Document:

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                                                                EXHIBIT 10(j)(i)
                                   March 2, 2000

QMS, Inc.
One Magnum Pass
Mobile, Alabama  36618

     Re:  Credit Agreement dated as of August 19, 1999 by and between
          QMS, Inc. (the "Company") and Harris Trust and Savings Bank

Gentlemen:

     We refer to that certain Credit Agreement dated as of August 19, 1999
currently in effect between you and us (the "Credit Agreement").  Terms used
herein without definition shall have the same meaning herein as such terms have
in the Credit Agreement.

     The Company has informed us that the Company is in default of its
obligations under (i) Section 8.7 of the Credit Agreement by reason of its
failure through and including December 31, 1999, to maintain a Tangible Net
Worth at not less than $6,500,000, and (ii) Section 8.9 of the Credit Agreement
by reason of its failure as of December 31, 1999, to maintain a Fixed Charge
Coverage Ratio of not less than .90 to 1.

     We hereby waive through and including (but not after) December 31, 1999,
your compliance with Sections 8.7 and 8.9 of the Credit Agreement.

     This waiver is limited to the matter expressly stated herein.  Except as
specifically waived hereby, all of the terms and conditions of the Credit
Agreement shall stand and remain in full force and effect.  This waiver shall be
construed and determined in accordance with, and governed by, the laws of the
State of Illinois.

                                   Very truly yours,

                                   HARRIS TRUST AND SAVINGS BANK

                                   By:  /s/ James Andricopulos, Jr.
                                        ---------------------------
                                        Its Vice President<PAGE>

                   [LETTERHEAD OF HARRIS BANK APPEARS HERE]

                                                               Exhibit 10(j)(ii)

                                 March 20, 2000

QMS, Inc.
One Magnum Pass
Mobile, Alabama  36618

     Re:  QMS, Inc. (the "Company")/Lease

Gentlemen:

     You have informed us that the Company is currently in default of its
February 18, 1997 Lease Agreement with INK (AL) QRS 12-21, Inc.  We understand
that this Lease is for the Company's use of its principal offices in Mobile.
The Lease is in default as a result of the Company's failure to comply as of
September 30, 1999 with the Lease's requirements in its Section 33 (Exhibit G)
with respect to the Consolidated Fixed Charge Coverage Ratio, Consolidated Net
Worth, Current Ratio and Debt to Equity Ratio.  We will refer to this default as
"Lease Default."

     As you know, the terms of the Company's credit arrangements with us are
governed by its August 19, 1999 Credit Agreement with us (which Credit Agreement
as previously amended, we will for reasons of convenience refer to in this
letter as the "Credit Agreement").  If the Company is in default of the Lease,
it is also (by virtue of Section 9.1(f) of the Credit Agreement) in default of
the Credit Agreement.  You have requested that we waive the Event of Default
which arises under the Credit Agreement by virtue of the Company's default under
the Lease.

     Accordingly, in response to the Company's request, we hereby waive the
Event of Default which arises under clause (i) of Section 9.1(f) of the Credit
Agreement by virtue of the Lease Default if and so long as:

     (a) the Company keeps rent current on the Lease;
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QMS Inc.
March 20, 2000
Page 2

     (b) the landlord under the Lease takes no action to enforce any of its
     rights and remedies under the Lease in respect of the Lease Default,
     including without limitation its rights to evict the Company, accelerate
     repayment of the rent and levy and distrant for unpaid rent, or in the
     event the landlord takes any such action, the default under the Lease
     giving rise to that action is cured within five days to the same extent as
     if it had never occurred (with the enforcement action halted and the Lease
     continuing on in the normal course); and

     (c) Minolta agrees with the Company to provide the Company the funds
     necessary to cure any default under the Lease or to buy the leased
     premises.

     Except as specifically waived hereby, all of the terms and conditions of
the Credit Agreement shall stand and remain unchanged and in full force and
effect.  We are not, for example, waiving any other noncompliance with the
Lease.

                                     Very truly yours,

                                     HARRIS TRUST AND SAVINGS BANK

                                     By:  /s/ James Andricopulos, Jr.
                                        ---------------------------------
                                        Its Vice President<PAGE>

                                                              Exhibit 10(x)(vii)

                                PROMISSORY NOTE

                                   QMS, Inc.

                                                Funding Date:  December 22, 1999
Principal Amount:  U.S. $5,000,000
Lender:  Minolta Co., Ltd.

For value received, the undersigned, QMS, Inc., a Delaware corporation (the
"Borrower"), promises to pay to the order of the Lender set forth above (the
"Lender"), the Principal Amount of five million Dollars ($5,000,000), or, if
less, the unpaid principal amount of the Additional Loan (as defined in the Loan
Agreement referred to below) of the Lender to the Borrower made on the Funding
Date set forth above (the "Loan"), payable in thirty-five (35) equal
installments of one-hundred thirty-eight thousand nine hundred Dollars
($138,900) due on the tenth (10th day) of each calendar month starting on the
full calendar month next succeeding the first anniversary of the Funding Date
set forth above until November 10, 2003 and the Borrower shall repay the entire
unpaid principal amount of the Loan on December 10, 2003.

The Borrower also promises to pay interest on the unpaid principal amount of the
Loan from the date hereof until paid at the rates (which shall not exceed the
maximum rate permitted by applicable law) and at the times determined in
accordance with the provisions of that certain Amended and Restated Loan
Agreement, dated as of November 10, 1999, by and between the Lender and the
Borrower (including, without limitation, all annexes, exhibits and schedules
thereto and as the same may be amended, restated, modified or supplemented from
time to time, the "Loan Agreement").

This Promissory Note is issued pursuant to, and is entitled to the benefits of,
the Loan Agreement and the other Loan Documents, to which reference is hereby
made for a more complete statement of the terms and conditions under which the
Additional Loan evidenced hereby are made and are to be repaid.  Capitalized
terms defined in the Loan Agreement and not otherwise defined herein are used
herein with the meanings so defined.

All payments of principal and interest in respect of this Promissory Note shall
be made to the Lender not later than 11:00 A.M. (New York City time) on the date
and at the place due, to the Lender's account in lawful money of the United
States of America in same day funds.

This Promissory Note may be prepaid at the option of the Borrower as provided in
Section 2.4 (Optional Prepayments) of the Loan Agreement and must be prepaid in
accordance with such section.

The Loan Agreement and this Promissory Note shall be governed by, and shall be
construed and enforced in accordance with, the laws of the State of New York.

Upon the occurrence of any one or more of certain Events of Default, the unpaid
balance of the principal amount of this Promissory Note may become, and upon the
occurrence and continuation of any one or more of certain other Events of
Default, such unpaid balance may be declared to be, due and payable in the
manner, upon the conditions and with the effect provided in the Loan Agreement.

No reference herein to the Loan Agreement and no provisions of this Promissory
Note, the Loan Agreement or the other Loan Documents shall alter or impair the
obligation of the Borrower, which is absolute and unconditional, to pay the
principal of and interest on this Promissory Note at the place, at the
respective times, and in the currency herein prescribed.

The Borrower promises to pay all costs and expenses, including, without
limitation, reasonable attorneys' fees and disbursements incurred in the
collection and enforcement of this Promissory Note or any appeal of a judgment
rendered thereon all in accordance with the provisions of the Loan Agreement.
Time is of the
<PAGE>

essence in respect of this Promissory Note. The Borrower hereby waives
diligence, presentment, protest, demand and notice of every kind except as
required pursuant to the Loan Agreement and to the full extent permitted by law
the right to plead any statute of limitations as a defense to any demands
hereunder.

This Promissory Note is secured by certain of the Loan Documents, and reference
is made to such Loan Documents for the terms and conditions governing the
collateral security for the Obligations of the Borrower hereunder.

IN WITNESS WHEREOF, the Borrower has caused this Promissory Note to be executed
in the United States of America and delivered by its duly authorized officer, as
of the day and year and at the place first above written.

QMS, Inc.

By: /s/ Edward E. Lucente
Name:  Edward E. Lucente
Title: Chief Executive Officer and President<PAGE>

                                                             Exhibit 10(x)(viii)

                                PROMISSORY NOTE

                                   QMS, Inc.

                                                 Funding Date:  February 4, 2000
Principal Amount:  U.S. $10,000,000
Lender:  Minolta Co., Ltd.

For value received, the undersigned, QMS, Inc., a Delaware corporation (the
"Borrower"), promises to pay to the order of the Lender set forth above (the
"Lender"), the Principal Amount of ten million Dollars ($10,000,000), or, if
less, the unpaid principal amount of the Additional Loan (as defined in the Loan
Agreement referred to below) of the Lender to the Borrower made on the Funding
Date set forth above (the "Loan"), payable in thirty-five (35) equal
installments of two hundred seventy-seven thousand eight hundred Dollars
($277,800) due on the tenth (10th day) of each calendar month starting on the
full calendar month next succeeding the first anniversary of the Funding Date
set forth above until January 10, 2004 and the Borrower shall repay the entire
unpaid principal amount of the Loan on February 10, 2004.

The Borrower also promises to pay interest on the unpaid principal amount of the
Loan from the date hereof until paid at the rates (which shall not exceed the
maximum rate permitted by applicable law) and at the times determined in
accordance with the provisions of that certain Amended and Restated Loan
Agreement, dated as of November 10, 1999, by and between the Lender and the
Borrower (including, without limitation, all annexes, exhibits and schedules
thereto and as the same may be amended, restated, modified or supplemented from
time to time, the "Loan Agreement").

This Promissory Note is issued pursuant to, and is entitled to the benefits of,
the Loan Agreement and the other Loan Documents, to which reference is hereby
made for a more complete statement of the terms and conditions under which the
Additional Loan evidenced hereby are made and are to be repaid.  Capitalized
terms defined in the Loan Agreement and not otherwise defined herein are used
herein with the meanings so defined.

All payments of principal and interest in respect of this Promissory Note shall
be made to the Lender not later than 11:00 A.M. (New York City time) on the date
and at the place due, to the Lender's account in lawful money of the United
States of America in same day funds.

This Promissory Note may be prepaid at the option of the Borrower as provided in
Section 2.4 (Optional Prepayments) of the Loan Agreement and must be prepaid in
accordance with such section.

The Loan Agreement and this Promissory Note shall be governed by, and shall be
construed and enforced in accordance with, the laws of the State of New York.

Upon the occurrence of any one or more of certain Events of Default, the unpaid
balance of the principal amount of this Promissory Note may become, and upon the
occurrence and continuation of any one or more of certain other Events of
Default, such unpaid balance may be declared to be, due and payable in the
manner, upon the conditions and with the effect provided in the Loan Agreement.

No reference herein to the Loan Agreement and no provisions of this Promissory
Note, the Loan Agreement or the other Loan Documents shall alter or impair the
obligation of the Borrower, which is absolute and unconditional, to pay the
principal of and interest on this Promissory Note at the place, at the
respective times, and in the currency herein prescribed.

The Borrower promises to pay all costs and expenses, including, without
limitation, reasonable attorneys' fees and disbursements incurred in the
collection and enforcement of this Promissory Note or any appeal of a judgment
rendered thereon all in accordance with the provisions of the Loan Agreement.
Time is of the
<PAGE>

essence in respect of this Promissory Note. The Borrower hereby waives
diligence, presentment, protest, demand and notice of every kind except as
required pursuant to the Loan Agreement and to the full extent permitted by law
the right to plead any statute of limitations as a defense to any demands
hereunder.

This Promissory Note is secured by certain of the Loan Documents, and reference
is made to such Loan Documents for the terms and conditions governing the
collateral security for the Obligations of the Borrower hereunder.

IN WITNESS WHEREOF, the Borrower has caused this Promissory Note to be executed
in Mobile, Alabama, in the United States of America and delivered by its duly
authorized officer, as of the day and year and at the place first above written.

QMS, Inc.

By:  /s/ Edward E. Lucente
Name:  Edward E. Lucente
Title:   Chief Executive Officer and President

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