Document:

Employment Agreement

 Exhibit 10.11 
 EMPLOYMENT AGREEMENT 
 THIS AGREEMENT made effective as of January 22, 2007, by and
between AMERIANA BANK, SB (“Ameriana” or “Bank”), with its principal office in New Castle, Indiana, and John J. Letter (“Executive”), an individual residing in the State of Indiana. 
 WHEREAS, the Bank wishes to assure itself of the services of Executive for the period provided in this Agreement, and Executive is willing to serve in
the employ of the Bank on a full-time basis for said period; and 
 WHEREAS, the Board of Directors of the Bank has determined that the best
interests of the Bank would be served by providing the Executive with protection and special benefits following any change of control of the Bank; 
 NOW, THEREFORE, in consideration of the mutual covenants herein contained, the parties hereby agree as follows: 
 1.
Employment. The Bank agrees to employ Executive for the period stated in paragraph 3 hereof upon the terms and conditions herein provided. 
 2. Position and Responsibilities. The Bank employs Executive and Executive agrees to serve as Chief Financial Officer or such other Senior Management Position of the Bank as the Bank’s Board of Directors may determine from time
to time during the term and on the conditions hereinafter set forth. Executive agrees to perform such services not inconsistent with his position as shall from time to time be assigned to him by the Bank’s Board of Directors or the Bank’s
CEO. 
 3. Term and Duties. 
 a. Term of Employment. The term of this Agreement shall be for the period beginning this date and ending at the close of business on December 31, 2008. During each calendar year hereafter, the Board of Directors of the Bank
(“Board”) shall review the performance of the Executive to determine if any adjustments need to be made to the level of compensation being paid to the Executive or the term of this Agreement. 

 b. Duties. During the period of his employment hereunder and except for illnesses, reasonable
vacation periods, and reasonable leaves of absence, Executive shall devote his business time, attention, skill and efforts to the faithful performance of his duties hereunder; provided, however, that with the approval of the Board of Directors of
the Bank, from time to time, Executive may serve, or continue to serve, on the boards of directors of, and hold any other offices or positions in companies or organizations, which, in such Board’s judgment, will not present any material
conflict of interest with the Bank or any of its subsidiaries or affiliates or divisions, or unfavorably affect the performance of Executive’s duties pursuant to this Agreement, or will not violate any applicable statute or regulation.

 4. Compensation and Reimbursement of Expenses. 
 a. Compensation. The Bank agrees to pay the Executive during the term of this Agreement a salary at the rate of $130,000 per annum; provided that the rate of such salary shall be reviewed by the Board of
Directors of the Bank not less often than annually. Such rate of salary, or increased rate of salary, if any, as the case may be, may be further increased (but not decreased) from time to time in such amount as the Board in its discretion may
decide. Such salary shall be payable in accordance with the customary payroll practices of the Bank, but in no event less frequently than monthly, and any bonus shall be payable in the manner specified by such committee or such Board of Directors at
the time any such bonus is awarded. 
 b. Reimbursement of Expenses. The Bank shall pay or reimburse Executive for all reasonable
travel and other expenses incurred by Executive in the performance of his obligations under this Agreement in accordance with the Bank’s policy on the date of this Agreement or as approved by the Board of Directors. 
 c. Use of Company Vehicle. The Bank agrees to provide the Executive with the use of an automobile commensurate with his position during the period
of his employment. 
 d. Stock Options. The Bank agrees that Executive shall receive an option to purchase 1,000 shares 

 
of the common stock of the Ameriana Bancorp; the terms of which shall be set forth in a separate written award provided by the Compensation Committee of the
Bank. 
 5. Participation in Benefit Plans. The payments provided in paragraphs 4, 7 and 8 hereof are in addition to any benefits to
which Executive may be, or may become, entitled under any group hospitalization, health, dental care, or sick leave plan, life or other insurance or death benefit plan, travel or accident insurance, or executive contingent compensation plan,
including, without limitation, capital accumulation and termination pay programs, restricted or stock purchase plan, stock option plan, retirement income, qualified pension plan, supplemental pension plan (excess benefit plan), executive
supplemental retirement plan, or other present or future group employee benefit plan or program of the Bank for which executives are or shall become eligible, and Executive shall be eligible to receive during the period of his employment under this
Agreement, and during any subsequent period for which he shall be entitled to receive payments from the Bank under paragraph 7 or paragraph 8 all benefits and emoluments for which executives are eligible under every such plan or program to the
extent permissible under the general terms and provisions of such plans or programs and in accordance with the provisions thereof. 
 6.
Vacation and Sick Leave. At such reasonable times as the Board of Directors shall in its discretion permit, Executive shall be entitled, without loss of pay, to absent himself voluntarily from the performance of his employment under this
Agreement, all such voluntary absences to count as vacation time; provided that: 
 a. Executive shall be entitled to an annual vacation in
accordance with the policies as periodically established by the Board of Directors for senior management officials of the Bank, which shall in no event be less than four weeks per annum. 
 b. The timing of vacations shall be scheduled in a reasonable manner by the Board of Directors. Executive shall not be entitled to receive any additional
compensation from the Bank on account of his failure to take a vacation; nor shall he be entitled to accumulate unused vacation from one fiscal year to the next except to 

 
the extent authorized by the Board of Directors for senior management officials of the Bank. 
 c. In addition to the aforesaid paid vacations, Executive shall be entitled, without loss of pay, to absent himself voluntarily from the performance of
his employment with the Bank for such additional periods of time and for such valid and legitimate reasons as the Board of Directors in its discretion may determine. Further, the Board of Directors shall be entitled to grant to Executive a leave of
absence or leaves of absence with or without pay at such time or times and upon such terms and conditions as the Board of Directors in its discretion may determine. 
 d. In addition, Executive shall be entitled to an annual sick leave as established by the Board of Directors for senior management officials of the Bank. In the event any sick leave time shall not have been used
during any year, such leave shall accrue to subsequent years only to the extent authorized by the Board of Directors. 
 Upon termination of
his employment, Executive shall not be entitled to receive any additional compensation from the Bank for unused sick leave. 
 7. Benefits
Payable Upon Disability. 
 a. Primary Disability Benefits. In the event of the disability (as hereinafter defined) of Executive,
the Bank shall continue to pay Executive the monthly compensation provided in paragraph 4 hereof during the period of his disability provided, however, that in the event Executive is disabled for a continuous period exceeding eighteen
(18) calendar months, the Bank may, at its election, terminate the Agreement, in which event Executive shall be entitled to receive the benefits described in paragraph 7(b). 
 As used in this Agreement, the term “disability” shall mean the complete inability of Executive to perform his duties under this Agreement as
determined by the independent physician selected with the approval of the Bank and the Executive. 
 b. Secondary Disability Benefits.
The Bank shall pay to the Executive a monthly disability benefit 

 
equal to sixty (60) percent of his monthly salary at the time he became disabled. Payment of such disability benefit shall commence on the last day of
the month following the month for which the final payment under paragraph 7(a) was made and cease with the earlier of (i) the payment for the month in which the Executive dies or (ii) the payment for the month preceding the month in which
occurs Executive’s normal retirement date under the Bank’s pension plan. 
 c. Disability Benefit Offset. Any amounts
payable under paragraph 7(a) or 7(b) shall be reduced by any amounts paid to the Executive under any other disability program maintained by the Bank. 
 d. Services During Disability. During the period Executive is entitled to receive payments under paragraphs 7(a) and (b), the Executive shall, to the extent that he is physically and mentally able to do so,
furnish information and assistance to the Bank, and, in addition, upon reasonable request in writing on behalf of the Board of Directors, or an executive officer designated by the Board, from time to time, make himself available to the Bank to
undertake reasonable assignments consistent with the dignity, importance, and scope of his prior position and his physical and mental health. During such period of service, Executive shall be responsible and report to, and be subject to the
supervision of, the Board of Directors of the Bank or an executive officer designated by the Board, as to the method and manner in which he shall perform such assignments, subject always to the provisions of this paragraph 7(d), and shall keep such
Board, or such executive officer, appropriately informed of his progress in each such assignment. 
 8. Payments to Executive Upon
Termination of Employment. 
 a. Event of Termination. Upon the occurrence of an Event of Termination (as hereinafter defined)
during the period of Executive’s employment under this Agreement, the provisions of this paragraph 8 shall apply. As used in this Agreement, an “Event of Termination” shall mean that termination by the Bank of Executive’s
employment hereunder for any reason other than “cause” or retirement at or after the normal retirement age under a qualified pension plan maintained by the Bank or termination pursuant to 

 
Paragraph 7. A termination for “cause” shall include termination because of the Executive’s personal dishonesty, incompetence, willful
misconduct, breach of fiduciary duty involving personal profit, intentional failure to perform stated duties, willful violation of any law, rule or regulation (other than traffic violations or similar offenses) or final cease-and-desist order, or
material breach of any provision of this Agreement. In the event of termination for cause, the Executive shall have no right to receive compensation or other benefits for any period after such termination. 
 b. Event of Termination Without Change of Control. Upon the occurrence of an Event of Termination other than after a Change of Control (as
hereinafter defined), the Executive shall immediately return in good condition any company vehicle in his possession; the Bank shall pay to the Executive monthly, or in the event of his subsequent death, to his designated beneficiary or
beneficiaries, or to his estate, as the case may be, as severance pay or liquidated damages, or both, during the period below described a sum equal to the highest monthly rate of salary paid to the Executive at any time under this Agreement. Such
payments shall commence on the last day of the month following the date of said event of termination and shall continue until the date this Agreement would have expired but for said occurrence, with such occurrence being viewed as a determination by
the Bank not to extend the Agreement as provided for in paragraph 3 of this Agreement. Notwithstanding the foregoing, in no event shall all such payments made pursuant to this subparagraph 8(b) exceed three (3) times the final annual rate of
salary being paid to Executive as of the date of termination. Additionally, upon such termination, the Bank shall have no obligation to pay the premiums for medical insurance for the Executive or his family. 
 c. Event of Termination in Connection with Change of Control. If either, (1) after a “Change of Control” (as hereinafter defined)
of the Bank or Parent (as hereinafter defined), either (A) the Bank shall terminate the employment of the Executive during the period of employment under this Agreement for any reason other than “cause”, as defined in Paragraph 8(a),
retirement at or after the normal retirement age under a qualified pension plan maintained by the Bank or termination pursuant to Paragraph 7, or otherwise change the present capacity or 

 
circumstances in which the Executive is employed as set forth in Paragraph 2 of this Agreement or cause a reduction in the Executive’s responsibilities
or authority or compensation or other benefits provided under this Agreement without the Executive’s written consent, or (B) the Executive voluntarily terminates his employment hereunder for any reason within thirty (30) days
following a Change in Control of the Bank or Parent, or (2) during the period that begins on the date six months before a Change of Control and ends on the later of the first anniversary of the Change of Control or the expiration date of this
Agreement, the Bank changes the present capacity or circumstances in which the Executive is employed as set forth in Paragraph 2 of this Agreement or causes a reduction in the Executive’s responsibilities or authority or compensation or other
benefits provided under this Agreement without the Executive’s written consent, then in the case of either (1) or (2), the Bank shall pay to the Executive and provide the Executive, or his beneficiaries, dependents and estate, as the case
may be, with the following: 
 (i) The Bank shall promptly pay to the Executive a sum equal to 2.99 times the average annual compensation
payable by the Bank and includable by the Executive in gross income for the most recent five taxable years ending before the date on which the ownership or control of the Bank or Parent changed or the portion of this period during which the
Executive was an employee of the Bank. 
 (ii) During a period of thirty-six (36) calendar months beginning with the Event of
Termination, the Executive, his dependents, beneficiaries and estate shall continue to be covered under all employee benefit plans of the Bank, including without limitation the Bank’s pension plan, as if the Executive were still employed during
such period under this Agreement. 
 (iii) If and to the extent that benefits of service credit for benefits provided by paragraph 8(c)(ii)
shall not be payable or provided under any such plans to the Executive, his dependents, beneficiaries, and estate, by reason of his no longer being an employee of the Bank as a result of termination of employment, the Bank shall itself pay or
provide for payment of such benefits and services credit for benefits to the Executive, his 

 
dependents, beneficiaries and estate. Any such payment relating to retirement shall commence on a date selected by the Executive which must be a date on
which payments under the Bank’s qualified pension plan or successor plan may commence. 
 (iv) If the Executive elects to have benefits
commence prior to the normal retirement age under the qualified pension plan or any successor plan maintained by the Bank and thereby incurs an actuarial reduction in his monthly benefits under such plan, the Bank shall itself pay or provide for
payment to the Executive the difference between the amount that would have been paid if the benefits commenced at normal retirement age and the actuarially reduced amount paid upon the early commencement of benefits. 
 (v) The Bank shall pay all legal fees and expenses which the Executive may incur as a result of a contest concerning the validity or enforceability of
this Agreement and the Executive shall be entitled to receive interest thereon for the period of any delay in payment from the date such payment was due at the rate determined by adding two hundred basis points to the six month Treasury Bill rate.
Notwithstanding anything herein to the contrary, in no event shall the Bank be required to: (a) pay legal fees or expenses incurred by Executive to enforce the Agreement unless a court of competent jurisdiction renders a final judgment in favor
of the Executive; or (b) advance legal fees or expenses incurred by Executive to enforce the contract unless the Executive is terminated without Just Cause after a change of control of Bank or its parent corporation, Ameriana Bancorp
(“Parent”) not recommended by Parent’s Board of Directors. Provided further, that the Executive shall be required to reimburse the Bank for the legal fees and expenses advanced pursuant to this subparagraph if a court of competent
jurisdiction does not render a final judgment in favor of the Executive. 
 (vi) The Executive shall not be required to mitigate the amount
of any payment provided for in this Agreement by seeking other employment or otherwise nor shall any amounts received from other employment or otherwise by the Executive offset in any manner the obligations of the Bank hereunder. 

 (vii) Notwithstanding anything contained in this Section 8(c) herein to the contrary, in no event
shall payments and benefits made pursuant to this Section 8(c) be made which would result in such payments being classified as an “excess parachute payment” as such term is defined under Section 280G of the Internal Revenue Code
of 1986, as amended (“Code”). In the event that such payments and benefits, if made, would be considered as an “excess parachute payment”, such payments shall be reduced by such dollar amount as is required so that the total
value of such payments and benefits when made shall not be considered as an “excess parachute payment”. 
 d. Change of
Control. A “Change of Control” shall mean any one of the following events: (i) the acquisition of ownership, holding or power to vote more than 25% of the Bank’s or Parent’s voting stock, (ii) the acquisition of the
ability to control the election of a majority of the Bank’s or the Parent’s directors, (iii) the acquisition of a controlling influence over the management or policies of the Bank or the Parent by any person or by persons acting as a
“group” (within the meaning of Section 13(d) of the Securities Exchange Act of 1934), or (iv) during any period of two consecutive years, individuals (the “Continuing Directors”) who at the beginning of such period
constitute the Board of Directors of the Bank or the Parent (the “Existing Board”) case for any reason to constitute at least two-thirds thereof, provided that any individual whose election or nomination for election as a member of the
Existing Board was approved by a vote of at least two-thirds of the Continuing Directors then in office shall be considered a Continuing Director. Notwithstanding the foregoing, ownership or control of the Bank by the Parent itself shall not
constitute a Change of Control. Further, “Change of Control” shall not include the acquisition of securities by an employee benefit plan of the Bank or the Parent. For purposes of this paragraph only, the term “person” refers to
an individual or a corporation, partnership, trust, association, joint venture, pool, syndicate, sole proprietorship, unincorporated organization or any other form of entity not specifically listed herein. 
 e. Suspension and Special Regulatory Rules. 
 (i) The Bank’s Board of Directors may terminate the Executive’s employment at any time, but any 

 
termination by the Bank’s Board of Directors other than termination for “Just Cause” shall not prejudice the Executive’s right to
compensation or other benefits under the Agreement. The Executive shall have no right to receive compensation or other benefits for any period after termination for “Just Cause”. Termination for “Just Cause” shall mean
termination for personal dishonesty, incompetence, willful misconduct, breach of fiduciary duty involving personal profit, intentional failure to perform stated duties, willful violation of any law, rule, regulation (other than a law, rule or
regulation relating to a traffic violation or similar offense), final cease-and-desist order, or material breach of any provision of this Agreement. Subject to the provisions of 8(c) and (d) hereof, in the event this Agreement is terminated for
Just Cause, the Bank shall only be obligated to continue to pay Executive his salary up to the date of termination, and the vested rights of the parties shall not be affected. 
 (ii) If the Executive is suspended and/or temporarily prohibited from participating in the conduct of the Bank’s affairs by a notice served under
Section 8(e)(3) or (g)(1) of the Federal Deposit Insurance Act (12 U.S.C. 1818 (e)(3) and (g)(1)) the Bank’s obligations under this contract shall be suspended as of the date of service unless stayed by appropriate proceedings. If the
charges in the notice are dismissed, the Bank may in its discretion (i) pay the Executive all or part of the compensation withheld whil its contract obligations were suspended, and (ii) reinstate (in whole or in part) any of its
obligations which were suspended. 
 (iii) If the Executive is removed and/or permanently prohibited from participating in the conduct of
the Bank’s affairs by an order issued under Sections 8(e)(4) or 8(g)(1) of the Federal Deposit Insurance Act (“FDIA”) (12 U.S.C. 1818(e)(4) and (g)(1)), all obligations of the Bank under this Agreement shall terminate, as of the
effective date of the order, but the vested rights of the parties shall not be affected. 
 (iv) If the Bank is in default (as defined in
Section 3(x)(1) of FDIA), all obligations under this Agreement shall terminate as of the date of default, but this subparagraph shall not affect any vested rights of the parties. 

 f. Power of the Board of Directors to Terminate the Executive. The Board of Directors of the Bank
may terminate the Executive at any time; in the event of such termination, the provisions of this paragraph 8 shall fully apply. 
 g. Any
payments made to the employee pursuant to this agreement, or otherwise, are subject to and conditioned upon their compliance with 12 U.S.C. 1828(k) and any regulations promulgated thereunder. 
 h. Post-Termination Health Insurance. If the Executive’s employment terminates with the Bank for any reason other than Just Cause, the
Executive shall be entitled to purchase from the Bank, at his own expense which shall not exceed applicable COBRA rates, family medical insurance under any group health plan that the Bank maintains for its employees. This right shall be (i) in
addition to, and not in lieu of, any other rights that the Executive has under this Agreement and (ii) shall continue until the Executive first becomes eligible for participation in Medicare. 
 9. Source of Payments. All payments provided in paragraphs 4, 7 and 8 shall be paid in cash from the general funds of the Bank, and no special or
separate fund shall be established and no other segregation of assets shall be made to assure payment. Executive shall have no right, title or interest whatever in or to any investments which the Bank may make to aid the Bank in meeting its
obligations hereunder. 
 10. Noncompetition. The Executive hereby expressly covenants and agrees that during the term of this
Agreement and for a period of one year thereafter, he shall not, unless acting with the prior written consent of the Bank, directly or indirectly, for himself or on behalf of or in conjunction with any other person, firm, corporation or entity, own,
manage, operate, join, control, finance or participate in the ownership, management operation or control of, or be connected with as a director, officer, employee, consultant, partner, stockholder (other than to the extent he is a stockholder
therein as of the date hereof), and excepting any ownership, solely as an investment, so long as the Executive is not a member of any control group (with the meaning of the rules and regulations of the Securities and Exchange Commission, the 

 
Office of Thrift Supervision or the Federal Reserve Board of any such issue), any business engaged in the business of banking or that of owning or managing
or controlling a bank or banks (which term shall include, but is not limited to, mortgage companies, savings and loan associations and savings banks), in any county where the Bank or its Parent or any other subsidiary or either, has an office or
branch and the contiguous counties thereto. 
 11. Confidential Information. Executive shall not, to the detriment of the Bank,
knowingly disclose or reveal to any unauthorized person any confidential information relating to the Bank, its subsidiaries or affiliates, or to any of the businesses operated by them, and Executive confirms that such information constitutes the
exclusive property of the Bank. Executive shall not otherwise knowingly act or conduct himself (i) to the material detriment of the Bank, its subsidiaries, or affiliates, or (ii) in a manner which is inimical or contrary to the interests
thereof. 
 12. Federal Income Tax Withholding. The Bank may withhold from any benefits payable under this Agreement all federal,
state, city, or other taxes as shall be required pursuant to any law or governmental regulation or ruling. 
 13. Effect of Prior
Agreements. This Agreement contains the entire understanding between the parties hereto and supersedes any prior employment agreement between the Bank or any predecessor of the Bank and Executive. 
 14. Consolidation, Merger, or Sale of Assets. Nothing in this Agreement shall preclude the Bank from consolidating or merging into or with, or
transferring all or substantially all of its assets to another corporation which assumes this Agreement and all obligations and undertakings of the Bank hereunder. Upon such a consolidation, merger or transfer of assets or assumption, the term
“the Bank” as used herein, shall mean such other corporation and this Agreement shall continue in full force and effect. 
 15.
General Provisions. 
 a. Nonassignability. Neither this Agreement nor any right or interest hereunder shall be assignable by

 
Executive, his beneficiaries, or legal representatives without the Bank’s prior written consent; provided, however, that nothing in this paragraph 14(a)
shall preclude (i) Executive from designating a beneficiary to receive any benefits payable hereunder upon his death or (ii) the executors, administrators, or other legal representatives of Executive or his estate from assigning any rights
hereunder to the person or person entitled thereto. 
 b. No Attachment. Except as required by law, no right to receive payments under
this Agreement shall be subject to anticipation, commutation, alienation, sale, assignment, encumbrance, charge, pledge or hypothecation or to execution, attachment, levy or similar process of assignment by operation by law, and any attempt,
voluntary or involuntary, to effect any such action shall be null, void and of no effect. 
 c. Binding Agreement. This Agreement
shall be binding upon, and inure to the benefit of, Executive and the Bank and their respective permitted successors and assigns. 
 16.
Modification and Waiver. 
 a. Amendment of Agreement. This Agreement may not be modified or amended except by an instrument in
writing signed by the parties hereto. 
 b. Waiver. No term or condition of this Agreement shall be deemed to have been waived, nor
shall there be an estoppel against the enforcement of any provision of this Agreement, except by written instrument of the party charged with such waiver or estoppel. No such written waiver shall be deemed a continuing waiver unless specifically
stated therein, and each waiver shall operate only as to the specific term or condition waived and shall not constitute a waiver of such term or condition for the future or as to any act other than that specifically waived. 
 17. Severability. If, for any reason, any provision of this Agreement is held invalid, such invalidity shall not effect any other provision of
this Agreement not held so invalid, and each such other provision shall to the full extent consistent with law continue in full force and 

 
effect. If any provision of this Agreement shall be held invalid in part, such invalidity shall in no way affect the rest of such provision, which, together
with all other provisions of this Agreement, shall to the full extent consistent with law continue in full force and effect. If this Agreement is held invalid or cannot be enforced, then to the full extent permitted by law any prior agreement
between the bank (or any predecessor thereof) and Executive shall be deemed reinstated as if this Agreement has not been executed. 
 18.
Headings. The headings of paragraphs herein are included solely for the convenience of reference and shall not control the meaning or interpretation of any of the provisions of this Agreement. 
 19. Governing Law. This Agreement has been executed and delivered in the State of Indiana, and its validity, interpretation, performance and
enforcement shall be governed by the laws of the State, except to the extent Federal law is governing. 
 IN WITNESS WHEREOF, the Bank has
caused this Agreement to be executed and its seal to be affixed hereunto by its officers thereunto duly authorized, and Executive has signed this Agreement, all as of the day and year first above written. 
  

									
		 		 	AMERIANA BANK, SB
					
		 		 		 	By:	 	 /s/ Jerome J. Gassen

		 		 		 	Jerome J. Gassen
		 		 		 	President and Chief Executive Officer
	 ATTEST:
	 		 		 	
				
	 /s/ Nancy A. Rogers
	 		 		 	
				
		 		 		 	 /s/ John J. Letter

		 		 		 	John J. Letter
	WITNESS:	 		 		 	
				
	 /s/ Jane K. MeyerConsent of PricewaterhouseCoopers Audit.

 Exhibit 10.1 
  
 CONSENT OF INDEPENDENT REGISTERED PUBLIC 
 ACCOUNTING FIRM 
  
 We
hereby consent to the incorporation by reference in the Registration Statement of Groupe Danone on Form S-8 (N° 333-100334) of our report dated March 27, 2007, relating to the Consolidated Financial Statements, management’s assessment of
the effectiveness of internal control over financial reporting and the effectiveness of internal control over financial reporting, which appears in Groupe Danone’s Annual Report on Form 20-F for the year ended December 31, 2006. 
  
 Neuilly-sur-Seine, France 
 April 2, 2007 
  
 PricewaterhouseCoopers Audit

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