Document:

Exhibit
        10.12

      FIRST
        METROPLEX CAPITAL, INC.

      2005
        STOCK INCENTIVE PLAN

      

      1.   PURPOSE

       

      The
        2005
        Stock Incentive Plan (“Plan”) is intended to promote shareholder value by (a)
        enabling First Metroplex Capital, Inc. (the “Company”) and its affiliates to
        attract and retain the best available individuals for positions of substantial
        responsibility; (b) providing additional incentive to such persons by affording
        them an equity participation in the Company; (c) rewarding those directors,
        executive officers and employees for their contributions to the Company or
        the
        Bank; and (d) promoting the success of the Company’s business by aligning the
        financial interests of directors, executive officers and employees providing
        personal services to the Company or its affiliates with long-term shareholder
        value. 

       

      2.   DEFINITIONS

       

      (A)  “Act”
        means the Securities Exchange Act of 1934, as amended, or any successor
        provisions.

       

      (B)  “Affiliate”
        means (i) any entity that, directly or indirectly, is controlled by the Company,
        (ii) an entity in which the Company has a significant equity interest, (iii)
        an
        affiliate of the Company, as defined in Rule 12b-2 promulgated under the
        Act,
        (iv) any Subsidiary and (v) any entity in which the Company has at least
        twenty
        percent (20%) of the combined voting power of the entity’s outstanding voting
        securities, in each case as designated by the Board of Directors as being
        a
        participant employer in the Plan. For purposes of this Plan and without further
        designation by the Board of Directors, T Bank, N.A. shall be deemed an
        Affiliate. 

       

      (C)  “Bank”
        means T Bank, N.A., a national banking association.

       

      (D)  “Board
        of
        Directors” means the board of directors of the Company.

       

      (E)  “Change
        of Control” means:

       

      (i)  the
        acquisition by any individual, entity or “group,” within the meaning of section
        13(d)(3) or section 14(d)(2) of the Act (other than the current members of
        the
        boards of directors of the Company or the Bank or any of their descendants,
        the
        Company, the Bank, or any savings, pension or other benefit plan for the
        benefit
        of the employees of the Company or the Bank or subsidiaries thereof)(a
“Person”), of beneficial ownership (within the meaning of Rule 13d-3 promulgated
        under the Act) of voting securities of the Company or the Bank where such
        acquisition causes any such Person to own fifty percent (50%) or more of
        the
        combined voting power of the Company’s or Bank’s then outstanding capital stock
        then entitled to vote generally in the election of directors;

       

      (ii)  within
        any twelve-month period, the persons who were directors of the Company
        immediately before the beginning of the twelve-month period (the “Incumbent
        Directors”) shall cease to constitute at least a majority of the Board of
        Directors; provided that any individual becoming a director subsequent to
        the
        beginning of such twelve-month whose election, or nomination for election
        by the
        Company’s shareholders, was approved by at least two-thirds of the directors
        then comprising the Incumbent Directors shall be considered as though such
        individual were an Incumbent Director unless such individual’s initial
        assumption of office occurs as a result of either an actual or threatened
        election contest (as such terms are used in Rule 14a-11 of Regulation 14A
        promulgated under the Act);

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

         

      

      (iii)  a
        reorganization, merger, consolidation or other corporate transaction involving
        the Company or the Bank, in each case, with respect to which the shareholders
        of
        the Company or the Bank, respectively, immediately prior to such transaction
        do
        not, immediately after the transaction, own more than fifty percent (50%)
        of the
        combined voting power of the reorganized, merged or consolidated company’s then
        outstanding voting securities;

       

      (iv)  the
        sale,
        transfer or assignment of all or substantially all of the assets of the Company
        or the Bank to any third party;

       

      (v)  a
        dissolution or liquidation of the Company or the Bank; or

       

      (vi)  any
        other
        transactions or series of related transactions occurring which have
        substantially the same effect as the transactions specified in clauses (i)
        -
        (v), as determined by the Board of Directors.

       

      (F)  “Code”
        means the Internal Revenue Code of 1986, as amended, or any successor
        provisions.

       

      (G)  “Controlling
        Participant” means any person who, immediately before an Option is granted to
        that particular person, directly or indirectly (within the meaning of section
        424 of the Code and the regulations promulgated thereunder) possesses more
        than
        ten percent (10%) of the total combined voting power of all classes of stock
        of
        the Company or any Subsidiary. The determination of whether an person is
        a
        Controlling Participant shall be made in accordance with sections 422 and
        424 of
        the Code, or any successor provisions, and the regulations promulgated
        thereunder.

       

      (H)  “Committee”
        means the committee appointed by the Board of Directors to administer the
        Plan
        pursuant to Section ‎4(A).
        If the
        Committee has not been appointed, the Board of Directors in its entirety
        shall
        constitute the Committee. The Board of Directors shall consider the advisability
        of whether the members of the Committee shall consist solely of two or more
        member of the Board of Directors who are each “outside directors” as defined in
        Treas. Reg. Sec. 1.162-27(e) as promulgated by the Internal Revenue Service
        and
“non-employee directors” as defined in Rule 16b-3(b)(3) as promulgated under the
        Act. 

       

      (I)  “Company”
        means First Metroplex Capital, Inc., a Texas corporation and registered bank
        holding company, and except as otherwise specified in this Plan in a particular
        context, any successor thereto, whether by merger, consolidation, purchase
        of
        all or substantially all of its assets or otherwise.

       

      (J)  “Exercise
        Price” means the price at which a share of Stock may be purchased by a
        Participant pursuant to the exercise of an Option, as specified in the
        respective Stock Option Agreement.

       

      (K)  “Fair
        Market Value” on any date with respect to the Stock means:

       

      (i)  if
        the
        Stock is listed on a national securities exchange, the last reported sale
        price
        of a share of the Stock on such exchange or, if no sale occurs on that date,
        the
        average of the reported closing bid and asked prices on that date,

       

      (ii)  if
        the
        Stock is otherwise publicly traded, the last reported sale price of a share
        of
        the Stock under the quotation system under which the sale price is reported
        or,
        if no sale occurs on that date, the average of the reported closing bid and
        asked prices on that date under the quotation system under which the bid
        and
        asked prices are reported,

       

      
        
          
          

        

        
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      (iii)  if
        no
        such last sales price or average of the reported closing bid and asked prices
        are available on that date, the last reported sale price of a share of the
        Stock, or if no sale takes place, the average of the reported closing bid
        and
        asked prices as so reported for the immediately preceding business day (a)
        on
        the national securities exchange on which the Stock is listed or (b) if the
        Stock is otherwise publicly traded, under the quotation system under which
        such
        data are reported, or 

       

      (iv)  if
        none
        of the prices described above is available, the value of a share of the Stock
        as
        reasonably determined in good faith by the Committee in a manner that it
        believes to be in accordance with the Code.

       

      In
        determining the Fair Market Value of a share of Stock in connection with
        the
        issuance of an ISO, the Fair Market Value shall be determined without regard
        to
        any restriction, other than a restriction that, by its terms, will never
        lapse.

      

      (L)  “ISO”
        means an Option (or portion thereof) intended to qualify as an “incentive stock
        option” within the meaning of section 422 of the Code, or any successor
        provision.

       

      (M)  “NQSO”
        means an Option (or portion thereof) that is not intended to, or does not,
        qualify as an “incentive stock option” within the meaning of section 422 of the
        Code, or any successor provision.

       

      (N)  “Option”
        means the right of a Participant to purchase shares of Stock in accordance
        with
        the terms of this Plan and the Stock Option Agreement between such Participant
        and the Company.

       

      (O)  “Parent”
        means a parent corporation, if any, with respect to the Company, as defined
        in
        section 424(e) of the Code and regulations promulgated or rulings issued
        thereunder.

       

      (P)  “Participant”
        means any person to whom an Option has been granted pursuant to this Plan
        and
        who is a party to a Stock Option Agreement.

       

      (Q)  “Stock”
        means the common stock of the Company, par value $.01 per share.

       

      (R)  “Stock
        Option Agreement” means an agreement by and between a Participant and the
        Company setting forth the specific terms and conditions which Stock may be
        purchased by such Participant pursuant to the exercise of an Option. Such
        Stock
        Option Agreement shall be subject to the provisions of this Plan (which shall
        be
        incorporated by reference therein) and shall contain such provisions as the
        Board of Directors, in its sole discretion, may authorize.

       

      (S)  “Subsidiary”
        means a subsidiary corporation of the Company, as defined in section 424(f)
        of
        the Code and regulations promulgated or rulings issued thereunder.

       

      (T)  “Termination
        Date” means the date on which the Participant ceased to be an employee of the
        Company or any Affiliate; provided however, that with respect to an ISO,
        it
        means the date on which the Participant ceased to be an employee of the Company
        or any Parent or Subsidiary.

       

      3.   SHARES
        AVAILABLE UNDER THE PLAN

       

      (A)  Shares
        Subject to the Plan.
        Subject
        to adjustment in accordance with the provisions of this Section 3, the total
        number of shares of Stock as to which Options may be granted shall be 260,000
        shares, all of which Options may granted as ISOs. Stock issued under the
        Plan
        may be either authorized but unissued shares or shares that have been reacquired
        by the Company. Any shares issued by the Company in connection with the
        assumption or substitution of outstanding grants from any acquired corporation
        shall not reduce the shares of Stock available for Options under the
        Plan. 

       

      
        
          
          

        

        
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      (B)  Forfeited
        Awards.
        In the
        event that any outstanding Option under the Plan for any reason expires
        unexercised, is forfeited or is terminated prior to the end of the period
        during
        which Options may be issued under the Plan, the shares of Stock allocable
        to the
        unexercised portion of such Option that has expired, been forfeited or been
        terminated shall become available for future issuance under the Plan.

       

      (C)  Shares
        Used to Pay Exercise Price and Taxes.
        Shares
        of Stock delivered to the Company to pay the Exercise Price of any Option
        or to
        satisfy the Participant’s income tax withholding obligation shall become
        available for future issuance under the Plan.

       

      (D)  Adjustments
        on Changes in Stock.
        In the
        event of any change in the outstanding shares of Stock by reason of any merger,
        reorganization, consolidation, recapitalization, stock dividend, stock split,
        reverse stock split, spinoff, combination or exchange of shares or other
        corporate change, the Committee, in its sole discretion, may make such
        substitution or adjustment, if any, as it deems to be equitable or appropriate,
        as
        to:
        (i) the maximum number of shares of Stock that may be issued under the Plan
        as
        set forth in Section ‎3(A);
        (ii)
        the number or kind of shares subject to an Option; (iii) subject to the
        limitation contained in Section ‎6(P),
        the
        Exercise Price applicable to an Option; (iv) any measure of performance that
        relates to an Option in order to reflect such change in the Stock and/or
        (v) any
        other affected terms of any Option; provided
        however, that no adjustment shall occur with respect to an ISO unless: (y)
        the
        excess of the aggregate Fair Market Value of the shares of Stock subject
        to the
        ISO immediately after any such adjustment over the aggregate Exercise Price
        of
        such shares is not more than the excess of the aggregate Fair Market Value
        of
        all shares subject to the ISO immediately prior to such adjustment over the
        Exercise Price of all shares subject to the ISO; and (z) the new or adjusted
        ISO
        does not grant the Participant additional benefits that the Participant did
        not
        previously have.

       

      4.   ADMINISTRATION

       

      (A)  Procedure.
        The
        Plan shall be administered, construed and interpreted by the Committee, as
        such
        Committee is from time to time constituted, or any successor committee the
        Board
        of Directors may designate to administer the Plan. The Committee may delegate
        any of its powers and duties to appropriate officer(s) of the Company in
        accordance with guidelines established by the Committee from time to
        time.

       

      (B)  Powers
        of the Committee.
        Subject
        to the other provisions of the Plan, the Committee shall have all powers
        vested
        in it by the terms of the Plan as set forth herein, such powers to include
        exclusive authority (except as may be delegated as permitted herein): (i)
        to
        select those persons to be granted Options under the Plan; (ii) to determine
        the
        type, size and terms of the Option to be granted to each individual selected;
        (iii) to modify the terms of any Option that has been granted; (iv) to determine
        the time when Options will be granted; (v) to establish performance objectives;
        (vi) to determine the Fair Market Value of the Stock under Section ‎2(K)(iv);
        (vii)
        to interpret the Plan and decide any questions and settle all controversies
        or
        disputes that may arise in connection with the Plan; (viii) to adopt, amend
        and
        rescind rules and regulations relating to the Plan; (ix) to prescribe the
        form
        or forms of instruments evidencing Options and any other instruments required
        under the Plan and to change such forms, in its sole and absolute discretion,
        from time to time; (x) to accelerate or defer (with the consent of the
        Participant) the vesting period or exercise date of any Option; (xi) to
        authorize any person to execute on behalf of the Company any instrument required
        to effectuate the grant of an Option previously granted by the Committee;
        and
        (xii) to make all other determinations and perform all other acts necessary
        or
        advisable for the administration of the Plan. The Committee (or its delegate
        as
        permitted herein) may correct any defect, supply any omission or reconcile
        any
        inconsistency in the Plan or in any Option in the manner and to the extent
        that
        it shall deem desirable to carry the Plan or any Option into
        effect.

       

      (C)  Effect
        of Decision of the Committee.
        All
        decisions, determinations, actions and interpretations of the Committee (or
        its
        delegate as permitted herein) or the Board of Directors (or its delegate
        as
        permitted herein) in the administration of the Plan shall lie with the Committee
        and the Board of Directors, respectively, within its sole and absolute
        discretion and shall be final, conclusive and binding on all parties concerned;
        provided that the Committee or the Board of Directors, as applicable, may,
        in
        its sole and absolute discretion, overrule an action, decision, determination
        or
        interpretation of a person to whom it has delegated authority.

       

      
        
          
          

        

        
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      (D)  Liability
        of Board of Directors or the Committee.
        No
        member of the Board of Directors or Committee or any officer of the Company
        shall be liable for anything done or omitted to be done by him, by any other
        member of the Board of Directors or Committee or any officer of the Company
        in
        connection with the performance of duties under the Plan, except for his
        own
        willful misconduct or as expressly provided by statute. The members of the
        Board
        of Directors and Committee and officers of the Company shall be entitled
        to
        indemnification in connection with the performance of their respective duties
        under the Plan to the extent provided in the articles of incorporation or
        bylaws
        of the Company or otherwise by law.

       

      5.   ELIGIBILITY

       

      Consistent
        with the purposes of the Plan, the Committee shall have the power (except
        as may
        be delegated as permitted herein) to select the employees and other individuals
        performing services for the Company and its Affiliates who may participate
        in
        the Plan and be granted Options under the Plan. No person who is not an employee
        of the Company or any Parent or any Subsidiary shall be eligible to receive
        an
        ISO award under the Plan. For purposes of this Plan, the term “employee” means
        an individual employed by the Company or a Parent or a Subsidiary whose income
        from those entities is subject to Federal Income Contributions Act withholding.
        

       

      6.   TERMS
        AND CONDITIONS APPLICABLE TO OPTIONS UNDER THE PLAN

       

      Options
        granted pursuant to the Plan shall be evidenced by Stock Option Agreements
        in
        such form as the Board of Directors shall, from time to time, approve, which
        agreements shall in substance include or incorporate, comply with and be
        subject
        to the following terms and conditions (except as necessary to conform to
        the
        requirements of law, including the laws of the jurisdiction where the
        Participant resides):

       

      (A)  Medium
        and Time of Payment.
        The
        Exercise Price shall be paid in full at the time the Option is exercised.
        The
        Exercise Price shall be payable either in (i) United States dollars in cash
        or
        by check, bank draft, money order or wire transfer of good funds payable
        to the
        Company; (ii) upon conditions established by the Committee, by delivery of
        shares of Stock owned by the Participant for at least six (6) months prior
        to
        the date of exercise; or (iii) by a combination of (i) and (ii). 

       

      (B)  Number
        of Shares.
        The
        total number of shares to which each Option pertains shall be designated
        in the
        Stock Option Agreement at the time of grant.

       

      (C)  Designation
        of Option.
        Each
        Option shall be designated in the Stock Option Agreement as either an ISO
        or a
        NQSO and, in the absence of such designation, shall be deemed to be a NQSO.
        In
        the event that a person is granted concurrently an ISO and a NQSO, such Options
        shall be evidenced by separate Stock Option Agreements. However, notwithstanding
        such designations, to the extent that the aggregate Fair Market Value
        (determined as of the time of grant) of the Stock with respect to which Options
        designated as ISOs are exercisable for the first time by any employee during
        any
        calendar year (under all plans of the Company and any Subsidiary) exceeds
        $100,000, or (ii) an ISO does not meet any other requirement to be an “incentive
        stock option” within the meaning of section 422 of the Code, such Options, or
        portions thereof, shall be treated as NQSOs. For purposes of this section,
        Options shall be taken into account in the order in which they were
        granted.

       

      
        
          
          

        

        
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      (D)  Exercise
        Price.
        The
        Exercise Price per share of Stock under an Option shall be determined by
        the
        Committee in its sole discretion; provided however that the Exercise Price
        shall
        be not less than one hundred percent (100%) of the Fair Market Value on the
        date
        that such Option is granted and, in the case of an ISO granted to a Controlling
        Participant, the Exercise Price shall be not less than one hundred ten percent
        (110%) of the Fair Market Value on the date that such Option is
        granted.

       

      (E)  Option
        Term.
        The
        term of an Option shall be fixed by the Committee, in its sole discretion
        in
        each Stock Option Agreement; provided however that for any Option to qualify
        as
        an ISO, the Option shall expire not more than ten years from the date the
        Option
        is granted and, in the case of a Controlling Participant, not more than five
        years from the date the Option is granted.

       

      (F)  Exercise
        of Options.
        Subject
        to the provisions of this Plan and the applicable Stock Option Agreement,
        an
        Option may be exercised at any time during the term of the Option. An Option
        shall be deemed exercised when (i) written notice of such exercise, in the
        form
        prescribed by the Committee, has been received by the Company in accordance
        with
        the terms of the Option by the person entitled to exercise the Option and
        (ii)
        full payment for the Stock with respect to which the Option is exercised
        has
        been received by the Company in accordance with Section ‎6(A)
        hereof and the Stock Option Agreement. The written notice shall include the
        number of shares to be exercised by the Participant. Except as otherwise
        expressly provided in writing by the Board of Directors, an Option may not
        be
        exercised for a fractional share of Stock. 

       

      (G)  Stock
        Certificates.
        Promptly upon exercise of an Option, the Company shall issue (or cause to
        be
        issued) certificates evidencing the shares of Stock acquired as a result
        of the
        exercise of the Option. In the event that the exercise of an Option is treated
        in part as the exercise of an ISO and in part as the exercise of a NQSO pursuant
        to Section ‎6(C)
        hereof,
        the Company shall issue a certificate evidencing the shares of Stock treated
        as
        acquired upon the exercise of an ISO and a separate certificate evidencing
        the
        shares of Stock treated as acquired upon the exercise of a NQSO, and shall
        identify each such certificate accordingly in its stock transfer
        records.

       

      All
        certificates for shares of Stock delivered under the Plan pursuant to any
        Option
        shall be subject to such stock transfer orders and other restrictions as
        the
        Committee may deem advisable under the rules, regulations and other requirements
        of the Securities and Exchange Commission, any stock exchange upon which
        the
        Stock is then listed, and any applicable federal or state securities laws
        or
        regulations, and the Committee may cause a legend or legends to be put on
        any
        such certificates to make appropriate reference to such
        restrictions.

       

      (H)  Date
        of Exercise.
        The
        Committee may, in its sole discretion, provide that an Option may not be
        exercised in whole or in part for any period or periods of time specified
        by the
        Committee. Except as may be so provided, any Option may be exercised in whole
        at
        any time, or in part from time to time, during its term. In the case of an
        Option not immediately exercisable in full, the Committee may at any time
        accelerate the time at which all or any part of the Option may be
        exercised.

       

      
        
          
          

        

        
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      (I)  Termination
        of Service.
        The
        Committee may determine, at the time of grant, for each Option the extent
        to
        which the Participant (or his legal representative) shall have the right
        to
        exercise the Option following termination of such Participant’s service to the
        Company or any Affiliate. Such provisions may reflect distinctions based
        on the
        reasons for the termination of service and any other relevant factors that
        the
        Committee may determine. In the absence of such standards, any Option granted
        to
        an employee of the Company or any Affiliate pursuant to the Plan that has
        not
        vested prior to the date on which the Participant ceased to be an employee
        of
        the Company or such Affiliate (“Termination Date”) shall expire immediately upon
        the Termination Date, and any Option granted to an employee of the Company
        or
        any Affiliate pursuant to the Plan that has vested prior to the Termination
        Date
        shall expire three (3) months following the Termination Date; provided however
        that if the cessation of Participant’s service is due to his death or disability
        (as defined in section 22(e)(3) of the Code), such Option shall expire one
        year
        from the Termination Date.

       

      (J)  Transferability.
        Except
        as otherwise permitted by the Committee, Options shall be nontransferable
        other
        than by will or the laws of descent and distribution and shall be exercisable
        during the lifetime of the Participant only by the Participant (or in the
        event
        of his disability (as defined in section 22(e)(3) of the Code), by his guardian
        or legal representative) and after his death, only by the Participant’s legal
        representatives, heirs, legatees, or distributees. 

       

      (K)  No
        Rights as a Participant.
        No
        person shall, with respect to any Option, be deemed to have become a
        Participant, or to have any rights with respect to such Option, unless and
        until
        such person shall have executed a Stock Option Agreement or other instrument
        evidencing the Option and delivered a copy thereof to the Company, and otherwise
        complied with the then applicable terms and conditions. 

       

      (L)  No
        Rights as a Shareholder.
        Notwithstanding the exercise of an Option, a Participant shall have no rights
        as
        a shareholder with respect to shares covered by an Option until the date
        the
        certificates evidencing the shares of Stock are issued (as evidenced by the
        appropriate entry on the books of the Company or of a duly authorized transfer
        agent of the Company). No adjustment will be made for dividends or other
        rights
        the record date for which is prior to the date of issuance. Upon issuance
        of the
        certificates evidencing the shares of Stock acquired upon exercise of an
        Option,
        such shares of Stock shall be deemed transferred for purposes of section
        421 of
        the Code and the regulations promulgated thereunder.

       

      (M)  Tax
        Withholding.
        As a
        condition to the exercise of any Option, the Company shall have the right
        to
        require that the Participant exercising the Option (or the recipient of any
        shares of Stock) remit to the Company an amount calculated by the Company
        to be
        sufficient to satisfy applicable federal, state, foreign or local withholding
        tax requirements (or make other arrangements satisfactory to the Company
        with
        regard to such taxes) prior to the delivery of any certificate evidencing
        shares
        of Stock. If permitted by the Company, either at the time of the grant of
        the
        Option or in connection with its exercise, the Participant may satisfy
        applicable withholding tax requirements by delivering a number of whole shares
        of Stock owned by the Participant for at least six (6) months prior to the
        date
        of exercise and having a Fair Market Value (determined on the date that the
        amount of tax to be withheld is to be fixed) at least equal to the aggregate
        amount required to be withheld.

       

      In
        the
        case of an ISO, the Committee may require as a condition of exercise that
        the
        Participant exercising the Option agree to inform the Company promptly of
        any
        disposition (within the meaning of section 424(c) of the Code and the
        regulations thereunder) of Stock received upon exercise.

       

      (N)  Change
        of Control.
        Notwithstanding any provision of this Plan or any Stock Option Agreement
        to the
        contrary, unless the Committee shall determine otherwise at the time of grant
        with respect to a particular Option, all Options outstanding as of the date
        of a
        Change of Control or an agreement to effect a Change of Control, and which
        are
        not then exercisable and vested, shall become fully exercisable and vested
        to
        the full extent of the original grant. The
        determination as to whether a Change of Control or an agreement to effect
        a
        Change of Control has occurred shall be made by the Committee and shall be
        conclusive and binding.

       

      
        
          
          

        

        
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      (O)  Additional
        Restrictions and Conditions.
        The
        Committee may impose such other restrictions and conditions (in addition
        to
        those required by the provisions of this Plan) on any Option granted hereunder
        and may waive any such additional restrictions and conditions, so long as
        (i)
        any such additional restrictions and conditions are consistent with the terms
        of
        this Plan and (ii) such waiver does not waive any restriction or condition
        required by the provisions of this Plan.

       

      (P)  Repricing.
        The
        Committee shall not, without the further approval of the Board of Directors,
        (i)
        authorize the amendment of any outstanding Option to reduce the Exercise
        Price
        of such Option or (ii) grant a replacement Option upon the surrender and
        cancellation of a previously granted Option for the purpose of reducing the
        Exercise Price of such Option. Nothing contained in this section shall affect
        the right of the Board of Directors or the Committee to make the adjustment
        permitted under Section ‎3(C).

       

      7.   AMENDMENT
        AND TERMINATION OF THE PLAN

       

      The
        Committee may amend, alter, suspend, or terminate the Plan or any portion
        hereof
        at any time; provided that no such amendment, alteration, suspension or
        termination shall be made without the approval of the shareholders of the
        Company if such approval is necessary to qualify for or comply with any tax
        or
        regulatory requirement for which or with which the Board of Directors deems
        it
        necessary or desirable to qualify or comply. No amendment, suspension or
        termination of the Plan shall adversely affect the right of any Participant
        with
        respect to any Option theretofore granted, as determined by the Committee,
        without such Participant’s written consent.

       

      Unless
        earlier terminated, the Plan shall remain in effect until all shares issuable
        under the Plan have been purchased or acquired in accordance with the Plan.
        In
        no event may any Options be granted under the Plan more than ten (10) years
        after the earlier of the date on which the Plan is first adopted or the date
        on
        which the Plan is approved by the shareholders of the Company. Such termination
        by lapse of time shall not effect the validity or terms of any Option then
        outstanding or the ability of the Committee to amend, alter, adjust, suspend,
        discontinue or terminate any such Option or to waive any conditions or rights
        under any such Option for so long as the Option is outstanding.

       

      8.   LEGALITY
        OF GRANT

       

      The
        granting of Options under this Plan and the issuance or transfer of Options
        and
        shares of Stock pursuant hereto are subject to all applicable federal and
        state
        laws, rules and regulations and to such approvals by any regulatory or
        government agency (including, without limitation, no-action positions of
        the
        Securities and Exchange Commission) which may, in the opinion of counsel
        for the
        Company, be necessary or advisable in connection therewith. Without limiting
        the
        generality of the foregoing, no Options may be granted under this Plan and
        no
        Options or shares shall be issued by the Company unless and until in any
        such
        case all legal requirements applicable to the issuance or payment have, in
        the
        opinion of counsel for the Company, been complied with. In connection with
        any
        Option or Stock issuance or transfer, the person acquiring the shares or
        the
        Option shall, if requested by the Company, give assurance satisfactory to
        counsel to the Company with respect to such matters as the Company may deem
        desirable to assure compliance with all applicable legal
        requirements.

       

      
        
          
          

        

        
          8

          
            

          

        

        
          
          

        

         

      

      9.   NO
        EMPLOYMENT/SERVICE RIGHTS

       

      Unless
        otherwise determined by the Committee, Options received by Participants under
        the Plan shall not be deemed a part of a Participant’s regular, recurring
        compensation for purposes of calculating payments or benefits under any Company
        benefit plan or severance program. Nothing in this Plan or any Stock Option
        Agreement shall confer upon any person the right to participate in the benefits
        of the Plan or to be granted an Option, and there shall be no obligation
        to
        provide uniformity of treatment in connection with the administration of
        this
        Plan. The terms and conditions of Options or Stock Option Agreements need
        not be
        the same with respect to each Participant.

       

      Nothing
        in this Plan or any Stock Option Agreement shall be construed as constituting
        a
        commitment, guarantee, agreement or understanding of any kind or nature that
        the
        Company or any Affiliate shall continue to employ, retain or engage any
        individual (whether or not a Participant). Neither this Plan nor any Stock
        Option Agreement executed in accordance with this Plan shall affect in any
        way
        the right of the Company or any Affiliate to terminate the employment or
        engagement of any individual (whether or not a Participant) at any time and
        for
        any reason whatsoever and to remove any individual (whether or not a
        Participant) from any position with the Company or any Affiliate. No change
        of a
        Participant’s duties with the Company or any Affiliate shall result in a
        modification of any rights of such Participant under this Plan or any Stock
        Option Agreement executed by such Participant (whether or not such Participants
        are similarly situated). 

       

      10.   EFFECTIVE
        DATE

       

      This
        Plan
        shall become effective upon its approval by the Board of Directors; provided
        however that no grant of an Option under this Plan shall qualify as an ISO
        unless, within one year of the date the Plan becomes effective, the Plan
        is
        approved by the affirmative vote of a majority of the shareholders of the
        Company present, in person or by proxy, at a meeting of the shareholders
        of the
        Company. The Committee may grant ISOs subject to the condition that this
        Plan
        shall have been approved by the shareholders of the Company as provided herein.
        

       

      11.   RESERVATION
        OF SHARES

       

      The
        Company, during the term of this Plan, shall at all times reserve and keep
        available such number of shares of Stock as shall be sufficient to satisfy
        the
        requirements of the Plan.

       

      12.   MINIMUM
        CAPITAL REQUIREMENTS

       

      Notwithstanding
        any provision of this Plan or any Stock Option Agreement to the contrary,
        all
        Options granted under the Plan shall expire, to the extent not exercised,
        within
        45 days following the receipt of notice from the Bank’s primary federal
        regulator (“Regulator”) that (i) the Bank has not maintained its minimum capital
        requirements (as determined by the Regulator); and (ii) the Regulator is
        requiring termination or forfeiture of options. Upon receipt of such notice
        from
        the Regulator, the Company shall promptly notify each Participant that all
        Options issued under this Plan have become fully exercisable and vested to
        the
        full extent of the grant and that the Participant must exercise the Option(s)
        granted to him prior to the end of the 45-day period or such earlier period
        as
        may be specified by the Regulator or forfeit such Option. In case of forfeiture,
        no Participant shall have a cause of action, of any kind or nature, with
        respect
        to the forfeiture against the Company or any Affiliate. Neither the Company
        nor
        any Affiliate shall be liable to any Participant due to the failure or inability
        of the Company or any Affiliate to provide adequate notice to the
        Participant.

       

      
        
          
          

        

        
          9

          
            

          

        

        
          
          

        

         

      

      13.   ADMINISTRATION
        OF PLAN

       

      Notwithstanding
        any other provision herein to the contrary, this Plan shall be administered
        in
        accordance with the provisions of the Federal Deposit Insurance Corporation’s
        Statement of Policy on Applications for Deposit Insurance as such policy
        relates
        to stock benefit plans.

       

      14.   GENERAL

       

      (A)  Burden
        and Benefit.
        The
        terms and provisions of this Plan and the Options issued hereunder shall
        be
        binding upon, and shall inure to the benefit of, the Company and each
        Participant and any permitted successors and assigns.

       

      (B)  Interpretation.
        When
        a
        reference is made in this Plan to a Section, such reference will be to a
        Section
        of this Plan
        unless
        otherwise indicated. The headings contained
        in this Plan are for convenience of reference only and will not affect in
        any
        way the meaning or interpretation of this Plan or any Option. Whenever the
        words
“include,”“includes” or “including” are used in this Plan, they will be deemed
        to be followed by the words “without limitation.” The words “hereof,”“herein”
        and “hereunder” and words of similar import when used in this Plan will refer to
        this Plan as a whole and not to any particular provision in this Plan. Each
        use
        herein of the masculine, neuter or feminine gender will be deemed to include
        the
        other genders. Each use herein of
        the
        plural will include the singular and
        vice
        versa, in each case as the context requires or as is otherwise appropriate.
        The
        word “or” is used in the inclusive sense. Any agreement, instrument
        or statute
        defined or referred to herein or in any agreement or instrument that is referred
        to herein means such agreement, instrument or statute as from time to time
        amended, modified or supplemented, including (in the case of agreements or
        instruments) by waiver or consent and (in the case of statutes) by succession
        of comparable
        successor statutes and references to all attachments thereto and instruments
        incorporated therein. References to a person are also to its permitted
        successors or assigns. No
        provision of this Plan is to be construed to require, directly or indirectly,
        any person to take any action, or omit to take any action, which action or
        omission would violate applicable law (whether statutory or common law),
        rule or
        regulation.

       

      (C)  Costs
        and Expenses.
        All
        costs and expenses with respect to the adoption, implementation and
        administration of this Plan shall be borne by the Company; provided, however
        that, except as otherwise specifically provided in this Plan or the applicable
        Stock Option Agreement between the Company and a Participant, the Company
        shall
        not be obligated to pay any costs or expenses (including legal fees) incurred
        by
        any Participant in connection with any Stock Option Agreement, this Plan
        or any
        Option or Stock held by any Participant.

       

      (D)  Unfunded
        Status of Plan.
        The
        Plan is intended to constitute an “unfunded” plan for long-term incentive
        compensation. Neither the Plan nor any Option shall create or be construed
        to
        create a trust or separate fund of any kind or a fiduciary relationship between
        the Company or any Affiliate and a Participant or any other person. Nothing
        contained herein shall be construed to give any Participant any rights with
        respect to any Option, unexercised or exercised, or any other matters under
        this
        Plan that are greater than those of a general unsecured creditor of the
        Company.

       

      (E)  Governing
        Law.
        The
        validity, construction and effect of the Plan, any rules and regulations
        relating to the Plan and any Option granted hereunder shall be determined
        in
        accordance with the laws of the State of Texas, without reference to the
        laws
        that might otherwise govern under applicable principles of conflicts of law.
        

       

      (F)  Severability.
        If any
        term or other provision of this Plan or any Stock Option Agreement is held
        to be
        illegal, invalid or unenforceable by any rule of law or public policy, such
        term
        or provision shall
        be
        fully severable and this Plan or the Stock Option Agreement shall be construed
        and enforced as if such illegal, invalid
        or unenforceable provision were not a part hereof, and all other conditions
        and
        provisions shall remain
        in
        full force and effect. Upon such determination that any term or other provision
        is invalid, illegal or unenforceable, there shall be added automatically
        as a part of this Plan or the Stock Option Agreement a provision as similar
        in
        terms to such illegal, invalid or unenforceable provision
        as may be possible and still be legal, valid and enforceable.
        If any
        provision of this Plan or any Stock Option Agreement is so broad as to be
        unenforceable, the provision shall be interpreted to be only as broad as
        is
        enforceable.

       

      
        
          
          

        

        
          10

          
            

          

        

        
          
          

        

         

      

      (G)  Certain
        Conflicts.
        In the
        event of an irreconcilable conflict between the terms of the Plan and any
        Stock
        Option Agreement, the terms of the Plan shall prevail.

       

      (H)  Notices.
        Any
        notice or other communication required or permitted to be made hereunder
        or by
        reason of the provisions of this Plan or any Stock Option Agreement shall
        be in
        writing, duly signed by the party giving such notice or communication and
        shall
        be deemed to have been properly delivered if delivered personally or by a
        recognized overnight courier service, or sent by first-class certified or
        registered mail, postage prepaid, as follows (or at such other address for
        a
        party as shall be specified by like notice): (i) if given to the Company,
        at its
        principal place of business, and (ii) if to a Participant, as provided in
        his
        Stock Option Agreement.
        Any
        notice properly given hereunder shall be effective on the date on which it
        is
        actually received by the party to whom it was addressed. 

      
        
          
          

        

        
          11

          
            

          

        

        
          
          

        

      

      IN
        WITNESS WHEREOF,
        the
        Company, acting by and through its duly authorized officer, has executed
        this
        Plan on this the __ day of __________, 2005.

       

      
        	 	 	 
	 	FIRST
                METROPLEX CAPITAL, INC.
	 
 	 
 	 
 
	 	By:  	 
	 	
                
Patrick
                G. Adams, President
	 	 

      

      

       

      
        
          
          

        

        
          12Exhibit
        10.13

    

    

      INCENTIVE
        STOCK OPTION AWARD AGREEMENT

      PURSUANT
        TO FIRST METROPLEX CAPITAL, INC.

      2005
        STOCK INCENTIVE PLAN

      

      

      

      Participant:
        

       

      Grant
        Date: (“Grant
        Date”)

       

      Plan
        under which Options are Granted: First
        Metroplex Capital, Inc. 2005 Stock Incentive Plan (“Plan”)

       

      Type
        of Options: Incentive
        Stock Options

       

      Number
        of Shares to which Options are Granted: 

       

      Exercise
        Price per Share: $

       

      Vesting
        Schedule: The
        Options shall become vested in accordance with Schedule 1 hereto.

       

      

       

      CERTAIN
        EARLY DISPOSITIONS OF SHARES PURCHASED UPON EXERCISE OF THIS OPTION (GENERALLY,
        SALE OF THE SHARES WITHIN TWO YEARS OF THE GRANT DATE OR WITHIN ONE YEAR
        OF
        EXERCISE OF THE OPTION) MAY RESULT IN LOSS OF “INCENTIVE STOCK OPTION”
        TREATMENT. THE COMPANY RECOMMENDS THAT PARTICIPANT CONSULT WITH HIS OR HER
        PERSONAL TAX ADVISOR PRIOR TO EXERCISING ANY OPTIONS.

      

      IN
        WITNESS WHEREOF, the Company has executed and made effective this Option
        as of
        the Grant Date.

       

      
        	 	 	 
	 	FIRST
                METROPLEX CAPITAL, INC.
	 
 	 
 	 
 
	 	By:  	 
	 	
                
,
                President
	 	 

      

      

      
        	 	 	 
	 	PARTICIPANT
	 
 	 
 	 
 
	 	 	Address:
                
	 	
                
                  

                

                 

                
                  

                

                 

                
                  

                

                
                

              
	 	 

       

      
        
           

        

        
           

          
            

          

        

        
           

        

      

      TERMS
        AND CONDITIONS

      TO
        THE INCENTIVE STOCK OPTION AWARD

      PURSUANT
        TO THE FIRST METROPLEX CAPITAL, INC.

      2005
        STOCK INCENTIVE PLAN

      

      1.  Grant
        of the Option.
        The
        Company hereby grants to the Participant the right and option (“Option”) to
        purchase the aggregate number of shares of common stock, $.01 par value per
        share, of the Company (“Stock”) as set forth on page 1 (such number being
        subject to adjustment as provided herein) on the terms and conditions set
        forth
        in this Agreement and the Plan. The Option awarded under this Agreement may
        be
        exercised in whole at any time or in part from time to time, subject to the
        terms and conditions of this Agreement and the Plan. The Option granted under
        this Agreement is intended to qualify as an “incentive stock option” under
        section 422 of the Internal Revenue Code of 1986, as amended (“Code”), and
        shall be so construed. The Participant shall have no obligation to exercise
        any
        Option granted by this Agreement.

       

      2.  Exercise
        Price.
        The
        price per share at which the Participant shall be entitled to purchase shares
        of
        Stock upon the exercise of this Option shall be the Exercise Price per Share
        set
        forth on page 1, subject to adjustment as provided in
        Paragraph ‎11
        (“Exercise Price”), which Exercise Price shall be not less than the Fair Market
        Value of a share of Stock on the date that the Option is granted and, with
        respect to a Controlling Participant (as defined in the Plan), not less than
        one
        hundred ten percent (110%) of the Fair Market Value of a share of Stock on
        the
        date that the Option is granted.

       

      3.  Vesting
        and Term of the Option.

       

      (a)  General.
        The
        right to exercise the Option shall vest in the hands of the Participant as
        provided for on page 1 of this Agreement. Shares for which Options have vested
        shall be referred to as “Vested Shares.” Shares for which Options have not
        vested shall be referred to as “Nonvested Shares.” The respective numbers of
        Vested and Nonvested Shares shall adjust proportionately in accordance with
        any
        adjustments made pursuant to Paragraph ‎11
        of this
        Agreement. In addition, shares may become Vested Shares in accordance with
        Paragraphs ‎8,
        ‎14
        and
‎16.

       

      (b)  Exercisable
        for Whole Vested Shares Only.
        Subject
        to the relevant provisions and limitations contained herein, the Participant
        may
        exercise the Option to purchase all or part of whole Vested Shares. In no
        event
        shall the Participant be entitled to exercise the Option with respect to
        Nonvested Shares or a fraction of a Vested Share.

       

      (c)  Expiration.
        Notwithstanding any other provision contained herein to the contrary, the
        unexercised portion of the Option(s), if any, will automatically and without
        notice expire upon the earliest of: (i) ten (10) years following the
        Grant
        Date; (ii) the date determined pursuant to Paragraph ‎8
        of this
        Agreement; and (iii) the date determined pursuant to Paragraph ‎16
        of this
        Agreement. (“Expiration Date”) An Option will cease to be exercisable with
        respect to a share of Stock when the Participant purchases the
        share.

       

      4.  Method
        of Exercising Option.

       

      (a)  Subject
        to the provisions provided herein or incorporated by reference, the Participant
        may exercise the Option at any time on or prior to the Expiration Date with
        respect to all or any part of the Vested Shares by delivering to the Company,
        at
        its principal place of business, a written notice of exercise in substantially
        the form attached hereto as Exhibit
        A,
        accompanied by payment to the Company of the Exercise Price multiplied by
        the
        number of Vested Shares then being purchased. 

       

      
        
           

        

        
          2

          
            

          

        

        
           

        

         

      

      (b)  The
        notice of exercise must be signed by the Participant; provided however, that
        if
        the Option is being exercised by a person or persons other than the Participant
        pursuant to Paragraph ‎8,
        the
        notice of exercise must be signed by such other person or persons and must
        be
        accompanied by proof acceptable to the Company of the legal right of such
        person
        or persons to exercise the Option. 

       

      (c)  Upon
        acceptance of such notice and receipt of payment in full of the purchase
        price
        for the shares of Stock for which the Option is being exercised, the Company
        shall issue (or cause to be issued) a certificate evidencing the shares of
        Stock
        acquired as a result of the exercise of the Option. In the event that the
        exercise of the Option is treated in part as the exercise of an ISO and in
        part
        as the exercise of a NQSO in accordance with Paragraph ‎15,
        the
        Company shall issue a certificate evidencing the shares of Stock treated
        as
        acquired upon the exercise of an ISO and a separate certificate evidencing
        the
        shares of Stock treated as acquired upon the exercise of a NQSO, and shall
        identify each such certificate accordingly in its stock transfer
        records.

       

      (d)  No
        purported exercise of an Option shall be effective and no shares of Stock
        shall
        be issued to the Participant upon exercise of the Option until: (i) the
        Exercise Price for the shares of Stock being purchased is paid in full in
        the
        manner provided in this Agreement; (ii) all applicable taxes required
        to be
        withheld have been paid in full; and (iii) the approvals, if any,
        of all
        governmental authorities required in connection with the Option, or the issuance
        of Shares pursuant to this Agreement, have been received by the
        Company.

       

      5.  Method
        of Payment for Options.
        The
        Exercise Price shall be payable either in (i) United States dollars in cash
        or
        by check, bank draft, money order or wire transfer of good funds payable
        to the
        Company; (ii) upon conditions established by the Committee, by delivery of
        shares of Stock owned by the Participant for at least six (6) months prior
        to
        the date of exercise; or (iii) by a combination of (i) and (ii). 

       

      6.  Tax
        Withholding.
        As a
        condition to the exercise of this Option, the Company shall have the right
        to
        require that the Participant (or the recipient of any shares of Stock) remit
        to
        the Company an amount calculated by the Company to be sufficient to satisfy
        applicable federal, state, foreign or local withholding tax requirements
        (or
        make other arrangements satisfactory to the Company with regard to such taxes)
        prior to the delivery of any certificate evidencing shares of Stock. If
        permitted by the Company, either at the time of the grant of the Option or
        in
        connection with its exercise, the Participant may satisfy applicable withholding
        tax requirements by delivering a number of whole shares of Stock owned by
        the
        Participant for at least six (6) months prior to the date of exercise and
        having
        a Fair Market Value (determined on the date that the amount of tax to be
        withheld is to be fixed) at least equal to the aggregate amount required
        to be
        withheld.

       

      7.  Notice
        of Disposition.
        As a
        condition to the exercise of this Option, the Participant agrees to inform
        the
        Company promptly of any disposition (within the meaning of section 424(c)
        of the
        Code and the regulations thereunder) of Stock received upon exercise of the
        Option.

       

      8.  Termination
        of Employment.

       

      (a)  For
        “Good Cause”.
        If the
        Participant’s employment agreement with the Bank, dated as of the date of this
        Agreement (“Employment Agreement”), is terminated for “Good Cause,” as defined
        in the Employment Agreement, during the term of this Option, any and all
        Options
        evidenced by this Agreement that have not vested as of the date the Employment
        Agreement is terminated shall expire immediately upon the termination thereof;
        and any and all Options evidenced by this Agreement that have vested as of
        the
        date of termination shall be exercisable for the period of time not to extend
        beyond the remainder of the term of the Options or three months from the
        date of
        termination, whichever is earlier. Any Option or portion thereof not exercised
        prior to such date shall expire at such time unless the Participant dies
        during
        such period, in which case the provisions of Paragraph ‎8(b)
        below
        shall govern. 

       

      
        
           

        

        
          3

          
            

          

        

        
           

        

         

      

      (b)  Death.
        Upon
        the death of the Participant, any and all Options granted to the Participant
        pursuant to this Agreement that have not vested as of the date of the
        Participant’s death shall expire as of the date of the Participant’s death, and
        all Options held by the Participant that have vested as of the date of the
        Participant’s death may be exercised only by the Participant’s legal
        representatives, heirs, legatees, or distributees and only within a period
        of
        twelve (12) months following the date of the Participant’s death, after which
        time the Options shall expire.

       

      (c)  Disability.
        If the
        Participant ceases to be an employee of the Bank during the term of this
        Option
        by reason of the Participant’s disability (as defined in section 22(e)(3) of the
        Code), any and all Options granted to the Participant pursuant to this Agreement
        that have not vested as of the date that the Participant ceases to be an
        employee shall expire as of such date; provided, however, that the Options
        held
        by the Participant that are exercisable as of the date that the Participant
        ceases to be an employee may be exercised only by the Participant or his
        guardian or legal representative and only within a period of twelve (12)
        months
        following the date that the Participant ceases to be an employee, after which
        time the Options shall expire unless the Participant dies during such period,
        in
        which event the provisions of Paragraph ‎8(b)
        shall
        govern.

       

      (d)  Resignation.
        Upon
        the resignation by the Participant as an employee of the Bank during the
        term of
        this Option, any and all Options evidenced by this Agreement that have not
        vested as of the date that the Participant’s resignation becomes effective shall
        expire immediately upon the effectiveness thereof; and any and all Options
        evidenced by this Agreement that have vested as of the date that the
        Participant’s resignation becomes effective shall be exercisable for the period
        of time not to extend beyond the remainder of the term of the Option or three
        months from the date that the Participant’s resignation becomes effective,
        whichever is earlier. Any Option or portion thereof not exercised prior to
        such
        date shall expire at such time unless the Participant dies during such period,
        in which case the provisions of Paragraph ‎8(b)
        below
        shall govern.

       

      (e)  Termination
        Other Than For “Good Cause”.
        If the
        Participant’s employment with the Bank is terminated during the term of this
        Option (i) by the Bank other than for “Good Cause” and (ii) other than as a
        result of Participant’s death, disability or resignation, all Nonvested Shares
        shall be deemed to have become fully exercisable and vested to the full extent
        of the unexercised portion of the original grant immediately prior to the
        termination of Participant’s employment; and any and all such Options shall be
        exercisable for the period of time not to extend beyond the remainder of
        the
        term of the Options or three months from the date of termination, whichever
        is
        earlier. Any Option or portion thereof not exercised prior to such date shall
        expire at such time unless the Participant dies during such period, in which
        case the provisions of Paragraph ‎8(b)
        below
        shall govern.

       

      9.  Nontransferability.
        The
        Option evidenced by this Agreement is nontransferable other than by will
        or the
        laws of descent and distribution and shall be exercisable during the lifetime
        of
        the Participant only by the Participant (or in the event of his disability
        (as
        defined in section 22(e)(3) of the Code), by his guardian or legal
        representative) and after his death, only by the Participant’s legal
        representatives, heirs, legatees, or distributees. 

       

      10.  Special
        Limitation on Exercise.
        Notwithstanding anything herein to the contrary, no purported exercise of
        this
        Option shall be effective without the approval of the Committee, which shall
        be
        a condition to the exercise of this Option and may be withheld to the extent
        that the exercise, either individually or in the aggregate together with
        the
        exercise of other previously exercised stock options and/or offers and sales
        pursuant to any prior or contemplated offering of securities, would, in the
        sole
        and absolute judgment of the Committee, require the filing of a registration
        statement with the United States Securities and Exchange Commission or with
        the
        securities commission of any state. If a registration statement is not in
        effect
        under the Securities Act of 1933 or any applicable state securities law with
        respect to the shares of Stock purchasable or otherwise deliverable under
        the
        Option, the Participant (i) shall deliver to the Company, prior to the exercise
        of the Option or as a condition to the delivery of Stock pursuant to the
        exercise of the Option exercise, such information, representations and
        warranties as the Company may reasonably request in order for the Company
        to be
        able to satisfy itself that the shares of Stock are being acquired in accordance
        with the terms of an applicable exemption from the securities registration
        requirements of applicable federal and state securities laws and (b) shall
        agree
        that the shares of Stock so acquired will not be disposed of except pursuant
        to
        an effective registration statement, unless the Company shall have received
        an
        opinion of counsel that such disposition is exempt from such requirement
        under
        the Securities Act of 1933 and any applicable state securities law.

       

      
        
           

        

        
          4

          
            

          

        

        
           

        

         

      

      11.  Adjustments
        on Changes in Shares.
        In the
        event of any change in the outstanding shares of Stock by reason of any merger,
        reorganization, consolidation, recapitalization, stock dividend, stock split,
        reverse stock split, spinoff, combination or exchange of shares or other
        corporate change, the Committee, in its sole discretion, may make such
        substitution or adjustment, if any, as it deems to be equitable or appropriate,
        as to (i)
        the
        number or kind of shares subject to the Option; (ii) subject to the limitation
        contained in Paragraph ‎17,
        the
        Exercise Price applicable to the Option; (iii) any measure of performance
        that
        relates to the Option in order to reflect such change in the Stock and/or
        (iv)
        any other affected terms of the Option.

       

      12.  Amendment
        and Termination.
        Subject
        to the terms and provisions of the Plan, this Agreement may be amended or
        terminated only by a written agreement executed by the Company and the
        Participant. The amendment or termination of the Plan shall not operate to
        modify the terms and conditions of this Agreement or any Option evidenced
        by
        this Agreement without the Participant’s consent, and, notwithstanding the
        termination of the Plan, such Agreement and Option shall be construed in
        accordance with the substantive provisions of the Plan as necessary to give
        effect this Agreement or any Option still in existence. 

       

      13.  Legend
        on Stock Certificates.
        Certificates evidencing the shares of Stock issued upon exercise of an Option,
        to the extent appropriate at the time, shall have noted conspicuously on
        the
        certificates a legend intended to give all persons full notice of the existence
        of the conditions, restrictions, rights and obligations set forth herein
        and in
        the Plan.

       

      14.  Change
        of Control.
        Notwithstanding any provision of this Agreement to the contrary, in the event
        of
        a Change of Control or an agreement to effect a Change of Control, all Nonvested
        Shares shall become fully exercisable and vested to the full extent of the
        unexercised portion of the original grant. The
        determination as to whether a Change of Control or an agreement to effect
        a
        Change in Control has occurred shall be made by the Committee and shall be
        conclusive and binding.

       

      15.  Qualified
        Status of Option.
        To the
        extent that the aggregate Fair Market Value (determined as of the time of
        grant)
        of the shares of Stock with respect to which Options designated as Options
        are
        exercisable for the first time by any employee during any calendar year (under
        all plans of the Company) exceeds $100,000, that portion shall be treated
        as a
        non-qualified stock option. For purposes of this section, Options shall be
        taken
        into account in the order in which they were granted.

       

      16.  Minimum
        Capital Requirements.
        Notwithstanding any provision of this Agreement to the contrary, the Option
        granted under the Agreement shall expire, to the extent not exercised, within
        45
        days following the receipt of notice from the Bank’s state or primary federal
        regulator (“Regulator”) that (i) the Bank has not maintained its minimum capital
        requirements (as determined by the Regulator) and (ii) the Regulator is
        requiring termination or forfeiture of options. Upon receipt of such notice
        from
        the Regulator, the Company shall promptly notify each Participant that the
        Option issued under this Agreement has become fully exercisable and vested
        to
        the full extent of the grant and that the Participant must exercise the Option
        granted to him prior to the end of the 45-day period or such earlier period
        as
        may be specified by the Regulator or forfeit the Option. In case of forfeiture,
        the Participant shall have no cause of action, of any kind or nature, with
        respect to the forfeiture against the Company or any Affiliate. Neither the
        Company nor any Affiliate shall be liable to the Participant due to the failure
        or inability of the Company or any Affiliate to provide adequate notice to
        the
        Participant.

       

      
        
           

        

        
          5

          
            

          

        

        
           

        

         

      

      17.  Repricing.
        The
        Committee shall not, without the further approval of the Board of Directors,
        (i)
        authorize the amendment of this Option to reduce the Exercise Price of this
        Option or (ii) grant a replacement Option upon the surrender and cancellation
        of
        this Option for the purpose of reducing the Exercise Price of this Option.
        Nothing contained in this section shall affect the right of the Committee
        to
        make any adjustment permitted under Paragraph ‎11.

       

      18.  No
        Rights as a Shareholder.
        Notwithstanding the exercise of an Option, a Participant shall have no rights
        as
        a shareholder with respect to shares covered by an Option until the date
        the
        certificates evidencing the shares of Stock are issued (as evidenced by the
        appropriate entry on the books of the Company or of a duly authorized transfer
        agent of the Company). No adjustment will be made for dividends or other
        rights
        the record date for which is prior to the date of issuance. Upon issuance
        of the
        certificates evidencing the shares of Stock acquired upon exercise of an
        Option,
        such shares of Stock shall be deemed to be transferred for purposes of section
        421 of the Code and the regulations promulgated thereunder.

       

      19.  Interpretation.
        When
        a
        reference is made in this Agreement to a Paragraph, Exhibit or Schedule,
        such
        reference will be to a Paragraph of, or Exhibit or Schedule to, this Agreement
        unless
        otherwise indicated. The headings contained
        in this Agreement are for convenience of reference only and will not affect
        in
        any way the meaning or interpretation of this Agreement or any Option. Whenever
        the words “include,”“includes” or “including” are used in this Agreement, they
        will be deemed to be followed by the words “without limitation.” The words
“hereof,”“herein” and “hereunder” and words of similar import when used in this
        Agreement will refer to this Agreement as a whole and not to any particular
        provision in this Agreement. Each use herein of the masculine, neuter or
        feminine gender will be deemed to include the other genders. Each use
        herein of
        the
        plural will include the singular and
        vice
        versa, in each case as the context requires or as is otherwise appropriate.
        The
        word “or” is used in the inclusive sense. Any agreement, instrument
        or statute
        defined or referred to herein or in any agreement or instrument that is referred
        to herein means such agreement, instrument or statute as from time to time
        amended, modified or supplemented, including (in the case of agreements or
        instruments) by waiver or consent and (in the case of statutes) by succession
        of comparable
        successor statutes and references to all attachments thereto and instruments
        incorporated therein. References to a person are also to its permitted
        successors or assigns. No
        provision of this Agreement is to be construed to require, directly or
        indirectly, any person to take any action, or omit to take any action, which
        action or omission would violate applicable law (whether statutory or common
        law), rule or regulation.

       

      20.  Governing
        Law.
        The
        validity, construction and effect of this Agreement and any Option granted
        hereunder shall be determined in accordance with the laws of the State of
        Texas,
        without reference to the laws that might otherwise govern under applicable
        principles of conflicts of law. 

       

      21.  Notices.
        Any
        notice or other communication required or permitted to be made hereunder
        or by
        reason of the provisions of this Agreement shall be in writing, duly signed
        by
        the party giving such notice or communication and shall be deemed to have
        been
        properly delivered if delivered personally or by a recognized overnight courier
        service, or sent by first-class certified or registered mail, postage prepaid,
        as follows (or at such other address for a party as shall be specified by
        like
        notice): (i) if given to the Company, at its principal place of business,
        and
        (ii) if to the Participant, at the address set forth on page 1.
        Any
        notice properly given hereunder shall be effective on the date on which it
        is
        actually received by the party to whom it was addressed; provided however,
        that
        for a notice of exercise to be effective, such notice must be in conformity
        with
        the Plan and this Agreement, as determined by the Committee, in its discretion.
        

       

      
        
           

        

        
          6

          
            

          

        

        
           

        

         

      

      22.  Entire
        Agreement.
        Subject
        to the terms and conditions of the Plan, this Agreement sets forth the entire
        agreement and understanding of the parties with regard to the Options granted
        hereby and supersedes all prior agreements, arrangements and understandings
        relating to the subject matter hereof. 

       

      23.  Incorporation
        By Reference; Relationship to Plan.
        This
        Agreement is being executed and delivered pursuant to the Plan, all of the
        terms
        of which are incorporated by reference into, and made a part of, this Agreement.
        To the extent not specifically provided in this Agreement or otherwise required
        by context, all capitalized terms used in this Agreement but not defined
        herein
        shall have the same meanings ascribed to them in the Plan. In the event of
        an
        irreconcilable conflict between the terms of the Plan and this Agreement,
        the
        terms of the Plan shall prevail. The Company shall provide a copy of the
        Plan to
        the Participant upon written request to the Company at its principal place
        of
        business. By the execution of this Agreement, the Participant that acknowledges
        this Agreement and the Options are subject to the terms and conditions of
        the
        Plan. 

       

      
        
           

        

        
          7

          
            

          

        

        
           

        

      

      EXHIBIT
        A

      

      NOTICE
        OF EXERCISE OF

      STOCK
        OPTION TO PURCHASE

      COMMON
        STOCK OF

      FIRST
        METROPLEX CAPITAL, INC.

      

      

       

      Participant
        Name: 

       

      Address
        __________________________________________

       

      _________________________________________________

       

      Date
        ___________________

       

      

      First
        Metroplex Capital, Inc.

      16000
        Dallas Parkway, Suite 125

      Dallas,
        Texas 75248

      Attn:
        President

      

      Re:   Exercise
        of Incentive
        Stock Option

       

      Gentlemen:

      

      Subject
        to acceptance hereof by First Metroplex Capital, Inc. (“Company”) and pursuant
        to the provisions of the First Metroplex Capital, Inc. 2005 Stock Incentive
        Plan
        (“Plan”), I hereby give notice of my election to exercise options granted to me
        to purchase _________ shares of common stock of the Company under the Incentive
        Stock Option Award Agreement (“Agreement”) dated as of ____________. The
        purchase shall take place as of __________, _____ (“Exercise Date”). All
        capitalized terms used, but not otherwise defined, herein shall have the
        meanings given them in the Agreement. 

       

      On
        or
        before the Exercise Date, I will pay the applicable purchase price as
        follows:

       

      [
        ]
 by
        delivery of cash or check, bank draft, money order or wire transfer of good
        funds payable to the Company in the amount of $___________, which amount
        represents the full purchase price of the shares of Stock to be issued upon
        exercise hereof.

       

      [
        ]
 if
        permitted by the Committee, and upon any such conditions imposed by the
        Committee, by delivery of _________ whole shares of Stock owned by me for
        at
        least six (6) months prior to the Exercise Date.

       

      [
        ]
 by
        delivery of cash or check, bank draft, money order or wire transfer of good
        funds payable to the Company in the amount of $___________, which amount
        represents a portion of the purchase price of the shares of Stock to be issued
        upon exercise hereof and, if permitted by the Committee, and upon any such
        conditions imposed by the Committee, by delivery of _________ shares of Stock
        owned by me for at least six (6) months prior to the Exercise Date.

       

      
        
           

        

        
           

          
            

          

        

        
           

        

         

      

      The
        required federal, state, and local income tax withholding obligations, if
        any,
        on the exercise of the Option shall be satisfied on or before the Exercise
        Date
        in the manner provided in the Agreement. As soon as the stock certificate
        is
        registered in my name, please deliver it to me at address set forth
        above.

       

      Unless
        the shares to be issued upon the exercise of the Option evidenced by this
        notice
        are registered for issuance to and resale by me pursuant to an effective
        registration statement on Form S-8 (or successor form) filed under the
        Securities Act of 1933, as amended (“Securities Act”), I hereby represent,
        warrant, covenant, and agree with the Company as follows:

       

      1. The
        shares of Stock being acquired by me will be acquired for my own account
        without
        the participation of any other person, with the intent of holding the Stock
        for
        investment and without the intent of participating, directly or indirectly,
        in a
        distribution of the Stock and not with a view to, or for resale in connection
        with, any distribution of the Stock, nor am I aware of the existence of any
        distribution of the Stock.

       

      2. I
        am not
        acquiring the Stock based upon any representation, oral or written, by any
        person with respect to the future value of, or income from, the Stock but
        rather
        upon an independent examination and judgment as to the prospects of the
        Company.

       

      3. The
        Stock
        was not offered to me by means of publicly disseminated advertisements or
        sales
        literature, nor am I aware of any offers made to other persons by such
        means.

       

      4. I
        am able
        to bear the economic risks of the investment in the Stock, including the
        risk of
        a complete loss of my investment therein.

       

      5. I
        understand and agree that the Stock will be issued and sold to me without
        registration under any federal or state law relating to the registration
        of
        securities for sale, and will be issued and sold in reliance on the exemptions
        from registration under federal and applicable state securities
        laws.

       

      6. The
        Stock
        cannot be offered for sale, sold or transferred by me other than pursuant
        to an
        effective registration under the Securities Act or in a transaction otherwise
        in
        compliance with the Securities Act and evidence satisfactory to the Company
        of
        compliance with the applicable securities laws of other jurisdictions. The
        Company shall be entitled to rely upon an opinion of counsel satisfactory
        to it
        with respect to compliance with the above laws.

       

      7. The
        Company will be under no obligation to register the Stock or to comply with
        any
        exemption available for sale of the Stock without registration or filing,
        and
        the information or conditions necessary to permit routine sales of securities
        of
        the Company under Rule 144 under the Securities Act are not now available
        and no
        assurance has been given that it or they will become available. The Company
        is
        under no obligation to act in any manner so as to make Rule 144 available
        with
        respect to the Stock.

       

      8. I
        have
        and have had complete access to and the opportunity to review and make copies
        of
        all material documents related to the business of the Company, including,
        but
        not limited to, contracts, financial statements, tax returns, leases, deeds
        and
        other books and records. I have examined such of these documents as I wished
        and
        am familiar with the business and affairs of the Company. I realize that
        the
        purchase of the Stock is a speculative investment.

       

      9. I
        have
        had the opportunity to ask questions of and receive answers from the Company
        and
        any person acting on its behalf and to obtain all material information
        reasonably available with respect to the Company and its affairs. I have
        received all information and data with respect to the Company which I have
        requested and which I have deemed relevant in connection with the evaluation
        of
        the merits and risks of my investment in the Company.

       

      
        
           

        

        
          2

          
            

          

        

        
           

        

         

      

      10. I
        have
        such knowledge and experience in financial and business matters that I am
        capable of evaluating the merits and risks of the purchase of the Stock
        hereunder and I am able to bear the economic risk of such purchase.

       

      11. The
        agreements, representations, warranties and covenants made by me herein extend
        to and apply to all of the Stock issued to me pursuant to the Agreement,
        and the
        Company is entitled to rely on these agreements, representations, warranties
        and
        covenants in issuing the shares of Stock upon the exercise of the Option
        evidenced by this notice. Acceptance by me of the certificate representing
        such
        Stock shall constitute a confirmation by me that all such agreements,
        representations, warranties and covenants made herein shall be true and correct
        at that time.

      
        	 	 	 
	 	 	Very truly yours,
	 
 	 
 	 
 
	 	 	 
	 	
                

              
	 	 

      

      
 

      AGREED
        TO AND ACCEPTED:

       

      FIRST
        METROPLEX CAPITAL, INC.

       

      

       

      By:
        __________________________________________

       

      Name:
        ________________________________________

       

      Title:
        _________________________________________

       

      

       

      Date:__________________

       

      
        
           

        

        
          3

          
            

          

        

        
           

        

      

      SCHEDULE
        1

      

      VESTING
        SCHEDULE

      

      INCENTIVE
        STOCK OPTION AWARD ISSUED PURSUANT TO THE

      FIRST
        METROPLEX CAPITAL, INC. 2005 STOCK INCENTIVE PLAN

      

      Except
        as
        otherwise expressly provided in the Agreement, the Options shall become vested
        in accordance with the following schedule:

       

      
        	
                 

                Percent
                  of Shares For Which Options Are Vested

              	 	
                 

                As
                  of

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