Document:

EXHIBIT 4.1

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                   BANC OF AMERICA MORTGAGE SECURITIES, INC.,
                                  as Depositor,

                     BANK OF AMERICA, NATIONAL ASSOCIATION,
                                  as Servicer,

                                       and

                             WELLS FARGO BANK, N.A.,
                                   as Trustee

                         POOLING AND SERVICING AGREEMENT

                             Dated February 27, 2006

                             ----------------------

                  Banc of America Alternative Loan Trust 2006-2
                       Mortgage Pass-Through Certificates

                                  Series 2006-2

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<PAGE>

                                TABLE OF CONTENTS

                                                                            Page

                                    ARTICLE I

                                   DEFINITIONS

Section 1.01  Defined Terms................................................
Section 1.02  Interest Calculations........................................
Section 1.03  Fiscal Year..................................................

                                   ARTICLE II

                          CONVEYANCE OF MORTGAGE LOANS
                        ORIGINAL ISSUANCE OF CERTIFICATES

Section 2.01  Conveyance of Mortgage Loans.................................
Section 2.02  Acceptance by the Trustee of the Mortgage Loans..............
Section 2.03  Representations and Warranties of the Servicer...............
Section 2.04  Representations and Warranties of the Depositor as to the
               Mortgage Loans..............................................
Section 2.05  Designation of Interests in the REMICs.......................
Section 2.06  Designation of Start-up Day..................................
Section 2.07  REMIC Certificate Maturity Date..............................
Section 2.08  Execution and Delivery of Certificates.......................

                                   ARTICLE III

                          ADMINISTRATION AND SERVICING
                                OF MORTGAGE LOANS

Section 3.01  Servicer to Service Mortgage Loans...........................
Section 3.02  Subservicing; Enforcement of the Obligations of Servicer.....
Section 3.03  Fidelity Bond; Errors and Omissions Insurance................
Section 3.04  Access to Certain Documentation..............................
Section 3.05  Maintenance of Primary Insurance Policy; Claims;
               Collections of BPP Mortgage Loan Payments...................
Section 3.06  Rights of the Depositor and the Trustee in Respect of the
               Servicer....................................................
Section 3.07  Trustee to Act as Servicer...................................
Section 3.08  Collection of Mortgage Loan Payments; Servicer Custodial
               Account; Certificate Account; Reserve Fund; Yield
               Maintenance Agreement.......................................
Section 3.09  Collection of Taxes, Assessments and Similar Items;
               Escrow Accounts.............................................
Section 3.10  Access to Certain Documentation and Information Regarding
               the Mortgage Loans..........................................
Section 3.11  Permitted Withdrawals from the Servicer Custodial Account
               and Certificate Account.....................................
Section 3.12  Maintenance of Hazard Insurance..............................
Section 3.13  Enforcement of Due-On-Sale Clauses; Assumption Agreements....
Section 3.14  Realization Upon Defaulted Mortgage Loans; REO Property......
Section 3.15  Trustee to Cooperate; Release of Mortgage Files..............
Section 3.16  Documents, Records and Funds in Possession of the
               Servicer to Be Held for the Trustee.........................
Section 3.17  Servicing Compensation.......................................
Section 3.18  Annual Statement as to Compliance............................
Section 3.19  Assessments of Servicing Compliance; Registered Public
               Accounting Firm Attestation Reports.........................
Section 3.20  Advances.....................................................
Section 3.21  Modifications, Waivers, Amendments and Consents..............
Section 3.22  Reports to the Securities and Exchange Commission............

                                   ARTICLE IV

                             SERVICER'S CERTIFICATE

Section 4.01  Servicer's Certificate.......................................

                                    ARTICLE V

                PAYMENTS AND STATEMENTS TO CERTIFICATEHOLDERS;
                              REMIC ADMINISTRATION

Section 5.01  Distributions................................................
Section 5.02  Priorities of Distributions..................................
Section 5.03  Allocation of Losses.........................................
Section 5.04  Statements to Certificateholders.............................
Section 5.05  Tax Returns and Reports to Certificateholders................
Section 5.06  Tax Matters Person...........................................
Section 5.07  Rights of the Tax Matters Person in Respect of the Trustee...
Section 5.08  REMIC Related Covenants......................................
Section 5.09  Determination of LIBOR.......................................
Section 5.10  Grantor Trust Administration.................................

                                   ARTICLE VI

                                THE CERTIFICATES

Section 6.01  The Certificates.............................................
Section 6.02  Registration of Transfer and Exchange of Certificates........
Section 6.03  Mutilated, Destroyed, Lost or Stolen Certificates............
Section 6.04  Persons Deemed Owners........................................

                                   ARTICLE VII

                         THE DEPOSITOR AND THE SERVICER

Section 7.01  Respective Liabilities of the Depositor and the Servicer.....
Section 7.02  Merger or Consolidation of the Depositor or the Servicer.....
Section 7.03  Limitation on Liability of the Depositor, the Servicer
               and Others..................................................
Section 7.04  Depositor and Servicer Not to Resign.........................
Section 7.05  Assignment or Delegation of Duties by the Servicer...........

                                  ARTICLE VIII

                                     DEFAULT

Section 8.01  Events of Default............................................
Section 8.02  Remedies of Trustee..........................................
Section 8.03  Directions by Certificateholders and Duties of Trustee
               During Event of Default.....................................
Section 8.04  Action upon Certain Failures of the Servicer and upon
               Event of Default............................................
Section 8.05  Trustee to Act; Appointment of Successor.....................
Section 8.06  Notification to Certificateholders...........................

                                   ARTICLE IX

                                   THE TRUSTEE

Section 9.01  Duties of Trustee............................................
Section 9.02  Certain Matters Affecting the Trustee........................
Section 9.03  Trustee Not Liable for Certificates or Mortgage Loans........
Section 9.04  Trustee May Own Certificates.................................
Section 9.05  Eligibility Requirements for Trustee.........................
Section 9.06  Resignation and Removal of Trustee...........................
Section 9.07  Successor Trustee............................................
Section 9.08  Merger or Consolidation of Trustee...........................
Section 9.09  Appointment of Co-Trustee or Separate Trustee................
Section 9.10  Authenticating Agents........................................
Section 9.11  Trustee's Fees and Expenses..................................
Section 9.12  Appointment of Custodian.....................................
Section 9.13  Paying Agents................................................
Section 9.14  Limitation of Liability......................................
Section 9.15  Trustee May Enforce Claims Without Possession of
               Certificates................................................
Section 9.16  Suits for Enforcement........................................
Section 9.17  Waiver of Bond Requirement...................................
Section 9.18  Waiver of Inventory, Accounting and Appraisal Requirement....

                                    ARTICLE X

                                   TERMINATION

Section 10.01 Termination upon Purchase by the Depositor or Liquidation
               of All Mortgage Loans.......................................
Section 10.02 Additional Termination Requirements..........................

                                   ARTICLE XI

                            MISCELLANEOUS PROVISIONS

Section 11.01 Amendment....................................................
Section 11.02 Recordation of Agreement.....................................
Section 11.03 Limitation on Rights of Certificateholders...................
Section 11.04 Governing Law................................................
Section 11.05 Notices......................................................
Section 11.06 Severability of Provisions...................................
Section 11.07 Certificates Nonassessable and Fully Paid....................
Section 11.08 Access to List of Certificateholders.........................
Section 11.09 Recharacterization...........................................
Section 11.10 Insolvency...................................................
Section 11.11 Regulation AB Compliance; Intent of Parties;
               Reasonableness..............................................

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EXHIBITS

Exhibit A-1-CB-1 -  Form of Face of Class 1-CB-1 Certificate
Exhibit A-2-CB-1 -  Form of Face of Class 2-CB-1 Certificate
Exhibit A-3-CB-1 -  Form of Face of Class 3-CB-1 Certificate
Exhibit A-4-CB-1 -  Form of Face of Class 4-CB-1 Certificate
Exhibit A-CB-IO  -  Form of Face of Class CB-IO Certificate
Exhibit A-CB-PO  -  Form of Face of Class CB-PO Certificate
Exhibit A-5-A-1  -  Form of Face of Class 5-A-1 Certificate
Exhibit A-5-A-2  -  Form of Face of Class 5-A-2 Certificate
Exhibit A-5-A-3  -  Form of Face of Class 5-A-3 Certificate
Exhibit A-5-A-4  -  Form of Face of Class 5-A-4 Certificate
Exhibit A-5-A-5  -  Form of Face of Class 5-A-5 Certificate
Exhibit A-5-A-6  -  Form of Face of Class 5-A-6 Certificate
Exhibit A-5-A-R  -  Form of Face of Class 5-A-R Certificate
Exhibit A-5-IO   -  Form of Face of Class 5-A-IO Certificate
Exhibit A-5-PO   -  Form of Face of Class 5-A-PO Certificate
Exhibit A-6-A-1  -  Form of Face of Class 6-A-1 Certificate
Exhibit A-7-A-1  -  Form of Face of Class 7-A-1 Certificate
Exhibit A-15-IO  -  Form of Face of Class 15-IO Certificate
Exhibit A-15-PO  -  Form of Face of Class 15-PO Certificate
Exhibit B-1      -  Form of Face of Class B-1 Certificate
Exhibit B-2      -  Form of Face of Class B-2 Certificate
Exhibit B-3      -  Form of Face of Class B-3 Certificate
Exhibit B-4      -  Form of Face of Class B-4 Certificate
Exhibit B-5      -  Form of Face of Class B-5 Certificate
Exhibit B-6      -  Form of Face of Class B-6 Certificate
Exhibit C        -  Form of Reverse of all Certificates.................
Exhibit D-1      -  Mortgage Loan Schedule (Loan Group 1)...............
Exhibit D-2      -  Mortgage Loan Schedule (Loan Group 2)...............
Exhibit D-3      -  Mortgage Loan Schedule (Loan Group 3)...............
Exhibit D-4      -  Mortgage Loan Schedule (Loan Group 4)...............
Exhibit D-5      -  Mortgage Loan Schedule (Loan Group 5)...............
Exhibit D-6      -  Mortgage Loan Schedule (Loan Group 6)...............
Exhibit D-7      -  Mortgage Loan Schedule (Loan Group 7)...............
Exhibit E        -  Request for Release of Documents....................
Exhibit F        -  Form of Certification of Establishment of
                     Account............................................
Exhibit G-1      -  Form of Transferor's Certificate....................
Exhibit G-2A     -  Form 1 of Transferee's Certificate..................
Exhibit G-2B     -  Form 2 of Transferee's Certificate..................
Exhibit H        -  Form of Transferee Representation Letter for
                     ERISA Restricted Certificates......................
Exhibit I        -  Form of Affidavit Regarding Transfer of
                     Residual Certificate...............................
Exhibit J        -  Contents of Servicing File..........................
Exhibit K        -  Form of Special Servicing Agreement.................
Exhibit L        -  List of Recordation States..........................
Exhibit M        -  Form of Initial Certification of the Trustee........
Exhibit N        -  Form of Final Certification of the Trustee..........
Exhibit O        -  Form of Sarbanes-Oxley Certification................
Exhibit P        -  Form of Trustee's Certification.....................
Exhibit Q        -  Servicing Criteria..................................
Exhibit R-1      -  Additional Form 10-D Information ...................
Exhibit R-2      -  Additional Form 10-K Information ...................
Exhibit R-3      -  Form 8-K Information ...............................
Exhibit S        -  Yield Maintenance Agreement.........................

<PAGE>

                         POOLING AND SERVICING AGREEMENT

            THIS POOLING AND SERVICING AGREEMENT, dated February 27, 2006, is
hereby executed by and among BANC OF AMERICA MORTGAGE SECURITIES, INC., as
depositor (together with its permitted successors and assigns, the "Depositor"),
BANK OF AMERICA, NATIONAL ASSOCIATION, as servicer (together with its permitted
successors and assigns, the "Servicer"), and WELLS FARGO BANK, N.A., as trustee
(together with its permitted successors and assigns, the "Trustee").

                         W I T N E S S E T H  T H A T:

            In consideration of the mutual agreements herein contained, the
Depositor, the Servicer and the Trustee agree as follows:

                              PRELIMINARY STATEMENT

            In exchange for the Certificates, the Depositor hereby conveys the
Trust Estate to the Trustee to create the Trust. The Trust Estate for federal
income tax purposes will be treated as three separate real estate mortgage
investment conduits (the "Upper-Tier REMIC," the "Middle-Tier REMIC" and the
"Lower-Tier REMIC," respectively, and each, a "REMIC"). The Senior Certificates
(other than the Class CB-IO, Class CB-PO, Class 15-IO, Class 15-PO, Class 5-A-R
Certificates and the right of the Class 5-A-1 Certificates to receive amounts
from the Reserve Fund) are referred to collectively as the "Regular
Certificates" and shall constitute "regular interests" in the Upper-Tier REMIC.
The Class 1-CB-PO Component, Class 2-CB-PO Component, Class 3-CB-PO Component,
Class 4-CB-PO Component, Class 6-15-PO Component and Class 7-15-PO Component
(the "PO Components"), the Class 1-CB-IO Component, Class 2-CB-IO Component,
Class 3-CB-IO Component, Class 4-CB-IO Component, Class 6-15-IO Component and
Class 7-15-IO Component (the "IO Components" and, collectively with the PO
Components, the "Components") shall also constitute "regular interests" in the
Upper-Tier REMIC. The Uncertificated Middle-Tier Interests shall constitute the
"regular interests" in the Middle-Tier REMIC. The Uncertificated Lower-Tier
Interests shall constitute the "regular interests" in the Lower-Tier REMIC. The
Class R-U Interest shall be the sole "residual interest" in the Upper-Tier
REMIC. The Class R-M Interest shall be the sole "residual interest" in the
Middle-Tier REMIC. The Class R-L Interest shall be the sole "residual interest"
in the Lower-Tier REMIC. The Class 5-A-R Certificate shall represent ownership
of the Class R-U Interest, the Class R-M Interest and the Class R-L Interest.
The portion of the Trust Estate consisting of the Reserve Fund and the Yield
Maintenance Agreement and the right of the Class 5-A-1 Certificates to receive
amounts from the Reserve Fund shall not be assets of any REMIC created
hereunder, but rather shall be assets of the Grantor Trust. The assets of the
Grantor Trust, the Certificates, the Uncertificated Middle-Tier Interests and
the Uncertificated Lower-Tier Interests will represent the entire beneficial
ownership interest in the Trust. The "latest possible maturity date" for federal
income tax purposes of all interests created hereby will be the REMIC
Certificate Maturity Date.

            The following tables set forth characteristics of the Certificates
and the Components, together with the minimum denominations and integral
multiples in excess thereof in which the Classes of Certificates shall be
issuable:

                  Initial Class                                      Integral
                   Certificate                                     Multiples in
                   Balance or       Pass-Through      Minimum       Excess of
   Classes       Notional Amount        Rate        Denomination     Minimum
--------------- ------------------ -------------- ---------------- -------------
Class 1-CB-1        $51,314,000.00     6.000%          $1,000           $1
Class 2-CB-1        $90,220,000.00     6.000%          $1,000           $1
Class 3-CB-1        $75,638,000.00     6.500%          $1,000           $1
Class 4-CB-1        $58,238,000.00     6.500%          $1,000           $1
Class CB-IO          $5,264,595.00       (1)         $1,000,000         $1
Class CB-PO          $2,170,897.00       (2)          $25,000           $1
Class 5-A-1         $17,627,000.00       (3)           $1,000           $1
Class 5-A-2         $17,627,000.00       (4)         $1,000,000         $1
Class 5-A-3         $13,777,000.00     6.000%          $1,000           $1
Class 5-A-4          $1,531,000.00     6.000%          $1,000           $1
Class 5-A-5         $35,797,000.00     6.000%          $1,000           $1
Class 5-A-6          $4,333,000.00     6.000%          $1,000           $1
Class 5-A-R                $100.00     6.000%           $100           N/A
Class 5-IO           $5,556,109.00     6.000%        $1,000,000         $1
Class 5-PO             $298,441.00       (5)          $25,000           $1
Class 6-A-1         $39,800,000.00     5.500%          $1,000           $1
Class 7-A-1         $34,898,000.00     6.000%          $1,000           $1
Class 15-IO          $1,940,983.00       (6)         $1,000,000         $1
Class 15-PO            $728,066.00       (7)          $25,000           $1
Class B-1            $8,455,000.00       (8)          $25,000           $1
Class B-2            $3,336,000.00       (8)          $25,000           $1
Class B-3            $2,446,000.00       (8)          $25,000           $1
Class B-4            $1,780,000.00       (8)          $25,000           $1
Class B-5            $1,334,000.00       (8)          $25,000           $1
Class B-6            $1,112,841.00       (8)          $25,000           $1

                    Initial Component                               Integral
                        Balance or                                Multiples In
                        Component      Pass-Through   Minimum       Excess Of
  Components         Notional Amount      Rate      Denomination     Minimum
----------------- ------------------- ------------- ------------- --------------
Class 1-CB-IO          $898,959.00     6.000%           N/A            N/A
Class 2-CB-IO        $1,410,104.00     6.000%           N/A            N/A
Class 3-CB-IO        $1,549,973.00     6.000%           N/A            N/A
Class 4-CB-IO        $1,405,559.00     6.000%           N/A            N/A
Class 6-15-IO        $1,107,184.00     5.750%           N/A            N/A
Class 7-15-IO          $833,799.00     5.750%           N/A            N/A
Class 1-CB-PO          $455,662.00       (9)            N/A            N/A
Class 2-CB-PO        $1,187,576.00       (9)            N/A            N/A
Class 3-CB-PO          $242,881.00       (9)            N/A            N/A
Class 4-CB-PO          $284,778.00       (9)            N/A            N/A
Class 6-15-PO          $538,813.00       (9)            N/A            N/A
Class 7-15-PO          $189,253.00       (9)            N/A            N/A
------------

(1)   The Class CB-IO Certificates are Interest Only Certificates and will be
      deemed for purposes of distributions of interest to consist of four
      Components described in the table: the Class 1-CB-IO Component, the Class
      2-CB-IO Component, the Class 3-CB-IO Component and the Class 4-CB-IO
      Component. These Components are not severable.

(2)   The Class CB-PO Certificates are Principal Only Certificates and will be
      deemed for purposes of distributions of principal to consist of four
      Components as described in the table: the Class 1-CB-PO Component, the
      Class 2-CB-PO Component, the Class 3-CB-PO Component and the Class 4-CB-PO
      Component. These Components are not severable.

(3)   During the initial Interest Accrual Period, interest will accrue on the
      Class 5-A-1 Certificates at the rate of 5.420% per annum. During each
      Interest Accrual Period thereafter, interest will accrue on the Class
      5-A-1 Certificates at a per annum rate equal to (i) 0.850% plus (ii)
      LIBOR, subject to a minimum rate of 0.850% and a maximum rate of 6.000%.

(4)   During the initial Interest Accrual Period, interest will accrue on the
      Class 5-A-2 Certificates at the rate of 0.580% per annum. During each
      Interest Accrual Period thereafter, interest will accrue on the Class
      5-A-2 Certificates at a per annum rate equal to (i) 5.150% minus (ii)
      LIBOR, subject to a minimum rate of 0.000% and a maximum rate of 5.150%.

(5)   The Class 5-PO Certificates are Principal Only Certificates and will not
      be entitled to distributions in respect of interest.

(6)   The Class 15-IO Certificates are Interest Only Certificates and will be
      deemed for purposes of distributions of interest to consist of two
      Components described in the table: the Class 6-15-IO Component and the
      Class 7-15-IO Component. These Components are not severable.

(7)   The Class 15-PO Certificates are Principal Only Certificates and will be
      deemed for purposes of distributions of principal to consist of two
      Components as described in the table: the Class 6-15-PO Component and the
      Class 7-15-PO Component. These Components are not severable.

(8)   Interest will accrue on the Class B Certificates for each Distribution
      Date at a per annum rate equal to the weighted average (based on the Group
      Subordinate Amount for each Loan Group) of (i) with respect to Loan Group
      1, 6.000%, (ii) with respect to Loan Group 2, 6.000%, (iii) with respect
      to Loan Group 3, 6.500%, (iv) with respect to Loan Group 4, 6.500%, (v)
      with respect to Loan Group 5, 6.000%, (vi) with respect to Loan Group 6,
      5.500% and (vii) with respect to Loan Group 7, 6.000%.

(9)   The Class 1-CB-PO, Class 2-CB-PO, Class 3-CB-PO, Class 4-CB-PO, Class
      6-15-PO and Class 7-15-PO Components are Principal Only Components and
      will not be entitled to distributions in respect of interest.

                                    ARTICLE I

                                   DEFINITIONS

            Section 1.01 Defined Terms. Whenever used in this Agreement, the
following words and phrases, unless the context otherwise requires, shall have
the meanings specified in this Article:

            10-K Filing Deadline: As defined in Section 3.22(c).

            1933 Act: The Securities Act of 1933, as amended.

            Accrued Certificate Interest: For any Distribution Date and each
interest-bearing Class (other than the Class CB-IO and Class 15-IO
Certificates), one month's interest accrued during the related Interest Accrual
Period at the applicable Pass-Through Rate on the applicable Class Certificate
Balance or Notional Amount. For any Distribution Date and the Class CB-IO
Certificates, the sum of the Accrued Component Interest for the Class 1-CB-IO
Component, the Class 2-CB-IO Component, the Class 3-CB-IO Component and the
Class 4-CB-IO Component. For any Distribution Date and the Class 15-IO
Certificates, the sum of the Accrued Component Interest for the Class 6-15-IO
Component and the Class 7-15-IO Component.

            Accrued Component Interest: For any Distribution Date and each IO
Component, one month's interest accrued during the related Interest Accrual
Period at the applicable Pass-Through Rate on the applicable Notional Amount.

            Additional Form 10-D Information: As defined in Section 3.22(b).

            Additional Form 10-K Information: As defined in Section 3.22(c).

            Additional Servicer: As defined in Section 3.02(e)

            Adjusted Pool Amount: With respect to any Distribution Date and Loan
Group, the Cut-off Date Pool Principal Balance of the Mortgage Loans in such
Loan Group minus the sum of (i) all amounts in respect of principal received in
respect of the Mortgage Loans in such Loan Group (including, without limitation,
amounts received as Monthly Payments, Periodic Advances, Principal Prepayments,
Liquidation Proceeds and Substitution Adjustment Amounts) and distributed to
Holders of the Certificates on such Distribution Date and all prior Distribution
Dates and (ii) the principal portion of all Realized Losses (other than Debt
Service Reductions) incurred on the Mortgage Loans in such Loan Group from the
Cut-off Date through the end of the month preceding such Distribution Date.

            Adjusted Pool Amount (Non-PO Portion): With respect to any
Distribution Date and Loan Group, the difference between the Adjusted Pool
Amount and the Adjusted Pool Amount (PO Portion).

            Adjusted Pool Amount (PO Portion): With respect to any Distribution
Date and Loan Group, the sum of the amounts, calculated as follows, with respect
to all Outstanding Mortgage Loans of such Loan Group: the product of (i) the PO
Percentage for each such Mortgage Loan and (ii) the remainder of (A) the Cut-off
Date Principal Balance of such Mortgage Loan minus (B) the sum of (x) all
amounts in respect of principal received in respect of such Mortgage Loan
(including, without limitation, amounts received as Monthly Payments, Periodic
Advances, Principal Prepayments, Liquidation Proceeds and Substitution
Adjustment Amounts) and distributed to Holders of the Certificates of the
Related Group on such Distribution Date and all prior Distribution Dates and (y)
the principal portion of any Realized Loss (other than a Debt Service Reduction)
incurred on such Mortgage Loan from the Cut-off Date through the end of the
month preceding such Distribution Date.

            Advance: A Periodic Advance or a Servicing Advance.

            Aggregate Subordinate Percentage: As to any Distribution Date, the
aggregate Class Certificate Balance of the Class B Certificates divided by the
aggregate Pool Stated Principal Balance (Non-PO Portion) for all of the Loan
Groups.

            Agreement: This Pooling and Servicing Agreement together with all
amendments hereof and supplements hereto.

            Amount Held for Future Distribution: As to any Distribution Date and
Loan Group, the total of the amounts held in the Servicer Custodial Account at
the close of business on the preceding Determination Date on account of (i)
Principal Prepayments and Liquidation Proceeds received or made on the Mortgage
Loans in such Loan Group in the month of such Distribution Date and (ii)
payments which represent receipt of Monthly Payments on the Mortgage Loans in
such Loan Group in respect of a Due Date or Due Dates subsequent to the related
Due Date.

            Ancillary Income: All prepayment premiums (if any), assumption fees,
late payment charges and all other ancillary income and fees with respect to the
Mortgage Loans.

            Appraised Value: With respect to any Mortgaged Property, either (i)
the lesser of (a) the appraised value determined in an appraisal obtained by the
originator at origination of such Mortgage Loan or an automated valuation model
or tax assessed value (if permitted by the applicable mortgage loan program) and
(b) the sales price for such property, except that, in the case of Mortgage
Loans the proceeds of which were used to refinance an existing mortgage loan,
the Appraised Value of the related Mortgaged Property is the appraised value
thereof determined either in an appraisal obtained at the time of refinancing or
an automated valuation model or tax assessed value (if permitted by the
applicable mortgage loan program), or (ii) the appraised value determined in an
appraisal made at the request of a Mortgagor subsequent to origination in order
to eliminate the Mortgagor's obligation to keep a Primary Insurance Policy in
force.

            Assignment of Mortgage: An individual assignment of the Mortgage,
notice of transfer or equivalent instrument in recordable form, sufficient under
the laws of the jurisdiction wherein the related Mortgaged Property is located
to give record notice of the sale of the Mortgage.

            Authenticating Agents: As defined in Section 9.10.

            Bank of America: Bank of America, National Association, a national
banking association, or its successor in interest.

            BBA: As defined in Section 5.09.

            Book-Entry Certificate: Any Class of Certificates other than the
Physical Certificates.

            BPP Mortgage Loan: Any Mortgage Loan which includes a Borrowers
Protection Plan(R) addendum to the related Mortgage Note whereby Bank of America
agrees to cancel (i) certain payments of principal and interest on such Mortgage
Loan for up to twelve months upon the disability or involuntary unemployment of
the Mortgagor or (ii) the outstanding principal balance of the Mortgage Loan
upon the accidental death of the Mortgagor; provided that such Borrowers
Protection Plan(R) has not been terminated in accordance with its terms.

            BPP Mortgage Loan Payment: With respect to any BPP Mortgage Loan,
the Monthly Covered Amount or Total Covered Amount, if any, payable by Bank of
America pursuant to Section 5 of the Mortgage Loan Purchase Agreement.

            Business Day: Any day other than (i) a Saturday or a Sunday or (ii)
a day on which banking institutions in the State of North Carolina, the State of
New York, the State of Minnesota, each state in which the servicing offices of
the Servicer are located or each state in which the Corporate Trust Office is
located are required or authorized by law or executive order to be closed.

            Calculated Principal Distribution: As defined in Section 5.03(d).

            Certificate: Any of the Banc of America Alternative Loan Trust
2006-2 Mortgage Pass-Through Certificates, Series 2006-2 that are issued
pursuant to this Agreement.

            Certificate Account: The Eligible Account created and maintained by
the Trustee pursuant to Section 3.08(c) in the name of the Trustee for the
benefit of the Certificateholders and designated "Wells Fargo Bank, N.A., in
trust for registered holders of Banc of America Alternative Loan Trust 2006-2
Mortgage Pass-Through Certificates, Series 2006-2." The Certificate Account
shall be deemed to consist of nine sub-accounts; one for each Group, an eighth
sub-account referred to herein as the Middle-Tier Certificate Sub-Account and a
ninth sub-account referred to herein as the Upper-Tier Certificate Sub-Account.
Funds in the Certificate Account shall be held in trust for the Holders of the
Certificates of such Group for the uses and purposes set forth in this
Agreement.

            Certificate Balance: With respect to any Certificate at any date,
the maximum dollar amount of principal to which the Holder thereof is then
entitled hereunder, such amount being equal to the product of the Percentage
Interest of such Certificate and the Class Certificate Balance of the Class of
Certificates of which such Certificate is a part.

            Certificate Custodian: Initially, Wells Fargo Bank, N.A.; thereafter
any other Certificate Custodian acceptable to the Depository and selected by the
Trustee.

            Certificate Owner: With respect to a Book-Entry Certificate, the
Person who is the beneficial owner of a Book-Entry Certificate. With respect to
any Definitive Certificate, the Certificateholder of such Certificate.

            Certificate Register: The register maintained pursuant to Section
6.02.

            Certificate Registrar: The registrar appointed pursuant to Section
6.02.

            Certificateholder: The Person in whose name a Certificate is
registered in the Certificate Register, except that, solely for the purpose of
giving any consent pursuant to this Agreement, any Certificate registered in the
name of the Depositor, the Servicer or any affiliate thereof shall be deemed not
to be outstanding and the Percentage Interest and Voting Rights evidenced
thereby shall not be taken into account in determining whether the requisite
amount of Percentage Interests or Voting Rights, as the case may be, necessary
to effect any such consent has been obtained, unless such entity is the
registered owner of the entire Class of Certificates, provided that the Trustee
shall not be responsible for knowing that any Certificate is registered in the
name of such an affiliate unless one of its Responsible Officers has actual
knowledge.

            Certification: As defined in Section 3.22(c).

            Class: As to the Certificates, the Class 1-CB-1, Class 2-CB-1, Class
3-CB-1, Class 4-CB-1, Class CB-IO, Class CB-PO, Class 5-A-1, Class 5-A-2, Class
5-A-3, Class 5-A-4, Class 5-A-5, Class 5-A-6, Class 5-A-R, Class 5-IO, Class
5-PO, Class 6-A-1, Class 7-A-1, Class 15-IO, Class 15-PO, Class B-1, Class B-2,
Class B-3, Class B-4, Class B-5 and Class B-6, as the case may be.

            Class 1-CB-IO Notional Amount: As to any Distribution Date and the
Class 1-CB-IO Component, the product of (i) the aggregate Stated Principal
Balance of the Group 1 Premium Mortgage Loans on the Due Date in the month
preceding the month of such Distribution Date and (ii) a fraction, (a) the
numerator of which is equal to the weighted average of the Net Mortgage Interest
Rates of the Group 1 Premium Mortgage Loans (based on the Stated Principal
Balances of the Group 1 Premium Mortgage Loans as of the Due Date in the month
preceding the month of such Distribution Date) minus 6.000% and (b) the
denominator of which is equal to 6.000%.

            Class 15-IO Notional Amount: As to any Distribution Date, the sum of
the Class 6-15-IO Notional Amount and the Class 7-15-IO Notional Amount.

            Class 2-CB-IO Notional Amount: As to any Distribution Date and the
Class 2-CB-IO Component, the product of (i) the aggregate Stated Principal
Balance of the Group 2 Premium Mortgage Loans on the Due Date in the month
preceding the month of such Distribution Date and (ii) a fraction, (a) the
numerator of which is equal to the weighted average of the Net Mortgage Interest
Rates of the Group 2 Premium Mortgage Loans (based on the Stated Principal
Balances of the Group 2 Premium Mortgage Loans as of the Due Date in the month
preceding the month of such Distribution Date) minus 6.000% and (b) the
denominator of which is equal to 6.000%.

            Class 3-CB-IO Notional Amount: As to any Distribution Date and the
Class 3-CB-IO Component, the product of (i) the aggregate Stated Principal
Balance of the Group 3 Premium Mortgage Loans on the Due Date in the month
preceding the month of such Distribution Date and (ii) a fraction, (a) the
numerator of which is equal to the weighted average of the Net Mortgage Interest
Rates of the Group 3 Premium Mortgage Loans (based on the Stated Principal
Balances of the Group 3 Premium Mortgage Loans as of the Due Date in the month
preceding the month of such Distribution Date) minus 6.500% and (b) the
denominator of which is equal to 6.000%.

            Class 4-CB-IO Notional Amount: As to any Distribution Date and the
Class 4-CB-IO Component, the product of (i) the aggregate Stated Principal
Balance of the Group 4 Premium Mortgage Loans on the Due Date in the month
preceding the month of such Distribution Date and (ii) a fraction, (a) the
numerator of which is equal to the weighted average of the Net Mortgage Interest
Rates of the Group 4 Premium Mortgage Loans (based on the Stated Principal
Balances of the Group 4 Premium Mortgage Loans as of the Due Date in the month
preceding the month of such Distribution Date) minus 6.500% and (b) the
denominator of which is equal to 6.000%.

            Class 5-A-2 Notional Amount: As to any Distribution Date and the
Class 5-A-2 Certificates, the Class Certificate Balance of the Class 5-A-1
Certificates.

            Class 5-A-3 Loss Amount: With respect to any Distribution Date after
the Senior Credit Support Depletion Date, the amount, if any, by which the Class
Certificate Balance of the Class 5-A-3 Certificates would be reduced as a result
of the allocation of any reduction pursuant to Section 5.03(b) to such Class,
without regard to the operation of Section 5.03(e).

            Class 5-A-4 Loss Allocation Amount: With respect to any Distribution
Date after the Senior Credit Support Depletion Date, the lesser of (a) the Class
Certificate Balance of the Class 5-A-4 Certificates with respect to such
Distribution Date prior to any reduction for the Class 5-A-4 Loss Allocation
Amount and (b) the Class 5-A-3 Loss Amount with respect to such Distribution
Date.

            Class 5-IO Notional Amount: As to any Distribution Date and the
Class 5-IO Certificates, the product of (i) the aggregate Stated Principal
Balance of the Group 5 Premium Mortgage Loans on the Due Date in the month
preceding the month of such Distribution Date and (ii) a fraction, (a) the
numerator of which is equal to the weighted average of the Net Mortgage Interest
Rates of the Group 5 Premium Mortgage Loans (based on the Stated Principal
Balances of the Group 5 Premium Mortgage Loans as of the Due Date in the month
preceding the month of such Distribution Date) minus 6.000% and (b) the
denominator of which is equal to 6.000%.

            Class 6-15-IO Notional Amount: As to any Distribution Date and the
Class 6-15-IO Component, the product of (i) the aggregate Stated Principal
Balance of the Group 6 Premium Mortgage Loans on the Due Date in the month
preceding the month of such Distribution Date and (ii) a fraction, (a) the
numerator of which is equal to the weighted average of the Net Mortgage Interest
Rates of the Group 6 Premium Mortgage Loans (based on the Stated Principal
Balances of the Group 6 Premium Mortgage Loans as of the Due Date in the month
preceding the month of such Distribution Date) minus 5.500% and (b) the
denominator of which is equal to 5.750%.

            Class 7-15-IO Notional Amount: As to any Distribution Date and the
Class 7-15-IO Component, the product of (i) the aggregate Stated Principal
Balance of the Group 7 Premium Mortgage Loans on the Due Date in the month
preceding the month of such Distribution Date and (ii) a fraction, (a) the
numerator of which is equal to the weighted average of the Net Mortgage Interest
Rates of the Group 7 Premium Mortgage Loans (based on the Stated Principal
Balances of the Group 7 Premium Mortgage Loans as of the Due Date in the month
preceding the month of such Distribution Date) minus 6.000% and (b) the
denominator of which is equal to 5.750%.

            Class B Certificates: The Class B-1, Class B-2, Class B-3, Class
B-4, Class B-5 and Class B-6 Certificates.

            Class CB-IO Notional Amount: As to any Distribution Date, the sum of
the Class 1-CB-IO Notional Amount, the Class 2-CB-IO Notional Amount, the Class
3-CB-IO Notional Amount and the Class 4-CB-IO Notional Amount.

            Class Certificate Balance: With respect to any Class (other than the
Class CB-IO, Class CB-PO, Class 5-A-2, Class 5-IO, Class 15-IO and Class 15-PO
Certificates) and any date of determination, and subject to Section 5.03(e), the
Initial Class Certificate Balance of such Class minus (A) the sum of (i) all
distributions of principal made with respect thereto (including in the case of
any Class of Subordinate Certificates any principal otherwise payable to such
Class of Subordinate Certificates used to pay any PO Deferred Amounts), (ii) all
reductions in Class Certificate Balance previously allocated thereto pursuant to
Section 5.03(b) and (iii) in the case of the Class 5-A-4 Certificates, any
reduction allocated thereto pursuant to Section 5.03(e) plus (B) the sum of (i)
all increases in Class Certificate Balance previously allocated thereto pursuant
to Section 5.03(b) and (ii) in the case of the Class 5-A-4 Certificates, any
increases allocated thereto pursuant to Section 5.03(e). The Class CB-IO, Class
5-A-2, Class 5-IO and Class 15-IO Certificates are Interest Only Certificates
and have no Class Certificate Balance. The Class Certificate Balance of the
Class CB-PO Certificates as of any date of determination shall equal the sum of
the Component Balances of the Class 1-CB-PO Component, the Class 2-CB-PO
Component, the Class 3-CB-PO Component and the Class 4-CB-PO Component. The
Class Certificate Balance of the Class 15-PO Certificates as of any date of
determination shall equal the sum of the Component Balances of the Class 6-15-PO
Component and the Class 7-15-PO Component.

            Class Interest Shortfall: For any Distribution Date and each
interest-bearing Class (other than the Class CB-IO and Class 15-IO
Certificates), the amount by which Accrued Certificate Interest for such Class
(as reduced pursuant to Section 5.02(c)) exceeds the amount of interest actually
distributed on such Class on such Distribution Date pursuant to clause (i) of
the definition of "Interest Distribution Amount."

            Class Unpaid Interest Shortfall: As to any Distribution Date and
each interest-bearing Class (other than the Class CB-IO and Class 15-IO
Certificates), the amount by which the aggregate Class Interest Shortfalls for
such Class on prior Distribution Dates exceeds the amount of interest actually
distributed on such Class on such prior Distribution Dates pursuant to clause
(ii) of the definition of "Interest Distribution Amount." As to any Distribution
Date and the Class CB-IO Certificates, the sum of the Component Unpaid Interest
Shortfalls for the Class 1-CB-IO Component, the Class 2-CB-IO Component, the
Class 3-CB-IO Component and the Class 4-CB-IO Component. As to any Distribution
Date and the Class 15-IO Certificates, the sum of the Component Unpaid Interest
Shortfalls for the Class 6-15-IO Component and the Class 7-15-IO Component.

            Closing Date: February 27, 2006.

            Code: The Internal Revenue Code of 1986, as amended.

            Compensating Interest: With respect to any Distribution Date, the
least of (a) the aggregate Servicing Fee for such Distribution Date (before
giving effect to any reduction pursuant to Section 3.17), (b) the Prepayment
Interest Shortfall for such Distribution Date and (c) one-twelfth of 0.25% of
the aggregate Stated Principal Balance of the Mortgage Loans.

            Component: As defined in the Preliminary Statement.

            Component Balance: With respect to any PO Component and any date of
determination, the Initial Component Balance of such Component minus the sum of
(i) all distributions of principal made with respect thereto and (ii) all
reductions in Component Balance previously allocated thereto pursuant to Section
5.03(b). The IO Components are interest-only Components and have no Component
Balance.

            Component Interest Distribution Amount: For any Distribution Date
and each IO Component, the sum of (i) the Accrued Component Interest and (ii)
any Component Unpaid Interest Shortfall for such Component. The PO Components
are principal only Components and are not entitled to distributions of interest.

            Component Interest Shortfall: For any Distribution Date and each IO
Component, the amount by which Accrued Component Interest for such Component
exceeds the amount of interest actually distributed on such Component on such
Distribution Date pursuant to clause (i) of the definition of "Component
Interest Distribution Amount."

            Component Notional Amount: As of any Distribution Date, any of the
Class 1-CB-IO Notional Amount, Class 2-CB-IO Notional Amount, Class 3-CB-IO
Notional Amount, Class 4-CB-IO Notional Amount, the Class 6-15-IO Notional
Amount or Class 7-15-IO Notional Amount.

            Component Unpaid Interest Shortfall: As to any Distribution Date and
each IO Component, the amount by which the aggregate Component Interest
Shortfalls for such Component on prior Distribution Dates exceeds the amount of
interest actually distributed on such Component on such prior Distribution Dates
pursuant to clause (ii) of the definition of "Component Interest Distribution
Amount."

            Co-op Shares: Shares issued by private non-profit housing
corporations.

            Corporate Trust Office: The principal corporate trust office of the
Trustee at which at any particular time its corporate trust business with
respect to this Agreement is conducted, which office at the date of the
execution of this instrument is located at 9062 Old Annapolis Road, Columbia,
Maryland 21045-1951, Attention: Corporate Trust Services - BOALT 2006-2, and for
certificate transfer purposes is located at Sixth Street and Marquette Avenue,
Minneapolis, Minnesota 55479, Attention: Corporate Trust Services - BOALT
2006-2, or at such other address as the Trustee may designate from time to time
by notice to the Certificateholders, the Depositor and the Servicer.

            Corresponding Upper-Tier Class, Classes or Component: As to the
following Uncertificated Middle-Tier Interests, the Corresponding Upper-Tier
Class, Classes or Component, as follows:

         Uncertificated                     Corresponding Upper-Tier
      Middle-Tier Interest                 Class, Classes or Component
-------------------------------- -----------------------------------------------
Class 1-CB-M1 Interest           Class 1-CB-1 Certificates

Class 1-CB-MIO Interest          Class 1-CB-IO Component

Class 1-CB-MPO Interest          Class 1-CB-PO Component

Class 2-CB-M1 Interest           Class 2-CB-1 Certificates

Class 2-CB-MIO Interest          Class 2-CB-IO Component

Class 2-CB-MPO Interest          Class 2-CB-PO Component

Class 3-CB-M1 Interest           Class 3-CB-1 Certificates

Class 3-CB-MIO Interest          Class 3-CB-IO Component

Class 3-CB-MPO Interest          Class 3-CB-PO Component

Class 4-CB-M1 Interest           Class 4-CB-1 Certificates

Class 4-CB-MIO Interest          Class 4-CB-IO Component

Class 4-CB-MPO Interest          Class 4-CB-PO Component

Class 5-A-M1 Interest            Class 5-A-1 and Class 5-A-2 Certificates

Class 5-A-M3 Interest            Class 5-A-3, Class 5-A-4, Class 5-A-5 and
                                 Class 5-A-6 Certificates

Class 5-A-MUR Interest           Class 5-A-R Certificate

Class 5-MIO Interest             Class 5-IO Certificates

Class 5-MPO Interest             Class 5-PO Certificates

Class 6-A-M1 Interest            Class 6-A-1 Certificates

Class 6-15-MIO Interest          Class 6-15-IO Component

Class 6-15-MPO Interest          Class 6-15-PO Component

Class 7-A-M1 Interest            Class 7-A-1 Certificates

Class 7-15-MIO Interest          Class 7-15-IO Component

Class 7-15-MPO Interest          Class 7-15-PO Component

Class B-M1 Interest              Class B-1 Certificates

Class B-M2 Interest              Class B-2 Certificates

Class B-M3 Interest              Class B-3 Certificates

Class B-M4 Interest              Class B-4 Certificates

Class B-M5 Interest              Class B-5 Certificates

Class B-M6 Interest              Class B-6 Certificates

            Counterparty: Bank of America, National Association.

            Custodian: Initially, the Trustee, and thereafter the Custodian, if
any, hereafter appointed by the Trustee pursuant to Section 9.12. The Custodian
may (but need not) be the Trustee or any Person directly or indirectly
controlling or controlled by or under common control of either of them. Neither
the Servicer nor the Depositor, nor any Person directly or indirectly
controlling or controlled by or under common control with any such Person may be
appointed Custodian.

            Customary Servicing Procedures: With respect to the Servicer,
procedures (including collection procedures) that the Servicer customarily
employs and exercises in servicing and administering mortgage loans for its own
account and which are in accordance with accepted mortgage servicing practices
of prudent lending institutions servicing mortgage loans of the same type as the
Mortgage Loans in the jurisdictions in which the related Mortgaged Properties
are located.

            Cut-off Date: February 1, 2006.

            Cut-off Date Pool Principal Balance: For each Loan Group the
aggregate of the Cut-off Date Principal Balances of the Mortgage Loans in such
Loan Group which is $54,011,938.46 for Loan Group 1, $95,366,148.84 for Loan
Group 2, $79,166,715.41 for Loan Group 3, $61,056,863.20 for Loan Group 4,
$76,539,965.87 for Loan Group 5, $42,085,419.35 for Loan Group 6 and
$36,607,295.49 for Loan Group 7.

            Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid
principal balance thereof as of the close of business on the Cut-off Date,
reduced by all installments of principal due on or prior thereto whether or not
paid.

            Debt Service Reduction: As to any Mortgage Loan and any
Determination Date, the excess of (i) the Monthly Payment due on the related Due
Date under the terms of such Mortgage Loan over (ii) the amount of the monthly
payment of principal and/or interest required to be paid with respect to such
Due Date by the Mortgagor as established by a court of competent jurisdiction
(pursuant to an order which has become final and nonappealable) as a result of a
proceeding initiated by or against the related Mortgagor under the Bankruptcy
Code, as amended from time to time (11 U.S.C.); provided that no such excess
shall be considered a Debt Service Reduction so long as (a) the Servicer is
pursuing an appeal of the court order giving rise to any such modification and
(b)(1) such Mortgage Loan is not in default with respect to payment due
thereunder in accordance with the terms of such Mortgage Loan as in effect on
the Cut-off Date or (2) Monthly Payments are being advanced by the Servicer in
accordance with the terms of such Mortgage Loan as in effect on the Cut-off
Date.

            Debt Service Reduction Mortgage Loan: Any Mortgage Loan that became
the subject of a Debt Service Reduction.

            Defective Mortgage Loan: Any Mortgage Loan which is required to be
cured, repurchased or substituted for pursuant to Section 2.02 or 2.04.

            Deficient Valuation: As to any Mortgage Loan and any Determination
Date, the excess of (i) the then outstanding indebtedness under such Mortgage
Loan over (ii) the secured valuation thereof established by a court of competent
jurisdiction (pursuant to an order which has become final and nonappealable) as
a result of a proceeding initiated by or against the related Mortgagor under the
Bankruptcy Code, as amended from time to time (11 U.S.C.), pursuant to which
such Mortgagor retained such Mortgaged Property; provided that no such excess
shall be considered a Deficient Valuation so long as (a) the Servicer is
pursuing an appeal of the court order giving rise to any such modification and
(b)(1) such Mortgage Loan is not in default with respect to payments due
thereunder in accordance with the terms of such Mortgage Loan as in effect on
the Cut-off Date or (2) Monthly Payments are being advanced by the Servicer in
accordance with the terms of such Mortgage Loan as in effect on the Cut-off
Date.

            Deficient Valuation Mortgage Loan: Any Mortgage Loan that became the
subject of a Deficient Valuation.

            Definitive Certificates: As defined in Section 6.02(c)(iii).

            Depositor: Banc of America Mortgage Securities, Inc., a Delaware
corporation, or its successor in interest, as depositor of the Trust Estate.

            Depository: The Depository Trust Company, the nominee of which is
Cede & Co., as the registered Holder of the Book-Entry Certificates or any
successor thereto appointed in accordance with this Agreement. The Depository
shall at all times be a "clearing corporation" as defined in Section 8-102(3) of
the Uniform Commercial Code of the State of New York.

            Depository Participant: A broker, dealer, bank or other financial
institution or other Person for whom from time to time a Depository effects
book-entry transfers and pledges of securities deposited with the Depository.

            Determination Date: As to any Distribution Date, the 16th day of the
month of the related Distribution Date or, if such 16th day is not a Business
Day, the Business Day immediately preceding such 16th day.

            Discount Mortgage Loan: Any Group 1 Discount Mortgage Loan, Group 2
Discount Mortgage Loan, Group 3 Discount Mortgage Loan, Group 4 Discount
Mortgage Loan, Group 5 Discount Mortgage Loan, Group 6 Discount Mortgage Loan or
Group 7 Discount Mortgage Loan.

            Distribution Date: The 25th day of each month beginning in March
2006 (or, if such day is not a Business Day, the next Business Day).

            Due Date: As to any Distribution Date and each Mortgage Loan, the
first day in the calendar month of such Distribution Date.

            Eligible Account: Any of (i) an account or accounts maintained with
(a) Bank of America, or (b) a federal or state chartered depository institution
or trust company the short-term unsecured debt obligations of which (or, in the
case of a depository institution or trust company that is the principal
subsidiary of a holding company, the debt obligations of such holding company)
have the highest short-term ratings of each Rating Agency at the time any
amounts are held on deposit therein, or (ii) an account or accounts in a
depository institution or trust company in which such accounts are insured by
the FDIC (to the limits established by the FDIC) and the uninsured deposits in
which accounts are otherwise secured such that, as evidenced by an Opinion of
Counsel delivered to the Trustee and to each Rating Agency, the
Certificateholders have a claim with respect to the funds in such account or a
perfected first priority security interest against any collateral (which shall
be limited to Permitted Investments) securing such funds that is superior to
claims of any other depositors or creditors of the depository institution or
trust company in which such account is maintained, or (iii) a trust account or
accounts maintained with the trust department of a federal or state chartered
depository institution or trust company, acting in its fiduciary capacity or
(iv) any other account acceptable to each Rating Agency. Eligible Accounts may
bear interest and may include, if otherwise qualified under this definition,
accounts maintained with the Trustee or Bank of America.

            ERISA: The Employee Retirement Income Security Act of 1974, as
amended.

            ERISA Restricted Certificates: Any Class B-1, Class B-2, Class B-3,
Class B-4, Class B-5 or Class B-6 Certificate.

            Escrow Account: As defined in Section 3.09(a).

            Escrow Payments: The amounts constituting taxes, assessments,
Primary Insurance Policy premiums, fire and hazard insurance premiums and other
payments as may be required to be escrowed by the Mortgagor with the mortgagee
pursuant to the terms of any Mortgage Note or Mortgage.

            Events of Default: As defined in Section 8.01.

            Excess Proceeds: With respect to any Liquidated Mortgage Loan, the
amount, if any, by which the sum of any Liquidation Proceeds of such Mortgage
Loan received in the calendar month in which such Mortgage Loan became a
Liquidated Mortgage Loan, net of any amounts previously reimbursed to the
Servicer as Nonrecoverable Advance(s) with respect to such Mortgage Loan
pursuant to Section 3.11(a)(iii), exceeds (i) the unpaid principal balance of
such Liquidated Mortgage Loan as of the Due Date in the month in which such
Mortgage Loan became a Liquidated Mortgage Loan plus (ii) accrued interest at
the Mortgage Interest Rate from the Due Date as to which interest was last paid
or for which a Periodic Advance was made (and not reimbursed) up to the Due Date
applicable to the Distribution Date immediately following the calendar month
during which such liquidation occurred.

            Exchange Act: The Securities Exchange Act of 1934, as amended.

            FDIC: The Federal Deposit Insurance Corporation, or any successor
thereto.

            Final Distribution Date: The Distribution Date on which the final
distribution in respect of the Certificates will be made pursuant to Section
10.01.

            Financial Market Service: Bloomberg Financial Service and any other
financial information provider designated by the Depositor by written notice to
the Trustee.

            FIRREA: The Financial Institutions Reform, Recovery and Enforcement
Act of 1989, as amended.

            Fitch: Fitch Ratings, or any successor thereto.

            Form 8-K: As defined in Section 3.22(a).

            Form 8-K Information: As defined in Section 3.22(d).

            Form 10-D: As defined in Section 3.22(a).

            Form 10-K: As defined in Section 3.22(a).

            Fractional Interest: As defined in Section 5.02(d).

            Grantor Trust: That portion of the Trust exclusive of the REMICs
consisting of (i) the right of the Class 5-A-1 Certificates to receive amounts
from the Reserve Fund and (ii) the Yield Maintenance Agreement and the Reserve
Fund.

            Group: Any of Group 1, Group 2, Group 3, Group 4, Group 5, Group 6
or Group 7.

            Group 1: The Group 1 Senior Certificates, the Class 1-CB-IO
Component and the Class 1-CB-PO Component.

            Group 1 Discount Mortgage Loan. A Group 1 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is less than 6.000% per
annum.

            Group 1 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-1
hereto.

            Group 1 Premium Mortgage Loan: A Group 1 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is equal to or greater than
6.000% per annum.

            Group 1 Senior Certificates: Class 1-CB-1 Certificates.

            Group 2: The Group 2 Senior Certificates, the Class 2-CB-IO
Component and the Class 2-CB-PO Component.

            Group 2 Discount Mortgage Loan. A Group 2 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is less than 6.000% per
annum.

            Group 2 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-2
hereto.

            Group 2 Premium Mortgage Loan: A Group 2 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is equal to or greater than
6.000% per annum.

            Group 2 Senior Certificates: Class 2-CB-1 Certificates.

            Group 3: The Group 3 Senior Certificates, the Class 3-CB-IO
Component and the Class 3-CB-PO Component.

            Group 3 Discount Mortgage Loan: A Group 3 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is less than 6.500% per
annum.

            Group 3 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-3
hereto.

            Group 3 Premium Mortgage Loan: A Group 3 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is equal to or greater than
6.500% per annum.

            Group 3 Senior Certificates: Class 3-CB-1 Certificates.

            Group 4: The Group 4 Senior Certificates, the Class 4-CB-IO
Component and the Class 4-CB-PO Component.

            Group 4 Discount Mortgage Loan: A Group 4 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is less than 6.500% per
annum.

            Group 4 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-4
hereto.

            Group 4 Premium Mortgage Loan: A Group 4 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is equal to or greater than
6.500% per annum.

            Group 4 Senior Certificates: Class 4-CB-1 Certificates.

            Group 5: The Group 5 Senior Certificates.

            Group 5 Discount Mortgage Loan: A Group 5 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is less than 6.000% per
annum.

            Group 5 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-5
hereto.

            Group 5 Premium Mortgage Loan: A Group 5 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is equal to or greater than
6.000% per annum.

            Group 5 Senior Certificates: Class 5-A-1, Class 5-A-2, Class 5-A-3,
Class 5-A-4, Class 5-A-5, Class 5-A-6, Class 5-A-R, Class 5-IO and Class 5-PO
Certificates.

            Group 6: The Group 6 Senior Certificates, the Class 6-15-IO
Component and the Class 6-15-PO Component.

            Group 6 Discount Mortgage Loan: A Group 6 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is less than 5.500% per
annum.

            Group 6 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-6
hereto.

            Group 6 Premium Mortgage Loan: A Group 6 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is equal to or greater than
5.500% per annum.

            Group 6 Senior Certificates: Class 6-A-1 Certificates.

            Group 7: The Group 7 Senior Certificates, the Class 7-15-IO
Component and the Class 7-15-PO Component.

            Group 7 Discount Mortgage Loan: A Group 7 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is less than 6.000% per
annum.

            Group 7 Mortgage Loan: Each Mortgage Loan listed on Exhibit D-7
hereto.

            Group 7 Premium Mortgage Loan: A Group 7 Mortgage Loan with a Net
Mortgage Interest Rate as of the Cut-off Date that is equal to or greater than
6.000% per annum.

            Group 7 Senior Certificates: Class 7-A-1 Certificates.

            Group Subordinate Amount: With respect to any Distribution Date and
any Loan Group, the excess of the Pool Stated Principal Balance (Non-PO Portion)
for such Loan Group over the aggregate Class Certificate Balance of the Senior
Non-PO Certificates of the Related Group immediately prior to such date.

            Holder: A Certificateholder.

            Independent: When used with respect to any specified Person means
such a Person who (i) is in fact independent of the Depositor and the Servicer,
(ii) does not have any direct financial interest or any material indirect
financial interest in the Depositor or the Servicer or in an affiliate of either
of them, and (iii) is not connected with the Depositor or the Servicer as an
officer, employee, promoter, underwriter, trustee, partner, director or person
performing similar functions.

            Initial Class Certificate Balance: As to each Class of Certificates
(other than the Class CB-IO, Class CB-PO, Class 5-A-2, Class 5-IO, Class 15-IO
and Class 15-PO Certificates), the Class Certificate Balance set forth in the
Preliminary Statement. The Class CB-IO, Class 5-A-2, Class 5-IO and Class 15-IO
Certificates are Interest Only Certificates and have no Initial Class
Certificate Balance. The Initial Class Certificate Balance of the Class CB-PO
Certificates is the sum of the Initial Component Balances for the Class 1-CB-PO,
Class 2-CB-PO, Class 3-CB-PO and Class 4-CB-PO Components. The Initial Class
Certificate Balance of the Class 15-PO Certificates is the sum of the Initial
Component Balances for the Class 6-15-PO and Class 7-15-PO Components.

            Initial Component Balance: As to each PO Component, the Component
Balance set forth in the Preliminary Statement. The IO Components are
interest-only Components and have no Initial Component Balance.

            Initial Component Notional Amount: As to each IO Component, the
Component Notional Amount set forth in the Preliminary Statement.

            Initial Notional Amount: For the Class CB-IO Certificates, the sum
of the Initial Component Notional Amounts for the Class 1-CB-IO, Class 2-CB-IO,
Class 3-CB-IO and Class 4-CB-IO Components. For the Class 5-A-2 and Class 5-IO
Certificates, the respective Notional Amounts set forth in the Preliminary
Statement. For the Class 15-IO Certificates, the sum of the Initial Component
Notional Amounts for the Class 6-15-IO and Class 7-15-IO Components.

            Insurance Policy: With respect to any Mortgage Loan included in the
Trust Estate, any related insurance policy, including all riders and
endorsements thereto in effect, including any replacement policy or policies for
any Insurance Policies.

            Insurance Proceeds: Proceeds paid by an insurer pursuant to any
Insurance Policy, in each case other than any amount included in such Insurance
Proceeds in respect of Insured Expenses.

            Insured Expenses: Expenses covered by an Insurance Policy or any
other insurance policy with respect to the Mortgage Loans.

            Interest Accrual Period: As to any Distribution Date and each Class
of Certificates (other than the Class CB-IO, Class CB-PO, Class 5-A-1, Class
5-A-2, Class 5-IO, Class 5-PO, Class 15-IO and Class 15-PO Certificates) and
each IO Component, the period from and including the first day of the calendar
month preceding the calendar month of such Distribution Date to but not
including the first day of the calendar month of such Distribution Date. As to
any Distribution Date and the Class 5-A-1 and Class 5-A-2 Certificates, the
period from and including the 25th day of the calendar month preceding the
calendar month in which such Distribution Date occurs and ending on the 24th day
of the calendar month in which such Distribution Date occurs.

            Interest Distribution Amount: For any Distribution Date and each
interest-bearing Class (other than the Class CB-IO and Class 15-IO
Certificates), the sum of (i) the Accrued Certificate Interest, subject to
reduction pursuant to Section 5.02(c) and (ii) any Class Unpaid Interest
Shortfall for such Class. For any Distribution Date and the Class CB-IO
Certificates, the sum of the Component Interest Distribution Amounts for the
Class 1-CB-IO Component, the Class 2-CB-IO Component, the Class 3-CB-IO
Component and the Class 4-CB-IO Component. For any Distribution Date and the
Class 15-IO Certificates, the sum of the Component Interest Distribution Amounts
for the Class 6-15-IO Component and the Class 7-15-IO Component.

            Interest Only Certificates: Any Class of Certificates entitled to
distributions of interest, but no distributions of principal. The Class CB-IO,
Class 5-A-2, Class 5-IO and Class 15-IO Certificates are the only Classes of
Interest Only Certificates.

            IO Component: As defined in the Preliminary Statement.

            LIBOR: As to any Distribution Date, the arithmetic mean of the
London Interbank offered rate quotations for one-month U.S. Dollar deposits, as
determined by the Trustee in accordance with Section 5.09.

            LIBOR Business Day: Any Business Day on which banks are open for
dealing in foreign currency and exchange in London, England and the City of New
York.

            LIBOR Certificates: Any of the Class 5-A-1 or Class 5-A-2
Certificates.

            Liquidated Mortgage Loan: With respect to any Distribution Date, a
defaulted Mortgage Loan (including any REO Property) that was liquidated in the
calendar month preceding the month of such Distribution Date and as to which the
Servicer has certified (in accordance with this Agreement) that it has received
all proceeds it expects to receive in connection with the liquidation of such
Mortgage Loan including the final disposition of an REO Property.

            Liquidation Proceeds: Amounts, including Insurance Proceeds,
received in connection with the partial or complete liquidation of defaulted
Mortgage Loans, whether through trustee's sale, foreclosure sale or otherwise or
amounts received in connection with any condemnation or partial release of a
Mortgaged Property and any other proceeds received in connection with an REO
Property, less the sum of related unreimbursed Servicing Fees and Advances.

            Loan Group: Any of Loan Group 1, Loan Group 2, Loan Group 3, Loan
Group 4, Loan Group 5, Loan Group 6 or Loan Group 7.

            Loan Group 1: The Group 1 Mortgage Loans.

            Loan Group 2: The Group 2 Mortgage Loans.

            Loan Group 3: The Group 3 Mortgage Loans.

            Loan Group 4: The Group 4 Mortgage Loans.

            Loan Group 5: The Group 5 Mortgage Loans.

            Loan Group 6: The Group 6 Mortgage Loans.

            Loan Group 7: The Group 7 Mortgage Loans.

            Loan-to-Value Ratio: With respect to any Mortgage Loan and any date
of determination, the fraction, expressed as a percentage, the numerator of
which is the outstanding principal balance of the related Mortgage Loan at the
date of determination and the denominator of which is the Appraised Value of the
related Mortgaged Property.

            Lower-Tier Distribution Amount: As defined in Section 5.02(a).

            Lower-Tier REMIC: As defined in the Preliminary Statement, the
assets of which consist of the Mortgage Loans, such amounts as shall from time
to time be held in the Certificate Account (other than amounts held in respect
of the Middle-Tier Certificate Sub-Account or the Upper-Tier Certificate
Sub-Account), the insurance policies, if any, relating to a Mortgage Loan and
property which secured a Mortgage Loan and which has been acquired by
foreclosure or deed in lieu of foreclosure.

            MERS: As defined in Section 2.01(b)(iii).

            Middle-Tier Certificate Sub-Account: The sub-account of the
Certificate Account designated by the Trustee pursuant to Section 3.08(f).

            Middle-Tier Distribution Amount: As defined in Section 5.02(a).

            Middle-Tier REMIC: As defined in the Preliminary Statement, the
assets of which consist of the Uncertificated Lower-Tier Interests and such
amounts as shall from time to time be deemed held in the Middle-Tier Certificate
Sub-Account.

            Monthly Covered Amount: As defined in the Mortgage Loan Purchase
Agreement.

            Monthly Payment: The scheduled monthly payment on a Mortgage Loan
due on any Due Date allocable to principal and/or interest on such Mortgage Loan
which, unless otherwise specified herein, shall give effect to any related Debt
Service Reduction and any Deficient Valuation that affects the amount of the
monthly payment due on such Mortgage Loan or the Monthly Covered Amount
representing such scheduled monthly payment.

            Moody's: Moody's Investors Service, Inc., or any successor thereto.

            Mortgage: The mortgage, deed of trust or other instrument creating a
first lien on a Mortgaged Property securing a Mortgage Note or creating a first
lien on a leasehold interest.

            Mortgage File: The mortgage documents listed in Section 2.01
pertaining to a particular Mortgage Loan.

            Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate
of interest at which interest accrues on the principal balance of such Mortgage
Loan in accordance with the terms of the related Mortgage Note.

            Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase
Agreement, dated February 27, 2006, between Bank of America, as seller, and the
Depositor, as purchaser.

            Mortgage Loan Schedule: The list of Mortgage Loans (as from time to
time amended by the Servicer to reflect the addition of Substitute Mortgage
Loans and the deletion of Defective Mortgage Loans pursuant to the provisions of
this Agreement) transferred to the Trustee as part of the Trust Estate and from
time to time subject to this Agreement, attached hereto as Exhibit D-1, Exhibit
D-2, Exhibit D-3, Exhibit D-4, Exhibit D-5, Exhibit D-6 and Exhibit D-7, setting
forth the following information with respect to each Mortgage Loan: (i) the
Mortgage Loan identifying number; (ii) a code indicating whether the Mortgaged
Property is owner-occupied; (iii) the property type for each Mortgaged Property;
(iv) the original months to maturity or the remaining months to maturity from
the Cut-off Date; (v) the Loan-to-Value Ratio at origination; (vi) the Mortgage
Interest Rate as of the Cut-off Date; (vii) the date on which the first Monthly
Payment was due on the Mortgage Loan, and, if such date is not the Due Date
currently in effect, such Due Date; (viii) the stated maturity date; (ix) the
amount of the Monthly Payment as of the Cut-off Date; (x) the paid-through date;
(xi) the original principal amount of the Mortgage Loan; (xii) the principal
balance of the Mortgage Loan as of the close of business on the Cut-off Date,
after application of payments of principal due on or before the Cut-off Date,
whether or not collected, and after deduction of any payments collected of
scheduled principal due after the Cut-off Date; (xiii) a code indicating the
purpose of the Mortgage Loan; (xiv) a code indicating the documentation style;
(xv) the Appraised Value; and (xvi) the closing date of such Mortgage Loan. With
respect to the Mortgage Loans in the aggregate, the Mortgage Loan Schedule shall
set forth the following information, as of the Cut-off Date: (i) the number of
Mortgage Loans; (ii) the current aggregate outstanding principal balance of the
Mortgage Loans; (iii) the weighted average Mortgage Interest Rate of the
Mortgage Loans; and (iv) the weighted average months to maturity of the Mortgage
Loans.

            Mortgage Loans: Such of the mortgage loans transferred and assigned
to the Trustee pursuant to Section 2.01 as from time to time are held as a part
of the Trust Estate (including any Substitute Mortgage Loans and REO Property),
the Mortgage Loans originally so held being identified in the Mortgage Loan
Schedule.

            Mortgage Note: The originally executed note or other evidence of
indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan,
together with all riders thereto and amendments thereof.

            Mortgaged Property: The underlying property securing a Mortgage
Loan, which may include Co-op Shares or residential long-term leases.

            Mortgagor: The obligor on a Mortgage Note.

            Net Mortgage Interest Rate: As to any Mortgage Loan and Distribution
Date, such Mortgage Loan's Mortgage Interest Rate thereon on the first day of
the month preceding the month of the related Distribution Date reduced by (i)
the Servicing Fee Rate and (ii) the Trustee Fee Rate.

            Non-PO Percentage: As to any Discount Mortgage Loan, a fraction
(expressed as a percentage), the numerator of which is the Net Mortgage Interest
Rate as of the Cut-off Date of such Discount Mortgage Loan and the denominator
of which is 6.000% for each Group 1 Discount Mortgage Loan, 6.000% for each
Group 2 Discount Mortgage Loan, 6.500% for each Group 3 Discount Mortgage Loan,
6.500% for each Group 4 Discount Mortgage Loan, 6.000% for each Group 5 Discount
Mortgage Loan, 5.500% for each Group 6 Discount Mortgage Loan and 6.000% for
each Group 7 Discount Mortgage Loan. As to any Mortgage Loan that is not a
Discount Mortgage Loan, 100%.

            Non-PO Principal Amount: As to any Distribution Date and Loan Group,
the sum of (i) the sum of the applicable Non-PO Percentage of (a) the principal
portion of each Monthly Payment due on each Mortgage Loan in such Loan Group on
the related Due Date, (b) the Stated Principal Balance, as of the date of
repurchase, of each Mortgage Loan in such Loan Group that was repurchased by the
Depositor pursuant to this Agreement during the calendar month preceding the
month of such Distribution Date, (c) any Substitution Adjustment Amount in
connection with a Defective Mortgage Loan in such Loan Group received during the
calendar month preceding the month of such Distribution Date, (d) any
Liquidation Proceeds allocable to recoveries of principal of Mortgage Loans in
such Loan Group that are not yet Liquidated Mortgage Loans received during the
calendar month preceding the month of such Distribution Date, (e) with respect
to each Mortgage Loan in such Loan Group that became a Liquidated Mortgage Loan
during the calendar month preceding the month of such Distribution Date, the
amount of Liquidation Proceeds (excluding Excess Proceeds) allocable to
principal received with respect to such Mortgage Loan during the calendar month
preceding the month of such Distribution Date and (f) all Principal Prepayments
on the Mortgage Loans in such Loan Group received during the calendar month
preceding the month of such Distribution Date; and (ii) the Non-PO Recovery for
such Distribution Date.

            Non-PO Recovery: As to any Distribution Date and Loan Group, the
amount of all Recoveries received with respect to such Loan Group during the
calendar month preceding the month of such Distribution Date less the PO
Recovery with respect to such Loan Group for such Distribution Date.

            Non-Supported Interest Shortfalls: As to any Distribution Date, the
amount, if any, by which the aggregate of Prepayment Interest Shortfalls exceeds
Compensating Interest for such Distribution Date.

            Non-U.S. Person: A Person other than a U.S. Person.

            Nonrecoverable Advance: Any portion of an Advance previously made or
proposed to be made in respect of a Mortgage Loan which has not been previously
reimbursed and which, in the good faith judgment of the Servicer, will not or,
in the case of a proposed Advance, would not be ultimately recoverable from the
related Mortgagor, related Liquidation Proceeds, or other recoveries in respect
of the related Mortgage Loan.

            Notional Amount: With respect to: (i) the Class 1-CB-IO Component
and any date of determination, the Class 1-CB-IO Notional Amount, (ii) the Class
2-CB-IO Component and any date of determination, the Class 2-CB-IO Notional
Amount, (iii) the Class 3-CB-IO Component and any date of determination, the
Class 3-CB-IO Notional Amount, (iv) the Class 4-CB-IO Component and any date of
determination, the Class 4-CB-IO Notional Amount, (v) the Class 5-A-2
Certificates and any date of determination, the Class 5-A-2 Notional Amount,
(vi) the Class 5-IO Certificates and any date of determination, the Class 5-IO
Notional Amount, (vii) the Class 6-15-IO Component and any date of
determination, the Class 6-15-IO Notional Amount, (viii) the Class 7-15-IO
Component and any date of determination, the Class 7-15-IO Notional Amount, (ix)
the Class CB-IO Certificates and any date of determination, the Class CB-IO
Notional Amount and (x) the Class 15-IO Certificates and any date of
determination, the Class 15-IO Notional Amount.

            OCC: The Office of the Comptroller of the Currency.

            Offered Certificates: The Senior Certificates, Class B-1, Class B-2
and Class B-3 Certificates.

            Officer's Certificate: A certificate signed by the Chairman of the
Board, Vice Chairman of the Board, President or a Vice President and by the
Treasurer, the Secretary or one of the Assistant Treasurers or Assistant
Secretaries, or any other duly authorized officer of the Depositor or the
Servicer, as the case may be, and delivered to the Trustee.

            Opinion of Counsel: A written opinion of counsel acceptable to the
Trustee, who may be counsel for the Depositor or the Servicer, except that any
opinion of counsel relating to the qualification of the Trust Estate as three
separate REMICs or compliance with the REMIC Provisions must be an opinion of
Independent counsel.

            Original Fractional Interest: With respect to each of the following
Classes of Subordinate Certificates, the corresponding percentage described
below, as of the Closing Date:

            Class B-1                       2.27%
            Class B-2                       1.51%
            Class B-3                       0.96%
            Class B-4                       0.55%
            Class B-5                       0.25%
            Class B-6                       0.00%

            Original Subordinate Class Certificate Balance: $18,463,841.00.

            OTS: The Office of Thrift Supervision.

            Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan which
was not the subject of a Principal Prepayment in Full prior to such Due Date,
which did not become a Liquidated Mortgage Loan prior to such Due Date and which
was not purchased from the Trust prior to such Due Date pursuant to Section 2.02
or 2.04.

            Ownership Interest: As to any Certificate, any ownership or security
interest in such Certificate, including any interest in such Certificate as the
Holder thereof and any other interest therein, whether direct or indirect, legal
or beneficial, as owner or as pledgee.

            Pass-Through Rate: As to each Class of interest-bearing Certificates
(other than the Class CB-IO and Class 15-IO Certificates) and each IO Component,
the per annum rate set forth or described in the Preliminary Statement.

            Paying Agent: As defined in Section 9.13.

            Percentage Interest: As to any Certificate, the percentage obtained
by dividing the initial Certificate Balance of such Certificate (or the initial
notional amount for a Class CB-IO, Class 5-A-2, Class 5-IO or Class 15-IO
Certificate) by the Initial Class Certificate Balance or Initial Notional
Amount, as applicable, of the Class of which such Certificate is a part.

            Periodic Advance: The payment required to be made by the Servicer
with respect to any Distribution Date pursuant to Section 3.20, the amount of
any such payment being equal to the aggregate of Monthly Payments (net of the
Servicing Fee) on the Mortgage Loans (including any REO Property) that were due
on the related Due Date and not received as of the close of business on the
related Determination Date, less the aggregate amount of any such delinquent
payments that the Servicer has determined would constitute a Nonrecoverable
Advance if advanced.

            Permitted Investments: One or more of the following:

                  (i) obligations of or guaranteed as to principal and interest
            by the United States, Freddie Mac, Fannie Mae or any agency or
            instrumentality of the United States when such obligations are
            backed by the full faith and credit of the United States; provided
            that such obligations of Freddie Mac or Fannie Mae shall be limited
            to senior debt obligations and mortgage participation certificates
            other than investments in mortgage-backed or mortgage participation
            securities with yields evidencing extreme sensitivity to the rate of
            principal payments on the underlying mortgages, which shall not
            constitute Permitted Investments hereunder;

                  (ii) repurchase agreements on obligations specified in clause
            (i) maturing not more than one month from the date of acquisition
            thereof with a corporation incorporated under the laws of the United
            States or any state thereof rated not lower than "P-1" by Moody's
            and "F-1" by Fitch;

                  (iii) federal funds, certificates of deposit, demand deposits,
            time deposits and bankers' acceptances (which shall each have an
            original maturity of not more than 90 days and, in the case of
            bankers' acceptances, shall in no event have an original maturity of
            more than 365 days or a remaining maturity of more than 30 days)
            denominated in United States dollars of any U.S. depository
            institution or trust company incorporated under the laws of the
            United States or any state thereof, rated not lower than "P-1" by
            Moody's and "F-1" by Fitch;

                  (iv) commercial paper (having original maturities of not more
            than 365 days) of any corporation incorporated under the laws of the
            United States or any state thereof which is rated not lower than
            "P-1" by Moody's and "F-1" by Fitch;

                  (v) investments in money market funds (including funds of the
            Trustee or its affiliates, or funds for which an affiliate of the
            Trustee acts as advisor, as well as funds for which the Trustee and
            its affiliates may receive compensation) rated "Aaa" by Moody's and
            "AAA" by Fitch (if rated by Fitch) or otherwise approved in writing
            by each Rating Agency; and

                  (vi) other obligations or securities that are acceptable to
            each Rating Agency and, as evidenced by an Opinion of Counsel
            obtained by the Servicer, will not affect the qualification of the
            Trust Estate as three separate REMICs;

provided, however, that no instrument shall be a Permitted Investment if it
represents either (a) the right to receive only interest payments with respect
to the underlying debt instrument or (b) the right to receive both principal and
interest payments derived from obligations underlying such instrument and the
principal and interest with respect to such instrument provide a yield to
maturity greater than 120% of the yield to maturity at par of such underlying
obligations.

            Permitted Transferee: Any Person other than (i) the United States,
or any State or any political subdivision thereof, or any agency or
instrumentality of any of the foregoing, (ii) a foreign government,
international organization or any agency or instrumentality of either of the
foregoing, (iii) an organization which is exempt from tax imposed by Chapter 1
of the Code (including the tax imposed by Section 511 of the Code on unrelated
business taxable income) (except certain farmers' cooperatives described in Code
Section 521), (iv) rural electric and telephone cooperatives described in Code
Section 1381(a)(2)(C), (v) a Person with respect to whom the income on the
Residual Certificate is allocable to a foreign permanent establishment or fixed
base, within the meaning of an applicable income tax treaty, of such Person or
any other Person, and (vi) any other Person so designated by the Servicer based
on an Opinion of Counsel to the effect that any transfer to such Person may
cause the Trust or any other Holder of the Residual Certificate to incur tax
liability that would not be imposed other than on account of such transfer. The
terms "United States," "State" and "international organization" shall have the
meanings set forth in Code Section 7701 or successor provisions.

            Person: Any individual, corporation, limited liability company,
partnership, joint venture, association, joint-stock company, trust,
unincorporated organization or government or any agency or political subdivision
thereof.

            Physical Certificates: The Class 5-A-R, Class B-4, Class B-5 and
Class B-6 Certificates.

            Plan: As defined in Section 6.02(e).

            PO Component: As defined in the Preliminary Statement.

            PO Deferred Amount: As to any Distribution Date and each PO
Component or the Class 5-PO Certificates, the sum of the amounts by which the
Component Balance of such PO Component or Class Certificate Balance of the Class
5-PO Certificates, as the case may be, will be reduced on such Distribution Date
or has been reduced on prior Distribution Dates as a result of Section 5.03(b)
less the sum of (a) the PO Recoveries with respect to the Related Loan Group for
prior Distribution Dates and (b) the amounts distributed to such PO Component or
the Class 5-PO Certificates pursuant to Section 5.02(a)(iii) on prior
Distribution Dates.

            PO Percentage: As to any Discount Mortgage Loan, 100% minus the
Non-PO Percentage for such Mortgage Loan. As to any Mortgage Loan that is not a
Discount Mortgage Loan, 0%.

            PO Principal Amount: As to any Distribution Date and Loan Group, the
sum of the applicable PO Percentage of (a) the principal portion of each Monthly
Payment due on each Mortgage Loan in such Loan Group on the related Due Date,
(b) the Stated Principal Balance, as of the date of repurchase, of each Mortgage
Loan in such Loan Group that was repurchased by the Depositor pursuant to this
Agreement during the calendar month preceding the month of such Distribution
Date, (c) any Substitution Adjustment Amount in connection with any Defective
Mortgage Loan in such Loan Group received during the calendar month preceding
the month of such Distribution Date, (d) any Liquidation Proceeds allocable to
recoveries of principal of Mortgage Loans in such Loan Group that are not yet
Liquidated Mortgage Loans received during the calendar month preceding the month
of such Distribution Date, (e) with respect to each Mortgage Loan in such Loan
Group that became a Liquidated Mortgage Loan during the calendar month preceding
the month of such Distribution Date, the amount of Liquidation Proceeds
(excluding Excess Proceeds) allocable to principal received with respect to such
Mortgage Loan during the calendar month preceding the month of such Distribution
Date with respect to such Mortgage Loan and (f) all Principal Prepayments
received on the Mortgage Loans in such Loan Group received during the calendar
month preceding the month of such Distribution Date.

            PO Recovery: As to any Distribution Date and Loan Group, the lesser
of (a) the PO Deferred Amount for the PO Component of the Related Group or, in
the case of Loan Group 5, the PO Deferred Amount for the Class 5-PO Certificates
for such Distribution Date and (b) an amount equal to the sum as to each
Mortgage Loan in such Loan Group as to which there has been a Recovery received
during the calendar month preceding the month of such Distribution Date, of the
product of (x) the PO Percentage with respect to such Mortgage Loan and (y) the
amount of the Recovery with respect to such Mortgage Loan.

            Pool Distribution Amount: As to any Distribution Date and Loan
Group, the excess of (a) the sum of (i) the aggregate of (A) the interest
portion of any Monthly Payment on a Mortgage Loan in such Loan Group (net of the
Servicing Fee) and the principal portion of any Monthly Payment on a Mortgage
Loan in such Loan Group due on the Due Date in the month in which such
Distribution Date occurs and which is received prior to the related
Determination Date (or in the case of any Monthly Covered Amount, the related
Remittance Date) and (B) all Periodic Advances and payments of Compensating
Interest made by the Servicer in respect of such Loan Group and Distribution
Date deposited to the Servicer Custodial Account pursuant to Section
3.08(b)(vii); (ii) all Liquidation Proceeds received on the Mortgage Loans in
such Loan Group during the preceding calendar month and deposited to the
Servicer Custodial Account pursuant to Section 3.08(b)(iii); (iii) all Principal
Prepayments (other than Total Covered Amounts) received on the Mortgage Loans in
such Loan Group during the month preceding the month of such Distribution Date
and deposited to the Servicer Custodial Account pursuant to Section 3.08(b)(i)
during such period and all Total Covered Amounts received and deposited in the
Servicer Custodial Account by the related Remittance Date; (iv) in connection
with Defective Mortgage Loans in such Loan Group, as applicable, the aggregate
of the Repurchase Prices and Substitution Adjustment Amounts deposited on the
related Remittance Date pursuant to Section 3.08(b)(vi); (v) any other amounts
in the Servicer Custodial Account deposited therein pursuant to Sections
3.08(b)(iv) and (v) in respect of such Distribution Date and such Loan Group;
(vi) any Reimbursement Amount required to be included pursuant to Section
5.02(a); and (vii) any Non-PO Recovery with respect to such Distribution Date
over (b) any (i) amounts permitted to be withdrawn from the Servicer Custodial
Account pursuant to clauses (i) through (vii), inclusive, of Section 3.11(a) in
respect of such Loan Group and (ii) amounts permitted to be withdrawn from the
Certificate Account pursuant to clause (ii) of Section 3.11(b) in respect of
such Loan Group.

            Pool Stated Principal Balance: As to any Distribution Date and Loan
Group, the aggregate Stated Principal Balance of all Mortgage Loans in such Loan
Group that were Outstanding Mortgage Loans immediately following the Due Date in
the month preceding the month in which such Distribution Date occurs.

            Pool Stated Principal Balance (Non-PO Portion): As to any
Distribution Date and Loan Group, the sum for each Mortgage Loan in such Loan
Group of the product of (a) the Non-PO Percentage of such Mortgage Loan and (b)
the Stated Principal Balance of such Mortgage Loan that was an Outstanding
Mortgage Loan immediately following the Due Date in the month preceding the
month in which such Distribution Date occurs.

            Premium Mortgage Loan: Any Group 1 Premium Mortgage Loan, Group 2
Premium Mortgage Loan, Group 3 Premium Mortgage Loan, Group 4 Premium Mortgage
Loan, Group 5 Premium Mortgage Loan, Group 6 Premium Mortgage Loan or Group 7
Premium Mortgage Loan.

            Prepayment Interest Shortfall: As to any Distribution Date and each
Mortgage Loan subject to a Principal Prepayment received during the calendar
month preceding such Distribution Date, the amount, if any, by which one month's
interest at the related Mortgage Interest Rate (net of the Servicing Fee) on
such Principal Prepayment exceeds the amount of interest paid in connection with
such Principal Prepayment.

            Primary Insurance Policy: Each policy of primary mortgage guaranty
insurance or any replacement policy therefor with respect to any Mortgage Loan,
in each case issued by an insurer acceptable to Fannie Mae or Freddie Mac.

            Principal Only Certificates: Any Class of Certificates entitled to
distributions of principal, but to no distributions of interest. The Class
CB-PO, Class 5-PO and Class 15-PO Certificates are the only Classes of Principal
Only Certificates.

            Principal Prepayment: Any payment or other recovery of principal on
a Mortgage Loan (other than Liquidation Proceeds) which is received in advance
of its scheduled Due Date and is not accompanied by an amount of interest
representing scheduled interest due on any date or dates in any month or months
subsequent to the month of prepayment, including the principal portion of any
Total Covered Amount.

            Principal Prepayment in Full: Any Principal Prepayment of the entire
principal balance of a Mortgage Loan.

            Priority Amount: As to any Distribution Date, the lesser of (i) the
sum of the Class Certificate Balances of the Class 5-A-3 and Class 5-A-4
Certificates and (ii) the product of (a) the Non-PO Principal Amount for Loan
Group 5, (b) the Shift Percentage and (c) the Priority Percentage.

            Priority Percentage: As to any Distribution Date, (i) the sum of the
Class Certificate Balances of the Class 5-A-3 and Class 5-A-4 Certificates
divided by (ii) the Pool Stated Principal Balance (Non-PO Portion) for Loan
Group 5.

            Private Certificates: The Class B-4, Class B-5 and Class B-6
Certificates.

            Pro Rata Share: As to any Distribution Date and any Class of Class B
Certificates that is not a Restricted Class, the portion of the Subordinate
Principal Distribution Amounts allocable to such Class, equal to the product of
the Subordinate Principal Distribution Amounts for the Class B Certificates, for
such Distribution Date and a fraction, the numerator of which is the related
Class Certificate Balance thereof and the denominator of which is the aggregate
Class Certificate Balance of the Class B Certificates that are not Restricted
Classes. The Pro Rata Share of a Restricted Class shall be 0%.

            Qualified Appraiser: An appraiser of a Mortgaged Property duly
appointed by the originator of the related Mortgage Loan, who had no interest,
direct or indirect, in such Mortgaged Property or in any loan made on the
security thereof, whose compensation is not affected by the approval or
disapproval of the related Mortgage Loan and who met the minimum qualifications
of Fannie Mae or Freddie Mac.

            Rate Determination Date: As to any Class of LIBOR Certificates and
each Distribution Date (other than the initial Distribution Date), the second
LIBOR Business Day prior to the beginning of the applicable Interest Accrual
Period for such Class and such Distribution Date.

            Rating Agency: Each of Fitch and Moody's. If either such
organization or a successor is no longer in existence, "Rating Agency" shall be
such nationally recognized statistical rating organization, or other comparable
Person, as is designated by the Depositor, notice of which designation shall be
given to the Trustee. References herein to a given rating or rating category of
a Rating Agency shall mean such rating category without giving effect to any
modifiers.

            Realized Loss: With respect to each Liquidated Mortgage Loan, an
amount as of the date of such liquidation, equal to (i) the unpaid principal
balance of the Liquidated Mortgage Loan as of the date of such liquidation, plus
(ii) interest at the Net Mortgage Interest Rate from the Due Date as to which
interest was last paid or advanced (and not reimbursed) to Certificateholders up
to the Due Date in the month in which Liquidation Proceeds are required to be
distributed on the Stated Principal Balance of such Liquidated Mortgage Loan
from time to time, minus (iii) the Liquidation Proceeds, if any, received during
the month in which such liquidation occurred, to the extent applied as
recoveries of interest at the Net Mortgage Interest Rate and to principal of the
Liquidated Mortgage Loan. With respect to each Mortgage Loan that has become the
subject of a Deficient Valuation, if the principal amount due under the related
Mortgage Note has been reduced, the difference between the principal balance of
the Mortgage Loan outstanding immediately prior to such Deficient Valuation and
the principal balance of the Mortgage Loan as reduced by the Deficient
Valuation. With respect to each Mortgage Loan that has become the subject of a
Debt Service Reduction and any Distribution Date, the amount, if any, by which
the principal portion of the related Monthly Payment has been reduced.

            Record Date: The last day of the month (or, if such day is not a
Business Day, the preceding Business Day) preceding the month in which the
related Distribution Date occurs.

            Recovery: As to any Distribution Date and Loan Group, the sum of all
amounts received during the calendar month preceding the month of such
Distribution Date on each Mortgage Loan in such Loan Group subsequent to such
Mortgage Loan being determined to be a Liquidated Mortgage Loan.

            Refinance Mortgage Loan: Any Mortgage Loan the proceeds of which
were not used to purchase the related Mortgaged Property.

            Regular Certificates: As defined in the Preliminary Statement
hereto.

            Regulation AB: Subpart 229.1100 - Asset Backed Securities
(Regulation AB), 17 C.F.R. ss.ss.229.1100-229.1123, as such may be amended from
time to time, and subject to such clarification and interpretation as have been
provided by the Securities and Exchange Commission in the adopting release
(Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg.
1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Securities and Exchange
Commission, or as may be provided by the Securities and Exchange Commission or
its staff from time to time.

            Reimbursement Amount: As defined in Section 2.04.

            Related Group: For Loan Group 1, Group 1; for Loan Group 2, Group 2;
for Loan Group 3, Group 3; for Loan Group 4, Group 4; for Loan Group 5, Group 5;
for Loan Group 6, Group 6; and for Loan Group 7, Group 7.

            Related Loan Group: For Group 1, Loan Group 1; for Group 2, Loan
Group 2; for Group 3, Loan Group 3; for Group 4, Loan Group 4; for Group 5, Loan
Group 5; for Group 6, Loan Group 6; and for Group 7, Loan Group 7.

            Relevant Servicing Criteria: The Servicing Criteria applicable to
the various parties, as set forth on Exhibit Q attached hereto. For
clarification purposes, multiple parties can have responsibility for the same
Relevant Servicing Criteria. With respect to a Servicing Function Participant
engaged by the Trustee or the Servicer, the term "Relevant Servicing Criteria"
may refer to a portion of the Relevant Servicing Criteria applicable to the
Servicer or the Trustee.

            Relief Act: The Servicemembers Civil Relief Act, as it may be
amended from time to time.

            Relief Act Reduction: With respect to any Distribution Date, for any
Mortgage Loan as to which there has been a reduction in the amount of interest
collectible thereon for the most recently ended calendar month as a result of
the application of the Relief Act or comparable state legislation, the amount,
if any, by which (i) interest collectible on such Mortgage Loan for the most
recently ended calendar month is less than (ii) interest accrued pursuant to the
terms of the Mortgage Note on the same principal amount and for the same period
as the interest collectible on such Mortgage Loan for the most recently ended
calendar month.

            REMIC: A "real estate mortgage investment conduit" within the
meaning of Section 860D of the Code.

            REMIC Certificate Maturity Date: The "latest possible maturity date"
of the Regular Certificates and the Components as that term is defined in
Section 2.07.

            REMIC Provisions: Provisions of the federal income tax law relating
to real estate mortgage investment conduits, which appear at Section 860A
through 860G of Subchapter M of Chapter 1 of the Code, and related provisions,
and regulations promulgated thereunder, as the foregoing may be in effect from
time to time, as well as provisions of applicable state laws.

            Remittance Date: As to any Distribution Date, by 2:00 p.m. Eastern
time on the Business Day immediately preceding such Distribution Date.

            REO Disposition Period: As defined in Section 3.14.

            REO Proceeds: Proceeds, net of any related expenses of the Servicer,
received in respect of any REO Property (including, without limitation, proceeds
from the rental of the related Mortgaged Property) which are received prior to
the final liquidation of such Mortgaged Property.

            REO Property: A Mortgaged Property acquired by the Servicer on
behalf of the Trust through foreclosure or deed-in-lieu of foreclosure in
connection with a defaulted Mortgage Loan.

            Reportable Event: As defined in Section 3.22(d).

            Repurchase Price: As to any Defective Mortgage Loan repurchased on
any date pursuant to Section 2.02 or 2.04, an amount equal to the sum of (i) the
unpaid principal balance thereof and (ii) the unpaid accrued interest thereon at
the applicable Mortgage Interest Rate from the Due Date to which interest was
last paid by the Mortgagor to the first day of the month following the month in
which such Mortgage Loan became eligible to be repurchased.

            Request for Release: The Request for Release submitted by the
Servicer to the Trustee or the Custodian on behalf of the Trustee, substantially
in the form of Exhibit E.

            Required Insurance Policy: With respect to any Mortgage Loan, any
insurance policy which is required to be maintained from time to time under this
Agreement in respect of such Mortgage Loan.

            Reserve Fund: The trust account created and maintained by the
Trustee pursuant to Section 3.08(g) which shall be entitled the "Reserve Fund,
Wells Fargo Bank, N.A., as Trustee, in trust for registered Holders of the Class
5-A-1 Certificates of the Banc of America Alternative Loan Trust 2006-2 Mortgage
Pass-Through Certificates, Series 2006-2" and which must be an Eligible Account.
Amounts on deposit in the Reserve Fund shall not be invested. The Reserve Fund
shall not be an asset of any REMIC formed under this Agreement.

            Residual Certificate: The Class 5-A-R Certificate.

            Responsible Officer: When used with respect to the Trustee, any
officer of the Corporate Trust Department of the Trustee, including any Senior
Vice President, any Vice President, any Assistant Vice President, any Assistant
Secretary, any Trust Officer or Assistant Trust Officer, or any other officer of
the Trustee customarily performing functions similar to those performed by any
of the above designated officers and having responsibility for the
administration of this Agreement.

            Restricted Classes: As defined in Section 5.02(d).

            Seller: Bank of America, a national banking association, or its
successor in interest, as seller of the Mortgage Loans under the Mortgage Loan
Purchase Agreement.

            Senior Certificates: The Class 1-CB-1, Class 2-CB-1, Class 3-CB-1,
Class 4-CB-1, Class CB-IO, Class CB-PO, Class 5-A-1, Class 5-A-2, Class 5-A-3,
Class 5-A-4, Class 5-A-5, Class 5-A-6, Class 5-A-R, Class 5-IO, Class 5-PO,
Class 6-A-1, Class 7-A-1, Class 15-IO and Class 15-PO Certificates.

            Senior Credit Support Depletion Date: The date on which the
aggregate Class Certificate Balance of the Subordinate Certificates is reduced
to zero.

            Senior Non-PO Certificates: The Class 1-CB-1, Class 2-CB-1, Class
3-CB-1, Class 4-CB-1, Class CB-IO, Class 5-A-1, Class 5-A-2, Class 5-A-3, Class
5-A-4, Class 5-A-5, Class 5-A-6, Class 5-A-R, Class 5-IO, Class 6-A-1, Class
7-A-1 and Class 15-IO Certificates.

            Senior Percentage: With respect to any Distribution Date and Loan
Group, the percentage, carried six places rounded up, obtained by dividing (i)
the aggregate Class Certificate Balance of the Senior Non-PO Certificates of the
Related Group immediately prior to such Distribution Date by (ii) the Pool
Stated Principal Balance (Non-PO Portion) of such Loan Group immediately prior
to such Distribution Date.

            Senior Prepayment Percentage: For any Distribution Date and Loan
Group during the five years beginning on the first Distribution Date, 100%. The
Senior Prepayment Percentage for any Loan Group for any Distribution Date
occurring on or after the fifth anniversary of the first Distribution Date will,
except as provided herein, be as follows: for any Distribution Date in the first
year thereafter, the Senior Percentage for such Loan Group plus 70% of the
Subordinate Percentage for such Loan Group for such Distribution Date; for any
Distribution Date in the second year thereafter, the Senior Percentage for such
Loan Group plus 60% of the Subordinate Percentage for such Loan Group for such
Distribution Date; for any Distribution Date in the third year thereafter, the
Senior Percentage for such Loan Group plus 40% of the Subordinate Percentage for
such Loan Group for such Distribution Date; for any Distribution Date in the
fourth year thereafter, the Senior Percentage for such Loan Group plus 20% of
the Subordinate Percentage for such Loan Group for such Distribution Date; and
for any Distribution Date in the fifth or later years thereafter, the Senior
Percentage for such Loan Group for such Distribution Date, unless on any of the
foregoing Distribution Dates the Total Senior Percentage exceeds the initial
Total Senior Percentage, in which case the Senior Prepayment Percentage for each
Loan Group for such Distribution Date will once again equal 100%.
Notwithstanding the foregoing, no decrease in the Senior Prepayment Percentage
for any Loan Group will occur unless both of the Senior Step Down Conditions are
satisfied.

            Senior Principal Distribution Amount: As to any Distribution Date
and Loan Group, the sum of (i) the Senior Percentage for such Loan Group of the
applicable Non-PO Percentage of the amounts described in clauses (i)(a) through
(d) of the definition of "Non-PO Principal Amount" for such Distribution Date
and Loan Group and (ii) the Senior Prepayment Percentage for such Loan Group of
(1) the applicable Non-PO Percentage of the amounts described in clauses (i)(e)
and (f) and (2) the amount described in clause (ii) of the definition of "Non-PO
Principal Amount" for such Distribution Date and Loan Group.

            Senior Step Down Conditions: As of any Distribution Date as to which
any decrease in the Senior Prepayment Percentage for any Loan Group applies, (i)
the outstanding principal balance of all Mortgage Loans (including, for this
purpose, any Mortgage Loans in foreclosure, any REO Property and any Mortgage
Loan for which the Mortgagor has filed for bankruptcy after the Closing Date)
delinquent 60 days or more (averaged over the preceding six-month period), as a
percentage of the aggregate Class Certificate Balance of the Subordinate
Certificates, is not equal to or greater than 50% or (ii) cumulative Realized
Losses with respect to the Mortgage Loans as of the applicable Distribution Date
do not exceed the percentages of the Original Subordinate Class Certificate
Balance set forth below:

                                          Percentage of Original
                Distribution Date           Subordinate Class
                    Occurring              Certificate Balance
            --------------------------  --------------------------
            March 2011 through                     30%
              February 2012
            March 2012 through                     35%
              February 2013
            March 2013 through                     40%
              February 2014
            March 2014 through                     45%
              February 2015
            March 2015 and thereafter              50%

            Servicer: Bank of America, a national banking association, or its
successor in interest, in its capacity as servicer of the Mortgage Loans, or any
successor servicer appointed as herein provided.

            Servicer Advance Date: As to any Distribution Date, 11:30 a.m.,
Eastern time, on the Business Day immediately preceding such Distribution Date.

            Servicer Custodial Account: The separate Eligible Account or
Accounts created and maintained by the Servicer pursuant to Section 3.08(b).

            Servicer Custodial Account Reinvestment Income: For each
Distribution Date, all income and gains net of any losses realized since the
preceding Distribution Date from Permitted Investments of funds in the Servicer
Custodial Account.

            Servicer's Certificate: The monthly report required by Section 4.01.

            Servicing Advances: All customary, reasonable and necessary "out of
pocket" costs and expenses incurred in the performance by the Servicer of its
servicing obligations, including, but not limited to (i) the preservation,
restoration and protection of a Mortgaged Property, (ii) expenses reimbursable
to the Servicer pursuant to Section 3.14 and any enforcement or judicial
proceedings, including foreclosures, (iii) the management and liquidation of any
REO Property and (iv) compliance with the obligations under Section 3.12.

            Servicing Compensation: With respect to each Distribution Date, the
sum of (i) the aggregate Servicing Fee for such Distribution Date subject to
reduction as provided in Section 3.17, (ii) any Ancillary Income, (iii) Excess
Proceeds for the preceding month and (iv) the Servicer Custodial Account
Reinvestment Income for such Distribution Date.

            Servicing Criteria: The "servicing criteria" set forth in Item
1122(d) of Regulation AB, as such may be amended from time to time, which as of
the Closing Date are listed on Exhibit Q hereto.

            Servicing Fee: With respect to each Mortgage Loan and Distribution
Date, the amount of the fee payable to the Servicer, which shall, for such
Distribution Date, be equal to one-twelfth of the product of the Servicing Fee
Rate with respect to such Mortgage Loan and the Stated Principal Balance of such
Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the
same Stated Principal Balance and period respecting which any related interest
payment on a Mortgage Loan is computed. The Servicer's right to receive the
Servicing Fee is limited to, and payable solely from, the interest portion
(including recoveries with respect to interest from Liquidation Proceeds and
other proceeds, to the extent permitted by Section 3.11) of related Monthly
Payments collected by the Servicer, or as otherwise provided under Section 3.11.

            Servicing Fee Rate: With respect to each Mortgage Loan, 0.250% per
annum.

            Servicing File: The items pertaining to a particular Mortgage Loan
referred to in Exhibit J hereto, and any additional documents required to be
added to the Servicing File pursuant to the Agreement.

            Servicing Function Participant: Any affiliate, third party vendor or
Subservicer engaged by the Servicer or the Trustee that is participating in the
servicing function with respect to the Mortgage Loans, within the meaning of
Item 1122 of Regulation AB.

            Servicing Officer: Any officer of the Servicer involved in, or
responsible for, the administration and servicing of the Mortgage Loans whose
name appears on a list of servicing officers furnished to the Trustee by the
Servicer, as such list may from time to time be amended.

            Servicing Transfer Costs: All reasonable costs and expenses incurred
by the Trustee in connection with the transfer of servicing from a predecessor
servicer, including, without limitation, any costs or expenses associated with
the complete transfer of all servicing data and the completion, correction or
manipulation of such servicing data as may be required by the Trustee to correct
any errors or insufficiencies in the servicing data or otherwise to enable the
Trustee to service the Mortgage Loans properly and effectively.

            Shift Percentage: As to any Distribution Date, the percentage
indicated below:

              ---------------------------------------------------
              Distribution Date Occurring In          Shift
                                                   Percentage
              ---------------------------------------------------
              March 2006 through February              0%
                2011..................
              ---------------------------------------------------
              March 2011 through February              30%
                2012..................
              ---------------------------------------------------
              March 2012 through February              40%
                2013..................
              ---------------------------------------------------
              March 2013 through February              60%
                2014..................
              ---------------------------------------------------
              March 2014 through February              80%
                2015..................
              ---------------------------------------------------
              March 2015 and thereafter...............100%....
              ---------------------------------------------------

            Similar Law: As defined in Section 6.02(e).

            Sponsor: Bank of America, National Association.

            Stated Principal Balance: As to any Mortgage Loan and date, the
unpaid principal balance of such Mortgage Loan as of the Due Date immediately
preceding such date as specified in the amortization schedule at the time
relating thereto (before any adjustment to such amortization schedule by reason
of any moratorium or similar waiver or grace period) after giving effect to any
previous partial Principal Prepayments and Liquidation Proceeds allocable to
principal (other than with respect to any Liquidated Mortgage Loan) and to the
payment of principal due on such Due Date and irrespective of any delinquency in
payment by the related Mortgagor, and after giving effect to any Deficient
Valuation.

            Subordinate Balance Ratio: As of any date of determination, the
ratio among the principal balances of the Class 1-LS Interest, Class 2-LS
Interest, Class 3-LS Interest, Class 4-LS Interest, Class 5-LS Interest, Class
6-LS Interest and Class 7-LS Interest equal to the ratio among the Group
Subordinate Amounts of Loan Group 1, Loan Group 2, Loan Group 3, Loan Group 4,
Loan Group 5, Loan Group 6 and Loan Group 7.

            Subordinate Certificates: The Class B Certificates.

            Subordinate Percentage: As of any Distribution Date and Loan Group,
100% minus the Senior Percentage for such Loan Group for such Distribution Date.

            Subordinate Prepayment Percentage: As to any Distribution Date and
Loan Group, 100% minus the Senior Prepayment Percentage for such Loan Group for
such Distribution Date.

            Subordinate Principal Distribution Amount: With respect to any
Distribution Date and Loan Group, an amount equal to the sum of (i) the
Subordinate Percentage for such Loan Group of the applicable Non-PO Percentage
of the amounts described in clauses (i)(a) through (d) of the definition of
"Non-PO Principal Amount" for such Distribution Date and Loan Group and (ii) the
Subordinate Prepayment Percentage of (1) the applicable Non-PO Percentage of the
amounts described in clauses (i)(e) and (f) and (2) the amount described in
clause (ii) of the definition of "Non-PO Principal Amount" for such Distribution
Date and Loan Group.

            Subservicer: Any Person with which the Servicer has entered into a
Subservicing Agreement and which satisfies the requirements set forth therein.

            Subservicing Agreement: Any subservicing agreement (which, in the
event the Subservicer is an affiliate of the Servicer, need not be in writing)
between the Servicer and any Subservicer relating to servicing and/or
administration of certain Mortgage Loans as provided in Section 3.02.

            Substitute Mortgage Loan: A Mortgage Loan substituted for a
Defective Mortgage Loan which must, on the date of such substitution (i) have a
Stated Principal Balance, after deduction of the principal portion of the
Monthly Payment due in the month of substitution, not in excess of, and not more
than 10% less than, the Stated Principal Balance of the Defective Mortgage Loan;
(ii) have a Net Mortgage Interest Rate equal to that of the Defective Mortgage
Loan; (iii) have a Loan-to-Value Ratio not higher than that of the Defective
Mortgage Loan; (iv) have a remaining term to maturity not greater than (and not
more than one year less than) that of the Defective Mortgage Loan; and (v)
comply with each Mortgage Loan representation and warranty set forth in this
Agreement relating to the Defective Mortgage Loan. More than one Substitute
Mortgage Loan may be substituted for a Defective Mortgage Loan if such
Substitute Mortgage Loans meet the foregoing attributes in the aggregate.

            Substitution Adjustment Amount: As defined in Section 2.02.

            Tax Matters Person: Any person designated as "tax matters person" in
accordance with Section 5.06 and the manner provided under Treasury Regulation
ss. 1.860F-4(d) and Treasury Regulation ss. 301.6231(a)(7)-1.

            Telerate Page 3750: As defined in Section 5.09.

            Total Covered Amount: As defined in the Mortgage Loan Purchase
Agreement.

            Total Senior Percentage: With respect to any Distribution Date, the
percentage, carried six places rounded up, obtained by dividing the aggregate
Class Certificate Balance of the Senior Non-PO Certificates immediately prior to
such Distribution Date by the aggregate Pool Stated Principal Balance (Non-PO
Portion) of all Loan Groups for such Distribution Date.

            Treasury Regulations: The final and temporary regulations
promulgated under the Code by the U.S. Department of the Treasury.

            Trust: The trust created by this Agreement.

            Trust Estate: The corpus of the Trust created to the extent
described herein, consisting of the Mortgage Loans, such assets as shall from
time to time be identified as deposited in the Servicer Custodial Account or the
Certificate Account or the Reserve Fund, in accordance with this Agreement, REO
Property, the Primary Insurance Policies, any other Required Insurance Policy,
the right to receive any BPP Mortgage Loan Payment and the Trustee's rights
under the Yield Maintenance Agreement.

            Trustee: Wells Fargo Bank, N.A., and any successors-in-interest and,
if a successor trustee is appointed hereunder, such successor, as trustee.

            Trustee Fee: As to any Distribution Date and Loan Group, an amount
equal to one-twelfth of the Trustee Fee Rate multiplied by the aggregate Stated
Principal Balance of the Mortgage Loans in the Related Loan Group immediately
following the Due Date in the month preceding the month in which such
Distribution Date occurs.

            Trustee Fee Rate: With respect to each Mortgage Loan, 0.0045% per
annum.

            Uncertificated Lower-Tier Interest: A regular interest in the
Lower-Tier REMIC which is held as an asset of the Middle-Tier REMIC and is
entitled to monthly distributions as provided in Section 5.02(a) hereof. Any of
the Class 1-L Interest, Class 1-LS Interest, Class 1-LPO Interest, Class 1-LWIO
Interest, Class 2-L Interest, Class 2-LS Interest, Class 2-LPO Interest, Class
2-LWIO Interest, Class 3-L Interest, Class 3-LS Interest, Class 3-LPO Interest,
Class 3-LWIO Interest, Class 4-L Interest, Class 4-LS Interest, Class 4-LPO
Interest, Class 4-LWIO Interest, Class 5-L Interest, Class 5-LS Interest, Class
5-LPO Interest, Class 5-LWIO Interest, Class 6-L Interest, Class 6-LS Interest,
Class 6-LPO Interest, Class 6-LWIO Interest, Class 7-L Interest, Class 7-LS
Interest, Class 7-LPO Interest and Class 7-LWIO Interest are Uncertificated
Lower-Tier Interests.

            Uncertificated Middle-Tier Interest: A regular interest in the
Middle-Tier REMIC which is held as an asset of the Upper-Tier REMIC and is
entitled to monthly distributions as provided in Section 5.02(a) hereof. Any of
the Class 1-CB-M1 Interest, Class 1-CB-MIO Interest, Class 1-CB-MPO Interest,
Class 2-CB-M1 Interest, Class 2-CB-MIO Interest, Class 2-CB-MPO Interest, Class
3-CB-M1 Interest, Class 3-CB-MIO Interest, Class 3-CB-MPO Interest, Class
4-CB-M1 Interest, Class 4-CB-MIO Interest, Class 4-CB-MPO Interest, Class 5-A-M1
Interest, Class 5-A-M3 Interest, Class 5-A-MUR Interest, Class 5-MIO Interest,
Class 5-MPO Interest, Class 6-A-M1 Interest, Class 6-15-MIO Interest, Class
6-15-MPO Interest, Class 7-A-M1 Interest, Class 7-15-MIO Interest, Class
7-15-MPO Interest, Class B-M1 Interest, Class B-M2 Interest, Class B-M3
Interest, Class B-M4 Interest, Class B-M5 Interest and Class B-M6 Interest are
Uncertificated Middle-Tier Interests.

            Underwriting Guidelines: The underwriting guidelines of Bank of
America.

            Upper-Tier Certificate Sub-Account: The sub-account of the
Certificate Account designated by the Trustee pursuant to Section 3.08(f).

            Upper-Tier REMIC: As defined in the Preliminary Statement, the
assets of which consist of the Uncertificated Middle-Tier Interests and such
amounts as shall from time to time be deemed to be held in the Upper-Tier
Certificate Sub-Account.

            U.S. Person: A citizen or resident of the United States, a
corporation or partnership (unless, in the case of a partnership, Treasury
Regulations are adopted that provide otherwise) created or organized in or under
the laws of the United States, any state thereof or the District of Columbia,
including an entity treated as a corporation or partnership for federal income
tax purposes, an estate whose income is subject to United States federal income
tax regardless of its source, or a trust if a court within the United States is
able to exercise primary supervision over the administration of such trust, and
one or more such U.S. Persons have the authority to control all substantial
decisions of such trust (or, to the extent provided in applicable Treasury
Regulations, certain trusts in existence on August 20, 1996 which are eligible
to elect to be treated as U.S. Persons).

            Voting Rights: The portion of the voting rights of all of the
Certificates which is allocated to any Certificate. As of any date of
determination, (a) 1% of all Voting Rights shall be allocated to the Holders of
the Class CB-IO Certificates, (b) 1% of all Voting Rights shall be allocated to
the Holders of the Class 5-A-2 Certificates, (c) 1% of all Voting Rights shall
be allocated to the Holders of the Class 5-IO Certificates, (d) 1% of all Voting
Rights shall be allocated to the Holders of the Class 15-IO Certificates, (e) 1%
of all Voting Rights shall be allocated to the Holder of the Residual
Certificate and (f) the remaining Voting Rights shall be allocated among Holders
of the remaining Classes of Certificates in proportion to the Certificate
Balances of their respective Certificates on such date.

            Yield Maintenance Agreement: The yield maintenance agreement between
the Trustee, on behalf of the Trust, and the Counterparty, which will be for the
benefit of the Class 5-A-1 Certificates, substantially in the form attached
hereto as Exhibit S. The Yield Maintenance Agreement shall not be an asset of
any REMIC formed under this Agreement.

            Yield Maintenance Agreement Payment: For any Distribution Date
(other than the Distribution Date in March 2006) prior to and including the
Distribution Date in August 2009, the amount, if any, required to be paid by the
Counterparty to the Trustee under the Yield Maintenance Agreement.

            Section 1.02 Interest Calculations. All calculations of interest
will be made on a 360-day year consisting of twelve 30-day months. All dollar
amounts calculated hereunder shall be rounded to the nearest penny with one-half
of one penny being rounded down.

            Section 1.03 Fiscal Year. The fiscal year of the Trust will be the
calendar year.

                                   ARTICLE II

                          CONVEYANCE OF MORTGAGE LOANS
                        ORIGINAL ISSUANCE OF CERTIFICATES

            Section 2.01 Conveyance of Mortgage Loans. (a) The Depositor,
concurrently with the execution and delivery hereof, hereby sells, transfers,
assigns, sets over and otherwise conveys to the Trustee on behalf of the Trust
for the benefit of the Certificateholders, without recourse, all the right,
title and interest of the Depositor in and to the Mortgage Loans, including all
interest and principal received on or with respect to the Mortgage Loans (other
than payments of principal and interest due and payable on the Mortgage Loans on
or before the Cut-off Date). The foregoing sale, transfer, assignment and set
over does not and is not intended to result in a creation of an assumption by
the Trustee of any obligation of the Depositor or any other Person in connection
with the Mortgage Loans or any agreement or instrument relating thereto, except
as specifically set forth herein. In addition, the Depositor, concurrently with
the execution and delivery hereof, hereby sells, transfers, assigns, sets over
and otherwise conveys to the Trustee on behalf of the Trust for the benefit of
the Certificateholders, without recourse, the Depositor's rights to receive any
BPP Mortgage Loan Payment. It is agreed and understood by the parties hereto
that it is not intended that any mortgage loan be included in the Trust that is
a "High-Cost Home Loan" as defined in any of (i) the New Jersey Home Ownership
Act effective November 27, 2003, (ii) the New Mexico Home Loan Protection Act
effective January 1, 2004, (iii) the Massachusetts Predatory Home Loan Practices
Act effective November 7, 2004 or (iv) the Indiana Home Loan Practices Act,
effective January 1, 2005.

            (b) In connection with such transfer and assignment, the Depositor
shall deliver or cause to be delivered to the Trustee, for the benefit of the
Certificateholders, the following documents or instruments with respect to each
Mortgage Loan so assigned:

            (i) the original Mortgage Note, endorsed by manual or facsimile
      signature in the following form: "Pay to the order of Wells Fargo Bank,
      N.A., as trustee for the holders of the Banc of America Alternative Loan
      Trust 2006-2 Mortgage Pass-Through Certificates, Series 2006-2, without
      recourse," with all necessary intervening endorsements showing a complete
      chain of endorsement from the originator to the Trustee (each such
      endorsement being sufficient to transfer all right, title and interest of
      the party so endorsing, as noteholder or assignee thereof, in and to that
      Mortgage Note);

            (ii) except as provided below, the original recorded Mortgage with
      evidence of a recording thereon, or if any such Mortgage has not been
      returned from the applicable recording office or has been lost, or if such
      public recording office retains the original recorded Mortgage, a copy of
      such Mortgage certified by the Depositor as being a true and correct copy
      of the Mortgage;

            (iii) subject to the provisos at the end of this paragraph, a duly
      executed Assignment of Mortgage to "Wells Fargo Bank, N.A., as trustee for
      the holders of the Banc of America Alternative Loan Trust 2006-2 Mortgage
      Pass-Through Certificates, Series 2006-2" (which may be included in a
      blanket assignment or assignments), together with, except as provided
      below, originals of all interim recorded assignments of such mortgage or a
      copy of such interim assignment certified by the Depositor as being a true
      and complete copy of the original recorded intervening assignments of
      Mortgage (each such assignment, when duly and validly completed, to be in
      recordable form and sufficient to effect the assignment of and transfer to
      the assignee thereof, under the Mortgage to which the assignment relates);
      provided that, if the related Mortgage has not been returned from the
      applicable public recording office, such Assignment of Mortgage may
      exclude the information to be provided by the recording office; and
      provided, further, if the related Mortgage has been recorded in the name
      of Mortgage Electronic Registration Systems, Inc. ("MERS") or its
      designee, no Assignment of Mortgage in favor of the Trustee will be
      required to be prepared or delivered and instead, the Servicer shall take
      all actions as are necessary to cause the Trust to be shown as the owner
      of the related Mortgage Loan on the records of MERS for purposes of the
      system of recording transfers of beneficial ownership of mortgages
      maintained by MERS;

            (iv) the originals of all assumption, modification, consolidation or
      extension agreements, if any, with evidence of recording thereon, if any;

            (v) any of (A) the original or duplicate original mortgagee title
      insurance policy and all riders thereto, (B) a title search showing no
      lien (other than standard exceptions of the type described in Section 2.04
      (viii)) on the Mortgaged Property senior to the lien of the Mortgage or
      (C) an opinion of counsel of the type customarily rendered in the
      applicable jurisdiction in lieu of a title insurance policy;

            (vi) the original of any guarantee executed in connection with the
      Mortgage Note;

            (vii) for each Mortgage Loan, if any, which is secured by a
      residential long-term lease, a copy of the lease with evidence of
      recording indicated thereon, or, if the lease is in the process of being
      recorded, a photocopy of the lease, certified by an officer of the
      respective prior owner of such Mortgage Loan or by the applicable title
      insurance company, closing/settlement/escrow agent or company or closing
      attorney to be a true and correct copy of the lease transmitted for
      recordation;

            (viii) the original of any security agreement, chattel mortgage or
      equivalent document executed in connection with the Mortgage; and

            (ix) for each Mortgage Loan secured by Co-op Shares, the originals
      of the following documents or instruments:

                  (A) The stock certificate;

                  (B) The stock power executed in blank;

                  (C) The executed proprietary lease;

                  (D) The executed recognition agreement;

                  (E) The executed assignment of recognition agreement, if any;

                  (F) The executed UCC-1 financing statement with evidence of
            recording thereon; and

                  (G) Executed UCC-3 financing statements or other appropriate
            UCC financing statements required by state law, evidencing a
            complete and unbroken line from the mortgagee to the Trustee with
            evidence of recording thereon (or in a form suitable for
            recordation).

provided, however, that on the Closing Date, with respect to item (iii), the
Depositor has delivered to the Trustee a copy of such Assignment of Mortgage in
blank and has caused the Servicer to retain the completed Assignment of Mortgage
for recording as described below, unless such Mortgage has been recorded in the
name of MERS or its designee. In addition, if the Depositor is unable to deliver
or cause the delivery of any original Mortgage Note due to the loss of such
original Mortgage Note, the Depositor may deliver a copy of such Mortgage Note,
together with a lost note affidavit, and shall thereby be deemed to have
satisfied the document delivery requirements of this Section 2.01(b).

            If in connection with any Mortgage Loans, the Depositor cannot
deliver (A) the Mortgage, (B) all interim recorded assignments, (C) all
assumption, modification, consolidation or extension agreements, if any, or (D)
the lender's title policy, if any, (together with all riders thereto) satisfying
the requirements of clause (ii), (iii), (iv) or (v) above, respectively,
concurrently with the execution and delivery hereof because such document or
documents have not been returned from the applicable public recording office in
the case of clause (ii), (iii) or (iv) above, or because the title policy, if
any, has not been delivered to either the Servicer or the Depositor by the
applicable title insurer in the case of clause (v) above, the Depositor shall
promptly deliver or cause to be delivered to the Trustee or the Custodian on
behalf of the Trustee, in the case of clause (ii), (iii) or (iv) above, such
Mortgage, such interim assignment or such assumption, modification,
consolidation or extension agreement, as the case may be, with evidence of
recording indicated thereon upon receipt thereof from the public recording
office, but in no event shall any such delivery of any such documents or
instruments be made later than one year following the Closing Date, unless, in
the case of clause (ii), (iii) or (iv) above, there has been a continuing delay
at the applicable recording office or, in the case of clause (v), there has been
a continuing delay at the applicable insurer and the Depositor has delivered the
Officer's Certificate to such effect to the Trustee. The Depositor shall forward
or cause to be forwarded to the Trustee (1) from time to time additional
original documents evidencing an assumption or modification of a Mortgage Loan
and (2) any other documents required to be delivered by the Depositor or the
Servicer to the Trustee or the Custodian on the Trustee's behalf. In the event
that the original Mortgage is not delivered and in connection with the payment
in full of the related Mortgage Loan the public recording office requires the
presentation of a "lost instruments affidavit and indemnity" or any equivalent
document, because only a copy of the Mortgage can be delivered with the
instrument of satisfaction or reconveyance, the Servicer shall prepare, execute
and deliver or cause to be prepared, executed and delivered, on behalf of the
Trust, such a document to the public recording office.

            As promptly as practicable subsequent to such transfer and
assignment, and in any event, within 30 days thereafter, the Servicer shall
(except for any Mortgage which has been recorded in the name of MERS or its
designee) (I) cause each Assignment of Mortgage to be in proper form for
recording in the appropriate public office for real property records within 30
days of the Closing Date and (II) at the Depositor's expense, cause to be
delivered for recording in the appropriate public office for real property
records the Assignments of the Mortgages to the Trustee, except that, with
respect to any Assignment of a Mortgage as to which the Servicer has not
received the information required to prepare such assignment in recordable form,
the Servicer's obligation to do so and to deliver the same for such recording
shall be as soon as practicable after receipt of such information and in any
event within 30 days after the receipt thereof and, no recording of an
Assignment of Mortgage will be required in a state if either (i) the Depositor
furnishes to the Trustee an unqualified Opinion of Counsel reasonably acceptable
to the Trustee to the effect that recordation of such assignment is not
necessary under applicable state law to preserve the Trustee's interest in the
related Mortgage Loan against the claim of any subsequent transferee of such
Mortgage Loan or any successor to, or creditor of, the Depositor or the
originator of such Mortgage Loan or (ii) the recordation of an Assignment of
Mortgage in such state is not required by either Rating Agency in order to
obtain the initial ratings on the Certificates on the Closing Date. Set forth on
Exhibit L attached hereto is a list of all states where recordation is required
by either Rating Agency to obtain the initial ratings of the Certificates. The
Trustee may rely and shall be protected in relying upon the information
contained in such Exhibit L.

            In the case of Mortgage Loans that have been prepaid in full as of
the Closing Date, the Depositor, in lieu of delivering the above documents to
the Trustee, or the Custodian on the Trustee's behalf, will cause the Servicer
to deposit in the Servicer Custodial Account the portion of such payment that is
required to be deposited in the Servicer Custodial Account pursuant to Section
3.08.

            Section 2.02 Acceptance by the Trustee of the Mortgage Loans.
Subject to the provisions of the following paragraph, the Trustee declares that
it, or the Custodian as its agent, will hold the documents referred to in
Section 2.01 and the other documents delivered to it constituting the Mortgage
Files, and that it will hold such other assets as are included in the Trust
Estate, in trust for the exclusive use and benefit of all present and future
Certificateholders. Upon execution and delivery of this document, the Trustee
shall deliver or cause the Custodian to deliver to the Depositor, the Trustee
and the Servicer a certification in the form of Exhibit M hereto (the "Initial
Certification") to the effect that, except as may be specified in a list of
exceptions attached thereto, it has received the original Mortgage Note relating
to each of the Mortgage Loans listed on the Mortgage Loan Schedule.

            Within 90 days after the execution and delivery of this Agreement,
the Trustee shall review, or cause the Custodian to review, the Mortgage Files
in its possession, and shall deliver to the Depositor, the Trustee and the
Servicer a certification in the form of Exhibit N hereto (the "Final
Certification") to the effect that, as to each Mortgage Loan listed in the
Mortgage Loan Schedule, except as may be specified in a list of exceptions
attached to such Final Certification, such Mortgage File contains all of the
items required to be delivered pursuant to Section 2.01(b).

            If, in the course of such review, the Trustee or the Custodian finds
any document constituting a part of a Mortgage File which does not meet the
requirements of Section 2.01 or is omitted from such Mortgage File, the Trustee
shall promptly so notify the Servicer and the Depositor, or shall cause the
Custodian to promptly so notify the Servicer and the Depositor. In performing
any such review, the Trustee or the Custodian may conclusively rely on the
purported genuineness of any such document and any signature thereon. It is
understood that the scope of the Trustee's or the Custodian's review of the
Mortgage Files is limited solely to confirming that the documents listed in
Section 2.01 have been received and further confirming that any and all
documents delivered pursuant to Section 2.01 appear on their face to have been
executed and relate to the Mortgage Loans identified in the Mortgage Loan
Schedule based solely upon the review of items (i) and (xi) in the definition of
Mortgage Loan Schedule. Neither the Trustee nor the Custodian shall have any
responsibility for determining whether any document is valid and binding,
whether the text of any assignment or endorsement is in proper or recordable
form, whether any document has been recorded in accordance with the requirements
of any applicable jurisdiction, or whether a blanket assignment is permitted in
any applicable jurisdiction. The Depositor hereby covenants and agrees that it
will promptly correct or cure such defect within 90 days from the date it was so
notified of such defect and, if the Depositor does not correct or cure such
defect within such period, the Depositor will either (a) substitute for the
related Mortgage Loan a Substitute Mortgage Loan, which substitution shall be
accomplished in the manner and subject to the conditions set forth below or (b)
purchase such Mortgage Loan from the Trustee at the Repurchase Price for such
Mortgage Loan; provided, however, that in no event shall such a substitution
occur more than two years from the Closing Date; provided, further, that such
substitution or repurchase shall occur within 90 days of when such defect was
discovered if such defect will cause the Mortgage Loan not to be a "qualified
mortgage" within the meaning of Section 860G(a)(3) of the Code.

            With respect to each Substitute Mortgage Loan the Depositor shall
deliver to the Trustee, for the benefit of the Certificateholders, the Mortgage
Note, the Mortgage, the related Assignment of Mortgage (except for any Mortgage
which has been recorded in the name of MERS or its designee), and such other
documents and agreements as are otherwise required by Section 2.01, with the
Mortgage Note endorsed and the Mortgage assigned as required by Section 2.01. No
substitution is permitted to be made in any calendar month after the
Determination Date for such month. Monthly Payments due with respect to any such
Substitute Mortgage Loan in the month of substitution shall not be part of the
Trust Estate and will be retained by the Depositor. For the month of
substitution, distributions to Certificateholders will include the Monthly
Payment due for such month on any Defective Mortgage Loan for which the
Depositor has substituted a Substitute Mortgage Loan.

            The Servicer shall amend the Mortgage Loan Schedule for the benefit
of the Certificateholders to reflect the removal of each Mortgage Loan that has
become a Defective Mortgage Loan and the substitution of the Substitute Mortgage
Loan or Loans and the Servicer shall deliver the amended Mortgage Loan Schedule
to the Trustee and the Custodian. Upon such substitution, each Substitute
Mortgage Loan shall be subject to the terms of this Agreement in all respects,
and the Depositor shall be deemed to have made to the Trustee with respect to
such Substitute Mortgage Loan, as of the date of substitution, the
representations and warranties made pursuant to Section 2.04. Upon any such
substitution and the deposit to the Servicer Custodial Account of any required
Substitution Adjustment Amount (as described in the next paragraph) and receipt
of a Request for Release, the Trustee shall release, or shall direct the
Custodian to release, the Mortgage File relating to such Defective Mortgage Loan
to the Depositor and shall execute and deliver at the Depositor's direction such
instruments of transfer or assignment prepared by the Depositor, in each case
without recourse, as shall be necessary to vest title in the Depositor, or its
designee, to the Trustee's interest in any Defective Mortgage Loan substituted
for pursuant to this Section 2.02.

            For any month in which the Depositor substitutes one or more
Substitute Mortgage Loans for one or more Defective Mortgage Loans, the amount
(if any) by which the aggregate principal balance of all such Substitute
Mortgage Loans in a Loan Group as of the date of substitution is less than the
aggregate Stated Principal Balance of all such Defective Mortgage Loans in such
Loan Group (after application of the principal portion of the Monthly Payments
due in the month of substitution) (the "Substitution Adjustment Amount" for such
Loan Group) plus an amount equal to the aggregate of any unreimbursed Advances
with respect to such Defective Mortgage Loans shall be deposited into the
Servicer Custodial Account by the Depositor on or before the Remittance Date for
the Distribution Date in the month succeeding the calendar month during which
the related Mortgage Loan is required to be purchased or replaced hereunder.

            The Trustee shall retain or shall cause the Custodian to retain
possession and custody of each Mortgage File in accordance with and subject to
the terms and conditions set forth herein. The Servicer shall promptly deliver
to the Trustee, upon the execution or, in the case of documents requiring
recording, receipt thereof, the originals of such other documents or instruments
constituting the Mortgage File as come into the Servicer's possession from time
to time.

            It is understood and agreed that the obligation of the Depositor to
substitute for or to purchase any Mortgage Loan which does not meet the
requirements of Section 2.01 shall constitute the sole remedy respecting such
defect available to the Trustee and any Certificateholder against the Depositor.

            The Trustee or the Custodian, on behalf of the Trustee, shall be
under no duty or obligation (i) to inspect, review or examine any such
documents, instruments, certificates or other papers to determine that they are
genuine, enforceable, or appropriate for the represented purpose or that they
are other than what they purport to be on their face or (ii) to determine
whether any Mortgage File should include any of the documents specified in
Section 2.01(b)(iv), (vi), (vii), (viii) and (ix). In connection with making the
certifications required hereunder, to the extent a title search or opinion of
counsel has been provided in lieu of a title policy for any Mortgage Loan, the
Trustee shall only be responsible for confirming that a title search or opinion
of counsel has been provided for such Mortgage Loan and shall not be deemed to
have certified that the content of such title search or opinion of counsel is
sufficient to meet the requirements of Section 2.01(b)(v).

            Section 2.03 Representations and Warranties of the Servicer. The
Servicer hereby makes the following representations and warranties to the
Depositor and the Trustee, as of the Closing Date:

            (i) The Servicer is a national banking association duly organized,
      validly existing, and in good standing under the federal laws of the
      United States of America and has all licenses necessary to carry on its
      business as now being conducted and is licensed, qualified and in good
      standing in each of the states where a Mortgaged Property is located if
      the laws of such state require licensing or qualification in order to
      conduct business of the type conducted by the Servicer. The Servicer has
      power and authority to execute and deliver this Agreement and to perform
      in accordance herewith; the execution, delivery and performance of this
      Agreement (including all instruments of transfer to be delivered pursuant
      to this Agreement) by the Servicer and the consummation of the
      transactions contemplated hereby have been duly and validly authorized.
      This Agreement, assuming due authorization, execution and delivery by the
      other parties hereto, evidences the valid, binding and enforceable
      obligation of the Servicer, subject to applicable law except as
      enforceability may be limited by (A) bankruptcy, insolvency, liquidation,
      receivership, moratorium, reorganization or other similar laws affecting
      the enforcement of creditors' rights generally or creditors of national
      banks and (B) general principles of equity, whether enforcement is sought
      in a proceeding in equity or at law. All requisite corporate action has
      been taken by the Servicer to make this Agreement valid and binding upon
      the Servicer in accordance with its terms.

            (ii) No consent, approval, authorization or order is required for
      the transactions contemplated by this Agreement from any court,
      governmental agency or body, or federal or state regulatory authority
      having jurisdiction over the Servicer is required or, if required, such
      consent, approval, authorization or order has been or will, prior to the
      Closing Date, be obtained.

            (iii) The consummation of the transactions contemplated by this
      Agreement are in the ordinary course of business of the Servicer and will
      not result in the breach of any term or provision of the charter or
      by-laws of the Servicer or result in the breach of any term or provision
      of, or conflict with or constitute a default under or result in the
      acceleration of any obligation under, any agreement, indenture or loan or
      credit agreement or other instrument to which the Servicer or its property
      is subject, or result in the violation of any law, rule, regulation,
      order, judgment or decree to which the Servicer or its property is
      subject.

            (iv) There is no action, suit, proceeding or investigation pending
      or, to the best knowledge of the Servicer, threatened against the Servicer
      which, either individually or in the aggregate, would result in any
      material adverse change in the business, operations, financial condition,
      properties or assets of the Servicer, or in any material impairment of the
      right or ability of the Servicer to carry on its business substantially as
      now conducted or which would draw into question the validity of this
      Agreement or the Mortgage Loans or of any action taken or to be taken in
      connection with the obligations of the Servicer contemplated herein, or
      which would materially impair the ability of the Servicer to perform under
      the terms of this Agreement.

            (v) The Servicer has fully furnished, and shall continue to fully
      furnish for so long as it is servicing the Mortgage Loans hereunder, in
      accordance with the Fair Credit Reporting Act and its implementing
      regulations, accurate and complete information on the related Mortgagor
      credit files to Equifax, Experian and Trans Union Credit Information
      Company on a monthly basis.

            The representations and warranties made pursuant to this Section
2.03 shall survive delivery of the respective Mortgage Files to the Trustee for
the benefit of the Certificateholders. Upon discovery by any of the Depositor,
the Servicer or the Trustee of a breach of any of the representations or
warranties set forth in this Section 2.03, the party discovering such breach
shall give prompt written notice to the other parties.

            Section 2.04 Representations and Warranties of the Depositor as to
the Mortgage Loans. The Depositor hereby represents and warrants to the Trustee
with respect to the Mortgage Loans or each Mortgage Loan, as the case may be, as
of the date hereof or such other date set forth herein that as of the Closing
Date:

            (i) The information set forth in the Mortgage Loan Schedule is true
      and correct in all material respects.

            (ii) There are no delinquent taxes, ground rents, governmental
      assessments, insurance premiums, leasehold payments, including assessments
      payable in future installments or other outstanding charges affecting the
      lien priority of the related Mortgaged Property.

            (iii) The terms of the Mortgage Note and the Mortgage have not been
      impaired, waived, altered or modified in any respect, except by written
      instruments, recorded in the applicable public recording office if
      necessary to maintain the lien priority of the Mortgage, and which have
      been delivered to the Trustee; the substance of any such waiver,
      alteration or modification has been approved by the insurer under the
      Primary Insurance Policy, if any, the title insurer, to the extent
      required by the related policy, and is reflected on the Mortgage Loan
      Schedule. No instrument of waiver, alteration or modification has been
      executed, and no Mortgagor has been released, in whole or in part, except
      in connection with an assumption agreement approved by the insurer under
      the Primary Insurance Policy, if any, the title insurer, to the extent
      required by the policy, and which assumption agreement has been delivered
      to the Trustee.

            (iv) The Mortgage Note and the Mortgage are not subject to any right
      of rescission, set-off, counterclaim or defense, including the defense of
      usury, nor will the operation of any of the terms of the Mortgage Note and
      the Mortgage, or the exercise of any right thereunder, render either the
      Mortgage Note or the Mortgage unenforceable, in whole or in part, or
      subject to any right of rescission, set-off, counterclaim or defense,
      including the defense of usury and no such right of rescission, set-off,
      counterclaim or defense has been asserted with respect thereto.

            (v) All buildings upon the Mortgaged Property are insured by an
      insurer generally acceptable to prudent mortgage lending institutions
      against loss by fire, hazards of extended coverage and such other hazards
      as are customary in the area the Mortgaged Property is located, pursuant
      to insurance policies conforming to the requirements of Customary
      Servicing Procedures and this Agreement. All such insurance policies
      contain a standard mortgagee clause naming the originator of the Mortgage
      Loan, its successors and assigns as mortgagee and all premiums thereon
      have been paid. If the Mortgaged Property is in an area identified on a
      flood hazard map or flood insurance rate map issued by the Federal
      Emergency Management Agency as having special flood hazards (and such
      flood insurance has been made available), a flood insurance policy meeting
      the requirements of the current guidelines of the Federal Insurance
      Administration is in effect which policy conforms to the requirements of
      Fannie Mae or Freddie Mac. The Mortgage obligates the Mortgagor thereunder
      to maintain all such insurance at the Mortgagor's cost and expense, and on
      the Mortgagor's failure to do so, authorizes the holder of the Mortgage to
      maintain such insurance at Mortgagor's cost and expense and to seek
      reimbursement therefor from the Mortgagor.

            (vi) Any and all requirements of any federal, state or local law
      including, without limitation, usury, truth in lending, real estate
      settlement procedures, consumer credit protections, all applicable
      predatory and abusive lending laws, equal credit opportunity or disclosure
      laws applicable to the origination and servicing of Mortgage Loan have
      been complied with.

            (vii) The Mortgage has not been satisfied, canceled, subordinated or
      rescinded, in whole or in part (other than as to Principal Prepayments in
      full which may have been received prior to the Closing Date), and the
      Mortgaged Property has not been released from the lien of the Mortgage, in
      whole or in part, nor has any instrument been executed that would effect
      any such satisfaction, cancellation, subordination, rescission or release.

            (viii) The Mortgage is a valid, existing and enforceable first lien
      on the Mortgaged Property, including all improvements on the Mortgaged
      Property subject only to (A) the lien of current real property taxes and
      assessments not yet due and payable, (B) covenants, conditions and
      restrictions, rights of way, easements and other matters of the public
      record as of the date of recording being acceptable to mortgage lending
      institutions generally and specifically referred to in the lender's title
      insurance policy delivered to the originator of the Mortgage Loan and
      which do not adversely affect the Appraised Value of the Mortgaged
      Property, (C) if the Mortgaged Property consists of Co-op Shares, any lien
      for amounts due to the cooperative housing corporation for unpaid
      assessments or charges or any lien of any assignment of rents or
      maintenance expenses secured by the real property owned by the cooperative
      housing corporation, and (D) other matters to which like properties are
      commonly subject which do not materially interfere with the benefits of
      the security intended to be provided by the Mortgage or the use,
      enjoyment, value or marketability of the related Mortgaged Property. Any
      security agreement, chattel mortgage or equivalent document related to and
      delivered in connection with the Mortgage Loan establishes and creates a
      valid, existing and enforceable first lien and first priority security
      interest on the property described therein and the Depositor has the full
      right to sell and assign the same to the Trustee.

            (ix) The Mortgage Note and the related Mortgage are genuine and each
      is the legal, valid and binding obligation of the maker thereof,
      enforceable in accordance with its terms except as enforceability may be
      limited by (A) bankruptcy, insolvency, liquidation, receivership,
      moratorium, reorganization or other similar laws affecting the enforcement
      of the rights of creditors and (B) general principles of equity, whether
      enforcement is sought in a proceeding in equity or at law.

            (x) All parties to the Mortgage Note and the Mortgage had legal
      capacity to enter into the Mortgage Loan and to execute and deliver the
      Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage
      have been duly and properly executed by such parties.

            (xi) The proceeds of the Mortgage Loan have been fully disbursed to
      or for the account of the Mortgagor and there is no obligation for the
      Mortgagee to advance additional funds thereunder and any and all
      requirements as to completion of any on-site or off-site improvements and
      as to disbursements of any escrow funds therefor have been complied with.
      All costs, fees and expenses incurred in making or closing the Mortgage
      Loan and the recording of the Mortgage have been paid, and the Mortgagor
      is not entitled to any refund of any amounts paid or due to the Mortgagee
      pursuant to the Mortgage Note or Mortgage.

            (xii) To the best of the Depositor's knowledge, all parties which
      have had any interest in the Mortgage Loan, whether as mortgagee,
      assignee, pledgee or otherwise, are (or, during the period in which they
      held and disposed of such interest, were) in compliance with any and all
      applicable "doing business" and licensing requirements of the laws of the
      state wherein the Mortgaged Property is located.

            (xiii) (A) The Mortgage Loan is covered by an ALTA lender's title
      insurance policy, acceptable to Fannie Mae or Freddie Mac, issued by a
      title insurer acceptable to Fannie Mae or Freddie Mac and qualified to do
      business in the jurisdiction where the Mortgaged Property is located,
      insuring (subject to the exceptions contained in (viii)(A) and (B) above)
      the Seller, its successors and assigns as to the first priority lien of
      the Mortgage in the original principal amount of the Mortgage Loan, (B) a
      title search has been done showing no lien (other than the exceptions
      contained in (viii)(A) and (B) above) on the related Mortgaged Property
      senior to the lien of the Mortgage or (C) in the case of any Mortgage Loan
      secured by a Mortgaged Property located in a jurisdiction where such
      policies are generally not available, an opinion of counsel of the type
      customarily rendered in such jurisdiction in lieu of title insurance is
      instead received. For each Mortgage Loan covered by a title insurance
      policy (x) the Depositor is the sole insured of such lender's title
      insurance policy, and such lender's title insurance policy is in full
      force and effect and will be in full force and effect upon the
      consummation of the transactions contemplated by this Agreement and (y) no
      claims have been made under such lender's title insurance policy, and the
      Depositor has not done, by act or omission, anything which would impair
      the coverage of such lender's title insurance policy.

            (xiv) There is no default, breach, violation or event of
      acceleration existing under the Mortgage or the Mortgage Note and no event
      which, with the passage of time or with notice and the expiration of any
      grace or cure period, would constitute a default, breach, violation or
      event of acceleration, and the Seller has not waived any default, breach,
      violation or event of acceleration.

            (xv) As of the date of origination of the Mortgage Loan, there had
      been no mechanics' or similar liens or claims filed for work, labor or
      material (and no rights are outstanding that under law could give rise to
      such lien) affecting the related Mortgaged Property which are or may be
      liens prior to, or equal or coordinate with, the lien of the related
      Mortgage.

            (xvi) All improvements which were considered in determining the
      Appraised Value of the related Mortgaged Property lay wholly within the
      boundaries and building restriction lines of the Mortgaged Property, and
      no improvements on adjoining properties encroach upon the Mortgaged
      Property.

            (xvii) The Mortgage Loan was originated by a savings and loan
      association, savings bank, commercial bank, credit union, insurance
      company, or similar institution which is supervised and examined by a
      federal or state authority, or by a mortgagee approved by the Secretary of
      Housing and Urban Development pursuant to sections 203 and 211 of the
      National Housing Act.

            (xviii) Principal payments on the Mortgage Loan commenced no more
      than sixty days after the proceeds of the Mortgaged Loan were disbursed.
      The Mortgage Loans are 10 to 30-year fixed rate mortgage loans having an
      original term to maturity of not more than 30 years, with interest payable
      in arrears on the first day of the month. Each Mortgage Note requires a
      monthly payment which is sufficient to fully amortize the original
      principal balance over the original term thereof and to pay interest at
      the related Mortgage Interest Rate. The Mortgage Note does not permit
      negative amortization.

            (xix) There is no proceeding pending or, to the Depositor's
      knowledge, threatened for the total or partial condemnation of the
      Mortgaged Property. The Mortgaged Property is in good repair and is
      undamaged by waste, fire, earthquake or earth movement, windstorm, flood,
      tornado or other casualty, so as to affect adversely the value of the
      Mortgaged Property as security for the Mortgage Loan or the use for which
      the premises were intended.

            (xx) The Mortgage and related Mortgage Note contain customary and
      enforceable provisions such as to render the rights and remedies of the
      holder thereof adequate for the realization against the Mortgaged Property
      of the benefits of the security provided thereby, including (A) in the
      case of a Mortgage designated as a deed of trust, by trustee's sale, and
      (B) otherwise by judicial foreclosure. To the best of the Depositor's
      knowledge, following the date of origination of the Mortgage Loan, the
      Mortgaged Property has not been subject to any bankruptcy proceeding or
      foreclosure proceeding and the Mortgagor has not filed for protection
      under applicable bankruptcy laws. There is no homestead or other exemption
      or right available to the Mortgagor or any other person which would
      interfere with the right to sell the Mortgaged Property at a trustee's
      sale or the right to foreclose the Mortgage.

            (xxi) Other than any Borrowers Protection Plan(R) addendum to the
      Mortgage Note of a BPP Mortgage Loan, the Mortgage Note and Mortgage are
      on forms acceptable to Fannie Mae or Freddie Mac.

            (xxii) The Mortgage Note is not and has not been secured by any
      collateral except the lien of the corresponding Mortgage on the Mortgaged
      Property and the security interest of any applicable security agreement or
      chattel mortgage referred to in (viii) above.

            (xxiii) Each appraisal of the related Mortgaged Property, is in a
      form acceptable to Fannie Mae or Freddie Mac and such appraisal complies
      with the requirements of FIRREA, and was made and signed, prior to the
      approval of the Mortgage Loan application, by a Qualified Appraiser.

            (xxiv) In the event the Mortgage constitutes a deed of trust, a
      trustee, duly qualified under applicable law to serve as such, has been
      properly designated and currently so serves, and no fees or expenses are
      or will become payable by the Trustee to the trustee under the deed of
      trust, except in connection with a trustee's sale after default by the
      Mortgagor.

            (xxv) No Mortgage Loan is a graduated payment mortgage loan, no
      Mortgage Loan has a shared appreciation or other contingent interest
      feature, and no Mortgage Loan contains any "buy-down" feature.

            (xxvi) The Mortgagor has received all disclosure materials required
      by applicable law with respect to the making of mortgage loans of the same
      type as the Mortgage Loan and rescission materials required by applicable
      law if the Mortgage Loan is a Refinance Mortgage Loan.

            (xxvii) Each Primary Insurance Policy to which any Mortgage Loan is
      subject will be issued by an insurer acceptable to Fannie Mae or Freddie
      Mac, which insures that portion of the Mortgage Loan in excess of the
      portion of the Appraised Value of the Mortgaged Property required by
      Fannie Mae. All provisions of such Primary Insurance Policy have been and
      are being complied with, such policy is in full force and effect, and all
      premiums due thereunder have been paid. Any Mortgage subject to any such
      Primary Insurance Policy obligates the Mortgagor thereunder to maintain
      such insurance and to pay all premiums and charges in connection therewith
      at least until Loan-to-Value Ratio of such Mortgage Loan is reduced to
      less than 80%. The Mortgage Interest Rate for the Mortgage Loan does not
      include any such insurance premium.

            (xxviii) To the best of the Depositor's knowledge as of the date of
      origination of the Mortgage Loan, (A) the Mortgaged Property is lawfully
      occupied under applicable law, (B) all inspections, licenses and
      certificates required to be made or issued with respect to all occupied
      portions of the Mortgaged Property and, with respect to the use and
      occupancy of the same, including but not limited to certificates of
      occupancy, have been made or obtained from the appropriate authorities and
      (C) no improvement located on or part of the Mortgaged Property is in
      violation of any zoning law or regulation.

            (xxix) The Assignment of Mortgage (except with respect to any
      Mortgage that has been recorded in the name of MERS or its designee) is in
      recordable form and is acceptable for recording under the laws of the
      jurisdiction in which the Mortgaged Property is located.

            (xxx) All payments required to be made prior to the Cut-off Date for
      such Mortgage Loan under the terms of the Mortgage Note have been made and
      no Mortgage Loan has been more than 30 days delinquent more than once in
      the twelve month period immediately prior to the Cut-off Date.

            (xxxi) With respect to each Mortgage Loan, the Depositor or Servicer
      is in possession of a complete Mortgage File except for the documents
      which have been delivered to the Trustee or which have been submitted for
      recording and not yet returned.

            (xxxii) Immediately prior to the transfer and assignment
      contemplated herein, the Depositor was the sole owner and holder of the
      Mortgage Loans. The Mortgage Loans were not assigned or pledged by the
      Depositor and the Depositor had good and marketable title thereto, and the
      Depositor had full right to transfer and sell the Mortgage Loans to the
      Trustee free and clear of any encumbrance, participation interest, lien,
      equity, pledge, claim or security interest and had full right and
      authority subject to no interest or participation in, or agreement with
      any other party to sell or otherwise transfer the Mortgage Loans.

            (xxxiii) Any future advances made prior to the Cut-off Date have
      been consolidated with the outstanding principal amount secured by the
      Mortgage, and the secured principal amount, as consolidated, bears a
      single interest rate and single repayment term. The lien of the Mortgage
      securing the consolidated principal amount is expressly insured as having
      first lien priority by a title insurance policy, an endorsement to the
      policy insuring the mortgagee's consolidated interest or by other title
      evidence acceptable to Fannie Mae and Freddie Mac. The consolidated
      principal amount does not exceed the original principal amount of the
      Mortgage Loan.

            (xxxiv) The Mortgage Loan was underwritten in accordance with the
      applicable Underwriting Guidelines in effect at the time of origination
      with exceptions thereto exercised in a reasonable manner.

            (xxxv) If the Mortgage Loan is secured by a long-term residential
      lease, (1) the lessor under the lease holds a fee simple interest in the
      land; (2) the terms of such lease expressly permit the mortgaging of the
      leasehold estate, the assignment of the lease without the lessor's consent
      and the acquisition by the holder of the Mortgage of the rights of the
      lessee upon foreclosure or assignment in lieu of foreclosure or provide
      the holder of the Mortgage with substantially similar protections; (3) the
      terms of such lease do not (a) allow the termination thereof upon the
      lessee's default without the holder of the Mortgage being entitled to
      receive written notice of, and opportunity to cure, such default, (b)
      allow the termination of the lease in the event of damage or destruction
      as long as the Mortgage is in existence, (c) prohibit the holder of the
      Mortgage from being insured (or receiving proceeds of insurance) under the
      hazard insurance policy or policies relating to the Mortgaged Property or
      (d) permit any increase in the rent other than pre-established increases
      set forth in the lease; (4) the original term of such lease is not less
      than 15 years; (5) the term of such lease does not terminate earlier than
      five years after the maturity date of the Mortgage Note; and (6) the
      Mortgaged Property is located in a jurisdiction in which the use of
      leasehold estates in transferring ownership in residential properties is a
      widely accepted practice.

            (xxxvi) No Mortgage Loan is secured by a long-term residential
      lease.

            (xxxvii) The Mortgaged Property is located in the state identified
      in the Mortgage Loan Schedule and consists of a parcel of real property
      with a detached single family residence erected thereon, or a two- to
      four-family dwelling, or an individual condominium unit, or an individual
      unit in a planned unit development, or, in the case of Mortgage Loans
      secured by Co-op Shares, leases or occupancy agreements; provided,
      however, that any condominium project or planned unit development
      generally conforms with the applicable Underwriting Guidelines regarding
      such dwellings, and no residence or dwelling is a mobile home or a
      manufactured dwelling.

            (xxxviii) The Depositor used no adverse selection procedures in
      selecting the Mortgage Loan for inclusion in the Trust Estate.

            (xxxix) Each Mortgage Loan is a "qualified mortgage" within the
      meaning of Section 860G(a)(3) of the Code.

            (xl) With respect to each Mortgage where a lost note affidavit has
      been delivered to the Trustee in place of the related Mortgage Note, the
      related Mortgage Note is no longer in existence.

            (xli) No Mortgage Loan is a "high cost" loan as defined under any
      federal, state or local law applicable to such Mortgage Loan at the time
      of its origination and no Mortgage Loan originated on or after October 1,
      2002 through March 6, 2003 is governed by the Georgia Fair Lending Act.

            (xlii) No Mortgage Loan is subject to the provisions of the Home
      Ownership and Equity Protection Act of 1994, as amended.

            (xliii) No Group 1, Group 2, Group 3 and Group 4 Mortgage Loan is a
      "high cost home," "covered," "high risk home" or "predatory" loan under
      any applicable state, federal or local law (or a similarly classified loan
      using different terminology under a law imposing heightened regulatory
      scrutiny or additional legal liability for residential mortgage loans
      having high interest rates, points and/or fees).

            (xliv) With respect to each Group 1, Group 2, Group 3 and Group 4
      Mortgage Loan: (a) no borrower was required to purchase any single premium
      credit insurance policy (e.g., life, mortgage, disability, accident,
      unemployment, or health insurance product) or debt cancellation agreement
      as a condition of obtaining the extension of credit; (b) no borrower
      obtained a prepaid single premium credit insurance policy (e.g., life,
      mortgage, disability, accident, unemployment, or health insurance product)
      in connection with the origination of the Mortgage Loan; and (c) no
      proceeds from any Mortgage Loan were used to purchase single premium
      credit insurance policies or debt cancellation agreements as part of the
      origination of, or as a condition to closing, such Mortgage Loan.

            (xlv) No Group 1, Group 2, Group 3 and Group 4 Mortgage Loan
      provides for the payment of a prepayment premium.

            (xlvi) No Group 1, Group 2, Group 3 and Group 4 Mortgage Loan
      originated on or after August 1, 2004 requires the borrower to submit to
      arbitration to resolve any dispute arising out of or relating in any way
      to the mortgage loan transaction.

            (xlvii) As of the date of origination, no Group 1, Group 2, Group 3
      and Group 4 Mortgage Loan had a principal balance in excess of Freddie
      Mac's dollar amount limits for conforming one- to four-family mortgage
      loans.

            (xlviii) With respect to each Group 1, Group 2, Group 3 and Group 4
      Mortgage Loan, no borrower was encouraged or required to select a mortgage
      loan product offered by the Mortgage Loan's originator which is a higher
      cost product designed for less creditworthy borrowers, unless at the time
      of the Mortgage Loan's origination, such borrower did not qualify taking
      into account credit history and debt to income ratios for a lower cost
      credit product then offered by the Mortgage Loan's originator or any
      affiliate of the Mortgage Loan's originator. If, at the time of loan
      application, the borrower may have qualified for a lower cost credit
      product then offered by any mortgage lending affiliate of the Mortgage
      Loan's originator, the Mortgage Loan's originator referred the borrower's
      application to such affiliate for underwriting consideration.

            (xlix) The methodology used in underwriting the extension of credit
      for each Group 1, Group 2, Group 3 and Group 4 Mortgage Loan employs
      objective mathematical principles which relate the borrower's income,
      assets and liabilities to the proposed payment and such underwriting
      methodology does not rely on the extent of the borrower's equity in the
      collateral as the principal determining factor in approving such credit
      extension. Such underwriting methodology confirmed that at the time of
      origination (application/approval) the borrower had the reasonable ability
      to make timely payments on the Mortgage Loan.

            (l) No borrower under a Group 1, Group 2, Group 3 and Group 4
      Mortgage Loan was charged "points and fees" in an amount greater than (a)
      $1,000 or (b) 5% of the Cut-off Date Principal Balance of such Mortgage
      Loan, whichever is greater. For purposes of this representation, "points
      and fees" (x) include origination, underwriting, broker and finder's fees
      and charges that the lender imposed as a condition of making the Mortgage
      Loan, whether they are paid to the lender or a third party; and (y)
      exclude bona fide discount points, fees paid for actual services rendered
      in connection with the origination of the mortgage (such as attorneys'
      fees, notaries fees and fees paid for property appraisals, credit reports,
      surveys, title examinations and extracts, flood and tax certifications,
      and home inspections); the cost of mortgage insurance or credit-risk price
      adjustments; the costs of title, hazard, and flood insurance policies;
      state and local transfer taxes or fees; escrow deposits for the future
      payment of taxes and insurance premiums; and other miscellaneous fees and
      charges that, in total, do not exceed 0.25 percent of the loan amount.

            Notwithstanding the foregoing, no representations or warranties are
made by the Depositor as to the environmental condition of any Mortgaged
Property; the absence, presence or effect of hazardous wastes or hazardous
substances on any Mortgaged Property; any casualty resulting from the presence
or effect of hazardous wastes or hazardous substances on, near or emanating from
any Mortgaged Property; the impact on Certificateholders of any environmental
condition or presence of any hazardous substance on or near any Mortgaged
Property; or the compliance of any Mortgaged Property with any environmental
laws, nor is any agent, Person or entity otherwise affiliated with the Depositor
authorized or able to make any such representation, warranty or assumption of
liability relative to any Mortgaged Property. In addition, no representations or
warranties are made by the Depositor with respect to the absence or effect of
fraud in the origination of any Mortgage Loan.

            It is understood and agreed that the representations and warranties
set forth in this Section 2.04 shall survive delivery of the respective Mortgage
Files to the Trustee or the Custodian and shall inure to the benefit of the
Trustee, notwithstanding any restrictive or qualified endorsement or assignment.

            Upon discovery by any of the Depositor, the Servicer, the Trustee or
the Custodian that any of the representations and warranties set forth in this
Section 2.04 is not accurate (referred to herein as a "breach") and that such
breach (in the case of the representations and warranties set forth in clauses
(i) through (xli) of this Section 2.04) materially and adversely affects the
interests of the Certificateholders in the related Mortgage Loan, the party
discovering such breach shall give prompt written notice to the other parties
(any Custodian being so obligated under a custodial agreement); provided that
any such breach that causes the Mortgage Loan not to be a "qualified mortgage"
within the meaning of Section 860G(a)(3) of the Code shall be deemed to
materially and adversely affect the interests of the Certificateholders. Within
90 days of its discovery or its receipt of notice of any such breach, the
Depositor shall cure such breach in all material respects or shall either (i)
repurchase the Mortgage Loan or any property acquired in respect thereof from
the Trustee at a price equal to the Repurchase Price or (ii) if within two years
of the Closing Date, substitute for such Mortgage Loan in the manner described
in Section 2.02; provided that if the breach would cause the Mortgage Loan to be
other than a "qualified mortgage" as defined in Section 860G(a)(3) of the Code,
any such repurchase or substitution must occur within 90 days from the date the
breach was discovered. In addition to the foregoing, if a breach of the
representation set forth in clause (vi) of this Section 2.04 occurs as a result
of a violation of an applicable predatory or abusive lending law, the Depositor
shall reimburse the Trust for all costs or damages incurred by the Trust as a
result of the violation of such law (such amount, the "Reimbursement Amount").
The Repurchase Price of any repurchase described in this paragraph, the
Substitution Adjustment Amount, if any, and any Reimbursement Amount shall be
deposited in the Servicer Custodial Account. It is understood and agreed that,
except with respect to the second preceding sentence, the obligation of the
Depositor to repurchase or substitute for any Mortgage Loan or Mortgaged
Property as to which such a breach has occurred and is continuing shall
constitute the sole remedy respecting such breach available to
Certificateholders, or to the Trustee on behalf of Certificateholders, and such
obligation shall survive until termination of the Trust hereunder.

            Section 2.05 Designation of Interests in the REMICs. The Depositor
hereby designates the Classes of Senior Certificates (other than the Class
CB-IO, Class CB-PO, Class 5-A-R, Class 15-IO and Class 15-PO Certificates), the
Classes of Class B Certificates and each Component as "regular interests" and
the Class R-U Interest as the single class of "residual interest" in the
Upper-Tier REMIC for the purposes of Code Sections 860G(a)(1) and 860G(a)(2),
respectively. The Depositor hereby further designates (i) the Uncertificated
Middle-Tier Interests as classes of "regular interests" and the Class R-M
Interest as the single class of "residual interest" in the Middle-Tier REMIC and
(ii) the Uncertificated Lower-Tier Interests as classes of "regular interests"
and the Class R-L Interest as the single class of "residual interest" in the
Lower-Tier REMIC for the purposes of Code Sections 860G(a)(1) and 860G(a)(2),
respectively.

            Section 2.06 Designation of Start-up Day. The Closing Date is hereby
designated as the "start-up day" of each of the Upper-Tier REMIC, Middle-Tier
REMIC and Lower-Tier REMIC within the meaning of Section 860G(a)(9) of the Code.

            Section 2.07 REMIC Certificate Maturity Date. Solely for purposes of
satisfying Section 1.860G-1(a)(4)(iii) of the Treasury Regulations, the "latest
possible maturity date" of the regular interests in the Upper-Tier REMIC,
Middle-Tier REMIC and Lower-Tier REMIC is March 25, 2036.

            Section 2.08 Execution and Delivery of Certificates. The Trustee (i)
acknowledges the issuance of and hereby declares that it holds the
Uncertificated Lower-Tier Interests on behalf of the Middle-Tier REMIC and the
Certificateholders and that it holds the Uncertificated Middle-Tier Interests on
behalf of the Upper-Tier REMIC and the Certificateholders and (ii) has executed
and delivered to or upon the order of the Depositor, in exchange for the
Mortgage Loans, Uncertificated Lower-Tier Interests and Uncertificated
Middle-Tier Interests, together with all other assets included in the definition
of "Trust Estate," receipt of which is hereby acknowledged, Certificates in
authorized denominations which, together with the Uncertificated Middle-Tier
Interests and the Uncertificated Lower-Tier Interests, evidence ownership of the
entire Trust Estate.

                                   ARTICLE III

                          ADMINISTRATION AND SERVICING
                                OF MORTGAGE LOANS

            Section 3.01 Servicer to Service Mortgage Loans. For and on behalf
of the Certificateholders, the Servicer shall service and administer the
Mortgage Loans, all in accordance with the terms of this Agreement, Customary
Servicing Procedures, applicable law and the terms of the Mortgage Notes and
Mortgages. In connection with such servicing and administration, the Servicer
shall have full power and authority, acting alone and/or through Subservicers as
provided in Section 3.02, to do or cause to be done any and all things that it
may deem necessary or desirable in connection with such servicing and
administration including, but not limited to, the power and authority, subject
to the terms hereof, (a) to execute and deliver, on behalf of the
Certificateholders and the Trustee, customary consents or waivers and other
instruments and documents, (b) to consent, with respect to the Mortgage Loans it
services, to transfers of any Mortgaged Property and assumptions of the Mortgage
Notes and related Mortgages (but only in the manner provided in this Agreement),
(c) to collect any Insurance Proceeds and other Liquidation Proceeds relating to
the Mortgage Loans it services, and (d) to effectuate foreclosure or other
conversion of the ownership of the Mortgaged Property securing any Mortgage Loan
it services. The Servicer shall represent and protect the interests of the Trust
in the same manner as it protects its own interests in mortgage loans in its own
portfolio in any claim, proceeding or litigation regarding a Mortgage Loan and
shall not make or permit any modification, waiver or amendment of any term of
any Mortgage Loan, except as provided pursuant to Section 3.21. Without limiting
the generality of the foregoing, the Servicer, in its own name or in the name of
any Subservicer or the Depositor and the Trustee, is hereby authorized and
empowered by the Depositor and the Trustee, when the Servicer or any
Subservicer, as the case may be, believes it appropriate in its reasonable
judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the
Certificateholders or any of them, any and all instruments or agreements of
satisfaction, cancellation, default, assumption, modification, discharge,
partial or full release, and all other comparable instruments and agreements,
with respect to the Mortgage Loans it services, and with respect to the related
Mortgaged Properties held for the benefit of the Certificateholders. To the
extent that the Servicer is not permitted to execute and deliver such documents
pursuant to the preceding sentence, the Servicer shall prepare and deliver to
the Depositor and/or the Trustee such documents requiring execution and delivery
by either or both of them as are necessary or appropriate to enable the Servicer
to service and administer the Mortgage Loans it services. Upon receipt of such
documents, the Depositor and/or the Trustee, upon the direction of the Servicer,
shall promptly execute such documents and deliver them to the Servicer.
Alternatively, upon the request of the Servicer, the Trustee shall execute and
deliver to the Servicer any additional powers of attorney and other documents
prepared by the Servicer that are reasonably necessary or appropriate to enable
the Servicer to carry out its servicing and administrative duties under this
Agreement.

            In accordance with the standards of the preceding paragraph, the
Servicer shall advance or cause to be advanced funds as necessary for the
purpose of effecting the payment of taxes and assessments on the Mortgaged
Properties relating to the Mortgage Loans it services, which Servicing Advances
shall be reimbursable in the first instance from related collections from the
Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11.
The costs incurred by the Servicer, if any, in effecting the timely payments of
taxes and assessments on the Mortgaged Properties and related insurance premiums
shall not, for the purpose of calculating monthly distributions to the
Certificateholders, be added to the Stated Principal Balances of the related
Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.

            The relationship of the Servicer (and of any successor to the
Servicer as servicer under this Agreement) to the Trustee under this Agreement
is intended by the parties to be that of an independent contractor and not that
of a joint venturer, partner or agent.

            Section 3.02 Subservicing; Enforcement of the Obligations of
Servicer. (a) The Servicer may arrange for the subservicing of any Mortgage Loan
it services by a Subservicer pursuant to a Subservicing Agreement; provided,
however, that such subservicing arrangement and the terms of the related
Subservicing Agreement must provide for the servicing of such Mortgage Loan in a
manner consistent with the servicing arrangements contemplated hereunder.
Notwithstanding the provisions of any Subservicing Agreement, any of the
provisions of this Agreement relating to agreements or arrangements between the
Servicer and a Subservicer or reference to actions taken through a Subservicer
or otherwise, the Servicer shall remain obligated and liable to the Depositor,
the Trustee and the Certificateholders for the servicing and administration of
the Mortgage Loans it services in accordance with the provisions of this
Agreement without diminution of such obligation or liability by virtue of such
Subservicing Agreements or arrangements or by virtue of indemnification from the
Subservicer and to the same extent and under the same terms and conditions as if
the Servicer alone were servicing and administering those Mortgage Loans. All
actions of each Subservicer performed pursuant to the related Subservicing
Agreement shall be performed as agent of the Servicer with the same force and
effect as if performed directly by the Servicer.

            (b) For purposes of this Agreement, the Servicer shall be deemed to
have received any collections, recoveries or payments with respect to the
Mortgage Loans it services that are received by a Subservicer regardless of
whether such payments are remitted by the Subservicer to the Servicer.

            (c) As part of its servicing activities hereunder, the Servicer, for
the benefit of the Trustee and the Certificateholders, shall use its best
reasonable efforts to enforce the obligations of each Subservicer engaged by the
Servicer under the related Subservicing Agreement, to the extent that the
non-performance of any such obligation would have a material and adverse effect
on a Mortgage Loan. Such enforcement, including, without limitation, the legal
prosecution of claims, termination of Subservicing Agreements and the pursuit of
other appropriate remedies, shall be in such form and carried out to such an
extent and at such time as the Servicer, in its good faith business judgment,
would require were it the owner of the related Mortgage Loans. The Servicer
shall pay the costs of such enforcement at its own expense, and shall be
reimbursed therefor only (i) from a general recovery resulting from such
enforcement to the extent, if any, that such recovery exceeds all amounts due in
respect of the related Mortgage Loan or (ii) from a specific recovery of costs,
expenses or attorneys fees against the party against whom such enforcement is
directed.

            (d) Any Subservicing Agreement entered into by the Servicer shall
provide that it may be assumed or terminated by the Trustee, if the Trustee has
assumed the duties of the Servicer, or any successor Servicer, at the Trustee's
or successor Servicer's option, as applicable, without cost or obligation to the
assuming or terminating party or the Trust Estate, upon the assumption by such
party of the obligations of the Servicer pursuant to Section 8.05.

            (e) Notwithstanding the foregoing, to the extent the Servicer
engages any affiliate or third party vendor, including any Subservicer, in
connection with the performance of any of its duties under this Agreement, the
Servicer shall immediately notify the Depositor in writing of such engagement.
To the extent the Depositor notifies the Servicer and the Trustee that it has
determined that any such affiliate, third party vendor or Subservicer is a
Servicing Function Participant, the Servicer shall cause such Servicing Function
Participant to prepare a separate assessment and attestation report, as
contemplated by Section 3.19 of this Agreement and deliver such report to the
Trustee as set forth in Section 3.22 of this Agreement. In addition, to the
extent the Depositor notifies the Servicer and the Trustee that it has
determined that any such Servicing Function Participant would be a "servicer"
within the meaning of Item 1101 of Regulation AB and meets the criteria in Item
1108(a)(2)(i), (ii) or (iii) of Regulation AB (an "Additional Servicer"), the
Servicer shall cause such Additional Servicer to prepare a separate compliance
statement as contemplated by Section 3.18 of this Agreement and deliver such
statement to the Trustee as set forth in Section 3.22 of this Agreement. In
addition, if the Depositor determines any such Servicing Function Participant
would be a "servicer" within the meaning of Item 1101 of Regulation AB, the
Servicer shall cause such Servicing Function Participant to provide the
Depositor and the Trustee the information required by Section 1108(b) and
1108(c) of Regulation AB within two Business Days following such engagement. To
the extent the Servicer terminates any such Servicing Function Participant that
the Depositor has determined is a "servicer" within the meaning of Item 1101 of
Regulation AB, the Servicer shall provide the Depositor and the Trustee the
information required to enable the Trustee to accurately and timely report such
event under Item 6.02 of Form 8-K (if the Trust's Exchange Act reporting
requirements have not been suspended pursuant to Section 15(d) of the Exchange
Act as set forth in 3.22(g)).

            Section 3.03 Fidelity Bond; Errors and Omissions Insurance. The
Servicer shall maintain, at its own expense, a blanket fidelity bond and an
errors and omissions insurance policy, with broad coverage on all officers,
employees or other persons acting in any capacity requiring such persons to
handle funds, money, documents or papers relating to the Mortgage Loans it
services. These policies must insure the Servicer against losses resulting from
dishonest or fraudulent acts committed by the Servicer's personnel, any
employees of outside firms that provide data processing services for the
Servicer, and temporary contract employees or student interns. Such fidelity
bond shall also protect and insure the Servicer against losses in connection
with the release or satisfaction of a Mortgage Loan without having obtained
payment in full of the indebtedness secured thereby. No provision of this
Section 3.03 requiring such fidelity bond and errors and omissions insurance
shall diminish or relieve the Servicer from its duties and obligations as set
forth in this Agreement. The minimum coverage under any such bond and insurance
policy shall be at least equal to the corresponding amounts required by Fannie
Mae in the Fannie Mae Servicing Guide or by Freddie Mac in the Freddie Mac
Sellers' & Servicers' Guide, as amended or restated from time to time, or in an
amount as may be permitted to the Servicer by express waiver of Fannie Mae or
Freddie Mac.

            Section 3.04 Access to Certain Documentation. The Servicer shall
provide to the OCC, the OTS, the FDIC and to comparable regulatory authorities
supervising Holders of Certificates and the examiners and supervisory agents of
the OCC, the OTS, the FDIC and such other authorities, access to the
documentation required by applicable regulations of the OCC, the OTS, the FDIC
and such other authorities with respect to the Mortgage Loans. Such access shall
be afforded upon reasonable and prior written request and during normal business
hours at the offices designated by the Servicer; provided that the Servicer
shall be entitled to be reimbursed by each such Certificateholder for actual
expenses incurred by the Servicer in providing such reports and access. Nothing
in this Section 3.04 shall limit the obligation of the Servicer to observe any
applicable law and the failure of the Servicer to provide access as provided in
this Section 3.04 as a result of such obligation shall not constitute a breach
of this Section 3.04.

            Section 3.05 Maintenance of Primary Insurance Policy; Claims;
Collections of BPP Mortgage Loan Payments. (a) With respect to each Mortgage
Loan with a Loan-to-Value Ratio in excess of 80% or such other Loan-to-Value
Ratio as may be required by law, the Servicer shall, without any cost to the
Trust Estate, maintain or cause the Mortgagor to maintain in full force and
effect a Primary Insurance Policy insuring that portion of the Mortgage Loan in
excess of a percentage in conformity with Fannie Mae requirements. The Servicer
shall pay or shall cause the Mortgagor to pay the premium thereon on a timely
basis, at least until the Loan-to-Value Ratio of such Mortgage Loan is reduced
to 80% or such other Loan-to-Value Ratio as may be required by law. If such
Primary Insurance Policy is terminated, the Servicer shall obtain from another
insurer a comparable replacement policy, with a total coverage equal to the
remaining coverage of such terminated Primary Insurance Policy. If the insurer
shall cease to be an insurer acceptable to Fannie Mae or Freddie Mac, the
Servicer shall notify the Trustee in writing, it being understood that the
Servicer shall not have any responsibility or liability for any failure to
recover under the Primary Insurance Policy for such reason. If the Servicer
determines that recoveries under the Primary Insurance Policy are jeopardized by
the financial condition of the insurer, the Servicer shall obtain from another
insurer which meets the requirements of this Section 3.05 a replacement
insurance policy. The Servicer shall not take any action that would result in
noncoverage under any applicable Primary Insurance Policy of any loss that, but
for the actions of the Servicer, would have been covered thereunder. In
connection with any assumption or substitution agreement entered into or to be
entered into pursuant to Section 3.13, the Servicer shall promptly notify the
insurer under the related Primary Insurance Policy, if any, of such assumption
or substitution of liability in accordance with the terms of such Primary
Insurance Policy and shall take all actions which may be required by such
insurer as a condition to the continuation of coverage under such Primary
Insurance Policy. If such Primary Insurance Policy is terminated as a result of
such assumption or substitution of liability, the Servicer shall obtain a
replacement Primary Insurance Policy as provided above.

            In connection with its activities as servicer, the Servicer agrees
to prepare and present, on behalf of itself, the Trustee and the
Certificateholders, claims to the insurer under any Primary Insurance Policy in
a timely fashion in accordance with the terms of such Primary Insurance Policy
and, in this regard, to take such action as shall be necessary to permit
recovery under any Primary Insurance Policy respecting a defaulted Mortgage
Loan. Pursuant to Section 3.09(a), any amounts collected by the Servicer under
any Primary Insurance Policy shall be deposited in the related Escrow Account,
subject to withdrawal pursuant to Section 3.09(b).

            The Servicer will comply with all provisions of applicable state and
federal law relating to the cancellation of, or collection of premiums with
respect to, Primary Mortgage Insurance, including, but not limited to, the
provisions of the Homeowners Protection Act of 1998, and all regulations
promulgated thereunder, as amended from time to time.

            (b) The Servicer shall take all actions necessary to collect, on
behalf of the Trust, any BPP Mortgage Loan Payments required to be made to the
Trust pursuant to the Mortgage Loan Purchase Agreement.

            Section 3.06 Rights of the Depositor and the Trustee in Respect of
the Servicer. The Depositor may, but is not obligated to, enforce the
obligations of the Servicer hereunder and may, but is not obligated to, perform,
or cause a designee to perform, any defaulted obligation of the Servicer
hereunder and in connection with any such defaulted obligation to exercise the
related rights of the Servicer hereunder; provided that the Servicer shall not
be relieved of any of its obligations hereunder by virtue of such performance by
the Depositor or its designee. Neither the Trustee nor the Depositor shall have
any responsibility or liability for any action or failure to act by the Servicer
nor shall the Trustee or the Depositor be obligated to supervise the performance
of the Servicer hereunder or otherwise.

            Any Subservicing Agreement that may be entered into and any
transactions or services relating to the Mortgage Loans involving a Subservicer
in its capacity as such shall be deemed to be between the Subservicer and the
Servicer alone, and the Trustee and Certificateholders shall not be deemed
parties thereto and shall have no claims, rights, obligations, duties or
liabilities with respect to the Subservicer except as set forth in Section 3.07.
The Servicer shall be solely liable for all fees owed by it to any Subservicer,
irrespective of whether the Servicer's compensation pursuant to this Agreement
is sufficient to pay such fees.

            Section 3.07 Trustee to Act as Servicer. If the Servicer shall for
any reason no longer be the Servicer hereunder (including by reason of an Event
of Default), the Trustee shall within 90 days of such time, assume, if it so
elects, or shall appoint a successor Servicer to assume, all of the rights and
obligations of the Servicer hereunder arising thereafter (except that the
Trustee shall not be (a) liable for losses of the Servicer pursuant to Section
3.12 or any acts or omissions of the predecessor Servicer hereunder, (b)
obligated to make Advances if it is prohibited from doing so by applicable law
or (c) deemed to have made any representations and warranties of the Servicer
hereunder). Any such assumption shall be subject to Sections 7.02 and 8.05. If
the Servicer shall for any reason no longer be the Servicer (including by reason
of any Event of Default), the Trustee or the successor Servicer may elect to
succeed to any rights and obligations of the Servicer under each Subservicing
Agreement or may terminate each Subservicing Agreement. If it has elected to
assume the Subservicing Agreement, the Trustee or the successor Servicer shall
be deemed to have assumed all of the Servicer's interest therein and to have
replaced the Servicer as a party to any Subservicing Agreement entered into by
the Servicer as contemplated by Section 3.02 to the same extent as if the
Subservicing Agreement had been assigned to the assuming party except that the
Servicer shall not be relieved of any liability or obligations under any such
Subservicing Agreement.

            The Servicer that is no longer the Servicer hereunder shall, upon
request of the Trustee, but at the expense of such predecessor Servicer, deliver
to the assuming party all documents and records relating to each Subservicing
Agreement or substitute servicing agreement and the Mortgage Loans then being
serviced thereunder and an accounting of amounts collected or held by it and
otherwise use its best efforts to effect the orderly and efficient transfer of
such substitute Subservicing Agreement to the assuming party. The Trustee shall
be entitled to be reimbursed from the predecessor Servicer (or the Trust if the
predecessor Servicer is unable to fulfill its obligations hereunder) for all
Servicing Transfer Costs.

            Section 3.08 Collection of Mortgage Loan Payments; Servicer
Custodial Account; Certificate Account; Reserve Fund; Yield Maintenance
Agreement. (a) Continuously from the date hereof until the principal and
interest on all Mortgage Loans are paid in full, the Servicer will proceed
diligently, in accordance with this Agreement, to collect all payments due under
each of the Mortgage Loans it services when the same shall become due and
payable. Further, the Servicer will in accordance with all applicable law and
Customary Servicing Procedures ascertain and estimate taxes, assessments, fire
and hazard insurance premiums, mortgage insurance premiums and all other charges
with respect to the Mortgage Loans it services that, as provided in any
Mortgage, will become due and payable to the end that the installments payable
by the Mortgagors will be sufficient to pay such charges as and when they become
due and payable. Consistent with the foregoing, the Servicer may in its
discretion (i) waive any late payment charge or any prepayment charge or penalty
interest in connection with the prepayment of a Mortgage Loan it services and
(ii) extend the due dates for payments due on a Mortgage Note for a period not
greater than 120 days; provided, however, that the Servicer cannot extend the
maturity of any such Mortgage Loan past the date on which the final payment is
due on the latest maturing Mortgage Loan as of the Cut-off Date. In the event of
any such arrangement, the Servicer shall make Periodic Advances on the related
Mortgage Loan in accordance with the provisions of Section 3.20 during the
scheduled period in accordance with the amortization schedule of such Mortgage
Loan without modification thereof by reason of such arrangements. The Servicer
shall not be required to institute or join in litigation with respect to
collection of any payment (whether under a Mortgage, Mortgage Note or otherwise
or against any public or governmental authority with respect to a taking or
condemnation) if it reasonably believes that enforcing the provision of the
Mortgage or other instrument pursuant to which such payment is required is
prohibited by applicable law.

            (b) The Servicer shall establish and maintain the Servicer Custodial
Account. The Servicer shall deposit or cause to be deposited into the Servicer
Custodial Account, all on a daily basis within one Business Day of receipt,
except as otherwise specifically provided herein, the following payments and
collections remitted by Subservicers or received by the Servicer in respect of
the Mortgage Loans subsequent to the Cut-off Date (other than in respect of
principal and interest due on the Mortgage Loans on or before the Cut-off Date)
and the following amounts required to be deposited hereunder with respect to the
Mortgage Loans it services:

            (i) all payments on account of principal of the Mortgage Loans,
      including Principal Prepayments;

            (ii) all payments on account of interest on the Mortgage Loans, net
      of the Servicing Fee;

            (iii) (A) all Insurance Proceeds and Liquidation Proceeds, other
      than Insurance Proceeds to be (1) applied to the restoration or repair of
      the Mortgaged Property, (2) released to the Mortgagor in accordance with
      Customary Servicing Procedures or (3) required to be deposited to an
      Escrow Account pursuant to Section 3.09(a), and other than any Excess
      Proceeds and (B) any Insurance Proceeds released from an Escrow Account
      pursuant to Section 3.09(b)(iv);

            (iv) any amount required to be deposited by the Servicer pursuant to
      Section 3.08(d) in connection with any losses on Permitted Investments
      with respect to the Servicer Custodial Account;

            (v) any amounts required to be deposited by the Servicer pursuant to
      Section 3.14;

            (vi) all Repurchase Prices, all Substitution Adjustment Amounts and
      all Reimbursement Amounts, to the extent received by the Servicer;

            (vii) Periodic Advances made by the Servicer pursuant to Section
      3.20 and any Compensating Interest;

            (viii) any Recoveries; and

            (ix) any other amounts required to be deposited hereunder.

            The foregoing requirements for deposits to the Servicer Custodial
Account by the Servicer shall be exclusive it being understood and agreed that,
without limiting the generality of the foregoing, Ancillary Income need not be
deposited by the Servicer. If the Servicer shall deposit in the Servicer
Custodial Account any amount not required to be deposited, it may at any time
withdraw or direct the institution maintaining the Servicer Custodial Account to
withdraw such amount from the Servicer Custodial Account, any provision herein
to the contrary notwithstanding. The Servicer Custodial Account may contain
funds that belong to one or more trust funds created for mortgage pass-through
certificates of other series and may contain other funds respecting payments on
mortgage loans belonging to the Servicer or serviced by the Servicer on behalf
of others; provided that such commingling of funds shall not be permitted at any
time during which Fitch's senior long-term unsecured debt rating of Bank of
America is below "A." Notwithstanding such commingling of funds, the Servicer
shall keep records that accurately reflect the funds on deposit in the Servicer
Custodial Account that have been identified by it as being attributable to the
Mortgage Loans it services. The Servicer shall maintain adequate records with
respect to all withdrawals made pursuant to this Section 3.08. All funds
required to be deposited in the Servicer Custodial Account shall be held in
trust for the Certificateholders until withdrawn in accordance with Section
3.11.

            (c) The Trustee shall establish and maintain, on behalf of the
Certificateholders, the Certificate Account, which shall be deemed to consist of
nine sub-accounts. The Trustee shall, promptly upon receipt, deposit in the
Certificate Account and retain therein the following:

            (i) the aggregate amount remitted by the Servicer to the Trustee
      pursuant to Section 3.11(a)(viii);

            (ii) any amount paid by the Trustee pursuant to Section 3.08(d) in
      connection with any losses on Permitted Investments with respect to the
      Certificate Account; and

            (iii) any other amounts deposited hereunder which are required to be
      deposited in the Certificate Account.

            If the Servicer shall remit any amount not required to be remitted,
it may at any time direct the Trustee to withdraw such amount from the
Certificate Account, any provision herein to the contrary notwithstanding. Such
direction may be accomplished by delivering an Officer's Certificate to the
Trustee which describes the amounts deposited in error in the Certificate
Account. All funds required to be deposited in the Certificate Account shall be
held by the Trustee in trust for the Certificateholders until disbursed in
accordance with this Agreement or withdrawn in accordance with Section 3.11. In
no event shall the Trustee incur liability for withdrawals from the Certificate
Account at the direction of the Servicer.

            (d) Each institution at which the Servicer Custodial Account or the
Certificate Account is maintained shall invest the funds therein as directed in
writing by the Servicer, in the case of the Servicer Custodial Account, or the
Trustee, in the case of the Certificate Account, in Permitted Investments, which
shall mature not later than (i) in the case of the Servicer Custodial Account,
the Business Day next preceding the related Remittance Date (except that if such
Permitted Investment is an obligation of the institution that maintains such
account, then such Permitted Investment shall mature not later than such
Remittance Date) and (ii) in the case of the Certificate Account, the Business
Day next preceding the Distribution Date (except that if such Permitted
Investment is an obligation of the institution that maintains such account, then
such Permitted Investment shall mature not later than such Distribution Date)
and, in each case, shall not be sold or disposed of prior to its maturity. All
such Permitted Investments shall be made in the name of the Trustee, for the
benefit of the Certificateholders. All Servicer Custodial Account Reinvestment
Income shall be for the benefit of the Servicer as part of its Servicing
Compensation and shall be retained by it monthly as provided herein. All income
or gain (net of any losses) realized from any such investment of funds on
deposit in the Certificate Account shall be for the benefit of the Trustee as
additional compensation and shall be retained by it monthly as provided herein.
The amount of any losses realized in the Servicer Custodial Account or the
Certificate Account incurred in any such account in respect of any such
investments shall promptly be deposited by the Servicer in the Servicer
Custodial Account or by the Trustee in the Certificate Account, as applicable.

            (e) The Servicer shall give notice to the Trustee of any proposed
change of the location of the Servicer Custodial Account maintained by the
Servicer not later than 30 days and not more than 45 days prior to any change
thereof. The Trustee shall give notice to the Servicer, each Rating Agency and
the Depositor of any proposed change of the location of the Certificate Account
not later than 30 days after and not more than 45 days prior to any change
thereof. The creation of the Servicer Custodial Account shall be evidenced by a
certification substantially in the form of Exhibit F hereto. A copy of such
certification shall be furnished to the Trustee.

            (f) The Trustee shall designate each of the Middle-Tier Certificate
Sub-Account and the Upper-Tier Certificate Sub-Account as a sub-account of the
Certificate Account. On each Distribution Date (other than the Final
Distribution Date, if such Final Distribution Date is in connection with a
purchase of the assets of the Trust Estate by the Depositor), the Trustee shall,
from funds available on deposit in the Certificate Account, be deemed to deposit
into the Middle-Tier Certificate Sub-Account, the Lower-Tier Distribution
Amount. The Trustee shall then immediately, from funds available in the
Middle-Tier Certificate Sub-Account, be deemed to deposit into the Upper-Tier
Certificate Sub-Account, the Middle-Tier Distribution Amount.

            (g) (i) The Trustee shall establish and maintain the Reserve Fund,
held in trust for the benefit of the Holders of the Class 5-A-1 Certificates.
The Trustee shall deposit in the Reserve Fund on the date received by it the
Yield Maintenance Agreement Payment, if any, received from the Counterparty for
the related Distribution Date. Funds on deposit in the Reserve Fund shall remain
uninvested. On each Distribution Date, the Trustee shall withdraw from the
Reserve Fund the Yield Maintenance Agreement Payment, if any, received in
respect of such Distribution Date and shall distribute such amount to the Class
5-A-1 Certificates.

            (ii) The Trustee shall account for the Reserve Fund and the Yield
      Maintenance Agreement and the rights with respect thereto as assets of the
      Grantor Trust and not as assets of any REMIC created pursuant to this
      Agreement. The beneficial owners of the Yield Maintenance Agreement and
      the Reserve Fund are the Holders of the Class 5-A-1 Certificates.

            (iii) Any amounts in the Reserve Fund paid by the Trustee pursuant
      to this Section 3.08(g) to the Class 5-A-1 Certificates shall be accounted
      for by the Trustee as amounts paid to the Class 5-A-1 Certificates from
      the Grantor Trust. In addition, the Trustee shall account for the right of
      the Class 5-A-1 Certificates to receive amounts from the Reserve Fund as
      rights in limited recourse interest rate cap contracts written by the
      Counterparty in favor of the Class 5-A-1 Certificates.

            (h) For federal tax return and information reporting purposes, the
right of the Holders of the Class 5-A-1 Certificates to receive payments under
the Yield Maintenance Agreement shall be assigned a value of zero as of the
Closing Date.

            (i) For so long as the Trustee is required to file any report with
the Securities and Exchange Commission pursuant to Section 3.22, the Sponsor
shall furnish to the Trustee, on each Distribution Date, the "significance
estimate" of the Yield Maintenance Agreement calculated in accordance with Item
1115 of Regulation AB as of such Distribution Date.

            Section 3.09 Collection of Taxes, Assessments and Similar Items;
Escrow Accounts. (a) To the extent required by the related Mortgage Note and not
violative of current law, the Servicer shall segregate and hold all funds
collected and received pursuant to each Mortgage Loan which constitute Escrow
Payments in trust separate and apart from any of its own funds and general
assets and for such purpose shall establish and maintain one or more escrow
accounts (collectively, the "Escrow Account"), titled "Bank of America, National
Association, in trust for registered holders of Banc of America Alternative Loan
Trust 2006-2 Mortgage Pass-Through Certificates, Series 2006-2 and various
Mortgagors." The Escrow Account shall be established with a commercial bank, a
savings bank or a savings and loan association that meets the guidelines set
forth by Fannie Mae or Freddie Mac as an eligible institution for escrow
accounts and which is a member of the Automated Clearing House. In any case, the
Escrow Account shall be insured by the FDIC to the fullest extent permitted by
law. The Servicer shall deposit in the appropriate Escrow Account on a daily
basis, and retain therein: (i) all Escrow Payments collected on account of the
Mortgage Loans, (ii) all amounts representing proceeds of any hazard insurance
policy which are to be applied to the restoration or repair of any related
Mortgaged Property and (iii) all amounts representing proceeds of any Primary
Insurance Policy. Nothing herein shall require the Servicer to compel a
Mortgagor to establish an Escrow Account in violation of applicable law.

            (b) Withdrawals of amounts so collected from the Escrow Accounts may
be made by the Servicer only (i) to effect timely payment of taxes, assessments,
mortgage insurance premiums, fire and hazard insurance premiums, condominium or
PUD association dues, or comparable items constituting Escrow Payments for the
related Mortgage, (ii) to reimburse the Servicer out of related Escrow Payments
made with respect to a Mortgage Loan for any Servicing Advance made by the
Servicer pursuant to Section 3.09(c) with respect to such Mortgage Loan, (iii)
to refund to any Mortgagor any sums determined to be overages, (iv) for transfer
to the Servicer Custodial Account upon default of a Mortgagor or in accordance
with the terms of the related Mortgage Loan and if permitted by applicable law,
(v) for application to restore or repair the Mortgaged Property, (vi) to pay to
the Mortgagor, to the extent required by law, any interest paid on the funds
deposited in the Escrow Account, (vii) to pay to itself any interest earned on
funds deposited in the Escrow Account (and not required to be paid to the
Mortgagor), (viii) to the extent permitted under the terms of the related
Mortgage Note and applicable law, to pay late fees with respect to any Monthly
Payment which is received after the applicable grace period, (ix) to withdraw
suspense payments that are deposited into the Escrow Account, (x) to withdraw
any amounts inadvertently deposited in the Escrow Account or (xi) to clear and
terminate the Escrow Account upon the termination of this Agreement in
accordance with Section 10.01. Any Escrow Account shall not be a part of the
Trust Estate.

            (c) With respect to each Mortgage Loan, the Servicer shall maintain
accurate records reflecting the status of taxes, assessments and other charges
which are or may become a lien upon the Mortgaged Property and the status of
Primary Insurance Policy premiums and fire and hazard insurance coverage. The
Servicer shall obtain, from time to time, all bills for the payment of such
charges (including renewal premiums) and shall effect payment thereof prior to
the applicable penalty or termination date and at a time appropriate for
securing maximum discounts allowable, employing for such purpose deposits of the
Mortgagor in the Escrow Account, if any, which shall have been estimated and
accumulated by the Servicer in amounts sufficient for such purposes, as allowed
under the terms of the Mortgage. To the extent that a Mortgage does not provide
for Escrow Payments, the Servicer shall determine that any such payments are
made by the Mortgagor. The Servicer assumes full responsibility for the timely
payment of all such bills and shall effect timely payments of all such bills
irrespective of each Mortgagor's faithful performance in the payment of same or
the making of the Escrow Payments. The Servicer shall advance any such payments
that are not timely paid, but the Servicer shall be required so to advance only
to the extent that such Servicing Advances, in the good faith judgment of the
Servicer, will be recoverable by the Servicer out of Insurance Proceeds,
Liquidation Proceeds or otherwise.

            Section 3.10 Access to Certain Documentation and Information
Regarding the Mortgage Loans. The Servicer shall afford the Trustee reasonable
access to all records and documentation regarding the Mortgage Loans and all
accounts, insurance information and other matters relating to this Agreement,
such access being afforded without charge, but only upon reasonable request and
during normal business hours at the office designated by the Servicer.

            Section 3.11 Permitted Withdrawals from the Servicer Custodial
Account and Certificate Account. (a) The Servicer may from time to time make
withdrawals from the Servicer Custodial Account, for the following purposes:

            (i) to pay to the Servicer (to the extent not previously retained),
      the Servicing Compensation to which it is entitled pursuant to Section
      3.17;

            (ii) to reimburse the Servicer for unreimbursed Advances made by it,
      such right of reimbursement pursuant to this clause (ii) being limited to
      amounts received on the Mortgage Loan(s) (including amounts received in
      respect of BPP Mortgage Loan Payments for such Mortgage Loan) in respect
      of which any such Advance was made;

            (iii) to reimburse the Servicer for any Nonrecoverable Advance
      previously made, such right of reimbursement pursuant to this clause (iii)
      being limited to amounts received on the Mortgage Loans in the same Loan
      Group as the Mortgage Loan(s) in respect of which such Nonrecoverable
      Advance was made;

            (iv) to reimburse the Servicer for Insured Expenses from the related
      Insurance Proceeds;

            (v) to pay to the purchaser, with respect to each Mortgage Loan or
      REO Property that has been purchased pursuant to Section 2.02 or 2.04, all
      amounts received thereon after the date of such purchase;

            (vi) to reimburse the Servicer or the Depositor for expenses
      incurred by any of them and reimbursable pursuant to Section 7.03;

            (vii) to withdraw any amount deposited in the Servicer Custodial
      Account and not required to be deposited therein;

            (viii) on or prior to the Remittance Date, to withdraw an amount
      equal to the related Pool Distribution Amount for such Distribution Date,
      to the extent on deposit, and remit such amount in immediately available
      funds to the Trustee for deposit in the Certificate Account; and

            (ix) to clear and terminate the Servicer Custodial Account upon
      termination of this Agreement pursuant to Section 10.01.

            The Servicer shall keep and maintain separate accounting, on a
Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any
withdrawal from the Servicer Custodial Account pursuant to clauses (i), (ii),
(iv) and (v). The Servicer shall keep and maintain such separate accounting for
each Loan Group. Prior to making any withdrawal from the Servicer Custodial
Account pursuant to clause (iii), the Servicer shall deliver to the Trustee an
Officer's Certificate of a Servicing Officer indicating the amount of any
previous Advance determined by the Servicer to be a Nonrecoverable Advance and
identifying the related Mortgage Loan(s) and their respective portions of such
Nonrecoverable Advance. The Servicer shall notify the Depositor and the Trustee
of the amount, purpose and party paid pursuant to clause (vi) above.

            (b) The Trustee shall be deemed to withdraw funds from the
applicable Certificate Account sub-accounts for distributions to
Certificateholders in the manner specified in this Agreement. In addition, the
Trustee may from time to time make withdrawals from the Certificate Account for
the following purposes:

            (i) to pay to itself the Trustee Fee;

            (ii) to pay to itself as additional compensation earnings on or
      investment income with respect to funds in the Certificate Account and any
      other amounts (other than the Trustee Fee) due to it under this Agreement
      for the related Distribution Date;

            (iii) to withdraw and return to the Servicer any amount deposited in
      the Certificate Account and not required to be deposited therein; and

            (iv) to clear and terminate the Certificate Account upon termination
      of this Agreement pursuant to Section 10.01.

            The Trustee shall notify the Depositor and the Servicer of the
amount and purpose of any payments made pursuant to clause (ii) above (other
than any earnings or investment income with respect to funds in the Certificate
Account).

            (c) On each Distribution Date, funds on deposit in the Certificate
Account and deemed to be on deposit in the Upper-Tier Certificate Sub-Account
shall be used to make payments on the Regular Certificates, the Class CB-IO
Certificates, the Class CB-PO Certificates, the Class 5-A-R Certificate (in
respect of the Class R-U Interest), the Class 15-IO Certificates and the Class
15-PO Certificates as provided in Sections 5.01 and 5.02. The Certificate
Account shall be cleared and terminated upon termination of this Agreement
pursuant to Section 10.01.

            Section 3.12 Maintenance of Hazard Insurance. The Servicer shall
cause to be maintained for each Mortgage Loan, fire and hazard insurance with
extended coverage customary in the area where the Mortgaged Property is located
in an amount which is at least equal to the lesser of (a) the full insurable
value of the Mortgaged Property or (b) the greater of (i) the outstanding
principal balance owing on the Mortgage Loan and (ii) an amount such that the
proceeds of such insurance shall be sufficient to avoid the application to the
Mortgagor or loss payee of any coinsurance clause under the policy. If the
Mortgaged Property is in an area identified in the Federal Register by the
Federal Emergency Management Agency as having special flood hazards (and such
flood insurance has been made available) the Servicer will cause to be
maintained a flood insurance policy meeting the requirements of the current
guidelines of the Federal Insurance Administration and the requirements of
Fannie Mae or Freddie Mac. The Servicer shall also maintain on REO Property,
fire and hazard insurance with extended coverage in an amount which is at least
equal to the maximum insurable value of the improvements which are a part of
such property, liability insurance and, to the extent required, flood insurance
in an amount required above. Any amounts collected by the Servicer under any
such policies (other than amounts to be deposited in an Escrow Account and
applied to the restoration or repair of the property subject to the related
Mortgage or property acquired in liquidation of the Mortgage Loan, or to be
released to the Mortgagor in accordance with Customary Servicing Procedures)
shall be deposited in the Servicer Custodial Account, subject to withdrawal
pursuant to Section 3.11(a). It is understood and agreed that no earthquake or
other additional insurance need be required by the Servicer of any Mortgagor or
maintained on REO Property, other than pursuant to such applicable laws and
regulations as shall at any time be in force and as shall require such
additional insurance. All policies required hereunder shall be endorsed with
standard mortgagee clauses with loss payable to the Servicer, and shall provide
for at least 30 days' prior written notice of any cancellation, reduction in
amount or material change in coverage to the Servicer.

            The hazard insurance policies for each Mortgage Loan secured by a
unit in a condominium development or planned unit development shall be
maintained with respect to such Mortgage Loan and the related development in a
manner which is consistent with Fannie Mae requirements.

            Notwithstanding the foregoing, the Servicer may maintain a blanket
policy insuring against hazard losses on all of the Mortgaged Properties
relating to the Mortgage Loans in lieu of maintaining the required hazard
insurance policies for each Mortgage Loan and may maintain a blanket policy
insuring against special flood hazards in lieu of maintaining any required flood
insurance. Any such blanket policies shall (A) be consistent with prudent
industry standards, (B) name the Servicer as loss payee, (C) provide coverage in
an amount equal to the aggregate unpaid principal balance on the related
Mortgage Loans without co-insurance, and (D) otherwise comply with the
requirements of this Section 3.12. Any such blanket policy may contain a
deductible clause; provided that if any Mortgaged Property is not covered by a
separate policy otherwise complying with this Section 3.12 and a loss occurs
with respect to such Mortgaged Property which loss would have been covered by
such a policy, the Servicer shall deposit in the Servicer Custodial Account the
difference, if any, between the amount that would have been payable under a
separate policy complying with this Section 3.12 and the amount paid under such
blanket policy.

            Section 3.13 Enforcement of Due-On-Sale Clauses; Assumption
Agreements. (a) Except as otherwise provided in this Section 3.13, when any
Mortgaged Property subject to a Mortgage has been conveyed by the Mortgagor, the
Servicer shall use reasonable efforts, to the extent that it has actual
knowledge of such conveyance, to enforce any due-on-sale clause contained in any
Mortgage Note or Mortgage, to the extent permitted under applicable law and
governmental regulations, but only to the extent that such enforcement will not
adversely affect or jeopardize coverage under any Required Insurance Policy.
Notwithstanding the foregoing, the Servicer is not required to exercise such
rights with respect to a Mortgage Loan if the Person to whom the related
Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the
terms and conditions contained in the Mortgage Note and Mortgage related thereto
and the consent of the mortgagee under such Mortgage Note or Mortgage is not
otherwise required under such Mortgage Note or Mortgage as a condition to such
transfer. If (i) the Servicer is prohibited by law from enforcing any such
due-on-sale clause, (ii) coverage under any Required Insurance Policy would be
adversely affected, (iii) the Mortgage Note does not include a due-on-sale
clause or (iv) nonenforcement is otherwise permitted hereunder, the Servicer is
authorized, subject to Section 3.13(b), to take or enter into an assumption and
modification agreement from or with the Person to whom such Mortgaged Property
has been or is about to be conveyed, pursuant to which such Person becomes
liable under the Mortgage Note and, unless prohibited by applicable state law,
the Mortgagor remains liable thereon; provided that the Mortgage Loan shall
continue to be covered (if so covered before the Servicer enters such agreement)
by the applicable Required Insurance Policies. The Servicer, subject to Section
3.13(b), is also authorized with the prior approval of the insurers under any
Required Insurance Policies to enter into a substitution of liability agreement
with such Person, pursuant to which the original Mortgagor is released from
liability and such Person is substituted as Mortgagor and becomes liable under
the Mortgage Note. Notwithstanding the foregoing, the Servicer shall not be
deemed to be in default under this Section 3.13 by reason of any transfer or
assumption which the Servicer reasonably believes it is restricted by law from
preventing, for any reason whatsoever.

            (b) Subject to the Servicer's duty to enforce any due-on-sale clause
to the extent set forth in Section 3.13(a), in any case in which a Mortgaged
Property has been conveyed to a Person by a Mortgagor, and such Person is to
enter into an assumption agreement or modification agreement or supplement to
the Mortgage Note or Mortgage or if an instrument of release is required
releasing the Mortgagor from liability on the Mortgage Loan, the Servicer shall
prepare and execute the assumption agreement with the Person to whom the
Mortgaged Property is to be conveyed and such modification agreement or
supplement to the Mortgage Note or Mortgage or other instruments as are
reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage
or otherwise to comply with any applicable laws regarding assumptions or the
transfer of the Mortgaged Property to such Person. In connection with any such
assumption, no material term of the Mortgage Note may be changed. In addition,
the substitute Mortgagor and the Mortgaged Property must be acceptable to the
Servicer in accordance with its underwriting standards as then in effect.
Together with each such substitution, assumption or other agreement or
instrument, the Servicer shall execute an Officer's Certificate signed by a
Servicing Officer stating that the requirements of this subsection have been
met. The Servicer shall notify the Trustee that any such substitution or
assumption agreement has been completed by forwarding to the Trustee (or at the
direction of the Trustee, the Custodian) the Officer's Certificate described in
the previous sentence and the original of such substitution or assumption
agreement, which in the case of the original shall be added to the related
Mortgage File and shall, for all purposes, be considered a part of such Mortgage
File to the same extent as all other documents and instruments constituting a
part thereof. Any fee collected by the Servicer for entering into an assumption
or substitution of liability agreement may be retained by the Servicer as
additional Servicing Compensation.

            Section 3.14 Realization Upon Defaulted Mortgage Loans; REO
Property. Subject to Section 3.21, the Servicer shall use reasonable efforts to
foreclose upon or otherwise comparably convert the ownership of Mortgaged
Properties securing such of the Mortgage Loans as come into and continue in
default and as to which no satisfactory arrangements can be made for collection
of delinquent payments. In connection with such foreclosure or other conversion,
the Servicer shall follow Customary Servicing Procedures and shall meet the
requirements of the insurer under any Required Insurance Policy; provided,
however, that the Servicer may enter into a special servicing agreement with an
unaffiliated Holder of 100% Percentage Interest of a Class of Class B
Certificates or a holder of a class of securities representing interests in the
Class B Certificates alone or together with other subordinated mortgage
pass-through certificates. Such agreement shall be substantially in the form
attached hereto as Exhibit K or subject to each Rating Agency's acknowledgment
that the ratings of the Certificates in effect immediately prior to the entering
into such agreement would not be qualified, downgraded or withdrawn and the
Certificates would not be placed on credit review status (except for possible
upgrading) as a result of such agreement. Any such agreement may contain
provisions whereby such holder may instruct the Servicer to commence or delay
foreclosure proceedings with respect to delinquent Mortgage Loans and will
contain provisions for the deposit of cash by the holder that would be available
for distribution to Certificateholders if Liquidation Proceeds are less than
they otherwise may have been had the Servicer acted in accordance with its
normal procedures. Notwithstanding the foregoing, the Servicer shall not be
required to expend its own funds in connection with any foreclosure or towards
the restoration of any Mortgaged Property unless it shall determine (i) that
such restoration and/or foreclosure will increase the proceeds of liquidation of
the Mortgage Loan after reimbursement to itself of such expenses and (ii) that
such expenses will be recoverable to it through proceeds of the liquidation of
the Mortgage Loan (respecting which it shall have priority for purposes of
withdrawals from the Servicer Custodial Account). Any such expenditures shall
constitute Servicing Advances for purposes of this Agreement.

            With respect to any REO Property, the deed or certificate of sale
shall be taken in the name of the Trustee for the benefit of the
Certificateholders, or its nominee, on behalf of the Certificateholders. The
Trustee's name shall be placed on the title to such REO Property solely as the
Trustee hereunder and not in its individual capacity. The Servicer shall ensure
that the title to such REO Property references this Agreement and the Trustee's
capacity hereunder. Pursuant to its efforts to sell such REO Property, the
Servicer shall either itself or through an agent selected by the Servicer
manage, conserve, protect and operate such REO Property in the same manner that
it manages, conserves, protects and operates other foreclosed property for its
own account and in the same manner that similar property in the same locality as
the REO Property is managed. Incident to its conservation and protection of the
interests of the Certificateholders, the Servicer may rent the same, or any part
thereof, as the Servicer deems to be in the best interest of the
Certificateholders for the period prior to the sale of such REO Property. The
Servicer shall prepare for and deliver to the Trustee a statement with respect
to each REO Property that has been rented, if any, showing the aggregate rental
income received and all expenses incurred in connection with the management and
maintenance of such REO Property at such times as is necessary to enable the
Trustee to comply with the reporting requirements of the REMIC Provisions;
provided, however, that the Servicer shall have no duty to rent any REO Property
on behalf of the Trust. The net monthly rental income, if any, from such REO
Property shall be deposited in the Servicer Custodial Account no later than the
close of business on each Determination Date. The Servicer shall perform, with
respect to the Mortgage Loans, the tax reporting and withholding required by
Sections 1445 and 6050J of the Code with respect to foreclosures and
abandonments, the tax reporting required by Section 6050H of the Code with
respect to the receipt of mortgage interest from individuals and, if required by
Section 6050P of the Code with respect to the cancellation of indebtedness by
certain financial entities, by preparing such tax and information returns as may
be required, in the form required.

            If the Trust acquires any Mortgaged Property as described above or
otherwise in connection with a default or a default which is reasonably
foreseeable on a Mortgage Loan, the Servicer shall dispose of such Mortgaged
Property prior to the end of the third calendar year following the year of its
acquisition by the Trust (such period, the "REO Disposition Period") unless (A)
the Trustee shall have been supplied by the Servicer with an Opinion of Counsel
to the effect that the holding by the Trust of such Mortgaged Property
subsequent to the REO Disposition Period will not result in the imposition of
taxes on "prohibited transactions" (as defined in Section 860F of the Code) on
any of the Upper-Tier REMIC, the Middle-Tier REMIC or the Lower-Tier REMIC or
cause any REMIC created hereunder to fail to qualify as a REMIC at any time that
any Certificates are outstanding, or (B) the Trustee (at the Servicer's expense)
or the Servicer shall have applied for, prior to the expiration of the REO
Disposition Period, an extension of the REO Disposition Period in the manner
contemplated by Section 856(e)(3) of the Code. If such an Opinion of Counsel is
provided or such an exemption is obtained, the Trust may continue to hold such
Mortgaged Property (subject to any conditions contained in such Opinion of
Counsel) for the applicable period. Notwithstanding any other provision of this
Agreement, no Mortgaged Property acquired by the Trust shall be rented (or
allowed to continue to be rented) or otherwise used for the production of income
by or on behalf of the Trust in such a manner or pursuant to any terms that
would (i) cause such Mortgaged Property to fail to qualify as "foreclosure
property" within the meaning of Section 860G(a)(8) of the Code or (ii) subject
any REMIC created hereunder to the imposition of any federal, state or local
income taxes on the income earned from such Mortgaged Property under Section
860G(c) of the Code or otherwise, unless the Servicer has agreed to indemnify
and hold harmless the Trust with respect to the imposition of any such taxes.
The Servicer shall identify to the Trustee any Mortgaged Property relating to a
Mortgage Loan held by the Trust for 30 months for which no plans to dispose of
such Mortgaged Property by the Servicer have been made. After delivery of such
identification, the Servicer shall proceed to dispose of any such Mortgaged
Property by holding a commercially reasonable auction for such property.

            The income earned from the management of any REO Properties, net of
reimbursement to the Servicer for expenses incurred (including any property or
other taxes) in connection with such management and net of unreimbursed
Servicing Fees, Periodic Advances and Servicing Advances, shall be applied to
the payment of principal of and interest on the related defaulted Mortgage Loans
(solely for the purposes of allocating principal and interest, interest shall be
treated as accruing as though such Mortgage Loans were still current) and all
such income shall be deemed, for all purposes in this Agreement, to be payments
on account of principal and interest on the related Mortgage Notes and shall be
deposited into the Servicer Custodial Account. To the extent the net income
received during any calendar month is in excess of the amount attributable to
amortizing principal and accrued interest at the related Mortgage Interest Rate
on the related Mortgage Loan for such calendar month, such excess shall be
considered to be a partial prepayment of principal of the related Mortgage Loan.

            The proceeds from any liquidation of a Mortgage Loan, as well as any
income from an REO Property, will be applied in the following order of priority:
first, to reimburse the Servicer for any related unreimbursed Servicing Advances
and Servicing Fees; second, to reimburse the Servicer for any unreimbursed
Periodic Advances and to reimburse the Servicer Custodial Account for any
Nonrecoverable Advances (or portions thereof) that were previously withdrawn by
the Servicer pursuant to Section 3.11(a)(iii) that related to such Mortgage
Loan; third, to accrued and unpaid interest (to the extent no Periodic Advance
has been made for such amount or any such Periodic Advance has been reimbursed)
on the Mortgage Loan or related REO Property, at the Mortgage Interest Rate to
the Due Date occurring in the month in which such amounts are required to be
distributed; and fourth, as a recovery of principal of the Mortgage Loan. Excess
Proceeds, if any, from the liquidation of a Liquidated Mortgage Loan will be
retained by the Servicer as additional Servicing Compensation pursuant to
Section 3.17.

            Section 3.15 Trustee to Cooperate; Release of Mortgage Files. Upon
the payment in full of any Mortgage Loan, or the receipt by the Servicer of a
notification that payment in full will be escrowed in a manner customary for
such purposes, the Servicer will immediately notify the Trustee (or, at the
direction of the Trustee, the Custodian) by delivering, or causing to be
delivered, two copies (one of which will be returned to the Servicer with the
Mortgage File) of a Request for Release (which may be delivered in an electronic
format acceptable to the Trustee and the Servicer). Upon receipt of such
request, the Trustee or the Custodian, as applicable, shall within seven
Business Days release the related Mortgage File to the Servicer. The Trustee
shall deliver to the Servicer the Mortgage Note with written evidence of
cancellation thereon. If the Mortgage has been recorded in the name of MERS or
its designee, the Servicer shall take all necessary action to reflect the
release of the Mortgage on the records of MERS. Expenses incurred in connection
with any instrument of satisfaction or deed of reconveyance shall be chargeable
to the related Mortgagor. From time to time and as shall be appropriate for the
servicing or foreclosure of any Mortgage Loan, including for such purpose
collection under any policy of flood insurance, any fidelity bond or errors or
omissions policy, or for the purposes of effecting a partial release of any
Mortgaged Property from the lien of the Mortgage or the making of any
corrections to the Mortgage Note or the Mortgage or any of the other documents
included in the Mortgage File, the Trustee or the Custodian, as applicable,
shall, upon delivery to the Trustee (or, at the direction of the Trustee, the
Custodian) of a Request for Release signed by a Servicing Officer, release the
Mortgage File within seven Business Days to the Servicer. Subject to the further
limitations set forth below, the Servicer shall cause the Mortgage File so
released to be returned to the Trustee or the Custodian, as applicable, when the
need therefor by the Servicer no longer exists, unless the Mortgage Loan is
liquidated and the proceeds thereof are deposited in the Servicer Custodial
Account, in which case the Servicer shall deliver to the Trustee or the
Custodian, as applicable, a Request for Release, signed by a Servicing Officer.

            Upon prepayment in full of any Mortgage Loan or the receipt of
notice that funds for such purpose have been placed in escrow, the Servicer
shall give an instrument of satisfaction (or Assignment of Mortgage without
recourse) regarding the Mortgaged Property relating to such Mortgage Loan, which
instrument of satisfaction or Assignment of Mortgage, as the case may be, shall
be delivered to the Person entitled thereto against receipt of the prepayment in
full. If the Mortgage is registered in the name of MERS or its designee, the
Servicer shall take all necessary action to reflect the release on the records
of MERS. In lieu of executing such satisfaction or Assignment of Mortgage, or if
another document is required to be executed by the Trustee, the Servicer may
deliver or cause to be delivered to the Trustee, for signature, as appropriate,
any court pleadings, requests for trustee's sale or other documents necessary to
effectuate such foreclosure or any legal action brought to obtain judgment
against the Mortgagor on the Mortgage Note or the Mortgage or to obtain a
deficiency judgment or to enforce any other remedies or rights provided by the
Mortgage Note or the Mortgage or otherwise available at law or in equity.

            Section 3.16 Documents, Records and Funds in Possession of the
Servicer to Be Held for the Trustee. The Servicer shall transmit to the Trustee
or, at the direction of the Trustee, the Custodian as required by this Agreement
all documents and instruments in respect of a Mortgage Loan coming into the
possession of the Servicer from time to time and shall account fully to the
Trustee for any funds received by the Servicer or which otherwise are collected
by the Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any
Mortgage Loan. The documents constituting the Servicing File shall be held by
the Servicer as custodian and bailee for the Trustee. All Mortgage Files and
funds collected or held by, or under the control of, the Servicer in respect of
any Mortgage Loans, whether from the collection of principal and interest
payments or from Liquidation Proceeds, including but not limited to, any funds
on deposit in the Servicer Custodial Account, shall be held by the Servicer for
and on behalf of the Trustee and shall be and remain the sole and exclusive
property of the Trustee, subject to the applicable provisions of this Agreement.
The Servicer also agrees that it shall not knowingly create, incur or subject
any Mortgage File or any funds that are deposited in the Servicer Custodial
Account, Certificate Account or any Escrow Account, or any funds that otherwise
are or may become due or payable to the Trustee for the benefit of the
Certificateholders, to any claim, lien, security interest, judgment, levy, writ
of attachment or other encumbrance created by the Servicer, or assert by legal
action or otherwise any claim or right of setoff against any Mortgage File or
any funds collected on, or in connection with, a Mortgage Loan, except, however,
that the Servicer shall be entitled to set off against and deduct from any such
funds any amounts that are properly due and payable to the Servicer under this
Agreement.

            Section 3.17 Servicing Compensation. The Servicer shall be entitled
out of each payment of interest on a Mortgage Loan (or portion thereof) and
included in the Trust Estate to retain or withdraw from the Servicer Custodial
Account an amount equal to the Servicing Fee for such Distribution Date;
provided, however, that the aggregate Servicing Fee for the Servicer relating to
the Mortgage Loans shall be reduced (but not below zero) by an amount equal to
the Compensating Interest.

            Any additional Servicing Compensation shall be retained by the
Servicer to the extent not required to be deposited in the Servicer Custodial
Account pursuant to Section 3.08(b). The Servicer shall be required to pay all
expenses incurred by it in connection with its servicing activities hereunder
and shall not be entitled to reimbursement therefor except as specifically
provided in this Agreement.

            Section 3.18 Annual Statement as to Compliance. The Trustee and the
Servicer shall deliver, and the Servicer shall cause each Additional Servicer
engaged by it to deliver, in electronic form to the Depositor, the Trustee and
each Rating Agency on or before March 5 of each year or if such day is not a
Business Day, the next Business Day (with a 10 calendar day cure period, but in
no event later than March 15), followed by a hard copy within 10 calendar days,
commencing in March 2007, a certificate in the form required by Item 1123 of
Regulation AB, to the effect that (i) an authorized officer of the Trustee, the
Servicer or the Additional Servicer, as the case may be, has reviewed (or a
review has been made under his or her supervision of) such party's activities
under this Agreement or such other applicable agreement in the case of an
Additional Servicer, during the prior calendar year or portion thereof and (ii)
to the best of such officer's knowledge, based on such review, such party has
fulfilled all of its obligations under this Agreement, or such other applicable
agreement in the case of an Additional Servicer, in all material respects
throughout the prior calendar year or portion thereof or, if there has been a
failure to fulfill any such obligation in any material respect, specifying each
such failure known to such officer and the nature and status thereof. Promptly
after receipt of each such certificate, the Depositor shall review such
certificate and, if applicable, consult with the Servicer and the Trustee as to
the nature of any failure to fulfill any obligation under the Agreement, or such
other applicable agreement in the case of an Additional Servicer, in any
material respect.

            Section 3.19 Assessments of Servicing Compliance; Registered Public
Accounting Firm Attestation Reports. (a) Each of the Servicer and the Trustee,
at its own expense, shall furnish, and shall cause any Servicing Function
Participant engaged by it to furnish, at such party's expense, to the Trustee
and the Depositor in electronic form, not later than March 5 of each year or if
such day is not a Business Day, the next Business Day (with a 10 calendar day
cure period, but in no event later than March 15), followed by a hard copy
within 10 calendar days, commencing in March 2007, a report on an assessment of
compliance with the Servicing Criteria applicable to it that contains (A) a
statement by such party of its responsibility for assessing compliance with the
Servicing Criteria applicable to it, (B) a statement that such party used the
Servicing Criteria to assess compliance with the Servicing Criteria applicable
to it, (C) such party's assessment of compliance with the Servicing Criteria
applicable to it as of and for the fiscal year covered by the Form 10-K required
to be filed pursuant to Section 3.22, including, if there has been any material
instance of noncompliance with the Servicing Criteria applicable to it, an
identification of each such failure and the nature and status thereof, and (D) a
statement that a registered public accounting firm has issued an attestation
report on such party's assessment of compliance with the Servicing Criteria
applicable to such party as of and for such period.

            Each such assessment of compliance report shall be addressed to the
Depositor and the Servicer and signed by an authorized officer of the applicable
party, and shall address each of the Relevant Servicing Criteria set forth on
Exhibit Q hereto, or as set forth in the notification furnished to the Depositor
and the Trustee pursuant to Section 3.19(c). The Servicer and the Trustee hereby
acknowledge and agree that their respective assessments of compliance will cover
the items identified on Exhibit Q hereto as being covered by such party. The
parties to this Agreement acknowledge that where a particular Servicing
Criterion has multiple components, each party's assessment of compliance (and
related attestation of compliance) will relate only to those components that are
applicable to such party. Promptly after receipt of each such report on
assessment of compliance, the Depositor shall review each such report and, if
applicable, consult with the Servicer or the Trustee as to the nature of any
material instance of noncompliance with the Servicing Criteria applicable to it
(or any Servicing Function Participant engaged or utilized by the Servicer or
the Trustee, as applicable).

            (b) Each of the Servicer and the Trustee, at its own expense, shall
cause, and shall cause any Servicing Function Participant engaged by it, at such
party's expense, to cause, not later than March 5 of each year or if such day is
not a Business Day, the next Business Day (with a 10 calendar day cure period),
commencing in March 2007, a registered public accounting firm (which may also
render other services to the Servicer, the Trustee, or such other Servicing
Function Participants, as the case may be) and that is a member of the American
Institute of Certified Public Accountants to furnish electronically a report to
the Trustee and the Depositor (with a hard copy to follow within 10 calendar
days), to the effect that (i) it has obtained a representation regarding certain
matters from the management of such party, which includes an assertion that such
party has complied with the Servicing Criteria applicable to it, and (ii) on the
basis of an examination conducted by such firm in accordance with standards for
attestation engagements issued or adopted by the Public Company Accounting
Oversight Board, it is expressing an opinion as to whether such party's
assessment of compliance with the Servicing Criteria was fairly stated in all
material respects, or it cannot express an overall opinion regarding such
party's assessment of compliance with the Servicing Criteria. In the event that
an overall opinion cannot be expressed, such registered public accounting firm
shall state in such report why it was unable to express such an opinion. Such
report must be available for general use and not contain restricted use
language. If requested by the Depositor, such report shall contain or be
accompanied by a consent of such accounting firm to inclusion or incorporation
of such report in the Depositor's registration statement on Form S-3 relating to
the Offered Certificates and the Form 10-K for the Trust.

            Promptly after receipt of each such accountants' attestation report,
the Depositor shall review the report and, if applicable, consult with the
Servicer or the Trustee if such report (i) states that a party's assessment of
compliance was not fairly stated in any material respect or (ii) is unable to
state an overall opinion.

            (c) No later than 30 days following the end of each fiscal year for
the Trust for which a Form 10-K is required to be filed, (i) the Servicer shall
forward to the Trustee and Depositor the name of each Servicing Function
Participant engaged by it and what Servicing Criteria will be addressed in the
report on assessment of compliance prepared by such Servicing Function
Participant and (ii) the Trustee shall forward to the Depositor the name of each
Servicing Function Participant engaged by it and what Servicing Criteria will be
addressed in the report on assessment of compliance prepared by such Servicing
Function Participant, in each case to the extent of any change from the prior
year's notice, if any.

            (d) Beginning with fiscal year 2008 and thereafter, none of the
Servicer, the Trustee or any Servicing Function Participant engaged by such
parties shall be required to deliver or cause the delivery of any such
assessments or attestation reports until April 15 unless such party has received
written notice from the Depositor that a Form 10-K is required to be filed in
respect of the Trust for the preceding fiscal year.

            Section 3.20 Advances. The Servicer shall determine on or before
each Servicer Advance Date whether it is required to make a Periodic Advance
pursuant to the definition thereof. If the Servicer determines it is required to
make a Periodic Advance, it shall, on or before the Servicer Advance Date,
either (a) deposit into the Servicer Custodial Account an amount equal to the
Advance and/or (b) make an appropriate entry in its records relating to the
Servicer Custodial Account that any portion of the Amount Held for Future
Distribution with respect to a Loan Group in the Servicer Custodial Account has
been used by the Servicer in discharge of its obligation to make any such
Periodic Advance on a Mortgage Loan in such Loan Group. Any funds so applied
shall be replaced by the Servicer by deposit in the Servicer Custodial Account
no later than the close of business on the Business Day preceding the next
Servicer Advance Date. The Servicer shall be entitled to be reimbursed from the
Servicer Custodial Account for all Advances of its own funds made pursuant to
this Section 3.20 as provided in Section 3.11(a). The obligation to make
Periodic Advances with respect to any Mortgage Loan shall continue until the
ultimate disposition of the REO Property or Mortgaged Property relating to such
Mortgage Loan. The Servicer shall inform the Trustee of the amount of the
Periodic Advance to be made by the Servicer with respect to each Loan Group on
each Servicer Advance Date no later than the related Remittance Date.

            The Servicer shall deliver to the Trustee on the related Servicer
Advance Date an Officer's Certificate of a Servicing Officer indicating the
amount of any proposed Periodic Advance determined by the Servicer to be a
Nonrecoverable Advance. Notwithstanding anything to the contrary, the Servicer
shall not be required to make any Periodic Advance or Servicing Advance that
would be a Nonrecoverable Advance.

            Section 3.21 Modifications, Waivers, Amendments and Consents.
(a)Subject to this Section 3.21, the Servicer may agree to any modification,
waiver, forbearance, or amendment of any term of any Mortgage Loan without the
consent of the Trustee or any Certificateholder. All modifications, waivers,
forbearances or amendments of any Mortgage Loan shall be in writing and shall be
consistent with Customary Servicing Procedures.

            (b) The Servicer shall not agree to enter into, and shall not enter
into, any modification, waiver (other than a waiver referred to in Section 3.13,
which waiver, if any, shall be governed by Section 3.13), forbearance or
amendment of any term of any Mortgage Loan if such modification, waiver,
forbearance, or amendment would:

            (i) forgive principal owing under such Mortgage Loan or permanently
      reduce the interest rate on such Mortgage Loan;

            (ii) affect the amount or timing of any related payment of
      principal, interest or other amount payable thereunder;

            (iii) in the Servicer's judgment, materially impair the security for
      such Mortgage Loan or reduce the likelihood of timely payment of amounts
      due thereon; or

            (iv) otherwise constitute a "significant modification" within the
      meaning of Treasury Regulations Section 1.860G-2(b);

unless, in the case of clauses (ii) through (iv) above, (A) such Mortgage Loan
is 90 days or more past due or (B) the Servicer delivers to the Trustee an
Opinion of Counsel to the effect that such modification, waiver, forbearance or
amendment would not affect the REMIC status of any of the Upper-Tier REMIC, the
Middle-Tier REMIC or the Lower-Tier REMIC. Notwithstanding the foregoing, no
Opinion of Counsel need be delivered if the purpose of the modification is to
reduce the Monthly Payment on a Mortgage Loan as a result of a partial Principal
Prepayment; provided that the Mortgage Loan is fully amortized by its original
maturity date. Subject to Customary Servicing Procedures, the Servicer may
permit a forbearance for a Mortgage Loan which in the Servicer's judgment is
subject to imminent default.

            (c) The Servicer may, as a condition to granting any request by a
Mortgagor for consent, modification, waiver, forbearance or amendment, the
granting of which is within the Servicer's discretion pursuant to the Mortgage
Loan and is permitted by the terms of this Agreement, require that such
Mortgagor pay to the Servicer, as additional Servicing Compensation, a
reasonable or customary fee for the additional services performed in connection
with such request, together with any related costs and expenses incurred by the
Servicer, which amount shall be retained by the Servicer as additional Servicing
Compensation.

            (d) The Servicer shall notify the Depositor and the Trustee, in
writing, of any modification, waiver, forbearance or amendment of any term of
any Mortgage Loan and the date thereof, and shall deliver to the Trustee (or, at
the direction of the Trustee, the Custodian) for deposit in the related Mortgage
File, an original counterpart of the agreement relating to such modification,
waiver, forbearance or amendment, promptly (and in any event within ten Business
Days) following the execution thereof; provided, however, that if any such
modification, waiver, forbearance or amendment is required by applicable law to
be recorded, the Servicer (i) shall deliver to the Trustee a copy thereof and
(ii) shall deliver to the Trustee such document, with evidence of notification
upon receipt thereof from the public recording office.

            Section 3.22 Reports to the Securities and Exchange Commission. (a)
The Trustee and the Servicer shall reasonably cooperate with the Depositor to
enable the Depositor to satisfy its reporting requirements under the Exchange
Act and the parties hereto shall reasonably cooperate to enable the Securities
and Exchange Commission requirements with respect to the Depositor to be met in
the event that the Securities and Exchange Commission issues additional
interpretive guidelines or promulgates rules or regulations, or in the event of
any other change of law that would require reporting arrangements or the
allocation of responsibilities with respect thereto, as described in this
Section 3.22, to be conducted or allocated in a different manner. Without
limiting the generality of the foregoing, the Trustee shall prepare on behalf of
the Depositor any Current Reports on Form 8-K (each, a "Form 8-K"), Distribution
Reports on Form 10-D (each, a "Form 10-D") and Annual Reports on Form 10-K
(each, a "Form 10-K") as required by the Exchange Act and the rules and
regulations of the Securities and Exchange Commission thereunder, the Servicer
shall sign and the Trustee shall file (via the Securities and Exchange
Commission's Electronic Data Gathering and Retrieval System) such forms on
behalf of the Depositor. Notwithstanding the foregoing, the Depositor shall file
the Form 8-Ks in connection with the issuance of the Certificates.

            (b) Each Form 10-D shall be filed by the Trustee within 15 days
after each Distribution Date and will include a copy of the monthly statement to
Certificateholders delivered pursuant to Section 5.04(b) (each, a "Distribution
Date Statement") for such Distribution Date as an exhibit thereto. In addition,
the Trustee shall include under Item 1 of each Form 10-D any information
required by Item 1121 of Regulation AB to the extent relevant that is not
included on the Distribution Date Statement. Any information in addition to the
Distribution Date Statement and any other information required by Item 1121 of
Regulation AB ("Additional Form 10-D Information") shall be determined by the
party preparing such information as set forth on Exhibit R-1 hereto and the
Trustee shall compile such information pursuant to the following paragraph. The
Trustee will have no duty or liability for any failure hereunder to determine or
prepare any Additional Form 10-D Information, except to the extent of its
obligations as set forth in the next paragraph.

            As set forth on Exhibit R-1 hereto, within 5 calendar days after the
related Distribution Date, certain parties hereto shall be required to provide
to the Depositor and the Trustee, to the extent known by such parties, any
Additional Form 10-D Information, if applicable. The Depositor will be
responsible for all reasonable fees and expenses assessed or incurred by the
Trustee in connection with including any Additional Form 10-D Information on
Form 10-D pursuant to this paragraph, including converting any such information
to an EDGAR-compatible format.

            After preparing the Form 10-D, the Trustee shall forward
electronically a draft copy of the Form 10-D to the Depositor and the Servicer
for review. No later than 2 Business Days prior to the 15th calendar day after
the related Distribution Date, the Depositor and Servicer shall each indicate to
the Trustee their consent to the form and substance of the draft Form 10-D
(which consent may be in electronic form). If a Form 10-D cannot be filed on
time or if a previously filed Form 10-D needs to be amended, the Trustee will
follow the procedures set forth in Section 3.22(e). Promptly (but no later than
one Business Day) after filing with the Securities and Exchange Commission, the
Trustee will make available on its internet website a final executed copy of
each Form 10-D. The Trustee shall have no liability for any loss, expense,
damage or claim arising out of or with respect to any failure to properly
prepare and/or timely file such Form 10-D, where such failure results from the
Trustee's inability or failure to obtain or receive, on a timely basis, any
information from any party hereto (other than the Trustee or any Servicing
Function Participant utilized by the Trustee) needed to prepare, arrange for
execution or file such Form 10-D, not resulting from its own negligence, bad
faith or willful misconduct.

            (c) On or before 90 days after the end of each fiscal year of the
Trust (or such earlier date as may be required by the Exchange Act and the rules
and regulations of the Securities and Exchange Commission) (the "10-K Filing
Deadline") commencing in 2007, the Trustee shall file a Form 10-K, in form and
substance as required by applicable law or applicable Securities and Exchange
Commission staff interpretations. Each such Form 10-K shall include the
following items, in each case to the extent they have been delivered to the
Trustee within the applicable time frames set forth in this Agreement: (i) an
annual compliance statement for the Trustee, the Servicer and each Additional
Servicer, as described under Section 3.18, (ii)(A) the annual reports on
assessment of compliance with Servicing Criteria for the Servicer, the Trustee
and each Servicing Function Participant, as described under Section 3.19, and
(B) if the Servicer's, the Trustee's or each Servicing Function Participant's
report on assessment of compliance with Servicing Criteria described under
Section 3.19 identifies any material instance of noncompliance or is not
included, disclosure identifying such instance of noncompliance or disclosure
that such report is not included and an explanation thereof, as the case may be,
(iii)(A) the registered public accounting firm attestation report for the
Servicer, the Trustee and each Servicing Function Participant, as described
under Section 3.19, and (B) if any registered public accounting firm attestation
report described under Section 3.19 identifies any material instance of
noncompliance or is not included, disclosure identifying such instance of
noncompliance or disclosure that such report is not included and an explanation
thereof, as the case may be, and (iv) a Certification as described in this
Section 3.22(c). Any information in addition to (i) through (iv) above that is
required to be included on Form 10-K ("Additional Form 10-K Information") shall
be prepared by the party responsible for preparing such information as set forth
on Exhibit R-2 hereto and the Trustee shall compile such information pursuant to
the following paragraph. The Trustee will have no duty or liability for any
failure hereunder to determine or prepare any Additional Form 10-K Information,
except to the extent of its obligations as set forth in the next paragraph.

            As set forth on Exhibit R-2 hereto, no later than March 1st of each
year that the Trust is subject to the Exchange Act reporting requirements,
commencing in 2007, certain parties to this Agreement shall be required to
provide to the Trustee and the Depositor, to the extent known by such applicable
parties, any Additional Form 10 K Information, if applicable. The Depositor will
be responsible for all reasonable fees and expenses assessed or incurred by the
Trustee in connection with including any Additional Form 10-K Information on
Form 10-K pursuant to this paragraph, including converting any such information
to an EDGAR-compatible format.

            After preparing the Form 10-K, the Trustee shall forward
electronically a draft copy of the Form 10-K to the Depositor and the Servicer
for review. No later than the close of business on the third Business Day prior
to the 10-K Filing Deadline, a senior officer of the Servicer in charge of the
servicing function shall sign the Form 10-K and return an electronic or fax copy
of such signed Form 10-K, together with a signed copy of the certification (the
"Certification") attached hereto as Exhibit O and required to be included with
each Form 10-K pursuant to the Sarbanes-Oxley Act of 2002, as amended (with an
original executed hard copy of each to follow by overnight mail) to the Trustee.
If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs
to be amended, the Trustee will follow the procedures set forth in Section
3.22(e). Promptly (but no later than one Business Day) after filing with the
Securities and Exchange Commission, the Trustee will make available on its
internet website a final executed copy of each Form 10-K. The parties to this
Agreement acknowledge that the performance by the Trustee of its duties under
this Section 3.22(c) relating to the timely preparation and filing of Form 10-K
is contingent upon such parties (and any Additional Servicer or Servicing
Function Participant) strictly observing all applicable deadlines in the
performance of their duties under this Section 3.22, Section 3.18 and Section
3.19. The Trustee shall have no liability for any loss, expense, damage, claim
arising out of or with respect to any failure to properly prepare and/or timely
file such Form 10-K, where such failure results from the Trustee's inability or
failure to obtain or receive, on a timely basis, any information from any party
hereto (other than the Trustee or any Servicing Function Participant utilized by
the Trustee) needed to prepare, arrange for execution or file such Form 10-K,
not resulting from its own negligence, bad faith or willful misconduct.

            For so long as the Trust is subject to the reporting requirements of
the Exchange Act, the Trustee shall provide to the Servicer, on or before March
5 of each year or if such day is not a Business Day, the next Business Day (with
a 10 calendar day cure period), followed by a hard copy within 10 days,
commencing in March 2007, and otherwise within a reasonable period of time upon
request, a certification in the form attached hereto as Exhibit P. In the event
the Trustee is terminated or resigns pursuant to the terms of this Agreement,
such Trustee shall provide a certification in the form attached hereto as
Exhibit P with respect to the period of time it was subject to this Agreement.
In addition, the Trustee shall indemnify and hold harmless the Depositor, the
Servicer and the Sponsor and their officers, directors and affiliates from and
against any losses, damages, penalties, fines, forfeitures, reasonable and
necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon any inaccuracy in (i) the assessment of compliance
with the Servicing Criteria pursuant to Section 3.19 provided by Trustee or any
Servicing Function Participant appointed by the Trustee and (ii) the
certification provided by the Trustee pursuant to this Section 3.22(c), any
breach of the obligations under Sections 3.19 and 3.22(c) of the Trustee or any
Servicing Function Participant appointed by the Trustee or the Trustee's or such
Servicing Function Participant's negligence, bad faith or willful misconduct in
connection therewith. If the indemnification provided for herein is unavailable
or insufficient to hold harmless the Depositor, the Servicer and the Sponsor and
their officers, directors and affiliates, then the Trustee agrees that it shall
contribute to the amount paid or payable by the Depositor, the Servicer and the
Sponsor, any of their officers, directors or affiliates as a result of the
losses, claims, damages or liabilities of the Depositor, the Servicer or the
Sponsor, any of their officers, directors or affiliates in such proportion as is
appropriate to reflect the relative fault of the Depositor, the Servicer and the
Sponsor and each of their officers, directors and affiliates on the one hand and
the Trustee on the other in connection with a breach of the Trustee's
obligations under this Section 3.22(c) or the Trustee's negligence, bad faith or
willful misconduct in connection therewith.

            (d) Within four (4) Business Days after the occurrence of an event
requiring disclosure on Form 8-K (each such event, a "Reportable Event"), and
also if requested by the Depositor, the Trustee shall prepare and file on behalf
of the Trust any Form 8-K, as required by the Exchange Act, provided that the
Depositor shall file the initial Form 8-Ks in connection with the issuance of
the Certificates. Any information related to a Reportable Event or that is
otherwise required to be included on Form 8-K (such information, "Form 8-K
Information") shall be reported to the Depositor and the Trustee by the parties
set forth on Exhibit R-3 hereto and compiled by the Trustee pursuant to the
following paragraph. The Trustee will have no duty or liability for any failure
hereunder to determine or prepare any Form 8-K Information or any Form 8-K,
except to the extent of its obligations as set forth in the next paragraph.

            As set forth on Exhibit R-3 hereto, for so long as the Trust is
subject to the Exchange Act reporting requirements, no later than 12:00 noon on
the second Business Day after the occurrence of a Reportable Event certain
parties to this Agreement shall be required to provide to the Depositor and the
Trustee, to the extent known by such applicable parties, any Form 8-K
Information, if applicable. The Depositor will be responsible for all reasonable
fees and expenses assessed or incurred by the Trustee in connection with
including any Form 8-K Information on Form 8-K pursuant to this paragraph,
including converting any such information to an EDGAR-compatible format.

            After preparing the Form 8-K, the Trustee shall forward
electronically a draft copy of the Form 8-K to the Depositor for review,
verification and execution by the Depositor. No later than 12:00 noon on the
fourth Business Day after the Reportable Event, an officer of the Depositor
shall sign the Form 8-K and return an electronic or fax copy of such signed Form
8-K (with an original executed hard copy to follow by overnight mail) to the
Trustee. Promptly (but no later than one Business Day) after filing with the
Securities and Exchange Commission, the Trustee will, make available on its
internet website a final executed copy of each Form 8-K filed by it. If a Form
8-K cannot be filed on time or if a previously filed Form 8-K needs to be
amended, the Trustee will follow the procedures set forth in Section 3.22(e).
The Depositor acknowledges that the performance by the Trustee of its duties
under this Section 3.22(d) related to the timely preparation and filing of Form
8-K is contingent upon the parties to this Agreement and any other Person
obligated to provide Form 8-K Information as set forth on Exhibit R-3 hereto,
observing all applicable deadlines in the performance of their duties under this
Section 3.22(d). The Trustee shall have no liability for any loss, expense,
damage or claim arising out of or with respect to any failure to properly
prepare and/or timely file such Form 8-K, where such failure results from the
Trustee's inability or failure to obtain or receive, on a timely basis, any
information from any party hereto (other than the Trustee or any Servicing
Function Participant utilized by the Trustee) needed to prepare, arrange for
execution or file such Form 8-K, not resulting from its own negligence, bad
faith or willful misconduct.

            (e) In the event that the Trustee is unable to timely file with the
Securities and Exchange Commission all or any required portion of any Form 8-K,
Form 10-D or Form 10-K required to be filed by this Agreement because required
information was either not delivered to it or delivered to it after the delivery
deadlines set forth in this Agreement or for any other reason, the Trustee will
immediately notify the Depositor and the Servicer by telephone. In the case of
Form 10-D and Form 10-K, the Depositor, Servicer and Trustee will cooperate to
prepare and file a Form 12b-25 pursuant to Rule 12b-25 of the Exchange Act. In
the case of Form 8-K, the Trustee will, upon receipt of all information required
to be included on Form 8-K, file such Form 8-K. Within 5 calendar days following
the original due date of the Form 10-D, the Trustee shall prepare and file the
related Form 10-D. Within 15 calendar days following the original due date of
the Form 10-K, the Trustee shall prepare and file the related Form 10-K. In the
event that any previously filed Form 8-K, Form 10-D or Form 10-K needs to be
amended, the party to this Agreement deciding that an amendment to such Form
8-K, Form 10-D or Form 10-K is required will notify the Depositor, the Trustee
and the Servicer and such parties will cooperate to prepare any necessary Form
8-K/A, Form 10-D/A or Form 10-K/A. Any Form 12b-25 or any amendment to Form 10-D
or Form 10-K shall be signed by a senior officer of the Servicer in charge of
the servicing function. Any amendment to Form 8-K or any Form 15 (as described
in Section 3.22(g)) shall be signed by an officer of the Depositor. The
Depositor and Servicer acknowledge that the performance by the Trustee of its
duties under this Section 3.22(e) related to the timely preparation and filing
of a Form 12b-25 or any amendment to Form 8-K, Form 10-D or Form 10-K is
contingent upon the Servicer and the Depositor performing their duties under
this Section. The Trustee shall have no liability for any loss, expense, damage,
claim arising out of or with respect to any failure to properly prepare and/or
timely file any such Form 12b-25 or any amendments to Form 8-K, Form 10-D or
Form 10-K, where such failure results from the Trustee's inability or failure to
obtain or receive, on a timely basis, any information from any other party
hereto (other than the Trustee or any Servicing Function Participant utilized by
the Trustee) needed to prepare, arrange for execution or file such Form 12b-25
or any amendments to Form 8-K, Form 10-D or Form 10-K, not resulting from its
own negligence, bad faith or willful misconduct.

            (f) Upon any filing with the Securities and Exchange Commission, the
Trustee shall promptly deliver or otherwise make available to the Depositor a
copy of any such executed report, statement or information.

            (g) The obligations set forth in paragraphs (a) through (f) of this
Section shall only apply with respect to periods for which the Trustee is
obligated to file reports on Form 8-K, 10-D or 10-K. Unless otherwise instructed
by the Depositor, prior to January 30th of the first year in which the Trustee
is permitted to do so under Section 15(d) of the Exchange Act and other
applicable law and regulations, the Trustee shall prepare and file with the
Securities and Exchange Commission a Form 15 Suspension Notification with
respect to the Trust, with a copy to the Depositor. At any time after the filing
of a Form 15 Suspension Notification, if the number of Certificateholders of
record exceeds the number set forth in Section 15(d) of the Exchange Act or the
regulations promulgated pursuant thereto which would cause the Trust to again
become subject to the reporting requirements of the Exchange Act, the Trustee
shall recommence preparing and filing reports on Form 10-D and 10-K as required
pursuant to this Section and the parties hereto will again have the obligations
set forth in paragraphs (a) through (f) of this Section.

            (h) The Depositor, the Trustee and the Servicer shall notify the
Depositor and the Trustee of any proceedings of the type described in Item 1117
of Regulation AB, together with a description thereof, within five Business Days
of any such party's knowledge thereof. In addition, the Depositor, the Trustee
and the Servicer shall notify the Depositor and the Trustee of any affiliations
or relationships that develop following the Closing Date between the Depositor,
the Trustee or the Servicer and any of parties listed in Item 1119 of Regulation
AB, together with a description thereof, within five Business Days of any such
party's knowledge thereof.

                                   ARTICLE IV

                             SERVICER'S CERTIFICATE

            Section 4.01 Servicer's Certificate. Each month, not later than
12:00 noon Eastern time on the Business Day following each Determination Date,
the Servicer shall deliver to the Trustee, a Servicer's Certificate (in
substance and format mutually acceptable to the Servicer and the Trustee)
certified by a Servicing Officer setting forth the information necessary in
order for the Trustee to perform its obligations under this Agreement. The
Trustee may conclusively rely upon the information contained in a Servicer's
Certificate for all purposes hereunder and shall have no duty to verify or
re-compute any of the information contained therein.

                                    ARTICLE V

                 PAYMENTS AND STATEMENTS TO CERTIFICATEHOLDERS;
                              REMIC ADMINISTRATION

            Section 5.01 Distributions. On each Distribution Date, based solely
on the information in the Servicer's Certificate, the Trustee shall distribute
or be deemed to distribute, as applicable, out of the Certificate Account, the
Middle-Tier Certificate Sub-Account or the Upper-Tier Certificate Sub-Account,
as applicable (to the extent funds are available therein), to each
Certificateholder of record on the related Record Date (other than as provided
in Section 10.01 respecting the final distribution) (a) by check mailed to such
Certificateholder entitled to receive a distribution on such Distribution Date
at the address appearing in the Certificate Register, or (b) upon written
request by the Holder of a Certificate (other than the Residual Certificate), by
wire transfer or by such other means of payment as such Certificateholder and
the Trustee shall agree upon, such Certificateholder's Percentage Interest in
the amount to which the related Class of Certificates is entitled in accordance
with the priorities set forth below in Section 5.02.

            None of the Holders of any Class of Certificates, the Depositor, the
Servicer or the Trustee shall in any way be responsible or liable to Holders of
any Class of Certificates in respect of amounts properly previously distributed
on any such Class.

            Amounts distributed with respect to any Class of Certificates shall
be applied first to the distribution of interest thereon and then to principal
thereon.

            Section 5.02 Priorities of Distributions. (a) On each Distribution
Date, based solely on the information contained in the Servicer's Certificate,
the Trustee shall withdraw from the Certificate Account (to the extent funds are
available therein) (1) the amount payable to the Trustee pursuant to Section
3.11(b)(ii) and shall pay such funds to itself, and (2) the Pool Distribution
Amount for each Loan Group, in an amount as specified in written notice received
by the Trustee from the Servicer no later than the Business Day following the
related Determination Date, and shall apply such funds (or be deemed to apply
such funds, as applicable), first to the payment to itself of the amount payable
with respect to such Loan Group pursuant to Section 3.11(b)(i) and then to
distributions on the Certificates, paying Group 1 solely from the Pool
Distribution Amount for Loan Group 1, paying Group 2 solely from the Pool
Distribution Amount for Loan Group 2, paying Group 3 solely from the Pool
Distribution Amount for Loan Group 3, paying Group 4 solely from the Pool
Distribution Amount for Loan Group 4, paying Group 5 solely from the Pool
Distribution Amount for Loan Group 5, paying Group 6 solely from the Pool
Distribution Amount for Loan Group 6, paying Group 7 solely from the Pool
Distribution Amount for Loan Group 7 and paying the Class B Certificates from
the remaining combined Pool Distribution Amounts from all the Loan Groups, in
the following order of priority and to the extent of such funds:

            (i) concurrently, to each Class of Senior Certificates and IO
      Component of such Group, if any, pro rata, an amount allocable to interest
      equal to the Interest Distribution Amount or Component Interest
      Distribution Amount for such Class or Component and any shortfall being
      allocated among such Classes or Component in proportion to the amount of
      the Interest Distribution Amount or Component Interest Distribution Amount
      that would have been distributed in the absence of such shortfall;

            (ii) concurrently, to the Senior Non-PO Certificates of such Group
      and the applicable PO Component of such Group, or in the case of Group 5,
      the Class 5-PO Certificates, pro rata, based on their respective Senior
      Principal Distribution Amount and PO Principal Amount, (A) to the Senior
      Non-PO Certificates of such Group, in an aggregate amount up to the Senior
      Principal Distribution Amount for such Group, such distribution to be
      allocated among such Classes in accordance with Section 5.02(b) and (B) to
      the PO Component of such Group, or in the case of Group 5, the Class 5-PO
      Certificates, in an aggregate amount up to the PO Principal Amount for
      such Group;

            (iii) to the PO Component of such Group, or in the case of Group 5,
      the Class 5-PO Certificates, any PO Deferred Amount (after giving effect
      to the distribution to such PO Component or the Class 5-PO Certificates of
      the PO Recovery for the Related Loan Group), up to the Subordinate
      Principal Distribution Amounts for such Distribution Date from amounts
      otherwise distributable to the Class B Certificates, first to the Class
      B-6 Certificates pursuant to clause (iv)(L) below, second to the Class B-5
      Certificates pursuant to clause (iv)(J) below, third to the Class B-4
      Certificates pursuant to clause (iv)(H) below, fourth to the Class B-3
      Certificates pursuant to clause (iv)(F) below, fifth to the Class B-2
      Certificates pursuant to clause (iv)(D) below and, finally, to the Class
      B-1 Certificates pursuant to clause (iv)(B) below;

            (iv) to each Class of Class B Certificates, subject to paragraph (d)
      below, in the following order of priority:

                  (A) to the Class B-1 Certificates, an amount allocable to
            interest equal to the Interest Distribution Amount for such Class
            for such Distribution Date;

                  (B) to the Class B-1 Certificates, an amount allocable to
            principal equal to its Pro Rata Share for such Distribution Date
            less any amount used to pay the PO Deferred Amounts of the PO
            Components and the Class 5-PO Certificates pursuant to clause (iii)
            above until the Class Certificate Balance thereof has been reduced
            to zero;

                  (C) to the Class B-2 Certificates, an amount allocable to
            interest equal to the Interest Distribution Amount for such Class
            for such Distribution Date;

                  (D) to the Class B-2 Certificates, an amount allocable to
            principal equal to its Pro Rata Share for such Distribution Date
            less any amount used to pay the PO Deferred Amounts of the PO
            Components and the Class 5-PO Certificates pursuant to clause (iii)
            above until the Class Certificate Balance thereof has been reduced
            to zero;

                  (E) to the Class B-3 Certificates, an amount allocable to
            interest equal to the Interest Distribution Amount for such Class
            for such Distribution Date;

                  (F) to the Class B-3 Certificates, an amount allocable to
            principal equal to its Pro Rata Share for such Distribution Date
            less any amount used to pay the PO Deferred Amounts of the PO
            Components and the Class 5-PO Certificates pursuant to clause (iii)
            above until the Class Certificate Balance thereof has been reduced
            to zero;

                  (G) to the Class B-4 Certificates, an amount allocable to
            interest equal to the Interest Distribution Amount for such Class
            for such Distribution Date;

                  (H) to the Class B-4 Certificates, an amount allocable to
            principal equal to its Pro Rata Share for such Distribution Date
            less any amount used to pay the PO Deferred Amounts of the PO
            Components and the Class 5-PO Certificates pursuant to clause (iii)
            above until the Class Certificate Balance thereof has been reduced
            to zero;

                  (I) to the Class B-5 Certificates, an amount allocable to
            interest equal to the Interest Distribution Amount for such Class
            for such Distribution Date;

                  (J) to the Class B-5 Certificates, an amount allocable to
            principal equal to its Pro Rata Share for such Distribution Date
            less any amount used to pay the PO Deferred Amounts of the PO
            Components and the Class 5-PO Certificates pursuant to clause (iii)
            above until the Class Certificate Balance thereof has been reduced
            to zero;

                  (K) to the Class B-6 Certificates, an amount allocable to
            interest equal to the Interest Distribution Amount for such Class
            for such Distribution Date; and

                  (L) to the Class B-6 Certificates, an amount allocable to
            principal equal to its Pro Rata Share for such Distribution Date
            less any amount used to pay the PO Deferred Amounts of the PO
            Components and the Class 5-PO Certificates pursuant to clause (iii)
            above until the Class Certificate Balance thereof has been reduced
            to zero; and

                  (v) to the Holder of the Class 5-A-R Certificate, any amounts
            remaining in the Upper-Tier Certificate Sub-Account and the
            Middle-Tier Certificate Sub-Account and any remaining Pool
            Distribution Amounts.

            No Class of Certificates or Component will be entitled to any
distributions with respect to the amount payable pursuant to clause (ii) of the
definition of "Interest Distribution Amount" or clause (ii) of the definition of
"Component Interest Distribution Amount" after its Class Certificate Balance or
Notional Amount has been reduced to zero.

            For any Group and on any Distribution Date, amounts distributed in
respect of the PO Deferred Amounts (including the distribution of the PO
Recoveries) will not reduce the Component Balance of the applicable PO Component
or the Class Certificate Balance of the Class 5-PO Certificates.

            All distributions in respect of the Interest Distribution Amount for
a Class or the Component Interest Distribution Amount for an IO Component will
be applied first with respect to the amount payable pursuant to clause (i) of
the definition of "Interest Distribution Amount," or "Component Interest
Distribution Amount," as applicable, and second with respect to the amount
payable pursuant to clause (ii) of such definitions.

            On each Distribution Date, the Trustee shall distribute any
Reimbursement Amount sequentially to the Classes of Certificates then
outstanding which bore the loss to which such Reimbursement Amount relates
beginning with the most senior of such Classes of Certificates, up to, with
respect to each Class, the amount of loss borne by such Class. Any Reimbursement
Amount remaining after the application described in the preceding sentence shall
be included in the Pool Distribution Amount for the applicable Loan Group.

            On each Distribution Date, the Trustee shall distribute any PO
Recovery for Loan Group 1, Loan Group 2, Loan Group 3 or Loan Group 4 to the
Holders of the Class CB-PO Certificates, any PO Recovery for Loan Group 5 to the
Holders of the Class 5-PO Certificates and any PO Recovery for Loan Group 6 or
Loan Group 7 to the Holders of the Class 15-PO Certificates.

            In the event that on any Distribution Date, the Subordinate
Principal Distribution Amounts for the Loan Groups are insufficient to reduce
the PO Deferred Amounts of the PO Components and the Class 5-PO Certificates to
zero, the amount that is available shall be distributed among such Components
and Class pro rata based on the PO Deferred Amounts.

                  (vi) Distributions on the Uncertificated Lower-Tier Interests.
            On each Distribution Date, interest shall be distributed in respect
            of the Uncertificated Lower-Tier Interests (other than the Class
            1-LPO Interest, Class 2-LPO Interest, Class 3-LPO Interest, Class
            4-LPO Interest, Class 5-LPO Interest, Class 6-LPO Interest and Class
            7-LPO Interest) at the pass-through rate thereon, as described in
            the next to last paragraph of this Section 5.02(a)(vi). All
            distributions of principal shall be made first to the Class 1-LPO
            Interest, Class 2-LPO Interest, Class 3-LPO Interest, Class 4-LPO
            Interest, Class 5-LPO Interest, Class 6-LPO Interest and Class 7-LPO
            Interest, so as to keep the principal balances thereof at all times
            equal to the Component Balances or Class Certificate Balance, as the
            case may be, of the Class 1-CB-PO Component, the Class 2-CB-PO
            Component, the Class 3-CB-PO Component, the Class 4-CB-PO Component,
            the Class 5-PO Certificates, the Class 6-15-PO Component and the
            Class 7-15-PO Component, respectively; second, to the Class 1-LS
            Interest, the Class 2-LS Interest, the Class 3-LS Interest, Class
            4-LS Interest, Class 5-LS Interest, Class 6-LS Interest and the
            Class 7-LS Interest, so as to keep the principal balances thereof
            (computed to eight decimal places) equal to 0.100% of the Group
            Subordinate Amount for Loan Group 1, Loan Group 2, Loan Group 3,
            Loan Group 4, Loan Group 5, Loan Group 6 and Loan Group 7,
            respectively (except that if any such amount is greater than on the
            preceding Distribution Date, the least amount of principal shall be
            distributed to the Class 1-LS Interest, Class 2-LS Interest, Class
            3-LS Interest, Class 4-LS Interest, Class 5-LS Interest, Class 6-LS
            Interest and Class 7-LS Interest, such that the Subordinate Balance
            Ratio is maintained), and third, any remaining principal to the
            Class 1-L Interest, Class 2-L Interest, Class 3-L Interest, Class
            4-L Interest, Class 5-L Interest, Class 6-L Interest and Class 7-L
            Interest. Any distributions of principal made to the Uncertificated
            Lower-Tier Interests pursuant to this paragraph shall be made from
            the Group 1 Mortgage Loans to the Uncertificated Lower-Tier
            Interests beginning with the numeral "1," from the Group 2 Mortgage
            Loans to the Uncertificated Lower-Tier Interests beginning with the
            numeral "2," from the Group 3 Mortgage Loans to the Uncertificated
            Lower-Tier Interests beginning with the numeral "3," from the Group
            4 Mortgage Loans to the Uncertificated Lower-Tier Interests
            beginning with the numeral "4," from the Group 5 Mortgage Loans to
            the Uncertificated Lower-Tier Interests beginning with the numeral
            "5," from the Group 6 Mortgage Loans to the Uncertificated
            Lower-Tier Interests beginning with the numeral "6" and from the
            Group 7 Mortgage Loans to the Uncertificated Lower-Tier Interests
            beginning with the numeral "7."

            Realized Losses shall be applied after all distributions have been
made on each Distribution Date first, to the Class 1-LPO Interest, Class 2-LPO
Interest, Class 3-LPO Interest, Class 4-LPO Interest, Class 5-LPO Interest,
Class 6-LPO Interest and Class 7-LPO Interest, so as to keep their principal
balances equal to the Component Balances or Class Certificate Balance, as the
case may be, of the Class 1-CB-PO Component, the Class 2-CB-PO Component, the
Class 3-CB-PO Component, the Class 4-CB-PO Component, the Class 5-PO
Certificates, the Class 6-15-PO Component and the Class 7-15-PO Component,
respectively; second, to the Class 1-LS Interest, Class 2-LS Interest, Class
3-LS Interest, Class 4-LS Interest, Class 5-LS Interest, Class 6-LS Interest and
Class 7-LS Interest, so as to keep the principal balances thereof (computed to
eight decimal places) equal to 0.100% of the Group Subordinate Amount for Loan
Group 1, Loan Group 2, Loan Group 3, Loan Group 4, Loan Group 5, Loan Group 6
and Loan Group 7, respectively (except that if any such amount is greater than
on the preceding Distribution Date, the least amount of principal shall be
distributed to the Class 1-LS Interest, Class 2-LS Interest, Class 3-LS
Interest, Class 4-LS Interest, Class 5-LS Interest, Class 6-LS Interest and
Class 7-LS Interest such that the Subordinate Balance Ratio is maintained); and
third, the remaining Realized Losses shall be allocated to the Class 1-L
Interest, Class 2-L Interest, Class 3-L Interest, Class 4-L Interest, Class 5-L
Interest, Class 6-L Interest and Class 7-L Interest. Any Realized Losses
allocated to the Uncertificated Lower-Tier Interests pursuant to this paragraph
shall be (a) from Realized Losses allocated to Loan Group 1 in the case of
Uncertificated Lower-Tier Interests beginning with the numeral "1," (b) from
Realized Losses allocated to Loan Group 2 in the case of Uncertificated
Lower-Tier Interests beginning with the numeral "2," (c) from Realized Losses
allocated to Loan Group 3 in the case of Uncertificated Lower-Tier Interests
beginning with the numeral "3," (d) from Realized Losses allocated to Loan Group
4 in the case of Uncertificated Lower-Tier Interests beginning with the numeral
"4," (e) from Realized Losses allocated to Loan Group 5 in the case of
Uncertificated Lower-Tier Interests beginning with the numeral "5," (f) from
Realized Losses allocated to Loan Group 6 in the case of Uncertificated
Lower-Tier Interests beginning with the numeral "6" and (g) from Realized Losses
allocated to Loan Group 7 in the case of Uncertificated Lower-Tier Interests
beginning with the numeral "7."

            As of any date, the aggregate principal balance of the Class 1-L
Interest and the Class 1-LS Interest shall equal the aggregate Pool Stated
Principal Balance (Non-PO Portion) of Loan Group 1. As of any date, the
aggregate principal balance of the Class 2-L Interest and the Class 2-LS
Interest shall equal the aggregate Pool Stated Principal Balance (Non-PO
Portion) of Loan Group 2. As of any date, the aggregate principal balance of the
Class 3-L Interest and the Class 3-LS Interest shall equal the aggregate Pool
Stated Principal Balance (Non-PO Portion) of Loan Group 3. As of any date, the
aggregate principal balance of the Class 4-L Interest and the Class 4-LS
Interest shall equal the aggregate Pool Stated Principal Balance (Non-PO
Portion) of Loan Group 4. As of any date, the aggregate principal balance of the
Class 5-L Interest and the Class 5-LS Interest shall equal the aggregate Pool
Stated Principal Balance (Non-PO Portion) of Loan Group 5. As of any date, the
aggregate principal balance of the Class 6-L Interest and the Class 6-LS
Interest shall equal the aggregate Pool Stated Principal Balance (Non-PO
Portion) of Loan Group 6. As of any date, the aggregate principal balance of the
Class 7-L Interest and the Class 7-LS Interest shall equal the aggregate Pool
Stated Principal Balance (Non-PO Portion) of Loan Group 7. As of any date, (i)
the principal balance of the Class 1-LPO Interest will be equal to the Component
Balance of the Class 1-CB-PO Component, (ii) the principal balance of the Class
2-LPO Interest will be equal to the Component Balance of the Class 2-CB-PO
Component, (iii) the principal balance of the Class 3-LPO Interest will be equal
to the Component Balance of the Class 3-CB-PO Component, (iv) the principal
balance of the Class 4-LPO Interest will be equal to the Component Balance of
the Class 4-CB-PO Component, (v) the principal balance of the Class 5-LPO
Interest will be equal to the Class Certificate Balance of the Class 5-PO
Certificates, (vi) the principal balance of the Class 6-LPO Interest will be
equal to the Component Balance of the Class 6-15-PO Component and (vii) the
principal balance of the Class 7-LPO Interest will be equal to the Component
Balance of the Class 7-15-PO Component. As of any date, (i) the notional amount
of the Class 1-LWIO Interest will be equal to the Class 1-CB-IO Notional Amount,
(ii) the notional amount of the Class 2-LWIO Interest will be equal to the Class
2-CB-IO Notional Amount, (iii) the notional amount of the Class 3-LWIO Interest
will be equal to the Class 3-CB-IO Notional Amount, (iv) the notional amount of
the Class 4-LWIO Interest will be equal to the Class 4-CB-IO Notional Amount,
(v) the notional amount of the Class 5-LWIO Interest will be equal to the Class
5-IO Notional Amount, (vi) the notional amount of the Class 6-LWIO Interest will
be equal to the Class 6-15-IO Notional Amount and (vii) the notional amount of
the Class 7-LWIO Interest will be equal to the Class 7-15-IO Notional Amount.

            The pass-through rate with respect to the Class 1-L Interest and the
Class 1-LS Interest shall be 6.000% per annum. The pass-through rate with
respect to the Class 2-L Interest and the Class 2-LS Interest shall be 6.000%
per annum. The pass-through rate with respect to the Class 3-L Interest and the
Class 3-LS Interest shall be 6.500% per annum. The pass-through rate with
respect to the Class 4-L Interest and the Class 4-LS Interest shall be 6.500%
per annum. The pass-through rate with respect to the Class 5-L Interest and the
Class 5-LS Interest shall be 6.000% per annum. The pass-through rate with
respect to the Class 6-L Interest and the Class 6-LS Interest shall be 5.500%
per annum. The pass-through rate with respect to the Class 7-L Interest and the
Class 7-LS Interest shall be 6.000% per annum. The pass-through rate with
respect to the Class 1-LWIO Interest, Class 2-LWIO Interest, Class 3-LWIO
Interest, Class 4-LWIO Interest, Class 5-LWIO Interest, Class 6-LWIO Interest
and Class 7-LWIO Interest shall be the same as the Pass-Through Rate for the
Class 1-CB-IO Component, Class 2-CB-IO Component, Class 3-CB-IO Component, Class
4-CB-IO Component, Class 5-IO Certificates, Class 6-15-IO Component and Class
7-15-IO Component, respectively, as each such rate is described in the
Preliminary Statement. The Class 1-LPO Interest, Class 2-LPO Interest, Class
3-LPO Interest, Class 4-LPO Interest, Class 5-LPO Interest, Class 6-LPO Interest
and Class 7-LPO Interest are principal-only interests and are not entitled to
distributions of interest.

            Any Non-Supported Interest Shortfalls and Relief Act Reductions will
be allocated to each Uncertificated Lower-Tier Interest in the same relative
proportions as interest is allocated to such Uncertificated Lower-Tier Interest.
Amounts distributed to the Uncertificated Lower-Tier Interests in respect of
principal and interest with respect to any Distribution Date are referred to
herein collectively as the "Lower-Tier Distribution Amount."

            (vii) Distributions on the Uncertificated Middle-Tier Interests. On
      each Distribution Date, each Uncertificated Middle-Tier Interest (other
      than the Class 1-CB-MIO Interest, Class 2-CB-MIO Interest, Class 3-CB-MIO
      Interest, Class 4-CB-MIO Interest, Class 5-MIO Interest, Class 6-15-MIO
      Interest and Class 7-15-MIO Interest) shall receive distributions in
      respect of principal in an amount equal to the amount of principal
      distributed to its respective Corresponding Upper-Tier Class, Classes or
      Component, as provided herein. On each Distribution Date, each
      Uncertificated Middle-Tier Interest (other than the Class 1-CB-MPO
      Interest, Class 2-CB-MPO Interest, Class 3-CB-MPO Interest, Class 4-CB-MPO
      Interest, Class 5-MPO Interest, Class 6-15-MPO Interest and Class 7-15-MPO
      Interest) shall receive distributions in respect of interest in an amount
      equal to the Interest Accrual Amounts and Unpaid Interest Shortfalls, as
      the case may be, in respect of its Corresponding Upper-Tier Class, Classes
      or Component, in each case to the extent actually distributed thereon.
      Such amounts distributed to the Uncertificated Middle-Tier Interests in
      respect of principal and interest with respect to any Distribution Date
      are referred to herein collectively as the "Middle-Tier Distribution
      Amount."

            As of any date, the principal balance or notional amount of each
Uncertificated Middle-Tier Interest equals the aggregate of the Class
Certificate Balances or Notional Amounts of the respective Corresponding
Upper-Tier Class, Classes or Component or, in the case of the Class 5-A-M1
Interest, the Class Certificate Balance of the Class 5-A-1 Certificates. The
initial principal balance or notional amount of each Uncertificated Middle-Tier
Interest equals the aggregate of the Initial Class Certificate Balances or
Initial Notional Amounts of the respective Corresponding Upper-Tier Class,
Classes or Component or, in the case of the Class 5-A-M1 Interest, the Initial
Class Certificate Balance of the Class 5-A-1 Certificates.

            The pass-through rate with respect to the Class 1-CB-M1 Interest
shall be 6.000% per annum. The pass-through rate with respect to the Class
2-CB-M1 Interest shall be 6.000% per annum. The pass-through rate with respect
to the Class 3-CB-M1 Interest shall be 6.500% per annum. The pass-through rate
with respect to the Class 4-CB-M1 Interest shall be 6.500% per annum. The
pass-through rate with respect to the Class 5-A-M1 Interest, Class 5-A-M3
Interest and Class 5-A-MUR Interest shall be 6.000% per annum. The pass-through
rate with respect to the Class 6-A-M1 Interest shall be 5.500% per annum. The
pass-through rate with respect to the Class 7-A-M1 Interest shall be 6.000% per
annum. The pass-through rate with respect to the Class B-M1 Interest, Class B-M2
Interest, Class B-M3 Interest, Class B-M4 Interest, Class B-M5 Interest and
Class B-M6 Interest shall be the weighted average of the Class 1-LS Interest,
Class 2-LS Interest, Class 3-LS Interest, Class 4-LS Interest, Class 5-LS
Interest, Class 6-LS Interest and Class 7-LS Interest. The pass-through rate
with respect to the Class 1-CB-MIO Interest shall be a per annum rate equal to
the Pass-Through Rate of the Class 1-CB-IO Component. The pass-through rate with
respect to the Class 2-CB-MIO Interest shall be a per annum rate equal to the
Pass-Through Rate of the Class 2-CB-IO Component. The pass-through rate with
respect to the Class 3-CB-MIO Interest shall be a per annum rate equal to the
Pass-Through Rate of the Class 3-CB-IO Component. The pass-through rate with
respect to the Class 4-CB-MIO Interest shall be a per annum rate equal to the
Pass-Through Rate of the Class 4-CB-IO Component. The pass-through rate with
respect to the Class 5-MIO Interest shall be a per annum rate equal to the
Pass-Through Rate of the Class 5-IO Certificates. The pass-through rate with
respect to the Class 6-15-MIO Interest shall be a per annum rate equal to the
Pass-Through Rate of the Class 6-15-IO Component. The pass-through rate with
respect to the Class 7-15-MIO Interest shall be a per annum rate equal to the
Pass-Through Rate of the Class 7-15-IO Component. The Class 1-CB-MPO Interest,
Class 2-CB-MPO Interest, Class 3-CB-MPO Interest, Class 4-CB-MPO Interest, Class
5-MPO Interest, Class 6-15-MPO Interest and Class 7-15-MPO Interest are
principal-only interests and are not entitled to distributions of interest.

            (b) (i) With respect to the Group 1 Senior Certificates:

            On each Distribution Date prior to the Senior Credit Support
      Depletion Date, the amount distributable to the Group 1 Senior
      Certificates pursuant to Section 5.02(a)(ii)(A) for such Distribution
      Date, will be distributed to the Class 1-CB-1 Certificates until their
      Class Certificate Balances has been reduced to zero.

            (ii) With respect to the Group 2 Senior Certificates:

            On each Distribution Date prior to the Senior Credit Support
      Depletion Date, the amount distributable to the Group 2 Senior
      Certificates pursuant to Section 5.02(a)(ii)(A) for such Distribution
      Date, will be distributed to the Class 2-CB-1 Certificates until their
      Class Certificate Balance has been reduced to zero.

            (iii) With respect to the Group 3 Senior Certificates:

            On each Distribution Date prior to the Senior Credit Support
      Depletion Date, the amount distributable to the Group 3 Senior
      Certificates pursuant to Section 5.02(a)(ii)(A) for such Distribution
      Date, will be distributed to the Class 3-CB-1 Certificates until their
      Class Certificate Balance has been reduced to zero.

            (iv) With respect to the Group 4 Senior Certificates:

            On each Distribution Date prior to the Senior Credit Support
      Depletion Date, the amount distributable to the Group 4 Senior
      Certificates pursuant to Section 5.02(a)(ii)(A) for such Distribution
      Date, will be distributed to the Class 4-CB-1 Certificates until their
      Class Certificate Balance has been reduced to zero.

            (v) With respect to the Group 5 Senior Certificates:

            On each Distribution Date prior to the Senior Credit Support
      Depletion Date, the amount distributable to the Group 5 Senior
      Certificates pursuant to Section 5.02(a)(ii)(A) for such Distribution
      Date, will be distributed, sequentially, as follows:

            first, to the Class 5-A-R Certificate, until its Class Certificate
      Balance has been reduced to zero;

            second, concurrently, to the Class 5-A-3 and Class 5-A-4
      Certificates, pro rata, up to the Priority Amount for such Distribution
      Date;

            third, $1,000 to the Class 5-A-1 Certificates, until their Class
      Certificate Balance has been reduced to zero;

            fourth, sequentially, $276,897 to the Class 5-A-5 and Class 5-A-6
      Certificates, in that order, until their Class Certificate Balances have
      been reduced to zero;

            fifth, sequentially, to the Class 5-A-1, Class 5-A-5 and Class 5-A-6
      Certificates, in that order, until their Class Certificate Balances have
      been reduced to zero; and

            sixth, concurrently, to the Class 5-A-3 and Class 5-A-4
      Certificates, pro rata, until their Class Certificate Balances have been
      reduced to zero.

            (vi) With respect to the Group 6 Senior Certificates:

            On each Distribution Date prior to the Senior Credit Support
      Depletion Date, the amount distributable to the Group 6 Senior
      Certificates pursuant to Section 5.02(a)(ii)(A) for such Distribution
      Date, will be distributed to the Class 6-A-1 Certificates until their
      Class Certificate Balance has been reduced to zero.

            (vii) With respect to the Group 7 Senior Certificates:

            On each Distribution Date prior to the Senior Credit Support
      Depletion Date, the amount distributable to the Group 7 Senior
      Certificates pursuant to Section 5.02(a)(ii)(A) for such Distribution
      Date, will be distributed to the Class 7-A-1 Certificates until their
      Class Certificate Balance has been reduced to zero.

            On each Distribution Date on or after the Senior Credit Support
Depletion Date, notwithstanding the allocation and priority set forth above, the
portion of the Pool Distribution Amount with respect to a Loan Group available
to be distributed as principal of the Senior Non-PO Certificates of the Related
Group shall be distributed concurrently, as principal, on such Classes, pro
rata, on the basis of their respective Class Certificate Balances, until the
Class Certificate Balances thereof are reduced to zero.

            The Class CB-IO, Class 5-A-2, Class 5-IO and Class 15-IO
Certificates are Interest Only Certificates and are not entitled to
distributions in respect of principal.

            Notwithstanding the foregoing, on each Distribution Date prior to
the Senior Credit Support Depletion Date, but on or after the date on which the
aggregate Class Certificate Balance of the Senior Non-PO Certificates of a Group
has been reduced to zero, amounts otherwise distributable as principal payments
from the Related Loan Group on the Class B Certificates will be paid as
principal to the remaining Classes of Senior Non-PO Certificates together with
the applicable Senior Principal Distribution Amount in accordance with the
priorities set forth for the applicable Groups in (i), (ii), (iii), (iv), (v),
(vi) and (vii) above, provided that on such Distribution Date (a) the Aggregate
Subordinate Percentage for such Distribution Date is less than twice the initial
Aggregate Subordinate Percentage or (b) the outstanding principal balance of the
Mortgage Loans (including, for this purpose, any Mortgage Loans in foreclosure,
any REO Property and any Mortgage Loan for which the Mortgagor has filed for
bankruptcy after the Closing Date) delinquent 60 days or more (averaged over the
preceding six month period), as a percentage of the aggregate Class Certificate
Balance of the Class B Certificates, is equal to or greater than 50%. If the
Senior Non-PO Certificates of two or more Groups remain outstanding, the
distributions described above will be made to the Senior Non-PO Certificates of
such Groups, pro rata, in proportion to the aggregate class balance of the
Senior Non-PO Certificates of each such Group. In addition, if on any
Distribution Date, after giving effect to the second preceding sentence, the
aggregate Class Certificate Balance of the Senior Non-PO Certificates of a Group
is greater than the Adjusted Pool Amount (Non-PO Portion) of the Related Loan
Group (any such Group, the "Undercollateralized Group" and any such excess, the
"Undercollateralized Amount"), all amounts otherwise distributable as principal
on the Class B Certificates pursuant to Section 5.02(a)(iv)(L), (J), (H), (F),
(D) and (B), in that order, will be paid as principal to the Senior Non-PO
Certificates of the Undercollateralized Group together with the applicable
Senior Principal Distribution Amount in accordance with the priorities set forth
for the applicable Group above under (i), (ii), (iii), (iv), (v), (vi) or (vii)
until the aggregate Class Certificate Balance of the Senior Non-PO Certificates
of the Undercollateralized Group equals the Adjusted Pool Amount (Non-PO
Portion) of the Related Loan Group. If two or more Groups are
Undercollateralized Groups, the distributions described above will be made, pro
rata, in proportion to the amount by which the aggregate class balance of the
Senior Non-PO Certificates of each such Group exceeds the Pool Principal Balance
(Non-PO Portion) of the related Loan Group. Also, the amount of any Class Unpaid
Interest Shortfalls and Component Unpaid Interest Shortfalls with respect to the
Undercollateralized Group (including any Class Unpaid Interest Shortfalls and
Component Unpaid Interest Shortfalls for such Distribution Date) will be paid to
the Undercollateralized Group and the IO Component of such Group, if any,
pursuant to Section 5.02(a)(i) prior to the payment of any Undercollateralized
Amount from amounts otherwise distributable as principal on the Class B
Certificates pursuant to Section 5.02(a)(iv)(L), (J), (H), (F), (D) and (B), in
that order. Such amount will be paid to the Senior Non-PO Certificates and IO
Components, if any, when applicable, of such Undercollateralized Group up to
their Interest Distribution Amounts and Component Interest Distribution Amounts
for such Distribution Date.

            The PO Deferred Amounts for the PO Components and the Class 5-PO
Certificates will be paid from amounts otherwise distributable as principal on
the Class B Certificates before any payments are made pursuant to the preceding
paragraph.

            (c) On each Distribution Date, Accrued Certificate Interest for each
Class of Senior Certificates and Class B Certificates and Accrued Component
Interest for the IO Components for such Distribution Date shall be reduced by
such Class' or Component's pro rata share, based on such Class' Interest
Distribution Amount or such Component's Component Interest Distribution Amount,
as applicable, for such Distribution Date, without taking into account the
allocation made by this Section 5.02(c), of (A) Non-Supported Interest
Shortfalls, (B) on and after the Senior Credit Support Depletion Date, any other
Realized Loss on the Mortgage Loans in the Related Loan Group allocable to
interest and (C) Relief Act Reductions incurred on the Mortgage Loans during the
calendar month preceding the month of such Distribution Date.

            (d) Notwithstanding the priority and allocation contained in Section
5.02(a)(iv), if with respect to any Class of Class B Certificates on any
Distribution Date, (i) the aggregate of the Class Certificate Balances
immediately prior to such Distribution Date of all Classes of Class B
Certificates, as the case may be, which have a higher numerical Class
designation than such Class, divided by (ii) the aggregate Pool Stated Principal
Balance (Non-PO Portion) for all Loan Groups (for each Class, the "Fractional
Interest") is less than the Original Fractional Interest for such Class, no
distribution of principal will be made to any Classes of Class B Certificates
junior to such Class (the "Restricted Classes") and the Class Certificate
Balances of the Restricted Classes of Class B Certificates will not be used in
determining the Pro Rata Share for the Class B Certificates that are not
Restricted Classes. If the aggregate Class Certificate Balance of the Class B
Certificates that are not Restricted Classes are reduced to zero,
notwithstanding the previous sentence, any funds remaining will be distributed
sequentially to the Class B Certificates that are Restricted Classes in order of
their respective numerical Class designations (beginning with the Class of Class
B Certificates that is a Restricted Class then outstanding with the lowest
numerical Class designation).

            (e) Any amounts distributed to the Class 5-A-1 Certificates from the
Reserve Fund shall be deemed to be a distribution to such Certificates from the
Grantor Trust as payments on a notional principal contract in the nature of a
cap contract written by the Counterparty in favor of the Holders of the Class
5-A-1 Certificates.

            Section 5.03 Allocation of Losses. (a) On or prior to each
Determination Date, the Servicer shall inform the Trustee in writing with
respect to each Mortgage Loan: (1) whether any Realized Loss is a Deficient
Valuation or a Debt Service Reduction, (2) of the amount of such loss or
Deficient Valuation, or of the terms of such Debt Service Reduction and (3) of
the total amount of Realized Losses on the Mortgage Loans in each Loan Group.
Based on such information, the Trustee shall determine the total amount of
Realized Losses on the Mortgage Loans in each Loan Group with respect to the
related Distribution Date. Realized Losses shall be allocated to the
Certificates by a reduction in the Class Certificate Balances of the designated
Classes pursuant to Section 5.03(b) below.

            (b) The Component Balance of the PO Component of each Group shall be
reduced on each Distribution Date by the amount, if any, by which the Component
Balance of such PO Component (after giving effect to the amount to be
distributed as a distribution of principal on such Distribution Date) exceeds
the Adjusted Pool Amount (PO Portion) for the Related Loan Group for such
Distribution Date.

            The Class Certificate Balance of the Class 5-PO Certificates shall
be reduced on each Distribution Date by the amount, if any, by which the Class
Certificate Balance of such Class (after giving effect to the amount to be
distributed as a distribution of principal on such Distribution Date) exceeds
the Adjusted Pool Amount (PO Portion) for the Loan Group 5 for such Distribution
Date.

            The Class Certificate Balance of the Class of Class B Certificates
then outstanding with the highest numerical Class designation shall be reduced
or increased on each Distribution Date by the amount, if any, necessary such
that the aggregate of the Class Certificate Balances of all outstanding Classes
of Senior Non-PO Certificates and Class B Certificates (after giving effect to
the amount to be distributed as a distribution of principal and the allocation
of the PO Deferred Amounts on such Distribution Date) equals the sum of the
Adjusted Pool Amounts (Non-PO Portion) for all Loan Groups for such Distribution
Date.

            After the Senior Credit Support Depletion Date, the Class
Certificate Balances of the Senior Non-PO Certificates of each Group in the
aggregate shall be reduced or increased on each Distribution Date by the amount,
if any, necessary such that the aggregate of the Class Certificate Balances of
all outstanding Classes of Senior Non-PO Certificates of such Group (after
giving effect to the amount to be distributed as a distribution of principal on
such Distribution Date) equals the Adjusted Pool Amount (Non-PO Portion) for the
Related Loan Group for such Distribution Date.

            Any such reduction or increase shall be allocated among the Senior
Non-PO Certificates of such Group, based on the Class Certificate Balances
immediately prior to such Distribution Date until the Class Certificate Balances
thereof have been reduced to zero.

            (c) Any reduction or increase in the Class Certificate Balance of a
Class of Certificates pursuant to Section 5.03(b) above shall be allocated among
the Certificates of such Class in proportion to their respective Percentage
Interests.

            (d) The calculation of the amount to be distributed as principal to
any Class of Class B Certificates with respect to a Distribution Date (the
"Calculated Principal Distribution") shall be made prior to the allocation of
any Realized Losses for such Distribution Date; provided, however, the actual
payment of principal to the Classes of Class B Certificates shall be made
subsequent to the allocation of Realized Losses for such Distribution Date. In
the event that after the allocation of Realized Losses for a Distribution Date,
the Calculated Principal Distribution for a Class of Class B Certificates is
greater than the Class Certificate Balance of such Class, the excess shall be
distributed first, sequentially, to the Classes of Class B Certificates then
outstanding (beginning with the Class of Class B Certificates then outstanding
with the lowest numerical designation) until the respective Class Certificate
Balance of each such Class is reduced to zero and then to the Senior Non-PO
Certificates of such Group, pro rata, on the basis of their respective Class
Certificate Balances.

            (e) After the Senior Credit Support Depletion Date, on any
Distribution Date on which the Class 5-A-4 Loss Allocation Amount is greater
than zero, the Class Certificate Balance of the Class 5-A-4 Certificates will be
reduced by the Class 5-A-4 Loss Allocation Amount and, notwithstanding Section
5.03(b), the Class Certificate Balance of the Class 5-A-3 Certificates will not
be reduced by the Class 5-A-4 Loss Allocation Amount. Notwithstanding the
foregoing, on any Distribution Date in which the Class 5-A-3 Loss Amount exceeds
the Class Certificate Balance of the Class 5-A-4 Certificates prior to any
reduction for the Class 5-A-4 Loss Allocation Amount, such excess will be
distributed in reduction of the Class Certificate Balance of the Class 5-A-3
Certificates.

            Any increase in Class Certificate Balance allocated to the Class
5-A-3 Certificates pursuant to Section 5.03(b) will instead increase the Class
Certificate Balance of the Class 5-A-4 Certificates.

            (f) Notwithstanding any other provision of this Section 5.03, no
Class Certificate Balance of a Class will be increased on any Distribution Date
such that the Class Certificate Balance of such Class exceeds its Initial Class
Certificate Balance less all distributions of principal previously distributed
in respect of such Class on prior Distribution Dates (excluding in the case of
any Class of Class B Certificates any principal otherwise payable to such Class
of Class B Certificates but used to pay any PO Deferred Amount).

            (g) With respect to any Distribution Date, Realized Losses allocated
pursuant to this Section 5.03 will be allocated to each Uncertificated
Lower-Tier Interest as described in Section 5.02(a) and to each Uncertificated
Middle-Tier Interest in an amount equal to the Realized Losses allocated to such
Uncertificated Middle-Tier Interest's Corresponding Upper Tier Class, Classes or
Component.

            Section 5.04 Statements to Certificateholders. (a) Prior to the
Distribution Date in each month, based upon the information provided to the
Trustee on the Servicer's Certificates delivered to the Trustee pursuant to
Section 4.01 and with respect to subsections (xx) and (xxi) below, after
consultation with the Depositor, the Trustee shall determine the following
information with respect to such Distribution Date:

            (i) the date of such Distribution Date and the Determination Date
      for such Distribution Date;

            (ii) for each Class, the applicable Record Date and Interest Accrual
      Period;

            (iii) for each Group, the amount allocable to principal, separately
      identifying the aggregate amount of any Principal Prepayments and
      Liquidation Proceeds included therein;

            (iv) for each Group, the amount allocable to interest, any Class
      Unpaid Interest Shortfall or Component Unpaid Interest Shortfall included
      in such distribution and any remaining Class Unpaid Interest Shortfall or
      Component Unpaid Interest Shortfall after giving effect to such
      distribution;

            (v) if the distribution to the Holders of such Class of Certificates
      is less than the full amount that would be distributable to such Holders
      if there were sufficient funds available therefor, the amount of the
      shortfall and the allocation thereof as between principal and interest;

            (vi) the Class Certificate Balance of each Class of Certificates
      prior to and after giving effect to the distribution of principal on such
      Distribution Date;

            (vii) for each Loan Group, the Pool Stated Principal Balance for
      such Distribution Date;

            (viii) for each Loan Group, the Senior Percentage and the
      Subordinate Percentage for such Distribution Date and the Total
      Senior Percentage and Aggregate Subordinate Percentage for such
      Distribution Date;

            (ix) the amount of the Servicing Fee paid to or retained by the
      Servicer with respect to each Loan Group and such Distribution Date;

            (x) the Pass-Through Rate for each such Class of Certificates (or
      Component) with respect to such Distribution Date;

            (xi) for each Loan Group, the amount of Periodic Advances included
      in the distribution on such Distribution Date, the aggregate amount of
      Periodic Advances outstanding as of the close of business on such
      Distribution Date and the amount of Periodic Advances reimbursed since the
      previous Distribution Date;

            (xii) for each Loan Group, the number and aggregate Stated Principal
      Balance of the Mortgage Loans, the ranges of Mortgage Interest Rates for
      the Mortgage Loans, separated by 0.25%, the weighted average remaining
      term to maturity of the Mortgage Loans and the cumulative amount of
      Principal Prepayments, each as of the close of business on the last day of
      the calendar month preceding such Distribution Date;

            (xiii) for each Loan Group, the number and aggregate principal
      amounts of Mortgage Loans (A) delinquent (exclusive of Mortgage Loans in
      foreclosure or in bankruptcy) in 30-day increments until foreclosure or
      other disposition, (B) in foreclosure, as of the close of business on the
      last day of the calendar month preceding such Distribution Date and (C) in
      bankruptcy as of the close of business on the last day of the calendar
      month preceding such Distribution Date;

            (xiv) for each Loan Group, with respect to any Mortgage Loan that
      became an REO Property during the preceding calendar month, the loan
      number and Stated Principal Balance of such Mortgage Loan as of the close
      of business on the Determination Date preceding such Distribution Date and
      the date of acquisition thereof;

            (xv) for each Loan Group, the total number and principal balance of
      any REO Properties (and market value, if available) as of the close of
      business on the Determination Date preceding such Distribution Date;

            (xvi) for each Group, the Senior Prepayment Percentage and the
      Subordinate Prepayment Percentage for such Distribution Date;

            (xvii) for each Loan Group, the aggregate amount of Realized Losses
      incurred during the preceding calendar month and for each Group, any PO
      Deferred Amounts for such Distribution Date;

            (xviii) the Class 1-CB-IO Notional Amount, Class 2-CB-IO Notional
      Amount, Class 3-CB-IO Notional Amount, Class 4-CB-IO Notional Amount,
      Class CB-IO Notional Amount, Class 5-A-2 Notional Amount, Class 5-IO
      Notional Amount, Class 6-15-IO Notional Amount, Class 7-15-IO Notional
      Amount and Class 15-IO Notional Amount for such Distribution Date;

            (xix) any expenses or indemnification amounts paid by the Trust, the
      specific purpose of each payment and the parties to whom such payments
      were made;

            (xx) for each Loan Group the amount of total Recoveries, the PO
      Recovery and the Non-PO Recovery;

            (xxi) any material modifications, extensions or waivers to Mortgage
      Loan terms, fees, penalties or payments since the previous Distribution
      Date and cumulatively since the Cut-off Date;

            (xxii) unless such information is set forth in the Form 10-D
      relating to such Distribution Date and provided the Trustee is reasonably
      able to include such information on the statement, any material breaches
      of representations and warranties relating to the Mortgage Loans and any
      material breach of covenants hereunder;

            (xxiii) the number and aggregate principal balance of any Mortgage
      Loans repurchased by the Depositor from the Trust since the previous
      Distribution Date; and

            (xxiv) the Yield Maintenance Agreement Payment received from the
      Counterparty and paid to the Class 5-A-1 Certificates.

            (b) No later than each Distribution Date, the Trustee, based upon
information supplied to it on the Servicer's Certificate, shall make available
to each Holder of a Certificate, each Rating Agency and the Servicer a statement
setting forth the information set forth in Section 5.04(a).

            In the case of information furnished pursuant to clauses (iii) and
(iv) of Section 5.04(a), the amounts shall be expressed as a dollar amount per
Certificate with a $1,000 denomination.

            On each Distribution Date, the Trustee shall prepare and furnish to
each Financial Market Service, in electronic or such other format and media
mutually agreed upon by the Trustee, the Financial Market Service and the
Depositor, the information contained in the statement described in Section
5.04(a) for such Distribution Date.

            The Trustee will make the monthly statement to Certificateholders
(and, at its option, any additional files containing the same information in an
alternative format) available each month to Certificateholders, and other
parties to this Agreement via the Trustee's Internet website, initially located
at "www.ctslink.com". The Trustee will also make available copies of the
periodic reports the Trustee files with the Securities and Exchange Commission,
including distribution reports on Form 10-D, annual reports on Form 10-K,
current reports on Form 8-K and amendments to these reports available through
this website promptly (but no later than one Business Day) after they are filed
with the Securities and Exchange Commission. Assistance in using this website
can be obtained by calling the Trustee's customer service desk at (301)
815-6600. Parties that are unable to use the website are entitled to have a
paper copy mailed to them via first class mail by calling the customer service
desk and indicating such. The Trustee shall have the right to change the way the
monthly statements to Certificateholders are distributed in order to make such
distribution more convenient and/or more accessible to the above parties and the
Trustee shall provide timely and adequate notification to all above parties
regarding any such changes.

            Within a reasonable period of time after the end of each calendar
year, the Trustee shall furnish to each Person who at any time during the
calendar year was the Holder of a Certificate, if requested in writing by such
Person, a statement containing the information set forth in clauses (iii), (iv)
and (ix) of Section 5.04(a), in each case aggregated for such calendar year or
applicable portion thereof during which such Person was a Certificateholder.
Such obligation of the Trustee shall be deemed to have been satisfied to the
extent that substantially comparable information shall be provided by the
Trustee pursuant to any requirements of the Code as from time to time in force.

            The Trustee shall deliver to the Holders of Certificates any reports
or information the Trustee is required by this Agreement or the Code, Treasury
Regulations or REMIC Provisions to deliver to the Holders of Certificates, and
the Trustee shall prepare and provide to the Certificateholders (by mail,
telephone, or publication as may be permitted by applicable Treasury
Regulations) such other reasonable information as the Trustee deems necessary or
appropriate or is required by the Code, Treasury Regulations, and the REMIC
Provisions including, but not limited to, (i) information to be reported to the
Holder of the Residual Certificate for quarterly notices on Schedule Q (Form
1066) (which information shall be forwarded to the Holder of the Residual
Certificate by the Trustee), (ii) information to be provided to the Holders of
Certificates with respect to amounts which should be included as interest and
original issue discount in such Holders' gross income and (iii) information to
be provided to all Holders of Certificates setting forth the percentage of each
REMIC's assets, determined in accordance with Treasury Regulations using a
convention, not inconsistent with Treasury Regulations, selected by the Trustee
in its absolute discretion, that constitute real estate assets under Section 856
of the Code, and assets described in Section 7701(a)(19)(C) of the Code;
provided, however, that in setting forth the percentage of such assets of each
REMIC, nothing contained in this Agreement, including without limitation Section
7.03 hereof, shall be interpreted to require the Trustee periodically to
appraise the fair market values of the assets of the Trust Estate or to
indemnify the Trust Estate or any Certificateholders from any adverse federal,
state or local tax consequences associated with a change subsequently required
to be made in the Depositor's initial good faith determinations of such fair
market values (if subsequent determinations are required pursuant to the REMIC
Provisions) made from time to time.

            Section 5.05 Tax Returns and Reports to Certificateholders. (a) For
federal income tax purposes, each REMIC shall have a calendar year taxable year
and shall maintain its books on the accrual method of accounting.

            (b) The Trustee shall prepare or cause to be prepared, shall execute
and shall file or cause to be filed with the Internal Revenue Service and
applicable state or local tax authorities income tax information returns for
each taxable year with respect to each REMIC containing such information at the
times and in the manner as may be required by the Code, the Treasury Regulations
or state or local tax laws, regulations, or rules, and shall furnish or cause to
be furnished to each REMIC and the Certificateholders the schedules, statements
or information at such times and in such manner as may be required thereby.
Within 30 days of the Closing Date, the Trustee shall furnish or cause to be
furnished to the Internal Revenue Service, on Form 8811 or as otherwise required
by the Code or the Treasury Regulations, the name, title, address and telephone
number of the person that Holders of the Certificates may contact for tax
information relating thereto, together with such additional information at the
time or times and in the manner required by the Code or the Treasury
Regulations. Such federal, state, or local income tax or information returns
shall be signed by the Trustee, or such other Person as may be required to sign
such returns by the Code, the Treasury Regulations or state or local tax laws,
regulations, or rules.

            (c) In the first federal income tax return of each REMIC for its
short taxable year ending December 31, 2006, REMIC status shall be elected for
such taxable year and all succeeding taxable years.

            (d) The Trustee will maintain or cause to be maintained such records
relating to each REMIC, including but not limited to records relating to the
income, expenses, assets and liabilities of the Trust Estate, and the initial
fair market value and adjusted basis of the Trust Estate property and assets
determined at such intervals as may be required by the Code or the Treasury
Regulations, as may be necessary to prepare the foregoing returns, schedules,
statements or information.

            Section 5.06 Tax Matters Person. The Tax Matters Person shall have
the same duties with respect to each REMIC as those of a "tax matters partner"
under Subchapter C of Chapter 63 of Subtitle F of the Code. The Holder of the
Class 5-A-R Certificate is hereby designated as the Tax Matters Person for each
of the Upper-Tier REMIC, the Middle-Tier REMIC and the Lower-Tier REMIC. By its
acceptance of the Class 5-A-R Certificate, each such Holder irrevocably appoints
the Trustee as its agent to perform all of the duties of the Tax Matters Person
for the Upper-Tier REMIC, Middle-Tier REMIC and the Lower-Tier REMIC.

            Section 5.07 Rights of the Tax Matters Person in Respect of the
Trustee. The Trustee shall afford the Tax Matters Person, upon reasonable notice
during normal business hours, access to all records maintained by the Trustee in
respect of its duties hereunder and access to officers of the Trustee
responsible for performing such duties. Upon request, the Trustee shall furnish
the Tax Matters Person with its most recent report of condition published
pursuant to law or to the requirements of its supervisory or examining authority
publicly available. The Trustee shall make available to the Tax Matters Person
such books, documents or records relating to the Trustee's services hereunder as
the Tax Matters Person shall reasonably request. The Tax Matters Person shall
not have any responsibility or liability for any action or failure to act by the
Trustee and is not obligated to supervise the performance of the Trustee under
this Agreement or otherwise.

            Section 5.08 REMIC Related Covenants. For as long as the Trust shall
exist, the Trustee, the Depositor and the Servicer shall act in accordance
herewith to assure continuing treatment of the Upper-Tier REMIC, the Middle-Tier
REMIC and the Lower-Tier REMIC as REMICs and avoid the imposition of tax on any
REMIC created hereunder. In particular:

            (a) The Trustee shall not create, or permit the creation of, any
"interests" in any REMIC created hereunder within the meaning of Code Section
860D(a)(2) other than the interests represented by the Regular Certificates, the
Components, the Residual Certificate, the Uncertificated Middle-Tier Interests
and the Uncertificated Lower-Tier Interests.

            (b) Except as otherwise provided in the Code, (i) the Depositor and
the Servicer shall not contribute to the Trust Estate and the Trustee shall not
accept property unless substantially all of the property held in each REMIC
constitutes either "qualified mortgages" or "permitted investments" as defined
in Code Sections 860G(a)(3) and (5), respectively, and (ii) no property shall be
contributed to any REMIC created hereunder after the start-up day unless such
contribution would not subject the Trust Estate to the 100% tax on contributions
to a REMIC after the start-up day of a REMIC imposed by Code Section 860G(d).

            (c) The Trustee shall not accept on behalf of any REMIC created
hereunder any fee or other compensation for services and neither the Trustee nor
the Servicer shall knowingly accept, on behalf of the Trust Estate any income
from assets other than those permitted to be held by a REMIC.

            (d) The Trustee shall not sell or permit the sale of all or any
portion of the Mortgage Loans (other than in accordance with Section 2.02 or
2.04), unless such sale is pursuant to a "qualified liquidation" of the
applicable REMIC as defined in Code Section 860F(a)(4)(A) and in accordance with
Article X.

            (e) The Trustee shall maintain books with respect to the Trust and
each REMIC on a calendar year taxable year and on an accrual basis.

            Neither the Servicer nor the Trustee shall engage in a "prohibited
transaction" (as defined in Code Section 860F(a)(2)), except that, with the
prior written consent of the Servicer and the Depositor, the Trustee may engage
in the activities otherwise prohibited by the foregoing paragraphs (b), (c) and
(d); provided that the Servicer shall have delivered to the Trustee an Opinion
of Counsel to the effect that such transaction will not result in the imposition
of a tax on any of the Upper-Tier REMIC, the Middle-Tier REMIC or the Lower-Tier
REMIC and will not disqualify any REMIC created hereunder from treatment as a
REMIC; and, provided, further, that the Servicer shall have demonstrated to the
satisfaction of the Trustee that such action will not adversely affect the
rights of the Holders of the Certificates and the Trustee and that such action
will not adversely impact the rating of the Certificates.

            Section 5.09 Determination of LIBOR. On each Rate Determination Date
for a Class of LIBOR Certificates, the Trustee shall determine LIBOR for the
applicable Distribution Date on the basis of the British Bankers' Association
("BBA") "Interest Settlement Rate" for one-month deposits in U.S. Dollars as
found on Telerate page 3750 as of 11:00 A.M. London time on such Rate
Determination Date. As used herein, "Telerate page 3750" means the display
designated as page 3750 on the Reuters Telerate Service.

            If on any Rate Determination Date for a Class of LIBOR Certificates,
the Trustee is unable to determine LIBOR on the basis of the method set forth in
the preceding paragraph, LIBOR for the applicable Distribution Date will be
whichever is higher of (x) LIBOR as determined on the previous Rate
Determination Date for such Class of LIBOR Certificates or (y) the Reserve
Interest Rate. The "Reserve Interest Rate" will be the rate per annum which the
Trustee determines to be either (A) the arithmetic mean (rounding such
arithmetic mean upwards if necessary to the nearest whole multiple of 1/16%) of
the one-month U.S. Dollar lending rates that New York City banks selected by the
Trustee are quoting, on the relevant Rate Determination Date, to the principal
London offices of at least two leading banks in the London interbank market or
(B) in the event that the Trustee can determine no such arithmetic mean, the
lowest one-month U.S. Dollar lending rate that the New York City banks selected
by the Trustee are quoting on such Rate Determination Date to leading European
banks.

            If on any Rate Determination Date for a Class of LIBOR Certificates,
the Trustee is required but is unable to determine the Reserve Interest Rate in
the manner provided in the preceding paragraph, LIBOR for the applicable
Distribution Date will be LIBOR as determined on the previous Rate Determination
Date for such Class of LIBOR Certificates, or, in the case of the first Rate
Determination Date, 4.57000%.

            The establishment of LIBOR by the Trustee and the Trustee's
subsequent calculation of the rates of interest applicable to each of the LIBOR
Certificates in the absence of manifest error, will be final and binding. After
a Rate Determination Date, the Trustee shall provide the Pass-Through Rates of
the LIBOR Certificates for the related Distribution Date to Beneficial Owners or
Holders of LIBOR Certificates who place a telephone call to the Trustee at (301)
815-6600 and make a request therefor.

            Section 5.10 Grantor Trust Administration. The Trustee shall treat
the portions of the Trust Estate consisting of the Reserve Fund and the Yield
Maintenance Agreement and rights with respect thereto as a "grantor trust" under
the Code, and the provisions hereof shall be interpreted consistently with this
treatment. The Trustee shall furnish or cause to be furnished to the Holders of
the Class 5-A-1 Certificates and shall file or cause to be filed with the
Internal Revenue Service together with Form 1041 or such other form as may be
applicable, their allocable shares of income and expenses with respect to the
property held by the Grantor Trust (including Yield Maintenance Agreement
Payments), at the time or times and in the manner required by the Code.

                                   ARTICLE VI

                                THE CERTIFICATES

            Section 6.01 The Certificates. The Classes of Senior Certificates
and the Subordinate Certificates shall be substantially in the forms set forth
in Exhibits A-1-CB-1, A-2-CB-1, A-3-CB-1, A-4-CB-1, A-CB-IO, A-CB-PO, A-5-A-1,
A-5-A-2, A-5-A-3, A-5-A-4, A-5-A-5, A-5-A-6, A-5-A-R, A-5-IO, A-5-PO, A-6-A-1,
A-7-A-1, A-15-IO, A-15-PO, B-1, B-2, B-3, B-4, B-5, B-6 and C (reverse of all
Certificates) and shall, on original issue, be executed by the Trustee and shall
be authenticated and delivered by the Trustee to or upon the order of the
Depositor upon receipt by the Trustee of the documents specified in Section
2.01. The Classes of Certificates shall be available to investors in the minimum
denominations of initial Certificate Balance or initial notional amount and the
integral multiples in excess thereof as set forth in the Preliminary Statement.
The Senior Certificates (other than the Class 5-A-R Certificate) and the Class
B-1, Class B-2, and Class B-3 Certificates shall initially be issued in
book-entry form through the Depository and delivered to the Depository or,
pursuant to the Depository's instructions on behalf of the Depository to, and
deposited with, the Certificate Custodian, and all other Classes of Certificates
shall initially be issued in definitive, fully-registered form.

            The Certificates shall be executed by manual or facsimile signature
on behalf of the Trustee by an authorized officer or signatory. Certificates
bearing the manual or facsimile signatures of individuals who were, at the time
when such signatures were affixed, authorized to sign on behalf of the Trustee
shall bind the Trustee, notwithstanding that such individuals or any of them
have ceased to be so authorized prior to the execution and delivery of such
Certificates or did not hold such offices or positions at the date of such
Certificate. No Certificate shall be entitled to any benefit under this
Agreement, or be valid for any purpose, unless such Certificate shall have been
manually authenticated by the Trustee substantially in the form provided for
herein, and such authentication upon any Certificate shall be conclusive
evidence, and the only evidence, that such Certificate has been duly
authenticated and delivered hereunder. All Certificates shall be dated the date
of their authentication.

            Section 6.02 Registration of Transfer and Exchange of Certificates.
(a) The Trustee shall cause to be kept at an office or agency in the city in
which the Corporate Trust Office of the Trustee is located a Certificate
Register in which, subject to such reasonable regulations as it may prescribe,
the Trustee shall provide for the registration of Certificates and of transfers
and exchanges of Certificates as herein provided. The Trustee shall initially
serve as Certificate Registrar for the purpose of registering Certificates and
transfers and exchanges of Certificates as herein provided.

            (b) At the option of the Certificateholders, Certificates may be
exchanged for other Certificates of authorized denominations of a like Class,
tenor and aggregate Percentage Interest, upon surrender of the Certificates to
be exchanged at any such office or agency. Whenever any Certificates are so
surrendered for exchange, the Trustee shall execute and the Trustee shall
authenticate and deliver the Certificates which the Certificateholder making the
exchange is entitled to receive. Every Certificate presented or surrendered for
transfer or exchange shall (if so required by the Trustee or the Certificate
Registrar) be duly endorsed by, or be accompanied by a written instrument of
transfer in form satisfactory to the Trustee and the Certificate Registrar duly
executed by, the Holder thereof or its attorney duly authorized in writing.

            (c) (i) Except as provided in paragraph (c)(iii) below, the
Book-Entry Certificates shall at all times remain registered in the name of the
Depository or its nominee and at all times: (A) registration of the Certificates
may not be transferred by the Trustee except to another Depository; (B) the
Depository shall maintain book-entry records with respect to the Certificate
Owners and with respect to ownership and transfers of such Book-Entry
Certificates; (C) ownership and transfers of registration of the Book-Entry
Certificates on the books of the Depository shall be governed by applicable
rules established by the Depository; (D) the Depository may collect its usual
and customary fees, charges and expenses from its Depository Participants; (E)
the Trustee shall deal with the Depository as the representative of the
Certificate Owners of the Book-Entry Certificates for purposes of exercising the
rights of Holders under this Agreement, and requests and directions for and
votes of the Depository shall not be deemed to be inconsistent if they are made
with respect to different Certificate Owners; and (F) the Trustee may rely and
shall be fully protected in relying upon information furnished by the Depository
with respect to its Depository Participants and furnished by the Depository
Participants with respect to indirect participating firms and persons shown on
the books of such indirect participating firms as direct or indirect Certificate
Owners.

            (ii) All transfers by Certificate Owners of Book-Entry Certificates
      shall be made in accordance with the procedures established by the
      Depository Participant or brokerage firm representing such Certificate
      Owner. Each Depository Participant shall only transfer Book-Entry
      Certificates of Certificate Owners it represents or of brokerage firms for
      which it acts as agent in accordance with the Depository's normal
      procedures.

            (iii) If the Depository advises the Trustee in writing that the
      Depository is no longer willing or able to properly discharge its
      responsibilities as Depository and the Trustee or the Depositor is unable
      to locate a qualified successor, the Trustee shall notify all Certificate
      Owners, through the Depository, of the occurrence of such event and of the
      availability of definitive, fully-registered Certificates (the "Definitive
      Certificates") to such Certificate Owners requesting the same. Upon
      surrender to the Trustee of the related Class of Certificates by the
      Depository (or by the Certificate Custodian, if it holds such Class on
      behalf of the Depository), accompanied by the instructions from the
      Depository for registration, the Trustee shall issue the Definitive
      Certificates. None of the Servicer, the Depositor or the Trustee shall be
      liable for any delay in delivery of such instruction and may conclusively
      rely on, and shall be protected in relying on, such instructions. The
      Depositor shall provide the Trustee with an adequate inventory of
      certificates to facilitate the issuance and transfer of Definitive
      Certificates. Upon the issuance of Definitive Certificates, the Trustee
      shall recognize the Holders of the Definitive Certificates as
      Certificateholders hereunder.

            (d) No transfer of a Private Certificate shall be made unless such
transfer is exempt from the registration requirements of the 1933 Act and any
applicable state securities laws or is made in accordance with the 1933 Act and
such laws. In the event of any such transfer, (i) unless such transfer is made
in reliance on Rule 144A under the 1933 Act, the Trustee or the Depositor may
require a written Opinion of Counsel (which may be in-house counsel) acceptable
to and in form and substance reasonably satisfactory to the Trustee and the
Depositor that such transfer may be made pursuant to an exemption, describing
the applicable exemption and the basis therefor, from the 1933 Act and such laws
or is being made pursuant to the 1933 Act and such laws, which Opinion of
Counsel shall not be an expense of the Trustee or the Depositor and (ii) the
Trustee shall require a certificate from the Certificateholder desiring to
effect such transfer substantially in the form attached hereto as Exhibit G-1
and a certificate from such Certificateholder's prospective transferee
substantially in the form attached hereto either as Exhibit G-2A or as Exhibit
G-2B, which certificates shall not be an expense of the Trustee or the
Depositor; provided that the foregoing requirements under clauses (i) and (ii)
shall not apply to a transfer of a Private Certificate between or among the
Depositor, the Seller, their affiliates or both. The Depositor shall provide to
any Holder of a Private Certificate and any prospective transferees designated
by any such Holder, information regarding the related Certificates and the
Mortgage Loans and such other information as shall be necessary to satisfy the
condition to eligibility set forth in Rule 144A(d)(4) for transfer of any such
certificate without registration thereof under the 1933 Act pursuant to the
registration exemption provided by Rule 144A. The Holder of a Private
Certificate desiring to effect such transfer shall, and does hereby agree to,
indemnify the Trustee and the Depositor against any liability that may result if
the transfer is not so exempt or is not made in accordance with such federal and
state laws.

            (e) No transfer of an ERISA Restricted Certificate shall be made
unless the transferee delivers to the Trustee either (i) a representation letter
in the form of Exhibit H from the transferee of such Certificate, which
representation letter shall not be an expense of the Depositor, the Trustee or
the Servicer, or (ii) in the case of any ERISA Restricted Certificate presented
for registration in the name of an employee benefit plan or arrangement,
including an individual retirement account, subject to ERISA, the Code, or any
federal, state or local law ("Similar Law") which is similar to ERISA or the
Code (collectively, a "Plan"), or a trustee or custodian of any of the
foregoing, an Opinion of Counsel in form and substance satisfactory to the
Trustee and the Servicer to the effect that the purchase or holding of such
ERISA Restricted Certificate by or on behalf of such Plan will not constitute or
result in a non-exempt prohibited transaction within the meaning of ERISA,
Section 4975 of the Code or Similar Law and will not subject the Trustee, the
Depositor or the Servicer to any obligation in addition to those undertaken in
this Agreement, which Opinion of Counsel shall not be an expense of the Trustee
or the Servicer. Any transferee of an ERISA Restricted Certificate that does not
comply with either clause (i) or (ii) of the preceding sentence will be deemed
to have made one of the representations set forth in Exhibit H. For purposes of
clause (i) of the second preceding sentence, such representation shall be deemed
to have been made to the Certificate Registrar by the acceptance by a
Certificate Owner of a Book-Entry Certificate of the beneficial interest in any
such Class of ERISA Restricted Certificates, unless the Certificate Registrar
shall have received from the transferee an alternative representation acceptable
in form and substance to the Depositor. Notwithstanding anything else to the
contrary herein, any purported transfer of an ERISA Restricted Certificate to or
on behalf of a Plan without the delivery to the Trustee and the Servicer of an
Opinion of Counsel satisfactory to the Trustee and the Servicer as described
above shall be void and of no effect.

            Neither the Trustee nor the Certificate Registrar shall have any
liability for transfers of Book-Entry Certificates made through the book-entry
facilities of the Depository or between or among any Depository Participants or
Certificate Owners, made in violation of applicable restrictions. The Trustee
may rely and shall be fully protected in relying upon information furnished by
the Depository with respect to its Depository Participants and furnished by the
Depository Participants with respect to indirect participating firms and Persons
shown on the books of such indirect participating firms as direct or indirect
Certificate Owners.

            To the extent permitted under applicable law (including, but not
limited to, ERISA), the Trustee shall be under no liability to any Person for
any registration of transfer of any ERISA Restricted Certificate that is in fact
not permitted by this Section 6.02 or for making any payments due on such
Certificate to the Holder thereof or taking any other action with respect to
such Holder under the provisions of this Agreement so long as the transfer was
registered by the Trustee in accordance with the foregoing requirements.

            (f) Each Person who has or who acquires any Ownership Interest in
the Residual Certificate shall be deemed by the acceptance or acquisition of
such Ownership Interest to have agreed to be bound by the following provisions,
and the rights of each Person acquiring any Ownership Interest in the Residual
Certificate are expressly subject to the following provisions:

            (i) Each Person holding or acquiring any Ownership Interest in the
      Residual Certificate shall be a Permitted Transferee and shall promptly
      notify the Trustee of any change or impending change in its status as a
      Permitted Transferee.

            (ii) No Person shall acquire an Ownership Interest in the Residual
      Certificate unless such Ownership Interest is a pro rata undivided
      interest.

            (iii) In connection with any proposed transfer of any Ownership
      Interest in the Residual Certificate, the Trustee shall require delivery
      to it, in form and substance satisfactory to it, of an affidavit in the
      form of Exhibit I hereto from the proposed transferee.

            (iv) Notwithstanding the delivery of an affidavit by a proposed
      transferee under clause (iii) above, if a Responsible Officer of the
      Trustee has actual knowledge that the proposed transferee is not a
      Permitted Transferee, no transfer of any Ownership Interest in the
      Residual Certificate to such proposed transferee shall be effected.

            (v) No Ownership Interest in the Residual Certificate may be
      purchased by or transferred to any Person that is not a U.S. Person,
      unless (A) such Person holds the Residual Certificate in connection with
      the conduct of a trade or business within the United States and furnishes
      the transferor and the Trustee with an effective Internal Revenue Service
      Form W-8ECI (or successor thereto) or (B) the transferee delivers to both
      the transferor and the Trustee an Opinion of Counsel from a
      nationally-recognized tax counsel to the effect that such transfer is in
      accordance with the requirements of the Code and the regulations
      promulgated thereunder and that such transfer of the Residual Certificate
      will not be disregarded for federal income tax purposes.

            (vi) Any attempted or purported transfer of any Ownership Interest
      in the Residual Certificate in violation of the provisions of this Section
      6.02 shall be absolutely null and void and shall vest no rights in the
      purported transferee. If any purported transferee shall, in violation of
      the provisions of this Section 6.02, become a Holder of the Residual
      Certificate, then the prior Holder of the Residual Certificate that is a
      Permitted Transferee shall, upon discovery that the registration of
      transfer of the Residual Certificate was not in fact permitted by this
      Section 6.02, be restored to all rights as Holder thereof retroactive to
      the date of registration of transfer of the Residual Certificate. The
      Trustee shall be under no liability to any Person for any registration of
      transfer of the Residual Certificate that is in fact not permitted by this
      Section 6.02 or for making any distributions due on the Residual
      Certificate to the Holder thereof or taking any other action with respect
      to such Holder under the provisions of the Agreement so long as the
      transfer was registered in accordance with this Section 6.02. The Trustee
      shall be entitled to recover from any Holder of the Residual Certificate
      that was in fact not a Permitted Transferee at the time such distributions
      were made all distributions made on the Residual Certificate. Any such
      distributions so recovered by the Trustee shall be distributed and
      delivered by the Trustee to the prior Holder of the Residual Certificate
      that is a Permitted Transferee.

            (vii) If any Person other than a Permitted Transferee acquires any
      Ownership Interest in the Residual Certificate in violation of the
      restrictions in this Section 6.02, then the Trustee, based on information
      provided to the Trustee by the Servicer, will provide to the Internal
      Revenue Service, and to the Persons specified in Section 860E(e)(3) and
      (6) of the Code, information needed to compute the tax imposed under
      Section 860E(e) of the Code on transfers of residual interests to
      disqualified organizations. The expenses of the Trustee under this clause
      (vii) shall be reimbursable by the Trust.

            (viii) No Ownership Interest in the Residual Certificate shall be
      acquired by a Plan or any Person acting on behalf of a Plan.

            (g) No service charge shall be imposed for any transfer or exchange
of Certificates of any Class, but the Trustee may require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.

            (h) All Certificates surrendered for transfer and exchange shall be
destroyed by the Certificate Registrar.

            Section 6.03 Mutilated, Destroyed, Lost or Stolen Certificates. If
(a) any mutilated Certificate is surrendered to the Certificate Registrar or the
Certificate Registrar receives evidence to its satisfaction of the destruction,
loss or theft of any Certificate, and (b) there is delivered to the Trustee, the
Depositor and the Certificate Registrar such security or indemnity reasonably
satisfactory to each, to save each of them harmless, then, in the absence of
actual notice to the Trustee or the Certificate Registrar that such Certificate
has been acquired by a bona fide purchaser, the Trustee shall authenticate and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor, Class and Percentage
Interest but bearing a number not contemporaneously outstanding. Upon the
issuance of any new Certificate under this Section, the Trustee may require the
payment of a sum sufficient to cover any tax or other governmental charge that
may be imposed in relation thereto and any other expenses (including the fees
and expenses of the Trustee and the Certificate Registrar) connected therewith.
Any duplicate Certificate issued pursuant to this Section shall constitute
complete and indefeasible evidence of ownership in the Trust, as if originally
issued, whether or not the lost, stolen or destroyed Certificate shall be found
at any time.

            Section 6.04 Persons Deemed Owners. Prior to due presentation of a
Certificate for registration of transfer, the Depositor, the Servicer, the
Trustee, the Certificate Registrar and any agent of the Depositor, the Servicer,
the Trustee or the Certificate Registrar may treat the Person in whose name any
Certificate is registered as the owner of such Certificate for the purpose of
receiving distributions pursuant to Section 5.01 and for all other purposes
whatsoever, and none of the Depositor, the Servicer, the Trustee, the
Certificate Registrar or any agent of the Servicer, the Trustee or the
Certificate Registrar shall be affected by notice to the contrary.

                                   ARTICLE VII

                         THE DEPOSITOR AND THE SERVICER

            Section 7.01 Respective Liabilities of the Depositor and the
Servicer. The Depositor and the Servicer shall each be liable in accordance
herewith only to the extent of the obligations specifically and respectively
imposed upon and undertaken by the Depositor and the Servicer herein. By way of
illustration and not limitation, the Depositor is not liable for the servicing
and administration of the Mortgage Loans, nor is it obligated by Section 8.01 to
assume any obligations of the Servicer or to appoint a designee to assume such
obligations, nor is it liable for any other obligation hereunder that it may,
but is not obligated to, assume unless it elects to assume such obligation in
accordance herewith.

            Section 7.02 Merger or Consolidation of the Depositor or the
Servicer. The Depositor and the Servicer will each keep in full effect its
existence, rights and franchises as a separate entity under the laws governing
its organization, and will each obtain and preserve its qualification to do
business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its respective duties under this Agreement.

            Any Person into which the Depositor or the Servicer may be merged or
consolidated, or any corporation resulting from any merger or consolidation to
which the Depositor or the Servicer shall be a party, or any Person succeeding
to the business of the Depositor or the Servicer, shall be the successor of the
Depositor or the Servicer, as the case may be, hereunder, without the execution
or filing of any paper or any further act on the part of any of the parties
hereto, anything herein to the contrary notwithstanding; provided, however, that
(a) the successor or surviving Person to the Servicer shall be qualified to
service mortgage loans on behalf of Fannie Mae or Freddie Mac and (b) the
Servicer and such successor or surviving Person shall notify the Depositor and
the Trustee of any such merger, conversion or consolidation at least two
Business Days prior to the effective date thereof and shall provide the
Depositor and the Trustee with all information required by the Depositor to
comply with its reporting obligation under Item 6.02 of Form 8-K not later than
the effective date of such merger, conversion or consolidation.

            Section 7.03 Limitation on Liability of the Depositor, the Servicer
and Others. None of the Depositor, the Servicer or any of the directors,
officers, employees or agents of the Depositor or of the Servicer shall be under
any liability to the Trust Estate or the Certificateholders for any action taken
or for refraining from the taking of any action in good faith pursuant to this
Agreement, or for errors in judgment; provided, however, that this provision
shall not protect the Depositor, the Servicer or any such Person against any
breach of warranties or representations made herein or any liability which would
otherwise be imposed by reason of willful misfeasance, bad faith or gross
negligence in the performance of duties or by reason of reckless disregard of
obligations and duties hereunder. The Depositor, the Servicer and any director,
officer, employee or agent of the Depositor or the Servicer may rely in good
faith on any document of any kind prima facie properly executed and submitted by
any Person respecting any matters arising hereunder. The Depositor, the Servicer
and any director, officer, employee or agent of the Depositor or the Servicer
shall be indemnified by the Trust Estate and held harmless against any loss,
liability or expense incurred in connection with any legal action relating to
this Agreement or the Certificates, other than any loss, liability or expense
related to any specific Mortgage Loan or Mortgage Loans (except as any such
loss, liability or expense shall be otherwise reimbursable pursuant to this
Agreement) and any loss, liability or expense incurred by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties
hereunder or by reason of reckless disregard of obligations and duties
hereunder. Neither of the Depositor nor the Servicer shall be under any
obligation to appear in, prosecute or defend any legal action which is not
incidental to its respective duties under this Agreement and which in its
opinion may involve it in any expense or liability; provided, however, that the
Depositor or the Servicer may in its discretion undertake any such action which
it may deem necessary or desirable in respect to this Agreement and the rights
and duties of the parties hereto and the interests of the Certificateholders
hereunder. In such event, the legal expenses and costs of such action and any
liability resulting therefrom shall be expenses, costs and liabilities of the
Trust Estate, and the Depositor and the Servicer shall be entitled to be
reimbursed therefor out of amounts attributable to the Mortgage Loans on deposit
in the Servicer Custodial Account as provided by Section 3.11.

            Section 7.04 Depositor and Servicer Not to Resign. Subject to the
provisions of Section 7.02, neither the Depositor nor the Servicer shall resign
from its respective obligations and duties hereby imposed on it except upon
determination that its duties hereunder are no longer permissible under
applicable law or, in the case of the Servicer, pursuant to Section 7.05. Any
such determination permitting the resignation of the Depositor or the Servicer
shall be evidenced by an Opinion of Counsel to such effect delivered to the
Trustee. No such resignation by the Servicer shall become effective until the
Trustee or a successor Servicer shall have assumed the Servicer's
responsibilities and obligations in accordance with Section 8.05 hereof.

            Section 7.05 Assignment or Delegation of Duties by the Servicer. The
Servicer shall have the right to assign its rights and delegate its duties and
obligations hereunder; provided, however, that (i) the purchaser or transferee
accepting such assignment or delegation is qualified to service mortgage loans
for Fannie Mae or Freddie Mac, is satisfactory to the Trustee, in the exercise
of its reasonable judgment, and executes and delivers to the Trustee an
agreement, in form and substance reasonably satisfactory to the Trustee, which
contains an assumption by such purchaser or transferee of the due and punctual
performance and observance of each covenant and condition to be performed or
observed by the Servicer hereunder from and after the date of such agreement;
and (ii) each applicable Rating Agency's rating of any Certificates in effect
immediately prior to such assignment, sale or transfer is not reasonably likely
to be qualified, downgraded or withdrawn as a result of such assignment, sale or
transfer and the Certificates are not reasonably likely to be placed on credit
review status by any such Rating Agency. In no case, however, shall any
permitted assignment and delegation relieve the Servicer of any liability to the
Trustee or the Depositor under this Agreement, incurred by it prior to the time
that the conditions contained in clauses (i) and (ii) above are met.

                                  ARTICLE VIII

                                     DEFAULT

            Section 8.01 Events of Default. If any one of the following events
("Events of Default") shall occur and be continuing:

            (a) any failure by the Servicer to deposit amounts in the Servicer
Custodial Account in the amount and manner provided herein so as to enable the
Trustee to distribute to Holders of Certificates any payment required to be made
under the terms of such Certificates and this Agreement (other than the payments
required to be made under Section 3.20) which continues unremedied for a period
of five days; or

            (b) failure on the part of the Servicer duly to observe or perform
in any material respect any other covenants or agreements of the Servicer set
forth in the Certificates or in this Agreement, which covenants and agreements
continue unremedied for a period of 30 days after the date on which written
notice of such failure, requiring the same to be remedied, shall have been given
to the Servicer by the Trustee or the Depositor, or to the Servicer, the
Depositor and the Trustee by the Holders of Certificates evidencing Voting
Rights aggregating not less than 25% of all Certificates affected thereby; or

            (c) the entry of a decree or order by a court or agency or
supervisory authority having jurisdiction in the premises for the appointment of
a conservator, receiver or liquidator in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings against the
Servicer, or for the winding up or liquidation of the Servicer's affairs, and
the continuance of any such decree or order unstayed and in effect for a period
of 60 consecutive days; or

            (d) the consent by the Servicer to the appointment of a conservator
or receiver or liquidator in any insolvency, readjustment of debt, marshalling
of assets and liabilities or similar proceedings of or relating to the Servicer
or of or relating to substantially all of its property; or the Servicer shall
admit in writing its inability to pay its debts generally as they become due,
file a petition to take advantage of any applicable insolvency or reorganization
statute, make an assignment for the benefit of its creditors, or voluntarily
suspend payment of its obligations; or

            (e) the failure of the Servicer to remit any Periodic Advance
required to be remitted by the Servicer pursuant to Section 3.20 which failure
continues unremedied at 3:00 p.m. on the related Distribution Date;

then, and in each and every such case (other than the Event of Default described
in clause (e) hereof), so long as an Event of Default shall not have been
remedied by the Servicer, the Trustee may, and at the direction of the Holders
of Certificates evidencing Voting Rights aggregating not less than 51% of all
Certificates affected thereby shall, by notice then given in writing to the
Servicer (and to the Depositor), terminate all of the rights and obligations of
the Servicer under this Agreement. If an Event of Default described in clause
(e) hereof shall occur, the Trustee shall, by notice to the Servicer, terminate
all of the rights and obligations of the Servicer under this Agreement and in
and to the Mortgage Loans and proceeds thereof (other than the Servicer's right
to recovery of the aggregate Servicing Fees due prior to the date of termination
and other expenses and amounts advanced pursuant to the terms of this Agreement,
which rights the Servicer will retain under all circumstances) and the Trustee
or a successor Servicer appointed pursuant to Section 8.05 shall make the
Advance which the Servicer failed to make. On or after the receipt by the
Servicer of such written notice, all authority and power of the Servicer under
this Agreement, whether with respect to the Certificates or the Mortgage Loans
or otherwise, shall pass to and be vested in the Trustee pursuant to and under
this Section 8.01, unless and until such time as the Trustee shall appoint a
successor Servicer pursuant to Section 8.05, and, without limitation, the
Trustee is hereby authorized and empowered to execute and deliver, on behalf of
the Servicer, as attorney-in-fact or otherwise, any and all documents and other
instruments, and to do or accomplish all other acts or things necessary or
appropriate to effect the purposes of such notice of termination, whether to
complete the transfer and endorsement of the Mortgage Loans and related
documents, or otherwise, including, without limitation, the recordation of the
assignments of the Mortgage Loans to it. The Servicer agrees to cooperate with
the Trustee in effecting the termination of the responsibilities and rights of
the Servicer hereunder, including, without limitation, the transfer to the
Trustee for the administration by it of all cash amounts that have been
deposited by the Servicer in the Servicer Custodial Account or thereafter
received by the Servicer with respect to the Mortgage Loans. Upon obtaining
notice or knowledge of the occurrence of any Event of Default, the Person
obtaining such notice or knowledge shall give prompt written notice thereof to
Certificateholders at their respective addresses appearing in the Certificate
Register and to each Rating Agency. All costs and expenses (including attorneys'
fees) incurred in connection with transferring the Mortgage Files to the
successor Servicer and amending this Agreement to reflect such succession as
Servicer pursuant to this Section 8.01 shall be paid by the predecessor
Servicer. Notwithstanding the termination of the Servicer pursuant hereto, the
Servicer shall remain liable for any causes of action arising out of any Event
of Default occurring prior to such termination.

            Section 8.02 Remedies of Trustee. During the continuance of any
Event of Default, so long as such Event of Default shall not have been remedied,
the Trustee, in addition to the rights specified in Section 8.01, shall have the
right, in its own name as trustee of an express trust, to take all actions now
or hereafter existing at law, in equity or by statute to enforce its rights and
remedies and to protect the interests, and enforce the rights and remedies, of
the Certificateholders (including the institution and prosecution of all
judicial, administrative and other proceedings and the filing of proofs of claim
and debt in connection therewith). Except as otherwise expressly provided in
this Agreement, no remedy provided for by this Agreement shall be exclusive of
any other remedy, and each and every remedy shall be cumulative and in addition
to any other remedy and no delay or omission to exercise any right or remedy
shall impair any such right or remedy or shall be deemed to be a waiver of any
Event of Default.

            Section 8.03 Directions by Certificateholders and Duties of Trustee
During Event of Default. During the continuance of any Event of Default, Holders
of Certificates evidencing Voting Rights aggregating not less than 25% of each
Class of Certificates affected thereby may direct the time, method and place of
conducting any proceeding for any remedy available to the Trustee, or exercising
any trust or power conferred upon the Trustee under this Agreement; provided,
however, that the Trustee shall be under no obligation to pursue any such
remedy, or to exercise any of the trusts or powers vested in it by this
Agreement (including, without limitation, (a) the conducting or defending of any
administrative action or litigation hereunder or in relation hereto, and (b) the
terminating of the Servicer or any successor Servicer from its rights and duties
as servicer hereunder) at the request, order or direction of any of the
Certificateholders, unless such Certificateholders shall have offered to the
Trustee reasonable security or indemnity against the costs, expenses and
liabilities which may be incurred therein or thereby; and, provided, further,
that, subject to the provisions of Section 9.01, the Trustee shall have the
right to decline to follow any such direction if the Trustee, based upon an
Opinion of Counsel, determines that the action or proceeding so directed may not
lawfully be taken or if the Trustee in good faith determines that the action or
proceeding so directed would involve it in personal liability or be unjustly
prejudicial to the non-assenting Certificateholders.

            Section 8.04 Action upon Certain Failures of the Servicer and upon
Event of Default. In the event that the Trustee shall have actual knowledge of
any failure of the Servicer specified in Section 8.01(a) or (b) which would
become an Event of Default upon the Servicer's failure to remedy the same after
notice, the Trustee shall give notice thereof to the Servicer. If the Trustee
shall have knowledge of an Event of Default, the Trustee shall give prompt
written notice thereof to the Certificateholders.

            Section 8.05 Trustee to Act; Appointment of Successor. (a) Within 90
days after the time the Servicer receives a notice of termination pursuant to
Section 8.01, the Trustee shall be the successor in all respects to the Servicer
in its capacity as servicer under this Agreement and the transactions set forth
or provided for herein and shall be subject to all the responsibilities, duties
and liabilities relating thereto placed on the Servicer by the terms and
provisions hereof or shall appoint a successor pursuant to Section 3.07.
Notwithstanding the foregoing (i) the parties hereto agree that the Trustee, in
its capacity as successor Servicer, immediately will assume all of the
obligations of the Servicer to make Advances, (ii) the Trustee in its capacity
as successor Servicer, shall not be responsible for the lack of information
and/or documents that it cannot obtain through reasonable efforts and (iii)
under no circumstances shall any provision of this Agreement be construed to
require the Trustee, acting in its capacity as successor to the Servicer in its
obligation to make Advances, to advance, expend or risk its own funds or
otherwise incur any financial liability in the performance of its duties
hereunder if it shall have reasonable grounds for believing that such funds are
non-recoverable. Subject to Section 8.05(b), as compensation therefor, the
Trustee shall be entitled to such compensation as the terminated Servicer would
have been entitled to hereunder if no such notice of termination had been given.
Notwithstanding the above, the Trustee may, if it shall be unwilling so to act,
or shall, if it is legally unable so to act, appoint, or petition a court of
competent jurisdiction to appoint, any established housing and home finance
institution having a net worth of not less than $10,000,000 as the successor to
the terminated Servicer hereunder in the assumption of all or any part of the
responsibilities, duties or liabilities of the Servicer hereunder; provided,
however, that any such institution appointed as successor Servicer shall not, as
evidenced in writing by each Rating Agency, adversely affect the then current
rating of any Class of Certificates immediately prior to the termination of the
terminated Servicer. The appointment of a successor Servicer shall not affect
any liability of the predecessor Servicer which may have arisen under this
Agreement prior to its termination as Servicer, nor shall any successor Servicer
be liable for any acts or omissions of the predecessor Servicer or for any
breach by the Servicer of any of its representations or warranties contained
herein or in any related document or agreement. Pending appointment of a
successor to the terminated Servicer hereunder, unless the Trustee is prohibited
by law from so acting, the Trustee shall act in such capacity as provided above.
The Trustee and such successor shall take such action, consistent with this
Agreement, as shall be necessary to effectuate any such succession. All
Servicing Transfer Costs shall be paid by the predecessor Servicer upon
presentation of reasonable documentation of such costs, and if such predecessor
Servicer defaults in its obligation to pay such costs, such costs shall be paid
by the successor Servicer or the Trustee (in which case the successor Servicer
or the Trustee shall be entitled to reimbursement therefor from the assets of
the Trust).

            (b) In connection with the appointment of a successor Servicer or
the assumption of the duties of the Servicer, as specified in Section 8.05(a),
the Trustee may make such arrangements for the compensation of such successor
out of the payments on the Mortgage Loans serviced by the predecessor Servicer
as it and such successor shall agree, not to exceed the Servicing Fee Rate.

            (c) Any successor, including the Trustee, to the Servicer as
servicer shall during the term of its service as servicer maintain in force (i)
a policy or policies of insurance covering errors and omissions in the
performance of its obligations as servicer hereunder and (ii) a fidelity bond in
respect of its officers, employees and agents to the same extent as the Servicer
is so required pursuant to Section 3.03.

            (d) The predecessor Servicer and successor Servicer shall notify the
Depositor and Trustee of any such appointment at least two Business Days prior
to the effective date thereof and shall provide the Depositor and the Trustee
with all information required by the Depositor to comply with its reporting
obligation under Item 6.02 of Form 8-K not later than the effective date of such
appointment.

            Section 8.06 Notification to Certificateholders. Upon any
termination or appointment of a successor to the Servicer pursuant to this
Article VIII, the Trustee shall give prompt written notice thereof to
Certificateholders at their respective addresses appearing in the Certificate
Register and to each Rating Agency.

                                   ARTICLE IX

                                   THE TRUSTEE

            Section 9.01 Duties of Trustee. (a) The Trustee, prior to the
occurrence of an Event of Default and after the curing or waiver of all Events
of Default which may have occurred, undertakes to perform such duties and only
such duties as are specifically set forth in this Agreement. In case an Event of
Default has occurred of which a Responsible Officer of the Trustee shall have
actual knowledge (which has not been cured or waived), the Trustee shall
exercise such of the rights and powers vested in it by this Agreement, and use
the same degree of care and skill in its exercise as a reasonably prudent
investor would exercise or use under the circumstances in the conduct of such
investor's own affairs.

            The Trustee, upon receipt of all resolutions, certificates,
statements, opinions, reports, documents, orders or other instruments furnished
to the Trustee which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they
conform to the requirements of this Agreement.

            The Trustee is hereby directed to execute and deliver, on behalf of
the Trust, the Yield Maintenance Agreement on the Closing Date and to enforce
the obligations of the Counterparty under the Yield Maintenance Agreement
thereafter, including by exercising any right that the Trustee may have to
designate an "early termination date" under the Yield Maintenance Agreement upon
the occurrence of an "event of default" or a "termination event" thereunder.
Upon the occurrence of an "early termination date" under the Yield Maintenance
Agreement, and at the direction of the Depositor, the Trustee shall use
reasonable efforts to replace the Yield Maintenance Agreement with one that is
furnished by a replacement for the Counterparty acceptable to each Rating
Agency, and the Trustee shall hold in trust any amount that is paid to it by the
Counterparty in respect of any such "early termination date" and apply such
amount to the purchase of the related replacement. If any portion of such amount
cannot be so used (either because a replacement for the Yield Maintenance
Agreement is not available or such amount exceeds the amount necessary to
purchase such replacement), the Trustee shall deposit such portion in the
Reserve Fund. If such amount is insufficient to purchase a replacement for the
Yield Maintenance Agreement, the Trustee shall apply such amount to replace so
much of the Yield Maintenance Agreement as it is possible to replace with such
amount. If the Counterparty transfers its rights and obligations under the Yield
Maintenance Agreement to another party in accordance therewith or the Trustee
replaces the Yield Maintenance Agreement the with one that is furnished by a
replacement for the Counterparty acceptable to each Rating Agency in accordance
with this Agreement, then the Trustee shall execute and deliver the related
replacement for, or novation of, the Yield Maintenance Agreement.

            Upon its receipt from the Sponsor of each "significance estimate" of
the Yield Maintenance Agreement pursuant to Section 3.08(i), the Trustee shall,
on the basis of such "significance estimate," calculate the Yield Maintenance
Agreement's "significance percentage" of the Class Certificate Balance of the
Class 5-A-1 Certificates as of the date of such "significance estimate." For the
avoidance of doubt, such "significance percentage" shall be a fraction,
expressed as a percentage, the numerator of which is such "significance
estimate" and the denominator of which is the Class Certificate Balance of the
Class 5-A-1 Certificates after distributions on the related Distribution Date.
Further, the Trustee shall determine as of such date whether such "significance
percentage" would require disclosure of financial information with respect to
the Counterparty in any report required to be filed with the Securities and
Exchange Commission pursuant to Section 3.22, and if it does, the Trustee shall
make a written request of the Counterparty for such information in accordance
with the Yield Maintenance Agreement not later than the second Business Day
after it receives the related "significance estimate." Upon its receipt of such
information, the Trustee shall include such information in the related report as
provided in Section 3.22.

            (b) No provision of this Agreement shall be construed to relieve the
Trustee from liability for its own grossly negligent action, its own grossly
negligent failure to act or its own willful misfeasance; provided, however,
that:

            (i) Prior to the occurrence of an Event of Default, and after the
      curing or waiver of all such Events of Default which may have occurred,
      the duties and obligations of the Trustee shall be determined solely by
      the express provisions of this Agreement, the Trustee shall not be liable
      except for the performance of such duties and obligations as are
      specifically set forth in this Agreement, no implied covenants or
      obligations shall be read into this Agreement against the Trustee and, in
      the absence of bad faith on the part of the Trustee, the Trustee may
      conclusively rely, as to the truth of the statements and the correctness
      of the opinions expressed therein, upon any certificates or opinions
      furnished to the Trustee by the Depositor or the Servicer and which on
      their face, do not contradict the requirements of this Agreement;

            (ii) The Trustee (in its individual capacity) shall not be
      personally liable for an error of judgment made in good faith by a
      Responsible Officer or Responsible Officers of the Trustee, unless it
      shall be proved that the Trustee was grossly negligent in ascertaining the
      pertinent facts;

            (iii) The Trustee (in its individual capacity) shall not be
      personally liable with respect to any action taken, suffered or omitted to
      be taken by it in good faith in accordance with the direction of
      Certificateholders as provided in Section 8.03;

            (iv) The Trustee shall not be charged with knowledge of any default
      (other than a default in payment to the Trustee) specified in clauses (a)
      and (b) of Section 8.01 or an Event of Default under clauses (c), (d) and
      (e) of Section 8.01 unless a Responsible Officer of the Trustee assigned
      to and working in the Corporate Trust Office obtains actual knowledge of
      such failure or event or any officer of the Trustee receives written
      notice of such failure or event at its Corporate Trust Office from the
      Servicer, the Depositor or any Certificateholder; and

            (v) Except to the extent provided in Section 8.05, no provision in
      this Agreement shall require the Trustee to expend or risk its own funds
      (including, without limitation, the making of any Advance as successor
      Servicer) or otherwise incur any personal financial liability in the
      performance of any of its duties as Trustee hereunder, or in the exercise
      of any of its rights or powers, if the Trustee shall have reasonable
      grounds for believing that repayment of funds or adequate indemnity
      against such risk or liability is not reasonably assured to it.

            Section 9.02 Certain Matters Affecting the Trustee. Except as
otherwise provided in Section 9.01:

            (i) The Trustee may request and rely upon and shall be protected in
      acting or refraining from acting upon any resolution, Officer's
      Certificate, certificate of auditors or any other certificate, statement,
      instrument, opinion, report, notice, request, consent, order, appraisal,
      bond or other paper or document believed by it to be genuine and to have
      been signed or presented by the proper party or parties;

            (ii) The Trustee may consult with counsel and any Opinion of Counsel
      shall be full and complete authorization and protection in respect of any
      action taken or suffered or omitted by it hereunder in good faith and in
      accordance with such Opinion of Counsel;

            (iii) The Trustee shall be under no obligation to exercise any of
      the trusts or powers vested in it by this Agreement or to institute,
      conduct or defend any litigation hereunder or in relation hereto at the
      request, order or direction of any of the Certificateholders, pursuant to
      the provisions of this Agreement, unless such Certificateholders shall
      have offered to the Trustee reasonable security or indemnity against the
      costs, expenses and liabilities which may be incurred therein or thereby;
      nothing contained herein shall, however, relieve the Trustee of the
      obligation, upon the occurrence of an Event of Default (which has not been
      cured or waived), to exercise such of the rights and powers vested in it
      by this Agreement, and to use the same degree of care and skill in their
      exercise as a prudent investor would exercise or use under the
      circumstances in the conduct of such investor's own affairs;

            (iv) The Trustee shall not be personally liable for any action
      taken, suffered or omitted by it in good faith and believed by it to be
      authorized or within the discretion or rights or powers conferred upon it
      by this Agreement;

            (v) Prior to the occurrence of an Event of Default hereunder and
      after the curing or waiving of all Events of Default which may have
      occurred, the Trustee shall not be bound to make any investigation into
      the facts or matters stated in any resolution, certificate, statement,
      instrument, opinion, report, notice, request, consent, order, approval,
      bond or other paper or document, unless requested in writing so to do by
      Holders of Certificates of any Class evidencing, as to such Class,
      Percentage Interests, aggregating not less than 50%; provided, however,
      that if the payment within a reasonable time to the Trustee of the costs,
      expenses or liabilities likely to be incurred by it in the making of such
      investigation is, in the opinion of the Trustee, not reasonably assured to
      the Trustee by the security afforded to it by the terms of this Agreement,
      the Trustee may require reasonable indemnity against such expense or
      liability or payment of such estimated expenses as a condition to so
      proceeding; and

            (vi) The Trustee may execute any of the trusts or powers hereunder
      or perform any duties hereunder either directly or by or through agents or
      attorneys.

            Section 9.03 Trustee Not Liable for Certificates or Mortgage Loans.
The recitals contained herein and in the Certificates (other than the execution
of, and the authentication of the Certificates) shall be taken as the statements
of the Depositor or Servicer, as applicable, and the Trustee assumes no
responsibility for their correctness. The Trustee makes no representations as to
the validity or sufficiency of this Agreement or of the Certificates or any
Mortgage Loans save that the Trustee represents that, assuming due execution and
delivery by the other parties hereto, this Agreement has been duly authorized,
executed and delivered by it and constitutes its legal, valid and binding
obligation, enforceable against it in accordance with its terms, subject, as to
enforcement of remedies, to applicable insolvency, receivership, moratorium and
other laws affecting the rights of creditors generally, and to general
principles of equity and the discretion of the court (regardless of whether
enforcement of such remedies is considered in a proceeding in equity or at law).
The Trustee shall not be accountable for the use or application by the Depositor
of funds paid to the Depositor in consideration of the assignment of the
Mortgage Loans hereunder by the Depositor, or for the use or application of any
funds paid to Subservicers or the Servicer in respect of the Mortgage Loans or
deposited into the Servicer Custodial Account, or any other account hereunder
(other than the Certificate Account) by the Servicer.

            The Trustee shall at no time have any responsibility or liability
for or with respect to the legality, validity and enforceability of any Mortgage
or any Mortgage Loan, or the perfection and priority of any Mortgage or the
maintenance of any such perfection and priority or for or with respect to the
sufficiency of the Trust or its ability to generate the payments to be
distributed to Certificateholders under this Agreement, including, without
limitation: the existence, condition and ownership of any Mortgaged Property;
the existence and enforceability of any hazard insurance thereon (other than if
the Trustee shall assume the duties of the Servicer pursuant to Section 8.05 and
thereupon only for the acts or omissions of the successor Servicer); the
validity of the assignment of any Mortgage Loan to the Trustee or of any
intervening assignment; the completeness of any Mortgage Loan; the performance
or enforcement of any Mortgage Loan (other than if the Trustee shall assume the
duties of the Servicer pursuant to Section 8.05 and thereupon only for the acts
or omissions of the Trustee as successor Servicer); the compliance by the
Depositor or the Servicer with any warranty or representation made under this
Agreement or in any related document or the accuracy of any such warranty or
representation; any investment of monies by or at the direction of the Servicer
or any loss resulting therefrom, it being understood that the Trustee shall
remain responsible for any Trust property that it may hold in its individual
capacity; the acts or omissions of any of the Depositor, the Servicer (other
than if the Trustee shall assume the duties of the Servicer pursuant to Section
8.05 and thereupon only for the acts or omissions of the Trustee as successor
Servicer), any Subservicer or any Mortgagor; any action of the Servicer (other
than if the Trustee shall assume the duties of the Servicer pursuant to Section
8.05 and thereupon only for the acts or omissions of the Trustee as successor
Servicer) or any Subservicer taken in the name of the Trustee; the failure of
the Servicer or any Subservicer to act or perform any duties required of it as
agent of the Trustee hereunder; or any action by the Trustee taken at the
instruction of the Servicer (other than if the Trustee shall assume the duties
of the Servicer pursuant to Section 8.05 and thereupon only for the acts or
omissions of the Trustee as successor Servicer); provided, however, that the
foregoing shall not relieve the Trustee of its obligation to perform its duties
under this Agreement, including, without limitation, the Trustee's review of the
Mortgage Files pursuant to Section 2.02. The Trustee shall file any financing or
continuation statement in any public office at any time required to maintain the
perfection of any security interest or lien granted to it hereunder.

            Section 9.04 Trustee May Own Certificates. The Trustee in its
individual or any other capacity may become the owner or pledgee of Certificates
with the same rights it would have if it were not Trustee and may otherwise deal
with the Servicer, any Subservicer or any of their respective affiliates with
the same rights it would have if it were not the Trustee.

            Section 9.05 Eligibility Requirements for Trustee. The Trustee
hereunder shall at all times be (a) an institution the deposits of which are
fully insured by the FDIC and (b) a corporation or banking association organized
and doing business under the laws of the United States of America or of any
State, authorized under such laws to exercise corporate trust powers, having a
combined capital and surplus of not less than $50,000,000 and subject to
supervision or examination by Federal or State authority and (c) with respect to
every successor trustee hereunder either an institution (i) the long-term
unsecured debt obligations of which are rated at least "A" by Fitch and at least
"A2" by Moody's or (ii) whose serving as Trustee hereunder would not result in
the lowering of the ratings originally assigned to any Class of Certificates.
The Trustee shall not be an affiliate of the Depositor or the Servicer. If such
corporation or banking association publishes reports of condition at least
annually, pursuant to law or to the requirements of the aforesaid supervising or
examining authority, then for the purposes of this Section 9.05, the combined
capital and surplus of such corporation or banking association shall be deemed
to be its combined capital and surplus as set forth in its most recent report of
condition so published. In case at any time the Trustee shall cease to be
eligible in accordance with the provision of this Section 9.05, the Trustee
shall resign immediately in the manner and with the effect specified in Section
9.06.

            Section 9.06 Resignation and Removal of Trustee. The Trustee may at
any time resign and be discharged from the trust hereby created by giving
written notice thereof to the Servicer and mailing a copy of such notice to all
Holders of record. The Trustee shall also mail a copy of such notice of
resignation to each Rating Agency. Upon receiving such notice of resignation,
the Servicer shall use its best efforts to promptly appoint a mutually
acceptable successor Trustee by written instrument, in duplicate, one copy of
which instrument shall be delivered to the resigning Trustee and one copy to the
successor Trustee. If no successor Trustee shall have been so appointed and
shall have accepted appointment within 30 days after the giving of such notice
of resignation, the resigning Trustee may petition any court of competent
jurisdiction for the appointment of a successor Trustee.

            If at any time the Trustee shall cease to be eligible in accordance
with the provisions of Section 9.05 and shall fail to resign after written
request therefor by the Servicer, or if at any time the Trustee shall become
incapable of acting, or shall be adjudged a bankrupt or insolvent, or a receiver
of the Trustee or of its property shall be appointed, or any public officer
shall take charge or control of the Trustee or of its property or affairs for
the purpose of rehabilitation, conservation or liquidation, then the Servicer
may remove the Trustee and appoint a successor trustee by written instrument, in
duplicate, one copy of which instrument shall be delivered to the Trustee so
removed and one copy to the successor.

            The Holders of Certificates evidencing not less than 50% of the
Voting Rights may at any time remove the Trustee by written instrument or
instruments delivered to the Servicer and the Trustee; the Servicer shall
thereupon use its best efforts to appoint a mutually acceptable successor
Trustee in accordance with this Section 9.06.

            Any resignation or removal of the Trustee and appointment of a
successor Trustee pursuant to any of the provisions of this Section 9.06 shall
become effective upon acceptance of appointment by the successor Trustee as
provided in Section 9.07.

            Section 9.07 Successor Trustee. Any successor Trustee appointed as
provided in Section 9.06 shall execute, acknowledge and deliver to the Servicer
and to its predecessor Trustee an instrument accepting such appointment
hereunder, and thereupon the resignation or removal of the predecessor Trustee
shall become effective and such successor Trustee, without any further act, deed
or conveyance, shall become fully vested with all the rights, powers, duties and
obligations of its predecessor hereunder, with like effect as if originally
named as Trustee herein. The predecessor Trustee shall duly assign, transfer,
deliver and pay over to the successor Trustee the whole of the Mortgage Files
and related documents and statements held by it hereunder, together with all
instruments of transfer and assignment or other documents properly executed as
may be reasonably required to effect such transfer and such of the records or
copies thereof maintained by the predecessor Trustee in the administration
hereof as may be reasonably requested by the successor Trustee and shall
thereupon be discharged from all duties and responsibilities under this
Agreement (other than pursuant to Section 3.19 hereunder). All costs associated
with the appointment of a successor Trustee shall be paid to the Person that
incurred them by the predecessor Trustee. Without limiting the predecessor
Trustee's obligation, if the predecessor Trustee fails to pay such costs, such
costs shall be reimbursed by the Trust; provided, however, that if the
predecessor Trustee has been terminated pursuant to the third paragraph of
Section 9.06, all reasonable expenses incurred in complying with this Section
9.07 shall be reimbursed by the Trust to the Person that incurred them.

            No successor Trustee shall accept appointment as provided in this
Section 9.07 unless at the time of such appointment such successor Trustee shall
be eligible under the provisions of Section 9.05.

            Upon acceptance of appointment by a successor Trustee as provided in
this Section 9.07, the Servicer shall cooperate to mail notice of the succession
of such Trustee hereunder to all Holders of Certificates at their addresses as
shown in the Certificate Register and to each Rating Agency. If the Servicer
fails to mail such notice within ten days after acceptance of appointment by the
successor Trustee, the successor Trustee shall cause such notice to be mailed at
the expense of the Servicer.

            The predecessor Trustee and successor Trustee shall notify the
Depositor of any such appointment at least two Business Days prior to the
effective date thereof and shall provide the Depositor with all information
required by the Depositor to comply with its reporting obligation under Item
6.02 of Form 8-K not later than the effective date of such appointment.

            Section 9.08 Merger or Consolidation of Trustee. Any corporation or
banking association into which the Trustee may be merged or converted or with
which it may be consolidated, or any corporation or banking association
resulting from any merger, conversion or consolidation to which the Trustee
shall be a party, or any corporation or banking association succeeding to all or
substantially all of the corporate trust business of the Trustee, shall be the
successor of the Trustee hereunder, if such corporation or banking association
is eligible under the provisions of Section 9.05, without the execution or
filing of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding; provided, however, that the
Trustee and such surviving Person shall notify the Depositor of any such merger,
conversion or consolidation and shall provide the Depositor with all information
required by the Depositor to comply with its reporting obligation under Item
6.02 of Form 8-K not later than the effective date of such merger, conversion or
consolidation.

            Section 9.09 Appointment of Co-Trustee or Separate Trustee.
Notwithstanding any of the provisions hereof, at any time, for the purpose of
meeting any legal requirements of any jurisdiction in which any Mortgaged
Property may at the time be located or for any other reason, the Servicer and
the Trustee acting jointly shall have the power and shall execute and deliver
all instruments to appoint one or more Persons approved by the Trustee as
co-trustee or separate trustee of all or any part of the Trust Estate, and to
vest in such Person or Persons, in such capacity, such title to the Trust
Estate, or any part thereof, and, subject to the other provision of this Section
9.09, such powers, duties, obligations, rights and trusts as the Servicer and
the Trustee may consider necessary or desirable. If the Servicer shall not have
joined in such appointment within ten days after the receipt by it of a request
to do so, the Trustee alone shall have the power to make such appointment. No
co-trustee or separate trustee hereunder shall be required to meet the terms of
eligibility as a successor Trustee under Section 9.05 and no notice to Holders
of Certificates of the appointment of co-trustee(s) or separate trustee(s) shall
be required under Section 9.07.

            In the case of any appointment of a co-trustee or separate trustee
pursuant to this Section 9.09, all rights, powers, duties and obligations
conferred or imposed upon the Trustee shall be conferred or imposed upon and
exercised or performed by the Trustee and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in which
any particular act or acts are to be performed (whether as Trustee hereunder or
as successor to the Servicer hereunder), the Trustee shall be incompetent or
unqualified to perform such act or acts, in which event such rights, powers,
duties and obligations (including the holding of title to the Trust Estate or
any portion thereof in any such jurisdiction) shall be exercised and performed
by such separate trustee or co-trustee at the direction of the Trustee. No
trustee hereunder shall be held personally liable by reason of any act or
omission of any other trustee hereunder; provided, however, that no appointment
of a co-trustee or separate trustee hereunder shall relieve the Trustee of its
obligations hereunder.

            Any notice, request or other writing given to the Trustee shall be
deemed to have been given to each of the then separate trustees and co-trustees,
as effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article IX. Each separate trustee and co-trustee, upon its acceptance of
the trusts conferred, shall be vested with the estates or property specified in
its instrument of appointment, either jointly with the Trustee or separately, as
may be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee.

            Any separate trustee or co-trustee may, at any time, constitute the
Trustee, its agent or attorney-in-fact, with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Agreement on its behalf and in its name. If any separate trustee or co-trustee
shall become incapable of acting, resign or be removed, or shall be adjudged
bankrupt or insolvent, or a receiver of its property shall be appointed, or any
public officer shall take charge or control of such trustee or co-trustee or of
its property or affairs for the purpose of rehabilitation, conservation or
liquidation, all of its estates, properties, rights, remedies and trusts shall
vest in and be exercised by the Trustee, to the extent permitted by law, without
the appointment of a new or successor trustee.

            Section 9.10 Authenticating Agents. The Trustee may appoint one or
more authenticating agents ("Authenticating Agents") which shall be authorized
to act on behalf of the Trustee in authenticating Certificates. Initially, the
Authenticating Agent shall be Wells Fargo Bank, N.A. Wherever reference is made
in this Agreement to the authentication of Certificates by the Trustee or the
Trustee's certificate of authentication, such reference shall be deemed to
include authentication on behalf of the Trustee by an Authenticating Agent and a
certificate of authentication executed on behalf of the Trustee by an
Authenticating Agent. Each Authenticating Agent must be acceptable to the
Servicer and must be a corporation or banking association organized and doing
business under the laws of the United States of America or of any state, having
a place of business in New York, New York, having a combined capital and surplus
of at least $15,000,000, authorized under such laws to do a trust business and
subject to supervision or examination by federal or state authorities.

            Any corporation or banking association into which any Authenticating
Agent may be merged or converted or with which it may be consolidated, or any
corporation or banking association resulting from any merger, conversion or
consolidation to which any Authenticating Agent shall be a party, or any
corporation or banking association succeeding to the corporate agency business
of any Authenticating Agent, shall continue to be the Authenticating Agent
without the execution or filing of any paper or any further act on the part of
the Trustee or the Authenticating Agent.

            Any Authenticating Agent may at any time resign by giving written
notice of resignation to the Trustee and to the Servicer. The Trustee may at any
time terminate the agency of any Authenticating Agent by giving written notice
of termination to such Authenticating Agent and to the Servicer. Upon receiving
a notice of resignation or upon such a termination, or in case, at any time any
Authenticating Agent shall cease to be eligible in accordance with the
provisions of this Section 9.10, the Trustee may appoint a successor
Authenticating Agent, shall give written notice of such appointment to the
Servicer and shall mail notice of such appointment to all Certificateholders.
Any successor Authenticating Agent upon acceptance of its appointment hereunder
shall become vested with all the rights, powers, duties and responsibilities of
its predecessor hereunder, with like effect as if originally named as
Authenticating Agent.

            Section 9.11 Trustee's Fees and Expenses. The Trustee, as
compensation for its activities hereunder, shall be entitled to receive on each
Distribution Date an amount equal to the Trustee Fee for such Distribution Date
pursuant to Section 5.02(a). The Trustee and any director, officer, employee or
agent of the Trustee shall be indemnified by the Trust and held harmless against
any loss, liability or expense (including reasonable attorney's fees) (a)
incurred in connection with any claim or legal action relating to (i) this
Agreement, (ii) the Certificates, or (iii) the performance of any of the
Trustee's duties hereunder, other than any loss, liability or expense incurred
by reason of willful misfeasance, bad faith or gross negligence in the
performance of any of the Trustee's duties hereunder, (b) resulting from any tax
or information return which was prepared by, or should have been prepared by,
the Servicer and (c) arising out of the transfer of any ERISA Restricted
Certificate or Residual Certificate not in compliance with ERISA. Such indemnity
shall survive the termination of this Agreement or the resignation or removal of
the Trustee hereunder. Without limiting the foregoing, except as otherwise
agreed upon in writing by the Depositor and the Trustee, and except for any such
expense, disbursement or advance as may arise from the Trustee's gross
negligence, bad faith or willful misconduct, the Trust shall reimburse the
Trustee for all reasonable expenses, disbursements and advances incurred or made
by the Trustee in accordance with any of the provisions of this Agreement to the
extent permitted by Treasury Regulations Section 1.860G-1(b)(3)(ii) and (iii);
provided, however, that the Depositor and the Trustee intend to enter into a
separate agreement for custody-related services. Except as otherwise provided
herein, the Trustee shall not be entitled to payment or reimbursement for any
routine ongoing expenses incurred by the Trustee in the ordinary course of its
duties as Trustee, Certificate Registrar or Paying Agent hereunder or for any
other expenses.

            Section 9.12 Appointment of Custodian. The Trustee may at any time
on or after the Closing Date, with the consent of the Depositor and the
Servicer, appoint one or more Custodians to hold all or a portion of the
Mortgage Files as agent for the Trustee, by entering into a custodial agreement
in a form acceptable to the Depositor and the Servicer. Subject to this Article
IX, the Trustee agrees to comply with the terms of each custodial agreement and
to enforce the terms and provisions thereof against the Custodian for the
benefit of the Certificateholders. Each Custodian shall be a depository
institution subject to supervision by federal or state authority, shall have a
combined capital and surplus of at least $10,000,000 and shall be qualified to
do business in the jurisdiction in which it holds any Mortgage File.

            Notwithstanding the foregoing, to the extent the Trustee appoints
one or more Custodians with respect to more than 5% of the aggregate Pool Stated
Principal Balance, the Trustee shall cause such Custodian to prepare a separate
assessment and attestation report, as contemplated by Section 3.19 of this
Agreement and deliver such report to the Trustee as set forth in Section 3.22 of
this Agreement.

            Section 9.13 Paying Agents. The Trustee may appoint one or more
Paying Agents (each, a "Paying Agent") which shall be authorized to act on
behalf of the Trustee in making withdrawals from the Certificate Account and
distributions to Certificateholders as provided in Section 3.08 and Section
5.02. Wherever reference is made in this Agreement to the withdrawal from the
Certificate Account by the Trustee, such reference shall be deemed to include
such a withdrawal on behalf of the Trustee by a Paying Agent. Initially, the
Paying Agent shall be Wells Fargo Bank, N.A. Whenever reference is made in this
Agreement to a distribution by the Trustee or the furnishing of a statement to
Certificateholders by the Trustee, such reference shall be deemed to include
such a distribution or furnishing on behalf of the Trustee by a Paying Agent.
Each Paying Agent shall provide to the Trustee such information concerning the
Certificate Account as the Trustee shall request from time to time. Each Paying
Agent must be reasonably acceptable to the Servicer and must be a corporation or
banking association organized and doing business under the laws of the United
States of America or of any state, having (except in the case of the Trustee) a
principal office and place of business in New York, New York, having a combined
capital and surplus of at least $15,000,000, authorized under such laws to do a
trust business and subject to supervision or examination by federal or state
authorities.

            Any corporation into which any Paying Agent may be merged or
converted or with which it may be consolidated, or any corporation resulting
from any merger, conversion or consolidation to which any Paying Agent shall be
a party, or any corporation succeeding to the corporate agency business of any
Paying Agent, shall continue to be the Paying Agent, provided that such
corporation after the consummation of such merger, conversion, consolidation or
succession meets the eligibility requirements of this Section 9.13.

            Any Paying Agent may at any time resign by giving written notice of
resignation to the Trustee and to the Servicer; provided that the Paying Agent
has returned to the Certificate Account or otherwise accounted, to the
reasonable satisfaction of the Trustee, for all amounts it has withdrawn from
the Certificate Account. The Trustee may, upon prior written approval of the
Servicer, at any time terminate the agency of any Paying Agent by giving written
notice of termination to such Paying Agent and to the Servicer. Upon receiving a
notice of resignation or upon such a termination, or in case at any time any
Paying Agent shall cease to be eligible in accordance with the provisions of the
first paragraph of this Section 9.13, the Trustee may appoint, upon prior
written approval of the Servicer, a successor Paying Agent, shall give written
notice of such appointment to the Servicer and shall mail notice of such
appointment to all Certificateholders. Any successor Paying Agent upon
acceptance of its appointment hereunder shall become vested with all rights,
powers, duties and responsibilities of its predecessor hereunder, with like
effect as if originally named as Paying Agent. The Trustee shall remain liable
for any duties and obligations assumed by its appointed Paying Agent.

            Section 9.14 Limitation of Liability. The Certificates are executed
by the Trustee, not in its individual capacity but solely as Trustee of the
Trust, in the exercise of the powers and authority conferred and vested in it by
this Agreement. Each of the undertakings and agreements made on the part of the
Trustee in the Certificates is made and intended not as a personal undertaking
or agreement by the Trustee but is made and intended for the purpose of binding
only the Trust.

            Section 9.15 Trustee May Enforce Claims Without Possession of
Certificates. All rights of action and claims under this Agreement or the
Certificates may be prosecuted and enforced by the Trustee without the
possession of any of the Certificates or the production thereof in any
proceeding relating thereto, and such preceding instituted by the Trustee shall
be brought in its own name or in its capacity as Trustee. Any recovery of
judgment shall, after provision for the payment of the reasonable compensation,
expenses, disbursement and advances of the Trustee, its agents and counsel, be
for the ratable benefit of the Certificateholders in respect of which such
judgment has been recovered.

            Section 9.16 Suits for Enforcement. In case an Event of Default or
other default by the Servicer or the Depositor hereunder shall occur and be
continuing, the Trustee, in its discretion, may proceed to protect and enforce
its rights and the rights of the Holders of Certificates under this Agreement by
a suit, action or proceeding in equity or at law or otherwise, whether for the
specific performance of any covenant or agreement contained in this Agreement or
in aid of the execution of any power granted in this Agreement or for the
enforcement of any other legal, equitable or other remedy, as the Trustee, being
advised by counsel, shall deem most effectual to protect and enforce any of the
rights of the Trustee and the Certificateholders.

            Section 9.17 Waiver of Bond Requirement. The Trustee shall be
relieved of, and each Certificateholder hereby waives, any requirement of any
jurisdiction in which the Trust, or any part thereof, may be located that the
Trustee post a bond or other surety with any court, agency or body whatsoever.

            Section 9.18 Waiver of Inventory, Accounting and Appraisal
Requirement. The Trustee shall be relieved of, and each Certificateholder hereby
waives, any requirement of any jurisdiction in which the Trust, or any part
thereof, may be located that the Trustee file any inventory, accounting or
appraisal of the Trust with any court, agency or body at any time or in any
manner whatsoever.

                                    ARTICLE X

                                   TERMINATION

            Section 10.01 Termination upon Purchase by the Depositor or
Liquidation of All Mortgage Loans. Subject to Section 10.02, the respective
obligations and responsibilities of the Depositor, the Servicer and the Trustee
created hereby (other than the obligation of the Trustee to make certain
payments to Certificateholders after the Final Distribution Date and to send
certain notices as hereinafter set forth and the obligations of the Trustee
pursuant to Sections 5.04(b) and 5.05(b)) shall terminate upon the last action
required to be taken by the Trustee on the Final Distribution Date pursuant to
this Article X following the earlier of (a) the purchase by the Depositor of all
Mortgage Loans and all REO Property remaining in the Trust Estate at a price
equal to the sum of (i) 100% of the unpaid principal balance of each Mortgage
Loan (other than any Mortgage Loan as to which REO Property has been acquired
and whose fair market value is included pursuant to clause (ii) below), (ii) the
fair market value of such REO Property, plus any Class Unpaid Interest Shortfall
for any Class of Certificates and Component Unpaid Interest Shortfall for any
Component as well as one month's interest at the related Mortgage Interest Rate
on the unpaid principal balance of each Mortgage Loan (including any Mortgage
Loan as to which REO Property has been acquired) and (iii) any Reimbursement
Amount owed to the Trust pursuant to Section 2.04 or (b) the final payment or
other liquidation (or any advance with respect thereto) of the last Mortgage
Loan remaining in the Trust Estate or the disposition of all REO Property.

            Regardless of the foregoing, in no event shall the Trust created
hereby continue beyond the expiration of 21 years from the death of the last
survivor of the descendants of Joseph P. Kennedy, the late ambassador of the
United States to the Court of St. James, living on the date hereof.

            The right of the Depositor to repurchase all of the Mortgage Loans
is conditioned upon (A) the aggregate Stated Principal Balance of the Mortgage
Loans as of such Final Distribution Date being less than 10% of the aggregate
Cut-off Date Pool Principal Balance and (B) the sum of clauses (a)(i) and (ii)
of the second preceding paragraph being less than or equal to the aggregate fair
market value of the Mortgage Loans (other than any Mortgage Loan as to which REO
Property has been acquired) and the REO Properties; provided, however, that this
clause (B) shall not apply to any purchase by the Depositor if, at the time of
the purchase, the Depositor is no longer subject to regulation by the OCC, the
FDIC, the Federal Reserve or the OTS. Fair market value for purposes of this
paragraph and the second preceding paragraph will be determined by the Depositor
as of the close of business on the third Business Day next preceding the date
upon which notice of any such termination is furnished to Certificateholders
pursuant to the fourth paragraph of this Article X. If such right is exercised,
the Trustee shall, promptly following payment of the purchase price, release to
the Depositor or its designee the Mortgage Files pertaining to the Mortgage
Loans being purchased.

            Notice of any termination, specifying the Final Distribution Date
(which shall be a date that would otherwise be a Distribution Date) upon which
the Certificateholders may surrender their Certificates to the Trustee for
payment of the final distribution and for cancellation, shall be given promptly
by the Depositor (if exercising its right to purchase the assets of the Trust)
or by the Trustee (in any other case) by letter to Certificateholders mailed not
earlier than the 15th day and not later than the 25th day of the month next
preceding the month of such final distribution specifying (1) the Final
Distribution Date upon which final payment of the Certificates will be made upon
presentation and surrender of Certificates at the office or agency of the
Trustee therein designated, (2) the amount of any such final payment and (3)
that the Record Date otherwise applicable to such Distribution Date is not
applicable, payments being made only upon presentation and surrender of the
Certificates at the office or agency of the Trustee therein specified. If the
Depositor is obligated to give notice to Certificateholders as aforesaid, it
shall give such notice to the Trustee and the Certificate Registrar at the time
such notice is given to Certificateholders. In the event such notice is given by
the Depositor, the Depositor shall deposit in the Certificate Account on or
before the Final Distribution Date in immediately available funds an amount
equal to the amount necessary to make the amount, if any, on deposit in the
Certificate Account on the Final Distribution Date equal to the purchase price
for the related assets of the Trust computed as above provided together with a
statement as to the amount to be distributed on each Class of Certificates
pursuant to the next succeeding paragraph. Not less than five (5) Business Days
prior to the Final Distribution Date, the Trustee shall notify the Depositor of
the amount of any unpaid Reimbursement Amount owed to the Trust and the
Depositor shall deposit such amount in the Certificate Account not later than
the Business Day preceding the Final Distribution Date.

            Upon presentation and surrender of the Certificates, the Trustee
shall cause to be distributed to Certificateholders of each Class, in the order
set forth in Section 5.02 hereof, on the Final Distribution Date and in
proportion to their respective Percentage Interests, with respect to
Certificateholders of the same Class, an amount equal to (I) as to each Class of
Certificates, the Class Certificate Balance thereof plus (a) accrued interest
thereon in the case of an interest bearing Certificate and (b) the applicable PO
Deferred Amount with respect to the PO Components and the Class 5-PO
Certificates, and (II) as to the Class 5-A-R Certificate, the amounts, if any,
which remain on deposit (or are deemed to remain on deposit) in the Upper-Tier
Certificate Sub-Account, the Middle-Tier Certificate Sub-Account and the
Certificate Account, respectively (other than the amounts retained to meet
claims) after application pursuant to clause (I) above. An amount shall be
distributed in respect of interest and principal to the Uncertificated
Lower-Tier Interests and the Uncertificated Middle-Tier Interests in the same
manner as principal and interest are distributed to the Uncertificated
Lower-Tier Interests and the Middle-Tier Interests, respectively, as provided in
Section 5.02.

            If all of the Certificateholders do not surrender their Certificates
for final payment and cancellation on or before the Final Distribution Date, the
Trustee shall on such date cause all funds in the Certificate Account not
distributed in final distribution to Certificateholders of such Group to
continue to be held by the Trustee in an Eligible Account for the benefit of
such Certificateholders and the Depositor (if it exercised its right to purchase
the assets of the Trust Estate) or the Trustee (in any other case) shall give a
second written notice to the remaining Certificateholders to surrender their
Certificates for cancellation and receive the final distribution with respect
thereto. If within one year after the second notice all the applicable
Certificates shall not have been surrendered for cancellation, the Trustee may
take appropriate steps, or may appoint an agent to take appropriate steps, to
contact the remaining Certificateholders concerning surrender of their
Certificates, and the cost thereof shall be paid out of the funds on deposit in
such Eligible Account.

            Section 10.02 Additional Termination Requirements. (a) If the
Depositor exercises its purchase option as provided in Section 10.01, the Trust
shall be terminated in accordance with the following additional requirements,
unless the Trustee has received an Opinion of Counsel to the effect that the
failure of the Trust to comply with the requirements of this Section 10.02 will
not (i) result in the imposition of taxes on "prohibited transactions" of the
Trust as defined in Section 860F of the Code, or (ii) cause the Trust Estate to
fail to qualify as three separate REMICs at any time that any Certificates are
outstanding:

            (i) within 90 days prior to the Final Distribution Date set forth in
      the notice given by the Depositor under Section 10.01, the Trustee shall
      sell all of the assets of the Trust Estate to the Depositor for cash; and

            (ii) the notice given by the Depositor or the Trustee pursuant to
      Section 10.01 shall provide that such notice constitutes the adopting of a
      plan of complete liquidation of the Upper-Tier REMIC, the Middle-Tier
      REMIC and the Lower-Tier REMIC as of the date of such notice (or, if
      earlier, the date on which such notice was mailed to Certificateholders).
      The Trustee shall also specify such date in the final tax returns of the
      Upper-Tier REMIC, Middle-Tier REMIC and the Lower-Tier REMIC.

            (b) By its acceptance of the Residual Certificate, the Holder
thereof hereby agrees to take such other action in connection with such plan of
complete liquidation as may be reasonably requested by the Depositor.

                                   ARTICLE XI

                            MISCELLANEOUS PROVISIONS

            Section 11.01 Amendment. This Agreement may be amended from time to
time by the Depositor, the Servicer and the Trustee without the consent of any
of the Certificateholders, (i) to cure any ambiguity or mistake, (ii) to correct
or supplement any provisions herein or therein which may be inconsistent with
any other provisions of this Agreement, any amendment to this Agreement or the
related Prospectus Supplement, (iii) to modify, eliminate or add to any of its
provisions to such extent as shall be necessary to maintain the qualification of
the Upper-Tier REMIC, the Middle-Tier REMIC and the Lower-Tier REMIC as REMICs
at all times that any Certificates are outstanding or to avoid or minimize the
risk of the imposition of any tax on any REMIC pursuant to the Code that would
be a claim against the Trust Estate, provided that (a) the Trustee has received
an Opinion of Counsel to the effect that such action is necessary or desirable
to maintain such qualification or to avoid or minimize the risk of the
imposition of any such tax and (b) such action shall not, as evidenced by such
Opinion of Counsel, adversely affect in any material respect the interests of
any Certificateholder, (iv) to change the timing and/or nature of deposits into
the Certificate Account (and deemed deposits into the Middle-Tier Certificate
Sub-Account and the Upper-Tier Certificate Sub-Account), provided, that (a) such
change shall not, as evidenced by an Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder and (b) such change
shall not adversely affect the then-current rating of the Senior Certificates,
the Class B-1 Certificates, the Class B-2 Certificates, the Class B-3
Certificates, the Class B-4 Certificates or the Class B-5 Certificates, as
evidenced by a letter from each Rating Agency rating such Certificates to such
effect, and (v) to reduce the percentage of the aggregate Cut-off Date Pool
Principal Balance at which the Depositor will have the option to purchase all
the remaining Mortgage Loans in accordance with Section 10.01, provided that
such reduction is considered necessary by the Depositor, as evidenced by an
Officer's Certificate delivered to the Trustee, to preserve the treatment of the
transfer of the Mortgage Loans to the Depositor by the Seller or to the Trust by
the Depositor as sale for accounting purposes, and (vi) to make any other
provisions with respect to matters or questions arising under this Agreement
which shall not be materially inconsistent with the provisions of this
Agreement, provided that such action shall not, as evidenced by an Opinion of
Counsel, adversely affect in any material respect the interests of any
Certificateholder, provided that the amendment shall not be deemed to adversely
affect in any material respect the interests of the Certificateholders and no
Opinion of Counsel to that effect shall be required if the Person requesting the
amendment obtains a letter from each Rating Agency stating that the amendment
would not result in the downgrading or withdrawal of the respective ratings then
assigned to the Certificates.

            This Agreement may also be amended from time to time by the
Depositor, the Servicer and the Trustee, with the consent of the Holders of
Certificates of each Class of Certificates which is affected by such amendment,
evidencing, as to each such Class of Certificates, Percentage Interests
aggregating not less than 66-2/3%, for the purpose of adding any provisions to
or changing in any manner or eliminating any of the provisions of this Agreement
or of modifying in any manner the rights of the Holders of such Certificates;
provided, however, that no such amendment shall (A) reduce in any manner the
amount of, or delay the timing of, collections of payments on Mortgage Loans or
distributions which are required to be made on any Certificate without the
consent of the Holder of such Certificate or (B) reduce the aforesaid percentage
required to consent to any such amendment, without the consent of the Holders of
all Certificates then Outstanding.

            Prior to the solicitation of consent of Certificateholders in
connection with any such amendment, the party seeking such amendment shall
furnish the Trustee with an Opinion of Counsel to the effect that such amendment
would not subject any of the Upper-Tier REMIC, Middle-Tier REMIC or the
Lower-Tier REMIC to any tax or cause any of the Upper-Tier REMIC, the
Middle-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a REMIC.
Notwithstanding any other provision of this Agreement, the Trustee shall not
consent to any amendment to this Agreement unless it shall have first received
such Opinion of Counsel.

            Promptly after the execution of any such amendment or consent the
Trustee shall furnish written notification of the substance of or a copy of such
amendment to each Certificateholder and to each Rating Agency.

            It shall not be necessary for the consent of Certificateholders
under this Section 11.01 to approve the particular form of any proposed
amendment, but it shall be sufficient if such consent shall approve the
substance thereof. The manner of obtaining such consents and of evidencing the
authorization of the execution thereof by Certificateholders shall be subject to
such reasonable requirements as the Trustee may prescribe.

            Section 11.02 Recordation of Agreement. This Agreement is subject to
recordation in all appropriate public offices for real property records in all
the counties or other comparable jurisdictions in which any or all of the
properties subject to the Mortgages are situated, and in any other appropriate
public recording office or elsewhere, such recordation to be effected by the
Servicer and at its expense on direction by the Trustee, who will act at the
direction of Holders of Certificates evidencing not less than 50% of all Voting
Rights, but only upon direction of the Trustee accompanied by an Opinion of
Counsel to the effect that such recordation materially and beneficially affects
the interests of Certificateholders.

            For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.

            Section 11.03 Limitation on Rights of Certificateholders. The death
or incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or
commence any proceeding in any court for a partition or winding up of the Trust,
nor otherwise affect the rights, obligations and liabilities of the parties
hereto or any of them.

            No Certificateholder shall have any right to vote (except as
provided herein) or in any manner otherwise control the operation and management
of the Trust, or the obligations of the parties hereto, nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association; nor shall any Certificateholder be under any liability to any
third person by reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.

            No Certificateholder shall have any right by virtue or by availing
itself of any provisions of this Agreement to institute any suit, action or
proceeding in equity or at law upon or under or with respect to this Agreement,
unless such Holder previously shall have given to the Trustee a written notice
of default and of the continuance thereof, as provided herein, and unless also
the Holders of Certificates evidencing Percentage Interests aggregating not less
than 25% of each Class of Certificates affected thereby shall have made written
request upon the Trustee to institute such action, suit or proceeding in its own
name as Trustee hereunder and shall have offered to the Trustee such reasonable
indemnity as it may require against the costs, expenses and liabilities to be
incurred therein or thereby, and the Trustee, for 60 days after its receipt of
such notice, request and offer of indemnity, shall have neglected or refused to
institute any such action, suit or proceeding; it being understood and intended,
and being expressly covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of Certificates
shall have any right in any manner whatever by virtue or by availing itself or
themselves of any provisions of this Agreement to affect, disturb or prejudice
the rights of the Holders of any other of the Certificates, or to obtain or seek
to obtain priority over or preference to any other such Holder, or to enforce
any right under this Agreement, except in the manner herein provided and for the
equal, ratable and common benefit of all Certificateholders. For the protection
and enforcement of the provisions of this Section 11.03, each and every
Certificateholder and the Trustee shall be entitled to such relief as can be
given either at law or in equity.

            Section 11.04 Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT APPLICATION OF THE
CONFLICTS OF LAWS PROVISIONS THEREOF, AND THE OBLIGATIONS, RIGHTS AND REMEDIES
OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

            Section 11.05 Notices. All demands, notices, instructions,
directions, requests and communications required to be delivered hereunder shall
be in writing and shall be deemed to have been duly given if personally
delivered at or mailed by certified mail, return receipt requested, (provided,
however, that notices to the Trustee may be delivered by facsimile and shall be
deemed effective upon receipt) to (a) in the case of the Depositor, Banc of
America Mortgage Securities, Inc., 214 North Tryon Street, Charlotte, North
Carolina 28255, Attention: General Counsel and Chief Financial Officer, (b) in
the case of the Servicer, Bank of America, National Association, 475 Crosspoint
Parkway, Getzville, New York 14068-9000, Attention: Servicing Manager, with a
copy to: Bank of America, National Association, 101 South Tryon Street,
Charlotte, North Carolina 28255, Attention: General Counsel and Chief Financial
Officer, (c) in the case of the Trustee, Wells Fargo Bank, N.A., P.O. Box 98,
Columbia, Maryland 21046, Attention: BOALT, Series 2006-2, and for overnight
delivery purposes, Wells Fargo Bank, N.A., 9062 Old Annapolis Road, Columbia,
Maryland 21045-1951, Attention: BOALT, Series 2006-2, with a copy to Wells Fargo
Bank, N.A., Sixth Street and Marquette Avenue, Minneapolis, Minnesota, 55479,
Attention: BOALT, Series 2006-2, (d) in the case of Moody's, Moody's Investors
Service, Inc., 99 Church Street, New York, New York 10007, Attention:
Residential Mortgage Monitoring Group and (e) in the case of Fitch, Fitch
Ratings, One State Street Plaza, New York, New York 10004, Attention:
Residential Mortgage Surveillance Group; or, as to each party, at such other
address as shall be designated by such party in a written notice to each other
party. Any notice required or permitted to be mailed to a Certificateholder
shall be given by first class mail, postage prepaid, at the address of such
Holder as shown in the Certificate Register. Any notice so mailed within the
time prescribed in this Agreement shall be conclusively presumed to have been
duly given, whether or not the Certificateholder receives such notice.

            Section 11.06 Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the Holders thereof.

            Section 11.07 Certificates Nonassessable and Fully Paid. It is the
intention of the Trustee that Certificateholders shall not be personally liable
for obligations of the Trust Estate, that the beneficial ownership interests
represented by the Certificates shall be nonassessable for any losses or
expenses of the Trust Estate or for any reason whatsoever, and that Certificates
upon execution, authentication and delivery thereof by the Trustee pursuant to
Section 6.01 are and shall be deemed fully paid.

            Section 11.08 Access to List of Certificateholders. The Certificate
Registrar will furnish or cause to be furnished to the Trustee, within 15 days
after the receipt of a request by the Trustee in writing, a list, in such form
as the Trustee may reasonably require, of the names and addresses of the
Certificateholders as of the most recent Record Date for payment of
distributions to Certificateholders.

            If three or more Certificateholders apply in writing to the Trustee,
and such application states that the applicants desire to communicate with other
Certificateholders with respect to their rights under this Agreement or under
the Certificates and is accompanied by a copy of the communication which such
applicants propose to transmit, then the Trustee shall, within five Business
Days after the receipt of such application, afford such applicants access during
normal business hours to the most recent list of Certificateholders held by the
Trustee. If such a list is as of a date more than 90 days prior to the date of
receipt of such applicants' request, the Trustee shall promptly request from the
Certificate Registrar a current list as provided above, and shall afford such
applicants access to such list promptly upon receipt.

            Every Certificateholder, by receiving and holding such list, agrees
with the Certificate Registrar and the Trustee that neither the Certificate
Registrar nor the Trustee shall be held accountable by reason of the disclosure
of any such information as to the names and addresses of the Certificateholders
hereunder, regardless of the source from which such information was derived.

            Section 11.09 Recharacterization. The parties to this Agreement
intend the conveyance by the Depositor to the Trustee of all of its right, title
and interest in and to the Mortgage Loans pursuant to this Agreement to
constitute a purchase and sale and not a loan. Notwithstanding the foregoing, to
the extent that such conveyance is held not to constitute a sale under
applicable law, it is intended that this Agreement shall constitute a security
agreement under applicable law and that the Depositor shall be deemed to have
granted to the Trustee a first priority security interest in all of the
Depositor's right, title and interest in and to the Mortgage Loans.

            Section 11.10 Insolvency. The Servicer, Depositor and Trustee shall
each notify the Depositor and the Trustee of any of the events enumerated in
Item 1.03 of Form 8-K with respect to any of the Servicer, Depositor or Trustee
at least two Business Days prior to the effective date thereof and shall provide
the Depositor and the Trustee with all information required by the Depositor to
comply with its reporting obligation under Item 1.03 of Form 8-K not later than
the effective date of any such event.

            Section 11.11 Regulation AB Compliance; Intent of Parties;
Reasonableness. The parties hereto acknowledge that interpretations of the
requirements of Regulation AB may change over time, whether due to interpretive
guidance provided by the Securities and Exchange Commission or its staff,
consensus among participants in the asset-backed securities markets, advice of
counsel, or otherwise, and agree to comply with requests made by the Depositor
in good faith for delivery of information under these provisions on the basis of
evolving interpretations of Regulation AB. In connection with the Trust, the
Servicer and the Trustee shall cooperate fully with the Depositor to deliver to
the Depositor (including its assignees or designees), any and all statements,
reports, certifications, records and any other information available to such
party and reasonably necessary in the good faith determination of the Depositor
to permit the Depositor to comply with the provisions of Regulation AB, together
with such disclosures relating to the Servicer and the Trustee, as applicable,
reasonably believed by the Depositor to be necessary in order to effect such
compliance.

<PAGE>

            IN WITNESS WHEREOF, the Depositor, the Servicer and the Trustee have
caused this Agreement to be duly executed by their respective officers thereunto
duly authorized to be hereunto affixed, all as of the day and year first above
written.

                                       BANC OF AMERICA MORTGAGE SECURITIES,
                                          INC.,
                                          as Depositor

                                       By:
                                          --------------------------------------
                                          Name:   Judy Lowman
                                          Title:  Vice President

                                       BANK OF AMERICA, NATIONAL ASSOCIATION,
                                          as Servicer

                                       By:____________________________________
                                          Name:   Stephen A. Cummings
                                          Title:  Senior Vice President

                                       WELLS FARGO BANK, N.A.,
                                          as Trustee

                                       By:____________________________________
                                          Name:  Jennifer L. Richardson
                                          Title:    Assistant Vice President

<PAGE>

STATE OF MARYLAND       )
                        )  ss.:
COUNTY OF HOWARD        )

            On the 27th day of February, 2006, before me, a notary public in and
for the State of Maryland, personally appeared Jennifer L. Richardson, known to
me who, being by me duly sworn, did depose and say that she is a _______________
of Wells Fargo Bank, N.A., a national banking association, one of the parties
that executed the foregoing instrument; and that she signed her name thereto by
order of the Board of Directors of such association.

                                             -----------------------------------
                                                       Notary Public

[Notarial Seal]

My commission expires ____________.

<PAGE>

STATE OF NORTH CAROLINA      )
                             )  ss.:
COUNTY OF MECKLENBURG        )

            On the 27th day of February, 2006, before me, a notary public in and
for the State of North Carolina, personally appeared Judy Lowman, known to me
who, being by me duly sworn, did depose and say that she is a Vice President of
Banc of America Mortgage Securities, Inc. a Delaware corporation, one of the
parties that executed the foregoing instrument; and that she signed her name
thereto by order of the Board of Directors of such corporation.

                                             -----------------------------------
                                                       Notary Public

[Notarial Seal]

My commission expires ____________.

<PAGE>

STATE OF NORTH CAROLINA      )
                             )  ss.:
COUNTY OF MECKLENBURG        )

            On the 27th day of February, 2006, before me, a notary public in and
for the State of North Carolina, personally appeared Stephen A. Cummings, known
to me who, being by me duly sworn, did depose and say that he is a Senior Vice
President of Bank of America, National Association, a national banking
association, one of the parties that executed the foregoing instrument; and that
he signed his name thereto by order of the Board of Directors of such
association.

                                             -----------------------------------
                                                       Notary Public

[Notarial Seal]

My commission expires ____________.

<PAGE>

                                EXHIBIT A-1-CB-1

                   [FORM OF FACE OF CLASS 1-CB-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 1-CB-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 1-CB-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $51,314,000.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 2V 0

ISIN No.:                     US05948K2V06

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                      * * *

<PAGE>

                                EXHIBIT A-2-CB-1

                   [FORM OF FACE OF CLASS 2-CB-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 2-CB-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 2-CB-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $90,220,000.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 2W 8

ISIN No.:                     US05948K2W88

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                EXHIBIT A-3-CB-1

                   [FORM OF FACE OF CLASS 3-CB-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 3-CB-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 3-CB-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $75,638,000.00

Pass-Through Rate:            6.500%

CUSIP No.:                    05948K 3A 5

ISIN No.:                     US05948K3A59

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                EXHIBIT A-4-CB-1

                   [FORM OF FACE OF CLASS 4-CB-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 4-CB-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                  Class 4-CB-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $58,238,000.00

Pass-Through Rate:            6.500%

CUSIP No.:                    05948K 3B 3

ISIN No.:                     US05948K3B33

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-CB-IO

                    [FORM OF FACE OF CLASS CB-IO CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class CB-IO

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, EACH COMPONENT OF THIS CERTIFICATE
IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE LESS THAN THE AMOUNT
SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class CB-IO

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Notional Amount
of this Certificate
("Denomination"):             $

Initial Notional
Amount of this Class:         $5,264,595.00

CUSIP No.:                    05948K 3C 1

ISIN No.:                     US05948K3C16

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Notional Amount of the Class to which this
Certificate belongs) in certain monthly distributions with respect to a Trust
consisting primarily of the Mortgage Loans deposited by Banc of America Mortgage
Securities, Inc. (the "Depositor"). The Trust was created pursuant to a Pooling
and Servicing Agreement, dated February 27, 2006 (the "Pooling and Servicing
Agreement"), among the Depositor, Bank of America, National Association, as
servicer (the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the
"Trustee"). To the extent not defined herein, the capitalized terms used herein
have the meanings assigned in the Pooling and Servicing Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      For purposes of determining accrued interest, the Class CB-IO Certificates
will be deemed to consist of four Components which are not severable: the Class
1-CB-IO Component, the Class 2-CB-IO Component, the Class 3-CB-IO Component and
the Class 4-CB-IO Component (each, a "Component"). Interest will accrue on each
Component on its Component Notional Amount as of any Distribution Date at a per
annum rate equal to 6.000%.

      This Class CB-IO Certificate is not entitled to any distributions with
respect to principal.

      This Certificate does not evidence an obligation of, or an interest in,
and is not guaranteed by the Depositor, the Servicer or the Trustee referred to
below or any of their respective affiliates. Neither this Certificate nor the
Mortgage Loans are guaranteed or insured by any governmental agency or
instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-CB-PO

                    [FORM OF FACE OF CLASS CB-PO CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class CB-PO

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, EACH COMPONENT OF THIS CERTIFICATE
IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class CB-PO

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $2,170,897.00

CUSIP No.:                    05948K 3D 9

ISIN No.:                     US05948K3D98

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      For the purposes of determining distributions in reduction of Class
Certificate Balance, the Class CB-PO Certificates will be deemed to consist of
four components which are not severable: the Class 1-CB-PO Component, the Class
2-CB-PO Component, the Class 3-CB-PO Component and the Class 4-CB-PO Component
(each, a "Component").

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      This Class CB-PO Certificate represents the right to receive principal
only.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-A-1

                    [FORM OF FACE OF CLASS 5-A-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS
BENEFICIAL OWNERSHIP OF A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE
INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G
AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE") AND
CERTAIN OTHER PROPERTY.

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-Off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $17,627,000.00

Pass-Through Rate:            Floating

CUSIP No.:                    05948K 3E 7

ISIN No.:                     US05948K3E71

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, N.A., as servicer
(the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the "Trustee"). To the
extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Pooling and Servicing Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Pooling and
Servicing Agreement, to which Pooling and Servicing Agreement the Holder of this
Certificate by virtue of the acceptance hereof assents and by which such Holder
is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-A-2

                    [FORM OF FACE OF CLASS 5-A-2 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-2

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE LESS THAN THE AMOUNT
SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-2

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-Off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Notional
Amount of this
Certificate
("Denomination"):             $

Initial Notional
Amount of this Class:         $17,627,000.00

Pass-Through Rate:            Inverse Floating

CUSIP No.:                    05948K 3F 4

ISIN No.:                     US05948K3F47

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Notional Amount of the Class to which this
Certificate belongs) in certain monthly distributions with respect to a Trust
consisting primarily of the Mortgage Loans deposited by Banc of America Mortgage
Securities, Inc. (the "Depositor"). The Trust was created pursuant to a Pooling
and Servicing Agreement, dated February 27, 2006 (the "Pooling and Servicing
Agreement"), among the Depositor, Bank of America, N.A., as servicer (the
"Servicer"), and Wells Fargo Bank, N.A., as trustee (the "Trustee"). To the
extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Pooling and Servicing Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Pooling and
Servicing Agreement, to which Pooling and Servicing Agreement the Holder of this
Certificate by virtue of the acceptance hereof assents and by which such Holder
is bound.

      This Class 5-A-2 Certificate is not entitled to any distributions with
respect to principal.

      This Certificate does not evidence an obligation of, or an interest in,
and is not guaranteed by the Depositor, the Servicer or the Trustee referred to
below or any of their respective affiliates. Neither this Certificate nor the
Mortgage Loans are guaranteed or insured by any governmental agency or
instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-A-3

                    [FORM OF FACE OF CLASS 5-A-3 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-3

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-3

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-Off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $13,777,000.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 3G 2

ISIN No.:                     US05948K3G20

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, N.A., as servicer
(the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the "Trustee"). To the
extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Pooling and Servicing Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Pooling and
Servicing Agreement, to which Pooling and Servicing Agreement the Holder of this
Certificate by virtue of the acceptance hereof assents and by which such Holder
is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-A-4

                    [FORM OF FACE OF CLASS 5-A-4 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-4

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

AFTER THE SENIOR CREDIT SUPPORT DEPLETION DATE, THE PRINCIPAL PORTION OF
REALIZED LOSSES ALLOCATED TO THE CLASS 5-A-3 CERTIFICATES WILL BE BORNE BY THE
CLASS 5-A-4 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN.

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-4

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-Off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $1,531,000.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 3H 0

ISIN No.:                     US05948K3H03

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, N.A., as servicer
(the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the "Trustee"). To the
extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Pooling and Servicing Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Pooling and
Servicing Agreement, to which Pooling and Servicing Agreement the Holder of this
Certificate by virtue of the acceptance hereof assents and by which such Holder
is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-A-5

                    [FORM OF FACE OF CLASS 5-A-5 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-5

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-5

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-Off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $35,797,000.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 3J 6

ISIN No.:                     US05948K3J68

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, N.A., as servicer
(the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the "Trustee"). To the
extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Pooling and Servicing Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Pooling and
Servicing Agreement, to which Pooling and Servicing Agreement the Holder of this
Certificate by virtue of the acceptance hereof assents and by which such Holder
is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-A-6

                    [FORM OF FACE OF CLASS 5-A-6 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-6

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-6

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-Off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $4,333,000.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 3K 3

ISIN No.:                     US05948K3K32

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, N.A., as servicer
(the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the "Trustee"). To the
extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Pooling and Servicing Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Pooling and
Servicing Agreement, to which Pooling and Servicing Agreement the Holder of this
Certificate by virtue of the acceptance hereof assents and by which such Holder
is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-A-R

                    [FORM OF FACE OF CLASS 5-A-R CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-R

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL
INTEREST" IN THREE "REAL ESTATE MORTGAGE INVESTMENT CONDUITS," AS THOSE TERMS
ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
CODE OF 1986, AS AMENDED (THE "CODE").

THIS CLASS 5-A-R CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW WHICH IS SIMILAR
TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), OR A PERSON ACTING ON BEHALF OF
OR INVESTING ASSETS OF A PLAN.

TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN TAX RELATED TRANSFER
RESTRICTIONS DESCRIBED HEREIN AND IN THE POOLING AND SERVICING AGREEMENT. ANY
ATTEMPTED OR PURPORTED TRANSFER OF THIS RESIDUAL CERTIFICATE IN VIOLATION OF
SUCH RESTRICTIONS SHALL BE ABSOLUTELY NULL AND VOID AND SHALL VEST NO RIGHTS IN
THE PURPORTED TRANSFEREE.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-A-R

evidencing a 100% Percentage Interest in the distributions allocable to the
Certificate of the above-referenced Class with respect to a Trust consisting
primarily of seven loan groups (the "Mortgage Loans") secured by first liens on
one- to four-family residential properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $100.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 3L 1

ISIN No.:                     US05948K3L15

      THIS CERTIFIES THAT _________ is the registered owner of 100% Percentage
Interest evidenced by this Certificate in certain monthly distributions with
respect to a Trust consisting of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Any distribution of the proceeds of any remaining assets of the
Certificate Account will be made only upon presentment and surrender of this
Class 5-A-R Certificate at the Corporate Trust Office.

      Each Person who has or who acquires this Class 5-A-R Certificate shall be
deemed by the acceptance or acquisition thereof to have agreed to be bound by
the following provisions and the rights of each Person acquiring this Class
5-A-R Certificate are expressly subject to the following provisions: (i) each
Person holding or acquiring this Class 5-A-R Certificate shall be a Permitted
Transferee and shall promptly notify the Trustee of any change or impending
change in its status as a Permitted Transferee; (ii) no Person shall acquire an
ownership interest in this Class 5-A-R Certificate unless such ownership
interest is a pro rata undivided interest; (iii) in connection with any proposed
transfer of this Class 5-A-R Certificate, the Trustee shall require delivery to
it, in form and substance satisfactory to it, of an affidavit in the form of
Exhibit I to the Pooling and Servicing Agreement; (iv) notwithstanding the
delivery of an affidavit by a proposed transferee under clause (iii) above, if a
Responsible Officer of the Trustee has actual knowledge that the proposed
transferee is not a Permitted Transferee, no transfer of any Ownership Interest
in this Residual Certificate to such proposed transferee shall be effected; (v)
this Residual Certificate may not be purchased by or transferred to any Person
that is not a U.S. Person, unless (A) such Person holds this Residual
Certificate in connection with the conduct of a trade or business within the
United States and furnishes the transferor and the Trustee with an effective
Internal Revenue Service Form W-8ECI (or any successor thereto) or (B) the
transferee delivers to both the transferor and the Trustee an Opinion of Counsel
from a nationally-recognized tax counsel to the effect that such transfer is in
accordance with the requirements of the Code and the regulations promulgated
thereunder and that such transfer of this Residual Certificate will not be
disregarded for federal income tax purposes; (vi) any attempted or purported
transfer of this Class 5-A-R Certificate in violation of the provisions of such
restrictions shall be absolutely null and void and shall vest no rights in the
purported transferee; and (vii) if any Person other than a Permitted Transferee
acquires the Class 5-A-R Certificate in violation of such restrictions, then the
Trustee, based on information provided to the Trustee by the Servicer, will
provide to the Internal Revenue Service, and to the Persons specified in Section
860E(e)(3) and (6) of the Code, information needed to compute the tax imposed
under Section 860E(e) of the Code on transfers of residual interests to
disqualified organizations.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-IO

                    [FORM OF FACE OF CLASS 5-IO CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-IO

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE LESS THAN THE AMOUNT
SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-IO

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Notional Amount
of this Certificate
("Denomination"):             $

Initial Notional
Amount of this Class:         $5,556,109.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 3M 9

ISIN No.:                     US05948K3M97

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Notional Amount of the Class to which this
Certificate belongs) in certain monthly distributions with respect to a Trust
consisting primarily of the Mortgage Loans deposited by Banc of America Mortgage
Securities, Inc. (the "Depositor"). The Trust was created pursuant to a Pooling
and Servicing Agreement, dated February 27, 2006 (the "Pooling and Servicing
Agreement"), among the Depositor, Bank of America, National Association, as
servicer (the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the
"Trustee"). To the extent not defined herein, the capitalized terms used herein
have the meanings assigned in the Pooling and Servicing Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      This Class 5-IO Certificate is not entitled to any distributions with
respect to principal.

      This Certificate does not evidence an obligation of, or an interest in,
and is not guaranteed by the Depositor, the Servicer or the Trustee referred to
below or any of their respective affiliates. Neither this Certificate nor the
Mortgage Loans are guaranteed or insured by any governmental agency or
instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-5-PO

                    [FORM OF FACE OF CLASS 5-PO CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-PO

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 5-PO

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $298,441.00

CUSIP No.:                    05948K 3N 7

ISIN No.:                     US05948K3N70

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      This Class 5-PO Certificate represents the right to receive principal
only.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-6-A-1

                    [FORM OF FACE OF CLASS 6-A-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 6-A-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 6-A-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $39,800,000.00

Pass-Through Rate:            5.500%

CUSIP No.:                    05948K 3P 2

ISIN No.:                     US05948K3P29

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-7-A-1

                    [FORM OF FACE OF CLASS 7-A-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 7-A-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 7-A-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

           Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $34,898,000.00

Pass-Through Rate:            6.000%

CUSIP No.:                    05948K 3Q 0

ISIN No.:                     US05948K3Q02

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-15-IO

                    [FORM OF FACE OF CLASS 15-IO CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 15-IO

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, EACH COMPONENT OF THIS CERTIFICATE
IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING NOTIONAL AMOUNT OF THIS CERTIFICATE MAY BE LESS THAN THE AMOUNT
SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 15-IO

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Notional Amount
of this Certificate
("Denomination"):             $

Initial Notional
Amount of this Class:         $1,940,983.00

CUSIP No.:                    05948K 3R 8

ISIN No.:                     US05948K3R84

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Notional Amount of the Class to which this
Certificate belongs) in certain monthly distributions with respect to a Trust
consisting primarily of the Mortgage Loans deposited by Banc of America Mortgage
Securities, Inc. (the "Depositor"). The Trust was created pursuant to a Pooling
and Servicing Agreement, dated February 27, 2006 (the "Pooling and Servicing
Agreement"), among the Depositor, Bank of America, National Association, as
servicer (the "Servicer"), and Wells Fargo Bank, N.A., as trustee (the
"Trustee"). To the extent not defined herein, the capitalized terms used herein
have the meanings assigned in the Pooling and Servicing Agreement. This
Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      For purposes of determining accrued interest, the Class 15-IO Certificates
will be deemed to consist of two Components which are not severable: the Class
6-15-IO Component and the Class 7-15-IO Component (each, a "Component").
Interest will accrue on each Component on its Component Notional Amount as of
any Distribution Date at a per annum rate equal to 5.750%.

      This Class CB-IO Certificate is not entitled to any distributions with
respect to principal.

      This Certificate does not evidence an obligation of, or an interest in,
and is not guaranteed by the Depositor, the Servicer or the Trustee referred to
below or any of their respective affiliates. Neither this Certificate nor the
Mortgage Loans are guaranteed or insured by any governmental agency or
instrumentality.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                 EXHIBIT A-15-PO

                    [FORM OF FACE OF CLASS 15-PO CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 15-PO

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, EACH COMPONENT OF THIS CERTIFICATE
IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                   Class 15-PO

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $728,066.00

CUSIP No.:                    05948K 3S 6

ISIN No.:                     US05948K3S67

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      For the purposes of determining distributions in reduction of Class
Certificate Balance, the Class 15-PO Certificates will be deemed to consist of
two components which are not severable: the Class 6-15-PO Component and the
Class 7-15-PO Component (each, a "Component").

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      This Class 15-PO Certificate represents the right to receive principal
only.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                   EXHIBIT B-1

                     [FORM OF FACE OF CLASS B-1 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-1

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.

UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE TRUSTEE EITHER (I) A REPRESENTATION LETTER, IN FORM AND SUBSTANCE
SATISFACTORY TO THE TRUSTEE, STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON
BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT SUCH
PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE SOURCE OF FUNDS USED TO
PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE TRUSTEE AND THE SERVICER, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE SERVICER OR THE
TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND
SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST
THEREIN SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE
REPRESENTATION LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON
SHALL HAVE PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL
REFERRED TO IN THE PRECEDING SENTENCE TO THE TRUSTEE. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-1

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $8,455,000.00

Pass-Through Rate:            Variable

CUSIP No.:                    05948K 3T 4

ISIN No.:                     US05948K3T41

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                   EXHIBIT B-2

                     [FORM OF FACE OF CLASS B-2 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-2

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AND THE CLASS B-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT.

UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE TRUSTEE EITHER (I) A REPRESENTATION LETTER, IN FORM AND SUBSTANCE
SATISFACTORY TO THE TRUSTEE, STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON
BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT SUCH
PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE SOURCE OF FUNDS USED TO
PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE TRUSTEE AND THE SERVICER, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE SERVICER OR THE
TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND
SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST
THEREIN SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE
REPRESENTATION LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON
SHALL HAVE PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL
REFERRED TO IN THE PRECEDING SENTENCE TO THE TRUSTEE. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-2

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $3,336,000.00

Pass-Through Rate:            Variable

CUSIP No.:                    05948K 3U 1

ISIN No.:                     US05948K3U14

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                   EXHIBIT B-3

                     [FORM OF FACE OF CLASS B-3 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-3

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE DEPOSITOR OR
ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY
CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME
AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE
TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AND THE CLASS B-1 AND CLASS B-2 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT.

UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE TRUSTEE EITHER (I) A REPRESENTATION LETTER, IN FORM AND SUBSTANCE
SATISFACTORY TO THE TRUSTEE, STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON
BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT SUCH
PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE SOURCE OF FUNDS USED TO
PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE TRUSTEE AND THE SERVICER, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE SERVICER OR THE
TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND
SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST
THEREIN SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE
REPRESENTATION LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON
SHALL HAVE PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL
REFERRED TO IN THE PRECEDING SENTENCE TO THE TRUSTEE. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-3

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $2,446,000.00

Pass-Through Rate:            Variable

CUSIP No.:                    05948K 3V 9

ISIN No.:                     US05948K3N96

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                   EXHIBIT B-4

                     [FORM OF FACE OF CLASS B-4 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-4

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AND THE CLASS B-1, CLASS B-2 AND CLASS B-3 CERTIFICATES AS DESCRIBED IN THE
POOLING AND SERVICING AGREEMENT.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.

UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE TRUSTEE EITHER (I) A REPRESENTATION LETTER, IN FORM AND SUBSTANCE
SATISFACTORY TO THE TRUSTEE, STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON
BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT SUCH
PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE SOURCE OF FUNDS USED TO
PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE TRUSTEE AND THE SERVICER, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE SERVICER OR THE
TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND
SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST
THEREIN SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE
REPRESENTATION LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON
SHALL HAVE PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL
REFERRED TO IN THE PRECEDING SENTENCE TO THE TRUSTEE. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-4

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $1,780,000.00

Pass-Through Rate:            Variable

CUSIP No.:                    05948K 3W 7

ISIN No.:                     US05948K3W79

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Trustee or the Depositor may require a written Opinion of Counsel
(which may be in-house counsel) acceptable to and in form and substance
reasonably satisfactory to the Trustee and the Depositor that such transfer may
be made pursuant to an exemption, describing the applicable exemption and the
basis therefor, from the 1933 Act and such laws or is being made pursuant to the
1933 Act and such laws, which Opinion of Counsel shall not be an expense of the
Trustee or the Depositor and (ii) the Trustee shall require a certificate from
the Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Trustee or the
Depositor; provided that the foregoing requirements under clauses (i) and (ii)
shall not apply to a transfer of a Private Certificate between or among the
Depositor, the Seller, their affiliates or both. The Holder of a Private
Certificate desiring to effect such transfer shall, and does hereby agree to,
indemnify the Trustee and the Depositor against any liability that may result if
the transfer is not so exempt or is not made in accordance with such federal and
state laws.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                   EXHIBIT B-5

                     [FORM OF FACE OF CLASS B-5 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-5

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AND THE CLASS B-1, CLASS B-2, CLASS B-3 AND CLASS B-4 CERTIFICATES AS DESCRIBED
IN THE POOLING AND SERVICING AGREEMENT.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.

UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE TRUSTEE EITHER (I) A REPRESENTATION LETTER, IN FORM AND SUBSTANCE
SATISFACTORY TO THE TRUSTEE, STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON
BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT SUCH
PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE SOURCE OF FUNDS USED TO
PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE TRUSTEE AND THE SERVICER, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE SERVICER OR THE
TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND
SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST
THEREIN SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE
REPRESENTATION LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON
SHALL HAVE PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL
REFERRED TO IN THE PRECEDING SENTENCE TO THE TRUSTEE. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-5

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $1,334,000.00

Pass-Through Rate:            Variable

CUSIP No.:                    05948K 3X 5

ISIN No.:                     US05948K3X52

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Trustee or the Depositor may require a written Opinion of Counsel
(which may be in-house counsel) acceptable to and in form and substance
reasonably satisfactory to the Trustee and the Depositor that such transfer may
be made pursuant to an exemption, describing the applicable exemption and the
basis therefor, from the 1933 Act and such laws or is being made pursuant to the
1933 Act and such laws, which Opinion of Counsel shall not be an expense of the
Trustee or the Depositor and (ii) the Trustee shall require a certificate from
the Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Trustee or the
Depositor; provided that the foregoing requirements under clauses (i) and (ii)
shall not apply to a transfer of a Private Certificate between or among the
Depositor, the Seller, their affiliates or both. The Holder of a Private
Certificate desiring to effect such transfer shall, and does hereby agree to,
indemnify the Trustee and the Depositor against any liability that may result if
the transfer is not so exempt or is not made in accordance with such federal and
state laws.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                   EXHIBIT B-6

                     [FORM OF FACE OF CLASS B-6 CERTIFICATE]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-6

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE").

REDUCTIONS OF THE CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE MADE MONTHLY AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN. ACCORDINGLY,
THE OUTSTANDING CERTIFICATE BALANCE OF THIS CERTIFICATE MAY BE LESS THAN THE
AMOUNT SET FORTH BELOW.

THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AND THE CLASS B-1, CLASS B-2, CLASS B-3, CLASS B-4 AND CLASS B-5 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT
REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A TRANSACTION
EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT AND IN ACCORDANCE
WITH THE PROVISIONS OF THE POOLING AND SERVICING AGREEMENT REFERENCED HEREIN.

UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON BEHALF
OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN INDIVIDUAL RETIREMENT
ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA"), THE CODE OR ANY FEDERAL, STATE OR LOCAL LAW ("SIMILAR LAW")
WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A "PLAN"), MAY RESULT IN
"PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF ERISA, THE CODE OR SIMILAR LAW.
TRANSFER OF THIS CERTIFICATE WILL NOT BE MADE UNLESS THE TRANSFEREE DELIVERS TO
THE TRUSTEE EITHER (I) A REPRESENTATION LETTER, IN FORM AND SUBSTANCE
SATISFACTORY TO THE TRUSTEE, STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON
BEHALF OF, ANY SUCH PLAN OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT SUCH
PURCHASE OR (B) IF IT IS AN INSURANCE COMPANY, THAT THE SOURCE OF FUNDS USED TO
PURCHASE THIS CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH
TERM IS DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO PLAN WITH
RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES AND LIABILITIES
FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH PLAN AND ALL OTHER PLANS
MAINTAINED BY THE SAME EMPLOYER (OR AFFILIATE THEREOF AS DEFINED IN SECTION
V(A)(1) OF PTE 95-60) OR BY THE SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE
TOTAL OF ALL RESERVES AND LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS
ARE DETERMINED UNDER SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND
ALL PLANS THAT HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE
95-60 APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
TO THE TRUSTEE AND THE SERVICER, TO THE EFFECT THAT THE PURCHASE OR HOLDING OF
THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE MEANING OF ERISA, SECTION 4975 OF
THE CODE OR SIMILAR LAW AND WILL NOT SUBJECT THE DEPOSITOR, THE SERVICER OR THE
TRUSTEE TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND
SERVICING AGREEMENT. EACH PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST
THEREIN SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE
REPRESENTATION LETTER REFERRED TO IN THE PRECEDING SENTENCE, UNLESS SUCH PERSON
SHALL HAVE PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL
REFERRED TO IN THE PRECEDING SENTENCE TO THE TRUSTEE. THE POOLING AND SERVICING
AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION OF
THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO RIGHTS IN ANY
PURPORTED TRANSFEREE.

<PAGE>

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                Mortgage Pass-Through Certificates, Series 2006-2
                                    Class B-6

evidencing an interest in a Trust consisting primarily of seven loan groups (the
"Mortgage Loans") secured by first liens on one- to four-family residential
properties deposited by

             Banc of America Mortgage Securities, Inc., as Depositor

Certificate No.:

Cut-off Date:                 February 1, 2006

First Distribution Date:      March 27, 2006

Initial Certificate
Balance of this
Certificate
("Denomination"):             $

Initial Class Certificate
Balance of this Class:        $1,112,841.00

Pass-Through Rate:            Variable

CUSIP No.:                    05948K 3Y 3

ISIN No.:                     US05948K3Y36

      THIS CERTIFIES THAT __________ is the registered owner of the Percentage
Interest evidenced by this Certificate (obtained by dividing the Denomination of
this Certificate by the Initial Class Certificate Balance of the Class to which
this Certificate belongs) in certain monthly distributions with respect to a
Trust consisting primarily of the Mortgage Loans deposited by Banc of America
Mortgage Securities, Inc. (the "Depositor"). The Trust was created pursuant to a
Pooling and Servicing Agreement, dated February 27, 2006 (the "Pooling and
Servicing Agreement"), among the Depositor, Bank of America, National
Association, as servicer (the "Servicer"), and Wells Fargo Bank, N.A., as
trustee (the "Trustee"). To the extent not defined herein, the capitalized terms
used herein have the meanings assigned in the Pooling and Servicing Agreement.
This Certificate is issued under and is subject to the terms, provisions and
conditions of the Pooling and Servicing Agreement, to which Pooling and
Servicing Agreement the Holder of this Certificate by virtue of the acceptance
hereof assents and by which such Holder is bound.

      Principal in respect of this Certificate is distributable monthly as set
forth in the Pooling and Servicing Agreement. Accordingly, the Certificate
Balance of this Certificate at any time may be less than the Certificate Balance
as set forth herein. This Certificate does not evidence an obligation of, or an
interest in, and is not guaranteed by the Depositor, the Servicer or the Trustee
referred to below or any of their respective affiliates. Neither this
Certificate nor the Mortgage Loans are guaranteed or insured by any governmental
agency or instrumentality.

      The Pass-Through Rate applicable with respect to each Distribution Date
shall be determined as provided in the Pooling and Servicing Agreement.

      No transfer of a Certificate of this Class shall be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended (the "1933 Act"), and any applicable state securities laws or
is made in accordance with the 1933 Act and such laws. In the event of any such
transfer, (i) unless the transfer is made in reliance on Rule 144A under the
1933 Act, the Trustee or the Depositor may require a written Opinion of Counsel
(which may be in-house counsel) acceptable to and in form and substance
reasonably satisfactory to the Trustee and the Depositor that such transfer may
be made pursuant to an exemption, describing the applicable exemption and the
basis therefor, from the 1933 Act and such laws or is being made pursuant to the
1933 Act and such laws, which Opinion of Counsel shall not be an expense of the
Trustee or the Depositor and (ii) the Trustee shall require a certificate from
the Certificateholder desiring to effect such transfer substantially in the form
attached to the Pooling and Servicing Agreement as Exhibit G-1 and a certificate
from such Certificateholder's prospective transferee substantially in the form
attached to the Pooling and Servicing Agreement either as Exhibit G-2A or as
Exhibit G-2B, which certificates shall not be an expense of the Trustee or the
Depositor; provided that the foregoing requirements under clauses (i) and (ii)
shall not apply to a transfer of a Private Certificate between or among the
Depositor, the Seller, their affiliates or both. The Holder of a Private
Certificate desiring to effect such transfer shall, and does hereby agree to,
indemnify the Trustee and the Depositor against any liability that may result if
the transfer is not so exempt or is not made in accordance with such federal and
state laws.

      Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.

      This Certificate shall not be entitled to any benefit under the Pooling
and Servicing Agreement or be valid for any purpose unless manually
authenticated by an authorized signatory of the Trustee.

                                   *    *    *

<PAGE>

                                    EXHIBIT C

                      [FORM OF REVERSE OF ALL CERTIFICATES]

                  BANC OF AMERICA ALTERNATIVE LOAN TRUST 2006-2
                       Mortgage Pass-Through Certificates

      This Certificate is one of a duly authorized issue of Certificates
designated as Banc of America Alternative Loan Trust 2006-2 Mortgage
Pass-Through Certificates, of the Series specified on the face hereof
(collectively, the "Certificates"), and representing a beneficial ownership
interest in the Trust created by the Pooling and Servicing Agreement.

      The Certificateholder, by its acceptance of this Certificate, agrees that
it will look solely to the funds on deposit in the Certificate Account for
payment hereunder and that the Trustee is not liable to the Certificateholders
for any amount payable under this Certificate or the Pooling and Servicing
Agreement or, except as expressly provided in the Pooling and Servicing
Agreement, subject to any liability under the Pooling and Servicing Agreement.

      This Certificate does not purport to summarize the Pooling and Servicing
Agreement and reference is made to the Pooling and Servicing Agreement for the
interests, rights and limitations of rights, benefits, obligations and duties
evidenced thereby, and the rights, duties and immunities of the Trustee.

      Pursuant to the terms of the Pooling and Servicing Agreement, a
distribution will be made on the 25th day of each calendar month (or, if such
day is not a Business Day, the next Business Day) (each, a "Distribution Date"),
commencing on the first Distribution Date specified on the face hereof, to the
Person in whose name this Certificate is registered at the close of business on
the applicable Record Date in an amount required pursuant to the Pooling and
Servicing Agreement. The Record Date applicable to each Distribution Date is the
last Business Day of the month next preceding the month of such Distribution
Date.

      On each Distribution Date, the Trustee shall distribute out of the
Certificate Account to each Certificateholder of record on the related Record
Date (other than respecting the final distribution) (a) by check mailed to such
Certificateholder entitled to receive a distribution on such Distribution Date
at the address appearing in the Certificate Register, or (b) upon written
request by the Holder of a Regular Certificate, by wire transfer or by such
other means of payment as such Certificateholder and the Trustee shall agree
upon, such Certificateholder's Percentage Interest in the amount to which the
related Class of Certificates is entitled in accordance with the priorities set
forth in Section 5.02 of the Pooling and Servicing Agreement. The final
distribution on each Certificate will be made in like manner, but only upon
presentation and surrender of such Certificate to the Trustee as contemplated by
Section 10.01 of the Pooling and Servicing Agreement.

      The Pooling and Servicing Agreement permits, with certain exceptions
therein provided, the amendment thereof and the modification of the rights and
obligations of the Trustee and the rights of the Certificateholders under the
Pooling and Servicing Agreement at any time by the Depositor, the Servicer and
the Trustee with the consent of the Holders of Certificates affected by such
amendment evidencing the requisite Percentage Interest, as provided in the
Pooling and Servicing Agreement. Any such consent by the Holder of this
Certificate shall be conclusive and binding on such Holder and upon all future
Holders of this Certificate and of any Certificate issued upon the transfer
hereof or in exchange therefor or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Pooling and Servicing Agreement also
permits the amendment thereof, in certain limited circumstances, without the
consent of the Holders of any of the Certificates.

      As provided in the Pooling and Servicing Agreement and subject to certain
limitations therein set forth, the transfer of this Certificate is registrable
in the Certificate Register of the Trustee upon surrender of this Certificate
for registration of transfer at the Corporate Trust Office accompanied by a
written instrument of transfer in form satisfactory to the Trustee and the
Certificate Registrar duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates
of the same Class in authorized denominations and evidencing the same aggregate
Percentage Interest in the Trust will be issued to the designated transferee or
transferees.

      The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Pooling and Servicing Agreement. As
provided in the Pooling and Servicing Agreement and subject to certain
limitations therein set forth, Certificates are exchangeable for new
Certificates of the same Class in authorized denominations and evidencing the
same aggregate Percentage Interest, as requested by the Holder surrendering the
same.

      No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.

      The Depositor, the Servicer, the Certificate Registrar and the Trustee and
any agent of the Depositor, the Servicer, the Certificate Registrar or the
Trustee may treat the Person in whose name this Certificate is registered as the
owner hereof for all purposes, and none of the Depositor, the Servicer, the
Certificate Registrar, the Trustee or any such agent shall be affected by any
notice to the contrary.

      On any Distribution Date on which the aggregate Stated Principal Balance
is less than 10% of the aggregate Cut-off Date Principal Balance, the Depositor
will have the option to repurchase, in whole, from the Trust all remaining
Mortgage Loans and all property acquired in respect of such Mortgage Loans at a
purchase price determined as provided in the Pooling and Servicing Agreement.
The 10% may be reduced by an amendment to the Pooling and Servicing Agreement
without Certificateholder consent under certain conditions set forth in the
Pooling and Servicing Agreement. In the event that no such optional repurchase
occurs, the obligations and responsibilities created by the Pooling and
Servicing Agreement will terminate upon the later of the maturity or other
liquidation (or any advance with respect thereto) of the last Mortgage Loan
remaining in the Trust or the disposition of all property in respect thereof and
the distribution to Certificateholders of all amounts required to be distributed
pursuant to the Pooling and Servicing Agreement. In no event shall the Trust
created by the Pooling and Servicing Agreement continue beyond the expiration of
21 years from the death of the last survivor of the descendants of Joseph P.
Kennedy, the late ambassador of the United States to the Court of St. James,
living on the date thereof.

      Any term used herein that is defined in the Pooling and Servicing
Agreement shall have the meaning assigned in the Pooling and Servicing
Agreement, and nothing herein shall be deemed inconsistent with that meaning.

<PAGE>

      IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.

Dated:

                                    WELLS FARGO BANK, N.A.,
                                     as Trustee

                                       By
                                          --------------------------------------
                                          Authorized Signatory

                          CERTIFICATE OF AUTHENTICATION

      This is one of the Certificates referred to in the Pooling and Servicing
Agreement referenced herein.

                                    WELLS FARGO BANK, N.A.,
                                     as Trustee

                                       By
                                          --------------------------------------
                                          Authorized Signatory

<PAGE>

                                   ASSIGNMENT

      FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------
(Please print or typewrite name and address including postal zip code of
assignee)

the Percentage Interest evidenced by the within Certificate and hereby
authorizes the transfer of registration of such Percentage Interest to assignee
on the Certificate Register of the Trust.

      I (We) further direct the Trustee to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:

Dated:

                                    --------------------------------------------
                                    Signature by or on behalf of assignor

                            DISTRIBUTION INSTRUCTIONS

      The assignee should include the following for purposes of distribution:

      Distributions shall be made, by wire transfer or otherwise, in immediately
available funds to ____________________________________________________ for the
account of ___________________, account number _________________________, or, if
mailed by check, to Applicable statements should be mailed to
_______________________

      This information is provided by _____________, the assignee named above,
or , as its agent.

<PAGE>

                                   EXHIBIT D-1

                             MORTGAGE LOAN SCHEDULE

                                 (LOAN GROUP 1)

Bank of America
               [LOGO]

BOAALT 2006-02
Group 1:
Mortgage Schedule

<TABLE>
<CAPTION>
                                                                                                                          Mortgage
Loan           Property                                           Loan                       Doc              Original    Interest
Number         Type             Occupancy                         Purpose                    Type             LTV (%)     Rate (%)
------------------------------------------------------------------------------------------------------------------------------------
<S>            <C>              <C>                               <C>                        <C>              <C>         <C>
3303074425     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       5.875
3303225779     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      53.84       6.25
3303311447     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         21.59       6
3303423234     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.375
3303447134     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      72.22       6.25
3303462661     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         69.61       5.875
3303496404     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         85.00       6.375
3303539161     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         45.77       6.5
3303564425     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         66.66       6.5
3303569465     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      79.81       6.5
3303580470     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         48.92       6.5
3303582369     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         49.04       6.5
3303589513     CL               Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.25
3303591154     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      73.26       6.375
3303592384     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      28.51       6.5
3303599686     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      29.60       6.25
3303600914     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.125
3303624807     PUD Attached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      69.99       6.5
3303626661     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      55.63       6.375
3303634095     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         61.05       6.375
3303642460     Two Family       Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Stated           64.57       6.25
3303646149     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         25.77       6.5
3303647378     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
3303647519     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         39.94       6
3303649952     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      45.89       5.875
3303651800     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      61.37       6.125
3303653335     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.5
3303654242     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.25
3303665917     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      57.14       6.5
3303667194     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.25
3303670313     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      70.44       6.375
3303671022     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      69.92       6.125
3303671899     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           56.18       6.375
3303672491     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      73.71       6.25
3303673275     Two Family       Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.25
3303673846     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.5
3303676450     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      90.00       6.25
3303678449     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      64.55       6
3303679819     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      57.56       6.375
3303681740     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      30.01       6
3303684892     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         67.91       6.375
3303685444     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           32.27       5.875
3303690816     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.25
3303696474     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      43.82       6.375
3303698173     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      52.00       6.375
3303698900     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      73.88       6.375
3303700631     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      58.13       6.125
3303702553     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      67.46       6
3303704906     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      78.63       5.875
3303706067     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      50.10       6.125
3303707487     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.25
3303708337     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      80.00       6.375
3303715415     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      46.55       6.25
3303716462     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      68.32       6.25
3303716918     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         60.86       6.25
3303717254     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         59.02       6.25
3303717486     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         64.97       6.25
3303717650     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      80.00       6.5
3303717759     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         57.40       6.25
3303717957     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         70.83       6.25
3303718138     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.5
3303718948     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         64.51       6.5
3303720977     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         88.83       6.375
3303724813     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      68.80       6
3303727329     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         88.83       6.375
3303727394     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         88.83       6.375
3303727451     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         88.83       6.375
3303727519     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         88.83       6.375
3303729754     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6
3303730331     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      77.09       6.25
3303766236     CL               Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      49.10       6.25
3303775005     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      43.43       5.875
3303778009     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      69.99       6.5
6002985718     Four Family      Investment (Non-Owner Occupied)   Purchase                   Standard         75.00       6.5
6008371707     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         30.70       5.75
6011144414     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               59.30       6.25
6011520548     Two Family       Investment (Non-Owner Occupied)   Purchase                   DU               60.00       6.25
6023427195     Townhouse        Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.5
6033577153     CL               Investment (Non-Owner Occupied)   Purchase                   DU               79.98       6.5
6036207865     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      31.04       6.375
6039044109     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         55.55       6.5
6045902878     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               71.03       6.5
6076757175     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.5
6082310605     Four Family      Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         65.04       6.25
6082394179     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6083871662     CL               Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.5
6086345672     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   LP               69.88       6.375
6087916166     CL               Investment (Non-Owner Occupied)   Purchase                   DU               88.63       6.5
6091662210     CL               Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.25
6098739862     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.25
6099334465     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6100753778     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               74.99       6.25
6102102172     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   LP               80.00       5.875
6102285712     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           80.00       6.375
6115652999     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      40.00       6.375
6123642040     PUD Detached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               72.16       6.25
6124549681     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               58.07       6.125
6125226602     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         80.00       6.375
6126086260     Two Family       Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Stated           72.43       6.375
6126178042     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         63.49       6.125
6126933362     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               47.08       6.375
6132166387     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      49.16       6.5
6138446700     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               90.00       6.375
6139496720     Three Family     Investment (Non-Owner Occupied)   Purchase                   No Ratio         74.83       6.375
6142022505     Townhouse        Investment (Non-Owner Occupied)   Purchase                   Paper Saver      75.00       6.5
6142427381     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.5
6143796420     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         80.00       6.5
6143987417     CL               Investment (Non-Owner Occupied)   Purchase                   DU               75.00       6.5
6145848500     Two Family       Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Stated           77.23       6.5
6148981704     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.375
6149932482     Townhouse        Investment (Non-Owner Occupied)   Purchase                   Stated           80.00       6.5
6151689376     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      42.85       6
6156062546     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               65.21       6.375
6163069286     CL               Investment (Non-Owner Occupied)   Purchase                   Standard         74.99       6.25
6165095594     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.375
6165299741     Three Family     Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         67.68       6.375
6169209514     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Standard         30.00       6.25
6170260779     PUD Attached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               45.71       6.25
6171115162     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   No Ratio         80.00       6.375
6174452539     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           47.46       6.5
6179229668     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               90.00       6.375
6184588314     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      41.46       6.25
6187432155     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      52.36       6.5
6188755422     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Paper Saver      62.99       6.5
6192158464     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      48.50       6.5
6196008277     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         76.58       5.875
6197010439     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         74.78       6.5
6197371229     Two Family       Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.25
6207175966     PUD Attached     Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6213084897     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      70.00       6.375
6225059663     Two Family       Investment (Non-Owner Occupied)   Purchase                   Standard         73.75       6.125
6230694678     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               70.00       6.375
6231340578     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      59.93       6.25
6231986933     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               67.30       5.75
6234015961     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   DU               16.74       6
6234191242     Single Family    Investment (Non-Owner Occupied)   Purchase                   LP               75.00       6.25
6243553374     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      53.90       6.125
6249667541     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   DU               51.38       6
6252166704     CL               Investment (Non-Owner Occupied)   Purchase                   DU               58.18       6.25
6257485919     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      66.25       6.375
6260069726     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               34.65       6.25
6265624525     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.125
6268028336     Four Family      Investment (Non-Owner Occupied)   Purchase                   Rapid            54.75       6.375
6270601088     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      67.31       6.5
6276436083     CL               Investment (Non-Owner Occupied)   Purchase                   DU               70.00       6.375
6277019839     CL               Investment (Non-Owner Occupied)   Purchase                   LP               80.00       6.25
6290309811     Four Family      Investment (Non-Owner Occupied)   Purchase                   Rapid            74.99       6.25
6291027479     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   LP               75.00       6.125
6291688304     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         75.00       6.5
6299308426     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Paper Saver      79.72       6.25
6313280015     Four Family      Investment (Non-Owner Occupied)   Purchase                   DU               75.00       6.375
6324874517     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   DU               79.99       6.125
6325906698     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         80.00       6.375
6326450654     PUD Attached     Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6329282518     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         49.05       6.25
6334491435     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6346281014     CL               Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.375
6349304672     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      70.00       6.375
6349739992     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      55.04       6.375
6359531974     Three Family     Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         74.31       6.5
6361498121     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         78.50       6.5
6362268713     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         78.81       6.25
6363068054     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.375
6363388205     Two Family       Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.5
6371553519     CL               Investment (Non-Owner Occupied)   Purchase                   DU               90.00       6.25
6371787455     Two Family       Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.25
6374857743     Two Family       Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               50.00       5.875
6383742308     PUD Attached     Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6385819989     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               49.51       6.25
6386480567     Single Family    Investment (Non-Owner Occupied)   Purchase                   LP               80.00       6.5
6388855337     PUD Attached     Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.375
6389171643     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               70.00       6.25
6397470185     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               60.49       6.5
6402842105     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   LP               64.51       6.25
6405582153     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      80.00       6.5
6405994804     CL               Investment (Non-Owner Occupied)   Purchase                   Standard         60.17       6.25
6413062529     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6413357416     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           53.46       6.375
6415342804     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      67.50       6.375
6419981136     Single Family    Investment (Non-Owner Occupied)   Purchase                   Stated           70.22       6
6425580203     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.5
6425761589     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      75.00       6.375
6434793417     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      72.97       6.5
6441015051     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      78.40       6.25
6443144297     Single Family    Investment (Non-Owner Occupied)   Purchase                   LP               80.00       6.5
6445990713     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      72.59       6.5
6447063204     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      70.00       5.75
6448341856     Four Family      Investment (Non-Owner Occupied)   Purchase                   Standard         74.87       6.25
6453022672     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      57.55       6.125
6455720141     PUD Detached     Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               26.14       6.375
6457598834     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      69.99       6.5
6459090848     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6464515136     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      43.73       6.5
6467052046     PUD Attached     Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6467069842     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         45.45       6.375
6469276346     CL               Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.25
6482383756     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.375
6483528151     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         40.26       6.25
6490882625     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               65.25       6.125
6495011113     Two Family       Investment (Non-Owner Occupied)   Purchase                   Standard         64.44       6.25
6501029208     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         39.62       6.125
6502284570     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.375
6503753664     PUD Attached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      67.93       6.375
6510547687     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         67.41       6.375
6511592435     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               70.00       6.375
6514129243     Townhouse        Investment (Non-Owner Occupied)   Purchase                   No Ratio         93.32       6.5
6516866388     PUD Detached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      75.00       6.5
6519139064     Townhouse        Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         68.75       6.25
6521210549     PUD Detached     Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      62.40       5.75
6527079161     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.25
6528645929     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6529219849     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   Standard         67.91       6.125
6538730091     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   LP               53.47       5.875
6539056363     Four Family      Investment (Non-Owner Occupied)   Purchase                   DU               75.00       6.5
6539209137     CL               Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               41.79       6.125
6540028799     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         57.16       6.375
6540209175     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         80.00       6.5
6546747145     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.25
6548704631     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   DU               61.07       6.25
6548717161     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         66.66       6.5
6551238154     Townhouse        Investment (Non-Owner Occupied)   Purchase                   Paper Saver      68.55       6.375
6553091577     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         70.00       6.5
6559779589     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         70.00       6.25
6561515948     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Standard         75.00       6.375
6569194035     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               75.00       6.375
6583851180     CL               Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.5
6583916637     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         52.30       6.25
6589968962     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      49.34       6.375
6601743534     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      80.00       6.5
6602100296     CL               Investment (Non-Owner Occupied)   Purchase                   DU               84.99       6.375
6603936912     PUD Detached     Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      No Ratio         61.14       6.5
6610526185     CL               Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               15.92       6.25
6610654201     Single Family    Investment (Non-Owner Occupied)   Purchase                   Standard         63.33       6
6612692282     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               30.30       6.5
6613009742     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         61.25       6.25
6616432222     Single Family    Investment (Non-Owner Occupied)   Purchase                   Stated           80.00       6
6617929499     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      60.86       6.5
6619030593     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Stated           79.67       6.375
6640316649     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           70.00       6.125
6641675498     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               60.22       6.5
6643204982     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.25
6645574655     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               49.68       6.375
6645995256     CL               Investment (Non-Owner Occupied)   Purchase                   Standard         67.89       6.125
6648893946     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         79.99       6.25
6651069657     PUD Attached     Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6651297142     Single Family    Investment (Non-Owner Occupied)   Purchase                   Wholesale SISA   75.00       6.5
6658666174     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               52.79       6
6659431222     Townhouse        Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6663082920     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   Paper Saver      49.81       6.375
6671121538     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               90.00       6.5
6674387243     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               75.00       6.5
6678482495     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.375
6682918062     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               65.29       6.5
6689052147     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6689054622     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6696381844     CL               Investment (Non-Owner Occupied)   Purchase                   LP               80.00       6.25
6710097038     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               66.06       6.125
6717971409     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      80.00       6.5
6721532478     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      90.00       6.5
6726096008     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         55.55       6.5
6726853804     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.25
6726929190     Two Family       Investment (Non-Owner Occupied)   Purchase                   DU               75.00       6.375
6729364668     PUD Detached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               51.72       5.75
6732997637     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Stated           73.84       6.375
6747383609     Three Family     Investment (Non-Owner Occupied)   Purchase                   Standard         75.00       5.875
6748653802     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               80.00       6.375
6762754189     CL               Investment (Non-Owner Occupied)   Purchase                   DU               63.99       6.25
6762967948     Two Family       Investment (Non-Owner Occupied)   Purchase                   Standard         80.00       6.25
6765740086     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         86.30       6.375
6765782047     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      43.73       6.5
6773329922     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.25
6780846488     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      60.06       6.375
6780955107     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               52.38       6.5
6782380601     Townhouse        Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               73.86       6.5
6782927302     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           41.29       6.5
6787499471     Two Family       Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               61.05       5.875
6793374742     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.375
6799912032     PUD Detached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           70.00       6.5
6801217982     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               78.15       6.5
6813386577     PUD Detached     Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         58.49       6.375
6818829381     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   LP               54.46       6.5
6824535857     PUD Attached     Investment (Non-Owner Occupied)   Purchase                   Standard         90.00       6.5
6825317255     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      75.00       6.25
6828680287     Four Family      Investment (Non-Owner Occupied)   Purchase                   DU               75.00       6.375
6829799284     PUD Attached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      66.21       6.375
6834052620     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      59.37       6.375
6840181173     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               76.57       5.875
6841648386     Two Family       Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               48.78       6.5
6844825031     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Stated           69.23       6.25
6847352629     Two Family       Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Stated           78.00       6.375
6848387582     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         56.17       6.25
6849603433     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               50.00       6.25
6852217998     Four Family      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         60.00       6.25
6852496832     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      70.00       6.5
6855239718     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Paper Saver      64.92       6.5
6857420332     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         69.52       6.25
6866581942     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               69.90       6.375
6873198961     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Paper Saver      80.00       6.5
6876287217     CL               Investment (Non-Owner Occupied)   Purchase                   LP               78.88       6.375
6883944099     Single Family    Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6.25
6889796709     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               60.74       6.5
6892595759     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         80.00       6.5
6898423303     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   DU               79.98       6.25
6902530960     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   LP               80.00       6.375
6907026964     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               53.47       6.125
6909658319     CL               Investment (Non-Owner Occupied)   Purchase                   Paper Saver      64.51       6
6911831037     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         80.00       6.375
6912513675     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         75.00       6.5
6914457111     Townhouse        Investment (Non-Owner Occupied)   Purchase                   Paper Saver      75.00       6.25
6917042928     PUD Detached     Investment (Non-Owner Occupied)   Purchase                   Paper Saver      65.52       6.5
6920935977     Single Family    Investment (Non-Owner Occupied)   Purchase                   Wholesale SISA   69.05       6.5
6923998527     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         89.99       6.5
6927561289     Condo Highrise   Investment (Non-Owner Occupied)   Purchase                   Paper Saver      74.89       6.25
6932457853     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         58.13       6.25
6934019107     Three Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         23.01       6.5
6937609417     Two Family       Investment (Non-Owner Occupied)   Purchase                   No Ratio         61.53       5.75
6937925011     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      80.00       6.5
6944221230     Four Family      Investment (Non-Owner Occupied)   Purchase                   DU               65.15       6.5
6947294499     Two Family       Investment (Non-Owner Occupied)   Purchase                   DU               70.00       6.25
6947964679     CL               Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         70.31       6.375
6952523378     PUD Attached     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   DU               74.00       6.375
6969777900     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Standard         66.66       6.375
6974361740     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               70.73       6.375
6983837086     Single Family    Investment (Non-Owner Occupied)   Purchase                   Paper Saver      80.00       6.375
6984593274     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      Standard         78.26       6.375
6987081061     CL               Investment (Non-Owner Occupied)   Purchase                   LP               80.00       6.5
6988669591     Single Family    Investment (Non-Owner Occupied)   Purchase                   Stated           80.00       6.5
6992637345     Townhouse        Investment (Non-Owner Occupied)   Purchase                   DU               80.00       6
6996031784     Single Family    Investment (Non-Owner Occupied)   Refinance_No_Cash_Out      DU               51.01       5.625
6999667923     Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      32.64       6.375
6999914101     Townhouse        Investment (Non-Owner Occupied)   Refinance_Equity_Takeout   Paper Saver      47.43       6

<CAPTION>

                Original      First                    Original   Monthly                            Remaining   Scheduled
Loan            Principal     Payment      Maturity    Term       Payment    Current    Closing      Term        Principal
Number          Balance ($)   Date         Date        (Months)   ($)        Due Date   Date         (months)    Balance ($)
--------------------------------------------------------------------------------------------------------------------------------
<S>             <C>           <C>          <C>         <C>        <C>        <C>        <C>          <C>         <C>
3303074425      304000        2/1/2006     1/1/2036    360        1798.28    2/1/2006   12/16/2005   359         161928.56
3303225779      385000        12/1/2005    11/1/2035   360        2370.52    3/1/2006   10/31/2005   357         383697.31
3303311447      104300        12/1/2005    11/1/2035   360        625.34     3/1/2006   11/1/2005    357         103337.57
3303423234      147120        3/1/2006     2/1/2036    360        917.84     3/1/2006   1/23/2006    360         147120
3303447134      130000        2/1/2006     1/1/2036    360        800.44     2/1/2006   12/30/2005   359         129876.64
3303462661      108493.75     2/1/2006     1/1/2036    360        641.79     2/1/2006   12/28/2005   359         108383.13
3303496404      128775        2/1/2006     1/1/2036    360        803.39     2/1/2006   12/21/2005   359         128655.73
3303539161      103000        2/1/2006     1/1/2036    360        651.04     2/1/2006   12/27/2005   359         102906.88
3303564425      170000        3/1/2006     2/1/2036    360        1074.52    3/1/2006   1/11/2006    360         170000
3303569465      89824         3/1/2006     2/1/2036    360        567.75     3/1/2006   1/4/2006     360         89824
3303580470      97850         2/1/2006     1/1/2036    360        618.48     2/1/2006   12/30/2005   359         97761.54
3303582369      132412        2/1/2006     1/1/2036    360        836.94     2/1/2006   12/28/2005   359         132292.29
3303589513      111920        3/1/2006     2/1/2036    360        689.12     3/1/2006   1/6/2006     360         111920
3303591154      71070         2/1/2006     1/1/2036    360        443.39     2/1/2006   12/22/2005   359         71002.16
3303592384      100940        3/1/2006     2/1/2036    360        638.01     3/1/2006   1/10/2006    360         100940
3303599686      172301        3/1/2006     2/1/2036    360        1060.89    3/1/2006   1/17/2006    360         172301
3303600914      88000         2/1/2006     1/1/2036    360        534.7      2/1/2006   12/20/2005   359         87914.47
3303624807      65449         3/1/2006     2/1/2036    360        413.69     3/1/2006   1/6/2006     360         65449
3303626661      70651         3/1/2006     2/1/2036    360        440.78     3/1/2006   1/13/2006    360         70651
3303634095      134535        2/1/2006     1/1/2036    360        839.33     2/1/2006   12/22/2005   359         134410.39
3303642460      64577         3/1/2006     2/1/2036    360        397.62     3/1/2006   1/24/2006    360         64577
3303646149      100000        2/1/2006     1/1/2036    360        632.07     3/1/2006   12/27/2005   359         99909.6
3303647378      121600        2/1/2006     1/1/2036    360        758.63     3/1/2006   12/16/2005   359         121487.37
3303647519      103055        2/1/2006     1/1/2036    360        617.87     2/1/2006   12/23/2005   359         102952.41
3303649952      179000        2/1/2006     1/1/2036    360        1058.86    3/1/2006   12/28/2005   359         178817.49
3303651800      220935        3/1/2006     2/1/2036    360        1342.43    3/1/2006   1/5/2006     360         220935
3303653335      71200         3/1/2006     2/1/2036    360        450.04     3/1/2006   1/10/2006    360         71200
3303654242      55920         3/1/2006     2/1/2036    360        344.31     3/1/2006   1/13/2006    360         55920
3303665917      100000        3/1/2006     2/1/2036    360        632.07     3/1/2006   1/3/2006     360         100000
3303667194      94400         2/1/2006     1/1/2036    360        581.24     2/1/2006   12/29/2005   359         94310.43
3303670313      153155        2/1/2006     1/1/2036    360        955.49     2/1/2006   12/28/2005   359         153013.15
3303671022      93000         2/1/2006     1/1/2036    360        565.08     2/1/2006   12/28/2005   359         92909.61
3303671899      309000        3/1/2006     2/1/2036    360        1927.76    3/1/2006   1/6/2006     360         308999
3303672491      57500         3/1/2006     2/1/2036    360        354.04     3/1/2006   1/4/2006     360         57500
3303673275      58400         3/1/2006     2/1/2036    360        359.58     3/1/2006   1/17/2006    360         58400
3303673846      126400        3/1/2006     2/1/2036    360        798.94     3/1/2006   1/12/2006    360         126400
3303676450      94500         3/1/2006     2/1/2036    360        581.86     3/1/2006   1/17/2006    360         94500
3303678449      209800        3/1/2006     2/1/2036    360        1257.86    3/1/2006   1/10/2006    360         209797
3303679819      184197        2/1/2006     1/1/2036    360        1149.15    2/1/2006   12/27/2005   359         184026.4
3303681740      156095        3/1/2006     2/1/2036    360        935.87     3/1/2006   1/3/2006     360         156095
3303684892      127000        3/1/2006     2/1/2036    360        792.32     3/1/2006   1/23/2006    360         127000
3303685444      145230        3/1/2006     2/1/2036    360        859.1      3/1/2006   1/10/2006    360         145230
3303690816      116000        2/1/2006     1/1/2036    360        714.24     2/1/2006   12/28/2005   359         115889.93
3303696474      61800         3/1/2006     2/1/2036    360        385.56     3/1/2006   1/3/2006     360         61800
3303698173      130007        3/1/2006     2/1/2036    360        811.08     3/1/2006   1/19/2006    360         130007
3303698900      192095        3/1/2006     2/1/2036    360        1198.43    3/1/2006   1/18/2006    360         192095
3303700631      250000        3/1/2006     2/1/2036    360        1519.03    3/1/2006   1/10/2006    360         250000
3303702553      77250         3/1/2006     2/1/2036    360        463.16     3/1/2006   1/17/2006    360         77250
3303704906      92000         3/1/2006     2/1/2036    360        544.22     3/1/2006   1/11/2006    360         92000
3303706067      70000         3/1/2006     2/1/2036    360        425.33     3/1/2006   1/9/2006     360         70000
3303707487      152000        3/1/2006     2/1/2036    360        935.9      3/1/2006   1/20/2006    360         152000
3303708337      112000        3/1/2006     2/1/2036    360        698.74     3/1/2006   1/18/2006    360         112000
3303715415      41200         3/1/2006     2/1/2036    360        253.68     3/1/2006   1/13/2006    360         41197
3303716462      159000        3/1/2006     2/1/2036    360        979        3/1/2006   1/17/2006    360         159000
3303716918      210000        3/1/2006     2/1/2036    360        1293.01    3/1/2006   1/17/2006    360         210000
3303717254      135000        3/1/2006     2/1/2036    360        831.22     3/1/2006   1/17/2006    360         135000
3303717486      141000        3/1/2006     2/1/2036    360        868.17     3/1/2006   1/17/2006    360         141000
3303717650      104000        3/1/2006     2/1/2036    360        657.36     3/1/2006   1/19/2006    360         104000
3303717759      155000        3/1/2006     2/1/2036    360        954.37     3/1/2006   1/17/2006    360         155000
3303717957      128432        3/1/2006     2/1/2036    360        790.78     3/1/2006   1/17/2006    360         128432
3303718138      182400        3/1/2006     2/1/2036    360        1152.9     3/1/2006   1/18/2006    360         182400
3303718948      100000        3/1/2006     2/1/2036    360        632.07     3/1/2006   1/18/2006    360         99992
3303720977      136800        3/1/2006     2/1/2036    360        853.46     3/1/2006   1/25/2006    360         136800
3303724813      75000         3/1/2006     2/1/2036    360        449.67     3/1/2006   1/11/2006    360         74992
3303727329      136800        3/1/2006     2/1/2036    360        853.46     3/1/2006   1/25/2006    360         136800
3303727394      136800        3/1/2006     2/1/2036    360        853.46     3/1/2006   1/25/2006    360         136800
3303727451      136800        3/1/2006     2/1/2036    360        853.46     3/1/2006   1/25/2006    360         136800
3303727519      136800        3/1/2006     2/1/2036    360        853.46     3/1/2006   1/25/2006    360         136800
3303729754      116000        3/1/2006     2/1/2036    360        695.48     3/1/2006   1/13/2006    360         116000
3303730331      70157         3/1/2006     2/1/2036    360        431.97     3/1/2006   1/14/2006    360         70157
3303766236      88394         3/1/2006     2/1/2036    360        544.26     3/1/2006   1/13/2006    360         88394
3303775005      105116        3/1/2006     2/1/2036    360        621.81     3/1/2006   1/20/2006    360         105115
3303778009      366799        3/1/2006     2/1/2036    360        2318.42    3/1/2006   1/25/2006    360         366799
6002985718      132000        3/1/2006     2/1/2036    360        834.33     3/1/2006   1/4/2006     360         132000
6008371707      368500        12/1/2005    11/1/2035   360        2150.47    2/1/2006   11/2/2005    357         367340.24
6011144414      583000        3/1/2006     2/1/2036    360        3589.64    3/1/2006   1/23/2006    360         583000
6011520548      77400         2/1/2006     1/1/2036    360        476.57     3/1/2006   12/21/2005   359         77326.55
6023427195      80000         2/1/2006     1/1/2036    360        505.66     2/1/2006   12/22/2005   359         79927.67
6033577153      101500        3/1/2006     2/1/2036    360        641.55     3/1/2006   1/24/2006    360         101500
6036207865      128200        11/1/2005    10/1/2035   360        799.81     2/1/2006   9/12/2005    356         127721.21
6039044109      300000        2/1/2006     1/1/2036    360        1896.21    3/1/2006   12/23/2005   359         299718.3
6045902878      168000        2/1/2006     1/1/2036    360        1061.88    2/1/2006   12/23/2005   359         167848.12
6076757175      272000        2/1/2006     1/1/2036    360        1719.23    2/1/2006   12/28/2005   359         271754.1
6082310605      560000        3/1/2006     2/1/2036    360        3448.02    3/1/2006   1/18/2006    360         560000
6082394179      136000        3/1/2006     2/1/2036    360        848.47     3/1/2006   1/10/2006    360         136000
6083871662      106400        3/1/2006     2/1/2036    360        672.53     3/1/2006   1/6/2006     360         106400
6086345672      355000        3/1/2006     2/1/2036    360        2214.74    3/1/2006   1/11/2006    360         355000
6087916166      195000        3/1/2006     2/1/2036    360        1232.54    3/1/2006   1/11/2006    360         195000
6091662210      138591        3/1/2006     2/1/2036    360        853.33     3/1/2006   1/19/2006    360         138591
6098739862      377600        1/1/2006     12/1/2035   360        2324.95    3/1/2006   11/17/2005   358         376881.57
6099334465      79200         3/1/2006     2/1/2036    360        500.6      3/1/2006   1/20/2006    360         79200
6100753778      369350        1/1/2006     12/1/2035   360        2274.16    4/1/2006   11/14/2005   358         368647.25
6102102172      60400         3/1/2006     2/1/2036    360        357.29     3/1/2006   1/12/2006    360         60400
6102285712      100000        12/1/2005    11/1/2025   240        738.24     2/1/2006   10/3/2005    237         99375.72
6115652999      232000        2/1/2006     1/1/2036    360        1447.38    3/1/2006   12/30/2005   359         231785.12
6123642040      216500        2/1/2006     1/1/2036    360        1333.03    2/1/2006   12/28/2005   359         216294.57
6124549681      75500         3/1/2006     2/1/2036    360        458.75     3/1/2006   1/20/2006    360         75500
6125226602      180000        3/1/2006     2/1/2036    360        1122.97    3/1/2006   1/24/2006    360         180000
6126086260      67000         3/1/2006     2/1/2036    360        418        3/1/2006   1/25/2006    360         67000
6126178042      600000        3/1/2006     2/1/2036    360        3645.67    3/1/2006   1/6/2006     360         600000
6126933362      190700        3/1/2006     2/1/2036    360        1189.72    3/1/2006   1/20/2006    360         190700
6132166387      177000        2/1/2006     1/1/2036    360        1118.77    3/1/2006   12/23/2005   359         176758.75
6138446700      108000        2/1/2006     1/1/2036    360        673.78     3/1/2006   12/30/2005   359         107899.97
6139496720      89356         3/1/2006     2/1/2036    360        557.47     3/1/2006   1/20/2006    360         89356
6142022505      56250         2/1/2006     1/1/2036    360        355.54     2/1/2006   12/20/2005   359         56199.15
6142427381      126400        3/1/2006     2/1/2036    360        798.94     3/1/2006   1/19/2006    360         126400
6143796420      280000        2/1/2006     1/1/2036    360        1769.8     3/1/2006   12/29/2005   359         279746.87
6143987417      88500         2/1/2006     1/1/2036    360        559.39     3/1/2006   1/3/2006     359         88419.99
6145848500      95000         12/1/2005    11/1/2035   360        600.47     2/1/2006   11/1/2005    357         94740.94
6148981704      142800        2/1/2006     1/1/2036    360        890.89     3/1/2006   12/29/2005   359         142667.74
6149932482      64000         3/1/2006     2/1/2036    360        404.53     3/1/2006   1/20/2006    360         64000
6151689376      75000         3/1/2006     2/1/2036    360        449.67     3/1/2006   1/13/2006    360         75000
6156062546      375000        12/1/2005    11/1/2035   360        2339.52    2/1/2006   10/31/2005   357         373952.46
6163069286      83062         3/1/2006     2/1/2036    360        511.43     3/1/2006   1/13/2006    360         83062
6165095594      123120        3/1/2006     2/1/2036    360        768.11     3/1/2006   1/25/2006    360         123120
6165299741      181400        2/1/2006     1/1/2036    360        1131.7     2/1/2006   1/5/2006     359         181231.99
6169209514      108000        2/1/2006     1/1/2036    360        664.98     3/1/2006   12/28/2005   359         107897.52
6170260779      72000         3/1/2006     2/1/2036    360        443.32     3/1/2006   1/19/2006    360         72000
6171115162      117520        3/1/2006     2/1/2036    360        733.18     3/1/2006   1/9/2006     360         117520
6174452539      375000        3/1/2006     2/1/2036    360        2370.26    3/1/2006   1/9/2006     360         375000
6179229668      139500        2/1/2006     1/1/2036    360        870.3      2/1/2006   12/29/2005   359         139370.79
6184588314      136000        3/1/2006     2/1/2036    360        837.38     3/1/2006   1/4/2006     360         133956.97
6187432155      221000        3/1/2006     2/1/2036    360        1396.88    3/1/2006   1/19/2006    360         221000
6188755422      90234         2/1/2006     1/1/2036    360        570.35     2/1/2006   12/29/2005   359         90152.42
6192158464      110500        2/1/2006     1/1/2036    360        698.44     3/1/2006   12/30/2005   359         110400.1
6196008277      163500        2/1/2006     1/1/2036    360        967.17     2/1/2006   12/27/2005   359         163333.3
6197010439      87500         2/1/2006     1/1/2036    360        553.06     3/1/2006   12/30/2005   359         87420.9
6197371229      160800        3/1/2006     2/1/2036    360        990.08     3/1/2006   1/13/2006    360         160800
6207175966      66600         3/1/2006     2/1/2036    360        420.96     3/1/2006   1/20/2006    360         66600
6213084897      252000        12/1/2005    11/1/2035   360        1572.16    2/1/2006   10/13/2005   357         251296.04
6225059663      112100        2/1/2006     1/1/2036    360        681.14     2/1/2006   12/30/2005   359         111991.04
6230694678      42000         2/1/2006     1/1/2036    360        262.03     2/1/2006   12/22/2005   359         41961.1
6231340578      187000        3/1/2006     2/1/2036    360        1151.4     3/1/2006   1/13/2006    360         187000
6231986933      175000        2/1/2006     1/1/2036    360        1021.26    3/1/2006   12/27/2005   359         174817.28
6234015961      98800         3/1/2006     2/1/2036    360        592.36     3/1/2006   1/10/2006    360         98800
6234191242      75000         3/1/2006     2/1/2036    360        461.79     3/1/2006   1/5/2006     360         75000
6243553374      152000        3/1/2006     2/1/2036    360        923.57     3/1/2006   1/24/2006    360         152000
6249667541      167000        3/1/2006     2/1/2036    360        1001.25    3/1/2006   1/19/2006    360         167000
6252166704      128000        2/1/2006     1/1/2036    360        788.12     3/1/2006   12/29/2005   359         127810.27
6257485919      43000         2/1/2006     1/1/2036    360        268.27     2/1/2006   12/30/2005   359         42960.17
6260069726      410000        2/1/2006     1/1/2036    360        2524.45    2/1/2006   1/10/2006    359         409610.97
6265624525      105160        3/1/2006     2/1/2036    360        638.97     3/1/2006   1/23/2006    360         105160
6268028336      153260        3/1/2006     2/1/2036    360        956.15     3/1/2006   1/5/2006     360         153260
6270601088      123596        2/1/2006     1/1/2036    360        781.22     2/1/2006   12/16/2005   359         123484.26
6276436083      168000        2/1/2006     1/1/2036    360        1048.11    2/1/2006   12/23/2005   359         167844.39
6277019839      196320        2/1/2006     1/1/2036    360        1208.78    2/1/2006   1/11/2006    359         196133.72
6290309811      119142        3/1/2006     2/1/2036    360        733.58     3/1/2006   1/20/2006    360         119142
6291027479      240000        2/1/2006     1/1/2036    360        1458.27    2/1/2006   12/28/2005   359         239766.73
6291688304      69000         2/1/2006     1/1/2036    360        436.13     3/1/2006   12/22/2005   359         68937.62
6299308426      116323.5      2/1/2006     1/1/2036    360        716.23     2/1/2006   12/30/2005   359         116213.12
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6402842105      500000        3/1/2006     2/1/2036    360        3078.59    3/1/2006   1/17/2006    360         500000
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6425761589      60000         3/1/2006     2/1/2036    360        374.33     3/1/2006   1/13/2006    360         60000
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6448341856      310000        3/1/2006     2/1/2036    360        1908.73    3/1/2006   1/24/2006    360         310000
6453022672      130000        3/1/2006     2/1/2036    360        789.9      3/1/2006   1/17/2006    360         130000
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6947294499      87500         2/1/2006     1/1/2036    360        538.76     3/1/2006   12/23/2005   359         87416.97
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6952523378      169460        2/1/2006     1/1/2036    360        1057.22    2/1/2006   12/29/2005   359         169303.04
6969777900      300000        3/1/2006     2/1/2036    360        1871.61    3/1/2006   1/25/2006    360         300000
6974361740      58000         3/1/2006     2/1/2036    360        361.85     3/1/2006   1/4/2006     360         58000
6983837086      155920        3/1/2006     2/1/2036    360        972.74     3/1/2006   1/9/2006     360         155920
6984593274      180000        3/1/2006     2/1/2036    360        1122.97    4/1/2006   1/10/2006    360         180000
6987081061      81520         3/1/2006     2/1/2036    360        515.27     3/1/2006   1/11/2006    360         81520
6988669591      160000        3/1/2006     2/1/2036    360        1011.31    3/1/2006   1/11/2006    360         160000
6992637345      127200        2/1/2006     1/1/2036    360        762.63     3/1/2006   12/30/2005   359         127073.37
6996031784      230600        3/1/2006     2/1/2036    360        1327.47    3/1/2006   1/13/2006    360         230600
6999667923      300000        2/1/2006     1/1/2036    360        1871.61    2/1/2006   12/28/2005   359         299722.14
6999914101      159390        3/1/2006     2/1/2036    360        955.63     3/1/2006   1/11/2006    360         159390

<CAPTION>

Loan               Credit     Appraisal   Sales
Number             Score      Value       Price
------------------------------------------------
<S>                <C>       <C>          <C>
3303074425         758       380000       380000
3303225779         718       715000       0
3303311447         0         483000       0
3303423234         712       275000       183900
3303447134         744       180000       180000
3303462661         683       155841       0
3303496404         751       151500       0
3303539161         696       225000       0
3303564425         704       255000       0
3303569465         775       112543       0
3303580470         760       200000       0
3303582369         661       270000       0
3303589513         815       140000       139900
3303591154         756       97000        0
3303592384         748       354000       0
3303599686         812       582000       0
3303600914         716       112000       110000
3303624807         697       93500        0
3303626661         673       127000       0
3303634095         737       220338       0
3303642460         680       100000       0
3303646149         739       387926       0
3303647378         709       275000       152000
3303647519         781       258000       0
3303649952         800       390000       0
3303651800         639       360000       0
3303653335         821       89000        89000
3303654242         665       95000        69900
3303665917         791       187800       175000
3303667194         746       118541       118000
3303670313         703       217414       0
3303671022         682       133000       0
3303671899         666       550000       0
3303672491         682       78000        0
3303673275         655       85000        73000
3303673846         747       158000       158000
3303676450         753       110000       105000
3303678449         750       325000       0
3303679819         736       320000       0
3303681740         785       520000       0
3303684892         714       201000       187000
3303685444         826       450000       0
3303690816         626       145000       145000
3303696474         762       141000       0
3303698173         750       250000       0
3303698900         731       260000       0
3303700631         761       430000       430000
3303702553         674       114500       0
3303704906         761       146000       117000
3303706067         767       139700       152000
3303707487         770       208000       190000
3303708337         777       140000       0
3303715415         776       88500        0
3303716462         782       232700       0
3303716918         782       345000       0
3303717254         782       228700       0
3303717486         782       217000       0
3303717650         763       130000       0
3303717759         782       270000       0
3303717957         782       181300       0
3303718138         694       232800       228000
3303718948         711       155000       0
3303720977         676       154000       154000
3303724813         726       109000       0
3303727329         676       160000       154000
3303727394         676       159000       154000
3303727451         676       159000       154000
3303727519         676       159000       154000
3303729754         626       145000       145000
3303730331         765       91000        0
3303766236         747       180000       0
3303775005         762       242000       0
3303778009         747       524000       0
6002985718         780       178000       176000
6008371707         776       1200000      0
6011144414         795       984000       983000
6011520548         704       138300       129000
6023427195         801       100000       100000
6033577153         751       160000       126900
6036207865         713       413000       0
6039044109         751       540000       0
6045902878         722       236500       0
6076757175         720       400000       340000
6082310605         773       861000       0
6082394179         808       170000       170000
6083871662         775       134000       133000
6086345672         708       508000       0
6087916166         712       220000       225000
6091662210         733       154000       153990
6098739862         789       520000       472000
6099334465         795       91000        88000
6100753778         782       492500       492500
6102102172         788       75500        0
6102285712         688       125000       0
6115652999         784       580000       0
6123642040         790       300000       0
6124549681         701       130000       0
6125226602         731       226000       225000
6126086260         792       92500        0
6126178042         668       945000       0
6126933362         789       405000       0
6132166387         803       360019       0
6138446700         708       120000       135000
6139496720         710       120000       119412
6142022505         791       75000        75000
6142427381         784       160000       158000
6143796420         757       350000       0
6143987417         782       120000       118000
6145848500         748       123000       0
6148981704         784       178500       178500
6149932482         717       80000        80000
6151689376         792       178000       175000
6156062546         776       575000       0
6163069286         775       111000       110750
6165095594         756       180000       153900
6165299741         716       268000       0
6169209514         805       360000       360000
6170260779         726       157500       0
6171115162         642       158000       146900
6174452539         732       790000       0
6179229668         695       195000       155000
6184588314         720       328000       0
6187432155         796       422000       0
6188755422         802       150000       143234
6192158464         782       227800       258000
6196008277         788       215000       213500
6197010439         787       117000       0
6197371229         722       201000       201000
6207175966         777       75000        74000
6213084897         794       360000       360000
6225059663         778       152000       152000
6230694678         633       60000        0
6231340578         760       312000       0
6231986933         802       260000       0
6234015961         786       590000       630000
6234191242         786       124500       100000
6243553374         777       296000       282000
6249667541         817       332100       325000
6252166704         750       220000       223000
6257485919         714       64900        64900
6260069726         705       1183000      0
6265624525         634       131500       131450
6268028336         786       280000       279900
6270601088         686       183600       0
6276436083         698       240000       240000
6277019839         805       245500       245400
6290309811         710       160000       158857
6291027479         821       320000       0
6291688304         813       94000        92000
6299308426         799       146500       145915
6313280015         785       204000       204000
6324874517         782       330000       319900
6325906698         767       185000       183500
6326450654         777       75000        74000
6329282518         770       850000       0
6334491435         729       129600       129600
6346281014         722       180000       179900
6349304672         662       150000       0
6349739992         801       119900       0
6359531974         690       220000       0
6361498121         739       700000       680000
6362268713         787       118000       118000
6363068054         802       480000       480000
6363388205         684       130000       130000
6371553519         746       154000       153990
6371787455         786       338000       350000
6374857743         784       470000       0
6383742308         777       75000        74000
6385819989         709       208000       0
6386480567         811       165000       156000
6388855337         656       300000       288735
6389171643         742       210000       0
6397470185         654       91000        0
6402842105         800       775000       0
6405582153         788       55000        0
6405994804         793       565000       565000
6413062529         763       75000        75000
6413357416         718       780000       0
6415342804         760       200000       0
6419981136         760       278500       239230
6425580203         782       159000       154900
6425761589         744       97000        80000
6434793417         792       193000       185000
6441015051         732       162000       160000
6443144297         736       115000       110000
6445990713         690       135000       0
6447063204         665       192000       192000
6448341856         710       420000       414000
6453022672         641       225889       0
6455720141         676       501000       0
6457598834         775       231286       0
6459090848         799       123500       118000
6464515136         773       315000       0
6467052046         777       75000        74000
6467069842         762       220000       0
6469276346         796       145000       143000
6482383756         748       124000       122000
6483528151         785       375000       0
6490882625         813       122000       120150
6495011113         800       180000       180000
6501029208         798       530000       0
6502284570         707       410000       365000
6503753664         773       184000       0
6510547687         808       445000       0
6511592435         789       270000       0
6514129243         802       130000       128319
6516866388         709       230000       0
6519139064         798       72000        0
6521210549         764       133000       0
6527079161         719       101000       85000
6528645929         732       131000       130450
6529219849         755       268000       274900
6538730091         796       288000       0
6539056363         797       400000       400000
6539209137         779       256000       0
6540028799         647       300000       0
6540209175         809       168000       165000
6546747145         791       137000       132000
6548704631         782       334000       340000
6548717161         637       450000       0
6551238154         747       204221       315000
6553091577         772       400000       0
6559779589         735       228800       0
6561515948         784       262000       172256
6569194035         650       151000       0
6583851180         727       215000       205000
6583916637         730       650000       0
6589968962         790       152000       0
6601743534         788       55000        0
6602100296         705       220000       192990
6603936912         752       175000       0
6610526185         763       270000       0
6610654201         779       625000       600000
6612692282         681       495000       0
6613009742         761       586100       0
6616432222         777       110000       110000
6617929499         769       230000       330000
6619030593         761       305000       0
6640316649         757       325000       0
6641675498         787       440000       0
6643204982         666       45000        35500
6645574655         754       322000       0
6645995256         766       300000       299000
6648893946         784       135000       134999
6651069657         777       75000        74000
6651297142         781       500000       490000
6658666174         706       240000       0
6659431222         749       262000       262000
6663082920         781       241000       240900
6671121538         782       120000       119000
6674387243         788       384000       365000
6678482495         687       230000       223000
6682918062         741       219000       0
6689052147         732       130000       127950
6689054622         778       340000       331900
6696381844         782       132000       131400
6710097038         708       226000       0
6717971409         701       86500        0
6721532478         768       53000        51500
6726096008         776       540000       0
6726853804         796       235000       216000
6726929190         764       400000       400000
6729364668         692       580000       0
6732997637         714       65000        0
6747383609         705       210000       190000
6748653802         785       261000       0
6762754189         797       586000       586000
6762967948         781       320000       315000
6765740086         755       73000        73000
6765782047         736       455000       0
6773329922         742       136000       134590
6780846488         666       92906        93000
6780955107         802       210000       0
6782380601         654       88000        0
6782927302         715       310000       0
6787499471         779       570000       0
6793374742         797       145000       144000
6799912032         736       64000        0
6801217982         692       281500       0
6813386577         747       332000       0
6818829381         624       235000       0
6824535857         777       75000        74000
6825317255         731       183000       181900
6828680287         771       214000       220000
6829799284         773       185000       0
6834052620         690       677000       0
6840181173         817       560000       555000
6841648386         759       615000       0
6844825031         704       130000       0
6847352629         757       220000       0
6848387582         786       178000       0
6849603433         801       760000       0
6852217998         763       750000       0
6852496832         710       288000       0
6855239718         802       160000       151125
6857420332         711       105000       0
6866581942         724       402000       0
6873198961         719       63000        0
6876287217         788       259000       225000
6883944099         758       180000       180000
6889796709         804       135000       0
6892595759         810       161000       171000
6898423303         758       252000       164900
6902530960         781       187000       185500
6907026964         755       230000       0
6909658319         680       155000       195000
6911831037         792       110000       0
6912513675         720       400000       0
6914457111         716       393500       349000
6917042928         802       148000       136340
6920935977         746       540000       517000
6923998527         684       107500       107142
6927561289         756       410000       487075
6932457853         813       645000       0
6934019107         768       550000       0
6937609417         797       130000       135000
6937925011         788       60000        0
6944221230         708       660000       660000
6947294499         704       125000       125000
6947964679         742       283000       0
6952523378         691       229000       0
6969777900         733       450000       0
6974361740         655       82000        0
6983837086         796       210000       194900
6984593274         725       230000       0
6987081061         760       102000       101900
6988669591         801       200000       200000
6992637345         777       160000       159000
6996031784         691       452000       0
6999667923         783       919000       0
6999914101         768       336000       0
</TABLE>

Loan Count:                331
Scheduled PB
as February 1, 2006:       $54,011,938.46
Unpaid PB W/A:             $163,178.06
W/A Interest Rate:         6.30%
W/A Remaining Term:        359.5 months

<PAGE>

                                   EXHIBIT D-2

                             MORTGAGE LOAN SCHEDULE

                                 (LOAN GROUP 2)

Bank of America
               [LOGO]

BOAALT 2006-02
Group 2:
Mortgage Schedule

<TABLE>
<CAPTION>

     Loan       Property                                             Loan                 Doc       Original   Mortgage Interest
    Number        Type                Occupancy                    Purpose               Type       LTV (%)        Rate (%)
--------------------------------------------------------------------------------------------------------------------------------
<S>          <C>              <C>                          <C>                         <C>             <C>                  <C>
3301445452   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
3302401678   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        80.00                 6.5
3302635804    PUD Detached     Primary (Owner Occupied)            Purchase            No Ratio        82.75               5.875
3302712538    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
3303011757     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         85.10                6.25
3303030427   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        80.00                6.25
3303166601         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
3303261493   Single Family    Secondary (Owner Occupied)           Purchase            No Ratio        51.72               6.125
3303402089   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303438554   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303483196   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
3303498335     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         54.82                5.75
3303515872   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303554509     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         49.70               5.875
3303573624         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                   6
3303582229   Single Family     Primary (Owner Occupied)            Purchase              Rapid         80.00                 6.5
3303591691    PUD Detached     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         93.66                6.25
3303597359   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303601201   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303624922     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               6.375
3303629079     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         63.08                6.25
3303632313     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         44.76               6.375
3303634103     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               5.875
3303652303     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         45.42                5.75
3303653897   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
3303669828   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303670925     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               6.375
3303674034     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         47.52                5.75
3303675718   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
3303676526   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         93.15                 6.5
3303680320   Single Family    Secondary (Owner Occupied)           Purchase            No Ratio        80.00                 6.5
3303680544     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00                6.25
3303684942   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
3303685493   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00               6.125
3303688901     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         21.99                5.75
3303695302     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         75.90               6.375
3303704013     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         55.53               6.375
3303704179     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         41.60               6.375
3303705572     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                5.75
3303709228   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
3303717718   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303719771   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         50.27               6.375
3303738086   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
3303739167     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        61.50                6.25
3303739308     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        68.41                6.25
3303749885     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         41.19                 6.5
3303775211    PUD Detached     Primary (Owner Occupied)            Purchase              Rapid         79.79               6.125
3303780369     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         39.00                 5.5
6002181342         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6003316392   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                6.25
6004700867   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                6.25
6009069862   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6009096915   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6011810535   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        80.00                6.25
6013490385   Single Family     Primary (Owner Occupied)            Purchase             Stated         74.75                6.25
6013730947   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                6.25
6014087180   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6019835724     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         36.14                 6.5
6021050478   Condo Highrise   Secondary (Owner Occupied)           Purchase            Standard        80.00                6.25
6021295842   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        79.45                 6.5
6028156369   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         55.51                 6.5
6028240643   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6031573402   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6032660273    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6033916237   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6034119732   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         72.34                6.25
6037251870   Single Family    Secondary (Owner Occupied)           Purchase             Stated         80.00                6.25
6038811037   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00                6.25
6043290367   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.125
6044319140   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         74.40                6.25
6048792797   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                6.25
6048811050   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         31.17                6.25
6049602201   Single Family     Primary (Owner Occupied)            Purchase             Stated         90.00               6.125
6050541330    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6050865531   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6055597055         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                   6
6055631714   Single Family     Primary (Owner Occupied)            Purchase             Stated         94.11               6.375
6056932640   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         78.86               6.375
6057477967     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00               6.125
6063072976   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6068075750   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6074087823   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6074357390   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6074598928   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6075814860   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6076834362   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6079830896   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         41.86                6.25
6080476556   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6080764829         CL         Secondary (Owner Occupied)           Purchase             Stated         74.99                 6.5
6083682580   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6083761111     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         86.02                 6.5
6087077530   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6092330924   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6095797228     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         69.84                6.25
6097953365     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         69.58               5.875
6102664965   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         49.94                6.25
6104138471    PUD Attached     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00               6.125
6104634529    PUD Attached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6108305209   Single Family     Primary (Owner Occupied)            Purchase             Stated         58.82               6.125
6110655971   Single Family     Primary (Owner Occupied)            Purchase               DU           79.99                 6.5
6112615064   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6112859530   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6112941577   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6117062197   Single Family    Secondary (Owner Occupied)           Purchase             Stated         63.63                 6.5
6120622276   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00               6.375
6123484641   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6125414588         CL          Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6126288247   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        44.24               5.875
6126686184   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6127876875   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         79.68               6.125
6130397943   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                5.75
6134397816    PUD Attached     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6135756127     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        76.92               5.875
6141844586     Townhouse       Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         57.89               6.375
6143781919   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6148162388         CL          Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         79.05               6.375
6148719229   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         75.00               5.875
6155175976   Condo Highrise    Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6156567031     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00                 6.5
6163857821   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                6.25
6170046335         CL          Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         87.14               6.375
6173291813    PUD Detached     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         76.45                 6.5
6174406865   Single Family     Primary (Owner Occupied)            Purchase             Stated         79.86                6.25
6174599172   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6175583712   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6176719067         CL          Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6177593784    PUD Detached     Primary (Owner Occupied)            Purchase            No Ratio        66.85               6.375
6177731954   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         75.00                 6.5
6181999837         CL         Secondary (Owner Occupied)           Purchase            Standard        66.66               5.875
6182746658   Single Family     Primary (Owner Occupied)            Purchase               DU           79.99               6.125
6182828423   Single Family     Primary (Owner Occupied)            Purchase            Standard        79.99               5.875
6183357745   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6189599647   Single Family     Primary (Owner Occupied)            Purchase            Standard        79.97               6.375
6190550233   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6191146577   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00               6.375
6192825500   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        80.00               6.375
6194846652   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout    No Ratio        63.48                 6.5
6199035434   Single Family     Primary (Owner Occupied)            Purchase            Standard        75.90                 6.5
6199566321    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6202045941   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         33.52                6.25
6204735663   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6205355842    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6210272156    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6215226082   Condo Highrise    Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6219188502   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6219770838   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00               6.125
6221303578   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6226156161    PUD Detached     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6231014991   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6231074094   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6231644748   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6235349708   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6237785958   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6238679937     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         69.87               6.375
6242676085   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                 6.5
6248063833   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6251509458   Single Family     Primary (Owner Occupied)            Purchase            Standard        79.99               6.375
6252255614         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6258785978    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6259630827   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                6.25
6261466699     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               6.375
6263199660   Single Family     Primary (Owner Occupied)     Construction_Permanent      Stated         66.98               6.375
6268505069   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6270891549   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6274294336   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6275689302     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00               5.875
6277787641   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6279801358   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6285085632    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        75.83                 6.5
6286148009   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.125
6292047104   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6298164572     Townhouse       Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6303462128     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               6.375
6304070847    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6304371757   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6306021491   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.125
6306327617     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         60.00                6.25
6308337218   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6310369951     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         74.00               6.375
6311537994     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         64.22                5.75
6311767724   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         66.66                   6
6312665604   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        80.00                 6.5
6316012894    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                   6
6319956782     Townhouse       Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         47.84                 6.5
6321070556   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6322329092   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6323862117   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6326134506   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6326439558   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                 6.5
6333254297   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        58.72                 6.5
6335591936   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                5.75
6337216136    PUD Detached     Primary (Owner Occupied)            Purchase             Stated         45.20               6.125
6338545616    PUD Detached     Primary (Owner Occupied)            Purchase           Paper Saver      78.44               5.625
6341067152   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6341436894     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         58.94               6.375
6342478424   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6342527063   Single Family     Primary (Owner Occupied)     Construction_Permanent      Stated         65.42                6.25
6343056203   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6343567365    PUD Detached     Primary (Owner Occupied)            Purchase            No Ratio        70.49               6.375
6354586247   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6357654265   Single Family     Primary (Owner Occupied)            Purchase               LP           80.00               6.375
6359577126     Townhouse       Primary (Owner Occupied)            Purchase            Standard        79.11               6.375
6369672586   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                 6.5
6372918489         CL         Secondary (Owner Occupied)           Purchase            No Ratio        72.69               5.875
6374379029   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         50.00                   6
6374928569    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                5.75
6378456872   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out        Rapid         80.00                 6.5
6381984761   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         65.94                 6.5
6383518559   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         63.98               6.375
6383890503    PUD Detached     Primary (Owner Occupied)            Purchase            No Ratio        80.00                6.25
6384101439   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6388347467   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         36.76                 6.5
6388991876    PUD Attached     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         60.37                6.25
6390504493   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6391956445   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         44.34                 6.5
6394092800    PUD Detached     Primary (Owner Occupied)            Purchase               DU           78.72                 6.5
6400545437     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        49.96                 6.5
6404218627   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6406744232   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6411718783   Single Family     Primary (Owner Occupied)            Purchase            Standard        79.99               6.375
6414410073   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6418245400   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00                5.75
6424742861    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6425230718   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         55.29                6.25
6429081323   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         71.07               6.375
6430390812    PUD Detached     Primary (Owner Occupied)            Purchase             Stated         80.00               6.125
6435774812    PUD Detached     Primary (Owner Occupied)            Purchase            No Ratio        89.99               5.875
6438429141   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6438980945   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6441329510   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         69.65                   6
6446604057   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         56.68                 6.5
6448736055   Single Family     Primary (Owner Occupied)            Purchase            Standard        103.0               6.125
6451538778   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                6.25
6455899960   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        60.31                6.25
6456153847    PUD Detached     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6456600441   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         21.22               6.375
6459453137   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         45.11                5.75
6461656354   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6464145413   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         44.13               6.375
6464396750   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6465831433   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6466114185   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6466283378   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6467789423   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00               6.375
6467916976    PUD Attached    Secondary (Owner Occupied)           Purchase            Standard        80.00               6.125
6468528960   Single Family     Primary (Owner Occupied)            Purchase             Stated         84.44                6.25
6470872455   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6477332420   Single Family    Secondary (Owner Occupied)           Purchase            No Ratio        80.00                6.25
6480534715   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout    No Ratio        69.61                 6.5
6481261946   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         56.26                 6.5
6482049027     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               5.875
6482237408    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6485963612    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6487106368   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6488744167   Single Family    Secondary (Owner Occupied)           Purchase            Standard        80.00               5.875
6490967756    PUD Detached     Primary (Owner Occupied)            Purchase               DU           79.99               6.125
6491537293    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6498193892    PUD Attached     Primary (Owner Occupied)            Purchase            Standard        79.99               6.375
6501618422    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6506703328   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6510109892   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00               6.125
6510500553   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         71.17                 6.5
6510776419    PUD Attached    Secondary (Owner Occupied)           Purchase             Stated         80.00               6.375
6514277398         CL          Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         24.30                 6.5
6516170526   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6516870752    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6517237258   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00               6.125
6518962151   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         79.05               6.375
6519115494   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6519238718   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6520155943   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        80.00               6.375
6524992606    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6530263299     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00                6.25
6532517692   Single Family     Primary (Owner Occupied)            Purchase             Stated         90.00                6.25
6536594325     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         57.51               6.125
6543917121   Single Family     Primary (Owner Occupied)            Purchase             Stated         64.16               6.125
6544569327   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.125
6545857929   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         65.88                6.25
6545916006   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                   6
6548835427    PUD Attached    Secondary (Owner Occupied)           Purchase            Standard        80.00               6.375
6550698614         CL          Primary (Owner Occupied)            Purchase             Stated         80.00               6.375
6551909440         CL          Primary (Owner Occupied)            Purchase            Standard        79.98                6.25
6555783916   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6557518765   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout    Standard        80.00                5.75
6558882673     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         45.29               6.375
6561260065         CL          Primary (Owner Occupied)            Purchase            Standard        79.90               5.875
6561276871    PUD Detached    Secondary (Owner Occupied)           Purchase             Stated         58.82               6.375
6570038007     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               5.875
6570238821   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6571826202    PUD Detached     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6575073926    PUD Attached     Primary (Owner Occupied)            Purchase            Standard        79.99               6.375
6582817786    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6584219742    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6585511600   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6587169837    PUD Detached     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        80.00                6.25
6587986586   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00               6.375
6589477493    PUD Attached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6590707557   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00               6.375
6597119327     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         59.36                   6
6599794234   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        80.00               6.375
6609958183         CL          Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         61.45               6.375
6612210853   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        70.12                6.25
6613714937   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         51.80               6.375
6616990989   Single Family    Secondary (Owner Occupied)           Purchase             Stated         90.00                   6
6618256843   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6623132864   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        42.10                6.25
6623619357   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6627203505   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         58.90               6.125
6628295278   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6630601521    PUD Attached     Primary (Owner Occupied)            Purchase             Stated         80.00                 6.5
6632247208    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6632752520   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6634096306   Single Family     Primary (Owner Occupied)            Purchase             Stated         75.00                 6.5
6634265471   Single Family     Primary (Owner Occupied)            Purchase            Standard        71.42               6.375
6635989129   Single Family     Primary (Owner Occupied)            Purchase            Standard        73.33               6.375
6636919521   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6637035442     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         56.95                5.75
6641745812    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                   6
6643283622   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        79.99               6.375
6648047931   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6653148772   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6653296738   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6655128244         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6657753239   Single Family    Secondary (Owner Occupied)           Purchase            Standard        80.00                6.25
6657794530   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         75.00                6.25
6658601643   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         41.07                 6.5
6658850398    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6659347857    Four Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         73.94               6.375
6659612730     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         62.05                 6.5
6665056138   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00               6.125
6666497216    PUD Detached    Secondary (Owner Occupied)           Purchase            Standard        68.44                6.25
6668444281   Single Family    Secondary (Owner Occupied)           Purchase            Standard        80.00                 6.5
6669082528   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6670986618   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6672520571    PUD Detached     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         74.41               6.375
6673290000    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6673422801         CL          Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         79.40               6.375
6675349234    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6676176305     Townhouse       Primary (Owner Occupied)            Purchase             Stated         79.96                6.25
6677357110     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         8.270               5.875
6678017960     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         73.38               6.125
6678462364         CL          Primary (Owner Occupied)            Purchase               DU           79.87                   6
6680270490         CL          Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6683347212   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6684499335    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6686410306    PUD Detached     Primary (Owner Occupied)            Purchase             Stated         34.55               6.375
6687907094   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6697023577   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6701982388   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                   6
6703051463   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         50.54                6.25
6703850880    PUD Detached     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00               6.375
6707483894   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         69.95                 6.5
6708029985         CL          Primary (Owner Occupied)            Purchase            Standard        79.98                 6.5
6709068024     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         66.72               6.375
6709598186   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                   6
6710694602   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6711474681   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                5.75
6712489282   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6714343461   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6716980096    PUD Detached    Secondary (Owner Occupied)    Refinance_No_Cash_Out      No Ratio        56.12                 6.5
6721879564         CL         Secondary (Owner Occupied)   Refinance_Equity_Takeout     Stated         40.48               6.375
6724263857   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6724470932    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6728002004   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                 6.5
6728643393     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         45.89               6.375
6729799921   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6732782104   Single Family     Primary (Owner Occupied)            Purchase            No Ratio        56.61               6.375
6735076330   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6739479274    Three Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         67.86               6.125
6741811225     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         79.71                 6.5
6743025527   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6746449328   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6746564076   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6746948873   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         70.17                 6.5
6748148613    PUD Detached     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6752432903    PUD Detached     Primary (Owner Occupied)            Purchase             Stated         80.00                 6.5
6752504313     Townhouse       Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         79.94                 6.5
6757118218    PUD Attached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6757787616    PUD Detached     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                 6.5
6761889317     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         47.33               6.375
6766796087   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00               6.375
6766984824   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         73.70                 6.5
6767180661    PUD Detached     Primary (Owner Occupied)            Purchase             Stated         79.63               6.125
6768306422   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6775104810   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         73.42                 6.5
6775142232    PUD Detached     Primary (Owner Occupied)            Purchase            No Ratio        80.00               5.625
6779901682   Single Family    Secondary (Owner Occupied)           Purchase             Stated         80.00                   6
6780916588   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6781734048   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6784103613    PUD Attached     Primary (Owner Occupied)            Purchase             Stated         79.99                 6.5
6785657682    PUD Attached     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6789700447    PUD Detached     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6790053182   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         63.63               6.375
6790600768     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         62.09               6.375
6791030395         CL          Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6797274021   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         60.49               6.125
6798033616   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6798414345   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out      No Ratio        50.81                6.25
6799570863   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         30.80                 6.5
6801653541   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                6.25
6803450367   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6809821934   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6812279039   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        80.00                 6.5
6812614110         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6813247340   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00                 6.5
6818019074    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6819749729   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                5.75
6821653406   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6824338179    PUD Detached     Primary (Owner Occupied)     Refinance_No_Cash_Out      Standard        79.82               6.375
6824571514   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                   6
6826728500   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         26.44                 6.5
6827365823   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6830768633   Single Family     Primary (Owner Occupied)            Purchase            Standard        58.33               6.375
6832290289   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6833283036   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6838174024    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6838350400   Single Family     Primary (Owner Occupied)            Purchase            Standard        79.62                 6.5
6842211143         CL         Secondary (Owner Occupied)           Purchase            Standard        80.00                 6.5
6842780824   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         50.44               6.375
6844561842   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         24.07                 6.5
6847754972   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6851767720   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6852191391   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6852977997     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         69.56                   6
6853442009   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6854401061     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         54.15               6.375
6862709117    PUD Detached     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6863270754   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         79.28                 6.5
6865665431   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6867008200   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                 6.5
6868413573   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6868997880   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6870721369    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6874625780   Single Family     Primary (Owner Occupied)            Purchase             Stated         90.00                6.25
6874675314         CL          Primary (Owner Occupied)            Purchase            Standard        79.38                 6.5
6875539998   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6877903010   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6877940962     Townhouse       Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6881621673   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                   6
6885427671   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                6.25
6886052312   Single Family     Primary (Owner Occupied)            Purchase             Stated         75.00               6.375
6888499818   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         60.31                   6
6888834568   Single Family     Primary (Owner Occupied)            Purchase             Stated         56.92                6.25
6894207650     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         80.00               6.375
6894504221   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                 6.5
6895173000     Two Family      Primary (Owner Occupied)            Purchase             Stated         80.00               6.125
6897203755    PUD Attached     Primary (Owner Occupied)            Purchase            Standard        77.77               5.875
6898687840    PUD Detached    Secondary (Owner Occupied)           Purchase            Standard        80.00                6.25
6901495959    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6901604774         CL          Primary (Owner Occupied)            Purchase            No Ratio        59.78               6.125
6903307749   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         53.17                6.25
6903429238   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6904431779         CL          Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6909608694   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6911691027   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6911950696   Single Family     Primary (Owner Occupied)            Purchase             Stated         90.00               6.375
6913408347    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6919701463   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6920488316   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6923321621    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6924169987   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                6.25
6925924489   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         68.36                 6.5
6927805397   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00                 6.5
6930406555   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         74.13                 6.5
6930708083     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         77.72               6.125
6933744762   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                 6.5
6937668397   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                6.25
6938974059   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         77.85               6.375
6939532476   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00                6.25
6940982306         CL          Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6941134212   Single Family     Primary (Owner Occupied)            Purchase             Stated         56.89                 6.5
6945636873   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                   6
6949013574   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6949590621     Two Family      Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         61.33                6.25
6953506422     Two Family      Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         66.09               6.375
6954919640   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         75.80                6.25
6959770949   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         69.98               6.375
6962514656   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.125
6964793464     Two Family      Primary (Owner Occupied)            Purchase            No Ratio        80.00               6.375
6966093863    PUD Detached     Primary (Owner Occupied)            Purchase            Standard        80.00               5.875
6966989961   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6969427365    PUD Detached     Primary (Owner Occupied)            Purchase               DU           80.00               6.125
6970952526   Single Family     Primary (Owner Occupied)            Purchase             Stated         79.33               5.875
6971103798   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.375
6971684722   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                 6.5
6975685865   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6980198698   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         80.00               6.125
6980477803   Single Family     Primary (Owner Occupied)            Purchase             Stated         80.00                6.25
6983823581   Single Family     Primary (Owner Occupied)     Refinance_No_Cash_Out       Stated         75.44               6.375
6987716856   Single Family     Primary (Owner Occupied)            Purchase               DU           80.00               6.125
6991951945   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00                   6
6992040920   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         61.48                 6.5
6996386386   Single Family     Primary (Owner Occupied)            Purchase            Standard        80.00               6.375
6996888472   Single Family     Primary (Owner Occupied)    Refinance_Equity_Takeout     Stated         41.34                 6.5
6997699852   Single Family     Primary (Owner Occupied)            Purchase            Standard        100.0               6.375
6999575712    PUD Detached     Primary (Owner Occupied)            Purchase            No Ratio        79.99               6.375

<CAPTION>

              Original
     Loan     Principal    First Payment   Maturity      Original        Monthly     Current     Closing       Remaining
    Number   Balance ($)       Date          Date      Term (Months)   Payment ($)   Due Date      Date      Term (Months)
--------------------------------------------------------------------------------------------------------------------------
<S>               <C>        <C>           <C>                   <C>       <C>       <C>        <C>                    <C>
3301445452        413652     12/1/2005     11/1/2035             360       2580.66   2/1/2006   10/25/2005             357
3302401678        273232     3/1/2006      2/1/2036              360       1727.02   3/1/2006    1/6/2006              360
3302635804        360000     9/1/2005      8/1/2035              360       2129.54   2/1/2006   7/29/2005              354
3302712538        193936     2/1/2006      1/1/2036              360        1194.1   2/1/2006   12/16/2005             359
3303011757        404235     1/1/2006      12/1/2035             360       2488.95   3/1/2006   11/15/2005             358
3303030427        103992     2/1/2006      1/1/2036              360         640.3   2/1/2006   12/30/2005             359
3303166601        134320     2/1/2006      1/1/2036              360        827.04   3/1/2006   12/30/2005             359
3303261493         75000     3/1/2006      2/1/2036              360        455.71   3/1/2006   1/17/2006              360
3303402089        175984     3/1/2006      2/1/2036              360       1112.34   3/1/2006   1/23/2006              360
3303438554        140000     2/1/2006      1/1/2036              360         884.9   2/1/2006   12/19/2005             359
3303483196        118320     2/1/2006      1/1/2036              360        738.17   3/1/2006   12/30/2005             359
3303498335        219305     3/1/2006      2/1/2036              360       1279.81   3/1/2006   1/13/2006              360
3303515872        234400     3/1/2006      2/1/2036              360       1481.57   3/1/2006   1/20/2006              360
3303554509        114330     2/1/2006      1/1/2036              360        676.31   2/1/2006   12/27/2005             359
3303573624        130400     2/1/2006      1/1/2036              360        781.82   2/1/2006   12/29/2005             359
3303582229         60000     2/1/2006      1/1/2036              360        379.25   2/1/2006   12/30/2005             359
3303591691         94600     3/1/2006      2/1/2036              360        582.47   3/1/2006   1/10/2006              360
3303597359        179920     3/1/2006      2/1/2036              360       1137.22   3/1/2006   1/10/2006              360
3303601201        134000     2/1/2006      1/1/2036              360        846.98   3/1/2006   12/21/2005             359
3303624922        216000     3/1/2006      2/1/2036              360       1347.56   3/1/2006   1/13/2006              360
3303629079        290200     2/1/2006      1/1/2026              240       2121.16   3/1/2006   12/28/2005             239
3303632313        188000     3/1/2006      2/1/2036              360       1172.88   3/1/2006   1/12/2006              360
3303634103        237200     2/1/2006      1/1/2036              360       1403.13   3/1/2006   12/27/2005             359
3303652303        245311     3/1/2006      2/1/2036              360       1431.57   3/1/2006    1/9/2006              360
3303653897         52000     3/1/2006      2/1/2036              360        324.42   3/1/2006    1/6/2006              360
3303669828        262400     3/1/2006      2/1/2036              360       1658.55   3/1/2006   1/17/2006              360
3303670925         86400     3/1/2006      2/1/2036              360        539.03   3/1/2006   1/20/2006              360
3303674034        202000     3/1/2006      2/1/2036              360       1178.82   3/1/2006    1/3/2006              360
3303675718        104000     3/1/2006      2/1/2036              360         615.2   3/1/2006   1/10/2006              360
3303676526        129244     3/1/2006      2/1/2036              360        816.91   3/1/2006    1/9/2006              360
3303680320        200000     3/1/2006      2/1/2036              360       1264.14   3/1/2006   1/13/2006              360
3303680544        130000     3/1/2006      2/1/2036              360        800.44   3/1/2006   1/19/2006              360
3303684942         54000     3/1/2006      2/1/2036              360        328.11   3/1/2006   1/23/2006              360
3303685493        135440     3/1/2006      2/1/2036              360        822.95   3/1/2006   1/13/2006              360
3303688901        120957     3/1/2006      2/1/2036              360        705.88   3/1/2006   1/18/2006              360
3303695302         94878     3/1/2006      2/1/2026              240        700.43   3/1/2006   1/23/2006              240
3303704013        327654     3/1/2006      2/1/2036              360       2044.14   3/1/2006    1/3/2006              360
3303704179        291200     3/1/2006      2/1/2036              360       1816.71   3/1/2006   1/11/2006              360
3303705572         68000     3/1/2006      2/1/2036              360        396.83   3/1/2006   1/17/2006              360
3303709228         33600     3/1/2006      2/1/2036              360        206.89   3/1/2006   1/17/2006              360
3303717718        200000     3/1/2006      2/1/2036              360       1264.14   3/1/2006   1/25/2006              360
3303719771        180000     3/1/2006      2/1/2036              360       1122.97   3/1/2006   1/19/2006              360
3303738086         63600     3/1/2006      2/1/2036              360           402   3/1/2006   1/26/2006              360
3303739167        155000     3/1/2006      2/1/2036              360        954.37   3/1/2006   1/24/2006              360
3303739308        170000     3/1/2006      2/1/2036              360       1046.72   3/1/2006   1/24/2006              360
3303749885        236434     3/1/2006      2/1/2036              360       1494.43   3/1/2006   1/26/2006              360
3303775211        192000     3/1/2006      2/1/2036              360       1166.62   3/1/2006   1/24/2006              360
3303780369        195000     3/1/2006      2/1/2026              240       1341.39   3/1/2006   1/25/2006              240
6002181342         57600     3/1/2006      2/1/2036              360        354.66   3/1/2006    1/3/2006              360
6003316392        180000     3/1/2006      2/1/2036              360        1108.3   3/1/2006   1/23/2006              360
6004700867        392000     12/1/2005     11/1/2035             360       2413.62   2/1/2006   10/21/2005             357
6009069862        152000     3/1/2006      2/1/2036              360         935.9   3/1/2006   1/18/2006              360
6009096915        180000     3/1/2006      2/1/2036              360       1122.97   3/1/2006    1/9/2006              360
6011810535        360000     3/1/2006      2/1/2036              360       2216.59   3/1/2006   1/17/2006              360
6013490385        385000     1/1/2006      12/1/2035             360       2370.52   2/1/2006   11/18/2005             358
6013730947        320000     3/1/2006      2/1/2036              360        1970.3   3/1/2006   1/18/2006              360
6014087180        107200     3/1/2006      2/1/2036              360        668.79   3/1/2006   1/25/2006              360
6019835724        300000     2/1/2006      1/1/2026              240       2236.72   3/1/2006   12/28/2005             239
6021050478        204000     3/1/2006      2/1/2036              360       1256.07   3/1/2006   1/20/2006              360
6021295842        131100     3/1/2006      2/1/2036              360        828.65   3/1/2006    1/9/2006              360
6028156369        195970     3/1/2006      2/1/2036              360       1238.67   3/1/2006    1/9/2006              360
6028240643         90000     3/1/2006      2/1/2036              360        554.15   3/1/2006   1/17/2006              360
6031573402        148000     3/1/2006      2/1/2036              360        935.47   3/1/2006   1/10/2006              360
6032660273        224480     3/1/2006      2/1/2036              360       1418.87   3/1/2006    1/5/2006              360
6033916237        219600     3/1/2006      2/1/2036              360       1388.03   3/1/2006   1/19/2006              360
6034119732        170000     3/1/2006      2/1/2036              360       1046.72   3/1/2006   1/10/2006              360
6037251870         58400     2/1/2006      1/1/2036              360        359.58   2/1/2006    1/9/2006              359
6038811037        226400     2/1/2006      1/1/2036              360       1393.99   3/1/2006   12/9/2005              359
6043290367        152000     3/1/2006      2/1/2036              360        923.57   3/1/2006   1/11/2006              360
6044319140        372000     3/1/2006      2/1/2036              360       2290.47   3/1/2006   1/23/2006              360
6048792797        100000     3/1/2006      2/1/2036              360        615.72   3/1/2006    1/6/2006              360
6048811050        155850     2/1/2006      1/1/2036              360         959.6   3/1/2006   12/12/2005             359
6049602201        171900     3/1/2006      2/1/2036              360       1044.49   3/1/2006   1/17/2006              360
6050541330         84000     2/1/2006      1/1/2036              360        517.21   3/1/2006   12/28/2005             359
6050865531        186400     3/1/2006      2/1/2036              360        1147.7   3/1/2006   1/23/2006              360
6055597055        148400     3/1/2006      2/1/2036              360        889.74   3/1/2006   1/20/2006              360
6055631714        400000     2/1/2006      1/1/2036              360       2495.48   2/1/2006    1/5/2006              359
6056932640        291000     3/1/2006      2/1/2036              360       1815.47   3/1/2006   1/25/2006              360
6057477967        175600     3/1/2006      2/1/2036              360       1066.97   3/1/2006   1/13/2006              360
6063072976        256000     2/1/2006      1/1/2036              360        1618.1   3/1/2006   12/28/2005             359
6068075750        125680     3/1/2006      2/1/2036              360        763.65   3/1/2006   1/20/2006              360
6074087823        198400     3/1/2006      2/1/2036              360       1254.03   3/1/2006   1/12/2006              360
6074357390        320000     3/1/2006      2/1/2036              360       1892.93   3/1/2006   1/11/2006              360
6074598928        295200     3/1/2006      2/1/2036              360        1817.6   3/1/2006   1/20/2006              360
6075814860        216000     2/1/2006      1/1/2036              360       1312.44   2/1/2006    1/4/2006              359
6076834362        108000     3/1/2006      2/1/2036              360        673.78   3/1/2006   1/13/2006              360
6079830896        180000     3/1/2006      2/1/2036              360        1108.3   3/1/2006   1/18/2006              360
6080476556         49440     3/1/2006      2/1/2036              360        308.45   3/1/2006   1/10/2006              360
6080764829        249800     2/1/2006      1/1/2036              360       1578.91   2/1/2006   12/27/2005             359
6083682580        246400     3/1/2006      2/1/2036              360       1517.13   3/1/2006   1/18/2006              360
6083761111        400000     3/1/2006      2/1/2036              360       2528.28   3/1/2006    1/3/2006              360
6087077530        340000     2/1/2006      1/1/2036              360       2121.16   3/1/2006   12/28/2005             359
6092330924        108000     2/1/2006      1/1/2036              360        682.64   2/1/2006   12/16/2005             359
6095797228        125020     2/1/2006      1/1/2036              360        769.77   3/1/2006   12/29/2005             359
6097953365        135000     2/1/2006      1/1/2036              360        798.58   2/1/2006   12/27/2005             359
6102664965        417000     11/1/2005     10/1/2035             360       2567.55   3/1/2006   9/28/2005              356
6104138471        140000     3/1/2006      2/1/2036              360        850.66   3/1/2006   1/10/2006              360
6104634529        101600     2/1/2006      1/1/2036              360        642.19   2/1/2006   12/22/2005             359
6108305209        400000     1/1/2006      12/1/2035             360       2430.45   2/1/2006   11/21/2005             358
6110655971        137430     2/1/2006      1/1/2036              360        868.66   2/1/2006   12/30/2005             359
6112615064        143920     3/1/2006      2/1/2036              360        874.48   3/1/2006   1/24/2006              360
6112859530        220000     3/1/2006      2/1/2036              360       1390.55   3/1/2006   1/17/2006              360
6112941577         77200     2/1/2006      1/1/2036              360        487.96   2/1/2006   12/16/2005             359
6117062197         70000     2/1/2006      1/1/2036              360        442.45   3/1/2006   12/15/2005             359
6120622276        412000     2/1/2006      1/1/2036              360       2570.35   3/1/2006   12/29/2005             359
6123484641         78000     3/1/2006      2/1/2036              360        493.02   3/1/2006   1/25/2006              360
6125414588        144000     3/1/2006      2/1/2036              360        898.38   3/1/2006   1/23/2006              360
6126288247        100000     2/1/2006      1/1/2036              360        591.54   2/1/2006   12/30/2005             359
6126686184        128800     3/1/2006      2/1/2036              360        793.05   3/1/2006    1/6/2006              360
6127876875        255000     3/1/2006      2/1/2036              360       1549.41   3/1/2006   1/23/2006              360
6130397943        190400     3/1/2006      2/1/2036              360       1111.13   3/1/2006    1/9/2006              360
6134397816        124000     2/1/2006      1/1/2036              360        783.77   3/1/2006   12/15/2005             359
6135756127        400000     3/1/2006      2/1/2036              360       2366.16   3/1/2006   1/12/2006              360
6141844586        164988     2/1/2006      1/1/2036              360       1029.32   2/1/2006    1/3/2006              359
6143781919        140000     3/1/2006      2/1/2036              360         884.9   3/1/2006   1/26/2006              360
6148162388        200000     2/1/2006      1/1/2036              360       1247.74   2/1/2006   1/10/2006              359
6148719229        206250     3/1/2006      2/1/2036              360       1220.05   3/1/2006   1/26/2006              360
6155175976        142400     3/1/2006      2/1/2036              360        876.79   3/1/2006   1/12/2006              360
6156567031        220000     3/1/2006      2/1/2036              360       1390.55   3/1/2006    1/5/2006              360
6163857821        232000     3/1/2006      2/1/2036              360       1428.47   3/1/2006    1/9/2006              360
6170046335        122000     3/1/2006      2/1/2036              360        761.13   3/1/2006   1/24/2006              360
6173291813        250000     2/1/2006      1/1/2036              360       1580.18   2/1/2006   12/30/2005             359
6174406865        126900     3/1/2006      2/1/2036              360        781.35   3/1/2006    1/6/2006              360
6174599172        119920     2/1/2006      1/1/2036              360        748.15   2/1/2006   12/30/2005             359
6175583712        200800     2/1/2006      1/1/2036              360       1252.74   3/1/2006   12/30/2005             359
6176719067        256792     2/1/2006      1/1/2036              360       1602.05   2/1/2006   12/29/2005             359
6177593784        195000     3/1/2006      2/1/2036              360       1216.55   3/1/2006   1/20/2006              360
6177731954        351000     3/1/2006      2/1/2036              360       2218.56   3/1/2006    1/3/2006              360
6181999837        400000     10/1/2005     9/1/2035              360       2366.16   2/1/2006   8/25/2005              355
6182746658        134350     3/1/2006      2/1/2036              360        816.33   3/1/2006   1/23/2006              360
6182828423        135892     2/1/2006      1/1/2036              360        803.86   2/1/2006   12/30/2005             359
6183357745        369600     3/1/2006      2/1/2036              360        2275.7   3/1/2006    1/3/2006              360
6189599647        206100     3/1/2006      2/1/2036              360        1285.8   3/1/2006   1/20/2006              360
6190550233        144000     2/1/2006      1/1/2036              360        886.64   2/1/2006   12/28/2005             359
6191146577        232000     3/1/2006      2/1/2036              360       1447.38   3/1/2006   1/23/2006              360
6192825500        100000     3/1/2006      2/1/2036              360        623.88   3/1/2006   1/25/2006              360
6194846652         81901     2/1/2006      1/1/2036              360        517.68   3/1/2006   12/28/2005             359
6199035434        189000     3/1/2006      2/1/2036              360       1194.61   3/1/2006   1/13/2006              360
6199566321        261600     3/1/2006      2/1/2036              360       1589.51   3/1/2006   1/13/2006              360
6202045941        175000     3/1/2006      2/1/2036              360       1077.51   3/1/2006   1/12/2006              360
6204735663        146320     3/1/2006      2/1/2036              360        900.92   3/1/2006   1/20/2006              360
6205355842        152404     2/1/2006      1/1/2036              360        938.38   3/1/2006   12/30/2005             359
6210272156        176800     3/1/2006      2/1/2036              360       1088.59   3/1/2006    1/5/2006              360
6215226082         91120     2/1/2006      1/1/2036              360        568.48   2/1/2006   12/19/2005             359
6219188502        136000     2/1/2006      1/1/2036              360        837.38   2/1/2006    1/3/2006              359
6219770838        400000     12/1/2005     11/1/2035             360       2430.45   2/1/2006   10/21/2005             357
6221303578        266400     3/1/2006      2/1/2036              360       1640.28   3/1/2006   1/20/2006              360
6226156161        227200     2/1/2006      1/1/2036              360       1436.06   2/1/2006   12/14/2005             359
6231014991        199200     2/1/2006      1/1/2036              360       1226.51   3/1/2006   12/15/2005             359
6231074094        119920     3/1/2006      2/1/2036              360        757.98   3/1/2006   1/20/2006              360
6231644748        129600     2/1/2006      1/1/2036              360        766.64   2/1/2006   12/30/2005             359
6235349708         84000     3/1/2006      2/1/2036              360        517.21   3/1/2006   1/12/2006              360
6237785958        309200     2/1/2006      1/1/2036              360       1954.36   2/1/2006   12/29/2005             359
6238679937        269000     3/1/2006      2/1/2036              360       1678.22   3/1/2006   1/13/2006              360
6242676085        368000     1/1/2006      12/1/2035             360       2326.02   2/1/2006   11/21/2005             358
6248063833         94400     3/1/2006      2/1/2036              360        573.59   3/1/2006   1/19/2006              360
6251509458        122950     3/1/2006      2/1/2036              360        767.05   3/1/2006   1/25/2006              360
6252255614        177520     2/1/2006      1/1/2036              360       1122.05   2/1/2006   12/30/2005             359
6258785978        123120     3/1/2006      2/1/2036              360        758.08   3/1/2006   1/24/2006              360
6259630827        288000     3/1/2006      2/1/2036              360       1773.27   3/1/2006   1/23/2006              360
6261466699        220000     3/1/2006      2/1/2036              360       1372.52   3/1/2006   1/17/2006              360
6263199660        142000     2/1/2006      1/1/2036              360         885.9   2/1/2006    1/1/2006              359
6268505069        245600     3/1/2006      2/1/2036              360       1552.36   3/1/2006    1/5/2006              360
6270891549        221600     3/1/2006      2/1/2036              360       1400.67   3/1/2006   1/17/2006              360
6274294336        110400     2/1/2006      1/1/2036              360        697.81   3/1/2006   12/21/2005             359
6275689302        296000     3/1/2006      2/1/2036              360       1750.96   3/1/2006    1/5/2006              360
6277787641        144000     2/1/2006      1/1/2036              360        886.64   3/1/2006   12/23/2005             359
6279801358         54800     3/1/2006      2/1/2036              360        346.38   3/1/2006   1/17/2006              360
6285085632        417000     3/1/2006      2/1/2036              360       2635.73   3/1/2006   1/20/2006              360
6286148009        113600     3/1/2006      2/1/2036              360        690.25   3/1/2006    1/6/2006              360
6292047104        114800     3/1/2006      2/1/2036              360        706.85   3/1/2006   1/19/2006              360
6298164572        103920     3/1/2006      2/1/2036              360        639.86   3/1/2006   1/10/2006              360
6303462128        185600     3/1/2006      2/1/2036              360       1157.91   3/1/2006   1/12/2006              360
6304070847        150990     2/1/2006      1/1/2036              360        954.36   2/1/2006   12/28/2005             359
6304371757        140000     3/1/2006      2/1/2036              360        873.42   3/1/2006   1/13/2006              360
6306021491        356400     2/1/2006      1/1/2036              360       2165.53   2/1/2006   12/27/2005             359
6306327617        300000     2/1/2006      1/1/2036              360       1847.16   2/1/2006   12/28/2005             359
6308337218        138320     3/1/2006      2/1/2036              360        862.94   3/1/2006    1/5/2006              360
6310369951        222000     3/1/2006      2/1/2036              360          1385   3/1/2006   1/19/2006              360
6311537994        350000     3/1/2006      2/1/2026              240        2457.3   3/1/2006   1/12/2006              240
6311767724        360000     12/1/2005     11/1/2035             360       2158.39   2/1/2006   11/1/2005              357
6312665604         89600     3/1/2006      2/1/2036              360        566.34   3/1/2006    1/4/2006              360
6316012894        352000     2/1/2006      1/1/2036              360       2110.42   2/1/2006   12/28/2005             359
6319956782        239471     2/1/2006      1/1/2036              360       1513.62   2/1/2006    1/3/2006              359
6321070556        175920     3/1/2006      2/1/2036              360       1111.94   3/1/2006    1/6/2006              360
6322329092        110400     3/1/2006      2/1/2036              360        679.76   3/1/2006   1/13/2006              360
6323862117        380000     2/1/2006      1/1/2036              360       2339.73   2/1/2006   12/28/2005             359
6326134506        134000     2/1/2006      1/1/2036              360        825.07   2/1/2006   12/29/2005             359
6326439558        256000     3/1/2006      2/1/2036              360        1618.1   3/1/2006   1/19/2006              360
6333254297        150000     3/1/2006      2/1/2036              360        948.11   3/1/2006   1/10/2006              360
6335591936        161600     3/1/2006      2/1/2036              360        943.06   3/1/2006   1/11/2006              360
6337216136         57755     2/1/2006      1/1/2036              360        350.93   2/1/2006   12/20/2005             359
6338545616        273000     3/1/2006      2/1/2026              240       1897.26   3/1/2006    1/6/2006              240
6341067152         96000     3/1/2006      2/1/2036              360        598.92   3/1/2006    1/4/2006              360
6341436894        336000     3/1/2006      2/1/2036              360       2096.21   3/1/2006   1/24/2006              360
6342478424         70320     2/1/2006      1/1/2036              360        444.48   2/1/2006    1/3/2006              359
6342527063        404998     12/1/2005     11/1/2035             360       2493.65   2/1/2006   11/1/2005              357
6343056203         79120     3/1/2006      2/1/2036              360         500.1   3/1/2006   1/19/2006              360
6343567365        200000     3/1/2006      2/1/2036              360       1247.74   3/1/2006   1/12/2006              360
6354586247         96000     3/1/2006      2/1/2036              360        598.92   3/1/2006   1/13/2006              360
6357654265         44000     3/1/2006      2/1/2036              360        274.51   3/1/2006   1/24/2006              360
6359577126        190320     3/1/2006      2/1/2036              360       1187.35   3/1/2006   1/13/2006              360
6369672586        296000     3/1/2006      2/1/2036              360       1870.93   3/1/2006   1/23/2006              360
6372918489        300000     2/1/2006      1/1/2036              360       1774.62   2/1/2006   12/22/2005             359
6374379029        377500     2/1/2006      1/1/2036              360       2263.31   3/1/2006   12/16/2005             359
6374928569        130400     2/1/2006      1/1/2036              360        760.98   2/1/2006   12/30/2005             359
6378456872         64400     3/1/2006      2/1/2036              360        407.06   3/1/2006   1/12/2006              360
6381984761        146400     3/1/2006      2/1/2036              360        925.35   3/1/2006   1/23/2006              360
6383518559        275774     2/1/2006      1/1/2026              240       2035.86   2/1/2006    1/3/2006              239
6383890503        215200     3/1/2006      2/1/2036              360       1325.03   3/1/2006    1/9/2006              360
6384101439        238400     2/1/2006      1/1/2036              360       1506.86   3/1/2006   12/28/2005             359
6388347467        250000     3/1/2006      2/1/2036              360       1580.18   3/1/2006   1/20/2006              360
6388991876        112000     3/1/2006      2/1/2036              360        689.61   3/1/2006   1/10/2006              360
6390504493        177600     2/1/2006      1/1/2036              360       1093.52   2/1/2006   12/30/2005             359
6391956445         99696     2/1/2006      1/1/2036              360        630.15   2/1/2006    1/3/2006              359
6394092800        185000     3/1/2006      2/1/2036              360       1169.33   3/1/2006   1/12/2006              360
6400545437         69900     2/1/2006      1/1/2036              360        441.82   3/1/2006   12/30/2005             359
6404218627        113520     3/1/2006      2/1/2036              360        689.76   3/1/2006   1/10/2006              360
6406744232        140400     2/1/2006      1/1/2036              360        864.47   3/1/2006   12/28/2005             359
6411718783        225822     3/1/2006      2/1/2036              360       1408.84   3/1/2006   1/13/2006              360
6414410073        148000     2/1/2006      1/1/2036              360        911.27   2/1/2006   12/27/2005             359
6418245400        280000     3/1/2006      2/1/2036              360       1634.01   3/1/2006   1/11/2006              360
6424742861        125020     2/1/2006      1/1/2036              360        769.77   3/1/2006   12/30/2005             359
6425230718        188000     3/1/2006      2/1/2036              360       1157.55   3/1/2006    1/3/2006              360
6429081323        298500     3/1/2006      2/1/2036              360       1862.26   3/1/2006   1/26/2006              360
6430390812        400000     12/1/2005     11/1/2035             360       2430.45   2/1/2006   10/21/2005             357
6435774812        295379     3/1/2006      2/1/2036              360       1747.28   3/1/2006   1/20/2006              360
6438429141        168800     3/1/2006      2/1/2036              360       1039.34   3/1/2006   1/20/2006              360
6438980945        109600     3/1/2006      2/1/2036              360        674.83   3/1/2006   1/20/2006              360
6441329510        404000     1/1/2006      12/1/2035             360       2422.19   2/1/2006   11/15/2005             358
6446604057        140000     3/1/2006      2/1/2036              360         884.9   3/1/2006   1/13/2006              360
6448736055         80855     12/1/2005     11/1/2035             360        491.29   2/1/2006   10/14/2005             357
6451538778        376000     1/1/2006      12/1/2035             360        2315.1   2/1/2006   11/7/2005              358
6455899960        106400     3/1/2006      2/1/2036              360        655.13   3/1/2006   1/17/2006              360
6456153847        111200     3/1/2006      2/1/2036              360        702.86   3/1/2006   1/11/2006              360
6456600441         85000     3/1/2006      2/1/2036              360        530.29   3/1/2006   1/11/2006              360
6459453137        369945     1/1/2006      12/1/2035             360        2158.9   3/1/2006   11/10/2005             358
6461656354         65840     3/1/2006      2/1/2036              360        410.76   3/1/2006    1/9/2006              360
6464145413        203000     2/1/2006      1/1/2036              360       1266.46   3/1/2006   12/30/2005             359
6464396750        136400     2/1/2006      1/1/2036              360        839.84   2/1/2006   12/28/2005             359
6465831433        108800     3/1/2006      2/1/2036              360        669.91   3/1/2006   1/17/2006              360
6466114185        119480     2/1/2006      1/1/2036              360        735.66   3/1/2006   12/29/2005             359
6466283378        162400     2/1/2006      1/1/2036              360       1013.17   2/1/2006   12/19/2005             359
6467789423        152000     2/1/2006      1/1/2036              360        948.29   2/1/2006   12/16/2005             359
6467916976         93592     2/1/2006      1/1/2036              360        568.68   2/1/2006   12/29/2005             359
6468528960        380000     12/1/2005     11/1/2035             360       2339.73   2/1/2006   10/18/2005             357
6470872455        218400     3/1/2006      2/1/2036              360       1327.03   3/1/2006   1/10/2006              360
6477332420        248000     2/1/2006      1/1/2036              360       1526.98   2/1/2006   12/28/2005             359
6480534715        181000     3/1/2006      2/1/2036              360       1144.05   3/1/2006   1/10/2006              360
6481261946         82203     2/1/2006      1/1/2036              360        519.58   3/1/2006    1/3/2006              359
6482049027        153300     3/1/2006      2/1/2036              360        906.83   3/1/2006   1/23/2006              360
6482237408        199920     2/1/2006      1/1/2036              360       1230.95   2/1/2006   12/29/2005             359
6485963612         87920     2/1/2006      1/1/2036              360        555.72   3/1/2006   12/29/2005             359
6487106368         93600     3/1/2006      2/1/2036              360        583.95   3/1/2006   1/13/2006              360
6488744167         47200     2/1/2006      1/1/2036              360        279.21   2/1/2006   12/27/2005             359
6490967756        251900     2/1/2006      1/1/2036              360       1530.58   3/1/2006   12/29/2005             359
6491537293        174400     2/1/2006      1/1/2036              360       1102.33   3/1/2006   12/30/2005             359
6498193892        160700     3/1/2006      2/1/2036              360       1002.56   3/1/2006   1/13/2006              360
6501618422        195920     3/1/2006      2/1/2036              360       1238.35   3/1/2006   1/13/2006              360
6506703328        190400     10/1/2005     9/1/2035              360       1126.29   3/1/2006   8/19/2005              355
6510109892        360000     3/1/2006      2/1/2036              360        2187.4   3/1/2006   1/25/2006              360
6510500553        395000     1/1/2006      12/1/2035             360       2496.67   3/1/2006   11/16/2005             358
6510776419        399000     2/1/2006      1/1/2036              360       2489.25   2/1/2006   12/28/2005             359
6514277398         69752     2/1/2006      1/1/2026              240        520.06   3/1/2006    1/3/2006              239
6516170526        190400     2/1/2006      1/1/2036              360       1172.33   3/1/2006   12/29/2005             359
6516870752        128800     3/1/2006      2/1/2036              360        803.55   3/1/2006   1/19/2006              360
6517237258        227200     2/1/2006      1/1/2036              360        1380.5   2/1/2006   12/28/2005             359
6518962151        292500     2/1/2006      1/1/2036              360       1824.82   2/1/2006    1/3/2006              359
6519115494        136400     2/1/2006      1/1/2036              360        850.96   3/1/2006   12/30/2005             359
6519238718        117960     2/1/2006      1/1/2036              360        735.92   2/1/2006   12/30/2005             359
6520155943        128000     3/1/2006      2/1/2036              360        798.56   3/1/2006   1/24/2006              360
6524992606        166320     2/1/2006      1/1/2036              360       1024.07   2/1/2006   12/28/2005             359
6530263299         85200     2/1/2006      1/1/2036              360         524.6   3/1/2006    1/3/2006              359
6532517692        376200     12/1/2005     11/1/2035             360       2316.33   2/1/2006   10/20/2005             357
6536594325        440000     2/1/2006      1/1/2036              360       2673.49   3/1/2006   12/30/2005             359
6543917121        385000     12/1/2005     11/1/2035             360       2339.31   2/1/2006   10/26/2005             357
6544569327        106600     3/1/2006      2/1/2036              360        647.72   3/1/2006   1/26/2006              360
6545857929        280000     3/1/2006      2/1/2036              360       1724.01   3/1/2006   1/13/2006              360
6545916006        367200     1/1/2006      12/1/2035             360       2201.55   3/1/2006   11/10/2005             358
6548835427         60000     3/1/2006      2/1/2036              360        374.33   3/1/2006    1/5/2006              360
6550698614        396000     12/1/2005     11/1/2035             360       2470.53   2/1/2006   11/3/2005              357
6551909440         90300     3/1/2006      2/1/2036              360           556   3/1/2006   1/20/2006              360
6555783916        343200     3/1/2006      2/1/2036              360       2113.15   3/1/2006   1/20/2006              360
6557518765        312000     2/1/2006      1/1/2036              360       1820.75   2/1/2006   12/7/2005              359
6558882673        192500     3/1/2006      2/1/2036              360       1200.95   3/1/2006    1/6/2006              360
6561260065        168800     2/1/2006      1/1/2036              360        998.52   3/1/2006   12/30/2005             359
6561276871         70000     2/1/2006      1/1/2036              360        436.71   2/1/2006   12/30/2005             359
6570038007        278400     3/1/2006      2/1/2036              360       1646.85   3/1/2006   1/13/2006              360
6570238821        134400     2/1/2006      1/1/2036              360        827.53   2/1/2006   12/28/2005             359
6571826202        170000     2/1/2006      1/1/2036              360       1046.72   2/1/2006   12/29/2005             359
6575073926        169775     2/1/2006      1/1/2036              360       1059.18   2/1/2006   12/30/2005             359
6582817786        164000     2/1/2006      1/1/2036              360        1036.6   3/1/2006   12/29/2005             359
6584219742        203600     2/1/2006      1/1/2036              360        1286.9   2/1/2006   12/20/2005             359
6585511600        187200     2/1/2006      1/1/2036              360       1152.63   2/1/2006   12/28/2005             359
6587169837        304000     3/1/2006      2/1/2036              360       1871.79   3/1/2006   1/13/2006              360
6587986586        236000     3/1/2006      2/1/2036              360       1472.34   3/1/2006   1/18/2006              360
6589477493        148800     3/1/2006      2/1/2036              360        940.52   3/1/2006   1/13/2006              360
6590707557         94800     2/1/2006      1/1/2036              360        591.43   2/1/2006   12/30/2005             359
6597119327        282000     3/1/2006      2/1/2036              360       1690.74   3/1/2006   1/26/2006              360
6599794234        126400     3/1/2006      2/1/2036              360        788.58   3/1/2006   1/23/2006              360
6609958183        295000     3/1/2006      2/1/2036              360       1840.42   3/1/2006   1/23/2006              360
6612210853        270000     3/1/2006      2/1/2036              360       1662.44   3/1/2006   1/25/2006              360
6613714937        373000     3/1/2006      2/1/2036              360       2327.04   3/1/2006   1/23/2006              360
6616990989        135000     2/1/2006      1/1/2036              360         809.4   2/1/2006   12/27/2005             359
6618256843        107200     2/1/2006      1/1/2036              360        651.36   2/1/2006   12/27/2005             359
6623132864         80000     2/1/2006      1/1/2036              360        492.58   2/1/2006   12/28/2005             359
6623619357         93200     2/1/2006      1/1/2036              360        573.85   2/1/2006   12/29/2005             359
6627203505        377000     12/1/2005     11/1/2035             360        2290.7   2/1/2006   10/25/2005             357
6628295278        100800     3/1/2006      2/1/2036              360        620.65   3/1/2006   1/20/2006              360
6630601521        228000     3/1/2006      2/1/2036              360       1441.12   3/1/2006   1/11/2006              360
6632247208        212000     3/1/2006      2/1/2036              360       1288.14   3/1/2006   1/10/2006              360
6632752520         69520     2/1/2006      1/1/2036              360        439.42   2/1/2006   12/16/2005             359
6634096306         65250     3/1/2006      2/1/2036              360        412.43   3/1/2006   1/24/2006              360
6634265471        100000     3/1/2006      2/1/2036              360        623.88   3/1/2006   1/20/2006              360
6635989129         55000     2/1/2006      1/1/2036              360        343.13   2/1/2006   12/29/2005             359
6636919521         84000     3/1/2006      2/1/2036              360        524.06   3/1/2006   1/20/2006              360
6637035442        299000     3/1/2006      2/1/2036              360       1744.89   3/1/2006   1/23/2006              360
6641745812        113600     3/1/2006      2/1/2036              360        681.09   3/1/2006    1/5/2006              360
6643283622        303800     2/1/2006      1/1/2036              360       1895.32   2/1/2006   12/29/2005             359
6648047931         84000     3/1/2006      2/1/2036              360        517.21   3/1/2006   1/13/2006              360
6653148772        116800     3/1/2006      2/1/2036              360        728.69   3/1/2006   1/13/2006              360
6653296738        160000     3/1/2006      2/1/2036              360         998.2   3/1/2006   1/25/2006              360
6655128244        156000     2/1/2006      1/1/2036              360        960.52   3/1/2006   12/28/2005             359
6657753239         92000     2/1/2006      1/1/2036              360        566.46   2/1/2006   12/30/2005             359
6657794530        273750     2/1/2006      1/1/2036              360       1685.53   2/1/2006    1/4/2006              359
6658601643        267000     2/1/2006      1/1/2036              360       1687.63   2/1/2006    1/6/2006              359
6658850398         94400     3/1/2006      2/1/2036              360        581.24   3/1/2006   1/17/2006              360
6659347857        388200     2/1/2006      1/1/2036              360       2421.87   3/1/2006    1/4/2006              359
6659612730        175000     2/1/2006      1/1/2036              360       1106.12   2/1/2006   12/28/2005             359
6665056138         68000     2/1/2006      1/1/2036              360        413.18   2/1/2006   12/28/2005             359
6666497216        400000     12/1/2005     11/1/2035             360       2462.87   2/1/2006   10/13/2005             357
6668444281         85600     3/1/2006      2/1/2036              360        541.06   3/1/2006   1/25/2006              360
6669082528        123600     2/1/2006      1/1/2036              360        781.24   2/1/2006   12/28/2005             359
6670986618        162400     2/1/2006      1/1/2036              360        986.76   3/1/2006   12/29/2005             359
6672520571        160000     3/1/2006      2/1/2036              360         998.2   3/1/2006   1/19/2006              360
6673290000        142888     3/1/2006      2/1/2036              360        891.44   3/1/2006   1/18/2006              360
6673422801        106518     2/1/2006      1/1/2026              240        786.36   2/1/2006    1/3/2006              239
6675349234        187200     2/1/2006      1/1/2036              360       1167.89   2/1/2006   12/30/2005             359
6676176305        398335     11/1/2005     10/1/2035             360       2452.62   3/1/2006   9/30/2005              356
6677357110         52933     3/1/2006      2/1/2036              360        313.12   3/1/2006    1/3/2006              360
6678017960        477000     3/1/2006      2/1/2036              360       2898.31   3/1/2006   1/18/2006              360
6678462364         79400     3/1/2006      2/1/2036              360        476.05   3/1/2006   1/17/2006              360
6680270490        239920     2/1/2006      1/1/2036              360       1477.23   3/1/2006   12/28/2005             359
6683347212        132800     2/1/2006      1/1/2036              360        817.68   2/1/2006   12/23/2005             359
6684499335        316000     2/1/2006      1/1/2036              360       1920.05   2/1/2006   12/27/2005             359
6686410306        132000     2/1/2006      1/1/2036              360        823.51   2/1/2006   12/12/2005             359
6687907094        115920     2/1/2006      1/1/2036              360         732.7   2/1/2006   12/29/2005             359
6697023577        178400     3/1/2006      2/1/2036              360       1098.44   3/1/2006   1/19/2006              360
6701982388        122800     3/1/2006      2/1/2036              360        736.25   3/1/2006    1/5/2006              360
6703051463        369000     12/1/2005     11/1/2035             360          2272   2/1/2006   10/31/2005             357
6703850880        284000     2/1/2006      1/1/2036              360        1771.8   2/1/2006   12/27/2005             359
6707483894        248286     2/1/2006      1/1/2036              360       1569.34   3/1/2006    1/3/2006              359
6708029985        127500     3/1/2006      2/1/2036              360        805.89   3/1/2006   1/11/2006              360
6709068024        156800     3/1/2006      2/1/2036              360        978.23   3/1/2006   1/18/2006              360
6709598186        288000     3/1/2006      2/1/2036              360       1726.71   3/1/2006   1/18/2006              360
6710694602        100528     2/1/2006      1/1/2036              360        635.41   2/1/2006   12/7/2005              359
6711474681        211200     3/1/2006      2/1/2036              360       1232.51   3/1/2006   1/17/2006              360
6712489282         92000     3/1/2006      2/1/2036              360        566.46   3/1/2006   1/17/2006              360
6714343461         88000     3/1/2006      2/1/2036              360        541.84   3/1/2006   1/26/2006              360
6716980096        110000     2/1/2006      1/1/2036              360        695.28   2/1/2006   12/30/2005             359
6721879564        100000     2/1/2006      1/1/2026              240        738.24   2/1/2006    1/3/2006              239
6724263857         84000     2/1/2006      1/1/2036              360        524.06   2/1/2006   12/15/2005             359
6724470932        105600     2/1/2006      1/1/2036              360        658.81   2/1/2006   12/30/2005             359
6728002004        234400     3/1/2006      2/1/2036              360       1481.57   3/1/2006    1/4/2006              360
6728643393        133097     2/1/2006      1/1/2036              360        830.36   2/1/2006   12/29/2005             359
6729799921        107920     2/1/2006      1/1/2036              360        664.49   2/1/2006   12/29/2005             359
6732782104        112090     2/1/2006      1/1/2036              360         699.3   3/1/2006    1/4/2006              359
6735076330        126400     3/1/2006      2/1/2036              360        778.27   3/1/2006    1/3/2006              360
6739479274        393619     2/1/2006      1/1/2036              360       2391.68   2/1/2006   12/30/2005             359
6741811225        165000     3/1/2006      2/1/2036              360       1042.92   3/1/2006   1/13/2006              360
6743025527        131720     2/1/2006      1/1/2036              360        779.18   3/1/2006   12/20/2005             359
6746449328        132000     2/1/2006      1/1/2036              360        823.51   2/1/2006   12/28/2005             359
6746564076        380800     2/1/2006      1/1/2036              360       2406.92   2/1/2006   12/28/2005             359
6746948873        400000     1/1/2006      12/1/2035             360       2528.28   2/1/2006   11/4/2005              358
6748148613        142400     3/1/2006      2/1/2036              360        876.79   3/1/2006    1/3/2006              360
6752432903        233200     3/1/2006      2/1/2036              360       1473.99   3/1/2006   1/17/2006              360
6752504313        159100     3/1/2006      2/1/2036              360       1005.63   3/1/2006   1/23/2006              360
6757118218        120296     2/1/2006      1/1/2036              360        730.94   2/1/2006   12/27/2005             359
6757787616        332000     3/1/2006      2/1/2036              360       2098.47   3/1/2006   1/23/2006              360
6761889317        213000     3/1/2006      2/1/2036              360       1328.85   3/1/2006    1/3/2006              360
6766796087        305600     3/1/2006      2/1/2036              360       1906.55   3/1/2006   1/17/2006              360
6766984824        199000     3/1/2006      2/1/2036              360       1257.82   3/1/2006   1/13/2006              360
6767180661        123434     3/1/2006      2/1/2036              360           750   3/1/2006    1/5/2006              360
6768306422        103200     3/1/2006      2/1/2036              360        635.43   3/1/2006   1/13/2006              360
6775104810        152000     3/1/2006      2/1/2036              360        960.75   3/1/2006    1/4/2006              360
6775142232        272000     3/1/2006      2/1/2036              360       1565.79   3/1/2006    1/3/2006              360
6779901682        380000     12/1/2005     11/1/2035             360        2278.3   2/1/2006   10/18/2005             357
6780916588        167920     2/1/2006      1/1/2036              360       1047.61   2/1/2006   12/29/2005             359
6781734048         81200     2/1/2006      1/1/2036              360        513.24   2/1/2006   12/30/2005             359
6784103613        395391     1/1/2006      12/1/2035             360       2499.15   2/1/2006   11/8/2005              358
6785657682         94920     2/1/2006      1/1/2036              360        599.96   3/1/2006   12/6/2005              359
6789700447         90400     3/1/2006      2/1/2036              360        556.61   3/1/2006   1/24/2006              360
6790053182        175000     3/1/2006      2/1/2036              360       1091.78   3/1/2006   1/23/2006              360
6790600768     199956.67     2/1/2006      1/1/2036              360       1247.47   2/1/2006   12/22/2005             359
6791030395        105600     3/1/2006      2/1/2036              360        667.47   3/1/2006    1/6/2006              360
6797274021        369000     1/1/2006      12/1/2035             360       2242.09   2/1/2006   11/15/2005             358
6798033616        118400     2/1/2006      1/1/2036              360        738.67   2/1/2006   12/29/2005             359
6798414345        170217     2/1/2006      1/1/2036              360       1048.06   2/1/2006   12/29/2005             359
6799570863        385000     3/1/2006      2/1/2036              360       2433.47   3/1/2006    1/9/2006              360
6801653541        320000     3/1/2006      2/1/2036              360        1970.3   3/1/2006   1/26/2006              360
6803450367        119000     2/1/2006      1/1/2036              360        732.71   3/1/2006   12/13/2005             359
6809821934         70000     2/1/2006      1/1/2036              360        431.01   3/1/2006   12/30/2005             359
6812279039        100000     3/1/2006      2/1/2036              360        632.07   3/1/2006   1/25/2006              360
6812614110        320000     3/1/2006      2/1/2036              360        1970.3   3/1/2006    1/9/2006              360
6813247340        232000     3/1/2006      2/1/2036              360        1466.4   3/1/2006   1/11/2006              360
6818019074        103535     3/1/2006      2/1/2036              360        654.42   3/1/2006   1/11/2006              360
6819749729        113600     3/1/2006      2/1/2036              360        662.94   3/1/2006    1/5/2006              360
6821653406        138000     2/1/2006      1/1/2036              360        860.95   3/1/2006   12/30/2005             359
6824338179        179600     3/1/2006      2/1/2036              360       1120.48   3/1/2006   1/17/2006              360
6824571514        284000     2/1/2006      1/1/2036              360       1702.73   3/1/2006   12/29/2005             359
6826728500        106646     2/1/2006      1/1/2036              360        674.08   2/1/2006    1/3/2006              359
6827365823         82800     3/1/2006      2/1/2036              360        523.36   3/1/2006   1/26/2006              360
6830768633        280000     2/1/2006      1/1/2036              360       1746.84   2/1/2006   12/16/2005             359
6832290289        169596     3/1/2006      2/1/2036              360       1058.06   3/1/2006   1/16/2006              360
6833283036         80480     2/1/2006      1/1/2036              360         502.1   3/1/2006   12/28/2005             359
6838174024        137600     2/1/2006      1/1/2036              360        813.96   3/1/2006   12/22/2005             359
6838350400        105500     2/1/2006      1/1/2036              360        666.84   2/1/2006    1/4/2006              359
6842211143         38000     3/1/2006      2/1/2036              360        240.19   3/1/2006   1/20/2006              360
6842780824        125000     2/1/2006      1/1/2026              240         922.8   2/1/2006    1/3/2006              239
6844561842        157000     3/1/2006      2/1/2036              360        992.35   3/1/2006   1/19/2006              360
6847754972        138360     3/1/2006      2/1/2036              360        851.91   3/1/2006   1/13/2006              360
6851767720        191992     2/1/2006      1/1/2036              360       1197.79   2/1/2006   12/29/2005             359
6852191391         94400     3/1/2006      2/1/2036              360        581.24   3/1/2006   1/13/2006              360
6852977997        400000     3/1/2006      2/1/2026              240       2865.73   3/1/2006   1/25/2006              240
6853442009        156000     3/1/2006      2/1/2036              360        973.24   3/1/2006   1/17/2006              360
6854401061        159758     3/1/2006      2/1/2026              240       1179.39   3/1/2006   1/17/2006              240
6862709117        129200     2/1/2006      1/1/2036              360        816.64   2/1/2006   12/28/2005             359
6863270754        155000     3/1/2006      2/1/2036              360        979.71   3/1/2006   1/19/2006              360
6865665431        111920     2/1/2006      1/1/2036              360        662.05   3/1/2006   12/29/2005             359
6867008200        168000     2/1/2006      1/1/2036              360       1061.88   2/1/2006   12/28/2005             359
6868413573         93380     2/1/2006      1/1/2036              360        590.23   3/1/2006   12/29/2005             359
6868997880        151920     2/1/2006      1/1/2036              360        960.24   3/1/2006   12/29/2005             359
6870721369         79920     3/1/2006      2/1/2036              360         498.6   3/1/2006   1/11/2006              360
6874625780        111600     3/1/2006      2/1/2036              360        687.15   3/1/2006    1/6/2006              360
6874675314         77000     2/1/2006      1/1/2036              360         486.7   2/1/2006   12/30/2005             359
6875539998        123920     3/1/2006      2/1/2036              360        783.26   3/1/2006   1/17/2006              360
6877903010         60000     3/1/2006      2/1/2036              360        369.44   3/1/2006   1/24/2006              360
6877940962        299120     3/1/2006      2/1/2036              360       1841.74   3/1/2006   1/10/2006              360
6881621673        146000     2/1/2006      1/1/2036              360        875.35   2/1/2006   12/29/2005             359
6885427671        315920     3/1/2006      2/1/2036              360       1945.18   3/1/2006   1/20/2006              360
6886052312        132750     2/1/2006      1/1/2036              360        828.19   3/1/2006   12/28/2005             359
6888499818        190000     3/1/2006      2/1/2036              360       1139.15   3/1/2006   1/10/2006              360
6888834568        370000     1/1/2006      12/1/2035             360       2278.16   2/1/2006   11/16/2005             358
6894207650        119200     3/1/2006      2/1/2036              360        743.66   3/1/2006   1/10/2006              360
6894504221        368000     1/1/2006      12/1/2035             360       2326.02   3/1/2006   11/7/2005              358
6895173000        472000     1/1/2006      12/1/2035             360       2867.93   3/1/2006   11/14/2005             358
6897203755        385000     1/1/2006      12/1/2035             360       2277.43   3/1/2006   11/22/2005             358
6898687840        159120     3/1/2006      2/1/2036              360        979.73   3/1/2006   1/13/2006              360
6901495959        125200     3/1/2006      2/1/2036              360        791.35   3/1/2006   1/13/2006              360
6901604774        113000     2/1/2006      1/1/2036              360        686.61   3/1/2006   12/28/2005             359
6903307749        226000     2/1/2006      1/1/2036              360       1391.53   2/1/2006   12/30/2005             359
6903429238        179193     3/1/2006      2/1/2036              360          1060   3/1/2006   1/24/2006              360
6904431779        150000     3/1/2006      2/1/2036              360        923.58   3/1/2006   1/17/2006              360
6909608694        216000     2/1/2006      1/1/2036              360       1365.27   3/1/2006   12/29/2005             359
6911691027        105600     2/1/2006      1/1/2036              360         650.2   2/1/2006   12/30/2005             359
6911950696        178200     2/1/2006      1/1/2036              360       1111.74   2/1/2006   12/29/2005             359
6913408347        144000     3/1/2006      2/1/2036              360        886.64   3/1/2006   1/12/2006              360
6919701463        385000     12/1/2005     11/1/2035             360       2433.47   2/1/2006   10/31/2005             357
6920488316        164800     2/1/2006      1/1/2036              360       1028.14   2/1/2006   12/29/2005             359
6923321621        112400     3/1/2006      2/1/2036              360        692.07   3/1/2006   1/20/2006              360
6924169987        124800     2/1/2006      1/1/2036              360        768.42   3/1/2006   12/28/2005             359
6925924489        417000     3/1/2006      2/1/2036              360       2635.73   3/1/2006   1/11/2006              360
6927805397        136000     3/1/2006      2/1/2036              360        859.62   3/1/2006   1/23/2006              360
6930406555        341000     3/1/2006      2/1/2036              360       2155.36   3/1/2006    1/9/2006              360
6930708083        171000     3/1/2006      2/1/2036              360       1039.02   3/1/2006   1/24/2006              360
6933744762        132000     2/1/2006      1/1/2036              360        834.33   2/1/2006   12/22/2005             359
6937668397         36000     2/1/2006      1/1/2036              360        221.66   2/1/2006   12/22/2005             359
6938974059        218000     2/1/2006      1/1/2036              360       1360.04   3/1/2006   12/29/2005             359
6939532476        164800     3/1/2006      2/1/2036              360       1014.71   3/1/2006    1/4/2006              360
6940982306         65600     2/1/2006      1/1/2036              360        409.26   2/1/2006   12/30/2005             359
6941134212        330000     3/1/2006      2/1/2036              360       2085.83   3/1/2006   1/17/2006              360
6945636873        127200     3/1/2006      2/1/2036              360        762.63   3/1/2006   1/13/2006              360
6949013574        129600     3/1/2006      2/1/2036              360        819.17   3/1/2006    1/4/2006              360
6949590621        119600     3/1/2006      2/1/2036              360         736.4   3/1/2006   1/25/2006              360
6953506422        363510     2/1/2006      1/1/2036              360       2267.83   3/1/2006   12/20/2005             359
6954919640        363100     3/1/2006      2/1/2036              360       2235.67   3/1/2006   1/18/2006              360
6959770949        134375     2/1/2006      1/1/2036              360        838.33   3/1/2006    1/3/2006              359
6962514656        120000     2/1/2006      1/1/2036              360        729.14   3/1/2006   12/29/2005             359
6964793464        140000     3/1/2006      2/1/2036              360        873.42   3/1/2006   1/12/2006              360
6966093863        124800     2/1/2006      1/1/2036              360        738.24   2/1/2006   12/27/2005             359
6966989961        388000     3/1/2006      2/1/2036              360       2452.43   3/1/2006   1/20/2006              360
6969427365        122400     2/1/2006      1/1/2036              360        743.72   3/1/2006   12/29/2005             359
6970952526        384000     12/1/2005     11/1/2035             360       2271.51   2/1/2006   11/4/2005              357
6971103798        108400     2/1/2006      1/1/2036              360        676.28   2/1/2006   12/30/2005             359
6971684722        138320     3/1/2006      2/1/2036              360        874.28   3/1/2006    1/4/2006              360
6975685865        121200     3/1/2006      2/1/2036              360        756.14   3/1/2006    1/5/2006              360
6980198698        312800     3/1/2006      2/1/2036              360       1900.61   3/1/2006    1/5/2006              360
6980477803        400000     12/1/2005     11/1/2035             360       2462.87   3/1/2006   10/26/2005             357
6983823581        339500     3/1/2006      2/1/2036              360       2118.04   3/1/2006   1/12/2006              360
6987716856        158400     3/1/2006      2/1/2036              360        962.46   3/1/2006    1/4/2006              360
6991951945        368000     1/1/2006      12/1/2035             360       2206.35   3/1/2006   11/10/2005             358
6992040920        192883     2/1/2006      1/1/2026              240       1438.09   2/1/2006    1/3/2006              239
6996386386        149600     3/1/2006      2/1/2036              360        933.31   3/1/2006   1/23/2006              360
6996888472        277000     3/1/2006      2/1/2036              360       1750.83   3/1/2006   1/18/2006              360
6997699852         44000     3/1/2006      2/1/2036              360        274.51   3/1/2006   1/17/2006              360
6999575712        163980     3/1/2006      2/1/2036              360       1023.03   3/1/2006   1/17/2006              360

<CAPTION>

     Loan          Scheduled         Credit   Appraisal   Sales
    Number   Principal Balance ($)   Score      Value     Price
-----------------------------------------------------------------
<S>                      <C>            <C>      <C>      <C>
3301445452               412496.48      728      545000   517065
3302401678                  273232      706      341540   341540
3302635804               357770.63      775      435000   439203
3302712538               193751.98      788      244000   242420
3303011757               403425.78      746      475000   475000
3303030427               103893.33      796      134000   129990
3303166601               134192.54      692      167900   167900
3303261493                   75000      814      153700   145000
3303402089                  175984      751      225000   219980
3303438554               139873.43      756      205000   175000
3303483196                118209.4      683      148000   147900
3303498335                  219305      665      400000        0
3303515872                  234400      699      307950   293000
3303554509               114213.43      788      230000        0
3303573624               130270.18      737      164000   163000
3303582229                59577.94      741       78000    75000
3303591691                   94588      739      101000        0
3303597359                  179920      752      225000   224900
3303601201               133878.85      723      174000   167500
3303624922                  216000      679      275000   270000
3303629079                289590.3      806      460000        0
3303632313                  188000      776      420000        0
3303634103               236678.12      710      310000   296500
3303652303                  245311      666      540000        0
3303653897                   52000      709       65000    65000
3303669828                  262400      827      328000   328000
3303670925                   86400      785      108000   108000
3303674034                  201990      800      425000        0
3303675718                  104000      718      132000   130000
3303676526                  129244      761      138735        0
3303680320                  200000      718      277000   250000
3303680544                  130000      797      163500   162500
3303684942                   54000      743       68000    67500
3303685493                  135440      721      169300        0
3303688901                  120957      734      550000        0
3303695302                   94878      661      125000        0
3303704013                  327654      700      590000        0
3303704179                  291200      679      700000        0
3303705572                   68000      695       85000        0
3303709228                   33600      793       42000    42000
3303717718                  200000      725      250000   250000
3303719771                  180000      785      358000        0
3303738086                   63600      719       82320    79500
3303739167                  155000      818      252000   255000
3303739308                  170000      746      248500   270000
3303749885                  236434      661      574000        0
3303775211                  192000      706      260000   240614
3303780369                  195000      650      500000        0
6002181342                   57600      764       73000    72000
6003316392                  180000      753      300000   225000
6004700867               390878.32      691      490000        0
6009069862                  152000      745      190000   190000
6009096915                  180000      775      233000   225000
6011810535                  360000      777      450000        0
6013490385               384267.48      690      515000   515000
6013730947                  320000      739      400000        0
6014087180                  107200      742      134000   134000
6019835724               299388.28      640      830000        0
6021050478                  204000      761      255000   255000
6021295842                  131100      720      165000        0
6028156369                  195970      643      353000        0
6028240643                   90000      753      113800   112500
6031573402                  148000      751      185000   185000
6032660273                  224480      679      285000   280600
6033916237                  219600      664      275000   274500
6034119732                  170000      744      235000        0
6037251870                58344.59      734      105000    73000
6038811037               226185.18      691      283000        0
6043290367                  152000      699      190000   190000
6044319140                  372000      698      500000        0
6048792797                  100000      714      128000   125000
6048811050               155702.12      773      500000        0
6049602201                  171900      688      191000   191000
6050541330                83920.29      710      105000   105000
6050865531                  186400      744      233000   233000
6055597055                  148400      746      190000   185500
6055631714               399629.52      735      425000   425000
6056932640                  291000      690      369000        0
6057477967                  175600      698      219500        0
6063072976               255768.57      701      360000   320000
6068075750                  125680      745      165000   157100
6074087823                  198400      709      248000   248258
6074357390                  320000      780      410000   400000
6074598928                  295200      663      373000   369000
6075814860               215790.06      744      270000   270000
6076834362                  108000      735      139000   135000
6079830896                  180000      702      430000        0
6080476556                   49440      701       65000    61800
6080764829               249574.17      999      335000   333075
6083682580                  246400      745      308000   308000
6083761111                  400000      794      465000        0
6087077530               339685.09      720      427000   425000
6092330924               107902.36      700      145000   135000
6095797228               124901.38      773      179000        0
6097953365               134862.36      717      194000        0
6102664965               415404.88      701      835000        0
6104138471                  140000      683      175000        0
6104634529               101508.14      787      127500   127000
6108305209               399220.45      692      680000   680000
6110655971               137305.75      796      187500   171798
6112615064                  143920      680      180000   179900
6112859530                  220000      772      277000   275000
6112941577                77130.21      720       96500    96500
6117062197                69936.72      713      114000   110000
6120622276               411617.75      697      525000   515000
6123484641                   78000      756       99000    97500
6125414588                  144000      693      185000   180000
6126288247                99898.04      778      226000   229126
6126686184                  128800      700      161000   161000
6127876875                  255000      694      320000        0
6130397943                  190400      769      256000   238000
6134397816                123887.9      795      155000   155000
6135756127                  400000      656      520000   600000
6141844586               164835.18      758      285000        0
6143781919                  140000      759      175000   175000
6148162388               199814.76      665      253000        0
6148719229                  206250      683      275000        0
6155175976                  142400      758      180000   178000
6156567031                  220000      759      455000   275000
6163857821                  232000      725      290000        0
6170046335                  122000      699      140000        0
6173291813               249773.99      659      327000        0
6174406865                  126900      670      159000   158900
6174599172               119808.93      769      151000   149900
6175583712               200614.01      750      262000   251000
6176719067               256554.16      687      330000   320990
6177593784                  195000      678      367000   291684
6177731954                  351000      701      468000        0
6181999837                397940.8        0      600000   600000
6182746658                  134350      759      168000   167950
6182828423               135753.44      786      170000   169866
6183357745                  369600      716      462000   462000
6189599647                  206100      691      258000   257700
6190550233               143863.36      755      185000   180000
6191146577                  232000      747      290000        0
6192825500                  100000      712      131000   125000
6194846652                81826.95      693      129000        0
6199035434                  189000      758      249000   249000
6199566321                  261600      781      327000   327000
6202045941                  175000      719      522000        0
6204735663                  146320      660      188000   182900
6205355842               152259.39      708      192000   190505
6210272156                  176800      744      230000   221000
6215226082                 91035.6      772      114000   113900
6219188502               135029.21      736      170000   170000
6219770838               398827.69      699      500000   500000
6221303578                  266400      683      370000   333000
6226156161               226994.61      736      320000   284000
6231014991               199010.99      752      250000   249000
6231074094                  119920      698      149900   149900
6231644748               129467.86      688      167000   162000
6235349708                   84000      775      108500   105000
6237785958               308920.47      748      410000   386500
6238679937                  269000      698      385000        0
6242676085               367232.28      737      460000        0
6248063833                   94400      714      120000   118000
6251509458                  122950      728      154000   153700
6252255614               177359.52      695      222000   221900
6258785978               123010.31      664      156000   153900
6259630827                  288000      686      415000   360000
6261466699                  220000      701      275000   275000
6263199660               141868.48      789      245000   212000
6268505069                  245600      678      307000   307000
6270891549                  221600      689      278000   277000
6274294336               110300.19      779      138500   138000
6275689302                  296000      726      370000        0
6277787641               143863.36      724      182000   180000
6279801358                   54800      720       74900    68500
6285085632                  417000      734      551000   549900
6286148009                  113600      688      142000   142000
6292047104                  114800      674      145000   143500
6298164572                  103920      740      133500   129900
6303462128                  185600      663      232000   232000
6304070847                150853.5      726      205000   188737
6304371757                  140000      707      175000   175000
6306021491                356053.6      793      456000   445500
6306327617               299715.34      721      500000        0
6308337218                  138320      685      185000   172900
6310369951                  222000      689      300000        0
6311537994                  350000      777      545000        0
6311767724               358919.45      681      540000        0
6312665604                   89600      662      112000        0
6316012894               351649.58      773      440000   440000
6319956782               239254.51      786      500500        0
6321070556                  175920      737      257000   219900
6322329092                  110400      806      139000   138000
6323862117               379639.44      764      475000   475000
6326134506               133872.85      735      168000   167500
6326439558                  256000      735      320000        0
6333254297                  150000      755      257200   255440
6335591936                  161600      780      204000   202000
6337216136                57698.86      757      128000   127755
6338545616                  273000      799      350000   348000
6341067152                   96000      705      120000   120000
6341436894                  336000      676      570000        0
6342478424                70256.42      721       90000    87900
6342527063               403839.12      752      625000   619000
6343056203                   79120      717       99600    98900
6343567365                  200000      715      294000   283698
6354586247                   96000      688      120000   120000
6357654265                   44000      765       55200    55000
6359577126                  190320      784      275000   240550
6369672586                  296000      685      370000        0
6372918489               299694.13      774      474000   412665
6374379029               377094.19      766      755000        0
6374928569               130263.85      750      165000   163000
6378456872                   64400      729       80500        0
6381984761                  146400      684      222000        0
6383518559               275203.19      715      431000        0
6383890503                  215200      766      298000   269000
6384101439               238184.47      788      305000   298000
6388347467                  250000      746      680000        0
6388991876                  112000      704      185500        0
6390504493               177431.48      682      226000   222000
6391956445                99605.87      816      224824        0
6394092800                  185000      666      235000   235000
6400545437                69836.81      739      140000   139900
6404218627                  113520      703      142000   141900
6406744232               140266.78      775      176000   175500
6411718783                  225822      742      300000   282278
6414410073               147859.56      755      185500   185000
6418245400                  280000      694      350000        0
6424742861               124901.38      786      163000   156274
6425230718                  188000      693      340000        0
6429081323                  298500      784      420000        0
6430390812               398325.14      722      500000   524243
6435774812                  295379      737      410000   328199
6438429141                  168800      744      211000   211000
6438980945                  109600      717      143000   137000
6441329510               403193.61      682      580000        0
6446604057                  140000      660      247000        0
6448736055                80567.64      797       80000    78500
6451538778                374279.4      733      480000   470000
6455899960                  106400      741      225000   176400
6456153847                  111200      736      140000   139000
6456600441                   85000      701      400500        0
6459453137               369170.65      743      820000        0
6461656354                   65840      671       82500    82300
6464145413               202811.98      694      460000        0
6464396750               136270.58      680      175000   170500
6465831433                  108800      708      136000   136000
6466114185               119366.63      713      155000   149350
6466283378               160641.08      735      203000   203000
6467789423               151859.21      696      190000        0
6467916976                93501.03      778      117000   116990
6468528960                378695.3      720      450000   480000
6470872455                  218400      677      290000   273000
6477332420               247764.69      743      320000   310000
6480534715                  181000      771      260000        0
6481261946                82128.69      734      146100        0
6482049027                  153300      745      192500   191625
6482237408                199730.3      660      250000   249900
6485963612                87840.51      702      110000   109900
6487106368                   93600      726      117000   117000
6488744167                47151.87      755       67000    59000
6490967756               251655.16      744      316000   314900
6491537293               174242.34      688      235000   218000
6498193892                  160700      709      201000   200876
6501618422                  195920      790      256000   244900
6506703328               189419.84      795      240000   238000
6510109892                  360000      733      450000        0
6510500553               394283.89      689      555000        0
6510776419               398630.44      736      645000   498750
6514277398                69609.76      763      287000        0
6516170526               190219.34      749      265000   238000
6516870752                  128800      672      176000   161000
6517237258               226979.17      680      284000        0
6518962151               292229.09      695      370000        0
6519115494               136273.67      694      180000   170500
6519238718               117850.74      788      151000   147450
6520155943                  128000      660      160000        0
6524992606               166162.18      723      208000   207900
6530263299                85119.15      727      106500   106500
6532517692               375123.55      764      425000   418000
6536594325               439572.34      780      765000        0
6543917121               383871.63      718      600000   600000
6544569327                  106600      741      135000   133250
6545857929                  280000      716      425000        0
6545916006               366467.07      735      492000   459000
6548835427                   60000      747       77500    75000
6550698614                394893.8      720      495000   495000
6551909440                   90300      693      118000   112900
6555783916                  343200      702      438000   429000
6557518765               311674.25      700      390000        0
6558882673                  192500      689      425000        0
6561260065                168627.9      764      211250   211250
6561276871                69935.17      773      119000   119000
6570038007                  278400      790      349000   348000
6570238821               134272.47      704      168000   168000
6571826202                169838.7      764      212500   212500
6575073926               169617.75      747      213000   212219
6582817786               163851.73      703      207500   205000
6584219742               203415.93      673      255000   254500
6585511600               187022.37      736      243000   234000
6587169837                  304000      697      380000        0
6587986586                  236000      721      295000        0
6589477493                  148800      803      200000   186000
6590707557                 94712.2      743      121000   118500
6597119327                  282000      664      475000        0
6599794234                  126400      673      158000        0
6609958183                  295000      786      480000        0
6612210853                  270000      740      438900   385000
6613714937                  373000      702      720000        0
6616990989                134865.6      784      155000   150000
6618256843               107095.81      705      146000   134000
6623132864                79924.09      715      191000   190000
6623619357                93111.57      736      120000   116500
6627203505               375895.09      786      640000        0
6628295278                  100800      757      126000   126000
6630601521                  228000      744      285000   285000
6632247208                  212000      764      266000   265000
6632752520                69457.15      706       87000    86900
6634096306                   65250      759       88000    87000
6634265471                  100000      801      140000   150555
6635989129                54949.06      748       84000    75000
6636919521                   84000      750      105000   105000
6637035442                  299000      641      525000        0
6641745812                  113600      683      148000   142000
6643283622               303518.62      701      396000   379751
6648047931                   84000      683      110000   105000
6653148772                  116800      804      146400   146000
6653296738                  160000      747      200000   200000
6655128244               155851.98      698      195000   195000
6657753239                91912.71      759      115000   115000
6657794530               273490.25      741      365000        0
6658601643               266758.62      753      650000        0
6658850398                   94400      723      121500   118000
6659347857               387840.44      699      525000        0
6659612730                174841.8      720      282000        0
6665056138                 67933.9      795       95000    85000
6666497216               398855.45        0      590000   584430
6668444281                   85600      772      108000   107000
6669082528               123488.26      718      154500   154998
6670986618               162242.16      778      210000   203000
6672520571                  160000      766      215000        0
6673290000                  142888      695      184000   178610
6673422801               106297.52      728      134147        0
6675349234               187026.61      742      239000   234000
6676176305                396811.3      707      500000   498150
6677357110                   52933      762      640000        0
6678017960                  477000      628      650000        0
6678462364                   79400      756      100000    99400
6680270490               239692.35      719      330000   299900
6683347212               132673.99      758      166000   166000
6684499335               315692.87      804      400000   395000
6686410306               131877.74      716      383000   382000
6687907094                115815.2      680      145000   144900
6697023577                  178400      777      243000   223000
6701982388                  122800      809      153500   153500
6703051463               367944.14      700      730000        0
6703850880               283736.95      745      355000        0
6707483894               248061.54      707      354900        0
6708029985                  127500      756      161500   159400
6709068024                  156800      764      235000        0
6709598186                  288000      716      365000   360000
6710694602               100437.12      755      126000   125660
6711474681                  211200      739      285000   264000
6712489282                   92000      717      119000   115000
6714343461                   88000      714      110000   110000
6716980096               109900.55      752      196000        0
6721879564                99793.01      768      247000        0
6724263857                83922.19      665      105000   105000
6724470932               105502.19      714      135000   132000
6728002004                  234400      727      305000   293000
6728643393               132973.72      679      290000        0
6729799921               107817.59      736      150000   134900
6732782104                 93086.3      787      198000   198153
6735076330                  126400      811      197000   158000
6739479274               393236.42      750      580000        0
6741811225                  165000      621      207000        0
6743025527                131585.7      776      165000   164650
6746449328               131877.74      731      167000   165000
6746564076               380455.75      733      476000   476000
6746948873               399274.82      740      570000        0
6748148613                  142400      710      178000   178000
6752432903                  233200      746      300000   291500
6752504313                  159100      738      199000        0
6757118218               120179.07      686      152000   150370
6757787616                  332000      713      415000        0
6761889317                  213000      702      450000        0
6766796087                  305600      687      382000   382000
6766984824                  199000      692      270000        0
6767180661                  123434      792      155000   155000
6768306422                  103200      764      130000   129000
6775104810                  152000      662      207000        0
6775142232                  272000      741      340000   340000
6779901682               376829.27      746      475000   475000
6780916588               167764.47      664      215000   209900
6781734048                81126.59      721      115000   101500
6784103613               394674.17      788      535000   494239
6785657682                94834.19      742      119000   118650
6789700447                   90400      807      125000   113000
6790053182                  175000      713      275000        0
6790600768               199771.47      722      322000        0
6791030395                  105600      742      132000   132000
6797274021               368222.66      730      610000        0
6798033616               118290.33      777      148500   148000
6798414345               170055.49      733      335000        0
6799570863                  385000      640     1250000        0
6801653541                  320000      710      400000        0
6803450367               118887.08      720      149000   148750
6809821934                69933.57      660       93000    87500
6812279039                  100000      725      125000        0
6812614110                  320000      780      420000   400000
6813247340                  232000      765      290000        0
6818019074                  103535      724      130000   129418
6819749729                  113600      791      172000   142000
6821653406               137868.81      788      193000   172500
6824338179                  179600      729      225000        0
6824571514               283513.06      681      355000   355000
6826728500               106549.59      815      403225        0
6827365823                   82800      749      104000   103500
6830768633               279740.66      763      480000   480000
6832290289                  169596      716      232000   211995
6833283036                80405.45      703      101000   100600
6838174024               137459.71      785      175000   172000
6838350400               104734.17      693      138000   132500
6842211143                   38000      720       48000    47500
6842780824               124741.26      766      247800        0
6844561842                  157000      694      652000        0
6847754972                  138360      680      173000   172950
6851767720               191814.17      697      242000   239990
6852191391                   94400      796      118000   118000
6852977997                  400000      790      575000        0
6853442009                  156000      749      195000   195000
6854401061                  159758      622      295000        0
6862709117               129083.19      678      161500   161500
6863270754                  155000      718      195500        0
6865665431               111805.89      796      146000   139900
6867008200               167848.12      716      210000   217688
6868413573                93295.58      760      121000   116725
6868997880               151782.66      709      195000   189900
6870721369                   79920      727      100000    99900
6874625780                  111600      697      127000   124000
6874675314                76930.38      757       98000    97000
6875539998                  123920      669      157000   154900
6877903010                   60000      717       75000    75000
6877940962                  299120      708      380000   373900
6881621673               145854.65      796      183000   182500
6885427671                  315920      795      400000   394900
6886052312               132627.04      813      179000   177000
6888499818                  190000      748      315000        0
6888834568               298931.43      792      650000   650000
6894207650                  119200      743      149000        0
6894504221               367332.82      781      460000   460000
6895173000               471080.14      691      590000   590000
6897203755               384213.01      769      495000   495000
6898687840                  159120      791      199000   198900
6901495959                  125200      700      157000   156500
6901604774               112867.44      735      189000   198000
6903307749               225785.55      704      425000        0
6903429238                  179193      789      224000   223991
6904431779                  150000      764      188000   187500
6909608694               215804.73      696      270000   270000
6911691027                105499.8      772      132000   132000
6911950696               178034.95      767      198000   198000
6913408347                  144000      757      182000   180000
6919701463               383950.18      780      545000   481250
6920488316               164647.36      760      208000   206000
6923321621                  112400      687      140900   140500
6924169987               124681.58      788      176000   156000
6925924489                  417000      690      610000        0
6927805397                  136000      681      170000        0
6930406555                  341000      733      460000        0
6930708083                  171000      694      220000        0
6933744762               131880.67      710      169000   165000
6937668397                35965.84      733       45000    45000
6938974059               217758.09      702      280000        0
6939532476                  164800      755      206000   206000
6940982306                65539.24      691       90000    82000
6941134212                  330000      670      600000   580000
6945636873                  127200      731      159000   159000
6949013574                  129600      747      166000   162000
6949590621                  119600      779      195000        0
6953506422               363173.32      712      550000        0
6954919640                  363100      759      479000        0
6959770949                133206.3      746      192000        0
6962514656               119883.36      764      164500   150000
6964793464                  140000      659      177000   175000
6966093863               124672.76      733      156000   156950
6966989961                  388000      753      530000   485000
6969427365               122219.03      760      155000   153000
6970952526               382819.71      691      485000   484000
6971103798                108299.6      712      145000   135500
6971684722                  138320      667      174000   172900
6975685865                  121200      752      155000   151500
6980198698                  312800      683      391000        0
6980477803               398512.53      683      500000   500000
6983823581                  339500      715      450000        0
6987716856                157979.3      804      198000   198000
6991951945               367264.93      754      475000   460000
6992040920               192489.69      716      313700        0
6996386386                  149600      800      187000   187000
6996888472                  277000      682      670000        0
6997699852                   44000      815       60000    44000
6999575712                  163980      685      208000   204976
</TABLE>

Loan Count:                             496
Scheduled PB
as February 1, 2006:         $95,366,148.84
Unpaid PB W/A:                  $192,270.46
W/A Interest Rate:                    6.27%
W/A Remaining Term:            356.3 months

<PAGE>

                                   EXHIBIT D-3

                             MORTGAGE LOAN SCHEDULE

                                 (LOAN GROUP 3)

Bank of America
               [LOGO]

BOAALT 2006-02
Group 3:
Mortgage Schedule

<TABLE>
<CAPTION>

   Loan         Property                                                  Loan                  Doc         Original
  Number          Type                   Occupancy                      Purpose                 Type        LTV (%)
--------------------------------------------------------------------------------------------------------------------
<S>          <C>              <C>                               <C>                         <C>                <C>
3302545110   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        52.06
3303077568    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303237048         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303413714    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          41.33
3303421345     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         90.00
3303452548    PUD Detached    Investment (Non-Owner Occupied)           Purchase              Standard         57.88
3303456895   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         86.59
3303463545         CL         Investment (Non-Owner Occupied)           Purchase              Standard         80.00
3303467389         CL         Investment (Non-Owner Occupied)           Purchase              Standard         80.00
3303491751   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        52.07
3303532885   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.06
3303534881    PUD Attached    Investment (Non-Owner Occupied)           Purchase              Standard         45.45
3303537579    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        74.99
3303542751     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          69.82
3303561439   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        49.54
3303567824   Condo Highrise   Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         53.69
3303568095   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         57.67
3303569903   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        78.57
3303571750   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         66.47
3303577245   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303589026   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303590297    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         51.83
3303593929   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        66.20
3303593937   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303597813   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303603124         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        38.54
3303605160   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303605962   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        47.78
3303606838   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        62.42
3303609402   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
3303609618     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          74.07
3303609915   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303612828    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        48.07
3303616761   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        60.68
3303618023   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303618064     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          62.37
3303619815         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        12.17
3303628394   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        70.00
3303629376         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        76.92
3303629558    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        79.99
3303637494    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303638187   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        80.00
3303638435   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303639961   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        63.63
3303640688   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        67.48
3303643542   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303643799   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        44.98
3303646982   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         63.02
3303647154    PUD Attached    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         56.42
3303647444    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
3303647675   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        69.62
3303651909   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303655405     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         59.00
3303656478   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        39.28
3303657393   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        76.00
3303659712   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.00
3303659969   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         28.47
3303660785   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        55.19
3303663664   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303664894     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          80.00
3303666667         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303667491   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        34.13
3303667939   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        62.34
3303670156     Townhouse      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         80.00
3303672103         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        42.94
3303674166   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        44.78
3303675155   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        84.30
3303675635   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.78
3303676955   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        41.10
3303678811   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
3303679272   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303680346    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303680791         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303681013     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          63.89
3303681476   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        78.47
3303681898   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303682565     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          80.00
3303684447     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
3303686020    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        70.00
3303686145   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          16.83
3303686368    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        62.55
3303687911    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303691483   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        76.47
3303691905   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303693364         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        58.13
3303694354   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303694909   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        22.75
3303695401   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         30.42
3303696425    Three Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          24.27
3303697241   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        78.24
3303697860    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        66.66
3303698314   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303699452   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303699478   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        74.23
3303700474   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        67.45
3303700912   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        74.34
3303701738     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
3303703338   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        78.47
3303705465   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303705648   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303706125   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        54.86
3303706323   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303707933     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         80.00
3303709723   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303710978   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        74.07
3303711323   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        51.73
3303719854   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303723096   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        69.94
3303723245   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        67.69
3303723526   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        47.40
3303735132   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        48.49
3303736502   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303750214   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        32.77
3303756294   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        25.57
3303765295   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        64.72
3303767614   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        61.72
3303767630   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        77.03
3303777969   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        74.63
3303778728         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        81.35
3303788941   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        10.20
6000731346   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          75.00
6001295259   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6002425087   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6003369912   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        77.84
6005951220   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        67.98
6013205957   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         69.76
6016071455     Two Family     Investment (Non-Owner Occupied)           Purchase               Stated          57.89
6016208917     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         77.31
6018020161    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.91
6021995540   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6023864389     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            77.88
6027630117     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6028560727   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        46.66
6028567516     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         90.00
6028972765    PUD Detached    Investment (Non-Owner Occupied)           Purchase                 DU            79.98
6029648380         CL         Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      75.00
6033367068     Two Family     Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6033580132   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        28.57
6034902533    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         3.949
6037027098   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         80.00
6037523542   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6038892540     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6039943243   Single Family    Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      75.00
6042622636   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          75.00
6043113007   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6046718257     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          65.00
6047411381   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        33.54
6051336946   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            75.76
6055421223    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        59.95
6058522142   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6066206498   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6066703262     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6069022769   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         80.00
6070052805   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6070143034   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6070812042   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            73.62
6072835587   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        30.60
6072893123   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6074840262   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6077511407   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6086375158         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6086465272   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            55.30
6095727647   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        64.00
6096930406   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         60.34
6103050628   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6103124019         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        29.46
6104756520   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6106316554   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6106659011   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6107204726   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          67.02
6109549953     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            70.19
6109747599         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6111881477   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        34.93
6115438753    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         LP            80.00
6117012317   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6121522285   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6122759340    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.90
6122975250   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         79.43
6123625334   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        79.95
6125427838   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         36.93
6125552148     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            79.84
6128043962   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6128744502     Two Family     Investment (Non-Owner Occupied)           Purchase                 DU            70.00
6131656834         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6132278638   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6132684926   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        42.49
6132807766   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           LP            80.00
6133068079     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         89.99
6133534054         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6133903358   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6135662713   Condo Highrise   Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6136725733   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.99
6139675349   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.00
6140238897         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      35.89
6140694396    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         37.50
6143840913   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6145434897     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6147337106   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6148265090     Townhouse      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         64.94
6150090345   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        79.48
6156524602         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          61.23
6157456556   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        55.16
6159218665   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6159555017   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         76.27
6160942071         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6162300427     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         32.13
6162644063    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         75.00
6170090481   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6171849117    PUD Detached    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6172709419    Four Family     Investment (Non-Owner Occupied)           Purchase                 DU            75.00
6173331296   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6174364148         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6174615184   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          73.97
6175206314         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6177796650   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6179833741   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         87.30
6181042265   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6183925301   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6187515975   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         74.25
6190839610   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6191498762     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          54.28
6192043278   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            75.00
6193720817   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            72.99
6194759723         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          62.72
6195079972    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            64.00
6199108686   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6200535943    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        75.00
6205365304   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6205837526   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6208108099         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6211072290   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6216114691   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         74.98
6219430581   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6220729757    Four Family     Investment (Non-Owner Occupied)           Purchase               Stated          75.00
6222861475   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.32
6225313896     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6226353776   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6229445645         CL         Investment (Non-Owner Occupied)           Purchase              Standard         78.30
6231408417   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6233883401   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          74.13
6237388621    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         67.87
6239612895   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6240030178    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6241619359     Two Family     Investment (Non-Owner Occupied)           Purchase               Stated          79.99
6242014519   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            75.00
6244324155   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6246643263   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         80.00
6247867333   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6248198811   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6248484187   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          74.98
6248603794   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6249886307    Three Family    Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6250518617     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          54.16
6252753105   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         58.00
6253080151    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        75.40
6253453127   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          67.96
6253868746         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6254201459   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            70.00
6255498880   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         61.60
6255688506   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6256186666   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            73.84
6259403423   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          75.00
6260397416   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          70.00
6261156225   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        31.30
6264235901         CL         Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6269398274   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        33.81
6269830169   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6271999440   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6275311030   Single Family    Investment (Non-Owner Occupied)           Purchase              No Ratio         75.00
6276725832    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            32.08
6276781009     Two Family     Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6277801780         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6277807431    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6277984446   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6280140721    PUD Detached    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6281787165   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        66.66
6282050621     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6283574157   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         70.00
6284087621   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6287866328         CL         Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6289863323   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         84.73
6290271052   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        80.00
6290360913   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        61.53
6291208566    PUD Attached    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            60.21
6291557541   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6292007934   Condo Highrise   Investment (Non-Owner Occupied)           Purchase            Paper Saver        25.31
6294480055    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6296889733   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        61.58
6303640996   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6304076638     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6306157139    PUD Detached    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6307355237    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          49.38
6308602215   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6314894061   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          70.00
6316809810    PUD Detached    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          53.43
6318086649     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6318771893   Condo Highrise   Investment (Non-Owner Occupied)           Purchase                 DU            72.15
6320206763         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6325637830   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         72.94
6326982110   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         4.617
6327185796     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6328805731     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6329666116   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6336360836   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6339658483     Townhouse      Investment (Non-Owner Occupied)           Purchase            Paper Saver        79.99
6340116950   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6340329348     Two Family     Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6340346540   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          63.00
6345848896   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6346047886     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         80.00
6347631571   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6348576734    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            70.00
6349442621   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6349623089   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6350998297    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        69.79
6355154458   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6355887016    PUD Detached    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6357376588         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         53.58
6357909818   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6358977764   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6362432822   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6364614625    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          47.80
6365176962   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            74.97
6370625516   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        71.00
6375579502   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6376064470    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         24.00
6377727190    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.90
6378152935   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6380739216   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6380958949   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6385160681     Townhouse      Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6386553397   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6386584707    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6388249846    PUD Attached    Investment (Non-Owner Occupied)           Purchase                 DU            89.94
6388455773   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6389121705   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          79.71
6400080955   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6402532011     Townhouse      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        57.05
6406032695   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6406439163   Single Family    Investment (Non-Owner Occupied)           Purchase              No Ratio         75.00
6407600151    PUD Attached    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        79.16
6408149059    PUD Attached    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6413989382   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6414836806   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6416132543   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         72.84
6418152044    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
6419741803   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6419905465   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            57.61
6420485408   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6422044716         CL         Investment (Non-Owner Occupied)           Purchase               Stated          77.66
6423941530     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         89.99
6424429030    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6429927889    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            65.98
6431146999   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            42.75
6436559147     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            69.56
6436736224     Townhouse      Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6437507731    Three Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            73.85
6438021278   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6443844748    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6444844937    PUD Detached    Investment (Non-Owner Occupied)           Purchase               Stated          79.98
6446391523    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         39.64
6446503754     Two Family     Investment (Non-Owner Occupied)           Purchase               Stated          75.00
6448605565   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6452336743   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        16.87
6457095104   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6458229462   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6458768808   Single Family    Investment (Non-Owner Occupied)           Purchase                 LP            80.00
6460369603   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6461867951   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6462592327   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         66.00
6463079217   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6467622780     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6470157196    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        59.95
6470625978   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.00
6472584678   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         80.00
6474468417   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          58.69
6477265117   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          70.00
6480435038   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        63.26
6481591326   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6483606916   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6484486664   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            72.88
6485052069     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6485922279   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6487821917   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6489572567   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        48.27
6490040034   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6491137326         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.44
6491671928   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6493151408     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6494552539   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6497196532   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6497767076     Two Family     Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6498696753   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6499227111   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6500736274     Two Family     Investment (Non-Owner Occupied)           Purchase               Stated          61.14
6501258583         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6502098095   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         89.70
6506907333   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            77.27
6509515752         CL         Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      75.00
6509904667   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         76.92
6510019455         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        54.16
6513573938   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        63.83
6522457776   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6526631301    Four Family     Investment (Non-Owner Occupied)           Purchase               Stated          52.38
6527640541         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6527886490   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6530767547   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          47.42
6532462899    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6534148363    Three Family    Investment (Non-Owner Occupied)           Purchase                 DU            75.00
6534990608     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          79.48
6536546127     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         75.00
6539982170   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         80.00
6540556427         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6542396608   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6543140740   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          56.86
6545432285   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            79.45
6546543056   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6546761377   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6549030283   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        54.08
6550878679         CL         Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6551213876   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6551375253   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6555099966   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        77.00
6555418372   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6557436976     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         90.00
6568802505   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6571598314    PUD Detached    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6576679283   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            61.53
6576845934         CL         Investment (Non-Owner Occupied)           Purchase               Stated          49.97
6578972975     Townhouse      Investment (Non-Owner Occupied)           Purchase            Paper Saver        27.01
6582922933   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            64.04
6582993264   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6584472721   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        72.22
6584490897   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          74.59
6584625278    Four Family     Investment (Non-Owner Occupied)           Purchase                 DU            75.00
6584716473   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          47.72
6586811850   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6588410081   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6590805583         LC         Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6590962723         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        31.08
6591328338   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6594154772   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            77.77
6598100425    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6599280804   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            64.28
6603146967     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         38.86
6605377495    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6610738756    PUD Attached    Investment (Non-Owner Occupied)           Purchase                 DU            65.78
6611249175    PUD Detached    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6614015896   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6614207121   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6617176117     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6617302275         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6618651407         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6620256690     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         79.89
6620713583    PUD Attached    Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      51.26
6621982518    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          48.64
6624040173     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6625429151         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6627215020     Townhouse      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6627943605     Townhouse      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6629721231     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          61.71
6630837679   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6632537962    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          74.35
6634516196         CL         Investment (Non-Owner Occupied)           Purchase                 DU            88.00
6636435015    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6636613017   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        52.69
6648534037    Three Family    Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6650859728   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6651222223   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6656985485   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            79.99
6657836497         CL         Investment (Non-Owner Occupied)           Purchase                 DU            75.00
6658012874   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            62.40
6659235896   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            75.00
6664848352   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6669204684   Condo Highrise   Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6669541457    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6679267317   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6680859557   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6680882252   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6681939838   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6682131906   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6682907933     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6685240118     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6686517423   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6686886208   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6690332470   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         80.00
6691363433         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6693711191   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6695717410   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         60.63
6698145874    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         68.08
6699312325   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          67.07
6699541972   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         79.23
6701606243   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.23
6705634944    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.90
6707164387   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        44.39
6708969388     Townhouse      Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6712772273   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6719627637         CL         Investment (Non-Owner Occupied)           Purchase              Standard         66.66
6720847943     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            72.94
6722814610         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         58.00
6723227077   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6723350176   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6724904583    Four Family     Investment (Non-Owner Occupied)           Purchase                 DU            75.00
6731504863     Two Family     Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6731994122   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6736627339   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6740808180         CL         Investment (Non-Owner Occupied)           Purchase              Standard         30.00
6741221482   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6743450261   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        34.86
6743587856   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6743764844   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6746117156     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         90.00
6747710603   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         70.20
6751345726     Townhouse      Investment (Non-Owner Occupied)           Purchase            Paper Saver        74.44
6755924807    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6758002874         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            75.00
6758427345   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6762028766   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6763267058   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         80.00
6764119183         CL         Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6765981458    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         42.52
6766568635     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         52.70
6766657156    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6769481794   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6773690463   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6777248250   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6781043705    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          66.11
6788732490   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6789009724   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            72.60
6790104761   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.96
6790189796   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6791143651   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          66.66
6793999860     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         90.00
6794375821   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6796437736    PUD Attached    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6799749012   Single Family    Investment (Non-Owner Occupied)           Purchase                 LP            80.00
6804314752   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        79.70
6804944079   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6807344061     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6807816118   Single Family    Investment (Non-Owner Occupied)           Purchase              No Ratio         70.00
6808885567   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        70.00
6809638320    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            70.00
6812554746     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          26.92
6812571732     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            60.12
6814887896    PUD Attached    Investment (Non-Owner Occupied)           Purchase                 DU            79.97
6825583542   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6827190023   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6828519865    Four Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         65.00
6829784989         CL         Investment (Non-Owner Occupied)           Purchase              Standard         78.17
6830356819     Townhouse      Investment (Non-Owner Occupied)           Purchase            Paper Saver        45.32
6833083568   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6834401629   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6836462181   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.00
6837820171   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6839382642   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          75.00
6843169084   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          80.00
6845436309   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6846873328    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         64.18
6848693666     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6849091381   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6849194003         LC         Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6849606295   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6850668788   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        53.37
6852295796         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6853244546     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          67.74
6853681259   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          75.00
6854155378    PUD Detached    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6854524441    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        69.79
6862748263         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6863084866     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6866526749     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         80.00
6869259397   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6872664930   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6872810590   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6873310871     Townhouse      Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6873412040   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6873694670   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6880474975   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6893092103   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6894253555   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6894893715    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         36.36
6894989927   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            71.29
6896862585         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6905700230   Condo Highrise   Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            75.00
6907096405   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         70.00
6909490267    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        79.99
6910007845     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6910127502         HC         Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6910291175   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        38.09
6911076872   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6912662498   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        62.33
6918129468   Condo Highrise   Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6921164916   Single Family    Investment (Non-Owner Occupied)           Purchase                 LP            89.94
6924771329   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6926433340         CL         Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6930177529   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6930614406         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        52.46
6935767894    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         55.00
6939671498    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         53.27
6943515707   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         80.00
6947299639   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         55.33
6947504350   Single Family    Investment (Non-Owner Occupied)           Purchase                 LP            90.00
6950270444     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6952439088     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          75.00
6954593114   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         76.84
6957568881   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6961158364         CL         Investment (Non-Owner Occupied)           Purchase               Stated          79.99
6962410574   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6962587603   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6963065567         CL         Investment (Non-Owner Occupied)           Purchase                 DU            65.98
6968878345         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         36.83
6970942105   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6973367623     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6975361251     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6975362614    PUD Detached    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6976109584    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            52.00
6976234259     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6976582384     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6977981635   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6978507215   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6982428044   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        56.70
6984477478    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        62.59
6994266549   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6994584313    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
6999433441   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         62.76
6999504761    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            70.00

<CAPTION>

                                  Original
   Loan      Mortgage Interest    Principal    First Payment   Maturity      Original        Monthly     Current       Closing
  Number         Rate (%)        Balance ($)       Date          Date      Term (Months)   Payment ($)   Due Date       Date
------------------------------------------------------------------------------------------------------------------------------
<S>                      <C>       <C>           <C>           <C>                   <C>       <C>       <C>        <C>
3302545110                6.75        112295     3/1/2006      2/1/2036              360        728.35   3/1/2006    1/11/2006
3303077568                6.75        337220     2/1/2006      1/1/2036              360       2187.21   2/1/2006   12/27/2005
3303237048                6.75         91341     3/1/2006      2/1/2036              360        592.44   3/1/2006     1/3/2006
3303413714               6.625         77250     2/1/2006      1/1/2036              360        494.65   2/1/2006    12/8/2005
3303421345                6.75         56250     2/1/2006      1/1/2031              300        388.64   2/1/2006    12/9/2005
3303452548               6.625         94930     2/1/2006      1/1/2036              360        607.85   2/1/2006   12/28/2005
3303456895               6.625        160200     1/1/2006      12/1/2035             360       1025.78   2/1/2006   11/23/2005
3303463545                6.75        100000     3/1/2006      2/1/2036              360         648.6   3/1/2006    1/13/2006
3303467389                6.75         61520     2/1/2006      1/1/2036              360        399.02   3/1/2006   12/16/2005
3303491751               6.875        163000     2/1/2006      1/1/2036              360        1070.8   3/1/2006   12/30/2005
3303532885                6.75         85078     3/1/2006      2/1/2036              360        551.82   3/1/2006    1/15/2006
3303534881               6.625         85000     3/1/2006      2/1/2036              360        544.27   3/1/2006     1/3/2006
3303537579                6.75        183742     3/1/2006      2/1/2036              360       1191.75   3/1/2006    1/12/2006
3303542751                6.75        160602     2/1/2006      1/1/2036              360       1041.67   2/1/2006   12/29/2005
3303561439               6.875         78280     3/1/2006      2/1/2036              360        514.25   3/1/2006     1/4/2006
3303567824                6.75     142289.89     2/1/2006      1/1/2036              360        922.89   2/1/2006   12/28/2005
3303568095                6.75         83625     3/1/2006      2/1/2036              360         542.4   3/1/2006     1/3/2006
3303569903               6.875        176000     2/1/2006      1/1/2036              360        1156.2   2/1/2006   12/30/2005
3303571750                6.75        113000     2/1/2006      1/1/2036              360        732.92   2/1/2006   12/30/2005
3303577245               7.125        225600     3/1/2006      2/1/2036              360       1519.91   3/1/2006     1/4/2006
3303589026                   7         68800     2/1/2006      1/1/2036              360        457.73   2/1/2006   12/29/2005
3303590297                6.75        176250     2/1/2006      1/1/2036              360       1143.16   2/1/2006   12/28/2005
3303593929               6.625      48332.75     3/1/2006      2/1/2036              360        309.48   3/1/2006     1/5/2006
3303593937               6.625         81000     2/1/2006      1/1/2036              360        518.66   2/1/2006   12/28/2005
3303597813                6.75        180000     2/1/2006      1/1/2036              360       1167.48   3/1/2006   12/30/2005
3303603124                6.75        100219     3/1/2006      2/1/2036              360        650.02   3/1/2006    1/11/2006
3303605160               7.125         50400     3/1/2006      2/1/2036              360        339.56   3/1/2006     1/4/2006
3303605962               6.875         92700     3/1/2006      2/1/2031              300        647.82   3/1/2006     1/3/2006
3303606838               7.125         73660     3/1/2006      2/1/2036              360        496.27   3/1/2006     1/3/2006
3303609402               6.625         76500     2/1/2006      1/1/2036              360        489.84   2/1/2006   12/19/2005
3303609618                6.75        100000     3/1/2006      2/1/2036              360         648.6   3/1/2006     1/3/2006
3303609915               7.125         54000     3/1/2006      2/1/2036              360        363.81   3/1/2006    1/23/2006
3303612828                6.75         91335     2/1/2006      1/1/2036              360         592.4   2/1/2006   12/23/2005
3303616761               6.875         83000     2/1/2006      1/1/2031              300        580.03   3/1/2006   12/21/2005
3303618023                   7        136000     2/1/2006      1/1/2036              360        904.82   2/1/2006   12/19/2005
3303618064                6.75        112270     2/1/2006      1/1/2036              360        728.19   3/1/2006   12/22/2005
3303619815               6.625         47500     2/1/2006      1/1/2031              300        324.45   2/1/2006   12/21/2005
3303628394                6.75         49000     2/1/2006      1/1/2036              360        317.82   2/1/2006   12/27/2005
3303629376               6.875         50000     3/1/2006      2/1/2036              360        328.47   3/1/2006    1/23/2006
3303629558               6.875        250386     2/1/2006      1/1/2036              360       1644.86   2/1/2006   12/21/2005
3303637494               6.875        135156     3/1/2006      2/1/2036              360        887.88   3/1/2006    1/23/2006
3303638187                   7         44000     3/1/2006      2/1/2036              360        292.74   3/1/2006    1/23/2006
3303638435                   7         75200     2/1/2006      1/1/2036              360        500.31   2/1/2006   12/30/2005
3303639961                6.75         77000     3/1/2006      2/1/2036              360        499.43   3/1/2006    1/17/2006
3303640688               6.875         39140     3/1/2006      2/1/2036              360        257.13   3/1/2006    1/11/2006
3303643542               7.125        125100     2/1/2006      1/1/2036              360        842.83   2/1/2006   12/27/2005
3303643799                6.75         72100     2/1/2006      1/1/2036              360        467.64   2/1/2006   12/22/2005
3303646982                6.75        208600     3/1/2006      2/1/2036              360       1352.98   3/1/2006    1/17/2006
3303647154                6.75        209350     3/1/2006      2/1/2036              360       1357.85   3/1/2006    1/17/2006
3303647444                6.75         59500     2/1/2006      1/1/2036              360        385.92   2/1/2006   12/23/2005
3303647675                6.75         94000     2/1/2006      1/1/2036              360        609.69   2/1/2006   12/28/2005
3303651909               6.875        100000     3/1/2006      2/1/2036              360        656.93   3/1/2006    1/17/2006
3303655405               6.875         56050     3/1/2006      2/1/2036              360        368.21   3/1/2006     1/9/2006
3303656478               6.875        124530     2/1/2006      1/1/2036              360        818.08   2/1/2006   12/27/2005
3303657393                6.75         60800     2/1/2006      1/1/2036              360        394.35   2/1/2006   12/29/2005
3303659712               6.875         89000     2/1/2006      1/1/2036              360        584.67   2/1/2006   12/29/2005
3303659969                6.75        350000     3/1/2006      2/1/2036              360        2270.1   3/1/2006     1/6/2006
3303660785                6.75        182700     3/1/2006      2/1/2036              360       1184.99   3/1/2006     1/4/2006
3303663664               7.125        130400     3/1/2006      2/1/2036              360        878.53   3/1/2006     1/3/2006
3303664894               6.625        110400     3/1/2006      2/1/2036              360        706.91   3/1/2006     1/4/2006
3303666667               6.875        180000     3/1/2006      2/1/2036              360       1182.48   3/1/2006     1/4/2006
3303667491               6.875         57680     3/1/2006      2/1/2036              360        378.92   3/1/2006     1/3/2006
3303667939               6.875         69200     2/1/2006      1/1/2031              300        483.59   2/1/2006   12/28/2005
3303670156                   7         63200     3/1/2006      2/1/2036              360        420.48   3/1/2006    1/11/2006
3303672103                6.75         70856     3/1/2006      2/1/2036              360        459.58   3/1/2006    1/11/2006
3303674166               6.625        112246     2/1/2006      1/1/2036              360        718.73   2/1/2006   12/27/2005
3303675155                   7         54590     2/1/2006      1/1/2036              360        363.19   2/1/2006   12/23/2005
3303675635                6.75        164800     3/1/2006      2/1/2036              360       1068.89   3/1/2006    1/18/2006
3303676955               6.875         43160     2/1/2006      1/1/2036              360        283.54   2/1/2006   12/29/2005
3303678811               7.125         77600     3/1/2006      2/1/2036              360        522.81   3/1/2006    1/23/2006
3303679272               6.875        112000     3/1/2006      2/1/2036              360        735.77   3/1/2006    1/18/2006
3303680346                   7         67200     3/1/2006      2/1/2036              360        447.09   3/1/2006    1/11/2006
3303680791               6.875         96000     3/1/2006      2/1/2036              360        630.66   3/1/2006     1/6/2006
3303681013                6.75        246000     2/1/2006      1/1/2036              360       1595.56   2/1/2006   12/30/2005
3303681476                   7         57680     3/1/2006      2/1/2036              360        383.75   3/1/2006    1/25/2006
3303681898                   7         47700     2/1/2006      1/1/2036              360        317.35   3/1/2006   12/30/2005
3303682565               6.625        104000     2/1/2006      1/1/2036              360        665.93   2/1/2006   12/30/2005
3303684447               6.875        135920     2/1/2006      1/1/2036              360         892.9   3/1/2006   12/30/2005
3303686020                6.75         73500     3/1/2006      2/1/2036              360        476.72   4/1/2006     1/9/2006
3303686145                6.75        120000     3/1/2006      2/1/2036              360        778.32   3/1/2006    1/11/2006
3303686368                6.75         61300     3/1/2006      2/1/2036              360         397.6   3/1/2006     1/4/2006
3303687911               6.875        108000     3/1/2006      2/1/2036              360        709.49   3/1/2006    1/10/2006
3303691483                   7         65000     2/1/2006      1/1/2036              360        432.45   2/1/2006   12/28/2005
3303691905                6.75         80400     3/1/2006      2/1/2036              360        521.48   3/1/2006    1/12/2006
3303693364                6.75        125000     3/1/2006      2/1/2036              360        810.75   3/1/2006    1/17/2006
3303694354                   7        124800     2/1/2006      1/1/2036              360         830.3   2/1/2006   12/30/2005
3303694909                6.75        113050     3/1/2006      2/1/2036              360        733.25   3/1/2006    1/12/2006
3303695401                6.75         67900     3/1/2006      2/1/2036              360         440.4   3/1/2006    1/11/2006
3303696425                6.75     197868.87     3/1/2006      2/1/2026              240       1504.53   3/1/2006     1/9/2006
3303697241                   7         50856     3/1/2006      2/1/2036              360        338.35   3/1/2006     1/6/2006
3303697860                6.75         80000     3/1/2006      2/1/2036              360        518.88   3/1/2006    1/17/2006
3303698314                6.75         75200     2/1/2006      1/1/2036              360        487.75   3/1/2006   12/30/2005
3303699452               7.125         67200     3/1/2006      2/1/2036              360        452.74   3/1/2006    1/20/2006
3303699478                   7        219000     3/1/2006      2/1/2036              360       1457.02   3/1/2006     1/6/2006
3303700474                6.75         97809     3/1/2006      2/1/2036              360        634.39   3/1/2006    1/17/2006
3303700912                6.75        126384     3/1/2006      2/1/2036              360        819.73   3/1/2006    1/11/2006
3303701738                6.75        328000     3/1/2006      2/1/2036              360       2127.41   3/1/2006    1/20/2006
3303703338                6.75         49440     3/1/2006      2/1/2036              360        320.67   3/1/2006    1/12/2006
3303705465                6.75         54000     3/1/2006      2/1/2036              360        350.25   3/1/2006    1/25/2006
3303705648               6.875         98400     3/1/2006      2/1/2036              360        646.42   3/1/2006     1/5/2006
3303706125                6.75        101495     3/1/2006      2/1/2036              360         658.3   3/1/2006    1/12/2006
3303706323               7.125         67500     3/1/2006      2/1/2036              360        454.77   3/1/2006    1/18/2006
3303707933                   7        134400     3/1/2006      2/1/2036              360        894.17   3/1/2006    1/25/2006
3303709723                6.75        108000     3/1/2006      2/1/2036              360        700.49   3/1/2006    1/11/2006
3303710978                   7         60000     3/1/2006      2/1/2036              360        399.19   3/1/2006    1/24/2006
3303711323               6.875         42471     3/1/2006      2/1/2036              360        279.01   3/1/2006     1/4/2006
3303719854               6.875         62400     3/1/2006      2/1/2036              360        409.93   3/1/2006    1/24/2006
3303723096               6.875         51500     3/1/2006      2/1/2031              300         359.9   3/1/2006    1/23/2006
3303723245                6.75        286340     3/1/2006      2/1/2036              360        1857.2   3/1/2006    1/12/2006
3303723526                6.75        190550     3/1/2006      2/1/2036              360       1235.91   3/1/2006    1/12/2006
3303735132                6.75        121238     3/1/2006      2/1/2036              360        786.35   3/1/2006    1/20/2006
3303736502               7.125         76000     3/1/2006      2/1/2036              360        512.03   3/1/2006    1/20/2006
3303750214                6.75        174123     3/1/2006      2/1/2036              360       1129.36   3/1/2006    1/18/2006
3303756294                6.75        100000     3/1/2006      2/1/2036              360         648.6   3/1/2006    1/17/2006
3303765295               6.625      118450.5     3/1/2006      2/1/2036              360        758.46   3/1/2006    1/20/2006
3303767614               6.875         51500     3/1/2006      2/1/2036              360        338.32   3/1/2006    1/19/2006
3303767630                6.75         74720     3/1/2006      2/1/2036              360        484.64   3/1/2006    1/18/2006
3303777969               6.625        103000     3/1/2006      2/1/2036              360        659.53   3/1/2006    1/24/2006
3303778728                6.75        144000     3/1/2006      2/1/2036              360        933.99   3/1/2006    1/24/2006
3303788941               6.625        100000     3/1/2006      2/1/2036              360        640.32   3/1/2006    1/23/2006
6000731346                7.25         93750     3/1/2006      2/1/2036              360        639.55   3/1/2006    1/24/2006
6001295259                   7        115200     2/1/2006      1/1/2036              360        766.43   4/1/2006   12/23/2005
6002425087               6.625        240000     3/1/2006      2/1/2036              360       1536.75   3/1/2006    1/23/2006
6003369912               7.125        147905     2/1/2006      1/1/2036              360        996.47   2/1/2006   12/29/2005
6005951220                6.75         80000     2/1/2006      1/1/2036              360        518.88   2/1/2006   12/27/2005
6013205957               6.625        300000     2/1/2006      1/1/2036              360       1920.94   3/1/2006   12/27/2005
6016071455                   7        275000     3/1/2006      2/1/2036              360       1829.59   3/1/2006     1/5/2006
6016208917                6.75        123700     2/1/2006      1/1/2036              360        802.32   3/1/2006   12/29/2005
6018020161                6.75        416000     2/1/2006      1/1/2036              360       2698.17   2/1/2006   12/20/2005
6021995540               6.625         81000     3/1/2006      2/1/2036              360        518.66   3/1/2006     1/3/2006
6023864389                6.75         81000     3/1/2006      2/1/2036              360        525.37   3/1/2006    1/17/2006
6027630117                6.75         64000     12/1/2005     11/1/2035             360        415.11   2/1/2006   10/24/2005
6028560727                6.75        175000     3/1/2006      2/1/2036              360       1135.05   3/1/2006    1/23/2006
6028567516                6.75         90000     2/1/2006      1/1/2036              360        583.74   2/1/2006   12/19/2005
6028972765                6.75        142700     3/1/2006      2/1/2036              360        925.55   3/1/2006    1/17/2006
6029648380               6.625        236250     3/1/2006      2/1/2036              360       1512.74   3/1/2006     1/9/2006
6033367068                   7         43200     3/1/2006      2/1/2036              360        287.42   3/1/2006    1/25/2006
6033580132               6.875        100000     2/1/2006      1/1/2036              360        656.93   2/1/2006   12/28/2005
6034902533               6.875         15500     2/1/2006      1/1/2036              360        101.83   2/1/2006   12/30/2005
6037027098                6.75         64000     3/1/2006      2/1/2036              360        415.11   3/1/2006    1/17/2006
6037523542                6.75         42400     2/1/2006      1/1/2036              360        275.01   2/1/2006   12/30/2005
6038892540                6.75        120000     2/1/2006      1/1/2036              360        778.32   2/1/2006   12/29/2005
6039943243                   7         66750     3/1/2006      2/1/2036              360        444.09   3/1/2006    1/20/2006
6042622636                7.25        108750     3/1/2006      2/1/2036              360        741.87   3/1/2006    1/17/2006
6043113007                6.75        100980     3/1/2006      2/1/2036              360        654.96   3/1/2006    1/13/2006
6046718257                   7        390000     1/1/2006      12/1/2035             360       2594.68   2/1/2006   11/15/2005
6047411381                6.75        160000     2/1/2006      1/1/2036              360       1037.76   2/1/2006   12/29/2005
6051336946                6.75         93950     2/1/2006      1/1/2036              360        609.36   2/1/2006   12/21/2005
6055421223                6.75         59900     3/1/2006      2/1/2036              360        388.52   3/1/2006    1/18/2006
6058522142               6.875         72800     3/1/2006      2/1/2036              360        478.25   3/1/2006     1/6/2006
6066206498                7.25         68000     3/1/2006      2/1/2036              360        463.89   3/1/2006    1/18/2006
6066703262                   7         98000     2/1/2006      1/1/2036              360           652   2/1/2006   12/29/2005
6069022769               6.625        168000     3/1/2006      2/1/2036              360       1075.73   3/1/2006    1/20/2006
6070052805                6.75         54540     2/1/2006      1/1/2036              360        353.75   2/1/2006   12/30/2005
6070143034                7.75         56000     3/1/2006      2/1/2036              360         401.2   3/1/2006     1/3/2006
6070812042               6.625         67000     3/1/2006      2/1/2036              360        429.01   3/1/2006     1/5/2006
6072835587               6.875        101000     2/1/2006      1/1/2036              360         663.5   2/1/2006   12/29/2005
6072893123                6.75         92000     2/1/2006      1/1/2036              360        596.72   3/1/2006   12/29/2005
6074840262                6.75        107920     3/1/2006      2/1/2036              360        699.97   3/1/2006    1/19/2006
6077511407               6.875        124000     2/1/2006      1/1/2036              360         814.6   3/1/2006   12/22/2005
6086375158                6.75         55237     2/1/2006      1/1/2036              360        358.27   2/1/2006   12/29/2005
6086465272                6.75        125000     2/1/2006      1/1/2036              360        810.75   3/1/2006     1/4/2006
6095727647                6.75         60800     3/1/2006      2/1/2036              360        394.35   3/1/2006    1/23/2006
6096930406                   7        110000     3/1/2006      2/1/2036              360        731.84   3/1/2006     1/3/2006
6103050628               6.875         76000     2/1/2006      1/1/2036              360        499.27   2/1/2006   12/22/2005
6103124019               6.875        150000     2/1/2006      1/1/2036              360         985.4   2/1/2006   12/29/2005
6104756520                6.75         32000     2/1/2006      1/1/2036              360        207.56   2/1/2006     1/5/2006
6106316554                6.75         96800     2/1/2006      1/1/2036              360        627.85   2/1/2006   12/30/2005
6106659011               7.125         30240     3/1/2006      2/1/2036              360        203.74   3/1/2006    1/20/2006
6107204726                7.25        157500     2/1/2006      1/1/2036              360       1074.43   2/1/2006   12/29/2005
6109549953                6.75        146000     3/1/2006      2/1/2036              360        946.96   3/1/2006    1/13/2006
6109747599                6.75         41737     2/1/2006      1/1/2036              360        270.71   2/1/2006   12/29/2005
6111881477               6.625        123975     3/1/2006      2/1/2036              360        793.83   3/1/2006    1/12/2006
6115438753                6.75        224000     3/1/2006      2/1/2036              360       1452.86   3/1/2006    1/13/2006
6117012317               6.875         63000     2/1/2006      1/1/2036              360        413.87   2/1/2006   12/29/2005
6121522285               6.875        140000     3/1/2006      2/1/2036              360        919.71   3/1/2006    1/18/2006
6122759340               7.125        314550     2/1/2006      1/1/2036              360       2119.19   2/1/2006   12/30/2005
6122975250                6.75        224800     3/1/2006      2/1/2036              360       1458.05   3/1/2006    1/12/2006
6123625334               6.875         63965     3/1/2006      2/1/2036              360        420.21   3/1/2006     1/6/2006
6125427838                6.75        195000     3/1/2006      2/1/2036              360       1264.77   3/1/2006    1/11/2006
6125552148               6.875        103000     2/1/2006      1/1/2036              360        676.64   2/1/2006   12/13/2005
6128043962               6.875         60000     2/1/2006      1/1/2036              360        394.16   2/1/2006   12/30/2005
6128744502               6.875        270900     2/1/2006      1/1/2036              360       1779.63   2/1/2006   12/28/2005
6131656834                6.75         55237     2/1/2006      1/1/2036              360        358.27   2/1/2006   12/29/2005
6132278638               6.625        156600     3/1/2006      2/1/2036              360       1002.73   3/1/2006    1/23/2006
6132684926                6.75        177000     3/1/2006      2/1/2036              360       1148.02   3/1/2006    1/13/2006
6132807766                6.75        105600     2/1/2006      1/1/2036              360        684.92   2/1/2006   12/23/2005
6133068079               6.875        207004     3/1/2006      2/1/2036              360       1359.87   3/1/2006     1/3/2006
6133534054                6.75        238583     2/1/2006      1/1/2036              360       1547.45   2/1/2006   12/29/2005
6133903358                6.75        119200     3/1/2006      2/1/2036              360        773.13   3/1/2006    1/19/2006
6135662713               6.625        184000     12/1/2005     11/1/2035             360       1178.18   2/1/2006    10/7/2005
6136725733                6.75        153995     3/1/2006      2/1/2036              360        998.81   3/1/2006    1/20/2006
6139675349                6.75         68600     3/1/2006      2/1/2036              360        444.94   3/1/2006    1/24/2006
6140238897                   7         58372     2/1/2006      1/1/2031              300        412.57   2/1/2006     1/3/2006
6140694396                6.75         60000     2/1/2006      1/1/2036              360        389.16   2/1/2006   12/27/2005
6143840913               7.625         96000     3/1/2006      2/1/2036              360        679.49   3/1/2006    1/20/2006
6145434897               6.625         48000     3/1/2006      2/1/2036              360        307.35   3/1/2006    1/13/2006
6147337106                   7         40410     3/1/2006      2/1/2036              360        268.85   3/1/2006    1/23/2006
6148265090               6.625         70000     3/1/2006      2/1/2036              360        448.22   3/1/2006     1/9/2006
6150090345                6.75        123200     3/1/2006      2/1/2036              360        799.08   3/1/2006    1/18/2006
6156524602                6.75        188000     3/1/2006      2/1/2036              360       1219.37   3/1/2006     1/9/2006
6157456556                   7        110000     3/1/2006      2/1/2036              360        731.84   3/1/2006     1/3/2006
6159218665                6.75         59400     3/1/2006      2/1/2036              360        385.27   3/1/2006     1/6/2006
6159555017               6.625        225000     2/1/2006      1/1/2036              360        1440.7   2/1/2006   12/27/2005
6160942071                6.75         41850     2/1/2006      1/1/2036              360        271.44   2/1/2006   12/29/2005
6162300427                6.75        125000     3/1/2006      2/1/2036              360        810.75   3/1/2006    1/12/2006
6162644063                6.75        191250     3/1/2006      2/1/2036              360       1240.45   3/1/2006     1/6/2006
6170090481                6.75        176000     2/1/2006      1/1/2036              360       1141.54   3/1/2006   12/28/2005
6171849117               6.625        115064     3/1/2006      2/1/2036              360        736.77   3/1/2006    1/24/2006
6172709419                6.75        195000     3/1/2006      2/1/2036              360       1264.77   3/1/2006     1/6/2006
6173331296               6.625        116000     3/1/2006      2/1/2036              360        742.77   3/1/2006    1/19/2006
6174364148               6.875         75920     3/1/2006      2/1/2036              360        498.75   3/1/2006    1/24/2006
6174615184                6.75        270000     2/1/2006      1/1/2036              360       1751.22   3/1/2006   12/28/2005
6175206314                6.75         47587     2/1/2006      1/1/2036              360        308.65   2/1/2006   12/29/2005
6177796650               6.875        100000     2/1/2006      1/1/2036              360        656.93   3/1/2006   12/27/2005
6179833741               6.875         55000     2/1/2006      1/1/2036              360        361.32   3/1/2006   12/16/2005
6181042265               7.125         84000     3/1/2006      2/1/2036              360        565.93   3/1/2006    1/17/2006
6183925301               7.125         31500     2/1/2006      1/1/2036              360        212.23   3/1/2006   12/22/2005
6187515975                6.75        360500     2/1/2006      1/1/2036              360        2338.2   2/1/2006     1/3/2006
6190839610                6.75        146080     2/1/2006      1/1/2036              360        947.48   2/1/2006   12/28/2005
6191498762                6.75        114000     3/1/2006      2/1/2036              360        739.41   3/1/2006    1/12/2006
6192043278                6.75        163500     2/1/2006      1/1/2036              360       1060.46   2/1/2006   12/28/2005
6193720817                6.75         50000     3/1/2006      2/1/2036              360         324.3   3/1/2006     1/9/2006
6194759723               6.625        133600     3/1/2006      2/1/2036              360        855.46   3/1/2006     1/4/2006
6195079972                6.75        342400     3/1/2006      2/1/2036              360        2220.8   3/1/2006    1/13/2006
6199108686                6.75         62550     3/1/2006      2/1/2036              360         405.7   3/1/2006     1/9/2006
6200535943                6.75        163500     3/1/2006      2/1/2036              360       1060.46   3/1/2006    1/18/2006
6205365304               6.875         32976     2/1/2006      1/1/2036              360        216.63   3/1/2006     1/5/2006
6205837526               6.875         18800     2/1/2006      1/1/2036              360        123.51   3/1/2006   12/23/2005
6208108099               6.875        267920     2/1/2006      1/1/2036              360       1760.05   2/1/2006   12/27/2005
6211072290               7.125        208000     3/1/2006      2/1/2036              360       1401.34   3/1/2006    1/18/2006
6216114691                6.75         47280     3/1/2006      2/1/2036              360        306.66   3/1/2006     1/4/2006
6219430581                   7        120000     2/1/2006      1/1/2036              360        798.37   3/1/2006     1/3/2006
6220729757               7.375        375000     3/1/2006      2/1/2036              360       2590.04   3/1/2006    1/17/2006
6222861475                6.75         82500     2/1/2006      1/1/2036              360         535.1   2/1/2006   12/30/2005
6225313896                6.75         45600     2/1/2006      1/1/2026              240        346.73   3/1/2006   12/29/2005
6226353776                6.75        208800     3/1/2006      2/1/2036              360       1354.28   3/1/2006     1/6/2006
6229445645                6.75        417000     3/1/2006      2/1/2036              360       2704.66   3/1/2006    1/13/2006
6231408417               7.375        136000     2/1/2006      1/1/2036              360        939.32   3/1/2006   12/30/2005
6233883401               7.125         86000     3/1/2006      2/1/2036              360         579.4   3/1/2006    1/10/2006
6237388621                6.75        224000     3/1/2006      2/1/2036              360       1452.86   3/1/2006    1/19/2006
6239612895               6.625        338000     3/1/2006      2/1/2036              360       2164.26   3/1/2006     1/3/2006
6240030178                6.75        103992     3/1/2006      2/1/2036              360         674.5   3/1/2006     1/6/2006
6241619359               7.375        254650     3/1/2006      2/1/2036              360       1758.81   3/1/2006     1/9/2006
6242014519                6.75         51000     2/1/2006      1/1/2036              360        330.79   2/1/2006   12/28/2005
6244324155               6.875         76500     2/1/2006      1/1/2036              360        502.56   2/1/2006   12/22/2005
6246643263                6.75        112000     2/1/2006      1/1/2036              360        726.44   2/1/2006   12/22/2005
6247867333                6.75        148000     3/1/2006      2/1/2036              360        959.93   3/1/2006    1/20/2006
6248198811                6.75         58000     2/1/2006      1/1/2036              360        376.19   2/1/2006    12/9/2005
6248484187               6.625        115850     2/1/2006      1/1/2036              360        741.81   2/1/2006     1/3/2006
6248603794                6.75         31200     3/1/2006      2/1/2036              360        202.37   3/1/2006    1/19/2006
6249886307                6.75         93750     2/1/2006      1/1/2036              360        608.07   3/1/2006   12/30/2005
6250518617                7.25        325000     3/1/2006      2/1/2036              360       2217.08   3/1/2006    1/13/2006
6252753105                6.75         43500     2/1/2006      1/1/2036              360        282.15   2/1/2006   12/14/2005
6253080151               6.875        306610     2/1/2006      1/1/2036              360       2014.21   2/1/2006   12/30/2005
6253453127               7.625         87000     3/1/2006      2/1/2036              360        615.79   3/1/2006    1/10/2006
6253868746                6.75        142400     3/1/2006      2/1/2036              360        923.61   3/1/2006    1/13/2006
6254201459                6.75        235200     3/1/2006      2/1/2036              360       1525.51   3/1/2006    1/12/2006
6255498880                6.75        385000     3/1/2006      2/1/2036              360       2497.11   3/1/2006    1/23/2006
6255688506               6.625        121500     2/1/2006      1/1/2036              360        777.98   3/1/2006   12/22/2005
6256186666                6.75         48000     3/1/2006      2/1/2036              360        311.33   3/1/2006     1/6/2006
6259403423               7.625         63750     3/1/2006      2/1/2036              360        451.22   3/1/2006    1/19/2006
6260397416                   7        140000     3/1/2006      2/1/2036              360        931.43   3/1/2006     1/5/2006
6261156225                6.75        150000     2/1/2006      1/1/2036              360         972.9   2/1/2006   12/23/2005
6264235901                6.75        108800     3/1/2006      2/1/2036              360        705.68   3/1/2006    1/13/2006
6269398274                6.75        116000     3/1/2006      2/1/2036              360        752.38   3/1/2006     1/4/2006
6269830169                6.75         24000     3/1/2006      2/1/2036              360        155.67   3/1/2006    1/23/2006
6271999440                   7         57600     2/1/2006      1/1/2036              360        383.22   2/1/2006   12/30/2005
6275311030                 7.5        195000     3/1/2006      2/1/2036              360       1363.47   3/1/2006     1/6/2006
6276725832               6.625        150800     3/1/2006      2/1/2036              360        965.59   3/1/2006     1/6/2006
6276781009                6.75        159200     2/1/2006      1/1/2036              360       1032.57   3/1/2006   12/27/2005
6277801780                6.75         99000     3/1/2006      2/1/2036              360        642.12   3/1/2006    1/20/2006
6277807431                6.75        103992     3/1/2006      2/1/2036              360         674.5   3/1/2006     1/6/2006
6277984446                6.75         22500     3/1/2006      2/1/2036              360        145.94   3/1/2006    1/12/2006
6280140721               7.625        277696     2/1/2006      1/1/2036              360       1965.52   2/1/2006   12/29/2005
6281787165               6.625         60000     3/1/2006      2/1/2036              360        384.19   3/1/2006    1/13/2006
6282050621                6.75         52000     3/1/2006      2/1/2036              360        337.28   3/1/2006     1/9/2006
6283574157                6.75         64400     2/1/2006      1/1/2036              360         417.7   2/1/2006   12/28/2005
6284087621                6.75        135200     2/1/2006      1/1/2036              360        876.91   2/1/2006   12/28/2005
6287866328               7.125        160000     3/1/2006      2/1/2036              360       1077.95   3/1/2006     1/9/2006
6289863323               6.875         55500     2/1/2006      1/1/2036              360         364.6   3/1/2006   12/16/2005
6290271052               6.625         52800     3/1/2006      2/1/2036              360        338.09   3/1/2006     1/5/2006
6290360913                6.75        200000     2/1/2006      1/1/2036              360        1297.2   2/1/2006    12/6/2005
6291208566                6.75        280000     3/1/2006      2/1/2036              360       1816.08   3/1/2006    1/17/2006
6291557541               6.875         35100     2/1/2006      1/1/2036              360        230.59   2/1/2006   12/14/2005
6292007934                6.75        200000     3/1/2006      2/1/2036              360        1297.2   3/1/2006     1/9/2006
6294480055                6.75         52500     3/1/2006      2/1/2036              360        340.52   3/1/2006     1/6/2006
6296889733               6.875        186000     2/1/2006      1/1/2036              360       1221.89   2/1/2006   12/27/2005
6303640996                6.75         60300     2/1/2006      1/1/2036              360        391.11   2/1/2006    12/9/2005
6304076638                6.75        376000     3/1/2006      2/1/2036              360       2438.73   3/1/2006     1/4/2006
6306157139               7.625        272720     2/1/2006      1/1/2036              360        1930.3   2/1/2006   12/29/2005
6307355237               6.625        360000     12/1/2005     11/1/2035             360       2305.12   2/1/2006   10/24/2005
6308602215               7.125        146250     2/1/2006      1/1/2036              360        985.32   3/1/2006   12/19/2005
6314894061                   7        144200     3/1/2006      2/1/2036              360        959.37   3/1/2006    1/20/2006
6316809810                7.75        319000     2/1/2006      1/1/2036              360       2285.36   2/1/2006   12/29/2005
6318086649               6.625        142400     3/1/2006      2/1/2036              360        911.81   3/1/2006     1/9/2006
6318771893               6.625        212000     2/1/2006      1/1/2036              360       1357.46   2/1/2006   12/27/2005
6320206763                6.75         41737     2/1/2006      1/1/2036              360        270.71   2/1/2006   12/29/2005
6325637830                6.75         94100     3/1/2006      2/1/2036              360        610.34   3/1/2006    1/20/2006
6326982110                6.75         35000     2/1/2006      1/1/2036              360        227.01   2/1/2006   12/16/2005
6327185796               6.875         35100     3/1/2006      2/1/2036              360        230.59   3/1/2006    1/24/2006
6328805731                6.75         90000     3/1/2006      2/1/2036              360        583.74   3/1/2006    1/18/2006
6329666116                6.75         44000     3/1/2006      2/1/2036              360        285.39   3/1/2006    1/18/2006
6336360836                6.75         24000     3/1/2006      2/1/2036              360        155.67   3/1/2006     1/3/2006
6339658483                6.75        141122     2/1/2006      1/1/2036              360        915.32   2/1/2006   12/27/2005
6340116950                6.75        121500     2/1/2006      1/1/2036              360        788.05   2/1/2006   12/30/2005
6340329348                6.75        220000     3/1/2006      2/1/2036              360       1426.92   3/1/2006     1/9/2006
6340346540                6.75         31500     3/1/2006      2/1/2036              360        204.31   3/1/2006     1/5/2006
6345848896                6.75         46350     2/1/2006      1/1/2036              360        300.63   2/1/2006   12/30/2005
6346047886                6.75        148000     3/1/2006      2/1/2036              360        959.93   3/1/2006     1/4/2006
6347631571               6.875         85500     2/1/2006      1/1/2036              360        561.68   3/1/2006   12/28/2005
6348576734                6.75        231000     2/1/2006      1/1/2036              360       1498.27   2/1/2006   12/30/2005
6349442621               6.875        164000     2/1/2006      1/1/2036              360       1077.37   2/1/2006   12/30/2005
6349623089                   7        260000     2/1/2006      1/1/2036              360       1729.79   2/1/2006   12/28/2005
6350998297                6.75        104000     2/1/2006      1/1/2036              360        674.55   2/1/2006    1/13/2006
6355154458                6.75        114320     3/1/2006      2/1/2036              360        741.48   3/1/2006     1/5/2006
6355887016                6.75        115200     2/1/2006      1/1/2036              360        747.19   2/1/2006   12/29/2005
6357376588                6.75        195600     3/1/2006      2/1/2036              360       1268.66   3/1/2006    1/18/2006
6357909818               6.875         75200     2/1/2006      1/1/2036              360        494.02   2/1/2006   12/29/2005
6358977764               7.125         96300     2/1/2006      1/1/2036              360         648.8   3/1/2006   12/29/2005
6362432822               6.625         53600     2/1/2006      1/1/2036              360        343.21   2/1/2006   12/30/2005
6364614625                7.75         98000     2/1/2006      1/1/2036              360        702.09   2/1/2006   12/30/2005
6365176962                6.75         70100     2/1/2006      1/1/2036              360        454.67   3/1/2006   12/22/2005
6370625516               6.875        106500     3/1/2006      2/1/2036              360        699.63   3/1/2006    1/19/2006
6375579502                6.75        157500     2/1/2006      1/1/2036              360       1021.55   3/1/2006   12/30/2005
6376064470                6.75        168000     3/1/2006      2/1/2036              360       1089.65   3/1/2006    1/18/2006
6377727190               7.125        321540     2/1/2006      1/1/2036              360       2166.28   2/1/2006   12/30/2005
6378152935               7.125         44100     2/1/2006      1/1/2036              360        297.11   2/1/2006   12/28/2005
6380739216                6.75        128000     3/1/2006      2/1/2036              360        830.21   3/1/2006     1/4/2006
6380958949                   7         87600     3/1/2006      2/1/2036              360        582.81   3/1/2006     1/6/2006
6385160681                7.75         69600     2/1/2006      1/1/2036              360        498.63   3/1/2006   12/27/2005
6386553397                6.75        136000     3/1/2006      2/1/2036              360         882.1   3/1/2006    1/17/2006
6386584707                6.75        127665     2/1/2006      1/1/2036              360        828.04   2/1/2006   12/30/2005
6388249846                6.75        130800     3/1/2006      2/1/2036              360        848.37   3/1/2006    1/20/2006
6388455773                6.75         25515     11/1/2005     10/1/2035             360        165.49   2/1/2006     9/2/2005
6389121705               6.625         84500     3/1/2006      2/1/2036              360        541.07   3/1/2006     1/3/2006
6400080955                6.75         75600     3/1/2006      2/1/2036              360        490.35   3/1/2006    1/20/2006
6402532011               6.625        275000     3/1/2006      2/1/2036              360       1760.86   3/1/2006    1/17/2006
6406032695                   7         98000     2/1/2006      1/1/2036              360           652   2/1/2006   12/29/2005
6406439163                   7         66000     2/1/2006      1/1/2036              360         439.1   2/1/2006   12/27/2005
6407600151               6.875         87000     3/1/2006      2/1/2036              360        571.53   3/1/2006    1/25/2006
6408149059               7.375         96000     2/1/2006      1/1/2036              360        663.05   2/1/2006     1/6/2006
6413989382                 7.5         58500     2/1/2006      1/1/2036              360        409.05   3/1/2006   12/23/2005
6414836806               7.125         95760     1/1/2006      12/1/2035             360        645.16   2/1/2006   11/29/2005
6416132543               6.875        135500     3/1/2006      2/1/2036              360        890.14   3/1/2006     1/6/2006
6418152044               7.125        280000     3/1/2006      2/1/2036              360       1886.42   3/1/2006    1/10/2006
6419741803                7.75        127200     2/1/2006      1/1/2036              360        911.28   3/1/2006   12/28/2005
6419905465               6.875         70000     3/1/2006      2/1/2036              360        459.86   3/1/2006     1/9/2006
6420485408               6.875         58500     3/1/2006      2/1/2036              360        384.31   3/1/2006     1/9/2006
6422044716               7.625        259500     2/1/2006      1/1/2036              360       1836.73   3/1/2006   12/29/2005
6423941530                6.75        207004     3/1/2006      2/1/2036              360       1342.63   3/1/2006     1/3/2006
6424429030                6.75        125250     3/1/2006      2/1/2036              360        812.37   3/1/2006    1/17/2006
6429927889                6.75        234250     3/1/2006      2/1/2036              360       1519.35   3/1/2006    1/17/2006
6431146999                6.75         75000     3/1/2006      2/1/2036              360        486.45   3/1/2006    1/18/2006
6436559147                6.75         80000     3/1/2006      2/1/2036              360        518.88   3/1/2006    1/17/2006
6436736224               6.875         44000     3/1/2006      2/1/2036              360        289.05   3/1/2006    1/25/2006
6437507731                6.75         89000     2/1/2006      1/1/2036              360        577.26   2/1/2006   12/30/2005
6438021278                6.75         35280     11/1/2005     10/1/2035             360        228.83   2/1/2006     9/2/2005
6443844748                6.75        231120     2/1/2006      1/1/2036              360       1499.04   3/1/2006   12/22/2005
6444844937               6.875        125100     3/1/2006      2/1/2036              360        821.82   3/1/2006    1/24/2006
6446391523                6.75        450000     3/1/2006      2/1/2036              360        2918.7   3/1/2006    1/10/2006
6446503754                7.25        131175     3/1/2006      2/1/2036              360        894.85   3/1/2006     1/5/2006
6448605565               7.125         48600     2/1/2006      1/1/2036              360        327.43   2/1/2006   12/16/2005
6452336743                6.75         89400     2/1/2006      1/1/2036              360        579.85   2/1/2006   12/28/2005
6457095104               6.875        117000     3/1/2006      2/1/2036              360        768.61   3/1/2006    1/23/2006
6458229462               7.125         80000     2/1/2006      1/1/2036              360        538.98   2/1/2006   12/30/2005
6458768808                6.75         50400     3/1/2006      2/1/2036              360         326.9   3/1/2006    1/19/2006
6460369603                   7         98000     2/1/2006      1/1/2036              360           652   2/1/2006   12/29/2005
6461867951                6.75         36000     3/1/2006      2/1/2036              360         233.5   3/1/2006    1/10/2006
6462592327               6.625        330000     2/1/2006      1/1/2036              360       2113.03   2/1/2006     1/3/2006
6463079217                6.75         94500     3/1/2006      2/1/2036              360        612.93   3/1/2006     1/9/2006
6467622780                6.75        135000     2/1/2006      1/1/2036              360        875.61   2/1/2006   12/23/2005
6470157196                6.75         59900     3/1/2006      2/1/2036              360        388.52   3/1/2006    1/18/2006
6470625978               6.875         33600     2/1/2006      1/1/2036              360        220.73   3/1/2006   12/29/2005
6472584678                6.75        105600     3/1/2006      2/1/2036              360        684.92   3/1/2006    1/18/2006
6474468417                7.25         81000     3/1/2006      2/1/2036              360        552.57   3/1/2006    1/20/2006
6477265117                6.75         79100     3/1/2006      2/1/2036              360        513.05   3/1/2006     1/9/2006
6480435038               6.875         62000     2/1/2006      1/1/2036              360         407.3   2/1/2006   12/30/2005
6481591326               6.625        127350     2/1/2006      1/1/2036              360        815.44   2/1/2006   12/21/2005
6483606916                6.75         73800     2/1/2006      1/1/2031              300         509.9   3/1/2006   12/28/2005
6484486664                6.75         98400     3/1/2006      2/1/2036              360        638.23   3/1/2006    1/18/2006
6485052069               6.875         31920     3/1/2006      2/1/2036              360         209.7   3/1/2006    1/11/2006
6485922279               6.625        115650     2/1/2006      1/1/2036              360        740.52   2/1/2006   12/30/2005
6487821917                6.75        105120     2/1/2006      1/1/2036              360        681.81   3/1/2006   12/30/2005
6489572567               6.875        140000     2/1/2006      1/1/2036              360        919.71   3/1/2006   12/23/2005
6490040034                6.75         67500     3/1/2006      2/1/2036              360        437.81   3/1/2006     1/4/2006
6491137326                6.75        125000     3/1/2006      2/1/2036              360        810.75   3/1/2006    1/20/2006
6491671928               7.125         44100     2/1/2006      2/1/2036              360        297.11   3/1/2006   12/22/2005
6493151408                6.75         98800     3/1/2006      2/1/2036              360        640.82   3/1/2006     1/3/2006
6494552539                6.75         50400     3/1/2006      2/1/2036              360         326.9   3/1/2006    1/23/2006
6497196532                6.75        132000     3/1/2006      2/1/2036              360        856.15   3/1/2006    1/13/2006
6497767076                6.75         97600     3/1/2006      2/1/2036              360        633.04   3/1/2006    1/12/2006
6498696753               6.875         60000     2/1/2006      1/1/2036              360        394.16   2/1/2006   12/29/2005
6499227111               7.625        116800     3/1/2006      2/1/2036              360        826.71   3/1/2006    1/20/2006
6500736274               6.625        128400     3/1/2006      2/1/2036              360        822.16   3/1/2006    1/11/2006
6501258583               6.875         68000     2/1/2006      1/1/2036              360        446.72   2/1/2006   12/30/2005
6502098095               6.875         69525     2/1/2006      1/1/2036              360        456.73   3/1/2006   12/16/2005
6506907333               6.875        170000     3/1/2006      2/1/2036              360       1116.78   3/1/2006     1/5/2006
6509515752               7.125         83250     2/1/2006      1/1/2036              360        560.88   2/1/2006     1/4/2006
6509904667                6.75         50000     3/1/2006      2/1/2036              360         324.3   3/1/2006    1/12/2006
6510019455                6.75         52000     2/1/2006      1/1/2036              360        337.28   2/1/2006   12/30/2005
6513573938                6.75        140000     3/1/2006      2/1/2036              360        908.04   3/1/2006     1/9/2006
6522457776               6.625        338800     3/1/2006      2/1/2036              360       2169.38   3/1/2006    1/12/2006
6526631301                 7.5        110000     3/1/2006      2/1/2036              360        769.14   3/1/2006    1/18/2006
6527640541               6.875        130400     2/1/2006      1/1/2036              360        856.64   3/1/2006   12/21/2005
6527886490                6.75         45600     3/1/2006      2/1/2036              360        295.77   3/1/2006    1/10/2006
6530767547               6.875        415000     3/1/2006      2/1/2036              360       2726.26   3/1/2006    1/18/2006
6532462899                6.75        525000     3/1/2006      2/1/2036              360       3405.15   3/1/2006    1/13/2006
6534148363                6.75        262875     3/1/2006      2/1/2036              360       1705.01   3/1/2006     1/6/2006
6534990608               6.875        107300     2/1/2006      1/1/2031              300        749.84   2/1/2006   12/28/2005
6536546127               6.625         56250     3/1/2006      2/1/2036              360        360.18   3/1/2006    1/20/2006
6539982170                6.75        116000     3/1/2006      2/1/2036              360        752.38   3/1/2006     1/6/2006
6540556427               6.875         60000     2/1/2006      1/1/2036              360        394.16   2/1/2006   12/27/2005
6542396608                6.75         31500     3/1/2006      2/1/2036              360        204.31   3/1/2006    1/13/2006
6543140740               6.875         59397     2/1/2006      1/1/2026              240        456.06   2/1/2006     1/3/2006
6545432285               6.625        116000     2/1/2006      1/1/2036              360        742.77   2/1/2006   12/29/2005
6546543056               6.875         72000     3/1/2006      2/1/2036              360        472.99   3/1/2006    1/11/2006
6546761377               7.125         29400     3/1/2006      2/1/2036              360        198.08   3/1/2006    1/17/2006
6549030283               6.875        152300     3/1/2006      2/1/2036              360       1000.51   3/1/2006    1/11/2006
6550878679                6.75        139200     3/1/2006      2/1/2036              360        902.85   3/1/2006    1/19/2006
6551213876                6.75        105120     2/1/2006      1/1/2036              360        681.81   3/1/2006   12/30/2005
6551375253                   7         19800     3/1/2006      2/1/2036              360        131.74   3/1/2006    1/18/2006
6555099966                6.75         66990     3/1/2006      2/1/2036              360         434.5   3/1/2006    1/11/2006
6555418372               6.625         54000     2/1/2006      1/1/2036              360        345.77   2/1/2006   12/30/2005
6557436976               6.875         94500     3/1/2006      2/1/2036              360         620.8   3/1/2006    1/20/2006
6568802505                 7.5        105000     3/1/2006      2/1/2036              360        734.18   3/1/2006    1/12/2006
6571598314               7.375        236000     2/1/2006      1/1/2036              360          1630   4/1/2006   12/27/2005
6576679283                6.75         56000     2/1/2006      1/1/2036              360        363.22   3/1/2006   12/22/2005
6576845934                6.75         89900     3/1/2006      2/1/2036              360        583.09   3/1/2006     1/9/2006
6578972975                6.75         47500     2/1/2006      1/1/2036              360        308.09   2/1/2006   12/15/2005
6582922933               6.875         57000     2/1/2006      1/1/2036              360        374.45   2/1/2006   12/19/2005
6582993264                6.75         27200     3/1/2006      2/1/2036              360        176.42   3/1/2006    1/17/2006
6584472721               6.625        130000     2/1/2006      1/1/2036              360        832.41   3/1/2006     1/4/2006
6584490897               7.125         87271     3/1/2006      2/1/2036              360        587.97   3/1/2006    1/18/2006
6584625278                6.75        399000     2/1/2006      1/1/2036              360       2587.91   3/1/2006   12/30/2005
6584716473               6.625         42000     3/1/2006      2/1/2036              360        268.94   3/1/2006    1/18/2006
6586811850               6.875        416000     3/1/2006      2/1/2036              360       2732.83   3/1/2006    1/18/2006
6588410081                6.75         86400     3/1/2006      2/1/2036              360        560.39   3/1/2006    1/10/2006
6590805583               6.875         88000     3/1/2006      2/1/2036              360         578.1   3/1/2006     1/6/2006
6590962723                6.75         77700     3/1/2006      2/1/2036              360        503.97   3/1/2006    1/17/2006
6591328338                   7         27000     2/1/2006      1/1/2036              360        179.64   3/1/2006   12/29/2005
6594154772               6.875         70000     2/1/2006      1/1/2036              360        459.86   2/1/2006   12/15/2005
6598100425               6.875        128000     3/1/2006      2/1/2036              360        840.87   3/1/2006    1/17/2006
6599280804               6.875         45000     3/1/2006      2/1/2036              360        295.62   3/1/2006    1/20/2006
6603146967                   7         85500     3/1/2006      2/1/2036              360        568.84   3/1/2006    1/12/2006
6605377495               6.875        157840     3/1/2006      2/1/2036              360        1036.9   3/1/2006    1/24/2006
6610738756               6.625        100000     2/1/2006      1/1/2036              360        640.32   2/1/2006   12/30/2005
6611249175                6.75        292000     3/1/2006      2/1/2036              360       1893.91   3/1/2006    1/12/2006
6614015896                6.75         64800     2/1/2006      1/1/2036              360         420.3   2/1/2006   12/27/2005
6614207121                   7         95200     3/1/2006      2/1/2036              360        633.37   3/1/2006    1/11/2006
6617176117                6.75         42400     3/1/2006      2/1/2036              360        275.01   3/1/2006    1/17/2006
6617302275                6.75         55350     2/1/2006      1/1/2036              360           359   2/1/2006   12/29/2005
6618651407                6.75         47700     2/1/2006      1/1/2036              360        309.39   2/1/2006   12/29/2005
6620256690                6.75        303200     3/1/2006      2/1/2036              360       1966.55   3/1/2006    1/17/2006
6620713583                6.75         70175     3/1/2006      2/1/2036              360        455.16   3/1/2006    1/11/2006
6621982518               6.625        360000     12/1/2005     11/1/2035             360       2305.12   2/1/2006   10/24/2005
6624040173                6.75        118600     3/1/2006      2/1/2036              360        769.24   3/1/2006     1/3/2006
6625429151               7.125        256000     2/1/2006      1/1/2036              360       1724.72   2/1/2006   12/29/2005
6627215020                6.75         88000     2/1/2006      1/1/2036              360        570.77   2/1/2006   12/29/2005
6627943605                6.75        161000     2/1/2006      1/1/2036              360       1044.25   3/1/2006   12/30/2005
6629721231                 7.5        216000     2/1/2006      1/1/2036              360       1510.31   2/1/2006   12/30/2005
6630837679                6.75         32000     2/1/2006      1/1/2036              360        207.56   3/1/2006   12/29/2005
6632537962               7.625         86250     3/1/2006      2/1/2036              360        610.48   3/1/2006    1/19/2006
6634516196                6.75        149952     3/1/2006      2/1/2036              360        972.59   3/1/2006    1/19/2006
6636435015                6.75        180000     3/1/2006      2/1/2036              360       1167.48   3/1/2006    1/11/2006
6636613017               6.875         84400     2/1/2006      1/1/2036              360        554.45   2/1/2006   12/23/2005
6648534037               6.625        249750     2/1/2006      1/1/2036              360       1599.18   3/1/2006   12/16/2005
6650859728                   7        122000     3/1/2006      2/1/2036              360        811.67   3/1/2006    1/19/2006
6651222223               7.125         39900     2/1/2006      1/1/2036              360        268.82   2/1/2006   12/28/2005
6656985485                6.75        333333     3/1/2006      2/1/2036              360          2162   3/1/2006    1/13/2006
6657836497               6.625         97425     2/1/2006      1/1/2036              360        623.83   2/1/2006   12/29/2005
6658012874                6.75        156000     3/1/2006      2/1/2036              360       1011.82   3/1/2006    1/13/2006
6659235896                6.75        183750     2/1/2006      1/1/2036              360        1191.8   2/1/2006   12/28/2005
6664848352                   7        282800     3/1/2006      2/1/2036              360       1881.48   3/1/2006    1/20/2006
6669204684                6.75        271920     2/1/2006      1/1/2036              360       1763.67   2/1/2006   12/29/2005
6669541457                6.75        164400     3/1/2006      2/1/2036              360        1066.3   3/1/2006     1/6/2006
6679267317                6.75         59600     3/1/2006      2/1/2036              360        386.57   3/1/2006     1/6/2006
6680859557                6.75        128000     2/1/2006      1/1/2036              360        830.21   2/1/2006   12/30/2005
6680882252                6.75         79920     2/1/2006      1/1/2036              360        518.36   2/1/2006     1/5/2006
6681939838               6.875         42400     3/1/2006      2/1/2036              360        278.54   3/1/2006    1/17/2006
6682131906                6.75        312000     3/1/2006      2/1/2036              360       2023.63   3/1/2006    1/13/2006
6682907933                6.75        130320     2/1/2006      1/1/2036              360        845.26   2/1/2006   12/30/2005
6685240118                   7         98000     2/1/2006      1/1/2036              360           652   2/1/2006   12/29/2005
6686517423                7.25        107088     2/1/2006      1/1/2036              360        730.53   3/1/2006   12/29/2005
6686886208                7.75         90400     3/1/2006      2/1/2036              360        647.64   3/1/2006    1/13/2006
6690332470               6.875         80000     3/1/2006      2/1/2036              360        525.55   3/1/2006     1/3/2006
6691363433                6.75        372000     3/1/2006      2/1/2036              360       2412.79   3/1/2006    1/19/2006
6693711191               7.375         63700     2/1/2006      1/1/2036              360        439.97   3/1/2006   12/28/2005
6695717410                6.75        169783     2/1/2006      1/1/2036              360       1101.21   2/1/2006   12/30/2005
6698145874               6.625        800000     3/1/2006      2/1/2036              360       5122.49   3/1/2006     1/4/2006
6699312325                6.75        192500     3/1/2006      2/1/2036              360       1248.56   3/1/2006    1/12/2006
6699541972                6.75        103000     2/1/2006      1/1/2036              360        668.06   3/1/2006   12/29/2005
6701606243               6.875        135000     3/1/2006      2/1/2036              360        886.86   3/1/2006    1/17/2006
6705634944               7.125        321540     2/1/2006      1/1/2036              360       2166.28   2/1/2006   12/30/2005
6707164387                6.75        132460     2/1/2006      1/1/2036              360        859.14   2/1/2006   12/23/2005
6708969388                   7        111200     2/1/2006      1/1/2036              360        739.82   3/1/2006   12/28/2005
6712772273               6.625        106400     2/1/2006      1/1/2036              360         681.3   3/1/2006   12/29/2005
6719627637               6.625         70000     2/1/2006      1/1/2036              360        448.22   4/1/2006   12/30/2005
6720847943                6.75         62000     2/1/2006      1/1/2036              360        402.14   2/1/2006   12/28/2005
6722814610               6.625        145000     2/1/2006      1/1/2036              360        928.46   2/1/2006     1/4/2006
6723227077                6.75         47200     2/1/2006      1/1/2036              360        306.14   2/1/2006   12/28/2005
6723350176                6.75         84000     3/1/2006      2/1/2036              360        544.83   3/1/2006    1/25/2006
6724904583                6.75         74625     3/1/2006      2/1/2036              360        484.02   3/1/2006    1/13/2006
6731504863                6.75        107100     3/1/2006      2/1/2036              360        694.65   3/1/2006    1/12/2006
6731994122                6.75         22500     2/1/2006      1/1/2036              360        145.94   2/1/2006   12/19/2005
6736627339               7.625        300080     2/1/2006      1/1/2036              360       2123.95   2/1/2006   12/29/2005
6740808180                6.75        150000     2/1/2006      1/1/2036              360         972.9   3/1/2006     1/3/2006
6741221482                   7         76000     2/1/2006      1/1/2036              360        505.63   2/1/2006   12/28/2005
6743450261               6.625        380000     3/1/2006      2/1/2036              360       2433.19   3/1/2006     1/6/2006
6743587856               6.625         74000     3/1/2006      2/1/2036              360        473.84   3/1/2006     1/5/2006
6743764844               6.875         50400     3/1/2006      2/1/2036              360         331.1   3/1/2006    1/12/2006
6746117156                6.75         45900     3/1/2006      2/1/2036              360        297.71   3/1/2006    1/24/2006
6747710603                6.75        168500     2/1/2006      1/1/2036              360       1092.89   2/1/2006     1/3/2006
6751345726                6.75         60000     2/1/2006      1/1/2036              360        389.16   2/1/2006   12/22/2005
6755924807                   7        360000     2/1/2006      1/1/2036              360       2395.09   2/1/2006   12/30/2005
6758002874                6.75        166500     2/1/2006      1/1/2036              360       1079.92   3/1/2006     1/3/2006
6758427345               7.125         24210     2/1/2006      1/1/2036              360        163.11   2/1/2006   12/29/2005
6762028766                6.75         79120     3/1/2006      2/1/2036              360        513.18   3/1/2006    1/13/2006
6763267058                6.75         88000     3/1/2006      2/1/2036              360        570.77   3/1/2006    1/23/2006
6764119183               7.125        169600     2/1/2006      1/1/2036              360       1142.63   3/1/2006   12/30/2005
6765981458                6.75         74000     2/1/2006      1/1/2036              360        479.97   2/1/2006   12/23/2005
6766568635                6.75        337315     2/1/2006      1/1/2036              360       2187.82   2/1/2006     1/3/2006
6766657156                6.75        180000     3/1/2006      2/1/2036              360       1167.48   3/1/2006    1/11/2006
6769481794               7.125        106000     2/1/2006      1/1/2036              360        714.15   2/1/2006   12/30/2005
6773690463                6.75         90400     3/1/2006      2/1/2036              360        586.34   3/1/2006    1/19/2006
6777248250                   7         80100     2/1/2006      1/1/2036              360        532.91   2/1/2006   12/30/2005
6781043705                6.75        120000     3/1/2006      2/1/2036              360        778.32   3/1/2006     1/3/2006
6788732490                   7         38000     3/1/2006      2/1/2036              360        252.82   3/1/2006     1/5/2006
6789009724                6.75         83500     3/1/2006      2/1/2036              360        541.58   3/1/2006    1/12/2006
6790104761               6.625        356841     3/1/2006      2/1/2036              360        2284.9   3/1/2006    1/17/2006
6790189796               6.625        109600     3/1/2006      2/1/2036              360        701.79   4/1/2006     1/3/2006
6791143651               7.125         40000     3/1/2006      2/1/2036              360        269.49   3/1/2006     1/3/2006
6793999860               6.875         65250     3/1/2006      2/1/2036              360        428.65   3/1/2006    1/23/2006
6794375821               7.125         70650     2/1/2006      1/1/2036              360        475.99   2/1/2006   12/30/2005
6796437736                6.75        176000     2/1/2006      1/1/2036              360       1141.54   2/1/2006   12/23/2005
6799749012                6.75         58400     3/1/2006      2/1/2036              360        378.79   3/1/2006    1/12/2006
6804314752               6.875         53400     3/1/2006      2/1/2036              360        350.81   3/1/2006    1/23/2006
6804944079               7.125         33600     2/1/2006      1/1/2036              360        226.37   2/1/2006   12/22/2005
6807344061                   7         98000     2/1/2006      1/1/2036              360           652   2/1/2006   12/29/2005
6807816118                7.25        136500     3/1/2006      2/1/2036              360        931.18   3/1/2006    1/17/2006
6808885567                6.75        367500     3/1/2006      2/1/2036              360        2383.6   3/1/2006    1/11/2006
6809638320                6.75         79800     2/1/2006      1/1/2036              360        517.59   3/1/2006   12/22/2005
6812554746                6.75        175000     3/1/2006      2/1/2036              360       1135.05   3/1/2006     1/3/2006
6812571732               7.125        240500     3/1/2006      2/1/2036              360        1620.3   3/1/2006    1/12/2006
6814887896               6.625        115000     3/1/2006      2/1/2036              360        736.36   3/1/2006    1/24/2006
6825583542                6.75        141600     3/1/2006      2/1/2036              360        918.42   3/1/2006    1/18/2006
6827190023                6.75        121230     2/1/2006      1/1/2036              360         786.3   3/1/2006   12/16/2005
6828519865                6.75         81250     2/1/2006      1/1/2036              360        526.99   2/1/2006   12/15/2005
6829784989                6.75        132235     2/1/2006      1/1/2036              360        857.68   2/1/2006   12/22/2005
6830356819                6.75        315000     3/1/2006      2/1/2036              360       2043.09   3/1/2006     1/6/2006
6833083568                6.75        200000     2/1/2006      1/1/2036              360        1297.2   3/1/2006   12/30/2005
6834401629                6.75         68000     3/1/2006      2/1/2036              360        441.05   3/1/2006    1/19/2006
6836462181               6.875        140000     2/1/2006      1/1/2036              360        919.71   3/1/2006   12/30/2005
6837820171                6.75         43200     2/1/2006      1/1/2036              360         280.2   2/1/2006   12/27/2005
6839382642                 7.5         63750     3/1/2006      2/1/2036              360        445.75   3/1/2006    1/23/2006
6843169084               7.125         92000     3/1/2006      2/1/2036              360        619.83   3/1/2006    1/23/2006
6845436309               6.625         80000     2/1/2006      1/1/2036              360        512.25   2/1/2006   12/15/2005
6846873328                6.75        237500     3/1/2006      2/1/2036              360       1540.43   3/1/2006    1/13/2006
6848693666               7.125         49600     2/1/2006      1/1/2036              360        334.17   2/1/2006   12/30/2005
6849091381               7.625         84000     3/1/2006      2/1/2036              360        594.55   3/1/2006    1/20/2006
6849194003               6.875         77600     3/1/2006      2/1/2036              360        509.78   3/1/2006    1/11/2006
6849606295                6.75         63787     2/1/2006      1/1/2036              360        413.73   2/1/2006   12/27/2005
6850668788                6.75        170000     3/1/2006      2/1/2036              360       1102.62   3/1/2006    1/13/2006
6852295796               6.875        120000     2/1/2006      1/1/2036              360        788.32   2/1/2006   12/28/2005
6853244546                6.75        210000     3/1/2006      2/1/2036              360       1362.06   3/1/2006    1/17/2006
6853681259                   7        176250     2/1/2006      1/1/2036              360        1172.6   2/1/2006   12/28/2005
6854155378                7.75         94400     3/1/2006      2/1/2036              360         676.3   3/1/2006    1/12/2006
6854524441                6.75        104000     2/1/2006      1/1/2036              360        674.55   2/1/2006    1/13/2006
6862748263                6.75        119700     2/1/2006      1/1/2036              360        776.38   2/1/2006   12/16/2005
6863084866                   7         56000     3/1/2006      2/1/2036              360        372.57   3/1/2006    1/26/2006
6866526749                6.75        152000     3/1/2006      2/1/2036              360        985.87   3/1/2006     1/4/2006
6869259397                   7         98000     2/1/2006      1/1/2036              360           652   2/1/2006   12/29/2005
6872664930                6.75        168000     3/1/2006      2/1/2036              360       1089.65   3/1/2006    1/17/2006
6872810590                6.75        136000     3/1/2006      2/1/2036              360         882.1   3/1/2006    1/18/2006
6873310871                6.75         40320     2/1/2006      1/1/2036              360        261.52   2/1/2006   12/28/2005
6873412040                   7         68000     3/1/2006      2/1/2036              360        452.41   3/1/2006    1/20/2006
6873694670                6.75         46350     2/1/2006      1/1/2036              360        300.63   2/1/2006   12/30/2005
6880474975                6.75         82400     3/1/2006      2/1/2036              360        534.45   3/1/2006    1/19/2006
6893092103               7.125         31920     3/1/2006      2/1/2036              360        215.06   3/1/2006     1/3/2006
6894253555                6.75         76950     2/1/2006      1/1/2036              360         499.1   3/1/2006   12/29/2005
6894893715                6.75        200000     3/1/2006      2/1/2036              360        1297.2   3/1/2006    1/25/2006
6894989927                6.75         41350     3/1/2006      2/1/2036              360         268.2   3/1/2006     1/6/2006
6896862585               6.875        280000     2/1/2006      1/1/2036              360       1839.41   3/1/2006   12/30/2005
6905700230                6.75        217500     2/1/2006      1/1/2036              360       1410.71   3/1/2006   12/23/2005
6907096405               6.625        140000     3/1/2006      2/1/2036              360        896.44   3/1/2006    1/12/2006
6909490267                   7        121212     3/1/2006      2/1/2036              360        806.43   3/1/2006    1/20/2006
6910007845               6.625        248500     2/1/2006      1/1/2036              360       1591.18   2/1/2006   12/27/2005
6910127502                6.75        366750     3/1/2006      2/1/2036              360       2378.74   3/1/2006    1/10/2006
6910291175               6.625         68000     2/1/2006      1/1/2036              360        435.42   3/1/2006   12/27/2005
6911076872               7.125         37800     2/1/2006      1/1/2036              360        254.67   2/1/2006   12/29/2005
6912662498               7.125         96000     2/1/2006      1/1/2036              360        646.77   2/1/2006   12/19/2005
6918129468                7.25        228000     2/1/2006      1/1/2036              360       1555.37   2/1/2006   12/30/2005
6921164916               6.625         77450     3/1/2006      2/1/2036              360        495.93   3/1/2006    1/26/2006
6924771329                6.75         58800     2/1/2006      1/1/2036              360        381.38   3/1/2006   12/30/2005
6926433340                6.75        105920     3/1/2006      2/1/2036              360           687   3/1/2006     1/4/2006
6930177529               6.875         60000     2/1/2006      1/1/2036              360        394.16   2/1/2006   12/30/2005
6930614406                6.75        170000     3/1/2006      2/1/2036              360       1102.62   3/1/2006    1/12/2006
6935767894                6.75        385000     3/1/2006      2/1/2036              360       2497.11   3/1/2006     1/5/2006
6939671498                6.75        293000     3/1/2006      2/1/2036              360        1900.4   3/1/2006    1/13/2006
6943515707                6.75         97600     3/1/2006      2/1/2036              360        633.04   3/1/2006    1/12/2006
6947299639                6.75        144966     2/1/2006      1/1/2036              360        940.25   2/1/2006   12/27/2005
6947504350                6.75         57330     3/1/2006      2/1/2036              360        371.85   3/1/2006    1/23/2006
6950270444                   7         50080     3/1/2006      2/1/2036              360        333.19   3/1/2006    1/23/2006
6952439088               7.625        234000     3/1/2006      2/1/2036              360       1656.24   3/1/2006     1/5/2006
6954593114                6.75         58400     3/1/2006      2/1/2036              360        378.79   3/1/2006     1/3/2006
6957568881               6.875         54400     1/1/2006      12/1/2035             360        357.37   3/1/2006   11/28/2005
6961158364                6.75        147849     3/1/2006      2/1/2036              360        958.95   3/1/2006     1/6/2006
6962410574                6.75         58950     2/1/2006      1/1/2036              360        382.35   3/1/2006   12/27/2005
6962587603                   7         98000     2/1/2006      1/1/2036              360           652   2/1/2006   12/29/2005
6963065567               6.625        245000     3/1/2006      2/1/2036              360       1568.77   3/1/2006     1/9/2006
6968878345               7.125         96506     2/1/2006      1/1/2036              360        650.18   2/1/2006   12/27/2005
6970942105                   7         32400     2/1/2006      1/1/2036              360        215.56   2/1/2006   12/20/2005
6973367623               6.875         73600     2/1/2006      1/1/2036              360         483.5   2/1/2006   12/28/2005
6975361251                6.75         60000     3/1/2006      2/1/2036              360        389.16   3/1/2006     1/9/2006
6975362614               6.875         99920     3/1/2006      2/1/2036              360        656.41   3/1/2006    1/17/2006
6976109584                6.75        130000     3/1/2006      2/1/2036              360        843.18   3/1/2006     1/6/2006
6976234259               6.875         27920     3/1/2006      2/1/2036              360        183.42   3/1/2006    1/12/2006
6976582384               7.125         59500     3/1/2006      2/1/2036              360        400.87   3/1/2006    1/19/2006
6977981635                   7         45000     3/1/2006      2/1/2036              360        299.39   3/1/2006    1/18/2006
6978507215                   7         87300     2/1/2006      1/1/2036              360        580.81   2/1/2006   12/30/2005
6982428044                6.75        165000     3/1/2006      2/1/2036              360       1070.19   3/1/2006    1/20/2006
6984477478               6.875        132711     2/1/2006      1/1/2036              360        871.82   3/1/2006   12/30/2005
6994266549                6.75        211500     3/1/2006      2/1/2036              360       1371.79   3/1/2006    1/20/2006
6994584313               7.125        280000     3/1/2006      2/1/2036              360       1886.42   3/1/2006    1/11/2006
6999433441                   7        224225     2/1/2006      1/1/2036              360       1491.78   2/1/2006   12/21/2005
6999504761               6.875        133000     3/1/2006      2/1/2036              360        873.72   3/1/2006    1/24/2006

<CAPTION>

   Loan        Remaining           Scheduled         Credit   Appraisal    Sales
  Number     Term (Months)   Principal Balance ($)   Score      Value      Price
---------------------------------------------------------------------------------
<S>                    <C>               <C>            <C>      <C>       <C>
3302545110             360                  112295      757      228000    215701
3303077568             359               336929.65      628      440000    421525
3303237048             360                   91341      721      110000    101490
3303413714             359                77173.29      718      186900         0
3303421345             299                56177.77      729       81500     62500
3303452548             359                94846.24      676      164000    165095
3303456895             358               159916.54      750      185000    185000
3303463545             360                  100000      628      130000    125000
3303467389             359                61367.03      696      105336     76900
3303491751             359               162733.85      832      340000    313000
3303532885             360                   82078      676      125000         0
3303534881             360                   85000      747      225000    187000
3303537579             360                  183742      782      249000    244990
3303542751             359               160461.71      669      230000         0
3303561439             360                   78280      759      158000         0
3303567824             359               142167.38      618      265000         0
3303568095             360                   83625      745      145000         0
3303569903             359               175852.13      720      225000    224000
3303571750             359               112902.71      718      170000         0
3303577245             360                  225600      727      285000    282000
3303589026             359                 68743.6      727       93000     86000
3303590297             359               176098.25      747      340000         0
3303593929             360                48332.75      697       73000         0
3303593937             359                80928.53      743      318000     90000
3303597813             359               179845.02      805      225000    225000
3303603124             360                  100219      744      260000         0
3303605160             360                   50400      764       77600     56000
3303605962             300                   92700      669      194000         0
3303606838             360                   73660      696      118000         0
3303609402             359                 76432.5      733       95000     85000
3303609618             360                  100000      776      135000         0
3303609915             360                   54000      696       75000     60000
3303612828             359                91256.36      772      190000         0
3303616761             299                82895.49      662      136776         0
3303618023             359               135888.51      801      170000         0
3303618064             359               112171.32      765      180000         0
3303619815             299                47437.79      733      390000         0
3303628394             359                48957.81      742       71249     70000
3303629376             360                   50000      725       73000     65000
3303629558             359               250175.64      758      400000    312983
3303637494             360                  135156      747      173000    168945
3303638187             360                   44000      639       55000         0
3303638435             359                75138.36      691      111142     94000
3303639961             360                   77000      771      121000         0
3303640688             360                   39140      769       58000         0
3303643542             359               124999.95      724      189107    139000
3303643799             359                72037.92      725      160258         0
3303646982             360                  208585      774      331000         0
3303647154             360                  209344      774      371000         0
3303647444             359                59448.77      701       85000         0
3303647675             359                93919.06      727      135000    135000
3303651909             360                  100000      769      135000    125000
3303655405             360                   56050      658       95000     95000
3303656478             359               124425.37      664      316975         0
3303657393             359                60747.65      718       80000         0
3303659712             359                88925.23      793      116000    100000
3303659969             360                  350000      788     1229000         0
3303660785             360                  182700      687      331000         0
3303663664             360                  130400      697      163000         0
3303664894             360                  110400      737      138000         0
3303666667             360                  180000      803      247000    225000
3303667491             360                   57670      764      169000         0
3303667939             299                 69100.8      766      111000         0
3303670156             360                   63200      721       79000         0
3303672103             360                   70856      677      165000         0
3303674166             359               112146.96      815      250616         0
3303675155             359                54545.25      753       64750         0
3303675635             360                  164800      688      236158         0
3303676955             359                43123.73      715      105000         0
3303678811             360                   77600      704      100000     97000
3303679272             360                  112000      658      140000    140000
3303680346             360                   67200      683       84000         0
3303680791             360                   96000      808      140000    120000
3303681013             359               245788.19      796      385000         0
3303681476             360                   57680      772       73500         0
3303681898             359                 47660.9      774       67000     53000
3303682565             359               103908.24      751      130000         0
3303684447             359               135605.81      658      172000    169900
3303686020             360                   73500      723      115000    105000
3303686145             360                  120000      681      713000         0
3303686368             360                   61300      818       98000         0
3303687911             360                  108000      735      135000         0
3303691483             359                64946.72      766       85000         0
3303691905             360                   80400      766      101000    100500
3303693364             360                  125000      772      215000    215000
3303694354             359                124697.7      810      156000    156000
3303694909             360                  113050      690      496806         0
3303695401             360                   67900      738      223207         0
3303696425             240               197868.87      729      815000         0
3303697241             360                   50856      721       65000         0
3303697860             360                   80000      772      120000    120000
3303698314             359                75135.25      712      105000     94000
3303699452             360                   67200      682       84000         0
3303699478             360                  219000      718      295000         0
3303700474             360                   97809      695      145000         0
3303700912             360                  126384      705      170000         0
3303701738             360                  328000      777      418000    410000
3303703338             360                   49440      741       63000         0
3303705465             360                   54000      787       65000     60000
3303705648             360                   98400      747      163470    123000
3303706125             360                  101495      719      185000         0
3303706323             360                   67500      774       79000     75000
3303707933             360                  134400      822      168000    168000
3303709723             360                  108000      691      135000    135000
3303710978             360                   60000      692       81000         0
3303711323             360                   42471      713       82092         0
3303719854             360                   62400      718       78000     78000
3303723096             300                   51500      640       73631         0
3303723245             360                  286340      713      423000         0
3303723526             360                  190550      713      402000         0
3303735132             360                  121238      689      250000         0
3303736502             360                   75984      735       95000         0
3303750214             360                  174112      793      531300         0
3303756294             360                  100000      696      391000         0
3303765295             360                118450.5      776      183000         0
3303767614             360                   51500      683       83436         0
3303767630             360                   74720      754       97000         0
3303777969             360                  103000      723      138000         0
3303778728             360                  144000      750      177000    180000
3303788941             360                   99995      691      980000         0
6000731346             360                   93750      682      125000         0
6001295259             359               115105.57      748      144000         0
6002425087             360                  240000      769      558079    300000
6003369912             359               147786.72      749      190000         0
6005951220             359                79931.12      771      117678         0
6013205957             359               299735.31      755      430000         0
6016071455             360                  275000      753      500000    475000
6016208917             359               123593.49      701      160000         0
6018020161             359               415641.83      783      595000         0
6021995540             360                   81000      783      216400     90000
6023864389             360                   81000      690      104000         0
6027630117             357                63833.74      672       90000     80000
6028560727             360                  175000      737      380000    375000
6028567516             359                89922.51      748      100000    100000
6028972765             360                  142700      750      210000    178418
6029648380             360                  236250      752      316000    315000
6033367068             360                   43200      712       54000     54000
6033580132             359                99915.99      744      350000         0
6034902533             359                15486.97      810      400000    392500
6037027098             360                   64000      745       80000         0
6037523542             359                42363.49      671       60000     53000
6038892540             359               119896.68      769      150000         0
6039943243             360                   66750      747       90000     89000
6042622636             360                  108750      699      145000         0
6043113007             360                  100980      748      123500    112200
6046718257             358               389358.78      699      600000         0
6047411381             359               159862.24      629      477000         0
6051336946             359                93869.11      652      124000         0
6055421223             360                   59900      768      125000     99900
6058522142             360                   72800      739       91000         0
6066206498             360                   68000      777      104000     85000
6066703262             359                97919.67      723      140000         0
6069022769             360                  168000      739      210000         0
6070052805             359                54493.04      725       65000     60600
6070143034             360                   56000      687       80000         0
6070812042             360                   67000      677       91000         0
6072835587             359               100915.15      693      330000         0
6072893123             359                91920.78      760      119000    115000
6074840262             360                  107920      773      165000    134900
6077511407             359               123895.82      777      184000    155000
6086375158             359                55189.44      757       67500     61375
6086465272             359               124892.38      762      226000         0
6095727647             360                   60800      747       95000         0
6096930406             360                  110000      702      182300         0
6103050628             359                75936.15      777      105000     95000
6103124019             359               149873.98      625      509000         0
6104756520             359                31972.44      719       40000         0
6106316554             359                96716.65      785      132000    121000
6106659011             360                   30240      712       38000     37800
6107204726             359               157377.13      760      235000         0
6109549953             360                  146000      762      208000         0
6109747599             359                41701.06      757       49000     46375
6111881477             360                  123975      676      387217    354825
6115438753             360                  224000      789      280000         0
6117012317             359                62947.07      787       78000     70000
6121522285             360                  140000      764      175000    175000
6122759340             359               314298.45      713      450000         0
6122975250             360                  224800      686      283000         0
6123625334             360                   63965      741       80000         0
6125427838             360                  195000      682      528000         0
6125552148             359               102913.46      682      129000         0
6128043962             359                59949.59      797       75000         0
6128744502             359                270672.4      671      391000    387000
6131656834             359                55189.44      757       61500     61375
6132278638             360                  156600      711      174000    174000
6132684926             360                  177000      782      416500         0
6132807766             359               105509.08      686      132000         0
6133068079             360                  207004      716      269000    230005
6133534054             359               238377.58      777      376500    298228
6133903358             360                  119200      694      218000    149000
6135662713             357               183510.27      708      230000    230000
6136725733             360                  153995      797      220000         0
6139675349             360                   68600      645       98000         0
6140238897             299                58299.93      681      162607         0
6140694396             359                59948.34      722      160000    160000
6143840913             360                   96000      692      120000         0
6145434897             360                   48000      667       61000     60000
6147337106             360                   40410      774       45000     44900
6148265090             360                   70000      773      107786         0
6150090345             360                  123200      736      169000    155000
6156524602             360                  188000      696      307000         0
6157456556             360                  110000      702      199400         0
6159218665             360                   59400      686       80500     66000
6159555017             359               224801.49      816      300000    295000
6160942071             359                41813.97      757       46500     47375
6162300427             360                  125000      789      420000    389000
6162644063             360                  191250      790      255000         0
6170090481             359               175848.46      746      220000         0
6171849117             360                  115064      745      157000    143830
6172709419             360                  195000      706      280000    260000
6173331296             360                  116000      702      145000         0
6174364148             360                   75920      733       95000     94900
6174615184             359               269747.53      757      365000         0
6175206314             359                47546.03      757       53000     52875
6177796650             359                99915.99      720      142755    125000
6179833741             359                 54953.4      724       63000     63000
6181042265             360                   84000      714      105000         0
6183925301             359                 31474.8      806       45000     39375
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6975362614             360                   99920      792      125000    124900
6976109584             360                  130000      803      250000         0
6976234259             360                   27920      669       36000     34900
6976582384             360                   59500      703       85000         0
6977981635             360                   45000      770       61000     50000
6978507215             359                87228.44      696       97000     97000
6982428044             360                  165000      762      291000         0
6984477478             359               132522.04      803      212000    213846
6994266549             360                  211500      774      240000    235000
6994584313             360                  280000      710      400000         0
6999433441             359                224041.2      601      357268         0
6999504761             360                  133000      707      190000         0
</TABLE>

Loan Count:                               626
Scheduled PB
as February 1, 2006:           $79,166,715.41
Unpaid PB W/A:                    $126,464.40
W/A Interest Rate:                      6.852
W/A Remaining Term:              359.1 months

<PAGE>

                                   EXHIBIT D-4

                             MORTGAGE LOAN SCHEDULE

                                 (LOAN GROUP 4)

Bank of America
               [L0G0]

BOAALT 2006-02
Group 4:
Mortgage Schedule

<TABLE>
<CAPTION>

   Loan         Property                                                  Loan                  Doc         Original
  Number          Type                   Occupancy                      Purpose                 Type        LTV (%)
--------------------------------------------------------------------------------------------------------------------
<S>          <C>                <C>                              <C>                          <C>              <C>
3302527423         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3302864198   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303363174   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303382281   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303445658         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3303457224   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303507606         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3303515419         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3303555274   Condo Highrise      Primary (Owner Occupied)               Purchase              Standard         80.00
3303574846    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
3303582724   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303587012   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303598662   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303602225   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303604742   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303606986   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303612976         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3303614014         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3303616340    PUD Attached      Secondary (Owner Occupied)              Purchase              Standard         80.00
3303617207   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303618486   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303619377   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303620755   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303622843   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303630465         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3303637650   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         80.00
3303638823   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303641397    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
3303641728    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
3303652881     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          14.76
3303654028   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303659845   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303664548   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         80.00
3303673572   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303676328         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
3303682862   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303686384    PUD Attached       Primary (Owner Occupied)               Purchase              Standard         80.00
3303688307   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303693042   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303699809     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          58.80
3303702926   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303704419    PUD Attached       Primary (Owner Occupied)               Purchase              Standard         80.00
3303706893   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303710523   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303712453   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303717478   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303729580   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303734507   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303772051         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6003453583   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6011800247    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          56.70
6015254656   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6024379171    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          80.00
6025451938   Single Family       Primary (Owner Occupied)               Purchase              Standard         97.00
6025674059    PUD Attached      Secondary (Owner Occupied)              Purchase               Stated          80.00
6026168044   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout      No Ratio         44.04
6026228988   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          83.28
6031644492         CL            Primary (Owner Occupied)               Purchase              No Ratio         78.43
6031897678    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6042537719   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6046835630   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6055632027   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6056745513    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          90.00
6059305950   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6060302624   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6064373662    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6072413021   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6073709302   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          21.80
6075248176   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6078863120   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6080086256   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6081741362   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6092835229   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6099653658     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          60.00
6100216859   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6100706107   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6100909701    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6104661043   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6114976589    PUD Detached      Secondary (Owner Occupied)              Purchase              Standard         80.00
6115318104   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6121544263   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          63.04
6122221077     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          67.85
6123281559   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6127781638   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6128971964   Single Family       Primary (Owner Occupied)               Purchase               Stated          50.00
6132215085   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6138335010   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6150213434    PUD Detached      Secondary (Owner Occupied)              Purchase               Stated          90.00
6150849500   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6153581365   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         64.91
6154485046     Townhouse         Primary (Owner Occupied)               Purchase              No Ratio         62.57
6164027341   Single Family       Primary (Owner Occupied)               Purchase              Standard         79.23
6164990860   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6166591112   Single Family       Primary (Owner Occupied)               Purchase               Stated          75.81
6168802210   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.26
6173355220    PUD Detached      Secondary (Owner Occupied)              Purchase               Stated          89.97
6174238763   Single Family      Secondary (Owner Occupied)              Purchase              Standard         77.77
6174560422   Single Family       Primary (Owner Occupied)               Purchase               Stated          89.98
6181336899     Townhouse         Primary (Owner Occupied)               Purchase              Standard         80.00
6182995503   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6183722260    Three Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          66.52
6188232570   Single Family      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          74.61
6189047118   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6190003258   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          67.46
6190254992   Condo Highrise     Secondary (Owner Occupied)              Purchase              Standard         79.99
6194812647   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6196646597   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          41.39
6198127828   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6200879978   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6202309768         CL            Primary (Owner Occupied)               Purchase                 DU            80.00
6204142043    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          90.00
6204943739    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6209251369   Single Family      Secondary (Owner Occupied)              Purchase               Stated          80.00
6210562739   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6226358353     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.89
6228040884   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6238250705    PUD Detached      Secondary (Owner Occupied)              Purchase               Stated          80.00
6239798439   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          82.90
6240213501   Single Family       Primary (Owner Occupied)               Purchase              Standard         79.00
6240745759    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6243681894   Single Family      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          69.24
6244439631   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          79.70
6252161697   Single Family      Secondary (Owner Occupied)              Purchase              Standard         78.57
6253860297   Single Family      Secondary (Owner Occupied)              Purchase              Standard         70.00
6254721563         CL            Primary (Owner Occupied)               Purchase              Standard         79.68
6262258517   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          64.21
6268870851   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6270656959   Single Family       Primary (Owner Occupied)               Purchase              Standard         79.97
6272127165   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          71.76
6273159456   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout      Standard         80.00
6278170698   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          61.26
6281401171   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6281914751   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6284532832         CL           Secondary (Owner Occupied)              Purchase               Stated          90.00
6284915177     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          80.00
6291234208   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6304149773   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6305951425   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6307448917   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          41.49
6308581666   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6308619276         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6309366364   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          49.61
6315650827    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6323724168   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          78.87
6324334439   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6335941867    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          76.77
6339911023   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          90.00
6341762125   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6342354542   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6342820492   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6346836221   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          64.22
6346952812   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6347782499   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          30.43
6355059038         CL            Primary (Owner Occupied)               Purchase              No Ratio         79.98
6356550191   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          48.32
6362523810   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         80.00
6363468932   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.78
6365351482    PUD Attached       Primary (Owner Occupied)               Purchase              Standard         80.00
6365981114   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6366435698   Single Family       Primary (Owner Occupied)               Purchase               Stated          90.00
6374828173   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          70.34
6379849976   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          70.13
6385700718   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out        No Ratio         67.89
6385701021         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6386968173         CL            Primary (Owner Occupied)               Purchase               Stated          90.00
6393439135         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6394784539   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6399332250   Single Family       Primary (Owner Occupied)               Purchase              Standard         102.9
6401007098   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6403199729   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6403990879   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.34
6407993523   Single Family       Primary (Owner Occupied)        Construction_Permanent        Stated          82.09
6408562350         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6414043205   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          85.14
6415726782         CL            Primary (Owner Occupied)               Purchase              No Ratio         80.00
6420160506   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.83
6421527778     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          54.72
6424101647   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6424573191   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          89.52
6431957817   Single Family       Primary (Owner Occupied)               Purchase              Standard         97.00
6435169740   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6436832189         CL           Secondary (Owner Occupied)              Purchase              Standard         80.00
6439484145   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6446286129    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6447799187   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6448222502   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6450848632   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6451766171         HC           Secondary (Owner Occupied)              Purchase              Standard         80.00
6452806901   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6457059563   Single Family       Primary (Owner Occupied)               Purchase               Stated          90.00
6464120358   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         80.00
6467007073   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.38
6467456189         CL            Primary (Owner Occupied)               Purchase                 DU            80.00
6468955965   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          62.13
6472603965   Condo Highrise     Secondary (Owner Occupied)              Purchase              No Ratio         75.00
6473029475   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6474456602         CL            Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          80.00
6475949738   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6476116063         CL            Primary (Owner Occupied)               Purchase               Stated          95.00
6477159625     Townhouse         Primary (Owner Occupied)               Purchase              Standard         96.99
6477424888   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6481544929   Single Family      Secondary (Owner Occupied)              Purchase              No Ratio         53.84
6482436273   Single Family      Secondary (Owner Occupied)              Purchase              Standard         79.53
6482693766   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6495942085   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6499264007   Single Family       Primary (Owner Occupied)               Purchase                 DU            79.99
6500084840   Condo Highrise      Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          48.84
6502597724   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6503258904   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout      Standard         80.00
6505003670    PUD Detached      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          80.00
6506002218   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          77.02
6506069381    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          84.29
6507223250   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          52.27
6508038053   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6513911047   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         80.00
6518361313   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         80.00
6521694429   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6542340499   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6548989869    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         80.00
6549721592   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6552692094   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6564770755    Three Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6566117757    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          80.00
6580501499   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6580882626   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          73.16
6581240592   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6586186352    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6588707171   Single Family      Secondary (Owner Occupied)       Refinance_No_Cash_Out         Stated          41.00
6591140931   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          71.72
6597033148     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          68.68
6597104451   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6598190764   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6601161521   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          54.52
6601290221         CL            Primary (Owner Occupied)               Purchase               Stated          80.00
6603564862   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          40.00
6603777340   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6614126701   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6614844246   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6617464562    PUD Attached       Primary (Owner Occupied)               Purchase              Standard         80.00
6617761264   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6628333061   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          63.07
6629402147   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6631535108         CL            Primary (Owner Occupied)               Purchase               Stated          90.00
6631938666     Two Family        Primary (Owner Occupied)               Purchase               Stated          80.00
6640573389   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          74.85
6648974282   Single Family      Secondary (Owner Occupied)       Refinance_No_Cash_Out         Stated          80.00
6649420640    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          65.29
6652099141     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         80.00
6652267425   Single Family       Primary (Owner Occupied)               Purchase               Stated          90.00
6653518685         CL            Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          68.36
6655778238   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6656025852     Two Family        Primary (Owner Occupied)               Purchase               Stated          80.00
6657774615   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          70.00
6659976242   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          46.00
6668882985    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          73.14
6671782834   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          73.61
6676382242   Condo Highrise      Primary (Owner Occupied)               Purchase               Stated          80.00
6677185636    Four Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6681930837   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6684960492   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          49.64
6685947399   Single Family       Primary (Owner Occupied)               Purchase              Standard         72.22
6687040425   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          62.16
6692639617    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          95.00
6700814780   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6701399658   Single Family      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          80.00
6703459948   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6705687850   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6711015641   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.85
6714140511   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          31.25
6717312588    PUD Attached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          88.34
6720076030   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          3.375
6721061957   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6722981005   Single Family       Primary (Owner Occupied)               Purchase               Stated          43.35
6723207624     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          63.26
6723454630     Townhouse         Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          73.77
6723849375   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          62.54
6731804982         CL            Primary (Owner Occupied)               Purchase              Standard         79.99
6737192952     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         80.00
6753325700     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          73.89
6756772700   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6757193963   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6759138172    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          72.97
6768207067   Single Family       Primary (Owner Occupied)               Purchase              Standard         79.59
6775281113   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6775490466   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.07
6783955310   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6784948736   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6785808731   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          22.22
6789522452   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6792039015    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          80.00
6800393891         CL            Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          72.71
6801907020   Single Family       Primary (Owner Occupied)               Purchase              Standard         79.99
6801973535    PUD Detached       Primary (Owner Occupied)               Purchase                 DU            79.99
6805037998   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          58.83
6812689369   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          69.30
6815987109   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6816133646    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6816937889   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6817952655   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6820262563   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6820600267    PUD Attached       Primary (Owner Occupied)               Purchase               Stated          95.00
6822115439         CL            Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6823649675         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6826302181   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6828044534         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6828391265   Condo Highrise      Primary (Owner Occupied)               Purchase               Stated          67.65
6830797186   Single Family       Primary (Owner Occupied)               Purchase              Standard         79.99
6832123514   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6832960360   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6833258681   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         80.00
6846212006         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6847448179   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          68.53
6848723034         CL           Secondary (Owner Occupied)              Purchase              Standard         80.00
6849317703   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6850036762         CL            Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         80.00
6851796786    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6854043871   Condo Highrise     Secondary (Owner Occupied)      Refinance_Equity_Takeout      Standard         50.91
6856467987   Single Family       Primary (Owner Occupied)               Purchase               Stated          68.84
6857655184   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          58.25
6862328785     Townhouse         Primary (Owner Occupied)               Purchase              Standard         80.00
6865270992   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         41.17
6865729781    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          80.00
6867547983    PUD Attached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          90.00
6868678530   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6871508591   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          73.09
6876803211   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6877889680   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          80.00
6888695704         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6889056336   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          75.96
6890301861   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          77.86
6890608489   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6891336114    PUD Detached      Secondary (Owner Occupied)              Purchase               Stated          89.99
6892211332    PUD Detached       Primary (Owner Occupied)               Purchase                 DU            80.00
6892513463   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6893909579   Single Family       Primary (Owner Occupied)               Purchase              Standard         103.0
6896058713         CL           Secondary (Owner Occupied)              Purchase              Standard         80.00
6898004616   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6900570117    PUD Detached      Secondary (Owner Occupied)      Refinance_Equity_Takeout      Standard         69.33
6906555179   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6907826686   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.39
6909152941   Single Family       Primary (Owner Occupied)               Purchase               Stated          79.62
6912303754   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          68.85
6916162404         CL            Primary (Owner Occupied)               Purchase              Standard         80.00
6919615200   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          60.33
6925261866   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6930238206   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          69.56
6932500223     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          42.60
6933374099   Single Family      Secondary (Owner Occupied)              Purchase              Standard         79.68
6941991645     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          79.93
6942989390   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6949431677   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6952323035   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.87
6955674954    PUD Detached      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          75.00
6956949488    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout      Standard         74.11
6961340475    PUD Detached       Primary (Owner Occupied)               Purchase                 DU            80.00
6965016634   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          67.94
6972461153   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          66.48
6973827592   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6974373950   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          80.00
6974524552   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6975942977   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6976698404   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00
6976789187    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          79.96
6985109567   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          68.58
6989046674   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6994486501   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         55.55
6995942601   Single Family       Primary (Owner Occupied)               Purchase                 DU            80.00

<CAPTION>

                                  Original
   Loan      Mortgage Interest    Principal    First Payment    Maturity     Original        Monthly     Current       Closing
  Number         Rate (%)        Balance ($)       Date             Date   Term (Months)   Payment ($)   Due Date         Date
------------------------------------------------------------------------------------------------------------------------------
<S>                      <C>          <C>        <C>           <C>                   <C>       <C>       <C>        <C>
3302527423                6.75         89600     3/1/2006       2/1/2036             360        581.15   3/1/2006    1/20/2006
3302864198               6.625         41600     3/1/2006       2/1/2036             360        266.37   3/1/2006     1/9/2006
3303363174               6.625         94320     1/1/2006      12/1/2035             360        603.95   3/1/2006   11/30/2005
3303382281                6.75         60000     3/1/2006       2/1/2036             360        389.16   3/1/2006    1/26/2006
3303445658                6.75        154400     3/1/2006       2/1/2036             360       1001.44   3/1/2006    1/10/2006
3303457224               6.875        148000     2/1/2006       1/1/2036             360        972.26   2/1/2006    12/9/2005
3303507606                7.25         88800     2/1/2006       1/1/2036             360        605.78   3/1/2006   12/20/2005
3303515419                6.75         79920     3/1/2006       2/1/2036             360        518.36   3/1/2006     1/3/2006
3303555274               6.875        124800     3/1/2006       2/1/2036             360        819.85   3/1/2006    1/19/2006
3303574846               6.875        128000     3/1/2006       2/1/2036             360        840.87   3/1/2006    1/13/2006
3303582724               6.625         93600     3/1/2006       2/1/2036             360        599.34   3/1/2006    1/13/2006
3303587012                   7         66400     3/1/2006       2/1/2036             360        441.77   3/1/2006    1/18/2006
3303598662               7.125         76000     3/1/2006       2/1/2036             360        512.03   3/1/2006    1/23/2006
3303602225               6.875         76016     3/1/2006       2/1/2036             360        499.38   3/1/2006     1/3/2006
3303604742               6.875        115200     2/1/2006       1/1/2036             360        756.79   2/1/2006   12/22/2005
3303606986               6.875         43200     3/1/2006       2/1/2036             360         283.8   3/1/2006     1/6/2006
3303612976               7.125         56000     3/1/2006       2/1/2036             360        377.29   3/1/2006    1/20/2006
3303614014                6.75        135200     2/1/2006       1/1/2036             360        876.91   2/1/2006   12/30/2005
3303616340                   7        130000     2/1/2006       1/1/2036             360         864.9   2/1/2006   12/21/2005
3303617207               6.875        204800     3/1/2006       2/1/2036             360        1345.4   3/1/2006    1/19/2006
3303618486               6.875        146400     2/1/2006       1/1/2036             360        961.75   2/1/2006   12/27/2005
3303619377                   7         80720     3/1/2006       2/1/2036             360        537.04   3/1/2006     1/4/2006
3303620755               6.875        177200     2/1/2006       1/1/2036             360       1164.08   3/1/2006   12/29/2005
3303622843                6.75        152000     3/1/2006       2/1/2036             360        985.87   3/1/2006     1/4/2006
3303630465               6.875        228000     2/1/2006       1/1/2036             360        1497.8   2/1/2006   12/30/2005
3303637650               6.625        117600     3/1/2006       2/1/2036             360        753.01   3/1/2006    1/18/2006
3303638823                   7        160000     3/1/2006       2/1/2036             360       1064.49   3/1/2006    1/11/2006
3303641397               6.875        157600     2/1/2006       1/1/2036             360       1035.32   2/1/2006   12/23/2005
3303641728               6.875        127800     2/1/2006       1/1/2036             360        839.56   2/1/2006   12/28/2005
3303652881                6.75        265000     2/1/2006       1/1/2036             360       1718.79   2/1/2006   12/28/2005
3303654028                7.25         91200     3/1/2006       2/1/2036             360        622.15   3/1/2006     1/6/2006
3303659845                6.75         52000     3/1/2006       2/1/2036             360        337.28   3/1/2006     1/3/2006
3303664548                6.75         86400     3/1/2006       2/1/2036             360        560.39   3/1/2006    1/20/2006
3303673572               6.875        200000     3/1/2006       2/1/2036             360       1313.86   3/1/2006    1/12/2006
3303676328                   7        102320     2/1/2006       1/1/2036             360        680.74   2/1/2006   12/30/2005
3303682862               7.125        199200     3/1/2006       2/1/2036             360       1342.05   3/1/2006    1/24/2006
3303686384                6.75        253200     3/1/2006       2/1/2036             360       1642.26   3/1/2006    1/17/2006
3303688307               6.625         48000     3/1/2006       2/1/2036             360        307.35   3/1/2006    1/20/2006
3303693042                6.75        101600     3/1/2006       2/1/2036             360        658.98   3/1/2006    1/25/2006
3303699809                6.75        364620     3/1/2006       2/1/2036             360       2364.92   3/1/2006    1/25/2006
3303702926                6.75         77600     3/1/2006       2/1/2036             360        503.32   3/1/2006    1/13/2006
3303704419               6.625        155780     3/1/2006       2/1/2036             360        997.48   3/1/2006    1/23/2006
3303706893                6.75        174000     3/1/2006       2/1/2036             360       1128.57   3/1/2006    1/17/2006
3303710523                6.75         76000     3/1/2006       2/1/2036             360        492.94   3/1/2006    1/17/2006
3303712453               6.875        196000     3/1/2006       2/1/2036             360       1287.59   3/1/2006    1/25/2006
3303717478                6.75         87920     3/1/2006       2/1/2036             360        570.25   3/1/2006    1/13/2006
3303729580               6.625        132400     3/1/2006       2/1/2036             360        847.78   3/1/2006    1/11/2006
3303734507               6.625        114400     3/1/2006       2/1/2036             360        732.52   3/1/2006    1/17/2006
3303772051               6.875        139600     3/1/2006       2/1/2036             360        917.08   3/1/2006    1/25/2006
6003453583                   7        115120     3/1/2006       2/1/2036             360         765.9   3/1/2006     1/4/2006
6011800247                 7.5        244400     3/1/2006       2/1/2036             360       1708.89   3/1/2006    1/17/2006
6015254656               6.625        164000     3/1/2006       2/1/2036             360       1050.12   3/1/2006    1/19/2006
6024379171               7.625        326600     2/1/2006       1/1/2036             360       2311.66   2/1/2006   12/29/2005
6025451938                6.75        198850     2/1/2006       1/1/2036             360       1289.74   2/1/2006   12/30/2005
6025674059                6.75        336000     3/1/2006       2/1/2036             360        2179.3   3/1/2006     1/6/2006
6026168044                6.75        151500     3/1/2006       2/1/2036             360        982.63   3/1/2006    1/23/2006
6026228988                   7        349800     3/1/2006       2/1/2036             360       2327.23   3/1/2006    1/11/2006
6031644492               6.625        400000     12/1/2005     11/1/2035             360       2561.25   3/1/2006   10/31/2005
6031897678               6.875        109000     2/1/2006       1/1/2036             360        716.06   3/1/2006   12/27/2005
6042537719               6.875        119920     2/1/2006       1/1/2036             360        787.79   2/1/2006   12/29/2005
6046835630               7.125        232000     3/1/2006       2/1/2036             360       1563.03   3/1/2006     1/3/2006
6055632027               6.875         80000     2/1/2006       1/1/2036             360        525.55   3/1/2006   12/22/2005
6056745513                6.75        269550     3/1/2006       2/1/2036             360        1748.3   3/1/2006    1/10/2006
6059305950               6.875         99200     2/1/2006       1/1/2036             360        651.68   2/1/2006   12/30/2005
6060302624               6.625        221501     2/1/2006       1/1/2036             360        1418.3   2/1/2006   12/30/2005
6064373662                6.75         89600     2/1/2006       1/1/2036             360        581.15   3/1/2006   12/29/2005
6072413021                6.75        304800     2/1/2006       1/1/2036             360       1976.93   2/1/2006   12/30/2005
6073709302                6.75         64769     2/1/2006       1/1/2036             360         420.1   2/1/2006     1/3/2006
6075248176               6.625        141728     2/1/2006       1/1/2036             360         907.5   2/1/2006   12/30/2005
6078863120               6.625        287200     3/1/2006       2/1/2036             360       1838.98   3/1/2006    1/19/2006
6080086256               7.375         43200     3/1/2006       2/1/2036             360        298.38   3/1/2006    1/24/2006
6081741362                6.75        108000     3/1/2006       2/1/2036             360        700.49   3/1/2006     1/9/2006
6092835229               6.625        200000     3/1/2006       2/1/2036             360       1280.63   3/1/2006    1/12/2006
6099653658               6.625        366000     3/1/2006       2/1/2036             360       2343.54   3/1/2006     1/9/2006
6100216859                   7        148800     3/1/2006       2/1/2036             360        989.98   3/1/2006     1/5/2006
6100706107                6.75        317600     3/1/2006       2/1/2036             360       2059.95   3/1/2006    1/13/2006
6100909701                   7        182400     2/1/2006       1/1/2036             360       1213.52   3/1/2006   12/15/2005
6104661043               6.875        122000     2/1/2006       1/1/2036             360        801.46   2/1/2006   12/29/2005
6114976589                   7        100800     3/1/2006       2/1/2036             360        670.63   3/1/2006    1/23/2006
6115318104                6.75         96800     2/1/2006       1/1/2036             360        627.85   2/1/2006   12/29/2005
6121544263                6.75         94567     2/1/2006       1/1/2028             264        688.55   3/1/2006     1/3/2006
6122221077                6.75        190000     3/1/2006       2/1/2036             360       1232.34   3/1/2006    1/16/2006
6123281559               6.625        115600     3/1/2006       2/1/2036             360         740.2   3/1/2006     1/9/2006
6127781638                6.75         40000     3/1/2006       2/1/2036             360        259.44   3/1/2006    1/12/2006
6128971964               6.875         60000     3/1/2006       2/1/2036             360        394.16   3/1/2006    1/20/2006
6132215085               6.625         90800     3/1/2006       2/1/2036             360        581.41   3/1/2006     1/9/2006
6138335010                6.75        256000     3/1/2006       2/1/2036             360       1660.42   3/1/2006    1/11/2006
6150213434               7.125        238500     3/1/2006       2/1/2036             360       1606.82   3/1/2006    1/20/2006
6150849500                6.75         49600     3/1/2006       2/1/2036             360        321.71   3/1/2006    1/17/2006
6153581365               6.875        185000     3/1/2006       2/1/2036             360       1215.32   3/1/2006    1/19/2006
6154485046               6.875        100000     3/1/2006       2/1/2036             360        656.93   3/1/2006     1/5/2006
6164027341                   7        103000     2/1/2006       1/1/2036             360        685.27   3/1/2006   12/30/2005
6164990860               6.625        126000     3/1/2006       2/1/2036             360         806.8   3/1/2006    1/13/2006
6166591112                6.75        417000     3/1/2006       2/1/2036             360       2704.66   3/1/2006     1/5/2006
6168802210               6.875        360200     3/1/2006       2/1/2036             360       2366.26   3/1/2006    1/12/2006
6173355220               6.875        127250     3/1/2006       2/1/2036             360        835.95   3/1/2006    1/25/2006
6174238763                   7         35000     2/1/2006       1/1/2036             360        232.86   2/1/2006   12/23/2005
6174560422               6.875        124000     3/1/2006       2/1/2036             360         814.6   3/1/2006    1/17/2006
6181336899                6.75        216000     2/1/2006       1/1/2036             360       1400.98   3/1/2006   12/29/2005
6182995503               6.875         96720     2/1/2006       1/1/2036             360        635.39   3/1/2006   12/30/2005
6183722260               7.375        153000     3/1/2006       2/1/2036             360       1056.74   3/1/2006    1/10/2006
6188232570                 7.5         97000     3/1/2006       2/1/2036             360        678.24   3/1/2006    1/23/2006
6189047118                6.75        164000     2/1/2006       1/1/2036             360       1063.71   3/1/2006   12/30/2005
6190003258               6.625        150001     2/1/2006       1/1/2036             360        960.48   3/1/2006     1/3/2006
6190254992                 7.5        229300     3/1/2006       2/1/2036             360        1603.3   3/1/2006    1/24/2006
6194812647                6.75         96000     2/1/2006       1/1/2036             360        622.66   2/1/2006   12/15/2005
6196646597               6.625         96460     2/1/2006       1/1/2036             360        617.65   3/1/2006     1/3/2006
6198127828                6.75        153600     3/1/2006       2/1/2036             360        996.25   3/1/2006    1/17/2006
6200879978                6.75        264000     2/1/2006       1/1/2036             360        1712.3   3/1/2006   12/12/2005
6202309768               6.625         63920     3/1/2006       2/1/2036             360        409.29   3/1/2006    1/13/2006
6204142043               6.875        391545     2/1/2006       1/1/2036             360       2572.18   2/1/2006   12/29/2005
6204943739               6.625         95548     3/1/2006       2/1/2036             360        611.81   3/1/2006    1/24/2006
6209251369               7.375        163600     2/1/2006       1/1/2036             360       1129.95   3/1/2006     1/4/2006
6210562739                6.75         58480     3/1/2006       2/1/2036             360        379.31   3/1/2006     1/5/2006
6226358353                6.75        325000     3/1/2006       2/1/2036             360       2107.95   3/1/2006    1/17/2006
6228040884               6.625        102400     2/1/2006       1/1/2036             360        655.68   3/1/2006   12/23/2005
6238250705                 7.5        204104     3/1/2006       2/1/2036             360       1427.13   3/1/2006    1/13/2006
6239798439               6.875        228000     2/1/2006       1/1/2036             360        1497.8   3/1/2006     1/3/2006
6240213501                6.75         75275     2/1/2006       1/1/2036             360        488.24   3/1/2006   12/28/2005
6240745759               6.875         88800     2/1/2006       1/1/2036             360        583.36   3/1/2006   12/27/2005
6243681894                6.75        367000     12/1/2005     11/1/2035             360       2380.36   2/1/2006   10/28/2005
6244439631                6.75        161000     2/1/2006       1/1/2036             360       1044.25   2/1/2006     1/3/2006
6252161697               6.875         77000     2/1/2006       1/1/2036             360        505.84   3/1/2006   12/22/2005
6253860297               6.875        379400     3/1/2006       2/1/2036             360       2492.39   3/1/2006    1/11/2006
6254721563               6.875         99600     2/1/2006       1/1/2036             360        654.31   3/1/2006   12/30/2005
6262258517                   7        250442     3/1/2006       2/1/2036             360        1666.2   3/1/2006    1/23/2006
6268870851               6.875         84000     3/1/2006       2/1/2036             360        551.83   3/1/2006    1/12/2006
6270656959                6.75        149700     3/1/2006       2/1/2036             360        970.96   3/1/2006    1/20/2006
6272127165                6.75         92572     2/1/2006       1/1/2036             360        600.43   2/1/2006     1/3/2006
6273159456               6.875        292000     12/1/2005     11/1/2035             360       1918.24   3/1/2006   10/12/2005
6278170698                6.75        242000     3/1/2006       2/1/2036             360       1569.61   3/1/2006    1/11/2006
6281401171                6.75        162400     2/1/2006       1/1/2036             360       1053.33   3/1/2006   12/30/2005
6281914751                6.75         80400     2/1/2006       1/1/2036             360        521.48   2/1/2006     1/5/2006
6284532832                7.75         48600     2/1/2006       1/1/2036             360        348.18   2/1/2006   12/30/2005
6284915177               6.875        120000     3/1/2006       2/1/2036             360        788.32   3/1/2006    1/19/2006
6291234208               6.875         46080     2/1/2006       1/1/2036             360        302.72   3/1/2006   12/30/2005
6304149773                6.75         44400     3/1/2006       2/1/2036             360        287.98   3/1/2006    1/13/2006
6305951425                6.75        135920     2/1/2006       1/1/2036             360        881.58   3/1/2006   12/19/2005
6307448917                7.25        201255     3/1/2006       2/1/2036             360       1372.92   3/1/2006    1/17/2006
6308581666               6.875        396000     1/1/2006      12/1/2035             360       2601.44   2/1/2006   11/22/2005
6308619276                   7        140800     2/1/2006       1/1/2036             360        936.75   2/1/2006   12/23/2005
6309366364               7.125        258000     3/1/2006       2/1/2036             360        1738.2   3/1/2006    1/24/2006
6315650827               6.875        152000     3/1/2006       2/1/2036             360        998.54   3/1/2006    1/10/2006
6323724168               6.625        280000     3/1/2006       2/1/2036             360       1792.88   3/1/2006     1/5/2006
6324334439                6.75        139200     3/1/2006       2/1/2036             360        902.85   3/1/2006    1/17/2006
6335941867               6.625        400000     12/1/2005     11/1/2035             360       2561.25   2/1/2006   10/17/2005
6339911023               7.375         79200     2/1/2006       1/1/2036             360        547.02   2/1/2006   12/13/2005
6341762125               6.625         96800     2/1/2006       1/1/2036             360        619.83   2/1/2006   12/23/2005
6342354542               6.625        220000     3/1/2006       2/1/2036             360       1408.69   3/1/2006    1/19/2006
6342820492                6.75        172800     2/1/2006       1/1/2036             360       1120.78   3/1/2006   12/27/2005
6346836221               6.625        228000     3/1/2006       2/1/2036             360       1459.91   3/1/2006     1/3/2006
6346952812                6.75        133369     2/1/2006       1/1/2036             360        865.03   2/1/2006   12/22/2005
6347782499               6.625        140000     2/1/2006       1/1/2036             360        896.44   2/1/2006   12/29/2005
6355059038               6.625        336600     3/1/2006       2/1/2036             360       2155.29   3/1/2006     1/6/2006
6356550191               7.125        130000     3/1/2006       2/1/2036             360        875.84   3/1/2006    1/25/2006
6362523810                6.75         88000     3/1/2006       2/1/2036             360        570.77   3/1/2006    1/18/2006
6363468932               7.125        147600     2/1/2006       1/1/2036             360        994.41   2/1/2006   12/27/2005
6365351482               6.875         67200     3/1/2006       2/1/2036             360        441.46   3/1/2006    1/13/2006
6365981114                6.75        151920     3/1/2006       2/1/2036             360        985.36   3/1/2006    1/13/2006
6366435698                6.75        120600     2/1/2006       1/1/2036             360        782.21   2/1/2006   12/30/2005
6374828173               6.875        363000     1/1/2006      12/1/2035             360       2384.66   2/1/2006    11/7/2005
6379849976               6.875        101000     2/1/2006       1/1/2036             360         663.5   2/1/2006   12/28/2005
6385700718                7.25        125600     2/1/2006       1/1/2036             360        856.82   2/1/2006   12/29/2005
6385701021               6.625         98400     3/1/2006       2/1/2036             360        630.07   3/1/2006    1/13/2006
6386968173               7.125        177300     3/1/2006       2/1/2036             360       1194.51   3/1/2006    1/18/2006
6393439135               6.625        126000     3/1/2006       2/1/2036             360         806.8   3/1/2006    1/25/2006
6394784539                6.75         93200     3/1/2006       2/1/2036             360         604.5   3/1/2006    1/12/2006
6399332250                6.75         92825     2/1/2006       1/1/2036             360        602.07   3/1/2006   12/29/2005
6401007098               6.625        384400     3/1/2006       2/1/2036             360       2461.36   3/1/2006    1/19/2006
6403199729                6.75         55200     2/1/2006       1/1/2036             360        358.03   3/1/2006   12/29/2005
6403990879                6.75         96800     2/1/2006       1/1/2036             360        627.85   3/1/2006     1/3/2006
6407993523                6.75        295553     1/1/2006      12/1/2035             360       1916.96   2/1/2006    12/1/2005
6408562350                6.75         82400     3/1/2006       2/1/2036             360        534.45   3/1/2006     1/9/2006
6414043205                7.75        398066     2/1/2006       1/1/2036             360        2851.8   2/1/2006   12/27/2005
6415726782               6.625        238400     3/1/2006       2/1/2036             360       1526.51   3/1/2006    1/23/2006
6420160506               6.625        379177     12/1/2005     11/1/2035             360       2427.92   2/1/2006   10/19/2005
6421527778               6.625        120395     3/1/2006       2/1/2031             300        822.35   3/1/2006    1/23/2006
6424101647               6.875        199200     2/1/2006       1/1/2036             360       1308.61   2/1/2006   12/30/2005
6424573191                7.25         94000     3/1/2006       2/1/2036             360        641.25   3/1/2006    1/11/2006
6431957817                6.75        199335     2/1/2006       1/1/2036             360       1292.89   2/1/2006   12/30/2005
6435169740                   7         80000     2/1/2006       1/1/2036             360        532.25   3/1/2006   12/29/2005
6436832189               6.875        129193     3/1/2006       2/1/2036             360        848.71   3/1/2006    1/13/2006
6439484145               6.875        212000     3/1/2006       2/1/2036             360       1392.69   3/1/2006    1/20/2006
6446286129               6.625        129600     2/1/2006       1/1/2036             360        829.85   2/1/2006     1/3/2006
6447799187                6.75        262400     3/1/2006       2/1/2036             360       1701.93   3/1/2006    1/25/2006
6448222502                6.75        147600     3/1/2006       2/1/2036             360        957.34   3/1/2006    1/11/2006
6450848632               6.875        248000     3/1/2006       2/1/2036             360       1629.19   3/1/2006    1/11/2006
6451766171                   7        127920     3/1/2006       2/1/2036             360        851.06   3/1/2006    1/13/2006
6452806901               7.125        151920     2/1/2006       1/1/2036             360       1023.52   2/1/2006   12/30/2005
6457059563               7.125        171000     3/1/2006       2/1/2036             360       1152.06   3/1/2006    1/12/2006
6464120358               6.875        132800     2/1/2006       1/1/2036             360        872.41   3/1/2006   12/29/2005
6467007073               6.875        270000     3/1/2006       2/1/2036             360       1773.71   3/1/2006    1/20/2006
6467456189                6.75        130000     3/1/2006       2/1/2036             360        843.18   3/1/2006     1/6/2006
6468955965                6.75        233000     3/1/2006       2/1/2036             360       1511.24   3/1/2006    1/19/2006
6472603965               7.125        165000     2/1/2006       1/1/2036             360       1111.64   2/1/2006   12/28/2005
6473029475               7.125         52000     2/1/2006       1/1/2036             360        350.34   2/1/2006   12/21/2005
6474456602                7.75        200000     3/1/2006       2/1/2036             360       1432.83   3/1/2006    1/17/2006
6475949738               6.625        156000     3/1/2006       2/1/2036             360        998.89   3/1/2006    1/19/2006
6476116063                6.75        159600     3/1/2006       2/1/2036             360       1035.17   3/1/2006    1/10/2006
6477159625                6.75        167761     2/1/2006       1/1/2036             360        1088.1   2/1/2006   12/30/2005
6477424888                6.75        280000     3/1/2006       2/1/2036             360       1816.08   3/1/2006    1/11/2006
6481544929                   7         56000     3/1/2006       2/1/2036             360        372.57   3/1/2006     1/3/2006
6482436273                   7         77750     3/1/2006       2/1/2036             360        517.28   3/1/2006    1/13/2006
6482693766                6.75        105600     2/1/2006       1/1/2036             360        684.92   3/1/2006   12/22/2005
6495942085                6.75        133600     2/1/2006       1/1/2036             360        866.53   3/1/2006   12/15/2005
6499264007                6.75        149750     3/1/2006       2/1/2036             360        971.28   3/1/2006    1/24/2006
6500084840                   7        293086     3/1/2006       2/1/2036             360       1949.91   3/1/2006     1/5/2006
6502597724                6.75         53200     2/1/2006       1/1/2036             360        345.06   2/1/2006   12/30/2005
6503258904               6.625        162400     3/1/2006       2/1/2036             360       1039.87   3/1/2006     1/5/2006
6505003670               6.875        116000     2/1/2006       1/1/2036             360        762.04   2/1/2006   12/28/2005
6506002218               6.875        181000     3/1/2006       2/1/2036             360       1189.05   3/1/2006    1/19/2006
6506069381               6.875        263000     2/1/2006       1/1/2036             360       1727.73   2/1/2006   12/28/2005
6507223250               6.625        226949     2/1/2006       1/1/2036             360       1453.18   2/1/2006     1/3/2006
6508038053               6.625         66400     3/1/2006       2/1/2036             360        425.17   3/1/2006     1/9/2006
6513911047               6.875        148000     3/1/2006       2/1/2036             360        972.26   3/1/2006    1/19/2006
6518361313               6.625        375120     2/1/2006       1/1/2036             360       2401.94   2/1/2006   12/29/2005
6521694429               6.875        125600     2/1/2006       1/1/2036             360        825.11   2/1/2006   12/30/2005
6542340499                6.75         61800     2/1/2006       1/1/2036             360        400.84   3/1/2006     1/6/2006
6548989869               6.875        232000     3/1/2006       2/1/2036             360       1524.08   3/1/2006    1/11/2006
6549721592               6.875        133600     3/1/2006       2/1/2036             360        877.66   3/1/2006    1/11/2006
6552692094               6.625        212000     3/1/2006       2/1/2036             360       1357.46   3/1/2006    1/10/2006
6564770755               7.125        388000     12/1/2005     11/1/2035             360       2614.03   2/1/2006   10/24/2005
6566117757                6.75        299192     3/1/2006       2/1/2036             360       1940.56   3/1/2006    1/17/2006
6580501499                6.75         87200     2/1/2006       1/1/2036             360        565.58   3/1/2006   12/16/2005
6580882626               6.875        169000     2/1/2006       1/1/2036             360       1110.21   3/1/2006   12/27/2005
6581240592               6.625         81600     3/1/2006       2/1/2036             360         522.5   3/1/2006    1/20/2006
6586186352                6.75        224244     2/1/2006       1/1/2036             360       1454.45   3/1/2006   12/29/2005
6588707171               6.875        205000     3/1/2006       2/1/2036             360       1346.71   3/1/2006     1/3/2006
6591140931                   7        104000     2/1/2006       1/1/2036             360        691.92   2/1/2006     1/5/2006
6597033148               6.625        125000     3/1/2006       2/1/2036             360        800.39   3/1/2006    1/17/2006
6597104451               6.875        198000     2/1/2006       1/1/2036             360       1300.72   2/1/2006   12/29/2005
6598190764               6.625        156000     2/1/2006       1/1/2036             360        998.89   2/1/2006   12/21/2005
6601161521               6.625        177200     2/1/2006       1/1/2036             360       1134.64   2/1/2006   12/27/2005
6601290221               6.625        188000     3/1/2006       2/1/2036             360       1203.79   3/1/2006    1/17/2006
6603564862                6.75        300000     3/1/2006       2/1/2036             360        1945.8   3/1/2006     1/9/2006
6603777340                   7        216000     2/1/2006       1/1/2036             360       1437.06   2/1/2006   12/28/2005
6614126701                6.75        118400     3/1/2006       2/1/2036             360        767.95   3/1/2006    1/13/2006
6614844246               6.875        277500     2/1/2006       1/1/2036             360       1822.98   2/1/2006     1/3/2006
6617464562               6.625        120000     3/1/2006       2/1/2036             360        768.38   3/1/2006    1/19/2006
6617761264               6.625        105200     3/1/2006       2/1/2036             360        673.61   3/1/2006    1/24/2006
6628333061                6.75        287000     3/1/2006       2/1/2036             360       1861.48   3/1/2006    1/23/2006
6629402147               6.625         99200     2/1/2006       1/1/2036             360        635.19   3/1/2006   12/27/2005
6631535108               7.375         55620     3/1/2006       2/1/2036             360        384.16   3/1/2006     1/6/2006
6631938666                6.75        168000     3/1/2006       2/1/2036             360       1089.65   3/1/2006    1/25/2006
6640573389               6.625        262000     2/1/2006       1/1/2036             360       1677.62   3/1/2006   12/19/2005
6648974282               6.875        164000     3/1/2006       2/1/2036             360       1077.37   3/1/2006    1/25/2006
6649420640                   7        190000     3/1/2006       2/1/2036             360       1264.08   3/1/2006    1/11/2006
6652099141               6.625        514000     2/1/2006       1/1/2036             360        3291.2   2/1/2006   12/28/2005
6652267425                   7         87300     3/1/2006       2/1/2036             360        580.81   3/1/2006     1/4/2006
6653518685                6.75        417000     2/1/2006       1/1/2036             360       2704.66   2/1/2006   12/30/2005
6655778238               6.625         57600     2/1/2006       1/1/2036             360        368.82   3/1/2006   12/29/2005
6656025852               6.875        496000     2/1/2006       1/1/2036             360       3258.37   3/1/2006   12/21/2005
6657774615                6.75         86800     2/1/2006       1/1/2036             360        562.99   2/1/2006   12/27/2005
6659976242                6.75        207000     3/1/2006       2/1/2036             360        1342.6   3/1/2006    1/17/2006
6668882985               6.625        158000     3/1/2006       2/1/2036             360        1011.7   3/1/2006    1/18/2006
6671782834               6.875        173000     3/1/2006       2/1/2036             360       1136.49   3/1/2006     1/3/2006
6676382242                7.25        148000     2/1/2006       1/1/2036             360       1009.63   3/1/2006     1/4/2006
6677185636                7.25        622500     3/1/2006       2/1/2036             360       4246.55   3/1/2006    1/11/2006
6681930837                6.75        312000     2/1/2006       1/1/2036             360       2023.63   3/1/2006   12/28/2005
6684960492                7.25        106000     3/1/2006       2/1/2036             360        723.11   3/1/2006    1/11/2006
6685947399                6.75        195000     2/1/2006       1/1/2036             360       1264.77   2/1/2006   12/29/2005
6687040425                6.75        230000     3/1/2006       2/1/2036             360       1491.78   3/1/2006     1/3/2006
6692639617               7.125         83600     3/1/2006       2/1/2036             360        563.23   3/1/2006    1/13/2006
6700814780                7.25         63600     3/1/2006       2/1/2036             360        433.87   3/1/2006    1/20/2006
6701399658                7.25        369600     3/1/2006       2/1/2036             360       2521.33   3/1/2006    1/13/2006
6703459948               6.625         69600     3/1/2006       2/1/2036             360        445.66   3/1/2006    1/12/2006
6705687850               6.875         92000     2/1/2006       1/1/2036             360        604.38   2/1/2006   12/30/2005
6711015641                   7        248000     3/1/2006       2/1/2036             360       1649.96   3/1/2006    1/25/2006
6714140511                6.75        100000     3/1/2006       2/1/2036             360         648.6   3/1/2006    1/13/2006
6717312588                7.25        144000     2/1/2006       1/1/2036             360        982.34   2/1/2006   12/27/2005
6720076030                6.75        175519     2/1/2006       1/1/2036             360       1138.42   2/1/2006     1/3/2006
6721061957               7.125        123920     3/1/2006       2/1/2036             360        834.88   3/1/2006    1/10/2006
6722981005                   7        120000     2/1/2006       1/1/2036             360        798.37   2/1/2006     1/5/2006
6723207624               6.875        291000     2/1/2006       1/1/2036             360       1911.67   2/1/2006   12/27/2005
6723454630               7.375         66400     3/1/2006       2/1/2036             360        458.61   3/1/2006     1/9/2006
6723849375               6.625        126782     2/1/2006       1/1/2036             360         811.8   3/1/2006     1/3/2006
6731804982               6.875        138920     3/1/2006       2/1/2036             360        912.61   3/1/2006    1/13/2006
6737192952               6.625         74400     3/1/2006       2/1/2036             360         476.4   3/1/2006    1/20/2006
6753325700                6.75        187700     2/1/2006       1/1/2036             360       1217.42   3/1/2006   12/29/2005
6756772700               6.625        111520     2/1/2006       1/1/2036             360        714.08   3/1/2006   12/30/2005
6757193963               7.625        180000     3/1/2006       2/1/2036             360       1274.03   3/1/2006    1/17/2006
6759138172                7.25        270000     2/1/2006       1/1/2036             360       1841.88   2/1/2006     1/5/2006
6768207067                6.75         78000     3/1/2006       2/1/2036             360        505.91   3/1/2006    1/19/2006
6775281113                6.75         68400     3/1/2006       2/1/2036             360        443.65   3/1/2006    1/18/2006
6775490466                6.75         96638     2/1/2006       1/1/2036             360         626.8   2/1/2006     1/3/2006
6783955310               7.125         94400     2/1/2006       1/1/2036             360           636   2/1/2006   12/23/2005
6784948736               6.625        359200     3/1/2006       2/1/2036             360          2300   3/1/2006    1/23/2006
6785808731                6.75        300000     3/1/2006       2/1/2036             360        1945.8   3/1/2006     1/5/2006
6789522452                6.75        132000     3/1/2006       2/1/2036             360        856.15   3/1/2006    1/20/2006
6792039015               6.875        231920     2/1/2006       1/1/2036             360       1523.55   3/1/2006   12/30/2005
6800393891               6.875        389000     3/1/2006       2/1/2036             360       2555.46   3/1/2006    1/19/2006
6801907020                6.75        228950     3/1/2006       2/1/2036             360       1484.97   3/1/2006     1/6/2006
6801973535               6.625        186504     3/1/2006       2/1/2036             360       1194.21   3/1/2006     1/4/2006
6805037998               7.125        197670     3/1/2006       2/1/2036             360       1331.74   3/1/2006    1/19/2006
6812689369                6.75        277200     3/1/2006       2/1/2036             360       1797.92   3/1/2006    1/20/2006
6815987109                6.75         97600     3/1/2006       2/1/2036             360        633.04   3/1/2006    1/17/2006
6816133646               6.875         81576     2/1/2006       1/1/2036             360         535.9   3/1/2006   12/15/2005
6816937889                6.75        112000     3/1/2006       2/1/2036             360        726.44   3/1/2006    1/24/2006
6817952655               6.875        159920     3/1/2006       2/1/2036             360       1050.57   3/1/2006    1/19/2006
6820262563                6.75         80000     3/1/2006       2/1/2036             360        518.88   3/1/2006     1/3/2006
6820600267               7.625        118750     2/1/2006       1/1/2036             360        840.51   2/1/2006   12/29/2005
6822115439                 7.5        157500     3/1/2006       2/1/2036             360       1101.27   3/1/2006    1/13/2006
6823649675               6.875         88000     3/1/2006       2/1/2036             360         578.1   3/1/2006    1/10/2006
6826302181               6.875        132000     3/1/2006       2/1/2036             360        867.15   3/1/2006    1/19/2006
6828044534               6.625        122400     2/1/2006       1/1/2036             360        783.75   2/1/2006   12/28/2005
6828391265                   7        182000     2/1/2006       1/1/2036             360       1210.86   2/1/2006   12/30/2005
6830797186               6.625        287900     3/1/2006       2/1/2036             360       1843.46   3/1/2006    1/20/2006
6832123514                   7        128000     2/1/2006       1/1/2036             360        851.59   2/1/2006   12/28/2005
6832960360               6.625         80000     2/1/2006       1/1/2036             360        512.25   3/1/2006   12/21/2005
6833258681               7.125        104800     3/1/2006       2/1/2036             360        706.06   3/1/2006    1/11/2006
6846212006               6.625        148720     3/1/2006       2/1/2036             360        952.28   3/1/2006    1/10/2006
6847448179                6.75         66478     2/1/2006       1/1/2036             360        431.18   2/1/2006     1/3/2006
6848723034                6.75        120000     3/1/2006       2/1/2036             360        778.32   3/1/2006    1/12/2006
6849317703               6.875        175120     3/1/2006       2/1/2036             360       1150.42   3/1/2006     1/5/2006
6850036762                6.75        114400     3/1/2006       2/1/2036             360           742   3/1/2006    1/11/2006
6851796786                   7        344000     3/1/2006       2/1/2036             360       2288.65   3/1/2006     1/9/2006
6854043871               7.625        279000     3/1/2006       2/1/2036             360       1974.75   3/1/2006     1/6/2006
6856467987               7.375        137000     3/1/2006       2/1/2036             360        946.23   3/1/2006    1/17/2006
6857655184               6.625        134612     2/1/2006       1/1/2036             360        861.94   2/1/2006     1/3/2006
6862328785                6.75        144000     3/1/2006       2/1/2036             360        933.99   3/1/2006     1/5/2006
6865270992                6.75         35000     2/1/2006       1/1/2036             360        227.01   3/1/2006   12/21/2005
6865729781               6.625        180000     3/1/2006       2/1/2036             360       1152.57   3/1/2006     1/3/2006
6867547983               6.875         90000     2/1/2006       1/1/2036             360        591.24   3/1/2006   12/28/2005
6868678530               6.875        134720     3/1/2006       2/1/2036             360        885.02   3/1/2006    1/18/2006
6871508591                 7.5        125000     2/1/2006       1/1/2036             360        874.02   2/1/2006   12/28/2005
6876803211               6.625         98000     2/1/2006       1/1/2036             360        627.51   2/1/2006   12/27/2005
6877889680                6.75        114400     3/1/2006       2/1/2036             360           742   3/1/2006    1/18/2006
6888695704                6.75        117600     3/1/2006       2/1/2036             360        762.76   3/1/2006    1/20/2006
6889056336                6.75         64572     2/1/2006       1/1/2029             276        461.32   3/1/2006     1/3/2006
6890301861               6.625        292000     3/1/2006       2/1/2036             360       1869.71   3/1/2006    1/13/2006
6890608489               6.625         96000     2/1/2006       1/1/2036             360         614.7   3/1/2006   12/27/2005
6891336114                   7        397381     2/1/2006       1/1/2036             360       2643.79   2/1/2006   12/28/2005
6892211332               6.625        117200     3/1/2006       2/1/2036             360        750.45   3/1/2006    1/17/2006
6892513463               6.875        166000     2/1/2006       1/1/2036             360       1090.51   3/1/2006   12/27/2005
6893909579               6.875         53251     2/1/2006       1/1/2036             360        349.83   3/1/2006   12/29/2005
6896058713               6.875        112000     3/1/2006       2/1/2036             360        735.77   3/1/2006    1/23/2006
6898004616               6.875        182400     2/1/2006       1/1/2036             360       1198.24   2/1/2006     1/3/2006
6900570117                7.25        260000     3/1/2006       2/1/2036             360       1773.66   3/1/2006    1/20/2006
6906555179               6.625         60800     3/1/2006       2/1/2036             360        389.31   3/1/2006    1/12/2006
6907826686               7.125        237498     2/1/2006       1/1/2036             360       1600.07   3/1/2006   12/28/2005
6909152941               6.875        336000     3/1/2006       2/1/2036             360       2207.29   3/1/2006     1/5/2006
6912303754               6.625         75124     2/1/2006       1/1/2031             300        513.13   2/1/2006     1/3/2006
6916162404                   7        128720     3/1/2006       2/1/2036             360        856.38   3/1/2006    1/20/2006
6919615200               6.625        359000     2/1/2006       1/1/2036             360       2298.72   2/1/2006   12/29/2005
6925261866                6.75         35600     3/1/2006       2/1/2036             360        230.91   3/1/2006    1/13/2006
6930238206                 7.5        160000     3/1/2006       2/1/2036             360       1118.75   3/1/2006    1/23/2006
6932500223               6.625        170400     2/1/2006       1/1/2026             240       1283.03   3/1/2006   12/29/2005
6933374099                   7         51000     3/1/2006       2/1/2036             360        339.31   3/1/2006    1/10/2006
6941991645                7.25         96000     3/1/2006       2/1/2036             360        654.89   3/1/2006     1/9/2006
6942989390                6.75        116800     3/1/2006       2/1/2036             360        757.57   3/1/2006    1/12/2006
6949431677               6.875        324000     3/1/2006       2/1/2036             360       2128.45   3/1/2006    1/12/2006
6952323035               6.875        155000     3/1/2006       2/1/2036             360       1018.24   3/1/2006    1/11/2006
6955674954                7.25        107250     3/1/2006       2/1/2036             360        731.64   3/1/2006     1/6/2006
6956949488               6.625        400200     12/1/2005     11/1/2035             360       2562.53   2/1/2006   10/12/2005
6961340475               6.625        124000     3/1/2006       2/1/2036             360        793.99   3/1/2006    1/20/2006
6965016634               6.875        265000     2/1/2006       1/1/2036             360       1740.87   3/1/2006   12/27/2005
6972461153                6.75        325089     2/1/2006       1/1/2036             360       2108.53   2/1/2006     1/3/2006
6973827592                6.75        115960     2/1/2006       1/1/2036             360        752.12   3/1/2006   12/14/2005
6974373950               6.625        172000     3/1/2006       2/1/2036             360       1101.34   3/1/2006    1/19/2006
6974524552               6.625         69600     3/1/2006       2/1/2036             360        445.66   3/1/2006    1/13/2006
6975942977                7.25        139196     2/1/2006       1/1/2036             360        949.57   3/1/2006   12/23/2005
6976698404               6.625         84720     3/1/2006       2/1/2036             360        542.48   3/1/2006    1/13/2006
6976789187               6.875        162900     2/1/2006       1/1/2036             360       1070.14   2/1/2006   12/22/2005
6985109567               6.875        131000     2/1/2006       1/1/2036             360        860.58   3/1/2006   12/28/2005
6989046674               6.875         87200     3/1/2006       2/1/2036             360        572.85   3/1/2006     1/6/2006
6994486501               6.625         75000     3/1/2006       2/1/2036             360        480.24   3/1/2006     1/9/2006
6995942601               6.875        372000     2/1/2006       1/1/2036             360       2443.78   2/1/2006   12/20/2005

<CAPTION>

   Loan        Remaining           Scheduled         Credit   Appraisal    Sales
  Number     Term (Months)   Principal Balance ($)   Score      Value      Price
---------------------------------------------------------------------------------
<S>                    <C>               <C>            <C>      <C>       <C>
3302527423             360                   89600      795      113000    112000
3302864198             360                   41600      716       99645     52000
3303363174             358                 94151.4      744      125000    117900
3303382281             360                   60000      716       80000     75000
3303445658             360                  154400      711      193000    193000
3303457224             359               147875.66      783      186000    185000
3303507606             359                88730.72      737      113000    111000
3303515419             360                   79920      742      100000     99900
3303555274             360                  124800      736      168000    156000
3303574846             360                  128000      749      162000    160000
3303582724             360                   93600      750      119000    117000
3303587012             360                   66400      722       87700     83000
3303598662             360                   76000      713      110000     95000
3303602225             360                   76016      714      162000     95020
3303604742             359               115103.21      783      148000    144000
3303606986             360                   43200      725       54000     55000
3303612976             360                   56000      722       74500     70000
3303614014             359               135083.59      729      192000    169000
3303616340             359               129893.43      755      162500    164000
3303617207             360                  204800      793      257000    256000
3303618486             359                  146277      746      184000    183000
3303619377             360                   80720      750      103000    100900
3303620755             359               177051.13      790      222000    221500
3303622843             360                  152000      741      190000    190000
3303630465             359               227808.45      720      295000    285000
3303637650             360                  117600      789      160000    147000
3303638823             360                  160000      739      200000    200000
3303641397             359                157467.6      701      205000    197000
3303641728             359               127692.63      732      165000    159750
3303652881             359               264771.84      779     1795000         0
3303654028             360                   91200      806      135000    114000
3303659845             360                   52000      681       65000     65000
3303664548             360                   86400      777      109000    108000
3303673572             360                  200000      710      260000    250000
3303676328             359               102236.13      760      128000    127900
3303682862             360                  199200      765      250000    249000
3303686384             360                  253200      717      317000    316500
3303688307             360                   48000      743       66000     60000
3303693042             360                  101600      749      130000    127000
3303699809             360                  364620      747      620000         0
3303702926             360                   77600      707       97500     97000
3303704419             360                  155780      769      221500    194725
3303706893             360                  174000      682      225000    217500
3303710523             360                   76000      721       98000     95000
3303712453             360                  196000      715      245000    245000
3303717478             360                   87920      690      116000    109900
3303729580             360                  132400      756      166500    165500
3303734507             360                  114400      736      143000    143000
3303772051             360                  139600      737      175000    174500
6003453583             360                  115120      664      145000    143900
6011800247             360                  244400      651      431000         0
6015254656             360                  164000      809      206000    205000
6024379171             359               326363.61      711      440000    408250
6025451938             359               198678.79      649      225000    205000
6025674059             360                  336000      681      420000    435000
6026168044             360                  151500      705      344000         0
6026228988             360                  349800      743      420000         0
6031644492             357               167665.59      757      510000    510000
6031897678             359               108908.42      767      137000    136250
6042537719             359               119819.25      681      155000    149900
6046835630             360                  232000      718      290000         0
6055632027             359                79932.78      715      115000    100000
6056745513             360                  269550      685      303000    299500
6059305950             359                99116.65      779      127000    124000
6060302624             359               221305.57      680      280000    276876
6064373662             359                89522.85      683      112000    112000
6072413021             359               304537.57      691      385000    381000
6073709302             359                64713.23      808      297000         0
6075248176             359               141602.96      726      179000    177160
6078863120             360                  287200      796      359000    359000
6080086256             360                   43200      726       54000     54000
6081741362             360                  108000      693      135000    135000
6092835229             360                  200000      765      250000    250000
6099653658             360                  366000      725      610000         0
6100216859             360                  148800      727      195000    186000
6100706107             360                  317600      788      397000    397000
6100909701             359               182250.48      718      228000    228000
6104661043             359                121897.5      788      153000    152500
6114976589             360                  100800      674      126000    126000
6115318104             359                96716.65      757      121000    121000
6121544263             263                94410.39      726      150000         0
6122221077             360                  190000      655      280000         0
6123281559             360                  115600      717      145000    144500
6127781638             360                   40000      746       50000     50000
6128971964             360                   60000      754      120000    120000
6132215085             360                   90300      709      115000    113500
6138335010             360                  256000      681      400000    320000
6150213434             360                  238500      686      265000    265000
6150849500             360                   49600      664       95000     62000
6153581365             360                  185000      785      285000    285000
6154485046             360                  100000      780      159800    169000
6164027341             359               102915.56      736      130000    130000
6164990860             360                  126000      667      160000    157500
6166591112             360                  417000      706      550000    550000
6168802210             360                  360200      717      485000         0
6173355220             360                  127250      689      189000    141429
6174238763             359                34971.31      661       46000     45000
6174560422             360                  124000      699      140000    137800
6181336899             359               215614.02      674      270000    270000
6182995503             359                96638.74      676      120900    120900
6183722260             360                  153000      777      230000         0
6188232570             360                   97000      737      130000         0
6189047118             359               163840.42      741      206000    205000
6190003258             359               149868.65      733      222325         0
6190254992             360                  229300        0      420000    286645
6194812647             359                95917.34      771      122000    120000
6196646597             359                96374.89      792      233000         0
6198127828             360                  153600      757      202000    192000
6200879978             359                263772.7      717      330000         0
6202309768             360                   63920      797       85000     79900
6204142043             359               391216.05      662      445000    435050
6204943739             360                   95548      738      120000    119435
6209251369             359               163475.51      708      220000    204500
6210562739             360                   58480      694       73100     73100
6226358353             360                  325000      685      465000         0
6228040884             359               102309.65      702      131100    128000
6238250705             360                  204104      711      275000    255130
6239798439             359               227808.45      675      275000         0
6240213501             359                75210.18      673       96000     95275
6240745759             359                88725.13      775      111000    111000
6243681894             357               366046.71      718      530000         0
6244439631             359               160861.38      653      202000         0
6252161697             359                76935.31      815       98000     98000
6253860297             360                  379400        0      542000    568000
6254721563             359                99513.72      787      127000    125000
6262258517             360                  250442      696      390000         0
6268870851             360                   84000      742      105000    105000
6270656959             360                  149700      694      190000    187173
6272127165             359                92492.29      812      129000         0
6273159456             357               291259.81      692      365000         0
6278170698             360                  242000      686      395000         0
6281401171             359               162260.17      761      205000    203000
6281914751             359                80330.77      689      102000    100500
6284532832             359                 48565.7      746       55000     54000
6284915177             360                  120000      689      150000         0
6291234208             359                46041.28      742       60000     57600
6304149773             360                   44400      723       59000     55500
6305951425             359               135802.97      671      174000    169900
6307448917             360                  201255      733      485000         0
6308581666             358               395332.71      689      495000         0
6308619276             359               140684.58      738      176000    176000
6309366364             360                  258000      695      520000         0
6315650827             360                  152000      694      195000    190000
6323724168             360                  280000      687      355000         0
6324334439             360                  139200      688      187000    174000
6335941867             357               398935.39      705      521000         0
6339911023             359                79139.73      726       88000         0
6341762125             359                96714.59      759      123000    121000
6342354542             360                  220000      667      275000    275000
6342820492             359               172651.22      732      216000         0
6346836221             360                  228000      779      355000         0
6346952812             359               133254.17      709      167000    166711
6347782499             359               139876.48      693      460000         0
6355059038             360                  336600      772      427000    420807
6356550191             360                  130000      712      269000         0
6362523810             360                   88000      758      110000         0
6363468932             359               147481.97      701      185000         0
6365351482             360                   67200      789       84000     84000
6365981114             360                  151920      731      190000    189900
6366435698             359               120496.17      753      134000    134000
6374828173             358               362388.31      711      516000         0
6379849976             359               100915.15      690      144000         0
6385700718             359               125502.01      698      185000         0
6385701021             360                   98400      736      123000    123000
6386968173             360                  177300      683      197000    197000
6393439135             360                  126000      727      160000    157500
6394784539             360                   93200      742      117000    116500
6399332250             359                92745.07      782       92000     90125
6401007098             360                  384400      707      480500         0
6403199729             359                55152.47      774       72000     69000
6403990879             359                96716.65      726      122000         0
6407993523             358               295042.62      715      418000    360000
6408562350             360                   82400      809      103000    103000
6414043205             359               397785.04      712      467500         0
6415726782             360                  238400      740      298000    298000
6420160506             357               378167.81      760      500000         0
6421527778             300                  120395      689      220000         0
6424101647             359               199032.64      705      275000    249000
6424573191             360                   94000      699      105000         0
6431957817             359               199163.37      800      207000    205500
6435169740             359                79934.42      682      110000    100000
6436832189             360                  129193        0      187000    161491
6439484145             360                  212000      693      265000    265000
6446286129             359               129485.65      755      163000    162000
6447799187             360                  262400      670      340000    328000
6448222502             360                  147600      666      184500    184500
6450848632             360                  248000      669      325000    310000
6451766171             360                  127920      806      160000    159900
6452806901             359               151798.51      711      190000    189900
6457059563             360                  171000      651      191500    190000
6464120358             359               132688.42      798      166000         0
6467007073             360                  270000      716      363000         0
6467456189             360                  130000      689      162500    162500
6468955965             360                  233000      637      375000         0
6472603965             359               164868.05      737      235000    220000
6473029475             359                51958.41      807       65000     65000
6474456602             360                  200000      699      250000         0
6475949738             360                  156000      779      195000    195000
6476116063             360                  159600      718      175000    168000
6477159625             359               167616.56      640      187000    172950
6477424888             360                  280000      760      375000    350000
6481544929             360                   56000      710      105350    104000
6482436273             360                   77750      803      100000     97750
6482693766             359               105509.08      734      139000    132000
6495942085             359               133484.97      761      169000    167000
6499264007             360                  149750      678      189500    187200
6500084840             360                  293086      772      600000         0
6502597724             359                53154.19      748       67000     66500
6503258904             360                  162400      683      203000         0
6505003670             359               115902.54      761      145000         0
6506002218             360                  181000      760      235000         0
6506069381             359               262779.04      685      312000         0
6507223250             359               226748.77      757      434164         0
6508038053             360                   66400      753      112000     83000
6513911047             360                  148000      739      185000         0
6518361313             359               374789.04      700      535000    468900
6521694429             359               125494.47      677      158000    157000
6542340499             359                61744.38      678       78000     77250
6548989869             360                  232000      703      290000         0
6549721592             360                  133600      731      169000    167000
6552692094             360                  212000      743      265000    265000
6564770755             357               387063.62      802      485000         0
6566117757             360                  299192      661      374000    373990
6580501499             359                87124.92      779      113000    109000
6580882626             359               168857.23      695      231000         0
6581240592             360                   81600      673      102000    102000
6586186352             359               224050.37      688      281000    280304
6588707171             360                  205000      697      500000         0
6591140931             359               103914.75      670      145000         0
6597033148             360                  125000      741      182000         0
6597104451             359               197833.66      737      248000    247500
6598190764             359               155862.36      729      221000    195000
6601161521             359               177043.65      756      325000         0
6601290221             360                  188000      692      240000    235000
6603564862             360                  300000      721      750000         0
6603777340             359               215822.94      716      270000         0
6614126701             360                  118400      704      175000    148000
6614844246             359               277266.86      673      370000         0
6617464562             360                  120000      746      160000    150000
6617761264             360                  105200      709      132000    131500
6628333061             360                  287000      685      455000         0
6629402147             359                99112.48      726      124000         0
6631535108             360                   55620      697       64000     61800
6631938666             360                  168000      683      210000    210000
6640573389             359               261768.84      701      350000         0
6648974282             360                  164000      684      205000         0
6649420640             360                  190000      673      291000         0
6652099141             359               513546.51      754      650000    642500
6652267425             360                   87300      634       98000     97000
6653518685             359               416640.97      698      610000         0
6655778238             359                57549.18      715       84200     72000
6656025852             359                495583.3      705      628000    620000
6657774615             359                86725.26      795      124000         0
6659976242             360                  207000      716      450000         0
6668882985             360                  158000      707      216000         0
6671782834             360                  173000      658      235000         0
6676382242             359               147884.54      687      185000    185000
6677185636             360                  622500      669      830000         0
6681930837             359               311731.37      754      390000    390000
6684960492             360                  106000      706      213500         0
6685947399             359               194832.11      767      270000    270000
6687040425             360                  230000      671      370000         0
6692639617             360                   83600      756       89000     88000
6700814780             360                   63600      760       80000     79500
6701399658             360                  369600      698      462000         0
6703459948             360                   69600      687       87500     87000
6705687850             359                 91922.7      777      120000    115000
6711015641             360                  248000      678      355000         0
6714140511             360                  100000      726      320000         0
6717312588             359               143887.66      670      163000         0
6720076030             359               175367.87      772     5200000         0
6721061957             360                  123920      750      155000    154900
6722981005             359               119901.63      788      278000    276814
6723207624             359               290755.52      712      460000         0
6723454630             360                   66400      675       90000         0
6723849375             359               126670.14      737      202700         0
6731804982             360                  138920      696      175000    173662
6737192952             360                   74400      804       93000    102000
6753325700             359               187538.28      711      254000         0
6756772700             359                111421.6      755      140000    139400
6757193963             360                  180000      686      225000         0
6759138172             359               269789.37      739      370000         0
6768207067             360                   78000      720       98000     98000
6775281113             360                   68400      709       89000     85500
6775490466             359                96554.79      761      139900         0
6783955310             359                 94324.5      715      120000    118000
6784948736             360                  359200      668      449000         0
6785808731             360                  300000      671     1350000         0
6789522452             360                  132000      737      175000    165000
6792039015             359               231718.58      774      303000    289900
6800393891             360                  389000      666      535000         0
6801907020             360                  228950      664      293000    286188
6801973535             360                  186504      672      239000    233131
6805037998             360                  197670      752      336000         0
6812689369             360                  277200      685      400000         0
6815987109             360                   97600      754      122000         0
6816133646             359                81507.46      722      102500    101970
6816937889             360                  112000      690      140000         0
6817952655             360                  159920      679      201000    199900
6820262563             360                   80000      706      101000    100000
6820600267             359               118664.05      718      129000    125000
6822115439             360                  157500      659      210000         0
6823649675             360                   88000      707      145000    110000
6826302181             360                  132000      699      165000    165000
6828044534             359                  122292      736      153000    153000
6828391265             359               181850.81      771      270000    269000
6830797186             360                  287900      686      373500    359900
6832123514             359               127895.08      712      161000    160000
6832960360             359                79929.42      748      110000    100000
6833258681             360                  104800      679      131000         0
6846212006             360                  148720      694      190000    185900
6847448179             359                66420.76      744       97000         0
6848723034             360                  120000      695      165000    150000
6849317703             360                  175120      762      242600    218900
6850036762             360                  114400      669      143000         0
6851796786             360                  344000      688      430000         0
6854043871             360                  279000      671      548000         0
6856467987             360                  137000      722      200000    199000
6857655184             359               134493.23      716      231081         0
6862328785             360                  144000      751      199000    180000
6865270992             359                34969.87      734       91000     85000
6865729781             360                  180000      758      237000    225000
6867547983             359                89924.39      664      100000         0
6868678530             360                  134720      665      170000    168400
6871508591             359               124907.23      637      171000         0
6876803211             359                97913.53      731      124000    122500
6877889680             360                  114400      655      143000         0
6888695704             360                  117600      696      147000    147000
6889056336             275                 64473.9      810       85000         0
6890301861             360                  292000      684      375000         0
6890608489             359                 95915.3      789      120000    120000
6891336114             359               396297.54      723      490000    441535
6892211332             360                  117200      702      148000    146500
6892513463             359               165860.53      700      225000    207500
6893909579             359                53206.25      777       60000     51700
6896058713             360                  112000      754      140000    140000
6898004616             359               182246.76      739      228000    228000
6900570117             360                  260000        0      375000         0
6906555179             360                   60800      665       76000     80000
6907826686             359               237308.07      732      315000         0
6909152941             360                  336000      691      425000    422000
6912303754             299                75025.62      751      109100         0
6916162404             360                  128720      693      161000    160900
6919615200             359               358683.26      785      595000         0
6925261866             360                   35600      788       65000     44500
6930238206             360                  160000      642      230000         0
6932500223             239               170057.69      657      400000         0
6933374099             360                   51000      678       64000     64000
6941991645             360                   96000      713      120100         0
6942989390             360                  116800      710      146000    146000
6949431677             360                  324000      699      409000    405000
6952323035             360                  155000      663      207000         0
6955674954             360                  107250      709      143000         0
6956949488             357               399134.87      617      540000         0
6961340475             360                  124000      767      156000    155000
6965016634             359               264627.36      679      390000         0
6972461153             359                324809.1      649      489000         0
6973827592             359               115860.16      786      180000    144950
6974373950             360                  172000      677      215000         0
6974524552             360                   69600      760       87000     87000
6975942977             359               139087.41      755      240000    173995
6976698404             360                   84720      779      109000    105900
6976789187             359               162763.14      687      204000    203712
6985109567             359               130889.94      680      191000         0
6989046674             360                   87200      693      115000    109000
6994486501             360                   75000      722      141000    135000
6995942601             359               371687.47      654      465000    465000
</TABLE>

Loan Count:                          367
Scheduled PB
as February 1, 2006:      $61,056,863.20
Unpaid PB W/A:               $166,367.47
W/A Interest Rate:                 6.862
W/A Remaining Term:         359.2 months

<PAGE>

                                   EXHIBIT D-5

                             MORTGAGE LOAN SCHEDULE

                                 (LOAN GROUP 5)

Bank of America
               [LOGO]

BOAALT 2006-02
Group 5:
Mortgage Schedule

<TABLE>
<CAPTION>

   Loan         Property                                                  Loan                  Doc         Original
  Number          Type                   Occupancy                      Purpose                 Type        LTV (%)
--------------------------------------------------------------------------------------------------------------------
<S>          <C>                <C>                             <C>                           <C>              <C>
3303622694   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.99
6001833026   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.85
6002861141   Single Family       Primary (Owner Occupied)               Purchase               Stated          73.69
6003459952    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6008030048   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          66.38
6020065956   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6020395080    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6027804902   Single Family      Secondary (Owner Occupied)              Purchase              Standard         29.71
6035663910   Single Family       Primary (Owner Occupied)        Construction_Permanent        Stated          62.77
6035761862   Condo Highrise     Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          46.25
6038155732   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6044343850   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6048198540   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6055517426   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          64.62
6081697655    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6084397832    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          49.16
6092184297   Single Family       Primary (Owner Occupied)               Purchase               Stated          75.00
6092372280   Single Family       Primary (Owner Occupied)               Purchase               Stated          75.00
6093002266    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          80.00
6109896388   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          77.71
6111205081   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6112819740    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          75.00
6123400068    Three Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          60.74
6130686212    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          80.00
6143217054   Single Family       Primary (Owner Occupied)        Construction_Permanent       Standard         90.00
6147383845   Condo Highrise      Primary (Owner Occupied)               Purchase              Standard         80.00
6162140393   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6167032389   Condo Highrise      Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6170786294    PUD Detached      Secondary (Owner Occupied)              Purchase               Stated          68.44
6171824920   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          70.86
6179863110   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         75.00
6185840474   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.76
6192866926   Single Family       Primary (Owner Occupied)        Construction_Permanent        Stated          63.56
6193825939   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6206847953   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          85.00
6219711659   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.33
6236148422   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         75.00
6247493288   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6250496301     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          73.96
6251086697   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          61.64
6286434649   Condo Highrise      Primary (Owner Occupied)               Purchase               Stated          80.00
6301147812   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          70.00
6314156800    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.90
6320702183   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6333418496    PUD Detached       Primary (Owner Occupied)        Construction_Permanent        Stated          59.80
6337004268   Single Family       Primary (Owner Occupied)               Purchase               Stated          89.95
6340488508   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.90
6360241175   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          49.61
6367287148    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          75.00
6395956482   Condo Highrise   Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6413938736   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6415636320   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6420063833   Single Family       Primary (Owner Occupied)               Purchase               Stated          75.00
6426609720    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          74.99
6446499078   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6447117091   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.68
6470569309   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6472479333   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          63.88
6478490193    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          75.00
6508312201   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          76.11
6512614725   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6516076541    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          75.00
6517345630         CL            Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          79.91
6517695679   Single Family       Primary (Owner Occupied)               Purchase               Stated          70.00
6528052787    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          57.70
6537283670   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          77.03
6543190828    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6543877085   Single Family       Primary (Owner Occupied)               Purchase               Stated          67.57
6544594002    PUD Detached    Investment (Non-Owner Occupied)           Purchase               Stated          69.68
6556602735   Single Family       Primary (Owner Occupied)               Purchase               Stated          73.52
6571634317    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          71.52
6576958695   Single Family      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          52.77
6591331050   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6596432226   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          76.58
6618797879   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.72
6620729928    PUD Detached      Secondary (Owner Occupied)              Purchase              Standard         75.00
6629502946   Single Family      Secondary (Owner Occupied)              Purchase               Stated          80.00
6633864688   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6647432688   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          78.76
6674985715   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          36.00
6688409645   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          77.16
6696394524   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          65.00
6707285877    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          80.00
6708960593   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6709055237   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          75.00
6710426419   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.78
6711231164    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6712280210   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6719577212   Single Family       Primary (Owner Occupied)               Purchase               Stated          61.03
6738505095   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          68.18
6762074646    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          46.70
6766008962   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6777379188   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          75.51
6778431848    PUD Detached      Secondary (Owner Occupied)              Purchase               Stated          80.00
6784339464    Three Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6787131421    PUD Detached       Primary (Owner Occupied)               Purchase              No Ratio         70.00
6788853189   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6802174372   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6804642830   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6805046528   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          50.00
6810411303   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6814574247   Single Family       Primary (Owner Occupied)               Purchase               Stated          61.25
6815392219   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6828834181   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          76.84
6833806463   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6839128102         HC           Secondary (Owner Occupied)              Purchase              Standard         72.95
6860379665   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.93
6861027651   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6879431234   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6882934075   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          70.00
6894089116   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          74.38
6914044679    PUD Detached       Primary (Owner Occupied)               Purchase              No Ratio         45.86
6920137459   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6934834893    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          68.88
6935069911   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.44
6941151398   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         80.00
6952141569   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6964378324   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6979530836   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          68.76
6983557007   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          21.97
6989816928    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          66.21
6998888850   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          64.35

<CAPTION>

                                  Original
   Loan      Mortgage Interest    Principal    First Payment   Maturity      Original        Monthly     Current       Closing
  Number         Rate (%)        Balance ($)       Date          Date      Term (Months)   Payment ($)   Due Date         Date
------------------------------------------------------------------------------------------------------------------------------
<S>                      <C>         <C>         <C>           <C>                   <C>       <C>       <C>        <C>
3303622694                6.75        459950     2/1/2006      1/1/2036              360       2983.23   2/1/2006   12/23/2005
6001833026                   6        452000     2/1/2006      1/1/2036              360       2709.97   2/1/2006    12/6/2005
6002861141               6.125       1000000     3/1/2006      2/1/2036              360       6076.11   3/1/2006    1/18/2006
6003459952                 6.5        428000     2/1/2006      1/1/2036              360       2705.26   2/1/2006   12/14/2005
6008030048                 6.5        863000     1/1/2006      12/1/2035             360       5454.75   2/1/2006    12/9/2005
6020065956               7.125        576000     2/1/2006      1/1/2036              360       3880.62   2/1/2006   12/21/2005
6020395080                6.75        444720     1/1/2006      12/1/2035             360       2884.45   2/1/2006    12/5/2005
6027804902                7.25        832000     2/1/2006      1/1/2036              360       5675.71   2/1/2006   12/16/2005
6035663910               6.375        565000     1/1/2006      12/1/2035             360       3524.87   2/1/2006    12/1/2005
6035761862                7.25        555000     2/1/2006      1/1/2036              360       3786.08   2/1/2006   12/30/2005
6038155732               6.875        464000     3/1/2006      2/1/2036              360       3048.15   3/1/2006    1/23/2006
6044343850                   7        675000     3/1/2006      2/1/2036              360        4490.8   3/1/2006     1/4/2006
6048198540                 6.5        548000     2/1/2006      1/1/2036              360       3463.74   3/1/2006   12/30/2005
6055517426               6.625        775500     3/1/2006      2/1/2036              360       4965.62   3/1/2006    1/24/2006
6081697655                 6.5        496000     3/1/2006      2/1/2036              360       3135.06   3/1/2006    1/20/2006
6084397832                7.75       1180000     3/1/2006      2/1/2036              360       8453.67   3/1/2006    1/17/2006
6092184297                 6.5        658125     3/1/2006      2/1/2036              360        4159.8   3/1/2006    1/19/2006
6092372280               6.125        600000     1/1/2006      12/1/2035             360       3645.67   2/1/2006   11/14/2005
6093002266               6.625       1124000     3/1/2006      2/1/2036              360        7197.1   3/1/2006    1/13/2006
6109896388               6.625        544000     2/1/2006      1/1/2036              360        3483.3   2/1/2006   12/21/2005
6111205081               6.625        448000     3/1/2006      2/1/2036              360        2868.6   3/1/2006    1/12/2006
6112819740                6.25        493437     2/1/2006      1/1/2036              360       3038.18   2/1/2006   12/30/2005
6123400068                6.75        650000     3/1/2006      2/1/2036              360       4215.89   3/1/2006    1/23/2006
6130686212                6.25        456000     1/1/2006      12/1/2035             360       2807.68   2/1/2006   11/28/2005
6143217054                   6        810000     11/1/2005     10/1/2035             360       4856.36   2/1/2006    10/1/2005
6147383845               6.875        478800     2/1/2006      1/1/2036              360       3145.38   2/1/2006   12/27/2005
6162140393                 6.5        600000     3/1/2006      2/1/2036              360       3792.41   3/1/2006    1/12/2006
6167032389               6.875        468750     3/1/2006      2/1/2036              360       3079.36   3/1/2006    1/13/2006
6170786294               6.625       1000000     2/1/2006      1/1/2036              360       6403.11   2/1/2006    12/8/2005
6171824920               6.625        450000     1/1/2006      12/1/2035             360        2881.4   2/1/2006   11/30/2005
6179863110                6.75        426750     3/1/2006      2/1/2036              360        2767.9   3/1/2006    1/20/2006
6185840474                6.75        510000     2/1/2006      1/1/2036              360       3307.86   2/1/2006   12/21/2005
6192866926               6.625        464000     12/1/2005     11/1/2035             360       2971.05   2/1/2006    11/1/2005
6193825939               6.875        520000     3/1/2006      2/1/2036              360       3416.03   3/1/2006    1/19/2006
6206847953               7.125        595000     2/1/2006      1/1/2036              360       4008.63   2/1/2006     1/3/2006
6219711659               6.625        480000     2/1/2006      1/1/2036              360        3073.5   2/1/2006   12/27/2005
6236148422               6.375        621750     1/1/2006      12/1/2035             360       3878.92   2/1/2006   11/29/2005
6247493288               6.375        880000     1/1/2006      12/1/2035             360       5490.06   2/1/2006   11/16/2005
6250496301                6.25        998500     2/1/2006      1/1/2036              360       6147.94   2/1/2006   12/27/2005
6251086697               6.625        431500     2/1/2006      1/1/2036              360       2762.95   3/1/2006     1/4/2006
6286434649               5.625        600000     2/1/2006      1/1/2036              360       3453.94   2/1/2006   12/13/2005
6301147812                7.75        630000     2/1/2006      1/1/2036              360        4513.4   3/1/2006    12/2/2005
6314156800                   7        491395     2/1/2006      1/1/2036              360       3269.27   2/1/2006   12/16/2005
6320702183               7.375        572000     3/1/2006      2/1/2036              360       3950.67   3/1/2006     1/5/2006
6333418496                   6        930000     2/1/2006      1/1/2036              360       5575.82   2/1/2006     1/1/2006
6337004268                6.25        564000     1/1/2006      12/1/2035             360       3472.65   2/1/2006    11/4/2005
6340488508               6.625        618000     3/1/2006      2/1/2036              360       3957.13   3/1/2006    1/25/2006
6360241175               6.625        650000     3/1/2006      2/1/2036              360       4162.03   3/1/2006    1/23/2006
6367287148               7.875        592500     3/1/2006      2/1/2036              360       4296.04   3/1/2006     1/3/2006
6395956482               7.375        544000     1/1/2006      12/1/2035             360       3757.28   2/1/2006   11/23/2005
6413938736               6.375        436000     2/1/2006      1/1/2036              360       2720.08   3/1/2006   12/14/2005
6415636320                7.25        528000     2/1/2006      1/1/2036              360        3601.9   3/1/2006   12/19/2005
6420063833                6.25        712500     1/1/2006      12/1/2035             360       4386.99   3/1/2006   11/21/2005
6426609720                 7.5        490850     3/1/2006      2/1/2036              360        3432.1   3/1/2006    1/19/2006
6446499078                6.75        440000     2/1/2006      1/1/2036              360       2853.84   2/1/2006   12/27/2005
6447117091               6.625        900000     2/1/2006      1/1/2036              360        5762.8   2/1/2006   12/14/2005
6470569309               6.625        540000     2/1/2006      1/1/2036              360       3457.68   2/1/2006   12/14/2005
6472479333                 6.5        460000     1/1/2006      12/1/2035             360       2907.52   2/1/2006   11/29/2005
6478490193                 6.5        641250     3/1/2006      2/1/2036              360       4053.14   3/1/2006     1/6/2006
6508312201                6.25        650000     2/1/2006      1/1/2036              360       4002.17   2/1/2006    1/10/2006
6512614725               7.125        858750     3/1/2006      2/1/2036              360       5785.56   3/1/2006     1/3/2006
6516076541                 6.5        975000     3/1/2006      2/1/2036              360       6162.67   3/1/2006     1/3/2006
6517345630                6.25        455500     11/1/2005     10/1/2035             360        2804.6   2/1/2006    9/16/2005
6517695679               6.875       2940000     3/1/2006      2/1/2036              360      19313.71   3/1/2006     1/4/2006
6528052787               6.875        477500     2/1/2006      1/1/2036              360       3136.84   2/1/2006    12/9/2005
6537283670                6.75        520000     2/1/2006      1/1/2036              360       3372.72   4/1/2006   12/14/2005
6543190828                 6.5        432800     2/1/2006      1/1/2036              360        2735.6   2/1/2006   12/16/2005
6543877085               6.375        446000     2/1/2006      1/1/2036              360       2782.46   3/1/2006   12/30/2005
6544594002               6.625        480807     3/1/2006      2/1/2036              360       3078.67   3/1/2006    1/25/2006
6556602735               6.125        500000     1/1/2006      12/1/2035             360       3038.06   2/1/2006   11/15/2005
6571634317                 6.5        422000     2/1/2006      1/1/2036              360       2667.33   3/1/2006     1/5/2006
6576958695                 6.5       1000000     2/1/2006      1/1/2036              360       6320.69   3/1/2006    12/7/2005
6591331050                   6        505040     1/1/2006      12/1/2035             360       3027.97   3/1/2006   11/21/2005
6596432226                 6.5        448000     2/1/2006      1/1/2036              360       2831.67   3/1/2006   12/21/2005
6618797879                6.25        680000     3/1/2006      2/1/2036              360       4186.88   3/1/2006    1/19/2006
6620729928                 6.5        446250     1/1/2006      12/1/2035             360       2820.61   2/1/2006   11/30/2005
6629502946                6.75        652000     2/1/2006      1/1/2036              360       4228.86   2/1/2006   12/15/2005
6633864688               6.625        648800     2/1/2006      1/1/2036              360       4154.34   2/1/2006   12/23/2005
6647432688               7.125        512000     2/1/2006      1/1/2036              360       3449.44   3/1/2006   12/29/2005
6674985715                7.25        450000     3/1/2006      2/1/2036              360        3069.8   3/1/2006    1/11/2006
6688409645                 7.5        500000     3/1/2006      2/1/2036              360       3496.08   3/1/2006    1/19/2006
6696394524                6.75        975000     2/1/2006      1/1/2036              360       6323.84   2/1/2006   12/12/2005
6707285877               6.375        736000     1/1/2006      12/1/2035             360       4591.69   2/1/2006   11/21/2005
6708960593                6.25        464800     3/1/2006      2/1/2036              360       2861.86   3/1/2006    1/18/2006
6709055237               6.375        525000     3/1/2006      2/1/2036              360       3275.32   3/1/2006    1/20/2006
6710426419                 6.5        602000     2/1/2006      1/1/2036              360       3805.05   3/1/2006    12/5/2005
6711231164               6.625        440000     2/1/2006      1/1/2036              360       2817.37   2/1/2006   12/19/2005
6712280210               7.375        455200     2/1/2006      1/1/2036              360       3143.96   3/1/2006     1/3/2006
6719577212                   6        470000     1/1/2006      12/1/2035             360       2817.89   3/1/2006    11/8/2005
6738505095                 7.5       1500000     3/1/2006      2/1/2036              360      10488.22   3/1/2006    1/20/2006
6762074646               6.375        460009     2/1/2006      1/1/2026              240       3395.94   2/1/2006   12/20/2005
6766008962               6.875        520000     3/1/2006      2/1/2036              360       3416.03   3/1/2006    1/24/2006
6777379188               6.875        494600     2/1/2006      1/1/2036              360       3249.17   3/1/2006     1/3/2006
6778431848               6.875        528000     2/1/2006      1/1/2036              360       3468.59   3/1/2006   12/28/2005
6784339464                6.25        740000     3/1/2006      2/1/2036              360       4556.31   3/1/2006    1/20/2006
6787131421                6.75        469000     2/1/2006      1/1/2036              360       3041.93   2/1/2006   12/12/2005
6788853189               6.875        487500     2/1/2006      1/1/2036              360       3202.53   2/1/2006   12/27/2005
6802174372               6.125        448000     3/1/2006      2/1/2036              360        2722.1   3/1/2006    1/20/2006
6804642830               6.875       1125000     1/1/2006      12/1/2035             360       7390.45   2/1/2006    12/5/2005
6805046528                 6.5        550000     2/1/2006      1/1/2036              360       3476.38   2/1/2006     1/4/2006
6810411303               6.125        440960     3/1/2006      2/1/2036              360       2679.32   3/1/2006     1/5/2006
6814574247                6.25        830000     1/1/2006      12/1/2035             360       5110.46   2/1/2006    12/5/2005
6815392219                6.25        484800     2/1/2006      1/1/2036              360          2985   2/1/2006   12/23/2005
6828834181                   6        730000     1/1/2006      12/1/2035             360       4376.72   3/1/2006   11/28/2005
6833806463               6.375        548000     1/1/2006      12/1/2035             360       3418.81   2/1/2006   11/10/2005
6839128102               6.875        445000     1/1/2006      12/1/2025             240       3416.78   2/1/2006   11/23/2005
6860379665               6.875        562000     2/1/2006      1/1/2036              360       3691.95   2/1/2006    12/2/2005
6861027651               6.875        472000     3/1/2006      2/1/2036              360       3100.71   3/1/2006    1/13/2006
6879431234                 6.5        520000     2/1/2006      1/1/2036              360       3286.76   2/1/2006   12/29/2005
6882934075                 6.5        700000     3/1/2006      2/1/2036              360       4424.48   3/1/2006    1/19/2006
6894089116                6.75        450000     3/1/2006      2/1/2036              360        2918.7   3/1/2006    1/10/2006
6914044679                   7        658197     2/1/2006      1/1/2036              360       4379.01   2/1/2006    12/9/2005
6920137459                6.75        626400     2/1/2006      1/1/2036              360       4062.82   3/1/2006   12/15/2005
6934834893                 7.5        775000     1/1/2006      12/1/2035             360       5418.92   2/1/2006    12/5/2005
6935069911               6.375        500000     1/1/2006      12/1/2035             360       3119.35   2/1/2006   11/29/2005
6941151398               6.375        460000     2/1/2006      1/1/2036              360       2869.81   3/1/2006     1/3/2006
6952141569               6.875        456000     2/1/2006      1/1/2036              360        2995.6   2/1/2006   12/14/2005
6964378324                6.25        660000     2/1/2006      1/1/2036              360       4063.74   3/1/2006   12/20/2005
6979530836                 6.5        480000     2/1/2006      1/1/2036              360       3033.93   3/1/2006   12/20/2005
6983557007                 6.5        835000     3/1/2006      2/1/2036              360       5277.77   3/1/2006     1/4/2006
6989816928               6.875        980000     2/1/2006      1/1/2036              360       6437.91   2/1/2006   12/16/2005
6998888850                 6.5        650000     1/1/2006      12/1/2035             360       4108.45   2/1/2006   11/29/2005

<CAPTION>

   Loan        Remaining           Scheduled         Credit   Appraisal    Sales
  Number     Term (Months)   Principal Balance ($)   Score      Value      Price
---------------------------------------------------------------------------------
<S>                    <C>            <C>               <C>     <C>       <C>
3303622694             360              459,553.99      698      575000         0
6001833026             360              451,550.03      683      566000         0
6002861141             360            1,000,000.00      726     1357000   1357000
6003459952             360              427,613.07      691      535000         0
6008030048             359              861,435.44      718     1300000         0
6020065956             360              575,539.38      714      720000         0
6020395080             359              443,952.05      746      572000    555900
6027804902             360              818,656.07        0     2800000   2800000
6035663910             359              563,950.60      780      900000    928590
6035761862             359              554,567.05      707     1200000         0
6038155732             360              464,000.00      756      580000    580000
6044343850             360              675,000.00      660      900000         0
6048198540             359              547,504.59      780      685000    685000
6055517426             360              775,500.00      697     1200000         0
6081697655             360              496,000.00      718      620000         0
6084397832             360            1,180,000.00      726     2400000         0
6092184297             360              658,125.00      725      877500    877500
6092372280             359              598,830.68      708      800000    800000
6093002266             360            1,124,000.00      737     1405000   1411339
6109896388             360              543,520.03      691      700000         0
6111205081             360              448,000.00      671      560000         0
6112819740             359              492,968.80      797      675000    657906
6123400068             360              650,000.00      704     1070000         0
6130686212             359              455,132.39      749      570000         0
6143217054             357              806,750.08      732      900000   1137728
6147383845             359              478,397.75      683      615000    598500
6162140393             360              600,000.00      771      775000    750000
6167032389             360              468,750.00      735      625000         0
6170786294             360              999,117.72      685     1470000   1461000
6171824920             359              449,203.75      703      635000         0
6179863110             360              426,750.00      798      571000    569000
6185840474             360              509,560.89      703      731000         0
6192866926             358              462,765.06      680      730000    738439
6193825939             360              520,000.00      747      650000         0
6206847953             359              594,524.18      678      700000         0
6219711659             360              479,576.50      682      605000         0
6236148422             359              620,595.20      709      829000    829000
6247493288             359              878,365.55      772     1100000         0
6250496301             360              997,552.58      755     1350000         0
6251086697             359              431,119.29      723      700000         0
6286434649             360              599,358.56      698      775000    750000
6301147812             360              629,555.35      695      900000         0
6314156800             360              490,992.20      682      615000         0
6320702183             360              572,000.00      774      715000         0
6333418496             359              929,074.18      771     2100000   1555006
6337004268             359              562,926.91      746      627000    750000
6340488508             360              618,000.00      753      825000         0
6360241175             360              650,000.00      624     1310000         0
6367287148             360              592,500.00      790      790000    790000
6395956482             359              543,169.56      680      680000         0
6413938736             360              435,594.96      778      545000    545000
6415636320             360              527,588.10      705      660000         0
6420063833             359              711,144.00      692      950000    950000
6426609720             360              490,850.00      738      800000    654517
6446499078             360              439,621.16      689      550000         0
6447117091             359              899,205.95      755     1205000         0
6470569309             359              539,523.57      713      720000         0
6472479333             359              459,166.04      694      720000         0
6478490193             360              641,250.00      773      855000    855000
6508312201             359              649,383.25      737      854000         0
6512614725             360              858,750.00      688     1145000         0
6516076541             360              975,000.00      768     1300000         0
6517345630             357              453,757.63      690      570000         0
6517695679             360            2,940,000.00      794     4200000   4200000
6528052787             360              477,098.84      785      830000    827500
6537283670             360              519,552.28      696      675000         0
6543190828             360              432,408.73      660      541000    541000
6543877085             359              445,586.02      776      660000    660000
6544594002             360              480,807.00      764      690000    690000
6556602735             359              499,025.56      734      680000    750000
6571634317             359              421,618.50      707      590000         0
6576958695             360              999,095.98      729     1895000         0
6591331050             359              504,031.95      674      636000    631300
6596432226             360              447,595.00      698      585000         0
6618797879             360              680,000.00      677      910000         0
6620729928             359              445,440.97        0      600000    595000
6629502946             360              651,438.64      767      815000    815000
6633864688             359              648,227.58      720      811000         0
6647432688             359              511,590.56      743      650000         0
6674985715             360              450,000.00      668     1250000         0
6688409645             360              500,000.00      668      648000         0
6696394524             360              974,160.54      662     1500000         0
6707285877             359              734,633.00      813      920000    920000
6708960593             360              464,800.00      749      600000    581000
6709055237             360              525,000.00      748      700000         0
6710426419             360              601,355.78      761      805000         0
6711231164             360              439,611.80      742      550000         0
6712280210             359              454,853.62      753      570000    569000
6719577212             359              469,061.88      666      770000    770000
6738505095             360            1,500,000.00      732     2200000         0
6762074646             240              459,056.86      666      985000         0
6766008962             360              520,000.00      715      650000         0
6777379188             359              494,184.48      719      655000         0
6778431848             359              527,469.03      683      675000    660000
6784339464             360              740,000.00      755      925000    925000
6787131421             360              468,596.20      763      670000    670000
6788853189             360              487,090.44      717      650000         0
6802174372             360              448,000.00      744      575000    560000
6804642830             359            1,123,104.31      731     1500000         0
6805046528             359              549,502.79      743     1100000         0
6810411303             360              440,960.00      687      580000    551200
6814574247             359              828,420.81      725     1355000   1450000
6815392219             360              484,340.00      664      606000    606000
6828834181             359              728,542.93      770      950000         0
6833806463             359              546,982.18      764      690000    685000
6839128102             239              443,260.43      787      620000    610000
6860379665             360              561,527.84      727      750000         0
6861027651             360              472,000.00      682      590000         0
6879431234             359              519,529.91      740      690000    650000
6882934075             360              700,000.00      733     1000000         0
6894089116             360              450,000.00      681      605000         0
6914044679             360              657,657.47      701     1475000   1435000
6920137459             360              625,860.68      795      785000    783000
6934834893             359              773,846.07      743     1125000         0
6935069911             359              499,071.34      719      720000         0
6941151398             359              459,573.75      793      575000    575000
6952141569             360              455,616.90      673      570000    570000
6964378324             359              659,373.76      749      825000         0
6979530836             360              479,566.07      685      698000         0
6983557007             360              835,000.00      785     3800000         0
6989816928             359              979,176.67      789     1480000   1533100
6998888850             359              648,821.58      729     1010000         0
</TABLE>

Loan Count:                          122
Scheduled PB
as February 1, 2006:      $75,539,965.87
Unpaid PB W/A:               $627,376.77
W/A Interest Rate:                 6.667
W/A Remaining Term:         357.7 months

<PAGE>

                                   EXHIBIT D-6

                             MORTGAGE LOAN SCHEDULE

                                 (LOAN GROUP 6)

Bank of America
               [LOGO]

BOAALT 2006-02
Group 6:
Mortgage Schedule

<TABLE>
<CAPTION>

   Loan         Property                                                  Loan                  Doc         Original
  Number          Type                   Occupancy                      Purpose                 Type        LTV (%)
--------------------------------------------------------------------------------------------------------------------
<S>          <C>              <C>                               <C>                         <C>                <C>
3302421718         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        18.53
3302500347   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
3302566579   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3302794296   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          51.76
3302857895   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         70.84
3302904044   Single Family      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          49.37
3302904358   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         42.48
3302912260   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         75.85
3302993419    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         19.23
3302999572    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303135523         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303140580     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          69.99
3303148146   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          58.29
3303163103   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        28.11
3303177186   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
3303199891    Three Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         64.69
3303201424   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        89.17
3303257384   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        51.83
3303298024    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
3303311462   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         37.12
3303320331     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          56.75
3303337418   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         22.99
3303350577   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out      Paper Saver        95.00
3303365591   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         45.09
3303374569   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303403624   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Rapid           80.00
3303408581         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         59.45
3303409118     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          56.60
3303420628   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         40.34
3303436343     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          61.68
3303440816         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.22
3303452712   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        24.90
3303456978   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         80.00
3303460590   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        70.00
3303463396   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        78.62
3303463537   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        79.40
3303463651   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        77.50
3303464592     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          43.07
3303466753    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        54.96
3303473833   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         24.87
3303475382   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         69.50
3303475994     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          14.80
3303478576         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        32.99
3303480242   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        18.63
3303482891   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        68.93
3303482958   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.06
3303487205     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          32.98
3303488922   Condo Highrise   Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303491926    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        37.99
3303492098   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        26.30
3303498673   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
3303501765   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          84.54
3303504686   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        53.09
3303508067     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         62.42
3303509313   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        36.78
3303509453   Single Family       Primary (Owner Occupied)               Purchase              Standard         78.09
3303509636         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        60.20
3303509776   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        59.33
3303513158    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         33.13
3303519700   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        11.94
3303519841   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.71
3303520070     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          20.87
3303527653   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         80.00
3303527752   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         63.42
3303530640   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Rapid           74.93
3303530962         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        70.00
3303541068    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         42.20
3303543932     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         75.00
3303544153   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         82.15
3303544518   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        71.30
3303547859     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          25.60
3303554053   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
3303554723   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         59.32
3303557825   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         10.40
3303558369   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        38.00
3303559151    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
3303559813    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
3303569549     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          14.28
3303579563   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        31.88
3303580991         CL         Investment (Non-Owner Occupied)           Purchase              Standard         64.16
3303582013     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         26.66
3303606044         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         66.15
3303613826     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          28.66
3303623650   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         58.18
3303623676   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        16.51
3303635472   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        75.00
3303637445     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          30.57
3303648426   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.98
3303650026   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        19.48
3303650034   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        69.35
3303651008   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        62.68
3303653111   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        60.41
3303655488   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        64.00
3303662575   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        79.91
3303666865   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          49.74
3303670586   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         35.68
3303671345   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         73.80
3303673044   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303678951   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        23.32
3303685956     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          68.81
3303707792     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          41.67
3303738730   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        18.54
3303739977   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6015011007   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6020063787    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
6027192993     Townhouse         Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          51.51
6036029210         CL            Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          67.15
6038888662   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          60.22
6040869643   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            60.56
6043044095   Condo Highrise   Investment (Non-Owner Occupied)           Purchase            Paper Saver        36.59
6056475269   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         60.41
6064361212   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        75.86
6070895286    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          52.83
6075426996     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          46.72
6076581534    PUD Detached       Primary (Owner Occupied)               Purchase              No Ratio         80.00
6079203490     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          69.99
6081070093   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6083895323   Condo Highrise   Investment (Non-Owner Occupied)           Purchase                 DU            42.20
6086669006     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6095368244   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         80.00
6097105149   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        31.73
6100328993   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6100664504    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.96
6105081860   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        43.18
6106073361   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          38.37
6109655271   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         67.94
6112574410   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         37.50
6118439915   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          41.41
6128217335   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          62.30
6133305208   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        56.55
6133702982         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            63.09
6134032017         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      67.31
6139821265     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         57.60
6150416177   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          84.89
6155947069     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          26.87
6158633559   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        57.61
6162383365     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6167744462   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        34.56
6169613160         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        64.70
6182466224     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          44.36
6190857505     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         38.83
6195392623   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.00
6201093280    Three Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          58.02
6205947523   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6219281117   Single Family       Primary (Owner Occupied)               Purchase               Stated          71.42
6219624365     Townhouse      Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6220484429     Two Family        Primary (Owner Occupied)               Purchase               Stated          90.00
6221212126   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         79.75
6226455514   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        34.09
6230328442     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         65.78
6243444871   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            65.90
6247587394    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          65.07
6254166918     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         80.00
6262633198     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
6266864583     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          31.52
6269546187   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          67.39
6269996747   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            74.00
6270013227     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          44.63
6274064002   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      33.12
6276691133    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         59.14
6286304313   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.32
6290273991   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6304692244   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          78.93
6305946417         CL            Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          78.36
6312442913   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6314397487     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         41.00
6317652953         CL         Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6318127559   Condo Highrise      Primary (Owner Occupied)               Purchase               Stated          75.00
6320646448     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         71.42
6323510724   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6328886343   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6329645441   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          60.20
6337804642   Single Family       Primary (Owner Occupied)               Purchase               Stated          56.05
6341239637     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6353908749         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            70.00
6355188902    Four Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          44.61
6355630127   Single Family       Primary (Owner Occupied)               Purchase               Stated          28.79
6363919959     Two Family        Primary (Owner Occupied)               Purchase               Stated          80.00
6365098216   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        27.69
6401637639   Single Family       Primary (Owner Occupied)        Construction_Permanent        Stated          80.00
6402440348   Single Family       Primary (Owner Occupied)               Purchase               Stated          80.00
6403140616    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         41.66
6404816172     Townhouse      Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        60.00
6412669662   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        84.90
6421236677     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          54.50
6423629911    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         43.75
6425474555   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        73.68
6427705295     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          51.11
6429236885   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6431231866   Single Family       Primary (Owner Occupied)               Purchase              Standard         51.61
6436952003   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      58.25
6437177410   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          37.50
6439485217   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        59.96
6441261333   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        76.73
6444030263         CL            Primary (Owner Occupied)               Purchase              No Ratio         45.87
6452318303   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6455792116     Townhouse         Primary (Owner Occupied)               Purchase              Standard         80.00
6463184983    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         75.00
6466738124   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          10.58
6470351989     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         80.00
6475821762     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         32.70
6489497351   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.32
6499739552     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            61.90
6500230542   Condo Highrise   Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6503395912   Condo Highrise   Investment (Non-Owner Occupied)           Purchase                 DU            75.00
6514800173   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.03
6517684046   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        67.61
6522926853   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          62.78
6528040048     Two Family        Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          90.00
6533404114   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         43.32
6535689399     Two Family     Investment (Non-Owner Occupied)           Purchase                 DU            36.02
6562992674     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          35.06
6580036215   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          42.83
6580171855   Single Family      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          40.57
6593838730   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          69.38
6606726898   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          23.58
6614404561   Single Family       Primary (Owner Occupied)        Construction_Permanent        Rapid           66.66
6638788171   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          37.24
6642537408   Single Family       Primary (Owner Occupied)               Purchase               Stated          67.92
6662920989   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        78.16
6667115536    PUD Detached       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          48.78
6668570770   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         78.68
6671090865   Single Family       Primary (Owner Occupied)               Purchase            Paper Saver        88.10
6685823178   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         15.23
6688107603     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         71.42
6692355545         CL         Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6692466599   Single Family       Primary (Owner Occupied)               Purchase               Stated          70.22
6694835239     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          80.00
6705246558         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         78.57
6708287120    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         44.80
6708863805     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          80.00
6739165923   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        27.89
6747639232   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        63.99
6749469695   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         70.71
6753361796   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        67.44
6754011077     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          79.84
6765849143    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.23
6765908246    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          67.12
6775250910    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.23
6778431723     Two Family        Primary (Owner Occupied)               Purchase              No Ratio         80.00
6781495202   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         66.41
6793989242         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6799907875     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          69.88
6800224559   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          63.39
6807453565   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            72.91
6815145708   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          64.33
6817573089     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          39.09
6847086417     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          14.15
6848110836   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          65.21
6858326801    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          80.00
6860325403   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         24.01
6866341719   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6867232768   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        75.00
6869788650   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6875421973         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        53.00
6898672123     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         LP            65.08
6905942287    PUD Detached       Primary (Owner Occupied)               Purchase               Stated          57.43
6908071860    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         9.571
6923439787   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        58.39
6932964239    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         47.63
6933575554     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          67.75
6936093464   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            70.68
6937310834     Townhouse      Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6948556516    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         80.00
6956919911   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          71.24
6960793476   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6994838057         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        50.00
6995833594     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         27.39

<CAPTION>

                                  Original
   Loan      Mortgage Interest    Principal    First Payment   Maturity      Original        Monthly     Current       Closing
  Number         Rate (%)        Balance ($)       Date          Date      Term (Months)   Payment ($)   Due Date         Date
------------------------------------------------------------------------------------------------------------------------------
<S>                      <C>          <C>        <C>           <C>                   <C>       <C>       <C>        <C>
3302421718               5.875         93800     9/1/2005      8/1/2020              180        785.22   2/1/2006    7/20/2005
3302500347               5.625        147000     1/1/2006      12/1/2020             180       1210.89   2/1/2006   11/28/2005
3302566579                5.25         40000     9/1/2005      8/1/2020              180        321.56   2/1/2006    7/12/2005
3302794296                5.75         36000     2/1/2006      1/1/2021              180        298.95   2/1/2006   12/20/2005
3302857895               5.375         64320     12/1/2005     11/1/2020             180         521.3   2/1/2006   10/12/2005
3302904044               5.375         79050     2/1/2006      1/1/2021              180        640.68   3/1/2006   12/14/2005
3302904358               5.625         93458     2/1/2006      1/1/2021              180        769.85   3/1/2006    12/9/2005
3302912260               5.375         61325     1/1/2006      12/1/2020             180        497.02   2/1/2006   11/23/2005
3302993419               5.875        100000     1/1/2006      12/1/2020             180        837.12   3/1/2006   11/23/2005
3302999572               5.625         52384     2/1/2006      1/1/2021              180        431.51   2/1/2006   12/14/2005
3303135523                 5.5         14400     1/1/2006      12/1/2020             180        117.67   2/1/2006    11/9/2005
3303140580               5.625        108495     12/1/2005     11/1/2020             180        893.71   2/1/2006    10/7/2005
3303148146               5.625        193915     1/1/2006      12/1/2020             180       1597.34   2/1/2006    11/4/2005
3303163103                 5.5         70000     1/1/2006      12/1/2020             180        571.96   2/1/2006   11/21/2005
3303177186                   6         96000     11/1/2005     10/1/2020             180        810.11   2/1/2006    9/30/2005
3303199891               5.875         52076     1/1/2006      12/1/2020             180        435.94   2/1/2006   11/28/2005
3303201424                   5         81145     12/1/2005     11/1/2020             180        641.69   2/1/2006   10/21/2005
3303257384               5.875         51832     1/1/2006      12/1/2020             180        433.91   2/1/2006   11/22/2005
3303298024               5.875        140000     1/1/2006      12/1/2020             180       1171.97   2/1/2006   11/22/2005
3303311462                   6        150000     1/1/2006      12/1/2020             180       1265.79   2/1/2006   11/23/2005
3303320331                 5.5         55620     1/1/2006      12/1/2020             180        454.47   2/1/2006   11/18/2005
3303337418                4.75        103700     2/1/2006      1/1/2021              180        806.62   3/1/2006   12/14/2005
3303350577               5.375        118750     1/1/2006      12/1/2020             180        962.43   2/1/2006   11/28/2005
3303365591               5.625         49000     1/1/2006      12/1/2020             180        403.63   2/1/2006   11/28/2005
3303374569                   6         76800     1/1/2006      12/1/2020             180        648.09   3/1/2006   11/15/2005
3303403624                 5.5        149500     2/1/2006      1/1/2021              180       1221.54   2/1/2006    12/5/2005
3303408581               5.375        239990     2/1/2006      1/1/2021              180       1945.04   2/1/2006    12/6/2005
3303409118               5.875        150000     1/1/2006      12/1/2020             180       1255.68   2/1/2006   11/23/2005
3303420628               5.375         72615     1/1/2006      12/1/2020             180        588.52   3/1/2006   11/30/2005
3303436343                5.75        144950     2/1/2006      1/1/2021              180       1203.68   3/1/2006   12/12/2005
3303440816               5.375        146000     1/1/2006      12/1/2020             180       1183.28   2/1/2006   11/28/2005
3303452712                   6         58025     2/1/2006      1/1/2021              180        489.65   2/1/2006   12/21/2005
3303456978               5.875         65600     3/1/2006      2/1/2021              180        549.15   3/1/2006     1/6/2006
3303460590               5.875        136500     1/1/2006      12/1/2020             180       1142.67   2/1/2006   11/23/2005
3303463396               5.875         51108     2/1/2006      1/1/2021              180        427.84   2/1/2006    12/5/2005
3303463537                5.75         78607     2/1/2006      1/1/2021              180        652.77   2/1/2006    12/5/2005
3303463651                5.75         51500     2/1/2006      1/1/2021              180        427.67   2/1/2006    12/2/2005
3303464592               5.375        112000     1/1/2006      12/1/2020             180        907.73   2/1/2006   11/30/2005
3303466753                   6        153892     1/1/2006      12/1/2020             180       1298.63   2/1/2006   11/23/2005
3303473833                5.25        191050     2/1/2006      1/1/2021              180       1535.81   2/1/2006    12/6/2005
3303475382                5.75       59867.5     3/1/2006      2/1/2021              180        497.15   3/1/2006    1/13/2006
3303475994                5.75        218360     2/1/2006      1/1/2021              180       1813.29   3/1/2006   12/12/2005
3303478576                5.75         41570     1/1/2006      12/1/2020             180        345.21   2/1/2006   11/28/2005
3303480242                   6        102698     1/1/2006      12/1/2020             180        866.63   2/1/2006   11/21/2005
3303482891               5.875         63765     1/1/2006      12/1/2020             180         533.8   2/1/2006   11/22/2005
3303482958                5.75         84000     1/1/2006      12/1/2020             180        697.55   2/1/2006   11/28/2005
3303487205                5.75         46179     1/1/2006      12/1/2015             120        506.91   3/1/2006   11/30/2005
3303488922                   6         60000     3/1/2006      2/1/2021              180        506.32   3/1/2006     1/3/2006
3303491926               5.375        111696     2/1/2006      1/1/2021              180        905.26   2/1/2006   12/28/2005
3303492098                   6        123221     1/1/2006      12/1/2020             180       1039.82   3/1/2006    12/1/2005
3303498673               5.875         64800     2/1/2006      1/1/2021              180        542.46   3/1/2006   12/15/2005
3303501765               5.875        175000     1/1/2006      12/1/2020             180       1464.96   2/1/2006    12/1/2005
3303504686               5.625         60000     2/1/2006      1/1/2021              180        494.24   2/1/2006   12/30/2005
3303508067                   6         49000     2/1/2006      1/1/2021              180        413.49   2/1/2006    12/7/2005
3303509313               5.875        103000     1/1/2006      12/1/2020             180        862.24   2/1/2006   11/30/2005
3303509453                   6         50760     2/1/2006      1/1/2021              180        428.35   2/1/2006   12/27/2005
3303509636                5.75        151718     1/1/2006      12/1/2020             180       1259.89   2/1/2006    12/1/2005
3303509776                5.75         59335     1/1/2006      12/1/2020             180        492.73   2/1/2006   11/29/2005
3303513158               5.375        256781     2/1/2006      1/1/2021              180       2081.13   2/1/2006   12/21/2005
3303519700               5.875         80000     1/1/2006      12/1/2020             180         669.7   2/1/2006   11/29/2005
3303519841               5.875        140819     2/1/2006      1/1/2021              180       1178.83   2/1/2006    12/6/2005
3303520070               5.875        156560     2/1/2006      1/1/2021              180        1310.6   2/1/2006   12/12/2005
3303527653               5.875         55200     2/1/2006      1/1/2021              180        462.09   3/1/2006   12/22/2005
3303527752                5.75         69100     1/1/2006      12/1/2020             180        573.82   2/1/2006   11/23/2005
3303530640               5.625        290000     1/1/2006      12/1/2020             180       2388.83   3/1/2006   11/25/2005
3303530962               5.875        137900     2/1/2006      1/1/2021              180       1154.39   2/1/2006   12/15/2005
3303541068                   6        105500     2/1/2006      1/1/2021              180        890.27   2/1/2006   12/23/2005
3303543932                   6         90000     2/1/2006      1/1/2021              180        759.48   2/1/2006   12/29/2005
3303544153                5.75        108282     2/1/2006      1/1/2021              180        899.19   2/1/2006   12/14/2005
3303544518               5.875         46350     1/1/2006      12/1/2020             180        388.01   2/1/2006   11/29/2005
3303547859                5.75         67342     2/1/2006      1/1/2021              180        559.22   2/1/2006   12/28/2005
3303554053                   6         99900     3/1/2006      2/1/2021              180        843.02   4/1/2006     1/3/2006
3303554723                   6         70000     2/1/2006      1/1/2021              180         590.7   3/1/2006   12/29/2005
3303557825               5.875         50150     1/1/2006      12/1/2020             180        419.82   2/1/2006   11/30/2005
3303558369                   6        108300     2/1/2006      1/1/2021              180         913.9   3/1/2006   12/14/2005
3303559151               5.875         38500     2/1/2006      1/1/2021              180         322.3   2/1/2006   12/21/2005
3303559813                   6         26600     2/1/2006      1/1/2021              180        224.47   2/1/2006   12/21/2005
3303569549                   6        100000     2/1/2006      1/1/2021              180        843.86   2/1/2006   12/27/2005
3303579563                   6        143790     2/1/2006      1/1/2021              180       1213.39   2/1/2006    12/2/2005
3303580991               5.875        385000     2/1/2006      1/1/2021              180       3222.91   2/1/2006   12/23/2005
3303582013               5.375        100000     3/1/2006      2/1/2021              180        810.47   3/1/2006     1/3/2006
3303606044                 5.5        259999     2/1/2006      1/1/2021              180       2124.41   2/1/2006   12/21/2005
3303613826               5.875        126136     2/1/2006      1/1/2021              180       1055.91   2/1/2006   12/27/2005
3303623650                5.75        160000     2/1/2006      1/1/2021              180       1328.66   2/1/2006   12/22/2005
3303623676               5.875         68553     2/1/2006      1/1/2021              180        573.87   2/1/2006   12/27/2005
3303635472                   6         97500     2/1/2006      1/1/2021              180        822.77   2/1/2006   12/22/2005
3303637445               5.875        163564     2/1/2006      1/1/2021              180       1369.23   3/1/2006   12/28/2005
3303648426               5.875         53970     3/1/2006      2/1/2021              180         451.8   3/1/2006    1/13/2006
3303650026               5.875        150000     2/1/2006      1/1/2021              180       1255.68   2/1/2006   12/30/2005
3303650034                5.75         58950     2/1/2006      1/1/2021              180        489.53   3/1/2006   12/21/2005
3303651008                 5.5         72397     2/1/2006      1/1/2021              180        591.55   2/1/2006   12/22/2005
3303653111                   6     134310.97     2/1/2006      1/1/2021              180        1133.4   2/1/2006   12/27/2005
3303655488               5.875        155526     2/1/2006      1/1/2021              180       1301.94   2/1/2006   12/29/2005
3303662575                5.75         45550     3/1/2006      2/1/2021              180        378.26   3/1/2006    1/13/2006
3303666865                   6        129343     3/1/2006      2/1/2021              180       1091.47   3/1/2006    1/10/2006
3303670586                   6         74510     3/1/2006      2/1/2021              180        628.76   3/1/2006    1/11/2006
3303671345                5.25         62000     3/1/2006      2/1/2021              180        498.41   3/1/2006     1/3/2006
3303673044                   6         16400     3/1/2006      2/1/2021              180         138.4   3/1/2006     1/4/2006
3303678951               5.875         61800     3/1/2006      2/1/2021              180        517.34   3/1/2006     1/5/2006
3303685956                5.75        110106     2/1/2006      1/1/2016              120       1208.63   3/1/2006   12/29/2005
3303707792                   6         80023     3/1/2006      2/1/2021              180        675.28   3/1/2006     1/9/2006
3303738730                   6         99393     3/1/2006      2/1/2021              180        838.74   3/1/2006    1/13/2006
3303739977               5.625         99000     3/1/2006      2/1/2021              180         815.5   3/1/2006    1/25/2006
6015011007               5.875         55600     12/1/2005     11/1/2020             180        465.44   2/1/2006    10/3/2005
6020063787                   6        479500     2/1/2006      1/1/2021              180        4046.3   2/1/2006   12/27/2005
6027192993                   6        118477     2/1/2006      1/1/2021              180        999.78   3/1/2006     1/3/2006
6036029210                   6        255200     3/1/2006      2/1/2021              180       2153.53   3/1/2006    1/25/2006
6038888662               5.875        155979     3/1/2006      2/1/2021              180       1305.73   3/1/2006    1/11/2006
6040869643                 5.5        160500     1/1/2006      12/1/2020             180       1311.42   2/1/2006   11/10/2005
6043044095               5.625        150000     2/1/2006      1/1/2021              180        1235.6   2/1/2006   12/16/2005
6056475269               5.375        100000     3/1/2006      2/1/2021              180        810.47   3/1/2006    1/11/2006
6064361212                   6         44000     1/1/2006      12/1/2020             180         371.3   2/1/2006   11/30/2005
6070895286                   6        634000     3/1/2006      2/1/2021              180       5350.06   3/1/2006    1/25/2006
6075426996                   6        250000     2/1/2006      1/1/2021              180       2109.65   2/1/2006   12/29/2005
6076581534                5.75        130484     2/1/2006      1/1/2021              180       1083.56   2/1/2006    12/6/2005
6079203490                5.25        440950     2/1/2006      1/1/2021              180        3544.7   2/1/2006   12/14/2005
6081070093                   6        148000     3/1/2006      2/1/2021              180       1248.91   3/1/2006    1/23/2006
6083895323               5.625        150000     2/1/2006      1/1/2021              180        1235.6   2/1/2006   12/16/2005
6086669006                   6        120800     2/1/2006      1/1/2021              180       1019.38   2/1/2006   12/13/2005
6095368244                   6        101600     2/1/2006      1/1/2021              180        857.36   3/1/2006   12/19/2005
6097105149                   6        205425     2/1/2006      1/1/2021              180        1733.5   3/1/2006   12/21/2005
6100328993                 5.5         56000     2/1/2006      1/1/2021              180        457.57   2/1/2006   12/22/2005
6100664504               5.375        566000     1/1/2006      12/1/2020             180       4587.24   2/1/2006   11/21/2005
6105081860               5.875         76000     1/1/2006      12/1/2020             180        636.22   2/1/2006   11/29/2005
6106073361                   6        178826     2/1/2006      1/1/2021              180       1509.04   3/1/2006     1/3/2006
6109655271                5.75         53000     2/1/2006      1/1/2021              180        440.12   2/1/2006    12/5/2005
6112574410               5.875         75000     3/1/2006      2/1/2021              180        627.84   3/1/2006     1/9/2006
6118439915                   6         91495     2/1/2006      1/1/2021              180        772.09   2/1/2006     1/3/2006
6128217335               7.125       1433000     3/1/2006      2/1/2021              180      12980.57   3/1/2006    1/23/2006
6133305208                5.75        150438     2/1/2006      1/1/2021              180       1249.26   2/1/2006   12/27/2005
6133702982               5.625        224000     2/1/2006      1/1/2021              180       1845.16   2/1/2006    12/7/2005
6134032017               5.875         92900     1/1/2006      12/1/2020             180        777.69   2/1/2006    12/1/2005
6139821265                 5.5        360000     3/1/2006      2/1/2021              180       2941.51   3/1/2006     1/5/2006
6150416177                5.75        177000     1/1/2006      12/1/2020             180       1469.83   2/1/2006   11/29/2005
6155947069                   6        129000     3/1/2006      2/1/2021              180       1088.58   3/1/2006    1/10/2006
6158633559                   6         20743     1/1/2006      12/1/2020             180        175.05   2/1/2006   11/16/2005
6162383365                   6        109600     2/1/2006      1/1/2021              180        924.87   2/1/2006   12/13/2005
6167744462               5.875        207400     2/1/2006      1/1/2021              180       1736.19   2/1/2006   12/16/2005
6169613160                   6         55000     2/1/2006      1/1/2021              180        464.13   2/1/2006    12/7/2005
6182466224                   6        122000     1/1/2006      12/1/2020             180       1029.51   2/1/2006   11/23/2005
6190857505                   6         60000     3/1/2006      2/1/2021              180        506.32   3/1/2006    1/24/2006
6195392623               5.875         97650     2/1/2006      1/1/2021              180        817.45   3/1/2006   12/19/2005
6201093280                5.75        464202     1/1/2006      12/1/2020             180       3854.79   2/1/2006   11/23/2005
6205947523                   6        160000     3/1/2006      2/1/2021              180       1350.18   3/1/2006    1/19/2006
6219281117               5.875        400000     2/1/2006      1/1/2021              180       3348.48   2/1/2006   12/15/2005
6219624365                   6         84800     1/1/2006      12/1/2020             180         715.6   2/1/2006    12/1/2005
6220484429                   6         81000     1/1/2006      12/1/2020             180        683.53   2/1/2006   11/21/2005
6221212126               5.875      105278.4     3/1/2006      2/1/2021              180        881.31   3/1/2006    1/24/2006
6226455514                   6        170800     2/1/2006      1/1/2021              180       1441.31   2/1/2006   12/13/2005
6230328442                5.75        125000     2/1/2006      1/1/2021              180       1038.02   2/1/2006   12/27/2005
6243444871                   6        145000     1/1/2006      12/1/2020             180        1223.6   2/1/2006   11/17/2005
6247587394                5.75        410000     12/1/2005     11/1/2020             180       3404.69   2/1/2006   10/31/2005
6254166918               5.875        160000     3/1/2006      2/1/2021              180       1339.39   3/1/2006    1/20/2006
6262633198               5.875        424000     3/1/2006      2/1/2021              180       3549.39   3/1/2006    1/10/2006
6266864583               5.875        184408     2/1/2006      1/1/2021              180       1543.72   2/1/2006    12/7/2005
6269546187               5.875        155000     1/1/2006      12/1/2020             180       1297.54   2/1/2006    12/5/2005
6269996747               5.875         55500     3/1/2006      2/1/2021              180        464.61   3/1/2006     1/4/2006
6270013227                   6        212000     3/1/2006      2/1/2021              180       1788.98   3/1/2006     1/9/2006
6274064002                   6        156025     1/1/2006      12/1/2020             180       1316.63   2/1/2006    12/1/2005
6276691133                5.75        482000     2/1/2006      1/1/2021              180       4002.58   2/1/2006   12/30/2005
6286304313               5.875        284000     2/1/2006      1/1/2021              180       2377.42   2/1/2006   12/14/2005
6290273991               5.875        274500     3/1/2006      2/1/2021              180        2297.9   3/1/2006    1/24/2006
6304692244                   6        106211     2/1/2006      1/1/2021              180        896.27   2/1/2006   12/21/2005
6305946417                   6        384000     1/1/2006      12/1/2020             180       3240.42   3/1/2006    12/6/2005
6312442913                5.75         90320     2/1/2006      1/1/2021              180        750.03   3/1/2006    12/6/2005
6314397487               5.875        410000     2/1/2006      1/1/2021              180       3432.19   2/1/2006   12/28/2005
6317652953               5.875        119920     1/1/2006      12/1/2020             180       1003.88   2/1/2006    11/9/2005
6318127559                5.75        516000     1/1/2006      12/1/2020             180       4284.92   3/1/2006   11/30/2005
6320646448                   6        200000     2/1/2006      1/1/2021              180       1687.72   3/1/2006    12/7/2005
6323510724                   6        184800     3/1/2006      2/1/2021              180       1559.45   3/1/2006    1/17/2006
6328886343               5.875         32800     1/1/2006      12/1/2020             180        274.58   3/1/2006   11/21/2005
6329645441                   6         79475     2/1/2006      1/1/2021              180        670.66   2/1/2006     1/3/2006
6337804642               5.875        156900     1/1/2006      12/1/2020             180       1313.44   2/1/2006   11/16/2005
6341239637                   6        156000     2/1/2006      1/1/2021              180       1316.42   2/1/2006   12/15/2005
6353908749                5.75         56000     2/1/2006      1/1/2021              180        465.03   3/1/2006   12/21/2005
6355188902                   6        290000     3/1/2006      2/1/2021              180       2447.19   3/1/2006     1/5/2006
6355630127                5.75        110000     2/1/2006      1/1/2021              180        913.46   2/1/2006   12/16/2005
6363919959                   6        116000     1/1/2006      12/1/2020             180        978.88   2/1/2006   11/30/2005
6365098216                   6         90000     1/1/2006      12/1/2020             180        759.48   2/1/2006   11/28/2005
6401637639               5.875        539968     2/1/2006      1/1/2021              180       4520.18   2/1/2006     1/1/2006
6402440348               5.875        101200     1/1/2006      12/1/2020             180        847.17   2/1/2006   11/16/2005
6403140616                 5.5        237500     1/1/2006      12/1/2020             180       1940.58   2/1/2006   11/29/2005
6404816172                   6         75000     1/1/2006      12/1/2020             180         632.9   3/1/2006   11/10/2005
6412669662               5.875         43300     3/1/2006      2/1/2021              180        362.48   3/1/2006     1/5/2006
6421236677                5.75        139000     3/1/2006      2/1/2021              180       1154.28   3/1/2006    1/10/2006
6423629911                   6        175000     2/1/2006      1/1/2021              180       1476.75   2/1/2006   12/28/2005
6425474555                5.75         70000     2/1/2006      1/1/2021              180        581.29   2/1/2006   12/13/2005
6427705295               5.875        460000     2/1/2006      1/1/2021              180       3850.75   2/1/2006   12/13/2005
6429236885                   6         27000     1/1/2006      12/1/2020             180        227.85   3/1/2006   11/30/2005
6431231866                   6         80000     2/1/2006      1/1/2021              180        675.09   2/1/2006   12/19/2005
6436952003                   6        142693     1/1/2006      12/1/2020             180       1204.13   2/1/2006    12/8/2005
6437177410                 5.5        360000     12/1/2005     11/1/2020             180       2941.51   3/1/2006    11/1/2005
6439485217                   6        171500     2/1/2006      1/1/2021              180       1447.22   3/1/2006   12/16/2005
6441261333               5.875        105900     2/1/2006      1/1/2021              180        886.51   2/1/2006   12/23/2005
6444030263               5.875         90000     2/1/2006      1/1/2021              180        753.41   2/1/2006    12/9/2005
6452318303                5.75        113712     2/1/2006      1/1/2021              180        944.28   2/1/2006    12/6/2005
6455792116               5.625        204792     1/1/2006      12/1/2020             180       1686.94   2/1/2006   11/23/2005
6463184983               5.875        202500     1/1/2006      12/1/2020             180       1695.17   2/1/2006   11/23/2005
6466738124                5.75         40000     1/1/2006      12/1/2020             180        332.17   2/1/2006   11/18/2005
6470351989               5.875         67000     2/1/2006      1/1/2021              180        560.87   2/1/2006    12/2/2005
6475821762                   6         60500     2/1/2006      1/1/2021              180        510.54   3/1/2006   12/20/2005
6489497351                   6        155977     2/1/2006      1/1/2021              180       1316.23   2/1/2006     1/3/2006
6499739552               5.875        130000     2/1/2006      1/1/2021              180       1088.26   2/1/2006    12/5/2005
6500230542                   6        209600     2/1/2006      1/1/2021              180       1768.73   3/1/2006   12/15/2005
6503395912               5.875        120000     3/1/2006      2/1/2021              180       1004.55   3/1/2006    1/17/2006
6514800173                   6        544000     2/1/2006      1/1/2021              180       4590.59   3/1/2006     1/3/2006
6517684046               5.875        142000     2/1/2006      1/1/2021              180       1188.71   2/1/2006    12/2/2005
6522926853                5.75        383000     12/1/2005     11/1/2020             180       3180.48   2/1/2006   10/25/2005
6528040048                   6        162000     1/1/2006      12/1/2020             180       1367.05   4/1/2006   11/16/2005
6533404114               5.875        178500     3/1/2006      2/1/2021              180       1494.26   3/1/2006    1/18/2006
6535689399                   6        131500     2/1/2006      1/1/2021              180       1109.68   3/1/2006   12/27/2005
6562992674               4.625        128000     1/1/2006      12/1/2020             180        987.39   2/1/2006   11/30/2005
6580036215                   6        116500     2/1/2006      1/1/2021              180         983.1   2/1/2006   12/23/2005
6580171855                5.75        185000     2/1/2006      1/1/2021              180       1536.26   2/1/2006   12/16/2005
6593838730                   6        154900     2/1/2006      1/1/2021              180       1307.14   2/1/2006     1/3/2006
6606726898               5.875        125000     1/1/2006      12/1/2020             180        1046.4   2/1/2006   11/23/2005
6614404561                 5.5        250000     1/1/2006      12/1/2020             180       2042.71   2/1/2006    12/1/2005
6638788171               5.875        203000     2/1/2006      1/1/2021              180       1699.36   2/1/2006   12/19/2005
6642537408               5.875        180000     1/1/2006      12/1/2020             180       1506.82   2/1/2006   11/30/2005
6662920989                   5         68000     1/1/2006      12/1/2020             180        537.74   2/1/2006    11/9/2005
6667115536                5.75        400000     1/1/2006      12/1/2020             180       3321.65   2/1/2006   11/28/2005
6668570770                5.75         55000     2/1/2006      1/1/2021              180        456.73   2/1/2006   12/15/2005
6671090865               5.625        100000     1/1/2006      12/1/2020             180        823.74   2/1/2006   11/28/2005
6685823178                   6         76470     3/1/2006      2/1/2021              180         645.3   3/1/2006     1/9/2006
6688107603                   6        200000     2/1/2006      1/1/2021              180       1687.72   3/1/2006    12/7/2005
6692355545               5.875        124720     1/1/2006      12/1/2020             180       1044.06   2/1/2006    11/9/2005
6692466599                   6        250000     3/1/2006      2/1/2021              180       2109.65   3/1/2006    1/13/2006
6694835239               5.875         91200     1/1/2006      12/1/2020             180        763.46   2/1/2006   11/21/2005
6705246558                 5.5        259300     2/1/2006      1/1/2021              180        2118.7   2/1/2006   12/19/2005
6708287120                5.75        112000     1/1/2006      12/1/2020             180        930.06   3/1/2006   11/21/2005
6708863805               5.875        426400     3/1/2006      2/1/2021              180       3569.48   3/1/2006    1/26/2006
6739165923                   6        203600     2/1/2006      1/1/2021              180        1718.1   3/1/2006   12/20/2005
6747639232                   6        171500     2/1/2006      1/1/2021              180       1447.22   3/1/2006    12/6/2005
6749469695                 5.5        198000     3/1/2006      2/1/2021              180       1617.83   3/1/2006    1/11/2006
6753361796               5.875        145000     1/1/2006      12/1/2020             180       1213.83   2/1/2006   11/23/2005
6754011077               5.875        103800     1/1/2006      12/1/2020             180        868.93   2/1/2006   11/28/2005
6765849143                 5.5        217000     11/1/2005     10/1/2020             180       1773.08   2/1/2006    9/23/2005
6765908246               5.875        537000     2/1/2006      1/1/2021              180       4495.33   2/1/2006     1/3/2006
6775250910                 5.5        217000     11/1/2005     10/1/2020             180       1773.08   2/1/2006    9/23/2005
6778431723               5.875        160000     3/1/2006      2/1/2021              180       1339.39   3/1/2006    1/20/2006
6781495202               4.875        318780     1/1/2006      12/1/2020             180       2500.19   2/1/2006   11/15/2005
6793989242               5.875        118320     2/1/2006      1/1/2021              180        990.48   3/1/2006   12/30/2005
6799907875               5.875        297000     1/1/2006      12/1/2020             180       2486.25   2/1/2006   11/28/2005
6800224559                   6        180046     2/1/2006      1/1/2021              180       1519.34   3/1/2006     1/3/2006
6807453565               5.875         52500     3/1/2006      2/1/2021              180        439.49   3/1/2006     1/4/2006
6815145708                5.75        267000     2/1/2006      1/1/2021              180        2217.2   2/1/2006   12/16/2005
6817573089                   6         73500     1/1/2006      12/1/2020             180        620.24   2/1/2006   11/30/2005
6847086417               5.875        113200     3/1/2006      2/1/2021              180        947.62   3/1/2006     1/5/2006
6848110836                   6         75000     3/1/2006      2/1/2021              180         632.9   3/1/2006    1/18/2006
6858326801               5.875        128000     2/1/2006      1/1/2021              180       1071.52   3/1/2006   12/20/2005
6860325403                5.75         79000     2/1/2006      1/1/2021              180        656.03   3/1/2006    12/9/2005
6866341719                 5.5         56000     3/1/2006      2/1/2021              180        457.57   3/1/2006    1/11/2006
6867232768               5.625        281175     1/1/2006      12/1/2020             180       2316.13   2/1/2006   11/21/2005
6869788650                5.75        148000     2/1/2006      1/1/2021              180       1229.01   2/1/2006   12/30/2005
6875421973               5.875        150000     2/1/2006      1/1/2021              180       1255.68   2/1/2006   12/30/2005
6898672123                 5.5        110000     1/1/2006      12/1/2020             180         898.8   2/1/2006   11/25/2005
6905942287               5.875         85000     2/1/2006      1/1/2021              180        711.56   3/1/2006   12/23/2005
6908071860                5.75        134000     3/1/2006      2/1/2018              144       1290.37   3/1/2006    1/19/2006
6923439787                   6        300000     1/1/2006      12/1/2020             180       2531.58   2/1/2006   11/21/2005
6932964239                5.75        102406     2/1/2006      1/1/2021              180        850.39   2/1/2006    12/8/2005
6933575554               5.625        332000     2/1/2006      1/1/2021              180       2734.79   2/1/2006   12/12/2005
6936093464                   6        135000     1/1/2006      12/1/2020             180       1139.21   2/1/2006   11/23/2005
6937310834               5.875        156000     2/1/2006      1/1/2021              180       1305.91   2/1/2006   12/27/2005
6948556516               5.875        204000     2/1/2006      1/1/2021              180       1707.73   2/1/2006   12/29/2005
6956919911                5.75        740978     3/1/2006      2/1/2021              180       6153.16   3/1/2006     1/4/2006
6960793476                 5.5         89600     2/1/2006      1/1/2021              180        732.11   2/1/2006   12/27/2005
6994838057                 5.5        110000     1/1/2006      12/1/2020             180         898.8   2/1/2006   11/21/2005
6995833594                   6        100000     1/1/2006      12/1/2020             180        843.86   2/1/2006   11/23/2005

<CAPTION>

   Loan        Remaining           Scheduled         Credit   Appraisal    Sales
  Number     Term (Months)   Principal Balance ($)   Score      Value      Price
---------------------------------------------------------------------------------
<S>                    <C>               <C>            <C>      <C>        <C>
3302421718             175                91819.96      767      506000         0
3302500347             179                145953.9      738      210000         0
3302566579             175                39110.97      736       57000     50000
3302794296             180                35873.55      776       69544         0
3302857895             178                63617.27      712       90786         0
3302904044             180                 78763.4      668      160098         0
3302904358             180                93118.96      668      220000         0
3302912260             179                60879.33      775       80840         0
3302993419             179                99303.22      763      520000         0
3302999572             180                52198.04      757       65500     65480
3303135523             179                14296.42      696       29000     18000
3303140580             178               107334.15      689      155000         0
3303148146             178               192535.05      656      332650         0
3303163103             179                69496.59      671      249000         0
3303177186             177                94669.62      698      125000    120000
3303199891             179                51713.15      682       80500         0
3303201424             178                80230.44      773       91000     91000
3303257384             179                51471.51      769      100000         0
3303298024             179               139024.51      784      200000         0
3303311462             179               148965.84      733      404000         0
3303320331             179                55219.99      681       98000         0
3303337418             179               103303.86      720      451000         0
3303350577             179               117854.73      675      125000    125000
3303365591             179                 48651.3      630      108658         0
3303374569             178                 76270.5      690       96000         0
3303403624             180               148963.67      741      186875         0
3303408581             180               239119.92      704      403680         0
3303409118             179               148954.83      740      265000         0
3303420628             179                72087.29      726      180000         0
3303436343             180               144440.87      788      235000         0
3303440816             179               144934.95      701      214000         0
3303452712             179                57825.48      771      233000         0
3303456978             180                   65600      719       82000         0
3303460590             179                135548.9      714      234400    195000
3303463396             180                50924.35      803       65000         0
3303463537             180                78330.89      803       99000         0
3303463651             180                 51319.1      803       66449         0
3303464592             179               111186.06      775      260000         0
3303466753             179               152831.01      691      280000         0
3303473833             180               190350.03      740      768000         0
3303475382             180                 59867.5      677       86132         0
3303475994             180               217393.02      808     1475000         0
3303478576             179                41277.21      749      126000         0
3303480242             179               101990.41      771      551000         0
3303482891             179                63321.16      798       92500         0
3303482958             179                83408.49      712      121627         0
3303487205             119                44708.72      766      140000         0
3303488922             180                   60000      784       75000     75000
3303491926             179               111291.05      714      294000         0
3303492098             179               122372.41      788      468400         0
3303498673             180                64574.79      781      120656     81000
3303501765             178               173780.64      679      207000         0
3303504686             179                59787.01      724      113000         0
3303508067             180                48831.51      677       78500         0
3303509313             179               102282.31      660      280000         0
3303509453             179                50585.45      693       66000     65000
3303509636             179               150649.63      738      252000         0
3303509776             179                58917.16      773      100000         0
3303513158             180               255850.03      781      775000         0
3303519700             179                79442.58      813      670000    670000
3303519841             180                140329.6      783      202000         0
3303520070             180               156015.89      800      750000         0
3303527653             180                55008.16      733       72000     69000
3303527752             179                 68613.4      689      108949         0
3303530640             179               287936.27      725      387000         0
3303530962             180               137420.75      786      200000    197000
3303541068             180               105137.23      772      250000         0
3303543932             179                89690.52      784      210000    120000
3303544153             180               107901.66        0      131800    131800
3303544518             179                46027.03      775       65000         0
3303547859             179                67096.42      750      263000         0
3303554053             180                   99900      760      132000    111000
3303554723             179                 69659.3      694      119496    118000
3303557825             179                49800.56      732      482000         0
3303558369             180                107927.6      778      285000         0
3303559151             180                38366.19      715       55000         0
3303559813             180                26508.53      715       38000         0
3303569549             179                99656.14      726      700000         0
3303579563             180               143295.56      713      451000         0
3303580991             179               383661.99      738      600000    600000
3303582013             180                   95000      811      795000    375000
3303606044             180               259066.25      763      393000         0
3303613826             180               125697.63      813      440000         0
3303623650             180               159438.01      610      275000         0
3303623676             180                68297.67      761      415000         0
3303635472             179                97164.73      742      137569    130000
3303637445             179               162495.55      784      535000         0
3303648426             180                   53946      711       77113         0
3303650026             179                149478.7      815      770000         0
3303650034             180                58742.61      722       85000         0
3303651008             179                72137.27      799      115500         0
3303653111             179               133849.13      715      222300         0
3303655488             179               154985.49      694      243000         0
3303662575             180                   45550      686       57000         0
3303666865             180                  129343      708      260000         0
3303670586             180                   74510      751      208800         0
3303671345             180                   62000      772       84000         0
3303673044             180                   16400      762       50181     20500
3303678951             180                   61800      742      265000         0
3303685956             119               109333.59      710      160000         0
3303707792             180                   80023      796      192000         0
3303738730             180                   99393      813      536000         0
3303739977             180                   99000      774      116000    110000
6015011007             178                55017.46      706       70000     69500
6020063787             179                477851.2      752      685000         0
6027192993             179               116069.61      717      230000         0
6036029210             180                  255200      714      380000         0
6038888662             180                  155979      696      259000         0
6040869643             179               158943.93      765      265000         0
6043044095             179               149467.53      793      430000    409900
6056475269             180                  100000      744      168000    165521
6064361212             179                43696.64      681       58000     60000
6070895286             180                  634000      698     1200000         0
6075426996             179               249140.35      798      535000         0
6076581534             180               130025.68      685      190000    163105
6079203490             180               439334.46      719      630000         0
6081070093             180                  148000      742      188000    185000
6083895323             180               149467.53      793      360500    355400
6086669006             180               120384.62      748      151000    151000
6095368244             180               101250.64      697      127000         0
6097105149             180               204718.63      780      647400         0
6100328993             180                 55799.1      786       72000     70000
6100664504             179               561886.75      752      809000         0
6105081860             179                69230.57      765      176000         0
6106073361             179               178063.19      753      466000         0
6109655271             180                52813.84      689       78000         0
6112574410             180                   75000      766      200000         0
6118439915             179                91180.39      780      220900         0
6128217335             180                 1433000      662     2300000         0
6133305208             179               149909.59      786      266000         0
6133702982             180               223204.84      805      355000         0
6134032017             179                92252.68      808      138000         0
6139821265             180                  360000      763      625000    625000
6150416177             179               175753.62      694      208500    208500
6155947069             180                  129000      652      480000         0
6158633559             179                 20574.9      708       36000         0
6162383365             180               109223.13      748      138000    137000
6167744462             180               206679.21      784      600000         0
6169613160             180                54810.87      799       85000     85000
6182466224             179               121158.88      664      275000         0
6190857505             180                   60000      752      155000    154500
6195392623             180                97194.03      763      139500         0
6201093280             179               460933.21      723      800000         0
6205947523             180                  160000      754      200000         0
6219281117             180               398609.85      693      560000    560000
6219624365             179                84215.34      749      115000    106000
6220484429             179                80441.55      699       90000     90000
6221212126             180                105278.4      756      132000    134985
6226455514             180               170212.69      686      501000         0
6230328442             179               124560.94      785      204000    190000
6243444871             179               144000.31      740      220000         0
6247587394             177               404452.22      704      630000         0
6254166918             180                  160000      688      225000    200000
6262633198             180                  424000      743      530000         0
6266864583             180               183767.11      691      585000         0
6269546187             179               153919.99      692      230000         0
6269996747             180                   55500      808       75000         0
6270013227             180                  212000      712      475000         0
6274064002             179               154949.31      748      471000         0
6276691133             179                  480307      784      815000         0
6286304313             180                  283013      750      358000         0
6290273991             180                  274500      716      366000         0
6304692244             180               105845.79      722      136000    134561
6305946417             179               380552.56      710      490000         0
6312442913             180                90002.75      751      114194    112900
6314397487             179                408575.1      710     1000000         0
6317652953             179               119084.42      652      150000    149900
6318127559             178               512366.48      722      760000    688000
6320646448             180               199228.28      788      295000    280000
6323510724             180                  184800      748      231000         0
6328886343             179                32471.21      762       47000     41000
6329645441             179                79201.72      793      132000         0
6337804642             179               155806.77      754      284000    279900
6341239637             180               155463.58      747      203000    195000
6353908749             180                 55803.3      699       80000         0
6355188902             180                  290000      684      650000         0
6355630127             180               109613.62      745      382000    385000
6363919959             179               115200.25      778      146000    145000
6365098216             179                89379.49      765      325000         0
6401637639             179               538091.41      789      680000    674960
6402440348             179               100494.86      741      128500    126500
6403140616             179               235792.02      775      570000         0
6404816172             179                74482.91      734      125000         0
6412669662             180                   43300      734       51000         0
6421236677             180                  139000      785      255000         0
6423629911             179               174398.25      802      570000    400000
6425474555             180                69754.13      724       95000         0
6427705295             180               458401.33      650      900000         0
6429236885             179                26813.84      715       32000     30000
6431231866             180                79724.91      760      155000    155000
6436952003             179               141709.22      748      244956         0
6437177410             177               354596.21      695      960000         0
6439485217             179               170910.28      776      286000         0
6441261333             179               105531.96      680      138000         0
6444030263             180                89687.22      716      205000    196189
6452318303             180               113312.59      717      150000    142140
6455792116             179               203334.63      736      256000    255990
6463184983             179               201089.03      778      270000    270000
6466738124             179                39718.32      803      378000         0
6470351989             180                66767.15      729       84000     83750
6475821762             180                60291.96        0      185000         0
6489497351             179               155440.66      719      225000         0
6499739552             180                129548.2      746      210000         0
6500230542             180               208879.27      792      262000    262000
6503395912             180                  120000      766      160000    160000
6514800173             179               542129.41      700      725000         0
6517684046             180                141506.5      724      210000         0
6522926853             177               378938.96      702      610000         0
6528040048             179               160577.61      718      180000    180000
6533404114             180                  178500      743      412000         0
6535689399             179               130892.76      786      370000    365000
6562992674             179               127006.76      745      365000         0
6580036215             180                116099.4      646      272000         0
6580171855             180                184350.2      744      456000         0
6593838730             179               154367.36      736      223245         0
6606726898             179               124129.03      709      530000         0
6614404561             179               248202.13      760      375000    425000
6638788171             180               202294.49      692      545000         0
6642537408             179                178745.8      753      265000    280000
6662920989             179                67490.12      690       87000         0
6667115536             179                397183.3      746      820000         0
6668570770             180                54806.81      787       72000     69900
6671090865             179                99288.36      655      115000    113500
6685823178             180                   76470      808      502000         0
6688107603             180               199227.89      788      295000    280000
6692355545             179               123850.98      652      156000    155900
6692466599             180                  250000      794      356000    355990
6694835239             179                90564.53      773      114000         0
6705246558             180               258369.76      668      330000         0
6708287120             179               111211.33      744      250000         0
6708863805             180                  426400      730      533000         0
6739165923             180                202899.9      780      730000         0
6747639232             180               170910.28      765      268000         0
6749469695             180                  198000      710      280000         0
6753361796             179               143989.67      736      238900    215000
6754011077             179               103076.75      784      130000         0
6765849143             177               213864.54      750      318000         0
6765908246             179               535133.73      692      800000         0
6775250910             177               213864.54      750      318000         0
6778431723             180                  160000      734      215000    200000
6781495202             179               316364.81      715      480000         0
6793989242             179               117908.79      772      148000    147900
6799907875             179               294744.15      668      425000         0
6800224559             179               179347.43      718      284000         0
6807453565             180                   52500      808       72000         0
6815145708             180               266062.18      673      415000         0
6817573089             179                72993.26      772      188000         0
6847086417             180                  113200      747      800000         0
6848110836             180                   75000      747      118000    115000
6858326801             180               125555.15      783      167000    160000
6860325403             180                78722.51      808      331000    329000
6866341719             180                   56000      760       77201     70000
6867232768             179               279174.08      755      375000    374900
6869788650             179               147480.16      786      196000    185000
6875421973             179                149478.7      802      290000    283000
6898672123             179               109208.93      783      169000         0
6905942287             179                84604.59      796      170000    147990
6908071860             144                  134000      745     1400000         0
6923439787             179               297931.68      776      513727         0
6932964239             180               102046.31      703      215000         0
6933575554             180               330821.46      727      490000         0
6936093464             179               133968.76      699      191000         0
6937310834             179               155457.84      797      195000    195000
6948556516             179               203291.02      787      257000    255000
6956919911             180                  740978      684     1040000         0
6960793476             179                89278.56      774      116847    112000
6994838057             179               109208.93      746      225000    220000
6995833594             179                99310.56      671      365000         0
</TABLE>

Loan Count:                             268
Scheduled PB
as February 1, 2006:         $42,085,419.35
Unpaid PB W/A:                  $157,035.15
W/A Interest Rate:                    5.835
W/A Remaining Term:            179.7 months

<PAGE>

                                   EXHIBIT D-7

                             MORTGAGE LOAN SCHEDULE

                                 (LOAN GROUP 7)

Bank of America
               [LOGO]

BOAALT 2006-02
Group 7:
Mortgage Schedule

<TABLE>
<CAPTION>

   Loan         Property                                                  Loan                  Doc         Original
  Number          Type                   Occupancy                      Purpose                 Type        LTV (%)
--------------------------------------------------------------------------------------------------------------------
<S>          <C>              <C>                               <C>                         <C>                <C>
3302932011   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303072148   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303311850   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         43.22
3303339687   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         77.88
3303356590   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        79.79
3303373611     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          80.00
3303467231   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.66
3303469435   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout    Paper Saver        85.00
3303475481     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         90.00
3303476273   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         89.85
3303482768   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         40.83
3303483881   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303487171     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          69.83
3303493765   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        66.17
3303505162   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        68.08
3303507630   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          50.95
3303514388     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.55
3303520385     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         62.06
3303520997   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        75.06
3303530863     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          63.75
3303532182   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        10.22
3303542330   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        61.63
3303543064   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303545028   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         56.38
3303548782   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.46
3303550374   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        79.54
3303551232   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303552354   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303553105   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303553618   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        63.40
3303564383   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        44.71
3303565083    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.70
3303565174   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        30.61
3303566867   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
3303569796   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        24.00
3303577286   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303578953   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
3303586410   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.00
3303588895   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         67.38
3303592368   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303593267     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          73.33
3303594133   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         75.00
3303595809   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303598852    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         31.46
3303599181   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.51
3303601789   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.96
3303601813   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        29.51
3303609766   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         49.11
3303610129         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.81
3303614048   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        23.77
3303614717    Three Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
3303616092   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303616449    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        46.35
3303616910   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        72.53
3303625200         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303629756    Four Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         61.58
3303633832    Four Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         17.56
3303635647   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        57.64
3303646008   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.00
3303648541   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
3303654309    PUD Detached    Investment (Non-Owner Occupied)           Purchase              Standard         62.50
3303660439   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         43.07
3303664217   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        74.84
3303666055   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          18.09
3303667996   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303677441   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        27.65
3303680551     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          80.00
3303681427   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         63.64
3303688166   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        47.28
3303695880   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.99
3303701589    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
3303702751   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        20.37
3303703619     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         48.60
3303704310   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         10.50
3303704591         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
3303705192   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        38.20
3303705960   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.89
3303735066     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
3303738813   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        18.28
3303754836   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
3303756765   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        16.96
3303767150    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        48.80
3303797934   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        34.03
6008410299   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      55.20
6008691906   Single Family       Primary (Owner Occupied)               Purchase               Stated          68.57
6012510795     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.97
6015049940    PUD Attached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         45.49
6016038462   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6024409887     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          79.27
6024692367   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          38.22
6027479721   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          18.75
6029475081   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6035215307   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         80.00
6042919958   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6051591516   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        74.99
6071082819         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          60.76
6071787862   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          79.54
6076244307    PUD Detached    Investment (Non-Owner Occupied)           Purchase              Standard         60.00
6081507979     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          65.41
6091472446   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        70.00
6094759203   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.00
6099882554   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         25.25
6105917410    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6107946763     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            59.78
6114935221   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6119274469   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        60.07
6125984952         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6134114963    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6134208047   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            29.33
6136697445    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        64.75
6136824148   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          25.97
6139029679   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        78.57
6141581014   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         62.92
6147923558   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      69.32
6148457515   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        68.80
6149734748   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        42.00
6150681283     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6150851936   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        55.87
6151165963   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          78.54
6156222355   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        57.37
6157375434   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.99
6166295078   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            71.66
6179237745   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6179580110         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      63.03
6180320316    PUD Detached    Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      68.39
6185117865   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6185472104   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          36.20
6193853337   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         LP            75.00
6196656471   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            90.00
6197302802   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6204242314   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          39.87
6211160863   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        24.18
6211862971   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6212035825   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         90.00
6232057221   Condo Highrise   Investment (Non-Owner Occupied)           Purchase            Paper Saver        77.29
6239978866   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        78.57
6242198908   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         75.67
6247299891   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      62.53
6249215762   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         47.86
6260836751    PUD Detached    Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      75.00
6280288496   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6287683103   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.81
6290833174         CL           Secondary (Owner Occupied)       Refinance_No_Cash_Out         Stated          35.62
6300324362   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        73.89
6303000092   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.00
6303348194    PUD Detached      Secondary (Owner Occupied)       Refinance_No_Cash_Out        Standard         38.05
6306280659     Townhouse      Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6308173712   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         47.49
6309309935   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         60.73
6312986364   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6315699790   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          16.03
6318219372         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6318708408   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        41.39
6318972376   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6320728634   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6325960828   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        17.62
6326102438   Single Family      Secondary (Owner Occupied)              Purchase              Standard         80.00
6326351720     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          55.00
6328274243     Two Family        Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          34.02
6329389867   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            74.94
6330819647   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      33.63
6344164055   Single Family    Investment (Non-Owner Occupied)           Purchase                 LP            80.00
6348641900   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        49.78
6349236163   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          58.40
6349746161   Single Family       Primary (Owner Occupied)               Purchase               Stated          66.66
6354918358         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      52.32
6356111614     Two Family     Investment (Non-Owner Occupied)           Purchase                 LP            87.95
6357228045   Condo Highrise     Secondary (Owner Occupied)              Purchase               Stated          80.00
6367163224   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          59.62
6371570091   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          40.10
6372846490   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      40.31
6375904296    PUD Detached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        10.62
6385953507   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            59.63
6386445792   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6396989581         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            59.17
6405315406   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            63.20
6407570925   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         61.85
6423522439   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6430298114   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
6430878212   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6433730196     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         71.96
6434103583   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      62.15
6452192674   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        22.47
6453976232   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6454217800   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        75.00
6457600291   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6457891437   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      30.99
6461356005   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00
6466681977   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6469434226   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      31.25
6470178929     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         89.89
6471276367   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6472214862   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6487148139   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6488856474    PUD Detached       Primary (Owner Occupied)               Purchase                 DU            80.00
6489345147   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          21.78
6489421401   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            40.45
6491524242   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      28.28
6493421553   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          54.87
6493636820         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            59.17
6500956237   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          40.62
6505920584   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            73.77
6508145239   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           LP            72.10
6515636121   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6519795188   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        30.00
6527302738   Single Family       Primary (Owner Occupied)               Purchase               Stated          79.99
6528814335   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6528899096     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          42.06
6529170745   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        71.22
6534048795   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          51.02
6534689101     Townhouse      Investment (Non-Owner Occupied)           Purchase            Paper Saver        68.14
6536162776   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6537698430   Condo Highrise     Secondary (Owner Occupied)              Purchase              Standard         70.00
6542571010   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      26.93
6542946766   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6543427329   Single Family    Investment (Non-Owner Occupied)           Purchase                 LP            79.49
6544483255   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          58.20
6554687217     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         77.77
6570195310     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          67.07
6583324766   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         63.06
6583495657     Two Family     Investment (Non-Owner Occupied)           Purchase              No Ratio         80.00
6584981515    PUD Detached       Primary (Owner Occupied)               Purchase                 DU            80.00
6587416253   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         69.95
6590313174   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          35.48
6590718968   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          43.94
6592887639   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        68.88
6593612960   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6597600607     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          21.00
6598902705   Single Family       Primary (Owner Occupied)               Purchase               Stated          79.42
6602212133   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6604085065   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6605881470   Condo Highrise      Primary (Owner Occupied)               Purchase              Standard         80.00
6609430472    PUD Detached       Primary (Owner Occupied)               Purchase              Standard         79.99
6611617868   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        89.99
6614074562   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        77.77
6615525125         CL         Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6622270210   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6629753606    PUD Detached      Secondary (Owner Occupied)              Purchase               Stated          80.00
6630022447   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout      No Ratio         62.08
6630444575     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out           DU            69.38
6631983290     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            29.11
6632032253   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          38.93
6635966614   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6636114560   Single Family    Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      75.00
6636244383   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        26.77
6640731763   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.29
6643967711   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6645822757         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         40.42
6646085941   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          78.40
6646728920     Two Family     Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6649048557    Four Family     Investment (Non-Owner Occupied)           Purchase              Standard         50.00
6652659464     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          14.16
6655101662   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          31.34
6655477997   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          47.33
6660148070         CL            Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          75.83
6662690251   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          75.00
6673935836   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          28.09
6674734170    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6682540627   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          42.87
6684940007   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6692314559   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          74.19
6695244167   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6700333849   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.76
6708829087     Two Family     Investment (Non-Owner Occupied)           Purchase                 DU            79.95
6713495403   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        62.50
6714195218         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      21.80
6715960677   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        71.69
6718769257    PUD Detached    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          34.81
6719353549   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          58.02
6729395738    Three Family    Investment (Non-Owner Occupied)           Purchase              No Ratio         60.00
6737530524   Single Family       Primary (Owner Occupied)        Construction_Permanent        Stated          54.93
6740623126   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        70.88
6743852938   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6744133981    PUD Detached       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          94.44
6744206175   Single Family    Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      75.00
6747983457   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        74.60
6758599770   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6758614652   Single Family       Primary (Owner Occupied)               Purchase              Standard         80.00
6759658468   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        74.35
6761349064   Single Family      Secondary (Owner Occupied)      Refinance_Equity_Takeout       Stated          61.51
6762568845   Single Family       Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          69.91
6763337463    PUD Detached    Investment (Non-Owner Occupied)           Purchase           Wholesale SISA      68.25
6765653677   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6768438043         CL            Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          80.00
6776084417   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          58.57
6777496511   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          80.00
6778527140   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          61.00
6780696305   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        70.40
6785328698     Two Family     Investment (Non-Owner Occupied)           Purchase                 DU            41.21
6786281086   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        87.27
6797751929   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out        Standard         21.82
6804648688   Single Family       Primary (Owner Occupied)               Purchase              No Ratio         80.00
6805262059         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        19.94
6806116718   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        67.94
6806848302   Single Family    Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6812850276   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6814267115     Townhouse      Investment (Non-Owner Occupied)           Purchase                 DU            64.15
6817272468   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        62.33
6839627392   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          57.37
6841979070         CL            Primary (Owner Occupied)       Refinance_Equity_Takeout       Stated          53.33
6842167410         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      42.92
6852712931   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        74.38
6861455688   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        69.67
6862187868   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Rapid           80.00
6870080121   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6870368500   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6881441775   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            75.00
6881599093   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6884824738   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        90.00
6889817307         CL         Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        25.71
6890009159    PUD Attached    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6891519032         CL         Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      68.28
6894897385   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out        Standard         68.44
6896407993   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          70.00
6902215356   Single Family    Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6909515527   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      39.03
6916762690   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        72.84
6916995639     Two Family     Investment (Non-Owner Occupied)    Refinance_No_Cash_Out         Stated          73.86
6918863603     Two Family     Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6920350656   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            68.25
6923153156         CL         Investment (Non-Owner Occupied)           Purchase               Stated          80.00
6924185876   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        47.41
6930610800     Townhouse      Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      30.31
6939244668     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout       Stated          36.30
6940079640   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            41.46
6940850859   Single Family    Investment (Non-Owner Occupied)           Purchase                 DU            80.00
6942606036   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6953288195   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6958272251   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          13.75
6964957176   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out      Paper Saver        86.11
6967391845   Single Family       Primary (Owner Occupied)        Refinance_No_Cash_Out         Stated          22.35
6968425097   Single Family    Investment (Non-Owner Occupied)    Refinance_No_Cash_Out     All Ready Home      60.99
6970724727   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        56.56
6972998139   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6980220351   Single Family    Investment (Non-Owner Occupied)           Purchase            Paper Saver        80.00
6986282181         CL         Investment (Non-Owner Occupied)           Purchase              Standard         80.00
6987897326   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            80.00
6989217325     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         68.88
6989244865   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout    Paper Saver        80.00
6990934074     Two Family     Investment (Non-Owner Occupied)   Refinance_Equity_Takeout         DU            58.33
6999494195   Single Family    Investment (Non-Owner Occupied)   Refinance_Equity_Takeout      Standard         70.00

<CAPTION>

                                  Original
   Loan      Mortgage Interest    Principal    First Payment    Maturity     Original        Monthly     Current       Closing
  Number         Rate (%)        Balance ($)       Date           Date     Term (Months)   Payment ($)   Due Date         Date
------------------------------------------------------------------------------------------------------------------------------
<S>                      <C>          <C>          <C>         <C>                   <C>        <C>      <C>        <C>
3302932011               6.125         49500       10/1/2005    9/1/2020             180        421.06   2/1/2006     8/4/2005
3303072148               6.125         90000       10/1/2005    9/1/2020             180        765.57   2/1/2006    8/31/2005
3303311850               6.375         34803        2/1/2006    1/1/2021             180        300.79   2/1/2006   12/21/2005
3303339687                 6.5         41280        2/1/2006    1/1/2021             180         359.6   3/1/2006    12/6/2005
3303356590               6.125         79000        2/1/2006    1/1/2021             180           672   3/1/2006   12/27/2005
3303373611                 6.5        104000        1/1/2006   12/1/2015             120        1180.9   2/1/2006   11/30/2005
3303467231                6.25         61800        2/1/2006    1/1/2021             180        529.89   2/1/2006    12/5/2005
3303469435               6.375         65450        2/1/2006    1/1/2021             180        565.66   3/1/2006    12/5/2005
3303475481                 6.5         46800        3/1/2006    2/1/2021             180        407.68   3/1/2006    1/17/2006
3303476273               6.375         62000        1/1/2006   12/1/2020             180        535.84   3/1/2006   11/30/2005
3303482768               6.125         69308        2/1/2006    1/1/2021             180        589.56   2/1/2006    12/6/2005
3303483881               6.375         49200        1/1/2006   12/1/2020             180        425.22   2/1/2006   11/22/2005
3303487171               6.375        213000        2/1/2006    1/1/2021             180       1840.86   2/1/2006    12/6/2005
3303493765                6.25         45000        1/1/2006   12/1/2020             180        385.85   2/1/2006   11/23/2005
3303505162                6.25         80340        2/1/2006    1/1/2021             180        688.86   2/1/2006   12/15/2005
3303507630               6.375         98291        2/1/2006    1/1/2021             180        849.49   2/1/2006    12/2/2005
3303514388                6.25         88191        1/1/2006   12/1/2020             180        756.17   2/1/2006   11/29/2005
3303520385               6.125         90000        1/1/2006   12/1/2020             180        765.57   2/1/2006   11/30/2005
3303520997                6.25         60049        1/1/2006   12/1/2020             180        514.88   3/1/2006   11/22/2005
3303530863               6.625         92450        1/1/2006   12/1/2020             180        811.71   2/1/2006   11/29/2005
3303532182                6.25        100000        1/1/2006   12/1/2020             180        857.43   2/1/2006   11/29/2005
3303542330                6.25      54852.65        2/1/2006    1/1/2021             180        470.32   2/1/2006    12/2/2005
3303543064               6.375         44000        2/1/2006    1/1/2021             180        380.28   2/1/2006   12/30/2005
3303545028                6.25         60000        1/1/2006   12/1/2020             180        514.46   2/1/2006   11/23/2005
3303548782                 6.5         62989        2/1/2006    1/1/2021             180        548.71   2/1/2006   12/23/2005
3303550374               6.625         35000        1/1/2006   12/1/2020             180         307.3   2/1/2006   11/30/2005
3303551232                 6.5         55200        2/1/2006    1/1/2021             180        480.86   2/1/2006    12/5/2005
3303552354                6.25         45000        3/1/2006    2/1/2021             180        385.85   3/1/2006    1/12/2006
3303553105                 6.5         96000        1/1/2006   12/1/2020             180        836.27   2/1/2006   11/30/2005
3303553618                6.25         31700        2/1/2006    1/1/2021             180        271.81   2/1/2006   12/12/2005
3303564383                 6.5         45390        2/1/2006    1/1/2021             180         395.4   2/1/2006    12/7/2005
3303565083                6.25        101000        2/1/2006    1/1/2021             180           866   2/1/2006   12/27/2005
3303565174               6.125         45000        2/1/2006    1/1/2021             180        382.79   2/1/2006    12/9/2005
3303566867                 6.5         54400        2/1/2006    1/1/2021             180        473.89   2/1/2006   12/12/2005
3303569796                6.25        103000        2/1/2006    1/1/2021             180        883.15   2/1/2006    12/9/2005
3303577286                 6.5         88880        3/1/2006    2/1/2021             180        774.25   3/1/2006     1/9/2006
3303578953               6.375         77850        2/1/2006    1/1/2021             180        672.82   2/1/2006    12/9/2005
3303586410               6.375         83300        1/1/2006   12/1/2020             180        719.93   2/1/2006   11/29/2005
3303588895               6.375         65110        3/1/2006    2/1/2021             180        562.72   3/1/2006     1/9/2006
3303592368               6.875         50000        3/1/2006    2/1/2021             180        445.93   3/1/2006    1/10/2006
3303593267               6.125         33000        2/1/2006    1/1/2016             120        368.45   2/1/2006   12/14/2005
3303594133               6.625         58500        2/1/2006    1/1/2021             180        513.63   3/1/2006   12/12/2005
3303595809                 6.5         76000        2/1/2006    1/1/2021             180        662.05   3/1/2006   12/21/2005
3303598852                6.25        157325        3/1/2006    2/1/2021             180       1348.95   3/1/2006    1/25/2006
3303599181               6.125         92200        2/1/2006    1/1/2021             180        784.28   3/1/2006   12/14/2005
3303601789                6.25         48276        2/1/2006    1/1/2021             180        413.93   3/1/2006   12/30/2005
3303601813               6.375         33887        2/1/2006    1/1/2021             180        292.87   2/1/2006   12/20/2005
3303609766                6.25        106090        3/1/2006    2/1/2021             180        909.64   3/1/2006     1/3/2006
3303610129               6.375         62830        2/1/2006    1/1/2021             180        543.01   3/1/2006    12/9/2005
3303614048                 6.5         56900        2/1/2006    1/1/2021             180        495.67   2/1/2006   12/27/2005
3303614717               6.375         63000        2/1/2006    1/1/2021             180        544.48   2/1/2006   12/23/2005
3303616092               6.375        223264        2/1/2006    1/1/2021             180       1929.57   3/1/2006   12/21/2005
3303616449                6.25        181467        2/1/2006    1/1/2021             180       1555.94   3/1/2006   12/29/2005
3303616910                6.75         33003        2/1/2006    1/1/2021             180        292.05   2/1/2006   12/21/2005
3303625200                 6.5        108420        2/1/2006    1/1/2021             180        944.46   3/1/2006   12/22/2005
3303629756               6.125        232780        3/1/2006    2/1/2021             180       1980.09   3/1/2006    1/17/2006
3303633832                6.25         65859        2/1/2006    1/1/2021             180         564.7   2/1/2006   12/29/2005
3303635647                6.25         44860        3/1/2006    2/1/2021             180        384.65   3/1/2006    1/10/2006
3303646008                 6.5         61600        2/1/2006    1/1/2021             180        536.61   3/1/2006   12/21/2005
3303648541                 6.5         66400        2/1/2006    1/1/2021             180        578.42   2/1/2006   12/23/2005
3303654309                   7         50000        2/1/2006    1/1/2021             180        449.42   2/1/2006   12/30/2005
3303660439                6.25        280000        2/1/2006    1/1/2021             180       2400.79   2/1/2006   12/22/2005
3303664217               6.375         56135        3/1/2006    2/1/2021             180        485.15   3/1/2006    1/17/2006
3303666055               6.125         93730        2/1/2006    1/1/2016             120       1046.49   2/1/2006   12/27/2005
3303667996                 6.5         31200        2/1/2006    1/1/2021             180        271.79   2/1/2006   12/29/2005
3303677441               6.375        189703        3/1/2006    2/1/2021             180       1639.51   3/1/2006     1/4/2006
3303680551               6.625         87200        3/1/2006    2/1/2021             180        765.62   3/1/2006     1/6/2006
3303681427                6.25        123600        3/1/2006    2/1/2021             180       1059.78   3/1/2006     1/6/2006
3303688166                6.25         51500        3/1/2006    2/1/2021             180        441.58   3/1/2006    1/17/2006
3303695880                6.25        139999        3/1/2006    2/1/2021             180       1200.39   3/1/2006    1/14/2006
3303701589                6.25        194400        3/1/2006    2/1/2021             180       1666.84   3/1/2006    1/13/2006
3303702751                 6.5         44000        2/1/2006    1/1/2021             180        383.29   3/1/2006   12/30/2005
3303703619                6.25        265000        3/1/2006    2/1/2021             180       2272.18   3/1/2006    1/12/2006
3303704310               6.375        286457        2/1/2006    1/1/2021             180       2475.71   2/1/2006   12/31/2005
3303704591               6.375        232000        3/1/2006    2/1/2021             180       2005.07   3/1/2006    1/12/2006
3303705192                 6.5         47750        3/1/2006    2/1/2021             180        415.96   3/1/2006    1/12/2006
3303705960                6.25         48925        3/1/2006    2/1/2021             180         419.5   3/1/2006    1/12/2006
3303735066                 6.5         80000        3/1/2006    2/1/2021             180        696.89   3/1/2006    1/19/2006
3303738813                6.25        113194        3/1/2006    2/1/2021             180        970.56   3/1/2006    1/13/2006
3303754836               6.125         49500        3/1/2006    2/1/2021             180        421.06   3/1/2006    1/12/2006
3303756765                6.25         94000        3/1/2006    2/1/2021             180        805.98   3/1/2006    1/20/2006
3303767150                 6.5         61500        3/1/2006    2/1/2021             180        535.74   3/1/2006    1/20/2006
3303797934                6.25         63992        3/1/2006    2/1/2021             180        548.69   3/1/2006    1/24/2006
6008410299               6.125        133603        1/1/2006   12/1/2020             180       1136.47   2/1/2006    12/1/2005
6008691906               6.125        300000        2/1/2006    1/1/2021             180       2551.88   2/1/2006   12/15/2005
6012510795               6.375        326250        2/1/2006    1/1/2021             180       2819.62   2/1/2006   12/22/2005
6015049940               6.125        116000        1/1/2006   12/1/2020             180        986.73   3/1/2006   11/21/2005
6016038462                 6.5         52000        3/1/2006    2/1/2021             180        452.98   3/1/2006     1/6/2006
6024409887               6.375         88000        1/1/2006   12/1/2020             180        760.55   2/1/2006   11/16/2005
6024692367               6.125         87316        2/1/2006    1/1/2016             120        974.88   2/1/2006     1/3/2006
6027479721                 6.5         75000        2/1/2006    1/1/2016             120        851.61   3/1/2006   12/27/2005
6029475081                 6.5         19350        2/1/2006    1/1/2021             180        168.56   3/1/2006    12/8/2005
6035215307               6.875        256000        3/1/2006    2/1/2021             180       2283.15   3/1/2006    1/19/2006
6042919958               6.375         62100        2/1/2006    1/1/2021             180         536.7   2/1/2006   12/29/2005
6051591516                6.25        367312        2/1/2006    1/1/2021             180       3149.42   2/1/2006   12/29/2005
6071082819               7.375         79000        2/1/2006    1/1/2021             180        726.74   3/1/2006   12/30/2005
6071787862               6.875        175000        2/1/2006    1/1/2021             180       1560.75   3/1/2006   12/12/2005
6076244307               6.125        150000        2/1/2006    1/1/2021             180       1275.94   2/1/2006   12/20/2005
6081507979               6.375         27801        3/1/2006    2/1/2016             120        313.91   3/1/2006    1/19/2006
6091472446                6.25         53200        2/1/2006    1/1/2021             180        456.15   2/1/2006   12/15/2005
6094759203               6.125         37800        3/1/2006    2/1/2021             180        321.54   3/1/2006    1/17/2006
6099882554                 6.5         98500        2/1/2006    1/1/2021             180        858.05   2/1/2006   12/13/2005
6105917410               6.375        187868        3/1/2006    2/1/2021             180       1623.65   3/1/2006    1/16/2006
6107946763               6.125         56800       10/1/2005    9/1/2020             180        483.16   2/1/2006    8/31/2005
6114935221                6.75         30968        2/1/2006    1/1/2021             180        274.04   2/1/2006    1/12/2006
6119274469                6.25        130000        1/1/2006   12/1/2020             180       1114.65   2/1/2006   11/28/2005
6125984952                6.25        122000        3/1/2006    2/1/2021             180       1046.06   3/1/2006    1/19/2006
6134114963                 6.5        143200        2/1/2006    1/1/2021             180       1247.43   2/1/2006   12/28/2005
6134208047               6.625        110000        3/1/2006    2/1/2021             180         965.8   3/1/2006     1/3/2006
6136697445               6.125         82500        3/1/2006    2/1/2021             180        701.77   3/1/2006    1/20/2006
6136824148               6.125        100185        2/1/2006    1/1/2021             180         852.2   2/1/2006     1/3/2006
6139029679                6.75         33000        3/1/2006    2/1/2021             180        292.03   3/1/2006    1/25/2006
6141581014               6.375         56000        2/1/2006    1/1/2021             180        483.99   2/1/2006    12/7/2005
6147923558               6.375         76952        1/1/2006   12/1/2020             180        665.06   2/1/2006    12/1/2005
6148457515                6.75         90000        2/1/2006    1/1/2021             180        796.42   2/1/2006   12/20/2005
6149734748                6.25         63000        1/1/2006   12/1/2020             180        540.18   2/1/2006   11/29/2005
6150681283               6.625         19200        3/1/2006    2/1/2021             180        168.58   3/1/2006    1/24/2006
6150851936                 6.5         92200        3/1/2006    2/1/2021             180        803.17   3/1/2006     1/3/2006
6151165963               6.125        269000        3/1/2006    2/1/2021             180       2288.19   3/1/2006    1/19/2006
6156222355               6.375        175000        2/1/2006    1/1/2021             180       1512.44   2/1/2006   12/15/2005
6157375434                6.25         57999        1/1/2006   12/1/2020             180         497.3   2/1/2006   11/30/2005
6166295078                 6.5         86000        3/1/2006    2/1/2021             180        749.16   3/1/2006    1/12/2006
6179237745               6.625        124000        2/1/2006    1/1/2021             180       1088.72   3/1/2006   12/28/2005
6179580110                 6.5         60824        1/1/2006   12/1/2020             180        529.85   2/1/2006    12/1/2005
6180320316               6.875         90900        2/1/2006    1/1/2021             180         810.7   2/1/2006    12/7/2005
6185117865                6.25         48000        2/1/2006    1/1/2021             180        411.57   3/1/2006    12/9/2005
6185472104               6.125        150976        2/1/2006    1/1/2021             180       1284.24   2/1/2006     1/3/2006
6193853337                 6.5        129000        2/1/2006    1/1/2021             180       1123.73   2/1/2006   12/23/2005
6196656471                 6.5         49410        2/1/2006    1/1/2021             180        430.42   3/1/2006   12/16/2005
6197302802                6.25        107200        2/1/2006    1/1/2021             180        919.16   2/1/2006   12/15/2005
6204242314                 6.5        248000        3/1/2006    2/1/2021             180       2160.35   3/1/2006    1/19/2006
6211160863                6.25        133000        2/1/2006    1/1/2021             180       1140.38   3/1/2006    12/9/2005
6211862971                6.25         84000        3/1/2006    2/1/2021             180        720.24   3/1/2006    1/10/2006
6212035825                 6.5         54000        1/1/2006   12/1/2020             180         470.4   2/1/2006   11/28/2005
6232057221               6.375         80000        2/1/2006    1/1/2021             180        691.41   2/1/2006   12/15/2005
6239978866                 6.5         88000        3/1/2006    2/1/2021             180        766.58   3/1/2006     1/6/2006
6242198908               6.375         55999        3/1/2006    2/1/2021             180        483.98   3/1/2006    1/13/2006
6247299891                 6.5         82547        1/1/2006   12/1/2020             180        719.08   2/1/2006    12/1/2005
6249215762                6.25         42500        3/1/2006    2/1/2021             180        364.41   3/1/2006    1/11/2006
6260836751               6.375        107688        1/1/2006   12/1/2020             180         930.7   2/1/2006   11/29/2005
6280288496                6.25         73600       12/1/2005   11/1/2020             180        631.07   2/1/2006   10/12/2005
6287683103               6.375         37000        2/1/2006    1/1/2021             180        319.78   3/1/2006    12/7/2005
6290833174                7.25         57000        1/1/2006   12/1/2020             180        520.34   2/1/2006   11/25/2005
6300324362               6.125         70200        2/1/2006    1/1/2021             180        597.14   2/1/2006   12/30/2005
6303000092               6.125        138000        1/1/2006   12/1/2020             180       1173.87   3/1/2006   11/23/2005
6303348194               6.625        102000       12/1/2005   11/1/2020             180        895.56   2/1/2006    10/7/2005
6306280659               6.625         40800        3/1/2006    2/1/2021             180        358.23   3/1/2006    1/23/2006
6308173712                 6.5         40300        2/1/2006    1/1/2021             180        351.06   3/1/2006    12/2/2005
6309309935               6.375        280000        3/1/2006    2/1/2021             180       2419.91   3/1/2006    1/20/2006
6312986364                6.25         44800        1/1/2006   12/1/2020             180        384.13   3/1/2006   11/16/2005
6315699790                6.25         70155        2/1/2006    1/1/2016             120        787.71   2/1/2006     1/3/2006
6318219372               6.625         42400        2/1/2006    1/1/2021             180        372.27   3/1/2006   12/16/2005
6318708408               6.375        300000        1/1/2006   12/1/2020             180       2592.76   2/1/2006   11/29/2005
6318972376                 6.5        328000        2/1/2006    1/1/2021             180       2857.24   2/1/2006    12/7/2005
6320728634                6.75         36000        3/1/2006    2/1/2021             180        318.57   3/1/2006    1/10/2006
6325960828                 6.5         43000        2/1/2006    1/1/2021             180        374.58   3/1/2006   12/16/2005
6326102438                6.25        260000        1/1/2006   12/1/2020             180        2229.3   2/1/2006   11/30/2005
6326351720                6.75        121000        2/1/2006    1/1/2021             180       1070.75   3/1/2006   12/29/2005
6328274243               6.125        114000        3/1/2006    2/1/2021             180        969.72   3/1/2006    1/13/2006
6329389867                6.25         63700        1/1/2006   12/1/2020             180        546.18   2/1/2006   11/21/2005
6330819647               6.375         67265        1/1/2006   12/1/2020             180        581.34   3/1/2006    12/1/2005
6344164055                6.25         52000        2/1/2006    1/1/2021             180        445.87   3/1/2006   12/30/2005
6348641900               6.375         59000        1/1/2006   12/1/2020             180        509.91   2/1/2006   11/18/2005
6349236163               6.125        163541        2/1/2006    1/1/2021             180       1391.13   2/1/2006     1/3/2006
6349746161               6.375        150000        2/1/2006    1/1/2021             180       1296.38   2/1/2006   12/16/2005
6354918358                 6.5         69328        1/1/2006   12/1/2017             144        694.62   3/1/2006    12/1/2005
6356111614               6.375         81800        1/1/2006   12/1/2020             180        706.96   3/1/2006   11/28/2005
6357228045                6.75        335200        2/1/2006    1/1/2021             180       2966.22   3/1/2006   12/13/2005
6367163224               6.125         80193        2/1/2006    1/1/2018             144        787.77   3/1/2006     1/3/2006
6371570091               6.125         65352        2/1/2006    1/1/2016             120        729.66   2/1/2006     1/3/2006
6372846490               6.375         72168        1/1/2006   12/1/2018             156        681.66   2/1/2006    12/1/2005
6375904296               6.375         42500        1/1/2006   12/1/2020             180        367.31   2/1/2006   11/28/2005
6385953507                6.25         65000        2/1/2006    1/1/2021             180        557.33   2/1/2006    12/7/2005
6386445792               6.375        368000        3/1/2006    2/1/2021             180       3180.45   3/1/2006    1/12/2006
6396989581               6.125        100000        1/1/2006   12/1/2020             180        850.63   2/1/2006   11/28/2005
6405315406                 6.5         79000        3/1/2006    2/1/2021             180        688.18   3/1/2006    1/23/2006
6407570925                6.25        300000        2/1/2006    1/1/2021             180       2572.27   2/1/2006   12/12/2005
6423522439                6.25        103200        2/1/2006    1/1/2021             180        884.87   2/1/2006   12/15/2005
6430298114                6.25         56000        2/1/2006    1/1/2021             180        480.16   2/1/2006   12/14/2005
6430878212                   7         80000        1/1/2006   12/1/2020             180        719.07   2/1/2006   11/23/2005
6433730196               6.375         38500        1/1/2006   12/1/2015             120        434.72   2/1/2006   11/18/2005
6434103583                 6.5         93237        1/1/2006   12/1/2020             180         812.2   2/1/2006    12/1/2005
6452192674               6.125         89000        2/1/2006    1/1/2021             180        757.06   2/1/2006   12/28/2005
6453976232               6.125        144364        1/1/2006   12/1/2020             180          1228   2/1/2006   11/18/2005
6454217800                6.25        142500        2/1/2006    1/1/2021             180       1221.83   2/1/2006   12/29/2005
6457600291               6.375         79200        2/1/2006    1/1/2021             180        684.49   2/1/2006   12/15/2005
6457891437               6.375         36112        1/1/2006   12/1/2017             144        359.45   2/1/2006    12/1/2005
6461356005               6.375        104457        2/1/2006    1/1/2021             180        902.78   2/1/2006   12/16/2005
6466681977               6.375         68800        2/1/2006    1/1/2021             180        594.61   2/1/2006    12/5/2005
6469434226                6.25         81306        1/1/2006   12/1/2020             180        697.14   2/1/2006   12/23/2005
6470178929                6.25         44500        2/1/2006    1/1/2021             180        381.56   3/1/2006   12/29/2005
6471276367               6.625          9630        3/1/2006    2/1/2021             180         84.56   3/1/2006    1/20/2006
6472214862                 6.5         77600        1/1/2006   12/1/2020             180        675.98   2/1/2006    12/1/2005
6487148139               6.125         42000        3/1/2006    2/1/2021             180        357.27   3/1/2006    1/18/2006
6488856474                 6.5        100800        2/1/2006    1/1/2021             180        878.08   3/1/2006   12/19/2005
6489345147               6.125         66225        2/1/2006    1/1/2021             180        563.33   2/1/2006     1/3/2006
6489421401               6.375        336315        1/1/2006   12/1/2020             180       2906.61   2/1/2006   11/28/2005
6491524242                6.25         86565        1/1/2006   12/1/2020             180        742.23   2/1/2006    12/1/2005
6493421553                 6.5         98774        2/1/2006    1/1/2021             180        860.43   2/1/2006     1/3/2006
6493636820               6.125        100000        1/1/2006   12/1/2020             180        850.63   2/1/2006   11/28/2005
6500956237               6.125        650000        2/1/2006    1/1/2021             180       5529.07   3/1/2006   12/28/2005
6505920584               6.625         45000        3/1/2006    2/1/2021             180         395.1   3/1/2006     1/5/2006
6508145239               6.125         46150        1/1/2006   12/1/2020             180        392.57   2/1/2006   11/30/2005
6515636121                6.25        204000        1/1/2006   12/1/2020             180       1749.15   2/1/2006   11/28/2005
6519795188                 6.5        180000        3/1/2006    2/1/2021             180          1568   3/1/2006    1/13/2006
6527302738               6.125        279224        2/1/2006    1/1/2021             180       2375.15   2/1/2006   12/29/2005
6528814335                 6.5         82400        2/1/2006    1/1/2021             180         717.8   2/1/2006   12/30/2005
6528899096               6.375         61001        1/1/2006   12/1/2020             180        527.21   2/1/2006   11/25/2005
6529170745               6.625         58505        2/1/2006    1/1/2021             180        513.68   2/1/2006   12/29/2005
6534048795               6.375         75000        3/1/2006    2/1/2021             180        648.19   3/1/2006    1/19/2006
6534689101               6.375         57000        2/1/2006    1/1/2021             180        492.63   2/1/2006    12/9/2005
6536162776               6.375        260000        3/1/2006    2/1/2021             180       2247.06   3/1/2006    1/23/2006
6537698430                6.75        133000        2/1/2006    1/1/2021             180       1176.93   2/1/2006   12/16/2005
6542571010               6.375         35823        1/1/2006   12/1/2020             180        309.61   2/1/2006    12/2/2005
6542946766               6.125         23200        2/1/2006    1/1/2021             180        197.35   2/1/2006   12/30/2005
6543427329               6.125         62400       11/1/2005   10/1/2020             180         530.8   2/1/2006    9/13/2005
6544483255                6.75        298000        2/1/2006    1/1/2021             180       2637.04   3/1/2006   12/12/2005
6554687217                 6.5         35000        2/1/2006    1/1/2021             180        304.89   2/1/2006   12/12/2005
6570195310                6.25         55000        2/1/2006    1/1/2021             180        471.59   2/1/2006    12/8/2005
6583324766                6.25        350000        2/1/2006    1/1/2021             180       3000.99   2/1/2006   12/22/2005
6583495657               6.125        102260        3/1/2006    2/1/2021             180        869.85   3/1/2006     1/3/2006
6584981515               6.125        131200        2/1/2006    1/1/2021             180       1116.03   2/1/2006    12/2/2005
6587416253               6.625         69950        1/1/2006   12/1/2020             180        614.16   2/1/2006   11/30/2005
6590313174                6.25         60320        2/1/2006    1/1/2021             180         517.2   3/1/2006     1/3/2006
6590718968               6.125         81299        2/1/2006    1/1/2021             180        691.55   2/1/2006     1/3/2006
6592887639               6.125         31000        1/1/2006   12/1/2020             180         263.7   2/1/2006   11/21/2005
6593612960                6.25         27409        2/1/2006    1/1/2021             180        235.02   4/1/2006   12/12/2005
6597600607               6.375         42000        1/1/2006   12/1/2020             180        362.99   2/1/2006   11/16/2005
6598902705               6.875        227200        2/1/2006    1/1/2021             180        2026.3   2/1/2006    12/9/2005
6602212133               6.625         56000        1/1/2006   12/1/2020             180        491.68   2/1/2006   11/23/2005
6604085065                6.75         32000        2/1/2006    1/1/2021             180        283.18   2/1/2006   12/16/2005
6605881470                6.25         94400        2/1/2006    1/1/2021             180        809.41   3/1/2006   12/14/2005
6609430472               6.375         92239        2/1/2006    1/1/2021             180        797.18   2/1/2006   12/21/2005
6611617868               6.125         39156        3/1/2006    2/1/2021             180        333.08   3/1/2006    1/20/2006
6614074562                 6.5        210000        3/1/2006    2/1/2021             180       1829.33   3/1/2006    1/18/2006
6615525125               6.375         28800        3/1/2006    2/1/2021             180        248.91   3/1/2006    1/10/2006
6622270210               6.375         32000        2/1/2006    1/1/2021             180        276.57   3/1/2006   12/19/2005
6629753606                6.25        439200        1/1/2006   12/1/2020             180       3765.81   2/1/2006    12/5/2005
6630022447               6.125        520000        1/1/2006   12/1/2020             180       4423.26   2/1/2006   11/28/2005
6630444575               6.375         56200        3/1/2006    2/1/2021             180        485.71   3/1/2006     1/4/2006
6631983290                6.25        145000        1/1/2006   12/1/2020             180       1243.27   2/1/2006   11/17/2005
6632032253                 6.5        510000        3/1/2006    2/1/2021             180       4442.65   3/1/2006    1/17/2006
6635966614               6.875        144900        3/1/2006    2/1/2021             180        1292.3   3/1/2006    1/11/2006
6636114560                 6.5         60000        2/1/2006    1/1/2021             180        522.67   3/1/2006    12/9/2005
6636244383                 6.5         92389        3/1/2006    2/1/2021             180        804.81   3/1/2006    1/23/2006
6640731763                 6.5         28000        2/1/2006    1/1/2021             180        243.92   3/1/2006   12/30/2005
6643967711               6.125         30800        3/1/2006    2/1/2021             180           262   3/1/2006    1/20/2006
6645822757                6.25         95000        3/1/2006    2/1/2021             180        814.56   3/1/2006    1/19/2006
6646085941               6.125        109767        2/1/2006    1/1/2021             180        933.71   2/1/2006     1/3/2006
6646728920                7.25         34000        2/1/2006    1/1/2021             180        310.38   2/1/2006   12/29/2005
6649048557                6.25         85000        3/1/2006    2/1/2021             180        728.81   3/1/2006    1/18/2006
6652659464                6.25         85000        1/1/2006   12/1/2020             180        728.81   2/1/2006   11/28/2005
6655101662               6.125        100000        2/1/2006    1/1/2021             180        850.63   3/1/2006     1/3/2006
6655477997               6.375        177500        2/1/2006    1/1/2021             180       1534.05   3/1/2006   12/28/2005
6660148070               6.125         63700        2/1/2006    1/1/2021             180        541.85   2/1/2006     1/3/2006
6662690251                6.25        393750        2/1/2006    1/1/2021             180       3376.11   2/1/2006   12/21/2005
6673935836                6.25         22759        2/1/2006    1/1/2016             120        255.54   2/1/2006     1/3/2006
6674734170               6.375        116000        3/1/2006    2/1/2021             180       1002.54   3/1/2006     1/9/2006
6682540627               6.125         56163        2/1/2006    1/1/2021             180        477.74   2/1/2006     1/3/2006
6684940007                 6.5         80000        3/1/2006    2/1/2021             180        696.89   3/1/2006    1/11/2006
6692314559               6.125        178063        2/1/2006    1/1/2021             180       1514.65   2/1/2006     1/3/2006
6695244167                6.25        140000        3/1/2006    2/1/2021             180        1200.4   3/1/2006     1/3/2006
6700333849               6.125        150000        3/1/2006    2/1/2021             180       1275.94   3/1/2006     1/6/2006
6708829087                 6.5         34800        3/1/2006    2/1/2021             180        303.15   3/1/2006    1/23/2006
6713495403                6.25         75000        2/1/2006    1/1/2021             180        643.07   2/1/2006    12/7/2005
6714195218               6.125         54164        1/1/2006   12/1/2020             180        460.74   2/1/2006   12/14/2005
6715960677                6.25         38000        2/1/2006    1/1/2021             180        325.83   3/1/2006   12/20/2005
6718769257                6.75         55000        3/1/2006    2/1/2021             180        486.71   3/1/2006    1/17/2006
6719353549               6.125        470000        3/1/2006    2/1/2021             180       3997.94   3/1/2006    1/23/2006
6729395738                   7        150000        2/1/2006    1/1/2021             180       1348.25   2/1/2006   12/16/2005
6737530524               6.125         49983        1/1/2006   12/1/2020             180        425.17   3/1/2006    12/1/2005
6740623126               6.125        305000        3/1/2006    2/1/2021             180       2594.41   3/1/2006    1/18/2006
6743852938               6.375         34400        3/1/2006    2/1/2021             180        297.31   3/1/2006    1/13/2006
6744133981               6.375        187000        3/1/2006    2/1/2021             180       1616.15   3/1/2006    1/25/2006
6744206175               6.375        107688        1/1/2006   12/1/2020             180         930.7   2/1/2006   11/29/2005
6747983457               6.375         47000        2/1/2006    1/1/2021             180         406.2   2/1/2006    12/8/2005
6758599770                 6.5         89600        1/1/2006   12/1/2020             180        780.52   2/1/2006   11/23/2005
6758614652                 6.5        112000        2/1/2006    1/1/2021             180        975.65   3/1/2006   12/30/2005
6759658468                 6.5         29000        3/1/2006    2/1/2021             180        252.63   3/1/2006    1/13/2006
6761349064                6.25         28913        2/1/2006    1/1/2021             180        247.91   3/1/2006     1/3/2006
6762568845               7.125        146821        2/1/2006    1/1/2021             180       1329.96   2/1/2006   12/14/2005
6763337463               6.875         96850        2/1/2006    1/1/2021             180        863.77   3/1/2006    12/7/2005
6765653677                   7         60000        3/1/2006    2/1/2021             180         539.3   3/1/2006     1/6/2006
6768438043                6.25         68000        2/1/2006    1/1/2021             180        583.05   3/1/2006   12/29/2005
6776084417               6.375        189787        2/1/2006    1/1/2021             180       1640.24   3/1/2006     1/3/2006
6777496511               6.375         72000        2/1/2006    1/1/2021             180        622.27   3/1/2006   12/29/2005
6778527140               6.125        122000        3/1/2006    2/1/2021             180       1037.77   3/1/2006    1/23/2006
6780696305               6.625         52800        2/1/2006    1/1/2021             180        463.59   2/1/2006   12/15/2005
6785328698               6.375         68000        3/1/2006    2/1/2021             180         587.7   3/1/2006    1/17/2006
6786281086               6.875         48000        2/1/2006    1/1/2019             156        466.24   2/1/2006   12/19/2005
6797751929                 6.5         47570        1/1/2006   12/1/2020             180        414.39   2/1/2006    12/1/2005
6804648688               6.375        177600        1/1/2006   12/1/2020             180       1534.91   3/1/2006   11/15/2005
6805262059                6.25         72398        3/1/2006    2/1/2021             180        620.76   3/1/2006    1/17/2006
6806116718               6.375         31800        2/1/2006    1/1/2021             180        274.84   2/1/2006   12/22/2005
6806848302               6.125         92000        3/1/2006    2/1/2021             180        782.58   3/1/2006    1/11/2006
6812850276                6.25         39150        3/1/2006    2/1/2021             180        335.69   3/1/2006     1/5/2006
6814267115                6.25        417000        2/1/2006    1/1/2021             180       3575.46   3/1/2006   12/28/2005
6817272468                6.25        278000        1/1/2006   12/1/2020             180       2383.64   2/1/2006   11/29/2005
6839627392                6.25        178446        3/1/2006    2/1/2021             180       1530.04   4/1/2006    1/10/2006
6841979070               6.375        200000        2/1/2006    1/1/2021             180       1728.51   3/1/2006     1/5/2006
6842167410                 6.5         43139        1/1/2006   12/1/2017             144        432.22   2/1/2006    12/1/2005
6852712931               6.375         84400        2/1/2006    1/1/2021             180        729.43   2/1/2006   12/28/2005
6861455688               6.125        108000        2/1/2006    1/1/2021             180        918.68   3/1/2006   12/28/2005
6862187868                6.75        192000        3/1/2006    2/1/2021             180       1699.03   3/1/2006    1/13/2006
6870080121                6.75         63900        2/1/2006    1/1/2021             180        565.46   2/1/2006    12/5/2005
6870368500                 6.5         67500        2/1/2006    1/1/2021             180           588   2/1/2006   12/21/2005
6881441775                6.25        120000        3/1/2006    2/1/2021             180       1028.91   3/1/2006    1/13/2006
6881599093               6.375         25200        1/1/2006   12/1/2020             180         217.8   2/1/2006   11/28/2005
6884824738                   7         27900        2/1/2006    1/1/2021             180        250.78   2/1/2006   12/21/2005
6889817307               6.625         36000        2/1/2006    1/1/2021             180        316.08   3/1/2006    12/9/2005
6890009159                6.25         61200        1/1/2006   12/1/2020             180        524.75   2/1/2006    12/1/2005
6891519032               6.375         62139        1/1/2006   12/1/2020             180        537.04   2/1/2006    12/1/2005
6894897385                6.25        700000        3/1/2006    2/1/2021             180       6001.97   3/1/2006    1/24/2006
6896407993                6.25         48300        2/1/2006    1/1/2021             180        414.14   2/1/2006   12/14/2005
6902215356                7.25         60000        2/1/2006    1/1/2021             180        547.72   3/1/2006   12/12/2005
6909515527               6.125        113196        1/1/2006   12/1/2020             180        962.88   2/1/2006    12/1/2005
6916762690               6.375         61188        2/1/2006    1/1/2021             180        528.82   2/1/2006    12/8/2005
6916995639               6.125         65000        3/1/2006    2/1/2021             180        552.91   3/1/2006    1/17/2006
6918863603               6.125         33600        3/1/2006    2/1/2021             180        285.81   3/1/2006    1/13/2006
6920350656               6.125         43000        3/1/2006    2/1/2021             180        365.77   3/1/2006    1/17/2006
6923153156               6.875        108000        1/1/2006   12/1/2020             180        963.21   3/1/2006   11/28/2005
6924185876               6.375         40300        1/1/2006   12/1/2020             180         348.3   2/1/2006   11/28/2005
6930610800               6.125        187293        1/1/2006   12/1/2020             180       1593.17   2/1/2006    12/1/2005
6939244668               6.125        319500        2/1/2006    1/1/2021             180       2717.75   2/1/2006    12/5/2005
6940079640               6.375         42500        2/1/2006    1/1/2021             180        367.31   2/1/2006   12/21/2005
6940850859                 6.5         88000        1/1/2006   12/1/2020             180        766.58   2/1/2006   11/23/2005
6942606036                6.25        100000        2/1/2006    1/1/2021             180        857.43   3/1/2006    12/7/2005
6953288195               6.375         74000        2/1/2006    1/1/2021             180        639.55   3/1/2006    12/5/2005
6958272251               6.125         94124        2/1/2006    1/1/2021             180        800.65   3/1/2006     1/3/2006
6964957176               6.125         62000        2/1/2006    1/1/2021             180        527.39   2/1/2006   12/30/2005
6967391845               6.125         91641        2/1/2006    1/1/2021             180        779.53   2/1/2006     1/3/2006
6968425097                6.25        121982        1/1/2006   12/1/2020             180       1045.91   2/1/2006    12/1/2005
6970724727               6.375         49000        1/1/2006   12/1/2020             180        423.49   3/1/2006   11/28/2005
6972998139                 6.5         80000        3/1/2006    2/1/2021             180        696.89   3/1/2006    1/11/2006
6980220351                6.25         36000        2/1/2006    1/1/2021             180        308.68   2/1/2006   12/22/2005
6986282181                6.25        116000        2/1/2006    1/1/2021             180        994.62   4/1/2006   12/29/2005
6987897326                 6.5         75200        3/1/2006    2/1/2021             180        655.08   3/1/2006    1/11/2006
6989217325               6.375         62000        2/1/2006    1/1/2021             180        535.84   3/1/2006   12/30/2005
6989244865               6.625         64000        2/1/2006    1/1/2021             180        561.92   2/1/2006   12/13/2005
6990934074               6.375        175000        2/1/2006    1/1/2021             180       1512.44   3/1/2006   12/30/2005
6999494195                6.25        147000        2/1/2006    1/1/2021             180       1260.42   2/1/2006    12/2/2005

<CAPTION>

   Loan        Remaining           Scheduled         Credit   Appraisal    Sales
  Number     Term (Months)   Principal Balance ($)   Score      Value      Price
---------------------------------------------------------------------------------
<S>                    <C>                <C>           <C>      <C>       <C>
3302932011             176                48649.34      784       55000     55000
3303072148             176                88453.32      787      102000    100000
3303311850             180                 34687.1      602       80509         0
3303339687             180                   41144      737       53000         0
3303356590             180                78597.63      839      117000     99000
3303373611             119               102761.52      740      130000         0
3303467231             180                61591.99      732       90000         0
3303469435             180                65232.04      630       77000     77000
3303475481             180                   46800      744       58000     52000
3303476273             179                61585.98      725       76000     69000
3303482768             180                 69072.2      760      169727         0
3303483881             179                48796.27      682       62000     61500
3303487171             180               212282.16      784      305000         0
3303493765             179                44696.26      753       68000         0
3303505162             180                80061.54      681      118000         0
3303507630             180                97963.68      644      192900         0
3303514388             179                 87594.9      751      125000         0
3303520385             179                89386.05      786      170000    145000
3303520997             179                 59643.7      798       80000         0
3303530863             179                 88823.6      674      145000         0
3303532182             179                99325.05      825      978000         0
3303542330             180                54668.02      715       89000         0
3303543064             179                43853.47      681       78000     55000
3303545028             179                59595.03      765      106417    117500
3303548782             180                62781.48      642       92000         0
3303550374             179                34771.23      749       44000         0
3303551232             180                55018.14      748       69000         0
3303552354             180                   45000      748       52500     50000
3303553105             179                95365.75      695      132399    120000
3303553618             180                31593.29      699       50000         0
3303564383             180                45240.46      779      101500         0
3303565083             179               100660.04      757      147000         0
3303565174             180                 44846.9      725      147000         0
3303566867             180                54220.78      696       68000     68000
3303569796             180               102653.31      713      429000         0
3303577286             180                   88880      696      146000    111100
3303578953             180                77590.76      732       87000     86500
3303586410             179                61830.77      762      119000         0
3303588895             180                   65110      745       96620         0
3303592368             180                   50000      715       62500         0
3303593267             120                32799.99      688       45000         0
3303594133             180                58190.98      776       78000         0
3303595809             180                75749.62      783       96000     95000
3303598852             180                  157325      756      500000         0
3303599181             180                91828.03      731      130746         0
3303601789             179                48113.51      691       69000         0
3303601813             180                33765.11      743      114800         0
3303609766             180                  106090      798      216000         0
3303610129             180                62620.77      792       90000         0
3303614048             179                56712.54      648      239300         0
3303614717             180                62790.21      753       90000         0
3303616092             180               222520.52      797      282500    279080
3303616449             179                180856.2      759      393000    391500
3303616910             180                32896.59      631       45500         0
3303625200             180               107555.69      667      147000    135525
3303629756             180                  232780      694      378000         0
3303633832             179                65637.32      754      375000         0
3303635647             180                   44860      647       77819         0
3303646008             179                61397.06      763       88000         0
3303648541             180                66181.25      800       85000     83000
3303654309             179                49842.25      613      104085     80000
3303660439             180                279048.5      749      650000         0
3303664217             180                   56135      704       75000         0
3303666055             119                93144.84      721      518000         0
3303667996             179                31097.21      690       83550     39000
3303677441             180                  189703      766      686000         0
3303680551             180                   87200      716      109000         0
3303681427             180                  123600      659      194200         0
3303688166             180                   51500      697      108921         0
3303695880             180                  139999      755      200000         0
3303701589             180                  194400      792      265000    243000
3303702751             179                43779.28      772      216000         0
3303703619             180                  265000      740      680000    545200
3303704310             179               285503.09      773     2726000         0
3303704591             180                  232000      789      290000         0
3303705192             180                   47750      642      125000         0
3303705960             180                   48925      632       70000         0
3303735066             180                   80000      774      115000    100000
3303738813             180                  113194      813      619000         0
3303754836             180                   49500      770       58000     55000
3303756765             180                   94000      793      554000         0
3303767150             180                   61500      623      126000         0
3303797934             180                   63992      636      188000         0
6008410299             179               132189.05      725      242000         0
6008691906             180               298979.37      663      440000    437500
6012510795             180               325163.58      769      473000         0
6015049940             179               115208.69      744      255000         0
6016038462             180                   52000      702       65000     65000
6024409887             179                87412.34      759      111000         0
6024692367             119                 86786.8      795      228400         0
6027479721             119                74554.64      659      400000         0
6029475081             180                19286.25      698       23000     21500
6035215307             180                  256000      785      320000    330000
6042919958             179                61893.21      729       79000     69000
6051591516             179               366075.66      781      490000    489750
6071082819             179                78758.78      704      130000         0
6071787862             180               174441.85      680      220000         0
6076244307             180               149489.69      683      250000    250000
6081507979             120                   27801      756       42500         0
6091472446             180                53020.93      749       76000         0
6094759203             180                   37800      669       54000         0
6099882554             180                98175.49      705      390000         0
6105917410             180                  187868      653      325000    234835
6107946763             176                55823.87      765       95000         0
6114935221             179                30868.16      673      125000     38710
6119274469             179               129122.58      770      216400         0
6125984952             180                  122000      785      165000    152500
6134114963             179               142728.24      707      179000    179000
6134208047             180                  110000      743      375000         0
6136697445             180                   82500      800      127400    132500
6136824148             179                99844.16      668      385715         0
6139029679             180                   33000      743       44000     42000
6141581014             180                55813.51      695       89000         0
6147923558             179                76438.14      782      111000         0
6148457515             180                89709.83      786      130812         0
6149734748             179                62545.73      705      150000         0
6150681283             180                   19200      654       36000     24000
6150851936             180                   92200      717      165000         0
6151165963             180                  269000      721      342500         0
6156222355             180               174417.25      705      305000         0
6157375434             179                57607.54      692       82857         0
6166295078             180                   86000      785      120000         0
6179237745             179               123584.58      685      155000         0
6179580110             179                60422.14      799       96500         0
6180320316             179                90610.08      762      135000    132900
6185117865             180                47813.68      734       61000     60000
6185472104             179               150462.37      787      417000         0
6193853337             180               128575.02      748      172000         0
6196656471             179                49247.22      668       55000     54900
6197302802             180               106839.17      743      152000    134000
6204242314             180                  248000      679      622000         0
6211160863             180               132552.33      816      550000         0
6211862971             180                   84000      788      126000    105000
6212035825             179                53643.24      745       68000     60000
6232057221             179                79733.59      800      130000    103500
6239978866             180                   88000      796      112000         0
6242198908             180                   55999      688       74000         0
6247299891             178                82001.63      699      132000         0
6249215762             180                   42500      641       88800         0
6260836751             179               106968.88      793      158000    143584
6280288496             177                72852.91      727       92000         0
6287683103             180                36876.78      637       53000         0
6290833174             179                56647.01      751      160000         0
6300324362             179                69961.17      748       95000         0
6303000092             179               137058.62      648      200000         0
6303348194             178               100997.17        0      268000         0
6306280659             180                   40800      620       51000     51000
6308173712             180                40167.23      623       84853         0
6309309935             180                  280000      737      461000         0
6312986364             179                44397.36      684       57000     56000
6315699790             119                69732.68      785      437600         0
6318219372             180                42261.81      638       53000     53000
6318708408             179               297996.67      643      724700         0
6318972376             180               326919.43      744      410000         0
6320728634             180                   36000      791       45000         0
6325960828             180                42758.34      751      244000         0
6326102438             179               258245.18      708      325000    325000
6326351720             179               120509.88      704      220000         0
6328274243             180                  114000      722      335000         0
6329389867             179                63270.06      759       85000         0
6330819647             179                66815.83      694      200000         0
6344164055             179                51824.96      813       75000     65000
6348641900             179                58606.01      698      118500         0
6349236163             179               162984.61      803      280000         0
6349746161             180                149500.5      685      262000    225000
6354918358             143                66531.01      787      132500         0
6356111614             179                81253.76      708      125000     93000
6357228045             180               334119.28      755      419000    419000
6367163224             143                79814.55      676      134500         0
6371570091             119                64955.91      812      162950         0
6372846490             155                71569.88      761      179000         0
6375904296             179                42216.19      798      404000    400000
6385953507             179                64781.21      704      109000         0
6386445792             180                  368000      659      460000         0
6396989581             179                99317.84      733      169000         0
6405315406             180                   79000      697      125000         0
6407570925             180               298990.23      782      485000         0
6423522439             180               102852.63      743      131000    129000
6430298114             180                55811.51      658       80000         0
6430878212             179                79493.72      770      100000         0
6433730196             119                 38038.4      748       57500     53500
6434103583             179                   92621      773      150000         0
6452192674             179                88697.21      698      396000         0
6453976232             179               143379.21      712      185000    180455
6454217800             179               142020.36      793      195000    190000
6457600291             179                78936.26      731       88000     88000
6457891437             143                 35775.9      767      116500         0
6461356005             180               104109.15      701      149224         0
6466681977             180                68570.89      738       96000     86000
6469434226             179                80757.23      682      260115         0
6470178929             179                44329.85      789       50000     49500
6471276367             180                    9630      721       16000     10700
6472214862             179                77087.32      718       99000     97000
6487148139             180                   42000      656       56000         0
6488856474             180               100467.92      775      127000    126000
6489345147             179                65999.69      798      304000         0
6489421401             179               334069.17      794      850000    831264
6491524242             179                85980.74      722      306000         0
6493421553             179                 98448.6      711      180000         0
6493636820             179                99317.84      733      169000         0
6500956237             179               647788.64      789     1600000         0
6505920584             180                   45000      674       61000         0
6508145239             179                45835.18      722       64000         0
6515636121             179               202623.12      731      323000    255000
6519795188             180                  180000      679      600000         0
6527302738             179               278274.06      692      401000    349031
6528814335             179                82128.53      707      131000    103000
6528899096             179                60593.64      669      145000         0
6529170745             179                58314.32      716       82139         0
6534048795             180                   75000      700      147000         0
6534689101             180                56810.18      654      104000     83650
6536162776             180                  260000      699      325000         0
6537698430             180                132571.2        0      194000    190000
6542571010             179                 35533.5      757      133000         0
6542946766             179                23121.07      764       45000     29000
6543427329             177                61271.52      796       80000     78500
6544483255             180               296676.25      668      512000         0
6554687217             180                34884.69      786       55000     45000
6570195310             180                54814.87      694       82000         0
6583324766             180               348821.93      740      555000         0
6583495657             180                  102260      721      130000    127825
6584981515             180               130753.64      798      164000    164000
6587416253             179                69475.95      692      100000         0
6590313174             179                60116.97      713      170000         0
6590718968             179                81022.41      806      185000         0
6592887639             179                30788.52      668       45000         0
6593612960             180                27272.64      756       32000     30455
6597600607             179                41719.53      770      200000         0
6598902705             180               226475.37      687      293000    286044
6602212133             179                55633.97      723       70000         0
6604085065             180                31896.82      656       45000     40000
6605881470             179                94082.26      771      118000    118000
6609430472             180                91931.84      767      116000    115299
6611617868             180                   39156      722       60000     43507
6614074562             180                  210000      713      270000    270000
6615525125             180                   28800      786       40000     36000
6622270210             180                31893.43      733       78913     40000
6629753606             178               436235.68      691      550000    549000
6630022447             178               516452.79      748      837600         0
6630444575             180                   56200      699       81000         0
6631983290             179               144021.34      794      498000         0
6632032253             180                  510000      682     1310000         0
6635966614             180                  144900      769      207000         0
6636114560             180                59802.12      755       81000     80000
6636244383             180                   92389      790      345100         0
6640731763             179                27850.75      812       41000         0
6643967711             180                   30800      682       42000     38500
6645822757             180                   95000      769      235000         0
6646085941             179               109393.56      798      140000         0
6646728920             179                33895.04      749       43000     42500
6649048557             180                   85000      783      173500    170000
6652659464             179                84426.31      730      600000         0
6655101662             179                99610.42      778      319000         0
6655477997             179               176908.92      686      375000         0
6660148070             179                63483.29      775       84000         0
6662690251             180               392424.67      664      525000         0
6673935836             119                   22622      766       81000         0
6674734170             180                  116000      782      145000    145000
6682540627             179                55971.93      754      131000         0
6684940007             180                   80000      619      100000         0
6692314559             179               177457.21      764      240000         0
6695244167             180                  140000      805      224000    175000
6700333849             180                  150000      703      215000         0
6708829087             180                   34800      791       48000     43525
6713495403             180                74747.56      788      120000         0
6714195218             179                53628.82      770      248400         0
6715960677             180                37867.92      692       62850     53000
6718769257             180                   55000      633      158000         0
6719353549             180                  470000      622      810000         0
6729395738             179               149526.75      809      273000    250000
6737530524             179                49642.03      742      115000     90983
6740623126             180                  305000      716      430300         0
6743852938             180                   34400      687       43000     43000
6744133981             180                  187000      701      198000         0
6744206175             179               106968.88      793      146000    143584
6747983457             180                46843.49      794       63000         0
6758599770             179                89008.02      763      115000    112000
6758614652             179               111631.02      821      152000    140000
6759658468             180                   29000      741       39000         0
6761349064             179                28815.68      750       47000         0
6762568845             180               146362.79      745      210000         0
6763337463             180                 96541.1      762      150000    141900
6765653677             180                   60000      644       75000     75000
6768438043             179                67771.12      696       85000         0
6776084417             179                  189155      763      324000         0
6777496511             179                71760.23      707       90000         0
6778527140             180                  122000      673      200000         0
6780696305             180                52627.91      772       75000         0
6785328698             180                   68000      666      185000    165000
6786281086             155                47808.76      735       62000     55000
6797751929             179                47255.71      734      218000         0
6804648688             179               176414.04      807      222000    222000
6805262059             180                   72398      752      363000         0
6806116718             180                 31694.1      805       52500     46800
6806848302             180                   92000      805      115000    115000
6812850276             180                   39150      756       44000     43500
6814267115             179               415596.41      800      650000    650000
6817272468             179               275713.05      710      446000         0
6839627392             180                  178446      638      311000         0
6841979070             179               199333.99      794      375000         0
6842167410             143                42672.68      762      100500         0
6852712931             179                84118.95      731      113464         0
6861455688             180               107632.57      755      155000         0
6862187868             180                  192000      745      240000         0
6870080121             180                63693.98      755       76000     71000
6870368500             179                67277.63      727       81000     75000
6881441775             180                  120000      779      160000         0
6881599093             179                25031.71      723       29500     28000
6884824738             180                27811.97      769       31000     31000
6889817307             180                35882.67      730      140000         0
6890009159             179                60786.93      797       80000     76500
6891519032             179                61717.34      747       91000         0
6894897385             180                  700000      760     1022700         0
6896407993             180                48137.42      702       69000         0
6902215356             180                59814.78      757       77000     75000
6909515527             179               111743.78      791      290000         0
6916762690             180                60984.24      794       84000         0
6916995639             180                   65000      744       88000         0
6918863603             180                   33600      718       45000     42000
6920350656             180                   43000      781       63000         0
6923153156             179               107309.11      771      153000    135000
6924185876             179                40030.87      614       85000         0
6930610800             179               185674.15      715      617875         0
6939244668             180               318413.03      804      880000         0
6940079640             180                42358.47      793      104000    102500
6940850859             179                87396.34      723      113000    110000
6942606036             180                 99663.4      654      125000    125000
6953288195             180                73753.58      796       93000     92500
6958272251             179                93104.42      795      684211         0
6964957176             179                61789.07      715       72000         0
6967391845             179                91329.22      798      410000         0
6968425097             179               121158.68      722      200000         0
6970724727             179                   48000      658       86628         0
6972998139             180                   80000      619      100000         0
6980220351             179                35878.82      742       52300     45000
6986282181             179               115609.55      770      145000    145000
6987897326             180                   75200      619       94000         0
6989217325             179                61793.54      729       90000         0
6989244865             180                63791.41      644       80000         0
6990934074             179               174417.25      722      300000         0
6999494195             180               146505.21      691      210000         0
</TABLE>

Loan Count:                         341
Scheduled PB
as February 1, 2006:     $36,607,295.49
Unpaid PB W/A:              $107,352.77
W/A Interest Rate:                6.354
W/A Remaining Term:        178.7 months

<PAGE>

                                    EXHIBIT E

                        REQUEST FOR RELEASE OF DOCUMENTS

                                     [date]

To:   Wells Fargo Bank, N.A.
      1015 10th Avenue, S.E.
      Minneapolis, Minnesota 55414-0031
      Attn:  Inventory Control (BoALT 2006-2)

      Re:   The Pooling and Servicing Agreement dated February 27, 2006, among
            Banc of America Mortgage Securities, Inc., as Depositor, Bank of
            America, National Association, as Servicer, and Wells Fargo Bank,
            N.A., as Trustee

      In connection with the administration of the Mortgage Loans held by you,
as Custodian, pursuant to the above-captioned Pooling and Servicing Agreement,
we request the release, and hereby acknowledge receipt, of the Mortgage File for
the Mortgage Loan described below, for the reason indicated.

Mortgage Loan Number:
---------------------

Mortgagor Name, Address & Zip Code:
-----------------------------------

Reason for Requesting Documents (check one)
-------------------------------------------

____  1.    Mortgage Paid in Full

____  2.    Foreclosure

____  3.    Substitution

____  4.    Other Liquidation

____  5.    Nonliquidation                      Reason: ___________________

                                       By:
                                          --------------------------------------
                                          (authorized signer of Bank of
                                          America, National Association)

                                       Issuer:
                                              ----------------------------------
                                       Address:
                                               ---------------------------------
                                       -----------------------------------------
                                      Date:
                                           -------------------------------------

Custodian
---------
Wells Fargo Bank, N.A.

Please acknowledge the execution of the above request by your signature and date
below:

----------------------------------  ---------------
Signature   Date

Documents returned to Custodian:

----------------------------------- ----------------
Custodian   Date

<PAGE>

                                    EXHIBIT F

                FORM OF CERTIFICATION OF ESTABLISHMENT OF ACCOUNT

                                     [Date]

      [_______________] hereby certifies that it has established a [__________]
Account pursuant to Section [________] of the Pooling and Servicing Agreement,
dated February 27, 2006, among Banc of America Mortgage Securities, Inc., as
Depositor, Bank of America, National Association, as Servicer, and Wells Fargo
Bank, N.A., as Trustee.

                               [_______________],

                              By:
                                 -----------------------------------------
                              Name:
                                   ---------------------------------------
                              Title:
                                    --------------------------------------

<PAGE>

                                   EXHIBIT G-1

                         FORM OF TRANSFEROR CERTIFICATE
                      FOR TRANSFERS OF PRIVATE CERTIFICATES

                                     [Date]

Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attn:  Corporate Trust Services - BoALT 2006-2

      Re:   Banc of America Alternative Loan Trust 2006-2, Mortgage Pass-Through
            Certificates, Series 2006-2, Class ___, having an initial aggregate
            Certificate Balance as of February 27, 2006 of $___________

Ladies and Gentlemen:

      This letter is delivered to you in connection with the transfer by
[______________] (the "Transferor") to [______________] (the "Transferee") of
the captioned Certificates (the "Transferred Certificates"), pursuant to Section
6.02 of the Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement"), dated February 27, 2006, among Banc of America Mortgage Securities,
Inc., as Depositor, Bank of America, National Association, as Servicer, and
Wells Fargo Bank, N.A., as Trustee. All capitalized terms used herein and not
otherwise defined shall have the respective meanings set forth in the Pooling
and Servicing Agreement. The Transferor hereby certifies, represents and
warrants to you, as Trustee, that:

            1. The Transferor is the lawful owner of the Transferred
      Certificates with the full right to transfer such Certificates free from
      any and all claims and encumbrances whatsoever.

            2. Neither the Transferor nor anyone acting on its behalf has (a)
      offered, transferred, pledged, sold or otherwise disposed of any
      Transferred Certificate, any interest in a Transferred Certificate or any
      other similar security to any person in any manner, (b) solicited any
      offer to buy or accept a transfer, pledge or other disposition of any
      Transferred Certificate, any interest in a Transferred Certificate or any
      other similar security from any person in any manner, (c) otherwise
      approached or negotiated with respect to any Transferred Certificate, any
      interest in a Transferred Certificate or any other similar security with
      any person in any manner, (d) made any general solicitation with respect
      to any Transferred Certificate, any interest in a Transferred Certificate
      or any other similar security by means of general advertising or in any
      other manner, or (e) taken any other action with respect to any
      Transferred Certificate, any interest in a Transferred Certificate or any
      other similar security, which (in the case of any of the acts described in
      clauses (a) through (e) hereof) would constitute a distribution of the
      Transferred Certificates under the Securities Act of 1933, as amended (the
      "1933 Act"), would render the disposition of the Transferred Certificates
      a violation of Section 5 of the 1933 Act or any state securities laws, or
      would require registration or qualification of the Transferred
      Certificates pursuant to the 1933 Act or any state securities laws.

                                    Very truly yours,

                                    --------------------------------------------
                                    (Transferor)

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------

<PAGE>

                                  EXHIBIT G-2A

                        FORM I OF TRANSFEREE CERTIFICATE
                      FOR TRANSFERS OF PRIVATE CERTIFICATES

                                     [Date]

Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attn:  Corporate Trust Services - BoALT 2006-2

      Re:   Banc of America Alternative Loan Trust 2006-2, Mortgage Pass-Through
            Certificates, Series 2006-2, Class ___, having an initial aggregate
            Certificate Balance as of February 27, 2006 of $[_________]

Ladies and Gentlemen:

      This letter is delivered to you in connection with the transfer by
[_______________] (the "Transferor") to [_________________________________] (the
"Transferee") of the captioned Certificates (the "Transferred Certificates"),
pursuant to Section 6.02 of the Pooling and Servicing Agreement (the "Pooling
and Servicing Agreement"), dated February 27, 2006, among Banc of America
Mortgage Securities, Inc., as Depositor, Bank of America, National Association,
as Servicer, and Wells Fargo Bank, N.A., as Trustee. All capitalized terms used
herein and not otherwise defined shall have the respective meanings set forth in
the Pooling and Servicing Agreement. The Transferor hereby certifies, represents
and warrants to you, as Trustee, that:

            1. The Transferee is a "qualified institutional buyer" (a "Qualified
      Institutional Buyer") as that term is defined in Rule 144A ("Rule 144A")
      under the Securities Act of 1933, as amended (the "1933 Act"), and has
      completed one of the forms of certification to that effect attached hereto
      as Annex 1 and Annex 2. The Transferee is aware that the sale to it is
      being made in reliance on Rule 144A. The Transferee is acquiring the
      Transferred Certificates for its own account or for the account of another
      Qualified Institutional Buyer, and understands that such Transferred
      Certificates may be resold, pledged or transferred only (a) to a person
      reasonably believed to be a Qualified Institutional Buyer that purchases
      for its own account or for the account of another Qualified Institutional
      Buyer to whom notice is given that the resale, pledge or transfer is being
      made in reliance on Rule 144A, or (b) pursuant to another exemption from
      registration under the 1933 Act.

            2. The Transferee has been furnished with all information regarding
      (a) the Depositor, (b) the Transferred Certificates and distributions
      thereon, (c) the nature, performance and servicing of the Mortgage Loans,
      (d) the Pooling and Servicing Agreement and the Trust created pursuant
      thereto, (e) any credit enhancement mechanism associated with the
      Transferred Certificate, and (f) all related matters, that it has
      requested.

            3. If the Transferee proposes that the Transferred Certificates be
      registered in the name of a nominee, such nominee has completed the
      Nominee Acknowledgment below.

                                    Very truly yours,

                                    --------------------------------------------
                                    (Transferor)

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------

<PAGE>

                             Nominee Acknowledgment

      The undersigned hereby acknowledges and agrees that as to the Transferred
Certificates being registered in its name, the sole beneficial owner thereof is
and shall be the Transferee identified above, for whom the undersigned is acting
as nominee.

                                    --------------------------------------------
                                    (Nominee)

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------

<PAGE>

                                                         ANNEX 1 TO EXHIBIT G-2A

            QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

          [For Transferees Other Than Registered Investment Companies]

      The undersigned hereby certifies as follows to [__________________] (the
"Transferor") and Wells Fargo Bank, N.A., as Trustee, with respect to the
mortgage pass-through certificates (the "Transferred Certificates") described in
the Transferee certificate to which this certification relates and to which this
certification is an Annex:

      1. As indicated below, the undersigned is the chief financial officer, a
person fulfilling an equivalent function, or other executive officer of the
entity purchasing the Transferred Certificates (the "Transferee").

      2. The Transferee is a "qualified institutional buyer" as that term is
defined in Rule 144A ("Rule 144A") under the Securities Act of 1933, as amended,
because (i) the Transferee owned and/or invested on a discretionary basis
$______________________(1) in securities (other than the excluded securities
referred to below) as of the end of the Transferee's most recent fiscal year
(such amount being calculated in accordance with Rule 144A) and (ii) the
Transferee satisfies the criteria in the category marked below.

      ___   Corporation, etc. The Transferee is a corporation (other than a
            bank, savings and loan association or similar institution),
            Massachusetts or similar business trust, partnership, or any
            organization described in Section 501(c)(3) of the Internal Revenue
            Code of 1986.

      ___   Bank. The Transferee (a) is a national bank or a banking institution
            organized under the laws of any state, U.S. territory or the
            District of Columbia, the business of which is substantially
            confined to banking and is supervised by the state or territorial
            banking commission or similar official or is a foreign bank or
            equivalent institution, and (b) has an audited net worth of at least
            $25,000,000 as demonstrated in its latest annual financial
            statements, a copy of which is attached hereto, as of a date not
            more than 16 months preceding the date of sale of the Transferred
            Certificates in the case of a U.S. bank, and not more than 18 months
            preceding such date of sale in the case of a foreign bank or
            equivalent institution.

      ___   Savings and Loan. The Transferee (a) is a savings and loan
            association, building and loan association, cooperative bank,
            homestead association or similar institution, which is supervised
            and examined by a state or federal authority having supervision over
            any such institutions, or is a foreign savings and loan association
            or equivalent institute and (b) has an audited net worth of at least
            $25,000,000 as demonstrated in its latest annual financial
            statements, a copy of which is attached hereto, as of a date not
            more than 16 months preceding the date of sale of the Transferred
            Certificates in the case of a U.S. savings and loan association, and
            not more than 18 months preceding such date of sale in the case of a
            foreign savings and loan association or equivalent institution.

      ___   Broker-dealer. The Transferee is a dealer registered pursuant to
            Section 15 of the Securities Exchange Act of 1934, as amended.

      ___   Insurance Company. The Transferee is an insurance company whose
            primary and predominant business activity is the writing of
            insurance or the reinsuring of risks underwritten by insurance
            companies and which is subject to supervision by the insurance
            commissioner or a similar official or agency of a state, U.S.
            territory or the District of Columbia.

      ___   State or Local Plan. The Transferee is a plan established and
            maintained by a state, its political subdivisions, or any agency or
            instrumentality of the state or its political subdivisions, for the
            benefit of its employees.

      ___   ERISA Plan. The Transferee is an employee benefit plan within the
            meaning of Title I of the Employee Retirement Income Security Act of
            1974.

      ___   Investment Advisor. The Transferee is an investment advisor
            registered under the Investment Advisers Act of 1940.

      ___   Other. (Please supply a brief description of the entity and a
            cross-reference to the paragraph and subparagraph under subsection
            (a)(1) of Rule 144A pursuant to which it qualifies. Note that
            registered investment companies should complete Annex 2 rather than
            this Annex 1.)

      3. The term "securities" as used herein does not include (i) securities of
issuers that are affiliated with the Transferee, (ii) securities that are part
of an unsold allotment to or subscription by the Transferee, if the Transferee
is a dealer, (iii) bank deposit notes and certificates of deposit, (iv) loan
participations, (v) repurchase agreements, (vi) securities owned but subject to
a repurchase agreement and (vii) currency, interest rate and commodity swaps.
For purposes of determining the aggregate amount of securities owned and/or
invested on a discretionary basis by the Transferee, the Transferee did not
include any of the securities referred to in this paragraph.

      4. For purposes of determining the aggregate amount of securities owned
and/or invested on a discretionary basis by the Transferee, the Transferee used
the cost of such securities to the Transferee, unless the Transferee reports its
securities holdings in its financial statements on the basis of their market
value, and no current information with respect to the cost of those securities
has been published, in which case the securities were valued at market. Further,
in determining such aggregate amount, the Transferee may have included
securities owned by subsidiaries of the Transferee, but only if such
subsidiaries are consolidated with the Transferee in its financial statements
prepared in accordance with generally accepted accounting principles and if the
investments of such subsidiaries are managed under the Transferee's direction.
However, such securities were not included if the Transferee is a
majority-owned, consolidated subsidiary of another enterprise and the Transferee
is not itself a reporting company under the Securities Exchange Act of 1934, as
amended.

      5. The Transferee is familiar with Rule 144A and understands that the
Transferor and other parties related to the Transferred Certificates are relying
and will continue to rely on the statements made herein because one or more
sales to the Transferee may be in reliance on Rule 144A.

            ____  ____           Will the Transferee be purchasing the
            Yes   No             Transferred Certificates only for the
                                 Transferee's own account?

      6. If the answer to the foregoing question is "no," then in each case
where the Transferee is purchasing for an account other than its own, such
account belongs to a third party that is itself a "qualified institutional
buyer" within the meaning of Rule 144A, and the "qualified institutional buyer"
status of such third party has been established by the Transferee through one or
more of the appropriate methods contemplated by Rule 144A.

      7. The Transferee will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice is given, the Transferee's purchase of the Transferred
Certificates will constitute a reaffirmation of this certification as of the
date of such purchase. In addition, if the Transferee is a bank or savings and
loan as provided above, the Transferee agrees that it will furnish to such
parties any updated annual financial statements that become available on or
before the date of such purchase, promptly after they become available.

                                    --------------------------------------------
                                    Print Name of Transferee

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------
                                    Date:
                                          --------------------------------------

--------
(1) Transferee must own and/or invest on a discretionary basis at least
$100,000,000 in securities unless Transferee is a dealer, and, in that case,
Transferee must own and/or invest on a discretionary basis at least $10,000,000
in securities.

<PAGE>

                                                         ANNEX 2 TO EXHIBIT G-2A

            QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

           [For Transferees That Are Registered Investment Companies]

      The undersigned hereby certifies as follows to [_________________] (the
"Transferor") and Wells Fargo Bank, N.A., as Trustee, with respect to the
mortgage pass-through certificates (the "Transferred Certificates") described in
the Transferee certificate to which this certification relates and to which this
certification is an Annex:

      1. As indicated below, the undersigned is the chief financial officer, a
person fulfilling an equivalent function, or other executive officer of the
entity purchasing the Transferred Certificates (the "Transferee") or, if the
Transferee is a "qualified institutional buyer" as that term is defined in Rule
144A ("Rule 144A") under the Securities Act of 1933, as amended, because the
Transferee is part of a Family of Investment Companies (as defined below), is an
executive officer of the investment adviser (the "Adviser").

      2. The Transferee is a "qualified institutional buyer" as defined in Rule
144A because (i) the Transferee is an investment company registered under the
Investment Company Act of 1940, and (ii) as marked below, the Transferee alone
owned and/or invested on a discretionary basis, or the Transferee's Family of
Investment Companies owned, at least $100,000,000 in securities (other than the
excluded securities referred to below) as of the end of the Transferee's most
recent fiscal year. For purposes of determining the amount of securities owned
by the Transferee or the Transferee's Family of Investment Companies, the cost
of such securities was used, unless the Transferee or any member of the
Transferee's Family of Investment Companies, as the case may be, reports its
securities holdings in its financial statements on the basis of their market
value, and no current information with respect to the cost of those securities
has been published, in which case the securities of such entity were valued at
market.

      ____  The Transferee owned and/or invested on a discretionary basis
            $____________________ in securities (other than the excluded
            securities referred to below) as of the end of the Transferee's most
            recent fiscal year (such amount being calculated in accordance with
            Rule 144A).

      ____  The Transferee is part of a Family of Investment Companies which
            owned in the aggregate $__________________ in securities (other than
            the excluded securities referred to below) as of the end of the
            Transferee's most recent fiscal year (such amount being calculated
            in accordance with Rule 144A).

      3. The term "Family of Investment Companies" as used herein means two or
more registered investment companies (or series thereof) that have the same
investment adviser or investment advisers that are affiliated (by virtue of
being majority owned subsidiaries of the same parent or because one investment
adviser is a majority owned subsidiary of the other).

      4. The term "securities" as used herein does not include (i) securities of
issuers that are affiliated with the Transferee or are part of the Transferee's
Family of Investment Companies, (ii) bank deposit notes and certificates of
deposit, (iii) loan participations, (iv) repurchase agreements, (v) securities
owned but subject to a repurchase agreement and (vi) currency, interest rate and
commodity swaps. For purposes of determining the aggregate amount of securities
owned and/or invested on a discretionary basis by the Transferee, or owned by
the Transferee's Family of Investment Companies, the securities referred to in
this paragraph were excluded.

      5. The Transferee is familiar with Rule 144A and understands that the
Transferor and other parties related to the Transferred Certificates are relying
and will continue to rely on the statements made herein because one or more
sales to the Transferee will be in reliance on Rule 144A.

            ____  ____           Will the Transferee be purchasing the
            Yes   No             Transferred Certificates only for the
                                 Transferee's own account?

      6. If the answer to the foregoing question is "no," then in each case
where the Transferee is purchasing for an account other than its own, such
account belongs to a third party that is itself a "qualified institutional
buyer" within the meaning of Rule 144A, and the "qualified institutional buyer"
status of such third party has been established by the Transferee through one or
more of the appropriate methods contemplated by Rule 144A.

      7. The undersigned will notify the parties to which this certification is
made of any changes in the information and conclusions herein. Until such
notice, the Transferee's purchase of the Transferred Certificates will
constitute a reaffirmation of this certification by the undersigned as of the
date of such purchase.

                                    --------------------------------------------
                                    Print Name of Transferee or Adviser

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------

                                    IF AN ADVISER:

                                    --------------------------------------------
                                    Print Name of Transferee

                                    By:
                                       -----------------------------------------
                                    Date:
                                          --------------------------------------

<PAGE>

                                  EXHIBIT G-2B

                        FORM II OF TRANSFEREE CERTIFICATE
                      FOR TRANSFERS OF PRIVATE CERTIFICATES

                                     [Date]

Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attn:  Corporate Trust Services - BoALT 2006-2

      Re:   Banc of America Alternative Loan Trust 2006-2, Mortgage Pass-Through
            Certificates, Series 2006-2, Class ___, having an initial aggregate
            Certificate Principal Balance as of February 27, 2006 of $_________

Ladies and Gentlemen:

      This letter is delivered to you in connection with the transfer by
[_______________________] (the "Transferor") to
[_________________________________] (the "Transferee") of the captioned
Certificates (the "Transferred Certificates"), pursuant to Section 6.02 of the
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated
February 27, 2006, among Banc of America Mortgage Securities, Inc., as
Depositor, Bank of America, National Association, as Servicer, and Wells Fargo
Bank, N.A., as Trustee. All capitalized terms used herein and not otherwise
defined shall have the respective meanings set forth in the Pooling and
Servicing Agreement. The Transferor hereby certifies, represents and warrants to
you, as Trustee, that:

      1. Transferee is acquiring the Transferred Certificates for its own
account for investment and not with a view to or for sale or transfer in
connection with any distribution thereof, in whole or in part, in any manner
which would violate the Securities Act of 1933, as amended (the "1933 Act"), or
any applicable state securities laws.

      2. Transferee understands that (a) the Transferred Certificates have not
been and will not be registered under the 1933 Act or registered or qualified
under any applicable state securities laws, (b) neither the Depositor nor the
Trustee is obligated so to register or qualify the Transferred Certificates and
(c) neither the Transferred Certificates nor any security issued in exchange
therefor or in lieu thereof may be resold or transferred unless such resale or
transfer is exempt from the registration requirements of the 1933 Act and any
applicable state securities laws or is made in accordance with the 1933 Act and
laws, in which case (i) unless the transfer is made in reliance on Rule 144A
under the 1933 Act, the Trustee or the Depositor may require a written Opinion
of Counsel (which may be in-house counsel) acceptable to and in form and
substance reasonably satisfactory to the Trustee and the Depositor that such
transfer may be made pursuant to an exemption, describing the applicable
exemption and the basis therefor, from the 1933 Act and such laws or is being
made pursuant to the 1933 Act and such laws, which Opinion of Counsel shall not
be an expense of the Trustee or the Depositor and (ii) the Trustee shall require
a certificate from the Certificateholder desiring to effect such transfer
substantially in the form attached to the Pooling and Servicing Agreement as
Exhibit G-1 and a certificate from such Certificateholder's prospective
transferee substantially in the form attached to the Pooling and Servicing
Agreement either as Exhibit G-2A or as Exhibit G-2B, which certificates shall
not be an expense of the Trustee or the Depositor; provided that the foregoing
requirements under clauses (i) and (ii) shall not apply to a transfer of a
Private Certificate between or among the Depositor, the Seller, their affiliates
or both.

      3. The Transferee understands that it may not sell or otherwise transfer
the Transferred Certificates, any security issued in exchange therefor or in
lieu thereof or any interest in the foregoing except in compliance with the
provisions of Section 6.02 of the Pooling and Servicing Agreement, which
provisions it has carefully reviewed, and that the Transferred Certificates will
bear legends substantially to the following effect:

      THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933,
      AS AMENDED (THE "1933 ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
      WITHOUT REGISTRATION THEREOF UNDER THE 1933 ACT MAY ONLY BE MADE IN A
      TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE 1933 ACT
      AND IN ACCORDANCE WITH THE PROVISIONS OF THE POOLING AND SERVICING
      AGREEMENT REFERENCED HEREIN.

      UNDER CURRENT LAW THE PURCHASE AND HOLDING OF THIS CERTIFICATE BY OR ON
      BEHALF OF ANY EMPLOYEE BENEFIT PLAN OR ARRANGEMENT, INCLUDING AN
      INDIVIDUAL RETIREMENT ACCOUNT, SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
      SECURITY ACT OF 1974, AS AMENDED ("ERISA"), THE INTERNAL REVENUE CODE OF
      1986, AS AMENDED (THE "CODE"), OR ANY FEDERAL, STATE OR LOCAL LAW
      ("SIMILAR LAW") WHICH IS SIMILAR TO ERISA OR THE CODE (COLLECTIVELY, A
      "PLAN"), MAY RESULT IN "PROHIBITED TRANSACTIONS" WITHIN THE MEANING OF
      ERISA, THE CODE OR SIMILAR LAW. TRANSFER OF THIS CERTIFICATE WILL NOT BE
      MADE UNLESS THE TRANSFEREE DELIVERS TO THE TRUSTEE EITHER (I) A
      REPRESENTATION LETTER, IN FORM AND SUBSTANCE SATISFACTORY TO THE TRUSTEE,
      STATING THAT (A) IT IS NOT, AND IS NOT ACTING ON BEHALF OF, ANY SUCH PLAN
      OR USING THE ASSETS OF ANY SUCH PLAN TO EFFECT SUCH PURCHASE OR (B) IF IT
      IS AN INSURANCE COMPANY, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS
      CERTIFICATE IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (AS SUCH TERM IS
      DEFINED IN SECTION V(E) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60
      ("PTE 95-60"), 60 FED. REG. 35925 (JULY 12, 1995)), THERE IS NO BENEFIT
      PLAN WITH RESPECT TO WHICH THE AMOUNT OF SUCH GENERAL ACCOUNT'S RESERVES
      AND LIABILITIES FOR THE CONTRACT(S) HELD BY OR ON BEHALF OF SUCH BENEFIT
      PLAN AND ALL OTHER BENEFIT PLANS MAINTAINED BY THE SAME EMPLOYER (OR
      AFFILIATE THEREOF AS DEFINED IN SECTION V(A)(1) OF PTE 95-60) OR BY THE
      SAME EMPLOYEE ORGANIZATION EXCEEDS 10% OF THE TOTAL OF ALL RESERVES AND
      LIABILITIES OF SUCH GENERAL ACCOUNT (AS SUCH AMOUNTS ARE DETERMINED UNDER
      SECTION I(A) OF PTE 95-60) AT THE DATE OF ACQUISITION AND ALL PLANS THAT
      HAVE AN INTEREST IN SUCH GENERAL ACCOUNT ARE PLANS TO WHICH PTE 95-60
      APPLIES, OR (II) AN OPINION OF COUNSEL, IN FORM AND SUBSTANCE SATISFACTORY
      TO THE TRUSTEE AND THE SERVICER, TO THE EFFECT THAT THE PURCHASE OR
      HOLDING OF THIS CERTIFICATE BY OR ON BEHALF OF SUCH PLAN WILL NOT
      CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION WITHIN THE
      MEANING OF ERISA, SECTION 4975 OF THE CODE OR SIMILAR LAW AND WILL NOT
      SUBJECT THE DEPOSITOR, THE SERVICER OR THE TRUSTEE TO ANY OBLIGATION IN
      ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT. EACH
      PERSON WHO ACQUIRES THIS CERTIFICATE OR ANY INTEREST THEREIN SHALL BE
      DEEMED TO HAVE MADE THE REPRESENTATIONS REQUIRED BY THE REPRESENTATION
      LETTER REFERRED TO IN THE PRECEDING SENTENCE UNLESS SUCH PERSON SHALL HAVE
      PROVIDED SUCH REPRESENTATION LETTER OR THE OPINION OF COUNSEL REFERRED TO
      IN THE PRECEDING SENTENCE TO THE TRUSTEE. THE POOLING AND SERVICING
      AGREEMENT PROVIDES THAT ANY ATTEMPTED OR PURPORTED TRANSFER IN VIOLATION
      OF THESE TRANSFER RESTRICTIONS WILL BE NULL AND VOID AND WILL VEST NO
      RIGHTS IN ANY PURPORTED TRANSFEREE.

      4. Neither the Transferee nor anyone acting on its behalf has (a) offered,
transferred, pledged, sold or otherwise disposed of any Transferred Certificate,
any interest in a Transferred Certificate or any other similar security to any
person in any manner, (b) solicited any offer to buy or accept a transfer,
pledge or other disposition of any Transferred Certificate, any interest in a
Transferred Certificate or any other similar security from any person in any
manner, (c) otherwise approached or negotiated with respect to any Transferred
Certificate, any interest in a Transferred Certificate or any other similar
security with any person in any manner, (d) made any general solicitation by
means of general advertising or in any other manner, or (e) taken any other
action, that (in the case of any of the acts described in clauses (a) through
(e) above) would constitute a distribution of the Transferred Certificates under
the 1933 Act, would render the disposition of the Transferred Certificates a
violation of Section 5 of the 1933 Act or any state securities law or would
require registration or qualification of the Transferred Certificates pursuant
thereto. The Transferee will not act, nor has it authorized nor will it
authorize any person to act, in any manner set forth in the foregoing sentence
with respect to the Transferred Certificates, any interest in the Transferred
Certificates or any other similar security.

      5. The Transferee has been furnished with all information regarding (a)
the Depositor, (b) the Transferred Certificates and distributions thereon, (c)
nature, performance and servicing of the Mortgage Loans., (d) the Pooling and
Servicing Agreement and the Trust created pursuant thereto, (e) any credit
enhancement mechanism associated with the Transferred Certificates, and (f) all
related matters, that it has requested.

      6. The Transferee is an "accredited investor" within the meaning of
paragraph (1), (2), (3) or (7) of Rule 501 (a) under the 1933 Act or an entity
in which all the equity owners come within such paragraphs and has such
knowledge and experience in financial and business matters as to be capable of
evaluating the merits and risks of an investment in the Transferred
Certificates; the Transferee has sought such accounting, legal and tax advice as
it has considered necessary to make an informed investment decision; and the
Transferee is able to bear the economic risks of such an investment and can
afford a complete loss of such investment.

      7. If the Transferee proposes that the Transferred Certificates be
registered in the name of a nominee, such nominee has completed the Nominee
Acknowledgment below.

                                    Very truly yours,

                                    --------------------------------------------
                                    (Transferee)

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------
                                    Date:
                                          --------------------------------------

<PAGE>

                             Nominee Acknowledgment

      The undersigned hereby acknowledges and agrees that as to the Transferred
Certificates being registered in its name, the sole beneficial owner thereof is
and shall be the Transferee identified above, for whom the undersigned is acting
as nominee.

                                    --------------------------------------------
                                    (Nominee)

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------

<PAGE>

                                    EXHIBIT H

                    FORM OF TRANSFEREE REPRESENTATION LETTER
                        FOR ERISA RESTRICTED CERTIFICATES

Wells Fargo Bank, N.A.
Sixth Street and Marquette Avenue
Minneapolis, Minnesota 55479-0113
Attn:  Corporate Trust Services - BoALT 2006-2

      Re:   Banc of America Alternative Loan Trust 2006-2, Mortgage Pass-Through
            Certificates, Series 2006-2, Class ___, having an initial aggregate
            Certificate Principal Balance as of February 27, 2006 of $_________

Ladies and Gentlemen:

      This letter is delivered to you in connection with the transfer by
[_______________________] (the "Transferor") to
[________________________________] (the "Transferee") of the captioned
Certificates (the "Transferred Certificates"), pursuant to Section 6.02 of the
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated
February 27, 2006, among Banc of America Mortgage Securities, Inc., as
Depositor, Bank of America, National Association, as Servicer, and Wells Fargo
Bank, N.A., as Trustee. All capitalized terms used herein and not otherwise
defined shall have the respective meanings set forth in the Pooling and
Servicing Agreement.

      The Transferee hereby certifies, represents and warrants to you, as
Trustee, either that:

      (a) it is not, and is not acting on behalf of, an employee benefit plan or
arrangement, including an individual retirement account, subject to the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), the Internal
Revenue Code of 1986, as amended (the "Code"), or any federal, state or local
law ("Similar Law") which is similar to ERISA or the Code (collectively, a
"Plan"), and it is not using the assets of any such Plan to effect the purchase
of the Transferred Certificates; or

      (b) it is an insurance company and the source of funds used to purchase
the Transferred Certificates is an "insurance company general account" (as
defined in Section V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE
95-60"), 60 Fed. Reg. 35925 (July 12, 1995)), there is no Plan with respect to
which the amount of such general account's reserves and liabilities for the
contract(s) held by or on behalf of such Plan and all other Plans maintained by
the same employer (or affiliate thereof as defined in Section V(a)(1) of PTE
95-60) or by the same employee organization exceeds 10% of the total of all
reserves and liabilities of such general account (as such amounts are determined
under Section I(a) of PTE 95-60) at the date of acquisition and all Plans that
have an interest in such general account are Plans to which PTE 95-60 applies.

Capitalized terms used in and not otherwise defined herein shall have the
meaning assigned to them in the Pooling and Servicing Agreement.

                                    Very truly yours,

                                    --------------------------------------------
                                    (Transferee)

                                    By:
                                       -----------------------------------------
                                    Name:
                                         ---------------------------------------
                                    Title:
                                          --------------------------------------
                                    Date:
                                          --------------------------------------

<PAGE>

                                    EXHIBIT I

                     FORM OF AFFIDAVIT REGARDING TRANSFER OF
                  RESIDUAL CERTIFICATE PURSUANT TO SECTION 6.02

                  Banc of America Alternative Loan Trust 2006-2
                       Mortgage Pass-Through Certificates,
                                  Series 2006-2

STATE OF               )
                       ) ss:
COUNTY OF              )

      The undersigned, being first duly sworn, deposes and says as follows:

      1. The undersigned is an officer of _______________________________, the
proposed transferee (the "Transferee") of the Class 5-A-R Certificate (the
"Residual Certificate") issued pursuant to the Pooling and Servicing Agreement,
dated February 27, 2006, (the "Agreement"), relating to the above-referenced
Series, by and among Banc of America Mortgage Securities, Inc., as depositor
(the "Depositor"), Bank of America, National Association, as servicer, and Wells
Fargo Bank, N.A., as trustee. Capitalized terms used but not defined herein
shall have the meanings ascribed to such terms in the Agreement. The Transferee
has authorized the undersigned to make this affidavit on behalf of the
Transferee.

      2. The Transferee is, as of the date hereof, and will be, as of the date
of the transfer, a Permitted Transferee. The Transferee is acquiring the
Residual Certificate either (i) for its own account or (ii) as nominee, trustee
or agent for another Person who is a Permitted Transferee and has attached
hereto an affidavit from such Person in substantially the same form as this
affidavit. The Transferee has no knowledge that any such affidavit is false.

      3. The Transferee has been advised of, and understands that (i) a tax will
be imposed on Transfers of the Residual Certificate to Persons that are not
Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if
such transfer is through an agent (which includes a broker, nominee or
middleman) for a Person that is not a Permitted Transferee, on the agent; and
(iii) the Person otherwise liable for the tax shall be relieved of liability for
the tax if the subsequent Transferee furnished to such Person an affidavit that
such subsequent Transferee is a Permitted Transferee and, at the time of
transfer, such Person does not have actual knowledge that the affidavit is
false.

      4. The Transferee has been advised of, and understands that a tax will be
imposed on a "pass-through entity" holding the Certificate if at any time during
the taxable year of the pass-through entity a Person that is not a Permitted
Transferee is the record Holder of an interest in such entity. The Transferee
understands that, other than in the case of an "electing large partnership"
under Section 775 of the Code, such tax will not be imposed for any period with
respect to which the record Holder furnishes to the pass-through entity an
affidavit that such record Holder is a Permitted Transferee and the pass-through
entity does not have actual knowledge that such affidavit is false. (For this
purpose, a "pass-through entity" includes a regulated investment company, a real
estate investment trust or common trust fund, a partnership, trust or estate,
and certain cooperatives and, except as may be provided in Treasury Regulations,
persons holding interests in pass-through entities as a nominee for another
Person.)

      5. The Transferee has reviewed the provisions of Section 6.02 of the
Agreement and understands the legal consequences of the acquisition of the
Residual Certificate including, without limitation, the restrictions on
subsequent Transfers and the provisions regarding voiding the transfer and
mandatory sales. The Transferee expressly agrees to be bound by and to abide by
the provisions of Section 6.02 of the Agreement and the restrictions noted on
the face of the Certificate. The Transferee understands and agrees that any
breach of any of the representations included herein shall render the transfer
to the Transferee contemplated hereby null and void.

      6. The Transferee agrees to require a transfer affidavit in the form of
this Affidavit from any Person to whom the Transferee attempts to transfer the
Residual Certificate, and in connection with any transfer by a Person for whom
the Transferee is acting as nominee, trustee or agent, and the Transferee will
not transfer the Residual Certificate or cause the Residual Certificate to be
transferred to any Person that the Transferee knows is not a Permitted
Transferee.

      7. The Transferee historically has paid its debts as they have become due.

      8. The Transferee does not have the intention to impede the assessment or
collection of any tax legally required to be paid with respect to the Residual
Certificate.

      9. The taxpayer identification number of the Transferee's nominee is
___________.

      10. The Transferee is a U.S. Person as defined in Code Section
7701(a)(30).

      11. The Transferee is aware that the Residual Certificate may be a
"noneconomic residual interest" within the meaning of Treasury Regulations
promulgated pursuant to the Code and that the transferor of a noneconomic
residual interest will remain liable for any taxes due with respect to the
income on such residual interest, unless no significant purpose of the transfer
was to impede the assessment or collection of tax.

      12. The Transferee will not cause income from the Residual Certificate to
be attributable to a foreign permanent establishment or fixed base, within the
meaning of an applicable income tax treaty, of the Transferee or any other
person.

      13. If the Transferee is purchasing the Residual Certificate in a transfer
intended to meet the safe harbor provisions of Treasury Regulations Sections
1.860E-1(c), the Transferee has executed and attached Attachment A hereto.

<PAGE>

      14. The Transferee is not an employee benefit plan or arrangement,
including an individual retirement account, subject to ERISA, the Code or any
federal, state or local law which is similar to ERISA or the Code, and the
Transferee is not acting on behalf of such a plan or arrangement.

                                      * * *

<PAGE>

      IN WITNESS  WHEREOF,  the  Transferee  has caused this  instrument to be
executed on its behalf,  pursuant to authority of its Board of  Directors,  by
its duly authorized officer this _____ day of ________________, ____.

                                    --------------------------------------------
                                    Print Name of Transferee

                                    By:
                                       -----------------------------------------
                                    Name:
                                    Title:

      Personally appeared before me the above-named __________________________,
known or proved to me to be the same person who executed the foregoing
instrument and to be the _______________________ of the Transferee, and
acknowledged that he executed the same as his free act and deed and the free act
and deed of the Transferee.

      Subscribed and sworn before me this _____ day of ____________________,____

                                    --------------------------------------------
                                                  NOTARY PUBLIC

                                    My Commission expires the ____ day of
                                    ______________, ____

<PAGE>

                                  ATTACHMENT A

                                       to

    AFFIDAVIT PURSUANT TO SECTION 860E(e)(4) OF THE INTERNAL REVENUE CODE OF
                  1986, AS AMENDED, AND FOR NON-ERISA INVESTORS

Check the appropriate box:

|_|   The consideration paid to the Transferee to acquire the Residual
      Certificate equals or exceeds the excess of (a) the present value of the
      anticipated tax liabilities over (b) the present value of the anticipated
      savings associated with holding such Residual Certificate, in each case
      calculated in accordance with U.S. Treasury Regulations Sections
      1.860E-1(c)(7) and (8), computing present values using a discount rate
      equal to the short-term Federal rate prescribed by Section 1274(d) of the
      Code and the compounding period used by the Transferee.

                                       OR

|_|   The transfer of the Residual Certificate complies with U.S. Treasury
      Regulations Sections 1.860E-1(c)(5) and (6) and, accordingly:

      (i)   the Transferee is an "eligible corporation," as defined in U.S.
            Treasury Regulations Section 1.860E-1(c)(6)(i), as to which income
            from Residual Certificate will only be taxed in the United States;

      (ii)  at the time of the transfer, and at the close of the Transferee's
            two fiscal years preceding the year of the transfer, the Transferee
            had gross assets for financial reporting purposes (excluding any
            obligation of a person related to the Transferee within the meaning
            of U.S. Treasury Regulations Section 1.860E-1(c)(6)(ii)) in excess
            of $100 million and net assets in excess of $10 million;

      (iii) the Transferee will transfer the Residual Certificate only to
            another "eligible corporation," as defined in U.S. Treasury
            Regulations Section 1.860E-1(c)(6)(i), in a transaction that
            satisfies the requirements of Sections 1.860E-1(c)(4)(i), (ii) and
            (iii) and Section 1.860E-1(c)(5) of the U.S. Treasury Regulations;

      (iv)  the Transferee has determined the consideration paid to it to
            acquire the Residual Certificate based on reasonable market
            assumptions (including, but not limited to, borrowing and investment
            rates, prepayment and loss assumptions, expense and reinvestment
            assumptions, tax rates and other factors specific to the Transferee)
            that it has determined in good faith; and

      (v)   in the event of any transfer of the Residual Certificate by the
            Transferee, the Transferee will require its transferee to complete a
            representation in the form of this Attachment A as a condition of
            such transferee's purchase of the Residual Certificate.

<PAGE>

                                    EXHIBIT J

                         CONTENTS OF THE SERVICING FILE

1.    Copies of Mortgage Loans Documents.

2.    Residential loan application.

3.    Mortgage Loan closing statement.

4.    Verification of employment and income, if required.

5.    Verification of acceptable evidence of source and amount of downpayment.

6.    Credit report on Mortgagor, in a form acceptable to either Fannie Mae or
      Freddie Mac.

7.    Residential appraisal report.

8.    Photograph of the Mortgaged Property.

9.    Survey of the Mortgaged Property, unless a survey is not required by the
      title insurer.

10.   Copy of each instrument necessary to complete identification of any
      exception set forth in the exception schedule in the title policy, i.e.,
      map or plat, restrictions, easements, home owner association declarations,
      etc.

11.   Copies of all required disclosure statements.

12.   If applicable, termite report, structural engineer's report, water
      potability and septic certification.

13.   Sales Contract, if applicable.

14.   The Primary Insurance Policy or certificate of insurance or an electronic
      notation of the existence of such policy, where required pursuant to the
      Agreement.

15.   Evidence of electronic notation of the hazard insurance policy, and if
      required by law, evidence of the flood insurance policy.

<PAGE>

                                    EXHIBIT K

                       FORM OF SPECIAL SERVICING AGREEMENT

            This Special Servicing Agreement (the "Agreement") is made and
entered into as of ___________________, between Bank of America, National
Association (the "Servicer") and ___________________ (the "Loss Mitigation
Advisor").

                              PRELIMINARY STATEMENT

      _________________ (the "Purchaser") is the holder of the entire interest
in Banc of America Alternative Loan Trust 2006-2; Mortgage Pass-Through
Certificates, Series ______, Class ____ (the "Class B Certificates"). The Class
B Certificates were issued pursuant to a Pooling and Servicing Agreement dated
___________________among Banc of America Mortgage Securities, Inc., as depositor
(the "Depositor"), the Servicer, and Wells Fargo Bank, N.A., as Trustee.

      The Purchaser has requested the Servicer to engage the Loss Mitigation
Advisor, at the Purchaser's expense, to assist the Servicer with respect to
default management and reporting situations for the benefit of the Purchaser.

      In consideration of the mutual agreements herein contained, the receipt
and sufficiency of which are hereby acknowledged, the Servicer hereby engages
the Loss Mitigation Advisor to provide advice in connection with default
management and reporting situations with respect to defaulted loans, including
providing to the Servicer recommendations with respect to foreclosures, the
acceptance of so-called short payoffs, deeds in lieu of or in aid of foreclosure
and deficiency notes, as well as with respect to the sale of REO properties. The
Loss Mitigation Advisor hereby accepts such engagement, and acknowledges that
its fees will be paid by the Purchaser and not the Servicer, and that it will
not look to the Servicer for financial remuneration. It is the intent of the
parties to this Agreement that the services of the Loss Mitigation Advisor are
provided without fee to the Servicer for the benefit of the Purchaser for the
life of the Class B Certificates.

                                    ARTICLE I

                                   DEFINITIONS

      Section 1.01. Defined Terms.

      Whenever used in this Agreement, the following words and phrases, unless
the context otherwise requires, shall have the following meanings:

      Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day
on which banking institutions in the State of New York are required or
authorized by law or executive order to be closed.

      Commencement of Foreclosure: The first official action required under
local law in order to commence foreclosure proceedings or to schedule a
trustee's sale under a deed of trust, including (i) in the case of a mortgage,
any filing or service of process necessary to commence an action to foreclose,
or (ii) in the case of a deed of trust, the posting, publishing, filing or
delivery of a notice of sale.

      Delay of Foreclosure: The postponement for more than three Business Days
of the scheduled sale of Mortgaged Property to obtain satisfaction of a Mortgage
Loan.

      Loss Mitigation Advisor: ______________.

      Purchaser: _______________________, or the holder of record of the Class B
Certificates.

      Short Payoff: Liquidation of a Mortgage Loan at less than the full amount
of the outstanding balance of the Mortgage Loan plus advances and costs through
a negotiated settlement with the borrower, which may include a deed-in-lieu of
foreclosure or sale of the property or of the promissory note secured by the
collateral property to a third party, in either case with or without a
contribution toward any resulting deficiency by the borrower.

      Section 1.02. Definitions Incorporated by Reference.

      All capitalized terms not otherwise defined in this Agreement shall have
the meanings assigned in the Pooling and Servicing Agreements.

                                   ARTICLE II

                          SPECIAL SERVICING PROCEDURES

      Section 2.01. Reports and Notices.

      (a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Servicer shall use reasonable efforts to provide to the Loss Mitigation
Advisor with the following notices and reports. All such notices and reports may
be sent to the Loss Mitigation Advisor by telecopier, electronic mail, express
mail or regular mail.

            (i) The Servicer shall within five Business Days after each
      Distribution Date either: (A) provide to the Loss Mitigation Advisor a
      written or electronic report, using the same methodology and calculations
      as in its standard servicing reports, indicating for the trust fund formed
      by the Pooling and Servicing Agreement, the number of Mortgage Loans that
      are (1) sixty days delinquent, (2) ninety days or more delinquent, (3) in
      foreclosure or (4) real estate owned (REO), and indicating for each such
      Mortgage Loan the loan number, whether the loan is in bankruptcy or paying
      under the terms of a repayment plan, the reason for default, and
      outstanding principal balance; or (B) provide the information detailed in
      (A) to a data service provider of the Loss Mitigation Advisor's choice in
      an electronic format acceptable to that data service provider. Provision
      of the information to a service provider other than that specified by the
      Loss Mitigation Advisor is acceptable.

            (ii) Prior to a Delay of Foreclosure in connection with any Mortgage
      Loan, the Servicer shall provide the Loss Mitigation Advisor with a notice
      of such proposed and imminent delay, stating the loan number, the
      aggregate amount owing under the Mortgage Loan, and the reason and
      justification for delaying foreclosure action. All notices and supporting
      documentation pursuant to this subsection may be provided via telecopier,
      express mail or electronic mail.

            (iii) Prior to accepting any Short Payoff in connection with any
      Mortgage Loan, the Servicer shall provide the Loss Mitigation Advisor with
      a notice of such proposed and imminent Short Payoff, stating the loan
      number, the aggregate amount owing under the Mortgage Loan, and the
      justification for accepting the proposed Short Payoff. Such notice may be
      sent by telecopier, express mail, electronic mail or regular mail.

            (iv) Within five (5) business days of each Distribution Date, the
      Servicer shall provide the Loss Mitigation Advisor with a report listing
      each loan that has resulted in a realized loss that has been reported to
      the trustee. Such report shall specify the loan number, the outstanding
      principal balance of the loan upon its liquidation, the realized loss, and
      the following components of realized loss: foreclosure costs, advances,
      mortgage insurance proceeds, marketing and property rehabilitation costs,
      and other costs. Such report may be provided by telecopier, express mail,
      regular mail or electronic mail. The Loss Mitigation Advisor shall have at
      least ten (10) business days in which to respond with reasonable questions
      or requests for additional information regarding the amounts reported as
      realized losses, and the Servicer shall within five (5) business days of
      receipt of the Loss Mitigation Advisor's questions or additional
      information requests provide responses to such questions and requests.

            (v) Within five (5) business days of receipt by the Servicer of an
      offer to acquire an REO property at an amount that is more than 15% below
      the most recent market valuation of that property obtained by the Servicer
      (or if no such valuation has been obtained, the appraisal used in
      connection with the originating of the related Mortgage Loan), the
      Servicer shall notify the Loss Mitigation Advisor of such offer and shall
      provide a justification for accepting such offer, if that is the
      Servicer's recommendation.

            (vi) Within five (5) business days of receipt by the Servicer that a
      claim filed for mortgage insurance, or any part thereof, has been rejected
      by the mortgage insurance provider, the Servicer shall provide a copy of
      the rejected claim with explanations for the item or items rejected to the
      Loss Mitigation Advisor.

            (vii) Within five (5) business days of providing the trustee with
      any notice regarding a mortgage loan substitution, loan modification, or
      loan repurchase, the Servicer shall provide the Loss Mitigation Advisor
      with a copy of the notice.

      (b) If requested by the Loss Mitigation Advisor, the Servicer shall make
its servicing personnel available during its normal business hours to respond to
reasonable inquiries, in writing by facsimile transmission, express mail or
electronic mail, by the Loss Mitigation Advisor in connection with any Mortgage
Loan identified in a report under subsection 2.01 (a)(i), (a)(ii), (a)(iii) or
(a)(iv) which has been given to the Loss Mitigation Advisor; provided that the
Servicer shall only be required to provide information that is readily
accessible to their servicing personnel.

      (c) In addition to the foregoing, the Servicer shall provide to the Loss
Mitigation Advisor such information as the Loss Mitigation Advisor may
reasonably request concerning each Mortgage Loan that is at least sixty days
delinquent and each Mortgage Loan which has become real estate owned, provided
that the Servicer shall only be required to provide information that is readily
accessible to its servicing personnel.

      (d) With respect to all Mortgage Loans which are serviced at any time by
the Servicer through a subservicer, the Servicer shall be entitled to rely for
all purposes hereunder, including for purposes of fulfilling its reporting
obligations under this Section 2.01, on the accuracy and completeness of any
information provided to it by the applicable subservicer.

      Section 2.02. Loss Mitigation Advisor's Recommendations With Respect to
Defaulted Loans.

      (a) All parties to this Agreement acknowledge that the Loss Mitigation
Advisor's advice is made in the form of recommendations, and that the Loss
Mitigation Advisor does not have the right to direct the Servicer in performing
its duties under the Pooling and Servicing Agreement. The Servicer may, after
review and analysis of the Loss Mitigation Advisor's recommendation, accept or
reject it, in the Servicer's sole discretion, subject to the standards of the
Servicer to protect the interest of the Certificateholders set forth in the
Pooling and Servicing Agreement.

      (b) Within two (2) business days of receipt of a notice of a foreclosure
delay, the Loss Mitigation Advisor shall provide the Servicer with a
recommendation regarding the delay, provided, however, that if additional
information is required on which to base a recommendation, the Loss Mitigation
Advisor shall notify the Servicer of the additional information needed within
the allotted time, and the Servicer shall promptly provide such information and
the Loss Mitigation Advisor shall then submit to the Servicer its
recommendation. The Loss Mitigation Advisor may recommend that additional
procedures be undertaken to further analyze the property, the borrower, or
issues related to the default or foreclosure. Such additional procedures may
include asset searches, property valuations, legal analysis or other procedures
that are warranted by the circumstances of the property, borrower or
foreclosure. The Loss Mitigation Advisor may recommend such other actions as are
warranted by the circumstances of the property, borrower or foreclosure.

      (c) Within two (2) business days of receipt of a notice of a proposed
Short Payoff, the Loss Mitigation Advisor shall provide the Servicer with a
recommendation regarding the proposed Short Payoff, provided, however, that if
additional information is required on which to base a recommendation, the Loss
Mitigation Advisor shall notify the Servicer of the additional information
needed within two business days, and the Servicer shall promptly provide such
information and the Loss Mitigation Advisor shall then submit to the Servicer
its recommendation. The Loss Mitigation Advisor's recommendation may take the
form of concurring with the proposed Short Payoff, recommending against such
Short Payoff, with a justification provided, or proposing a counteroffer.

      (d) Within two (2) business days of receipt of a notice of an REO sale at
an amount that is more than 15% below the recent market valuation of that
property, the Loss Mitigation Advisor shall provide the Servicer with its
recommendation. The Loss Mitigation Advisor's recommendation may take the form
of concurring with the proposed below-market sale, recommending against such
below-market sale, or proposing a counteroffer.

      Section 2.03. Termination.

      (a) With respect to all Mortgage Loans included in a trust fund, the
Servicer's obligations under Section 2.01 and Section 2.02 shall terminate at
such time as the Certificate Principal Balances of the related Class B
Certificates have been reduced to zero.

      (b) The Loss Mitigation Advisor's responsibilities under this Agreement
shall terminate upon the termination of the fee agreement between the Purchaser
or its successor and the Loss Mitigation Advisor. The Loss Mitigation Advisor
shall promptly notify the Servicer of the date of termination of such fee
agreement, but in no event later than 5:00 P.M., EST, on the effective date
thereof.

      (c) Neither the Servicer nor any of its directors, officers, employees or
agents shall be under any liability for any action taken or for refraining from
the taking of any action in good faith pursuant to this Agreement, or for errors
in judgment; provided, however, that this provision shall not protect the
Servicer or any such Person against any liability which would otherwise be
imposed by reason of willful misfeasance, bad faith or gross negligence in the
performance of duties or by reason of reckless disregard of obligations and
duties hereunder. The Servicer and the Loss Mitigation Advisor and any director,
officer, employee or agent thereof may rely in good faith on any document of any
kind prima facie properly executed and submitted by any Person respecting any
matters arising hereunder. Neither the Loss Mitigation Advisor, its directors,
officers, employees or agents shall be under any liability for any actions taken
by the Servicer based upon the recommendation pursuant to this Agreement,
provided they are made in good faith.

                                   ARTICLE III

                            MISCELLANEOUS PROVISIONS

      Section 3.01. Amendment.

      This Agreement may be amended from time to time by the Servicer and the
Loss Mitigation Advisor by written agreement signed by the Servicer and the Loss
Mitigation Advisor.

      Section 3.02. Counterparts.

      This Agreement may be executed simultaneously in any number of
counterparts, each of which counterparts shall be deemed to be an original, and
such counterparts shall constitute but one and the same instrument.

      Section 3.03. Governing Law.

      This Agreement shall be construed in accordance with the laws of the State
of New York and the obligations, rights and remedies of the parties hereunder
shall be determined in accordance with such laws.

      Section 3.04. Notices.

      All demands, notices and direction hereunder shall be in writing or by
telecopier and shall be deemed effective upon receipt to:

      (a) in the case of the Servicer,

             Bank of America, National Association
             101 South Tryon Street
             Charlotte, North Carolina  28255
             Attn: Secondary Marketing with a copy to the General Counsel

or such other address as may hereafter be furnished in writing by the Servicer,

      (b) in the case of the Loss Mitigation Advisor,

             -----------------------

      (c) in the case of the Purchaser:

             -----------------------

      Section 3.05. Severability of Provisions.

      If any one or more of the covenants, agreements, provisions or terms of
this Agreement shall be for any reason whatsoever, including regulatory, held
invalid, then such covenants, agreements, provisions or terms shall be deemed
severable from the remaining covenants, agreements, provisions or terms of this
Agreement and shall in no way affect the validity or enforceability of the other
provisions of this Agreement.

      Section 3.06. Successors and Assigns.

      (a) The provisions of this Agreement shall be binding upon and inure to
the benefit of the respective successors and assigns of the parties hereto, and
all such provisions shall inure to the benefit of the Certificateholders.

      (b) The Servicer shall notify the Loss Mitigation Advisor of the
assignment of its duties to any successor servicer within thirty (30) days prior
to such assignment, and shall provide the name, address, telephone number and
telecopier number for the successor to the Loss Mitigation Advisor.

      Section 3.07. Article and Section Headings.

      The article and section headings herein are for convenience of reference
only and shall not limit or otherwise affect the meaning hereof.

      Section 3.08. Confidentiality.

      The Servicer acknowledges the confidentiality of this Agreement and will
not release or republish its contents without the consent of the Loss Mitigation
Advisor except to the extent required by law, regulation or court order.

      The Loss Mitigation Advisor agrees that all information supplied by or on
behalf of the Servicer under this Agreement, is the property of the Servicer.
The Loss Mitigation Advisor shall keep in strictest confidence all information
relating to this Agreement, including, without limitation, individual account
information and other information supplied by or on behalf of the Servicer
pursuant to Section 2.01, and that information which may be acquired in
connection with or as a result of this Agreement. During the term of this
Agreement and at any time thereafter, without the prior written consent of the
Servicer, the Loss Mitigation Advisor shall not publish, communicate, divulge,
disclose or use any of such information. Upon termination or expiration of this
Agreement, the Loss Mitigation Advisor shall deliver all records, data,
information, and other documents and all copies thereof supplied by or on behalf
of the Servicer pursuant to Section 2.01 to the Servicer and such shall remain
the property of the Servicer.

      Section 3.09. Independent Contractor.

      In all matters relating to this Agreement, the Loss Mitigation Advisor
shall be acting as an independent contractor. Neither the Loss Mitigation
Advisor nor any employees of the Loss Mitigation Advisor are employees or agents
of the Servicer under the meaning or application of any Federal or State
Unemployment or Insurance Laws or Workmen's Compensation Laws, or otherwise. The
Loss Mitigation Advisor shall assume all liabilities or obligations imposed by
any one or more of such laws with respect to the employees of the Loss
Mitigation Advisor in the performance of this Agreement. The Loss Mitigation
Advisor shall not have any authority to assume or create any obligation, express
or implied, on behalf of the Servicer, and the Loss Mitigation Advisor shall not
have the authority to represent itself as an agent, employee, or in any other
capacity of the Servicer.

<PAGE>

      IN WITNESS WHEREOF, the Servicer and the Loss Mitigation Advisor have
caused their names to be signed hereto by their respective officers thereunto
duly authorized, all as of the day and year first above written.

                                          Bank of America, National Association

                                          By:
                                             -----------------------------------
                                          Name:
                                               ---------------------------------
                                          Title:
                                                --------------------------------

                                          Loss Mitigation Advisor

                                          -----------------------

                                          By:
                                             -----------------------------------
                                          Name:
                                               ---------------------------------
                                          Title:
                                                --------------------------------

                    PURCHASER'S ACKNOWLEDGEMENT AND AGREEMENT

Purchaser executes this agreement for the purpose of acknowledging the limited
obligations of the Servicer in respect of the Loss Mitigation Advisor's
recommendation, as described in Section 2.02(a) hereof and confirming to the
Servicer that (i) it shall be solely responsible for the payment of the fees of
the Loss Mitigation Advisor pursuant to the terms of an agreement between
Purchaser and Loss Mitigation Advisor dated _____________, 20__ and (ii)
Purchaser upon transfer of its interest in any of the Class B Certificates or
any part thereof will require its successor to consent to this Special Servicing
Agreement and to pay any of the fees due to the Loss Mitigation Advisor pursuant
to the agreement referenced in clause (i) above.

                                       Purchaser

                                          By:
                                             -----------------------------------
                                          Name:
                                               ---------------------------------
                                          Title:
                                                --------------------------------

<PAGE>

                                    EXHIBIT L

                           LIST OF RECORDATION STATES

                                     Florida

                                    Maryland

<PAGE>

                                    EXHIBIT M

                  FORM OF INITIAL CERTIFICATION OF THE TRUSTEE

                                February 27, 2006

Banc of America Mortgage Securities, Inc.
Secondary Marketing
214 North Tryon Street
Charlotte, North Carolina  28255
NC1-022-05-10
Attn:  Jerald Jubulis

Bank of America, National Association
Secondary Marketing
214 North Tryon Street
Charlotte, North Carolina  28255
NC1-022-05-10
Attn:  Jerald Jubulis

Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, Maryland 21045
Attn: BOAALT 2006-2

      Re:   Banc of America Mortgage Securities, Inc. Banc of America
            Alternative Loan Trust 2006-2 Mortgage Pass-Through Certificates,
            Series 2006-2, issued pursuant to a Pooling and Servicing Agreement,
            dated February 27, 2006, among Banc of America Mortgage Securities,
            Inc., as Depositor, Bank of America, National Association, as
            Servicer, and Wells Fargo Bank, N.A., as Trustee

Ladies and Gentlemen:

      In accordance with the provisions of Section 2.02 of the above-referenced
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), the
undersigned, as Trustee, hereby certifies that, except as specified in any list
of exceptions attached hereto, either (i) it has received the original Mortgage
Note relating to each of the Mortgage Loans listed on the Mortgage Loan Schedule
or (ii) if such original Mortgage Note has been lost, a copy of such original
Mortgage Note, together with a lost note affidavit.

      The Trustee has made no independent examination of any documents contained
in each Mortgage File beyond the review specifically required in the Pooling and
Servicing Agreement in connection with this Initial Certification. The Trustee
makes no representations as to: (i) the validity, legality, sufficiency,
enforceability, recordability or genuineness of any of the documents contained
in each Mortgage File or any of the Mortgage Loans identified in the Mortgage
Loan Schedule or (ii) the collectibility, insurability, effectiveness or
suitability of any such Mortgage Loan.

<PAGE>

      Capitalized terms used but not defined herein shall have the meanings
ascribed to such terms in the Pooling and Servicing Agreement.

                                          WELLS FARGO BANK, N.A.,
                                          as Trustee

                                          By:
                                             -----------------------------------
                                          Name:
                                               ---------------------------------
                                          Title:
                                                --------------------------------

<PAGE>

                                    EXHIBIT N

                  FORM OF FINAL CERTIFICATION OF THE TRUSTEE

                            [__________ __, ____]

Banc of America Mortgage Securities, Inc.
Secondary Marketing
214 North Tryon Street
Charlotte, North Carolina  28255
NC1-022-05-10
Attn:  Jerald Jubulis

Bank of America, National Association
Secondary Marketing
214 North Tryon Street
Charlotte, North Carolina  28255
NC1-022-05-10
Attn:  Jerald Jubulis

Wells Fargo Bank, N.A.
9062 Old Annapolis Road
Columbia, Maryland 21045
Attn: BOAALT 2006-2

      Re:   Banc of America Mortgage Securities, Inc. Banc of America
            Alternative Loan Trust 2006-2 Mortgage Pass-Through Certificates,
            Series 2006-2, issued pursuant to a Pooling and Servicing Agreement,
            dated February 27, 2006, among Banc of America Mortgage Securities,
            Inc., as Depositor, Bank of America, National Association, as
            Servicer, and Wells Fargo Bank, N.A., as Trustee

Ladies and Gentlemen:

      In accordance with the provisions of Section 2.02 of the above-referenced
Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), the
undersigned, as Trustee, hereby certifies that, as to each Mortgage Loan listed
in the Mortgage Loan Schedule, except as may be specified in any list of
exceptions attached hereto, such Mortgage File contains all of the items
required to be delivered pursuant to Section 2.01(b) of the Pooling and
Servicing Agreement.

      The Trustee has made no independent examination of any documents contained
in each Mortgage File beyond the review specifically required in the Pooling and
Servicing Agreement in connection with this Final Certification. The Trustee
makes no representations as to: (i) the validity, legality, sufficiency,
enforceability, recordability or genuineness of any of the documents contained
in each Mortgage File or any of the Mortgage Loans identified in the Mortgage
Loan Schedule or (ii) the collectibility, insurability, effectiveness or
suitability of any such Mortgage Loan.

<PAGE>

      Capitalized terms used but not defined herein shall have the meanings
ascribed to such terms in the Pooling and Servicing Agreement.

                                          WELLS FARGO BANK, N.A.,
                                          as Trustee

                                          By:
                                             -----------------------------------
                                          Name:
                                               ---------------------------------
                                          Title:
                                                --------------------------------

<PAGE>

                                    EXHIBIT O

                      Form of Sarbanes-Oxley Certification

                  Banc of America Alternative Loan Trust 2006-2
                       Mortgage Pass-Through Certificates,
                                  Series 2006-2

      I, [________], a [_____________] of Bank of America, National Association
(the "Servicer"), certify that:

1.    I have reviewed this report on Form 10-K and all reports on Form 10-D
      required to be filed in respect of the period covered by this report on
      Form 10-K of the Banc of America Alternative Loan Trust 2006-2 (the
      "Exchange Act Periodic Reports");

2.    Based on my knowledge, the Exchange Act Periodic Reports, taken as a
      whole, do not contain any untrue statement of a material fact or omit to
      state a material fact necessary to make the statements made, in light of
      the circumstances under which such statements were made, not misleading
      with respect to the period covered by this report;

3.    Based on my knowledge, all of the distribution, servicing and other
      information required to be provided under Form 10-D for the period covered
      by this report is included in the Exchange Act Periodic Reports;

4.    I am responsible for reviewing the activities performed by the Servicer
      and based upon my knowledge and the compliance review conducted in
      preparing the servicer compliance statement required in this report under
      Item 1123 of Regulation AB, and except as disclosed in the Exchange Act
      Periodic Reports, the Servicer has fulfilled its obligations under the
      pooling and servicing agreement, dated February 27, 2006, among Banc of
      America Mortgage Securities, Inc., as depositor, Wells Fargo Bank, N.A.,
      as trustee, and the Servicer; and

5.    All of the reports on assessment of compliance with the servicing criteria
      for asset-backed securities and their related attestation reports on
      assessment of compliance with servicing criteria for asset-backed
      securities required to be included in this report in accordance with Item
      1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 have been
      included as an exhibit to this report, except as otherwise disclosed in
      this report. Any material instances of noncompliance described in such
      reports have been disclosed in this report on Form 10-K.

      In giving the certifications above, I have reasonably relied on
information provided to me by the following unaffiliated party: Wells Fargo
Bank, N.A.

[_________], 20

                                          By:
                                             -----------------------------------
                                          Name:
                                          Title:

<PAGE>

                                    EXHIBIT P

       Form of Certification to be Provided by the Trustee to the Servicer

                  Banc of America Alternative Loan Trust 2006-2
                       Mortgage Pass-Through Certificates,
                                  Series 2006-2

      Re:   Banc of America Alternative Loan Trust 2006-2 (the "Trust"),
            Mortgage Pass-Through Certificates, Series 2006-2, issued pursuant
            to a Pooling and Servicing Agreement dated February 27, 2006 (the
            "Pooling Agreement"), among Banc of America Mortgage Securities,
            Inc., as Depositor, Bank of America, National Association, as
            Servicer, and Wells Fargo Bank, N.A., as Trustee

            The Trustee hereby certifies to the Servicer and its officers,
directors and affiliates, and with the knowledge and intent that they will rely
upon this certification, that:

      1. I have reviewed the annual report on Form 10 K for the fiscal year
[___] (the "Annual Report"), and all reports on Form 10 D required to be filed
in respect of period covered by the Annual Report (collectively with the Annual
Report, the "Reports"), of the Trust;

      2. To my knowledge, the Reports, taken as a whole, do not contain any
untrue statement of a material fact or omit to state a material fact necessary
to make the statements made, in light of the circumstances under which such
statements were made, not misleading with respect to the period covered by the
Annual Report;

      3. To my knowledge, the distribution information required to be provided
by the Trustee under the Pooling Agreement for inclusion in the Reports is
included in the Reports;

      4. I am responsible for reviewing the activities performed by the Trustee
under the Pooling and Servicing Agreement, and based on my knowledge and the
compliance review conducted in preparing the compliance statement of the Trustee
required in the Annual Report under Item 1123 of Regulation AB, and except as
disclosed in the Reports, the Trustee has fulfilled its obligations under the
Pooling Agreement in all material respects; and

      5. The report on assessment of compliance with servicing criteria for
asset-backed securities of the Trustee and its related attestation report on
assessment of compliance with servicing criteria required to be included in the
Annual Report in accordance with Item 1122 of Regulation AB and Exchange Act
Rules 13a-18 and 15d-18 has been included as an exhibit to the Annual Report.
Any material instances of non-compliance are described in such report and have
been disclosed in the Annual Report.

                                          WELLS FARGO BANK, N.A.
                                             as Trustee

                                          By:
                                             -----------------------------------
                                          Name:
                                          Title:

<PAGE>

                                    EXHIBIT Q

         Servicing Criteria to be Addressed in Assessment of Compliance

<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------ ----------------------
                                                                                           APPLICABLE SERVICING
                                            SERVICING CRITERIA                                   CRITERIA
------------------------------------------------------------------------------------------ ----------------------
     Reference                                     Criteria                                 Servicer    Trustee
<S>                  <C>                                                                   <C>         <C>
-------------------- --------------------------------------------------------------------- ----------- ----------
                                       General Servicing Considerations
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Policies and procedures are instituted to monitor any performance         X           X
                     or other triggers and events of default in accordance with the
1122(d)(1)(i)        transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     If any material servicing activities are outsourced to third              X
                     parties, policies and procedures are instituted to monitor the
                     third party's performance and compliance with such servicing
1122(d)(1)(ii)       activities.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Any requirements in the transaction agreements to maintain a
1122(d)(1)(iii)      back-up servicer for the mortgage loans are maintained.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     A fidelity bond and errors and omissions policy is in effect on the       X
                     party participating in the servicing function throughout the
                     reporting period in the amount of coverage required by and
                     otherwise in accordance with the terms of the transaction
1122(d)(1)(iv)       agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                                      Cash Collection and Administration
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Payments on mortgage loans are deposited into the appropriate             X
                     custodial bank accounts and related bank clearing accounts no more
                     than two business days following receipt, or such other number of
1122(d)(2)(i)        days specified in the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Disbursements made via wire transfer on behalf of an obligor or to        X           X
1122(d)(2)(ii)       an investor are made only by authorized personnel.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Advances of funds or guarantees regarding collections, cash flows         X
                     or distributions, and any interest or other fees charged for such
                     advances, are made, reviewed and approved as specified in the
1122(d)(2)(iii)      transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     The related accounts for the transaction, such as cash reserve
                     accounts or accounts established as a form of
                     overcollateralization, are separately maintained (e.g., with              X           X
                     respect to commingling of cash) as set forth in the transaction
1122(d)(2)(iv)       agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Each custodial account is maintained at a federally insured               X           X
                     depository institution as set forth in the transaction agreements.
                     For purposes of this criterion, "federally insured depository
                     institution" with respect to a foreign financial institution means
                     a foreign financial institution that meets the requirements of Rule
1122(d)(2)(v)        13k-1(b)(1) of the Securities Exchange Act.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Unissued checks are safeguarded so as to prevent unauthorized             X           X
1122(d)(2)(vi)       access.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Reconciliations are prepared on a monthly basis for all                   X           X
                     asset-backed securities related bank accounts, including custodial
                     accounts and related bank clearing accounts. These reconciliations
                     are (A) mathematically accurate; (B) prepared within 30 calendar
                     days after the bank statement cutoff date, or such other number of
                     days specified in the transaction agreements; (C) reviewed and
                     approved by someone other than the person who prepared the
                     reconciliation; and (D) contain explanations for reconciling items.
                     These reconciling items are resolved within 90 calendar days of
                     their original identification, or such other number of days
1122(d)(2)(vii)      specified in the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                                      Investor Remittances and Reporting
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Reports to investors, including those to be filed with the                            X
                     Commission, are maintained in accordance with the transaction
                     agreements and applicable Commission requirements. Specifically,
                     such reports (A) are prepared in accordance with timeframes and
                     other terms set forth in the transaction agreements; (B) provide
                     information calculated in accordance with the terms specified in
                     the transaction agreements; (C) are filed with the Commission as
                     required by its rules and regulations; and (D) agree with
                     investors' or the trustee's records as to the total unpaid
                     principal balance and number of mortgage loans serviced by the
1122(d)(3)(i)        Servicer.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Amounts due to investors are allocated and remitted in accordance                     X
                     with timeframes, distribution priority and other terms set forth in
1122(d)(3)(ii)       the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Disbursements made to an investor are posted within two business
                     days to the Servicer's investor records, or such other number of                      X
1122(d)(3)(iii)      days specified in the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Amounts remitted to investors per the investor reports agree with
                     cancelled checks, or other form of payment, or custodial bank                         X
1122(d)(3)(iv)       statements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                                          Pool Asset Administration
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Collateral or security on mortgage loans is maintained as required        X           X
1122(d)(4)(i)        by the transaction agreements or related mortgage loan documents.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Mortgage loan and related documents are safeguarded as required by        X           X
1122(d)(4)(ii)       the transaction agreements
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Any additions, removals or substitutions to the asset pool are            X
                     made, reviewed and approved in accordance with any conditions or
1122(d)(4)(iii)      requirements in the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Payments on mortgage loans, including any payoffs, made in                X
                     accordance with the related mortgage loan documents are posted to
                     the Servicer's obligor records maintained no more than two business
                     days after receipt, or such other number of days specified in the
                     transaction agreements, and allocated to principal, interest or
                     other items (e.g., escrow) in accordance with the related mortgage
1122(d)(4)(iv)       loan documents.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     The Servicer's records regarding the mortgage loans agree with the        X
                     Servicer's records with respect to an obligor's unpaid principal
1122(d)(4)(v)        balance.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Changes with respect to the terms or status of an obligor's               X
                     mortgage loans (e.g., loan modifications or re-agings) are made,
                     reviewed and approved by authorized personnel in accordance with
1122(d)(4)(vi)       the transaction agreements and related pool asset documents.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Loss mitigation or recovery actions (e.g., forbearance plans,             X
                     modifications and deeds in lieu of foreclosure, foreclosures and
                     repossessions, as applicable) are initiated, conducted and
                     concluded in accordance with the timeframes or other requirements
1122(d)(4)(vii)      established by the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Records documenting collection efforts are maintained during the          X
                     period a mortgage loan is delinquent in accordance with the
                     transaction agreements. Such records are maintained on at least a
                     monthly basis, or such other period specified in the transaction
                     agreements, and describe the entity's activities in monitoring
                     delinquent mortgage loans including, for example, phone calls,
                     letters and payment rescheduling plans in cases where delinquency
1122(d)(4)(viii)     is deemed temporary (e.g., illness or unemployment).
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Adjustments to interest rates or rates of return for mortgage loans       X
                     with variable rates are computed based on the related mortgage loan
1122(d)(4)(ix)       documents.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Regarding any funds held in trust for an obligor (such as escrow          X
                     accounts): (A) such funds are analyzed, in accordance with the
                     obligor's mortgage loan documents, on at least an annual basis, or
                     such other period specified in the transaction agreements; (B)
                     interest on such funds is paid, or credited, to obligors in
                     accordance with applicable mortgage loan documents and state laws;
                     and (C) such funds are returned to the obligor within 30 calendar
                     days of full repayment of the related mortgage loans, or such other
1122(d)(4)(x)        number of days specified in the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Payments made on behalf of an obligor (such as tax or insurance           X
                     payments) are made on or before the related penalty or expiration
                     dates, as indicated on the appropriate bills or notices for such
                     payments, provided that such support has been received by the
                     servicer at least 30 calendar days prior to these dates, or such
1122(d)(4)(xi)       other number of days specified in the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Any late payment penalties in connection with any payment to be           X
                     made on behalf of an obligor are paid from the Servicer's funds and
                     not charged to the obligor, unless the late payment was due to the
1122(d)(4)(xii)      obligor's error or omission.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Disbursements made on behalf of an obligor are posted within two
                     business days to the obligor's records maintained by the Servicer,
                     or such other number of days specified in the transaction                 X
1122(d)(4)(xiii)     agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Delinquencies, charge-offs and uncollectible accounts are                 X           X
                     recognized and recorded in accordance with the transaction
1122(d)(4)(xiv)      agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
                     Any external enhancement or other support, identified in Item
                     1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained       X           X
1122(d)(4)(xv)       as set forth in the transaction agreements.
-------------------- --------------------------------------------------------------------- ----------- ----------
</TABLE>

[BANK OF AMERICA, NATIONAL ASSOCIATION] [WELLS FARGO BANK, N.A.]

Date:
      ------------------------------
6.
By:

Name:
       --------------------------------------

Title:
       --------------------------------------

<PAGE>

                                   EXHIBIT R-1

                        ADDITIONAL FORM 10-D INFORMATION

--------------------------------------------------------------------------------
           Item on Form 10-D                        Party Responsible
--------------------------------------------------------------------------------
   Item 1: Distribution and Pool                        Depositor
       Performance Information                          Servicer
                                                        Trustee
  Any information required by Item
    1121 of Regulation AB which is
   not included on the Distribution
            Date Statement
--------------------------------------------------------------------------------
     Item 2: Legal Proceedings            (i) All parties to the Agreement (as
                                          to themselves), (ii) the Trustee and
                                           Servicer as to the Trust, (iii) the
                                           Depositor as to the Sponsor or any
   per Item 1117 of Regulation AB          Regulation AB Item 1100(d)(1) party
--------------------------------------------------------------------------------
 Item 3: Sale of Securities and Use                     Depositor
             of Proceeds
--------------------------------------------------------------------------------
    Item 4: Defaults Upon Senior                         Trustee
              Securities
--------------------------------------------------------------------------------
 Item 5: Submission of Matters to a                      Trustee
       Vote of Security Holders
--------------------------------------------------------------------------------
  Item 6: Significant Obligors of                          N/A
             Pool Assets
--------------------------------------------------------------------------------
  Item 7: Significant Enhancement                       Depositor
         Provider Information                            Trustee
--------------------------------------------------------------------------------
     Item 8: Other Information           Any party to the Agreement responsible
                                            for disclosure items on Form 8-K
--------------------------------------------------------------------------------
          Item 9: Exhibits                              Depositor
                                                         Trustee
--------------------------------------------------------------------------------

<PAGE>

                                   EXHIBIT R-2

                        ADDITIONAL FORM 10-K INFORMATION

--------------------------------------------------------------------------------
          Item on Form 10-K                       Party Responsible
--------------------------------------------------------------------------------
   Item 9B: Other Information           Any party to the Agreement responsible
                                           for disclosure items on Form 8-K
--------------------------------------------------------------------------------
  Item 15: Exhibits, Financial                         Trustee
        Statement Schedules                           Depositor
--------------------------------------------------------------------------------
        Additional Item:               (i) All parties to the Agreement (as to
                                          themselves), (ii) the Trustee and
                                         Servicer as to the Trust, (iii) the
   Disclosure per Item 1117 of           Depositor as to the Sponsor or any
           Regulation AB                 Regulation AB Item 1100(d)(1) party
--------------------------------------------------------------------------------
        Additional Item:                (i) All parties to the Agreement as to
   Disclosure per Item 1119 of          themselves and (ii) the Depositor as to
           Regulation AB                             the Sponsor
--------------------------------------------------------------------------------
        Additional Item:                                 N/A
 Disclosure per Item 1112(b) of
           Regulation AB
--------------------------------------------------------------------------------
        Additional Item:                              Depositor
Disclosure per Items 1114(b) and                       Trustee
     1115(b) of Regulation AB
--------------------------------------------------------------------------------

<PAGE>

                                   EXHIBIT R-3

                              FORM 8-K INFORMATION

--------------------------------------------------------------------------------
          Item on Form 8-K                        Party Responsible
--------------------------------------------------------------------------------
Item 1.01- Entry into a Material      The party to this Agreement entering into
       Definitive Agreement               such material definitive agreement
--------------------------------------------------------------------------------
   Item 1.02- Termination of a          The party to this Agreement requesting
   Material Definitive Agreement         termination of a material definitive
                                                      agreement
--------------------------------------------------------------------------------
    Item 1.03- Bankruptcy or                          Depositor
           Receivership
--------------------------------------------------------------------------------
  Item 2.04- Triggering Events                         Servicer
   that Accelerate or Increase a                       Trustee
  Direct Financial Obligation or
      an Obligation under an
   Off-Balance Sheet Arrangement
--------------------------------------------------------------------------------
Item 3.03- Material Modification                       Trustee
   to Rights of Security Holders
--------------------------------------------------------------------------------
    Item 5.03- Amendments of                          Depositor
   Articles of Incorporation or                       Servicer
   Bylaws; Change of Fiscal Year                      Trustee
--------------------------------------------------------------------------------
Item 6.01- ABS Informational and                      Depositor
      Computational Material
--------------------------------------------------------------------------------
Item 6.02- Change of Servicer or                       Servicer
              Trustee                                  Trustee
--------------------------------------------------------------------------------
   Item 6.03- Change in Credit                        Depositor
  Enhancement or External Support                      Trustee
--------------------------------------------------------------------------------
  Item 6.04- Failure to Make a                         Trustee
       Required Distribution
--------------------------------------------------------------------------------
    Item 6.05- Securities Act                         Depositor
        Updating Disclosure
--------------------------------------------------------------------------------
    Item 7.01- Regulation FD                          Depositor
            Disclosure
--------------------------------------------------------------------------------
            Item 8.01                                 Depositor
--------------------------------------------------------------------------------
            Item 9.01                                 Depositor
--------------------------------------------------------------------------------

<PAGE>

                                    EXHIBIT S

                           Yield Maintenance Agreement

BANK OF AMERICA, N.A.

TO:   Banc of America Alternative Loan Trust 2006-2
      C/o Wells Fargo Bank, N.A., as Trustee

      Wells Fargo Bank, N.A. as Trustee on behalf of Banc of America
      Alternative Loan Trust 2006-2
      9062 Old Annapolis Road
      Columbia, MD 21046

ATTN: Chris Regnier
TEL:  410-884-2000
FAX:  410-715-2380

CC:   Eric Daouphars
      9 West 57th Street
      New York, NY 10019
      212-583-8199

FROM: Bank of America, National Association
      233 South Wacker Drive, 28th Floor
      Chicago, Illinois 60606
      Attention: Suzanne Buchta

DATE:       21st February 2006

Our Reference Numbers:        4481957, 4481958
Internal Tracking Numbers:    13769120, 13769115

Dear Sir/Madam,

      The purpose of this letter agreement is to confirm the terms and
conditions of the transaction entered into between Banc of America Alternative
Loan Trust 2006-2 and Bank of America, N.A., a national banking association
organized under the laws of the United States of America (each a "party" and
together "the parties") on the Trade Date specified below (the "Transaction").
This letter agreement constitutes a "Confirmation" as referred to in the ISDA
Master Agreement specified in paragraph 1 below. In this Confirmation, "Party A"
means Bank of America, N.A., and "Party B" means Banc of America Alternative
Loan Trust 2006-2.

      The definitions and provisions contained in the 2000 ISDA Definitions, as
published by the International Swaps and Derivatives Association, Inc. (the
"Definitions"), are incorporated into this Confirmation. In the event of any
inconsistency between the Definitions and this Confirmation, this Confirmation
will govern.

      Other capitalized terms used herein (but not otherwise defined) shall have
the meaning specified in that certain Pooling and Servicing Agreement, to be
dated February 27, 2006 (the "Pooling and Servicing Agreement"), among Banc of
America Mortgage Securities, Inc., Bank of America, National Association, as
servicer, and Wells Fargo Bank, N.A., as trustee.

1. This Confirmation evidences a complete binding agreement between the parties
as to the terms of the Transaction to which this Confirmation relates. In
addition, the parties agree that for the purposes of this Transaction, this
Confirmation will supplement, form a part of, and be subject to an agreement in
the form of the 1992 ISDA Master Agreement (Multicurrency-Cross Border) as if
the parties had executed an agreement in such form (but without any Schedule
except for the elections noted below) on the Trade Date of the Transaction (such
agreement, the "Form Master Agreement"). In the event of any inconsistency
between the provisions of the Form Master Agreement and this Confirmation, this
Confirmation will prevail for the purpose of this Transaction.

      Subject to Section 14 of this Agreement, each party represents to the
other party and will be deemed to represent to the other party on the date on
which it enters into this Transaction that (absent a written agreement between
the parties that expressly imposes affirmative obligations to the contrary for
that Transaction):

      (a) Non-Reliance. Each party has made its own independent decisions to
enter into this Transaction and as to whether this Transaction is appropriate or
proper for it based upon its own judgment and upon advice from such advisors as
it has deemed necessary. It is not relying on any communication (written or
oral) of the other party as investment advice or as a recommendation to enter
into this Transaction; it being understood that information and explanations
related to the terms and conditions of this Transaction shall not be considered
investment advice or a recommendation to enter into this Transaction. Further,
such party has not received from the other party any assurance or guarantee as
to the expected results of this Transaction.

      (b) Evaluation and Understanding. It is capable of evaluating and
understanding (on its own behalf or through independent professional advice),
and understands and accepts, the terms, conditions and risks of this
Transaction. It is also capable of assuming, and assumes, the financial and
other risks of this Transaction.

      (c) Status of Parties. The other party is not acting as an agent,
fiduciary or advisor for it in respect of this Transaction.

2. The terms of the particular Transaction to which this Confirmation relates
are as follows:

Notional Amount:                    For each Calculation Period, the Notional
                                    Amount shall equal the lesser of:

                                    (i)   the Scheduled Notional Amount for such
                                          Calculation Period as detailed in the
                                          Schedule of Notional Amounts attached
                                          hereto

                                    (ii)  the Class Certificate Balance of the
                                          Class 5-A-1 Certificates prior to
                                          distributions on the Distribution Date
                                          (as defined in the Pooling and
                                          Servicing Agreement) related to the
                                          Calculation Period. The Trustee shall
                                          make available each month via its
                                          website a statement containing the
                                          Class Certificate Balance of the Class
                                          5-A-1 Certificates for such
                                          Calculation Period. The Trustee's
                                          internet website shall initially be
                                          located at www.ctslink.com and
                                          assistance in using the website can be
                                          obtained by calling the Trustee's
                                          investor relations desk at (301)
                                          815-6600.

Trade Date:                         17 February 2006

Effective Date:                     25 February 2006

Termination Date:                   25 August 2009

Fixed Amounts:

Fixed Rate Payer:                   Party B

Fixed Rate Payer

Payment Dates:                      28 February 2006, subject to adjustment
                                    in accordance with the Following Business
                                    Day Convention.

Fixed Amount:                       USD [        ]

Floating Amounts:

Floating Rate Payer:                Party A

Cap Rate I:                         5.15000 per cent

Cap Rate II:                        8.65000 per cent

Floating Rate Payer Payment
Dates:                              Early Payments shall be applicable - 2
                                    Business Day prior to each Floating Rate
                                    Payer Period End Date

Floating Rate Payer
Period End Dates:                   The 25th of each Month, commencing on 25
                                    March 2006 and ending on the Termination
                                    Date. No Adjustment.

Floating Amount:                    The product of (a) the Notional Amount
                                    (b) the Floating Rate Day Count Fraction
                                    and (c) the Settlement Spread which shall
                                    be calculated in accordance with the
                                    following formula:

                                    If USD-LIBOR-BBA is greater than the Cap
                                    Rate I for the applicable Calculation
                                    Period, then Settlement Spread =
                                    (USD-LIBOR-BBA - applicable Cap Rate I)
                                    provided, however, that if USD-LIBOR-BBA for
                                    any Calculation Period is greater than the
                                    Cap Rate II then the USD-LIBOR-BBA for such
                                    Calculation Period shall be deemed to be the
                                    Cap Rate II.

                                    If 1 Month USD-LIBOR-BBA is less than or
                                    equal to the Cap Rate I for the applicable
                                    Calculation Period, then Settlement Spread =
                                    Zero.

Floating Rate for initial
Calculation Period:                 To be determined

Floating Rate Option:               USD-LIBOR-BBA

Designated Maturity:                1 month

Spread:                             None

Floating Rate Day
Count Fraction:                     30/360

Reset Dates:                        First day of each Calculation Period.

Business Days:                      New York

Calculation Agent:                  Party A

3. Form Master Agreement.

      (a) "Specified Entity" means, in relation to Party A, for the purpose of
Section 5(a)(v), Section 5(a)(vi), Section 5(a)(vii) and Section 5(b)(iv): Not
Applicable.

      (b) "Specified Entity" means, in relation to Party B, for the purpose of
Section 5(a)(v), Section 5(a)(vi), Section 5(a)(vii) and Section 5(b)(iv): Not
Applicable.

      (c) "Specified Transaction" will have the meaning specified in Section 14
of the Form Master Agreement.

      (d) The "Credit Event Upon Merger" provisions of Section 5(b)(iv) of the
Form Master Agreement will not apply to Party A or to Party B.

      (e) The "Automatic Early Termination" provision of Section 6(a) of the
Form Master Agreement will not apply to Party A or to Party B.

      (f) The Form Master Agreement will be governed by, and construed in
accordance with, the laws of the State of New York without reference to its
conflict of laws provisions (except for Sections 5-1401 and 5-1402 of the New
York General Obligations Law).

      (g) The phrase "Termination Currency" means United States Dollars.

      (h) For the purpose of Section 6(e) of the Form Master Agreement, Market
Quotation and Second Method will apply.

4. Recording of Conversations.

      Each party to this Transaction acknowledges and agrees to the tape (and/or
other electronic) recording of conversations between the parties to this
Transaction whether by one or other or both of the parties or their agents, and
that any such recordings may be submitted in evidence in any Proceedings
relating to the Form Master Agreement and/or this Transaction.

5. Credit Support Document.

      In relation to Party A: Not Applicable.
      In relation to Party B: Not Applicable.

6. Credit Support Provider.

      In relation to Party A: Not Applicable.
      In relation to Party B: Not Applicable.

7. Account Details.

          Account for payments to Party A:
                    USD
          NAME:     BANK OF AMERICA NA
          CITY:     NEW YORK
          ABA #:    026009593
          ATTN:     BOFAUS3N
          NAME:     BANK OF AMERICA NA
          CITY:     CHARLOTTE
          ACCT:     6550219386
          ATTN:     RATE DERIVATIVE SETTLEMENTS
          ATTN:     BOFAUS6SGDS

      Account for payments to Party B:

          NAME:       Wells Fargo Bank, N.A.
          CITY:       San Francisco, CA
          ABA #:      121-000-248
          ACCT:       3970771416
          FOR CREDIT TO:  SAS CLEARING
          FFC:        BOALT 2006-2 Reserve [   ]
                      Fund #50899501

8. Offices.

      The Office of Party A for this Transaction is: Charlotte, North Carolina
                                                     Please send notices to
                                                     fax no. (+1) 866 218 8487

      The Office of Party B for this Transaction is:  Wells Fargo Bank, N.A. as
                                                      Trustee on behalf of Banc
                                                      of America Alternative
                                                      Loan Trust 2006-2
                                                      9062 Old Annapolis Road
                                                      Columbia, MD 21045
                                                      Attn: Corporate Trust
                                                            Services
                                                      BOALT 2006-2

9. Additional Provisions.

      (a) Fully-Paid Transactions. Notwithstanding the terms of Sections 5 and 6
of the Form Master Agreement, if at any time and so long as one of the parties
to the Form Master Agreement ("X") shall have satisfied in full all its payment
and delivery obligations under Section 2(a)(i) of the Form Master Agreement and
shall at the time have no future payment or delivery obligations, whether
absolute or contingent, under such Section, then unless the other party ("Y") is
required pursuant to appropriate proceedings to return to X or otherwise returns
to X (upon demand of X, or otherwise) any portion of any such payment or
delivery: (i) the occurrence of an event described in Section 5(a)(i) of the
Form Master Agreement with respect to X shall not constitute an Event of Default
or a Potential Event of Default with respect to X as the Defaulting Party; and
(ii) Y shall be entitled to designate an Early Termination Date (a) pursuant to
Section 10 below and/or (b) pursuant to Section 6 of the Form Master Agreement
only as a result of the occurrence of a Termination Event set forth in (i)
either Section 5(b)(i) or 5(b)(ii) or 5(b)(v) of the Form Master Agreement with
respect to Y as the Affected Party or (ii) Section 5(b)(iii) of the Form Master
Agreement with respect to Y as the Burdened Party.

      (b) Downgrade of Party A. If a Ratings Event (as defined below) shall
occur and be continuing with respect to Party A, then Party A shall (A) within 5
Business Days of such Ratings Event, give notice to Party B of the occurrence of
such Ratings Event, and (B) use reasonable efforts to transfer (at its own cost)
Party A's rights and obligations hereunder to another party, subject to
satisfaction of the Rating Agency Condition (as defined below). Unless such a
transfer by Party A has occurred within 20 Business Days after the occurrence of
a Ratings Event, Party B shall demand that Party A post Eligible Collateral (as
designated in the approved Credit Support Annex), to secure Party B's exposure
or potential exposure to Party A, and such Eligible Collateral shall be provided
in accordance with a Credit Support Annex to be attached hereto and made a part
hereof within 10 Business Days of Party B's demand therefor. The Eligible
Collateral to be posted and the Credit Support Annex to be executed and
delivered shall be subject to the Rating Agency Condition. Valuation and posting
of Eligible Collateral shall be made as of each Payment Date, unless Party A or
Bank of America Corporation are no longer reporting financial information
publicly, then such valuation and posting must occur weekly. Notwithstanding the
addition of the Credit Support Annex and the posting of Eligible Collateral,
Party A shall continue to use reasonable efforts to transfer its rights and
obligations hereunder to an acceptable third party; provided, however, that
Party A's obligations to find a transferee and to post Eligible Collateral under
such Credit Support Annex shall remain in effect only for so long as a Ratings
Event is continuing with respect to Party A. For the purpose hereof, a "Ratings
Event" shall occur with respect to Party A if the long-term and short-term
senior unsecured deposit ratings of Party A cease to be at least AA- and A-1 by
Standard & Poor's Ratings Service ("S&P") and at least Aa3 and P-1 by Moody's
Investors Service, Inc. ("Moody's") and at least AA- and F1 by Fitch Ratings
("Fitch"), to the extent such obligations are rated by S&P, Moody's and Fitch.
"Rating Agency Condition" means, with respect to any action taken or to be
taken, a condition that is satisfied when S&P, Moody's and Fitch have confirmed
that such action would not result in the downgrade, qualification (if
applicable) or withdrawal of the rating then assigned by such Rating Agency to
the applicable class of Certificates. The failure by Party A to post Eligible
Collateral in accordance herewith or to transfer its rights and obligations
hereunder shall constitute an Additional Termination Event for which Party A
shall be the sole Affected Party.

10. Additional Termination Event.

      It shall be an Additional Termination Event if any amendment and/or
supplement to any document that pertains to the Form Master Agreement and/or
this Transaction is made without the prior written consent of Party A (such
consent not to be unreasonably withheld), if such amendment and/or supplement
would: (i) adversely affect any of Party A's rights or obligations hereunder
and/or under the Form Master Agreement; or (ii) modify the obligations of, or
impair the ability of, Party B to fully perform any of Party B's obligations
hereunder and/or under the Form Master Agreement. In connection with such
Additional Termination Event, Party B shall be the sole Affected Party.

11. Waiver of Right to Trial by Jury.

      EACH PARTY HEREBY IRREVOCABLY WAIVES ANY AND ALL RIGHTS TO TRIAL BY JURY
WITH RESPECT TO ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS
TRANSACTION.

12. Eligible Contract Participant.

      Each party represents to the other party that it is an "eligible contract
participant" as defined in Section 1a(12) of the U.S. Commodity Exchange Act, as
amended.

13. Notice by Facsimile Transmission.

      Section 12(a) of the Form Master Agreement is hereby amended by deleting
the parenthetical "(except that a notice or other communication under Section 5
or 6 may not be given by facsimile transmission or electronic messaging
system)."

14. Representations.

      Wells Fargo Bank, N.A., acting on behalf of Party B, as trustee,
represents that: (a) it is duly organized and validly existing as a national
banking association under the laws of the jurisdiction of its
organization/formation; (b) it has been directed pursuant to the Pooling
Agreement to enter into this Transaction (including the Form Master Agreement)
and to perform its obligations hereunder (and thereunder); (c) the Transaction
and the performance of its obligations hereunder (and under the Form Master
Agreement) do not violate any material obligation of such Party; (d) each of the
Pooling and Servicing Agreement and the other transaction documents related
thereto (the "Transaction Documents") to which it is a party has been duly
authorized, executed and delivered by it; (e) assuming the due authorization,
execution and delivery thereof by the other parties thereto, each of the Pooling
and Servicing Agreement and the other Transaction Documents to which it is a
party constitutes the legal, valid and binding obligations of it, enforceable
against it in accordance with the terms thereof, subject to applicable
bankruptcy, insolvency and similar laws or legal principles affecting creditors'
rights generally; (f) the Pooling and Servicing Agreement and the other
Transaction Documents to which Party B is a party are in full force and effect
on the date hereof and there have been no amendments or waivers or modifications
of any of the terms thereof since the original execution and delivery of the
Pooling and Servicing Agreement and the other Transaction Documents to which
Party B is a party, except such as may have been delivered to Party A and to
Party B; (g) to its knowledge, no event of default (or event which would, with
the passage of time or the giving of notice, or both, constitute an event of
default) has occurred under any of the Transaction Documents to which Party B is
a party; and (h) the person executing this Confirmation is duly authorized to
execute and deliver it on behalf of Party B.

15. Multibranch Party.

      For purpose of Section 10(c) of the Form Master Agreement: (a) Party A is
a Multibranch Party, and may act through its Charlotte, North Carolina, Chicago,
Illinois, San Francisco, California, New York, New York, Boston, Massachusetts
or London, England Office or such other Office as may be agreed to by the
parties in connection with a Transaction; and (b) Party B is not a Multibranch
Party.

16. Other Provisions.

      (a) Addresses for notices. As set forth on page 1 hereof and, with respect
to Party A, the fax no. set forth on the signature page to this letter
agreement.

      (b) For the purpose of Section 13(c) of the Form Master Agreement: (i)
Party A appoints as its Process Agent, not applicable; and (ii) Party B appoints
as its Process Agent, not applicable.

      (c) Section 12(a)(ii) of the Form Master Agreement is deleted in its
entirety.

      (d) Party A may assign its rights and obligations hereunder to any entity
so long as the Rating Agency Confirmation is satisfied.

      (e) USA PATRIOT Act Notice. Party A hereby notifies Party B that pursuant
to the requirements of the USA Patriot Act (Title III of Pub. L. 107-56 (signed
into law October 26, 2001)) (the "Act"), it is required to obtain, verify and
record information that identifies Party B, which information includes the name
and address of Party B and other information that will allow Party A to identify
Party B in accordance with the Act.

      (f) It is expressly understood and agreed by the parties hereto that
insofar as this Confirmation is executed by the Trustee (i) this Confirmation is
executed and delivered by Wells Fargo Bank, N.A., not in its individual capacity
but solely as Trustee under the Pooling and Servicing Agreement in the exercise
of the powers and authority conferred and vested in it thereunder, (ii) each of
the representations, undertakings and agreements herein made on behalf of the
trust formed under the Pooling and Servicing Agreement is made and intended not
as personal representations, undertakings and agreements of the Trustee but is
made and intended solely for the purpose of binding only Banc of America
Alternative Loan Trust 2006-2, and (iii) under no circumstances shall Wells
Fargo Bank, N.A., in its individual capacity be personally liable for the
payment of any indebtedness or expenses or be personally liable for the breach
or failure of any obligation, representation, warranty or covenant made or
undertaken by it on behalf of Banc of America Alternative Loan Trust 2006-2
under this Confirmation. Notwithstanding the foregoing (or anything to the
contrary herein), Wells Fargo Bank, N.A. shall be liable for its own fraud,
negligence, willful misconduct and/or bad faith.

      (g) The Events of Default specified under Sections 5(a)(ii) - 5(a)(vi) of
the Form Master Agreement will not apply to either Party A or Party B.

      (h) With respect to Party B only, the provisions of Section 5(a)(vii)
clause 2 of the Form Master Agreement will not be applicable as an Event of
Default.

      (i) Without affecting the provisions of the Form Master Agreement
requiring the calculation of certain net payment amounts, as a result of an
Event of Default or Additional Termination Event or otherwise, all payments
under the Form Master Agreement will be made without setoff.

      (j) Party A agrees that it will not, prior to the date that is one year
and one day from the Trade Date, acquiesce in, petition or otherwise invoke or
cause Party B to invoke the process of any court or governmental authority for
the purpose of commencing or sustaining a case against Party B under any federal
or state bankruptcy, insolvency or similar law or for the purpose of appointing
a receiver, liquidator, assignee, trustee, custodian, sequestrator or other
similar official for Party B or any substantial part of the property of Party B,
or for the purpose of ordering the winding up or liquidation of the affairs of
Party B. Nothing herein (nor in the Form Master Agreement) shall prevent Party A
from participating in any such proceeding once commenced.

      (k) Section 9(b) of the Form Master Agreement is hereby amended by adding
the following at the end of such Section: ", and unless the Rating Agency
Condition is satisfied, unless such amendment clarifies any term or provision,
corrects any inconsistency, cures any ambiguity, or corrects any typographical
error."

      (l) Before any amendment and/or supplement is made to any document that
pertains to the Form Master Agreement and/or any Transaction thereunder, Party B
must first obtain the prior written consent of Party A (such consent not to be
unreasonably withheld) if such amendment and/or supplement would: (a) adversely
affect any of Party A's rights or obligations under the Form Master Agreement;
or (b) modify the obligations of, or impact the ability of, Party B to fully
perform any of Party B's obligations under the Form Master Agreement.

17. Compliance with Regulation AB. In connection with the Pooling and Servicing
Agreement, the Sponsor has advised Party B that this Confirmation is a
derivative instrument as described in Item 1115 of Regulation AB under the
Securities Act of 1933 and the Securities Exchange Act of 1934, as amended
("Regulation AB"), and not a credit support contract described in Item 1114 of
Regulation AB.

      (a) In accordance with Regulation AB, Party A represents that: (i) the
name of the derivative counterparty is Bank of America, N.A.; (ii) the
organizational form of the derivative counterparty is a national banking
association organized under the laws of the United States; and (iii) the general
character of the business of the derivative counterparty is to be engaged in a
general consumer banking, commercial banking and trust business, offering a wide
range of commercial, corporate, international, financial market, retail and
fiduciary banking services.

      (b) Party A has been advised that Party B (and/or certain affiliates of
Party B) is required under Regulation AB to disclose certain financial
information regarding Party A depending on the applicable "significance
percentage" of this Confirmation, as calculated from time to time in accordance
with Item 1115 of Regulation AB (as discussed in the Pooling and Servicing
Agreement). Party A has been advised by the Sponsor (as defined in the Pooling
and Servicing Agreement) that the applicable "significance percentage" of this
Confirmation is less than 10%, and accordingly, no financial information
regarding Party A need be disclosed at this time in accordance with Item 1115 of
Regulation AB.

      (c) If required, Party A shall provide to Party B the applicable financial
information described under Item 1115(b)(1) or (b)(2), as applicable, of
Regulation AB (the "Reg AB Information") within five (5) Local Business Days of
receipt of a written request for such Reg AB Information by Party B (the
"Response Period"), so long as the Sponsor has advised Party B in good faith,
that such information is required under Regulation AB; provided, however, that
if Party A, in good faith, determines that it is unable to provide the Reg AB
Information within the Response Period, then, subject to the Rating Agency
Condition, Party A shall use reasonable efforts to cause a Reg AB Approved
Entity (as defined below) to replace Party A as party to this Confirmation on
terms substantially similar to this Confirmation prior to the expiration of the
Response Period.

      (d) "Reg AB Approved Entity" means any entity that (i) has the ability to
provide the Reg AB Information and (ii) meets or exceeds the Approved Rating
Thresholds (as defined below). If Party B requests (in writing) the Reg AB
Information from Party A, then Party B shall promptly (and in any event within
two (2) Local Business Days of the date of the request for the Reg AB
Information) provide Party A with a written explanation of how the significance
percentage was calculated.

      (e) "Approved Rating Thresholds" means a long-term and short-term senior
unsecured deposit rating of at least A and A-1 by S&P, A1 and P-1 by Moody's or
A and F1 by Fitch, to the extent such obligations are rated by S&P, Moody's and
Fitch.

<PAGE>

Please confirm that the foregoing correctly sets forth the terms and conditions
of our agreement by returning within three (3) Business Days via telecopier an
executed copy of this Confirmation to the attention of Global FX and Derivative
Operations (fax no.(+1) 866 255 1444). Failure to respond within such period
shall not affect the validity or enforceability of this Transaction, and shall
be deemed to be an affirmation of the terms and conditions contained herein,
absent manifest error.

Yours sincerely,

Bank of America, N.A.

By:
    -----------------------------------------
    Name:
    Title:

Confirmed as of the date above:

Banc of America Alternative Loan Trust 2006-2

By: Wells Fargo Bank, N.A. not in its individual capacity, but solely as
Trustee on behalf of Banc of America Alternative Loan Trust 2006-2

By:
    -----------------------------------------
    Name:
    Title:

<PAGE>

                                   SCHEDULE A

                     Our Reference Numbers: 4481957, 4481958

             Notional Amount         Start
                  (USD)               Date           End Date
              17,627,000.00         2/25/2006        3/25/2006
              17,457,077.00         3/25/2006        4/25/2006
              17,241,980.00         4/25/2006        5/25/2006
              16,982,282.00         5/25/2006        6/25/2006
              16,678,639.00         6/25/2006        7/25/2006
              16,331,790.00         7/25/2006        8/25/2006
              15,942,554.00         8/25/2006        9/25/2006
              15,511,832.00         9/25/2006       10/25/2006
              15,040,602.00        10/25/2006       11/25/2006
              14,529,918.00        11/25/2006       12/25/2006
              13,980,909.00        12/25/2006        1/25/2007
              13,400,823.00         1/25/2007        2/25/2007
              12,827,649.00         2/25/2007        3/25/2007
              12,264,804.00         3/25/2007        4/25/2007
              11,712,165.00         4/25/2007        5/25/2007
              11,169,612.00         5/25/2007        6/25/2007
              10,637,028.00         6/25/2007        7/25/2007
              10,114,295.00         7/25/2007        8/25/2007
               9,601,297.00         8/25/2007        9/25/2007
               9,097,920.00         9/25/2007       10/25/2007
               8,604,051.00        10/25/2007       11/25/2007
               8,119,578.00        11/25/2007       12/25/2007
               7,644,390.00        12/25/2007        1/25/2008
               7,178,379.00         1/25/2008        2/25/2008
               6,721,436.00         2/25/2008        3/25/2008
               6,273,456.00         3/25/2008        4/25/2008
               5,834,331.00         4/25/2008        5/25/2008
               5,403,960.00         5/25/2008        6/25/2008
               4,982,238.00         6/25/2008        7/25/2008
               4,569,064.00         7/25/2008        8/25/2008
               4,164,336.00         8/25/2008        9/25/2008
               3,767,957.00         9/25/2008       10/25/2008
               3,379,828.00        10/25/2008       11/25/2008
               2,999,851.00        11/25/2008       12/25/2008
               2,627,931.00        12/25/2008        1/25/2009
               2,263,973.00         1/25/2009        2/25/2009
               1,907,884.00         2/25/2009        3/25/2009
               1,559,570.00         3/25/2009        4/25/2009
               1,218,940.00         4/25/2009        5/25/2009
                 885,904.00         5/25/2009        6/25/2009
                 560,372.00         6/25/2009        7/25/2009
                 242,256.00         7/25/2009        8/25/2009EXHIBIT 4.2

                        MORTGAGE LOAN PURCHASE AGREEMENT

            This Mortgage Loan Purchase Agreement (the "Agreement"), dated
February 27, 2006, is between Banc of America Mortgage Securities, Inc., a
Delaware corporation (the "Purchaser" or the "Company") and Bank of America,
National Association, a national banking association ("BANA" or the "Seller").

            The Purchaser and the Seller hereby recite and agree as follows:

            1. Defined Terms. Terms used without definition herein shall have
the respective meanings assigned to them in the Pooling and Servicing Agreement
dated February 27, 2006 (the "Pooling and Servicing Agreement"), among the
Company, BANA, as servicer and Wells Fargo Bank, N.A., as trustee (the
"Trustee"), relating to the issuance of the Banc of America Alternative Loan
Trust 2006-2 Mortgage Pass-Through Certificates, Series 2006-2 (the
"Certificates") or, if not defined therein, in the underwriting agreement dated
February 24, 2006 (the "Underwriting Agreement"), among the Company, BANA and
Banc of America Securities LLC (the "Underwriter") or in the purchase agreement
dated February 27, 2006 (the "Purchase Agreement"), among the Company, BANA and
Banc of America Securities LLC.

            2. Purchase Price; Purchase and Sale. The Seller agrees to sell, and
the Company agrees to purchase, the mortgage loans (the "Mortgage Loans"),
listed in Exhibit I hereto. The purchase price (the "Purchase Price") for the
Mortgage Loans shall consist of $447,751,843.46 payable by the Company to the
Seller on the Closing Date in immediately available funds.

            Upon payment of the Purchase Price, the Seller shall be deemed to
have transferred, assigned, set over and otherwise conveyed to the Company all
the right, title and interest of the Seller in and to the Mortgage Loans,
including all interest and principal received or receivable by the Seller on or
with respect to the Mortgage Loans after the Cut-off Date (and including
scheduled payments of principal and interest due after the Cut-off Date but
received by the Seller on or before the Cut-off Date and Principal Prepayments
received or applied on the Cut-off Date, but not including payments of principal
and interest due on the Mortgage Loans on or before the Cut-off Date), together
with all of the Seller's rights, title and interest in and to the proceeds of
any related title, hazard, primary mortgage, mortgage pool policy or other
insurance policies, but excluding any fees payable by a Mortgagor for the right
to cancel any portion of principal or interest of a BPP Mortgage Loan. The
Company hereby directs the Seller, and the Seller hereby agrees, to deliver to
the Trustee all documents, instruments and agreements required to be delivered
by the Company to the Trustee under the Pooling and Servicing Agreement and such
other documents, instruments and agreements as the Company or the Trustee shall
reasonably request.

            3. Representations and Warranties. The Seller hereby represents and
warrants to the Company that (i) the Company's representations and warranties to
the Trustee pursuant to Section 2.04 of the Pooling and Servicing Agreement
insofar as they relate to the Mortgage Loans are true and correct, as of the
date thereof, and (ii) the Seller has not dealt with any broker, investment
banker, agent or other Person (other than the Company and Banc of America
Securities LLC) who may be entitled to any commission or compensation in
connection with the sale of the Mortgage Loans. The Seller hereby agrees to cure
any breach of such representations and warranties in accordance with the terms
of the Pooling and Servicing Agreement.

            4. Repurchase or Substitution. The Seller hereby agrees to
repurchase any Mortgage Loan (i) for which any document is not delivered, as
provided in paragraph 2 above, (ii) which is found by the Trustee to be
defective in any material respect, as provided in the Pooling and Servicing
Agreement, or (iii) which is discovered at any time not to be in conformance
with the representations and warranties referred to in paragraph 3 above and
which document relating thereto the Seller does not deliver or which defect or
breach the Seller does not cure (as provided in paragraph 3 above) within 90
days after the date of notice thereof from the Trustee or the Company, at a
price equal to the then unpaid principal balance thereof, plus accrued and
unpaid interest at the applicable Mortgage Interest Rate, through the last day
of the month in which such repurchase takes place. In addition, the Seller
hereby agrees to reimburse the Purchaser for any Reimbursement Amount.
Alternatively, the Seller hereby agrees, if so requested by the Company, to
substitute for any such Mortgage Loan, a new mortgage loan having
characteristics such that the representations and warranties referred to in
paragraph 3 above would not have been incorrect (except for representations and
warranties as to the correctness of the Mortgage Loan Schedule) had such
substitute mortgage loan originally been a Mortgage Loan. The Seller further
agrees that a substituted mortgage loan will have on the date of substitution
the criteria set forth in the definition of "Substitute Mortgage Loan" in the
Pooling and Servicing Agreement. The Seller shall remit to the Company, in cash,
the difference between the unpaid principal balance of the Mortgage Loan to be
substituted and the unpaid principal balance of the substitute mortgage loan.

            5. BPP Mortgage Loans. With respect to any BPP Mortgage Loan, the
Seller hereby agrees to remit to the Trustee, on behalf of the Trust, as
assignee of the Company (a) the amount of any principal and interest due by a
Mortgagor and cancelled for any month pursuant to the terms of the related
Mortgage Note (the "Monthly Covered Amount") upon the disability or involuntary
unemployment of the related Mortgagor or (b) the outstanding principal balance
of the Mortgage Loan cancelled pursuant to the terms of the related Mortgage
Note together with accrued interest at the Mortgage Interest Rate minus the
Servicing Fee Rate to the date of cancellation (the "Total Covered Amount") upon
the accidental death of the related Mortgagor. Any Monthly Covered Amount
payable by the Seller pursuant to clause (a) this Section 5 shall be deposited
by the Seller in the Servicer Custodial Account on or prior to, in the case of
the Monthly Covered Amount, the Remittance Date relating to the Distribution
Date immediately following the Due Date as to which such Monthly Covered Amount
relates and, in the case of a Total Covered Amount, the Remittance Date relating
to the Distribution Date in the month following the month in which the
cancellation to which such Total Covered Amount relates occurs.

            6. Underwriting. The Seller hereby agrees to furnish any and all
information, documents, certificates, letters or opinions with respect to the
mortgage loans, reasonably requested by the Company in order to perform any of
its obligations or satisfy any of the conditions on its part to be performed or
satisfied pursuant to the Underwriting Agreement or the Purchase Agreement at or
prior to the Closing Date.

            7. Costs. The Company shall pay all expenses incidental to the
performance of its obligations under the Underwriting Agreement and the Purchase
Agreement, including without limitation (i) any recording fees or fees for title
policy endorsements and continuations, (ii) the expenses of preparing, printing
and reproducing the Prospectus, the Prospectus Supplement, the Underwriting
Agreement, the Private Placement Memorandum, the Purchase Agreement, the Pooling
and Servicing Agreement and the Certificates and (iii) the cost of delivering
the Certificates to the offices of Banc of America Securities LLC insured to the
satisfaction of Banc of America Securities LLC.

            8. Notices. All demands, notices and communications hereunder shall
be in writing, shall be effective only upon receipt and shall, if sent to the
Company, be addressed to it at Banc of America Mortgage Securities, Inc., 214
North Tryon Street, Charlotte, North Carolina, 28255, Attention: General Counsel
with a copy to the Chief Financial Officer, or if sent to BANA, be addressed to
it at Bank of America, National Association, 101 South Tryon Street, Charlotte,
North Carolina, 28255, Attention: General Counsel with a copy to the Treasurer.

            9. Trustee Beneficiary. The representations, warranties and
agreements made by the Seller in this Agreement are made for the benefit of, and
may be enforced by, the Trustee and the Holders of Certificates to the same
extent that the Trustee and the Holders of Certificates, respectively, have
rights against the Company under the Pooling and Servicing Agreement in respect
of representations, warranties and agreements made by the Company therein.

            10. Recharacterization. The parties to this Agreement intend the
conveyance by the Seller to the Purchaser of all of its right, title and
interest in and to the Mortgage Loans pursuant to this Agreement to constitute a
purchase and sale and not a loan. Notwithstanding the foregoing, to the extent
that such conveyance is held not to constitute a sale under applicable law, it
is intended that this Agreement shall constitute a security agreement under
applicable law and that the Seller shall be deemed to have granted to the
Purchaser a first priority security interest in all of the Seller's right, title
and interest in and to the Mortgage Loans.

            11. Miscellaneous. This Agreement shall be governed by and construed
in accordance with the laws of the State of New York without regard to the
conflict of law provisions. Neither this Agreement nor any term hereof may be
changed, waived, discharged or terminated except by a writing signed by the
party against whom enforcement of such change, waiver, discharge or termination
is sought. This Agreement may not be changed in any manner which would have a
material adverse effect on Holders of Certificates without the prior written
consent of the Trustee. The Trustee shall be protected in consenting to any such
change to the same extent provided in Article IX of the Pooling and Servicing
Agreement. This Agreement may be signed in any number of counterparts, each of
which shall be deemed an original, which taken together shall constitute one and
the same instrument. This Agreement shall bind and inure to the benefit of and
be enforceable by the Company and the Seller and their respective successors and
assigns.

<PAGE>

            IN WITNESS WHEREOF, the Company and the Seller have caused this
Agreement to be duly executed by their respective officers as of the day and
year first above written.

                                       BANC OF AMERICA MORTGAGE SECURITIES,
                                      INC.

                                       By:
                                          --------------------------------------
                                          Name:   Judy Lowman
                                          Title:  Vice President

                                       BANK OF AMERICA, NATIONAL ASSOCIATION

                                       By:
                                          --------------------------------------
                                          Name:   Stephen A. Cummings
                                          Title:  Senior Vice President

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