Document:

EXHIBIT 4.10

                                                         Standard Chartered

Date:          11th May 2001            Standard Chartered Bank
Our ref: C&I/LC/TEAM3/BKH               Corporate & Institutions, Wholesale Bank
                                        Credit Operations
                                        11th Floor Standard Chartered Tower
                                        388 Kwun Tong Road
                                        Kwun Tong
                                        Hong Kong

                                        Telephone
                                        Fax

CONFIDENTIAL
------------

Bonso Electronics Ltd.
Units 1106-1110
11/F., Star House
3 Salisbury Road
Tsimshatsui
Kowloon

Attn.: Mr. Anthony So/Ms. Cathy Pang
------------------------------------

Dear Sirs,

                   BANKING FACILITIES: BONSO ELECTRONICS LTD.

We refer to our letter dated 5th March 2001 setting out the facilities made
available to your company (the "Company"), as varied by our letters dated 11th
May 2001 and 17th May 2002.

Following our recent discussions, we confirm that the terms of the facilities
have been varied as follows:

The following facility is added:

STANDBY LETTER OF CREDIT - HKD20,000,000.- (NEW)

For the issuance to Deutsche Bank in support of credit facilities granted to
Korona Haushaltswaren GmbH & Co. by Deutsche Bank.  The tenor is one year up to
10th May 2002.  Commision will be charged at 1.5% per annum.

CURRENT ACCOUNT OVERDRAFT - HDK3,000,000 - (previously HKD3,000,000.-)

The amount of this facility is reduced from HKD6,000,000.- to HKD3,000,000.-

INTEREST, COMMISSIONS AND FEES

Under this paragraph, interest on Trade Finabce Facilities is revised to read as
follows: -

Export bills will be discounted and import bills will be financed at our
standard bills finance rate minus 0.5% for Hong Kong Dollar and United States
Dollar bills and at our standard bills finance rates plus 0.5% per annum
(previously at our standard bills finance rates plus 0.25% per annum) for other
foreign currency bills. All past due bills shall bear interest at 4% per annurn
above the rates charged on your regular bills outstandings.

Other terms and conditions remain unchanged.

Incorporated in England with limited liability by Royal Charter 1853

The principal office of the Company is situated in England at 1 Aldermanbury
Square London EC2V 79B Reference Number ZC 18

<PAGE>

                                                              STANDARD CHARTERED

Bonso Electronics Ltd.                                                    Page 2

DOCUMENTATION

The following documentation is no longer required:

o    All monies charge over deposits held by the Company with the Bank in an
     amount of not less than HKD5,000,000.
     (10% extra margin required for major foreign currency deposits. The Bank
     reserves the right to require a higher margin.) .

o    A signed original copy of quarterly financial statements of Korana
     Haushaltswaren GmbH & Co. within 2 months from each quarter end.

The variations set out above will take effect when we have received:

o    The enclosed copy of this letter duly signed together with a certified copy
     of appropriate authortsing board resolutions.

o    The required documentation mentioned in the Documentation Section.

Please sign the enclosed copy of this letter and return It to the Banks Credit
Operations at 11th Floor, Standard Chartered Tower, 388 Kwun Tong Road, Kwun
Tong, Hong Kong for the attention of the undersigned within one month after the
date of this letter. This letter will amend the terms of the existing facility
letter which the Bank has Issued to the Company, as set out above. In all other
respects, the terms of the existing facility letter will remain in full force
and effect. This letter will be governed by Hong Kong SAR law.

We enclose a set of documents which should also be completed and returned to the
Bank at the above mentioned address. If you have any queries regarding the
completion ot the required documents, please contact the undersigned, whose
telephone number is 2282-6376. With regard to queries on banking arrangements,
you can contact your Senior Relationship Manager Mr. PhIlip Chow, whose
telephone number is 2282-6324.

<PAGE>

                                                              STANDARD CHARTERED

Bonso Electronics Ltd.                                                    Page 3

We are pleased to be of service to you and take this opportunity to thank you
again for your custom.

Yours faithfully,
For and on behalf of STANDARD CHARTERED BANK

/s/  Anita Poon
-----------------------------
     Anita Poon
     Senior Credit Documentation Manager

AP/bn
Encl.

Agreed.
For and on behalf of BONSO ELECTRONICS LTD.

/s/ Anthony So
-----------------------------EXHIBIT 4.11

                                                                        Standard
 Date:          17th May 2002                                          Chartered
 Our ref:   C&I/LC/TEAM3/BKH

CONFIDENTIAL
------------

 Bonso Electronics Ltd.
 Units 1106-1110
 11 /F., Star House
 3 Salisbury Road
 Tsimshatsui, Kowloon

Attn.: Mr: Anthony So/Ms. Cathy Pang
------------------------------------

Dear Sirs,

                    BANKING FACILITIES: BONSO ELECTRONICS:LTD

We refer to our letter dated 5th March 2001 setting out the facilities made
available to your company (the "Company"), as varied by our letter dated 11th
May 2001.

Following our recent discussions, we confirm that the facilities have been
renewed on unchanged basis except the following variations:

STANDBY LETTER OF CREDIT - HKD20,000,000.-

The tenor of the Standby Letter of Credit issued to Deutsche Bank in support of
credit facilities granted to Korona Haushaltswaren GmbH & Co. by Deutsche Bank
has been extended for another 12 months.

INTEREST, COMMISSIONS AND FEES

The first paragraph under this heading is revised to read as follows:-

Unless otherwise specified, interest on all sums advanced will be payable
monthly in arrears at Prime or HIBOR, whichever is higher. A default rate of 8%
per annum over Prime or HIBOR, whichever is higher, will apply to amounts not
paid when due or in excess of agreed facility amounts. "Prime" means the rate
which we announce or apply from time to time as our prime rate for lending Hong
Kong Dollars, "HIBOR" means the rate which we determine to be the Hong Kong
Interbank Offered Rate for the relevant period and "LIBOR" means the rate which
we determine to be the London Interbank Offered Rate for the relevant period.
Export bills will be discounted and import bills will be financed at our
standard bills finance rate minus 0.5% per annum for Hong Kong Dollar bills, at
LIBOR plus 2% per annum for United States Dollar' bills and at our standard
bills finance rates plus 0.25% per annum for other foreign currency bills. All
past due bills shall bear interest at % per annum above the rates charged on
your regular bills outstandings.

Standard Chartered Bank
Corporate & Institutional Banking
Credit Operations
11th Floor Standard Chartered Tower
388 Kwun Tong Road Kwun Tong Hong Kong

Incorporated in England with limited liability by Royal Charter 1853
The principal office of the Company is situated in England at 1 Aldermanbury
Square London EC2V 79B Reference Number ZC 18

================================================================================

<PAGE>

Bonso Electronics Ltd.                                                    Page 2

An arrangement fee of HKD10,000.- will be payable upon your acceptance of this
letter.

DOCUMENTATION

The following documentation is no longer required:

o    All movies charge over deposits held by the Company with the Bank in an
     amount of not less than HKD7,000,000.- to cover the Standby Letter of
     Credit Facility. (10% extra margin required for major foreign currency
     deposits. The Bank reserves the right to require a higher margin.)

By acceptance of this letter the Company gives consent to the Bank to disclose
details of the Company's account relationship with the Bank (including credit
balances and any security given for the facilities) to all or any of the
following persons (whether in or outside Hong Kong): (i) its Head Office and any
of its offices, branches, related companies or associates, (ii) any actual or
proposed participant or sub-participant in, or assignee or novatee of the Bank's
rights in relation to the Company's accounts, (iii) any agent, contractor or
third party service provider which provides services of any kind to the Bank in
connection with the operation of its business, (iv) any financial institution
with which the Company has or proposes to have dealings to enable credit checks
to be conducted on the Company, and (v) any person to whom the Bank is under an
obligation to make disclosure under the requirements of any law binding on the
Bank or any of its branches.

Please sign the enclosed copy of this letter by a director on behalf of the
Company and return it to the Bank's Credit Operations at 11th Floor, Standard
Chartered Tower, 388 Kwun Tong Road, Kwun Tong, Kowloon, for the attention of
the undersigned, within one month after the date of this letter. This letter
will amend the terms of the existing facility letters which the Bank has issued
to the Company as previously varied, as set out above. In all other respects,
the terms of the existing facility letters as previously varied will remain in
full force and effect. This letter will be governed by Hong Kong SAR law. .

If you have any queries, please contact our Senior Relationship Manager Mr.
Joseph Ng, whose telephone number is 2821-1810.

================================================================================

<PAGE>

Bonso Electronics Ltd.                                                    Page 3

We are pleased to be of service to you and take this opportunity to thank you
again for your custom.

Yours faithfully,
For and on behalf of STANDARD CHARTERED BANK

/s/  Anita Poon
-----------------------------
     Anita Poon
     Senior Credit Documentation Manager

AP/ky
Encl.

Agreed.
For and on behalf of BONSO ELECTRONICS LTD.

/s/ Anthony So
-----------------------------
Director

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