Document:

Exhibit 4

Exhibit 4.3(c)

ACCORDION AGREEMENT

This Accordion Agreement dated as of October 14, 2005 (this "Agreement") is by and among (i) Lyondell-Citgo Refining LP, a Delaware limited partnership ("Borrower"), (ii) Credit Suisse, in its capacity as administrative agent ("Agent") under the Credit Agreement described below, (iii) the Issuer, and (iv) CREDIT SUISSE, as a Lender increasing its Revolving Commitment (the "Increasing Lender").  Reference is made to the Credit Agreement dated as of May 21, 2004 among the Borrower, the Agent, and the Lenders party thereto (the "Lenders") (as amended by Amendment No. 1 dated September 20, 2004, as the same may be further amended, supplemented or otherwise modified from time to time, the "Credit Agreement").  Capitalized terms used herein but not defined herein shall have the meanings specified by the Credit Agreement.

Preliminary Statements
A.Pursuant to Section 2.08 of the Credit Agreement, the Borrower has the right, subject to the terms and conditions thereof, to agree with a Lender to increase that Lender's Revolving Commitments or Term Loans, as applicable, for the Borrower. 

B.The Borrower has given notice to the Agent of its intention, pursuant to Section 2.08 of the Credit Agreement and with the consent of the Increasing Lender, to increase the Revolving Commitment of the Increasing Lender for the Borrower from $7,500,000.00 to $32,500,000.00, and the Agent and the Issuer are willing to consent thereto.

Accordingly, the parties hereto agree as follows:

1.Increase of Commitments.  Pursuant to Section 2.08 of the Credit Agreement, the Revolving Commitment of the Increasing Lender for the Borrower is hereby increased from $7,500,000.00 to $32,500,000.00.

2.New Notes.  The Increasing Lender agrees to return to the Borrower the Note previously delivered to the Increasing Lender by the Borrower pursuant to Section 4.01(a) of the Credit Agreement and in exchange, the Borrower agrees to execute and deliver to the Increasing Lender a new Revolving Note in exchange for the Note so replaced in the principal amount of the Increasing Lender's Revolving Commitment as set forth in Section 1 above ("New Note").  

3.Consent.  The Agent, the Issuer and the Borrower hereby consent and agree to the increase in the Revolving Commitment of the Increasing Lender for the Borrower effectuated hereby.

4.Governing Law.  This Agreement shall be governed by, and construed in accordance with, the laws of the State of New York. 

5.Execution in Counterparts.  This Agreement may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed shall be deemed to be an original and all of which taken together shall constitute one and the same agreement.

6.Lender Credit Decision.  The Increasing Lender acknowledges that it has, independently and without reliance upon the Agent, the Issuer, the Collateral Agent or any other Lender and based on the financial statements referred to in Section 6.01 of the Credit Agreement and such other documents and information as it has deemed appropriate, made its own credit analysis and decision to enter into this Agreement and to agree to the various matters set forth herein.  The Increasing Lender also acknowledges that it will, independently and without reliance upon the Agent, the Issuer, the Collateral Agent or any other Lender and based on such documents and information as it shall deem appropriate at the time, continue to make its own credit decisions in taking or not taking action under the Credit Agreement.

7.Representations and Warranties of the Borrower.  The Borrower represents and warrants as follows:
(a)The execution, delivery, and performance by the Borrower of this Agreement and the New Note and the consummation of the transactions contemplated thereby (i) do not contravene the organizational documents of the Borrower, (ii) have been duly authorized by all necessary corporate action of the Borrower, and (iii) are within the Borrower's corporate powers.

(b)This Agreement has been duly executed and delivered by the Borrower and constitutes the legal, valid, and binding obligation of the Borrower, enforceable against the Borrower in accordance with the Agreement's terms, except as limited by applicable bankruptcy, insolvency, reorganization, moratorium, or similar laws at the time in effect affecting the rights of creditors generally and general principles of equity. 

(c)The execution, delivery, and performance, in accordance with their respective terms, by the Borrower of this Agreement and the New Note and the consummation of the transactions contemplated thereby, (i) do not result in any violation or breach of any provisions of, or constitute a default under, any note, indenture, credit agreement, security agreement, credit support agreement, or other similar agreement to which the Borrower is a party or any other Material contract or agreement to which the Borrower is a party, (ii) do not violate any law or regulation binding on or affecting the Borrower, (iii) do not require any authorization, approval, or other action by, or any notice to or filing with, any governmental authority, and (iv) do not result in or require the creation or imposition of any Lien prohibited by this Agreement.

(d)  After giving effect to this Agreement and any other New Lender Agreements and Accordion Agreements, the Borrower will be in compliance with the limitations set forth in Section 2.08 of the Credit Agreement.

(e)  If there is an increase to the Revolving Commitments and on the effective date of such increase any Revolving Loans are outstanding, arrangements satisfactory to the Agent have been made to prepay all outstanding Revolving Loans, together with accrued interest thereon and any amounts payable pursuant to Section 3.04 of the Credit Agreement.  

(f)The resolutions duly adopted by the respective governing bodies of the Borrower and the Subsidiary Guarantors are sufficient to authorize this Agreement, the New Note, and the Guaranty thereof and security therefor, as applicable, and such resolutions remain in full force and effect.

8.Expenses.  The Borrower agrees to pay on demand all costs and expenses of the Agent in connection with the preparation, negotiation, execution, and delivery of this Agreement and the New Note, including, without limitation, the reasonable fees and out-of-pocket expenses of counsel for the Agent with respect thereto.

9.Effectiveness.  When, and only when, the Agent shall have received counterparts of, or telecopied signature pages of, this Agreement executed by the Borrower, the Agent, the Issuer and the Increasing Lender, this Agreement shall become effective as of the date first written above.

[Signature Page Follows]

IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their respective officers thereunto duly authorized, as of the date first above written.
Lyondell-Citgo REFINING LP

as Borrower

By:/s/  William F. Thompson

Name:William F. Thompson

Title:Vice President and General Manager

 
CREDIT SUISSE, acting through its Cayman Islands Branch

as Agent, Issuer and Increasing Lender

 

By:/s/  James Moran

Name:James Moran

Title:Managing Director

 

By:/s/  Gregory S. Richards

Name:Gregory S. Richards

Title:Associate<PAGE>

                                 PROMISSORY NOTE

$1,730,000                                                         July 21, 2005

        FOR VALUE RECEIVED, All American Plazas, Inc., (the "Maker"), herby
promises to pay Able Energy, Inc., or its assigns (the "Payee"), the principal
sum of On Million Seven Hundred Thirty Thousand ($1,730,000), in lawful money of
the United States. The outstanding principal on this Note shall bear interest at
the rate of 3.5% per annum. All payments of principal and all accrued interest
on this Note shall be payable sixty (60) days after the date hereof. However,
Maker may extend the repayment of principal and all accrued interest for an
additional thirty (30) days upon written request to Payee. All Sum due pursuant
to this Note, shall be payable in one lump sum together with all accrued but
unpaid interest. This Note can be prepaid in whole or in part at any time
without the consent of the Payee.

        Upon the occurrence of any of the following events (each an "Event of
Default" and collectively, the "Events of Default"), in addition to all rights
and remedies of Payee under applicable law or otherwise, all such rights and
remedies being cumulative, not exclusive and enforceable alternatively,
successively and concurrently, at its option, Payee may declare all amounts
owing under this Note, to be due and payable , whereupon the then unpaid balance
hereof together with all interest accrued thereon, shall forthwith become due
and payable, together with interest accruing thereafter at a rate equal to
eighteen percent (18%) per annum until the indebtedness evidenced by this Note
is paid in full, plus all costs and expenses of collection or enforcement
hereof, including, but not limited to, attorney's fees and expenses:

        (a)     failure by Maker to pay the principal or interest of the Note or
                any installment thereof when due, whether on the date fixed for
                payment or by acceleration or otherwise; or
        (b)     if Maker or any other authorized person or entity shall take any
                action to effect a dissolution, liquidation or winding up of
                Maker; or
        (c)     if Maker shall make a general assignment for the benefit of
                creditors or consent to the appointment of a receiver,
                liquidator, custodian, or similar official of all or
                substantially all of its properties, or any such official is
                placed in control of such properties, or Maker admits in writing
                its inability to pay its debts as they mature, or Maker shall
                commence any action or proceeding or take advantage of or file
                under any federal or state insolvency statute, including,
                without limitation, the United States Bankruptcy Code or any
                political subdivision thereof, seeking to have an order for
                relief entered with respect to it or seeking adjudication as a
                bankrupt or insolvent, or seeking reorganization, arrangement,
                adjustment, liquidation, dissolution, administration, a
                voluntary arrangement, or other relief with respect to it or its
                debts; or

<PAGE>

        Maker (i) waives diligence, demand, presentment, protest and notice of
any kind, (ii) agrees that it will not be necessary for any holder hereof to
first institute suit in order to enforce payment of this Note and (iii) consents
to any one or more extensions or postponements of time of payment, release,
surrender or substitution of collateral security or forbearance or other
indulgence, without notice or consent. The pleading of any statute of
limitations as a defense to any demand against Maker is expressly hereby waived.

        This Note may not be changed, modified or terminated orally, but only by
an agreement in writing, signed by the party to be charged. The Maker hereby
authorizes the Payee to complete this Note and any particulars relating thereto
according to the terms of the indebtedness evidenced hereby.

        In addition, the Maker shall provide collateral to securitize this Note
obligation in the event of an Event of Default, by providing the Payee with a
lien upon the Maker's stock ownership of Able Energy, Inc., in the amount of One
Million common shares of stock. It is acknowledged by the parties hereto that
there is a first lien on said stock held by Mr. Timothy Harrington, in the
approximate amount of $4.7 Million Dollars.

        This Note shall be governed by and construed in accordance with the laws
of the State of New Jersey and shall be binding upon the successors, assigns,
heirs, administrators and executors of the Maker and inure to the benefit of the
Payee, his successors, endorsees, assigns, heirs, administrators and executors.
The Maker hereby irrevocably consents to the jurisdiction of the State Courts
for the State of New York and the United States District Courts situated in New
York in connection with any action or proceeding arising out of or relating to
this Note. If any term or provision of this Note shall be held invalid, illegal
or unenforceable, the validity of all other terms and provisions hereof shall in
no way be affected thereby.

        ALL AMERICAN PLAZAS, INC.

        By:_____________________________
                Name:
                Title:

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