Document:

EX-4.2

 Exhibit 4.2 

AMENDMENT NUMBER ONE TO THE 

METLIFE INDIVIDUAL DISTRIBUTION SALES DEFERRED COMPENSATION 

PLAN 
 (As effective January 1,
2010) 
 The MetLife Individual Distribution Sales Deferred Compensation Plan is hereby amended, effective January 1, 2010, as follows:

 1. Section 8 is hereby added to read as follows: 

“Matching Contribution. If a Participant makes contributions to SIP throughout a calendar year, the Participant’s Matching Contribution
Account shall be credited with a 4% Matching Contribution on any amount that would have been eligible for a contribution into SIP, under the terms of that plan without application of certain Tax Code limitations under Code sections 415 and
401(a)(17) and that was, in fact, deferred into this Plan. Notwithstanding the foregoing, no Matching Contributions shall be credited in favor of a Participant during the suspension of such Participant’s deferrals pursuant to Section 4.5
of this Plan. A Participant’s Matching Contribution Account shall vest or be forfeited to the same extent, and on such date(s), that such Matching Contributions would have vested or been forfeited under the terms of SIP.” 

2. Section 12.2 is hereby amended to read as follows: 

“The total amount of deferrals suspended or payment advanced shall not exceed the amount necessary to satisfy the financial consequences
of the Unforeseeable Emergency plus any amounts necessary to pay any of the Participant’s federal, state or local income taxes reasonably anticipated to result from such distribution and shall not exceed the total value of the Deferred
Compensation Accounts under the Plan. In determining the amount to be distributed from the Plan on a finding of an Unforeseeable Emergency, the Plan Administrator shall consider the availability of funds from other sources to satisfy the
Unforeseeable Emergency including the availability of an in-service withdrawal from SIP, and shall offset those available amounts from the amount distributed from this Plan.” 

3. Section 20 is hereby amended to read as follows: 

“Qualified Domestic Relations Orders. The Plan Administrator will distribute, designate, or otherwise recognize the attachment of any portion of a
Participant’s Deferred Compensation Accounts in favor of the Participant’s spouse, former spouse or dependents to the extent such action is mandated by the terms of a qualified domestic relations order as defined in Section 414(p) of
the Code, and otherwise as determined by this Plan. In cases where the qualified domestic relations order does not state a specific time and form for distribution of the interest of the spouse, former spouse or dependents, then the interest of these
third party beneficiaries will be paid directly to them in a lump sum as soon as administratively possible after the Plan Administrator reviews the court order and determines that it properly applies to the Plan.” 

  
 1 

 IN WITNESS WHEREOF, the Plan Administrator has caused this Amendment to be adopted this 11th day of December,
2009. 
  

	
	PLAN ADMINISTRATOR
	
	/s/ Margery Brittain
	Margery Brittain

  

	
	ATTEST:
	
	/s/ Bonita Haskins
	

  
 2EX-4.3

 Exhibit 4.3 

AMENDMENT NUMBER TWO TO THE 

METLIFE INDIVIDUAL DISTRIBUTION SALES DEFERRED COMPENSATION 

PLAN 
 (As effective January 1,
2010) 
 The MetLife Individual Distribution Sales Deferred Compensation Plan is hereby amended, effective January 1, 2011, as follows:

 1. Section 8 is hereby amended to read as follows: 
  

	“8.	Matching Contribution. If a Participant has a valid deferral election to make contributions to SIP throughout a calendar year, the Participant’s Matching Contribution Account shall be credited with
the amount of Matching Contribution (if any) with which the Participant’s SIP account would have been credited under the terms and provisions of the SIP without application of certain Tax Code limitations under Code sections 415 and 401 (a)(17)
with respect to compensation deferred into this Plan. Notwithstanding the foregoing, no Matching Contributions shall be credited in favor of a Participant during the suspension of such Participant’s deferrals pursuant to Section 4.5 of
this Plan. A Participant’s Matching Contribution Account shall vest or be forfeited to the same extent, and on the same vesting schedule, that such Matching Contributions would have vested or been forfeited under the terms of SIP,
notwithstanding any accelerated vesting under the SIP for individuals who transfer to MetLife Bank.” 

 IN WITNESS WHEREOF, the Plan
Administrator has caused this Amendment to be adopted this 16th day of December, 2010. 
  

	
	PLAN ADMINISTRATOR
	
	 /s/ Andrew J. Bernstein

	Andrew J. Bernstein

  

	
	 ATTEST:

	
	 /s/ Candice Martin

  
 1EX-4.4

 Exhibit 4.4 

AMENDMENT NUMBER THREE TO THE 

METLIFE INDIVIDUAL DISTRIBUTION SALES DEFERRED COMPENSATION PLAN 

(As effective January 1, 2010) 

The MetLife Individual Distribution Sales Deferred Compensation Plan is hereby amended, effective January 1, 2013, as follows: 

1. Section 8 is hereby amended by restating it in its entirety to read as follows: 

 

	“8.	Matching Contributions. 

 (a) If a Participant has a valid deferral election to make
contributions to SIP throughout a calendar year, the Participant’s Matching Contribution Account shall be credited with the amount of Matching Contribution (if any) with which the Participant’s SIP account would have been credited under
the terms and provisions of the SIP without application of certain Tax Code limitations under Code sections 41 5 and 40 1(a)(17) with respect to compensation deferred into this Plan. 

(b) Effective January 1, 2013, if a Participant has a valid deferral election to make contributions to SIP throughout a calendar year,
the Participant’s Matching Contribution Account under this Plan will no longer be credited with the Matching Contribution (if any) that would have been credited to the Participant’s SIP account without application of certain Tax Code
limitations referenced in (a) above. Instead, the Metropolitan Life Auxiliary Savings and Investment Plan shall be credited with the amount of Matching Contribution (if any) with which the Participant’s SIP account would have been credited
under the terms and provisions of the SIP without application of the Tax Code limitations described in (a) above, with respect to compensation deferred into this Plan. The funds in the Participant’s Matching Contribution Account in this
Plan that accrued prior to January 1, 2013 will remain in this Plan and governed by the terms of this Plan. Only prospective Matching Contributions accrued on or after January 1, 2013 are impacted by this subsection (b). 

(c) Notwithstanding the foregoing, no Matching Contributions shall be credited in favor of a Participant during the suspension of such
Participant’s deferrals pursuant to Section 4.5 of this Plan. A Participant’s Matching Contribution Account shall vest or be forfeited to the same extent, and on the same vesting schedule, that such Matching Contributions would have
vested or been forfeited under the terms of the qualified 401(k) plan the Participant actively participated in at the time of deferral, notwithstanding any accelerated vesting under the SIP for individuals who transfer to MetLife Bank. A
Participant’s Matching Contributions made to the Metropolitan Life Auxiliary Savings and Investment Plan in accordance with subsection 8(b) of this Plan shall vest and otherwise be governed by the terms of the Metropolitan Life Auxiliary
Savings and Investment Plan.” 
 IN WITNESS WHEREOF, the Plan Administrator has caused this Amendment to be adopted this 26th day of December, 2012. 
  

	
	PLAN ADMINISTRATOR
	
	 /s/ Andrew J. Bernstein

	Andrew J. Bernstein

  

	
	ATTEST:
	
	 /s/ Mark J. Davis

  
 1EX-4.5

 Exhibit 4.5 

AMENDMENT NUMBER FOUR TO THE 

METLIFE INDIVIDUAL DISTRIBUTION SALES DEFERRED COMPENSATION 

PLAN 
 (As effective January 1,
2010) 
 The MetLife Individual Distribution Sales Deferred Compensation Plan is hereby amended as follows (specific effective dates are
noted in the body of each numbered amendment): 
 1. Effective January 1, 2014, Section 4.2 is hereby amended to read as follows: 

“4.2. The Plan Administrator may offer an Eligible Participant the opportunity to indicate each or any of the following, either separately or in
combination, in a Deferral Election: (a) the percentage, in increments of 1%, of Compensation that would otherwise be paid the receipt of which the Eligible Associate wishes to defer into a Deferred Cash Compensation Account, which shall be no less
than 5% and no greater than 75% of such Compensation; (b) the Investment Tracking Fund(s) which the Eligible Participant selects to adjust the value of the Deferred Cash Compensation Account and the value of the Matching Contribution Account, in
increments of 5%; (c) the date on which the Eligible Participant wishes the payment of the Deferred Compensation Accounts to begin; (d) whether the Deferred Compensation Accounts are to be paid in a single lump sum or annual installments; and (e) if
the Deferred Compensation Accounts are to be paid in annual installments, the number (not to exceed fifteen (15)) of such installments.” 
 2.
Effective January 1, 2014, the following will be added to the end of Section 4.4 as a new paragraph: 
 “Notwithstanding the language above, the Plan
Administrator will reform Deferral Elections in whole or part if the Eligible Associate does not have sufficient Compensation to honor the Deferral Election under this Plan along with other voluntary benefit and pension deductions elected by the
Eligible Associate. The ordering of all such deductions in relation to the Deferral Election is in the sole discretion of the Plan Administrator. If the Eligible Associate does not have sufficient Compensation to accommodate the Deferral Election
and voluntary benefit and pension deductions, then the Deferral Election will be reduced so that the voluntary benefit deductions can be satisfied. Additionally, the Deferral Elections under this plan will only be valid and will only apply in pay
periods where the Eligible Associate has positive pay. During any pay period, in which the Eligible Associate has negative pay, as determined in the discretion of the Plan Administrator, then the Deferral Election will be suspended and the missed
deferral will not be accumulated or accommodated at a later date.” 
 3. Effective January 1, 2014, Section 22.2 is hereby amended to read as follows:

 “22.2. “Associate” shall mean each individual who is employed by Metropolitan Life Insurance Company and is part of the field force (as
interpreted by the Plan Administrator) and after January 1, 2014, has signed a sales contract with Metropolitan Life Insurance Company and is compensated under the One MetLife Affiliated Amendment Number Four to The MetLife Individual Distribution
Sales Deferred Compensation Plan Compensation Plan, including sales office management and sales personnel, but excluding regional management. 

  
 1 

 IN WITNESS WHEREOF, the Plan Administrator has caused this Amendment to be adopted this 17th day
of December, 2013. 
  

	
	PLAN ADMINISTRATOR
	
	 /s/ Mark J. Davis

	Mark J. Davis
	
	ATTEST:
	
	 /s/ Lynn Fettig

  
 2

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00234-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00234-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00234-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00234-of-00352.parquet"}]]