Document:

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                                                                   EXHIBIT 10.14

                                                                        NOVATION

                         LICENSE AND SERVICES AGREEMENT

      This License and Services Agreement (the "Agreement") is effective as of
________________, 2005 ("Effective Date") by and between FIDELITY NATIONAL
INFORMATION SERVICES, INC., a Delaware corporation ("FIS"), and FIDELITY
NATIONAL TITLE GROUP, INC, a Delaware corporation ("FNT").

            WHEREAS, FIS previously entered into a certain Stock Purchase
Agreement, dated as of December 23, 2004 (the "Stock Purchase Agreement"), with
Fidelity National Financial, Inc., a Delaware corporation ("FNF"), pursuant to
which certain purchasers (the "Purchasers") purchased from FIS 50,000,000 shares
of FIS' common stock, subject to the terms and conditions of the Stock Purchase
Agreement; and

            WHEREAS, a condition to the closing of the transactions contemplated
by the Stock Purchase Agreement required that FIS and FNF enter into certain
Intercompany Agreements (as defined in the Stock Purchase Agreement), and that
the form and substance of such Intercompany Agreements be satisfactory to the
Parties and the representatives of the Purchasers; and

      WHEREAS, FIS previously entered into a License and Services Agreement
dated as of March 4, 2005 (the "FNF Agreement") with FNF, as the parent company
of FNT and its subsidiaries, with respect to the use of certain software and the
provision of certain services, as more fully described herein; and

      WHEREAS, pursuant to an Assignment and Assumption Agreement of even date
herewith between FNF and FNT, FNT has assumed, with the consent of FIS, all of
FNF's rights and obligations under the FNF Agreement; and

      WHEREAS, FIS and FNT wish to enter into a novation of the rights and
obligations under the FNF Agreement, as assumed by and assigned to FNT, so that
FNT is the clear party in interest with respect to the license and services to
be provided to FIS, as more particularly described herein;

            NOW THEREFORE, in consideration of the premises, and of the
representations, warranties, covenants and agreements set forth herein, and for
other good and valuable consideration, the receipt and sufficiency of which are
hereby acknowledged, the Parties hereto agree as follows:

1.    DEFINITIONS.

      As used in this Agreement:

      1.1.  "COMPETITOR" means a natural or legal person offering a product that
            competes with the LSI Processes.

      1.2.  "DAYS" means calendar days, unless otherwise specified.

      1.3.  "DOCUMENTATION" means FIS' standard documentation describing the LSI
            Processes.

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      1.4.  "ESCALATION PROCEDURES" means the procedures set forth in Section
            10.2 of this Agreement.

      1.5.  "GEOGRAPHIC AREA" means the counties listed on Exhibit B attached
            hereto, as amended from time to time pursuant to Section 6.2 hereof.

      1.6.  "LSI PROCESSES" means those business processes indicated on Exhibit
            A.

      1.7.  "MODIFICATION" means any customization, enhancement, modification or
            change made to the LSI Processes and Documentation under this
            Agreement.

      1.8.  "PERMITTED SUBSIDIARIES" has the meaning set forth in Section
            3.1(a).

      1.9.  "PROPRIETARY INFORMATION" means all information disclosed by or for
            FNT or FIS to the other during the negotiations hereof and/or
            learned by reason of the relationship established hereunder or
            pursuant hereto, including, without limitation, the LSI Processes,
            Documentation, Modifications and all information, data and designs
            related thereto. Information relating to each party's business,
            plans, affiliates or customers shall also be deemed "Proprietary
            Information" for purposes of the Agreement. "Proprietary
            Information" shall also include all "non-public personal
            information" as defined in Title V of the Gramm-Leach-Bliley Act (15
            U.S.C. Section 6801, et seq.) and the implementing regulations
            thereunder (collectively, the "GLB Act"), as the same may be amended
            from time to time, that FIS receives from or at the direction of FNT
            and that concerns any of FNT's "customers" and/or "consumers" (as
            defined in the GLB Act).

      1.10. "SERVICES" has the meaning set forth in Section 4.1 of this
            Agreement.

      1.11. "SUBSIDIARY" means, with respect to any party, any corporation,
            partnership, company or other entity of which such party controls or
            owns, directly or indirectly, more than fifty percent (50%) of the
            stock or other equity interest entitled to vote on the election of
            the members to the board of directors or similar governing body.

      1.12. "TERM" has the meaning set forth in Section 6.1 of this Agreement.

2.    GRANT OF LICENSE.

      2.1.  GRANT. Subject to FNT's full payment, as due, of fees listed in
            Exhibit D, FIS hereby grants to FNT for the benefit of the Permitted
            Subsidiaries, and FNT for the benefit of the Permitted Subsidiaries
            accepts from FIS, a nonexclusive, license (except as otherwise
            provided for in Section 3 below) for the Term of this Agreement to
            use the LSI Processes and Documentation for properties with the
            Geographic Area, subject to the restrictions and obligations set
            forth herein.

      2.2.  DELIVERY. As requested from time to time, FIS agrees to deliver the
            LSI Processes and the Documentation to FNT for the benefit of the
            Permitted Subsidiaries.

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3.    LICENSE USE RESTRICTIONS.

      3.1.  RESTRICTIONS ON LSI PROCESSES AND DOCUMENTATION.

            (a)   FNT may not sell, lease, assign, transfer, distribute or
                  sublicense the LSI Processes or Documentation, to any party,
                  except that the LSI Processes and Documentation may be used
                  for the benefit of the Subsidiaries of FNT indicated on
                  Exhibit C hereof (collectively, the "Permitted Subsidiaries").

            (b)   FNT will not make copies, or similar versions of the LSI
                  Processes or Documentation or any part thereof without the
                  prior written consent of FIS, except in the process of
                  contemplated use, for administrative, archival or disaster
                  recovery backup, and as expressly provided otherwise herein.

            (c)   FNT may not provide copies of the LSI Processes or
                  Documentation to any person, firm, or corporation not
                  permitted hereunder except as permitted under Sections 3.1 (a)
                  and (b) above, and except as to FNT's or a Permitted
                  Subsidiary's non-Competitor contractors or subcontractors who
                  have executed nondisclosure terms substantially similar to the
                  confidentiality terms herein.

            (d)   FNT shall not allow any third party to use or have access to
                  the LSI Processes or Documentation for any purpose without
                  FIS' prior written consent except as permitted under Sections
                  3.1(a) and (b) above, and except as to FNT's or a Permitted
                  Subsidiary's non-Competitor contractors or subcontractors who
                  have executed nondisclosure terms substantially similar to the
                  confidentiality terms herein.

4.    SERVICES.

      4.1.  PROVISION OF MANAGEMENT SERVICES. During the Term, and subject to
            the terms and conditions hereof, FIS shall provide (or cause to be
            provided) all of the services described in this Section 4 to FNT for
            the benefit of the Permitted Subsidiaries (individually and
            collectively, the "Services"). For the avoidance of doubt, the
            Services are in addition to and not included within the scope of
            services described in that certain Master Information Technology
            Services Agreement of even date herewith between Fidelity
            Information Services, Inc. and FNT.

      4.2.  IMPLEMENTATION AND OVERSIGHT OF THE LSI PROCESSES. FIS agrees to
            oversee and provide advice to FNT for the benefit of the Permitted
            Subsidiaries relating to the implementation of the LSI processes
            including (x) all processes, personnel and support functions of FNT
            for the benefit of the Permitted Subsidiaries primarily relating to
            the implementation and use of the LSI Processes, such oversight and
            advice shall, include without limitation, the consulting services to
            FNT for the benefit of the Permitted Subsidiaries relating to
            computer and database systems, the creation of back-up/disaster
            recovery procedures and sites, and implementation of appropriate
            architecture. It is understood by the parties that the Services to
            be provided hereunder include (but are not limited to)
            infrastructure planning and

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            implementation work by FIS for FNT for the benefit of the Permitted
            Subsidiaries. It is anticipated that FIS may make recommendations to
            FNT for the benefit of the Permitted Subsidiaries from time to time
            as to improvements to the LSI Processes or additional processes to
            supplement the LSI Processes, which recommendation will be
            considered by FNT for the benefit of the Permitted Subsidiaries.

      4.3.  MAINTENANCE OF CURRENT EQUIPMENT AND SOFTWARE. During the term of
            this Agreement, FIS shall be responsible for maintaining the
            computer hardware and software systems utilized by FNT for the
            benefit of the Permitted Subsidiaries in their implementation and
            use of the LSI Processes, including, without limitation, all
            telephone and communication equipment (such as routers, servers,
            etc.) utilized by FNT for the benefit of the Permitted Subsidiaries
            (collectively, the "LSI Process Equipment"). FNT for the benefit of
            the Permitted Subsidiaries shall maintain the LSI Process Equipment
            in the same condition (ordinary wear and tear excepted) and to the
            same quality standards as was applicable to the LSI Process
            Equipment on the effective date of this Agreement. Without limiting
            the Services to be provided herein, FNT acknowledges that, unless
            otherwise provided in this Agreement or agreed in writing by the
            parties, FNT has no ownership right, title or interest in the LSI
            Processes.

      4.4.  SALES SUPPORT SERVICES AND IMPLEMENTATION OF LSI PROCESSES FOR THIRD
            PARTY CUSTOMERS. During the Term of this Agreement and consistent
            with permitted practices under applicable state insurance law, FIS
            shall provide FNT for the benefit of the Permitted Subsidiaries
            support in connection with marketing of products and services of FNT
            for the benefit of the Permitted Subsidiaries that require the use
            by FNT for the benefit of the Permitted Subsidiaries of any of the
            LSI Processes or the implementation or integration of the LSI
            Processes with third party customers of FNT for the benefit of the
            Permitted Subsidiaries.

5.    FNT OBLIGATIONS.

      5.1.  EXCLUSIVE USE OF FIS SERVICES. With respect to the LSI Processes
            that FIS will provide to FNT for the benefit of the Permitted
            Subsidiaries as of the Effective Date, FNT for the benefit of the
            Permitted Subsidiaries agrees to use exclusively the LSI Processes
            and above Services in the Geographic Areas at all times during the
            Term of this Agreement, subject in all cases to the termination
            provisions set forth in this Agreement.

      5.2.  ACCESS TO TITLE PLANT. Following the date hereof, if FNT builds or
            acquires a title plant with respect to a county described in the
            Geographic Area, FNT agrees to provide access to that plant to FIS
            on terms no less favorable to FIS than contained in other title
            plant access agreements between FNT and FIS, but in all cases upon
            commercially reasonable terms.

6.    TERM; TERMINATION.

      6.1.  TERM. The term of the Agreement shall commence as of the date hereof
            and continue until such time as FNT has built or acquired a title
            plant with respect to all

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            counties described in the Geographic Area and provided access to
            such title plants to FIS on terms acceptable to FIS in all such
            counties, or FIS has acquired on its own access to title plants with
            respect to all counties described within the Geographic Area (the
            "Term").

      6.2.  PARTIAL COUNTY TERMINATION. Notwithstanding any other provision of
            this Agreement, FIS may upon at least thirty days prior written
            notice to FNT terminate the license and Services with respect to one
            or more particular counties described in the Geographic Area after
            FIS has acquired title plant access from FNT or another third party
            on terms acceptable to FIS.

      6.3.  TERMINATION. As applicable, the license and Services for a
            particular county described in the Geographic Area or the Agreement
            may be terminated prior to the expiration of the Term as follows:

            (a)   the license and Services for one or more particular counties
                  described in the Geographic Area or the Agreement, may be
                  terminated at any time by mutual agreement of the parties
                  hereto;

            (b)   the license and Services for one or more particular counties
                  described in the Geographic Area may be terminated at any time
                  by FNT, if FIS breaches any material warranty or fails to
                  perform any material obligation hereunder, in each case, with
                  respect to such county or counties affected, and such breach
                  is not remedied within 30 days after written notice thereof to
                  FIS that is in default, in which event the obligation to
                  provide the license and the Services for such affected county
                  or counties under this Agreement shall terminate on the 20th
                  business day following the expiration of such 30-day cure
                  period; provided that if the breach or default is of a nature
                  that it cannot reasonably be cured within a 30-day period and
                  FIS is actively pursuing a cure in good faith, then no default
                  shall be deemed to have occurred so long as the default is
                  cured as promptly as reasonably possible and in any event
                  prior to the first anniversary of the occurrence of such
                  default;

            (c)   the license and Services for one or more particular counties
                  described in the Geographic Area may be terminated at any time
                  by FIS, if FNT breaches any material warranty or fails to
                  perform any material obligation owing hereunder, in each case,
                  with respect to the particular county or counties affected,
                  and such breach is not remedied within 30 days after written
                  notice thereof to FNT, in which event the obligation to
                  provide the license and the Services for such affected county
                  or counties under this Agreement shall terminate on the 20th
                  business day following the expiration of such 30-day cure
                  period; provided that if the breach or default is of a nature
                  that it cannot reasonably be cured within a 30-day period and
                  FNT is actively pursuing a cure in good faith, then no default
                  shall be deemed to have occurred so long as the default is
                  cured as promptly as reasonably possible and in any event
                  prior to the first anniversary of the occurrence of such
                  default;

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            (d)   the Agreement may be terminated at any time by FIS, if FNT
                  shall admit in writing its inability to, or be generally
                  unable to, pay its debts as such debts become due, or shall
                  (1) apply for or consent to the appointment of, or the taking
                  of possession by, a receiver, custodian, trustee, examiner or
                  liquidator of itself or of all or a substantial part of its
                  property or assets, (2) make a general assignment for the
                  benefit of its creditors, (3) commence a voluntary case under
                  the federal Bankruptcy Code, (4) file a petition seeking to
                  take advantage of any other law relating to bankruptcy,
                  insolvency, reorganization, liquidation, dissolution,
                  arrangement or winding-up, or composition or readjustment of
                  debts, (5) fail to controvert in a timely and appropriate
                  manner, or acquiesce in writing to, any petition filed against
                  it in an involuntary case under the Bankruptcy Code or (6)
                  take any company action for the purpose of effecting any of
                  the foregoing, in which event the obligation to provide the
                  license and the Services under this Agreement shall terminate
                  immediately;

            (e)   the Agreement may be terminated at any time by FNT, if FIS
                  shall admit in writing its inability to, or be generally
                  unable to, pay its debts as such debts become due, or shall
                  (1) apply for or consent to the appointment of, or the taking
                  of possession by, a receiver, custodian, trustee, examiner or
                  liquidator of itself or of all or a substantial part of its
                  property or assets, (2) make a general assignment for the
                  benefit of its creditors, (3) commence a voluntary case under
                  the federal Bankruptcy Code, (4) file a petition seeking to
                  take advantage of any other law relating to bankruptcy,
                  insolvency, reorganization, liquidation, dissolution,
                  arrangement or winding-up, or composition or readjustment of
                  debts, (5) fail to controvert in a timely and appropriate
                  manner, or acquiesce in writing to, any petition filed against
                  it in an involuntary case under the Bankruptcy Code or (6)
                  take any company action for the purpose of effecting any of
                  the foregoing, in which event the obligation to provide the
                  license and the Services under this Agreement shall terminate
                  immediately;

            (f)   the license and Services for one or more particular counties
                  described in the Geographic Area or the Agreement may be
                  terminated by FIS, upon 5 years' prior written notice to FNT,
                  which notice may not be delivered prior to the 5th anniversary
                  of the Effective Date;

            (g)   the license and Services for one or more particular counties
                  described in the Geographic Area or the Agreement may be
                  terminated by FNT, upon 5 years' prior written notice to FIS,
                  which notice may not be delivered prior to the 5th anniversary
                  of the Effective Date;

            (h)   the license and Services for one or more particular counties
                  described in the Geographic Area or the Agreement may be
                  terminated at any time by FNT if there has been a change in
                  control of FIS; it being understood, that for purposes of this
                  provision, "change of control" means a reorganization, merger,
                  share (or LLC ownership interest) exchange or consolidation,
                  or sale or other disposition of more than 50% of the ultimate
                  ownership interests in,

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                  or all or substantially all of the assets or business of, FIS,
                  other than a transaction in which no person or entity, other
                  than FIS or an entity controlled by FIS, will have beneficial
                  ownership, directly or indirectly, of 50% or more of the
                  ownership interests of FIS or of the power to vote in the
                  election of directors; or

            (i)   the license and Services for one or more particular counties
                  described in the Geographic Area or the Agreement may be
                  terminated upon 6 months prior written notice by FIS to FNT if
                  there has been a change in control of FNT; it being
                  understood, that for purposes of this provision, "change of
                  control" means a reorganization, merger, share exchange or
                  consolidation, or sale or other disposition of more than 50%
                  of the voting capital stock in, or all or substantially all of
                  the assets or business of, FNT, other than a transaction in
                  which no person or entity, other than FNT or an entity
                  controlled by FNT, will have beneficial ownership, directly or
                  indirectly, of 50% or more of the voting capital stock of FNT
                  or of the power to vote the election of directors.

      6.4.  SURVIVAL. Notwithstanding anything to the contrary in this
            Agreement, Section 7, 8, 9, 10, 11, and 16.10 shall survive the
            expiration or termination of this Agreement

      6.5.  PERMITTED SUBSIDIARY TERMINATION. A license enjoyed by a Permitted
            Subsidiary of FNT shall terminate without further formality upon
            such entity's ceasing to be a Subsidiary of FNT.

7.    INTELLECTUAL PROPERTY RIGHTS.

      7.1.  OWNERSHIP OF LSI PROCESSES AND DOCUMENTATION. From the date the LSI
            Processes and Documentation is first disclosed to FNT, and at all
            times thereafter, as between the parties, FIS and/or its
            Subsidiaries shall be the sole and exclusive owners of all right,
            title, and interest in and to the LSI Processes, Documentation and
            all Modification, including, without limitation, all intellectual
            property and other rights related thereto. The parties acknowledge
            that this Agreement in no way limits or restricts FIS and the FIS
            Subsidiaries from developing or marketing on their own or for any
            third party in the United States or any other country, the LSI
            Processes, Documentation or Modifications, or any similar processes
            (including, but not limited to, any modification, enhancement,
            interface, upgrade, change and all software, source code,
            blueprints, diagrams, flow charts, specifications, functional
            descriptions or training materials relating thereto) without payment
            of any compensation to FNT.

8.    CONFIDENTIALITY.

      8.1.  CONFIDENTIALITY OBLIGATION. Proprietary Information (i) shall be
            deemed the property of the disclosing party (or the party for whom
            such data was collected or processed, if any), (ii) shall be used
            solely for the purposes of administering and otherwise implementing
            the terms of this Agreement and any ancillary agreements, and (iii)
            shall be protected by the receiving party in accordance with the
            terms of this Section.

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      8.2.  NON-DISCLOSURE COVENANT. Except as set forth in this Section,
            neither party shall disclose the Proprietary Information of the
            other party in whole or in part, including derivations, to any third
            party. If the parties agree to a specific nondisclosure period for a
            specific document, the disclosing party shall mark the document with
            that nondisclosure period. In the absence of a specific period, the
            duty of confidentiality for LSI Processes and Documentation shall
            extend in perpetuity. Proprietary Information shall be held in
            confidence by the receiving party and its employees, and shall be
            disclosed to only those of the receiving party's employees and
            professional advisors who have a need for it in connection with the
            administration and implementation of this Agreement. In no event
            shall FNT disclose FIS Proprietary Information to a Competitor of
            FIS. Each party shall use the same degree of care and afford the
            same protections to the Proprietary Information of the other party
            as it uses and affords to its own Proprietary Information of a
            similar nature.

      8.3.  EXCEPTIONS. Proprietary Information shall not be deemed proprietary
            and, subject to the carve-out below, the receiving party shall have
            no obligation of nondisclosure with respect to any such information
            which:

            (a)   is or becomes publicly known through no wrongful act, fault or
                  negligence of the receiving party;

            (b)   was disclosed to the receiving party by a third party that was
                  free of obligations of confidentiality to the party providing
                  the information;

            (c)   is approved for release by written authorization of the
                  disclosing party;

            (d)   was known to the receiving party prior to receipt of the
                  information;

            (e)   was independently developed by the receiving party without
                  access to or use of the Proprietary Information of the
                  disclosing party; or

            (f)   is publicly disclosed pursuant to a requirement or request of
                  a governmental agency, or disclosure is required by operation
                  of law.

            Notwithstanding application of any of the foregoing exceptions, in
            no event shall FIS treat information comprising nonpublic personal
            information under the GLB Act as other than Proprietary Information.

      8.4.  CONFIDENTIALITY OF THIS AGREEMENT; PROTECTIVE ARRANGEMENTS.

            (a)   The parties acknowledge that this Agreement contains
                  confidential information that may be considered proprietary
                  by one or both of the parties, and agree to limit distribution
                  of this Agreement to those employees of FNT and FIS with a
                  need to know the contents of this Agreement or as required by
                  law or national stock exchange rule. In no event may this
                  Agreement be reproduced or copies shown to any third parties
                  (except counsel, auditors and professional advisors) without
                  the prior written consent of the other party, except as may be
                  necessary by reason of legal, accounting, tax or regulatory
                  requirements, in which event FNT and FIS agree to exercise
                  reasonable diligence in limiting such disclosure to the
                  minimum necessary under the particular circumstances.

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            (b)   In addition, each party shall give notice to the other party
                  of any demands to disclose or provide Proprietary Information
                  of the other party under or pursuant to lawful process prior
                  to disclosing or furnishing such Proprietary Information, and
                  shall cooperate in seeking reasonable protective arrangements.

9.    INVOICING AND PAYMENTS, PAST DUE AMOUNTS, CURRENCY.

      9.1.  INVOICING AND PAYMENT REQUIREMENTS. Within 30 days following the end
            of each month, FNT shall prepare and remit to FIS a schedule showing
            the fees which it owes FIS under Exhibit D, along with the
            appropriate payment. FNT shall make all payments to FIS by check,
            credit card or wire transfer of immediately available funds to an
            account or accounts designated by FIS. Payment in full shall not
            preclude later dispute of charges or adjustment of improper
            payments.

      9.2.  PAST DUE AMOUNTS. Any amount not received or disputed by FIS by the
            date payment is due shall be subject to interest on the overdue
            balance at a rate equal to the prime rate as published in the table
            money rates in the Wall Street Journal on the date of payment (or
            the prior date on which the Wall Street Journal was published if not
            published on the date of payment), plus one percent from the due
            date, until paid, applied to the outstanding balance from time to
            time. Any amount paid but later deemed not to have been due, will be
            repaid or credited with interest on the same terms.

      9.3.  CURRENCY. All fees and charges listed and referred to in this
            Agreement are stated in and shall be paid in U.S. Dollars.

10.   DISPUTE RESOLUTION.

      10.1. DISPUTE RESOLUTION PROCEDURES. If, prior to the termination of this
            Agreement or the license granted herein, and prior to notice of
            termination given by either party to the other, a dispute arises
            between FIS and FNT with respect to the terms and conditions of this
            Agreement, or any subject matter governed by this Agreement (other
            than disputes regarding a party's compliance with the provisions of
            Sections 3 and/or 8), such dispute shall be settled as set forth in
            this Section. If either party exercises its right to initiate the
            dispute resolution procedures under this Section, then during such
            procedure any time periods providing for termination of the
            Agreement or curing any material breach pursuant to the terms of
            this Agreement shall be suspended automatically, except with respect
            to any termination or breach arising out of FNT's failure to make
            any undisputed timely and complete payments to FIS under this
            Agreement. At such time as the dispute is resolved, if such dispute
            involved the payment of monies, interest at a rate equal to the
            prime rate as published in the table money rates in the Wall Street
            Journal on the date the dispute is resolved (or the prior date on
            which the Wall Street Journal was published if not published on the
            date the dispute was resolved) plus one percent for the period of
            dispute shall be paid to the party entitled to receive the disputed
            monies to compensate for the lapsed time between the date such
            disputed amount originally was to have been paid (or was paid)
            through the date monies are paid (or repaid) in

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            settlement of the dispute. Disputes arising under Sections 3 or 8
            may be resolved by judicial recourse or in any other manner agreed
            by the parties.

      10.2. Escalation Procedures.

            (a)   Each of the parties shall escalate and negotiate, in good
                  faith, any claim or dispute that has not been satisfactorily
                  resolved between the parties at the level where the issue is
                  discovered and has immediate impact (excluding issues of title
                  to work product, which shall be initially addressed at the
                  general counsel level). To this end, each party shall escalate
                  any and all unresolved disputes or claims in accordance with
                  this Section at any time to persons responsible for the
                  administration of the relationship reflected in this License
                  Agreement. The location, format, frequency, duration and
                  conclusion of these elevated discussions shall be left to the
                  discretion of the representatives involved. If such parties do
                  not resolve the underlying dispute within ten (10) Days of its
                  escalation to them, then either party may notify the other in
                  writing that he/she desires to elevate the dispute or claim to
                  the President of FIS and the President of FNT or their
                  designated representative(s) for resolution.

            (b)   Upon receipt by a party of a written notice escalating the
                  dispute to the company president level, the President of FIS
                  and the President of FNT or their designated representative(s)
                  shall promptly communicate with his/her counter party,
                  negotiate in good faith and use reasonable efforts to resolve
                  such dispute or claim. The location, format, frequency,
                  duration and conclusion of these elevated discussions shall be
                  left to the discretion of the representatives involved. Upon
                  agreement, such representatives may utilize other alternative
                  dispute resolution procedures to assist in the negotiations.
                  If the parties have not resolved the dispute within ten (10)
                  Days after receipt of the notice elevating the dispute to this
                  level, either may once again escalate the dispute to binding
                  arbitration.

            (c)   All discussions and correspondence among the representatives
                  for purposes of these negotiations shall be treated as
                  Proprietary Information developed for purposes of settlement,
                  exempt from discovery and production, which shall not be
                  admissible in any subsequent proceedings between the parties.
                  Documents identified in or provided with such communications,
                  which are not prepared for purposes of the negotiations, are
                  not so exempted and may, if otherwise admissible, be admitted
                  in evidence in such subsequent proceeding.

      10.3. ARBITRATION PROCEDURES. If a claim, controversy or dispute between
            the parties with respect to the terms and conditions of this
            Agreement, or any subject matter governed by this Agreement (and not
            otherwise excepted), has not been timely resolved pursuant to the
            foregoing escalation process, upon notice either party may initiate
            binding arbitration of the issue in accordance with the following
            procedures.

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            (a)   Either party may request arbitration by giving the other party
                  written notice to such effect, which notice shall describe, in
                  reasonable detail, the nature of the dispute, controversy or
                  claim. Such arbitration shall be governed by the then current
                  version of the Commercial Arbitration Rules and Mediation
                  Procedures of the American Arbitration Association. The
                  Arbitration will be conducted in Jacksonville, Florida in
                  front of one mutually agreed upon arbitrator.

            (b)   Each party shall bear its own fees, costs and expenses of the
                  arbitration and its own legal expenses, attorneys' fees and
                  costs of all experts and witnesses. Unless the award provides
                  otherwise, the fees and expenses of the arbitration
                  procedures, including the fees of the arbitrator or
                  arbitrators, will be shared equally by the involved parties.

            (c)   Any award rendered pursuant to such arbitration shall be
                  final, conclusive and binding upon the parties, and any
                  judgment thereon may be entered and enforced in any court of
                  competent jurisdiction.

11.   LIMITATION OF LIABILITY.

      11.1. EXCEPT TO THE EXTENT ARISING FROM GROSS NEGLIGENCE, WILLFUL
            MISCONDUCT, BY REASON OF AN INDEMNITY OBLIGATION HEREUNDER OR BY
            REASON OF A BREACH OF WARRANTY, EITHER PARTY'S LIABILITY FOR ANY
            CLAIM OR CAUSE OF ACTION WHETHER BASED IN CONTRACT, TORT OR
            OTHERWISE WHICH ARISES UNDER OR IS RELATED TO THIS AGREEMENT SHALL
            BE LIMITED TO THE OTHER PARTY'S DIRECT OUT-OF-POCKET DAMAGES,
            ACTUALLY INCURRED, WHICH UNDER NO CIRCUMSTANCES SHALL EXCEED, IN THE
            AGGREGATE, THE AMOUNT PAID BY FNT TO FIS UNDER THIS AGREEMENT FOR
            THE 12-MONTH PERIOD IMMEDIATELY PRECEDING THE DATE THE CLAIM AROSE.

      11.2. IN NO EVENT SHALL EITHER PARTY BE LIABLE FOR INDIRECT, SPECIAL,
            PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER
            OR THE CLAIMS OR DEMANDS MADE BY ANY THIRD PARTIES, WHETHER OR NOT
            IT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12.   INDEMNIFICATION.

      12.1. PROPERTY DAMAGE. Subject to Section 11 hereof, each party agrees to
            indemnify, defend and hold harmless the other and its officers,
            directors, employees, and affiliates (including, where applicable,
            the FIS Subsidiaries and FNT Subsidiaries), and agents from any and
            all liabilities, losses, costs, damages and expenses (including
            reasonable attorneys' fees) arising from or in connection with the
            damage, loss (including theft) or destruction of any real property
            or tangible personal property of the indemnified party resulting
            from the actions or inactions of any employee, agent

                                       11
<PAGE>

            or subcontractor of the indemnifying party insofar as such damage
            arises out of or is ancillary to fulfilling its obligations under
            this Agreement and to the extent such damage is due to any
            negligence, breach of statutory duty, omission or default of the
            indemnifying party, its employees, agents or subcontractors.

      12.2. INFRINGEMENT OF LSI PROCESSES. FIS agrees to defend at its own
            expense, any claim or action brought by any third party against FNT
            and/or against its officers, directors, and employees and
            affiliates, for actual or alleged infringement within the United
            States of any patent, copyright or other intellectual property right
            (including, but not limited to, misappropriation of trade secrets)
            based upon the LSI Processes (except to the extent such infringement
            claim is caused by FNT-specified Modifications to the LSI Processes
            which could not have been made in a non-infringing manner) or caused
            by the combination of LSI Processes with software or hardware
            provided, specified or approved by FIS ("Indemnified LSI
            Processes"). FNT, at its sole discretion and cost, may participate
            in the defense and all negotiations for its settlement or
            compromise. FIS further agrees to indemnify and hold FNT, its
            officers, directors, employees and affiliates harmless from and
            against any and all liabilities, losses, costs, damages, and
            expenses (including reasonable attorneys' fees) associated with any
            such claim or action incurred by FNT. FIS shall conduct and control
            the defense of any such claim or action and negotiations for its
            settlement or compromise, by the payment of money. FIS shall give
            FNT, and FNT shall give FIS, as appropriate, prompt written notice
            of any written threat, warning or notice of any such claim or action
            against FIS or FNT, as appropriate, or any other user or any
            supplier of components of the Indemnified LSI Processes, which could
            have an adverse impact on FNT's use of same, provided FIS or FNT, as
            appropriate, knows of such claim or action. If in any such suit so
            defended, all or any part of the Indemnified LSI Processes (or any
            component thereof) is held to constitute an infringement or
            violation of any other party's intellectual property rights and is
            enjoined, FIS shall at its sole option take one or more of the
            following actions at no additional cost to FNT: (i) procure the
            right to continue the use of the same without material interruption
            for FNT; (ii) replace the same with non-infringing software; (iii)
            modify said Indemnified LSI Processesso as to be non-infringing; or
            (iv) take back the infringing Indemnified LSI Processes and credit
            FNT with an amount equal to its prepaid but unused license fees
            hereunder. The foregoing represents the sole and exclusive remedy of
            FNT for infringement or alleged infringement.

      12.3. INFRINGEMENT OF FNT OUT OF SCOPE LICENSE AND SERVICES. FNT agrees to
            defend at its own expense, any claim or action brought by any third
            party against FIS and/or against its officers, directors, and
            employees and affiliates, for actual or alleged infringement within
            the United States of any patent, copyright or other intellectual
            property right (including, but not limited to, misappropriation of
            trade secrets) based upon the FNT services on behalf of the
            Permitted Subsidiaries in the Geographic Area that are outside the
            permitted scope of the License and the Services ("Indemnified Out of
            Scope License and Services"). FIS, at its sole discretion and cost,
            may participate in the defense and all negotiations for its
            settlement or compromise. FNT further agrees to indemnify and hold
            FIS, its officers, directors, employees and affiliates harmless from
            and against any and all liabilities, losses, costs, damages, and
            expenses (including reasonable attorneys' fees) associated with any

                                       12
<PAGE>

            such claim or action incurred by FIS. FNT shall conduct and control
            the defense of any such claim or action and negotiations for its
            settlement or compromise, by the payment of money. FNT shall give
            FIS, and FIS shall give FNT, as appropriate, prompt written notice
            of any written threat, warning or notice of any such claim or action
            against FNT or FIS, as appropriate, or any other user or any
            supplier of components of the Indemnified Out of Scope License and
            Services, provided FNT or FIS, as appropriate, knows of such claim
            or action. If in any such suit so defended, all or any part of the
            Indemnified Out of Scope License and Services (or any component
            thereof) is held to constitute an infringement or violation of any
            other party's intellectual property rights and is enjoined, FNT
            shall at its sole option take one or more of the following actions
            at no additional cost to FIS: (i) procure the right to continue the
            use of the same without material interruption for FIS; (ii) replace
            the same with non-infringing software; or (iii) modify said
            Indemnified Out of Scope License and Services as to be
            non-infringing. The foregoing represents the sole and exclusive
            remedy of FNT for infringement or alleged infringement.

      12.4. DISPUTE RESOLUTION. The provisions of Section 12 shall apply with
            respect to the submission of any claim for indemnification under
            this Agreement and the resolution of any disputes relating to such
            claim.

13.   FORCE MAJEURE, TIME OF PERFORMANCE AND INCREASED COSTS.

      13.1. FORCE MAJEURE.

            (a)   Neither party shall be held liable for any delay or failure in
                  performance of its obligations under this Agreement from any
                  cause which with the observation of reasonable care, could not
                  have been avoided - which may include, without limitation,
                  acts of civil or military authority, government regulations,
                  government agencies, epidemics, war, terrorist acts, riots,
                  insurrections, fires, explosions, earthquakes, hurricanes,
                  tornadoes, nuclear accidents, floods, power blackouts
                  affecting facilities (the "Affected Performance").

            (b)   Upon the occurrence of a condition described in Section
                  13.1(a), the party whose performance is affected shall give
                  written notice to the other party describing the Affected
                  Performance, and the parties shall promptly confer, in good
                  faith, to agree upon equitable, reasonable action to minimize
                  the impact on both parties of such condition, including,
                  without limitation, implementing disaster recovery procedures.
                  The parties agree that the party whose performance is affected
                  shall use commercially reasonable efforts to minimize the
                  delay caused by the force majeure events and recommence the
                  Affected Performance. If the delay caused by the force majeure
                  event lasts for more than fifteen (15) Days, the parties shall
                  negotiate an equitable amendment to this Agreement with
                  respect to the Affected Performance. If the parties are unable
                  to agree upon an equitable amendment within ten (10) Days
                  after such fifteen (15)-Day period has expired, then either
                  party shall be entitled to serve thirty (30) Days' notice of
                  termination on the other party with respect to only such
                  Affected Performance. The remaining portion of the Agreement
                  that does not involve the Affected Performance shall

                                       13
<PAGE>

                  continue in full force and effect. FIS shall be entitled to be
                  paid for that portion of the Affected Performance which it
                  completed through the termination date.

      13.2. TIME OF PERFORMANCE AND INCREASED COSTS. FIS' time of performance
            under this Agreement shall be adjusted, if and to the extent
            reasonably necessary, in the event and to the extent that (i) FNT
            fails to timely submit material data or materials in the prescribed
            form or in accordance with the requirements of this Agreement, (ii)
            FNT fails to perform on a timely basis, the material functions or
            other responsibilities of FNT described in this Agreement, (iii) FNT
            or any governmental agency authorized to regulate or supervise FNT
            makes any special request, which is affirmed by FNT and/or
            compulsory on FIS, which affects FIS' normal performance schedule,
            or (iv) FNT has modified the LSI Processes, Documentation or
            Modifications in a manner affecting FIS' burden. In addition, if any
            of the above events occur, and such event results in an increased
            cost to FIS, FIS shall estimate such increased costs in writing in
            advance and, upon FNT's approval, FNT shall be required to pay any
            and all such reasonable, increased costs to FIS upon documented
            expenditure, up to 110% of the estimate.

14.   NOTICES.

      14.1. NOTICES. Except as otherwise provided under this Agreement or in the
            Exhibits, all notices, demands or requests or other communications
            required or permitted to be given or delivered under this Agreement
            shall be in writing and shall be deemed to have been duly given when
            received by the designated recipient. Written notice may be
            delivered in person or sent via reputable air courier service and
            addressed as set forth below:

            If to FNT:          Fidelity National Title Group, Inc.
                                601 Riverside Avenue
                                Jacksonville, FL 32204
                                Attn: President

            with a copy to:     Fidelity National Title Group, Inc.
                                601 Riverside Avenue
                                Jacksonville, FL 32204
                                Attn: General Counsel

            If to FIS:          Fidelity National Information Services, Inc.
                                601 Riverside Avenue
                                Jacksonville, FL 32204
                                Attn: President

            with a copy to:     Fidelity National Information Services, Inc.
                                601 Riverside Avenue
                                Jacksonville, FL 32204
                                Attn: General Counsel

                                       14
<PAGE>

      14.2. CHANGE OF ADDRESS. The address to which such notices, demands,
            requests, elections or other communications are to be given by
            either party may be changed by written notice given by such party to
            the other party pursuant to this Section.

15.   WARRANTIES.

      15.1. PERFORMANCE OF OBLIGATIONS. Each party represents and warrants to
            the other that it shall perform its respective obligations under
            this Agreement, including Exhibits and Schedules, in a professional
            and workmanlike manner.

      15.2. COMPLIANCE WITH LAW. FIS warrants that (i) it has the power and
            corporate authority to enter into and perform this Agreement, (ii)
            its performance of this Agreement does not and will not violate any
            governmental law, regulation, rule or order, contract, charter or
            by-law; (iii) it has sufficient right, title and interest (or
            another Subsidiary of FIS has or will grant it sufficient license
            rights) in the LSI Processes to grant the licenses herein granted,
            and (iv) it has received no written notice of any third party claim
            or threat of a claim alleging that any part of the LSI Processes
            infringes the rights of any third party in any of the United States.
            FNT warrants that (i) it has the power and corporate authority to
            enter into and perform this Agreement, (ii) its performance of this
            Agreement does not and will not violate any governmental law,
            regulation, rule or order, contract, charter or by-law, (iii) it has
            received no written notice of any third party claim or threat of a
            claim alleging that any part of the LSI Processes infringes the
            rights of any third party in the United States.

      15.3. EXCLUSIVE WARRANTIES. EXCEPT AS PROVIDED IN THIS AGREEMENT, NEITHER
            PARTY MAKES ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS,
            IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE IMPLIED
            WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE,
            AND EACH PARTY AGREES THAT ALL REPRESENTATIONS AND WARRANTIES THAT
            ARE NOT EXPRESSLY PROVIDED IN THIS AGREEMENT ARE HEREBY EXCLUDED AND
            DISCLAIMED.

16.   MISCELLANEOUS.

      16.1. ASSIGNMENT. Except as set forth herein, neither party may sell,
            assign, convey, or transfer the licenses granted hereunder or any of
            such party's rights or interests, or delegate any of its obligations
            hereunder without the written consent of the other party. Any such
            consent shall be conditioned upon the understanding that this
            Agreement shall be binding upon the assigning party's successors and
            assigns. Either party may assign this Agreement to any Subsidiary
            that is not a Competitor except that the assigning party shall
            remain responsible for all obligations under this Agreement
            including the payment of fees. Notwithstanding anything contained
            herein to the contrary, FNT may not assign this Agreement to a
            Competitor.

                                       15
<PAGE>

      16.2. SEVERABILITY. Provided FNT on behalf of the Permitted Subsidiaries
            retains quiet enjoyment of the LSI Processes, if any one or more of
            the provisions contained herein shall for any reason be held to be
            unenforceable in any respect under law, such unenforceability shall
            not affect any other provision of this Agreement, but this Agreement
            shall be construed as if such unenforceable provision or provisions
            had never been contained herein, provided that the removal of such
            offending term or provision does not materially alter the burdens or
            benefits of either of the parties under this Agreement or any
            Exhibit or Schedule, in which case the unenforceable portion shall
            be replaced by one that reflects the parties original intent as
            closely as possible while remaining enforceable.

      16.3. THIRD PARTY BENEFICIARIES. Except as set forth herein, the
            provisions of this Agreement are for the benefit of the parties and
            not for any other person. Should any third party institute
            proceedings, this Agreement shall not provide any such person with
            any remedy, claim, liability, reimbursement, cause of action, or
            other right.

      16.4. GOVERNING LAW; FORUM SELECTION; CONSENT OF JURISDICTION. This
            Agreement will be governed by and construed under the laws of the
            State of Florida, USA, without regard to principles of conflict of
            laws. The parties agree that the only circumstance in which disputes
            between them, not otherwise excepted from the resolution process
            described in Section 109, will not be subject to the provisions of
            Section 10 is where a party makes a good faith determination that a
            breach of the terms of this Agreement by the other party requires
            prompt and equitable relief. Each of the parties submits to the
            personal jurisdiction of any state or federal court sitting in
            Jacksonville, Florida with respect to such judicial proceedings.
            Each of the parties waives any defense of inconvenient forum to the
            maintenance of any action or proceeding so brought and waives any
            bond, surety or to other security that might be required of any
            party with respect thereto. Any party may make service on the other
            party by sending or delivering a copy of the process to the party to
            be served at the address set forth in Section 14.1 above. Nothing in
            this Section, however, shall affect the right of any party to serve
            legal process in any other manner permitted by law or in equity.
            Each party agrees that a final judgment in any action or proceeding
            so brought shall be conclusive and may be enforced by suit on the
            judgment or in any other manner provided by law or in equity.

      16.5. EXECUTED IN COUNTERPARTS. This Agreement may be executed in
            counterparts, each of which shall be an original, but such
            counterparts shall together constitute but one and the same
            document.

      16.6. CONSTRUCTION. The headings and numbering of sections in this
            Agreement are for convenience only and shall not be construed to
            define or limit any of the terms or affect the scope, meaning or
            interpretation of this Agreement or the particular section to which
            they relate. This Agreement and the provisions contained herein
            shall not be construed or interpreted for or against any party
            because that party drafted or caused its legal representative to
            draft any of its provisions.

                                       16
<PAGE>

      16.7.   ENTIRE AGREEMENT. This Agreement, including the Exhibits and
              Schedules attached hereto and the agreements referenced herein
              constitute the entire agreement between the parties, and
              supersedes all prior oral or written agreements, representations,
              statements, negotiations, understandings, proposals, marketing
              brochures, correspondence and undertakings related thereto.

      16.8.   AMENDMENTS AND WAIVERS. This Agreement may be amended only by
              written agreement signed by duly authorized representatives of
              each party. No waiver of any provisions of this Agreement and no
              consent to any default under this Agreement shall be effective
              unless the same shall be in writing and signed by or on behalf of
              both parties. No course of dealing or failure of any party to
              strictly enforce any term, right or condition of this Agreement
              shall be construed as a waiver of such term, right or condition.
              Waiver by either party of any default by the other party shall not
              be deemed a waiver of any other default. Notwithstanding the
              foregoing, at any time prior to the Sale of FIS or any offering
              and sale to the public of any shares or equity securities of FIS
              or any of its Subsidiaries pursuant to a registration statement in
              the United States, this Agreement may not be amended without the
              prior written consent of Thomas H. Lee Equity Fund V, L.P. ("THL")
              and TPG Partners III, L.P. ("TPG") if such amendment would affect
              Sections 2.1, 3, 4, 5, 6, 7, 12, and 16.10, Exhibit D either
              party's limitation of liability, FIS' right to terminate or rights
              upon default by FNT or a FNT Subsidiary or this Section 16.8, in
              any manner materially adverse to the consolidated business
              activities of the FIS Group (defined below), taken as a whole, or
              FIS Group's costs of doing business, viewed on a consolidated
              basis, provided that in no event shall any change to Exhibits A,
              B, and C hereto require such prior written consent unless such
              change would materially and adversely affect in any manner FIS
              Group's consolidated business activities, taken as a whole, or FIS
              Group's costs of doing business, viewed on a consolidated basis.
              THL and TPG are intended third party beneficiaries of this
              Agreement solely with respect to this Section 16.8. "FIS Group"
              means FIS, Subsidiaries of FIS, and each Person (defined below)
              that FIS directly or indirectly controls (within the meaning of
              the Securities Act) immediately after the Effective Date, and each
              other Person that becomes an Affiliate of FIS after the Effective
              Date. "Person" means an individual, a partnership, a corporation,
              a limited liability company, an association, a joint stock
              company, a trust, a joint venture, an unincorporated organization,
              a governmental entity or any department, agency, or political
              subdivision thereof.

      16.9.   REMEDIES CUMULATIVE. Unless otherwise provided for under this
              Agreement, all rights of termination or cancellation, or other
              remedies set forth in this Agreement, are cumulative and are not
              intended to be exclusive of other remedies to which the injured
              party may be entitled by law or equity in case of any breach or
              threatened breach by the other party of any provision in this
              Agreement. Use of one or more remedies shall not bar use of any
              other remedy for the purpose of enforcing any provision of this
              Agreement.

      16.10.  TAXES. All charges and fees to be paid under this Agreement are
              exclusive of any applicable sales, use, service or similar tax
              which may be assessed currently or in the future on the LSI
              Processes or related services provided under this Agreement. If a
              sales, use, services or a similar tax is assessed on the LSI
              Processes or related services

                                       17
<PAGE>

              provided to FNT for the benefit of the Permitted Subsidiaries
              under this Agreement, FNT will pay directly, reimburse or
              indemnify FIS for such taxes as well as any applicable interest
              and penalties. FNT shall pay such taxes in addition to the sums
              otherwise due under this Agreement. FIS shall, to the extent it is
              aware of taxes, itemize them on a proper VAT, GST or other invoice
              submitted pursuant to this Agreement. All property, employment and
              income taxes based on the assets, employees and net income,
              respectively, of FIS shall be FIS' sole responsibility. The
              parties will cooperate with each other in determining the extent
              to which any tax is due and owing under the circumstances and
              shall provide and make available to each other any withholding
              certificates, information regarding the location of use of the LSI
              Processes or provision of the services or sale and any other
              exemption certificates or information reasonably requested by
              either party.

      16.11.  PRESS RELEASES. The parties shall consult with each other in
              preparing any press release, public announcement, news media
              response or other form of release of information concerning this
              Agreement or the transactions contemplated hereby that is intended
              to provide such information to the news media or the public (a
              "Press Release"). Neither party shall issue or cause the
              publication of any such Press Release without the prior written
              consent of the other party; except that nothing herein will
              prohibit either party from issuing or causing publication of any
              such Press Release to the extent that such action is required by
              applicable law or the rules of any national stock exchange
              applicable to such party or its affiliates, in which case the
              party wishing to make such disclosure will, if practicable under
              the circumstances, notify the other party of the proposed time of
              issuance of such Press Release and consult with and allow the
              other party reasonable time to comment on such Press Release in
              advance of its issuance.

IN WITNESS WHEREOF, the parties have executed this Agreement as of the Effective
Date by their duly authorized representatives.

                                 FIDELITY NATIONAL TITLE GROUP, INC.

                                 By _________________________________________
                                      Raymond R. Quirk
                                      Chief Executive Officer

                                 FIDELITY NATIONAL INFORMATION SERVICES, INC.

                                 By _________________________________________
                                      Michael L. Gravelle
                                      Senior Vice President

                                       18<PAGE>

                                                                   EXHIBIT 10.15
                                                                        NOVATION

                                 LEASE AGREEMENT

      THIS LEASE AGREEMENT (this "Lease"), effective as of _______________,
2005, is by and between FIDELITY INFORMATION SERVICES, INC., an Arkansas
corporation ("Landlord"), and FIDELITY NATIONAL TITLE GROUP, INC., a Delaware
corporation ("Tenant"), with reference to the following recitals.

      WHEREAS, Landlord is the owner of certain real property and improvements
comprising a corporate campus located at 601 Riverside Drive, in the city of
Jacksonville, county of Duval, state of Florida; and

      WHEREAS, Landlord previously entered into a Lease Agreement dated as of
January 1, 2005 (the "FNF Lease") with Fidelity National Financial, Inc., a
Delaware corporation ("FNF"), for the leasing to FNF of a portion of Landlord's
real property and improvements; and

      WHEREAS, pursuant to an Assignment and Assumption Agreement of even date
herewith between FNF and Tenant, Tenant has assumed, with the consent of
Landlord, all of FNF's rights and obligations under the FNF Lease; and

      WHEREAS, Landlord and Tenant wish to enter into a novation of the rights
and obligations under the FNF Lease, as assumed by and assigned to Tenant, so
that Tenant is the clear party in interest in the leasing of the applicable
portion of Landlord's real property and improvements as more particularly
described herein;

      NOW, THEREFORE, in consideration of the mutual covenants, conditions and
promises set forth herein, and for other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, Landlord and Tenant
agree as follows:

1. PREMISES. Landlord hereby leases to Tenant 121,076 rentable square feet of
office space located on the ground floor, 4th, 10th, 11th and 12th floors of the
13-story office building located at 601 Riverside Avenue, Jacksonville, Florida
and 218 rentable square feet of space in the building designated as Building 2
located at 601 Riverside Avenue, Jacksonville, Florida (collectively, the
"Premises"). The parties acknowledge that the buildings in which the Premises
are located are two of several buildings comprising a corporate campus at 601
Riverside Avenue, Jacksonville, Florida (the "Corporate Campus"). The parties
further acknowledge and agree that, initially hereunder, the Premises
constitutes 25% ("Tenant's Share") of the 484,586 rentable square feet of space
at the corporate campus and for the purposes of this Lease, the term "Buildings"
shall be deemed the entire corporate campus and not just the buildings in which
the Premises are located. The parties understand and acknowledge that Tenant's
Share may by mutual agreement increase or decrease from time to time during the
term of this Lease, in which case the parties shall execute and deliver
amendment(s) hereto memorializing corresponding changes in (i) rentable square
footage of the Premises, (ii) Tenant's Share and (iii) monthly Base Rent.

2. TERM. The initial term of this Lease shall be for three (3) years commencing
January 1, 2005 ("Commencement Date") and terminating on December 31, 2007
("Initial Term").

                                       1
<PAGE>

3. RENT.

      3.1 BASE RENT. Tenant shall pay to Landlord base rent ("Base Rent"), at an
annual rate of $23.05 per rentable square foot, in equal monthly installments of
$232,566.81 without prior notice or demand, in advance, on the first day of each
calendar month at such place as Landlord may direct, in writing. If the Term
commences on a day other than the first day of a calendar month, Tenant shall
pay to Landlord, on or before the Commencement Date of the Term, a pro rata
portion of the monthly installment of Base Rent, such pro rata portion to be
based on the actual number of calendar days remaining in such partial month
after the Commencement Date of the Term. If the Term shall expire on other than
the last day of a calendar month, such monthly installment of Base Rent shall be
prorated for each calendar day of such partial month. If any portion of Base
Rent or other sum payable to Landlord hereunder shall be due and unpaid for more
than fifteen (15) days after written notice from Landlord to Tenant that such
payment has not been received, it shall thereafter bear interest at a rate equal
to twelve percent (12%) per annum (the "Default Rate").

      3.2 ADDITIONAL RENT. In addition to paying Base Rent, for each calendar
year commencing with calendar year 2005, Tenant shall pay as additional rent
("Additional Rent" and, together with Base Rent, collectively, the "Rent")
Tenant's Share of Landlord's reasonable estimate of operating expenses for the
entire Buildings ("Operating Expenses") that are in excess of the Operating
Expenses applicable to the 2004 base year (the "Base Year"), which for the
purposes of this Lease, the Tenant's Share of Operating Expenses in the Base
Year are $23.05 per rentable square foot per year. Landlord reasonably estimates
Tenant's Additional Rent for the calendar year 2005 is $5.44 per rentable square
foot or $54,887.79 per month, which when combined with the Base Rent shall
result in a monthly Rent payment of $287,454.60, which is equal to $28.49 per
rentable square foot for 2005. Commencing January 1, 2005, and otherwise as set
forth herein, Tenant shall pay Additional Rent at the same times and in the same
manner as Base Rent. Landlord shall adjust Additional Rent on an annual basis in
2006 and 2007 based on the same above principles. Tenant shall be liable to
Landlord for the entire cost (as opposed to Tenant's Share) of Landlord's costs
of providing any services or materials exclusively to Tenant.

            3.2.1 Calculation and Payment. Landlord shall deliver to Tenant on
or before the first day of March following the end of each year following the
Base Year (an "Expense Year") a statement setting forth (i) the amount Tenant
paid as Rent for the applicable Expense Year, and (ii) the actual amount of
Tenant's Share of Operating Expenses for the applicable Expense Year. If the
amount Tenant paid as Rent for the applicable Expense Year exceeds the actual
amount of Tenant's Share of Operating Expenses for the applicable Expense Year,
then Landlord shall credit such difference on Tenant's next payment(s) of Rent.
If the amount Tenant paid as Rent for the applicable Expense Year was less than
the actual amount of Tenant's Share of Operating Expenses for the applicable
Expense Year, then Tenant shall pay such difference as Additional Rent to
Landlord on Tenant's next payment of Rent. Landlord's failure to furnish such
statement for any Expense Year in a timely manner shall not prejudice Landlord
from enforcing its rights hereunder. Even if the Lease term has expired and
Tenant has vacated the Premises, if an excess or shortfall exists when the final
determination is made, Tenant shall immediately pay or receive a credit of such
excess or shortfall.

                                       2
<PAGE>

            3.2.2 Items Included in Operating Expenses. Except as otherwise set
forth herein, the term "Operating Expenses" includes all expenses, costs, and
amounts of every kind that Landlord pays or incurs during any Expense Year
because of or in connection with the ownership, operation, management,
maintenance, or repair of the Buildings, including:

                  3.2.2.1 Tax expenses (except for excess profits taxes,
            franchise taxes, gift taxes, capital stock taxes, inheritance and
            succession taxes, estate taxes, federal and state income taxes, and
            other taxes applied or measured by Landlord's general or net income;

                  3.2.2.2 The cost of supplying utilities;

                  3.2.2.3 The cost of operating, managing, maintaining, and
            repairing utility, mechanical, sanitary, storm drainage, and
            elevators;

                  3.2.2.4 The cost of supplies and tools and of equipment,
            maintenance, and service contracts in connection with those systems;

                  3.2.2.5 The cost of providing telephone-related
            telecommunications services and equipment;

                  3.2.2.6 The cost of providing mail delivery services;

                  3.2.2.7 The cost of landscaping;

                  3.2.2.8 The cost of licenses, certificates, permits and
            inspections;

                  3.2.2.9 The cost of contesting the validity or applicability
            of government enactments that may affect the Operating Expenses;

                  3.2.2.10 The costs incurred in connection with the
            implementation and operation of a transportation program;

                  3.2.2.11 The cost of insurance carried by Landlord in amounts
            reasonably determined by Landlord;

                  3.2.2.12 The cost of parking area maintenance, repair, and
            restoration, including resurfacing, repainting, restriping, and
            cleaning;

                  3.2.2.13 The cost of providing security in and around the
            Buildings, including but not limited to the installation, operation,
            and maintenance of security equipment and the wages, salaries, and
            other compensation and benefits of all persons engaged in providing
            security in and around the Buildings;

                  3.2.2.14 The cost of building depreciation and common area
            furniture, fixtures, and equipment amortized over the useful life of
            such items including, but not limited to, such items located in the
            lobbies of the Building and the corporate gym and cafeteria located
            on the ground floor of the Building; and

                                       3
<PAGE>

                  3.2.2.15 Subject to the provisions of Section 3.2.3, below,
            the cost of items considered capital repairs, replacements,
            improvements and equipment under generally accepted accounting
            principles consistently applied or otherwise ("Capital Items")
            amortized over the useful life of such items, including financing
            costs, if any, incurred by Landlord after the effective date of the
            Lease for any capital improvements installed or paid for by
            Landlord.

                  3.2.2.16 Any other costs of the Landlord included in the
            calculation of Operating Expenses for that calendar year and not
            otherwise specifically identified herein.

            3.2.3 Items Excluded from Operating Expenses. Landlord and Tenant
hereby expressly acknowledge and agree that the following items shall be
excluded from the calculation of Operating Expense items:

                  3.2.3.1 Repairs or other work occasioned by the exercise of
            right of eminent domain;

                  3.2.3.2 Leasing commissions, attorneys' fees, costs and
            disbursements and other expenses, all of which are incurred in the
            connection with negotiations or disputes with Tenants, other
            occupants or prospective tenants;

                  3.2.3.3 Renovating or otherwise improving or decorating,
            painting or redecorating leased space for tenants or other occupants
            or vacant tenant space, other than ordinary maintenance provided to
            all tenants, except in all common areas;

                  3.2.3.4 Landlord's costs of electricity and other services
            sold separately to tenants for which Landlord is entitled to be
            reimbursed by such tenants as an additional charge over and above
            the base rent and operating expense or other rental adjustments
            payable under the Lease with such tenant, and domestic water
            submetered and separately billed to tenants;

                  3.2.3.5 Expenses in connection with services or other benefits
            of a type which Tenant is not entitled to receive under the Lease
            but which are provided to another tenant or occupant;

                  3.2.3.6 Cost incurred due to violation by Landlord or any
            tenant of the terms and conditions of any Lease;

                  3.2.3.7 Interest on debt or amortization payments on any
            mortgage or mortgages and under any ground or underlying leases or
            lease;

                  3.2.3.8 Any compensation paid to clerks, attendants or other
            persons in commercial concessions operated by Landlord;

                  3.2.3.9 Any particular items and services for which Tenant
            otherwise reimburses Landlord by direct payment over and above Base
            Rent and Operating

                                       4
<PAGE>

            Expense adjustment, including but not limited to any services
            covered in any transition services agreement such as data management
            services, interexchange services (i.e., private line, paging,
            cellular), corporate voicemail, and electronic messaging services
            (i.e., Exchange 2000, Active directory, and SMTP routing and
            support);

                  3.2.3.10 Advertising and promotional expenditures;

                  3.2.3.11 Any expenses for which Landlord is compensated
            through proceeds of insurance;

                  3.2.3.12 Any and all costs arising from the release of
            hazardous materials or substances (as defined by applicable laws in
            effect on the date the Lease is executed) in or about the Premises,
            the Buildings or the Land in violation of applicable law including,
            without limitation, hazardous substances in the ground water or
            soil, not placed by Tenant in the Premises, the Buildings, or the
            land on which the Buildings are situated;

                  3.2.3.13 Costs incurred in connection with upgrading the
            Buildings to comply with violations of disability, life, fire and
            safety codes, ordinances, statutes, or other laws in effect prior to
            the effective date of the Lease, including, without limitation, the
            Americans with Disabilities Act (42 U.S.C. 12101 et seq.) ("ADA")
            and any penalties or damages incurred due to such non-compliance;
            provided, however, Tenant shall pay Tenant's share of the amortized
            costs incurred by Landlord to comply with ADA violations cited
            during the term of this Lease; and provided further however, Tenant
            shall bear one hundred percent (100%) of the costs associated with
            ADA violations cited with respect to alterations made by Tenant;

                  3.2.3.14 Any and all costs associated with the maintenance and
            operation of the data center located on the Corporate Campus
            provided, however, that Tenant shall pay Tenant's Share of
            landscaping and parking costs associated with such data center; and

                  3.2.3.15 Any and all costs associated with the telephone
            switch space leased by Landlord to Alltel Corporation, provided,
            however, that Tenant shall pay Tenant's Share of landscaping and
            parking costs associated with such space.

      3.3 AUDIT. Tenant shall have the right at all reasonable times within
sixty (60) days after Landlord has provided Tenant with a statement of the
actual Operating Expenses, and at its sole expense, to audit Landlord's books
and records relating to this Lease for that Expense Year. Should such an audit
disclose a discrepancy between actual Operating Expense and what Tenant paid for
Tenant's Share of such Operating Expenses and such discrepancy is equal to or
greater than two percent (2%), Landlord shall not only refund the discrepancy
amount to Tenant but also pay for the actual cost of such audit upon being
billed therefor by Tenant.

4. USE OF PREMISES. Tenant shall have the right to use and occupy the Premises
for the purpose of general office. Landlord covenants and agrees that throughout
the term of this Lease, Tenant shall be entitled to a reasonable number of
parking spaces for its employees, customers and visitors.

                                       5
<PAGE>

5. QUIET ENJOYMENT. Landlord warrants to Tenant that Landlord is the owner of
the Buildings, and that Landlord may rightfully enter into this Lease. Landlord
shall protect, defend and indemnify Tenant against any interference with
Tenant's use and quiet enjoyment of the Premises.

6. TAXES. Landlord shall be responsible for the payment of all taxes assessed on
the Premises during the Term, subject to Tenant's obligation to reimburse
Landlord for Tenant's Share thereof, and Tenant shall be responsible for the
payment of taxes assessed upon any of Tenant's personal property located on the
Premises. Notwithstanding any contrary provision herein, Tenant shall pay prior
to delinquency any rent tax, sales tax or service tax generated as result of
this Lease.

7. INSURANCE. Tenant shall pay its pro rata share of all premiums for fire
insurance, extended coverage insurance, liability insurance, "other perils"
insurance, and other insurance carried by Landlord on or with respect to the
Premises. Tenant's pro rata share of the insurance premiums, regardless of the
manner in which they are to be paid, shall be deemed to be additional rental due
under this Lease. If the premiums should increase or decrease at any time,
Tenant's pro rata share and Tenant's payments shall be appropriately adjusted.

      7.1 LIABILITY INSURANCE. Tenant and Landlord shall each separately
maintain at all times during the Initial Term and any Renewal Term and keep in
force for their mutual benefit, commercial general liability insurance against
claims for personal injury, death or property damage occurring in, on or about
the Premises or sidewalks or areas adjacent to the Premises to afford protection
to the limit of not less than $5,000,000 combined single limit. Such insurance
may be covered under a blanket policy covering the Premises and other locations
of Tenant or an affiliate corporation or entity. Certificates of all policies of
insurance shall be delivered to the party requesting the certificates or parties
designated by the party requesting the certificates upon written request.

      7.2 WAIVER OF SUBROGATION. Both Tenant and Landlord agree to seek a waiver
of subrogation clause from their respective insurers which establishes a waiver
of the insurer's subrogation against Landlord or Tenant as the case may be for
any property loss (real/personal property or improvements/betterments) caused by
the other. Any policy or policies of insurance procured by Landlord or Tenant,
covering direct or indirect property loss, shall include a waiver of subrogation
clause in favor of the other party as the case may be.

8. UTILITIES. Landlord and Tenant agree that the Buildings are already connected
for sewer, water, gas, and electricity. Subject to Tenant's obligations to pay
Tenant's Share of the cost Landlord incurs in supplying utilities to the common
areas, Tenant shall pay all utility expenses incurred by Tenant in connection
with Tenant's use of the Premises (collectively, "Tenant's Utility Expenses").
In the event utility service is interrupted to the Premises due to the need for
maintenance and repair to the utility lines, Landlord shall immediately commence
restoration and repairs of the lines and conduits in order that said utility
service shall be resumed at the earliest possible time. If Landlord shall fail
to make such repairs after written notice from Tenant,

                                       6
<PAGE>

Tenant may do so at Landlord's expense. Additionally, should there be an
interruption in the utilities for more than 24 hours due to the Landlord's gross
negligence, rent shall be abated until the utilities are restored.

9. MAINTENANCE AND REPAIRS. Structural portions of the Premises, including the
roof, foundation, exterior walls and load bearing interior walls, shall be
maintained and repaired by Landlord except to the extent repairs are made
necessary by the acts of Tenant. Except for the repairs and maintenance Landlord
is specifically obligated to make under this Section, Tenant shall maintain and
keep the entire Premises including all partitions, doors, ceiling, fixtures,
equipment and appurtenances thereof in good order, condition and repair,
reasonable wear and tear excepted at the sole expense of Tenant. To the extent
an HVAC system serves the Premises exclusively, Tenant shall be responsible for
maintaining an HVAC service contract for routine filter changing and general
upkeep. Landlord may disapprove the contractor, provided however, its approval
may not be unreasonably withheld, conditioned or delayed.

10. COMMON AREA MAINTENANCE. Landlord shall keep the common area in good repair
during the term or extension thereof, reasonable wear and tear excepted.

11. ALTERATIONS AND IMPROVEMENTS. Tenant shall have the right at any time
throughout the term of this Lease and any extensions hereof, to make or cause to
be made, any alterations, additions, or improvements, or install or cause to be
installed any trade fixture, signs, floor covering, interior or exterior
painting or lighting, plumbing fixtures, shades or awnings, as Tenant may deem
necessary or suitable with Landlord's prior written approval, which approval
shall not be unreasonably withheld or delayed. Upon the expiration of the
Initial Term of this Lease, Tenant shall have the option to remove such
alterations, decorations, additions or improvements made by it, provided any
damage to Premises resulting from such removal is repaired. Also, upon the
expiration of the Initial Term of this Lease, Tenant if requested by Landlord
shall remove any signs and repair any damages to the Premises resulting from
such removal. During the term, Tenant shall not make any alterations, additions,
improvements, non-cosmetic changes or other material changes to the Premises
without the prior written approval of Landlord, which approval shall not be
unreasonably withheld or delayed. Notwithstanding the foregoing, Tenant shall be
permitted to make Minor Alterations (as defined below) without Landlord's prior
written consent. Minor Alterations, as used herein, shall be defined as any
alterations, improvements, etc. made to the Premises (excluding the facade
thereof) which do not affect the structure of the Building, their systems or
equipment. If Landlord approves any alterations, additions, improvements, etc.,
Landlord shall notify Tenant, in writing, along with Landlord's approval notice,
of whether Tenant shall, upon termination of this Lease, either: (i) remove any
such alterations or additions and repair any damage to the Buildings or the
Premises occasioned by their installation or removal and restore the Premises to
substantially the same condition as existed prior to the time when any such
alterations or additions were made, or (ii) reimburse Landlord for the cost of
removing such alterations or additions and the restoration of the Premises.

12. FIRE OR CASUALTY. If more than twenty-five percent (25%) of the Premises or
the use, occupancy or access to or of the Premises shall be destroyed in whole
or in part by fire or other casualty, Tenant may in its reasonable discretion
terminate this Lease. If less than twenty-five percent (25%) of the Premises
shall be destroyed in whole or in part by fire or casualty, the Rent

                                       7
<PAGE>

due during the remainder of the Lease term shall be reduced in proportion to the
area destroyed, effective on the date of the casualty. Within thirty (30) days
after the date of a fire or other casualty, Landlord must inform Tenant if the
Premises and the office buildings will be rebuilt. If the Premises is to be
rebuilt and Tenant elects not to terminate the Lease, the Premises and office
buildings must be rebuilt and ready for occupancy within ninety (90) days of
date of fire or other casualty. Landlord and Tenant agree and covenant that
neither shall be liable to the other for loss arising out of damage to or
destruction of the Premises or contents thereof when such loss is caused by any
perils included within, and covered by, standard fire and extended coverage
insurance policy of the state of Florida. This agreement shall be binding
whether or not such damage or destruction be caused by negligence of either
party or their agents, employees or visitors. Landlord agrees to carry fire and
extended coverage to the extent required by its lender, and if there is no
lender, in an amount satisfactory to Landlord.

13. EMINENT DOMAIN. If more than twenty-five percent (25%) of the Premises (or
the use, occupancy or access to or of the Premises) shall be taken or condemned
by any governmental or quasi-governmental authority for any public or
quasi-public use or purpose (including sale under threat of such a taking), or
if the owner elects to convey title to the condemnor by a deed in lieu of
condemnation, then Tenant may in its discretion terminate the Lease and be
relieved from further liability hereunder. If less than twenty -five percent
(25%) of the Premises (or the use, occupancy or access to or of the Premises)
shall be taken or condemned by any governmental or quasi-governmental authority
for any public or quasi-public use or purpose (including sale under threat of
such a taking), or if Tenant elects not to terminate this Lease, the Rent due
during the remainder of the Lease term shall be reduced in proportion to the
area taken, effective on the date physical possession is taken by the condemning
authority; provided, however, that in the event Tenant cannot reasonably operate
its business at the Premises due to such partial taking, Tenant shall be
permitted to terminate this Lease by written notice to Landlord.

14. TENANT'S DEFAULT.

      14.1 Any other provisions in this Lease notwithstanding, it shall be an
event of default ("Event of Default") under this Lease if: (i) Tenant fails to
pay any installment of rent or any other sum payable by Tenant hereunder when
due and such failure continues for a period of ten (10) days after written
notice from Landlord to Tenant that such payment has not been received, or (ii)
Tenant fails to observe or perform any other material covenant or agreement of
Tenant herein contained and such failure continues after written notice given by
or on behalf of Landlord to Tenant for more than thirty (30) days, provided,
however, that if such non-monetary Event of Default by Tenant cannot reasonably
be cured within such thirty (30) day period, and provided further that Tenant is
proceeding with due diligence to effect a cure of said Event of Default, no
Event of Default hereunder shall be declared by Landlord if Tenant continues to
proceed with diligence to cure said Event of Default, but in no event shall such
cure period extend beyond ninety (90) days following notice from Landlord of
such violation, default or breach, or (iii) Tenant files a petition commencing a
voluntary case, or has filed against it a petition commencing an involuntary
case, under the Federal Bankruptcy Code (Title 11 of the United States Code), as
now or hereafter in effect, or under any similar law, or files or has filed
against it a petition or answer in bankruptcy or for reorganization or for an
arrangement pursuant to any state bankruptcy law or any similar state law, and,
in the case of any such involuntary action, such action shall not be dismissed,
discharged or denied within sixty (60) days after the

                                       8
<PAGE>

filing thereof, or Tenant consents or acquiesces in the filing thereof, or (iv)
a custodian, receiver, trustee or liquidator of Tenant or of all or
substantially all of Tenant's property or of the Premises shall be appointed in
any proceedings brought by or against Tenant and, in the latter case, such
entity shall not be discharged within sixty (60) days after such appointment or
Tenant consents to or acquiesces in such appointment, or (v) Tenant shall
generally not pay Tenant's debts as such debts become due, or shall make an
assignment for the benefit of creditors, or shall admit in writing its inability
to pay its debts generally as they become due. The notice and grace period
provisions in clauses (i) and (ii) above shall have no application to the Events
of Default referred to in clauses (iii) through (v) above.

      14.2 If Tenant shall fail to make any payment of rent when due or if
Tenant shall fail to keep and perform any express written covenant of this Lease
and shall continue in default for a period of ten (10) days after Tenant has
received written notice of such default and demand of performance from Landlord,
Landlord may commence judicial proceedings, provided, however, if any default
shall occur (other than in the payment of rent) which cannot be cured within a
period of thirty (30) days and Tenant, prior to the expiration of thirty (30)
days from and after the giving of notice as aforesaid, commences to eliminate
such default and proceeds diligently to take steps to cure the same, Landlord
shall not have the right to declare the term ended by reason thereof for an
additional period of sixty (60) days.

      14.3 In the event of any such Event of Default, Landlord at any time
thereafter may at its option exercise any remedies available to Landlord at law
or in equity, including, without limitation, one or more of the following
remedies:

            (i) Termination of Lease. Landlord may terminate this Lease, by
written notice to Tenant, without any right by Tenant to reinstate its rights by
payment of rent due or other performance of the terms and conditions hereof.
Upon such termination Tenant shall immediately surrender possession of the
Premises to Landlord, and Landlord shall immediately become entitled to receive
from Tenant an amount equal to the difference between the aggregate of all rent
reserved under this Lease for the balance of the Initial Term or Renewal Term,
as the case may be, and the fair rental value of the Premises for that period,
determined as of the date of such termination, and reduced by the amount
Landlord may obtain upon reletting, discounted to present value at the rate of
ten percent (10%).

            (ii) Reletting. With or without terminating this Lease, as Landlord
may elect, Landlord may, by summary proceedings, re-enter and repossess the
Premises, or any part thereof, and lease them to any other person upon such
terms as Landlord shall deem reasonable, for a term within or beyond the term of
this Lease; provided, that any such reletting prior to termination shall be for
the account of Tenant, and Tenant shall remain liable for (i) all rent and other
sums which would be payable under this Lease by Tenant in the absence of such
expiration, termination or repossession, less (ii) the net proceeds, if any, of
any reletting effected for the account of Tenant after deducting from such
proceeds all of Landlord's actual expenses, attorneys' fees, employees'
expenses, reasonable alteration costs, expenses of preparation for such
reletting and all other actual costs and expenses incurred as a result of
Tenant's breach of this Lease. Landlord shall use commercially reasonable
efforts to relet the Premises. If the Premises are at the time of default sublet
or leased by Tenant to others, Landlord may, as Tenant's agent, collect rents
due from any subtenant or other tenant and apply such rents to the rent and
other amounts due hereunder without in any way affecting Tenant's obligation to
Landlord hereunder.

                                       9
<PAGE>

            (iii) Injunction. In the event of breach by either party of any
provision of this Lease, the other party shall have the right of injunction and
the right to invoke any remedy allowed at law or in equity in addition to other
remedies provided for herein.

            (iv) No Exclusive Right. No right or remedy herein conferred upon or
reserved to Landlord or Tenant is intended to be exclusive of any other right or
remedy herein or by law provided, but each shall be cumulative and in addition
to every other right or remedy given herein or now or hereafter existing at law
or in equity or by statute.

            (v) Expenses. In the event that either Landlord or Tenant exercises
any of the remedies provided herein, the wrongful party shall pay to the other
all actual expenses incurred in connection therewith, including reasonable
attorneys' fees.

15. LANDLORD'S DEFAULT. If Landlord shall be in default or shall fail or refuse
to perform or comply with any of his obligations under this Lease and shall
continue in default for a period of thirty (30) days after Tenant has given
Landlord written notice of such default and demand of performance, Tenant may
remedy the same and deduct the cost thereof from subsequent installments of rent
or terminate the Lease and recover from Landlord any and all damages Tenant may
have incurred due to such default or failure. Upon any default by Landlord under
this Lease, Tenant may, except as otherwise specifically provided in this Lease
to the contrary, exercise any of its rights provided at law or in equity.

16. ASSIGNMENT AND SUB-LETTING. Tenant shall not have the right to assign,
sublet, transfer, or encumber this Lease or its rights hereunder or any part
thereof at any time without the Landlord's prior written consent, except for the
Permitted Transfers (defined below). A "Permitted Transfer" means an assignment
or sublet to (i) any entity controlled by, controlling, or under common control
with Tenant (a "Tenant Affiliate") or a Tenant Affiliate, including without
limitation FNF, or (ii) any entity with which Tenant or a Tenant Affiliate may
merge or consolidate, which acquires all or substantially all of the assets or
shares of stock of Tenant or a Tenant Affiliate, or (iii) any entity that is the
successor in the event of a reorganization. In instances other than Permitted
Transfers, Landlord agrees not to withhold or delay its written consent if to do
so would be commercially unreasonable. In the event of any assignment of this
Lease by Tenant, Tenant shall not be and is not relieved of any liability under
any and all of its covenants and obligations contained in or derived from this
Lease arising out of any act, occurrence or omission occurring after said
assignment; provided, however that the Tenant's assignee assumes all obligations
of Tenant hereunder and attorns to Landlord for such obligations. Landlord may
assign this Lease in connection with the sale or financing of the Demised
Premises provided that (i) no such assignment may impose upon Tenant any
obligations greater than set forth in the Lease; and (ii) Landlord gives notice
to Tenant within thirty (30) days following the effective date of the assignment
which contains the assignee's name, address, telephone number, and the name of
the individual handling the affairs relating to this Lease. Any rents received
by Landlord hereunder, which in fact belong to the assignee of Landlord, shall
be held in trust by Landlord and forwarded immediately to the assignee of
Landlord. In the event of any assignment or sublease, Tenant shall remain
responsible for the payment

                                       10
<PAGE>

of rent and for the performance of all terms, covenants and conditions
undertaken by Tenant pursuant to this Lease unless otherwise agreed to by
Landlord in writing.

17. HOLDING OVER. In the event Tenant remains in possession of the Premises
after the expiration of the Initial Term or a Renewal Term without executing a
new Lease, Tenant shall occupy the Premises from month to month at a rental rate
of 150% of the applicable rental rate during the last month of the term, subject
to all of the covenants of this Lease insofar as consistent with such a tenancy.
The provisions of this Section 17 shall not be deemed to limit or constitute a
waiver of any other rights or remedies of Landlord provided herein or at law.

18. SIGNAGE. Landlord and Tenant hereby agree that FNF has retained and shall
retain, throughout the term of the Lease, the signage rights it presently has on
the exterior of the Buildings, the monument signage at Riverside Avenue,
directory and suite entry signage. Landlord and Tenant agree that the only other
signage that may appear on the exterior of the Buildings and on the exterior
monument signage during the term hereof shall be that of Landlord, Tenant or
FNF. Until such time as Landlord is a publicly traded company or experiences a
change of control (i.e., another person or entity other than FNF possesses,
directly or indirectly, the power to direct or cause the direction of the
management and policies of Landlord, whether through the ownership of voting
securities, by contract, or otherwise), any proposed change by Landlord of the
monument and building signage as it exists on the Commencement Date of this
Lease shall require Tenant's prior written consent, which may be withheld by
Tenant in its sole and absolute discretion, and Landlord if granted such consent
shall solely bear the cost of any such change. Until such time as Landlord is a
publicly traded company or experiences a change of control (as defined above),
Landlord agrees that it shall not, without Tenant's prior written consent (which
may be withheld in Tenant's sole and absolute discretion), cause any impairment
to the visibility of Tenant's existing signage, if any, or install any
additional signage on the monument or any of the Buildings. Beginning within a
reasonable time of prior to Landlord becoming a public company or experiencing a
change of control, Landlord and Tenant shall discuss and agree upon reasonable
Landlord signage rights so that as of the date that Landlord is a public company
or experiences a change of control it will be able to affix its name and/or logo
in one or more locations on the building and monuments in a manner that is
reasonably acceptable to Tenant.

19. HAZARDOUS MATERIALS. Landlord and Tenant agree to indemnify and hold
harmless the other from any and all claims, damages, fines, judgments,
penalties, costs, liabilities or losses (including, without limitation, any and
all sums paid for settlement of claims, attorneys fees, consultant and expert
fees) arising during or after the lease term from or in connection with the
presence or suspected presence of hazardous substances in, on or beneath the
Premises, unless the hazardous substances are present as the result of
negligence, willful misconduct or other acts of the party otherwise so
indemnified, its agents, employees, contractors or invitees. Without limitation
of the foregoing, this indemnification shall include any and all costs incurred
due to any investigation by a federal, state or local agency or political
subdivision, unless the hazardous substances are present solely as the result of
negligence, willful misconduct or other acts of the party otherwise so
indemnified, its agents, employees, contractors or invitees. This
indemnification shall specifically include any and all costs due to hazardous
substances which flow, diffuse, migrate or percolate into, ontoor under the
Premises after the Commencement Date. Each of the parties agree to comply with
all laws, codes, rules, and regulations of the

                                       11
<PAGE>

United States, the State of Florida. Tenant agrees that it will not store, keep,
use, sell, dispose of or offer for sale in, upon or from the Premises any
article or substance which may be prohibited by any insurance policy in force
from time to time covering the Buildings nor shall Tenant keep, store, produce
or dispose of on, in or from the Premises or the Buildings any substance which
may be deemed a hazardous substance or infectious waste under any state, local
or federal rule, statute, law, regulation or ordinance as may be promulgated or
amended from time to time. As used herein, "hazardous substance" means any
substance which is toxic, ignitable, reactive, or corrosive and which is
regulated by any local government, the state in which the Premises is located,
or the United States government or poses a threat to human health or the
environment, and includes any and all material and substances which are defined
as "hazardous waste", "toxic substances" or a "hazardous substance" pursuant to
state, federal or local governmental law, including, but not restricted to,
asbestos, polychlorobiphenyls and petroleum.

20. AMERICANS WITH DISABILITIES ACT. Each of Landlord and Tenant represents and
warrants that any alterations, modifications, upfit or construction performed by
it shall be performed in compliance with the ADA.

21. SUBORDINATION. Subject to the covenant given by Landlord in this paragraph
to obtain nondisturbance and attornment agreements with any mortgage or
beneficiary of a deed of trust encumbering the property, Tenant agrees that this
Lease is and shall remain subject and subordinate to any mortgage given by
Landlord on the property or buildings, and Landlord's interest in this Lease may
be assigned as security for any present and future mortgages or deeds of trust
attaching the property and all renewals, modifications, replacements and
extensions thereof. However, Landlord shall enter only into financing and
mortgage agreements which allow Tenant to retain its leasehold interest in the
Premises provided Tenant is not in default under this Lease and which obligates
Tenant to abide by all the terms, covenants and conditions of this Lease in the
event the mortgagee takes title to the Premises through foreclosure or accepts a
deed in lieu of foreclosure. At any time and from time to time upon not less
than fifteen (15) days' prior notice by Landlord to Tenant, Tenant shall,
without charge, execute, acknowledge and deliver to Landlord a statement
prepared by Landlord, in a form for Tenant to fill in and sign, certifying
whether (i) this lease is unmodified and in full force and effect (or if there
have been modifications, whether the same is in full force and effect as
modified and stating the modifications), (ii) the Term has commenced and Base
Rent and Additional Rent have become payable hereunder and, if so, the dates to
which they have been paid, (iii) whether or not, to the knowledge of the signer
of such certificate, Landlord is in default in performance of any of the terms
of this Lease and, if so, specifying each such default of which the signer may
have knowledge, (iv) Tenant has accepted possession of the Premises, (v) Tenant
has made any claim against Landlord under this Lease and, if so, the nature
thereof and the dollar amount, if any, of such claim, (vi) Tenant then claims
any offsets or defenses against enforcement of any of the terms of this Lease
upon the part of Tenant to be performed, and, if so, specifying the same, and
(vii) such further information with respect to the Lease or the Premises as
Landlord may reasonably request. Any such statement delivered pursuant hereto
may be relied upon by any prospective purchaser of the Premises or any part
thereof or of the interest of Landlord in any part thereof, by any mortgagee or
prospective mortgagee thereof, by any lessor or prospective lessor thereof, by
any lessee or prospective lessee thereof, or by any prospective assignee of any
mortgage thereof.

                                       12
<PAGE>

22. ATTORNEY'S FEES. In connection with any litigation arising out of this
Lease, the prevailing party, Tenant or Landlord, shall be entitled to recover
all costs incurred, including reasonable attorney's fees.

23. LIMITATION ON LIABILITY. Neither party is liable to the other for under this
lease for any special, incidental, punitive or consequential damages of any kind
or nature, including, without limitation, any lost profits or loss of business.
Notwithstanding anything to the contrary, Landlord is not liable for flood water
damage unless Landlord is grossly negligent or willful misconduct. Landlord
shall not be liable to Tenant or to Tenant's employees, agents or invitees, or
to any other person or entity, whomsoever, for any injury to person or damage to
or loss of property on or about the Premises or the common area caused by the
negligence, acts or omissions, or misconduct of Tenant, its employees, or of any
other person entering the Buildings under the express or implied invitation of
Tenant, or arising out of the use of the Leased Premises by Tenant and the
conduct of its business therein, or arising out of any breach or default by
Tenant in the performance of its obligations under this Lease or resulting from
any other cause whatsoever, except Landlord's gross negligence; and Tenant
hereby agrees to indemnify Landlord and hold it harmless from any loss, cost,
expense or claims arising out of any such damage or injury.

24. SERVICES PROVIDED BY LANDLORD.

            24.1 SECURITY. Tenant shall adhere to Landlord's security procedures
as they pertain to the Premises. This may include, but not be limited to, proper
display of security badges, maintaining accurate employee access rosters, and
assisting Landlord in the investigation of security related matters. Landlord
agrees to provide Tenant with the same security services that Landlord provides
throughout the Corporate Campus, subject to Tenant's compliance with Landlord's
security procedures and subject to Tenant's obligation to pay Tenant's share of
the cost thereof.

            24.2 TELECOMMUNICATIONS. Landlord shall provide to Tenant and its
affiliates phone and voicemail equipment system, together with services for such
system, for its operations at the Premises, 10301 Deerwood Park Boulevard,
Jacksonville, FL., 32256, and any airplane hangar used by Tenant or FNF at
Jacksonville International Airport, in accordance with the terms set forth in
Schedule A attached hereto.

            24.3 MAIL SERVICES. Landlord covenants and agrees that throughout
the term of this Lease Landlord shall provide Tenant with mail delivery services
within the Corporate Campus.

25. MEMORANDUM OF LEASE. Tenant shall not record this Lease or a Memorandum of
Lease.

26. NOTICES. Any notice, report, statement, approval, consent, designation,
demand or request to be given under this Lease shall be effective when made in
writing, deposited for mailing with the United States Postal Service and
addressed to Landlord or Tenant at the following addresses:

                                       13
<PAGE>

            LANDLORD:   Fidelity Information Services, Inc.
                        601 Riverside Avenue
                        Jacksonville, Florida 32204
                        Attn: Fred Parvey, Vice President
                        Phone: 904-854-8100

            TENANT:     Fidelity National Title Group, Inc.
                        c/o Orion Realty Group
                        601 Riverside Avenue
                        Jacksonville, Florida 32204
                        Attn: Sam Kitamura, President
                        phone: 904-854-8100

27. MISCELLANEOUS.

      27.1 SUCCESSORS AND ASSIGNS. This Lease shall be binding upon and shall
inure to the benefit of Landlord, Tenant and their respective successors and
assigns.

      27.2 GOVERNING LAW. This Lease shall be construed under the laws of the
State of Florida, without application of the conflict of law provisions thereof.

      27.3 MERGER CLAUSE. This Lease contains the entire agreement between
Landlord and Tenant regarding the Premises which are the subject of this Lease
and may only be altered by a written agreement executed by both Landlord and
Tenant.

      27.4 SEVERABILITY. If any term or provision of this Lease or the
application hereof to any person or circumstance shall, to any extent, be
invalid or unenforceable, the remainder of this Lease shall not be affected
thereby.

      27.5 FORCE MAJEURE. In the event the performance by either party of any of
its obligations hereunder, except with the respect of payment of money, is
delayed by reason of an act of God, strike, governmental restrictions, war,
terrorist threats or acts, or any other cause, similar or dissimilar, beyond the
reasonable control of the party from whom such performance is due, the period
for the commencement of completion thereof shall be extended for a period equal
to the period during which performance is so delayed.

      27.6 COUNTERPARTS. The Lease may be executed in any number of
counterparts, each of which when so executed and delivered shall be deemed an
original, but such counterparts together shall constitute but one and the same
instrument.

      27.7 NO PARTNERSHIP CREATED. The Landlord and Tenant are not and shall not
be considered joint venturers, not partners, and neither shall have power to
bind or obligate the other except as set forth herein.

      27.8 HEADINGS. The titles to the paragraphs of this Lease are inserted
only as a matter of convenience and for reference and in no way confine, limit
or describe the scope or intent of any section of this Lease, nor in any way
affect this Lease.

                                       14
<PAGE>

      27.9 MODIFICATION. No modifications, alterations, or amendments of this
Lease or any agreements in connection therewith shall be binding or valid unless
in writing and duly executed by both Landlord and Tenant. Notwithstanding the
foregoing, this Lease may not be amended without the prior written consent of
THL and TPG, not to be unreasonably withheld, conditioned or delayed, if such
amendment (i) decreases the base rental rate (as expressed on a rentable square
foot basis) provided hereunder in a manner not otherwise specifically authorized
by this Lease, (ii) changes the term of the Lease, (iii) materially affects the
scope of any service provided hereunder in a manner that is detrimental to
Landlord, or (iv) changes any other material term or condition of the Lease in a
manner that is materially adverse to Landlord. For the purposes hereof, the term
"THL" shall mean Thomas H. Lee Equity Fund V, L.P. and the term "TPG" shall mean
TPG Partners III, L.P.

      IN WITNESS WHEREOF, Landlord and Tenant have executed this Lease effective
as of the day and year above first written.

                       LANDLORD:

                       FIDELITY INFORMATION SERVICES, INC.,
                       an Arkansas corporation

                       By ____________________________
                          Michael L. Gravelle
                          Senior Vice President, General Counsel, & Secretary

                       TENANT:

                       FIDELITY NATIONAL TITLE GROUP, INC.,
                       a Delaware corporation

                       By ____________________________
                          Raymond R. Quirk
                          Chief Executive Officer

                                       15

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