Document:

exv10w6

 

EXHIBIT 10.6

GUARANTY

     THIS GUARANTY is made as of the 1st day of July, 2005, by Cash America
International, Inc., a Texas corporation (hereinafter referred to as “Guarantor”), to and for the
benefit of NCP FINANCE MICHIGAN, LLC, an Ohio limited liability company (hereinafter referred to as
“Lender”).

R E C I T A L S

     Cash America Financial Services, Inc. (“CAFSI”), a subsidiary of Guarantor, has, on even date
herewith, entered into an Administrative Credit Services Agreement (the “Services Agreement”) with
Lender. As a condition to entering into the Services Agreement, Lender is requiring Guarantor to
guaranty the obligations of CAFSI under the Services Agreement.

     NOW, THEREFORE, in consideration of the premises recited above and of One Dollar ($1.00) in
hand paid by CAFSI to Guarantor, and of other good and valuable consideration, the receipt and
sufficiency of all of which are hereby acknowledged by Guarantor; and for the purpose of inducing
Lender to enter into the Services Agreement; and as long as CAFSI continues to be obligated to
Lender in any manner whatsoever pursuant to the Services Agreement, Guarantor:

     1. Unconditionally and absolutely guarantees: (a) the due and punctual payment of all amounts
due and payable from CAFSI to Lender under the Services Agreement; and (b) the due and punctual
performance and observance by CAFSI of all other obligations, warranties, covenants, and duties of
CAFSI set forth in the Services Agreement (all of which amounts payable and the terms, warranties,
agreements, covenants and conditions being herein called the “Obligations”); and to this end,
Guarantor covenants and agrees to take all such actions necessary to enable CAFSI to observe and
perform and to refrain from taking any action which would prevent CAFSI from observing and
performing each and every such Obligation.

     2. Agrees that this Guaranty shall be a continuing guaranty, shall be binding upon Guarantor,
and upon its successors and assigns, and shall remain in full force and effect, and shall not be
discharged, impaired or affected by (a) the existence or continuance of any of the Obligations; (b)
the validity or invalidity of any document or agreement evidencing the Obligations or any of them;
(c) the existence or continuance of CAFSI as a legal entity; (d) any waiver, indulgence,
alteration, substitution, exchange, change in, modification or other disposition of any of the
Obligations, all of which CAFSI is hereby expressly authorized to make from time to time without
notice to Guarantor; (e) the acceptance by Lender of any security for, or other guarantors upon,
all or any part of the Obligations; or (f) any defense (other than the payment or performance of
the Obligations in accordance with their terms) that Guarantor may or might have to its
undertakings, liabilities and obligations hereunder, each and every such defense being hereby
waived by Guarantor; and in order to hold Guarantor liable hereunder, there shall be no obligation
on the part of Lender, or anyone, at any time, to proceed against CAFSI, its

 

 

properties or estates, or to proceed against any other guarantor, or to resort to any
collateral, security, property, liens or other rights or remedies whatsoever.

     3. Agrees that Lender shall have the right to enforce this Guaranty against Guarantor for and
to the full amount of the Obligations, with or without enforcing or attempting to enforce this
Guaranty against any other guarantor, and whether or not other proceedings or steps are pending or
have been taken or have been concluded to enforce or otherwise realize upon the obligations or
security of CAFSI or any other guarantor; and the payment of any amount or amounts by Guarantor,
pursuant to its obligations hereunder, shall not entitle Guarantor, either at law or otherwise, to
any right, title or interest (whether by way of subrogation or otherwise) in and to any of the
Obligations, unless and until the full amount of the Obligations has been fully paid and all other
Obligations have been fully performed and observed in accordance with their terms.

     4. Waives diligence, presentment, protest, notice of dishonor, demand for payment, extension
of time of payment, notice of acceptance of this Guaranty, nonpayment at maturity and indulgences
and notices of every kind, and consents to any and all forbearance and extensions of the time of
payment of the Obligations, and further consents to any and all changes in the terms, covenants and
conditions thereof hereafter made or granted; it being the intention that Guarantor shall remain
liable under this Guaranty until the Obligations shall have been fully repaid to Lender and the
terms, covenants and conditions thereof shall have been fully performed and observed by CAFSI,
notwithstanding any act, omission or thing which might otherwise operate as a legal or equitable
discharge of Guarantor.

     5. Agrees that this Guaranty shall inure to the benefit of and may be enforced by Lender and
its successors and assigns.

     6. Agrees, as does Lender by the acceptance hereof, that this Guaranty shall be governed by
the laws of the State of Texas and that any dispute or controversy whatsoever arising hereunder
shall be resolved by arbitration pursuant to the applicable provisions set forth in the Services
Agreement or any other dispute resolution procedures which CAFSI and Lender may agree upon in
writing, all of which are hereby consented and agreed to by Guarantor and Lender.

     Guarantor has executed this instrument as of the day and year first above written.

	 	 	 	 	 
	 	CASH AMERICA INTERNATIONAL, INC.

 	 
	 	By:  	/s/ Daniel R. Feehan
 	 
	 	 	Daniel R. Feehan, Chief Executive Officer 	 
	 	 	 	 
	 

GUARANTOR

-2-

 

	 	 	 
	STATE OF TEXAS

	 	§
	 

	 	§
	COUNTY OF TARRANT

	 	§

     On this, the 1st day of , 2005, before me, the undersigned, personally appeared
Daniel R. Feehan, who acknowledged himself to be the Chief Executive Officer of Cash America
International, Inc., a Texas corporation, and that , as such officer, being authorized so to do,
executed the foregoing instrument for the purposes therein contained by signing the name of the
corporation by as Chief Executive Officer.

     IN WITNESS WHEREOF, I hereunto set my hand and official seal.

	 	 	 	 	 
	 	 	 
	 	     /s/ C. Denise Hogue
 	 
	 	Notary Public, State of Texas 	 
	 	 	 
	 

-3-exv10w7

 

EXHIBIT 10.7

GUARANTY

     THIS GUARANTY is made as of the 1st day of July, 2005, by Cash America
International, Inc., a Texas corporation (hereinafter referred to as “Guarantor”), to and for the
benefit of NCP FINANCE FLORIDA, LLC, an Ohio limited liability company (hereinafter referred to as
“Lender”).

R E C I T A L S

     Cash America Financial Services, Inc. (“CAFSI”), a subsidiary of Guarantor, has, on even date
herewith, entered into an Administrative Credit Services Agreement (the “Services Agreement”) with
Lender. As a condition to entering into the Services Agreement, Lender is requiring Guarantor to
guaranty the obligations of CAFSI under the Services Agreement.

     NOW, THEREFORE, in consideration of the premises recited above and of One Dollar ($1.00) in
hand paid by CAFSI to Guarantor, and of other good and valuable consideration, the receipt and
sufficiency of all of which are hereby acknowledged by Guarantor; and for the purpose of inducing
Lender to enter into the Services Agreement; and as long as CAFSI continues to be obligated to
Lender in any manner whatsoever pursuant to the Services Agreement, Guarantor:

     1. Unconditionally and absolutely guarantees: (a) the due and punctual payment of all amounts
due and payable from CAFSI to Lender under the Services Agreement; and (b) the due and punctual
performance and observance by CAFSI of all other obligations, warranties, covenants, and duties of
CAFSI set forth in the Services Agreement (all of which amounts payable and the terms, warranties,
agreements, covenants and conditions being herein called the “Obligations”); and to this end,
Guarantor covenants and agrees to take all such actions necessary to enable CAFSI to observe and
perform and to refrain from taking any action which would prevent CAFSI from observing and
performing each and every such Obligation.

     2. Agrees that this Guaranty shall be a continuing guaranty, shall be binding upon Guarantor,
and upon its successors and assigns, and shall remain in full force and effect, and shall not be
discharged, impaired or affected by (a) the existence or continuance of any of the Obligations; (b)
the validity or invalidity of any document or agreement evidencing the Obligations or any of them;
(c) the existence or continuance of CAFSI as a legal entity; (d) any waiver, indulgence,
alteration, substitution, exchange, change in, modification or other disposition of any of the
Obligations, all of which CAFSI is hereby expressly authorized to make from time to time without
notice to Guarantor; (e) the acceptance by Lender of any security for, or other guarantors upon,
all or any part of the Obligations; or (f) any defense (other than the payment or performance of
the Obligations in accordance with their terms) that Guarantor may or might have to its
undertakings, liabilities and obligations hereunder, each and every such defense being hereby
waived by Guarantor; and in order to hold Guarantor liable hereunder, there shall be no obligation
on the part of Lender, or anyone, at any time, to proceed against CAFSI, its

 

 

properties or estates, or to proceed against any other guarantor, or to resort to any
collateral, security, property, liens or other rights or remedies whatsoever.

     3. Agrees that Lender shall have the right to enforce this Guaranty against Guarantor for and
to the full amount of the Obligations, with or without enforcing or attempting to enforce this
Guaranty against any other guarantor, and whether or not other proceedings or steps are pending or
have been taken or have been concluded to enforce or otherwise realize upon the obligations or
security of CAFSI or any other guarantor; and the payment of any amount or amounts by Guarantor,
pursuant to its obligations hereunder, shall not entitle Guarantor, either at law or otherwise, to
any right, title or interest (whether by way of subrogation or otherwise) in and to any of the
Obligations, unless and until the full amount of the Obligations has been fully paid and all other
Obligations have been fully performed and observed in accordance with their terms.

     4. Waives diligence, presentment, protest, notice of dishonor, demand for payment, extension
of time of payment, notice of acceptance of this Guaranty, nonpayment at maturity and indulgences
and notices of every kind, and consents to any and all forbearance and extensions of the time of
payment of the Obligations, and further consents to any and all changes in the terms, covenants and
conditions thereof hereafter made or granted; it being the intention that Guarantor shall remain
liable under this Guaranty until the Obligations shall have been fully repaid to Lender and the
terms, covenants and conditions thereof shall have been fully performed and observed by CAFSI,
notwithstanding any act, omission or thing which might otherwise operate as a legal or equitable
discharge of Guarantor.

     5. Agrees that this Guaranty shall inure to the benefit of and may be enforced by Lender and
its successors and assigns.

     6. Agrees, as does Lender by the acceptance hereof, that this Guaranty shall be governed by
the laws of the State of Texas and that any dispute or controversy whatsoever arising hereunder
shall be resolved by arbitration pursuant to the applicable provisions set forth in the Services
Agreement or any other dispute resolution procedures which CAFSI and Lender may agree upon in
writing, all of which are hereby consented and agreed to by Guarantor and Lender.

     Guarantor has executed this instrument as of the day and year first above written.

	 	 	 	 	 
	 	CASH AMERICA INTERNATIONAL, INC.

 	 
	 	By:  	/s/ Daniel R. Feehan
 	 
	 	 	Daniel R. Feehan, Chief Executive Officer 	 
	 	 	 	 
	 

GUARANTOR

-2-

 

	 	 	 
	STATE OF TEXAS

	 	§
	 

	 	§
	COUNTY OF TARRANT

	 	§

     On this, the 1st day of , 2005, before me, the undersigned, personally appeared
Daniel R. Feehan, who acknowledged himself to be the Chief Executive Officer of Cash America
International, Inc., a Texas corporation, and that , as such officer, being authorized so to do,
executed the foregoing instrument for the purposes therein contained by signing the name of the
corporation by as Chief Executive Officer.

     IN WITNESS WHEREOF, I hereunto set my hand and official seal.

	 	 	 	 	 
	 	 	 
	 	     /s/ C. Denise Hogue
 	 
	 	Notary Public, State of Texas 	 
	 	 	 
	 

-3-

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