Document:

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                                                                   EXHIBIT 10.14

                           SUPPLEMENTAL PENSION PLAN
                                 OF TEXACO INC.

        The Supplemental Pension Plan of Texaco Inc. ("Supplement 1"), adopted
by Resolution of the Board of Directors dated June 26, 1975, is established and
maintained by Texaco Inc. (the "Company") for the purpose of providing benefits
to certain management or highly compensated employees of Texaco Inc., its
subsidiaries and affiliates (collectively the "Affiliated Group") who
participate in or have participated in a qualified retirement plan either within
or outside of the United States ("Qualified Plan(s)"), such as the Retirement
Plan of Texaco Inc. (the "Retirement Plan") or the Thrift Plan of Texaco Inc.
(the "Thrift Plan"), but whose benefits under such Qualified Plan have been
limited, as described herein, by governmental legislation, regulation,
administrative or judicial decisions and interpretations or any other
jurisdictional limitation imposed on such Qualified Plan which the Company
specifically decides to supplement through this Supplement 1.

        The terms and provisions of Supplement 1 are set forth below.

                             ARTICLE I - DEFINITIONS

1.1     "Affiliated Group" means Texaco Inc. and its subsidiaries and
        affiliates, as designated by the Plan Administrator to participate in
        Supplement 1. Subsidiary shall mean any company or business entity in
        which more than 50% of the voting stock, capital interest or
        profit-share is directly or indirectly owned or controlled by the
        Company. Affiliated Company shall mean any company or

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        business entity in which at least 10% but no more than 50% of the voting
        stock, capital interest, or profit-share is owned directly or indirectly
        by the Company.

1.2     "Board" means the Board of Directors of Texaco Inc. or such Committee or
        individual as designated by the Board.

1.3     "Code" means the Internal Revenue Code of 1986 as amended from time to
        time and any Treasury Regulation or pronouncements relating thereto.

1.4     "Company" means Texaco Inc., a Delaware corporation, or any successor
        corporation or other entity resulting from a merger or consolidation
        into or with the Company, or a transfer or sale of substantially all of
        the assets of the Company.

1.5     "Employee" means a person who is an employee of a member of the
        Affiliated Group.

1.6     "ERISA" means the Employee Retirement Security Act of 1974, as amended
        from time to time.

1.7     "Normal Retirement Date" and "Optional Early Retirement Date" have the
        same meaning as those terms do under the Retirement Plan of Texaco Inc.
        (or any successor or replacement qualified defined benefit plan).

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1.8     "Participant" means certain management or key employees of the
        Affiliated Group who is a participant in Supplement 1 as set forth In
        Article 2 herein or such employee's spouse or designated beneficiary.

1.9     "Plan Administrator" means the person holding the position designated by
        the Company to act in the capacity of Plan Administrator of Supplement
        1.

1.10    "Qualified Plans" mean the Retirement Plan and the Thrift Plan or any
        similar type plan, either within or outside the United States, the
        benefits of which the Company decides to supplement hereunder. Exhibit A
        contains a list of such non-US plans which, in addition to the
        Retirement Plan and the Thrift Plan, come within this definition.

1.11    "Retirement" when used herein means the benefit payable to a Participant
        by reason of the Participant's retirement with a member of the
        Affiliated Group pursuant to a Pension Plan maintained by a member of
        the Affiliated Group.

1.12    "Retirement Plan" means the Retirement Plan of Texaco Inc., a qualified
        defined benefit plan under the Code established September 1, 1982 (as a
        successor plan to The Group Pension Plan of Texaco Inc.), as amended
        from time to time, and each successor or replacement defined benefit
        plan.

1.13    "Retirement Plan Benefit" means the benefit payable to a Participant
        pursuant to the terms of the Retirement Plan of Texaco Inc. by reason of
        the Participant's Retirement with a member of the Affiliated Group.

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1.14    "Supplement 1" means the Supplemental Pension Plan of Texaco Inc.

1.15    "Supplement 1 Benefit" means the benefit payable to a Participant or a
        Participant's account under Supplement 1.

1.16    "Supplement 1 Retirement Benefit" means the benefit as described in
        Section 3.1.

1.17    "Supplement 1 Thrift Benefit" means the benefit as described in Section
        3.3.

1.18    "Thrift Plan" means The Employees Thrift Plan of Texaco Inc., a
        qualified defined contribution plan under the Code established September
        1, 1982 (as a successor plan to The Employees Savings Plan of Texaco
        Inc.) as amended from time to time, and each successor or replacement
        defined contribution plan.

1.19    "Thrift Plan Benefit" means the benefit to which a Participant is
        entitled pursuant to the terms of The Employees Thrift Plan of Texaco
        Inc.

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                   ARTICLE II - ELIGIBILITY AND PARTICIPATION

2.1     An Employee shall be eligible to participate in Supplement 1 if (a) the
        Employee is a member of a select group of management or highly
        compensated employees under Sections 201, 301 and 401 of ERISA; (b) such
        Employee is eligible to participate in a Qualified Plan designated by
        the Company to be eligible for supplementation; and (c) such Employee's
        Qualified Plan benefit is (1) reduced by reason of the application of
        the limitations on benefits imposed by application of either Section 415
        or Section 401(a)(17) of the Code or (2) any other similar limitation on
        the level of contributions or benefits to qualified plans imposed by any
        competent jurisdiction.

2.2     Each Employee determined to be eligible to participate in Supplement 1
        shall be notified in a writing which shall also set forth the rights,
        privileges and duties of plan participation. Each Participant shall
        receive an annual statement of account specifying the benefits, or a
        reasonable estimate of the benefits, which such Participant has accrued
        under Supplement 1.

2.3     Supplement 1 may be utilized, at the Company's sole discretion, to
        supplement similar Qualified Plan benefits (See Exhibit A) which are
        otherwise limited by the laws or regulations of jurisdictions outside
        the United States, as described in Article VIII.

                      ARTICLE III -- SUPPLEMENT 1 BENEFITS

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3.1     A Participant's Supplement 1 Retirement Benefit shall be computed using
        the same three basic elements (a) "Benefit Service", (b) "Final Average
        Pay" and (c) "Estimated Primary Insurance Amount" as each is defined in
        the Retirement Plan. Except as provided below, in computing a
        Participant's Supplement 1 Retirement Benefit all factors, including,
        without limitation, early retirement discount factors, formulae,
        interest rates, years of service, actuarial equivalence and general
        computational mechanics are the same as those used under the Retirement
        Plan (including, without limitation, special rules relating to
        calculation of benefits after a Change of Control, as defined in the
        Company's Separation Pay Plan). However, "Final Average Pay" shall be
        determined without applying the limitations otherwise imposed by Code
        Sections 415 and 401(a)(17). The result is then reduced by (a) the
        Retirement Plan Benefit actually payable under the Retirement Plan, (b)
        other Qualified Plan benefits provided as the result of the Company's
        contributions, (c) any retirement-type income payments, such as
        discharge, liquidation, dismissal or severance allowance either payable
        under foreign law to which the Company has contributed or payable by the
        Company outside the United States for any other reason and (d) if
        applicable, the contributory charge payable under the Retirement Plan as
        described in Section 3.2. The balance, converted to a lump sum at the
        later of age 50 or Retirement, is the Supplement 1 Retirement Benefit,
        payable pursuant to Article VI.

3.2     In performing the Supplement 1 Retirement Benefit calculation prescribed
        in Section 3.1, a Participant will be deemed to have contributory
        service, as defined in the Retirement Plan, if either the Participant is
        a contributory member of the Retirement Plan for any given year or the
        Participant cannot contribute to the Retirement Plan in any year because
        of limitations imposed by

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        Code Sections 415 or 401(a)(17), or any other similar limitations of a
        competent jurisdiction. Participants who do not have contributory
        service for any month or year will receive for that period a
        non-contributory Supplement 1 Benefit as computed in Section 3.1. In
        addition, a Participant receiving a contributory Supplement 1 Benefit
        shall have such benefit, as computed under Section 3.1, reduced by a
        contributory charge equal to the amount the Participant would have
        contributed to the Retirement Plan to obtain contributory service but
        for the Code limitations, plus interest, equal to the interest rate
        employed under the Retirement Plan for restoring forfeited pension
        benefits, on such amounts, calculated from the end of the plan year the
        amounts would have been contributed.

3.3     The Supplement 1 Thrift Benefit consists of two parts (a) the "Employer
        Matching Contribution", and (b) the "401(k) Make-Up Contribution," as
        described in Sections 3.4 and 3.5.

3.4     If a Participant (i) either contributes the minimum employee
        contribution amount to the Thrift Plan, or is prevented from so
        contributing because of limitations imposed by Code Sections 415 or
        401(a)(17) and (ii) is otherwise unable to receive the full employer
        contribution amount under the Thrift Plan because of the limitations
        imposed by Code Sections 415 and 401(a)(17), or any other similar
        limitation imposed by a competent jurisdiction, such Participant is
        entitled to an employer matching contribution under the Supplement 1
        Thrift Benefit. The Supplement 1 employer matching contribution shall be
        the total employer contribution which would have been made to the Thrift
        Plan without application of the limitation(s) imposed, less the employer
        contribution actually made to the Thrift Plan. The Supplement 1 Employer
        Matching Contribution shall be made as a notional employer contribution
        in the same form as it would have been made in the

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        Thrift Plan and shall be tracked with any earnings thereon in a
        hypothetical account maintained by the Company or the Company's
        designated agent.

3.5     If a Participant, because of limitations imposed by Code Section 415 or
        401(a)(17), or any other similar limitation of a competent jurisdiction,
        cannot make pre-tax employee contributions up to the statutory limit
        under Code Section 402(g), the Company shall calculate a "401(k) Make-up
        Contribution." The "401(k) Make-up Contribution" shall equal (a) the
        amount such Participant could have contributed to the Thrift Plan on a
        pre-tax basis up to the Code Section 402(g) annual limit but for such
        limitation(s), less (b) the amount actually contributed to the Thrift
        Plan on a pre-tax basis, multiplied by (c) the sum of the Participant's
        marginal Federal tax rate (expressed as a percentage) and State tax rate
        (expressed as a percentage). The "401(k) Make-up Contribution" shall be
        made in the form of notional Company Common Stock and held together with
        notional dividends thereon in a hypothetical account maintained by the
        Company or the Company's designated agent. Notional dividends shall be
        reinvested in notional Company Common Stock. However, the Participant
        will not be entitled to a "401(k) Make-up Contribution" benefit if the
        Participant could achieve comparable results by deferring compensation
        under a Company-sponsored deferral plan.

3.6     Supplement 1 Benefits as calculated in this Article III shall be
        augmented upon distribution by a tax differential amount determined by
        the Plan Administrator reflecting the inability of nonqualified plan
        distributions to enjoy the same potential for continued tax deferral
        enjoyed by qualified plan distributions. The tax differential is solely
        meant to approximate the economic detriment of the loss of continued tax
        deferral between ages 65 and 70 1/2.

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                              ARTICLE IV - VESTING

4.1     The Supplement 1 Retirement Benefit accrued prior to 1994 is fully
        vested with respect to each Participant who attained age 50 on or before
        January 1, 1994, except if such Participant is convicted of committing a
        crime against the Company or is dismissed for Just Cause, as defined in
        the Company's Separation Pay Plan. Supplement 1 Retirement Benefits
        accrued after 1993 by any Participant who attained age 50 on or before
        January 1, 1994 and Supplement 1 Retirement Benefits accrued by any
        Participant who had not attained age 50 on or before January 1, 1994 are
        subject to the forfeiture restrictions set forth in Article V. On the
        date prior to such Participant terminating service with the Affiliated
        Group, all Supplement 1 Retirement Benefits fully vest, unless the
        Participant violates the provisions of Article V of Supplement 1.
        Notwithstanding any other provision contained herein, all Supplement 1
        Retirement Benefits fully vest on the day immediately prior to a Change
        of Control, as defined in the Company's Separation Pay Plan.

4.2     The Supplement 1 Thrift Benefit (the "Employer Matching Contribution"
        and the "401(k) Make-up Contribution") is immediately vested upon
        calculation of the benefit by the Company and establishment of the
        notional account. The Supplement 1 Thrift Benefit of Participants who
        retired prior to 1994 shall continue to be subject to the forfeiture
        restrictions set forth in Article V, except as such forfeiture
        restrictions may be removed at the Company's sole discretion.
        Notwithstanding any other provision contained herein, all Supplement 1
        Thrift Benefits fully vest on the day immediately prior to a Change Of
        Control, as defined in the Company's Separation Pay Plan.

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4.3     In the event of the death of a Participant before Retirement under the
        Retirement Plan but after becoming vested in the Retirement Plan, the
        Supplement 1 Retirement Benefit shall be calculated as though the
        Participant had retired on the first day of the month on or immediately
        prior to the date of death.

                       ARTICLE V - FORFEITURE RESTRICTIONS

5.1     Except with regard to benefits vested as a result of a Change of Control
        of the Company under Section 4.1, a Participant's benefits and vested
        rights under Supplement 1 may be forfeited and cancelled if the
        Participant engages in any of the following activities:

        If the Participant either (a) engages in or performs any services,
        whether on a full-time or part-time basis, or on a consulting or
        advisory basis for (i) any of the 100 largest oil and gas companies,
        ranked by assets, as determined by the annual Oil and Gas Journal
        listing of the largest oil and gas producing companies for the preceding
        year, (ii) any of the 100 leading non-U.S. oil and gas companies ranked
        by assets, as determined by the annual Oil & Gas Journal listing of the
        world's leading oil and gas producing companies for the preceding year,
        (iii) any of the following refining and marketing companies or their
        subsidiaries and affiliates: Ashland Inc., Citgo Petroleum Corp., Clark
        Oil Company, Crown Central Petroleum Corp., Diamond Shamrock Inc., Koch
        Industries, Inc., MAPCO Inc., Marathon Oil Company, Sinclair Oil Corp.,
        Sun Company, Inc., Tosco Corp., Ultramar Inc., and Valero Energy
        Corporation, (iv) any agency, instrumentality or corporation controlled
        or owned by a foreign government, which agency, instrumentality or
        corporation is

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        primarily in the business of exploring for, producing, refining,
        marketing, or transporting oil and gas or the primary products thereof,
        or (v) any organization, which alone or in concert with others, is
        subject to the reporting and disclosure requirements of the Securities
        Exchange Act of 1934, as amended,as a result of the acquisition of the
        Company's Common Stock; (b) transfers confidential business information
        concerning the Company of any type to a competitor for compensation; or
        (c) commits an act in the course of his or her employment with the
        Company for which he or she is convicted of intentionally and knowingly
        committing a crime against the Company under federal law or the law of
        the state in which such act occurred.

5.2     The Company may, in its sole discretion, elect to waive complete
        forfeiture under the circumstances described in this Article V.

5.3     The forfeiture restrictions outlined in this Article V shall become null
        and void on the date immediately preceding a Change of Control of the
        Company, as defined in the Company's Separation Pay Plan.

                           ARTICLE VI - DISTRIBUTIONS

6.1     The Supplement 1 Retirement Benefit, described in Sections 3.1 and 3.2,
        is payable in annual installments commencing the January of the calendar
        year following a Participant's commencement of benefits under the
        Qualified Plan over a period actuarially determined to be one-half of
        the Participant's life expectancy computed at the commencement of the
        installments. The Company may at its sole discretion approve a request
        for a different payment schedule made

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        by a Participant or by a Participant's beneficiary. Interest at a rate
        set forth under the Employee Deferral Plan or such other rate as set by
        the Board shall be credited on any unpaid balance after commencement and
        paid annually along with each installment. In the case of a
        Participant's death prior to the commencement date of Supplement 3
        Retirement Benefits, the benefit is payable in installments equal to
        one-half of the Participant's life expectancy measured on the date
        immediately preceding the Participant's death.

6.2     The Supplement 1 Thrift Benefit, described in Sections 3.3 through 3.5,
        is payable in annual installments commencing the January of the calendar
        year following a Participant's termination of employment over a period
        actuarially determined to be one-half of the Participant's life
        expectancy computed at the commencement of the installments. The Company
        may at its sole discretion approve a request for a different payment
        schedule made by a Participant or by a Participant's beneficiary. The
        Supplement 1 Thrift Benefit shall be paid in stock or cash at the
        Participant's election. If the Participant elects cash, the hypothetical
        account maintained by the Company for each Participant in notional
        Common Stock is valued on the day prior to the installment payment and
        the appropriate amount is converted into cash. The balance of the
        notional Common Stock undistributed shall continue to earn notional
        dividends, which shall be reinvested in notional Common Stock.

6.3     Notwithstanding anything to the contrary, the Company may, in its sole
        discretion, accelerate the payment of all benefits accrued under
        Supplement 1 in the event (a) the Company determines that they
        constitute de minimis amounts, (b) a Participant's death, disability, or
        termination of service, or (c) a change in law which may cause the
        benefits accrued hereunder to become taxable to any

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        or all Participants. If the Company chooses to accelerate the benefit
        under this Section 6.3, the Company shall use the Retirement Plan
        interest rate and actuarial factors. In determining the present value of
        a lump sum benefit at age 50 for payment before age 50, the Company
        shall use the interest rate employed by the Retirement Plan in
        connection with the return of plan participant contributions. After a
        Change of Control, such rate shall be the rate in effect immediately
        prior to the Change of Control.

             ARTICLE VII -- QUALIFIED PLAN OUTSIDE THE UNITED STATES

7.1     The Company may, at its sole discretion, elect to include in this
        Supplement 1 Employees who have participated in Qualified Plans in
        jurisdictions outside the United States. Such arrangements shall be
        listed in Exhibit A to Supplement 1.

7.2     The Plan Administrator shall have full discretion to calculate
        comparable benefits under Section 7.1 consistent with the intent of
        Supplement 1 and compatible with the provisions outlined in Supplement
        1. In determining the Supplement 1 benefit, the Plan Administrator shall
        use the same practices and procedures employed herein wherever possible
        with respect to jurisdictions outside the United States. Where the same
        practice or procedure cannot be used, the Plan Administrator shall have
        the sole discretion to adopt a practice or procedure within the spirit
        as that which is employed hereunder. The Plan Administrator has sole
        discretion to develop a procedure determining the details of a
        comparable supplement with respect to Qualified Plans outside the United
        States.

7.3     The Supplement 1 Benefit under Section 7.1 would reference the non-US
        defined benefit or defined contribution plans similar to the Retirement
        Plan or the Thrift Plan as the case may be.

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                     ARTICLE VIII - AMENDMENT OR TERMINATION

8.1     The Company intends Supplement 1 to be permanent, but it reserves the
        right to modify, amend, revise or terminate Supplement 1 when in, it its
        sole discretion, such action is advisable. No plan modification,
        amendment, revision or termination, however, shall reduce or eliminate a
        Participant's benefit under Supplement 1 which is accrued on the date
        prior to the effective date of such modification, amendment, revision or
        termination, unless such Participant gives his or her written consent.
        Such protected accrued benefit shall be calculated as though the
        Participant terminated employment on the day prior to the effective date
        of any such amendment or plan termination. Any modification, amendment,
        revision to or termination of Supplement 1 shall be made pursuant to a
        resolution of the Board, unless such authority has been delegated to an
        employee of the Company, and shall specify the effective date of such
        action.

8.2     The Company shall notify all Participants in writing of any material
        modification, amendment, revision or termination of Supplement 1.

                           ARTICLE IX - ADMINISTRATION

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9.1     The Plan Administrator, as designated by the Board, shall be responsible
        for the general operation and administration of Supplement 1, and thus
        shall have absolute and full power, discretion and authority to
        interpret, construe and administer Supplement 1 and to take any action
        thereunder, including without limitations, to resolve any ambiguities
        and omissions in the Plan and to determine all issues arising in
        connection with administration, interpretation, and application of
        Supplement 1. The Plan Administrator's actions and determinations shall
        be final, conclusive and binding on all persons. Notwithstanding the
        above, after a Change of Control as defined in the Company's Separation
        Pay Plan such authority to interpret, construe and administer Supplement
        1 may be the responsibility of a third party trustee, if so designated
        by the Company, in connection with Supplement 1 or in connection with
        the establishment of a grantor trust to secure the benefits provided by
        Supplement 1.

9.2     All provisions set forth in the Company's Qualified Plans with respect
        to the administrative powers and duties of the Company and procedures
        for filing claims shall also be applicable with respect to Supplement 1.
        The Plan Administrator, in administering Supplement 1, shall be entitled
        to rely conclusively upon the tables, valuations, certificates, opinions
        and reports furnished by any actuary, accountant, comptroller, counsel
        or other person employed or engaged by the Company with respect to
        Supplement 1 and/or its Qualified Plans.

9.3     The Supplement 1 Plan Administrator shall have the power to adopt
        guidelines necessary and advisable to implement, administer and
        interpret Supplement 1 or to transact its business. Guidelines so
        adopted shall be binding upon any person having an interest in or under
        Supplement 1.

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9.4     The Company shall indemnify and hold harmless agents administering
        Supplement 1 against any and all claims, loss, damage, expense or
        liability arising from any action or failure to act with respect to
        Supplement 1, except in the case of gross negligence or willful
        misconduct.

9.5     Decisions made by the Plan Administrator with respect to all issues and
        claims relative to Supplement 1 will be final, conclusive and binding on
        all persons having an interest in or under Supplement 1.

                            ARTICLE X - MISCELLANEOUS

10.1    Participants and their beneficiaries, heirs and successors under this
        Supplement 1 shall have solely those rights of an unsecured creditor of
        the Company. Except to the extent otherwise provided in a trust
        established by the Company to pay Supplement 1 benefits, as described in
        Section 10.2, no assets of the Company shall be held in trust for the
        Participant, their beneficiaries, heirs and successors, nor shall any
        assets be considered security for the performance of delegations of the
        Company and said assets shall at all times remain unrestricted general
        assets of the Company. Supplement 1 is intended to constitute an excess
        benefit/top hat plan under ERISA and as such the Company's obligation
        under Supplement 1 shall be an unsecured and unfunded promise to pay
        benefits at a future date.

10.2    The Company may, in its sole discretion, contribute assets to a trust
        fund in order to pay some or all benefits to Participants and their
        beneficiaries, heirs and successors. However, no funds or

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        assets shall be segregated or physically set aside with respect to the
        Company's obligations under Supplement 1 in a manner which would cause
        Supplement 1 to be "funded" for ERISA purposes. Supplement 1 shall be
        maintained to provide supplemental retirement benefits for a select
        group of management and highly compensated employees. Any Participant's
        account under Supplement 1 is maintained solely for record-keeping
        purposes and is not to be construed as funded for tax or ERISA purposes.
        If the Company establishes a trust fund in connection with Supplement 1,
        the assets of such trust fund shall be subject to the claims of the
        Company's general creditors in the event the Company becomes insolvent.

10.3    Except as otherwise expressly provided herein, all terms and conditions
        of the Retirement Plan applicable to a Retirement Plan Benefit shall
        also be applicable to a Supplement 1 Retirement Benefit and all terms
        and conditions of the Thrift Plan applicable to a Thrift Plan Benefit
        shall also be applicable to a Supplement 1 Thrift Benefit. Nothing in
        Supplement 1 shall be construed in any way to modify, amend or affect
        the terms and provisions of either the Retirement Plan or the Thrift
        Plan.

10.4    Nothing contained in this document shall constitute a guaranty by the
        Affiliated Group or any other entity or person that the assets of the
        Affiliated Group will be sufficient to pay any benefit hereunder.
        Moreover, no Participant or beneficiary shall have any right to a
        benefit under Supplement 1, except in accordance with the terms of
        Supplement 1 as set forth herein. Establishment of Supplement 1 shall
        not be construed to give any Participant the right to be retained in the
        service of the Affiliated Group or to interfere with the right of the
        Affiliated Group to discharge any Participant.

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10.5    Except as may otherwise be required by law, no distribution or payment
        under Supplement 1 to any Participant, beneficiary, heirs and successors
        shall be subject to any manner of anticipation, alienation, sale,
        transfer, assignment, pledge, encumbrance or charge, whether voluntary
        or involuntary, and any attempt to do so shall be void; nor shall any
        such distribution or payment be in any way liable for or subject to the
        debts, contracts, liabilities, engagements or torts of any person
        entitled to such distribution or payment. If any person to whom a
        benefit is payable hereunder has been judicially declared incompetent by
        reason of physical or mental disability or is a minor, distribution of
        the Supplement 1 benefits shall be made to a duly appointed guardian, or
        other legal representative. Such payment shall completely discharge the
        Company's obligations and liabilities under Supplement 1.

10.6    Each Participant may designate a beneficiary and alternate beneficiaries
        with respect to such Participant's Supplement 1 Benefit by filing with
        the Affiliated Group a Company-approved form listing the names and
        addresses of such beneficiaries and alternate beneficiaries.

10.7    If the Company is unable to make payment to any Participant or other
        person to whom a Supplement 1 payment is due because it cannot ascertain
        the identity or whereabouts of such Participant or other person after
        reasonable efforts have been made to identify or locate such person
        (including a notice of the payment due mailed to the last known address
        of such Participant or other person as shown on the Affiliated Group
        records), such payment and all subsequent payments otherwise due to such
        Participant or other person shall be forfeited thirty-six (36) months
        after the date such payment first became due. Such payment and any
        subsequent payment,

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        however, shall be reinstated retroactively, no later than sixty (60)
        days after the date on which the Participant or person is identified or
        located.

10.8    Supplement 1 shall be binding on the parties hereto, Affiliated Group
        and Participant, their beneficiaries, heirs, executors, administrators
        and successors in interest. If any provision of Supplement 1 is held
        invalid or unenforceable, such invalidity or unenforceability shall not
        affect any other provision hereof and this plan shall be construed and
        enforced as if such provision had not been included.

10.9    The Company may deduct from all amounts payable or accrued under
        Supplement 1 any taxes (including, without limitation, federal state and
        local income taxes and FICA taxes) required to be withheld by any
        government or governmental agency. If it shall be determined by the
        taxing authorities of the United States or any political subdivisions
        thereof that any portion of the Supplement 1 Benefits hereunder are
        includable in the Participant's gross income prior to the time such
        amount would be required to be distributed or paid under the terms of
        Supplement 1, then the Company shall have the discretion to pay to the
        Participant or his or her designated beneficiary that portion of the
        benefit so includable in income. All other Supplement 1 Benefits will
        continue to be subject to the terms of Supplement 1.

10.10   The Company shall provide to each Participant an annual accounting
        setting forth such Participant's accrued benefit/total account under
        Supplement 1.

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10.11   Wherever so used in this plan, the masculine shall include the feminine
        and the singular shall include the plural and the plural the singular
        wherever the person or entity or context shall plainly so require.

10.12   The provisions of Supplement 1 shall be construed, administered and
        governed under applicable Federal law and the laws of the State of New
        York.

                                    EXHIBIT A

In addition to the participants of the Retirement Plan and the Thrift Plan,
pursuant to Sections 1.10 and 2.1, the participants of the following Qualified
Plans have been designated by the Plan Administrator to be eligible for
Supplement 1:

1.  American Overseas Petroleum Limited

2.  Caltex

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3.  Caltex Petroleum Inc.

4.  Equilon LLC

5.  Equiva LLC

6.  Equiva Services LLC

7.  Equiva Trading LLC

8.  Fuel & Marine Marketing LLC

9.  Motiva LLC

10. Star Enterprise

                                       21<PAGE>
                                                                   EXHIBIT 10.15

                       SUPPLEMENTAL BONUS RETIREMENT PLAN
                                 OF TEXACO INC.

        The Supplemental Bonus Retirement Plan of Texaco Inc. ("Supplement 3")
was adopted effective May 1, 1981 (formerly known as the Supplemental Pension
Benefit Plan) by Resolution of the Board of Directors dated October 23, 1980.
Supplement 3 is established and maintained by Texaco Inc. (the "Company") for
the purpose of providing benefits for certain management or highly compensated
employees of Texaco Inc., its subsidiaries and affiliates (the "Affiliated
Group") who participate or who have participated in a Pension Plan and a Bonus
Plan sponsored by a member of the Affiliated Group.

        The terms and provisions of Supplement 3 are set forth below:

                             ARTICLE I - DEFINITIONS

        Wherever used herein the following terms shall have the meanings
hereinafter set forth:

1.1     "Affiliated Group" means Texaco Inc. and its subsidiaries and
        affiliates, as designated by the Plan Administrator to participate in
        Supplement 3. Subsidiary shall mean any company or business entity in
        which more than 50% of the voting stock, capital interest or
        profit-share is directly or indirectly owned or controlled by the
        Company. Affiliated Company shall mean any company or business entity in
        which at least 10% but no more than 50% of the voting stock, capital
        interest, or profit-share is owned directly or indirectly by the
        Company.

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1.2     "Board" means the Board of Directors of Texaco Inc. or such Committee or
        individual as designated by the Board.

1.3     "Bonus Plan" means the Texaco Incentive Bonus Plan (excluding the
        stipend portion of such plan) or other similar arrangement sponsored by
        any member of the Affiliated Group and approved for inclusion under this
        Supplement 3 by the Company.

1.4     "Code" means Internal Revenue Code of 1986 as amended from time to time
        and any Treasury Regulations or pronouncements relating thereto.

1.5     "Company" means Texaco Inc., a Delaware corporation or any successor
        corporation or other entity resulting from a merger or consolidation
        into or with the Company or from a transfer or sale of substantially all
        of the assets of the Company.

1.6     "Employee" means a person who is an employee of a member of the
        Affiliated Group.

1.7     "ERISA" means the Employee Retirement Income Security Act of 1974 as
        amended from time to time and the Department of Labor regulations and
        pronouncements relating thereto.

1.8     "Normal Retirement Date" and "Optional Early Retirement Date" have the
        same meaning as those terms do under the applicable Pension Plan (or any
        successor or replacement qualified defined benefit plan). If no such
        plan exists, the terms of the Retirement Plan shall govern.

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1.9     "Participant" means certain management and key employees of the
        Affiliated Group who are or were participants in a Pension Plan
        maintained by a member of the Affiliated Group (or any successor or
        replacement qualified defined benefit retirement plan) and who are
        eligible to participate in Supplement 3 as set forth under Article II.

1.10    "Plan Administrator" means the person holding the position designated by
        the Company to act in the capacity of Plan Administrator of Supplement
        3.

1.11    "Pension Plan" means any defined benefit retirement plan established and
        maintained by a member of the Affiliated Group.

1.12    "Pension Plan Benefit" means the benefit payable to a Participant by
        reason of the Participant's retirement with a member of the Affiliated
        Group pursuant to a Pension Plan maintained by a member of the
        Affiliated Group.

1.13    "Retirement" when used herein in connection with the Supplement 3
        Retirement Benefit shall mean separation from service due to retirement,
        death, permanent and total disability and termination pursuant to a
        Change of Control as those terms are defined in the Company's Retirement
        Plan and Separation Pay Plan.

1.14    "Retirement Plan" means the Retirement Plan of Texaco Inc., a qualified
        defined benefit retirement plan under the Code established September 1,
        1982 (as successor to The Group Pension Plan of Texaco Inc.), as amended
        from time to time, and its successor or replacement defined benefit
        pension plan.

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1.15    "Retirement Plan Benefit" means the benefit payable to a Participant by
        reason of the Participant's retirement with a member of the Affiliated
        Group pursuant to the Retirement Plan.

1.16    "Supplement 3" means the Supplemental Bonus Retirement Plan of Texaco
        Inc.

1.17    "Supplement 3 Retirement Benefit" means the benefit payable to a
        Participant pursuant to Supplement 3 by reason of his or her Retirement
        with a member of the Affiliated Group.

                   ARTICLE II - ELIGIBILITY AND PARTICIPATION

2.1     An Employee is eligible to participate under this Supplement 3 Plan if
        the Employee has received a bonus under a Bonus Plan within the last ten
        years prior to his or her Retirement. For purposes of Supplement 3, A
        bonus shall be deemed received at such time it would have been paid,
        notwithstanding a deferral election entered into by the Employee.

2.2     Upon becoming eligible for participation in Supplement 3, each
        Participant shall be notified in a writing which shall set forth the
        rights, privileges and duties of plan participation. Each participant
        shall receive an annual statement of account specifying the benefits, or
        a reasonable estimate of the benefits, which such Participant has
        accrued under Supplement 3.

                 ARTICLE III -- SUPPLEMENT 3 RETIREMENT BENEFIT

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3.1     Except as provided herein, a Participant's Supplement 3 Retirement
        Benefit shall be computed using the same early retirement discount
        factors, formulae, interest rates, years of service, actuarial
        equivalents and general computational mechanics as used by the
        Retirement Plan. However, "Final Average Pay," as the term is defined in
        the Retirement Plan, shall be replaced by "Final Average Bonus," which
        shall be computed by taking into account the sum of the three highest
        bonuses received from a Bonus Plan during the last ten years prior to
        the Participant's Retirement with the Affiliated Group divided by
        thirty-six months. The Supplement 3 Retirement Benefit shall be computed
        by multiplying (a) the Final Average Bonus, as described above, by (b)
        the years and months of "Benefit Service," as that term is defined in
        the Retirement Plan, and by (c) the noncontributory final average pay
        factors used in the calculation of the Participant's Retirement Plan
        Benefit. For employees of the Affiliated Group not participating in the
        Retirement Plan, years and months of Benefit Service shall mean years
        and months credited for pension service under such company's Pension
        Plan, less any service recognized by an Affiliated Group member in
        calculating a similar type benefit or arrangement as determined by the
        Plan Administrator. In the event a Participant does not participate in
        any Pension Plan, the Company may, in its sole discretion, provide a
        noncontributory benefit hereunder, following the intent of this
        Supplement 3. In determining the Supplement 3 Retirement Benefit, no
        offset shall be taken for the Primary Insurance Amount received by the
        Participant. Article VII provides details regarding Supplement 3
        benefits accorded to non-US plan Participants.

3.2     A Participant is eligible for an additional contributory Supplement 3
        Retirement Benefit if (i) he or she was a contributory member of a
        Pension Plan or was restricted from contributing to such Pension Plan
        because of limitations imposed by governmental authority and (ii)
        received a Texaco bonus under the Bonus Plan.

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3.3     A participant's contributory Supplement 3 Retirement Benefit shall be
        computed by multiplying the Final Average Bonus as described in Section
        3.1 above by the difference between the contributory and
        non-contributory factor of the Retirement Plan, and by the number of the
        years of contributory Benefit Service in the Retirement Plan after 1975.
        The contributory Supplement 3 Retirement Benefit shall be reduced by a
        contributory charge equal to 1% of total bonuses paid under the Texaco
        Incentive Bonus Plan during the years and months of service recognized
        under the first sentence of this Section 3.3, plus compounded, annual
        interest from the date the bonuses were awarded. The interest rate
        employed in this regard is the interest rate employed under the
        Retirement Plan for restoring forfeited pension benefits following a
        withdrawal of member contributions under that Plan. If a Participant
        elects not to participate in such Pension Plan's contributory feature,
        then such Participant shall receive a non-contributory Supplement 3
        Retirement Benefit as computed in Section 3.1.

3.4     Service with Getty Oil Company, or subsidiary thereof, prior to March 1,
        1986 shall not be recognized in calculating the Supplement 3 Retirement
        Benefit.

3.5     The Supplement 3 Retirement Benefit described in Section 3.1 shall be
        computed as of the Participant's Retirement date with the Affiliated
        Group in the form of a straight life annuity commencing on his or her
        normal retirement date as defined in the Pension Plan. If Retirement
        occurs prior to the normal retirement date, the annuity benefit under
        Supplement 3 will be discounted using the same early retirement discount
        factors prescribed under the Retirement Plan.

                              ARTICLE IV - VESTING

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4.1     The Supplement 3 Retirement Benefit accrued prior to 1994 is fully
        vested with respect to each Participant who attained age 50 on or before
        January 1, 1994, except if such Participant is convicted of committing a
        crime against the Company or is dismissed for Just Cause, as defined in
        the Company's Separation Pay Plan. Any Supplement 3 Retirement Benefit
        accrued after 1993 by a Participant who attained age 50 on or before
        January 1, 1994 and Supplement 3 Retirement Benefits accrued by any
        Participant who had not attained age 50 on or before January 1, 1994 are
        subject to the forfeiture restrictions set forth in Article V until the
        date prior to Retirement of such Participant under the relevant Pension
        Plan. Supplement 3 Retirement Benefits shall be forfeited for any
        Participant who terminates employment with a member of the Affiliated
        Group prior to attaining age 50, except if such termination is the
        result of the Participant's Permanent and Total Disability, as the term
        is defined in the Retirement Plan. The Company, in its sole discretion,
        may elect to waive these forfeiture provisions.

4.2     In the event of the death of a Participant before Retirement under the
        applicable Pension Plan, the Supplement 3 Retirement Benefit shall be
        calculated as though the Participant had retired on the first day of the
        month on or immediately prior to the date of death. For the sole purpose
        of computing the benefits under this Supplement 3, the Participant shall
        also be deemed to have retired under the applicable Pension Plan on the
        first day of the month on or immediately prior to the date of death.

4.3     Notwithstanding anything herein to the contrary, all Supplement 3
        Retirement Benefits, including without limitation, benefits for
        Participants under age 50, shall vest on the date immediately prior to a
        Change of Control of the Company, as defined in the Company's Separation
        Pay Plan.

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                       ARTICLE V - FORFEITURE RESTRICTIONS

5.1     Except with regard to benefits vested as a result of a Change of Control
        of the Company under Section 4.3, a Participant's benefits and vested
        rights under Supplement 3 may be forfeited and cancelled if the
        Participant engages in of any of the following activities:

        A. If the Participant either (a) engages in or performs any services,
        whether on a full-time or part-time basis, or on a consulting or
        advisory basis for (i) any of the 100 largest oil and gas companies,
        ranked by assets, as determined by the annual Oil and Gas Journal
        listing of the largest oil and gas producing companies for the preceding
        year, (ii) any of the 100 leading non-U.S. oil and gas companies ranked
        by assets, as determined by the annual Oil & Gas Journal listing of the
        world's leading oil and gas producing companies for the preceding year,
        (iii) any of the following refining and marketing companies or their
        subsidiaries and affiliates: Ashland Inc., Citgo Petroleum Corp., Clark
        Oil Company, Crown Central Petroleum Corp., Diamond Shamrock Inc., Koch
        Industries, Inc., MAPCO Inc., Marathon Oil Company, Sinclair Oil Corp.,
        Sun Company, Inc., Tosco Corp., Ultramar Inc., and Valero Energy
        Corporation, (iv) any agency, instrumentality or corporation controlled
        or owned by a foreign government, which agency, instrumentality or
        corporation is primarily in the business of exploring for, producing,
        refining, marketing, or transporting oil and gas or the primary products
        thereof, or (v) any organization, which alone or in concert with others,
        is subject to the reporting and disclosure requirements of the
        Securities Exchange Act of 1934, as amended, as a result of the
        acquisition of the Company's Common Stock; (b) transfers confidential
        business information concerning the Company of any type to a competitor
        for compensation; or (c) commits an act in the course of his or her
        employment with the Company for which he or she

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<PAGE>

        is convicted of intentionally and knowingly committing a crime against
        the Company under federal law or the law of the state in which such act
        occurred.

        B. If a Participant leaves employment with the Affiliated Group without
        the Company's permission prior to such Participant's Normal Retirement
        Date as defined in the applicable Pension Plan and engages in other
        full-time employment prior to such date.

5.2     The Company may, in its sole discretion, elect to waive the
        Participant's forfeiture under circumstances described in this Article
        V.

5.3     The forfeiture restrictions in this Article V shall become null and void
        on the date immediately preceding a Change of Control, as defined in the
        Company's Separation Pay Plan.

                           ARTICLE VI - DISTRIBUTIONS

6.1     The Supplement 3 Retirement Benefit, described in Article III, is
        payable in annual installments commencing the January of the calendar
        year following a Participant's Retirement over a period actuarially
        determined to be one-half of the Participant's life expectancy computed
        at the commencement of the installments. The Company may at its sole
        discretion approve a request for a different payment schedule made by a
        Participant or by a Participant's beneficiary. Interest at a rate set
        forth under the Employee Deferral Plan or such other rate as set by the
        Board shall be credited on any unpaid balance and paid annually along
        with each installment. In the case of a Participant's death prior to the
        commencement date of Supplement 3 Retirement Benefits, the

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        benefit is payable in installments equal to one-half of the
        Participant's life expectancy measured on the date immediately preceding
        the Participant's death.

6.2     Annuity benefits shall accrue and be credited with interest to be
        compounded quarterly, as employed and administered in the Employee
        Deferral Plan of Texaco Inc.

6.3     Successive annual annuity installments shall be paid on or about the
        anniversary date of such first payment. In the event the Company, in its
        sole discretion, elects to pay the Supplement 3 Retirement Benefit in a
        lump sum, such payment shall be made in the January of the calendar year
        following the Participant's Retirement.

6.4     Notwithstanding anything to the contrary, the Company may, in its sole
        discretion, accelerate the payment of all Supplement 3 Retirement
        Benefits in the event (a) the Company determines that they constitute de
        minimis amounts, (b) a Participant's death, disability or termination of
        service, or (c) a change in law which may cause the benefits accrued
        hereunder to become taxable to any or all Participants. If the Company
        chooses to accelerate the benefit under this Section 6.4, the Company
        shall use the Retirement Plan interest rate and actuarial factors. In
        determining the present value of a lump sum benefit at age 50 for
        payment before age 50, the Company shall use the interest rate employed
        by the Retirement Plan in connection with the return of plan participant
        contributions. After a Change of Control, such rate shall be the rate in
        effect immediately prior to the Change of Control.

             ARTICLE VII -- QUALIFIED PLAN OUTSIDE THE UNITED STATES

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7.1     The Company may, at its sole discretion, elect to include in this
        Supplement 3 Employees who have participated in Pension Plans in
        jurisdictions outside the United States. Such arrangements shall be
        listed in Exhibit A to this Supplement 3.

7.2     The Plan Administrator shall have full discretion to calculate
        comparable benefits under Section 7.1 consistent with the intent and
        compatible with the provisions outlined in this Supplement 3. In
        determining the Supplement 3 Retirement Benefit, the Plan Administrator
        shall use the same practices and procedures employed herein wherever
        possible with respect to jurisdictions outside the United States. Where
        the same practice or procedure cannot be used, the Plan Administrator
        shall have the sole discretion to adopt a practice or procedure within
        the spirit as that which is employed hereunder. The Plan Administrator
        has sole discretion to develop a procedure determining the details of a
        comparable supplement with respect to Pension Plans outside the United
        States.

7.3     The Supplement 3 Benefit under Section 7.1 would reference the non-US
        Pension Plan similar to the Retirement Plan.

                         VIII - AMENDMENT OR TERMINATION

8.1     The Company intends Supplement 3 to be permanent but it reserves the
        right to modify, amend, revise or terminate Supplement 3, when in it its
        sole discretion, such action is advisable. No plan modification,
        amendment, revision or termination, however, shall reduce or eliminate a
        Participant's benefit under Supplement 3 which is accrued on the date
        prior to the effective date of such modification, amendment, revision or
        termination, unless such Participant gives his or her written consent.
        Such protected accrued benefit shall be calculated as though the
        Participant

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        terminated employment on the day prior to the effective date of any such
        amendment or plan termination. Any modification, amendment, revision or
        termination to Supplement 3 shall be made pursuant to a resolution of
        the Board, unless such authority has been delegated to an Employee of
        the Company, and shall specify the effective date of such action.

8.2     The Company shall notify all Participants in writing of any material
        modification, amendment, revision or termination of Supplement 3.

                          ARTICLE IX -- ADMINISTRATION

9.1     The Plan Administrator, as designated by the Board, shall be responsible
        for the general operation and administration of Supplement 3, and thus
        shall have absolute and full power, discretion and authority to
        interpret, construe and administer Supplement 3 and to take any action
        thereunder, including without limitations, to resolve any ambiguities
        and omissions in the Plan and to determine all issues arising in
        connection with administration, interpretation, and application of
        Supplement 3. The Plan Administrator's actions and determinations shall
        be final, conclusive and binding on all persons. Notwithstanding the
        above, after a Change of Control as defined in the Company's Separation
        Pay Plan such authority to interpret, construe and administer Supplement
        3 may be the responsibility of a third party trustee, if so designated
        by the Company, in connection with Supplement 3 or in connection with
        the establishment of a grantor trust to secure the benefits provided by
        Supplement 3.

9.2     All provisions set forth in the Affiliated Group's Pension Plans with
        respect to the administrative powers and duties of the Affiliated Group
        member's and procedures for filing claims shall also be

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        applicable with respect to Supplement 3. The Plan Administrator, in
        administering Supplement 3, shall be entitled to rely conclusively upon
        the tables, valuations, certificates, opinions and reports furnished by
        any actuary, accountant, comptroller, counsel or other person employed
        or engaged by the Affiliated Group member with respect to Supplement 3
        and/or its Pension Plans.

9.3     The Supplement 3 Plan Administrator shall have the power to adopt
        guidelines necessary and advisable to implement, administer and
        interpret Supplement 3 or to transact its business. Guidelines so
        adopted shall be binding upon any person having an interest in or under
        Supplement 3.

9.4     The Company shall indemnify and hold harmless agents administering
        Supplement 3 against any and all claims, loss, damage, expense or
        liability arising from any action or failure to act with respect to
        Supplement 3, except in the case of gross negligence or willful
        misconduct.

9.5     Decisions made by the Plan Administrator with respect to all issues and
        claims relative to Supplement 3 will be final, conclusive and binding on
        all persons having an interest in or under Supplement 3.

                            ARTICLE X - MISCELLANEOUS

10.1    Participants and their beneficiaries, heirs and successors under
        Supplement 3 shall have solely those rights of an unsecured creditor of
        the Company. Except to the extent otherwise provided in a trust
        established by the Company to pay Supplement 3 Retirement Benefits, as
        described in Section 10.2, no assets of the Company shall be held in
        trust for the Participant, their beneficiaries,

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        heirs and successors, nor shall any assets be considered security for
        the performance of delegations of the Company and said assets shall at
        all times remain unrestricted general assets of the Company. Supplement
        3 is intended to constitute a top hat plan under ERISA and as such the
        Company's obligation under the Supplement 3 shall be an unsecured and an
        unfunded promise to pay benefits at a future date.

10.2    The Company may, in its sole discretion, contribute assets to a trust
        fund in order to pay some or all benefits to Participants and their
        beneficiaries, heirs and successors. However, no funds or assets shall
        be segregated or physically set aside with respect to the Company's
        obligations under Supplement 3 in a manner which would cause Supplement
        3 to be "funded" for ERISA purposes. Supplement 3 shall be maintained to
        provide supplemental retirement benefits for a select group of
        management and highly compensated employees. Any Participant's account
        under Supplement 3 is maintained solely for record-keeping purposes and
        is not to be construed as funded for tax or ERISA purposes. If the
        Company establishes a trust fund in connection with Supplement 3, the
        assets of such trust fund shall be subject to the claims of the
        Company's general creditors in the event the Company becomes insolvent.

10.3    Except as otherwise expressly provided herein, all terms and conditions
        of the Retirement Plan shall also be applicable to the Supplement 3.
        Nothing in Supplement 3 shall be construed in any way to modify, amend
        or affect the terms and provisions of the relevant Pension Plan.

10.4    Nothing contained in this document shall constitute a guaranty by the
        Company or any other entity or person that the assets of the Company
        will be sufficient to pay any benefit hereunder. Moreover, no
        Participant or beneficiary shall have any right to a benefit under
        Supplement 3,

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        except in accordance with the terms of Supplement 3 as set forth herein.
        Establishment of Supplement 3 shall not be construed to give any
        Participant the right to be retained in the service of the Affiliated
        Group or to interfere with the right of the Affiliated Group to
        discharge any Participant.

10.5    Except as may otherwise be required by law, no distribution or payment
        under Supplement 3 to any Participant, beneficiary, heirs and successors
        shall be subject to any manner to anticipation, alienation, sale,
        transfer, assignment, pledge encumbrance or charge, whether voluntary or
        involuntary, and any attempt to do so shall be void; nor shall any such
        distribution or payment be in any way liable for or subject to the
        debts, contracts, liabilities, engagements or torts of any person
        entitled to such distribution or payment. If any person to whom a
        benefit is payable hereunder has been judicially declared incompetent by
        reason of physical or mental disability or is a minor, distribution of
        the Supplement 3 Retirement Benefits shall be made to a duly appointed
        guardian or other legal representative. Such payment shall completely
        discharge the Affiliated Group member's obligations and liabilities
        under this Supplement 3.

10.6    Each Participant may designate a beneficiary and alternate beneficiaries
        with respect to such Participant's Supplement 3 Retirement Benefit by
        filing with the Affiliated Group a Company-approved form listing of the
        names and addresses of such beneficiaries and any alternate
        beneficiaries.

10.7    If the Company is unable to make payment to any Participant or other
        person to whom an Supplement 3 payment is due because it cannot
        ascertain the identity or whereabouts of such Participant or other
        person after reasonable efforts have been made to identify or locate
        such

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        person (including a notice of the payment due mailed to the last known
        address of such Participant or other person as shown on the Affiliated
        Group records), such payment and all subsequent payments otherwise due
        to such Participant or other person shall be forfeited thirty-six (36)
        months after the date such payment first became due. Such payment and
        any subsequent payment, however, shall be reinstated retroactively, no
        later than sixty (60) days after the date on which the Participant or
        person is identified or located.

10.8    Supplement 3 shall be binding on the parties hereto, Company and
        Participant, their beneficiaries, heirs, executors, administrators and
        successors in interest. If any provision of Supplement 3 is held invalid
        or unenforceable, such invalidity or unenforceability shall not affect
        any other provision hereof and this plan shall be construed and enforced
        as if such provision had not been included.

10.9    The Company may deduct from all amounts payable or accrued under
        Supplement 3 any taxes (including, without limitation, federal state and
        local income taxes and FICA taxes) required to be withheld by any
        government or governmental agency. If it shall be determined by the
        taxing authorities of the United States or other sovereign nations or
        political subdivisions thereof that any portion of the benefits under
        Supplement 3 are includable in the Participant's gross income prior to
        the time such amount would be required to be distributed or paid under
        the terms of Supplement 3, then the Company shall have the discretion to
        pay to the Participant or his or her designated beneficiary that portion
        of the deferral so includable in income. All other benefits will
        continue to be subject to the terms of this Supplement 3.

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<PAGE>

10.10   The Company shall provide to each Participant an annual accounting
        setting forth such Participant's accrued benefit/total account under
        Supplement 3.

10.11   Wherever so used in this plan, the masculine shall include the feminine
        and the singular shall include the plural and the plural the singular
        wherever the person or entity or context shall plainly so require.

10.12   The provisions of Supplement 3 shall be construed, administered and
        governed under applicable Federal law and the laws of the State of New
        York.

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<PAGE>

                                    EXHIBIT A

In addition to the participants of the Retirement Plan, the participants of the
following Companies' Pension Plans have been designated by the Plan
Administrator to be eligible for Supplement 3:

1.  American Overseas Petroleum Limited

2.  Caltex

3.  Caltex Petroleum Inc.

4.  Equilon LLC

5.  Equiva LLC

6.  Equiva Services LLC

7.  Equiva Trading LLC

8.  Fuel & Marine Marketing LLC

9.  Motiva LLC

10. Star Enterprise

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