Document:

EXECUTION COPY 

ASSIGNMENT AND
ASSUMPTION AGREEMENT 

        THIS
ASSIGNMENT AND ASSUMPTION AGREEMENT, dated January 1, 2005, between DLJ Mortgage Capital,
Inc., a Delaware corporation (“Assignor”), and Credit Suisse First Boston
Mortgage Securities Corp., a Delaware corporation (“Assignee”): 

        For
and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration
the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants
herein contained, the parties hereto hereby agree as follows: 

     1.    
          The Assignor hereby grants, transfers and assigns to Assignee all of the right,
          title and interest of Assignor, as Purchaser, in, to and under (a) those certain
          Mortgage Loans listed on Exhibit A attached hereto (the “Mortgage
          Loans”) and (b) those certain agreements listed on Exhibit B attached
          hereto (the “Agreements”) with respect to the Mortgage Loans. 

        The
Assignor specifically reserves and does not assign to the Assignee hereunder any and all
right, title and interest in, to and under and all obligations of the Assignor with
respect to any mortgage loans subject to the Agreements which are not the Mortgage Loans
set forth on Exhibit A attached hereto and are not the subject of this Assignment and
Assumption Agreement. 

     2.    
          The Assignor warrants and represents to, and covenants with, the Assignee that: 

     (a)    
          The Assignor is the lawful owner of the Mortgage Loans with the full right to
          transfer the Mortgage Loans free from any and all claims and encumbrances
          whatsoever; 

     (b)    
          The Assignor has not received notice or, and has no knowledge of, any offsets,
          counterclaims or other defenses with respect to the Agreements or the Mortgage
          Loans; 

     (c)    
          The Assignor has not waived or agreed to any waiver under, or agreed to any
          amendment or other modification of, the Agreements or the Mortgage Loans,
          including without limitation the transfer of the servicing obligations under the
          Agreements. The Assignor has no knowledge of, and has not received notice of,
          any waivers under or amendments or other modifications of, or assignments of
          rights or obligations under or defaults under, the Agreements, or the Mortgage
          Loans; and 

     (d)    
          Neither the Assignor nor anyone acting on its behalf has offered, transferred,
          pledged, sold or otherwise disposed of the Mortgage Loans, any interest in the
          Mortgage Loans or any other similar security to, or solicited any offer to buy
          or accept a transfer, pledge or other disposition of the Mortgage Loans, any
          interest in the Mortgage Loans or any other similar security from, or otherwise
          approached or negotiated with respect to the Mortgage Loans, any interest in the
          Mortgage Loans or any other similar security with, any person in any manner, or
          made by general solicitation by means of general advertising or in any other
          manner, or taken any other action which would constitute a distribution of the
          Mortgage Loans under the Securities Act of 1933 (the “1933 Act”) or
          which would render the disposition of the Mortgage Loans a violation of Section
          5 of the 1933 Act or require registration pursuant thereto. 

     3.    
          The Assignee warrants and represents to, and covenants with, the Assignor that: 

     (a)    
          The Assignee is a corporation duly organized, validly existing and in good
          standing under the laws of the jurisdiction of its incorporation, and has all
          requisite corporate power and authority to acquire, own and purchase the
          Mortgage Loans; 

     (b)    
          The Assignee has full corporate power and authority to execute, deliver and
          perform under this Assignment and Assumption Agreement, and to consummate the
          transactions set forth herein. The execution, delivery and performance of the
          Assignee of this Assignment and Assumption Agreement, and the consummation by it
          of the transactions contemplated hereby, have been duly authorized by all
          necessary corporate action of the Assignee. This Assignment and Assumption
          Agreement has been duly executed and delivered by the Assignee and constitutes
          the valid and legally binding obligation of the Assignee enforceable against the
          Assignee in accordance with its respective terms; 

     (c)    
          To the best of Assignee’s knowledge, no material consent, approval, order
          or authorization of, or declaration, filing or registration with, any
          governmental entity is required to be obtained or made by the Assignee in
          connection with the execution, delivery or performance by the Assignee of this
          Assignment and Assumption Agreement, or the consummation by it of the
          transactions contemplated hereby; 

     (d)    
          The Assignee agrees to be bound, as Purchaser, by all of the terms, covenants
          and conditions of the Agreements and the Mortgage Loans, and from and after the
          date hereof, the Assignee assumes for the benefit of the Assignor all of the
          Assignor’s obligations as Purchaser thereunder, with respect to the
          Mortgage Loans; 

     (e)    
          The Assignee understands that the Mortgage Loans have not been registered under
          the 1933 Act or the securities laws of any state; 

     (f)    
          The purchase price being paid by the Assignee for the Mortgage Loans is in
          excess of $250,000 and will be paid by cash remittance of the full purchase
          price within sixty (60) days of the sale; 

     (g)    
          The Assignee is acquiring the Mortgage Loans for investment for its own account
          only and not for any other person; 

     (h)    
          The Assignee considers itself a substantial, sophisticated institutional
          investor having such knowledge and financial and business matters that it is
          capable of evaluating the merits and the risks of investment in the Mortgage
          Loans; 

     (i)    
          The Assignee has been furnished with all information regarding the Mortgage
          Loans that it has requested from the Assignor; 

     (j)    
          Neither the Assignee nor anyone acting on its behalf has offered, transferred,
          pledged, sold or otherwise disposed of the Mortgage Loans, an interest in the
          Mortgage Loans or any other similar security to, or solicited any offer to buy
          or accept a transfer, pledge or other disposition of the Mortgage Loans, any
          interest in the Mortgage Loans or any other similar security from, or otherwise
          approached or negotiated with respect to the Mortgage Loans, any interest in the
          Mortgage Loans or any other similar security with, any person in any manner, or
          made any general solicitation by means of general advertising or in any other
          manner, or taken any other action which would constitute a distribution of the
          Mortgage Loans under the 1933 Act or which would render the disposition of the
          Mortgage Loans a violation of Section 5 of the 1933 Act or require registration
          pursuant thereto, nor will it act, nor has it authorized or will it authorize
          any person to act, in such manner with respect to the Mortgage Loans; and 

     (k)    
          Either: (1) the Assignee is not an employee benefit plan (“Plan”)
          within the meaning of section 3(3) of the Employee Retirement Income Security
          Act of 1974, as amended (“ERISA”) or a plan (also “Plan”)
          within the meaning of Section 4975(e)(1) of the Internal Revenue Code of 1986,
          as amended (“Code”), and the Assignee is not directly or indirectly
          purchasing the Mortgage Loans on behalf of, investment manager of, as named
          fiduciary of, as Trustee of, or with assets of, a Plan; or (2) the
          Assignee’s purchase of the Mortgage Loans will not result in a prohibited
          transaction under section 406 of ERISA or Section 4975 of the Code. 

[SIGNATURES BEGIN ON
FOLLOWING PAGE] 

        IN
WITNESS WHEREOF, the parties have caused this Assignment and Assumption to be executed by
their duly authorized officers as of the date first above written. 

	DLJ MORTGAGE CAPITAL, INC.,
          
as Assignor	CREDIT SUISSE FIRST BOSTON
          
MORTGAGE SECURITIES CORP.,

              as Assignee

	
By:          
                              
                              
         
         Name:
         Title:	
By:          
                              
                              
         
         Name:
         Title:
	
Taxpayer Identification Number: 13-3460798	
Taxpayer Identification Number: 13-3320910

A-1 

EXHIBIT A 

Mortgage Loan Schedule 

[Attached as Schedule
I to the Pooling and Servicing Agreement] 

B-1 

EXHIBIT B 

List of Agreements

[On
file with Orrick, Herrington & Sutcliffe LLP]EXHIBIT 10.1
------------

                            CHANGE IN TERMS AGREEMENT

PRINCIPAL     LOAN DATE  MATURITY   LOAN NO  CALL/COLL ACCOUNT OFFICER INITIAL
$6,000,000.00 2-18-2005 03-01-2005  92018206                    636AW  /s/AW

  References in the shaded area are for Lender's use only and do not limit the
         applicability of this document to any particular loan or item.
Any item above containing "***" has been omitted due to text length limitations.

Borrower: I/OMAGIC CORPORATION     Lender:  UNITED NATIONAL BANK
          4 MARCONI                         INTERNATIONAL DEPARTMENT
          IRVINE, CA 92618                  855 SOUTH ATLANTIC BLVD.,
                                            MONTEREY  PARK,  CA  91754
                                            (626)  281-5975
________________________________________________________________________________

PRINCIPAL  AMOUNT:  $6,000,000.00  INITIAL  RATE:  6.250%
DATE  OF  AGREEMENT:  FEBRUARY 18,  2005

DESCRIPTION  OF  EXISTING INDEBTEDNESS. THIS CHANGE IN TERMS AGREEMENT REFERS TO
THE LOAN EVIDENCED BY THE PROMISSORY NOTE DATED AUGUST 15, 2003 IN FAVOR OF BANK
EXECUTED  BY I/OMAGIC CORPORATION IN THE AMOUNT OF $6,000,000.00 PAYABLE IN FULL
ON SEPTEMBER 1, 2004 AND EXTEND THE MATURITY OF THE NOTE TO FEBRUARY 18, 2005 AS
EVIDENCED  BY  THE  CHANGE  IN  TERMS  AGREEMENT  DATED  JANUARY  31,  2005.

DESCRIPTION  OF  COLLATERAL.
1)  1ST  POSITION  UCC FINANCING STATEMENT FILED ON JULY 30,2003 AT SECRETARY OF
STATE,  SACRAMENTO,  CA  AS  INSTRUMENT  #0321260018.
2)  1ST  POSITION  UCC  FINANCING  STATEMENT  FILED ON JULY 30, 2003 AT STATE OF
NEVADA  AS  INSTRUMENT  #2003020439-1.

DESCRIPTION  OF  CHANGE IN TERMS. TO EXTEND THE MATURITY OF THE NOTE TO MARCH 1,
2005.

CONTINUING VALIDITY. Except as expressly changed by this Agreement, the terms of
the  original  obligation  or obligations, including all agreements evidenced or
securing  the  obligation(s),  remain  unchanged  and  in full force and effect.
Consent  by  Lender  to  this  Agreement does not waive Lender's right to strict
performance  of  the  obligation(s)  as changed, nor obligate Lender to make any
future change in terms. Nothing in this Agreement will constitute a satisfaction
of  the obligation(s). It is the intention of Lender to retain as liable parties
all  makers and endorsers of the original obligation(s), including accommodation
parties, unless a party is expressly released by Lender in writing. Any maker or
endorser, including accommodation makers, will not be released by virtue of this
Agreement.  If  any person who signed the original obligation does not sign this
Agreement  below, then all persons signing below acknowledge that this Agreement
Is  given  conditionally,  based  on  the  representation  to  Lender  that  the
non-signing  party  consents  to the changes and provisions of this Agreement or
otherwise  will  not  be  released  by  it.  This waiver applies not only to any
initial  extension,  modification  or  release,  but also to all such subsequent
actions.

BUSINESS  LOAN AGREEMENT (ASSET BASED). This Note is the Note referred to in the
Business  Loan  Agreement  (ASSET  BASED)  dated  August  15,  2003, between the
Borrower  and  Bank, as at any time amended (the "Business Loan Agreement (ASSET
BASED)"). Notwithstanding the paragraph entitled "DEFAULT" above and in addition
thereto,  upon  the occurrence of an event of default as defined In the Business
Loan  Agreement  (ASSET BASED), all sums of principal and interest the remaining
unpaid shall become due and payable, as provided in the Business Loan Agreement.

PRIOR TO SIGNING THIS AGREEMENT, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS
OF  THIS  AGREEMENT.  BORROWER  AGREES  TO  THE  TERMS  OF  THE  AGREEMENT.

BORROWER:

I/OMAGIC  CORPORATION

BY:  /s/  TONY SHAHBAZ                         BY: /s/ STEVE GILLINGS
     ----------------------------------            -----------------------------
TONY  SHAHBAZ,  PRESIDENT  OF  I/OMAGIC            STEVE  GILLINGS,  CHIEF
CORPORATION                                        FINANCIAL  OFFICER  OF
                                                   I/OMAGIC  CORPORATION

LENDER:

UNITED  NATIONAL  BANK

X   /s/  ALLISON  WU
--------------------
AUTHORIZED SIGNER

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00078-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00078-of-00352.parquet"}]]