Document:

Exhibit 4.1

                                                       KBC Bank Hong Kong Branch
                                                             39/F, Central Plaza
                                                        16 Harbour Road, Wanchai
                                                                       Hong Kong
                                                        Telephone +852 2879 3388
                                                          Telefax +852 2879 3300
KBC Bank
Hong Kong Branch

23rd March, 2007

Bonso Electronics Limited
Unit 1106-1110, 11/F., Star House,
3 Salisbury Road, Tsimshatsui,
Kowloon

Attn: Ms. Pang Kit Teng, Cathy
Director of Finance

Dear Sirs,

Banking Facilities

KBC Bank N.V. (the "Bank") is pleased to set out below the revised terms and
conditions upon which the Bank will consider requests made by the borrower(s)
named in paragraph 1 of this letter (the "Borrower(s)" or each "Borrower") for
the following facilities (the "Facilities"). The terms set out in this letter
supersede and replace those set out in any of our banking facilities letters
previously sent to you.

1. Borrower(s).
   -----------

   Bonso Electronics Limited

2. Trade Facilities
   ----------------

     (a) Total Facility Amount: HK$10,500,000.00 and EUR3,300,000.00 (Hong Kong
Dollars Ten Million Five Hundred Thousand and EURO Three Million and Three
Hundred Thousand Only) maximum but in no circumstances that the outstandings of
any facility shall exceed the respective facility limits set out below.

     (b) Purpose: For short term trade financing and general working capital
requirements.

     (c) Available for:

         Trade facilities                                        facility limit

           Line 1 with aggregate limit of:                      HK$10,000,000.00
                                                                ----------------

          (i)  Commercial Letters of Credit ("L/C's"): Issuance of sight and/or
               up to 120 days usance commercial L/C's with or without title
               documents, L/C's with offshore shipment or L/C's calling for
               cargo receipt                                    HK$10,000,000.00
                                                                ----------------

          (ii) Documents against Payment ("D/P") and Documents against
               Acceptance ("D/A") Financing: Advances (with recourse to the
               Borrower(s)) against D/A and/or D/P bills at sight and/or with
               tenors of up to 120 days drawn on parties acceptable to the Bank
               up to HK$4,000,000.00 per each drawee.           HK$10,000,000.00
                                                                ----------------

         (iii) Advances against Trust Receipts: Advances against Trust Receipts
               covering merchandise called for under:-

          (a)  import L/C's with tenor of up to 120 days, which shall include
               the usance period granted by supplier under the respective import
               L/C's                                            HK$10,000,000.00
                                                                ----------------

          (b)  suppliers' invoices with tenor of up to 120 days from date of
               advance with individual supplier limit of HKD4,000,000.00
                                                                HK$10,000,000.00
                                                                ----------------

          (c)  incoming D/P or D/A with tenor of up to 120 days from date of
               advance                                          HK$10,000,000.00
                                                                ----------------

          (iv) Shipping Guarantees: Issuance of Shipping Guarantees supported by
               Trust Receipts covering merchandise called for under import L/C's
                                                                HK$10,000,000.00
                                                                ----------------

          (v)  Indemnities for Negotiation under L/C's: Indemnities for
               negotiation of documents (with or without discrepancies) drawn
               under export L/C's                               HK$10,000,000.00
                                                                ----------------

          (vi) Advances Against Export Invoices: Advances with tenors of up to
               120 days from bill of lading date for up to 100% of the net
               invoice amount of export invoices for customers approved by the
               Bank, with individual buyer limit of HKD4,000,00.00
                                                                HK$10,000,000.00
                                                                ----------------

          Line 2 with aggregate limit of:                       HK$500,000.00

         (vii) Overdrafts: Overdraft on HK$ current account(s) with the Bank.
                                                                HK$500,000.00
                                                                ----------------

          Line 3 with aggregate limit of:                       EUR3,300,000.00

        (viii) Standby Letters of Credit and Bank Guarantees: Issuance of
               Standby Letter of Credit or Bank Guarantees to KBC Bank
               Deutschland AG, Germany with tenors of up to 365 days to secure a
               trade facility to Korona Haushaltswaren GmbH & Co.; such payment
               undertakings must be in a form and supported by agreements or
               counter-indemnities acceptable to the Bank        EUR3,300,000.00
                                                                 ---------------

               Special Conditions/Remarks

               (a) Total limit for facilities (i), (ii), (iii), (iv), (v) and
               (vi). together under Line 1 shall not exceed HK$10,000,000.00

               (b) The maximum tenor of any import facility shall not exceed 120
               days which shall include the usance period granted by supplier
               under any import L/C's or incoming D/A

               (c) Available limit not utilized under Line 2 or Line 3 can be
               shifted to Line 1 at the request of the Borrower(s)

3. Foreign Exchange and Derivatives Facility
   -----------------------------------------

     (a)  Same Day Settlement Limit: For foreign exchange and derivative
          products same day settlements                          EUR2,000,000.00
                                                                 ---------------

          b) Notional Amount: For booking of foreign exchange contracts and
     derivatives products acceptable to the Bank, with maximum tenor of 12
     months. The notional limit stated in this letter is for reference only and
     is subject to the Bank's acceptance of the relevant applications
                                                                 EUR7,500,000.00
                                                                 ---------------

4. Applications for Facilities
   ---------------------------

     (a) No application made by the Borrower to use any of the Facilities will
be considered by the Bank unless the Bank has received all of the documents
listed in the Schedule hereto each in form and substance satisfactory to the
Bank.

     (b) Each application made by the Borrower to use any of the Facilities in
whole or in part shall be a request by the Borrower to the Bank to extend
financing on the terms and conditions set out or referred to in this letter. No
commitment by the Bank to extend financing shall arise under this letter until
any application by the Borrower is accepted by the Bank either expressly or by
its extending such facilities to the Borrower.

     (c) Such applications shall be made, where applicable, on the Bank's
standard forms and supported by such documentation that the Bank may require.

     (d) No application by the Borrower to use any of the Facilities will be
accepted by the Bank unless the Borrower complies with the terms and conditions
set out or referred to in this letter and such other conditions as the Bank may
impose from time to time.

     (e) Acceptance by the Bank in respect of any application made by the
Borrower is subject to the Bank's overriding right of repayment on demand,
amending, cancelling and/or restructuring any of the Facilities and/or pricing
at the Bank's sole discretion.

5. Currency:
   --------

     Borrowings in any currency are subject to availability of funds in that
currency at the time the borrowings are requested.

6. Repayment
   ---------

     (a) Repayment must be made in full on maturity of each advance or on demand
whichever occurs first.

     (b) If there are more than one Borrower named in paragraph I of this
letter, each Borrower shall be jointly and severally liable with the other
Borrower(s) for the repayment obligations under any of the Facilities. Each
Borrower further agrees that the Bank is not required to make any reference to
the other Borrower(s) in relation to the utilitsation of the Facilities by any
Borrower.

7. Pricing
   -------

     (a)  L/C issuance fee and commission in lieu of exchange:
             US$50,000 or below         : 1/4 %
             Over US$50,000             : 1/32%

     (b)  Interest rates for import and export bills:
          For all HK$ / US$ drawings
          --------------------------
          1.5% p.a. over HIBOR / LIBOR

     (c)  Interest rates for Overdraft HK$ Prime p.a.

     (d)  Standby Letters of Credit and/or Bank Guarantees issuance fee:
             0.8% pa.

     For any drawing unpaid at its maturity date, the Bank may, at its sole
discretion, charge a default interest at maximum of Prime +6% p.a.

     ("Prime" means the best lending rate determined by the Bank from time to
time.)

8. Security
   --------

     Unconditional continuing corporate guarantee executed by Bonso Electronics
International Inc. (the "Corporate Guarantor") for the facilities amount plus
accrued interest and recovery expenses.

9. Arrangement Fee
   ---------------

     HKD10,000.00 payable up-front which is non-refundable in any event.

10. Undertakings
    ------------

     (a) Submission of the following statements:

          (i) No later than 180 days after the end of each fiscal year, the
audited financial statements of the Borrower(s) and the Corporate Guarantor(s),
if any.

          (ii) No later than 90 days after the end of each half-year, a
certified copy of the unaudited financial statements of the Borrower(s) and the
Corporate Guarantor(s), if any.

          (iii) Any other documents as requested by the Bank from time to time.

11. Others
    ------

     The Facilities shall be subject to:

     (a) the terms and conditions of the General Customer Agreement and General
Agreement for Trade Financing executed and delivered by the Borrower(s) to the
Bank, and

     (b) the terms and conditions set out in all other standard agreements or
documentation executed and delivered by the Borrower(s) to the Bank and other
banking facilities and services provided by or continued by the Bank to the
Borrower(s).

12. Costs and Expenses:
    -------------------

     The Borrower(s) shall, upon demand by the Bank, indemnify the Bank against
(a) all costs and expenses (including legal fees on a full indemnity basis)
incurred by the Bank in connection with the negotiation, preparation, execution
and enforcement of or the preservation of any of its rights under, this letter
and any other documents referred to herein; and (b) all costs, losses or
liabilities incurred by the Bank as a result of providing any part of the
Facilities to the Borrower(s).

13. Assignment
    -----------

     (a) The Borrower(s) may not assign any of its rights or transfer any of its
rights and/or obligations under this letter.

     (b) The Bank may assign any of its rights or transfer any of its rights
and/or obligations under this letter.

14. Governing Law
    -------------

     This letter is governed by and construed in accordance with the laws of the
Hong Kong Special Administrative Region.

Please confirm your agreement to the tents and conditions of this letter by
signing and returning to us the enclosed duplicate copy of this letter at your
earliest convenience.

Yours faithfully,

For and on behalf of KBC Bank N.V.

/s/
-------------------------------
Authorised Signatories

We confirm our agreement to the terms and conditions set out above.

For and on behalf of

/s/ Anthony So
---------------------------
Bonso Electronics Ltd.
(Borrower)

For and on behalf of

/s/ Anthony So
--------------------------------
Bonso Electronics International Inc.
 (Corporate Guarantor)

                                    Schedule
                                    --------

                           List of Required Documents
                           --------------------------

1. Certified extracts of the board resolutions of the Borrower(s) and the
Corporate Guarantor(s), if any, approving execution, delivery and performance
of, and the terms of, the agreement and other documents required by the Bank
evidencing the Facilities and the guarantee(s) (the "Facility Documents"), and
authorizing named person or persons to sign those and any ancillary document.

2. The duly executed Facility Documents including but not limited to the
following:

     (a) ISDA Master Agreement and Schedule to the ISDA Master Agreement by the
Borrower

3. A copy of these Resolutions certified by the Chairman of the Meeting, any
Director or the Secretary of the Company be delivered to the Bank.

4. Signature specimen of the Authorized Persons:

          Name of the Authorized Persons

          So Hung Gun Anthony               /s/ So Hung Gun Anthony
                                            -----------------------

          Chung Kim Wah                     /s/ Chung Kim Wah
                                            -----------------------
          Pang Kit Tang                     /s/ Pang Kit Tang
                                            -----------------------

     It is hereby certified and confirmed that the above Resolutions: -

     (i) have been duly entered in the minute book for meetings of the Directors
of the Company and the minutes recording the above Resolutions have been signed
by the Chairman of the Meeting;

     (ii) are still in fill force and effect in all respects;

     (iii) do not exceed the objects or powers of the Company or the powers of
its Directors; and

     (iv) the specimen signature(s) set out in paragraph 4 above is (are) the
true signature(s) of the Authorized Person(s).

/s/ So Hung Gun, Anthony
------------------------
Chairman of the Meeting                     Date:  March 27, 2007
                                            ------------------------

Name: So Hung Gun,Anthony
      -------------------
      (please print)Exhibit 4.2

                                                                       Standard
                                                                       Chartered
Date:    14th October 2008
Our ref: OCC/LC/TEAM4/BKA

CONFIDENTIAL
------------

Bonso Electronics Limited
Unit 1915-1916,
19/F, Delta House,
3 On Yiu Street,
Shek Mun, Shatin,
New Territories.

Attn: Mr. Anthony So / Mr. Albert So
------------------------------------

Dear Sirs,

                               BANKING FACILITIES

We, Standard Chartered Bank (Hong Kong) Limited, refer to our letter dated 6th
June 2007 setting out the facilities made available to the Customer(s) below, as
varied by our letter dated 4th June 2008.

CUSTOMER(S):

Bonso Electronics Limited

Following our recent discussions, we are pleased to confirm that the terms of
the facilities will be further varied as follows:

C. PRICING AND CONDITIONS:

The following terms will be revised as follows:

2. Trade Finance    Interest:
                    ---------
                    HKD import/export facilities: 1.8% per annum over HIBOR.

                    Foreign currency import/export facilities: 1.8% per annum
                    over LIBOR.

This letter will amend the terms of the existing facility letter which the Bank
has issued to the Customer as previously varied, as set out above. In all other
respects, the terms of the existing facility letter as previously varied will
remain in full force and effect. This letter will be governed by the laws of
Hong Kong SAR.

If you have any queries, please contact our Relationship Manager, Ms. Sandra
Mak, whole telephone number is 2821-1876.

We are pleased to be of service to you and take this opportunity to thank you
again for your custom.

Yours faithfully,
For and on behalf of
STANDARD CHARTERED BANK (HONG KONG) LIMITED

/s/ Katy Kam
------------
Katy Kam
Senior Credit Documentation Manager

KK/DS

For and on behalf of
BONSO ELECTRONICS LIMITED

/s/ Anthony So
--------------
Authorized Signature(s)

<PAGE>

                                                                       Standard
                                                                       Chartered
Date:    14th October 2008
Our ref: OCC/LC/TEAM4/BKA

CONFIDENTIAL
------------

Bonso Electronics Limited
Unit 1915-1916,
19/F, Delta House,
3 On Yiu Street,
Shek Mun, Shatin,
New Territories.

Attn: Mr. Anthony So / Mr. Albert So
------------------------------------

Dear Sirs,

            RECEIVABLES PURCHASE AGREEMENT: BONSO ELECTRONICS LIMITED

We, Standard Chartered Bank (Hong Kong) Limited, refer to the Receivables
Purchase Agreement dated 21st November 2006 setting out the terms and conditions
of the Factoring Facility made available to your company/firm (the "Seller") as
varied by the letter dated 16th May 2008 (the "Agreement").

Following our recent discussions, we are pleased to confirm that the Agreement
will be further varied as follows:

AGREEMENT

C.   PARTICULARS

Item 3 will be revised as follows:

3. Discounting Charge: At 1.5% per annum above HIBOR/LIBOR, subject to
fluctuation at the Bank's discretion.

Please return to us:
     the enclosed copy of this letter signed by a director on behalf of the
Seller.

This letter is governed by the laws of Hong Kong SAR and is supplemental to and
varies the Agreement. Except for the above variations, all the terms of the
Agreement will remain in full force and effect.

Expressions used in this letter have the same meanings as defined in the
Agreement unless otherwise defined or the context otherwise requires.

Please sign the enclosed copy of this letter and return it to the Bank's Credit
Risk Control at 11th Floor, Standard Chartered Tower, 388 Kwun Tong Road, Kwun
Tong, Kowloon, for the attention of Ms. Judy Kan within one month after the date
of this letter.

If you have any queries, please contact our Relationship Manager, Ms. Sandra
Mak, whole telephone number is 2821-1876.

We are pleased to be of service to you and take this opportunity to thank you
again for your continued business.

Yours faithfully,
For and on behalf of
STANDARD CHARTERED BANK (HONG KONG) LIMITED

/s/ Katy Kam
------------
Katy Kam
Senior Credit Documentation Manager

KK/DS
Encl.

Agreed. For and on behalf of BONSO ELECTRONICS LIMITED

/s/ Anthony So
--------------
Director

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