Document:

MARKETING
AFFINITY PROGRAM

 

THE
AGREEMENT is made between Contemporary Information Corporation, (hereinafter referred to as "CIC") and Co-Signer.com,
Inc. J hereinafter referred to as "AGENT"), is made with reference to the following facts.

 

AGENT
is a registered_______________________corporation under the laws of the State of Nevada , having its principal place of business
at 8275 S. Eastern Avenue, Suite 200-661, Las Vegas NV 89123-2545. CIC is a California Corporation, having its office at 42913
Capital Dr. Unit 101 Lancaster, CA 93535, engaged in tenant and employment background screening. CIC provides to members of the
real estate community, consumer information obtained from various sources, including public records and national credit reporting
services, which CIC provides through an automated internet based computer delivery system (hereinafter referred to as "online")
and through "800" toll free telephone service for voice communication and/or facsimile service. The consumer information
provided by CIC is hereinafter referred to as the "CIC Products and Services".

 

AGENT
desires to inform its membership of the availability of CIC Products and Services through CIC's 800 number (for voice communication),
facsimile service, print media, email and/or online. CIC is willing to provide such services to the AGENT membership under the
terms and provisions set forth in this agreement.

 

THEREFORE,
in consideration of the promises and the mutual agreements herein contained, AGENT and CIC agree as follows:

 

1. 
CIC agrees to provide qualifying AGENT members with the appropriate account numbers and online login instructions which will allow
AGENT members to obtain the CIC Products and Services through CIC's 800 telephone line for (voice communication), facsimile service
and/or online (internet delivery). CIC agrees to provide the CIC Products and Services to AGENT members, and to charge for providing
CIC Products and Services in accordance with CIC's standard fee. CIC's current fee schedule is attached hereto as Exhibit A1 and
Exhibit A2 incorporated herein by this reference. CIC may increase its fees to AGENT members by giving thirty (30) days advance
written notice to AGENT at all times during the terms of this agreement.

 

2. 
At AGENT's expense AGENT is encouraged to, but shall not be obligated to, publicize the availability of CIC Products and Services
to AGENT members; provided, however that AGENT shall submit all written publicity materials to CIC for its approval, prior to
distribution thereof which approval shall not unreasonably be withheld. In such publicity, and otherwise AGENT shall not make
any representations or warranties concerning CIC Products and Services, except as to specifically approved by CIC.

 

3. 
During the term of this Agreement, CIC shall pay to AGENT, for marketing and other service a fee for each sale of CIC Products
and Services, to current AGENT members, computed in accordance with the schedule attached as Exhibit B and incorporated herein
by reference. Marketing fees shall be payable by CIC to AGENT sixty (60) days after the members are invoiced. Each payment shall
be accompanied by a schedule setting forth the name of the AGENT member, for which a marketing fee is concurrently paid. If a
member has a credit card chargeback, returned check or bad debt, the marketing fee shall be deducted. In the event that this Agreement
is terminated, no further marketing fee shall be payable to AGENT for usage after the termination date.

 

4.  
CIC will not hold itself out as affiliated with AGENT in any manner unless such representations are approved in writing by AGENT
in advance. Except with the prior written consent of AGENT, CIC shall not make any reference to AGENT in any marketing materials
of CIC, except materials specifically prepared for use by, or submission to AGENT members.

 

5.  
Each member of AGENT desirous of utilizing the CIC services shall enter into separate agreement with CIC (hereinafter referred
to as "member agreements"). The member agreements are completely separate and independent from this agreement and do
not obligate AGENT by any of its terms. CIC agrees that AGENT does not incur any liability or responsibility for any breach or
misconduct on the part of its members.

 

6.  
CIC represents and warrants as follows:

 

a)  
CIC shall comply with all applicable Federal and State laws relating to collection and distribution of consumer information, including
but not limited to the Fair Credit Reporting Act (FCRA).

 

b)  
The CIC Products shall be obtained from databases and other sources which are owned by CIC, or from which CIC has obtained valid
and enforceable licenses to use.

 

7.  
The parties do not intend that AGENT shall act as a credit or consumer reporting agency. The parties intend that CIC shall have
the full responsibility for complying with applicable laws affecting credit reporting agencies. Notwithstanding the forgoing,
AGENT represents that it will comply with all applicable laws, if any, regarding the Federal Credit Reporting Act and all other
Federal and State laws, including, but not limited to, laws affecting credit reporting agencies and practices.

 

8.  
AGENT shall be responsible to pay, collect and remit all applicable local, State and Federal taxes.

 

9.  
CIC shall indemnify, defend and hold AGENT and/or AGENT members harmless from and against any and all costs, damages and liabilities
(including reasonable attorney's fees actually incurred by AGENT and/or AGENT members based upon the improper use or distribution
by CIC of information furnished by AGENT and/or AGENT members to CIC. AGENT shall give prompt written notice to CIC of the receipt
of any claim demand or liability to which the obligation of indemnification and hold harmless may apply.

 

10.  
CIC shall keep all information provided by AGENT confidential and shall not use such data for any other purpose other than accomplish
the objects of this agreement. Other use of this data by CIC or any of its subcontractors, agents, or employees is prohibited
without the express prior permission of AGENT.

 

    	 

    	 

    

 

11.  
This agreement does not constitute a hiring by either party. This agreement shall not be construed as a partnership, and neither
party shall be liable for any obligations incurred by the other except as specifically provided by this Agreement.

 

12.  
In no event shall either party be liable to any person for any indirect, special or consequential damages including, without limitation,
any loss of profits or loss of revenues arising out of or in connection with the provisions of this agreement or arising from
the use of CIC Products and Services.

 

13.  
If any provisions of this contract are held to be invalid, illegal or unenforceable, the validity, legality an enforceability
of the remaining provisions shall not in any way be affected or impaired thereby.

 

14.  
This contract shall be deemed to be entered into and performed within the State of California and shall be construed under the
laws of the State of California.

 

15. 
This contract contains all representations and the entire understanding and agreement of the parties with respect to the subject
matter hereof, and may not be modified or amended or waived in any respect whatsoever without the written consent of all parties
hereto.

 

16. 
Any controversy or dispute between the parties involving the construction of this application for any of the terms, covenants
or conditions of this agreement or arising by reason of the alleged breach or default of any party hereunder may be submitted
to arbitration at the request of any party. Arbitration shall comply with and be governed by the provisions of the Commercial
Arbitration Rules of the American Arbitration Association with such arbitration being held in the County of Los Angeles, State
of California. Any reward rendered in such arbitration may, at the discretion of the arbitrator(s) allocate to the prevailing
party, and against the losing party all costs for arbitration including filing fees and arbitrator's compensation.

 

17. 
All notices required to be given under this agreement shall be in writing and delivered certified mail, return requested, to the
parties at the respective addresses set forth on page one of this agreement or alternatively by mail or carrier for which a signature
is obtained, or by facsimile to the facsimile phone numbers set forth on page one of this agreement, except that notices to terminate
this contract shall not be given by facsimile.

 

18. 
The terms and conditions of this agreement shall inure to the benefit of each party equally and be binding upon the parties hereto,
their successors and assigns.

 

19. 
Duplicate originals of this agreement may be executed simultaneously with the original of the same, and if so executed by all
parties hereto, make duplicate originals shall have the same force and effect and evidentiary value as the original of this agreement.

 

20. 
This Agreement shall continue until terminated. Either party may terminate this Agreement for cause, provided the non-breaching
party has provided the party claimed to be in breach with written notice specifying the breach, and the party claimed to be in
breach has failed to cure such claim of breach within thirty (30) days of receipt of such notice, unless such cure period is extended
by written mutual agreement of the parties. Any such termination for cause which is not timely cured shall be effective at the
end of the allowed cure period. Either party may terminate this Agreement without cause, after three year from execution of this
Agreement, upon the giving of notice to the other party, in which event the termination without cause shall be effective thirty
(30) days after receipt of said notice by the other party.

 

21. 
This agreement is effective as of this date upon which agreement has been executed by signatures of all parties hereto, and
not earlier.

 

CONTEMPORARY
INFORMATION CORPORATION

 

/s/
Sabrina Bower

Sabrina
Bower

President

2/26/2014

 

AGENT:
CO-SIGNER.COM

 

/s/
James Hodgins

James
P. Hodgins

President

2/26/2014

 

    	2

    	 

    

 

Exhibit
A1 - Member Pricing

 

Consumer
Credit Report (CR) 

Features
a complete credit history from Experian, credit summary, risk score model and FICO, score factors, and fraud search. Online $9.00
Phone/Fax $12.00

 

Crossnet
Profile (CP)

Features
credit history, credit summary, risk score model and FICO, score factors, fraud search, eviction search, bad check search and
driver's license verification -all in a human readable format. Online $12.50 Phone/Fax $16.00

 

Crossnet
Complete (CNC)

Features
credit history, credit summary, risk score model and FICO, score factors, fraud search, eviction search, national criminal database
scan, bad check search and driver's license verification-all in a human readable format. Online $20.00 Phone/Fax $23.00

 

Crossnet
I Report (CNI)

Features
credit history, credit summary, risk score model and FICO, score factors, fraud search, eviction search, bad check search and
driver's license verification -all in a human readable format. Plus, verbal verification of the references on the rental application
including current & past tenancy history, present employment and banking references. All in about 2 hours or less! Online
N/A Phone/fax $24.00

 

Nationwide
Criminal Database Scan (CRM)

Covers
50 states of available databases including OFAC, DOJ, and registered sex offender information. Online $8.00 Phone/Fax $8.50

 

CrosXscore
(SC)

Apply
your decision criteria to a quick and objective scoring model on any of the reports above. Add $3.00 

 

RentBureau's Rent Reveal

Provides
detailed rental payment and collection history on apartment applicants, which is collected from properties across the country.
(Included in every Experian report pulled) No charge

 

More
Consumer Information

Transllnion
or Equifax credit added to above products $6.50 

County
Level Criminal Search price varies by county

Canadian
Consumer Credit Report $18.00

Additional
Reference Verified $5.00

Property
Title Search $10.00

Bureau
Reporting of Delinquency $5.00

Collection
Services $10+

Surcharge
on Colorado Applicants $1.38

 

Employment
Check 1 (EMP)

Features
a complete credit history from Experian, credit summary, and fraud search, plus notifies the applicant per current law. Online
$12.00 Phone/Fax $14.00

 

Employment
Check 2 (EMPII)

Features
credit history, credit summary, fraud search, and national criminal database scan including OFAC.-all in a human readable format.
Online $20.00 Phone/Fax $23.00

 

Employment
Check 3 (EMPIII)

Features
credit history, credit summary, fraud search, and national criminal database scan including OFAC. Plus, verbal verification of
the references on the employment application (2 employment references and 1 educational reference or 1 state license verification).
Online N/A Phone/Fax $30.50

 

Social
Security Number Search (TRACE)

Delivers
up-to-date name and address information from Experian to help you confirm applicant data or detect potential fraudulent activity
associated with a Social Security number. Online $6.00 Phone/Fax $7.00

 

Employee
Drug Testing

Comprehensive
drug testing plus verification by a medical review officer. Price includes collection at approved sites. 5- Panel $41.00 10-Panel
$45.00 Hair Follicle Test Available

Equifax
Employment Credit Report add $7.50

1-9
Verification $8.00

Driving
Records varies by state

Workers
Comp. Report varies by state

Commercial
Intelliscore $20.50 /$24.50

Business
Profile Report $33.00 / $36.00

All
Report (business profile & intelliscore) $38.00 / $41.00

Business
Owner Profile $18.00

Canadian
Business Report $47.00 / $75.00

Thomas
Gale Report $23.00 / $25.00

List
of Similars or No Record from BizlQ $5.00

 

Exhibit
A2 - Other Fee Schedule

 

The
set-up fee to AGENT members which includes the onsite physical inspection as required by the credit bureaus $90.00

Experian
requires annual inspections on residential locations and the same fee would apply annually.

Equifax
is only available to commercial locations

"Consumer
Initiated" tenant screening product Standard Report $28.50 (ApplyConnect)

Experian Credit Report and Vantage 3.0 Score

National criminal report (including 50 state sex offender and OFAC/terrorist searches)

National eviction search

No
set-up fee for the "consumer initiated" system.

    	3

    	 

    

 

Exhibit
B - CIC's Marketing Fee to AGENT

 

Ten
percent (10%) on tenant and employment screening products paid out according to the Agreement Section 3. Twenty-five
percent (25%) on consumer initiated products (ApplyConnect) paid out according to the Agreement Section 3.

 

Excluding
finance fees (ex. late fee, NSF fee), court access and legislative imposed fees, and physical inspection fees incurred by the member(s).

    	4Gary Patterson, Consultant Agreement
with Co-Signer, Inc.

 

This Agreement,
effective as of March 1, 2014 (hereinafter "Effective Date", is between Co-Signer, Inc. and its subsidiaries
and affiliated entities, (hereinafter the "Company") and Mr. Gary Patterson, (hereinafter the "Consultant")
who hereby agrees to provide consulting services as follows:

 

	Scope and Duties. Consultant
shall provide Company with consulting services on a nonexclusive basis as defined in Schedule A.

	Term of Agreement. The Company
shall retain Consultant to provide its non-exclusive consulting services to the Company and Consultant hereby agrees to provide
such non-exclusive consulting services to the Company during the term (the "Term") commencing on the Effective Date and
ending on the first anniversary of such date, and automatically renewing for a twelve (12) month term thereafter, subject to cancellation
upon thirty day written notice by either party. Termination shall not affect the obligation of the Company to compensate the Consultant
with fees payable under section 4 and Schedule B.

	Personal Services. Consultant
shall provide the services described in this Agreement personally and not through any other affiliated person or entity, employee,
subcontractor or agent of Consultant without the express prior written consent of the Company.

	Remuneration to Consultant. As
full and total consideration for Consultant's services described herein, the Company shall:

		a.	Compensate the Consultant for any corporate marketing and business
consulting activity that the Company undertakes as set forth in Schedule B., attached hereto and made a part hereof:

		b.	Reimburse Consultant for any out-of-pocket expenses that have been
pre-approved by the Company during the Term for expenses actually incurred by Consultant in connection with the performance of
Consultant’s services on behalf of the Company hereunder. These are meant to include fees arising out of processing stock
transfer activities, including, but not limited to legal opinions, transfer fees, etc.

		c.	The Company will be responsible for the opinion letter(s), other
documents, and the associated costs related to removing any restrictions on the shares received by the Consultant as compensation,
at “usual and customary” costs, not to exceed a total maximum total dollar for all combined costs associated to process
the certificate of $700.00.

 

	Independent Contractor. Consultant
and Company acknowledge that Consultant is an independent contractor, and shall neither be construed nor represented to be an employee
of Company. It is agreed and understood, subject to any separate confidentiality agreement with the Company that Consultant reserves
the right, as a non-exclusive engagement, to engage in other consulting activities either on its own behalf or on behalf of other
persons or entities by whom Consultant may be engaged either during or following the terms of this Agreement.

	General.

6.1
Entire Agreement. Each party acknowledges that it has read this Agreement, understands it, and agrees to be bound by its terms,
and further agrees that this Agreement (including the accompanying Schedules attached hereto) embodies the complete and exclusive
statement of the agreement between the parties, which supersedes and replaces all prior proposals, understandings and all other
agreements, oral and written, between the parties.

 

		6.2	Binding Effect. This Agreement shall bind and inure to the benefit of the parties, their
respective heirs, personal representatives, subsidiaries, legal successors and assigns.

 

		6.3	Severability. If any parts of this Agreement are found to
be void or unenforceable, the remaining provisions shall nevertheless be binding with the same effect as though the void parts
were deleted.

 

		6.4	Governing Law. This Agreement and performance hereunder shall
be governed by the laws of the State of Nevada, in the jurisdiction of Clark County for all court systems therein.

 

		6.5	Grammatical Usage. In construing this Agreement, feminine
pronouns shall be substituted for those masculine in form (and vice versa), and plural terms shall be substituted for singular
and singular for plural, in any place where the context so requires.

 

		6.6	Captions. The captions to this Agreement are inserted only
for purposes of convenient reference and in no way define, limit or prescribe the scope or intent of this Agreement or any part
hereof.

 

		6.7	Counterparts. This Agreement may be executed in several
counterparts, each of which shall be considered a legal original for all purposes. Any fully signed counterpart may be introduced
into evidence in any action or proceeding without having to produce the others.

 

    	 

    	 

    

 

		6.8	Modification or Waiver.

 

		(a)	Modification. This Agreement may only be changed, modified
or rescinded by written instrument signed by all parties.

 

		(b)	Waiver. Any waiver of this Agreement shall not be effective
unless made in a writing signed by the person against whom the enforcement of such waiver is sought A waiver given in any case
shall only apply to that particular act or omission, and shall not be effective as to further acts or omissions, regardless of
whether they are of the same or similar nature.

 

		6.9	Limitation of Liability. Neither party shall under any circumstances be liable for any consequential,
indirect, special, incidental or exemplary damages, including without limitation, any loss of revenues, profits, or business or
other economic loss arising out of or in connection with the services provided hereunder

 

6.10Liability.
Under any conditions, the Consultant liability for any breach under this agreement shall be limited to his earned compensation
under this agreement. The company's liability shall be limited to its contractual obligation under this agreement.

 

6.11Notices.
All notices required to be given pursuant hereto shall be given to the parties at their addresses set forth herein, or at such
other addresses a party may specify for a receipt of notice. All notices will be deemed sufficiently given if: (i) sent by Federal
Express or other overnight courier service providing written evidence of delivery; (ii) if by registered or certified mail, postage
prepaid, return receipt requested; (iii) or sent by facsimile and confirmed by first class mail.

 

	
        Co-Signer, Inc.

        8275 S. Eastern Ave, Suite 200-661

        Las Vegas, NV 89123
	
        Gary
        Patterson

        201
        Joliet Ave., Apt D

        Huntington
        Beach, CA 92648

 

6.12Legal
Fees. In the event of any legal action or arbitration involving this Agreement, the prevailing party in such proceeding shall
be entitled to an award of reasonable expenses, including attorney's fees, disbursements and expenses of experts, as may be awarded
by the Court or by the Arbitration panel in its determination.

 

6.13Arbitration.
The Parties specifically agree that any controversy or dispute which may arise between the buyer and seller concerning any
transaction or the construction or breach of this agreement shall be settled by arbitration. Any arbitration shall be pursuant
to the rules then applying to JAMS/Endispute ("JAMS"), except to the extent set forth herein. The arbitration panel shall
consist of at least three (3) individuals, with at least one having knowledge of investment and advisory activities. The Parties
agree that any arbitration proceeding pursuant to this provision shall be held in a location as determined by the rules of JAMS.
The ward of the arbitrator shall be final and binding on the Parties and judgment upon the award rendered may be entered into in
any court, state or federal having jurisdiction.

 

The agreement to arbitrate
does not entitle the Parties to obtain arbitration of claim that would be barred by the relevant state of limitations if such claim
were brought in the Court of competent jurisdiction. If at the time a demand for arbitration is made or an election or notice of
intention to arbitrate is served, the claims sought to be arbitrated would have been barred by the relevant statute of limitations
or other time bar, any party to this agreement assert the limitation as a bar to the arbitration by applying to any court of competent
jurisdiction. The failure to assert such bar by application to a court, however, shall not preclude its assertion before the arbitration.

 

 

 

(remainder of this page left
blank intentionally)

    	2

    	 

    

AGREED AND ACCEPTED the day above first
written.

 

Co-Signer, Inc.

 

 

/s/ Kurt A. Kramarenko03/30/2014

By:Kurt A. KramarenkoDated

Title:CEO

 

 

Consultant:

 

 

/s/ Gary Patterson03/30/2014

By: Gary PattersonDated

Title: Consultant

    	3

    	 

    

Schedule A

 

	Consultant shall render marketing and
investor services and contacts and other general and strategic business advice, including, without limitation, advice relating
to corporate investors needs for the benefit and growth of the Company as may be reasonably requested by Company.

 

	Consultant shall work in California
as an independent Contractor.

 

Schedule B

 

	The Company, Co-Signer, Inc. shall
compensate Consultant $500.00 per month paid by the 10th of the following month and a onetime grant of 500,000 shares
of common stock of Co-Signer, Inc. (COSR), vested immediately, for services to be rendered for the next 12 consecutive months.
It is understood that at times the cash payment might need to be accrued until funds are available.

 

	Consultant's compensation shall be
deemed restricted per SEC Rule 144 for 6 months and shall be issued immediately by the Company upon execution of this Consulting
Agreement.

    	4

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