Document:

exh10-2.htm

                                                                    EXHIBIT 10.2

    TWIN DISC, INCORPORATED

    ENDORSEMENT SPLIT-DOLLAR LIFE INSURANCE PROGRAM

     

    (ENDORSEMENT OF THREE TIMES BASE SALARY)

     

     

    This document
specifies the terms under which Twin Disc, Incorporated, a Wisconsin
corporation, (the “Employer”), sponsors various endorsement split-dollar
policies with certain of its executives designated by the Employer as eligible
to participate in this Plan (each an “Employee”).

     

    BACKGROUND INFORMATION

     

     

    A.                 The Employees are valued employees of Employer and Employer wants to
retain them in its employ.

     

    B.                 The Employer, as an inducement to such continued employment, wants to
assist Employees with personal life insurance protection.

     

    C.               
The Employer is the owner of various life insurance policies (the
“Policies”) issued by The Northwestern Mutual Life Insurance Company (the
“Insurer”) naming the Employees as insured parties.  It is intended that
the Policies will allow the insured party to designate the beneficiary for life
insurance proceeds equal to three times the insured party’s Base Salary should
the insured party die prior to a Rollout Event.

     

    D.                 The Employer wishes to specify the rights of the Employees with respect
to the Policies.

     

     

    The terms of the split-dollar Plan
with respect to the Policies are as follows:

     

    1.           
Definitions.

     

    (a)          “Base Salary” means either:
(i) the annual base salary of the Employee as specified by the Compensation
Committee of the Employer in effect at the time of the Employee’s death if the
Employee dies before Retirement; or (ii) the annual base salary as specified by
the Compensation Committee of the Employer in effect at the time of the
Employee’s Retirement if the Employee dies after Retirement.

     

     

    (b)          “Employer Premiums” means the
cumulative sum of all premiums paid by the Employer on a Policy covering an
Employee.

     

     

    (c)          “Forfeiture Event” means a
Termination of Employment for any reason other than death or Retirement,
regardless of whether such Termination of Employment is voluntary or
involuntary.

     

     

     

    
      
        
        

      

      
        1

        
          

        

      

      
        
        

      

    

    (d)          “Plan” means the Twin Disc,
Incorporated Endorsement Split-Dollar Life Insurance Program, as set forth
herein.

     

     

    (e)          “Retirement” means an
Employee’s Termination of Employment on or after the date that the
Employee:

     

     

                  
(1)        Has attained age 65 with at least
5 Years of Service;

     

     

                  
(2)        Has attained age 60 with at least
10 Years of Service;

     

     

    (3)        Has accumulated a
combination of age and Years of Service equaling or exceeding 85;
or

     

     

                  
(4)        Has accumulated at least 30 Years
of Service.

     

     

    (f)           “Rollout Event” means, with
respect to each Policy separately, the latest to occur of the following: (i) the
fifteenth anniversary of the Employee’s commencement of coverage under the
Policy; or (ii) the
Employee’s Retirement.

     

     

    (g)          “Termination for Cause” means
an Employee’s Termination of Employment for any of the following reasons: (i)
the willful and continued failure of by the Employee to substantially perform
his or her duties with the Employer; (ii) the willful engaging by the Employee
in conduct which is demonstrably and materially injurious to the Employer; (iii)
the Employee’s conviction of a felony or conviction of a misdemeanor which
materially impairs the ability of the Employee to substantially performs his or
her duties with the Employer; or (iv) the commission by the Employee of an act
of fraud or material dishonesty involving the Employer.

     

     

    (h)          “Termination of Employment”
means a “separation from service” with the Employer and all affiliates, within
the meaning of Code section 409A(a)(2)(A) and the default rules set forth in
Treasury Regulation section 1.409A-1(h).

     

     

    (i)           “Year of Service” means a
calendar year in which an Employee is credited with at least 1,000 hours of
service.  For this purpose, hours of service shall be determined in
accordance with Department of Labor Regulations 2530.200b-2(b) and
(c).

     

     

    2.           
Ownership
of Policies.  Employer shall be the sole Owner of each of the
Policies.  Unless otherwise provided by this Plan, Employees or their
beneficiaries shall have no legal, equitable or beneficial right, title or
interest in or to the Policies or the proceeds payable under the
Policies.

     

     

    3.           
Policy
Endorsement.  With respect to the Policy or Policies naming an
Employee as the insured, the Employer shall execute one or more endorsements (as
appropriate) (the “Policy Endorsements”) documenting the right of the Employee
to designate the direct and contingent beneficiaries of the aggregate death
benefit proceeds of such Policy or Policies equal to three times Employee’s Base
Salary.

     

     

    
      
        
        

      

      
        2

        
          

        

      

      
        
        

      

    

            
(a)             
 If the Employer owns more than one Policy naming the Employee as the
insured party and the death benefit from the earliest-issued Policy exceeds an
amount equal to three times the Employee’s Base Salary, the remaining death
benefit from such Policy and all of the death benefit from later-issued Policies
shall be paid to the Employer.

     

     

            
(b)              
If the Employer owns more than one Policy naming the Employee as the insured
party and the death benefit from the earliest-issued Policy does not exceed an
amount equal to three times the Employee’s Base Salary, the Employee shall have
the right to designate the beneficiary for the entire amount of the death
benefit from the earliest-issued Policy, and to designate the beneficiary of the
death benefit from each successive Policy until the aggregate death benefit
payable to the Employee’s beneficiary(ies) equals three times the Employee’s
Base Salary.  The Employer shall retain the right to receive any and all
death benefits from such successive Policies to the extent that such benefits
exceed three times the Employee’s Base Salary.

     

     

            
(c)              
If the total of the death benefits from all Policies naming the Employee as the
insured do not exceed three times the Employee’s Base Salary, Employee’s
designated direct and contingent beneficiaries shall receive the entire amount
of the death benefits from the Policies.

     

     

            
(d)              
Notwithstanding the foregoing provisions of this Section 3:  (i) if the
Employer has obtained any indebtedness secured by a Policy covering an Employee,
the amount payable to the Employer will be reduced by the amount of the
indebtedness that remains outstanding; and (ii) if the amount payable to the
Employer is not sufficient to satisfy such indebtedness, the entire amount
payable to the Employer shall be used to satisfy such indebtedness, and the
amount payable to the Employee shall be reduced by an amount sufficient to
satisfy any remaining indebtedness.

     

     

    4.           
Premium
Payments Before and After Retirement.  Prior to an Employee’s
Retirement, the Employer shall pay the entire premium on each Policy covering
the Employee as it becomes due.  Upon the Employee’s
Retirement:

     

     

            
(a)               
the Employer’s obligation to pay premiums under this Section 4 shall cease; and

     

     

            
(b)              
the death benefit under the Policy shall be adjusted, in accordance with the
Insurer’s standard practices, based on the cash value of the Policy and future
Policy dividends that are used to pay premiums in accordance with Section
5.

     

     

     

    
      
        
        

      

      
        3

        
          

        

      

      
        
        

      

    

     

    5.           
Dividends.  Prior to an
Employee’s Retirement, Policy dividends shall be applied to purchase paid-up
additional insurance protection.  After the Employee’s Retirement, Policy
dividends shall be used to pay premiums on the Policy.

     

     

    6.           
Cash
Value.  The cash value of each Policy shall be subject to the claims
of the general creditors of the Employer.

     

     

    7.           
Effect of
Forfeiture Event; Right to Purchase Policies.  Upon the occurrence
of a Forfeiture Event, the Employer shall give the Employee the option to
purchase all (but not less than all) of the Policies naming the Employee as the
insured during a period of 60 days commencing on the date of the Forfeiture
Event.  The purchase price of each Policy shall be the greater of the
Employer Premiums with respect to the Policy or the cash value of the Policy.
 The Employee must pay the purchase price before the end of the 60-day
option period.

     

     

            
(a)            
  If the Employee exercises the option with respect to the Policies, the
Employer shall repay any policy and premium loans and any other indebtedness
secured by each Policy prior to transferring ownership of the Policies to the
Employee.  The Employee’s participation in this Plan shall terminate upon
the transfer of the Policies to the Employee.

     

     

            
(b)              
If the Employee dies during the 60-day option period, death benefits from the
Policies shall be paid in accordance with Section 3 of this Plan.

     

     

            
(c)              If
the Employee fails to exercise the option to purchase the Policies during the
60-day option period, the Employee’s participation in this Plan shall terminate
immediately upon the expiration of the option period.  Upon the termination
of Employee’s participation in the Plan:

     

     

                           
(1)        the Employer’s Policy Endorsements
shall become null and void;

     

     

                           
(2)        the Employee shall have no further
right to any future transfer of ownership of the Policies;

     

     

                           
(3)        the Employer shall have no
obligation to pay any further premiums with respect to the Policies;
and

     

     

                           
(4)        the Employer may, in its full and
absolute discretion, choose to terminate the Policies and recover the cash
value, to maintain the Policies and name itself as the sole beneficiary of any
death proceeds, or to take any other action that it may take as the owner of the
Policies.

     

     

            
(d)              Notwithstanding
the foregoing provisions of this Section 7, if the Employee’s Forfeiture Event
is Termination for Cause, the Employee shall not have the right to purchase the
Policies, and the Employee’s rights under the Plan shall be completely
forfeited.

     

     

     

    
      
        
        

      

      
        4

        
          

        

      

      
        
        

      

    

    8.           
Effect of
Rollout Event.  Upon the occurrence of a Rollout Event with respect
to a Policy, the Employer shall: (i) recover the Employer Premiums on the
Policy; (ii) pay the full amount of  any outstanding indebtedness obtained
by the Employer that is secured by such Policy; and (iii) take such steps as are
appropriate to transfer ownership of the Policy to the Employee.  If the
Rollout Event is the Employee’s Retirement, or if the fifteenth anniversary of
the Employee’s commencement of coverage under the Policy occurs within six
months after the Employee’s Retirement, the Employer shall take the foregoing
steps immediately following the sixth month anniversary of the Employee’s
Retirement.  The Employer may recover the Employer Premiums using either of
the following methods, in its sole discretion:

     

     

     

               
(a)            By directing
the Insurer to withdraw the Employer Premiums from the cash value of the Policy
and paying such amount to the Employer.

     

     

     

               
(b)            By receipt
of payment from the Employee of an amount equal to the Employer
Premiums.

     

     

     

    An Employee’s participation in this Plan shall terminate automatically
upon the transfer of ownership of the last Policy covering the Employee pursuant
to this Plan.

     

     

    9.           
Insurer Not
Liable.  The Insurer shall be bound only by the provisions of and
endorsements on the Policies, and any payments made or action taken by it in
accordance therewith shall fully discharge it from all claims, suits and demands
of all persons whatsoever.  It shall in no way be bound by or be deemed to
have notice of the provisions of this Plan.

     

     

    10.        Assignment Rights. 
The Employee shall have the right to assign any part or all of the
Employee’s interest in a Policy and this Plan to any person, entity or trust by
execution of a written assignment delivered to the Employer and to the
Insurer.

     

     

    11.        Amendments.
 The Employer and an Employee can mutually agree to amend the
Employee’s rights in this Plan, provided that no such amendment may change the
definition of a Rollout Event or the obligations of the Employer following a
Rollout Event, nor shall any such amendment otherwise cause the Plan not to
comply with Section 409A of the Internal Revenue Code and applicable regulations
thereunder.  Any such amendment shall be in writing and signed by the
Employer and Employee.

     

     

    12.        Binding Effect. 
This Plan shall bind Employer and its successors and assigns, Employee
and his heirs, executors, administrators and assigns, and any Policy
beneficiary.

     

     

    13.        ERISA
Requirements.  The following provisions are part of this Plan and
are intended to meet the requirements of the Employee Retirement Income Security
Act of 1974:

     

     

    (a)               
The named fiduciary is the Employer.

     

     

    (b)              
The funding policy under this Plan is that all premiums on the
Policy shall be remitted to the Insurer when due.

     

     

     

    
      
        
        

      

      
        5

        
          

        

      

      
        
        

      

    

    (c)              Direct payment by the Insurer is the basis of payment of benefits under
this Plan, with those benefits in turn being based on the payment of
premiums as provided  in the Plan.

     

     

    (d)              
For claims procedure purposes, the “Claims Manager” shall be the
Employer or its designee.

     

     

    (e)               
The Plan’s claims procedures are as follows:

     

     

    (1)            
If for any reason a claim for benefits under this Plan is denied by
the Employer, the Claims Manager shall deliver to the claimant a written
explanation setting forth the specific reasons for the denial, pertinent
references to the section of this document on which the denial is based, a
description of any additional material or information necessary to perfect the
claim and an explanation of why such material or information is necessary, such
other data as may be pertinent, and information on the procedures to be followed
by the claimant in obtaining a review of his claim (including a statement of the
claimant’s right to bring a civil action under Section 502(a) of ERISA following
an adverse benefit determination on review), all written in a manner calculated
to be understood by the claimant. For this purpose:

     

     

    (A)               
The claimant’s claim shall be deemed filed when presented orally or
in writing to the Claims Manager.

     

     

    (B)                
The Claims Manager’s explanation shall be in writing delivered to
the claimant within 90 days of the date the claim is filed.

     

     

    (2)            
The claimant shall have 60 days following his receipt of the denial
of the claim to file with the Claims Manager a written request for review of the
denial. For such review, the claimant or his representative may submit pertinent
documents and written issues and comments.  The claimant shall be provided,
upon request and free of charge, reasonable access to and copies of all
documents, records and other information relevant to the claim.  The review
shall take into consideration all comments, documents, records and other
information submitted by the claimant, without regard to whether such
information was submitted or considered in the initial benefit
determination.

     

     

     

    
      
        
        

      

      
        6

        
          

        

      

      
        
        

      

    

    (3)            
The Claims Manager shall decide the issue on review and furnish the
claimant with a copy within 60 days of receipt of the claimant’s request for
review of his claim. The decision on review shall be in writing and shall
include specific reasons for the decision, written in a manner calculated to be
understood by the claimant, a statement that the claimant is entitled to
receive, upon request and free of charge, reasonable access to and copies of all
documents, records and other information relevant to the claim, as well as
specific references to the pertinent provisions of this document on which the
decision is based.  If a copy of the decision is not so furnished to the
claimant within such 60 days, the claim shall be deemed denied on
review.

     

     

     

     

     

    5372806_6.DOC

     

    
      
        
        

      

      
        7ex10_1.htm

    Exhibit 10.1

    
      
        

      

    FIRST
AMENDMENT

    TO

    FOURTH AMENDED AND RESTATED
REVOLVING CREDIT AGREEMENT

    

    

    

    This
First Amendment to Fourth Amended and Restated Revolving Credit Agreement (this
“Amendment”),
dated as of December 15, 2008, is entered into by (1) FRONTIER OIL AND REFINING
COMPANY, a Delaware corporation (the “Borrower”),
(2) FRONTIER OIL CORPORATION, a Wyoming corporation (“FOC”), (3)
each of the financial institutions party to the Credit Agreement referred to
below (the “Lenders”)
and (4) UNION BANK OF CALIFORNIA, N.A., a national banking association, as
administrative agent (the “Administrative
Agent”) for the Lenders.

    

    

    Recitals

    

    A.           The
Borrower, FOC, the Lenders, the Administrative Agent and BNP Paribas, a French
banking corporation, as syndication agent, are party to a Fourth Amended and
Restated Revolving Credit Agreement dated as of August 19, 2008 (the “Credit
Agreement”). Terms defined in the Credit Agreement and not otherwise
defined herein have the same respective meanings when used herein, and the rules
of interpretation set forth in Section 1.3 of the Credit Agreement are
incorporated herein by reference.

    

    B.           The
Borrower has requested that the definition of “Consolidated EBITDA” in the
Credit Agreement (1) be amended to exclude the effects of hedging gains and
losses if the Borrower switches its inventory-valuation method from first-in
first-out (FIFO) to last-in first-out (LIFO) but (2) continue to include the
effects of hedging gains and losses as long as the Borrower maintains first-in
first-out (FIFO) as its inventory-valuation method. Accordingly, for good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the Borrower, FOC, the Lenders and the Administrative Agent hereby
agree as set forth below.

    

    

    SECTION
1. Amendment to Credit
Agreement

    . Subject
to satisfaction of the conditions precedent set forth in Section 2 of this
Amendment, the Borrower, FOC and the Lenders hereby agree that the definition of
“Consolidated EBITDA” in Section 1.1 of the Credit Agreement is amended in full
to read as follows:

    

    “‘Consolidated
EBITDA’ means, for FOC and its Subsidiaries on a consolidated basis for
any period, Consolidated Net Income plus (a) without duplication and to the
extent reflected as a charge in the statement of Consolidated Net Income, the
sum of (i) income-tax expense, (ii) Consolidated Interest Expense, (iii)
depletion, depreciation and amortization expense, (iv) extraordinary charges or
losses, (v) losses under Hedge Agreements (but only if and so long as the
Borrower utilizes last-in first-out (LIFO) as its inventory-valuation method)
and (vi) other noncash charges, expenses or losses (excluding any such charge,
expense or loss incurred in the ordinary course of business that constitutes an
accrual of or reserve for cash charges for any future period), provided that
cash payments made during such period or in any future period in respect of such
noncash charges, expenses or losses (other than any such excluded charge,
expense or loss) shall be subtracted from Consolidated Net Income in calculating
Consolidated EBITDA for the period in which such payments are made, minus (b)
without duplication and to the extent included in the statement of such
Consolidated Net Income for such period, the sum of (i) interest income, (ii)
extraordinary income or gains, (iii) gains under Hedge Agreements (but only if
and so long as the Borrower utilizes last-in first-out (LIFO) as its
inventory-valuation method) and (iv) other noncash income (excluding any items
that represent the reversal of any accrual of, or cash reserve for, anticipated
cash charges in any prior period that are described in the parenthetical in
clause (a)(vi) above).”

    

    SECTION
2. Conditions
Precedent

    . This
Amendment shall become effective on the date, not later than December 31, 2008,
on which the Administrative Agent has received all of the following, each dated
the date hereof, in form and substance satisfactory to the Administrative Agent
and in the number of originals requested thereby:

    

    (a) this
Amendment, duly executed by the Borrower, FOC and the Majority Lenders;
and

    

    (b) a consent
to this Amendment, duly executed by the Guarantors and by the Borrower, in its
capacity as guarantor under the Borrower Guaranty.

    

    SECTION
3. Representations and
Warranties

    . Each of
the Borrower and FOC represents and warrants to the Lenders and the
Administrative Agent as set forth below.

    

    (a) The
execution, delivery and performance by each of the Borrower and FOC of this
Amendment and the Credit Agreement, as amended hereby, and the consummation of
the transactions contemplated hereby and thereby, are within such Credit Party’s
legal powers, have been duly authorized by all necessary legal action and do not
(i) contravene such Credit Party’s charter documents or bylaws, (ii) violate any
Governmental Rule, (iii) conflict with or result in the breach of, or constitute
a default under, any Material Contract, loan agreement, indenture, mortgage,
deed of trust or lease, or any other contract or instrument, binding on or
affecting such Credit Party, any of its Subsidiaries or any of their respective
properties, the conflict, breach or default of which could reasonably be
expected to have a Material Adverse Effect, or (iv) result in or require the
creation or imposition of any Lien upon or with respect to any of the properties
of such Credit Party or any of its Subsidiaries, except for Liens created or
permitted under the Credit Documents, as amended hereby. Neither such Credit
Party nor any of its Subsidiaries is in violation of any Governmental Rule or in
breach of any such contract, loan agreement, indenture, mortgage, deed of trust,
lease or other contract or instrument, the violation or breach of which could
reasonably be expected to have a Material Adverse Effect.

    

    (b) No
Governmental Action, and no authorization, approval or other action by, or
notice to, any third party, is required for the due execution, delivery or
performance by the Borrower or FOC of this Amendment or the Credit Agreement, as
amended hereby, or for the consummation of the transactions contemplated hereby
or thereby, except for (i) authorizations, approvals and other actions by, and
notices to, third parties, the failure to obtain which could not reasonably be
expected to have a Material Adverse Effect, and (ii) Governmental Action that
has been duly obtained, taken, given or made and is in full force and
effect.

    

    (c) This
Amendment and the Credit Agreement, as amended hereby, have been duly executed
and delivered by the Borrower and FOC. This Amendment and the Credit Agreement,
as amended hereby, are the legal, valid and binding obligations of the Borrower
and FOC, enforceable against each such Credit Party in accordance with their
respective terms, except as the enforceability hereof or thereof may be limited
by bankruptcy, insolvency, moratorium, reorganization or other similar laws
affecting creditors’ rights generally or by equitable principles relating to
enforceability.

    

    (d) Each of
the Security Agreement and the Stock Pledge Agreement constitutes a valid and
perfected first-priority Lien on the Collateral purported to be encumbered
thereby, enforceable against all third parties in all jurisdictions, and secures
the payment of all obligations of the Borrower or FRMI, as applicable, under the
Credit Documents, as amended hereby, to which the Borrower or FRMI, as
applicable, is a party, and the execution, delivery and performance of this
Amendment do not adversely affect the Lien of the Security Agreement or the
Stock Pledge Agreement.

    

    (e) There has
been no amendment to the charter documents or bylaws of the Borrower or FOC on
or after August 19, 2008, except for the amendment and restatement of FOC’s
bylaws as provided in the Report on Form 8-K dated November 11, 2008 filed with
the Securities and Exchange Commission. The representations and warranties
contained in each Credit Document, as amended hereby, to which the Borrower
and/or FOC is a party are correct in all material respects on and as of the date
hereof, before and after giving effect to this Amendment, as though made on and
as of the date hereof. No event has occurred and is continuing, or would result
from the effectiveness of this Amendment, that constitutes a
Default.

    

    SECTION
4. Reference to and Effect on
Credit Documents

    .

    

    (a) On and
after the effective date of this Amendment, each reference in the Credit
Agreement to “this Agreement,” “hereunder,” “hereof,” “herein” or words of like
import referring to the Credit Agreement, and each reference in the other Credit
Documents to “the Credit Agreement,” “thereunder,” “thereof,” “therein” or words
of like import referring to the Credit Agreement, shall mean and be a reference
to the Credit Agreement as amended by this Amendment.

    

    (b) Except as
specifically amended above, the Credit Agreement and the other Credit Documents
shall remain in full force and effect and are hereby ratified and confirmed.
Without limiting the generality of the foregoing, the Security Agreement and the
Stock Pledge Agreement and all of the Collateral described therein do and shall
continue to secure the payment of all obligations under the Credit Documents, as
amended hereby, stated to be secured thereby.

    

    (c) The
execution, delivery and effectiveness of this Amendment shall not operate as a
waiver of any right, power or remedy of the Administrative Agent or any Lender
under any of the Credit Documents or constitute a waiver of any provision of any
of the Credit Documents.

    

    SECTION
5. Costs and
Expenses

    . The
Borrower agrees to pay on demand all costs and expenses of the Administrative
Agent in connection with the preparation, execution and delivery of this
Amendment and the other instruments and documents to be delivered hereunder,
including the reasonable fees and out-of-pocket expenses of counsel for the
Administrative Agent with respect thereto and with respect to advising the
Administrative Agent as to its rights and responsibilities hereunder and
thereunder.

    

    SECTION
6. Execution in
Counterparts

    . This
Amendment may be executed in any number of counterparts and by the parties
hereto in separate counterparts, each of which when so executed and delivered
shall be deemed to be an original and all of which taken together shall
constitute one and the same agreement. Delivery of an executed counterpart of a
signature page to this Amendment by telecopier or e-mail shall be effective as
delivery of an originally executed counterpart of this Amendment.

    

    SECTION
7. Governing
Law

    . THIS AMENDMENT SHALL BE GOVERNED BY,
AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF
CALIFORNIA APPLICABLE TO CONTRACTS MADE AND PERFORMED IN THE STATE OF
CALIFORNIA.

    

    

    

    

    [Signature
pages follow.]

    

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    The
parties hereto have caused this Amendment to be executed by their respective
duly authorized representatives as of the date first written above.

    

    

    FRONTIER
OIL AND REFINING COMPANY

    

    

    By:           /s/ Michael C.
Jennings                                                      

    Name:                      Michael C.
Jennings                                                      

    Title:                      EVP &
CFO                                                      

    

    

    

    FRONTIER
OIL CORPORATION

    

    

    By:           /s/ Doug S.
Aron                                                      

    Name:                      Doug S.
Aron                                                      

    Title:                      VP – Corporate
Finance                                                      

    

    

    

    UNION
BANK OF CALIFORNIA, N.A.,

       as
Administrative Agent and Lender

    

    

    By:           /s/ Randall L.
Osterberg                                                      

    Name:                      Randall L.
Osterberg                                                      

    Title:                      Sr. Vice President – US
Marketing Manager

    

    

    

    BNP
PARIBAS

    

    

    By:           /s/ Douglas R.
Liftman                                                      

    Name:                      Douglas R.
Liftman                                                      

    Title:                      Managing
Director                                                      

    

    

    By:           /s/ Courtney
Kubesch                                                                

    Name:                      Courtney
Kubesch                                                      

    Title:                      Vice
President                                                      

    

    

    

    TORONTO
DOMINION (TEXAS) LLC

    

    

    By:                                                      

    Name:                                                                

    Title:                                                                

    

    

    

    WELLS
FARGO BANK, N.A.

    

    

    By:           /s/ Oleg
Kogan                                           

    Name:                      Oleg
Kogan                                                      

    Title:                      Vice
President                                                                

    

    

    

    U.S. BANK
NATIONAL ASSOCIATION

    

    

    By:           /s/ Monte E.
Deckerd                                                                

    Name:                      Monte E.
Deckerd                                                      

    Title:                      Senior Vice
President                                                                

    

    

    

    EXPORT
DEVELOPMENT CANADA

    

    

    By:                                                      

    Name:                                                                

    Title:                                                                

    

    

    By:                                                      

    Name:                                                                

    Title:                                                                

    

    

    SUMITOMO
MITSUI BANKING CORPORATION

    

    

    By:                                                      

    Name:                                                                

    Title:                                                                

    

    

    

    BANK OF
SCOTLAND PLC

    

    

    By:           /s/ Julia R
Franklin                                                      

    Name:                      Julia R
Franklin                                                      

    Title:                      Assistant Vice
President                                                      

    

    

    

    CAPITAL
ONE, N.A.

    

    

    By:           /s/ Wes
Fontana                                                      

    Name:                      Wes
Fontana                                                      

    Title:                      Assistant Vice
President                                                      

    

    

    

    UBS LOAN
FINANCE LLC

    

    

    By:           /s/ Richard L.
Tavrow                                                                

    Name:                      Richard L.
Tavrow                                                      

    Title:                      Director                                           

    

    

    By:           /s/ Mary E.
Evans                                                      

    Name:                      Mary E.
Evans                                                      

    Title:                      Associate
Director                                                      

    

    

    

    THE FROST
NATIONAL BANK

    

    

    By:           /s/ Thomas H.
Dungan                                                      

    Name:                      Thomas H.
Dungan                                                      

    Title:                      Sr. Vice
President                                                      

    

    

    

    NATIXIS

    

    

    By:           /s/ Daniel
Payer                                                      

    Name:                      Daniel
Payer                                                      

    Title:                      Director                                           

    

    

    By:           /s/ Louis P. Laville,
III                                                      

    Name:                      Louis P. Laville,
III                                                      

    Title:                      Managing
Director

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