Document:

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EXHIBIT 10.1

East Orange, New Jersey
February 25, 2003

                              GRID PROMISSORY NOTE

         FOR VALUE RECEIVED, the undersigned XCALIBUR XPRESS, INC., a Delaware
corporation, having an address at 35 A Garrison Landing, Garrison, NY 10524
("Borrower"), promises to pay to NATIONAL MANAGEMENT CONSULTANTS, INC., a
Delaware corporation, having an address at 150 BroadHollow Road, Melville, New
York 11747 ("Lender"), the lesser of: (a) the principal sum of One Hundred
Thousand ($100,000) Dollars; or (b) the unpaid principal amount of the advances
made by Borrower to Lender as evidenced by Schedule A attached hereto, with
interest at the Interest Rate (as hereinafter defined) on the unpaid principal
amount from the date hereof until the said principal amount has been paid in
full, whether at the Maturity Date (as hereinafter defined) or otherwise, all as
more fully set forth herein.

         Lender shall endorse on the Schedules to this Note, appropriate
notations to evidence the date, amount, and maturity of each loan made by Lender
and the date and amount of each payment of principal made by Borrower with
respect thereto; provided, that the failure of Lender to make any such notation
or endorsement shall not affect the obligations of Borrower, hereunder under the
Borrower's Note. The Lender is hereby irrevocably authorized by Borrower so to
endorse the Borrower's Note and to attach to and make a part of the Borrower's
Note a continuation of any such schedule, when required. The amount and time of
any advances to the Borrower shall be in the sole discretion of the Lender.

         The "Interest Rate" shall be eight (8%) percent per annum until the
principal amount of this Note, together with all unpaid accrued interest,
thereon, shall have been paid in full; provided, however, that in no event shall
the Interest Rate exceed the maximum rate or amount permitted by applicable law.
Accrued interest shall be computed on the basis of a 365 day year for the actual
number of days elapsed during the period for which computed and shall be paid by
Borrower to Lender monthly on the 15th day of each calendar month. Each payment
of principal and interest shall first be applied to accrued interest due
hereunder and the balance, if any, to the principal hereof.

         The "Maturity Date" shall be the date that is the earlier of (i) June
25, 2003, or (ii) the date that the entire principal amount and interest on this
Note shall become due and payable by reason of acceleration due to the
occurrence of an Event of Default (as hereinafter defined) or otherwise.

         Each of the following specified events hereby constitutes and is herein
referred to individually as an "Event of Default":

         (a) Borrower's failure to make or cause to be made any payments to
Lender under this Note or under any other note or agreement now existing or
hereafter to be entered into between the undersigned and Lender when the same
are due; or

<PAGE>

         (b) Default in the due and timely observance or performance of the
covenants, conditions or agreements of Borrower contained in this Note or the
Agreement; or

         (c) If any financial statement or representation or warranty made by
Borrower in the Agreement or in connection with this transaction or in any
document in connection with the instruments, documents and assignments to be
executed by Borrower hereunder or pursuant hereto shall be untrue in any
material respect on the date made; or

         (d) If any warrant of attachment, execution of other writ shall be
issued or levied upon the proceeds or amounts payable hereunder and such
attachment, execution or other writ shall remain undischarged and unstayed for a
period in excess of sixty (60) days; or

         (e) If Borrower should become insolvent; or should be unable to pay its
debts as they mature; or should make an assignment for the benefit of creditors
or to an agent authorized to liquidate any substantial amount of its properties
or assets; or should file a voluntary petition in bankruptcy or seeking
reorganization or to effect a plan or other arrangement with creditors; or
should file an answer admitting the jurisdiction of any court and the material
allegations of an involuntary petition filed pursuant to any legislation or
governmental regulation relating to bankruptcy or organization; or should join
in any petition for an adjudication or for a reorganization or other
arrangement; or should become or be adjudicated a bankrupt; or should apply for
a consent to the appointment of or consent that an order be made appointing any
receiver or trustee for itself or for any of its properties, assets or business;
or if an order should be entered pursuant to any legislation or governmental
rule relating to bankruptcy or reorganization; or if a receiver or a trustee
should be appointed otherwise than upon its own application or consent for all
or a substantial part of its properties, assets or business and any such
receiver or trustee so appointed is not discharged within sixty (60) days after
the date of such appointment; or

         (f) If final judgment or judgments for the payment of money aggregating
in excess of Ten Thousand Dollars ($10,000.00) not covered by insurance shall be
entered or affirmed by a court against Borrower from which no further appeal may
be taken, and Borrower shall not discharge the same or provide for its discharge
in accordance with its or their terms or procure a stay of execution thereof
within thirty (30) days from the date of entry thereof.

         Upon the occurrence of an "Event of Default" as defined herein or in
the Agreement, the entire principal sum and accrued interest shall, upon written
notice by Lender to Borrower, thereupon become due and payable at the option of
the Lender. Failure to exercise this option shall not constitute a waiver of the
right to exercise the same in the event of any subsequent default. Borrower
hereby waives presentment for payment, demand, protest, notice of protest,
notice of dishonor and all other notices in connection with this Note, except
Borrower does not waive notice as to any prejudgment attachment or the notice of
default and/or acceleration specifically required by this paragraph.

         All payments of principal and interest in respect of this Note shall be
made in lawful money of the United States of America by, at the option of the
Borrower, wire to the bank account of Lender or in same day funds at the office

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of Lender set forth above, or at such place as shall be designated by Lender in
writing. Until notified in writing of the transfer of this Note, Borrower shall
be entitled to deem Lender or such person who has been so identified by the
transferor in writing to Borrower as the holder of this Note as the owner and
holder of this Note. Each of Lender and any subsequent holder of this Note
agrees that before disposing of this Note or any part hereof it will make a
notation hereon of all principal and interest payments made hereunder.

         Borrower may, upon at least three (3) days notice to Lender, prepay
this Note in whole or in part, without penalty or premium. Any prepayment of
principal of this Note shall include interest to the date of prepayment on the
principal amount being prepaid.

         Borrower agrees that all disputes arising, directly or indirectly, out
of or relating to this Note and all actions to enforce this Note may be dealt
with and adjudicated exclusively in the state courts of New York sitting in New
York County or Nassau County or the federal courts sitting in the Eastern
District of New York, and hereby expressly and irrevocably submits the person to
the jurisdiction of such courts in any suit, action or proceeding arising,
directly or indirectly, out of or relating to this Note or in any action to
enforce this Note. So far as is permitted under the applicable law, this consent
to personal jurisdiction shall be self-operative and no further instrument or
action, other than service of process in one of the manners specified herein or
as otherwise permitted by law, shall be necessary in order to confer
jurisdiction upon the person of the Borrower in any such court.

         Borrower irrevocably waives, by way of motion, as a defense or
otherwise (i) any objection which it may have or may hereafter have to the
laying of the venue of any such suit, action or proceeding brought in such a
court as is mentioned in the previous paragraph; (ii) any claim that any such
suit, action or proceeding brought in such a court has been brought in an
inconvenient forum; or (iii) any claim that it is not personally subject to the
jurisdiction of the above-named courts; provided that if service of process is
effected upon Borrower in one of the manners specified in this paragraph or as
otherwise permitted by law, Borrower agrees that final judgment from which
Borrower has not or may not appeal or further appeal in any such suit, action or
proceeding brought in such court of competent jurisdiction shall be conclusive
and binding upon Borrower and, may so far as is permitted under the applicable
law, be enforced in the courts of any state or any federal court and in any
other courts to the jurisdiction of which Borrower is subject, by a suit upon
such judgment and that Borrower will not assert any defense, counterclaim, or
set off in any such suit upon such judgment.

         Borrower promises to pay all costs and expenses, including reasonable
attorney's fees, incurred in the collection and enforcement of this Note.
Borrower hereby consents to renewals and extensions of time at or after the
Maturity Date hereof, without notice.

         This Note is being delivered and is intended to be performed in the
State of New York and is governed by the laws of the State of New York excluding
any laws relating to the conflict or choice of laws.

         If any term or provision of this Note or the application thereof to any
persons or circumstance shall, to any extent, be invalid or unenforceable, the

<PAGE>

remainder of this Note or the application of such term or provision to persons
or circumstances other than those as to which it is held or unenforceable shall
not be affected thereby, and each term and provision of this Note shall be valid
and enforceable to the fullest extent permitted by law.

         IN WITNESS WHEREOF, Borrower has caused this Note to be executed and
delivered by its duly authorized officer, as of the day and year and the place
above written.

                                   XCALIBUR  XPRESS,  INC.

                                   By:  /s/  Michael  Margolies
                                   ------------------------------------------
                                   Michael  Margolies,  Chairman  and  V.P

[CORPORATE SEAL]

                            CORPORATE ACKNOWLEDGEMENT

STATE OF                   )
                           )  ss:
COUNTY OF                  )

         On this 25 day of February, 2003, before me personally came Michael
Margolies, to me known who being by me duly sworn did depose and say that he is
the Chairman of the Board and Vice President of XCALIBUR XPRESS, INC., the
corporation described in and which executed the foregoing instrument; that he
knows the corporate seal of said corporation; that the seal affixed to said
instrument is such corporate seal; that it was so affixed by order of the Board
of Directors of said corporation, and that he signed his name thereto by like
order.

                                   /s/  Edward  S.  Lewis
                                   ------------------------------------
                                   Notary  Public

                                   EDWARD  S.  LEWIS
                                   NOTARY  PUBLIC  OF  NEW  JERSEY
                                   My  Commission  Expires  July  25,  2005

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<TABLE>
<CAPTION>

                                  SCHEDULE "A"

                              TRANSACTIONS ON NOTE

                                    Amount of        Amount of
                  Amount of         Interest         Principal         Outstanding
                  Loan Made           Paid           Paid               Balance         Notation
Date              This Date         This Date        This Date         This Date        Made By
----              ---------         ---------        ---------         ---------        -------
<S>                 <C>             <C>              <C>                <C>             <C>

02/25/03          $25,000            $-0-              $-0-            $   -0-              SH
                                                                       $25,000              SH

02/28/03         $35,000             $-0-              $-0-            $60,000              SH

</TABLE>

<PAGE><PAGE>

EXHIBIT 10.2

                                    GUARANTY

         FOR VALUE RECEIVED, the sufficiency of which is hereby acknowledged,
the undersigned hereby, jointly and severally, unconditionally guarantee the
full and prompt performance of:

(a)       Payment when due, whether by acceleration or otherwise, of the
          indebtedness evidenced by a Grid Promissory Note (the "Note") of even
          date in the stated principal amount of up to One Hundred Thousand
          Dollars ($100,000.00), including interest accruing thereunder,
          executed by Xcalibur Xpress, a Delaware corporation (together with its
          successors and assigns, "Xcalibur") payable to the order of National
          Management Consultants, Inc., a Delaware corporation (together with
          its successors and assigns, "National"), including any and all
          extensions, renewals, or modifications of said Note and the
          indebtedness evidenced thereby; and

(b)       All obligations of Xcalibur to National.

         In the event Xcalibur fails to perform its obligations under the Note
or otherwise, the undersigned shall immediately upon the written demand of
National promptly, and with due diligence, do and perform for the benefit of
National, all of such obligations as if they constituted the direct and primary
obligations of the undersigned. This Guaranty shall be deemed continuing and
shall apply whether or not the obligations guaranteed hereby are secured by
security agreements or any other type or kind of security.

         The obligations of the undersigned hereunder are independent of the
obligations of Xcalibur, and a separate action or actions for payment, damages,
or performance may be brought and prosecuted against the undersigned, or any one
of them, whether or not an action is brought against Xcalibur or the security
for Xcalibur's obligations, and whether or not Xcalibur be joined in any such
action or actions, and whether or not notice be given or demand be made upon
Xcalubur.

         National may, without demand or notice of any kind, at any time when
any amount shall be due and payable hereunder by any of the undersigned,
appropriate and apply toward the payment of such amount, and in such order of
application as National may from time to time elect, any property, balances,
credits, deposits, accounts, items or monies of such undersigned in the
possession or control of National for any purpose.

         National may, from time to time, without notice to the undersigned (or
any of them) and without affecting, diminishing, or releasing the liability of
the undersigned (or any of them), (a) retain or obtain a security interest in
any property to secure payment of the Note, or performance under one or more of
the agreements with Xcalibur now in existence or hereafter executed, (b) extend
or renew the Note for any period (whether or not longer than the original
period), (c) release or compromise any liability of any of the undersigned
hereunder, (d) release its security interest in all or any property securing the
Note and permit any substitution or exchange for any such property, and (e)
resort to the undersigned (or any of them) for payment of the Note, or any

<PAGE>

portion thereof, whether or not National shall have resorted to any property
securing the Note or shall have proceeded against any other of the undersigned
or any other party primarily or secondarily liable on the Note. It being the
intention of this Guaranty that, except as expressly provided herein, the
Guarantor shall remain liable hereunder until the obligations of Xcalibur under
the Note shall have been fully paid and satisfied and all obligations of
Xcalibur under the other agreements shall have been fully performed,
notwithstanding any act, omission or thing which might otherwise operate as a
legal or equitable discharge of the Guarantor.

         Any amount received by National from whatever source and applied by it
toward the payment of the Note shall be applied in such order of application as
National may from time to time elect, in its sole and absolute discretion.

         The undersigned hereby expressly waives (a) notice of the acceptance of
this Guaranty, (b) presentment, demand, notice of dishonor, protest, and all
other notices whatever, and (c) all diligence on the part of National in
collection or protection of, or realization upon, any security for the Note or
in enforcing any remedy available to it under any other agreement.

         Undersigned agrees that if at any time all or any part of any payment
theretofore applied by National to any indebtedness or liability of Xcalibur is,
or must be, rescinded or returned by National for any reason whatsoever,
including, without limitation, the insolvency, bankruptcy or reorganization of
Xcalibur, such indebtedness or liability shall for the purposes of this
Guaranty, to the extent that such payment is or must be rescinded or returned,
be deemed to have continued in existence notwithstanding such application, and
this Guaranty shall continue to be effective or be reinstated, as the case may
be, as to such indebtedness or liability as though such application had not been
made.

         National may, without notice of any kind, sell, assign, or transfer the
Note, and in such event each and every immediate and successive assignee,
transferee, or holder of the Note, shall have the right to enforce this
Guaranty, by suit or otherwise, for the benefit of such assignee, transferee, or
holder, as fully as if such assignee, transferee, or holder were herein by name
specifically given such rights, powers, and benefits. National shall have an
unimpaired right, prior and superior to that of any such assignee, transferee,
or holder, to enforce this Guaranty for the benefit of National, as to so much
of the Note as it has not sold, assigned, or transferred.

         No delay or failure on the part of National in the exercise of any
right or remedy shall operate as a waiver, release, or modification of same;
such waiver, release, or modification to be effective only through a written
document executed by National, and then only to the extent specifically recited
therein. No single or partial exercise by National of any right or remedy herein
shall preclude other or further exercise thereof or the exercise of any other
right or remedy whether contained herein or any other agreement. No action of
Xcalibur permitted hereunder shall in any way impair or affect this Guaranty. No
right or power of Xcalibur or any one else to assert any claim or defense as to
the invalidity or enforceability of any document shall impair or affect the
obligations of the undersigned hereunder. Until the Note shall have been paid to
National in full and all other obligations of Xcalibur under any other agreement

                                        2
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have been fully performed, the undersigned shall have no right to subrogation,
and until such time the undersigned waive any right to enforce any remedy which
National now has or may hereafter have against Xcalibur, and waive any benefit
of and any right to participate in any security now or hereafter held by
National.

         It is fully understood that until each and every one of the covenants
and agreements of this Guaranty are fully performed, the undersigned's
obligations shall not be released, in whole or in part, by any action or thing
which might, but for this provision of this instrument, be deemed a legal or
equitable discharge of a surety or guarantor, or by reason of any waiver,
extension, modification, forbearance, or delay or other act or omission of
National or its failure to proceed, promptly or otherwise, or by reason of any
action taken or omitted by National, whether or not such action or failure to
act varies or increases the risk of or affects the rights or remedies of the
undersigned, or by reason of any further dealings between National or any other
guarantor, and the undersigned hereby expressly waives and surrenders any
defense to his or her liability hereunder based upon any of the foregoing acts,
omissions, things, agreement, or waivers of any of them; it being the purpose
and intent of the parties hereto that the covenants, agreements, and all
obligations hereunder are absolute, unconditional, and irrevocable under any and
all circumstances.

         Any notice, demand, or request by National, its successors or assigns,
to the undersigned shall be in writing, and shall be deemed to have been duly
given or made if either delivered personally to the undersigned sent by
confirmed facsimile transmission or mailed by certified or registered mail
addressed to the undersigned at the address for such guarantor specified below:

                  Transportation Logistics International, Inc.
                  136 Freeway Drive
                  East Orange, NJ  07018
                  Attn:  Michael Margolies, CEO
                  Facsimile:  (973-266-7030

         National shall be entitled to assign this Guaranty and all of its
rights, privileges, interests, and remedies hereunder to any other persons,
firm, entity, bank, or corporation whatsoever without notice to or consent by
the undersigned, and such assignee shall be entitled to the benefits of this
Guaranty and to exercise all such rights, interests, and remedies as fully as
National.

         Undersigned agrees to pay all costs and expenses of every kind incurred
by National in (a) enforcing this Guaranty, (b) enforcing National's rights
under any or all other agreements with Xcalibur, and (c) realizing on or
protecting any collateral for the Note. "Costs and expenses" as used herein
shall include, without limitation, the reasonable attorneys' and legal
assistants' fees actually incurred by National in retaining counsel to collect
under this Guaranty.

         This Guaranty shall terminate when, and only when the Note shall have
been paid in full and all terms of the obligations of Xcalibur to National shall
have been fulfilled. When such conditions have been met, National will upon
request furnish written cancellation of this Guaranty.

                                        3
<PAGE>

         This Guaranty shall inure to the benefit of National, its successors
and assigns, and shall bind each of the undersigned jointly and severally,
together with their heirs, legal representatives, successors, and assigns. The
term "undersigned" shall mean all parties executing this Guaranty, and all such
parties shall be jointly and severally obligated hereunder. The use of the
singular form herein shall include the plural, as applicable, and vice versa,
and the use of any gender or the neuter form shall include all genders and the
neuter form.

         This instrument may be executed in any number of counterparts, each of
which, when executed and delivered, shall be an original, and such counterparts
together constitute a single document. Signature and acknowledgment pages may be
detached from the counterparts and attached to a single copy of this document to
physically form one document.

         This Guaranty shall be construed in accordance with the laws of the
State of New York, and such laws shall govern the interpretation, construction,
and enforcement hereof. Wherever possible, each provision of this Guaranty shall
be interpreted in such manner as to be effective and valid under applicable law,
but if any provision of this Guaranty shall be prohibited by or invalid under
such law, such provision shall be ineffective to the extent of such prohibition
or invalidity, without invalidating the remainder of such provision or the
remaining provisions of this Guaranty.

         SIGNED, SEALED, AND DELIVERED AT_____________, as of the 25 day of Feb,
2003.

                                   TRANSPORTATION  LOGISTICS
                                   INTERNATIONAL,  INC.

                                   By:  /s/  Michael  Margolies
                                   --------------------------------------------
                                   Michael  Margolies,  CEO

STATE OF                            )

COUNTY OF                           )

         The foregoing  instrument was acknowledged  before me this 25 day of
FEB., 2003, by _____________.  He [is personally known to me] [has produced
         License       as identification].
 -------------------

                                   /s/  Edward  S.  Lewis
                                   --------------------------------------
                                   Notary  Public
                                   Print  name:  Edward  S.  Lewis
                                   My  commission  expires:
                                   EDWARD  S.  LEWIS
                                   NOTARY  PUBLIC  OF  NEW  JERSEY
                                   My  Commission  Expires  July  25,  2005

                                        4
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