Document:

NEITHER
THIS NOTE NOR
THE SECURITIES INTO WHICH
THIS NOTE IS CONVERTIBLE
HAVE BEEN REGISTERED
UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE
"ACT") OR ANY STATE SECURITIES
LAWS AND NEITHER THIS
NOTE NOR ANY
INTEREST THEREIN NOR THE SECURITIES INTO
WIDCH THIS NOTE
IS CONVERTIBLE MAY BE OFFERED, SOLD, TRANSFERRED, PLEDGED OR OTHERWISE DISPOSED
OF EXCEPT PURSUANT TO AN EFFECTIVE
REGISTRATION STATEMENT UNDER SUCH ACT
AND SUCH LAWS OR AN EXEMPTION FROM REGISTRATION
UNDER SUCH ACT AND SUCH LAWS.

 

Co-signer.com,
Inc.

 

Ninety
(90) Day Promissory
Note

May
23,2013

 

$10,000.00

 

FOR
VALUE RECEIVED, the
undersigned, Co-signer.com, Inc.
(Maker), promises to pay
to the order
of Argent Offset
LLC (Note Holder)
or the successors and
assigns, the principal sum of
Ten Thousand and no/100
Dollars ($10,000.00) (Principal)
subject to the terms and conditions
set forth herein.

 

On behalf
ofCo-signer.com, Argent Offset
LLC has arranged
to pay the following amounts
for the Co-signer.com
audit:

$7,500.00 to Silberstein
Ungar, PLCC

$2,500.00 to
Rachel Boulds, CPA

 

The amounts above
are the principal
of this note. Principal
payment shall be made to:

Argent Offset
LLC

1320 Juneberry
Place

Oxnard CA
93036

 

The consideration
for this loan
shall be a
simple annual interest
rate of 12% accrued and compounded
monthly.

 

The principal
and interest shall
be due and
payable in full
in one payment,
without offset or deduction,
in lawful money
of the United States,
by Ninety (90)
days from fmal funding
ofloan (maturity date).

 

Maker will
reimburse legal expenses
to Note Holder
for any costs
and expenses incurred in
enforcing this Note to
the extent allowable
by applicable law.
Those expenses include, but
are not limited
to, reasonable attorney's fees.

 

Co-signer.com,
Inc. and any
other entity that
has obligations under
this Note waive the
rights of Presentment and Notice
of Dishonor.  "Presentment"
means the right
to require the
Note Holder to demand payment of amounts
due. "Notice of Dishonor"
means the right
to require the Note
Holder to give
notice to other
persons that amounts due have not
been paid.

 

The Maker
represents and warrants
to Holder:

 

Organization
and Qualification.  The
Maker and each
of its Subsidiaries (as defined
below), if any, is
a corporation duly
organized, validly existing
and in good standing
under the laws
of the jurisdiction in which
it is incorporated, with full power and authority (corporate and
other) to own, lease,
use and operate its
properties and to carry on its business as and where now owned, leased, used, operated and conducted. The Maker and each
of  its Subsidiaries  is
duly qualified as a  foreign corporation 
to do business and is in good standing in every jurisdiction in which its
ownership or use of property or the
nature of the business conducted by it
makes such qualification necessary except where the
failure to be so
qualified or in good standing would
not have a Material Adverse Effect. "Material Adverse Effect" means
any material adverse effect on the
business, operations, assets, financial
condition or prospects of the Maker or its Subsidiaries, if
any, taken as a whole, or
on the transactions contemplated hereby or by the agreements or instruments to
be entered into in
connection herewith.  "Subsidiaries" means
any corporation or other organization,
whether incorporated or unincorporated, in which the
Maker owns, directly or indirectly, any
equity or other ownership interest.

    	 

    	 

    

Authorization; Enforcement.
(i) The Maker
has all requisite
corporate power and authority
to enter into
and perform this
Note and to consummate the transactions
contemplated hereby and thereby and to agree to
all fees charged, in accordance
with the terms hereof, (ii)
the execution and delivery of this Note
by the Maker
and the consummation by
it of the transactions contemplated
hereby and thereby have been duly
authorized by the Maker's Board of Directors
and no further consent or
authorization of the Maker, its Board of Directors, 
or its shareholders
is required, (iii) this Note has
been duly executed and delivered by the
Maker by its authorized representative,
and such authorized representative is
the true and official representative
with authority to sign
this Note and the other documents executed
in connection herewith and bind
the Maker accordingly, and (iv) this
Note constitutes, a legal, valid
and binding obligation
of the Maker enforceable against the Maker
in accordance with its terms.

 

No Conflicts.
The execution, delivery
and performance the
Note by the Maker and
the consummation by
the Maker of
the transactions contemplated
hereby will not (i) conflict
with or result in a violation
of any provision
of the Articles of Incorporation or By-laws
of the Maker,
or (ii) violate or conflict
with, or result
in a breach
of any provision of, or
constitute a default (or an event which
with notice or lapse
of time or both could
become a default) under, or give
to others any rights of termination,
amendment, acceleration or cancellation
of, any agreement,
indenture, patent, patent license
or instrument to which the Maker or
any of its Subsidiaries is a
party, or (iii) result in
a violation of
any law, rule, regulation, order,
judgment or decree (including federal and state
securities laws and
regulations and regulations of
any self-regulatory organizations to which
the Maker or its securities
are subject) applicable to the
Maker or any of its Subsidiaries
or by which any property
or asset of the Maker or
any of its Subsidiaries
is bound or affected (except for
such conflicts, defaults, terminations,
amendments, accelerations, cancellations
and violations as would
not, individually or in the aggregate,
have a Material Adverse Effect).

 

No Integrated
Offering.  Neither the
Maker, nor any
of its affiliates,
nor any person acting on its
or their behalf,
has directly or indirectly made
any offers or
sales in any security or solicited
any offers to
buy any security
under circumstances that would require
registration under the
1933 Act of the
issuance of this
note or the Conversion Stock to
the Holder. 

 

No Investment
Company. The Company
is not an
"investment company" required to
be registered under
the Investment Company
Act of 1940
(an "Investment Company").  The
Maker is not controlled by an Investment Company.

 

This Note
is a uniform instrument
with limited variations
in some jurisdictions.

 

Notices. Any
notice herein required
or permitted to
be given shall
be in writing and
may be personally
served or delivered
by courier or
sent by United States mail and shall
be deemed to have been given upon receipt
if personally served (which shall include
telephone line facsimile transmission) or
sent by courier or three (3)
days after being deposited in the United
States mail, certified, with postage pre-paid and
properly addressed, if sent by mail. For
the purposes hereof,
the address of the
Note Holder shall be 1320 Juneberry Place, Oxnard CA 93036; and the address
of the Maker shall be 1077 W Twain Avenue, Suite
255, Las Vegas, NV 89135. Both the Holder
or its assigns and the Maker may change the address for
service by delivery of written notice to
the other as herein provided.

 

Amendment. This
Note and any
provision hereof may
be amended only
by an instrument in
writing signed by
the Maker and the Note Holder.

 

Assignability. This
Note shall be
binding upon the
Maker and its successors
and assigns and shall
inure to be the benefit of
the Holder and its successors and assigns; provided, however, that so
long as no Event ofDefault has occurred,
this Note shall only be transferable in
whole subject to the restrictions contained in
the restrictive legend
on the first page of this Note.

 

Governing Law.
 This Note
shall be governed
by the internal
laws of the
State of California, without
regard to conflicts of laws principles.

    	2

    	 

    

 

Replacement of
Note.  The Maker covenants that
upon receipt by
the Maker of evidence
reasonably satisfactory to it
of the loss,
theft, destruction or
mutilation of this Note,
and in case
of loss, theft or destruction,
of indemnity or security
reasonably satisfactory to it (which shall not
include the posting of any bond), and
upon surrender and cancellation of such
Note, if mutilated,
the Maker will make
and deliver a
new Note of like tenor.

 

Severability. 
In case any
provision of this
Note is held
by a court
of competent jurisdiction  to 
be  excessive  in 
scope  or  otherwise 
invalid  or unenforceable,  such
provision shall be adjusted rather than voided,
if possible, so that it is enforceable to the
maximum extent possible, and the validity and enforceability of the remaining provisions
of this Note will not in any way be affected or impaired thereby.

 

Headings. 
The headings of the
sections of this Note
are inserted for
convenience only and do
not affect the
meaning of such section.

 

Counterparts.
This Note may
be executed in multiple counterparts,
each of which shall
be an original,
but all of which
shall be deemed
to constitute on
instrument.

 

IN WITNESS
WHEREOF, with the
intent to be
legally bound hereby,
the Maker has executed
this Note as
of the date
first written above.

 

	MAKER:	
	/s/ James Hodgins	5/23/2013
	James Hodgins, COO/CFO	Date
	Co-Signer.com, Inc.	
		
	NOTE HOLDER:	
		
	/s/ Rick Narvoson	5/23/2013
	Argent Offset LLC	Date
	Rick Narveson, Managing Member	 

 

    	3Promissory
Note

Loan
Amount: $10,000.00

Loan
Fee: $5,000.00

Total:
$15,000.00

Funding
Date: June 12,
2013

Maturity
Date: August 12,
2013

 

FOR VALUE RECEIVED, the undersigned, Co-Signer.com,
Inc. (Maker), promises to pay to the order of Robert & Suzanne Roysden (Note Holder) or their successors and assigns, the principal
sum of Ten Thousand and no 1100 Dollars ($10,000.00) (Principal) and a Loan Fee of Five Thousand and no I 100 Dollars ($5,000.00)
(Fee) for a total amount of Fifteen Thousand and no I 100 Dollars subject to the terms and conditions set forth herein.

 

	Payment shall be made to: 
	Robert & Suzanne Roysden
	10402 Mauretania Circle
	Huntington Beach, CA  92646

 

Any unpaid balances up to and including the full amount are
due and payable at the Maturity Date of August 12, 2013, in lawful money of the United States.

 

Maker will reimburse legal expenses to Note Holder for any
costs and expenses incurred in enforcing this Note to the extent allowable by applicable law. Those expenses include, but are not
limited to, reasonable attorney's fees.

 

I and any other person who has obligations under this Note
waive the rights of Presentment and Notice of Dishonor. "Presentment" means the right to require the Note Holder to demand
payment of amounts due. "Notice of Dishonor" means the right to require the Note Holder to give notice to other persons
that amounts due have not been paid.

 

This Note will be governed by applicable federal law and
the interest rate and usury provisions of the state of Nevada.

 

IN WITNESS WHEREOF, "Maker"
has executed this Promissory Note as of the day and year first above written.

 

	/s/ James Hodgins	6/12/2013
	James P. Hodgins	Date
	President & Interim CEO 	
	Co-Signer.com, Inc.

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