Document:

Unassociated Document

    

    

    
      
        	
                nwbo
      corporation & bob duane & cary hise,

              	 
      	
                primesource
      mortgage, inc.

              
	
                individually

              	 
      	
                1112
      n. main street

              
	
                3230
      camp bowie, suite a

              	 
      	
                roswell,
      nm 88201

              
	
                fort
      worth, tx 76107

              	 
      	 
      
	 
      	 
      	 
      
	
                borrower’s
      name and address

              	 
      	
                lender’s
      name and address

              

      

    

    

    For value
received, I promise to pay to you, or your order, at your address listed above
the principal
sum of ninety
eight thousand nine hundred fifty four dollars and 18/100 Dollars  $98,954.18.

    

    x Single Advance:  I
will receive all of this principle sum on 05/15/2007.  No additional
advances are contemplated under this note.

    

    interest: 
I agree to pay interest on the outstanding principal balance from 05/30/2008 at
the rate of 9.250% per year until 08/30/2009.

    

    accrual
method: Interest will be calculated on a ACTUAL/360 basis.

    

    post
maturity rate: I agree to pay interest on the unpaid balance of this note
owing after maturity, and until paid in full, as stated below:

    

    
      	
               
      

            	
              x

            	
              on
      the same fixed or variable rate basis in effect before maturity (as
      indicated above).

            

    

    

    payments:
I agree to pay this note as follows:

    

    14
monthly interest payments of $1,000.00 each beginning 06-30-08 and 1 payment of
$96,381.53 on 08/30/09.

    

    x security:
This note is separately secured by (described separate document by type and
date):

    

    security
agreement dated February 16, 2007 and November 16, 2006.

    

    signatures:  I agree
to the terms of this note.

    

    Signature
for Lender

    

    
      
        
          
            
              
                
                  	
                          primesource
      mortgage, inc.

                        	 
      	
                          nwbo
      corporation & bob duane &
      cary hise, individually

                        
	 
      	 
      	
                           

                        
	
                          /s/ Jeffrey R. Smith

                        	 
      	
                          /s/ Bob Duane, President &
      Individually

                        
	 
      	 
      	 
      
	 
      	 
      	
                          /s/ Cary Hise,
  IndividuallyUnassociated Document

    

    Promissory
Note

    (Revolving
Line of Credit)

    

    

    
      
        
          	
                  $120,000.00

                	
                  January
      28, 2009

                

        

      

    

    

    For value
received, the undersigned promise to pay to the order of the Jeff Smith, in
lawful money of the United States of America, the principal sum drawn on a line
of credit up to One Hundred Twenty Thousand and No/100 dollars ($120,000.00)
with interest from the date of any advance. Monthly installments of accrued
interest payable are due on or before the last day of each
month.  Payments are to be delivered to Jeff Smith at 1112 North Main,
Roswell NM or his assignee as directed on or before the last business day of
each month. The minimum payment which must be made is the interest accrued
during the month.  Interest is calculated on a 365 day year. This note
is a renewal of the note between these parties dated January 24,
2008.

    

    This note
may be prepaid without penalty at any time, but must be paid in full by January
23, 2013.  The interest charged will be the prime lending rate as set
by Citibank in New York, NY minus .76% and is adjustable as the prime lending
rate set by Citibank changes.

    

    In the
event of failure to pay any installment under this Note for the space of thirty
days after the payment is due, this note shall become due and payable and be
collectible without further notice.

    

    If this
note is placed in the hands of an attorney for collection after the same shall
for any reason become due, or if collected by legal proceedings or through the
probate or bankruptcy court, then the further and additional sum of ten per cent
(10%) on the full amount due thereon shall be added hereto as attorney’s fees
secured and collectible as principal thereon.

    

    PrimeSource
Mortgage shall not be entitled, directly or indirectly, to sell, assign, convey
or encumber all or any portion of the Mr. Smith’s interest in this Note. Should
PrimeSource Mortgage herein sell, assign, convey or encumber all or any portion
of the Mr. Smith’s interest in this Note and without the consent of the Mr.
Smith, it shall be considered an event of default and subject to Holder’s rights
as set forth above.

    

    

    

    
      
        
          
            	
                    /s/
      Jim Kunko

                  	 
      	
                    /s/
      Jeff Smith

                  
	
                    Jim
      Kunko, Secretary

                    PrimeSource
      Mortgage

                  	 
      	
                    Jeff
      SmithCompensation
Agreement with ICAN Institute

      

      With our
agreement expiring in 2006, we have agreed to the following compensation
package:

      

      Since
expiration, we have continued on a month-to-month basis under the same
agreement:

      

      $90,000 compensation plan with $60,000
paid $2,500 semi-monthly, and the balance in shares paid quarterly.

      

      Effective April 1, 2008, we moved to a
$60,000 compensation plan continuing the same payment of $2,500 semi-monthly,
but with no more share compensation.

      

      Finally,
effective May 1, 2009, we have a new contract pending.

      

      
        
          
            
              
                
                  
                    
                      	
                              Submitted:

                            	 
      
	 	 
	
                              /s/
      Jeffrey R. Smith

                            	 
      
	
                              Jeffrey
      R. Smith, President

                            	 
      
	
                              PrimeSource
      Mortgage, Inc.

                            	 
      
	 
      	 
      
	
                              Acknowledgement:

                            	 
      
	 	 
	/s/
      Deb Erickson	 
      
	
                              Deb
      Erickson, President

                            	 
      
	
                              ICAN
      Institute, Inc.debtor
      name and address

                	 
      	
                  secured
      party name and address

                
	 
      	 
      	 
      
	
                  PrimeSource
      Mortgage, Inc. of Texas

                	 
      	
                  CBB,
      Inc.

                
	
                  1112
      N. Main

                	 
      	
                  3503
      N. W.  63rd,
      Ste. 500

                
	
                  Roswell,
      NM 88201

                	 
      	
                  Oklahoma
      City,
OK  73116

                

        

      

    

    

    TYPE:        Individual        Partnership   xx 
 Corporation        Limited
Liability Company

    State of
Organization: Texas

          
If checked, refer to addendum for additional Debtors and signatures

    

    

    COMMERCIAL
SECURITY AGREEMENT

    

    The date
of this Commercial Security Agreement (Agreement) is August 4,
2008.

    

    SECURED DEBTS:  This
Agreement will secure all sums advanced by Secured Party under the terms of this
Agreement and the payment and performance of the following described Secured
Debts and Debtor/Borrower owes to Secured Party:

    

           Specified Debts: The following
debts and all extensions, renewals, refinancing, modifications, and replacements
(describe):

    

      XX    All Debts:  All
present and future debts, even if this Agreement is not referenced, the debts
are also secured by other collateral or the future debt is unrelated to or of a
different type than the current debt.  Nothing in this Agreement is a
commitment to make future loans or advances.

    

    Security
Interest:  To secure the payment and performance of the Secured
Debts, Debtor gives Secured Party a security interest in all of the property
described in this Agreement that Debtor owns or has sufficient rights in which
to transfer an interest, now or in the future, wherever the Property is or will
be located, and all proceeds and products of the Property.  “Property”
includes all parts, accessories, and accessions to the Property, any original
evidence of title or ownership, and all obligations that support the payment or
performance of the Property.  “Proceeds” includes anything acquired
upon the sale, lease, license, exchange, or other disposition of the Property,
any rights and claims arising from the Property, and any collections and
distributions on account of the Property.  This Agreement remains in
effect until terminated in writing, even if the Secured Debts are paid and
Secured Party is no longer obligated to advance funds to Debtor or
Borrower.

    

    Property
Description.  The Property is described as
follows:

    

      XX   Accounts and Other Rights to
Payment:  All rights to payment whether or not earned by
performance, including, but not limited to, payment for property or services
sold, leased, rented, licensed, or assigned.  This includes any rights
and interest (including all liens) which Debtor may have by law or agreement
against any account debtor or obligor of Debtor.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

      XX   Instruments and Chattel
Paper:  All instruments, including negotiable instruments and
promissory notes and any other writings or records that evidence the right to
payments of a monetary obligation, and tangible and electronic chattel
paper.

      XX   General
Intangibles:  All general intangibles including, but not
limited to, tax refunds, patents and applications for patents, copyrights,
trademarks, trade secrets, goodwill, trade names, customer lists, permits and
franchises, payment intangibles, computer programs and all supporting
information provided in connection with a transaction relating to computer
programs, and the right to use Debtor’s name.

               Documents:  All
documents of title including, but not limited to, bills of lading, dock warrants
and receipts, and warehouse receipts.

         
     Government Payments and
Programs:  All payments, accounts, general intangibles, and
benefits including, but not limited to, payments in kind, deficiency payments,
letters of entitlement, warehouse receipts, storage payments, emergency
assistance, and diversion payments, production flexibility contracts, and
conservation reserve payments under preexisting, current, or future federal or
state government program.

     

        
      Investment
Property:  All investment property including, but not limited
to, certificated securities, uncertificated securities, securities entitlements,
securities accounts, commodity contracts, commodity accounts, and financial
assets.

      XX   Deposit
Accounts:  All deposit accounts including, but not limited to,
demand, time savings, passbook and similar accounts.

      XX   Specific Property
Description:  The Property includes, but is not limited by, the
following (if required, provide real estate description):

    all
accounts, promissory notes, instruments and general intangibles now owned or
hereafter acquired by the debtor, including all cash and non-cash proceeds from
the collateral, including, but not limited to, proceeds in the form of
promissory notes, chattel paper, instruments, general intangibles, and documents
now existing or hereafter arising and any and all present or future
distributions of every kind or character attributable to the
collateral.

    

    USE OF
PROPERTY.  The Property will be used for business
purposes.

    

    SIGNATURES.  Debtor
agrees to the terms on pages 3 through 5 of this Agreement and acknowledges
receipt of a copy of this Agreement.

     

    

      
        
          
            
              
                
                  
                    
                      
                        
                          
                            
                              
                                
                                  
                                    
                                      
                                        	DEBTOR 	 	SECURED PARTY	 
	 	 	 	 	 	 
	PrimeSource
      Mortgage, Inc.  	 	CBB,
      Inc.	 
	A
      Texas Corporation	 	A
      Oklahoma Corporation	 
	 	 	 	 	 	 
	
                                                By:

                                              	
                                                /s/ Jeffrey R. Smith

                                              	 
      	
                                                By:

                                              	
                                                /s/ Richard Carrington

                                              	 
      
	 
      	
                                                Jeffrey
      R. Smith, President

                                              	 
      	 
      	
                                                Richard
      Carrington, President

                                              	 
      
	 
      	 
      	 
      	 
      	 
      	 
      
	
                                                By:

                                              	  
      	 
      	
                                                By:

                                              	
                                                /s/ Jim Miller

                                              	 
      
	 
      	 
      	 
      	 
      	
                                                Jim
      Miller, Exec. Vice President

                                              	 
      

                                      

                                    

                                  

                                

                              

                            

                          

                        

                      

                    

                  

                

              

            

          

        

      

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    GENERAL
PROVISIONS.  Each Debtor’s obligations under this Agreement are
independent of the obligations of any other Debtor.  Secured party may
sue each Debtor individually or together with any other
Debtor.  Secured Party may release any part of the Property and Debtor
will remain obligated under this Agreement.  The duties and benefits
of this Agreement will bind the successors and assigns of the Debtor and Secured
Party.  No modification of this Agreement is effective unless made in
writing and signed by Debtor and Secured Party.  Whenever used, the
plural includes the singular and the singular includes the
plural.  Time is of the essence.

    

    APPLICABLE
LAW.  This Agreement is governed by the laws of
Oklahoma.  In the event of a dispute, the exclusive forum, venue and
place of jurisdiction will be the state in which Secured Party is located,
unless otherwise required by law.  If any provision of this Agreement
is unenforceable by law, the unenforceable provision will be severed and the
remaining provisions will still be enforceable.

    

    NAME AND
LOCATION.  Debtor’s name indicated on Page 1 is Debtor’s exact
legal name.  If Debtor is an individual, Debtor’s address is Debtor’s
principal residence.  If Debtor is not an individual, Debtor’s address
is the location of Debtor’s chief executive offices or sole place of
business.  If Debtor is an entity organized and registered under state
law, Debtor is provide Debtor’s state of registration on page
1.  Debtor will provide verification of registration and location upon
Secured Party’s request.  Debtor will provide Secured Party with at
least thirty (30) days notice prior to any changes in Debtor’s name, address, or
state of organization or registration.

    

    WARRANTIES AND
REPRESENTATIONS.  Debtor has the right, authority and power to
enter into this Agreement.  The execution and delivery of this
Agreement will not violate any agreement governing Debtor or Debtor’s property,
or to which Debtor is a party.  Debtor makes the following warranties
and representations which continue as long as this Agreement is in
effect:

    
      	
               
      

            	
              (1)

            	
              Debtor
      is duly organized and validly existing in all jurisdictions in which
      Debtor does business;

            

    

    
      	
               
      

            	
              (2)

            	
              The
      execution and performance of the terms of this Agreement have been duly
      authorized, have received all necessary governmental approval, and will
      not violate any provisions of law or
order;

            

    

    
      	
               
      

            	
              (3)

            	
              Other
      than previously disclosed to Secured Party, Debtor has not changed
      Debtor’s name or principal place of business within the last 10 years and
      has not used any other trade or fictitious
name;

            

    

    
      	
               
      

            	
              (4)

            	
              Debtor
      does not and will not use any other name without Secured Party’s prior
      written consent; and

            

    

    
      	
               
      

            	
              (5)

            	
              Debtor
      owns all of the Property, and Secured Party’s claim to the Property is
      ahead of the claims of any other creditor, except as otherwise agreed and
      disclosed to Secured Party prior to any advance on the Secured
      Debts.  The Property has not been used for any purpose that
      would violate any laws or subject the Property to forfeiture or
      seizure.

            

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    DUTIES TOWARD
PROPERTY.  Debtor will protect the Property and Secured Party’s
interest against any competing claim.  Except as otherwise agreed,
Debtor will provide and deliver the Property to Secured Party as required by the
Loan Agreement executed between the parties and a Commercial Promissory Note
executed by Debtor.  Debtor agrees to provide any and all
documentation required to perfect and to complete the Property, and shall ensure
proper execution of all documentation related thereto.  Debtor will
not use the Property in violation of any law and will pay all taxes and
assessments levied or assessed again the Property.  Secured Party has
the right of reasonable access to inspect the Property, including the right to
require Debtor to assemble and make the Property available to Secured
Party.  Debtor will immediately notify Secured Party of any loss or
damage to the Property.  Debtor will prepare and keep books, records
and accounts about the Property and Debtor’s business to which Debtor will allow
Secured Party reasonable access.  Debtor will not sell, offer to sell,
license, lease or otherwise transfer or encumber the Property without Secured
Party’s prior written consent.  Any disposition of the Property will
violate the Secured Party’s rights.  If the Property includes chattel
paper or instruments, either as original collateral or as proceeds of the
Property, Debtor will record Secured Party’s interest on the face of the chattel
paper or instruments.  If the Property includes accounts, Debtor will
not settle any account for less than the full value, dispose of the accounts by
assignment, or make any material change in the terms of any account without
Secured Party’s prior written consent.  Debtor will collect all
accounts in the ordinary course of business, unless otherwise required by
Secured Party.   Debtor will keep the proceeds of the accounts,
and any goods returned to Debtor, in trust for Secured Party and will cont
commingle the proceeds or returned goods with any of the Debtor’s other
property.  Secured Party has the right to require account debtors to
make payments on the accounts directly to Secured Party.  Debtor will
deliver the accounts to reports, certificates, lists of account debtors (showing
names, addresses, and amounts owing), invoices applicable to each account and
any other data pertaining to the accounts as Secured Party
requests.  Debtor will provide Secured Party with any notices,
documents, financial statements, reports and other information relating to the
Property Debtor receives as the owner of the Property.

    

    INSURANCE.  Debtor
agrees to keep the Property insured against risks reasonably associated with the
Property until the Property is released from this Agreement.  Debtor
will maintain this insurance in the amounts Secured Party
requires.  Debtor may choose the insurance company, subject to Secured
Party’s approval, which will not be unreasonably withheld.  Debtor
will have the insurance provider name Secured Party as loss payee on the
insurance policy.  Debtor will give Secured Party and the insurance
provider immediate notice of any loss.  Secured party may apply the
insurance proceeds to the Secured Debts.  Secured Party may require
additional security as a condition of permitting any insurance proceeds to be
used to repair or replace the Property.  If Secured Party acquires the
Property in damaged condition, Debtor’s rights to any insurance policies and
proceeds will pass to Secured Party to the extent of the Secured
Debts.  Debtor will immediately notify Secured Party of the
cancellation or termination of insurance.  If Debtor fails to keep the
Property insured, or fails to provide Secured Party with proof of insurance,
Secured Party may obtain insurance to protect Secured Party’s interest in the
Property.  The insurance may include coverages not originally required
of Debtor, may be written by a company other than one Debtor would choose, and
may be written at a higher rate than Debtor could obtain if Debtor purchased the
insurance.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    AUTHORITY TO
PERFORM.  Debtor authorized Secured Party to do anything
Secured Party deems reasonably necessary to protect the Property and Secured
Party’s interest in the Property.  If Debtor fails to perform any of
Debtor’s duties under this Agreement, Secured Party is authorized, without
notice to Debtor, to perform the duties or cause them to be
performed.  These authorizations include, but are not limited to,
permission to pay for the repair, maintenance, and preservation of the Property
and take any action to realize the value of the Property.  Secured
Party’s authority to perform for Debtor does not create an obligation to
perform, and Secured Party’s failure to perform will not preclude Secured Party
from exercising any other rights under the law or this Agreement.  If
Secured Party performs for Debtor, Secured Party will use reasonable
care.  Reasonable care will not include any steps necessary to
preserve rights against prior parties or any duty to take action in connection
with the management of the Property.  If Secured Party comes into
possession of the Property, Secured Party will preserve and protect the Property
to the extent required by law.  Secured Party’s duty of care with
respect to the Property will be satisfied if Secured Party exercises reasonable
care in the safekeeping of the Property or in the selection of a third party in
possession of the Property.  Secured Party may enforce the obligation
of an account debtor or other person obligated on the
Property.  Secured Party may exercise Debtor’s rights with respect to
the account debtor’s or other person’s obligations to make payment or otherwise
render performance to Debtor, and enforce any security interest that secures
such obligations.

    

    PURCHASE MONEY SECURITY
INTERST.  If the Property includes items purchased with the
Secured Debts, the Property purchased with the Secured Debts will remain subject
to Secured Party’s security interest until the Secured Debts are paid in
full.  Payments on any non-purchase money loan also secured by this
Agreement will not be applied to the purchase money loan.  Payments on
the purchase money loan will be applied first to the non-purchase money portion
of the loan, if any, and then to the purchase money portion in the order in
which the Purchase money Property was acquired.  If the purchase money
Property was acquired at the same time, payments will be applied in the order
Secured Party selects.  No security interest will be terminated by
application of this formula.

    

    DEFAULT:  Debtor
will be in default if:

    
      	
               
      

            	
              (1)

            	
              Debtor(or
      Borrower, if not the same) fails to make a payment in full when
      due;

            

    

    
      	
               
      

            	
              (2)

            	
              Debtor
      fails to perform any conditions or keep any covenant on this or any debt
      agreement Debtor has with Secured
Party;

            

    

    
      	
               
      

            	
              (3)

            	
              A
      default occurs under the terms of an instrument or agreement evidencing or
      pertaining to the Secured Debts;

            

    

    
      	
               
      

            	
              (4)

            	
              Anything
      else happens that either causes Secured Party to reasonably believe that
      Secured Party will have difficulty in collecting the Secured Debts or
      significantly impairs the value of the
  Property6.

            

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    REMEDIES.  After
Debtor defaults, and after Secured Party gives any legally required notice and
opportunity to cure the default, Secured Party may at Secured Party’s option do
any one or more of the following;

    
      	
               
      

            	
              (1)

            	
              Make
      all or any part of the Secured Debts immediately due and accrue interest
      at the highest post-maturity interest
rate;

            

    

    
      	
               
      

            	
              (2)

            	
              Require
      Debtor to gather the Property and make it available to Secured Party in a
      reasonable fashion;

            

    

    
      	
               
      

            	
              (3)

            	
              Enter
      upon Debtor’s premises and take possession of all or any apart of Debtor’s
      property for purposes of preserving the Property or its value and use and
      operate Debtor’s property to protect Secured Party’s interest, all without
      payment or compensation to Debtor;
and,

            

    

    
      	
               
      

            	
              (4)

            	
              Use
      any remedy allowed by state or federal law, or provided in any agreement
      evidencing or pertaining to the Secured
Debts.

            

    

    If
Secured Party repossesses the Property or enforce the obligations of an account
debtor, Secured Party may keep or dispose of the Property as provided by
law.  Secured Party will apply the proceeds of any collection or
disposition first to Secured Party’s expenses of enforcement, which includes
reasonable attorneys’ fees and legal expenses to the extent not prohibited by
law, and then to the Secured Debts.  Debtor (or Borrower, if not the
same) will be liable for the deficiency, if any.  By choosing any one
or more of these remedies, Secured Party does not give up the right to use any
other remedy.  Secured Party does not waive a default by not using a
remedy.

    

    WAIVER.  Debtor
waives all claims for damages caused by Secured Party’s acts or omissions where
Secured Party acts in good faith.

    

    NOTICE AND ADDITIONAL
DOCUMENTS.  Where notice is required, Debtor agrees that ten
(10) days prior written notice will be reasonable notice to Debtor under the
Uniform Commercial Code.  Notice to one party is notice to all
parties.  Debtor agrees to sign, deliver, and file any additional
documents and certifications Secured Party considers necessary6 to perfect,
continue, or preserve Debtor’s obligations under this Agreement and to confirm
Secured Party’s lien status on the Property.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    business
purpose statement

     

    
      
        
          	
                  Borrower’s
      Name & Address

                	 
      	
                  Lender’s
      Name & Address

                
	 
      	 
      	 
      
	
                  PrimeSource
      Mortgage, Inc. of Texas

                	 
      	
                  CBB,
      Inc.

                
	
                  1112
      N. Main

                	 
      	
                  3503
      NW 63rd,
      Ste. 500

                
	
                  Roswell,
      NM 88201

                	 
      	
                  Oklahoma
      City, OK 73116

                

        

      

    

    
 

    I, Jeffrey R. Smith, as President of
PrimeSource Mortgage, Inc. of Texas (“Borrower”) on behalf of Borrower, state as
follows:

     

    
      
        	 	
                1.

              	
                The
      proceeds of the loan or other extension of credit, evidenced by Commercial
      Promissory Note dated                             in
      the principal amount of $1,000,000 and as may be advanced pursuant to the
      Commercial Loan Agreement between the parties, will be used in the
      following type of business:  FUNDING OF REAL ESTATE
      MORTAGES.

              
	
                 
      

              	
                2.

              	
                The
      proceeds of the loan and/or other extensions of credit will be used
      primarily for agricultural, commercial, investment, or business purposes,
      the exact nature which is as
  follows:  BUSINESS.

              

      

    

    
      	
               
      

            	
              3.

            	
              The
      proceeds of the loan shall not be used for or applied to the purchase of
      or maintenance of real estate occupied by Borrower as Borrower’s residence
      without Lender’s prior written
consent.

            

    

    
      	
               
      

            	
              4.

            	
              Borrower
      is exercising and will continue to exercise actual control over the
      material decisions of the business concerning the use of funds and/or
      credit to be derived from the loan agreements between the Lender and the
      business.

            

    

    
      	
               
      

            	
              5.

            	
              The
      loan is not secured by an assignment of wages, salaries or compensation
      for the services of Borrower nor by the household furniture or other goods
      of Borrower used for personal, family or household
    purposes.

            

    

    
      	
               
      

            	
              6.

            	
              All
      statements made herein are true, correct and
  accurate.

            

    

    

    notice

    

    any
person knowingly making a false statement on any application for a loan may be
subject to a fine and imprisonment under the provisions of 18 u.s.c.a ss 1014
& 1344 and applicable state law.

     

    
      

        
          
            
              
                
                  
                    
                      
                        
                          
                            
                              
                                
                                  
                                    
                                      
                                        
                                          
                                            
                                              
                                                
                                                  
                                                    
                                                      
                                                        
                                                          
                                                            
                                                              	
                                                                      Dated:

                                                                    	
                                                                       

                                                                    	 
      	
                                                                      Signed:

                                                                    	
                                                                       

                                                                    	 
      
	 
      	
                                                                       

                                                                    	 
      	 
      	
                                                                       

                                                                    	 
      
	 
      	 
      	 
      	Title:	 	 
      

                                                            

                                                          

                                                        

                                                      

                                                    

                                                  

                                                

                                              

                                            

                                          

                                        

                                      

                                    

                                  

                                

                              

                            

                          

                        

                      

                    

                  

                

              

            

          

        

      

       

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    
      
        
          
            
              
                	
                        borrow
      name and address

                      	 
      	
                        Number

                      	 
      
	
                        PrimeSource
      Mortgage, Inc. of Texas

                      	 
      	
                        Amount

                      	 
      
	
                        1112
      N. Main

                      	 
      	 
      	 
      
	
                        Roswell,
      NM 88201

                      	 
      	 
      	 
      
	 
      	 
      	 
      	 
      
	
                        lender
      name and address

                      	 
      	
                        Date

                      	 
      
	
                        CBB,
      Inc.

                      	 
      	 
      	 
      
	
                        3503
      NW 63rd,
      Ste. 500

                      	 
      	 
      	 
      
	
                        Oklahoma
      City, OK 73116

                      	 
      	 
      	 
      

              

            

          

        

      

    

     

    commercial promissory
note

    

    DATE.  The date of
this Promissory Note (“Note”) is August 4, 2008.

    

    GOVERNING
AGREEMENT.  This Note is further governed by the Commercial Loan
Agreement between Lender and Borrower dated August 4, 2008, as modified, amended
or supplemented.  All definitions of the terms in the Commercial Loan
Agreement apply to this Note as well.  Upon execution of this Note,
Borrower represents that Borrower has reviewed and is in compliance with all
Loan Documents and the Commercial Loan Agreement.

    

    PROMISE TO PAY.  For
value received, Borrower promises to pay Lender or Lender’s order, at Lender’s
address, $1,000,000 (Principal).

    

    Multiple
Advances.  The Principal amount stated above is the maximum amount of
Principal that Borrower may borrow under this Note.  On            
               Borrower
will receive $              
    and future advances are
contemplated.  The conditions for future advances are stated in the
Commercial Loan Agreement.

    

    INTEREST. Borrower agrees to
pay interest on the outstanding Principal balance of this Note at a rate
equivalent to the face rate of each individual Collateral Note securing this
Commercial Promissory Note and the Commercial Loan Agreement.

    

    MATURITY DATE.  This
Note has a Maturity Date of December 31, ______.

    

    PAYMENT. Borrower agrees
to pay this Note as follows unless and until demand is made (if applicable): one
payment of the unpaid principal balance plus accrued interest due and payable on
or before       
                 
.

    

    All payments must be made in United
States dollars.  Each payment Borrower makes on this Note will be
applied first to any charges Borrower owes other than Principal and interest,
then to interest that is due, and finally to Principal that is
due.  If Lender and Borrower agree to a different application of
payments, that application will be described on this Note.  The actual
amount of Borrower’s final payment will depend upon Borrower’s payment
record.

    

    USE OF
PROCEEDS.  BUSINESS: Mortgage Loan Funding.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    
 

    WAIVERS AND CONSENT. Borrower
waives protest, presentment for payment, demand, and notice of acceleration,
intent to accelerate, and dishonor (if allowed by law).

    

    ADDITIONAL
TERMS.  All parties liable for payment hereunder agree to pay
reasonable costs of collection, including an attorney’s fee of fifteen percent
(15%) of all sums due upon default.

    

    This
Promissory Note is executed pursuant to and subject to the terms and conditions
contained in the original Loan Agreement dated the 4th day of
August, 2008, and all modifications and addendums thereto, by and between
Borrower and Lender.

    

    SIGNATURES.  By
signing under seal, Borrower agrees to the terms contained in this
Note.  Borrower also acknowledges receipt of a copy of this
Note.

     

    
      
        
          
            
              
                
                  	
                          borrower:

                        	 
      	
                          lender:

                        	 
      
	 
      	 
      	 
      	 
      	 
      	 
      
	
                          PrimeSource
      Mortgage Inc. of Texas 

                        	 
      	
                          CBB,
      Inc. an Oklahoma corporation

                        	 
      
	 
      	 
      	 
      	 
      	 
      	 
      
	
                          By:

                        	
                          /s/
      Jeffrey R. Smith

                        	 
      	
                          By:

                        	
                          /s/
      Richard Carrington

                        	 
      
	 
      	
                          President

                        	 
      	 
      	
                          President

                        	 
      
	 
      	 
      	 
      	 
      	 
      	 
      
	
                           

                        	
                           

                        	 
      	
                          By:

                        	
                          /s/
      Jim Miller

                        	 
      
	 
      	
                           

                        	 
      	 
      	
                          Executive
      Vice-President

                        	 
      

                

              

            

          

        

      

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    
       

      
        
          
            
              
                
                  	
                          borrow
      name and address

                        	 
      	
                          Number

                        	 
      
	
                          PrimeSource
      Mortgage, Inc. of Texas

                        	 
      	
                          Amount

                        	 
      
	
                          1112
      N. Main

                        	 
      	 
      	 
      
	
                          Roswell,
      NM 88201

                        	 
      	 
      	 
      
	 
      	 
      	 
      	 
      
	
                          lender
      name and address

                        	 
      	
                          Date

                        	
                          August
      4, 2008

                        
	
                          CBB,
      Inc.

                        	 
      	 
      	 
      
	
                          3503
      NW 63rd,
      Ste. 500

                        	 
      	 
      	 
      
	
                          Oklahoma
      City, OK 73116

                        	 
      	 
      	 
      

                

              

            

          

        

      

       

    

    commercial loan
agreement

    

    LOAN
STRUCTURE.  This Commercial Loan Agreement (Agreement)
contemplates multiple single advance term Loans.  The principal
balance will not exceed $1,000,000.  This Loan is for business
purposes only and expressly for the short-term funding of residential mortgage
loans originated by Borrower.

    

    REQUESTS FOR
ADVANCES.  Borrower authorizes Lender to honor a request for an
advance from Borrower or any person authorized by Borrower.  The
requests for an advance must be in writing, by telephone, or any other manner
agreed upon by Borrower and Lender, and must specify the requested amount and
date and be accompanied with any agreements, documents and instruments that
Lender requires for the Loan.  Lender will make same day advances, on
any day that Lender is open for business, when the request is received before
3:00 o’clock p.m. C.S.T. (Advance Cut-Off Time).  Lender will disburse
the advance to Borrower’s designated escrow agents.

    

    COLLATERAL.  Borrower
acknowledges that each advance of funds made by Lender pursuant to this
agreement is to be secured by a promissory note (the “Collateral Note”),
mortgage and related loan documents executed by Borrower’s
customer.  Borrower shall provide and deliver a properly executed
Collateral Note to Lender, properly endorsed in blank, within three business
days of the funding of any advance.  The remainder of the collateral
package related to each Collateral Note must be delivered and provided to Lender
within a reasonable time, and must also be properly executed as Lender may
require.

    

    FINANCIAL
INFORMATION.  Borrower will prepare and maintain Borrower’s
financial records using consistently applied generally accepted accounting
principles then in effect.  Upon request by Lender, and at Lender’s
sole discretion, Borrower will provide Lender with financial information
annually if requested by Lender in a form acceptable to
Lender.  Financial records that Lender is entitled to request include
Borrower’s financial statements, tax returns, annual internal audit reports or
those prepared by independent accountants within 60 (sixty) days after the close
of each fiscal year.  Any annual financial statements that Borrower
provides will be compiled statements.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    
 

    SIGNATURES.  By
signing under seal, Borrower agrees to the terms contained in this Agreement,
inclusive of all provisions contained herein on pages 1 through
4.   Borrower also acknowledges receipt of a copy of this
Agreement.

     

    
      
        
          
            
              
                
                  
                    	
                            borrower:

                          	 
      	
                            lender:

                          	 
      
	 
      	 
      	 
      	 
      	 
      	 
      
	
                            PrimeSource
      Mortgage Inc. of Texas 

                          	 
      	
                            CBB,
      Inc. an Oklahoma corporation

                          	 
      
	 
      	 
      	 
      	 
      	 
      	 
      
	
                            By:

                          	
                            /s/
      Jeffrey R. Smith

                          	 
      	
                            By:

                          	
                            /s/
      Richard Carrington

                          	 
      
	 
      	
                            President

                          	 
      	 
      	
                            President

                          	 
      
	 
      	 
      	 
      	 
      	 
      	 
      
	
                             

                          	
                             

                          	 
      	
                            By:

                          	
                            /s/
      Jim Miller

                          	 
      
	 
      	
                             

                          	 
      	 
      	
                            Executive
      Vice-President

                          	 
      

                  

                

              

            

          

        

      

    

     

    DEFINTIONS.  In this
Agreement, the following terms have the following meanings.

    

    Accounting
Terms.  Accounting terms that are not specifically defined will
have their customary meanings under consistently applied generally accepted
accounting principles.

    Loan.  Loan refers
to all advances made under the terms of this Agreement.

    Loan
Documents.  Loan Documents include this Agreement and all
documents prepared pursuant to the terms of this Agreement including all present
and future promissory notes (Notes), security instruments, guarantees, and
supporting documentation as modified, amended or supplemented.

    Property.  Property
is any collateral, real, personal or intangible, that secures Borrower’s
performance of the obligations of this Agreement.

    Advances. To the extent
permitted by law, Borrower will indemnify Lender and hold Lender harmless for
reliance on any request for advance that Lender reasonably believes to be
genuine.  Lender’s records are conclusive evidence as to the number
and amount of advances and the Loan’s unpaid principal and
interest.  If any advance results in an overadvance when the total
amount of the Loan exceeds the principal balance, Borrower will pay the
overadvance, as requested by the Lender.  Regarding Borrower’s demand
deposit account(s) with Lender, Lender may at its option, consider presentation
for payment of a check or other charge exceeding available funds as a request
for an advance under this Agreement.  Any such payment by Lender will
constitute an advance on the Loan.

    Conditions.  Borrower
will satisfy all of the following conditions before Lender will make any
advances under this Agreement.  If this Agreement provides for
discretionary advances, satisfaction of these conditions does not commit Lender
to making advances.

    No Default.  There
has not been a default under the Loan Documents nor would a default result from
making the advance.

    Information. Borrower has
provided all required documents, information, certifications and warranties, all
property executed on forms acceptable to Lender.

    Inspections.  Borrower
has accommodated, to Lender’s satisfaction, all inspections.

    Conditions and
Covenants.  Borrower has performed and complied with all
conditions required for an advance and all covenants in the Loan
Documents.

    Warranties and
Representations.  The warranties and representation contained
in this Agreement are true and correct at the time of making the
advance.

    Financial
Statements.   Borrower’s most recently delivered financial
statements and reports are current, complete, true and accurate in all material
respect and fairly represent Borrower’s financial condition.

    Bankruptcy
Proceedings.  No proceeding under the United States Bankruptcy
Code has been commenced by or against Borrower or any of Borrower’s
affiliates.

    WARRANTIES AND REPRESENATIONS.
Borrower makes these warranties and representations which will continue as long
as this Agreement is in effect.

    Power.  Borrower is
duly organized, validly existing and is in good standing in all jurisdictions in
which Borrower operates.  Borrower has the power and authority to
enter into this transaction and to carry on its business or activity as it is
now being conducted.  All persons who are required by applicable law
and the governing documents of Borrower have executed and delivered to Lender
this Agreement and other Loan Documents.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    Authority.  The
execution, delivery and performance of this Agreement and the obligation
evidence by the Loan Documents are within Borrower’s duly authorized powers, has
received all necessary governmental approval, will not violate any provisions of
law or order of court or governmental agency, and will not violate any agreement
to which Borrower is a party or to which Borrower or Borrower’s property is
subject.

    Name and Place of
Business.  Other than previously disclosed in writing to
Lender, Borrower has not changed its name or principal place of business within
the last ten years and has not used any other trade or fictitious
name.  Without Lender’s prior written consent, Borrower will not use
any other name and will preserve Borrower’s existing name, trade names and
franchise.

    No Other
Liens.  Borrower owns or leases all property that is required
for its business and except as disclosed, the property is free and clear of all
liens, security interests, encumbrances and other adverse
interests.

    Compliance with
Laws.  Borrower is not violating any laws, regulations, rules,
orders, judgments or decree applicable to Borrower or its property, except as
disclosed to Lender.

    Financial
Statements.  Borrower represents and warrants that all
financial statements Borrower provides fairly represent Borrower’s financial
condition for the stated periods are current, completed, true and accurate in
all material respects, including all direct or contingent liabilities, and that
there has been no material adverse change in Borrower’s financial condition,
operations or business since the date the financial information was
prepared.

    Covenants.  Until
the Loan and all related debts, liabilities and obligations under the Loan
Documents are paid and discharged, Borrower will comply with the following
terms, unless Lender waives compliance in writing.

    Inspection and Disclosure.
Borrower will allow Lender or its agents to enter any of Borrower’s premises
during mutually agreed upon times, to do the following: (1) inspect, audit,
review and obtain copies from Borrower’s books, records, orders, receipts, and
other business related data; (2) discuss Borrower’s finances and business with
anyone who claims to be Borrower’s creditor; (3) inspect Borrower’s Property,
audit for the use and disposition of the Property’s proceeds; or do whatever
Lender decides is necessary to preserve and protect the Property and Lender’s
interest in the Property.  As long as this Agreement is in e3ffect,
Borrower will direct all of Borrower’s accountants and auditors to permit Lender
to examine and make copies of Borrower’s records in their possession, and to
disclose to Lender any other information that they know about Borrower’s
financial condition and business operations.  Lender may provide
Lender’s regulator with required information about Borrower’s financial
condition, operation and business or that of Borrower’s parent, subsidiaries or
affiliates.

    Business
Requirements.  Borrower will preserve and maintain its present
existence and good standing in jurisdictions where Borrower is organized and
operates.  Borrower will continue its business or activities as
presently conducted by obtaining licenses, permits and bonds where
needed.  Borrower will obtain Lender’s prior written consent before
ceasing business or engaging in any line of business that is materially
different from its present business.

    Compliance with
Laws.  Borrower will not violate any laws, regulations, rules
orders, judgments or decrees applicable to Borrower or Borrower’s property,
except for those which Borrower challenges in good faith through proper
proceedings after providing adequate reserves to fully pay the claim and its
appeal should Borrower lose.  On requires, Borrower will provide
Lender with written evidence that Borrower has fully and timely paid taxes,
assessments and other governmental charges levied or imposed on Borrower and its
income, profits and property.  Borrower will adequately provide for
the payment of taxes, assessments and other charges that have accrued but are
not yet due and payable.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    New
Organizations.  Borrower will obtain Lender’s written consent
before organizing, merging into, or consolidating with an entity; acquiring all
or substantially all of the assets of another; or materially changing legal
structure, management, ownership or financial conditions.

    Other Liabilities. Borrower
will not incur, assume or permit any debt evidence by notes, bonds or similar
obligations except debt in existence on the date of this Agreement and fully
disclosed to Lender; debt subordinated in payment to Lender on terms acceptable
to Lender; accounts payable incurred in the ordinary course of business and paid
under customary trade terms or contested in good faith with reserves
satisfactory to Lender; or as otherwise agreed to by Lender.

    Notice.  Borrower
will promptly notify Lender of any material change in financial condition, a
default under the Loan Documents, or a default under any agreement with a third
party which materially and adversely affects Borrower’s property, operations, or
financial condition.

    Dispose of No
Assets.  Without Lender’s prior written consent, Borrower will
not sell, lease, assign or otherwise distribute all or substantially all of its
assets.

    Insurance.  Borrower
will obtain and maintain insurance with insurers in amount and coverages that
are acceptable to Lender and customary with industry practice.  This
may include without limitation credit insurance, insurance policies for public
liability, fire, hazard and extended risk, workers compensation, and at Lender’s
request, business interruption and/or rent loss insurance.  Borrower
may obtain insurance from anyone Borrower wants that is acceptable to
Lender.  Borrower’s choice of insurance provider will not affect the
credit decision or interest rate.  At Lender’s request, Borrower will
deliver to Lender certified copies of all of those insurance policies, binders
or certificates.  Borrower will obtain and maintain a mortgage or loss
payee endorsement for Lender when these endorsements are
available.  Borrower will require all insurance policies to provide at
least 10 days prior written notice to Lender of cancellation or
modification.  Borrower consents to Lender using or disclosing
information relative to any contract of insurance required for the Loan for the
purpose of replacing this insurance.  Borrower also authorizes its
insurer and Lender to exchange all relevant information related to any contract
of insurance executed as required by any Loan Documents.

    Default.  If the
Loan is payable on demand, Lender may demand payment at any time whether or not
any of the following events have occurred.  Borrower will be in
default if any one or more of the following occur. (1) Borrower fails to make a
payment in full when due; (2) Borrower makes an assignment for the benefit of
creditors or becomes insolvent, either because Borrower’s liabilities exceed its
assets or Borrower is unable to pay debts as they become due; or Borrower
petitions for protection under any bankruptcy, insolvency or debtor relief laws,
or it the subject of such a petition or action and fails to have the petition or
action dismissed within a reasonable period of time.  (3) Borrower
fails to perfo9rm any condition or to keep any promise or covenant on this
Agreement or any debt or agreement Borrower has with Lender; (4) A default
occurs under the terms of any instrument evidencing or pertaining to this
Agreement. (5)Failure to provide a Collateral Note or other collateral as
required herein. (6) Anything else happens that either significantly impairs the
value of the Property or causes Lender to reasonably believe that Lender will
have difficulty collecting the Loan.

    Remedies.  After
Borrower defaults, and after Lender gives any legally required notice and
opportunity to cure, Lender may at its option use any and all remedies Lender
has under state and federal law or in any of the Loan Documents, including but
not limited to, terminating any commitment or obligation to make additional
advances or making all or any part of the amount owing immediately
due.  Lender may setoff any amount due to payable under the terms of
the Loan against Borrower’s right to receive money from Lender, unless
prohibited by applicable law, except as otherwise required by law, by choosing
any one or more of those remedies Lender does not give up Lender’s right to use
any other remedy.  Lender does not waive a default if Lender chooses
not to use a remedy, and may later use any remedies if the default continues or
occurs again.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    Collection Expenses and Attorneys’
Fees.  To the extent permitted by law, Borrower agrees to pay
all expenses of collection, enforcement and protection of Lender’s rights and
remedies under this Agreement.  Expenses include, but are not limited
to, reasonable attorneys’ fees including attorney fees as permitted by the
United States Bankruptcy Code, court costs and other legal
expenses.  These expenses will bear interest from the date of payment
until paid in full at the contract interest rate then in effect for the
Loan.

    General
Provisions.  This Agreement is governed by the laws of the
jurisdiction where Lender is located, the United States of America and to the
extent required, by the laws of the jurisdiction where the Property is
located.

    Joint and Individual Liability and
Successors.  Each Borrower individually has the duty of fully
performing the obligations on the Loan.  Lender can sue all or any of
the Borrowers upon breach of performance.  The duties and benefits of
this Loan will bind and benefit the successors and assigns of Borrower and
Lender.

    Amendment, Integration and
Severability.  The Loan Documents may not be amended or
modified by oral agreement.  Borrower agrees that any party signing
this Agreement as Borrower is authorized to modify the terms of the Loan
Documents.  Borrower agrees that Lender may inform any party who
guarantees this Loan of any Loan accommodations, renewals, extensions,
modifications, substitutions, or future advances.  The Loan Documents
are the complete and final expression of the understanding between the Borrower
and Lender.  If any provision of the Loan Documents is unenforceable,
then the unenforceable provision will be severed and the remaining provisions
will be enforceable.

    Waivers and
Consent.  Borrower, to the extent permitted by law, consents to
certain actions Lender may take and generally waives defenses that may be
available based on these actions or based on the status of a party to the
Loan.  Lender may renew or extend payments on the
Loan.  Lender may release any borrower, endorser, guarantor, surety or
any other cosigner.  Lender may release, substitute, or impair any
Property securing the Loan.  Lender’s course of dealing or Lender’s
forbearance from, or delay in the exercise of any of Lender’s rights, remedies,
privileges, or right to insist upon Borrower’s strict performance of any
provisions contained in the Loan Documents, will not be construed as a waiver by
Lender, unless the waiver is in writing and signed by Lender.  Lender
may participate or syndicate the Loan and share any information that Lender
decides is necessary about Borrower and the Loan with other
participants.

    Interpretation.  Whenever
used, the singular includes the plural and the plural includes the
singular.  The section headings are for convenience only and are note
to be used to interpret or define the terms of this Agreement.  Unless
otherwise indicated, the terms of this Agreement shall be construed in
accordance with the Uniform Commercial Code.

    Notice.  Unless
otherwise required by law, any notice will be given by delivering it or mailing
it by first class mail to the appropriate party’s address listed in this
Agreement, or to any other address designated in writing.  Notice to
one party will be deemed to be notice to all parties.  Time is of the
essence.

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