Document:

Exhibit 4.3

 

Consent of Independent Registered
Public Accounting Firm

We have issued our
report dated August 18, 2020, with respect to the financial statement of SmartTrust 488 contained in Amendment No. 3 to the Registration
Statement on Form S-6 (File No. 333-238556) and related Prospectus. We consent to the use of the aforementioned report in the Registration
Statement and Prospectus, and to the use of our name as it appears under the caption “Independent Registered Public Accounting
Firm”.

 

/s/ Grant
Thornton LLP

 

Chicago, Illinois

August 18, 2020EX-4.3

 Exhibit 4.3 

SECOND SUPPLEMENTAL INDENTURE 

THIS SECOND SUPPLEMENTAL INDENTURE dated as of August 14, 2020, is by and among U.S. Bank National Association, as Trustee (herein,
together with its successors in interest, the “Trustee”), FB Financial Corporation, a Tennessee corporation (the “Successor Company”), and Franklin Financial Network, Inc., a Tennessee corporation (the “Company”), under
the Indenture referred to below. 
 NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged by the parties hereto, the Trustee, the Company, and the Successor Company hereby agree as follows: 

PRELIMINARY STATEMENTS 

The Trustee and the Company are parties to that certain Indenture, dated as of March 31, 2016, as supplemented by that certain First
Supplemental Indenture, dated as of March 31, 2016, by and between the Company and the Trustee (the “Indenture”), pursuant to which the Company issued $40,000,000 of its Fixed-to Floating Rate
Subordinated Notes due 2026 (the “Notes”). 
 As permitted by the terms of the Indenture, the Company, simultaneously with the
effectiveness of this Second Supplemental Indenture, shall merge (referred to herein for purposes of Article VIII of the Indenture as the “Merger”) with and into the Successor Company with the Successor Company as the surviving
corporation. The parties hereto are entering into this Second Supplemental Indenture pursuant to, and in accordance with, Articles VIII and IX of the Indenture. 

SECTION 1. Definitions. All capitalized terms used herein that are defined in the Indenture, either directly or by
reference therein, shall have the respective meanings assigned them in the Indenture except as otherwise provided herein or unless the context otherwise requires. 

SECTION 2. Interpretation. 
  

	 	(a)	 In this Second Supplemental Indenture, unless a clear contrary intention appears: 

 

	 	(i)	 the singular number includes the plural number and vice versa; 

 

	 	(ii)	 reference to any gender includes the other gender; 

 

	 	(iii)	 the words “herein,” “hereof,” and “hereunder,” and other words of similar import,
refer to this Second Supplemental Indenture as a whole and not to any particular Section or other subdivision; 

  

	 	(iv)	 reference to any Person includes such Person’s successors and assigns but, if applicable, only if such
successors and assigns are permitted by this Second Supplemental Indenture or the Indenture, 

	 	
and reference to a Person in a particular capacity excludes such Person in any other capacity or individually provided that nothing in this clause (iv) is intended to authorize any
assignment not otherwise permitted by this Second Supplemental Indenture or the Indenture; 

  

	 	(v)	 reference to any agreement, document, or instrument means such agreement, document, or instrument as amended,
supplemented, or modified and in effect from time to time in accordance with the terms thereof and, if applicable, the terms hereof, as well as any substitution or replacement therefor and reference to any note includes modifications thereof and any
note issued in extension or renewal thereof or in substitution or replacement therefor; 

  

	 	(vi)	 reference to any Section means such Section of this Second Supplemental Indenture; and 

 

	 	(vii)	 the word “including” (and with correlative meaning “include”) means including without
limiting the generality of any description preceding such term. 

  

	 	(b)	 No provision in this Second Supplemental Indenture shall be interpreted or construed against any Person because
that Person or its legal representative drafted such provision. 

 SECTION 3. Assumption of
Obligations. 
  

	 	(a)	 Pursuant to, and in compliance and accordance with, Section 8.01 and Section 8.02 of the Indenture,
the Successor Company hereby expressly assumes all of the obligations of the Company in connection with the Securities issued under the Indenture and the performance of every other covenant of the Indenture on the part of the Company.

  

	 	(b)	 Pursuant to, and in compliance and accordance with, Section 8.02 of the Indenture, the Successor Company
succeeds to and is substituted for the Company, with the same effect as if the Successor Company had originally been named in the Indenture as the Company. 

SECTION 4. Representations and Warranties. The Successor Company represents and warrants that (a) it has all
necessary power and authority to execute and deliver this Second Supplemental Indenture and to perform the Indenture, (b) that it is the successor of the Company pursuant to the Merger effected in accordance with applicable law, (c) that
it is a corporation organized and validly existing under the laws of the State of Tennessee, and (d) that this Second Supplemental Indenture is executed and delivered pursuant to Article VIII and Section 9.01(a) of the Indenture and does
not require the consent of any Holder. 

  
 2 

 SECTION 5. Conditions of Effectiveness. This Second Supplemental
Indenture shall become effective simultaneously with the effectiveness of the Merger, provided, however, that: 
  

	 	(a)	 the Trustee shall have executed a counterpart of this Second Supplemental Indenture and shall have received one
or more counterparts of this Second Supplemental Indenture executed by the Successor Company and the Company; 

  

	 	(b)	 the Trustee shall have received an Officer’s Certificate from the Company stating that the Merger complies
with Article VIII of the Indenture and that all conditions precedent provided for in the Indenture relating to the Merger and this Second Supplemental Indenture have been complied with; 

 

	 	(c)	 the Trustee shall have received one or more Opinions of Counsel to the effect that: (i) the Merger and
this Second Supplemental Indenture comply with the provisions of Section 8.01 of the Indenture; (ii) all conditions precedent provided for in the Indenture relating to the Merger and this Second Supplemental Indenture have been complied
with; (iii) this Second Supplemental Indenture constitutes the legal, valid, and binding obligation of the Company, enforceable in accordance with its terms, subject to customary exceptions; and (iv) the execution of this Second
Supplemental Indenture is authorized or permitted by the Indenture; and 

  

	 	(d)	 the Successor Company and the Company shall have duly executed and filed with the Secretary of the State of the
State of Tennessee Articles of Merger in connection with the Merger. 

 SECTION 6. Reference to the
Indenture. 
  

	 	(a)	 Upon the effectiveness of this Second Supplemental Indenture, each reference in the Indenture to “this
Indenture,” “hereunder,” “herein,” or words of like import shall mean and be a reference to the Indenture, as affected, amended, and supplemented hereby. 

 

	 	(b)	 Upon the effectiveness of this Second Supplemental Indenture, each reference in the Notes to the Indenture
including each term defined by reference to the Indenture shall mean and be a reference to the Indenture or such term, as the case may be, as affected, amended, and supplemented hereby. 

 

	 	(c)	 The Indenture, as amended and supplemented hereby, shall remain in full force and effect and is hereby ratified
and confirmed. 

 SECTION 7. Execution in Counterparts. This Second Supplemental Indenture may be
executed in any number of counterparts and by different parties hereto in separate counterparts, each of which, when so executed and delivered, shall be deemed to be an original and all of which when taken together shall constitute but one and the
same instrument. 

  
 3 

 SECTION 8. Governing Law; Binding Effect. This Second Supplemental
Indenture shall be governed by and construed in accordance with the laws of the State of New York and shall be binding upon the parties hereto and their respective successors and assigns. 

SECTION 9. The Trustee. The Trustee shall not be responsible in any manner whatsoever for or in respect of the validity
or sufficiency of this Second Supplemental Indenture or the due execution thereof by the Company or the Successor Company. The recitals of fact contained herein shall be taken as the statements solely of the Company or the Successor Company, and the
Trustee assumes no responsibility for the correctness thereof. 
 [Signatures on following page] 

  
 4 

 IN WITNESS WHEREOF, the parties hereto have caused this Second Supplemental Indenture to be
duly executed as of the day and year first written above. 
  

			
	FRANKLIN FINANCIAL NETWORK, INC.
		
	By:	 	   /s/ J. Myers Jones,
III                                        

		 	Name: J. Myers Jones, III
		 	Title: Chief Executive Officer
	
	FB FINANCIAL CORPORATION
		
	By:	 	   /s/ Michael
Mettee                                        
    

		 	Name: Michael Mettee
		 	Title: Interim Chief Financial Officer
	
	U.S. BANK NATIONAL ASSOCIATION, not in its individual capacity, but solely as Trustee
		
	By:	 	   /s/ Wally
Jones                                        
            

		 	Name: Wally Jones
		 	Title: Vice President

  
 5Document

DESCRIPTION OF THE REGISTRANT’S SECURITIES REGISTERED UNDER SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934
Unique Fabricating, Inc. (“we” or “our”) has one class of securities registered under the Securities Exchange Act of 1934, as amended, our common stock, $.001 par value per share. Our common stock is listed on the New York Stock Exchange American.
We are authorized to issue 15,000,000 shares of common stock, $0.001 par value per share. As of March 1, 2020, we had 9,979,147 shares of common stock outstanding and there were outstanding options to purchase 676,480 shares of common stock. 
Common Stock 
Holders of our common stock are entitled to one vote for each share held of record on all matters submitted to a vote of the stockholders, and do not have cumulative voting rights. Our amended and restated certificate of incorporation and amended and restated bylaws provide for the classification of our board of directors into three classes, each nearly equal in number as possible, with each class of directors serving staggered three-year terms. Holders of our common stock are entitled to receive ratably dividends, if any, as may be declared from time to time by our board of directors, in its discretion, out of funds legally available for dividend payments. All outstanding shares of our common stock are fully paid and non-assessable. The holders of common stock have no preferences or rights of conversion, exchange, pre-emption or other subscription rights. There are no redemption or sinking fund provisions applicable to our common stock. In the event of any liquidation, dissolution or winding-up of our affairs, holders of our common stock will be entitled to share ratably in our assets that are remaining after payment or provision for payment of all of our debts and obligations. 
Effects of Anti-Takeover Provisions of Our Restated Certificate of Incorporation, Our Restated Bylaws and Delaware Law 
The provisions of (1) Delaware law, (2) our amended and restated certificate of incorporation and (3) our amended and restated bylaws discussed below could discourage or make it more difficult to prevail in a proxy contest or otherwise effect a change in our management or the acquisition of control of us by a holder of a substantial amount of our voting stock. It is possible that these provisions could make it more difficult to accomplish, or could deter, transactions that stockholders may otherwise consider to be in their best interests or our best interests. These provisions are intended to enhance the likelihood of continuity and stability in the composition of our board of directors and in the policies formulated by the board of directors and to discourage certain types of transactions that may involve an actual or threatened change in control of our company. These provisions are designed to reduce our vulnerability to an unsolicited acquisition proposal. These provisions also are intended to discourage certain tactics that may be used in proxy fights. These provisions also may have the effect of preventing changes in our management. 
Delaware Statutory Business Combinations Provision.  We are subject to the anti-takeover provisions of Section 203 of the Delaware General Corporation Law. In general, Section 203 prohibits a publicly-held Delaware corporation from engaging in a “business combination” with an “interested stockholder” for a period of three years after the date of the transaction in which the person became an interested stockholder, unless the business combination is, or the transaction in which the person became an interested stockholder was, approved in a prescribed manner or another prescribed exception applies. For purposes of Section 203, a “business combination” is defined broadly to include a merger, asset sale or other transaction resulting in a financial benefit to the interested stockholder, and, subject to certain exceptions, an “interested stockholder” is a person who, together with his or her affiliates and associates, owns (or within three years prior, did own) 15% or more of the corporation’s voting stock. 
Classified Board of Directors; Appointment of Directors to Fill Vacancies; Removal of Directors for Cause.  Our amended and restated certificate of incorporation and amended and restated bylaws provide that our board of directors is divided into three classes as nearly equal in number as possible. Each year the stockholders elect the members of one of the three classes to a three-year term of office. All directors elected to our classified board of directors serve until the election and qualification of their respective successors or their earlier resignation or removal. The board of directors is authorized to increase the number of directors that comprise the board of directors and to fill any positions so created by any such increase and is permitted to specify the class to which any newly appointed director is assigned. The person filling any of these positions would serve for the term applicable to that class. The board of directors (or its remaining members, even if less than a quorum) is also empowered to fill vacancies on the board of directors occurring for any reason for the remainder of the term of the class of directors in which the vacancy occurred. Members of the board of directors may only be removed for cause and only by the affirmative vote of holders of at least a majority of the common stock. These provisions are likely to increase the time required 

for stockholders to change the composition of the board of directors. For example, in general, at least two annual meetings will be necessary for stockholders to effect a change in a majority of the members of the board of directors. In addition, stockholders are unable to increase the number of directors that comprise the board of directors and fill such vacancies with persons approved by the stockholders. 
Advance Notice Provisions for Stockholder Proposals and Stockholder Nominations of Directors.  Our amended and restated bylaws provide that, for nominations to the board of directors or for other business to be properly brought by a stockholder before a meeting of stockholders, the stockholder must first have given timely notice of the proposal in writing to our Secretary. For an annual meeting, a stockholder’s notice generally must be delivered not less than 90 days nor more than 120 days prior to the anniversary of the previous year’s annual meeting. For a special meeting, the notice must generally be delivered no less than 90 days nor more than 120 days prior to the special meeting or ten days following the day on which public announcement of the meeting is first made. Detailed requirements as to the form of the notice and information required in the notice are specified in our restated bylaws. If it is determined that business was not properly brought before a meeting in accordance with our bylaw provisions, this business will not be conducted at the meeting. 
Special Meetings of Stockholders.  Our amended and restated certificate of incorporation provides that special meetings of the stockholders may be called only by our board of directors pursuant to a resolution adopted by a majority of the total number of directors or upon the written request of the holders of at least 15% of the voting power of the outstanding capital stock of the Company entitled to vote upon matters to be brought before the proposed special meeting, and may not be called by any other person or persons. 
No Stockholder Action by Written Consent.  Our amended and restated certificate of incorporation does not permit our stockholders to act by written consent. As a result, any action to be effected by our stockholders must be effected at a duly called annual or special meeting of the stockholders. 
Stockholders Not Entitled to Cumulative Voting.  Our amended and restated certificate of incorporation does not permit stockholders to cumulate their votes in the election of directors. Accordingly, the holders of a majority of the outstanding shares of our common stock entitled to vote in any election of directors can elect all of the directors standing for election, if they choose. 
Choice of Forum 
Our amended and restated certificate of incorporation, to the fullest extent permitted by law, provides that the Court of Chancery of the State of Delaware will be the sole and exclusive forum for (i) any derivative action or proceeding brought on behalf of the Company, (ii) any action asserting a claim of breach of a fiduciary duty owed to the Company or the Company’s stockholders by any of the Company’s directors, officers, employees or agents, (iii) any action asserting a claim against the Company arising under the DGCL, our amended and restated certificate of incorporation or our amended and restated bylaws or (iv) any action asserting a claim against the Company that is governed by the internal affairs doctrine. We may consent in writing to alternative forums.  A stockholder of the Company is deemed to have notice of and have consented to the provisions of our amended and restated certificate of incorporation related to choice of forum.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00313-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00313-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00313-of-00352.parquet"}]]