Document:

EX-10.40

 Exhibit 10.40 

PRIVATE LABEL CONSUMER LENDING PROGRAM AGREEMENT 

This Private Label Consumer Lending Program Agreement (“Agreement”) is entered into as of October 15, 2021 (“Effective Date”) by and
between Better Mortgage Corporation and its affiliates, with its principal place of business at 175 Greenwich, Fl. 59, New York, NY 10007 (“Better”), and Notable Finance, LLC, with its principal place of business at Six Landmark Square,
Floor 4, Stamford, CT 06901 (“Notable”). 
 Better and Notable may be referred to individually in this Agreement as a “Party” and
together as “Parties.” “Affiliate” means, with respect to a Party, a party that directly or indirectly through one or more intermediaries, controls or is controlled by, or is under common control with, the Party. For purposes of
this definition, “control” means possession, directly or indirectly, of the power to direct or cause the direction of the management and policies, whether through the ownership or voting capital stock or equity, by contract or otherwise
and includes subsidiaries. 
 WHEREAS, Better is engaged in the origination, purchase, and refinance of residential mortgage loans offered through
the Better.com website. Pursuant to the terms and conditions of this Agreement, the Loan Program (defined below) shall be offered in connection with the rewards program offered through Better HoldCo. to customers of affiliated companies,
including Better Mortgage Corporation, and which consists of special offers and rewards for customers (“Better Rewards Program”). 

WHEREAS, Notable is a fintech lender specializing in consumer loans and is engaged in the consulting, design, marketing, administration, facilitation,
origination and servicing of consumer-purpose loan programs through its technology platform. 
 WHEREAS, Notable is establishing programs to extend
private label lending products, accessed by consumers in a reloadable or non-reloadable prepaid card form, to qualified consumers for the purchase of home improvement goods and services. 

WHEREAS, the Parties desire to enter into this Agreement pursuant to which Notable will provide, subject to each applicant’s credit approval, a
customized, private label consumer loan program ( “Program”), which will be structured to include a non-revolving personal line of credit, (with the unpaid principal balance converting to a closed-end, multiyear unsecured personal loan following the designated draw period, to qualified customers of Better (“Better Customers”). 

NOW THEREFORE, for good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the Parties agree as follows: 

ARTICLE I — ESTABLISHMENT AND SCOPE OF THE PROGRAM 

1.1 Establishment of the Program. The Parties are entering into this Agreement to establish a private label Program, which will be made
available to qualified Better Customers for the financing of purchases of home improvement products and services (the “Home Improvement Loans”) in accordance with the terms of this Agreement. 

1.2 Scope of the Program. 
  

	 	(a)	 Better will make the Program available to Better Customers, including through marketing, and Notable will
extend based on its underwriting guidelines Home Improvement Loans directly to qualified Better Customers under the Program to be used by Better Customers solely for home improvement related expenses. 

  
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	 	(b)	 The Program is intended to be used by qualified Better Customers for home improvement purchases and Notable
will not knowingly extend credit under the Program for purchases made primarily for commercial or business purposes, or for purposes other than those related to home improvement purchases. 

 

	 	(c)	 The Parties hereby acknowledge that Better has no right, power or authority, express or implied, to originate
any Program loan products or to negotiate the terms of the Home Improvement Loans on behalf of Notable. Notable has the sole discretion to underwrite and decision applications for the Home Improvement Loans and to make any underwriting or credit
decisions with respect to any Program loan products. 

  

	 	(d)	 The Home Improvement Loan product characteristics may be modified or updated by Notable from time to time with
consent from Better and its financial partners. 

 1.3 Fees and Payment. Better agrees to pay Notable a fee [***] pursuant
to this Agreement, which fee represents Better’s compensation to Notable as a result of the agreed upon interests rates offered as a benefit to Better Customers pursuant to the Better Rewards Program for the Home Improvement Loan Program to
defray the origination fees that would otherwise be passed on to Better Customers. The amounts owed to Notable shall be offset, to the extent applicable, by the amounts due to Better under Section 2.1(c) of this Agreement. Upon execution of
this Agreement, Better shall be invoiced by Notable for [***] loans to be originated, which payment shall be due within [***] of invoice. Notable shall provide Better with a periodic statement of originated Home Improvement Loans as an
accounting to validate when Notable has completed [***] loans for which Better has repaid the fees due under this Agreement. 

ARTICLE II — RESPONSIBILITIES UNDER THE PROGRAM 

2.1 Notable’s Responsibilities. In addition to its other obligations set forth elsewhere in this Agreement, the Parties agree that during
the Term, Notable will: 
  

	 	(a)	 originate, service, and collect on Home Improvement Loans as further described herein; 

 

	 	(b)	 offer the Program to Better Customers pursuant to the Better Home Improvement Loan agreed-upon marketing
documents and other related Better Home Loan documents; disburse the Home Improvement Loan cards under the Program by a physical debit card that allow for merchant/vendor payments (“Home Improvement Loan Card” or “Card”) as well
as cash draws or check requests if additional parameters are agreed to by all parties and according to the terms and conditions of the Better Home Loan by Notable Disclosure and Loan Agreement; 

 

	 	(c)	 collect and remit to Better any and all interchange fees generated by Better Customers utilizing the Notable
Cards for all funds spent via the Home Improvement Loan Card. Notable will use these funds to reduce any Program fees Better owes. “Interchange fees” means the interchange fees or interchange reimbursement fees paid or payable in
connection with the Better Customer’s use of the Card. In the event the collected amount exceeds Program fees, Notable will provide the excess amount as payment to Better; 

 

	 	(d)	 provide a program of Cash Back Rewards to users of the Card as referenced in the Notable Cash Back Rewards
Terms and Conditions; 

  
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	 	(e)	 provide a mobile-optimized, web-based portal for Better Customers to
apply for their loan and manage their existing loan accounts; 

  

	 	(f)	 maintain one or more call center(s) to respond to inquiries from Cardholders; 

 

	 	(g)	 maintain a system of record to identify current customers, manage their application or loan status, track and
control disbursement and repayment activity by all means, and other necessary functionality for originating, servicing and collecting on Notable loans as required by Applicable Law (as defined below); 

 

	 	(h)	 maintain a system of controls to limit spend via the Card to Merchant Category Codes that constitute home
improvement uses, which categories are to be agreed to by both Parties; 

  

	 	(i)	 handle collection and recovery efforts with respect to delinquent accounts, in conjunction with Notable’s
third-party collections and recovery partners, as applicable; 

  

	 	(j)	 manage transaction disputes; 

 

	 	(k)	 provide the customer data analytics reporting which will be reflected in a Schedule 1 agreed to by the Parties
that will be incorporated into this Agreement; 

  

	 	(l)	 (l) establish and administer a process to address Customer complaints regarding the Program, Notable, or the
loan product, including a mechanism by which the complaints may be reviewed by appropriate employees of Notable. [***] 

  

	 	(m)	 comply with all Applicable Law with respect to the originating, servicing or administration of the Home
Improvement Loan Program. 

 2.2 Better’s Responsibilities. 

 

	 	(a)	 Better will share certain Better Customer information with Notable pursuant to certain Better privacy and data
sharing policies, which data is necessary in order for Notable to originate the Home Improvement Loans. Better will provide all notices and obtain all consents from each Customer as required under Applicable Law in connection with the sharing of any
Better Customer information. Such Better Customer consent will be clear and conspicuous and will generally specify the categories of Customer information that Notable will receive and how Notable will use, store and otherwise process it, in addition
to any other required disclosures under Applicable Law. Notable will maintain records (which may include technical logs, screenshots, versions of customer consents obtained) to demonstrate its compliance with this Section 2.2 and will promptly
provide such records to Better upon request. 

  
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	 	(b)	 Better will market the Products pursuant to the Better Rewards Program. The parties agree that Notable will not
pay Better any fees in connection with the marketing of the Products. 

  

	 	(c)	 Better will bear primary responsibility for marketing the Program and will ultimately make all marketing
decisions at its discretion; provided, however, that Better will consult with Notable and Notable will review any changes to Better’s marketing materials. 

 

	 	(d)	 Better may, in its discretion, choose and implement marketing initiatives including offering value propositions
to Better Customers through the Better Rewards Program. 

  

	 	(e)	 Better will support the search and selection of investor(s) to purchase from Notable the Home Improvement Loans
originated under this Program. [***] 

 ARTICLE III — PRIVATE LABEL BRANDING, MARKETING AND PROGRAM WEB PAGES

 3.1 Better Landing Program Website. Better will maintain a Better-branded marketing landing page for Better Customers and
Cardholders (“Program Website”). The Program Website shall be accessible by means of links from Better’s website and will contain or otherwise be associated with only such material and links as the Parties mutually agree upon, subject
to Applicable Law including data privacy laws. Better will provide links to the Program Website on its marketing materials as the Parties agree upon. 

3.2 Notable Program Website. Notable will maintain a Program website that will permit Cardholders to (i) apply for the Home Improvement
Loan; (ii) view the Cardholder’s account information and billing statements, (iii) make payments on the Cardholder’s account via automated clearing house transfer or other payment mechanism, (iv) perform account maintenance,
and (iv) contact customer service. [***] The content of such banner and will be jointly agreed to by both Parties in accordance with this Agreement. Notable shall not provide to the Home Improvement Loan customers any other external company
advertising or marketing that would be considered a competing mortgage product to Better Mortgage or any similar product to that of Better’s Affiliates, including Better Real Estate, Better Settlement Services, and Better Cover. 

3.3 Review of Marketing Materials 
  

	 	(a)	 Review of Better Materials. Better will consult with Notable in the development of any communications,
including emails, materials or other written, electronic or oral communications, regarding the Services (collectively, “Better Materials”). Prior to using any Better Materials, Better shall submit the same Better Materials to Notable for
approval. Notable shall promptly notify Better of any information or statements therein related to Notable and/or the Products that Notable believes may be inaccurate, false, misleading, deceptive, or incomplete. If Notable so notifies Better or
otherwise disapproves of any Better Materials, the Parties shall promptly and diligently work together to develop a mutually agreed upon form of such Better Materials. 

 

	 	(b)	 Review of Notable Materials. Notable will consult with Better in the development of any communications
including emails, materials or other written, electronic or oral communications regarding the Services (collectively, “Notable Materials”). Prior to using any Notable Materials, Notable shall submit the Notable Materials to Better for
approval. Better shall promptly notify Notable of any information or statements therein related to Better or the Services that Better believes may be inaccurate, false, misleading, deceptive, or incomplete. If Better so notifies Notable or otherwise
disapproves of any Notable Materials, the Parties shall promptly and diligently work together to develop a mutually agreed upon form of such Materials. 

  
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 3.4 Private Label and Co-Branded Program. The Parties
will mutually agree to the Program materials that will contain either private label for Better or co-branding of the Parties, provided, however, that the Cards will be private labeled as a Better Program and
the Home Improvement Loan transaction documents will be Notable branded, as will the Home Improvement Loan customer portal. 
 ARTICLE IV
— TERM AND TERMINATION 
 4.1 Term; Termination. This Agreement shall commence on the Effective Date and shall remain in effect for
[***]. Adjustments to this Program may be agreed to via a program amendment or executed by replacing this agreement and all terms herein. This Agreement shall remain in effect during the first year unless terminated by either Party by written notice
to the other Party specifying the cause of termination, [***]. Sections 4.2, 5.1, 5.3, 6.2, 7.1, 7.2, 8.1, 8.2, 8.8 and 8.10 of this Agreement shall survive any termination or expiration of this Agreement. 

4.2 Effects of Termination. In the event of any termination of this Agreement as provided in Section 4.1, this Agreement (other than
Article VII and Article VIII of this Agreement, which shall remain in full force and effect) shall forthwith become wholly void and of no further force and effect; provided, that nothing herein shall relieve any Party from liability for fraud or
willful breach of this Agreement. Additionally, should this Agreement be terminated by the occurrence of any of the events outlined in Section 4.1 above, there shall be a “Wind-Down Period” following the effective date of termination
during which the Parties are required to wind-down the loan activities with respect to both Parties’ responsibilities under Article II of this Agreement until all such responsibilities have been performed with respect to any outstanding Home
Improvement Loans. 
 ARTICLE V — CONFIDENTIAL INFORMATION AND TRADEMARKS 

5.1 Confidential Information. The terms of this Agreement and any non-public information, including non-public Customer information, exchanged between Better and Notable, including, but not limited to, all business, technical and financial information that Notable obtains from Better, or that Better obtains from
Notable, in connection with this Agreement shall be treated as the disclosing party’s confidential information (“Confidential Information”). The receiving party shall treat the disclosing party’s Confidential Information as
confidential to and as the property of the disclosing party and use a degree of care not less than the degree of care it uses with respect to its own information of like nature to prevent unauthorized access, use or disclosure, which in any event
shall be no less than a reasonable degree of care. The receiving party and its corporate Affiliates shall not disclose any Confidential Information to, and will not use any Confidential Information for the benefit of, any third party, except to the
extent necessary to carry out its obligations under this Agreement; provided, however, that any party may share Confidential Information with its corporate Affiliates solely for the purpose of evaluating the relationship between the Parties,
including without limitation, the program described in this Agreement. 

  
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 Information is not considered Confidential Information if it: (a) is or becomes generally available to
the public other than as a result of disclosure in violation of this Agreement; (b) was available to or already known by the receiving party on a non-confidential basis prior to its disclosure by the
discloser; (c) is developed by the receiving party independently of any information acquired from the disclosing party; or (d) becomes available to the recipient on a non-confidential basis from a
third party, provided that the receiving party has no reason to know that the third party is or may be bound by a confidentiality agreement with the disclosing party. This Agreement will not prohibit the disclosure of Confidential Information
pursuant to a court order, subpoena or the requirement of any governmental authority, provided that the recipient promptly notifies the discloser of any such order or requirement to the extent permitted by law, and cooperates, at the
discloser’s expense, in any effort to obtain a protective order from the issuing court or governmental authority limiting disclosure and use of the Confidential Information. Because of the unique and proprietary nature of the Confidential
Information, each party shall be entitled to seek injunctive relief, without the necessity of posting any bond or surety, in addition to all other remedies available in law or equity in the event of any breach of this Section 4. 

The receiving party will cease all use of the discloser’s Confidential Information and will return to the disclosing party all such Confidential
Information in its possession or control, promptly upon the disclosing party’s request. Alternatively, at the disclosing party’s request, Confidential Information may be destroyed by shredding, erasing, or otherwise modifying the data to
make it unreadable, undecipherable, and unrecoverable through any means. The requirement to return or destroy Confidential Information will not apply to Confidential Information that has been (a) incorporated into other documents for the
internal use of the receiving party in performing its obligations or exercising its rights under this Agreement, or (b) stored for backup or archiving purposes, but the receiving party will continue to comply with the provisions of this
Agreement regarding such Confidential Information. 
 5.2 Use of Marks. Better shall not, without Notable’s prior written consent,
display or use, or instruct or permit others to display or use, any of Notable’s Trademarks (as defined below), or any words, phrases, pictures or graphics that are derived from or confusingly similar to the same, in any infringing manner or in
any marketing, advertising or promotional efforts or materials, including, without limitation, in signs, brochures, business cards, directory listings, client lists, domain names, websites or Internet search engine technology. Notable shall not,
without Better’s prior written consent, display or use, or instruct or permit others to display or use, any of Better’s Trademarks, or any words, phrases, pictures or graphics that are derived from or confusingly similar to the same, in
any infringing manner or in any marketing, advertising or promotional efforts or materials, including, without limitation, in signs, brochures, business cards, directory listings, client lists, domain names, websites or Internet search engine
technology. As used herein, “Trademark” means a party’s or its corporate affiliates’ company names, trade names, domain names, slogans, tag lines, logos, trademarks or service marks, whether or not registered. 

5.3 Limited License. Notable’s name(s) and logo(s) are Trademarks of Notable, and no right or license is granted to Better to use such
Trademarks, except as expressly set forth in this Agreement, and not inconsistent with Applicable Law. Better’s name(s) and logo(s) are Trademarks of Better, and no right or license is granted to Notable to use such Trademarks, except as
expressly set forth in this Agreement, and not inconsistent with Applicable Law. Better grants to Notable a limited, non-transferable, non-sublicensable, non-exclusive, royalty-free license, during the term of this Agreement, to use, reproduce, transmit and display the Better’s Trademarks as described in this Agreement, subject to Better’s prior written
permission with respect to the specific use of such limited license, and subject to Applicable Law, and any trademark guidelines that may be provided by Better to Notable from time to time. Notable grants to Better a limited, non-transferable, non-sublicensable, non-exclusive, royalty-free license, during the term of this Agreement, to use, reproduce,
transmit and display Notable’s Trademarks as described in this Agreement, subject to Notable’s prior written permission with respect to the specific use of such limited license, and subject to Applicable Law, and any trademark guidelines
that may be provided by Notable to Better from time to time. 

  
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 5.4 Background IP. Except as otherwise expressly provided in this Agreement, under no
circumstances shall a Party to this Agreement, as a result of this Agreement: (i) have any right under or to the preexisting intellectual property owned by the other Property (“Background IP”) except for the limited activities and
purposes permitted by the licenses set forth in this Section 5; or (ii) obtain any ownership interest or other right, title, or interest in or to any other intellectual property or Confidential Information of the other Party, whether by
implication, estoppel, or otherwise, including any items controlled or developed by the other Party, or delivered by the other Party, at any time pursuant to this Agreement. For the purposes of this Agreement, “Confidential Information”
means any and all information disclosed under this Agreement that is marked as confidential or has an appropriate designation identifying the information as confidential pursuant to this Agreement (or is information that a reasonable person should
consider confidential) disclosed by either Party to the other Party, including any “nonpublic personal information” (“NPI”) as defined in § 509 of the Gramm-Leach-Bliley Act, 15 U.S.C. § 6809, and implementing
regulations thereof. 
 ARTICLE VI — REGULATORY COMPLIANCE AND INFORMATION SECURITY CONTROLS 

6.1 Compliance with Applicable Law. Each Party agrees that it will, at all times, comply with all local, state, or national laws, treaties
and/or regulations (“Applicable Law”). For the avoidance of doubt, compliance with Applicable Law includes, but is not limited to, complying with all advertising, cybersecurity and data privacy laws applicable to a respective Party as well
as obtaining any permits or licenses necessary for a Party’s operations and to perform its obligations under this Agreement. Each Party shall also require any of its vendors or others, including subcontractors to the extent permitted by the
Agreement, who perform duties related to the Agreement to comply with all Applicable Law. If, in either Party’s reasonable judgment the performance of this Agreement would violate any Applicable Law, such Party may immediately suspend
performance of this Agreement. Such action shall not constitute a default under this Agreement. Notable shall refrain from discriminating against Better Customers on any prohibited basis, and shall maintain policies that do not discriminate among
its clients in any manner precluded by the Equal Credit Opportunity Act (15 U.S.C. §1691 et seq.). 
 6.2 Regulatory Complaints or Inquiries.
If either Party receives any regulatory complaint or inquiry concerning acts or omissions of any Party in connection with this Agreement, the receiving Party shall promptly notify the other Party to the extent legally permissible. The receiving
Party shall have complete control over the form and content of any response it provides to a regulatory complaint or inquiry as it relates to the receiving Party’s line of business. 

6.3 Regulatory Approvals. Notable will obtain and maintain any necessary authority, approvals and licenses to provide unsecured lending services
from the appropriate Governmental Authorities. 
 6.4 Privacy Controls. Notable shall (i) comply with all Applicable Laws related to the
protection, privacy and security of the information that may be provided by Better and (ii) provide copies of its privacy and security policies, and material updates to those privacy policies. 

6.5 Information Security. Notable shall at all times maintain and enforce industry standard written data protection policies and procedures in
connection with the its handling and processing of Confidential Information, including but limited to the following: (a) information security management; (b) human resource security management; (c) physical and environmental security
management; (d) communications and operations management; (e) information access control management; (f) business continuity and disaster recovery management; and (g) information disposal. 

  
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 6.6 Security Incidents. Notable shall, no later than forty eight (48) hours after
discovery, notify Better of any actual or reasonably suspected unauthorized acquisition, access, destruction or accidental loss, alteration, or disclosure involving any Confidential Information, including personally identifiable information, of
Customers (“Security Incident”). Such notice to Better shall include, at a minimum, (a) the general circumstances and scope of the Security Incident; (b) the number of Customers that were affected; (c) a summary of the steps
taken by Notable to secure the impacted data and information and preserve information necessary for any investigation; and (d) a summary of the remediation steps taken by Notable in response to the Security incident. If any of the foregoing
information is not available at the time of initial notice to Better, Notable shall provide supplemental notice with such information as soon as it is reasonably determined or available. 

6.7 Cooperation. Unless otherwise stated here, each Party shall use commercially reasonable efforts to: (i) perform its responsibilities in
accordance with this Agreement; (ii) cooperate with and provide reasonable support to the other Party in connection with the other Party’s performance of its obligations under this Agreement; and (iii) work with the other Party to
develop and improve the functionality of the Program and the services provided by Notable with respect to the Program. 
 ARTICLE VII
— INDEMNIFICATION 
 7.1 Infringement indemnification. Notable, at its sole cost and expense, will indemnify and defend Better, its
corporate affiliates and its and their respective officers, directors, employees, and agents and each of their successors and assigns (together, the “Better Indemnitees”) for and from [***]. Better, at its sole cost and expense, will
indemnify and defend Notable, its corporate affiliates and its and their respective officers, directors, employees, and agents and each of their successors and assigns (together, the “Notable Indemnitees”) for and from [***] 

7.2 General Indemnity. Each Party (the “Indemnitor”) will indemnify and defend the other Party, its corporate affiliates, and its and
their respective officers, directors, employees, and agents and each of their successors and assigns (the “Indemnified Parties”) for and from any and all losses, liabilities, damages, actions, claims, demands, settlements, judgments, and
any other expense including, but not limited to, attorneys’ fees and expenses, which are asserted against, incurred or suffered by the Indemnified Parties and which arise out of: 

 

	 	(a)	 the violation of any Applicable Law, by the Indemnitor, its officers, directors, employees, or agents;

  
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	 	(b)	 the material breach by the Indemnitor, its officers, directors, employees, or agents of any covenant,
condition, warranty, or representation contained in this Agreement; 

  

	 	(c)	 the gross negligence, or willful or wanton misconduct of the Indemnitor, its officers, directors, employees, or
agents; 

  

	 	(d)	 in the case of Notable as Indemnitor, any dispute between a Better Customer and Notable as it relates to
(i) Notable’s activities pursuant to this Agreement, but only to the extent that such dispute does not arise out of or involve Better’s breach of this Agreement or material solely provided by and developed by Better in connection with
this Agreement; or (ii) the Notable Products procured by the Better Customer; or 

  

	 	(e)	 in the case of Better as the Indemnitor, any dispute between a Better Customer and Better as it relates to
Better’s activities pursuant to this Agreement, but only to the extent that such dispute does not arise out of or involve Notable’s breach of this Agreement or material solely provided by and developed by Notable in connection with this
Agreement or any Services. 

 ARTICLE VIII — MISCELLANEOUS 

8.1 Limitation on Liability. EXCEPT FOR A BREACH OF SECTION 4, SECTION 8, OR THE INDEMNIFICATION OBLIGATIONS DETAILED IN SECTION 7 ABOVE,
NEITHER PARTY NOR THEIR CORPORATE AFFILIATES SHALL BE LIABLE OR OBLIGATED UNDER ANY SECTION OF THIS AGREEMENT OR UNDER CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY FOR (A) ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL
DAMAGES, OR (B) FOR ANY DIRECT DAMAGES, COSTS, LOSSES OR LIABILITIES IN EXCESS OF THE GREATER OF: (1) THE TOTAL AMOUNT PAID BY EITHER PARTY TO THE OTHER UNDER THIS AGREEMENT; OR (2) ONE THOUSAND ($1,000) U.S. DOLLARS. 

NOTABLE’S LIABILITY WILL BE LIMITED TO THE AMOUNTS PAID TO NOTABLE BY BETTER FOR THE SERVICES DURING THE FOUR (4)-MONTH PERIOD IMMEDIATELY PRECEDING THE
EVENTS GIVING RISE TO THE LIABILITY, PROVIDED, HOWEVER, THAT SUCH LIMITATION WILL NOT APPLY IN THE EVENT THERE IS GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT. 

8.2 Representations; Warranty Disclaimer. Each Party represents and warrants to the other Party that (a) such Party has the required power
and authority to enter into this Agreement and to perform its obligations hereunder; (b) the execution of this Agreement and performance of its obligations thereunder do not and will not violate any other agreement to which it is a party; and
(c) this Agreement constitutes a legal, valid and binding contract when signed by both Parties and with relevant related party approvals from Better’s Board of Directors. Both Parties represent and warrant that they each have all necessary
right and license to use any Trademarks (as defined in Section 5.1) of third parties that will appear on Notable Material or Better Material, sites, pages, communications or other content. EXCEPT FOR THE EXPRESS REPRESENTATIONS AND
WARRANTIES MADE IN THIS SECTION 8.2, EACH PARTY HEREBY DISCLAIMS ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, FOR ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
NON-INFRINGEMENT AND/OR IMPLIED WARRANTIES ARISING FROM ANY COURSE OF DEALING OR COURSE OF PERFORMANCE. 

  
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 8.3 Notable Representations. The Parties mutually represent and warrant that in all decisions
regarding the Notable Products, Notable alone shall act as the lender, and that Notable shall be the sole decision-maker for all Notable Product approval decisions and all decisions affecting the Notable Products individually. Notable represents and
warrants that in connection with the Notable Products, it will at all times comply in all material respects with its own internal lending criteria, as well as any action, code, consent decree, constitution, decree, directive, enactment, finding,
law, injunction, binding interpretation, judgment, order, ordinance, proclamation, promulgation, regulation, requirement, rule, rule of law, settlement agreement, statute, or writ, of any governmental authority, or any particular section, part or
provision thereof, including all Federal and state banking or securities laws, to which Notable is subject or by which it or any of its assets or properties are bound, and, as applicable the rules, requirements and regulations issued by credit card
associations and the National Automated Clearing House Association, as well as any changes, supplements or amendments to the same. Notable represents and warrants that its interest rate on any Notable Products will not exceed the lowest applicable
state usury rate. 
 8.4 Audit Rights. Upon reasonable advance written notice to Notable, Better, at Better’s sole expense, may audit
Notable within the first six (6) months of the Program and annually thereafter for compliance with the terms of this Agreement, including Notable’s policies and procedures and records relating to express customer consents with respect to
the loan agreement, autopay agreement, and other obligor-related documents related to the loan transactions. Better agrees that any such audit shall be subject to Notable’s reasonable security policies and procedures. Any Confidential
Information received by Better in the course of Better’s audit of Notable shall be subject to the confidentiality obligations of Section 5.3 of this Agreement. 

8.5 Relationships of the Parties. For all purposes of this Agreement, each party shall be and act as an independent contractor and not as
partner, joint venturer, or agent of the other and shall not bind nor attempt to bind the other to any contract. 
 8.6 Notices. All notices
under this Agreement shall be in writing and sent via overnight courier or certified mail, return receipt requested, and shall be deemed given when personally delivered to the address of the Party to be noticed as set forth herein or such other
address as such party last provided to the other by written notice. 
 If to Better: 

Name: Better Mortgage Corporation 

Address: 175 Greenwich Street, 59th Floor, New York, NY 10007 

Attention: Director, Finance Strategy & Operations 

Email: [***] 
 With a concurrent
copy (which copy shall not constitute Notice) to: 
 Name: Better Mortgage Corporation 

Address: 175 Greenwich Street, 59th Floor, New York, NY 10007 

Attention: General Counsel 

Email: [***] 

  
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 If to Notable: 

Name: Notable Finance, LLC 

Address: Six Landmark Square, Floor 4, Stamford, CT 06901 

Attention: Austin Lane, CEO 

Email: [***] 
 With a concurrent
copy (which copy shall not constitute Notice) to: 
 Name: Notable Finance, LLC 

Address: Six Landmark Square, Floor 4, Stamford, CT 06901 

Attention: Jenny Beaumont, General Counsel 

Email: [***] 
 8.7 Assignment.
Neither Party shall have any right or ability to assign, transfer, or sublicense any obligations or benefit under this Agreement without the written consent of the other Party, which shall not be unreasonably withheld, except that (a) this
Agreement may be assigned by either Party to its successor-in-interest in connection with, (i) a merger, consolidation or similar corporate transaction, or
(ii) a sale of all or substantially all of its assets or sale of the portion of its assets to which this Agreement pertains, and (b) the Parties shall have the automatic right, upon written notice, to assign this Agreement to an Affiliate
created in the ordinary course of business. Any attempted sale, assignment, sublicense, or conveyance in violation of this Section 8.7 shall be void. 

8.8 Governing Law. The Parties agree that this Agreement shall be governed by the laws of [***] without regard to the conflict of laws
provisions thereof. 
 8.9 Severability. The Parties further agree that if any portion of this Agreement is illegal or unenforceable, such
portion(s) shall be limited or excluded from this Agreement to the minimum extent required and the balance of this Agreement shall remain in full force and effect and enforceable. 

8.10 Attorneys’ Fees. In any action or proceeding to enforce rights under this Agreement, the prevailing party will be entitled to recover
costs and attorneys’ fees. 
 8.11 Entire Agreement. This Agreement contains the entire understanding of the Parties regarding its
subject matter and can only be modified or waived by a subsequent written agreement signed by both Parties. 

  
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 ACCEPTED AND AGREED TO: 
  

									
	BETTER MORTGAGE CORPORATION	 		 	NOTABLE FINANCE, LLC
					
	By:	 	/s/ Paula Tuffin	 		 	By:	 	/s/ Jenny Beaumont
	Printed Name: Paula Tuffin	 		 	Printed Name: Jenny Beaumont
	Title: CCO & General Counsel	 		 	Title: General Counsel
	Date: 10/15/2021	 		 	Date: 10/15/2021

  
 -12- 

 Schedule 1 

To be inserted by agreement of the Parties. 

  
 -13-EX-10.41

 Exhibit 10.41 

AMENDED AND RESTATED PREPAID CARD PROGRAM SERVICES AGREEMENT 

This AMENDED AND RESTATED PREPAID CARD PROGRAM SERVICING AGREEMENT (as amended, restated, supplemented or otherwise modified from time to
time, this “Agreement”), dated as of August 16, 2021 (the “Effective Date”), is between Better Mortgage Corporation, a California Corporation (“Better”), and Notable Finance, LLC, a Delaware limited
liability company, as servicer (“Notable”). 
 WHEREAS, Better is engaged in the origination of purchase and refinance residential
mortgage loans offered through the Better.com website (the “Products”); 
 WHEREAS, Better has established or will establish
various marketing programs (“Marketing Programs”, as further defined below) in which it provides reloadable or non-reloadable prepaid cards (“Prepaid Cards”, as further defined below) to
eligible Better customers (“Cardholders”, as further defined below); 
 WHEREAS, Notable is engaged in the business of providing
various Servicing Activities with respect to such Prepaid Cards (as those terms are defined further below), including processing, settlement and other services; 

WHEREAS, Better and Notable desire that Notable provide to Better certain Servicing Activities in connection with the Prepaid Cards, as
provided in this Agreement; 
 WHEREAS, Notable has a Master Services Agreement in place with Marqeta, Inc. (“Marqeta”) for the
issuance of prepaid cards and certain servicing activities related to those prepaid cards; 
 WHEREAS, the Parties will enter into a related
consulting agreement in connection with card-related services and/or programs; 
 WHEREAS, the Parties entered into a Prepaid Card Program
Services Agreement, dated August 13, 2021 (the “Prior Services Agreement”); 
 WHEREAS, the Parties seek to amend, restate,
and replace in its entirety the Prior Services Agreement with this Agreement; 
 NOW, THEREFORE, in consideration of the payments to be made
and services to be performed hereunder, upon the terms and subject to the conditions set forth in this Agreement and intending to be legally bound, Better and Notable (each a “Party” and collectively the “Parties”) agree as
follows: 
 ARTICLE I 

DEFINITIONS 

“Affiliate” means, with respect to any Person, any other Person that directly or indirectly controls, is controlled by
or is under common control with such Person. For the purposes of this definition, “control” means the power to direct the management and policies of a Person, directly or indirectly, whether through the ownership of voting securities, by
contract or otherwise; and the terms “common control” and “controlled” have meanings correlative to the foregoing. 

  
 1 

 “Agreement” has the meaning set forth in the Preamble. 

“Applicable Law” means the laws, court opinions, attorney general opinions, rules and regulations of the United States
or of any State or the various agencies, departments or administrative or governmental bodies thereof, and any regulatory guidance, determinations of (or agreements with) any arbitrator or Regulatory Authority and directions or instructions from (or
agreements with) any arbitrator or Regulatory Authority, as the same may be amended and in effect from time to time during the Term, including, without limitation, (1) the EFTA; (2) the GLBA; (3) the Bank Secrecy Act; (4) federal
and state Money Services Business laws; (5) the prohibition against unfair and deceptive trade practices in the Federal Trade Commission Act; (6) state data security laws; (7) the Telephone Consumer Protection Act; (8) any and
all sanctions or regulations enforced by OFAC; (9) statutes or regulations of any State relating to banks, banking, prepaid cards, money transmission or unclaimed property, to the extent applicable to the issuance, sale, authorization or usage
of the products and services offered under the Marketing Programs or as otherwise applicable to any of the Parties, as all the same may be amended and in effect from time to time during the Term; and (10) the relevant, material published
policies and procedures of Better, as provided to Notable in connection with this Agreement. 
 “Cardholder” means
an individual who is provided a Prepaid Card offer by Better under a Marketing Program. 
 “Cardholder Account” or
“General Purpose Account” means the prepaid account which is associated with a Prepaid Card, and includes the record of debits and credits with respect to Cardholder Transactions originated by a Cardholder.

 “Cardholder Data” means information that is provided to or obtained by either Party in the performance of its
obligations under this Agreement or otherwise regarding Applicants and current or former Cardholders, including without limitation (i) name, postal address, e-mail address, telephone number, date of
birth, taxpayer identification numbers, Cardholder Account numbers, security codes, service codes (i.e., the three or four digit number on the magnetic stripe that specifies acceptance requirements and limitations for a magnetic stripe read
transaction), valid to and from dates, as well as information and data related to payment instruments and Cardholder Transactions/Loading Transactions, or Cardholder Transaction/Loading Transaction data using payment instruments and methodologies
(e.g., charge, credit, debit, prepaid) and regardless of whether a physical, electronic, or tokenized card is used in connection with such transactions, demographic data, data generated or created in connection with Cardholder Account processing and
maintenance activities, Cardholder Account statementing and Cardholder service, telephone logs and records and other documents and information necessary for the processing and maintenance of Cardholder Accounts, (ii) all “Nonpublic
Personal Information” and “Personally Identifiable Financial Information” (as defined in 12 C.F.R. §§ 573.3(n) and (o), respectively), and, (iii) with respect to the disposal of such information, any record containing
“Consumer Information,” as that term is defined in the regulations implementing 15 U.S.C.§ 1681. 

  
 2 

 “Cardholder Terms and Conditions” means the terms and conditions
governing the use of a Prepaid Card. 
 “Cardholder Transaction” means a Cardholder using a Prepaid Card to do any
of the following: (i) make a purchase or otherwise make a payment to or for the benefit of a third party; or (ii) obtain a credit for a previous purchase. 

“Claim” means any and all threats, actions, demands, investigations, proceedings, claims, counterclaims, defenses, or
allegations (whether formal or informal, individual or in a representative capacity) made by or on behalf of any Person, including the other Party, any consumer, Cardholder, Regulatory Authority, Network and any attorney general, district attorney
or other law enforcement authority, that would not have arisen but for the Marketing Program. The term includes disputes based upon contract, tort, consumer rights, fraud and other intentional torts, constitution, statute, regulation, ordinance,
common law and equity (including any claim for injunctive or declaratory relief) and includes disputes based on alleged violations of any Applicable Law. 

“Confidential Information” means all information disclosed by a Party, whether orally or in writing, that is
designated as confidential or that reasonably should be understood to be confidential given the nature of the information and the circumstances of disclosure, including but not limited to information protected by Applicable Laws relating to the
protection or security of Consumer Information (the “Privacy Laws”). 
 “Customer Identifying Information”
means, collectively, the name, address(es), email address(es), telephone number(s), cell phone number(s), date of birth, and Social Security Number or Tax Identification Number of each Applicant or Cardholder. 

“EFTA” means the Electronic Fund Transfer Act (15 U.S.C. §§ 1693, et seq.) and Regulation E thereunder (12
C.F.R. Part 1005), each as may be amended from time to time. 
 “GLBA” means, collectively, the Gramm-Leach-Bliley
Act, 15 U.S.C. §§ 6801, et. seq., the Privacy Regulations, and the standards for safeguarding customer information set forth in 12 C.F.R. Part 1016 and 16 C.F.R. Part 314 or such corresponding regulations as are applicable to the Marketing
Programs and the Parties. 
 “Intellectual Property” means any and all (a) patents, patent disclosures, ideas
and inventions (whether patentable or not), (b) Marks, trade dress, trade names, logos, corporate names and domain names, and other designations of source, sponsorship, affiliation or origin, together with all related goodwill, (c) copyrights,
copyrightable works and other works of authorship (including computer programs), mask works, data, data collections and databases, (d) trade secrets, know-how and other confidential or proprietary
information, and (e) any and all other intellectual property rights arising in the United States or any other jurisdiction throughout the world, in each case whether registered or unregistered and including all related rights of priority under
international conventions, all pending and future applications and registrations and continuations, divisions, continuations-in-part, reissues, extensions,
substitutions, re-examinations and renewals thereof, and all similar or equivalent rights or forms of protection in any part of the world. 

  
 3 

 “Intermediate Program Funding Account” means Notable’s account
with a bank pursuant to the Parties’ mutual agreement that is funded by Better as required for the replenishment of funds, which funds will, in turn, be deposited into the Main Program Funding Account (as defined below). 

“Issuing Bank” means Sutton Bank or any replacement financial institution that is duly qualified to issue such Prepaid
Cards and that is reasonably acceptable to Better. 
 “Loading Transaction” means Better, Notable, or any of
designees, agents, or Subservicer: (i) initially depositing funds from the Main Program Funding Account into a Cardholder Account; or (ii) adding additional funds from the Main Program Funding Account to a Cardholder Account to
“reload” a Cardholder Account. 
 “Main Program Funding Account” means Notable’s account at the
Issuing Bank that is funded by the Intermediate Program Funding Account and is used to maintain funds that will be transferred into Cardholder Accounts in Loading Transactions. 

“Marketing Program” means one or more Prepaid Card programs offered by Better (each a “Program”) to its
customers that the parties mutually agree will be subject to this Agreement. The Parties acknowledge that multiple Programs may exist under this Agreement based on meaningful differences, including but not limited to, Prepaid Card terms and
functionality, distribution locations, and Cardholder characteristics. Better will provide reasonable notice, as practicable, to Notable if it makes any material modifications to a Program. Notable must promptly provide notice of any system
limitations that may affect Notable’s ability to perform its obligations under the Agreement. 
 “Monthly Report”
means a report that shall consist of the data fields as agreed upon by the Parties. 
 “Payment Network”
means the Mastercard payment network or any other credit, debit or prepaid card network through which funds may be transferred or Cardholder Transactions/Loading Transaction may be authorized and settled. 

“Person” means any legal person, including any individual, corporation, limited liability company, partnership, joint
venture, association, joint-stock company, trust, unincorporated organization, governmental entity or other entity of any nature. 

“Prepaid Card” means a reloadable or non-reloadable prepaid card or other
prepaid access device or number issued by the Issuing Bank or by Marqeta on behalf of the Issuing Bank, as a product of Better in connection with a Marketing Program implemented pursuant to this Agreement and under authority from a Payment Network.

 “Prepaid Card Termination Date” shall mean the first day following the end of the
12-month period during which a Cardholder must use the funds deposited into that Cardholder’s Cardholder Account. 

  
 4 

 “Program Funding Transaction” means transfers from: (i) Better
to the Intermediate Program Funding Account; or (ii) the Intermediate Program Funding Account to the Main Program Funding Account. 

“Program Funds” means the cash balance of undisbursed funds in the Main Program Funding Account and Intermediate
Program Funding Account, which are reserved for Loading Transactions. 
 “Regulatory Authority” means any federal,
state or local governmental, regulatory or self-regulatory authority, agency, court, tribunal, commission or other entity having jurisdiction over Better, Notable, or the Prepaid Card Programs, including, but not limited to, the Office of the
Comptroller of the Currency, FDIC, Federal Reserve, Federal Trade Commission, and Consumer Financial Protection Bureau. It may also include, as the circumstances dictate, any non-U.S. authority having or
exercising jurisdiction related to the issuance, sale, authorization or usage of the Cards, Programs or services provided under this Agreement. 

“Regulatory Communication” means all communications from any Regulatory Authority concerning the Programs. 

“Security Guidelines” means the Interagency Guidelines Establishing Standards for Safeguarding Customer Information,
the FFIEC Information Technology Examination Handbook, PCI-DSS, Section 501 of GLBA and any other guidance or directives issued by a Regulatory Authority or Networks pertaining to the security of
Cardholder Data. 
 “Servicing Activities” means issuing Prepaid Cards, loading and unloading Prepaid Cards
(including Loading Transactions and Disbursement Authorizations), terminating Prepaid Cards as necessary, and supporting customer services for customer service calls transferred from Better related to servicing and troubleshooting card-related
issues, and any other obligations pursuant to this Agreement. 
 ARTICLE II 

ADMINISTRATION AND SERVICING 

Section 2.01. Appointment of Notable as Servicer. Better hereby appoints Notable to act as servicer of the Prepaid Cards in
accordance with and subject to the terms of this Agreement, and Notable hereby accepts such appointment. 
 Section 2.02.
Obligations of Notable as Servicer. 
  

	 	(a)	 General. Notable shall manage, service, administer and provide Servicing Activities on the Prepaid Cards
on behalf of Better and perform other obligations hereunder in accordance with the Servicing Standard (as defined below). Notable shall have full power and authority, acting alone and/or through contractors or agents (including Marqeta and/or
Notable’s Affiliates or Subservicers), to do any and all things which it may deem reasonably necessary or desirable in connection with such servicing, administration and collecting and which are consistent with the terms of this Agreement.

  
 5 

	 	(b)	 Servicing Standard. Notable, as an independent contractor, shall service and administer each Prepaid
Card with reasonable care using that degree of skill and attention that is (i) deemed commercially reasonable in the reloadable Prepaid Card account servicing industry, (ii) in accordance with all Applicable Laws, and (iii) in all
material respects in accordance with the terms of this Agreement (the “Servicing Standard”). Notable shall have no obligation to engage in any particular servicing action if doing so would or would be reasonably likely to violate
Applicable Law, lead to a material regulatory investigation or subject Notable to material reputational risk, civil or criminal liability, regardless of whether Notable may be entitled to indemnification for such liability. 

 

	 	(c)	 Instruments. Notable may take such actions as are necessary or reasonably advisable to discharge its
duties as servicer in accordance with this Agreement, including executing and delivering on behalf of Better such instruments and documents as may be customary, necessary or desirable in connection with the performance of Notable’s duties under
this Agreement (including consents, waivers and discharges relating to the Prepaid Card). 

  

	 	(d)	 Records. Notable shall establish and maintain separate records covering the Cardholder Transactions,
Disbursement Authorizations, and Loading Transactions contemplated by this Agreement including the identity and status of each Prepaid Cardholder Account. Ownership of such records shall vest in Better, and such records shall be retained and
maintained by Notable in a custodial capacity only, subject to Notable’s right to retain copies or electronic files in respect of such records for its own internal review, compliance and regulatory or audit purposes or for purposes of
determining its rights and obligations under this Agreement. Notable shall clearly identify the Prepaid Cardholder Accounts (and related funds) in its servicing records to reflect Better’s ownership of each such Account. 

 

	 	(e)	 Reporting. Notable shall deliver or otherwise make available to Better the Monthly Report on or before
the last day of every calendar month. Notable shall take commercially reasonable steps to ensure that the information related to the Prepaid Card Cardholder Accounts provided by Notable that is utilized in the Monthly Report is true and correct in
all material respects. 

  

	 	(f)	 Compliance With Applicable Law. Notable will comply with Applicable Law. 

 

	 	(g)	 Consumer Fees. Notable shall not charge or assess Cardholders with any fees for any services rendered
pursuant to this Agreement. 

  
 6 

	 	(h)	 Loading, Reloading, and Servicing Obligations. Notable agrees that it will: (a) be responsible for
its own compliance with all laws relating to the administration, processing, servicing and handling of Cardholders and Prepaid Cards; (b) use commercially reasonable efforts to maintain its relationship with Marqeta, who maintains its own
relationship with the Issuing Bank and the Payment Networks to ensure the Program’s continued operation; and (c) take all appropriate actions to ensure that each legitimate and verified Cardholder who receives a Prepaid Card from Better
receives credit for the amounts authorized for use through the Prepaid Card and shall have the right to utilize those amounts subject to the terms and conditions of the Prepaid Card Program. 

 

	 	(i)	 Lost and Stolen Prepaid Cards; Fraud Recovery. Notable, working with Marqeta, shall take all appropriate
actions to deactivate any lost or stolen Prepaid Cards. Notable and Marqeta shall also take all appropriate actions to respond to consumer complaints or reports of fraud in connection with the use of the Prepaid Card. In the event that Better
discovers that a Prepaid Card was loaded or reloaded in a fraudulent manner due to consumer or employee fraud, Better shall notify Notable about such fraudulent transaction and Notable will use commercially reasonable efforts to attempt to
deactivate the affected Prepaid Card, recover funds loaded to such Prepaid Card and refund such recovered funds to Better. Notable will make commercially reasonable efforts to provide fraud reports and related information in a timely manner,
including if feasible, as part of the Monthly Reports. 

  

	 	(j)	 Records and Inspection. Notable shall keep accurate records of Cardholder Transactions, Program Funding
Transactions, and Loading Transactions relating to the Prepaid Cardholder Accounts. Upon the request of Better, Notable shall verify any records maintained by it in connection with the sale, load, or reload of Prepaid Cards and shall permit Better
and its duly authorized representatives or agents to examine and inspect Notable’s records during said Notable’s normal business hours. 

  

	 	(k)	 Review of Servicing Materials. Upon request by Better, Notable shall submit to Better for Better’s
review and approval, all written correspondence templates, Cardholder service scripts, advertisements, packaging and other materials relating to the Prepaid Cards or the Programs, Cardholder servicing, statementing or handling of Prepaid Cardholder
Accounts (including Cardholder Agreements and privacy policies), and any other materials (printed or otherwise) that will be sent to, used to communicate with or market to prospective, current or former Cardholders or Better Customers (referred to
herein as “Servicing Materials”). Better may also review and provide input regarding any of Notable’s policies or procedures relating to the Prepaid Cards or the Programs, Cardholder servicing, statementing or handling of Prepaid Card
Cardholder Accounts (including Cardholder Agreements and privacy policies), and Servicing Materials. Upon approval of the Servicing Materials by Better, any material changes to such Servicing Materials shall require the written approval of Better
before such changed version is used in performing services pursuant to this Agreement. Notable shall not use any Servicing Materials in providing the Services until such approval is given by Better. 

  
 7 

	 	(l)	 Policies, Procedures and Training. Notable shall adopt and maintain policies, procedures and training
programs for its personnel and those of its permitted Subservicers who perform any customer-interfacing related Services that is acceptable to Better (provided such acceptance is not unreasonably withheld). Upon Better’s request, Notable shall
provide the training materials used for such training to Better for review. 

  

	 	(m)	 Service Continuity. Notable shall maintain commercially reasonable policies, procedures and controls
designed to safeguard against interruptions in services pursuant to this Agreement due to events outside Notable’s control, including, without limitation, internal audits necessary to monitor the proper functioning of Notable system and
policies and procedures to prevent the introduction of viruses or disabling code into Notable’s system. 

  

	 	(n)	 Correction of Material Defects. Notable will take commercially reasonable actions, at no charge or other
cost to Better, and at Better’s request, to (i) correct any material defects identified by Better or Notable in Notable’s processes which materially impact the services or its obligations under this Agreement; and (ii) correct
any performance or processing errors of Notable by performing the service or regenerating or re-running data as needed. 

 

	 	(o)	 Notification of Complaints. Notable shall promptly notify Better (i) no later than three
(3) business days after receiving any oral or written complaints or notices of investigation from any government entity or the Better Business Bureau with respect to a Program or any written complaints from Cardholders or other Persons with
respect to any Program, (ii) no later than three (3) business days after becoming aware of any material litigation involving Notable that is likely to have a material adverse effect on a Program or Notable’s ability to perform the
services under the Agreement or any litigation alleging that Notable has violated any Applicable Law, in each case, if any such complaint, investigation or litigation (a) relates to Better, any Cardholder, (b) would reasonably be expected
to reflect negatively on Better, or (c) could materially affect Notable’s ability to perform any of the services or its obligations under this Agreement. Each Party shall notify the other party no later than three (3) business days
after becoming aware of any government, regulatory, or media investigation into a Program. 

  
 8 

	 	(p)	 Subservicers. Notable may perform any of its duties pursuant to this Agreement, including those
delegated to it pursuant to this Agreement, through subservicers, contractors or agents appointed by Notable, including its Affiliates. Notwithstanding any such delegation of a duty, Notable shall (i) select any such Person with reasonable care
and be solely responsible for the fees and expenses payable to such Person and (ii) remain obligated and liable for the performance of such duty as if Notable were performing such duty. 

Section 2.03. Prepaid Card Program Cards 
  

	 	(a)	 Better shall provide Notable with sufficient information, and authorizes Notable to share sufficient
information with Marqeta and/or the Issuing Bank, to enable Notable to coordinate the issuance of Prepaid Cards by the Issuing Bank with one or more of the features as set forth in the Cardholder Agreement. Notable acknowledges that the Cardholder
Agreement is between Cardholder and Better, and is subject to change and modification at any time with a notice to Cardholder as permitted by the Cardholder Agreement or otherwise permitted by law. 

 

	 	(b)	 Notable, the Issuing Bank, and/or Marqeta will only issue Prepaid Cards to Better customers who Better has
identified as qualifying for a Prepaid Card under Better’s Program guidelines, which are subject to change at the discretion of Better. 

  

	 	(c)	 Notable acknowledges and agrees that issuance of Prepaid Cards to Cardholders is at Better’s discretion
and is subject to industry and regulatory standards, and that Cardholders who may not satisfy initial or ongoing validation criteria may be denied a Prepaid Card or may have an issued Prepaid Card cancelled. 

 

	 	(d)	 Better will provide all Program Funds. Better shall deposit such funds directly into the Intermediate Program
Funding Account. Notable shall then transfer the funds from the Intermediate Program Funding Account into the Main Program Funding Account. For the avoidance of doubt, Notable shall be the owner of the Intermediate Program Funding Account and the
Main Program Funding Account, subject to only the permissible uses Better has authorized under this Agreement. 

  

	 	(e)	 Better will maintain a minimum reserve balance of Program Funds in an amount that is the greater of: [***].
Notable will use Program Funds solely (i) to fund Loading Transactions in accordance with the terms of a Program, or (ii) as otherwise agreed to by the Parties in writing. Upon written notice from Better, and agreement by Notable (which
will not be unreasonably withheld), (i) the Parties will adjust the Minimum Funding Balance and (ii) Notable will refund the Minimum Funding Balance in the event of a Program suspension or discontinuation. 

  
 9 

	 	(f)	 The Monthly Report shall include, if needed, a request for additional funds in a specific amount
(“Additional Program Funds”), for the Programs. Such Program Funds requested shall be calculated by Notable based upon past Loading Transactions, anticipated new Loading Transaction volume for the next month and the current Minimum Funding
Balance. Within [***] of receipt of a request for Additional Program Funds, Better will provide such funds. Notable may conduct new Loading Transactions only if the Program Funds exceed the Minimum Funding Balance. Notable also may request
Additional Program Funds at any time in the event Notable determines that, due to Loading Transaction volume, it will be unable, before the date of the next Monthly Report, to meet an obligation to Cardholders to fund a Loading Transactions; such
requests shall be accompanied by an updated cash roll-forward report that verifies the need for funds, and such requests shall not be unreasonably denied by Better. 

 

	 	(g)	 To the extent permitted by Applicable Law, correction of funding errors made by Notable to a Prepaid Card and
all adjustments to deposits shall be made by Notable pursuant to the Cardholder Agreement and Applicable Law. In the event funding errors cannot be corrected, notice must be provided to Better for further direction. 

 

	 	(h)	 Notable will be responsible for compliance with Applicable Law and the Cardholder Agreement relating to the
processing and servicing of the Prepaid Cards. 

  

	 	(i)	 Notable shall maintain records of Cardholder Transactions and Loading Transactions and service the Cardholder
Account. 

  

	 	(j)	 For any funds remaining in a Cardholder’s Cardholder Account upon the Prepaid Card Termination Date or the
disclosed redemption period for such Prepaid Cards, Notable will ensure that Marqeta transfers the funds from the Cardholder Accounts back to the Main Program Funding Accounts (or any other account designated by Notable for such refunds) to the
extent such amounts are not otherwise required to be escheated under state unclaimed property laws. The refunded amounts shall be added back to the Program Funds and used for future Loading Transactions. Refunded transactions shall be included in
Notable’s Monthly Report to Better. 

  

	 	(k)	 For any funds remaining in the Intermediate Program Funding Account or the Main Program Funding Account upon
the termination of this Agreement or all Programs using Program Funds, Notable shall process such funds to revert to Better, to the extent such amounts are not otherwise required to be escheated under state unclaimed property laws or are otherwise
used to offset liabilities of Better. 

  
 10 

 Section 2.04. Servicing Fees and Payment 

 

	 	(a)	 Servicing Fees. Better agrees to pay Notable fair market value for services rendered in connection with
its Services, including conducting the Servicing Activities under the Agreement and providing consulting services related to the Program (“Servicing Fees”), as determined by independent third party metrics and input, including that of a
third party valuation firm engaged to value the services provided by Notable to Better pursuant to this Agreement and the Program. Better shall also reimburse Notable for any expenses reasonably incurred in carrying out the Servicing Activities. The
Servicing Fees and reimbursement of expenses described above shall be Notable’s sole right to compensation under this Agreement. 

  

	 	(b)	 Terms of Payment. Better shall pay Notable any amounts due Notable within [***] following receipt of
Notable’s invoice therefor. 

  

	 	(c)	 Taxes. Better shall not be responsible for reimbursing Notable for any taxes based on Notable’s
income or corporate franchise. 

 ARTICLE III 

RECIPROCAL REPRESENTATIONS, WARRANTIES AND COVENANTS 

Section 3.01. Representations and Warranties and Affirmative Covenants. Each Party hereby makes the following representations and
warranties to, and covenants: 
  

	 	(a)	 Organization and Good Standing, Etc. 

 

	 	(1)	 It is duly organized and validly existing and in good standing under the laws of its jurisdiction of
incorporation or organization. 

  

	 	(2)	 It has the requisite corporate power and authority to enter into this Agreement and to carry out the
transactions and perform the obligations contemplated by this Agreement. 

  

	 	(3)	 The execution, delivery and performance of this Agreement and the consummation of the transactions contemplated
by this Agreement have been duly authorized by the requisite corporate action and will not constitute a violation of any judgment, order or decree. 

  

	 	(b)	 Licenses. Each Party has obtained and will maintain all necessary licenses, approvals or authorizations
in each jurisdiction required in connection with its performance under this Agreement. 

  

	 	(c)	 No Violation. None of the execution and delivery by it of this Agreement, nor the consummation of the
transactions contemplated hereby or thereby, nor the fulfillment of or compliance with the terms and conditions hereof or thereof, will conflict with or result in a material breach of any of the

  
 11 

	 	
terms, conditions or provisions of any Applicable Law, legal restriction or any material agreement or instrument to which it is now a party or by which it is bound, or constitute a default or
result in an acceleration under any of the foregoing, unless such conflict or breach would not reasonably be expected to have a material adverse effect on the obligations hereunder. 

 

	 	(d)	 Validity and Binding Nature. This Agreement has been duly executed and delivered and constitutes a valid
and legally binding obligation that is enforceable in accordance with its terms, except that the enforceability thereof may be subject to (i) the effects of any applicable bankruptcy, insolvency, reorganization, receivership, conservatorship or
other laws, regulations and administrative orders affecting the rights of creditors generally and (ii) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or law).

  

	 	(e)	 Government Approvals. No action, consent, license or approval of, registration or filing with, or any
other action by any Governmental Authority is or will be required in connection with execution, delivery and performance of, or compliance with, this Agreement including the servicing of each Prepaid Card Account hereunder, except such as have been
made or obtained and are in full force and effect, or where failure to do so would not reasonably be expected to have a material adverse effect on the obligations hereunder. 

 

	 	(f)	 Compliance with Applicable Law. It is in compliance with all Applicable Laws. 

 

	 	(g)	 No Proceedings. There is no order, judgment, decree, injunction, stipulation or consent order of or with
any Governmental Authority to which Notable is subject, and there is no action, suit, arbitration, regulatory proceeding or investigation pending against it or, to it actual knowledge, threatened against it in writing, before or by any Governmental
Authority having jurisdiction over Notable or its properties, that is not confidential: (i) asserting the invalidity of this Agreement; (ii) seeking to prevent the consummation of any of the transactions contemplated by this Agreement; or
(iii) seeking any determination that would reasonably be expected to have a material adverse effect on the obligations hereunder. 

  

	 	(h)	 Solvency. It is solvent and no voluntary or involuntary bankruptcy petition has been commenced by or
against it, nor has it made an offer or assignment or compromise for the benefit of creditors and it will not be rendered insolvent by the consummation of the transactions contemplated hereby. 

  
 12 

 ARTICLE IV 

TERM AND TERMINATION 

Section 4.01. Term. Unless this Agreement has been earlier terminated, this Agreement shall commence on the Effective Date and end
concurrently with the termination of the last Program subject to this Agreement (the “Term”). Unless otherwise agreed in writing by the parties, the Servicing Fees for services provided under this Agreement by Notable to Better with
respect to a Program shall remain fixed throughout the Term of the Program, provided that the Parties shall mutually agree in writing to the fees for any additional services other than those provided under this Agreement. 

Section 4.02. Termination. [***] 

Section 4.03. Post Termination Obligations. [***] 

ARTICLE V 

LIMITATION ON LIABILITY, INDEMNIFICATION AND INSURANCE 

Section 5.01. Limitation on Liability. NEITHER PARTY WILL BE LIABLE TO THE OTHER PARTY IN CONTRACT, TORT (INCLUDING NEGLIGENCE),
OR OTHERWISE, FOR INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES OF ANY KIND AS A RESULT OF BREACH OF ANY WARRANTY OR OTHER TERM OF THIS AGREEMENT, INCLUDING ANY FAILURE OF PERFORMANCE, REGARDLESS OF WHETHER THE PARTY LIABLE OR
ALLEGEDLY LIABLE WAS ADVISED, HAD OTHER REASON TO KNOW, OR IN FACT KNEW OF THE POSSIBILITY THEREOF; PROVIDED, HOWEVER, THAT THE FOREGOING SHALL NOT APPLY TO A PARTY’S OBLIGATION TO INDEMNIFY THE OTHER PARTY AGAINST THIRD PARTY CLAIMS PURSUANT
TO SECTION 5.02. NOTABLE’S LIABILITY WILL BE LIMITED TO THE AMOUNTS PAID TO NOTABLE BY BETTER FOR THE SERVICES DURING THE TWELVE (12)-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENTS GIVING RISE TO THE LIABILITY, PROVIDED, HOWEVER, THAT SUCH
LIMITATION WILL NOT APPLY IN THE EVENT THERE IS GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT. 

  
 13 

 Section 5.02. Indemnification. 

 

	 	(a)	 Notable agrees to indemnify, defend and hold harmless Better and its Affiliates and their respective officers,
directors, employees, agents, successors and assigns from and against any and all liability, damages, reasonable attorney fees, costs, expenses, or losses arising from, in connection with, or based upon allegations whenever made, of any of the
following: [***] 

  

	 	(b)	 Better agrees to indemnify, defend and hold harmless Notable and its Affiliates and their respective officers,
directors, employees, agents, successors and assigns from and against any and all liability, damages, reasonable attorney fees, costs, expenses, or losses arising from, in connection with, or based upon allegations whenever made, of any of the
following: [***] 

  

	 	(c)	 With respect to indemnity for claims asserted by third parties, the Parties shall provide each other prompt
notice of any claim for which indemnification is sought. The Parties shall cooperate in the defense of the claim. The indemnifying Party shall select and pay qualified, experienced counsel to defend the claim, and shall obtain the approval of the
other Party therefore (not to be unreasonably withheld, conditioned or delayed). The indemnified Party shall be entitled to participate in the defense, and 

  
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may hire its own separate counsel at its own expense, if it desires. The indemnifying Party must obtain the consent of the indemnified Party to settle any indemnified Claim if the settlement is
reasonably likely to cause adverse publicity to the indemnified party, or if the settlement would require any representation or action of any kind on the part of the indemnified Party, other than the payment of money (which will be paid by the
indemnifying Party). 

 Section 5.03. Maintenance of Insurance. Notable shall, throughout the Term, have and
maintain in force insurance policies from one or more insurers acceptable to Better (not to be unreasonably withheld or conditioned) and consistent with the industry standards for servicers of prepaid and Prepaid Cards. 

ARTICLE VI 

CONFIDENTIAL INFORMATION 

Section 6.01. Protection of Confidential Information. 
  

	 	(a)	 Each Party recognizes that, in connection with this Agreement, it may receive Confidential Information
regarding the other Party. Except as required by Applicable Law, the receiving party agrees to keep all Confidential Information strictly confidential, and to use all such information solely in order to effectuate the purpose of the Agreement;
provided, that the receiving party may provide Confidential Information to its employees, agents and affiliates who have a need to know such information in order to effectuate the transactions contemplated in this Agreement and such
employees, agents and affiliates are informed of the confidential nature of such information and agree to maintain its confidentiality. 

  

	 	(b)	 Notable shall comply with Applicable Law relating to privacy rights in connection with its performance under
this Agreement including, without limitation, the GLBA as well as any of the Privacy Laws. Notable agrees and acknowledges that as to all Consumer Information received or obtained by it with respect to any Cardholder: (i) such information is in
connection with servicing or processing a financial product or service the Cardholder requests or authorizes for the purposes of 16 C.F.R., Section 313.14(a)(2); and (ii) Notable is hereby prohibited from storing, disclosing, copying,
analyzing, monitoring or using any such information internally other than to carry out the express provision of this Agreement. 

  

	 	(c)	 Notable shall implement such physical and other security measures as shall be necessary to (a) ensure the
security and confidentiality of Confidential Information which it has possession of or control over, (b) protect against any threats or hazards to the security and integrity of such Confidential Information, and (c) protect against any
unauthorized access to or use of such Confidential Information. 

  
 15 

	 	(d)	 Notable shall notify Better within forty-eight (48) hours following discovery of any compromise of the
security, confidentiality, or integrity of any Confidential Information. Notable shall follow-up written notification within forty-eight (48) hours to Better. Written notification provided pursuant shall
be written in plain language and will include the following, to the extent known at the time: (i) what happened; (ii) what information was involved, and, if known, the potential number of Mortgagors affected; (iii) what Notable is
doing; (iv) what Better can do; and (v) a point of contact for more information. At a minimum, the security breach notification will contain the following, to the extent known at the time: 

 

	 	(1)	 The name and contact information of key personnel that the Better can contact to assist with any internal
investigation related to the breach. 

  

	 	(2)	 A list of the types of personal information that were or are reasonably believed to have been the subject of
the breach. 

  

	 	(3)	 If the information is possible to determine at the time the notice is provided, then either (1) date of
the breach, (2) estimated date of the breach, or (3) the date range within which the breach occurred. The notification will also include the date of the notice. 

 

	 	(4)	 Whether the information was delayed as a result of a law enforcement investigation, if that information is
possible to determine at the time the notice is provided. 

  

	 	(5)	 A general description of the breach, if that information is possible to determine at the time the notice is
provided. 

  

	 	(e)	 Notable agrees to adhere to all requirements in Applicable Law with respect to a data breach related to
Better’s data, including, when appropriate or required, the required responsibilities and procedures for notification and mitigation. Notable agrees to provide updates as they become available regarding steps taken to address the incident
giving rise to the breach and to assist Better with any further investigation. 

  

	 	(f)	 Notable further acknowledges to have a written response plan that reflects best practices and is consistent
with industry standards and Applicable Law for responding to a data breach, breach of security, privacy incident, or unauthorized acquisition or use of Better’s data or any portion thereof, including personally identifiable information and
agrees to provide Better, upon request (but no more frequently than annually), or upon a material change to said plan, with a copy of said written incident response plan. 

  
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 Section 6.02. Privacy. 

 

	 	(a)	 Each party agrees to provide to the other on a timely basis, any Cardholder request that Nonpublic Personal
Information not be shared. Notable acknowledges that it has an ongoing responsibility to comply with Applicable Law governing the privacy and security of Cardholder Nonpublic Personal Information, including but not limited to, the GLBA and
regulations issued pursuant thereto (12 CFR Part 1016) and Notable will implement and maintain an information security program as required by such regulations. 

 

	 	(b)	 Each party shall, in accordance with Applicable Law, deliver to the Cardholder, and track delivery of, such
privacy policies and notices as may be required of such party under any Applicable Law. Notwithstanding the foregoing, if the parties agree that Notable will deliver any such privacy policies and notices on behalf of Better, then Better shall be
responsible for drafting such policy and notice 

 ARTICLE VII 

MISCELLANEOUS 

Section 7.01. Notices. 

All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if mailed, by registered or
certified mail, return receipt requested, or, if by other means, including email, when received by the other Party at the address as follows: 
  

	 	(i)	 if to Better: 

Name: Better Mortgage Corporation 

Address: 175 Greenwich Street, 59th Floor, New York, NY 10007 

Attention: Director, Financial Business Operations 

Email: [***] 
 With a concurrent
copy (which copy shall not constitute Notice) to: 
 Name: Better Mortgage Corporation 

Address: 175 Greenwich Street, 59th Floor, New York, NY 10007 

Attention: General Counsel 

Email: [***] 
  

	 	(ii)	 if to Notable: 

Name: Notable 
 Address: Six
Landmark Square, 4th Floor, Stamford, CT 06901 
 Attention: CEO 

Email: [***] 

  
 17 

 With a concurrent copy (which copy shall not constitute Notice) to: 

Name: Notable 
 Address: Six
Landmark Square, 4th Floor, Stamford, CT 06901 
 Attention: General Counsel 

Email: [***] 
 or such other address as may
hereafter be furnished to the other Party by like notice. Any such demand notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee (as evidenced, in the case of
registered or certified mail, by the date noted on the return receipt). 
 Section 7.02. Severability Clause. 

Any part, provision, representation or warranty of this Agreement, which is prohibited, or which is held to be void or unenforceable shall be
ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof. Any part, provision, representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void or
unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any
jurisdiction as to any Mortgage Loan shall not invalidate or render unenforceable such provision in any other jurisdiction. To the extent permitted by Applicable Law, the parties hereto waive any provision of law which prohibits or renders void or
unenforceable any provision hereof. If the invalidity of any part, provision, representation or warranty of this Agreement shall deprive any Party of the economic benefit intended to be conferred by this Agreement, the Parties shall negotiate, in
good faith, to develop a structure the economic effect of which is, as nearly as possible, the same as the economic effect of this Agreement without regard to such invalidity. 

Section 7.03. Counterparts. 

This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such
counterparts shall constitute one and the same instrument. This Agreement may be executed and delivered by facsimile signatures and electronically imaged signatures such as .pdf files, which shall, for all purposes hereunder, be deemed effective as
original signatures. 
 Section 7.04. Governing Law. 

This Agreement and any claim, controversy or dispute arising out of this Agreement shall be governed by and construed in accordance with the
laws of [***] and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws without regard to the conflict of laws provisions thereof. 

  
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 Section 7.05. Waiver of Jury Trial; Venue. 

 

	 	(a)	 Each of Notable and Better hereby knowingly, voluntarily and intentionally waives any and all rights it may
have to a trial by jury with respect to any litigation based on, or arising out of, under, or in connection with, this Agreement, or any other documents and instruments executed in connection herewith, or any course of conduct, course of dealing,
statements (whether oral or written), or actions of Notable or Better. 

  

	 	(b)	 With respect to this Agreement or any claim or action arising hereunder, the Parties (a) irrevocably
submit to the exclusive jurisdiction of the courts of [***], and appellate courts from any thereof, and (b) irrevocably waive any objection which such Party may have at any time to the laying of venue of any suit, action or proceeding arising
out of or relating to this Agreement brought in any such court, and irrevocably waive any claim that any such suit action or proceeding brought in any such court has been brought in an inconvenient forum. 

Section 7.06. Force Majeure. 
  

	 	(a)	 Neither party shall be in breach of its obligations under this Agreement or incur any liability to the other
party for any losses or damages incurred or suffered by that other party (other than under any express indemnity in this Agreement) if and to the extent that it is prevented from carrying out those obligations by, or such losses or damages are
caused by, a force majeure event including, but not limited to acts of God, strikes, riots, acts of war, terrorism, earthquakes, pandemics, federal, state, or local government mandated shutdowns, and other events beyond its reasonable control
(“Force Majeure Event”). The foregoing shall not apply to the extent that the relevant breach of a Party’s obligations would have occurred, or the relevant losses or damages would have arisen, even if the Force Majeure Event
had not occurred (in which case this clause shall not apply). 

  

	 	(b)	 As soon as reasonably practicable following the date of commencement of a Force Majeure Event, the affected
Party shall provide written notice to the other Party of the Force Majeure Event. The Party invoking the Force Majeure Event shall submit to the other Party a reasonable description of the nature of the Force Majeure Event and of its effect upon the
performance of the affected Party’s obligations under this Agreement. 

  

	 	(c)	 The Party asserting a Force Majeure Event shall at all times take all reasonable steps within its power to
(i) prevent Force Majeure Event from affecting the performance of the Party’s obligations under this Agreement; (ii) mitigate the effect of the Force Majeure Event, including by recourse to alternative mutually acceptable sources of
services, equipment and materials; (iii) overcome the effects of the Force Majeure Event; (iv) comply with its obligations that it may otherwise perform under this Agreement; and (v) ensure resumption of normal performance of the
Agreement as soon as reasonably practicable and perform its obligations to the maximum extent practicable. The affected Party shall provide regular updates to the other Party regarding the measures the affected Party is taking to comply with this
Section following notice of a Force Majeure Event. 

  
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 Section 7.07. Business Continuity / Disaster Recovery. 

Notable shall, at its own expense, maintain throughout the term of this Agreement (i) a business continuity plan and (ii) disaster
recovery and backup capabilities and facilities in accordance with Applicable Law and generally accepted industry standards for a servicing company of its size, in support of the processing and related functions it performs for Better under this
Agreement, that provides for the resumption of its services in the event that a disaster or other unforeseen event disrupts or impairs its provision of services pursuant to this Agreement. Appropriate testing and validation of Notable’s
business continuity plan and disaster recovery plan shall occur on at least an annual basis as provided in such plans. Notable shall make available for inspection by Better upon reasonable request and during normal business hours at Notable’s
offices a copy of Notable’s disaster recovery and business continuity plans. 
 Section 7.08. Successors and Assigns. 

This Agreement shall bind and inure to the benefit of and be enforceable by Notable, Better and the respective successors and assigns of
Notable and Better. Neither Party may assign this Agreement in whole or in part, without the prior written consent of the other Party, except as otherwise permitted in this Agreement. Upon any such assignment, the Person to whom such assignment is
made shall succeed to all rights and obligations of the assignor under this Agreement. 
 Section 7.09. Reliance and Other
Matters. 
 Notable may rely in good faith and without any liability on any document of any kind prima facie properly executed and
submitted by any Party hereto respecting any matters relating to this Agreement. Notable may rely on all directions from Better related to actions to be taken as contemplated in this Agreement without independent inquiry or verification by Notable.

 Section 7.10. Waivers. 

No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the Party
against whom such waiver or modification is sought to be enforced. 
 Section 7.11. Further Assurances. 

Notable and Better each agrees to cooperate with and assist the other party as reasonably requested in connection with such party’s
duties and obligations under this Agreement and in connection therewith, and shall execute and deliver to the other such reasonable and appropriate additional documents, instruments or agreements as may be necessary or appropriate in furtherance
thereof or to effectuate the purposes of this Agreement. 

  
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 Section 7.12. Merger and Integration. 

This Agreement sets forth the entire understanding of the Parties relating to the subject matter hereof, and all prior understandings, written
or oral, are superseded by this Agreement. 
 Section 7.13. Prior Services Agreement Amended and Restated. 

This Agreement amends and restates, in its entirety, and replaces, the Prior Services Agreement. The Prior Services Agreement shall therefore
cease to be of any further force and effect upon execution of this Agreement. 
 [Signatures appear on the following page] 

  
 21 

 
			
	 BETTER MORTGAGE CORPORATION,

		
	 By:
	 	 /s/ Paula Tuffin

	 Name: Paula Tuffin

	 Title: CCO & General Counsel

	
	 NOTABLE FINANCE, LLC,

as Servicer

		
	 By:
	 	 /s/ Jenny Beaumont

	 Name: Jenny Beaumont

	 Title: General Counsel

  
 22

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