Document:

EX-10.3

 Exhibit 10.3 

AMENDMENT TO LEASE AGREEMENT 

[OPERATIONS LEASE] 

THIS AMENDMENT TO LEASE AGREEMENT (this “Amendment”) is entered into as of June 1, 2011 with an effective date of
April 1, 2010, by and between RBC Center II, GP (“Landlord”), a Tennessee general partnership, successor-in-interest to RBC Center II, LLC, and Reliant Bank (“Tenant”), a Tennessee state-chartered bank. 

WITNESSETH 
 WHEREAS,
RBC Center II, LLC and Tenant entered into that certain Lease Agreement dated as of April 1, 2010, also known as the Operations Lease (the “Lease Agreement”); and 

WHEREAS, Landlord and Tenant desire to amend the calculation of the Base Rental Adjustment under the Lease Agreement as set forth
herein. 
 NOW, THEREFORE, in consideration of the foregoing, and other good and valuable consideration, the receipt and sufficiency
of which is hereby acknowledged, the parties hereto agree as follows: 
 1. Capitalized terms used but not defined herein shall have the
meanings set forth in the Lease Agreement. 
 2. Section 1 of the Lease Agreement is hereby amended to add a new subsection
(w) for the defined term “CPI” which shall read as follows: 
  

	 	“(w)	CPI. 

 The term “CPI” shall mean the Consumer Price Index, all urban consumers,
not seasonally adjusted (1982-84 = 100), published by the United States Department of Labor, Bureau of Labor Statistics.” 
 3.
Section 4 of the Lease Agreement is hereby deleted in its entirety and in lieu thereof shall read as follows: 
  

	 	“4.	BASE RENTAL ADJUSTMENT. 

 The Base Rental Adjustment shall be determined as of each
anniversary of the Commencement Date of the Lease Term in the manner hereinafter provided (each such date being hereinafter called an “Adjustment Date,” and each one (1) year period from any given Adjustment Date through the day
before the next succeeding Adjustment Date being herein called an “Adjustment Period”). Each such Base Rental Adjustment shall be payable in monthly installments in advance on the first day of every calendar month during the Adjustment
Period for which such Base Rental Adjustment was determined. Landlord shall notify Tenant in writing of the monthly amount of the Base Rental Adjustment for each Adjustment Period as soon as practicable. 

  
 1 

 (a) Subject to subsection (b) below, the Base Rental Adjustment is equal to
the lesser of i) 2% (the “percentage increase factor”), or ii) any increase in the CPI as determined by comparing the CPI in effect at the beginning of the Adjustment Period to the CPI in effect at the end of the Adjustment Period (the
“Change in CPI”); provided, that 
 (b) in the event the change in CPI for any applicable Adjustment Period is less
than 2%, the difference between 2% and the Change in CPI (the “Cumulative CPI Balance”) shall accumulate in reserve and in the event the change in CPI in any subsequent Adjustment Period during the Term of this Lease exceeds 2%, the
Cumulative CPI Balance will be added to the percentage increase factor of 2% such that the Base Rental Adjustment shall then be equal to the lesser of i) 2% plus the Cumulative CPI Balance, or (ii) the Change in CPI. Once the Cumulative
CPI Balance is used for any applicable Adjustment Period, the portion so used shall be deducted from the Cumulative CPI Balance for the calculation of the Base Rental Adjustment as to any subsequent Adjustment Date. 

4. Landlord and Tenant agree that the Base Rental Adjustment as amended by this Amendment shall apply to the determination of the Base Rental
Adjustment for the lease year beginning April 1, 2010 and ending March 31, 2011. 
 5. Except as provided in this Amendment, all
of the terms and conditions of the Lease Agreement shall remain in full force and effect. The validity, construction and enforcement hereof shall be determined according to the substantive laws of the State of Tennessee. 

6. This Amendment may be executed in counterparts, each of which when so executed shall be deemed an original, but all such counterparts
together shall constitute but one and the same instrument. 
 IN WITNESS WHEREOF, the parties have executed this Amendment to be effective
the day and year first above written. 
  

			
	 LANDLORD:
  

RBC CENTER II, GP successor by
 merger to RBC CENTER II,
LLC
  
 By: /s/ Shabnam Aminmadani

 
 Its: President
	  	 TENANT:
  

RELIANT BANK
  

By: /s/ J. Daniel Dellinger
  

Its: COO/CFO

  
 2EX-10.4

 Exhibit 10.4 

AMENDMENT TO LEASE AGREEMENT 

[BRANCH LEASE] 
 THIS
AMENDMENT TO LEASE AGREEMENT (this “Amendment”) is entered into as of June 1, 2011 with an effective date of April 1, 2010, by and between RBC Center II, GP (“Landlord”), a Tennessee general partnership,
successor-in-interest to RBC Center II, LLC, and Reliant Bank (“Tenant”), a Tennessee state-chartered bank. 
 WITNESSETH

 WHEREAS, RBC Center II, LLC and Tenant entered into that certain Lease Agreement dated as of April 1, 2010, also known as
the Branch Lease (the “Lease Agreement”); and 
 WHEREAS, Landlord and Tenant desire to amend the calculation of the Base
Rental Adjustment under the Lease Agreement as set forth herein. 
 NOW, THEREFORE, in consideration of the foregoing, and other good
and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 
 1.
Capitalized terms used but not defined herein shall have the meanings set forth in the Lease Agreement. 
 2. Section 1 of the Lease
Agreement is hereby amended to add a new subsection (w) for the defined term “CPI” which shall read as follows: 

“(w) CPI. 
 The
term “CPI” shall mean the Consumer Price Index, all urban consumers, not seasonally adjusted (1982-84 = 100), published by the United States Department of Labor, Bureau of Labor Statistics.” 

3. Section 4 of the Lease Agreement is hereby deleted in its entirety and in lieu thereof shall read as follows: 

“4. BASE RENTAL ADJUSTMENT. 

The Base Rental Adjustment shall be determined as of each anniversary of the Commencement Date of the Lease Term in the manner hereinafter
provided (each such date being hereinafter called an “Adjustment Date,” and each one (1) year period from any given Adjustment Date through the day before the next succeeding Adjustment Date being herein called an “Adjustment
Period”). Each such Base Rental Adjustment shall be payable in monthly installments in advance on the first day of every calendar month during the Adjustment Period for which such Base Rental Adjustment was determined. Landlord shall notify
Tenant in writing of the monthly amount of the Base Rental Adjustment for each Adjustment Period as soon as practicable. 

  
 1 

 (a) Subject to subsection (b) below, the Base Rental Adjustment is equal to
the lesser of i) 2% (the “percentage increase factor”), or ii) any increase in the CPI as determined by comparing the CPI in effect at the beginning of the Adjustment Period to the CPI in effect at the end of the Adjustment Period (the
“Change in CPI”); provided, that 
 (b) in the event the change in CPI for any applicable Adjustment Period is less
than 2%, the difference between 2% and the Change in CPI (the “Cumulative CPI Balance”) shall accumulate in reserve and in the event the change in CPI in any subsequent Adjustment Period during the Term of this Lease exceeds 2%, the
Cumulative CPI Balance will be added to the percentage increase factor of 2% such that the Base Rental Adjustment shall then be equal to the lesser of i) 2% plus the Cumulative CPI Balance, or (ii) the Change in CPI. Once the Cumulative
CPI Balance is used for any applicable Adjustment Period, the portion so used shall be deducted from the Cumulative CPI Balance for the calculation of the Base Rental Adjustment as to any subsequent Adjustment Date. 

4. Landlord and Tenant agree that the Base Rental Adjustment as amended by this Amendment shall apply to the determination of the Base Rental
Adjustment for the lease year beginning April 1, 2010 and ending March 31, 2011. 
 5. Except as provided in this Amendment, all
of the terms and conditions of the Lease Agreement shall remain in full force and effect. The validity, construction and enforcement hereof shall be determined according to the substantive laws of the State of Tennessee. 

6. This Amendment may be executed in counterparts, each of which when so executed shall be deemed an original, but all such counterparts
together shall constitute but one and the same instrument. 
 IN WITNESS WHEREOF, the parties have executed this Amendment to be effective
the day and year first above written. 
  

			
	 LANDLORD:
  

RBC CENTER II, GP successor by
 merger to RBC CENTER II,
LLC
  
 By: Shabnam Aminmadani

 
 Its: President
	  	 TENANT:
  

RELIANT BANK
  

By: /s/ J. Daniel Dellinger
  

Its: COO/CFO

  
 2EX-10.5

 Exhibit 10.5 

AMENDMENT TO LEASE AGREEMENT 

[OPERATIONS LEASE] 

THIS AMENDMENT TO LEASE AGREEMENT (this “Amendment”) is entered into as of January 7, 2016, by and between RBC Center
II, GP (“Landlord”), a Tennessee general partnership, successor-in-interest to RBC Center II, LLC, and Reliant Bank (“Tenant”), a Tennessee state-chartered bank. 

WITNESSETH 
 WHEREAS,
RBC Center II, LLC and Tenant entered into that certain Lease Agreement dated as of April 1, 2010, also known as the Operations Lease, as amended by that certain Amendment to Lease Agreement dated June 1, 2011, with an effective date
of April 1, 2010 (the “Lease Agreement”); and 
 WHEREAS, Landlord and Tenant have agreed to (i) extend the
Expiration Date of the Lease from April 1, 2020 to April 1, 2026; and (ii) amend the Base Rental Adjustment to one percent (1%) per annum. 

NOW, THEREFORE, in consideration of the foregoing, and other good and valuable consideration, the receipt and sufficiency of which is
hereby acknowledged, the parties hereto agree as follows: 
 1. Capitalized terms used but not defined herein shall have the meanings set
forth in the Lease Agreement. 
 2. Section 1(f) of the Lease is hereby deleted in its entirety and in lieu thereof shall read as
follows: 
  

	 	“(f)	EXPIRATION DATE. 

 The Expiration Date of the Lease is April 1, 2026.” 

3. Section 1(m) of the Lease is hereby deleted in its entirety and in lieu thereof shall read as follows: 

 

	 	“(m)	RENEWAL OPTION. 

 Tenant shall have the option, upon six (6) months’ prior
written notice to Landlord, to renew the term of this Lease for one (1) renewal period of ten (10) years, commencing at midnight on the date on which the original term of this Lease expires, provided Tenant also agrees to renew the
Branch Lease for an identical renewal term. If Tenant renews this Lease and if Tenant concurrently exercises its option to renew the Branch Lease, the rental rate applicable during the renewal term will be equal to the Base Rental plus the Base
Rental Adjustment.” 

  
 1 

 4. Section 4 of the Lease Agreement is hereby deleted in its entirety and in lieu thereof
shall read as follows: 
  

	 	“4.	BASE RENTAL ADJUSTMENT. 

 The Base Rental Adjustment shall be determined as of each
anniversary of the Commencement Date of the Lease Term in the manner hereinafter provided (each such date being hereinafter called an “Adjustment Date,” and each one (1) year period from any given Adjustment Date through the day
before the next succeeding Adjustment Date being herein called an “Adjustment Period”). Each such Base Rental Adjustment shall be payable in monthly installments in advance on the first day of every calendar month during the Adjustment
Period for which such Base Rental Adjustment was determined. Landlord shall notify Tenant in writing of the monthly amount of the Rental Adjustment for each Adjustment Period as soon as practicable. For each Adjustment Period, the Base Rental
Adjustment shall be an amount equal to the difference between (a) the original Base Rental and (b) the amount that the Base Rental would be if increased on each Adjustment Date by one percent (1%) per annum, compounded.” 

5. Landlord and Tenant agree that the Base Rental Adjustment as amended by this Amendment shall apply to the determination of the Base Rental
Adjustment for the lease year beginning April 1, 2016 and ending March 31, 2017. 
 6. Except as provided in this Amendment, all
of the terms and conditions of the Lease Agreement shall remain in full force and effect. The validity, construction and enforcement hereof shall be determined according to the substantive laws of the State of Tennessee. 

7. This Amendment may be executed in counterparts, each of which when so executed shall be deemed an original, but all such counterparts
together shall constitute but one and the same instrument. 
 IN WITNESS WHEREOF, the parties have executed this Amendment to be effective
the day and year first above written. 
  

			
	 LANDLORD:
  

RBC CENTER II, GP successor by
 merger to RBC CENTER II,
LLC
  
 By: /s/ David Paradise

 
 Its: Member
	  	 TENANT:
  

RELIANT BANK
  

By: /s/ J. Daniel Dellinger
  

Its: EVP, Chief Financial Officer

  
 2

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