Document:

<PAGE>

EXHIBIT 10.19

                     NATIONAL FINANCIAL COMMUNICATIONS CORP.
                              CONSULTING AGREEMENT

         AGREEMENT made as of the 1st day of May, 2006 by and Seawright
Holdings, Inc., maintaining its principal offices at 600 Cameron Street,
Alexandria, VA 22314, (hereinafter referred to as "Client") and National
Financial Communications Corp. DBA/OTC Financial Network, a Commonwealth of
Massachusetts corporation maintaining its principal offices at 300 Chestnut St.,
Suite 200, Needham MA 02492 (hereinafter referred to as the "Company").

                              W I T N E S S E T H:

         WHEREAS, Company is engaged in the business of providing and rendering
public relations and communications services and has knowledge, expertise and
personnel to render the requisite services to Client and

         WHEREAS, Client is desirous of retaining Company for the purpose of
obtaining public relations and corporate communications services so as to
better, more fully and more effectively deal and communicate with its
shareholders and the investment banking community.

         NOW, THEREFORE, in consideration of the premises and of the mutual
covenants and agreements contained herein, it is agreed as follows:

         I. Engagement of Company. Client herewith engages Company and Company
agrees to render to Client public relations, communications, advisory and
consulting services.

                  A. The consulting services to be provided by the Company shall
include, but are not limited to, the development, implementation and maintenance
of an ongoing program to increase the investment community's awareness of
Client's activities and to stimulate the investment community's interest in
Client. Client acknowledges that Company's ability to relate information
regarding Client's activities is directly related to the information provided by
Client to the Company.

                  B. Client acknowledges that Company will devote such time as
is reasonably necessary to perform the services for Client, having due regard
for Company's commitments and obligations to other businesses for which it
performs consulting services.

         II. Compensation and Expense Reimbursement.

                  A. Client will pay the Company, as compensation for the
services provided for in this Agreement and as reimbursement for expenses
incurred by Company on Client's behalf, in the manner set forth in Schedule A
annexed to this Agreement which Schedule is incorporated herein by reference.

<PAGE>

                  B. In addition to the compensation and expense reimbursement
referred to in Section 2(A) above, Company shall be entitled to receive from
Client a "Transaction Fee", as a result of any Transaction (as described below)
between Client and any other company, entity, person, group or persons or other
party which is introduced to, or put in contact with, Client by Company, or by
which Client has been introduced to, or has been put in contact with, by
Company. A "Transaction " shall mean merger, sale of stock, sale of assets,
consolidation or other similar transaction or series or combination of
transactions whereby Client or such other party transfer to the other, or both
transfer to a third entity or person, stock, assets, or any other interest in
its business in exchange for stock, assets, securities, cash or other valuable
property or rights, or wherein they make a contribution of capital or services
to a joint venture, commonly owned enterprise or business opportunity with the
other for purposes of future business operations and opportunities. To be a
Transaction covered by this section, the transaction must occur during the term
of this Agreement or the one year period following the expiration of this
Agreement.

The calculation of a Transaction Fee shall be based upon the total value of the
consideration, securities, property, business, assets or other value given,
paid, transferred or contributed by, or to, the Client and shall equal 10% of
the dollar value of the Transaction. Such fee shall be paid by certified funds
at the closing of the Transaction.

         Term and Termination. This Agreement shall be for a period of one year
commencing April 1, 2006 and terminating on March 31, 2007. If the Client does
not cancel the contract during the term, the contract will be automatically
extended for an additional three months. Either party hereto shall have the
right to terminate this Agreement upon 15 days prior notice to the other party
after the first 120 days.

         Treatment of Confidential Information. Company shall not disclose,
without the consent of Client, any financial and business information concerning
the business, affairs, plans and programs of Client which are delivered by
Client to Company in connection with Company's services hereunder, provided such
information is plainly and prominently marked in writing by Client as being
confidential (the "Confidential Information"). The Company will not be bound by
the foregoing limitation in the event (i) the Confidential Information is
otherwise disseminated and becomes public information, or (ii) the Company is
required to disclose the Confidential Information pursuant to a subpoena or
other judicial order.

         Representation by Company of other clients. Client acknowledges and
consents to Company rendering public relations, consulting and/or communications
services to other clients of the Company engaged in the same or similar business
as that Client.

         Indemnification by Client as to Information Provided to Company. Client
acknowledges that Company, in the performance of its duties, will be required to
rely upon the accuracy and completeness of information supplied to it by
Client's officers, directors, agents and/or employees. Client agrees to
indemnify, hold harmless and defend Company, its officers, agents and/or
employees from any proceeding or suit which arises out of or is due to the
inaccuracy or incompleteness of any material or information supplied by Client
to Company.

                                       2
<PAGE>

         Independent Contractor. It is expressly agreed that Company is acting
as an independent contractor in performing its services hereunder. Client shall
carry no workers compensation insurance or any health or accident insurance on
Company or consultant's employees. Client shall not pay any contributions to
social security, unemployment insurance, Federal or state withholding taxes nor
provide any other contributions or benefits which might be customary in an
employer-employee relationship.

         Non-Assignment. This Agreement shall not be assigned by either party
without the written consent of the other party.

         Notices. Any notice to be given by either party to the other hereunder
shall be sufficient if in writing and sent by registered or certified mail,
return receipt requested, addressed to such party at the address specified on
the first page of this Agreement or such other address as either party may have
given to the other in writing.

         Entire Agreement. The within agreement contains the entire agreement
and understanding between the parties and supersedes all prior negotiations,
agreements and discussions concerning the subject matter hereof.

         Modification and Waiver. This Agreement may not be altered or modified
except by writing signed by each of the respective parties hereof. No breach or
violation of this Agreement shall be waived except in writing executed by the
party granting such waiver.

         Law to Govern; Forum for Disputes. This Agreement shall be governed by
the laws of the Commonwealth of Massachusetts without giving effect to the
principle of conflict of laws. Each party acknowledges to the other that courts
within the City of Boston, Massachusetts shall be the sole and exclusive forum
to adjudicate any disputes arising under this agreement. In the event of
delinquent fees owed to the Company, Client will be responsible for pay for all
fees associated with the collection of these fees.

IN WITNESS WHEREOF, the parties have executed this Agreement as of the day and
year first written above.

National Financial Communications Corp.

By:      /s/ Geoffrey Eiten                            4/10/06
         -------------------------                     -------------------------
         Geoffrey Eiten, President                             Date

Seawright Holdings, Inc.

By:      /s/ Joel Sens                                 5/1/06
         -------------------------                     -------------------------
         Joel Sens, CEO                                        Date

                                       3
<PAGE>

SCHEDULE A-1      PAYMENT FOR SERVICES AND REIMBURSEMENT
                  OF EXPENSES

SCHEDULE A-2      GRANT OF OPTIONS TO NATIONAL FINANCIAL
                  COMMUNICATIONS CORP. IN ADVANCE OF
                  SERVICES RENDERED

                                       4
<PAGE>

SCHEDULE A-1

PAYMENT FOR SERVICES
AND REIMBURSEMENT OF EXPENSES

         A. For the services to be rendered and performed by Company during the
term of the Agreement, Client shall pay to Company the sum of $2,500 per month
payable in cash and/or free-trading shares. If the Client decides to pay for the
entire base fee with 100% shares vs. cash, the client must also issues three
months worth of base fees at the signing of this agreement in those shares. The
amount of shares will be determined by the bid price at the date of this
contract. The Company will keep an accounting of the sales of stock and deduct
those net proceeds from the base fee per month owed. If those net proceeds
exceed the monthly fee, the excess amount will be credited to the next month's
monthly fee. If there are not enough dollars to cover the monthly fee, the
Client will either pay additional shares or cover the deficit or the Client will
pay the deficit in cash for that particular month.

         B. Client shall also reimburse Company for all reasonable and necessary
out-of-pocket expenses incurred in the performance of its duties for Client upon
presentation of statements setting forth in reasonable detail the amount of such
expenses. Company shall not incur any expense for any single item in excess of
$250 either verbally or written except upon the prior approval of the Client.
Company agrees that any travel, entertainment or other expense which it may
incur and which may be referable to more than one of its clients (including
Client) will be prorated among the clients for whom such expense has been
incurred. Shares will be accepted for payment of expenses in the same manner as
the base fee per month in Paragraph A above.

National Financial Communications Corp.

By:      /s/ Geoffrey Eiten                            4/10/06
         -------------------------                     -------------------------
         Geoffrey Eiten, President                             Date

Seawright Holdings, Inc.

By:      /s/ Joel Sens                                 5/1/06
         -------------------------                     -------------------------
         Joel Sens, CEO                                        Date

                                       5
<PAGE>

SCHEDULE A-2

GRANT OF OPTIONS TO NATIONAL FINANCIAL COMMUNICATIONS CORP. IN ADVANCE OF
SERVICES RENDERED

         A. Grant of Options and Option Exercise Price. As compensation for the
services to be rendered by Company hereunder, Client herewith issues and grants
to Company stock options (the "Options") to purchase an aggregate of 75,000
shares of Client's Common Stock at an exercise price of $.85 per share. The
Options are exercisable upon and subject to the terms and conditions contained
herein. The Options are exercisable during the period commencing on the date
hereof and ending three years subsequent to the termination date of this
Agreement. These restricted shares will be issued to the Company upon the
signing of this Agreement and held by the Client until payment is made.

         B. Manner of Exercise. Exercise of any of the Options by Company shall
be by written notice to Client accompanied by Company's certified or bank check
for the purchase price of the shares being purchased. Upon receipt of such
notice and payment, Client shall promptly cause to be issued, without transfer
or issue tax to the option holder or other person entitled to exercise the
option, the number of shares for which the Option has been exercised, registered
in the name of Company. Such shares, when issued, shall be fully paid and
non-assessable.

         C. Option Shares. Company acknowledges that any shares which it may
acquire from Client pursuant to the exercise of the Options provided for herein
will not have been registered pursuant to the Securities Act of 1933, as amended
(the "Securities Act"), and therefore may not be sold or transferred by Company
except in the event that such shares are the subject of a registration statement
or any future sale or transfer is, in the opinion of counsel for Client, exempt
from such registration provisions. Company acknowledges that any shares which
hit may acquire pursuant to the exercise of the Options will be for its own
account and for investment purposes only and not with a view to the resale or
redistribution of same. Company further consents that the following legend be
placed upon all certificates for shares of Common Stock which may be issued to
Company upon the exercise of the Options:

"THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED (THE "ACT") AND MAY NOT BE SOLD OR OTHERWISE
TRANSFERRED IN THE ABSENCE OF AN EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT
OF AN OPINION OF COUNSEL SATISFACTORY TO THE CORPORATION THAT SUCH REGISTRATION
IS NOT REQUIRED."

Company further consents that no stop transfer instructions being placed against
all certificates may not be issued to it upon the exercise of the Options.

                                       6
<PAGE>

                  i. If the Client executes a Registration during the term of
the contract, then the Company's shares will be added to this Registration at no
cost to the Company. The Client shall bear all costs and expenses attributable
to such registration, excluding fees and expenses of Company's counsel and any
underwriting or selling commission. Client shall maintain the effectiveness of
such registration throughout the term of this Agreement and for a 120 day period
thereafter.

                  ii. Notwithstanding the foregoing, if the Shares issuable upon
exercise of the Options are not otherwise registered under the Securities Act
and the Client shall at any time after the date hereof propose to file a
registration statement under the Securities Act, which registration statement
shall include shares of Common Stock of Client or any selling shareholder,
Client shall give written notice to Company of such proposed registration and
will permit Company to include in such registration all Shares which it has
acquired as of the date of such notice. The Client shall bear all costs and
expenses attributable to such registration, excluding fees and expenses of
Company's counsel and any underwriting or selling commission.

         D. Adjustments in Option Shares.

                  i. In the event that Client shall at any time sub-divide its
outstanding shares of Common Stock into a greater number of shares, the Option
purchase price in effect prior to such sub-division shall be proportionately
increased. In case outstanding shares of Common Stock of Client shall be
combined into a smaller number of shares, the Option purchase price in effect
immediately prior to such combination shall be proportionately increased and the
number of shares of Common Stock purchasable shall be proportionately reduced.

                  ii. In case of any reclassification or change of outstanding
shares of Common Stock issuable upon exercise of this Option (other than change
in par value, or from par value to no par value, or from no par value to par
value, or as a result or a subdivision or combination), or in case of any
consolidation or merger of the Client with or into another corporation (other
than a merger in which the Client is the continuing corporation and which does
not result in any reclassification or change of outstanding shares of Common
Stock, other than a change in number of the shares issuable upon exercise of the
Option) or in case of any sale or conveyance to another corporation of the
property of the Client as an entirety or substantially as an entirety, the
Holder of this Option shall have the right thereafter to exercise this Option
into the kind and amount of shares of stock and other securities and property
receivable upon such reclassification, change, consolidation, merger, sale or
conveyance by a holder of the number of shares of Common Stock of the Client for
which the Option might have been exercised immediately prior to such
reclassification, change, consolidation, merger, sale or conveyance. The above
provisions shall similarly apply to successive reclassifications and changes of
shares of Common Stock and to successive consolidations, mergers, sales or
conveyances.

                                       7
<PAGE>

                  iii. The Company reserves the right to assign these options to
a third party at its own discretion.

By:      /s/ Geoffrey Eiten                            4/10/06
         -------------------------                     -------------------------
         Geoffrey Eiten, President                             Date

Seawright Holdings, Inc.

By:      /s/ Joel Sens                                 5/1/06
         -------------------------                     -------------------------
         Joel Sens, CEO                                        Date

                                       8<PAGE>

EXHIBIT 10.20

                               DEED OF TRUST NOTE
                               ------------------

$350,000.00                                                   6/8/2006
                                                              Bethesda, Maryland

         FOR VALUE RECEIVED, the undersigned (hereinafter called the "Borrower")
unconditionally promises to pay to the order of CHARTER HOUSE, LLC (hereinafter
called the "Lender"), with its main office located at 8120 Woodmont Ave., Suite
350, Bethesda, MD 20814, the principal sum of THREE HUNDRED FIFTY THOUSAND AND
NO/100 DOLLARS ($350,000.00), together with interest at the rate or rates
hereinafter provided until paid, in accordance with the following:

                  TERM OF LOAN. The term of the loan evidenced hereby shall
commence on the date hereof and continue until 12/8/2006, (hereinafter called
the "Maturity Date"), when the outstanding principal balance, together with all
accrued interest, shall be due and payable in full.

                  POINTS. At closing Borrower shall pay $10,500.00 to Lender.
Said loan origination fees are in addition to any brokerage fees Borrower has
agreed to pay to third parties in connection with the loan evidenced hereby.

                  EXTENSIONS. The Borrower shall have one (1) option to extend
the maturity of this Note, for a period of six (6) months, upon fifteen (15)
days prior written notice to the Lender for the exercise of such extension
option and the payment, at the time of such notice, of an extension fee in an
amount equal to three percent (3%) of the sum of the then outstanding principal
balance plus the amount of funds then remaining to be advanced under this Note.
It shall be a condition precedent to the exercise of such extension option that
the Borrower not be in default under this Note or any of the documents which
secure this Note and there shall have been no material adverse change in the
financial condition or operations of the Borrower or any of the guarantors of
this Note, nor any material adverse change in the condition of the property
described on "EXHIBIT A" attached hereto.

                  RATES OF INTEREST. Interest shall be computed on the basis of
a 360-day year and shall be charged for the actual number of days elapsed in
each interest calculation period. Interest shall be charged on the outstanding
principal balance at the annual rate of 15%:

                  PAYMENTS: Commencing on August 1, 2006 and continuing on the
first day of each month thereafter, monthly payments of all accrued interest
shall be made to the Lender, until the Maturity Date, when the outstanding
principal balance together with all accrued interest thereon shall be due and
payable in full.

                  APPLICATION AND PLACE OF PAYMENTS. Payments made on account
hereof shall be applied first to the payment of any outstanding loan fees,
extension fees or prepayment fees, then to any late charges, then to the payment
of accrued and unpaid interest and the remainder, if any, shall be applied to
principal. All payments on account of this Note shall be paid in lawful money of
the United States of America in immediately available funds to Lender at 8120
Woodmont Ave., Suite 350, Bethesda, MD 20814; or at such other times and places
as the Lender may at any time and from time to time designate in writing to the
Borrower.

<PAGE>

                  SECURITY. This Note, which evidences a loan from the Lender to
the Borrower in the principal amount recited hereinabove, is secured by that
certain Deed of Trust and Security Agreement (the "Deed of Trust") of even date
herewith from the Borrower for the benefit of the Lender, and encumbers certain
real property, more particularly described on "EXHIBIT A" attached hereto and
made a part hereof.

                  LATE CHARGES. If the Borrower shall fail to make any payment
under the terms of this Note within five (5) days after the date such payment is
due, the Borrower promises to pay to the Lender a late charge equal to ten
percent (10%) of such payment. Such five (5) day period shall not be construed
as in any way extending the due date of any payment. The "late charge" is
imposed for the purpose of defraying the expenses of the Lender incident to
handling such delinquent payment. This charge shall be in addition to, and not
in lieu of, any other remedy the Lender may have and is in addition to any fees
and charges of any agents or attorneys which the Lender may employ upon any
Event of Default hereunder, whether authorized herein or by law. IF THE BORROWER
SHALL FAIL TO MAKE THE FINAL PAYMENT DUE AT MATURITY WITHIN FIFTEEN DAYS OF THE
MATURITY DATE, THE BORROWER PROMISES TO PAY TO THE LENDER A LATE CHARGE EQUAL TO
FIVE PERCENT (5%) OF THE OUTSTANDING PRINCIPAL BALANCE; WHICH CHARGE SHALL EARN
INTEREST PAYABLE TO THE LENDER AT THE DEFAULT INTEREST RATE DESCRIBED BELOW FROM
THE MATURITY DATE UNTIL THE DATE SAID FEE IS PAID IN FULL.

                  PREPAYMENT. Each prepayment shall be accompanied by interest
accrued and unpaid on the amount so unpaid to the date of such prepayment. Any
partial prepayment shall not postpone the due date of any subsequent payment or
change the amount of any monthly principal payment, unless the Lender shall
first otherwise agree in writing. Upon ten (10) days' prior written notice from
the Borrower to the Lender, the Borrower may prepay the outstanding principal
balance, in whole or in part, without premium or penalty.

                  EVENTS OF DEFAULT. The occurrence of any one or more of the
following events shall constitute an event of default (individually, an "Event
of Default" and collectively, the "Events of Default") under the terms of this
Note.

                  (a) The failure of the Borrower to pay to the Lender when due,
any and all amounts payable by the Borrower to the Lender under the terms of
this Note, including, but not limited to, any principal payment, interest
payment, loan fee, extension fee or late charge; or

                  (b) The occurrence of any other Event of Default, as defined
in the Deed of Trust or any other document executed in connection with this
Note.

                                       2
<PAGE>

                  DEFAULT INTEREST. Upon the occurrence of an Event of Default
and/or after the maturity of this Note (whether by acceleration, declaration,
extension or otherwise), the Borrower promises to pay to the Lender, interest on
the outstanding principal balance at a rate equal to the rate of interest then
due and payable under the terms of this Note, plus six percent (6%) per annum,
so long as the Event of Default continues or, after maturity, until payment in
full of the outstanding principal balance together with any and all accrued and
unpaid interest thereon and any and all other sums due and payable hereunder.

                  REMEDIES. Upon the occurrence of an Event of Default, at the
option of the Lender, the outstanding principal balance, any and all accrued and
unpaid interest thereon, and all other amounts payable by the Borrower to the
Lender under the terms of this Note shall immediately become due and payable by
the Borrower to the Lender without notice to the Borrower or any other person.
In addition, the Lender shall have all of the rights, powers and remedies
available under the terms of this Note, the Deed of Trust, any other document
which is executed in connection with this Note, and all applicable laws,
including but not limited to the right to set off against and apply any funds of
the Borrower on deposit with, or under the control of, the Lender to the payment
of the debt evidenced hereby, without notice and without resort to any judicial
proceeding. The Borrower and all endorsers, guarantors, and other parties who
may now or in the future be primarily or secondarily liable for the payment of
the indebtedness evidenced by this Note hereby waive demand, presentment,
protest, notice of protest and notice of dishonor.

                  CONFESSION OF JUDGMENT. Upon the occurrence of an Event of
Default, the Borrower hereby authorizes any attorney designated by the Lender or
any clerk of any court of record in the State of VA or anywhere in the United
States of America to appear for the Borrower in any court of record in one or
more proceedings and confess judgment against the Borrower without prior hearing
in favor of the Lender for, and in the amount of, the outstanding principal
balance, all accrued and unpaid interest thereon, all other amounts payable by
the Borrower to the Lender under the terms of this Note, costs of suit and
attorneys' fees of fifteen percent (15%) of the outstanding principal balance.
The Borrower hereby releases, to the extent permitted by applicable law, all
errors and all rights of exemption, appeal, stay of execution, inquisition and
other rights to which the Borrower may otherwise be entitled under the laws of
the United States of America or of any state or possession of the United States
of America now in force and which may hereafter be enacted. The Borrower hereby
consents to the immediate execution of such judgment. The authority and power to
appear for and enter judgment against the Borrower shall not be exhausted by one
or more exercises thereof or by any imperfect exercise thereof and shall not be
extinguished by any judgment entered pursuant thereto. Such authority may be
exercised on one or more occasions or from time to time in the same or different
jurisdictions as often as the Lender shall deem necessary and desirable, for all
of which this Note shall be a sufficient warrant.

                                       3
<PAGE>

                  EXPENSES. The Borrower promises to pay to the Lender, upon
demand by the Lender, all costs and expenses incurred by the Lender in
connection with the collection and enforcement of this Note, including, without
limitation, all attorneys' fees, expenses and court costs.

                  WAIVER OF JURY TRIAL. THE BORROWER AND THE LENDER HEREBY
JOINTLY AND SEVERALLY WAIVE TRIAL BY JURY IN ANY ACTION OR PROCEEDING TO WHICH
THE BORROWER AND THE LENDER MAY BE PARTIES, ARISING OUT OF, IN CONNECTION WITH
OR IN ANY WAY PERTAINING TO, THIS NOTE, THE DEED OF TRUST AND ANY OTHER DOCUMENT
WHICH SECURES THIS NOTE. IT IS AGREED AND UNDERSTOOD THAT THIS WAIVER
CONSTITUTES A WAIVER OF TRIAL BY JURY OF ALL CLAIMS AGAINST ALL PARTIES TO SUCH
ACTIONS OR PROCEEDINGS, INCLUDING CLAIMS AGAINST PARTIES WHO ARE NOT PARTIES TO
THIS NOTE. THIS WAIVER IS KNOWINGLY, WILLINGLY AND VOLUNTARILY MADE BY THE
BORROWER, AND THE BORROWER HEREBY REPRESENTS THAT NO REPRESENTATIONS OF FACT OR
OPINION HAVE BEEN MADE BY ANY INDIVIDUAL TO INDUCE THIS WAIVER OF TRIAL BY JURY
OR TO IN ANY WAY MODIFY OR NULLIFY ITS EFFECT. THE BORROWER FURTHER REPRESENTS
AND WARRANTS THAT IT HAS BEEN REPRESENTED IN THE SIGNING OF THIS NOTE AND IN THE
MAKING OF THIS WAIVER BY INDEPENDENT LEGAL COUNSEL, OR HAS HAD THE OPPORTUNITY
TO BE REPRESENTED BY INDEPENDENT LEGAL COUNSEL SELECTED OF ITS OWN FREE WILL,
AND THAT IT HAS HAD THE OPPORTUNITY TO DISCUSS THIS WAIVER WITH COUNSEL.

                  CONSENT TO JURISDICTION. The Borrower irrevocably submits to
the jurisdiction of any state or federal court sitting in the State of VA over
any suit, action or proceeding arising out of, or relating to, this Note. The
Borrower irrevocably waives, to the fullest extent permitted by law, any
objection that the Borrower may now or hereafter have to the laying of venue of
any such suit, action or proceeding brought in any such court and any claims
that any such suit, action or proceeding brought in any such court has been
brought in an inconvenient forum. Final judgment in any such suit, action or
proceeding brought in any such court shall be conclusive and binding upon the
Borrower and may be enforced in any court of which the Borrower is subject to
jurisdiction, by a suit upon such judgment provided that service of process is
effected upon the Borrower as provided in this Note or as otherwise permitted by
applicable law.

                  SERVICE OF PROCESS. The Borrower hereby consents to process
being served in any suit, action or proceeding instituted in connection with
this Note by the mailing of a copy thereof by registered or certified mail,
postage prepaid, return receipt requested to the Borrower at the address set
forth below, or at such other address as the Borrower may furnish in writing to
the Lender. The Borrower irrevocably agrees that such service shall be deemed in
every respect effective service of process upon the Borrower in any such suit,
action or proceeding, and shall, to the fullest extent permitted by law, be
taken and held to be valid personal service upon the Borrower. Nothing in this
Section shall effect the right of the Lender to serve process in any manner
otherwise permitted by law, and nothing in this Section will limit the right of
the Lender otherwise to bring proceedings against the Borrower in the courts of
any jurisdiction or jurisdictions.

                                       4
<PAGE>

                  NOTICES. All notices, requests or demands required under this
Note to be made in writing, shall be deemed to have been received when delivered
by hand, when delivered to an overnight courier, or when deposited in the mail
by first class, registered or certified mail, return receipt requested, postage
prepaid. Any and all notices, requests and demands shall be addressed to the
Lender at 8120 Woodmont Ave., Suite 350, Bethesda, MD 20814 and to the Borrower
at 600 Cameron Street, Alexandria VA 22314 or at such other addresses as the
Lender or the Borrower shall have furnished to the other in writing.

                  MISCELLANEOUS. Each right, power and remedy of the Lender as
provided for in this Note, the Deed of Trust or any other document which secures
this Note, or now or hereafter existing under any applicable law or otherwise
shall be cumulative and concurrent and shall be in addition to every other
right, power or remedy provided for in this Note, the Deed of Trust or in any
other document which secures this Note or now or hereafter existing under any
applicable law, and the exercise or beginning of the exercise by the Lender of
any one or more of such rights, powers or remedies shall not preclude the
simultaneous or later exercise by the Lender of any or all such other rights,
powers or remedies. No failure or delay by the Lender to insist upon the strict
performance of any term, condition, covenant or agreement of this Note, the Deed
of Trust or any other document which secures this Note, or to exercise any
right, power or remedy consequent upon a breach thereof, shall constitute a
waiver of any such term, condition, covenant or agreement or of any such breach,
or preclude the Lender from exercising any such right, power or remedy at a
later time or times. By accepting payment after the due date of any amount
payable under the terms of this Note, the Lender shall not be deemed to waive
the right either to require prompt payment when due of all other amounts payable
under the terms of this Note or to declare an Event of Default for the failure
to effect such prompt payment of any such other amount. No course of dealing or
conduct shall be effective to amend, modify, waiver, release or change any
provisions of this Note. As used in this Note, the term "Lender" shall mean the
party designated as the Lender above, its successors and assigns, and any
subsequent holder of this Note. Any paragraph or subparagraph in this Note,
which is preceded by parentheses, shall apply and become a provision of this
Note, in the event that a check or other mark has been written, typed or
otherwise added within such parentheses. The captions hereinafter set forth are
for convenience only and shall not be deemed to define, limit or describe the
scope of intent of this Note. The provisions of this Note shall be governed by
the laws of the State of VA notwithstanding circumstances when the "choice of
law" rules of the State of VA would allow or require the laws of another
jurisdiction to govern. The Lender is hereby authorized, without notice to or
the further consent of the Borrower and without in any manner releasing,
lessening or affecting the obligations of the Borrower, to complete any blank in
this Note. The Borrower further authorizes the Lender to disclose the financial
record of the Borrower to any subsidiary or affiliate of the Lender or to any
other financial institution.

                  PARTIAL INVALIDITY. In the event any provision of this Note
(or any part of any provision) is held by a court of competent jurisdiction to
be invalid, illegal or unenforceable in any respect, such invalidity, illegality
or unenforceability shall not affect any other provision (or remaining part of
the affected provision) of this Note; but this Note shall be construed as if
such invalid, illegal or unenforceable provision (or part thereof) had not been
contained in this Note, but only to the extent it is invalid, illegal or
unenforceable; provided, however, that if any such invalid, illegal or
unenforceable provision pertains to the repayment of principal or interest

                                       5
<PAGE>

thereon, the occurrence of any such invalidity, illegality or unenforceability
shall constitute an Event of Default. In the event that any amounts of interest
or other charges due and payable under the terms and conditions of this Note are
held to exceed limits prescribed by applicable law, then, to the extent that any
such amounts of interest or charges exceed such limits, such amounts of interest
or charges shall be deemed to be payments of principal.

                  COMMERCIAL PURPOSE. The Borrower warrants that the loan
evidenced by this Note is being made solely to acquire or carry on a business or
commercial enterprise, and/or the Borrower is a business or commercial
organization. The Borrower further warrants that all of the proceeds of this
Note shall be used for commercial purposes and stipulates that the loan
evidenced by this Note shall be construed for all purposes as a commercial loan.

         IN WITNESS WHEREOF, the Borrower has executed under seal and delivered
or caused this Note to be executed under seal and delivered as of the date first
written above.

                                             BORROWER:

                                             SEAWRIGHT SPRINGS, INC.

                                             By:  Seawright Holdings, Inc., Sole
                                                  Member and Manager

                                             By:  /s/ Joel P. Sens     (SEAL)
                                                  --------------------
                                                  Joel P. Sens, President

         THIS IS TO CERTIFY that this is the Note described in the Deed of
Trust, which encumbers the property described on "EXHIBIT A", from the Borrower
to the Trustees named in the Deed of Trust, to secure CHARTER HOUSE, LLC bearing
even date herewith, said Note and Deed of Trust having been executed in my
presence.

                                             ----------------------------------
                                                        NOTARY PUBLIC

My Commission Expires:     __________________

                                       6
<PAGE>

                         Legal Description "Schedule A"

All those certain tracts of parcel of real estate, lying and being between state
routes 616 and 804, in the North River District, Augusta County, Virginia, and
more particularly described according to the Map entitled "Map of the Baker
Seawright Corp. Prop." by Robert E. Funk, Land Surveyor, dated January 13, 1986
attached to the Deed recorded as Instrument No. 030016981, and shown thereon to
CONTAIN a total of 144.739 ACRES, MORE OR LESS.

Being all of the property acquired by Seawright Springs, LLC in that certain
Deed dated October 7, 2003 and recorded among the Land Records of Augusta
County, Virginia, as Instrument No. 030016981 at page 0313.

Tax Map No. 26-94
Tax Map No. 26-94A
Tax Map No. 27-2
Tax Map No. 27-2B
Tax Map No. 27-8A

                                       7

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00106-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00106-of-00352.parquet"}]]