Document:

EX-10.2

AMENDMENT NO. 13

TO MASTER REPURCHASE AGREEMENT

Amendment No. 13 dated as of August 15, 2006 (this “Amendment”), by and between CREDIT
SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Buyer”), ENCORE CREDIT CORP., (“ECC”
and a “Seller”), ECC CAPITAL CORPORATION (“ECC Capital” and a “Seller”),
BRAVO CREDIT CORPORATION (“Bravo” and a “Seller”, and together with ECC, ECC
Capital and Bravo, the “Sellers”).

RECITALS

The Buyer, ECC, ECC Capital and Bravo are parties to that certain Master Repurchase Agreement,
dated as of February 18, 2005, as amended by Amendment No. 1, dated as of July 21, 2005, Amendment
No. 2, dated as of August 15, 2005, Amendment No. 3, dated as of August 19, 2005, Amendment No. 4,
dated as of September 6, 2005, Amendment No. 5, dated as of September 30, 2005, Amendment No. 6,
dated as of November 29, 2005, Amendment No. 7, dated as of January 12, 2006, Amendment No. 8,
dated as of April 11, 2006, Amendment No. 9, dated as of May 1, 2006, Amendment No. 10, dated as of
June 28, 2006, Amendment No. 11, dated as of July 31, 2006 and Amendment No. 12, dated as of August
14, 2006 (the “Existing Repurchase Agreement”; as amended by this Amendment, the
“Repurchase Agreement”). Capitalized terms used but not otherwise defined herein shall
have the meanings given to them in the Existing Repurchase Agreement.

The Buyer, ECC, ECC Capital and Bravo have agreed, subject to the terms and conditions of this
Amendment, that the Existing Repurchase Agreement be amended to reflect certain agreed upon
revisions to the terms of the Existing Repurchase Agreement.

Accordingly, the Buyer, ECC, ECC Capital and Bravo hereby agree, in consideration of the
mutual premises and mutual obligations set forth herein, that the Existing Repurchase Agreement is
hereby amended as follows:

SECTION 1. Definitions. Section 2 of the Existing Repurchase Agreement is hereby
amended by:

1.1 adding the following definitions in their proper alphabetical order:

“40/30 Mortgage Loan” means a Mortgage Loan which has an original term to maturity of
not more than thirty years from commencement of amortization, with a balloon payment in year thirty
based upon a forty year amortization schedule.

“50/30 Mortgage Loan” means a Mortgage Loan which has an original term to maturity of
not more than thirty years from commencement of amortization, with a balloon payment in year thirty
based upon a fifty year amortization schedule.

“Forty-Year Mortgage Loan” shall mean a Mortgage Loan which has an original term to
maturity of not more than forty years from commencement of amortization.

1.2 deleting the definitions of “LIBOR”, “Market Value”, “Maximum
Aggregate Purchase Price” and “Termination Date” in their entirety and replacing them
with the following language:

“LIBOR” means for each day, the rate of interest (calculated on a per annum basis)
equal to the one month British Bankers Association Rate as reported on the display designated as
“BBAM” “Page DG8 4a” on Bloomberg (or such other display as may replace “BBAM” “Page DG8 4a” on
Bloomberg) on such date of determination, and if such rate shall not be so quoted, the rate per
annum at which Buyer is offered Dollar deposits at or about 11:00 a.m., (New York City time), on
such day, by prime banks in the interbank eurodollar market where the eurodollar and foreign
currency exchange operations in respect of its loans are then being conducted for delivery on such
day for a period of one month, and in an amount comparable to the amount of the Purchase Price of
Transactions to be outstanding on such day.

“Market Value” means, with respect to any Purchased Mortgage Loan as of any date of
determination, the whole-loan servicing released fair market value of such Purchased Mortgage Loan
on such date as determined by Buyer (or an Affiliate thereof) in its good faith discretion.
Without limiting the generality of the foregoing, each Seller acknowledges that (a) in the event
that a Purchased Mortgage Loan is not subject to a Take-out Commitment, Buyer may deem the Market
Value for such Mortgage Loan to be no greater than par and (b) the Market Value of a Purchased
Mortgage Loan may be reduced (including to zero) by Buyer if:

(i) a breach of a representation, warranty or covenant made by a Seller in this
Agreement with respect to such Purchased Mortgage Loan has occurred and is
continuing and such breach would be reasonably likely to adversely affect the value
of such Purchased Mortgage Loan;

(ii) such Purchased Mortgage Loan (other than a Repurchased Mortgage Loan) is a
Non-Performing Mortgage Loan;

(iii) such Purchased Mortgage Loan has been released from the possession of the
Custodian under the Custodial Agreement (other than to a Take-out Investor pursuant
to a Bailee Letter) for a period in excess of ten (10) calendar days;

(iv) such Purchased Mortgage Loan has been released from the possession of the
Custodian under the Custodial Agreement to a Take-out Investor pursuant to a Bailee
Letter for a period in excess of forty-five (45) calendar days;

(v) such Purchased Mortgage Loan has been subject to a Transaction hereunder
for a period of greater than (a) 120 days for all Mortgage Loans other than Aged
Loans or Repurchased Mortgage Loans and (b) 180 days with respect to each Aged Loan
or Repurchased Mortgage Loan;

(vi) such Purchased Mortgage Loan is a Wet-Ink Mortgage Loan for which the
Mortgage File has not been delivered to the Custodian on or prior to the eighth
Business Day after the related Purchase Date;

(vii) such Purchased Mortgage Loan is no longer acceptable for purchase by
Buyer (or an Affiliate thereof) under any of the flow purchase or conduit programs
for which a Seller then has been approved due to a Requirement of Law relating to
consumer credit laws or otherwise;

(viii) when the Purchase Price for such Purchased Mortgage Loan is added to
other Purchased Mortgage Loans, the aggregate Purchase Price of all Repurchased
Mortgage Loans that are Purchased Mortgage Loans exceeds $15 million;

(ix) when the Purchase Price for such Purchased Mortgage Loan is added to other
Purchased Mortgage Loans, the aggregate Purchase Price of all Aged Loans (other than
Repurchased Mortgage Loans) that are Purchased Mortgage Loans exceeds $20 million;

(x) when the Purchase Price for such Purchased Mortgage Loan is added to other
Purchased Mortgage Loans, the aggregate Purchase Price of all Second Lien Mortgage
Loans (including HELOCs) that are Purchased Mortgage Loans exceeds $50 million;

(xi) when the Purchase Price for such Purchased Mortgage Loan is added to other
Purchased Mortgage Loans, the aggregate Purchase Price of all HELOCs that are
Purchased Mortgage Loans exceeds $30 million;

(xii) when the Purchase Price for such Purchased Mortgage Loan is added to
other Purchased Mortgage Loans, the aggregate Purchase Price of all Purchased
Mortgage Loans for which the credit quality is below that of a B Credit Mortgage
Loan exceeds 5% of the Maximum Aggregate Purchase Price;

(xiii) when the Purchase Price for such Purchased Mortgage Loan is added to
other Purchased Mortgage Loans, the aggregate Purchase Price of all Purchased
Mortgage Loans for which the origination date with respect to such Mortgage Loan is
greater than thirty (30) days prior to the related Purchase Date but not greater
than sixty (60) days prior to the related Purchase Date exceeds $50,000,000;

(xiv) during the first five (5) Business Days and the last five (5) Business
Days of each calendar month, when the Purchase Price for such Purchased Mortgage
Loan is added to other Purchased Mortgage Loans, the aggregate Purchase Price of all
Wet-Ink Mortgage Loans that are Purchased Mortgage Loans exceeds 40% of the Maximum
Aggregate Purchase Price;

(xv) other than during the first five (5) Business Days and the last five (5)
Business Days of each calendar month, when the Purchase Price for such Purchased
Mortgage Loan is added to other Purchased Mortgage Loans, the aggregate Purchase
Price of all Wet-Ink Mortgage Loans that are Purchased Mortgage Loans exceeds 30% of
the Maximum Aggregate Purchase Price;

(xvi) when the Purchase Price for such Purchased Mortgage Loan is added to
other Purchased Mortgage Loans, the aggregate Purchase Price of all Purchased
Mortgage Loans for which the related Mortgagor has a FICO score of 600 or less
exceeds 45% of the Maximum Aggregate Purchase Price;

(xvii) when the Purchase Price for such Purchased Mortgage Loan is added to
other Purchased Mortgage Loans, the aggregate Purchase Price of all Purchased
Mortgage Loans for which the related Mortgagor has a FICO score of 580 or less
exceeds 15% of the Maximum Aggregate Purchase Price;

(xviii) when the Purchase Price for such Purchased Mortgage Loan is added to
other Purchased Mortgage Loans, the aggregate Purchase Price of all Interest Only
Loans, Forty-Year Mortgage Loans, 40/30 Mortgage Loans and 50/30 Mortgage Loans,
combined, that are Purchased Mortgage Loans exceeds 60% of the Maximum Aggregate
Purchase Price;

(xix) when the Purchase Price for such Purchased Mortgage Loan is added to
other Purchased Mortgage Loans, the aggregate Purchase Price of all 50/30 Mortgage
Loans that are Purchased Mortgage Loans exceeds 30% of the Maximum Aggregate
Purchase Price;

(xx) when the Purchase Price for such Purchased Mortgage Loan is added to other
Purchased Mortgage Loans, the aggregate Purchase Price of all Interest Only Loans
that are Purchased Mortgage Loans exceeds 15% of the Maximum Aggregate Purchase
Price; and

(xxi) such Purchased Mortgage Loan is a Repurchased Mortgage Loan for which the
Mortgaged Property has been foreclosed upon or has been converted to REO Property.

“Maximum Aggregate Purchase Price” means SIX HUNDRED MILLION DOLLARS ($600,000,000).

“Termination Date” means the earlier of (a) January 31, 2007, and (b) the date of the
occurrence of an Event of Default.

SECTION 2. Schedules. Schedule 1 of the Existing Repurchase Agreement is hereby
amended by deleting subsections (r) and (y) in their entirety and replacing them with the
following:

“(r) Origination; Payment Terms. The Mortgage Loan was originated by or in
conjunction with a mortgagee approved by the Secretary of Housing and Urban Development pursuant to
Sections 203 and 211 of the National Housing Act, a savings and loan association, a savings bank, a
commercial bank, credit union, insurance company or similar banking institution which is supervised
and examined by a federal or state authority. Other than respect to HELOCs, principal and/or
interest payments on the Mortgage Loan commenced no more than 60 days after funds were disbursed in
connection with the Mortgage Loan. With respect to adjustable rate Mortgage Loans, the Mortgage
Interest Rate is adjusted on each Interest Rate Adjustment Date to equal the Index plus the Gross
Margin (rounded up or down to the nearest .125%), subject to the Mortgage Interest Rate Cap. Other
than with respect to a HELOC, or the Credit Limit, with respect to a HELOC, the Mortgage Note is
payable on the first day of each month in equal monthly installments of principal and/or interest
(subject to a balloon payment in the case of a 40/30 Mortgage Loan and a 50/30 Mortgage Loan and
subject to an “interest only” period in the case of Interest Only Loans), which installments of
interest (a) with respect to adjustable rate Mortgage Loans are subject to change on the Interest
Rate Adjustment Date due to adjustments to the Mortgage Interest Rate on each Interest Rate
Adjustment Date and (b) with respect to Interest Only Loans are subject to change on the Interest
Only Adjustment Date due to adjustments to the Mortgage Interest Rate on each Interest Only
Adjustment Date, in both cases with interest calculated and payable in arrears, sufficient to
amortize the Mortgage Loan fully by the stated maturity date, over an original term of not more
than 30 years from commencement of amortization (except with respect to any 40/30 Mortgage Loan,
50/30 Mortgage Loan or Forty-Year Mortgage Loans). No 40/30 Mortgage Loan or 50/30 Mortgage Loan
has a balloon payment due prior to the date which is 15 years following the origination date. The
Due Date of the first payment under the Mortgage Note is no more than 60 days from the date of the
Mortgage Note. With respect to HELOCs, the related Mortgagor may request advances up to the Credit
Limit within the first ten years following the date of origination. Each HELOC will amortize
within 30 years from the date of origination.”

“(y) No Buydown Provisions; No Graduated Payments or Contingent Interests. The
Mortgage Loan does not contain provisions pursuant to which Monthly Payments are paid or partially
paid with funds deposited in any separate account established by each Seller, the Mortgagor, or
anyone on behalf of the Mortgagor, or paid by any source other than the Mortgagor nor does it
contain any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan
is not a graduated payment mortgage loan (except with respect to 40/30 Mortgage Loans or 50/30
Mortgage Loans) and the Mortgage Loan does not have a shared appreciation or other contingent
interest feature.”

SECTION 3. Conditions Precedent. This Amendment shall become effective as of the date
hereof, (the “Amendment Effective Date”), subject to the satisfaction of the following
conditions precedent:

2.2 Delivered Documents. On the Amendment Effective Date, the Buyer shall have
received the following documents, each of which shall be satisfactory to the Buyer in form and
substance:

(i) this Amendment, executed and delivered by a duly authorized officer of the Buyer
and Seller; and

(ii) such other documents as the Buyer or counsel to the Buyer may reasonably request.

SECTION 4. Representations and Warranties. Each Seller hereby represents and warrants
to the Buyer that it is in compliance with all the terms and provisions set forth in the Existing
Repurchase Agreement on its part to be observed or performed, and that no Event of Default has
occurred or is continuing, and hereby confirms and reaffirms the representations and warranties
contained in Section 13 of the Existing Repurchase Agreement (except to the extent that such
representation or warranty expressly relates to an earlier date).

SECTION 5. Limited Effect. Except as expressly amended and modified by this
Amendment, the Existing Repurchase Agreement shall continue to be, and shall remain, in full force
and effect in accordance with its terms.

SECTION 6. Counterparts. This Amendment may be executed by each of the parties hereto
on any number of separate counterparts, each of which shall be an original and all of which taken
together shall constitute one and the same instrument.

SECTION 7. GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO THE CHOICE OF LAW
PROVISIONS THEREOF.

[SIGNATURE PAGE FOLLOWS]

1

IN WITNESS WHEREOF, the parties have caused their names to be signed hereto by their
authorized representatives thereunto duly authorized as of the day and year first above written.

Buyer:

CREDIT SUISSE FIRST BOSTON

MORTGAGE CAPITAL LLC,

as Buyer

By: Bruce S. Kaiserman

Name: Bruce S. Kaiserman

Title: Vice President

Sellers:

ENCORE CREDIT CORP.

By: Shahid S. Asghar

Name: Shahid S. Asghar

Title: Executive Vice President

ECC CAPITAL CORPORATION

By: Shahid S. Asghar

Name: Shahid S. Asghar

Title: President and Co-CEO

BRAVO CREDIT CORPORATION

By: Shahid S. Asghar

Name: Shahid S. Asghar

Title: President and Co-CEO

2EX-10.1

SEPARATION AGREEMENT

This separation agreement (the “Separation Agreement”) is made as of the 16th day of August,
2006 by Nicholas S. Schorsch (the “Executive”) and First States Group, L.P. (the “Company”).

WHEREAS, the Executive and the Company have entered into an Employment Agreement (the
“Employment Agreement”), dated as of August 30, 2005; and

WHEREAS, the Executive’s employment with and service to the Company and its affiliates,
including but not limited to American Financial Realty Trust (“AFRT”), shall end effective as of
August 16, 2006 (the “Separation Date”); and

WHEREAS, the Executive has agreed to execute a release and waiver in the form set forth herein
in consideration of the Company’s agreement to provide its release and waiver and the compensation
and benefits set forth herein; and

WHEREAS, the Executive’s separation is amicable and on mutually satisfactory terms; and

WHEREAS, the Company and the Executive desire to settle all rights, duties and obligations
between them, including without limitation all such rights, duties, and obligations arising under
the Employment Agreement or otherwise out of the Executive’s employment or service by the Company
and its affiliates.

NOW THEREFORE, intending to be legally bound and for good and valid consideration the
sufficiency of which is hereby acknowledged, the Executive and the Company agree as follows:

1. SEVERANCE BENEFITS. The Company shall pay and provide the Executive severance benefits as
follows:

(a) In satisfaction of any outstanding obligations to the Executive under the
Employment Agreement and recognizing that a material portion of the following payment is
being made in consideration for the Executive’s continued obligations to comply with the
covenants as set forth in Section 5 of this Separation Agreement, the Company shall pay the
Executive the sum of $5,444,773, less the amount set forth in Section 3(a) hereof, and less
any applicable income tax withholding required under federal, state, or local law, which
applicable withholding shall be calculated at the rate permitted by applicable law or
regulation that is most favorable to the Executive (the “Separation Payment”). The
Separation Payment shall be paid by wire transfer in a single lump sum cash payment no later
than the business day following the Separation Date. The Executive acknowledges and agrees
that the Separation Payment shall be in full and complete satisfaction of (i) all amounts
due and payable as salary, cash incentive bonus, severance or otherwise under the terms of
the Executive’s Employment Agreement; provided, that in addition to the Separation Payment,
the Executive will receive his salary, in accordance with the Company’s normal payroll
practices, for the period between the date for which his salary was last paid by the Company
and the Separation Date; (ii) the Company’s agreement to provide health or other insurance
for the Executive; (iii) all business expenses incurred through the Separation Date and
reimbursed prior to the Separation Date; (iv) accrued but unused vacation through the
Separation Date; and (v) any other similar amounts or benefits payable to the Executive
pursuant to the Employment Agreement or otherwise.

(b) At the same time that the Separation Payment is paid to the Executive, the Company
shall pay to the Executive the sum of $6,237,000, less any applicable income tax withholding
required under federal, state, or local law, which applicable withholding shall be
calculated at the rate permitted by applicable law or regulation that is most favorable to
the Executive (the “LTIP Payment”). The LTIP Payment shall be in full and complete
satisfaction of the forfeiture by the Executive of all rights under AFRT’s 2006 Long-Term
Incentive Plan and any rights in respect of the 2006 LTIP pursuant to the Employment
Agreement.

(c) 266,997 common shares of beneficial interest, $0.001 par value, (the “Common
Shares”) of AFRT that were previously granted to the Executive1 but remain
subject to vesting shall vest immediately as of the Separation Date and all restrictions on
the sale of such Common Shares (as well as all restricted Common Shares previously vested)
shall lapse, other than those that may be imposed by federal or state securities laws, and
the certificates representing such shares shall, to the extent permitted by applicable
federal or state securities laws, be unlegended. Prior to the delivery of any of such
Common Shares, the Executive shall satisfy all applicable income tax withholding required
under federal, state or local law in respect of the vesting of and lapse of restrictions on
such Common Shares.

(d) The Executive was granted an option to purchase 1,515,625 Common Shares on
September 10, 2002, exercisable at $10.00 per share. This option is fully
vested2 as to all 852,539 remaining unexercised shares, except with respect to
94,726 shares, as to which it is scheduled to vest on September 30, 2006. Pursuant to this
Agreement, such option shall become exercisable as to such remaining 94,726 shares as of the
Separation Date, and such option shall remain exercisable by the Executive through and
including August 16, 2008.

(e) In full and complete satisfaction of the Company’s obligations under the AFRT
Supplemental Executive Retirement Plan (the “SERP”), on the first business day following the
date that is six months after the Separation Date, the Company shall pay to the Executive,
in a lump sum by wire transfer, the amount of $1,484,974, less any applicable income tax
withholding required under federal, state, or local law, which applicable withholding shall
be calculated at the rate permitted by applicable law or regulation that is most favorable
to the Executive, and the SERP shall terminate.

(f) Within five (5) days after the Separation Date, the Company shall (i) make payments
to carriers of the 30 year vanishing premium, whole life insurance policies purchased by the
Company with the Executive as the owner pursuant to Section 6(d)(v) of the Employment
Agreement sufficient to fully fund such policies and (ii) pay to the Executive an additional
amount as a “gross-up” for any and all ordinary income tax, federal, state, and local, that
results from the imputation of income that results from the funding of such policies, which
for purposes of clarity shall not include any additional taxes imposed pursuant to Section
409A of the Code. Following the funding of the final premium payment for each policy, the
Company shall not have any further obligation to pay any future premium that might hereafter
become due with respect to such policies. Promptly after funding the premium payments for
each such policy, the Company shall provide to the Executive proof thereof. Furthermore, to
the extent practicable following the funding of the final premium payment for each such
policy, the Company shall transfer such policies to the Executive to the extent not already
owned by the Executive.

(g) As soon as administratively practicable following the Separation Date, if requested
by the Executive, the Company will take reasonable action to cause the plan administrator to
facilitate the Executive’s request (after completion of the required documentation by the
Executive) for a transfer of the Executive’s 401(k) account (or the balance thereof) into
another such account or another retirement savings plan, as applicable, designated by the
Executive.

(h) Through the sixth anniversary of the Separation Date, the Company shall maintain
directors and officers insurance coverage for the Executive covering his acts or omissions
while an officer and trustee of the Company and AFRT on a basis no less favorable to him
than the coverage provided to the current officers and trustees or, in the event of a Change
of Control (as defined in the Employment Agreement), to former officers and trustees of the
Company and AFRT and the then-current officers and trustees of their respective successor
entities.

(i) The Company or an affiliate thereof is currently the lessee under leases to
properties, located at 106 Old York Road and 1725 Fairway in Jenkintown, PA, owned by the
Executive, members of his family and/or trusts for their benefit. At the time that the
Separation Payment is paid to the Executive, the Company shall pay to the owner(s) of such
properties the aggregate amounts of $194,044.63 and $212,562.85, respectively, as
consideration for cancellation of such leases, such cancellation and payment to be subject
to the further terms and conditions of the lease termination agreements attached hereto as
Exhibit A.

(j) As soon as administratively practicable following the Separation Date, the Company
will reimburse the Executive for any previously unreimbursed bona fide business expenses
incurred by the Executive prior to the Separation Date in accordance with the Company’s
usual policy for such reimbursements.

(k) Sections 10, 11, 12, 13, 14 and 15 of the Employment Agreement are hereby
incorporated by reference. The Executive understands and agrees that the Company shall not
be responsible for paying or reimbursing the costs and expenses of the Executive of
negotiating this Separation Agreement.

2. TERMINATION OF EMPLOYMENT AGREEMENT; RESIGNATION FROM BOARD OF TRUSTEES AND OFFICER
POSITIONS.

(a) Upon the execution of this Separation Agreement, the Employment Agreement, except as
specifically set forth herein, shall be terminated in its entirety, and neither the Executive nor
the Company, nor any of their respective affiliates, shall have any further rights, duties or
obligations with respect to the employment or service of Executive by the Company or its
affiliates. This Separation Agreement sets forth the entire agreement of the Company and the
Executive with respect to the subject matter hereof.

(b) Upon the execution of this Separation Agreement, the Executive shall resign from his
position as a trustee of AFRT, as well as from all officer positions he holds with AFRT, the
Company and any of their affiliates, by executing the Letter of Resignation attached hereto as
Exhibit B. The Executive also acknowledges that, as of the Separation Date, he has no
rights with respect to appointment, observation or similar rights with respect to the board of
trustees of AFRT or the corresponding governing body of the Company or any affiliate thereof.

3. RETURN OF COMPANY PROPERTY; POST-SEPARATION COMMUNICATIONS.

(a) The Executive confirms that he has returned, or will promptly return, all Company
property, except that Executive shall purchase from the Company, for an amount equal to $35,000,
all of the computers, cellular and non-cellular phones (other than the Cisco phones), pdas, wiring,
routers and other similar electronic and other equipment currently utilized by the Executive
personally outside the New York City office, including at his places of residence and personal
office. The Company will make satisfactory arrangements to retrieve from the Executive any Company
property that he does not purchase in accordance with this Section 3(a).

(b) Following the Separation Date, the Executive shall no longer have access to the e-mail or
other computer systems of the Company or AFRT, but shall remain entitled to utilize the Company’s
phone systems until August 21, 2006. The Company agrees that, for a period of six (6) months
following the Separation Date, it shall make arrangements, through a third-party service provider,
to forward all e-mails that it receives addressed to the addresses listed on Schedule I to
the appropriate person listed thereon. All such messages shall be forwarded on the day received
(or, if such day is not a business day, on the next business day).

(c) Following the Separation Date, the Executive shall forward all correspondence that he or
any of his affiliates receives addressed to the Company to the Company. All such correspondence
shall be forwarded as expeditiously as possible, but in no case more than three (3) business days
following receipt thereof.

4. STANDSTILL AGREEMENT. The Executive agrees that, through and including April 26, 2007,
unless such shall have been specifically invited in writing by AFRT, neither the Executive nor any
of his affiliates which he controls (as such term is defined under the Securities Exchange Act of
1934, as amended (the “Exchange Act”)) or any representative acting on behalf of the Executive will
in any manner, directly or indirectly, (a) effect or seek, offer or propose (whether publicly or
otherwise) to effect, or cause or participate in or in any way assist any other person to effect or
seek, offer or propose (whether publicly or otherwise) to effect or participate in, (i) any
acquisition of any securities (or beneficial ownership thereof) (excluding securities acquired
pursuant to any AFRT benefit plan or this Agreement, securities acquired upon conversion of
securities owned beneficially by the Executive on the Separation Date, and up to an additional 2%
of the outstanding common shares of AFRT) or assets (unless such assets are otherwise being
marketed by AFRT or constitute, in the aggregate, less than 20% of AFRT’s real estate assets
(measured by square footage), and the offer or proposal to acquire such assets is made
confidentially to the Board of Trustees of AFRT) of AFRT or any of its subsidiaries, affiliates or
divisions; (ii) any tender or exchange offer, merger or other business combination involving AFRT
or any of its subsidiaries, affiliates or divisions; (iii) any recapitalization, restructuring,
liquidation, dissolution or other extraordinary transaction with respect to AFRT or any of its
subsidiaries, affiliates or divisions; or (iv) any “solicitation” of “proxies” (as such terms are
used in the proxy rules of the Securities and Exchange Commission (the “SEC”)) or consents to vote
any voting securities of AFRT; (b) form, join or in any way participate in a “group” (as defined
under the Exchange Act) with respect to any of the activities set forth in clause (a) of this
sentence; (c) otherwise act, alone or in concert with others, to seek to control or influence the
management, Board of Directors or Trustees or policies of AFRT or any of its subsidiaries,
affiliates or divisions; (d) take any action which might force AFRT to make a public announcement
regarding any of the types of matters set forth in (a) above; (e) request AFRT, directly or
indirectly, to amend or waive any provision of this Section 4; or (f) enter into any discussions or
arrangements with any third party with respect to any of the foregoing. Notwithstanding anything
to the contrary in this paragraph 4, the Executive may form, join or participate in a “group” with
respect to the activities set forth in clause (a) of the preceding sentence with any person or
entity who or which has entered into a standstill agreement with AFRT within the 12-month period
ending on the Separation Date.

5. CONFIDENTIALITY; NO COMPETITION; NONSOLICITATION. Executive hereby confirms and agrees to
his confidentiality, nonsolicitation and non-competition obligations under the Employment
Agreement; provided, that the hiring by the Executive of up to two Company employees who served as
his executive assistants and one Company employee who served as a driver for the Company
immediately prior to the Separation Date shall not be deemed a breach of this Section 5. For the
avoidance of doubt, the Company and the Executive acknowledge that the “Noncompete Period” as
defined in the Employment Agreement shall expire on February 15, 2008, and shall not be earlier
terminated absent a material breach by the Company of its obligations under this Separation
Agreement.

6. NO DISPARAGEMENT; CHARACTERIZATION OF SEPARATION.

(a) Each of the Executive (on behalf of his family members or employees, or their respective
agents) and the Company (on behalf of itself, AFRT and the members of AFRT’s board of trustees, as
well as the officers and employees of AFRT, the Company and their respective affiliates and agents)
agree not to disparage the other, including making any statement or comments or engaging in any
conduct that is disparaging or derogatory toward the Executive or the Company, as the case may be,
whether directly or indirectly, by name or innuendo; provided, however, that nothing in
this Separation Agreement shall restrict (i) communications protected as privileged under federal
or state law relating to testimony or (ii) communications ordered or required by a court or an
administrative agency of competent jurisdiction. The Company shall be responsible for any breach
of this Section 6(a) by its or AFRT’s trustees, officers or employees and their respective agents
or any of them. The Executive shall be responsible for any breach of this Section 6(a) by his
family members or employees, and their respective agents or any of them.

(b) The cessation of Executive’s employment and service with the Company and its affiliates
shall not be deemed to constitute a termination for Cause or a termination for Good Reason, both as
defined in the Employment Agreement, and neither the Executive nor the Company shall characterize
it as such.

7. FILING WITH SECURITIES AND EXCHANGE COMMISSION. Each of the Executive and the Company
acknowledges and agrees that this Agreement shall be filed by AFRT with the SEC as an exhibit to
certain periodic and current reports under the Exchange Act.

8. RELEASE BY EXECUTIVE. In consideration for the payments to be made pursuant to this
Separation Agreement:

(a) Executive knowingly and voluntarily releases, acquits and forever discharges the Company,
AFRT and their respective owners, parents, stockholders, predecessors, successors, assigns, agents,
directors, officers, employees, representatives, divisions and subsidiaries (collectively, the
“Releasees”) from any and all charges, complaints, claims, liabilities, obligations, promises,
agreements, damages, causes of action, suits, rights, costs, losses, debts and expenses of any
nature whatsoever, known or unknown, suspected or unsuspected, foreseen or unforeseen, matured or
unmatured, against them which the Executive or any of his heirs, executors, administrators,
successors and assigns (“Executive Persons”) ever had, now has or at any time hereafter may assert,
own or hold by reason of any matter, fact, or cause whatsoever from the beginning of time up to and
including the date of this Separation Agreement, including, without limitation, any claims under
the Philadelphia Fair Practices Ordinance; Phila., Pa. Code §§ 9-1100 et seq.; the
Pennsylvania Human Relations Act, 43 Pa. C.S.A. § 951 et seq.; the Pennsylvania
Wage Payment and Collection Law, 43 Pa. C.S.A. § 260.1 et seq.; the New York Human
Rights Law, N.Y. Exec. Law §§ 290 et seq.; the New York Equal Pay Law; N.Y. Lab. Law §§ 194 to
198-a; the New York Whistleblower Protection Law, N.Y. Lab. Law §§ 215 and 740; the New York Child
Care Leave Law, N.Y. Lab. Law § 201-C; all claims for salary, bonuses, severance pay, vacation pay
or any benefits arising under the Employee Retirement Income Security Act of 1974, as amended; any
claims of sexual harassment, or discrimination based upon race, color, national origin, ancestry,
religion, marital status, sexual orientation, citizenship status, medical condition or disability
under Title VII of the Civil Rights Act of 1964, the Civil Rights Act of 1991, the American with
Disabilities Act, Section 1981 of the Civil Rights Acts of 1866 and 1871, the Equal Pay Act, The
Rehabilitation Act, The Consolidated Omnibus Budget Reconciliation Act, as amended, The Fair Labor
Standards Act, as amended, and any other federal, state or local law prohibiting discrimination in
employment; any claims of age discrimination under the Age Discrimination in Employment Act, as
amended by the Older Workers Benefit Protection Act, or under any other federal, state or local law
prohibiting age discrimination; claims of breach of implied or express contract, breach of promise,
misrepresentation, negligence, fraud, estoppel, defamation, infliction of emotional distress,
violation of public policy, wrongful or constructive discharge, or any other employment-related
tort; any claim for costs, fees, or other expenses, including attorneys fees; and all claims under
any other federal, state or local laws relating to employment, except in any case to the extent
such release is prohibited by applicable federal, state and/or local law. Notwithstanding anything
herein to the contrary, in no event shall this Separation Agreement apply to (i) Executive’s rights
as a shareholder of the Company, (ii) the enforcement of the obligations of the Company or any
other Releasee under this Separation Agreement, (iii) the Executive’s right to indemnification
under this Separation Agreement or otherwise, and (iv) any claims for workers’ compensation
benefits or vested retirement or welfare benefits that the Executive is entitled to under the terms
of the Company’s broad-based retirement and welfare benefit plans, as in effect from time to time.

(b) Executive represents that he has not filed or permitted to be filed against the Releasees,
any complaints, charges or lawsuits and covenants and agrees that he will not seek or be entitled
to any personal recovery in any court or before any governmental agency, arbitrator or
self-regulatory body against any of the Releasees arising out of any matters set forth in Section
8(a) hereof that he is releasing. If Executive has filed any such complaint, charge, grievance,
lawsuit or similar action, he agrees to remove, dismiss or take similar action to eliminate such
complaint, charge, grievance, lawsuit or similar action within five (5) days of signing this
Separation Agreement.

(c) Notwithstanding the foregoing, this Separation Agreement is not intended to interfere with
Executive’s right to file a charge with the Equal Employment Opportunity Commission (hereinafter
referred to as the “EEOC”) in connection with any claim he believes he may have against the
Company. However, the Executive hereby agrees to waive the right to recover money damages in any
proceeding he may bring before the EEOC or any other similar body or in any proceeding brought by
the EEOC or any other similar body on his behalf.

9. RELEASE BY THE COMPANY. The Company, on its own behalf and on behalf of the Releasees,
does hereby knowingly and voluntarily release, acquit and forever discharge the Executive and his
heirs, executors and administrators (hereinafter all included within the term “Executive”), from
any and all charges, complaints, claims, liabilities, obligations, promises, agreements, damages,
causes of action, suits, rights, costs, losses, debts and expenses of any nature whatsoever, known
or unknown, suspected or unsuspected, foreseen or unforeseen, matured or unmatured against the
Executive which the Company or any of the Releasees ever had, now has or at any time hereafter may
assert, own or hold by reason of any matter, fact or cause whatsoever from the beginning of time up
to and including the date of this Separation Agreement. Notwithstanding the above, if the
Executive is convicted of the commission of a felony, including criminal fraud, against the
Company, or if he enters into a settlement with the SEC that states that it is being entered into
in order to settle an assertion by the SEC that, in his capacity as an officer of the Company, he
has committed a criminal violation of the securities laws or regulations, the Company may seek
indemnity against the Executive for all financial liability imposed upon it as a direct result of
said crime or criminal violation of the securities laws or regulations in an arbitration proceeding
conducted pursuant to Section 13 of the Employment Agreement and, in such proceeding, the Executive
shall be awarded his reasonable attorneys’ fees and other reasonable out-of-pocket expenses and
costs of the proceeding if the Company does not prevail.

10. PRESS RELEASES. AFRT’s press release announcing the cessation of the Executive’s
employment is attached hereto as Exhibit C.

11. ACKNOWLEDGMENT. The Company has advised the Executive to consult with an attorney of his
choosing prior to signing this Separation Agreement and the Executive hereby represents to the
Company that he has been offered an opportunity to consult with an attorney prior to signing this
Separation Agreement. The Executive shall have twenty-one (21) days to consider the waiver of his
rights in this Separation Agreement, although he may sign this Separation Agreement sooner if he
chooses. Once he has signed this Separation Agreement, the Executive shall have seven (7)
additional days from the date of execution to revoke his consent to the waiver of his rights under
the Age Discrimination in Employment Act (“ADEA”). If no such revocation occurs, the Executive’s
waiver of such rights in this Separation Agreement shall become effective seven (7) days from the
date of execution by the Executive. In the event that the Executive revokes his waiver of rights
in this Separation Agreement, this Separation Agreement shall be deemed revised to revoke his
waiver of his rights under the ADEA.

12. COOPERATION. The Executive shall make himself available to the Company following the
Separation Date to assist the Company and its affiliates, as may be requested by the Company at
mutually convenient times and places, with respect to pending and future litigations, arbitrations,
governmental investigations or other dispute resolutions relating to matters that arose during the
Executive’s employment with the Company. The Company will reimburse the Executive for all
reasonable expenses and costs he may incur as a result of providing assistance under this
paragraph, upon receipt of his statement and appropriate documentation thereof, and shall pay the
Executive a fee of $5,000 per day (or a prorated amount for a partial day) that the Executive
provides such assistance.

13. NOTICES. All notices and other communications hereunder shall be in writing or by written
telecommunication, and shall be deemed to have been duly given if delivered personally or if sent
by overnight courier or by certified mail, return receipt requested, postage prepaid or sent by
written telecommunication or telecopy, to the relevant address set forth below, or to such other
address as the recipient of such notice or communication shall have specified in writing to the
other party hereto, in accordance with this Section 13.

If to the Executive, to:

1725 The Fairway

Jenkintown, PA 19046

Facsimile: 215-887-2585

If the Company, to:

First States Group, L.P.

610 Old York Road

Jenkintown, PA 19046

Attn: Chairman of the Board of Trustees

Facsimile: 215-572-1596

14. GOVERNING LAW. This Separation Agreement shall be governed and construed in accordance
with the laws of the Commonwealth of Pennsylvania, without giving effect to principles of conflicts
law.

15. COUNTERPARTS. This Separation Agreement may be executed in multiple counterparts, each of
which shall be deemed an original, but all of which together shall constitute one and the same
instrument. In making proof of this Separation Agreement, it shall not be necessary to produce or
account for more than one such counterpart.

16. ENTIRE AGREEMENT. This Separation Agreement sets forth the entire understanding and
supersedes all prior and contemporaneous oral and written agreements between the parties relating
to the subject matter contained herein or therein, and merges all prior and contemporaneous
discussions between them.

1 For background purposes only, the restricted
share grants to the Executive consisted of grants of: (a) 600,000 shares on
July 1, 2003; (b) 149,000 shares on January 1, 2004; (c) 120,000 shares on
January 2, 2004; (d) 128,734 shares on January 4, 2005; and (e) 116,703 shares
on March 31, 2006. Of such shares, a total of 266,997 remain unvested on the
date hereof.

2 This option vested 25% on the first
anniversary of its date of grant, and 6.25% on the last day of each quarter
beginning with the quarter ended September 30, 2003.

1

IN WITNESS WHEREOF, the Executive and the Company have executed this Separation Agreement as
of the day and year first above written.

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	FIRST STATES GROUP, L.P.

	 	 	 	 	 	 	 	 	 	NICHOLAS S. SCHORSCH
	By:
	 	 	 	 	 	First States Group, LLC
	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	Its general partner
	 	 	 	 	 	 	 	 
	 
	 	By:	 	___________________________
	 	 	______________________________	 
	 
	 	 	 	 	 	Name:
	 	Glenn Blumenthal
	 	 	 	 
	 
	 	 	 	 	 	Title:
	 	Executive Vice President
	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	and Chief Operating Officer
	 	 	 	 

GUARANTEE:

For good and valuable consideration, including the Executive’s agreement to provide the release and
waiver contained in this Separation Agreement, the obligations of First States Group, L.P. under
this Separation Agreement, dated August 16, 2006, with Nicholas S. Schorsch, shall be guaranteed by
American Financial Realty Trust and American Financial Realty Trust agrees to be bound to all
obligations of First States Group, L.P. hereunder to the same extent as First States Group, L.P.

AMERICAN FINANCIAL REALTY TRUST

	 	 	 	 	 	 	 	 	 
	By:	 	______________________________

	 
	 	Name:
	 	Lewis S. Ranieri

	 
	 	Title:
	 	Chairman of the Board of Trustees

Dated: August 16, 2006

2

Exhibit A

Lease Termination Agreements

3

TERMINATION OF LEASE AGREEMENT

THIS TERMINATION OF LEASE AGREEMENT (“Agreement”) is made and entered into as of the 16th day of
August, 2006, by and between York Court Realty, L.P. (“Landlord”) and First States Group, L.P.
(“Tenant”).

Background of Agreement

Tenant is leasing certain space (the “Leased Premises”) in a building located at 106 Old York Road
Jenkintown, PA (the “Building”), pursuant to that certain lease dated July 31, 2002, as amended
January 1, 2004, by and between Landlord and Strategic Alliance Realty Group, LLC, predecessor to
American Financial Realty Trust (“AFR”), with a lease expiration date of August 31, 2008 (the
“Lease”), the Lease having been assigned by AFR to Tenant effective September 10, 2002;

A portion of the Leased Premises (“Subleased Premises”) are subleased pursuant to that certain
sublease (“Sublease”) dated March 30, 2006 by and between Tenant, as sublandlord and Jones Lang
LaSalle Americas, Inc. (“Subtenant”) as subtenant;

Landlord and Tenant desire to provide for the early termination of the Lease upon the terms and
conditions set forth herein; and

Upon such termination, Landlord agrees to recognize Subtenant as a direct tenant of the Subleased
Premises, all as more fully set forth herein.

NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto, intending to be legally bound hereby, covenant and agree as
follows:

1. The Lease is hereby terminated and canceled and of no further force or effect as of August 16,
2006 (the “Effective Date”) and Tenant releases, relinquishes and quit claims to Landlord any and
all right, title, interest or demand possessed or claimed by Tenant in or to the Leased Premises as
of the Effective Date.

2. On or before the Effective Date, and as an express condition of the lease termination herein
expressed, Tenant shall deliver to Landlord and Landlord shall have received the sum of One Hundred
Ninety Four Thousand Forty-Four and 63/100 Dollars ($194,044.63) by wire transfer of immediately
available federal funds.

3. No later than the Effective Date, Tenant shall surrender the Leased Premises (except for the
Subleased Premises) to Landlord in their current “AS IS, WHERE IS” condition, free of all
tenancies, occupants and any and all of Tenant’s furniture, trade fixtures, equipment and personal
property. Tenant hereby agrees to indemnify and hold harmless Landlord from and against any and all
losses, costs and liabilities incurred by Landlord (including, without limitation any damage to the
Leased Premises caused by the removal of such personal property, furnishings, trade fixtures and
equipment, ordinary wear and tear incidental to such removal excepted) as a result of Tenant’s
occupancy of the Leased Premises.

4. Landlord and Tenant, for themselves and their respective successors and assigns are hereby
released from any and all liability now or hereafter accruing, of whatever kind or character, by
reason of or growing out of or arising or existing in connection with the execution of the Lease or
any of the terms or provisions thereof, or by reason of the breach or alleged breach, or conduct or
activity resulting in breach or alleged breach, of any of the terms or provisions of the Lease;
provided, however, nothing herein shall (i) preclude full enforcement of the obligations of the
respective parties arising pursuant to this Agreement or (ii) release Landlord and Tenant from
their respective indemnity obligations under the Lease to the extent that such indemnities relate
to events that occurred on or prior to the Effective Date and to the extent that such indemnities,
by the express terms of the lease, survive lease termination, subject to Section 27(h) of the
Lease.

5. From and after the Effective Date, Landlord shall recognize the Sublease as a direct lease, and
Landlord shall recognize Subtenant as a direct tenant with respect to the Subleased Premises.
Tenant shall indemnify and hold harmless Landlord from any and all losses, costs and liabilities,
of whatever kind or character, by reason of or growing out of or arising or existing in connection
with any of the terms or provisions of the Sublease, or by reason of the breach or alleged breach,
or conduct or activity resulting in breach or alleged breach, of any of the terms or provisions of
the Sublease, to the extent such losses, costs, and liabilities are the result of acts or omissions
on the part of Tenant as Sublandlord which occurred prior to the Effective Date. Landlord shall
indemnify and hold harmless Tenant from any and all losses, costs and liabilities, of whatever kind
or character, by reason of or growing out of or arising or existing in connection with any terms or
provisions of the Sublease, or by reason of the breach or alleged breach, or conduct or activity
resulting in breach or alleged breach, of any of the terms or provisions of the Sublease, to the
extent that such losses, costs, and liabilities are the result of acts or omissions of Landlord in
succeeding to the obligations of Tenant as Sublandlord, which obligations first accrue on or after
the Effective Date. Rents under the Sublease shall be adjusted between Landlord and Tenant based on
rents actually collected by Tenant. Landlord shall pay to Tenant any rents received by Landlord
after the Effective Date which are attributable to the period prior to the Effective Date. Tenant
shall pay to Landlord any rents received by Tenant after the Effective Date attributable to the
period after the Effective Date. The provisions of this section shall survive the Effective Date.

6. This Agreement shall be governed by Pennsylvania law, without reference to principles of
conflicts of law.

7. This Agreement may be executed in any number of counterparts, each of which shall be deemed to
be an original and all of which shall constitute one and the same agreement.

[Signature page to follow]

IN WITNESS WHEREOF, Landlord and Tenant have executed this Agreement, by their duly authorized
officers, as of the day and year first above written.

TENANT:

FIRST STATES GROUP, L.P.

By: FIRST STATES GROUP, LLC.

Its General Partner

By:     

Name: Glenn Blumenthal

Title: Executive Vice

President & COO

LANDLORD:

YORK COURT REALTY, L.P.

By: YORK COURT MANAGEMENT, LLC

Its General Partner

By:      

Name:

Title:

TERMINATION OF LEASE AGREEMENT

THIS TERMINATION OF LEASE AGREEMENT (“Agreement”) is made and entered into as of the 16th day of
August, 2006, by and between Glen Court Management, Inc. (“Landlord”) and First States Group, L.P.
(“Tenant”).

Background of Agreement

Tenant is leasing certain space (the “Leased Premises”) in a building located at 1725 The Fairway,
Jenkintown, PA (the “Building”), pursuant to that certain lease dated January 1, 1998 by and
between Landlord and American Financial Resource Group, Inc., predecessor to First States Group,
L.P.; with a lease expiration date of July 31, 2009 (the “Lease”); and

Landlord and Tenant desire to provide for the early termination of the Lease, upon the terms and
conditions set forth herein.

NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto, intending to be legally bound hereby, covenant and agree as
follows:

1. The Lease is hereby terminated and canceled and of no further force or effect as of August 16,
2006 (“the Effective Date”) and Tenant releases, relinquishes and quit claims to Landlord any and
all right, title, interest or demand possessed or claimed by Tenant in or to the Leased Premises as
of the Effective Date.

2. On or before the Effective Date, and as an express condition of the lease termination herein
expressed, Tenant shall deliver to Landlord and Landlord shall have received the sum of Two Hundred
Twelve Thousand Five Hundred Sixty-Two and 85/100 Dollars ($212,562.85) by wire transfer of
immediately available federal funds.

3. No later than the Effective Date, Tenant shall, subject to Section 28 of the Lease relating to
furnishings owned by Landlord, surrender the Leased Premises to Landlord in their current “AS IS,
WHERE IS” condition, free of all tenancies, occupants and any and all of Tenant’s furniture, trade
fixtures, equipment and personal property. Tenant represents that it has not sublet any portion of
the Leased Premises. Tenant hereby agrees to indemnify and hold harmless Landlord from and against
any and all losses, costs and liabilities incurred by Landlord (including, without limitation any
damage to the Leased Premises caused by the removal of such personal property, furnishings, trade
fixtures and equipment, ordinary wear and tear incidental to such removal excepted) as a result of
Tenant’s occupancy of the Leased Premises.

4. Landlord and Tenant, for themselves and their respective successors and assigns are hereby
released from any and all liability now or hereafter accruing, of whatever kind or character, by
reason of or growing out of or arising or existing in connection with the execution of the Lease or
any of the terms or provisions thereof, or by reason of the breach or alleged breach, or conduct or
activity resulting in breach or alleged breach, of any of the terms or provisions of the Lease;
provided, however, nothing herein shall (i) preclude full enforcement of the obligations of the
respective parties arising pursuant to this Agreement or (ii) release Landlord and Tenant from
their respective indemnity obligations under the Lease to the extent that such indemnities relate
to events that occurred on or prior to the Effective Date and to the extent that such indemnities,
by the express terms of the lease, survive lease termination, subject to Section 27(h) of the
Lease.

5. This Agreement shall be governed by Pennsylvania law, without reference to principles of
conflicts of law.

6. This Agreement may be executed in any number of counterparts, each of which shall be deemed to
be an original and all of which shall constitute one and the same agreement.

IN WITNESS WHEREOF, Landlord and Tenant have executed this Agreement, by their duly authorized
officers, as of the day and year first above written.

TENANT:

FIRST STATES GROUP, L.P.

By: FIRST STATES GROUP, L.L.C.

Its General Partner

By:     

Name: Glenn Blumenthal

Title: Executive Vice

President & COO

LANDLORD:

GLEN COURT MANAGEMENT, INC.

By:     

Name:

Title:

4

Exhibit B

Letter of Resignation

RESIGNATION

THE UNDERSIGNED, intending to be legally bound hereby, does hereby resign as the Vice Chairman
of the Board of Trustees of American Financial Realty Trust and from any other official position
the undersigned holds (whether as an officer, director or otherwise) with American Financial Realty
Trust, First States Group, LLC, First States Group, L.P. and each of their respective subsidiaries
and affiliates, effective as of the date set forth below.

IN WITNESS WHEREOF, the undersigned has executed this Resignation this 16th day of August,
2006.

     

Nicholas S. Schorsch

5

Exhibit C

Press Release

[See Exhibit 99.1 to this Form 8-K]

6

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