Document:

EX-10.35.5

 [***] – Confidential portions of this document have been redacted and filed separately with
the Commission. 
 Exhibit 10.35.5 

FIFTH AMENDMENT TO LEASE 

(Towne Centre Plaza) 
 THIS
FIFTH AMENDMENT TO LEASE (“Fifth Amendment”) is made and entered into as of the 14th day of October, 2014, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited
partnership (“Landlord”), and LOAN DEPOT.COM, LLC, a Delaware limited liability company (“Tenant”). 

RECITALS 
 A. Landlord and
Tenant’s predecessor-in-interest, LoanDepot.com Lending, LLC, a Delaware limited liability company, entered into that certain Standard Office Lease dated as of March 10, 2011 (the “Original Lease”), as amended by that
certain First Amendment to Lease dated as of September 7, 2012 (the “First Amendment”), that certain Second Amendment to Lease dated as of January 24, 2013 (the “Second Amendment”), that certain Third
Amendment to Lease by and between Landlord and Tenant and dated as of March 27, 2014 (the “Third Amendment”), and that certain Fourth Amendment to Lease dated as of June 10, 2014 (the “Fourth Amendment”),
whereby Tenant leases certain office space located in that certain three-building development known as Towne Centre Plaza (the “Development”), which Development is comprised of those certain buildings located and addressed at each
of 26632 (the “26632 Building”), 26642 (“the “26642 Building”) and 26672 (the “26672 Building”) Towne Centre Drive, Foothill Ranch, California 92610. The Original Lease, as amended by each of
the First Amendment, Second Amendment, Third Amendment, and Fourth Amendment, shall herein be referred to, collectively, as the “Lease”. 

B. Pursuant to Section 7 of the Fourth Amendment, the total Security Deposit held by Landlord for the “Existing Premises” (as
that term is defined in Section 1 below) is $[***]. 
 C. By this Fifth Amendment, Landlord and Tenant desire that Tenant lease
additional space within the 26632 Building, and to otherwise modify the Lease as provided herein. 
 D. Unless otherwise defined herein,
capitalized terms shall have the meanings given such terms in the Lease. 
 NOW, THEREFORE, in consideration of the foregoing recitals and
the mutual covenants contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: 

AGREEMENT 
 1. Existing
Premises. Landlord and Tenant hereby acknowledge that Tenant currently leases from Landlord that certain office space in the Development consisting of a total of 127,720 rentable square feet (the “Existing Premises”), which
Existing Premises are comprised of (i) 6,318 rentable square foot in the 26632 Building and known as Suite 200 (the “26632 Building Premises”); (ii) 67,694 rentable square feet comprising the entirety of the 26642 Building
(the “26642 Building Premises”), and (iii) a total of 53,708 rentable square feet in the 26672 Building (the “26672 Building Premises”) consisting of (A) 6,515 rentable square feet known as Suite 100,
(B) 9,200 rentable square feet known as Suite 125, (C) 5,317 rentable square feet known as Suite 150, (D) 23,464 rentable square feet consisting of the entire second
(2nd) floor, (E) 5,903 rentable square feet known as Suites 300 and 305, and (F) 3,309 rentable square feet known as Suite 310. 

2. Expansion Space. That certain space located on the third (3rd) floor of the
26632 Building known as Suite 305, as outlined on the floor plan attached hereto as EXHIBIT A, shall be referred to herein as the “Expansion Space.” Landlord and Tenant hereby stipulate that the Expansion Space contains 3,547
rentable square feet. Tenant shall commence to pay charges for the Expansion Space pursuant to the Lease, as hereby amended, effective as of November 1, 2014 (“Expansion Commencement Date”); provided, however, that Landlord
shall provide Tenant with access to the Expansion Space upon full execution and delivery of this Fifth Amendment by Landlord and Tenant for the purposes of installing Tenant’s furniture, fixtures, and equipment and Tenant’s telephone,
network, and data cabling, and Tenant shall have no obligation to pay Basic Rental with respect to the Expansion Space during the period of such access, provided that (i) Tenant’s access shall not interfere with Landlord’s completion
of the Improvement Work, (ii) Tenant shall provide a certificate of insurance in accordance with Section 14 of the Original Lease for the Expansion Space prior to such entry, and (iii) the terms and conditions of Section 13(a) of
the Original Lease shall apply to such access by Tenant. The addition of 

  
 1 

 [***] – Confidential portions of this document have been redacted and filed separately with
the Commission. 
  
 the Expansion Space to the Existing Premises shall, effective as of
the Expansion Commencement Date, increase the number of rentable square feet leased by Tenant in the Development to a total of 131,267 rentable square feet. Effective as of the Expansion Commencement Date, all references to the “Premises”
shall mean and refer to the Existing Premises as expanded by the Expansion Space. 
 3. Expansion Space Term. The Term for
Tenant’s lease of the Expansion Space (“Expansion Space Term”) shall commence on the Expansion Commencement Date and shall expire co-terminous with Tenant’s lease of the Existing Premises on July 31, 2016 (the
“Expiration Date”). 
 4. Basic Rental. Notwithstanding anything to the contrary in the Lease, during the Expansion
Space Term, Tenant shall pay, in accordance with the applicable provisions of the Lease and this Section 4, monthly installments of Monthly Basic Rental for the Expansion Space as follows: 

 

									
	 Lease Period
	  	Monthly Basic Rental	 	  	Monthly Basic Rental per
Rentable Square Foot	 
	 November 1, 2014 - October 31, 2015
	  	$	[***]	  	  	$	[***]	  
	 November 1, 2015 - July 31, 2016
	  	$	[***]	  	  	$	[***]	  

 5. Tenant’s Proportionate Share and Base Year. Notwithstanding anything to the contrary in the
Lease, during the Expansion Space Term, (i) Tenant’s Proportionate Share for the Expansion Space shall be 1.73%; and (ii) the Base Year for the Expansion Space shall be the calendar year 2015. 

6. Improvements to the Expansion Space. Upon full execution and delivery of this Fifth Amendment, Tenant shall be entitled to a one-time
improvement allowance (the “Improvement Allowance”) in the amount of $[***] for the costs relating to certain improvement work in the Expansion Space (the “Improvement Work”), which work shall include, but is not
limited to, repainting painted walls throughout the Expansion Space and repairing carpeting throughout the Expansion Space. Notwithstanding the foregoing, Tenant shall have the right to apply any unused portion of the Improvement Allowance, if any,
toward its Monthly Basic Rental obligation for the Expansion Space following Landlord’s receipt of Tenant’s written request therefor. In no event shall Landlord be obligated to make disbursements pursuant to this Section 6 in a total
amount which exceeds the Improvement Allowance and in no event shall Tenant be entitled to any credit for any unused portion of the Improvement Allowance not used by Tenant by May 31, 2015. Landlord shall independently retain the contractor, on
behalf of Tenant, to perform the Improvement Work within the Expansion Space and Landlord shall coordinate such work by said contractor and use its commercially reasonable efforts to cause the Improvement Work to be completed by the Expansion
Commencement Date, provided Tenant has timely executed this Fifth Amendment. Tenant hereby agrees that the performance of the Improvement Work shall in no way constitute a constructive eviction of Tenant nor entitle Tenant to any abatement of Basic
Rental payable pursuant to this Fifth Amendment. Landlord shall have no responsibility or for any reason be liable to Tenant for any direct or indirect injury to or interference with Tenant’s business arising from the performance of the
Improvement Work, nor shall Tenant be entitled to any compensation or damages from Landlord for loss of the use of the whole or any part of the Expansion Space resulting from the performance of the Improvement Work or for any inconvenience or
annoyance occasioned by the performance of such work,. Except as specifically set forth in this Section 6, Tenant hereby agrees to accept the Expansion Space in its “as-is” condition and Tenant hereby acknowledges that Landlord shall
not be obligated to provide or pay for any other work or services related to the improvement of the Expansion Space. Landlord shall cause the following elements of the 26632 Building serving the Expansion Space to be in good working order, condition
and repair as of the Expansion Commencement Date: (i) the heating, ventilating and air conditioning systems servicing the Expansion Space, (ii) the electrical system servicing the Expansion Space, (iii) the fire/life safety system
within the Expansion Space, and (iv) the plumbing system servicing the Expansion Space. If any such items are not in good working order, condition and repair as of such date, then as Tenant’s sole remedy, upon notice from Tenant, Landlord
shall, at Landlord’s sole cost and expense, cause such items to be in good working order, condition and repair; provided, however, that, unless and to the extent such items are not in good working order, condition and repair as a result of
latent defects not reasonably discoverable by an inspection of the 26632 Building or Expansion Space, if Tenant fails to so notify Landlord in writing that any such items are not in good working order, condition and repair by November 15, 2014,
Landlord shall be deemed to have satisfied its obligations with respect to this paragraph. Furthermore, Landlord shall (a) as an Operating Cost to the extent permitted by Section 3 of the Original Lease (and otherwise at Landlord’s
sole cost and expense), cause the 26632 Building to comply with any applicable requirements of the ADA (provided that this obligation shall not apply to the Expansion Space nor to any requirements attributable to Tenant’s use of the Expansion
Space or Tenant’s specific improvements within the Expansion Space), and (b) at Landlord’s sole cost and expense, cause the Expansion Space, as of the Expansion Commencement Date, to comply with any applicable Laws regarding mold,
mildew, fungus or other dangerous organisms. Tenant also acknowledges that Landlord has made no representation or warranty regarding the condition of the Expansion Space. 

  
 2 

 [***] – Confidential portions of this document have been redacted and filed separately with
the Commission. 
  
 7. Security Deposit. Tenant has previously
deposited with Landlord $[***] as a Security Deposit under the Lease. Concurrently with Tenant’s execution of this Fifth Amendment, Tenant shall deposit with Landlord an additional $[***] for a total Security Deposit under the Lease, as amended
herein, of $[***]. Landlord shall continue to hold the Security Deposit, $[***] as increased herein, in accordance with the terms and conditions of Section 4 of the Original Lease. 

8. Parking. Effective as of the Expansion Commencement Date and continuing throughout the Expansion Space Term, Tenant shall have the
use of up to [***] additional unreserved surface lot parking passes for use in the 26632 Building’s parking facility free of charge. Tenant’s use of such additional parking passes shall be in accordance with, and subject to, all
provisions of Section 23 of the Original Lease. 
 9. Brokers. Each party represents and warrants to the other that no broker,
agent or finder, other than Don Nourse of Lee & Associates on behalf of Landlord and John Gillespie of Newport Commercial Realty Advisors on behalf of Tenant (collectively, the “Brokers”), negotiated or was instrumental in
negotiating or consummating this Fifth Amendment. Each party further agrees to defend, indemnify and hold harmless the other party from and against any claim for commission or finder’s fee by any entity, other than the Brokers, who claims or
alleges that they were retained or engaged by or at the request of such party in connection with this Fifth Amendment. 
 10.
Acceptable & Unacceptable Forms of Payment. Notwithstanding any contrary provision of the Lease, any and all amounts due and payable by Tenant to Landlord shall be in the form of (i) business checks, (ii) wire transfers,
(iii) electronic funds transfers, or (iv) Automated Clearing House payments. Any other forms of payment are not acceptable to Landlord, including, without limitation, (i) cash or currency, (ii) cashier’s checks and money
orders, (iii) travelers checks, (iv) payments from non-bank financial institutions (including credit unions), (v) multiple payments for one scheduled payment, and (vi) third party checks. 

11. California Certified Access Specialist Inspection. Landlord hereby informs Tenant that the 26632 Building has not undergone
inspection by a Certified Access Specialist (as defined in the California Code of Regulations). 
 12. Defaults. Tenant hereby
represents and warrants to Landlord that, as of the date of this Fifth Amendment, Tenant is in full compliance with all terms, covenants and conditions of the Lease and that there are no breaches or defaults under the Lease by Landlord or Tenant,
and that Tenant knows of no events or circumstances which, given the passage of time, would constitute a default under the Lease by either Landlord or Tenant. 

13. WAIVER OF JURY TRIAL. EACH PARTY HEREBY WAIVES ANY RIGHT TO TRIAL BY JURY IN ANY ACTION SEEKING SPECIFIC PERFORMANCE OF
ANY PROVISION OF THE LEASE (AS AMENDED BY THIS FIFTH AMENDMENT), FOR DAMAGES FOR ANY BREACH UNDER THE LEASE (AS AMENDED BY THIS FIFTH AMENDMENT), OR OTHERWISE FOR ENFORCEMENT OF ANY RIGHT OR REMEDY UNDER THE LEASE (AS AMENDED BY THIS FIFTH
AMENDMENT). 
 14. No Further Modification. Except as set forth in this Fifth Amendment, all of the terms and provisions of the
Lease shall apply during the Expansion Space Term and shall remain unmodified and in full force and effect. Effective as of the date hereof, all references to the “Lease” shall refer to the Lease as amended by this Fifth Amendment. 

(Signatures appear on following page.) 

  
 3 

 IN WITNESS WHEREOF, this Fifth Amendment has been executed as of the day and year first above
written. 
  

					
	“LANDLORD”	  		 	
		
		  	ARDEN REALTY LIMITED PARTNERSHIP,
		  	a Maryland limited partnership
			
		  	By:	 	ARDEN REALTY, INC.,
		  		 	a Maryland corporation
		  		 	Its: Sole General Partner
			
		  		 	By: /s/ Scott E. Lyle             10-24-14        
		  		 	 Its: Scott E. Lyle

      Chief Operating Officer

			
	“TENANT”	  		 	
		
		  	LOAN DEPOT.COM, LLC,
		  	a Delaware limited liability company
			
		  	By:	 	 /s/ David Norris

		  	Print Name:	 	David Norris
		  	Title:	 	President & COO
			
		  	By:	 	 /s/ Tomo Yebisu

		  	Print Name:	 	Tomo Yebisu
		  	Title:	 	President, Direct Lending

  
 4 

 EXHIBIT A - Outline of Expansion Space 

Exhibit A-lEX-10.36

 Exhibit 10.36 

SETTLEMENT AGREEMENT AND RELEASE 

THIS SETTLEMENT AGREEMENT AND RELEASE (this “Agreement”) is entered into as of August 25, 2015 (the “Effective
Date”), by and between LD Investment Holdings, Inc., a Delaware corporation (“LD Investment”), Trilogy Mortgage Holdings, Inc., a California corporation (“Trilogy”), and loanDepot.com, LLC, a Delaware
limited liability company (“loanDepot” or the “Company”, and collectively with LD Investment and Trilogy, the “LD Entities”), on the one hand, and (a) Dean Bloxom (“Bloxom”),
(b) Jay Johnson (“Johnson”), (c) Dena Yocom, John S. Christiansen, Ralph Mozilo, Kathy Wade, Garth Wieger, Parker Living Trust Dated April 23, 2002, and Habanero Ventures and Investment Company, LLC (the persons in
this clause (c) together with Bloxom and Johnson, the “Original iMortgage Stockholders”), (d) 4 GUYS, LLC, JACO INVESTMENTS LLC and CABOOSE4112, LLC (the persons in this clause (d) collectively, the
“Controlled Affiliates” and together with the Original iMortgage Stockholders, collectively, the “iMortgage Stockholders”), and (e) Dean Bloxom as both the iMortgage Representative (as defined in the Fifth
Restated Agreement) and the Stockholder Representative (as defined in the Purchase Agreement (as defined below)) (Dean Bloxom in such capacities, the “Class I Representative”), on the other hand. Each of the LD Entities and the
iMortgage Stockholders are sometimes referred to herein collectively as the “Parties” and individually as a “Party.” References to iMortgage Stockholders shall mean in both their capacity as former shareholders of
iMortgage and as holders of Class I Common Units. 
 RECITALS 

WHEREAS, loanDepot, the iMortgage Stockholders and iMortgage entered into that certain Asset Purchase Agreement, dated August 19, 2013
(the “Purchase Agreement”), pursuant to which loanDepot acquired certain assets of iMortgage as more fully set forth in the Purchase Agreement (the “Acquisition”). 

WHEREAS, concurrently with and in connection with the Acquisition, the Parties entered into that certain Third Amended and Restated Limited
Liability Company Agreement of loanDepot dated as of August 19, 2013. The Third Amended and Restated Limited Liability Company Agreement was amended and restated by the Fourth Amended and Restated Limited Liability Agreement on
December 31, 2013 (the “Fourth Restated Agreement”), and the Fourth Restated Agreement has been amended and restated, so that the Fifth Amended and Restated Limited Liability Company Agreement of loanDepot, dated as of
March 31, 2015 (the “Fifth Restated Agreement”), is the current operating agreement for loanDepot as of the Effective Date. 

WHEREAS, an indirect parent entity of loanDepot is preparing to consummate an IPO. 

WHEREAS, certain disputes (collectively, the “Disputed Matters”) have arisen among the LD Entities, on the one hand, and the
iMortgage Stockholders, on the other hand, with respect to (a) the Parties’ rights and obligations under the Fifth Restated Agreement and Purchase Agreement relating to the Class I Common Units (including with respect to payment of
required distributions, the calculations thereof, the calculations of iMortgage Division Economic Balance and the components thereof, and the operation of the iMortgage Division); (b) the negotiation and documentation of the Third Restated
Agreement, Fourth Restated Agreement, Fifth Restated Agreement and Purchase Agreement, and alleged representations made in connection therewith; and (c) the rights and obligations of the iMortgage Stockholders in connection with any Public
Offering, Sale of the Company or the proposed IPO. 

  
 -1- 

 WHEREAS, in connection with the Disputed Matters, (i) loanDepot filed the following
declaratory relief action: loanDepot.com, LLC v. Dean Bloxom, L.A. Sup. Ct. Case No. BC 582975, filed on or about May 26, 2015 (the “State Court Action”), and (ii) LD Investment and Trilogy filed the following
declaratory relief action: LD Investment Holdings, Inc., et al. v. Dean Bloxom, Case No. C.D. Cal. 2:15-cv-4138, filed on or about June 2, 2015 (the “Federal Court Action” and together with the State Court Action, the
“Court Actions”). 
 WHEREAS, subject to the terms hereof, the Parties wish to hereby resolve and settle fully and
finally any and all disputes, actual or potential, and discharge any and all obligations of the Parties to each other that relate to the Disputed Matters. 

WHEREAS, subject to the terms hereof and the Sixth Restated Agreement (as defined below), the Company has agreed to pay to the iMortgage
Stockholders: (a) the sum of $6,500,000, as set forth in Section 3 hereof; and (b) the sum of $83,500,000, plus dividends in certain circumstances on the foregoing sum, on the terms set forth in the Sixth Restated Agreement.

 AGREEMENT 

NOW, THEREFORE, in consideration of the mutual promises and releases set forth below, and for other good and valuable consideration, the
receipt and sufficiency of which are expressly acknowledged by each of the Parties, the Parties hereby agree as follows: 
 1.
Definitions. 
 (a) As used in this Agreement, the following terms shall have the meanings indicated: 

(i) “Business Day” means any day other than (a) Saturday or Sunday or (b) any other day on which banks in
California are permitted or required to be closed. 
 (ii) “IPO” means an initial Public Offering that is consummated
after the Effective Date, which for purposes of this Agreement only, shall be deemed to include the transaction or series of related transactions in which a parent or indirect parent entity of the Company is preparing to consummate an initial Public
Offering (or a transaction or series of transactions substantially similar thereto) that is consummated after the Effective Date 
 (b)
Capitalized terms used but not otherwise defined herein shall have the meanings given to such terms in the Sixth Restated Agreement (as defined below). 

2. Amended and Restated LLC Agreements. Effective as of the date hereof, the Parties hereby enter into the Sixth Amended and Restated
Limited Liability Company Agreement as set forth on Exhibit A (the “Sixth Restated Agreement”). The Parties agree to comply with the terms of the Restructuring as described in the Sixth Restated Agreement. 

  
 -2- 

 3. Class I Common Unit Related Payments. loanDepot shall pay to the holders of Class I
Common Units (as a class and not as individual Unitholders) the following amounts (each amount in (i)-(v) below, a “Class I Payment” and collectively, the “Class I Payments”), payable in accordance with
this Section 3: 
 (i) $4,500,000, payable within one business day of the date hereof; 

(ii) $500,000, payable on or before September 15, 2015; 

(iii) $500,000, payable on or before October 15, 2015; 

(iv) $500,000, payable on or before November 15, 2015; and 

(v) $500,000, payable on or before December 15, 2015. 

All Class I Payments shall be payable by loanDepot without any defense, setoff or counterclaim of any kind or nature whatsoever. 

If loanDepot fails to make any Class I Payment when due, the Class I Representative shall, at his discretion, be entitled to declare such Class I Payment
immediately due and payable and, upon such declaration, such Class I Payment shall, in fact, immediately become due and payable, without any further demand or notice of any kind, all of which are expressly waived by loanDepot. loanDepot shall be
responsible for all costs and expenses borne by the Class I Representative in collecting any Class I Payments that are not paid following any applicable cure period, including attorneys’ fees and costs of litigation. 

4. Class I Common Unit Dividend Payments. loanDepot will distribute any accrued Class I Dividend Amount to the Class I Unitholder
Account (as defined below) for any quarter, in arrears, without defense, setoff or counterclaim, as follows: 
 (a) If loanDepot has
consummated an IPO on or before March 31, 2016, then the Class I Dividend Amount will begin accruing on April 1, 2016, with the first Class I Dividend Amount payment due on July 15, 2016, and subsequent Class I Dividend Amount
payments due on each following October 15, January 15, April 15 and July 15 for the preceding calendar quarter until the Class I Unpaid Hurdle has been paid in full. 

(b) If loanDepot has not consummated an IPO on or before March 31, 2016, then the Class I Dividend Amount will begin accruing on
January 1, 2016, with the first Class I Dividend Amount payment due on April 15, 2016, and subsequent Class I Dividend Amount payments due on each following July 15, October 15, January 15 and April 15 for the
preceding calendar quarter until the Class I Unpaid Hurdle has been paid in full. 
 (c) The Class I Dividend Amount shall be zero
(0) if a Sale of the Company or Sale of the Division is consummated prior to April 1, 2016 and the Company distributes to the Class I Unitholders the Class I Hurdle in full prior to April 1, 2016. 

(d) If loanDepot fails to distribute when due any payment of the Class I Dividend Amount required by Section 4(a) above, then
loanDepot shall be in breach of this 

  
 -3- 

 
Agreement, but shall have ninety (90) days to cure such breach. If loanDepot fails to distribute when due the first payment of the Class I Dividend Amount required by
Section 4(b) above, then loanDepot shall be in breach of this Agreement, but shall have one hundred eighty (180) days to cure such breach and shall have ninety (90) days to cure any subsequent breach. 

(e) If the Company fails to distribute any Class I Dividend Amount within the applicable cure period then: (i) Sections 6.6 and 6.8 of
the Sixth Restated Agreement applicable to Dean Bloxom, Jay Johnson and Dena Yocom will terminate, (ii) Section 8.3 of the Purchase Agreement as applicable to Dean Bloxom, Jay Johnson and Dena Yocom will terminate, (iii) if the
employment of any of Dean Bloxom, Jay Johnson or Dena Yocom terminates, then Article IV of such person’s Employment Agreement will terminate and be of no further force or effect following such termination; and (iv) the iMortgage
Stockholders may immediately pursue a claim against loanDepot or its Affiliates for the unpaid Class I Dividend Amount. 
 (f) Without
limiting Section 4(e) above, if on any date on which a Class I Dividend Amount is due the Company has cash available to distribute such Class I Dividend Amount but fails to distribute such Class I Dividend Amount within the applicable
cure period, then (each of the following payments, an “Accelerated Hurdle Payment”): 
 (i) The lesser of $20,000,000 and
25% of the Class I Unpaid Hurdle shall become due and payable on or before June 30, 2016; 
 (ii) The lesser of $20,000,000 and 25% of
the Class I Unpaid Hurdle shall become due and payable on or before December 31, 2016; 
 (iii) The lesser of $20,000,000 and 25% of
the Class I Unpaid Hurdle shall become due and payable on or before June 30, 2017; and 
 (iv) the remainder of the Class I Unpaid
Hurdle shall become due and payable on or before December 31, 2017. 
 For the avoidance of doubt, the Company will be deemed to not have cash
available to distribute such Class I Dividend Amount (and no Accelerated Hurdle Payment will be due) if, before or after taking the Distribution into account: 

(A) payment of such Class I Dividend Amount would cause the Company to violate or breach any term or provision of any
(I) material agreement or contract to which the Company is subject or its assets are bound or (II) financial covenant to which the Company is subject or by which its assets are bound; 

(B) payment of such Class I Dividend Amount would cause the Company to fail to meet 120% of any financial covenant to which
the Company is subject or by which its assets are bound, with such calculation being made (I) as of the end of the most recently ended calendar quarter and (II) as of the end of the then current calendar quarter based on estimated
financial results for such quarter; or 
 (C) applicable law or any third party or Governmental Entity prevents or penalizes
or threatens to prevent or penalize the Company from making such payment of such Class I Dividend Amount. 

  
 -4- 

 (g) If loanDepot determines that it does not have cash available to distribute a Class I Dividend
Amount on the date that such Class I Dividend Amount is due, then loanDepot must notify the Class I Representative of the reason why such Class I Dividend Payment cannot be made along with materials that support such determination in sufficient
detail to allow the Class I Representative to evaluate loanDepot’s position. The Class I Representative shall accept or reject the foregoing determination by written notice along with materials that support the Class I Representative’s
determination within twenty (20) days of receipt of loanDepot’s determination and supporting materials. If the Class I Representative rejects loanDepot’s determination, then the Class I Representative and loanDepot will submit to a
binding, mandatory arbitration hearing to be conducted within forty (40) days following the Class I Representative’s filing and service of the demand for arbitration. All arbitrated disputes, controversies and claims between the parties
arising under or in connection with this Section 4 will be resolved by binding arbitration, to be administered in Orange County, California by the Judicial Arbitration and Mediation Service (“JAMS”) in accordance with
the expedited procedures set forth in the JAMS Comprehensive Arbitration Rules and Procedures (the “Rules”) as the Rules exist on the Effective Date, including Rules 16.1 and 16.2 of the Rules. However, in order to meet the
expedited hearing deadline above, at least fifteen (15) days prior to the hearing, loanDepot and the Class I Representative shall each produce documents requested in writing by the other party, which requests shall be served by e-mail at least
ten (10) days prior to the production. Each party will be limited to one (1) deposition and thirty-five (35) document requests, which deposition shall occur no less than ten (10) days prior to the hearing. There shall be no
written interrogatories. The arbitrator shall be bound to apply the applicable substantive law set forth herein to each dispute. The arbitrator is not empowered to alter, amend, modify or change any of the terms of this Agreement. The
arbitrator’s sole decision after the hearing referenced above in this Section, which will be binding upon the parties, will be whether, on any date on which a Class I Dividend Amount is due, the Company had cash available to distribute such
Class I Dividend Amount according to the terms of this Agreement. The successful party shall recover its costs and reasonable attorney’s fees from the unsuccessful party; provided, that the cost of arbitration shall initially be split
between the Class I Representative and loanDepot. 
 (h) Notwithstanding anything to the contrary in this Agreement, the failure by
loanDepot to distribute or pay any amount or amounts due under the terms of this Agreement will not cause this Agreement to terminate or allow any party to rescind this Agreement, but the iMortgage Stockholders shall otherwise be entitled to pursue
any and all remedies whether at law or at equity in respect of any amount that is due hereunder past any applicable cure periods. 
 (i) The
payments under Section 3 shall reduce the Class I Payments Balance and the Class I Unpaid Hurdle in accordance with their definitions. The payments of the Class I Dividend Amounts shall be deemed Distributions under
Section 4.1(b)(i)(A) or Section 4.1(b)(ii)(A) of the Sixth Restated Agreement (and any future restatements thereof) as applicable but shall not reduce the Class I Payments Balance or the Class I Unpaid Hurdle. The payments of
each Accelerated Hurdle Payment shall be deemed Distributions under Section 4.1(b)(i)(B) or Section 4.1(b)(ii)(B) of the Sixth Restated Agreement (and any future restatements thereof) as

  
 -5- 

 
applicable. The Parties agree that loanDepot shall deliver the Class I Payments, Class I Dividend Amounts and Accelerated Hurdle Payments to the account set forth below (the “Class I
Unitholder Account”). Following any payment by loanDepot of all or a portion of (i) the Class I Payments in accordance with Section 3 or (ii) Class I Dividend Amounts or Accelerated Hurdle Payments in accordance with
Section 4 (and regardless of when such payment in (i) or (ii) is made), each such payment (or portion thereof) shall be distributed on a pro rata basis among the holders of Class I Common Units, and the Class I Representative
hereby covenants and agrees to distribute the applicable pro rata portion of each such payment to the applicable holders of Class I Common Units. The Parties further acknowledge and agree that none of the LD Entities shall have any liability
whatsoever as to any such further distribution of the any such payment or pro rata portions thereof to the holders of Class I Common Units pursuant to the preceding sentence. Each of the iMortgage Stockholders hereby affirms, for all purposes
hereunder, the following account as the Class I Unitholder Account: 
  

			
	Bank:	  	Alliance Bank of Arizona
		  	7373 N. Scottsdale Road, Suite A-195
		  	Scottsdale, Arizona 85253
		
	ABA Routing #:	  	122105980
	Account#:	  	8011085449
	Account Name:	  	Dean Bloxom/Jay D. Johnson

 5. Covenant to Cooperate. Each of the iMortgage Stockholders hereby agrees to cooperate in all
reasonable respects as requested by any of the LD Entities regarding an IPO and any other Public Offering, including, without limitation, providing any necessary or appropriate consents or votes in favor any of the foregoing, taking all reasonable
actions and executing such agreements or other documents as reasonably requested or required in order to timely effectuate any of the foregoing transactions, and not taking any action (or failing to take any action) which would, or would reasonably
be expected to, reject, impair, delay, impede, block or otherwise prevent or obstruct any of the foregoing transactions. 
 6.
Representations and Warranties. Each Party represents and warrants to the others as follows: (a) such Party is a proper party to this Agreement; (b) such Party has the full right, power, and authority to enter into this Agreement,
to settle and compromise the Disputed Matters in accordance with the terms hereof, to execute this Agreement, and to fully perform all of such Party’s obligations, responsibilities, and duties under this Agreement; (c) this Agreement
constitutes a valid and binding agreement that is enforceable against such Party in accordance with its terms; and (d) such Party has not assigned to any third party any of its claims, demands, obligations or causes of action that are or could
be the subject of the Agreement, or that are released, waived or discharged under this Agreement. 
 7. Mutual Releases. 

(a) In consideration of the complete execution and delivery of this Agreement, and other good and valuable consideration, each of the LD
Entities for itself and its respective current and former principals, officers, directors, partners, members, employees, shareholders, managers, subsidiaries, Affiliates, representatives, agents, predecessors,

  
 -6- 

 
successors, assigns, (collectively, the “loanDepot Releasing Parties”), hereby release, acquit, and forever discharge iMortgage and the iMortgage Stockholders, together with any
and all of their respective former, current, and future parents, Affiliates, subsidiaries, directors, officers, partners, members, employees, shareholders, managers, attorneys, accountants, insurers, heirs, agents, representatives, executors,
administrators, predecessors, successors and assigns, and any Affiliate of any of them (collectively, the “iMortgage Released Parties”), from and against any and all claims, charges, complaints, demands, actions, causes of action,
suits, rights, appeals and rights of appeal, debts, dues, sums of money, costs, losses, accounts, reckonings, covenants, contracts, controversies, agreements, promises, damages, executions, obligations, liabilities, and expenses (including
attorneys’ fees and costs) of every kind, nature, and description whatsoever, existing or contingent, ascertained or unascertained, accrued or not accrued, asserted or unasserted, suspected or unsuspected, known or unknown, whether sounding in
tort or in contract, in law, equity or mixed, anywhere throughout the world, which the loanDepot Releasing Parties had, have, or may hereafter have, or claim to have, against the iMortgage Released Parties as of the Effective Date. Notwithstanding
anything to the contrary herein, no rights to indemnification of the loanDepot Releasing Parties (if any) under the Purchase Agreement are released under this Agreement. 

(b) In consideration of the complete execution and delivery of this Agreement and other good and valuable consideration, each of the iMortgage
Stockholders for themselves and their respective current and former principals, officers, directors, partners, members, employees, shareholders, managers, subsidiaries, Affiliates, representatives, agents, heirs, executors, administrators,
predecessors, successors, assigns (collectively, the “iMortgage Releasing Parties”), hereby releases, acquits, and forever discharges each of the LD Entities, together with and any and all of their respective former, current, and
future parents, Affiliates, subsidiaries, directors, officers, partners, members, employees, shareholders, managers, attorneys, accountants, insurers, heirs, agents, representatives, executors, administrators, predecessors, successors, and assigns,
and any Affiliate of any of them (collectively, the “loanDepot Released Parties”), from and against any and all claims, charges, complaints, demands, actions, causes of action, suits, rights, appeals and rights of appeal, debts,
dues, sums of money, costs, losses, accounts, reckonings, covenants, contracts, controversies, agreements, promises, damages, executions, obligations, liabilities, and expenses (including attorneys’ fees and costs) of every kind, nature and
description whatsoever, existing or contingent, ascertained or unascertained, accrued or not accrued, asserted or unasserted, suspected or unsuspected, known or unknown, whether sounding in tort or in contract, in law, equity or mixed, anywhere
throughout the world, which the iMortgage Releasing Parties had, have, or may hereafter have against the loanDepot Released Parties as of the Effective Date. 

(c) For the avoidance of doubt, nothing in this Agreement shall release, acquit, or discharge any claims, rights, or obligations held by any
Party arising from this Agreement after the Effective Date. 
 (d) Each Party acknowledges and agrees that, except as otherwise provided in
this Agreement, the releases in this Agreement shall apply to, release, and include any and all claims, demands, actions and causes of action any of them may have against the other, regardless of whether such claims are known, unknown or hereafter
discovered or ascertained, arising from or relating to the Disputed Matters, and that the provisions of Section 1542 of the California Civil Code are hereby expressly waived. Section 1542 provides as follows: 

“A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF
EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.” 

  
 -7- 

 The discovery by any Party, subsequent to the execution of this Agreement, of any facts not heretofore known to
that Party, or facts or law upon which such Party relied on in executing this Agreement, were not as that Party believed them to be in executing this Agreement, shall not constitute grounds for declaring this Agreement void, avoidable, or otherwise
unenforceable. 
 8. Confidentiality. Each Party agrees to keep the terms of this Agreement, and any fact or circumstance surrounding
their settlement strictly private and confidential. Each Party shall not disclose any terms or information concerning those agreements, facts, and circumstances to any third party, except to the extent required by applicable law, rule, regulation,
court order, or governmental order, except as stated below. Nothing in this Section 9 shall preclude a Party from disclosing the terms of this Agreement to their respective attorneys, accountants, auditors, or other persons necessary to
effectuate this Agreement. 
 9. Representation of Understanding of Agreement. The Parties acknowledge that they have been provided
adequate opportunity to have counsel of their own choosing review this Agreement, and that they are entering into this Agreement voluntarily, with a full understanding of its terms. The Parties also acknowledge and agree that this Agreement
constitutes the entire agreement of the Parties with respect to the Disputed Matters, and this Agreement supersedes any and all prior or contemporaneous agreements, promises, representations, negotiations, statements or understanding of the Parties
that are not explicitly included herein. The terms of this Agreement may not be altered or amended, in whole or in part, except in a writing manually signed in ink by all Parties. 

10. Notice of Breach. Except as otherwise set forth herein, no Party shall be deemed to be in breach of this Agreement unless the
allegedly breaching Party fails to cure such breach within ten (10) days after the receipt of a written notice from the accusing Party that specifies the nature of the alleged breach. If the alleged breach is not cured within the permitted
period, then the accusing Party shall have the right to pursue all of its rights and remedies, at law or in equity, without further written notice. Any notice shall be in writing addressed to the respective Party as set forth below and shall be
transmitted both via e-mail and either (i) personally served or (ii) sent by overnight courier, and shall be deemed given: (a) in the case of personal service, when served; or (b) in the case of overnight courier, on the first
Business Day after delivery to the courier (in each case with reliable proof of delivery). 

  
 -8- 

 If to the LD Entities: 

c/o loanDepot.com, LLC 
 26642
Towne Centre Drive 
 Foothill Ranch, CA 92610 

Attention: Anthony Hsieh 
 Fax:
(949) 743-8326 
 Email: ahsieh@loandepot.com 

If to the iMortgage Stockholders: 

c/o Dean Bloxom, as Class I Representative 

4800 N. Scottsdale Rd., Suite 3800 

Scottsdale, AZ 85251 

Attention: Dean Bloxom, Class I Representative 

Email: Dean.Bloxom@imortgage.com 

11. No Admission. This Agreement is a resolution of disputed claims and does not constitute an admission of fault or liability by any
Party. No statements made or actions taken by any Party shall be considered an admission of fault by any Party. 
 12. Expenses. Each
Party will bear its respective fees and expenses incurred in connection with the preparation, negotiation, execution and performance of this Agreement. 

13. Assignments, Successors and No Third Party Rights. Neither this Agreement nor any right, interest or obligation hereunder may be
assigned by any Party without the prior written consent of the other Parties and any attempt to do so will be void. Subject to the preceding sentence, this Agreement is binding upon, inures to the benefit of and is enforceable by the Parties and
their respective successors and assigns. Nothing expressed or referred to in this Agreement will be construed to give any person other than the Parties any legal or equitable right, remedy or claim under or with respect to any provision of this
Agreement, except such rights as shall inure to a successor or permitted assignee pursuant to this paragraph. 
 14. Severability. If
any provision of this Agreement is held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court of competent jurisdiction and authority rules that any provision of this Agreement
is invalid or unenforceable, but that by limiting such provision it would become valid and enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited by the court. 

15. Construction. The Parties’ respective counsel have reviewed the language of this Agreement and such language shall be
construed as a whole according to its fair and reasonable meaning. No Party shall hereafter contend that any provision of this Agreement should be construed or interpreted against the other Party on the basis that such other Party drafted the
disputed provision. 
 16. Governing Law; Disputes. The Parties acknowledge and agree that this Agreement, the interpretation
thereof, and all actions and proceedings hereunder, shall be 

  
 -9- 

 
governed by the laws of the State of California, without regard to principles of choice of law. All disputes between one or more of the LD Entities, on the one hand, and one or more of the
iMortgage Stockholders, on the other hand, related to, arising out of or in connection with this Agreement, the Fifth Restated Agreement, the Sixth Restated Agreement, or the Seventh Restated Agreement (notwithstanding the dispute provisions in the
foregoing limited liability company agreements) shall be heard and resolved exclusively in the federal or state courts located in Los Angeles, California, and each party hereto waives any defense or objection to such jurisdiction and venue,
including any defense based on lack of jurisdiction or inconvenient forum. 
 17. Attorneys’ Fees and Costs. In addition to the
rights of the Class I Representative under Section 5, in the event any action is brought by any Party to enforce the material terms of this Agreement, the prevailing Party shall be entitled to payment of its reasonable and necessary
attorneys’ fees, disbursements and costs, as determined by a court of competent jurisdiction and authority. 
 18. Counterparts.
This Agreement may be signed in separate counterparts, all of which taken together shall constitute the agreement of the Parties, and facsimile or PDF signatures shall have the same effect as an original signature. 

19. Non-Waiver. The Parties agree that the failure of any Party to enforce or exercise any right, condition, term, or provision of this
Agreement shall not be construed as or deemed a relinquishment or waiver thereof, and the same shall continue in full force and effect. 

20. Cumulative Rights. All remedies, rights, undertakings and obligations contained in this Agreement are cumulative, and none of them
are in limitation of any other remedy, right, undertaking or obligation of either Party. 
 21. Captions. The headings used in this
Agreement are intended only as a matter of convenience and of reference, and in no way define, limit, or describe the scope of this Agreement or the intent of any provisions hereof. 

22. Inconsistencies. In the event of any inconsistency between the terms of this Agreement and the Sixth Restated Agreement, this
Agreement shall control. 
 23. No Rescission. No party shall be entitled to rescind the transactions contemplated hereby by virtue
of any breach herein. 
 24. No Current Sale Discussions or Negotiations. The Company represents and warrants that, other than in
connection with a contemplated IPO, as of the Effective Date, (a) the Company has not entered into any letter of intent or similar agreement to consummate a Sale of the Company or Sale of the Division and (b) the Company has not in the
past 90 days entered into any confidentiality agreement or nondisclosure agreement in connection with a contemplated Sale of the Company or Sale of the Division. 

[Signature pages follow] 

  
 -10- 

 IN WITNESS WHEREOF, the Parties have executed this Agreement as of the day and year first above
written. 
  

			
	LOANDEPOT:
	
	LOANDEPOT.COM, LLC
		
	By:	 	  

	Name:	 	Anthony Hsieh
	Title:	 	President

 
			
	LD INVESTMENT:
	
	LD INVESTMENT HOLDINGS, INC.
		
	By:	 	  

	Name:	 	
	Title:	 	

 
			
	TRILOGY:
	
	TRILOGY MORTGAGE HOLDINGS, INC.
		
	By:	 	  

	Name:	 	
	Title:	 	

 
			
	IMORTGAGE STOCKHOLDERS:
	
	  

	DEAN BLOXOM
	
	  

	JAY JOHNSON
	
	  

	DENA YOCOM
	
	  

	JOHN S. CHRISTIANSEN
	
	  

	RALPH MOZILO
	
	  

	KATHY WADE
	
	  

	GARTH WIEGER
	
	PARKER LIVING TRUST DATED
	APRIL 23, 2002
		
	By:	 	  

	Name:	 	
	Title:	 	

 
			
	HABANERO VENTURES AND INVESTMENT COMPANY, LLC
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	4 GUYS, LLC
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	JACO INVESTMENTS LLC
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	CABOOSE4112, LLC
		
	By:	 	  

	Name:	 	
	Title:

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