Document:

Employment Agreement

 EXHIBIT 10.61 
 Jessica E. Buss 
 EMPLOYMENT AGREEMENT 

This Employment Agreement (this “Agreement”) is made as of November 17, 2008, among Rockhill
Holding Company, a Delaware corporation (the “Company”), State Automobile Mutual Insurance Company, an Ohio-domiciled mutual insurance company (“State Auto Mutual”), and Jessica E. Buss (the
“Executive”). This Agreement shall become effective on the Effective Date (as herein defined). 

WHEREAS, concurrently with the execution and delivery of this Agreement, State Auto Mutual, the Company, and all of the
stockholders of the Company (including the Executive) are entering into a Stock Purchase Agreement dated as of the date hereof (the “Stock Purchase Agreement”) pursuant to which State Auto Mutual has agreed to purchase all of the
outstanding shares of capital stock of the Company, subject to the terms and conditions of the Stock Purchase Agreement; and 
 WHEREAS, the Executive will receive valuable benefits in connection with the completion of the transactions contemplated by the Stock Purchase Agreement (the “Transactions”), including
without limitation valuable consideration for the purchase of the Executive’s shares of capital stock of the Company; and 
 WHEREAS, the Executive is an employee and executive officer of the Company, and the Executive possesses valuable knowledge and experience in the business and operations of the Company and its
subsidiaries; and 
 WHEREAS, State Auto Mutual wishes to secure the continued employment of the Executive by
the Company after the completion of the Transactions, and the Executive wishes to continue such employment, all in accordance with the terms of this Agreement. 
 NOW, THEREFORE, in consideration of the premises and mutual covenants contained herein and for other good and valuable consideration, the receipt and adequacy of which are mutually acknowledged, the
Parties (as herein defined) agree as follows: 
 1. Definitions. For purposes of this Agreement, the
following terms shall have the following meanings: 
 (a) “Base Salary” means
the salary provided for in Section 4 of this Agreement or any increased salary granted to the Executive pursuant to Section 4. 
 (b) “Bonus Pool” has the meaning set forth in Section 5 of this Agreement. 
 (c) “Cause” means the Executive: 

(i) has materially failed, neglected or refused to perform the Executive’s duties under this
Agreement; 

 (ii) has engaged in malfeasance, misappropriation, fraud,
dishonesty or gross misconduct in the performance of the Executive’s duties to the Company and such act has the effect of injuring the business or reputation of the Company or any of its subsidiaries or affiliates; 

(iii) has violated any Company policy or practice and such violation has a material adverse effect on the
Company or its subsidiaries or affiliates; 
 (iv) has committed a material breach of this
Agreement including those provisions relating to confidentiality, non-competition and non-solicitation set forth in this Agreement; or 
 (v) has been convicted of or pled guilty or no contest to a crime involving moral turpitude or a felony. 

(d) “Change of Control” means the occurrence of any of the following: 

(i) With respect to the Company, any of the following occurs: 

(A) Any “person” (as such term is used in Sections 13(d) and 14(d) of the Securities Exchange
Act of 1934, as amended (the “Exchange Act”)) is or becomes the “beneficial owner” (as defined in Rule 13d-3 under the Exchange Act), directly or indirectly, of securities of the Company representing more than 50% of the
combined voting power of the Company’s then outstanding securities, excluding (1) any acquisition by State Auto Mutual or any of its subsidiaries or affiliates, or (2) any acquisition by any employee benefit plan (or related trust)
sponsored or maintained by State Auto Mutual or any of its subsidiaries or affiliates; or 
 (B)
A majority of the Board of Directors of the Company at any time is comprised of other than Continuing Directors; or 
 (C) Any of the following occurs: 
 (1) A merger or
consolidation of the Company, other than a merger or consolidation in which the voting securities of the Company immediately prior to the merger or consolidation continue to represent (either by remaining outstanding or being converted into
securities of the surviving entity) more than 50% of the combined voting power of the Company or surviving entity immediately after the merger or consolidation with another entity; 

(2) A sale, exchange, lease, mortgage, pledge, transfer, or other disposition (in a single transaction or
a series of related transactions) of all or substantially all of the assets of the Company which shall include, without limitation, the sale of assets or earning power aggregating more than 50% of the assets or earning power of the Company on a
consolidated basis; 

  
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 (3) A reorganization, reverse stock split, or
recapitalization of the Company which would result in any of the foregoing; or 
 (4) A
transaction or series of related transactions having, directly or indirectly, the same effect as any of the foregoing. 
 (ii) With respect to State Auto Mutual, any of the following occurs: 
 (A) State Auto Mutual affiliates with, merges into, or consolidates with a third party and, as a result of such action, a majority of the Board of Directors of State Auto Mutual or its successor is
comprised of other than Continuing Directors (as defined below); or 
 (B) State Auto Mutual
completes a conversion to a stock insurance company and, as a result of such action, a majority of the Board of Directors of State Auto Mutual or its successor is comprised of other than Continuing Directors. 

(e) “Code” means the Internal Revenue Code of 1986, as amended (the
“Code”). 
 (f) “Continuing Director” of the Company or State
Auto Mutual, as the case may be, means a director who was either (i) first elected or appointed as a director prior to the Effective Date, in the case of a director of State Auto Mutual, or first elected or appointed as a director by State Auto
Mutual on or about the Effective Date, in the case of a director of the Company, or (ii) subsequently elected or appointed as a director if such director was nominated by the Nominating and Governance Committee of the Board of Directors of
State Auto Mutual or was appointed by at least two thirds of the total number of then Continuing Directors of the Company or State Auto Mutual, as the case may be. 

(g) “Disability” means that the Executive (i) is unable to engage in any substantial
gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or can be expected to last for a continuous period of not less than 12 months, or (ii) is, by reason of any
medically determinable physical or mental impairment which can be expected to result in death or can be expected to last for a continuous period of not less than 12 months, receiving income replacement benefits for a period of not less than three
months under an accident and health plan covering employees of the Company. 
 (h)
“Effective Date” means the closing date of the completion of the Transactions in accordance with the Stock Purchase Agreement. 

  
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 (i) “Good Reason” means that one or more of
the following events has occurred: 
 (i) The Company has materially changed or undermined the
Executive’s rights, duties and responsibilities as Senior Vice President and Chief Operating Officer or otherwise without the Executive’s consent; 

(ii) The Company has relocated the executive offices outside of the Kansas City, Missouri metropolitan
area or otherwise requires the Executive to conduct the Executive’s business outside of the Kansas City, Missouri metropolitan area (except for the ordinary course of business travel as contemplated by Section 3(a) of this Agreement)
without the consent of the Executive; 
 (iii) The Company has committed a material breach of
this Agreement; or 
 (iv) There has been a Change of Control (as herein defined). 

For the purpose of this Section 1(i), the Executive must provide notice to the Company of the condition
described in this Section 1(i) giving rise to the Good Reason termination, and the Company will thereafter have a period of at least 30 days during which it may remedy the condition. 

(j) “Party” or “Parties” means State Auto Mutual, the Company, and/or
the Executive. 
 (k) “Person” means any individual, corporation, partnership,
limited liability company, joint venture, trust, estate, board, committee, agency, body, employee benefit plan or other person or entity. 
 (l) “Reporting Persons” means the Chief Executive Officer of the Company and the Chief Financial Officer of State Auto Mutual. 

(m) “Restricted Business” has the meaning set forth in Section 11 of this Agreement.

 (n) “Restricted Period” has the meaning set forth in Section 11 of this
Agreement. 
 (o) “Standard Benefit” means any amounts earned, accrued or owing
to the Executive but not yet paid, and receipt of other benefits, if any, in accordance with, and subject to, the applicable plans and programs of the Company. 

(p) “Term of Employment” means the period specified in Section 2 of this Agreement.

  
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 2. Term of Employment. The Company agrees to employ the Executive
under this Agreement, and the Executive accepts such employment, for an initial period commencing on the Effective Date and ending on the day immediately preceding the second anniversary of the Effective Date. This Agreement shall be renewed at the
end of any term hereof for additional one-year terms, in which case the Term of Employment shall include such renewal term, unless one party notifies the other, in writing, of the intent not to renew at least 90 days prior to the end of the current
Term of Employment. Notwithstanding the foregoing, the Term of Employment shall be earlier terminated upon the termination of the Executive’s employment, but only in accordance with the provisions of Section 8 of this Agreement. It is
understood and agreed that the Company’s notice to not renew the Agreement, if given under this Section, shall constitute a Nonrenewal of Contract, as defined in Section 8(f) of this Agreement. It is further understood and agreed that the
Executive’s notice to not renew the Agreement, if given under this Section, shall constitute a voluntary termination of employment as defined in Section 8(e) of this Agreement. It is further understood that in the event the Company and the
Executive agree that the Executive is to perform the Executive’s duties for a period not to exceed 60 days following the expiration of this Agreement, that shall not effect a waiver of any right the Executive might have to severance benefits
otherwise contemplated by the terms of this Agreement. 
 3. Positions; Duties; Responsibilities; and Place of
Employment. 
 (a) During the Term of Employment, the Executive shall be employed as the
Senior Vice President and Chief Operating Officer of the Company and in such other position or positions with the Company or its subsidiaries as the Board of Directors of the Company shall from time to time specify. The Executive, in carrying out
the Executive’s duties under this Agreement, shall report to the Reporting Persons. The Executive is required to work the hours and days reasonably necessary to fulfill the Executive’s duties under this Agreement. 

(b) The Executive acknowledges that the Executive’s duties and responsibilities hereunder will
require the Executive’s full business time and effort and agrees that, during the Term of Employment, the Executive will not engage in any other business activity or have any business pursuits or interests that materially interfere or conflict
with the proper performance of the Executive’s duties hereunder. 
 4. Base Salary. Commencing as of
the Effective Date, the Company shall pay the Executive an annualized Base Salary of $340,000.00 during the Term of Employment. Such Base Salary shall be payable at intervals in accordance with the regular payroll practices of the Company applicable
to executives, but no less frequently than monthly. The Reporting Persons shall review the Base Salary no less frequently than annually during the Term of Employment; provided, however, that the Base Salary shall not be decreased during the Term of
Employment below the amount set forth above without the Executive’s consent (including, without limitation, for the purpose of determining benefits due under Section 8 of this Agreement). 

5. Incentive Compensation. The Executive shall be eligible to participate in the Rockhill Holding Company Bonus
Plan or any similar cash incentive compensation plan generally made available to executives of the Company (the “Bonus Pool”), so long as the Company continues to offer the Bonus Pool to such executives. Consistent with the Company

  
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becoming a subsidiary of State Auto Mutual as contemplated by the Transactions, the Executive acknowledges that it is the intention of the Company to transition its incentive compensation
arrangements for executives of the Company to significantly mirror those incentive compensation plans offered by State Auto Mutual to its executives, and any changes to the Bonus Pool or other incentive compensation arrangements of the Company which
is consistent with such intention shall not be a breach or violation of this Agreement. The Executive shall be eligible to participate in such mirror incentive compensation arrangements of the Company so long as the Company continues to offer such
arrangements to its executives. It is understood and agreed that the Bonus Pool or any other incentive compensation arrangement may be amended, suspended or terminated by the Company at any time, and that such amendment, suspension or termination
shall not constitute an amendment of this Agreement. 
 6. Other Benefits. 

(a) Employee Benefits. During the Term of Employment, the Executive shall be eligible to
participate in all other employee benefit plans, programs and arrangements made available generally to the Company’s executives in accordance with the terms and subject to the conditions of such plans, programs and arrangements; provided,
however, that nothing in this Agreement shall be construed to require the Company to establish or maintain any such plans, programs or arrangements, or to prevent the Company from terminating any such plan, program or arrangement in accordance with
its terms, except as required by law. If such benefits are taxable, the Company shall ensure that terms of the benefits will comply with Code Section 409A and the Treasury Regulations and other guidance promulgated or issued thereunder.

 (b) Perquisites. During the Term of Employment, the Executive shall participate in all
fringe benefits and perquisites available to executives of the Company at levels and on terms and conditions that are commensurate with the Executive’s position and responsibilities at the Company. The Executive shall also receive such
additional fringe benefits and perquisites as the Company may, in its discretion, from time to time elect to provide. If such benefits are taxable, the Company shall ensure that the terms of the benefits will comply with Code Section 409A and
the Treasury Regulations and other guidance promulgated or issued thereunder. 
 (c) Vacation,
Holidays, and Leave. During the Term of Employment, the Executive shall be entitled to vacation, holidays, and leave in accordance with the reasonable practices of the Company. 

(d) Mirror Benefits and Perquisites. Consistent with the Company becoming a subsidiary of State
Auto Mutual as contemplated by the Transactions, the Executive acknowledges that it is the intention of the Company to transition its employee benefit plans, programs and arrangements, perquisites and other employee benefits for executives of the
Company to significantly mirror those benefits offered by State Auto Mutual to its executives, and any changes to such benefits which are consistent with such intention shall not be a breach or violation of this Agreement. It is understood and
agreed that any amendment, suspension or termination of any benefit provided by this Section shall not constitute an amendment of this Agreement. 

  
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 7. Reimbursement of Business Expenses. The Executive is authorized to
incur reasonable expenses in carrying out the Executive’s duties and responsibilities under this Agreement and the Company shall promptly reimburse the Executive for all such expenses, subject to documentation in accordance with reasonable
policies of the Company. Notwithstanding the foregoing, no expense may be reimbursed later than the end of the calendar year following the calendar year in which such expense was incurred. 

8. Termination of Employment. 

(a) Termination Due to Death. If the Executive incurs a separation from service (as defined in Code
Section 409A) hereunder due to the Executive’s death, the Executive’s estate or the Executive’s beneficiaries (as the case may be) shall be entitled to the following: 

(i) payment of Base Salary, in accordance with the Company’s regular payroll practices (based on the
Executive’s rate of annual Base Salary at the time of the Executive’s death), through the date of the Executive’s death; and 
 (ii) payment of the Standard Benefit; and 
 (iii)
continued participation for one year for each of the Executive’s covered dependents in all medical, dental, hospitalization and life insurance coverages and in all other employee welfare benefit plans, programs and arrangements, in which such
dependent was participating at the time of the Executive’s death, to the extent permitted by applicable law and the terms of such programs and arrangements, on terms and conditions no less favorable than those applying on such date. 

(b) Termination Due to Disability. If the Executive incurs a separation from service (as defined in
Code Section 409A) hereunder due to Disability, the Executive shall be entitled to the following: 
 (i) payment of 80% of Base Salary, in accordance with the Company’s regular payroll practices (based on the Executive’s rate of annual Base Salary at the time of the Executive’s separation
from service), through the date of the Executive’s separation from service until commencement of long-term disability payments, but in no event for more than one year following the last day of the Executive’s employment; 

(ii) payment of the Standard Benefit; and 

(iii) continued participation for one year for the Executive and each of the Executive’s covered
dependents in all medical, dental, hospitalization and life insurance coverages and in all other employee welfare benefit plans, programs and arrangements, in which the Executive and such dependents were participating at the time of the
Executive’s separation from service, to the extent permitted by applicable law and the terms of such programs and arrangements, on terms and conditions no less favorable than those applying on such date. 

  
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 (c) Termination by the Company for Cause. The Company
may terminate the Executive’s employment for Cause at any time during the Term of Employment. If the Company terminates the Executive’s employment for Cause, the Executive shall be entitled to the following: 

(i) payment of Base Salary through the last day of the Executive’s employment; and 

(ii) payment of the Standard Benefit. 

(d) Termination by the Company Without Cause or by the Executive for Good Reason. The Company may
terminate the Executive’s employment without Cause and the Executive may terminate the Executive’s employment voluntarily for Good Reason, at any time during the Term of Employment. If the Executive incurs a separation from service (as
defined in Code Section 409A) hereunder due to a termination of employment by the Company without Cause or by the Executive for Good Reason, subject to Section 8(f) of this Agreement, the Executive shall be entitled to: 

(i) payment of Base Salary, in accordance with the Company’s regular payroll practices (based on the
Executive’s rate of annual Base Salary at the time of the Executive’s separation from service) for (A) the remaining portion of the Term of Employment, or (B) one year following the last day of the Executive’s employment,
whichever is greater; 
 (ii) continued participation for (A) the remaining portion of the
Term of Employment, or (B) one year, whichever is greater, for the Executive and each of the Executive’s covered dependents in all medical, dental, hospitalization and life insurance coverages and in all other employee welfare benefit
plans, programs and arrangements, in which the Executive and such dependents were participating at the time of the Executive’s separation from service, to the extent permitted by applicable law and the terms of such programs and arrangements,
on terms and conditions no less favorable than those applying on such date; and 
 (iii) payment
of the Standard Benefit. 
 (e) Voluntary Termination. The Executive may voluntarily
terminate the Executive’s employment during the Term of Employment, provided he gives at least 30 days’ advance written notice. If the Executive voluntarily terminates the Executive’s employment (and not because of Good Reason, the
Executive’s death or due to Disability), the Executive shall have the same entitlements hereunder as provided in Section 8(c) above in the case of a termination by the Company for Cause. 

  
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 (f) Nonrenewal of Contract. In the event the Company
decides to not renew this Agreement at the end of the Term of Employment as provided in Section 2, the Executive shall be entitled to: 
 (i) payment of Base Salary, in accordance with the Company’s regular payroll practices (based on the Executive’s rate of annual Base Salary at the time of the Executive’s separation from
service) for one year following the last day of the Executive’s employment; 
 (ii)
continued participation for one year for the Executive and each of the Executive’s covered dependents in all medical, dental, hospitalization and life insurance coverages and in all other employee welfare benefit plans, programs and
arrangements, in which the Executive and such dependents were participating at the time of the Executive’s separation from service, to the extent permitted by applicable law and the terms of such programs and arrangements, on terms and
conditions no less favorable than those applying on such date; and 
 (iii) payment of the
Standard Benefit. 
 (g) Release. Notwithstanding any provisions herein to the contrary,
the Company may require that, prior to payment of any amount or provision of any benefits pursuant to Sections 8(d)(i) or (ii) above, the Executive shall execute a complete release of the Company and related parties in such form as is
reasonably required by the Company and any waiting periods contained in such release shall have expired. 
 (h) Specified Employee Delay. In the event the Executive is a Specified Employee as defined in Code Section 409A, any payments under this Agreement due to a separation from service (as defined
in Code Section 409A) and subject to Code Section 409A shall be delayed until a date that is six months after the date of separation from service (or, if earlier, the date of death of the Specified Employee). Payments to which a Specified
Employee would otherwise be entitled during the first six months following the date of separation from service shall be accumulated and paid as of the first date of the seventh month following the date of separation from service. 

9. Assignability; Binding Nature. 

(a) This Agreement shall be binding upon and inure to the benefit of the Parties and their respective
successors, heirs and personal representatives (in the case of the Executive) and assigns. 
 (b)
No rights or obligations of the Executive under this Agreement may be assigned or transferred by the Executive other than the Executive’s rights to compensation and benefits, which may be transferred only by will or operation of law, or as
provided in Section 16(e) of this Agreement. 
 10. Representations. The Company represents and
warrants that, as of the Effective Date: (a) the Company shall be fully authorized to enter into this Agreement and to perform its obligations hereunder; and (b) this Agreement shall be the valid and binding obligation of the Company,
enforceable against the Company in accordance with its terms. 

  
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 11. Covenant Not to Compete; Confidentiality. 

(a) Covenant Not to Compete. 

(i) The Executive agrees that for so long as the Executive is employed by the Company, and for a period
consisting of the later of two years following the Effective Date or one year following the termination of the Executive’s employment for any reason (the “Restricted Period”), the Executive shall not directly or indirectly:

 (A) enter into or attempt to enter into a Restricted Business (as defined below) in the areas
of the United States in which the Company or any of its affiliates conduct business or in which the Company has planned to conduct business within one year thereafter, as a principal, partner, employee, consultant, agent, broker, intermediary,
shareholder, investor, officer or director (other than as a holder of not in excess of 1% of the outstanding voting shares of any publicly traded company) which shall include, without limitation, the following activities: (1) providing risk
management and or other services for any insurer or affiliate of an insurer in a Restricted Business; (2) developing, handling, or managing data or information concerning a Restricted Business; (3) participating in any decision, or
developing or implementing any strategy, to engage in a Restricted Business; or (4) performing any functions in a Restricted Business that are the same as, or substantially similar to, the duties performed for the Company or any of its
affiliates or subsidiaries at any time during the 12 months preceding the termination of the Executive’s employment; 
 (B) induce or attempt to persuade any former or then-current employee, agent, manager, consultant or director of the Company or any of its affiliates to terminate such employment or other relationship in
order to enter into any Restricted Business with the Executive in competition with the Company’s or its affiliates’ business; 
 (C) use contracts, proprietary information, trade secrets, confidential information, customer lists, mailing lists, goodwill, or other intangible property used or useful in connection with the business of
the Company or its affiliates; or 
 (D) solicit or otherwise attempt to establish for the
Executive or any other Person any business relationship with any Person which is, or during the one year period preceding the Executive’s date of termination of employment was, a customer, client or producer of the Company or any of its
affiliates. 

  
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 (ii) For the purposes of this Section 11, a
“Restricted Business” is defined as (A) the business of producing, underwriting, writing and servicing insurance policies directly or through relationships with affiliated and unaffiliated insurance agents and agencies with
respect to any line of insurance coverage that the Company or any of its affiliates has produced, underwritten, written, or serviced during the 12 months preceding the termination of the Executive’s employment, including without limitation, the
following lines of insurance coverage: wind, umbrella, excess property, primary property, general liability, and professional liability and (B) any other business that would be in direct competition with the business of the Company or any of
its affiliates as conducted on the date of the Executive’s termination of employment. 

(iii) The covenants of the Executive set forth in this Section 11 shall be null and void and without
any force or effect upon the effective date of any liquidation or dissolution of the Company. 

(iv) The Restricted Period shall be tolled during the periods of any violation or attempted violation of
the provisions of this section by the Executive. 
 (v) It is the desire and intent of the
Parties that the provisions of this Section 11 shall be enforced to the fullest extent permissible under the laws and public policies applied in each jurisdiction in which enforcement is sought. Accordingly, if any particular portion of this
Section 11 shall be adjudicated to be invalid or unenforceable, this Section 11 shall be deemed amended to delete therefrom the portion thus adjudicated to be invalid or unenforceable, such deletion to apply only with respect to the
operation of this Section 11 in the particular jurisdiction in which such adjudication is made. The Executive acknowledges that he has received good and valuable consideration for the restrictive covenants contained in this Section 11.

 (vi) The Executive acknowledges and agrees that the Executive will receive valuable
consideration in connection with the completion of the Transactions, including without limitation the purchase of the Executive’s shares of capital stock of the Company, and that the payment of the purchase price for the Executive’s
capital stock of the Company shall serve as additional consideration for the Executive’s covenants set forth in this Agreement. 
 (b) Confidentiality. The Executive acknowledges that he will develop and be exposed to information that is or will be proprietary to the Company or its affiliates, including, but not limited to,
customer lists, marketing plans, pricing data, product development plans and other intangible information. Such information shall be deemed confidential to the extent such information is not generally known to the public or in the Company’s
industry. The Executive agrees to use such information only in connection with the performance of the Executive’s duties hereunder and to maintain such information in confidence; provided, however, that the Executive may disclose such
information when required to by law or by a court, government agency, legislative body or other Person with apparent jurisdiction to order him to divulge, disclose or make accessible such information. 

  
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 (c) Company Property. Promptly following any
termination of Executive’s employment with the Company, the Executive shall return to the Company or its affiliates (as applicable) all property of the Company or its affiliates and all copies thereof in the Executive’s possession or under
the Executive’s control. 
 (d) Non-Disparagement. During the Term of Employment and
thereafter for one year following the date of any termination of the Executive’s employment with the Company, (i) neither the Executive nor the Company or any of its affiliates shall engage in conduct that could be disruptive in any way to
the business or operations of the other or that could wrongfully interfere therewith, and (ii) neither the Executive nor the Company or any of its affiliates shall make at any time in the future any derogatory comments concerning the other or
the business or operations of the other; provided, however, that nothing in this Section 11(d) shall be deemed to prevent either Party from enforcing the other terms of this Agreement. 

(e) Forfeiture Events. The Board of Directors of the Company may, in its discretion, require that
all or any portion of the termination benefits provided under Sections 8(a) through (d) and (f) above be subject to an obligation of repayment to the Company upon: 

(i) the violation of the non-competition and/or confidentiality covenants applicable to the Executive as
described in Sections 11(a) and (b) above; 
 (ii) a financial restatement where
(A) the amount of the Executive’s termination benefits were calculated based upon the achievement of certain financial results that were subsequently the subject of a financial statement restatement; (B) the Executive engaged in
fraudulent misconduct that cause or substantially contributed to the need for the financial statement restatement; and (C) the amount of the Executive’s termination benefits would have been lower than the amount actually awarded to such
Executive had the financial results been properly reported; or 
 (iii) the Executive has engaged
in any wrongful conduct during the Employment Term which has a material adverse effect on State Auto or the Company as determined by the respective Boards, in good faith. 

This Section 11(e) shall not be the Company’s exclusive remedy with respect to such matters.

 12. Governing Law; Venue. This Agreement shall be governed by and construed in accordance with the
laws of Ohio without regard to principles of conflicts of law. The parties to this Agreement hereby designate the District Court in and for the Southern District of Ohio, or the Court of Common Pleas of Franklin County, Ohio, as a court of proper
jurisdiction and venue of and for any and all actions or proceedings relating to this Agreement or the Stock Purchase 

  
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Agreement; hereby irrevocably consent to such designation, jurisdiction, and venue; and hereby waive any objections or defenses relating to jurisdiction or venue with respect to any action or
proceeding initiated in such courts. In addition to any other awards granted to the prevailing party in any dispute or controversy under this Agreement, the prevailing party shall also be entitled to indemnification from the other party for all fees
and expenses arising in connection with any such dispute or controversy under this Agreement (including reasonable attorney’s fees). 
 13. Waiver of Right to Jury Trial. Each of the Parties, by their execution hereof, waives their respective right to a jury trial of any claim or cause of action based upon or arising out of this
Agreement or any dealings between them relating to the subject matter of this transaction and the relationship that is being established. The scope of this waiver is intended to be all encompassing of any and all disputes that may be filed in any
court and that relate to the subject matter of this agreement, including, without limitation, contract claims, tort claims, breach of duty claims, and all other common law and statutory claims. This waiver is irrevocable, meaning that it shall apply
to any subsequent amendments, renewals, supplements, or modifications to this Agreement or to any other documents or agreements relating to the transactions contemplated hereby. In the event of any litigation, this Agreement may be filed as a
written consent to a trial by the court. 
 14. Notices. All notices, requests, claims, demands and other
communications under this Agreement shall be in writing and shall be deemed given if delivered personally, by facsimile (which is confirmed as provided below) or sent by overnight courier (providing proof of delivery) to the parties at the following
addresses (or at such other address for a party as shall be specified by like notice): 
  

	 	(a)	If to State Auto Mutual or the Company: 

 State Automobile Mutual Insurance Company 
 518 East Broad Street 

Columbus, Ohio 43215 
 Attention: Chief Executive Officer 
 Fax: (614) 464-4911 

with a copy to: 

State Automobile Mutual Insurance Company 
 518 East Broad Street 
 Columbus, Ohio 43215 

Attention: General Counsel 
 Fax: (614) 887-1763 

  
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	 	(b)	 If to the Executive: 

 The address as filed with the Company’s personnel records. 
 15.
Miscellaneous. 
 (a) Entire Agreement. This Agreement contains the entire
understanding and agreement between the Parties concerning the subject matter hereof. As of the Effective Date, this Agreement shall supersede and replace all prior employment arrangements, agreements, understandings, discussions, negotiations and
undertakings, whether written or oral, between the Parties 
 (b) Severability. In the
event that any provision or portion of this Agreement shall be determined to be invalid or unenforceable for any reason, in whole or in part, the remaining provisions of this Agreement shall be unaffected thereby and shall remain in full force and
effect to the fullest extent permitted by law so as to achieve the purposes of this Agreement. 

(c) Amendment or Waiver. No provision in this Agreement may be amended unless such amendment is set
forth in writing and signed by the Parties. No waiver by either Party of any breach of any condition or provision contained in this Agreement shall be deemed a waiver of any similar or dissimilar condition or provision at the same or any prior or
subsequent time. To be effective, any waiver must be set forth in writing and signed by the waiving Party. The Parties agree that this Agreement shall be amended and/or modified as necessary to comply with Code Section 409A or regulations
issued thereunder. 
 (d) Headings. The headings of the sections contained in this
Agreement are for convenience only and shall not be deemed to control or affect the meaning or construction of any provision of this Agreement. 
 (e) Beneficiaries/References. The Executive shall be entitled, to the extent permitted under any applicable law, to select and change a beneficiary or beneficiaries to receive any compensation or
benefit hereunder following the Executive’s death by giving the Company written notice thereof. In the event of the Executive’s death or a judicial determination of the Executive’s incompetence, reference in this Agreement to the
Executive shall be deemed, where appropriate, to refer to the Executive’s beneficiary, estate or other legal representative. 
 (f) Survivorship. Notwithstanding anything contained herein to the contrary, if the Executive’s employment with the Company terminates during the Term of Employment, Sections 1, 8, 11, 12, 13,
14 and 15 of this Agreement, and the Parties’ respective rights and obligations under such provisions, shall survive until all of the Parties’ obligations under such provisions are satisfied. 

  
 14 

 (g) Counterparts. This Agreement may be executed in
multiple counterparts, each of which shall be deemed an original, but all of which, when taken together, shall constitute one and the same instrument. 

(h) Withholding. The Company shall make deductions from any payments provided for herein in respect
of payroll tax, as applicable, up to the maximum permitted by law, as well as any other amounts required to be withheld from time to time under any applicable income or employment tax laws or similar statutes or other provisions of law then in
effect, and, with respect to any non-cash compensation or benefits with respect to which a tax withholding obligation will arise, may require as a condition to receipt of such compensation or benefit that the Executive make arrangements with the
Company for the satisfaction of such tax withholding obligation. 
 [Remainder of page intentionally left blank. Signature
page follows.] 

  
 15 

 Signature Page – Employment Agreement of Jessica E. Buss 

IN WITNESS WHEREOF, the undersigned have executed this Agreement as of the date first set forth above. 

 

									
	 STATE AUTOMOBILE MUTUAL
 INSURANCE COMPANY
	 		 	ROCKHILL HOLDING COMPANY
					
	By:	 	 /s/ Robert P. Restrepo, Jr.
	 		 	By:	 	 /s/ Terry Younghanz

	Name:	 	 Robert P. Restrepo, Jr.
	 		 	Name:	 	 Terry Younghanz

	Title:	 	 CEO
	 		 	Title:	 	 CEO

				
		 		 		 	EXECUTIVE
					
		 		 		 	By:	 	 /s/ Jessica Buss

		 		 		 	Name:	 	 Jessica Buss

 [Signature Page] 

 AMENDMENT TO EMPLOYMENT AGREEMENT 

This Amendment to Employment Agreement (this “Amendment”) is made as of November 30, 2010 among Rockhill
Holding Company, a Delaware corporation (the “Company”), State Automobile Mutual Insurance Company, an Ohio-domiciled mutual insurance company (“State Auto Mutual”), and Jessica E. Buss (the “Executive”). This Amendment
shall become effective on the date it is signed. 
 WHEREAS, the Company, State Auto Mutual and Executive are
parties to a November 17, 2008 Employment Agreement (the “Employment Agreement”); and 
 WHEREAS,
the Company, State Auto Mutual and the Executive wish to modify certain provisions of the Employment Agreement and are entering into this Amendment for that purpose. 

NOW, THEREFORE, in consideration of the premises and mutual covenants contained in this Amendment and in the Employment
Agreement, and for other good and valuable consideration, the receipt and adequacy of which are mutually acknowledged, the Company, State Auto Mutual and the Executive hereby agree as follows: 

1. All capitalized terms used but not otherwise defined in this Amendment shall have the respective meanings given those
terms in the Employment Agreement. 
 2. Section 2 of the Employment Agreement is hereby deleted in its
entirety and replaced with the following: 
 2. Term of Employment. The Company agrees to
employ the Executive under this Agreement, and the Executive accepts such employment, for an initial period commencing on the Effective Date and ending on the day immediately preceding the second anniversary of the Effective Date. This Agreement
shall be renewed at the end of any term hereof for additional one-year terms, in which case the Term of Employment shall include such renewal term, unless one party notifies the other, in writing, of the intent not to renew no later than
February 9, 2011. Notwithstanding the foregoing, the Term of Employment shall be earlier terminated upon the termination of the Executive’s employment, but only in accordance with the provisions of Section 8 of this Agreement. It is
understood and agreed that the Company’s notice to not renew the Agreement, if given under this Section, shall constitute a Nonrenewal of Contract, as defined in Section 8(f) of this Agreement. It is further understood and agreed that the
Executive’s notice to not renew the Agreement, if given under this Section, shall constitute a voluntary termination of employment as defined in Section 8(e) of this Agreement. It is further understood that in the event the Company and the
Executive agree that the Executive is to perform the Executive’s duties for a period not to exceed 60 days following the expiration of this Agreement, that shall not effect a waiver of any right the Executive might have to severance benefits
otherwise contemplated by the terms of this Agreement. 

 3. This is an amendment to and part of the Employment Agreement, and the provisions of this
Amendment shall apply from and after the date it is signed. In the event of any inconsistency between the provisions of the Employment Agreement and the provisions of this Amendment, the provisions of this Amendment shall control. Except as modified
by this Amendment, the Employment Agreement shall continue in full force and effect without change. 
 IN WITNESS WHEREOF, the
undersigned have executed this Amendment as of the date first set forth above. 
  

									
	 STATE AUTOMOBILE MUTUAL
 INSURANCE COMPANY
	 		 	ROCKHILL HOLDING COMPANY
					
	By:	 	 /s/ Robert P. Restrepo, Jr.
	 		 	By:	 	 /s/ Robert P. Restrepo, Jr.

	Name:	 	 Robert P. Restrepo, Jr.
	 		 	Name:	 	 Robert P. Restrepo, Jr.

	Title:	 	 CEO
	 		 	Title:	 	 Chairman

				
		 		 		 	EXECUTIVE
					
		 		 		 	By:	 	 /s/ Jessica Buss

		 		 		 	Name:	 	 Jessica Buss

  
 2Executive Change of Control Agreement

 EXHIBIT 10.65 
 Jessica Buss 
 EXECUTIVE CHANGE OF CONTROL AGREEMENT 

This Executive Change of Control Agreement (this “Agreement”) is made as of October 28, 2011 (the
“Effective Date”), by and among State Auto Financial Corporation, an Ohio corporation (“State Auto Financial”), State Auto Property and Casualty Insurance Company, an Iowa-domiciled insurance company
(“State Auto P&C”), State Automobile Mutual Insurance Company, an Ohio-domiciled mutual insurance company (“State Auto Mutual”), and Jessica Buss (“Executive”). State Auto
Financial, State Auto P&C, State Auto Mutual and each of their respective insurer subsidiaries and affiliates, present and future, are hereinafter collectively referred to as “ State Auto.” 

Background Information 
  

	A.	 State Auto P&C is the principal operating subsidiary of State Auto Financial and the employer of record of all employees of State Auto, other
than employees of Risk Evaluation and Design, LLC, a wholly-owned subsidiary of State Auto Mutual. State Auto Financial is a majority- owned, publicly-traded holding company subsidiary of State Auto Mutual. State Auto Mutual is the ultimate
controlling person in the State Auto holding company system. 

  

	B.	 State Auto desires to establish and maintain a sound and vital management team as an important part of State Auto’s overall corporate strategy
and as an essential means of protecting and enhancing the interests of State Auto, the Boards of State Auto Financial and State Auto Mutual (collectively, the “Boards”), and their shareholders and policyholders, respectively.
As part of this corporate strategy, State Auto desires to act in the best interests of State Auto to address Executive’s continued service to State Auto and available benefits in the event of an actual or threatened Change of Control (as
defined herein) of State Auto Financial or State Auto Mutual. 

 Statement of Agreement

 The parties hereby acknowledge the accuracy of the foregoing Background Information and hereby agree as follows: 

Article I Definitions. 
 As used in
this Agreement, the following defined terms shall have the meanings set forth below: 
  

	1.1	ADEA means the Age Discrimination in Employment Act of 1967. 

  

	1.2	 Annual Base Salary means the greater of (a) the highest annual rate of base salary in effect for Executive during the 12-month period
immediately prior to a Change of Control, or (b) the annual rate of base salary in effect on the date Executive’s employment is terminated. 

	1.3	 Average Annual Award means the average of the annual aggregate bonus under the Short Term Incentive Plans (or its successors) earned by
Executive in each of the two calendar years immediately preceding the calendar year in which the Change of Control occurs. 

  

	1.4	 Cause means any of the following: 

  

	 	(a)	 the willful and continued failure of Executive to perform Executive’s duties with State Auto (other than any such failure resulting from
incapacity due to a Disability), after a written demand for performance is delivered to Executive by the Boards, or their designee, which specifically identifies the manner in which the Boards believe, in their sole discretion, that Executive has
not performed Executive’s duties; or 

  

	 	(b)	 the willful engaging by Executive in illegal conduct or gross misconduct which has a material adverse effect on State Auto, as determined by the
Boards in their sole discretion; or 

  

	 	(c)	 the breach of any provision of Article IV hereof which has a material adverse effect on State Auto, as determined by the Boards in their sole
discretion; or 

  

	 	(d)	 the willful failure to comply with any State Auto code of conduct or code of ethics applicable to Executive, as determined by the Boards in their
sole discretion; or 

  

	 	(e)	 the willful failure and refusal to cooperate with or assist State Auto in responding to governmental or regulatory inquiries, investigations or
related activities, as determined by the Boards in their sole discretion. 

 For purposes of
this provision, no act or failure to act, on the part of Executive, shall be considered “willful” unless it is done, or omitted to be done, by Executive in bad faith or without reasonable belief that Executive’s action or omission was
in the best interests of State Auto. Any act, or failure to act, based upon authority given pursuant to a resolution duly adopted by the Boards or upon the advice of counsel for State Auto, shall be conclusively presumed to be done, or omitted to be
done, by Executive in good faith and in the best interests of State Auto. 
  

	1.5	 Change of Control means the occurrence of any of the following: 

 

	 	(a)	 Any “person” (as such term is used in Sections 13(d) and 14(d) of the Securities Exchange Act of 1934, as amended (the
“ Exchange Act”)) is or becomes the “beneficial owner” (as defined in Rule 13d-3 under the Exchange Act), Directly or Indirectly, of securities of State Auto Financial representing 30% or more of the combined
voting power of State Auto Financial’s then outstanding securities, excluding (i) any acquisition by State Auto Financial or any Subsidiary; (ii) any acquisition by any employee benefit plan (or related trust) sponsored or maintained
by State Auto Financial, a Subsidiary or State Auto Mutual; or (iii) any acquisition by State Auto Mutual; or 

  

	 	(b)	 A majority of the Board of Directors of State Auto Financial at any time is comprised of other than Continuing Directors; or

  
 2 

	 	(c)	 Any event or transaction State Auto Financial would be required to report in response to Item 6(e) of Schedule 14A of Regulation 14A
promulgated under the Exchange Act; or 

  

	 	(d)	 Any of the following occurs: 

  

	 	(i)	 a merger or consolidation of State Auto Financial, other than a merger or consolidation in which the voting securities of State Auto Financial
immediately prior to the merger or consolidation continue to represent (either by remaining outstanding or being converted into securities of the surviving entity) more than 50% of the combined voting power of State Auto Financial or surviving
entity immediately after the merger or consolidation with another entity; 

  

	 	(ii)	 a sale, exchange, lease, mortgage, pledge, transfer, or other disposition (in a single transaction or a series of related transactions) of all or
substantially all of the assets of State Auto Financial which shall include, without limitation, the sale of assets or earning power aggregating more than 50% of the assets or earning power of State Auto Financial on a consolidated basis;

  

	 	(iii)	 a reorganization, reverse stock split, or recapitalization of State Auto Financial which would result in any of the foregoing; or

  

	 	(iv)	 a transaction or series of related transactions having, directly or indirectly, the same effect as any of the foregoing.

  

	 	(e)	 As respects State Auto Mutual, any of the following occurs: 

 

	 	(i)	 State Auto Mutual affiliates with or is merged into or consolidated with a third party and as a result, a majority of the Board of Directors of
State Auto Mutual or its successor is comprised of other than Continuing Directors; or 

  

	 	(ii)	 State Auto Mutual completes a conversion to a stock insurance company and as a result of which a majority of the Board of Directors of State Auto
Mutual or its successor is comprised of other than Continuing Directors. 

 Notwithstanding the
foregoing, for purposes of this Change of Control definition, the percentage of securities ownership listed under subsection (a) above (i.e., 30%) shall increase or decrease, as the case may be, such that the percentage of securities ownership
is consistent with any future changes to the percentage of securities ownership represented in the Change of Control definition in Section 11(B)(2)(a) (or any successor Section) of the State Auto Financial Corporation 2009 Equity Incentive
Compensation Plan, as amended from time to time. 
  

	1.6	 Code means the Internal Revenue Code of 1986, as amended. 

 

	1.7	 Confidential Information means information disclosed to Executive or known by State Auto, which is not generally known in the business in
which State Auto is or may become engaged, including, but not limited to, information about State Auto’s services, 

  
 3 

	 	 trade secrets, financial information, customer lists, books, records, memoranda and other proprietary information of State Auto. For purposes of
this Agreement, “Confidential Information” shall also mean any information that could be considered a trade secret, as defined by applicable law. 

 

	1.8	 Continuing Director of State Auto Financial or State Auto Mutual, as the case may be, means a director who was either:

  

	 	(a)	 first elected or appointed as a director on or prior to the Effective Date; or 

 

	 	(b)	 subsequent to the Effective Date was elected or appointed as a director if such director was nominated by the Nominating Committee of State Auto
Financial or State Auto Mutual, as the case may be, or appointed by at least two-thirds of the total number of the then Continuing Directors of State Auto Financial or State Auto Mutual, as the case may be. 

 

	1.9	 Directly or Indirectly means on Executive’s own behalf, or as an officer, director, shareholder, member, partner, owner, agent,
consultant, advisor, coach or employee of any corporation, partnership, limited liability company or other entity. 

  

	1.10	 Disability means illness or other incapacity as determined under State Auto’s group long-term disability benefit plan.

  

	1.11	 Employee Benefits means the benefits and service credit for benefits as provided under any and all employee retirement income and welfare
benefit policies, plans, programs or arrangements in which Executive is entitled to participate, including without limitation any stock option, stock purchase, stock appreciation, savings, pension, supplemental executive retirement, or other
retirement income or welfare benefit, deferred compensation, incentive compensation, group or other life, health, medical/hospital, or other insurance (whether funded by actual insurance or self-insured by State Auto), disability, salary
continuation, expense reimbursement and other employee benefit policies, plans, programs or arrangements that may now exist (and as may be modified from time to time) or any equivalent successor policies, plans, programs or arrangements that may be
adopted hereafter (and as may be modified from time to time), providing benefits at least as great in a monetary equivalent as are payable thereunder prior to a Change of Control. 

 

	1.12	 Good Reason means the occurrence of any one or more of the following: 

 

	 	(a)	 The assignment to Executive of duties which are materially and adversely different from or inconsistent with the duties, responsibilities and status
of Executive’s position at any time during the 12-month period prior to a Change of Control, or which result in a significant reduction in Executive’s authority and responsibility as a senior executive officer of State Auto;

  

	 	(b)	 A reduction by State Auto in Executive’s Annual Base Salary in place as of the day immediately prior to a Change of Control, or after a Change
of Control the failure to grant salary increases and bonus payments on a basis comparable to those granted to other executives of State Auto, or a reduction of Executive’s most recent Average Annual Award prior to a Change of Control;

  
 4 

	 	(c)	 After a Change of Control, a demand by State Auto that Executive relocate to a location in excess of 35 miles from the location where Executive is
based as of the day immediately prior to a Change of Control, or in the event of any such relocation with Executive’s express written consent, the failure of State Auto or a Subsidiary to pay (or reimburse Executive for) all reasonable moving
expenses incurred by Executive relating to a change of principal residence in connection with such relocation and to indemnify Executive against any loss in the sale of Executive’s principal residence in connection with any such change of
residence and any expenses incurred by Executive that are directly attributable to such sale (for purposes of this provision, “loss” is understood to mean a sale of such principal residence at a price less than the adjusted basis in such
residence); 

  

	 	(d)	 The failure of State Auto to obtain a satisfactory agreement from any successor to State Auto to assume and agree to perform this Agreement, as
contemplated in Section 5.1 of this Agreement; 

  

	 	(e)	 The failure of State Auto to provide Executive with substantially the same Employee Benefits that were provided to him immediately prior to the
Change of Control, or with a package of Employee Benefits that, though one or more of such benefits may vary from those in effect immediately prior to a Change of Control, is substantially comparable in all material respects to such Employee
Benefits taken as a whole; or 

  

	 	(f)	 Any material reduction in Executive’s compensation or benefits or a material adverse change in Executive’s location or duties, if such
material reduction or material adverse change occurs at any time after the commencement of any discussion with a third party relating to a possible Change of Control of State Auto involving such third party, if such material reduction or material
adverse change is in contemplation of such possible Change of Control and such Change of Control is actually consummated within 12 months after the date of such material reduction or material adverse change. 

The existence of Good Reason shall not be affected by Executive’s subsequent incapacity due to physical or mental
illness. Executive’s continued employment shall not constitute a waiver of Executive’s rights with respect to any circumstance constituting Good Reason under this Agreement. Executive shall provide State Auto with written notice of his
intent to terminate with Good Reason within a period not to exceed 90 days of the initial existence of the condition constituting Good Reason. State Auto shall have a period of 30 days in which it may remedy the condition and prevent
Executive’s termination for Good Reason. 
  

	1.13	 LBP means the State Auto Financial Corporation Leadership Bonus Plan. 

 

	1.14	 QPB means the State Auto Financial Corporation Quality Performance Bonus Plan. 

 

	1.15	 Severance Benefits means the benefits described in Section 2.1 of this Agreement, as adjusted by the applicable provisions of
Section 9.1 of this Agreement. 

  

	1.16	 Short Term Incentive Plans means collectively, the LBP, the QPB and any other short term incentive compensation plan of State Auto.

  
 5 

	1.17	 Subsidiary means any corporation, insurance company or other entity a majority of the voting control of which is directly or indirectly owned
or controlled at the time by State Auto Financial. 

  

	1.18	 Term means the three-year period commencing on the Effective Date of this Agreement and ending on the third anniversary thereof, both dates
inclusive; provided, however, that if a Change of Control occurs during the Term of this Agreement, the Term of this Agreement will be extended for the lesser of 36 months beyond the end of the month in which any such Change of Control occurs, or
the number of months beyond the end of the month in which any such Change of Control occurs until Executive attains age 65. Notwithstanding the foregoing, this Agreement shall terminate upon Executive’s termination of employment with State Auto
for any other reason; provided, however, that Sections 2.3 and 2.4, Articles IV, VI through X, and Sections 11.3, 11.6 and 11.8 of the Agreement shall survive Executive’s termination of employment. 

Article II Change of Control. 
 2.1 Severance Benefits. In the event that State Auto shall undergo a Change of Control, and if Executive then becomes entitled to receive Severance Benefits, State Auto or its respective successor,
shall pay or provide to Executive the following Severance Benefits, adjusted by the applicable provisions of Section 9.1: 
  

	(a)	 Annual Base Salary. In addition to any accrued compensation payable as of Executive’s termination of employment, a lump sum cash amount
equal to Executive’s Annual Base Salary multiplied by two, unless at the time of such employment termination Executive is within two years of age 65, in which case the benefit due under this subsection (a) shall not exceed Executive’s
Annual Base Salary multiplied by a factor equal to the number of months remaining until Executive attains age 65 presented as a whole integer and a fraction of a partial year (e.g., 15 months equals 1.25). 

 

	(b)	 Annual Incentive Compensation. In addition to any compensation otherwise payable pursuant to Executive’s bonus arrangements, a lump sum
cash amount equal to Executive’s Average Annual Award multiplied by two, unless at the time of such employment termination Executive is within two years of age 65, in which case the benefit due under this subsection (b) shall not exceed
Executive’s Average Annual Award multiplied by a factor equal to the number of months remaining until Executive attains age 65 presented as a whole integer and a fraction of a partial year (e.g., 15 months equals 1.25). In addition, Executive
shall be entitled to receive a prorated annual incentive for the year in which the Change of Control occurred. 

  

	(c)	 Stock Options. Stock options held by Executive become exercisable upon a Change of Control according to the terms of the applicable stock
option plan and stock option agreement (if any) under which such stock options had been granted. 

  

	(d)	 Outplacement. State Auto shall pay all fees for outplacement services incurred by Executive up to a maximum equal to 15% of Executive’s
Annual Base Salary, plus provide a travel expense account of up to $5,000 to reimburse job search travel. Such expenses and reimbursements shall be limited to those expenses incurred within the two calendar years following the calendar year of
Executive’s separation from service and paid no later than December 31st of the third calendar year following the calendar year of Executive’s separation from service. 

  
 6 

	(e)	 Health Insurance Reimbursement. State Auto shall pay Executive an amount equal to State Auto’s then current monthly per employee cost of
providing State Auto’s health insurance benefit multiplied by 24. 

 In computing and determining
Severance Benefits under subsections (a) and (b), above, a decrease in Executive’s salary or incentive bonus potential shall be disregarded if such decrease occurs within six months before a Change of Control, is in contemplation of such
Change of Control, and is taken to avoid the effect of this Agreement should such action be taken after such Change of Control. In such event, the salary and incentive bonus potential used to determine Severance Benefits shall be that in effect
immediately before the decrease that is disregarded pursuant to this Section 2.1. 
 The Severance
Benefits provided in subsections (a), (b) and (e) above shall be paid on the 45th business day following the date Executive’s employment terminates, provided that Executive has executed a general release and waiver of any claims against State Auto or its successors and the period
of time during which Executive may revoke the general release and waiver has expired on or before the 45th day following Executive’s separation from service. Notwithstanding the foregoing, if Executive is a “specified employee” as defined in Code Section 409A, such payment shall be subject
to and paid according to the provisions of Section 2.4, as described below. 
 Executive acknowledges and agrees that the
Severance Benefits provided in this Section 2.1 shall be the sole benefits payable to Executive in the event of any “change of control” (under any definition) of State Auto, and Executive hereby waives and relinquishes any and all
rights or benefits under any other “change of control” provision applicable to Executive with respect to his employment by State Auto. 
 2.2 Eligibility for Severance Benefits. State Auto, or its respective successor, shall pay or provide to Executive the Severance Benefits as defined above, in the event that Executive becomes
eligible for such Severance Benefits because, during the Term of this Agreement: 
  

	(a)	 the Executive’s employment is terminated from all State Auto companies for any reason other than for Cause, the death or Disability of
Executive or Executive’s mandatory retirement at age 65, as permitted under regulations Section 1625.12 of the ADEA, within 24 months after a Change of Control; or 

 

	(b)	 Executive terminates her employment for Good Reason within 24 months after a Change of Control; or 

 

	(c)	 the Executive’s employment is terminated from all State Auto companies for any reason other than for Cause or the death or Disability of
Executive after an agreement has been reached with an unaffiliated third party, the performance of which agreement would result in a Change of Control involving such third party, if such Change of Control is actually consummated within 12 months
after the date of such termination. 

 2.3 Liquidated Damages; Mitigation. State Auto hereby
acknowledges that it will be difficult and may be impossible for Executive to find reasonably comparable employment, or to measure the amount of damages which Executive may suffer as a result of termination of employment hereunder. Accordingly, the
payment of the Severance Benefits by State Auto to Executive in accordance with the terms of this Agreement is hereby acknowledged by State Auto to be reasonable and will be liquidated damages, and Executive will not be required to 

  
 7 

 mitigate the amount of any payment provided for in this Agreement by seeking other
employment or otherwise, nor will any profits, income, earnings or other benefits from any source whatsoever create any mitigation, offset, reduction or any other obligation on the part of Executive hereunder or otherwise. State Auto shall not be
entitled to set off or counterclaim against amounts payable hereunder with respect to any claim, debt or obligation of Executive. 
 2.4 Specified Employee Delay. In the event Executive is a “specified employee” as defined in Code Section 409A, any payments under this Agreement due to a separation from service and
subject to Code Section 409A shall be delayed until a date that is six months after the date of separation from service (or, if earlier, the date of death of Executive). Payments to which a “specified employee” would otherwise be
entitled during the first six months following the date of separation shall be accumulated and paid as of the first date of the seventh month following the date of separation from service. 

Article III Executive’s Rights Under Certain Plans. 

Any references to specific benefit arrangements in this Agreement are not intended to exclude Executive from participation in other
benefits available to executive personnel generally or to preclude Executive’s right to other compensation or benefits as may be authorized by the Boards at any time. The provisions of this Agreement and any payments provided for hereunder
shall not reduce any amounts otherwise payable, or in any way diminish Executive’s existing rights, or rights which would accrue solely as the result of the passage of time under any compensation plan, benefit plan, incentive plan, stock option
plan, employment agreement or other contract, plan or arrangement except as may be specified in such contract, plan or arrangement. Notwithstanding anything contained herein, State Auto agrees that the benefits provided to Executive herein are in
addition to any rights and privileges to which Executive may be entitled as an employee of State Auto under any retirement, pension, insurance, hospitalization or other plan which may now or hereafter be in effect, it being understood that, except
to the extent currently provided in such plans, Executive shall have the same rights and privileges to participate in such plans or benefits as any other employee of State Auto. 
 Article IV Confidential Information; Forfeiture Events. 
 4.1
Confidential Information. Executive agrees to receive Confidential Information of State Auto in confidence, and not to disclose to others, assist others in the application of, or use for his own gain, such information, or any part thereof,
unless and until it has become public knowledge or has come into the possession of such other or others by legal and equitable means and other than as a result of disclosure by Executive. Executive further agrees that, upon termination of his
employment with State Auto, all documents, records, notebooks and similar repositories (including electronic formats) containing Confidential Information, including copies thereof, then in Executive’s possession, whether prepared by him or
others, will be left with and/or returned to State Auto. Executive further agrees that the obligation to maintain confidentiality created by this Article IV shall continue in effect for the duration of this Agreement and following the termination of
Executive’s employment with State Auto for any reason. 

  
 8 

 4.2 Forfeiture Events; Clawback Rights. 

 

	(a)	 The Board may, in its discretion, require Executive to repay to State Auto all or any portion of the amounts paid as Severance Benefits if:

 (i) Executive violates any non-competition, non-solicitation or confidentiality covenant
applicable to the Executive and for the benefit of State Auto, including such covenants included in this Agreement; 
 (ii) It is later discovered that Executive engaged in conduct detrimental to State Auto during the Employment Term which has a material adverse effect on State Auto as determined by the Board of Directors
of State Auto Mutual, in its discretion, acting in good faith; or 
 (iii) (A) The amount of any of the Severance
Benefits was calculated based upon the achievement of certain financial results of State Auto that were subsequently the subject of a financial statement restatement by State Auto; 

(B) Executive engaged in conduct detrimental to State Auto that caused or substantially contributed to the
need for the financial statement restatement by State Auto; and 
 (C) The amount of
Executive’s Severance Benefits would have been lower than the amount actually awarded to Executive had the financial results been properly reported. 
 Notwithstanding the foregoing, if the Boards determine that Executive engaged in fraudulent conduct, then the Boards will seek repayment of the Severance Benefits. This provision shall not be the
exclusive remedy of State Auto with respect to such matters. 
  

	(b)	 The terms of any compensation recovery or recoupment policy heretofore or hereafter adopted by the Boards, including any and all amendments thereto
(a “clawback policy”), are hereby incorporated into this Agreement by reference. In addition to the terms and conditions set forth in this Agreement, Executive agrees that any amounts payable or paid to Executive under this Agreement shall
be subject to the terms of any clawback policy of the Boards. 

 Article V Successors; Binding
Agreement. 
 5.1 As to State Auto. This Agreement shall inure to the benefit of and be binding upon State Auto,
its successors and assigns, including without limitation, any person, partnership or corporation which may acquire voting control of State Auto Financial or all or substantially all of its assets and business, or which may be a party to any
consolidation, merger or other transaction that results in a Change of Control of State Auto Financial or State Auto Mutual. State Auto will require any successor (whether direct or indirect, by purchase, merger, consolidation or otherwise) to all
or substantially all of the business and/or assets of State Auto (or of any division or Subsidiary thereof employing Executive) to expressly assume and agree to perform this Agreement in the same manner and to the same extent that State Auto would
be required to perform it if no such succession had taken place. Failure of State Auto to obtain such assumption and agreement prior to the effectiveness of any such succession shall be a breach of this Agreement and shall entitle Executive to
compensation from State Auto in the same amount and on the same terms to which Executive would be entitled hereunder if Executive terminated employment for Good Reason following a Change of Control. 

  
 9 

 5.2 As to Executive. This Agreement shall also inure to the benefit of and be binding
on Executive, his heirs, successors and legal representatives. This Agreement shall be enforceable by Executive’s personal and legal representatives, executors, administrators, successors, heirs, distributees, devisees and legatees.
Executive’s rights and benefits under this Agreement may not be assigned, except that if Executive dies while any amount would still be payable to Executive hereunder if Executive had continued to live, all such amounts, unless otherwise
provided herein, shall be paid to the beneficiary indicated on the Beneficiary Designation attached as Exhibit A or, if there is no such beneficiary, to Executive’s estate. 

Article VI COBRA Continuation Coverage. 
 Notwithstanding any provision of this Agreement to the contrary, in the event of any “qualifying event,” as defined in Code Section 4980B(f), Executive and his qualifying beneficiaries
shall be entitled to continuation of health care coverage, as provided under Code Section 4980B(f). The foregoing is intended as a statement of Executive’s continuation coverage rights and is in no way intended to limit any greater rights
of Executive or his qualified beneficiaries. 
 Article VII Indemnification; Enforcement Costs; Interest.

 7.1 Indemnification. State Auto, as provided for in its Amended and Restated Articles of Incorporation and its
Amended and Restated Bylaws, shall indemnify Executive to the full extent of the general laws of the State of Ohio, now or hereafter in force, including the advance of expenses under procedures provided by such laws. From the date of a Change of
Control, State Auto shall (a) for a period of five years after such Change of Control, provide Executive (including Executive’s heirs, executors and administrators) with coverage under a standard directors’ and officers’
liability insurance policy at State Auto’s expense, and (b) indemnify and hold harmless Executive, to the fullest extent permitted or authorized by the law of the State of Ohio as it may from time to time be amended, if Executive is
(whether before or after the Change of Control) made or threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative or investigative, by reason of the fact that Executive
is or was a director, officer or employee of State Auto or any Subsidiary, or is or was serving at the request of State Auto or any Subsidiary, as a director, trustee, officer or employee of an insurance company, corporation, partnership, joint
venture, trust, or other enterprise. The indemnification provided by this Section 7.1 shall not be deemed exclusive of any other rights to which Executive may be entitled under the charter or bylaws of State Auto or of any Subsidiary, or any
agreement, vote of shareholders or disinterested directors, or otherwise, both as to action in Executive’s official capacity and as to action in another capacity while holding such office, and shall continue as to Executive after Executive has
ceased to be a director, trustee, officer or employee and shall inure to the benefit of the heirs, executors and administrators of Executive. 
 7.2 Enforcement Cost. State Auto is aware that, upon the occurrence of a Change of Control, the Board or a shareholder or policyholder of State Auto, as the case may be, may then cause or attempt
to cause State Auto to refuse to comply with their obligations under this Agreement, or may cause or attempt to cause State Auto to institute, or may institute, litigation, arbitration or other legal action seeking to have this Agreement declared
unenforceable, or may take, or attempt to take, other action to deny Executive the benefits intended under this Agreement. In these circumstances, the purpose of this Agreement could be frustrated. It is the 

  
 10 

 intent of State Auto that Executive not be required to incur the expenses associated with
the enforcement of Executive’s rights under this Agreement by litigation, arbitration or other legal action nor be bound to negotiate any settlement of Executive’s rights hereunder under threat of incurring such expenses because the cost
and expense thereof would substantially detract from the benefits intended to be extended to Executive under this Agreement. Accordingly, if following a Change of Control it should appear to Executive that State Auto has failed to comply with any of
their obligations under this Agreement, or in the event that State Auto or any other person takes any action to declare this Agreement void or unenforceable, or institute any litigation or other legal action designed to deny, diminish or to recover
from Executive, the benefits intended to be provided to Executive hereunder, State Auto irrevocably authorizes Executive from time to time to retain counsel (legal and accounting) of Executive’s choice at the expense of State Auto as provided
in this Section 7.2 to represent Executive in connection with the calculation of the 280G reduction, or the initiation or defense of any litigation or other legal action, whether by or against State Auto or any director, officer, stockholder or
other person affiliated with State Auto. Notwithstanding any existing or prior attorney-client relationship between State Auto and such counsel, State Auto irrevocably consents to Executive entering into an attorney-client relationship with such
counsel, and in that connection State Auto and Executive agree that a confidential relationship shall exist between Executive and such counsel. The reasonable fees and expenses of counsel selected from time to time by Executive as provided in this
Section 7.2 shall be paid or reimbursed to Executive by State Auto on a regular, periodic basis upon presentation by Executive of a statement or statements prepared by such counsel in accordance with their customary practices. 

7.3 Interest. In any action involving this Agreement, Executive shall be entitled to prejudgment interest on any amounts found to
be due him from the date such amounts would have been payable to Executive pursuant to this Agreement at an annual rate of interest equal to the prime commercial rate in effect at the corporation’s principal bank or their successor from time to
time during the prejudgment period plus four percent. 
 Article VIII Cooperation with Regard to Litigation. 

Executive agrees to cooperate with State Auto for a period of two years following Executive’s termination of employment by making
himself reasonably available to testify on behalf of State Auto in any action, suit or proceeding, whether civil, criminal, administrative or investigative, and to assist State Auto in any such action, suit or proceeding by providing information and
meeting and consulting with the Boards or their counsel or counsel to State Auto as reasonably requested by the Boards or such counsel. Executive shall be reimbursed by State Auto for any expenses (including, but not limited to, legal fees)
reasonably incurred by Executive in connection with his compliance with the foregoing covenant. 
 Article IX Payment of
Taxes and Timing. 
 9.1 Excess Severance Payment. If any Severance Benefit or other benefit paid or provided
under Section 2.1, or the acceleration of stock option vesting, would be subject to excise tax pursuant to Code Section 4999 (or any similar federal or state excise tax), but would not be so subject if the total of such payments would be
reduced by 10% or less, then such payment shall be reduced by the minimum amount necessary so as not to cause State Auto to have paid an Excess Severance Payment as defined in Code Section 280G(b)(1) and so Executive will not be subject to
Excise Tax pursuant to Code Section 4999. The calculation of the 280G reduction shall be approved by State Auto’s independent certified public accounting firm engaged by State Auto immediately prior to the Change of Control and the
calculation shall 

  
 11 

 be provided to Executive in writing. Executive shall then be given 15 days, or such longer
period as Executive reasonably requests and to which State Auto agrees, such agreement not to be unreasonably withheld, to accept or reject the calculation of the 280G reduction. If Executive rejects the 280G reduction calculation and the parties
are thereafter unable to agree within an additional 45 days, the arbitration provisions of Section 10.1 shall control. State Auto shall reimburse Executive for all reasonable legal and accounting fees incurred with respect to the calculation of
the 280G reduction and any disputes related thereto. Any payments owed to Executive under this Section 9.1, which are subject to the rules under Code Section 409A and related regulations, shall be made to Executive no later than the end of
the calendar year following the calendar year in which the taxes are remitted to the taxing authority. In the event that the amount of any Severance Benefit that would be payable to or for the benefit of Executive under this Agreement must be
modified or reduced to comply with this provision, it shall be modified or reduced on a pro-rata basis. In no event shall the total payments be reduced by more than 10% in order to avoid treatment as an Excess Severance Payment. 

9.2 Withholding of Taxes. State Auto may withhold from any amounts payable under this Agreement all federal, state, city or other
taxes as required by law; provided, however, that such payment may not exceed the amount of such taxes due as a result of the payments due under this Agreement. 
 In accordance with Code Section 409A and the regulations issued thereunder, this Agreement shall permit the payment of amounts necessary to (a) satisfy the employment tax withholding obligations
that arise under this Agreement prior to the date that payment may otherwise be made under this Agreement and/or (b) satisfy the excise tax or underpayment penalties owed under Code Section 409A in the event of a violation of Code
Section 409A under this Agreement. 
 9.3 Delayed Payments. In the event of a genuine dispute between State Auto or
any Subsidiary and Executive regarding the amount or timing of benefits under this Agreement, a delay in the payment of amounts under this Agreement shall not cause Executive to violate Code Section 409A to the extent that such delay satisfies
the conditions set forth in Code Section 409A and applicable regulations thereunder. 
 9.4 Savings Clause. If any
payments otherwise payable to Executive under this Agreement are prohibited or limited by any statute or regulation in effect at the time the payments would otherwise be payable (any such limiting statute or regulation a “Limiting
Rule”): 
  

	(a)	 State Auto will use its best efforts to obtain the consent of the appropriate governmental agency to the payment by State Auto to Executive of the
maximum amount that is permitted (up to the amounts that would be due to Executive absent the Limiting Rule); and 

  

	(b)	 Executive will be entitled to elect to have apply, and therefore to receive benefits directly under, either (i) this Agreement (as limited by
the Limiting Rule) or (ii) any generally applicable State Auto severance, separation pay and/or salary continuation plan that may be in effect at the time of Executive’s termination. 

Following any such election, Executive will be entitled to receive benefits under this Agreement or plan elected only if and to the
extent the Agreement or plan is applicable and subject to its specific terms. 

  
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 Article X Arbitration. 

10.1 Arbitration. The method for resolving any dispute arising out of this Agreement shall be binding arbitration in accordance
with this Section 10.1. Except as provided otherwise in this Section 10.1, arbitration pursuant to this Section 10.1 shall be governed by the Commercial Arbitration Rules of the American Arbitration Association. A party wishing to
obtain arbitration of an issue shall deliver written notice to the other party, including a description of the issue to be arbitrated. Within 15 days after either party demands arbitration, State Auto and Executive shall each appoint an arbitrator.
The fees and expenses of these arbitrators shall be paid by the party that selected such arbitrator. Within 15 additional days, these two arbitrators shall appoint the third arbitrator by mutual agreement; if they fail to agree within this 15 day
period, then the third arbitrator shall be selected promptly pursuant to the rules of the American Arbitration Association for Commercial Arbitration. The arbitration panel shall hold a hearing in Columbus, Ohio, within 90 days after the appointment
of the third arbitrator. The fees and expenses of the third arbitrator, and any American Arbitration Association fees, shall be paid equally by the parties. Both State Auto and Executive may be represented by counsel (legal and accounting) and may
present testimony and other evidence at the hearing. Each party shall be responsible for the legal fees and other expenses incurred by each party. Within 90 days after commencement of the hearing, the arbitration panel will issue a written decision;
the majority vote of two of the three arbitrators shall control. The majority decision of the arbitrators shall be binding on the parties. Executive shall be entitled to seek specific performance of Executive’s rights under this Agreement
during the period of time that any dispute or controversy arising under or in connection with this Agreement is pending. 

Article XI General Provisions. 
 11.1 Entire Agreement. This Agreement contains the entire agreement of the parties hereto with respect to the impact of a Change of Control on Executive, and completely supersedes any prior verbal
or written agreements or arrangements between the parties hereto, if any, related to a Change of Control. The parties hereto agree that this Agreement cannot be hereafter amended, modified or supplemented in any respect, except by a subsequent
written agreement signed by both parties hereto. The parties also agree that this Agreement shall be amended and/or modified as necessary to comply with Code Section 409A or regulations issued thereunder. 

11.2 Applicable Law. This Agreement shall be governed in all respects by the laws of the State of Ohio, without giving effect to
any of its conflict of law provisions. 
 11.3 Notices. All notices under this Agreement shall be in writing and will be
duly given if sent by United States registered or certified mail, return receipt requested, to the respective parties to the addresses set forth below or such other addresses as the parties may hereafter designate in writing for such purpose:

  

	(a)	 If to either State Auto Financial, State Auto P&C or State Auto Mutual, to 518 East Broad Street, Columbus, Ohio 43215, Attention: Corporate
Secretary; and 

  

	(b)	 If to Executive, to the address set forth in the attached Exhibit A. 

If the parties by mutual agreement supply each other with telecopier numbers for the purposes of providing notice by facsimile, such
notice shall also be proper notice under this Agreement. Notice sent by certified or registered mail shall be effective two days after deposit by delivery to the U.S. Post Office. 

  
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 11.4 Assignment. Except as expressly provided herein, neither this Agreement nor any
rights, benefits or obligations hereunder may be assigned by Executive without the prior written consent of State Auto Mutual and State Auto Financial. 
 11.5 Capacity. 
  

	(a)	 State Auto Financial, State Auto P&C and State Auto Mutual represent and warrant to Executive that they have the capacity and right to enter
into this Agreement and perform all of their obligations under this Agreement without any restriction by any agreement, document, restrictive covenant or otherwise. 

 

	(b)	 Executive represents and warrants to State Auto Financial, State Auto P&C and State Auto Mutual that he has the capacity and right to enter into
this Agreement and perform all of his services and other obligations under this Agreement without any restriction by any agreement, document, restrictive covenant or otherwise. 

11.6 Waiver. The failure by a party to exercise or enforce any of the terms or conditions of this Agreement will not constitute or
be deemed a waiver of that party’s rights hereunder to enforce each and every term of this Agreement. The failure by a party to insist upon strict performance of any of the terms and provisions herein will not be deemed a waiver of any
subsequent default in the terms or provisions herein. 
 11.7 Rights and Remedies Cumulative. All rights and remedies of
the parties hereunder are cumulative. 
 11.8 Divisibility. The provisions of this Agreement are divisible. If any such
provision shall be deemed invalid or unenforceable, it shall not affect the applicability or validity of any other provision of this Agreement, and if any such provision shall be deemed invalid or unenforceable as to any periods of time, territory
or business activities, such provision shall be deemed limited to the extent necessary to render it valid and enforceable. 

11.9 Captions and Titles. Captions and titles have been used in this Agreement only for convenience and in no way define, limit or
describe the meaning of any Article or any part thereof. 
 11.10 Counterparts. This Agreement may be executed in
several counterparts, each of which shall be deemed to be an original but all of which together shall constitute one and the same instrument. 
 [Rest of page left intentionally blank] 

  
 14 

 Signature Page to Executive Change of Control Agreement 

STATE AUTO FINANCIAL CORPORATION 
  

							
	By	  	 /s/ Robert P. Restrepo, Jr.
	 		 	 /s/ Jessica Buss

		  	 Robert P. Restrepo, Jr., Chairman,
 President and Chief Executive Officer
	 		 	 JESSICA BUSS

 STATE AUTOMOBILE MUTUAL 
 INSURANCE COMPANY 
  

			
	By	 	 /s/ Robert P. Restrepo, Jr.

		 	 Robert P. Restrepo, Jr., Chairman,
 President and Chief Executive Officer

 STATE AUTO PROPERTY AND CASUALTY 
 INSURANCE COMPANY 
  

			
	By	 	 /s/ Robert P. Restrepo, Jr.

		 	 Robert P. Restrepo, Jr., Chairman,
 President and Chief Executive Officer

  
 15 

 Exhibit A 
 Beneficiary Designation and Notice Form 
 Beneficiary Designation 

In the event of my death, I direct that any amounts due me under this Agreement to which this Beneficiary Designation is attached shall be
distributed to the person designated below. If no beneficiary shall be living to receive such assets they shall be paid to the administrator or executor of my estate. 
 Notice 
 Until notified otherwise, pursuant to Section 11.3 of this
Agreement, notices should be sent to me at the following address: 
  

	
	 6837 N National Dr

	 Kansas City, MO

	 64152

	

  

					
	Date: 10/31/11	 		 	Executive
			
		 		 	 /s/ Jessica Buss

		 		 	Signature of Executive
			
		 		 	 Jessica Buss

		 		 	Print Name of Executive
			
		 		 	 Matthew S. Buss

		 		 	Beneficiary Name
			
		 		 	 husband

		 		 	Relationship to Executive

  
 16

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