Document:

Exhibit 4.35

 

(English Translation)

 

Insurance Service Fee Cooperation Framework Agreement

 

Party A: Chang An Insurance Sales Co., Ltd.

 

Address: 7/F, Changbao Building, 1 Anhua Beili, Dongcheng District, Beijing

Telephone: 010-51336713

 

Party B: Hexin E-Commerce Co., Ltd.

 

Address: C-13F, Shimao Tower, 92A Jianguo Road, Chaoyang District, Beijing

Telephone: 010-53579041

 

After consultations, Chang An Insurance Sales Co., Ltd. (“Party A”) and Hexin E-Commerce Co., Ltd.  (“Party B”) hereby reach agreement as follows on the principle of friendly cooperation with a view to promoting the comprehensive development of both parties and achieving a win-win goal for the parties.

 

Article 1    Relationship Among the Parties Concerned

 

For purposes of this Agreement,

 

Party A, including Party A and its subsidiaries, as the case may be, is an insurance company qualified to offer letter of credit insurance, short-term casualty insurance and property insurance products.

 

Party B is a brokerage firm engaged in the business of providing unsecured loan and car title loan matching services to borrowers seeking such loans and providing car title loan and unsecured loan-related risk control services to the corresponding lenders.

 

The term “borrower” refers to a person who seeks a loan against its/his/her own credit or motor vehicle by using Party B’s matching and risk management services.

 

The term “lender” refers to a natural person or legal person entity who extends a loan to a borrower.

 

Article 2    Cooperation Projects

 

On the principle of equality, voluntariness, mutual benefit and good faith and in accordance with applicable regulations of the competent insurance supervision authorities, Party A and Party B, after friendly consultations, hereby enter into the following agreement for the furthering of their cooperation in connection with guarantee insurance and other related types of insurance for mutual observance and will implement the same during the term of the corresponding cooperation agreement subject to the insurance products and premium rate terms offered by Party A.

 

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Article 3    Contents of Cooperation

 

During the term of each insurance policy issued by Party A to any borrower, Party A shall provide insurance consulting and industrial consulting services and other related services to such borrower in relation to its/his/her borrowing.

 

Article 4    Term of Service

 

The term during which Party A shall provide the services as contemplated hereunder shall be from April 1, 2018 to March 31, 2019.

 

Article 5    Obligations of the Parties

 

5.1                               Party A shall provide relevant insurance consulting services to the covered borrowers in a timely fashion and on a quality and quantity-assured basis;

 

5.2                               None of the said consulting services to be provided by Party A may damage the reputation or benefits of Party B, nor may they damage the legal interests of any borrower or violate any law or regulation of the People’s Republic of China or any other relevant rules; and

 

5.3                               Without written consent of Party B, Party A may not conduct any publicity activity in the name of Party B.

 

Article 6    Service Fee

 

6.1                               Party A will charge a borrower service fee for the insurance consulting services provided to such borrower in an amount equal to 2% of the amount of the loan set forth in the relevant loan agreement of such borrower.  For any additional insurance consulting services and any other related services to be provided to any borrower by Party A, additional service fee shall be paid to Party A.

 

6.2                               Contact Information of the Parties

 

Party A: Chang An Insurance Sales Co., Ltd.

 

Email: 

 

Party B: Hexin E-Commerce Co., Ltd.

 

Email: 

 

Article 7    Confidentiality

 

Each of Party A and Party B shall keep strictly confidential the trade secrets of either party hereto, and may not disclose to any third party the contents of this Agreement or any relevant business information without consent of the other party.  This article shall survive the expiration, suspension or termination of the cooperation contemplated hereunder.

 

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Article 8    Dispute Resolution

 

In case of any dispute between the parties arising under this Agreement, the parties shall first attempt to settle such dispute through amicable consultations between them.  Any dispute that fails to be settled through such consultations shall be submitted to a court located in the place where this Agreement is executed for resolution through litigation.

 

Article 9    Termination

 

Unless otherwise specified herein, this Agreement may not be terminated until and unless mutually agreed by the parties in writing.

 

Article 10    Anti-Corruption

 

It is prohibited to give, whether directly or indirectly, anything of value to any governmental official or political candidate for purpose of obtaining any business opportunity.  Because Party B will be bound by FCPA from and after the effective date of this Agreement, any violation of FCPA does not only constitute a violation of the rules of Party B but also constitute a civil or criminal violation defined in FCPA.  No employee of either party may pay or authorize the payment of any illegal compensation to any governmental official of any country, whether directly or indirectly.  In addition, under applicable rules of Party B, it is strictly prohibited to pay any compensation to any governmental official for the purpose of obtaining improper advantages, including any nominal facilitating payment to any governmental official for the purpose of expediting or ensuring a routine governmental act.

 

Article 11    Miscellaneous

 

11.1                        This Agreement shall be executed in four counterparts, two for each party hereto.  Any matter not covered hereunder shall be set forth in supplementary agreements to be entered into by and between the parties hereto after the parties hereto reach agreement thereon through negotiations, which supplementary agreements shall have equal legal force and effect as this Agreement.

 

11.2                        Each party shall have the right to unilaterally terminate this Agreement and reserve the right to bring a claim against the other party for the legal and economic liability therefor where the other party takes any action in violation of any law or regulation of the People’s Republic of China or this Agreement.  In case of such violation, this Agreement shall automatically terminate as of the date on which such violation is confirmed and a notice of termination is given to the violating party.

 

11.3                        Without written consent of the other party, neither party hereto may disclose all or any of its rights or obligations hereunder to any third party.  Otherwise, the breaching party shall indemnify the other party against the economic losses incurred by the other party as a result thereof.

 

11.4                        This Agreement shall take effect upon execution, and shall remain effective for a term of one year.  This Agreement shall be extended automatically for another term of one year unless either party indicates otherwise one month prior to the expiration of each current term until all the rights and obligations of both parties hereunder are fully fulfilled.

 

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Party A: Party A: Chang An Insurance Sales   Co., Ltd. (affixed with company seal)
    	
 
    	
Party B: Hexin E-Commerce Co., Ltd.  (affixed   with company seal)
    
	
 
    	
 
    
	
 
    	
 
    
	
Signed by: 
    	
 
    	
 
    	
Signed by: 
    	
 
    
	
Name: 
    	
 
    	
 
    	
Name: 
    	
 
    
	
Title: 
    	
Title: 
    
	
 
    	
 
    
	
Dated: 
    	
February 1, 2018
    	
 
    	
Dated: 
    	
February 1, 2018
    
							

 

4Exhibit
10.1

 

INTRA
GROUP SERVICES AGREEMENT

 

This AGREEMENT is entered into
on this 25 day of July 2018 between:

 

Majesco Limited, a company registered
and operating under the laws of India having its registered office at MNDC, MBP-P-136, Mahape, Navi Mumbai 400710, India, hereinafter
called as “the PROVIDER”;

 

AND

 

Majesco Software and Solutions
India Private Limited, a company registered and operating under the laws of India having its registered office at 805, President
House, Near Ambawadi Circle, Ahmedabad, Gujarat 380009, India hereinafter called as “the RECIPIENT”.

 

Jointly referred to as “the
parties” or “parties”.

 

WITNESSETH

 

WHEREAS, the Provider is engaged
in providing customized enterprise wide software products and services to customers in Insurance industry in India. It offers post
implementation maintenance services and product installations.

 

WHEREAS, the Recipient is engaged
in providing offshore software development and related Information Technology services.

 

WHEREAS, the PROVIDER and the RECIPIENT
are part of the Majesco GROUP;

 

WHEREAS, the PROVIDER employs personnel
with experience in the areas of Sales and Marketing for the purpose of its business operations;

 

WHEREAS, in order to leverage the
efforts, economies of scale, to carry on its business more efficiently and for its own commercial benefit, the RECIPIENT desires
to avail itself of the Sales and Marketing SERVICES of the personnel, employed by the PROVIDER;

 

WHEREAS, the PROVIDER is willing
to provide SERVICES to the RECIPIENT upon the terms and conditions hereinafter set forth.

 

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NOW, THEREFORE, IT HAS BEEN HEREBY AGREED AS FOLLOWS: 

 

		I.	NATURE OF SERVICES

 

			The PROVIDER hereby agrees to provide RECIPIENT with the
SERVICES as set forth below.

 

		a)	Assistance in sales and marketing in the Asia Pacific region
(hereinafter referred to as “APAC”);

 

		b)	The Marketing team shall undertake business commercial
initiatives like vetting of contracts, communication with customers, assisting in cost reduction initiatives, collections from
customers and other administrative activities in the APAC region.

 

The parties agree that upon
the terms and subject to the conditions contained herein, additional SERVICES which are not currently contemplated under this AGREEMENT
may be added as a separate Appendix from time-to-time.

 

The PROVIDER and its employees
will perform the SERVICES with due care and in a manner consistent with the AGREEMENT.

 

		II.	SERVICE FEE

 

		a.	In consideration for the PROVIDER’S services, the
RECIPIENT shall pay the total costs incurred by the PROVIDER for providing the SERVICES as defined under this AGREEMENT, plus
a 10% mark-up, unless otherwise agreed between the parties.

 

		b.	The total costs for the purpose of this AGREEMENT shall
mean,

 

		i.	All operating costs (direct and indirect costs) incurred
in the normal course for provision of the SERVICES shall be allocated to the RECIPIENT on the basis of gross Revenue.

 

		-	Direct cost incurred by the provider (e.g. Salary, actual
amount of insurance premium, bonuses, travel and related expenses) attributable to employees directly engaged in providing services
to recipient.

 

		-	Indirect cost incurred by the provider in providing services
to recipient (indirect costs may be apportioned on the basis of revenue, headcount, operating assets, or other reasonable allocation
method in line with sound accounting practices).

 

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		c.	The total costs shall be determined based on the books
of accounts maintained by the PROVIDER and mark-up would be subject to periodic review of business and commercial consideration.

 

		d.	The PROVIDER shall maintain records and reasonable details
as to the nature of services agreed between the parties. At the request of the RECIPIENT, the PROVIDER shall provide reasonable
documentation of the costs taken into account in calculating SERVICE FEES charged to the RECIPIENT.

 

		e.	The PROVIDER shall raise monthly invoices to the RECIPIENT
under this AGREEMENT.

 

		f.	The RECIPIENT will pay the amount along with appropriate
indirect taxes within 60 days of the date of issue of an invoice received from the PROVIDER.

 

		III.	LIABILITY

 

The PROVIDER agrees to use its
best efforts to render services, and shall endeavour to provide information and data, of the highest calibre. However, the RECIPIENT
agrees that the PROVIDER shall have no liability to the RECPIENT, its creditors, successors or assigns, arising out of the SERVICES,
information, knowledge or data which the PROVIDER performs or communicates to the RECIPIENT hereunder, or arising out of the manner
in which the RECIPIENT may use such SERVICES, information, knowledge or data.

 

		IV.	TERM OF AGREEMENT

 

This AGREEMENT shall have effect
from 01 day of April 2018 and shall remain in effect until terminated mutually by the parties hereto.

 

		V.	TERMINATION

 

Either party to this AGREEMENT
may terminate this AGREEMENT, at any time upon Sixty (60) days prior written notice to the other party hereto.

 

In the event of the dissolution,
liquidation, bankruptcy or insolvency of the RECIPIENT / PROVIDER, or in the event that its business or assets or any portion thereof
are seized, confiscated or expropriated by judicial or administrative process of otherwise or in the event of any involuntary or
compulsory change in the ownership or administrative control of the RECIPIENT / PROVIDER, then this AGREEMENT shall terminate forthwith
on the happening of such event.

 

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			Upon termination of the AGREEMENT, the PROVIDER shall render
an account of all unpaid SERVICES to the RECIPIENT and the RECEIPIENT shall settle such account within 30 days of receipt of this
invoice.

 

This AGREEMENT shall terminate with respect to any party hereto that breaches
its obligations or fails to perform any obligations herein, if such breach or failure remains uncured for thirty (30) days after
such party receives written notice of the other party. 

	VI.		FORCE
                                         MAJEURE

 

No party shall be deemed to be
in breach of this AGREEMENT by reason of any delay in performing, or any failure to perform any of their respective obligations
in relation to this AGREEMENT, if the delay or failure was due to a Force Majeure Event.

 

If either party suffers delay
in the execution of its contractual obligations due to the occurrence of a Force Majeure Event, it shall promptly give the other
party notice of the cause of the delay and the expected duration thereof. The parties shall use their best efforts to avoid or
minimize the effects upon their obligations assumed hereunder of such Force Majeure Event and shall perform their contractual obligations
as promptly as reasonably practicable after removal of the Force Majeure Event and its effects without prejudice to the right of
the parties to terminate under the conditions set above under termination clause.

 

    VII.   ENTIRE
AGREEMENT

 

This AGREEMENT constitutes the
entire AGREEMENT between the parties with respect to the subject matter hereof and supersedes all prior agreements, understandings
and communications (if any), whether written or oral, between the parties with respect to the subject matter hereof.

 

Both the parties will continuously
review this AGREEMENT as to the reasonableness of its terms. If at any time the parties discover that this AGREEMENT does not provide
for a fair balance between the interests of the parties, either of the parties to this AGREEMENT shall then agree upon such amendments
as are required to reflect the change of circumstances.

 

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Any amendment to the AGREEMENT
must be made in writing in order to become effective, unless a stricter form is legally required. This shall also apply to any
amendment, supplement or cancellation of any clause of the AGREEMENT.

 

	VIII.		TAXES AND COMPLIANCE WITH OTHER LAWS

 

Each party shall undertake
the necessary compliances related to withholding tax if applicable and required under the provisions of Indian Income-tax
Act, 1961, as applicable.

 

Each party shall be liable for
and shall pay and discharge any taxes, duties or any other levies of any kind whatsoever in connection with the execution and performance
of this Intra Group Service Agreement in accordance with the applicable laws and regulations in India.

 

The respective parties shall at
all times and at its own expense undertake the necessary compliances related to:

 

		a.	Comply with all applicable laws, rules, regulations and
order relating to performance of this AGREEMENT;

 

		b.	Pay all fees and other charges as required by such laws,
rules, regulations and orders;

 

		c.	Maintain in full force and effect all licences, permits,
authorisation and registration from all applicable government department to perform its obligation hereunder.

 

	IX.		ASSIGNMENT

 

The PROVIDER shall be entitled
to assign the AGREEMENT or delegate the performance of its obligations hereunder without the express written consent of the RECIPIENT,
although any assignment will be communicated to the RECIPIENT in writing.

 

No assignment by the RECIPIENT
shall be permitted except with the written agreement of the PROVIDER.

 

	X.		APPLICABLE
                                         LAW

 

The validity, performance and
construction of the AGREEMENT shall be governed and interpreted in accordance with the laws of India.

 

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	XI.		WAIVER

 

Except
as otherwise provided in this AGREEMENT, any failure of any of the parties hereto to comply with any obligation, covenant, AGREEMENT
or condition herein may be waived by the party entitled to the benefits thereof only by a written instrument signed by the party
granting such waiver. Such waiver or failure to insist upon strict compliance with obligation, covenant, AGREEMENT or condition
shall not operate as a waiver of, or estoppel with respect to, any subsequent or other failure.

 

	XII.		NO
                                         AGENCY OR PARTNERSHIP

 

Nothing
in this agreement shall be deemed to constitute a partnership / joint venture between the parties to this AGREEMENT. The relationship
which subsists between the parties is that which arises under an Intra Group Service agreement.

 

IN
WITNESS WHEREOF the parties have caused this AGREEMENT to be executed by their duly recognised officers as of the date above stated.

 

Signed
on behalf of the Majesco Limited

 

	/s/ Radhakrishnan
    Sundar 	 
	Name: Radhakrishnan Sundar 	 
	Capacity: Executive Director	 

 

AND

 

Signed
on behalf of the Majesco Software and Solutions India Private Limited

 

	/s/ Farid
    Kazani 	 
	Name: Farid Kazani 	 
	Capacity: Director	 

 

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