Document:

EX-10.37

 Exhibit 10.37 

 
 

 
 December 6, 2016 

Better Mortgage 
 459 Broadway, 5th floor 
 New York, New York, 10013 

FIRST AMENDMENT TO THE DATA AND 
 ANALYTICS SERVICES
AGREEMENT 
 A. This written modification of Schedule A to the Data and Analytics Services Agreement dated August 25, 2016 (the
“Agreement”) is entered into between (i) thenumber, LLC , (“thenumber”) and (ii) Avex Funding Corp. d/b/a Better Mortgage (together with its affiliates, the “Client”) pursuant to section 8.4 of the Agreement.
The second paragraph in Section I of Schedule “A”: Services is hereby modified to read as follows: 
 I. Services 

thenumber shall provide Client with lead generation services. thenumber will identify refinancing candidates within parameters provided by Client [***] or
other identifying information about leads. 
 thenumber will also provide data analysis services to Client. Client will upload the names and e-mail addresses of all customers from 2016 to thenumber. thenumber will then provide Client with a report containing information in its possession associated with each e-mail
address. 
 Post pilot, and upon Agreement of Fees, thenumber will provide additional leads as agreed to by Client and thenumber. 

B. Except as amended hereby, the Agreement shall remain in full force and effect. 

CLIENT ACKNOWLEDGES HAVING READ THIS AMENDMENT AND AGREES TO ALL TERMS AND CONDITIONS STATED HEREIN. 

  
 1 

									
	THENUMBER LLC	 		 	Avex Funding Corp. d/b/a Better Mortgage
					
	By:	 	 /s/ Nicholas J. Calamari
	 		 	By:	 	 /s/ Paula Tuffin

	Name:	 	Nicholas J. Calamari	 		 	Name:	 	Paula Tuffin
	Title:	 	General Counsel	 		 	Title:	 	General Counsel
					
	Date:	 	December 6, 2016	 		 	Date:	 	December 6, 2016

  
 2EX-10.38

 Exhibit 10.38 

 
 

 
 November 29, 2017 

Better Mortgage Corporation 
 459 Broadway, 5th floor 
 New York, New York, 10013 

SECOND AMENDMENT TO THE DATA AND 
 ANALYTICS SERVICES
AGREEMENT 
 A.This written modification of the Data and Analytics Services Agreement dated August 25, 2016 (the “Agreement”) is entered
into between (i) thenumber, LLC , (“thenumber”) and (ii) Avex Funding Corp. d/b/a Better Mortgage (together with its affiliates, the “Client”) pursuant to section 8.4 of the Agreement. The modifications are as follows:

 Throughout the Agreement, all references to “Avex Funding Corporation d/b/a Better Mortgage,” “Avex” and
“Client” shall mean Better Mortgage Corporation and its affiliates. The second paragraph in Section I of Schedule “A”: Services is hereby modified to read as follows: 

 

	 	I.	 Services 

thenumber shall provide Client with [***] lead generation services and data analysis services as requested from time to time by the Client.
thenumber shall also provide Client with access to its platform. 
  

	 	II.	 Fees 

Client will pay thenumber [***] for the Services. 

B.Except as amended hereby, the Agreement shall remain in full force and effect. 

CLIENT ACKNOWLEDGES HAVING READ THIS AMENDMENT AND AGREES TO ALL TERMS AND CONDITIONS STATED HEREIN. 

Signature page to follow 

  
 1 

									
	THENUMBER LLC	 		 	BETTER MORTGAGE CORPORATION
					
	By:	 	
                     
            
	 		 	By:	 	 /s/ Paula Tuffin

	Name: Guhan Kandasamy	 		 	Name: Paula Tuffin
	Title: CEO	 		 	Title: General Counsel
			
	Date:                                   
             	 		 	Date: November 29, 2017                

  
 2EX-10.39

 Exhibit 10.39 

 

	
	 

  

	  
 

 Private and Confidential 

November 12, 2021 
 TheNumber, LLC 1 

World Trade Center 
 85th Floor 

New York NY 10007 
 Re: Amended and Restated Technology
Integration and License Agreement 
 Dear Sofia: 

TheNumber, LLC (“TheNumber”) and Better Holdco, Inc. and its subsidiaries (“Better” and, together with TheNumber, the
“Parties” and each a “Party”) believe that TheNumber’s existing technology infrastructure can enhance Better’s ability to provide a transaction-agnostic, self-resolving, discoverable interface atop Better’s
ever-growing pool of high-value, high-fidelity customer data while limiting unnecessary re-development risk. This Amended and Restated Technology Integration and License Agreement (this “Letter
Agreement”) between TheNumber and Better supersedes and replaces the Technology Integration and License Agreement entered into by and between the parties on September 10, 2021, which as of the effective date of this Letter Agreement, shall
be of no further force or effect. This Letter Agreement provides for the (1) joint development and proof of concept of Phase One and Phase Two of the Consumer Credit Profile set forth in Exhibit A hereto, and
(2) the continued provision of certain Existing Services (as defined below) by TheNumber to Better. 
 In consideration of the mutual
covenants set out in this Letter Agreement and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged by us and your acceptance and acknowledgement of this Letter Agreement, the Parties agree as
follows: 
  

	 	1.	 Provision and Joint Development of Consumer Credit Profile. TheNumber shall (i) provide Better with
access to, and copies of, the Product (as defined in Exhibit A), and (ii) use commercially reasonable efforts to jointly develop, together with engineers employed by Better, the Consumer Credit Profile through Phase One and Phase Two as set
forth in Exhibit A hereto. 

  

	 	2.	 Continuation of Existing Services. TheNumber shall use commercially reasonable efforts to continue
providing the services set forth in Exhibit B hereto (collectively, the “Existing Services”), including by [***]. 

	
	 

  

	  
 

  

	 	3.	 Intellectual Property Rights. 

 

	 	a.	 TheNumber hereby grants Better a royalty-free, fully paid-up,
worldwide, irrevocable (other than pursuant to Section 5), non-exclusive license under any and all intellectual property rights (including any rights in patents, trade secrets, copyrights, software, data
or any other intellectual property rights, but excluding any rights in trademarks or service marks) (collectively, “IP”) owned or sublicensable by TheNumber in connection with the development, configuration, compilation, use, display,
modification, maintenance, reproduction and any other exploitation of the Consumer Credit Profile (including, for the avoidance of doubt, the Product and any IP therein to the extent used or incorporated in the Consumer Credit Profile), and to make
full use and exploitation of the Existing Services, in each case, for Better’s and its affiliates’ own business purposes. 

  

	 	b.	 Better shall have the right to grant non-transferable sublicenses,
solely within the scope of the license granted to Better under Section 3.a, to (i) Better’s affiliates, provided that any sublicense granted to an affiliate will automatically and immediately terminate once such entity ceases to
constitute an affiliate of Better, (ii) service providers and consultants of Better or its affiliates in connection with providing services to or on behalf Better or its affiliates, and (iii) customers of Better or its affiliates solely to
the extent necessary for such customers to use products or services provided by or on behalf of Better or its affiliates, provided that, with respect to software, such rights to customers shall be limited to object code formats only.

  

	 	c.	 As between the Parties, TheNumber shall remain the sole and exclusive owner of any and all IP that is owned by
TheNumber as of the date of this Letter Agreement, including any such IP in or to the Product as it exists as of the date hereof. 

  

	 	d.	 Any IP developed in or with respect to the Consumer Credit Profile under this Letter Agreement after the date
hereof (“CCP IP”) shall be owned by TheNumber. If and to the extent any CCP IP becomes owned or jointly owned by Better under applicable law, Better hereby assigns to TheNumber all of its right, title and interest in and to such CPP IP.
For the avoidance of doubt, the CCP IP shall be included within the scope of IP licensed under Section 3.a. 

  

	 	e.	 Other than as expressly set forth in this Section 3, nothing in this Letter Agreement shall transfer any
right of ownership or grant any license or other rights in or with respect to IP. 

  

	 	4.	 Designated Consultants. Better may engage, in a personal capacity as independent consultants, the
employees employed by TheNumber listed in Exhibit C hereto as Better determines necessary and appropriate based on the scope of work required in connection with Phase One and Phase Two of the Consumer Credit Profile. 

	
	 

  

	  
 

  

	 	5.	 Termination. [***] 

 

	 	6.	 Effect of Termination: [***] 

 

	 	[***]	 

  

	 	[***]	 

  

	 	[***]	 

  

	 	[***]	 

  

	 	[***]	 

  

	 	7.	 Entire Agreement. Subject to the second sentence of this Section 7, this Letter Agreement contains
all of the terms agreed upon or made by the Parties relating to the subject matter of this Letter Agreement, and supersedes all prior and contemporaneous agreements, negotiations, correspondence, undertakings, communications and public or private
disclosures of the Parties, oral or written, respecting such subject matter. Without prejudice to the immediately preceding sentence, this Letter Agreement is distinct and 

	
	 

  

	  
 

  

	 	
independent from the Data and Analytics Services Agreement entered into by and between TheNumber and Better Mortgage Corporation dated as of August 25, 2016 and amended on December 6,
2016 and November 29, 2017 (collectively, the “Services Agreement”), and this Letter Agreement does not amend, alter, repeal or terminate the Services Agreement in any way. 

 

	 	8.	 Amendments and Waivers. No provision of this Letter Agreement may be amended, modified, waived or
discharged except as agreed to in writing by the Parties. The failure of a Party to insist upon strict adherence to any term of this Letter Agreement on any occasion shall not be considered a waiver thereof or deprive that Party of the right
thereafter to insist upon strict adherence to that term or any other term of this Letter Agreement. 

  

	 	9.	 Binding Effect; Assignment. This Letter Agreement shall be binding upon and inure to the benefit of the
Parties and their respective successors and permitted assigns. No assignment by any Party of all or any portion of its rights, obligations or liabilities under this Letter Agreement shall be permitted without the prior written consent of the other
Party to this Letter Agreement. 

  

	 	10.	 Headings. The headings of the Sections of this Letter Agreement are for convenience of reference only,
and are not to be considered in construing the terms and provisions of this Letter Agreement. References to a “Section” of or “Exhibit” to this Letter Agreement shall be deemed to refer to the indicated Section of or Exhibit to
this Letter Agreement, unless the context clearly indicates otherwise. 

  

	 	11.	 Confidentiality. 

 

	 	a.	 Each of Better and TheNumber shall keep confidential and shall not disclose, or permit any of its respective
Disclosure Recipients (as defined below) to disclose, any information or materials regarding the terms of this Letter Agreement, or any confidential or proprietary information or materials (including data) that such Party (the “Receiving
Party”) receives, directly or indirectly, from the other Party (the “Disclosing Party”) and which the Receiving Party knows or reasonably should know constitutes confidential or proprietary information of the Disclosing Party (such
information, “Confidential Information,” it being understood that any source code constituting either the Product or CCP IP is Confidential Information of TheNumber), except (and then only) to the extent that (i) the disclosure of
such Confidential Information is expressly required by applicable law, including federal or state securities laws, or by applicable stock exchange rules, (ii) the information or materials were previously known to the Receiving Party, other than
as disclosed to it, directly or indirectly, by the Disclosing Party (in which case such information and materials shall not constitute Confidential Information), (iii) such Confidential Information becomes publicly known other than through the
actions or inactions of the other Party or its Disclosure Recipients (after which such information or materials shall no longer be considered “Confidential Information”), or (iv) such Confidential Information is disclosed by the
Receiving Party to its Disclosure Recipients that have a need for access and who are 

	
	 

  

	  
 

  

	 	
bound by confidentiality obligations no less restrictive than those provided in this Letter Agreement, provided that any such Disclosure Recipient to whom such Confidential Information is
disclosed agrees to keep such Confidential Information confidential to the same extent as if such Disclosure Recipient is required under applicable law, agreement or professional obligations to keep confidential information of the Receiving Party
confidential, and the Receiving Party shall be responsible for any breach of confidentiality by its Disclosure Recipient as if such breach were committed directly by the Receiving Party. 

 

	 	b.	 Without limiting the foregoing, in the event that a Receiving Party or any of its Disclosure Recipients is
required by any applicable law, stock exchange rule, statute, governmental rule or regulation or judicial or governmental order, judgment or decree to disclose any Confidential Information of the Disclosing Party, unless otherwise agreed to by the
Disclosing Party, prior to such disclosure, the Receiving Party shall promptly notify the Disclosing Party (to the extent not prohibited by applicable law from giving notice) in writing of such anticipated disclosure, which notification shall
include the nature of the legal requirement and the extent of the required disclosure, and (except where such disclosure is required to be made pursuant to a routine request by an agency or similar body that regulates such entity or any of its
activities) such Receiving Party shall cooperate with the Disclosing Party to preserve the confidentiality of such information consistent with applicable law (including by providing assistance as the Disclosing Party may reasonably request in order
to seek a protective order or other appropriate relief, withholding disclosure of such Confidential Information until such time as it has been finally determined that such disclosure is required under applicable law, or such other reasonable
measures as requested). Subject to the foregoing sentence, each Party in its capacity as the Receiving Party, and each of its Disclosure Recipients, may furnish that portion (and only that portion) of the Disclosing Party’s Confidential
Information that the Receiving Party and its Disclosure Recipients are legally compelled or otherwise legally required to disclose. 

  

	 	c.	 For purposes of this Section 11, “Disclosure Recipient” means, with respect to a Receiving
Party, that Receiving Party’s affiliates, directors, officers, employees, consultants, representatives, agents, stockholders, attorneys, financing sources and other financial or professional advisors. 

 

	 	12.	 Data Security. 

 

	 	a.	 If any data is made available or accessible to TheNumber, its employees, agents or contractors, pertaining to
Better’s business or financial affairs, or to Better’s projects, transactions, clients or customers, TheNumber will not store, copy, analyze, monitor or otherwise use that data except for the purposes set forth in this Letter Agreement for
the benefit of Better. TheNumber will comply fully with all applicable laws, regulations, and government orders relating to personally identifiable information (“PII”) and data privacy with respect to any such data that TheNumber receives
or has access to under this Letter Agreement or in connection with the performance of any services for Better. 

	
	 

  

	  
 

  

	 	b.	 TheNumber has implemented and shall maintain an information security program which includes industry standard
technical, administrative and physical security policies to protect Better’s data from unauthorized disclosure. TheNumber agrees to notify Better within seventy-two (72) hours if it becomes aware of
any unauthorized access, copying, alteration, destruction, or use of Better’s customer information, including PII, in violation of the terms of this Letter Agreement. TheNumber also agrees to notify Better within
seventy-two (72) hours in the event of any security breach that results in a material risk to Better’s customer information, including PII. 

 

	 	c.	 Better and TheNumber agree to reasonably assist each other in timely responding to any consumer “request
to know” or “request to delete” (as defined pursuant to Data Protection Laws) and will promptly provide each other with information reasonably necessary for the other to respond to such requests. 

 

	 	d.	 TheNumber agrees to promptly return all customer information, including PII, to Better upon the expiration or
termination of this Letter Agreement, or at any time at Better’s request. 

  

	 	13.	 Notices. All notices, requests, consents, claims, demands, waivers and other communications hereunder
shall be in writing and shall be deemed to have been duly given or made as follows: (a) when delivered in person or by a nationally recognized overnight courier (with written confirmation of receipt), (b) upon receipt of confirmation of
successful transmission if sent by facsimile or email or (c) upon receipt if sent by certified or registered mail, return receipt requested, postage prepaid. Such communication shall be sent to the addresses indicated below:

  

	 	a.	 if to TheNumber, to: 

TheNumber, LLC 
 1 World Trade
Center 
 85th Floor 
 New
York NY 10007 
 Attention: Sofia Skarlatos 

[***] 
  

	 	b.	 if to Better, to: 

Better HoldCo, Inc. 
 3 World
Trade Center 
 59th Floor 

New York, NY 10007 
 Attention:
Paula Tuffin 
 [***] 

	
	 

  

	  
 

  

	 	14.	 Counterparts. This Letter Agreement may be executed in any number of counterparts, each of which shall
be an original and all of which together shall constitute one and the same document, binding on the Parties notwithstanding that each of the Parties may have signed different counterparts. A facsimile transmission or portable document format (PDF)
file of this Letter Agreement bearing a signature on behalf of a Party shall be legal and binding on such Party. The Parties agree that this Letter Agreement may be electronically signed by one or more Parties. Any electronic signature used by a
Party to sign this Letter Agreement shall be treated the same as handwritten signatures for the purposes of validity, enforceability and admissibility. Without limiting the foregoing, nothing in this Letter Agreement shall be construed to require a
Party to sign this Letter Agreement by electronic signature. 

  

	 	15.	 Governing Law. This Letter Agreement shall be governed by and construed in accordance with the laws of
[***], without giving effect to principles or rules of conflicts of laws to the extent such principles or rules would require or permit the application of the substantive laws of another jurisdiction. 

 

	 	16.	 Jurisdiction. The Parties hereto (a) agree that any action, proceeding, claim or dispute arising
out of, or relating in any way to, this Letter Agreement shall be brought and enforced in the courts of [***], and irrevocably submit to such jurisdiction and venue, which jurisdiction and venue shall be exclusive and (b) waive any objection to
such exclusive jurisdiction and venue or that such courts represent an inconvenient forum. 

  

	 	17.	 Interpretation. Unless context otherwise requires, for the purposes of this Letter Agreement:
(a) if a term is defined as one part of speech (such as a noun), it shall have a corresponding meaning when used as another part of speech (such as a verb); (b) whenever the words “includes” or “including,” or “by way
of example” or similar are used, they shall be deemed to be followed by the words “without limitation”; (c) the word “or” is not exclusive; (d) the words “hereto,” “hereof,” “hereby,”
“herein,” “hereunder” and similar terms in this Letter Agreement shall refer to this Letter Agreement as a whole and not any particular provision of this Letter Agreement; and (e) the word “extent” in the phrase
“to the extent” shall mean the degree to which a subject or other thing extends and such phrase shall not mean simply “if.” 

  

	 	18.	 Further Assurances. Subject to and as soon as reasonably practicable following the successful completion
of Phase One and Phase Two of the Consumer Credit Profile development, or upon such earlier time as the Parties mutually agree, the Parties shall cooperate and negotiate in good faith to enter into one or more agreements, on commercially reasonable
and mutually agreed terms and conditions, related to the development of Phase Three of the Consumer Credit Profile set forth in Exhibit A hereto; provided that, nothing in this Letter Agreement shall be construed to impose upon either Party
any binding legal obligation whatsoever to enter into any subsequent agreement related to the development of Phase Three of the Consumer Credit Profile. 

(Remaining page is intentionally left blank) 

	
	 

  

	  
 

  

 
			
	 Very truly yours,

	
	 BETTER HOLDCO, INC.

		
	 By:
	 	 /s/ Paula Tuffin

		 	 Name: Paula Tuffin

		 	 Title: General Counsel

  

			
	 AGREED AND ACCEPTED:

	
	 THENUMBER, LLC

		
	 By:
	 	 /s/ Sofia Skarlatos

		 	 Name: Sofia Skarlatos

		 	 Title: Acting General Counsel

	
	 

  

	  
 

  

 EXHIBIT A 

CONSUMER CREDIT PROFILE PHASES 
 The
“Consumer Credit Profile” as defined in the Letter Agreement will consist of the Product (as defined below) and additional software components and related databases, and will be developed to enable teams to quickly and easily access
near-real-time data by navigating the graph of relationships in a low-friction and low-overhead manner. 

Better believes that TheNumber’s technology infrastructure can enhance Better’s ability to provide a transaction-agnostic, self-resolving,
discoverable interface atop Better’s ever-growing pool of high-value, high-fidelity customer data while limiting unnecessary re-development risk. 

Phase One—Proof of Concept. 
 [***]

 [***] 
 Phase Two—Minimum Viable
Product. 
 [***] 
 [***]

 Phase Three—Full Integration 

[***] 
 [***] 

	
	 

  

	  
 

  

 EXHIBIT B 

EXISTING SERVICES 
  

			
	 SERVICE
	  	 DESCRIPTION

	[***]	  	[***]
		
	[***]	  	[***]
		
	[***]	  	[***]
		
	[***]	  	[***]
		
	[***]	  	 [***]
  

[***]

		
	[***]	  	[***]

	
	 

  

	  
 

  

 EXHIBIT C 

THENUMBER EMPLOYEES 
 [***]

 [***] 
 [***] 

[***] 
 [***] 

[***] 
  

	[***]

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