Document:

Exhibit
10.2

 

MONEYLION
INC.

2021 EMPLOYEE STOCK PURCHASE PLAN

 

ARTICLE I.

PURPOSE

 

The
purposes of this MoneyLion Inc. 2021 Employee Stock Purchase Plan (as it may be amended or restated from time to time, the “Plan”)
are to assist Eligible Employees of MoneyLion Inc., a Delaware corporation (the “Company”) and its Designated
Subsidiaries in acquiring a stock ownership interest in the Company and to help Eligible Employees provide for their future security
and to encourage them to remain in the employment of the Company and its Designated Subsidiaries. The Plan has two components: (a) one
component (the “423 Component”) is intended to qualify as an “employee stock purchase plan” within
the meaning of Section 423(b) of the Code, and the Plan will be interpreted in a manner that is consistent with that intent,
and (b) the other component (the “Non-423 Component”), which is not intended to qualify as an “employee
stock purchase plan” within the meaning of Section 423(b) of the Code, authorizes the grant of rights to purchase Common Stock
pursuant to rules, procedures or sub-plans adopted by the Administrator that are designed to achieve tax, securities laws or other objectives
for Eligible Employees. Except as otherwise provided herein, the Non-423 Component will operate and be administered in the same manner
as the 423 Component.

 

ARTICLE II.

DEFINITIONS AND CONSTRUCTION

 

Wherever
the following terms are used in the Plan, they shall have the meanings specified below, unless the context clearly indicates otherwise.
The singular pronoun shall include the plural where the context so indicates. Masculine, feminine and neuter pronouns are used interchangeably
and each comprehends the others.

 

2.1
“Administrator” shall mean the entity that conducts the general administration of the Plan as provided in Article XI.
The term “Administrator” shall refer to the Committee (as defined below) unless the Board has assumed the authority for administration
of the Plan as provided in Article XI.

 

2.2
“Applicable Law” means any applicable law, including the requirements relating to the administration of equity-based
awards under U.S. state corporate laws, U.S. federal and state securities laws, the Code, any stock exchange or quotation system on which
the Common Stock is listed or quoted and the applicable laws of any foreign country or jurisdiction where rights are, or will be, granted
under the Plan.

 

2.3
“Board” shall mean the Board of Directors of the Company.

 

2.4
“Code” shall mean the Internal Revenue Code of 1986, as amended, and the regulations issued thereunder.

 

2.5
“Common Stock” shall mean the Class A common stock of the Company, par value $0.0001 per share.

 

2.6
“Company” shall mean MoneyLion Inc., a Delaware corporation.

 

2.7
“Compensation” of an Eligible Employee shall mean the gross base compensation received by such Eligible Employee
as compensation for services to the Company or any Designated Subsidiary, including prior week adjustment and overtime payments but excluding
vacation pay, holiday pay, jury duty pay, funeral leave pay, military leave pay, commissions, incentive compensation, payments made under
any bonus program, one-time bonuses (e.g., retention or sign on bonuses), education or tuition reimbursements, travel expenses, business
and moving reimbursements, income received in connection with any stock options, stock appreciation rights, restricted stock, restricted
stock units or other compensatory equity awards, fringe benefits, other special payments and all contributions made by the Company or
any Designated Subsidiary for the Employee’s benefit under any employee benefit plan now or hereafter established.

 

     

    

    

 

2.8
“Designated Subsidiary” shall mean any Subsidiary or affiliate of the Company designated by the Administrator
in accordance with Section 11.3(b). For purposes of the 423 Component, only the Company’s Subsidiaries may be Designated Subsidiaries;
provided, however, that at any given time, a Subsidiary that is a Designated Subsidiary under the 423 Component will not
be a Designated Subsidiary under the Non-423 Component.

 

2.9
“Effective Date” shall mean the date on which the Plan is adopted by the Board and approved by
the shareholders of the Company.

 

2.10
“Eligible Employee” shall mean an Employee who does not, immediately after any rights under the Plan are granted,
own (directly or through attribution) stock possessing 5% or more of the total combined voting power or value of all classes of common
stock of the Company and other stock of the Company, a Parent or a Subsidiary (as determined under Section 423(b)(3) of the
Code). For purposes of the foregoing sentence, the rules of Section 424(d) of the Code with regard to the attribution
of stock ownership shall apply in determining the stock ownership of an individual, and stock that an Employee may purchase under outstanding
options shall be treated as stock owned by the Employee; provided, however, that the Administrator may provide in an Offering
Document that an Employee shall not be eligible to participate in an Offering Period if: (i) such Employee is a highly compensated
employee within the meaning of Section 423(b)(4)(D) of the Code, (ii) such Employee has not met a service requirement
designated by the Administrator pursuant to Section 423(b)(4)(A) of the Code (which service requirement may not exceed two
years), (iii) such Employee’s customary employment is for twenty hours or less per week, (iv) such Employee’s customary
employment is for less than five months in any calendar year and/or (v) such Employee is a citizen or resident of a foreign jurisdiction
and the grant of a right to purchase Common Stock under the Plan to such Employee would be prohibited under the laws of such foreign
jurisdiction, as determined by the Administrator in its sole discretion; provided, further, that any exclusion in clauses
(i), (ii), (iii), (iv) or (v) shall be applied in an identical manner under each Offering Period to all Employees, in accordance
with Treasury Regulation Section 1.423-2(e).

 

2.11
“Employee” shall mean any officer or other employee (as defined in accordance with Section 3401(c) of
the Code) of the Company or any Designated Subsidiary. “Employee” shall not include any director of the Company or a Designated
Subsidiary who does not render services to the Company or a Designated Subsidiary as an employee within the meaning of Section 3401(c) of
the Code. For purposes of the Plan, the employment relationship shall be treated as continuing intact while the individual is on sick
leave or other leave of absence approved by the Company or Designated Subsidiary and meeting the requirements of Treasury Regulation
Section 1.421-1(h)(2). Where the period of leave exceeds three months and the individual’s right to reemployment is not guaranteed
either by statute or by contract, the employment relationship shall be deemed to have terminated on the first day immediately following
such three-month period.

 

2.12
“Enrollment Date” shall mean, with respect to an Offering Period, the first Trading Day of such Offering Period.

 

2.13
“Exchange Act” shall mean the Securities Exchange Act of 1934, as amended from time to time.

 

2.14
“Fair Market Value” shall mean, as of any date, the value of a Share determined as follows: (i) if the
Common Stock is listed on any established stock exchange, national market system or quoted or traded on any automated quotation system,
including without limitation the New York Stock Exchange, its Fair Market Value will be the closing sales price for a Share (or the closing
bid, if no sales were reported) as quoted on such exchange or system on the Trading Day immediately preceding the date of determination,
as reported in The Wall Street Journal or such other source as the Administrator deems reliable; (ii) if the Common Stock
is not listed on an established stock exchange, national market system or automated quotation system, but the Common Stock is regularly
quoted by a recognized securities dealer, the Fair Market Value of a Share will be the mean of the high bid and low asked prices for
such date or, if no high bids and low asks were reported on such date, the high bid and low asked prices for a Share on the last preceding
date such bids and asks were reported, as reported in The Wall Street Journal or such other source as the Administrator deems
reliable; or (iii) in the absence of an established market for the Common Stock, the Fair Market Value will be determined in good
faith by the Administrator.

 

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2.15
“Offering Document” shall have the meaning given to such term in Section 4.1.

 

2.16
“Offering Period” shall have the meaning given to such term in Section 4.1.

 

2.17
“Parent” shall mean any corporation, other than the Company, in an unbroken chain of corporations ending with
the Company if, at the time of the determination, each of the corporations other than the Company owns stock possessing 50% or more of
the total combined voting power of all classes of stock in one of the other corporations in such chain.

 

2.18
“Participant” shall mean any Eligible Employee who has executed a subscription agreement and been granted rights
to purchase Common Stock pursuant to the Plan.

 

2.19
“Person” shall mean any “person” or related “group” of “persons” (as such
terms are used in Sections 13(d) and 14(d)(2) of the Exchange Act).

 

2.20
“Plan” shall mean this MoneyLion Inc. 2021 Employee Stock Purchase Plan, as it may be amended from time to
time.

 

2.21
“Purchase Date” shall mean the last Trading Day of each Purchase Period.

 

2.22
“Purchase Period” shall refer to one or more periods within an Offering Period, as designated in the applicable
Offering Document; provided, however, that, in the event no purchase period is designated by the Administrator in the applicable
Offering Document, the purchase period for each Offering Period covered by such Offering Document shall be the same as the applicable
Offering Period.

 

2.23
“Purchase Price” shall mean the purchase price designated by the Administrator in the applicable Offering Document
(which purchase price shall not be less than 85% of the Fair Market Value of a Share on the Enrollment Date or on the Purchase Date,
whichever is lower); provided, however, that, in the event no purchase price is designated by the Administrator in the
applicable Offering Document, the purchase price for the Offering Periods covered by such Offering Document shall be 85% of the Fair
Market Value of a Share on the Enrollment Date or on the Purchase Date, whichever is lower; provided, further, that the
Purchase Price may be adjusted by the Administrator pursuant to Article VIII and shall not be less than the par value of a Share.

 

2.24
“Securities Act” shall mean the Securities Act of 1933, as amended.

 

2.25
“Share” shall mean a share of Common Stock.

 

2.26
“Subsidiary” shall mean any corporation, other than the Company, in an unbroken chain of corporations beginning
with the Company if, at the time of the determination, each of the corporations other than the last corporation in an unbroken chain
owns stock possessing 50% or more of the total combined voting power of all classes of stock in one of the other corporations in such
chain; provided, however, that a limited liability company or partnership may be treated as a Subsidiary to the extent either
(a) such entity is treated as a disregarded entity under Treasury Regulation Section 301.7701-3(a) by reason of the Company
or any other Subsidiary that is a corporation being the sole owner of such entity, or (b) such entity elects to be classified as
a corporation under Treasury Regulation Section 301.7701-3(a) and such entity would otherwise qualify as a Subsidiary.

 

2.27
“Trading Day” shall mean a day on which national stock exchanges in the United States are open for trading.

 

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ARTICLE III.

SHARES SUBJECT TO THE PLAN

 

3.1
Number of Shares. Subject to Article VIII, the aggregate number of Shares that may be issued pursuant to rights granted under
the Plan shall be 3,936,035. In addition to the foregoing, subject to Article VIII, during the term of the Plan, commencing on January
1, 2022 and ending on (and including), January 1, 2032, the number of Shares available for issuance under the Plan shall be increased
by that number of Shares equal to the least of (a) 3,936,035 Shares (subject to any adjustment pursuant to Article VIII), (b) 1.5%
of the outstanding shares of all classes of the Company’s common stock on the final day of the immediately preceding calendar year
or (c) such smaller number of Shares as determined by the Board. If any right granted under the Plan shall for any reason terminate
without having been exercised, the Common Stock not purchased under such right shall again become available for issuance under the Plan.

 

3.2
Stock Distributed. Any Common Stock distributed pursuant to the Plan may consist, in whole or in part, of authorized and unissued
Common Stock, treasury stock or Common Stock purchased on the open market.

 

ARTICLE IV.

OFFERING PERIODS; OFFERING DOCUMENTS; PURCHASE DATES

 

4.1
Offering Periods. The Administrator may, from time to time, grant or provide for the grant of rights to purchase Common Stock
under the 423 Component or the Non-423 Component of the Plan to Eligible Employees during one or more periods (each, an “Offering
Period”) selected by the Administrator. The terms and conditions applicable to each Offering Period shall be set forth
in an “Offering Document” adopted by the Administrator, which Offering Document shall be in such form and shall
contain such terms and conditions as the Administrator shall deem appropriate and shall be incorporated by reference into and made part
of the Plan and shall be attached hereto as part of the Plan. The provisions of separate Offering Periods under the Plan need not be
identical.

 

4.2
Offering Documents. Each Offering Document with respect to an Offering Period shall specify (through incorporation of the provisions
of the Plan by reference or otherwise):

 

(a)
the length of the Offering Period, which period shall not exceed twenty-seven months;

 

(b)
the maximum number of Shares that may be purchased by any Eligible Employee during such Offering Period; and

 

(c)
such other provisions as the Administrator determines are appropriate, subject to the Plan.

 

ARTICLE V.

ELIGIBILITY AND PARTICIPATION

 

5.1
Eligibility. Any Eligible Employee who shall be employed by the Company or a Designated Subsidiary on a given Enrollment Date
for an Offering Period shall be eligible to participate in the Plan during such Offering Period, subject to the requirements of this
Article V and the limitations imposed by Section 423(b) of the Code.

 

5.2
Enrollment in Plan.

 

(a)
Except as otherwise set forth in an Offering Document or determined by the Administrator, an Eligible Employee may become a Participant
in the Plan for an Offering Period by delivering a subscription agreement to the Company by such time prior to the Enrollment Date for
such Offering Period (or such other date specified in the Offering Document) designated by the Administrator and in such form (which
may be electronic) as the Company provides.

 

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(b)
Each subscription agreement shall designate a whole percentage of such Eligible Employee’s Compensation to be withheld by the Company
or the Designated Subsidiary employing such Eligible Employee on each payday during the Offering Period as payroll deductions under the
Plan. The designated percentage may not be less than 1% and may not be more than the maximum percentage specified by the Administrator
in the applicable Offering Document (which percentage shall be 15% in the absence of any such designation) as payroll deductions. The
payroll deductions made for each Participant shall be credited to an account for such Participant under the Plan and shall be deposited
with the general funds of the Company.

 

(c)
A Participant may decrease the percentage of Compensation designated in his or her subscription agreement, subject to the limits of this
Section 5.2, or may suspend his or her payroll deductions, at any time during an Offering Period; provided, however,
that the Administrator may limit the number of changes a Participant may make to his or her payroll deduction elections during each Offering
Period in the applicable Offering Document (and in the absence of any specific designation by the Administrator, a Participant shall
be allowed one decrease (and no increases) to his or her payroll deduction elections during each Offering Period). Any such change or
suspension of payroll deductions shall be effective with the first full payroll period following five business days after the Company’s
receipt of the new subscription agreement (or such shorter or longer period as may be specified by the Administrator in the applicable
Offering Document).  In the event a Participant suspends his or her payroll deductions, such Participant’s cumulative payroll
deductions prior to the suspension shall remain in his or her account and shall be applied to the purchase of Shares on the next occurring
Purchase Date and shall not be paid to such Participant unless he or she withdraws from participation in the Plan pursuant to Article VII.

 

(d)
Except as otherwise set forth in an Offering Document or determined by the Administrator, a Participant may participate in the Plan only
by means of payroll deduction and may not make contributions by lump sum payment for any Offering Period.

 

5.3
Payroll Deductions. Except as otherwise provided in the applicable Offering Document, payroll deductions for a Participant shall
commence on the first payroll following the Enrollment Date and shall end on the last payroll in the Offering Period to which the Participant’s
authorization is applicable, unless sooner terminated by the Participant as provided in Article VII or suspended by the Participant
or the Administrator as provided in Section 5.2 and Section 5.6, respectively.

 

5.4
Effect of Enrollment. A Participant’s completion of a subscription agreement will enroll such Participant in the Plan for
each subsequent Offering Period on the terms contained therein until the Participant either submits a new subscription agreement, withdraws
from participation under the Plan as provided in Article VII or otherwise becomes ineligible to participate in the Plan.

 

5.5
Limitation on Purchase of Common Stock. An Eligible Employee may not be granted rights under the 423 Component of the Plan if
such rights, together with any other rights granted to such Eligible Employee under “employee stock purchase plans” of the
Company, any Parent or any Subsidiary, as specified by Section 423(b)(8) of the Code, permit such employee’s rights to
purchase stock of the Company or any Parent or Subsidiary to accrue at a rate that exceeds $25,000 of the fair market value of such stock
(determined as of the first day of the Offering Period during which such rights are granted) for each calendar year in which such rights
are outstanding at any time. This limitation shall be applied in accordance with Section 423(b)(8) of the Code.

 

5.6
Decrease or Suspension of Payroll Deductions. Notwithstanding the foregoing, to the extent necessary to comply with Section 423(b)(8) of
the Code and Section 5.5 or the other limitations set forth in the Plan, a Participant’s payroll deductions may be suspended
by the Administrator at any time during an Offering Period. The balance of the amount credited to the account of each Participant that
has not been applied to the purchase of Shares by reason of Section 423(b)(8) of the Code, Section 5.5 or the other limitations
set forth in the Plan shall be paid to such Participant in one lump sum in cash as soon as reasonably practicable after the Purchase
Date.

 

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5.7
Foreign Employees. In order to facilitate participation in the Plan, the Administrator may provide for such special terms applicable
to Participants who are citizens or residents of a foreign jurisdiction, or who are employed by a Designated Subsidiary outside of the
United States, as the Administrator may consider necessary or appropriate to accommodate differences in local law, tax policy or custom,
including through participation in an Offering Period under the Non-423 Component of the Plan. Except as otherwise provided herein, such
special terms may not be more favorable than the terms of rights granted under the 423 Component of the Plan to Eligible Employees who
are residents of the United States. Moreover, the Administrator may approve such supplements to, or amendments, restatements or alternative
versions of, the Plan as it may consider necessary or appropriate for such purposes without thereby affecting the terms of the Plan as
in effect for any other purpose. No such special terms, supplements, amendments or restatements shall include any provisions that are
inconsistent with the terms of the Plan as then in effect unless the Plan could have been amended to eliminate such inconsistency without
further approval by the stockholders of the Company.

 

5.8
Leave of Absence. During leaves of absence approved by the Company meeting the requirements of Treasury Regulation Section 1.421-1(h)(2) under
the Code, a Participant may continue participation in the Plan by making cash payments to the Company on his or her normal payday equal
to his or her authorized payroll deduction.

 

ARTICLE VI.

GRANT AND EXERCISE OF RIGHTS

 

6.1
Grant of Rights. On the Enrollment Date of each Offering Period, each Eligible Employee participating in such Offering Period
shall be granted a right to purchase the maximum number of Shares specified in the Offering Documents under Section 4.2, subject
to the limits in Section 5.5, and shall have the right to buy, on each Purchase Date during such Offering Period (at the applicable
Purchase Price), such number of whole Shares as is determined by dividing (a) such Participant’s payroll deductions accumulated
prior to such Purchase Date and retained in the Participant’s account as of the Purchase Date, by (b) the applicable Purchase
Price (rounded down to the nearest Share). The right shall expire on the earliest of: (x) the last Purchase Date of the Offering
Period, (y) the last day of the Offering Period and (z) the date on which the Participant withdraws in accordance with Section 7.1
or Section 7.3.

 

6.2
Exercise of Rights. On each Purchase Date, each Participant’s accumulated payroll deductions and any other additional payments
specifically provided for in the applicable Offering Document will be applied to the purchase of whole Shares, up to the maximum number
of Shares permitted pursuant to the terms of the Plan and the applicable Offering Document, at the Purchase Price. No fractional Shares
shall be issued upon the exercise of rights granted under the Plan, unless the Offering Document specifically provides otherwise. Any
cash in lieu of fractional Shares remaining after the purchase of whole Shares upon exercise of a purchase right will be credited to
a Participant’s account and carried forward and applied toward the purchase of whole Shares for the next following Offering Period.
Shares issued pursuant to the Plan may be evidenced in such manner as the Administrator may determine and may be issued in certificated
form or issued pursuant to book-entry procedures.

 

6.3
Pro Rata Allocation of Shares. If the Administrator determines that, on a given Purchase Date, the number of Shares with respect
to which rights are to be exercised may exceed (a) the number of Shares that were available for issuance under the Plan on the Enrollment
Date of the applicable Offering Period, or (b) the number of Shares available for issuance under the Plan on such Purchase Date,
the Administrator may in its sole discretion provide that the Company shall make a pro rata allocation of the Shares available for purchase
on such Enrollment Date or Purchase Date, as applicable, in as uniform a manner as shall be practicable and as it shall determine in
its sole discretion to be equitable among all Participants for whom rights to purchase Common Stock are to be exercised pursuant to this
Article VI on such Purchase Date, and shall either (i) continue all Offering Periods then in effect, or (ii) terminate
any or all Offering Periods then in effect pursuant to Article IX. The Company may make pro rata allocation of the Shares available
on the Enrollment Date of any applicable Offering Period pursuant to the preceding sentence, notwithstanding any authorization of additional
Shares for issuance under the Plan by the Company’s stockholders subsequent to such Enrollment Date. The balance of the amount
credited to the account of each Participant that has not been applied to the purchase of Shares shall be paid to such Participant in
one lump sum in cash as soon as reasonably practicable after the Purchase Date.

 

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6.4
Withholding. At the time a Participant’s rights under the Plan are exercised, in whole or in part, or at the time some or
all of the Common Stock issued under the Plan is disposed of, the Participant must make adequate provision for the Company’s federal,
state, or other tax withholding obligations, if any, that arise upon the exercise of the right or the disposition of the Common Stock.
At any time, the Company may, but shall not be obligated to, withhold from the Participant’s compensation the amount necessary
for the Company to meet applicable withholding obligations.

 

6.5
Conditions to Issuance of Common Stock. The Company shall not be required to issue or deliver any certificate or certificates
for, or make any book entries evidencing, Shares purchased upon the exercise of rights under the Plan prior to fulfillment of all of
the following conditions:

 

(a)
The admission of such Shares to listing on all stock exchanges, if any, on which the Common Stock is then listed;

 

(b)
The completion of any registration or other qualification of such Shares under any state or federal law or under the rulings or regulations
of the Securities and Exchange Commission or any other governmental regulatory body that the Administrator shall, in its absolute discretion,
deem necessary or advisable;

 

(c)
The obtaining of any approval or other clearance from any state or federal governmental agency that the Administrator shall, in its absolute
discretion, determine to be necessary or advisable;

 

(d)
The payment to the Company of all amounts that it is required to withhold under federal, state or local law upon exercise of the rights,
if any; and

 

(e)
The lapse of such reasonable period of time following the exercise of the rights as the Administrator may from time to time establish
for reasons of administrative convenience.

 

ARTICLE VII.

WITHDRAWAL; CESSATION OF ELIGIBILITY

 

7.1
Withdrawal. A Participant may withdraw all but not less than all of the payroll deductions credited to his or her account and
not yet used to exercise his or her rights under the Plan at any time by giving written notice to the Company in a form acceptable to
the Company no later than one week prior to the end of the Offering Period. All of the Participant’s payroll deductions credited
to his or her account during an Offering Period shall be paid to such Participant as soon as reasonably practicable after receipt of
notice of withdrawal, such Participant’s rights for the Offering Period shall be automatically terminated, and no further payroll
deductions for the purchase of Shares shall be made for such Offering Period. If a Participant withdraws from an Offering Period, payroll
deductions shall not resume at the beginning of the next Offering Period unless the Participant timely delivers to the Company a new
subscription agreement.

 

7.2
Future Participation. A Participant’s withdrawal from an Offering Period shall not have any effect upon his or her eligibility
to participate in any similar plan that may hereafter be adopted by the Company or a Designated Subsidiary or in subsequent Offering
Periods that commence after the termination of the Offering Period from which the Participant withdraws.

 

7.3
Cessation of Eligibility. Upon a Participant’s ceasing to be an Eligible Employee for any reason, he or she shall be deemed
to have elected to withdraw from the Plan pursuant to this Article VII and the payroll deductions credited to such Participant’s
account during the Offering Period shall be paid to such Participant or, in the case of his or her death, to the Person or Persons entitled
thereto under Section 12.4, as soon as reasonably practicable, and such Participant’s rights for the Offering Period shall
be automatically terminated.

 

7.4  Transfer
of Employment. If a Participant transfers from an Offering Period under the 423 Component to an Offering Period under the Non-423
Component, the exercise of the Participant’s right to purchase Common Stock will be qualified under the 423 Component only to the
extent that such exercise complies with Section 423 of the Code. If a Participant transfers from an Offering Period under the Non-423
Component to an Offering Period under the 423 Component, the exercise of the Participant’s rights will remain non-qualified under
the Non-423 Component.

 

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ARTICLE VIII.

ADJUSTMENTS UPON CHANGES IN STOCK

 

8.1
Changes in Capitalization. Subject to Section 8.3, in the event that the Administrator determines that any dividend or other
distribution (whether in the form of cash, Common Stock, other securities, or other property), reorganization, merger, amalgamation,
consolidation, combination, repurchase, recapitalization, liquidation, dissolution, or sale, transfer, exchange or other disposition
of all or substantially all of the assets of the Company, or sale or exchange of Common Stock or other securities of the Company, issuance
of warrants or other rights to purchase Common Stock or other securities of the Company, or other similar corporate transaction or event,
as determined by the Administrator, affects the Common Stock such that an adjustment is determined by the Administrator to be appropriate
in order to prevent dilution or enlargement of the benefits or potential benefits intended by the Company to be made available under
the Plan or with respect to any outstanding purchase rights under the Plan, the Administrator shall make equitable adjustments, if any,
to reflect such change with respect to (a) the aggregate number and type of Shares (or other securities or property) that may be
issued under the Plan (including, but not limited to, adjustments of the limitations in Section 3.1 and the limitations established
in each Offering Document pursuant to Section 4.2 on the maximum number of Shares that may be purchased); (b) the class(es)
and number of Shares and price per Share subject to outstanding rights; and (c) the Purchase Price with respect to any outstanding
rights.

 

8.2
Other Adjustments. Subject to Section 8.3, in the event of any transaction or event described in Section 8.1 or any
unusual or nonrecurring transactions or events affecting the Company, any affiliate of the Company, or the financial statements of the
Company or any affiliate, or of changes in Applicable Law or accounting principles, the Administrator, in its discretion, and on such
terms and conditions as it deems appropriate, is hereby authorized to take any one or more of the following actions whenever the Administrator
determines that such action is appropriate in order to prevent the dilution or enlargement of the benefits or potential benefits intended
to be made available under the Plan or with respect to any right under the Plan, to facilitate such transactions or events or to give
effect to such changes in laws, regulations or principles:

 

(a)
To provide for either (i) termination of any outstanding right in exchange for an amount of cash, if any, equal to the amount that
would have been obtained upon the exercise of such right had such right been currently exercisable or (ii) the replacement of such
outstanding right with other rights or property selected by the Administrator in its sole discretion;

 

(b)
To provide that the outstanding rights under the Plan shall be assumed by the successor or survivor corporation, or a parent or subsidiary
thereof, or shall be substituted for by similar rights covering the stock of the successor or survivor corporation, or a parent or subsidiary
thereof, with appropriate adjustments as to the number and kind of shares and prices;

 

 

(c)
To make adjustments in the number and type of Shares (or other securities or property) subject to outstanding rights under the Plan and/or
in the terms and conditions of outstanding rights and rights that may be granted in the future;

 

(d)
To provide that Participants’ accumulated payroll deductions may be used to purchase Common Stock prior to the next occurring Purchase
Date on such date as the Administrator determines in its sole discretion and the Participants’ rights under the ongoing Offering
Period(s) shall be terminated; and

 

(e)
To provide that all outstanding rights shall terminate without being exercised.

 

8.3
No Adjustment Under Certain Circumstances. No adjustment or action described in this Article VIII or in any other provision
of the Plan shall be authorized to the extent that such adjustment or action would cause the 423 Component of the Plan to fail to satisfy
the requirements of Section 423 of the Code.

 

8.4
No Other Rights. Except as expressly provided in the Plan, no Participant shall have any rights by reason of any subdivision or
consolidation of shares of stock of any class, the payment of any dividend, any increase or decrease in the number of shares of stock
of any class or any dissolution, liquidation, merger, or consolidation of the Company or any other corporation. Except as expressly provided
in the Plan or pursuant to action of the Administrator under the Plan, no issuance by the Company of shares of stock of any class, or
securities convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect
to, the number of Shares subject to outstanding rights under the Plan or the Purchase Price with respect to any outstanding rights.

 

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ARTICLE IX.

AMENDMENT, MODIFICATION AND TERMINATION

 

9.1
Amendment, Modification and Termination. The Administrator may amend, suspend or terminate the Plan at any time and from time
to time; provided, however, that approval of the Company’s stockholders shall be required to amend the Plan
to: (a) increase the aggregate number, or change the type, of shares that may be sold pursuant to rights under the Plan under Section 3.1
(other than an adjustment as provided by Article VIII); (b) change the corporations or classes of corporations whose employees
may be granted rights under the Plan; or (c) change the Plan in any manner that would cause the 423 Component of the Plan to no
longer be an “employee stock purchase plan” within the meaning of Section 423(b) of the Code.

 

9.2
Certain Changes to Plan. Without stockholder consent and without regard to whether any Participant rights may be considered to
have been adversely affected, to the extent permitted by Section 423 of the Code, the Administrator shall be entitled to change
the Offering Periods, limit the frequency and/or number of changes in the amount withheld from Compensation during an Offering Period,
establish the exchange ratio applicable to amounts withheld in a currency other than U.S. dollars, permit payroll withholding in excess
of the amount designated by a Participant in order to adjust for delays or mistakes in the Company’s processing of payroll withholding
elections, establish reasonable waiting and adjustment periods and/or accounting and crediting procedures to ensure that amounts applied
toward the purchase of Common Stock for each Participant properly correspond with amounts withheld from the Participant’s Compensation,
and establish such other limitations or procedures as the Administrator determines in its sole discretion to be advisable that are consistent
with the Plan.

 

9.3
Actions in the Event of Unfavorable Financial Accounting Consequences. In the event the Administrator determines that the ongoing
operation of the Plan may result in unfavorable financial accounting consequences, the Administrator may, in its discretion and, to the
extent necessary or desirable, modify or amend the Plan to reduce or eliminate such accounting consequence including, but not limited
to:

 

(a)
altering the Purchase Price for any Offering Period including an Offering Period underway at the time of the change in Purchase Price;

 

(b)
shortening any Offering Period so that the Offering Period ends on a new Purchase Date, including an Offering Period underway at the
time of the Administrator action; and

 

(c)
allocating Shares.

 

Such
modifications or amendments shall not require stockholder approval or the consent of any Participant.

 

9.4
Payments Upon Termination of Plan. Upon termination of the Plan, the balance in each Participant’s Plan account shall be
refunded as soon as practicable after such termination, without any interest thereon.

 

     9

    

    

 

ARTICLE X.

TERM OF PLAN

 

The
Plan shall be effective on the Effective Date. No right may be granted under the Plan prior to stockholder approval of the Plan. No rights
may be granted under the Plan during any period of suspension of the Plan or after termination of the Plan.

 

ARTICLE XI.

ADMINISTRATION

 

11.1
Administrator. Unless otherwise determined by the Board, the Administrator of the Plan shall be the Compensation Committee of
the Board (or another committee or a subcommittee of the Board to which the Board delegates administration of the Plan) (such committee,
the “Committee”). The Board may at any time vest in the Board any authority or duties for administration of
the Plan.

 

11.2
Action by the Administrator. Each member of the Administrator is entitled to, in good faith, rely or act upon any report or other
information furnished to that member by any officer or other Employee, the Company’s independent certified public accountants,
or any executive compensation consultant or other professional retained by the Company to assist in the administration of the Plan.

 

11.3
Authority of Administrator. The Administrator shall have the power, subject to, and within the limitations of, the express provisions
of the Plan:

 

(a)
To determine when and how rights to purchase Common Stock shall be granted and the provisions of each offering of such rights (which
need not be identical).

 

(b)
To designate from time to time which Subsidiaries and/or affiliates of the Company shall be Designated Subsidiaries, which designation
may be made without the approval of the stockholders of the Company.

 

(c)
To adopt sub-plans or special rules applicable to Participants in particular Designated Subsidiaries or locations, which sub-plans or
special rules may be designed to be outside the scope of Section 423 of the Code and under the Non-423 Component.

 

(d)  To
construe and interpret the Plan and rights granted under it, and to establish, amend and revoke rules and regulations for its administration.
The Administrator, in the exercise of this power, may correct any defect, omission or inconsistency in the Plan, in a manner and to the
extent it shall deem necessary or expedient to make the Plan fully effective.

 

(e)
To amend, suspend or terminate the Plan as provided in Article IX.

 

(f)
Generally, to exercise such powers and to perform such acts as the Administrator deems necessary or expedient to promote the best interests
of the Company and its Subsidiaries and to carry out the intent that the 423 Component of the Plan be treated as an “employee stock
purchase plan” within the meaning of Section 423 of the Code.

 

11.4
Decisions Binding. The Administrator’s interpretation of the Plan, any rights granted pursuant to the Plan, any subscription
agreement and all decisions and determinations by the Administrator with respect to the Plan are final, binding, and conclusive on all
parties.

 

     10

    

    

 

ARTICLE XII.

MISCELLANEOUS

 

12.1
Restriction upon Assignment. A right granted under the Plan shall not be transferable other than by will or the applicable laws
of descent and distribution, and is exercisable during the Participant’s lifetime only by the Participant. Except as provided in
Section 12.4 hereof, a right under the Plan may not be exercised to any extent except by the Participant. The Company shall not
recognize and shall be under no duty to recognize any assignment or alienation of the Participant’s interest in the Plan, the Participant’s
rights under the Plan or any rights thereunder.

 

12.2
Rights as a Stockholder. With respect to Shares subject to a right granted under the Plan, a Participant shall not be deemed to
be a stockholder of the Company, and the Participant shall not have any of the rights or privileges of a stockholder, until such Shares
have been issued to the Participant or his or her nominee following exercise of the Participant’s rights under the Plan. No adjustments
shall be made for dividends (ordinary or extraordinary, whether in cash securities, or other property) or distribution or other rights
for which the record date occurs prior to the date of such issuance, except as otherwise expressly provided herein or as determined by
the Administrator.

 

12.3
Interest. No interest shall accrue on the payroll deductions or contributions of a Participant under the Plan.

 

12.4
Designation of Beneficiary.

 

(a)
A Participant may, in the manner determined by the Administrator, file a written or electronic (subject to Section 12.11, as applicable)
designation of a beneficiary who is to receive any Shares and/or cash, if any, from the Participant’s account under the Plan in
the event of such Participant’s death subsequent to a Purchase Date on which the Participant’s rights are exercised but prior
to delivery to such Participant of such Shares and cash. In addition, a Participant may file a written designation of a beneficiary who
is to receive any cash from the Participant’s account under the Plan in the event of such Participant’s death prior to exercise
of the Participant’s rights under the Plan. If the Participant is married and resides in a community property state, a designation
of a Person other than the Participant’s spouse as his or her beneficiary shall not be effective without the prior written consent
of the Participant’s spouse.

 

(b)
Such designation of beneficiary may be changed by the Participant at any time by written notice to the Company. In the event of the death
of a Participant and in the absence of a beneficiary validly designated under the Plan who is living at the time of such Participant’s
death, the Company shall deliver such Shares and/or cash to the executor or administrator of the estate of the Participant, or if no
such executor or administrator has been appointed (to the knowledge of the Company), the Company, in its discretion, may deliver such
Shares and/or cash to the spouse or to any one or more dependents or relatives of the Participant, or if no spouse, dependent or relative
is known to the Company, then to such other Person as the Company may designate.

 

     11

    

    

 

12.5
Notices. All notices or other communications by a Participant to the Company under or in connection with the Plan shall be deemed
to have been duly given when received in the form specified by the Company at the location, or by the Person, designated by the Company
for the receipt thereof.

 

12.6
Equal Rights and Privileges. Subject to Section 5.7, all Eligible Employees who are granted rights under the 423 Component
of the Plan will have equal rights and privileges so that the Plan qualifies as an “employee stock purchase plan” within
the meaning of Section 423 of the Code. Subject to Section 5.7, any provision of the 423 Component of the Plan that is inconsistent
with Section 423 of the Code will, without further act or amendment by the Company, the Board or the Administrator, be reformed
to comply with the equal rights and privileges requirement of Section 423 of the Code.

 

12.7
Use of Funds. All payroll deductions received or held by the Company under the Plan may be used by the Company for any corporate
purpose, and the Company shall not be obligated to segregate such payroll deductions.

 

12.8
No Employment Rights. Nothing in the Plan shall be construed to give any Person (including any Eligible Employee or Participant)
the right to remain in the employ of the Company or any Parent or Subsidiary or affect the right of the Company or any Parent or Subsidiary
to terminate the employment of any Person (including any Eligible Employee or Participant) at any time, with or without cause.

 

12.9
Notice of Disposition of Shares. Each Participant shall, if requested by the Company, give prompt notice to the Company of any
disposition or other transfer of any Shares purchased upon exercise of a right under the 423 Component of the Plan if such disposition
or transfer is made: (a) within two years from the Enrollment Date of the Offering Period in which the Shares were purchased or
(b) within one year after the Purchase Date on which such Shares were purchased. Such notice shall specify the date of such disposition
or other transfer and the amount realized, in cash, other property, assumption of indebtedness or other consideration, by the Participant
in such disposition or other transfer.

 

12.10
Governing Law. The Plan and any agreements hereunder shall be administered, interpreted and enforced under the internal laws of
the State of Delaware without regard to conflicts of laws thereof or of any other jurisdiction.

 

12.11
Electronic Forms. To the extent permitted by Applicable Law and in the discretion of the Administrator, an Eligible Employee may
submit any designation, subscription agreement, form or notice as set forth herein by means of an electronic form approved by the Administrator.
Before the commencement of an Offering Period, the Administrator shall prescribe the time limits within which any such electronic form
shall be submitted to the Administrator with respect to such Offering Period in order to be a valid election.

 

 

12Exhibit 10.3

 

REGISTRATION RIGHTS AGREEMENT

 

THIS REGISTRATION RIGHTS
AGREEMENT (this “Agreement”), dated as of September 22, 2021, is made and entered into by and among each
of MoneyLion Inc., a Delaware corporation (the “Company” (formerly known as Fusion Acquisition Corp., the “SPAC”)),
Fusion Sponsor, LLC, a Delaware limited liability company (the “Sponsor”), the holders of shares of common stock,
preferred stock and warrants of Old MoneyLion (as defined below) set forth on the signature pages hereto (such holders, the “ML
Holders”) and any person or entity who hereafter becomes a party to this Agreement pursuant to Section 5.2 of this
Agreement (each, a “Holder” and collectively, the “Holders”).

 

RECITALS

 

WHEREAS, the SPAC has
issued the Sponsor an aggregate of 8,750,000 (the “Founder Shares”) of the SPAC’s Class B common stock,
$0.0001 par value per share (the “SPAC Class B Common Stock”);

 

WHEREAS, the Founder
Shares are convertible into shares of the SPAC’s Class A common stock, par value $0.0001 per share (the “SPAC
Class A Common Stock”), on the terms and conditions provided in the SPAC’s amended and restated certificate of
incorporation;

 

WHEREAS, the Sponsor
purchased an aggregate of 8,100,000 private placement warrants of the SPAC, each exercisable to purchase one share of SPAC Class A common
stock at $11.50 per share (each, a “Placement Warrant” and collectively, the “Placement Warrants”)
in a private placement transaction (the “Private Placement”) occurring simultaneously with the closing of the
Company’s initial public offering (the “IPO”);

 

WHEREAS, on June 25,
2020, the SPAC and the Sponsor entered into a Registration Rights Agreement (the “Original Agreement”), pursuant
to which the SPAC granted the Sponsor and the other parties thereto certain registration rights with respect to certain securities of
the Company;

 

WHEREAS, on the date
hereof, upon the closing of the transactions (such transactions, the “Transactions”) contemplated by
that certain Agreement and Plan of Merger, dated as of February 11, 2021 (the “Merger Agreement”), by and among
the SPAC, ML Merger Sub Inc. and MoneyLion, Inc., a Delaware corporation (prior to the Transactions, such corporation, “Old
MoneyLion”), (i) each share of SPAC Class B Common Stock issued and outstanding immediately prior to the closing of the
Transactions converted into a validly issued, fully paid and non-assessable share of Class A common stock, par value $0.0001 per share
of the Company (“Common Stock”), (ii) each share of convertible preferred stock of Old MoneyLion converted into
a share of common stock of Old MoneyLion (together with each existing share of common stock of Old MoneyLion, the “MoneyLion
Shares”) which, in turn, converted into a number of shares of Common Stock determined in accordance with the Merger Agreement
and (iii) each warrant exercisable or redeemable for common shares or preferred shares of Old MoneyLion and not exercised or terminated
pursuant to its terms in connection with the closing of Transactions converted into a warrant exercisable or redeemable for Common Stock
(“Warrant Shares”);

 

WHEREAS, in connection
with the consummation of the Transactions, the Company and the Holders desire to enter into this agreement, which shall replace the Original
Agreement and the Fifth Amended and Restated Investor Rights Agreement, dated as of March 23, 2020, by and among Old MoneyLion and the
other parties thereto, in order to provide the Holders with registration rights on the terms set forth herein;

 

NOW, THEREFORE,
in consideration of the representations, covenants and agreements contained herein, and certain other good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, the parties hereto, intending to be legally bound, hereby agree as follows:

 

     

     

    

 

ARTICLE I

DEFINITIONS

 

1.1  Definitions.
The terms defined in this Article I shall, for all purposes of this Agreement, have the respective meanings set forth below:

 

“Adverse Disclosure”
shall mean any public disclosure of material non-public information, which disclosure, in the good faith judgment of the Board or the
Chairman, Chief Executive Officer or principal financial officer of the Company (i) would be required to be made in any Registration
Statement or Prospectus in order for the applicable Registration Statement or Prospectus not to contain any untrue statement of a material
fact or omit to state a material fact required to be stated therein or necessary to make the statements contained therein (in the case
of any Prospectus and any preliminary Prospectus, in the light of the circumstances under which they were made) not misleading, (ii) would
not be required to be made at such time if the Registration Statement were not being filed, and (iii) the Company has a bona fide
business purpose for not making such information public. 

 

“Agreement”
shall have the meaning given in the Preamble.

 

“Board”
shall mean the Board of Directors of the Company.

 

“Business Day”
means any day, other than a Saturday or a Sunday, that is neither a legal holiday nor a day on which banking institutions are generally
authorized or required by law or regulation to close in the City of New York, New York.

 

“Commission”
shall mean the Securities and Exchange Commission.

 

“Common Stock”
shall have the meaning given in the Recitals hereto.

 

“Company”
shall have the meaning given in the Preamble.

 

“Demand Exercise
Notice” shall have the meaning given in subsection 2.1.2.

 

“Demanding Holders”
shall have the meaning given in subsection 2.1.1(b).

 

“Demand Registration”
shall have the meaning given in subsection 2.1.2.

 

“Demand Registration
Period” shall have the meaning given in subsection 2.1.2.

 

“Demand Registration
Request” shall have the meaning given in subsection 2.1.2.

 

“Effectiveness
Date” shall have the meaning given in subsection 2.1.1.

 

“Exchange Act”
shall mean the Securities Exchange Act of 1934, as it may be amended from time to time.

 

“Filing Date”
shall have the meaning given in subsection 2.1.1(a).

 

“Form S-1”
shall mean Form S-1 for the registration of securities under the Securities Act promulgated by the Commission.

 

“Form S-3”
shall mean Form S-3 for the registration of securities under the Securities Act promulgated by the Commission.

 

“Founder Lock-up
Period” shall mean, with respect to the number of Founder Shares held by the Sponsor, the period terminating on the earlier
of (i) 180 days after the date hereof and (ii) the date on which the Common Share Price (as defined in the Merger Agreement) is equal
to or greater than $12.00 (provided that, for purposes of this clause (ii), the measurement period for determining the Closing Share Price
shall commence no earlier than 60 days following the date hereof).

 

“Founder Shares”
shall have the meaning given in the Recitals hereto, and shall include any shares of Common Stock into which such Founder Shares convert
pursuant to the terms of the SPAC’s third amended and restated certificate of incorporation.

 

“Holders”
shall have the meaning given in the Preamble.

 

    2

     

    

 

“Initiating Holders”
shall have the meaning given in subsection 2.1.2.

 

“IPO”
shall have meaning set forth in the Recitals hereto.

 

“Letter Agreement”
shall mean the letter agreement, dated as of June 25, 2020, by and among the SPAC, certain of the SPAC’s officers and directors
and the Sponsor, as amended.

 

“Maximum Number
of Securities” shall have the meaning given in subsection 2.1.3.

 

“Merger Agreement”
shall have the meaning set forth in the Recitals hereto.

 

“Minimum Demand
Threshold” shall mean $15,000,000.

 

“Misstatement”
shall mean an untrue statement of a material fact or an omission to state a material fact required to be stated in a Registration Statement,
preliminary Prospectus or Prospectus, or necessary to make the statements in a Registration Statement, preliminary Prospectus or Prospectus,
in the case of the preliminary Prospectus or Prospectus, in light of the circumstances under which they were made, not misleading.

 

“ML Holders”
shall have the meaning set forth in the Preamble.

 

“MoneyLion Lock-Up
Period” shall mean the period terminating on the earlier of (i) 180 days after the date hereof and (ii) the date on which
the Common Share Price (as defined in the Merger Agreement) is equal to or greater than $12.00 (provided that, for purposes of this clause
(ii), the measurement period for determining the Closing Share Price shall commence no earlier than 60 days following the date hereof).

 

“MoneyLion Shares”
shall have the meaning set forth in the Recitals hereto.

 

“Old MoneyLion”
shall have the meaning set forth in the Recitals hereto.

 

“Original Agreement”
shall have the meaning set forth in the Recitals hereto.

 

“Permitted Transferees”
shall mean any person or entity to whom a Holder of Registrable Securities is permitted to transfer such Registrable Securities prior
to the expiration of the Founder Lock-up Period or MoneyLion Lock-Up Period or Placement Warrant Lock-up Period, as the case may be, hereunder,
under the Sponsor Support Agreement, the bylaws of the Company and any other applicable agreement between such Holder and the Company,
and to any transferee thereafter.

 

“Piggy-back Registration”
shall have the meaning given in Section 2.2.1.

 

“PIPE”
shall have the meaning set forth in the Recitals hereto.

 

“Placement Warrant
Lock-up Period” shall mean, with respect to the Placement Warrants, a period terminating 30 days after the date hereof,
subject to certain exceptions set forth in the Letter Agreement.

 

“Placement Warrant”
or “Placement Warrants” shall have the meaning given in the Recitals hereto.

 

“Private Placement”
shall have the meaning given in the Recitals hereto.

 

“Pro Rata”
shall have the meaning given in Section 2.1.3.

 

“Prospectus”
shall mean the prospectus included in any Registration Statement, as supplemented by any and all prospectus supplements and as amended
by any and all post-effective amendments and including all materials incorporated by reference in such prospectus.

 

“Prospectus Date”
shall mean the date of the final Prospectus filed with the Commission and relating to the IPO.

 

    3

     

    

 

“Registrable Security”
shall mean (a) the shares of Common Stock issued or issuable upon the conversion of any Founder Shares or MoneyLion Shares, (b) the
Placement Warrants (including any shares of Common Stock issued or issuable upon the exercise of any Placement Warrants), (c) the Warrant
Shares and (d) any other equity security of the Company issued or issuable with respect to any such shares of Common Stock by way of a
stock dividend or stock split or in connection with a combination of stock, acquisition, recapitalization, consolidation, reorganization,
stock exchange, stock reconstruction and amalgamation or contractual control arrangement with, purchasing all or substantially all of
the assets of, or engagement in any other similar transaction; provided, however, that, as to any particular Registrable Security, such
securities shall cease to be Registrable Securities when: (i) if a Registration Statement with respect to the sale of such securities
shall have become effective under the Securities Act, at the earlier of (A) one year following the date the Registration Statement is
declared effective or (B) the date that such securities shall have been sold, transferred, disposed of or exchanged in accordance with
such Registration Statement; (ii) such securities may otherwise be transferred, new certificates or book entry credits for such securities
not bearing a legend restricting further transfer shall have been delivered by the Company and subsequent public distribution of such
securities shall not require registration under the Securities Act; (iii) such securities shall have ceased to be outstanding; or
(iv) such securities have been sold to, or through, a broker, dealer or underwriter in a public distribution or other public securities
transaction. 

 

“Registration”
shall mean a registration effected by preparing and filing a Registration Statement or similar document in compliance with the requirements
of the Securities Act, and the applicable rules and regulations promulgated thereunder, and such Registration Statement becoming effective.

 

“Registration
Expenses” shall mean the out-of-pocket expenses of a Registration, including, without limitation, the following:

 

(A) all registration
and filing fees (including fees with respect to filings required to be made with the Financial Industry Regulatory Authority and any securities
exchange on which the Common Stock is then listed);

 

(B) fees and expenses
of compliance with securities or blue sky laws (including reasonable fees and disbursements of counsel for the Underwriters in connection
with blue sky qualifications of Registrable Securities);

 

(C) printing, messenger,
telephone and delivery expenses;

 

(D) reasonable fees and
disbursements of counsel for the Company

 

(E) reasonable fees and disbursements
not to exceed $150,000 of one counsel for the Sponsor and its affiliates, which shall be selected by the Sponsor (or its successors or
permitted assignees hereunder), pursuant to a Shelf Underwriting or Demand Registration;

 

(F) reasonable fees and disbursements
not to exceed $25,000 of one counsel for the MoneyLion Holders, which shall be selected by the MoneyLion Holders, pursuant to a Shelf
Underwriting or Demand Registration; and

 

(G) reasonable fees and
disbursements of all independent registered public accountants of the Company incurred specifically in connection with such Registration.

 

“Registration
Statement” shall mean any registration statement that covers the Registrable Securities pursuant to the provisions of this
Agreement, including the Prospectus included in such registration statement, amendments (including post-effective amendments) and supplements
to such registration statement, and all exhibits to and all materials incorporated by reference in such registration statement.

 

“Requesting Holder”
shall have the meaning given in subsection 2.1.3.

 

“Securities Act”
shall mean the Securities Act of 1933, as amended from time to time.

 

“Shelf Registrable
Securities” shall have the meaning given in subsection 2.1.1(b).

 

“Shelf Registration
Statement” shall have the meaning given in subsection 2.1.1(a).

 

“Shelf Underwriting”
shall have the meaning given in subsection 2.1.1(b).

 

“Shelf Underwriting
Notice” shall have the meaning given in subsection 2.1.1(b).

 

    4

     

    

 

“Shelf Underwriting
Request” shall have the meaning given in subsection 2.1.1(b).

 

“SPAC”
shall have the meaning set forth in the Recitals.

 

“SPAC Class A
Common Stock” shall have the meaning set forth in the Recitals.

 

“SPAC Class B
Common Stock” shall have the meaning set forth in the Recitals.

 

“Sponsor“
shall have the meaning given in the Preamble.

 

“Sponsor Support
Agreement” shall mean that certain Sponsor Support Agreement, dated as of February 11, 2021, by and among Sponsor, the Company,
Old MoneyLion and the other parties thereto.

 

“Transactions”
shall have the meaning set forth in the Recitals.

 

“Underwriter”
shall mean a securities dealer who purchases any Registrable Securities as principal in an Underwritten Offering and not as part of such
dealer’s market-making activities.

 

“Underwritten
Block Trade” shall have the meaning given in Section 2.1.1(b).

 

“Underwritten
Registration” or “Underwritten Offering” shall mean a Registration in which securities of the
Company are sold to an Underwriter in a firm commitment underwriting for distribution to the public.

 

“Warrant Shares”
shall have the meaning set forth in the Recitals.

 

    5

     

    

 

ARTICLE II

REGISTRATIONS

 

2.1 Demand Registration.

 

2.1.1  Shelf
Registration Statement. (a) As soon as practicable but no later than thirty (30) calendar days after the date hereof (the
“Filing Date”), the Company shall prepare and file with (or confidentially submit to) the Commission a
shelf registration statement under Rule 415 of the Securities Act (such registration statement, a “Shelf
Registration Statement”) covering the resale of all the Registrable Securities (determined as of two Business Days
prior to such filing) on a delayed or continuous basis and shall use its commercially reasonable efforts to have such Shelf
Registration Statement declared effective as soon as practicable after the filing thereof and no later than the earlier of (x) 60
calendar days (or 120 calendar days if the Commission notifies the Company that it will “review” the Shelf Registration
Statement) following the date hereof and (y) 10 Business Days after the date the Company is notified (orally or in writing,
whichever is earlier) by the Commission that the Shelf Registration Statement will not be “reviewed” or will not be
subject to further review (such earlier date, the “Effectiveness Date”); provided, however, that (i) if
the Effectiveness Date falls on a Saturday, Sunday or other day that Commission is closed for business, the Effectiveness Date shall
be extended to the next Business Day on which the Commission is open for business and (ii) if the Commission is closed for
operations due to a government shutdown, the Effectiveness Date shall be extended by the same amount of Business Days that the
Commission remains closed for operations. Such Shelf Registration Statement shall provide for the resale of the Registrable
Securities included therein pursuant to any method or combination of methods legally available to, and requested by, any Holder
named therein. The Company shall maintain the Shelf Registration Statement in accordance with the terms hereof, and shall prepare
and file with the Commission such amendments, including post-effective amendments, and supplements as may be necessary to keep a
Shelf Registration Statement continuously effective, available for use to permit all Holders named therein to sell their Registrable
Securities included therein and in compliance with the provisions of the Securities Act until such time as there are no longer any
Registrable Securities. If at any time the Company shall have qualified for the use of a Registration Statement on Form S-3 or any
other form that permits incorporation of substantial information by reference to other documents filed by the Company with the
Commission and at such time the Company has an outstanding Shelf Registration Statement on Form S-1, then the Company shall use its
commercially reasonably efforts to convert such outstanding Shelf Registration Statement on Form S-1 into a Shelf Registration
Statement on Form S-3. Notwithstanding the foregoing, if the Commission prevents the Company from including any or all of the
Registrable Securities under the Shelf Registration Statement due to limitations on the use of Rule 415 of the Securities Act, such
Shelf Registration Statement shall register for resale such number of Registrable Securities which is equal to the maximum number of
Registrable Securities as is permitted by the Commission. In such event, the number of Registrable Securities or other shares to be
registered for each selling stockholder named in the Shelf Registration Statement shall be reduced pro rata among all such selling
stockholders and as promptly as practicable after being permitted to register additional shares under Rule 415 under the Securities
Act, the Company shall amend the Shelf Registration Statement or file one or more new Shelf Registration Statement(s) (such
amendment or new Shelf Registration Statement shall also be deemed to be “Shelf Registration Statement” hereunder) to
register such additional Registrable Securities and cause such amendment or Shelf Registration Statement(s) to become effective as
soon as practicable after the filing thereof and no later than the earlier of (x) 30 calendar days (or 120 calendar days if the
Commission notifies the Company that it will “review” the Shelf Registration Statement) after the filing of such Shelf
Registration Statement and (y) 10 Business Days after the date the Company is notified (orally or in writing, whichever is earlier)
by the Commission that the Shelf Registration Statement will not be “reviewed” or will not be subject to further review
(such earlier date, the “Additional Effectiveness Date”); provided, however, that (i) if such day falls on
a Saturday, Sunday or other day that the Commission is closed for business, the Additional Effectiveness Deadline shall be extended
to the next Business Day on which the Commission is open for business and (ii) if the Commission is closed for operations due to a
government shutdown, the Effectiveness Date shall be extended by the same number of Business Days that the Commission remains closed
for. Any failure by the Company to file a Registration Statement by the Effectiveness Deadline or Additional Effectiveness Deadline
shall not otherwise relieve the Company of its obligations to file or effect a Registration Statement as set forth in this Section
2.

 

    6

     

    

 

(b) Subject to Section 2.3
and Section 2.4, (i) the Sponsor or (ii) the Holders of a majority-in-interest of the then outstanding number of Registrable Securities
(other than those described in clause (c) to the definition of “Registrable Securities”) held by the MoneyLion Holders (the
“Demanding Holders”), may make a written demand from time to time to elect to sell all or any part of their
Registrable Securities, with a total offering price reasonably expected to exceed, in the aggregate, the Minimum Demand Threshold, pursuant
to an Underwritten Offering pursuant to the Shelf Registration Statement, which written demand shall describe the amount and type of securities
to be included in such Registration and the intended method(s) of distribution thereof. The Demanding Holders shall make such election
by delivering to the Company a written request (a “Shelf Underwriting Request”) for such Underwritten Offering
specifying the number of Registrable Securities that the Demanding Holders desire to sell pursuant to such Underwritten Offering (the
“Shelf Underwriting”). As promptly as practicable, but no later than five (5) Business Days after receipt of
a Shelf Underwriting Request, the Company shall give written notice (the “Shelf Underwriting Notice”) of such
Shelf Underwriting Request to the Holders of record of other Registrable Securities registered on such Shelf Registration Statement (“Shelf
Registrable Securities”). The Company, subject to Section 2.1.3, shall include in such Shelf Underwriting (x) the Registrable
Securities of the Demanding Holders and (y) the Shelf Registrable Securities of any other Holder of Shelf Registrable Securities
which shall have made a written request to the Company for inclusion in such Shelf Underwriting (which request shall specify the maximum
number of Shelf Registrable Securities intended to be disposed of by such Holder) within ten (10) days after the receipt of the Shelf
Underwriting Notice. The Company shall, as expeditiously as possible (and in any event within twenty (20) Business Days after the receipt
of a Shelf Underwriting Request), but subject to Section 2.3, use its reasonable best efforts to effect such Shelf Underwriting. The Company
shall, at the request of any Demanding Holder or any other Holder of Registrable Securities registered on such Shelf Registration Statement,
file any prospectus supplement or, if the applicable Shelf Registration Statement is an automatic shelf registration statement, any post-effective
amendments and otherwise take any action necessary to include therein all disclosure and language deemed necessary or advisable by the
Demanding Holders or any other Holder of Shelf Registrable Securities to effect such Shelf Underwriting. Once a Shelf Registration Statement
has been declared effective, the Demanding Holders may request, and the Company shall be required to facilitate, an aggregate of three
(3) Shelf Underwritings pursuant to this subsection 2.1.1(b) with respect to any or all Registrable Securities in any twelve (12) month
period; provided, however, that a Shelf Underwriting shall not be counted for such purposes unless a Registration Statement has become
effective and all of the Registrable Securities requested by the Demanding Holders to be registered on behalf of the Demanding Holders
in such Shelf Underwriting have been sold; and provided, further, that the number of Shelf Underwritings the Demanding Holders shall be
entitled to request shall be reduced by each Demand Registration effected for such Demanding Holder pursuant to Section 2.1.2. Notwithstanding
the foregoing, if a Demanding Holder wishes to engage in an underwritten block trade or similar transaction or other transaction with
a 2-day or less marketing period (collectively, “Underwritten Block Trade”) off of a Shelf Registration Statement,
then notwithstanding the foregoing time periods, such Demanding Holder only needs to notify the Company of the Underwritten Block Trade
two (2) Business Days prior to the day such offering is to commence and the Holders of record of other Registrable Securities shall not
be entitled to notice of such Underwritten Block Trade and shall not be entitled to participate in such Underwritten Block Trade;
provided, however, that the Demanding Holder requesting such Underwritten Block Trade shall use commercially reasonable
efforts to work with the Company and the underwriters prior to making such request in order to facilitate preparation of the registration
statement, prospectus and other offering documentation related to the Underwritten Block Trade.

 

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2.1.2 Other Demand
Registration. At any time that a Shelf Registration Statement provided for in Section 2.1.1(a) is not available for use
by the Holders following such Shelf Registration Statement being declared effective by the Commission (a “Demand Registration
Period”), subject to this Section 2.1.2 and Section 2.3 and Section 2.4, at any time and from
time to time during such Demand Registration Period, the Demanding Holders shall have the right to make a written demand from time to
time to effect one or more registration statements under the Securities Act covering all or any part of their Registrable Securities,
with a total offering price reasonably expected to exceed, in the aggregate, the Minimum Demand Threshold, by delivering a written demand
therefor to the Company, which written demand shall describe the amount and type of securities to be included in such Registration and
the intended method(s) of distribution thereof. Any such request by any Demanding Holder pursuant to this Section 2.1.2 is
referred to herein as a “Demand Registration Request,” and the registration so requested is referred to herein
as a “Demand Registration” (with respect to any Demand Registration, the Demanding Holders making such demand
for registration being referred to as the “Initiating Holders”). Subject to Section 2.3, the Demanding
Holders shall be entitled to request (and the Company shall be required to effect) an aggregate of three (3) Demand Registrations pursuant
to this subsection 2.1.2 with respect to any or all Registrable Securities in any twelve (12) month period; provided, however, that a
Demand Registration shall not be counted for such purposes unless a Registration Statement has become effective and all of the Registrable
Securities requested by the Demanding Holders to be registered on behalf of the Demanding Holders in such Demand Registration have been
sold; and provided, further, that the number of Demand Registrations the Demanding Holders shall be entitled to request shall be reduced
by each Shelf Underwriting effected for such Demanding Holder pursuant to Section 2.1.1(b). The Company shall give written notice
(the “Demand Exercise Notice”) of such Demand Registration Request to each of the Holders of record of Registrable
Securities as promptly as practicable but no later than five (5) Business Days after receipt of the Demand Registration Request. The
Company, subject to Sections 2.3 and 2.4, shall include in a Demand Registration (x) the Registrable Securities
of the Initiating Holders and (y) the Registrable Securities of any other Holder of Registrable Securities which shall have made
a written request to the Company for inclusion in such registration pursuant to Section 2.1.2 (which request shall specify
the maximum number of Registrable Securities intended to be disposed of by such Holder) within ten (10) days following the receipt of
any such Demand Exercise Notice. The Company shall, as expeditiously as possible, but subject to Section 2.3, use its reasonable
best efforts to (x) file or confidentially submit with the Commission (no later than (A) sixty (60) days from the Company’s
receipt of the applicable Demand Registration Request if the Demand Registration is on Form S-1 or similar long-form registration
or (B) thirty (30) days from the Company’s receipt of the applicable Demand Registration Request if the Demand Registration
is on Form S-3 or any similar short-form registration), (y) cause to be declared effective as soon as reasonably practicable
such registration statement under the Securities Act that includes the Registrable Securities which the Company has been so requested
to register, for distribution in accordance with the intended method of distribution and (z) if requested by the Initiating Holders,
obtain acceleration of the effective date of the registration statement relating to such registration.

 

2.1.3 Reduction
of Underwritten Offering. If the managing Underwriter or Underwriters in an Underwritten Registration pursuant to a Shelf Underwriting
or Demand Registration, in good faith, advises the Company, the Demanding Holders and any other Holders participating in the Underwritten
Registration (if any) (the “Requesting Holders”) in writing that the dollar amount or number of Registrable
Securities that such Holders desire to sell, taken together with all other shares of Common Stock or other equity securities that the
Company desires to sell and the shares of Common Stock, if any, as to which a Registration has been requested pursuant to separate written
contractual piggy-back registration rights held by any other stockholders who desire to sell, exceeds the maximum dollar amount or maximum
number of equity securities that can be sold in the Underwritten Offering without adversely affecting the proposed offering price, the
timing, the distribution method, or the probability of success of such offering (such maximum dollar amount or maximum number of such
securities, as applicable, the “Maximum Number of Securities”), then the Company shall include in such Underwritten
Offering, as follows: (i) first, the Registrable Securities of the Demanding Holders and the Requesting Holders (if any) (pro rata
based on the respective number of Registrable Securities that each Demanding Holder and Requesting Holder (if any) has requested be included
in such Underwritten Registration and the aggregate number of Registrable Securities that the Demanding Holders and Requesting Holders
have collectively requested be included in such Underwritten Registration (such proportion is referred to herein as “Pro Rata”))
that can be sold without exceeding the Maximum Number of Securities; (ii) second, to the extent that the Maximum Number of Securities
has not been reached under the foregoing clause (i), the shares of Common Stock or other equity securities that the Company desires to
sell that can be sold without exceeding the Maximum Number of Securities; (iii) third, to the extent that the Maximum Number of Securities
has not been reached under the foregoing clauses (i) and (ii), the shares of Common Stock or other equity securities of other persons
or entities that the Company is obligated to register in a Registration pursuant to separate written contractual arrangements with such
persons and that can be sold without exceeding the Maximum Number of Securities.

 

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2.1.4  Demand
Registration Withdrawal. A majority-in-interest of the Demanding Holders initiating a Shelf Underwriting or Demand Registration, pursuant
to a Registration under subsection 2.1.1 or 2.1.2 shall have the right in their sole discretion to withdraw from a Registration pursuant
to such Demand Registration upon written notification to the Company and the Underwriter or Underwriters (if any) of their intention to
withdraw from such Registration prior to (i) in the case of a Shelf Underwriting, the filing of a preliminary prospectus supplement setting
forth the terms of the Underwritten Offering with the Commission and (ii) in the case of a Demand Registration, the effectiveness of the
Registration Statement filed with the Commission with respect to the Registration of their Registrable Securities pursuant to such Demand
Registration. Notwithstanding anything to the contrary in this Agreement, the Company shall be responsible for the Registration Expenses
incurred in connection with a Registration pursuant to a Shelf Underwriting or Demand Registration prior to its withdrawal under this
subsection 2.1.4.

 

2.2  Piggy-back Registration.

 

2.2.1 Piggy-back
Rights. If, at any time on or after the date hereof, the Company proposes to file a Registration Statement under the Securities Act
with respect to an offering of equity securities, or securities or other obligations exercisable or exchangeable for, or convertible into
equity securities, for its own account or for the account of stockholders of the Company (or by the Company and by the stockholders of
the Company including, without limitation, pursuant to Section 2.1 hereof), other than a Registration Statement (i) filed in
connection with any employee stock option or other benefit plan, (ii) for an exchange offer, as part of a merger, consolidation or
similar transaction or for an offering of securities solely to the Company’s existing stockholders, (iii) for an offering of
debt that is convertible into equity securities of the Company, or (iv) for a dividend reinvestment plan, then the Company shall
give written notice of such proposed filing to all of the Holders of Registrable Securities as soon as practicable but not less than ten
(10) days before the anticipated filing date of such Registration Statement, which notice shall (A) describe the amount and
type of securities to be included in such offering, the intended method(s) of distribution, and the name of the proposed managing Underwriter
or Underwriters, if any, in such offering, and (B) offer to all of the Holders of Registrable Securities the opportunity to register
the sale of such number of Registrable Securities as such Holders may request in writing within ten (10) Business Days after receipt
of such written notice (such Registration a “Piggy-back Registration”). The Company shall, in good faith, cause
such Registrable Securities to be included in such Piggy-back Registration and shall use its best efforts to cause the managing Underwriter
or Underwriters of a proposed Underwritten Offering to permit the Registrable Securities requested by the Holders pursuant to this subsection
2.2.1 to be included in a Piggy-back Registration on the same terms and conditions as any similar securities of the Company included in
such Registration and to permit the sale or other disposition of such Registrable Securities in accordance with the intended method(s)
of distribution thereof. All such Holders proposing to distribute their Registrable Securities through an Underwritten Offering under
this subsection 2.2.1 shall enter into an underwriting agreement in customary form with the Underwriter(s) selected for such Underwritten
Offering by the Company. The Company may postpone or withdraw the filing or the effectiveness of a Piggyback Registration at
any time in its sole discretion.

 

2.2.2 Reduction
of Piggy-back Registration. If the managing Underwriter or Underwriters in an Underwritten Registration that is to be a Piggy-back
Registration, in good faith, advises the Company and the Holders of Registrable Securities participating in the Piggy-back Registration
in writing that the dollar amount or number of the shares of Common Stock that the Company desires to sell, taken together with (i) the
shares of Common Stock, if any, as to which Registration has been demanded pursuant to separate written contractual arrangements with
persons or entities other than the Holders of Registrable Securities hereunder, (ii) the Registrable Securities as to which registration
has been requested pursuant to Section 2.2.1 hereof, and (iii) the shares of Common Stock, if any, as to which Registration has been
requested pursuant to separate written contractual piggy-back registration rights of other stockholders of the Company, exceeds the Maximum
Number of Securities, then:

 

(a) If the Registration
is undertaken for the Company’s account, the Company shall include in any such Registration (A) first, the shares of Common
Stock or other equity securities that the Company desires to sell, which can be sold without exceeding the Maximum Number of Securities;
(B) second, to the extent that the Maximum Number of Securities has not been reached under the foregoing clause (A), the Registrable
Securities of Holders exercising their rights to register their Registrable Securities pursuant to subsection 2.2.1 hereof, Pro Rata,
which can be sold without exceeding the Maximum Number of Securities; and (C) third, to the extent that the Maximum Number of Securities
has not been reached under the foregoing clauses (A) and (B), the shares of Common Stock, if any, as to which Registration has been requested
pursuant to written contractual piggy-back registration rights of other stockholders of the Company, Pro Rata, which can be sold without
exceeding the Maximum Number of Securities; and

 

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(b) If the Registration is
pursuant to a request by persons or entities other than the Holders of Registrable Securities, then the Company shall include in any such
Registration (A) first, the shares of Common Stock or other equity securities, if any, of such requesting persons or entities, which
can be sold without exceeding the Maximum Number of Securities; (B) second, to the extent that the Maximum Number of Securities has
not been reached under the foregoing clause (A), the Registrable Securities of Holders exercising their rights to register their Registrable
Securities pursuant to subsection 2.2.1, Pro Rata, which can be sold without exceeding the Maximum Number of Securities (C) third,
to the extent that the Maximum Number of Securities has not been reached under the foregoing clauses (A) and (B), the shares of Common
Stock or other equity securities that the Company desires to sell which can be sold without exceeding the Maximum Number of Securities;
and (D) fourth, to the extent that the Maximum Number of Securities has not been reached under the foregoing clauses (A), (B) and
(C), the shares of Common Stock or other equity securities for the account of other persons or entities that the Company is obligated
to register pursuant to separate written contractual arrangements with such persons or entities, Pro Rata, which can be sold without exceeding
the Maximum Number of Securities.

 

2.2.3  Piggy-back
Registration Withdrawal. Any Holder of Registrable Securities shall have the right to withdraw from a Piggy-back Registration for
any or no reason whatsoever upon written notification to the Company and the Underwriter or Underwriters (if any) of his, her or its intention
to withdraw from such Piggy-back Registration prior to the effectiveness of the Registration Statement filed with the Commission with
respect to such Piggy-back Registration. The Company (in its sole discretion or as the result of a request for withdrawal by persons pursuant
to separate written contractual obligations) may postpone or withdraw the filing or effectiveness of a Piggy-back Registration. Notwithstanding
anything to the contrary in this Agreement, the Company shall be responsible for the Registration Expenses incurred in connection with
the Piggy-back Registration prior to its withdrawal under this subsection 2.2.3.

 

2.2.4 Unlimited
Piggy-back Registration Rights. For purposes of clarity, any Registration effected pursuant to Section 2.2 hereof shall not be
counted as a Registration pursuant to a Shelf Underwriting or Demand Registration effected under Section 2.1 hereof; provided, however,
that the rights to demand a Piggy-back Registration under this Section 2.2 shall terminate on the second anniversary of the date hereof.

 

2.3  Restrictions
on Registration Rights. The Company shall not be obligated to effect any Shelf Underwriting or Demand Registration within
90 days after the effective date of a previous Shelf Underwriting or Demand Registration or a previous Piggy-back Registration
in which holders of Registrable Securities were permitted to register, and actually sold, 75% of the Registrable Securities requested
to be included therein. The Company may postpone for up to 60 days the filing or effectiveness of (A) a Shelf Underwriting or a Registration
Statement for a Demand Registration if the Holders have requested an Underwritten Registration and the Company and the Holders
are unable to obtain the commitment of underwriters to firmly underwrite the offer, or (B) a Shelf Underwriting or a Registration Statement
for a Demand Registration if the Registration Statement is required under applicable law, rule or regulation to contain (i) financial
statements that are unavailable to the Company for reasons beyond the Company’s control, (ii) audited financial statements as of
a date other than the Company’s fiscal year end (unless the Holders requesting Registration agree to pay the reasonable
expenses of this audit), (iii) pro forma financial statements that are required to be included in a registration statement,
or if the Board determines in its reasonable good faith judgment that such Shelf Underwriting or Demand Registration would (x)
materially interfere with a significant acquisition, corporate organization or other similar transaction involving the Company, (y) require
the Company to make an Adverse Disclosure or (z) render the Company unable to comply with requirements under the Securities Act or Exchange
Act; provided, that in such event the Holders of a majority-in-interest of the Registrable Securities initiating a Shelf Underwriting
or Demand Registration shall be entitled to withdraw such request and, if such request is withdrawn, such Shelf Underwriting
or Demand Registration shall not count as one of the permitted Shelf Underwritings or Demand Registrations hereunder and
the Company shall pay all Registration Expenses in connection with such Registration. The Company may delay a Shelf Underwriting
or Demand Registration hereunder only twice in any three hundred sixty (360) day period.

 

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2.4 Lock-Up.
Notwithstanding anything to the contrary in this Agreement, the Company shall not be obligated to effect any Shelf Underwriting, Demand
Registration or Piggy-back Registration of (i) any shares of Common Stock subject to the Founder Lock-Up Period prior to the Founder Lock-Up
Period, (ii) any Registrable Securities subject to the Placement Warrant Lock-Up Period during the Placement Warrant Lock-Up Period, or
(iii) any shares of Common Stock subject to the MoneyLion Lock-Up Period prior to the MoneyLion Lock-Up Period . Nothing in this Section
2.4 shall limit the Company’s obligation to register all of the Registrable Securities on the Shelf Registration Statement pursuant
to Section 2.1.1(a).

 

ARTICLE III

COMPANY PROCEDURES

 

3.1 General Procedures.
If at any time on or after the date hereof the Company is required to effect the Registration of Registrable Securities, the Company shall
use its best efforts to effect such Registration to permit the sale of such Registrable Securities in accordance with the intended plan
of distribution thereof, and pursuant thereto the Company shall:

 

3.1.1  prepare
and file with the Commission a Registration Statement with respect to such Registrable Securities and use its reasonable best efforts
to cause such Registration Statement to become effective and remain effective until all Registrable Securities covered by such Registration
Statement have been sold;

 

3.1.2 prepare
and file with the Commission such amendments and post-effective amendments to the Registration Statement, and such supplements to the
Prospectus, as may be requested by any Holder or any Underwriter of Registrable Securities or as may be required by the rules, regulations
or instructions applicable to the registration form used by the Company or by the Securities Act or rules and regulations thereunder to
keep the Registration Statement effective until all Registrable Securities covered by such Registration Statement are sold in accordance
with the intended plan of distribution set forth in such Registration Statement or supplement to the Prospectus and either (i) any underwriter
overallotment option has terminated by its terms or (ii) the underwriters have advised the Company that they will not exercise such option
or any remaining portion thereof;

 

3.1.3 furnish
without charge to the Underwriters, if any, and each Holder of Registrable Securities included in such Registration, or such Holders’
legal counsel, copies of the Prospectus included in such Registration Statement (including each preliminary Prospectus), and each amendment
and supplement thereto (in each case including all exhibits thereto and documents incorporated by reference therein), and such other documents
as the Underwriters and each Holder of Registrable Securities included in such Registration or the legal counsel for any such Holders
may reasonably request in order to facilitate the disposition of the Registrable Securities owned by such Holders;

 

3.1.4 prior to
any public offering of Registrable Securities, use its best efforts to (i) register or qualify the Registrable Securities covered by the
Registration Statement under such securities or “blue sky” laws of such jurisdictions in the United States as any Holder of
Registrable Securities included in such Registration Statement (in light of their intended plan of distribution) may reasonably request
and (ii) take such action necessary to cause such Registrable Securities covered by the Registration Statement to be registered with
or approved by such other governmental authorities as may be necessary by virtue of the business and operations of the Company and do
any and all other acts and things that may be reasonably necessary or advisable to enable the Holders of Registrable Securities included
in such Registration Statement to consummate the disposition of such Registrable Securities in such jurisdictions; provided, however,
that the Company shall not be required to qualify generally to do business in any jurisdiction where it would not otherwise be required
to qualify or take any action to which it would be subject to general service of process or taxation in any such jurisdiction where it
is not then otherwise so subject;

 

3.1.5  use commercially
reasonable efforts to cause all such Registrable Securities to be listed on each securities exchange or automated quotation system on
which similar securities issued by the Company are then listed;

 

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3.1.6 provide
a transfer agent or warrant agent, as applicable, and registrar for all such Registrable Securities no later than the effective date of
such Registration Statement;

 

3.1.7 advise each
seller of such Registrable Securities, promptly after it shall receive notice or obtain knowledge thereof, and which shall not be more
than three (3) Business Days from the date of such event, of the issuance of any stop order by the Commission suspending the effectiveness
of such Registration Statement or the initiation or threatening of any proceeding for such purpose and promptly use its commercially reasonable
efforts to prevent the issuance of any stop order or to obtain its withdrawal as soon as reasonably practicable if such stop order should
be issued;

 

3.1.8  at least
five (5) Business Days prior to the filing of any Registration Statement or Prospectus or any amendment or supplement to such Registration
Statement or Prospectus or any document that is to be incorporated by reference into such Registration Statement or Prospectus, furnish
a copy thereof to each seller of such Registrable Securities and its counsel, including, without limitation, providing copies promptly
upon receipt of any comment letters received with respect to any such Registration Statement or Prospectus. The Company shall not include
the name of any Holder or any information regarding any Holder in any Registration Statement or Prospectus, any amendment or supplement
to such Registration Statement or Prospectus, any document that is to be incorporated by reference into such Registration Statement or
Prospectus, or any response to any comment letter, without the prior written consent of such Holder and providing each such Holder a reasonable
amount of time to review and comment on such applicable document, which comments the Company shall include unless contrary to applicable
law;

 

3.1.9  notify
the Holders at any time when a Prospectus relating to such Registration Statement is required to be delivered under the Securities Act,
of the happening of any event as a result of which the Prospectus included in such Registration Statement, as then in effect, includes
a Misstatement, and then to correct such Misstatement as set forth in Section 3.4 hereof;

 

3.1.10  in the
event of an Underwritten Offering, permit the participating Holders to rely on any “cold comfort” letter from the Company’s
independent registered public accountants provided to the managing Underwriter of such offering;

 

3.1.11  in the
event of an Underwritten Offering, permit the participating Holders to rely on any opinion(s) of counsel representing the Company for
the purposes of such Registration issued to the managing Underwriter of such offering covering legal matters with respect to the Registration;

 

3.1.12 in the
event of any Underwritten Offering, enter into and perform its obligations under an underwriting agreement, in usual and customary form,
with the managing Underwriter of such offering;

 

3.1.13  make available
to its security holders, as soon as reasonably practicable, an earnings statement covering the period of at least twelve (12) months
beginning with the first day of the Company’s first full calendar quarter after the effective date of the Registration Statement
which satisfies the provisions of Section 11(a) of the Securities Act and Rule 158 thereunder, and which requirement will be deemed
to be satisfied if the Company timely files complete and accurate information on Forms 10-Q, 10-K and 8-K under the Exchange Act and otherwise
complies with Rule 158 under the Securities Act;

 

3.1.14  if the
Registration involves the Registration of Registrable Securities involving gross proceeds in excess of $25,000,000, use its reasonable
efforts to make available senior executives of the Company to participate in customary “road show” presentations that may
be reasonably requested by the Underwriter in any Underwritten Offering; and

 

3.1.15  otherwise,
in good faith, cooperate reasonably with, and take such customary actions as may reasonably be requested by the Holders, in connection
with such Registration.

 

3.2 Registration
Expenses. The Registration Expenses of all Registrations shall be borne by the Company. It is acknowledged by the Holders that the
Holders shall bear all incremental selling expenses relating to the sale of Registrable Securities, such as Underwriters’ commissions
and discounts, brokerage fees, Underwriter marketing costs and fees and expenses of legal counsel representing the Holders in excess or
in addition to the legal fees and expenses included as Registration Expenses. Any reimbursement or payment by the Company shall in no
event (a) be duplicative of or (b) limit any provision, in each case which provides for reimbursement of fees and expenses of counsel
in any other contract or agreement between the Holders and the Company.

 

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3.3 Requirements
for Participation in Underwritten Offerings. No person may participate in any Underwritten Offering for equity securities of the Company
pursuant to a Registration initiated by the Company hereunder unless such person (i) agrees to sell such person’s securities
on the basis provided in any underwriting arrangements approved by the Company and (ii) completes and executes all customary questionnaires,
powers of attorney, indemnities, lock-up agreements, underwriting agreements and other customary documents as may be reasonably required
under the terms of such underwriting arrangements.

 

3.4  Suspension
of Sales; Adverse Disclosure. Upon receipt of written notice from the Company that a Registration Statement or Prospectus contains
a Misstatement, each of the Holders shall forthwith discontinue disposition of Registrable Securities until he, she or it is advised in
writing by the Company that the use of the Prospectus may be resumed and he, she or it has received copies of a supplemented or amended
Prospectus correcting the Misstatement (it being understood that the Company hereby covenants to prepare and file such supplement or amendment
as soon as reasonably practicable after the time of such notice) and, if so directed by the Company, each Holder shall deliver to the
Company (at the Company’s expense) all copies, other than permanent file copies then in such Holder’s possession, of the Prospectus
covering such Registrable Securities at the time of receipt of such notice. If the continued use of a Registration Statement in respect
of any Registration at any time would require the Company to make an Adverse Disclosure, or would require the inclusion in such Registration
Statement of (i) financial statements that are unavailable to the Company for reasons beyond the Company’s control, (ii) audited
financial statements as of a date other than the Company’s fiscal year end (unless the Holders requesting Registration agree
to pay the reasonable expenses of this audit), or (iii) pro forma financial statements that are required to be included in a registration statement,
the Company may, upon giving prompt written notice of such action to the Holders, delay the filing or initial effectiveness of, or suspend
use of, such Registration Statement for no more than 60 days or not more than two (2) times in any three hundred sixty (360) day
period. In the event the Company exercises its rights under the preceding sentence, the Holders agree to suspend, immediately upon their
receipt of the notice referred to above, their use of the Prospectus relating to any Registration in connection with any sale or offer
to sell Registrable Securities. The Company shall immediately notify the Holders of the expiration of any period during which it exercised
its rights under this Section 3.4.

 

3.5  Reporting
Obligations. As long as any Holder shall own Registrable Securities, the Company, at all times while it shall be reporting under the
Exchange Act, covenants to use reasonable best efforts to file timely (or obtain extensions in respect thereof and file within the applicable
grace period) all reports required to be filed by the Company after the date hereof pursuant to Sections 13(a) or 15(d) of the Exchange
Act and to promptly upon request by a Holder furnish such Holder with true and complete copies of such filings. The Company further covenants
that it shall take such further action as any Holder may reasonably request, all to the extent required from time to time to enable such
Holder to sell shares of Common Stock held by such Holder without registration under the Securities Act within the limitation of the exemptions
provided by Rule 144 promulgated under the Securities Act, including providing any legal opinions. Upon the request of any Holder,
the Company shall deliver to such Holder a written certification of a duly authorized officer as to whether it has complied with such
requirements.

 

ARTICLE IV

INDEMNIFICATION AND CONTRIBUTION

 

4.1  Indemnification.

 

4.1.1  The Company
agrees to indemnify, to the extent permitted by law, each Holder of Registrable Securities, its officers and directors and each person
who controls such Holder (within the meaning of the Securities Act) against all losses, claims, damages, liabilities and expenses (including
reasonable attorneys’ fees) caused by any untrue or alleged untrue statement of material fact contained in any Registration Statement,
Prospectus or preliminary Prospectus or any amendment thereof or supplement thereto or any omission or alleged omission of a material
fact required to be stated therein or necessary to make the statements therein not misleading, except insofar as the same are caused by
or contained in any information furnished in writing to the Company by such Holder expressly for use therein. The Company shall indemnify
the Underwriters, their officers and directors and each person who controls such Underwriters (within the meaning of the Securities Act)
to the same extent as provided in the foregoing with respect to the indemnification of the Holder. 

 

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4.1.2  In connection
with any Registration Statement in which a Holder of Registrable Securities is participating, such Holder shall furnish to the Company
in writing such information and affidavits as the Company reasonably requests for use in connection with any such Registration Statement
or Prospectus and, to the extent permitted by law, shall indemnify the Company, its directors and officers and agents and each person
who controls the Company (within the meaning of the Securities Act) against any losses, claims, damages, liabilities and expenses (including,
without limitation, reasonable attorneys’ fees) resulting from any untrue statement of material fact contained in the Registration
Statement, Prospectus or preliminary Prospectus or any amendment thereof or supplement thereto or any omission of a material fact required
to be stated therein or necessary to make the statements therein not misleading, but only to the extent that such untrue statement or
omission is contained in any information or affidavit so furnished in writing by such Holder expressly for use therein; provided, however,
that the obligation to indemnify shall be several, not joint and several, among such Holders of Registrable Securities, and the liability
of each such Holder of Registrable Securities shall be in proportion to and limited to the net proceeds received by such Holder from the
sale of Registrable Securities pursuant to such Registration Statement. The Holders of Registrable Securities shall indemnify the Underwriters,
their officers, directors and each person who controls such Underwriters (within the meaning of the Securities Act) to the same extent
as provided in the foregoing with respect to indemnification of the Company.

 

4.1.3  Any person
entitled to indemnification herein shall (i) give prompt written notice to the indemnifying party of any claim with respect to which
it seeks indemnification (provided that the failure to give prompt notice shall not impair any person’s right to indemnification
hereunder to the extent such failure has not materially prejudiced the indemnifying party) and (ii) unless in such indemnified party’s
reasonable judgment a conflict of interest between such indemnified and indemnifying parties may exist with respect to such claim, permit
such indemnifying party to assume the defense of such claim with counsel reasonably satisfactory to the indemnified party. If such defense
is assumed, the indemnifying party shall not be subject to any liability for any settlement made by the indemnified party without its
consent (but such consent shall not be unreasonably withheld, conditioned or delayed). An indemnifying party who is not entitled to, or
elects not to, assume the defense of a claim shall not be obligated to pay the fees and expenses of more than one counsel (plus local
counsel) for all parties indemnified by such indemnifying party with respect to such claim, unless in the reasonable judgment of any indemnified
party a conflict of interest may exist between such indemnified party and any other of such indemnified parties with respect to such claim.
No indemnifying party shall, without the consent of the indemnified party, consent to the entry of any judgment or enter into any settlement
which cannot be settled in all respects by the payment of money (and such money is so paid by the indemnifying party pursuant to the terms
of such settlement) or which settlement does not include as an unconditional term thereof the giving by the claimant or plaintiff to such
indemnified party of a release from all liability in respect to such claim or litigation.

 

4.1.4  The indemnification
provided for under this Agreement shall remain in full force and effect regardless of any investigation made by or on behalf of the indemnified
party or any officer, director or controlling person of such indemnified party and shall survive the transfer of securities. The Company
and each Holder of Registrable Securities participating in an offering also agrees to make such provisions as are reasonably requested
by any indemnified party for contribution to such party in the event the Company’s or such Holder’s indemnification is unavailable
for any reason.

 

4.1.5  If the
indemnification provided under Section 4.1 hereof from the indemnifying party is unavailable or insufficient to hold harmless an
indemnified party in respect of any losses, claims, damages, liabilities and expenses referred to herein, then the indemnifying party,
in lieu of indemnifying the indemnified party, shall contribute to the amount paid or payable by the indemnified party as a result of
such losses, claims, damages, liabilities and expenses in such proportion as is appropriate to reflect the relative fault of the indemnifying
party and the indemnified party, as well as any other relevant equitable considerations. The relative fault of the indemnifying party
and indemnified party shall be determined by reference to, among other things, whether any action in question, including any untrue or
alleged untrue statement of a material fact or omission or alleged omission to state a material fact, was made by, or relates to information
supplied by, such indemnifying party or indemnified party, and the indemnifying party’s and indemnified party’s relative intent,
knowledge, access to information and opportunity to correct or prevent such action; provided, however, that the liability of any Holder
under this subsection 4.1.5 shall be limited to the amount of the net proceeds received by such Holder in such offering giving rise to
such liability. The amount paid or payable by a party as a result of the losses or other liabilities referred to above shall be deemed
to include, subject to the limitations set forth in subsections 4.1.1, 4.1.2 and 4.1.3 above, any legal or other fees, charges or expenses
reasonably incurred by such party in connection with any investigation or proceeding. The parties hereto agree that it would not be just
and equitable if contribution pursuant to this subsection 4.1.5 were determined by pro rata allocation or by any other method of allocation,
which does not take account of the equitable considerations referred to in this subsection 4.1.5. No person guilty of fraudulent misrepresentation
(within the meaning of Section 11(f) of the Securities Act) shall be entitled to contribution pursuant to this subsection 4.1.5 from any
person who was not guilty of such fraudulent misrepresentation.

 

    14

     

    

 

ARTICLE V

MISCELLANEOUS

 

5.1  Notices.
Any notice or communication under this Agreement must be in writing and given by (i) deposit in the United States mail, addressed
to the party to be notified, postage prepaid and registered or certified with return receipt requested, (ii) delivery in person or
by courier service providing evidence of delivery, or (iii) transmission by hand delivery, electronic mail or facsimile. Each notice
or communication that is mailed, delivered, or transmitted in the manner described above shall be deemed sufficiently given, served, sent,
and received, in the case of mailed notices, on the third Business Day following the date on which it is mailed and, in the case of notices
delivered by courier service, hand delivery, electronic mail or facsimile, at such time as it is delivered to the addressee (with the
delivery receipt of the intended recipient or the affidavit of messenger) or at such time as delivery is refused by the addressee upon
presentation. Any notice or communication under this Agreement must be addressed to

 

the Company at:

 

MoneyLion Inc.

30 W 21st Street, Floor 9

New York, NY 10010

Attention:   General Counsel’s Office

Email:            legal@moneylion.com

 

with a copy to:

 

Davis Polk & Wardwell LLP

450 Lexington Avenue

New York, NY 10017

Attention:           Byron B. Rooney

Lee Hochbaum

Darren M. Schweiger

Email:                  byron.rooney@davispolk.com

lee.hochbaum@davispolk.com

darren.schweiger@davispolk.com

 

 and to the Holders, at such Holder’s
address referenced in Schedule A.

 

Any party may change its address for notice at
any time and from time to time by written notice to the other parties hereto, and such change of address shall become effective thirty
(30) days after delivery of such notice as provided in this Section 5.1.

 

5.2 Assignment; No Third Party Beneficiaries.

 

5.2.1  This Agreement
and the rights, duties and obligations of the Company hereunder may not be assigned or delegated by the Company in whole or in part. Prior
to the expiration of the Founder Lock-up Period, Placement Warrant Lock-up Period or MoneyLion Lock-up Period, as the case may be, no
Holder may assign or delegate his, her or its rights, duties or obligations under this Agreement in whole or in part. Notwithstanding
the above, as it applies to the Registrable Securities, the Holder may transfer such securities during the respective lock-up period to
any Permitted Transferee but only if such Permitted Transferee agrees to become bound by the transfer restrictions set forth in this Agreement
and, if applicable, the Sponsor Support Agreement.

 

    15

     

    

 

5.2.2 Except as set
forth in subsection 5.2.1 hereof, this Agreement and the rights, duties and obligations of the Holders of Registrable Securities hereunder
may be assigned or delegated by such Holder of Registrable Securities in conjunction with and to the extent of any transfer of Registrable
Securities by any such Holder.

 

5.2.3 This Agreement
and the provisions hereof shall be binding upon and shall inure to the benefit of each of the Holders, the permitted assigns and its successors
and the permitted assigns of the Holders.

 

5.2.4 This Agreement
shall not confer any rights or benefits on any persons that are not parties hereto, other than as expressly set forth in this Agreement
and Section 5.2 hereof.

 

5.2.5 No assignment
by any party hereto of such party’s rights, duties and obligations hereunder shall be binding upon or obligate the Company unless
and until the Company shall have received (i) written notice of such assignment as provided in Section 5.1 hereof and (ii) the
written agreement of the assignee, in a form reasonably satisfactory to the Company, to be bound by the terms and provisions of this Agreement
(which may be accomplished by an addendum or certificate of joinder to this Agreement). Any transfer or assignment made other than as
provided in this Section 5.2 shall be null and void.

 

5.3  Counterparts.
This Agreement may be executed in multiple counterparts (including facsimile or PDF counterparts), each of which shall be deemed an original,
and all of which together shall constitute the same instrument, but only one of which need be produced.

 

5.4  Governing
Law; Venue. THE PARTIES EXPRESSLY AGREE THAT THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED UNDER THE LAWS OF THE STATE OF NEW
YORK, WITHOUT REGARD TO THE CONFLICT OF LAW PROVISIONS OF SUCH JURISDICTION. Any legal suit, action or proceeding arising out of or based
upon this Agreement or the transactions contemplated hereby may be instituted in the federal courts of the United States or
the courts of the State of New York in each case located in the city of New York, and each party irrevocably submits to the exclusive
jurisdiction of such courts in any such suit, action or proceeding.

 

5.5 Amendments
and Modifications. Upon the written consent of the Company and the Holders of at least a majority in interest of the then outstanding
Registrable Securities, compliance with any of the provisions, covenants and conditions set forth in this Agreement may be waived, or
any of such provisions, covenants or conditions may be amended or modified; provided, however, that notwithstanding the foregoing, any
amendment hereto or waiver hereof that adversely affects one Holder, solely in its capacity as a holder of the shares of capital stock
of the Company, in a manner that is materially different from the other Holders (in such capacity) shall require the consent of the Holder
so affected. No course of dealing between any Holder or the Company and any other party hereto or any failure or delay on the part of
a Holder or the Company in exercising any rights or remedies under this Agreement shall operate as a waiver of any rights or remedies
of any Holder or the Company. No single or partial exercise of any rights or remedies under this Agreement by a party shall operate as
a waiver or preclude the exercise of any other rights or remedies hereunder or thereunder by such party.

 

5.6 Other Registration
Rights. The Company represents and warrants that no person, other than a Holder of Registrable Securities or another purchaser in
the PIPE, has any right to require the Company to register any securities of the Company for sale or to include such securities of the
Company in any Registration filed by the Company for the sale of securities for its own account or for the account of any other person.

 

5.7 Termination.
This Agreement shall terminate upon the earlier of (i) the fifth anniversary of the date hereof or (ii) the date as of which
(A) all of the Registrable Securities have either been sold pursuant to a Registration Statement or cease to be Registrable Securities
(but in no event prior to the applicable period referred to in Section 4(3) of the Securities Act and Rule 174 thereunder) or (B) the
Holders of all Registrable Securities are permitted to sell the Registrable Securities under Rule 144 (or any similar provision) under
the Securities Act without limitation on the amount of securities sold or the manner of sale. The provisions of Section 3.5
and Article IV shall survive any termination.

 

[SIGNATURE PAGES FOLLOW]

 

    16

     

    

 

IN WITNESS WHEREOF, the undersigned
have caused this Agreement to be executed as of the date first written above.

 

	 	COMPANY: 
	 	 
	 	
    MONEYLION INC.

    a Delaware corporation

	 	 
	 	By:	/s/ Diwakar Choubey
	 	Name: 	Diwakar Choubey
	 	Title:	Chief Executive Officer

 

	 	HOLDERS:
	 	 
	 	
    FUSION SPONSOR LLC

    a Delaware limited liability company

	 	 
	 	By:	/s/ John James
	 	Name:	John James
	 	Title:	Sole Managing Member

 

[Signature Page to Registration Rights Agreement]

 

    17

     

    

 

	 	EDISON PARTNERS VIII, LP
	 	 	 
	 	By: Edison VIII GP, LLC, its general partner
	 	 	 
	 	By:	/s/ Chris Sugden
	 	Name: 	Chris Sugden
	 	Title:	Managing Partner

 

[Signature Page to Registration Rights Agreement]

 

    18

     

    

 

	 	GREENSPRING GLOBAL PARTNERS VIII-A, L.P.
	 	 	 
	 	By: Greenspring General Partner VIII, L.P., its General Partner
	 	By: Greenspring GP VIII, Ltd., its General Partner
	 	 	 
	 	By:	/s/ Eric Thompson
	 	Name:	Eric Thompson
	 	Title:	Chief Operating Officer
	 	 	 
	 	 	 
	 	GREENSPRING GLOBAL PARTNERS VIII-C, L.P.
	 	 	 
	 	By: Greenspring General Partner VIII, L.P., its General Partner
	 	By: Greenspring GP VIII, Ltd., its General Partner
	 	 	 
	 	By:	/s/ Eric Thompson
	 	Name: 	Eric Thompson
	 	Title:	Chief Operating Officer
	 	 	 
	 	GREENSPRING OPPORTUNITIES IV, L.P.
	 	 	 
	 	By:	/s/ Eric Thompson
	 	Name:	Eric Thompson
	 	Title:	Chief Operating Officer
	 	 	 
	 	 	 
	 	GREENSPRING SK SPECIAL, L.P.
	 	 	 
	 	By: Greenspring SK GP, LLC, its General Partner
	 	By: Greenspring Associates, Inc., its Managing Member
	 	 	 
	 	By:	/s/ Eric Thompson
	 	Name:	Eric Thompson
	 	Title:	Chief Operating Officer

 

[Signature Page to Registration Rights Agreement]

 

    19

     

    

 

	 	AU SPECIAL INVESTMENTS II, L.P.
	 	 	 
	 	By:	/s/ Eric Thompson
	 	Name: 	Eric Thompson
	 	Title:	Chief Operating Officer

 

[Signature Page to Registration Rights Agreement]

 

    20

     

    

 

	 	FINTECH COLLECTIVE SL1 LLC
	 	 	 
	 	By: FinTech Collective Management LLC, its Manager
	 	By: FinTech Collective, Inc., its Sole Manager
	 	 	 
	 	By:	/s/ Brooks Gibbins
	 	Name:	Brooks Gibbins
	 	Title:	Managing Partner
	 	 	 
	 	FINTECH COLLECTIVE SL2 LLC
	 	By: FinTech Collective Management LLC, its Manager
	 	By: FinTech Collective, Inc., its Sole Manager
	 	 	 
	 	By:	/s/ Brooks Gibbins
	 	Name:	Brooks Gibbins
	 	Title:	Managing Partner
	 	 	 
	 	FINTECH COLLECTIVE SL3 LLC
	 	 	 
	 	By: FinTech Collective Management LLC, its Manager
	 	By: FinTech Collective, Inc., its Sole Manager
	 	 	 
	 	By:	/s/ Brooks Gibbins
	 	Name: 	Brooks Gibbins
	 	Title:	Managing Partner

 

[Signature Page to Registration Rights Agreement]

 

    21

     

    

 

	 	FINTECH COLLECTIVE SL4 LLC
	 	 	 
	 	By: FinTech Collective Management LLC, its Manager
	 	By: FinTech Collective, Inc., its Sole Manager
	 	 	 
	 	By:	/s/ Brooks Gibbins
	 	Name:	Brooks Gibbins
	 	Title:	Managing Partner
	 	 	 
	 	FINTECH COLLECTIVE II-AV LLC
	 	 	 
	 	By:	/s/ Brooks Gibbins
	 	Name:	Brooks Gibbins
	 	Title:	Managing Partner

 

[Signature Page to Registration Rights Agreement]

 

    22

     

    

 

	 	By:	/s/ Rohit D’Souza
	 	Name:   	Rohit D’Souza
	 	 	 
	 	By:	/s/ Diwakar Choubey
	 	Name:  	Diwakar Choubey    
	 	 	 
	 	By:	/s/ Richard Correia
	 	Name:  	Richard Correia    
	 	 	 
	 	By:	/s/ Samantha Roady
	 	Name:  	Samantha Roady    
	 	 	 
	 	By:	/s/ Timmie Hong
	 	Name:  	Timmie Hong    
	 	 	 
	 	By:	/s/ Chee Mun Foong
	 	Name:  	Chee Mun Foong    
	 	 	 
	 	By:	/s/ Adam VanWagner
	 	Name:  	Adam VanWagner  
	 	 	 
	 	By:	/s/ John Chrystal
	 	Name:  	John Chrystal    
	 	 	 
	 	By:	/s/ Gregory DePetris
	 	Name:  	Gregory DePetris    
	 	 	 
	 	By:	/s/ Chris Sugden
	 	Name:  	Chris Sugden    
	 	 	 
	 	By:	/s/ Lisa Gersh
	 	Name:  	Lisa Gersh 

 

[Signature Page to Registration Rights Agreement]

 

    23

     

    

 

	 	By:	/s/ Matt Derella
	 	Name:  	Matt Derella    
	 	 	 
	 	By:	/s/ Michael Paull
	 	Name:  	Michael Paull    
	 	 	 
	 	By:	/s/ Annette Nazareth
	 	Name:  	Annette Nazareth    
	 	 	 
	 	By:	/s/ Dwight L. Bush
	 	Name:  	Dwight L. Bush  
	 	 	 
	 	By:	/s/ Jeffrey Gary
	 	Name:  	Jeffrey Gary  
	 	 	 
	 	By:	/s/ Bill Davaris
	 	Name:  	Bill Davaris    
	 	 	 
	 	By:	/s/ Arthur Berd
	 	Name:  	Arthur Berd    
	 	 	 
	 	By:	/s/ Jerry Weiss
	 	Name:  	Jerry Weiss
	 	 	 
	 	By:	/s/ Jon Stevenson
	 	Name:  	Jon Stevenson

 

[Signature Page to Registration Rights Agreement]

 

    24

     

    

 

Schedule A

 

	Holder	 	Address
	 	 	 
	FUSION SPONSOR, LLC	 	667 Madison Avenue, 5th Floor, New York, New York 10065
	
    FINTECH COLLECTIVE SL1 LLC

    FINTECH COLLECTIVE SL2 LLC

    FINTECH COLLECTIVE SL3 LLC

    FINTECH COLLECTIVE SL4 LLC

    FINTECH COLLECTIVE II-AV LLC
	 	200 Park Avenue South, Suite 1611, New York NY 10003
	EDISON PARTNERS VIII, LP	 	Edison Partners, 281 Witherspoon Street, Suite 300, Princeton, NJ 08540
	
    GREENSPRING GLOBAL PARTNERS VIII-A, L.P.

    GREENSPRING GLOBAL PARTNERS VIII-C, L.P.

    GREENSPRING OPPORTUNITIES IV, L.P.

    GREENSPRING SK SPECIAL, L.P.

    AU SPECIAL INVESTMENTS II, L.P.
	 	100 Painters Mill Road, Suite 700, Owings Mills, MD 21117
	
    FIG GROWTH TRUST

    FIG HERITAGE TRUST 1

    FIG HERITAGE TRUST 2

    FIG HERITAGE TRUST 3
	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	ARTHUR M. BERD IRREVOCABLE TRUST

BERD LLC	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Rohit D’Souza	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Diwakar Choubey	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Richard Correia	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Timmie Hong	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Chee Mun Foong	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Bill Davaris	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010 
	Arthur Berd	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Jerry Weiss	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Jon Stevenson	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Adam Van Wagner	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010 
	John Chrystal	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Gregory DePetris	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Chris Sugden	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Lisa Gersh	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Matt Derella	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Michael Paull	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Annette Nazareth	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Dwight L. Bush	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010
	Jeffrey Gary	 	MoneyLion Inc., 30 West 21st Street, 9th Floor, New York, NY 10010

 

 

25

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