Document:

Amendment No. 4 to Credit Agreement, dated as of March 28, 2008

 Exhibit 10(v) 
 AMENDMENT NO. 4 TO CREDIT AGREEMENT 
 This AMENDMENT NO. 4 TO CREDIT AGREEMENT (this
“Amendment”) is entered into as of March 28, 2008, by and among the following: (i) AMERICAN GREETINGS CORPORATION, an Ohio corporation (the “Company”); (ii) the Subsidiary Guarantors, as defined
in the Credit Agreement referred to below; (iii) the Lenders, as defined in the Credit Agreement, signatory hereto; and (iv) NATIONAL CITY BANK, as Global Agent, as defined in the Credit Agreement. 
 RECITALS: 
 A. The
Company has entered into the Credit Agreement, dated as of April 4, 2006 (as amended and as the same may from time to time be further amended, restated, supplemented or otherwise modified, the “Credit Agreement”), with the
Foreign Subsidiary Borrowers (as defined therein) from time to time party thereto, the lenders from time to time party thereto (herein, together with their respective successors and assigns, collectively, the “Lenders”), National
City Bank, as the Global Agent, joint lead arranger, joint bookrunner, Swing Line Lender and LC Issuer, UBS Securities LLC, as joint lead arranger, joint bookrunner and Syndication Agent, and KeyBank National Association, JPMorgan Chase Bank, N.A.,
and LaSalle Bank National Association, as Co-Documentation Agents. 
 B. The Company has requested the Global Agent and the
Term Lenders agree to amend certain provisions of the Credit Agreement, as set forth herein. 
 C. The Global Agent and the
Lenders signatory hereto are willing to agree to such amendments pursuant to the terms and subject to the conditions set forth herein. 
 AGREEMENT: 
 In consideration of the premises and mutual covenants herein and for other valuable
consideration, the parties hereto agree as follows: 
 Section 1. Definitions. Unless otherwise defined herein,
each capitalized term used in this Amendment and not defined herein shall have such meaning ascribed to it in the Credit Agreement. 
 Section 2. Amendments. 
 2.1 Amendment to Term Loan Availability Period. The definition of
“Term Loan Availability Period” set forth in Section 1.01 of the Credit Agreement is hereby amended and restated as follows: 
 “Term Loan Availability Period” means the period from the Closing Date until April 3, 2009. 
 2.2 Section 2.16(b) of the Credit Agreement is hereby amended and restated as follows: 
 (b) Scheduled Repayments of Term Loans. The principal amount of the Term Loans outstanding shall be payable by the Company in equal quarterly installments each in an amount equal to 0.25% times the
aggregate principal amount of all Term Loans outstanding on April 3, 2009, commencing on June 30, 2009 and continuing on the last day of each September, December, March and June thereafter, provided that the payment due on the Term
Loan Maturity Date shall in any event be in the amount of the entire remaining principal amount of the outstanding Term Loans (each such repayment, 

 
as the same may be reduced by reason of the application of prepayments pursuant to Section 2.16(c), a “Scheduled Repayment”).

 Section 3. Reallocation; Amendment to Schedule 1. 
 3.1 Reallocation. Concurrently herewith the Term Lenders have agreed to reallocate their respective Term Commitments such that the
Term Commitments from and after the date hereof shall be as set forth on Schedule 1 to the Credit Agreement as amended and attached to this Amendment as Schedule 1, and the Company and the Subsidiary Guarantors hereby consent to such reallocation.

 3.2 Amendment to Schedule 1. In connection with the above referenced reallocation of Term Commitments, and after
giving effect thereto, Schedule 1 to the Credit Agreement is hereby replaced with Schedule 1 attached hereto. 
 Section 4. Effectiveness. The amendments and reallocation set forth above shall become effective as of the date hereof, if on or before the date hereof, the following conditions precedent have been satisfied: 
 (a) this Amendment shall have been executed by the Company, the Subsidiary Guarantors, the Term Lenders and the Global Agent, and
counterparts hereof as so executed shall have been delivered to the Global Agent; 
 (b) the Company shall have executed and
delivered to the Global Agent and the Term Lenders such replacement or additional Term Notes as shall be required by the Global Agent to evidence the Term Commitment allocations set forth on Schedule 1 hereto; and 
 (c) the Company shall have executed and delivered to the Global Agent such other agreements, instruments and other documents as the
Global Agent may reasonably request. 
 Upon the satisfaction of the foregoing condition precedent, this Amendment shall be
binding upon and inure to the benefit of the Company, each Lender and the Global Agent and their respective permitted successors and assigns. After this Amendment becomes effective, the Global Agent shall furnish a copy of this Amendment to each
Lender and the Company. 
 Section 5. Miscellaneous. 
 5.1 Representations and Warranties. 
 (a) Each Credit Party, by signing below, hereby represents and warrants to the Global Agent and the Lenders that: 
 (i) such Credit Party has the legal power and authority to execute and deliver this Amendment; 
 (ii) the officers executing this Amendment on behalf of such Credit Party have been duly authorized to execute and deliver the same and bind such Credit Party with respect to the provisions
hereof; 
 (iii) the execution and delivery hereof by such Credit Party and the performance and observance by
such Credit Party of the provisions hereof do not violate or conflict with the Organizational Documents of such Credit Party or any law applicable to such Credit Party or 
  

 2 

 
result in a breach of any provision of or constitute a default under any other agreement, instrument or document binding upon or enforceable against such
Credit Party; 
 (iv) no Default or Event of Default exists under the Credit Agreement, nor will any occur
immediately after the execution and delivery of this Amendment or by the performance or observance of any provision hereof; and 
 (v) upon the execution and delivery of this Amendment by such Credit Party, this Amendment shall constitute a valid and binding obligation of such Credit Party in every respect, enforceable in accordance with its
terms, except as the enforceability thereof may be limited by bankruptcy, insolvency or other similar laws of general application affecting the enforcement of creditors’ rights or by general principles of equity limiting the availability of
equitable remedies. 
 (b) The Company, by signing below, hereby represents and warrants to the Global Agent and the Lenders
that each of the representations and warranties set forth in Article V of the Credit Agreement is true and correct in all material respects as of the date hereof, except to the extent that any thereof expressly relate to an earlier date. 

5.2 Waiver of Claims. Each Credit Party hereby waives and releases the Global Agent, the Collateral Agent, and each of the
Lenders and their respective directors, officers, employees, attorneys, affiliates and subsidiaries from any and all claims, offsets, defenses and counterclaims of which any Credit Party is aware arising out of or relating to the Credit Agreement
and/or the other Loan Documents, such waiver and release being with full knowledge and understanding of the circumstances and effect thereof and after having consulted legal counsel with respect thereto. 
 5.3 Expenses. As provided in the Credit Agreement, but without limiting any terms or provisions thereof, the Company agrees to pay
on demand all reasonable costs and expenses incurred by the Global Agent in connection with the preparation, negotiation, and execution of this Amendment, including without limitation the reasonable costs and fees of the Global Agent’s special
legal counsel, regardless of whether this Amendment becomes effective in accordance with the terms hereof, and all costs and expenses incurred by the Global Agent, the Collateral Agent or any Lender in connection with the enforcement or preservation
of any rights under the Credit Agreement, as amended hereby. 
 5.4 Agreements Unaffected. Each reference to the
Credit Agreement herein or in any other Loan Document shall hereafter be construed as a reference to the Credit Agreement as amended hereby. Except as herein otherwise specifically provided, all provisions of the Credit Agreement shall remain in
full force and effect and be unaffected hereby. This Amendment is a Loan Document. 
 5.5 Entire Agreement. This
Amendment, together with the Credit Agreement and the other Loan Documents, integrates all the terms and conditions mentioned herein or incidental hereto and supersedes all oral representations and negotiations and prior writings with respect to the
subject matter hereof. 
 5.6 Counterparts. This Amendment may be executed in any number of counterparts and by
different parties hereto in separate counterparts and may be delivered by facsimile or electronic transmission, each of which when so executed and delivered shall be deemed to be an original and all of which taken together shall constitute but one
and the same agreement. 
 5.7 Governing Law. THIS AMENDMENT AND THE OTHER LOAN DOCUMENTS AND THE RIGHTS AND
OBLIGATIONS OF THE PARTIES HEREUNDER AND THEREUNDER SHALL BE CONSTRUED IN ACCORDANCE WITH AND BE GOVERNED BY THE LAW OF THE 

  

 3 

 
STATE OF NEW YORK. TO THE FULLEST EXTENT PERMITTED BY LAW, EACH CREDIT PARTY HEREBY UNCONDITIONALLY AND IRREVOCABLY WAIVES ANY CLAIM TO ASSERT THAT THE LAW
OF ANY JURISDICTION OTHER THAN THE STATE OF NEW YORK GOVERNS THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS. 
 5.8
JURY TRIAL WAIVER. EACH OF THE PARTIES TO THIS AMENDMENT HEREBY IRREVOCABLY WAIVES ALL RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THIS AMENDMENT OR ANY OF THE OTHER LOAN
DOCUMENTS (INCLUDING, WITHOUT LIMITATION, ANY AMENDMENTS, WAIVERS OR OTHER MODIFICATIONS RELATING TO ANY OF THE FOREGOING), OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY. 
 [Signature pages follow.] 
  

 4 

 IN WITNESS WHEREOF, this Amendment has been duly executed and delivered as of the date
first above written. 
  

			
	 AMERICAN GREETINGS CORPORATION

		
	 By:
	 	 /s/ Gregory M. Steinberg

	 Name:
	 	 Gregory M. Steinberg

	 Title:
	 	 Treasurer

	
	 AGC, LLC

	 A.G. INDUSTRIES, INC.

	 AG INTERACTIVE, INC.

	 AGP KIDS, INC.

	 CARLTON CARDS RETAIL, INC.

	 CLOUDCO, INC.

	 CREATACARD, INC.

	 CREATACARD INTERNATIONAL LEASING, INC.

	 CUSTOM HOLDINGS, INC.

	 JOHN SANDS (AUSTRALIA) LTD.

	 JOHN SANDS (N.Z.) LTD.

	 JOHN SANDS HOLDING CORP.

	 PLUS MARK, INC.

	 QUALITY GREETING CARD
DISTRIBUTING COMPANY, INC.

	 THOSE CHARACTERS FROM CLEVELAND, INC.

		
	 By:
	 	 /s/ Gregory M. Steinberg

	 Name:
	 	 Gregory M. Steinberg

	 Title:
	 	 Treasurer of each of the foregoing

	
	 AGCM, INC.

	 AG.COM, INC.

	 EGREETINGS NETWORK, INC.

	 MIDIRINGTONES, LLC

	 PHOTOWORKS, INC.

		
	 By:
	 	 /s/ Gregory M. Steinberg

	 Name:
	 	 Gregory M. Steinberg

	 Title:
	 	 Assistant Treasurer of each of the foregoing

	
	 A.G.C. INVESTMENTS, INC.

	 A.G. EUROPE, INC.

	 A.G. (UK), INC.

	 AGC HOLDINGS, LLC

	 MEMPHIS PROPERTY CORPORATION

		
	 By:
	 	 /s/ Gregory M. Steinberg

	 Name:
	 	 Gregory M. Steinberg

	 Title:
	 	 Vice President and Treasurer of each of the foregoing

			
	 NATIONAL CITY BANK,

	 as the Global Agent, the Collateral Agent, the Swing
Line Lender, a LC Issuer, and a Lender

	
		
	 By:
	 	 /s/ Robert S. Coleman

	 Name:
	 	 Robert S. Coleman

	 Title:
	 	 Senior Vice President

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 U.S. Bank N.A.

			
		 	 By:
	  	 /s/ Michael P. Dickman

		 	 Name:
	  	 Michael P. Dickman

		 	 Title:
	  	 Vice President

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 P B Capital Corporation

			
		 	 By:
	  	 /s/ Ronni J. Leopold

		 	 Name:
	  	 Ronni J. Leopold

		 	 Title:
	  	 Vice President

		 		  	
	Name of Institution:    	 	 P B Capital Corporation

			
		 	 By:
	  	 /s/ Jeffrey N. Frost

		 	 Name:
	  	 Jeffrey N. Frost

		 	 Title:
	  	 Managing Director

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 PNC Bank, National Association

			
		 	 By:
	  	 /s/ Joseph G. Moran

		 	Name:	  	 Joseph G. Moran

		 	 Title:
	  	 Senior Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 Fifth Third Bank

			
		 	 By:
	  	 /s/ Roy C. Lanctot

		 	Name:	  	 Roy C. Lanctot

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 The Bank of Tokyo-Mitsubishi UFJ, Ltd.

			
		 	 By:
	  	 /s/ Victor Pierzchalski

		 	Name:	  	 Victor Pierzchalski

		 	 Title:
	  	 Authorized Signatory

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 Erste Bank

			
		 	 By:
	  	 /s/ Paul Judicke

		 	Name:	  	 Paul Judicke

		 	 Title:
	  	 Executive Director

		 		  	
	Name of Institution:    	 	 Erste Bank

			
		 	 By:
	  	 /s/ Bryan J. Lynch

		 	Name:	  	 Bryan J. Lynch

		 	 Title:
	  	 Managing Director

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 HSBC Bank USA, National Association

			
		 	 By:
	  	 /s/ Robert J. McArdle

		 	Name:	  	 Robert J. McArdle

		 	 Title:
	  	 First Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 LightPoint CLO 2004-1, Ltd.

			
		 	 By:
	  	 /s/ Colin Donlan

		 	Name:	  	 Colin Donlan

		 	 Title:
	  	 Senior Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 The Governor and Company of the Bank of Ireland

			
		 	 By:
	  	 /s/ Jennifer Lyons

		 	Name:	  	 Jennifer Lyons

		 	 Title:
	  	 Authorized Signatory

		 		  	
	Name of Institution:    	 	 The Governor and Company of the Bank of Ireland

			
		 	 By:
	  	 /s/ Elaine Crowley

		 	Name:	  	 Elaine Crowley

		 	 Title:
	  	 Authorized Signatory

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 The Bank of New York

			
		 	 By:
	  	 /s/ Mark F. Johnston

		 	Name:	  	 Mark F. Johnston

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 The Northern Trust Company

			
		 	 By:
	  	 /s/ Jeffrey P. Sullivan

		 	Name:	  	 Jeffrey P. Sullivan

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 The Sumitomo Trust and Banking Co., Ltd.
 New York Branch

			
		 	 By:
	  	 /s/ Elizabeth Quirk

		 	Name:	  	 Elizabeth Quirk

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 BAYERISCHE HYPO-UND VEREINSBANK AG
 New York Branch

			
		 	 By:
	  	 /s/ Ken Hamilton

		 	Name:	  	 Ken Hamilton

		 	 Title:
	  	 Director

		 		  	
	Name of Institution:    	 	 BAYERISCHE HYPO-UND VEREINSBANK AG
 New York Branch

			
		 	 By:
	  	 /s/ Elaine Tung

		 	Name:	  	 Elaine Tung

		 	 Title:
	  	 Director

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 Eaton Vance Management
 As Investment Advisor

			
		 	 By:
	  	 /s/ Scott M. Page

		 	Name:	  	 Scott M. Page

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 Grayson & Co.

			
		 	 By:
	  	 Boston Management and Research
 As Investment Advisor

			
		 	 By:
	  	 /s/ Scott M. Page

		 	Name:	  	 Scott M. Page

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 Mizuho Corporate Bank Ltd.

			
		 	 By:
	  	 /s/ Leon Mo

		 	Name:	  	 Leon Mo

		 	 Title:
	  	 Senior Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 DZ BANK AG
 Deutsche Zentral-Genossenschaftsbank
 New York Branch

			
		 	 By:
	  	 /s/ Anja Baeuerle

		 	Name:	  	 Anja Baeuerle

		 	 Title:
	  	 Vice President

		 		  	
	Name of Institution:    	 	 DZ BANK AG
 Deutsche Zentral-Genossenschaftsbank
 New York Branch

			
		 	 By:
	  	 /s/ Paul Fitzpatrick

		 	Name:	  	 Paul Fitzpatrick

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 Scotiabank Inc.

			
		 	 By:
	  	 /s/ J.F. Todd

		 	Name:	  	 J.F. Todd

		 	 Title:
	  	 Managing Director

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 Capital One Leverage Finance Corp.

			
		 	 By:
	  	 /s/ Ron Walker

		 	Name:	  	 Ron Walker

		 	 Title:
	  	 Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 KeyBank National Association

			
		 	 By:
	  	 /s/ Marianne T. Meil

		 	Name:	  	 Marianne T. Meil

		 	 Title:
	  	 Senior Vice President

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 BlackRock Floating Rate Income Strategies Fund, Inc.

			
		 	 By:
	  	 /s/

		 	Name:	  	 [Signature illegible]

		 	 Title:
	  	
		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 State Bank of India, Los Angeles Agency

			
		 	 By:
	  	 /s/ K.S.S. Naidu

		 	Name:	  	 K.S.S. Naidu

		 	 Title:
	  	 Vice President (Credit)

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 LaSalle Bank National Association

			
		 	 By:
	  	 /s/ Beth A. Henry

		 	Name:	  	 Beth A. Henry

		 	 Title:
	  	 Commercial Banking Officer

		 		  	

 Signature Page 
 to 
 Amendment No. 4 to Credit Agreement 
 by and among American Greetings Corporation, the Subsidiary Guarantors, 
 National City
Bank, as the Global Agent, and 
 the Lenders party thereto 
  

					
	Name of Institution:    	 	 National City Bank, Canada Branch

			
		 	 By:
	  	 /s/ Bill Hines

		 	Name:	  	 Bill Hines

		 	 Title:
	  	 Senior Vice President & Principal OfficerThird Amendment to Receivables Purchase Agreement, dated March 28, 2008

 Exhibit 10(x) 
 THIRD AMENDMENT TO AMENDED AND RESTATED 
 RECEIVABLES PURCHASE AGREEMENT 
 THIS THIRD AMENDMENT TO AMENDED AND RESTATED RECEIVABLES PURCHASE AGREEMENT (this “Amendment”) dated as of
March 28, 2008 is entered into among AGC FUNDING CORPORATION (the “Seller”), AMERICAN GREETINGS CORPORATION (in its individual capacity, “Greetings”), in its capacity as servicer (in such capacity, together
with its successors and permitted assigns in such capacity, the “Servicer”), PNC BANK, NATIONAL ASSOCIATION (in its individual capacity, “PNC”), as purchaser agent for Market Street Funding LLC, as Administrator for
each Purchaser Group (in such capacity, the “Administrator”) and as issuer of Letters of Credit (in such capacity, together with its successors and permitted assigns in such capacity, the “LC Bank”), MARKET STREET
FUNDING LLC (in its individual capacity, “Market Street”), as a Conduit Purchaser and as a Related Committed Purchaser, LIBERTY STREET FUNDING LLC (f/k/a Liberty Street Funding Corp.), as a Conduit Purchaser and THE BANK OF NOVA
SCOTIA (“BNS”), as a Related Committed Purchaser and as purchaser agent for itself and Liberty Street. 
 RECITALS 

 1. The Seller, the Servicer, the Administrator, PNC, Market Street, the LC Bank, LSFC and BNS are parties to the Amended
and Restated Receivables Purchase Agreement dated as of October 24, 2006 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”); 
 2. The Seller desires to reduce the Purchase Limit under the Agreement; 
 3. Liberty Street and BNS (collectively, the “Exiting Parties”) desire to cease to be parties to the Agreement; and

 4. The parties hereto desire to amend the Agreement as set forth herein. 
 NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the
parties agree as follows: 
 1. Certain Defined Terms. Capitalized terms that are used herein without definition
and that are defined in Exhibit I to the Agreement shall have the same meanings herein as therein defined. 
 2.
Amendments to Agreement. 
 (a) The amount specified as the “Commitment” with respect
to Market Street in its capacity as a Related Committed Purchaser and as set forth below its Purchaser Agent’s signature to the Agreement is hereby amended and restated in its entirety as set forth below its Purchaser Agent’s signature
hereto. 

 (b) The amount specified as the “Commitment” for PNC Bank,
National Association in its capacity as LC Bank and as set forth below its signature in such capacity to the Agreement is hereby amended and restated in its entirety as set forth below its signature in such capacity hereto. 
 (c) The definition of “Purchase Limit” set forth in Exhibit I to the Agreement is hereby amended by
deleting the amount “150,000,000” therein and substituting the amount “$90,000,000” therefor. 
 3.
Exiting Parties. Each of the parties hereto acknowledges and agrees that upon the effectiveness of this Amendment, Liberty Street shall cease to be a Conduit Purchaser and BNS shall cease to be a Related Committed Purchaser and
Purchaser Agent for itself and Liberty Street under the Agreement. Each of the Exiting Parties shall have no further rights or obligations under the Agreement or any other Transaction Documents (other than any rights or obligations that specifically
survive termination of the Agreement or any other Transaction Document). Each of the parties hereto further acknowledges and agrees that the termination of Liberty Street as a Conduit Purchaser and the termination of BNS as a Related Committed
Purchaser and Purchaser Agent for itself and Liberty Street under the Agreement as contemplated hereby shall not constitute a Facility Termination Date with respect to the Purchaser Group of which Market Street is a member. 
 4. Representations and Warranties. Each of the Seller and the Servicer hereby represents and warrants to each Purchaser and
the Administrator as follows: 
 (a) Representations and Warranties. The representations and warranties
of such Person contained in Exhibit III of the Agreement are true and correct in all material respects as of the date hereof (except to the extent that such representations and warranties relate expressly to an earlier date, and in which
case such representations and warranties shall be true and correct in all material respects as of such earlier date). 
 (b) Enforceability. The execution and delivery by such Person of this Amendment, and the performance of each of its obligations under this Amendment and the Agreement, as amended hereby, are within each of its
organizational powers and have been duly authorized by all necessary organizational action on its part. This Amendment and the Agreement, as amended hereby, are such Person’s valid and legally binding obligations, enforceable in accordance with
its terms, except as enforceability may be limited by bankruptcy, insolvency, reorganization or other similar laws from time to time in effect affecting the enforcement of creditors’ rights generally and by general principles of equity,
regardless of whether such enforceability is considered in a proceeding in equity or at law. 
 (c) No
Default. Both before and immediately after giving effect to this Amendment and the transactions contemplated hereby, no Termination Event or Unmatured Termination Event exists or shall exist. 
 5. Effect of Amendment. All provisions of the Agreement, as expressly amended and modified by this Amendment, shall remain
in full force and effect. After this Amendment 

  

 2 

 
becomes effective, all references in the Agreement (or in any other Transaction Document) to “this Agreement”, “hereof”,
“herein” or words of similar effect referring to the Agreement shall be deemed to be references to the Agreement as amended by this Amendment. This Amendment shall not be deemed, either expressly or impliedly, to waive, amend or supplement
any provision of the Agreement other than as set forth herein. 
 6. Effectiveness. This Amendment shall become
effective as of the date hereof upon receipt (i) by the Administrator of counterparts of this Amendment (including by facsimile or email) executed by each of the other parties hereto, in form and substance satisfactory to the Administrator in
its sole discretion and (ii) by each of the Exiting Parties from the Seller of all fees and other amounts owed to such Person pursuant to the Agreement and the other Transaction Documents as such amounts are set forth on Schedule I
hereto. 
 7. Counterparts. This Amendment may be executed in any number of counterparts and by different
parties on separate counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute but one and the same instrument. Delivery by facsimile or email of an executed signature page of
this Agreement shall be effective as delivery of an executed counterpart hereof. 
 8. Governing Law. This
Amendment shall be governed by, and construed in accordance with, the internal laws of the State of New York (including for such purpose Sections 5-1401 and 5-1402 of the general obligations law of the State of New York). 
 9. Section Headings. The various headings of this Amendment are included for convenience only and shall not affect the
meaning or interpretation of this Amendment, the Agreement or any provision hereof or thereof. 
 (continued on following page) 
  

 3 

 IN WITNESS WHEREOF, the parties have executed this Amendment as of the date first written
above. 
  

			
	 AGC FUNDING CORPORATION,
 as Seller

		
	 By:
	 	 /s/ Gregory M. Steinberg

	 Name:
	 	 Gregory M. Steinberg

	 Title:
	 	 Vice President and Treasurer

	
	 AMERICAN GREETINGS CORPORATION,
 as Servicer

		
	 By:
	 	 /s/ Gregory M. Steinberg

	 Name:
	 	 Gregory M. Steinberg

	 Title:
	 	 Treasurer

  

					
		 	S-1	 	3rd Amendment to A&R RPA
		 		 	(American Greetings)

			
	 PNC BANK, NATIONAL ASSOCIATION,
 as Administrator

		
	 By:
	 	 /s/ William P. Falcon

	 Name:
	 	 William P. Falcon

	 Title:
	 	 Vice President

	
	 PNC BANK, NATIONAL ASSOCIATION,
 as Purchaser Agent for Market Street Funding LLC

		
	 By:
	 	 /s/ William P. Falcon

	 Name:
	 	 William P. Falcon

	 Title:
	 	 Vice President

	
	 Commitment: $90,000,000

	
	 PNC BANK, NATIONAL ASSOCIATION,
 as LC Bank

		
	 By:
	 	 /s/ Joseph G. Moran

	 Name:
	 	 Joseph G. Moran

	 Title:
	 	 Managing Director

	
	 Commitment: $90,000,000

  

					
		 	S-2	 	3rd Amendment to A&R RPA
		 		 	(American Greetings)

			
	 MARKET STREET FUNDING LLC,
 as a Conduit Purchaser and as a Related
 Committed Purchaser

		
	 By:
	 	 /s/ Doris J. Hearn

	 Name:
	 	 Doris J. Hearn

	 Title:
	 	 Vice President

  

					
		 	S-3	 	3rd Amendment to A&R RPA
		 		 	(American Greetings)

 THE EXITING PARTIES: 

			
	 THE BANK OF NOVA SCOTIA,
 as a Related Committed Purchaser and as Purchaser
 Agent for itself and Liberty Street Funding
LLC

		
	 By:
	 	 /s/ Darren Ward

	 Name:
	 	 Darren Ward

	 Title:
	 	 Director

	
	 Commitment: $0

	
	 LIBERTY STREET FUNDING LLC,

	 as a Conduit Purchaser

		
	 By:
	 	 /s/ Jill A. Gordon

	 Name:
	 	 Jill A. Gordon

	 Title:
	 	 Vice President

  

					
		 	S-4	 	3rd Amendment to A&R RPA
		 		 	(American Greetings)

 SCHEDULE I 
  

				
	 Exiting Party
	  	Amount
	 The Bank of Nova Scotia/Liberty Street Funding LLC
	  	$	1,586.67

  

					
		 	I-1	 	3rd Amendment to A&R RPA
		 		 	(American Greetings)

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00141-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00141-of-00352.parquet"}]]