Document:

Exhibit 10.12

EMPLOYMENT
AGREEMENT

 

EMPLOYMENT
AGREEMENT (the Agreement”), dated as of March 10, 2020, by and between VALUESETTERS, INC., a Utah corporation (the “Company​”),
and CAROLE​ MURKO, an individual (the “Employee​”).​

 

W
I T N E S S E T H:

 

WHEREAS,
the Company desires to employ the Employee as Director of Business​ Development of the Company and wishes to acquire
and be assured of Employee’s services on the terms and conditions hereinafter set forth; and

 

WHEREAS,
the Employee desires to be employed by the Company and to perform and​ to serve the Company on the terms and conditions
hereinafter set forth;

 

NOW,
THEREFORE, in consideration of the mutual terms, covenants, agreements and​ conditions hereinafter set forth,
the Company and the Employee hereby agree as follows:

 

1.                 
Employment. (a) The Company hereby employs the
Employee to serve as a​ full-time employee of the Company, and the Employee hereby accepts such employment
with the Company, for the period set forth in Section 2 hereof. The Employee’s principal place of employment shall be at the offices
at 745 Atlantic Avenue, Boston MA, 02111, or such other location as determined by the Company, provided however​,
that the Employee’s principal place​ of employment shall not be relocated more than 25 miles from
its current location without the prior written consent of the Employee.

 

(b)The
Employee affirms and represents that (i) the Employee is under no obligation to any former employer or other party that is in any way
inconsistent with, or that imposes any restriction upon, the Employee’s acceptance of employment hereunder with the Company, the
employment of the Employee by the Company, or the Employee’s undertakings under this Agreement and (ii) her performance of all
the terms of this Agreement and her employment by the Company does not and will not breach any agreement to keep in confidence proprietary
information acquired by her in confidence or in trust prior to her employment by the Company.

 

2.                 
Term. Unless earlier terminated as provided in
this Agreement, the term of the​ Employee’s employment under this Agreement shall be for a period
beginning on the date hereof and ending on March 10, 2024 or, if the Employee’s employment hereunder is earlier terminated, such
shorter period, being hereinafter called the “Employment Term​”)

 

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3.                 
Duties.​

 

(a)              
The Employee shall be employed as Director of Business
Development. The Employee shall faithfully and competently perform such duties at such times and places and in such manner as the Company
may from time to time reasonably direct or such other duties appropriate to a senior executive managerial position as the Chief Executive
Officer of the Company shall from time to time determine.

 

(b)              
Except as may otherwise be approved in writing by the
Chief Executive Officer of the Company, and except during vacation periods and reasonable periods of absence due to sickness, personal
injury or other disability, the Employee shall devote a minimum of 35 hours per week of time throughout the Employment Term to the services
required of Employee hereunder. The Employee shall use her best efforts, judgment and energy to improve and advance the business and
interests of the Company and its Affiliates in a manner consistent with the duties of Employee’s position.

 

4.                 
Salary and Bonus.​

 

(a)              
Base Salary.​ In consideration
for the services of the Employee rendered hereunder, the Company shall pay the Employee a base salary (the “Base​
Salary”)​ at an annual rate of $1.00 during the Employment Term, plus a commission of twenty percent (20%)
of the cash collected from revenues generated directly by the Employee, plus an unvested grant of stock-based compensation of Twenty-Five
Million (25,000,000) shares of restricted common stock of the Company (OTC:VSTR). The stock shall vest over a 48-month period in 48 equal
installments of 520,833 shares per month. The shares will be earned on the last day of every monthly period commencing in March 2020
and will continue to vest on a monthly basis so long as Employee continues to provide services in accordance with this Agreement.

 

 

(b)              
Bonus.​ Employee shall
be eligible for periodic bonuses throughout the​ year, or for additional salary in excess of the Base Salary.

 

(c)              
Withholding, Etc. The payment of any salary or
bonus hereunder shall be​ subject to income tax, social security and other applicable withholdings, as well as
such deductions as may be required under the Company’s employee benefit plans.

 

5.                 
Benefits. (a)​During the
Employment Term, the Employee shall be:

 

(i)                
eligible to participate in all employee fringe benefits
and any pension and/or profit sharing plans that may be provided by the Company for its key executive employees in accordance with the
provisions of any such plans, as the same may be in effect on and after the date hereof;

 

(ii)             
eligible to participate in any medical and health plans
or other employee welfare benefit plans that may be provided by the Company for its key executive employees in accordance with the provisions
of any such plans, as the same may be in effect on and after the date hereof;

 

(iii)           
entitled to up to eight (8) weeks of paid time off (“PTO”)
each year, which shall be taken at such time or times as will not unreasonably hinder or interfere with the Company’s business
or operations; provided, however, that unused PTO in any 12-month period shall be forfeited and the Employee hereby waives any rights
under applicable law or otherwise to be compensated in respect thereof;

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(iv)            
entitled to sick leave, sick pay and disability benefits
in

accordance
with any Company policy that may be applicable on and after the date hereof to key executive employees; and

 

(v)              
entitled to reimbursement for all reasonable and necessary

out-of-pocket
business expenses incurred by the Employee in the performance of the Employee’s duties hereunder in accordance with the Company’s
policies applicable (on and after the date hereof) thereto.

 

(b)Employee
shall cooperate with the Company in the event the Company

wishes
to obtain key-woman insurance on the Employee. Such cooperation shall include, but not be limited to taking any physical examinations
that may be requested by the insurance company.

 

6.                 
Inventions and Confidential Information. The
Employee hereby covenants,​ agrees and acknowledges as follows:

 

(a)
The Company is engaged in a continuous program of research,
design,d evelopment, production, marketing and servicing with respect to its businesses.

 

(b)
The Employee’s employment hereunder creates a
relationship of confidence and trust between the Employee and the Company with respect to certain information pertaining to the business
of the Company and its Affiliates (as hereinafter defined) or pertaining to the business of any client or customer of the Company or
its Affiliates which may be made known to the Employee by the Company or any of its Affiliates or by any client or customer of the Company
or any of its Affiliates or learned by the Employee during the period of Employee’s employment by the Company.

 

(c)
The Company possesses and will continue to possess information
that has been created, discovered or developed by, or otherwise become known to it (including, without limitation, information created,
discovered or developed by, or made known to, the Employee during the period of Employee’s employment or arising out of Employee’s
employment) or in which property rights have been or may be assigned or otherwise conveyed to the Company, which information has commercial
value in the business in which the Company is engaged and is treated by the Company as confidential.

 

(d)
Any and all inventions, products, discoveries, improvements,
processes, manufacturing, marketing and services methods or techniques, formulae, designs, styles, specifications, data bases, computer
programs (whether in source code or object code), know-how, strategies and data, whether or not patentable or registrable under copyright
or similar statutes, made, developed or created by the Employee (whether at the request or suggestion of the Company, any of its Affiliates,
or otherwise, whether alone or in conjunction with others, and whether during regular hours of work or otherwise) during the period of
Employee’s employment by the Company which may pertain to the business, products, or processes of the Company or any of its Affiliates
(collectively hereinafter referred to as “Inventions​”), will be promptly and fully disclosed
by the Employee to an appropriate executive​ officer of the Company (other than the Employee) without any
additional compensation therefor, all papers, drawings, models, data, documents and other material pertaining to or in any way relating
to any Inventions made, developed or created by Employee as aforesaid. For the purposes of this Agreement, the term “Affiliate​”
or “​Affiliates​” shall mean any person,​
corporation or other entity directly or indirectly controlling or controlled by or under direct or indirect common control with the
Company. For the purposes of this definition, “control” when used with respect to any person, corporation or other entity
means the power to direct the management and policies of such person or entity, directly or indirectly, whether through the ownership
of voting securities, by contract or otherwise; and the terms “controlling” and “controlled” have meanings correlative
to the foregoing.

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(e)
The Employee will keep confidential and will hold for
the Company’s sole benefit any Invention which is to be the exclusive property of the Company under this Section 6 for which no
patent, copyright, trademark or other right or protection is issued.

 

(f)
The Employee also agrees that the Employee will not
without the prior written consent of the Board of Directors of the Company (i) use for Employee’s benefit or disclose at any time
during Employee’s employment by the Company, or thereafter, except to the extent required by the performance by the Employee of
the Employee’s duties as an employee of the Company, any information obtained or developed by Employee while in the employ of the
Company with respect to any Inventions or with respect to any customers, clients, suppliers, products, employees, financial affairs,
or methods of design, distribution, marketing, service, procurement or manufacture of the Company or any of its Affiliates, or any confidential
matter, except information which at the time is generally known to the public other than as a result of disclosure by the Employee not
permitted hereunder, or (ii) take with the Employee upon leaving the employ of the Company any document or paper relating to any of the
foregoing or any physical property of the Company or any of its Affiliates.

 

(g)
The Employee acknowledges and agrees that a remedy at
law for any breach or threatened breach of the provisions of this Section 6 would be inadequate and, therefore, agrees that the Company
and its Affiliates shall be entitled to injunctive relief in addition to any other available rights and remedies in case of any such
breach or threatened breach; provided​, ​ however​, that
nothing contained herein shall be construed as prohibiting the​ Company or any of its Affiliates from pursuing
any other rights and remedies available for any such breach or threatened breach.

 

(h)
The Employee agrees that upon termination of Employee’s
employment by the Company for any reason, the Employee shall immediately return to the Company all documents, records and other property
in Employee’s possession belonging to the Company or any of its Affiliates.

 

(i)
Without limiting the generality of Section 9 hereof,
the Employee hereby expressly agrees that the foregoing provisions of this Section 6 shall be binding upon the Employee’s heirs,
successors and legal representatives.

 

7.                 
Termination. (a) The Employee’s employment
hereunder shall be terminated​ upon the occurrence of any of the following:

 

(i)
death of the Employee;

 

(ii)
termination of the Employee’s employment hereunder
byt he Employee at any time for any reason whatsoever (including, without limitation, resignation or retirement) other than for “good
reason” as contemplated by clause (v)(B) below;

 

(iii)
termination of the Employee’s employment hereunder
byt he Company because of the Employee’s inability to perform Employee’s duties on account of disability or incapacity for
a period of ninety (90) or more days, whether or not consecutive, occurring within any period of twelve (12) consecutive months;

 

(iv)
termination of the Employee’s employment hereunder
by the Company at any time for “cause” (as hereinafter defined), such termination to take effect immediately upon written
notice from the Company to the Employee; and

 

(v)
termination of the Employee’s employment hereunder
(A)b y the Company at any time, other than termination by reason of disability or incapacity as contemplated by clause (iii) above or
termination by the Company for “cause” as contemplated by clause (iv) above and (B) by the Employee for “good reason”
(as hereinafter defined).

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The
following actions, failures or events shall constitute “cause” for termination

within
the meaning of clause (iv) above: (i) the Employee’s conviction of, admission of guilt to or plea of nolo contendere​​
or similar plea (which, through lapse of time or otherwise, is not subject to appeal) with respect to any crime or offense that
constitutes a felony in the jurisdiction involved; (2) acts of dishonesty or moral turpitude which are materially detrimental to the
Company and/or its Affiliates; (3) failure by the Employee to obey the reasonable and lawful orders of the Chief Executive Officer of
the Company following written notice of such failure from the Chief Executive Officer of the Company; (4) any act by the Employee in
violation of Section 8 hereof, any statement or disclosure by the Employee in violation of Section 6 hereof, or any material breach by
the Employee of a representation or warranty contained in Section 1(b) hereof; (5) following written notice from the Chief Executive
Officer of the Company of prior similar actions by Employee, excessive absenteeism (other than by reason of disability); (6) following
written notice from the Chief Executive Officer of the Company of prior similar actions by Employee, excessive alcoholism or addiction
to drugs not prescribed by a qualified physician or (7) gross negligence by the Employee in the performance of, or willful disregard
by the Employee of, the Employee’s obligations hereunder.

 

The
following actions, failures or events shall constitute “good reason” within the

meaning
of clause (V)(B) above: a material breach by the Company of its obligations under this Agreement or a change in majority control of the
Company.

 

(a)              
In the event that the Employee’s employment is
terminated by the Company prior to March 10, 2024 for any reason other than “cause” or by Employee for “good reason,”
then the Company shall have no claims to the unvested portion of the 25 million shares of common stock issued to the Employee and the
Company agrees to not hinder and to cooperate with the Employee in depositing those shares in a brokerage account, or selling those shares
to a third party.

 

(b)              
In the event Employee resigns, without “good reason,”
or retires before the end of the Employment Term, the unvested portion of the original 25 million share stock grant shall cease vesting
and all unvested shares shall no longer be available for the Employee to earn.

 

(c)              
No interest shall accrue on or be paid with respect
to any portion of any payments hereunder.

 

8.                 
Non-Competition. (a) The term “​Non-Compete
Term​” shall mean the period​ during which Employee is employed hereunder and
(x) in the event Employee’s employment is terminated by the Company for any reason other than “cause” or by Employee
for “good reason,” the three-month period following such termination, (y) in the event Employee’s employment is terminated
by the Company for “cause” or by Employee for any reason other than “good reason,” the six-month period following
such termination.

 

During
the Non-Compete Term:

 

(i)                
the Employee will not make any statement or perform
any

act
intended to advance an interest of any existing or prospective competitor of the Company or any of its Affiliates in any way that will
or may injure an interest of the Company or any of its Affiliates in its relationship and dealings with existing or potential customers
or clients, or solicit or encourage any other employee of the Company or any of its Affiliates to do any act that is disloyal to the
Company or any of its Affiliates or inconsistent with the interest of the

Company
or any of its Affiliate’s interests or in violation of any provision of this Agreement;

 

(ii)             
the Employee will not discuss with any existing or potential

customers
or clients of the Company or any of its Affiliates the present or future availability of services or products of a business, if the Employee
has or expects to acquire a proprietary interest in such business or is or expects to be an employee, officer or director of such business,
where such services or products are competitive with services or products which the Company or any of its Affiliates provides;

 

(iii)           
the Employee will not make any statement or do any act
intended to cause any existing or potential customers or clients of the Company or any of its Affiliates to make use of the services
or purchase the products of any competitive business in which the Employee has or expects to acquire a proprietary interest or in which
the Employee is or expects to be made an employee, officer or director, if such services or products in any way compete with the services
or products sold or provided or expected to be sold or provided by the Company or any of its Affiliates to any existing or potential
customer or client; and

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(iv)            
the Employee will not directly or indirectly (as a director,
officer, employee, manager, consultant, independent contractor, advisor or otherwise) engage in competition with, or own any interest
in, perform any services for, participate in or be connected with (i) any business or organization which engages in competition with
the Company or any of its Affiliates in any geographical area where any business is presently carried on by the Company or any of its
Affiliates, or (ii) any business or organization which engages in competition with the Company or any of its Affiliates in any geographical
area where any business shall be hereafter, during the period of the Employee’s employment by the Company, carried on by the Company
or any of its Affiliates, if such business is then being carried on by the Company or any of its Affiliates in such geographical area;
provided​, ​ however​, that the provisions of this Section
8(a)​ shall not be deemed to prohibit the Employee’s ownership of not more than one percent (1%)
of the total shares of all classes of stock outstanding of any publicly held company.

 

(b)              
During the Non-Compete Term, the Employee will not directly
or indirectly hire, engage, send any work to, place orders with, or in any manner be associated with any supplier, contractor, subcontractor
or other person or firm which rendered manufacturing or other services, or sold any products, to the Company or any of its Affiliates
if such action by Employee would have a material adverse effect on the business, assets or financial condition of the Company or any
of its Affiliates.

 

(c)              
In connection with the foregoing provisions of this
Section 8, the Employee represents that Employee’s experience, capabilities and circumstances are such that such provisions will
not prevent Employee from earning a livelihood. The Employee further agrees that the limitations set forth in this Section 8 (including,
without limitation, any time or territorial limitations) are reasonable and properly required for the adequate protection of the businesses
of the Company and its Affiliates. It is understood and agreed that the covenants made by the Employee in this Section 8 (and in Section
6 hereof) shall survive the expiration or termination of this Agreement.

 

(d)              
For purposes of this Section 8, proprietary interest
in a business is ownership, whether through direct or indirect stock holdings or otherwise, of one percent (1%) or more of such business.
The Employee shall be deemed to expect to acquire a proprietary interest in a business or to be made an officer or director of such business
if such possibility has been discussed with any officer, director, employee, agent, or promoter of such business.

 

(e)              
The Employee acknowledges and agrees that a remedy at
law for any breach or threatened breach of the provisions of this Section 8 would be inadequate and, therefore, agrees that the Company
and any of its Affiliates shall be entitled to injunctive relief in addition to any other available rights and remedies in cases of any
such breach or threatened breach; provided​, ​ however​,
that nothing contained herein shall be construed as prohibiting the​ Company or any of its Affiliates from pursuing
any other rights and remedies available for any such breach or threatened breach.

 

9.                 
Non-Assignability. (a) Neither this Agreement
nor any right or interest​ hereunder shall be assignable by the Employee, Employee’s beneficiaries, or legal
representatives without the Company’s prior written consent; provided​, ​ however​,
that nothing in​ this Section 9(a) shall preclude the Employee from designating a beneficiary to receive
any benefit payable hereunder upon Employee’s death or incapacity.

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(b)              
Except as required by law, no right to receive payments
under this Agreement shall be subject to anticipation, commutation, alienation, sale, assignment, encumbrance, charge, pledge, or hypothecation
or to exclusion, attachment, levy or similar process or assignment by operation of law, and any attempt, voluntary or involuntary, to
effect any such action shall be null, void and of no effect.

 

10.             
Binding Effect. Without limiting or diminishing
the effect of Section 9 hereof,​ this Agreement shall inure to the benefit of and be binding upon the parties
hereto and their respective heirs, successors, legal representatives and assigns.

 

11.             
Notice. Any notice required or permitted to be
given under this Agreement shall​ be sufficient if in writing and either delivered in person or sent by
first class certified or registered mail, postage prepaid, if to the Company, at the Company’s principal place of business, and
if to the Employee, at Employee’s home address, or, in the case of either party, to such other address or addresses as such party
shall have designated in writing to the other party hereto.

 

12.             
Severability. The Employee agrees that in the
event that any court of competent​ jurisdiction shall finally hold that any provision of Section 6 or 8 hereof
is void or constitutes an unreasonable restriction against the Employee, such provision shall not be rendered void but shall apply with
respect to such extent as such court may judicially determine constitutes a reasonable restriction under the circumstances. If any part
of this Agreement other than Section 6 or 8 is held by a court of competent jurisdiction to be invalid, illegible or incapable of being
enforced in whole or in part by reason of any rule of law or public policy, such part shall be deemed to be severed from the remainder
of this Agreement for the purpose only of the particular legal proceedings in question and all other covenants and provisions of this
Agreement shall in every other respect continue in full force and effect and no covenant or provision shall be deemed dependent upon
any other covenant or provision.

 

13.             
Waiver. Failure to insist upon strict compliance
with any of the terms, covenants​ or conditions hereof shall not be deemed a waiver of such term, covenant or
condition, nor shall any waiver or relinquishment of any right or power hereunder at any one or more times be deemed a waiver or relinquishment
of such right or power at any other time or times.

 

14.             
Entire Agreement; Modifications. This Agreement
constitutes the entire and final​ expression of the agreement of the parties with respect to the subject matter
hereof and supersedes all prior agreements, oral and written, between the parties hereto with respect to the subject matter hereof. This
Agreement may be modified or amended only by an instrument in writing signed by both parties hereto.

 

15.             
Relevant Law. This Agreement shall be construed
and enforced in accordance​ with the internal laws of the State of Massachusetts without regard to the conflicts
of law principles thereof.

 

16.             
Counterparts.​This
Agreement may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute
one and the same instrument.

 

17.             
Survival. The termination of Employee’s
employment hereunder shall not affect​ the enforceability of Sections 6 or 8.

 

18.             
Further Assurances. The parties agree to execute
and deliver all such further​ instruments and take such other and further action as may be reasonably necessary
or appropriate to carry out the provisions of this Agreement.

 

19.             
Headings. The Section headings appearing in this
Agreement are for purposes of​ easy reference and shall not be considered a part of this Agreement or in any way
modify, amend

 

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    8Exhibit 10.13

 

To:
Carole Murko

Terms of Separation Dear Carole:

Dear
Carole: 

This
letter confirms the agreement (“Agreement”) between you and Netcapital Inc. (the

“Company”)
concerning the terms of your separation and the termination of the Employment Agreement between the Company and you dated March 10, 2020
(the “Employment Agreement”), in exchange for a mutual general release of claims and covenant not to sue.

		1.	Separation
                                            Date: January 7, 2022 (the “Separation Date”).

		2.	Return
                                            of Company Property:

You
hereby warrant to the Company that you will have returned to the Company all property or data of the Company of any type whatsoever that
has been in your possession or control by the Separation Date.

This
includes but is not limited to:

		●	Keys
                                            and badges

		●	Any
                                            equipment

		●	Documents
                                            and records

except
for such Company property as the Company’s Chief Technology Officer has given you permission to retain on a temporary basis until
requested to return such property to the Company.

		3.	Vesting
                                            of Shares:

Your
remaining balance of 8,855 unvested shares of NCPL will vest upon signing this agreement.

		4.	Severance
                                            Pay:

You
will receive severance pay equal to four week’s salary of $7,384.60 before ordinary tax withholding in a lump sum upon signing
this agreement.

		5.	General
                                            Release and Waiver of Claims:

The
payments and promises set forth in this Agreement and the Employment Agreement are in full satisfaction of all accrued compensation to
which you may be entitled by virtue of your work with the Company or your separation from the Company.

To
the fullest extent permitted by law, you and the Company each hereby release and waive any other claims you may have against the other
party and its owners, agents, officers, shareholders, employees, directors, attorneys, subscribers, subsidiaries, affiliates, successors
and assigns (collectively “Releasees”), whether known or not known from the beginning of time to the date of execution of
this Agreement, including, without limitation, claims under any employment laws, including, but not limited to, claims of unlawful discharge,
breach of contract, breach of the covenant of good faith and fair dealing, fraud, violation of public policy, defamation, physical injury,
emotional distress, claims for additional compensation or benefits arising out of your employment or your separation of employment, claims
under Title VII of the 1964 Civil Rights Act, and any other laws and/or regulations relating to employment or employment discrimination,
including, without limitation, claims based on age or under the Age Discrimination in Employment Act or Older Workers Benefit Protection
Act, and/or claims based on disability or under the Americans with Disabilities Act.

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		6.	Non-disparagement:

Each
party agrees that it will not disparage Releasees or their products, services, agents, representatives, directors, officers, shareholders,
attorneys, employees, vendors, affiliates, successors or assigns, or any person acting by, through, under or in concert with any of them,
with any written or oral statement. Nothing in this paragraph shall prohibit you and the Company from providing truthful information
in response to a subpoena or other legal process.

		7.	Arbitration:

Except
for any claim for injunctive relief arising out of a breach of a party’s obligations to protect the other’s proprietary information,
the parties agree to arbitrate, in Delaware, any and all disputes or claims arising out of or related to the validity, enforceability,
interpretation, performance or breach of this Agreement, whether sounding in tort, contract, statutory violation or otherwise, or involving
the construction or application or any of the terms, provisions, or conditions of this Agreement.

Any
arbitration may be initiated by a written demand to the other party. The arbitrator’s decision shall be final, binding, and conclusive.
The parties further agree that this Agreement is intended to be strictly construed to provide for arbitration as the sole and exclusive
means for resolution of all disputes hereunder to the fullest extent permitted by law. The parties expressly waive any entitlement to
have such controversies decided by a court or a jury.

		8.	Attorneys’
                                            Fees:

If
any action is brought to enforce the terms of this Agreement, the prevailing party will be entitled to recover its reasonable attorneys’
fees, costs, and expenses from the other party, in addition to any other relief to which the prevailing party may be entitled.

		9.	Confidentiality:

The
contents, terms, and conditions of this Agreement must be kept confidential by you and may not be disclosed except to your immediate
family, accountant, or attorneys or pursuant to subpoena or court order. You agree that if you are asked for information concerning this
Agreement, you will state only that you and the Company reached an amicable resolution of any disputes concerning your separation from
the Company. Any breach of this confidentiality provision shall be deemed a material breach of this Agreement.

		10.	No
                                            Admission of Liability:

This
Agreement is not and shall not be construed or contended by you to be an admission or evidence of any wrongdoing or liability on the
part of Releasees, their representatives, heirs, executors, attorneys, agents, partners, officers, shareholders, directors, employees,
subsidiaries, affiliates, divisions, successors or assigns.

		11.	Complete
                                            and Voluntary Agreement:

This
Agreement constitutes the entire agreement between you and Releasees with respect to the subject matter hereof and supersedes all prior
negotiations and agreements, whether written or oral, relating to such subject matter. Each party acknowledges that neither Releasees
nor their agents or attorneys have made any promise, representation or warranty whatsoever, either express or implied, written or oral,
which is not contained in this Agreement for the purpose of inducing the other party to execute the Agreement, and each party acknowledges
that it has executed this Agreement in reliance only upon such promises, representations and warranties as are contained herein, and
that each party is executing this Agreement voluntarily, free of any duress or coercion.

		12.	Severability:

The
provisions of this Agreement are severable, and if any part of it is found to be invalid or unenforceable, the other parts shall remain
fully valid and enforceable. Specifically, should a court, arbitrator, or government agency conclude that a particular claim may not
be released as a matter of law, it is the intention of the parties that the general release, the waiver of unknown claims, and the covenant
not to sue above shall otherwise remain effective to release any and all other claims.

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		13.	Modification;
                                            Counterparts; Facsimile/PDF Signatures:

It
is expressly agreed that this Agreement may not be altered, amended, modified, or otherwise changed in any respect except by another
written agreement that specifically refers to this Agreement, executed by authorized representatives of each of the parties to this Agreement.
This Agreement may be executed in any number of counterparts, each of which shall constitute an original and all of which together shall
constitute one and the same instrument. Execution of a facsimile or PDF copy shall have the same force and effect as execution of an
original, and a copy of a signature will be equally admissible in any legal proceeding as if an original.

		14.	Governing
                                            Law:

This
Agreement shall be governed by and construed in accordance with the laws of the State of Delaware.

We
advise you to consult an attorney prior to signing this agreement.

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