Document:

Exhibit 10-28

Exhibit 10-28

ROCHESTER GAS AND ELECTRIC CORPORATION

SUPPLEMENTAL RETIREMENT BENEFIT PROGRAM

Amendment No. 1

          Pursuant to Article Six, the Plan is hereby amended, effective November 1, 2001, (1) by deleting the second paragraph of Section 4.3 and (2) by deleting the first sentence of Section 4.3 and substituting in its place the following:

In the event of a Change in Control, all Plan benefits of eligible 

Employees shall become fully vested and, upon termination of 

employment or by action of the Committee in anticipation of 

termination of employment, an eligible Employee shall be paid his 

vested benefits at the same time and in the same form as his 

associated benefits under the relevant Qualified Plan are paid.

          IN WITNESS WHEREOF, the Company has caused this Plan Amendment to be executed by its duly authorized officer this 21st day of November, 2001.

 
ROCHESTER GAS AND ELECTRIC CORPORATION

By:    s/  David C. Heiligman                             

Title: Vice President and Corporate SecretaryExhibit 10-29

Exhibit 10-29

ROCHESTER GAS AND ELECTRIC CORPORATION

SUPPLEMENTAL RETIREMENT BENEFIT PROGRAM

Amendment No. 2

          Pursuant to Article Six, the Plan is hereby amended, effective as of May 1, 2002, by adding to the end of Section 3.1(b) the following new paragraph:
For each Employee listed in Appendix C, the lump sum value of the amount of the benefit determined under the preceding paragraph shall be increased by the lump sum amount shown on Appendix C.  This additional benefit shall be paid in the same form and under the same terms and conditions as the basic benefit payable under this Section 3.1.

          IN WITNESS WHEREOF, the Company has caused this Plan Amendment to be executed by its duly authorized officer this 19th day of June, 2002.
ROCHESTER GAS AND

ELECTRIC CORPORATION

By     s/  David C. Heiligman               

Title  Vice President and Corporate Secretary  

 

APPENDIX C

Section 3.1(b) - Additional Benefit

	

Employee Name
	
Lump Sum Value of 

Additional Benefit Amount

	
William J. Reddy
	
$35,000

	
Louis L. Bellina
	
$15,000

	
Michael B. Whitcraft
	
$25,000Exhibit 10-30

Exhibit 10-30

ROCHESTER GAS AND ELECTRIC CORPORATION

SUPPLEMENTAL EXECUTIVE RETIREMENT PROGRAM

Amendment No. 1

          Pursuant to Article Six, the Plan is hereby amended, effective November 1, 2001, (1) by deleting the last paragraph of Section 4.7 and (2) by deleting the first sentence of Section 4.7 and substituting in its place the following:

In the event of a Change in Control, all Plan benefits of eligible

Employees shall become fully vested and, upon termination of 

employment or by action of the Committee in anticipation of

termination of employment, an eligible Employee shall be paid his

vested benefit at the same time and in the same form as his benefit

is paid under the Qualified Plan.

          IN WITNESS WHEREOF, the Company has caused this Plan Amendment to be executed by its duly authorized officer this 21st day of November, 2001.

 
ROCHESTER GAS AND ELECTRIC CORPORATION

By:    s/  David C. Heiligman                             

Title: Vice President and Corporate SecretaryExhibit 10-31

Exhibit 10-31

ROCHESTER GAS AND ELECTRIC CORPORATION

SUPPLEMENTAL EXECUTIVE RETIREMENT PROGRAM

Amendment No. 2

          Pursuant to Article Six, the Plan is hereby amended, effective as of May 1, 2002, by adding to the end of Section 4.1 the following new paragraph:
          For each Employee listed in Appendix B, the lump sum value of the amount of the benefit determined under the preceding provisions of this Section 4.1 shall be increased by the lump sum amount shown on Appendix B.  This additional benefit shall be paid in the same form and under the same terms and conditions as the basic benefit payable under this Section 4.1.

          IN WITNESS WHEREOF, the Company has caused this Plan Amendment to be executed by its duly authorized officer this 19th day of June, 2002.
ROCHESTER GAS AND 

ELECTRIC CORPORATION

By:    s/  David C. Heiligman                             

Title: Vice President and Corporate Secretary

 

APPENDIX B

Section 4.1 - Additional Benefit

	

Employee Name
	
Lump Sum Value 

of Additional Benefit Amount

	
Michael J. Bovalino
	
$100,000

	
Michael T. Tomaino
	
$707,000EXHIBIT 10.62

                             DEMAND PROMISSORY NOTE

Amount:  $2,600.00                               Chicago, Illinois, May 22, 2002

         On demand,  but no later than December 31, 2002, the  undersigned,  for
value received, promises to pay to the order of

                             THURSTON INTERESTS, LLC

TWO  THOUSAND  SIX  HUNDRED  DOLLARS at its  offices  located at 190 S.  LaSalle
Street,  Suite 1710,  Chicago,  Illinois 60603, or such other place as it or any
holder  (collectively  "Holder") of this Note may from time to time designate in
writing, together with interest thereon, computed on the basis of a 360 day year
for the actual  number of days  elapsed  from the date hereof until paid at that
rate of interest per year which shall be equal to 12%.  After  demand,  interest
shall be  payable  at a rate of  interest  which  shall be 5% per year more than
would otherwise be payable on this Note. The undersigned shall have the right to
repay this Note in full or in part  including  all interest  payable  under this
Note at any time without penalty.

It is the  intention of the  undersigned  and the Holder to conform  strictly to
applicable usury laws.  Accordingly,  if the interest payable hereunder would be
usurious under applicable law, then, in that event,  notwithstanding anything to
the contrary herein, it is agreed that the aggregate of all consideration  which
constitutes  interest under applicable law that is taken,  reserved,  contracted
for,  charged or received  under this note or otherwise in connection  with this
note shall under no circumstances  exceed the maximum amount of interest allowed
by applicable law.

All principal  indebtedness  outstanding  hereunder and accrued interest thereon
shall  become  immediately  due and  payable  without  notice or demand upon the
occurrence of any of the following events of default:  (a) the undersigned fails
to pay any amount payable on this Note upon demand;  (b) the undersigned makes a
general  assignment for the benefit of its creditors,  becomes or is adjudicated
insolvent or bankrupt or applies to any court for an  arrangement  or adjustment
of his debts;  (c) a receiver,  trustee or  custodian  is  appointed  for all or
substantially all of the undersigned's property; or (d) a proceeding relating to
any of the  foregoing is commenced  against the  undersigned  and not  dismissed
within 30 days, or commenced by the undersigned.

Demand shall be made in writing to the  undersigned  at its principal  executive
offices located at 190 S. LaSalle Street,  Suite 1710, Chicago,  Illinois 60603.
The undersigned  agrees to pay all expenses of collection of this Note including
reasonable attorneys' fees and legal expenses. The undersigned and all endorsers
hereby expressly waive presentment,  protest,  notice of dishonor, and notice of
any kind in respect to this Note, as well as any right to a trial by jury in any
action or proceeding to enforce or defend any rights under this Note, and agrees
that any such action or proceeding shall be tried before a court and not a jury.
No renewal or  extension  of this Note,  no release of any person  primarily  or
secondarily  liable on this Note, no delay in the  enforcement of this Note, and
no delay or  omission  in  exercising  any right or power  under this Note shall
affect the liability of the undersigned or any endorser hereof.

This Note and all rights and obligations  arising hereunder shall be governed by
the laws of the State of Illinois  and shall be binding  upon the  undersigned's
successors and assigns.

QORUS.COM, INC.

By:      /s/  Thomas C. Ratchford
         ------------------------
         Thomas C. RatchfordEXHIBIT 10.63

                             DEMAND PROMISSORY NOTE

Amount:  $2,000.00                              Chicago, Illinois, June  6, 2002

         On demand,  but no later than December 31, 2002, the  undersigned,  for
value received, promises to pay to the order of

                             THURSTON INTERESTS, LLC

TWO  THOUSAND  DOLLARS at its offices  located at 190 S. LaSalle  Street,  Suite
1710,  Chicago,  Illinois  60603,  or  such  other  place  as it or  any  holder
(collectively "Holder") of this Note may from time to time designate in writing,
together with interest thereon,  computed on the basis of a 360 day year for the
actual  number of days  elapsed  from the date hereof until paid at that rate of
interest per year which shall be equal to 12%.  After demand,  interest shall be
payable  at a rate of  interest  which  shall be 5% per  year  more  than  would
otherwise be payable on this Note. The undersigned shall have the right to repay
this Note in full or in part  including all interest  payable under this Note at
any time without penalty.

It is the  intention of the  undersigned  and the Holder to conform  strictly to
applicable usury laws.  Accordingly,  if the interest payable hereunder would be
usurious under applicable law, then, in that event,  notwithstanding anything to
the contrary herein, it is agreed that the aggregate of all consideration  which
constitutes  interest under applicable law that is taken,  reserved,  contracted
for,  charged or received  under this note or otherwise in connection  with this
note shall under no circumstances  exceed the maximum amount of interest allowed
by applicable law.

All principal  indebtedness  outstanding  hereunder and accrued interest thereon
shall  become  immediately  due and  payable  without  notice or demand upon the
occurrence of any of the following events of default:  (a) the undersigned fails
to pay any amount payable on this Note upon demand;  (b) the undersigned makes a
general  assignment for the benefit of its creditors,  becomes or is adjudicated
insolvent or bankrupt or applies to any court for an  arrangement  or adjustment
of his debts;  (c) a receiver,  trustee or  custodian  is  appointed  for all or
substantially all of the undersigned's property; or (d) a proceeding relating to
any of the  foregoing is commenced  against the  undersigned  and not  dismissed
within 30 days, or commenced by the undersigned.

Demand shall be made in writing to the  undersigned  at its principal  executive
offices located at 190 S. LaSalle Street,  Suite 1710, Chicago,  Illinois 60603.
The undersigned  agrees to pay all expenses of collection of this Note including
reasonable attorneys' fees and legal expenses. The undersigned and all endorsers
hereby expressly waive presentment,  protest,  notice of dishonor, and notice of
any kind in respect to this Note, as well as any right to a trial by jury in any
action or proceeding to enforce or defend any rights under this Note, and agrees
that any such action or proceeding shall be tried before a court and not a jury.
No renewal or  extension  of this Note,  no release of any person  primarily  or
secondarily  liable on this Note, no delay in the  enforcement of this Note, and
no delay or  omission  in  exercising  any right or power  under this Note shall
affect the liability of the undersigned or any endorser hereof.

This Note and all rights and obligations  arising hereunder shall be governed by
the laws of the State of Illinois  and shall be binding  upon the  undersigned's
successors and assigns.

QORUS.COM, INC.

By:      /s/ Thomas C. Ratchford
         --------------------------
         Thomas C. Ratchford

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