Document:

Exhibit
4.1

 

FINTECH
ACQUISITION CORP.

 

CERTIFICATE
OF DESIGNATION OF PREFERENCES,

RIGHTS
AND LIMITATIONS

OF

SERIES
A PREFERRED STOCK

 

FinTech
Acquisition Corp., a corporation organized and existing under the laws of the State of Delaware (the “Corporation”),
DOES HEREBY CERTIFY AS FOLLOWS:

 

1. The
name of the Corporation is “FinTech Acquisition Corp.” The Corporation was originally incorporated under the name
“SPAC Acquisition Corp” pursuant to the original certificate of incorporation filed with the Secretary of State of
the State of Delaware on November 1, 2013, and changed its name to “FinTech Acquisition Corp.” pursuant to the Amended
and Restated Certificate of Incorporation filed with the Secretary of State of the State of Delaware on July 2, 2014 (the “Certificate
of Incorporation”).

 

2. The
Certificate of Incorporation provides for a class of authorized capital stock known as preferred stock, consisting of 5,000,000
shares, par value $0.001 per share, issuable from time to time in one or more series. The Board of Directors of the Corporation
(the “Board”) is authorized to fix the voting rights, if any, designations, powers, preferences and relative,
participating, optional and other special rights, if any, of each such series and any qualifications, limitations and restrictions
thereof. Pursuant to such authority, the Board duly adopted this Certificate of Designation (the “Certificate of Designation”)
in accordance with Section 151 of the General Corporation Law of the State of Delaware.

 

3. This
Certificate of Designation provides for the issuance of a series of preferred stock and does hereby fix and determine the rights,
preferences, restrictions and other matters relating to such series of preferred stock as follows:

 

TERMS
OF PREFERRED STOCK

 

The
series of preferred stock, par value $0.001 per share, shall be designated as the Corporation’s Series A Preferred Stock
(the “Preferred Stock”) and the number of shares so designated shall be 1,500,000 (which shall not be subject
to increase without the written consent of holders of at least sixty-six and two-thirds percent (66 2/3%) of the then outstanding
shares of Preferred Stock).

 

1. 
Dividends.

 

(a)Cash
Accruing Dividends. From and after the date of the issuance of any shares of Preferred Stock until the second anniversary
of the Original Issue Date (as defined below), dividends shall accrue on outstanding shares of Preferred Stock at the rate per
annum of 10% of the Deemed Original Issue Price (as defined below), compounding quarterly (the “Cash Accruing Dividends”).
Cash Accruing Dividends shall be computed on the basis of a 360-day year of twelve 30-day months, shall accrue daily and shall
be cumulative from and including the date on which each share of Preferred Stock is issued, whether or not declared, and whether
or not there are earnings or profits, surplus or other funds or assets of the Corporation legally available for the payment of
dividends (at the time such dividend becomes payable or at any other time). The Cash Accruing Dividends shall be paid in arrears
to the holders of outstanding shares of Preferred Stock in cash on the 15th day of each September, December, March
and June with respect to any unpaid Cash Accruing Dividends which have accrued prior to such date, or, if such day is not a business
day, the first business day following such date. In the event that any Cash Accruing Dividends are not paid when due, for any
reason or no reason, such Cash Accruing Dividends shall accrue additional interest at a rate 13.40%, compounding quarterly, on
the amount of such unpaid Cash Accruing Dividends from the date such Cash Accruing Dividends were due to be paid and the date
on which such Cash Accruing Dividends are actually paid.

 

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(b)Liquidation
Accruing Dividends. From and after the date of the issuance of any shares of Preferred Stock, dividends shall accrue on outstanding
shares of Preferred Stock at the rate per annum of (A) 1.43% of the applicable Preferred Stock Accreted Value (as defined below)
compounding quarterly, until the second anniversary of the Original Issue Date, and (B) 13.40% of the applicable Preferred Stock
Accreted Value, compounding quarterly, from the first day following the second anniversary of the Original Issue Date until the
Mandatory Redemption Date (as defined below); provided that the per annum rate shall increase by 1.0% on the first day
of each successive one hundred and eighty (180) day period following the Mandatory Redemption Date (the “Liquidation
Accruing Dividends”). The Liquidation Accruing Dividends shall be computed on the basis of a 360-day year of twelve
30-day months, shall accrue daily and shall be cumulative from and including the date on which each share of Preferred Stock is
issued, whether or not declared, and whether or not there are earnings or profits, surplus or other funds or assets of the Corporation
legally available for the payment of dividends (at the time such dividend becomes payable or at any other time). “Preferred
Stock Accreted Value” shall mean, from time to time, with respect to each share of Preferred Stock, the sum of (1) the
Deemed Original Issue Price, plus (2) any accrued and unpaid Liquidation Accruing Dividends added to such Preferred Stock
Accreted Value pursuant to this section. The Liquidation Accruing Dividends shall be paid to the holders of outstanding shares
of Preferred Stock upon voluntary or involuntary liquidation, dissolution or winding up of the Corporation in accordance with
Section 2(a), upon a Change of Control referred to in Section 2(b)(i)(A) or upon redemption in accordance with Section 5.

 

(c)Dividend
Rate in the Event of a Trigger Event. Upon the occurrence of a Trigger Event (as defined below) and until such time as the
Trigger Event is cured, resolved or waived pursuant to (i) the Senior Loan Documentation (as defined below), in the case of a
Trigger Event relating to an event of default under such Senior Loan Documentation (an “Event of Default”),
or (ii) by written consent of the holders of at least sixty-six and two-thirds percent (66 2/3%) of the outstanding shares of
Preferred Stock, then the applicable rate per annum at which the Liquidation Accruing Dividend is then accruing shall increase
as of the date of such Trigger Event by the greater of (i) any increase in the interest rate pursuant to the Second-Lien Loan
Documentation (as defined below) associated with such Trigger Event, and (ii) 1.0%, with such applicable rate per annum being
increased by an additional 1.0% on the first day of each successive one hundred and eighty (180) day period during which the Trigger
Event continues; provided, that, if in connection with the cure, resolution or waiver of an Event of Default that established
a Trigger Event, the interest rate pursuant to the Second-Lien Loan Documentation in effect following the cure, resolution or
waiver of such Event of Default exceeds the interest rate in effect prior to such cure, resolution or waiver, then the amount
by which the Liquidation Accruing Dividend has been increased pursuant to this Section 1(c) in respect of such Trigger
Event shall remain in effect until such time as the interest rate pursuant to the Second-Lien Loan Documentation shall return
to its rate in effect prior to such Event of Default.

 

 

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(d)No
Other Dividends. The Corporation shall not declare, pay or set aside any dividends on shares of any other class or series
of capital stock of the Corporation unless (in addition to the obtaining of any consents required elsewhere in the Certificate
of Incorporation) the holders of the Preferred Stock then outstanding shall first receive any accrued but unpaid Cash Accruing
Dividends and Liquidation Accruing Dividends.

 

2.
 Liquidation, Dissolution or Winding Up; Change
of Control.

 

(a)Preferential
Payments to Holders of Preferred Stock. In the event of any voluntary or involuntary liquidation, dissolution or winding up
of the Corporation, the holders of shares of Preferred Stock then outstanding shall be entitled to be paid out of the assets of
the Corporation available for distribution to its stockholders before any payment shall be made to the holders of Common Stock
by reason of their ownership thereof, an amount per share of Preferred Stock equal to the Preferred Stock Accreted Value, plus
any Cash Accruing Dividends accrued but unpaid thereon (whether or not declared) and any interest accrued but unpaid on any unpaid
Cash Accruing Dividends, together with any other dividends declared but unpaid thereon (the “Liquidation Amount”).
If upon any such liquidation, dissolution or winding up of the Corporation, the assets of the Corporation available for distribution
to its stockholders shall be insufficient to pay the holders of shares of Preferred Stock the full amount to which they shall
be entitled under this Section 2(a), the holders of shares of Preferred Stock shall share ratably in any distribution of
the assets available for distribution in proportion to the respective amounts which would otherwise be payable in respect of the
shares held by them upon such distribution if all amounts payable on or with respect to such shares were paid in full.

 

(b)Change
of Control.

 

(i)Definition.
Each of the following events shall be considered a “Change of Control” unless the holders of at least sixty-six
and two-thirds percent (66 2/3%) of the outstanding shares of Preferred Stock elect otherwise:

 

A.a
merger or consolidation in which (I) the Corporation is a constituent party or (II) a Subsidiary of the Corporation is a constituent
party and the Corporation issues shares of its capital stock pursuant to such merger or consolidation, except any such
merger or consolidation involving the Corporation or a Subsidiary in which the holders of shares of capital stock of the Corporation
outstanding immediately prior to such merger or consolidation continue to beneficially own, directly or indirectly, shares of
capital stock that represent, immediately following such merger or consolidation, more than 50%, by voting power, of the capital
stock of the surviving or resulting corporation (or if the surviving or resulting corporation is a wholly owned Subsidiary of
another corporation immediately following such merger or consolidation, of the parent corporation of such surviving or resulting
corporation);

 

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B.the
sale, lease, transfer, license or other similar disposition (whether by merger, consolidation, sale of one or more Subsidiaries
or otherwise), in a single transaction or series of related transactions, by the Corporation or any Subsidiary of the Corporation
of all or substantially all the assets or business of the Corporation and its Subsidiaries taken as a whole, except where such
sale or other similar disposition (whether by merger, consolidation or otherwise) is to a direct or indirect wholly-owned Subsidiary
of the Corporation; or

 

C.(i)
during any period of 24 consecutive months, a majority of the members of the Board cease to be composed of individuals (A) who
were members of the Board on the first day of such period, (B) whose election, nomination or appointment to the Board was approved
by at least a majority of the individuals referred to in clause (A) above or (B) whose election, nomination or appointment to
the Board was approved by at least a majority of the individuals referred to in clauses (A) and (B) taken together, or (ii) any
“Change of Control” (as defined in the Senior Loan Documentation or Second-Lien Documentation), other than any Change
of Control described in clauses (A) or (B) above, occurs.

 

For
the avoidance of doubt, the consummation of the transactions contemplated by that certain Agreement and Plan of Merger, dated
as of March 7, 2016 (the “Merger Agreement”), by and among the Corporation, Fintech Merger Sub, Inc. and FTS
Holding Corporation shall not be considered a “Change of Control” for purposes of this Certificate of Designation.

 

(ii)Effecting
a Change of Control.

 

A.Offer
to Redeem Prior to or Following a Change of Control. In the event of a Change of Control, the redemption provisions of Section
5(c) and 5(d) shall apply.

 

B.Amount
Deemed Paid or Distributed. The amount deemed paid or distributed to the holders of capital stock of the Corporation upon
any such Change of Control shall be the cash or the Fair Market Value (as defined below) of the property, rights or securities
paid or distributed to such holders by the Corporation or the acquiring person, firm or other entity.

 

C.Allocation
of Escrow and Contingent Consideration. In the event of a Change of Control pursuant to Section 2(b)(i)(A) or Section
2(b)(i)(B), if any portion of the consideration payable or distributable to the stockholders of the Corporation is payable
or distributable only upon satisfaction of contingencies (the “Additional Consideration”), the definitive agreement
for such Change of Control shall provide that (a) the portion of such consideration that is not Additional Consideration (such
portion, the “Initial Consideration”) shall be allocated among the holders of capital stock of the Corporation
in accordance with Section 2(a) as if the Initial Consideration were the only consideration payable or distributable in
connection with such Change of Control; and (b) any Additional Consideration which becomes payable or distributable to the stockholders
of the Corporation upon satisfaction of such contingencies shall be allocated among the holders of capital stock of the Corporation
in accordance with Section 2(a) after taking into account the previous payment of the Initial Consideration as part of
the same transaction, provided, that for the purposes of allocating any Additional Consideration pursuant to Section
2(a), dividends shall only be deemed to accrue on the Preferred Stock following the payment of the Initial Consideration to
the extent that the Initial Consideration per share of Preferred Stock is less than the Liquidation Amount. For the purposes of
this section, consideration placed into escrow or retained as holdback to be available for satisfaction of indemnification or
similar obligations in connection with such Change of Control shall be deemed to be Additional Consideration.

 

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3.
 Voting.

 

(a)General.
Except as provided by law or by the other provisions of the Certificate of Incorporation, including this Certificate of Designation,
holders of Preferred Stock shall not vote on any matter presented to the stockholders of the Corporation for their action or consideration
at any meeting of stockholders of the Corporation (or by written consent of stockholders in lieu of a meeting).

 

(b)Initial
Preferred Stock Protective Provisions. Subject to Section 6 hereof, at any time when shares of Preferred Stock are outstanding,
the Corporation shall not, either directly or indirectly by amendment, merger, consolidation or otherwise, do any of the following
without (in addition to any other vote required by law or the Certificate of Incorporation) the written consent or affirmative
vote of the holders of at least sixty-six and two-thirds percent (66 2/3%) of the then outstanding shares of Preferred Stock,
given in writing or by vote at a meeting, consenting or voting (as the case may be) separately as a class, and any such act
or transaction entered into without such consent or vote shall be null and void ab initio, and of no force or effect: 

 

(i)amend,
alter or repeal any provision of the Certificate of Incorporation or bylaws of the Corporation in a manner that adversely affects
the powers, preferences or rights of the Preferred Stock;

 

(ii)issue,
or obligate itself to issue, additional shares of Preferred Stock, or shares of any other class or series of capital stock, unless
the same ranks junior to the Preferred Stock with respect to the distribution of assets on the liquidation, dissolution or winding
up of the Corporation, the payment of dividends and rights of redemption;

 

(iii)reclassify,
alter or amend any existing security of the Corporation that is junior to the Preferred Stock in respect of the distribution of
assets on the liquidation, dissolution or winding up of the Corporation, the payment of dividends or rights of redemption, if
such reclassification, alteration or amendment would render such other security senior to or pari passu with the Preferred Stock
in respect of any such right, preference or privilege;

 

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(iv)permit
a Subsidiary to create or authorize the creation of, or permit any Subsidiary to issue, any shares of capital stock, other than
(A) to the Corporation or any other wholly-owned Subsidiary of the Corporation, or (B) a de minimus number of shares of capital
stock issued to qualify a director or person serving in a similar capacity to comply with applicable law;

 (v)purchase
or redeem (or permit any Subsidiary to purchase or redeem) or pay or declare any dividend or make any distribution on, any shares
of capital stock of the Corporation other than (i) redemptions of or dividends or distributions on the Preferred Stock as expressly
authorized herein, and (ii) the Permitted Common Redemption (as defined below);

 

(vi)create
or authorize the creation of, or issue, or authorize the issuance of, any debt security (including capital leases) or otherwise
increase Indebtedness for Borrowed Money (as defined below) (other than Permitted Indebtedness (as defined below)), or permit
any Subsidiary to incur Indebtedness for Borrowed Money (other than Permitted Indebtedness), if such Indebtedness, (A) when combined
with all other Indebtedness for Borrowed Money, would cause the Corporation to exceed the Maximum Leverage Ratio (as defined below)
on a pro forma basis after giving effect to such incurrence of Indebtedness for Borrowed Money and any contemporaneous transaction
contemplated in connection therewith as of the last day of the most recent fiscal quarter ended on or prior to the date of determination
for which quarterly or annual financial statements are available, or (B) includes terms that prohibit or could prohibit the Corporation
from paying from the Cash Collateral Account the Cash Accruing Dividends in accordance with this Certificate of Designation;

 

(vii)enter
into or be a party to any transaction (including any acquisition of Indebtedness) with any director, officer, or employee of the
Corporation or any Subsidiary or any “associate” (as defined in Rule 12b-2 promulgated under the Exchange Act) of
any such person, except for (a) transactions resulting in payments to or by the Corporation in an aggregate amount less than $150,000
per calendar year, (b) agreements or arrangements disclosed in the Corporation’s periodic and current reports filed with
the Securities and Exchange Commission prior to the date of this Certificate of Designation or in the Corporation’s Registration
Statement on Form S-4 initially filed on May 5, 2016, as amended, (c) employment agreements, cash and equity compensation awards
and similar compensatory arrangements upon fair and reasonable terms, d) purchases from the Company of debt or equity securities
of the Company in public offerings or private placements on the same economic terms as other purchasers in such offerings, provided,
that at least a majority of the securities purchased in such offering are purchased by persons or entities that are not directors,
officers or employees of the Corporation or any Subsidiary or an “associate” of any such person or (e) the transactions
expressly contemplated by the Merger Agreement including the exhibits thereto;

 

(viii)make
or change any material election with any taxing authority in respect of the tax treatment of the Corporation that materially adversely
affects the Preferred Stock, including but not limited to causing the Corporation to be taxed as a partnership for United States
federal income tax purposes; or

 

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(ix)effect
a Change of Control referred to in Section 2(b)(i)(A) or Section 2(b)(i)(B) pursuant to a definitive agreement for
such transaction that provides that the consideration payable or distributable to the stockholders of the Corporation shall be
allocated among such holders of capital stock of the Corporation in a manner other than in accordance with Section 2(a).

 

(c)Additional
Preferred Stock Protective Provisions. Subject to Section 6 hereof, at any time after the Mandatory Redemption Date or after
the occurrence of an Additional Trigger Event (as defined below) when shares of Preferred Stock are outstanding, and until such
Additional Trigger Event, if curable, has been cured, the Corporation shall not, either directly or indirectly by amendment, merger,
consolidation or otherwise, do any of the following without (in addition to any other vote required by law or the certificate
of incorporation) the written consent or affirmative vote of the holders of at least sixty-six and two-thirds percent (66 2/3%)
of the then outstanding shares of Preferred Stock, given in writing or by vote at a meeting, consenting or voting (as the case
may be) separately as a class, and any such act or transaction entered into without such consent or vote shall be null and
void ab initio, and of no force or effect. 

 

(i)sell
or otherwise dispose, in a single transaction or series of related transactions, by the Corporation or any Subsidiary of the Corporation,
assets of the Corporation and its Subsidiaries that represent, by Fair Market Value, more than 27.5% of the consolidated net assets
of the Corporation and its Subsidiaries, other than pursuant to a Permitted Asset Sale;

 

(ii)liquidate,
dissolve or wind-up the business and affairs of the Corporation; file any petition or action for relief under any bankruptcy,
reorganization, insolvency or moratorium law or any other law for the relief of, or relating to, debtors, now or hereinafter in
effect, or seek the appointment of a custodian, receiver, trustee (or other similar official) of the Corporation or all or any
substantial portion of the Corporation’s assets, or make an assignment for the benefit of creditors other than as expressly
contemplated by the Senior Loan Documentation or the Second-Lien Loan Documentation, or take any action in furtherance of any
of the foregoing; or consent to any of the foregoing; or

 

(iii)issue,
or obligate itself to issue, shares of capital stock at a price per share below the Fair Market Value of such shares other
than in a private placement or an underwritten public offering pursuant to an effective registration statement under the
Securities Act of 1933, as amended, provided, that in the case of any such transaction, at least a majority of the
securities purchased in such offering are purchased by persons or entities that are not directors, officers or employees of
the Corporation or any Subsidiary or an “associate” of any such person.

 

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4.
 Conversion. The Preferred Stock is not
convertible.

 

5.
 Redemption.

 

(a)Mandatory
Redemption. If, at any time following the Mandatory Redemption Date, the holders of at least sixty-six and two-thirds percent
(66 2/3%) of the then outstanding shares of Preferred Stock provide written notice to the Corporation requesting redemption of
the shares of Preferred Stock (the “Mandatory Redemption Request”), the Corporation shall use all Available
Proceeds (as defined below) to redeem all then-outstanding shares of Preferred Stock at a price per share equal to the applicable
Redemption Price (as defined below) within forty-five (45) days following the Mandatory Redemption Request. Notwithstanding the
foregoing, if the Available Proceeds are not sufficient to redeem all outstanding shares of Preferred Stock, (i) the Corporation
shall ratably redeem each holder’s shares of Preferred Stock to the fullest extent of such Available Proceeds, and shall
redeem the remaining shares as soon as it has sufficient Available Proceeds and may lawfully redeem all remaining shares under
Delaware law governing distributions to stockholders and, (ii) until all outstanding shares of Preferred Stock are redeemed, the
Corporation and its Subsidiaries shall operate in the ordinary course of business, consistent with past practices and undertaken
in good faith, and shall not enter into any material transactions outside the ordinary course of business, including without limitation
(i) undertaking any acquisitions with a purchase price of more than $1,000,000, or (ii) making any capital expenditures in any
fiscal year in the aggregate which exceed the average capital expenditures by the Corporation and its Subsidiaries during the
three completed fiscal years preceding the fiscal year in which the Mandatory Redemption Request is made.

 

(b)Optional
Redemption. At any time after the date that is forty-two (42) months following the Original Issue Date, the Corporation shall
have the right to redeem all or any portion of the outstanding shares of Preferred Stock at the Redemption Price by providing
a written notice of such redemption to all holders of the then outstanding shares of Preferred Stock (an “Optional Redemption
Notice”); provided that if less than all outstanding shares of Preferred Stock are redeemed pursuant to this
section, then such portion redeemed must result in proceeds to the holders of Preferred Stock of at least $2,000,000. For the
purposes of clarity, the Corporation may exercise its right to optional redemption under this section one or more times.

 

(c)Redemption
Prior to Certain Changes of Control. In the event of a Change of Control (other than one referred to in Section 2(b)(i)(C)(i)),
the Corporation shall send a written notice to each holder of Preferred Stock no later than the forty-fifth (45th)
day prior to the effective date of the Change of Control advising such holders of their right (and the requirements to be met
to secure such right) to require the redemption of such shares of Preferred Stock. If the holders of at least sixty-six and two-thirds
percent (66 and 2/3%) of the then outstanding shares of Preferred Stock so request in a written instrument delivered to the Corporation
not later than thirty (30) days after receipt of such notice from the Corporation, the Corporation shall use Available Proceeds
to redeem all outstanding shares of Preferred Stock at a price per share equal to the applicable Redemption Price (as defined
below) on or prior to the effective date of the Change of Control. Notwithstanding the foregoing, in the event of such redemption,
if the Available Proceeds are not sufficient to redeem all outstanding shares of Preferred Stock, the Corporation shall ratably
redeem each holder’s shares of Preferred Stock to the fullest extent of such Available Proceeds, and shall redeem the remaining
shares as soon as it may lawfully do so under Delaware law governing distributions to stockholders.

 

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(d)Redemption
Following Certain Changes of Control. In the event of a Change of Control (other than one referred to in Section 2(b)(i)(A)
and (B)), if the Corporation does not effect a dissolution of the Corporation under the General Corporation Law within ninety
(90) days after such Change of Control, then the Corporation shall send a written notice to each holder of Preferred Stock no
later than the ninetieth (90th) day after the Change of Control advising such holders of their right (and the requirements
to be met to secure such right) to require the redemption of such shares of Preferred Stock. If the holders of at least sixty-six
and two-thirds percent (66 and 2/3%) of the then outstanding shares of Preferred Stock so request in a written instrument delivered
to the Corporation not later than one hundred twenty (120) days after such Change of Control, the Corporation shall use the Available
Proceeds (taking into account any consideration received by the Corporation for such Change of Control, on or prior to the one
hundred fiftieth (150th) day after such Change of Control, to redeem all outstanding shares of Preferred Stock at a
price per share equal to the applicable Redemption Price (as defined below). Notwithstanding the foregoing, in the event of a
redemption pursuant to the preceding sentence, if the Available Proceeds are not sufficient to redeem all outstanding shares of
Preferred Stock, the Corporation shall ratably redeem each holder’s shares of Preferred Stock to the fullest extent of such
Available Proceeds, and shall redeem the remaining shares as soon as it has sufficient Available Proceeds may lawfully redeem
all remaining shares under Delaware law governing distributions to stockholders.

 

(e)Surrender
of Certificates; Payment. On or before the date of redemption, each holder of shares of Preferred Stock to be redeemed shall,
if a holder of shares in certificated form, surrender the certificate or certificates representing such shares (or, if such registered
holder alleges that such certificate has been lost, stolen or destroyed, a lost certificate affidavit and agreement, including
a bond, reasonably acceptable to the Corporation to indemnify the Corporation against any claim that may be made against the Corporation
on account of the alleged loss, theft or destruction of such certificate) to the Corporation, and thereupon the amount due upon
redemption of such shares shall be payable to the order of the person whose name appears on such certificate or certificates as
the owner thereof. In the event less than all of the shares of Preferred Stock represented by a certificate are redeemed, a new
certificate, instrument, or book entry representing the unredeemed shares of Preferred Stock shall promptly be issued to such
holder.

 

Redeemed
or Otherwise Acquired Shares. Any shares of Preferred Stock that are redeemed or otherwise acquired by the Corporation or
any of its Subsidiaries shall be automatically and immediately cancelled and retired and shall not be reissued, sold or transferred.

 

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6.Pending
Merger Transaction. Notwithstanding any other provision of this certificate of designation, consummation by the Corporation
of the transactions expressly contemplated by the Merger Agreement and the exhibits thereto to occur as of the closing of the
Merger is expressly permitted and the consummation by the Corporation of such transactions shall not require any consent or approval
of the holders of the Preferred Stock.

 

7.Definitions.
For purposes of this Certificate of Designation, the following terms shall have the following meanings:

 

“Additional
Trigger Event” shall mean if at any time the ratio of the Corporation’s aggregate Indebtedness (which shall include
with respect to the Preferred Stock the aggregate Deemed Original Issue Price of the outstanding shares of Preferred Stock) to
its trailing twelve month Adjusted EBITDA exceeds 7.7x, as of the last day of the most recent fiscal quarter ended on or prior
to the date of determination for which quarterly or annual financial statements are available, such Adjusted EBITDA to be determined
to give pro forma effect to transactions completed during such fiscal quarter, as though they had occurred on the first day of
such fiscal quarter, provided, that no pro forma effect shall be given to any acquisition transactions that occur during
such fiscal quarter unless the holders of the Preferred Stock have been provided a quality of earnings report from a financial
advisor of national standing reasonably satisfactory to holders of a majority of such Preferred Stock, to the extent that giving
pro forma effect to such transaction would result in an increase in Adjusted EBITDA of five percent (5%) or more.

 

“Adjusted
EBITDA” shall mean the Consolidated EBITDA of the Corporation (as defined in the Senior Loan Documentation in effect
as of the date of the filing of this Certificate of Designation (and for the avoidance of doubt, without giving effect to any
amendments, waivers or modifications thereto occurring after the date of such filing). For the further avoidance of doubt, Adjusted
EBITDA shall be calculated without giving effect to any equity cure (i.e., the relief provided under Section 8.04 of the Senior
Loan Documentation or similar adjustment.

 

“Affiliate”
shall have the meaning ascribed to such term in Rule 12b-2 of the General Rules and Regulations under the Exchange Act.

 

“Available
Proceeds” means all cash and cash equivalents of the Corporation legally available for distribution to its stockholders
in accordance with Delaware law, less the amount of any cash reserves that is necessary or appropriate in the reasonable discretion
of the Corporation’s Chief Executive Officer or Chief Financial Officer to comply with applicable law or the Senior Loan
Documentation or any other loan agreement, security agreement, mortgage, debt instrument or other agreement or obligation to which
the Corporation or any of its Subsidiaries is a party of by which it is bound or its assets are subject.

 

“Cash
Collateral Account” means the escrow account established under that certain Escrow Agreement, dated as of the Original
Issue Date, by and among the Corporation, Falcon Strategic Partners V, LP and U.S. Bank, National Association.

 

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“Deemed
Original Issue Price” means $25.00 per share of Preferred Stock, subject to appropriate adjustment in the event of any
stock dividend, stock split, combination or other similar recapitalization with respect to the Preferred Stock.

 

“Fair
Market Value” of (a) a security means the value determined by the volume-weighted average price of such security on
the national securities exchange on which it trades over the five business day period prior to the determination date, as reported
by Bloomberg, L.P., or, if the Common Stock is not traded on a national securities exchange, the fair market value as determined
by the Board in good faith; or (b) property or other rights means the fair market value as determined by the Board in good faith;
provided, however, that for the purposes of determining the Fair Market Value of any security not traded on a national securities
exchange, or any property or other rights, to be received by the holders of the Preferred Stock pursuant to this Certificate of
Designation, the Fair Market Value shall also be reasonably acceptable to the holders of at least sixty-six and two-thirds percent
(66 2.3%) of the then outstanding shares of Preferred Stock.

 

“Indebtedness”
shall have the meaning set forth for such term in the Senior Loan Documentation as in effect as of the date of filing of this
Certificate of Designation (and for the avoidance of doubt, without giving effect to any amendments, waivers or modifications
thereto occurring after the date of such filing).

 

“Indebtedness
for Borrowed Money” means, as to any person or entity at a particular time, without duplication, (i) all obligations
of such person or entity for borrowed money, (ii) all obligations of such person or entity evidenced by bonds, debentures, notes,
loan agreements or other similar instruments, (iii) all obligations of such person or entity under any leasing or similar arrangement
that would be classified as a capitalized lease under U.S. GAAP, and (iv) all guarantees or similar assurances by such person
or entity of any such obligations of another party.

 

“Initial
Purchaser” means the holder of the Preferred Stock on the Original Issuance Date.

 

“Mandatory
Redemption Date” means the seventh anniversary of the Original Issue Date.

 

“Maximum
Leverage Ratio” means that ratio of the Corporation’s aggregate Indebtedness (excluding, for the purposes of clarity,
the Preferred Stock) to its trailing twelve month Adjusted EBITDA is equal to or less than, (A) during the first twelve (12) calendar
months immediately following the Original Issue Date, 6x, and (B) at any after the completion of the first twelve (12) calendar
months following the Original Issue Date, 5.5x.

 

“Original
Issue Date” means the date on which the first share of Preferred Stock was issued.

 

“Permitted
Asset Sale” means a directed sale of assets in connection with a foreclosure of such assets pursuant to the Senior Loan
Documentation.

 

    	 	11	 

     

    

 

“Permitted
Common Redemption” means the redemption by the Corporation of (a) outstanding shares of Common Stock in connection with
the Merger in accordance with the Corporation’s certificate of incorporation in effect as of the date of this Certificate
of Designation; (b) the exercise of outstanding options or warrants to purchase capital stock of the Corporation on a cashless
or net-settled basis; (c) outstanding shares of Common Stock purchased pursuant to Section 6.7 of the Purchase Agreement, and
then held by holders of outstanding shares of Preferred Stock (the “Backstop Shares”), or (d) outstanding shares
of Common Stock other than Backstop Shares using solely proceeds received by the Corporation upon the exercise of Converted Options
(as defined in the Merger Agreement), provided that the amount of such proceeds used for such redemption in this clause
(d) may not exceed $13,300,000, provided, further that no redemption of shares of Common Stock shall qualify as
a Permitted Common Redemption pursuant to this clause (d) unless the Corporation has first offered in writing to use the proceeds
intended for such redemption to repurchase at Fair Market Value outstanding Backstop Shares then held by the Initial Purchaser
or its Affiliates and the recipient of such notice has not accepted in writing such offer within five days of receipt, or upon
the written consent of the holders of at least sixty-six and two-thirds percent (66 2/3%) of the then outstanding shares of Preferred
Stock then held by the Initial Purchaser.

 

“Permitted
Indebtedness” means:

 

(a)intercompany
Indebtedness between the Corporation and a wholly-owned direct or indirect Subsidiary;

 

(b)Indebtedness
(x) under the Senior Loan Documentation in an amount not to exceed $130,000,000, (y) under the Second-Lien Loan Documentation
in an amount not to exceed $40,000,000, and/or (z) incurred subsequent to the Original Issue Date with the written consent of
the requisite holders of the Preferred Stock as required by this Certificate of Designation;

 

(c)unsecured
Indebtedness to trade creditors incurred in the ordinary course of business;

 

(d)unsecured
Indebtedness under corporate credit cards used in the ordinary course of business;

 

(e)short-term
Indebtedness to the Corporation’s sponsor bank(s) which is limited to settlement obligations for merchants and networks;

 

(f)Indebtedness
in the aggregate principal amount not to exceed $17,500,000, provided that such Indebtedness is needed for liquidity purposes
in connection with the operations of the Corporation and, for the avoidance of doubt, not incurred in connection with or intended
to be used for any acquisition, new joint venture or similar third party transaction;

 

(g)Indebtedness
in respect to capitalized leases; provided, however, that the aggregate amount of all such Indebtedness at any one
time outstanding shall not exceed $330,000; and

 

    	 	12	 

     

    

 

(h)extensions,
                                         refinancings or successive refinancings, modifications, amendments and restatements of
                                         any existing Indebtedness or items of Permitted Indebtedness (a) through (f) above, provided
                                         that (I) such extension, refinancing, modification, amendment or restatement does not
                                         cause an increase in the applicable leverage ratio on a pro forma basis after giving
                                         effect to such extension, refinancing, modification, amendment or restatement and any
                                         contemporaneous transaction contemplated in connection therewith, as of the last day
                                         of the most recent fiscal quarter ended on or prior to the date of determination for
                                         which quarterly or annual financial statements are available and (II) such transaction
                                         is on terms that are fair and reasonable to the Corporation and is at arms-length with
                                         a third party that is not an Affiliate, or director, officer, or employee of the Corporation
                                         or any Subsidiary or any “associate” (as defined in Rule 12b-2 promulgated
                                         under the Exchange Act) of any such person.

 

“Person”
means any natural person, corporation, limited liability company, trust, joint venture, association, company, partnership, government
entity or other entity.

 

“Purchase
Agreement” means that certain Securities Purchase Agreement by and between the Corporation and the Purchaser named therein,
dated on or around the Original Issue Date.

 

“Redemption
Price” means an amount per share of Preferred Stock equal to:

 

(a)in
the event of a mandatory redemption pursuant to Section 5(a), the then-current Liquidation Amount of a single share of
Preferred Stock as of the date of redemption;

 

(b)in
the event of an optional redemption pursuant to Section 5(b), an amount (the “Optional Redemption Price”)
equal to (i) 102% of the Liquidation Amount of a single share of Preferred Stock on the date of redemption, if such optional redemption
occurs on or after the date that is forty-two (42) months following the Original Issue Date and prior to the date that is fifty-four
(54) months following the Original Issue Date, (ii) 101% of the Liquidation Amount of a single share of Preferred Stock on the
date of redemption, if such optional redemption occurs on or after the date that is fifty-four (54) months following the Original
Issue Date and prior to the date that is sixty-six (66) months following the Original Issue Date, or (iii) the Liquidation Amount
of a single share of Preferred Stock on the date of redemption, if such optional redemption occurs on or after the date that is
sixty-six (66) months following the Original Issue Date; or

 

in
the event of a redemption prior to a Change of Control pursuant to Section 5(c) or following a Change of Control pursuant
to Section 5(d), (i) if the redemption occurs before the date that is forty-two (42) months following the Original Issue
Date, an amount equal to the product of 1.02 multiplied by the sum of (A) the Liquidation Amount of a single share of Preferred
Stock on the date of redemption, plus (B) the amount of all Cash Accruing Dividends and/or Liquidation Accruing Dividends
that would have accrued following such date of redemption until the date that is forty-two (42) months following the Original
Issue Date, minus the product of such amount multiplied by the sum of then-applicable U.S. Treasury Rate as reported by
the Wall Street Journal plus 0.005; or (ii) if the redemption occurs on or after the date that is forty-two (42) months following
the Original Issue Date, the applicable Optional Redemption Price.

 

“Second-Lien
Loan Documentation” means that certain Second Lien Credit Agreement, dated as of the Original Issue Date, among Fintech
Merger Sub, Inc. as Borrower, the Corporation as Holdings, CardConnect, LLC and Princeton Payment Solutions, LLC as Subsidiary
Guarantors, Babson Capital Finance, LLC as administrative agent, and the other agents and lenders party thereto, including the
exhibits thereto and including any extensions, refinancings, modifications, amendments and restatements thereof.

 

    	 	13	 

     

    

 

“Senior
Loan Documentation” means that certain Credit Agreement, dated as of the Original Issue Date, among Fintech Merger Sub,
Inc. as Borrower, the Company as Guarantor, CardConnect, LLC and Princeton Payment Solutions, LLC as Subsidiary Guarantors, certain
financial institutions as lenders and BMO Harris Bank, N.A. as Administrative Agent, Swing Line Lender and an L/C Issuer, and
BMO Capital Markets Corp. as Arranger and Bookrunner, including the exhibits thereto and including any extensions, refinancings,
modifications, amendments and restatements thereof.

 

“Subsidiary”
of a person means a corporation, partnership, joint venture, limited liability company or other business entity (but not a representative
office of such person) of which a majority of the securities or other interests having ordinary voting power for the election
of directors or other governing body (other than securities or interests having such power only by reason of the happening of
a contingency) are at the time beneficially owned, or the management of which is otherwise controlled, directly, or indirectly
through one or more intermediaries, or both, by such person. Unless otherwise specified, all references herein to a “Subsidiary”
or to “Subsidiaries” shall refer to a Subsidiary or Subsidiaries of the Corporation.

 

“Trigger
Event” shall mean (a) any Event of Default (as defined in the Senior Loan Documentation) relating to the payment of
any amount due pursuant to the Senior Loan Documentation or relating to financial covenant requirements under the Senior Loan
Documentation, or (b) if at any time the ratio of the Corporation’s aggregate Indebtedness for Borrowed Money (which shall
include with respect to the Preferred Stock the aggregate Deemed Original Issue Price of, and all accrued and unpaid Liquidation
Accruing Dividends on, the shares of Preferred Stock then-outstanding) to its trailing twelve month Adjusted EBITDA exceeds 7.7x,
as of the last day of the most recent fiscal quarter ended on or prior to the date of determination for which quarterly or annual
financial statements are available, such Adjusted EBITDA to be determined giving pro forma effect to transactions completed during
such fiscal quarter, as though they had occurred on the first day of such fiscal quarter, provided, that no pro forma effect
shall be given to any acquisition transactions that occur during such fiscal quarter unless the holders of the Preferred Stock
have been provided a quality of earnings report from a financial advisor of national standing reasonably satisfactory to holders
of a majority of such Preferred Stock, to the extent that giving pro forma effect to such transaction would result in an increase
in Adjusted EBITDA of five percent (5%) or more.

 

    	 	14	 

     

    

 

8.Waiver;
Amendment. Any of the rights, powers, preferences and other terms of the Preferred Stock set forth herein may be waived on
behalf of all holders of Preferred Stock by the affirmative written consent or vote of the holders of at least sixty-six and two-thirds
percent (66 2/3%) of the shares of Preferred Stock then outstanding. The terms of this Certificate of Designation may be amended
and/or restated only by written approval of the Corporation and the holders of at least sixty-six and two-thirds percent (66 2/3%)
of the shares of Preferred Stock then outstanding.

 

9.Notices.
Any notice required or permitted by the provisions of this Certificate of Designation to be given to a holder of shares of Preferred
Stock shall be mailed, postage prepaid, to the post office address last shown on the records of the Corporation, or given by electronic
communication in compliance with the provisions of the General Corporation Law, and shall be deemed sent upon such mailing or
electronic transmission.

 

*       
*        
*

 

    	 	15	 

     

    

 

IN
WITNESS WHEREOF, this Certificate of Designation has been executed by a duly authorized officer of this corporation on July
28, 2016.

 

	 	By:	Daniel
    G.Cohen
	 	Name:	Daniel
    G. Cohen
	 	Title:	Chief
    Executive Officer and President

 

 

16Exhibit 4.5

SHAREHOLDERS AGREEMENT

 

This Shareholders
Agreement (this “Agreement”) is made as of July 29, 2016 by and among FinTech Acquisition Corp. (the “Company”),
FinTech Investor Holdings, LLC, a Delaware limited liability company, FTVENTURES III, L.P., a Delaware limited partnership (“FTVIII”),
FTVENTURES III-N, L.P., a Delaware limited partnership (“FTVIIIN”), FTVENTURES III-T, L.P., a Delaware limited
partnership (“FTVIIIT” and, together with FTVIII and FTVIIIN, the “FTV Entities”), the other
individuals and entities signatory hereto that were, as of immediately prior to the consummation of the Merger (as defined below),
stockholders of FTS Holding Corporation (the “CardConnect Holders”), and the other individuals and entities
signatory hereto (each party to this agreement is referred to singly as a “Voting Party” and collectively as
the “Voting Parties”).

 

RECITALS

 

WHEREAS,
the Company, FinTech Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of the Company (“Merger Sub”),
and FTS Holding Corporation (“FTS”) are parties to that certain Agreement and Plan of Merger, dated March 7,
2016 (as amended from time to time, the “Merger Agreement”), pursuant to which FTS will be merged (the “Merger”)
with and into Merger Sub with Merger Sub continuing as the surviving entity;

 

WHEREAS,
in connection with, and as a condition to the closing of, the Merger, the Voting Parties have agreed to execute and deliver this
Agreement;

 

WHEREAS,
as of the closing of the Merger, each of the Voting Parties own shares of the Company’s common stock (“Common Stock”);

 

WHEREAS,
the parties hereto desire to enter into this Agreement to provide for voting agreements with respect to elections of the Company’s
Board of Directors (the “Board”).

 

NOW THEREFORE,
in consideration of the foregoing and of the promises and covenants contained herein, the receipt and sufficiency of which are
hereby acknowledged, the parties hereto agree as follows:

 

AGREEMENT

 

1.     
Definitions. Capitalized terms used and not defined herein shall have the respective meanings assigned to them in
the Merger Agreement.

2.     
Agreement to Vote. During the term of this Agreement, each Voting Party agrees to vote or cause to be voted
all securities of the Company that may vote in the election of the Company’s directors registered in the name of, or beneficially
owned (as such term is defined in Rule 13d-3 under the Exchange Act, but excluding shares of stock underlying unexercised options
or warrants) (“Beneficially Owned” or “Beneficial Ownership”) by, such Voting Party, including
any and all securities of the Company acquired and held in such capacity subsequent to the date hereof (hereinafter referred to
as the “Voting Shares”), in accordance with the provisions of this Agreement, whether at a regular or special
meeting of the Company’s stockholders or any class or series of the Company’s stockholders or by written consent (unless
such vote would be inconsistent with such Voting Party’s fiduciary duties under applicable law).

 

    	

    	 

    

  

3.     
Election of Boards of Directors.

 

a.      
Voting. During the term of this Agreement, to the extent permitted by the Company’s Amended and Restated Certificate
of Incorporation, as it may be amended, supplemented or restated from time to time (the “Charter”), each Voting
Party agrees to vote (or consent pursuant to an action by written consent of Company stockholders) all Voting Shares held by such
Voting Party in such manner as may be necessary to elect and/or maintain in office as members of the Board the following persons:

 

                                                                   
i.                       
for the benefit of the FTV Entities, one (1) person designated by FTVIII and one (1) person designated by FTVIIIN (the “FTV
Designees”), of which one (1) of the FTV Designees must qualify as an “independent director” under the Exchange
Act and the rules of any applicable securities exchange (an “Independent Director”); provided, however, that
if at any time during the term of this Agreement: (a) the FTV Entities collectively Beneficially Own less than 14.3% of the outstanding
shares of Common Stock, then the FTV Entities shall have the right to designate only one FTV Designee, who shall be designated
by FTVIII, and (b) the FTV Entities collectively Beneficially Own less than 5% of the outstanding shares of Common Stock, then
the FTV Entities shall have no right to designate any person for election or re-election to the Board;

 

                                                                 
ii.                       
two (2) persons (the “CardConnect Designees”) designated by the CardConnect Proxy (as defined herein),
of which one (1) of the CardConnect Designees must qualify as an Independent Director, which designation shall be subject to prior
written approval by the FTV Entities so long as the FTV Entities Beneficially Own more than 5% the outstanding shares of Common
Stock at the time of such designation; provided, however, that if at any time during the term of this Agreement: (a)
the CardConnect Holders (other than the FTV Entities) collectively Beneficially Own less than 14.3% of the outstanding shares of
Common Stock, then the CardConnect Proxy shall have the right to designate only one CardConnect Designee, and (b) the CardConnect
Holders collectively Beneficially Own less than 5% of the outstanding shares of Common Stock, then the CardConnect Proxy shall
have no right to designate any person for election or re-election to the Board;

 

                                                               
iii.                       
two (2) persons (the “Founder Designees” and, together with the FTV Designees and the CardConnect Designees,
the “Designees”)) designated by FinTech Investor Holdings, LLC (the “Sponsor”), each of whom
must qualify as an Independent Director; provided, however, that if at any time during the term of this Agreement:
(a) Betsy Z. Cohen, Daniel G. Cohen, James J. McEntee, III, Frank Mastrangelo, Shami Patel, DGC Family FinTech Trust and FinTech
Investor Holdings, LLC, (collectively, the “Founding Shareholders”) collectively Beneficially Own less than
14.3% of the outstanding shares of Common Stock, then the Sponsor shall have the right to designate only one Founder Designee,
and (b) the Founding Shareholders collectively Beneficially Own less than 5% of the outstanding shares of Common Stock, then the
Sponsor shall have no right to designate any person for election or re-election to the Board; and

 

                                                               
iv.                       
Betsy Cohen, so long as she is not incapacitated or otherwise unable to serve as a director of the Company; and

                                                                  v.                        to
the extent not otherwise designated as a Designee above, the Chief Executive Officer of the Company, provided, however, that
no party to this Agreement will select a Designee that is subject to any disqualification event under Rule 506(d)(1)
under the Securities Act, as modified by Rule 506(d)(2) and (d)(3). If a Designee is not appointed or elected to the Board
because of such person’s death, disability, disqualification, withdrawal as a nominee or for other reasons is
unavailable or unable to be a director nominee, the party designating such Designee shall be entitled to designate another
Designee (and the Company and the Voting Parties shall use their reasonable best effort to ensure that such directorship for
which the original designee was designated shall not be filled pending such successor designation).

 

    	2 

    	 

    

  

b.     
Procedures; Rights. Subject to the limitations in Section 3(a) hereof and unless otherwise provided for pursuant
to this Section 3(b), the parties agree to designate the Designees as set forth in the Form S-4 Registration Statement, dated as
of May 5, 2016, for the duration of this Agreement (the “Registration Statement”).  To the extent that
any party wishes to designate a Designee other than the Designee so designated in the Registration Statement, such party shall
notify the Company in writing (a “Designee Notice”) of the person or persons that are to be a Designee(s) in accordance
with this Section 3(b).  All Designee Notices shall be provided (i) in the case of an annual meeting of Company stockholders,
not later than the close of business on the 90th day before the anniversary date of the immediately preceding annual meeting of
Company stockholders; provided, however, that in the event that the annual meeting is called for a date that is not within 45 days
before or after such anniversary date, a Designee Notice shall be timely delivered if received not later than the later of (x) the
close of business on the 90th day before the meeting or (y) the close of business on the 10th day following the day on which
public announcement of the date of the annual meeting was first made by the Company; and (ii) in the case of a special meeting
of Company stockholders called for the purpose of electing directors, not later than the close of business on the 10th day following
the day on which public announcement of the date of the special meeting is first made by the Company (as applicable, the “Designation
Date”).  Any party providing a Designee Notice to the Company pursuant to this provision shall provide a copy of
such Designee Notice to all other parties hereto at the respective addresses set forth on Annex A or at such other address
as a party may specify in writing.  Annually with respect each Designee, the parties must provide the following information
prior to the Designation Date: (A) the name, age, business address and residence address of the person, (B) the principal
occupation or employment of the Designee, (C) the class or series and number of shares of capital stock of the Company that
are Beneficially Owned or owned of record by the Designee and (D) any other information relating to the Designee that would
be required to be disclosed in a proxy statement or other filings required to be made in connection with solicitations of proxies
for election of directors pursuant to Section 14 of the Exchange Act and the rules and regulations promulgated thereunder;
provided, however, that the Company shall provide notice to the applicable party of any failure to provide the information required
under this sentence, and such party shall have 20 days upon receipt of notice of such deficiency to cure such failure. So long
as a Designee is designated in accordance with the procedures and requirements set forth in Sections 3(a) and 3(b), the Company
shall use commercially reasonable best efforts to ensure that (x) such Designee is included in the Board’s slate of nominees
to the stockholders for the applicable election of directors and (y) such Designee is included in the proxy statement prepared
by the management of the Company in connection with the solicitation of proxies for the applicable meeting of the stockholders
of the Company called with respect to the election of the members of the Board, and at every adjournment or postponement thereof,
and on any applicable action or approval by written consent of the stockholders of the Company or the Board with respect to the
election of members of the Board. 

 

c.      
Obligations; Vacancies; Removal. The obligations of the Voting Parties pursuant to this Section 3 shall include any
stockholder vote to amend the Charter as required to effect the intent of this Agreement. Each of the Company and the Voting Parties
agrees not to take any actions that would affect the provisions of this Agreement and the intention of the parties with respect
to the composition of the Board as herein stated. In the event any director elected pursuant to the terms hereof ceases to serve
as a member of the Board, each of the Company and the Voting Parties, in their capacity as Company stockholders, agrees to take
all such action as is reasonable and necessary to promptly cause the election or appointment of such other substitute person to
the Board as may be designated on the terms provided herein, including, with respect to the Voting Parties, voting shares of capital
stock of the Company as to which the Voting Parties have Beneficial Ownership and recommending to their respective Designees serving
on the board a substitute person as designated on the terms provided herein. For the avoidance of doubt, if an FTV Designee, CardConnect
Designee or Founder Designee ceases to serve as a member of the Board prior to the expiration of such Designee’s term, then
FTVIII or FTVIIIN, as applicable, the CardConnect Proxy or the Sponsor, respectively, shall be entitled to designate a director
nominee as such Designee’s successor in accordance with this Agreement (regardless of the FTV Entities’ or Founding
Shareholders’ Beneficial Ownership in the Company at the time of such vacancy), it being understood that any such designee
shall serve the remainder of the term of the director whom such designee replaces (unless duly removed in accordance with the Charter).
Upon the written request of any party whose Designee is serving as a director of the Company to remove his, her or its Designee,
each Voting Party agrees to vote or cause to be voted his, her or its Voting Shares for the removal of such director. No reduction
in the Beneficial Ownership of outstanding shares of Common Stock of the FTV Entities or Founding Shareholders shall shorten the
term of any FTV Designee or Founder Designee serving as director. Nothing in this Section 3(c) will be construed to prohibit, limit
or restrict an officer or director from exercising his or her fiduciary duties as an officer or director to the Company or its
stockholders.

 

    	3 

    	 

    

  

d.     
Committees. So long as the FTV Entities have designation rights under Section 3(a) of this Agreement, each
of the Voting Parties agrees to recommend to each of its Designees that serve on the Board that each committee of the Board have
a number of FTV Designees as members equal to the nearest whole number greater than the product obtained by multiplying (a) the
percentage of the total voting power of the then outstanding Common Stock then Beneficially Owned by the FTV Entities and (b) the
number of positions, including any vacancies, on the applicable committee, provided that any such designee shall be a director
and shall be eligible to serve on the applicable committee under applicable law, rule or regulation or listing standards of the
exchange of which such Common Stock is listed, including any applicable independence requirements (subject in each case to any
applicable exceptions, including those for “controlled companies” and any applicable phase-in periods). Nothing in
this Section 3(d) will be construed to prohibit, limit or restrict an officer or director from exercising his or her fiduciary
duties as an officer or director to the Company or its stockholders.

 

4.     
Successors in Interest of the Voting Parties and the Company. The provisions of this Agreement shall be binding
upon the successors in interest of any Voting Party with respect to any of such Voting Party’s Voting Shares that are transferred
to a person or entity as permitted under the Letter Agreement (a “Permitted Transferee”) in accordance with the terms
of the Letter Agreement. Each Voting Party shall not, and the Company shall not, permit the transfer of any Voting Party’s
Voting Shares to a Permitted Transferee unless and until the person to whom such securities are to be transferred shall have executed
a written agreement pursuant to which such Permitted Transferee becomes a party to this Agreement and agrees to be bound by all
the provisions hereof as if such Permitted Transferee was a Voting Party hereunder.

 

5.     
Grant of Proxy. Should the provisions of this Agreement be construed to constitute the granting of proxies,
such proxies shall be deemed coupled with an interest and are irrevocable for the term of this Agreement.

 

6.     
Representations and Warranties of each Voting Party. Each Voting Party on its own behalf hereby represents and warrants,
severally and not jointly, with respect to such Voting Party and such Voting Party’s ownership of his, her or its Voting
Shares set forth on Annex A as follows:

 

a.      
Authority. If Voting Party is a legal entity, Voting Party has all requisite power and authority to enter into this
Agreement and to consummate the transactions contemplated hereby. If Voting Party is a natural person, Voting Party has the legal
capacity to enter into this Agreement. If Voting Party is a legal entity, this Agreement has been duly authorized, executed and
delivered by the Voting Party and constitutes a valid and binding obligation of Voting Party enforceable in accordance with its
terms, except as enforcement may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or similar laws affecting
creditors’ rights generally and by general principles of equity (regardless of whether considered in a proceeding in equity
or at law).

 

    	4 

    	 

    

 

 

b.     
No Consent. No consent, approval or authorization of, or designation,
declaration or filing with, any Governmental Authority or other Person on
the part of Voting Party is required in connection with the execution, delivery and performance
of this Agreement. If Voting
Party is a natural person, no consent of such Voting Party's spouse
is necessary under any "community property" or other laws for the execution and delivery of this Agreement
or the consummation of the transactions contemplated hereby. If Voting
Party is a trust, no consent of any beneficiary is required for the execution and delivery of this Agreement or the consummation
of the transactions contemplated hereby.

 

c.      
No Conflicts. Neither the execution and delivery
of this Agreement, nor the consummation of the transactions contemplated hereby, nor compliance with the terms hereof, will violate,
conflict with or result in a breach of, or constitute a default (with or without notice or lapse of time or both) under any provision
of, any trust agreement, loan or credit agreement, note, bond, mortgage,
indenture, lease or other agreement, instrument, permit, concession, franchise, license, judgment, order, notice, decree, statute,
law, ordinance, rule or regulation applicable to Voting Party or to Voting Party’s property or assets, that would reasonably
be expected to impair the parties ability to fulfill their obligations under this Agreement.

 

d.     
Ownership of Shares. Voting Party Beneficially Owns his, her or its Voting Shares free and clear of all Encumbrances.
Except pursuant hereto and pursuant to (i) the Letter Agreement, (ii) the Letter Agreement dated February 12, 2015 between certain
stockholders of the Company and the Company, (ii) the Amended and Restated Limited Liability Company Agreement of the Sponsor and
(iv) the Contingent Sale and Assignment of Economic Interest Agreement dated February 12, 2014 between Cohen Sponsor Interests,
LLC and Ithan Creek Master Investors (Cayman) L.P., there are no options, warrants or other rights, agreements, arrangements or
commitments of any character to which Voting Party is a party relating
to the pledge, acquisition, disposition, transfer or voting of Voting Shares and there are no voting trusts or voting agreements
with respect to the Voting Shares.  Voting Party does not Beneficially Own (i) any shares of Common Stock other than the Voting
Shares set forth on Annex A and (ii) any options, warrants or other rights to acquire any additional shares of Common Stock
or any security exercisable for or convertible into shares of Common Stock, other than as set forth on Annex A (collectively,
“Options”).

 

7.     
Covenants.

(a) The Company agrees: (i) to use reasonable best efforts to take any and all action reasonably necessary to effect the provisions
of this Agreement and the intention of the parties with respect to the terms of this Agreement; and (ii) not take any action that
would reasonably be expected to materially adversely affect the rights of the FTV Entities or the Sponsor under this Agreement
without the prior written consent of the FTV Entities and the Sponsor.

 

(b) The Company shall use its reasonable best
efforts to (i) maintain in effect at all times customary directors indemnity insurance coverage and (ii) cause the Company’s
Charter and bylaws (each as may be further amended, modified or supplemented) to at all times provide for the indemnification,
exculpation and advancement of expenses of all directors to the fullest extent permitted under applicable law.

(c) The Company shall use its reasonable best efforts to cause each director to be compensated on equal terms. The Company shall
pay all reasonable out-of-pocket expenses incurred by the Designees in connection with the performance of his or her duties as
a director and in connection with his or her attendance at any meeting of the Board.

 

    	5 

    	 

    

8.     
No Other Voting Trusts or Other Arrangement.    Each Voting Party agrees that Voting Party will not,
and will not permit any entity under Voting Party’s control to, deposit any Voting Shares in a voting trust, grant any proxies
with respect to the Voting Shares or subject any of the Shares to any arrangement with respect to the voting of the Voting Shares
other than agreements entered into with the Company.

 

9.     
Additional Shares. Each Voting Party agrees that all securities of the Company that may vote in the election of the
Company’s directors that Voting Party purchases, acquires the right to vote or otherwise acquires Beneficial Ownership of
after the execution of this Agreement shall be subject to the terms of this Agreement and shall constitute Voting Shares for all
purposes of this Agreement.

 

10. 
Selection of Proxy for CardConnect Holders. The CardConnect Holders (other than the FTV Entities) hereby select Jeff
Shanahan to serve as their true and lawful proxy and attorney-in-fact to effect their rights under Section 3 hereunder to designate
the CardConnect Designees on behalf of the CardConnect Holders (other than the FTV Entities), provided that if the CardConnect
Designee being replaced is Jeff Shanahan, then the CardConnect Holders (other than the FTV Entities) select Brian Shanahan to serve
as their true and lawful proxy and attorney-in-fact to effect their rights under Section 3 hereunder to designate the CardConnect
Designees on behalf of the CardConnect Holders (other than the FTV Entities). Such proxies shall be deemed coupled with an interest
and will be irrevocable for the term of this Agreement and will survive the death, incompetence or disability of any such CardConnect
Holder.

 

11. 
No Agreement as Director or Officer. No Voting Party makes any agreement or understanding in this Agreement in such
Voting Party’s capacity as a director or officer of the Company or any of its subsidiaries (if Voting Party holds such office).
Nothing in this Agreement will limit or affect any actions or omissions taken by a Voting Party in his, her or its capacity as
a director or officer of the Company, and no actions or omissions taken in such Voting Party’s capacity as a director or
officer shall be deemed a breach of this Agreement. Nothing in this Agreement will be construed to prohibit, limit or restrict
a Voting Party from exercising his or her fiduciary duties as an officer or director to the Company or its stockholders.

 

12. 
Specific Enforcement. It is agreed and understood that monetary damages would not adequately compensate an injured
party for the breach of this Agreement by any party hereto and, accordingly, that this Agreement shall be specifically enforceable,
and that any breach of this Agreement shall be the proper subject of a temporary or permanent injunction or restraining order.
Further, each party hereto waives any claim or defense that there is an adequate remedy at law for such breach or threatened breach
and agrees that a party’s rights would be materially and adversely affected if the obligations of the other parties under
this Agreement were not carried out in accordance with the terms and conditions hereof.

 

13. 
Termination. This Agreement shall terminate on the earlier of (a) the date on which no person designated pursuant
to Section 3 hereof (or a successor thereto) serves as a director of the Board, it being understood that this Agreement shall survive
until the FTV Entities no longer have any designation rights (or rights to appoint successors) pursuant to Section 3 hereof; and
(b) the date on which the Company files a voluntary petition in bankruptcy or is adjudicated bankruptcy or insolvent, or files
any petition or answer or consent seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution
or similar relief for itself under the United States Bankruptcy Reform Act of 1978, as amended, or any similar law under all applicable
jurisdictions.

 

    	6 

    	 

    

  

14. 
Amendments and Waivers. Any provision of this Agreement may be amended or waived if, but only if, such amendment
or waiver is in writing and is signed by all parties hereto; provided, however, that (a) the signatures of the Founding Shareholders
shall not be required if at any time during the term of this Agreement the Founding Shareholders Beneficially Own less than 5%
of the outstanding shares of Common Stock and (b) no signature shall be required from any party that at any time during the term
of this Agreement does not Beneficially Own any Common Stock. No failure or delay by any party in exercising any right, power or
privilege hereunder shall operate as a waiver thereof nor shall any single or partial exercise thereof preclude any other or further
exercise thereof or the exercise of any other right, power or privilege. The rights and remedies herein provided shall be cumulative
and not exclusive of any rights or remedies provided by law.

 

15. 
Stock Splits, Stock Dividends, etc. In the event of any stock split, stock dividend, recapitalization, reorganization
or the like, any securities issued with respect to Voting Shares held by Voting Parties shall become Voting Shares for purposes
of this Agreement and the minimum number of Voting Shares pursuant to which certain Voting Parties may name designees will be appropriately
adjusted.

 

16. 
Assignment. Upon written notice to the Company and the other parties to this Agreement, (a) the FTV Entities may
assign to FTV Capital or any affiliate of the FTV Entities all of its rights hereunder and, following such assignment, such assignee
will be deemed to be the “FTV Entities” for all purposes hereunder; and (b) the Sponsor may assign to any of its affiliates
any or all of its rights hereunder.

17. 
Other Rights. Except as provided by this Agreement or any other agreement entered into in connection with the Financing,
each Voting Party shall exercise the full rights of a holder of capital stock of the Company with respect to the Voting Shares.

 

18. 
Severability. In the event that any provision of the Agreement shall be invalid, illegal or unenforceable, the
validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby.

 

19. 
Governing Law. This Agreement and the legal relations between the parties arising hereunder shall be governed
by and interpreted in accordance with the laws of the State of Delaware without reference to its conflicts of laws provisions.

 

20. 
Jurisdiction. Any suit, action or proceeding seeking to enforce any provision of, or based on any matter arising
out of or in connection with, this Agreement may be brought against any of the parties in any federal court located in the State
of Delaware or any Delaware state court, and each of the parties hereby consents to the exclusive jurisdiction of such court (and
of the appropriate appellate courts) in any such suit, action or proceeding and waives any objection to venue laid therein. Process
in any such suit, action or proceeding may be served on any party anywhere in the world, whether within or without the jurisdiction
of any such court.

 

21. 
WAIVER OF JURY TRIAL. EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY WAIVES ANY AND ALL RIGHT TO TRIAL BY JURY IN
ANY LEGAL PROCEEDING ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT.

 

22. 
Counterparts. This Agreement may be executed in two or more counterparts, each of which shall be deemed an original
and all of which together shall constitute one instrument.

 

23. 
Notices. Any notices provided pursuant to this Agreement shall be in writing and given by (i) deposit in the
United States mail, addressed to the party to be notified, postage prepaid and registered or certified with return receipt requested,
(ii) delivery in person or by courier service providing evidence of delivery, or (iii) transmission by electronic mail
or facsimile. Notices provided pursuant to this Agreement shall be provided to the address, email address or facsimile number,
as applicable, of each party as set forth on Annex A hereto, or to any other address, email address or facsimile number, as a party
designates in writing to the other parties in accordance with this Section 23.

 

    	7 

    	 

    

24. 
Enforcement. The parties hereto covenant and agree that the Board, with the approval of a majority of the directors
of the Board, has the right to enforce, waive or take any other action with respect to this Agreement that is consistent with the
directors’ fiduciary duties.

 

25. 
Entire Agreement. This Agreement constitutes the full and entire understanding and agreement among the parties,
and supersedes any prior agreement or understanding among the parties, with regard to the subjects hereof and thereof, and no party
shall be liable or bound to any other party in any manner by any warranties, representations or covenants except as specifically
set forth herein or therein.

 

[Remainder of page intentionally left
blank; signature page follows] 

 

    	8 

    	 

    

 

 

This Shareholders Agreement is hereby
executed effective as of the date first set forth above.

 

	 	FINTECH ACQUISITION CORP.

                     

	 	By: 	/s/ Daniel Cohen
	 	 	Name: Daniel Cohen
	 	 	Title: Chief Executive Officer and President

 

 

[Shareholders Agreement]

 

    	9 

    	 

    

 

	 	FTVENTURES III, L.P.

        

        By: FTVentures Management III, LLC

        Its: General Partner

         

	 	By: 	/s/ Richard Garman
	 	 	Name: Richard Garman
	 	 	Title:   Managing Member
	 	 	 

 

	 	
        FTVENTURES III-N, L.P. 

         

        By: FTVentures Management III, LLC

        Its: General Partner

         

	 	By: 	/s/ Richard Garman
	 	 	Name: Richard Garman
	 	 	Title:   Managing Member
	 	
         

        FTVENTURES III-T, L.P. 

         

        By: FTVentures Management III, LLC

        Its: General Partner

         

	 	By: 	/s/ Richard Garman
	 	 	Name: Richard Garman 
	 	 	Title:   Managing Member
	 	 	 
	 	 	 

 

 

[Shareholders Agreement]

 

    	10 

    	 

    

 

	 	DGC FAMILY FINTECH TRUST

	 		
	 	By: 	/s/ Daniel Cohen
	 	 	Name:  Daniel Cohen
	 	 	Title: Trustee
	 	
         

        FINTECH INVESTOR HOLDINGS,
        LLC

         

	 	By: 	/s/ Daniel Cohen
	 	 	Name:  Daniel Cohen
	 	 	
        Title: Authorized Person

        

 

	
        /s/ Betsy Z. Cohen

	
        Betsy Z. Cohen

         

        /s/ Daniel G. Cohen

	
        Daniel G. Cohen

         

        /s/ Frank Mastrangelo

	
        Frank Mastrangelo

         

        /s/ James J. McEntee, III

	
        James J. McEntee, III

         

        /s/ Shami Patel

	
        Shami Patel

        

        

        

	
         /s/ Jeff Shanahan

	
        Jeff Shanahan

          

        /s/ Brian Shanahan

	
        Brian Shanahan

          

        /s/ Patrick Shanahan

	
        Patrick Shanahan

          

        /s/ Charles Bernicker

	
        Charles Bernicker

          

        /s/ Scott Dowty

	Scott Dowty

          

        /s/ Angelo Grecco

	Angelo Grecco

         

         /s/ Robert Nathan

	Robert Nathan

          

        /s/ Rush Taggart

	Rush Taggart

        

[Shareholders Agreement]

    	11

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