Document:

<PAGE>

                                                                   EXHIBIT 10.19

   Before signing this Contract, Borrower should read the Contract carefully,
especially the sections marked with ***, and should confirm that Borrower has no
                        disagreement with the Contract.

                      BANK OF COMMUNICATIONS LOAN CONTRACT
                 (For Medium or Short Term Working Capital Loan)

                     Loan No.: Wei Jiao Yin 2001 Loan 6-031

Borrower:              Weifang Fuhua Amusement Park Co., Ltd.
Address:               East End of Dong Feng East Street, Weifang City
Legal representative:  Jie Yang

Lender:                Weifang Branch of the Bank of Communications
Address:               358 Dong Feng East Street

According to applicable laws and regulations of the People's Republic of China
(the "PRC"), the Borrower and Lender, after reaching an agreement through
negotiations, hereby enter into this contract pursuant to Borrower's application
to Lender for a working capital loan (the "Loan")

                               Article 1. The Loan

1.1.  Type of currency: RMB

1.2.  Loan amount (full-form characters): Four hundred and fifty thousand yuan
      exactly. The actual principal borrowed by Borrower shall be the number
      written on the financial voucher issued by Lender.

1.3.  Loan term: July 24, 2001 to June 20, 2002

1.4.  The Loan under this Loan Contract shall be solely for industrial/business
      use. Borrower shall not divert the funds under this Loan Contract to any
      other purpose.

                Article 2. Interest Rate and Interest Calculation

2.1.  Interest rate: 5.3625%, based on 30 days in a month and 360 days in a
      year.

2.2.  During the term of this Loan Contract, interest may be changed as
      prescribed by the People's Bank of China when said Bank adjusts its
      interest rate or rate calculation method, in which case Borrower's
      approval is not necessary.

                                       2
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2.3.  The formula for calculating the interest is as follows: Interest on the
      loan = (the prescribed interest rate under this Loan Contract) x (Loan
      amount) x (actual days of use), where actual days of use is calculated
      from the day the Loan is issued.

2.4.  Settlement of interest under this Loan Contract is to be calculated per
      month. The settlement date is the 20th day of each month. All principal
      and interest shall be paid in full on the day the term of the Loan
      expires.

                   Article 3. Release of funds under the Loan

3.1.  Borrower may apply for release of funds under the Loan Contract, at one
      time or at different times, within the fixed period, under Article 1.3
      hereof. However, each time Borrower must make the application to Lender at
      least 3 banking days in advance.

3.2.  Lender shall have the right to examine the following issues before
      releasing funds under the Loan and shall decide whether to release funds
      based on results of the examination:

      (1)      whether Borrower has performed all legally-required procedures
               such as obtaining government licenses, approvals and registration
               and other procedures Lender may require of Borrower;

      (2)      Whether a related guaranty contract is currently in effect.

3.3.  Lender shall release funds at one time or at different times to Borrower
      according to the Loan Voucher; and

3.4.  The funds release date and amount shall be as recorded in the Loan
      Voucher.

                        Article 4. Repayment of the Loan:

4.1.  The date of repayment of principal under this Loan Contract shall be as
      recorded in the Loan Voucher;

4.2.  Borrower shall repay the principal and interest under this Loan Contract
      in full on the due date.

4.3.  ***Borrower hereby irrevocably authorizes Lender, on the Lender's own
      initiative, to withdraw funds from Borrower's deposit account with the
      Bank of Communications.

4.4.  Borrower shall repay principal and interest in the currency provided in
      Article 1.1 above.

4.5.  ***Borrower may repay the Loan in advance upon approval from Lender.

                                       3
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     Lender has the right to collect the interest for the period between the
date of the prepayment and the date of repayment recorded in the Loan Voucher at
the rate specified in this Loan Contract.

               Article 5. ***Borrower's Declaration and Warranties

5.1.  Borrower accepts and shall abide by Lender's business system, operational
      practices, and the procedures under this Loan Contract.

5.2.  Borrower warrants that it will cooperate with Lender on the supervision
      and inspection of the use of the funds borrowed under this Loan Contract
      and of the business condition of Borrower and that it will promptly
      provide all financial statements and related materials needed by Lender,
      which Borrower warrants to be true, complete and accurate.

5.3.  Borrower warrants that it will issue written notices to Lender upon
      occurrence or possible occurrence of the following events within seven
      days thereof:

(1)     Borrower's operational system or organizational form of property
        ownership is changed materially, including, but not limited to,
        introducing the practice of contracting, conducting leasing operations,
        entering into joint operations, restructuring equity, merging with
        (acquiring) other entities, entering into a joint venture (cooperative
        arrangement), splitting into separate entities, setting up a subsidiary,
        transferring title to property, reducing capital, termination or
        dissolution and filing for bankruptcy;

(2)     Borrower amends it articles of association, replaces its legal
        representative, reduces its registered capital or makes material changes
        in its finances or personnel;

(3)     Borrower sells, leases, transfers or otherwise disposes of all or part
        of its assets;

(4)     Borrower provides a guaranty to a third party, which will have a
        material adverse effect on its financial position or its ability to
        perform its obligations under this Loan Contract;

(5)     Borrower is a party to a material legal suit or its main assets have
        been put under property preservation or other orders;

(6)     The financial position of Borrower has undergone a material change or
        the value of collateral has been markedly reduced; and

(7)     Borrower experiences other matters which will produce a material adverse
        effect on its financial position or ability to repay its debt.

                                       4
<PAGE>

                       Article 6. Other Contractual Items:

6.1.  Upon agreement by both parties, this Loan Contract will become effective
      upon the affixing of the official Loan seal after authorization from the
      Lender's legal representative.

                        Article 7. *** Events of Default

7.1.  Any of the following events shall be considered a default under this
      Article:

(1)     Borrower misappropriates loan funds;

(2)     Borrower is delinquent in its repayment of the principal or interest;

(3)     Borrower or guarantor refuses normal financial or operational
        supervision by Lender, or Borrower or guarantor provides false financial
        statements or asset appraisal reports;

(4)     Borrower or guarantor is involved in illegal activities;

(5)     The legal representative or primary management personnel of Borrower or
        guarantor is involved in a criminal case; or

(6)     Borrower experiences any of the events requiring notification listed in
        Article 5.3, and such event affects Borrower's ability to repay debt.

7.2.  In the event of events of default, Lender has the right to take the
      following steps:

(1)     Stop providing loan funds that Borrower has not yet used;

(2)     Unilaterally declare all principal already lent under the Loan Contract
        to be due ahead of the contract due date and require Borrower
        immediately to return the principal and pay all interest due; and

(3)     Take other remedies as provided by applicable laws and regulations.

                          Article 8. Default Liability:

8.1.  Lender will impose penalty interest and compounded interest according to
      the regulations of the People's Bank of China in the event that Borrower
      has not fully repaid the principal or interest under the Loan Contract in
      a timely manner, or fails to use the Loan's funds as provided by this Loan
      Contract. The default interest rate for a foreign exchange loan shall be
      _____ over and above the original interest rate.

8.2.  ***For the recovery of the principal, interest, penalty interest,
      compounded interest and other fees unpaid by Borrower, Borrower hereby
      irrevocably authorizes Lender to withdraw funds from its account with the
      Bank of Communications.

                                       5
<PAGE>

                            Article 9. Other Clauses:

9.1.  ***Any dispute concerning this Loan Contract is under the jurisdiction of
      the local people's court where Lender is located.

9.2.  The Loan Voucher under this Loan Contract and related documents and
      materials confirmed by both parties are inseparable components of this
      Loan Contract.

9.3.  This Loan Contract shall become effective upon signature (or seal) by
      legal representatives or authorized representatives of both parties and
      upon the affixing of the official seals of both parties.

9.4.  This Loan Contract has two originals, which are identical to each other,
      with each of the parties holding one copy. There are several duplicates
      for future reference.

Borrower (Official Seal): (Illegible)
Legal Representative or Authorized Representative
 (Signature or Personal Seal): (Illegible)

 Date of Signature: 24 July 2001.

Lender (Official Seal): Weifang Branch of the Bank of Communications, Loan
 Contract
Seal (6)
Legal Representative or Authorized Representative
 (Signature or Personal Seal): Shixiang Ma

Date of Signature: July 24, 2001.

                                       6<PAGE>

                                                                   EXHIBIT 10.20

                                 LOAN AGREEMENT

                                   (WEI NONG WAI) NONG YIN JIE ZI (2001) NO. 321

Borrower (full name):     Weifang Fuhua Amusement Park Co. Ltd.

Lender (full name):       Business Department of Weifang City Branch,
                          Agricultural Bank of China

        Pursuant to the laws and regulations of the People's Republic of China
("PRC"), and on the basis of agreement reached through comprehensive
negotiations, Borrower and Lender enter into and consent to be bound by this
Loan Agreement.

ARTICLE 1.     LENDER AGREES TO PROVIDE THE FOLLOWING LOAN TO BORROWER (THE
               "LOAN"):

        1.1.   Type of loan:  long-term loan

        1.2.   Purpose of Loan:  working capital

        1.3.   Loan Amount (full-form characters): Eight hundred thousand US
               dollars exactly

        1.4.   Loan and Repayment Terms:

        1.5. The following table sets forth the loan and repayment terms. If
there is not enough space in the following table, an additional sheet may be
attached to the Loan Agreement and shall constitute an integral part of the
Agreement.

<TABLE>
<CAPTION>
--------------------------------------------------------------------------------
                 Loan                                  Repayment
--------------------------------------  ----------------------------------------
  Month     Date    Year     Amount        Month     Date   Year     Amount
--------------------------------------  ----------------------------------------
<S>         <C>     <C>    <C>             <C>       <C>    <C>    <C>
                               USD                                    USD
   Oct.      9       2001   800,000.00      Oct.       9     2004   800,000.00
--------------------------------------  ----------------------------------------
--------------------------------------  ----------------------------------------
--------------------------------------  ----------------------------------------
--------------------------------------  ----------------------------------------
</TABLE>

               (1) If the Loan Amount, Borrowing Date, and Repayment Date herein
are inconsistent with the Loan Amount, Borrowing Date, and Repayment Date
specified in the borrowing voucher (the "Borrowing Voucher"), the Borrowing
Voucher shall prevail. The Borrowing Voucher shall form part of this Loan
Agreement and have the same legal force and effect.

               (2) Upon written request to Lender and subject to Lender's
consent, Borrower may repay the Loan prior to the expiration of the Loan Term.
The interest rate shall not change upon prepayment, and Lender shall be entitled
to the interest calculated for the Loan Term as specified hereunder.

<PAGE>

        1.6.   Interest calculation and payment:

               (1) This Loan shall bear interest at a rate of 5.437% per annum
(the "Loan Interest Rate") on three-month floating basis. Interest on the Loan
Amount will accrue in the short-term at the Loan Interest Rate specified herein;
and in the medium-term and long-term at a rate to be determined annually
pursuant to rules set by the People's Bank of China. Interest on the Loan Amount
for the first year will accrue at the Loan Interest Rate specified herein.

               (2) Interest on the Loan Amount shall accrue on the 20th day of
each month and shall be paid monthly.

ARTICLE 2.     CONDITIONS PRECEDENT TO PERFORMANCE BY LENDER UNDER THIS LOAN
               AGREEMENT:

        2.1. Borrower shall open a general loan account with Lender (the
"General Loan Account") and use this General Loan Account for all transactions
and deposits related to the Loan under This Contract.

        2.2. Whenever Borrower draws funds, Borrower shall complete a Borrowing
Voucher and shall provide any such documents and information that Lender may
request.

        2.3. If the Loan Amount is secured by collateral or hypothecation,
Borrower shall have registered and/or applied for and obtained insurance or
performed other such legal formality as requested by Lender and shall maintain
the effectiveness of said security and insurance.

ARTICLE 3.     RIGHTS AND OBLIGATIONS OF LENDER:

        3.1. Lender shall have the right to examine Borrower's production
operations, financial affairs, inventory and the use of loan funds and to
request that Borrower provide, in a timely manner, to Lender all documents,
materials and information related to the finances of Borrower.

        3.2. When Lender collects, upon or prior to the due dates, the
Principal, interest, penalty interest, overdue interest, compound interest and
other fees from Borrower, Lender shall have the right to transfer funds from
Borrower's account with Lender.

        3.3. Subject to Borrower complying with the terms and conditions of this
Loan Agreement, Lender shall release to Borrower, pursuant to the schedule, the
Loan Amount.

ARTICLE 4.     RIGHTS AND OBLIGATIONS OF BORROWER:

        4.1. Borrower has the right to acquire and use the funds borrowed under
this Loan Agreement in accordance with the Loan Agreement.

<PAGE>

        4.2. Borrower shall repay the Principal according to schedule. If, as a
result of certain special circumstances, Borrower cannot repay the Principal on
the due dates, then Borrower must submit a written application to Lender fifteen
days prior to such due dates for extension thereof. Upon Lender's consent,
Lender and Borrower shall enter an extension agreement.

        4.3.   Borrower shall pay accrued interest to Lender on each Accrual
Date.

        4.4. Borrower shall use the funds borrowed under this Loan Agreement
only for the purposes specified herein and for no other purpose.

        4.5. Borrower shall, on a monthly basis, provide true and complete
financial statements and other related information to Lender and shall actively
cooperate with Lender in Lender's examination of Borrower's production
operations, financial affairs and use of funds borrowed under this Loan
Agreement.

        4.6. Unless Borrower provides 30 days advance notice in writing to
Lender and obtains Lender's consent, and unless Borrower also performs its pay
off obligations or its prepayment obligations, Borrower shall not, before paying
off the Principal and interest, engage in sub-contracting, leasing, equity
restructuring, pooling, consolidating, merging, splitting, joint investment,
capital transferring, filing for restructuring, filing for dissolution, filing
for bankruptcy, and any other actions which may affect the debtor-creditor
relationship under this Loan Agreement or affect the realization of Lender's
rights.

        4.7. Borrower shall notify Lender of such events (in addition to the
above-described events) as the disruption of production, going out of business,
invalidation of the registration, revocation of the business license, legal
representative(s) or officer(s) of the company engaging in illegal activities or
being involved in significant litigation, serious production or operation
problems, and deteriorating financial position, which may threaten Borrower's
normal business or materially affect its ability to perform its obligations
under this Loan Agreement. At the same time, Borrower shall take steps to make
the repayments.

        4.8. During the term of this Loan Agreement, Borrower shall give an
advance notice and obtain Lender's consent when Borrower makes assurances to, or
provides its main assets as collateral or hypothecation for, a third party and
when by so doing Borrower may affect its repayment ability.

        4.9. Borrower and its investors shall not take out the capital, transfer
the assets or transfer the equity of Borrower in an attempt to avoid debt
obligations to Lender.

        4.10. If, during the Loan Term, Borrower changes its name, legal
representative, legal address, business scope, etc., Borrower shall give an
advance written notice to Lender.

        4.11. Borrower shall provide other guaranties to Lender under the
following circumstances: the guarantor under this Loan Agreement loses partial
or total ability to

<PAGE>

provide guarantees relating to this loan because of production disruption, going
out of business, cancellation of the registration, revocation of the business
license, going into bankruptcy, or business losses; or the value of the
collateral or hypothecated assets or rights under this Loan Agreement has
decreased.

        4.12. Borrower shall bear the expenses of attorney services, insurance,
transportation, evaluation, registration, safekeeping, appraisal, and
notarization, relevant to this Loan Agreement or relevant to the guaranty under
this Loan Agreement.

ARTICLE 5.     EVENTS OF DEFAULT.

        5.1. Provided Borrower complies with the terms and conditions of the
Loan Agreement, Lender shall pay to Borrower a penalty if Lender fails to make a
full payment of the Loan Amount on time, thereby causing Borrower to suffer
losses. The penalty shall be calculated on the basis of the default amount and
the number of overdue days. The calculation method of the default amount shall
be the same as for overdue loan interest.

        5.2. In the event that Borrower violates any terms of the Loan
Agreement, Lender has the right to stop providing funds under the Loan Agreement
and to demand repayment of the principal and interest of the funds already
provided and to take other steps to preserve the assets.

        5.3. Lender shall have the right to charge interest on any overdue
repayment at the rate of 0.021% per day times the number of overdue days when
Borrower does not repay the principal of the funds borrowed according to the
specified schedule in this Loan Agreement.

        5.4. If Borrower does not use the funds according to the purpose
specified in this Loan Agreement, Lender shall have the right to collect penalty
interest on the abused amount of the loan at the rate of 0.05% per day times the
number of abuse days.

        5.5.   Compound interest is to be calculated and collected on any unpaid
interest according to the rules set by the People's Bank of China.

        5.6. If the guarantor for the borrowed funds under this Loan Agreement
violates its duties under the Guaranty Agreement and fails to correct the
problem even after being notified by Lender, Lender shall have the right to stop
providing funds under this Loan Agreement and demand repayment of the principal
and interest of the funds borrowed under this Loan Agreement and to take other
measures to preserve the assets.

        5.7. If Borrower defaults under this Loan Agreement, Borrower agrees to
pay all legal, travel and other expenses that Lender incurs in the course of
pursuing litigation to enforce its financial claims.

ARTICLE 6.     GUARANTY

<PAGE>

        The loan specified hereunder shall be guaranteed through a surety bond.
A separate Guaranty Agreement shall be made and signed.

ARTICLE 7.     DISPUTE SETTLEMENT.

        Disputes arising out of this Loan Agreement shall be settled through
negotiation. Any litigation between the parties hereto arising out of this Loan
Agreement shall be within the jurisdiction of the courts where Lender resides.

ARTICLE 8.     OTHER ITEMS:

ARTICLE 9.     EXECUTION.

        This Loan Agreement shall become effective upon its execution by the
parties hereto or upon each party fixing its seal onto this Loan Agreement.

ARTICLE 10.

        There are two official copies of this Loan Agreement, one copy for each
of the two parties to the contract and one Copy to Guarantor. The two copies
shall be of the same force and effect.

ARTICLE 11.    STATEMENT.

        Lender has asked Borrower to fully and correctly understand the terms
and conditions of this Loan Agreement and has answered all of Borrower's
questions regarding this Loan Agreement. The signatories to this agreement have
the same understanding of this Loan Agreement.

Borrower (seal):          (Seal:) Weifang Fuhua Amusement Park Co., Ltd.

Legal representative or authorized representative: (Seal): Yongxin Zhang

Lender (seal):            Business Department of Weifang City Branch,
                          Agricultural Bank of China

Legal representative or authorized representative: Shuye Zhang

Date of execution:        October 9, 2001
Place of execution:       Weifang

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