as a party may notify the other hereunder):

         To the Corporation:

                       Mountain National Bancshares, Inc.
                       300 East Main Street
                       Sevierville, TN 37862
                       Attention: Dwight B. Grizzell, President

         To the Warrant Holder:

                       ------------------------------

                       ------------------------------

                       ------------------------------

                                       3
<PAGE>

                  (b) The Corporation covenants that it has reserved and will
         keep available, solely for the purpose of issue upon the exercise
         hereof, a sufficient number of shares of Common Stock to permit the
         exercise hereof in full.

                  (c) No holder of this Warrant, as such, shall be entitled to
         vote or receive dividends with respect to the shares of Common Stock
         subject hereto or be deemed to be a shareholder of the Corporation for
         any purpose until such Common Stock has been issued.

                  (d) This Warrant Agreement shall constitute the entire
         agreement contemplated by the Corporation and the Warrant Holder and
         may be amended only by an instrument in writing executed by the party
         against whom enforcement of the amendment is sought.

                  (e) This Warrant may be executed in counterparts, each of
         which shall be deemed an original, but all of which shall constitute
         one and the same instrument.

                  (f) This Warrant shall be governed by and construed and
         enforced in accordance with the laws of the State of Tennessee.

            [THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK.]

                                       4
<PAGE>

         IN WITNESS WHEREOF, the Corporation has caused this Warrant to be
signed by its duly authorized officers, and the Warrant Holder has executed this
Warrant, all as of the day and year first above written.

                                  MOUNTAIN NATIONAL BANCSHARES, INC.

                                  By:
                                      ----------------------------------------
                                  Name: Dwight B. Grizzell
                                  Title: President and Chief Executive Officer

                                  WARRANT HOLDER

                                  --------------------------------------------
                                  Print Name:
                                              --------------------------------

                                       5

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