Document:

<PAGE>
                                                                   EXHIBIT 10.63

                                FOURTH AMENDMENT
                         TO CREDIT AGREEMENT AND WAIVER

         THIS FOURTH AMENDMENT TO CREDIT AGREEMENT AND WAIVER (this
"Agreement"), dated as of November 12, 2003, is by and among PRG-SCHULTZ USA,
INC. (formerly The Profit Recovery Group USA, Inc.), a Georgia corporation (the
"Borrower"), PRG-SCHULTZ INTERNATIONAL, INC. (formerly The Profit Recovery
Group International, Inc.), a Georgia corporation (the "Parent"), each of the
Domestic Subsidiaries of the Parent (together with the Parent, the
"Guarantors"), the Lenders party thereto and BANK OF AMERICA, N.A., as
Administrative Agent. All capitalized terms used herein and not otherwise
defined shall have the meanings provided in the Credit Agreement (as defined
below).

                                  WITNESSETH:

         WHEREAS, the Borrower, the Guarantors, the Lenders and the
Administrative Agent entered into that certain Credit Agreement dated as of
December 31, 2001 (as amended or modified from time to time, the "Credit
Agreement"); and

         WHEREAS, the Borrower has requested and the Lenders have agreed to
amend certain terms of the Credit Agreement as set forth below; and

         WHEREAS, the Borrower acknowledges that an Event of Default currently
exists under the Credit Agreement as a result of the failure of the Credit
Parties to comply with the terms of Section 7.11(i) of the Credit Agreement as
of the fiscal quarter ending June 30, 2003 (the "Existing Default");

         WHEREAS, the Borrower discovered the Existing Default in the latter
half of the quarter ended September 30, 2003 upon completion of a special
reconciliation analysis requested by the Lenders, and subsequent to such
discovery, the Borrower so advised the Lenders of such discovery; and

         WHEREAS, the Borrower has stated, and the Lenders acknowledge, that
the Existing Default resulted from the definitionally appropriate inclusion of
a relatively minor type and amount of rental expense that the Borrower had not
previously considered when making calculations under Section 7.11(i) of the
Credit Agreement; and

         WHEREAS, the Borrower has requested that the Lenders waive the
Existing Default and continue to make available to the Borrower the Loans
provided under the Credit Agreement; and

         WHEREAS, the Lenders are willing to waive the Existing Default subject
to the terms and conditions specified in this Agreement;

         NOW, THEREFORE, in consideration of the agreements contained herein
and other good and valuable consideration, the parties hereby agree as follows:

<PAGE>
         1.       Waiver. Subject to the other terms and conditions of this
Agreement, the Administrative Agent and the Lenders hereby waive the Existing
Default. Except for the waiver contained herein, this Agreement does not modify
or affect the obligations of the Credit Parties to comply fully with all terms,
conditions and covenants contained in the Credit Agreement and the other Credit
Documents. This waiver is limited solely to the Existing Default, and nothing
contained in this Agreement shall be deemed to constitute a waiver of any other
rights or remedies the Administrative Agent or any Lender may have under the
Credit Agreement or any other Credit Documents or under applicable law.

         2.       Amended Definitions.

                  (a)      The following definitions set forth in Section 1.1
         of the Credit Agreement are hereby amended and restated in their
         entirety to read as follows:

                           "Asset Disposition" means the disposition of any or
                  all of the assets (including without limitation the Capital
                  Stock of a Subsidiary) of any Consolidated Party whether by
                  sale, lease, transfer or otherwise (including pursuant to any
                  casualty or condemnation event).

                           "Borrowing Base" means, as of any day, an amount
                  equal to the sum of (a) eighty-five percent (85%) of Eligible
                  Domestic Receivables plus (b) fifty percent (50%) of Eligible
                  Foreign Receivables plus (c) $10 million until such time as
                  the Borrower sells the Communications Division or the
                  Meridian Business, in each case as set forth in the most
                  recent Borrowing Base Certificate delivered to the
                  Administrative Agent and the Lenders in accordance with the
                  terms of Section 7.1(d). The Credit Parties and the Lenders
                  agree that the above definition of "Borrowing Base" shall be
                  deemed to be in full force and effect as of September 30,
                  2003.

                           "Consolidated EBITDA" means, for any period, the sum
                  of (i) Consolidated Net Income for such period, plus (ii) an
                  amount which, in the determination of Consolidated Net Income
                  for such period, has been deducted for (A) Consolidated
                  Interest Expense, (B) total federal, state, local and foreign
                  income, value added and similar taxes and (C) depreciation
                  and amortization expense plus (iii) for the period from
                  January 1, 2002 until December 31, 2002, all cash charges up
                  to $10 million in the aggregate directly related to the
                  Howard Schultz Acquisition made during such period plus (iv)
                  from July 1, 2003 through December 31, 2004, all charges up
                  to $12 million in the aggregate directly related to the
                  Borrower's corporate restructuring plan made during such
                  period, in each case of the Parent and its Subsidiaries on a
                  consolidated basis, as determined in accordance with GAAP

                           "Consolidated EBIT" means, for any period, the sum
                  of (i) Consolidated Net Income for such period, plus (ii) an
                  amount which, in the determination of Consolidated Net Income
                  for such period, has been deducted for (A) Consolidated

                                       2
<PAGE>
                  Interest Expense and (B) total federal, state, local and
                  foreign income, value added and similar taxes, plus (iii) for
                  the period from January 1, 2002 until December 31, 2002, all
                  cash charges up to $10 million in the aggregate directly
                  related to the Howard Schultz Acquisition made during such
                  period plus (iv) from July 1, 2003 through December 31, 2004,
                  all charges up to $12 million in the aggregate directly
                  related to the Borrower's corporate restructuring plan made
                  during such period, in each case of the Parent and its
                  Subsidiaries on a consolidated basis, as determined in
                  accordance with GAAP.

                           "Consolidated Net Income" means, for any period, net
                  income (excluding any extraordinary items) after taxes for
                  such period of the Consolidated Parties on a consolidated
                  basis, as determined in accordance with GAAP; provided that,
                  for purposes of determining compliance with the Fixed Charge
                  Coverage Ratio covenant in Section 7.11(i), the Leverage
                  Ratio covenant in Section 7.11(ii), the Senior Leverage Ratio
                  covenant in Section 7.11(iii) and the Net Worth covenant in
                  Section 7.11(iv), there shall be excluded from Consolidated
                  Net Income the effects of (a) any net book loss realized in
                  such period from the sale of the Logistics Division, the
                  Groupe Alma Business, the Communications Division or the
                  Meridian Business, (b) any "mark to market" net book losses
                  or gains in such period required in accordance with GAAP to
                  be recorded prior to the sale of the Logistics Division and
                  any Discontinued Operation or non-cash charges or gains in
                  such period related to the reclassification of any such
                  Discontinued Operation as "continuing" or "operating", (c)
                  the amount of accelerated amortization of goodwill required
                  under FASB 142 for such period, (d) the amount of the
                  write-off of all capitalized loan fees made during the period
                  in which the Closing Date occurs and (e) the amount of
                  expenses incurred during such period to repurchase employee
                  stock options (to the extent permitted hereunder).

                           "Foreign Currency Commitment Percentage" means, for
                  any Lender, the percentage identified as its Foreign Currency
                  Commitment Percentage on Schedule 2.1(a), as such percentage
                  may be modified in connection with any assignment made in
                  accordance with the provisions of Section 11.3.

                           "Material Foreign Subsidiary" means, at any time,
                  any First Tier Foreign Subsidiary of a Credit Party that is
                  not an Immaterial Foreign Subsidiary.

                           "Revolving Commitment Percentage" means, for any
                  Lender, the percentage identified as its Revolving Commitment
                  Percentage on Schedule 2.1(a), as such percentage may be
                  modified in connection with any assignment made in accordance
                  with the provisions of Section 11.3.

                           "Revolving Committed Amount" means Fifty Five
                  Million Dollars ($55,000,000), as such amount may be reduced
                  pursuant to Section 3.4.

                                       3
<PAGE>
                  (b)      The following sentence is hereby added at the end of
         the definition of "Applicable Percentage" set forth in Section 1.1 of
         the Credit Agreement and shall read as follows:

         Notwithstanding the foregoing, until the Borrower sells the
         Communications Division or the Meridian Business in accordance with
         the terms hereof, the Applicable Percentages shall remain at Pricing
         Level III.

         3.       New Definitions. The following new definitions are hereby
added in the appropriate alphabetical order in Section 1.1 of the Credit
Agreement and shall as follows:

                  "Fourth Amendment Effective Date" means November 12, 2003.

                  "Immaterial Foreign Subsidiary" means, at any time, any First
         Tier Foreign Subsidiary (i) for which the portion of Consolidated
         EBITDA attributable to such First Tier Foreign Subsidiary does not
         exceed 5% of Consolidated EBITDA for the most recently ended four
         fiscal quarter period and (ii) for which the portion of Consolidated
         EBITDA attributable to such First Tier Foreign Subsidiary, together
         with the portion of Consolidated EBITDA attributable to all other
         First Tier Foreign Subsidiaries with respect to which the
         Administrative Agent has not received a pledge of 66% of Capital Stock
         of such First Tier Foreign Subsidiaries, does not exceed 10% of
         Consolidated EBITDA for the most recently ended four fiscal quarter
         period.

         4.       Deleted Definitions. The following definitions set forth in
Section 1.1 of the Credit Agreement are hereby deleted in their entirety:
"Additional Revolving Commitment" and "New Commitment Agreement".

         5.       Amendment to Section 1.3. The following sentence is hereby
added at the end of Section 1.3 of the Credit Agreement and shall read as
follows:

         Notwithstanding the foregoing, following the disposition of the
         Communications Division or Meridian Business, the income statement
         items (whether positive or negative) attributable to such division or
         business shall be included in the calculation of the financial
         covenants set forth in Section 7.11 to the extent related to any
         period applicable in such calculation.

         6.       Amendment to Section 3.3(b)(ii). Section 3.3(b)(ii) of the
Credit Agreement is hereby amended and restated in its entirety to read as
follows:

                  (ii)     Asset Disposition. The Borrower shall immediately
         prepay the Loans in an aggregate amount equal to one hundred percent
         (100%) of the Net Cash Proceeds of any Asset Disposition (other than
         any Asset Disposition permitted by Section 8.5(i), (ii), (iii), (iv)
         or (v)) (to be applied as set forth in Section 3.3(c) below).

                                       4
<PAGE>
         7.       Amendment to Section 3.3(c). The following sentence is hereby
added after the first sentence in Section 3.3(c) and shall read as follows:

         Notwithstanding the foregoing, the aggregate permanent reduction in
         the Revolving Committed Amount in connection with the prepayment of
         the Loans with Net Cash Proceeds from the Communications Division and
         Meridian Business shall not exceed $20 million.

         8.       Amendment to Section 3.4. Subsection (d) of Section 3.4 of
the Credit Agreement is hereby deleted in its entirety.

         9.       New Section 6.24. A new Section 6.24 is hereby added to the
Credit Agreement and shall read as follows:

                  6.24     Tax Shelter Regulations.

                  The Credit Parties do not intend to treat the Loans and/or
         Letters of Credit as being a "reportable transaction" (within the
         meaning of Treasury Regulation Section 1.6011-4). In the event any
         Credit Party determines to take any action inconsistent with such
         intention, it will promptly notify the Administrative Agent thereof.
         If a Credit Party so notifies the Administrative Agent, the Borrower
         acknowledges that one or more of the Lenders may treat its Loans
         and/or Letters of Credit as part of a transaction that is subject to
         Treasury Regulation Section 301.6112-1, and such Lender or Lenders, as
         applicable, will maintain the lists and other records required by such
         Treasury Regulation.

         10.      Amendment to Section 7.1(l). Section 7.1(l) of the Credit
Agreement is hereby renumbered as Section 7.1(m) and a new Section 7.1(l) is
hereby added to the Credit Agreement and shall read as follows:

                  (l)      Tax Shelter Regulations. Promptly after any Credit
         Party has notified the Administrative Agent of any intention by a
         Credit Party to treat the Loans and/or Letters of Credit as being a
         "reportable transaction" (within the meaning of Treasury Regulation
         Section 1.6011-4), a duly completed copy of IRS Form 8886 or any
         successor form.

         11.      Amendment to Section 7.11(i). Section 7.11(i) of the Credit
Agreement is hereby amended and restated in its entirety to read as follows:

                  (i)      Fixed Charge Coverage Ratio. The Fixed Charge
         Coverage Ratio, as of the last day of each fiscal quarter of the
         Consolidated Parties during the periods set forth below, shall be
         greater than or equal to:

                  (a)      From September 30, 2003 to and including December
                           31, 2003, 1.74 to 1.0;

                  (b)      From January 1, 2004 to and including March 31,
                           2004, 1.38 to 1.0;

                                       5
<PAGE>
                  (c)      From April 1, 2004 to and including June 30, 2004,
                           1.05 to 1.0;

                  (d)      From July 1, 2004 to and including September 30,
                           2004, 1.20 to 1.0; and

                  (e)      From October 1, 2004 to and including December 31,
                           2004, 1.50 to 1.0.

         12.      Amendment to Section 7.11(ii). Section 7.11(ii) of the Credit
Agreement is hereby amended and restated in its entirety to read as follows:

                  (ii)     Leverage Ratio. The Leverage Ratio, as of the last
         day of each fiscal quarter of the Consolidated Parties during the
         periods set forth below, shall be less than or equal to:

                  (a)      From September 30, 2003 to and including December
                           31, 2003, 3.75 to 1.0;

                  (b)      From January 1, 2004 to and including March 31,
                           2004, 4.45 to 1.0;

                  (c)      From April 1, 2004 to and including June 30, 2004,
                           5.40 to 1.0;

                  (d)      From July 1, 2004 to and including September 30,
                           2004, 4.25 to 1.0; and

                  (e)      From October 1, 2004 to and including December 31,
                           2004, 3.50 to 1.0.

         13.      Amendment to Section 7.11(iv). The last sentence of Section
7.11(iv) of the Credit Agreement is hereby amended and restated in its entirety
to read as follows:

         For purposes of determining compliance with the Net Worth covenant set
         forth above, the base number of $200,000,000 set forth above shall be
         (a) reduced by the amount of any net book losses realized from the
         sale of the Logistics Division, the Groupe Alma Business, the
         Communications Division or the Meridian Business, (b) reduced (or
         increased) by the amount of any "mark to market" net book losses (or
         gains) required in accordance with GAAP to be recorded prior to the
         sale of the Logistics Division or any Discontinued Operation or
         non-cash charges (or gains) related to the reclassification of any
         such Discontinued Operation as "continuing" or "operating", (c)
         reduced by the amount of accelerated amortization of goodwill required
         under FASB 142, in each case occurring or incurred subsequent to
         September 30, 2001, (d) reduced by the amount of the write-off of all
         capitalized loan fees made during the period in which the Closing Date
         occurs, (e) reduced by the amount of any repurchases by the Parent of
         shares of its Capital Stock in accordance with Section 8.7 in an
         amount not to exceed $25,000,000 in the aggregate for all such
         repurchases occurring after September 12, 2002 but prior to the Fourth
         Amendment Effective Date, (f) reduced by all charges up to $12 million
         in the aggregate taken during the period from July 1, 2003 through
         December 31, 2004 directly related to the Borrower's corporate
         restructuring plan and (g) reduced by the amount of expenses incurred
         to repurchase employee stock options (to the extent permitted
         hereunder).

                                       6
<PAGE>
         14.      New Section 7.11(v). A new Section 7.11(v) is hereby added to
the Credit Agreement following Section 7.11(iv) of the Credit Agreement and
shall read as follows:

                  (v)      Consolidated EBITDA. Until such time as the Borrower
         sells the Communications Division or the Meridian Business in
         accordance with the terms hereof, Consolidated EBITDA of the
         Consolidated Parties shall not be less than (a) $6,600,000 for the
         three month period ending December 31, 2003, (b) $14,000,000 for the
         six month period ending March 31, 2004, (c) $23,500,000 for the nine
         month period June 30, 2004, (d) $36,000,000 for the twelve month
         period ending September 30, 2004 and (e) $44,500,000 for the twelve
         month period ending December 31, 2004.

         15.      New Section 7.16. A new Section 7.16 is hereby added to
Credit Agreement and shall read as follows:

         7.16     Unencumbered Cash.

         The Credit Parties will cause Meridian to maintain at least $10
million of cash that is not subject to any Lien until such time as the Borrower
sells the Communications Division or the Meridian Business.

         16.      Amendment to Section 8.5. A new subclause (vi) is hereby
added after subclause (v) in Section 8.5 of the Credit Agreement and shall read
as follows:

                  (vi)     (a) the sale of the Communications Division;
         provided that (A) the Borrower receives at least $12 million in Net
         Cash Proceeds from the sale of such division and (B) the Borrower
         immediately prepays the Loans with such Net Cash Proceeds in
         accordance with the terms of Section 3.3(b)(ii) and (b) the sale of
         the Meridian Business; provided that (A) the Borrower receives at
         least $15 million in Net Cash Proceeds from the sale of such business
         and (B) the Borrower immediately prepays the Loans with such Net Cash
         Proceeds in accordance with the terms of Section 3.3(b)(ii).

         17.      Amendment to Section 8.6. The following sentence is hereby
added at the end of Section 8.6 of the Credit Agreement and shall read as
follows:

         Notwithstanding the foregoing and any other provision to the contrary
         contained herein, from and after the Fourth Amendment Effective Date,
         none of the Consolidated Parties shall be permitted to make any
         Acquisitions; provided, however, the Consolidated Parties shall
         continue to be permitted to make any of the Permitted Investments
         identified in the definition of "Permitted Investments" set forth in
         Section 1.1 (other than Permitted Acquisitions).

         18.      Amendment to Section 8.7. Section 8.7 of the Credit Agreement
is hereby amended and restated in its entirety to read as follows:

                                       7
<PAGE>
         8.7      Restricted Payments.

         The Credit Parties will not permit any Consolidated Party to, directly
or indirectly, declare, order, make or set apart any sum for or pay any
Restricted Payment, except (a) to make dividends payable solely in the same
class of Capital Stock of such Person, (b) to make dividends or other
distributions payable to the Borrower (directly or indirectly through
Subsidiaries), (c) the repurchase by the Borrower of employee stock options
from any employee of the Borrower provided that the aggregate price paid for
all such employee stock options from and after the Fourth Amendment Effective
Date shall not exceed $1,000,000 and (d) the Borrower may make distributions to
the Parent in an amount necessary to pay interest on the Subordinated Debt.

         19.      Amendment to Section 9.1(c)(i). Clause (i) of Section 9.1(c)
of the Credit Agreement is hereby amended and restated in its entirety to read
as follows:

                  (i)      default in the due performance or observance of any
         term, covenant or agreement contained in Sections 7.2, 7.4, 7.9, 7.11,
         7.12, 7.14, 7.16 or 8.1 through 8.17, inclusive;

         20.      Amendment to Section 11.14. The following sentence is hereby
added at the end of Section 11.14 of the Credit Agreement and shall read as
follows:

         Notwithstanding anything to the contrary contained herein, the
         Borrower acknowledges and agrees that the Administrative Agent and
         each Lender may disclose, without limitation of any kind (other than
         limitations under applicable law), any information with respect to the
         "tax treatment" and "tax structure" (in each case, within the meaning
         of Treasury Regulation Section 1.6011-4) of the transactions
         contemplated hereby and all materials of any kind (including opinions
         or other tax analyses) that are provided to the Administrative Agent
         and each Lender relating to such tax treatment and tax structure;
         provided that with respect to any document or similar item that
         contains information concerning the tax treatment or tax structure of
         the transaction as well as other information, this sentence shall only
         apply to such portions of such document or similar item that relate to
         the tax treatment or tax structure of the Loans and transactions
         contemplated hereby.

         21.      Amendment to Exhibit 3.4(d). Exhibit 3.4(d) to the Credit
Agreement is hereby deleted in its entirety.

         22.      Amendment to Schedule 6.13. Schedule 6.13 to the Credit
Agreement is hereby amended to read as provided on Schedule 6.13 attached
hereto.

         23.      Conditions Precedent. This Agreement shall become effective
immediately upon receipt by the Administrative Agent of each of the following,
each in form and substance satisfactory to the Administrative Agent:

                                       8
<PAGE>
                  (a)      counterparts of this Agreement duly executed by the
         Borrower, the Guarantors, the Administrative Agent and the Lenders;

                  (b)      a favorable legal opinion from counsel to the Credit
         Parties;

                  (c)      copies of resolutions of the Board of Directors of
         each Credit Party approving and adopting this Agreement and
         authorizing execution and delivery hereof, certified by a secretary or
         assistant secretary of such Credit Party to be true and correct and in
         full force and effect as of the date hereof; and

                  (d)      for the account of each Lender who executes and
         delivers this Agreement to the Administrative Agent on or before
         November 12, 2003, an amendment fee equal to 0.35% of such Lender's
         Revolving Commitment.

         24.      Miscellaneous.

                  (a)      The term "Credit Agreement" as used in each of the
         Credit Documents shall hereafter mean the Credit Agreement as amended
         by this Agreement. Except as herein specifically agreed, the Credit
         Agreement, and the obligations of the Credit Parties thereunder and
         under the other Credit Documents, are hereby ratified and confirmed
         and shall remain in full force and effect according to their terms.

                  (b)      The Credit Parties acknowledge and confirm (i) that
         the Administrative Agent, on behalf of the Lenders, has a valid and
         enforceable first priority security interest in the Collateral, (ii)
         that the Borrower's obligation to repay the outstanding principal
         amount of the Loans and reimburse the Issuing Lender for any drawing
         on a Letter of Credit is unconditional and not subject to any offsets,
         defenses or counterclaims, (iii) that the Administrative Agent and the
         Lenders have performed fully all of their respective obligations under
         the Credit Agreement and the other Credit Documents, and (iv) by
         entering into this Agreement, the Lenders do not waive (except as
         specifically provided in Section 1 hereof) or release any term or
         condition of the Credit Agreement or any of the other Credit Documents
         or any of their rights or remedies under such Credit Documents or
         applicable law or any of the obligations of any Credit Party
         thereunder.

                  (c)      The Credit Parties represent and warrant to the
         Lenders that (i) as of the date hereof, the Credit Parties have made
         Investments in Foreign Subsidiaries in an aggregate amount of
         $21,906,719 since the Closing Date, (ii) the representations and
         warranties of the Credit Parties set forth in Section 6 of the Credit
         Agreement are true and correct as of the date hereof and (ii) no event
         has occurred and is continuing which constitutes a Default or an Event
         of Default.

                  (d)      This Agreement may be executed in any number of
         counterparts, each of which when so executed and delivered shall be an
         original, but all of which shall constitute one and the same
         instrument. It shall not be necessary in making proof of this
         Agreement to produce or account for more than one such counterpart.

                                       9
<PAGE>
                  (e)      This Agreement shall be governed by and construed in
         accordance with, the laws of the State of Georgia.

                  (f)      This Agreement shall be binding upon and inure to
         the benefit of the parties hereto and their respective successors and
         assigns.

                  (g)      The Borrower and the Guarantors, as applicable,
         affirm the liens and security interests created and granted in the
         Collateral Documents and agree that this Agreement shall in no manner
         adversely affect or impair such liens and security interests.

                  (h)      Each Credit Party hereby represents and warrants as
         follows:

                           (i)      Each Credit Party has taken all necessary
                  action to authorize the execution, delivery and performance
                  of this Agreement.

                           (ii)     This Agreement has been duly executed and
                  delivered by the Credit Parties and constitutes each of the
                  Credit Parties' legal, valid and binding obligations,
                  enforceable in accordance with its terms, except as such
                  enforceability may be subject to (A) bankruptcy, insolvency,
                  reorganization, fraudulent conveyance or transfer, moratorium
                  or similar laws affecting creditors' rights generally and (B)
                  general principles of equity (regardless of whether such
                  enforceability is considered in a proceeding at law or in
                  equity).

                           (iii)    No consent, approval, authorization or
                  order of, or filing, registration or qualification with, any
                  court or governmental authority or third party is required in
                  connection with the execution, delivery or performance by any
                  Credit Party of this Agreement.

                  (i)      The Guarantors (i) acknowledge and consent to all of
         the terms and conditions of this Agreement, (ii) affirm all of their
         obligations under the Credit Documents and (iii) agree that this
         Agreement and all documents executed in connection herewith do not
         operate to reduce or discharge the Guarantors' obligations under the
         Credit Agreement or the other Credit Documents.

                  (j)      This Agreement together with the other Credit
         Documents represent the entire agreement of the parties and supersedes
         all prior agreements and understandings, oral or written if any,
         relating to the Credit Documents or the transactions contemplated
         herein and therein.

                  [remainder of page intentionally left blank]

                                      10
<PAGE>
         Each of the parties hereto has caused a counterpart of this Agreement
to be duly executed and delivered as of the date first above written.

BORROWER:                           PRG-SCHULTZ USA, INC. (formerly The Profit
                                    Recovery Group USA, Inc.), a Georgia
                                    corporation

                                    By: /s/ Donald E. Ellis, Jr.
                                        ---------------------------------------
                                    Name:  Donald E. Ellis, Jr.
                                    Title: Executive Vice President - Finance,
                                           Chief Financial Officer and
                                           Treasurer

GUARANTORS:                         PRG-SCHULTZ INTERNATIONAL, INC. (formerly
                                    The Profit Recovery Group International,
                                    Inc.), a Georgia corporation

                                    By: /s/ Donald E. Ellis, Jr.
                                        ---------------------------------------
                                    Name:  Donald E. Ellis, Jr.
                                    Title: Executive Vice President - Finance,
                                           Chief Financial Officer and
                                           Treasurer

                                    PRGFS, INC.,
                                    PRGLS, INC., each a Delaware corporation

                                    By: /s/ Donald E. Ellis, Jr.
                                        ---------------------------------------
                                    Name:  Donald E. Ellis, Jr.
                                    Title: Executive Vice President - Finance

                                    PRGRS, INC., a Delaware corporation

                                    By: /s/ John M. Cook
                                        ---------------------------------------
                                    Name: John M. Cook
                                          -------------------------------------
                                    Title: President
                                           ------------------------------------

                                    PRG HOLDING CO. (FRANCE) NO. 1, LLC,
                                    PRG HOLDING CO. (FRANCE) NO. 2, LLC, each a
                                    Delaware limited liability company

                                    By: /s/ Donald E. Ellis, Jr.
                                        ---------------------------------------
                                    Name:  Donald E. Ellis, Jr.
                                    Title: Executive Vice President - Finance,
                                           Chief Financial Officer and
                                           Treasurer

                                                           FOURTH AMENDMENT TO
                                                           THE CREDIT AGREEMENT
                                                          PRG-SCHULTZ USA, INC.
<PAGE>
GUARANTORS:                         THE PROFIT RECOVERY GROUP ASIA, INC.,
                                    PRG-SCHULTZ CANADA, INC. (formerly The
                                    Profit Recovery Group Canada, Inc.),
                                    THE PROFIT RECOVERY GROUP NEW ZEALAND,
                                       INC.,
                                    THE PROFIT RECOVERY GROUP NETHERLANDS,
                                       INC.,
                                    THE PROFIT RECOVERY GROUP BELGIUM, INC.,
                                    THE PROFIT RECOVERY GROUP MEXICO, INC.,
                                    PRG-SCHULTZ FRANCE, INC. (formerly The
                                    Profit Recovery Group France, Inc.)
                                    PRG-SCHULTZ AUSTRALIA, INC. (formerly The
                                    Profit Recovery Group Australia, Inc.),
                                    THE PROFIT RECOVERY GROUP GERMANY, INC.,
                                    PRG INTERNATIONAL, INC.,
                                    THE PROFIT RECOVERY GROUP SWITZERLAND,
                                       INC.,
                                    THE PROFIT RECOVERY GROUP SOUTH AFRICA,
                                       INC.,
                                    THE PROFIT RECOVERY GROUP SPAIN, INC.,
                                    THE PROFIT RECOVERY GROUP ITALY, INC.,
                                    PRG-SCHULTZ NORWAY, INC.
                                    THE PROFIT RECOVERY GROUP PORTUGAL, INC.,
                                    PRG-SCHULTZ JAPAN, INC. (formerly Payment
                                       Technologies, Inc.)
                                    THE PROFIT RECOVERY GROUP COSTA RICA, INC.,
                                    PRG-SCHULTZ PUERTO RICO, INC. (formerly
                                       PRG, INC.,)
                                    PRG USA, INC., each a Georgia corporation

                                    By: /s/ Donald E. Ellis, Jr.
                                        ---------------------------------------
                                    Name:  Donald E. Ellis, Jr.
                                    Title: Executive Vice President - Finance,
                                           Chief Financial Officer and
                                           Treasurer

                                    HS&A ACQUISITION - UK, INC.,
                                    a Texas corporation

                                    By: /s/ Donald E. Ellis, Jr.
                                        ---------------------------------------
                                    Name:  Donald E. Ellis, Jr.
                                    Title: Executive Vice President - Finance,
                                           Chief Financial Officer and
                                           Treasurer

                                                           FOURTH AMENDMENT TO
                                                           THE CREDIT AGREEMENT
                                                          PRG-SCHULTZ USA, INC.
<PAGE>
ADMINISTRATIVE AGENT:               BANK OF AMERICA, N.A.

                                    By: /s/ Laura B. Schmuck
                                        ---------------------------------------
                                    Name: Laura B. Schmuck
                                          -------------------------------------
                                    Title: Agency Officer
                                           ------------------------------------
                                           Assistant Vice President
                                           ------------------------------------

LENDERS:                            BANK OF AMERICA, N.A.

                                    By: /s/ Nancy S. Goldman
                                        ---------------------------------------
                                    Name: Nancy S. Goldman
                                          -------------------------------------
                                    Title: Senior Vice President
                                           ------------------------------------

                                    LASALLE BANK, NATIONAL ASSOCIATION

                                    By: /s/ Sara A. Huizinga
                                        ---------------------------------------
                                    Name: Sara A. Huizinga
                                          -------------------------------------
                                    Title: Assistant Vice President
                                           ------------------------------------

                                    WACHOVIA BANK, NATIONAL ASSOCIATION
                                    (formerly known as Wachovia Bank, N.A.)

                                    By: /s/ Michael J. Romano
                                        ---------------------------------------
                                    Name: Michael J. Romano
                                          -------------------------------------
                                    Title: Vice President
                                           ------------------------------------

                                                           FOURTH AMENDMENT TO
                                                           THE CREDIT AGREEMENT
                                                          PRG-SCHULTZ USA, INC.
<PAGE>
                                 Schedule 6.13

                                  SUBSIDIARIES

The following Subsidiaries are wholly-owned Subsidiaries of PRG-Schultz
International, Inc. and each is incorporated in the State of Georgia:

         PRG-Schultz USA, Inc.
         The Profit Recovery Group Asia, Inc.
         PRG-Schultz Australia, Inc.
         The Profit Recovery Group Belgium, Inc.
         PRG-Schultz Canada, Inc.
         The Profit Recovery Group Costa Rica, Inc.
         The Profit Recovery Group New Zealand, Inc.
         The Profit Recovery Group Netherlands, Inc.
         The Profit Recovery Group Mexico, Inc.
         PRG-Schultz France, Inc.
         The Profit Recovery Group Germany, Inc.
         The Profit Recovery Group South Africa, Inc.
         The Profit Recovery Group Switzerland, Inc.
         The Profit Recovery Group Italy, Inc.
         The Profit Recovery Group Spain, Inc.
         PRG-Schultz Norway, Inc.
         The Profit Recovery Group Portugal, Inc.
         PRG-Schultz Japan, Inc.
         PRG International, Inc.
         PRG USA, Inc.
         PRG-Schultz Puerto Rico, Inc.

         The Profit Recovery Group Mexico, Inc. owns 100% of The Profit
         Recovery Group Holdings Mexico, S de RL de CV, a company incorporated
         in Mexico.

         The Profit Recovery Group Holdings Mexico S de RL de CV, a company
         incorporated in Mexico, has the following wholly-owned subsidiaries,
         both of which are incorporated in Mexico: The Profit Recovery Group
         Servicios Mexico, S de RL de CV and The Profit Recovery Group de
         Mexico S de RL de CV.

         The Profit Recovery Group Argentina, S.A., is a wholly-owned
         subsidiary of PRG-Schultz International, Inc. and is incorporated in
         Argentina.

         Profit Recovery Brasil Ltda, is a wholly-owned subsidiary of
         PRG-Schultz International, Inc. and is incorporated in Brazil.

         PRG International C.R. sro, incorporated in the Czech Republic, is a
         wholly-owned subsidiary of PRG-Schultz International, Inc.

<PAGE>
         PRG-Schultz International PTE Ltd., a Singapore corporation, is a
         wholly-owned subsidiary of The Profit Recovery Group Asia, Inc.
         PRG-Schultz International PTE Ltd. has a wholly-owned subsidiary,
         PRG-Schultz Suzhou Co. Ltd., incorporated in China.

         PRGRS, Inc., a Delaware corporation, is a wholly-owned subsidiary of
         PRG-Schultz USA, Inc.

         PRGLS, Inc., a Delaware corporation, is a wholly-owned subsidiary of
         PRGRS, Inc.

         PRGFS, Inc., a Delaware corporation, is a wholly-owned subsidiary of
         PRG International, Inc.

         PRG Holding Company (France) No. 1, LLC., a Delaware limited liability
         company, is a wholly-owned subsidiary of PRG-Schultz International,
         Inc.

         PRG Holding Company (France) No. 2, LLC., a Delaware limited liability
         company, is a wholly-owned subsidiary of PRG-Schultz International,
         Inc.

         Profit Recovery Professionals Pty Ltd. and Cost Recovery Professionals
         Pty Ltd., both incorporated in Australia, are wholly-owned
         subsidiaries of PRG-Schultz Australia, Inc.

         Meridian Corporation Limited, a Jersey (Channel Islands) corporation,
         is a wholly-owned subsidiary of PRG-Schultz International, Inc.

         Meridian VAT Reclaim Operations Limited, incorporated in Ireland, and
         JA Ewing, Inc., incorporated in the State of Delaware, are
         wholly-owned subsidiaries of Meridian Corporation Limited

         Meridian VAT Processing (International), Limited, incorporated in
         Ireland and Meridian VAT Processing (N. America), Limited,
         incorporated in Ireland and Meridian VAT Processing (Japan) Limited,
         incorporated in Ireland, are wholly-owned subsidiaries of Meridian VAT
         Reclaim Operations, Limited

         Both Meridian VAT Reclaim, Inc., incorporated in Delaware, and
         Meridian VAT Reclaim Canada, Inc., incorporated in Canada, are
         wholly-owned subsidiaries of Meridian VAT Processing (N. America)
         Limited

         The following are wholly-owned subsidiaries of Meridian VAT Processing
         (International) Limited: Meridian VAT Reclaim (Hong Kong) Ltd.,
         incorporated in Hong Kong; Meridian VAT Reclaim (Proprietary) Limited,
         incorporated in South Africa; Meridian VAT Reclaim (India) Private,
         Limited, incorporated in India; Meridian VAT Reclaim (UK), Limited,
         incorporated in the United Kingdom; Meridian, Inc., incorporated in
         Japan; Meridian VAT Reclaim (Schwiez) AG, incorporated in Switzerland;
         Meridian VAT Reclaim GmbH, incorporated in Germany; Meridian VAT
         Reclaim France

<PAGE>
         S.A.R.L., incorporated in France; Meridian VAT Reclaim Services
         Limited, incorporated in U.K.. Meridian VAT Processing (International)
         Limited owns 80% of Meridian Sverige, incorporated in Sweden.

         Meridian VAT Reclaim Korea Co., Limited, incorporated in South Korea,
         is a wholly-owned subsidiary of Meridian, Inc.

         VATClaim International (Pty.) Limited, incorporated in South Africa,
         is a wholly-owned subsidiary of Meridian VAT Reclaim (Proprietary),
         Limited

         The following are wholly-owned subsidiaries of Meridian VAT Reclaim
         (UK) Limited: Meridian VAT Reclaim (Australia) Pty. Limited,
         incorporated in Australia; and VATClaim (International) UK Limited,
         incorporated in the United Kingdom.

         Meridian VAT Trustees, Limited, incorporated in Ireland is a
         separately owned and incorporated company responsible for receiving
         VAT refunds from the various VAT authorities and distributes the
         proceeds to Meridian's clients. The trustee company has entered into
         Trust Deeds with the processing subsidiaries which regulate the terms
         of the fiduciary relationship between the parties. As the Meridian
         Group exercises control over the financial and operational policies of
         the trustee company, its results are consolidated into the Meridian
         Group results.

         PRG-Schultz Canada Corp., incorporated in Canada, is a wholly-owned
         subsidiary of PRG-Schultz Canada, Inc.

         PRG-Schultz (Deutschland) GmbH incorporated in Germany, is a
         wholly-owned subsidiary of The Profit Recovery Group Germany, Inc.

         PRG-Schultz France S.A., incorporated in France, is a wholly-owned
         subsidiary of PRG-Schultz France, Inc.

         PRG-Schultz Nederland B.V. incorporated in Netherlands, is a
         wholly-owned subsidiary of The Profit Recovery Group Netherlands, Inc.

         PRG-Schultz Insurance Limited, a Bermuda captive insurance company, is
         a wholly-owned subsidiary of PRG-Schultz International, Inc.

         PRG-Schultz Italia SRL, incorporated in Italy, is a wholly-owned
         subsidiary of The Profit Recovery Group Italy, Inc.

         PRG-Schultz Espana, S.A., incorporated in Spain, is a wholly-owned
         subsidiary of The Profit Recovery Group Spain, Inc.

<PAGE>
         HS&A Acquisition-UK, Inc., a Texas company, is a wholly-owned
         subsidiary of PRG-Schultz International, Inc. Tamebond Limited,
         incorporated in the U.K., is a wholly-owned subsidiary of HS&A
         Acquisition-UK, Inc.

         PRG-Schultz UK, Ltd. and J&G Associates Limited, both incorporated in
         the U.K., are wholly-owned subsidiaries of Tamebond Limited

         Howard Schultz & Associates (Asia) Limited, incorporated in Hong Kong,
         is a wholly-owned subsidiary of PRG-Schultz International, Inc.

         HS&A International PTE Ltd., incorporated in Singapore, is a
         wholly-owned subsidiary of PRG-Schultz International, Inc.

         PRG-Schultz Svenska A.B., incorporated in Sweden, is a wholly-owned
         subsidiary of PRG-Schultz International, Inc.

         PRG-Schultz (Thailand) Co., Ltd., incorporated in Thailand, is a
         wholly-owned subsidiary of PRG-Schultz International, Inc.

         Howard Schultz de Mexico S.A. de C.V., incorporated in Mexico, is a
         wholly-owned subsidiary of PRG-Schultz International, Inc.

         PRG-Schultz Columbia, Ltda., incorporated in Columbia, is a
         wholly-owned subsidiary of PRG-Schultz International, Inc.

         PRG-Schultz Venezuela Srl, incorporated in Venezuela, is a
         wholly-owned subsidiary of PRG-Schultz International, Inc.

         PRG-Schultz Puerto Rico is a Puerto Rico partnership with the
         following partners: PRG-Schultz Puerto Rico, Inc. has 99% partnership
         interest and The Profit Recovery Group Costa Rica, Inc. has 1%
         partnership interest

THERE ARE NO OUTSTANDING OPTIONS, WARRANTS, RIGHTS OF CONVERSION OR PURCHASE OF
SIMILAR RIGHTS WITH RESPECT THERETO.<PAGE>
                                                                  EXHIBIT 10.64

October 28, 2002

James L. Benjamin
215 Clipper Bay Drive
Alpharetta, Georgia 30005

Dear Jim:

I am pleased to extend the terms and conditions of full time employment with
PRG-Schultz USA, Inc. ("PRGS") as Executive Vice President, U.S. Operations,
reporting to Mark Perlberg, President and Chief Operating Officer, or his
designee, conditioned upon your signing this offer letter. We are very excited
about your joining our organization and the opportunities for our mutual
success. Addendum A lists the key responsibilities of your role.

Enclosed is our new hire package, which includes the forms to be completed and
returned to me at the Atlanta office.

The following confirms our the terms and conditions of your employment:

1.       Base Salary. Base salary of $275,000.00 per annum, paid $10,576.92
         bi-weekly. Your performance will be reviewed on March 1, 2003 and
         annually, thereafter.

2.       Performance Bonus. You will be eligible for an incentive bonus
         ("Incentive Bonus") which will include payout potentials of 35% of
         your base pay for achievement of annual target performance goals and
         payout potentials of 70% of your base pay for achievement of annual
         maximum performance goals, in accordance with PRGS's incentive bonus
         plan.

3.       Options. You will be granted options to purchase 50,000 shares of
         Common Stock in PRG Schultz International, Inc. ("PRGX"), subject to
         Board of Directors' approval. This grant will be made pursuant to the
         terms of your option agreement (25% immediate vesting on the date of
         issue and 25% vesting on each anniversary date of issue). In addition,
         you are eligible for an additional 50,000 options (based on
         performance) at the time of your performance review on March 1, 2003
         (subject to Board of Directors' approval).

4.       Car Allowance. You will receive an annual car allowance in the amount
         of $15, 000.00 paid $1,250.00 monthly.

5.       Employee Benefits. You will be eligible for participation in PRGS'
         Personal Benefits Plan, which offers a full suite of benefit services.
         You will receive your benefits package at your home address prior to
         your eligibility date. Medical, dental, and flexible spending

<PAGE>
         account eligibility begins the first of the month following 30 days of
         employment. PRGS also offers a 401(k) Savings Plan and Employee Stock
         Purchase Plan. You will be eligible to participate in the 401(k)
         Savings Plan at the beginning of the month following your start date
         (if age 21 or over), and you will be eligible to participate in the
         Employee Stock Purchase Plan at the beginning of the next purchase
         period after you have completed six (6) months of employment.

6.       Termination.

         (a)      This Agreement may be terminated by PRGS for cause upon
                  delivery to you of a thirty (30) days notice of termination.
                  As used herein, "cause" shall mean (i) fraud, dishonesty,
                  gross negligence, willful misconduct, commission of a felony
                  or an act of moral turpitude, or (ii) engaging in activities
                  prohibited by Sections 3, 4, 5, 6 or 7 of the PRGS Employee
                  Agreement, or any other material breach of this Agreement.

         (b)      Either party, without cause, may terminate this Agreement by
                  giving thirty (30) days written notice. Additionally, your
                  employment may be terminated by you for "Good Reason" upon
                  thirty (30) days prior written notice of termination (the
                  "Termination Notice") served personally with such "Good
                  Reason" being specified in the Termination Notice; provided
                  that at the time of such notice to PRG-Schultz, there is no
                  basis for termination by PRG-Schultz of your employment for
                  cause; and further provided that at the time of such
                  Termination Notice to PRG-Schultz you have delivered at least
                  30 days prior thereto a written notice to PRG-Schultz (the
                  "Event Notice") stating a condition exists which with the
                  passage of time will allow you to terminate your employment
                  for "Good Reason" and specifying the factual basis for such
                  condition and such condition has not been cured by
                  PRG-Schultz prior to its receipt of the Termination Notice.
                  For purposes of this provision, "Good Reason" means any one
                  of the following: (i) the assignment to you of duties or a
                  position or title inconsistent with or lower than the duties,
                  position or title provided in this offer letter; (ii) the
                  principal place where you are required to perform a
                  substantial portion of your employment duties hereunder is
                  outside of the metropolitan Atlanta, Georgia area; or (iii)
                  the reduction of your Base Salary or potential Bonus below
                  amounts set forth herein; provided however you shall have no
                  right to terminate pursuant to this Section if PRG-Schultz's
                  Board of Directors or the Compensation Committee of the Board
                  (the "Committee") has duly authorized and directed a general
                  compensation decrease for all executive employees of
                  PRG-Schultz and the reduction of the sum of your Base Salary
                  and potential Bonus hereunder is similarly reduced in respect
                  of other executives. Notwithstanding the foregoing, a
                  termination shall not be treated as a termination for "Good
                  Reason" (A) if you have consented in writing to the
                  occurrence of the event giving rise to the claim of
                  termination for Good Reason or (B) unless you have delivered
                  an Event Notice to PRG-Schultz at least 30 days prior to
                  providing the Termination Notice and the event identified in
                  the Event Notice shall not have been cured by PRG-Schultz
                  prior to its receipt of the Termination Notice.

         (c)      In the event of your Disability, physical or mental, PRGS
                  will have the right, subject to all applicable laws,
                  including without limitation, the Americans with

                                       2
<PAGE>
                  Disabilities Act ("ADA"), to terminate your employment
                  immediately. For purposes of this Agreement, the term
                  "Disability" shall mean your inability or expected inability
                  (or a combination of both) to perform the services required
                  of you hereunder due to illness, accident or any other
                  physical or mental incapacity for an aggregate of ninety (90)
                  days within any period of one hundred eighty (180)
                  consecutive days during which this Agreement is in effect, as
                  agreed by the parties or as determined pursuant to the next
                  sentence. If there is a dispute between you and PRGS as to
                  whether a Disability exists, then such issue shall be decided
                  by a medical doctor selected by PRGS and a medical doctor
                  selected by you and your legal representative (or, in the
                  event that such doctors fail to agree, then in the majority
                  opinion of such doctors and a third medical doctor chosen by
                  such doctors). Each party shall pay all costs associated with
                  engaging the medical doctor selected by such party and the
                  parties shall each pay one-half (1/2) of the costs associated
                  with engaging any third medical doctor.

         (d)      In the event this Agreement is terminated, all provisions in
                  this Agreement or the Employee Agreement relating to any
                  actions, including those of payment or compliance with
                  covenants, subsequent to termination shall survive such
                  termination.

8.       Severance Payments.

         (a)      If your employment with PRGS is terminated for cause or if
                  you voluntarily resign, you will receive your base salary
                  prorated through the date of termination, payable in
                  accordance with PRGS' normal payroll procedure, and you will
                  not receive any bonus or any other amount in respect of the
                  year in which termination occurs or in respect of any
                  subsequent years.

         (b)      If your employment with PRGS is terminated by PRGS without
                  cause or for Good Reason, you will receive your base salary
                  and bonus for the year in which such termination occurs
                  prorated through the date of such termination, plus a
                  severance payment equal to continuation of your base salary
                  for twelve (12) months and PRGS will pay the difference
                  between the current cost of your medical benefits and the
                  cost of COBRA for a period of twelve (12) months following
                  termination both conditioned upon signing an agreement and
                  release. Except as provided in the immediately preceding
                  sentence, you will not receive any other amount in respect of
                  the year in which termination occurs or in respect of any
                  subsequent years. The prorated base salary and severance
                  payments will be paid in accordance with PRGS' normal payroll
                  procedures.

         (c)      If your employment with PRGS is terminated by your death or
                  Retirement, you (or your legal representative in the case of
                  death) will receive base salary and bonus for the year in
                  which such termination occurs prorated through the date of
                  such termination and will not receive any other amount in
                  respect of the year in which termination occurs or in respect
                  of any subsequent years. The prorated base salary will be in
                  accordance with PRGS' normal payroll procedure and the
                  prorated bonus will be paid in a lump sum within ninety (90)
                  days after the end of the year to which it relates.

                                       3
<PAGE>
         (d)      If your employment with PRGS is terminated for Disability (as
                  defined above), you or your legal representative will receive
                  all unpaid base salary and bonus for the year in which such
                  termination occurs prorated through the date of termination
                  with such prorated base salary payable in accordance with
                  PRGS' normal payroll procedure and the prorated bonus payable
                  in a lump sum within ninety (90) days after the end of the
                  year to which it relates.

         (e)      If you fail to observe or perform any of your duties and
                  obligations under Sections 3, 4, 5, 6 or 7 of the PRGS
                  Employee Agreement, you will forfeit any right to severance
                  or other termination payments of any amounts other than base
                  salary prorated through the date of termination and upon
                  PRGS' demand for same, you shall repay PRGS any severance or
                  other termination payments paid to you after the date of
                  termination of your employment with PRGS (other than such
                  base salary).

9.       Successors and Assigns. You may not assign this Agreement. This
         Agreement may be assigned by PRGS to any affiliate of PRGS. The
         provisions of this Agreement will be binding upon your heirs and legal
         representatives.

10.      Notices. Any notice to be given under this Agreement shall be given in
         writing and may be effected by personal delivery or by placing such in
         the United States certified mail, return receipt requested and
         addressed as set forth below, or as otherwise addressed as specified
         by the parties by notice given in like manner:

If to PRGS:                PRG Schultz USA, Inc.
                           2300 Windy Ridge Parkway
                           Suite 100 North
                           Atlanta, Georgia 30339-8426
                           Attention: General Council

If to you:
                           ---------------------------------

                           ---------------------------------

11.      Withholdings. PRGS will deduct or withhold from all amounts payable to
         you pursuant to this Agreement such amount(s) as may be required
         pursuant to applicable federal, state or local laws.

12.      Entire Agreement. This Agreement, the Employee Agreement and such
         other documents as may be referenced by such documents (the
         "Referenced Documents"), constitute our entire agreement with respect
         to the subject matter hereof and, except as specifically provided
         herein or in the Employee Agreement and the Referenced Documents,
         supersedes all of our prior discussions, understandings and
         agreements. Any such prior agreements shall be null and void. This
         Agreement may not be changed orally, but only by an agreement in
         writing signed by the party against whom enforcement of any waiver,
         change, modification, extension or discharge is sought. Time is of the
         essence of this Agreement and each and every Section and subsection
         hereof. In the event of any conflict between the form Employee
         Agreement, this agreement will supercede the form Employee Agreement.

                                       4
<PAGE>
Please confirm your acceptance of this offer by signing and returning both this
letter and employee agreement to me within seven (7) days. If not returned by
that date, this offer is null and void.

Sincerely,

/s/ Marie Neff

Marie Neff
Senior Vice President, Human Resources

Accepted and agreed:

/s/  James L. Benjamin                                              10/28/02
-----------------------------                                  ----------------
   James L. Benjamin                                                  Date

                                   ADDENDUM A

Job Duties and Responsibilities include but are not limited to:

-        Develop an aggressive, yet manageable, annual plan and budget, which
         emphasizes expanded business opportunities. Then, develop approaches
         to accelerate service offerings - to do it better, faster, and more
         efficiently.

-        Drive initiatives to ensure that quarterly revenue/earnings objectives
         are met.

-        Lead the development of the strategic business plans for the United
         States, including positioning strategies aimed at growing the firm's
         market leadership position.

-        Monitor trends in the relevant industries to anticipate and meet new
         market opportunities and competitive threats.

                                       5
<PAGE>
-        Develop and focus the business plan on select strategic business
         initiatives/activities in an entrepreneurial environment that
         encourages continuous idea generation.

-        Select, motivate and develop staff to achieve high standards of
         performance.

-        Work closely and manage relationships with senior executives in the
         Corporate Office to ensure that the potential of the United States
         product range is understood throughout PRG-Schultz. Take leadership
         for delivering results.

-        Identify and assess the commercial viability of new business
         opportunities, including joint ventures and strategic relationships,
         capable of generating additional revenue streams and work with other
         general managers and managing directors to develop winning strategies
         and successful projects.

                                       6

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00061-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00061-of-00352.parquet"}]]