Document:

exv4w2

Exhibit 4.2

AMENDMENT NO. 1

TO THE

SNYDER’S OF HANOVER, INC.

NON-QUALIFIED STOCK OPTION PLAN

     Snyder’s of Hanover, Inc. (the “Company”) adopted the Snyder’s of Hanover, Inc.
Non-Qualified Stock Option Plan as amended and restated and effective as of January 1, 2005 (the
“Plan”) and now desires to amend the Plan in certain respects in connection with, and
contingent upon, the completion of the business combination of the Company and Lance, Inc.
(“Lance”) which combined company will be known as Snyder’s-Lance, Inc., and the merger of
the Company with Lima Merger Corp., a wholly-owned subsidiary of Lance (“Merger Sub”), with
the Company continuing as the surviving subsidiary of Lance, which transactions are contemplated by
that certain Agreement and Plan of Merger, dated as of July 21, 2010 and amended as of September
30, 2010 (the “Merger Agreement”), entered into by and among the Company, Lance and Merger
Sub.

     NOW, THEREFORE, the Plan is amended, effective as of the Effective Time (as defined in the
Merger Agreement) pursuant to this Amendment No. 1 to the Plan (“Amendment”), as follows:

     1. All references to the Company in the Plan shall be deemed to refer to Snyder’s-Lance, Inc.

     2. Section III is amended by deleting the provision in its entirety and replacing it with the
following:

	 	 	 	This Plan will be administered by the Compensation Committee of the
Board of Directors (the “Committee”) of Snyder’s-Lance, Inc.
(formerly Lance, Inc.)

     3. Section VI is amended by deleting the second sentence of Paragraph B. and the table
immediately following such sentence. Section VI is also amended by deleting Paragraph C, the
Example following Paragraph C and all text following the Example.

     4. Section XI is amended by deleting the provision in its entirety and replacing it the
following:

	 	 	 	[Reserved]

     5. Section XII is amended by deleting the provision in its entirety and replacing it the
following:

	 	 	 	[Reserved]

     6. Except as otherwise set forth in this Amendment, the Plan will continue in full force in
accordance with its terms. If there is any conflict between the Plan and any provision of this
Amendment, this Amendment will control.

[Signature Appears on the Following Page]

 

 

Signature Page to Amendment No. 1

to Snyder’s of Hanover, Inc.

Non-Qualified Stock Option Plan

     IN WITNESS WHEREOF, Snyder’s of Hanover, Inc. has caused this Amendment No. 1 to the Snyder’s
of Hanover, Inc. Non-Qualified Stock Option Plan to be executed by its duly authorized officer this
6th day of December 2010.

	 	 	 	 	 
	 

	 	SNYDER’S OF HANOVER, INC.
	 
	 	 	 	 
	 

	 	By:
	 	/s/ Carl E. Lee, Jr.
	 

	 	 	 	 
	 

	 	Name:
	 	Carl E. Lee, Jr.
	 

	 	Title:
	 	President and CEOexv10w1

Exhibit 10.1

DOLLAR FINANCIAL CORP.

FIRST AMENDMENT TO AND CONSENT UNDER 

AMENDED AND RESTATED CREDIT AGREEMENT 

     This FIRST AMENDMENT TO AND CONSENT UNDER AMENDED AND RESTATED CREDIT AGREEMENT (this
“First Amendment Agreement”) is dated on December 2, 2010 and entered into by and among DOLLAR
FINANCIAL CORP., a Delaware corporation (“Holdings”), DOLLAR FINANCIAL GROUP, INC., a New York
corporation (the “US Borrower”), NATIONAL MONEY MART COMPANY, an unlimited company organized under
the laws of the Province of Nova Scotia, Canada (the “Canadian Borrower”) , DOLLAR FINANCIAL U.K.
LIMITED, a limited liability company incorporated under the laws of England and Wales with
registered number 03701758 (the “UK Borrower” and, together with the US Borrower and the Canadian
Borrower, the “Borrowers”), WELLS FARGO BANK, NATIONAL ASSOCIATION, as administrative agent for the
Lenders under the Credit Agreement referred to below (in such capacity, the “Administrative
Agent”), the Lenders party hereto being the Required Lenders under the Credit Agreement (as defined
below) (the “Amendment Lenders”) and the Subsidiary Guarantors party hereto.

RECITALS

          WHEREAS, pursuant to that certain Amended and Restated Credit Agreement dated as of October
30, 2006, by and among Holdings, the Borrowers, the lenders party thereto (the “Lenders”), the
Administrative Agent and various other parties thereto, as amended and restated by that certain
Amendment Agreement dated as of November 20, 2009 (as amended, restated, supplemented or otherwise
modified form time to time, the “Credit Agreement”), the Lenders agreed, inter alia, to extend
various credit facilities to the Borrowers. Capitalized terms used herein without duplication
shall have the same meanings set forth in the Credit Agreement.

          WHEREAS, the Term Loans under the Credit Agreement have been paid in full and are no longer
outstanding.

          WHEREAS, the Borrowers have notified the Administrative Agent and the Lenders that the UK
Borrower intends to acquire a 100% interest in a Swedish holding company (the “Scandinavian
Holdco”), including certain of its wholly-owned subsidiaries located in Sweden and Finland
(together with the Scandinavian Holdco, collectively, the “Scandinavian Subsidiaries”), according
to the terms presented to the Administrative Agent and the Lenders in the form of the transaction
summary attached hereto as Exhibit A (the “Scandinavian Acquisition”).

          WHEREAS, the Scandinavian Subsidiaries are party to certain existing agreements whereby
certain Scandinavian banks and lending institutions have made loans and other financing available
to such Scandinavian Subsidiaries in a maximum aggregate amount not to exceed €17,500,000 and SEK
325,000,000, respectively (the “Scandinavian Credit

 

 

Facilities,” and the indebtedness from time to time outstanding thereunder, the “Scandinavian
Indebtedness”).

          WHEREAS, the Scandinavian Indebtedness is secured by liens on assets of the Scandinavian
Subsidiaries.

          WHEREAS, in connection with the Scandinavian Acquisition, the Borrowers desire to maintain the
Scandinavian Credit Facilities and anticipate that as a condition to maintaining such facilities,
the lenders thereunder might require the UK Borrower to provide a guaranty of the Scandinavian
Indebtedness (the “Scandinavian Guaranty”).

          WHEREAS, the UK Borrower will pay a portion of the sales price of the Scandinavian Acquisition
in the form of certain deferred purchase price payments (collectively, the “Scandinavian
Acquisition Seller Indebtedness”) to be made to the sellers under the Scandinavian Acquisition (the
“Scandinavian Sellers”) and such Scandinavian Sellers have required that the UK Borrower pledge its
equity interests in the Scandinavian Holdco and the Scandinavian Holdco pledge its equity interests
in the other Scandinavian Subsidiaries as security for such deferred payments (the “Deferred
Purchase Price Collateral”) and that the Deferred Purchase Price Collateral not be pledged by the
UK Borrower or the Scandinavian Holdco in any way under the Credit Agreement or Loan Documents.

          WHEREAS, the Borrowers have notified the Administrative Agent and the Lenders that the US
Borrower formed or acquired the following Subsidiaries and that its intention is that such
Subsidiaries shall be joined as Subsidiary Guarantors under the Credit Agreement as required in
accordance with Section 6.10(c) of the Credit Agreement: (i) DFG Acquisition Services, Inc. a
Delaware corporation (“DFG Acquisition”); (ii) Military Financial Services, LLC, a Delaware limited
liability company (“Military”); and (iii) Dealers’ Financial Services, LLC, a Kentucky limited
liability company (“Dealers” and together with DFG Acquisition and Military, collectively, the
“New US Subsidiaries”).

          WHEREAS, the Borrowers have notified the Administrative Agent and the Lenders that the US
Borrower formed or acquired a Subsidiary, Dealers’ Financial Services Reinsurance Limited, a Turks
& Caicos company, that is not required to be joined as a Subsidiary Guarantor under the Credit
Agreement as it meets the requirements of Section 6.10(d) of the credit Agreement.

          WHEREAS, the Borrowers have notified the Administrative Agent and the Lenders that the UK
Borrower formed or acquired the following Subsidiaries, each incorporated under the laws of England
and Wales, that have not been joined as Subsidiary Guarantors under the Credit Agreement as
required in accordance with Section 6.10(c) of the Credit Agreement and have requested that the
Administrative Agent and the Amendment Lenders consent to such Subsidiaries not being joined to the
Credit Agreement as Subsidiary Guarantors: (i) Merchant Cash Express Limited and (ii) DMWSL 488
Ltd and its subsidiaries, Nathan & Co. (Birmingham) Ltd., E. A. Barker Ltd., T. M. Sutton Ltd., S &
R Financial Ltd., and Sutton & Robertson, Ltd. (collectively the “New UK Subsidiaries”).

2

 

          WHEREAS, the Borrowers have requested that the Administrative Agent and the Amendment Lenders:
(i) make certain amendments to Section 7 of the Credit Agreement in order to (a) permit the
Investments required by the Scandinavian Acquisition under Section 7.8 of the Credit Agreement, (b)
include the Scandinavian Indebtedness and the Scandinavian Acquisition Seller Indebtedness as
permitted Indebtedness under Section 7.2 of the Credit Agreement, (c) permit the incurrence of
Liens with respect to the Scandinavian Indebtedness under Section 7.2 of the Credit Agreement, and
(d) permit the granting of the Scandinavian Guaranty under Section 7.2 of the Credit Agreement;
(ii) consent to the pledge of the Deferred Purchase Price Collateral solely to the Scandinavian
Sellers notwithstanding Sections 6.10(c)(i) and 7.3 of the Credit Agreement; and (iii) consent to
the New UK Subsidiaries not being joined to the Credit Agreement and Loan Documents as Subsidiary
Guarantors notwithstanding the requirements set forth in Sections 6.10(c) and 7.3 of the Credit
Agreement.

          WHEREAS, the Administrative Agent and the Amendment Lenders have agreed to the consents and
amendments requested by the Borrower and outlined in the preceding paragraph in accordance with the
terms and conditions outlined in this First Amendment Agreement.

          NOW, THEREFORE, in consideration of the premises and the agreements, provisions and covenants
herein contained, and for other credit accommodations given or to be given, to the Borrowers by the
Lenders from time to time, the parties hereto agree as follows:

     1. Consents under the Credit Agreement. On the terms and subject to the conditions of
this First Amendment Agreement, the Administrative Agent and the Amendment Lenders hereby consent
to:

     (a)
the UK Borrower and the Scandinavian Holdco pledging, as security for the payment
of the Scandinavian Acquisition Seller Indebtedness, the Deferred Purchase Price Collateral
solely to the Scandinavian Sellers notwithstanding the requirements set forth in Section
6.10(c)(i) of the Credit Agreement and the negative covenant set forth in Section 7.3 of the
Credit Agreement; provided that such Deferred Purchase Price Collateral granted by the UK
Borrower is limited solely to the UK Borrower’s pledge of its equity interests in the
Scandinavian Holdco and the amount secured thereby does not exceed the amount of the
Scandinavian Acquisition Seller Indebtedness;

     (b) the Scandinavian Subsidiaries not being joined as Subsidiary Guarantors under the
Credit Agreement notwithstanding the requirements set forth in Section 6.10(c) of the Credit
Agreement; and

     (c) the New UK Subsidiaries not being joined to the Credit Agreement and Loan Documents
as Subsidiary Guarantors notwithstanding the requirements set forth in Section 6.10(c) of
the Credit Agreement.

     2. Amendments to Section 1.1 of the Credit Agreement. The following definitions are
hereby added in alphabetical order to Section 1.1 to read in their entirety as follows:

3

 

	 	 	 	“First Amendment Agreement”: means that certain First
Amendment Agreement dated December 2, 2010 by and among the
Borrowers, the lenders party thereto and the Administrative Agent.
	 
	 	 	 	“New UK Subsidiaries”: means Merchant Cash Express Limited,
DMWSL 488 Ltd, Nathan & Co. (Birmingham) Ltd., E. A. Barker Ltd., T.
M. Sutton Ltd., S & R Financial Ltd., and Sutton & Robertson, Ltd.
	 
	 	 	 	“Scandinavian Acquisition”: the acquisition of all of the
equity interests of the Scandinavian Holdco, as more fully described
in Exhibit A attached to the First Amendment Agreement.
	 
	 	 	 	“Scandinavian Acquisition Seller Indebtedness”: the
Indebtedness owed to the Scandinavian Sellers by the UK Borrower or
a subsidiary of the UK Borrower as partial payment of the purchase
price for the Scandinavian Acquisition.
	 
	 	 	 	“Scandinavian Credit Facilities”: (i) the credit facilities
by Danske Bank A/S to the Scandinavian Subsidiaries providing for
loans in a maximum aggregate amount not to exceed SEK 325,000,000,
(ii) the credit facilities by Helsingin OP Pankki Oyj to the
Scandinavian Subsidiaries providing for loans in a maximum aggregate
amount not to exceed €17,500,000, and (iii) any modifications,
amendments, replacements or refinancings thereof, provided
that the maximum aggregate amount thereof is not increased.
	 
	 	 	 	“Scandinavian Guaranty”: that certain guaranty granted by
the UK Borrower providing a guaranty of the Scandinavian
Indebtedness.
	 
	 	 	 	“Scandinavian Holdco”: as defined in Exhibit A attached to
the First Amendment Agreement.
	 
	 	 	 	“Scandinavian Indebtedness”: the Indebtedness from time to
time outstanding under the Scandinavian Credit Facilities.
	 
	 	 	 	“Scandinavian Pledge”: that certain pledge by the (i) UK
Borrower of all of its equity interests held in the Scandinavian
Holdco and (ii) Scandinavian Holdco of its equity interests held in
the other Scandinavian Subsidiaries to the Scandinavian Sellers to
provide security for the repayment of the Scandinavian Acquisition
Seller Indebtedness.
	 
	 	 	 	“Scandinavian Sellers”: as defined in Exhibit A attached to
the First Amendment Agreement.

4

 

“Scandinavian Subsidiaries”: collectively, the
Scandinavian Holdco and each of its Subsidiaries, which on the date
hereof are identified on Exhibit A attached to the First Amendment
Agreement.

     3. Amendment to Section 6.10 (Additional Collateral, etc) of the Credit Agreement.
Section 6.10(d) is hereby amended by adding a new clause (v) to the end thereof to read in its
entirety as follows:

(v) No Scandinavian Subsidiary or New UK Subsidiary shall be
required to comply with the provisions of clauses (a) through (c)
above, and no Loan Party shall be required to pledge the Capital
Stock of any Scandinavian Subsidiary or New UK Subsidiary pursuant
to the provisions of clauses (a) through (c) above.

     4. Amendment to Section 7 (Negative Covenants) of the Credit Agreement. Section 7
(Negative Covenants) is hereby amended to add the following parenthetical at the end of the first
paragraph of Section 7 immediately after the term “Subsidiaries” in its entirety to read as
follows:

(other than the Scandinavian Subsidiaries solely with respect to
Sections 7.2, 7.3, 7.4, 7.5, 7.7, 7.8, 7.14 and 7.15)

     5. Amendment to Section 7.2(i) (Indebtedness) of the Credit Agreement. Section 7.2(i)
(Indebtedness) is hereby amended and restated to read in its entirety as follows:

(i) (i) Indebtedness of the UK Borrower and its Subsidiaries (other
than the Scandinavian Subsidiaries) in an amount not exceeding
£12,500,000, at any one time outstanding; (ii) the Scandinavian
Indebtedness (which, for the avoidance of doubt shall not be
considered Pari Passu UK Debt); (iii) the Scandinavian Guaranty
(which, for the avoidance of doubt shall not be considered Pari
Passu UK Debt); and (iv) the Scandinavian Acquisition Seller
Indebtedness (which for the avoidance of doubt shall not be
considered Pari Passu UK Debt).

     6. Amendment to Section 7.8(e) (Investments) of the Credit Agreement. Section 7.8(e)
(Investments) is hereby amended and restated to read in its entirety as follows:

(e) (i) the MFS Acquisition; (ii) the Scandinavian Acquisition;
provided that within five (5) Business Days after the
completion of the Scandinavian Acquisition the UK Borrower shall
deliver to the Administrative Agent a certificate that (x) the
Scandinavian Acquisition has been closed substantially on the terms
set forth on Exhibit A attached to the First Amendment Agreement,
and (y) giving effect to the Scandinavian Acquisition, the
representations and warranties set forth in Section 3 of the Credit
Agreement are true and correct in all material respects; and (iii)
Investments made

5

 

by any Loan Party in the Scandinavian Subsidiaries in an outstanding
amount not to exceed $25,000,000 at any time (net any returns of
capital or repayment of principal);

     7. Amendment to Section 8(e) (Events of Default) of the Credit Agreement. Section
8(e) (Events of Default) is hereby amended and restated to read in its entirety as follows:

(e) any Group Member (including, for the avoidance of doubt, the
Scandinavian Subsidiaries) shall (i) default in making any payment
of any principal of any Indebtedness (including any Guarantee
Obligation, but excluding the Loans) on the scheduled or original
due date with respect thereto; or (ii) default in making any payment
of any interest on any such Indebtedness beyond the period of grace,
if any, provided in the instrument or agreement under which such
Indebtedness was created; or (iii) default in the observance or
performance of any other agreement or condition relating to any such
Indebtedness or contained in any instrument or agreement evidencing,
securing or relating thereto, or any other event shall occur or
condition exist, the effect of which default or other event or
condition is to (x) cause, or permit the holder or beneficiary of
such Indebtedness (or a trustee or agent on behalf of such holder or
beneficiary) to cause, with the giving of notice if required, such
Indebtedness to become due prior to its stated maturity or (in the
case of any such Indebtedness constituting a Guarantee Obligation)
to become payable or (y) to cause, with the giving of notice if
required, any Group Member to purchase or redeem or make an offer to
purchase or redeem such indebtedness prior to its stated maturity;
provided, that a default, event or condition described in
clause (i), (ii) or (iii) of this paragraph (e) shall not at any
time constitute an event of default unless, at such time, one or
more defaults, events or conditions of the type described in clauses
(i), (ii) and/or (iii) of this paragraph (e) shall have occurred and
be continuing with respect to either Pari Passu UK Debt or
Indebtedness the outstanding principal amount which exceeds in the
aggregate $10,000,000 (or its Dollar equivalent thereof); or

     8. New US Subsidiaries. Within one hundred and twenty (120) days after the date
hereof, the Borrowers shall cause to be delivered to the Administrative Agent each of the following
in form and substance reasonably satisfactory to the Administrative Agent in conjunction with the
Assumption Agreements referenced in Section 12(b) hereof: (i) any equity certificates issued by
the New US Subsidiaries, together with transfer powers in blank executed by the US Borrower; (ii)
secretary certificates executed by the secretary or other authorized person of each US Subsidiary
attaching (A) authorizing resolutions, (B) by-laws or operating agreements, (C) certificates of
formations and (D) officers incumbencies; and (iii) an opinion of counsel of each of the New US
Subsidiaries.

6

 

     9. No Further Consent or Waiver. Nothing in this First Amendment Agreement nor any
communication between the Administrative Agent, any Lender, any Group Member or any of their
respective officers, agents, employees or representatives shall be deemed to constitute a waiver
of: (i) any Default or Event of Default arising as a result of the foregoing representation
proving to be false or incorrect in any material respect; or (ii) any rights or remedies which the
Administrative Agent or any Lender has against any Group Members under the Credit Agreement or any
other Loan Document and/or applicable law, with respect to any such Default or Event of Default
arising as a result of the foregoing representation proving to be false or incorrect in any
material respect.

     10. Representations and Warranties. Each of the Loan Parties hereby represents
and warrants to the Administrative Agent and the Lenders that: (i) the representations and
warranties set forth in the Credit Agreement and Loan Documents to which they are party are true
and correct in all material respects as of the date hereof, except those representations and
warranties made as of a date certain which remain true and correct in all material respects as of
such date (ii) after giving effect to the consent and amendments provided in this First Amendment
Agreement, there is no Default or Event of Default under the Credit Agreement; (iii) each Borrower
and each Subsidiary Guarantor has the corporate, limited liability company power or other power
necessary to execute, deliver this First Amendment Agreement, to the extent each is a party
thereto; and (iv) the execution, delivery and performance of this First Amendment Agreement have
been duly authorized by the applicable governing body of each Loan Party, and when executed, this
First Amendment Agreement will constitute the valid, binding and enforceable obligations of each
Loan Party subject to applicable bankruptcy, reorganization, moratorium or other laws affecting
creditors’ rights generally and subject to general principles of equity.

     11. Further Agreements and Representations. Each of the Loan Parties hereby,
jointly and severally:

     (a) ratifies, confirms and acknowledges that the Credit Agreement, as amended
hereby, and all other Loan Documents to which it is party continue to be valid, binding and
in full force and effect as of the date hereof, and enforceable in accordance with their
terms subject to applicable bankruptcy, reorganization, moratorium or other laws affecting
creditors’ rights generally and subject to general principles of equity;

     (b) covenants and agrees to perform all of their respective obligations under the
Credit Agreement, as amended hereby, and all other Loan Documents to which it is party;

     (c) acknowledges and agrees that as of the date hereof, no Loan Party has any
defense, set-off, counterclaim or challenge against the payment of any sums owing to the
Administrative Agent or the Lenders or the enforcement of any of the terms of the Credit
Agreement, as amended hereby, or any of the other Loan Documents to which it is party;

     (d) acknowledges and agrees that all Loans presently or hereafter outstanding under
the Loan Documents shall continue to be secured by the Collateral granted by it;

7

 

     (e) acknowledges and agrees that this First Amendment Agreement does not constitute
a novation of the Loans;

     (f) ratifies, confirms and continues all rights and remedies granted by the Loan
Parties to the Administrative Agent and the Lenders in the Loan Documents to which it is
party; and

     (g) ratifies and confirms all waivers made by the Loan Parties in the Loan
Documents to which it is party.

     12. Conditions to Effectiveness of this First Amendment Agreement. The Administrative
Agent’s and the Amendment Lenders’ obligations hereunder are conditioned upon the satisfaction by
the Loan Parties of the following conditions precedent:

     (a) receipt by the Administrative Agent of this First Amendment Agreement
(including exhibits referenced herein), duly executed by each of the Loan Parties and
Required Lenders;

     (b) receipt by the Administrative Agent of: (i) an Assumption Agreement, in the
form of Annex 1 to the US Guarantee and Collateral Agreement, for each of the New US
Subsidiaries; (ii) a certificate of good standing issued by the state of formation of each
of the New US Subsidiaries; and (iii) filing by the Administrative Agent of UCC-1 financing
statements naming the Administrative Agent as secured party and each of the New US
Subsidiaries as debtor;

     (c) the Borrowers shall have paid to the Administrative Agent: (i) for the ratable
benefit of the Amendment Lenders an amendment and waiver fee equal to 0.05% of the
Commitments of the Amendment Lenders, which shall be fully earned as to each Lender that
timely executes this First Amendment Agreement upon execution of this First Amendment
Agreement by Required Lenders; (ii) its fees under that certain Fee Letter dated November
24, 2010 by and among Holdings, the Borrowers, the Administrative Agent and Wells Fargo
Securities, LLC; and (iii) all reasonable out of pocket expenses of the Administrative Agent
incurred in connection with this First Amendment Agreement, including, without limitation,
the reasonable fees and expenses of Administrative Agent’s counsel; and

     (d) receipt by the Administrative Agent of such additional agreements, instruments,
documents, writings and actions as the Administrative Agent and the Amendment Lenders may
reasonably request.

     13. Miscellaneous.

     (a) No reference to this First Amendment Agreement need be made in the Credit
Agreement or in any other Loan Document.

     (b) This First Amendment Agreement shall bind and inure to the benefit of the
parties hereto and their respective heirs, executors, administrators, successors and

8

 

assigns; provided, however, that no Loan Party shall assign its rights or obligations
under this First Amendment Agreement.

     (c) This First Amendment Agreement shall be governed by and construed in accordance
with the laws of the State of New York without reference to the choice of law doctrine of
the State of New York.

     (d) This First Amendment Agreement may be executed in any number of counterparts
with the same effect as if all the signatures on such counterparts appeared on one document
and each such counterpart shall be deemed an original. Any signature on this First
Amendment Agreement, delivered by any party by electronic transmission shall be deemed to be
an original signature thereto.

     (e) To the extent of any inconsistency between the terms and conditions of this
First Amendment Agreement and the terms and conditions of the Loan Documents, the terms and
conditions of this First Amendment Agreement shall prevail. All terms and conditions of the
Credit Agreement and any other Loan Documents not inconsistent herewith shall remain in full
force and effect.

     (f) This First Amendment Agreement is the entire agreement between the parties
relating to the subject matter hereof, incorporates or rescinds all prior agreements and
understandings between the parties hereto relating to the subject matter hereof, cannot be
changed or terminated orally or by course of conduct, and shall be deemed effective as of
the date it is accepted by the Administrative Agent.

     (g) Except as expressly set forth herein, neither the execution, delivery or
performance of this First Amendment Agreement, nor anything contained herein, shall be
construed as or shall operate as a course of conduct, course of dealing or a consent to or
waiver of any provision of, or any right, power or remedy of the Administrative Agent or any
Lender under, the Credit Agreement, any Loan Document or the agreements and documents
executed in connection therewith.

[remainder of page intentionally left blank]

9

 

     IN WITNESS WHEREOF, the parties hereto have caused this First Amendment to and Consent Under
Amended and Restated Credit Agreement to be duly executed and delivered by their respective
officers thereunto duly authorized as of the date first written above.

	 	 	 	 	 
	 	DOLLAR FINANCIAL CORP., a Delaware corporation

 	 
	 	By:  	/s/ Randy Underwood
 	 
	 	 	Name:  	Randy Underwood 	 
	 	 	Title:  	Executive Vice President and Chief Financial Officer 	 
	 
	 	DOLLAR FINANCIAL GROUP, INC., a New
 York corporation

 	 
	 	By:  	/s/ Randy Underwood
 	 
	 	 	Name:  	Randy Underwood 	 
	 	 	Title:  	Executive Vice President and Chief Financial Officer 	 
	 
	 	NATIONAL MONEY MART COMPANY, an unlimited liability company organized under the laws of the Province of Nova Scotia, Canada

 	 
	 	By:  	/s/ Randy Underwood
 	 
	 	 	Name:  	Randy Underwood 	 
	 	 	Title:  	Executive Vice President and Chief Financial Officer 	 
	 
	 	DOLLAR FINANCIAL U.K. LIMITED, a limited liability company incorporated under the laws of England and Wales with registered number 03701758

 	 
	 	By:  	/s/ Roy W. Hibberd
 	 
	 	 	Name:  	Roy W. Hibberd 	 
	 	 	Title:  	Director 	 
	 

 

 

SUBSIDIARY GUARANTORS:

ANY KIND CHECK CASHING CENTERS, INC., an Arizona corporation

CASH UNLIMITED OF ARIZONA, INC., an Arizona corporation

CHECK MART OF FLORIDA, INC., a Delaware corporation

CHECK MART OF LOUISIANA, INC., a Louisiana corporation

CHECK MART OF NEW MEXICO, INC., a New Mexico corporation

CHECK MART OF PENNSYLVANIA, INC., a Pennsylvania corporation

CHECK MART OF TEXAS, INC, a Texas corporation

CHECK MART OF WISCONSIN, INC., a Wisconsin corporation

DFG CANADA, INC., a Delaware corporation

DFG INTERNATIONAL, INC., a Delaware corporation

DFG WORLD, INC., a Delaware corporation

DOLLAR FINANCIAL INSURANCE CORP., a Pennsylvania corporation

FINANCIAL EXCHANGE COMPANY OF OHIO, INC., a Delaware corporation

FINANCIAL EXCHANGE COMPANY OF PENNSYLVANIA, INC., a Pennsylvania corporation

FINANCIAL EXCHANGE COMPANY OF PITSBURGH, INC., a Delaware corporation

FINANCIAL EXCHANGE COMPANY OF VIRGINIA, INC., a Delaware corporation

LOAN MART OF OKLAHOMA, INC., an Oklahoma corporation

MONETARY MANAGEMENT CORPORATION OF PENNSYLVANIA, a Delaware corporation

MONETARY MANAGEMENT OF CALIFORNIA, INC., a Delaware corporation

MONETARY MANAGEMENT OF MARYLAND, INC., a Delaware corporation

MONETARY MANAGEMENT OF NEW YORK, INC., a New York corporation

MONEY MART CSO, INC., a Texas corporation

MONEY MART EXPRESS, INC., a Utah corporation

MONEYMART, INC., a Delaware corporation

PACIFIC RING ENTERPRISES, INC., a California corporation

PD RECOVERY, INC., a Pennsylvania corporation

DFG ACQUISTIION SERVICES, INC., a Delaware corporation

MILITARY FINANCIAL SERVICES, LLC, a Delaware corporation

DEALERS’ FINANCIAL SERVICES, LLC, a Kentucky corporation

	 	 	 	 
	 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary 	 
	 

Signatures continued on next page

 

 

	 	 	 	 
	SUBSIDIARY GUARANTORS (Continued):

1100591 ALBERTA LTD.

 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary	 
	 	I/We have authority to bind the Corporation 
	 
	656790 B.C. LTD.

 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary	 
	 	I/We have authority to bind the Corporation 
	 
	MONEY CARD CORP.

 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary	 
	 	I/We have authority to bind the Corporation 
	 
	MONEY MART CANADA INC.

 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary	 
	 	I/We have authority to bind the Corporation 
	 
	ADVANCE CANADA INC.

 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary	 
	 	I/We have authority to bind the Corporation 
	 
	ADVANCE CANADA PROPERTIES INC.

 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary	 
	 	I/We have authority to bind the Corporation 

 

 

	 	 	 	 	 	 	 

	SUBSIDIARY GUARANTORS (Continued):
	 	 	 	 	 	 
	 
	Executed as a deed and delivered by
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	WITNESS:	 	DFG WORLD, INC.
	 
	 	 	 	 	 	 
	/s/ Roy W. Hibberd
	 	By:	 	/s/ Randy Underwood	 	 
	
						
	Roy W. Hibberd, Secretary
	 	 	 	Name: Randy Underwood	 	 
	 
	 	 	 	Title: Executive Vice President and

          Chief Financial Officer	 	 
	 
	 	 	 	 	 	 
	Executed as a deed and delivered by
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	WITNESS:	 	DOLLAR FINANCIAL U.K. LIMITED
	 
	 	 	 	 	 	 
	/s/ Randy Underwood
	 	By:	 	/s/ Roy W. Hibberd	 	 
	Randy Underwood, Director
	 	 	 	Name: Roy W. Hibberd	 	 
	 
	 	 	 	Title:  Director	 	 
	Executed as a deed and delivered by
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	WITNESS:	 	INSTANT CASH LOANS LIMITED
	 
	 	 	 	 	 	 
	/s/ Randy Underwood
	 	By:	 	/s/ Roy W. Hibberd	 	 
	Randy Underwood, Director
	 	 	 	Name: Roy W. Hibberd	 	 
	 
	 	 	 	Title:  Director	 	 
	Executed as a deed and delivered by
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	WITNESS:	 	CASH CENTRES CORPORATION LIMITED
	 
	 	 	 	 	 	 
	/s/ Randy Underwood
	 	By:	 	/s/ Roy W. Hibberd	 	 
	Randy Underwood, Director
	 	 	 	Name: Roy W. Hibberd	 	 
	 
	 	 	 	Title:  Director	 	 

 

 

	 	 	 	 	 	 	 

	SUBSIDIARY GUARANTORS (Continued):
	 	 	 	 	 	 
	 
	Executed as a deed and delivered by
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	WITNESS:	 	CASH CENTRES LIMITED
	 
	 	 	 	 	 	 
	/s/ Randy Underwood
	 	By:	 	/s/ Roy W. Hibberd	 	 
	Randy Underwood, Director
	 	 	 	Name: Roy W. Hibberd	 	 
	 
	 	 	 	Title:  Director	 	 
	Executed as a deed and delivered by
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	WITNESS:	 	EXPRESS FINANCE (BROMLEY) LIMITED
	 
	 	 	 	 	 	 
	/s/ Carolyn Walton
	 	By:	 	/s/ Piero Fileccia	 	 
	Carolyn Walton, Secretary
	 	 	 	Name: Piero Fileccia	 	 
	 
	 	 	 	Title:  Director	 	 
	Executed as a deed and delivered by
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	WITNESS:	 	PAYDAY EXPRESS LIMITED (formerly CASH YOUR

CHEQUE LIMITED)
	 
	 	 	 	 	 	 
	/s/ Roy W. Hibberd
	 	By:	 	/s/ Randy Underwood	 	 
	Roy W. Hibberd, Secretary
	 	 	 	Name: Randy Underwood	 	 
	 
	 	 	 	Title: Executive Vice President and	 	 
	 
	 	 	 	Chief Financial Officer	 	 

 

 

SUBSIDIARY GUARANTORS (Continued):

	 	 	 	 	 
	Executed as a deed and delivered by
 	 	 
	INSTANT CASH LOANS IRELAND LTD.	/s/ Piero Fileccia
 	 
	 	Piero Fileccia 	 
	               acting by	                        Director
 	 
	and	 	 
	 
	 	 	 
	 	                                           /s/ Carolyn Walton
 	 
	 	Caroline Walton 	 
	 	Secretary 	 
	 

	 	 	 	 	 
	OPTIMA S.A., 

a corporation incorporated in Poland 

 	 
	By:  	/s/ Roy W. Hibberd
 	 
	 	Name:  	Roy W. Hibberd 	 
	 	Title:  	Secretary 	 
	 

 

	 	 	 	 	 
	 	WELLS FARGO BANK, NATIONAL 

ASSOCIATION, as Administrative Agent

 	 
	 	By:  	/s/ Matthew R. Siefer
 	 
	 	 	Name:  	Matthew R. Siefer 	 
	 	 	Title:  	Senior Vice President 	 
	 

 

 

	 	 	 	 	 
	 	WELLS FARGO BANK, NATIONAL

ASSOCIATION, as Lender

 	 
	 	By:  	/s/ Matthew R. Siefer
 	 
	 	 	Name:  	Matthew R. Siefer 	 
	 	 	Title:  	Senior Vice President 	 
	 

 

 

	 	 	 	 	 
	 	ALLIED IRISH BANKS, PLC. LTD., as Lender

 	 
	 	By:  	/s/ David Smith
 	 
	 	 	Name:  	David Smith 	 
	 	 	Title:  	Assistant Vice President 	 
	 
	 	 	 
	 	By:  	                                                  /s/ Laura Megerdichian
 	 
	 	 	Name:  	Laura Megerdichian 	 
	 	 	Title:  	Assistant Vice President 	 

 

 

	 	 	 	 	 

	 	 	 	 	 
	 	BANK OF MONTREAL, as Lender

 	 
	 	By:  	/s/ David Eldridge
 	 
	 	 	Name:  	David Eldridge 	 
	 	 	Title:  	Senior Account Manager, Corporate Finance 	 
	 

 

 

	 	 	 	 	 
	 	CREDIT SUISSE AG, CAYMAN ISLANDS 

BRANCH, as Lender

 	 
	 	By:  	/s/ Jay Chall
 	 
	 	 	Name:  	Jay Chall 	 
	 	 	Title:  	Director 	 
	 
	 	 	 
	 	By:  	                                                  /s/ Kathrin Marti
 	 
	 	 	Name:  	Kathrin Marti 	 
	 	 	Title:  	Assistant Vice President 	 

 

 

	 	 	 	 	 

	 	 	 	 	 
	 	CREDIT SUISSE AG, TORONTO 

BRANCH, as Lender

 	 
	 	By:  	/s/ Alain Daoust
 	 
	 	 	Name:  	Alain Daoust 	 
	 	 	Title:  	Director 	 
	 
	 	 	 
	 	By:  	                                                  /s/ Steve Fuh
 	 
	 	 	Name:  	Steve Fuh 	 
	 	 	Title:  	Vice President 	 

 

 

	 	 	 	 	 

	 	 	 	 	 
	 	SOCIETE GENERALE, as Lender

 	 
	 	By:  	/s/ Edward J. Grimm
 	 
	 	 	Name:  	Edward J. Grimm 	 
	 	 	Title:  	Director 	 

 

 

	 	 	 	 	 

	 	 	 	 	 
	 	SOCIETE GENERALE (CANADA 

BRANCH), as Lender

 	 
	 	By:  	/s/ Paul Primavesi
 	 
	 	 	Name:  	Paul Primavesi 	 
	 	 	Title:  	Director 	 
	 
	 	 	 
	 	By:  	                                                  /s/ Diane Gagnon
 	 
	 	 	Name:  	Diane Gagnon 	 
	 	 	Title:  	Director 	 

 

 

	 	 	 	 	 

	 	 	 	 	 
	 	U.S. BANK NATIONAL ASSOCIATION, as Lender

 	 
	 	By:  	/s/ Ole Koppang
 	 
	 	 	Name:  	Ole Koppang 	 
	 	 	Title:  	Assistant Vice President 	 
	 

 

 

	 	 	 	 	 
	 	MANUFACTURERS AND TRADERS 

TRUST COMPANY, as Lender

 	 
	 	By:  	/s/ Laurel LB Magruder
 	 
	 	 	Name:  	Laurel LB Magruder 	 
	 	 	Title:  	Vice President

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00182-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00182-of-00352.parquet"}]]