Document:

EXHIBIT 10.6

     

    
      Exhibit
10.6

       

      AMENDED
AND RESTATED

      COMMERCIAL
FINANCING AGREEMENT

       

      The
Commercial Financing Agreement (the "Agreement") made on the 9th day
of March, 2009, between LUMEA,
INC., a Nevada corporation, known or trading as LUMEA
STAFFING OF CA, INC., a Nevada corporation, LUMEA
STAFFING, INC.., a Nevada corporation, and LUMEA
STAFFING OF IL, INC., an Illinois corporation, with a primary business
location at 7430 E. Butherus Dr., Suite D, Scottsdale, AZ 85260 with additional
business locations as reflected on attached Exhibit “I” (jointly, individually,
severally and collectively hereinafter referred to as “the "Company"), and PORTER
CAPITAL CORPORATION, an Alabama corporation with offices for the
transaction of business located at 292 Madison Ave, NY, NY, 10017; 38-A Grove
Street – Second Floor, Ridgefield, CT 06877 and 2112 First Avenue North,
Birmingham, Alabama 35203 ("Porter Capital"). All other terms between Company
and Porter Capital remain the same and shall be legally bound to the amended
terms as follows:

       

      Line
of Credit

       

      The
portion up to $500,000 of the line of credit for the Company shall be available
for JG Staffing, Inc.

       

      Additional
Collateral

       

      This line
of credit shall be cross collateralized with the line of credit to JG Staffing,
Inc. along with all exhibits and attachments.

       

      IN
WITNESS WHEREOF, the parties hereto have executed this Agreement as of
the date and year first above written.

       

       

      
         

        
          
            
              
                
                  
                    
                      
                        
                          
                            	
                                     

                                  	 	
                                    LUMEA,
      INC.,

                                    DBA LUMEA
      STAFFING OF CA, INC., LUMEA STAFFING, INC.
      AND LUMEA
      STAFFING OF IL, INC

                                  	 
	 	 	 	 	 	 
	
                                     

                                  	
                                      

                                  	 	
                                    By:
      

                                  	/s/
      Edmond L. Lonergan	 
	 	 	 	 	President,
      a duly authorized officer	 

                          

                        

                      

                    

                  

                

              

              
                 

                
                   

                  
                    
                      
                        
                          
                            
                              
                                
                                  	
                                           

                                        	 	
                                          LUMEA,
      INC.,

                                          DBA
      LUMEA STAFFING OF CA, INC., LUMEA STAFFING, INC. AND LUMEA STAFFING OF IL,
      INC

                                        	 
	 	 	 	 	 	 
	
                                           

                                        	
                                            

                                        	 	
                                          By:
      

                                        	/s/ James
      C.
      Marshall	 
	 	 	 	 	CFO,
      a duly authorized officer	 

                                

                              

                            

                          

                        

                      

                    

                    
                       

                      
                        
                          
                          

                        

                        
                          
                          

                          
                            

                          

                        

                        
                          
                          

                        

                      

                    

                  

                

              

            

          

        

      

       

      
        
           

          
            
              
                	State of
      _______________	 	 	 
	County of
      __________________	 	 	 

              

               

            

          

        

      

      I, the
undersigned notary public in and for said county and state, hereby certify that
Edmond L. Lonergan whose names as President of the LUMEA, INC. DBA LUMEA
STAFFING OF CA, INC., LUMEA STAFFING, INC. AND LUMEA STAFFING OF IL, INC., a
corporation, is signed to the foregoing instrument and who are known to me and
acknowledged before me on this day that being informed of the contents of the
instrument, they, as such officer and with authority, executed the same
voluntarily.

       

      Given
under my hand and official seal this the _______ day of March, 2009.

      
         

        
          
            
              
                
                  
                    
                      
                        
                          
                            
                              
                                
                                  
                                    
                                      
                                        
                                          
                                            
                                              
                                                	 	 	 	 
	
                                                        (Seal)

                                                      	 	 	 
	 	 	Notary
      Public	 
	 	 	My
      Commission Expires:  ________________	 
	 	 	 	 

                                              

                                            

                                          

                                        

                                      

                                    

                                  

                                

                              

                            

                          

                        

                      

                    

                  

                

              

            

          

           

        

      

      
        
           

          
            
              
                	State of
      _______________	 	 	 
	County of
      __________________	 	 	 

              

               

            

          

        

      

      I, the
undersigned notary public in and for said county and state, hereby certify that
James C. Marshall whose names as CFO of the LUMEA, INC. DBA LUMEA STAFFING OF
CA, INC., LUMEA STAFFING, INC. AND LUMEA STAFFING OF IL, INC., a corporation, is
signed to the foregoing instrument and who are known to me and acknowledged
before me on this day that being informed of the contents of the instrument,
they, as such officer and with authority, executed the same
voluntarily.

       

      
        Given
under my hand and official seal this the _______ day of March, 2009.

         

        
          
            
              
                
                  
                    
                      
                        
                          
                            
                              
                                
                                  
                                    
                                      
                                        
                                          
                                            
                                              
                                                	 	 	 	 
	
                                                        (Seal)

                                                      	 	 	 
	 	 	Notary
      Public	 
	 	 	My
      Commission Expires:  ________________	 
	 	 	 	 

                                              

                                            

                                          

                                        

                                      

                                    

                                  

                                

                              

                            

                          

                        

                      

                    

                  

                

              

            

          

           

          
             

            
              
                
                  
                    
                      
                        
                          	
                                   

                                	 	
                                  
                                    PORTER
      CAPITAL CORPORATION

                                  

                                	 
	 	 	 	 	 	 
	
                                   

                                	
                                    

                                	 	
                                  By:
      

                                	/s/ Ron
      Williamson	 
	 	 	 	 	Ron
      Williamson, a duly authorized officer	 

                        

                      

                    

                  

                

              

               

            

          

        

      

      
        
          
          

        

        
          2EXHIBIT 10.7

     

    Exhibit
10.7

    
       

      VALIDITY
GUARANTY

       

      Porter
Capital Corp

      2112
1st
Ave North

      Birmingham,
AL 35203

       

      Gentlemen:

       

      The
undersigned are an officer and/or director and/or stockholder and/or party
interested in LUMEA, INC. DBA LUMEA STAFFING OF CA, INC., LUMEA STAFFING, INC.
AND LUMEA STAFFING OF IL, INC. (jointly, individually, severally and
collectively hereinafter referred to as the “Client”). In order to induce you to
enter into factoring or other financial arrangements with Client, the
undersigned hereby warrants, represents, covenants, and guarantees to you as
follows:

       

      1. 
That all
accounts assigned to you by Client will be genuine and in all respects what they
purport to be; will represent bona-fide sales and bona-fide and existing
obligations of Client’s customers, arising out of the sale and completed
delivery of merchandise manufactured and/or sold and/or the rendition of
services by Client in the ordinary course of its business in accordance with and
in full and complete performance of customer’s orders therefor; and will not be
invalid, incomplete, incorrect, defective, forged, fictitious, or
imperfect.

       

      2. 
That
Client will not knowingly assign any accounts to you in which there are offsets,
defenses, or counterclaims of any nature whatsoever, and that Client will do
nothing to impede or interfere with your normal collection of, or the payments
of, the accounts assigned to you.

       

      3. 
That
Client is solvent.

       

      4. 
That the
accounts assigned to you and merchandise relating thereto will be the sole and
absolute property of Client, free and clear of all liens or or claims of any
nature whatsoever, other than any lien to you.

       

      5. 
That the
correct maturities of said accounts will have been set forth thereon and that
proper entries will have been made on Client’s books disclosing the assignment
thereof to you.

       

      6. 
That
Client will promptly report to you all merchandise disputes, rejections,
returns, or resales of merchandise, and all credits allowed by Client upon any
and all of said accounts.

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

         

      

      The
undersigned guarantees the payment of all sums owing by Client as a result of
any fraud, deceit, or criminal act on the part of any officer, employee, or
agent of Client in its dealings with you, and hereby further undertakes to save
you free and harmless from any such damage or loss which you may sustain as a
result of the above fraud, deceit, or criminal act as set forth in this
paragraph.

       

      Nothing
herein contained shall be in any way impaired or affected by any change in or
amendment of any of the documents evidencing the factoring or other financial
arrangements. This Agreement shall be binding upon the undersigned, his or her
heirs, agents, representatives, successors, or assigns. The liability of the
undersigned hereunder is direct and unconditional, and may be enforced without
requiring you to first resort to any other right, remedy, or security. It is not
necessary for you to give the undersigned notice of any changes in any of your
factoring or other financial arrangements with Client, to all of which the
undersigned now hereby consents.

      
         

        
          
            
              
                
                  
                    
                      
                        
                          
                            	 	 	 	 	Very
      truly yours,	 
	 	 	 	 	 	 
	 	 	 	 	 	 
	
                                     

                                  	
                                      

                                  	 	
                                     

                                  	/s/
      Edmond L. Lonergan	 
	 	 	 	 	
                                    Edmond
      L. Lonergan, President

                                  	 

                          

                        

                      

                    

                  

                

              

            

            
               

            

          

        

      

      
         

        
          
            
              
                
                  	State of
      _______________	 	 	 
	County of
      __________________	 	 	 

                

                 

              

            

          

        

      

      I, the
undersigned notary public in and for said county and state, hereby certify that
Edmond L. Lonergan whose names as President of the LUMEA, INC. DBA LUMEA
STAFFING OF CA, INC., LUMEA STAFFING, INC. AND LUMEA STAFFING OF IL, INC., a
corporation, is signed to the foregoing instrument and who are known to me and
acknowledged before me on this day that being informed of the contents of the
instrument, they, as such officer and with authority, executed the same
voluntarily.

      
         

        Given
under my hand and official seal this the _______ day of
___________________________, 2009.

         

        
          
            
              
                
                  
                    
                      
                        
                          
                            
                              
                                
                                  
                                    
                                      
                                        
                                          
                                            
                                              
                                                	 	 	 	 
	
                                                        (Seal)

                                                      	 	 	 
	 	 	Notary
      Public	 
	 	 	My
      Commission Expires:  ________________	 
	 	 	 	 

                                              

                                            

                                          

                                        

                                      

                                    

                                  

                                

                              

                            

                          

                        

                      

                    

                  

                

              

            

          

        

      

       

      
        
          
          

        

        
          2

          
            

          

        

        
          
          

        

      

       

      Accepted
by:

       

      ______________________________________

       

       

      
        
          
          

        

        
          3

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