Document:

Exhibit 4.1

                  STOCK FOR SERVICES COMPENSATION PLAN 2006 II

                             Safe Travel Care, Inc.
                              A NEVADA CORPORATION

The Board of Directors of Safe Travel Care, Inc. hereby adopts the following
plan for compensation of service providers with common stock in lieu of cash.
This Plan is adopted as of November 1, 2006.

1. PURPOSE.

       The purpose of this Plan is to provide incentives to attract, retain and
motivate eligible persons whose present and potential contributions are
important to the success of the Company, its Parent and Subsidiaries, by
offering them an opportunity to participate in the Company's future performance
through awards of Options, Restricted Stock and Stock Bonuses. Capitalized terms
not defined in the text are defined in Section 2.

2. DEFINITIONS.

       As used in this Plan, the following terms will have the following
meanings:

       "AWARD" means any award under this Plan, including any Option, Restricted
Stock or Stock Bonus.

       "AWARD AGREEMENT" means, with respect to each Award, the signed written
agreement between the Company and the Participant setting forth the terms and
conditions of the Award.

       "BOARD" means the Board of Directors of the Company.

       "CAUSE" means any cause, as defined by applicable law, for the
termination of a Participant's employment with the Company or a Parent or
Subsidiary of the Company.

       "CODE" means the Internal Revenue Code of 1986, as amended.

       "COMPANY" means Safe Travel Care, Inc., a Nevada corporation, or any
successor corporation.

       "DISABILITY" means a disability, whether temporary or permanent, partial
or total, as determined by the Board.

       "EXCHANGE ACT" means the Securities Exchange Act of 1934, as amended.

       "EXERCISE PRICE" means the price at which a holder of an Option may
purchase the Shares issuable upon exercise of the Option.

       "FAIR MARKET VALUE" means, as of any date, the value of a share of the
Company's Common Stock determined as follows:

       (a)    if such Common Stock is publicly traded and is then listed on a
              national securities exchange, its closing price on the date of
              determination on the principal national securities exchange on
              which the Common Stock is listed or admitted to trading as
              reported in The Wall Street Journal;
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       (b)    if such Common Stock is quoted on the NASDAQ National Market, its
              closing price on the NASDAQ National Market on the date of
              determination as reported in The Wall Street Journal;

       (c)    if such Common Stock is publicly traded but is not listed or
              admitted to trading on a national securities exchange, the average
              of the closing bid and asked prices on the date of determination
              as reported by Bloomberg, L.P.;

       (d)    in the case of an Award made on the Effective Date, the price per
              share at which shares of the Company's Common Stock are initially
              offered for sale to the public by the Company's underwriters in
              the initial public offering of the Company's Common Stock pursuant
              to a registration statement filed with the SEC under the
              Securities Act; or

       (e)    if none of the foregoing is applicable, by the Board in good
              faith.

       "INSIDER" means an officer or director of the Company or any other person
whose transactions in the Company's Common Stock are subject to Section 16 of
the Exchange Act.

       "OPTION" means an award of an option to purchase Shares pursuant to
Section 6.

       "PARENT" means any corporation (other than the Company) in an unbroken
chain of corporations ending with the Company if each of such corporations other
than the Company owns stock possessing 50% or more of the total combined voting
power of all classes of stock in one of the other corporations in such chain.

       "PARTICIPANT" means a person who receives an Award under this Plan.

       "PERFORMANCE FACTORS" means the factors selected by the Board, in its
sole and absolute discretion, from among the following measures to determine
whether the performance goals applicable to Awards have been satisfied:

       (a)    Net revenue and/or net revenue growth;

       (b)    Earnings before income taxes and amortization and/or earnings
              before income taxes and amortization growth;

       (c)    Operating income and/or operating income growth;

       (d)    Net income and/or net income growth;

       (e)    Earnings per share and/or earnings per share growth;

       (f)    Total stockholder return and/or total stockholder return growth;

       (g)    Return on equity;

       (h)    Operating cash flow return on income;

       (i)    Adjusted operating cash flow return on income;

       (j)    Economic value added; and

       (k)    Individual confidential business objectives.
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       "PERFORMANCE PERIOD" means the period of service determined by the Board,
not to exceed five years, during which years of service or performance is to be
measured for Restricted Stock Awards or Stock Bonuses.

       "PLAN" means this Safe Travel Care, Inc. Stock For Services Compensation
Plan 2006-II, as amended from time to time.

       "RESTRICTED STOCK AWARD" means an award of Shares pursuant to Section 7.

       "SEC" means the Securities and Exchange Commission.

       "SECURITIES ACT" means the Securities Act of 1933, as amended.

       "SHARES" means shares of the Company's Common Stock reserved for issuance
under this Plan, as adjusted pursuant to Sections 3 and 19, and any successor
security.

       "STOCK BONUS" means an award of Shares, or cash in lieu of Shares,
pursuant to Section 8.

       "SUBSIDIARY" means any corporation (other than the Company) in an
unbroken chain of corporations beginning with the Company if each of the
corporations other than the last corporation in the unbroken chain owns stock
possessing 50% or more of the total combined voting power of all classes of
stock in one of the other corporations in such chain.

       "TERMINATION" or "TERMINATED" means, for purposes of this Plan with
respect to a Participant, that the Participant has for any reason ceased to
provide services as an employee, officer, director, consultant, independent
contractor, or advisor to the Company or a Parent or Subsidiary of the Company.
An employee will not be deemed to have ceased to provide services in the case of
(i) sick leave, (ii) military leave, or (iii) any other leave of absence
approved by the Company, provided that such leave is for a period of not more
than 90 days, unless reemployment upon the expiration of such leave is
guaranteed by contract or statute or unless provided otherwise pursuant to a
formal policy adopted from time to time by the Company and issued and
promulgated to employees in writing. In the case of any employee on an approved
leave of absence, the Board may make such provisions respecting suspension of
vesting of the Award while on leave from the employ of the Company or a
Subsidiary as it may deem appropriate, except that in no event may an Option be
exercised after the expiration of the term set forth in the Option agreement.
The Board will have sole discretion to determine whether a Participant has
ceased to provide services and the effective date on which the Participant
ceased to provide services (the "TERMINATION DATE").

       "UNVESTED SHARES" means "Unvested Shares" as defined in the Award
Agreement.

       "VESTED SHARES" means "Vested Shares" as defined in the Award Agreement.

3. SHARES SUBJECT TO THE PLAN.

       3.1 Number of Shares Available. Subject to Sections 3.2 and 19, the total
aggregate number of Shares reserved and available for grant and issuance
pursuant to this Plan will be 59,000,000 plus Shares that are subject to: (a)
issuance upon exercise of an Option but cease to be subject to such Option for
any reason other than exercise of such Option; (b) an Award granted hereunder
but forfeited or repurchased by the Company at the original issue price; and (c)
an Award that otherwise terminates without Shares being issued. At all times the
Company shall reserve and keep available a sufficient number of Shares as shall
be required to satisfy the requirements of all outstanding Options granted under
this Plan and all other outstanding but unvested Awards granted under this Plan.
<PAGE>

       3.2 Adjustment of Shares. In the event that the number of outstanding
shares is changed by a stock dividend, recapitalization, stock split, reverse
stock split, subdivision, combination, reclassification or similar change in the
capital structure of the Company without consideration, then (a) the number of
Shares reserved for issuance under this Plan, (b) the Exercise Prices of and
number of Shares subject to outstanding Options, and (c) the number of Shares
subject to other outstanding Awards will be proportionately adjusted, subject to
any required action by the Board or the stockholders of the Company and
compliance with applicable securities laws; provided, however, that fractions of
a Share will not be issued but will either be replaced by a cash payment equal
to the Fair Market Value of such fraction of a Share or will be rounded up to
the nearest whole Share, as determined by the Board.

4. ELIGIBILITY.

       ISOs (as defined in Section 6 below) may be granted only to employees
(including officers and directors who are also employees) of the Company or of a
Parent or Subsidiary of the Company. All other Awards may be granted to
employees, officers, directors, consultants, independent contractors and
advisors of the Company or any Parent or Subsidiary of the Company; provided
such consultants, contractors and advisors render bona fide services not in
connection with the offer and sale of securities in a capital-raising
transaction.

5. ADMINISTRATION.

       5.1 Board Authority. This Plan will be administered by the Board. Subject
to the general purposes, terms and conditions of this Plan, the Board will have
full power to implement and carry out this Plan. Without limitation, the Board
will have the authority to:

       (a)    construe and interpret this Plan, any Award Agreement and any
              other agreement or document executed pursuant to this Plan;

       (b)    prescribe, amend and rescind rules and regulations relating to
              this Plan or any Award;

       (c)    select persons to receive Awards;

       (d)    determine the form and terms of Awards;

       (e)    determine the number of Shares or other consideration subject to
              Awards;

       (f)    determine whether Awards will be granted singly, in combination
              with, in tandem with, in replacement of, or as alternatives to,
              other Awards under this Plan or any other incentive or
              compensation plan of the Company or any Parent or Subsidiary of
              the Company;

       (g)    grant waivers of Plan or Award conditions;

       (h)    determine the vesting, ability to exercise and payment of Awards;

       (i)    correct any defect, supply any omission or reconcile any
              inconsistency in this Plan, any Award or any Award Agreement;

       (j)    determine whether an Award has been earned; and

       (k)    make all other determinations necessary or advisable for the
              administration of this Plan.
<PAGE>

       5.2 Board Discretion. Any determination made by the Board with respect to
any Award will be made at the time of grant of the Award or, unless in
contravention of any express term of this Plan or Award, at any later time, and
such determination will be final and binding on the Company and on all persons
having an interest in any Award under this Plan. The Board may delegate to one
or more officers of the Company the authority to grant an Award under this Plan
to Participants who are not Insiders of the Company.

6. OPTIONS.

       The Board may grant Options to eligible persons and will determine
whether such Options will be Incentive Stock Options within the meaning of the
Code ("ISO") or Nonqualified Stock Options ("NQSO"), the number of Shares
subject to the Option, the Exercise Price of the Option, the period during which
the Option may be exercised, and all other terms and conditions of the Option,
subject to the following:

       6.1 Form of Option Grant. Each Option granted under this Plan will be
evidenced by an Award Agreement that will expressly identify the Option as an
ISO or an NQSO (hereinafter referred to as the "STOCK OPTION AGREEMENT"), and
will be in such form and contain such provisions (which need not be the same for
each Participant) as the Board may from time to time approve, and which will
comply with and be subject to the terms and conditions of this Plan.

       6.2 Date of Grant. The date of grant of an Option will be the date on
which the Board makes the determination to grant such Option, unless otherwise
specified by the Board. The Stock Option Agreement and a copy of this Plan will
be delivered to the Participant within a reasonable time after the granting of
the Option.

       6.3 Exercise Period. Options may be exercisable within the times or upon
the events determined by the Board as set forth in the Stock Option Agreement
governing such Option; provided, however, that no Option will be exercisable
after the expiration of ten (10) years from the date the Option is granted; and
provided further that no ISO granted to a person who directly or by attribution
owns more than ten percent (10%) of the total combined voting power of all
classes of stock of the Company or of any Parent or Subsidiary of the Company
("TEN PERCENT STOCKHOLDER") will be exercisable after the expiration of five (5)
years from the date the ISO is granted. The Board also may provide for Options
to become exercisable at one time or from time to time, periodically or
otherwise, in such number of Shares or percentage of Shares as the Board
determines.

       6.4 Exercise Price. The Exercise Price of an Option will be determined by
the Board when the Option is granted and may be not less than 85% of the Fair
Market Value of the Shares on the date of grant; provided that: (a) the Exercise
Price of an ISO will be not less than 100% of the Fair Market Value of the
Shares on the date of grant; and (b) the Exercise Price of any ISO granted to a
Ten Percent Stockholder will not be less than 110% of the Fair Market Value of
the Shares on the date of grant. Payment for the Shares purchased may be made in
accordance with Section 9 of this Plan.

       6.5 Method of Exercise. Options may be exercised only by delivery to the
Company of a written stock option exercise agreement (the "EXERCISE AGREEMENT")
in a form approved by the Board, (which need not be the same for each
Participant), stating the number of Shares being purchased, the restrictions
imposed on the Shares purchased under such Exercise Agreement, if any, and such
representations and agreements regarding Participant's investment intent and
access to information and other matters, if any, as may be required or desirable
by the Company to comply with applicable securities laws, together with payment
in full of the Exercise Price for the number of Shares being purchased.
<PAGE>

       6.6 Termination. Notwithstanding the exercise periods set forth in the
Stock Option Agreement, exercise of an Option will always be subject to the
following:

       (a) If the Participant's service is Terminated for any reason except
death or Disability, then the Participant may exercise such Participant's
Options only to the extent that such Options would have been exercisable upon
the Termination Date no later than three (3) months after the Termination Date
(or such shorter or longer time period not exceeding five (5) years as may be
determined by the Board, with any exercise beyond three (3) months after the
Termination Date deemed to be an NQSO), but in any event, no later than the
expiration date of the Options.

       (b) If the Participant's service is Terminated because of Participant's
death or Disability (or the Participant dies within three (3) months after a
Termination other than for Cause or because of Participant's Disability), then
Participant's Options may be exercised only to the extent that such Options
would have been exercisable by Participant on the Termination Date and must be
exercised by Participant (or Participant's legal representative or authorized
assignee) no later than twelve (12) months after the Termination Date (or such
shorter or longer time period not exceeding five (5) years as may be determined
by the Board, with any such exercise beyond (i) three (3) months after the
Termination Date when the Termination is for any reason other than the
Participant's death or Disability, or (ii) twelve (12) months after the
Termination Date when the Termination is for Participant's death or Disability,
deemed to be an NQSO), but in any event no later than the expiration date of the
Options.

       (c) Notwithstanding the provisions in paragraph 6.6(a) above, if a
Participant's service is Terminated for Cause, neither the Participant, the
Participant's estate nor such other person who may then hold the Option shall be
entitled to exercise any Option with respect to any Shares whatsoever, after
Termination, whether or not after Termination the Participant may receive
payment from the Company or Subsidiary for vacation pay, for services rendered
prior to Termination, for services rendered for the day on which Termination
occurs, for salary in lieu of notice, or for any other benefits. For the purpose
of this paragraph, Termination shall be deemed to occur on the date when the
Company dispatches notice or advice to the Participant that his service is
Terminated.

       6.7 Limitations on Exercise. The Board may specify a reasonable minimum
number of Shares that may be purchased on any exercise of an Option, provided
that such minimum number will not prevent Participant from exercising the Option
for the full number of Shares for which it is then exercisable.

       6.8 Limitations on ISO. The aggregate Fair Market Value (determined as of
the date of grant) of Shares with respect to which ISO are exercisable for the
first time by a Participant during any calendar year (under this Plan or under
any other incentive stock option plan of the Company, Parent or Subsidiary of
the Company) will not exceed $100,000. If the Fair Market Value of Shares on the
date of grant with respect to which ISO are exercisable for the first time by a
Participant during any calendar year exceeds $100,000, then the Options for the
first $100,000 worth of Shares to become exercisable in such calendar year will
be ISO and the Options for the amount in excess of $100,000 that become
exercisable in that calendar year will be NQSOs. In the event that the Code or
the regulations promulgated thereunder are amended after the Effective Date of
this Plan to provide for a different limit on the Fair Market Value of Shares
permitted to be subject to ISO, such different limit will be automatically
incorporated herein and will apply to any Options granted after the effective
date of such amendment.
<PAGE>

       6.9 Modification, Extension or Renewal. The Board may modify, extend or
renew outstanding Options and authorize the grant of new Options in substitution
therefor, provided that any such action may not, without the written consent of
a Participant, impair any of such Participant's rights under any Option
previously granted. Any outstanding ISO that is modified, extended, renewed or
otherwise altered will be treated in accordance with Section 424(h) of the Code.
The Board may reduce the Exercise Price of outstanding Options without the
consent of Participants affected by a written notice to them; provided, however,
that the Exercise Price may not be reduced below the minimum Exercise Price that
would be permitted under Section 6.4 of this Plan for Options granted on the
date the action is taken to reduce the Exercise Price.

       6.10 No Disqualification. Notwithstanding any other provision in this
Plan, no term of this Plan relating to ISO will be interpreted, amended or
altered, nor will any discretion or authority granted under this Plan be
exercised, so as to disqualify this Plan under Section 422 of the Code or,
without the consent of the Participant affected, to disqualify any ISO under
Section 422 of the Code.

7. RESTRICTED STOCK.

       A Restricted Stock Award is an offer by the Company to sell to an
eligible person Shares that are subject to restrictions. The Board will
determine to whom an offer will be made, the number of Shares the person may
purchase, the price to be paid (the "PURCHASE PRICE"), the restrictions to which
the Shares will be subject, and all other terms and conditions of the Restricted
Stock Award, subject to the following:

       7.1 Form of Restricted Stock Award. All purchases under a Restricted
Stock Award made pursuant to this Plan will be evidenced by an Award Agreement
(the "RESTRICTED STOCK PURCHASE AGREEMENT") that will be in such form (which
need not be the same for each Participant) as the Board will from time to time
approve, and will comply with and be subject to the terms and conditions of this
Plan. The offer of Restricted Stock will be accepted by the Participant's
execution and delivery of the Restricted Stock Purchase Agreement and full
payment for the Shares to the Company within thirty (30) days from the date the
Restricted Stock Purchase Agreement is delivered to the person. If such person
does not execute and deliver the Restricted Stock Purchase Agreement along with
full payment for the Shares to the Company within thirty (30) days, then the
offer will terminate, unless otherwise extended by the Board.

       7.2 Purchase Price. The Purchase Price of Shares sold pursuant to a
Restricted Stock Award will be determined by the Board on the date the
Restricted Stock Award is granted, except in the case of a sale to a Ten Percent
Stockholder, in which case the Purchase Price will be 100% of the Fair Market
Value. Payment of the Purchase Price must be made in accordance with Section 9
of this Plan.

       7.3 Terms of Restricted Stock Awards. Restricted Stock Awards shall be
subject to such restrictions as the Board may impose. These restrictions may be
based upon completion of a specified number of years of service with the Company
or upon completion of the performance goals as set out in advance in the
Participant's individual Restricted Stock Purchase Agreement. Restricted Stock
Awards may vary from Participant to Participant and between groups of
Participants. Prior to the grant of a Restricted Stock Award, the Board shall:
(a) determine the nature, length and starting date of any Performance Period for
the Restricted Stock Award; (b) select from among the Performance Factors to be
used to measure performance goals, if any; and (c) determine the number of
Shares that may be awarded to the Participant. Prior to the payment of any
Restricted Stock Award, the Board shall determine the extent to which such
Restricted Stock Award has been earned. Performance Periods may overlap and
Participants may participate simultaneously with respect to Restricted Stock
Awards that are subject to different Performance Periods and have different
performance goals and other criteria.
<PAGE>

       7.4 Termination During Performance Period. If a Participant is Terminated
during a Performance Period for any reason, then such Participant will be
entitled to payment (whether in Shares, cash or otherwise) with respect to the
Restricted Stock Award only to the extent earned as of the date of Termination
in accordance with the Restricted Stock Purchase Agreement, unless the Board
determines otherwise.

8. STOCK BONUSES.

       8.1 Awards of Stock Bonuses. A Stock Bonus is an award of Shares (which
may consist of Restricted Stock) for extraordinary services rendered to the
Company or any Parent or Subsidiary of the Company. A Stock Bonus will be
awarded pursuant to an Award Agreement (the "STOCK BONUS AGREEMENT") that will
be in such form (which need not be the same for each Participant) as the Board
will from time to time approve, and will comply with and be subject to the terms
and conditions of this Plan. A Stock Bonus may be awarded upon satisfaction of
such performance goals as are set out in advance in the Participant's individual
Award Agreement (the "PERFORMANCE STOCK BONUS AGREEMENT") that will be in such
form (which need not be the same for each Participant) as the Board will from
time to time approve, and will comply with and be subject to the terms and
conditions of this Plan. Stock Bonuses may vary from Participant to Participant
and between groups of Participants, and may be based upon the achievement of the
Company, Parent or Subsidiary and/or individual performance factors or upon such
other criteria as the Board may determine.

       8.2 Terms of Stock Bonuses. The Board will determine the number of Shares
to be awarded to the Participant. If the Stock Bonus is being earned upon the
satisfaction of performance goals pursuant to a Performance Stock Bonus
Agreement, then the Board will: (a) determine the nature, length and starting
date of any Performance Period for each Stock Bonus; (b) select from among the
Performance Factors to be used to measure the performance, if any; and (c)
determine the number of Shares that may be awarded to the Participant. Prior to
the payment of any Stock Bonus, the Board shall determine the extent to which
such Stock Bonuses have been earned. Performance Periods may overlap and
Participants may participate simultaneously with respect to Stock Bonuses that
are subject to different Performance Periods and different performance goals and
other criteria. The number of Shares may be fixed or may vary in accordance with
such performance goals and criteria as may be determined by the Board. The Board
may adjust the performance goals applicable to the Stock Bonuses to take into
account changes in law and accounting or tax rules and to make such adjustments
as the Board deems necessary or appropriate to reflect the impact of
extraordinary or unusual items, events or circumstances to avoid windfalls or
hardships.

       8.3 Form of Payment. The earned portion of a Stock Bonus may be paid to
the Participant by the Company either currently or on a deferred basis, with
such interest or dividend equivalent, if any, as the Board may determine.
Payment may be made in the form of cash or whole Shares or a combination
thereof, either in a lump sum payment or in installments, all as the Board will
determine.
<PAGE>

9. PAYMENT FOR SHARE PURCHASES.

       9.1 Payment. Payment for Shares purchased pursuant to this Plan may be
made in cash (by check) or, where expressly approved for the Participant by the
Board and where permitted by law:

       (a)    by cancellation of indebtedness of the Company to the Participant;

       (b)    by surrender of shares that either: (1) have been owned by
              Participant for more than one year and have been paid for within
              the meaning of Rule 144 of the Securities Act of 1933 (and, if
              such shares were purchased from the Company by use of a promissory
              note, such note has been fully paid with respect to such shares);
              or (2) were obtained by Participant in the public market;

       (c)    by waiver of compensation due or accrued to the Participant for
              services rendered;

       (d)    with respect only to purchases upon exercise of an Option, and
              provided that a public market for the Company's stock exists:

              (1)    through a "same day sale" commitment from the Participant
                     and a broker-dealer that is a member of the National
                     Association of Securities Dealers (an "NASD DEALER")
                     whereby the Participant irrevocably elects to exercise the
                     Option and to sell a portion of the Shares so purchased to
                     pay for the Exercise Price, and whereby the NASD Dealer
                     irrevocably commits upon receipt of such Shares to forward
                     the Exercise Price directly to the Company; or

              (2)    through a "margin" commitment from the Participant and a
                     NASD Dealer whereby the Participant irrevocably elects to
                     exercise the Option and to pledge the Shares so purchased
                     to the NASD Dealer in a margin account as security for a
                     loan from the NASD Dealer in the amount of the Exercise
                     Price, and whereby the NASD Dealer irrevocably commits upon
                     receipt of such Shares to forward the Exercise Price
                     directly to the Company; or

       (e) by any combination of the foregoing.

10. WITHHOLDING TAXES.

       10.1 Withholding Generally. Whenever Shares are to be issued in
satisfaction of Awards granted under this Plan, the Company may require the
Participant to remit to the Company an amount sufficient to satisfy federal,
state and local withholding tax requirements prior to the delivery of any
certificate or certificates for such Shares. Whenever, under this Plan, payments
in satisfaction of Awards are to be made in cash, such payment will be net of an
amount sufficient to satisfy federal, state, and local withholding tax
requirements.

       10.2 Stock Withholding. When, under applicable tax laws, a participant
incurs tax liability in connection with the exercise or vesting of any Award
that is subject to tax withholding and the Participant is obligated to pay the
Company the amount required to be withheld, the Board may allow the Participant
to satisfy the minimum withholding tax obligation by electing to have the
Company withhold from the Shares to be issued that number of Shares having a
Fair Market Value equal to the minimum amount required to be withheld,
determined on the date that the amount of tax to be withheld is to be
determined. All elections by a Participant to have Shares withheld for this
purpose will be made in accordance with the requirements established by the
Board and be in writing in a form acceptable to the Board.
<PAGE>

11. PRIVILEGES OF STOCK OWNERSHIP.

       11.1 Voting and Dividends. No Participant will have any of the rights of
a stockholder with respect to any Shares until the Shares are issued to the
Participant. After Shares are issued to the Participant, the Participant will be
a stockholder and will have all the rights of a stockholder with respect to such
Shares, including the right to vote and receive all dividends or other
distributions made or paid with respect to such Shares; provided, that if such
Shares are Restricted Stock, then any new, additional or different securities
the Participant may become entitled to receive with respect to such Shares by
virtue of a stock dividend, stock split or any other change in the corporate or
capital structure of the Company will be subject to the same restrictions as the
Restricted Stock; provided, further, that the Participant will have no right to
retain such stock dividends or stock distributions with respect to Shares that
are repurchased at the Participant's Purchase Price or Exercise Price pursuant
to Section 12.

       11.2 Financial Statements. Pursuant to regulation 260.140.46 of the Rules
of the California Corporations Commissioner, the Company will provide financial
statements to each Participant prior to such Participant's purchase of Shares
under this Plan, and to each Participant annually during the period such
Participant has Awards outstanding; provided, however, the Company will not be
required to provide such financial statements to Participants whose services in
connection with the Company assure them access to equivalent information.

12. TRANSFERABILITY.

       Awards granted under this Plan, and any interest therein, will not be
transferable or assignable by Participant, and may not be made subject to
execution, attachment or similar process, other than by will or by the laws of
descent and distribution. During the lifetime of the Participant an Award will
be exercisable only by the Participant. During the lifetime of the Participant,
any elections with respect to an Award may be made only by the Participant
unless otherwise determined by the Board and set forth in the Award Agreement
with respect to Awards that are not ISOs.

13. RESTRICTIONS ON SHARES.

       At the discretion of the Board, the Company may reserve to itself and/or
its assignee(s) in the Award Agreement a right to repurchase a portion of or all
Unvested Shares held by a Participant following such Participant's Termination
at any time within ninety (90) days after the later of (a) Participant's
Termination Date, or (b) the date Participant purchases Shares under this Plan.
Such repurchase by the Company shall be for cash and/or cancellation of purchase
money indebtedness, and the price per share shall be the Participant's Exercise
Price or the Purchase Price, as applicable.

14. CERTIFICATES.

       All certificates for Shares or other securities delivered under this Plan
will be subject to such stock transfer orders, legends and other restrictions as
the Board may deem necessary or advisable, including restrictions under any
applicable federal, state or foreign securities law, or any rules, regulations
and other requirements of the SEC or any stock exchange or automated quotation
system upon which the Shares may be listed or quoted.
<PAGE>

15. ESCROW; PLEDGE OF SHARES.

       To enforce any restrictions on a Participant's Shares, the Board may
require the Participant to deposit all certificates representing Shares,
together with stock powers or other instruments of transfer approved by the
Board appropriately endorsed in blank, with the Company or an agent designated
by the Company to hold in escrow until such restrictions have lapsed or
terminated, and the Board may cause a legend or legends referencing such
restrictions to be placed on the certificates. Any Participant who is permitted
to execute a promissory note as partial or full consideration for the purchase
of Shares under this Plan will be required to pledge and deposit with the
Company all or part of the Shares so purchased as collateral to secure the
payment of Participant's obligation to the Company under the promissory note;
provided, however, that the Board may require or accept other or additional
forms of collateral to secure the payment of such obligation and, in any event,
the Company will have full recourse against the Participant under the promissory
note notwithstanding any pledge of the Participant's Shares or other collateral.
In connection with any pledge of the Shares, Participant will be required to
execute and deliver a written pledge agreement in such form as the Board will
from time to time approve. The Shares purchased with the promissory note may be
released from the pledge on a pro rata basis as the promissory note is paid.

16. EXCHANGE AND BUYOUT OF AWARDS.

The Board may, at any time or from time to time, authorize the Company, with the
consent of the respective Participants, to issue new Awards in exchange for the
surrender and cancellation of any or all outstanding Awards. The Board may at
any time buy from a Participant an Award previously granted with payment in
cash, Shares (including Restricted Stock) or other consideration, based on such
terms and conditions as the Board and the Participant may agree.

17. SECURITIES LAW AND OTHER REGULATORY COMPLIANCE.

An Award will not be effective unless such Award is in compliance with all
applicable federal and state securities laws, rules and regulations of any
governmental body, and the requirements of any stock exchange or automated
quotation system upon which the Shares may then be listed or quoted, as they are
in effect on the date of grant of the Award and also on the date of exercise or
other issuance. Notwithstanding any other provision in this Plan, the Company
will have no obligation to issue or deliver certificates for Shares under this
Plan prior to: (a) obtaining any approvals from governmental agencies that the
Company determines are necessary or advisable; and/or (b) completion of any
registration or other qualification of such Shares under any state or federal
law or ruling of any governmental body that the Company determines to be
necessary or advisable. The Company will be under no obligation to register the
Shares with the SEC or to effect compliance with the registration, qualification
or listing requirements of any state securities laws, stock exchange or
automated quotation system, and the Company will have no liability for any
inability or failure to do so.

18. NO OBLIGATION TO EMPLOY.

Nothing in this Plan or any Award granted under this Plan will confer or be
deemed to confer on any Participant any right to continue in the employ of, or
to continue any other relationship with, the Company or any Parent or Subsidiary
of the Company or limit in any way the right of the Company or any Parent or
Subsidiary of the Company to terminate Participant's employment or other
relationship at any time, with or without cause.
<PAGE>

19. CORPORATE TRANSACTIONS.

19.1 Assumption or Replacement of Awards by Successor. In the event of (a) a
dissolution or liquidation of the Company, (b) a merger or consolidation in
which the Company is not the surviving corporation (other than a merger or
consolidation with a wholly-owned subsidiary, a reincorporation of the Company
in a different jurisdiction, or other transaction in which there is no
substantial change in the stockholders of the Company or their relative stock
holdings and the Awards granted under this Plan are assumed, converted or
replaced by the successor corporation, which assumption will be binding on all
Participants), (c) a merger in which the Company is the surviving corporation
but after which the stockholders of the Company immediately prior to such merger
(other than any stockholder that merges, or which owns or controls another
corporation that merges, with the Company in such merger) cease to own their
shares or other equity interest in the Company, (d) the sale of substantially
all of the assets of the Company, or (e) the acquisition, sale, or transfer of
more than 50% of the outstanding shares of the Company by tender offer or
similar transaction, any or all outstanding Awards may be assumed, converted or
replaced by the successor corporation (if any), which assumption, conversion or
replacement will be binding on all Participants. In the alternative, the
successor corporation may substitute equivalent Awards or provide substantially
similar consideration to Participants as was provided to stockholders (after
taking into account the existing provisions of the Awards). The successor
corporation may also issue, in place of outstanding Shares of the Company held
by the Participant, substantially similar shares or other property subject to
repurchase restrictions no less favorable to the Participant. In the event such
successor corporation (if any) refuses to assume or substitute Awards, as
provided above, pursuant to a transaction described in this Subsection 19.1,
such Awards will expire on such transaction at such time and on such conditions
as the Board will determine. Notwithstanding anything in this Plan to the
contrary, the Board may provide that the vesting of any or all Awards granted
pursuant to this Plan will accelerate upon a transaction described in this
Section 19. If the Board exercises such discretion with respect to Options, such
Options will become exercisable in full prior to the consummation of such event
at such time and on such conditions as the Board determines, and if such Options
are not exercised prior to the consummation of the corporate transaction, they
shall terminate at such time as determined by the Board.

       19.2 Other Treatment of Awards. Subject to any greater rights granted to
Participants under the foregoing provisions of this Section 19, in the event of
the occurrence of any transaction described in Section 19.1, any outstanding
Awards will be treated as provided in the applicable agreement or plan of
merger, consolidation, dissolution, liquidation, or sale of assets.

       19.3 Assumption of Awards by the Company. The Company, from time to time,
also may substitute or assume outstanding awards granted by another company,
whether in connection with an acquisition of such other company or otherwise, by
either: (a) granting an Award under this Plan in substitution of such other
company's award; or (b) assuming such award as if it had been granted under this
Plan if the terms of such assumed award could be applied to an Award granted
under this Plan. Such substitution or assumption will be permissible if the
holder of the substituted or assumed award would have been eligible to be
granted an Award under this Plan if the other company had applied the rules of
this Plan to such grant. In the event the Company assumes an award granted by
another company, the terms and conditions of such award will remain unchanged
(except that the exercise price and the number and nature of Shares issuable
upon exercise of any such option will be adjusted appropriately pursuant to
Section 424(a) of the Code). In the event the Company elects to grant a new
Option rather than assuming an existing option, such new Option may be granted
with a similarly adjusted Exercise Price.

20. ADOPTION AND STOCKHOLDER APPROVAL.

       This Plan will become effective on the date on which it is adopted by the
Board (the "EFFECTIVE DATE"). This Plan shall be approved by the stockholders of
the Company within twelve (12) months before or after the date this Plan is
adopted by the Board. Upon the Effective Date, the Board may grant Awards
pursuant to this Plan. In the event that stockholder approval of this Plan is
not obtained within the time period provided herein, all Awards granted
hereunder shall be cancelled, any Shares issued pursuant to any Awards shall be
cancelled and any purchase of Shares issued hereunder shall be rescinded.
<PAGE>

21. TERM OF PLAN/GOVERNING LAW.

       Unless earlier terminated as provided herein, this Plan will terminate
ten (10) years from the date this Plan is adopted by the Board or, if earlier,
the date of stockholder approval. This Plan and all agreements there under shall
be governed by and construed in accordance with the laws of the State of
California.

22. AMENDMENT OR TERMINATION OF PLAN.

       The Board may at any time terminate or amend this Plan in any respect,
including without limitation amendment of any form of Award Agreement or
instrument to be executed pursuant to this Plan; provided, however, that the
Board will not, without the approval of the stockholders of the Company, amend
this Plan in any manner that requires such stockholder approval.

23. NONEXCLUSIVITY OF THE PLAN.

       Neither the adoption of this Plan by the Board, the submission of this
Plan to the stockholders of the Company for approval, nor any provision of this
Plan will be construed as creating any limitations on the power of the Board to
adopt such additional compensation arrangements as it may deem desirable,
including, without limitation, the granting of stock options and bonuses
otherwise than under this Plan, and such arrangements may be either generally
applicable or applicable only in specific cases.

24. ACTION BY BOARD.

       Any action permitted or required to be taken by the Board or any decision
or determination permitted or required to be made by the Board pursuant to this
Plan shall be taken or made in the Board's sole and absolute discretion.

       Execution. This Plan is now signed by all of the Directors of this
Corporation, on behalf of the Corporation, attesting to the adoption of this
Plan.

Safe Travel Care, Inc.
Dated: November 7, 2006

/s/ Jeffrey Flannery
----------------------------------
Jeffrey Flannery
PRESIDENTUnassociated Document

    EXHIBIT
      10.1

     

    AMENDED
      AND RESTATED EMPLOYMENT AGREEMENT

     

    

     

    THIS
      AMENDED AND RESTATED EMPLOYMENT AGREEMENT
      is made
      as of the 21st
      day of
      August, 2006, between County National Bank (the “Bank” or “Employer”), a
      national bank with a principal office in Anne Arundel County, Maryland and
      Jan
      W. Clark, a resident of the State of Maryland (the “Employee”).

     

    RECITALS:

     

    On
      December 19, 1996, the parties hereto entered into an Employment Agreement
      (the
“Prior Agreement”).

     

    The
      parties hereto desire to amend and restate the Prior Agreement as provided
      herein.

     

    In
      consideration of the above premises and the mutual agreements hereinafter set
      forth, the parties hereby agree as follows:

     

    1. DEFINITIONS.
      Whenever used in this Amended and Restated Employment Agreement, the following
      terms and their variant forms will have the meaning set forth
      below:

     

    1.1 “Agreement”
      means
      this Agreement and any exhibits incorporated herein together with any amendments
      hereto made in the manner described in this Agreement. 

     

    1.2 “Affiliate”
      means
      any business entity which controls the Employer, is controlled by or is under
      common control with the Employer.

     

    1.3 “Area”
      means
      the geographic area within a radius of twenty-five (25) miles of any office
      or
      facility maintained by the Employer from time to time. It is the express intent
      of the parties that the Area as defined herein is the area where the Employee
      performs or performed services on behalf of the Employer under this Agreement
      as
      of, or within a reasonable time prior to, the termination of the Employee's
      employment hereunder.

     

    1.4 “Board”
      means
      the board of directors of the Bank.

     

    1.5 “Business
      of the Employer”
      means
      the business conducted by the Employer.

     

    1.6 “Cause”
      means,
      any of
      the
      following events or conduct preceding a termination of employment initiated
      by
      the Employer:

     

    (a) any
      act
      that constitutes, in the reasonable judgment of the Board after consultation
      with legal counsel, fraud or dishonesty toward the Employer; toward any
      employee, officer or director of the Employer or toward any person doing
      business with the Employer on the part of the Employee;

     

    (b) the
      conviction of the Employee of a felony or crime involving moral
      turpitude;

     

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    (c) the
      Employee's entering into any transaction or contractual relationship (other
      than
      this Agreement) with, or diversion of business opportunity from, the Employer
      (other than on behalf of the Employer or with the prior written consent of
      the
      Board); provided, however, such conduct will not constitute Cause unless the
      Board delivers to the Employee written notice setting forth (1) the conduct
      deemed to qualify as Cause, (2) reasonable remedial action that might
      remedy such objection, and (3) a reasonable time (not less than thirty (30)
      days) within which the Employee may take such remedial action, and the Employee
      has not taken the specified remedial action with the specified reasonable
      time;

     

    (d) the
      Employee breaches the covenants contained in Sections 5, 6, 7 or 8 hereof;
      or

     

    (e) the
      Employee materially breaches any portion of this Agreement excluding Sections
      5,
      6, 7, or 8, and such breach is not cured within thirty (30) days after written
      notice from Employer to Employee of such breach; or

     

    (f) conduct
      by the Employee that results in removal of Employee as an officer or employee
      of
      the Employer pursuant to a written order by any regulatory agency with authority
      or jurisdiction over the Employer.

     

    1.7 “Company”
      means CN
      Bancorp, Inc., the parent of the Bank.

     

    1.8 “Company
      Information”
      means
      Confidential Information and Trade Secrets. 

     

    1.9 “Confidential
      Information”
      means
      data and information relating to the Business of the Employer and any affiliate
      of Employer (which does not rise to the status of a Trade Secret) which is
      or
      has been disclosed to the Employee or of which the Employee became aware as
      a
      consequence of or through the Employee's relationship to the Employer and which
      has value to the Employer and is not generally known to its competitors.
      Confidential Information does not include any data or information that has
      been
      voluntarily disclosed to the public by the Employer (except where such public
      disclosure has been made by the Employee without authorization) or
      that
      has
      been independently developed and disclosed by others, or that otherwise enters
      the public domain through lawful means.

     

    1.10 “Change
      in Control”
      means
      the occurrence of any one of the following events as certified by the Board
      of
      the Bank or the Company as appropriate: 

     

    (a) acquisition
      by
      one
person,
      or more than one person acting as a group, of stock of either the Bank or the
      Company that, combined with stock previously owned, constitutes more than fifty
      percent (50%) of the total fair market value or total voting power of the stock;
      or

     

    (b) acquisition
      by one person, or more than one person acting as a group, during any twelve
      (12)-month period, of the stock of either the Bank or the Company that
      constitutes thirty-five percent (35%) or more of the total fair market value
      or
      total voting power of the stock; or

     

    
      
         

      

      
        2

        
          

        

      

      
         

      

    

    (c) replacement
      of a majority of members of either the Bank’s or the Company’s Board during any
      twelve-month (12-month) period by Directors whose appointment or election is
      not
      endorsed by a majority of the Board; or

     

    (d) acquisition
      by one person, or more than one person acting as a group, during any twelve
      (12)-month period, of assets from the Bank or Company that have a total gross
      fair market value of forty percent (40%) or more of the assets of the Bank
      or
      the Company.

     

    1.11 “Effective
      Date”
      means
      August 21, 2006. 

     

    1.12 Total
      and Permanent Disability”
      means
      that the Employee is unable to engage in any substantial gainful activity by
      reason of any medically determinable physical or mental impairment which can
      be
      expected to result in death or can be expected to last for a continuous period
      of not less than twelve (12) months. This determination shall be made by the
      Board in its sole discretion based upon medical evidence. The Board shall have
      the right to accept the determination of the Employee’s total disability made by
      the Social Security Administration or send the Employee to be examined by an
      independent medical examiner of its choosing.

     

    1.13 “Trade
      Secrets”
      means
      Employer and Affiliate information including, but not limited to, technical
      or
      nontechnical data, formulas, patterns, compilations, programs, devices, methods,
      techniques, drawings, processes, financial data, financial plans, product plans
      or lists of actual or potential customers or suppliers which:

     

    (a) derives
      economic value, actual or potential, from not being generally known to, and
      not
      being readily ascertainable by proper means by, other persons who can obtain
      economic value from its disclosure or use; and

     

    (b) is
      the
      subject of efforts that are reasonable under the circumstances to maintain
      its
      secrecy.

     

    2. DUTIES.

     

    2.1 The
      Employee is employed as the President and Chief Executive Officer of the Bank
      and the Company. Subject to the direction of the Board, the Employee must
      perform and discharge well and faithfully the duties which may be assigned
      to
      Employee from time to time by the Employer in connection with the conduct of
      its
      business.

     

    2.2 In
      addition to the duties and responsibilities specifically assigned to the
      Employee pursuant to Section 2.1 hereof, the Employee must:

     

    (a) devote
      substantially all of the Employee's time, energy and skill during regular
      business hours to the performance of the duties of the Employee's employment
      (reasonable vacations and reasonable absences due to illness excepted) and
      faithfully and industriously perform such duties;

     

    (b) diligently
      follow and implement all management policies and decisions communicated to
      the
      Employee by the Board; and

     

    
      
         

      

      
        3

        
          

        

      

      
         

      

    

    (c) timely
      prepare and forward to the Board all reports and accounting as may be requested
      of the Employee.

     

    2.3 The
      Employee must devote the Employee's entire business time, attention and energies
      to the Business of the Employer and must not during the Term of this Agreement
      be engaged (whether or not during normal business hours) in any other business
      or professional activity, whether or not such activity is pursued for gain,
      profit or other pecuniary advantage; but this will not be construed as
      preventing the Employee from:

     

    (a) investing
      the Employee's personal assets in businesses which are not in competition with
      the Business of the Employer and which will not require any services on the
      part
      of the Employee in their operation or affairs and in which the Employee's
      participation is solely that of an investor;

     

    (b) purchasing
      securities in any corporation whose securities are regularly traded provided
      that such purchase will not result in Employee collectively owning beneficially
      at any time five percent (5%) or more of the equity securities of any business
      in competition with the Business of the Employer; 

     

    (c) participating
      in civic and professional affairs and organizations and conferences, preparing
      or publishing papers or books or teaching so long as the Board approves of
      such
      activities prior to the Employee's engaging in them; and

     

    (d)
      serving as an advisory director or consultant to entities not in competition
      with Employer .

    

    3. TERM
      AND TERMINATION.

     

    3.1  Term.
      The term
      of this Agreement will initially be set at three (3) years commencing on
      the Effective Date. Commencing on the first anniversary of the Effective Date
      and continuing on each anniversary date thereafter (in each case the
“Anniversary Date”), this Agreement shall renew for an additional year such that
      the remaining term shall be three (3) years unless written notice of non-renewal
      is provided to the Employee at least ten (10) and not more than thirty (30)
      days
      prior to such Anniversary Date (as so calculated, the “Term”). Prior to each
      notice period for non-renewal, the disinterested members of the Board (or a
      Committee comprised solely of disinterested members) will conduct a
      comprehensive performance evaluation and review of the Employee for purposes
      of
      determining whether to extend the Agreement, and the results thereof shall
      be
      included in the minutes of the Board’s meeting or the Committee’s meeting.

     

    3.2 Termination.
      This
      Agreement may be terminated prior to the expiration of the Term at the earliest
      of the following events:

     

    
      
         

      

      
        4

        
          

        

      

      
         

      

    

    (a) Involuntary
      Termination of the Employee by the Employer (for Cause or not for
      Cause);

     

    (b) Total
      and
      Permanent Disability of the Employee;

     

    (c) Death
      of
      the Employee;

     

    (d) Change
      in
      Control;

     

    (e) Voluntary
      termination by the Employee.

     

    3.3 Effect
      of Termination.
      Termination of the Agreement pursuant to Section 3.2 will be without prejudice
      to any right or claim, which may have previously accrued to either the Employer
      or the Employee hereunder.

     

    3.4 Suspension
      With Pay.
      Nothing
      contained herein will preclude the Employer from releasing the Employee of
      the
      Employee's normal duties and suspending Employee, with pay, during the pendency
      of any investigation or examination to determine whether or not Cause exists
      for
      termination of the Employee.

     

    3.5 Suspension
      Without Pay.
      If the
      Employee is suspended and/or temporarily prohibited from participating in the
      conduct of the Employer's affairs by a notice served under Section
      8(e)(3) or (g)(1) of the Federal Deposit Insurance Act, the Employer's
      obligations under this Agreement will be suspended as of the date of service
      thereof, unless stayed by appropriate proceedings. If the charges in such notice
      are dismissed, the Employer may in its discretion:

     

    (a) pay
      Employee all or part of the compensation withheld while its contract obligations
      were suspended; and/or

     

    (b) reinstate
      (in whole or in part) any of its obligations, which were suspended.

     

    3.6 Other
      Regulatory Requirements.
      If the
      Bank is in default, as defined in Section (3)(x)(1) of the Federal Deposit
      Insurance Act, all obligations under this Agreement will terminate as of the
      date of such default, but no vested rights of the Employee will be affected.
      Further, all obligations under this Agreement will be terminated, except, to
      the
      extent determined that continuation of the Agreement is necessary for the
      continued operation of the Bank:

     

    (a) by
      the
      Director (the “Director”) of the Federal Deposit Insurance Corporation (“FDIC”)
      or his or her designee, at the time the FDIC enters into an agreement to provide
      assistance to or on behalf of the Bank under the authority of the Federal
      Deposit Insurance Act; or

     

    (b) by
      the
      Director or his or her designee, at the time the Director or his or her designee
      approves a supervisory merger to resolve problems relating to the operation
      of
      the Bank or when the Bank is determined by the Director to be in an unsafe
      or
      unsound condition.

     

    
      
         

      

      
        5

        
          

        

      

      
         

      

    

    3.7 Payments
      in the Event of Termination of this Agreement.
      The
      following payments shall be made by the Employer to the Employee in the event
      this Agreement is terminated prior to the expiration of its Term.

     

    3.7.1 In
      the Event of Notice of Nonrenewal of this Agreement by the Employer and the
      Employee’s Involuntary Termination without Cause.
      In the
      event this Agreement is not renewed by the Employer pursuant to Section 3.1
      and
      the Employee has been involuntarily terminated without cause, the Employer
      will
      pay to the Employee an amount equal to the Employee’s then current Base Salary,
      Incentive Compensation that may have been awarded to him prior to his
      termination, and Benefits (or the cash equivalent of such Benefits) for a period
      equal to the remaining term of this Agreement and twelve (12) months after
      the
      expiration of said Term. The amounts payable to the Employee for the initial
      six
      (6) month period shall be paid one (1) day after six (6) months from the date
      of
      the Employee’s termination and the remaining payments will continue thereafter
      on the regular payroll dates of the Employer.

    

    3.7.2 In
      the Event of Involuntary Termination Without Cause and Notice of Nonrenewal,
      Total and Permanent Disability or Death of the
      Employee.
      In the
      event the Employee has been involuntarily terminated without cause and has
      not
      received a notice of nonrenewal of this Agreement or in the event of Total
      and
      Permanent Disability or Death of the Employee, the Employer shall pay to the
      Employee as Severance Pay or to his Beneficiary as a death benefit an amount
      equal to the Employee’s then current Base Salary, Incentive Compensation that
      may have been awarded prior to the termination of this Agreement, and the
      Benefits (or the cash equivalent of such Benefits) for a period equal to the
      remaining Term of this Agreement. These payments will be paid during the
      remaining Term on the normal payroll dates of the Employer. Notwithstanding
      the
      foregoing, in the event of an involuntary termination without cause, the amount
      payable to the Employee for the initial six (6) month period shall be paid
      one
      (1) day after six (6) months from the date of the Employee’s termination and the
      remaining payments will continue thereafter on the regular payroll dates of
      the
      Employer.

     

    3.7.3 In
      the Event of Termination for Cause or Voluntary Termination by
      Employee. In
      the
      event the Employee has been involuntarily terminated for cause or the Employee
      voluntarily terminates employment with the Employer, the Employer shall pay
      to
      the Employee only the Base Salary and Benefits due and owing through the date
      of
      termination of employment. Incentive Compensation awarded to the Employee,
      but
      not paid as of the Date of Termination, shall be forfeited. 

     

    3.7.4 In
      the Event of Change in Control.
      In the
      event a Change in Control has occurred and this Agreement is terminated, the
      Employee shall be entitled to a lump sum payment equal to the sum of (a) to
      the
      excess of (i) 2.99 times Employee’s Average Annual Compensation over (ii) the
      aggregate present value, as determined for federal income tax purposes, of
      all
      other payments to the Employee in the nature of compensation that are treated
      for federal income tax purposes as contingent on the Change in Control plus
      (b)
      an annual bonus equal to the greater of target or actual bonus for the year
      in
      which the Agreement terminates, pro-rated for the months elapsed in the annual
      bonus period at the time of the Agreement terminates. These payments shall
      be
      paid in a lump sum by the Employer on the date that is one (1) day after six
      (6)
      months from the effective date of termination of the Agreement. As used herein,
      the term “Average Annual Compensation” means the Employee’s average annual
      taxable compensation paid by the Employer during the most recent five (5)
      taxable years (or such portion of such period during which the Employee was
      employed by the Employer) ending before the date the Change in Control occurs.
      In addition, (i) all of Employee’s stock awards shall immediately vest; (ii) all
      of Employee’s unexercised stock options shall become immediately exercisable;
      and (iii) the Employer shall continue Employee’s medical coverage for up to two
      (2) years at the same level as available to employees of the Employer or provide
      the Employee with the cash equivalent of such benefits.

     

    
      
         

      

      
        6

        
          

        

      

      
         

      

    

    3.8 Calculation
      of Payment Amount Upon Change of Control.

     

    (a) Certain
      Adjustments of Payment Amount.
      If it
      is determined that any payment or distribution, or any acceleration of vesting
      of any benefit or award, by the Employer to or for the benefit of the Employee
      (whether paid or payable or distributed or distributable pursuant to the terms
      of this Agreement or otherwise) is subject to the limitations of section 280G
      of
      the Internal Revenue Code (the “Code”) (a “Parachute Payment”), the following
      provisions will apply:

     

    (i) If
      the
      aggregate present value of Parachute Payments is less than or equal to the
      280G
      limit, then no adjustment to the amount of such Parachute Payments shall be
      made.

    

    (ii) If
      the
      aggregate present value of Parachute Payments is greater than the 280G limit,
      but equal to or less than 110% of the 280G limit, such Parachute Payments shall
      be reduced to an amount, the present value of which maximizes the aggregate
      present value of Parachute Payments without causing such Parachute Payments
      to
      exceed the 280G limit.

    

    (iii) If
      the
      aggregate present value of Parachute Payments is greater than 110% of the 280G
      limit, the Employee shall be entitled to receive an additional payment (a
“Gross-Up Payment”) in an amount such that after payment by the Employee of all
      taxes (including any interest or penalties imposed with respect to such taxes),
      including any excise tax imposed by Code Section 4999 or any interest or
      penalties with respect to such excise tax (such excise tax, together with any
      such interest and penalties, are hereinafter collectively referred to as the
      “Excise Tax”) imposed upon the Gross-Up Payment, the Employee retains an amount
      of the Gross-Up Payment equal to the Excise Tax imposed upon the Parachute
      Payments.

    

    For
      purposes of this Section 3.8, “present value” shall be determined in accordance
      with Code Section 280G(d)(4), and the “280G limit” is the amount that can be
      paid under this Agreement or otherwise without causing any amount to be
      nondeductible under Code Section 280G or subject to excise tax under Section
      4999. The payment of a Gross-up Payment under this Section shall in no event
      be
      conditioned upon the Employee’s termination of employment.

    

    (a) Determinations
      made by Accounting Firm.
      All
      determinations required to be made under Section 3.8(a), including the aggregate
      present value of Parachute Payments, whether a reduction is required under
      Section 3.8(a)(ii) and the amount of such reduction, and whether a Gross-Up
      Payment is required under Section 3.8(a)(iii) and the amount of such Gross-Up
      Payment, shall be made by a locally recognized accounting firm jointly selected
      by the Employer and Employee (the “Accounting Firm”). The Accounting Firm shall
      provide detailed supporting calculations both to the Employer and the Employee
      within fifteen (15) business days after the termination of this Agreement.
      The
      initial Gross-Up Payment, if any, as determined pursuant to Section 3.8(a)(iii),
      shall be paid to the Employee within fifteen (15) business days after the
      receipt of the payments under Section 3.7.4. The Accounting Firm shall furnish
      the Employee with an opinion that he or she has substantial authority to
      complete and file his or her Federal income tax return in a manner consistent
      with the Accounting Firm’s determination of the appropriate amount of Parachute
      Payments reportable by the Employee and of the appropriate amount of Excise
      Tax
      required to be paid, if any. Any determination by the Accounting Firm shall
      be
      binding upon the Employer and the Employee.

     

    
      
         

      

      
        7

        
          

        

      

      
         

      

    

    (b) Special
      Rules Applicable to Reduction of Payments.
      The
      Employee shall determine which and how much of the Parachute Payments shall
      be
      reduced consistent with the requirements of Section 3.8(a)(ii), provided that,
      if the Employee does not make such determination within ten (10) business days
      after the receipt of the calculations made by the Accounting Firm, the Employer
      shall elect which and how much of the Parachute Payments shall be eliminated
      or
      reduced consistent with the requirements of Section 3.8(a)(ii) and shall notify
      the Employee promptly of such election.

     

    (c) Special
      Rules Applicable to Gross-Up Payments.
      The
      Employee shall notify the Employer in writing of any claim by the Internal
      Revenue Service that, if successful, would require the payment by the Employer
      of the Gross-Up Payment. Such notification shall be given as soon as practicable
      but not later than ten (10) business days after the Employee knows of such
      claim
      and shall apprise the Employer of the nature of such claim and the date on
      which
      such claim is requested to be paid. The Employee shall not pay such claim prior
      to the expiration of the thirty (30) day period following the date on which
      it
      gives such notice to the Employer (or such shorter period ending on the date
      that any payment of taxes with respect to such claim is due). If the Employer
      notifies the Employee in writing prior to the expiration of such period that
      it
      desires to contest such claim, the Employee shall:

     

    (i) give
      the
      Employer any information reasonably requested by the Employer relating to such
      claim,

    

    (ii) take
      such
      action in connection with contesting such claim as the Employer shall reasonably
      request in writing from time to time, including, without limitation, accepting
      legal representation with respect to such claim by an attorney reasonably
      jointly selected by the Employer and Employee,

    

    (iii) cooperate
      with the Employer in good faith in order effectively to contest such claim,
      and

    

    (iv) permit
      the Employer to participate in any proceedings relating to such
      claim,

    

    
      
         

      

      
        8

        
          

        

      

      
         

      

    

    provided,
      however, that the Employer shall bear and pay directly all costs and expenses
      (including interest and penalties) incurred in connection with such contest
      and
      shall indemnify and hold the Employee harmless, on an after-tax basis, for
      any
      Excise Tax or income tax, including interest and penalties with respect thereto,
      imposed as a result of such representation and payment of costs and expenses.
      Without limitation on the foregoing provisions of this Section 3.8(d), the
      Employer shall control all proceedings taken in connection with such contest
      and, at its sole option, may pursue or forgo any and all administrative appeals,
      proceedings, hearings and conferences with the taxing authority in respect
      of
      such claim and may, at its sole option, either direct the Employee to pay the
      tax claimed and sue for a refund or contest the claim in any permissible manner,
      and the Employee agrees to prosecute such contest to a determination before
      any
      administrative tribunal, in a court of initial jurisdiction and in one or more
      appellate courts, as the Employer shall determine; provided, however, that
      if
      the Employer directs the Employee to pay such claim and sue for a refund, the
      Employer shall advance the amount of such payment to the Employee, on an
      interest-free basis, and shall indemnify and hold the Employee harmless, on
      an
      after-tax basis, from any Excise Tax or income tax, including interest or
      penalties with respect thereto, imposed with respect to such advance or with
      respect to any imputed income with respect to such advance; and further provided
      that any extension of the statute of limitations relating to payment of taxes
      for the taxable year of the Employee with respect to which such contested amount
      is claimed to be due is limited solely to such contested amount. Furthermore,
      the Employer’s control of the contest shall be limited to issues with respect to
      which a Gross-Up Payment would be payable hereunder and the Employee shall
      be
      entitled to settle or contest, as the case may be, any other issue raised by
      the
      Internal Revenue Service or any other taxing authority.

    

    If,
      after
      receipt by the Employee of an amount advanced by the Employer pursuant to this
      Section 3.8(d), the Employee becomes entitled to receive any refund with respect
      to such claim, the Employee shall (subject to the Employer’s complying with the
      requirements of this Section 3.8(d)) promptly pay to the Employer the amount
      of
      such refund (together with any interest paid or credited thereon after taxes
      applicable thereto). If, after the receipt by the Employee of an amount advanced
      by the Employer pursuant to this Section 3.8(d), a determination is made that
      the Employee shall not be entitled to any refund with respect to such claim
      and
      the Employer does not notify the Employee in writing of its intent to contest
      such denial of refund prior to the expiration of thirty (30) days after such
      determination, then such advance shall be forgiven and shall not be required
      to
      be repaid and the amount of such advance shall offset, to the extent thereof,
      the amount of Gross-Up Payment required to be paid.

    

    If
      the
      Employer exhausts its remedies pursuant to this Section 3.8(d) and the Employee
      thereafter is required to make a payment of any Excise Tax, the Accounting
      Firm
      shall determine the amount of the Gross-Up Payment that the Employer should
      have
      made (“Gross-Up Deficiency”). The amount of any such Gross-Up Deficiency shall
      be promptly paid by the Employer to or for the benefit of the Employee. To
      the
      extent that any Gross-Up Deficiency arises in the context of a Parachute Payment
      that was determined pursuant to Section 3.8(a)(ii), and therefore reduced to
      the
      280G limit, when in fact, the amount of such Parachute Payment should have
      been
      determined under Section 3.8(a)(iii), the amount of any Gross-Up Deficiency
      shall include the additional Parachute Payment due as a result of the
      calculation of the amount under Section 3.8(a)(iii).

    

    
      
         

      

      
        9

        
          

        

      

      
         

      

    

    (d) Overpayments/Underpayments.
      As a
      result of the uncertainty in the application of Code Section 280G at the time
      of
      the initial determination by the Accounting Firm hereunder, it is possible
      that
      the Parachute Payments will have been made by the Employer which should not
      have
      been made (“Overpayment”), or that additional Parachute Payments which should
      have been made by the Employer were not made (“Underpayment”), in each case
      consistent with the calculations required to be made hereunder. Overpayments
      and
      Underpayments arising in connection with Parachute Payments appropriately
      determined pursuant to Section 3.8(a)(i) or Section 3.8(a)(ii) are governed
      by
      this Section 3.8(e). Any Overpayment or Underpayment arising in connection
      with
      a Parachute Payment that is appropriately determined pursuant to Section
      3.8(a)(iii) are governed by the provisions of Section 3.8(d).

     

    (i) Overpayments.
      The
      provisions of this subparagraph (i) apply in connection with a Parachute Payment
      that is appropriately determined pursuant to Section 3.8(a)(ii). If the
      Accounting Firm, based upon the assertion of a deficiency by the Internal
      Revenue Service against the Employee which the Accounting Firm believes has
      a
      high probability of success, determines that an Overpayment has been made, any
      such Overpayment paid or distributed by the Employer to or for the benefit
      of
      the Employee shall be treated for all purposes as a loan ab initio
      to the
      Employee which the Employee shall repay to the Employer together with interest
      at the applicable federal rate provided for in Code Section 7872(f)(2);
      provided, however, that no such loan shall be deemed to have been made and
      no
      amount shall be payable by the Employee to the Employer if and to the extent
      such deemed loan and payment would not either reduce the amount on which the
      Employee is subject to tax under Code Sections 280G and 4999 or generate a
      refund of such taxes.

    

    (ii) Underpayments.
      The
      provisions of this subparagraph (ii) apply in connection with a Parachute
      Payment that is appropriately determined pursuant to Section 3.8(a)(i) or
      Section 3.8(a)(ii). If the Accounting Firm, based upon controlling precedent
      or
      other substantial authority, determines that an Underpayment has occurred,
      any
      such Underpayment shall be promptly paid by the Employer to or for the benefit
      of the Employee, together with interest at the applicable federal rate provided
      for in Code Section 7872(f)(2).

    

    4. COMPENSATION
      AND BENEFITS.

     

    4.1 Compensation.
      The
      Employee will receive the following salary and benefits:

     

    (a) Base
      Salary.
      During
      the Term, the Employee will receive a base salary at the rate of $187,500 per
      annum, payable in substantially equal installments in accordance with the Bank's
      regular payroll practices (“Base Salary”). The Employee's Base Salary will be
      reviewed by the Board annually, and the Employee will be entitled to receive
      annually an increase in such amount, if any, as may be determined by the
      Board.

     

    
      	 	
              (b)

            	
              Incentive
                Compensation.

            

    

     

    
      
         

      

      
        10

        
          

        

      

      
         

      

    

    (i) In
      addition to Employee's Base Salary under Section 4.1(a), the Employer may,
      in
      its sole discretion, pay the Employee a cash or non-cash bonus as determined
      each year by the Board.

    

    (ii) The
      Employee will also be entitled to participate in such other bonus, incentive
      and
      other executive compensation programs as are made available to senior management
      of the Employer from time to time.

    

    The
      bonus
      amounts and options to which the Employee may be entitled pursuant to this
      Section 4.1(b) are referred to herein as “Incentive
      Compensation”.

     

    (b) No
      Compensation as a Director.
      The
      Employee will not be compensated for service as a director.

     

    
      
         

      

      
        11

        
          

        

      

      
         

      

    

    4.2 Vacation.
      On a
      non-cumulative basis the Employee will be entitled to vacation in each year
      of
      this Agreement in accordance with the Bank's vacation policy as then in effect,
      during which the Employee's Base Salary will be paid in full. Any vacation
      not
      used by Employee may, at the option of Employee, be converted to cash
      compensation based on the Employee’s the current Base Salary at the end of each
      year. 

     

    4.3 Benefits.
      In
      addition to the Base Salary and Incentive Compensation, the Employee will be
      entitled to such benefits as may be available from time to time for employees
      of
      the Employer. All such benefits will be awarded and administered in accordance
      with the Employer's standard policies and practices. Such benefits may include,
      by way of example only, health, dental, vision, profit-sharing plans,
      retirement, disability insurance benefits and such other benefits as the
      Employer deems appropriate. The Employer shall also provide to the Employee
      (at
      no cost to Employee), life insurance equal to two times the then current annual
      salary of Employee but not to exceed $300,000, payable to a beneficiary or
      beneficiaries selected by the Employee and an annual automobile allowance of
      $9,000.00.

     

    4.4 Withholding.
      The
      Employer may deduct from each payment of compensation hereunder all amounts
      required to be deducted and withheld in accordance with applicable federal
      and
      state income, FICA and other withholding requirements.

     

    4.5 Business
      Expenses/Membership Reimbursements.
      The
      Employer shall reimburse the Employee for (a) reasonable business expenses
      (including travel) incurred by the Employee in the performance of the Employee's
      duties hereunder, as approved from time to time by the Board, and (b) dues
      and other business-related expenditures, including initiation fees, associated
      with membership in professional associations which are commensurate with the
      Employee's position; provided, however, that the Employee must, as a condition
      of reimbursement, submit verification of the nature and amount of such expenses
      in sufficient detail to comply with rules and regulations promulgated by the
      Internal Revenue Service and the reimbursement policies adopted from time to
      time by
      the
      Employer.

     

    5. COMPANY
      INFORMATION

     

    5.1 Ownership
      of Information.
      All
      Company Information received or developed by the Employee while employed by
      the
      Employer will remain the sole and exclusive property of the
      Employer.

     

    5.2 Obligations
      of the Employee.
      The
      Employee agrees (a) to hold Company Information in strictest confidence,
      (b) not to use, duplicate, reproduce, distribute, disclose or otherwise
      disseminate Company Information or any physical embodiments thereof and (c)
      not
      to take or fail to take any action with respect to Confidential Information
      that
      would result in any Company Information losing its character or ceasing to
      qualify as Confidential Information or a Trade Secret. In the event that the
      Employee is required by law to disclose any Company Information, the Employee
      will not make such disclosure unless (and then only to the extent that) the
      Employee has been advised by the Company’s legal counsel that such disclosure is
      required by law and then only after prior written notice is given to the
      Employer when the Employee becomes aware that such disclosure has been requested
      and is required by law. This Section 5 will survive the termination of this
      Agreement with respect to Confidential Information for so long as it remains
      Confidential Information, but for no longer than three (3) years following
      termination of this Agreement, and this Section 5 will survive termination
      of
      this Agreement with respect to Trade Secrets for so long as is permitted by
      the
      then-current Maryland Trade Secrets Act.

     

    
      
         

      

      
        12

        
          

        

      

      
         

      

    

    5.3 Delivery
      upon Request or Termination.
      Upon
      request by the Employer, and in any event upon termination of employment with
      the Employer, the Employee will promptly deliver to the Employer all property
      belonging to the Employer, including without limitation, all Company Information
      then in the Employee's possession or control.

     

    6. NON-COMPETITION.
      The
      Employee agrees that during the Term hereunder and, in the event of the
      Employee's termination of employment for any reason, thereafter for the period
      of time, if any, the Employer is obligated to make payments under Section 3.7,
      the Employee will not (except on behalf of or with the prior written consent
      of
      the Employer), within the Area, either directly or indirectly, on the Employee's
      own behalf or in the service or on behalf of others, as a principal, partner,
      officer, director, manager, supervisor, administrator, consultant, executive
      employee or in any other capacity which involves duties and responsibilities
      similar to those undertaken for the Employer, engage in any business which
      is
      the same as or essentially the same as the Business of the
      Employer.

     

    7. NON-SOLICITATION
      OF CUSTOMERS.
      The
      Employee agrees that during the Term hereunder and, in the event of the
      Employee's termination of employment for any reason, thereafter for the period
      of time, if any, the Employer is obligated to make payments under Section 3.7,
      the Employee will not (except on behalf of or with the prior written consent
      of
      the Employer), within the Area, on the Employee's own behalf or in the service
      or on behalf of others, solicit, divert or appropriate or attempt to solicit,
      divert or appropriate, directly or by assisting others, any business from any
      of
      the Employer's customers, including actively sought prospective customers,
      with
      whom the Employee has or had material contact during the last two (2) years
      of
      the Employee's employment, for purposes of providing products or services that
      are competitive with those provided by the Employer.

     

    8. NON-SOLICITATION
      OF EMPLOYEES.
      The
      Employee agrees that during the Term hereunder and, in the event of the
      Employee's termination of employment for any reason, thereafter for the period
      of time, if any, the Employer is obligated to make payments under Section 3.7,
      the Employee will not (except for Employee’s Administrative Assistant), within
      the Area, on the Employee's own behalf or in the service or on behalf of others,
      solicit, recruit or hire away or attempt to solicit, recruit or hire away,
      directly or by assisting others, any employee of the Employer or its Affiliates,
      whether or not such employee is a full-time employee or a temporary employee
      of
      the Employer or its Affiliates and whether or not such employment is pursuant
      to
      written agreement and whether or not such employment is for a determined period
      or is at will.
      

     

    9. REMEDIES.
      The
      Employee agrees that the covenants contained in Sections 5 through 8 of this
      Agreement are of the essence of this Agreement; that each of the covenants
      is
      reasonable and necessary to protect the business, interests and properties
      of
      the Employer; and that irreparable loss and damage will be suffered by the
      Employer should the Employee breach any of the covenants. Therefore, the
      Employee agrees and consents that, in addition to all the remedies provided
      by
      law or in equity, the Employer shall be entitled to a temporary restraining
      order and temporary and permanent injunctions to prevent a breach or
      contemplated breach of any of the covenants. The Employer and the Employee
      agree
      that all remedies available to the Employer or the Employee, as applicable,
      will
      be cumulative.

     

    
      
         

      

      
        13

        
          

        

      

      
         

      

    

    10. SEVERABILITY.
      The
      parties agree that each of the provisions included in this Agreement is
      separate, distinct and severable from the other provisions of this Agreement
      and
      that the invalidity or unenforceability of any Agreement provision will not
      affect the validity or enforceability of any other provision of this Agreement.
      Further, if any provision of this Agreement is ruled invalid or unenforceable
      by
      a court of competent jurisdiction because of a conflict between the provision
      and any applicable law or public policy, the provision will be redrawn to make
      the provision consistent with and valid and enforceable under the law or public
      policy.

     

    11. NO
      SET-OFF BY THE EMPLOYEE.
      The
      existence of any claim, demand, action or cause of action by the Employee
      against the Employer, or any Affiliate of the Employer, whether predicated
      upon
      this Agreement or otherwise, will not constitute a defense to the enforcement
      by
      the Employer of any of its rights hereunder.

     

    12. NOTICE.
      All
      notices and other communications required or permitted under this Agreement
      will
      be in writing and, if mailed by prepaid first-class mail or certified mail,
      return receipt requested, will be deemed to have been received on the earlier
      of
      the date shown on the receipt or three (3) business days after the
      postmarked date thereof. In addition, notices hereunder may be delivered by
      hand, facsimile transmission or overnight courier, in which event the notice
      will be deemed effective when delivered or transmitted. All notices and other
      communications under this Agreement must be given to the parties hereto at
      the
      following addresses:

     

    
      	 	(i) If
              to the Employer:  	Chairman County National
              Bank 
	 	 	7401 Ritchie Highway 
	 	 	Glen Burnie, MD 21060 
	 	 	 
	 	With a copy to:  	Frank C. Bonaventure,
              Esquire 
	 	 	Ober/Kaler 
	 	 	120
              E. Baltimore St. 
	 	 	Baltimore, MD 21202-1643
	 	 	 
	 	(ii) If
              to the Employee: 	Jan W. Clark 
	 	 	12 Sonora Drive
	 	 	Pasadena, Maryland
              21122

    

       

    13. ASSIGNMENT.
      Neither
      party hereto may assign or delegate this Agreement or any of its rights and
      obligations hereunder without the written consent of the other party
      hereto.

     

    14. WAIVER.
      A waiver
      by the Employer of any breach of this Agreement by the Employee will not be
      effective unless in writing, and no waiver will operate or be construed as
      a
      waiver of the same or another breach on a subsequent occasion.

     

    
      
         

      

      
        14

        
          

        

      

      
         

      

    

    15. ARBITRATION.
      Any
      controversy or claim arising out of or relating to this Agreement, or the breach
      thereof, will be settled by binding arbitration in accordance with the
      Commercial Arbitration Rules of the American Arbitration Association. The
      decision of the arbitration panel will be final and binding on the parties,
      and
      judgment upon the award rendered by the arbitration panel may be entered by
      any
      court having jurisdiction thereof.

     

    16. ATTORNEYS'
      FEES.
      In the
      event that the parties have complied with this Agreement with respect to
      arbitration of disputes and litigation ensues between the parties concerning
      the
      enforcement of an arbitration award and the Employee must employ separate legal
      counsel, the Employer shall advance to the Employee, within thirty (30) days
      after receiving copies of invoices submitted by Employee, any and all reasonable
      attorneys' fees and expenses incurred with preparing, investigating and
      litigating such action, proceeding or suit. The Employee must reimburse the
      Employer for any and all advances that exceed the first $2,500 advanced to
      the
      Employee for such legal expenses if and to the extent that a final decision
      by a
      court of competent jurisdiction has determined that the Employee was not
      justified in challenging the arbitration award under this
      Agreement.

     

    17. APPLICABLE
      LAW.
      This
      Agreement will be construed and enforced under and in accordance with the laws
      of the State of Maryland. The parties agree that any appropriate state court
      located in Anne Arundel County, Maryland, will have jurisdiction of any case
      or
      controversy arising under or in connection with this Agreement and will be
      a
      proper forum in which to adjudicate such case or controversy. The parties
      consent to the jurisdiction of such courts.

     

    18. INTERPRETATION.
      Words
      importing the singular form shall include the plural and vice versa. The terms
      “herein”, “hereunder”, “hereby”, “hereto”, “hereof” and any similar terms refer
      to this Agreement. Any captions, titles or headings preceding the text of any
      article, section or subsection herein are solely for convenience of reference
      and will not constitute part of this Agreement or affect its meaning,
      construction or effect.

     

    19. ENTIRE
      AGREEMENT.
      This
      Agreement embodies the entire and final agreement of the parties on the subject
      matter stated in
      the
      Agreement. No amendment or modification of this Agreement will be valid or
      binding upon the Employer or the Employee unless made in writing and signed
      by
      both parties. All prior understandings and agreements relating to the subject
      matter of this Agreement are hereby expressly terminated.

     

    20. RIGHTS
      OF THIRD PARTIES.
      Nothing
      herein expressed is intended to or will be construed to confer upon or give
      to
      any person, firm or other entity, other than the parties hereto and their
      permitted assigns, any rights or remedies under or by reason of this
      Agreement.

     

    21. SURVIVAL.
      The
      obligations of the Employee pursuant to Sections 5, 6, 7, 8 and 9 will survive
      the termination of the employment of the Employee hereunder for the period
      designated under each of those respective sections.

     

     

    

    [Signature
      Page Follows]

    
      
         

      

      
        15

        
          

        

      

      
         

      

    

    IN
      WITNESS WHEREOF,
      the
      Employer and the Employee have executed and delivered this Agreement as of
      the
      date first shown above.

     

    Employer:

    

    County
      National Bank

    

    By:
      /s/ John E. DeGrange Sr.

    NAME:
      John E. DeGrange Sr.

    Title:
      Vice Chairman of the Board

    Chairman
      of Human Resources Committee

    

    

    Employee:

     

     /s/Jan
      W. Clark

    Jan
      W.
      Clark

    

    
      
         

      

        16

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