Document:

EXHIBIT 10.15
                              SETTLEMENT AGREEMENT
                               AND MUTUAL RELEASE

     This  Settlement  Agreement and Mutual Release (the "Agreement") is made as
of July 15, 2002 by and between STEPHEN FORREST BECK, an individual with offices
at  10761 Wilkins Avenue, Los Angeles, CA 90024 (hereafter "BECK"), and MATERIAL
TECHNOLOGIES,  INC.,  a  Delaware  corporation with offices at 11661 San Vicente
Boulevard,  Suite 707, Los Angeles, CA 90049 (hereafter "MATECH"), and ROBERT M.
BERNSTEIN,  an  individual  with  the  same  offices  as  MATECH  (hereafter
"BERNSTEIN"),  with  reference  to  the  following  facts:

WHEREAS,  on  April  30, 2001 MATECH filed a lawsuit in the Los Angeles Superior
Court  entitled  Material Technologies, Inc. v. Stephen Forrest Beck, LASC Civil
                 ---------------------------------------------------
No.  BC249495,  seeking  the return of 244,427 shares of MATECH common stock, or
the reasonable value thereof, and on April 30, 2001 BECK filed a lawsuit in said
                              ---
Court  entitled  Stephen  Forrest  Beck  v.  Robert  M.  Bernstein,  Material
                 ------------------------------------------------------------
Technologies, Inc., et al, LASC Civil No. BC249547 seeking damages for breach of
           --------------
contract,  and  other  claims (hereafter collectively called the "Superior Court
Actions");

WHEREAS, the consolidated Superior Court Actions are set for Trial in Department
61  of the L.A. Superior Court, 111 No. Hill Street, Los Angeles, CA at 9:30 am.
on  Monday,  September  9,  2002,  before  the  Hon.  David  L.  Minning;  and

WHEREAS,  without  admitting  any  liability  to  each  other,  BECK, MATECH and
BERNSTEIN  desire  to  avoid further litigation and mutually settle the Superior
Court  Actions  on  the  terms  set  forth  below.

Therefore,  the  undersigned  parties  agree  as  follows:

1.     CONSIDERATION
       -------------

     (a)     MATECH  agrees  to  promptly  issue  to  BECK one million shares of
MATECH  Class A common stock, duly legended with a restriction upon sale for one
year  after  issuance, subject to the U.S. Securities & Exchange Commission Rule
144  (Securities  Act  of  1933,  as  amended)  holding period and documentation
requirements  (hereafter  the  "Settlement  Shares"), upon the express condition
that  the  parties  hereto  first  consummate  the  following:

          (i)     BECK  executes  and  files  a  "SUBSTITUTION  OF
ATTORNEY  - CIVIL" appointing himself In Pro Per as his attorney-of-record (Cal.
Judicial  Council  Form MC-050, copy attached as EXHIBIT A), or which appoints a
licensed

<PAGE>

                                                       2.

California  attorney who reviews and signs this Agreement, in the Superior Court
Actions,  and  serves  the same on MATECH and BERNSTEIN and their legal counsel;
and

          (ii)     Subsequently,  BECK,  MATECH  and  BERNSTEIN  execute
and  file  a "REQUEST FOR DISMISSAL", with Prejudice (Cal. Judicial Council Form
982(a)(5),  copy  attached as EXHIBIT B) as to all other parties in the Superior
Court Actions, and serves the same on the other parties and their legal counsel,
if  any.

(b)     BECK's  said  MATECH  Settlement  Shares shall be freely tradable on the
NASDAQ Bulletin Board after the one year holding period, but BECK shall not sell
any  said  MATECH  Settlement  Shares  in excess of ten percent of the volume of
MATECH  shares  publicly  traded  in the previous month.  The amount of MATECH's
shares publicly and previously traded for such measurement purposes shall not be
cumulative.  The  calculation of trading volume shall be that which is conducted
by  the investment banking firm of Wedbush Morgan, which shall be reduced by 50%
to  account  for  the  double  reporting  of trades.  In any month in which BECK
intends  to  sell  stock,  he shall promptly provide such trading volume data to
MATECH  for  informational purposes only.  At the end of any month in which BECK
has  sold MATECH Settlement Shares he shall promptly inform MATECH in writing of
the  total  number  of  shares  he  traded.

(c)     The  percentage  of  BECK's  said  MATECH  Settlement  Shares  in
relation  to  the outstanding number of MATECH shares on the date of issuance of
said  MATECH  Settlement  Shares  shall  not be diluted for a period of eighteen
months  thereafter  by  the  issuance  of  any  other  MATECH shares, options or
warrants to any third-party or to BERNSTEIN, whether or not for consideration or
for  any  purpose  whatsoever,  without  exception.  If MATECH issues any of its
shares  during this period, it shall simultaneously issue a sufficient number of
shares to BECK so that his percent ownership in MATECH as of the date of initial
issuance  of said MATECH Settlement Shares remains unchanged.  Any added, MATECH
shares  issued  to  Beck  pursuant  to  this  anti-dilution  paragraph  shall be
similarly subject to the SEC Rule 144 one-year holding period and public trading
restrictions  in  paragraph  1(a)  above.

<PAGE>

                                                       3.

          (i)     In  the  event  that  MATECH issues any stock options or stock
warrants  to  any  third-party  or BERNSTEIN during such eighteen months period,
MATECH  shall  offer a pro-rata share of such options or warrants to BECK on the
same  terms  and conditions as they are offered to the recipient of such options
and  warrants,  so  that BECK's percentage ownership of MATECH shares, including
options  and  warrants,  is  not  reduced;  and

          (ii)     MATECH  shall  establish  an  escrow  account  at  its  own
expense  to  be  administered by MATECH's transfer agent into which MATECH shall
subsequently  transfer  2,000,000  shares  of  its  common  stock.  MATECH shall
concurrently issue to such agent irrevocable instructions governing the issuance
of  additional  Settlement  Shares  to BECK in furtherancs of this anti-dilution
provision.  Such  instructions  shall  be  in  the form of a letter from MATECH,
approved  by  its  Board  of  Directors,  which is substantially similar to that
attached  hereto  as  EXHIBIT  C.

     (d)     All  parties agree to promptly sign and return any and all forms or
supplementary  documents,  in  good faith, and take additional actions which are
necessary  to  give  full force and effect to the basic terms and intent of this
Agreement.

     (e)     No  party,  nor  their  spouse  or legal counsel shall disclose the
terms
of  this Agreement to third parties' without the written permission of the other
parties,  other  than  to  effectuate  the  provisions  of  this  Agreement; and

2.     MUTUAL  GENERAL  RELEASE
       ------------------------

     (a) Except for the obligations of this Agreement, each party hereto, for
itself and on behalf of their heirs, executors, successors and assigns, shall
fully and forever remise, release and discharge the other party (and their
heirs, executors, assigns, agents, servants, employees, attorneys and
investigators) of any and all claims, manner of actions or actions, cause and
causes of action, suits, debts, dues, liabilities, sums of money, accounts,
reckonings, royalties, bills, covenants, contracts, controversies, undertakings,
agreements, warranties,

<PAGE>

                                             4

promises,  trespasses,  damages, obligations, judgments, executions, and demands
of  any  kind  or  nature whatsoever in law or equity, whether known or unknown,
concealed  or  hidden,  which  against  the other such party he/she then has, or
which  they  or  their  successors or assigns thereafter can, shall, or may have
which  arises  out of or is based upon or in connection with said Superior Court
Actions,  or  otherwise.  It  is  expressly  understood that Section 1542 of the
Civil  Code  of  California  provides  as  follows:

          "Section  1542  (Certain  claims  not  affected by general release). A
          general  release does not extend to claims which the creditor does not
          know  or  suspect  to  exist in his favor at the time of executing the
          release,  which  if  known  by  him  must have materially affected his
          settlement  with  the  debtor."

The  provisions of said Section 1542 of the Civil Code of California, as well as
the  provisions of all comparable, equivalent or similar statutes and principles
of  common  law  of  California and the other States of the United States, shall
then  be  expressly  waived  by  the parties hereto under this agreement.  It is
expressly  understood  that this conditional waiver is an essential and material
part  of  this  Agreement,  without  which  this  Agreement  would not have been
executed  by  the  parties  hereto.

     (b)     The  parties  represent  to each other that they have not assigned,
pledged  or  transferred  any  of  their rights in the Superior Court Actions to
third  parties,  and they are unaware of the existence of any claims or liens of
third  parties  relating  to  the  Superior  Court  Actions.

     (c) The parties hereto further covenant and agree that the terms of this
full and complete mutual release of all claims are contractual, and not a mere
recital, and further, that no promise of inducement not otherwise herein
expressed has been made to the parties as part of the settlement of these
claims. The parties acknowledge that the possible unforeseen and unanticipated
loss and damage may have already occurred, or may in the future occur, which are
not presently contemplated or foreseen, but that nevertheless, in view of the
parties' intention and agreement to compromise all claims, both known and
unknown, foreseen and unforeseen, the parties hereby
<PAGE>

                                             5

expressly  assume  the risk of any and all other and additional damage, whatever
such  damage  might  be,  as  well  as  the  amount  thereof,  if  any.

     (d)     The  parties  hereto  covenant  and  agree  that they are currently
represented by legal counsel, or they will retain counsel to read each and every
page  of  this  full and complete mutual release of all claims, or have had each
and  every  page read to them, and that they understand same, and by the signing
of  this  instrument,  agree  to  the  terms  and  provisions  herein set forth.

3.     NO  ADMISSIONS
       --------------
Each of the parties hereto acknowledges and agrees that the above Mutual General
Release is not in any respect, nor for any purpose, to be deemed or construed to
be  any admission or concession of any liability or damages whatever on the part
of  any  of them, and is being entered into in the spirit of compromise, and for
the  purpose  of  buying  peace  between  and  among  the  parties  hereto.

4.     COSTS
       -----
The  parties  agree  that  each  shall  bear  their  own  costs, including their
attorney's  fees,  which  may  have  been  incurred  as a result of this matter.

5.     ENTIRE  AGREEMENT
       -----------------
The  parties  acknowledge  that  they  have  had  sufficient opportunity to make
diligent  inquiry  into  and  consult  with  independent counsel concerning this
Agreement.  This  Agreement contains the entire Agreement between the parties as
to  the  above  subject  matter.

6.     INVALID  PROVISIONS
       -------------------
If,  after  the  date  hereof,  any  provision  of  this Agreement is held to be
illegal,  invalid or unenforceable under present or future laws effective during
the  terms  of  this Agreement, such provision shall be fully severable. In lieu
thereof,  there  shall be added a provision as similar in terms to such illegal,
invalid  or  unenforceable  provision as may be possible and be legal, valid and
enforceable.

7.     CONSTRUCTION  UNDER  CALIFORNIA  LAW
       ------------------------------------
This  Agreement  is  entered  into  in  the  State  of  California, and shall be
construed  and  interpreted  in  accordance with its laws, except for its choice

<PAGE>

                                                  6

of  law  principles.  In  any  action  to interpret or enforce the terms of this
Agreement  the  prevailing  party  shall  be  reimbursed  its  costs,  including
reasonable  attorneys  fees,  by  the  other  party.

8.     EFFECTIVENESS
       -------------
This  Agreement  shall  become  effective as of the date first stated above upon
mutual  execution  by  the parties, and may be executed in several counterparts,
each  of  which  shall  be  deemed  an  original but all of which together shall
constitute  one  and  the  same  Agreement.

Approval  as  to  form  and  content:          BECK

                                            /s/ Stephen Forrest Beck
_________________________                   By_______________________
Attorney-At-Law  (if  any)                    Stephen  Forrest  Beck
Name:

Approval  as  to  form  and  content:          BERNSTEIN

                                            /s/ Robert M. Bernstein
ROBERT  A.  BRUNETTE                       By_______________________
Attorney-At-Law                            Robert  M.  Bernstein
                                           Individually
    /s/ Robert A. Brunette
By ______________________________
     Robert  A.  Brunette,  Esq.

HASSEL  HILL,  JR.                    MATECH   (corporate  seal)
Attorney-At-Law

      /s/ Hassel Hill, Jr.               /s/ Robert M. Bernstein
By _______________________            By _______________________
     Hassel  Hill,  Jr.               Robert  M.  Bernstein
                                      PresidentEXHIBIT 10.16

                          BUSINESS CONSULTING AGREEMENT

THIS  BUSINESS  CONSULTING AGREEMENT ("Agreement") is made and entered into this
21st  day  of  August,  2002,  by and between, Material Technologies, Inc, d/b/a
Matech,  Inc., a California corporation, with its principal place of business at
11661  San  Vicente  Blvd.,  Suite  707,  Los Angeles, CA 90049 ("Company"), and
Circle Group Internet, Inc., an Illinois corporation with its principal place of
business  at  1011  Campus  Drive,  Mundelein,  Illinois  60060  ("Consultant").

                                    RECITALS

     A.     The Company is engaged in research and development, and the business
of  detecting  cracks  and  fatigue  in  metal  structural  components.

     B.     The  Consultant  provides  business-to-business  consulting services
which  assist  companies  in  many aspects of their business, including business
plan  development,  Internet  marketing  strategy  development, web site design,
technology  support,  management  consulting,  corporate  communications,  sales
training  and  strategic  networking.

     C.     The  Company desires to avail itself of the Consultant's experience,
skills  and  abilities, and background and knowledge, and engages the Consultant
upon  the  terms  and  conditions  set  forth  in  this  Agreement

     D.     The Consultant agrees to be engaged and retained by the Company upon
said  terms  and  conditions.

     E.  The  parties  hereto  have  each  established a valuable reputation and
goodwill  in  their  respective  businesses.

     F.  Each  contractual  party,  by virtue of its relationship with the other
party,  will  become  familiar  with  and possessed with the manner, methods and
other  confidential  information  pertaining  to  the  other  party's  business
activities.

NOW,  THEREFORE,  in  consideration  of the recitals, promises and conditions in
this  Agreement,  the  Consultant  and  the  Company  agree  as  follows:

1.     Consulting  Services.
       --------------------

(a)     During  the  term  of  this  Agreement,  the  Consultant  shall  provide
consulting  services  to  the  Company.  These  consulting  services  shall  be
reasonably requested by the Company, and shall be performed by the Consultant on
such  schedule  as  is  reasonably  determined  by  the  Consultant,  giving due
consideration  to  the reasonable requirements of the Company.  Unless otherwise
mutually  agreed,  the  Consultant  shall perform all consulting services at its
principal  place  of  business  or  other offices.  The Consultant's contractual
services  may  be  performed  by  any  one  of  the  Consultant's  employees  or
consultants  ,  who  is  reasonably  qualified  to  perform  such services.  The
consulting services rendered by the Consultant to the Company shall include, but
not  limited  to:

<PAGE>

i.     Marketing  materials  creation  and  development;

ii.     Corporate  communications,  including  investor  relations  and  public
relations  campaigns;

iii.     Strategic  networking  to  assist  the  Company in linking its name and
staff  with  beneficial  contacts;  and

iv.     Strategy  and  planning  consulting to assist the Company in identifying
and  analyzing  market  opportunities,  as  well  as  anticipating  competitive
behavior.

(b)     The  Consultant  shall  collaborate with the Company while designing the
content  and marketing terms to be used on the Company's web site to effectively
market the Company. These content and marketing terms shall include, but are not
limited  to,  creating  effective  and  attention-getting  descriptive  phrases
highlighting  the  Company,  which  shall  increase  the effectiveness of search
engine  registration  and keyword computation.  The Consultant shall also expose
the  Company  to  other  proprietary  methods to increase site rank and increase
exposure  to  newsgroups  on various news-wire services.  The Company shall have
the right to approve each aspect of the design, content and marketing methods of
the  Company's  web  site  prior  to  its  publication.

2.     Duration.  The  term  of  this  Agreement shall be for a period of twelve
       ---------
(12)  months  commencing  on  the execution date of this Agreement and ending on
August20,  2003.

3.     Termination.
       -----------

(a)     Parties' Termination Right.  This Agreement is subject to termination at
any  time,  by  either  party,  with  30  (thirty)  days  written  notice.

4.     Compensation.  As  compensation  for its contractual consulting services,
       ------------
Consultant  shall  receive  the  following:

(A)     $5,000  initial fee, a $5,000 fee per month for the first two (2) months
of the agreement and a $2,500 fee for the remaining 10 consecutive months of the
agreement  starting  August 21, 2002 through August 21, 2003.  Said fees will be
accrued  and  funded from any funding received by the Company from an introduced
party  of  the  Consultant.

(B)     20,000 warrants per month for each month this agreement is in effect, at
a  warrant  strike  price equal to the closing price of MTEY on the last trading
day  of  each  month in which this consulting agreement remains in effect.  Said
warrants  shall  expire  3  years from issuance. The aforementioned warrants are
subject  to  full  "piggyback"  and  demand  registration rights, as detailed in
Registration  Rights  Agreement.  The  240,000  warrants  represent  the maximum
amount  and  only  warrants  issued  to  Consultant  under  this  Agreement.

<PAGE>

5.     Registration  Rights.  See  Registration  Rights  Agreement.
       --------------------

6.     Ownership  of  Work  Product.  All copyrights, patents, trade secrets, or
       ----------------------------
other  intellectual  property  rights  associated  with  any  ideas,  concepts,
techniques,  inventions,  processes, or works of authorship developed or created
by  Consultant  or  its personnel during the course of performing Company's work
shall  belong  exclusively  to the Company and shall, to the extent possible, be
considered  work  made  for  hire.  Consultant  automatically assigns, and shall
cause  its personnel automatically to assign, at the time of the creation of the
work  product,  without  any  requirement  of  further consideration, any right,
title,  or  interest  it  or  they  may have in such work product, including any
copyrights  or  other  intellectual  property  rights  pertaining  thereto.

7.     Entire  Agreement.  This Agreement sets forth the entire understanding of
       ------------------
the  parties relating to the Agreement's subject matter and supersedes any prior
communications,  under-standings  and  agreements  between  the  parties.  This
Agreement  may  not  be terminated or modified, nor can any of its provisions be
waived,  except  by  written  agreement  signed  by  both  contractual  parties.

8.     Facsimile  Copies.  A  facsimile  copy  of  a  signed  original  of  this
       -----------------
Agreement  shall  be  sufficient  to  bind  the  parties.

9.     Enforceability.  If  any  portion  of this Agreement is deemed to be void
       --------------
for  any reason, then that portion shall be severed. The remaining provisions of
this  Agreement,  shall  not  be  nullified,  but shall be regarded as valid and
enforceable  to  the  fullest  extent  permitted  under  Illinois  law.

10.     Cooperation.  Both  parties shall cooperate fully with each other in the
        -----------
performance  of  their  respective  obligations  under this Agreement including,
without limitation, providing all necessary information, executing all documents
and  performing  all  actions  reasonably  required  in  connection  with  such
performance.

11.     Independent  Contractor.  This  Agreement  shall  not  constitute  an
        -----------------------
employer-employee  relationship.  Pursuant  to  the  parties'  intention,  the
Consultant shall at all times serve as an independent contractor of the Company.
Therefore,  unless  otherwise  authorized,  the  Consultant  shall  not have any
authority  to  act  as the agent of the Company and shall not have the authority
to,  and  shall  not,  bind  the Company to any agreements or obligations with a
third  party.  Subject  to  the  express  contractual provisions, the manner and
means  utilized by the Consultant in the performance of its contractual services
shall  be  under  the  sole  control  of  the  Consultant.

<PAGE>

12.     Confidentiality.  In the absence of the disclosing party's prior written
        ---------------
consent,  the  receiving  party shall in no manner disclose the existence or the
content  of any information to any third party regardless if the information was
disclosed  to  the  receiving party orally, in writing, or by any other means in
conjunction  with  the  provided  services  ("Confidential  Information").  The
Consultant may disclose the information to its employees, but only to the extent
necessary to carry out the purpose of the Agreement. Each party further warrants
and  agrees to use its best efforts to prevent the disclosure of any information
by its employees, as well as any of its agents, successors, heirs and assigns to
whom  such  information is disclosed, including by obtaining a written agreement
of  each  such  person  to  maintain  the  confidentiality  of  the information.

(a)     Neither  party shall disclose the terms and conditions of this Agreement
to  any  third-party, except as required by law, or by governmental regulations,
requirement  or  order, or as may be necessary to establish or assert its rights
hereunder,  or  unless  mutually agreed upon by the parties. However, absent the
other  party's  consent,  either  party  may disclose this Agreement's terms and
conditions  to  a  third  party  on  a  need  to know basis in connection with a
financing,  merger  or  acquisition  transaction.

(b)     Notification.  Each  party  shall  promptly  notify  the  other party in
writing concerning any knowledge that party possesses regarding any unauthorized
party's  possession,  use,  or  knowledge  of  any  portion of the other party's
Confidential  Information.

(c)     Return  of  Confidential  Information.  Upon  the  disclosing  party's
request,  the  receiving  party  shall  promptly  return  the disclosing party's
confidential  information.  However,  the  receiving  party  need not return the
relevant  confidential  information if that party is expressly authorized to use
that  Confidential  Information  under  this  Agreement,  or  if  possession  if
necessary  for  the  receiving  Party  to  perform  its contractual obligations.

(d)     The  provisions  of  this  paragraph  shall  survive the termination and
expiration  of  this  Agreement.

13.     Representations  and Warranties.  The Company represents and warrants to
        -------------------------------
the  Consultant  as  follows:

(a)     This  Agreement  has  been  duly  authorized,  executed and delivered on
behalf  of  the Company, and is the valid and binding obligation of the Company.
Further, this Agreement is enforceable in accordance with its contractual terms,
subject  only to the effect, if any, of bankruptcy laws or similar laws relating
to the insolvency of debtors and to principles of equity. However, the Company's
indemnification  and/or  contribution  obligations  under  this Agreement may be
limited  under  Federal  or  applicable  state  securities  laws.

<PAGE>

(b)     Regardless  of  lapse  of  time,  the  Company's  execution delivery and
compliance  with  this  Agreement  and  the  Company's  consummation  of  the
contemplated  transactions  shall  not:(i) result in a material conflict with or
breach  of  any  of the material terms or provisions of, or constitute a default
under,  or  result  in  the  modification  or termination of, or require consent
under,  or  result in the creation or imposition of any lien, security interest,
charge  or  encumbrance  upon  any  of  the material properties or assets of the
Company  pursuant  to  the  terms  of,  any agreement or instrument to which the
Company  is  a party or by which the Company may be bound or to which any of the
property  or  assets  of  the  Company is subject, or (ii) violate the Company's
articles  of  incorporation  or by-laws or (iii) have any material effect on any
material  license,  permit, judgment, decree, order, statute, rule or regulation
applicable  to  the  Company  or  any  of  its  properties  or  businesses.

14.     Indemnification.
        ---------------

(a)     The  Company's acts, statements and representations to third parties are
the  sole  responsibility  of  the  Company. The Company agrees to indemnify the
Consultant and hold the Consultant harmless from any liabilities, claims, losses
and  expenses,  including  legal  costs and expenses incurred by the Consultant,
that  result  from  acts, statements and representations made by the Company and
its  authorized  representatives  to third parties.  The Company represents that
all  materials  provided  to  the  Consultant  in  relation  to  the contractual
consulting  services are truthful and accurate, and that the Consultant may rely
upon  these  materials  without  independent  verification of the facts or other
information.

(b)     All  acts,  and  oral/written statements and representations made by the
Consultant  to  third  parties,  absent the Company's approval and which are not
made in reliance upon information and/or material furnished to the Consultant by
the  Company,  are  the  sole  responsibility  of the Consultant. The Consultant
agrees  to indemnify the Company for any liability, claims, losses and expenses,
including legal costs and expenses, incurred by the Company that result from the
Consultant's  representations  made  absent  the  Company's  approval.

(c)     In  the  absence  of  the  Consultant's  gross  negligence  or  willful
misconduct, the Consultant shall not be liable to the Company or to any officer,
director,  employee,  stockholder  or  creditor  of  the Company, for any act or
omission  in  the  course  of, or in connection with, the provision of advice or
assistance.  Except  in  those cases where the gross negligence or misconduct of
the  Consultant  is alleged and proven in a court of competent jurisdiction, the
Company  agrees  to and shall defend, indemnify and hold the Consultant harmless
from  and  against  any  and  all  suits,  claims,  demands,  causes  of action,
judgments, damages, expenses and liability (including court costs and attorney's
fees  paid  in  the  defense of any specific action) which may in any way result
from  any  activities  pursuant  to  or  in  any connection with this Agreement.

<PAGE>

15.     Taxes.  Generally,  all  taxes,  duties,  and other governmental fees or
        -----
charges  arising from the Consultant's receipt of remuneration shall be borne by
the  Consultant.  The  sole exception is any fees, costs and expenses, which the
Company  is  responsible  for  pursuant  to  Provision  5.

16.     Notices.  Any  required  or  permitted  notice shall be delivered to the
        -------
other  party  at  the  address  specified  above.  Notice  shall  be  deemed
appropriately  tendered  under  the  following  circumstances: (a) upon personal
delivery  to  a  duly  authorized  representative;  (b)  upon  confirmation of a
telephone  facsimile;  (c) upon confirmation of receipt of an electronic e-mail;
or  (d)  upon  five  (5)  days  passing  after  mailing a correspondence postage
pre-paid  by certified or registered mail or overnight courier. Either party may
change  its  address  by  written  notice  in  accordance  with  this provision.

17.     Governing  Law.  This  Agreement  shall  be  governed  by, construed and
        --------------
enforced  in  accordance  with  the laws of the State of Illinois. Any action or
proceeding  in connection with this Agreement shall be brought in the Nineteenth
Judicial  circuit, Lake County, Illinois, or in the United States District Court
for the Northern District of Illinois, the Company irrevocably consenting to the
jurisdictionThe  prevailing  party  in any such proceeding shall be entitled to
recover  its  costs,  including  reasonably  incurred  attorneys'  fees.

18.     Attorneys'  Fees.  The  Company  shall  reimburse the Consultant for any
        -----------------
legal or other expenses reasonably incurred by the Consultant in connection with
investigating,  preparing  to defend or defending any lawsuits, claims, or other
proceedings  arising  in any manner out of or in the Consultant's enforcement of
the  payment  terms  of  this  Agreement.

19.     Assignment.  This  Agreement  shall  be  binding  upon  and inure to the
        ----------
benefit  of  the  detailed  parties  and their respective legal representatives,
successors,  and  assigns.  Neither  party  shall  make  an  assignment  of this
Agreement  without  the  prior  written  consent  of the other Party.  A party's
request  for  an  assignment  shall  be in writing and sent to the other party's
above detailed address.  The other party shall respond to the assignment request
within  ten (10) business days.  Any party's assignment absent the other party's
consent  shall  be  null  and  void.

20.     Execution  in  Counterparts.  This  Agreement  may be executed in one or
        ---------------------------
more  counterparts,  each of which shall be deemed to be an original, but all of
which  together  shall  constitute  one  and  the  same  instrument.

<PAGE>

IN WITNESS WHEREOF, the parties have executed this Agreement effective as of the
date  first  written  above.

          CIRCLE  GROUP  INTERNET,  INC.  (Consultant)

              /s/ Gregory J. Halpern
          By:___________________________
          Gregory  J.  Halpern,  CEO

          MATERIAL  TECHNOLOGIES,  INC.  (Company)

             /s/ Robert Bernstein
          By:___________________________
          Robert  Bernstein,  CEO

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