Document:

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                                 EXHIBIT 4(a)

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the Government of the United States, or any state, district, territory, or
colony thereof, and the governments, dominions, territories, and colonies of
foreign countries; and (2) shares of stock or certificates and interests in
corporations, firms, associations, trusts, partnerships, and joint-stock
companies.

      To purchase, hold, sell, and reissue the shares of its own capital stock.

      To make and enter into contract and agreement of every name, nature, and
description with any individual or individuals, firm, sunducate, association,
and corporation, whether private, public, or municipal, and with the government
or public authorities of the United States, or of any state, territory, colony,
or dependency thereof, and with any foreign government, or any subdivision
thereof.

      To do all and everything necessary, suitable, and proper for the
accomplishment of any of the purposes or the attainment of any of the objects or
the furtherance of any of the powers hereinabove set forth, to the same extent
as natural persons might or could do in any part of the world as principals,
agents, contractors, trustees, or otherwise, alone or in company or partnership
with other persons, firms, or corporations.

      FOURTH: The amount of the total authorized capital stock of this
corporation is ONE MILLION DOLLARS ($1,000,000.00), divided into ONE HUNDRED
MILLION (100,000,000) shares of the par value of ONE CENT ($.01) each.

      FIFTH: No holder of shares of any class of capital stock of the
Corporation shall have any pre-emptive right to subscribe to any additional
issues of capital stock of the Corporation or to any issues of securities of the
Corporation convertible into capital stock unless the Board of Directors shall
in its sole discretion otherwise determine and the only in such amount and at
such price as the Board may fix; and any shares of capital stock of the
Corporation or any securities of the Corporation convertible into capital stock
which the Board may offer for subscription may be offered to holders of shares
of any class or classes of capital stock at the time existing to the exclusion
of holders of shares of any other class or classes of capital stock at the time
existing.

      SIXTH: The members of the governing board shall be styled "Directors:" and
the number of such directors shall be not less than three, but may be increased
or changed in the manner provided by Section 78.330 of the General Corporation
Act of Nevada. The first Board of Directors shall consist of three (3) members,
whose names and post office addresses are as follows:

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Name                             Address
----                             -------

Richard F. Simons                Route No. 1 P.O. Box 28
                                 (via Austin, Nevada)
                                 Ione, Nevada 89310

Bus L. Hedgcorth                 Route No. P.O. Box 29
                                 (via Austin, Nevada)
                                 Ione, Nevada 89310

Frank A. Eldredge II             450 East 700 South
                                 Sandy, Utah 84070

      SEVENTH: The capital stock of this corporation after the amount of the
subscription price or par value has been paid in shall not be subject to
assessment to pay debts of this corporation and notstock issued as fully paid
shall ever be assessable or assessed and the Articles of Incorporation shall not
be amended in this particular.

      EIGHTH: The names and post office addresses of each of the incorporators
signing these Articles of Incorporation are as follows:

Name                             Address
----                             -------

C. Allen Elggren                 1211 Walker Bank Building
                                 Salt Lake City, Utah

Gary L. Schwendiman              1211 Walker Bank Building
                                 Salt Lake City, Utah

C. Allen Elggren II              7035 Campus Drive
                                 Salt Lake City, Utah

      NINTH: This corporation is to have perpetual existence.

      We, the undersigned, being each of the incorporators hereinbefore named
for the purpose of forming a corporation pursuant to the General Corporation Law
of the State of Nevada, do make and file these Articles of Incorporation, hereby
declaring and certifying that the facts herein stated are true and accordingly
have hereunto set our hands this 6th day of July, 1971.

                                        /s/ C. Allen Elggren
                                        ----------------------------------------
                                        C. Allen Elggren

                                        /s/ Gary L. Schwendiman
                                        ----------------------------------------
                                        Gary L. Schwendiman

                                        /s/ C. Allen Elggren II
                                       -----------------------------------------
                                        C. Allen Elggren II

STATE OF UTAH       )
                     ss.
COUNTY OF SALT LAKE )

[NOTARY SEAL]

      On the 6th day of July, 1971, before me, a Notary Public, personally
appeared C. Allen Elggren, Gary L. Schwendiman, and C. Allen Elggren II, the
signers of the above instrument, who duly acknowledged to me that they executed
the same.

                                        Elizabeth [ILLEGIBLE]
                                       -----------------------------------------
My Commission Expires:                  Notary Public<PAGE>   1
                                 EXHIBIT 4(b)

recorded of a majority in number of the issued and outstanding shares of the
capital stock of the Company entitled to vote at such meeting must be present in
person or by proxy at a meeting toconstitutea quorum for the transaction of
business. Whether or not there is a quorum at any meeting of such holders, the
holders or a majority in number of such shares present and entitled to vote
thereat may adjourn the meeting from time to time. At any such adjourned meeting
at which a quorum is present, any business may be transacted which might have
been transacted at the meeting originally convened.

      Section 6. Vote Necessary for Decision. When a quorum is present at any
regular or special meeting of the shareholders, the affirmative vote of a
majority of the issued and outstanding shares of the capital stock of the
Company present at such meeting and entitled to vote thereat shall be the act of
the shareholders and shall decide any question brought before such meeting,
unless by express provision of statute or of the Articles of Incorporation a
greater vote is required on a particular question, in which case the vote
required by such express provision shall be necessary to decide the particular
question.

      Section 7. Voting. At each meeting of the shareholders of the Company each
holder of record of shares of capital stock of the Company, who was such holder
on the date fixed by the Board of Directors as the record date as herein
provided for determining persons entitled to vote at such meeting, shall be
entitled to cast in person or by proxy, one vote for each share held by him on
such record date. At all elections of directors each stockholder shall be
entitled to as many votes as shall equal the number of his shares of stock
multiplied by the number of directors to be elected, and he may cast all of such
votes for a single director or may distribute them among the number to be voted
for, or any two or more of them, as he may see fit.

      Neither the election of directors, nor, except as may otherwise be
provided by law, any other vote of shareholders need be by ballot unless a
qualified voter present so requests. In any vote, by ballot, a ballot shall be
signed by the shareholder or proxy voting and shall state the number of shares
voted thereby.

      Treasury shares, shares of the capital stock of the Company owned by
another corporation, the majority of the voting stock of which is owned or
controlled by the Company, and shares of the capital stock of the Company held
by the Company in a fiduciary capacity shall not be voted directly or indirectly
at any meeting and shall not be counted in determining the total number of
outstanding shares at any given time.

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      Shares of the capital stock of the Company standing in the name of another
corporation may be voted by such officer, agent or proxy as the By-Laws of such
corporation may authorize, or, in the absence of such authorization, as the
Board of Directors of such corporation may determine. Shares held by an
administrator, executor, guardian or conservator may be voted by him so long as
such shares forming a part of an estate are in the possession and forming a part
of an estate being served by him, either in person or by proxy, without a
transfer of such shares into his name. Shares standing in the name of a receiver
may be voted by such receiver without the transfer thereof into his name, if
authority to do so be contained in an appropriate order of the court by which
such receiver was appointed. A shareholder whose shares are pledged shall be
entitled to vote such shares until the shares have been transferred into the
name of the pledgee, and thereafter the pledgee shall be entitled to vote the
shares so transferred.

      Neither for the purpose of the election of directors nor for any other
purpose shall it be necessary for a vote to be counted or reported by judges or
inspectors of election.

      Section 8. List of Shareholders Entitled to Vote. The officer or agent
having charge of the stock transfer books of the Company shall make, at least
five (5) days before each meeting of shareholders, a complete list of
shareholders entitled to vote at such meeting or adjournment thereof arranged in
alphabetical order with the address of and the number of shares held by each,
which list for a period of five (5) days prior to such meeting shall be kept on
file at the registered office of the Company and shall be subject to inspection
by any shareholder at any time during usual business hours. Such list shall also
be produced and left open at the time and place of the meeting and shall be
subject to the inspection of any shareholder during the whole time of the
meeting.

      Section 9. When a Shareholder is deemed to be "Present". For the purpose
of determining a quorum or the right to vote or to be heard on any question, a
holder of record of securities of any class having voting power shall be deemed
to be "present" at any meeting of the holders of such securities if he is
present in person or is represented by a proxy (i) appointed by an instrument in
writing subscribed by or on behalf of such holder or by his representative
thereunto duly authorized and (ii) filed with the secretary of the meeting.

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      No proxy shall be valid after eleven (11) months from the date of its
execution unless such proxy, on its face, name a longer period from which it is
to remain in force. Each proxy shall be revocable unless provided herein to be
irrevocable, and in no event shall it remain irrevocable for a period of more
than eleven (11) months.

      Section 10. Consent of Shareholders. Any action required to be taken at a
meeting of the shareholders, or any action which may be taken at a meeting of
the shareholders, may be taken without a meeting if a consent in writing,
setting forth the action so taken, shall be signed by all of the shareholders
entitled to vote with respect to the subject matter thereof, and such consent
shall have the same force and effect as a unanimous vote of shareholders.

                                   ARTICLE II

                               Board of Directors

      Section 1. General Powers. The business and affairs of the Company shall,
except as otherwise expressly provided by law or by the Articles of
Incorporation, being managed by the Board of Directors which may exercise all
such powers of the Company and do all such lawful acts and things as are not by
statute or by the Articles of Incorporation or by these By-Laws directed or
required to be exercised or done by the shareholders.

      Section 2. Number, Election, and Term of Office. The number of directors
which shall constitute the Board shall not be less than three or more than
fifteen and shall be elected at each annual meeting of the shareholders. The
number of directors may be increased or decreased as provided by Board of
Directors resolution. Directors need not be residents of the State of Utah nor
shareholders of the Company. Each director shall hold office from the date of
the annual or special meeting of the shareholders at which he was elected until
the next annual or special meeting of such shareholders convened for the
election of directors, and until his successor shall have been duly elected and
qualified, or until his death, resignation, disqualification, or removal.

      Section 2. Meetings. At the conclusion of the annual meeting of
shareholders, the Board of Directors shall meet as soon as practicable to
appoint officers for the ensuing year and to transact such other business as may
properly come before the meeting.

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      Section 7. Resignations. Any director may resign at any time giving
written notice thereof to the Chairman of the Board, to the President or to the
Board. Such resignation shall take effect as of its date unless some other date
is specified therein, in which event it shall be effective as of that date. The
acceptance of such resignation shall not be necessary to make it effective.

      Section 8. Vacancies. Any vacancy in the Board arising at any time whether
through the failure of the shareholders to elect a full Board or through any
other cause shall be filled by a vote of a majority of the directors remaining
in office although such majority is less than a quorum. Any director so
appointed or elected shall hold office until the next annual meeting of the
shareholders and until his successor shall have been duly elected and qualified
unless sooner displaced.

      Section 9. Removal of Directors. Any director of the Company may be
removed with or without cause in the following manner: upon the written request
of the holders of not less than one third of all classes of outstanding
capital stock of the Company filed with the secretary of the Company, a special
meeting of the shareholders shall be convened upon not less than thirty (30)
days notice for the election of a successor of every member of the Board of
Directors. Such meeting shall be called, conducted and held according to the
provisions of law, the Articles of Incorporation and the By-Laws of the Company
regulating meetings held for the election of directors and any person otherwise
qualified may be a candidate for election as director at such meeting
notwithstanding his service on the Board at the time of the convening of such
meeting.

      Section 10. Compensation. Directors shall not receive any stated
compensation for their services as such, but, subject to such limitations as the
shareholders may adopt from time to time, the Board may by resolution authorize
the payment of fees in a reasonable amount to be paid to the directors for
attendance at meetings of the Board of Directors, of the Executive Committee and
of other committees and at adjournments of any such meetings, and may determine
the amount of such fees. By resolution of the Board, directors may also be
reimbursed for traveling expenses incurred in attending any such meeting or
adjournment. Nothing herein contained shall be construed to preclude any
director from serving the Company in any other capacity or receiving
compensation for such service.

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by the directors, and no by-law shall be adopted by the directors which shall
require more than a majority of the voting shares for a quorum at a meeting of
shareholders, or more than a majority of the votes cast to constitute action by
the shareholders, except where higher percentages are required by law.

      Section 2. Shareholders. These By-Laws and any amendment, alteration or
change thereof, and any addition thereto, may be amended, altered, changed or
repealed, in whole or in part, by the affirmative vote of the holders of a
majority in aggregate number of the issued and outstanding capital stock of the
Company entitled to vote at any regular or special meeting of the shareholders
if notice of the proposed change is included in the notice of such meeting.

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