Document:

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                                                                    EXHIBIT 4.13

                               October 17, 2000

VIA E-MAIL

Board of Directors
Applied Voice Recognition, Inc.,
d/b/a e-DOCS.net

      Re: Authorized Shares of Common Stock ("Common Stock") of Applied Voice
          Recognition, Inc., d/b/a e-DOCS.net (the "Corporation"); Options to
          Purchase Common Stock (the "Options")

Gentlemen:

      In connection with filing the Form SB-2 Registration Statement, we request
your agreement that, due to the lack of authorized, unissued shares of Common
Stock, no director of the Corporation will exercise any Options held by him
until an amendment to the Certificate of Incorporation of the Corporation
increasing the number of authorized shares of Common Stock is approved, which is
anticipated to occur at the next annual meeting of stockholders, tentatively
scheduled for the first week of December, 2000. Please acknowledge your
agreement to the terms set forth herein by signing in the space provided below
and returning this letter with your signature to me by fax as soon as possible.
We will be filing the Form SB-2 Registration Statement early next week and
failure to have this letter agreement in place for each director will prohibit
or delay such filing.

      Thank you for prompt attention to this matter.

                                        Very truly yours,

                                        APPLIED VOICE RECOGNITION, INC., d/b/a
                                        e-DOCS.net

                                        J. William Boyar
                                        Chairman

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Board of Directors
Applied Voice Recognition, Inc.
Page 2

_______________________________

AGREED TO AND ACCEPTED
by the undersigned this    day
of October, 2000:

_______________________________
Printed Name: _________________<PAGE>

                                                                    EXHIBIT 4.14

                    OPTION AND WARRANT FORFEITURE AGREEMENT

     THIS OPTION AND WARRANT FORFEITURE AGREEMENT (this "Agreement") is made and
entered into on the 20th day of October, 2000 (the "Effective Date") by and
between TIMOTHY J. CONNOLLY, an individual residing in Houston, Harris County,
Texas ("Connolly"), and APPLIED VOICE RECOGNITION, INC., a Delaware corporation
doing business as e-DOCS.net ("AVRI").

                              W I T N E S S E T H:

     WHEREAS, reference is hereby made to those options and warrants issued by
AVRI to Connolly listed on EXHIBIT "A" attached hereto (the "Subject Options and
Warrants"); and

     WHEREAS, AVRI has requested that Connolly forfeit, and Connolly has agreed
to forfeit, the Subject Options and Warrants;

     NOW, THEREFORE, for and in consideration of the mutual promises, agreements
and covenants set forth in this Agreement, and for other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereto hereby agree as follows:

     1.   FORFEITURE OF THE SUBJECT OPTIONS AND WARRANTS.  Connolly has
FORFEITED AND SURRENDERED, and by these presents does hereby FORFEIT AND
SURRENDER, to AVRI the Subject Options and Warrants and any and all rights,
titles and interests in and to the Subject Options and Warrants that Connolly
may have as of the Effective Date.

     2.   FURTHER ASSURANCES.  Following the Effective Date, Connolly and AVRI
each hereby agree to execute and deliver to the other such additional documents
as may be reasonably requested by the other to give effect to, and to carry out,
the forfeiture and surrender made the subject to this Agreement.

     3.   ATTORNEY'S FEES.  If either party to this Agreement institutes any
legal or equitable action to enforce the terms and conditions of this Agreement,
the prevailing party shall be entitled to recover its reasonable attorney's fees
and costs incurred therein.

     4.   SUCCESSORS AND ASSIGNS; ASSIGNMENT.  This Agreement shall be binding
upon and inure to the benefit of Connolly and AVRI and their respective heirs,
legal representatives, successors and permitted assigns.  This Agreement may not
be assigned by either party without the other party's prior written consent.

     5.   SEVERABILITY.  If any term, provision, covenant or condition of this
Agreement is held by a court of competent jurisdiction to be invalid, void or
unenforceable, the remainder of the provisions herein shall remain in full force
and effect and shall in no way affected, impaired or invalidated.

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     6.   ENTIRE AGREEMENT; AMENDMENT.  This Agreement represents the entire
understanding and agreement between Connolly and AVRI regarding the subject
matter hereof, and supersedes all other written and oral agreements and
understandings.  This Agreement may only be amended by written instrument
executed by Connolly and AVRI.

     EXECUTED by the parties as of the Effective Date.

                                 CONNOLLY:

                                 /s/ Timothy J. Connolly
                                 ---------------------------------------------
                                 Timothy J. Connolly

                                 AVRI:

                                 APPLIED VOICE RECOGNITION, INC., a Delaware
                                 corporation doing business as e-DOCS.net

                                 By: /s/ James G. Springfield
                                 ---------------------------------------------
                                     James G. Springfield,
                                     President and Chief Executive Officer

                               Signature Page to
                    Option and Warrant Forfeiture Agreement

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                                  EXHIBIT "A"

                     List of Forfeited Options and Warrants

1.   FIVE HUNDRED (500) options granted to Connolly by AVRI as of December 24,
     1997, pursuant to the terms of that certain Option Agreement, which options
     have an exercise price of $3.50 per share.

2.   ONE HUNDRED EIGHTY THOUSAND (180,000) options granted to Connolly by AVRI
     as of May 15, 1997, pursuant to the terms of that certain Option Agreement,
     which options have an exercise price of $1.60 per share.

3.   TWO THOUSAND FIVE HUNDRED (2,500) options granted to Connolly by AVRI as of
     August 16, 1999, pursuant to the terms of that certain Option Agreement,
     which options have an exercise price of $0.906 per share.

4.   THIRTY-NINE THOUSAND SIX HUNDRED SIXTY-TWO (39,662) warrants granted to
     Connolly by AVRI as of December 1, 1998, pursuant to the terms of that
     certain Warrant, which warrants have an exercise price of $1.00 per share.

                                       1<PAGE>

                                                                    EXHIBIT 4.20

                            SUBSCRIPTION AGREEMENT

Applied Voice Recognition, Inc.
1770 St. James Place, Suite 116
Houston, Texas 77056

        1. Subscription. The undersigned hereby tenders this subscription and
applies for the purchase of the number of shares of Common Stock, $0.001 par
value per share, of Applied Voice Recognition, Inc., a Delaware corporation
doing business as e-DOCS.net (the "Company") set forth on the signature page of
this agreement (the "Subject Stock"). The minimum purchase is $150,000 and the
per share purchase price is $0.15. Together with this Subscription Agreement,
the undersigned is delivering to the Company its check payable to "Applied Voice
Recognition, Inc." in the full amount of the purchase price for the Subject
Stock which the undersigned is subscribing for pursuant hereto.

        2. Representations and Warranties. In order to induce the Company to
accept this subscription, the undersigned hereby represents and warrants to, and
covenants with, the Company as follows:

            (a) Authorization. The undersigned has full power and authority to
        enter into this Agreement and that this Subscription Agreement
        constitutes a value and legally binding obligation of the undersigned.

            (b) Purchase Entirely for Own Account. This Subscription Agreement
        is made with the undersigned in reliance upon the undersigned's
        representation to the Company, that the Subject Stock to be purchased by
        the undersigned will be acquired for investment for the undersigned's
        own account, not as a nominee or agent, and not with a view to the
        resale or distribution of any part thereof, and that the undersigned has
        no present intention of selling, granting any participation in, or
        otherwise distributing the same. By executing this Subscription
        Agreement, the undersigned further represents that the undersigned does
        not have any contract, undertaking, agreement or arrangement with any
        person to sell, transfer or grant participations to such person or to
        any third person, with respect to any of the Subject Stock.

            (c) Reliance Upon the Undersigned's Representations. The undersigned
        understands that the Subject Stock is not, registered under the
        Securities Act of 1933 (the "Securities Act") on the ground that the
        sale provided for in this Subscription Agreement and the issuance of
        securities hereunder is exempt from registration under the Securities
        Act pursuant to Section 4(2) thereof, and that the Company's reliance on
        such exemption is predicated on the undersigned's representations set
        forth herein. The undersigned realizes that the basis for the exemption
        may not be present if, notwithstanding such representations, the
        undersigned has in mind merely acquiring

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        shares of the Subject Stock with a present intention to sell those
        securities in the near future.

            (d) Receipt of Information. The undersigned has received all of the
        information it considers necessary or appropriate for deciding whether
        to purchase the Subject Stock. Specifically, and not by way of
        limitation, the undersigned confirms that it has received and had an
        opportunity to read the Company's Annual Report on Form 10-K for the
        year ending December 31, 1999 and the Company's Quarterly Report on Form
        10-Q for the quarter ending June 30, 2000, both as filed with the
        Securities and Exchange Commission. The undersigned further represents
        that it has had an opportunity to ask questions and receive answers from
        the Company regarding the terms and conditions of the offering of the
        Subject Stock and the business, properties, prospects and financial
        condition of the Company and to obtain additional information (to the
        extent the Company possessed such information or could acquire it
        without unreasonable effort or expense) necessary to verify the accuracy
        of any information furnished to it or to which it had access.

            (e) Risk of Loss; Investment Experience. The undersigned is able to
        bear the economic risk of the investment in the Subject Stock, has an
        adequate income independent of any income that might be produced from an
        investment in the Subject Stock and has sufficient net worth to sustain
        a loss of all of the undersigned's investment in the Subject Stock
        without economic hardship if such a loss should occur. The undersigned
        acknowledges that an investment in the Subject Stock is an extremely
        risky investment. The undersigned represents that the undersigned is
        experienced in evaluating and investing in securities of companies in
        the development stage and acknowledges that it is able to fend for
        itself, can bear the economic risk of its investment, and has such
        knowledge and experience in financial or business matters that it is
        capable of evaluating the merits and risks of the investment in the
        Subject Stock. The undersigned also represents the undersigned has not
        been organized for the sole purpose of acquiring the Subject Stock.

            (f) Accredited Investor.

                  (i) The term "Accredited Investor" as used herein refers to a
            person or entity who:

                        (A) Is a director or executive officer of the Company;

                        (B) Any bank as defined in Section 3(a)(2) of the
                  Securities Act, or any savings and loan association or other
                  institution as defined in Section 3(a)(5)(A) of the Securities
                  Act whether acting in its individual or fiduciary capacity;
                  any broker or dealer registered pursuant to Section 15 of the
                  Securities Exchange Act of 1934; insurance company as defined
                  in Section 2(13) of the Securities Act; investment company
                  registered under the Investment Company Act of 1940 or a
                  business development company as defined in Section 2(a)(48) of
                  that Securities Act; Small Business Investment Company
                  licensed by the U.S. Small Business

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                  Administration under Section 301(c) or (d) of the Small
                  Business Investment Act of 1958; Employee Benefit Retirement
                  Income Security Act of 1974, if the investment decision is
                  made by a plan fiduciary, as defined in Section 3(21) of such
                  act, which is either a bank, savings and loan association,
                  insurance company, or registered investment adviser, or if the
                  employee benefit plan has total assets in excess of $5,000,000
                  or, if a self-directed plan, with investment decisions made
                  solely by persons that are accredited investors;

                        (C)  Any private business development company as defined
                  in Section 202(a)(22) of the Investment Advisers Act of 1940;

                        (D)  Any organization described in Section 501(c)(3) of
                  the Internal Revenue Code, corporation, Massachusetts or
                  similar business trust, or partnership, not formed for the
                  specific purpose of acquiring the securities offered, with
                  total assets in excess of $5,000,000;

                        (E)  Any natural person whose individual net worth, or
                  joint net worth with that person's spouse, at the time of such
                  person's purchase exceeds $1,000,000;

                        (F)  Any natural person who had an individual income in
                  excess of $200,000 in each of the two most recent years or
                  joint income with that person's spouse in excess of $300,000
                  in each of those years and has a reasonable expectation of
                  reaching the same income level in the current year;

                        (G)  Any trust, with total assets in excess of
                  $5,000,000, not formed for the specific purpose of acquiring
                  the securities offered, whose purchase is directed by a person
                  who has such knowledge and experience in financial and
                  business matters that such person is capable of evaluating the
                  merits and risks of the prospective investment; or

                        (H)  Any entity in which all of the equity owners are
                  Accredited Investors. As used in this Section 3.61(i), the
                  term "net worth" means the excess of total assets over total
                  liabilities. For the purpose of determining a person's net
                  worth, the principal residence owned by an individual should
                  be valued at fair market value, including the cost of
                  improvements, net of current encumbrances. As used in this
                  Section 3.6(i), "income" means actual economic income, which
                  may differ from adjusted gross income for income tax purposes.
                  Accordingly, the undersigned should consider whether it should
                  add any or all of the following items to its adjusted gross
                  income for income tax purposes in order to reflect more
                  accurately its actual economic income: any amounts
                  attributable to tax-exempt income received, losses claimed as
                  a limited partner in any limited partnership, deductions
                  claimed for depletion, contributions to an IRA or Keogh
                  retirement plan, and alimony payments.

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                (ii) The undersigned as to itself represents to the Company that
        the undersigned is an Accredited Investor.

        (g) Restricted Securities. The undersigned understands that the Subject
    Stock may not be sold, transferred, or otherwise disposed of without
    registration under the Securities Act or an exemption therefrom, and that in
    the absence of an effective registration statement covering the Subject
    Stock or an available exemption from registration under the Securities Act,
    the Subject Stock must be held indefinitely. In particular, the undersigned
    is aware that the Subject Stock may not be sold pursuant to Rule 144
    promulgated under the Securities Act unless all of the conditions of that
    Rule are met. Among the conditions for use of Rule 144 is the availability
    of current information to the public about the Company.

        (h) Legends. To the extent applicable, each certificate or other
    document evidencing any of the Subject Stock, shall be endorsed with the
    legends set forth below, and each of the undersigned covenants that, except
    to the extent such restrictions are waived by the Company, the undersigned
    shall not transfer the shares represented by any such certificate without
    complying with the restrictions on transfer described in the legends
    endorsed on such certificate:

        "THE SHARES REPRESENTED HEREBY HAVE NOT BEEN REGISTERED UNDER THE UNITED
        STATES SECURITIES ACT OF 1933, AS AMENDED, AND MAY NOT BE SOLD,
        TRANSFERRED, ASSIGNED, PLEDGED, OR HYPOTHECATED ABSENT AN EFFECTIVE
        REGISTRATION THEREOF UNDER SUCH ACT OR COMPLIANCE WITH RULE 144
        PROMULGATED UNDER SUCH ACT, OR UNLESS THE COMPANY HAS RECEIVED AN
        OPINION OF COUNSEL, SATISFACTORY TO THE COMPANY AND ITS COUNSEL, THAT
        SUCH REGISTRATION IS NOT REQUIRED."

        (i) Foreign Investor. To the extent that the undersigned is not a U.S.
    person or entity, the undersigned hereby represents that it has satisfied
    itself as to the full observance of the laws of its jurisdiction in
    connection with an invitation to subscribe for the Subject Stock or any use
    of this Subscription Agreement, including (i) the legal requirements within
    the undersigned's jurisdiction for the purchase of the Subject Stock, (ii)
    any foreign exchange restrictions applicable to such purchase, (iii) any
    governmental or other consents which may need to be obtained, and (iv) the
    income tax and other tax consequences, if any, which may be relevant to the
    purchase, holding, redemption, sale or transfer of the Subject Stock. The
    undersigned's subscription and payment for, and its continued beneficial
    ownership of the Subject Stock will not violate any applicable securities or
    other laws of its jurisdiction.

    3. Company's Discretion to Accept Subscription. The undersigned understands
that this subscription is not binding upon the Company until the Company accepts
it, which

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acceptance is at the sole discretion of the Company and is to be evidenced by
the Company's execution of this Subscription Agreement where indicated. This
Subscription Agreement shall be null and void if the Company does not accept it
as aforesaid.

        4. Subscriber's Indemnity.  The undersigned agrees to indemnify the
Company and hold it harmless from and against any and all losses, damages,
liabilities, costs and expenses which it may sustain or incur in connection with
the breach by the undersigned of any representation, warranty or covenant made
by it herein.

        5.  Registration of Subject Stock.  Upon acceptance of this Agreement by
the Company, the Company and the undersigned will enter into a Registration
Rights Agreement in the form attached hereto as Exhibit "A".

        6.  No Assignment.  Neither this Subscription Agreement nor any of the
rights of the undersigned hereunder may be transferred or assigned by the
undersigned.

        7.  Modification; Entire Agreement; Successors.  This Subscription
Agreement (i) may only be modified by a written instrument executed by the
undersigned and the Company; (ii) sets forth the entire agreement of the
undersigned and the Company with respect to the subject matter hereof; and (iii)
shall inure to the benefit of, and be binding upon the Company and the
undersigned and its respective, legal representatives, successors and assigns.

        8.  Gender.  Unless the context otherwise requires, all personal
pronouns used in this Subscription Agreement, whether in the masculine, feminine
or neuter gender, shall include all other genders.

        9.  Notices.  All notices or other communications hereunder shall be in
writing and shall be deemed to have been duly given if delivered personally or
mailed by certified or registered mail, return receipt requested, postage
prepaid, as follows: if to the undersigned, to the address set forth on the
signature page hereto; and if to the Company, to Applied Voice Recognition,
Inc., 1770 St. James Place, Suite 116, Houston, Texas 77056, Facsimile No.
(713) 621-7059, Attention: President, or to such other address as the Company or
the undersigned shall have designated to the other by like notice.

                    [REST OF PAGE INTENTIONALLY LEFT BLANK]

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        IN WITNESS WHEREOF, the undersigned has executed this Subscription
Agreement this     day of August, 2000.

                                               SUBSCRIBER:

___________ (total amount
of investment desired)

Address of Subscriber:
                                               -----------------------------
                                               Name: James W. Neighbours

                                               COMPANY:

                                               APPLIED VOICE RECOGNITION, INC.,
                                               a Delaware corporation d/b/a
                                               e-DOCS.net

                                               By:
                                                   --------------------------
                                               Name:   Timothy J. Connolly
                                               Title:  President

                               Signature Page to
                            Subscription Agreement

                                       6

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