Document:

EXHIBIT 10.5

                           MEMORANDUM OF UNDERSTANDING

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THIS MEMORANDUM OF UNDERSTANDING CONSTITUTES A BINDING AGREEMENT made effective
as of the 15th day of September, 2004.

B E T W E E N:

                  RS GROUP OF COMPANIES, INC., a corporation incorporated under
                  the laws of Florida (hereinafter as "RSGC");

                                     - and -

                  INITIATIVES CANADA CORPORATION., a corporation incorporated
                  under the laws of the Province of Ontario (hereinafter as
                  "ICC");

                                     - and -

                  CANADIAN LITERACY INITIATIVES., a corporation incorporated
                  under the laws of the Province of Ontario (hereinafter as
                  "CLI");

                                     - and -

                  SILVER CITY TRADING CORPORATION., a corporation incorporated
                  under the laws of the Province of Ontario (hereinafter as
                  "SCTC");

                                     - and -

                  ICC INITIATIVES CORPORATION., a corporation incorporated under
                  the laws of the Province of Ontario (hereinafter as "ICC IC").

                                    RECITALS
                                    --------

WHEREAS ICC and CLI and SCTC and ICC IC (collectively the "Companies") offer a
fair market value program (the "Program");

AND WHEREAS the Companies desire to engage RSGC brokerage services to find and
arrange underwriting services in support of the Program;

NOW THEREFORE in consideration of entering into this Agreement, the mutual
covenants herein contained and other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, the parties hereby
agree as follows:

                              TERMS AND CONDITIONS
                              --------------------

1.       In consideration for its brokerage services, RSGC shall be paid a
         one-time only fee of three million seven hundred and fifty thousand
         dollars ($3,750,000) by the Companies (the "Fee") in consideration for
         finding and arranging underwriting in support of the Program. Said Fee
         shall be paid to RSGC as follows:

         (a)   A non-refundable deposit in the amount of two hundred fifty
               thousand dollars ($250,000), to be paid within 30 days of the
               effective date of this Agreement, to be applied toward the
               total Fee; and
<PAGE>

         (b)   the balance of the Fee shall be paid no later than December
               31, 2004.

2.       This Agreement shall remain in effective for a minimum term of one (1)
         year, unless earlier terminated as provided below. RSGC shall be paid,
         by bank draft or cashier's cheque payable, the full Fee owing to RSGC
         pursuant to Section 1 above within thirty (30) days of such notice of
         such earlier termination hereunder.

         (a)      Either ICC or CLI or SCTC or ICC IC may terminate this
                  Agreement for any reason upon ninety (90) days written notice
                  to the other parties.

         (b)      RSGC may terminate this Agreement for any reason upon thirty
                  (30) days written notice to the Companies.

3.       Upon the expiration or termination of this Agreement and the full
         payment of the Fee due herein, all parties shall promptly return all
         proprietary and confidential information (including without limitation
         any documents, business plans, client lists, financial information,
         files and data in any media form) provided by the disclosing party.

4.       The parties acknowledge and agree that they are independent of one
         another in the performance of each and every part of this Agreement and
         nothing herein shall be construed to be inconsistent with this status.
         Each of the parties will be solely and entirely responsible for its
         acts and the acts of its partners, agents, subcontractors, third-party
         service providers and employees during the performance of this
         Agreement. Nothing contained in this Agreement shall be construed as
         creating a partnership, joint venture, agency, trust or other
         association of any kind, each party being individually responsible only
         for its obligations as set forth in this Agreement.

5.       Neither RSGC nor the Companies or any of their respective successors,
         assigns, directors, officers, shareholders, employees or agents will be
         liable to the other or any successor thereto or subsidiary or
         shareholder thereof for any conduct or action taken or not taken by it
         in the course of its performance of the services required hereunder
         unless such conduct, action or inaction was taken in bad faith or with
         gross negligence or willful misconduct.

6.       This agreement shall be construed in accordance with the laws of the
         Province of Ontario and the laws of Canada applicable therein
         (exclusive of its conflict of laws provisions). The parties hereby
         waive the right to a trial by jury in any proceedings or litigation
         brought against the other of them with respect to this Agreement.

7.       Each of the parties hereto shall promptly do, make, execute or deliver,
         or cause to be done, made, executed or delivered, all such further
         acts, documents and things as the other party hereto may reasonably
         require from time to time for the purpose of giving effect to this
         agreement and shall use reasonable efforts and take all such steps as
         may be reasonably within its power to implement to their full extent
         the provisions of this Agreement.

8.       This Agreement constitutes the entire agreement between the parties
         hereto with respect to its subject matter and the parties hereto agree
         that there are not and have not been made any statements,
         representations, warranties, undertakings or agreements between the
         parties hereto with respect to the subject matter of this Agreement
         other than as contained herein.

9.       The parties hereto agree that the terms set forth herein are reasonable
         in the circumstances and further agree that if any provision set forth
         above is determined to be illegal or unenforceable in any jurisdiction
         such provision shall be severable from this Agreement only to the
         extent of such illegality or unenforceability in such jurisdiction
         without affecting the remaining provisions hereof.

10.      This Agreement and the rights and obligations hereunder shall inure to
         the benefit of and be binding upon the parties and their respective
         heirs, administrators, successors and assigns (as the case may be).

11.      This Agreement shall not be modified or altered in any manner other
         than in writing signed by all parties.

                                       2
<PAGE>

12.      Each party represents and warrants to the other that it has all
         requisite authority and corporate power to enter into this Agreement
         and to perform its obligations hereunder and that this Agreement has
         been duly executed and delivered by and constitutes a valid and binding
         obligation, enforceable against it in accordance with its terms.

13.      This Agreement shall become binding when one or more counterparts taken
         together shall have been executed and delivered by each of the parties.
         The transmission of an executed copy of this Agreement by fax in the
         manner hereby contemplated shall be deemed to constitute execution and
         delivery of an original executed copy.

IN WITNESS WHEREOF the parties hereto have executed this agreement as of the
date first written above.

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Acknowledged and Agreed by:              Acknowledged and Agreed by:

-------------------------------------------------------------------------------
Name: Sandro Sordi                       Name: Krishna Sankarnarayanan
Title: General Counsel                   Title:
RS GROUP OF COMPANIES, INC.              INITIATIVES CANADA CORPORATION
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Acknowledged and Agreed by:              Acknowledged and Agreed by:

-----------------------------------------------------------
Name: Krishna Sankarnarayanan            Name: Krishna Sankarnarayanan
Title: President                         Title: President
CANADIAN LITERACY INITIATIVES            SILVER CITY TRADING CORPORATION
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Acknowledged and Agreed by:

-----------------------------------
Name: Krishna Sankarnarayanan
Title: President
ICC INITIATIVES CORPORATION

                                       3EXHIBIT 10.15

                          CONSULTING SERVICES AGREEMENT

         This Consulting Services Agreement ("Agreement"),  dated April 12, 2005
is entered into  between  Steve  Careaga  ("Consultant"),  and Reality  Wireless
Networks, Inc., a Nevada corporation ("Client").

         WHEREAS,  Steve  Careaga  has  extensive  background  in  the  area  of
management  consulting and performs said services through  Consultant and serves
as a director of the Company;

         WHEREAS,  Consultant  shall perform  certain  services (as  hereinafter
defined)  for  Client  through  Consultant  on  the  terms  and  subject  to the
conditions set forth;

         WHEREAS,  Client is a publicly held  corporation  with its common stock
shares  trading on the Over the Counter  Bulletin  Board under the ticker symbol
"RWLN," and desires to further develop its business and customers; and

         WHEREAS,  Client  desires to engage  Consultant to provide the Services
(defined in Section 1 below) in its area of knowledge and expertise  herein and,
in addition,  to compensate  Consultant for services  performed as a director of
the Company, on the terms and subject to the conditions set forth herein.

NOW,  THEREFORE,  in  consideration  for those services  Consultant  provides to
Client, the parties agree as follows:

1.       Services of Consultant.

         Consultant  agrees to  perform  for Client  the bona fide  services  to
Client as follows:  running the day-to-day operations and performing services in
his  capacity  as  director  to  the  Client  (Collectively,   the  "services").
Consultant agrees to perform for Client the Services.

2.       Consideration.

         Client agrees to pay Consultant,  as his fee and as  consideration  for
services  provided,  Sixty  Million  (60,000,000)  shares of common stock of the
Client, which shares shall be unregistered and reliance on the Securities Act of
1933 and an exemption from the registration  provisions of that law contained in
section 4 (2) thereof.

Transfer Restrictions.

         All  certificates  representing  such  shares  shall be subject to such
stock  transfer  orders,  legends  and other  restrictions  as  Client  may deem
necessary or advisable.  Consultant hereby agrees not to transfer,  dispose,  or
otherwise assign of any of the Additional Shares during the Contingency Period.

<PAGE>

3.       Confidentiality.

         Each party agrees that during the course of this Agreement, information
that is  confidential  or of a  proprietary  nature may not be  disclosed to any
other  party,  including,  but not  limited  to,  product  and  business  plans,
software,  technical  processes and formulas,  source  codes,  product  designs,
sales, costs and other unpublished financial information,  advertising revenues,
usage  rates,  advertising  relationships,   projections,   and  marketing  data
("Confidential   Information").   Confidential  Information  shall  not  include
information  that the receiving  party can demonstrate (a) is, as of the time of
its disclosure, or thereafter becomes part of the public domain through a source
other than the receiving  party,  (b) was known to the receiving party as of the
time of its disclosure,  (c) is independently  developed by the receiving party,
or (d) is  subsequently  learned from a third party not under a  confidentiality
obligation to the providing party.

4.       Late Payment.

         Client shall pay to Consultant all payments  within thirty (30) days of
the due date.  Failure of Client to finally pay any payment  within  thirty (30)
days after the  applicable  due date  shall be deemed a material  breach of this
Agreement,  justifying suspension of the performance of the Services provided by
Consultant, will be sufficient cause for immediate termination of this Agreement
by Consultant. Any such suspension will in no way relieve Client from payment of
fees,  and, in the event of collection  enforcement,  Client shall be liable for
any costs associated with such collection,  including, but not limited to, legal
costs, attorneys' fees, courts costs, and collection agency fees.

5.       Indemnification.

         (a)      Client.

         Client agrees to indemnify,  defend, and shall hold harmless Consultant
and/or his agents,  and to defend any action  brought  against said parties with
respect to any claim,  demand,  cause of action,  debt or  liability,  including
reasonable  attorneys'  fees to the extent  that such  action  arises out of the
negligence or willful misconduct of Client.

         (b)      Consultant.

         Consultant agrees to indemnify, defend, and shall hold harmless Client,
its directors,  employees and agents, and defend any action brought against same
with respect to any claim, demand, cause of action, debt or liability, including
reasonable  attorneys' fees, to the extent that such an action arises out of the
willful misconduct of Consultant.

<PAGE>

         (c)      Notice.

         In claiming any indemnification  hereunder, the indemnified party shall
promptly provide the indemnifying  party with written notice of any claim, which
the  indemnified  party  believes  falls  within  the  scope  of  the  foregoing
paragraphs.  The indemnified party may, at its expense, assist in the defense if
it so chooses,  provided that the indemnifying party shall control such defense,
and  all  negotiations  relative  to the  settlement  of  any  such  claim.  Any
settlement intended to bind the indemnified party shall not be final without the
indemnified party's written consent, which shall not be unreasonably withheld.

6.       Termination and Renewal.

         (a)      Term.

         This period or term of this  Agreement  supersedes  and  overrides  the
period or term  established in any prior agreement and hereby becomes  effective
on the date appearing  first above and shall  terminate one (1) year  thereafter
(the "Term"). The Term of this Agreement shall automatically be extended for one
(1) additional  year unless  terminated in writing by the Client at least thirty
(30) days prior to termination of this Agreement.

         (b)      Termination.

         Either party may terminate  this Agreement on thirty (30) calendar days
written notice, or if prior to such action, the other party materially  breaches
any of its  representations,  warranties or  obligations  under this  Agreement.
Except as may be  otherwise  provided in this  Agreement,  such breach by either
party  will  result  in the other  party  being  responsible  to  reimburse  the
non-defaulting  party for all costs incurred  directly as a result of the breach
of this Agreement, and shall be subject to such damages as may be allowed by law
including all attorneys' fees and costs of enforcing this Agreement.

         (c)      Termination and Payment.

         Upon any termination or expiration of this Agreement,  Client shall pay
all unpaid and  outstanding  fees through the effective  date of  termination or
expiration  of this  Agreement.  And upon  such  termination,  Consultant  shall
provide and deliver to Client any and all  outstanding  services due through the
effective date of this Agreement.

7.       Miscellaneous.

         (a)      Independent Contractor.

         This Agreement  establishes an  "independent  contractor"  relationship
between Consultant and Client.

<PAGE>

         (b)      Rights Cumulative; Waivers.

         The rights of each of the parties under this Agreement are  cumulative.
The rights of each of the parties hereunder shall not be capable of being waived
or varied other than by an express  waiver or variation in writing.  Any failure
to exercise or any delay in exercising any of such rights shall not operate as a
waiver or  variation of that or any other such right.  Any  defective or partial
exercise of any of such rights shall not preclude any other or further  exercise
of that or any other such right.  No act or course of conduct or  negotiation on
the part of any party shall in any way preclude such party from  exercising  any
such right or constitute a suspension or any variation of any such right.

         (c)      Benefit; Successors Bound.

         This  Agreement  and  the  terms,  covenants,  conditions,  provisions,
obligations,  undertakings,  rights, and benefits hereof, shall be binding upon,
and shall  inure to the  benefit of, the  undersigned  parties and their  heirs,
executors, administrators, representatives, successors, and permitted assigns.

         (d)      Entire Agreement.

         This Agreement  contains the entire agreement  between the parties with
respect  to the  subject  matter  hereof.  There  are no  promises,  agreements,
conditions,    undertakings,    understandings,    warranties,    covenants   or
representations,  oral or written, express or implied, between them with respect
to this  Agreement  or the matters  described in this  Agreement,  except as set
forth in this Agreement.  Any such  negotiations,  promises,  or  understandings
shall not be used to interpret or constitute this Agreement.

         (e)      Assignment.

         Neither this Agreement nor any other benefit to accrue  hereunder shall
be assigned or transferred by either party,  either in whole or in part, without
the  written  consent  of the  other  party,  and any  purported  assignment  in
violation hereof shall be void.

         (f)      Amendment.

         This Agreement may be amended only by an instrument in writing executed
by all the parties hereto.

         (g)      Severability.

         Each part of this  Agreement is intended to be severable.  In the event
that any provision of this Agreement is found by any court or other authority of
competent  jurisdiction to be illegal or unenforceable,  such provision shall be
severed or modified to the extent  necessary to render it enforceable  and as so
severed or modified, this Agreement shall continue in full force and effect.

         (h)      Section Headings.

         The Section headings in this Agreement are for reference  purposes only
and shall not affect in any way the meaning or interpretation of this Agreement.

<PAGE>

         (i)      Construction.

         Unless the context otherwise  requires,  when used herein, the singular
shall be deemed to include  the  plural,  the plural  shall be deemed to include
each of the  singular,  and  pronouns  of one or no  gender  shall be  deemed to
include the equivalent pronoun of the other or no gender.

         (j)      Further Assurances.

         In addition to the instruments  and documents to be made,  executed and
delivered pursuant to this Agreement,  the parties hereto agree to make, execute
and deliver or cause to be made, executed and delivered, to the requesting party
such other  instruments  and to take such other actions as the requesting  party
may  reasonably  require  to  carry  out the  terms  of this  Agreement  and the
transactions contemplated hereby.

         (k)      Notices.

         Any notice which is required or desired under this  Agreement  shall be
given in writing  and may be sent by  personal  delivery  or by mail  (either a.
United States mail, postage prepaid,  or b. Federal Express or similar generally
recognized  overnight  carrier),  addressed as follows  (subject to the right to
designate a different address by notice similarly given):

If to Client:                       Reality Wireless Networks, Inc.
                                    Attn: Steve Careaga
                                    4906 Point Fosdick Drive, Suite 102
                                    Gig Harbor, WA 98335

With a copy to:                     David M. Otto
                                    The Otto Law Group, PLLC
                                    900 4th Ave., Suite 3140
                                    Seattle, Washington 98164

If to Consultant:                   Steve Careaga
                                    4906 Point Fosdick Drive, Suite 102
                                    Gig Harbor, WA 98335

         (l)      Governing Law.

         This Agreement  shall be governed by the interpreted in accordance with
the laws of the State of Washington  without  reference to its conflicts of laws
rules or principles.  Each of the parties consents to the exclusive jurisdiction
of the federal courts of the State of Washington in connection  with any dispute
arising under this Agreement and hereby waives,  to the maximum extent permitted
by law, any objection,  including any objection based on forum non coveniens, to
the bringing of any such proceeding in such jurisdictions.

<PAGE>

         (m)      Consents.

         The  person  signing  this  Agreement  on behalf of each  party  hereby
represents and warrants that he has the necessary  power,  consent and authority
to execute and deliver this Agreement on behalf of such party.

         (n)      Survival of Provisions.

         The provisions contained in paragraphs 3, 5, 6, and 7 of this Agreement
shall survive the termination or expiration of the Term of this Agreement.

         (o)      Execution in Counterparts.

         This Agreement may be executed in any number of  counterparts,  each of
which shall be deemed an original and all of which together shall constitute one
and the same agreement.

         IN WITNESS  WHEREOF,  the  parties  have caused  this  Agreement  to be
executed  and have agreed to and  accepted  the terms herein on the date written
above.

                                   CLIENT:

                                   REALITY WIRELESS NETWORKS, INC.

                                   By:
                                       ----------------------------------------
                                   Name: Steve Careaga
                                   Its: CEO

                                   CONSULTANT:

                                   STEVE CAREAGA

                                   By:
                                       ----------------------------------------
                                   Name: Steve Careaga

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