Document:

Credit Agreement

 Exhibit 10.339 
 EXECUTION COPY 
 $800,000,000 

CREDIT AGREEMENT 
 (364-DAY COMMITMENT) 
 dated as of June 10, 2011 

Among 

THE CHARLES SCHWAB CORPORATION 
 and 
 CITIBANK, N.A. 

as Administrative Agent 
 and 
 THE OTHER FINANCIAL INSTITUTIONS PARTY HERETO 

and 

THE BANK OF NEW YORK MELLON 
 CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH 
 UBS SECURITIES LLC

 and 
 WELLS FARGO BANK, NATIONAL ASSOCIATION 
 as Co-Documentation Agents

 and 
 JPMORGAN CHASE BANK, N.A. 
 as Syndication Agent 

and 

CITIGROUP GLOBAL MARKETS INC. 
 and 
 J.P. MORGAN SECURITIES LLC 

as Joint Lead Arrangers and Book Managers 

									
	1.	 	 DEFINITIONS
	  	 	1	  
			
	2.	 	 THE CREDIT FACILITY
	  	 	11	  
				
		 	2.1	 	The Revolving Credit Facility	  	 	11	  
		 	2.2	 	Term Loan Facility	  	 	12	  
		 	2.3	 	Evidence of Borrowing/Promissory Notes	  	 	12	  
		 	2.4	 	Making of Revolving Loans and Term Loans, Borrowings; Interest Periods; Notice	  	 	13	  
		 	2.5	 	Conversion and Continuation Elections	  	 	14	  
		 	2.6	 	Interest Periods	  	 	15	  
		 	2.7	 	Interest Rates	  	 	16	  
		 	2.8	 	Substitute Rates	  	 	16	  
		 	2.9	 	Fees	  	 	17	  
		 	2.10	 	Reduction of Credit	  	 	17	  
		 	2.11	 	Termination Date; Extensions	  	 	18	  
		 	2.12	 	Payments by the Lenders to the Agent	  	 	18	  
		 	2.13	 	Sharing of Payments, Etc.	  	 	19	  
		 	2.14	 	Computation of Fees and Interest	  	 	19	  
			
	3.	 	 PAYMENT
	  	 	20	  
				
		 	3.1	 	Repayment	  	 	20	  
		 	3.2	 	Method of Payment	  	 	20	  
		 	3.3	 	Optional Prepayment	  	 	20	  
		 	3.4	 	Taxes/Net Payments	  	 	20	  
		 	3.5	 	Illegality	  	 	21	  
		 	3.6	 	Increased Costs and Reduction of Return	  	 	22	  
		 	3.7	 	Funding Losses	  	 	22	  
		 	3.8	 	Certificates of Lenders	  	 	23	  
		 	3.9	 	Substitution of Lenders	  	 	23	  
		 	3.10	 	Survival	  	 	23	  
			
	4.	 	 CONDITIONS
	  	 	24	  
				
		 	4.1	 	Conditions Precedent to the Effectiveness of this Agreement	  	 	24	  
		 	4.2	 	Conditions Precedent to Revolving Loans and Term Loans	  	 	25	  
			
	5.	 	 REPRESENTATIONS AND WARRANTIES
	  	 	25	  
				
		 	5.1	 	Organization and Good Standing	  	 	26	  
		 	5.2	 	Corporate Power and Authority	  	 	26	  
		 	5.3	 	Enforceability	  	 	26	  
		 	5.4	 	No Violation of Laws or Agreements	  	 	26	  
		 	5.5	 	No Consents	  	 	26	  
		 	5.6	 	Financial Statements	  	 	26	  

  

									
		 	5.7	 	Broker Subsidiary Licenses, Etc.	  	 	27	  
		 	5.8	 	Broker Subsidiary/Broker Registration	  	 	27	  
		 	5.9	 	Broker Subsidiary/SIPC	  	 	27	  
		 	5.10	 	Taxes	  	 	27	  
		 	5.11	 	ERISA	  	 	27	  
		 	5.12	 	No Extension of Credit for Default Remedy/Hostile Acquisition	  	 	27	  
		 	5.13	 	Use of Proceeds/Margin Regulations	  	 	27	  
		 	5.14	 	Authorized Persons	  	 	28	  
		 	5.15	 	Material Contracts	  	 	28	  
		 	5.16	 	Litigation	  	 	28	  
		 	5.17	 	Investment Company	  	 	28	  
			
	6.	 	 AFFIRMATIVE COVENANTS
	  	 	28	  
				
		 	6.1	 	Notice of Events of Default	  	 	28	  
		 	6.2	 	Financial Statements	  	 	28	  
		 	6.3	 	Insurance	  	 	29	  
		 	6.4	 	Books and Records	  	 	29	  
		 	6.5	 	Change in Business	  	 	29	  
		 	6.6	 	Capital Requirements	  	 	29	  
			
	7.	 	 NEGATIVE COVENANTS
	  	 	29	  
				
		 	7.1	 	Net Capital	  	 	29	  
		 	7.2	 	Minimum Stockholders’ Equity	  	 	29	  
		 	7.3	 	Merger/Disposition of Assets	  	 	29	  
		 	7.4	 	Broker Subsidiary Indebtedness	  	 	29	  
		 	7.5	 	Indebtedness Secured by Subsidiary Stock	  	 	30	  
		 	7.6	 	Liens and Encumbrances	  	 	30	  
			
	8.	 	 EVENTS OF DEFAULT
	  	 	31	  
				
		 	8.1	 	Defaults	  	 	31	  
		 	8.2	 	Remedies	  	 	32	  
			
	9.	 	 THE AGENT
	  	 	33	  
				
		 	9.1	 	Appointment and Authorization	  	 	33	  
		 	9.2	 	Delegation of Duties	  	 	33	  
		 	9.3	 	Liability of Agent	  	 	33	  
		 	9.4	 	Reliance by Agent	  	 	33	  
		 	9.5	 	Notice of Default	  	 	34	  
		 	9.6	 	Credit Decision	  	 	34	  
		 	9.7	 	Indemnification of Agent	  	 	35	  
		 	9.8	 	Agent in Individual Capacity	  	 	35	  
		 	9.9	 	Successor Agent	  	 	35	  
		 	9.10	 	Withholding Tax	  	 	36	  
		 	9.11	 	Co-Agents	  	 	37	  

  

									
	10.	 	 MISCELLANEOUS
	  	 	37	  
				
		 	10.1	 	Amendments and Waivers	  	 	37	  
		 	10.2	 	Notices	  	 	38	  
		 	10.3	 	No Waiver-Cumulative Remedies	  	 	40	  
		 	10.4	 	Costs and Expenses	  	 	40	  
		 	10.5	 	Borrower Indemnification	  	 	40	  
		 	10.6	 	Payments Set Aside	  	 	41	  
		 	10.7	 	Successors and Assigns	  	 	42	  
		 	10.8	 	Assignments, Participations Etc.	  	 	42	  
		 	10.9	 	Confidentiality	  	 	44	  
		 	10.10	 	Notification of Addresses, Lending Offices, Etc.	  	 	44	  
		 	10.11	 	Counterparts	  	 	45	  
		 	10.12	 	Severability	  	 	45	  
		 	10.13	 	No Third Parties Benefited	  	 	45	  
		 	10.14	 	Governing Law and Jurisdiction	  	 	45	  
		 	10.15	 	Waiver of Jury Trial	  	 	45	  
		 	10.16	 	Entire Agreement	  	 	47	  
		 	10.17	 	Headings	  	 	47	  
		 	10.18	 	USA Patriot Act	  	 	47	  

  

 SCHEDULES: 
 Schedule 1 - Lenders’ Commitments 
 Schedule 2 - List of Borrowing Agreements

 Schedule 6.2 – Compliance Certificate 
 Schedule 10.2 - Notices 
 EXHIBITS: 

Exhibit A-1 - Revolving Note 
 Exhibit A-2 - Term Note 
 Exhibit B - Borrowing Advice 

Exhibit C - Notice of Conversion/Continuation 
 Exhibit D - Commitment and Termination Date Extension Request 
 Exhibit E -
Borrower’s Opinion of Counsel 
 Exhibit F - Form of Assignment and Acceptance 

  

 CREDIT AGREEMENT (364-DAY COMMITMENT) 

THIS CREDIT AGREEMENT (364-DAY COMMITMENT) (“this Agreement”) is entered into as of June 10, 2011,
among The Charles Schwab Corporation, a Delaware corporation (the “Borrower”), the several financial institutions from time to time party to this Agreement (collectively the “Lenders”; individually each a
“Lender”), and Citibank, N.A., as administrative agent for the Lenders (the “Agent”). 
 WHEREAS, the Lenders are willing to make from time to time Revolving Loans to the Borrower through June 8, 2012, and to make Term Loans to the Borrower on or before June 8, 2012 and maturing no
later than June 7, 2013, upon the terms and subject to the conditions set forth in this Agreement. 
 NOW,
THEREFORE, in consideration of the premises and of the mutual agreements and covenants herein contained, the parties hereto agree as follows: 
 1.    DEFINITIONS. The following terms have the following meanings: 
  

					
		 	 Affiliate:
	  	 As to any Person, any other Person which, directly or indirectly, is in control of, is controlled by, or is under common control with, such Person. A Person
shall be deemed to control another Person if the controlling Person possesses, directly or indirectly, the power to direct or cause the direction of the management and policies of the other Person, whether through the ownership of voting securities,
membership interests, by contract, or otherwise.

			
		 	 Agent:
	  	 Citibank in its capacity as administrative agent for the Lenders hereunder and any successor agent appointed under
Section 9.9.

			
		 	 Agent-Related
	  	
		 	 Persons:
	  	 Citibank and any successor agent appointed under Section 9.9, together with Citibank’s Affiliate, the Arranger, and the officers, directors,
employees, agents and attorney-in-fact of such Persons and Affiliate.

			
		 	 Agreement:
	  	 This Credit Agreement.

			
		 	 Agent’s
	  	
		 	 Payment Office:
	  	 The address for payments set forth on the signature page hereto in relation to the Agent, or such other address as the Agent may from time to time
specify.

			
		 	 Applicable Margin:
	  	 (i)     with respect to Eurodollar Rate Loans, the higher of 100% of the Index and 1.00% per annum; and

			
		 		  	 (ii)     with respect to Base Rate Loans, the Applicable Margin set forth in clause (i) above minus 1.00% (but not less than
1.00%).

					
			
		 	Arrangers:	  	 Citigroup Global Markets Inc. and J.P. Morgan Securities LLC.

			
		 	Assignee:	  	 The meaning specified in Section 10.8.

			
		 	Attorney Costs:	  	 Without duplication, (1) all fees and disbursements of any law firm or other external counsel, and (2) the allocated cost of internal legal services
and all disbursements of internal counsel.

			
		 	Bank Subsidiary:	  	 Any Federal savings association (as defined in 12 U.S.C. §1813(b)(2), any national member bank (as defined in 12 U.S.C. §1813(d)(1)) or state member
bank (as defined in 12 U.S.C. §1813(d)(2)) that is a subsidiary (as defined in 12 U.S.C. §1841(d)) of the Borrower.

			
		 	Bankruptcy Code:	  	 The Federal Bankruptcy Reform Act of 1978 (11 U.S.C. §101, et seq.), as amended.

			
		 	Base Rate:	  	 For any day, the highest of: (a) 0.500% per annum above the Federal Funds Rate; (b) the rate of interest in effect for such day as publicly announced from
time to time by Citibank, N.A. as its “Base Rate” and (c) the British Bankers Association Interest Settlement Rate applicable to Dollars for a period of one month (“One Month LIBOR”) plus 1.00% (for the avoidance of doubt, the
One Month LIBOR for any day shall be based on the rate appearing on Reuters LIBOR01 Page (or other commercially available source providing such quotations as designated by the Agent from time to time) at approximately 11:00 a.m. London time on such
day). The “Base Rate” described in clause (b) is a rate set by Citibank, N.A. based upon various factors including Citibank, N.A.’s costs and desired return, general economic conditions and other factors, and is used as a reference
point for pricing some loans, which may be priced at, above, or below such announced rate. Any change in such rate announced by Citibank, N.A. shall take effect at the opening of business on the day specified in the public announcement of such
change.

			
		 	Base Rate Loan:	  	 A Revolving Loan or Term Loan that bears interest based on the Base Rate.

			
		 	Borrowing:	  	 A borrowing hereunder consisting of Revolving Loans or Term Loans of the same Type made to the Borrower on the same day by the Lenders under Section 2
and, other than in the case of a Base Rate Loan, having the same Interest Period.

			
		 	Borrowing Advice:	  	 A written request made by the Borrower with respect to any Loan substantially in the form of Exhibit B specifying the information required in
Section 2.4 hereof and executed by the Borrower from time to time.

  
 2 

					
		 	 Borrowing
	  	
		 	 Agreements:
	  	 The credit agreement(s) between the Borrower and the lenders listed in Schedule 2.

			
		 	 Borrowing Date:
	  	 Any date on which a Borrowing occurs under Section 2.4.

			
		 	 Broker Subsidiary:
	  	 Charles Schwab & Co., Inc., a California corporation, and its successors and assigns.

			
		 	 Business Day:
	  	 A day other than a Saturday, Sunday or any other day on which commercial banks are authorized or required to close in California or New York and, if the
applicable Business Day relates to a Eurodollar Rate Loan, such a day on which dealings are carried on in the applicable offshore dollar interbank market.

			
		 	 Capital Adequacy
	  	
		 	 Regulation:
	  	 Any guideline, directive or requirement of any central bank or other Governmental Authority, or any other law, rule or regulation, whether or not having the
force of law, in each case, regarding capital adequacy of any bank or of any corporation controlling a bank. For the avoidance of doubt, Capital Adequacy Regulation shall include all rules, guidelines or directives concerning capital adequacy (x)
issued in connection with the Dodd-Frank Wall Street Reform and Consumer Protection Act or (y) promulgated by the Bank for International Settlements, the Basel Committee on Banking Supervision (or any successor or similar authority) or the United
States or foreign regulatory authorities, in each case pursuant to Basel III, regardless of the date enacted, adopted or issued.

			
		 	 Change in
	  	
		 	 Control:
	  	 The consummation of a reorganization, merger or consolidation by the Borrower or the sale or other disposition of all or substantially all of the assets of
the Borrower (a “Business Combination”), unless, following such Business Combination, (i) no person or entity (excluding any corporation resulting from such Business Combination or any employee benefit plan (or related trust) of the
Borrower or such corporation resulting from such Business Combination) beneficially owns, directly or indirectly, 35% or more of, respectively, the then outstanding shares of common stock of the corporation resulting from such Business Combination
or the combined voting power of the then outstanding voting securities of such corporation (except to the extent that such ownership existed prior to the Business Combination); and (ii) at least a majority of the members of the board of directors of
the corporation resulting from such Business Combination were members of the board of directors of the Borrower as of the time of

  
 3 

					
		 		  	 the action of the board of directors of the Borrower providing for such Business Combination.

			
		 	 Citibank:
	  	 Citibank, N.A., a national banking association.

			
		 	 Closing Date:
	  	 The date (not before June 10, 2011) on which all conditions precedent set forth in Section 4 are satisfied or waived by all Lenders or, in the case of
subsection 4.1(g), waived by the person entitled to receive such payment.

			
		 	 Code:
	  	 The Internal Revenue Code of 1986, as amended, and Regulations promulgated thereunder.

			
		 	 Commitment:
	  	 The meaning specified in Section 2.1.

			
		 	 Commitment Fee:
	  	 The meaning specified in subsection 2.9(b).

			
		 	 Consolidated
	  	
		 	 Stockholders’ Equity:
	  	 With respect to any Person, as of any date of determination, all amounts that would, in accordance with GAAP, be included under shareholders’ equity on a
consolidated balance sheet of such Person as at such date, plus any preferred stock.

			
		 	 Controlled
	  	
		 	 Subsidiary:
	  	 Any corporation 80% of whose voting stock (except for any qualifying shares) is owned directly or indirectly by the Borrower.

			
		 	 Conversion/
	  	
		 	 Continuation Date:
	  	 Any date on which under Section 2.5, the Borrower (a) converts Loans of one Type to another Type, or (b) continues as Loans of the same Type, but with
a new Interest Period, Loans having Interest Periods expiring on such date.

			
		 	 Credit:
	  	 The aggregate amount of the Commitments of all Lenders to make Revolving Loans under the Revolving Credit Facility and Term Loans under the Term Loan Facility
in an amount not to exceed Eight Hundred Million and no/100 Dollars ($800,000,000.00), as the same may be reduced under Section 2.10.

			
		 	 Default:
	  	 Any event or circumstance which, with the giving of notice, the lapse of time, or both, would (if not cured or otherwise remedied during such time) constitute
an Event of Default.

			
		 	 Dollars,
 dollars, and $:
	  	 Each mean lawful money of the United States.

			
		 	 Effective Amount:
	  	 With respect to any Revolving Loans and Term Loans on any date, the aggregate outstanding principal amount thereof after giving

  
 4 

					
		 		  	 effect to any Borrowings and prepayments or repayments of Revolving Loans and Term Loans occurring on such date.

			
		 	 Eligible Assignee:
	  	 (i) A commercial bank organized under the laws of the United States, or any state thereof, and having total equity capital of at least $1,000,000,000 and
a senior debt rating of a least “A” by Standard & Poor’s Ratings Service, a Division of The McGraw-Hill Companies, Inc. or at least “A-2” by Moody’s Investors Service, Inc. or, if not rated by either of the
foregoing organizations, an equivalent rating from a nationally recognized statistical rating organization; or (ii) a commercial bank organized under the laws of any other country which is a member of the Organization for Economic Cooperation and
Development (the OECD), or a political subdivision of any such country, and having total equity capital of at least $1,000,000,000 and a senior debt rating of at least “A” by Standard & Poor’s Ratings Service, a Division of The
McGraw-Hill Companies, Inc. or at least “A-2” by Moody’s Investors Service, Inc., or, if not rated by either of the foregoing organizations, an equivalent rating from a nationally recognized statistical rating organization;
provided that such bank is acting through a branch or agency located in the United States.

			
		 	 Eurodollar
	  	
		 	 Base Rate:
	  	 For any Interest Period:

			
		 		  	 (a)     the rate per annum equal to the rate determined by the Agent to be the offered rate that appears on the page of the Reuters screen
(or any successor thereto) that displays an average British Bankers Association Interest Settlement Rate for deposits in Dollars (for delivery on the first day of such Interest Period) with a term equivalent to such Interest Period, determined as of
approximately 11:00 a.m. (London time) two Business Days prior to the first day of such Interest Period, or

			
		 		  	 (b)     in the event the rate referenced in the preceding subsection (a) does not appear on such page or service or such page or
service shall cease to be available, the rate per annum equal to the rate determined by the Agent to be the offered rate on such other page or other service that displays an average British Bankers Association Interest Settlement Rate for deposits
in Dollars (for delivery on the first day of such Interest Period) with a term equivalent to such Interest Period, determined as of approximately 11:00 a.m. (London time) two Business Days prior to the first day of such Interest Period,
or

			
		 		  	 (c)     in the event the rates referenced in the preceding subsections (a) and (b) are not available, the rate per annum
equal

  
 5 

					
		 		  	 to the average (rounded upward to the next 1/100th of 1%) of the rates of interest per annum notified to the Agent by each Reference Lender as the rate at
which deposits in Dollars for delivery on the first day of such Interest Period in same day funds in the approximate amount of the Eurodollar Rate Loan being made, continued or converted by such Reference Lender in its capacity as a Lender and with
a term equivalent to such Interest Period would be offered by its Offshore Lending Office to major banks in the offshore Dollar market at their request at approximately 11:00 a.m. (London time) two Business Days prior to the first day of such
Interest Period.

			
		 	 Eurodollar Rate:
	  	 The rate obtained by dividing (i) Eurodollar Base Rate by (ii) a percentage (expressed as a decimal) equal to 1.00 minus the Eurodollar Rate Reserve
Percentage.

			
		 	 Eurodollar Rate
	  	
		 	 Loan:
	  	 A Revolving Loan or Term Loan that bears interest based on the Eurodollar Rate.

			
		 	 Eurodollar Rate
	  	
		 	 Reserve Percentage:
	  	 For any Interest Period for any Loan for which the Eurodollar Rate has been selected or is applicable, the percentage (expressed as a decimal) as calculated
by the Agent that is in effect on the first day of such Interest Period, as prescribed by the Board of Governors of the U.S. Federal Reserve System (or any successor), for determining reserve requirements to be maintained by the Agent under
Regulation D (or any successor regulation thereof) as amended to the date hereof (including such reserve requirements as become applicable to the Agent pursuant to phase-in or other similar requirements of Regulation D at any time
subsequent to the date hereof) in respect of “Eurocurrency liabilities” (as defined in Regulation D). The Eurodollar Rate shall be adjusted automatically on and as of the effective date of any change in the Eurodollar Rate Reserve
Percentage.

			
		 	 Event of Default:
	  	 Any of the events or circumstances specified in Section 8.1.

			
		 	 Exchange Act:
	  	 The Securities and Exchange Act of 1934, as amended, and regulations promulgated thereunder.

			
		 	 Federal Funds Rate:
	  	 For any day, the interest rate per annum equal to the weighted average of the rates on overnight Federal funds transactions with members of the Federal
Reserve System arranged by Federal funds brokers, as published for such day (or, if such day is not a Business Day, for the next preceding Business Day) by the Federal Reserve Bank of New York.

  
 6 

					
		 	 Fee Letters:
	  	 The meaning specified in subsection 2.9(a).

			
		 	 FRB:
	  	 The Board of Governors of the Federal Reserve System, and any Governmental Authority succeeding to any of its principal functions.

			
		 	 GAAP:
	  	 Generally accepted accounting principles set forth from time to time in the opinions and pronouncements of the Accounting Principles Board and the American
Institute of Certified Public Accountants and statements and pronouncements of the Financial Accounting Standards Board (or agencies with similar functions of comparable stature and authority within the U.S. accounting profession), which are
applicable to the circumstances as of the date of determination.

			
		 	 Governmental
	  	
		 	 Authority:
	  	 Any nation or government, any state or other political subdivision thereof, any central bank (or similar monetary or regulatory authority) thereof, any entity
exercising executive, legislative, judicial, regulatory or administrative functions of or pertaining to government, and any corporation or other entity owned or controlled, through stock or capital ownership or otherwise, by any of the
foregoing.

			
		 	 Hedge Agreements:
	  	 Interest rate swap, interest rate cap or interest rate collar agreements.

			
		 	 Indebtedness:
	  	 As to any corporation, any obligation of, or guaranteed or assumed by, such corporation for (i) borrowed money evidenced by bonds, debentures, notes or other
similar instruments, (ii) the deferred purchase price of property or services (excluding trade and other accounts payable), (iii) the leasing of tangible personal property under leases which, under any applicable Financial Accounting Standards Board
Statement, have been or should be recorded as capitalized leases or (iv) direct or contingent obligations under letters of credit issued for the account of such corporation.

			
		 	 Indemnified
	  	
		 	 Liabilities:
	  	 The meaning specified in Section 10.5.

			
		 	 Indemnified Person:
	  	 The meaning specified in Section 10.5.

			
		 	 Index:
	  	 The average of the Markit CDX.NA.IG Series 15 or any successor series (5 Year Period) for the preceding 30 days or, if fewer, the number of days for which the
then current series is then in effect, determined (i) if used in respect of determining the Applicable Margin for Eurodollar Rate Loans, on the date that is two Business Days before the first day of the applicable Interest Period, and
(ii)

  
 7 

					
		 		  	 if used in respect of determining the Applicable Margin for Base Rate Loans, on the date of borrowing of such Loans and thereafter quarterly on the last day
of each March, June, September and December.

			
		 	 Insolvency
	  	
		 	 Proceeding:
	  	 As to a debtor, (a) any case, action or proceeding before any court or other Governmental Authority relating to bankruptcy, reorganization, insolvency,
liquidation, receivership, dissolution, winding-up or relief of debtors, or (b) any general assignment for the benefit of creditors, composition, marshaling of assets for creditors, or other similar arrangement in respect of its creditors generally
or any substantial portion of its creditors, undertaken under U.S. Federal, state or foreign law, including the Bankruptcy Code.

			
		 	 Interest
	  	
		 	 Payment Date:
	  	 As to any Loan other than a Base Rate Loan, the last day of each Interest Period applicable to such Loan and, as to any Base Rate Loan, the last Business Day
of each calendar quarter, provided, however, that if any Interest Period for a Eurodollar Rate Loan exceeds three months, the date that falls three months after the beginning of such Interest Period and after each Interest Payment Date
thereafter is also an Interest Payment Date.

			
		 	 Interest Period:
	  	 Any period specified in accordance with Section 2.6 hereof.

			
		 	 Intermediate
	  	
		 	 Parent:
	  	 Schwab Holdings, Inc., a Delaware corporation and its successors and assigns.

			
		 	 Lender:
	  	 The meaning specified in the introductory clause hereto.

			
		 	 Lending Office:
	  	 As to any Lender, the office or offices of such Lender specified as its “Lending Office” or “Domestic Lending Office” or “Offshore
Lending Office”, as the case may be, on Schedule 10.2, or such other office or offices as such Lender may from time to time notify the Borrower and the Agent.

			
		 	 Loan:
	  	 An extension of credit by a Lender to the Borrower under Section 2 in the form of a Revolving Loan or Term Loan.

			
		 	 Loan Document:
	  	 This Agreement, any Notes, the Fee Letters, and all other documents delivered to the Agent or any Lender in connection herewith.

			
		 	 Minimum
	  	

  
 8 

					
			
		 	 Stockholders’ Equity:
	  	 As of the Closing Date, and the last day of each fiscal quarter thereafter, the greater of:

			
		 		  	 (a)     $4,700,000,000, or

			
		 		  	 (b)     the sum of –

			
		 		  	 (i)     $4,700,000,000, plus

			
		 		  	 (ii)     50% of the sum of cumulative Net Earnings for each fiscal quarter commencing with the fiscal quarter
ended June 30, 2011.

			
		 	 Net Capital Ratio:
	  	 As of the date of determination, that percentage of net capital to aggregate debit items of any entity subject to the Net Capital Rule 15c3-1 promulgated by
the Securities Exchange Commission pursuant to the Securities Exchange Act of 1934 and any successor or replacement rule or regulation therefor.

			
		 	 Net Earnings:
	  	 With respect to any fiscal period, the consolidated net income of the Borrower and its Subsidiaries, after taking into account all extraordinary items, taxes
and other proper charges and reserves for the applicable period, determined in accordance with U.S. generally accepted accounting principles, consistently applied.

			
		 	 Note:
	  	 A promissory note executed by the Borrower in favor of a Lender pursuant to Section 2.3 in substantially the form of Exhibits A-1 and
A-2.

			
		 	 Notice of Conversion/
	  	
		 	 Continuation:
	  	 A notice in substantially the form of Exhibit C.

			
		 	 Obligations:
	  	 All borrowings, debts, liabilities, obligations, covenants and duties arising under any Loan Document owing by the Borrower to any Lender, the Agent, or any
Indemnified Person, whether direct or indirect (including those acquired by assignment), absolute or contingent, due or to become due, now existing or hereafter arising.

			
		 	 Person:
	  	 An individual, partnership, corporation, limited liability company, business trust, unincorporated association, trust, joint venture or Governmental
Authority.

			
		 	 Pro Rata Share:
	  	 As to any Lender at any time, the percentage equivalent (expressed as a decimal, rounded to the ninth decimal place) at such time of such Lender’s
Commitment divided by the combined Commitments of all Lenders.

  
 9 

					
			
		 	 Reference Lenders:
	  	 Citibank and JPMorgan Chase Bank, N.A.

			
		 	 Replacement Lender:
	  	 The meaning specified in Section 3.9.

			
		 	 Required Lenders:
	  	 At any time at least two Lenders then holding in excess of 50% of the then aggregate unpaid principal amount of the Loans, or, if no such principal amount is
then outstanding, at least two Lenders then having in excess of 50% of the Commitments.

			
		 	 Requirement of Law:
	  	 As to any Person, any law (statutory or common), treaty, rule or regulation or determination of an arbitrator or of a Governmental Authority, in each case
applicable to or binding upon the Person or any of its property or to which the Person or any of its property is subject.

			
		 	 Responsible Officer:
	  	 Any senior vice president or more senior officer of the Borrower, or any other officer having substantially the same authority and responsibility; or, with
respect to compliance with financial covenants, the chief financial officer, executive vice president-finance, controller or the treasurer of the Borrower, or any other officer having substantially the same authority and
responsibility.

			
		 	 Revolving Credit
	  	
		 	 Facility:
	  	 The revolving credit facility available to the Borrower pursuant to Section 2.1 hereof.

			
		 	 Revolving Loan:
	  	 The meaning specified in Section 2.1, and may be a Base Rate Loan or a Eurodollar Rate Loan (each a “Type” of Revolving
Loan).

			
		 	 Revolving Note:
	  	 The meaning specified in Section 2.3.

			
		 	 Revolving
	  	
		 	 Termination Date:
	  	 The earlier to occur of:

			
		 		  	 (a)     June 8, 2012; and

			
		 		  	 (b)     the date on which the Commitments terminate in accordance with the provisions of this Agreement.

			
		 	 SEC:
	  	 The Securities and Exchange Commission, or any Governmental Authority succeeding to any of its principal functions.

			
		 	 Senior Medium-
	  	
		 	 Term Notes,
	  	
		 	 Series A:
	  	 Senior debt securities or senior subordinated debt securities issued by The Charles Schwab Corporation with a maturity between 9 months and 30 years in
accordance with the Senior Indenture, as

  
 10 

					
		 		  	 amended, and the Senior Subordinated Indenture, as amended, both dated as of July 15, 1993 by and between The Charles Schwab Corporation and The Bank of
New York Mellon Trust Company, N.A. as successor trustee to The Chase Manhattan Bank.

			
		 	 Subsidiary:
	  	 Any corporation or other entity of which a sufficient number of voting securities or other interests having power to elect a majority of the board of
directors or other persons performing similar functions are at the time directly or indirectly owned by the Borrower.

			
		 	 Term Commitment:
	  	 Eight Hundred Million and no/100 Dollars ($800,000,000.00), as the same may be reduced under Section 2.10.

			
		 	 Term Loan:
	  	 The meaning specified in Section 2.2 and may be a Base Rate Loan or Eurodollar Rate Loan (each a “Type” of Term
Loan).

			
		 	 Term Loan Facility:
	  	 The term loan facility available to the Borrower pursuant to Section 2.2 hereof.

			
		 	 Term Loan Maturity
	  	
		 	 Date:
	  	 The meaning specified in Section 2.2.

			
		 	 Term Note:
	  	 The meaning specified in Section 2.3.

			
		 	 Term Out Fee:
	  	 The meaning specified in subsection 2.9(c).

			
		 	 Type:
	  	 The meaning specified in the definition of “Revolving Loan”.

  

	2.	 THE CREDIT FACILITY. 

 2.1     The Revolving Credit Facility Each Lender severally agrees, on the terms and conditions set forth herein, to make loans to the Borrower (each such loan, a
“Revolving Loan”) from time to time on any Business Day during the period from the Closing Date to the Revolving Termination Date, in an aggregate amount not to exceed at any time outstanding, together with the principal amount of
Term Loans outstanding in favor of such Lender at such time, the amount set forth next to such Lender’s name on Schedule 1 (such amount together with the Lender’s Pro Rata Share of the Term Commitment, as the same may be reduced under
Section 2.10 or as a result of one or more assignments under Section 10.8, the Lender’s “Commitment”); provided, however, that, after giving effect to any Borrowing of Revolving Loans, the
Effective Amount of all outstanding Revolving Loans shall not at any time exceed the combined Commitments; and provided further that the Effective Amount of the Revolving Loans, together with all Term Loans outstanding at such time, of
any Lender shall not at any time exceed such Lender’s Commitment. Within the limits of each Lender’s Commitment, and subject to the other terms and conditions hereof, the Borrower may borrow under this Section 2.1, prepay under
Section 3.3 and reborrow under this Section 2.1. 

  
 11 

 2.2     Term Loan Facility. Each Lender severally
agrees, on the terms and conditions set forth herein, to make Loans to the Borrower during the period from the Closing Date to June 8, 2012, in an aggregate amount not to exceed such Lender’s Pro Rata Share of the Term Commitment. The
Borrower from time to time may borrow under the Term Loan Facility (and may reborrow any amount theretofore prepaid) until close of business on June 8, 2012, for a term not to exceed 364 days from the date of the Borrowing. Each such loan under
the Term Loan Facility (a “Term Loan”) shall be in the minimum amount of $10,000,000 and shall become due and payable on the last day of the term selected by the Borrower for such Term Loan (the “Term Loan Maturity
Date”), which shall in no event be later than 364 days from the date of such Term Loan. The maximum availability under the Term Loan Facility shall be the amount of the Credit minus the aggregate outstanding principal amount of Revolving
Loans and Term Loans made by the Lenders; provided, however, that to the extent the proceeds of a Term Loan are used to repay an outstanding Revolving Loan (or a portion thereof), such Revolving Loan (or portion thereof) shall not be
considered part of the aggregate principal amount of outstanding Revolving Loans made by the Lenders for purposes of this sentence (such maximum availability hereafter being referred to as the “Term Loan Availability”). Under no
circumstances shall the aggregate outstanding principal amount of Term Loans and Revolving Loans made by the Lenders exceed the Credit, and under no circumstances shall any Lender be obligated (i) to make any Term Loan (nor may the Borrower
reborrow any amount heretofore prepaid) after June 8, 2012, or (ii) to make any Term Loan in excess of the Term Loan Availability. Each Term Loan made hereunder shall fully and finally mature and be due and payable in full on the Term Loan
Maturity Date specified in the Borrowing Advice for such Term Loan; provided, however, that to the extent the Borrowing Advice for any Term Loan selects an Interest Period that expires before the Term Loan Maturity Date specified in
such Borrowing Advice, the Borrower may from time to time select additional interest rate options and Interest Periods (none of which shall extend beyond the Term Loan Maturity Date for such Term Loan) by delivering a Borrowing Advice or Notice of
Conversion/Continuation, as applicable. 
 2.3     Evidence of Borrowing/Promissory
Notes. The obligation of the Borrower to repay the aggregate unpaid principal amount of the Revolving Loans and Term Loans shall be evidenced by promissory notes of the Borrower (respectively the “Revolving Note and the Term
Note”) in substantially the form attached hereto as Exhibits A-1 and A-2, with the blanks appropriately completed, payable to the order of each Lender in the principal amount of its Commitment, bearing interest as hereinafter specified.
Each Revolving Note and Term Note shall be dated, and shall be delivered to each Lender, on the date of the execution and delivery of this Agreement by the Borrower. Each Lender shall, and is hereby authorized by the Borrower to, endorse on the
schedule contained on the Revolving Note and Term Note, or on a continuation of such schedule attached thereto and made a part thereof, appropriate notations regarding the Revolving Loans and Term Loans evidenced by such Note as specifically
provided therein and such Lender’s record shall be conclusive absent manifest error; provided, however, that the failure to make, or error in making, any such notation shall not limit or otherwise affect the obligations of the
Borrower hereunder or under the Revolving Note and Term Note. The Agent, by notice to the Borrower (to be given not later than two Business Days prior to the initial Borrowing or Term Loan hereunder) may request that Revolving Loans or Term Loans
made hereunder for which the interest calculation is to be based on the Eurodollar Rate be evidenced 

  
 12 

 
by separate Revolving Notes (in the case of Revolving Loans) and Term Notes (in the case of Term Loans), substantially in the form of Exhibit A-1 hereto (in the case of Revolving Loans) and
Exhibit A-2 hereto (in the case of Term Loans), payable to the order of each Lender for the account of its office, branch or affiliate it may designate as its Lending Office. 

2.4     Making of Revolving Loans and Term Loans, Borrowings; Interest Periods; Notice.

 (a)     Each Borrowing of Revolving Loans or Term Loans shall be made upon
Borrower’s irrevocable written notice delivered to the Agent in the form of a Borrowing Advice (which notice must be received by the Agent prior to 10:00 a.m. San Francisco time for a Eurodollar Rate Loan, and prior to 11:00 a.m. San Francisco
time for a Base Rate Loan) (i) the same Business Day as the requested Borrowing Date in the case of Base Rate Loans to be made on such Business Day, or (ii) three Business Days prior to the requested Borrowing Date in the case of
Eurodollar Rate Loans, with each Borrowing Advice setting forth the following information: 

(A)     the requested Borrowing Date, which shall be a Business Day, on which such Revolving Loan or
Term Loan is to be made; 
 (B)     for a Eurodollar Rate Loan, the duration of the
Interest Period selected in accordance with Section 2.6 hereof (if the Borrowing Advice fails to specify the duration of the Interest Period for any Borrowing comprised of a Eurodollar Rate Loan, such Interest Period shall be three
months); 
 (C)     the Type of Loans comprising the Borrowing and the interest rate option
selected in accordance with Section 2.7 hereof; and 
 (D)     the aggregate
principal amount of the Revolving Loan or Term Loan (which shall be in an aggregate minimum amount of $10,000,000) to which such Interest Period and interest rate shall apply. 

(b)     The Agent will promptly notify each Lender of its receipt of any Borrowing Advice and of the
amount of such Lender’s Pro Rata Share of that Borrowing. 
 (c)     Each Lender will
make the amount of its Pro Rata Share of each Borrowing available to the Agent for the account of the Borrower at the Agent’s Payment Office by 1:00 p.m. San Francisco time on the Borrowing Date requested by the Borrower in funds immediately
available to the Agent. Each Loan to the Borrower under this Agreement shall be made by 1:30 p.m. (San Francisco time) on the date of the Requested Borrowing Date, and shall be in immediately available funds (in the aggregate amount made available
to the Agent by the Lenders) wired to the Borrower’s account at Citibank, N.A. or such other account as may be designated by the Borrower in writing. 
 (d)     After giving effect to any Borrowing, there may not be more than ten (10) different Interest Periods in effect. 

  
 13 

 With respect to any Borrowing having an Interest Period ending on or before June 8,
2012, if prior to the last day of the Interest Period for such Borrowing the Borrower fails timely to provide a Notice of Conversion/Continuation in accordance with Section 2.5, such Borrowing shall, on the last day of the then-existing
Interest Period for such Borrowing, automatically convert into a Base Rate Loan. In the event of any such automatic conversion, the Borrower on the date of such conversion shall be deemed to make a representation and warranty to the Lenders that, to
the best of the Borrower’s knowledge, (i) neither the Borrower nor any Bank Subsidiary is in violation of the capital requirements as described in Section 6.6, (ii) the Broker Subsidiary is not in violation of minimum net
capital requirements as described in Section 7.1, (ii) the Borrower’s Consolidated Stockholders’ Equity is not below the Minimum Stockholders’ Equity as described in Section 7.2, and (iv) no amount
owing with respect to any Commitment Fee, any outstanding Borrowing, or any interest thereon, or any other amount hereunder, is due and unpaid. If prior to the last day of the Interest Period applicable to any Term Loan the Borrower fails timely to
provide a Notice of Conversion/Continuation in accordance with Section 2.5, such Term Loan shall, on the last day of the then-existing Interest Period for such Term Loan, automatically convert into a Base Rate Loan. 

2.5     Conversion and Continuation Elections. 

(a)     The Borrower may, upon irrevocable written notice to the Agent in accordance with this
Section 2.5: 
 (i)     elect, as of any Business Day, in the case of Base Rate
Loans, or as of the last day of the applicable Interest Period, in the case of any other Type of Loan, to convert any such Loan (or any part thereof in an amount not less than $10,000,000), into Loans of any other Type; or 

(ii)     elect as of the last day of the applicable Interest Period, to continue any Loans having
Interest Periods expiring on such day (or any part thereof in an amount not less than $10,000,000); 
 provided, that if
at any time the aggregate amount of Eurodollar Rate Loans in respect of any Borrowing is reduced, by payment, prepayment, or conversion of part thereof to be less than $10,000,000, such Eurodollar Rate Loans shall automatically convert into Base
Rate Loans. 
 (b)     The Borrower shall deliver a Notice of Conversion/Continuation to be
received by the Agent not later than 10:00 a.m. San Francisco time for a Eurodollar Rate Loan, and not later than 11:00 a.m. San Francisco time for a Base Rate Loan, at least (i) three Business Days in advance of the
Conversion/Continuation Date, as to any Loan that is to be converted into or continued as a Eurodollar Rate Loan; and (ii) the same Business Day as the Conversion/Continuation Date, as to any Loan that is to be converted into a Base Rate Loan,
specifying: 
 (A)     the proposed Conversion/Continuation Date; 

  
 14 

 (B)     the aggregate amount of the Loan or Loans to be
converted or renewed; 
 (C)     the Type of Loan or Loans resulting from the proposed
conversion or continuation; and 
 (D)     other than in the case of conversions into Base
Rate Loans, the duration of the requested Interest Period. 
 (c)     If upon the
expiration of any Interest Period applicable to Eurodollar Rate Loans, the Borrower has failed to select timely a new Interest Period to be applicable to such Eurodollar Rate Loans, or if any Default or Event of Default then exists, the Borrower
shall be deemed to have elected to convert such Eurodollar Rate Loans into Base Rate Loans effective as of the expiration date of such Interest Period. 
 (d)     The Agent will promptly notify each Lender of its receipt of a Notice of Conversion/Continuation, or, if no timely notice is provided by the Borrower, the Agent will promptly
notify each Lender of the details of any automatic conversion. All conversions and continuations shall be made ratably according to the respective outstanding principal amounts of the Loans with respect to which the notice was given as held by each
Lender. 
 (e)     Unless the Required Lenders otherwise agree, during the existence of a
Default or Event of Default, the Borrower may not elect to have a Loan converted into or continued as a Eurodollar Rate Loan. 
 (f)     After giving effect to any conversion or continuation of Loans, there may not be more than ten (10) different Interest Periods in effect. 

2.6     Interest Periods.   The Borrower may select for any Eurodollar Rate Loan the
Interest Period (as defined in the next sentence) for each Borrowing, it being understood that the Borrower may request multiple Borrowings on the same day and may select a different Interest Period for each such Borrowing. An Interest Period shall
be each period, as selected by the Borrower in accordance with the terms of this Agreement, beginning on the Borrowing Date of any Eurodollar Rate Loan, or on the Conversion/Continuation Date on which any Loan is converted into or continued as a
Eurodollar Rate Loan, and ending on the date specified by the Borrower that is one, two, three or six months thereafter; provided that whenever the first day of any Interest Period occurs on a day of an initial calendar month for which there
is no numerically corresponding day in the calendar month that succeeds such initial calendar month by the number of months equal to the number of months in such Interest Period, such Interest Period shall end on the last Business Day of such
succeeding calendar month; and provided further that if the last day of an Interest Period would be a day that is not a Business Day, such Interest Period shall be extended to the next succeeding Business Day, unless such next
succeeding Business Day is in a different calendar month, in which case such interest period shall end on the next preceding Business Day; but provided, however, that (i) no Interest Period applicable to any Revolving Loan shall
extend beyond the Revolving Termination Date; and (ii) no Interest Period 

  
 15 

 
applicable to any Term Loan shall extend beyond the Term Loan Maturity Date specified in the Borrowing Advice for such Term Loan, which in no event shall be later than June 7, 2013.

 2.7     Interest Rates. 

(a)     (i)   Each Revolving Loan, while outstanding, shall bear interest from the
applicable Borrowing Date at a rate per annum equal to the Eurodollar Rate or the Base Rate, as the case may be, (and subject to the Borrower’s right to convert to other Types of Loans under Section 2.5) plus the Applicable Margin.

 (ii)   Each Term Loan, while outstanding, shall bear interest from the applicable Borrowing Date
at a rate per annum equal to the Eurodollar Rate or the Base Rate, as the case may be, (and subject to the Borrower’s right to convert to other Types of Loans under Section 2.5) plus the Applicable Margin. 

(b)     Interest on each Revolving Loan and Term Loan shall be paid in arrears on each Interest
Payment Date. Interest shall also be paid on the date of any prepayment of Loans under Section 3.3 for the portion of the Loan so prepaid and upon payment (including prepayment) in full thereof, and, during the existence of any Event of
Default interest shall be paid on demand of the Agent at the request or with the consent of the Required Lenders. 
 (c)     After the principal amount of any Revolving Loan or Term Loan, accrued interest upon such Loan, the commitment fee, or any other amount hereunder shall have become due and
payable by acceleration, or otherwise, it shall thereafter (until paid) bear interest, payable on demand, (i) until the end of the Interest Period with respect to such Loan at a rate per annum equal to 2% per annum in excess of the rate or
rates in effect with respect to such Loan, and (ii) thereafter, at a rate per annum equal to 2% per annum in excess of the Base Rate. 
 2.8     Substitute Rates.   If upon receipt by the Agent of a Borrowing Advice relating to any Borrowing or of a Notice of Conversion/Continuation: 

(a)     the Agent shall determine that by reason of changes affecting the London interbank market,
adequate and reasonable means do not exist for ascertaining the applicable Eurodollar Rate with respect to any Interest Period; or 
 (b)     the Agent shall determine that by reason of any change since the date hereof in any applicable law or governmental regulation (other than any such change in the regulations
described in the definition of Eurodollar Rate Reserve Percentage in Section 1 hereof), guideline or order (or any interpretation thereof), the adoption or enactment of any new law or governmental regulation or order or any other
circumstance affecting the Lenders or the London interbank market, the Eurodollar Rate shall no longer represent the effective cost to the Lenders of U.S. dollar deposits in the relevant amount and for the relevant period; or 

(c)     Agent shall determine that, as a result of any change since the date hereof in any
applicable law or governmental regulation or as a result of the adoption of any new applicable law or governmental regulation, the applicable Eurodollar Rate would be unlawful; 

  
 16 

 then, the Agent will promptly so notify the Borrower and each Lender, whereupon, the
obligation of the Lenders to make or maintain Eurodollar Rate Loans hereunder shall be suspended until the Agent upon the instruction of the Required Lenders revokes such notice in writing. Upon receipt of such notice, the Borrower may revoke any
Notice of Borrowing or Notice of Conversion/Continuation then submitted by it and, at its election, submit a Borrowing Advice or Notice of Conversion/Continuation selecting another Type of Loan. If the Borrower does not revoke such Notice or give a
Notice as provided herein, the Lenders shall make, convert or continue the Loans, as proposed by the Borrower in the amount specified in the applicable notice submitted by the Borrower, but such Loans shall be made, converted or continued as Base
Rate Loans instead of Eurodollar Rate Loans. 
 2.9    Fees. 

(a)     Arrangement, Agency Fees.   The Borrower shall pay an arrangement fee to
the Arrangers for their respective accounts, and shall pay an agency fee to the Agent for the Agent’s account, as required by the separate letter agreements (“Fee Letters”) between the Borrower and each of the Arrangers and
between the Borrower and the Agent, each dated May 12, 2011. 
 (b)     Commitment
Fee.   The Borrower shall pay to the Agent for the account of each Lender a commitment fee (the “Commitment Fee”) on the actual daily unused portion of such Lender’s Commitment computed on a quarterly basis in
arrears on the last Business Day of each quarter based upon the daily utilization for that quarter as calculated by the Agent, equal to seventy-five one thousandths of one percent (0.075%) per annum. For purposes of calculating utilization under
this subsection, the Commitments shall be deemed used to the extent of the Effective Amount of Revolving Loans and Term Loans then outstanding. Such Commitment Fee shall accrue from the Closing Date to the Revolving Termination Date and shall be due
and payable quarterly in arrears on the last Business Day of each quarter commencing on the quarter ending June 30, 2011 through the Revolving Termination Date, with the final payment to be made on the Revolving Termination Date;
provided that, in connection with any reduction or termination of Commitments under Section 2.10, the accrued commitment fee calculated for the period ending on such date shall also be paid on the date of such reduction or
termination, with the following quarterly payment being calculated on the basis of the period from such reduction or termination date to such quarterly payment date. 

(c)     Term Loan Fee.   The Borrower shall pay to the Agent for the account of
each Lender a term loan fee (the “Term Out Fee”) equal to one percent (1.00%) of the aggregate principal amount of all Term Loans outstanding on June 8, 2012, payable on such date. 

2.10     Reduction of Credit.   The Borrower, from time to time, upon at least three
(3) Business Days’ written notice to the Agent, may terminate the commitments, or permanently reduce the Commitments by an aggregate minimum amount of $10,000,000, without penalty or premium; unless after giving effect thereto and to any
prepayments of Loans made on the effective date thereof, the Effective Amount of all Revolving Loans and Term Loans together would exceed the amount of the combined Commitments then in effect. Once reduced in accordance with this Section, the
Commitments may not be increased. Any reduction of the 

  
 17 

 
Commitments shall be applied to each Lender’s Commitment according to its Pro Rata Share. All accrued Commitment Fees to, but not including, the effective date of any reduction or
termination of Commitments, shall be paid on the effective date of such reduction or termination. During the continuation of the Credit, the computation of the Commitment Fee and the Lenders’ obligations to make Revolving Loans or Term Loans
shall be based upon such reduced Commitments. In the event the Credit shall be reduced to zero pursuant to this Section, the Credit shall be deemed terminated, and any Commitment Fee or any other amount payable hereunder then accrued shall become
immediately payable. Such termination of the Credit shall terminate the Borrower’s obligations with respect to the Commitment Fee to the extent not theretofore accrued and shall terminate the Lenders’ obligations to make any further
Revolving Loans or Term Loans under this Agreement. 
 2.11     Termination Date;
Extensions.   The termination date of each Lender’s Commitment with respect to the Credit (the “Termination Date”), including both the Revolving Credit Facility under Section 2.1 hereof and the Term
Loan Facility under Section 2.2 hereof, is initially June 8, 2012. At any time no earlier than forty-five (45) days and no later than thirty (30) days prior to the Termination Date then in effect (whether the initial
Termination Date of June 8, 2012 or any later Termination Date as extended under this Section 2.11), the Borrower may, by written notice to the Agent in the form attached as Exhibit D hereto, request that the Termination Date be
extended for a period of 364 calendar days. Such request shall be irrevocable and binding upon the Borrower. In no event will any Lender agree to approve any extension more than thirty (30) days before the Termination Date then in effect.
Failure of any Lender to respond shall mean that such Lender has not approved such extension. If each Lender (in its sole discretion) agrees to so extend its Commitment and the Termination Date (which agreement may be given or withheld in such
Lender’s sole and absolute discretion), the Agent shall evidence such agreement by executing and returning to the Borrower a copy of the Borrower’s written request no later than fifteen (15) days after the Agent’s receipt of the
Borrower’s written request. If the Agent fails to so respond to and accept the Borrower’s request for extension of the Termination Date then in effect, the Lenders’ Commitments shall be terminated on the Termination Date then in
effect. If, on the other hand, the Agent so responds to and accepts the Borrower’s request for extension of the Termination Date, then upon receipt by the Borrower of a copy of the Borrower’s written request countersigned by the Agent,
(i) the Lenders’ Commitments then in effect and the Termination Date then in effect shall automatically be extended for the 364-day period specified in such written request, and (ii) each reference in this Agreement to “June 8,
2012”, and “June 7, 2013” (and any prior extension thereof pursuant to this Section 2.11) also shall automatically be correspondingly extended for 364 days. 

2.12     Payments by the Lenders to the Agent. 

(a)     Unless the Agent receives notice from a Lender on or prior to the Closing Date or, with
respect to any Borrowing after the Closing Date, at least one Business Day before the date of such Borrowing in the case of a Eurodollar Rate Loan, or, in the case of a Base Rate Loan, prior to noon (12:00) San Francisco time on the date of
such Borrowing, that such Lender will not make available as and when required hereunder to the Agent for the account of the Company the amount of that Lender’s Pro Rata Share of the Borrowing, the Agent may assume that each Lender has made such
amount available to the Agent in immediately available 

  
 18 

 
funds on the Borrowing Date and the Agent may (but shall not be so required), in reliance upon such assumption, make available to the Borrower on such date a corresponding amount. If and to the
extent any Lender shall not have made its full amount available to the Agent in immediately available funds and the Agent in such circumstances has made a corresponding amount available to the Borrower such Lender shall on the Business Day following
such Borrowing Date make such amount available to the Agent, together with interest at the Federal Funds Rate for each day during such period. A notice of the Agent submitted to any Lender with respect to amounts owing under this subsection
(a) shall be conclusive, absent manifest error. If such amount is so made available, such payment to the Agent shall constitute such Lender’s Loan on the date of Borrowing for all purposes of this Agreement. If such amount is not made
available to the Agent on the Business Day following the Borrowing Date, the Agent will notify the Borrower of such failure to fund and, upon demand by the Agent, the Borrower shall pay such amount to the Agent for the Agent’s account, together
with interest thereon for each day elapsed since the date of such Borrowing, at a rate per annum equal to the interest rate applicable at the time to the Loans comprising such Borrowing. 

(b)     The failure of any Lender to make any Loan on any Borrowing Date shall not relieve any other
Lender of any obligation hereunder to make a Loan on such Borrowing Date, but no Lender shall be responsible for the failure of any other Lender to make the Loan to be made by such other Lender on any Borrowing Date. 

2.13     Sharing of Payments, Etc..   If, other than as expressly provided elsewhere
herein, any Lender shall obtain on account of the Loans made by it any payment (whether voluntary, involuntary, through the exercise of any right of set-off, or otherwise) in excess of its Pro Rata Share, such Lender shall immediately
(a) notify the Agent of such fact, and (b) purchase from the other Lenders such participation in the Loans made by them as shall be necessary to cause such purchasing Lender to share the excess payment pro rata with each of them; provided,
however, that if all or any portion of such excess payment is thereafter recovered from the purchasing Lender, such purchase shall to that extent be rescinded and each other Lender shall repay to the purchasing Lender the purchase price paid
therefor, together with an amount equal to such paying Lender’s ratable share (according to the proportion of (i) the amount of such paying Lender’s required repayment to (ii) the total amount so recovered from the purchasing
Lender) of any interest or other amount paid or payable by the purchasing Lender in respect of the total amount so recovered. The Borrower agrees that any Lender so purchasing a participation from another Lender may, to the fullest extent permitted
by law, exercise all its rights of payment (including the right of set-off, but subject to Section 10.5) with respect to such participation as fully as if such Lender were the direct creditor of the Borrower in the amount of such participation.
The Agent will keep records (which shall be conclusive and binding in the absence of manifest error) of participation purchased under this Section and will in each case notify the Lenders following any such purchase or repayment. 

2.14     Computation of Fees and Interest. 

(a)     All computations of interest for Base Rate Loans when the Base Rate is determined by
Citibank N.A.’s “Base Rate” shall be made on the basis of a year of 365 or 366 days, as the case may be, and actual days elapsed. All other computations of interest, and all 

  
 19 

 
computation of fees under subsection 2.9(b) and (c) shall be made on the basis of a 360-day year and actual days elapsed. Interest and such fees shall accrue during each
period during which interest or such fees are computed from and including the first day thereof to and excluding the last day thereof. 
 (b)     If any Reference Lender’s Commitment shall terminate (otherwise than on termination of all the Commitments), or for any reason whatsoever such Reference Lender shall cease
to be a Lender hereunder, such Reference Lender shall thereupon cease to be a Reference Lender, and the determination of the Eurodollar Base Rate under subsection (c) of the definition of such term shall be determined on the basis of the
rates as notified by the remaining Reference Lenders. 
  

	3.	 PAYMENT. 

 3.1     Repayment. 

(a)     The Term Credit.   The Borrower shall repay to the Agent for the account of
the Lenders the aggregate principal amount of the Term Loans outstanding on each Term Loan Maturity Date, as applicable. 
 (b)     The Revolving Credit.   The Borrower shall repay to the Agent, for the account of the Lenders, on the Revolving Termination Date the aggregate principal amount
of Revolving Loans outstanding on such date. 
 3.2     Method of
Payment.   All payments hereunder and under the Revolving Note and the Term Note shall be payable in lawful money of the United States of America and in immediately available funds not later than 12:00 noon (San Francisco time) on the
date when due at the principal office of the Agent or at such other place as the Agent may, from time to time, designate in writing to the Borrower. 
 3.3     Optional Prepayment.   Subject to Section 3.7, the Borrower shall be entitled at any time or from time to time, upon not less than one
(1) Business Day irrevocable notice to the Agent, to ratably prepay Loans in whole or in part in minimum amounts of $10,000,000 without premium or penalty. Each notice of payment shall specify the date and aggregate principal amount of any such
prepayment and the Type(s) of Loans to be repaid. The Agent will promptly notify each Lender of its receipt of any such Notice and of such Lender’s Pro Rata Share of such prepayment. If such Notice is given by the Borrower, the Borrower shall
make such prepayment and the payment amount, specified in such Notice shall be due and payable on the date specified therein, together with all accrued interest to each such date on the amount prepaid, and any amounts required in accordance with
Section 3.7 hereof as a result of such prepayment. 
 3.4     Taxes/Net
Payments.   All payments by Borrower hereunder and under the Revolving Note and the Term Note to the Agent or any Lender shall be made without set-off or counterclaim and in such amounts as may be necessary in order that all such
payments, after deduction or withholding for or on account of any present or future taxes, levies, imposts, duties or other charges of whatsoever nature imposed by any Governmental Authority or taxing

  
 20 

 
authority thereof (collectively, “Taxes”), shall not be less than the amounts otherwise specified to be paid under this Agreement. The Borrower shall pay all Taxes when due and
shall promptly send to the Lender original tax receipts or copies thereof certified by the relevant taxing authority together with such other documentary evidence with respect to such payments as may be required from time to time by the Agent. If
the Borrower fails to pay any Taxes to the appropriate taxing authorities when due or fails to remit to the Agent or Lender any such original tax receipts or certified copies thereof as aforesaid or other required documentary evidence, the Borrower
shall indemnify the Agent or Lender within thirty (30) days of demand by the Lender or Agent for any taxes, interest or penalties that may become payable by the Agent or Lender as a result of such failure. 

Notwithstanding the foregoing, (i) the Borrower shall not be liable for the payment of any tax on or measured by the
net income of any Lender pursuant to the laws of the jurisdiction where an office of such Lender making any loan hereunder is located or does business, and (ii) the foregoing obligation to gross up the payments to any Lender so as not to deduct
or offset any withholding taxes or Taxes paid or payable by the Borrower with respect to any payments to such Lender shall not apply (x) to any payment to any Lender which is a “foreign corporation, partnership or trust” within the
meaning of the Code if such Lender is not, on the date hereof (or on the date it becomes a Lender under this Agreement pursuant to the assignment terms of this Agreement), or on any date hereafter that it is a Lender under this Agreement, entitled
to submit either a Form W-8BEN or any successor form thereto (relating to such Lender and entitling it to a complete exemption from withholding on all interest to be received by it hereunder in respect of the Loans) or Form W-8ECI or any successor
form thereto (relating to all interest to be received by such Lender hereunder in respect of the Loans) of the U.S. Department of Treasury, or (y) to any item referred to in the preceding sentence that would not have been imposed but for the
failure by such Lender to comply with any applicable certification, information, documentation or other reporting requirements concerning the nationality, residence, identity or connections of such Lender with the United States if such compliance is
required by statute or regulation of the United States as a precondition to relief or exemption from such item. 

3.5     Illegality. 

(a)     If any Lender determines that the introduction of any Requirement of Law, or any change in
any Requirement of Law, or in the interpretation or administration of any Requirement of Law, has made it unlawful, or that any central bank or other Governmental Authority has asserted that it is unlawful, for any Lender or its applicable Lending
Office to make Eurodollar Rate Loans, then, on notice thereof by the Lender to the Borrower through the Agent, any obligation of that Lender to make Eurodollar Rate Loans shall be suspended until the Lender notifies the Agent and the Borrower that
the circumstances giving rise to such determination no longer exist. 
 (b)     If a Lender
determines that it is unlawful to maintain any Eurodollar Rate Loan, the Borrower shall, upon its receipt of notice of such fact and demand from such Lender (with a copy to the Agent), prepay in full such Eurodollar Rate Loans of that Lender then
outstanding, together with interest accrued thereon and amounts required under Section 3.7, either on the last day of the Interest Period thereof, if the Lender may lawfully 

  
 21 

 
continue to maintain such Eurodollar Rate Loans to such day, or immediately, if the Lender may not lawfully continue to maintain such Eurodollar Rate Loan. If the Borrower is required to so
prepay any Eurodollar Rate Loan, then concurrently with such prepayment, the Borrower shall borrow from the affected Lender, in the amount of such repayment, a Base Rate Loan. 

(c)     If the obligation of any Lender to make or maintain Eurodollar Rate Loans has been so
terminated or suspended, the Borrower may elect, by giving notice to the Lender through the Agent that all Loans which would otherwise be made by the Lender as Eurodollar Rate Loans shall be instead Base Rate Loans. 

(d)     Before giving any notice to the Agent under this Section, the affected Lender shall
designate a different Lending Office with respect to its Eurodollar Rate Loans if such designation will avoid the need for giving such notice or making such demand and will not, in the judgment of the Lender, be illegal or otherwise disadvantageous
to the Lender. 
 3.6     Increased Costs and Reduction of Return. 

(a)     If any Lender determines that, due to either (i) the introduction of or any change
(other than any change by way of imposition of or increase in reserve requirements included in the calculation of the Eurodollar Rate) in or in the interpretation of any law or regulation, or (ii) the compliance by that Lender with any
guideline or request from any central bank or other Governmental Authority (whether or not having the force of law), there shall be any increase in the cost to such Lender of agreeing to make or making, funding or maintaining any Eurodollar Rate
Loan, then the Borrower shall be liable for, and shall from time to time, upon demand (with a copy of such demand to be sent to the Agent), pay to the Agent for the account of such Lender, additional amounts as are sufficient to compensate such
Lender for such increased costs. 
 (b)     If any Lender shall have determined that
(i) the introduction of any Capital Adequacy Regulation, (ii) any change in any Capital Adequacy Regulation, (iii) any change in the interpretation or administration of any Capital Adequacy Regulation by any central bank or other
Governmental Authority charged with the interpretation or administration thereof, or (iv) compliance by the Lender (or its Lending Office) or any corporation controlling the Lender with any Capital Adequacy Regulation, affects or would affect
the amount of capital required or expected to be maintained by the Lender or any corporation controlling the Lender and determines that the amount of such capital is increased as a consequence of its Commitment, Loans, credits or obligations under
this Agreement then, upon demand of such Lender to the Borrower through the Agent, the Borrower shall pay to the Lender, from time to time as specified by the Lender, additional amounts sufficient to compensate the Lender for the cost of such
increase. 
 3.7     Funding Losses. The Borrower shall reimburse each Lender and
hold each Lender harmless from any loss or expense which the Lender may sustain or incur as a consequence of: 

  
 22 

 (a)     the failure of the Borrower to make on a timely
basis any payment of principal of any Eurodollar Rate Loan; 
 (b)     the failure of the
Borrower to borrow, continue or convert a Loan after the Borrower has given (or is deemed to have given) a Notice of Borrowing or a Notice of Conversion/Continuation; 

(c)     the failure of the Borrower to make any prepayment in accordance with any notice delivered
under Section 3.3; 
 (d)     the prepayment or other payment (including after
acceleration thereof) of any Eurodollar Rate Loan on a day that is not the last day of the relevant Interest Period; or 
 (e)     the automatic conversion under Section 2.5 of any Eurodollar Rate Loan to a Base Rate Loan on a day that is not the last day of the relevant Interest Period,

 including any such loss or expense arising from the liquidation or reemployment of funds obtained by it to maintain its
Eurodollar Rate Loans or from fees payable to terminate the deposits from which such funds were obtained. For purposes of calculating amounts payable by the Borrower to the Lenders under this Section and under subsection 3.6(a), each
Eurodollar Rate Loan made by a Lender and each related reserve, special deposit or similar requirement shall be conclusively deemed to have been funded at the LIBO-based rate used in determining the Eurodollar Rate for such Eurodollar Rate Loan by a
matching deposit or other borrowing in the interbank eurodollar market for a comparable amount and for a comparable period, whether or not such Eurodollar Rate Loan is in fact so funded,. 

3.8     Certificates of Lenders. Any Lender claiming reimbursement or compensation under this
Section 3 shall deliver to the Borrower (with a copy to the Agent) a certificate setting forth in reasonable detail the amount payable to the Lender hereunder and such certificate shall be conclusive and binding on the Borrower in the absence
of manifest error. 
 3.9     Substitution of Lenders. Upon the receipt by the
Borrower from any Lender (an “Affected Lender”) of a claim for compensation under Section 3.6, the Borrower may: (i) request the Affected Lender to use its best efforts to obtain a replacement bank or financial
institution satisfactory to the Borrower to acquire and assume all or a ratable part of all of such Affected Lender’s Loans and Commitment (a “Replacement Lender”); (ii) request one or more of the other Lenders to acquire
and assume all or part of such Affected Lender’s Loans and Commitment (but no other Lender shall be required to do so); or (iii) designate a Replacement Lender. Any such designation of a Replacement Lender under clause (ii) or
(iii) shall be subject to the prior written consent of the Agent (which consent shall not be unreasonably withheld). 
 3.10     Survival. The agreements and obligations of the Borrower in this Section 3 shall survive the payment of all other Obligations. 

  
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	4.	 CONDITIONS. 

 4.1     Conditions Precedent to the Effectiveness of this Agreement. The obligation of each Lender to make its initial extension of credit hereunder is subject to the condition
that the Agent has received on or before the Closing Date all of the following in form and substance satisfactory to the Agent and each Lender, in sufficient copies for each Lender; 

(a)     This Agreement and the Notes executed by each party thereto. 

(b)     A copy of a resolution or resolutions adopted by the Board of Directors or Executive
Committee of the Borrower, certified by the Secretary or an Assistant Secretary of the Borrower as being in full force and effect on the date hereof, authorizing the execution, delivery and performance of this Agreement and the consummation of the
transactions contemplated hereby, and a copy of the Certificate of Incorporation and the By-Laws of the Borrower, similarly certified. 
 (c)     A certificate, signed by the Secretary or an Assistant Secretary of the Borrower and dated the date hereof, as to the incumbency of the person or persons authorized to execute
and deliver this Agreement. 
 (d)     A certificate signed by the Chief Financial Officer,
Treasurer or Corporate Controller of the Borrower that, as of the date hereof, there has been no material adverse change in its consolidated financial condition since December 31, 2010 not reflected on its Quarterly Report on Form 10-Q filed
with the SEC for the period ending March 31, 2011. 
 (e)     A certificate, signed by
the Secretary or an Assistant Secretary of the Borrower and dated the date hereof, as to the persons authorized to execute and deliver a Borrowing Advice, a Notice of Conversion/Continuation, and the Revolving Notes and the Term Notes. The Agent and
each Lender may rely on such certificate with respect to the Revolving Loans and Term Loans hereunder unless and until it shall have received an updated certificate and, after receipt of such updated certificate, similarly may rely thereon.

 (f)     A written opinion, dated the date hereof, of counsel for the Borrower, in the
form of Exhibit E. 
 (g)     Evidence of payment by the Borrower of all accrued and
unpaid fees, costs and expenses to the extent then due and payable on the Closing Date, together with Attorney Costs of Citibank to the extent invoiced prior to or on the Closing Date, plus such additional amounts of Attorney Costs as shall
constitute Citibank’s reasonable estimate of Attorney Costs incurred or to be incurred by it through the closing proceedings (provided that such estimate shall not thereafter preclude final settling of accounts between the Borrower and
Citibank); including any such costs, fees and expenses arising under or referenced in Sections 2.9 and 10.4. 
 (h)     Written evidence that all of the Borrowing Agreements have been or concurrently herewith are being terminated. 

  
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 (i)     A certificate, signed by the Chief Financial
Officer, Treasurer or an Assistant Treasurer of the Borrower and dated as of the date hereof, which confirms that after giving effect to this Agreement, the aggregate principal amount of credit available under all of the Borrower’s committed
unsecured revolving credit facilities combined will not exceed the amount authorized under the resolutions of the Borrower referenced in subsection 4.1(b). 

4.2     Conditions Precedent to Revolving Loans and Term Loans. The obligation of each Lender
to make any Revolving Loan or Term Loan to be made by it (including its initial Revolving Loan), or to continue or convert any Loan under Section 2.5 is subject to the satisfaction of the following conditions precedent on the relevant
Borrowing Date or Conversion/Continuation Date: 
 The Agent shall have received a Borrowing Advice or a Notice of
Conversion/Continuation, as applicable. Each Borrowing Advice or Notice of Conversion/Continuation given by the Borrower shall be deemed to be a representation and warranty by the Borrower to each Lender, effective on and as of the date of such
Notice and as of such Borrowing Date for a Revolving Loan or Term Loan covered thereby, that (i) the representations and warranties set forth in Section 5 hereof are true and correct as of such date, and (ii) no Default or
Event of Default has occurred and is continuing. No Lender shall be required to make any Loan hereunder if: 

(a)     the Credit, the Revolving Credit Facility (in the case of a Revolving Loan) or the Term Loan
Facility (in the case of a Term Loan) has been terminated; or 
 (b)     any of the
representations or warranties of the Borrower set forth in Section 5 hereof shall prove to have been untrue in any material respect when made, or when any Default or Event of Default as defined in Section 8, has occurred; or

 (c)     the Borrower or any Bank Subsidiary is in violation of the capital requirements
as described in Section 6.6; or 
 (d)     the Broker Subsidiary is in
violation of minimum net capital requirements as described in Section 7.1; or 

(e)     the Borrower’s Consolidated Stockholders’ Equity is below the Minimum
Stockholders’ Equity as described in Section 7.2; or 
 (f)     any amount
owing with respect to any Commitment Fee or any outstanding Revolving Loan or Term Loan or any interest thereon or any other amount payable hereunder is due and unpaid. 

 

	5.	 REPRESENTATIONS AND WARRANTIES. 

 The Borrower represents and warrants to the Agent and each Lender, as of the date of delivery of this Agreement and as of the date of any Revolving Loan or Term Loan, as follows: 

  
 25 

 5.1     Organization and Good Standing. The
Borrower is a corporation duly organized, validly existing and in good standing under the laws of the state of Delaware and has full power, authority and legal right and has all governmental licenses, authorizations, qualifications and approvals
required to own its property and assets and to transact the business in which it is engaged, except where the failure to have any such license, authorization, qualification or approval, individually or in the aggregate, could not reasonably be
expected to have a material adverse effect on the Borrower and its Subsidiaries taken as a whole on a consolidated basis; and all of the outstanding shares of capital stock of Borrower have been duly authorized and validly issued, are fully paid and
non-assessable. 
 5.2     Corporate Power and Authority. The Borrower has full
power, authority and legal right to execute and deliver, and to perform its obligations under, this Agreement, and to borrow hereunder, and has taken all necessary corporate and legal action to authorize the borrowings hereunder on the terms and
conditions of this Agreement and to authorize the execution and delivery of this Agreement, and the performance of the terms thereof. 
 5.3     Enforceability. This Agreement has been duly authorized and executed by the Borrower, and when delivered to the Lenders will be a legal, valid and binding agreement of
the Borrower, enforceable against the Borrower in accordance with its terms, except, in each case, as enforcement thereof may be limited by bankruptcy, insolvency or other laws relating to or affecting enforcement of creditors’ rights or by
general equity principles. 
 5.4     No Violation of Laws or Agreements. The
execution and delivery of this Agreement by the Borrower and the performance of the terms hereof will not violate (i) any provision of any law or regulation or any judgment, order or determination of any court or governmental authority or of
the charter or by-laws of the Borrower, or (ii) any securities issued by the Borrower or any provision of any mortgage, indenture, loan or security agreement, or other instrument, to which the Borrower is a party or which purports to be binding
upon it or any of its assets, in each case in this clause (ii), in any respect that reasonably could be expected to have a material adverse effect on the Borrower and its Subsidiaries taken as a whole on a consolidated basis; nor will the execution
and the delivery of this Agreement by the Borrower and the performance of the terms hereof result in the creation of any lien or security interest on any assets of the Borrower pursuant to the provisions of any of the foregoing. 

5.5     No Consents. Except as disclosed in writing by Borrower, no consents of others
(including, without limitation, stockholders and creditors of the Borrower) nor any consents or authorizations of, exemptions by, or registrations, filings or declarations with, any Governmental Authority are required to be obtained by the Borrower
in connection with the execution and delivery of this Agreement and the performance of the terms thereof. 

5.6     Financial Statements. The consolidated financial statements of the Borrower contained
in the documents previously delivered to each Lender have been prepared in accordance with U.S. generally accepted accounting principles and present fairly the consolidated financial position of the Borrower. 

  
 26 

 5.7     Broker Subsidiary Licenses, Etc. The
Broker Subsidiary possesses all material licenses, permits and approvals necessary for the conduct of its business as now conducted and as presently proposed to be conducted as are required by law or the applicable rules of the SEC and the Financial
Industry Regulatory Authority. 
 5.8     Broker Subsidiary/Broker Registration. The
Broker Subsidiary is registered as a broker-dealer under the Securities Exchange Act of 1934, as amended. 

5.9     Broker Subsidiary/SIPC. The Broker Subsidiary is not in arrears with respect to any
assessment made upon it by the Securities Investor Protection Corporation, except for any assessment being contested by the Broker Subsidiary in good faith by appropriate proceedings and with respect to which adequate reserves or other provisions
are being maintained to the extent required by U.S. generally accepted accounting principles. 

5.10     Taxes. The Borrower has paid and discharged or caused to be paid and discharged all
taxes, assessments, and governmental charges prior to the date on which the same would have become delinquent, except to the extent that such taxes, assessments or charges are being contested in good faith and by appropriate proceedings by or on
behalf of the Borrower and with respect to which adequate reserves or other provisions are being maintained to the extent required by U.S. generally accepted accounting principles. 

5.11     ERISA. The Borrower is in all material respects in compliance with the provisions of
and regulations under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and the Code applicable to any pension or other employee benefit plan established or maintained by the Borrower or to which
contributions are made by the Borrower (the “Plans”). The Borrower has met all of the funding standards applicable to each of its Plans, and there exists no event or condition that would permit the institution of proceedings to
terminate any of the Plans under Section 4042 of ERISA. The estimated current value of the benefits vested under each of the Plans does not, and upon termination of any of the Plans will not, exceed the estimated current value of any such
Plan’s assets. The Borrower has not, with respect to any of the Plans, engaged in a prohibited transaction set forth in Section 406 of ERISA or Section 4975(c) of the Code that could be expected to have a material adverse effect on
the Borrower and its Subsidiaries taken as a whole on a consolidated basis. 
 5.12    
No Extension of Credit for Default Remedy/Hostile Acquisition. The Borrower will not use any amounts borrowed by it under this Agreement to remedy a default under any mortgage, indenture, agreement or instrument under which there may be
issued any Indebtedness of the Borrower to any bank or bank holding company, or their respective assignees, for borrowed money. Further, the Borrower will not use any amounts advanced to it under this Agreement for the immediate purpose of acquiring
a company where the Board of Directors or other governing body of the entity being acquired has made (and not rescinded) a public statement opposing such acquisition. 

5.13     Use of Proceeds/Margin Regulations. The Borrower will use the proceeds for general
corporate purposes, including, without limitation, for the back-up of the issuance of commercial paper notes. The Borrower will not use the proceeds of any loan provided hereby in 

  
 27 

 
such a manner as to result in a violation of Regulations T, U or X of the Board of Governors of the Federal Reserve System. 

5.14     Authorized Persons. The persons named for such purpose in the certificates delivered
pursuant to subsection 4.1(e) hereof are authorized to execute Borrowing Advices. 

5.15     Material Contracts. Borrower is not in default in the performance or observance of
any material obligation, agreement, covenant or condition contained in any material contract, indenture, mortgage, loan agreement, note or lease to which the Borrower is a party or by which it may be bound. 

5.16     Litigation. Except for any matter disclosed in the Form 10-Q filed by the
Borrower with the SEC on May 6, 2011, there is no action, suit or proceeding pending against, or to the knowledge of the Borrower, threatened against or affecting, the Borrower or any of its Subsidiaries before any court, arbitrator,
governmental body, agency or official in which there is a significant probability of an adverse decision which could have a material adverse effect on the business or the financial condition of the Borrower. 

5.17     Investment Company. The Borrower is not an “investment company” or a
company “controlled” by an “investment company” within the meaning of the Investment Company Act of 1940, as amended. 
  

	6.	 AFFIRMATIVE COVENANTS. 

 The Borrower covenants and agrees that so long as any Lender shall have a Commitment hereunder or any Loan or other obligation hereunder shall remain outstanding, unpaid or unsatisfied and until full
payment of all amounts due to the Lenders hereunder, it will, unless and to the extent the Required Lenders waive compliance in writing: 
 6.1     Notice of Events of Default. Give prompt notice to the Agent and each Lender, no later than three Business Days after becoming aware thereof, of any Default or Event of
Default. 
 6.2     Financial Statements. Deliver to the Agent, in form and detail
satisfactory to the Agent and the Required Lenders with sufficient copies for each Lender, within ten Business Days of the filing thereof with the SEC, a copy of (i) each registration statement filed under the Securities Act of 1933,
(ii) each Form 10-Q and Form 10-K (in each case including exhibits) filed by the Borrower with the SEC under the Securities Exchange Act of 1934, as amended, accompanied by a compliance certificate with an attached schedule of calculations (in
the form attached hereto as Schedule 6.2) demonstrating compliance with the Section 7.1 and 7.2 financial covenants, and (iii) each Form 8-K (with exhibits) and proxy statement filed by the Borrower with the SEC under the
Securities Exchange Act of 1934, as amended; and, in the event the Borrower requests an extension of any such filing from the SEC, promptly (but not later than the second Business Day following the filing of such request) deliver a copy of such
request to the Agent. 

  
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 6.3     Insurance. Maintain and keep in force in
adequate amounts such insurance as is usual in the business carried on by the Borrower and cause the Broker Subsidiary to maintain and keep in force in adequate amounts such insurance as is usual in the business carried on by the Broker Subsidiary.

 6.4     Books and Records. Maintain adequate books, accounts and records and
prepare all financial statements required hereunder in accordance with U.S. generally accepted accounting principles and practices and in compliance with the regulations of any governmental regulatory body having jurisdiction thereof. 

6.5     Change in Business. Advise the Agent and each Lender, in a timely manner, of material
changes to the nature of business of the Borrower or the Broker Subsidiary as at present conducted. The Broker Subsidiary is at present engaged in the business of providing financial services, primarily to individual investors and/or their advisors.

 6.6     Capital Requirements. The Borrower will maintain, and cause each Bank
Subsidiary to maintain, at all times such amount of capital as may be prescribed by such entity’s prudential supervisor, from time to time, whether by regulation, agreement or order. The Borrower shall at all times ensure that all Bank
Subsidiaries shall be “well capitalized” within the meaning of 12 U.S.C. §1831(o), as amended, reenacted or redesignated from time to time. 
  

	7.	 NEGATIVE COVENANTS. 

 The Borrower covenants and agrees that so long as any Lender shall have any Commitment hereunder, or any Loan or other obligation, shall remain outstanding, unpaid or unsatisfied and until full payment of
all amounts due to the Lenders hereunder, unless and to the extent the Required Lenders waive compliance in writing: 
 7.1     Net Capital. The Borrower will not permit the Broker Subsidiary to allow any month-end Net Capital Ratio to be less than 5%. 

7.2     Minimum Stockholders’ Equity. The Borrower will not allow its Consolidated
Stockholders’ Equity to fall below the Minimum Stockholders’ Equity. 
 7.3    
Merger/Disposition of Assets. The Borrower will not (i) permit either Broker Subsidiary or Intermediate Parent to (a) merge or consolidate, unless the surviving company is a Controlled Subsidiary, or (b) convey or transfer its
properties and assets substantially as an entirety except to one or more Controlled Subsidiaries; or (ii) except as permitted by subsection 7.3(i) sell, transfer or otherwise dispose of any voting stock of Broker Subsidiary or
Intermediate Parent, or permit either Broker Subsidiary or Intermediate Parent to issue, sell or otherwise dispose of any of its voting stock, unless, after giving effect to any such transaction, Broker Subsidiary or Intermediate Parent, as the case
may be, remains a Controlled Subsidiary. 
 7.4     Broker Subsidiary Indebtedness.
The Borrower will not permit the Broker Subsidiary to create, incur or assume any Indebtedness other than: 

  
 29 

          (a)        (i) 
       Indebtedness to customers, other brokers or dealers, securities exchanges or securities markets, self-regulatory organizations, clearing houses and like institutions (including, without limitation, letters of
credit or similar credit support devices issued for the account of Broker Subsidiary and for the benefit of any of the foregoing in order to comply with any margin, collateral or similar requirements imposed by or for the benefit of any of the
foregoing), (ii) “broker call” credit, (iii) indebtedness consisting of borrowings secured solely by margin loans made by Broker Subsidiary, together with any underlying collateral of Broker Subsidiary, (iv) stock loans,
(v) obligations to banks for disbursement accounts, (vi) Indebtedness incurred for the purchase of tangible personal property on a non-recourse basis or for the leasing of tangible personal property under a capitalized lease,
(vii) Indebtedness incurred for the purchase, installation or servicing of computer equipment and software, and (viii) Indebtedness incurred in the ordinary course of the Broker Subsidiary’s business, to the extent not already
included in the foregoing clauses (i) through (vii); 
 (b)    
intercompany Indebtedness; and 
 (c)     other Indebtedness in the aggregate not exceeding
$100,000,000. 
 7.5     Indebtedness Secured by Subsidiary Stock. The Borrower will
not, and will not permit any Subsidiary at any time directly or indirectly to create, assume, incur or permit to exist any Indebtedness secured by a pledge, lien or other encumbrance (hereinafter referred to as a “lien”) on the
voting stock of any Subsidiary without making effective provision whereby the Revolving Notes and the Term Notes shall be secured equally and ratably with such secured Indebtedness so long as other Indebtedness shall be so secured; provided,
however, that the foregoing covenant shall not be applicable to Permitted Liens (as defined in Section 7.6 below). 
 7.6     Liens and Encumbrances. The Borrower will not create, incur, assume or suffer to exist any lien or encumbrance upon or with respect to any of its properties, whether now
owned or hereafter acquired, except the following (the “Permitted Liens”): 
 (a)
    liens securing taxes, assessments or governmental charges or levies, or in connection with workers’ compensation, unemployment insurance or social security obligations, or the claims or demands of materialmen, mechanics,
carriers, warehousemen, landlords and other like persons not yet delinquent or which are being contested in good faith by appropriate proceedings with respect to which adequate reserves or other provisions are being maintained to the extent required
by U.S. generally accepted accounting principles; 
 (b)     liens not for borrowed money
incidental to the conduct of its business or the ownership of property that do not materially detract from the value of any item of property; 
 (c)     attachment, judgment or other similar liens arising in the connection with court proceedings that do not, in the aggregate, materially detract from the value of its property,
materially impair the use thereof in the operation of its businesses and (i) that are discharged or stayed within sixty (60) days of attachment or levy, or (ii) payment of which is

  
 30 

 
covered in full (subject to customary and reasonable deductibles) by insurance or surety bonds; and 
 (d)     liens existing at Closing Date provided that the obligations secured thereby are not increased. 

 

	8.	 EVENTS OF DEFAULT. 

 8.1     Defaults. The occurrence of any of the following events shall constitute an “Event of Default”: 

(a)     The Borrower shall fail to pay any interest with respect to the Revolving Notes or the Term
Notes or any Commitment Fee or Term Out Fee in accordance with the terms hereof within 10 days after such payment is due. 
 (b)     The Borrower shall fail to pay any principal with respect to the Revolving Notes or the Term Notes in accordance with the terms thereof on the date when due. 

(c)     Any representation or warranty made by the Borrower herein or hereunder or in any
certificate or other document furnished by the Borrower hereunder shall prove to have been incorrect when made (or deemed made) in any respect that is materially adverse to the interests of the Lenders or their rights and remedies hereunder.

 (d)     Except as specified in (a) and (b) above, the Borrower shall default
in the performance of, or breach, any covenant of the Borrower with respect to this Agreement, and such default or breach shall continue for a period of thirty days after there has been given, by registered or certified mail, to the Borrower by the
Agent a written notice specifying such default or breach and requiring it to be remedied. 

(e)     An event of default as defined in any mortgage, indenture, agreement or instrument under
which there may be issued, or by which there may be secured or evidenced, any Indebtedness of the Borrower in a principal amount not less than $75,000,000, shall have occurred and shall result in such Indebtedness becoming or being declared due and
payable prior to the date on which it otherwise would become due and payable, or an event of default or a termination event as defined in any Hedge Agreement shall have occurred and shall result in a net payment obligation of the Borrower thereunder
of not less than $75,000,000; provided, however, that if such event of default shall be remedied or cured by the Borrower, or waived by the holders of such Indebtedness, within twenty days after the Borrower has received written notice
of such event of default and acceleration, then the Event of Default hereunder by reason thereof shall be deemed likewise to have thereupon been remedied, cured or waived without further action upon the part of either the Borrower or the Agent and
Lenders. 
 (f)     Any involuntary proceeding shall be commenced or an involuntary
petition shall be filed in a court of competent jurisdiction seeking (i) relief against the Borrower or the Broker Subsidiary, or against all or a substantial part of the property of either of them, under Title 11 of the United States Code or
any other federal, state or foreign bankruptcy, 

  
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insolvency, reorganization or similar law, (ii) the appointment of a receiver, liquidator, assignee, custodian, trustee, sequestrator or similar official for the Borrower or the Broker
Subsidiary or for all or a substantial part of the property of either of them, or (iii) the winding-up or liquidation of the Borrower or the Broker Subsidiary; and, in any such case, such involuntary proceeding or involuntary petition shall
continue undismissed for 60 days, or, before such 60-day period has elapsed, there shall be entered an order or decree ordering the relief requested in such involuntary proceeding or involuntary petition. 

(g)     The Borrower or the Broker Subsidiary shall commence a voluntary case under any applicable
bankruptcy, insolvency or other similar law now or hereafter in effect, or shall consent to the entry of an order for relief in an involuntary case under such law, or shall consent to the appointment of or taking possession by a receiver,
liquidator, assignee, custodian, trustee, sequestrator (or similar official) of the Borrower or Broker Subsidiary or for any substantial part of its respective properties, or shall make any general assignment for the benefit of creditors, or shall
fail generally to pay its respective debts as they become due or shall take any corporate action in furtherance of any of the foregoing. 
 (h)     A final judgment or judgments for the payment of money in excess of $75,000,000 in the aggregate shall be entered against the Borrower by a court or courts of competent
jurisdiction, and the same shall not be discharged (or provisions shall not be made for such discharge), or a stay of execution thereof shall not be procured, within 30 days from the date of entry thereof and the Borrower shall not, within said
period of 30 days, or such longer period during which execution of the same shall have been stayed, appeal therefrom and cause the execution thereof to be stayed during such appeal. 

(i)     At any time after a Change in Control, the Borrower fails to maintain at least one of the
following credit ratings for its Senior Medium-Term Notes, Series A: (a) BBB- (or better) by Standard & Poor’s Ratings Service, a Division of The McGraw-Hill Companies, Inc., or (b) Baa3 (or better) by Moody’s Investors
Service, Inc. 
 8.2     Remedies. If an Event of Default occurs and is continuing,
then and in every such case the Agent shall, at the request of, or may, with the consent of, the Required Lenders (i) declare the Commitment of each Lender to make Loans to be terminated whereupon such Commitments and obligation shall be
terminated, and declare the unpaid principal of all outstanding Loans, any and all accrued and unpaid interest, any accrued and unpaid Commitment Fees, or any other amounts owing or payable under the Notes, to be immediately due and payable, by a
notice in writing to the Borrower, and upon such declaration such principal, interest, Commitment Fees, or other amounts payable hereunder and accrued thereon shall become immediately due and payable, together with any funding losses that may result
as a consequence of such declaration, without presentment, demand, protest or other notice of any kind, all of which are expressly waived by the Borrower; provided, however, that in the case of any of the Events of Default specified in
subsection (f) or (g) of Section 8.1, automatically without any notice to the Borrower or any other act by the Agent, the Credit and the obligations of each Lender to make Loans shall automatically terminate and
the unpaid principal amount of all outstanding Loans, any accrued and unpaid interest, any accrued and unpaid Commitment Fees or any other amounts payable hereunder shall become immediately due and payable,

  
 32 

 
together with any funding losses that may result as a consequence thereof, without further act of the Agent or any Lender and without presentment, demand, protest or other notice of any kind, all
of which are expressly waived by the Borrower. 
  

	9.	 THE AGENT. 

 9.1     Appointment and Authorization. Each Lender hereby irrevocably (subject to Section 9.9) appoints, designates and authorizes the Agent to take such action on
its behalf under the provisions of this Agreement and each other Loan Document and to exercise such powers and perform such duties as are expressly delegated to it by the terms of this Agreement or any other Loan Document, together with such powers
as are reasonably incidental thereto. Notwithstanding any provision to the contrary contained elsewhere in this Agreement or in any other Loan Document, the Agent shall not have any duties or responsibilities except those expressly set forth, nor
shall the Agent have or be deemed to have any fiduciary relationship with any Lender, and no implied covenants, functions, responsibilities, duties, obligations or liabilities shall be read into this Agreement or any other Loan Document or otherwise
exist against the Agent. 
 9.2     Delegation of Duties. The Agent may execute any
of its duties under this Agreement or any other Loan Document by or through agents, employees or attorneys-in-fact and shall be entitled to advice of counsel concerning all matters pertaining to such duties. The Agent shall not be responsible for
the negligence or misconduct of any agent or attorney-in-fact that it selects with reasonable care. 

9.3     Liability of Agent. None of the Agent-Related Persons shall (i) be liable for any
action taken or omitted to be taken by any of them under or in connection with this Agreement or any other Loan Document or the transactions contemplated hereby (except for its own gross negligence or willful misconduct), or (ii) be responsible
in any manner to any of the Lenders for any recital, statement, representation or warranty made by the Borrower or any Subsidiary or Affiliate of the Borrower, or any officer thereof, contained in this Agreement or in any other Loan Document, or in
any certificate, report, statement or other document referred to or provided for in, or received by the Agent under or in connection with, this Agreement or any other Loan Document, or the validity, effectiveness, genuineness, enforceability or
sufficiency of this Agreement or any other Loan Document, or for any failure of the Borrower or any other party to any Loan Document to perform its obligations hereunder or thereunder. No Agent-Related Person shall be under any obligation to any
Lender to ascertain or to inquire as to the observance or performance of any of the agreements contained in, or conditions of, this Agreement or any other Loan Document, or to inspect the properties, books or records of the Borrower or any of the
Borrower’s Subsidiaries or Affiliates. 
 9.4     Reliance by Agent. 

(a)     The Agent shall be entitled to rely, and shall be fully protected in relying, upon any
writing, resolution, notice, consent, certificate, affidavit, letter, facsimile, telex or telephone message, statement or other document or conversation believed by it to be genuine and correct and to have been signed, sent or made by the proper
Person or Persons, and upon 

  
 33 

 
advice and statements of legal counsel (including counsel to the Borrower), independent accountants and other experts selected by the Agent. The Agent shall be fully justified in failing or
refusing to take any action under this Agreement or any other Loan Document unless it shall first receive such advice or concurrence of the Required Lenders as it deems appropriate and, if it so requests, it shall first be indemnified to its
satisfaction by the Lenders against any and all liability and expense which may be incurred by it by reason of taking or continuing to take any such action. The Agent shall in all cases be fully protected in acting, or in refraining from acting,
under this Agreement or any other Loan Document in accordance with a request or consent of the Required Lenders and such request and any action taken or failure to act pursuant thereto shall be binding upon all of the Lenders. 

(b)     For purposes of determining compliance with the conditions specified in
Section 4.1, each Lender that has executed this Agreement shall be deemed to have consented to, approved or accepted or to be satisfied with, each document or other matter either sent by Agent to such Lender for consent, approval,
acceptance or satisfaction, or required thereunder to be consented to or approved by or acceptable or satisfactory to the Lender. 
 9.5     Notice of Default. The Agent shall not be deemed to have knowledge or notice of the occurrence of any Default or Event of Default, except with respect to defaults in the
payment of principal, interest and fees required to be paid to the Agent for the account of the Lenders, unless the Agent shall have received written notice from a Lender or the Borrower referring to this Agreement, describing such Default or Event
of Default and stating that such notice is a “notice of default”. The Agent will notify the Lenders of its receipt of any such notice. The Agent shall take such action with respect to such Default or Event of Default as may be requested by
the Required Lenders in accordance with Section 8; provided, however, that unless and until the Agent has received any such request, the Agent may (but shall not be obligated to) take such action, or refrain from taking
such action, with respect to such Default or Event of Default as it shall deem advisable or in the best interest of the Lenders. 
 9.6     Credit Decision. Each Lender acknowledges that none of the Agent-Related Persons has made any representation or warranty to it and that no act by the Agent hereinafter
taken, including any review of the affairs of the Borrower and its Subsidiaries, shall be deemed to constitute any representation or warranty by any Agent-Related Person to any Lender. Each Lender represents to the Agent that it has, independently
and without reliance upon any Agent-Related Person and based on such documents and information as it has deemed appropriate, made its own appraisal of and investigation into the business, prospects, operations, property, financial and other
condition and creditworthiness of the Borrower and its Subsidiaries, and all applicable bank regulatory laws relating to the transactions contemplated hereby, and made its own decision to enter into this Agreement and to extend credit to the
Borrower hereunder. Each Lender also represents that it will, independently and without reliance upon any Agent-Related Person and based on such documents and information as it shall deem appropriate at the time, continue to make its own credit
analysis, appraisals and decisions in taking or not taking action under this Agreement and the other Loan Documents, and to make such investigations as it deems necessary to inform itself as to the business, prospects, operations, property,
financial and other condition and creditworthiness of the Borrower. Except for notices, reports and other documents expressly herein required to be furnished to the Lenders by the Agent, the Agent shall

  
 34 

 
not have any duty or responsibility to provide any Lender with any credit or other information concerning the business, prospects, operations, property, financial and other condition or
creditworthiness of the Borrower which may come into the possession of any of the Agent-Related Persons. 

9.7     Indemnification of Agent. Whether or not the transactions contemplated hereby are
consummated, the Lenders shall indemnify upon demand the Agent-Related Persons (to the extent not reimbursed by or on behalf of the Borrower and without limiting the obligation of the Borrower to do so), pro rata, from and against any and all
Indemnified Liabilities; provided, however, that no Lender shall be liable for the payment to the Agent-Related Persons of any portion of such Indemnified Liabilities resulting solely from any such Person’s gross negligence or
willful misconduct. Without limitation of the foregoing, each Lender shall reimburse the Agent upon demand for its ratable share, of any costs or out-of-pocket expenses (including Attorney Costs) incurred by the Agent in connection with the
preparation, execution, delivery, administration, modification, amendment or enforcement (whether through negotiations, legal proceedings or otherwise) of, or legal advice in respect of rights or responsibilities under, this Agreement, any other
Loan Document, or any document contemplated by or referred to herein to the extent that the Agent is not reimbursed for such expenses by or on behalf of the Borrower. The undertaking in this Section shall survive the payment of all Obligations
hereunder and the resignation or replacement of the Agent. 
 9.8     Agent in Individual
Capacity. Citibank and its Affiliates may make loans to, issue letters of credit for the account of, accept deposits from, acquire equity interests in and generally engage in any kind of banking, trust, financial advisory, underwriting or other
business with the Borrower and its Subsidiaries and Affiliates as though Citibank were not the Agent hereunder and without notice to or consent of the Lenders. The Lenders acknowledge that, pursuant to such activities, Citibank or its Affiliates may
receive information regarding the Borrower or its Affiliates (including information that may be subject to confidentiality obligations in favor of the Borrower or such Subsidiary) and acknowledge that the Agent shall be under no obligation to
provide such information to them. With respect to its Loans, Citibank shall have the same rights and powers under this Agreement as any other Lender and may exercise the same as though it were not the Agent. 

9.9     Successor Agent. The Agent may, and at the request of the Required Lenders shall,
resign as Agent upon 30 days’ notice to the Lenders and Borrower. If the Agent resigns under this Agreement, the Required Lenders, with the consent of the Borrower, which consent shall not be unreasonably withheld, shall appoint from among the
Lenders a successor agent for the Lenders which successor agent shall be approved by the Borrower. If no successor agent is appointed prior to the effective date of the resignation of the Agent, the Agent with the consent of the Borrower, which
consent shall not be unreasonably withheld, may appoint, after consulting with the Lenders and the Borrower, a successor agent from among the Lenders. Upon the acceptance of its appointment as successor agent hereunder, such successor agent shall
succeed to all the rights, powers and duties of the retiring Agent and the term “Agent” shall mean such successor agent and the retiring Agent’s appointment, powers and duties as Agent shall be terminated. After any retiring
Agent’s resignation hereunder as Agent, the provisions of this Section 9 and Sections 10.4 and 10.5 shall inure to its benefit as to any actions taken or omitted

  
 35 

 
to be taken by it while it was Agent under this Agreement. If no successor agent has accepted appointment as Agent by the date which is 30 days following a retiring Agent’s notice of
resignation, the retiring Agent’s resignation shall nevertheless thereupon become effective and the Lenders shall perform all of the duties of the Agent hereunder until such time, if any, as the Required Lenders appoint a successor agent as
provided for above. The retiring Agent shall refund to Borrower that portion of any agency fee paid to such Agent as is not earned due to such Agent’s resignation, prorated to the date of such Agent’s resignation. 

9.10     Withholding Tax. 

(a)     If any Lender is a “foreign corporation, partnership or trust” within the meaning
of the Code and such Lender claims exemption from, or a reduction of, U.S. withholding tax under Section 1441 or 1442 of the Code, such Lender agrees with and in favor of the Agent, to deliver to the Agent: 

(i)     if such Lender claims an exemption from, or a reduction of, withholding tax under a United
States tax treaty, properly completed IRS Form W-8BEN before the payment of any interest in the first calendar year and before the payment of any interest in any subsequent calendar year during which the Form W-8BEN (or any successor thereto) then
in effect expires; 
 (ii)     if such Lender claims that interest paid under this
Agreement is exempt from United States withholding tax because it is effectively connected with a United States trade or business of such Lender, two properly completed copies of IRS Form W-8ECI or any successor form thereto before the payment of
any interest is due in the first taxable year of such Lender and before the payment of any interest in any subsequent calendar year during which the Form W-8ECI (or any successor thereto) then in effect expires; and 

(iii)     such other form or forms as may be required under the Code or other laws of the United
States as a condition to exemption from, or reduction of, United States withholding tax. 
 Such Lender agrees to promptly
notify the Agent of any change in circumstances which would render invalid any claimed exemption or reduction. 

(b)     If any Lender claims exemption from, or reduction of, withholding tax under a United States
tax treaty by providing IRS Form W-8BEN and such Lender sells, assigns, grants a participation in, or otherwise transfers all or part of the Obligations of the Company to such Lender, such Lender agrees to notify the Agent of the percentage amount
in which it is no longer the beneficial owner of Obligations of the Company to such Lender. To the extent of such percentage amount, the Agent will treat such Lender’s IRS Form W-8BEN or any successor form thereto as no longer valid.

 (c)     If any Lender claiming exemption from United States withholding tax by filing
IRS Form W-8ECI or any successor form thereto with the Agent sells, assigns, grants a participation in, or otherwise transfers all or part of the Obligations of the Company to 

  
 36 

 
such Lender, such Lender agrees to undertake sole responsibility for complying with the withholding tax requirements imposed by Sections 1441 and 1442 of the Code. 

(d)     If any Lender is entitled to a reduction in the applicable withholding tax, the Agent may
withhold from any interest payment to such Lender an amount equivalent to the applicable withholding tax after taking into account such reduction. If the forms or other documentation required by subsection (a) of this Section are not
delivered to the Agent or if any Lender which is a “foreign corporation, partnership or trust” within the meaning of the Code is not entitled to claim exemption from or a reduction of U.S. withholding tax under Section 1441 or 1442 of
the Code, then the Agent shall withhold from any interest payment to such Lender not providing such forms or other documentation an amount equivalent to the applicable withholding tax. 

(e)     If the IRS or any other Governmental Authority of the United States or other jurisdiction
asserts a claim that the Agent did not properly withhold tax from amounts paid to or for the account of any Lender (because the appropriate form was not delivered, was not properly executed, or because such Lender failed to notify the Agent of a
change in circumstances which rendered the exemption from, or reduction of, withholding tax ineffective, or for any other reason other than the Agent’s gross negligence or willful misconduct) such Lender shall indemnify the Agent fully for all
amounts paid, directly or indirectly, by the Agent as tax or otherwise, including penalties and interest, and including any taxes imposed by any jurisdiction on the amounts payable to the Agent under this Section, together with all costs and
expenses (including Attorney Costs). The obligation of the Lenders under this subsection shall survive the payment of all Obligations and the resignation or replacement of the Agent. 

9.11     Co-Agents. None of the Lenders identified on the facing page or signature pages of
this Agreement as a “co-agent”, “managing agent”, “syndication agent” or “documentation agent” shall have any right, power, obligation, liability, responsibility or duty under this Agreement other than those
applicable to all Lenders as such. Without limiting the foregoing, none of the Lenders so identified as a “co-agent”, “syndication agent” or “documentation agent” shall have or be deemed to have any fiduciary
relationship with any Lender. Each Lender acknowledges that it has not relied, and will not rely, on any of the Lenders so identified in deciding to enter into this Agreement or in taking or not taking action hereunder. 

 

	10.	 MISCELLANEOUS. 

 10.1     Amendments and Waivers. No amendment or waiver of any provision of this Agreement or any other Loan Document, and no consent with respect to any departure by the
Borrower or any applicable Subsidiary therefrom, shall be effective unless the same shall be in writing and signed by the Required Lenders (or by the Agent at the written request of the Required Lenders) and the Borrower and acknowledged by the
Agent, and then any such waiver or consent shall be effective only in the specific instance and for the specific purpose for which given; provided, however, that no such waiver, amendment, or consent shall, unless in writing and signed
by all the Lenders and the Borrower and acknowledged by the Agent, do any of the following: 

  
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 (a)     increase or extend the Commitment of any Lender
(or reinstate any Commitment terminated pursuant to Section 8.2); 
 (b)    
postpone or delay any date fixed by this Agreement or any other Loan Document for any payment of principal, interest, fees or other amounts due to the Lenders (or any of them) hereunder or under any other Loan Document; 

(c)     reduce the principal of, or the rate of interest specified herein on any Loan, or (subject
to clause (ii) below) any fees or other amounts payable hereunder or under any other Loan Document; 
 (d)     change the percentage of the Commitments or of the aggregate unpaid principal amount of the Loans which is required for the Lenders or any of them to take any action hereunder;
or 
 (e)     amend this Section, or Section 2.13, or any provision herein
providing for consent or other action by all Lenders; 
 and, provided further, that (i) no amendment, waiver
or consent shall, unless in writing and signed by the Agent in addition to the Required Lenders or all the Lenders, as the case may be, affect the rights or duties of the Agent under this Agreement or any other Loan Document, and (ii) the
respective Fee Letters may be amended or rights or privileges thereunder waived, in a writing executed by the parties thereto. 
 10.2    Notices. 

(a)     All notices, requests and other communications shall be either (i) in writing
(including, unless the context expressly otherwise provides, by facsimile transmission, provided that any matter transmitted by the Borrower by facsimile shall be immediately confirmed by a telephone call to the recipient at the number
specified on Schedule 10.2) or (ii) as and to the extent set forth in clause (d) below, by electronic mail. 
 (b)     All such notices, requests and communications shall, when transmitted by overnight delivery, faxed or e-mailed, be effective when delivered for overnight (next-day) delivery,
transmitted in legible form by facsimile machine (provided that the sender has retained its facsimile machine-generated confirmation of the receipt of such fax by the recipient’s facsimile machine) or transmitted by e-mail (provided that the
e-mail was sent to the e-mail address provided by the recipient and that the e-mail was not returned to the sender as undeliverable), respectively, or if mailed, upon the third Business Day after the date deposited into the U.S. mail, or if
delivered, upon delivery; except that notices pursuant to Section 2 or 9 shall not be effective until actually received by the Agent. 
 (c)     The agreement of the Agent and the Lenders herein to receive certain notices by telephone, facsimile or e-mail is solely for the convenience of the Borrower, the Agent and the
Lenders. The Agent and the Lenders shall be entitled to rely on the authority of any Person purporting to be a Person who is named in the then-current certificate delivered 

  
 38 

 
pursuant to subsection 4.1(e) hereof as authorized to execute Borrowing Advices (each an “Authorized Person”) and the Lenders shall not have any liability to the Borrower
or other Person on account of any action taken or not taken by the Agent or the Lenders in reliance upon such telephonic, facsimile or e-mail notice, provided the Agent and the Lenders reasonably believe such Person to be an Authorized Person. The
obligation of the Borrower to repay the Loans shall not be affected in any way to any extent by any failure by the Agent and the Lenders to receive written confirmation of any telephonic, facsimile or e-mail notice or the receipt by the Agent and
the Lenders of a confirmation which is at variance with the terms understood by the Agent and the Lenders to be contained in the telephonic, facsimile or e-mail notice. 

(d)     The compliance certificate described in Section 6.2 shall be delivered to the
Agent by the Borrower by mail or overnight delivery. Except for the compliance certificate described in Section 6.2, materials required to be delivered pursuant to Section 6.2 shall be delivered to the Agent in an electronic
medium format reasonably acceptable to the Agent by e-mail at oploanswebadmin@citigroup.com. The Borrower agrees that the Agent may make such materials (collectively, the “Communications”) available to the Lenders by posting such materials
on Debt Domain or a substantially similar electronic transmission system (collectively, the “Platform”). In addition, to the extent the Borrower in its sole discretion so elects and confirms in writing or by e-mail to the Agent, any
other written information, documents, instruments or other material relating to the Borrower, any of its Subsidiaries or any other materials or matters relating to this Agreement, the Notes or any of the transactions contemplated hereby and supplied
by the Borrower to the Agent (other than any such communication that (i) relates to a request for a new, or a conversion of an existing, Borrowing (including any election of an interest rate or Interest Period relating thereto),
(ii) relates to the payment of any principal or other amount due hereunder prior to the scheduled date therefor, (iii) provides notice of any Default or Event of Default or (iv) is required to be delivered to satisfy any condition
precedent set forth in Section 4.1 or Section 4.2), shall, to the extent of such election and confirmation by the Borrower, constitute materials that are “Communications” for purposes of this subparagraph (d). The
Borrower and each of the Lenders acknowledges that (i) the distribution of material through an electronic medium is not necessarily secure and that there are confidentiality and other risks associated with such distribution, (ii) the
Platform is provided “as is” and “as available” and (iii) neither the Agent nor any of its Affiliates warrants the accuracy, adequacy or completeness of the Communications or the Platform and each expressly disclaims
liability for errors or omissions in the Communications or the Platform (provided, as to such disclaimer, that the Agent and its Affiliates have not been grossly negligent or engaged in any willful misconduct in respect of the Platform). No warranty
of any kind, express, implied or statutory, including, without limitation, any warranty of merchantability, fitness for a particular purpose, non-infringement of third party rights or freedom from viruses or other code defects, is made by the Agent
or any of its Affiliates in connection with the Platform. 
 (e)     Each Lender agrees
that notice to it (as provided in the next sentence) (a “Notice”) specifying that any Communications have been posted to the Platform shall constitute effective delivery of such information, documents or other materials to such
Lender for purposes of this Agreement. Each Lender agrees (i) to notify the Agent in writing of such Lender’s e-mail address to which a Notice may be sent by electronic transmission (including by electronic communication) on or before the
date such Lender becomes a party to this Agreement (and from time to time thereafter to ensure that the Agent has on record an 

  
 39 

 
effective e-mail address for such Lender) and (ii) that any Notice may be sent to such e-mail address. 

(f)     The Agent agrees to give to each Lender prompt notice of all materials delivered by the
Borrower pursuant to Section 6.2. 
 10.3    No Waiver-Cumulative
Remedies. No failure to exercise and no delay in exercising, on the part of the Agent or any Lender, any right, remedy, power or privilege hereunder, shall operate as a waiver thereof, nor shall any single or partial exercise of any right,
remedy, power or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power or privilege. 
 10.4    Costs and Expenses. The Borrower shall: 
 (a)     whether or not the transactions contemplated hereby are consummated, pay or reimburse Citibank including in its capacity as Agent and Lender within five Business Days after
demand, subject to subsection 4.1(g) for all reasonable costs and expenses incurred by Citibank including in its capacity as Agent and Lender in connection with the development, preparation, delivery, administration and execution of, and any
amendment, supplement, waiver or modification to (in each case, whether or not consummated), this Agreement, any Loan Document and any other documents prepared in connection herewith or therewith, and the consummation of the transactions
contemplated hereby and thereby, including reasonable Attorney Costs incurred by Citibank (including in its capacity as Agent and Lender with respect thereto); and 

(b)     pay or reimburse the Agent, the Arranger and each Lender within five Business Days after
demand (subject to subsection 4.1(g)) for all reasonable costs and expenses (including reasonable Attorney Costs) incurred by them in connection with the enforcement, attempted enforcement, or preservation of any rights or remedies under this
Agreement or any other Loan Document during the existence of an Event of Default or after acceleration of the Loans (including in connection with any “workout” or restructuring regarding the Loans, and including in any Insolvency
Proceeding or appellate proceeding). In connection with any claim, demand, action or cause of action relating to the enforcement, preservation or exercise of any rights or remedies covered by this Section 10.4 against the Borrower, all
Lenders shall be represented by the same legal counsel selected by such Lenders; provided, that if such legal counsel determines in good faith that representing all such Lenders would or could result in a conflict of interest under laws or
ethical principles applicable to such legal counsel or that a claim is available to a Lender that is not available to all such Lenders, then to the extent reasonably necessary to avoid such a conflict of interest or to permit an unqualified
assertion of such a claim, each Lender shall be entitled to separate representation by legal counsel selected by that Lender, with all such legal counsel using reasonable efforts to avoid unnecessary duplication of effort by counsel for all Lenders.

 10.5    Borrower Indemnification. Whether or not the transactions contemplated
hereby are consummated, the Borrower shall indemnify and hold the Agent-Related Persons, and each Lender and each of its respective officers, directors, employees, counsel, agents and attorneys-in-fact

  
 40 

 
(each, an “Indemnified Person”) harmless from and against any and all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, charges, expenses
and disbursements (including Attorney Costs) of any kind or nature whatsoever which may at any time (including at any time following repayment of the Loans and the termination, resignation or replacement of the Agent or replacement of any Lender) be
imposed on, incurred by or asserted against any such Person in any way relating to or arising out of this Agreement or any document contemplated by or referred to herein, or the transactions contemplated hereby, or any action taken or omitted by any
such Person under or in connection with any of the foregoing, including with respect to any investigation, litigation or proceeding (including any Insolvency Proceeding or appellate proceeding) related to or arising out of this Agreement or the
Loans or the use of the proceeds thereof, whether or not any Indemnified Person is a party thereto (all the foregoing, collectively, the “Indemnified Liabilities”); provided, that the Borrower shall have no obligation
hereunder to any Indemnified Person with respect to Indemnified Liabilities resulting from the gross negligence or willful misconduct of such Indemnified Person. If any claim, demand, action or cause of action is asserted against any Indemnified
Person, such Indemnified Person shall promptly notify Borrower, but the failure to so promptly notify Borrower shall not affect Borrower’s obligations under this Section unless such failure materially prejudices Borrower’s right to
participate in the contest of such claim, demand, action or cause of action, as hereinafter provided. If requested by Borrower in writing, such Indemnified Person shall in good faith contest the validity, applicability and amount of such claim,
demand, action or cause of action and shall permit Borrower to participate in such contest. Any Indemnified Person that proposes to settle or compromise any claim or proceeding for which Borrower may be liable for payment of indemnity hereunder
shall give Borrower written notice of the terms of such proposed settlement or compromise reasonably in advance of settling or compromising such claim or proceeding and shall obtain Borrower’s prior consent. In connection with any claim,
demand, action or cause of action covered by this Section 10.5 against more than one Indemnified Person, all such Indemnified Persons shall be represented by the same legal counsel selected by the Indemnified Persons and reasonably
acceptable to Borrower; provided, that if such legal counsel determines in good faith that representing all such Indemnified Persons would or could result in a conflict of interest under laws or ethical principles applicable to such legal
counsel or that a defense or counterclaim is available to an Indemnified Person that is not available to all such Indemnified Persons, then to the extent reasonably necessary to avoid such a conflict of interest or to permit unqualified assertion of
such a defense or counterclaim, each Indemnified Person shall be entitled to separate representation by legal counsel selected by that Indemnified Person and reasonably acceptable to Borrower, with all such legal counsel using reasonable efforts to
avoid unnecessary duplication of effort by counsel for all Indemnified Persons. The agreements in this Section shall survive payment of all other Obligations. 
 10.6     Payments Set Aside. To the extent that the Borrower makes a payment to the Agent or the Lenders, or the Agent or the Lenders exercise any right of set-off, and such
payment or the proceeds of such set-off or any part thereof are subsequently invalidated, declared to be fraudulent or preferential, set aside or required (including pursuant to any settlement entered into by the Agent or such Lender in its
discretion) to be repaid to a trustee, receiver or any other party, in connection with any Insolvency Proceeding or otherwise, then (a) to the extent of such recovery the obligation or part thereof originally intended to be satisfied shall be
revived and continued in full force and effect as if such payment had not been made or 

  
 41 

 
such setoff had not occurred, and (b) each Lender severally agrees to pay to the Agent upon demand its pro rata share of any amount so recovered from or repaid by the Agent. 

10.7     Successors and Assigns. The provisions of this Agreement shall be binding upon and
inure to the benefit of the parties hereto and their respective successors and assigns, except that the Borrower may not assign or transfer any of its rights or obligations under this Agreement without the prior written consent of the Agent and each
Lender. 
 10.8    Assignments, Participations Etc. 

(a)     Any Lender may, with the written consent of the Agent and the Borrower, which consent shall
not be unreasonably withheld (except Borrower’s consent shall not be required if a Default or an Event of Default exists and is continuing), at any time assign and delegate to one or more Eligible Assignees (provided that no written
consent of the Agent shall be required in connection with any assignment and delegation by a Lender to an Eligible Assignee that is an Affiliate of such Lender) (each an “Assignee”) all, or any ratable part of all, of the Loans, the
Commitments, and the other rights and obligations of such Lender hereunder, in a minimum amount of $10,000,000; provided, however, that the Borrower and, the Agent may continue to deal solely and directly with such Lender in connection
with the interest so assigned to an Assignee until (A) written notice of such assignment, together with payment instructions, addresses and related information with respect to the Assignee, shall have been given to the Borrower and the Agent by
such Lender and the Assignee; (B) such Lender and its Assignee shall have delivered to the Borrower and the Agent an Assignment and Acceptance in the form of Exhibit F (“Assignment and Acceptance”) together with any Note
or Notes subject to such assignment; and (C) the assignor Lender or Assignee has paid to the Agent a processing fee in the amount of $3,500. 
 (b)     From and after the date that the Agent notifies the assignor Lender and the Borrower that it has received (and the Borrower and the Agent have provided their consent with
respect to) an executed Assignment and Acceptance and payment of the above-referenced processing fee, (i) the Assignee thereunder shall be a party hereto and, to the extent that rights and obligations hereunder have been assigned to it pursuant
to such Assignment and Acceptance, shall have the rights and obligations of a Lender under the Loan Documents, and (ii) the assignor Lender shall, to the extent that rights and obligations hereunder and under the other Loan Documents have been
assigned by it pursuant to such Assignment and Acceptance, relinquish its rights and be released from its obligations under the Loan Documents. 
 (c)     Within five Business Days after its receipt of notice by the Agent that it has received an executed Assignment and Acceptance and payment of the processing fee (and
provided that it consents to such assignment in accordance with subsection 10.8(a)), the Borrower shall execute and deliver to the Agent, new Notes evidencing such Assignee’s assigned Loans and Commitment and, if the assignor
Lender has retained a portion of its Loans and its Commitment, replacement Notes in the principal amount of the Commitment retained by the assignor Lender (such Notes to be in exchange for, but not in payment of, the Notes held by such Lender).
Immediately upon each Assignee’s making its processing fee payment under the Assignment and Acceptance, this Agreement shall be deemed to be amended to the extent, but 

  
 42 

 
only to the extent, necessary to reflect the addition of the Assignee and the resulting adjustment of the Commitments arising therefrom. The Commitment allocated to each Assignee shall reduce
such Commitments of the assignor Lender pro tanto. 
 (d)     Any Lender may
at any time sell to one or more commercial banks or other Persons not Affiliates of the Borrower (a “Participant”) participating interests in any Loans, the Commitment of that Lender and the other interests of that Lender (the
“originating Lender”) hereunder and under the other Loan Documents; provided, however, that (i) the originating Lender’s obligations under this Agreement shall remain unchanged, (ii) the originating
Lender shall remain solely responsible for the performance of such obligations, (iii) the Borrower, and the Agent shall continue to deal solely and directly with the originating Lender in connection with the originating Lender’s rights and
obligations under this Agreement and the other Loan Documents, and (iv) no Lender shall transfer or grant any participating interest under which the Participant has rights to approve any amendment to, or any consent or waiver with respect to,
this Agreement or any other Loan Document. Any Lender that sells a participation to any Person that is a “foreign corporation, partnership or trust” within the meaning of the Code shall include in its participation agreement with such
Person a covenant by such Person that such Person will comply with the provisions of Section 9.10 as if such Person were a Lender and provide that the Agent and the Borrower shall be third party beneficiaries of such covenant.

 (e)     Notwithstanding any other provision in this Agreement, any Lender may at any
time create a security interest in, or pledge, all or any portion of its rights under and interest in this Agreement and the Note held by it in favor of any Federal Reserve Bank in accordance with Regulation A of the FRB or U.S. Treasury Regulation
31 CFR §203.14, and such Federal Reserve Bank may enforce such pledge or security interest in any manner permitted under applicable law. 
 (f)     Any Lender (a “Granting Lender”) may, with notice to the Agent, grant to a special purpose funding vehicle (an “SPC”) the option to fund all
or any part of any Loan that such Granting Lender would otherwise be obligated to fund pursuant to this Agreement. The funding of a Loan by an SPC hereunder shall utilize the Revolving Credit Commitment of the Granting Lender to the same extent, and
as if, such Loan were funded by such Granting Lender. Each party hereto hereby agrees that no SPC shall be liable for any indemnity or payment under this Agreement for which a Lender would otherwise be liable for so long as, and to the extent, the
Granting Lender provides such indemnity or makes such payment. Notwithstanding anything to the contrary contained in the foregoing or anywhere else in this Agreement, (i) nothing herein shall constitute a commitment by any SPC to fund any Loan,
(ii) if an SPC elects not to exercise such option or otherwise fails to fund all or any part of such Loan, the Granting Lender shall be obligated to fund such Loan pursuant to the terms hereof, and (iii) the Borrower and Agent shall
continue to deal exclusively with the Granting Lender and any funding by an SPC hereunder shall not constitute an assignment, assumption or participation of any rights or obligations of the Granting Lender. Any SPC may disclose on a confidential
basis any non-public information relating to its funding of Loans to any rating agency, commercial paper dealer or provider of any surety or guarantee to such SPC, provided, as a condition precedent to such disclosure, (A) such agency,
dealer or provider has delivered to such Granting 

  
 43 

 
Lender for the benefit of Borrower a written confidentiality agreement substantially similar to Section 10.9, and (B) simultaneous with or prior to such disclosure, such Granting
Lender has given written notice to Borrower of the agency, dealer or provider to which such disclosure is being made and the contents of such disclosure. This Section may not be amended without the prior written consent of each Granting Lender, all
or any part of whose Loan is being funded by an SPC at the time of such amendment. 

10.9    Confidentiality. Each Lender agrees to hold any confidential information that it may
receive from Borrower or from the Agent on such Borrower’s behalf, pursuant to this Agreement in confidence, except for disclosure: (a) to legal counsel and accountants for Borrower or any Lender; (b) to other professional advisors to
Borrower or any Lender, provided that the recipient has delivered to such Lender a written confidentiality agreement substantially similar to this Section 10.9; (c) to regulatory officials having jurisdiction over any Lender;
(d) as required by applicable law or legal process or in connection with any legal proceeding in which any Lender and Borrower are adverse parties; (e) to Affiliates or agents of such Lender to the extent the Affiliate or agent is involved
in the administration of the credit facilities extended to Borrower and its Subsidiaries hereunder, provided that any such Affiliate or agent has delivered to such Lender a written confidentiality agreement substantially similar to this
Section 10.9 and (f) to another financial institution in connection with a disposition or proposed disposition to that financial institution of all or part of any Lender’s interests hereunder or a participation interest in the
Revolving Note and/or the Term Note, each in accordance with Section 10.8 hereof, provided that the recipient has delivered to such Lender a written confidentiality agreement substantially similar to this Section 10.9. Each
Lender further agrees that it will not use such confidential information in any activity or for any purpose other than the administration of credit facilities extended to Borrower and its Subsidiaries and, without limitation, will take such steps as
are reasonably appropriate to preclude access to any such confidential information to be obtained by any Person employed by any Lender, or by an affiliate of any Lender, who is not involved in the administration of credit facilities extended to
Borrower and its Subsidiaries. For purposes of the foregoing, “confidential information” shall mean any information respecting Borrower or its Subsidiaries reasonably specified by Borrower as confidential, other than (i) information
filed with any governmental agency and available to the public, and (ii) information disclosed by Borrower to any Person not associated with Borrower without a written confidentiality agreement substantially similar to this
Section 10.9. Certain of the confidential information pursuant to this Agreement is or may be valuable proprietary information that constitutes a trade secret of Borrower or its Subsidiaries; neither the provision of such confidential
information to any Lender or the limited disclosures thereof permitted by this Section 10.9 shall affect the status of any such confidential information as a trade secret of Borrower and its Subsidiaries. Each Lender, and each other
Person who agrees to be bound by this Section 10.9, acknowledges that any breach of the agreements contained in this Section 10.9 would result in losses that could not be reasonably or adequately compensated by money damages.
Accordingly, if any Lender or any other person breaches its obligations hereunder, such Lender or such other Person recognizes and consents to the right of Borrower, Intermediate Parent, and/or Broker Subsidiary to seek injunctive relief to compel
such Lender or other Person to abide by the terms of this Section 10.9. 

10.10    Notification of Addresses, Lending Offices, Etc. Each Lender shall notify the Agent
in writing of any changes in the address to which notices to the Lender should be directed, 

  
 44 

 
of addresses of any Lending Office, of payment instructions in respect of all payments to be made to it hereunder and of such other administrative information as the Agent shall reasonably
request. 
 10.11    Counterparts. This Agreement may be executed in any number of
separate counterparts, each of which, when so executed, shall be deemed an original, and all of said counterparts taken together shall be deemed to constitute but one and the same instrument. 

10.12    Severability. The illegality or unenforceability of any provision of this Agreement
or any instrument or agreement required hereunder shall not in any way affect or impair the legality or enforceability of the remaining provisions of this Agreement or any instrument or agreement required hereunder. 

10.13    No Third Parties Benefited. This Agreement is made and entered into for the sole
protection and legal benefit of the Borrower, the Lenders, the Agent and the Arranger, and their permitted successors and assigns, and no other Person shall be a direct or indirect legal beneficiary of, or have any direct or indirect cause of action
or claim in connection with, this Agreement or any of the other Loan Documents. 

10.14    Governing Law and Jurisdiction. 

(a)     THIS AGREEMENT AND THE NOTES SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAW
OF THE STATE OF CALIFORNIA; PROVIDED THAT THE AGENT AND THE LENDERS SHALL RETAIN ALL RIGHTS ARISING UNDER FEDERAL LAW. 
 (b)     ANY LEGAL ACTION OR PROCEEDING WITH RESPECT TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT MAY BE BROUGHT IN THE COURTS OF THE STATE OF CALIFORNIA OR OF THE UNITED STATES FOR THE
NORTHERN DISTRICT OF CALIFORNIA, AND BY EXECUTION AND DELIVERY OF THIS AGREEMENT, EACH OF THE BORROWER, THE AGENT AND THE LENDERS CONSENTS, FOR ITSELF AND IN RESPECT OF ITS PROPERTY, TO THE NONEXCLUSIVE JURISDICTION OF THOSE COURTS. EACH OF THE
BORROWER, THE AGENT AND THE LENDERS IRREVOCABLY WAIVES ANY OBJECTION, INCLUDING ANY OBJECTION TO THE LAYING OF VENUE OR BASED ON THE GROUNDS OF FORUM NON CONVENIENS, WHICH IT MAY NOW OR HEREAFTER HAVE TO THE BRINGING OF ANY ACTION OR
PROCEEDING IN SUCH JURISDICTION IN RESPECT OF THIS AGREEMENT OR ANY DOCUMENT RELATED HERETO. 

10.15    Waiver of Jury Trial. 

(a)     TO THE FULL EXTENT PERMITTED BY LAW, THE BORROWER, THE LENDERS AND THE AGENT EACH WAIVE
THEIR RESPECTIVE RIGHTS TO A TRIAL BY JURY OF ANY CLAIM OR CAUSE OF ACTION BASED UPON OR ARISING OUT OF OR RELATED TO THIS AGREEMENT, THE OTHER LOAN DOCUMENTS, OR THE TRANSACTION CONTEMPLATED HEREBY OR THEREBY, IN

  
 45 

 
ANY ACTION, PROCEEDING OR OTHER LITIGATION OF ANY TYPE BROUGHT BY ANY OF THE PARTIES AGAINST ANY OTHER PARTY OR ANY AGENT-RELATED PERSON, PARTICIPANT OR ASSIGNEE, WHETHER WITH RESPECT TO CONTRACT
CLAIMS, TORT CLAIMS, OR OTHERWISE. TO THE FULL EXTENT PERMITTED BY LAW, THE BORROWER, THE LENDERS AND THE AGENT EACH AGREE THAT ANY SUCH CLAIM OR CAUSE OF ACTION SHALL BE TRIED BY A COURT TRIAL WITHOUT A JURY. WITHOUT LIMITING THE FOREGOING, THE
PARTIES FURTHER AGREE THAT THEIR RESPECTIVE RIGHT TO A TRIAL BY JURY IS WAIVED BY OPERATION OF THIS SECTION AS TO ANY ACTION, COUNTERCLAIM OR OTHER PROCEEDING WHICH SEEKS, IN WHOLE OR IN PART, TO CHALLENGE THE VALIDITY OR ENFORCEABILITY OF THIS
AGREEMENT OR THE OTHER LOAN DOCUMENTS OR ANY PROVISION HEREOF OR THEREOF. THIS WAIVER SHALL APPLY TO ANY SUBSEQUENT AMENDMENTS, RENEWALS, SUPPLEMENTS OR MODIFICATIONS TO THIS AGREEMENT AND THE OTHER LOAN DOCUMENTS. 

(b)     WITHOUT INTENDING IN ANY WAY TO LIMIT THE PARTIES’ AGREEMENT IMMEDIATELY ABOVE TO WAIVE
THEIR RESPECTIVE RIGHT TO A TRIAL BY JURY, if such waiver of the right to a trial by jury is not enforceable, the parties hereto agree that any and all disputes or controversies of any nature between the Borrower, on the one hand, and any one or
more of the other parties to this Agreement, on the other, arising out of this Agreement at any time shall be decided by a reference to a private judge, mutually selected by the parties to such dispute (or, if they cannot agree, by the Presiding
Judge of the California Superior Court in and for the County of San Francisco) appointed in accordance with California Code of Civil Procedure Section 638 (or pursuant to comparable provisions of federal law if the dispute falls within the
exclusive jurisdiction of the federal courts), sitting without a jury, in San Francisco County, California; and the parties hereby submit to the jurisdiction of such court. The reference proceedings shall be conducted pursuant to and in accordance
with the provisions of California Code of Civil Procedure §§ 638 through 645.1, inclusive. The private judge shall have the power, among others, to grant provisional relief, including without limitation, entering temporary restraining
orders, issuing preliminary and permanent injunctions and appointing receivers. All such proceedings shall be closed to the public and confidential, and all records relating thereto shall be permanently sealed. If during the course of any dispute, a
party desires to seek provisional relief, but a judge has not been appointed at that point pursuant to the judicial reference procedures, then such party may apply to the California Superior Court in and for the County of San Francisco for such
relief. The proceeding before the private judge shall be conducted in the same manner as it would be before a court under the rules of evidence applicable to judicial proceedings. The parties shall be entitled to discovery which shall be conducted
in the same manner as it would be before a court under the rules of discovery applicable to judicial proceedings. The private judge shall oversee discovery and may enforce all discovery rules and orders applicable to judicial proceedings in the same
manner as a trial court judge. The parties agree that the selected or appointed private judge shall have the power to decide all issues in the action or proceeding, whether of fact or of law, and shall report a statement of decision thereon pursuant
to the California Code of Civil Procedure § 644(a). Nothing in this paragraph shall limit the right of any party at any time to exercise self-help remedies, foreclose against collateral (if any), or obtain provisional remedies.

  
 46 

 
The private judge shall also determine all issues relating to the applicability, interpretation, and enforceability of this paragraph. 

10.16    Entire Agreement. This Agreement, together with the other Loan Documents, embodies
the entire agreement and understanding among the Borrower, the Lenders and the Agent, and supersedes all prior or contemporaneous agreements and understandings of such Persons, verbal or written, relating to the subject matter hereof and thereof.

 10.17    Headings. Articles and Section headings in this Agreement are included
herein for the convenience of reference only. 
 10.18    USA Patriot Act. Each
Lender hereby notifies the Borrower that pursuant to the requirements of the USA Patriot Act (Title III of Pub. L. 107-56 (signed into law October 26, 2001)) (the “Act”), it is required to obtain, verify and record information that
identifies each borrower, guarantor or grantor (the “Loan Parties”), which information includes the name and address of each Loan Party and other information that will allow such Lender to identify such Loan Party in accordance with the
Act. 
 (SIGNATURE PAGE FOLLOWS) 

  
 47 

 IN WITNESS WHEREOF, the parties hereto have executed this Agreement by
their duly authorized officers as of the date first above written. 
  

			
	 Borrower:
  

THE CHARLES SCHWAB CORPORATION

		
	 By:
	 	     /s/  William F. Quinn

	Name: William F. Quinn
	Title: Senior Vice President and Treasurer

 
			
	 Lenders:
 CITIBANK,
N.A., as Agent and
 individually as Lender

		
	 By:
	 	     /s/  Maureen Maroney

	Name: Maureen Maroney
	Title: Vice President
	
	JPMORGAN CHASE BANK, N.A.
		
	 By:
	 	     /s/  Catherine Grossman

	Name: Catherine Grossman
	Title: Vice President
	
	CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH
		
	 By:
	 	     /s/  Jay Chall

	Name: Jay Chall
	Title: Director
		
	 By:
	 	     /s/  Philipp Nufer

	Name: Philipp Nufer
	Title: Assistant Vice President
	
	THE BANK OF NEW YORK MELLON
		
	 By:
	 	     /s/  Thomas Caruso

	Name: Thomas Caruso
	Title: Managing Director
	
	UBS LOAN FINANCE LLC
		
	 By:
	 	     /s/  Irja R. Otsa

	Name: Irja R. Otsa
	Title: Associate Director
		
	 By:
	 	     /s/  Mary E. Evans

	Name: Mary E. Evans
	Title: Associate Director

 
			
	WELLS FARGO BANK, NATIONAL ASSOCIATION
		
	 By:
	 	     /s/  David J. Bendel

	Name: David J. Bendel
	Title: Director
	
	BANK OF AMERICA, N.A.
		
	 By:
	 	     /s/  Maryanne Fitzmaurice

	Name: Maryanne Fitzmaurice
	Title: Director
	
	LLOYDS TSB BANK PLC
		
	 By:
	 	     /s/  Shane Klein

	Name: Shane Klein
	Title: Senior Vice President
		
	 By:
	 	     /s/  Candi Obrentz

	Name: Candi Obrentz
	Title: Vice President
	
	PNC BANK, NATIONAL ASSOCIATION
		
	 By:
	 	     /s/  Alaa Shraim

	Name: Alaa Shraim
	Title: Assistant Vice President
	
	STATE STREET BANK AND TRUST COMPANY
		
	 By:
	 	     /s/  James H. Reichert

	Name: James H. Reichert
	Title: Vice President
	
	COMERICA BANK
		
	 By:
	 	     /s/  Thomas G. Hoger

	Name: Thomas G. Hoger
	Title: Vice President

 Schedule 1 
 LENDERS’ COMMITMENTS 
 The Charles Schwab Corporation $800,000,000
Credit Agreement (364-Day Commitment) dated as of June 10, 2011. 
  

			
	 	  	Lender Commitment Amount
		
	 1.   Citibank, N.A.
	  	  1.    $95,000,000
	 2.   JPMorgan Chase Bank, N.A.
	  	  2.    $95,000,000
	 3.   Credit Suisse AG, Cayman Islands Branch
	  	  3.    $85,000,000
	 4.   The Bank of New York Mellon
	  	  4.    $85,000,000
	 5.   UBS Loan Finance LLC
	  	  3.    $85,000,000
	 6.   Wells Fargo Bank, National Association
	  	  6.    $85,000,000
	 7.   Bank of America, N.A.
	  	  7.    $55,000,000
	 8.   Lloyds TSB Bank plc
	  	  8.    $55,000,000
	 9.   PNC Bank, National Association
	  	  9.    $55,000,000
	 10. State Street Bank and Trust Company
	  	10.    $55,000,000
	 11. Comerica Bank
	  	11.    $50,000,000
		
	Total	  	        $800,000,000

 Schedule 2 
 LIST OF BORROWING AGREEMENTS 

1.         $800,000,000 Credit Agreement (364-Day Commitment) dated as of
June 11, 2010 among the Borrower, the lenders party thereto, and Citibank, N.A., as administrative agent for such lenders. 

 Schedule 6.2 
 COMPLIANCE CERTIFICATE 
 I,
                    , certify that I am the
                     of The Charles Schwab Corporation (the “Borrower”), and that as such I am authorized to execute this
Compliance Certificate on behalf of the Borrower, and do hereby further certify on behalf of the Borrower that: 

1.         I have reviewed the terms of that certain Credit Agreement (364-Day
Commitment) dated as of June 10, 2011 among the Borrower, the financial institutions named therein (the “Lenders”) and Citibank, N.A., as Agent for the Lenders (the “Credit Agreement”), and I have made, or have
caused to be made by employees or agents under my supervision, a detailed review of the transactions and conditions of the Borrower during the accounting period covered by the attached financial statements dated
                    , 20        . 

2.         The examination described in paragraph 1 did not disclose, and I have
no knowledge of the existence of any condition or event which constitutes a Default or Event of Default during or at the end of the accounting period covered by the attached financial statements or as of the date of this Compliance Certificate,
except as set forth below. 
 3.         Schedule I attached hereto sets
forth financial data and computations evidencing compliance with the covenants set forth in Sections 7.1 and 7.2 of the Credit Agreement, all of which data and computations are true, complete and correct. Capitalized terms not
otherwise defined herein are defined in the Credit Agreement. 

4.         Described below are the exceptions, if any, to paragraph 2 by listing,
in detail, the nature of the condition or event, the period during which it has existed and the action which the Borrower has taken, is taking, or proposes to take with respect to each such condition or event. 

The foregoing certifications, together with the computations set forth in Schedule I hereto and the financial statements
delivered with this Compliance Certificate in support hereof, are made and delivered this          day of
                    20        . 

 

			
	By:	 	 

			
	Name:	 	 
	Title:	 	 

 The Charles Schwab Corporation 

Credit Agreement (364-Day Commitment) 
 Dated as of June 10, 2011 
 Schedule I 

to 
 Compliance
Certificate 
 (Dollars in Thousands) 
  

	1.	 Net Capital Ratio of the Broker Subsidiary. 

Requirement: Broker Subsidiary - month-end ratio not less than 5%. 

Net Capital Ratio for Broker Subsidiary 
 Month                     Month-end Ratio 

 

	2.	 Minimum Stockholders’ Equity of Borrower. 

Requirement: As of
                    , 20        , required Minimum Stockholders’ Equity is $4,700,000,000
plus 50% of cumulative Net Earnings from June 30, 2011. 

 Schedule 10.2 
 NOTICES 
  

			
	If to the Borrower:	  	
		
	 If by U.S. mail:
	  	 The Charles Schwab Corporation

		  	 Treasury Department

		  	 Attn: Bruce C. Marcellus or Successor

		  	 211 Main Street (Mail Stop SF215FMT-04-120)

		  	 San Francisco, CA 94105

		
	 If by hand delivery
	  	
	(including courier and overnight messenger service):	  	 The Charles Schwab Corporation

		  	 Treasury Department

		  	 Attn: Bruce C. Marcellus or Successor

		  	 215 Fremont Street,
4th Floor

		  	 San Francisco, CA 94105

		
	 Telephone:
	  	 (415) 667-8880

	 Facsimile:
	  	 (415) 667-8565

 If to the Agent: 
 See information under Citibank, N.A. in table below pertaining to Lenders. 
 If to the Lenders:

  

							
	 Credit Contact
	  	 Operations Contact
	  	 Lending Office
	  	 Payment Instructions

	 Bank of America, N.A.
 335
Madison Ave.
 New York, NY 10017

Attention: Marianne Fitzmaurice

                  Director

(646) 556-0343
 Fax:
(704) 683-9184
	  	 Bank of America, N.A.
 Building
#5A Mindspace
 Ranejait Park
 Hitech
City, Madhapur
 Hyderabad India

Attention: Aditya Tha
 +91040 23145000 ext.
66898
 Fax: (312) 453-3849
	  	 Bank of America, N.A.
 2001
Clayton Road
 Concord, California 94520
	  	 Bank of America, N.A.
 ABA #:
026009593
 Charlotte, NC
 Acct #:
4426457864
 Attention: Bilateral Clearing Account
 Ref: Charles Schwab Corporation

				
	 The Bank of New York Mellon

One Wall Street,
19th Floor

New York, NY 10286
 Attention: Thomas
Caruso
                   Managing Director

(212) 635-6745
 Fax:
(212) 635-1194
	  	 The Bank of New York Mellon

6023 Airport Road
 Oriskany, NY 13424

Attention: Richard Scalice

(315)765-4192
 Fax: (315)
765-4783
	  	 The Bank of New York Mellon

One Wall Street,
19th Floor

New York, NY 10286
	  	 The Bank of New York
 ABA #:
021-000-018
 Acct #: GLA111-231
 Acct
name: Broker Services
 Attn: Bradley Fike
 Ref: Charles Schwab Corporation

							
	 Credit Contact
	 	 Operations Contact
	 	 Lending Office
	 	 Payment Instructions

	 Citibank, N.A.
 388 Greenwich
Street
 New York, NY 10013
 Attention:
William Mandaro
                   Vice
President
 (212) 816-0852
 Fax: (212)
816-1212
	 	 Citibank, N.A.
 1615 Brett
Road, Bldg #3
 New Castle, DE 19720

Attention: Lee Ocasio

                  Assistant Manager

(302) 894-6065
 Fax: (212)
994-0961
	 	 Citibank, N.A.
 399 Park
Avenue
 New York, NY 10043
	 	 Citibank NA
 ABA #:
021-000-089
 New York, NY
 Acct #:
40610794
 Acct Name: Wall Street Fees

Attention: Lee Ocasio
 Ref: The Charles
Schwab
 Corporation

				
	 Comerica Bank
 39200 Six Mile
Rd.
 Mail Code 7619
 Livonia, MI
48152
 Attention: Thomas G. Hoger

                  Vice President /

                  Chris Georvassilis

                  Senior Vice President

(734) 632-4511 /
 (734) 632-4553

Fax: (734) 632-4540
	 	 Comerica Bank
 500 Woodward
Avenue, 9th Flr.

Mail Code 3266
 Detroit, MI 48226

Attention: Debra M. Borthwick

                  Lending Assistant

(313) 222-7805
 Fax: (313)
222-3420
	 	 Comerica Bank
 500 Woodward
Avenue,

9th Flr.
 Detroit, MI 48226
	 	 Comerica Bank
 ABA #:
072000096
 Acct #: 02-21585-90010

Acct Name: Commercial Loans

Attention: Thomas G. Hoger
 Ref: The Charles
Schwab
 Corporation

				
	 Credit Suisse AG, Cayman Islands Branch
 Eleven Madison Avenue
 New York, NY 10010
 Attention: Jay Chall

                  Kathrin Marti

(212) 325-9010 /
 (212) 538-1241

Fax: (212) 743-1843
	 	 Credit Suisse AG, Cayman Islands Branch
 One Madison Avenue
 New York, NY 10010
 Attention: Candace Sorina

                  Loan Closers

(212) 538-2903
 Fax: (866)
469-3871
	 	 Credit Suisse AG, Cayman Islands Branch
 Eleven Madison Avenue
 New York, NY 10010
	 	 Credit Suisse
 ABA #:
021-000-018
 New York, NY
 Acct #:
890-0492-627
 Acct Name: CS Agency Cayman
 Ref: The Charles Schwab Corporation

				
	 JPMorgan Chase Bank, N.A.
 277
Park Avenue, 11th Floor

New York, NY 10172
 Attention: Catherine
Grossman
                   Vice President
/
                   Thomas Poz

                  Executive Director

(212) 270-1153 / 1236
 Fax:
(212) 270-1511
	 	 JPMorgan Chase Bank, N.A.
 500
Stanton Cristiana Road
 Ops 2, Floor 3

Newark, Delaware 19713-2107
 Attention: Jenna
Poore
 (302) 634-1574
 Fax: (201)
244-3885
	 	 JPMorgan Chase Bank, N.A.
 270
Park Avenue
 New York, NY 10017
	 	 JPMorgan Chase Bank, N.A.
 New
York, NY
 ABA #: 021000021
 Acct #:
9008113381H2602
 Acct Name:
 Attn: Loan
& Agency
 Ref: The Charles Schwab Corporation

				
	 Lloyds TSB Bank plc
 1095
Avenue of the Americas,
 34th Floor

New York , NY 10036
 Attention: Shane
Klein
                   Senior Vice President
/
                   Victor Crome

                  Assistant Vice President

(212) 930-8967 / 8965
 Fax:
(212) 930-5098
	 	 Lloyds TSB Bank plc
 1095
Avenue of the Americas, 34th Floor
 New York , NY 10036
 Attention: Indira Girisankar /

                  Ramona Rojas

(212) 930-5051/8978
 Fax: (212)
930-5098
	 	 Lloyds TSB Bank plc
 1095
Avenue of the Americas, 34th Floor
 New York , NY 10036
	 	 Bank of America
 International,
New York
 New York, NY
 ABA #:
026-009-593
 Acct #: 655-010-1938
 Acct
Name: Lloyds TSB
 Bank plc, New York

Ref: Charles Schwab

				
	 PNC Bank, N. A.
 One PNC
Plaza
 249 Fifth Avenue
 Pittsburgh, PA
15222
 Attention: Howard Potter

                  Senior Vice President /

                  Van Paul

                  Assistant Vice President

(412) 762-7348 /
 (412) 768-3326

Fax: (412) 768-5151
	 	 PNC Bank, N. A.
 6750 Miller
Road
 Mail Stop: BR-YB58-01O Brecksville, OH 44141
 Attention: Brian Kus

                  Loan Administration

(440) 546-7399
 Fax: (877)
718-2651
	 	 PNC Bank, N. A.
 One PNC
Plaza
 249 Fifth Avenue
 Pittsburgh, PA
15222
	 	 PNC Bank, N.A.
 Pittsburgh,
PA
 ABA #: 043-000-096
 Acct #:
13076-0016-803
 Acct Name: Commercial Loan Operations
 Attn: Brian Kus
 Ref: Charles Schwab
Corp

  
 2 

							
	 Credit Contact
	  	 Operations Contact
	  	 Lending Office
	  	 Payment Instructions

	 State Street Bank and Trust Company
 Box 5303
 Boston, MA 02206
 Attention: James Reichert

                  Vice President /

                  Charlie Garrity

                  Vice President

(617) 662-8620 / 8827
 Fax: (617)
662-8664
	  	 State Street Bank and Trust Company
 Box 5302
 Boston, MA 02206
 Attention: Voy Pearson
 (617) 662-8577
 Fax: (617) 662-8833
	  	 State Street Bank and Trust Company
 100 Huntington Ave., Tower 1, Floor 4
 Boston, MA 02206
	  	 State Street Bank and Trust Company, Boston, MA
 ABA#: 011-000-028
 Acct #: 0006-332-1
 Acct. Name: IS Loan Operations / CSU Internal
 Attn: Robyn Shepard

				
	 UBS Loan Finance LLC
 677
Washington Boulevard
 Stamford, CT 06901

Attention: Denise Bushee
 (203)
719-3167
 Fax: (203) 719-3390
	  	 UBS Loan Finance LLC
 677
Washington Boulevard
 Stamford, CT 06901

Attention: Denise Bushee
 (203)
719-3167
 Fax: (203) 719-3390
	  	 UBS Loan Finance LLC
 677
Washington Boulevard
 Stamford, CT 06901
	  	 UBS Loan Finance LLC
 Stamford,
CT
 ABA #: 026 007 993
 Acct #:
WA-894001-001
 Acct. Name: BPS Loan Finance Account
 Attn: Denise Bushee
 Ref: The Charles Schwab Corporation

				
	 Wells Fargo Bank,
 National
Association
 90 S.
7th Street

Minneapolis, MN 55402
 Attention: David
Bendel
                   Director /

                  Beth McGinnis

                  Managing Director

(612) 667-3518 /
 (612) 667-9551

Fax: (612) 667-7251
	  	 Wells Fargo Bank,
 National
Association
 1700 Lincoln Street, 5th Floor

Denver, CO 80203
 Attention: Claire Gerndt,
Jr.

                  Loan Servicing Spec.

(303) 863-5917
 Fax: (303)
863-2729
	  	 Wells Fargo Bank,
 National
Association
 90 South 7th Street, 7th Floor
 MAC
N9305-075
 Minneapolis, MN 55402-3903
	  	 Wells Fargo Bank,
 National
Association
 San Francisco, CA
 ABA #:
121000248
 Acct #: 00029690050720

Account Name: WLS Denver

Attn: Dorothy Cardenas
 Ref: The
Charles Schwab
 Corporation (Obligor # 1582242431)

  
 3 

 EXHIBIT A-1 

REVOLVING NOTE 
  

			
	$                             
    (Amount of Commitment)	 	Date: June 10, 2011

 For Value Received, The Charles Schwab Corporation (“Schwab”) hereby
promises to pay to the order of                          (the “Lender”) to Citibank, N.A., as Agent, at
Agent’s office located at 388 Greenwich Street, New York, New York 10013, for the account of the applicable Lending Office of the Lender, the principal amount of
                            ($           
 ) or the aggregate amount of all Revolving Loans made to Schwab by the Lender, whichever is less, on June 8, 2012. The undersigned also promises to pay interest on the unpaid principal amount of each Borrowing from the date of
such Borrowing until such principal amount is paid, at the rates per annum, and payable at such times, as are specified in the Credit Agreement. This Note shall be subject to the terms of the Credit Agreement, and all principal and interest payable
hereunder shall be due and payable in accordance with the terms of the Credit Agreement. 
 Schwab hereby
authorizes the Lender to endorse on the Schedule attached to this Note the amount and Type of Revolving Loans made to Schwab by the Lender and all renewals, conversions, and payments of principal amounts in respect of such Revolving Loans, which
endorsements shall, in the absence of manifest error, be conclusive as to the outstanding principal amount of all such Revolving Loans, provided, however, that the failure to make such notation with respect to any Revolving Loans or
payments shall not limit or otherwise affect the obligation of Schwab under the Credit Agreement or this Note. 

This Note is the Revolving Note referred to in the Credit Agreement (364-Day Commitment), dated as of June 10, 2011
among Schwab, the Lender, certain other Lenders party thereto, and Citibank, N.A., as Agent for the Lenders (the “Credit Agreement”). Terms defined in the Credit Agreement are used herein with the same meanings. The Credit
Agreement, among other things, contains provisions for acceleration of the maturity of this Note, upon the happening of certain stated events and also for prepayments on account of the principal of this Note prior to the maturity of this Note upon
the terms and conditions specified in the Credit Agreement. 
 Principal and interest payments shall be in money
of the United States of America, lawful at such times for the satisfaction of public and private debts, and shall be in immediately available funds. 
 Schwab promises to pay the costs of collection, including reasonable attorney’s fees, if default is made in the payment of this Note. 

The terms and provisions of this Note shall be governed by the applicable laws of the State of California. 

 IN WITNESS WHEREOF, the undersigned has caused this Note to be executed by its officers
thereunto duly authorized and directed by appropriate corporate authority. 
  

			
	The Charles Schwab Corporation
		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 

  
 2 

 EXHIBIT A-1 

SCHEDULE TO REVOLVING NOTE 
  

											
	 Date

Made,

Continued,

Converted,
 or
Paid
  
	 	 Type of

Loan
  
	 	 Amount

of Loan
  
	 	 Amount of
Principal
Continued,
Converted, or Paid
  
	 	 Unpaid

Principal Balance of
Revolving
 Note
  
	 	 Name of
 Person Making
Notation
  

	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  

  
 3 

 EXHIBIT A-2 

TERM NOTE 
 Date: June 10, 2011 
 FOR VALUE RECEIVED, the undersigned,
The Charles Schwab Corporation (“Schwab”) hereby promises to pay to the order of
                                     (the
“Lender”) to Citibank, N.A., as Agent, at the Agent’s office located at 388 Greenwich Street, New York, New York 10013, for the account of the applicable Lending Office of the Lender, the principal amount of each Term Loan made
by the Lender to Schwab pursuant to the terms of the Credit Agreement (364-Day Commitment), dated as of June 10, 2011, as amended, among Schwab, the Lender, certain other Lenders party thereto, and Citibank, N.A., as Agent for the Lenders (the
“Credit Agreement”), as shown in the schedule attached hereto and any continuation thereof, in lawful money of the United States and in immediately available funds on the Term Loan Maturity Date for such Term Loan. The undersigned
also promises to pay interest on the unpaid principal amount of each Term Loan from the date of such Term Loan until such principal amount is paid, in like money, at said office for the account of the Lender’s applicable Lending Office, at the
rates per annum, and payable at such times as are specified in the Credit Agreement. This Term Note shall be subject to the terms of the Credit Agreement and all principal and interest payable hereunder should be due and payable in accordance with
the terms of the Credit Agreement. Terms defined in the Credit Agreement are used herein with the same meanings. 
 This Term Note is one of the Term Notes referred to in, and is entitled to the benefits of, the Credit Agreement. The Credit Agreement, among other things, contains provisions for acceleration of the
maturity of this Term Note upon the happening of certain stated events and also for prepayments on account of principal hereof prior to the maturity of the Term Note upon the terms and conditions specified in the Credit Agreement. 

Schwab promises to pay costs of collection, including reasonable attorney’s fees, if default is made in the payment
of this Note. 
 The terms and provisions of this Term Note shall be governed by the applicable laws of the
State of California. 
 IN WITNESS WHEREOF, the undersigned has caused this Term Note to be executed by its
officer thereunto duly authorized and directed by appropriate corporate authority. 
  

			
	The Charles Schwab Corporation
		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 

 EXHIBIT A-2 

SCHEDULE TO TERM NOTE 
  

													
	 Date

Made,

Continued,
Converted,
 or Paid
  
	 	 Type of

Loan
  
	 	 Amount

of Loan
  
	 	 Term Loan

Maturity Date
  
	 	 Amount of

Principal

Continued,
Converted,
 or Paid
  
	 	 Unpaid

Principal
 Balance
of
 Term Note

 
	 	 Name of
 Person
 Making

Notation
  

	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  
	  	 	  	 	  	 	  	 	  	 	  	 	  

  
 2 

 EXHIBIT B 

BORROWING ADVICE 
 1.     This Borrowing Advice is executed and delivered by The Charles Schwab Corporation (“Borrower”) to you pursuant to that certain Credit Agreement dated as of
June 10, 2011 (the “Credit Agreement”), entered into by Borrower, Citibank, N.A. (“Citibank”) and certain other Lenders parties thereto, collectively with Citibank (the “Lenders”) and Citibank
as Agent for the Lenders (herein “Agent”). Terms defined in the Credit Agreement and not otherwise defined herein are used herein as defined in the Credit Agreement. 

2.     Borrower hereby requests that the Lenders make a Revolving [or Term Loan] for the account of
Borrower (at                         , Account No.
                        ) pursuant to Section 2.4 of the Credit Agreement as follows: 

 

	 	(a)	 Amount of Revolving [or Term
Loan]:                                        
        . 

  

	 	(b)	 Borrowing Date of Revolving [or Term Loan]:
                                         
   . 

  

	 	(c)	 [If a Revolving Loan] Type of Revolving Loan (check one only): 

             Eurodollar Rate with
            - day Interest Period 

             Base Rate 

 

	 	(d)	 [If a Term Loan] Type of Term Loan (check one only): 

             Eurodollar Rate with initial
            - day Interest Period 

             Base Rate 

 

	 	(e)	 [If a Term Loan] Maturity Date of Term Loan: . 

3.     Following this request for a Revolving Loan [or Term Loan], the aggregate outstanding amount
of all Revolving Loans and Term Loans under the Revolving Note will not exceed the aggregate amount of the Commitments. 

 4.     This Borrowing Advice is executed on
                         by the Borrower. 

 

			
	BORROWER:
	
	THE CHARLES SCHWAB CORPORATION,
	a Delaware Corporation
		
	By:	 	 

			
	Name:	 	 
	Title:	 	 

  
 2 

 EXHIBIT C 

NOTICE OF CONVERSION/CONTINUATION 
 Dated as of:
                                 

Citibank, N.A., as Agent 

_________________________________ 
 _________________________________ 
 Ladies and Gentlemen: 

This irrevocable Notice of Conversion/Continuation (this “Notice”) is delivered to you under the Credit
Agreement (364-Day Commitment) dated as of June 10, 2011 (as amended, restated or otherwise modified, the “Credit Agreement”) by and among The Charles Schwab Corporation, a Delaware corporation (the “Company”)
(herein “Borrower”); and Citibank, N.A., a Delaware corporation (herein “Citibank”) and the other Lenders signatory thereto (together with Citibank, collectively “Lenders”), and Citibank as agent
for the Lenders (herein “Agent”). 
 1.     This Notice is submitted for
the purpose of: 
 (check one and complete applicable information in accordance with the Credit Agreement) 

 

	 	[__]	 Converting or [__] continuing all or a portion of the following type of Loan: 

 

	 	(a)	 (check, as applicable) 

 Base Rate Loan
                                        ;

 Eurodollar Rate Loan
                                . 

 

	 	(b)	 The aggregate outstanding principal balance of the above Loan is
$                                . 

 

	 	(c)	 As applicable, the last day of the current Interest Period for such Loan is
                            . 

 

	 	(d)	 The principal amount of such Loan to be [converted or continued] is
$                                . 

 

	 	(e)	 Such principal amount should be converted/continued into the following type of Loan: 

Base Rate Loan
                                        ;

 Eurodollar Rate Loan
                                    . 

 

	 	(f)	 The requested effective date of the [conversion/continuation] of such Loan is
                            . 

	 	(g)	 As applicable, the requested Interest Period applicable to the new Loan is
                            . 

2.     No Default or Event of Default under the Credit Agreement has occurred and is continuing or
will be caused by the advance requested hereby. 
 3.     The representations and warranties
set forth in Section 5 of the Credit Agreement are true and correct as if made on the date hereof (except for such representations and warranties as expressly relate to a prior date). 

Capitalized terms used herein which are not defined herein shall have the respective meanings set forth in the Credit
Agreement. 
 IN WITNESS WHEREOF, the undersigned officer of the Company has executed this Notice of
Conversion/Continuation this      day of                     ,
            . 
  

			
	THE CHARLES SCHWAB CORPORATION
		
	By:	 	 

			
	Name:	 	 
	Title:	 	 
	[must be signed by an Authorized Officer]

  

  
 2 

 EXHIBIT D 

COMMITMENT AND TERMINATION DATE EXTENSION REQUEST 

 

					
	[Bank name and address]	 		 	[Date]

 Reference is made to that certain Credit Agreement (364-Day Commitment) dated as of
June 10, 2011 (“Credit Agreement”) entered into by The Charles Schwab Corporation (“Borrower”), Citibank, N.A., as Agent and Lenders party thereto. Terms defined in the Credit Agreement and not otherwise
defined herein are used herein as defined in the Credit Agreement. 
 Pursuant to Section 2.11 of
the Credit Agreement, Borrower hereby requests Agent to obtain each Lender’s agreement to the extension of such Lender’s Commitment presently in effect, in the amount of $[specify amount of existing Commitment], and the Termination
Date presently in effect, for an additional 364 days. 
 Agent’s execution of a copy of this letter in the
space provided below and the transmission of such executed copy to Borrower shall constitute all Lenders’ acceptance of Borrower’s request and all Lenders’ agreement to the 364-day extension sought herein. More specifically, upon the
execution of a copy of this letter by Agent on behalf of Lenders and the transmission thereof to Borrower within 15 days after Agent’s receipt of this letter, (1) the Termination Date as defined in Section 2.11 of the Credit
Agreement shall be extended 364 days and deemed changed to
                                    , and (2) all other
dates appearing in the Credit Agreement that are referred to in Section 2.11 of the Credit Agreement shall correspondingly be extended 364 days. 
 This Commitment and Termination Date Extension Request is executed by Borrower on
                            . 

 

			
	BORROWER:
	
	 THE CHARLES SCHWAB CORPORATION,
 a Delaware Corporation

		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 

  

			
	ACCEPTED AND AGREED:
	
	Agent, on Behalf of Lenders
		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 

 EXHIBIT E 

BORROWER’S OPINION OF COUNSEL 
 [Howard Rice Letterhead] 
 [Date] 

Citibank, N.A., as Agent 
  

 
  

 

	 	Re:	 Credit Agreement (364-Day Commitment), dated June 10, 2011, among 

	 	 	 The Charles Schwab Corporation, Citibank, N.A., as Agent 

	 	 	 and the Lenders party thereto 

 Ladies and Gentlemen: 
 This opinion is delivered at the request
of The Charles Schwab Corporation to you in your capacity as Agent, on behalf of the Lenders, under the Credit Agreement (364-Day Commitment) dated as of June 10, 2011 (the “Credit Agreement”) among The Charles Schwab
Corporation, a Delaware corporation (“Borrower”), Citibank, N.A., as the Administrative Agent and the Lenders signatories thereto (each a “Lender” and collectively, the “Lenders”). This opinion
letter speaks as of close of business on June 10, 2011 (hereafter the “operative date”). 

We have acted as special counsel to Borrower in connection with the Credit Agreement. In such capacity we have examined
originals, or copies represented to us by Borrower to be true copies, of the Credit Agreement; and we have obtained such certificates of such responsible officials of Borrower and of public officials as we have deemed necessary for purposes of this
opinion. We have assumed without investigation the genuineness of all signatures on original documents, the authenticity of all documents submitted to us as originals, the conformity to original documents of all documents submitted to us as
photostatic copies of originals, and the accuracy and completeness of all corporate records certified to us by the Borrower to be accurate and complete. We have further assumed that the Credit Agreement is binding upon and enforceable against the
Agent and the Lenders. As to factual matters, we have relied upon the representations and warranties contained in and made pursuant to the Credit Agreement. 
 Capitalized terms not otherwise defined herein have the meanings given for such terms in the Credit Agreement. For the purpose of this opinion, “Loan Documents” as used herein means the
Credit Agreement and the Notes. 
 Based upon the foregoing and in reliance thereon, and subject to the
exceptions and qualifications set forth herein, we are of the opinion that: 
 1.    
Borrower is a corporation duly formed, validly existing, and in good standing under the laws of Delaware. 

 2.     Borrower has all requisite corporate power and
authority to execute, deliver and perform all of its obligations under the Loan Documents. 

3.     Each Loan Document has been duly authorized, executed and delivered by Borrower. Each Loan
Document constitutes the legal, valid and binding obligation of Borrower, enforceable against Borrower in accordance with its terms, except as such validity, binding nature or enforceability may be limited by: 

(a)     the effect of applicable federal or state bankruptcy, reorganization, insolvency, fraudulent
conveyance, moratorium or other similar laws and court decisions relating to or affecting creditors’ rights generally; 
 (b)     the effect of legal and equitable principles upon the availability of creditors’ remedies, regardless of whether considered in a proceeding in equity or at law;

 (c)     the effect of California judicial decisions involving statutes or principles of
equity which have held that certain covenants or other provisions of agreements, including without limitation those providing for the acceleration of indebtedness due under debt instruments upon the occurrence of events therein described, are
unenforceable under circumstances where it cannot be demonstrated that the enforcement of such provisions is reasonably necessary for the protection of the lender, has been undertaken in good faith under the circumstances then existing, and is
commercially reasonable; 
 (d)     the effect of Section 1670.5 of the California
Civil Code, which provides that a court may refuse to enforce a contract or may limit the application thereof or any clause thereof which the court finds as a matter of law to have been unconscionable at the time it was made; 

(e)     the unenforceability, under certain circumstances, of provisions purporting to require the
award of attorneys’ fees, expenses, or costs, where such provisions do not satisfy the requirements of California Civil Code Section 1717 et seq., or in any action where the lender is not the prevailing party; 

(f)     the unenforceability, under certain circumstances, of provisions waiving stated rights or
unknown future rights and waiving defenses to obligations, where such waivers are contrary to applicable law or against public policy; 
 (g)     the unenforceability, under certain circumstances, of provisions which provide for penalties, late charges, additional interest in the event of a default by the borrower or
fees or costs related to such charges; 
 (h)     the unenforceability, under certain
circumstances, of provisions to the effect that rights or remedies are not exclusive, that every right or remedy is cumulative and may be exercised in addition to or with any other right or remedy, or that the election of some particular remedy or
remedies does not preclude recourse to one or another remedy; 
 (i)     the
unenforceability of provisions prohibiting waivers of provisions of either of the Loan Documents otherwise than in writing to the extent that Section 1698 of the California Civil Code permits oral modifications that have been executed;

  
 2 

 (j)     limitations on the enforceability of release,
contribution, exculpatory, or nonliability provisions, under federal or state securities laws, Sections 1542 and 1543 of the California Civil Code, and any other applicable statute or court decisions; 

(k)     limitations on the enforceability of any indemnity obligations imposed upon or undertaken by
the borrower to the extent that such obligations do not satisfy the requirements of Sections 2772 et seq. of the California Civil Code and any judicial decisions thereunder; provided that the limitations and qualifications set
forth in the immediately preceding sub-paragraphs (b) through (k) do not, in our opinion, render the remedies available to the Lenders under the Loan Documents inadequate for the practical realization of the primary rights and benefits
reasonably expected by an institutional lender in a comparable unsecured credit facility transaction governed by California law; and 
 (l)     the effect of Grafton Partners L.P. v. Superior Court, 36 Cal. 4th 944, 2005 WL 1831995 (Cal. 2005), in which the California Supreme Court held that predispute contractual
waivers of trial by jury are invalid, as well as the effect of Section 631(d) of the California Code of Civil Procedure, which provides that a court may, in its discretion upon just terms, allow a trial by jury although there may have been a
waiver of trial by jury. 
 The foregoing opinions are subject to the following exceptions and qualifications:

 a.     We have not been requested to verify and have not verified the validity,
accuracy, or reasonableness of any of the factual representations contained in either or both of the Loan Documents, and we express no opinion with respect to any of such matters. 

b.     We are members of the bar of the State of California. We are opining herein only concerning
matters governed by the Federal laws of the United States of America, the substantive laws of the State of California, and the General Corporation Law of the State of Delaware, and only with respect to Borrower. We express no opinion concerning the
applicability to either or both of the Loan Documents, or the effect thereon, of the laws of any other jurisdiction. Furthermore, we express no opinion with respect to choice of law or conflicts of law, and none of the opinions stated herein shall
be deemed to include or refer to choice of law or conflict of law. 
 c.     We express no
opinion on any Federal or state securities laws as they may relate to either or both of the Loan Documents. 

d.     We express no opinion as to compliance with the usury laws of any jurisdiction. 

The opinions set forth herein are given as of the operative date. We disclaim any obligation to notify you or any other
person or entity after the operative date if any change in fact and/or law should change our opinion with respect to any matters set forth herein. This opinion letter is rendered to you in your capacity as the Agent on behalf of the Lenders under
the Credit Agreement and may not be relied upon, circulated or quoted, in whole or in part, by any other person or entity (other than the Lenders and a person or entity who becomes an assignee or successor in interest of any Lender or acquires a
participation from any Lender consistent with the terms of the Loan Documents) and shall not be referred to in any report or document furnished to any other person or entity without our prior written consent; provided, however, that

  
 3 

 
the foregoing shall not preclude any Lender from describing or otherwise disclosing the existence or contents of this letter to (i) any bank regulatory authority having jurisdiction over
such Lender, as required by such authority, (ii) a person or entity who, in good-faith discussions between such Lender and such person or entity, is proposed to become an assignee or successor in interest of such Lender or to acquire a
participation from the Bank consistent with the terms of the Loan Documents, and (iii) counsel to the Agent and the Lenders. 
  

			
	Very truly yours,
	
	 HOWARD RICE NEMEROVSKI
 CANADY FALK & RABKIN
 A Professional Corporation

		
	By:	 	 

  
 4 

 EXHIBIT F 

FORM OF ASSIGNMENT AND ACCEPTANCE 
  

	To:	 CITIBANK, N.A., as Administrative Agent 

 Ladies and Gentlemen: 
 Reference is made to that certain Credit Agreement
(364-Day Commitment) dated as of June 10, 2011 between THE CHARLES SCHWAB CORPORATION, a Delaware corporation (“Borrower”), Lenders from time to time party thereto, and CITIBANK, N.A., as Administrative Agent (as
amended, restated, extended, supplemented or otherwise modified in writing from time to time, the “Agreement”, the terms defined therein being used herein as therein defined). 

1.     We hereby give you notice of, and request your consent to, the assignment by
                                        
(the “Assignor”) to
                                         
    (the “Assignee”) of             % of the right, title and interest of the Assignor in and to the Loan Documents, including, without limitation,
the right, title and interest of the Assignor in and to the Commitment of the Assignor, and all outstanding Loans made by the Assignor. Before giving effect to such assignment: 

 

	 	(a)	 the aggregate amount of the Assignor’s Commitment is
$                        . 

	 	(b)	 the aggregate principal amount of its outstanding Loans is
$                        . 

 2.     The Assignee hereby represents and warrants that it has complied with the requirements of Section 10.8 of the Agreement in connection with this assignment and
acknowledges and agrees that: (a) other than the representation and warranty that it is the legal and beneficial owner of the Pro Rata Share being assigned hereby free and clear of any adverse claim, the Assignor has made no representation or
warranty and assumes no responsibility with respect to any statements, warranties or representations made in or in connection with the Agreement or the execution, legality, validity, enforceability, genuineness or sufficiency of the Agreement of any
other Loan Document; (b) the Assignor had made no representation or warranty and assumes no responsibility with respect to the financial condition of Borrower or the performance by Borrower of the Obligations; (c) it has received a copy of
the Agreement, together with copies of the most recent financial statements delivered pursuant to Section 6.2 thereof and such other documents and information as it has deemed appropriate to make its own credit analysis and decision to
enter into this Assignment and Acceptance; (d) it will independently and without reliance upon Administrative Agent or any Lender and based on such documents and information as it shall deem appropriate at the time, continue to make its own
credit decisions in taking or not taking action under the Agreement; (e) it appoints and authorizes Administrative Agent to take such action and to exercise such powers under the Agreement and the other Loan Documents as are delegated to
Administrative Agent by the Agreement and such other Loan Documents; and (f) it will perform in accordance with their terms all of the obligations which by the terms of the Agreement are required to be performed by it as a Lender. 

 3.     The Assignee agrees that, upon receiving your consent to such
assignment and form and after                                 , the Assignee will
be bound by the terms of the Loan Documents, with respect to the interest in the Loan Documents assigned to it as specified above, as fully and to the same extent as if the Assignee were a Lender originally holding such interest in the Loan
Documents. 
 4.     The following administrative details apply to the Assignee: 

 

	 	(a)	 Credit Contact: 

  

	 	 	 Assignee name:
                                         
        

	 	 	 Address:
                                         
                   

	 	 	 _____________________________________ 

	 	 	 Attention:
                                         
                 

	 	 	 Telephone:
                                         
               

	 	 	 Telecopier:
                                         
               

  

	 	(b)	 Operations Contract: 

  

	 	 	 Assignee name:
                                         
        

	 	 	 Address:
                                         
                   

	 	 	 _____________________________________ 

	 	 	 Attention:
                                         
                 

	 	 	 Telephone:
                                         
               

	 	 	 Telecopier:
                                         
               

  

	 	(c)	 Lending Office: 

  

	 	 	 Assignee name:
                                         
        

	 	 	 Address:
                                         
                   

	 	 	 _____________________________________ 

  

	 	(d)	 Payment Instructions: 

  

	 	 	 Assignee name:
                                         
        

	 	 	 ABA No.:
                                         
                 

	 	 	 Account No.:
                                         
            

	 	 	 Attention:
                                         
                 

	 	 	 Reference:
                                         
                

  
 2 

 IN WITNESS WHEREOF, the Assignor and the Assignee have caused this
Assignment and Acceptance to be executed by their respective duly authorized officials, officers or agents as of the date first above mentioned. 
  

			
	 Very truly yours,
  

[ASSIGNOR]

		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 
	
	[ASSIGNEE]
		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 

 We hereby consent to the 
 foregoing assignment. 
 THE CHARLES SCHWAB CORPORATION, 

as Borrower 

			
		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 
	
	 CITIBANK, N.A.,
 as
Administrative Agent

		
	By:	 	 

			
	Name:	 	 

			
	Title:	 	 

  
 3Amended and restated Stockholders Agreement

 Exhibit 4.2 
 AMENDED AND RESTATED 
 STOCKHOLDERS AGREEMENT 

This STOCKHOLDERS AGREEMENT is dated as of May 4, 2010, by and among (a) Chuy’s Holdings, Inc., a Delaware corporation
(the “Company”), (b) MY/ZP Equity, LLC, a Texas limited liability company (the “Young/Zapp Entity”), (c) Goode Chuy’s Holdings, LLC, a Delaware limited liability company (“Goode”),
(d) Goode Chuy’s Direct Investors, LLC, a Delaware limited liability company (the “Goode Direct Investor”), (e) J.P. Morgan U.S. Direct Corporate Finance Institutional Investors III LLC, a Delaware limited liability
company and 522 Fifth Avenue Fund, L.P., a Delaware limited partnership (collectively, the “JPM Direct Investors”), (f) the holders of Common Stock that are identified as “Common Stockholders” on the signature page
hereto, (g) any Optionholder acquiring Option Shares after the date hereof, and (h) any Permitted Transferee who acquires Securities from a Stockholder after the date hereof, in each case, to the extent that such Person becomes a party to
this Agreement pursuant to Section 2.1(b). 
 RECITALS: 

A. On the date hereof, Goode owns 25,000,000 shares of Series A Stock of the Company. 

B. On the date hereof, the Young/Zapp Entity owns 2,722,222 shares of Series B Stock of the Company and 197,594 shares of Series X Stock
of the Company. 
 C. On the date hereof, the Goode Direct Investor owns 725,854 shares of Series X Stock of the Company.

 D. On the date hereof, the JPM Direct Investors, in the aggregate, own 725,854 shares of Series X Stock of the Company.

 E. On the date hereof, Steve Hislop owns 280,000 shares of Common Stock and 20,324 shares of Series X Stock of the Company
and Frank Biller owns 92,166 shares of Common Stock and 6,690 shares of Series X Stock of the Company. 
 F. As of the date
hereof, Optionholders have been granted options (“Options”) to purchase 2,624,334 shares of Common Stock (“Option Shares”) pursuant to the Stock Option Plan and additional Options may be granted after the date
hereof. 
 G. The Company and the Stockholders desire to establish certain restrictions and obligations on the ownership,
retention and disposition of the capital stock of the Company pursuant to the terms and conditions of this Agreement. 

Accordingly, the parties hereto hereby agree as follows: 

 I. DEFINITIONS 

1.1 Definitions. In addition to the terms defined elsewhere herein, the following terms have the following meanings when used
herein with initial capital letters: 
 “Addendum Agreement” has the meaning specified in Section 2.1(b).

 “Advisory Agreement” means the Advisory Agreement by and between the Company and Goode Partners LLC, dated
as of the date hereof. 
 “Affiliate” means, with respect to any Person, any other Person directly or
indirectly controlling, controlled by or under common control with, such Person. For the purposes of this definition, “control” when used with respect to any Person, means the possession, directly or indirectly, of the power to
direct or cause the direction of the management and policies of such Person, whether through the ownership of voting securities, by contract or otherwise, and the terms “controlling” and “controlled” have meanings
correlative to the foregoing. For the avoidance of doubt, to the extent a limited partner of Goode Partners Consumer Fund I, L.P. which is an institutional investment bank not controlling, controlled by or under common control with Goode Partners,
LLC or any of its officers, managers, members, equity owners, employees, contractors or agents (such limited partner being referred to as an “Unrelated Investment Bank”) would otherwise constitute an Affiliate of Goode Partners
Consumer Fund I, L.P. pursuant to the foregoing definition, only the asset management division or entity of the Unrelated Investment Bank that is a limited partner of Goode Partners Consumer Fund I, L.P., and no other Affiliate of or other division,
unit or entity within such Unrelated Investment Bank will be deemed an Affiliate of Goode Partners Consumer Fund I, L.P. for purposes of this Agreement. 
 “Agreement” means this Amended and Restated Stockholders Agreement, any amendments hereto, and any Exhibits, schedules, and attachments hereto, which are specifically incorporated herein
by this reference. 
 “Arbitrator” has the meaning specified in Section 6.11(b). 

“Board” means the board of directors of the Company. 

“Board Observers” has the meaning specified in Section 5.1(c). 

“Business Day” means any day except a Saturday, Sunday or other day on which commercial banks in New York, New York or
Austin, Texas are authorized or required by Law to close. 
 “Bylaws” means the bylaws of the Company, as may
be amended from time to time. 
 “Capital Stock” means (a) with respect to any Person that is a
corporation, any and all shares, interests, participation or other equivalents (however designated and whether or not voting) of corporate stock, including the common stock of such Person and (b) with respect to any Person that is not a
corporation, any and all partnership or other equity interests of such Person. 

  
 2 

 “Certificate of Incorporation” means the Amended and Restated Certificate
of Incorporation of the Company, as filed with the Secretary of State of the State of Delaware on May 4, 2010, including any preferred stock designations, as the same may be amended from time to time. 

“Commission” means the Securities and Exchange Commission. 

“Common Stock” means the common stock, par value $0.01 per share, of the Company. 

“Common Value” has the meaning specified in Section 2.5(b)(iv). 

“Company” has the meaning specified in the Preamble. 

“Company Accountants” means the nationally recognized certified public accounting firm engaged by the Company at the
time of any calculation or report required to be made by the Company Accountants under this Agreement. 
 “Confidential
Information” means all intellectual property, documents, financial statements, records, business plans, reports and other information of whatever kind or nature, which has value to the Company, or which is treated by the Company as
confidential and regardless of whether such information is marked “confidential,” except (i) such information that is or becomes generally available to the public through no action of the party (including its limited partners,
representatives, agents and Affiliates) to which such information was furnished, or (ii) is or becomes available to the party to which it was furnished on a nonconfidential basis from a source, other than from the Company, its Affiliates or
representatives, which the receiving party believes, after reasonable inquiry, was not prohibited from so disclosing such information by a contractual, legal or fiduciary obligation. 

“Co-Selling Stockholder” has the meaning specified in Section 2.3(c). 

“Demand Registration” has the meaning specified in Section 3.1(c). 

“Demand Seller” has the meaning specified in Section 3.1(a). 

“Director” means a member of the Board. 
 “Dispute” has the meaning specified in Section 6.11. 

“Disqualified Drag-Along Participant” means (A) Goode Partners, LLC, Goode Partners Consumer Fund I, L.P., the
Goode Direct Investor, the JPM Direct Investors, or any Series A Holder, (B) any Affiliate(s) of any of the Persons described in clause (A) above, or (C) any of the officers, directors, stockholders, employees, agents or
representatives of any of the Persons described in clauses (A) and/or (B) above; provided, however, that in no event will Clint Shackelford or any of his Affiliates be deemed a “Disqualified Drag-Along Participant”.

  
 3 

 “Drag-Along Closing Date” has the meaning specified in Section 2.4(d).

 “Drag-Along Disposition” has the meaning specified in Section 2.4(a). 

“Drag-Along Notice” has the meaning specified in Section 2.4(a). 

“Drag-Along Right” has the meaning specified in Section 2.4(a). 

“Employment Agreements” has the meaning specified in Section 5.5. 

“Duly Endorsed” means duly endorsed in blank by the Person or Persons in whose name a certificate representing a
security is registered or accompanied by a duly executed instrument of assignment separate from the certificate. 

“Escrow Agent” means any third party mutually agreed upon by the Stockholders for the purpose of holding in escrow
certain funds or other items in the manner provided in this Agreement. 
 “Exchange Act” means the Securities
Exchange Act of 1934, as amended. 
 “Exercise Notice” has the meaning specified in Section 2.3(b).

 “First Offer Transaction” has the meaning specified in Section 2.8. 

“First Offer Transaction Notice” has the meaning specified in Section 2.8. 

“First Offer Transaction Proposal” has the meaning specified in Section 2.8. 

“Fully-Diluted Basis” means, with reference to a percentage of Capital Stock, shares of such Capital Stock, including
such shares issuable upon exercise of rights to acquire Capital Stock (whether any such right is exercisable immediately or only with the passage of time) pursuant to any arrangement or understanding or the exercise of conversion rights, exchange
rights, other rights, warranties, options (including options held by employees of the Company) or otherwise. 

“Goode” has the meaning specified in the Preamble. 

“Goode Demand” has the meaning specified in Section 3.1(a). 

“Goode Direct Investor” has the meaning specified in the Preamble. 

“Goode Holder” means (i) Goode (or its successors), (ii) the Goode Direct Investor, (iii) the JPM Direct
Investors, (iv) any Permitted Transferee of Goode or (v) any other Transferee of Goode (in the case of this clause (v) only after compliance with Sections 2.3. 2.4 and 2.8 of this Agreement, as applicable); provided,
however, that any right or action hereunder that may be exercised or taken by, or that is required to be exercised or taken by, Goode and its Permitted Transferees in respect of the Securities that they own will be taken on their behalf by
Goode as their representative. 

  
 4 

 “Initial Public Offering” means the first Qualified Public Offering of the
Company. 
 “IRR” means the annual rate of return to such holder in respect of its investment of the aggregate
purchase price for such share of Series X Preferred Stock, calculated using the following Microsoft Office Excel 2003 function: IRR = xirr(CashFlows,CashFlowDates). For purposes of the preceding sentence: CashFlows include (a) such
holder’s initial investment of the aggregate purchase price per share of Series X Preferred Stock, designated as a negative number and (b) any distributions received on such share of Series X Preferred Stock and other proceeds from the
sale of each share (including the amount of any accrued and unpaid dividends declared on the Series X Preferred Stock), designated as positive numbers. CashFlows will not include any amounts paid or payable to affiliates of any such holder pursuant
to any management or advisory agreement between the Company and such holder. Each CashFlowDate is the date upon which such CashFlows event (i.e., such initial investment, distribution or proceed) occurred. Attached as Exhibit A is an example
calculation of IRR. 
 “JPM Direct Investors” has the meaning specified in the Preamble. 

“Key Man Insurance” has the meaning set forth in Section 5.10. 

“Management Demand” has the meaning specified in Section 3.1(a). 

“Management Stockholder Group” means the Young/Zapp Entity, Steve Hislop, Frank Biller, and the Optionholders, or their
Permitted Transferees (other than a Goode Holder). 
 “Maximum Offering Size” has the meaning specified in
Section 3.1(g). 
 “New Securities” means any Capital Stock and any rights, options, warrants to purchase
Capital Stock and securities of any type which are, or may become, convertible, or exchangeable for, Capital Stock, that is not issued and outstanding on the date hereof; provided, however, that “New Securities” does
not include the following: (i) shares of Common Stock issued upon conversion of the Series X Stock, the Series A Stock or the Series B Stock in accordance with the provisions of the Certificate of Incorporation, (ii) securities
issued pursuant to the Stock Option Plan (provided such securities are not issued to any Goode Holder or its Affiliates), (iii) securities issued upon the exercise of any Option granted pursuant to the Stock Option Plan, (iv) securities
issued (A) in connection with the acquisition of another business entity by the Company, whether by merger, business combination, joint venture, purchase of all or substantially all of the assets of such entity or otherwise (provided such
securities are not issued to any Goode Holder or its Affiliates) or (B) in connection with any lending, financing or leasing arrangement approved by the Board (provided such securities are not issued to any Goode Holder or its Affiliates),
(v) securities issued as a result of any stock split, dividend, distribution, reclassification or reorganization of the Company’s equity securities, or (vi) any securities issued in connection with the Initial Public Offering.

  
 5 

 “Nominee” has the meaning specified in Section 5.3(a). 

“Officer” means any officer of the Company. 
 “Options” has the meaning specified in Recital F. 

“Option Shares” has the meaning specified in Recital F. 

“Optionholder” means each member of management, other key employee, consultant or advisor of or to the Company (other
than Michael Young, John Zapp and any Goode Holder or its Affiliates) listed on Exhibit B hereto who have been granted Option(s) pursuant to the Stock Option Plan or other member of management, other key employee, consultant or advisor of or
to the Company (other than Michael Young, John Zapp and any Goode Holder or its Affiliates) designated after the date hereof by the Company to be an Optionholder, who is granted Option(s) pursuant to the Stock Option Plan and which Optionholder
becomes bound by and subject to this Agreement in accordance with Section 2.1(b). For the avoidance of doubt, an Optionholder will continue to be deemed an Optionholder and part of the Management Stockholder Group for purposes of this Agreement
after exercising such Options and owning Common Stock of the Company. 
 “Payment Default” has the meaning
specified in Section 5.5. 
 “Permitted Transferee” means, (A) with respect to the Young/Zapp Entity,
(i) Michael Young or John Zapp, (ii) any spouse or lineal descendant of Michael Young or John Zapp or any limited liability company, trust or partnership for the benefit of Michael Young or John Zapp or his spouse or lineal descendants,
(iii) a Goode Holder or any of its Affiliates, or (iv) any other Person approved by a Goode Holder, (B) with respect to any member of the Management Stockholder Group other than the Young/Zapp Entity, (i) any spouse or lineal
descendant of such Person or any trust or partnership for the benefit of such Person or his or her spouse or lineal descendants, (ii) any other member of the Management Stockholder Group, (iii) any Goode Holder or any of its Affiliates,
and (iv) any other Person approved by a Goode Holder, and (C) with respect to a Goode Holder, (i) any Affiliate of such Goode Holder or (ii) any limited partner of Goode Partners Consumer Fund I, L.P. or the JPM Direct Investors
or (iii) any partners or members of any member of a Goode Holder. 
 “Person” means an individual,
corporation, partnership, trust, association, limited liability company or any other entity or organization, including a government or political subdivision or an agency or instrumentality thereof. 

“Piggy-Back Registration” has the meaning specified in Section 3.2(a). 

“Preference Value” has the meaning specified in Section 2.5(b)(ii). 

  
 6 

 “Proposed Drag-Along Transferee” has the meaning specified in
Section 2.4(a). 
 “Proposed Tag-Along Transferee” has the meaning specified in Section 2.3(a).

 “Public Offering” means any primary or secondary public offering of equity securities of the Company
pursuant to an effective registration statement under the Securities Act, other than pursuant to a registration statement on Form S-4 or Form S-8 or any successor or similar form. 

“Purchase Agreement” means that certain Asset Purchase Agreement, dated as of November 7, 2006, by and among the
Company, Michael Young, John Zapp and the selling entities named therein. 
 “Qualified Public Offering” means
any Public Offering that generates aggregate net proceeds after commissions, discounts and all other costs and expenses incurred in connection therewith, of not less than $25.0 million. 

“Registering Stockholder” has the meaning specified in Section 4.1. 

“Registrable Securities” means shares of Common Stock issued or issuable upon conversion or exercise of (a) Series
X Stock, (b) Series A Stock, (c) Series B Stock, (d) Options held by Optionholders or (e) any Successor Shares; provided that such securities will cease to be Registrable Securities when a registration statement relating
to such securities has been declared effective by the Commission and such securities have been disposed of pursuant to such effective registration statement or when such securities may be sold without registration pursuant to Rule 144. 

“Registration Expenses” means all (i) registration and filing fees with the Commission, (ii) fees and expenses
of compliance with state securities or blue sky laws (including reasonable fees and disbursements of a qualified independent underwriter, if any, counsel in connection therewith and the reasonable fees and disbursements of counsel in connection with
blue sky qualifications of the Registrable Securities), (iii) printing expenses, (iv) fees and expenses of counsel and independent public accountants for the Company, (v) fees and expenses of any additional experts retained by the
Company in connection with such registration, (vi) fees and expenses of listing the Registrable Securities, if any, (vii) rating agency fees, (viii) transfer taxes, and (ix) reasonable fees and expenses of one counsel for the
selling Stockholders. The parties understand and agree that Registration Expenses do not include underwriting fees, discounts or commissions attributable to the sale of Registrable Securities. 

“Regulation D” means Regulation D under the Securities Act. 

“Rule 144” means Rule 144 under the Securities Act, as such rule may be amended from time to time. 

“Rule 145” means Rule 145 under the Securities Act, as amended from time to time. 

  
 7 

 “Securities” means shares of Series X Stock, Series A Stock, Series B
Stock, Common Stock and any Successor Shares. 
 “Securities Act” means the Securities Act of 1933, as amended.

 “Series A Directors” or “Series A Director” has the meaning specified in
Section 5.1(a). 
 “Series A Holder” means any Person who holds any Series A Stock (or Successor Shares
thereto). 
 “Series A Stock” means the Series A Preferred Stock, par value $0.01 per share, of the Company.

 “Series B Directors” has the meaning specified in Section 5.1(a). 

“Series B Stock” means the Series B Preferred Stock, par value $0.01 per share, of the Company. 

“Series X Stock” means the Series X Preferred Stock, par value $0.01 per share, of the Company. 

“Series X Value” has the meaning specified in Section 2.5(b)(i). 

“Stock Option Plan” means the Chuy’s Holdings, Inc. 2006 Stock Option Plan, as the same may hereafter be amended,
or any other stock option plan in effect from time to time. 
 “Stockholders” means, collectively, each Goode
Holder, the Management Stockholder Group, and their respective Permitted Transferees, and with respect to any Goode Holder, any Transferee of such Goode Holder (after compliance with Sections 2.3, 2.4 and 2.8 of this Agreement, as applicable).

 “Subsidiary” means, with respect to any Person, a corporation, partnership, limited liability company or
other entity of which such Person owns, directly or indirectly, such number of outstanding shares or other equity interests as to have more than 50% of the ordinary voting power for the election of directors or other managers of such corporation,
partnership, limited liability company or other entity. Unless the context otherwise requires, each reference to Subsidiaries herein will be a reference to Subsidiaries of the Company. 

“Successor Shares” means any securities issued or issuable in consideration of exchange for or otherwise in respect of,
any shares of Series X Stock, Series A Stock, Series B Stock or Common Stock or successor shares to the foregoing in any merger, consolidation, recapitalization, reorganization or other transaction or by reason of a stock dividend, stock split or
other similar transaction. 
 “Tag-Along Notice” has the meaning specified in Section 2.3(a). 

  
 8 

 “Tag-Along Offer” has the meaning specified in Section 2.3(a).

 “Tag-Along Period” has the meaning specified in Section 2.3(e). 

“Tag-Along Ratio” has the meaning specified in Section 2.3(d). 

“Target Value Payments” has the meaning specified in Section 2.5(b)(iv). 

“Transfer” has the meaning specified in Section 2.1(c). 

“Transferee” means any Person to whom any Stockholder Transfers any Securities other than in a sale pursuant to an
effective registration statement or without registration pursuant to Rule 144 or Rule 145. 
 “Underwriter”
means a securities dealer who purchases any Registrable Securities as a principal in connection with a distribution of such Registrable Securities and not as part of such dealer’s market-making activities, which underwriter will be selected by
the Board. 
 “Young/Zapp Board Observers” has the meaning specified in Section 5.1(d). 

“Young/Zapp Entity” has the meaning specified in the Preamble and includes any Permitted Transferee thereof. 

II. RIGHTS AND OBLIGATIONS WITH RESPECT TO TRANSFER 
 2.1 Transfers. 
 (a) No Stockholder will make any Transfer or attempt to
make any Transfer in violation of the provisions set forth in this Article II. 
 (b) No Transfer by a Stockholder will be valid
unless, in addition to complying with any other applicable requirements of this Article II, (i) the Transferee agrees in writing (with the joinder of his or her spouse, if residing in a community property state) by executing a counterpart of
this Agreement, in a form approved by the Company, prior to the Transfer, to be bound by and subject to the terms and conditions of this Agreement on the same basis as the Stockholder from whom the Transferee acquired the Securities was bound (an
“Addendum Agreement”); (ii) the Transfer complies in all respects with applicable state and federal securities laws; and (iii) both the Stockholder whose Securities are the subject of the Transfer and the Transferee
execute and deliver to the Company such documents as the Company may deem to be necessary or appropriate in order to evidence compliance with item (ii) above. In addition, the Company will require, as a condition to any issuance of Option
Shares to an Optionholder, that the Optionholder (with the joinder of his/her spouse, if residing in a community property state) execute an Addendum Agreement agreeing to be bound by and subject to the terms and conditions of this Agreement. For
these purposes, all of the Stockholders (and their respective spouses, if residing in a community property state) hereby appoint the Company as their agent and attorney to execute such an Addendum Agreement on their behalf and expressly bind
themselves to such document by the Company’s execution of such document without further action on their part. 

  
 9 

 (c) Until the earlier of (i) November 7, 2011 and (ii) the second anniversary
of the Initial Public Offering, no member of the Management Stockholder Group may, directly or indirectly (including by way of merger or consolidation), offer, sell, assign, grant a participation in, pledge, encumber or otherwise transfer
(“Transfer”) any of such member’s shares of Series X Stock, Series B Stock, Common Stock or Successor Shares without the prior written consent of Goode (or if Goode is no longer a holder of Series A Stock (or Successor Shares)
then a Goode Holder), other than a Transfer (i) to a Goode Holder, (ii) to a Permitted Transferee of such member of the Management Stockholder Group, (iii) pursuant to the provisions of this Article II or Article III,
(iv) without registration pursuant to Rule 144 after a Qualified Public Offering, or (v) in connection with the sale of the entire Company (whether by merger, stock purchase, asset purchase or otherwise). 

2.2 Restrictive Legend. (a) For so long as the transfer restrictions set forth in Article II remain in effect with respect to
Securities of a Stockholder, each certificate representing Securities owned by any such Stockholder will (unless otherwise permitted by the provisions of Section 2.2(b)) include the following legend: 

“THE OFFER OR SALE OF THE SECURITIES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED, OR ANY STATE SECURITIES LAWS AND THE SECURITIES REPRESENTED BY THIS CERTIFICATE MAY NOT BE OFFERED OR SOLD EXCEPT IN COMPLIANCE THEREWITH. THE SECURITIES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO ADDITIONAL RESTRICTIONS ON TRANSFER AS
SET FORTH IN THAT CERTAIN STOCKHOLDERS AGREEMENT, DATED AS OF NOVEMBER 7, 2006, AS AMENDED AND RESTATED ON MAY 4, 2010, AMONG CHUY’S HOLDINGS, INC. (THE “COMPANY”) AND CERTAIN OTHER PARTIES THERETO, A COPY OF WHICH MAY BE OBTAINED
FROM THE COMPANY.” 
 (b) Without limiting the generality or effect of the transfer restrictions contained in this Article
II, any Stockholder may, upon providing evidence, including an opinion of counsel reasonably satisfactory to the Company, that such Securities either are not “restricted securities” (as defined in Rule 144) or may be sold pursuant to Rule
144, exchange the certificate representing such Securities for a new certificate that does not bear the first sentence of the legend set forth in Section 2.2(a). 
 2.3 Tag-Along Rights. (a) If any Goode Holder proposes to Transfer (other than pursuant to a Public Offering, to a Permitted Transferee or to a member of the Management Stockholder Group) any
of such Goode Holder’s Securities to any Person (“Proposed Tag-Along Transferee”) (such proposal being a “Tag-Along Offer”), the Goode Holder will provide written notice of such Tag-Along Offer (the
“Tag-Along Notice”) to the Company and each of the other Stockholders in the manner set forth in 

  
 10 

 
this Section 2.3. Such Tag-Along Notice will identify the Proposed Tag-Along Transferee, the number of Securities proposed to be purchased from the Goode Holder (or if greater, the number of
Securities such Proposed Tag-Along Transferee is willing to purchase), the Tag-Along Ratio (as defined in Section 2.3(d)), the consideration offered and any other material terms and conditions of the Tag-Along Offer. If the offer price consists
in part or in whole of consideration other than cash, the Goode Holder will provide such information, to the extent reasonably available to the Goode Holder, relating to such consideration as such other Stockholders may reasonably request in order
to evaluate such non-cash consideration. 
 (b) Each such Stockholder other than the Goode Holder proposing the Transfer will
have the right, exercisable as set forth below, to accept the Tag-Along Offer for up to the number of Securities determined pursuant to Section 2.3(d). Each such other Stockholder may elect to exercise such right, within 15 Business Days after
receipt of the Tag-Along Notice from the Goode Holder, by providing the Goode Holder with an irrevocable written notice specifying the number of such Securities such Stockholder agrees to Transfer (the “Exercise Notice”), which
number will not exceed the number as contemplated above, and will simultaneously provide a copy of such Exercise Notice to the Company. If any such other Stockholder does not accept the Tag Along Offer within 15 Business Days following receipt of
the Tag-Along Notice by delivering an Exercise Notice in accordance with this Section 2.3(b), such Stockholder will be deemed to have waived any and all rights under this Section 2.3 with respect to the Transfer of Securities pursuant to
such Tag-Along Offer. Delivery of the Exercise Notice by a Stockholder will constitute an irrevocable acceptance of the Tag-Along Offer by such Stockholder for all of the Securities included in such Exercise Notice (or such lesser number of
Securities as determined in accordance with Section 2.3(d)) at the price and on the terms and conditions specified as being offered to the Goode Holder in the Tag-Along Offer. 

(c) Not less than ten Business Days prior to the proposed date of any sale pursuant to a Tag-Along Offer, the Goode Holder will notify
each Stockholder that has accepted the Tag-Along Offer (each, a “Co-Selling Stockholder”) of such proposed date. Not less than two Business Days prior to such proposed date, the Co-Selling Stockholders will deliver to an Escrow
Agent (the costs of which Escrow Agent will be borne by the Goode Holder and the Co-Selling Stockholders in proportion to the Securities Transferred by each such Stockholder in connection with such Tag-Along Offer) the Duly Endorsed certificate or
certificates representing the Securities to be Transferred by the Co-Selling Stockholders and all other documents reasonably required to be executed in connection with such Tag-Along Offer. 

(d) Each Co-Selling Stockholder will have the right to Transfer (and the Goode Holder will, to the extent necessary, reduce the amount or
number of Securities to be sold by the Goode Holder by a corresponding amount), pursuant to the Tag-Along Offer, a number of Securities that is equal to the product of (i) the total number of Securities offered to be purchased as set forth in
such Tag-Along Offer and (ii) a fraction (the “Tag-Along Ratio”), the numerator of which will be the aggregate number of Securities held by such Co-Selling Stockholder and the denominator of which will be the aggregate number
of Securities held by the Goode Holder and all other Co-Selling Stockholders. 

  
 11 

 (e) The Goode Holder will have 90 days from its mailing of the Tag-Along Notice to the other
Stockholders (the “Tag-Along Period”) in which to consummate the Transfer of Securities owned by such Goode Holder and the Co-Selling Stockholders as contemplated by the Tag-Along Offer at the price and on the terms contained in
such notice; provided, however, that the material terms contained in such notice may only be modified during the Tag-Along Period to the extent mutually agreed in writing by the Goode Holder and the Co-Selling Stockholders. If, at the
end of the Tag-Along Period, the Goode Holder has not completed such Transfer (for any reason other than the failure of a Co-Selling Stockholder to perform such Co-Selling Stockholder’s obligations under this Section 2.3), the right of the
Goode Holder to effect such Transfer will terminate (if the Goode Holder is otherwise subject to restrictions on Transfer pursuant to this Agreement), and the Securities of such Goode Holder (and Co-Selling Stockholders) subject to such proposed
Transfer will again be subject to all applicable restrictions on sale or other disposition and other provisions contained in this Agreement. 
 (f) Promptly after the consummation of the Transfer of Securities pursuant to the Tag-Along Offer, the Escrow Agent will notify the Co-Selling Stockholders thereof and will remit to each Co-Selling
Stockholder the sales price attributable to the Securities of such Co-Selling Stockholder sold pursuant thereto in accordance with the terms of Section 2.5 hereof after deducting from such sales price such Co-Selling Stockholder’s pro rata
share (based on the total proceeds allocable to such Co-Selling Stockholder from the sale pursuant to Section 2.5) of the total costs and expenses (including attorneys’ fees) incurred by the Goode Holder and all Co-Selling Stockholders in
connection with the consummation of the transactions described in the relevant Tag-Along Notice. 
 (g) Notwithstanding anything
contained in this Section 2.3, there will be no liability on the part of the Goode Holder to any other Stockholder (including any Co-Selling Stockholder) if the Transfer of Securities pursuant to this Section 2.3 is not consummated for
whatever reason. The determination of whether or not to effect a Transfer of Securities pursuant to this Section 2.3 is in the sole and absolute discretion of the Goode Holder. 

(h) If any Co-Selling Stockholder fails to close any transaction as to which it has delivered an Exercise Notice then, without limiting
any other rights or obligations of the parties hereto, such Co-Selling Stockholder will no longer have any rights (but will be subject to all limitations and obligations) under this Section 2.3. 

(i) The Stockholders other than Goode Holder will cooperate in effecting any Transfer in connection with a Tag-Along Offer in which any
of them participates, and, if requested by the Proposed Tag-Along Transferee making the Tag-Along Offer, will enter into agreements with the Proposed Tag-Along Transferee containing terms and conditions relating to the Tag-Along Offer that are the
same as the terms and conditions applicable to the Goode Holder in connection with the Tag-Along Offer and in accordance with the terms of the proposed transaction as set forth in the Tag-Along Notice. 

  
 12 

 2.4 Drag-Along Rights. (a) In the event Goode desires to accept a bona fide,
written offer from a Person who is not a Disqualified Drag-Along Participant (a “Proposed Drag-Along Transferee”) for the Transfer (pursuant to an arm’s length transaction) of all of the Series A Stock and Series X Stock held
by Goode and such Transfer would not result in Goode or any Affiliate of Goode receiving any brokerage, finders, consulting or other similar fees in connection with the transactions contemplated by such Transfer (a “Drag-Along
Disposition”), Goode will have the right (a “Drag-Along Right”) to require each other Stockholder to participate in such Drag-Along Disposition with such Proposed Drag-Along Transferee by selling its Securities on the same
terms and conditions as are set forth in the written notice provided to each of the other Stockholders given not less than 20 days prior to the closing of the transactions contemplated by the proposed Drag-Along Disposition in accordance with
Section 2.4(b) (the “Drag-Along Notice”). Each Stockholder, including Goode, transferring Securities pursuant to this Section 2.4 will pay its pro rata share (based on the total proceeds allocable to such Stockholder from
the sale pursuant to Section 2.5) of the expenses incurred in connection with such Drag-Along Disposition. Goode may only transfer and assign its rights and obligations under this Section 2.4 if such transfer and assignment covers all of
its rights and obligations under this Section 2.4 and such transfer and assignment is made to a Person who, at the same time, acquires a majority of the Series A Stock of the Company held by Goode on the date hereof. 

(b) Drag-Along Notice. The Drag-Along Notice will set forth: (i) the name and address of the Proposed Drag-Along Transferee,
(ii) the proposed terms and conditions of the Drag-Along Disposition, and (iii) the allocation of the proposed purchase price as among the Stockholders with respect to each of their holdings of Securities, it being understood and agreed
that such proposed purchase price and proposed terms and conditions may change in the course of negotiations and Goode will use reasonable efforts to keep the Stockholders apprised of any such changes. 

(c) Cooperation of Other Stockholders. The Stockholders other than Goode will cooperate in effecting any Drag-Along Disposition in
which any of them participates, and, if requested by the Proposed Drag-Along Transferee, will enter into agreements with the Proposed Drag-Along Transferee containing terms and conditions relating to the Drag-Along Disposition that are the same as
the terms and conditions applicable to Goode in connection with the Drag-Along Disposition; provided, however, that the representations and indemnification obligations of each such other Stockholder in any such agreements will be
limited to such Stockholder’s title to its Securities and its ability to convey title thereto free and clear of any liens, encumbrances or adverse claims; and provided further, that while each of Michael Young and John Zapp will
be required to continue to perform his obligations under and continue to be subject to the restrictions set forth in the Transaction Agreements (as defined in the Purchase Agreement) in accordance with the terms thereof, in no event will Michael
Young and/or John Zapp be required to enter into any additional covenants restricting his ability to hire or solicit any 

  
 13 

 
employee or former employee of the Company or his ability to compete with the business of the Company; and provided, further, however, that no such other Stockholder will
have any liability to the Proposed Drag-Along Transferee with respect to any claims for indemnification in excess of the net proceeds received by such Stockholder in connection with such Drag-Along Disposition or on any basis other than several
liability allocated ratably based on such Stockholder’s stock ownership. Notwithstanding anything in this Agreement to the contrary, all Stockholders will participate in all escrow arrangements, promissory notes, holdbacks, reserves or escrows
established by Goode, contingent payments, working capital adjustments and any other similar arrangements ratably on the basis of their respective percentage holding of shares and will be entitled to receive its pro rata portion of such sums from
any such escrow arrangements, promissory notes, holdbacks, reserves or escrows, contingent payments, working capital adjustments and other similar arrangements if and when Goode receives such payments. 

(d) Closing. Within ten Business Days after the giving of Drag Along Notices pursuant to Section 2.4(a), Goode will notify
the other Stockholders of the date Goode has set for consummation of the Transfers of the shares to the Proposed Drag-Along Transferee pursuant to Section 2.4 (the “Drag-Along Closing Date”). The Drag-Along Closing Date will be
as promptly as practicable after the date Goode gives notice thereof. On the Drag-Along Closing Date, in addition to any other terms of Transfer as provided in the Drag-Along Notice, Goode and each other Stockholder will deliver to the Proposed
Drag-Along Transferee (i) the certificates representing the shares of Securities to be Transferred which, upon delivery to the Proposed Drag-Along Transferee, will vest in the Proposed Drag-Along Transferee good and valid title to the shares to
be Transferred, free and clear of all debts and encumbrances, except those created by this Stockholders Agreement and (ii) stock powers Duly Endorsed, against delivery by the Proposed Drag-Along Transferee of all of the consideration, net of
all expenses allocated pro rata amongst the Stockholders, to be received by each such Stockholder, as provided in the Drag-Along Notice. Upon notice of the consummation of the Transfers to the Proposed Drag-Along Transferee, the Secretary of the
Company will also cause such Transfers to be reflected on the books of the Company. 
 2.5 Provisions Applicable to
Tag-Along/Drag-Along Rights. Proceeds from any sale pursuant to Sections 2.3 or 2.4 will be distributed as follows: 
 (a)
If the proceeds from any sale pursuant to Sections 2.3 or 2.4 are sufficient to return to each Stockholder an amount equal to or greater than the applicable Target Value Payments (as defined below) in full, after assuming for this purpose
(x) Preferred Stock sold in the sale is converted into Common Stock and (y) each Stockholder selling Securities receives its pro rata portion of the proceeds (based on the total shares of Securities sold), then each Stockholder selling
Securities will be entitled to receive an amount per share of Securities sold equal to its pro rata portion of all proceeds from such sale (based on the total shares of Securities sold, with the Preferred Stock being treated on an as converted
basis). 

  
 14 

 (b) If the proceeds from any sale pursuant to Sections 2.3 or 2.4 would not be sufficient to
return to each Stockholder an amount equal to or greater than the applicable Target Value Payments in accordance with Section 2.5(a), then proceeds from any sale pursuant to Sections 2.3 or 2.4 will be distributed as follows: 

(i) first, the holders of Series X Stock then outstanding will be entitled to be paid, for each share of Series X Stock
sold in such transaction, an amount equal to such amount in US Dollars that would permit such holder to receive (i) $2.98, plus (ii) a 20% IRR (as defined below) for each share of Series X Preferred Stock then held by them,
plus (iii) the amount of any accrued and unpaid dividends declared on the Series X Preferred Stock (subject to appropriate adjustment in the event of any stock dividend, stock split, combination or other similar recapitalization
affecting such shares, the “Series X Value”); provided, that such net proceeds will be distributed pro rata among the holders of Series X Stock (based on the shares of Securities sold) if such net proceeds are not sufficient
for each holder of Series X Stock to receive the Series X Value for each share of Series X Stock sold; 
 (ii)
second, in the case of Section 2.3, the Goode Holders holding Series A Stock then outstanding, and in the case of Section 2.4, Goode’s holding of Series A Stock then outstanding, will be entitled to be paid an amount equal to $1.00
per share (the “Preference Value”) for each share of Series A Stock sold in such transaction by such holder of Series A Stock; provided, that such net proceeds will be distributed pro rata among the holders of Series A Stock
(based on the shares of Securities sold) if such net proceeds are not sufficient for each holders of Series A Stock to receive the Preference Value for each share of Series A Stock sold; provided further, that for purposes of
calculating the proceeds available to satisfy the Preference Value to be received, in the case of Section 2.3, by the Goode Holders, and in the case of Section 2.4, by Goode, under this Section 2.5(b)(ii), the Preference Value for
each such share of Series A Stock will be reduced to take into account the amount of cash and value of other property, rights and securities received in the form of any dividends or distributions (whether in liquidation or otherwise) previously paid
by the Company in respect of such share of Series A Stock; 
 (iii) third, the holders of Series B Stock then
outstanding will be entitled to be paid an amount equal to the Preference Value for each share of Series B Stock sold in such transaction by such holder of Series B Stock, provided, that such net proceeds will be distributed pro rata among the
holders of Series B Stock (based on the shares of Securities sold) if such net proceeds are not sufficient for each holder of Series B Stock to receive the Preference Value for each share of Series B Stock sold; provided further, that for purposes
of calculating the proceeds available to satisfy the Preference Value received by the holders of Series B Stock under this Section 2.5(b)(iii), the Preference Value for each such share of Series B Stock will be reduced to take into account the
amount of cash and value of other property, rights and securities received in the form of any dividends or distributions (whether in liquidation or otherwise) previously paid by the Company in respect of such share of Series B Stock; 

  
 15 

 (iv) fourth, the holders of Common Stock then outstanding will be entitled
to be paid an amount equal to the original purchase price paid, if any, per share of Common Stock held (the “Common Value” and, together with the Series X Value and the Preference Value (with respect to both Series A Stock and
Series B Stock), the “Target Value Payments”) for each share of Common Stock sold in such transaction by such holder of Common Stock, provided, that such net proceeds will be distributed pro rata among the holders of Common Stock
(based on the shares of Securities sold) if such net proceeds are not sufficient for each holder of Common Stock to receive their Common Value for each share of Common Stock sold; provided further, that for purposes of calculating the proceeds
available to satisfy the Common Value received by the holders of Common Stock under this Section 2.5(b)(iv), the Common Value for each such share of Common Stock will be reduced to take into account the amount of cash and value of other
property, rights and securities received in the form of any dividends or distributions (whether in liquidation or otherwise) previously paid by the Company in respect of such share of Common Stock; and 

(v) finally, each Stockholder selling Securities will be entitled to receive an amount per share of Securities sold equal
to its pro rata portion (based on the shares of Securities sold, with the Preferred Stock being treated on an as converted basis) of the remaining net proceeds, if any. 
 (c) In the event the consideration to be paid for Securities in a proposed sale pursuant to Section 2.3 or 2.4 includes any securities, and the receipt thereof by a particular Stockholder would
require under applicable securities law (i) the registration or qualification of such securities or of any person as a broker or dealer or agent with respect to such securities or (ii) the provision of information pursuant to Regulation D
of the Securities Act or comparable securities laws regarding the Company, the securities or the issuer to the Stockholder, the provision of which would impose a substantial burden or expense on the Company, the Goode Holder or Goode, as applicable,
will have the right, but not the obligation, to cause to be paid to such Stockholder in lieu of such securities an amount in cash equal to the fair market value of such securities as of the date of the issuance of securities in exchange for
Securities. The value of such securities will be determined in good faith by the Board of Directors of the Company with notice of such determination to be provided to each such Stockholder at least 30 days prior to the date of the proposed
distribution of such cash and, if the holders of a majority of the shares held by all such Stockholders notify the Company of its objection to such determination within the 30-day period following receipt of such notice, the final determination of
the value of such property, rights or securities will be determined by an independent third party appraiser jointly appointed by the Goode Holder or Goode (as applicable) and the Young/Zapp Entity, with the expenses of such appraiser to be paid by
the Stockholders, jointly and severally. 

  
 16 

 (d) The provisions of Sections 2.3 and 2.4 will apply to any Transfer for value to any
Proposed Tag-Along Transferee or Proposed Drag-Along Transferee (as applicable), including by way of merger, consolidation, recapitalization or other sale transaction. 
 (e) The provisions of Sections 2.3, 2.4 and this Section 2.5 will terminate upon the first to occur of the following: (a) immediately after the Initial Public Offering and (b) the voluntary
conversion of all of the outstanding Series X Stock, Series A Stock and Series B Stock. 
 (f) To the extent any Option is
outstanding at the time of a transaction governed by this Section, the consideration, or proceeds, owing in respect of such Option will be determined net of the exercise price of such Option. 

(g) Any conversion of Preferred Stock into Common Stock contemplated by this Section 2.5 will be done in accordance with the
Company’s Certificate of Incorporation and will be adjusted pursuant to the terms of Section B.7 of Article Fourth thereof. 
 2.6 Improper Transfer. (a) Any attempt to Transfer any Securities not in compliance with this Agreement will be null and void and of no force or effect and neither the Company nor any transfer
agent of the Company will register, or otherwise recognize in the Company’s records, any such improper Transfer. 
 (b) No
Stockholder will enter into any transaction or series of transactions for the purpose or with the effect of, directly or indirectly, denying or impairing the rights or obligations of any Person under this Agreement, and any such transaction will be
null and void and, to the extent that such transaction requires any action by an Company, it will not be registered or otherwise recognized in the Company’s records or otherwise. 

2.7 Certain Participation Rights. Notwithstanding any other provision hereof, the Company will not issue any New Securities
without offering by notice given to all Stockholders (other than the Optionholders) concurrently with such issuance, the right to purchase such Stockholder’s (other than the Optionholders) pro rata share of such New Securities on the same terms
as such New Securities are to be issued. Any Stockholder that does not, within 30 days after receiving any notice referred to in the preceding sentence, complete the purchase of such Stockholder’s (other than the Optionholders) pro rata share
of the New Securities referenced in such notice will be deemed to have waived any and all rights under this Section 2.7 to purchase such New Securities. The procedures for the acceptance of any such offer and the closing of any such issuance
will be determined by the Board. For purposes of this Section 2.7, a Stockholder’s pro rata share of New Securities is the ratio of (a) the sum of the total number of shares of Common Stock owned by such Stockholder immediately prior
to the issuance of the New Securities (assuming full conversion of all outstanding Series X Stock, Series A Stock and Series B Stock, and the exercise of all outstanding rights, options and warrants to purchase Common Stock, held by such
Stockholder), to (b) the total number of shares of Common Stock issued and outstanding immediately prior to 

  
 17 

 
the issuance of the New Securities (assuming full conversion of all outstanding Series X Stock, Series A Stock and Series B Stock, and the exercise of all outstanding rights, options and warrants
to purchase Common Stock, held by all Stockholders). The Young/Zapp Entity will have the right to assign its rights and obligations under this Section 2.8 to an entity which is owned at least 66 2/3 percent by Michael Young and/or John Zapp.

 2.8 Right of First Offer. In the event that (a) a Goode Holder desires to sell or offer for sale, any Series X
Stock or Series A Stock owned by the Goode Holder, (b) the Company desires to sell or offer for sale a substantial portion of its assets, (c) the Company desires to sell or offer for sale, or otherwise cause any Subsidiary to sell or offer
for sale, a substantial portion of the assets of any Subsidiary (including Chuy’s Opco, Inc.), (d) the Company desires to sell or offer for sale its shares or other equity securities in any Subsidiary (including Chuy’s Opco, Inc.),
(e) the Company desires to pursue a merger or similar corporate transaction that constitutes a sale, or (f) the Company desires to pursue, or otherwise cause any Subsidiary to pursue, a merger or similar corporate transaction involving any
Subsidiary that constitutes a sale of the Subsidiary (each of (a), (b), (c), (d), (e) and (f), a “First Offer Transaction”), the Goode Holder or the Company, as applicable, will, prior to pursuing any such First Offer
Transaction, notify the Young/Zapp Entity of its intention to pursue a First Offer Transaction (the “First Offer Transaction Notice”). The Young/Zapp Entity will have the right, but not the obligation, to submit a proposal to enter
into a First Offer Transaction (the “First Offer Transaction Proposal”) within 30 days following receipt of the First Offer Transaction Notice, which First Offer Transaction Proposal will include the price and other material terms
the Young/Zapp Entity is prepared to offer. If the Goode Holder or the Company, as applicable, elects not to accept (or to cause any Subsidiary not to accept) the First Offer Transaction Proposal, Goode, the Company or the relevant Subsidiary, as
applicable, may enter into a First Offer Transaction with any Person for any price that is higher than the price set forth in the First Offer Transaction Proposal; provided, that such First Offer Transaction is consummated within nine months
following the date of the First Offer Transaction Proposal, and if not, any subsequent First Offer Transaction will be subject to the provisions set forth in this Section 2.8. Nothing in this Section 2.8 will require the Company, the Goode
Holder or the relevant Subsidiary, as applicable, to enter into any First Offer Transaction under any circumstances. The provisions of this Section 2.8 will terminate and the Young/Zapp Entity will lose any rights provided under this
Section 2.8 immediately upon any failure by the Young/Zapp Entity to consummate any First Offer Transaction following acceptance by the Company, the relevant Subsidiary or the Goode Holder, as applicable, of any First Offer Transaction
Proposal. The Young/Zapp Entity will have the right to assign its rights and obligations under this Section 2.8 to an entity which is owned at least 66 2/3 percent by Michael Young and/or John Zapp. 

  
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 III. REGISTRATION RIGHTS 

3.1 Demand Registration. (a) At any time after the consummation of the Initial Public Offering, any Goode Holder may make
written requests (each, a “Goode Demand”) that the Company effect the registration under the Securities Act of the Goode Holder’s Registrable Securities. Following the consummation of the Initial Public Offering and upon the
earlier of (x) the second anniversary of the Initial Public Offering and (y) the six month anniversary of a Goode Demand, the Young/Zapp Entity may make one written request (the “Management Demand”) that the Company effect
the registration under the Securities Act of the Registrable Securities of those members of the Management Stockholder Group desiring to participate in the Management Demand, in the case of each of (i) and (ii) above, specifying the
intended method of disposition thereof. Notwithstanding the foregoing, the Company will not be obligated to effect more than one registration of securities under the Securities Act pursuant to a Management Demand under this Section 3.1. Any
party making a Goode Demand or a Management Demand, as applicable, will be deemed a “Demand Seller” for purposes of this Article III. 
 (b) At and after such time as the Company becomes qualified to file a registration statement on Form S-3 (or any equivalent successor form), any Demand Seller will have the right to make a written request
that the Company effect the registration on Form S-3 (or any equivalent successor form) under and in accordance with the provisions of the Securities Act of such Demand Seller’s Registrable Securities; provided, however, that the
Company will not be obligated to file any registration statement on Form S-3 more than twice during any twelve-month period and; provided, further, that the Management Stockholder Group will only be entitled to one Management Demand
pursuant to this Section 3.1. 
 (c) The Company will promptly give written notice of any registration requested under
Section 3.1(a) or Section 3.1(b) (a “Demand Registration”) at least 15 Business Days prior to the anticipated filing date of the registration statement relating to such Demand Registration to all other Stockholders, and
thereupon will use its best efforts to effect, as expeditiously as possible, the registration under the Securities Act of the Registrable Securities then held by a Demand Seller that the Company has been so requested in writing by the Demand Seller
to register. 
 Notwithstanding the foregoing, in the event of a request for a Demand Registration made by a Demand Seller, the
Company may either (A) proceed with such Demand Registration pursuant to the provisions of this Section 3.1 or (B) proceed with a registered primary offering of Securities, in which case, the Demand Seller will have the rights set
forth in Section 3.2 and such offering will not constitute a Demand Registration requested by such Stockholder pursuant to this Section 3.1. The Demand Seller requesting a registration under this Section 3.1 may, at any time prior to
the filing date of the registration statement relating to such registration, revoke such request, without liability to any of the other Stockholders, by providing a written notice to the Company revoking such request, in which case such request, so
revoked, will not be considered a Demand Registration; provided, that once the Demand Seller has revoked a Demand Registration pursuant to this sentence, such Demand Seller may not revoke any future Demand Registration requested by it
pursuant to this Section 3.1. 

  
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 (d) The Company will pay all Registration Expenses in connection with any Demand
Registration. Each Stockholder will be responsible on a pro rata basis (based on the number of shares of Securities such Stockholder registered pursuant to a Demand Registration) for the payment of any discounts and/or commissions resulting from the
engagement by such Stockholder or group of Stockholders, as the case may be, of underwriters or placement agents in connection with resales of Securities subject to any Demand Registration. The Company will have the sole right to choose the leading
and any co-managing Underwriters for any Demand Registration. 
 (e) A registration requested pursuant to this Section 3.1
will not be deemed to have been effected unless the registration statement relating thereto (i) has become effective under the Securities Act and (ii) has remained effective for a period of at least 90 days (or such shorter period in which
all Registrable Securities of the Stockholders included in such registration have actually been sold thereunder). 
 (f) In the
event of a Demand Registration pursuant to a Goode Demand, each member of the Management Stockholder Group will have the right to sell such member’s Registrable Securities on a pro rata basis with the Goode Holders’ Registrable Securities
in such offering. 
 (g) If a Demand Registration pursuant to a Management Demand involves an underwritten Public Offering and
the managing Underwriter advises the Company that, in its view, the number of Securities requested to be included in such registration exceeds the largest number of shares of Securities which can be sold without having an adverse effect on such
offering, including the price at which such shares of Securities can be sold (the “Maximum Offering Size”), the Company will include in such registration, in the following priority, up to the Maximum Offering Size: 

(i) first, all Registrable Securities requested to be included in such registration by the Management Stockholder
Group; 
 (ii) second, all Registrable Securities requested to be included in such registration by the
Stockholders other than the Management Stockholder Group (allocated, if necessary, for the offering not to exceed the Maximum Offering Size, pro rata among such Stockholders on the basis of their relative ownership); and 

(iii) third, if, in connection with a Demand Registration, the Company also proposes to register securities, so
much of such securities proposed to be registered by the Company as would not cause the Public Offering to exceed the Maximum Offering Size. 
 (h) If a Demand Registration pursuant to a Goode Demand involves an underwritten Public Offering and the managing Underwriter advises the Company that, in its view, the number of Securities requested to
be included in such registration exceeds the Maximum Offering Size, the Company will include in such registration, in the following priority, up to the Maximum Offering Size: 

(i) first, if, in connection with a Demand Registration, the Company also proposes to register securities, so much
of such securities proposed to be registered by the Company as would not cause the Offering to exceed the Maximum Offering Size; 

  
 20 

 (ii) second, all Registrable Securities requested to be included in
such registration by the Goode Holders and the Management Stockholder Group pursuant to this Section 3.1 (allocated, if necessary, for the offering not to exceed the Maximum Offering Size, pro rata among such Stockholders on the basis of their
relative ownership); 
 (iii) third, all Registrable Securities requested to be included in such
registration by any other Stockholder pursuant to this Section 3.1 (allocated, if necessary for the offering not to exceed the Maximum Offering Size, pro rata among such Stockholders on the basis of their relative ownership); and 

(i) The Company will have a one-time right to postpone registration pursuant to this Section 3.1 for a period not to exceed six
months if the Board of Directors determines in good faith that owing to the business or market conditions or the business or financial condition of the Company it is inappropriate at such time to undertake a public offering of shares of Registrable
Securities. 
 3.2 Piggy-Back Registration. (a) If the Company proposes to register any of its Securities under the
Securities Act in order to effect a Public Offering, whether or not for sale for its own account, it will, each such time, give prompt written notice at least 15 Business Days prior to the anticipated filing date of the registration statement
relating to such registration to each Stockholder, which notice will set forth such Stockholder’s rights under this Section 3.2 and will, subject to the provisions of Section 3.2(b), offer such Stockholders the opportunity to include
in such registration statement such number of Registrable Securities as each such Stockholders may request (a “Piggy-Back Registration”). Subject to the foregoing, upon the written request of any Stockholder made within ten days
after the receipt of notice from the Company (which request will specify the number of Registrable Securities intended to be disposed of by such Stockholder and the intended method of disposition thereof), the Company will use its reasonable best
efforts to effect the registration under the Securities Act of all Registrable Securities which the Company has been so requested to register by such Stockholders to the extent required to permit the disposition of the Registrable Securities so to
be registered; provided, however, that (A) if such registration involves an underwritten Public Offering, all such Stockholders requesting to be included in the Company’s registration must sell their Registrable Securities to
the Underwriters on substantially the same terms and conditions as apply to the Company and (B) if, at any time after giving written notice of its intention to register any Registrable Securities pursuant to this Section 3.2(a) and prior
to the effective date of the registration statement filed in connection with such registration, the Company determines for any reason not to register such Registrable Securities for sale by the Company, the Company will give written notice to all
such Stockholders and, thereupon, will be relieved of its obligation to register any Registrable Securities in connection with such registration (without prejudice, however, to rights of the Goode Holder under Section 3.1). No registration
effected under this Section 3.2 will relieve the Company of its 

  
 21 

 
obligations to effect a Demand Registration to the extent required by Section 3.1. The Company will pay all Registration Expenses in connection with each registration of Registrable
Securities requested pursuant to this Section 3.2. Each Stockholder or group of Stockholders will be responsible on a pro rata basis (based on the number of shares of Registrable Securities of such Stockholder registered pursuant to a
Piggy-Back Registration) for the payment of any discounts and/or commissions resulting from the engagement by such Stockholder or Stockholders, as the case may be, of underwriters or placement agents in connection with resales of Registrable
Securities subject to any registration pursuant to this Section 3.2. 
 (b) If a registration pursuant to this
Section 3.2 involves an underwritten Public Offering and the managing Underwriter advises the Company that, in its view, the number of shares of Registrable Securities that the Company and such Stockholders intend to include in such
registration exceeds the Maximum Offering Size, the Company will include in such registration, in the following priority, up to the Maximum Offering Size: 
 (i) first, so much of the Registrable Securities proposed to be registered by the Company as would not cause the offering to exceed the Maximum Offering Size; 

(ii) second, all Registrable Securities requested to be included in such registration by the Goode Holders or the
Management Stockholder Group pursuant to this Section 3.2 (allocated, if necessary, for the offering not to exceed the Maximum Offering Size, pro rata among such Stockholders on the basis of their relative ownership); and 

(iii) third, all Registrable Securities requested to be included in such registration by any other Stockholder
pursuant to this Section 3.2 (allocated, if necessary for the offering not to exceed the Maximum Offering Size, pro rata among such Stockholders on the basis of their relative ownership). 

3.3 Holdback Agreements. In any registration of Registrable Securities in connection with an underwritten Public Offering, Goode
and the other Stockholders will not effect any sale or distribution, including any sale pursuant to Rule 144 or any successor provision under the Securities Act, of any Securities, and not effect any sale or distribution of any stock convertible
into or exchangeable or exercisable for any shares of Common Stock of the Company (in each case, other than as part of such Public Offering) during the 14 days prior to the effective date of such registration statement or during the period after
such effective date equal to the lesser of (a) such period of time as is agreed between such managing Underwriter and the Company and (b) 180 days. 

  
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 IV. REGISTRATION PROCEDURES 

4.1 Filings; Information; Other. Whenever any Goode Holder or the Management Stockholder Group, as applicable (each, a
“Registering Stockholder”) requests that any Registrable Securities be registered pursuant to Section 3.1 or Section 3.2, the Company will use its reasonable best efforts to effect the registration of such Registrable
Securities as promptly as is practicable, and in connection with any such request: 
 (a) The Company will as expeditiously as
possible prepare and file with the Commission a registration statement on any form for which the Company then qualifies and which counsel for the Company deems appropriate and available for the sale of the Registrable Securities to be registered
thereunder in accordance with the intended method of distribution thereof, and use its commercially reasonable efforts to cause such filed registration statement to become and remain effective for a period of not less than 180 days. 

(b) The Company will, if requested, prior to filing such registration statement or any amendment or supplement thereto, furnish to the
Registering Stockholder and each applicable managing Underwriter, if any, copies thereof, and thereafter furnish to the Registering Stockholder and each such Underwriter, if any, such number of copies of such registration statement, amendment and
supplement thereto (in each case including all exhibits thereto and documents incorporated by reference therein) and the prospectus included in such registration statement (including each preliminary prospectus) as the Registering Stockholder or
each such Underwriter may reasonably request in order to facilitate the sale of the Registrable Securities. 
 (c) After the
filing of the registration statement, the Company will promptly notify the Registering Stockholder of any stop order issued or, to the Company’s knowledge, threatened to be issued by the Commission and take all reasonable actions required to
prevent the entry of such stop order or to remove it if entered. 
 (d) The Company will use its reasonable best efforts to
qualify the Registrable Securities for offer and sale under such other securities or blue sky laws of such jurisdictions in the United States as the Registering Stockholder reasonably requests; provided, however, that the Company will
not be required to (i) qualify generally to do business in any jurisdiction where it would not otherwise be required to qualify but for this subsection (d), (ii) subject itself to taxation in any such jurisdiction, or (iii) consent to
general service of process in any such jurisdiction. 
 (e) The Company will as promptly as is practicable notify the
Registering Stockholder at any time when a prospectus relating to the sale of the Registrable Securities is required by law to be delivered in connection with sales by an Underwriter or dealer, of the occurrence of any event requiring the
preparation of a supplement or amendment to such prospectus so that, as thereafter delivered to the purchasers of such Registrable Securities, such prospectus will not contain an untrue statement of a material fact or omit to state any material fact
required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading and promptly make available to the Registering Stockholder and to the Underwriters any such
supplement or amendment. The Registering Stockholder agrees that, upon receipt of any notice from the Company of the occurrence of any 

  
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event of the kind described in the preceding sentence, the Registering Stockholder will forthwith discontinue the offer and sale of Registrable Securities pursuant to the registration statement
covering such Registrable Securities until receipt by the Registering Stockholder and the Underwriters of the copies of such supplemented or amended prospectus and, if so directed by the Company, the Registering Stockholder will deliver to the
Company all copies, other than permanent file copies then in the Registering Stockholder’s possession, of the most recent prospectus covering such Registrable Securities at the time of receipt of such notice. In the event the Company gives such
notice, the Company will extend the period during which such registration statement will be deemed effective as contemplated by Section 4.1(a) by the number of days during the period from and including the date of the giving of such notice to
the date when the Company will make available to the Registering Stockholder such supplemented or amended prospectus. 
 (f) The
Company will enter into customary agreements (including an underwriting agreement in customary form) and take such other actions as are reasonably required in order to expedite or facilitate the sale of such Registrable Securities. 

(g) The Company will, upon the reasonable request of the Registering Stockholder and the managing Underwriter, furnish to the Registering
Stockholder and to each Underwriter a signed counterpart, addressed to the Registering Stockholder or such Underwriter, of (i) an opinion or opinions of counsel to the Company and (ii) a comfort letter or comfort letters from the
Company’s independent public accountants, each in customary form and covering such matters of the type customarily covered by opinions or comfort letters, as the case may be, as the Registering Stockholder or the managing Underwriter may
reasonably request. 
 (h) The Company will make generally available to its security holders, as soon as reasonably practicable,
an earnings statement covering a period of 12 months, beginning within four months after the effective date of the registration statement, which earnings statement will satisfy the provisions of Section 11(a) of the Securities Act and the rules
and regulations of the Commission thereunder. 
 (i) The Company will use its commercially reasonable best efforts to cause all
such Registrable Securities to be listed on each securities exchange on which similar securities issued by the Company are then listed or, if not so listed, on a national securities exchange or quoted on any national quotation system. 

(j) Each Stockholder who is an Officer, Director or employee of the Company will use such Stockholder’s reasonable best efforts to
take all actions, including making himself or herself available to participate and, if requested by the Board (or its designee), participating in any roadshow or other investor presentation, necessary to expedite or facilitate the sale of such
Registrable Securities, subject to availability and at the Company’s cost and expense. 

  
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 4.2 Indemnification by the Company. The Company agrees to indemnify and hold harmless
each Stockholder registering shares pursuant to Section 3.1 or Section 3.2, its officers and directors, and each Person, if any, who controls each such Stockholder within the meaning of Section 15 of the Securities Act or
Section 20 of the Exchange Act from and against any and all losses, claims, damages, liabilities and expenses arising out of or based on (a) any untrue statement or alleged untrue statement of a material fact contained in any registration
statement or prospectus relating to the Registrable Securities (as amended or supplemented if the Company will have furnished any amendments or supplements thereto) or any preliminary prospectus, or (b) any omission or alleged omission to state
therein a material fact required to be stated therein or necessary to make the statements therein not misleading, or (c) any violation by the Company of the Securities Act, the Exchange Act, any state securities laws or any rule or regulation
promulgated under any of the foregoing and relating to any action or inaction required of the Company in connection with any such registration, qualification or compliance, except insofar as such losses, claims, damages, liabilities or expenses are
caused by any such untrue statement or omission or alleged untrue statement or omission based in reliance upon and in conformity with information furnished in writing to the Company by or on behalf of such Stockholder expressly for use therein;
provided, however, that the foregoing indemnity agreement with respect to any preliminary prospectus will not inure to the benefit of any Stockholder if a copy of the current prospectus was not provided to the applicable purchaser by
such Stockholder and such current copy of the prospectus would have cured the defect giving rise to such loss, claim, damage or liability. The Company also agrees to indemnify any Underwriters of the Registrable Securities, their officers and
directors and each Person who controls such underwriters on substantially the same basis as that of the indemnification of the Stockholders provided in this Section 4.2. 
 4.3 Indemnification by Stockholders. Each Stockholder registering shares pursuant to Section 3.1 or Section 3.2 agrees, severally but not jointly, to indemnify and hold harmless the
Company, its Officers and Directors and each Person, if any, who controls the Company within the meaning of either Section 15 of the Securities Act or Section 20 of the Exchange Act to the same extent as the foregoing indemnity from the
Company to such Stockholder (excluding clause (c) thereof), but only to the extent that such untrue statement or alleged untrue statement or omission or alleged omission is made in such registration statement or prospectus in reliance upon and
in conformity with information related to such Stockholder furnished in writing by or on behalf of such Stockholder expressly for use in any registration statement or prospectus relating to the Registrable Securities, or any amendment or supplement
thereto or any preliminary prospectus. Each such Stockholder also agrees to indemnify and hold harmless any Underwriters of the Registrable Securities, their officers and directors and each Person who controls such Underwriters on substantially the
same basis as that of the indemnification of the Company provided in this Section 4.3. Notwithstanding any other provision of this Section 4.3, each Stockholder’s liability under this Section 4.3 will not exceed the net proceeds
received by such Stockholder from the offering of such Stockholder’s Registrable Securities made in connection with such registration. 

  
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 4.4 Conduct of Indemnification Proceedings. In case any proceeding (including any
governmental investigation) is instituted involving any Person in respect of which indemnity may be sought pursuant to Section 4.2 or Section 4.3, such Person (the “indemnified party”) will promptly notify the Person against whom
such indemnity may be sought (the “indemnifying party”) in writing and the indemnifying party upon request of the indemnified party will retain counsel reasonably satisfactory to the indemnified party to represent the indemnified party and
any others the indemnifying party may designate in such proceeding and will pay the fees and disbursements of such counsel related to the proceeding. Notwithstanding the foregoing, the failure to give notice will not relieve the indemnifying party
of the obligation to indemnify the indemnified party, except to the extent of actual prejudice or damages suffered as a result thereof. In any such proceeding, any indemnified party will have the right to retain its own counsel, but the fees and
expenses of such counsel will be at the expense of such indemnified party unless (a) the indemnifying party and the indemnified party have mutually agreed to the retention of such counsel or (b) the named parties to any such proceeding
(including any impleaded parties) include both the indemnified party and the indemnifying party (or any Persons designated by the indemnifying party to be represented in such proceeding by counsel selected by the indemnifying party) and
representation of both parties by the same counsel would be inappropriate due to actual or potential differing interests between them, in which case the fees and expenses of such counsel will be paid by the Company. It is understood that the
indemnifying party will not, in connection with any proceeding or related proceedings in the same jurisdiction, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to any local counsel) at any time
for all such indemnified parties, and that all such fees and expenses will be reimbursed as they are incurred. In the case of the retention of any such separate firm for the indemnified parties, such firm will be designated in writing by the
indemnified parties. The indemnifying party will not be liable for any settlement of any proceeding effected without its consent, but if settled with such consent, or if there be a final judgment for the plaintiff, the indemnifying party will
indemnify and hold harmless such indemnified parties from and against any loss or liability (to the extent stated above) by reason of such settlement or judgment. 
 4.5 Contribution. (a) If the indemnification provided for herein is held by a court of competent jurisdiction to be unavailable to the indemnified parties in respect of any losses, claims,
damages or liabilities referred to herein, then each such indemnifying party, in lieu of indemnifying such indemnified party, will contribute to the amount paid or payable by such indemnified party as a result of such losses, claims, damages or
liabilities in such proportion as is appropriate to reflect the relative fault of the Company, the Stockholders and any Underwriter, as applicable, in connection with the statements or omissions which resulted in such losses, claims, damages or
liabilities, as well as any other relevant equitable considerations. The relative fault of the Company, Stockholders registering shares pursuant to Section 3.1 or Section 3.2 and the Underwriter will be determined by reference to, among
other things, whether the untrue or alleged untrue statement of a material fact or the omission or alleged omission to state a material fact relates to information supplied by such party, and the parties’ relative intent, knowledge, access to
information and opportunity to correct or prevent such statement or omission. 

  
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 (b) The Company and each Stockholder registering shares of Registrable Securities pursuant
to Section 3.1 or Section 3.2 agree that it would not be just and equitable if contribution pursuant to this Section 4.5 were determined by pro rata allocation (even if the Underwriters were treated as one entity for such purpose) or
by any other method of allocation which does not take account of the equitable considerations referred to in the immediately preceding subsection. The amount paid or payable by an indemnified party as a result of the losses, claims, damages or
liabilities referred to in the immediately preceding subsection will be deemed to include, subject to the limitations set forth above, any legal or other expenses reasonably incurred by such indemnified party in connection with investigating or
defending any such action or claim. Notwithstanding the provisions of this Section 4.5, no Stockholder registering shares of Registrable Shares pursuant to Section 3.1 or Section 3.2 will be required to contribute any amount in excess
of the net proceeds from such offering received by such Stockholder from such registration giving rise to the applicable losses, claims, damages or liabilities. No person guilty of fraudulent misrepresentation (within the meaning of
Section 11(f) of the Securities Act) will be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. 
 (c) The parties agree that any definitive agreement relating to the sale of shares of Registrable Securities registered pursuant to Section 3.1 or 3.2 will contain other customary limitations on the
obligations of the parties thereto to contribute as contemplated by this Section 4.5 (but not impose any greater obligations on any such party than are imposed by this Section 4.5). 

4.6 Participation in Public Offerings. 
 (a) No Stockholder may participate in any Public Offering hereunder unless such Stockholder (a) agrees to sell such Stockholder’s Registrable Securities on the basis provided in any underwriting
or agency arrangements approved by the Company and the Stockholder entitled hereunder to approve such arrangements and (b) completes and executes all questionnaires, powers of attorney, indemnities, underwriting agreements and other documents
reasonably required under the terms of such underwriting arrangements and the provisions of this Agreement in respect of registration rights. The Company may require the Registering Stockholder promptly to furnish in writing to the Company such
information regarding the Registering Stockholder, the plan of distribution of the Registrable Securities and other information as the Company may from time to time reasonably request or as may be legally required in connection with such
registration. 
 (b) If any Stockholder disapproves of the terms of any underwriting, such person may elect to withdraw
therefrom by written notice to the Company, the managing Underwriter and the other Stockholders participating in such underwriting; provided, however, that if an underwriting is the result of a Management Demand and any member of the
Management Stockholder Group seeks to withdraw therefrom for any reason other than material deterioration in the condition of the United States securities markets generally, such underwriting will be deemed the Management Demand for purposes of
Section 3.1. The Registrable Securities so withdrawn from registration; 

  
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provided, however, that if by the withdrawal of such Registrable Securities a greater number of Registrable Securities held by other Stockholders may by included in such
registration (up to the Maximum Offering Size), then the Company will offer such other Stockholders who have included Registrable Securities in the registration the right to include additional Registrable Securities in the same proportion as
otherwise applicable to such registration. 
 4.7 Rule 144. The Company will file any reports required to be filed by it
under the Securities Act and the Exchange Act and will take such further action as the Stockholders may reasonably request to the extent required from time to time to enable the Stockholders to sell Registrable Securities without registration under
the Securities Act within the limitation of the exemptions provided by Rule 144 under the Exchange Act. 
 V. CERTAIN
ARRANGEMENTS 
 5.1 Composition of the Board. (a) The Board will consist of six directors; provided that the
total number of members of the Board may be increased or decreased upon the vote or consent of the holders of at least a majority of the Series A Stock and Series B Stock, voting as a single class. For so long as there is Series A Stock outstanding,
the holders of Series A Stock will have the right to designate four individuals, one of whom will be the Chief Executive Officer of the Company (the “Series A Directors”) to serve on the Board. For so long as there is Series B Stock
outstanding, the holders of Series B Stock will have the right to designate two individuals (the “Series B Directors”) to serve on the Board. As of the date hereof, the Series A Directors are David J. Oddi, Jose Ferreira, Jr., Steve
Hislop and Clint Shackelford, and the Series B Directors are Michael Young and John Zapp. 
 (b) Each Stockholder entitled to
vote for the election of directors to the Board agrees that it will vote its Securities or execute written consents, as the case may be, and take all other necessary action (including causing the Company to call a special meeting of Stockholders) in
order to ensure that the composition of the Board is as set forth in this Section 5.1. 
 (c) For so long as holders of
Series A Stock have the right to designate Series A Directors pursuant to Section 5.1(a), Goode will have the right to have up to two individuals present at all meetings of the Board (collectively, the “Board Observers”). The
Board Observers will be entitled (i) to be given notice by the Secretary of the Company of any meeting of the Board or any committee thereof at the same time as the Directors, (ii) to be present at all meetings of the Board or any
committee thereof, (iii) to receive copies of all minutes of Board meetings and Board committee meetings and (iv) to receive copies of any reports, minutes or other documents distributed to the Board or any committee thereof at the time
such materials are given to the Directors. The Company will reimburse the Board Observers for all reasonable out-of-pocket expenses (including travel and lodging) incurred in connection with their attendance at meetings of the Board. 

  
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 (d) For so long as the Young/Zapp Entity holds an amount of capital stock of the Company
equal to not less than 20% of the amount of capital stock of the Company held by the Young/Zapp Entity on the date hereof (as adjusted pursuant to any stock split, dividend, distribution, reclassification or reorganization of the Company’s
equity securities), to the extent that Michael Young or John Zapp is not elected to serve as a member of the Board of Directors of the Company, the Young/Zapp Entity will have the right to appoint, and the Company will have the obligation to permit,
Michael Young and/or John Zapp (or their duly appointed representatives) to be present at all meetings of the Board (collectively, the “Young/Zapp Board Observers”). The Young/Zapp Board Observers will be entitled (i) to be
given notice by the Secretary of the Company of any meeting of the Board or any committee thereof at the same time as the Directors, (ii) to be present at all meetings of the Board or any committee thereof, (iii) to receive copies of all
minutes of Board meetings and Board committee meetings and (iv) to receive copies of any reports, minutes or other documents distributed to the Board or any committee thereof at the time such materials are given to the Directors. The Company
will reimburse the Young/Zapp Board Observers for all reasonable out-of-pocket expenses (including travel and lodging) incurred in connection with their attendance at meetings of the Board. 

(e) For so long as the Young/Zapp Entity holds an amount of capital stock of the Company equal to not less than 20% of the amount of
capital stock of the Company held by the Young/Zapp Entity on the date hereof (as adjusted pursuant to any stock split, dividend, distribution, reclassification or reorganization of the Company’s equity securities), the Young/Zapp Entity will
have the right to appoint, and the Company will cause its Subsidiaries to have the obligation to permit, the Young/Zapp Board Observers to be present at all meetings of the boards of directors of the Subsidiaries. The Young/Zapp Board Observers will
be entitled (i) to be given notice by the Secretary of each of the Subsidiaries of any meeting of the board or any committee thereof at the same time as the directors, (ii) to be present at all meetings of the board or any committee
thereof, (iii) to receive copies of all minutes of board meetings and board committee meetings and (iv) to receive copies of any reports, minutes or other documents distributed to the board or any committee thereof at the time such
materials are given to the directors. The Company will reimburse the Young/Zapp Board Observers for all reasonable out-of-pocket expenses (including travel and lodging) incurred in connection with their attendance at meetings of the boards of the
Subsidiaries. 
 5.2 Removal. Each Stockholder agrees to vote in favor of the removal from the Board (a) a Series A
Director, at the request of the holders of Series A Stock, and (b) a Series B Director, at the request of the holders of Series B Stock, and to elect to the unexpired term of each Director so removed, another person designated by the holders of
Series A Stock or Series B Stock, as the case may be. 
 5.3 Vacancies. If, as a result of death, disability, retirement,
resignation, removal (with or without cause) or otherwise, there will exist or occur any vacancy on the Board of Directors: 

(a) the Person or Persons entitled under Section 5.1 to designate or nominate such director whose death, disability, retirement,
resignation or removal resulted in such vacancy may designate another individual (the “Nominee”) to fill such vacancy and serve as a Director; and 

  
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 (b) each Stockholder then entitled to vote for the election of the Nominee as a director of
the Company agrees that it will vote its Securities, or execute a written consent, as the case may be, in order to ensure that the Nominee is elected to the Board. 
 5.4 Action by the Board of Directors. (a) A quorum of the Board of Directors will consist of at least three Directors. Notwithstanding the foregoing, in the event that a meeting has been duly
noticed, called and convened in accordance with applicable law and a Director fails to attend or otherwise participate as permitted by law, the other Directors in attendance or otherwise participating will constitute a quorum. All actions of the
Board will require (i) at least a majority of the votes entitled to be cast being cast in the affirmative at a meeting of the Board duly noticed and convened in accordance with applicable law and otherwise in accordance with the terms of this
Agreement and at which a quorum is present or (ii) the unanimous written consent of the Board; provided, however, that, in the event there is a vacancy on the Board and an individual has been nominated to fill such vacancy, the
first order of business will be to fill such vacancy. 
 (b) The Board may create executive, compensation and audit committees,
as well as such other committees as it may determine. Except to the extent prohibited by applicable law or regulation, the Series A Directors and the Series B Directors will be entitled to representation on each committee created by the Board in
proportion to their entitlement to representation on the Board as provided hereunder. 
 5.5 Consequences of Default Under
Certain Agreements. Prior to the date hereof, Chuy’s Opco, Inc., a wholly owned subsidiary of the Company, entered into that certain Asset Purchase Agreement (the “Purchase Agreement”) with the Seller Group (as defined in
the Purchase Agreement) pursuant to which Chuy’s Opco, Inc. (a) entered into Employment Agreements and Employee Letter Agreements (as defined in the Purchase Agreement) with the persons identified on Exhibit D (attached hereto),
(b) executed and delivered a Promissory Note (as defined in the Purchase Agreement) payable to Young Zapp, Ltd., and (c) agreed to pay Young Zapp, Ltd., when and as due, any and all Forfeited Amounts (as defined in the Purchase Agreement).
The parties hereto agree that in the event Chuy’s Opco, Inc. fails to make any payment as required under any of the Employment Agreements that are in effect as of the date hereof, the Employee Letter Agreements that are in effect as of the date
hereof, Promissory Note or the Purchase Agreement with respect to the Forfeited Amounts (each, a “Payment Default”), the Company will immediately suspend payments to Goode Partners LLC under the Advisory Agreement for a period of
181 days. In the event a Payment Default is cured at any time during such 181 day period, the Company will promptly resume payments to Goode Partners LLC under the Advisory Agreement and will pay interest on any suspended payment on the terms set
forth in the Advisory Agreement. In the event a Payment Default remains uncured following such 181 day 

  
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period, notwithstanding anything herein to the contrary, including the provisions of Section 5.1, (1) the Young/Zapp Entity will immediately have the right to replace all of the Series
A Directors with individuals designated by the Young/Zapp Entity, the Series A Holders will cause the Series A Directors to resign and the Series A Holders and the Optionholders will vote their Securities or execute written consents, as the case may
be, and take all other necessary action to ensure that the composition of the Board is as set forth in this Section 5.5, (2) the Series A Holders will promptly transfer and assign all of their Securities to the Young/Zapp Entity upon
payment of a total purchase price of $1,000 (and the Young/Zapp Entity will be a Permitted Transferee of such Securities), (3) all rights of Goode and/or any Goode Holder under this Agreement will terminate, and (4) to the extent that the
Young/Zapp Entity or any entity in which Michael Young or John Zapp holds an equity interest purchases or otherwise acquires any loans, extensions of credit or other debt financing of the Company, the Company and the Stockholders hereby irrevocably
consent to such purchase or other acquisition. In addition to the rights set forth in the preceding sentence, the parties acknowledge and agree that the Young/Zapp Entity will have the right, under the circumstances giving rise to the replacement of
the Series A Directors, to cause the Company to terminate the Advisory Agreement. Except as set forth on Schedule 5.5 of this Agreement, the Company, the Series A Holders and the Optionholders each represent, warrant and covenant that it has
not entered into, and will not enter into, any agreement or other arrangement which would prohibit, restrict, limit or otherwise adversely affect the Young/Zapp Entity’s right or ability to enforce any of its rights or remedies provided by this
Section 5.5. 
 5.6 Indemnification. 
 (a) General. In addition to any other indemnity provided herein or otherwise, to the maximum extent permitted by applicable law, the Company will indemnify against judgments, fines, amounts paid in
settlement, costs, damages and expenses (including attorney’s fees) actually and reasonably incurred by each Director or Officer (i) who was or is nominated by the holders of Series A Stock or Series B Stock and (ii) is a party or is
threatened to be made a party to any threatened, pending or completed action, suit or proceeding, whether civil, criminal, administrative, arbitrative or investigative (including an action or suit by or in the right of the Company to procure a
judgment in its favor), which is (A) threatened or brought by a person or entity who or which is not signatory to this Agreement or an Affiliate thereof, and (B) based upon such Officer or Director’s acts or omissions taken in
furtherance of the terms of this Agreement, providing such acts or omissions were made in good faith. 
 (b) Advances.
Any expenses (including reasonable attorneys fees) incurred in defending an action, suit or proceeding, whether civil, criminal, administrative, arbitrative or investigative, as to which indemnification is allowed hereunder, will, to the extend
permitted by applicable law, be paid by the Company as such expenses are incurred even though such payment may be in advance of the final disposition of such action, suit or proceeding; provided, however, that if a court of competent
jurisdiction determines in a final, nonappealable order that a Director or Officer is not to be entitled to indemnification hereunder, such amounts will be returned to the Company. 

  
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 (c) Insurance. The Company will purchase and maintain insurance to indemnify it
against the whole or any portion of the liability imposed upon it in accordance with this Article and will also purchase and maintain insurance on behalf of any person who is or was a Director or Officer against any liability asserted against such
Director or Officer and incurred by such Director or Officer in any such capacity or arising out of such Director’s or Officer’s status as such. 
 5.7 Voting of Shares. (a) Each share of Common Stock will entitle the holder thereof to one vote on all matters submitted to a vote of such Stockholders of the Company. 

(b) So long as any shares of Series B Stock are outstanding, the Company will not, and will cause its Subsidiaries to not, without the
written consent or affirmative vote of the holders of a majority of the then outstanding shares of Series B Stock, consenting or voting (as the case may be) separately as a class, directly or indirectly, enter into any agreement, obligation,
commitment or other transaction with, or grant any rights, preferences or privileges to (i) Goode, Goode Partners, LLC, Goode Partners Consumer Fund I, L.P. or any Series A Holder, (ii) any Affiliate of any of the Persons described in
clause (i) above, or (iii) any of the officers, directors, stockholders, employees, agents or representatives of any of the Persons described in clauses (i) or (ii) above (a “Restricted Party”; provided,
however, that in no event will Clint Shackelford or any of his Affiliates be deemed a “Restricted Party”), other than (x) the payment by the Company to Goode or any of its Affiliates of any cash fees or expenses in
connection with (1) the Advisory Agreement, between the Company and a Goode Partners, LLC, dated as of the date hereof and (2) a written agreement previously consented to or approved by the holders of a majority of the then outstanding
shares of Series B Stock (excluding any amendment to any of the forgoing not approved in accordance with the foregoing), (y) the issuance of any capital stock or other securities of the Company to a Restricted Party with respect to which the
Stockholders (other than Optionholders) are offered contractual preemptive rights to purchase their pro rata share (based on the total number of shares of capital stock held by a person divided by the total number of shares of capital stock issued
and outstanding) as promptly as practicable following such issuance, and (z) any loan, extension of credit or other debt financing to the Company by a Restricted Party with respect to which the Stockholders (other than the Optionholders) are
offered the right to participate with the Restricted Party on a pari passu basis as promptly as practicable following such loan, extension of credit or other debt financing; provided, that for purposes of the preceding clauses (y) and (z), the
Stockholders will have 30 calendar days from the time such offer is made to elect to participate in such issuance, loan, extension of credit or other debt financing. 
 (c) So long as any shares of Series B Stock are outstanding, the Company will not permit, and will cause each of the Subsidiaries not to permit, without the written consent or affirmative vote of the
holders of a majority of the then outstanding shares of Series B Stock, consenting or voting (as the case may be) separately as a class, any Subsidiary to issue any shares or other equity securities of the Subsidiary to any Person other than the
Company. 

  
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 5.8 Conflicting Certificate of Incorporation or Bylaw Provisions. Each Stockholder
will vote such Stockholder’s Securities or execute written consents, as the case may be, and take all other actions necessary or appropriate, to ensure that the Certificate of Incorporation and Bylaws (a) contain the provisions of this
Article V that are required by applicable law to be contained in the Certificate of Incorporation or Bylaws in order for such provisions to be operable and enforceable and (b) facilitate and do not at any time conflict with any provision of
this Article V. In addition, the Company will vote all of the Company’s securities or execute written consents, as the case may be, and take all other actions necessary or appropriate, to ensure that the Certificate of Incorporation and Bylaws
(and/or other governing corporate documents) of each Subsidiary (a) contain the provisions of this Article V that are required by applicable law to be contained in such documents in order for such provisions to be operable and enforceable and
(b) facilitate and do not at any time conflict with any provision of this Article V and Section 2.8 of this Agreement. 
 5.9 Stockholder Access. The Young/Zapp Entity, Goode and the JPM Direct Investors will be entitled to receive from the Company and each of its Subsidiaries, as promptly as practicable after request
therefor, information distributed or otherwise made available to the Board or any committee thereof at any regular or special meeting thereof together with any other Company or Subsidiary information relating thereto. The Company will, and will
cause its Subsidiaries to, permit the Young/Zapp Entity, Goode and the JPM Direct Investors, at their respective expense, to visit and inspect the Company’s and/or Subsidiaries’ properties, to examine its books of account and records and
to discuss the Company’s and/or Subsidiaries’ affairs, finances and accounts with its/their Officers and other employees and the Company Accountants, all at such reasonable times (but during normal business hours) as any of them may
request. 
 5.10 Confidentiality. Any Stockholder receiving Confidential Information related to the Company and/or the
Subsidiaries agrees to keep such Confidential Information confidential and will not disclose such Confidential Information to any third party without the prior written consent of the Company, provided, however, that nothing in this
Agreement will prevent such Stockholder from disclosing the Confidential Information as required by law, regulation or other legal process or to its limited partners or stockholders, representatives (including attorneys and accountants), agents and
Affiliates or to any Participant or any Permitted Transferee of such Stockholder, provided, in each case, the recipient of such Confidential Information agrees to be bound by the provisions of this Section 5.9. 

5.11 Key Man Life Insurance. For a period of two years following the date hereof, the Company will have the right but not the
obligation to obtain in its own name insurance policies on the lives of Michael Young, John Zapp and Ted Zapp in the maximum amounts obtainable (“Key Man Insurance”), provided that the Company will not obtain Key Man Insurance
without the prior written consent of the Young/Zapp Entity if the aggregate premiums for such insurance policies exceed $35,000 per annum. The Company, one of its subsidiaries or its lenders will be the beneficiary of any Key Man Insurance.

  
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 5.12 Financial Information of the Company. The Company will furnish to holders of
Series X Stock, Series A Stock and Series B Stock: 
 (a) promptly when available and in any event within 45 days after the end
of each month the balance sheet of the Company (and its consolidated Subsidiaries) as of the end of such month, together with statements of earnings and cash flows for such month and for the period beginning with the first day of such fiscal year
and ending on the last day of such month, together with a comparison with the corresponding period of the previous fiscal year and a comparison with the budget for such period of the current fiscal year, certified by the president, the chief
executive officer or the chief financial officer of the Company; 
 (b) promptly when available and in any event within 120 days
after the close of each fiscal year of the Company, (i) a copy of the annual audit report of the Company (and its consolidated Subsidiaries) for such fiscal year, including therein balance sheets and statements of earnings and cash flows of the
Company (and its consolidated Subsidiaries) as at the end of such fiscal year, certified without qualification (except for qualifications relating to changes in accounting principles or practices reflecting changes in generally accepted principles
of accounting and required or approved by the Company Accountants) by the Company Accountants and (ii) a comparison with the budget for such fiscal year and a comparison with the previous fiscal year; 

(c) as promptly as practicable (but in any event not later than five Business Days) after receipt thereof, copies of all management
reports submitted to the Company or any of its Subsidiaries by the Company Accountants; 
 (d) as soon as practicable, and in
any event not later than 30 days prior to the commencement of each fiscal year of the Company, an annual budget and financial projections for the Company for such fiscal year (on a monthly basis and including monthly operating and cash flow
budgets), prepared in good faith and on reasonable assumptions contained in such projections; 
 (e) as soon as practicable, and
in any event no later than five business days following receipt thereof, notifications of defaults or anticipated defaults under any credit or other material agreements; 
 (f) as soon as practicable, and in any event no later than five business days following receipt thereof, notification of any threatened litigation or modification or updates to any material litigation;

 (g) such other material information relating to the Company as will be furnished to any bank, financial institution or other
Person to which the Company is indebted for borrowed money or for any letters of credit or similar instruments (other than information relating solely to collateral therefor); 
 (h) as soon as practicable, and in any event at least three business days in advance of any anticipated filings, copies of any filings with the Commission; and 

  
 34 

 (i) as soon as practicable, information related to (1) any potential mergers,
acquisitions or sales of the Company or a substantial portion of its assets; (2) borrowings under any credit agreement or other agreement related to indebtedness of the Company, (3) equity offerings by the Company, (4) employee
compensation and benefits, and (5) execution, termination or modification of any agreement or arrangement material to the Company. 
 5.13 Financial Information of Subsidiaries. The Company will cause each Subsidiary to furnish to holders of Series X Stock, Series A Stock and Series B Stock the same information specified in
Section 5.12 above with respect to each Subsidiary to the extent not included in the information provided by the Company pursuant to Section 5.12. 
 VI. MISCELLANEOUS 
 6.1 Headings. The headings in this Agreement are
for convenience of reference only and will not control or affect the meaning or construction of any provisions hereof. 
 6.2
Entire Agreement. This Agreement constitutes the entire agreement between the parties with respect to the subject matter of this Agreement. This Agreement supersede all prior agreements and understandings, both oral and written, between the
parties with respect to the subject matter of this Agreement. This Agreement is not intended to confer upon any Person other than the parties hereto and thereto any rights or remedies hereunder or thereunder. 

6.3 Notices. All notices and other communications required or permitted hereunder will be in writing and, unless otherwise
provided in this Agreement, will be deemed to have been duly given when delivered in person or when dispatched by telegram or electronic facsimile transfer (confirmed in writing by mail simultaneously dispatched) or one Business Day after having
been dispatched by a nationally recognized overnight courier service to the appropriate party at the address specified below: 

If to the Company, to: 
 Chuy’s Holdings, Inc. 
 c/o Goode Partners LLC 

767 Third Avenue 
 22nd Floor

 New York, New York 10017 
 Facsimile No.: 212-317-2827 
 Attention: David J. Oddi 

  
 35 

 with a copy to: 
 Jones Day 
 222 East 41st Street 

New York, New York 10017 
 Facsimile No.: 212-755-7306 
 Attention: Randi C. Lesnick 

If to a Stockholder, to the address(es) listed for such Stockholder for notice purposes on Exhibit C attached
hereto or to such other address or addresses as any such party may from time to time designate as to itself by like notice. 

6.4 Applicable Law. This Agreement will be governed by and construed in accordance with the laws of the State of Delaware without
regard to the conflict of laws rules of such state. 
 6.5 Severability. The invalidity or unenforceability of any
provisions of this Agreement in any jurisdiction will not affect the validity, legality or enforceability of the remainder of this Agreement in such jurisdiction or the validity, legality or enforceability of this Agreement, including any such
provision, in any other jurisdiction, it being intended that all rights and obligations of the parties hereunder will be enforceable to the fullest extent permitted by law. 
 6.6 Termination. Unless this Agreement is sooner terminated by the written agreement of all the parties hereto, (i) Article II (other than Section 2.1(c)) and Article V (other than
Section 5.9) will terminate upon the effective date of a registration statement filed with the Securities and Exchange Commission in connection with the Initial Public Offering; and (ii) the rights of a Stockholder under Article III and
Article IV will terminate as to such Stockholder’s Registrable Securities at such time as (A) such Stockholder is eligible to sell all of its Registrable Securities in a single three-month period in compliance with Rule 144 of the
Securities Act without volume limitations or (B) such Stockholder ceases to hold (or hold rights to acquire) any Registrable Securities. Notwithstanding the foregoing, if a party hereto ceases to own any Securities or other rights to acquire
Securities, such party will no longer be deemed to be a party for purposes of this Agreement, and there will be no further liability on the part of any such party, except for obligations arising under Section 5.9 (which will survive
indefinitely) and liabilities arising from a breach of this Agreement or other actions by such party prior to such party ceasing to be a party to this Agreement. 
 6.7 Successors, Assigns and Transferees. The provisions of this Agreement will be binding upon and inure to the benefit of the parties hereto and their respective heirs, successors and permitted
assigns and Transferees. Except as expressly contemplated hereby, neither this Agreement nor any provision hereof will be construed so as to confer any right or benefit upon any Person other than the parties to this Agreement and their respective
successors and permitted assigns and Transferees. 

  
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 6.8 Amendments; Waivers. (a) No failure or delay on the part of any party in
exercising any right, power or privilege hereunder will operate as a waiver thereof, nor will any single or partial exercise thereof preclude any other or further exercise thereof or the exercise of any other right, power or privilege. The rights
and remedies herein provided will be cumulative and not exclusive of any rights or remedies provided by law. 
 (b) Neither this
Agreement nor any term or provision hereof may be amended or waived except by an instrument in writing signed, in the case of an amendment or waiver, by the Company and Stockholders owning at least 80% (on a Fully-Diluted Basis) of the Securities;
provided, that in the event such amendment or waiver (A) would result, or would be expected to result, in the imposition of greater obligations on, or the reduction in rights, privileges or preferences held by, the Young/Zapp Entity, as
compared to such obligations/rights as existed immediately prior to such action, or (B) is substantially prejudicial to the rights, preferences or privileges of the Young/Zapp Entity, as compared to such rights as existed immediately prior to
such action, then such waiver and/or amendment will not become effective unless and until approved by the Young/Zapp Entity. 

6.9 Counterparts. This Agreement may be executed in any number of counterparts, each of which will be an original with the same
effect as if the signatures thereto and hereto were upon the same instrument. 
 6.10 Remedies. The parties hereby
acknowledge that money damages would not be adequate compensation for the damages that a party would suffer by reason of a failure of any other party to perform any of the obligations under this Agreement. Therefore, each party hereto agrees that
specific performance is the only appropriate remedy under this Agreement and hereby waives the claim or defense that any other party has an adequate remedy at law. 
 6.11 Dispute Escalation and Arbitration. (a) In the event of any dispute, controversy or claim of any kind or nature arising under or in connection with this Agreement (including disputes as
to the creation, validity, interpretation, breach or termination of this Agreement) (a “Dispute”), then upon the written request of either party, each of Purchaser and the Sellers will appoint a designated senior business executive
whose task it will be to meet for the purpose of endeavoring to resolve the Dispute. The designated executives and the Stockholders, as applicable, will meet as often as the parties reasonably deem necessary in order to gather and furnish to the
other all information with respect to the matter in issue which the parties believe to be appropriate and germane in connection with its resolution. Such executives and Stockholders, as applicable, will discuss the Dispute and will negotiate in good
faith in an effort to resolve the Dispute without the necessity of any formal proceeding relating thereto. The specific format for such discussions will be left to the discretion of the designated executives and Stockholders but may include the
preparation of agreed upon statements of fact or written statements of position furnished to the other party. No formal proceedings for the resolution of the Dispute may be commenced until the earlier to occur of (i) a good faith mutual
conclusion by the designated executives and Stockholders, as applicable, that amicable resolution through continued negotiation of the matter in issue does not appear likely or (ii) the 30th day after the initial request to negotiate the
Dispute. 

  
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 (b) Any Dispute, if not resolved informally through negotiation between the parties as
contemplated by Section 6.11(a), will be resolved by final and binding arbitration conducted in accordance with and subject to JAMS Comprehensive Arbitration Rules and Procedures of JAMS then in effect. One arbitrator will be selected by the
parties’ mutual agreement or, failing that, by JAMS (provided, that, in any event, the arbitrator must be listed as an approved arbitrator by the Dallas office of JAMS and be a former Texas state civil court judge or federal court judge) (the
“Arbitrator”), and the Arbitrator will allow such discovery as is appropriate, consistent with the purposes of arbitration in accomplishing fair, speedy and cost effective resolution of disputes. The Arbitrator will reference the
Federal Rules of Civil Procedure then in effect in setting the scope of discovery, except that no requests for admissions will be permitted and interrogatories will be limited to identifying (i) persons with knowledge of relevant facts and
(ii) expert witnesses and their opinions and the bases therefore. Judgment upon the award rendered in any such arbitration may be entered in any court having jurisdiction thereof. Any negotiation, mediation or arbitration conducted pursuant to
this Section 6.11 will take place in Austin, Texas. Each party will bear its own costs and expenses with respect to any such negotiation or arbitration, including one-half of the fees and expenses of the arbitrators, if applicable;
provided, however, that the non-prevailing party will be responsible for all costs and expenses relating to the arbitration (including attorneys fees, travel and other fees and expenses incurred in connection with the investigation,
preparation, pursuit, defense or assistance with the defense of any matter presented for arbitration) and will reimburse the prevailing party within 30 Business Days after presentation by the prevailing party of reasonable evidence of such costs and
expenses. Other than those matters involving injunctive relief or any action necessary to enforce the award of the arbitrators, the parties agree that the provisions of this Section 6.11 are a complete defense to any suit, action or other
proceeding instituted in any court or before any administrative tribunal with respect to any Dispute. Nothing in this Section 6.11 prevents the Parties from exercising their rights to terminate this Agreement in accordance with the terms
thereof. 
 6.12 Legal Prohibitions. To the extent that the exercise, right or the performance of any obligation by any
Stockholder under Section 2.3 of this Agreement is prohibited by law, such Stockholder and the other parties hereto agree to use all reasonable efforts to achieve reasonable and lawful alternative arrangements designed to provide such
Stockholder or such other parties, as the case may be, the economic benefit from the exercise of such right or the performance of such obligation. 
 6.13 After-Acquired Shares; Options; Successor Shares. Whenever any Stockholder becomes the record or beneficial owner of additional Securities, such Securities will be subject to all of the terms
and conditions of this Agreement. All Options, Option Shares and Successor Shares are deemed to be, and all options to purchase shares of capital stock of the Company granted after the date hereof and the shares of capital stock deliverable pursuant
to such options will, upon grant, be deemed to be, subject to the terms and conditions of this Agreement. 

  
 38 

 6.14 Certain Interpretive Matters. (a) Unless the context otherwise requires,
(i) all references to Sections, Articles or Schedules are to be Sections, Articles and Schedules of or to this Agreement, (ii) each of the Schedules will apply only to the corresponding Section or subsection of this Agreement,
(iii) each term defined in this Agreement has the meaning assigned to it, (iv) each accounting term not otherwise defined in this Agreement has the meaning assigned to it in the Purchase Agreement, (v) words in the singular include
the plural and vice versa, (vi) the term “including” means “including without limitation,” (vii) all reference to $ or dollar amounts will be to lawful currency of the United States, (viii) to the extent the
term “day” or “days” is used, it will mean calendar days and (ix) the pronoun “his” refers to the masculine, feminine and neuter. 
 (b) No provision of this Agreement will be interpreted in favor of, or against, any of the parties hereto by reason of the extent to which any such party or its counsel participated in the drafting
thereof or by reason of the extent to which any such provision is inconsistent with any prior draft hereof or thereof. 
 6.15
Further Assurances. Each party will cooperate and take such action as may be reasonably requested by another party in order to carry out the provisions and purposes of this Agreement and the transactions contemplated hereby. 

6.16 No Announcements. No public announcement regarding the transactions contemplated hereby will be made by any
Stockholder other than Goode in a press release, conference, advertisement, announcement, professional or trade publication, mass marketing material or otherwise to the general public without the prior written consent of the Goode. 

[Remainder of Page Intentionally Left Blank] 

  
 39 

 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first
above written. 
  

					
	CHUY’S HOLDINGS, INC.
		
	By:	 	/s/ Jose Ferreira, Jr.
		 	Name:	 	Jose Ferreira, Jr.
		 	Title:	 	Authorized Person
	
	GOODE CHUY’S HOLDINGS, LLC
		
	By:	 	/s/ Jose Ferreira, Jr.
		 	Name:	 	Jose Ferreira, Jr.
		 	Title:	 	Authorized Person
	
	MY/ZP Equity, LLC
		
	By:	 	/s/ Michael Young
		 	Name:	 	Michael Young
		 	Title:	 	Member
	
	GOODE CHUY’S DIRECT INVESTORS, LLC
		
	By:	 	/s/ Jose Ferreira, Jr.
		 	Name:	 	Jose Ferreira, Jr.
		 	Title:	 	Authorized Person
	
	J.P. MORGAN U.S. DIRECT CORPORATE FINANCE INSTITUTIONAL INVESTORS III LLC
		
	By:	 	 J.P. Morgan Investment Management Inc.,
 as Investment Advisor

		
	By:	 	/s/ Robert Cousin
		 	Name:	 	Robert Cousin
		 	Title:	 	Managing Director

  
 40 

 
					
	522 FIFTH AVENUE FUND, L.P.
		
	By:	 	 J.P. Morgan Investment Management Inc.,
 as Investment Advisor

		
	By:	 	/s/ Robert Cousin
		 	Name:	 	Robert Cousin
		 	Title:	 	Managing Director
	
	COMMON STOCKHOLDERS
		
		 	/s/ Steve Hislop
		 	Name:	 	Steve Hislop
		
		 	/s/ Frank Biller
		 	Name:	 	Frank Biller

  
 41

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