Document:

MET-2014.12.31-EX10.74

Exhibit 10.74
AMENDMENT 1 TO THE
METROPOLITAN LIFE AUXILIARY
SAVINGS AND INVESTMENT PLAN
(Amended and Restated Effective January 1, 2008)
		
	1.
	Section 2.4 of the Plan is hereby amended as follows:

 “2.4.    ‘Commissioned Participant’ means any Participant in this Plan who is compensated primarily by commissions, except that the term Commissioned Employee shall not include any Participant who is classified by the Company as a group commissioned employee.”
2.    Subsection (c) of Section 2.6 of the Plan is hereby amended as follows:
“(c)    For purposes of Sections 4.8 and 4.10, except as otherwise provided in Sections 4.8(a) and 4.10(a), the Default Commencement Date shall be the October 1st following the date of the Commissioned Participant’s attainment of his or her sixtieth (60th) birthday.”
3.    Subsection (a) of Section 4.10 of the Plan is hereby amended as follows:
“(a)    Distribution of Vested Account Balance in Absence of Election.  Unless a Commissioned Participant makes an election on or after January 1, 2009, in accordance with subsection (b) or in accordance with Section 4.8, a Commissioned Participant will be deemed to have elected to receive his or her vested account balance in the Default Mode of Payment, payable as of the Default Commencement Date, regardless of whether or not she or had previously 

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experienced a Termination of Employment.  Notwithstanding the foregoing, with respect to a Commissioned Participant who has attained the age of fifty-nine (59) or older prior to becoming eligible to participate in this Plan, such Participant’s vested account balance under this Plan will be distributed in the Default Mode of Payment as of October 1st of the year which contains the fifth anniversary of the date on which s/he commenced participation in the Plan.  If a Commissioned Participant to whom this subsection (a) applies remains actively employed and Company contributions continue to be made to his or her account under this Plan in accordance with Section 4.1, then every five years after such Participant’s initial distribution, such additional contributions which are made during the Plan Year in which distributions commence and which are thereafter credited to the Participant’s account prior to his or her Termination of Employment shall be distributed in a single sum.” 
4.    Article 6 of the Plan is hereby amended as follows:
“Article 6 - Nontransferability of Participant's Interest
Except for any payments to a person other than the Participant, to the extent of an election by such person which is reflected in, or made in accordance with the provisions of a court order or decree which the Plan Administrator has determined constitutes a domestic relations order, as defined in Code  § 414(p)(1)(B), no Participant shall have any power or right to transfer, assign, mortgage, commute or otherwise encumber any of the benefits payable hereunder, nor shall such benefits be subject to seizure for the payment of any debts or judgments, or 

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be transferable by operation of law in the event of bankruptcy, insolvency or otherwise.”
5.    This amendment is effective January 1, 2008.

IN WITNESS WHEREOF, the Company has caused this amendment to be executed in its name and behalf this 9th day of December, 2008, by its officer thereunto duly authorized.

METROPOLITAN LIFE INSURANCE COMPANY

By:  /s/ Margery Brittain                

ATTEST:

/s/ Bonita Haskins        

3MET-2014.12.31-EX10.85

Exhibit 10.85
AMENDMENT NUMBER THREE TO THE
METLIFE LEADERSHIP DEFERRED COMPENSATION PLAN
(As amended and restated effective with respect to salary and Cash Incentive Compensation January 1, 2005, and with respect to Stock Compensation April 15, 2005)

The MetLife Leadership Deferred Compensation Plan is hereby amended, effective January 1, 2010, as follows:

		
	1.
	Section 8 is hereby added to read as follows:

“Matching Contribution.  If a Participant makes contributions to SIP throughout a calendar year, the Participant’s Matching Contribution Account shall be credited with a 4% Matching Contribution on any amount that would have been eligible for a contribution into SIP, under the terms of that plan without application of certain Tax Code limitations under Code sections 415 and 401(a)(17) and that was, in fact, deferred into this Plan.   Notwithstanding the foregoing, no Matching Contributions shall be credited in favor of a Participant during the suspension of such Participant’s deferrals pursuant to Section 4.6 of this Plan. A Participant’s Matching Contribution Account shall vest or be forfeited to the same extent, and on such date(s), that such Matching Contributions would have vested or been forfeited under the terms of SIP.”
		
	2.
	 Section 12.2 is hereby amended to read as follows:

“The total amount of deferrals suspended or payment advanced shall not exceed the amount necessary to satisfy the financial consequences of the Unforeseeable Emergency plus any amounts necessary to pay any of the Participant’s federal, state or local income taxes reasonably anticipated to result from such distribution and shall not exceed the total value of the Deferred Compensation Accounts under the Plan.  In determining the amount to be distributed from the Plan on a finding of an Unforeseeable Emergency, the Plan Administrator shall consider the availability of funds from other sources to satisfy the Unforeseeable Emergency including the availability of an in-service withdrawal from SIP, and shall offset those available amounts from the amount distributed from this Plan. No accommodation pursuant to this Section 12 shall be implemented in a manner or at a time when prohibited or punishable by any applicable Affiliate policy or law, including but not limited to laws regarding trading of securities on inside information and the exemptions therefrom.”
3.  Section 20 is hereby amended to read as follows:

“Qualified Domestic Relations Orders.  The Plan Administrator will distribute, designate, or otherwise recognize the attachment of any portion of a Participant's Deferred Compensation Accounts in favor of the Participant's spouse, former spouse or dependents to the extent such action is mandated by the terms of a qualified domestic relations order as defined in Section 414(p) of the Code, and otherwise as determined by this Plan. In cases where the qualified domestic relations order does not state a specific time and form for distribution of the interest of the spouse, former spouse or dependents, then the interest of these third party beneficiaries will be paid directly to them in a lump sum as soon as administratively possible after the Plan Administrator reviews the court order and determines that it properly applies to the Plan.” 
IN WITNESS WHEREOF, the Plan Administrator has caused this Amendment to be adopted this 11th day of December, 2009.  

PLAN ADMINISTRATOR
/s/ Margery Brittain             
Margery Brittain

ATTEST:
/s/ Bonita Haskins_____________

1MET-2014.12.31-EX10.86

Exhibit 10.86
AMENDMENT NUMBER FOUR TO THE
METLIFE LEADERSHIP DEFERRED COMPENSATION PLAN
(As amended and restated effective with respect to salary and Cash Incentive Compensation January 1, 2005, and with respect to Stock Compensation April 15, 2005)

WHEREAS, the MetLife Leadership Deferred Compensation Plan (the “Plan”), was adopted to permit certain eligible employees voluntarily to defer the payment of certain types of compensation;

WHEREAS, certain other nonqualified deferred compensation arrangements have been entered into with employees who are eligible to participate in the Plan, which arrangements either expressly or implicitly incorporate aspects of the Plan, and/or are otherwise administered, in whole or in part, in a manner consistent with the administration of the Plan; and to facilitate the administration of such other arrangements, it has been recommended that such arrangements be incorporated into the Plan;

WHEREAS, pursuant to Section 19 of the Plan, the Plan Administrator has reserved the right to amend the Plan;

The Plan is hereby amended effective December 31, 2009, in the manner set forth below:

1.    Section 4 is amended to add a new Section 4.8 to read as follows, and to appropriately renumber all other sections thereof to reflect the addition of such Section:

“4.8.  The Plan Administrator may permit other nonqualified deferred compensation arrangements, whether or not elective, between an Eligible Associate and any MetLife Company to be administered under and treated as part of the Plan.  The Plan Administrator shall establish a separate Alternative Compensation Account for an Eligible Associate who is party to a nonqualified deferred compensation arrangement treated as part of the Plan.   Unless otherwise provided in the corresponding non-qualified deferred compensation arrangement, herein, on Annex I or by the Plan Administrator in writing, the provisions of the Plan shall apply to any such Alternative Compensation Account, including without limitation, those provisions related to (i) the value of the Alternative Contribution Account (including the Investment Tracking of such Account), (ii) the timing, number and form of payments from such Account and (iii) the designation of any beneficiary(ies) to receive payment from such Account upon death of the Participant.” 

2.    Section 10 is amended to add a new Section 10.3.11 at the end of Section 10.3 thereof, to read as follows:

“10.3.11.  Notwithstanding anything in this Section 10.3 to the contrary, payment in respect of any Alternative Compensation Account shall not be modified from the date payment would have been made under the corresponding nonqualified deferred compensation arrangement, as 

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identified on Annex I or as otherwise specified in writing and submitted to the Plan Administrator by the Eligible Associate prior to January 1, 2009.”   

3.    Section 22 is amended to add new Sections 22.2 and 22.3 thereto, to read as follows, and to appropriately renumber all other sections thereof to reflect the addition of such Section:

“22.2  “Alternative Compensation Account” means a record-keeping account established for the benefit of an Eligible Associate which is credited with amounts deferred under the nonqualified deferred compensation arrangement, specified in Annex I, to which such Account relates.”

“22.3  “Annex I” means the schedule established by the Plan Administrator, as may be amended by the Plan Administrator at any time and from time to time, which describes the nonqualified deferred compensation arrangement that is to be administered as part of the Plan.  Annex I, is expressly incorporated into the Plan reference and made a part hereof.”

4.    Section 22.7, “Deferred Compensation Account”, is amended to add a second sentence that will read as follows:

“To the extent the context so requires, the term Deferred Compensation Account, as applied to any Participant, shall also include any Alternative Compensation Account established for the benefit of such Participant.”

5.    Section 22.23, “Participant”, is amended to add a second sentence that will read as follows:

“To the extent that the context so requires, the term Participant shall also include any Eligible Associate for whose benefit an Alternative Compensation Account has been established under the Plan.”

6.    The Plan is further amended to add at the end thereof, a new Annex I, as is attached hereto, which is incorporated herein by reference and made a part hereof.
    
IN WITNESS WHEREOF, the Plan Administrator has caused this Amendment to be adopted this 11th day of December, 2009.  

PLAN ADMINISTRATOR
/s/ Margery Brittain__________________________________________
Margery Brittain
ATTEST:
/s/ Bonita Haskins__________________________

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