Document:

Exhibit 10.2 - 2010 Omnibus Incentive Plan Performance Unit Award Form

Exhibit 10.2

QUAD/GRAPHICS, INC.
2010 OMNIBUS INCENTIVE PLAN
PERFORMANCE UNIT AWARD

[Name]
[Address]

Dear ____________________:

You have been granted an Award under the Quad/Graphics, Inc. 2010 Omnibus Incentive Plan (the "Plan") with the following terms and conditions:

		
	Grant Date:
	____________________, 20__

		
	Performance Period:
	____________________, 20__ through ____________________, 20__

		
	Number of Performance Units (the "Units"):
	Target:  ____________________ (the "Target Units")

Threshold:  ____________________
Maximum:  ____________________

Each Unit represents the right to receive one Share or a payment equal to the Fair Market Value of one Share, determined as of the payment date, to the extent the Unit is earned.

		
	Vesting or Forfeiture of Units:
	You will be granted the Target Units on the Grant Date.  The Target Units will be earned or forfeited, and additional Units up to the maximum set forth above may be granted at the end of the Performance Period, as follows:

		
	•
	All of the Target Units will be forfeited, and no additional Units will be granted, if the performance level for each Performance Criteria is below the threshold set forth in the accompanying cover letter at the end of the Performance Period.

		
	•
	The Target Units will be earned in full if all of the Performance Criteria, as set forth in the accompanying cover letter, are achieved at or above the target level set forth in the cover letter (“Target Performance”) at the end of the Performance Period.  In addition, you will be eligible to be granted additional Units, up to the maximum set forth above, as determined by the Committee in its sole discretion, based on the Company's achievement of the Performance Criteria set forth in the accompanying cover letter.

		
	•
	For all other performance levels, the Committee will determine in its sole discretion the number of Target Units that will be earned, if any, the number of Target Units that will be forfeited, if any, and the number of additional Units, if any, that will be granted, up to the maximum set forth above.

Any vesting of the Target Units, and any grant of additional Units for performance in excess of Target Performance, shall occur upon the Compensation Subcommittee's determination of the Company's achievement of the Performance Criteria.

[Language for Code Section 162(m) Covered Employees:  Notwithstanding anything to the contrary in this Award, you will become 

1

eligible to earn the Target Units granted hereunder and additional Units up to the maximum set forth above only if the Company achieves the Performance Goal set forth in the accompanying cover letter, as certified in writing by the Compensation Subcommittee.]

If your employment or service terminates prior to the end of the Performance Period due to death or disability (within the meaning of Code Section 22(e)(3)) (“Disability”), then the Units subject to this Award will vest or be awarded, as applicable, based on actual performance as determined at the end of the Performance Period. Any vesting or grant of additional Units shall occur upon the Compensation Subcommittee's determination of the Company's achievement of the Performance Criteria.

If your employment or service terminates as a result of your retirement upon or after age 65 prior to the end of the Performance Period, and such retirement is approved by an authorized senior executive of the Company (other than yourself), then the Units subject to this Award will vest or be awarded, as applicable, based on actual performance as determined at the end of the Performance Period, but prorated as described below. Any vesting or grant of additional Units shall occur upon the Compensation Subcommittee's determination of the Company's achievement of the Performance Criteria.

The prorated amount shall be determined by multiplying the relevant number of Units by a fraction, the numerator of which is the number of days from the Grant Date until the date of the retirement and the denominator of which is the total number of days in the Performance Period.

If your employment or service terminates prior to the end of the Performance Period for any other reason, this Award will terminate in full on the date of such termination and you will immediately forfeit the Target Units and not earn any additional Units. Any termination of your employment or service after the end of the Performance Period will not affect the payment of this Award (except to the extent required to comply with Code Section 409A).

		
	Change in Control:
	Effective upon a Change in Control (as defined below), if you are employed by or in service with the Company or an Affiliate immediately prior to the date of such Change in Control, the Target Units will fully vest immediately, and the remainder of this Award will be cancelled in full.

For purposes of this Award, a “Change in Control” means any event which results in the legal or beneficial ownership of shares of voting stock of the Company granting the holder or holders thereof a majority of the votes for the election of the majority of the Board of Directors (or other supervisory board) of the Company being owned by any person or entity (or group of persons or entities acting in concert) other than any one or more of the following acting alone or in concert: (i) the respective spouses and descendants of Harry V. Quadracci, Harry R. Quadracci or Thomas A. Quadracci and/or the spouses of any such descendants, (ii) the respective executors, administrators, guardians or conservators of the estates of any Harry V. Quadracci, Harry R. Quadracci, Thomas A. Quadracci or the Persons described in clause (i) above, (iii) trustees holding shares of voting stock of the Company for the benefit of any of the persons described in clause (i) or (ii) above and (iv) any employee stock ownership or other benefit plan of the Company (together, the 

2

"Permitted Holders"). Notwithstanding the foregoing, the transfer of legal or beneficial ownership of any of the shares of voting stock of the Company to a new entity shall not be a Change in Control if a majority of the voting stock of such new entity is owned by Permitted Holders. In the event such a transfer occurs, the foregoing definition of "Change in Control" shall be construed with respect to the new entity that owns all of the voting stock of the Company (as opposed to the Company itself).

		
	Settlement of Units:
	As soon as practicable after the Compensation Subcommittee has certified the Company's achievement of the Performance Criteria after the end of the Performance Period, the Company will settle your Units by electing to (i) issue in your name certificate(s) or make an appropriate book entry for a number of Shares equal to the number of Units that have been earned; (ii) deliver an amount of cash equal to the Fair Market Value, determined as of the payment date, of a number of Shares equal to the number of Units that have been earned; or (iii) a combination thereof; provided that such certification and issuance or payment shall occur not later than the 15th day of the second month after the end of the Performance Period.

		
	Transferability of Shares:
	By accepting this Award, you agree not to sell any Shares acquired under this Award at a time when applicable laws, Company policies or an agreement between the Company and its underwriters prohibit a sale.

		
	Dividends and Dividend Equivalents:
	You will be credited with dividend equivalents equal to the amount of any dividends or other distributions paid with respect to the number of Shares subject to this Award, so long as the applicable record date occurs before you forfeit your rights to the Units. Any such dividend equivalents will be subject to forfeiture if the Units are not earned and will be paid to you within 45 days following the date the Units are earned.

To the extent necessary to avoid additional tax under Code section 409A, the payment of dividend equivalents shall be delayed until the first day of the seventh month after the month in which your separation from service occurs.

		
	Voting:
	You will have no voting rights with respect to the Units or the number of Shares subject to this Award until such Shares have become fully earned.

		
	Market Stand-Off:
	In connection with any underwritten public offering by the Company of its equity securities pursuant to an effective registration statement filed under the Securities Act of 1933, as amended, you agree that you shall not directly or indirectly sell, make any short sale of, loan, hypothecate, pledge, offer, grant or sell any option or other contract for the purchase of, purchase any option or other contract for the sale of, or otherwise dispose of or transfer or agree to engage in any of the foregoing transactions with respect to, any Shares acquired under this Award without the prior written consent of the Company. Such restriction shall be in effect for such period of time following the date of the final prospectus for the offering as may be determined by the Company. In no event, however, shall such period exceed one hundred eighty (180) days.

		
	Tax Withholding:
	To the extent that the vesting, receipt or payment of the Units, or the payment of dividend equivalents thereon, results in income to you for Federal, state or local income tax purposes, you shall deliver to the Company at the time the Company is obligated to withhold taxes in connection with such vesting, receipt or payment, as the case may be, such amount as the Company requires to meet its withholding obligation under applicable tax laws or regulations, and if you fail to do so, the 

3

Company has the right and authority to deduct or withhold from any compensation payable to you, including compensation due under this Award, an amount sufficient to satisfy its withholding obligations.

You may satisfy the withholding requirement in connection with the vesting or payment of the Units, in whole or in part, by electing to have the Company withhold for its own account that number of Shares otherwise deliverable to you having an aggregate Fair Market Value on the date the tax is to be determined equal to the minimum statutory total tax that the Company must withhold.  Your election must be irrevocable, in writing, and submitted to the Secretary of the Company before the date the Shares are distributed.  The Fair Market Value of any fractional Share not used to satisfy the withholding obligation (as determined on the date the tax is determined) will be paid to you in cash.

		
	Recoupment:
	If the Committee determines that recoupment of incentive compensation paid to you pursuant to this Award is required under any law or any recoupment policy of the Company, then this Award will terminate immediately on the date of such determination to the extent required by such law or recoupment policy and the Committee may recoup any such incentive compensation in accordance with such recoupment policy or as required by law.  The Company shall have the right to offset against any other amounts due from the Company to you any amount owed by you hereunder.

		
	Miscellaneous:
	As a condition of the granting of this Award, you agree, for yourself and your legal representatives or guardians, that this Award shall be interpreted by the Committee and that any interpretation by the Committee of the terms of this Award or the Plan and any determination made by the Committee pursuant to this Award shall be final, binding and conclusive.

Subject to the terms of the Plan, the Committee may modify or amend this Award without your consent as permitted by Section 17(a) of the Plan or: (i) to the extent such action is deemed necessary by the Committee to comply with any applicable law or the listing requirements of any principal securities exchange or market on which shares of the Company's Class A Common Stock are then traded; (ii) to the extent the action is deemed necessary by the Committee to preserve favorable accounting or tax treatment of this Award for the Company; or (iii) to the extent the Committee determines that such action does not materially and adversely affect the value of this Award or that such action is in the best interest of you or any other person who may then have an interest in this Award.

The Units and the rights to dividend equivalents constitute a mere promise by the Company to make specified payments in the future if such benefits come due under the Award. You will have the status of a general creditor of the Company with respect to any earned Units and any earned dividend equivalents. 

This Award may be executed in counterparts.

4

This Performance Unit Award is granted under and governed by the terms and conditions of the Plan.  Additional provisions regarding your Award and definitions of capitalized terms used and not defined in this Award can be found in the Plan.  

BY SIGNING BELOW AND ACCEPTING THIS AWARD, YOU AGREE TO ALL OF THE TERMS AND CONDITIONS DESCRIBED HEREIN AND IN THE PLAN.  YOU ALSO ACKNOWLEDGE RECEIPT OF THE PLAN.

QUAD/GRAPHICS, INC.

	
				
	By:
	 
	 
	 

	 
	[Name of Authorized Officer]
	 
	Recipient

	 
	 
	 
	 

	Date:
	 
	 
	 

	 
	 
	 
	 

5Exhibit
10.1

 

NOTE

 

	$193,000.00	Date:
    November 8, 2012

 

FOR
VALUE RECEIVED, SAVVY BUSINESS SUPPORT, INC., a Nevada corporation, (“Maker”), promises to pay Anatom
Associates SA (“Holder”), in lawful money of the United States, the principal sum of One Hundred and Ninety
Three Thousand Dollars ($193,000.00), plus interest thereon (the “Note”) from the date of issuance until paid in full,
as set forth below.

 

		1.	Interest
                                                                                                                                                                                                                    Rate

 

Interest
on the principal sum of this Note shall accrue at the rate of 8% per annum, compounded annually, based on a 365-day year and the
actual number of days elapsed. Interest shall be payable by Maker on an annual basis and, except as provided in Paragraph 2 below,
shall not be forgiven.

 

		2.	Payments/Forgiveness

 

The
entire principal sum and all accrued but unpaid interest and any other sums payable hereunder shall be due and payable in full
within five (5) months from the date hereof. All payments hereunder shall be applied first to interest then to principal.

 

		3.	Prepayment

 

The
Maker may prepay all or any portion of the principal of this Note at any time and from time to time without premium or penalty.
Any such prepayment shall be applied against the installments of principal due under this Note in the inverse order of their maturity
and shall be accompanied by payment of accrued interest on the amount prepaid to the date of prepayment.

 

		4.	Application
                                                                                                                                                                                                                    of
                                                                                                                                                                                                                    Payments

 

All
payments received by Holder shall be applied first to accrued interest, then to other charges due with respect to this Note, and
then to then-unpaid principal balance.

 

		5.	Cancellation
                                                                                                                                                                                                                    of
                                                                                                                                                                                                                    Note.

Upon
the repayment by the Maker of all of its obligations hereunder to the Holder, including, without limitation, the principal amount
of this Note, plus accrued but unpaid interest, the indebtedness evidenced hereby shall be deemed canceled and paid in full.

 

		6.	Severability.

 

If
any provision of this Note is, for any reason, invalid or unenforceable, the remaining provisions of this Note will nevertheless
be valid and enforceable and will remain in full force and effect. Any provision of this Note that is held invalid or unenforceable
by a court of competent jurisdiction will be deemed modified to the extent necessary to make it valid and enforceable and as so
modified will remain in full force and effect.

 

    	 

    	 

    

 

		7.	Default
                                                                                                                                                                                                                    and
                                                                                                                                                                                                                    Remedies

 

		a.	Default

 

Maker
will be in default under this Note if (i) Maker fails to make a payment of principal and/or interest hereunder when due; or (ii)
Maker breaches any other covenant or agreement under this Note; or (iii) Maker defaults under any other provision of this Note
or under any guarantee or other agreement providing security for the payment of this Note; or (iv) Maker breaches any representation
or warranty under this Note or any such guarantee or other agreement; or (v) there occurs the liquidation, dissolution, death
or incompetency of the Maker or any individual, corporation, partnership or other entity guaranteeing or providing security for
the payment of this Note; or (vi) there occurs the sale of a material portion of the business and assets of the Maker or any corporation,
partnership or other entity guaranteeing or providing security for the payment of this Note; or (vii) there occurs the making
of any assignment for the benefit of creditors by the Maker or by any individual, corporation, partnership or other entity guaranteeing
or providing security for the payment of this Note; or (viii) Maker is declared to be in default by a court of competent jurisdiction
or by an arbitrator for any reason.

 

		b.	Remedies

 

Upon
Maker's default, Holder may (i) upon fifteen (15) days' written notice to Maker, declare the entire principal sum and all accrued
and unpaid interest hereunder immediately due and payable and (ii) exercise any and all remedies provided under applicable law.
The Holder’s remedies provided in this Note shall be cumulative and in addition to all other remedies available to the Holder
under this Note, at law or in equity (including a decree of specific performance and/or other injunctive relief), no remedy of
the Holder contained herein shall be deemed a waiver of compliance with the provisions giving rise to such remedy and nothing
herein shall limit the Holder’s right to pursue actual damages for any failure by the Maker to comply with the terms of
this Note. No remedy conferred under this Note upon the Holder is intended to be exclusive of any other remedy available to the
Holder, pursuant to the terms of this Note or otherwise. No single or partial exercise by the Holder of any right, power or remedy
hereunder shall preclude any other or further exercise thereof. The failure of the Holder to exercise any right or remedy under
this Note or otherwise, or delay in exercising such right or remedy, shall not operate as a waiver thereof. Every right and remedy
of the Holder under any document executed in connection with this transaction may be exercised from time to time and as often
as may be deemed expedient by the Holder. The Maker acknowledges that a breach by it of its obligations hereunder will cause irreparable
harm to the Holder and that the remedy at law for any such breach may be inadequate. The Maker therefore agrees that, in the event
of any such breach or threatened breach, the Holder shall be entitled, in addition to all other available remedies, to an injunction
restraining any breach, and specific performance without the necessity of showing economic loss and without any bond or other
security being required.

 

    	 

    	 

    

 

		8.	Waivers

 

		a.	Maker,
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         endorsers
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         guarantors
                                                                                                                                                                                                                         hereof,
                                                                                                                                                                                                                         severally
                                                                                                                                                                                                                         waive
                                                                                                                                                                                                                         diligence,
                                                                                                                                                                                                                         presentment,
                                                                                                                                                                                                                         protest
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         demand
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         also
                                                                                                                                                                                                                         notice
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         dishonor
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note.
                                                                                                                                                                                                                         No
                                                                                                                                                                                                                         extension
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         time
                                                                                                                                                                                                                         for
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         payment
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note,
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         installment
                                                                                                                                                                                                                         hereof,
                                                                                                                                                                                                                         agreed
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         person
                                                                                                                                                                                                                         now
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         hereafter
                                                                                                                                                                                                                         liable
                                                                                                                                                                                                                         for
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         payment
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note,
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         affect
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         original
                                                                                                                                                                                                                         liability
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         under
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note,
                                                                                                                                                                                                                         even
                                                                                                                                                                                                                         if
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         is
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         party
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         such
                                                                                                                                                                                                                         agreement.
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         may
                                                                                                                                                                                                                         waive
                                                                                                                                                                                                                         its
                                                                                                                                                                                                                         right
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         require
                                                                                                                                                                                                                         performance
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         compliance
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         term,
                                                                                                                                                                                                                         covenant
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         condition
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         only
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         express
                                                                                                                                                                                                                         written
                                                                                                                                                                                                                         waiver.

 

		b.	The
                                                                                                                                                                                                                         failure
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         delay
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         exercising
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         its
                                                                                                                                                                                                                         rights
                                                                                                                                                                                                                         hereunder
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         instance
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         constitute
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         waiver
                                                                                                                                                                                                                         thereof
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         that
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         other
                                                                                                                                                                                                                         instance.
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         may
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         waive
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         its
                                                                                                                                                                                                                         rights
                                                                                                                                                                                                                         except
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         an
                                                                                                                                                                                                                         instrument
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         writing
                                                                                                                                                                                                                         signed
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         holder.

 

		9.	Miscellaneous

 

		a.	Maker
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         pay
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         costs,
                                                                                                                                                                                                                         including,
                                                                                                                                                                                                                         without
                                                                                                                                                                                                                         limitation,
                                                                                                                                                                                                                         reasonable
                                                                                                                                                                                                                         attorneys'
                                                                                                                                                                                                                         fees
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         costs
                                                                                                                                                                                                                         incurred
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         collecting
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         sums
                                                                                                                                                                                                                         due
                                                                                                                                                                                                                         hereunder,
                                                                                                                                                                                                                         whether
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         legal
                                                                                                                                                                                                                         action
                                                                                                                                                                                                                         is
                                                                                                                                                                                                                         actually
                                                                                                                                                                                                                         filed,
                                                                                                                                                                                                                         litigated
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         prosecuted
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         judgment
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         award.
                                                                                                                                                                                                                         In
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         event
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         action
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         legal
                                                                                                                                                                                                                         proceeding
                                                                                                                                                                                                                         concerning
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         enforcement
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         rights
                                                                                                                                                                                                                         hereunder,
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         entitled
                                                                                                                                                                                                                         to,
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         addition
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         other
                                                                                                                                                                                                                         relief
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         which
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         may
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         entitled,
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         legal
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         court
                                                                                                                                                                                                                         costs
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         expenses,
                                                                                                                                                                                                                         including
                                                                                                                                                                                                                         reasonable
                                                                                                                                                                                                                         attorneys'
                                                                                                                                                                                                                         fees,
                                                                                                                                                                                                                         incurred
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         connection
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         such
                                                                                                                                                                                                                         action.

 

		b.	This
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         may
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         modified
                                                                                                                                                                                                                         only
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         written
                                                                                                                                                                                                                         agreement
                                                                                                                                                                                                                         executed
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         Holder.

 

		c.	This
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         obligations
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         undersigned
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         governed
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         respects
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         construed
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         accordance
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         laws
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         State
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         Nevada.
                                                                                                                                                                                                                         This
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         deemed
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         contract
                                                                                                                                                                                                                         made
                                                                                                                                                                                                                         under
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         laws
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         State
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         Nevada
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         validity
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         rights
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         liabilities
                                                                                                                                                                                                                         hereunder
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         determined
                                                                                                                                                                                                                         under
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         laws
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         said
                                                                                                                                                                                                                         State.
                                                                                                                                                                                                                         For
                                                                                                                                                                                                                         purposes
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         proceeding
                                                                                                                                                                                                                         involving
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         obligations
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         undersigned,
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         undersigned
                                                                                                                                                                                                                         hereby
                                                                                                                                                                                                                         submits
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         non-exclusive
                                                                                                                                                                                                                         jurisdiction
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         courts
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         State
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         Nevada
                                                                                                                                                                                                                         having
                                                                                                                                                                                                                         jurisdiction
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         State
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         Nevada,
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         agrees
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         raise
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         waives
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         objection
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         defense
                                                                                                                                                                                                                         based
                                                                                                                                                                                                                         upon
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         venue
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         such
                                                                                                                                                                                                                         court
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         based
                                                                                                                                                                                                                         upon
                                                                                                                                                                                                                         forum
                                                                                                                                                                                                                         non
                                                                                                                                                                                                                         conveniens.
                                                                                                                                                                                                                         The
                                                                                                                                                                                                                         undersigned
                                                                                                                                                                                                                         agrees
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         bring
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         action
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         other
                                                                                                                                                                                                                         proceeding
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         respect
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         respect
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         its
                                                                                                                                                                                                                         obligations
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         other
                                                                                                                                                                                                                         court
                                                                                                                                                                                                                         unless
                                                                                                                                                                                                                         such
                                                                                                                                                                                                                         courts
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         State
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         Nevada
                                                                                                                                                                                                                         determine
                                                                                                                                                                                                                         that
                                                                                                                                                                                                                         they
                                                                                                                                                                                                                         do
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         have
                                                                                                                                                                                                                         jurisdiction
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         matter.

 

		d.	The
                                                                                                                                                                                                                         terms
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         inure
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         benefit
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         bind
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         their
                                                                                                                                                                                                                         respective
                                                                                                                                                                                                                         heirs,
                                                                                                                                                                                                                         legal
                                                                                                                                                                                                                         representatives
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         successors
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         assigns.

 

		e.	Time
                                                                                                                                                                                                                         is
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         essence
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         respect
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         matters
                                                                                                                                                                                                                         set
                                                                                                                                                                                                                         forth
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note.

 

		f.	If
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         is
                                                                                                                                                                                                                         destroyed,
                                                                                                                                                                                                                         lost
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         stolen,
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         will
                                                                                                                                                                                                                         deliver
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         new
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         on
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         same
                                                                                                                                                                                                                         terms
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         conditions
                                                                                                                                                                                                                         as
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note,
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         notation
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         accrued
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         unpaid
                                                                                                                                                                                                                         interest
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         substitution
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         prior
                                                                                                                                                                                                                         Note.
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         furnish
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         reasonable
                                                                                                                                                                                                                         evidence
                                                                                                                                                                                                                         that
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         was
                                                                                                                                                                                                                         destroyed,
                                                                                                                                                                                                                         lost
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         stolen
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         security
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         indemnity
                                                                                                                                                                                                                         that
                                                                                                                                                                                                                         may
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         reasonably
                                                                                                                                                                                                                         required
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         connection
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         replacement
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note.
                                                                                                                                                                                                                         

 

    	 

    	 

    

 

		g.	All
                                                                                                                                                                                                                         payments
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         principal
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         interest
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         made
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         lawful
                                                                                                                                                                                                                         currency
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         United
                                                                                                                                                                                                                         States
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         America
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         at
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         address
                                                                                                                                                                                                                         shown
                                                                                                                                                                                                                         above
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         different
                                                                                                                                                                                                                         location
                                                                                                                                                                                                                         upon
                                                                                                                                                                                                                         receipt
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         written
                                                                                                                                                                                                                         notice
                                                                                                                                                                                                                         from
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         Holder.

 

		h.	The
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         agrees
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         pay
                                                                                                                                                                                                                         on
                                                                                                                                                                                                                         demand
                                                                                                                                                                                                                         (i)
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         expenses
                                                                                                                                                                                                                         (including,
                                                                                                                                                                                                                         without
                                                                                                                                                                                                                         limitation,
                                                                                                                                                                                                                         legal
                                                                                                                                                                                                                         fees
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         disbursements)
                                                                                                                                                                                                                         incurred
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         connection
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         negotiation
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         preparation
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         documents
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         connection
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note,
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         (ii)
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         expenses
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         collecting
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         enforcing
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         guarantee
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         collateral
                                                                                                                                                                                                                         securing
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note,
                                                                                                                                                                                                                         including,
                                                                                                                                                                                                                         without
                                                                                                                                                                                                                         limitation,
                                                                                                                                                                                                                         expenses
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         fees
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         legal
                                                                                                                                                                                                                         counsel,
                                                                                                                                                                                                                         court
                                                                                                                                                                                                                         costs
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         cost
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         appellate
                                                                                                                                                                                                                         proceedings.

 

		i.	The
                                                                                                                                                                                                                         headings
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         sections
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         are
                                                                                                                                                                                                                         inserted
                                                                                                                                                                                                                         for
                                                                                                                                                                                                                         convenience
                                                                                                                                                                                                                         only
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         deemed
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         constitute
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         part
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note.

 

		j.	This
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         may
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         amended
                                                                                                                                                                                                                         without
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         written
                                                                                                                                                                                                                         approval
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         Holder.

 

		k.	None
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         parties
                                                                                                                                                                                                                         hereto
                                                                                                                                                                                                                         will
                                                                                                                                                                                                                         hereafter
                                                                                                                                                                                                                         enter
                                                                                                                                                                                                                         into
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         agreement,
                                                                                                                                                                                                                         which
                                                                                                                                                                                                                         is
                                                                                                                                                                                                                         inconsistent
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         rights
                                                                                                                                                                                                                         granted
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         parties
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note.

		l.	Nothing
                                                                                                                                                                                                                         herein
                                                                                                                                                                                                                         expressed
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         implied
                                                                                                                                                                                                                         is
                                                                                                                                                                                                                         intended
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         construed
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         confer
                                                                                                                                                                                                                         upon
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         give
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         person
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         entity,
                                                                                                                                                                                                                         other
                                                                                                                                                                                                                         than
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         parties
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         their
                                                                                                                                                                                                                         respective
                                                                                                                                                                                                                         permitted
                                                                                                                                                                                                                         successor
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         assigns,
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         rights
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         remedies
                                                                                                                                                                                                                         under
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         reason
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         Note.

 

		m.	As
                                                                                                                                                                                                                         a
                                                                                                                                                                                                                         material
                                                                                                                                                                                                                         inducement
                                                                                                                                                                                                                         for
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         Holder
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         loan
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         monies
                                                                                                                                                                                                                         hereunder,
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         Maker
                                                                                                                                                                                                                         hereby
                                                                                                                                                                                                                         waives
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         right
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         trial
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         jury
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         legal
                                                                                                                                                                                                                         proceeding
                                                                                                                                                                                                                         related
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         way
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         agreement
                                                                                                                                                                                                                         and/or
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         other
                                                                                                                                                                                                                         documents
                                                                                                                                                                                                                         associated
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         this
                                                                                                                                                                                                                         transaction.

		n.	This
                                                                                                                                                                                                                         Note
                                                                                                                                                                                                                         (including
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         recitals
                                                                                                                                                                                                                         hereto)
                                                                                                                                                                                                                         set
                                                                                                                                                                                                                         forth
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         entire
                                                                                                                                                                                                                         understanding
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         parties
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         respect
                                                                                                                                                                                                                         to
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         subject
                                                                                                                                                                                                                         matter
                                                                                                                                                                                                                         hereof,
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         shall
                                                                                                                                                                                                                         not
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         modified
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         affected
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         offer,
                                                                                                                                                                                                                         proposal,
                                                                                                                                                                                                                         statement
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         representation,
                                                                                                                                                                                                                         oral
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         written,
                                                                                                                                                                                                                         made
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         or
                                                                                                                                                                                                                         for
                                                                                                                                                                                                                         any
                                                                                                                                                                                                                         party
                                                                                                                                                                                                                         in
                                                                                                                                                                                                                         connection
                                                                                                                                                                                                                         with
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         negotiation
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         terms
                                                                                                                                                                                                                         hereof,
                                                                                                                                                                                                                         and
                                                                                                                                                                                                                         may
                                                                                                                                                                                                                         be
                                                                                                                                                                                                                         modified
                                                                                                                                                                                                                         only
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         instruments
                                                                                                                                                                                                                         signed
                                                                                                                                                                                                                         by
                                                                                                                                                                                                                         all
                                                                                                                                                                                                                         of
                                                                                                                                                                                                                         the
                                                                                                                                                                                                                         parties
                                                                                                                                                                                                                         hereto.

 

[REMAINDER
OF PAGE INTENTIONALY LEFT BLANK]

 

    	 

    	 

    

 

IN
WITNESS WHEREOF, this Savvy Business Support, Inc. Promissory Note is executed by the undersigned as of the date set forth
above.

 

	 	NOTE MAKER:
	 	 	 
	 	Savvy Business Support, Inc.
	 	 	 
	 	By:	/s/
    Virginia K. Sourlis, Esq.
	 	Name:	 Virginia
K Sourlis
	 	Title:	
CEO

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00211-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00211-of-00352.parquet"}]]