Document:

Exhibit 10.4

 

UNIT SUBSCRIPTION AGREEMENT

 

This UNIT SUBSCRIPTION AGREEMENT
(this “Agreement”) is made as of the         day of          , 2021, by and between FinTech Acquisition Corp. VI, a Delaware corporation
(the “Company”), having its principal place of business at 2929 Arch Street, Suite 1703, Philadelphia, PA 19104, and Cantor
Fitzgerald & Co., a New York general partnership (“Subscriber”), having its principal place of business
at 499 Park Avenue, New York, New York 10022.

 

WHEREAS, the Company desires
to sell on a private placement basis (the “Offering”) an aggregate of 690,000 units (“Units”) of
the Company, each Unit comprised of one share of Class A common stock of the Company, par value $0.0001 per share (“Common Stock”),
and one fourth of one warrant to purchase one share of Common Stock (“Warrant”), for an aggregate purchase price of
$6,900,000, or $10.00 per Unit. The shares of Common Stock underlying the Warrants are hereinafter referred to as the “Warrant
Shares.”  The shares of Common Stock underlying the Units (excluding the Warrant Shares) are hereinafter referred
to as the “Placement Shares.” The Warrants underlying the Units are hereinafter referred to as the “Placement
Warrants.”  The Units, Placement Shares, Placement Warrants and Warrant Shares, collectively, are hereinafter referred
to as the “Securities.”  Placement Warrants may be exercised only to the extent that, when aggregated with
other Placement Warrants being exercised, the exercise is for a whole share or whole shares; no fractional shares shall be issuable. The
exercise price for any Warrant Share shall be $11.50. Subject to the foregoing, the Placement Warrants are exercisable during the period
commencing on the later of (i) twelve (12) months from the date of the completion of the Company’s initial public offering of units
(the “IPO”) and (ii) 30 days following the consummation of the Company’s initial business combination (the “Business
Combination”), as such term is defined in the registration statement filed in connection with the IPO, as amended at the time
it becomes effective (the “Registration Statement”), and expiring on the fifth anniversary of the commencement of sales
in the IPO; and

 

WHEREAS, Subscriber wishes
to purchase 110,000 Units from the Company and the Company wishes to accept such subscription from Subscriber.

 

NOW, THEREFORE, in consideration
of the premises and the mutual covenants hereinafter set forth and other good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the Company and Subscriber hereby agree as follows:

 

		1.	Agreement to Subscribe.

 

1.1 Purchase and Issuance
of the Units. Upon the terms and subject to the conditions of this Agreement, Subscriber hereby agrees to purchase from the Company,
and the Company hereby agrees to sell to Subscriber, on the Closing Date (as defined below), 110,000 Units for an aggregate purchase price
of $1,100,000 (the “Purchase Price”).

 

1.2 Delivery of the Purchase
Price.  Upon execution of this Agreement, the Company is hereby bound to fulfill its obligations hereunder and Subscriber
hereby commits to deliver into a trust account (the “Trust Account”) held at JP Morgan Chase Bank, N.A. or any other
financial institution chosen by the Company, with Continental Stock Transfer & Trust Company acting as trustee (“Continental”),
the Purchase Price in immediately available funds by wire transfer or such other form of payment as shall be acceptable to the Trustee,
in its sole and absolute discretion, at Closing (as defined below).

 

1.3 Closing. The closing
of the Offering (the “Closing”), shall take place at the offices of Ledgewood, PC simultaneously with, and is contingent
upon, the closing of the IPO on or before July 31, 2021 (the “Closing Date”).

 

1.4 Termination.  This
Agreement and each of the obligations of the undersigned shall be null and void and without effect if the Closing does not occur prior
to July 31, 2021.

 

     

     

    

 

		2.	Representations and Warranties of Subscriber.

 

Subscriber represents and
warrants to the Company that:

 

2.1 No Government Recommendation
or Approval.  Subscriber understands that no federal or state agency has passed upon or made any recommendation or endorsement
of the Company or the Offering of the Securities.

 

2.2 Accredited Investor.
Subscriber represents that it is an “accredited investor” as such term is defined in Rule 501(a) of Regulation D under the
Securities Act of 1933, as amended (the “Securities Act”), and acknowledges that the sale contemplated hereby is being
made in reliance, among other things, on a private placement exemption to “accredited investors” under the Securities Act
and similar exemptions under state law.

 

2.3 Intent.  Subscriber
is purchasing the Securities solely for investment purposes, for Subscriber’s own account (and/or for the account or benefit of
its members or affiliates, as permitted, pursuant to the terms hereof), and not with a view to the distribution thereof and Subscriber
has no present arrangement to sell the Securities to or through any person or entity except as may be permitted hereunder.  Subscriber
shall not engage in hedging transactions with regard to the Securities unless in compliance with the Securities Act.

 

2.4 Restrictions on Transfer.  Subscriber
acknowledges and understands the Units are being offered in a transaction not involving a public offering in the United States within
the meaning of the Securities Act.  The Securities have not been registered under the Securities Act and, if in the future Subscriber
decides to offer, resell, pledge or otherwise transfer the Securities, such Securities may be offered, resold, pledged or otherwise transferred
only (i) pursuant to an effective registration statement filed under the Securities Act, (ii) pursuant to an exemption from
registration under Rule 144 promulgated under the Securities Act, if available, or (iii) pursuant to any other available exemption
from the registration requirements of the Securities Act, and in each case in accordance with any applicable securities laws of any state
or any other jurisdiction. Notwithstanding the foregoing, Subscriber acknowledges and understands the Securities are subject to transfer
restrictions as described in Section 8 hereof.  Subscriber agrees that if any transfer of its Securities or any interest therein
is proposed to be made, as a condition precedent to any such transfer, Subscriber may be required to deliver to the Company an opinion
of counsel satisfactory to the Company with respect to such transfer. Absent registration or another available exemption from registration,
Subscriber agrees it will not transfer the Securities (unless otherwise permitted pursuant to the terms hereof, as described in the Registration
Statement).  Subscriber further acknowledges that because the Company is a shell company, Rule 144 may not be available to Subscriber
for the resale of the Securities until the one year anniversary following consummation of the Business Combination, despite technical
compliance with the requirements of Rule 144 and the release or waiver of any contractual transfer restrictions.

 

2.5 Sophisticated Investor.

 

  (i)  Subscriber
is sophisticated in financial matters and is able to evaluate the risks and benefits of the investment in the Securities.

 

  (ii) Subscriber is
aware that an investment in the Securities is highly speculative and subject to substantial risks because, among other things, (a) the
Securities are subject to transfer restrictions and have not been registered under the Securities Act and therefore cannot be sold unless
subsequently registered under the Securities Act or an exemption from such registration is available and (b) Subscriber has waived its
redemption rights with respect to the Securities as set forth in Section 5 hereof, and the Securities held by Subscriber are not entitled
to, and have no right, interest or claim to any monies held in the Trust Account, and accordingly Subscriber may suffer a loss of a portion
or all of its investment in the Securities. Subscriber is able to bear the economic risk of its investment in the Securities for an indefinite
period of time.

 

2.6 Independent Investigation.  Subscriber,
in making the decision to purchase the Units, has relied upon an independent investigation of the Company and has not relied upon any
information or representations made by any third parties or upon any oral or written representations or assurances from the Company, its
officers, directors or employees or any other representatives or agents of the Company, other than as set forth in this Agreement. Subscriber
is familiar with the business, operations and financial condition of the Company and has had an opportunity to ask questions of, and receive
answers from the Company’s officers and directors concerning the Company and the terms and conditions of the Offering and has had
full access to such other information concerning the Company as Subscriber has requested. Subscriber confirms that all documents that
it has requested have been made available and that Subscriber has been supplied with all of the additional information concerning this
investment which Subscriber has requested.

 

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2.7 Organization and Authority.  Subscriber
is duly organized, validly existing and in good standing under the laws of the State of New York and it possesses all requisite power
and authority necessary to carry out the transactions contemplated by this Agreement.

 

2.8 Authority. This
Agreement has been validly authorized, executed and delivered by Subscriber and is a valid and binding agreement enforceable in accordance
with its terms, except as such enforceability may be limited by applicable bankruptcy, insolvency, fraudulent conveyance, moratorium,
reorganization, or similar laws relating to, or affecting generally the enforcement of, creditors’ rights and remedies or by equitable
principles of general application and except as enforcement of rights to indemnity and contribution may be limited by federal and state
securities laws or principles of public policy.

 

2.9 No Conflicts. The
execution, delivery and performance of this Agreement and the consummation by Subscriber of the transactions contemplated hereby do not
violate, conflict with or constitute a default under (i) Subscriber's charter documents, (ii) any agreement or instrument to
which Subscriber is a party or (iii) any law, statute, rule or regulation to which Subscriber is subject, or any agreement, order, judgment
or decree to which Subscriber is subject, except as would not be material to Subscriber’s performance of its obligations hereunder.

 

2.10 No Legal Advice from
Company.  Subscriber acknowledges it has had the opportunity to review this Agreement and the transactions contemplated
by this Agreement and the other agreements entered into between the parties hereto with Subscriber’s own legal counsel and investment
and tax advisors.  Except for any statements or representations of the Company made in this Agreement and the other agreements
entered into between the parties hereto, Subscriber is relying solely on such review, counsel and advisors and not on any statements or
representations of the Company or any of its representatives or agents for legal, tax or investment advice with respect to this investment,
the transactions contemplated by this Agreement or the securities laws of any jurisdiction.

 

2.11 Reliance on Representations
and Warranties.  Subscriber understands the Units are being offered and sold to Subscriber in reliance on exemptions from
the registration requirements under the Securities Act, and analogous provisions in the laws and regulations of various states, and that
the Company is relying upon the truth and accuracy of the representations, warranties, agreements, acknowledgments and understandings
of Subscriber set forth in this Agreement in order to determine the applicability of such provisions.

 

2.12 No General Solicitation.  Subscriber
is not subscribing for the Units as a result of or subsequent to any general solicitation or general advertising, including but not limited
to any advertisement, article, notice or other communication published in any newspaper, magazine, or similar media or broadcast over
television or radio, or presented at any seminar or meeting or in a registration statement with respect to the IPO filed with the Securities
and Exchange Commission (“SEC”).

 

2.13 Legend.  Subscriber
acknowledges and agrees the certificates evidencing each of the Securities shall bear a restrictive legend (the “Legend”),
in form and substance substantially as set forth in Section 4 hereof.

 

		3.	Representations, Warranties and Covenants of the Company.

 

The Company represents and
warrants to, and agrees with, Subscriber that:

 

3.1 Valid Issuance of Capital
Stock. The total number of shares of all classes of capital stock which the Company has authority to issue is 70,000,000 shares of
Common Stock and 1,000,000 shares of preferred stock, $0.0001 par value per share (“Preferred Stock”). As of the date
hereof, the Company has issued and outstanding 8,663,333 shares of Class B common stock, par value $0.0001 per share (of which up to 1,100,000
shares are subject to forfeiture) and no shares of Preferred Stock. All of the issued shares of capital stock of the Company have been
duly authorized, validly issued, and are fully paid and non-assessable.

 

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3.2 Title to Securities.  Upon
issuance in accordance with, and payment pursuant to, the terms hereof and that certain warrant agreement to be entered into between the
Company and Continental, as warrant agent (the “Warrant Agreement”), as the case may be, each of the Units, Placement
Shares, Placement Warrants and the Warrant Shares will be duly and validly issued, fully paid and non-assessable. On the date of issuance
of the Units, the Warrant Shares shall have been reserved for issuance. Upon issuance in accordance with, and payment pursuant to, the
terms hereof and the Warrant Agreement, as the case may be, Subscriber will have or receive good title to the Units, Placement Shares
and Placement Warrants, free and clear of all liens, claims and encumbrances of any kind resulting from actions of, or any failure to
act by, the Company, other than (i) transfer restrictions hereunder and (ii) transfer restrictions under federal and state securities
laws.

 

3.3 Organization and Qualification.
The Company is a corporation duly incorporated, validly existing and in good standing under the laws of the State of Delaware and
has the requisite corporate power to own its properties and assets and to carry on its business as now being conducted.

 

3.4 Authorization; Enforcement.
(i) The Company has the requisite corporate power and authority to enter into and perform its obligations under this Agreement and
to issue the Securities in accordance with the terms hereof, (ii) the execution, delivery and performance of this Agreement by the
Company and the consummation by it of the transactions contemplated hereby have been duly authorized by all necessary corporate action,
and no further consent or authorization of the Company or its Board of Directors or stockholders is required, and (iii) this Agreement
constitutes a valid and binding obligation of the Company enforceable against the Company in accordance with its terms, except as such
enforceability may be limited by applicable bankruptcy, insolvency, fraudulent conveyance, moratorium, reorganization, or similar laws
relating to, or affecting generally the enforcement of, creditors’ rights and remedies or by equitable principles of general application
and except as enforcement of rights to indemnity and contribution may be limited by federal and state securities laws or principles of
public policy.

 

3.5 No Conflicts. The
execution, delivery and performance of this Agreement and the consummation by the Company of the transactions contemplated hereby do not
(i) result in a violation of the Company’s amended and restated certificate of incorporation or bylaws, (ii) conflict
with, or constitute a default under any agreement or instrument to which the Company is a party or (iii) violate any law statute, rule
or regulation to which the Company is subject or any agreement, order, judgment or decree to which the Company is subject or by which
it is bound. Other than any SEC or state securities filings which may be required to be made by the Company subsequent to the Closing,
and any registration statement which may be filed pursuant thereto, the Company is not required under federal, state or local law, rule
or regulation to obtain any consent, authorization or order of, or make any filing or registration with, any court or governmental agency
or self-regulatory entity in order for it to perform any of its obligations under this Agreement or issue the Units, Placement Shares,
Placement Warrants or the Warrant Shares in accordance with the terms hereof.

 

		4.	Legends. 

 

4.1 Legend. The Company
will issue the Units, Placement Shares and Placement Warrants, and, when issued, the Warrant Shares, purchased by Subscriber in the name
of Subscriber. The Securities will bear the following Legend and appropriate “stop transfer” instructions:

 

“THE SECURITIES REPRESENTED
HEREBY HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR ANY STATE SECURITIES
LAWS AND NEITHER THESE SECURITIES NOR ANY INTEREST THEREIN MAY BE OFFERED, SOLD, TRANSFERRED, PLEDGED OR OTHERWISE DISPOSED OF EXCEPT
PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE SECURITIES ACT OR SUCH LAWS OR AN EXEMPTION FROM REGISTRATION UNDER THE SECURITIES
ACT AND SUCH LAWS WHICH, IN THE OPINION OF COUNSEL FOR THIS CORPORATION, IS AVAILABLE.”

 

“THE SECURITIES REPRESENTED
BY THIS CERTIFICATE ARE SUBJECT TO RESTRICTIONS ON TRANSFER PURSUANT TO A UNIT SUBSCRIPTION AGREEMENT BETWEEN FINTECH ACQUISITION CORP.
VI AND CANTOR FITZGERALD & CO. AND MAY ONLY BE OFFERED, SOLD, TRANSFERRED, PLEDGED OR OTHERWISE DISPOSED OF DURING THE TERM THEREOF
PURSUANT TO THE TERMS SET FORTH IN THE UNIT SUBSCRIPTION AGREEMENT.”

 

4.2 Subscriber’s
Compliance. Nothing in this Section 4 shall affect in any way Subscriber’s obligations and agreements to comply with all
applicable securities laws upon resale of the Securities.

 

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4.3 Company’s Refusal
to Register Transfer of the Securities.  The Company shall refuse to register any transfer of the Securities if, in the
sole judgment of the Company, such purported transfer would not be made (i) pursuant to an effective registration statement filed
under the Securities Act, or (ii) pursuant to an available exemption from the registration requirements of the Securities Act and
(iii) in compliance herewith.

 

4.4 Registration Rights.  Subscriber
will be entitled to certain registration rights which will be governed by a registration rights agreement (“Registration Rights
Agreement”) to be entered into between, among others, Subscriber and the Company, on or prior to the effective date of the Registration
Statement. 

 

		5.	Waiver of Liquidation Distributions.

 

In connection with the Securities
purchased pursuant to this Agreement, Subscriber hereby waives any and all of its redemption rights (i) in connection with the Company’s
consummation of the Business Combination, (ii) if the Company fails to consummate its initial Business Combination or liquidates within
24 months from the completion of the Offering or (iii) if the Company seeks an amendment to its amended and restated certificate of incorporation
that would affect the substance or timing of the Company’s obligation to redeem 100% of the Public Shares (as defined below).  In
the event Subscriber acquires shares of Common Stock in the IPO or in the aftermarket (“Public Shares”), Subscriber
shall be eligible to redeem any Public Shares upon the same terms offered to all other holders of Common Stock purchased in the IPO.

 

		6.	Termination of Placement Warrants.

 

6.1 Failure to Consummate
Business Combination. The Placement Warrants shall be terminated upon the dissolution of the Company or in the event that the Company
does not consummate the Business Combination within 24 months from the completion of the IPO.

 

6.2 Termination of Rights
as Holder. If the Placement Warrants are terminated in accordance with Section 6.1, then after such time Subscriber (or its successor
in interest) shall no longer have any rights as a holder of such Placement Warrants and the Company shall take such action as is appropriate
to cancel such Placement Warrants. Subscriber hereby irrevocably grants the Company a limited power of attorney for the purpose of effectuating
the foregoing and agrees to take any and all measures reasonably requested by the Company necessary to effect the foregoing.

 

		7.	Rescission Right Waiver and Indemnification.

 

7.1 Subscriber understands
and acknowledges an exemption from the registration requirements of the Securities Act requires there be no general solicitation of purchasers
of the Units. In this regard, if the IPO were deemed to be a general solicitation with respect to the Units, the offer and sale of such
Units may not be exempt from registration and, if not, Subscriber may have a right to rescind its purchase of the Units. In order to facilitate
the completion of the Offering and in order to protect the Company, its stockholders and the amounts in the Trust Account from claims
that may adversely affect the Company or the interests of its stockholders, Subscriber hereby agrees to waive, to the maximum extent permitted
by applicable law, any claims, right to sue or rights in law or arbitration, as the case may be, to seek rescission of its purchase of
the Units to the extent that such recession right results from actions of Subscriber that result in the IPO being deemed a general solicitation
with respect to the Units. Subscriber acknowledges and agrees this waiver is being made in order to induce the Company to sell the Units
to Subscriber. Subscriber agrees the foregoing waiver of rescission rights shall apply to any and all known or unknown actions, causes
of action, suits, claims or proceedings (collectively, “Claims”) and related losses, costs, penalties, fees, liabilities
and damages, whether compensatory, consequential or exemplary, and expenses in connection therewith, including reasonable attorneys’
and expert witness fees and disbursements and all other expenses reasonably incurred in investigating, preparing or defending against
any Claims, whether pending or threatened, in connection with any present or future actual or asserted right to rescind the purchase of
the Units hereunder or relating to the purchase of the Units and the transactions contemplated hereby.

 

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7.2 Subscriber agrees
not to seek recourse against the Trust Account for any reason whatsoever in connection with its purchase of the Units or any Claim that
may arise now or in the future, provided that nothing herein shall preclude Subscriber from making any Claim or seeking recourse
against the funds held outside of the Trust Account or seeking payment of any deferred underwriting fee due and payable pursuant to the
underwriting agreement for the IPO.

 

7.3 Subscriber acknowledges
and agrees that the stockholders of the Company are and shall be third-party beneficiaries of this Section 7. 

 

7.4 Subscriber agrees
that, to the extent any waiver of rights under this Section 7 is ineffective as a matter of law, Subscriber has offered such waiver for
the benefit of the Company as an equitable right that shall survive any statutory disqualification or bar that applies to a legal right.
Subscriber acknowledges the receipt and sufficiency of consideration received from the Company hereunder in this regard.

 

		8.	Lock-Up Period.

 

8.1. Subscriber agrees that
it shall not Transfer any Securities until 30 days following the consummation of the Business Combination (or earlier in the event of
the Company’s liquidation, merger, capital stock exchange, reorganization or other similar transaction which results in all of the
Company’s stockholders having the right to exchange their shares of Common Stock for cash, securities or other property); provided,
however, that Transfers of Securities are permitted (a) to the Company’s, or the Company’s sponsor’s, officers
or directors, any affiliate or family member of any of the Company’s, or the Company’s sponsor’s, officers or directors
or any affiliate, officer or director of Subscriber or to any member(s) or partner(s) of Subscriber or any of its affiliates; (b) in the
case of an individual, by gift to a member of such individual’s immediate family or to a trust, the beneficiary of which is a member
of such individual’s immediate family, an affiliate of such individual or to a charitable organization; (c) in the case of an individual,
by virtue of laws of descent and distribution upon death of such individual; (d) in the case of an individual, pursuant to a qualified
domestic relations order; (e) by private sales or transfers made in connection with any forward purchase agreement or similar arrangement
or in connection with the consummation of the Business Combination at prices no greater than the price at which the shares or warrants
were originally purchased; (f) in the event of the Company’s liquidation prior to the completion of the Business Combination; or
(g) by virtue of the laws of the state of incorporation or formation of Subscriber or Subscriber’s operating agreement upon dissolution
of Subscriber; provided, however, that in the case of clauses (a) through (e) and (g), these permitted transferees must
enter into a written agreement with the Company agreeing to be bound by the Transfer restrictions herein.

 

8.2. For purposes of Section
8.1, the term “Transfer” shall mean the (a) sale of, offer to sell, contract or agreement to sell, hypothecate, pledge, grant
of any option to purchase or otherwise dispose of or agreement to dispose of, directly or indirectly, or establishment or increase of
a put equivalent position or liquidation with respect to or decrease of a call equivalent position within the meaning of Section 16 of
the Securities Exchange Act of 1934, as amended, and the rules and regulations of the SEC promulgated thereunder with respect to, any
of the Securities, (b) entry into any swap or other arrangement that transfers to another, in whole or in part, any of the economic consequences
of ownership of any of the Securities, whether any such transaction is to be settled by delivery of such Securities, in cash or otherwise,
or (c) public announcement of any intention to effect any transaction specified in clause (a) or (b).

 

8.3.             
In addition to the restrictions on transfer described in Section 8.1, Subscriber acknowledges and agrees that the Units and their
component parts and the related registration rights will be deemed compensation by the Financial Industry Regulatory Authority (“FINRA”)
and will therefore, pursuant to FINRA Rule 5110(e)(1), be subject to lock-up for 180 days from the commencement of sales in the IPO. Additionally,
the Units and their component parts and the related registration rights may not be sold, transferred, assigned, pledged or hypothecated
or be the subject of any hedging, short sale, derivative, put or call transaction that would result in the economic disposition of the
Securities by any person for a period of 180 days immediately following the commencement of sales in the IPO, except to any FINRA member
participating in the IPO and the bona fide officers or partners, associated persons or affiliates f such participating FINRA member.

 

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		9.	Terms of the Units and Placement Warrants.

 

The Units and their component
parts are substantially identical to the units to be offered in the IPO except that: (i) the Units and their component parts will be subject
to transfer restrictions, except in limited circumstances, until 30 days following the consummation of the Business Combination, (ii)
the Placement Warrants will be non-redeemable so long as they are held by Subscriber (or any of its permitted transferees), and will be
exercisable on a “cashless” basis if held by Subscriber or its permitted transferees and will expire on the fifth anniversary
of the commencement of sales in the IPO and (iii) the Units and their component parts are being purchased pursuant to an exemption from
the registration requirements of the Securities Act and will become freely tradable only after they are registered or an exemption from
registration is available, and the restrictions described above in clause (i) have expired.

 

		10.	Governing Law; Jurisdiction; Waiver of Jury Trial.

 

This Agreement shall be governed
by and construed in accordance with the laws of the State of New York for agreements made and to be wholly performed within such state
without regard to conflicts. The parties hereto hereby waive any right to a jury trial in connection with any litigation pursuant to this
Agreement and the transactions contemplated hereby.

 

		11.	Assignment; Entire Agreement; Amendment.

 

10.1 Assignment. Neither
this Agreement nor any rights hereunder may be assigned by any party to any other person other than by Subscriber to a person agreeing
to be bound by the terms hereof, including the waiver contained in Section 7 hereof.

 

10.2 Entire Agreement.
This Agreement sets forth the entire agreement and understanding between the parties as to the subject matter hereof and merges and supersedes
all prior discussions, agreements and understandings of any and every nature among them.

 

10.3 Amendment. Except
as expressly provided in this Agreement, neither this Agreement nor any term hereof may be amended, waived, discharged or terminated other
than by a written instrument signed by the party against whom enforcement of any such amendment, waiver, discharge or termination is sought.

 

10.4 Binding upon Successors.
This Agreement shall be binding upon and inure to the benefit of the parties hereto and to their respective heirs, legal representatives,
successors and permitted assigns. 

 

		12.	Notices.

 

11.1 Notices. Unless
otherwise provided herein, any notice or other communication to a party hereunder shall be sufficiently given if in writing and personally
delivered or sent by facsimile or other electronic transmission with copy sent in another manner herein provided or sent by courier (which
for all purposes of this Agreement shall include Federal Express or other recognized overnight courier) or mailed to said party by certified
mail, return receipt requested, at its address provided for herein or such other address as either may designate for itself in such notice
to the other.  Communications shall be deemed to have been received when delivered personally, on the scheduled arrival date
when sent by next day or 2nd-day courier service, or if sent by facsimile upon receipt of confirmation of transmittal or, if sent by mail,
then three days after deposit in the mail. If given by electronic transmission, such notice shall be deemed to be delivered (a) if by
electronic mail, when directed to an electronic mail address at which the recipient has consented to receive notice; (b)  if by a
posting on an electronic network together with separate notice to the recipient of such specific posting, upon the later of (1) such
posting and (2) the giving of such separate notice; and (c) if by any other form of electronic transmission, when directed to
the recipient.

 

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		13.	Counterparts.

 

This Agreement may be executed
in two or more counterparts, all of which when taken together shall be considered one and the same agreement and shall become effective
when counterparts have been signed by each party and delivered to the other party, it being understood that both parties need not sign
the same counterpart. In the event that any signature is delivered by facsimile transmission or by e-mail delivery of a “pdf”
format data file, such signature shall create a valid and binding obligation of the party executing (or on whose behalf such signature
is executed) with the same force and effect as if such facsimile or “.pdf” signature page were an original thereof.

 

		14.	Survival; Severability.

 

13.1 Survival. The
representations, warranties, covenants and agreements of the parties hereto shall survive the Closing.

 

13.2 Severability.
In the event that any provision of this Agreement becomes or is declared by a court of competent jurisdiction to be illegal, unenforceable
or void, this Agreement shall continue in full force and effect without said provision; provided that no such severability shall be effective
if it materially changes the economic benefit of this Agreement to any party.

 

		15.	Headings.

 

The titles and subtitles
used in this Agreement are used for convenience only and are not to be considered in construing or interpreting this Agreement.

 

[remainder of page intentionally left blank]

 

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This subscription is accepted by the Company on
the date set forth above.

 

	 	FINTECH ACQUISITION CORP. VI 
	 	 	 
	 	By: 	          
	 	 	Name: 	Daniel G. Cohen
	 	 	Title:	Chief Executive Officer

 

Accepted and agreed on the date set forth above.

 

	 	SUBSCRIBER:

 

CANTOR FITZGERALD & CO.
	 	 	 
	 	By:	             
	 	 	Name:
	 	 	Title:

 

[FINTECH VI Unit Subscription Agreement –
Cantor]Exhibit 10.5

 

, 2021

 

FinTech Acquisition Corp. VI

2929 Arch Street, Suite 1703

Philadelphia, PA 19104-2870  

 

		Re:	Initial Public Offering

 

Ladies and Gentlemen:

 

This letter (“Letter
Agreement”) is being delivered to you in accordance with the Underwriting Agreement (the “Underwriting Agreement”)
entered into, or proposed to be entered into, by and between FinTech Acquisition Corp. VI, a Delaware corporation (the “Company”),  and
Cantor Fitzgerald & Co.(“Cantor”), as the representative of the underwriters (the “Underwriters”),
relating to an underwritten initial public offering (the “Offering”), of up to 25,300,000 of the Company’s
units (the “Units”), each comprised of one share of the Company’s Class A common stock, par value $0.0001
per share (the “Common Stock”), and one-fourth of one warrant, each whole warrant exercisable for one share
of Common Stock (each, a “Warrant”). The Units sold in the Offering will be registered under the Securities
Act of 1933, as amended (the “Securities Act”), pursuant to a registration statement on Form S-1 and prospectus
(the “Prospectus”) filed by the Company with the Securities and Exchange Commission (the “Commission”).
The Company expects that the Units will be listed for trading on the Nasdaq Capital Market. Certain capitalized terms used herein are
defined in paragraph 16 hereof.

 

The Insiders signatory hereto
hereby agree with the Company as follows:

 

1. Each
Insider agrees that, if the Company seeks stockholder approval of (a) a proposed initial Business Combination or (b) a proposed amendment
to the Company’s amended and restated certificate of incorporation (as may be amended from time to time, the “Charter”)
(i) to modify the substance or timing of the Company’s obligation to redeem 100% of the Offering Shares if the Company does not
complete its initial Business Combination within 24 months from the completion of the Offering or (ii) with respect to any other provision
relating to stockholders’ rights or pre-initial Business Combination activity, then in connection with such proposed initial Business
Combination or amendment to the Charter, such person shall vote, as applicable, all Founder Shares, Placement Shares and any shares acquired
by such person in the Offering or in the secondary public market in favor of such proposed initial Business Combination or such amendment
to the Charter, as applicable.

 

2. (a)  Each
Insider hereby agrees that, if the Company fails to consummate a Business Combination within 24 months from the consummation of the Offering,
such person shall take all reasonable steps to cause the Company to (i) cease all operations except for the purpose of winding up, (ii)
as promptly as reasonably possible but not more than ten business days thereafter, redeem the Offering Shares at a per-share price, payable
in cash, equal to the aggregate amount then on deposit in the Trust Account, including any amounts representing interest earned on the
Trust Account, less interest previously released to, or reserved for use by, the Company in an amount up to $100,000 to pay dissolution
expenses and less any other interest released to, or reserved for use by, the Company to pay franchise and income taxes, divided by the
number of Offering Shares then outstanding, which redemption will completely extinguish the holder’s rights as a stockholder with
respect to his, her or its Offering Shares (including the right to receive further liquidation distributions, if any), subject to applicable
law, and (iii) as promptly as reasonably possible following such redemption, subject to the approval of the Company’s remaining
stockholders and the Company’s board of directors (the “Board”), dissolve and liquidate, subject in the
case of clauses (ii) and (iii) to the Company’s obligations under Delaware law to provide for claims of creditors and other requirements
of applicable law.

  

(b)  Each
Insider agrees to not propose any amendment to the Charter (i) that would modify the substance or timing of the Company’s obligation
to redeem 100% of the Offering Shares if the Company does not consummate a Business Combination within 24 months from the completion of
the Offering or (ii) with respect to any other provision relating to stockholders’ rights or pre-initial Business Combination activity,
unless the Company provides the holders of Offering Shares with the opportunity to redeem their Offering Shares upon approval of any such
amendment at a per-share price, payable in cash, equal to the aggregate amount then on deposit in the trust account, including any amounts
representing interest earned on the Trust Account, less any interest released to, or reserved for use by, the Company to pay franchise
and income taxes, divided by the number of then outstanding Offering Shares.

 

     

     

    

 

(c)  Each
Insider acknowledges and agrees that Founder Shares or Placement Shares held by him, her or it are not entitled to, and have no right,
interest or claim of any kind in or to, any monies held in the Trust Account or distributed as a result of any liquidation of the Trust
Account.

 

(d)  Each
Insider waives, with respect to any Founder Shares or Placement Shares held by such undersigned party, any redemption rights he, she or
it may have (i) in connection with the consummation of an initial Business Combination, (ii) if the Company fails to consummate its initial
Business Combination or liquidates within 24 months from the completion of the Offering or (iii) if the Company seeks an amendment to
its Charter (A) that would modify the substance or timing of the Company’s obligation to redeem 100% of the Offering Shares as described
above or (B) with respect to any other provision relating to stockholders’ rights or pre-initial Business Combination activity.
If any of the Insiders should acquire Offering Shares in or after the Offering, each Insider hereby waives with respect to such Offering
Shares held by such undersigned party any redemption rights such party may have in connection with the consummation of a Business Combination
or a stockholder vote to amend the Charter as described above; provided, however, that the Insiders will be entitled to
redemption rights with respect to such Offering Shares held by them if the Company fails to consummate a Business Combination or liquidates
within 24 months from completion of the Offering.

 

3. (a) To
the extent that the Underwriters do not exercise in full their over-allotment option to purchase an additional 3,300,000 Units (as described
in the Prospectus), the Initial Holders shall return to the Company for cancellation, at no cost, an aggregate number of Founder
Shares determined by multiplying 1,100,000 by a fraction: (i) the numerator of which is 3,300,000 minus the number of shares of the Common
Stock purchased by the Underwriters upon the exercise of their over-allotment option, and (ii) the denominator of which is 3,300,000.  The
Initial Holders further agree that, if the Company effects a stock split, stock dividend, reverse stock split, contribution back to capital
or otherwise in connection with any increase or decrease in the size of the Offering, to the extent that the Underwriters do not exercise
their over-allotment option in full, the aggregate number of shares that the Initial Holders will be required to return to the Company
as set forth in the immediately preceding sentence shall be adjusted so that the Founder Shares held by the Initial Holders and their
Permitted Transferees represent 25% of the Company’s issued and outstanding shares of Common Stock immediately following such forfeiture.
The number of Founder Shares to be returned by each Initial Holder, if any, pursuant to this Section 3(a) shall be determined on a pro-rata
basis based on the percentage of outstanding Founder Shares held by each Initial Holder at the time of such forfeiture.

 

(b) Subject
to paragraph 3(d), the Founder Shares owned by the Insiders shall not be transferable or salable (x)(a) with respect to 25% of such shares,
until consummation of a Business Combination, (b) with respect to 25% of such shares, when the closing price of the Common Stock exceeds
$12.00 for any 20 trading days within a 30-trading day period following the consummation of a Business Combination, (c) with respect to
25% of such shares, when the closing price of the Common Stock exceeds $13.50 for any 20 trading days within a 30-trading day period following
the consummation of a Business Combination, and (d) with respect to 25% of such shares, when the closing price of the Common Stock exceeds
$17.00 for any 20 trading days within a 30-trading day period following the consummation of a Business Combination or earlier, in any
case, if, following a Business Combination (y) the Company completes a liquidation, merger, stock exchange or other similar transaction
that results in all of the Company’s stockholders having the right to exchange their shares of Common Stock for cash, securities
or other property (such applicable period being the “Founder Lock-Up Period”).  During the Founder Lock-Up
Period, the Insiders shall not, except as described in the Prospectus, (I) sell, offer to sell, contract or agree to sell, hypothecate,
pledge, grant any option to purchase or otherwise dispose of or agree to dispose of, directly or indirectly, or establish or increase
a put equivalent position or liquidate or decrease a call equivalent position within the meaning of Section 16 of the Securities Exchange
Act of 1934, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Exchange Act”),
with respect to the Founder Shares then subject to the Founder Lock-Up Period, (II) enter into any swap or other arrangement that transfers
to another, in whole or in part, any of the economic consequences of ownership of any of the Founder Shares then subject to the Founder
Lock-Up Period, whether any such transaction is to be settled by delivery of the Common Stock or such other securities, in cash or otherwise,
or (III) publicly announce any intention to effect any transaction specified in clause (b)(I) or (b)(II).  

 

    2

     

    

 

(c) Until
30 days after the consummation of the initial Business Combination (“Placement Unit Lock-Up Period”), the Sponsor shall
not, except as described in the Prospectus, (i) sell, offer to sell, contract or agree to sell, hypothecate, pledge, grant any option
to purchase or otherwise dispose of or agree to dispose of, directly or indirectly, or establish or increase a put equivalent position
or liquidate or decrease a call equivalent position within the meaning of Section 16 of the Exchange Act with respect to the Placement
Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants, (ii) enter into any swap or
other arrangement that transfers to another, in whole or in part, any of the economic consequences of ownership of any of the Placement
Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants, whether any such transaction
is to be settled by delivery of the Common Stock or such other securities, in cash or otherwise, or (iii) publicly announce any intention
to effect any transaction specified in clause (c)(i) or (c)(ii).

 

(d) Notwithstanding
the provisions contained in paragraphs 3(b) and 3(c) hereof, any Insider may transfer, as applicable, the Founder Shares and/or Placement
Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants (1) in connection with an initial
Business Combination with the consent of the Company to any third party that agrees in writing to be bound by the provisions of this agreement
applicable to Insiders (other than paragraph 1 and the second sentence of paragraph 2(d)); and (2) (a) to the Company’s officers,
the Company’s directors, the Initial Holders, Cantor, or Cantor’s officers, directors or direct or indirect equityholders,
(b) to an affiliate or immediate family member of any of the Company’s officers, directors, Initial Holders or Cantor, (c) to any
member, officer or director of the Sponsor, or any immediate family member, partner, affiliate or employee of a member of the Sponsor,
(d) by gift to any Permitted Transferee under any of the immediately preceding subsections (a) through (c), a trust, the beneficiaries
of which are one or more Permitted Transferees under any of the immediately preceding subsections (a) through (c), or a charitable organization,
(e) by virtue of laws of descent and distribution upon death of any of the Company’s officers, the Company’s directors, the
Initial Holders, members of the Sponsor or any of Cantor’s officers, directors or direct or indirect equityholders, (f) pursuant
to a qualified domestic relations order, (g) in the event of the Company’s liquidation prior to consummation of its initial Business
Combination, (h) by virtue of the laws of Delaware, the Sponsor’s limited liability company agreement upon dissolution of the Sponsor,
or the organizational documents of Cantor, upon dissolution of Cantor, (i) subsequent to the Company’s consummation of its initial
Business Combination, upon and in connection with a liquidation, merger, stock exchange or other similar transaction which results in
all of the Company’s stockholders having the right to exchange their shares of Common Stock for cash, securities or other property,
(j) subsequent to the Company’s consummation of its initial Business Combination, in the event of a consolidation, merger or other
similar transaction in which the Company is the surviving entity that results in a change in the majority of the Board or the Company’s
management team or (k) through private sales or transfers made in connection with any forward purchase agreement or similar arrangement
or in connection with the consummation of the Company’s initial Business Combination at prices no greater than the price at which
the Founder Shares, Placement Shares or Placement Warrants were originally purchased (each, a “Permitted Transferee”);
provided, however, that, in the case of subclauses (a) through (f), (h) and (k), these transferees enter into a written
agreement with the Company agreeing to be bound by the transfer restrictions set forth herein. For the avoidance of doubt, for the purposes
of this Agreement, a managed account managed by the same investment manager of any member of the Sponsor shall be deemed an affiliate
of such member.

 

(e) Further,
each Insider agrees that after the Founder Lock-Up Period or the Placement Unit Lock-Up Period, as applicable, has elapsed, the Founder
Shares and/or Placement Units, Placement Shares, Placement Warrants, or shares of Common Stock underlying the Placement Warrants owned
by such Insider shall only be transferable or saleable pursuant to a sale registered under the Securities Act or pursuant to an available
exemption from registration under the Securities Act. The Company and each Insider acknowledges that pursuant to that certain registration
rights agreement to be entered into among the Company and certain security holders of the Company, parties to the agreement may request
that a registration statement relating to the Founder Shares and/or Placement Units, Placement Shares, Placement Warrants, or shares of
Common Stock underlying the Placement Warrants be filed by the Company with the Commission prior to the end of the Founder Lock-Up Period
or the Placement Unit Lock-Up Period, as the case may be;  provided,  however, that such registration statement
does not become effective prior to the end of the Founder Lock-Up Period or the Placement Unit Lock-Up Period, as applicable.

 

    3

     

    

 

(f) Subject
to the limitations described herein, each Insider shall retain all of such Insider’s rights as a security holder during, as applicable,
the Founder Lock-Up Period and/or Placement Unit Lock-Up Period including, without limitation, the right to vote, as the case may be,
the Founder Shares and/or Placement Shares.

 

(g) During
the Founder Lock-Up Period and Placement Unit Lock-Up Period, all dividends payable in cash with respect to such securities shall be paid,
as applicable, to each security holder, but all dividends payable in Common Stock or other non-cash property shall become subject to the
applicable lock-up period as described herein and shall only be released from such lock-up in accordance with the provisions of this paragraph
3.

 

4. Without
limiting the provisions of paragraph 3(d) hereof, during the period commencing on the effective date of the Underwriting Agreement and
ending 180 days after such date, each of the undersigned shall not (i) sell, offer to sell, contract or agree to sell, hypothecate, pledge,
grant any option to purchase or otherwise dispose of or agree to dispose of, directly or indirectly, or establish or increase a put equivalent
position or liquidate or decrease a call equivalent position within the meaning of Section 16 of the Exchange Act with respect to any
Units, Placement Units, shares of Common Stock, Warrants, Placement Shares, Placement Warrants or any securities convertible into, or
exercisable, or exchangeable for, shares of Common Stock owned by an undersigned party, (ii) enter into any swap or other arrangement
that transfers to another, in whole or in part, any of the economic consequences of ownership of any Units, Placement Units, shares of
Common Stock, Warrants, Placement Shares, Placement Warrants or any securities convertible into, or exercisable, or exchangeable for,
shares of Common Stock owned by the undersigned, whether any such transaction is to be settled by delivery of such securities, in cash
or otherwise, or (iii) publicly announce any intention to effect any transaction specified in clause (i) or (ii); provided, however,
that the restrictions of this Section 4 shall not apply to any distributions by the Sponsor to its members of Units, Placement Units,
shares of Common Stock, Warrants, Placement Shares, Placement Warrants or any securities convertible into, or exercisable, or exchangeable
for, shares of Common Stock.

 

5. (a)  In
the event of the liquidation of the Trust Account without the consummation of a Business Combination, the Sponsor (the “Indemnitor”)
agrees to indemnify and hold harmless the Company against any and all loss, liability, claim, damage and expense whatsoever (including,
but not limited to, any and all legal or other expenses reasonably incurred in investigating, preparing or defending against any litigation,
whether pending or threatened, or any claim whatsoever) to which the Company may become subject as a result of any claim by (i) any third
party for services rendered or products sold to the Company (other than the Company’s independent registered public accountants)
or (ii) any prospective target business (a “Target”) as described in the Prospectus; provided, 
however, that such indemnification of the Company by the Indemnitor shall apply only to the extent necessary to ensure that such
claims by a third party for services rendered or products sold to the Company or a Target do not reduce the amount of funds in the Trust
Account to below $10.00 (regardless of whether or not the Underwriters exercise any portion of their overallotment option) per Offering
Share and only if such third party or Target has not executed an agreement waiving claims against any and all rights to seek access to
the Trust Account, regardless of whether such agreement is enforceable. In the event that any such executed waiver is deemed to be unenforceable
against such third party, the Indemnitor shall not be responsible for any liability as a result of any such third party claims. Notwithstanding
any of the foregoing, indemnification of the Company by the Indemnitor pursuant to this paragraph 5 shall not apply as to any claims arising
from the Company’s obligation pursuant to the Underwriting Agreement to indemnify the Underwriters.

 

(b) If
the Company is liquidated within 24 months following completion of the Offering, to the extent that interest income on the balance of
the Trust Account (net of any taxes payable) released to the Company in an amount up to $100,000 to pay dissolution expenses and any other
interest released to, or reserved for use by, the Company to pay franchise and income taxes and loans from the Sponsor (each as described
in the Prospectus) are insufficient to fund the costs and expenses of liquidation, the Indemnitor agrees to pay the balance of the amount
necessary to complete the liquidation of the Company. 

 

6. The
Company agrees that the Company will not engage any third party to render services, agree to purchase any products from such third party,
or enter into any discussion or any acquisition agreement with a Target unless (i) such third party or Target has agreed to execute a
waiver against any right, title, interest or claim of any kind in or to any monies held in the Trust Account or any proceeds from the
Trust Account, that is acceptable to the Board or (ii) the Board and the Indemnitor have each consented in writing to dispense with such
waiver with respect to such services, product, discussions or acquisition agreement. In addition the Company shall endeavor, together
with the officers and directors of any acquisition target for its initial Business Combination, to obtain waivers of claims to the monies
held in the Trust Account from creditors of such acquisition target (which, for the avoidance of doubt, shall include creditors existing
prior to the initial Business Combination as well as after completion of the initial Business Combination).

 

    4

     

    

 

7. In
order to minimize potential conflicts of interest that may arise from multiple corporate affiliations, each officer and director of the
Company who is signatory to this Agreement agrees that until the earliest of the Company’s initial Business Combination, liquidation
or the time at which such person ceases to be an officer or director of the Company, such person shall present to the Company for its
consideration, prior to presentation to any other entity, any suitable Business Combination opportunities of which such person (or companies
or entities which such person manages or controls) becomes aware, subject to any current or future fiduciary or contractual obligations
of such person that such person discloses to the Company.

 

8. Each
officer and director signatory hereto represents and warrants that the biographical information furnished to the Company by him or her
is true and accurate in all material respects and does not omit any material information with respect to such person’s background.  Each
of the answers of such person to the items in questionnaires furnished to the Company by such officer and director is true and accurate
in all material respects.

 

9. Each
of the undersigned represents and warrants that he, she or it:

 

(a) is
not subject to or a respondent in any legal action for any injunction, cease-and-desist order or order or stipulation to desist or refrain
from any act or practice relating to the offering of securities in any jurisdiction;

 

(b) has
never been convicted of, or pleaded guilty to, any crime (i) involving fraud, (ii) relating to any financial transaction or handling of
funds of another person, or (iii) pertaining to any dealings in any securities, and the undersigned is not currently a defendant in any
such criminal proceeding; and

 

(c) has
never been suspended or expelled from membership in any securities or commodities exchange or association or had a securities or commodities
license or registration denied, suspended or revoked.

 

10. Each
Insider agrees that he, she or it shall receive no finder’s fees, consulting fees or other similar compensation from the Company
prior to, or for any services they render in order to effectuate, the consummation of the initial Business Combination, other than the
following:

 

(a) repayment
of up to $300,000 in loans made to the Company by the Sponsor or its affiliate prior to completion of the Offering in connection with
organizational expenses and the preparation, filing and consummation of the Offering;

 

(b) payment of an aggregate
of $32,500 per month to the Sponsor or its affiliate or designee for office space, administrative and shared personnel support services,
pursuant to an Administrative Services Agreement; 

 

(c) repayment
of loans, if any, and on such terms as to be determined by the Company from time to time, made by the Sponsor or an affiliate of the Sponsor
or certain of the Company’s officers or directors to finance transaction costs in connection with an intended initial Business Combination,
provided, that, if the Company does not consummate an initial Business Combination, a portion of the working capital held outside
the Trust Account may be used by the Company to repay such loaned amounts. Up to $2,000,000 of such loans may be convertible into units
at a price of $10.00 per unit at the option of the lender. Such units would be identical to the Placement Units;

 

(d) at the closing of an initial Business Combination,
a customary advisory fee to affiliates of the Sponsor, in an amount that constitutes a market standard advisory fee for comparable transactions
and services provided; and

 

(e) reimbursement
for any out-of-pocket expenses related to identifying, investigating and consummating an initial Business Combination, provided
that no proceeds of the Offering placed in the Trust Account may be applied to the payment of such expenses prior to the consummation
of an initial Business Combination.

 

    5

     

    

 

11. Each
of the undersigned acknowledges and understands that the Underwriters and the Company will rely upon the agreements, representations,
and warranties set forth herein in proceeding with the Offering.

 

12. Each
of the undersigned authorizes any employer, financial institution, or consumer credit reporting agency to release to the Underwriters
and their legal representatives or agents (including any investigative search firm retained by the Underwriters) any information they
may have about such undersigned party’s background and finances (“Information”), purely for the purposes
of performing required due diligence examinations in connection with the Offering (provided that the Underwriters agree to hold such Information
in confidence). Each of the undersigned agrees that neither the Underwriters nor their agents shall be violating such undersigned party’s
right of privacy by requesting and obtaining the Information in accordance with this Section 12.

 

13. Each
of the undersigned acknowledges and agrees that the Company will not consummate any initial Business Combination that involves a company
which is affiliated with such undersigned party unless the Company obtains an opinion from an independent investment banking firm that
is a member of the Financial Industry Regulatory Authority or from an independent accounting firm that the Business Combination is fair
to the Company from a financial point of view.

 

14. Each
officer and director signatory hereto represents and warrants that he or she has full right and power, without violating any agreement
to which such person is bound (including, without limitation, any non-competition or non-solicitation agreement with any employer or former
employer), to enter into this Letter Agreement and to serve as an officer of the Company or as a director on the Board, as applicable,
and hereby consents to being named in the Prospectus as an officer and/or as a director of the Company, as applicable.

 

15. As used in this Letter Agreement, (i)
“Business Combination” shall mean a merger, capital stock exchange, asset acquisition, stock purchase, reorganization
or similar Business Combination, involving the Company and one or more businesses; (ii) “Founder Shares” shall
mean the 8,663,333 shares of Class B common stock of the Company, par value $0.0001 per share, acquired by the Sponsor and the other Initial
Holders for an aggregate purchase price of $25,000 prior to the consummation of the Offering; (iii) “Initial Holders”
shall mean FinTech Investor Holdings VI, LLC, a Delaware limited liability company, and FinTech Masala Advisors VI, LLC, a Delaware limited
liability company; (iii) “Offering Shares” shall mean the shares of Common Stock included in the units sold
in the Offering; (iv) “Placement Shares” shall mean the shares of Common Stock sold as part of the Placement
Units; (v) “Placement Warrants” shall mean the Warrants to purchase up to an aggregate of 172,500 shares of
Common Stock that are included in the Placement Units; (vi) “Placement Units” shall mean the aggregate of 690,000
Units of the Company (each Placement Unit consists of one-fourth of one Placement Warrant and one Placement Share) sold in the Private
Placement for a purchase price of $6,900,000; (vii) “Trust Account” shall mean the trust account into which
net proceeds of the Offering and the Private Placement will be deposited; (viii) “Prospectus” shall mean the
prospectus included in the registration statement filed by the Company in connection with the Offering, as supplemented or amended from
time to time; (ix) “Private Placement” shall mean that certain private placement transaction occurring simultaneously
with the closing of the Offering pursuant to which the Company has agreed to sell an aggregate of 690,000 Placement Units to FinTech Investor
Holdings VI, LLC (580,000 Placement Units) and Cantor (110,000 Placement Units); (x) “Sponsor” shall mean, collectively,
FinTech Investor Holdings VI, LLC, a Delaware limited liability company, and FinTech Masala Advisors VI, LLC, a Delaware limited liability
company; (xi) “Insiders” shall mean the Sponsor, any holders of Founder Shares, any person who receives Placement
Units, Founder Shares or their respective underlying securities as a Permitted Transferee and each officer and director of the Company;
and (xii) references to completion of the Offering shall exclude any exercise of the Underwriters’ over-allotment option.

 

16. This
Letter Agreement constitutes the entire agreement and understanding of the parties hereto in respect of the subject matter hereof and
supersedes all prior understandings, agreements, or representations by or among the parties hereto, written or oral, to the extent they
relate in any way to the subject matter hereof or the transactions contemplated hereby. This Letter Agreement may not be changed, amended,
modified or waived (other than to correct a typographical error) as to any particular provision, except by a written instrument executed
by the parties hereto.

 

    6

     

    

 

17. No
party may assign either this Letter Agreement or any of its rights, interests, or obligations hereunder without the prior written consent
of the other party.  Any purported assignment in violation of this paragraph shall be void and ineffectual and shall not operate
to transfer or assign any interest or title to the purported assignee. This Letter Agreement shall be binding on each undersigned party
and each of such undersigned party’s, as applicable, heirs, personal representatives, successors and assigns.

 

18. This
Letter Agreement shall be governed by and construed and enforced in accordance with the laws of the State of New York applicable to contracts
entered into within the borders of such state and without giving effect to conflicts of law principles that would result in the application
of the substantive laws of another jurisdiction. The parties (i) agree that any action, proceeding, claim or dispute arising out of, or
relating in any way to, this Letter Agreement shall be brought and enforced in the federal or state courts in the borough of Manhattan
in the City of New York, and irrevocably submits to such jurisdiction and venue, which jurisdiction and venue shall be exclusive and (ii)
waive any objection to such exclusive jurisdiction and venue or that such courts represent an inconvenient forum.

 

19. Any
notice, consent or request to be given in connection with any of the terms or provisions of this Letter Agreement shall be in writing
and shall be sent by express mail or similar private courier service, by certified mail (return receipt requested), by hand delivery,
electronic or facsimile transmission.

 

20. This
Letter Agreement shall terminate in the event that the Offering is not completed by July 31, 2021; and, provided, further,
that paragraph 5 of this Letter Agreement shall survive any liquidation of the Company.

 

[Signature page follows]

 

 

    7

     

    

 

	 	Sincerely,
	 	 
	 	
    FINTECH ACQUISITION CORP. VI

    a Delaware corporation

    

	 	 
	 	By:	 
	 	Name: 	James J. McEntee, III
	 	Title:	President and Secretary

 

	 	
    FINTECH INVESTOR HOLDINGS VI, LLC, a Delaware limited liability
    company

    

    

	 	 	 
	 	By: 	Cohen Sponsor Interests VI, LLC, its Manager
	 	 	 
	 	By: 	FinTech Masala, LLC, its sole member

 

	 	By:	 
	 	Name: 	Daniel G. Cohen
	 	Title:	President

 

	 	
    FINTECH MASALA ADVISORS VI, LLC,

 a Delaware limited liability
company

    

    

	 	 	 
	 	By:	Cohen Sponsor Interests VI, LLC, its Manager
	 	 	 
	 	By:	 FinTech Masala, LLC, its sole member

 

	 	By:	 
	 	Name: 	Daniel G. Cohen
	 	Title:	President

 

[Signature Page to Letter Agreement]

 

     

     

    

 

	 	 
	 	Betsy Z. Cohen, individually
	 	 
	 	 
	 	Daniel G. Cohen, individually
	 	 
	 	 
	 	James J. McEntee, III, individually
	 	 
	 	 
	 	Douglas Listman, individually
	 	 
	 	 
	 	Madelyn Antoncic, individually
	 	 
	 	 
	 	Laura S. Kohn, individually
	 	 
	 	 
	 	Ellen Warren, individually
	 	 
	 	 
	 	Mona Aboelnaga Kanaan, individually
	 	 

 

[Signature Page to Letter Agreement]

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