Document:

Election Form to Exchange CNX Perf. Share Units to CONSOL Restricted Stock Units

 Exhibit 10.1 
 SURRENDER FORM 
 I, [INSERT NAME], hereby surrender the indicated 2006, 2007 and 2008 restricted stock units granted
to me by CNX Gas Corporation (“CNX Gas”) (collectively, the “Gas RSUs”) to CNX Gas in exchange for CONSOL Energy Inc. (“CONSOL Energy”) issuing to me the indicated number of Restricted Stock Units
of CONSOL Energy (“CONSOL RSUs”). 
  

									
	 Gas RSU Awards (Outstanding Number of Units)
	  	Exchange
Ratio	  	Number
of
CONSOL
RSUs to
be Issued	  	Elect
to
Replace
Gas
RSU
Award
	 2006 Gas RSU Award
 (            )
	  	.96	  		  	Yes
 No
	 	 ̈
  ̈

	 2007 Gas RSU Award
 (            )
	  	.96	  		  	Yes
No	 	 ̈
  ̈

	 2008 Gas RSU Award
 (            )
	  	.96	  		  	Yes
No	 	 ̈
  ̈

 You must surrender all of the awards in any class of awards which is surrendered. (For example, if you hold 2006
Gas RSUs, 2007 Gas RSUs and 2008 Gas RSUs, then you could elect to surrender the 2006 Gas RSU Awards, in which case all of those awards would be surrendered, but decide not to surrender any of the 2007 or 2008 Gas RSU Awards). This Surrender Form
shall also operate as my acceptance of the terms and conditions contained in the CONSOL Energy Inc. Restricted Stock Unit Agreement attached hereto as Exhibit A and the terms and conditions of the CONSOL Energy Inc. Equity Incentive Plan.

 I agree that my decision to surrender or not surrender the Gas RSUs is entirely voluntary. I further understand and agree I am not required to surrender
my Gas RSUs. 
 I acknowledge and agree that neither the surrender of Gas RSUs nor the issuance of CONSOL RSUs shall be construed as a right to continued
service with CONSOL Energy or CNX Gas. I agree that CONSOL Energy has made no representations or warranties to me regarding this Surrender or the future pricing of CONSOL Energy or CNX Gas stock, and that my decision to surrender is at my own
discretion. 
 I understand that neither the CONSOL RSUs nor the shares of CONSOL Energy Common Stock issuable thereon have been registered under the
Securities Act of 1933, that the shares of CONSOL Energy Common Stock issuable thereon cannot be transferred absent such registration or an exemption therefrom, that I am an “accredited investor” within the meaning of Regulation D
promulgated under the Securities Act of 1933 and that a restrictive transfer legend will be placed upon the certificates representing any shares of CONSOL Energy Common Stock issuable pursuant to the CONSOL RSUs. I acknowledge that I have been
afforded the opportunity to consult with my own financial, legal and tax advisors before making this election and that I have knowingly done so or knowingly declined to do so. 
  

			
	  
 Signature
	 	
		
	  
 Name (Please Print)
	 	  
 Date

 PLEASE SEND THE COMPLETED SURRENDER FORM BY EMAIL TO SUSANMODISPACHER@CONSOLENERGY.COM OR BY FACSIMILE
TO SUSAN MODISPACHER AT (724) 485-4994, SO THAT IT IS RECEIVED NO LATER THAN 11:59 P.M., EASTERN STANDARD TIME, ON MARCH 31, 2009. 
  

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 Exhibit A 
 Restricted Stock Unit Award(s) Under CONSOL Energy Inc. Equity Incentive Plan 
 WHEREAS, CNX Gas
Corporation (“CNX Gas”), a subsidiary of CONSOL Energy Inc. (the “Company”), previously granted Grantee each of the restricted stock unit awards identified on Schedule I attached hereto (each a “Gas RSU
Award” and, collectively, the “Gas RSU Awards”) under CNX Gas’ Equity Incentive Plan (the “Gas Plan”). 
 WHEREAS, CNX Gas and Grantee entered into an award agreement (the “Gas RSU Agreement”) evidencing each such Gas RSU Award. 
 WHEREAS, the Company implemented a private offer (the “Offer”) which allowed Grantee, with respect to the Gas RSU Awards identified on Schedule I attached hereto (“Schedule I”), to surrender the Gas
RSU Awards to CNX Gas for Restricted Stock Units (“CONSOL RSUs”) of the Company to be issued under the Company’s Equity Incentive Plan (the “CONSOL Plan”). 
 WHEREAS, Grantee has executed and delivered to the Company an election form in connection with the Offer pursuant to which Grantee has accepted the Offer and
agreed to accept the “Terms and Conditions” attached hereto. 
 NOW THEREFORE, in consideration of the mutual covenants and conditions set
forth herein and in the “Terms and Conditions” and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be legally bound, the Company makes the following award(s) to the
Grantee as follows: 
 Capitalized terms not otherwise defined herein or in the “Terms and Conditions” attachment hereto shall have the meanings
ascribed to them in the CONSOL Plan. 
  

			
	Grantee:	  	  

		
	Award Date:	  	                    , 2009
		
	Vesting Schedule:	  	See Schedule I attached hereto
		
	Issuance Schedule:	  	The shares of CONSOL common stock will be issued to you as soon as reasonably practicable following the vesting date of such award (the vesting schedule and number of CONSOL RSUs subject to
each award is set forth on Schedule I), but in no event later than March 15th of the year following the vesting date of such award(s).

  

	
	ACKNOWLEDGMENT:
	
	  
 John Whitmire

	Chairman of the Board of Directors

  

 2 

 TERMS AND CONDITIONS 
 The restricted stock units under the CONSOL Plan will entitle you to receive shares of the Company’s common stock on vesting and subject to continued service with the Company. Each unit represents the right to
receive one share of common stock following the vesting date of that unit. Unlike a typical stock option program, the shares will be issued to you, without any cash payment required from you. However, you must pay the applicable income taxes
(described below) when due. 
 The terms and provisions of your award(s) are subject to the provisions of the CONSOL Plan. A copy of the CONSOL Plan is
available upon request from Human Resources. 
 Other important features of your award(s) may be summarized as follows: 
 Acceleration of Vesting Events: All of the shares subject to your award(s) will vest (i.e., will not be subject to forfeiture) upon the
occurrence of any of the following events, and (except as otherwise specified below) such vested shares will be delivered to you on such date (or as soon as administratively practical thereafter but in no event later than the 15th day of the third
month following such date): 
  

	 	•	 	 your Separation from Service by reason of death or due to Disability; or 

  

	 	 •
	 	 completion of a Change in Control (as such term is defined in the CONSOL Plan).1 

 Notwithstanding the foregoing, no acceleration of
vesting of your shares will occur if (A) it is determined by the Board that you have: (1) committed an act of embezzlement, fraud, dishonesty or breach of fiduciary duty to the Company; (2) deliberately and repeatedly violated the
rules of the Company or the valid instructions of the Board; (3) made any unauthorized disclosure of any of the material secrets or confidential information of the Company as provided under the proprietary information covenant set forth below;
or (4) engaged in any conduct that could reasonably be expected to result in material loss, damage or injury to the Company; or (B) you leave the Company’s service for any reason other than in connection with one of the events
specified above. 
 Notwithstanding the foregoing or any provision contained herein to the contrary, the delivery of any vested shares shall
be delayed until six (6) months after your Separation from Service to the extent required by Section 409A(a)(2)(B)(i) of the Code as provided under the terms of the CONSOL Plan. 
 Forfeitability: Should you Separate from Service under circumstances which do not otherwise entitle you to accelerated vesting of the
unvested shares subject to your award(s) on the date of your Separation from Service, then your award(s) will be cancelled with respect to those unvested shares, and the number of your restricted stock units will be reduced accordingly. You will
thereupon cease to have any right or entitlement to receive any shares of common stock under those cancelled units. 
  
  

	 1
	 However, if accelerated vesting of the shares subject to your award occurring in connection with a Change in Control,
either alone or together with any other payments or benefits to which you may otherwise become entitled from the Company in connection with the Change in Control, would, in the Company’s good faith opinion, be deemed to be a parachute payment
under Section 280G of the Code (or any successor provision), then, unless any agreement between you and the Company provides otherwise, the number of shares which are to vest on such an accelerated basis under your award will be reduced to the
extent necessary to assure, in the Company’s good faith opinion, that no portion of your accelerated award will be considered such a parachute payment. The Company’s good faith opinion on this matter will be conclusive and binding upon you
and your successors. 

  

 3 

 Transferability: The shares issued to you following the vesting of your award(s) will be
registered under the federal securities laws. Sales of those shares will be subject to any market black-out periods the Company may impose from time to time and must be made in compliance with the Company’s insider trading policies and
applicable securities laws. 
 Prior to your actual receipt of the shares in which you vest under your award(s), you may not transfer any
interest in your award(s) or the underlying shares or pledge or otherwise hedge the sale of those shares, including (without limitation) any short sale, put or call option or any other instrument tied to the value of those shares. However, your
right to receive any shares which have vested under your restricted stock units but which remain unissued at the time of your death may be transferred pursuant to the provisions of your will or the laws of inheritance following your death.

 Federal Income Taxation: You will recognize ordinary income for federal income tax purposes on the date the shares which
vest under your award(s) are actually issued to you, and you must satisfy your income and other tax obligations applicable to that income. The amount of your taxable income will be equal to the closing selling price per share of the Company’s
common stock on the New York Stock Exchange on the issue date times the number of shares issued to you on that date. 
 Stockholder
Rights: You will not have any stockholder rights, including voting rights and actual dividend rights, with respect to the shares subject to your award(s) until you become the record holder of those shares following their actual issuance to
you. 
 Dividend Equivalent Rights: Should a regular cash dividend be declared on the Company’s common stock at a time
when unissued shares of such common stock are subject to your award(s), then the number of shares at that time subject to your award(s) will automatically be increased by an amount determined in accordance with the following formula, rounded down to
the nearest whole share: 
 X = (A x B)/C, where 
  

					
	X	  	=	  	the additional number of shares which will become subject to your award(s) by reason of the cash dividend;
			
	A	  	=	  	the number of unissued shares subject to the applicable award as of the record date for such dividend;
			
	B	  	=	  	the per share amount of the cash dividend; and
			
	C	  	=	  	the closing selling price per share of the Company’s common stock on the New York Stock Exchange on the payment date of such dividend.

 The additional shares resulting from such calculation will be subject to the same terms and
conditions (including, without limitation, any applicable vesting requirements and forfeiture provisions) as the unissued shares of common stock to which they relate under the applicable award. 
 Other Adjustments: In the event of any stock split, stock dividend, recapitalization, combination of shares, exchange of shares or other
similar change affecting the Company’s outstanding common stock as a class without the Company’s receipt of consideration, the number and/or class of securities subject to your award(s) will be appropriately adjusted to preclude any
dilution or enlargement of your rights under such award(s). 
  

 4 

 Proprietary Information Covenant: As a further condition to your right and entitlement to
receive the shares of the Company’s common stock subject to your award, you hereby agree to abide by the terms and conditions of the following proprietary information covenant: 
 You and the Company agree that certain materials, including (without limitation) information, data and other materials relating to customers, development
programs, costs, marketing, trading, investment, sales activities, promotion, credit and financial data, manufacturing processes, financing methods, plans or the business and affairs of the Company and its Affiliates, constitute proprietary
confidential information and trade secrets. Accordingly, you will not at any time during or after your service with the Company disclose or use for your own benefit or purposes or the benefit or purposes of any other person, firm, partnership, joint
venture, association, corporation or other business organization, entity or enterprise other than the Company and any of its Affiliates, any proprietary confidential information or trade secrets, provided that the foregoing shall not apply to
information which is not unique to the Company or any of its Affiliates or which is generally known to the industry or the public other than as a result of your breach of this covenant. You agree that upon termination of your service with the
Company for any reason, you will immediately return to the Company all memoranda, books, papers, plans, information, letters and other data, and all copies thereof or therefrom, which in any way relate to the business of the Company and its
Affiliates. You further agree that you will not retain or use for your own account at any time any trade names, trademark or other proprietary business designation used or owned in connection with the business of the Company or any of its
Affiliates. 
 Notwithstanding anything contained herein to the contrary, this Agreement shall not prohibit disclosure of proprietary
confidential information if (i) it is required by law or by a court of competent jurisdiction or (ii) it is in connection with any judicial, arbitration, dispute resolution or other legal proceeding in which your legal rights and
obligations as a director or under this Agreement are at issue; provided, however, that you shall, to the extent practicable and lawful in any such event, give prior notice to the Company of your intent to disclose proprietary confidential
information so as to allow the Company an opportunity (which you shall not oppose) to obtain such protective orders or similar relief with respect thereto as may be deemed appropriate. 
 Failure to Enforce Not A Waiver: The failure of the Company to enforce at any time any provision of this Agreement shall in no way be
construed to be a waiver of such provision or of any other provision hereof. 
 Legends: The Company may at any time place
legends referencing the provisions of this Agreement, and any applicable federal or state securities law restrictions on all certificates, if any, representing the shares relating to this award. 
 Governing Law: This Agreement shall be governed by, and construed in accordance with, the laws of the State of Delaware, without regard to
the conflicts of laws provisions thereof. 
 Amendments: This Agreement may be amended or modified at any time by an instrument
in writing signed by the parties hereto, or as otherwise provided under the CONSOL Plan. Notwithstanding, the Company may, in its sole discretion and without your consent, modify or amend the terms and conditions of the award(s), impose conditions
on the timing and effectiveness of the issuance of the shares, or take any other action it deems necessary or advisable, to cause the award(s) to comply with Section 409A of the Code (or an exception thereto). 
 Section 409A: The award(s) are intended to comply with Section 409A of the Code (or an exception thereto) and the
regulations promulgated thereunder and shall be construed accordingly. Notwithstanding, you recognize and acknowledge that Section 409A of the Code may impose upon you certain taxes or interest charges for which you are and shall remain solely
responsible. 
 Notices: Any notice, request, instruction or other document given under this Agreement shall be in
writing and shall be addressed and delivered, in the case of the Company, to the Corporate Secretary of the Company at the principal office of the Company and, in your case, to your address as shown in the records of the Company or to such other
address as may be designated in writing by either party. 
  

 5 

 Award(s) Subject to Plan: The award(s) are subject to the CONSOL Plan. The terms and
provisions of the CONSOL Plan as it may be amended from time to time are hereby incorporated herein by reference. In the event of a conflict between any term or provision contained herein and a term or provision of the CONSOL Plan, the applicable
terms and provisions of the Agreement will govern and prevail. 
 Entire Agreement: Except as otherwise provided in this
Agreement, this Agreement and the CONSOL Plan: (i) are intended to be the final, complete, and exclusive statement of the terms of the agreement between you and the Company with regard to the subject matter of this Agreement;
(ii) supersede all other prior agreements, communications, and statements, whether written or oral, express or implied, pertaining to that subject matter; and (iii) may not be contradicted by evidence of any prior or contemporaneous
statements or agreements, oral or written, and may not be explained or supplemented by evidence of consistent additional terms. 
  

 6 

 Schedule I 
  

					
	 Total Number of Units Subject to Gas RSU Award
	  	Number
of
CONSOL
RSUs
Awarded	  	Vesting
Schedule
of
CONSOL
RSU
Award(s)
	2006 Award:	  		  	
			
	2007 Award:	  		  	
			
	2008 Award:	  		  	

  

 7First Amendment to Investment Agreement, dated January 6,2009

 Exhibit 10.1 
 FIRST AMENDMENT TO INVESTMENT AGREEMENT 
 THIS FIRST AMENDMENT TO INVESTMENT AGREEMENT (this
“Amendment”), effective as of December 31, 2008, is by and among BANKS.COM, INC. (formerly known as “InterSearch Group, Inc.”), a Florida corporation (“Company”), and CAPITAL SOUTH PARTNERS FUND I
LIMITED PARTNERSHIP, a North Carolina limited partnership (“CapitalSouth I”), CAPITAL SOUTH PARTNERS FUND II LIMITED PARTNERSHIP, a North Carolina limited partnership (“CapitalSouth II”), and HARBERT MEZZANINE
PARTNERS II SBIC, L.P., a Delaware limited partnership (“Harbert” and, together with CapitalSouth I and CapitalSouth II, collectively, the “Investors”), and is consented to by the undersigned guarantors under the
Investment Agreement (as defined below). 
 WITNESSETH: 
 WHEREAS, the Company and the Investors are parties to that certain Investment Agreement dated as of July 21, 2006 (as amended, restated, supplemented or otherwise modified from time to time, the
“Investment Agreement”); and 
 WHEREAS, the Company and the Investors desire to amend the Investment Agreement, all
as more particularly set forth herein. 
 NOW, THEREFORE, in consideration of the mutual agreements, provisions and covenants
contained herein, the parties agree as follows: 
 Section 1. Defined Terms. Capitalized terms used herein but not
otherwise defined herein shall have the meanings ascribed to such terms in the Investment Agreement. 
 Section 2. Amendments to
and Waivers under Investment Agreement and Investment Documents. 
 a) New Defined Term. The following defined term is
hereby added to Section 1.1 of the Investment Agreement in proper alphabetical order: 
 (i) “First Amendment” means the
First Amendment to Investment Agreement, dated as of December 31, 2008, between Company and the Investors. 
 b) Amended
Defined Terms. The following defined terms set forth in Section 1.1 of the Investment Agreement are hereby deleted in their entirety and are redefined to read as follows: 
  

	 	(i)	 “Consolidated EBITDA” means, for any Reference Period, the aggregate of (i) Consolidated Net Income for such period, plus (ii) the sum of
(A) interest expense, (B) federal, state, local, foreign and other income taxes, 

  

 1 

	 	 
and (C) depreciation and amortization of intangible assets, (D) extraordinary losses and charges, (E) the amount of any non-cash write-down of
goodwill1, (F) cash expenses paid in connection with Contingent Purchase Price Obligations in an aggregate amount not to exceed $2,000,000 and
(G) non-cash expenses relating to any equity-based compensation, all to the extent taken into account in the calculation of Consolidated Net Income for such Reference Period and all calculated in accordance with GAAP, minus (iii) the sum
of (A) extraordinary gains or income and (B) noncash credits increasing income for such period, all to the extent taken into account in the calculation of Consolidated Net Income for such period.” 

  

	 	(ii)	“Maturity Date” means June 30, 2010. 

 c) Mandatory Prepayments. The word “and” after the semi-colon at the end of paragraph (iii) of Section 2.4 of the Investment Agreement is hereby deleted, the period at the end of paragraph (iv) of such
section is hereby replaced with a semi-colon, followed by the word “and”, and the following is hereby added as new paragraph (v) of Section 2.4 of the Investment Agreement: 
 (v) Promptly upon (and in any event not later than three Business Days after) receipt thereof by any Credit Party, the Company will redeem the Notes in a
principal amount equal to 100% of the aggregate cash proceeds from any federal or state income or other tax refund (but only to the extent such refunds exceed an amount equal to $5,000 in the aggregate). 
 d) Sale of Domain Name. The following affirmative covenant is hereby added as a new Section 6.16 of the Investment Agreement:

 6.16 Sale of Domain Name. On or before March 31, 2009, the Company shall exercise its commercially reasonable best efforts to
effect an Asset Disposition of its “look.com” domain name in exchange for aggregate Net Cash Proceeds of not less than $500,000 (it being understood that 100% of such Net Cash Proceeds shall be used to redeem the Notes as provided in
Section 2.4(b)(i) of the Investment Agreement). 
 e) Access to Records. Section 6.7 of the Investment Agreement is
hereby amended by adding the following immediately preceding the period at the end thereof: 
 , and (iii) instruct the Company’s
certified public accountants to promptly provide all information requested by the Investors, with respect to all federal and state income tax refunds owing to the Company or any of its Subsidiaries and (iv) instruct the Company’s
investment bank or advisor referred to in Section 3(g) of the First Amendment to provide the Investors with all information requested by the Investors regarding the Company’s strategic and capital-raising efforts pursuant to the agreement
referenced in Section 3(g) of the First Amendment, provided that any information obtained by the Investors pursuant to this Section 6.7 shall be deemed confidential information and shall be kept confidential by Investors pursuant to
the confidentiality provisions of the Investment Agreement. 
  

	1	This new clause (E) replaces the old clause (E), which referred to original deal closing costs. 

  

 2 

 f) Collateral Security Disclosure. As an additional affirmative covenant under the
Investment Agreement (such that a breach thereof shall constitute an Event of Default thereunder), the Company shall, on or before January 16, 2009, (i) deliver to the Investors amended and restated Annexes C, D, E and G to the Security
Agreement and Annex A to the Pledge Agreement, in each case in form and substance reasonably satisfactory to the Investors, and (ii) deliver to the Investors, in such number of copies as the Investors shall have requested, Assignments and
Grants of Security Interests for the federally registered Intellectual Property referred to in Annexes C, D and E of the Security Agreement (to the extent not heretofore delivered) in substantially the form of Exhibits B and C (as applicable) to the
Security Agreement, in each case duly completed and executed by the Company. 
 g) Additional Capital. As an additional
affirmative covenant under the Investment Agreement (such that a breach thereof shall constitute an Event of Default thereunder), the Company shall exercise its commercially reasonable best efforts to raise an additional $200,000 of capital (on
terms satisfactory to the Investors) on or before March 31, 2009. 
 h) Waivers. The Investors hereby waive any Default or
Event of Default arising under (i) Section 4.10(a) of the Security Agreement by virtue of the failure of the Company to notify the Investors of certain trademarks registered by the Company since the original consummation of the
transactions contemplated by the Investment Agreement, (ii) Sections 4.10(e) and 4.10(b)(iv) of the Security Agreement by virtue of the Company’s failure to notify the Investors of certain claims of InterSearch WorldWide, Ltd. (with
respect to certain uses of the “InterSearch” tradename), and under Section 3.8 of the Security Agreement by virtue of the Company’s failure to have the valid right and registration to use such trademark, and
(iii) Section 4.10(f) by virtue of the Company’s abandonment of certain trademark applications. The foregoing waivers are limited as expressly set forth above and shall not be deemed to apply to any other violations of the terms of
the Investment Documents or any subsequent violations of the foregoing sections of the Security Agreement. The Investors also hereby waive any Default or Event of Default arising under Section 6.8 and 6.9 of the Investment Agreement by virtue
of the Company’s acquisition of assets associated with its MyStockFund Securities business (such default being referred to herein as the “MyStockFund Default”), such waiver, however, being subject to the condition subsequent
that the Company shall satisfy its obligations under Section 2(f) of this First Amendment. 
 Section 3. Conditions.
The effectiveness of this Amendment is subject to the following conditions precedent: 
  

	 	a)	the execution and delivery of this Amendment by the Company and the Investors; 

  

	 	b)	all representations and warranties set forth in Section 4 below being true, correct and complete; 

  

	 	c)	no Default or Event of Default (other than the MyStockFund Default) has occurred and is continuing after giving effect to this Amendment; 

  

 3 

	 	d)	The Investors shall have received a certificate executed by the [CEO/CFO] of the Company, with respect to the matters set forth in paragraphs (b) and
(c) above; 

  

	 	e)	The Board of Directors of the Company shall have approved the execution, delivery and performance of this Amendment by the Company, and the Investors shall have received a
certificate of the Secretary of the Company certifying as to such approval and the incumbency of the officers executing this Amendment and any other documents contemplated hereby; 

  

	 	f)	The Company and Daniel M. O’Donnell shall have entered into documentation on those terms and conditions described in Section 7 or other terms and conditions that are
acceptable to the Investors, evidencing O’Donnell’s investment of $300,000 in the Company’s Series C Preferred Stock, par value $.001 per share (the “Series C Preferred”); and 

  

	 	g)	The Company shall have paid in full all invoices theretofore issued to the Company by counsel to the Investors. 

 Section 4. Representations and Warranties. The Company hereby represents and warrants to the Investors as follows: 
  

	 	a)	each Credit Party is a corporation duly incorporated, validly existing and in good standing under the laws of the jurisdiction of its organization; 

 

	 	b)	each Credit Party has the power and authority to execute, deliver and perform its obligations under this Amendment; 

  

	 	c)	the execution, delivery and performance by each Credit Party of this Amendment have been duly authorized by all necessary action; 

  

	 	d)	this Amendment constitutes the legal, valid and binding obligation of each Credit Party, enforceable against such Credit Party in accordance with its terms, except as
enforceability may be limited by applicable bankruptcy, insolvency, or similar laws affecting the enforcement of creditor’s rights generally or by equitable principles relating to enforceability; and 

  

	 	e)	A complete list of all of the Subsidiaries of the Company as of the date hereof is set forth on Schedule 1 attached hereto. 

 Section 5. Confirmation of Guaranty. Each undersigned Guarantor, as guarantor of the Obligations of Company under the Investment
Agreement, hereby consents to the foregoing amendment to the Investment Agreement, waives any defense to its guaranty liability occasioned by such amendment and confirms that the Guaranty remains unchanged and in full force and effect. The foregoing
consent, waiver and acknowledgment of such Guarantors are made as of the date of this amendment. 
 Section 6. No Other
Amendment. Except as expressly set forth herein, nothing contained herein shall be deemed to constitute an amendment of or to any term or condition 

  

 4 

 
contained in the Investment Agreement or any of the other Investment Documents or constitute a course of conduct or dealing among the parties. The Investors
reserve all rights, privileges and remedies under the Investment Documents. Except as amended hereby, the Investment Agreement and other Investment Documents remain unmodified and in full force and effect. All references in the Investment Documents
to the Investment Agreement shall be deemed to be references to the Investment Agreement as amended hereby. 
 Section 7. Approval
of Investment in Series C Preferred. Each Investor acknowledges and agrees (for purposes of that certain waiver agreement among the Company and the Investors dated November 21, 2008) to the terms and conditions of Daniel M.
O’Donnell’s and certain of his affiliates’ $300,000 investment in the Company’s Series C Preferred, so long as such terms and conditions are not materially different from those set forth in Schedule II (except as may be required
by the rules and regulations of the NYSE Alternext U.S., f/k/a the American Stock Exchange). 
 Section 8. Counterparts.
This Amendment may be executed by one or more of the parties to this Amendment in any number of separate counterparts, each of which when so executed, shall be deemed an original and all said counterparts when taken together shall be deemed to
constitute but one and the same instrument. Any facsimiled or photocopied signature hereto shall be deemed an original signature, which hereby may be relied upon by any Person and shall be binding upon the respective signor. 
 Section 9. Successors and Assigns. This Amendment shall be binding upon and inure to the benefit of the Company and the Investors and
their respective successors and assigns. 
 Section 10. Further Assurance. The Company hereby agrees from time to time, as
and when requested by the Investors, to execute and deliver or cause to be executed and delivered, all such documents, instruments and agreements and to take or cause to be taken such further or other action as Investor may reasonably deem necessary
or desirable in order to carry out the intent and purposes of this Amendment, the Investment Agreement and the Investment Documents. 
 Section 11. GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY AND SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF FLORIDA, WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES. 

Section 12. Severability. Wherever possible, each provision of this Amendment shall be interpreted in such manner as to be
effective and valid under applicable law, but if any provision of this Amendment shall be prohibited by or invalid under such law, such provision shall be ineffective to the extent of such prohibition or invalidity without invalidating the remainder
of such provision or the remaining provisions of this Amendment. 
 [Remainder of Page Intentionally Left Blank; Signature Page Follows]

  

 5 

 IN WITNESS WHEREOF, the parties have executed this Amendment as of the date set forth above.

  

					
	COMPANY:
	
	BANKS.COM, INC., a Florida corporation
		
	By:	 	 /s/ Daniel M. O’Donnell

	Name:	 	Daniel M. O’Donnell
	Title:	 	President
	
	INVESTORS:
		
		 	 CAPITALSOUTH PARTNERS FUND I
 LIMITED PARTNERSHIP

			
		 	By:	 	CapitalSouth Partners, LLC, General Partner
			
		 	By:	 	 /s/ Joseph B. Alala

		 		 	Joseph B. Alala, President and Manager
		
		 	 CAPITALSOUTH PARTNERS FUND II
 LIMITED PARTNERSHIP

			
		 	By:	 	CapitalSouth Partners F-II, LLC, General Partner
			
		 	By:	 	 /s/ Joseph B. Alala

		 		 	Joseph B. Alala, President and Manager

 [Signatures Continue on Following Page] 

							
	HARBERT MEZZANINE PARTNERS II SBIC, LP
		
	By:	 	HMP II SBIC GP, LLC
		
	Its:	 	General Partner
			
		 	By:	 	Harbert Mezzanine Partners II GP, LLC
				
		 	Its:	 	Manager	 	
				
		 		 	By:	 	Harbert Mezzanine Manager II, Inc.
				
		 		 	Its:	 	Sole Manager
				
		 		 	By:	 	 /s/ J. Pryor Smart

		 		 	Name:	 	J. Pryor Smart
		 		 	Title:	 	Director of Investments

 [Remainder of Page Intentionally Left Blank; Signatures Continue on Following Page] 

					
	GUARANTORS:
		
		 	BANKS.COM, INC.
			
		 	By:	 	 /s/ Daniel M. O’Donnell

		 	Name:	 	Daniel M. O’Donnell
		 	Title:	 	President
		
		 	WALNUT VENTURES, INC.
			
		 	By:	 	 /s/ Daniel M. O’Donnell

		 	Name:	 	Daniel M. O’Donnell
		 	Title:	 	President
		
		 	INTERSEARCH CORPORATE SERVICES, INC.
			
		 	By:	 	 /s/ Kimberly L. O’Donnell

		 	Name:	 	Kimberly L. O’Donnell
		 	Title:	 	President
		
		 	LA JOLLA INTERNET PROPERTIES, INC.
			
		 	By:	 	 /s/ Mark Schwerin

		 	Name:	 	Mark Schwerin
		 	Title:	 	President
		
		 	INTERNET REVENUE SERVICES, INC.
			
		 	By:	 	 /s/ Daniel M. O’Donnell

		 	Name:	 	Daniel M. O’Donnell
		 	Title:	 	President
		
		 	OVERSEAS INTERNET PROPERTIES, INC.
			
		 	By:	 	 /s/ Kimberly L. O’Donnell

		 	Name:	 	Kimberly L. O’Donnell
		 	Title:	 	President

 [Signatures Continue on Following Page] 

			
	DOTTED VENTURES, INC.
		
	By:	 	 /s/ Daniel M. O’Donnell

	Name:	 	Daniel M. O’Donnell
	Title:	 	President

 Schedule 1 
 List of Subsidiaries of the Company 

 LIST OF SUBSIDIARIES 
 Banks.com, Inc. has seven wholly-owned subsidiaries. 
 Banks.com, Inc. holds all of the issued and outstanding equity
securities of InterSearch Corporate Services, Inc., a Nevada corporation. 
 InterSearch Corporate Services, Inc. holds all of the issued and outstanding
equity securities of MyStockFund Securities, Inc. 
 Banks.com, Inc. holds all of the issued and outstanding equity securities of Walnut Ventures, Inc., a
Nevada corporation. 
 Banks.com, Inc. holds all of the issued and outstanding equity securities of La Jolla Internet Properties, Inc., a Nevada corporation.

 Banks.com, Inc. holds all of the issued and outstanding equity securities of Internet Revenue Services, Inc., a Nevada corporation. 
 Banks.com, Inc. holds all of the issued and outstanding equity securities of Overseas Internet Properties, Inc., a Nevada corporation. 
 Banks.com, Inc. holds all of the issued and outstanding equity securities of Dotted Ventures, Inc., a Nevada corporation.

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