Document:

SERVICES AGREEMENT

          
THIS SERVICES
 AGREEMENT (this “Agreement”) is made and entered into as of
May 12, 2006, by and between FINANCIAL
SERVICES INC, a corporation organized and existing
under the laws of The Commonwealth
of Dominica (the “Company”),
and NBL TECHNOLOGIES
INC., a
corpo­ration organized and existing under the laws of Belize (“NBL”).

RECITALS

          WHEREAS,
the Company is engaged in the payday loan
business of advancing short term loans to borrowers secured by the pledge of
the respective borrowers’ expected salary payment (the “Business”); and

          WHEREAS,
NBL, through the services of its authorized agent Robert Tonge (the “Executive”), has expertise in managing and
operating businesses similar to the Business; and

          WHEREAS,
the Company desires to engage NBL to manage and operate the Business
specifically through services to be provided by the Executive to the Company
through NBL and to perform other duties which may be assigned from time to time
by the Board of Directors of the Company or its designee (the “Board”) in its/his discretion; and

          WHEREAS,
the parties desire to enter into this Agreement to be effective from and after
the date hereof.

          NOW,
THEREFORE, in consideration of the foregoing, the mutual promises herein
contained, and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereby agree as
follows: 

          1.          Engagement.

                       (a)          Agreement
to Engage. Upon the terms and subject to the conditions of this Agreement,
the Company hereby engages NBL and NBL hereby accepts such engagement by the
Company.

                       (b)          Term
of Engagement. Subject to Section 7, the term of this Agreement shall
commence as of the date hereof and end on the third anniversary of the date
hereof. Thereafter, the term of this Agreement shall automatically renew for
successive one-year periods unless either party gives notice to the other at
least 45 days prior to the end of the then-current term. The period during
which this Agreement is effective, including any renewal thereof shall be
referred to as the “Engagement Period.”

          2.          Position
and Duties.

                       (a)          During
the Engagement Period, NBL shall be responsible for personnel management, sales
goals and authority, facilities and equipment management, and financial
performance, subject to the discretion of the Board, and such other reasonable
duties not inconsistent with such roles as may be directed to NBL by the Board.
Without limiting the generality of the foregoing, NBL shall be responsible for
determining the credit worthiness of customers of the Company’s services. 

                       (b)          NBL
agrees that the Executive shall provide the services hereunder to the Company
on behalf of NBL and the Executive hereby agrees to act in such capacity in
accordance with the terms hereof. NBL shall cause the Executive to, and the
Executive, shall diligently and conscientiously devote his full and exclusive
business time and attention and best efforts in discharging his duties
hereunder and to affiliates of the Company, as shall be determined by the
Company (the “Affiliates”),
pursuant to the terms of services agreements similar to this Agreement entered
into with any Affiliate, except for the Executive’s responsibilities to the
Tonge Group of Companies. Under no circumstances shall these responsibilities
interfere with or be to the detriment of the Company or any Affiliate.

          3.          Compensation.

                       (a)          Annual
Fee. The Company shall pay NBL a base annual fee at the rate of EC$12,000
per annum per office in which services hereunder are provided (“Annual Base Fee”). The Annual Base Fee will
be subject to increase as from time to time determined by the Board in its sole
discretion. The Annual Base Fee shall be payable monthly and shall be subject
to all applicable withholding amounts. 

                       (b)          [INTENTIONALLY
OMITTED]

                       (c)          Annual
Bonus. In addition to the Annual Base Fee, for each full year of the
Engagement Period, NBL may receive an annual bonus in the discretion of the
Board. Any Bonus shall be subject to all applicable withholdings.

          4.          Benefits.
During the Engagement Period, the Company, together with the Affiliates which
engage NBL to provide services similar to the services provided hereunder,
shall provide NBL and the Executive with the following benefits:

                       (a)          Participation
by the Executive in any group health plans, retirement plans, disability income
insurance and term life insurance policies sponsored or arranged by the Company
for its employees from time to time in accordance with the Company’s personnel
benefits policies and to the extent allowed by such plans. Nothing herein shall
obligate the Company to continue any such benefit plan currently offered to
employees or offered to employees in the future.

                       (b)          The
Executive shall be allowed four (4) weeks per year of paid time off in
accordance with the Company’s policies.

                       (e)          All
costs and expenses of a mobile phone for the Executive’s use in connection with
the performance of his duties, in accordance with the terms and conditions that
the Board shall determine from time to time.

          5.          Business
Expenses. The Company shall pay or reimburse NBL and the Executive for
business expenses incurred by NBL or the Executive during the Engagement Period
in connection with the Business in accordance with the Company’s policy from
time to time.

          6.          Termination
of Engagement. NBL’s engagement hereunder and any obligations of the
Company to the Executive will be terminated in accordance with Sections 6(a)
and 6(d), or may be terminated in accordance with Sections 6(b), (c), (e) and
(f), as follows: 

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                       (a)          NBL’s
engagement and any obligations of the Company to the Executive will be
terminated upon the last day of the Engagement Period without a renewal.

                       (b)          The
Company may terminate NBL’s engagement hereunder for Cause. For purposes of
this Agreement, the Company shall have “Cause”
hereunder upon (i) the willful and continued failure by NBL or the Executive to
substantially perform their respective duties hereunder, after written demand
for substantial performance is delivered by the Company that specifically
identifies the manner in which the Company believes such duties have not been
substantially performed, which is not cured within 30 days after notice of such
failure has been given to the Executive by the Company, or (ii) the willful
engaging by NBL or the Executive in misconduct which is materially injurious to
the Company, monetarily or otherwise (including conduct that constitutes
competitive activity pursuant to Section 9 hereof). For purposes of this
paragraph, no act, or failure to act, on NBL’s or the Executive’s part shall be
considered “willful” unless done, or omitted to be done, not in good faith and
without reasonable belief that such action or omission was in the best interest
of the Company.

                       (c)          NBL
may, without incurring liability or forfeiting any compensation or benefit
provided hereunder, terminate this Agreement for Good Reason. For purposes of
this Agreement, “Good Reason”
shall mean a failure by the Company to comply with any material provision of
this Agreement which has not been cured within 30 days after written notice of
such noncompliance has been given by the Executive to the Company.

                       (d)          NBL’s
engagement and any obligations of the Company to the Executive will terminate
upon the death of the Executive.

                       (e)          The
Company may terminate NBL’s engagement and any obligations of the Company to
the Executive if the Executive is Permanently Disabled (as here­after defined).
For purposes of this Agreement, the term “Permanently
Disabled” or “Permanent Disability”
shall mean (i) becoming permanently disabled as provided in any permanent
disability income policy provided by the Company under this Agreement insuring
the Executive or (ii) in the absence of any such disability income policy, the inability
for a period of four consecutive months, with reasonable accommodation, due to
a mental or physical injury, illness or disorder, of Executive to provide
substantially all of the services required pursuant to this Agreement to be
provided by NBL.

                       (f)          NBL
or the Company may terminate NBL’s engagement and any obligations of the
Company to the Executive hereunder on six months’ advance written notice to the
other.

                       (g)          Any
termination of this Agreement by the Company or NBL (other than termination by
reason of the Executive’s death) shall be communicated by written notice to the
other party. Each such notice shall indicate the specific termination provision
of this Agreement relied upon and shall set forth in reasonable detail the
facts and circumstances claimed to provide a basis for termination of this
Agreement under the provision so indicated. If, within thirty (30) days
following any written notice of termination, the party receiving the notice
notifies the other party in writing that a dispute exists concerning the
termination, which notice sets forth in reasonable detail the basis for such
dispute, the termination will not be effective until the date when the dispute
is finally determined, either by mutual written agreement of the parties, by a 

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binding and final
arbitration award or by a final judgment, order or decree of a court of
competent jurisdiction (the time for appeal therefrom having expired and no
appeal having been perfected).

          7.          Effect
of Termination. 

                    In
the event that this Agreement is termi­nated for any reason, NBL shall be paid
on the payroll date next following the date of termination, all compensation,
and reimbursement of all expenses, for the Engagement Period accruing through
the effective date of termination.
Neither NBL nor the Executive shall be entitled to any additional payment.

          8.          [INTENTIONALLY
OMITTED]

          9.          Restrictive
Covenants.

                       (a)          Non-competition.
During the Engagement Period, and so long as the Executive or any affiliate of
the Executive is directly or indirectly is a shareholder on the Company and for
a period of three years thereafter, neither NBL nor the Executive will,
directly or indirectly, either as principal, agent, employee, or in any other
capacity, enter into or engage in any business in which the Company is engaged
during the Engagement Period except on behalf of the Company or an Affiliate.
In the event this Agreement is terminated by the Company pursuant to Section
6(f), the restriction set forth in the foregoing sentence shall not be
applicable. During the Engagement Period and for a period of three years
thereafter, neither NBL nor the Executive will, directly or indirectly, either
as principal, agent, employee, or in any other capacity, solicit any person or
entity who is or was a customer of the Company at any time during the 12 months
preceding the end of the Engagement Period.

                       (b)          CONFIDENTIALITY.
DURING THE ENGAGEMENT PERIOD AND
AT ALL TIMES AFTER
THE TERMINATION OF THIS AGREEMENT
FOR ANY
REASON,
NEITHER NBL
NOR THE EXECUTIVE WILL,
DIRECTLY OR
INDIRECTLY, DISCLOSE TO ANY THIRD PARTY ANY TRADE SECRETS,
CUSTOMER LISTS OR
OTHER CONFIDENTIAL INFORMATION PERTAINING TO THE BUSINESS OF THE COMPANY.

                       (c)          Company
Property. Promptly following the termination of this Agreement for any
reason, NBL and the Executive shall return to the Company all property of the
Company, and originals and any copies thereof in NBL’s or the Executive’s
possession or under their respective control, including all confidential
information and trade secrets, in whatever media or in whatever form.

                       (d)          Non-solicitation
of Employees. During the Engagement Period and for a period of three years
thereafter, neither NBL nor the Executive shall, directly or indirectly, induce
any employee of the Company or any of its affiliates to terminate employment
with such entity, and will not directly or indirectly, either individually or
as owner, agent, employee, consultant or otherwise, employ or offer employment
to any person who is or was employed by the Company or a subsidiary thereof
except on behalf of an Affiliate or unless such person shall have ceased to be
employed by such entity for a period of at least three months.

                       (e)          INJUNCTIVE RELIEF WITH RESPECT TO COVENANTS. NBL AND THE
EXECUTIVE ACKNOWLEDGE AND AGREE
THAT THE COVENANTS AND OBLIGATIONS OF
NBL AND THE EXECUTIVE
WITH RESPECT TO NON-COMPETITION, NON-SOLICITATION,

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CONFIDENTIALITY
AND COMPANY PROPERTY RELATE TO SPECIAL, UNIQUE AND EXTRAORDINARY
MATTERS AND THAT A VIOLATION OF ANY OF THE TERMS OF SUCH COVENANTS AND OBLI­GATIONS
WILL CAUSE THE COMPANY AND ITS SUBSIDIARIES IRREPARABLE INJURY FOR WHICH
ADEQUATE REMEDIES ARE NOT AVAILABLE AT LAW. THEREFORE,
NBL AND THE EXECUTIVE AGREE THAT
THE COMPANY AND ITS
SUBSIDIARIES SHALL BE ENTITLED TO AN INJUNCTION, RESTRAINING ORDER OR SUCH
OTHER EQUITABLE RELIEF AS A COURT OF COMPETENT JURISDICTION MAY DEEM NECESSARY
OR APPROPRIATE TO RESTRAIN NBL OR THE EXECUTIVE FROM COMMITTING ANY VIOLATION OF THE COVENANTS AND
OBLIGATIONS CONTAINED IN THIS SECTION. THESE INJUNCTIVE REMEDIES ARE CUMULATIVE AND ARE IN ADDITION
TO ANY OTHER RIGHTS AND REMEDIES THE COMPANY OR ITS
SUBSIDIARIES MAY HAVE AT LAW OR IN EQUITY. IN THE EVENT
(I) THE ENFORCEABILITY OF ANY OF THE COVENANTS CONTAINED IN THIS
SECTION IS
CHALLENGED BY NBL OR THE EXECUTIVE IN ANY JUDICIAL PROCEEDING, (II)
NBL AND THE EXECUTIVE ARE NOT
ENJOINED IN SUCH PROCEEDING FROM BREACHING
SUCH COVENANT, AND (III) NBL AND THE EXECUTIVE DO, IN FACT, BREACH SUCH COVENANT, THEN, IF A COURT
OF COMPETENT JURISDICTION DETERMINES THAT THE CHALLENGED COVENANT IS
ENFORCEABLE, THE TIME PERIOD SET FORTH IN SUCH COVENANT SHALL BE DEEMED TOLLED
UPON THE INITIATION OF SUCH PROCEEDING UNTIL THE DISPUTE IS FINALLY RESOLVED
AND ALL PERIODS OF APPEAL HAVE EXPIRED. 

          10.          Miscellaneous.

                       (a)          Binding
Effect. This Agreement shall be binding on and inure to the benefit of the
Company and any person or entity which suc­ceeds to the interest of the Company
(regardless of whether such succession occurs by operation of law, by reason of
the sale of all or a portion of the Company’s stock or assets or a merger,
consolidation or reorganization involving the Company). This Agreement shall
also be binding on and inure to the benefit of NBL and the Executive.

                       (b)          Assignment.
Neither this Agreement nor any of the rights or obligations hereunder shall be
assigned or delegated by any party hereto without the prior written consent of
the other parties.

                       (c)          Entire
Agreement. This Agreement supersedes any and all prior agreements between
the parties hereto, and constitutes the entire agreement between the parties
hereto with respect to the matters referred to herein, and no other agreement,
oral or otherwise, shall be binding between the parties unless it is in writing
and signed by the party against whom enforcement is sought. There are no
promises, representations, inducements or statements between the parties other
than those that are expressly contained herein. NBL AND
THE
EXECUTIVE
ACKNOWLEDGE
THAT
EACH
IS
ENTERING
INTO THIS
AGREEMENT OF ITS OWN
FREE WILL AND ACCORD, AND WITH NO DURESS, THAT EACH HAS READ
THIS AGREEMENT AND THAT
UNDER­STANDS IT AND ITS LEGAL CONSEQUENCES. No parol or other evidence may be
admitted to alter, modify or construe this Agreement, which may be changed only
by a writing signed by the parties hereto.

                       (d)          Severability;
Reformation. In the event that one or more of the provisions of this
Agreement shall become invalid, illegal or unenforceable in any respect, the
validity, legality and enforceability of the remaining provisions contained
herein shall not be affected thereby. In the event any of Section 9(a), (b),
(c), (d) or (e) is not enforceable in accordance with its terms, NBL, the
Executive and the Company agree that such Section, or such portion of such 

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Section, shall be
reformed to make it enforceable in a manner which provides the Company the
maximum rights permitted under applicable law.

                       (e)          Waiver.
Waiver by any party hereto of any breach or default by another party of any of
the terms of this Agreement shall not operate as a waiver of any other breach
or default, whether similar to or different from the breach or default waived.
No waiver of any provision of this Agreement shall be implied from any course
of dealing between the parties hereto or from any failure by either party
hereto to assert its or his rights hereunder on any occasion or series of
occasions.

                       (f)          Notices.
Any notice required or desired to be delivered under this Agreement shall be in
writing and shall be delivered personally, by courier service, by reg­istered
mail, return receipt requested, or by telecopy and shall be effective upon
dispatch to the party to whom such notice shall be directed, and shall be
addressed to the other party at the address appearing on the signature page
hereto.

                       (g)          Amendments.
This Agreement may not be altered, modified or amended except by a written
instrument signed by each of the parties hereto.

                       (h)          Headings.
Headings to sections in this Agreement are for the convenience of the parties
only and are not intended to be part of or to affect the meaning or
interpretation hereof.

                       (i)          Counterparts.
This Agreement may be executed in counterparts, each of which shall be deemed
an original but both of which together shall constitute one and the same
Agreement.

                       (j)          Context.
Unless the context of this Agree­ment
clearly requires otherwise, references to the plural include the singu­lar, to
the singular include the plural, to the part include the whole, and to the male
gender shall also pertain to the female and neuter genders and vice versa. The
term “including” is not limit­ing, and the term “or” has the inclusive meaning
represented by the phrase “and/or”. The words “hereof,” “herein,” “hereby”,
“hereto”, “hereunder” and similar terms in this Agree­ment refer to this
Agreement as a whole and not to any particular provision of this Agreement.
Section and Exhibit and clause references are to this Agreement unless
otherwise speci­fied.

          IN
WITNESS WHEREOF, the parties have executed this Agreement as of the day and
year first above written.

	
 

	
 

	
 

	
 

	
 

	
THE COMPANY:

	
 

	
 

	
 

	
 

	
 

	
FINANCIAL SERVICES INC.

	
 

	
 

	
 

	
 

	
 

	
By:

	
     /s/ Robert Tonge 

	
(SEAL)

	
 

	
 

	

	
 

	
 

	
 

	
Robert Tonge, Authorized Agent

	
 

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NBL:

	
 

	
 

	
 

	
 

	
 

	
 

	
NBL TECHNOLOGIES 
INC.

	
 

	
 

	
 

	
 

	
 

	
 

	
By:

	
     /s/ Robert Tonge

	
(SEAL)

	
 

	
 

	

	
 

	
 

	
 

	
Robert Tonge, Authorized Agent

	
 

          The
undersigned hereby joins in the execution of this Agreement to signify his
agreement to be bound hereby to the extent set forth herein.

	
 

	
 

	
 

	
     /s/ Robert Tonge

	
 

	

	
 

	
ROBERT TONGE

- 7 -SERVICES AGREEMENT 

          THIS
SERVICES AGREEMENT (this “Agreement”) is made and entered into as of June 10, 2006, by
and between FASTCASH (ANTIGUA) LIMITED,
a corporation organized and existing under the laws of The Commonwealth of
Dominica (the “Company”), and NBL TECHNOLOGIES INC., a corporation
organized and existing under the laws of Belize (“NBL”).  

RECITALS

          WHEREAS,
the Company is engaged in the payday loan business of advancing short term
loans to borrowers secured by the pledge of the respective borrowers’ expected
salary payment (the “Business”);
and 

          WHEREAS,
NBL, through the services of its authorized agent Robert Tonge (the “Executive”), has expertise in managing and
operating businesses similar to the Business; and 

          WHEREAS,
the Company desires to engage NBL to manage and operate the Business
specifically through services to be provided by the Executive to the Company
through NBL and to perform other duties which may be assigned from time to time
by the Board of Directors of the Company or its designee (the “Board”) in its/his discretion; and 

          WHEREAS,
the parties desire to enter into this Agreement to be effective from and after
the date hereof. 

          NOW,
THEREFORE, in consideration of the foregoing, the mutual promises herein
contained, and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereby agree as
follows:  

          1.          Engagement.

                       (a)          Agreement
to Engage. Upon the terms and subject to the conditions of this Agreement,
the Company hereby engages NBL and NBL hereby accepts such engagement by the
Company. 

                       (b)          Term
of Engagement. Subject to Section
7, the term of this Agreement shall commence as of the date hereof and end on
the third anniversary of the date hereof.
Thereafter, the term of this Agreement shall automatically renew for
successive one-year periods unless either party gives notice to the other at
least 45 days prior to the end of the then-current term. The period during which this Agreement is
effective, including any renewal thereof shall be referred to as the “Engagement Period.” 

          2.
Position and Duties. 

                       (a)          During
the Engagement Period, NBL shall be responsible for personnel management, sales
goals and authority, facilities and equipment management, and financial
performance, subject to the discretion of the Board, and such other reasonable
duties not inconsistent with such roles as may be directed to NBL by the
Board. Without limiting the generality
of the foregoing, NBL shall be responsible for determining the credit
worthiness of customers of the Company’s services.  

                       (b)          NBL
agrees that the Executive shall provide the services hereunder to the Company
on behalf of NBL and the Executive hereby agrees to act in such capacity in
accordance with the terms hereof. NBL
shall cause the Executive to, and the Executive, shall diligently and
conscientiously devote his full and exclusive business time and attention and
best efforts in discharging his duties hereunder and to affiliates of the
Company, as shall be determined by the Company (the “Affiliates”), pursuant to the terms of services agreements
similar to this Agreement entered into with any Affiliate, except for the
Executive’s responsibilities to the Tonge Group of Companies. Under no
circumstances shall these responsibilities interfere with or be to the detriment
of the Company or any Affiliate. 

          3.          Compensation.

                       (a)          Annual
Fee. The Company shall pay NBL a base annual fee at the rate of EC$12,000
per annum per office in which services hereunder are provided (“Annual Base Fee”). The Annual Base Fee will be
subject to
increase as from time to time determined by the Board in its sole
discretion. The Annual Base Fee shall
be payable monthly and shall be subject to all applicable withholding amounts.

                       (b)          [INTENTIONALLY
OMITTED] 

                       (c)          Annual
Bonus. In addition to the Annual Base Fee, for each full year of the
Engagement Period, NBL may receive an annual bonus in the discretion of the
Board. Any Bonus shall be subject to
all applicable withholdings. 

          4.          Benefits.
During the Engagement Period, the Company, together with the Affiliates which
engage NBL to provide services similar to the services provided hereunder,
shall provide NBL and the Executive with the following benefits: 

                       (a)          Participation
by the Executive in any group health plans, retirement plans, disability income
insurance and term life insurance policies sponsored or arranged by the Company
for its employees from time to time in accordance with the Company’s personnel
benefits policies and to the extent allowed by such plans. Nothing herein shall obligate the Company to
continue any such benefit plan currently offered to employees or offered to employees
in the future. 

                       (b)          The
Executive shall be allowed four (4) weeks per year of paid time off in
accordance with the Company’s policies. 

                       (e)          All
costs and expenses of a mobile phone for the Executive’s use in connection with
the performance of his duties, in accordance with the terms and conditions that
the Board shall determine from time to time. 

          5.          Business
Expenses. The Company shall pay or reimburse NBL and the Executive for
business expenses incurred by NBL or the Executive during the Engagement Period
in connection with the Business in accordance with the Company’s policy from
time to time. 

          6.          Termination
of Engagement. NBL’s engagement hereunder and any obligations of the
Company to the Executive will be terminated in accordance with Sections 6(a)
and 6(d), or may be terminated in accordance with Sections 6(b), (c), (e) and
(f), as follows: 

- 2 -

                       (a)          NBL’s
engagement and any obligations of the Company to the Executive will be
terminated upon the last day of the Engagement Period without a renewal. 

                       (b)          The
Company may terminate NBL’s engagement hereunder for Cause. For purposes of this Agreement, the Company
shall have “Cause” hereunder upon
(i) the willful and continued failure by NBL or the Executive to substantially
perform their respective duties hereunder, after written demand for substantial
performance is delivered by the Company that specifically identifies the manner
in which the Company believes such duties have not been substantially
performed, which is not cured within 30 days after notice of such failure has
been given to the Executive by the Company, or (ii) the willful engaging by NBL
or the Executive in misconduct which is materially injurious to the Company,
monetarily or otherwise (including conduct that constitutes competitive
activity pursuant to Section 9 hereof).
For purposes of this paragraph, no act, or failure to act, on NBL’s or
the Executive’s part shall be considered “willful” unless done, or omitted to
be done, not in good faith and without reasonable belief that such action or
omission was in the best interest of the Company. 

                       (c)          NBL
may, without incurring liability or forfeiting any compensation or benefit
provided hereunder, terminate this Agreement for Good Reason. For purposes of this Agreement, “Good Reason” shall
mean a failure by the
Company to comply with any material provision of this Agreement which has not
been cured within 30 days after written notice of such noncompliance has been
given by the Executive to the Company. 

                       (d)          NBL’s
engagement and any obligations of the Company to the Executive will terminate
upon the death of the Executive. 

                       (e)          The
Company may terminate NBL’s engagement and any obligations of the Company to
the Executive if the Executive is Permanently Disabled (as hereafter defined). For purposes of this Agreement, the term
“Permanently Disabled” or “Permanent Disability” shall mean (i)
becoming permanently disabled as provided in any permanent disability income
policy provided by the Company under this Agreement insuring the Executive or
(ii) in the absence of any such disability income policy, the inability for a
period of four consecutive months, with reasonable accommodation, due to a
mental or physical injury, illness or disorder, of Executive to provide
substantially all of the services required pursuant to this Agreement to be
provided by NBL. 

                       (f)          NBL
or the Company may terminate NBL’s engagement and any obligations of the
Company to the Executive hereunder on six months’ advance written notice to the
other. 

                       (g)          Any
termination of this Agreement by the Company or NBL (other than termination by
reason of the Executive’s death) shall be communicated by written notice to the
other party. Each such notice shall indicate
the specific termination provision of this Agreement relied upon and shall set
forth in reasonable detail the facts and circumstances claimed to provide a
basis for termination of this Agreement under the provision so indicated. If, within thirty (30) days following any
written notice of termination, the party receiving the notice notifies the
other party in writing that a dispute exists concerning the termination, which
notice sets forth in reasonable detail the basis for such dispute, the termination
will not be effective until the date when the dispute is finally determined,
either by mutual written agreement of the parties, by a 

- 3 -

binding and
final arbitration award or by a final judgment, order or decree of a court of
competent jurisdiction (the time for appeal therefrom having expired and no
appeal having been perfected). 

          7.          Effect
of Termination.

                       In
the event that this Agreement is terminated for any reason, NBL shall be paid
on the payroll date next following the date of termination, all compensation,
and reimbursement of all expenses, for the Engagement Period accruing through
the effective date of termination.
Neither NBL nor the Executive shall be entitled to any additional
payment. 

          8.          [INTENTIONALLY
OMITTED] 

          9.          Restrictive
Covenants. 

                       (a)          Non-competition.
During the Engagement Period, and so long as the Executive or any affiliate of
the Executive is directly or indirectly is a shareholder on the Company and for
a period of three years thereafter, neither NBL nor the Executive will,
directly or indirectly, either as principal, agent, employee, or in any other
capacity, enter into or engage in any business in which the Company is engaged
during the Engagement Period except on behalf of the Company or an
Affiliate. In the event this Agreement
is terminated by the Company pursuant to Section 6(f), the restriction set
forth in the foregoing sentence shall not be applicable. During the Engagement Period and for a
period of three years thereafter, neither NBL nor the Executive will, directly
or indirectly, either as principal, agent, employee, or in any other capacity,
solicit any person or entity who is or was a customer of the Company at any
time during the 12 months preceding the end of the Engagement Period. 

                       (b)          CONFIDENTIALITY.
DURING THE ENGAGEMENT
PERIOD AND AT ALL TIMES AFTER THE TERMINATION OF THIS AGREEMENT FOR ANY REASON,
NEITHER NBL NOR THE EXECUTIVE WILL, DIRECTLY OR INDIRECTLY, DISCLOSE TO ANY
THIRD PARTY ANY TRADE SECRETS, CUSTOMER LISTS OR OTHER CONFIDENTIAL INFORMATION
PERTAINING TO THE BUSINESS OF THE COMPANY.

                       (c)          Company
Property. Promptly following the termination of this Agreement for any
reason, NBL and the Executive shall return to the Company all property of the
Company, and originals and any copies thereof in NBL’s or the Executive’s
possession or under their respective control, including all confidential
information and trade secrets, in whatever media or in whatever form. 

                       (d)          Non-solicitation
of Employees. During the Engagement Period and for a period of three years
thereafter, neither NBL nor the Executive shall, directly or indirectly, induce
any employee of the Company or any of its affiliates to terminate employment
with such entity, and will not directly or indirectly, either individually or
as owner, agent, employee, consultant or otherwise, employ or offer employment
to any person who is or was employed by the Company or a subsidiary thereof
except on behalf of an Affiliate or unless such person shall have ceased to be
employed by such entity for a period of at least three months. 

                       (e)          INJUNCTIVE
RELIEF WITH RESPECT TO COVENANTS.
NBL AND THE EXECUTIVE ACKNOWLEDGE AND AGREE THAT THE COVENANTS AND OBLIGATIONS
OF NBL AND THE EXECUTIVE WITH RESPECT TO NON-COMPETITION, NON-SOLICITATION,

- 4 -

CONFIDENTIALITY AND COMPANY PROPERTY RELATE
TO SPECIAL, UNIQUE AND EXTRAORDINARY MATTERS AND THAT A VIOLATION OF ANY OF THE
TERMS OF SUCH COVENANTS AND OBLIGATIONS WILL CAUSE THE COMPANY AND ITS
SUBSIDIARIES IRREPARABLE INJURY FOR WHICH ADEQUATE REMEDIES ARE NOT AVAILABLE
AT LAW. THEREFORE, NBL AND THE EXECUTIVE AGREE THAT THE COMPANY AND ITS SUBSIDIARIES SHALL BE ENTITLED TO AN
INJUNCTION, RESTRAINING ORDER OR SUCH OTHER EQUITABLE RELIEF AS A COURT OF
COMPETENT JURISDICTION MAY DEEM NECESSARY OR APPROPRIATE TO RESTRAIN NBL OR THE
 EXECUTIVE FROM COMMITTING ANY VIOLATION OF THE COVENANTS AND OBLIGATIONS
CONTAINED IN THIS SECTION. THESE
INJUNCTIVE REMEDIES ARE CUMULATIVE AND ARE IN ADDITION TO ANY OTHER RIGHTS AND
REMEDIES THE COMPANY OR ITS SUBSIDIARIES MAY HAVE AT LAW OR IN EQUITY. IN THE EVENT (I) THE ENFORCEABILITY OF ANY
OF THE COVENANTS CONTAINED IN THIS SECTION IS CHALLENGED BY NBL OR THE
EXECUTIVE IN ANY JUDICIAL PROCEEDING, (II) NBL AND THE EXECUTIVE ARE NOT
ENJOINED IN SUCH PROCEEDING FROM BREACHING SUCH COVENANT, AND (III) NBL AND THE EXECUTIVE DO, IN FACT, BREACH SUCH COVENANT, THEN, IF A COURT OF COMPETENT
JURISDICTION DETERMINES THAT THE CHALLENGED COVENANT IS ENFORCEABLE, THE TIME
PERIOD SET FORTH IN SUCH COVENANT SHALL BE DEEMED TOLLED UPON THE INITIATION OF
SUCH PROCEEDING UNTIL THE DISPUTE IS FINALLY RESOLVED AND ALL PERIODS OF APPEAL
HAVE EXPIRED.

          10.          Miscellaneous.

                         (a)     
     Binding Effect. This Agreement shall be binding
on and inure to the benefit of the Company and any person or entity which
succeeds to the interest of the Company (regardless of whether such succession
occurs by operation of law, by reason of the sale of all or a portion of the
Company’s stock or assets or a merger, consolidation or reorganization involving
the Company). This Agreement shall also
be binding on and inure to the benefit of NBL and the Executive.  

                  
       (b)          Assignment. Neither this Agreement nor any of the rights
or obligations hereunder shall be assigned or delegated by any party hereto
without the prior written consent of the other parties.  

              
           (c)          Entire Agreement. This Agreement supersedes
any and all prior agreements between the parties hereto, and constitutes the
entire agreement between the parties hereto with respect to the matters
referred to herein, and no other agreement, oral or otherwise, shall be binding
between the parties unless it is in writing and signed by the party against
whom enforcement is sought. There are no
promises, representations, inducements or statements between the parties other
than those that are expressly contained herein. NBL AND THE EXECUTIVE ACKNOWLEDGE THAT EACH IS ENTERING INTO THIS
AGREEMENT OF ITS OWN FREE WILL AND ACCORD, AND WITH NO DURESS, THAT EACH HAS
READ THIS AGREEMENT AND THAT UNDERSTANDS IT AND ITS LEGAL CONSEQUENCES. No parol or other evidence may be admitted
to alter, modify or construe this Agreement, which may be changed only by a
writing signed by the parties hereto.  

                         (d)          Severability;
Reformation. In the event that one or more of the provisions of this
Agreement shall become invalid, illegal or unenforceable in any respect, the
validity, legality and enforceability of the remaining provisions contained
herein shall not be affected thereby.
In the event any of Section 9(a), (b), (c), (d) or (e) is not
enforceable in accordance with its terms, NBL, the Executive and the Company
agree that such Section, or such portion of such 

- 5 -

Section, shall
be reformed to make it enforceable in a manner which provides the Company the
maximum rights permitted under applicable law. 

                         (e)          Waiver.
Waiver by any party hereto of any breach or default by another party of any of the
terms of this Agreement shall not operate as a waiver of any other breach or
default, whether similar to or different from the breach or default
waived. No waiver of any provision of
this Agreement shall be implied from any course of dealing between the parties
hereto or from any failure by either party hereto to assert its or his rights
hereunder on any occasion or series of occasions. 

                         (f)          Notices.
Any notice required or desired to be delivered under this Agreement shall be in
writing and shall be delivered personally, by courier service, by registered
mail, return receipt requested, or by telecopy and shall be effective upon
dispatch to the party to whom such notice shall be directed, and shall be
addressed to the other party at the address appearing on the signature page
hereto. 

                         (g)          Amendments.
This Agreement may not be altered, modified or amended except by a written
instrument signed by each of the parties hereto. 

                         (h)          Headings.
Headings to sections in this Agreement are for the convenience of the parties
only and are not intended to be part of or to affect the meaning or
interpretation hereof. 

                         (i)          Counterparts.
This Agreement may be executed in counterparts, each of which shall be deemed
an original but both of which together shall constitute one and the same
Agreement. 

                         (j)          Context.
Unless the context of this Agreement clearly
requires otherwise, references to the plural include the singular, to the
singular include the plural, to the part include the whole, and to the male
gender shall also pertain to the female and neuter genders and vice versa. The term “including” is not limiting, and
the term “or” has the inclusive meaning represented by the phrase
“and/or”. The words “hereof,” “herein,”
“hereby”, “hereto”, “hereunder” and similar terms in this Agreement refer to
this Agreement as a whole and not to any particular provision of this
Agreement. Section and Exhibit and
clause references are to this Agreement unless otherwise specified. 

          IN
WITNESS WHEREOF, the parties have executed this Agreement as of the day and
year first above written. 

	
 

	
 

	
 

	
 

	
 

	
THE COMPANY:

	
 

	
 

	
 

	
 

	
 

	
FASTCASH (ANTIGUA) LIMITED

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
By:    /s/
 Robert Tonge

	
(SEAL)

	
 

	
 

	

	
 

	
 

	
      Robert
 Tonge, Authorized Agent

	
 

- 6 -

	
 

	
 

	
 

	
 

	
 

	
NBL:

	
 

	
 

	
 

	
NBL TECHNOLOGIES INC.

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
 

	
By:    /s/
 Robert Tonge

	
(SEAL)

	
 

	
 

	

	
 

	
 

	
      Robert
 Tonge, Authorized Agent

	
 

          The
undersigned hereby joins in the execution of this Agreement to signify his
agreement to be bound hereby to the extent set forth herein. 

	
 

	
 

	
 

	
 

	
     /s/
 Robert Tonge

	
 

	
 

	

	
 

	
 

	
ROBERT TONGE

	
 

- 7-

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