Document:

Supplement No. 4

 Exhibit 10.1 
 EXECUTION COPY 
 AMENDED AND RESTATED 
 SUPPLEMENT NO. 4 TO SERIES 2006-ONE SUPPLEMENT to MASTER INDENTURE 
 This
AMENDED AND RESTATED SUPPLEMENT NO. 4 TO SERIES 2006-ONE SUPPLEMENT to MASTER INDENTURE, dated as of September 10, 2008 (this “Supplement”), is entered into among COMPUCREDIT CREDIT CARD MASTER NOTE BUSINESS TRUST III, a
business trust organized and existing under the laws of the State of Nevada (the “Issuer”), COMPUCREDIT CORPORATION, a Georgia corporation, as Servicer (the “Servicer”), and U.S. BANK NATIONAL ASSOCIATION, a
national banking association, not in its individual capacity, but solely as Indenture Trustee (together with its successors in the trusts thereunder as provided in the Indenture, the “Indenture Trustee”) under the Master Indenture
dated as of March 10, 2006 (the “Indenture”) among the Issuer, the Servicer and the Indenture Trustee. 
 RECITALS 
 1.     The Issuer, the Servicer and the Indenture Trustee are parties to that certain Series
2006-One Supplement dated as of March 10, 2006, as amended by Supplement No. 1 dated as of September 29, 2006, Supplement No. 2 dated as of November 2, 2007 and Supplement No. 3 dated as of December 31, 2007 (as so
previously supplemented and as amended, supplemented or otherwise modified from time to time, the “Indenture Supplement”). 
 2.     The parties hereto desire to amend and supplement the Indenture Supplement as hereinafter set forth. 
 3.     The parties hereto entered into Supplement No. 4 to Series 2006-One Supplement, dated as of September 10, 2008 (the “Original Supplement No. 4”), and wish to amend and restate the
Original Supplement No. 4 as hereinafter set forth. 
 NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the parties agree that the Original Supplement No. 4 is amended and restated as follows: 
 1.     Certain Defined Terms. Capitalized terms that are used herein without definition and that are defined in the Indenture Supplement shall have the same meanings herein as therein. 
 2.     Amendments to Indenture Supplement. The Indenture Supplement is hereby amended and supplemented by: 
 (a)     effective on October 1, 2008, deleting Items 1, 2 and 5 of Schedule A thereto and substituting, in lieu thereof, Items 1,
2 and 5 of Schedule A to this Supplement. 
 (b)     effective on October 1, 2008, deleting the definition of
“Overconcentration Amount” in its entirety and substituting, in lieu thereof, the following: 
  

 “Overconcentration Amount” shall mean, for any date of determination, an
amount equal to $0. 
 (c) deleting the definition of “Excess Spread Percentage” in its entirety and substituting, in lieu thereof,
the following: 
 “Excess Spread Percentage” shall mean, with respect to any Monthly Period, the average of
the Monthly Excess Spread Percentages for such Monthly Period and the two preceding Monthly Periods. 
 (d) adding the following definition
to Section 2.01 in the appropriate alphabetical order: 
 “Monthly Excess Spread Percentage” shall mean,
with respect to any Monthly Period, the annualized percentage equivalent of a fraction, (A) the numerator of which is equal to (i) Series Finance Charge Collections with respect to such Monthly Period, plus (ii) without
duplication of amounts referred to in clause (i) above, the amount of Interchange to be included as Series Finance Charge Collections for such Monthly Period pursuant to subsection 3.01(c), minus (iii) the Series Default
Amount for the Distribution Date with respect to such Monthly Period, minus (iv) the Monthly Servicing Fee for the Distribution Date with respect to such Monthly Period, minus (v) the Monthly Supplemental Servicing Fee for
the Distribution Date with respect to such Monthly Period, minus (vi) Series 2006-One Monthly Interest with respect to such Monthly Period, and (B) the denominator of which is the average Note Principal Balance with respect to such
Monthly Period 
 (e) deleting clause (vii) of subsection 4.05(a) in its entirety and substituting, in lieu thereof, the following:

 (vii) if an Early Redemption Event set forth in subparagraph (d), (e), (f), (g), (h), (i), (j), (l), (m) or
(o) of Section 6.01 has occurred and is continuing, an amount up to the Class A Note Principal Balance on such Distribution Date shall be treated as a portion of Available Principal Collections for such Distribution Date; 

(f) Section 4.11 is amended by adding the following at the end thereof: 
 (f) In the event that an Early Redemption Event has occurred and is continuing, the Available Spread Account Amount shall be withdrawn
from the Spread Account on the next succeeding Transfer Date by the Indenture Trustee (acting in accordance with the written instructions of the Servicer), deposited into the Collection Account and included in Available Funds for the related
Distribution Date. 
 (g) adding the following as clause (o) of Section 6.01: 
 and (o) CompuCredit fails to maintain a minimum of $50,000,000 of Liquidity and such failure shall continue unremedied for thirty
days. “Liquidity” means, with respect to any date, (A) unrestricted cash on such date and (B) amounts available to be drawn under the credit facilities of the CompuCredit and its consolidated subsidiaries, 

 
including amounts available to be drawn hereunder, so long as the CompuCredit and its consolidated subsidiaries can satisfy all conditions precedent to
borrowing such amounts under such facilities; 
 (h) deleting the phrase “subparagraph (d), (e), (f), (h), (i), (j), (l), (m) or
(n)” in the last paragraph of Section 6.01 and substituting, in lieu thereof, “subparagraph (d), (e), (f), (h), (i), (j), (l), (m), (n) or (o)”. 
 and 
 (i) deleting Section 7.02. 
 3. Effect of Supplement. Except as expressly amended and modified by this Supplement, all provisions of the Indenture Supplement shall remain in
full force and effect. After this Supplement becomes effective, all references in the Indenture Supplement to “this Supplement”, “hereof”, “herein” or words of similar effect referring to the Indenture Supplement shall
be deemed to be references to the Indenture Supplement as amended by this Supplement. This Supplement shall not be deemed to expressly or impliedly waive, amend or supplement any provision of the Indenture other than as expressly set forth herein.

 4. Counterparts. This Supplement may be executed in any number of counterparts and by different parties on separate counterparts,
and each counterpart shall be deemed to be an original, and all such counterparts shall together constitute but one and the same instrument. 
 5. Governing Law. THIS SUPPLEMENT SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF NEW YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS (OTHER THAN SECTION 5-1401 OF
THE GENERAL OBLIGATIONS LAW) AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 
 6. Section Headings. The various headings of this Supplement are inserted for convenience only and shall not affect the meaning or interpretation of this Supplement or the Indenture Supplement or any provision
hereof or thereof. 
 7. Representations and Warranties. The Issuer represents and warrants that (i) all of its representations
and warranties set forth in the Indenture Supplement are true and accurate in all material respects as though made on and as of the date hereof (except representations and warranties which relate to a specific date, which were true and correct as of
such date) and (ii) no Early Redemption Event, and no Termination Event under the Class A Note Purchase Agreement, has occurred and is continuing. 
 8. No Recourse. It is expressly understood and agreed by the parties hereto that (a) this Supplement is executed and delivered by Wilmington Trust, FSB, not individually or personally but solely as trustee
of the Issuer, in the exercise of the powers and authority conferred and vested in it under the Trust Agreement, (b) each of the representations, undertakings and agreements herein made on the part of the Issuer is made and intended not as

 
personal representations, undertakings and agreements by Wilmington Trust, FSB but is made and intended for the purpose of binding only the Issuer and
(c) under no circumstances shall Wilmington Trust, FSB be personally liable for the payment of any indebtedness or expenses of the Issuer or be liable for the breach or failure of any obligation, representation, warranty or covenant made or
undertaken by the Issuer under this Supplement or any other document to which the Issuer is a party. 
 [remainder of page intentionally left
blank] 

 IN WITNESS WHEREOF, the parties have executed this Supplement as of the date first written above.

  

			
	 COMPUCREDIT CREDIT CARD MASTER NOTE BUSINESS TRUST III,
 Issuer

		
	By:	 	WILMINGTON TRUST FSB
		 	 not in its individual capacity, but solely
 as Owner
Trustee

  
  

			
		
	By:	 	 
		 	 Name:
 Title:

  
  

			
	 U.S. BANK NATIONAL ASSOCIATION,
 Indenture
Trustee

		
	By:	 	 
		 	 Name:
 Title:

  
  

			
	 COMPUCREDIT CORPORATION,
 Servicer

		
	By:	 	 
		 	 Name:
 Title:

  
  
  
  
  
 [Signature page to Amended and Restated Supplement No.4 to Series 2006-One Indenture Supplement] 

 The undersigned hereby consent to the amendment of the Indenture Supplement pursuant to the foregoing Amended and
Restated Supplement No. 4. 
  

			
	 DEUTSCHE BANK AG, NEW YORK BRANCH,
     as Agent

		
	By:	 	 
		 	 Name:
 Title:

		
	By:	 	 
		 	 Name:
 Title:

	
	NANTUCKET FUNDING CORP., LLC, as Class A Purchaser,
		
	By:	 	 
		 	 Name:
 Title:

	
	DEUTSCHE BANK AG, NEW YORK BRANCH, as Class A Purchaser and Committed Purchaser,
		
	By:	 	 
		 	 Name:
 Title:

		
	By:	 	 
		 	 Name:
 Title:Employment Agreement

 Exhibit 10.1 
 EMPLOYMENT AGREEMENT 
 This Agreement (“Agreement”) is entered into as of
September 13, 2008 by and between UNIVERSAL TRUCKLOAD SERVICES, INC. (“UTSI”) and DON COCHRAN (“EMPLOYEE”), and the parties therefore agree as follows: 
 Subject to the terms and conditions contained in this Agreement and during the Term of this Agreement (as defined below), UTSI hereby employs EMPLOYEE in
the position of “President and CEO,” with such duties and responsibilities as are commensurate with such office and may from time-to-time be assigned to EMPLOYEE by UTSI’s Board of Directors. 
 EMPLOYEE hereby accepts such employment, and while employed, shall devote his full business time, skills, energy and attention to the business of UTSI,
shall perform his duties in a diligent, loyal, businesslike and efficient manner, all for the sole purpose of enhancing the business of UTSI, and in a manner consistent with all UTSI policies, resolutions and directives from time to time stated or
made by the Board of Directors. Moreover, EMPLOYEE shall perform such services and duties as are consistent with EMPLOYEE’S position, are necessary or appropriate for the operation and management of UTSI, and as are normally expected of persons
appointed to chief executive positions in the business in which EMPLOYER is engaged. EMPLOYEE shall not directly or indirectly engage in or be associated with any other business duties or pursuits without the prior written consent of the Board of
Directors. 
 1. Term of Agreement 
 This
Agreement shall commence on September 13, 2008 (the “Commencement Date”) and shall expire on September 13, 2012 (the “Term”) for a Term of four years, unless sooner terminated pursuant to the provisions of
Section 10 or extended pursuant to Section 3. 
 2. Compensation for Services 
 During the Initial Term, UTSI shall pay to Employee annual base salary of $364,728 as their President and CEO with a five percent increase each year
thereafter as annual salary (“Base Salary”). Base Salary shall be payable in equal installments pursuant to UTSI’s payroll system in effect from time-to-time, less all applicable taxes required to be withheld by UTSI pursuant to
federal, state or local law during the term of this contract. 
 3. Option To Extend. 
 UTSI shall have the option to extend this Agreement for two consecutive years for an additional one (1) year at a time. The EMPLOYEE’s annual
salary for the two one-year option periods shall be at a five percent increase per option year payable in equal installments pursuant 

 
to UTSI’s payroll system in effect from time-to-time, less all applicable taxes required to be withheld by UTSI pursuant to federal, state, or local
law. UTSI may elect to exercise this extension option any time prior to the end of the contract years and/or the extended options years. 
 4.
Benefits 
 EMPLOYEE shall be entitled to fringe benefits provided by UTSI for its employees in the normal course of business. UTSI
agrees to compensate EMPLOYEE for significant cost increases in benefit costs that are beyond the normal annual cost that all employees experience. 
 UTSI agrees to provide Directors and Officers insurance coverage except under extraordinary market conditions such as those that resulted from the events of 9/11/01 in which case coverage, if any, shall be as determined by the Board of
Directors. 
 5. Business Expenses 
 UTSI
shall reimburse EMPLOYEE for all reasonable and necessary business expenses incurred by him in the performance of his duties hereunder with respect to travel, entertainment and other business expenses, subject to UTSI’s business expense
policies in effect from time-to-time, including its procedures with respect to the manner of incurring, reporting and documenting such expenses 
 6.
Proprietary Information 
 a. EMPLOYEE shall forever hold in the strictest confidence and not disclose to any person, firm, corporation
or other entity any of UTSI’s Proprietary Information (as defined below) or any of UTSI’s Records (as defined below) except as such disclosure may be required in connection with EMPLOYEE’s work for UTSI and as expressly authorized by
UTSI’s Board of Directors in writing. (Except where discretion and timing allow EMPLOYEE to use his best judgement in favor of the company.) 
 b. For the purposes of this Agreement, the term “Proprietary Information” shall mean inter company publications, unpublished works, plans, policies, computer and information systems, software and other information and knowledge
relating or pertaining to the products, services, sales or other business of UTSI or its successor, affiliates and customers in any way which is of a confidential or proprietary nature, the prices it obtains or has obtained from the sale of its
services, its manner of operation, its plans, processes or other data, contracts, information about contracts, contract forms, business applications, costs, profits, tax information, marketing information, advertising methods, customers, potential
customers, brokers, potential brokers, employees, matters of a technical nature (including inventions, computer programs, concepts, developments, contributions, devices, discoveries, software and documentations, secret processes or machines,
including any improvements thereto and know-how related thereto, and research 

  

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projects, etc.), and other information not generally available to the public, without regard to whether all of the foregoing matters will be deemed
confidential, material or important. Anything to the contrary notwithstanding, the parties hereto stipulate that any and all knowledge, data and information gathered by the EMPLOYEE through this Agreement, his employment with UTSI and the operation
of the business of UTSI is deemed important, material or confidential, and gravely affects the effective and successful conduct of the business of UTSI and UTSI’s good will; could not without great expense and difficulty be obtained or
duplicated by others who have not been able to acquire such information by virtue of employment with UTSI; and that any breach of the terms of this Paragraph 6 shall be deemed a material breach of this Agreement. Proprietary Information” shall
not include any information available from non UTSI sources or known to employee prior to his employment with UTSI. 
 c. EMPLOYEE agrees
that all creative work, including without limitation, designs, drawings, specifications, techniques, models, processes and software prepared or originated by EMPLOYEE during or within the scope of employment whether or not subject to protection
under the federal copyright or other law constitutes work made for hire all rights to which are owned by UTSI. Moreover, EMPLOYEE hereby assigns to UTSI all right, title and interest whether by way of copyright, trade secret, patent or otherwise,
and all such work whether or not subject to protection by copyright or other law. 
 d. Upon termination of employment with UTSI or at any
other time requested by UTSI, EMPLOYEE shall immediately return to UTSI and not retain any copies of, any records, data, lists, plans, policies, publications, computer and information systems, files, diagrams and documentation, data, papers,
drawings, memos, customer records, reports, correspondence, note books, service listing and any other business record of any kind or nature (including without limitation records in machine-readable or computer-readable forms) relating to Proprietary
Information (“Records”). 
 7. Covenant Not To Compete 
 a. As a material part of the consideration for this Agreement, EMPLOYEE agrees to the following covenants not to compete with UTSI, and with all of its affiliated companies listed in Exhibit A to this Agreement
(“Affiliated Companies”) during his employment and for a one (1) year period following the termination of EMPLOYEE’s employment with UTSI for any reason. EMPLOYEE agrees not to interfere with customer contracts for a period of
one year. This restriction shall apply to all UTSI Customers and Customers of Affiliated Companies. EMPLOYEE further agrees not to solicit, retain, employ or accept business from any UTSI employees, agents or owner operators, or the employees,
agents or owner operators of any Affiliated Companies. This Paragraph 7 shall survive after the termination or the earlier cancellation of this Agreement, for no less than one year. 
 b. Both parties agree that the restrictions in this section are fair and reasonable in all respects including the length of time that they shall remain
in effect and that UTSI’s employment of EMPLOYEE upon the terms and conditions of this Agreement is fully sufficient consideration for EMPLOYEE’s obligations under this section. 
  

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 c. If any provisions of this section are ever held by a Court to be unreasonable, the parties agree that
this section shall be enforced to the extent it is deemed to be reasonable. 
 8. No Interference With Employment Relationships 
 EMPLOYEE agrees that he will not either before or after termination of his employment with UTSI encourage, solicit or otherwise attempt to persuade any
other employee of UTSI to leave the employment of UTSI. In the event EMPLOYEE hires an employee of UTSI, UTSI shall be compensated at a fee equal to 30% of the employee’s first year’s gross compensation. 
 9. Equitable Relief And Remedies At Law 
 EMPLOYEE
acknowledges that UTSI would suffer unique and irreparable injury in the event of a breach of the covenants contained in Sections 6, 7 and 8 of this Agreement, which breach could not be adequately compensated by the payment of damages alone.
Accordingly in the event of any such breach by EMPLOYEE, EMPLOYEE agrees that this Agreement may be enforced by a decree of specific performance or an injunction without the necessity of posting a bond in addition to any remedies available at law,
including damages arising out of or relating to a breach of those coveants, and that any remedy which UTSI might have at law would be inadequate by itself. 
 10. Termination of Agreement 
 a. Without limitation of any other remedy available to UTSI, whether in law or in equity,
EMPLOYEE’s employment relationship shall terminate immediately without any further liability of UTSI to EMPLOYEE, upon written notice from UTSI to EMPLOYEE, for just cause: conviction of a felony of moral turpitude or dishonesty. In the event
of EMPLOYEE’S termination pursuant to this Section 10(a), UTSI shall have no obligation to pay Base Salary and benefits effective as of the date the employment relationship is terminated. 
 b. EMPLOYEE’s employment relationship shall terminate immediately upon death of EMPLOYEE. 
 c. EMPLOYEE agrees to submit to a medical examination at any time at UTSI’s request and expense. The medical examination will be related to
EMPLOYEE’s job and consistent with a business necessity of UTSI. This Agreement may be terminated by UTSI immediately upon written notice to EMPLOYEE if the examination reveals that EMPLOYEE is unable to perform the essential functions of this
Agreement even with a reasonable accommodation. The Agreement may also be terminated if, for a period of three (3) consecutive 

  

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months, EMPLOYEE is unable to perform the essential functions of the Agreement even with a reasonable accommodation. Upon such termination due to medical
disability, EMPLOYEE’s compensation shall be continued for twelve (12) months from the date of disability. 
 d. Upon the
determination by UTSI’s Board of Directors that the best interests of UTSI would be served, UTSI shall have the further right to terminate EMPLOYEE’s employment relationship immediately or at any time, at its option upon written notice to
EMPLOYEE, without just cause. If EMPLOYEE is terminated pursuant to this Section 10(d), EMPLOYEE shall be entitled to receive only Base Salary and benefits for a period of twelve (12) months following such termination or until the term of
this agreement, whichever period is greater. Maximum twenty-four months. 
 e. Any compensation payable to EMPLOYEE pursuant to this
Section 10 following termination pursuant to subsection (d) of this Section 10 shall be reduced by the amount of any compensation earned by EMPLOYEE in any employment or consulting he may undertake during said period that constitutes
a violation of Section 5 respecting noncompetition. 
 f. Upon three months’ prior written notice to UTSI at any time, EMPLOYEE
shall have the right to terminate his employment relationship with UTSI at his option. Upon receipt of such notice UTSI shall have the option to terminate EMPLOYEE’s employment relationship immediately upon written notice to EMPLOYEE. In the
event of termination pursuant to this Section 10(f), EMPLOYEE shall be entitled to receive Base Salary and benefits only through the three month period following EMPLOYEE’s notice of termination. The time period on the covenant not to
compete shall commence at the end of the three (3) month period, and EMPLOYEE shall also be bound by the covenant not to compete during the three (3) month period he is receiving Base Salary and benefits. EMPLOYEE shall be liable for all
costs and expenses incurred by UTSI for the failure to give three (3) months’ notice. 
 g. Upon termination of this Agreement by
UTSI, EMPLOYEE shall, without a claim for compensation, provide UTSI with written resignations from any and all offices held by him in or at the request of UTSI, and in the event of his failure to do so, UTSI is hereby irrevocably authorized to be,
or designated as EMPLOYEE’s attorney in fact, to act in his name and in his behalf to execute such resignations. 
 h. This Agreement
shall terminate upon expiration of the Term unless otherwise agreed to by the parties in writing prior thereto. 
 11. Exclusive Consulting Contract

 Upon termination of EMPLOYEE’s employment with UTSI for any reason whatsoever, UTSI shall have the right at its option, to retain
EMPLOYEE as an independent consultant under an exclusive consulting contract, for the performance by EMPLOYEE of such duties as may be reasonably assigned by UTSI consistent with the position of an independent consultant. The specific terms
regarding the actual services to be performed, length of service, restrictions on competition and other contractual terms not set forth in this paragraph, shall be mutually agreeable to EMPLOYEE and UTSI. 
  

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 12. No Restriction on Performance of Services Contemplated by Agreement 
 EMPLOYEE represents and warrants to UTSI that: (i) he is under no contractual or other restriction which would give a third party a legal right to
assert that he would not be legally permitted to perform the services contemplated by this Agreement; and (ii) by entering into this Agreement he has not breached, and by performing the services contemplated by this Agreement, he would not
breach, any Agreement or duty relating to proprietary information of another person or entity. 
 13. Confidentiality of Agreement 
 EMPLOYEE shall not disclose any of the terms of this Agreement to any person with the exception of his spouse or attorneys or as required by law, provided
the spouse or attorneys agree to be bound by this Section. 
 14. Severability 
 In case any one or more of the provisions hereof shall be held to be invalid, illegal or unenforceable, such invalidity, illegality or unenforceability
shall not affect any other provision of this Agreement, but this Agreement shall be construed as if such invalid, illegal or unenforceable provision had never been contained herein. To the extent possible, there shall be deemed substituted such
other provision as will most nearly accomplish the intent of the parties, to the extent permitted by applicable law. 
 15. Entire Agreement

 This Agreement embodies all the representations, warranties, covenants and agreements of the parties in relation to the subject matter
hereof, and no representations, warranties, covenants, understandings, or agreements, unless expressly set forth herein or in an instrument in writing signed by the party to be bound thereby which makes reference to this Agreement, shall be
considered effective. 
 16. No Rights in Third Parties 
 Nothing herein expressed or implied is intended to, or shall be construed to confer upon, or give to any person, firm or other entity other than the parties hereto any rights or remedies under this Agreement, except
as provided in Section 17. 
  

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 17. Assignment 
 UTSI may assign its rights and delegate its responsibilities under this Agreement to any affiliated company or to any corporation which acquires all or substantially all of the operating assets of UTSI by merger,
consolidation, dissolution, liquidation, combination, sale or transfer of assets or stock or otherwise. If there is a change of control where upon a new majority shareholder, other than Manuel J. Moroun, Matthew T. Moroun or affiliates, new
ownership would be equally responsible to honor this contract. EMPLOYEE shall not be entitled to assign his rights or delegate his responsibilities under this Agreement to any person. 
 18. Payment to Estate 
 No person, firm or entity shall have any right to receive any payments owing
to EMPLOYEE hereunder, except that EMPLOYEE’s estate shall be entitled to receive a final payment of installment of Base Salary for services rendered to UTSI through date of death and reimbursement for any business expenses previously incurred
by EMPLOYEE for which he would have been entitled to reimbursement hereunder. 
 19. Amendment 
 No modification or amendment of this Agreement shall be binding unless executed in writing by each of the parties hereto. 
 20. Survival of Covenants 
 Without limitation of any
other provisions of this Agreement, all representations and warranties set forth in this Agreement and the covenants set forth in Sections 6, 7, 8 and 13 shall survive the termination of this Agreement for any reason for the maximum period permitted
by law. 
 21. Governing Law 
 This
Agreement shall be governed by and construed in accordance with the internal laws (and not the law of conflicts) of the State of Michigan. The parties agree that should any litigation arise out of, in connection with, or relating to this Agreement,
such litigation will be commenced in the Circuit Court for Macomb County Michigan or in the United States District Court for the Eastern District of Michigan provided such court has subject matter jurisdiction. The parties specifically agree,
however, that either of these courts has personal jurisdiction and venue. 
  

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 22. Notices. 
 Service of all notices under this Agreement must be given personally to the party involved at the address set forth below or at such other address as such party shall provide in writing from time-to-time. 
  

					
	COMPANY:	    	 Matthew Moroun
 12225 Stephens Road
 Warren, MI 48089
	  	
			
	EMPLOYEE:	    	Don Cochran	  	
		    	 Universal Truckload Services
 11355 Stephens
Road
 Warren, MI 48089
	  	

 23. Paragraph Headings 
 The titles to the paragraphs of this Agreement are for convenience of the parties only and shall not affect in any way the meaning or construction of any Paragraph of this Agreement. 
 24. Non-Waiver. 
 No covenant or condition of this
Agreement may be waived except by the written consent of UTSI Board of Directors. Forbearance or indulgence by UTSI in any regard whatsoever shall not constitute a waiver of the covenants or conditions to be performed by EMPLOYEE to which the same
may apply, and, until complete performance by EMPLOYEE of said covenant or condition, UTSI shall be entitled to invoke any remedy available to UTSI under this Agreement or by law or in equity, despite said forbearance or indulgence. 
 25. Construction 
 Although this Agreement was drafted
by UTSI the parties agree that it accurately reflects the intent and understanding of each party and should not be construed against UTSI if there is any dispute over the meaning or intent of any provisions. 
  

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 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed and delivered as of the day and
year first above written. 
  

					
		    	UNIVERSAL TRUCKLOAD SERVICES, INC.
			
	 /s/    Shannon Hendricks
	    	By:	 	 /s/    Matthew T. Moroun

	[Witness]	    	Its:	 	CHAIRMAN
		
	 /s/    Nicole Koprincz
	    	 /s/    Donald B. Cochran

	[Witness]	    	EMPLOYEE

  

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 EXHIBIT A 
 Centra Inc. 
 Central Transport International, Inc. and Affiliated Companies 
 Logistics Insights Corporation and Affiliated Companies 
 Custom SVCS,
Int’l 
 P.A.M Transportation Services Inc. 
  

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