Document:

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                                                                  EXHIBIT 10.62

                              EMPLOYMENT AGREEMENT

        THIS EMPLOYMENT AGREEMENT (the "Agreement") is effective as of June 8,
2001 (the "Effective Date") by and between FIDELITY NATIONAL FINANCIAL, INC., a
Delaware corporation (the "Company"), and BRIAN HERSHKOWITZ (the "Employee"). In
consideration of the mutual covenants and agreements set forth herein, the
parties agree as follows:

        1. Employment and Duties. Subject to the terms and conditions of this
Agreement, the Company employs the Employee to serve in an executive and
managerial capacity as Executive Vice President of the Company (or such other
title as the Company may designate). Employee accepts such employment and agrees
to perform such reasonable responsibilities and duties commensurate with the
aforesaid positions as directed by the Company's Chief Executive Officer or its
President, or as set forth in the Articles of Incorporation and the Bylaws of
the Company. Employee shall report directly to Eric Swenson, Executive Vice
President.

        2. Term. The term of this Agreement shall commence on the Effective Date
and shall continue for a period of two (2) years, subject to prior termination
as set forth in Section 6, below (the "Term"). Six months prior to the end of
the Term, the Company will give Employee notice of its intent not to renew this
Agreement. If the Company fails to give Employee such notice, the Agreement will
automatically extend for a period of one (1) year. The Term may be extended at
any time upon mutual written agreement of the parties.

        3. Salary. During the Term, the Company shall pay the Employee a minimum
base annual salary, before deducting all applicable withholdings, of $250,000
per year, payable at the times and in the manner dictated by the Company's
standard payroll policies. Such minimum base annual salary may be periodically
reviewed and increased at the Company's discretion to reflect, among other
matters, cost of living increases and performance results.

        4. Other Compensation and Fringe Benefits. During the Term, the Employee
shall be entitled to the following:

        (a) The standard Company benefits enjoyed by the Company's other
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EMPLOYMENT AGREEMENT
PAGE 2 OF 7

similarly positioned executives as a group.

        (b)     On the one year anniversary of Employee's continued employment
                with the Company, Employee shall be paid a guaranteed bonus of
                $250,000.

        (c)     During the second year of the Term, Employee shall be eligible
                to receive a bonus according to the terms and conditions of the
                Fidelity National Information Solutions Executive Bonus Program
                then in effect.

        (d)     During his continued employment with the Company, Employee shall
                be entitled to receive on a one time basis the Company's
                standard relocation benefits.

        (e)     During the first six months of his continued employment with the
                Company, Employee shall be entitled to a housing allowance of
                $2,000 per month.

        (f)     During each year of his continued employment with the Company,
                the Employee shall be entitled to a monthly automobile allowance
                of $500.00;

        (h)     The Company shall deduct from all compensation payable under
                this Agreement to the Employee any taxes or withholdings the
                Company is required to deduct pursuant to state and federal laws
                or by mutual agreement between the parties.

        5. Vacation. For and during each year of the Term and any extensions
thereof, the Employee shall be entitled to three (3) weeks of paid vacation. In
addition, the Employee shall be entitled to such holidays consistent with the
Company's standard policies or as the Company's Board of Directors may approve.

        6. Termination.
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EMPLOYMENT AGREEMENT

PAGE 3 OF 7

                (a) For Cause. The Company may terminate this Agreement
        immediately for cause upon written notice to the Employee, in which
        event the Company shall be obligated only, to pay the Employee that
        portion of the minimum base annual salary due him through the date of
        termination. Cause shall be limited to (i) the failure to perform duties
        consistent with a commercially reasonable standard of care; (ii) the
        willful neglect of duties; (iii) criminal or other illegal activities;
        or, (iv) a material breach of this Agreement.

                (b) Without Cause. Either party may terminate this Agreement
        immediately without cause by giving written notice to the other. If the
        Company terminates under this Section 6(b), then it shall be obligated
        to pay to the Employee an amount equal to the sum of the portion of
        Employee's minimum base annual salary in effect as of the date of
        termination due for the remainder of the term. Company to make such
        payment in a lump sum on or before the fifth day following the date of
        termination. If the Employee terminates under this Section 6(b), then
        the Company shall only be obligated to pay the Employee the minimum
        annual base salary due him through the date of termination.

                (c) Disability. If the Employee fails to perform his duties
        hereunder on account of illness or other incapacity for a period of
        three months, then the Company shall have the right upon written notice
        to the Employee to terminate this Agreement without further obligation
        by paying the Employee the minimum base annual salary due him through
        the date of termination.

                (d) Death. If the Employee dies during the Term, then this
        Agreement shall terminate immediately.

                (e) Effect of Termination. Termination for any reason or for no
        reason shall not constitute a waiver of the Company's rights under this
        Agreement or a release of the Employee from any obligation hereunder
        except his obligation to perform his day-to-day duties as an employee.

        7. Non-Delegation of Employee's Rights. The obligations, rights and
benefits of the Employee hereunder are personal and may not be delegated,

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Employment Agreement
Page 4 of 7

assigned or transferred in any manner whatsoever, nor are such obligations,
rights or benefits subject to involuntary alienation, assignment or transfer.

        8. Confidential Information. The Employee acknowledges that in his
capacity as an employee of the Company he will occupy a position of trust and
confidence and he further acknowledges that he will have access to and learn
substantial information about the Company and its operations that is
confidential or not generally known in the industry, including, without
limitation, information that relates to purchasing, sales, customers, marketing,
and the Company's financial position and financing arrangements. The Employee
agrees that all such information is proprietary or confidential, or constitutes
trade secrets and is the sole property of the Company. The Employee will keep
confidential, and will not reproduce, copy or disclose to any other person or
firm, any such information or any documents or information relating to the
Company's methods, processes, customers, accounts, analyses, systems, charts,
programs, procedures, correspondence or records, or any other documents used or
owned by the Company, nor will the Employee advise, discuss with or in any way
assist any other person, firm or entity in obtaining or learning about any of
the items described in this Section 8. Accordingly, the Employee agrees that
during the Term and at all times thereafter he will not disclose, or permit or
encourage anyone else to disclose, any such information, nor will he utilize any
such information, either alone or with others, outside the scope of his duties
and responsibilities with the Company.

        9. Unfair Competition Prohibited. Because of Employee's employment by
the Company, Employee will have access to trade secrets and confidential
information about Company, its products, its customers, and its methods of doing
business. In consideration of providing Employee access to this information,
Employee agrees that for a period of two (2) years after termination of his
employment, he will not, directly or indirectly, compete with Company in the
Southern California area or entice, encourage or solicit any Company employees
to do so.

        10. Liquidated Damages for Company. Because Company's damages resulting
from any breach by Employee of Sections 8 and 9 would be impracticable and
extremely difficult to fix in an actual amount, the liquidated amount of damage
presumed to be sustained from any such breach will be $500,000. THAT SUM IS

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Employment Agreement
Page 5 of 7

AGREED UPON AS COMPENSATION FOR THE INJURY SUFFERED BY COMPANY AND NOT AS A
PENALTY.

        11. Improvements and Inventions. Any and all improvements or inventions
that the Employee may conceive, make or participate in during the period of his
employment shall be the sole and exclusive property of the Company. The Employee
will, whenever requested by the Company, execute and deliver any and all
documents which the Company shall deem appropriate in order to apply for and
obtain patents for improvements or inventions or in order to assign and convey
to the Company the sole and exclusive right, title and interest in and to such
improvements, inventions, patents or applications.

        12. Return of Company Documents. Upon termination of this Agreement,
Employee shall return immediately to the Company all records and documents of or
pertaining to the Company and shall not make or retain any copy or extract of
any such record or document.

        13. Amendment. This Agreement contains, and its terms constitute, the
entire agreement of the parties, and it may be amended only by a written
document signed by both parties to this Agreement.

        14. Governing Law. California law shall govern the construction and
enforcement of this Agreement and the parties agree that any litigation
pertaining to this Agreement shall be adjudicated in courts located in Santa
Barbara, California.

        15. Attorneys' Fees. If any party finds it necessary to employ legal
counsel or to bring an action at law or other proceedings against the other
party to enforce any of the terms hereof, the party prevailing in any such
action or other proceeding shall be paid by the other party its reasonable
attorneys' fees as well as court costs, all as determined by the court and not a
jury.

        16. Severability. If any section, subsection or provision hereof is
found for any reason whatsoever, to be invalid or inoperative, that section,
subsection or provision shall be deemed severable and shall not affect the force
and validity of any other provision of this Agreement. If any covenant herein is
determined by a court to be overly broad thereby making the covenant
unenforceable, the parties

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Employment Agreement
Page 6 of 7

agree and it is their desire that such court shall substitute a reasonable
judicially enforceable limitation in place of the offensive part of the covenant
and that as so modified the covenant shall be as fully enforceable as if set
forth herein by the parties themselves in the modified form. The covenants of
the Employee in this Agreement shall each be construed as an agreement
independent of any other provision in this Agreement, and the existence of any
claim or cause of action of the Employee against the Company, whether predicated
on this Agreement or otherwise, shall not constitute a defense to the
enforcement by the Company of the covenants in this Agreement.

        17. Notices. Any notice, request, or instruction to be given hereunder
shall be in writing and shall be deemed given when personally delivered or three
(3) days after being sent by United States certified mail, postage prepaid, with
return receipt requested, to the parties at their respective addresses set for
the below:

        To the Company:
        Fidelity National Financial, Inc.
        4050 Calle Real, Suite 220
        Santa Barbara, CA 93110
        Attention: Corporate Legal Department

        To the Employee:
        Brian Hershkowitz
        1350 Linda Vista Avenue
        Pasadena, CA 91103

        18. Waiver of Breach. The waiver by any party of any provisions of this
Agreement shall not operate or be construed as a waiver of any prior or
subsequent breach by the other party.

        IN WITNESS WHEREOF the parties have executed this Agreement to be
effective as of the date first set forth above.
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Employment Agreement
Page 7 of 7

                                             FIDELITY NATIONAL FINANCIAL, INC.

                                             BY: /s/ ERIC SWENSON
                                                 ------------------------------
                                             Its: EVP
                                                 ------------------------------

                                             EMPLOYEE

                                             /s/  BRIAN HERSHKOWITZ
                                             ----------------------------------
                                             Brian Hershkowitz<PAGE>

                                                                   EXHIBIT 10.63

[VISTAINFO LOGO]

                         EXECUTIVE EMPLOYMENT AGREEMENT

        This Executive Employment Agreement ("Agreement") is made effective as
of January 1, 2001 ("Effective Date"), by and between Vista Information
Solutions, Inc., a Delaware corporation ("VistaInfo"), and Howard Latham
("Latham").

        The parties agree as follows:

        1. Employment. VistaInfo hereby employes Latham, and Latham hereby
accepts such employment, upon the terms and conditions set forth herein.

        2. Duties and Term.

                2.1 Position. Latham will be employed in the capacity of Chief
Executive Officer and shall have the duties and responsibilities assigned by the
Board of Directors on the Effective Date and as may be reasonably assigned by
the Board of Directors from time to time. Latham shall perform faithfully and
diligently all duties assigned to him. During the period Latham is serving in
the capacity of Chief Executive officer, VistaInfo reserves the right to modify
his position and duties at any time in its sole and absolute discretion,
provided that the title and duties assigned are consistent with the position of
a senior executive and that Latham continues to report to the Board of
directors.

                2.2 Best Efforts/Full-time. Latham will expend his best efforts
on behalf of VistaInfo, and will abide by all policies and decisions made by
VistaInfo, as well as all applicable federal, state and local laws, regulations
or ordinances. Latham will act in the best interest of VistaInfo at all times.
Latham will devote his full business time and efforts to the performance of his
assigned duties for VistaInfo, unless Latham notifies the Board of Directors in
advance of his intent to engage in other paid work and receives the Board of
Directors' express written consent to do so.

                2.3 Initial Term. The employment relationship shall be for an
initial term commencing on the Effective Date set forth above and continuing
for a period of one year following such date ("Initial Term"), unless sooner
terminated in accordance with section 6.

                2.4 Renewal. On completion of the Initial Term specified in
subsection 2.3, this Agreement will automatically renew for subsequent one year
terms unless either party provides sixty (60) days' advance written notice to
the other that Company or Latham does not wish to renew the Agreement for a
subsequent one-year term. In the event either party gives notice of nonrenewal
pursuant to this subsection 2.4, this Agreement will expire at the end of the
current term; provided, however, that if Company provides notice that it does
not wish to renew this Agreement for a subsequent one year term upon expiration
of the Initial Term, then Latham will be entitled to receive the Severance
Payment set forth in subsection 6.2(a) as long as he complies with the
conditions of subsection 6.2(b).

        3. Compensation.

                3.1 Base Salary. As compensation for Latham's performance of
his duties herein, VistaInfo shall pay to Latham an initial Base Salary of
$220,000 per year payable in accordance with VistaInfo's normal payroll
practices, less required deductions for state and federal withholding tax,
social security and all other employment taxes and payroll deductions.

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In the event Latham's employment under this Agreement is terminated by either
party, for any reason, Latham will earn the Base Salary prorated to the date of
termination.

            3.2 Incentive Compensation. Latham will be eligible to receive
incentive compensation, the terms, amount and payment of which shall be
determined by VistaInfo's Board of Directors in its sole and absolute
discretion.

            3.3 Stock Options. Subject to the Board of Directors' approval, from
time to time, Latham may be granted options to purchase shares of VistaInfo
common stock (the "Option") under the then effective VistaInfo Stock Option Plan
pursuant to the terms and conditions of the Stock Option Grant Agreement and
Stock Option Agreement, which Latham will be required to sign as a condition of
receiving the Option.

            3.4 Performance and Salary Review. The Board of Directors will
review Latham's performance on no less than an annual basis. Adjustments to
salary or other compensation awards, if any, will be made by the Board of
Directors in its sole and absolute discretion. Provided, however, that Latham's
Base Salary shall not be decreased during the initial Term or during any
subsequent renewal term without Latham's written consent.

      4. Fringe Benefits. VistaInfo agrees to provide Latham with the fringe
benefits set forth below. VistaInfo reserves the right to change or eliminate
the fringe benefits on a prospective basis, at any time, effective upon notice
to Latham. Provided, however, that such Fringe Benefits will not be decreased or
eliminated for Latham unless they are similarly decreased or eliminated for all
other VistaInfo senior executives.

            4.1 Customary Benefits. Latham will be eligible for all customary
and usual fringe benefits generally available to executives of VistaInfo subject
to the terms and conditions of VistaInfo's benefit plan documents.

            4.2 Automobile Allowance. Latham will receive an automobile
allowance of $500 per month. This allowance will be subject to all required
withholding and other tax requirements.

      5. Business Expenses. Latham will be reimbursed for all reasonable,
out-of-pocket business expenses incurred in the performance of his duties on
behalf of VistaInfo. To obtain reimbursement, expenses must be submitted
promptly with appropriate supporting documentation in accordance with
VistaInfo's policies.

      6. Termination of Latham's Employment.

            6.1 Termination for Cause by VistaInfo. Although VistaInfo
anticipates a mutually rewarding employment relationship with Latham, VistaInfo
may terminate Latham's employment immediately at any time for Cause. For
purposes of this Agreement, "Cause" is defined as: (a) acts or omissions
constituting gross negligence, recklessness or willful misconduct on the part of
Latham with respect to Latham's obligations or otherwise relating to the
business of VistaInfo; (b) Latham's material breach of this Agreement; (c)
Latham's conviction or entry of a plea of nolo contendere for fraud,
misappropriation or embezzlement, or any felony or crime of moral turpitude; (d)
Latham's willful neglect of duties as determined in good faith in the sole and
exclusive discretion of the Board of Directors; (e) Latham's failure to perform
the essential functions of his position, with or without reasonable
accommodation, due to a physical or mental disability; and (f) Latham's death.
In the event Latham's employment is

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terminated in accordance with this subsection 6.1, Latham shall be entitled to
receive only the Base Salary then in effect, prorated to the effective date of
termination, any benefits and expense reimbursements Latham is entitled to by
virtue of his prior employment with VistaInfo including any accrued but unpaid
time off ("Standard Entitlements") and the ability to exercise the Option as to
any shares that were vested through the date of this termination, subject to
the terms of the Option. In the event of a termination by VistaInfo for Cause,
Latham will not be entitled to receive the Severance Payment described in
subsection 6.2(a) and all other VistaInfo obligations to Latham pursuant to
this Agreement will become automatically terminated and completely extinguished.

     6.2 Termination Without Cause by VistaInfo. VistaInfo may terminate
Latham's employment under this Agreement without Cause at any time on thirty
(30) days' advance written notice to Latham. In the event of such termination,
Latham will receive the Standard Entitlements and the "Severance Payment"
described in subsection 6.2(a), provided Latham complies with all of the
conditions in subsection 6.2(b). All other VistaInfo obligations to Latham
pursuant to this Agreement will become automatically terminated and completely
extinguished.

          (a) Severance Payment. VistaInfo will provide Latham with a severance
payment equivalent to one year of Latham's Base Salary and a one year
continuation of Fringe Benefits in Section 4.1 then in effect on the date of
termination payable in accordance with VistaInfo's normal bi-monthly payroll
practices, less required deductions for state and federal withholding tax,
social security and all other employment taxes and payroll deductions.
VistaInfo will also provide Latham with outplacement support provided by a
mutually agreed to firm, not to exceed $15,000. Latham may retain his laptop
PC, Palm Pilot, mobile phone, and other personal business items while
conducting VistaInfo related services pursuant to subsection 6.2(b)(iii). In
the event of Latham's death prior to all twelve months' Severance Payments
being received by him in accordance with this section, any remaining unpaid
Severance Payments due and owing pursuant to this section shall be paid to
Latham's estate.

          (b) Conditions to Receive Severance Payment: The Severance Payment
will be paid, provided the following conditions are met:

               (i) Latham executes a full general release, releasing all
claims, known or unknown, that Latham may have against VistaInfo arising out of
or in any way related to Latham's employment or termination of employment with
VistaInfo;

               (ii) Latham complies with all surviving provisions of this
Agreement as specified in subsection 12.8;

               (iii) Latham agrees to act as a consultant for VistaInfo, without
further compensation, for twelve (12) months following the termination of his
employment, if requested to do so by VistaInfo and the consulting request does
not unreasonably prevent him from seeking or fulfilling other employment.

     6.3 Voluntary Resignation by Latham

          (a) Resignation. Latham may voluntarily resign his position with
VistaInfo at any time on thirty (30) days' advance written notice. In the event
of Latham's resignation, Latham will be entitled to receive only the Standard
Entitlements. Latham will not

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be entitled to receive the Severance Payment described in subsection 6.2(a) or
6.4(a), and all other VistaInfo obligations to Latham pursuant to this Agreement
will become automatically terminated and completely extinguished.

          (b)  Voluntary Resignation for Good Cause. Latham may voluntarily
resign his position with VistaInfo with good cause attributable to VistaInfo at
any time on thirty (30) days advance written notice, stating the specific basis
therefor. "Resignation for good cause attributable to VistaInfo" is defined as:
(a) VistaInfo's material breach of this Agreement; (b) material changes to
Latham's compensation or benefits packages; and/or (c) insistence by the Board
of Directors on an illegal or improper course of action notwithstanding
objections raised by Latham. In the event Latham resigns his employment for good
cause attributable to VistaInfo, Latham will receive the Standard Entitlements
referred to in Paragraph 6.1 above and the "Severance Payment" described in
section 6.2(a).

     6.4  Termination Upon A Change In Control.

          (a)  Severance Payment. If Latham's employment is terminated by
VistaInfo within one year after a Change in Control (as that term is defined
below), other than for Cause (as defined in subsection 6.1), Latham shall be
entitled to receive the Standard Entitlements; the Severance Payment described
in subsection 6.2(a), and accelerated vesting of Latham's Option such that it
will be fully vested on the effective date of Latham's termination, provided
Latham complies with all the conditions described in subsection 6.2(b). All
other VistaInfo obligations to Latham pursuant to this Agreement will become
automatically terminated and completely extinguished.

          (b)  280G. If, due to the benefits provided under subsection 6.4(a),
Latham is subject to any excise tax due to characterization of any amounts
payable under subsection (a) as excess parachute payments pursuant to Section
4999 of the Internal Revenue Code of 1986, as amended (the "Code"), Latham may
elect, in his sole discretion, to reduce the amounts payable under subsection
(a) in order to avoid any "excess parachute payment" under Section 280G(b)(1) of
the Code.

          (c)  Change of Control. A Change of Control is defined as any one of
the following occurrences:

               (i)   Any "person" (as such term is used in Section 13(d) and
14(d) of the Securities Exchange Act of 1934 (the "Exchange Act")), other than a
trustee or other fiduciary holding securities of VistaInfo under an employee
benefit plan of VistaInfo, becomes the "beneficial owner" (as defined in Rule
13d-3 promulgated under the Exchange Act), directly or indirectly, of the
securities of VistaInfo representing more than 50% (a) the outstanding shares of
common stock of VistaInfo or (b) the combined voting power of the VistaInfo's
then-outstanding securities; or

               (ii)  the sale or disposition of all or substantially all of
VistaInfo's assets (or any transaction having similar effect is consummated); or

               (iii) VistaInfo is party to a merger or consolidation that
results in the holders of voting securities of VistaInfo outstanding immediately
prior thereto failing to continue to represent (either by remaining outstanding
or by being converted into voting securities of the surviving entity) more than
50% of the combined voting power of the voting

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securities of VistaInfo or such surviving entity outstanding immediately after
such merger or consolidation; or

                        (iv) the dissolution or liquidation of VistaInfo.

        7. No Conflict of Interest. During the term of Latham's employment and
during any period in which Latham is receiving payments from VistaInfo pursuant
to this Agreement, Latham must not engage in any work, paid or unpaid, that
creates an actual or potential conflict of interest with VistaInfo. Such work
shall include, but is not limited to, directly or indirectly competing with
VistaInfo in any way, or acting as an officer, director, employee, consultant,
significant investor, volunteer, lender, or agent of any business enterprise of
the same nature as, or which is in direct competition with, the business in
which VistaInfo is now engaged or in which VistaInfo becomes engaged during the
term of VistaInfo's employment with VistaInfo, as may in good faith, be
determined by VistaInfo in its sole discretion. If VistaInfo believes such a
conflict exists during Latham's employment, VistaInfo may ask Latham to choose
to discontinue the other work or resign employment with VistaInfo. If VistaInfo
believes such a conflict exists during any period in which Latham is receiving
payments pursuant to this Agreement, VistaInfo may ask Latham to choose to
discontinue the other work or forfeit the remaining severance payments. In
addition, Latham agrees not to refer any client or potential client of VistaInfo
to competitors of VistaInfo, without obtaining VistaInfo's prior written
consent, during the term of Latham's employment and during any period in which
Latham is receiving payments from VistaInfo pursuant to this Agreement.

        8. Confidentiality and Proprietary Rights. Latham agrees to read, sign
and abide by VistaInfo's Employee Innovations and Proprietary Rights Assignment
Agreement, which is provided with this Agreement and incorporated herein by
reference.

        9. Nonsolicitation.

                9.1 Nonsolicitation of Customers or Prospects. Latham
acknowledges that information about VistaInfo's customers is confidential and
constitutes trade secrets. Accordingly, Latham agrees that during the term of
this Agreement and for a period of two (2) years after the termination of this
Agreement, Latham will not, either directly or indirectly, separately or in
association with others, interfere with, impair, disrupt or damage VistaInfo's
relationship with any of its customers or customer prospects by soliciting or
encouraging others to solicit any of them for the purpose of diverting or taking
away business from VistaInfo.

                9.2 Nonsolicitation of VistaInfo's Employees. Latham agrees that
during the term of this Agreement and for a period of two (2) years after the
termination of this Agreement, Latham will not, either directly or indirectly,
separately or in association with others, interfere with, impair, disrupt or
damage VistaInfo's business by soliciting, encouraging or attempting to hire or
hire any of VistaInfo's employees or causing others to solicit or encourage any
of VistaInfo's employees to discontinue their employment with VistaInfo.

        10. Injunctive Relief. Latham acknowledges that his breach of the
covenants contained in sections 7-9 (collectively "Covenants") would cause
irreparable injury to VistaInfo and agrees that in the event of any such breach,
VistaInfo shall be entitled to seek temporary, preliminary and permanent
injunctive relief without the necessity of proving actual damages or posting any
bond or other security.

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<PAGE>
     11. Agreement to Arbitrate. To the fullest extent permitted by law, Latham
and VistaInfo agree to arbitrate any controversy, claim or dispute between them
arising out of or in any way related to this Agreement, the employment
relationship between VistaInfo and Latham and any disputes upon termination of
employment, including but not limited to, breach of contract, tort,
discrimination, harassment, wrongful termination, demotion, discipline, failure
to accommodate, family and medical leave, compensation or benefits claims,
constitutional claims, and any claims for violation of any local, state or
federal law, statute, regulation or ordinance or common law. Latham's right to
file claims for workers' compensation or unemployment insurance benefits and
VistaInfo's right to obtain injunctive relief pursuant to section 10 are
excluded. For the purpose of this agreement to arbitrate, references to
"VistaInfo" include all parent, subsidiary or related entities and their
employees, supervisors, officers, directors, agents, pension or benefit plans,
pension or benefit plan sponsors, fiduciaries, administrators, affiliates and
all successors and assigns of any of them, and this agreement shall apply to
them to the extent Latham's claims arise out of or relate to their actions on
behalf of VistaInfo.

          11.1 Consideration. The mutual promises by VistaInfo and Latham to
arbitrate any and all disputes between them (except for those referenced in
section 10) rather than litigate them before the courts  or other bodies,
provides the consideration for this agreement to arbitrate.

          11.2 Initiation of Arbitration. Either party may exercise the right
to arbitrate by providing the other party with written notice of any and all
claims forming the basis of such right in sufficient detail to inform the other
party of the substance of such claims. In no event shall the request for
arbitration be made after the date when institution of legal or equitable
proceedings based on such claims would be barred by the applicable statute of
limitations.

          11.3 Arbitration Procedure. The arbitration will be conducted in San
Diego, California by a single neutral arbitrator and in accordance with
American Arbitration Association ("AAA") then current rules for resolution of
employment disputes. The parties are entitled to representation by an attorney
or other representative of their choosing. The arbitrator shall have the power
to enter any award that could be entered by a judge of the trial court of the
State of California, and only such power, and shall follow the law. In the
event the arbitrator does not follow the law, the arbitrator will have exceeded
the scope of his or her authority and the parties may, at their option, file a
motion to vacate the award in court. The parties agree to abide by and perform
any award rendered by the arbitrator. The arbitrator shall issue the award in
writing and therein state the essential findings and conclusions on which the
award is based. Judgment on the award may be entered in any court having
jurisdiction thereof.

          11.4 Costs of Arbitration. VistaInfo shall bear the cost of the
arbitration filing and hearing fees and the cost of the arbitrator.

     12. General Provisions.

          12.1 Successors and Assigns. The rights and obligations of VistaInfo
under this Agreement shall inure to the benefit of and shall be binding upon
the successors and assigns of VistaInfo. Latham shall not be entitled to assign
any of Latham's rights or obligations under this Agreement.

          12.2 Waiver. Either party's failure to enforce any provision of this
Agreement shall not in any way be construed as a waiver of any such provision,
or prevent that party thereafter from enforcing each and every other provision
of this Agreement.

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<PAGE>
            12.3 Attorneys' Fees. Each side shall bear its own attorneys' fees
in any dispute unless a statutory section at issue, if any, authorizes the award
of attorneys' fees to the prevailing party.

            12.4 Severability. In the event any provision of this Agreement is
found to be unenforceable by an arbitrator or court of competent jurisdiction,
such provision shall be deemed modified to the extent necessary to allow
enforceability of the provision as so limited, it being intended that the
parties shall receive the benefit contemplated herein to the fullest extent
permitted by law. If a deemed modification is not satisfactory in the judgment
of such arbitrator or court, the unenforceable provision shall be deemed
deleted, and the validity and enforceability of the remaining provisions shall
not be affected thereby.

            12.5 Interpretation; Construction. The headings set forth in this
Agreement are for convenience only and shall not be used in interpreting this
Agreement. This Agreement has been drafted by legal counsel representing
VistaInfo, but Latham has participated in the negotiation of its terms.
Furthermore, Latham acknowledges that Latham has had an opportunity to review
and revise the Agreement and have it reviewed by legal counsel, if desired, and,
therefore, the normal rule of construction to the effect that any ambiguities
are to be resolved against the drafting party shall not be employed in the
interpretation of this Agreement.

            12.6 Governing Law. This Agreement will be governed by and construed
in accordance with the laws of the United States and the State of California.
Each party consents to the jurisdiction and venue of the state or federal courts
in San Diego, California, if applicable, in any action, suit, or proceeding
arising out of or relating to this Agreement.

            12.7 Notices. Any notice required or permitted by this Agreement
shall be in writing and shall be delivered as follows with notice deemed given
as indicated: (a) by personal delivery when delivered personally; (b) by
overnight courier upon written verification of receipt. Notice shall be sent to
the addresses set forth below, or such other address as either party may specify
in writing.

            12.8 Survival. Sections 7 ("No Conflict of Interest"), 8
("Confidentiality and Proprietary Rights"), 9 (Nonsolicitation), 10 ("Injunctive
Relief"), 10 ("Agreement to Arbitrate"), 12 ("General Provisions") and 13
("Entire Agreement") of this Agreement shall survive Latham's employment by
VistaInfo.

      13. Entire Agreement. This Agreement, including the VistaInfo Employee
Innovations and Proprietary Rights Assignment incorporated herein by reference
and VistaInfo's Stock Option Plan and related option documents described in
subsection 3.3 of this Agreement, constitutes the entire agreement between the
parties relating to this subject matter and supersedes all prior or simultaneous
representations, discussions, negotiations, and agreements, whether written or
oral. This Agreement may be amended or modified only with the written consent of
Latham and the Board of Directors of VistaInfo. No oral waiver, amendment or
modification will be effective under any circumstances whatsoever.

                                      -7-
<PAGE>
THE PARTIES TO THIS AGREEMENT HAVE READ THE FOREGOING AGREEMENT AND FULLY
UNDERSTAND EACH AND EVERY PROVISION CONTAINED HEREIN. WHEREFORE, THE PARTIES
HAVE EXECUTED THIS AGREEMENT EFFECTIVE AS OF THE DATE FIRST SET FORTH ABOVE.

                                        HOWARD LATHAM

Date: March 09, 2001                    By: /s/ HOWARD LATHAM
                                            --------------------------------
                                            President & CEO

                                        VISTA INFORMATION SOLUTIONS, INC.

Date: March 09, 2001                    By: /s/ THOMAS R. GAY
                                            --------------------------------
                                            Thomas R. Gay
                                            Chairman

                                      -8-

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