Document:

EX-10.2

EXHIBIT 10.2.2

* — CERTAIN MATERIAL HAS BEEN OMITTED PURSUANT TO A REQUEST FOR CONFIDENTIAL

TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.

SOW 1 TO

MASTER SERVICES AGREEMENT

SOW FOR KEYING AND IDENTITY ASSESSMENT PROCESSING SERVICES

This SOW is made as of October 3, 2005 by and between Edentify, Inc., with its principal place
of business at 74 West Broad Street, Suite 350, Bethlehem, Pennsylvania 18018 (“Edentify”), and
Seisint, Inc., with its principal place of business at 6601 Park of Commerce Blvd, Boca Raton,
Florida 33487 (“Seisint”).

Whereas the Parties have entered into a Master Agreement of even date herewith, into which
this SOW is intended to be incorporated;

Now, therefore, in consideration for the terms and conditions of the Master Agreement, and the
Fees and Services as described herein, the Parties agree to the following:

1. DEFINITIONS

1.1 “ASSESSMENT SERVER(s)” means one or more servers owned by

Seisint and maintained within the Seisint Data Center, each of

which has the Edentify Assessment Module and the Edentify Key

Generation Module installed, and with which Seisint shall

perform the Keying and Identity Assessment Processing. The

Assessment Server(s) shall be high-performance Intel-based

computer(s) running MS Windows (XP Pro or Server 2003) at 3.2

Ghz or greater.

1.2 “CONFIRMING MATCH” means A Reference Record which is scored by

the Identity Assessment Processing as an acceptable variation

of a given Input Record.

1.3 “ECL” means Seisint’s proprietary programming language.

1.4 “EDENTIFY ASSESSMENT MODULE” means Edentify’s proprietary

algorithms and all third party software required for Identity

Assessment Processing; specifically including, but not limited

to, the * from * Inc. and a customized version

of the * product developed in conjunction with

1.5 “EDENTIFY DATABASE SERVER” means a server, owned by Seisint

and housed within the Seisint Data Center, which shall be used

to store the Edentify Reference Database. The Edentify

Database Server shall use an * database, and may require

1.6 “EDENTIFY KEY” means the unique identifier created by the

Keying process.

1.7 “EDENTIFY KEY GENERATION MODULE” means Edentify’s proprietary

algorithm for Keying.

1.8 “EDENTIFY PRODUCTS” means those products or services offered

by Edentify that are derived from or incorporate any aspects

of (a) the Identity Assessment Processing or (b) the Edentify

Key Generation and Update Services (each of the foregoing

being defined in Section 2.1 hereof) performed pursuant to

this Agreement.

1.9 “EDENTIFY REFERENCE DATABASE” means the database contained in

the Edentify Database

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Server and which stores the Edentify Keys derived from the

Seisint Databases and corresponding Reference Records.

1.10 “FILE” means the grouping of Records to form an embodiment of

information regarding more than a single individual.

1.11 “IDENTITY ASSESSMENT PROCESSING” means the processing, as set

forth in this SOW, of Edentify Keys contained in the Edentify

Reference Database against Input Records using the Edentify

Assessment Module for the Rating of Input Records.

1.12 “INPUT RECORDS” means the Name/SSN pairings provided by

Edentify that have been derived from Edentify’s customer’s

records, and which shall be input into the Assessment

Server(s) for Identity Assessment Processing. Input Records

must contain SSN/Name Pairings directly extracted from

Edentify’s customers records, not permutations or variations

thereof.

1.13 “KEYING” (OR “KEYED”) means generation of identifiers, using

the Edentify Key Generation Module, that describe the contents

of the Reference Record.

1.14 “NO MATCH” means an Input record which returns no

corresponding SSN/Name Pairing in the Seisint Databases.

1.15 “OTHER SOURCE” means a non Public Records source including,

but not limited to, utility company sources such as power,

telephone, water and sewer companies.

1.16 “POSSIBLE” OR “POSSIBLES” means all Confirming and Suspect

Matches of an Input Record to one or more Reference Records.

Each Input Record may have up to 50 Possibles.

1.17 “PUBLIC RECORDS” means data from a local, state or federal

agency.

1.18 “RATING” refers to a step in the Identity Assessment

Processing in which the set of Possibles (each with an

assigned Score) observed relative to each Input Record are

evaluated and assigned to categories of risk indicators to

that Input Record. The Rating process may be unique to each

client or transaction type and is incorporated into the

reporting template.

1.19 “RECORD” or “Records” means a subpart(s) of a File containing

A single instance of information on a single identity.

1.20 “REFERENCE RECORD(s)” means the set of Records associated with

corresponding Edentify Keys derived from the Seisint

Databases, each of which is to include: (i) Social Security

Number; (ii) Full Name; (iii) number of occurrences of the

SSN/Name Pairing in the Seisint Databases; (iv) the source of

the SSN/Name Pairing; (v) the date that the first occurrence

of such SSN/Name Pairing was established with Seisint or its

data provider; and (vi) the last date such SSN/Name Pairing

was established, confirmed or updated with Seisint or its data

provider. From 3 to 5 Edentify Keys may be generated for each

Record from the Seisint Databases.

1.21 “SCORE” means a numerical attribute assigned to each similar

Reference Record during

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the first stage of the Identity Assessment Processing

reflecting that Reference Record’s similarity to the Input

Record. The resulting Score is used to determine the

Possibles.

1.22 “SEISINT DATA CENTER” means a data center location operated

and controlled by Seisint.

1.23 “SSN/NAME PAIRING” means a unique coupling of a social

security number and a full name that either Party obtains from

a data source.

1.24 “SUSPECT MATCH” means an Input Record which has a

corresponding SSN/Name Pairing in the Seisint Databases

relative to an Input Record which is Scored by the Identity

Assessment Processing as an unacceptable variation of the

Input Record and which is flagged by the Identity Assessment

Processing as a potential subject of manipulation.

2. SCOPE OF WORK

2.1 Beginning on the agreed upon start date, allowing for a reasonable

implementation period after the Effective Date, Seisint shall perform

the following processing services, a diagram of which is attached

hereto as Exhibit A:

A. Edentify Key Generation and Update Services. Seisint shall provide

all hardware, operating software (excluding the Edentify Key

Generation Module, which shall be provided by Edentify), and data

center needs, necessary for the development, implementation and

maintenance of the Edentify Database Server and Edentify Reference

Database. The Edentify Database Server shall be housed within the

secured Seisint Data Center and shall only be accessible by Seisint,

and its employees and agents. Edentify shall provide Seisint with

the Edentify Key Generation Module, which Seisint shall install on

the Assessment Server(s), as described below, and which Seisint

shall use solely for the purposes of generating Edentify Keys from

the Seisint Databases to populate the Edentify Reference Database.

All resulting Edentify Keys shall be stored in the Edentify

Reference Database, within the Edentify Database Server, along with

the corresponding Reference Records. The Edentify Key Generation and

Update Service shall be repeated on a quarterly basis to allow for

the Keying of new Records that may be introduced into the Seisint

Databases as result of the receipt of updates from its data vendors

(the “Quarterly Key Build Process”). Seisint shall be responsible

for the commercially reasonable maintenance of the Edentify Database

Server throughout the Term of this SOW.

B. Identity Assessment Processing Services. Seisint shall provide all

hardware, operating software (excluding the Edentify Assessment

Module, which shall be provided by Edentify), and data center needs,

necessary for the development, implementation and maintenance of one

or more, but in no event more than 5, Assessment Server(s). The

Assessment Server(s) shall be housed within the secured Seisint Data

Center and shall only be accessible by Seisint, and its employees

and agents, except through a limited secure connection as

specifically contemplated below. Each Assessment Server shall be

connected via a high speed connection to the Edentify Database

Server. Unless and until a secure connection is established between

Edentify and the Assessment Server(s) as contemplated in Section 2.3

hereof, Edentify shall provide Seisint with Input Records via

encrypted batch submissions, in a mutually agreed upon format, which

Seisint shall decrypt and use to perform the Identity Assessment

Processing.

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Seisint shall perform the Identity Assessment Processing of Input

Records to derive resulting Input Record Ratings. The Identity

Assessment Processing shall comprise the following:

i) The Edentify Assessment Module will derive, in a single

pass, a Score and Rating information for each Input Record

relative the Edentify Keys in the Edentify Reference

Database by comparing all possible permutations of the Input

Record to the Seisint data represented by the Edentify Keys

stored in the Edentify Reference Database.

ii) The Edentify Assessment Module will return the following

data for each Input Record:

a) the number of occurrences of that unique SSN/Name

Pairing in the Seisint Databases based on exact matches

of full name and SSN;

b) the number of Confirming Matches found in the Edentify

Reference Database relative to each Input Record;

c) the number of Suspect Matches found in the Edentify

Reference Database relative to each Input Record;

d) a flag indicating the sources of the Possibles set

forth in (b) and (c) above. Seisint shall categorize

the sources of the Possibles for each Input Record

based on two sources: i) Public Records, ii) Other

Sources, or iii) both Public Records and Other Sources;

e) the date the first occurrence of such unique SSN/Name

Pairing referred to in (a) above was established with

Seisint or its data provider; and

f) the last date such unique SSN/Name Pairing referred to

in (a) above was established, confirmed or updated with

Seisint or its data provider.

iii) The data set forth in Section 2.1(B)(ii) above, shall be

appended to the associated Input Record and returned to

Edentify.

At no time shall Edentify have access to Seisint’s SSN/Name data,

the contents of the Seisint Databases, the Edentify Reference

Database, or the Edentify Database Server.

Seisint shall not use the Input Records or other customer data

provided by Edentify hereunder for any purpose not specifically

permitted hereby, and shall not integrate such information into the

Seisint Databases for any purpose.

C. Seisint shall perform the processing services set forth above in

accordance with the service levels set forth in Appendix I,

attached hereto and incorporated herein by reference.

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2.2 Edentify shall provide Seisint with any changes or updates to the

Edentify Key Generation Module or Edentify Assessment Module in a cd or

dvd format, and Seisint shall, upon the reasonable request of Edentify,

upload such changes or updates pursuant to the instructions provided by

Edentify. Upon completion of the upload, Seisint shall destroy or

return such cd or dvd to Edentify. To the extent that Seisint or its

agents have exclusive control over the process of uploading changes or

updates to the Edentify Key Generation Module or Edentify Assessment

Module and further, to the extent that Seisint or its agents

negligently perform such uploading task despite accurate and detailed

instructions provided by Edentify, and further, wherein Edentify’s

instructions were not the cause of errors being generated as a result

of the faulty upload, Seisint shall be liable for any errors generated

by Seisint’s negligence in such uploading, as well as any cost or time

overruns incurred to correct such errors; provided, however, that

Seisint shall only be liable where Edentify has provided Seisint with

timely, accurate, and sufficiently detailed instructions regarding any

requested upload or update to the Edentify Key Generation Module or

Edentify Assessment Module and has provided Seisint with such updates

and instructions as to allow Seisint sufficient time to install, test,

and implement such update prior to use in a production environment.

2.3 Seisint shall, upon Edentify’s request and pursuant to a subsequently

executed SOW to the Master Agreement, provide Edentify with a limited

secure connection to the Assessment Server(s) to be used solely by

Edentify for the purpose of transmitting Input Records to the

Assessment Server(s) and receiving the results of the Identity

Assessment Processing; provided, however, that such connection will not

be provided unless and until Seisint, in its sole reasonable

discretion, has determined that the connection is secure. For purposes

of this SOW, all submissions of Input Records shall be encrypted batch

submissions.

2.4 The Edentify Key Generation Module, Edentify Assessment Module, and

Input Records shall be delivered to Seisint in a mutually agreed upon

format and media. Seisint may, if necessary to perform the Services,

translate the Edentify Key Generation Module and/or Edentify Assessment

Module into ECL upon the prior written consent of Edentify.

2.5 Notwithstanding any other statement contained herein, Edentify shall

not, at any time: (i) retain or store any Edentify Keys derived from

the Seisint Databases; (ii) use the Edentify Keys or any data received

from Seisint hereunder to create a referential database to the Seisint

Databases; or (iii) use any of the services or data provided by Seisint

hereunder to develop a competing product to Seisint’s Databases or

services. Furthermore, Edentify shall not attempt to derive any Seisint

data from the reverse engineering or other analysis of the Edentify

Keys derived from the Seisint Databases.

2.6 Edentify shall not, during the Term of this SOW, use the Services

provided hereunder to develop a product which competes with Seisint, or

use the services or data of a competitor of Seisint to develop or

maintain any product that competes with Seisint.

3. LICENSE

Edentify hereby grants to Seisint, a revocable (only to the extent this SOW 1 is

terminable pursuant to the Agreement), world-wide, paid-up, non-transferable,

royalty-free restricted license, without the right to sublicense, to use the

Edentify Key Generation Module and the Edentify Assessment Module, and any

changes or updates thereto, during the Term of this SOW solely for purposes of

performing the Services contemplated herein.

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4 FEES

4.1 In consideration for the development and implementation of the Edentify

Database Server, Assessment Server(s), and required operating

infrastructure, and the initial run of the Edentify Key Generation

Service, Edentify shall pay to Seisint a Fee of $1,000,000 (the “Implementation

Fee”). Such Implementation Fee will be payable in two equal

installments, with the first payment delivered on the Effective Date,

and the second payment delivered on or before 30 days from the date of

the December 31, 2005 invoice from Seisint.

4.2 In consideration for the ongoing Services provided to Edentify

hereunder, including the maintenance of the Edentify Database Server and

Assessment Server(s) and all subsequent runs of the Edentify Key

Generation and Update Service and Identify Assessment Processing

Services, Edentify shall pay to Seisint Fees as follows:

Calendar Year            Annual License Fee

2006 $ 1,200,000

2007 $ 1,400,000

2008 $ 1,600,000

Such payments shall be made in equal quarterly installments due on or

before the last day of each quarter, beginning on March 31, 2006. If

this SOW is extended as provided in Section 9 hereof, for each one (1)

year renewal Term, the applicable Annual License Fee will be $200,000 more than

the previous year’s Annual License Fee.

5 REVENUE SHARING

5.1 During the term of this Agreement, Edentify will pay to Seisint a

percentage of the Gross Revenue received by Edentify in connection with

sales of any and all Edentify Products as follows:

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	Calendar Year
	Annual Gross Revenues	 	2006	 	2007	 	2008	 	Any Renewal Term
	0-$$2,000,000
	 	 	0	%	 	 	0	%	 	 	0	%	 	 	20	%
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	$2,000,001-$3,500,000
	 	 	0	%	 	 	0	%	 	 	20	%	 	 	20	%
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	$3,500,001-$20,000,00
0
	 	 	0	%	 	 	20	%	 	 	20	%	 	 	20	%
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	$20,000,001 +
	 	 	0	%	 	 	10	%	 	 	10	%	 	 	10	%
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

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Such payments shall be made to Seisint by the earlier of: (i)

forty-five (45) days from the date of the respective invoice to the

Edentify customer purchasing such Edentify Products; or (ii) sixty

(60) days from the date the batch of Input Records related to such

Edentify Products is processed. As used herein, “Gross Revenue”

means the sum of all payments received, without any reduction or

deduction for costs of goods or services, commissions or expenses of

Edentify, from its customers from the sale of the Edentify Products.

“Annual Gross Revenue” means the Gross Revenue received by Edentify

during the twelve (12) month period beginning on the Effective Date

hereof, and during each twelve (12) month period thereafter

beginning at zero at the start of each twelve (12) month period. For

avoidance of doubt, the revenue share percentages set forth above

shall be interpreted as being stepped, and shall not be applied

under any circumstance retroactively.

5.2 During the Term of this SOW, Edentify shall at all times keep and

maintain, in accordance with generally accepted accounting

principles, accurate, complete and up-to-date books and records

pertaining to its rights and obligations under Section 5. Upon no

less than fifteen (15) business days prior written notice given to

Edentify, Seisint shall have the right to conduct a reasonable audit

and review the books and records of Edentify and certify Edentify’s

compliance with all of the financial terms and revenue sharing

obligations as contemplated by this Section 5. Such audit shall be

performed by an independent third party auditor. Underpayments and

refunds due shall be paid within thirty (30) days of delivery of the

final results of the audit to Edentify (such delivery, hereinafter,

the “Audit Delivery Date”), provided however, that if Edentify

disputes such audit because it believes, in good faith with

supported reasons that the audit is incorrect by more than 20%, then

Edentify shall provide Seisint with written notice of its dispute

within ten (10) business days of the Audit Delivery Date, in which

case underpayments and refunds shall be due within ten (10) business

days following the final resolution of such dispute in accordance

with Section 9 of the Master Agreement. The costs and expenses

associated with any audit (including revisions thereto) or

certification conducted under this Section shall be borne entirely

by Seisint, unless an underpayment of more than 20% is discovered,

in which case Edentify shall be responsible for the costs and

expenses associated with the audit (and/or such revisions).

5.3 The audits shall be conducted in a manner that does not disrupt,

delay or interfere with Edentify’s performance of its business in

any material respect. It is understood that as a normal routine,

Seisint’s auditors, inspectors and regulators will have access to

all data, software and systems files that are germane to the audit.

Edentify will cooperate fully with Seisint or its designee in

connection with Seisint’s audit functions.

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6 RIGHT TO RESELL

Prior to any resale by Seisint of the Edentify Products, the Parties shall

negotiate in good faith an appropriate agreement for the license to resell such

products under terms and conditions, if applicable, no less favorable than any

other reseller of Edentify’s Products of a similar size and nature as Seisint.

7 PRODUCT DEVELOPMENT

Seisint and Edentify shall work together in good faith on future product

development and customer specific marketing initiatives.

8 COOPERATION WITH SALES EFFORTS

8.1 During the term of this SOW, Seisint shall, upon reasonable request and

to the extent commercially reasonable and in compliance with Seisint’s

security policies and procedures, cooperate with Edentify’s sales

efforts of Edentify Products, including: (i) completing security

questionnaires required by certain of Edentify’s customers, and (ii)

providing copies of Seisint’s security procedures to certain of

Edentify’s customers. Additionally, in Seisint’s sole reasonable

discretion, on a case by case basis, Seisint may allow certain of

Edentify’s customers to conduct a site visit of Seisint’s facilities in

accordance with Seisint’s security policies and procedures; provided,

however, that Seisint shall notify Edentify of Seisint’s decision

regarding whether such site visit shall be permitted as promptly as

reasonable in light of the circumstances, but in no event later than

one (1) week from the date of request to Seisint.

8.2 To the extent an Edentify customer reasonably requests an audit of

Seisint’s books, records, facilities, or sytems in connection with the

purchase of Edentify Products, Seisint agrees to consider such request

in light of Seisint’s standard security policies and procedures and to

evaluate in good faith whether to allow such an audit as if the

requesting party were a direct Seisint customer; provided, however,

that Seisint shall notify Edentify of Seisint’s decision regarding

whether such audit shall be permitted as promptly as reasonable in

light of the circumstances, but in no event later than one (1) week

from the date of request to Seisint.

9 TERM

Unless earlier terminated as provided in the Master Agreement, the Term of this

SOW will begin on the Effective Date and continue until December 31, 2008. The

Term shall automatically renew for successive one (1) year renewal Terms unless

either Party notifies the other Party in writing that it intends not to renew at

least ninety (90) days prior to the expiration of the initial Term or any

renewal Term or this SOW is otherwise terminated as provided in the Agreement.

10 CERTIFICATION OF PERMISSIBLE USE

Edentify shall only use the Services and information contained therein in

connection with its provision of fraud detection consulting services to its

customers.

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11 INTELLECTUAL PROPERTY

Edentify warrants and agrees that it has the full right and authority to provide

Seisint with access to and a license to use the Edentify Key Generation Module

and Edentify Assessment Module and each and every component and update thereof.

Furthermore, Edentify shall protect, defend, indemnify and hold Seisint and each

of its Affiliates and the officers, directors, agents, representatives,

employees, successors and assigns of each, harmless from and against any and all

Loss, by whomsoever asserted, arising directly or indirectly from, out of, or

based on the use by Seisint or its Affiliates of the Edentify Key Generation

Module or Edentify Assessment Module, provided that such use was in accordance

with the terms and conditions of this SOW or as otherwise permitted or approved

by Edentify in writing.

Seisint shall own all right, title, and interest in all Seisint Intellectual

Property and Derivatives based upon Seisint Intellectual Property created within

the scope of this SOW and any Intellectual Property created or derived by

Seisint pursuant to this Agreement, including the Edentify Keys derived from the

application of the Edentify Key Generation Module to the Seisint Databases;

provided however, that upon termination of this Agreement, both Parties shall

destroy all Edentify Keys in their possession that were derived from the Seisint

Databases. Edentify shall own all right, title and interest in Edentify

Intellectual Property, including the Edentify Key Generation Module. Edentify

shall acquire no rights to the Seisint Databases, the Edentify Reference

Database, the Edentify Database Server or the Assessment Server(s) pursuant to

this Agreement.

[Signatures on following page]

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Wherefore the Parties hereto set their hands intending to be bound by

the terms and conditions hereof.

EDENTIFY, INC. SEISINT, INC.

By: /S/ TERRENCE DeFRANCO            By: /S/ JAMES P. SWIFT

——  —

Name: TERRENCE DeFRANCO            Name: JAMES P. SWIFT

——  —

Title CEO            Title COO

——  —

Date 10/3/05 Date 10/3/05

——  —

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*- CERTAIN MATERIAL HAS BEEN OMITTED PURSUANT TO A REQUEST FOR CONFIDENTIAL

TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.

EXHIBIT A TO SOW 1

DIAGRAM OF SERVICES

*

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* — CERTAIN MATERIAL HAS BEEN OMITTED PURSUANT TO A REQUEST FOR CONFIDENTIAL

TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.

APPENDIX I TO SOW 1

Service Levels

	1.	 	Contacts and Role Assignment

	 	a.	 	Primary Contact 

The primary Seisint contact shall be:

*

	 	b.	 	Service Contact

The Seisint service contact for any support issues shall be:

Helpdesk (24x7)

*

	 	c.	 	Disaster / Emergency Contact

In case of emergency, the Seisint contact shall be the Helpdesk as listed above.
Should an emergency condition arise, Seisint will contact * at Edentify at *.

	 	d.	 	Administrative Contact

See Primary Contact

	2.	 	Administrative Guidelines

	 	a.	 	Logging of Support Requests

Support requests shall be logged in the “Seisint Incident Tracking” (“SIT”)
application, which is an extranet web site to which Edentify will be provided
credentials during implementation. When a problem has been identified and logged by
either Edentify or Seisint, Seisint shall designate a Severity Level for each
problem as defined below. If Edentify disagrees with the Severity Level assigned, a
change to the Severity Level will be discussed and mutually agreed upon. The
Severity Levels are detailed below:

	 	i.	 	Severity Level 1 (Critical Problem).
Edentify and/or their customers cannot access the System or material
functions are not available, resulting in a critical impact to
operations requiring fast resolution.

	 	ii.	 	Severity Level 2 (Major Problem).
Edentify can access the System, however a material function is not
available.

	 	iii.	 	Severity Level 3 (Minor Problem).
Edentify can access the System, but a less-important function is not
available resulting in a minor impact.

	 	iv.	 	Severity Level 4 (Minor Problem/Enhancement
Request). The impact is insignificant to users, and the Parties
agree that problem resolution will require new functionality or an
enhancement to be made at a mutually agreed upon date.

Seisint shall respond to problems based on the Severity Level as described in the
following table. The Response Time and Resolution Time begin when Edentify reports
the problem. Response time indicates acknowledgement of the problem by Seisint, and
Resolution may be either a final solution or a workaround.

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	 	 	Response Time	 	 	 	 	 	 
	 	 	(Normal Business	 	Response Time (On	 	Frequency of Issue	 	Target Resolution
	Severity Level	 	Hours)	 	Call Hours)	 	Status	 	Time
	1

	 	1 hour
	 	2 hours
	 	Hourly
	 	24 hours
	 

	 	 
	 	 
	 	 
	 	 
	 
	 	 	 	 	 	 	 	 
	2

	 	4 hours
	 	8 hours
	 	Daily
	 	2 days
	 

	 	 
	 	 
	 	 
	 	 
	 
	 	 	 	 	 	 	 	 
	3

	 	1 day
	 	2 days
	 	Every 2 days
	 	5 days
	 

	 	 
	 	 
	 	 
	 	 
	 
	 	 	 	 	 	 	 	 
	4

	 	N/A
	 	N/A
	 	Monthly
	 	As scheduled
	 

	 	 
	 	 
	 	 
	 	 

Note: Days indicate business days rather than calendar days.

Support for all services shall be 24 hours a day and 7 days a week. Help Desk
Coverage will be provided during Normal Business Hours, defined as Monday through
Friday, 9:00am (ET) through 5:00pm (ET), except normal business holidays. On-Call
Hours are Monday through Friday, 5:00pm (ET) through 9:00am (ET), Saturday, Sunday,
and Holidays.

	 	b.	 	Reporting of Support Requests

Reporting on outstanding Support Requests will occur in two manners. First, open
tickets with the latest status may be viewed in the “SIT” system, either
individually or in aggregate. Secondly, a status on open tickets will be made via
email, telephone conference, or other communication among interested parties as
arranged between Edentify and Seisint at the time of an incident according to the
schedule in the above table.

	 	c.	 	Escalation Procedures

Should Response Times, Issue Status Updates, or Target Resolution Times not be met,
Edentify may choose to escalate a Support Request.

3. Weekly Maintenance Window: The Weekly Maintenance Window is Saturday from Midnight to Sunday
1:00 am (EDT). The regular maintenance window timeframe, day of week or time of day may be changed
by Seisint with the consent of FIC, which consent shall not be unreasonably withheld. Seisint
reserves the right to expand the Maintenance Window to 3 hours with 3 business days notice, and 6
hours with 7 business days notice, both Maintenance Window exceptions starting at Midnight on
Saturday (EDT).

	 	a.	 	Online System Availability: The online System Availability shall be 98%
per month, as calculated by measuring the average time per month that all material
functions of the online system are operating at a Seisint location without error;
provided, however, that in calculating System Availability the Weekly Maintenance Window
or any other emergency down time shall not be included in the computation.

	 	b.	 	Uptime Requirements: The system uptime requirement will be 99.7% per
month excluding scheduled maintenance windows.

	 	c.	 	Security:

Seisint takes a strong stance on security to insure the confidentiality and
integrity of data. Control methodologies are used physically, technologically, and
administratively to guard against unauthorized use of data, while balancing the need
for availability per business case. Various procedures incorporate authentication,
authorization, and accounting practices to provide insight to prevent, detect, react,
and mitigate risks as they arise. The corporate infrastructure is continually evaluated
internally and by third party with the goal of enhancing security while providing high
availability and quality for customers. Seisint has met or exceeded control
requirements defined by business partners and third party review.

13

PhysicalFacility

Comprehensive monitoring capabilities exist throughout the Seisint facility, which
are monitored by armed guard “24 x 7”. Access to different sections within the facility
is based on least privilege and requires various levels of authentication. The main
data center is housed in a “category 5”, hurricane proof, concrete structure and is
duplicated by a hot stand-by site elsewhere in the country. Redundant infrastructure
exists to provide high availability from power generation and fire suppression to
computing hardware and Internet bandwidth.

Technological

Seisint uses a multi-layered technical approach in securing data. Preventive and
detective technologies exist to mitigate risk throughout the network, on systems, and
for thwarting malicious-code. Dedicated circuits as well as standard encryption
methodologies are used to transport data from Seisint systems to customers. Highly
qualified staff administer and monitor all technical controls, and execute appropriate
risk mitigation procedures as new vulnerabilities or threats define. Change control
procedures exist to provide stability and technical controls are audited periodically
by both internal staff and third party.

Administrative

Administratively, Seisint conducts background investigations and reference checks
on personnel as a part of due diligence in the employment process. All personnel in the
company are also required to sign a confidentiality and non-compete agreement.

Overall, Seisint has a solid security posture, ensuring that data is secured to a
high degree.

Confidentiality

Notwithstanding anything to the contrary herein, Edentify may disclose the terms of the
Service Levels set forth in this Appendix 1 (without disclosing Seisint as the contracting
party) to customers or clients who have entered into a written confidentiality agreement with
Edentify protecting such disclosure.

14EX-10.1

PLEASE NOTE THAT CERTAIN MATERIAL HAS BEEN OMITTED AND NOTED AS “REDACTED” PURSUANT TO A
REQUEST FOR CONFIDENTIAL TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY WITH THE SECURITIES
AND EXCHANGE COMMISSION.

AMENDED AND RESTATED MARKETING AGREEMENT

This Amended and Restated Marketing Agreement (this “Agreement”), dated as of April 7,
2006 (the “Effective Date”), is between EDENTIFY, INC., a Delaware corporation located at
74 W. Broad Street, Suite 350, Bethlehem, Pennsylvania 18018 (“Edentify”), and TRILEGIANT
CORPORATION, a Delaware corporation located at 100 Connecticut Avenue, Norwalk, Connecticut 06850
(“Trilegiant”).

W I T N E S S E T H

WHEREAS, Edentify has developed a process known as IDBenchmarkTM used to assess and score the
risk of fraud associated with specific manipulated identities and incorporated in the following
Edentify products: IDAssessTM, IDScreenTM and IDAlertTM, each of which are automated systems that
detect, analyze and score inconsistencies in a consumer’s personal information profiles (together
with IDBenchmarkTM, each, a “Product” and, collectively, the “Products”); and

WHEREAS, Edentify desires Trilegiant to, and Trilegiant desires to, market the Products to
members (collectively, the “Members”) of its membership programs (including, but not
limited to, PrivacyGuard, PC Safety, ID Secure, Identity Sweep, Hotline and any program(s)
established by Trilegiant on or subsequent to the Effective Date, collectively, the
“Programs”), subject to the terms and conditions of this Agreement;

WHEREAS, Edentify and Trilegiant previously entered into that certain Marketing Agreement,
dated as of April 7, 2006 (the “Original Marketing Agreement”); and

WHEREAS, Edentify and Trilegiant desire to amend and restate the Original Marketing Agreement
in its entirety as set forth below.

NOW, THEREFORE, in consideration of the premises and of the mutual covenants and conditions
contained in this Agreement, and for other good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, Edentify and Trilegiant hereby agree as follows:

1. Non-Solicitation; Non-Competition; Acquisition Notification.

(a) At any time during the Term (as defined herein), Edentify shall not, either by itself or
in conjunction with any third party, use direct mail, outbound telemarketing, inbound
telemarketing, internet marketing or marketing via email to knowingly solicit or knowingly permit
the solicitation of a Member for any Product until the earliest of the following: (i) such Member’s
membership in the related Program expires, (ii) such Member’s membership in the related Program is
cancelled by Trilegiant or pursuant to Trilegiant’s written instruction, or (iii) for one hundred
and eighty (180) days after such Member’s membership in the related Program is cancelled by such
Member.

(b) At any time during the Term, Edentify shall not, either by itself or in conjunction with
any third party, without Trilegiant’s prior written consent, market, sell or otherwise agree to
provide any Product, or license any Edentify Intellectual Property (as defined herein), to or
through (i) any of Trilegiant’s clients listed on Schedule 1(b)-1 attached hereto (each, a
“Trilegiant Restricted Client” and, collectively, the “Trilegiant Restricted
Clients”) in respect of consumer marketing, or (ii) any of Trilegiant’s competitors listed on
Schedule 1(b)-2 attached hereto (collectively, the “Trilegiant Competitors”). Trilegiant
shall have the right, during the Term, to add three (3) additional entities (“Trilegiant
Additional Entities”) to each list of entities set forth on each of Schedule 1(b)-1 and
Schedule 1(b)-2 by providing thirty (30) days’ advance written notice to Edentify in respect
thereof. Notwithstanding anything herein to the contrary, subject to the following sentence,
Trilegiant shall not be permitted to add any entity as a Trilegiant Additional Entity if Edentify
has an existing business relationship with such entity as of the date that Trilegiant seeks to add
such entity. Edentify shall notify Trilegiant, in writing, within five (5) business days of
receiving notice from Trilegiant of the proposed Trilegiant Additional Entities in the event that
such a business relationship exists, and such written notice shall attach documentation, reasonably
satisfactory to Trilegiant, supporting the existence of such business relationship.

(c) At any time during the Term, Trilegiant shall not, either by itself or in conjunction with
any third party, without Edentify’s prior written consent, market, sell or otherwise agree to
provide any Product (other than any MyPublicInfo, Inc. (“MPI”) product containing a Product
or Products or data in respect of a Product or Products), or license any Edentify Intellectual
Property (as defined herein), to or through (i) any of Edentify’s clients listed on Schedule 1(c)-1
attached hereto (each, an “Edentify Restricted Client” and, collectively, the “Edentify
Restricted Clients”) in respect of consumer marketing, or (ii) any of Edentify’s competitors
listed on Schedule 1(c)-2 attached hereto (collectively, the “Edentify Competitors”).
Edentify shall have the right, during the Term, to add three (3) additional entities (“Edentify
Additional Entities”) to each list of entities set forth on each of Schedule 1(c)-1 or Schedule
1(c)-2 by providing thirty (30) days advance written notice to Trilegiant in respect thereof.
Notwithstanding anything herein to the contrary, subject to the following sentence, Edentify shall
not be permitted to add any entity as an Edentify Additional Entity if Trilegiant has an existing
business relationship with such entity as of the date that Edentify seeks to add such entity.
Trilegiant shall notify Edentify, in writing, within five (5) business days of receiving notice
from Edentify of the proposed Edentify Additional Entities in the event that such a business
relationship exists, and such written notice shall attach documentation, reasonably satisfactory to
Edentify, supporting the existence of such business relationship.

(d) Standstill in Event of Competitor Acquisition Offer. In the event that, during
the Term, Edentify receives and entertains an offer from any Trilegiant Competitor to engage in a
transaction that would result in a change of more than fifty percent (50%) of the voting control of
Edentify or to acquire substantially all of the assets that are necessary for Edentify to
commercially exploit the Products in its ordinary course of business (an “Acquisition
Offer”), and subsequently files a Current Report on Form 8-K related to the Acquisition Offer
(the “Acquisition 8-K”) with the United States Securities and Exchange Commission, Edentify
shall promptly inform Trilegiant of such filing and provide Trilegiant, within one (1) business day
after such filing, a copy of the Acquisition 8-K. Edentify shall not, thereafter, execute a binding
definitive agreement to consummate the transaction with such party that is the subject of the
Acquisition Offer, unless and until the following conditions have been satisfied or waived by
Trilegiant: (i) Trilegiant shall have five (5) calendar days from the date Edentify delivers a
copy of the Acquisition 8-K to Trilegiant to inform Edentify in writing whether it has a good faith
interest in acquiring Edentify (such notification, an “Acquisition Interest Notification”),
(ii) Trilegiant shall be given an opportunity and an additional fifteen (15) calendar days
thereafter to conduct its own due diligence on Edentify (and Edentify shall reasonably cooperate in
such due diligence, including making relevant files and records available to Trilegiant) and, in
Trilegiant’s sole discretion, but not later than the twentieth (20th) day after Trilegiant
commences its due diligence on Edentify as stated above, Trilegiant may extend to Edentify a
written offer of acquisition on terms no less favorable than those set forth in the offer from the
Trilegiant Competitor, and (iii) Edentify shall have ten (10) calendar days from the date of
receipt of Trilegiant’s offer, if any, to accept or reject such offer, in writing.

Notwithstanding anything contained in this paragraph 1(d), Edentify shall not be obligated to
take any actions that would cause Edentify to be in violation of Nevada Corporate Code, the
Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, the
regulations thereunder or other applicable federal or state securities laws or regulations.

2. Marketing; Branding.

(a) Trilegiant shall, in its sole discretion, market the Products to Members. Trilegiant’s
agreement to market the Products is non-exclusive, and, therefore, (i) subject to Sections 1(a) and
1(b) hereof, Edentify may engage third parties to market the Products and (ii) Trilegiant may offer
other products and/or services, whether or not the same or substantially similar to a Product, at
any time during or after the Term. The application of a link on Program websites to websites owned
or managed by MyPublicInfo, Inc. (“MPI”), and the use of a Product as a benefit in respect
of a Program or as a stand-alone product for a newly-established Program shall be determined by
Trilegiant in its sole discretion. Trilegiant shall consult with, and obtain the written consent
of, Edentify in the event that Trilegiant desires to apply a link on Program websites to
www.edentify.us (the “Edentify Website”). If requested, Edentify shall consult
with Trilegiant in the development of a plan for marketing the Products to Members, whether such
assistance is directly with Trilegiant or any of its clients or partners.

(b) Trilegiant shall have the right, in its sole discretion, to establish and create, during
the Term, multiple unique branding or co-branding of the Products (such unique brand and co-branded
names, collectively, the “Trilegiant Brand Names”). If requested, Edentify shall consult
with Trilegiant in connection therewith. Trilegiant shall have the right, in its sole discretion,
to market the Products to Members under the Trilegiant Brand Names. To the extent Trilegiant is
working directly with Edentify in respect of the Products, the parties hereto shall mutually agree
upon the development, use and implementation of the Trilegiant Brand Names.

3. Provision of Services; Service Level Standards; Source Code.

(a) Edentify shall provide to (A) all Members that purchase the Products as contemplated
pursuant to this Agreement, (B) all Members that are entitled to use of the Products as Members of
a Program offering the Products as a benefit of such Program and (C) all Members of a
newly-established Program offering the Products as a stand-alone benefit the following:

(i) the Products as described on the Edentify Website;

(ii) Scoring services substantially meeting the functional and technical specifications of
Edentify solutions as set forth on the attached Schedule 3(b); and

(iii) all intellectual property licenses set forth and described herein (including, without
limitation, Section 11).

(c) Edentify shall notify Trilegiant, in writing, ninety (90) days prior to the effective date
of any material modification of the functional specifications of any Product. Except as may be
required by law, Edentify shall not materially diminish the benefits of any Product without the
prior written approval of Trilegiant. To the extent any obligation of Edentify under this Section
3(b) is qualified by the contrary requirements of applicable law or regulation, Edentify shall use
its best efforts to minimize the amount and/or effect of any such restrictions (to the extent
permitted by applicable law or regulation) and shall reasonably cooperate with Trilegiant in
connection therewith.

(d) Each Product shall comply with the standards and requirements set forth in this Agreement.
Edentify shall provide the Products through qualified personnel and shall appoint a designated
project manager as a primary point of contact for Trilegiant. Edentify shall provide the Products
with due diligence and in a professional and workmanlike manner. Except as otherwise specifically
stated in this Agreement, each Product shall be provided to Members with the same warranty as is
provided to other Edentify customers of such Product. Edentify shall use its best efforts
continuously throughout the Term to ensure that each Product is substantially and in the aggregate
no less valuable to Members than such Product is to other Edentify consumers on the Effective Date.

(e) In performing its obligations hereunder, Edentify shall comply with the service level
standards set forth below and elsewhere herein (collectively, the “Service Level
Standards”). Edentify shall ensure sufficient capacity and system redundancy to ensure
ninety-nine point five percent (99.5%) uptime of the Edentify Website as measured on a monthly
basis; provided, however, that the uptime measurement shall not include downtime
attributable to scheduled maintenance of which Edentify has provided Trilegiant with at least seven
(7) days advance written notice (“Uptime Requirement”). Scheduled maintenance outages will
be limited to two 2-hour outages per month and will be scheduled between 2:00 a.m. — 6:00 a.m. EST.
Edentify shall use its best efforts to ensure that downtime for scheduled maintenance will
minimize disruption of service. In the event that the Edentify Website is not functional, Edentify
will promptly notify MPI. The material failure by Edentify to meet the Uptime Requirement in two
consecutive calendar months shall be deemed a material breach of this Agreement. In addition,
Edentify shall (1) use best efforts to ensure compliance with a mutually agreed-upon file format,
and to the extent Edentify does not so comply, Edentify shall have twenty-four (24) hours to cure
such non-compliance in all respects, and (2) use best efforts to achieve a goal of a maximum of two
(2) hours for disaster recovery (i.e., resumption of basic business functionality).

(f) No later than fifteen (15) business days following the Effective Date and, to the extent
any material changes have been made thereto, on each anniversary of the Effective Date during the
Term, Edentify shall deliver to an independent third-party escrow agent, to be mutually agreed upon
by the parties hereto (the “Escrow Agent”), a copy of the source code form of each
Product’s software (including any comments or documentation available with respect thereto), a
listing thereof, batch processes and database schemas (collectively, the “Delivered
Material”). The Delivered Material shall be provided in a sealed package which shall only be
delivered to Trilegiant pursuant to the terms of the Escrow Agreement among Edentify, as depositor,
Trilegiant, and beneficiary, and the Escrow Agent (the “Escrow Agreement”). If the Release
Condition (as defined in Section 3(g) below) occurs, Edentify shall use its best efforts to
instruct Trilegiant in the operation of the Products and the Delivered Material. Such efforts
shall include, but not be limited to, (i) identifying to Trilegiant any third party service
providers who provide services with respect to operation and functioning of the Products, (ii) upon
the request of Trilegiant and to the extent not prohibited by Edentify’s contractual
confidentiality obligations, providing a copy of any agreements with such third party service
providers and any related documentation to Trilegiant, and (iii) upon the request of Trilegiant,
making best efforts to organize meetings between a Trilegiant representative and a Edentify
representative and/or third party service provider representative with respect to the operation and
functioning of the Products. Furthermore, in the event that the Release Condition occurs, Edentify
shall use its best efforts in assisting Trilegiant in obtaining similar support for the Products
and the Delivered Material from such third party provider as Edentify is receiving prior to such
Release Condition.

(g) Edentify hereby grants to Trilegiant a perpetual, limited, non-transferable,
non-exclusive, royalty-free license to use the Delivered Material for the purpose of providing the
Products to Members if Edentify ceases doing business and its business is not continued by another
entity (the “Release Condition”). Pursuant to the Escrow Agreement, upon the occurrence of
a Release Condition, Trilegiant shall send the Escrow Agent a release request (the “Release
Request”). Upon receipt of the Release Request, the Escrow Agent shall, within five (5)
business days, deliver a written notice of such request to Edentify (the “Notice of Release
Request”). Pursuant to the Escrow Agreement, Edentify shall have ten (10) business days to
deliver contrary instructions to the Escrow Agent (“Contrary Instructions”). Upon receipt
of Contrary Instructions, if any, the Escrow Agent will be required to send a copy of the Contrary
Instructions to Trilegiant and store the Delivered Material without release pending either (i)
joint instructions from Edentify and Trilegiant that accept release of the Delivered Material or
(ii) receipt of an order from a court of competent jurisdiction.

(h) All rights and licenses granted under or pursuant to this Agreement by Edentify to
Trilegiant are, and shall otherwise be deemed to be, for purposes of Section 365(n) of the United
States Bankruptcy Code (the “Code”), licenses to rights to “intellectual property” as
defined under the Code. The parties hereto agree that Trilegiant, as a limited licensee of such
rights under this Agreement, shall retain and may fully exercise all of its rights and elections
under the Code. The parties hereto further agree that, in the event of the commencement of
bankruptcy proceedings by or against Edentify under the Code, Trilegiant shall be entitled to
retain all of its rights under this Agreement.

4. Customer Service Obligations. Members entitled to use the Products as a Member of
a Trilegiant Edentify Program (as defined below) shall be directed to Trilegiant’s customer service
department regarding all questions or problems relating to the Products. Edentify agrees to
provide training as of the Effective Date and on an ongoing basis throughout the Term to
Trilegiant’s customer service department staff on Edentify and the Products needed by such staff to
provide adequate customer service to Members. The dates, location and amount of training shall be
jointly determined. Edentify reserves the right, however, to charge for such training in the event
that such costs become greater than incidental to Edentify. In such event, Edentify will provide
Trilegiant with forty-five (45) days advance written notice thereof. As used herein, a
“Trilegiant Edentify Program” shall mean (i) any Program containing a Product as one of
many, or as the sole, benefit offered to Members of such Program, (ii) any Program, the website of
which provides a link to the Edentify Website or otherwise contains other marketing materials
relating to Edentify.

5. Confidentiality.

(a) Member Information. All personally identifiable information, including name,
address, telephone number, social security number and unique account information, of Members
created through their use of a Product in connection herewith (collectively, “Member
Information”), shall be owned by, and be the Confidential Information (as defined below) of,
Trilegiant. All personally identifiable information, including name, address, telephone number,
social security number and unique account information, of any customers of Edentify other than
Members shall be the Confidential Information of Edentify. The Receiving Party (as defined below)
will treat all such Confidential Information in accordance with the provisions of Section 5(b)
below. All Member Information shall at all times be subject to the terms of the privacy policy
posted on the Edentify Website which shall be in a form mutually agreed to by the parties.

(b) Confidential Information. Each party agrees that the marketing materials,
information and techniques provided by the other party (the “Disclosing Party”) with
respect to marketing of the Products hereunder, and all other proprietary non-public information
provided by the Disclosing Party to the other party (the “Receiving Party”) hereunder,
whether oral or written, and whether or not labeled as confidential by such party
(“Confidential Information”), is confidential and proprietary to the Disclosing Party and
is received in confidence by the Receiving Party, and the Receiving Party will not, directly or
indirectly, use, disclose, reproduce, dispose of, sell or otherwise transfer such information in
any manner except as required to perform such party’s obligations hereunder or as otherwise
expressly provided herein. Notwithstanding the foregoing, Confidential Information does not
include information which: (i) is in the public domain at the time of the Disclosing Party’s
communication to the Receiving Party; (ii) entered the public domain through no fault of the
Receiving Party subsequent to the time of the Disclosing Party’s communication thereof to the
Receiving Party; (iii) was in the Receiving Party’s possession, free of any obligation of
confidence, at the time of the Disclosing Party’s communication thereof to the Receiving Party;
(iv) was rightfully communicated to the Receiving Party free of any obligation of confidence
subsequent to the time of the Disclosing Party’s communication thereof to the Receiving Party; or
(v) was developed by employees or agents of the Receiving Party, independently of and without
reference to the Confidential Information.

(c) Confidentiality Obligation. Each Disclosing Party’s Confidential Information
shall at all times remain the sole and exclusive property of such Disclosing Party, and each
Receiving Party shall indefinitely: (i) exercise the same degree of care and protection (but no
less than a reasonable degree of care and protection) with respect to the Confidential Information
of the other as such Receiving Party exercises with respect to its own information of a like
nature; (ii) not directly or indirectly disclose, copy, transfer or allow access to any of the
Confidential Information; and (iii) not utilize any of the Confidential Information for any purpose
other than as authorized in this Agreement. Notwithstanding the foregoing, a Receiving Party may,
in turn, disclose the Confidential Information of a Disclosing Party to those of its employees or
third-parties performing services for the Receiving Party directly related to the purposes of this
Agreement that have both a need to know, and a legal duty to the Receiving Party to protect, said
Confidential Information, and to its professional advisors. Because of the unique nature of the
Confidential Information, each party acknowledges that the other may suffer irreparable harm in the
event of a breach by it of any obligation provided in this Section 5 and that any remedy at law for
any breach of any obligation provided in this Section 5 may be inadequate. In the event of such a
breach, the non-breaching party will, in addition to any other remedies at law, be entitled to seek
injunctive or other equitable relief, without the necessity of posting bond. The exercise of any of
the foregoing rights and remedies are cumulative and not exclusive of any other rights or remedies.

(d) Limited Exceptions. Nothing in this Agreement shall prevent either party from
disclosing Confidential Information to the extent that it is legally compelled to do so by any
governmental investigative or judicial agency pursuant to proceedings over which such agency has
jurisdiction; provided, however, that prior to any such disclosure, the party
shall: (i) assert the confidential nature of the Confidential Information to the agency; (ii) to
the extent legally permissible, promptly notify the other party of the agency’s order or request to
disclose; and (iii) reasonably cooperate with the other party to protect against any such
disclosure and/or obtain a protective order narrowing the scope of the compelled disclosure and
protecting its confidentiality.

(e) Return of Confidential Information. Upon termination of the license rights
granted hereunder, each Receiving Party shall promptly return to the Disclosing Party all materials
that were delivered to it by the Disclosing Party, including, without limitation, all tangible
forms of Confidential Information and any copies thereof. Upon return thereof, each Receiving
Party shall cause one of its officers or principals to certify to the Disclosing Party in writing
that it has complied with this Section 5(e).

6. Representations, Warranties and Covenants.

(a) Edentify’s Representations, Warranties and Covenants. Edentify represents,
warrants and covenants that: (i) it is duly qualified and licensed to do business and to carry out
its obligations under this Agreement and that, entering into this Agreement does not violate any
law, regulation, third party right, license or agreement to which it is a party; (ii) in fulfilling
its obligations pursuant to this Agreement and in obtaining any and all information, content and
data in respect of the Products, it will comply with all federal and state laws, rules and
regulations applicable to Edentify (including without limitation, if applicable to Edentify, the
Children’s Online Privacy Protection Act of 1998 and regulations promulgated thereunder) and
Edentify’s privacy policy applicable to the Products attached hereto as Schedule 6(a) (the
“Edentify Privacy Policy”); and (iii) to the extent Trilegiant is working directly with
Edentify in respect of the Products, each Product, as provided under this Agreement, shall be (A)
materially free from defects in title, design, material and workmanship, and (B) in conformance
with applicable law, the Service Level Standards and any other requirements of this Agreement.

(b) Trilegiant’s Representations, Warranties and Covenants. Trilegiant represents,
warrants and covenants that: (i) it is duly qualified and licensed to do business and to carry out
its obligations under this Agreement and that entering into this Agreement does not violate any
law, regulation or agreement to which it is a party; and (ii) in fulfilling its obligations
pursuant to this Agreement, it will comply with all applicable federal and state laws, rules and
regulations (including without limitation the Children’s Online Privacy Protection Act of 1998 and
regulations promulgated thereunder) and the Edentify Privacy Policy.

7. Payments.

(a) License Fee. To the extent Trilegiant conducts, in its sole discretion, a
successful security audit of Edentify’s business practices in accordance with Section 12 hereof
prior to the Effective Date, Trilegiant shall pay Edentify a license fee in an amount equal to
[REDACTED] (the “License Fee”) as follows: (i) [REDACTED] payable within thirty (30) days
of the Effective Date; and (ii) [REDACTED] payable on each anniversary date of the Effective Date
during the Term.

(b) Monthly Payments. Trilegiant shall pay Edentify, on the fifteenth
(15th) business day of each calendar month during the Term, monthly fees in respect of
active Members of Trilegiant Edentify Programs as of the immediately preceding calendar month (the
“Determination Month”) in accordance with the following chart:

[TABLE REDACTED]

*To be calculated on the first day of the applicable Determination Month.

**Pricing hereunder is incremental. For the avoidance of doubt, if there are 1,000,000
Members in the aggregate in Trilegiant Edentify Programs, Trilegiant will be obligated to
pay Edentify as follows:

[REDACTED]

(c) Research and Development. To the extent (i) Edentify approaches Trilegiant or
(ii) Trilegiant approaches Edentify with an idea for a new product, service or benefit, and
Trilegiant subsequently agrees to fund the research and development by Edentify of such product,
service or benefit, once developed, Trilegiant shall have the exclusive right to such product,
service or benefit and no other entity or individual shall have the right to purchase, use or
otherwise be entitled to such product, service or benefit without Trilegiant’s prior written
consent.

8. Reporting.

(a) To the extent Trilegiant is working directly with Edentify in respect of the Products,
Edentify shall prepare, and on each Friday during the Term, deliver to Trilegiant, a report
detailing, for the immediately preceding week, web site performance statistics which include, but
are not limited to, the following information: (i) the number of times a person connects to the
Edentify Website, (ii) the origin of all connections to the Edentify Website (i.e., what specific
Program website link did the person connect to the Edentify Website from), (iii) the number of
persons that connect to the Edentify Website, (iv) the number of unique persons that connect to the
Edentify Website, and (v) the number of Products ordered by Product.

(b) To the extent Trilegiant is working directly with Edentify in respect of the Products,
Edentify shall prepare, and on the fifth (5th) business day of each calendar month
during the Term, deliver to Trilegiant, a report detailing, for the immediately preceding calendar
month, (i) a summary of the weekly website performance statistics set forth in Section 8(a) above,
and (ii) the number of Products ordered by Product.

9. Indemnification.

(a) Mutual Indemnification Obligations. Each party (the “Indemnifying Party”)
shall indemnify, defend and hold harmless the other party, its parents, subsidiaries, affiliates,
directors, officers, employees, agents and subcontractors (any such party seeking indemnification,
the “Indemnified Party”) from and against any and all liabilities, losses, damages and
expenses (including reasonable attorneys’ fees and expenses) arising from or relating to (i) any
claim arising with respect to any breach of this Agreement by the Indemnifying Party, or (ii) any
legal claim, defense, demand, offset, counterclaim, right or cause of action asserted, instituted
or threatened against the Indemnified Party (a “Claim”) made by any customer, Member,
governmental authority or third party to the extent arising out of the operations or activities of
the Indemnifying Party in connection with this Agreement.

(b) Edentify Indemnification Obligations. Edentify shall indemnify, defend and hold
harmless Trilegiant, its parents, subsidiaries, affiliates, directors, officers, employees, agents,
subcontractors and the Members from and against any and all liabilities, losses, damages and
expenses (including reasonable attorneys’ fees and expenses) arising from or relating to (i) the
injury of or damage to any person or real or tangible property to the extent such injury or damage
arises out of the acts or omissions of Edentify, its employees, agents and/or subcontractors,
whether in connection with their performance under this Agreement or not, or (ii) any claim that a
Product or the intellectual property associated therewith infringe upon or are a misappropriation
of the proprietary rights of any third party.

(c) Trilegiant Indemnification Obligations. Trilegiant shall indemnify, defend and
hold harmless Edentify, its parents, subsidiaries, affiliates, directors, officers, employees,
agents, subcontractors from and against any and all liabilities, losses, damages and expenses
(including reasonable attorneys’ fees and expenses) arising from or relating to the injury of or
damage to any person or real or tangible property to the extent such injury or damage arises out of
the acts or omissions of Trilegiant, its employees, agents and/or subcontractors, whether in
connection with their performance under this Agreement or not.

(d) Indemnification Procedures. The Indemnified Party will notify the Indemnifying
Party in a reasonably prompt manner of any Claim for which the Indemnified Party is seeking
indemnification pursuant to this Section 9. The Indemnifying Party may thereafter assume control of
such Claim, provided that the Indemnified Party will have the right to participate in the
defense or settlement of such Claim. Neither the Indemnifying Party nor the Indemnified Party may
settle such Claim or consent to any judgment with respect thereto without the consent of the other
party hereto (which consent may not be unreasonably withheld or delayed). The Indemnified Party
will provide the Indemnifying Party with a reasonable amount of assistance in connection with
defending or settling any such Claim.

10. Limitations on Liability.

(a) No Consequential Damages. EXCEPT (I) IN CONNECTION WITH ANY BREACH OF SECTION 5
OR (II) FOR AMOUNTS PAYABLE IN CONNECTION WITH A PARTY’S INDEMNITY OBLIGATIONS UNDER SECTION 9, IN
NO EVENT WILL EITHER PARTY HERETO BE LIABLE TO THE OTHER FOR ANY SPECIAL, INDIRECT, INCIDENTAL,
CONSEQUENTIAL OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE OR ANTICIPATED
PROFITS OR LOST BUSINESS), EVEN IF SUCH PARTY HAS BEEN OR WILL HAVE BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES.

(b) Limitation of Liability. EXCEPT (I) IN CONNECTION WITH ANY BREACH OF SECTION 5,
(II) FOR AMOUNTS PAYABLE IN CONNECTION WITH A PARTY’S INDEMNITY OBLIGATIONS UNDER SECTION 9, OR
(III) IN CONNECTION WITH A PARTY’S ACT OF GROSS NEGLIGENCE, WILLFUL MISCONDUCT OR VIOLATION OF LAW
IN THE PERFORMANCE OR NONPERFORMANCE OF ITS OBLIGATIONS UNDER THIS AGREEMENT, IF EITHER PARTY SHALL
BE LIABLE TO THE OTHER PARTY FOR ANY MATTER RELATING TO OR ARISING FROM THIS AGREEMENT, WHETHER
BASED UPON AN ACTION OR CLAIM IN CONTRACT, EQUITY, NEGLIGENCE, INTENDED CONDUCT OR OTHERWISE
(INCLUDING ANY ACTION OR CLAIM ARISING FROM THE ACTS OR OMISSIONS, NEGLIGENT OR OTHERWISE, OF THE
LIABLE PARTY), THE AGGREGATE AMOUNT OF DAMAGES RECOVERABLE AGAINST THE LIABLE PARTY WITH RESPECT TO
ANY AND ALL BREACHES, PERFORMANCE, NONPERFORMANCE, ACTS OR OMISSIONS HEREUNDER WILL NOT EXCEED
[REDACTED].

11. Intellectual Property; Intellectual Property Representation and Warranty.

(a) Edentify specifically acknowledges that this Agreement does not confer upon Edentify any
interest in or right to use any trademark, service mark or other intellectual property right of
Trilegiant or its affiliates, including, without limitation, the Trilegiant Brand Names, any
solicitation and/or fulfillment materials prepared by Trilegiant with respect to the Products and
any other creative materials prepared by Trilegiant used to market and/or fulfill the Products to
the Members (collectively, the “Trilegiant Intellectual Property”), in connection with the
Products unless Edentify receives the prior written consent of Trilegiant. The Trilegiant
Intellectual Property is and will remain the property of Trilegiant, and Trilegiant will own and
control all right, interest and title (including copyrights, trademarks, patents, service marks and
all other proprietary rights) in, to and under the Trilegiant Intellectual Property. Edentify
agrees that upon termination of this Agreement, Edentify shall immediately cease and discontinue
all use of the Trilegiant Intellectual Property. Further, if Edentify wishes to utilize the
Trilegiant Intellectual Property in advertising or promotional materials, it must submit such
materials to Trilegiant for final approval before utilizing them. In no event may Edentify or any
person or entity affiliated or associated with Edentify utilize the Trilegiant Intellectual
Property in connection with any products or services other than the Products.

(b) Subject to the termination provisions set forth in Section 13, Edentify hereby grants to
Trilegiant a non-exclusive, revocable, royalty-free, worldwide license to the use, reproduce,
display, transmit and sublicense Edentify’s name (or any derivative thereof), URLs, issued patents,
trademarks, service marks, logos, photographs, menus, slogans, trade dress or other proprietary
descriptions or intellectual property owned by, licensed to or used by Edentify directly or
indirectly in connection with the Products, whether registered or unregistered (collectively, the
“Edentify Intellectual Property”) associated with the Products and the Delivered Material
during the Term in connection with Trilegiant’s promotion of the Products or inclusion of a Product
as a benefit of a Program, or otherwise in fulfillment of its obligations hereunder, including in
connection with its websites and in presentation material, both public and private, used by
Trilegiant. The Edentify Intellectual Property is and will remain the property of Edentify, and
Edentify will own and control all right, interest and title (including copyrights, trademarks,
patents, service marks and all other proprietary rights) with respect to the Edentify Intellectual
Property, including the Edentify brand name. Except as specifically set forth in this Agreement,
neither Trilegiant nor any Member shall acquire any right or license to any Edentify Intellectual
Property by virtue of this Agreement or otherwise and Trilegiant agrees to sign documentation
reasonably required to effect recording or protection of any such property, as reasonably requested
by Edentify. Trilegiant agrees that upon termination or material breach by Trilegiant of this
Agreement that remains uncured beyond the applicable cure period set forth in this Agreement,
Trilegiant shall immediately cease and discontinue all use of the Edentify Intellectual Property.
Further, if Trilegiant wishes to utilize the Edentify Intellectual Property in advertising or
marketing materials, it must submit such materials to Edentify for final approval before utilizing
them. Other than in connection with marketing or otherwise promoting any MPI product containing a
Product or Products, in no event may Trilegiant or any person or entity affiliated or associated
with Trilegiant utilize, nor shall Trilegiant cause any Member to utilize, the Edentify
Intellectual Property in connection with any products or services other than the Products.

(c) All marketing, promotional, solicitation, fulfillment and/or retention materials produced
by Trilegiant pursuant to this Agreement (other than rights in and to Edentify Intellectual
Property contained therein, if any) (the “Work”), shall be deemed a “work for hire”, and
Trilegiant shall own all right, title and interest in and to the Work. To the extent any Work is
not deemed a “work for hire” by operation of law, Edentify hereby irrevocably assigns, transfers
and conveys to Trilegiant all of its right, title and interest in and to such Work (other than
rights in and to Edentify Intellectual Property contained therein, if any), including, but not
limited to, all rights of patent, copyright, trade secret or other proprietary rights in such Work.
Edentify agrees to execute such other documents or take such other actions as Trilegiant may
reasonably request to perfect Trilegiant’s ownership of the Work

(d) Edentify hereby represents and warrants that (i) it is and will be the sole and exclusive
owner of the Edentify Intellectual Property, (ii) Edentify has and will have the right and power to
grant to Trilegiant the license to use and electronically publish same in the manner contemplated
herein and that such grant does not and will not (A) breach, conflict with, or constitute a default
under any agreement or other instrument applicable to Edentify or binding upon Edentify, or (B)
violate, infringe upon, or misappropriate any patent, trademark, trade name, trade secret, service
mark, copyright, or other proprietary right of any other person or entity, (iii) the Edentify
Intellectual Property is not the subject of any allegation or claim that, if true, would conflict
with Edentify’s obligations under this Agreement, (iv) the Edentify Intellectual Property is not
subject to any agreements or licenses to or from third parties that impose any obligations on
Trilegiant beyond Trilegiant’s obligations under this Agreement, and (v) Edentify has neither
assigned nor otherwise entered into an agreement by which it purports to assign or transfer to a
third party any right, title or interest in or to the Edentify Intellectual Property or any other
intellectual property right that would conflict with Trilegiant’s obligations under this Agreement
(collectively, any breach of this Section 11(d) shall be referred to herein as an
“Infringement”).

(e) If the normal operation, possession or use of the Edentify Intellectual Property by
Trilegiant is found to be an Infringement, or if Edentify believes that the Edentify Intellectual
Property is likely to do so, then Edentify shall, to the extent it is not liquidating its assets in
accordance with the Code, at its option and sole expense and at no additional charge to Trilegiant
(and in addition to any other rights available to Trilegiant under this Agreement): (i) procure
for Trilegiant the right to continue using the Edentify Intellectual Property as contemplated
hereunder; (ii) replace the Edentify Intellectual Property, by a compatible, functionally
equivalent and non-infringing Edentify Intellectual Property; (iii) modify the Edentify
Intellectual Property to eliminate any Infringement, provided that the modified Edentify
Intellectual Property’s functionality shall remain the same as set forth in the applicable
specifications; (iv) replace the Edentify Intellectual Property with non-Infringing services,
deliverables, and/or work product, provided that the suitability, compatibility, and functionality
of the replacement services, deliverables, and/or work product shall remain the same as set forth
in the applicable specifications; or (v) obtain a license for Trilegiant to continue use of the
Edentify Intellectual Property for the Term and Edentify shall pay for any additional fee required
for such license. If none of the foregoing alternatives are possible even after Edentify’s best
efforts (but in no event more than ten (10) business days after receiving notice thereof), in
addition to any other rights available to Trilegiant under this Agreement, Trilegiant may terminate
the Agreement in accordance with Section 13 hereof, in which event Edentify shall promptly (but in
no event more than ten (10) business days) refund to Trilegiant a pro rata portion of the amounts
paid by Trilegiant to Edentify pursuant to Sections 7 hereof. To the extent an Infringement occurs
hereunder, and the parties hereto mutually agree, in good faith, to discontinue Trilegiant’s
marketing of the products in respect of such Infringement, the exclusivity terms set forth in
Section 1(b) hereof shall extend by the number of days such marketing has been discontinued and not
occurring.

(f) To the extent a Claim arises as a result of a misappropriation by a Member of Edentify
Intellectual Property, upon request by Edentify, Trilegiant shall reasonably cooperate with
Edentify in connection therewith.

12. Security Standards; Records; Audit Rights.

(a) Security Standards. Edentify shall comply with the security standards set forth
on Schedule 12(a) to this Agreement.

(b) Records. Each party will maintain, for a period of at least three (3) years after
the date on which they are generated and in a form reasonably promptly accessible to the other
party hereto, reasonably adequate records (including proof of purchase of the Products) relating to
its performance of its obligations under this Agreement.

(c) Audit. Upon five (5) business days’ prior written notice, each party, together
with such party’s representatives, will have the right, at its sole expense, upon reasonable notice
to other party and during the other party’s normal business hours, to inspect and copy the other
party’s data and records in order to verify that such other party’s performance hereunder has
complied with its obligations under this Agreement, and such other party will cooperate to the
extent reasonably requested in connection with any such inspection and copying. If an audit
conducted by or at the direction of either party reveals an underpayment to such party for a given
calendar year in an amount greater than five percent (5%) of funds owed during such period, then
such underpaying party shall, within thirty (30) days thereafter, reimburse the auditing party for
the expense of said audit in addition to the payment of such underpayment with interest computed at
two points above the Prime Rate as reported in the Wall Street Journal from the date such
underpaid amount was originally due until such amount is finally paid.

13. Term; Termination; Survival.

(a) Term; Renewal. The initial term of this Agreement shall commence on the Effective
Date and, unless terminated earlier pursuant to this Agreement, shall remain in effect until March
31, 2011 (the “Initial Term”). This Agreement shall automatically renew thereafter for
successive twelve (12)-month terms (each, a “Renewal Term” and, together with the Initial
Term, the “Term”), unless either party provides the other party with written notice of
non-renewal at least ninety (90) days before the expiration of the Initial Term or any Renewal
Term.

(b) Termination. This Agreement may be terminated: (i) by either party immediately,
upon written notice to the other party, in the event of fraud, bankruptcy, insolvency, liquidation
or willful misconduct by the other party; (ii) by either party upon thirty (30) days’ written
notice to the other party, in the event of a material breach by the other party in the performance
of its obligations hereunder, which breach is not cured by the other party within such thirty
(30)-day period; (iii) by Trilegiant immediately, upon written notice to Edentify, if Edentify has
entered into an agreement with a Trilegiant Competitor whereby such Trilegiant Competitor will
acquire control of Edentify; and (iv) by Edentify immediately, upon written notice to Trilegiant,
if Trilegiant has entered into an agreement with an Edentify Competitor whereby such Edentify
Competitor will acquire control of Trilegiant.

(c) Survival. Notwithstanding anything to the contrary contained in this Agreement,
the provisions set forth in Sections 4, 5, 6, 7, 9, 10, 11, 13, 14, 17 and 18 shall remain in full
force and effect indefinitely following any expiration or termination of this Agreement and Section
12 shall remain in full force and effect for the period specified in such Section.

(d) Obligations of Edentify Following Termination. No expiration or termination of
this Agreement will affect either (i) Trilegiant’s right, in its sole discretion, to extend or
renew any Member’s membership in a Program or (ii) except for termination resulting from (A) breach
of this Agreement by Trilegiant or (B) any misconduct or malfeasance in derogration of Edentify’s
proprietary rights by any Member, Edentify’s obligation to continue to service Members who have
purchased a Product or are entitled to use a Product, after the date of such expiration or
termination, each of which right and obligation will continue until the membership is canceled by
either the Member or Trilegiant or as otherwise mutually agreed to by the parties in writing.

14. Insurance.

(a) During the Term and for a period of not less than two (2) years after the termination or
expiration of this Agreement, Edentify shall secure and maintain (i) Statutory Workers’
Compensation in accordance with all federal, state and local requirements; (ii) comprehensive
general liability insurance on an occurrence basis (including, independent contractors,
contractual, personal injury, products and completed operations, and broad form property damage)
with combined single limits of not less than Two Million Dollars ($2,000,000) per occurrence; (iii)
Employer’s Liability in an amount not less that $1,000,000 per occurrence covering bodily injury by
accident or disease, including death; and (iv) Professional Liability/Errors and Omissions
Liability coverage, covering acts, errors, omissions, and equipment/machine malfunctions arising
out of Edentify’s operations or the Products in an amount of not less than Two Million Dollars
($2,000,000).

(b) Edentify shall have provided Trilegiant on or before the Effective Date with certificates
of insurance evidencing compliance with the immediately foregoing provisions and, with respect to
the liability insurance certificate, identifying Trilegiant and its affiliates as additional
insureds under Edentify’s liability insurance policy. Edentify shall promptly provide Trilegiant
with insurance certificates subsequently upon any material diminution of any of the aforesaid
coverage amounts.

15. Assignment. This Agreement may not be assigned, in whole or in part, by either
party without the prior written consent of the non-assigning party, except where such assignment or
other transfer is to a corporation (or other entity) that is an affiliate of such party. Neither
party shall delegate or subcontract any material portion of its duties hereunder to an unaffiliated
third party (other than a corporation (or other entity) that is an affiliate) without the prior
written consent of the non-delegating or non-subcontracting party which consent shall not be
unreasonably withheld, conditioned or delayed. Subject to the restrictions contained in this
Section 15, the terms and conditions of this Agreement shall bind and inure to the benefit of each
of the permitted successors and assigns of the parties hereto.

16. Notices. Any notice or other communication given under this Agreement will be in
writing and will be delivered by hand, sent by facsimile transmission (provided
acknowledgment of receipt thereof is delivered to the sender), sent by certified, registered mail
or sent by any nationally recognized overnight courier service to the following addresses:

	 	 	 
	For Trilegiant:

	 	For Edentify:
	 

	 	 
	 
	 	 
	Trilegiant Corporation

100 Connecticut Avenue

Norwalk, Connecticut 06850

Attention: Nancy DiSpirito

Title: Senior Vice President

Telephone: (203) 956-1000

Facsimile: (203) 956-8789

	 	Edentify, Inc.

74 W. Broad Street, Suite 350

Bethlehem, Pennsylvania 18018

Attention: Terrence DeFranco

Title: Chief Executive Officer

Telephone: (610) 814-6830

Facsimile: (610) 814-6836
	 
	 	 
	With a copy to: Legal Department

(at same address and number)

	 	With a copy to: Legal Department

(at same address and number)

17. Governing Law; Severability; Construction. This Agreement shall be subject to and
governed by the laws of the State of Delaware without regard to its conflict of law principles. If
any provision of this Agreement shall be held illegal, void or unenforceable, then the remainder of
the Agreement shall continue in full force and effect, but only to the extent that the original
intent of this Agreement would remain unchanged in any material respect. The construction and
interpretation of this Agreement shall not be strictly construed against either party hereto.

18. Further Assurances. Each party will cooperate with the other party to the extent
reasonably requested by such other party in connection with the performance of this Agreement and,
at any time or from time to time upon the request of any party, each party shall execute and
deliver such further documents and do such other acts and things as the requesting party may
reasonably request in order to carry into effect more fully the intent and purposes of this
Agreement.

19. Unforeseen Events. Neither party will be liable for any failure or performance
hereunder or for damages caused by any delay or failure to perform hereunder if performance is made
impracticable due to any occurrence beyond its control, including, without limitation, acts of God,
fires, floods, wars, riots or civil disorders, acts of a public enemy, terrorism, sabotage,
enactment or act of any government or governmental instrumentality (whether federal, state, local
or foreign and whether valid or invalid) and any other similar or different occurrence which would
have a material adverse impact on a party’s ability to perform under this Agreement which is not
reasonably within such party’s control (an “Unforeseen Event”). The party who fails to
perform as a result of any Unforeseen Event shall promptly notify the other party in writing of any
such occurrence, setting forth in reasonable detail the circumstances of such Unforeseen Event, and
shall promptly notify the other party of the cessation of such Unforeseen Event. Each party shall
exert all reasonable efforts to mitigate the effects of any Unforeseen Event. If either party
reasonably believes that it is uneconomical to take corrective action to remedy any Unforeseen
Event, such party may suspend or terminate this Agreement upon ninety (90) days’ written notice to
the other party.

20. Waivers. No failure or delay by either party to exercise, and no course of
dealing with respect to, any right of such party regarding an obligation of the other party to this
Agreement, shall operate as a waiver thereof, unless expressly set forth herein or agreed to in
writing by both parties. Any single or partial exercise by either party of any of its rights shall
not preclude such party from any other or further exercise of any such right or the exercise of any
other right. Any single or partial waiver by either party of any obligation of the other party
under this Agreement shall constitute a waiver of such obligation only as specifically provided in
a written waiver and shall not constitute a waiver of any other obligation.

21. Entire Agreement; Amendment. This Agreement constitutes the entire agreement
between Trilegiant and Edentify with respect to the subject matter hereof and supersedes any and
all prior or contemporaneous agreements, arrangements, or understandings, whether written or oral
with respect thereto. This Agreement may only be amended in a writing signed by both Edentify and
Trilegiant.

22. Third Party Beneficiary. For purposes of enforcing Sections 2(a) and 3(e) hereof,
the parties hereto agree that MPI shall be a third-party beneficiary to this Agreement.
Notwithstanding the foregoing, nothing in this Agreement, express or implied, is intended to confer
upon any person or entity any rights or remedies of any nature under or by reason of this
Agreement.

23. Counterparts; Facsimile. This Agreement may be signed in multiple counterparts,
each of which shall be deemed an original, and all of which, when taken together, shall constitute
one instrument. This Agreement may be executed and delivered by facsimile and the parties agree
that such facsimile execution and delivery shall have the same force and effect as delivery of an
original document with original signatures, and that each party may use such facsimile signatures
as evidence of the execution and delivery of this Agreement by the parties to the same extent that
an original signature could be used.

[SIGNATURE PAGE FOLLOWS]

1

IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the Effective Date.

TRILEGIANT CORPORATION

By: /s/ Nancy Ann DiSpirito

Name: Nancy Ann DiSpirito

Title: Senior Vice President

EDENTIFY, INC.

By: /s/ Terrence DeFranco

Name: Terrence DeFranco

Title: Chief Executive Officer

2

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