Document:

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                                                                   Exhibit 10.1

                                 AMENDMENT NO. 3
                              TO THE NATIONAL CITY
                           SAVINGS AND INVESTMENT PLAN
               (as amended and restated effective January 1, 2001)
       ------------------------------------------------------------------

         National City Corporation, a Delaware corporation, and National City
Bank, a national banking association, Trustee, hereby evidence the adoption of
this Amendment No. 3 to the National City Savings and Investment Plan, as
amended and restated effective January 1, 2001 (the "Plan").

1. Section 4.2 of Article IV of the Plan is hereby amended by the deletion of
subsection (4) thereunder in its entirety and the substitution in lieu thereof
of a new subsection (4) to read as follows:

                  "(4) Effective for Plan Years beginning on or after January 1,
         1997, in the event that excess contributions (as such term is
         hereinafter defined) are made to the Trust for any Plan Year, then, by
         the last day of the following Plan Year, such excess contributions (and
         any income allocable thereto) shall be distributed to the Highly
         Compensated Eligible Employees beginning with the Highly Compensated
         Employee with the largest amount of Before-Tax Contributions and
         continuing in descending order until all excess contributions have been
         allocated. If such excess amounts are distributed more than 2-1/2
         months after the last day of the Plan Year in which such excess amounts
         arose, a 10-percent excise tax will be imposed on the Corporation with
         respect to such amounts. For the purposes of this Subsection, the term
         "excess contributions" shall mean, for any Plan Year, the excess of (a)
         the aggregate amount of Before-Tax Contributions actually paid to the
         Trust on behalf of Highly Compensated Eligible Employees for such Plan
         Year over (b) the maximum amount of such Before-Tax Contributions
         permitted for such Plan Year under Subsection (1) of this Section
         (determined by hypothetically reducing contributions made on behalf of
         Highly Compensated Employees in order of the actual deferral
         percentages, beginning with the highest percentages)."

2. Section 4.3 of Article IV of the Plan is hereby amended by the deletion of
subsection (3) thereunder and the substitution in lieu thereof of a new
subsection (3) to read as follows:

                  "(3) Effective for Plan Years beginning on or after January 1,
         1997, in the event that excess aggregate contributions (as such term is
         hereinafter defined) are made to the Trust for any Plan Year, then, by
         the last day of the following

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         Plan Year, such excess contributions (and any income allocable thereto)
         shall be forfeited (if forfeitable) and applied as provided in Section
         3.7 or (if not forfeitable) shall be distributed to the Highly
         Compensated Eligible Employees beginning with the Highly Compensated
         Employee with the largest amount of Matching Allocations and continuing
         in descending order until all excess aggregate contributions have been
         allocated. If such excess amounts are distributed more than 2-1/2
         months after the last day of the Plan Year in which such excess amounts
         arose, a 10-percent excise tax will be imposed on the Corporation with
         respect to such amounts. For the purposes of this Subsection, the term
         "excess aggregate contributions" shall mean, for any Plan Year, the
         excess of (a) the aggregate amount of the Matching Allocations made for
         Highly Compensated Eligible Employees for such Plan Year over (b) the
         maximum amount of such Matching Allocations permitted for such Plan
         Year under Subsection (1) of this Section, (determined by
         hypothetically reducing Matching Allocations made on behalf of Highly
         Compensated Employees in order of the actual contribution percentages,
         beginning with the highest percentages)."

         This Amendment No. 3 is executed at Cleveland, Ohio this _______ day of
___________, 2004 but shall be effective as if it were included in the amended
and restated Plan document.

NATIONAL CITY BANK, TRUSTEE                 NATIONAL CITY CORPORATION

By:_____________________________            By:________________________________

Title:__________________________            Title:_____________________________

                                            By:________________________________

                                            Title:_____________________________

                                       2<PAGE>
                                                                  Exhibit 10.2

                                 AMENDMENT NO. 3
                              TO THE NATIONAL CITY
                        SAVINGS AND INVESTMENT PLAN NO. 2
               (as amended and restated effective January 1, 2001)
       ------------------------------------------------------------------

         National City Corporation, a Delaware corporation, and National City
Bank, a national banking association, Trustee, hereby evidence the adoption of
this Amendment No. 3 to the National City Savings and Investment Plan No. 2, as
amended and restated effective January 1, 2001 (the "Plan").

1. Section 4.2 of Article IV of the Plan is hereby amended by the deletion of
subsection (4) thereunder in its entirety and the substitution in lieu thereof
of a new subsection (4) to read as follows:

                  "(4) Effective for Plan Years beginning on or after January 1,
         1997, in the event that excess contributions (as such term is
         hereinafter defined) are made to the Trust for any Plan Year, then, by
         the last day of the following Plan Year, such excess contributions (and
         any income allocable thereto) shall be distributed to the Highly
         Compensated Eligible Employees beginning with the Highly Compensated
         Employee with the largest amount of Before-Tax Contributions and
         continuing in descending order until all excess contributions have been
         allocated. If such excess amounts are distributed more than 2-1/2
         months after the last day of the Plan Year in which such excess amounts
         arose, a 10-percent excise tax will be imposed on the Corporation with
         respect to such amounts. For the purposes of this Subsection, the term
         "excess contributions" shall mean, for any Plan Year, the excess of (a)
         the aggregate amount of Before-Tax Contributions actually paid to the
         Trust on behalf of Highly Compensated Eligible Employees for such Plan
         Year over (b) the maximum amount of such Before-Tax Contributions
         permitted for such Plan Year under Subsection (1) of this Section
         (determined by hypothetically reducing contributions made on behalf of
         Highly Compensated Employees in order of the actual deferral
         percentages, beginning with the highest percentages)."

2. Section 4.3 of Article IV of the Plan is hereby amended by the deletion of
subsection (3) thereunder and the substitution in lieu thereof of a new
subsection (3) to read as follows:

                  "(3) Effective for Plan Years beginning on or after January 1,
         1997, in the event that excess aggregate contributions (as such term is
         hereinafter defined) are made to the Trust for any Plan Year, then, by
         the last day of the following

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         Plan Year, such excess contributions (and any income allocable thereto)
         shall be forfeited (if forfeitable) and applied as provided in Section
         3.7 or (if not forfeitable) shall be distributed to the Highly
         Compensated Eligible Employees beginning with the Highly Compensated
         Employee with the largest amount of Matching Allocations and continuing
         in descending order until all excess aggregate contributions have been
         allocated. If such excess amounts are distributed more than 2-1/2
         months after the last day of the Plan Year in which such excess amounts
         arose, a 10-percent excise tax will be imposed on the Corporation with
         respect to such amounts. For the purposes of this Subsection, the term
         "excess aggregate contributions" shall mean, for any Plan Year, the
         excess of (a) the aggregate amount of the Matching Allocations made for
         Highly Compensated Eligible Employees for such Plan Year over (b) the
         maximum amount of such Matching Allocations permitted for such Plan
         Year under Subsection (1) of this Section, (determined by
         hypothetically reducing Matching Allocations made on behalf of Highly
         Compensated Employees in order of the actual contribution percentages,
         beginning with the highest percentages)."

         This Amendment No. 3 is executed at Cleveland, Ohio this _______ day of
___________, 2004 but shall be effective as if it were included in the amended
and restated Plan document.

NATIONAL CITY BANK, TRUSTEE                 NATIONAL CITY CORPORATION

By:_____________________________            By:________________________________

Title:__________________________            Title:_____________________________

                                            By:________________________________

                                            Title:_____________________________

                                       2<PAGE>

                                                                   Exhibit 10.3

                                 AMENDMENT NO. 4
                              TO THE NATIONAL CITY
                           SAVINGS AND INVESTMENT PLAN
               (as amended and restated effective January 1, 2001)
       ------------------------------------------------------------------

         National City Corporation, a Delaware corporation, and National City
Bank, a national banking association, Trustee, hereby evidence the adoption of
this Amendment No. 3 to the National City Savings and Investment Plan, as
amended and restated effective January 1, 2001 (the "Plan").

1. Effective April 9, 2004, Section 1.1 of Article I of the Plan is hereby
amended by the deletion of paragraph (a) of subsection (14) thereunder in its
entirety and the substitution in lieu thereof of a new paragraph (a) to read as
follows:

                  "(14) Covered Employee: (a) An Employee of an Employer,
         including a salaried executive officer but not a director, as such, but
         excluding: (i) any person employed as a student intern, (ii) any person
         who is a law enforcement officer employed by a local, county or state
         government and who is hired by an Employer to perform off-duty security
         services, (iii) any person who is an Employee of an Employer who is
         included in its Special Project Employee Employment classification,
         (iv) any person employed by National Processing Incorporated or a
         subsidiary thereof who is treated as a non-exempt employee under the
         Fair Labor Standards Act, (v) any Employee who is a nonresident alien
         and who receives no earned income (within the meaning of Code section
         911(d)(2)) from the Controlled Group which constitutes income from
         sources within the United States (within the meaning of Code section
         861(a)(3), (vi) any person who is a leased employee (within the meaning
         of Section 1.1(20)) or (vii) any person employed in a Former Allegiant
         Bank Area Position. For purposes of the foregoing sentence, the term
         `Former Allegiant Bank Area Position' shall mean any position as
         determined by a Controlled Group Member which is paid and tracked by
         the Allegiant Bank payroll system."

<PAGE>

         Executed at Cleveland, Ohio this _______ day of April, 2004.

NATIONAL CITY BANK, TRUSTEE                 NATIONAL CITY CORPORATION

By:_____________________________            By:________________________________

Title:__________________________            Title:_____________________________

                                            By:________________________________

                                            Title:_____________________________

                                       2

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