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                                                                    EXHIBIT 4.04
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                             HOMEWRITE INCORPORATED

                           2000 EQUITY INCENTIVE PLAN

                    As Adopted by Board on November 28, 2000

1.  PURPOSE.  The purpose of this Plan is to provide incentives to attract,
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retain and motivate eligible persons whose present and potential contributions
are important to the success of the Company, its Parent and Subsidiaries, by
offering them an opportunity to participate in the Company's future performance
through awards of Options, Restricted Stock and Stock Bonuses.  Capitalized
terms not defined in the text are defined in Section 22 hereof.  This Plan is
intended to be a written compensatory benefit plan within the meaning of Rule
701 promulgated under the Securities Act.

2.  SHARES SUBJECT TO THE PLAN.
    --------------------------

    2.1  Number of Shares Available.  Subject to Sections 2.2 and 17 hereof, the
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total number of Shares reserved and available for grant and issuance pursuant to
this Plan will be 500,000 Shares.  In addition, additional Shares will be
available for grant and issuance under this Plan pursuant to the following two
sentences.  Subject to Sections 2.2 and 17 hereof, Shares subject to Awards
previously granted will again be available for grant and issuance in connection
with future Awards under this Plan to the extent such Shares:  (i) cease to be
subject to issuance upon exercise of an Option, other than due to exercise of
such Option; (ii) are subject to an Award granted hereunder, but the Shares
subject to such Award are forfeited or are repurchased by the Company at the
original issue price; or (iii) are subject to an Award that otherwise terminates
without Shares being issued.  Notwithstanding the foregoing, the total number of
Shares issued under the Plan upon exercise of ISOs will in no event exceed
500,000 shares (adjusted in proportion to any adjustments under Section 2.2
hereof) over the term of the Plan.  At all times the Company will reserve and
keep available a sufficient number of Shares as will be required to satisfy the
requirements of all Awards granted and outstanding under this Plan.

     2.2  Adjustment of Shares.  In the event of a dividend or other
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distribution (whether in the form of cash, Common Stock of the Company, other
securities, or other property), recapitalization, reclassification, stock split,
reverse stock split, reorganization, merger, consolidation, split-up, spin-off,
combination, repurchase, liquidation, dissolution, or sale, transfer, exchange
or other disposition of all or substantially all of the assets of the Company,
or exchange of Common Stock or other securities of the Company, issuance of
warrants or other rights to purchase Shares or other securities of the Company,
or other similar corporate transaction or event, then (a) the number of Shares
reserved for issuance under this Plan, (b) the Exercise Prices of and number of
Shares subject to outstanding Options, and (c) the number of Shares subject to
other outstanding Awards will be proportionately adjusted, subject to any
required action by the Board or the stockholders of the Company and compliance
with applicable securities laws; provided, however, that fractions of a Share
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will not be issued but will either be replaced by a cash payment equal to the
Fair Market Value of such fraction of a Share or will be rounded up to the
nearest whole Share, as determined by the Committee.

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3.   ELIGIBILITY.  ISOs (as defined in Section 5 hereof) may be granted only to
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employees (including officers and directors who are also employees) of the
Company or of a Parent or Subsidiary of the Company. All other Awards may be
granted to employees, officers, directors, consultants, independent contractors
and advisers of the Company or any Parent or Subsidiary of the Company; provided
such consultants, contractors and advisers render bona fide services not in
connection with the offer and sale of securities in a capital-raising
transaction. No person will be eligible to receive more than 200,000 Shares in
any calendar year under this Plan pursuant to the grant of Awards hereunder. A
person may be granted more than one Award under this Plan.

4.   ADMINISTRATION.
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     4.1  Committee Authority. This Plan will be administered by the Committee
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or the Board if no Committee is created by the Board. Subject to the general
purposes, terms and conditions of this Plan, and to the direction of the Board,
the Committee will have full power to implement and carry out this Plan. Without
limitation, the Committee will have the authority to:

    (a)  construe and interpret this Plan, any Award Agreement and any other
agreement or document executed pursuant to this Plan;

    (b)  prescribe, amend and rescind rules and regulations relating to this
Plan;

    (c)  approve persons to receive Awards;

    (d)  determine the form and terms of Awards;

    (e)  determine the number of Shares or other consideration subject to
Awards;

    (f)  determine whether Awards will be granted singly, in combination with,
in tandem with, in replacement of, or as alternatives to, other Awards under
this Plan or awards under any other incentive or compensation plan of the
Company or any Parent or Subsidiary of the Company;

    (g)  grant waivers of any conditions of this Plan or any Award;

    (h)  determine the terms of vesting, exercisability and payment of Awards;

    (i)  correct any defect, supply any omission, or reconcile any inconsistency
in this Plan, any Award, any Award Agreement or any Exercise Agreement:

    (j)  determine whether an Award has been earned; and

    (k)  make all other determinations necessary or advisable for the
administration of this Plan.

     4.2  Committee Discretion. Unless in contravention of any express terms of
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this Plan or Award, any determination made by the Committee with respect to any
Award will be made in its sole discretion either (i) at the time of grant of the
Award, or (ii) subject to Section 5.9 hereof, at any later time. Any such
determination will be final and binding on the Company and on all

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persons having an interest in any Award under this Plan. The Committee may
delegate to one or more officers of the Company the authority to grant an Award
under this Plan to Participants who are not Insiders of the Company.

5.  OPTIONS.  The Committee may grant Options to eligible persons described in
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Section 3 hereof and will determine whether such Options will be Incentive Stock
Options within the meaning of the Code ("ISOs") or Nonqualified Stock Options
("NQSOs"), the number of Shares subject to the Option, the Exercise Price of the
Option, the period during which the Option may be exercised, and all other terms
and conditions of the Option, subject to the following:

    5.1  Form of Option Grant.  Each Option granted under this Plan will be
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evidenced by an Award Agreement which will expressly identify the Option as an
ISO or an NQSO ("Stock Option Agreement"), and will be in such form and contain
such provisions (which need not be the same for each Participant) as the
Committee may from time to time approve, and which will comply with and be
subject to the terms and conditions of this Plan.

    5.2  Date of Grant.  The date of grant of an Option will be the date on
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which the Committee makes the determination to grant such Option, unless a later
date is otherwise specified by the Committee. The Stock Option Agreement and a
copy of this Plan will be delivered to the Participant within a reasonable time
after the granting of the Option.

    5.3  Exercise Period.  Options may be exercisable within the times or upon
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the events determined by the Committee as set forth in the Stock Option
Agreement governing such Option; provided, however, that no Option will be
exercisable after the expiration of ten (10) years from the date the Option is
granted; and provided further that no ISO granted to a person who directly or by
attribution owns more than ten percent (10%) of the total combined voting power
of all classes of stock of the Company or of any Parent or Subsidiary of the
Company ("Ten Percent Stockholder") will be exercisable after the expiration of
five (5) years from the date the ISO is granted. The Committee also may provide
for Options to become exercisable at one time or from time to time, periodically
or otherwise, in such number of Shares or percentage of Shares as the Committee
determines.

     5.4  Exercise Price.  The Exercise Price of an Option will be determined
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by the Committee when the Option is granted and may not be less than eighty-five
percent (85%) of the Fair Market Value of the Shares on the date of grant;
provided that (i) the Exercise Price of an ISO will not be less than one hundred
percent (100%) of the Fair Market Value of the Shares on the date of grant and
(ii) the Exercise Price of any Option granted to a Ten Percent Stockholder will
not be less than one hundred ten percent (110%) of the Fair Market Value of the
Shares on the date of grant.  Payment for the Shares purchased must be made in
accordance with Section 7 hereof.

     5.5  Method of Exercise.  Options may be exercised only by delivery to the
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Company of a written stock option exercise agreement (the "Exercise Agreement")
in a form approved by the Committee (which need not be the same for each
Participant).  The Exercise Agreement will state (i) the number of Shares being
purchased, (ii) the restrictions imposed on the Shares purchased under such
Exercise Agreement, if any, and (iii) such representations and agreements
regarding Participant's investment intent and access to information and other
matters, if any, as

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may be required or desirable by the Company to comply with applicable securities
laws. Participant shall execute and deliver to the Company the Exercise
Agreement together with payment in full of the Exercise Price, and any
applicable taxes, for the number of Shares being purchased.

5.6  Termination.  Subject to earlier termination pursuant to Sections 18 and 19
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hereof and notwithstanding the exercise periods set forth in the Stock Option
Agreement, exercise of an Option will always be subject to the following:

     (a)  If the Participant is Terminated for any reason other than death,
Disability or for Cause, then the Participant may exercise such Participant's
Options only to the extent that such Options are exercisable upon the
Termination Date. Such Options must be exercised by the Participant, if at all,
as to all or some of the Vested Shares calculated as of the Termination Date,
within three (3) months after the Termination Date (or within such shorter time
period, not less than thirty (30) days, or within such longer time period, not
exceeding five (5) years, after the Termination Date as may be determined by the
Committee, with any exercise beyond three (3) months after the Termination Date
deemed to be an NQSO) but in any event, no later than the expiration date of the
Options.

     (b)  If the Participant is Terminated because of Participant's death or
Disability (or the Participant dies within three (3) months after a Termination
other than for Cause), then Participant's Options may be exercised only to the
extent that such Options are exercisable by Participant on the Termination Date.
Such options must be exercised by Participant (or Participant's legal
representative or authorized assignee), if at all, as to all or some of the
Vested Shares calculated as of the Termination Date, within twelve (12) months
after the Termination Date (or within such shorter time period, not less than
six (6) months, or within such longer time period, not exceeding five (5) years,
after the Termination Date as may be determined by the Committee, with any
exercise beyond (i) three (3) months after the Termination Date when the
Termination is for any reason other than the Participant's death or disability,
within the meaning of Section 22(e)(3) of the Code, or (ii) twelve (12) months
after the Termination Date when the Termination is for Participant's disability,
within the meaning of Section 22(e)(3) of the Code, deemed to be an NQSO) but in
any event no later than the expiration date of the Options.

     (c)  Notwithstanding the provisions in paragraph 5.6(a) above, if a
Participant is terminated for Cause, then the Participant, the Participant's
estate or such other person who may then hold the Options may exercise such
Participant's Options, only to the extent that such Option would have been
exercisable upon the Termination Date, no later than one month after the
Termination Date, but in any event, no later than the expiration date of the
Options. In making such determination, the Board shall give the Participant an
opportunity to present to the Board evidence on his behalf. For the purpose of
this paragraph, termination of service shall be deemed to occur on the date when
the Company dispatches notice or advice to the Participant that his service is
terminated.

     5.7  Limitations on Exercise.  The Committee may specify a reasonable
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minimum number of Shares that may be purchased on any exercise of an Option,
provided that such minimum number will not prevent Participant from exercising
the Option for the full number of Shares for which it is then exercisable.

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    5.8  Limitations on ISOs. The aggregate Fair Market Value (determined as of
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the date of grant) of Shares with respect to which ISOs are exercisable for the
first time by a Participant during any calendar year (under this Plan or under
any other incentive stock option plan of the Company or any Parent or Subsidiary
of the Company) will not exceed One Hundred Thousand Dollars ($100,000). If the
Fair Market Value of Shares on the date of grant with respect to which ISOs are
exercisable for the first time by a Participant during any calendar year exceeds
One Hundred Thousand Dollars ($100,000), then the Options for the first One
Hundred Thousand Dollars ($100,000) worth of Shares to become exercisable in
such calendar year will be ISOs and the Options for the amount in excess of One
Hundred Thousand Dollars ($100,000) that become exercisable in that calendar
year will be NQSOs. In the event that the Code or the regulations promulgated
thereunder are amended after the Effective Date (as defined in Section 18
hereof) to provide for a different limit on the Fair Market Value of Shares
permitted to be subject to ISOs, then such different limit will be automatically
incorporated herein and will apply to any Options granted after the effective
date of such amendment.

    5.9  Modification, Extension or Renewal. The Committee may modify, extend
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or renew outstanding Options and authorize the grant of new Options in
substitution therefor, provided that any such action may not, without the
written consent of a Participant, impair any of such Participant's rights under
any Option previously granted. Any outstanding ISO that is modified, extended,
renewed or otherwise altered will be treated in accordance with Section 424(h)
of the Code. Subject to Section 5.10 hereof, the Committee may reduce the
Exercise Price of outstanding Options without the consent of Participants by a
written notice to them; provided, however, that the Exercise Price may not be
reduced below the minimum Exercise Price that would be permitted under Section
5.4 hereof for Options granted on the date the action is taken to reduce the
Exercise Price; provided, further, that the Exercise Price will not be reduced
below the par value of the Shares, if any.

    5.10  No Disqualification. Notwithstanding any other provision in this
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no Plan, term of this Plan relating to ISOs will be interpreted, amended or
altered, nor will any discretion or authority granted under this Plan be
exercised, so as to disqualify this Plan under Section 422 of the Code or,
without the consent of the Participant, to disqualify any Participant's ISO
under Section 422 of the Code.

6.    RESTRICTED STOCK.  A Restricted Stock Award is an offer by the Company to
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sell to an eligible person Shares that are subject to certain specified
restrictions. The Committee will determine to whom an offer will be made, the
number of Shares the person may purchase, the Purchase Price, the restrictions
to which the Shares will be subject, and all other terms and conditions of the
Restricted Stock Award, subject to the following:

    6.1   Form of Restricted Stock Award. All purchases under a Restricted
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Stock Award made pursuant to this Plan will be evidenced by an Award Agreement
("Restricted Stock Purchase Agreement") that will be in such form (which need
not be the same for each Participant) as the Committee will from time to time
approve, and will comply with and be subject to the terms and conditions of this
Plan. The Restricted Stock Award will be accepted by the Participant's execution
and delivery of the Restricted Stock Purchase Agreement and full payment for the
Shares to the Company within thirty (30) days from the date the Restricted Stock
Purchase Agreement is delivered to the person. If such person does not execute
and deliver the

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Restricted Stock Purchase Agreement along with full payment for the Shares to
the Company within such thirty (30) days, then the offer will terminate, unless
otherwise determined by the Committee.

     6.2  Purchase Price. The Purchase Price of Shares sold pursuant to a
          --------------
Restricted Stock Award will be determined by the Committee and will be at least
eighty-five percent (85%) of the Fair Market Value of the Shares on the date the
Restricted Stock Award is granted or at the time the purchase is consummated,
except in the case of a sale to a Ten Percent Stockholder, in which case the
Purchase Price will be one hundred percent (100%) of the Fair Market Value on
the date the Restricted Stock Award is granted or at the time the purchase is
consummated. Payment of the Purchase Price must be made in accordance with
Section 8 hereof.

     6.3  Terms of Restricted Stock Awards. Restricted Stock Awards shall be
          --------------------------------
subject to such restrictions as the Committee may impose. These restrictions may
be based upon completion of a specified number of years of service with the
Company or upon completion of the performance goals as set out in advance in the
Participant's individual Restricted Stock Purchase Agreement. Restricted Stock
Awards may vary from Participant to Participant and between groups of
Participants. Prior to the grant of a Restricted Stock Award, the Committee
shall: (a) determine the nature, length and starting date of any Performance
Period for the Restricted Stock Award; (b) select from among the Performance
Factors to be used to measure performance goals, if any; and (c) determine the
number of Shares that may be awarded to the Participant. Prior to the payment of
any Restricted Stock Award, the Committee shall determine the extent to which
such Restricted Stock Award has been earned. Performance Periods may overlap and
Participants may participate simultaneously with respect to Restricted Stock
Awards that are subject to different Performance Periods and having different
performance goals and other criteria.

     6.4  Termination During Performance Period. If a Participant is Terminated
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during a Performance Period for any reason, then such Participant will be
entitled to payment (whether in Shares, cash or otherwise) with respect to the
Restricted Stock Award only to the extent earned as of the date of Termination
in accordance with the Restricted Stock Purchase Agreement, unless the Committee
will determine otherwise.

7.   STOCK BONUSES.
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     7.1  Awards of Stock Bonuses. A Stock Bonus is an award of Shares (which
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my consist of Restricted Stock) for services rendered to the Company or any
Parent or Subsidiary of the Company. A Stock Bonus may be awarded for past
services already rendered to the Company, or any Parent or Subsidiary of the
Company pursuant to an Award Agreement (the "Stock Bonus Agreement") that will
be in such form (which need not be the same for each Participant) as the
Committee will from time to time approve, and will comply with and be subject to
the terms and conditions of this Plan. A Stock Bonus may be awarded upon
satisfaction of such performance goals as are set out in advance in the
Participant's individual Award Agreement (the "Performance Stock Bonus
Agreement") that will be in such form (which need not be the same for each
Participant) as the Committee will from time to time approve, and will comply
with and be subject to the terms and conditions of this Plan. Stock Bonuses may
vary from Participant to Participant and between groups of Participants, and may
be based upon

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the achievement of the Company, Parent or Subsidiary and/or individual
performance factors or upon such other criteria as the Committee may determine.

     7.2  Terms of Stock Bonuses. The Committee will determine the number of
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Shares to be awarded to the Participant. If the Stock Bonus is being earned upon
the satisfaction of performance goals pursuant to a Performance Stock Bonus
Agreement, then the Committee will: (a) determine the nature, length and
starting date of any Performance Period for each Stock Bonus; (b) select from
among the Performance Factors to be used to measure the performance, if any; and
(c) determine the number of Shares that may be awarded to the Participant. Prior
to the payment of any Stock Bonus, the Committee shall determine the extent to
which such Stock Bonuses have been earned. Performance Periods may overlap and
Participants may participate simultaneously with respect to Stock Bonuses that
are subject to different Performance Periods and different performance goals and
other criteria. The number of Shares may be fixed or may vary in accordance with
such performance goals and criteria as may be determined by the Committee. The
Committee may adjust the performance goals applicable to the Stock Bonuses to
take into account changes in law and accounting or tax rules and to make such
adjustments as the Committee deems necessary or appropriate to reflect the
impact of extraordinary or unusual items, events or circumstances to avoid
windfalls or hardships.

     7.3  Form of Payment. The earned portion of a Stock Bonus may be paid
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currently or on a deferred basis with such interest or dividend equivalent, if
any, as the Committee may determine. Payment may be made in the form of cash or
whole Shares or a combination thereof, either in a lump sum payment or in
installments, all as the Committee will determine.

8.   PAYMENT FOR SHARE PURCHASES.
     ---------------------------

     8.1  Payment. Payment for Shares purchased pursuant to this Plan may be
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made in cash (by check) or, where expressly approved for the Participant by the
Committee and where permitted by law:

     (a)  by cancellation of indebtedness of the Company owed to the
Participant;

     (b) by surrender of shares that: (i) either (A) have been owned by
Participant for more than six (6) months and have been paid for within the
meaning of SEC Rule 144 (and, if such shares were purchased from the Company by
use of a promissory note, such note has been fully paid with respect to such
shares) or (B) were obtained by Participant in the public market and (ii) are
clear of all liens, claims, encumbrances or security interests;

     (c) by tender of a full recourse promissory note having such terms as may
be approved by the Committee and bearing interest at a rate sufficient to avoid
imputation of income under Sections 483 and 1274 of the Code; provided, however,
that Participants who are not employees or directors of the Company will not be
entitled to purchase Shares with a promissory note unless the note is adequately
secured by collateral other than the Shares;

      (d)  by waiver of compensation due or accrued to the Participant from the
Company for services rendered;

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      (e)  with respect only to purchases upon exercise of an Option, and
provided that a public market for the Company's stock exists:

           (i)  through a "same day sale" commitment from the Participant and a
broker-dealer that is a member of the National Association of Securities Dealers
(an "NASD Dealer") whereby the Participant irrevocably elects to exercise the
Option and to sell a portion of the Shares so purchased sufficient to pay the
total Exercise Price, and whereby the NASD Dealer irrevocably commits upon
receipt of such Shares to forward the total Exercise Price directly to the
Company; or

           (ii) through a "margin" commitment from the Participant and an NASD
Dealer whereby the Participant irrevocably elects to exercise the Option and to
pledge the Shares so purchased to the NASD Dealer in a margin account as
security for a loan from the NASD Dealer in the amount of the total Exercise
Price, and whereby the NASD Dealer irrevocably commits upon receipt of such
Shares to forward the total Exercise Price directly to the Company; or

     (f)  by any combination of the foregoing.

      8.2   Loan Guarantees. The Committee may, in its sole discretion, elect to
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assist the Participant in paying for Shares purchased under this Plan by
authorizing a guarantee by the Company of a third-party loan to the Participant.

9.    WITHHOLDING TAXES.
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      9.1   Withholding Generally. Whenever Shares are to be issued in
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satisfaction of Awards granted under this Plan, the Company may require the
Participant to remit to the Company an amount sufficient to satisfy federal,
state and local withholding tax requirements prior to the delivery of any
certificate or certificates for such Shares. Whenever, under this Plan, payments
in satisfaction of Awards are to be made in cash by the Company, such payment
will be net of an amount sufficient to satisfy federal, state, and local
withholding tax requirements.

      9.2   Stock Withholding. When, under applicable tax laws, a Participant
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incurs tax liability in connection with the exercise or vesting of any Award
that is subject to tax withholding and the Participant is obligated to pay the
Company the amount required to be withheld, the Committee may in its sole
discretion allow the Participant to satisfy the minimum withholding tax
obligation by electing to have the Company withhold from the Shares to be issued
that number of Shares having a Fair Market Value equal to the minimum amount
required to be withheld, determined on the date that the amount of tax to be
withheld is to be determined. All elections by a Participant to have Shares
withheld for this purpose will be made in accordance with the requirements
established by the Committee for such elections and be in writing in a form
acceptable to the Committee.

10.   PRIVILEGES OF STOCK OWNERSHIP.
      -----------------------------

      10.1  Voting and Dividends. No Participant will have any of the rights of
            --------------------
a stockholder with respect to any Shares until the Shares are issued to the
Participant. After Shares are issued to the Participant, the Participant will be
a stockholder and have all the rights of a stockholder

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with respect to such Shares, including the right to vote and receive all
dividends or other distributions made or paid with respect to such Shares;
provided, that if such Shares are Restricted Stock, then any new, additional or
different securities the Participant may become entitled to receive with respect
to such Shares by virtue of a stock dividend, stock split or any other change in
the corporate or capital structure of the Company will be subject to the same
restrictions as the Restricted Stock. The Participant will have no right to
retain such stock dividends or stock distributions with respect to Unvested
Shares that are repurchased pursuant to Section 10 hereof.

      10.2  Financial Statements. The Company will provide financial statements
            --------------------
to each Participant prior to such Participant's purchase of Shares under this
Plan, and to each Participant annually during the period such Participant has
Awards outstanding; provided, however, the Company will not be required to
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provide such financial statements to Participants whose services in connection
with the Company assure them access to equivalent information.

      10.3  Restrictions on Shares. At the discretion of the Committee, the
            ----------------------
Company right to repurchase a portion of or all Unvested Shares held by a
Participant following such Participant's Termination at any time within ninety
(90) days after the later of Participant's Termination Date and the date
Participant purchases Shares under this Plan, for cash and/or cancellation of
purchase money indebtedness, at the Participant's Exercise Price or Purchase
Price, as the case may be.

11.   TRANSFERABILITY.
      ---------------

      11.1  Except as otherwise provided in this Section 11, Awards granted
under this Plan, and any interest therein, will not be transferable or
assignable by Participant, and may not be made subject to execution, attachment
or similar process, otherwise than by will or by the laws of descent and
distribution or as determined by the Committee and set forth in the Award
Agreement with respect to Awards that are not ISOs.

      11.2  All Awards other than NQSO's.  All Awards other than NQSO's shall be
            ----------------------------
exercisable: (i) during the Participant's lifetime, only by (A) the Participant,
or (B) the Participant's guardian or legal representative; and (ii) after
Participant's death, by the legal representative of the Participant's heirs or
legatees.

      11.3  NQSOs. Unless otherwise restricted by the Committee, an NQSO shall
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be exercisable: (i) during the Participant's lifetime only by (A) the
Participant, (B) the Participant's guardian or legal representative, (C) a
Family Member of the Participant who has acquired the NQSO by "permitted
transfer;" and (ii) after Participant's death, by the legal representative of
the Participant's heirs or legatees. "Permitted transfer" means, as authorized
by this Plan and the Committee in an NQSO, any transfer effected by the
Participant during the Participant's lifetime of an interest in such NQSO but
only such transfers which are by gift or domestic relations order. A permitted
transfer does not include any transfer for value and neither of the following
are transfers for value: (a) a transfer of under a domestic relations order in
settlement of marital property rights or (b) a transfer to an entity in which
more than fifty percent of the voting interests are owned by Family Members or
the Participant in exchange for an interest in that entity.

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12.  CERTIFICATES.  All certificates for Shares or other securities delivered
     ------------
under this Plan will be subject to such stock transfer orders, legends and other
restrictions as the Committee may deem necessary or advisable, including
restrictions under any applicable federal, state or foreign securities law, or
any rules, regulations and other requirements of the SEC or any stock exchange
or automated quotation system upon which the Shares may be listed or quoted.

13.  ESCROW; PLEDGE OF SHARES.  To enforce any restrictions on a Participant's
     ------------------------
Shares, the Committee may require the Participant to deposit all certificates
representing Shares, together with stock powers or other instruments of transfer
approved by the Committee, appropriately endorsed in blank, with the Company or
an agent designated by the Company to hold in escrow until such restrictions
have lapsed or terminated. The Committee may cause a legend or legends
referencing such restrictions to be placed on the certificates. Any Participant
who is permitted to execute a promissory note as partial or full consideration
for the purchase of Shares under this Plan will be required to pledge and
deposit with the Company all or part of the Shares so purchased as collateral to
secure the payment of Participant's obligation to the Company under the
promissory note; provided, however, that the Committee may require or accept
other or additional forms of collateral to secure the payment of such obligation
and, in any event, the Company will have full recourse against the Participant
under the promissory note notwithstanding any pledge of the Participant's Shares
or other collateral. In connection with any pledge of the Shares, Participant
will be required to execute and deliver a written pledge agreement in such form
as the Committee will from time to time approve. The Shares purchased with the
promissory note may be released from the pledge on a pro rata basis as the
promissory note is paid.

14.  EXCHANGE AND BUYOUT OF AWARDS.  The Committee may, at any time or from time
     -----------------------------
to time, authorize the Company, with the consent of the respective Participants,
to issue new Awards in exchange for the surrender and cancellation of any or all
outstanding Awards. The Committee may at any time buy from a Participant an
Award previously granted with payment in cash, shares of Common Stock of the
Company (including Restricted Stock) or other consideration, based on such terms
and conditions as the Committee and the Participant may agree.

15.  SECURITIES LAW AND OTHER REGULATORY COMPLIANCE.  An Award will not be
     ----------------------------------------------
effective unless such Award is in compliance with all applicable federal and
state securities laws, rules and regulations of any governmental body, and the
requirements of any stock exchange or automated quotation system upon which the
Shares may then be listed or quoted, as they are in effect on the date of grant
of the Award and also on the date of exercise or other issuance. Notwithstanding
any other provision in this Plan, the Company will have no obligation to issue
or deliver certificates for Shares under this Plan prior to (i) obtaining any
approvals from governmental agencies that the Company determines are necessary
or advisable, and/or (ii) compliance with any exemption, completion of any
registration or other qualification of such Shares under any state or federal
law or ruling of any governmental body that the Company determines to be
necessary or advisable. The Company will be under no obligation to register the
Shares with the SEC or to effect compliance with the exemption, registration,
qualification or listing requirements of any state securities laws, stock
exchange or automated quotation system, and the Company will have no liability
for any inability or failure to do so.

                                       10
<PAGE>

16.  NO OBLIGATION TO EMPLOY.  Nothing in this Plan or any Award granted under
     -----------------------
this Plan will confer or be deemed to confer on any Participant any right to
continue in the employ of, or to continue any other relationship with, the
Company or any Parent or Subsidiary of the Company or limit in any way the right
of the Company or any Parent or Subsidiary of the Company to terminate
Participant's employment or other relationship at any time, with or without
Cause .

17.  CORPORATE TRANSACTIONS.
     ----------------------

     17.1  Assumption or Replacement of Awards by Successor. In the event of (a)
           ------------------------------------------------
a dissolution or liquidation of the Company, (b) a merger or consolidation in
which the Company is not the surviving corporation (other than a merger or
consolidation with a wholly-owned subsidiary, a reincorporation of the Company
in a different jurisdiction, or other transaction in which there is no
substantial change in the stockholders of the Company or their relative stock
holdings and the Awards granted under this Plan are assumed, converted or
replaced by the successor corporation, which assumption will be binding on all
Participants), (c) a merger in which the Company is the surviving corporation
but after which the stockholders of the Company immediately prior to such merger
(other than any stockholder that merges, or which owns or controls another
corporation that merges, with the Company in such merger) cease to own their
shares or other equity interest in the Company, (d) the sale of substantially
all of the assets of the Company, or (e) the acquisition, sale, or transfer of
more than 50% of the outstanding shares of capital stock of the Company by
tender offer or similar transaction, any or all outstanding Awards may be
assumed, converted or replaced by the successor or acquiring corporation (if
any), or a parent or subsidiary thereof, or shall be substituted for by similar
options, rights or awards covering the stock of the successor or survivor
corporation, or a parent or subsidiary thereof, with appropriate adjustments as
to the number and kind of shares and prices, which assumption, conversion or
replacement will be binding on all Participants. In the alternative, the
successor or acquiring corporation may substitute equivalent Awards or provide
substantially similar consideration to Participants as was provided to
stockholders (after taking into account the existing provisions of the Awards).
The successor or acquiring corporation may also issue, in place of outstanding
Shares of the Company held by the Participants, substantially similar shares or
other property subject to repurchase restrictions no less favorable to the
Participant. In the event such successor or acquiring corporation (if any)
refuses to assume or substitute Awards, as provided above, pursuant to a
transaction described in this Subsection 17.1, such Awards will expire on such
transaction at such time and on such conditions as the Committee will determine.
Notwithstanding anything in this Plan to the contrary, the Committee may, in its
sole discretion, provide that the vesting of any or all Awards granted pursuant
to this Plan will accelerate upon a transaction described in this Section 17. If
the Committee exercises such discretion with respect to Options, such Options
will become exercisable in full prior to the consummation of such event at such
time and on such conditions as the Committee determines, and if such Options are
not exercised prior to the consummation of the corporate transaction, they shall
terminate at such time as determined by the Committee.

     Without limiting the generality of the foregoing, as soon as practicable
following the consummation of the Homestore Acquisition, this Plan shall be
assumed by Homestore.com and the then outstanding Awards under the Plan shall be
exchanged for options to purchase shares of common stock of Homestore.com at the
exchange ratio of 1:1 Homestore Options for each

                                       11
<PAGE>

Homewrite Option issued pursuant to this Plan. Provided, however, that if the
Homestore Acquisition does not occur, all Awards issued hereunder shall be
forfeited.

      17.2  [Reserved].
            ----------

      17.3  Assumption of Awards by the Company. The Company, from time to time,
            -----------------------------------
also may substitute or assume outstanding awards granted by another company,
whether in connection with an acquisition of such other company or otherwise, by
either; (a) granting an Award under this Plan in substitution of such other
company's award; or (b) assuming such award as if it had been granted under this
Plan if the terms of such assumed award could be applied to an Award granted
under this Plan. Such substitution or assumption will be permissible if the
holder of the substituted or assumed award would have been eligible to be
granted an Award under this Plan if the other company had applied the rules of
this Plan to such grant. In the event the Company assumes an award granted by
another company, the terms and conditions of such award will remain unchanged
(except that the exercise price and the number and nature of Shares issuable
 ------
upon exercise of any such option will be adjusted appropriately pursuant to
Section 424(a) of the Code). In the event the Company elects to grant a new
Option rather than assuming an existing option, such new Option may be granted
with a similarly adjusted Exercise Price.

      17.4  Effect of Homestore Acquisition. Notwithstanding any other provision
            -------------------------------
in this Plan to the contrary, from and after the consummation of the Homestore
Acquisition, the following restrictions shall apply with respect to the grant of
Awards under this plan:

       (a)  ISOs may not be granted under this Plan; and

       (b)  Except as provided in the following sentence, no member of the Board
nor any Officer may be granted Awards under this Plan. Notwithstanding the
preceding sentence, an Officer may be granted an Award under this Plan if he or
she is granted such Award in connection with his or her initial commencement of
employment with the Company and such grant is an essential inducement to his or
her entering into a contract of employment with the Company.

18.  ADOPTION AND STOCKHOLDER APPROVAL.  This Plan will become effective upon
     ---------------------------------
adoption by the Board (the "Effective Date"). This Plan shall be approved by the
stockholders of the Company (excluding Shares issued pursuant to this Plan),
consistent with applicable laws, within twelve (12) months before or after the
date this Plan is adopted by the Board. Upon the Effective Date, the Committee
may grant Awards pursuant to this Plan; provided, however, that: (a) no Option
                                        --------  -------
may be exercised prior to initial stockholder approval of this Plan; (b) no
Option granted pursuant to an increase in the number of Shares subject to this
Plan approved by the Board will be exercised prior to the time such increase has
been approved by the stockholders of the Company; (c) in the event that initial
stockholder approval is not obtained within the time period provided herein, all
Awards granted hereunder shall be cancelled, any Shares issued pursuant to any
Awards shall be cancelled and any purchase of Shares issued hereunder shall be
rescinded; and (d) in the event that stockholder approval of such increase is
not obtained within the time period provided herein, all Awards granted pursuant
to such increase will be cancelled, any Shares issued pursuant to any Award
granted pursuant to

                                        12
<PAGE>

such increase will be cancelled, and any purchase of Shares pursuant to such
increase will be rescinded.

19.  TERM OF PLAN/GOVERNING LAW.  Unless earlier terminated as provided herein,
     --------------------------
this Plan will terminate ten (10) years from the Effective Date or, if earlier,
the date of stockholder approval. This Plan and all agreements hereunder shall
be governed by and construed in accordance with the laws of the State of Texas.

20.  AMENDMENT OR TERMINATION OF PLAN.  The Board may at any time terminate or
     ---------------------------------
amend this Plan in any respect, including without limitation amendment of any
form of Award Agreement or instrument to be executed pursuant to this Plan;
provided, however, that the Board will not, without the approval of the
stockholders of the Company, amend this Plan in any manner that requires such
stockholder approval.

21.  NONEXCLUSIVITY OF THE PLAN.  Neither the adoption of this Plan by the
     --------------------------
Board, the submission of this Plan to the stockholders of the Company for
approval, nor any provision of this Plan will be construed as creating any
limitations on the power of the Board to adopt such additional compensation
arrangements as it may deem desirable, including, without limitation, the
granting of stock options and other equity awards otherwise than under this
Plan, and such arrangements may be either generally applicable or applicable
only in specific cases.

22.  DEFINITIONS.  As used in this Plan, the following terms will have the
     -----------
following meanings:

     "Award" means any award under this Plan, including any Option, Restricted
Stock Award, or Stock Bonus.

     "Award Agreement" means, with respect to each Award, the signed written
agreement between the Company and the Participant setting forth the terms and
conditions of the Award, including the Stock Option Agreement and Restricted
Stock Agreement.

     "Board" means the Board of Directors of the Company.

     "Cause" means the commission of an act of theft, embezzlement, fraud,
dishonesty or a breach of fiduciary duty to the Company or a Parent or
Subsidiary of the Company.

     "Code" means the Internal Revenue Code of 1986, as amended.

     "Committee" means the committee created and appointed by the Board to
administer this Plan, or if no committee is created and appointed, the Board.

     "Company" means HomeWrite Incorporated.

     "Disability" means a disability, whether temporary or permanent, partial or
total, as determined by the Committee.  For ISO purposes, "Disability" means a
disability within the meaning of Code Section 22(e)(3).

     "Exchange Act" means the Securities Exchange Act of 1934, as amended.

                                       13
<PAGE>

     "Exercise Price" means the price at which a holder of an Option may
purchase the Shares issuable upon exercise of the Option.

     "Fair Market Value" means, as of any date, the value of a share of the
Company's Common Stock determined as follows:

     (a)  if such Common Stock is then quoted on the Nasdaq National Market, its
closing price on the Nasdaq National Market on the date of determination as
reported in The Wall Street Journal;

     (b)  if such Common Stock is publicly traded and is then listed on a
national securities exchange, its closing price on the date of determination on
the principal national securities exchange on which the Common Stock is listed
or admitted to trading as reported in The Wall Street Journal;

     (c)  if such Common Stock is publicly traded but is not quoted on the
Nasdaq National Market nor listed or admitted to trading on a national
securities exchange, the average of the closing bid and asked prices on the date
of determination as reported by The Wall Street Journal; or in the case of an
Award made on the IPO Effective Date, the price per share at which shares of the
Company's Common Stock are initially offered for sale to the public by the
Company's underwriters in the initial public offering of the Company's Common
Stock pursuant to a registration statement filed with the SEC under the
Securities Act; or

     (d) in the case of an Award made on the IPO Effective Date, the price
per share at which shares of the Company's Common Stock are initially offered
for sale to the public by the Company's underwriters in the initial public
offering of the Company's Common Stock pursuant to a registration statement
filed with the SEC under the Securities Act;  or

     (e) if none of the foregoing is applicable, by the Committee in good faith.

   "Family Member" includes any of the following:

     (a)  child, stepchild, grandchild, parent, stepparent, grandparent, spouse,
former spouse, sibling, niece, nephew, mother-in-law, father-in-law, son-in-law,
daughter-in-law, brother-in-law, or sister-in-law of the Participant, including
any such person with such relationship to the Participant by adoption;

     (b)  any person (other than a tenant or employee) sharing the Participant's
household;

     (c)  a trust in which the persons in (a) and (b) have more than fifty
percent of the beneficial interest;

     (d)  a foundation in which the persons in (a) and (b) or the Participant
control the management of assets;

     (e) any other entity in which the persons in (a) and (b) or the Participant
own more than fifty percent of the voting interest.

                                       14
<PAGE>

     "Homestore Acquisition" means the acquisition of the outstanding shares of
the Company's Common Stock and the entire issued share capital of HomeWrite
Incorporated by Homestore.com, Inc. accomplished through a merger of a wholly-
owned subsidiary of Homestore with and into the Company pursuant that certain
Merger Agreement dated September 29, 2000.

     "Insider" means an officer or director of the Company or any other person
whose transactions in the Company's Common Stock are subject to Section 16 of
the Exchange Act.

     "Officer" means a President, Secretary, Treasurer, Chairman of the Board,
Vice President, Assistant Secretary or Assistant Treasurer of the Company, as
such positions are described in the Company's Bylaws, any other person
designated an "officer" of the Company by the Board in accordance with the
Company's Bylaws or any person who is an "officer" within the meaning of Rule
16a-1(f) under the Exchange Act or Nasdaq Rule 4460(i).

     "Option" means an award of an option to purchase Shares pursuant to Section
5 hereof.

     "Parent" means any corporation (other than the Company) in an unbroken
chain of corporations ending with the Company if each of such corporations other
than the Company owns stock representing fifty percent (50%) or more of the
total combined voting power of all classes of stock in one of the other
corporations in such chain.

     "Participant" means a person who receives an Award under this Plan.

     "Performance Factors" means the factors selected by the Committee from
among the following measures to determine whether the performance goals
established by the Committee and applicable to Awards have been satisfied:

     (a)  Net revenue and/or net revenue growth;

     (b)  Earnings before income taxes and amortization and/or earnings before
income taxes and amortization growth;

     (c)  Operating income and/or operating income growth;

     (d)  Net income and/or net income growth;

     (e)  Earnings per share and/or earnings per share growth;

     (f)  Total stockholder return and/or total stockholder return growth;

     (g)  Return on equity;

     (h)  Operating cash flow return on income;

     (i)  Adjusted operating cash flow return on income;

     (j)  Economic value added; and

                                      15

<PAGE>

       (k)  Individual confidential business objectives.

     "Performance Period" means the period of service determined by the
Committee, not to exceed five years, during which years of service or
performance is to be measured for Restricted Stock Awards or Stock Bonuses.

     "Plan" means this HomeWrite Incorporated 2000 Equity Incentive Plan, as
amended from time to time.

     "Purchase Price" means the price at which a Participant may purchase
Restricted Stock.

     "Restricted Stock" means Shares purchased pursuant to a Restricted Stock
Award.

     "Restricted Stock Award" means an award of Shares pursuant to Section 6
hereof.

     "SEC" means the Securities and Exchange Commission.

     "Securities Act" means the Securities Act of 1933, as amended.

     "Shares" means shares of the Company's Common Stock, par value $0.001 per
share reserved for issuance under this Plan, as adjusted pursuant to Sections 2
and 17 hereof, and any successor security.

     "Stock Bonus" means an award of Shares, or cash in lieu of Shares, pursuant
to Section 7.

     "Subsidiary" means any corporation (other than the Company) in an unbroken
chain of corporations beginning with the Company if each of the corporations
other than the last corporation in the unbroken chain owns stock representing
fifty percent (50%) or more of the total combined voting power of all classes of
stock in one of the other corporations in such chain.

     "Termination" or "Terminated" means, for purposes of this Plan with respect
to a Participant, that the Participant has for any reason ceased to provide
services as an employee, officer, director, consultant, independent contractor
or adviser to the Company or a Parent or Subsidiary of the Company.  A
Participant will not be deemed to have ceased to provide services in the case of
(i) sick leave, (ii) military leave, or (iii) any other leave of absence
approved by the Committee, provided that such leave is for a period of not more
than ninety (90) days (a) unless reinstatement (or, in the case of an employee
with an ISO, reemployment) upon the expiration of such leave is guaranteed by
contract or statute, or (b) unless provided otherwise pursuant to formal policy
adopted from time to time by the Company's Board and issued and promulgated in
writing.  In the case of any Participant on (i) sick leave, (ii) military leave
or (iii) an approved leave of absence, the Committee may make such provisions
respecting suspension of vesting of the Award while on leave from the Company or
a Parent or Subsidiary of the Company as it may deem appropriate, except that in
no event may an Option be exercised after the expiration of the term set forth
in the Stock Option Agreement.  The Committee will have sole discretion to
determine whether a Participant has ceased to provide services and the effective
date on which the Participant ceased to provide services (the "Termination
Date").

     "Unvested Shares" means "Unvested Shares" as defined in the Award
Agreement.

     "Vested Shares" means "Vested Shares" as defined in the Award Agreement.

                                       16LETTER OF INTENT FOR ACQUISTION OF ALL THE OUTSTANDING MEMBERSHIP INTEREST IN
      USE-STORE, LLC, A CALIFORNIA LIMITED LIABILITY COMPANY, BY CLIPCLOP.COM
                                ENTERPRISES, INC.
                        STRICTLY PRIVATE AND CONFIDENTIAL

ACQUIRER:     clipclop.com  Enterprises,  Inc.
CONTACT:      Jonathan  Severn,  President  &  CEO
              805-207-4442

                                                               February 27, 2001

USe-Store,  LLC
300  Esplanade  Drive,  Suite  1680
Oxnard,  California  93030

Attn:  Jerry  Bohn,  Managing  Member

Dear  Mr.  Bohn:

clipclop.com  Enterprises, Inc. ("Acquirer") is pleased to submit this letter of
intent  (the  "Letter  of  Intent")  regarding  the  acquisition  of 100% of the
membership  interest  of  USe-Store, LLC, a California Limited Liability Company
("Interest").

The  acquisition  of  the Interest shall hereafter be known as the "Transaction"
and  the date of the consummation of the Transaction shall be the "Close" or the
"Closing".  The  Transaction will be a combination of a stock for stock swap and
a  promissory note for $250,000 (the "Total Consideration") subject to the terms
and  conditions  of  this  Letter  of  Intent.

The  Transaction, including terms and conditions, is described in greater detail
below.

A.     DEFINITIVE  PURCHASE  AGREEMENT

The  parties  to  this  Letter of Intent will endeavor to finalize and execute a
definitive  membership  interest  acquisition  agreement  (the  "Definitive
Acquisition  Agreement")  defining the Transaction which shall include the terms
below  and  such  other  provisions as may be mutually agreed upon, prior to the
Expiration  Date.

1.     THE  TRANSACTION

a.     INTEREST  ACQUIRED

The  Transaction  shall  include  the  acquisition  of  100%  of the Interest in
USe-Store,  LLC,  a  California  Limited  Liability  Company.

<PAGE>

2.     TOTAL  CONSIDERATION

The  Total  Consideration  shall  be  10,000,000  shares  of  Common  stock  of
clipclop.com  Enterprises,  Inc.  and  a  $250,000  promissory  note.

3.     REPRESENTATIONS  AND  WARRANTIES

The  Definitive  Purchase Agreement shall contain representations and warranties
typical in a transaction of this size and nature.  Any cost incurred by Acquirer
within  five years of the Closing as a result of a breach in the representations
and  warranties  shall  be  reimbursable by the individual members of USe-Store,
LLC.

4.     CONDITIONS  PRECEDENT  TO  THE  CLOSING

The  Definitive  Purchase  Agreement  shall provide for the following conditions
precedent  to  closing:

a.     GOVERNMENTAL  APPROVALS

All  required  governmental  approvals  necessary  for  the Closing prior to the
Transaction  shall  have  been  attained.

b.     DUE  DILIGENCE

Acquirer  shall  have  concluded  its  due  diligence  and  found  the  results
acceptable.

c.     DOCUMENTATION

Acquirer  shall  consider acceptable the documentation necessary for Closing the
Transaction.

6.     CLOSING

The  Closing  of  the  Transaction shall occur is anticipated to be by March 31,
2001.

B.     TERMS  OF  THIS  LETTER  OF  INTENT

1.     EXPIRATION

Unless  extended by agreement of the parties, this Letter of Intent shall expire
concurrent  with the execution and delivery of the Definitive Purchase Agreement
(the  "Expiration  Date").  Expiration  of  this  Letter  of  Intent  shall  not
otherwise  limit  any  of  Acquirer's  rights  set  forth  herein.

2.     COUNTERPARTS

This  letter  may  be  executed  in  one  or  more counterparts which when taken
together  shall  constitute  but  a  single  instrument.

<PAGE>

3.     ARBITRATION

All  claims  demands, disputes, controversies, differences, or misunderstandings
between  the  parties  relating  to  this  Letter  of Intent shall be settled by
arbitration,  in  accordance  with  the  rules  of  the  American  Arbitration
Association, and judgment on the award rendered by the arbitrator or arbitrators
may  be  entered  and  enforced  in  any  court  having  jurisdiction.

4.     CONTACTS

Acquirer  will  serve  as  exclusive  contact for any response to this Letter of
Intent.  Please  contact Jonathan Severn, Principal at Acquirer, concerning this
Letter  of  Intent.

5.     PUBLIC  DISCLOSURE

Neither  party  to  this  Agreement will make any disclosure of the existence of
this  Letter of Intent or any terms of this Letter of Intent without the consent
of  the  other  party,  unless  required  by  law.

6.     LEGAL  EFFECT

This  Letter  of  Intent is intended to be a statement of the mutual interest of
the  parties  with respect to a possible Transaction and is subject to execution
and  delivery of a mutually satisfactory Definitive Purchase Agreement.  Nothing
herein  shall  constitute  a  binding  commitment of either party except for the
agreements  in  this  Section B.  The parties will become legally obligated with
respect  to  the  Transaction only in accordance with the terms contained in the
Definitive Purchase Agreement relating thereto if, as and when such document has
been  executed  and  delivered  by  the  parties.

Sincerely,

/s/ Jonathan Severn
Jonathan  R.  Severn
President  and  CEO
Accepted  this  27th day  of  February, 2001

USe-Store,  LLC
A  California  Limited  Liability  Company

/s/ Jerry Bohn
Jerry  O.  Bohn
Managing  Member

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