Document:

EXHIBIT
        4(e)

    

     

    SERIES
      A AMENDMENT AGREEMENT AND CONSENT

    

    

    THIS
      SERIES A AMENDMENT AGREEMENT AND CONSENT, dated
      as
      of June 6, 2007, by and among Knobias, Inc., a Delaware corporation (the
“Company”); and each of the undersigned (each, a “Stockholder” and collectively,
      the “Stockholders”).

    

    WHEREAS,
      each
      Stockholder is a holder of the number of shares of the Company’s Series A
      Preferred Stock, par value $0.01 per share (the “Series A Preferred Stock”) set
      forth on Exhibit A attached hereto; and 

    

    WHEREAS,
      the
      Company, certain of the Stockholders and certain other parties have entered
      into
      a Letter of Intent (the “Letter of Intent”) regarding a proposed restructuring
      of the debt and equity capitalization, and the amendment of certain outstanding
      agreements, of the Company (the "Restructuring"), which includes, among other
      things: (i) the amendment of the Certificate of Designation of the Series A
      Preferred Stock (the “Certificate of Designation”) in order to eliminate certain
      rights, preferences and privileges of the Series A Preferred Stock; (ii) an
      offer by the Company to the Stockholders to convert their Series A Preferred
      Stock into shares of Common Stock, par value $0.01 per share (the “Common
      Stock”) of the Company; and (iii) the conversion of certain outstanding
      indebtedness of the Company into shares of Series B Senior Convertible Preferred
      Stock, par value $0.01 per share (the “Series B Preferred Stock”) of the
      Company; and

    

    WHEREAS,
      the
      Company believes the Restructuring to be in the best interests of the Company
      and its stockholders; and

    

    WHEREAS,
      the
      Company has entered into a Securities Purchase Agreement dated as of May 31,
      2007 (the “Securities Purchase Agreement”), pursuant to which the Company will
      issue Senior Secured Promissory Notes due May __, 2010 (the “New Senior Notes”);
      and 

    

    WHEREAS,
      the
      execution and delivery of this Agreement and the execution and filing of the
      Certificate of Designation of the Rights, Preferences and Privileges of the
      Series B Preferred Stock, in the form attached hereto as Exhibit B (the “Series
      B Certificate of Designation”) are conditions to the issuance of the Series B
      Preferred Stock and the New Senior Notes.

    

    NOW,
      THEREFORE,
      in
      consideration of the premises set forth above, the proposed Restructuring and
      for other good and valuable consideration, the receipt and sufficiency of which
      are hereby acknowledged, the undersigned hereby agree as follows:

    

    1. Consent
      of Stockholders.
      Each
      Stockholder hereby consents to (i) the Amended and Restated Certificate of
      Designation of Series A Preferred Stock, in the form attached hereto as Exhibit
      C (the “Amended Certificate of Designation”) and the modifications to the
      rights, preferences and privileges of the Series A Preferred Stock which are
      effected thereby; (ii) the execution and filing of the Amended Certificate
      of
      Designation by or on behalf of the Company with the Secretary of State of the
      State of Delaware, once the Company has received all necessary stockholder
      approval for the Amended Certificate of Designation; (iii) the Series B
      Certificate of Designation and the rights, preferences and privileges of the
      Series B Preferred Stock which are created thereby; and (iv) the execution
      and
      filing of the Series B Certificate of Designation by or on behalf of the Company
      with the Secretary of State of the State of Delaware. Each Stockholder
      acknowledges and agrees that the execution and delivery of this Agreement by
      such Stockholder shall be treated for all purposes as a vote or action by
      written consent of such Stockholder in lieu of any meeting required pursuant
      to
      the Delaware General Corporation Law (“DGCL”), and hereby waives all
      requirements of notice pursuant to the DGCL, the Bylaws of the Company, the
      Certificate of Designation or otherwise, and, in the case of the Amended
      Certificate of Designation, each Stockholder further acknowledges and agrees
      that it shall vote, at a stockholders meeting called, to approve the Amended
      Certificate of Designation and to authorize the Company to file the Amended
      Certificate of Designation with the Secretary of State of the State of
      Delaware.

     

    
      
         

      

      
        Exhibit
          4(e) - Page
          1

        
          

        

      

      
         

      

    

    2. Waiver
      of Anti-Dilution Rights.
      In
      connection with the transactions comprising the Restructuring, including the
      issuance of the Series B Preferred Stock and the New Senior Notes, each
      Stockholder hereby waives any adjustment to the number of shares of Common
      Stock
      to be issued to the holders of the Series A Preferred Stock pursuant to Section
      9 of the Certificate of Designation.

    

    3. Termination
      of Registration Rights Agreement.
      The
      Registration Rights Agreement, dated as of November 15, 2004, by and among
      the
      Company and each of the Stockholders, shall be and the same hereby is
      terminated.

    

    4.
       Conversion
      to Common Stock.
      

    

    (a)
       Each
      Stockholder electing to convert shares of Series A Preferred Stock held by
      such
      Stockholder (the “Electing Stockholder”) has executed the Election to Convert
      attached hereto as Exhibit D. The execution and delivery of the Election to
      Convert shall constitute an irrevocable election by the Electing Stockholder
      to
      convert such shares into Common Stock, and shall be effective at such time
      as
      the Company has (i) received all necessary stockholder approval for the proposed
      Amendment to the Amended and Restated Certificate of Incorporation of the
      Company (the “Amendment”) and (ii) filed the Amendment with the Secretary of
      State of the State of Delaware. All shares of Series A Preferred Stock which
      shall have been surrendered for conversion as herein provided shall no longer
      be
      deemed to be outstanding and all rights with respect to such shares, including
      the rights, if any, to receive notices and to vote, shall immediately cease
      and
      terminate on the date hereof, except only the right of the holders thereof
      to
      receive shares of Common Stock in exchange therefor. 

    

    (b)
       Each
      Stockholder who has not elected to convert shares of Series A Preferred Stock
      held by such Stockholder (the “Non-electing Stockholder”) shall be deemed to
      have made an irrevocable election to retain the Series A Preferred Stock and
      not
      to convert such shares into Common Stock.

    

    5.  Effectiveness.
      This
      Agreement shall be deemed effective when executed and delivered to the Company
      by the holders of at least 51% of the issued and outstanding shares of Series
      A
      Preferred Stock.

     

    
      
         

      

      
        Exhibit
          4(e) - Page
          2

        
          

        

      

      
         

      

    

    6. Binding
      Effect.
      This
      Agreement shall be binding upon the heirs, executors, administrators, successors
      and assigns of the parties hereto..

    

    7. Governing
      Law.
      This
      Agreement shall be governed by and construed in accordance with the law of
      the
      State of New York.

    

    8. Amendment.
      This
      Agreement may be amended only by an agreement in writing signed by all of the
      parties hereto.

    

    9. Severability.
      If any
      provision of this Agreement is declared invalid or unenforceable by a court
      of
      competent jurisdiction, such invalidity or unenforceability shall not affect
      the
      remainder of this Agreement which shall remain in full force and
      effect.

    

    10. Counterparts.
      This
      Agreement may be executed in several counterparts and all so executed shall
      constitute one Agreement, binding on all the parties hereto even though all
      the
      parties are not signatories to the original or the same counterpart. Execution
      and delivery of this Agreement by exchange of facsimile copies bearing the
      facsimile signature of a party hereto shall constitute a valid and binding
      execution and delivery of this Agreement by such party. Such facsimile copies
      shall constitute enforceable original documents.

    

    

    [Signature
      pages follow]

    
      
         

      

      
        Exhibit
          4(e) - Page
          3

        
          

        

      

      
         

      

    

    

    IN
      WITNESS WHEREOF,
      the
      undersigned have caused this Agreement to be duly executed by their respective
      authorized signatories as of the date first indicated above.

     

    
      	 	 	 
	 	KNOBIAS, INC.
	 
 	 
 	 
 
	 	By:  	 
	 	
              
Name:
	 	Title:

     

    
      
         

      

      
        Exhibit
          4(e) - Page
          4

        
          

        

      

      
         

      

    

    [STOCKHOLDER
      SIGNATURE PAGE TO SERIES A AMENDMENT 

    AGREEMENT
      AND CONSENT]

    

    IN
      WITNESS WHEREOF,
      the
      undersigned have caused this Agreement to be duly executed by their respective
      authorized signatories as of the date first indicated above.

     

    Name
      of
      Stockholder:
      ________________________________________________________

    Signature
      of Authorized Signatory of Stockholder:
      __________________________________

    Name
      of
      Authorized Signatory:
      _________________________________________________

    Title
      of
      Authorized Signatory:
      __________________________________________________

    Email
      Address of Authorized
      Signatory:__________________________________________

    

    Address
      for Notice of Stockholder:

    

    __________________________________________

    __________________________________________

    __________________________________________

    

    
      
         

      

      
        Exhibit
          4(e) - Page
          5

        
          

        

      

      
         

      

    

    ELECTION
      TO CONVERT

    

    

    The
      undersigned holder of Series A Preferred Stock, par value $0.01 per share (the
      “Series A Preferred Stock”) issued by Knobias, Inc., a Delaware corporation (the
“Company”), hereby elects to convert ____________ shares of Series A Preferred
      Stock held by the undersigned into shares of Common Stock, par value $0.01
      per
      share (the “Common Stock”) of the Company at the ratio of 124.623 shares of
      Common Stock for every share of Series A Preferred Stock. The original
      certificate for shares of Series A Preferred Stock is being tendered herewith
      (duly endorsed for transfer) for cancellation upon the issuance of Common Stock
      to the undersigned. It is understood and agreed that this irrevocable election
      shall be effective at such time as the Company has (i) received all necessary
      stockholder approval for the proposed Amendment to the Amended and Restated
      Certificate of Incorporation of the Company (the “Amendment”) and (ii) filed the
      Amendment with the Secretary of State of the State of Delaware (the “Effective
      Date”)

    

    The
      undersigned hereby tenders to the Company the shares of Series A Preferred
      Stock
      indicated above. The undersigned hereby, as of the Effective Date:

     

    (1)  irrevocably
      sells, assigns and transfers to or upon the order of the Company or its nominee
      all right, title and interest in and to, and any and all claims in respect
      of or
      arising or having arisen as a result of the undersigned status as a holder
      of,
      all shares of Series A Preferred Stock tendered hereby, such that thereafter
      it
      shall have no contractual or other rights or claims in law or equity against
      the
      Company or any fiduciary, trustee, fiscal agent or other person connected with
      the Series A Preferred Stock arising under, from or in connection with such
      Series A Preferred Stock;

     

    (2)  waives
      any and all rights with respect to the Series A Preferred Stock tendered hereby,
      including, without limitation, any existing or past defaults and their
      consequences in respect of such Series A Preferred Stock; and

     

    (3)  releases
      and discharges the Company from any and all claims that the undersigned may
      have, now or in the future, arising out of or related to the Series A Preferred
      Stock tendered hereby.

     

    All
      authority conferred or agreed to be conferred by this Election to Convert shall
      not be affected by, and shall survive, the death or incapacity of the
      undersigned, and any obligation of the undersigned hereunder shall be binding
      upon the heirs, executors, administrators, trustees in bankruptcy, personal
      and
      legal representatives, successors and assigns of the undersigned.

     

    The
      undersigned hereby represents, warrants and agrees that:

     

    (1)  it
      is the
      beneficial owner of, or a duly authorized representative of one or more
      beneficial owners of, the Series A Preferred Stock tendered hereby, and it
      has
      full power and authority to execute this Election to Convert (for purposes
      of
      this Election to Convert, the “beneficial owner” of any Series A Preferred Stock
      means any holder that exercises investment discretion with respect to such
      Series A Preferred Stock);

     

    
      
         

      

      
        Exhibit
          4(e) - Page
          6

        
          

        

      

      
         

      

    

    (2)  the
      shares of Series A Preferred Stock being tendered hereby were owned as of the
      date of tender, free and clear of any liens, charges, claims, encumbrances,
      interests and restrictions of any kind, and the Company will acquire good,
      indefeasible and unencumbered title to such shares of Series A Preferred Stock,
      free and clear of all liens, charges, claims, encumbrances, interests and
      restrictions of any kind;

     

    (3)  in
      evaluating the Company’s exchange offer and in making its decision whether to
      participate therein by submitting this Election to Convert and tendering shares
      of Series A Preferred Stock, the undersigned has made its own independent
      appraisal of the Company and it is not relying on any statement, representation
      or warranty, express or implied, made to such holder by the Company or any
      other
      person, other than those contained in written communications from the Company
      or
      its duly authorized representatives, as amended or supplemented through the
      date
      hereof; 

    

    (4)
       the
      undersigned understands that the shares of Common Stock have not been registered
      under federal or any state securities laws, and could not be sold or offered
      for
      resale unless they were subsequently so registered or an exemption from such
      registration is available. The undersigned hereby acknowledges that the Common
      Stock will not be sold, pledged, transferred or otherwise disposed of unless
      (a)
      registered under the Securities Act of 1933 and other applicable state
      securities laws, or (b) an exemption from such registration is available. The
      undersigned understands that the Company is issuing the Common Stock to the
      undersigned pursuant to an exemption from registration in reliance on the
      representations made by the undersigned herein.

    

    (5)
       the
      undersigned has knowledge and experience in financial and business matters,
      is
      capable of evaluating the merits and risks of an investment in the Company
      and
      its proposed activities, has carefully considered the suitability of an
      investment in the Company for the undersigned’s particular financial and tax
      situation, and has determined that the shares of Common Stock are a suitable
      investment. The undersigned has adequate means of providing for its current
      needs and possible contingencies, and the undersigned has no present intention
      or need, and anticipates no need in the foreseeable future, to sell the shares
      of Common Stock. The undersigned is an “accredited investor” within the meaning
      of Regulation D promulgated by the Securities and Exchange Commission and a
      “qualified purchaser” within the meaning of Section 2 of the Investment Company
      Act of 1940.

    

    (6)
       the
      undersigned has the full legal authority, capacity and power to enter into
      this
      Agreement, and is not precluded by law, contract or otherwise from acquiring
      the
      shares of Common Stock.

     

    (7)  the
      execution and delivery of this Election to Convert shall constitute an
      undertaking to execute any further documents and give any further assurances
      that may be required in connection with any of the foregoing, in each case
      on
      and subject to the terms and conditions.

     

    
      
         

      

      
        Exhibit
          4(e) - Page
          7

        
          

        

      

      
         

      

    

    

    Dated:
      May ___, 2007

    

    Name
      of
      Stockholder:
      ________________________________________________________

    Signature
      of Authorized Signatory of Stockholder:
      __________________________________

    Name
      of
      Authorized Signatory:
      _________________________________________________

    Title
      of
      Authorized Signatory:
      __________________________________________________

    Email
      Address of Authorized
      Signatory:__________________________________________

    

    

    If
      the
      stock certificates evidencing shares of Common Stock are to be issued in the
      name of a person other than as indicated above, please fill in the space
      below.

    

    ISSUE
      TO:

    

    Name:       __________________________________

    

    Address:
       __________________________________ 

     

                     
      __________________________________

     

    
 

    Taxpayer
      I.D. Number:  __________________________________

     

    

    If
      stock
      certificates evidencing shares of Common Stock are to be mailed to an address
      other than as indicated above, please fill in the space below.

    

    MAIL
      TO:

    

    Name:      
       __________________________________

    

    Address:  __________________________________ 

     

                      
      __________________________________

     

    
      
         

      

      
        Exhibit
          4(e) - Page
          8EXHIBIT
        4(f)

    

     

    SUBORDINATED
      PROMISSORY NOTE

    

    
      	$184,268.95	
              June
                5,
                2007

            

    

    Ridgeland,
      Mississippi

    

    For
      good
      and valuable consideration, the receipt of which is hereby acknowledged,
      Knobias, Inc., a Delaware corporation (the "Company"), promises to pay to the
      order of Bank of Brookhaven (the "Holder"), the principal sum of One Hundred
      Eighty Four Thousand Two Hundred Sixty Eight Dollars and Ninety Five Cents
      ($184,268.95), together with interest thereon as provided for herein, which
      shall be payable (i) in forty-eight (48) equal consecutive monthly installments
      of principal in the amount of Three Thousand Eight Hundred Thirty Eight Dollars
      and Ninety Four Cents ($3,838.94), plus accrued interest thereon from the date
      of original issuance of this Note or the immediately preceding date of payment
      of interest, as the case may be, through and including the date of payment
      of
      such interest, payable monthly in arrears on the first business day of each
      month commencing June 1, 2007, and continuing through and including May 1,
      2011,
      or, if earlier, (ii) when, upon or after the occurrence of an Event of Default
      (as defined below), such amount is declared due and payable by the Holder or
      made automatically due and payable in accordance with the terms hereof (the
      “Maturity Date”).

    

    The
      Company further agrees to pay interest on the unpaid principal sum of this
      Note
      at an adjustable rate equal to the "Prime Rate" (as hereinafter defined), as
      adjusted as provided for herein, plus 1.0% per annum. For purposes hereof the
      “Prime Rate” shall mean the prime rate of interest published by the Wall Street
      Journal, and such rate shall change when and as changes in the Prime Rate are
      published by the Wall Street Journal. Interest shall be calculated on the basis
      of a 360 day year and shall accrue daily commencing on the date hereof until
      payment in full of the principal sum, together with all accrued and unpaid
      interest and other amounts which become due hereunder has been made. In no
      event
      shall the Holder hereof, or any permitted successor or assign, be entitled
      to
      receive, collect or retain any amount of interest paid hereon in excess of
      that
      permitted by applicable law. 

    

    This
      Note
      may be prepaid in whole or in part at any time. All payments made pursuant
      to
      this Note shall be applied first to reimbursable expenses, interest accrued,
      if
      any, and then principal.

    

    The
      following is a statement of rights of the Holder and the conditions to which
      this Note is subject, and to which the Holder, by acceptance of this Note,
      agrees:

     

    1. Subordination.
       (a) This
      Note
      will be subordinate and inferior to the Company’s Senior Indebtedness (as
      hereinafter defined). The Company covenants and agrees and the Holder of this
      Note, by its acceptance of this Note likewise covenants and agrees, that to
      the
      extent provided below the payment of all amounts due pursuant to this Note
      is
      hereby expressly subordinated and junior in right of payment to the extent
      and
      in the manner hereinafter set forth, to the Company’s Senior Indebtedness. As
      used herein, the term “Senior Indebtedness” shall mean the principal of and
      interest and premium, if any, on any and all, (i) indebtedness
      of the Company for borrowed money (whether
      by loan or the issuance and sale of debt securities)
      or
      obligations hereafter created,
      issued or incurred
      for borrowed money (whether
      by loan or the issuance and sale of debt securities)
      and (ii)
      any such indebtedness or any debentures, notes or other evidence of indebtedness
      issued in exchange for or to refinance such Senior Indebtedness. Notwithstanding
      the foregoing, Senior Indebtedness shall not include the $70,999.54
      in
      indebtedness of the Company owed to Timothy Aylor which ranks pari passu in
      right of payment to this Note.

    

    
      
         

      

      
        Exhibit
          4(f) - Page
          1

        
          

        

      

      
         

      

    

    (b) If
      there
      occurs a default
      (or any
      event which with the giving of notice or lapse of time or the satisfaction
      of
      any other condition (or any combination thereof) might constitute an event
      of
      default)
      or an
      event of default with respect to any Senior Indebtedness, or in the instrument
      under which any Senior Indebtedness is outstanding, permitting the holder of
      such Senior Indebtedness to accelerate the maturity thereof, then, unless and
      until such default or event of default shall have been cured or waived or shall
      have ceased to exist, or all Senior Indebtedness shall have been paid in full,
      no payment shall be made in respect of the principal of or interest on this
      Note, the
      Holder shall not demand or accept from the Company any such payment or cancel,
      set-off or otherwise discharge any part of the indebtedness represented by
      this
      Note, and neither the Company nor the Holder shall otherwise take or permit
      any
      action prejudicial to or inconsistent with the priority position of any holder
      of Senior Indebtedness over the Holder of this Note. 

    

    (c) If
      there
      should occur any receivership, insolvency, assignment for the benefit of
      creditors, bankruptcy, reorganization or arrangements with creditors (whether
      or
      not pursuant to bankruptcy or other insolvency laws), sale of all or
      substantially all of the assets, dissolution, liquidation or any other
      marshaling of the assets and liabilities of the Company, or if this Note shall
      be declared due and payable upon the occurrence of a default or an event of
      default with respect to any Senior Indebtedness, then (i) no amount shall be
      paid by the Company in respect of the principal of or interest on this Note
      at
      the time outstanding, unless and until the principal of and interest on the
      Senior Indebtedness then outstanding shall be paid in full, and (ii) no claim
      or
      proof of claim shall be filed with the Company by or on behalf of the Holder
      of
      this Note that shall assert any right to receive any payments in respect of
      the
      principal of and interest on this Note, except subject to the payment in full
      of
      the principal of and interest on all of the Senior Indebtedness then
      outstanding. 

    

    (d) In
      the
      event that the Company shall make any payment or prepayment to the Holder on
      account of the obligations under this Note which is prohibited by this Section,
      such payment shall be held by the Holder, in trust for the benefit of, and
      shall
      be paid forthwith over and delivered to, the holders of Senior Indebtedness
      (pro
      rata as to each of such holders on the basis of the respective amounts and
      priorities of Senior Indebtedness held by them) to the extent necessary to
      pay
      all Senior Indebtedness due to such holders of Senior Indebtedness in full
      in
      accordance with its terms (whether or not such Senior Indebtedness is due and
      owing), after giving effect to any concurrent payment or distribution to or
      for
      the holders of such Senior Indebtedness.

    

    (e) After
      all
      Senior Indebtedness indefeasibly is paid in full and until the obligations
      under
      the Note are paid in full, the Holder shall be subrogated to the rights of
      holders of Senior Indebtedness to the extent that distributions otherwise
      payable to the Holder have been applied to the payment of Senior Indebtedness.
      For purposes of such subrogation, no payments or distributions to holders of
      such Senior Indebtedness of any cash, property or securities to which the Holder
      would be entitled except for the provisions of this Section and no payment
      over
      pursuant to the provisions of this Section to holders of such Senior
      Indebtedness by the Holder, shall, as between the Company, its creditors other
      than holders of such Senior Indebtedness, and the Holder, be deemed to be a
      payment by the Company to or on account of such Senior Indebtedness, it being
      understood that the provisions of this Section are solely for the purpose of
      defining the relative rights of the holders of such Senior Indebtedness, on
      the
      one hand and the Holder, on the other hand.

    

    
      
         

      

      
        Exhibit
          4(f) - Page
          2

        
          

        

      

      
         

      

    

    (f) By
      its
      acceptance of this Note, the Holder agrees to execute and deliver such documents
      as may be reasonably requested from time to time by the Company or the holder
      of
      any Senior Indebtedness in order to implement the foregoing provisions of this
      Section.

    

    2. Events
      of Default.
      Provided that all of the Senior Indebtedness is paid in full, the Holder may,
      if
      any of the events specified in this Section shall occur (herein individually
      referred to as an "Event of Default"), so long as such condition exists, in
      addition to any other right, power or remedy granted to the Holder under this
      Note, or applicable law, either by suit in equity or by action at law, or both,
      declare the entire principal amount (and accrued interest thereon) and all
      other
      amounts immediately due and payable, without presentment, demand or notice
      of
      any kind, all of which are expressly waived, provided,
      however,
      that
      upon the occurrence of any Event of Default described in Section 2(c) or 2(d)
      hereof, the entire principal amount (and accrued interest thereon) and all
      other
      amounts shall automatically become due and payable: 

    

    (a)
      Payment of any portion of the principal of this Note or interest accrued thereon
      shall be delinquent for a period of 15 days or more after the due date thereof;
      

     

    (b)
      If
      the Company shall fail to observe any covenant or other provision contained
      in
      this Note (other than with respect to payment) and such failure of observance
      shall be continuing for 15 days after the Holder has given written notice
      thereof;

    

    (c)
      The
      institution by the Company of proceedings to be adjudicated as bankrupt or
      insolvent, or the consent by it to institution of bankruptcy or insolvency
      proceedings against it or the filing by it of a petition or answer or consent
      seeking reorganization or release under the federal Bankruptcy Act, or any
      other
      applicable federal or state law, or the consent by it to the filing of any
      such
      petition or the appointment of a receiver, liquidator, assignee, trustee or
      other similar official of the Company, or of any substantial part of its
      property, or the making by it of an assignment for the benefit of creditors,
      or
      the taking of corporate action by the Company in furtherance of any such
      action;

    

    (d)
      If,
      within 45 days after the commencement of an action against the Company (and
      service of process in connection therewith on the Company) seeking any
      bankruptcy, insolvency, reorganization, liquidation, dissolution or similar
      relief under any present or future statute, law or regulation, such action
      shall
      not have been resolved in favor of the Company or all orders or proceedings
      thereunder affecting the operations or the business of the Company stayed,
      or if
      the stay of any such order or proceeding shall thereafter be set aside, or
      if,
      within 45 days after the appointment without the consent or acquiescence of
      the
      Company of any trustee, receiver or liquidator of the Company or of all or
      any
      substantial part of the properties of the Company, such appointment shall not
      have been vacated; or

    

    
      
         

      

      
        Exhibit
          4(f) - Page
          3

        
          

        

      

      
         

      

    

    (e)
      Any
      declared default of the Company under any Senior Indebtedness whether now
      existing or hereafter created that gives the holder thereof the right to
      accelerate such Senior Indebtedness, and such Senior Indebtedness is in fact
      accelerated by the holder. 

    

    4. Miscellaneous.

    

    (a) Waiver
      and Amendment.
      The
      rights and remedies herein reserved to any party shall be cumulative and in
      addition to any other or further rights and remedies available at law or in
      equity. The waiver by any party hereto of any breach of any provision of this
      Note shall not be deemed to be a waiver of the breach of any other provision
      or
      any subsequent breach of the same provision. This Note and its terms may be
      changed, waived or amended only by the written consent of the Company and the
      Holder and, if any such change, waiver, or amendment is with respect to the
      subordination provisions, the holders of at least a majority in the
      then-outstanding principal amount of the Senior Indebtedness.

    

    (b) Governing
      Law.
      This
      Note shall be governed by and construed in accordance with the laws of the
      State
      of Mississippi. Any legal suit, action or proceeding arising out of or based
      upon this Note shall be instituted in any federal or state court only in the
      County of Madison, State of Mississippi. The aforementioned choice of venue
      is
      intended to be mandatory and not permissive in nature, thereby precluding the
      possibility of litigation arising out of this Note in any jurisdiction other
      than that specified in this Section. The Holder and the Company each waive,
      to
      the fullest extent permitted by applicable law, any right it may have to assert
      the doctrine of forum non conveniens or similar doctrine or to object to venue
      with respect to any proceeding brought in accordance with this Section, and
      stipulates that the state and federal courts located in the County of Madison,
      State of Mississippi, shall have in personam jurisdiction and venue over them
      for the purpose of litigation any dispute, controversy or proceeding arising
      out
      of or related to this Note.

    

    (c)  Successors
      and Assigns.
      All of
      the terms and provisions of this Note shall be binding upon and inure to the
      benefit of the parties hereto and their respective successors and permitted
      assigns.

    

    (d) Headings.
      The
      section headings contained in this Note are intended solely for convenience
      of
      reference and do not themselves constitute a part of this Note.

    

    (e) Severability.
      In case
      any provision contained herein (or part thereof) shall for any reason be held
      to
      be invalid, illegal, or unenforceable in any respect, such invalidity,
      illegality, or other unenforceability shall not affect any other provision
      (or
      the remaining part of the affected provision) hereof; but this Note shall be
      construed as if such invalid, illegal, or unenforceable provision (or part
      thereof) had never been contained herein, but only to the extent that such
      provision is invalid, illegal, or unenforceable.

    

    
      
         

      

      
        Exhibit
          4(f) - Page
          4

        
          

        

      

      
         

      

    

    (f) Costs
      of Collection. The
      Company shall reimburse Holder for all reasonable costs and expenses, including
      without limitation, reasonable attorneys’ fees and expenses, incurred in
      connection with (i) drafting, negotiating, executing and delivering any
      amendment, modification or waiver of, or consent with respect to, any matter
      relating to the rights of Holder hereunder; and (ii) enforcing any provisions
      of
      this Note and/or collecting any amounts due under this Note.

    

    (g) Notices.
      All
      notices, requests, demands or other communications which are required to be
      or
      may be given or permitted hereunder shall be in writing and shall be deemed
      to
      have been duly given when delivered in person or after dispatch by a recognized
      overnight courier to the appropriate party to whom the same is so given or
      made:

    

    
      	
            	To
              Holder at:	
              Bank
                of Brookhaven

            

    

    411
      Brookway Blvd.

    Brookhaven,
      MS 39601

    Attn:
      President

    

    
      	
            	To
              Company at:	
              Knobias,
                Inc.

            

    

    875
      Northpark Drive

    Ridgeland,
      MS 39157 

    Attn:
      President

    

    or
      to
      such other address as a party has designated by notice in writing to the other
      party in the manner provided by this Section. All such notices, requests,
      demands or other communications shall be deemed to have been received on the
      date of delivery thereof (if delivered by hand) and on the next day after
      sending thereof (if by overnight courier).

    

    (h) Assignment
      by the Company.
      Neither
      this Note nor any of the rights, interests or obligations hereunder may be
      assigned, by operation of law or otherwise, in whole or in part, by the
      Company.

    

    (i) No
      Set-Off.
      All
      payments by the Company under this Note shall be made free and clear of and
      without any deduction for or on account of any set-off or
      counterclaim.

    

    (j) Waiver
      of Presentment, Demand, Etc.
      To the
      fullest extent permitted by applicable law, the Company expressly waives
      presentment, demand, protest, notice of dishonor, notice of non-payment, notice
      of maturity, notice of protest, presentment for the purpose of accelerating
      maturity of the obligations under this Note, diligence in collection, and the
      benefit of any exemption or insolvency laws.

     

    
      
         

      

      
        Exhibit
          4(f) - Page
          5

        
          

        

      

      
         

      

    

    IN
      WITNESS WHEREOF, the Company has caused this Note to be duly executed and issued
      as of the date first written above.

    

     

    
      	 	
              KNOBIAS,
                INC.

              

              

              By:
                 
                    

              Name: E.
                Key Ramsey 

              Title: President

            

    

     

    
 

    
      
         

      

      
        Exhibit
          4(f) - Page
          6

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