Document:

Exhibit 10.2

                              SUPERVISORY AGREEMENT
                              ---------------------

     This  Supervisory  Agreement  (Agreement) is made and effective this _24th_
day of April  2009  (Effective  Date),  by and  through  the Board of  Directors
(Board)  of  Los  Padres  Bank,  Solvang,   California,  OTS  Docket  No.  07935
(Association), and the Office of Thrift Supervision (OTS), acting by and through
its Regional Director for the Western Region (Regional Director).

     WHEREAS,  based on its  Report of  Examination  of the  Association  issued
November 12, 2008 (Report of  Examination),  OTS finds that the  Association has
engaged in acts and practices that are unsafe and unsound; and

     WHEREAS,  OTS is the primary federal regulator of the Association  pursuant
to the Home  Owners'  Loan Act (HOLA),  12 USC ss.ss.  1461 et seq.,  and is the
Association's  appropriate  Federal  banking  agency for purposes of the Federal
Deposit Insurance Act (FDIA), 12 USC ss.ss. 1811 et seq.; and

     WHEREAS, in furtherance of their common goal to ensure that the Association
continues to address the unsafe and unsound acts and  practices  and  weaknesses
and deficiencies identified by OTS, the Association and OTS have mutually agreed
to enter into this Agreement; and

     WHEREAS, on April 23rd 2009, the Association's Board, at a duly constituted
meeting adopted a resolution (Board  Resolution) that authorizes the Association
to enter into this Agreement and directs  compliance by the  Association and its
directors,  officers,  employees, and other institution-affiliated  parties with
each and every provision of this Agreement.

     NOW THEREFORE,  in  consideration  of the above  premises,  it is agreed as
follows:

                                       1
<PAGE>

Capital
-------

     1. The Association shall have and maintain Tier 1 and risk-based capital as
follows:

         a. On and after June 30, 2009, the Association  shall have and maintain
     a Tier 1 capital  ratio of at least six (6) percent and a total  risk-based
     capital ratio of at least eleven (11) percent.

         b. On and after  September  30, 2009,  the  Association  shall have and
     maintain a Tier 1 capital  ratio of at least  seven (7) percent and a total
     risk-based capital ratio of at least twelve (12) percent.

     2. Within thirty (30) days from the Effective  Date,  the Board shall adopt
and submit to OTS a written  plan to preserve  and  maintain  the  Association's
capital at the levels prescribed in Paragraph 1 (Capital  Augmentation Plan). At
a minimum, the Capital Augmentation Plan shall:

         a.  Consider  the  requirements   and  restrictions   imposed  by  this
     Agreement;

         b.  Consider and address  different  scenarios  based on current  asset
     quality trends and real estate market conditions;

         c. Require the Senior  Executive  Officers  (Management) to continually
     assesses the  sufficiency of the  Association's  capital levels relative to
     the Association's risk profile, classified asset levels, allowance for loan
     and lease losses (ALLL),  earnings, level of construction loans, and trends
     in all of the above-listed areas;

         d. Establish the timeframes by which additional capital will be raised;

         e. Detail the method by which the additional capital will be raised and
     identify the sources of such capital;

                                       2
<PAGE>

         f.  Establish an  alternative  strategy,  including but not limited to,
     seeking a merger or acquisition  partner, to be implemented  immediately if
     the Board's primary strategy to raise  additional  capital is unsuccessful;
     and

         g.  Require  Management  to prepare and submit for Board review at each
     regular  monthly  Board  meeting,  a written  report  on the  Association's
     compliance with the Capital Augmentation Plan and the Association's current
     capital levels (Capital Status Report).

     3. Effective  immediately,  the Board shall:  (a) review the  Association's
capital  levels and the Capital  Status  Report at each  regular  monthly  Board
meeting; and (b) ensure that Management  continually assesses the sufficiency of
the  Association's  capital  levels  relative to the factors listed in Paragraph
2.c.  above.  The Board's  review shall be fully  detailed in the Board  meeting
minutes. A copy of the Capital Status Report, any supporting documents, reports,
or other  information  reviewed  by the  Board,  and the Board  meeting  minutes
detailing the Board's review,  shall be provided to the Regional Director within
ten (10) days after the Board meeting.

Business Plan
-------------

     4. Within thirty (30) days from the Effective  Date,  the Board shall adopt
and submit to OTS a written  comprehensive  plan (Business  Plan), to return the
Association to long-term profitability covering at least 2009 through 2011. At a
minimum, the Business Plan shall include:

         a. A  detailed  discussion  of the  Association's  existing  and future
     operations  and  lines of  business  for the  time  period  covered  by the
     Business Plan, including lending, investments, and funding;

         b. Specific strategies for improving the Association's profitability;

                                       3
<PAGE>

         c.  A  detailed  analysis  of the  risks  attendant  to the  activities
     projected in the Business  Plan and a full  description  of the steps to be
     taken to mitigate such risks;

         d. Defined strategies for capital preservation and enhancement to, at a
     minimum,  meet and maintain the capital requirements set forth in Paragraph
     1; and

         e. Pro forma balance sheets,  income statements and regulatory  capital
     schedules for each quarter of the time period covered by the Business Plan.

Concentration Policy
--------------------

     5. Within thirty (30) days from the Effective  Date,  the Board shall adopt
and submit to OTS a revised  comprehensive  concentration policy  (Concentration
Policy) that sets limits for the Association's concentrations for both loans and
investments  (expressed  as  a  percentage  of  core  capital  plus  ALLL).  The
concentration  limits  should be  consistent  with the Business Plan required in
Paragraph  4 and  Section  201.4 of the OTS  Examination  Handbook  (Limits  and
Guidelines for Concentrations of Credit).

     6. The  Concentration  Policy  shall also set limits for the  Association's
concentrations of funding sources.

Liquidity Policy
----------------

     7. Within thirty (30) days from the Effective  Date,  the Board shall adopt
and submit to OTS a comprehensive  Liquidity Policy.  The Liquidity Policy shall
contain  specific Board  strategies for ensuring that the Association  maintains
adequate  short-term  and long-term  liquidity to withstand any  anticipated  or
extraordinary  demand  against its funding  base.  At a minimum,  the  Liquidity
Policy  must  include:  (a)  a  cash  flow  analysis  that  includes  reasonable
assumptions,  identifies  anticipated funding needs and the sources of liquidity
to meet those needs,  considers the level and maturity of brokered deposits, and
addresses   potential   contingent   liabilities;   and  (b)  identification  of
alternative  funding sources to meet  extraordinary  demands.  Such  alternative
funding sources must consider,  at a minimum,  the selling of assets,  obtaining
lines of credits from correspondent institutions, recovering charged-off assets,
and injecting  additional  equity capital.  Further,  the Liquidity Policy shall
require  provision  of  liquidity  reports  to the Board and OTS in a  frequency
satisfactory to OTS.

                                       4
<PAGE>

Internal Asset Review Policy
----------------------------

     8. Within thirty (30) days from the Effective  Date,  the Board shall adopt
and submit to OTS a revised comprehensive  Internal Asset Review Policy (the IAR
Policy)  that  is  commensurate  with  the  Association's  size,  risk,  and the
complexity of its lending and investment  activities,  and  consistent  with the
requirements of OTS Chief Executive  Officer  Memorandum No. 140. The IAR Policy
shall fully  address the comments  made in the Report of  Examination  and shall
establish timeframes and procedures for reporting the results of all independent
asset  reviews to the Board for  consideration.  Particular  emphasis  should be
applied to commercial  lending and the commercial loan portfolio.  To ensure the
independence   of  the  IAR   function,   the  IAR  Policy  shall  require  loan
underwriting,  servicing,  and  purchasing  functions to be segregated  from the
credit review function,  except for common oversight of all functions by members
of management.

     9. The IAR  Policy  shall,  at a  minimum,  require  management  to conduct
quarterly  reviews of classified  assets and to prepare quarterly reports to the
Board,  to be  submitted in writing  within  thirty (30) days after the close of
each  calendar  quarter  beginning  with the quarter  ending on March 31,  2009,
regarding the status and resolution of each  classified  asset.  The Board shall
conduct its review of the quarterly  reports  required by this Paragraph  within
thirty (30) days of receipt of the quarterly  reports from  Management.  The IAR
Policy shall require that the Board fully  document its review of the IAR Policy
results in the appropriate Board meeting minutes.

                                       5
<PAGE>

Comments by OTS; Adoption by Board

     10.  Following  submission  and review by the OTS, the Board shall make any
changes to the Capital  Augmentation Plan, Business Plan, and the Concentration,
Liquidity,  and IAR policies  (collectively  Foregoing  Policies) within fifteen
(15) days after  receipt of any comments from OTS.  Thereafter,  the Board shall
adopt the Capital  Augmentation Plan,  Business Plan, and Foregoing Policies and
ensure  that the  Association  implements  and  adheres to them.  Any request to
modify the Capital  Augmentation  Plan,  Business Plan,  and Foregoing  Policies
shall be submitted to OTS for review and written  non-objection  at least thirty
(30) days prior to the proposed date to implement such modification.

Variance Reports
----------------

     11.   Management   shall  prepare   quarterly   variance   reports  on  the
Association's  compliance with the Capital  Augmentation  Plan and Business Plan
within  thirty  (30) days  after the close of each  quarter  beginning  with the
quarter  ending  June 30,  2009.  Such  variance  reports  shall  detail  actual
operating   results  versus   projected   results  and  shall  include  detailed
explanations  of any  material  deviations  with a  description  of the specific
corrective  actions or measures  that have been  implemented  or are proposed to
address the material deviation. The Board shall review the variance reports on a
quarterly  basis,  and shall discuss  Association's  compliance with the Capital
Augmentation  Plan and Business Plan. The Board's review of the variance reports
and evaluation of the Association's compliance with the material elements of the
Capital  Augmentation  Plan and Business Plan shall be thoroughly  documented in
the Board meeting minutes.

     12.  Within ten (10) days after the date of the Board  meeting at which the
Board's review of the variance reports is conducted, the Board shall provide OTS
with a copy of  Management's  quarterly  variance  reports and the Board meeting
minutes  detailing  the Board's  review of the variance  reports,  including the
identification  of any corrective  actions  adopted by the Board and the Board's
evaluation  and  assessment  of the  Association's  compliance  with the Capital
Augmentation Plan and Business Plan.

                                       6
<PAGE>

Independent Third-Party Review of Commercial Loan Portfolio
-----------------------------------------------------------

     13. The Association has engaged the services of an independent  third-party
consultant acceptable to OTS (Consultant) to review the Association's commercial
loan portfolio for the purpose of  determining  whether the  classification  and
loss  recognition  applicable to those assets are  appropriate and in compliance
with 12 CFR ss. 560.160 and OTS Examination Handbook ss. 260.

     14.  Within  forty-five  (45) days from date of the  Association's  initial
engagement of the  Consultant,  the  Consultant  shall deliver a final,  written
report (Report) containing the findings and recommendations of the Consultant to
the  OTS  and  the  Board.  The  Report  shall  contain,  at a  minimum:  (a)  a
recommendation for  classification of each loan reviewed,  including support for
each such recommended classification; and (b) recommendations for improvement of
classification and loss recognition  processes applicable to the commercial loan
portfolio.

Independent Third-Party Review of ALLL Methodology
--------------------------------------------------

     15. The Association has engaged the services of an independent  third-party
consultant  acceptable  to OTS  (Consultant)  to review the  Association's  ALLL
Methodology to determine: (a) whether the ALLL Methodology is adequate given the
Association's  risk  profile;  and  (b)  whether  the  ALLL  Methodology  is  in
accordance with all relevant regulatory guidance,  including, but not limited to
the December 13, 2006 Interagency Policy Statement on the Allowance for Loan and
Lease Losses (ALLL) and  Questions and Answers on Accounting  for Loan and Lease
Losses (2006 ALLL Policy Statement).

                                       7
<PAGE>

     16. The Consultant's  review of the Association's  ALLL Methodology  should
consider, and document, any factors that are likely to cause estimated losses to
differ from historical loss experience.  Specifically,  consideration  should be
given to:

         a. Changes in local and national economic/business conditions;

         b. Changes in the volume or type of credit extended; and

         c. The  existence  of, or changes  in, the level of  concentrations  of
     credit.

     17.  Within  forty-five  (45) days from date of the  Association's  initial
engagement of the Consultant,  the Consultant shall deliver a Report  containing
the findings and recommendations of the Consultant to the OTS and the Board.

Submission to OTS
-----------------

     18.  Within ten (10) days of the  Association's  receipt  of the  foregoing
Consultants'   Reports   consistent  with  Paragraphs  14  and  17,  above,  the
Association  shall  submit to OTS for review and  non-objection  written  action
plans that fully  address the  findings  and  recommendations  contained  in the
Consultants'  Report,  and describe the specific  actions the Board has taken or
proposes to take pursuant to the findings and recommendations contained in those
Reports.

     19. The Board shall make any changes to the written  action plans  required
by OTS within fifteen (15) days after receipt of OTS's comments. Thereafter, the
Board  shall  adopt the written  action  plans and ensure  that the  Association
implements  and adheres to them.  Any request to modify the written action plans
shall be submitted to OTS for review and written  non-objection  at least thirty
(30)  days  prior to the  proposed  date to  implement  such  modification.  Any
deviation from the written action plans shall be a violation of this Agreement.

                                       8
<PAGE>

Brokered Deposit Restriction
----------------------------

     20.  Effective   immediately,   the  Association   shall  comply  with  the
requirements of 12 CFR ss.  337.6(b)(2) and shall not, without obtaining a prior
written approval of the Federal Deposit Insurance Corporation (FDIC) pursuant to
12 CFR ss. 337.6(c):  (a) accept,  renew or roll over any brokered  deposit,  as
that term is defined at 12 CFR ss. 337.6(a)(2);  or (b) act as a deposit broker,
as that term is defined at 12 CFR ss. 337.6(a)(5).

Investment Securities and Derivative Instrument Restrictions
------------------------------------------------------------

         21. The Association shall not purchase securities or derivative
instruments other than agency-backed securities or securities backed with the
full faith and credit of the United States government without the prior written
non-objection of the OTS.

Schedule CMR Reporting
----------------------

     22.  Effective  immediately,   the  Association  shall  have  and  maintain
sufficient  documentation to support the valuation of self-valued  securities as
reported in the Thrift Financial report - Schedule CMR. Such documentation shall
include, at a minimum,  information supporting price discovery such as Bloomberg
valuations,  valuations  from pricing  services,  or  documented  results of the
Association's internal valuation model.

Restriction on Asset Growth
---------------------------

     23.  Effective  immediately,  unless permitted in writing in advance by the
OTS,  the  Association  shall limit its asset growth in any quarter to an amount
not to exceed net interest credited on deposit  liabilities  during the quarter.
See OTS Regulatory Bulletin 3b.

Notice of Change of Director or Senior Executive Officer
--------------------------------------------------------

     24. Effective immediately, the Association is required to notify the OTS of
the  proposed  addition  of any  individual  to the  board of  directors  or the
employment  of any  individual  as a senior  executive  officer or  changing  of
responsibilities  of any  senior  executive  officer at least  thirty  (30) days
before such addition or employment or change becomes  effective,  as required by
12 CFR ss. 563.560(a)(1)(ii) and 12 USC ss. 1831i.

                                       9
<PAGE>

Golden Parachute Restrictions
-----------------------------

     25.  Effective  immediately,  the  Association  shall  not make any  golden
parachute  payment(1)  or prohibited  indemnification  payment(2)  unless,  with
respect to each such payment, the Association has complied with the requirements
of 12 CFR Part 359 and, as to indemnification payments, 12 CFR ss. 545.121.

Notice of Contractual Arrangements Involving Compensation
---------------------------------------------------------

     26. Effective  immediately,  the Association  shall not enter into,  renew,
extend or revise any contractual arrangement related to compensation or benefits
for any director or officer of the  Association,  unless it first:  (a) provides
OTS with a minimum  of thirty  (30) days  advance  written  notice of a proposed
transaction; and (b) receives a written notice of non-objection from the OTS.

See OTS Examination Handbook ss. 310 (p. 310.17).

     27.  The  notice to OTS shall  include  a copy of the  proposed  employment
contract or compensation  arrangement or a detailed,  written description of the
compensation  arrangement  to be offered to such officer or director,  including
all  benefits  and  perquisites.  The  Board  shall  ensure  that any  contract,
agreement or arrangement  submitted to OTS fully complies with the  requirements
of 12 CFR Part 359, 12 CFR ss.ss.  563.39 and 563.161(b),  and 12 CFR Part 570 -
Appendix A.

Contracts Outside of the Ordinary Course of Business
----------------------------------------------------

     28.  Effective  immediately,  the  Association  shall  not  enter  into any
third-party  contracts  outside of the  Association's  normal course of business
without the prior written  non-objection of the OTS. To seek such  non-objection
the  Association  shall  provide a minimum of thirty (30) days  advance  written
notice to the OTS of any such proposed contract. At a minimum, such notice shall
set forth the Association's  reasons for seeking the contract and shall transmit
a copy of the proposed contract.  See Examination Handbook ss. 310 (pp. 310.20 &
21) and OTS Thrift Bulletin 82a.

----------------
(1)  The term "golden parachute payment" is defined at 12 CFRss. 359.1(f).
(2)  The term  "prohibited  indemnification  payment"  is  defined at 12 CFR ss.
     359.1(l).

                                       10
<PAGE>

Transactions with Affiliates Restriction
----------------------------------------

     29.  Effective   immediately,   the  Association  may  not  engage  in  any
transaction  with any  affiliate or subsidiary  (other than exempt  transactions
under 12 CFR Part 223). The Association  shall provide a thirty (30) day advance
written  notice to the OTS of any proposed  affiliate or subsidiary  transaction
that includes a full description of the transaction. If the OTS does not respond
within the thirty (30) day notice period,  the  Association may proceed with the
transaction. 12 CFR ss. 563.41(c)(4).

Dividend Restriction
--------------------

     30. Effective immediately,  the Association shall not declare, make, or pay
any dividends (on any class of stock) or other  capital  distributions,  as that
term is  defined in 12 CFR ss.  563.141,  or redeem any  capital  stock  without
receiving  the prior written  non-objection  of OTS. The  Association's  written
request for such  non-objection  shall be  submitted to OTS at least thirty (30)
days prior to the anticipated  date of the proposed  dividend payment or capital
distribution.

Effective Date
--------------

     31. This Agreement is effective on the Effective Date as shown on the first
page.

Duration
--------

     32. This Agreement shall remain in effect until  terminated,  modified,  or
suspended  by written  notice of such  action by OTS,  acting by and through its
authorized representatives.

                                       11
<PAGE>

Time Calculations
-----------------

     33.  Calculation of time  limitations for compliance with the terms of this
Agreement  run from the  Effective  Date and  shall be based on  calendar  days,
unless otherwise noted.

     34. The Regional Director, or an OTS authorized representative,  may extend
any of the deadlines set forth in the  provisions of this Agreement upon written
request by the Association  that includes  reasons in support for any extension.
Any OTS extension shall be made in writing.

Submissions and Notices
-----------------------

     35. All submissions,  including progress reports,  to OTS that are required
by or  contemplated  by the  Agreement  shall be submitted  within the specified
timeframes.

     36.  Except  as  otherwise  provided  herein,  all  submissions,  requests,
communications,  consents or other documents relating to this Agreement shall be
in writing and sent by first-class U.S. mail (or by reputable overnight carrier,
electronic  facsimile  transmission or hand delivery by messenger)  addressed as
follows:

                  a.    To OTS:
                        -------

                        C.K. Lee, Regional Director
                        Office of Thrift Supervision, Western Region
                        225 E. John Carpenter Freeway, Suite 500
                        Irving, TX 75062-2326

                        With a Copy To:
                        ---------------

                        Timothy J. Lane, Assistant Director
                        Office of Thrift Supervision, Western Region
                        1551 N. Tustin Avenue, Suite 1050
                        Santa Ana, CA 92705

                  b.    To the Association:
                        -------------------

                        Attn:  Craig J. Cerny
                        Los Padres Bank
                        610 Alamo Pintado Road
                        Solvang, CA 93463

                                       12
<PAGE>

No Violations Authorized
------------------------

     37.  Nothing  in  this  Agreement   shall  be  construed  as  allowing  the
Association,  its Board,  officers or  employees  to violate any law,  rule,  or
regulation.

OTS Authority Not Affected
--------------------------

     38.  Nothing in this  Agreement  shall  inhibit,  estop,  bar or  otherwise
prevent OTS from taking any other action  affecting  the  Association  if at any
time OTS deems it  appropriate to do so to fulfill the  responsibilities  placed
upon OTS by law.

Other Governmental Actions Not Affected
---------------------------------------

     39. The  Association  acknowledges  and agrees  that its  execution  of the
Agreement is solely for the purpose of resolving the matters  addressed  herein,
and does not otherwise release, discharge, compromise, settle, dismiss, resolve,
or in  any  way  affect  any  actions,  charges  against,  or  liability  of the
Association that arise pursuant to this action or otherwise,  and that may be or
have been brought by any governmental entity other than OTS.

Miscellaneous
-------------

     40. The laws of the United States of America shall govern the  construction
and validity of this Agreement.

     41. If any provision of this Agreement is ruled to be invalid,  illegal, or
unenforceable  by the  decision  of any  Court of  competent  jurisdiction,  the
validity,  legality, and enforceability of the remaining provisions hereof shall
not in any way be affected or impaired thereby,  unless the Regional Director or
his designate in his or her sole discretion determines otherwise.

     42.  All  references  to OTS in this  Agreement  shall also mean any of the
OTS's predecessors, successors, and assigns.

     43.  The  section  and  paragraph   headings  in  this  Agreement  are  for
convenience only and shall not affect the interpretation of this Agreement.

                                       13
<PAGE>

     44.  The  terms of this  Agreement  represent  the final  agreement  of the
parties with respect to the subject  matters  thereof,  and  constitute the sole
agreement of the parties with respect to such subject matters.

Enforceability of Agreement
---------------------------

     45. This  Agreement  is a "written  agreement"  entered into with an agency
within the  meaning and for the  purposes  of Section 8 of the FDIA,  12 USC ss.
1818.

Signature of Directors/Board Resolution
---------------------------------------

     46. Each Director  signing this  Agreement  attests that he or she voted in
favor of a Board  Resolution  authorizing  the consent of the Association to the
issuance  and  execution  of the  Agreement.  A copy  of  the  Board  Resolution
authorizing  execution of this  Agreement  shall be delivered to OTS, along with
the executed original(s) of this Agreement.

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

                                       14
<PAGE>

     WHEREFORE,  OTS, acting by and through its Regional Director, and the Board
of the Association, hereby execute this Agreement.

LOS PADRES BANK                                     OFFICE OF THRIFT SUPERVISION
Solvang, California

By: /s/_Craig J. Cerny                              By: /s/ Edwin Chow
    ------------------                                  --------------
    Craig J. Cerny, Chairman                            Edwin Chow, Deputy
                                                        Regional Director
                                                        Western Region

                                                        Date: See Effective Date
                                                              on page 1

/s/ Paul O. Halme
-----------------
Paul O. Halme, Director

/s/ Tim Hatlestad
-----------------
Tim Hatlestad, Director

/s/ Mark R. Larrabee
--------------------
Mark R. Larrabee, Director

/s/ John J. McConnell
---------------------
John J. McConnell, Director

/s/ William D. Ross
-------------------
William D. Ross, Director

/s/ William W. Phillips, Jr.
----------------------------
William W. Phillips, Jr., Director

/s/ Susan C. Weber
------------------
Susan C. Weber, Director

                                       151UB

                
                    1ST UNITED BANCORP, INC.

                    
                

                
                    INCORPORATED UNDER THE LAWS OF THE STATE OF FLORIDA
                

                CUSIP 33740N 10 5

                COMMON STOCK

                SEE REVERSE SIDE FOR CERTAIN DEFINITIONS

                THIS IS TO CERTIFY that

                is the owner of

                FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK, $0.01 PAR VALUE OF

                1ST UNITED BANCORP, INC.

                Transferable on the books of the Corporation in person or by duly authorized attorney upon surrender of this Certificate properly endorsed. This certificate is not valid until countersigned by the transfer agent and registered by the
                registrar.

                WITNESS the facsimile seal of the Corporation and the facsimile signatures of its duly authorized officers.

                Dated:

                PRESIDENT

                CEO

            

        

         

        

        

        

                  The Company will furnish without charge to each shareholder who so requests the powers, designations, preferences, and relative participating, optional or other special rights of each class of stock or series which the Company is authorized to issue and the qualifications, limitations, or restrictions of such preferences and/or rights. Any request should be made to the secretary of
        the Company.

                  The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations:

        
            	
                         

                    	
                         

                    	
                         

                    
	
                        TEN COM  

                    	
                        —  

                    	
                        as tenants in common

                    
	
                        TEN ENT

                    	
                        —

                    	
                        as tenants by the entireties

                    
	
                        JT TEN

                    	
                        —

                    	
                        as joint tenants with right of survivorship and not as tenants in common

                    

        

        
            	
                         

                    	
                         

                    	
                         

                    
	
                        UNIF GIFT MIN ACT  

                    	
                        —  

                    	
                        ____________ Custodian _____________

                    
	
                         

                    	
                         

                    	
                                   (Cust)                                  (Minor)

                    
	
                         

                    	
                         

                    	
                        under Uniform Gifts to Minors

                    
	
                         

                    	
                         

                    	
                        Act________________________________

                    
	
                         

                    	
                         

                    	
                                                    (State)

                    
	
                        UNIF TRF MIN ACT

                    	
                        —

                    	
                        _________Custodian (until age_________)

                    
	
                         

                    	
                         

                    	
                           (Cust)

                    
	
                         

                    	
                         

                    	
                        _____________ under Uniform Transfers

                    
	
                         

                    	
                         

                    	
                                (Minor)

                    
	
                         

                    	
                         

                    	
                        to Minors Act _______________________

                    
	
                         

                    	
                         

                    	
                        (State)

                    

        

        

        

        Additional abbreviations may also be used though not in the above list.

        
                      FOR VALUE RECEIVED, ______________________________ hereby sell, assign and transfer unto
        

        	
                     

                	
                     

                
	
                    PLEASE INSERT SOCIAL SECURITY OR OTHER

                    IDENTIFYING NUMBER OF ASSIGNEE

                	
                     

                
	 	
                     

                
	 	
                     

                
	
                     

                
	
                     

                
	
                     

                
	 	
                     

                

        

        	
                     

                
	 
	
                    (PLEASE PRINT OR TYPE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE)

                
	
                     

                
	 
	
                     

                
	 

        	
                     

                	
                     

                
	 	
                    Shares

                
	
                    represented by the within Certificate, and do hereby irrevocably constitute and appoint

                

        	
                     

                	
                     

                
	 	
                    Attorney

                
	
                    to transfer the said Shares on the books of the within named Company with full power of substitution in the premises.

                
	
                     

                
	
                    Dated _____________________

                

        

        	
                     

                	
                     

                	
                     

                
	
                     

                	
                    X  

                	 
	
                     

                	
                     

                	
                     

                
	
                     

                	
                    X  

                	 
	
                     

                	
                    NOTICE:  

                	
                    THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE, IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT, OR ANY CHANGE WHATEVER.

                
	
                     

                	
                     

                	
                     

                
	
                    Signature(s) Guaranteed

                	
                     

                	
                     

                

        

        	
                     

                	
                     

                	
                     

                
	
                    By 

                	 	
                     

                
	
                    THE SIGNATURE SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED MEDALLION SIGNATURE GUARANTEE PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00157-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00157-of-00352.parquet"}]]