Document:

EXHIBIT 10.4
                                                                    ------------

Consulting Agreement between Humana Trans Services Group, Ltd. and Riggs
& Associates

                              CONSULTING AGREEMENT

THIS AGREEMENT made as of April 22, 2002 between GEORGE L. RIGGS, III, of Riggs
& Associates (the "Consultant") and Humana Trans Services Group, Ltd., (the
"Company").

IN CONSIDERATION OF the mutual covenants, terms and agreements herein contained,
and for other good and valuable consideration, the receipt and sufficiency of
which is hereby acknowledged, the parties hereto hereby agree as follows:

     1.   SERVICES. The Consultant shall, during the Term (as defined below)
          provide the following services (the "Services") to the Company, at
          such times as the Company may reasonably request:

               Assistance in the preparation of Amendments to Form SB-2 to be
               filed with the Security and Exchange Commission including related
               regulatory, financial reporting and accounting, and other
               business consulting.

     2.   COMPENSATION. The Company shall pay to the Consultant the sum of
          50,000 shares of common stock. The Company shall reimburse the
          Consultant for all reasonable expenses incurred in connection with
          this Agreement.

          The Consultant shall submit monthly invoices to the Principal for its
          compensation and related expenses.

     3.   TERM. This Agreement shall commence on April 23, 2002 and shall remain
          in effect until the effectiveness of form SB-2 with the SEC, which
          ever comes first (the "Term"), provided that the parties may, in
          writing, agree to extend the Term. Notwithstanding the foregoing, this
          Agreement may be terminated at any time at the option of one party,
          upon the failure of the other party to comply with the covenants,
          terms and agreements of this Agreement and upon notice of such failure
          to such other party.

          Upon any termination of this Agreement, the Consultant shall deliver
          to the Company any information which has been developed, maintained or
          copied by the Consultant in furtherance of this Agreement, or which
          may contain Confidential information, including, but not limited to
          files, lists, plans, papers, documents, or any electronic media. The
          Consultant shall secure all such written or descriptive matter in
          files at all times to prevent their loss or unauthorized disclosure,
          and to segregate Confidential Information at all times from the
          material of others.

<PAGE>

     4.   RIGHTS IN DATA.

          a.   All of the items prepared for or submitted to the Company under
               this Agreement (the "Items") shall belong exclusively to the
               Company. HOWEVER, IT IS UNDERSTOOD THAT ALL INFORMATION PROVIDED
               BY THE COMPANY TO THE CONSULTANT IS THE RESPONSIBILITY OF
               MANAGEMENT OF THE COMPANY AS TO THE ACCURACY AND RELIABILITY OF
               THAT INFORMATION.

          b.   To the extent that any pre-existing materials are contained in
               the Items, the Consultant grants to the Principal an irrevocable,
               non-exclusive right to (i) use, execute, reproduce, display,
               perform, distribute (internally or externally) copies of, and
               prepare derivative works based upon the Items and (ii) authorize
               others to do any, some or all of the foregoing. HOWEVER, PRIOR TO
               DISTRIBUTION OF SUCH ITEMS, THE COMPANY AGREES TO NOTIFY THE
               CONSULTANT AS TO THE INTENDED USE OF SUCH DISTRIBUTION AND THE
               CONSULTANT SHALL HAVE THE RIGHT TO REVIEW ALL DRAFTS OF SUCH
               INFORMATION PRIOR TO DISTRIBUTION.

          c.   The Consultant shall have the right to publish any information
               resulting from its performance under this Agreement in a manner
               which preserves the Company's right in the Items, after obtaining
               the Company's prior written approval, which approval shall not be
               unreasonably withheld; provided that any such approval may be
               conditional upon reasonable alterations or deletions to ensure
               that Confidential Information is not published.

          d.   No license or right is granted to the Consultant either expressly
               or by implication, estoppels or otherwise, to publish, reproduce,
               prepare derivative works based upon, distribute copies of,
               publicly display, or perform, any of the Items, except
               pre-existing materials of the Consultant or information available
               through the public domain, either during the Term or after
               termination of this Agreement.

     5.   NOTICES. All notices, requests, demands or other communications
          required by this Agreement or desired to be given or made by either of
          the parties to the other hereto shall be given or made by personal
          delivery or by mailing the same in a sealed envelope, postage prepaid,
          registered mail, return receipt requested, and addressed to the
          parties at their respective addresses set forth above or to such other
          address as may, from time to time, be designated by notice given in
          the manner provided in this paragraph. Any notice or communication
          mailed as aforesaid shall be deemed to have been given and received on
          the third business day next following the date of its mailing. Any
          notice or writing delivered to a party hereto shall be deemed to have
          it been given and received on the day it is delivered, provided that
          if such day is not a business day, then the notice or communication
          shall be deemed to have been given and received on the business day
          next following such date.

<PAGE>

     6.   COMPLIANCE WITH LAWS. The Consultant agrees that it will comply with
          all applicable laws, ordinances, regulations and codes in the
          performance of its obligations under this Agreement, including the
          procurement of permits and certificates where required.

     7.   ENTIRE AGREEMENT. This Agreement sets forth the entire Agreement
          between the parties hereto in connection with the subject matter
          hereof. No alteration, amendment or qualification of this Agreement
          shall be valid unless it is in writing and is executed by both of the
          parties hereto.

     8.   SEVERABILITY. If any paragraph of this Agreement or any portion
          thereof is determined to be unenforceable or invalid by the decision
          of any court by competent jurisdiction, which determination is not
          appealed or appeal able, for any reason whatsoever, such
          unenforceability or invalidity shall not invalidate the whole
          Agreement, but the Agreement shall be construed as if it did not
          contain the particular provision held to be invalid and the rights and
          obligations of the parties shall be construed and enforced
          accordingly.

     9.   FURTHER ASSURANCES. The parties hereto covenant and agree that each
          shall and will, upon reasonable request of the other, make, do,
          execute or cause to be made, done or executed, all such further and
          other lawful acts, deeds, things, devices and assurances whatsoever
          for the better or more perfect and absolute performance of the terms
          and conditions of the this Agreement.

     10.  GOVERNING LAW. This Agreement shall be governed by and construed in
          accordance with the laws of the State of New York.10.

     11.  RELATIONSHIP. The Consultant shall perform the Services as an
          independent contractor. Nothing contained in this Agreement shall be
          deemed to create any association, partnership, joint venture, or
          relationship of principal and agent or employer and employee between
          the parties hereto or to provide either party with the right, power or
          authority, whether express or implied, to create any such duty or
          obligation on behalf of the other party. The Consultant also agrees
          that it will not hold itself out as an affiliate of or partner, joint
          venturer, co-principal or co-employer with the Company, by reason of
          the Agreement and that the Consultant will not knowingly permit any of
          its employees, agents or representatives to hold themselves out as, or
          claim to be, officers or employees of the Company by reason of the
          Agreement.

     12.  CONSTRUCTION. In this Agreement, except as otherwise expressly
          provided, all words and personal pronouns relating thereto shall be
          read and construed as the number and gender of the party or parties
          referred to in each case require and the verb shall be read and
          construed as agreeing with the required word and pronoun.

<PAGE>

     13.  HEADINGS. The division of this Agreement into paragraphs and the use
          of headings are for convenience of reference only and shall not modify
          or affect the interpretation or construction of this Agreement or any
          of its provisions.

IN WITNESS WHEREOF the parties hereto have executed this Agreement as of the
date first above written.

------------------------------      ---------------------------------
Witness                             George L. Riggs, III
                                    Riggs & Associates LLC

------------------------------      ---------------------------------
                                    James Zimbler
                                    President
                                    Humana Trans Services Group Inc.EXHIBIT 10.5
                                                                    ------------

Consulting Agreement between Humana Trans Services Group, Ltd. and
Agincourt, Inc.

                                 AGINCOURT, INC.
                              CONSULTING AGREEMENT

            AGREEMENT made this 15th day of April, 2002, by and between Humana
            Trans Services Group, Inc. with its principal place of business
            located at 150 Broadhollow Road, Melville, New York 11747
            (hereinafter, CLIENT), a New York corporation and Agincourt, Inc.
            with its principal place of business located at 577 Pinto Street,
            West Babylon, New York 11704 (hereinafter, FIRM), a New York
            corporation, upon terms and conditions as follows:

            FIRM will be an agent for the foregoing services:
                  To craft and distribute a formalized business plan

            FIRM will be available to render all services represented during
            normal and customary working hours. FIRM will at all time render the
            foregoing, and all other services, on a "best efforts" basis.

            It is understood and agreed to by the CLIENT, its employees, agents,
            and assignors, that during the term of this AGREEMENT the FIRM shall
            be CLIENT representative for all the advisory and consulting
            services set forth hereinabove.

11. COMPENSATION

     a.   A non refundable retainer of CLIENT common stock shall be paid by
          CLIENT to FIRM as follows:

          (iii)     185,000 shares of CLIENT common stock free of any legend and
                    fully tradable within 10 days of the effective date of this
                    contract. This clause shall survive in the event of any
                    future funding from any source whatsoever post contract for
                    any introduction during the contract term.

     b.   The stock portion of the retainer referred to in Section "1a(i)", set
          forth hereinabove shall  be delivered to FIRM at 577 Pinto Street,
          West Babylon, New York 11704, by CLIENT, in a form described in
          section "1a(i)"  above.

     c.   From time to time FIRM will present for payment, receipts for
          necessary and reasonable business expenses for any and all tasks
          assigned by CLIENT to FIRM, or undertaken by FIRM in furtherance of
          CLIENT business goals and objectives, including but not limited to
          travel and entertainment, material supplies, filings, press releases,
          and other professional fees. It is agreed that these expenses which
          represent "out of pocket" costs, if any, incurred by FIRM in behalf of
          CLIENT, will be reimbursed by CLIENT on a "forthwith" basis.

<PAGE>

     d.   Failure by CLIENT to perform obligations as per the terms of paragraph
          1 - {COMPENSATION} and or any clause pertaining to reimbursement may
          result in FIRM withholding future services until the compensation is
          satisfied and current.

12.  CONFIDENTIALITY

          FIRM agrees that it will not, without consent, communicate to any
          individual or business entity information relating to any confidential
          material which it might from time to time acquire with respect to the
          business of CLIENT, its affiliates or subsidiaries. This clause shall
          survive for one year after the termination of this AGREEMENT.

13.  DEFENSE AND INDEMNIFICATION

          CLIENT agrees, at its sole expense, to defend FIRM, and to indemnify
          and hold the FIRM harmless from, any claims or suits by a third party
          against the FIRM or any liabilities or judgments based thereon, either
          arising from FIRM performance of services for CLIENT under this
          AGREEMENT or arising from any CLIENT products which result from FIRM
          performance of general services under this AGREEMENT.

14.  TERMS AND TERMINATION

          This AGREEMENT with all rights and privileges pertaining thereto shall
          be for a term of not less than18 months from the date hereof and shall
          be deemed automatically renewed upon its same terms and conditions for
          an additional 12 month period unless, not less than 60 days prior to
          expiration, either party serves upon the other written notice to
          terminate. Said notices shall be in conformance with paragraph "5c."
          set forth herein.

15.  MISCELLANEOUS

          a.   Any and all work generated on behalf of CLIENT including but not
               limited to: databases, models, charts and, presentations, is the
               work product of and shall remain the sole property of FIRM.

          b.   The relationship created by this AGREEMENT shall be that of
               independent contractor, and neither FIRM nor CLIENT shall have
               authority to bind or act as agent for the other or for their
               respective employees for any purpose, unless specifically agreed
               to in writing and is executed by an officer of each party.

          c.   Notice given by one party to the other hereunder shall be in
               writing and deemed to have been properly given if deposited with
               the United States Postal Service, registered or certified mail,
               addressed as follows:

          CLIENT    HUMANA TRANS SERVICES GROUP, INC.
                    150 BROADHOLLOW ROAD, MELVILLE, NEW YORK 11747

          FIRM      AGINCOURT, INC.
                    577 PINTO STREET, WEST BABYLON, NEW YORK 11704

<PAGE>

          d.   This AGREEMENT replaces any previous AGREEMENT and the
               discussions relating to the subject matters hereof and
               constitutes the entire AGREEMENT between CLIENT and FIRM with
               respect to the subject matters of this AGREEMENT. This AGREEMENT
               may not be modified in any respect by any verbal statement,
               representation, or writing made by any employee, officer, or
               representative of CLIENT or FIRM unless such writing is in proper
               form and executed by an officer of each party.

IN WITNESS WHEREOF, the parties have executed this AGREEMENT effective the date
first stated above. This AGREEMENT is bound under the Laws of the State of New
York and shall be construed and enforced in accordance with those laws. Any
remedies on breach of the AGREEMENT will be determined exclusively through
binding arbitration provided by the New York State court system.

By: ___________________________________                      ________________
Jerry Rukin - President, Agincourt                                 Date

By: ___________________________________                      ________________
James Zimbler - President, Humana Trans                            Date

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