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                                                                    Exhibit 10.2

                                 FIRST AMENDMENT
                                       TO
                                 REVOLVING NOTE
                                      FROM
                             THE J. JILL GROUP, INC.
                                       TO
                         CITIZENS BANK OF MASSACHUSETTS

         This First Amendment to Revolving Note from The J. Jill Group, Inc. to
Citizens Bank of Massachusetts is dated as of July 25, 2002.

                              W I T N E S S E T H:

         Reference is made to that certain Revolving Note dated as of June 29,
2001 from The J. Jill Group, Inc. to Citizens Bank of Massachusetts in the face
amount of Twenty-Two Million Five Hundred Thousand Dollars ($22,500,000) (the
"REVOLVING NOTE").

         NOW, THEREFORE, for valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the REVOLVING NOTE is hereby amended by
deleting the date "June 1, 2003" set forth in the second paragraph of the
REVOLVING NOTE and substituting therefor the words "Termination Date."

         Except as modified hereby, the REVOLVING NOTE remains in full force and
effect and is hereby reconfirmed and republished.

         EXECUTED as an instrument under seal as of July 25, 2002.

                               THE J. JILL GROUP, INC.

                               By: /s/ Linda L. Trudel
                                   -------------------------------------
                                   Name:  Linda L. Trudel
                                   Title: Vice President/Corporate Controller

                               CITIZENS BANK OF MASSACHUSETTS

                               By: /s/ Lori B. Leeth
                                   -------------------------------------
                                   Name:  Lori B. Leeth
                                   Title: Senior Vice President<PAGE>

                                                                    Exhibit 10.3

                                 FIRST AMENDMENT
                                       TO
                                 REVOLVING NOTE
                                      FROM
                             THE J. JILL GROUP, INC.
                                       TO
                                  HSBC BANK USA

         This First Amendment to Revolving Note from The J. Jill Group, Inc. to
HSBC Bank USA is dated as of July 25, 2002.

                              W I T N E S S E T H:

         Reference is made to that certain Revolving Note dated as of June 29,
2001 from The J. Jill Group, Inc. to HSBC Bank USA in the face amount of
Seventeen Million Five Hundred Thousand Dollars ($17,500,000) (the "REVOLVING
NOTE").

         NOW, THEREFORE, for valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the REVOLVING NOTE is hereby amended by
deleting the date "June 1, 2003" set forth in the second paragraph of the
REVOLVING NOTE and substituting therefor the words "Termination Date."

         Except as modified hereby, the REVOLVING NOTE remains in full force and
effect and is hereby confirmed and republished.

         EXECUTED as an instrument under seal as of July 25, 2002.

                                THE J. JILL GROUP, INC.

                                By: /s/ Linda L. Trudel
                                    ------------------------------------------
                                    Name:  Linda L. Trudel
                                    Title: Vice President/Corporate Controller

                                HSBC BANK USA

                                By: /s/ George Ahlmeyer
                                    ------------------------------------------
                                    Name:  George Ahlmeyer
                                    Title: Senior Vice President<PAGE>

                                                                    Exhibit 10.4

                                 FIRST AMENDMENT
                                       TO
                                 REVOLVING NOTE
                                      FROM
                             THE J. JILL GROUP, INC.
                                       TO
               BANKNORTH, N.A. f/k/a Peoples Heritage Bank, N.A.,
               successor by merger to Bank of New Hampshire, N.A.

         This First Amendment to Revolving Note from The J. Jill Group, Inc. to
Banknorth, N.A. f/k/a Peoples Heritage Bank, N.A., successor by merger to Bank
of New Hampshire, N.A. is dated as of July 25, 2002.

                             W I T N E S S E T H:

         Reference is made to that certain Revolving Note dated as of June 29,
2001 from The J. Jill Group, Inc. to BankNorth, N.A. f/k/a Peoples Heritage
Bank, N.A., successor by merger to Bank of New Hampshire, N.A. in the face
amount of Ten Million Dollars ($10,000,000) (the "REVOLVING NOTE").

         NOW, THEREFORE, for valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the REVOLVING NOTE is hereby amended by
deleting the date "June 1, 2003" set forth in the second paragraph of the
REVOLVING NOTE and substituting therefor the words "Termination Date."

         Except as modified hereby, the REVOLVING NOTE remains in full force and
effect and is hereby confirmed and republished.

         EXECUTED as an instrument under seal as of July 25, 2002.

                               THE J. JILL GROUP, INC.

                               By: /s/ Linda L. Trudel
                                   --------------------------------------------
                                   Name: Linda L. Trudel
                                   Title: Vice President/Corporate Controller

                               BANKNORTH, N.A. f/k/a Peoples Heritage
                               Bank, N.A., successor by merger to Bank of
                               New Hampshire, N.A.

                               By: /s/ Jon R. Sundstrom
                                   --------------------------------------------
                                   Name: Jon R. Sundstrom
                                   Title: Senior Vice President<PAGE>

                                                                   Exhibit 10.5

                     CONFIRMATION OF GUARANTY AND AGREEMENT

         Reference is made to that certain Guaranty (the "Guaranty") by the
undersigned of all obligations of The J. Jill Group, Inc. (the "Borrower")
executed on June 24, 2001 to Citizens Bank of Massachusetts ("Citizens"),
individually and as Agent for the benefit of, and on behalf of, all Lenders, as
such term is defined in that certain Fifth Amended and Restated Loan Agreement
among Borrower, Citizens, HSBC Bank USA, and Banknorth, N.A. f/k/a Peoples
Heritage Bank, N.A., successor by merger to Bank of New Hampshire, N.A. dated as
of June 29, 2001, as amended as of August 28, 2001, July 25, 2002, and as the
same may hereafter be amended (collectively, the "Loan Agreement"), a copy of
which Guaranty is annexed hereto. The undersigned hereby confirms to Citizens
individually and as Agent that (i) the Guaranty is valid, binding and
enforceable against the undersigned and the undersigned's successors and assigns
in accordance with its terms and (ii) without limiting the definition of
"Obligations" thereunder, the undersigned remains and is liable to Citizens
individually and as Agent for all "Obligations" as defined in the Guaranty.

         Reference is also made to the Loan Agreement. The undersigned hereby
confirms that any representation, warranty or covenant in said Loan Agreement
made to Citizens individually and as Agent as aforesaid by the Borrower
regarding the undersigned including, without limitation, any representation
about the undersigned or any covenant that Borrower will cause the undersigned
to perform or to refrain from performing any act shall be deemed to be a direct
representation, warranty or covenant to Citizens individually and as Agent from
the undersigned, and said Citizens individually and as Agent may rely upon the
same as if such representation, warranty or covenant had been made directly to
Citizens individually and as Agent from the undersigned.

         Executed as an instrument under seal this 25th day of July, 2002.

                                            THE BIRCH POND GROUP, INC.

                                            By: /s/ Dennis J. Adomaitis
                                                ------------------------------
                                                Name:  Dennis J. Adomaitis
                                                Title: President<PAGE>

                                                                  Exhibit 10.6

                     CONFIRMATION OF GUARANTY AND AGREEMENT

         Reference is made to that certain Guaranty (the "Guaranty") by the
undersigned of all obligations of The J. Jill Group, Inc. (the "Borrower")
executed on June 24, 2001 to Citizens Bank of Massachusetts ("Citizens"),
individually and as Agent for the benefit of, and on behalf of, all Lenders, as
such term is defined in that certain Fifth Amended and Restated Loan Agreement
among Borrower, Citizens, HSBC Bank USA, and Banknorth, N.A. f/k/a Peoples
Heritage Bank, N.A., successor by merger to Bank of New Hampshire, N.A. dated as
of June 29, 2001, as amended as of August 28, 2001, July 25, 2002, and as the
same may hereafter be amended (collectively, the "Loan Agreement"), a copy of
which Guaranty is annexed hereto. The undersigned hereby confirms to Citizens
individually and as Agent that (i) the Guaranty is valid, binding and
enforceable against the undersigned and the undersigned's successors and assigns
in accordance with its terms and (ii) without limiting the definition of
"Obligations" thereunder, the undersigned remains and is liable to Citizens
individually and as Agent for all "Obligations" as defined in the Guaranty.

         Reference is also made to the Loan Agreement. The undersigned hereby
confirms that any representation, warranty or covenant in said Loan Agreement
made to Citizens individually and as Agent as aforesaid by the Borrower
regarding the undersigned including, without limitation, any representation
about the undersigned or any covenant that Borrower will cause the undersigned
to perform or to refrain from performing any act shall be deemed to be a direct
representation, warranty or covenant to Citizens individually and as Agent from
the undersigned, and said Citizens individually and as Agent may rely upon the
same as if such representation, warranty or covenant had been made directly to
Citizens individually and as Agent from the undersigned.

         Executed as an instrument under seal this 25th day of July, 2002.

                               QT SERVICES GROUP, INC.

                               By: /s/ Gordon R. Cooke
                                   ---------------------------------------
                                   Name: Gordon R. Cooke
                                   Title: Chief Executive Officer and President

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