Document:

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                                                                   Exhibit 10.56

                              STANDSTILL AGREEMENT

                  Standstill Agreement (this "AGREEMENT"), dated as of November
22, 1999, by and between COLE NATIONAL CORPORATION, a Delaware corporation (the
"COMPANY"), and HAL INTERNATIONAL N.V., a Netherlands Antilles Company, for
itself and its Affiliates (as defined below; collectively, HAL International
N.V. and its Affiliates are "STOCKHOLDER").

                                    RECITALS

                  A. As of the date of this Agreement, Stockholder beneficially
owns approximately 14.2% of the outstanding shares of common stock, $.001 par
value per share (the "COMMON SHARES"), of the Company. Stockholder has expressed
its desire to increase its ownership above the 15.0% threshold through
open-market purchases. This increase would trigger the rights granted to the
Company's stockholders under the Rights Agreement, dated as of August 22, 1995,
by and between the Company and National City Bank, as rights agent, as amended
(the "EXISTING RIGHTS AGREEMENT"), and would also trigger the provisions of
ss.203 of the Delaware General Corporation Law ("SS.203") and Article Tenth of
the Company's amended and restated Certificate of Incorporation ("ARTICLE
TENTH").

                  B. The Company is willing, contemporaneously with the
effectiveness of this Agreement, to cause the rights under the Existing Rights
Agreement to be redeemed and adopt a new rights agreement (the "NEW RIGHTS
AGREEMENT") that permits Stockholder to increase its ownership above the 15.0%
threshold to 25.0% of the Common Shares outstanding at any time, and the
Company's Directors will also approve Stockholder's increased ownership for
purposes of ss.203 and Article Tenth.

                  C. As a result of the anticipated increase in Stockholder's
ownership of the Common Shares, the parties desire to provide for certain
agreements with respect to the ownership and voting by Stockholder of the Common
Shares and other matters.

                                    AGREEMENT

                  NOW, THEREFORE, in consideration of the agreements, rights,
obligations and covenants contained herein and other good and valuable
consideration, the sufficiency and receipt of which is hereby acknowledged, the
Company and Stockholder hereby agree as follows:

                             SECTION 1. DEFINITIONS

                  1.1 CERTAIN DEFINITIONS. In addition to the other terms
defined in this Agreement, for purposes of this Agreement, the following terms
have the following meanings:

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                           (a) A Person is deemed to be an "AFFILIATE" of
another Person in accordance with the term "Affiliate" as defined in Rule 12d-2
under the Securities Exchange Act of 1934, as amended (the "EXCHANGE ACT"), as
in effect on the date of this Agreement.

                           (b) A Person is deemed a "BENEFICIAL OWNER" of or to
"BENEFICIALLY OWN" any Common Shares in accordance with the term "beneficial
ownership" as defined in Rule 13d-3 under the Exchange Act as in effect on the
date of this Agreement, and also includes Common Shares that such Person or any
Affiliate of such Person has the right to acquire (whether such right is
exercisable immediately or only after the passage of time) pursuant to any
agreement, arrangement or understanding or upon the exercise of conversion
rights, exchange rights, warrants or options, or otherwise.

                           (c) "CLAIM" means any action, claim, complaint, cause
of action, debt, demand or suit.

                           (d) "DEMAND REGISTRATION RIGHTS" means the right of
Stockholder to have a registration statement filed by the Company and declared
effective with respect to the Common Shares held by Stockholder in accordance
with the provisions of Section 3.1.

                           (e) "PERCENTAGE LIMITATION" means 25.0% of the Total
Voting Power outstanding as of the date of measurement. If, on June 30, 2001,
Stockholder is the beneficial owner of less than 20.0% of the Total Voting Power
outstanding at that date, the Percentage Limitation for the period following
that date will be reduced to the greater of (i) the Total Voting Power
Beneficially Owned by Stockholder or (ii) 15.0%; provided, however, that if the
percentage ownership limitations (i) that would trigger the effects of the
rights issued under the New Rights Agreement (or any successor rights agreement)
with respect to any third party and (ii) that are contained in the definitions
of "interested stockholder" in ss.203 and Article Tenth, are hereafter modified
to a number that is higher than 15.0%, the Percentage Limitation will be equal
to such higher limit.

                           (f) "REGISTRATION PERIOD" means the period commencing
on the 270th day following the date of this Agreement and ending on the earlier
of the termination of the Standstill Period or such time as Stockholder owns
less than 10.0% of the Restricted Securities.

                           (g) "SEC" means the Securities and Exchange
Commission.

                           (h) "SECURITIES ACT" means the Securities Act of
1933, as amended.

                           (i) "SPECIFIED MATTERS" means:

                                    (i)     mergers and consolidations in which
                                            the holders of Common Shares do not
                                            retain a majority of the outstanding
                                            voting power of the surviving
                                            corporation;

                                    (ii)    any proposed liquidation of the
                                            Company or sale of all or
                                            substantially all of its assets
                                            (other than to an entity or entities
                                            in which the holders of Common
                                            Shares own the majority of votes
                                            that the holders of the surviving

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                                            corporation are entitled to vote
                                            generally in the election of
                                            directors);

                                    (iii)   any amendment of the Company's
                                            certificate of incorporation that
                                            would increase the authorized number
                                            of Common Shares or shares senior to
                                            common stock, unless the amendment
                                            is solely to permit or to reflect a
                                            stock split or increase in Common
                                            Shares through a stock dividend; or

                                    (iv)    any amendment of the Company's
                                            certificate of incorporation that
                                            would impose limitations on the
                                            rights of Stockholder in its
                                            capacity as a stockholder, other
                                            than those (x) agreed to by
                                            Stockholder in this Agreement or
                                            otherwise or (y) that are applicable
                                            to all stockholders equally.

                           (j) "STANDSTILL PERIOD" means the period commencing
on the date of this Agreement and ending on the fifth anniversary of the date of
this Agreement.

                           (k) "UNDERWRITER(S)" means any one or more investment
banking or brokerage firms to or through whom Stockholder may offer and sell
Common Shares pursuant to a transaction requiring the filing of a registration
statement under the Securities Act, including one or more of such firms who
manage such public offering through such Underwriters.

                           (l) "TOTAL VOTING POWER" means the maximum number of
votes that the holders of the Company's capital stock are entitled to vote
generally in the election of directors.

                           (m) "TRANSFER" means offer, sale, disposition,
transfer or hypothecation of Common Shares.

                       SECTION 2. STANDSTILL ARRANGEMENTS

                  2.1 ACQUISITION OF SECURITIES. (a) During the Standstill
Period, Stockholder shall not, directly or indirectly, acquire any Common Shares
or securities convertible, exchangeable or otherwise exercisable for Common
Shares or other securities that are entitled to vote generally in the election
of Directors of the Company, in each case now or hereafter outstanding
(collectively, "SECURITIES," and all Securities Beneficially Owned by
Stockholder being referred to herein as "RESTRICTED SECURITIES"), if the effect
of the acquisition would be to increase Stockholder's aggregate Beneficial
Ownership of Restricted Securities to greater than the Percentage Limitation,
unless the acquisition of shares in excess of the Percentage Limitation has been
approved in advance by a majority of the Company's Directors excluding any
designee of the Stockholder pursuant to Section 2.11 of this Agreement.

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                           (b) Following the Standstill Period, Stockholder
shall not, directly or indirectly, acquire any Securities, if the effect of the
acquisition would be to increase Stockholder's aggregate Beneficial Ownership of
Restricted Securities to greater than the Percentage Limitation, unless the
acquisition of shares in excess of the Percentage Limitation has been approved
in advance by a majority of the Company's Directors excluding any designee of
the Stockholder pursuant to Section 2.11 of this Agreement.

                           (c) Notwithstanding the foregoing, if Stockholder
inadvertently acquires a non-material amount of Securities in excess of the
limitations set forth in this Section 2.1, and disposes of the excess amount of
Securities within 10 days after the Stockholder becomes aware of such breach (it
being deemed to have notice of the number of Securities reported by the Company
as outstanding in any periodic report filed with the SEC), then no breach of
this Section 2.1 will be deemed to have occurred. If any action of the Company
or any of its Affiliates, including a buy back of capital stock of the Company,
increases the Total Voting Power Beneficially Owned by Stockholder above 25.0%
of the Total Voting Power outstanding at the time of measurement, Stockholder
shall be deemed to own no more than the Percentage Limitation applicable at such
time and shall not be required to dispose of any of its Restricted Securities.

                  2.2 VOTING. Commencing on the date of this Agreement and
through the Company's annual meeting of stockholders for and during 2001,
Stockholder shall take such action as may be required so that all Common Shares
that Stockholder Beneficially Owns and that are entitled to vote are voted (or
in the case of action by written consent, consents are given with respect to
such shares):

                           (a) FOR the election of the slate of nominees for
election to the Board of Directors of the Company (the "BOARD") selected by a
majority of the members of the Board (the "DIRECTORS"); and

                           (b) except with respect to Specified Matters, FOR the
approval of all matters recommended by a majority of the Directors, if any
recommendation is made.

Notwithstanding the foregoing, Stockholder shall not be under any limitation
regarding the voting of the Common Shares that Stockholder Beneficially Owns if
the Company fails to fulfill its obligations under this Agreement.

                  2.3 VOTING TRUST OR ARRANGEMENT. During the Standstill Period,
Stockholder shall not deposit any Restricted Securities in a voting trust or
subject any Restricted Securities to any arrangement or agreement with respect
to the voting of such Restricted Securities.

                  2.4 QUORUM. During the Standstill Period, Stockholder, as
holder of Restricted Securities, shall be present, in person or by proxy, at any
meeting of stockholders of the Company so that all Restricted Securities may be
counted for the purpose of determining the existence of a quorum at such
meeting.

                  2.5 PROXY SOLICITATIONS. During the Standstill Period, without
the express prior written approval of the Company, Stockholder shall not:

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                           (a) solicit proxies or initiate, propose or become a
"participant" in a "solicitation" (as such terms are defined in Regulation 14A
under the Exchange Act), in opposition to any matter that has been recommended
by a majority of the Directors or seek to advise, encourage or influence any
individual, firm, corporation, partnership or other entity (a "PERSON") with
respect to the voting of or giving of consent with respect to Securities in such
manner, or induce or attempt to induce any Person to initiate any stockholder
proposal. Notwithstanding the foregoing, and except for any matter governed by
Section 2.2 of this Agreement, Stockholder has the right to solicit proxies,
propose or become a "participant" in a "solicitation" (as such terms are defined
in Regulation 14A under the Exchange Act) in opposition to the solicitation by
any third party on any matter (an "OPPOSITION SOLICITATION");

                           (b) execute any written consent in lieu of a meeting
of holders of the Common Shares except a written consent solicited by or on
behalf of the Board; or

                           (c) induce any other Person to initiate, propose or
become a "participant" in a "solicitation" in opposition to any matter that has
been recommended by a majority of the Directors or in support of any stockholder
proposal relating to the Company, as described in Rule 14a-8 under the Exchange
Act.

                  2.6 STOCKHOLDER MEETINGS. During the Standstill Period,
without the express prior written approval of the Company, Stockholder shall not
call or seek to have called, or assist, directly or indirectly, any other Person
in calling or seeking to call, any special meeting of Stockholders of the
Company for any reason.

                  2.7 STOCKHOLDER LISTS. During the Standstill Period, without
the express prior written approval of the Company or in connection with an
Opposition Solicitation, Stockholder shall not seek, request to obtain, or
assist, directly or indirectly, any other Person in seeking, requesting or
obtaining, any list of security holders of the Company.

                  2.8 GROUP PARTICIPATION. During the Standstill Period, without
the express prior written approval of the Company, Stockholder shall not join a
partnership, limited partnership, syndicate or other group, or otherwise act in
concert with any Person (other than an Affiliate of Stockholder), for the
purpose of acquiring, holding, voting or, except as contemplated pursuant to
this Agreement, disposing of Restricted Securities.

                  2.9 SOLICITATIONS OF OFFERS. During the Standstill Period,
without the express prior written approval of the Company, Stockholder shall
not, and shall cause its directors, officers, employees, agents (including
investment bankers), partners and Affiliates not to, directly or indirectly,
engage in negotiations with, provide any information to, induce or attempt to
induce or give encouragement to, any Person (other than to the Company's chief
executive officer or, with respect to the Director designated by Stockholder
pursuant to Section 2.11 of this Agreement, pursuant to that Director's
fiduciary duties to the Company), in furtherance of any change in control of the
Company (whether pursuant to a tender or exchange offer, a stock or asset sale
or a merger, consolidation, amalgamation, plan of arrangement or any other form
of transaction) or for any sale of any assets of the Company (other than where
there is a shared ownership by Stockholder and the Company or its subsidiaries
of the assets or of the entity, other than the Company or any of its
subsidiaries, that owns the assets), or any other transaction that would be
inconsistent with or frustrate the purpose of this Agreement.

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                  2.10     LEGENDS AND STOP TRANSFER ORDERS.

                           (a) Stockholder shall cause the certificate or other
instrument representing Restricted Securities to have the following legend:

                  The securities represented by this certificate are subject to
                  the provisions of the Standstill Agreement, dated as of
                  November 22, 1999, a copy of which is on file at the office of
                  the Secretary of Cole National Corporation.

                           (b) Stockholder agrees to the entry of stop transfer
orders with the transfer agent (or agents) and the registrar (or registrars) of
the Company against the Transfer other than in compliance with the requirements
of this Agreement or legended securities of which Stockholder from time to time
is the Beneficial Owner.

                           (c) The Company agrees to the removal of the legend
required by Section 2.10(a) and the stop transfer orders in Section 2.10(b) on
expiration of the Standstill Period or upon notice of a Transfer permitted
pursuant to this Agreement to a Person that is not an Affiliate of Stockholder.

                  2.11 DIRECTOR NOMINEES. (a) If, prior to June 30, 2001,
Stockholder acquires 20.0% or more of the Total Voting Power outstanding at the
date of acquisition, then, until the earlier of (i) the expiration of the
Standstill Period, and (ii) the date on which Stockholder owns less than 10.0%
of the Total Voting Power, Stockholder may deliver to Company a notice stating
that it desires to implement this Section 2.11 and designating one person (who
either will be (x) Iain Watson or (y) any other person designated by Stockholder
and approved by a majority of the Directors, which approval may not be
unreasonably withheld) as a nominee for election to the Board. Promptly after
receiving the foregoing notice from Stockholder, the Company shall cause (A) the
total number of members of the Board to be increased by one member over the
number authorized as of the date of such notice, and (B) the vacancy so created
to be filled with the Stockholder's designee. Thereafter, with respect to each
annual meeting of stockholders of the Company until the earlier of (i) the
expiration of the Standstill Period, and (ii) the date on which Stockholder owns
less than 10.0% of the Total Voting Power, Company shall use its best efforts to
cause its Directors to solicit proxies for, and recommend that the Company's
stockholders vote in favor of, the Stockholder's designee.

                           (b) If during the Standstill Period a designee of
Stockholder ceases to be a Director for any reason other than expiration of the
designee's term, the Company shall promptly, upon the request of Stockholder,
use its reasonable best efforts to cause the election or appointment of a person
selected by Stockholder (who will be any person approved by a majority of the
Directors, which approval may not be unreasonably withheld) to replace such
designee. The right to designate a Director pursuant to this Section 2.11 is
personal to Stockholder and may not be transferred in any manner except to a
wholly owned Affiliate of Stockholder.

                           (c) Prior to the Company's Annual General Meeting of
Stockholders in 2000, the Company shall cause the size of the Board to be
increased as necessary to give effect to the rights of Stockholder under Section
2.11(a), and decreased, at the Company's discretion, at

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such time(s) as Stockholder's Beneficial Ownership falls below 10.0% of the
Total Voting Power.

                           (d) Upon expiration of the Standstill Period or the
date on which Stockholder Beneficially Owns less than 10.0% of the Total Voting
Power, Stockholder shall cause its designee as Director immediately to resign
from the Board.

                  2.12 REPORTS. Stockholder shall promptly provide to the
Company copies of any reports or schedules filed by Stockholder with the SEC
pursuant to Regulation 13D-G (or any successor provision) promulgated under the
Exchange Act within one business day of filing.

                  2.13     [INTENTIONALLY OMITTED]

                  2.14 CONTROL. Except as otherwise required by law, during the
Standstill Period Stockholder shall not, without the prior written consent of
the chief executive officer or majority of independent Directors of the Company,
(a) make any public announcement with respect to, or submit any proposal for,
the acquisition of Beneficial Ownership of any Securities if the effect of such
acquisition would be to cause the Beneficial Ownership of Stockholder to exceed
the Percentage Limitation, or for or with respect to any extraordinary
transaction or merger, consolidation, sale of substantial assets or business
combination involving the Company or any of its Affiliates, whether or not any
Persons other than Stockholder are involved and whether or not such proposal
might require the making of a public announcement by the Company, (b) propose
any individual for election to the Board other than as permitted by Section
2.11, (c) seek the removal of any Director other than the Director designated by
Stockholder pursuant to Section 2.11, or (d) otherwise seek to control the
management or policies of the Company or any of its Affiliates, including,
without limitation, taking any action to seek to obtain representation on the
Board or the board of directors of any Affiliate of the Company other than as
permitted by Section 2.11.

                  2.15 COMMUNICATIONS. (a) Regardless of any dispute that may
arise in the future between Stockholder and the Company, Stockholder shall not,
and shall cause its Affiliates not to, during the Standstill Period, (i)
disparage or criticize the Company or its Affiliates, or their respective
current or former officers, directors or employees, to competitors, current
employees, vendors, customers or any other Person or (ii) make or solicit any
comments, statements or the like to the media or to others that may be
considered derogatory or detrimental to the good name or business reputation of
the Company or any of the aforementioned individuals; provided, however, that
the foregoing does not limit Stockholder from responding to legal process or
governmental inquiry or otherwise complying with applicable laws or regulations.

                           (b) Regardless of any dispute that may arise in the
future between Stockholder and the Company, Company shall not, and shall cause
its Affiliates not to, during the Standstill Period, (i) disparage or criticize
the Stockholder or its Affiliates, or their respective current or former
officers, directors or employees, to competitors, current employees, vendors,
customers or any other Person or (ii) make or solicit any comments, statements
or the like to the media or to others that may be considered derogatory or
detrimental to the good name or business reputation of Stockholder or any of the
aforementioned individuals; provided, however, that the foregoing does not limit
the Company from responding to legal process or governmental inquiry or
otherwise complying with applicable laws or regulations.

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                  2.16 LITIGATION. During the Standstill Period, Stockholder
shall not institute, prosecute or pursue against the Company (or any of its
officers, Directors, representatives, trustees, employees, attorneys, advisors,
agents, Affiliates or associates) (a) any Claim with respect to any action
hereafter approved by a majority of the Directors that is only properly
assertable derivatively in the right of the Company or (b) any Claim on behalf
of a class of the Company's security holders; provided, however, that the
foregoing does not limit the Company or Stockholder from enforcing this
Agreement or from pursuing Claims not relating to or arising under this
Agreement.

                  2.17     [INTENTIONALLY OMITTED]

                  2.18 RIGHT OF FIRST OFFER. During the Standstill Period
Stockholder shall not Transfer, whether in one or in more than one transaction,
Restricted Securities that constitute 10.0% or more of the Company's Total
Voting Power to a single purchaser or to purchasers who are Affiliates of one
another or who are part of a group (a "THIRD PARTY PURCHASER"), unless it first
follows the practice set forth in this Section 2.18:

                           (a) Prior to making any offer to Transfer to a Third
Party Purchaser, Restricted Securities that constitute 10.0% or more of the
Company's Total Voting Power, Stockholder shall first offer such Restricted
Securities to the Company by sending written notice (a "BID REQUEST NOTICE") to
the Company that states the number of Restricted Securities proposed to be sold
(the OFFERED SECURITIES").

                           (b) For a period of 30 business days following the
delivery of the Bid Request Notice, the Company will have the right to offer to
purchase the Offered Securities at a price per share that the Company
communicates to Stockholder in a written notice (the "OFFER NOTICE"). The
Company's offer will be irrevocable for 10 business days after its delivery to
Stockholder. The failure of the Company to respond to a Bid Request Notice
within the 30 business day period will be deemed to be a waiver by the Company
of any right to purchase the Offered Securities.

                           (c) For a period of 10 business days after the
delivery of the Offer Notice, Stockholder may accept the Company's offer and
sell the Offered Securities to the Company. Stockholder's acceptance of the
offer must be in writing and delivered to the Company on or before the tenth
business day following receipt of the Offer Notice.

                           (d) Stockholder's acceptance of the Company's offer
will be irrevocable. The closing of the sale will take place no later than 10
business days following Stockholder's acceptance. The Company shall pay for the
Restricted Securities in cash by wire transfer to an account specified by
Stockholder in writing and Stockholder shall deliver certificates representing
the Offered Securities. Stockholder shall make representations and warranties to
the Company that Stockholder owns the Offered Securities, free and clear of any
liens, encumbrances or restrictions, and that Stockholder has full power and
authority to deliver the Offered Securities to the Company.

                           (e) If the Company delivers an Offer Notice to
Stockholder within the period specified in Section 2.18(b), and Stockholder does
not accept the Company's offer, then

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for a period of 120 days following the date of the Offer Notice, Stockholder may
sell all, but not less than all, of the Offered Securities to a Third Party
Purchaser at a price that is at least 105% of the price set forth in the
Company's Offer Notice. If the Company does not deliver an Offer Notice within
the period specified in Section 2.18(b), then for a period of 150 days following
the date of the Bid Request Notice, Stockholder may sell all, but not less than
all, of the Offered Securities to a Third Party Purchaser. If the Offered
Securities have not been sold within such 120-day period (as extended, if
necessary, pursuant to the preceding sentence), then Stockholder has no right to
sell any Offered Securities unless it provides the Company with a new Offer
pursuant to clause (a) of this Section 2.18.

                           (f) Unless Stockholder has accepted the Company's
offer to purchase the Offered Securities, Stockholder may Transfer the Offered
Securities at any price to any Third Party Purchaser so long as the aggregate
amount of Restricted Securities Transferred to the Third Party Purchaser is less
than 10.0% of the Total Voting Power outstanding at the time of each Transfer.

                           (g) The Company may assign its rights under this
Section 2.18 to other persons who will then be entitled to purchase such
securities.

                         SECTION 3. REGISTRATION RIGHTS

                  3.1 DEMAND REGISTRATION RIGHTS. (a) At any time during the
Registration Period, Stockholder may deliver to the Company a written request (a
"DEMAND REGISTRATION REQUEST") that the Company register any or all of the
Restricted Securities. The Company shall, as soon as practicable following the
Demand Registration Request, prepare and file a registration statement (on a
then appropriate form) with the SEC under the Securities Act, covering such
number of the Restricted Securities as Stockholder requests to be included in
such registration statement and to take all necessary steps to have such
Restricted Securities qualified for sale under state securities or blue sky
laws. The Company shall use its commercially reasonable efforts to have such
registration statement declared effective by the SEC (within the meaning of the
Securities Act) as soon as practicable thereafter and shall take all necessary
action (including, if required, the filing of any supplements or post-effective
amendments to such registration statement) to keep such registration statement
effective to permit the lawful sale of such Restricted Securities included
thereunder for a period of 90 days, subject, however, to the further terms and
conditions set forth in Sections 3.1(b) through (e) and Section 3.2 through 3.7.

                           (b) If the Company is eligible to register the
Stockholder's Restricted Securities for resale on a Form S-3 Registration, or
any successor short-form registration statement, Stockholder may exercise the
Demand Registration Rights more than one time, but cannot request registration
for less than 5% of the Total Voting Power outstanding at the time the request
is made. If the Company is not eligible to register the Stockholder's Restricted
Securities for resale on a Form S-3 Registration Statement, or any successor
short-form registration statement, Stockholder may exercise the Demand
Registration Rights only one time on a Form S-1 Registration Statement (or
successor form), and cannot request registration for less than 5% of the Total
Voting Power outstanding at the time the request is made.

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                           (c) If preparation of a registration statement is
commenced by the Company in response to the exercise by Stockholder of the
Demand Registration Right, but that registration statement is not filed with the
SEC at the instance or request of the Company for any reason, Stockholder will
not be deemed to have exercised the Demand Registration Right.

                           (d) If any registration statement filed by the
Company with the SEC pursuant to the provisions of this Section 3.1 is withdrawn
prior to the completion of the sale or other disposition of the Restricted
Securities included thereunder, then the following provisions, whichever
applicable, will govern:

                                    (i) If the withdrawal is effected at the
instance or upon the request of the Company for any reason other than the
failure of Stockholder to comply with its obligations hereunder with respect to
such registration, then the filing thereof by the Company will be excluded in
determining whether Stockholder has exercised any of its Demand Registration
Rights hereunder with respect to the filing of such registration statement.

                                    (ii) If the withdrawal is effected at the
instance or upon the request of Stockholder, then the filing thereof by the
Company will be deemed an exercise of the Demand Registration Right with respect
to the filing of such registration statement.

                           (e) The Company may delay the filing of any
registration statement, delay the effectiveness of any registration statement
once filed, or suspend the use of a prospectus forming a part of a registration
statement, for up to 90 days if the Company determines that it is in possession
of material non-public information the disclosure of which would, in the
reasonable judgment of the Company, have a material adverse effect on a pending
acquisition, disposition or financing transaction that is material to the
Company or would provide premature disclosure of information not otherwise
required to have been disclosed. The Company will not be required to maintain
the effectiveness of any Registration Statement on Form S-1 (or any successor
form) for more than 180 days. The Company shall provide notice to the
Stockholder of any delay or suspension, or termination of effectiveness under
this Section 3.1(e).

                  3.2 EXPENSES. Unless otherwise required by law, rule or
regulations, Stockholder shall bear and pay all fees, costs and expenses
incident to registration statements filed pursuant to Section 3.1 and incident
to keeping them effective and in compliance with all federal and state
securities laws, rules and regulations (including, without limitation,
registration fees, blue sky qualification fees and expenses, exchange listing
fees and expenses, reasonable legal fees and expenses (including the reasonable
legal fees and expenses of one law firm selected by Company and for all fees and
expenses of counsel to Stockholder), printing costs, costs of any special audits
or accounting fees), as well as underwriting discounts and commissions with
respect to its Restricted Securities included therein. Notwithstanding the
foregoing, the Company shall be responsible for its own legal fees and expenses,
the cost of obtaining its independent accountant's consent, and the costs of
preparing and filing the first two registration statements pursuant to Demand
Registration Rights, if the prospectus contained in the registration statements
are "non-marketing prospectuses;" that is, containing information required by
SEC rules but not lengthy business descriptions. A prospectus will be deemed to
be a "non-marketing prospectus" if it is of fewer than 10 pages in length. In
addition, if the Company is not eligible to register the Stockholder's
Restricted Securities for resale on a Form S-3 Registration Statement because
the Company, through its own actions or omissions, fails to

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meet the "Registrant Requirements" set forth in General Instructions I.A of
current Form S-3 (or equivalent provisions of any successor form, but excluding
limitations based on market capitalization or similar concepts), the Company
shall be responsible for its own legal fees and expenses, the cost of obtaining
its independent accountant's consent, and the costs of preparing and filing one
registration statements on Form S-1 or any successor form, regardless of the
length of the prospectus. Stockholder has the right to select the Underwriter
and selling agents, subject to the Company's approval (which may not be
unreasonably withheld), in connection with registration relating to the exercise
of its Demand Registration Rights.

                  3.3 INFORMATION TO BE FURNISHED. If any of the Restricted
Securities are to be included in a registration statement under Section 3.1,
Stockholder and the Company shall furnish the following information and
documents:

                           (a) Stockholder shall furnish to the Company all
information required by the Securities Act to be furnished by sellers of
securities for inclusion in the registration statement, together with all such
information that Stockholder has or can reasonably obtain and that may
reasonably be required by the Company in order to have such registration
statement become effective and such Restricted Securities qualified for sale
under applicable state securities laws.

                           (b) The Company shall make reasonably available for
inspection by Stockholder or by any Underwriter, attorney or other agent of any
Stockholder or Underwriter all information reasonably requested by such Persons.

                           (c) The Company shall use its reasonable best efforts
to obtain, at Stockholder's expense except as provided in Section 3.2, all legal
opinions, auditors' consents, comfort letters and expert cooperation necessary
or deemed desirable by Stockholder to complete the registration process.

                  3.4 REGISTRATION TO BE KEPT EFFECTIVE. In connection with any
registration of the Restricted Securities pursuant to this Agreement, the
Company shall, at Stockholder's expense, (a) keep effective and maintain such
registration and any related qualifications of the Restricted Securities under
state securities laws for such period as may be necessary for Stockholder, the
Underwriters and selling agents to dispose of such shares, from time to time to
amend or supplement the prospectus used in connection therewith to the extent
necessary to comply with applicable laws, and (b) furnish to Stockholder such
number of copies of the registration statement, the prospectus constituting a
part thereof, and any amendment or supplement thereto as Stockholder requests in
order to facilitate the disposition of the registered Restricted Securities.

                  3.5 CONDITIONS TO THE COMPANY'S OBLIGATIONS. The obligations
of the Company to cause the Restricted Securities owned by Stockholder to be
registered under the Securities Act are subject to each of the following
limitations, conditions and qualifications:

                           (a) The Company may require, as a condition to
fulfilling its obligations to register the Restricted Securities under Section
3.1, that Stockholder execute reasonable and customary indemnification
agreements for the benefit of the Underwriters of the registration; PROVIDED,
HOWEVER, that a Stockholder may not be required as such a condition to indemnify
the

                                       11
<PAGE>   12

Underwriters except with respect to information furnished by Stockholder for use
in such registration statement.

                           (b) The Company will not be required to fulfill any
registration obligations under this Agreement if the Company provides
Stockholder with an opinion of counsel reasonably acceptable to Stockholder
stating that Stockholder is free to sell in the manner proposed by it the
Restricted Securities that Stockholder desires to register without registering
such Restricted Securities.

                  3.6 REGISTRATION UNDER STATE SECURITIES LAWS. The Company
shall use its best efforts, at Stockholder's expense, to register or qualify any
Restricted Securities included in a registration statement pursuant to Section
3.1 under state "blue sky" or similar securities laws in such jurisdictions as
Stockholder reasonably requests and to take such other action as may be
reasonably necessary to enable Stockholder to sell its Restricted Securities in
the jurisdiction where such registration or qualification was made, PROVIDED,
however, that the Company will not be required to qualify to do business in any
jurisdiction in which it is not so qualified or to execute a general consent to
service of process in any jurisdiction in which it has not executed such a
consent.

                  3.7 RULE 144. The Company shall file any and all reports
required to be filed by it under the Exchange Act and the rules and regulations
adopted by the SEC thereunder, and shall take such further action as Stockholder
may request, all to the extent required from time to time to enable Stockholder
to sell the Restricted Securities without registration under the Securities Act
within the limitation of the exemptions provided by (a) Rule 144 under the
Securities Act, as such rule may be amended from time to time, or (b) any
similar rule or regulation hereafter adopted by the SEC.

                                       12
<PAGE>   13

         SECTION 4. REPRESENTATIONS AND WARRANTIES OF THE COMPANY

         The Company represents and warrants to Stockholder as follows:

                  4.1 CORPORATE EXISTENCE, DUE AUTHORIZATION AND EXECUTION OF
THE COMPANY. The Company is a corporation duly organized, validly existing and
in good standing under the laws of the State of Delaware, with full corporate
power and authority to execute and deliver this Agreement, to perform its
obligations hereunder, and to consummate the transactions contemplated hereby.
This Agreement and the consummation of the transactions contemplated hereby have
been duly authorized by all necessary corporate action of the Company. This
Agreement has been duly executed and delivered by the Company and constitutes a
legal, valid and binding obligation of the Company, enforceable against the
Company in accordance with its terms.

                  4.2 NO CONFLICTS. The execution and delivery of this Agreement
and the consummation of the transactions contemplated hereby does not conflict
with, or result in any violation of or default under, any provision of the
Certificate of Incorporation or Bylaws of the Company.

         SECTION 5.  REPRESENTATIONS AND WARRANTIES OF STOCKHOLDER

         Stockholder represents and warrants to the Company as follows:

                  5.1 CORPORATE EXISTENCE, DUE AUTHORIZATION AND EXECUTION OF
STOCKHOLDER. Stockholder is a company duly formed, validly existing, and in good
standing under the laws of The Netherlands, with full power and authority to
execute and deliver this Agreement, to perform its obligations hereunder, and to
consummate the transactions contemplated hereby. This Agreement and the
consummation of the transactions contemplated hereby have been duly authorized
by all necessary action of Stockholder. This Agreement has been duly executed
and delivered by Stockholder and constitutes a legal, valid and binding
obligation of Stockholder, enforceable against Stockholder in accordance with
its terms.

                  5.2 NO CONFLICTS. The execution and delivery of this Agreement
and the consummation of the transactions contemplated hereby does not conflict
with, or result in any violation of or default under, any provision of the
charter documents of Stockholder or of any agreement or instrument binding upon
Stockholder.

                  5.3 OWNERSHIP OF COMMON SHARES. As of the date of this
Agreement (a) Stockholder Beneficially Owns 2,102,100 Common Shares and (b)
neither Stockholder nor any Affiliate of Stockholder Beneficially Owns any other
Securities.

                                       13
<PAGE>   14

                           SECTION 6. OPTICAL INDUSTRY

                  6.1 NON-COMPETITION BY STOCKHOLDER. Commencing November 15,
2001, if and for so long as Stockholder has a right to designate a person to be
a Director of the Company pursuant to Section 2.11 of this Agreement,
Stockholder shall not, directly or indirectly through franchisees or otherwise,
engage in the ownership, operation or management of retail stores offering eye
care products in North America or the Carribean other than through the
participation by Stockholder in the Company or the Company's Affiliates.

                  6.2 NO CHANGE TO EXISTING NON-COMPETITION AGREEMENTS. Nothing
in this Agreement modifies or otherwise affects the existing covenants
not-to-compete contained in Article 6 of the Purchase Agreement dated as of 24
September, 1996 between the Company and HAL Investments B.V.

                            SECTION 7. MISCELLANEOUS

                  7.1 SPECIFIC ENFORCEMENT. The parties acknowledge and agree
that the Company or Stockholder would be irreparably damaged in the event any
provision of this Agreement were not performed in accordance with its specific
terms or were otherwise breached. It is accordingly agreed that the Company or
Stockholder will be entitled to an injunction or injunctions to prevent breaches
of this Agreement and to specifically enforce this Agreement and the terms and
provisions thereof in any action instituted in any court of the United States or
any state thereof having subject matter jurisdiction, in addition to any other
remedy to which the Company or Stockholder may be entitled, at law or in equity.

                  7.2 MODIFICATION; WAIVER. (a) This Agreement may be modified
in any manner and at any time by written instrument executed by Stockholder and
the Company and (b) any of the terms, covenants, and conditions of this
Agreement may be waived at any time by the party entitled to the benefit of such
term, covenant or condition.

                  7.3 NOTICES. All notices, requests, demands, claims, and other
communications hereunder must be in writing and be delivered by certified or
registered mail (first class postage pre-paid), guaranteed overnight delivery or
facsimile transmission:

                           (a)      if to the Company to:

                                    Cole National Corporation
                                    5915 Landerbrook Drive
                                    Mayfield Heights, Ohio 44124
                                    ATTENTION:  Chief Executive Officer
                                    facsimile:       440-461-3489

                                       14
<PAGE>   15

                                    with a copy to:

                                    Jones, Day, Reavis & Pogue
                                    901 Lakeside Avenue
                                    Cleveland, Ohio 44114
                                    ATTENTION:  David P. Porter
                                    facsimile:       216-579-0212

                           (b)      if to Stockholder to:

                                    HAL International N.V.
                                    5 Avenue des Citronniers
                                    MC 98000 Monaco
                                    ATTENTION:  Arie van't Hof
                                    facsimile:       011-377-93255434

                                    with a copy to:

                                    HAL Investments Inc.
                                    535 Cowper  Street
                                    Suite 300
                                    Palo Alto, California 94301
                                    ATTENTION: Iain Watson
                                    facsimile:       650-326-5064

                                    and a copy to:

                                    Paul, Weiss, Rifkind, Wharton & Garrison
                                    1285 Avenue of the Americas
                                    New York, New York 10019
                                    ATTENTION:  Matthew Nimetz
                                    facsimile:       212-757-3990

                           (c) or, in each case, at such other address or to
such other Person as may be specified in writing to the other party.

Any notice given by mail or guaranteed overnight delivery will be deemed
delivered, if sent in accordance with this Section 7.3, five business days after
the date of mailing, one business day after the date sent by guaranteed
overnight delivery, and immediately after a notice is given by facsimile if an
appropriate confirming receipt is received.

                  7.4 PARTIES IN INTEREST; ASSIGNMENT. This Agreement and all
the provisions hereof are binding upon and inure to the benefit of the parties
hereto and their respective successors and permitted assigns, but, except as
otherwise provided for in this Agreement, neither this Agreement nor any of the
rights, interests and obligations hereunder may be assigned by any party hereto
without the prior written consent of the other parties hereto. Nothing in this

                                       15
<PAGE>   16

Agreement, whether expressed or implied, is to be construed to give any Person
other than the parties hereto any legal or equitable right, remedy or claim
under or in respect of this Agreement.

                  7.5 COUNTERPARTS. This Agreement may be executed in one or
more counterparts, all of which constitute one and the same instrument.

                  7.6 HEADINGS; REFERENCES. The article and section headings of
this Agreement are for convenience of reference only and are not to be deemed to
alter or affect the meaning or interpretation of any provisions hereof. Unless
otherwise specified, references to "Articles", "Sections" and "Schedules" are to
Articles and Sections of, and Schedules to, this Agreement.

                  7.7 GOVERNING LAW; JURISDICTION; VENUE. This Agreement is to
be governed by and construed in accordance with the internal laws of the State
of Delaware applicable to contracts made and to be performed therein, without
regard to the conflicts of laws rules of such state. The parties agree that the
state and federal courts located in Cuyahoga County, Ohio, being the county in
which the Company currently has its principal headquarters, will have exclusive
jurisdiction in any action, suit or proceeding based on or arising out of this
Agreement and the parties hereby: (a) submit to the personal jurisdiction of
such courts; (b) consent to service of process in connection with any action,
suit or proceeding based on or arising out of this Agreement; and (c) waive any
requirement (whether imposed by statute, rule of court or otherwise) with
respect to personal jurisdiction, venue or service of process.

                  7.8 SEVERABILITY. If one or more of the provisions of this
Agreement are held by a court of competent jurisdiction to be invalid, void or
unenforceable, the remainder of the provisions of this Agreement will remain in
full force and effect.

                  7.9 TERMINATION. If at June 30, 2001, Stockholder Beneficially
Owns less than 20.0% of the Total Voting Power and thereafter Stockholder's
Beneficial Ownership drops to less than 15.0% of the Total Voting Power,
Sections 2, 3 and 6 of this Agreement will terminate and cease to be of any
further force or effect. Thereafter, Stockholder shall not purchase Securities
in excess of 15.0% of the Total Voting Power; provided, however, that if the
percentage ownership limitations (i) that would trigger the effects of the
rights issued under the New Rights Agreement (or any successor rights agreement)
with respect to any third party and (ii) that are contained in the definitions
of "interested stockholder" in ss.203 and Article Tenth, are hereafter modified
to a number that is higher than 15.0%, the 15.0% limitation will increase to
such higher limit.

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

                                       16
<PAGE>   17

         IN WITNESS WHEREOF, the Company and Stockholder have caused their duly
authorized representatives to execute this Agreement as of the date first above
written.

                                          COLE NATIONAL CORPORATION

                                          By: /s/ Jeffrey A. Cole
                                              ---------------------------------
                                              Name:  Jeffrey A. Cole
                                              Title: Chairman

                                          HAL INTERNATIONAL N.V.

                                          By: /s/ M. Van Der Vorm
                                              ---------------------------------
                                              Name:  M. Van Der Vorm
                                              Title: Managing Director<PAGE>   1
                                                                   Exhibit 10.57

                                December 22, 1999

Cole National Corporation
5915 Landerbrook Drive, Suite 300
Mayfield Heights, Ohio 44124

Gentlemen:

         In consideration of my employment as Vice President/Controller for Cole
National Corporation and the benefits I derive from Paragraph L hereof (but
without thereby creating any fixed or contractual employment term, understanding
that my employment can be terminated, with or without cause and with or without
notice, at any time at the option of either the Company or me), I hereby agree
with the Company (for purposes of this letter agreement, the "Company" shall
mean Cole Vision Corporation or any of its present or future parent, subsidiary
or indirect subsidiary or affiliated entities by which I am employed or on
behalf of which I provide services) as follows:

         A. During the term of my employment I will not compete, directly or
indirectly, with the Company. In accordance with this restriction, but without
limiting its terms, I will not:

                  (1)      enter into or engage in any business which competes
                           with the business of the Company; or

                  (2)      solicit customers, business, patronage, or orders
                           for, or sell, any product or products in competition
                           with, or for any business that competes with, the
                           business of the Company; or

                  (3)      divert, entice, or take away any customers, business,
                           patronage or orders of the Company or attempt to do
                           so; or

                  (4)      promote or assist, financially or otherwise, any
                           person, firm, association or corporation or any other
                           entity engaged in any business which competes with
                           the business of the Company.

         B. For a period of twelve (12) months following termination of my
employment with the Company, I will not enter into or engage in any business
that competes with the Company's business.

         C. For a period of twelve (12) months following termination of my
employment with the Company, I will not solicit customers, business, patronage,
or orders for, or sell any product(s) in competition with the Company's
business.

         D. For a period of twelve (12) months following termination of my
employment with the Company, I will not divert, entice, or otherwise take away
any customers, business, patronage, or orders of the Company, or attempt to do
so.

         E. For a period of twelve (12) months following termination of my
employment with the Company, I will not promote or assist financially or
otherwise, any person, firm, association, partnership, corporation, or any other
entity engaged in any business which competes with the Company's business.

         F. For the purposes of Paragraphs A through E, inclusive, I understand
that I will be competing if I engage in any or all of the activities set forth
therein directly as an individual on my own account, or indirectly as a partner,
joint venturer, employee, agent, salesman, consultant, officer and/or

<PAGE>   2

Cole National Corporation
Page 2
December 22, 1999

director of any firm, association, corporation, or other entity, or as a
stockholder of any corporation in which I own, directly or indirectly,
individually or in the aggregate, more than one percent (1%) of the outstanding
stock.

         G. For the purposes of Paragraphs B through E, inclusive, the Company's
business is defined as the manufacture, production, sale, marketing and/or
distribution of any product(s) and/or the rendering of any service(s) that are
the same as or similar to those manufactured, produced, sold, marketed,
distributed and/or rendered, as of the date of my termination, by the Company.

         H. I understand that the activities set forth in Paragraphs B through
E, inclusive, shall be prohibited only within the United States, Canada and
Puerto Rico or such lesser geographic area as to which or for which I was
assigned or had responsibility at the time of my termination or at any time
during the twelve (12) month period immediately preceding my termination.

         I. If it shall be judicially determined that I have violated any of my
obligations under Paragraphs B through E, inclusive, then the period applicable
to the obligation which I shall have been determined to have violated shall
automatically be extended by a period of time equal in length to the period
during which said violation(s) occurred.

         J. I also agree that I will not directly or indirectly at any time
solicit or induce or attempt to solicit or induce any employee(s) or any sales
representative(s), agent(s) or consultant(s) of the Company or any of its
parent, subsidiary or affiliate entities to terminate their employment,
representation or other association with the Company or such entity.

         K. During the period of my employment and at any time thereafter, I
will not disclose, furnish, disseminate, make available or, except in the
ordinary course of performing my duties on behalf of the Company, use any trade
secrets or confidential business and technical information of the Company, or
its parent, subsidiaries or affiliated entities or its customers, without
limitation as to when it was acquired by me or whether it was compiled or
obtained by, or furnished to me while I was employed by the Company. Such trade
secrets and confidential business and technical information are considered to
include, without limitation, the vision care plans, vendor lists, vendor terms
and programs, merchandise costs, financial statistics, research data, or any
other statistics and plans contained in monthly and annual review books, profit
plans, capital plans, critical issues plans, strategic plans, or merchandising,
marketing, real estate, or store operations plans. I specifically acknowledge
that all such information, whether reduced to writing or maintained in my mind
or memory and whether compiled by the Company and/or me derives independent
economic value from not being readily known to or ascertainable by proper means
by others who can obtain economic value from its disclosure or use, that
reasonable efforts have been put forth by the Company to maintain the secrecy of
such information, that such information is and will remain the sole property of
the Company and that any retention and use of such information during or after
the termination of my relationship with the Company (except in the course of
performing my duties) shall constitute a misappropriation of the Company's trade
secrets; provided, however, that this restriction shall not apply to information
which is in the public domain or otherwise made public by others through no
fault of mine.

         L. It is further understood and agreed that in the event my employment
with the Company should be terminated by the Company without cause ("cause" for
this purpose means gross neglect of duty, material breach of this Agreement,
dishonesty, disloyalty, the inability to discharge my duties due to alcohol or
drug addiction, or other misconduct inimicable to the best interests of the
Company), I will receive, in full and complete settlement of any claims for
compensation which I may have, a continuation of my annual base salary, in
effect at the time of the termination of my employment, for a period of up to
twelve (12) months immediately following such termination, payable in accordance
with the Company's payroll schedule; provided, however, that in the event I
obtain employment, any consulting assignments or any self-employment during said
twelve (12) month period (and upon obtaining such employment or assignments I
will promptly notify the Company of same), the payment of any unpaid balance
hereunder, effective as of the date of such new employment, shall be:

<PAGE>   3

Cole National Corporation
Page 3
December 22, 1999

                  (1)      canceled if the annual base salary of my new
                           employment equals or exceeds my annual base salary at
                           the Company at the time of my termination; or

                  (2)      reduced to the amount by which my annual base salary
                           at the Company at the time of my termination exceeds
                           the annual base salary of my new employment prorated
                           on the basis of the time remaining in said twelve
                           (12) month period; or

                  (3)      reduced by any amounts otherwise payable pursuant to
                           subparagraphs (i) or (ii) above by any consulting and
                           self-employment income earned or paid to me during
                           such periods.

         As used herein, "annual base salary of my new employment" shall equal
the greater of (x) the actual annual base salary of my new employment or (y) the
average annual base salary payable to persons holding comparable positions as I
then do with my new employer with businesses comparable to my then-new employer.

         It is the intent of this Paragraph L that I will be assured of the
payment of an amount at least equal to my annual base salary at the time of my
termination at the Company for a period of twelve (12) months following such
termination, whether through payments from the Company, my new employer, or as
consulting or self-employment income or a combination of payments from the
Company, my new employer and consulting and self-employment income. I further
agree to use my best efforts to obtain suitable employment following such
termination.

         In no event, however, upon the termination of my employment by the
Company, without cause, shall I receive less than the amount of money which is
payable, if any, in accordance with the Company's severance pay policy in effect
at the time of my termination.

         M. I expressly agree and understand that the remedy at law for any
breach by me of this Agreement will be inadequate and that the damages flowing
from such breach are not readily susceptible to being measured in monetary
terms. Accordingly, it is acknowledged that upon my violation of any provision
of this Agreement, the Company shall be entitled to immediate injunctive relief
and may obtain a temporary order restraining any threatened or further breach
without the necessity of proof of actual damage. Nothing in this Agreement shall
be deemed to limit the Company's remedies at law or in equity for any breach by
me of any of the provisions of this Agreement which may be pursued or availed of
by the Company.

         N. This Agreement is not assignable by either party without the prior
written consent of the other except that the Company may assign it without such
consent to any parent, subsidiary or affiliated entity, and upon such entity's
assumption of the Company's duties and obligations hereunder, such entity shall
succeed to each of the Company's rights hereunder. Upon such assignment and
assumption, I agree to and will become an employee of such entity, and all
references to the Company in this Agreement shall, as the context requires, be
deemed to be to the entity to which such assignment, assumption and employment
relate.

         O. No modification, waiver, amendment or addition to any of the terms
of this Agreement shall be effective, except as set forth in a writing signed by
me and the Company. The failure of the Company to enforce any provision of this
Agreement shall not be construed to be a waiver of such provision or of the
right of the Company thereafter to enforce each and every provision.

         P. This Agreement and any amendments thereto shall become effective on
the date of acceptance by the Company and shall be governed by, and construed in
accordance with, the internal, substantive laws of the State of Ohio. I agree
that the state and federal courts located in the State of Ohio shall have
jurisdiction in any action, suit or proceeding against me arising out of this
Agreement and I hereby: (a) submit to the personal jurisdiction of such courts;
(b) consent to service of process in connection with

<PAGE>   4

Cole National Corporation
Page 4
December 22, 1999

any action, suit or proceeding against me; and (c) waive any other requirement
(whether imposed by statute, rule of court or otherwise) with respect to
personal jurisdiction, venue or service of process.

         Q. This Agreement supersedes the provisions of each and every other
agreement or understanding, whether oral or written, between the undersigned and
the Company relating to the subject matter contained herein, and any such
agreement or understanding shall be of no further force and effect. The
provisions of this Agreement are severable and if any one or more provisions may
be determined to be illegal or otherwise unenforceable, in whole or in part, the
remaining provisions and any partially unenforceable provision, to the extent
enforceable in any jurisdiction, shall, nevertheless, be binding and
enforceable. The parties hereto agree that when fully executed, the foregoing
shall constitute a legally enforceable Agreement between us, which also shall
inure to the benefit of the Company's successors and assigns.

         Finally, I represent that prior to signing this Agreement, I have read,
fully understand and voluntarily agree to the terms and conditions as stated
above, that I was not coerced to sign this Agreement, that I was not under
duress at the time I signed this Agreement and that, prior to signing this
Agreement, I had adequate time to consider entering into this Agreement,
including without limitation, the opportunity to discuss the terms and
conditions of this Agreement, as well as its legal consequences, with an
attorney of my choice.

                                             Very truly yours,

                                             By: /s/ William P. Lahiff, Jr.
                                                -------------------------------
                                                William P. Lahiff, Jr.

Acknowledged and agreed to
as of this 3 day of January, 2000

COLE NATIONAL CORPORATION

By: /s/ Leslie D. Dunn
    ------------------------------------
         Leslie D. Dunn
         Senior Vice President

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