Document:

<PAGE>

                                RENTAL AGREEMENT

This Rental Agreement is made as of January 1, 2004 between VASCULAR SCIENCES
CORPORATION (Tenant), and CORNISH PROPERTIES CORPORATION (Landlord).

WHEREAS, Landlord is willing to rent office, warehouse and storage space (as
defined below) at 612 Florida Avenue, Palm Harbor (Ozona), Florida to Tenant;
and

WHEREAS, Tenant is willing to rent the space in said building.

In consideration of the benefits to come to each party, the parties agree as
follows:

     1.   Rented Premises. Landlord agrees to rent to Tenant space contained in
          the building at 612 Florida Avenue, Palm Harbor, (Ozona), Florida
          34683.

     2.   Term. The term of this rental agreement shall be for two (2) years
          beginning on the 1st day of January 2004, and ending on the 31st day
          of December 2005. Tenant may terminate the lease with three (3) months
          written notice. The lease may be renewed for additional 1-year
          periods, but will provide three (3) months written notice of the
          intent to renew the lease.

     3.   Rent. The monthly rent will be $2,745, payable by the 10th day of each
          month beginning on January 1, 2004.

     4.   Determination of Rental Amount.

<TABLE>
          <S>                                                               <C>
          Approx 2,100 square feet of office space @ $11.70 per sq. ft.     $24,570
          Approx 820 square feet of warehouse space @ $6.63 per sq. ft.     $ 5,437
          Approx 2,100 square feet of loft / storage @ $0.37 per sq. ft.    $   777
                                                                            -------

          TOTAL                                                             $30,784
          Sales Tax (7%)                                                    $ 2,154

          Total Annual                                                      $32,938

          Paid in monthly payments of                                       $ 2,745

</TABLE>

     5.   Additional provisions: Tenant will be responsible for its incurred
          costs for the monthly telephone, electricity, dumpster, answering
          service, phone system, and cleaning service. Landlord will be
          responsible for property tax, building insurance, alarm system,
          surveillance system, water, and landscaping.

     6.   Default. In the event Tenant defaults on the payment of rent, after
          having received fifteen (15) days notice, Landlord may pursue any
          remedies available to Landlord under Florida law to enforce the terms
          of this agreement, including termination of the agreement and recovery
          of payment for the balance of the rental payments due under this
          agreement.
<PAGE>

     7.   Assignment. Tenant may not assign this Agreement without the written
          consent of Landlord.

     8.   Legal Action. In the event either party brings legal action to enforce
          the terms of this agreement, the prevailing party shall recover its
          costs and attorneys' fees incurred in such legal action from the
          non-prevailing party.

IN WITNESS WHEREOF, Tenant and Landlord have signed and sealed this Agreement
effective the day and year first written above.

                                                  /s/ John Cornish
                                                  ------------------------------
                                                  Cornish Properties Corporation
Jan. 1/04
---------------------
Date
                                                  /s/ Bill Dumencu
                                                  ------------------------------
                                                  Vascular Sciences Corporation
Jan. 1/04
----------------------
Date<PAGE>

                  THIS SUB-SUBLEASE made as of the 29th day of September, 2004,

BETWEEN:

                                            ECHO ONLINE INTERNET, INC.
                                            (the "Sub-Sublandlord")

                                            - and -

                                            OCCULOGIX, INC.
                                            (the "Sub-Subtenant")

IN RESPECT OF
PREMISES AT:                                2600 Skymark Avenue
                                            Building 9, Suite 201
                                            Mississauga, Ontario

WHEREAS:

CLAURUS CORPORATION acts as both "Tenant" and "Sublandlord"

ECHO ONLINE INTERNET, INC. acts as both "Subtenant" and "Sub-Sublandlord"

OCCULGIX, INC. acts as "Sub-Subtenant"

         A. By a lease (SUCH LEASE AS AMENDED BY A LETTER AGREEMENT DATED
FEBRUARY 27, 2001 HEREINAFTER REFERRED TO AS THE ("HEAD LEASE") dated November
9, 2000 between Penyork Properties III, Inc. (the "Head Landlord") and the
Sublandlord, the Head Landlord leased to the Sublandlord certain premises (the
"Premises") located on the second floor of the building municipally located at
2600 Skymark Avenue, Building 9, Suite 201, Mississauga, Ontario (the
"Building") as more particularly described in the Head Lease;

         B. The Sublandlord has agreed to sublease to the Subtenant all of the
Premises consisting of approximately 5,237 square feet of rentable area (the
"Subpremises") situated on the second floor of the Building as indicated on the
space plan attached as Schedule "A" hereto on the terms and conditions
hereinafter set out;

         C. By a Consent to Sublease (the "Consent") between the Head Landlord,
the Sublandlord and the Subtenant dated August 15, 2002; and

         D. The Sub-Sublandlord has agreed to Sub-Sublease to the Sub-Subtenant
all of the Premises consisting of approximately 5,237 square feet of rentable
area (the Sub-Subpremises") situated on the second floor of the Building as
indicated on the space plan attached as Schedule "A" hereto on the terms and
conditions hereinafter set out;

         E. By a Consent to Sub-Sublease (the "Consent") between the Head
Landlord, the Sublandlord, the Sub-Sublandlord and the Sub-Subtenant dated
September 29, 2004, the Head

<PAGE>

                                       -2-

Landlord and Sublandlord, have verbally agreed to consent to this Sub-Sublease
and written consent will be provided forthwith for execution by all parties; and

         F. The Sub-Subtenant has received and reviewed the Head Lease and
previous Sublease Agreement.

                  NOW THEREFORE THIS AGREEMENT WITNESSETH that in consideration
of the mutual covenants and agreements herein contained, the Sub-Sublandlord and
the Sub-Subtenant do hereby agree, each with the other, as follows:

         1. INTERPRETATION: Words defined in the Head Lease and used herein
shall have the same meaning ascribed to them by Head Lease, except as provided
for herein. The section headings in this agreement have been inserted for
convenience of reference only and shall not be referred to in the interpretation
of this agreement.

         2. DEMISE: The Sub-Sublandlord hereby sub-subleases to the
Sub-Subtenant and the Sub-Subtenant hereby sub-subleases from the
Sub-Sublandlord the Subpremises for a term (the "Term") commencing on November
1st, 2004 (the "Commencement Date") and expiring on January 29, 2006, in
accordance with and subject to the terms, covenants and conditions in this
Sub-Sublease and, except as expressly to the contrary set out herein, the Head
Lease.

         3. EARLY OCCUPANCY PERIOD: The Sub-Subpremises shall be available for
occupancy by the Sub-Subtenant for the period prior to the Commencement Date
(the "Early Occupancy Period") which shall begin immediately after the
Sub-Sublandlord notifies the Sub-Subtenant that the Sub-Subpremises is available
to Sub-Subtenant for the purpose of installing its leasehold improvements, no
later than four (4) weeks prior to the Commencement Date, all in accordance with
and subject to the terms and conditions of the Head Lease. During the Early
Occupancy Period, the Sub-Subtenant shall be bound by all of the terms of this
Sub-Sublease, except that the Sub-Subtenant shall not be obligated to pay Net
Rent or Additional Rent until the Commencement Date, except for any additional
services requested by the Sub-Subtenant. In the event of a delay the
Commencement date shall be moved forward for one day for each day of delay.

         4. ALTERATIONS TO THE SUB-SUBPREMISES: The Sub-Subtenant at it suspense
will be allowed to make alterations at any time during the Term, subject to the
approval of the Sublandlord and Sub-Sublandlord, which approval shall not be
unreasonably withheld, and approval of the Head Landlord, subject to the terms
of the Head Lease, including the payment of any supervision fees required by the
Head Landlord, and subject to the terms of this Sub-Sublease.

         5. AS-IS: The Sub-Subtenant acknowledges and agrees that it has
inspected the Sub-Subpremises and accepts the Sub-Subpremises in an "as is"
condition, subject to the Sub-Sublandlord demising the Sub-Subpremises. The
Sub-Sublandlord shall provide, at no cost to the Sub-Subtenant, the leasehold
improvements currently in place in the Sub-Subpremises, including, without
limiting the generality of the foregoing partitions, window coverings, doors,
carpets, plumbing, lighting, air conditioning, kitchen appliances, electrical
controls and outlets all in "as is" condition. The Sub-Subtenant shall be
permitted, at its option, to abandon all

<PAGE>

                                       -3-

existing leasehold improvements, installations, alterations, partitions and
fixtures installed in the Sub-Subpremises without being obligated to remove same
at the expiry or termination of this Sub-Sublease. Sub-Sublandlord, as part of
the Net Rent, shall provide to the Sub-Subtenant for its exclusive use, the
furniture systems and equipment as listed in the schedule attached as "Schedule
B" hereto (the "Furniture and Equipment") until January 29th, 2006. The
Furniture and Equipment shall remain the property of the Sublandlord during the
Term, and shall not be removed from the Sub-Subpremises. The Sub-Subtenant shall
maintain, repair and replace (with items of comparable quality) any items of
Furniture and Equipment damaged or destroyed by Sub-Subtenant or those for whom
Sub-Subtenant is, in law, responsible, subject to reasonable wear and tear.
Should Sub-Subtenant wish to purchase the furniture at the end of the
Sub-Sublease term, Sub-Sublandlord will calculate a payment at the end of the
Sub-Sublease term.

         6. SUB-SUBTENANT'S COVENANTS: The Sub-Subtenant covenants and agrees to
and with the Sub-Sublandlord as follows:

                  (a) NET RENT: to pay Net Rent as set forth herein.
         Notwithstanding anything to the contrary contained in the Proposal to
         Sub-Sublease signed by the Sub-Sublandlord on September 13, 2004, the
         annual Net Rent shall be $20,948 plus GST (the "Net Rent") commencing
         on November 1, 2004. The annual Net Rent is calculated based on $4.00
         per square foot per annum plus GST. The annual Net Rent shall be paid
         in equal monthly installments in advance on the first day of each month
         without any other deduction or set off during the Term. The amounts
         payable herein are net in all respects and carefree to the
         Sub-Sublandlord and shall include the use of the Furniture and
         Equipment listed on "Schedule B".

                  (b) ADDITIONAL RENT: to pay its proportionate share of all
         operating costs, real estate taxes, utilities and janitorial services
         for the Building ("Additional Rent" together with the Net Rent, the
         "Gross Rent") as provided for and/or defined in the Head Lease and
         attributable to the Sub-Subtenant or the Sub-Subpremises (including
         without limitation its share of taxes and all charges for utilities) to
         the Sub-Sublandlord or as the Sub-Sublandlord may otherwise direct in
         writing. The Head Landlord's estimate for Additional Rent is Eleven
         Dollars and Eleven Cents ($11.11) per square foot of rentable area of
         the Subpremises per annum for the year 2004, and which shall be payable
         in equal monthly installments on the first day of each month of the
         Term, unless otherwise provided in the Head Lease.

                  (c) OBSERVANCE OF HEAD LEASE: to timely and fully observe and
         perform all of the terms, covenants and conditions on the part of the
         tenant contained in the Head Lease to be observed and performed insofar
         as they are applicable to the Sub-Subpremises, all as though the
         Sub-Subtenant were the named tenant thereunder;

                  (d) TRANSFER: the Sub-Subtenant shall have the right to assign
         this Sub-Sublease or sub-sub-sublet all or any portion of the
         Sub-Subpremises subject to the Head Lease, the Head Landlord's prior
         written consent, the Sublandlord's prior written consent, and the
         Sub-Sublandlord's prior written consent, not to be unreasonably
         withheld.

<PAGE>

                                       -4-

                  (e) ACCESS BY LANDLORDS: to permit the Head Landlord in
         accordance with the Head Lease, and at all reasonable times on prior
         notice, the Sublandlord, the Sub-Sublandlord and persons authorized by
         them, to enter and examine the condition of the Sub-Subpremises and
         upon notice by any of them to repair in accordance with such notice and
         the requirements of the Head Lease;

                  (f) INDEMNITY: to indemnify and hold the Sub-Sublandlord, the
         Sublandlord and the Head Landlord wholly harmless against all actions,
         expenses, claims and liabilities in respect of any breach of the
         covenants under the Head Lease (insofar as they are applicable to the
         Sub-Subpremises) and this Sub-Sublease by the Sub-Subtenant or those
         for whom Sub-Subtenant is, in law,. responsible, any damage to property
         occasioned by the Sub-Subtenant's use and occupation of the
         Sub-Subpremises or any part thereof and any personal injury or death
         occurring in or about the Sub-Subpremises. Such indemnity to survive
         the expiration or earlier termination of this Sub-Sublease;

                  (g) INSURANCE: to take out prior to taking occupancy of the
         Sub-Subpremises and maintain throughout the Term insurance in the forms
         and the amounts approved by the sub-Sublandlord, the Sublandlord or
         otherwise required by the Head Lease, including without limitation all
         risks, property and comprehensive general liability insurance naming
         the Sub-Sublandlord and Sublandlord as additional insured and
         containing a waiver of subrogation against the Sub-Sublandlord, the
         Sublandlord and the Head Landlord;

                  (h) USE: to use the Sub-Subpremises only for the purposes of
         general offices for the operation of business procedures and any other
         use permitted by the Head Lease; and

                  (i) SURRENDER: subject to paragraph 5 of this Sub-Sublease, to
         observe and perform on the last day of the Term all of the terms,
         covenants and conditions on the part of the tenant contained in the
         Head Lease to be observed and performed with respect to delivery of
         vacant possession and leaving the Sub-Subpremises in good repair at the
         end of the term of the Head Lease.

         7. SUB-SUBLANDLORD'S COVENANTS: The Sub-Sublandlord hereby covenants
and agrees to and with the Sub-Subtenant that:

                  (a) OBSERVANCE OF THE SUBLEASE: the Sub-Sublandlord shall and
         will from time to time during the residue of the term granted by the
         Sublease pay the Rent and other sums owing by the Sub-Sublandlord
         thereunder, provided the Sub-Subtenant pays its Net Rent and
         proportionate share of Additional Rent and is not otherwise in default
         hereunder;

                  (b) GOOD STANDING: to the best of the Sub-Sublandlord's
         knowledge, the Head Lease is a good, valid and subsisting lease and
         that the Net Rent and Additional Rent and all other charges thereby
         reserved have been duly paid up to and including the date hereof and,
         as far as Sub-Sublandlord is aware, all covenants, agreements and

<PAGE>

                                      -5-

         conditions have been duly kept, observed and performed by the
         Sublandlord and Sub-Sublandlord up to and including the date hereof;

                  (c) AUTHORITY: the Sub-Sublandlord now has good right, full
         power and absolute authority to sub-sublet the Sub-Subpremises to the
         Sub-Subtenant in the manner aforesaid according to the true nature of
         this Sub-Sublease;

                  (d) QUIET ENJOYMENT: subject to payment of the rent hereby
         reserved and the observance and performance of the covenants and
         conditions of the Sub-Subtenant herein contained, the Sub-Subtenant may
         enter into and upon and hold and enjoy the Sub-Subpremises in
         accordance with the provisions of this Sub-Sublease for the Term
         granted by this Sub-Sublease without any interruption by the
         Sub-Sublandlord or by any other person whomsoever claiming by, through
         or under the Sub-Sublandlord;

                  (e) SIGNAGE: the Sub-Subtenant, shall have the right to have
         its name displayed on the building occupancy board, similar to the
         Sub-Sublandlord's existing signage, in accordance with and subject to
         the Head Lease, provided that the sign shall be in a design, size,
         location and in all other respects reasonably satisfactory to the
         Sub-Sublandlord, the Sublandlord and Head Landlord, and shall be
         subject to all municipal governmental requirements and the Head
         Landlord's prior written consent. In addition, the Sub-Subtenant shall
         have the right to display its standard office signage bearing its name
         and logo on the door to the Sub-Subpremises, subject to the Head Lease
         and the Head Landlord's consent. the Sub-Sublandlord shall, at its own
         expense, remove its signage from the Sub-Subpremises prior to the
         Commencement Date. The Sub-Subtenant shall, at its own expense, remove
         its signage upon expiration or earlier termination of the Term or upon
         vacating the Sub-Subpremises and shall restore the wall(s)/door(s) and
         repair any damage resulting from the installation and removal of such
         signage;

                  (f) REAL ESTATE COMMISSIONS: the Sub-Sublandlord agrees to be
         responsible for the payment of all real estate commissions and fees
         earned by J.J. Barnicke Limited as it relates to this transaction based
         on stated office leasing commission rates, and undertakes that the
         Sub-Subtenant shall not be responsible for payment of any such fees or
         commissions; and

                  (g) PARKING: the Sub-Subtenant shall have access to unreserved
         surface parking within close proximity to the Sub-Subpremises, in
         addition to reserved underground parking located in the Building
         garage. Said unreserved and reserved parking shall be free of charge to
         the Sub-Subtenant at a ratio of one and one-half unreserved stalls and
         one and one-half reserved stalls for each 1,000 square feet of rentable
         area in the Building.

         8. MUTUAL COVENANTS: The Sub-Sublandlord and the Sub-Subtenant covenant
and agree each with the other as follows:

                  (a) RIGHT TO PERFORM COVENANTS: without prejudice to any other
         remedies Sub-Sublandlord may have, in the event of failure by the
         Sub-Subtenant to perform its

<PAGE>

                                      -6-

         covenants in this Sub-Sublease for a period of ten days after notice in
         writing is given to the Sub-Subtenant, the Sub-Sublandlord shall be
         entitled (but not obliged) to perform such covenants and the cost
         thereof plus an amount equal to 15% of such cost on account of the
         Sub-Sublandlord's time shall be payable to the Sub-Sublandlord by the
         Sub-Subtenant on demand of the Sub-Sublandlord as additional rent;

                  (b) NOTICES: all notices, demands and requests which may or
         are required to be given by the Sublandlord, the Sub-Sublandlord or the
         Sub-Subtenant hereunder shall be in writing and shall be sent by
         facsimile transmission, mail (postage prepaid) or by personal delivery
         addressed (or in the case of personal delivery, delivered) as follows:

in the case of the Sublandlord:

                                            Clarus World Headquarters
                                            One Landmark Square
                                            Stamford, CT
                                            06901
                                            USA
                                            Attention: Contracts Department
                                            Facsimile: 203-428-2000
                                            Telephone: 203-428-2020

in the case of the Sub-Sublandlord:

                                            Echo Online c/o Primus Canada
                                            5343 Dundas Street West, Suite 600
                                            Toronto, ON
                                            M3B 6K5
                                            Canada
                                            Attention: [X]
                                            Facsimile: [X]
                                            Telephone: [X]

in the case of the Sub-Subtenant:

                                            to the Sub-Subpremises
                                            Attention: [X]
                                            Facsimile: [X]

either party may change its address or facsimile number for the receipt of such
notices and other communications by giving notice thereof to the other; any
notice or other communication by facsimile transmission shall be deemed to have
been given on the next business day following the date of transmission thereof;
any notice by air or surface parcel delivery shall be deemed to have been given
on the next business day following the date of submission to the carrier for
same-day or over-night delivery;

<PAGE>

                                       -7-

         (c) NO WAIVER: any failure from time to time of either the
Sub-Sublandlord or the Sub-Subtenant to insist upon strict performance of any of
the covenants or conditions contained in this Sub-Sublease shall not act as a
waiver of any right to insist on due performance of such covenants or conditions
thereafter and all of such covenants and conditions shall be and remain in full
force and effect;

         (d) INTEREST RATE: any amount not paid by the Sub-Sublandlord to the
Sub-Subtenant or by the Sub-Subtenant to the Sub-Sublandlord shall bear interest
at the prime commercial interest rate from time to time stipulated by Royal Bank
of Canada for Canadian dollar loans plus three percentage points calculated
monthly from the due date until the date of payment;

         (e) REMEDIES: that Sub-Sublandlord shall have all rights and remedies
of the Head Landlord named in the Head Lease as if named as landlord therein and
as if Sub-Subtenant was named as tenant therein, and shall have the right to
enter the Sub-Subpremises, the right to remedy any defaults of Sub-Subtenant and
the right to terminate this Sub-Sublease upon default of Sub-Subtenant without
Sub-Sublandlord being considered guilty of trespass or conversion or becoming
liable for any loss or damage which may be occasioned thereby, provided,
however, that such forfeiture shall be wholly without prejudice to the
Sub-Sublandlord to recover arrears of rent and damages for any antecedent
default by Sub-Subtenant of its covenants under this Sub-Sublease; should
Sub-Sublandlord at any time terminate this Sub-Sublease by reason of any such
event, then, in addition to any other remedies it may have, it may recover from
Sub-Subtenant all damages it may incur as a result of such termination;

         (f) FURTHER ASSURANCES: the Sub-Sublandlord and the Sub-Subtenant shall
and will from time to time and at all times hereafter at the request of any of
the other parties hereto execute such further assurances as the Sub-Sublandlord,
Sub-Subtenant, Sublandlord or Head Landlord, as the case may be, shall
reasonably require;

         (g) DEFAULT OF SUB-SUBLANDLORD/TERMINATION OF LEASE: the
Sub-Sublandlord and the Sub-Subtenant shall promptly provide the other with a
copy of any notice delivered by the Head Landlord. The non-defaulting party
shall have the option to cure any default described in such notice, which the
defaulting party had failed to cure within any cure period stipulated in the
Head Lease or the notice, whichever is the longer period, upon seven (7) days
prior written notice to the defaulting party; in all cases provided that the
defaulting party is not in good faith disputing such default and without
prejudice to any other rights which the Sub-Sublandlord may have; and

         (h) DEPOSIT: the Sub-Subtenant has paid a deposit of ($14,111.71) equal
to two (2) months Gross Rent, plus all applicable Goods and Services Tax, to be
applied towards the Net Rent and Additional Rent accruing for the first month of
the Term and the remainder to be held without interest as security for the
performance by Sub-Subtenant of its obligations and covenants hereunder payable
towards the last months rent due under this Sub-Sublease.

9. RECEIPT OF LEASES: The Sub-Subtenant acknowledges having received and
reviewed a copy of the Head Lease and Sublease Agreement and confirms the
acceptability of the terms and conditions thereof.

<PAGE>

                                       -8-

10. NO FURTHER RIGHTS: Notwithstanding any provision of the Head Lease, the
Sub-Subtenant acknowledges and agrees that it has no right of renewal and there
shall be no rent concessions, no Sub-Sublandlord's work, except as provided
herein, no tenant allowance or any other amount payable by Sub-Sublandlord to
Sub-Subtenant.

11. HEAD LEASE: The Sub-Sublandlord and the Sub-Subtenant acknowledge and agree
that the Head Lease held by Landlord is conferred and imposed upon the
Sublandlord (as tenant therein) and hereby conferred and imposed upon the
Sub-Sublandlord and Sub-Subtenant. If there is any conflict between the
provision of this Sub-Sublease and the provision of the Head Lease which would
permit the Sub-Subtenant to do or cause to be done or suffer or permit any act
or thing to be done which is prohibited by the Head Lease, then the provisions
of the Head Lease shall prevail. Notwithstanding anything to the contrary in
this Sub-Sublease, the rights which the Sub-Subtenant is granted by virtue of
the Head Lease shall exist only against the Head Landlord and Sub-Sublandlord
and Sublandlord shall not be in default under this Sub-Sublease for failure to
render services or perform obligations required of Sub-Sublandlord and
Sublandlord by the terms of this Sub-Sublease which are the responsibility of
the Head Landlord under the Head Lease. In the event of any default or failure
of performance by the Head Landlord, the Sub-Sublandlord agrees upon notice from
the Sub-Subtenant, to make a demand upon the Head Landlord to perform its
obligations under the Head Lease, provided, however, Sub-Sublandlord shall not
be required to bring legal action against the Head Landlord. This Sub-Sublease
is subject to the terms and conditions of the Consent. The Sub-Sublandlord shall
pay all fees to the Head Landlord's for delivering the Consent.

12. CONFIDENTIALITY: Sub-Subtenant acknowledges and agrees that the contents of
this Sub-Sublease are to be kept confidential and that it will not disclose any
of the terms hereof to other parties.

13. TIME: Time, in all respects, shall be of the essence of this Sub-Sublease.

14. SUCCESSORS AND ASSIGNS: This agreement shall enure to the benefit of and be
binding upon the parties hereto and their respective permitted successors and
assigns.

<PAGE>

                                       -9-

                  IN WITNESS WHEREOF the parties hereto have executed this
agreement.

                                            ECHO ONLINE INTERNET, INC.

                                            Per: /s/ Edmond Chirlett
                                                 -------------------------------
                                            Name:
                                            Title:

                                            I/We have authority to bind the
                                            corporation.

                                            OCCULOGIX, INC.

                                            Per: /s/ William Dumencu
                                                 -------------------------------
                                            Name:
                                            Title:

                                            I/We have authority to bind the
                                            corporation.

Schedule A - Floor Plan of the Sub-Subpremises

Schedule B - Furniture and Equipment

<PAGE>

                                  SCHEDULE "B"

                             FURNITURE AND EQUIPMENT

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