Document:

Exhibit 4.16 9.30.2013 10Q

Exhibit 4.16

THIRD SUPPLEMENTAL INDENTURE
This Third Supplemental Indenture, dated as of September 25, 2013 (this “Supplemental Indenture” or “Guarantee”), among ChecksByDeluxe.com, LLC, a Minnesota limited liability company, Direct Checks Unlimited, LLC, a Colorado limited liability company, Direct Checks Unlimited Sales, Inc., a Colorado corporation, Safeguard Acquisitions, Inc., a Texas corporation, Safeguard Franchise Systems, Inc., a Texas corporation (collectively, the “Guarantors”), Deluxe Corporation (together with its successors and assigns, the “Company”), each other Subsidiary Guarantor listed on the signature pages hereto (collectively, the “Existing Guarantors”) and U.S. Bank National Association, as Trustee under the Indenture referred to below.
W I T N E S S E T H:
WHEREAS, the Company, the Existing Guarantors and the Trustee have heretofore executed and delivered an Indenture, dated as of March 15, 2011 (as amended, supplemented, waived or otherwise modified, the “Indenture”), providing for the issuance of 7.00% Senior Notes due 2019 of the Company (the “Securities”); 
WHEREAS, Section 3.7 of the Indenture provides that under certain circumstances the Company is required to cause each Restricted Subsidiary that Guarantees any Indebtedness of the Company to execute and deliver to the Trustee a supplemental indenture pursuant to which such Restricted Subsidiary will unconditionally Guarantee, as primary obligor and not merely as surety, jointly and severally with each other Subsidiary Guarantor, the full and punctual payment of the principal of, premium, if any, and interest on the Securities and all other monetary obligations of the Company under the Indenture; and
WHEREAS, pursuant to Section 10.1 of the Indenture, the Trustee, the Company, the Existing Guarantors and the Guarantors are authorized to execute and deliver this Supplemental Indenture to amend or supplement the Indenture, without the consent of any Holder; 
NOW, THEREFORE, in consideration of the foregoing and for other good and valuable consideration, the receipt of which is hereby acknowledged, the Guarantors, the Company, the Existing Guarantors and the Trustee mutually covenant and agree for the equal and ratable benefit of the Holders of the Securities as follows: 
ARTICLE I

Definitions

SECTION 1.1    Defined Terms. As used in this Supplemental Indenture, terms defined in the Indenture or in the preamble or recitals hereto are used herein as therein defined, except that the term “Holders” in this Supplemental Indenture shall refer to the term “Holders” as defined in the Indenture and the Trustee acting on behalf or for the benefit of such Holders. The words “herein,” “hereof” and “hereby” and other words of similar import used in this Supplemental Indenture refer to this Supplemental Indenture as a whole and not to any particular section hereof.

ARTICLE II

Agreement to be Bound; Guarantee

SECTION 2.1    Agreement to be Bound. The Guarantors hereby become parties to the Indenture as Subsidiary Guarantors and as such will have all of the rights and be subject to all of the obligations and agreements of Subsidiary Guarantors under the Indenture, including, but not limited to Article XI thereof.

ARTICLE III

Miscellaneous

SECTION 3.1    Notices. All notices and other communications to a Guarantor shall be given as provided in this Supplemental Indenture to such Guarantor, at its address set forth below, with a copy to the Company as provided in the Indenture for notices to the Company. 

SECTION 3.2    Parties. Nothing expressed or mentioned herein is intended or shall be construed to give any Person, firm or corporation, other than the Holders and the Trustee, any legal or equitable right, remedy or claim under or in respect of this Supplemental Indenture or the Indenture or any provision herein or therein contained.

SECTION 3.3    Governing Law. This Supplemental Indenture shall be governed by, and construed in accordance with, the laws of the State of New York.

SECTION 3.4    Ratification of Indenture; Supplemental Indenture Part of Indenture. Except as expressly amended hereby, the Indenture is in all respects ratified and confirmed and all the terms, conditions and provisions thereof shall remain in full force and effect. This Supplemental Indenture shall form a part of the Indenture for all purposes, and every Holder of Securities heretofore or hereafter authenticated and delivered shall be bound hereby. The Trustee makes no representation or warranty as to the validity or sufficiency of this Supplemental Indenture.

SECTION 3.5    Counterparts. The parties hereto may sign one or more copies of this Supplemental Indenture in counterparts, all of which together shall constitute one and the same agreement.

SECTION 3.6    Headings. The headings of the Articles and the Sections in this Guarantee are for convenience of reference only and shall not be deemed to alter or affect the meaning or interpretation of any provisions hereof.

SECTION 3.7    Trustee.  The Trustee makes no representation as to the validity or sufficiency of this Supplemental Indenture. The recitals and statements herein are deemed to be those of the Guarantors and not of the Trustee.

[Signature pages follow.]

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IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly executed as of the date first above written.
CHECKSBYDELUXE.COM, LLC,
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                           
Name:       Terry D. Peterson
Title:         Vice President and Treasurer
Address:   c/o Deluxe Corporation
     3680 Victoria St. N.
     Shoreview, Minnesota 55126
     Fax: (651) 787-2749
     Attention: General Counsel

DIRECT CHECKS UNLIMITED, LLC,
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer
Address:   c/o Deluxe Corporation
     3680 Victoria St. N.
     Shoreview, Minnesota 55126
     Fax: (651) 787-2749
     Attention: General Counsel

DIRECT CHECKS UNLIMITED SALES, INC.,
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer
Address:   c/o Deluxe Corporation
     3680 Victoria St. N.
     Shoreview, Minnesota 55126
     Fax: (651) 787-2749
     Attention: General Counsel

[Signature Page to Third Supplemental Indenture to 2011 Indenture]

SAFEGUARD ACQUISITIONS, INC.,
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer
Address:   c/o Deluxe Corporation
     3680 Victoria St. N.
     Shoreview, Minnesota 55126
     Fax: (651) 787-2749
     Attention: General Counsel

SAFEGUARD FRANCHISE SYSTEMS, INC.,
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer
Address:   c/o Deluxe Corporation
     3680 Victoria St. N.
     Shoreview, Minnesota 55126
     Fax: (651) 787-2749
     Attention: General Counsel

U.S. BANK NATIONAL ASSOCIATION,
as Trustee

By:  /s/ Donald T. Hurrelbrink                                  
Name: Donald T. Hurrelbrink
Title: Vice President

DELUXE CORPORATION

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Senior Vice President, Chief Financial Officer

[Signature Page to Third Supplemental Indenture to 2011 Indenture]

CUSTOM DIRECT, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

CUSTOM DIRECT LLC, 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

DELUXE BUSINESS OPERATIONS, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

DELUXE ENTERPRISE OPERATIONS, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

DELUXE FINANCIAL SERVICES, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

[Signature Page to Third Supplemental Indenture to 2011 Indenture]

DELUXE MANUFACTURING OPERATIONS, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

DELUXE SMALL BUSINESS SALES, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

HOSPTOPIA.COM INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

ORANGESODA, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

SAFEGUARD BUSINESS SYSTEMS, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

[Signature Page to Third Supplemental Indenture to 2011 Indenture]

SAFEGUARD HOLDINGS, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

VERTICALRESPONSE, INC., 
as a Subsidiary Guarantor

By:  /s/ Terry D. Peterson                                       
Name:       Terry D. Peterson
Title:         Vice President and Treasurer

[Signature Page to Third Supplemental Indenture to 2011 Indenture]2013 Q3-EX4.1 Zoom

Exhibit 4.1

FIRST SUPPLEMENTAL INDENTURE
First Supplemental Indenture (this “Supplemental Indenture”), dated as of September 10, 2013, among Zoom E-Cigs LLC, a Delaware limited liability company (the “Guaranteeing Subsidiary”), an indirect subsidiary of Vector Group Ltd. (or its permitted successor), a Delaware corporation (the “Company”), the Company, the other Guarantors (as defined in the Indenture referred to herein) and U.S. Bank National Association, as trustee under the Indenture referred to below (the “Trustee”).
W I T N E S S E T H
WHEREAS, the Company has heretofore executed and delivered to the Trustee an indenture (the “Indenture”), dated as of February 12, 2013 providing for the issuance of 7.750% Senior Secured Notes due 2021 (the “Notes”);
WHEREAS, the Indenture provides that under certain circumstances the Guaranteeing Subsidiary shall execute and deliver to the Trustee a supplemental indenture pursuant to which the Guaranteeing Subsidiary shall unconditionally guarantee all of the Company's Obligations under the Notes and the Indenture on the terms and conditions set forth herein (the “Note Guarantee”); and
WHEREAS, pursuant to Section 9.01 of the Indenture, the Trustee is authorized to execute and deliver this Supplemental Indenture.
NOW, THEREFORE, in consideration of the foregoing and for other good and valuable consideration, the receipt of which is hereby acknowledged, the Guaranteeing Subsidiary and the Trustee mutually covenant and agree for the equal and ratable benefit of the Holders of the Notes as follows:
1.    Capitalized Terms.  Capitalized terms used herein without definition shall have the meanings assigned to them in the Indenture.
2.    Agreement to Guarantee.  The Guaranteeing Subsidiary hereby agrees to provide an unconditional Guarantee on the terms and subject to the conditions set forth in the Note Guarantee and in the Indenture including but not limited to Article 11 thereof.
4.    No Recourse Against Others.  No past, present or future director, officer, employee, incorporator, stockholder or agent of the Guaranteeing Subsidiary, as such, shall have any liability for any obligations of the Company or any Guaranteeing Subsidiary under the Notes, any Note Guarantees, the Collateral Documents, the Indenture or this Supplemental Indenture or for any claim based on, in respect of, or by reason of, such obligations or their creation.  Each Holder of the Notes by accepting a Note waives and releases all such liability.  The waiver and release are part of the consideration for issuance of the Notes.  Such waiver may not be effective to waive liabilities under the federal securities laws and it is the view of the SEC that such a waiver is against public policy.
5.    NEW YORK LAW TO GOVERN.  THE INTERNAL LAW OF THE STATE OF NEW YORK SHALL GOVERN AND BE USED TO CONSTRUE THIS SUPPLEMENTAL INDENTURE WITHOUT GIVING EFFECT TO APPLICABLE PRINCIPLES OF CONFLICTS OF LAW TO THE EXTENT THAT THE APPLICATION OF THE LAWS OF ANOTHER JURISDICTION WOULD BE REQUIRED THEREBY.

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6.    Counterparts.  The parties may sign any number of copies of this Supplemental Indenture.  Each signed copy shall be an original, but all of them together represent the same agreement.
7.    Effect of Headings.  The Section headings herein are for convenience only and shall not affect the construction hereof.
8.    The Trustee.  The Trustee shall not be responsible in any manner whatsoever for or in respect of the validity or sufficiency of this Supplemental Indenture or for or in respect of the recitals contained herein, all of which recitals are made solely by the Guaranteeing Subsidiary and the Company.

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IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly executed and attested, all as of the date first above written.
	
				
	 
	ZOOM E-CIGS LLC
	 

	 
	 
	 
	 

	 
	By:
	/s/ Nicholas P. Anson
	 

	 
	 
	Name:  Nicholas P. Anson
	 

	 
	 
	Title:  Vice President of Finance, Treasurer and Chief Financial Officer

	 
	 
	 
	 

	 
	VECTOR GROUP LTD.
	 

	 
	 
	 
	 

	 
	By:
	/s/ J. Bryant Kirkland III
	 

	 
	 
	Name:  J. Bryant Kirkland III
	 

	 
	 
	Title:    Vice President, Treasurer and Chief Financial Officer

	 
	 
	 
	 

	 
	VGR HOLDING LLC
	 

	 
	 
	 
	 

	 
	By
	/s/ J. Bryant Kirkland III
	 

	 
	 
	Name:  J. Bryant Kirkland III
	 

	 
	 
	Title:    Vice President, Treasurer and Chief Financial Officer

	 
	 
	 
	 

	 
	LIGGETT GROUP LLC
	 

	 
	 
	 
	 

	 
	By:
	/s/ John R. Long
	 

	 
	 
	Name:  John R. Long
	 

	 
	 
	Title:    Vice President, General Counsel and Secretary

	 
	 
	 
	 

	 
	LIGGETT VECTOR BRANDS LLC
	 

	 
	 
	 
	 

	 
	By:
	/s/ John R. Long
	 

	 
	 
	Name:  John R. Long
	 

	 
	 
	Title:    Vice President and General Counsel
	 

	 
	 
	 
	 

	 
	VECTOR RESEARCH LLC
	 

	 
	 
	 
	 

	 
	By:
	/s/ Nicholas P. Anson
	 

	 
	 
	Name:  Nicholas P. Anson
	 

	 
	 
	Title:    Vice President of Finance, Treasurer and Chief Financial Officer

	 
	 
	 
	 

	 
	VECTOR TOBACCO INC.
	 

	 
	 
	 
	 

	 
	By:
	/s/ Nicholas P. Anson
	 

	 
	 
	Name:  Nicholas P.  Anson
	 

	 
	 
	Title:    Vice President of Finance, Treasurer and Chief Financial Officer

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	LIGGETT & MYERS HOLDINGS INC.
	 

	 
	 
	 
	 

	 
	By:
	/s/ J. Bryant Kirkland III
	 

	 
	 
	Name:  J. Bryant Kirkland III
	 

	 
	 
	Title:    Treasurer
	 

	 
	 
	 
	 

	 
	100 MAPLE LLC
	 

	 
	 
	 
	 

	 
	By:
	/s/ John R. Long
	 

	 
	 
	Name:  John R. Long
	 

	 
	 
	Title:    Secretary
	 

	 
	 
	 
	 

	 
	V.T. AVIATION LLC
	 

	 
	 
	 
	 

	 
	By:
	/s/ Nicholas P. Anson
	 

	 
	 
	Name:  Nicholas P. Anson
	 

	 
	 
	Title:    Vice President of Finance, Treasurer and Chief Financial Officer

	 
	 
	 
	 

	 
	VGR AVIATION LLC
	 

	 
	 
	 
	 

	 
	By:
	/s/ Nicholas P. Anson
	 

	 
	 
	Name:  Nicholas P. Anson
	 

	 
	 
	Title:    Vice President of Finance, Treasurer and Chief Financial Officer

	 
	 
	 
	 

	 
	EVE HOLDINGS INC.
	 

	 
	 
	 
	 

	 
	By:
	/s/ J. Bryant Kirkland III
	 

	 
	 
	Name:  J. Bryant Kirkland III
	 

	 
	 
	Title:    Vice President and Treasurer
	 

	 
	 
	 
	 

	 
	ACCOMMODATIONS ACQUISITION CORPORATION

	 
	 
	 
	 

	 
	By:
	/s/ J. Bryant Kirkland III
	 

	 
	 
	Name:  J. Bryant Kirkland III
	 

	 
	 
	Title:    Vice President and Treasurer
	 

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	U.S. BANK NATIONAL ASSOCIATION,
	 

	 
	 
	as Trustee
	 

	 
	 
	 
	 

	 
	By:
	 
	 

	 
	 
	Authorized Signatory
	 

	 
	 
	 
	 

	 
	 
	 
	 

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