Document:

Exhibit 4.1 

FINAL FORM OF 

WAIVER OF DIRECTOR’S FEES

I hereby waive
my rights to all director’s fees accrued and payable, as of the date hereof and
through December 31, 2009, from Rodman International Enterprise I, Ltd., Rodman
International Enterprise II, Ltd. and Rodman International Enterprise III,
Ltd., each a British Virgin Islands corporation. 

Dated:
_______________OCCUPANCY
AGREEMENT

          This
AGREEMENT (the “Agreement”),
effective as of January 1, 2009 (the
“Effective Date”), between Newtown Lane Marketing, Incorporated
(the “Corporation”), a corporation organized under the laws of the State of
Delaware and Kirk M. Warshaw, LLC (the “LLC”), a limited liability company
organized under the laws of the State of New Jersey. 

          WHEREAS,
the Corporation’s principal
offices are located at 47 School Avenue, Chatham, New Jersey and such premises
are owned by the LLC (the “Principal Offices”); and

          WHEREAS,
the Corporation and the LLC wishes to enter into an agreement for use and
occupancy of the Principal Offices and certain administrative services;

          NOW,
THEREFORE, for good and valuable consideration, it is agreed that:

          Effective
as of the Effective Date, the Corporation hereby agrees that it shall pay to
the LLC a quarterly occupancy and administrative services fee in the amount of
U.S. five hundred dollars ($500) on each of January 1, April 1, July 1 and
October 1 until such time as this Agreement is terminated by written notice of
either party.

          IN
WITNESS WHEREOF, the parties have duly
executed and delivered this Agreement effective as of the Effective Date on
January 29, 2009.

	
 

	
 

	
 

	
 

	
NEWTOWN
 LANE MARKETING, INCORPORATED,

 a Delaware corporation

	
 

	
 

	
 

	
 

	
By:

	
   /s/
 Arnold P. Kling

	
 

	
 

	

	
 

	
 

	
Name: Arnold P. Kling

	
 

	
 

	
Title: President

	
 

	
 

	
 

	
 

	
Kirk M. Warshaw, LLC.,

 a New Jersey limited liability company

	
 

	
 

	
 

	
 

	
By:

	
   /s/ Kirk
 Warshaw

	
 

	
 

	

	
 

	
 

	
Name: Kirk Warshaw

	
 

	
 

	
Title: Managing Memberexhibit10_1.htm

    
      

      

    

    
Exhibit 10.1

     

     

    
      	 
      	
              Line
      of Credit Note

            

    

    

    

    $30,000,000.00

    Date:
June 29,2009

    

    Promise to Pay. On or before
September 30, 2009, for value received, United Western Bancorp, Inc. (the
"Borrower") promises to pay to JPMorgan Chase Bank, N.A., whose address is 1125
17th Street, Denver, CO 80202 (the "Bank") or order, in lawful money of the
United States of America, the sum of Thirty Million and 00/100 Dollars
($30,000,000.00) or so much thereof as may be advanced and outstanding, plus
interest on the unpaid principal balance as provided below.

    

    Interest Rate Definitions. As
used in this Note, the following terms have the following respective
meanings:

    

    "Adjusted LIBOR Rate" means,
with respect to a LIBOR Rate Advance for the relevant Interest Period, the sum
of (i) the Applicable Margin plus (ii) the quotient of (a) the LIBOR Rate applicable
to such Interest Period, divided by (b) one minus the Reserve Requirement
(expressed as a decimal) applicable to such Interest Period.

    

    "Adjusted One Month LIBOR Rate"
means, with respect to a CB Floating Rate Advance for any day, the sum of
(i) 2.50% per annum plus (ii) the quotient of (a) the interest rate determined
by the Bank by reference to the Page to be the rate at approximately 11:00 a.m.
London time, on such date or, if such date is not a Business Day, on the
immediately preceding Business Day for dollar deposits with a maturity equal to
one (1) month, divided by (b) one minus the Reserve Requirement (expressed as a
decimal) applicable to dollar deposits in the London interbank market with a
maturity equal to one (1) month.

    

    "Advance" means a LIBOR Rate
Advance or a CB Floating Rate Advance and "Advances" means all LIBOR
Rate Advances and all CB Floating Rate Advances under this Note.

    

    "Applicable Margin" means with
respect to any CB Floating Rate Advance, 0.40% per annum and with respect to any
LIBOR Rale Advance, 3.00% per annum.

    

    "Business Day" means (i) with
respect to the Adjusted One Month LIBOR Rate and any borrowing, payment or rate
selection of LIBOR Rate Advances, a day (other than a Saturday or Sunday) on
which banks generally are open in Colorado and/or New York for the conduct of
substantially all of their commercial lending activities and on which dealings
in United States dollars are carried on in the London interbank market and (ii)
for all other purposes, a day other than a Saturday, Sunday or any other day on
which national banking associations are authorized to be closed.

    

    "CB Floating Rate" means the
Prime Rate; provided
that the CB Floating Rate shall, on any day, not be less than the
Adjusted One Month LIBOR Rate. The CB Floating Rate is a variable rate and any
change in the CB Floating Rate due to any change in the Prime Rate or the
Adjusted One Month LIBOR Rate is effective from and including the effective date
of such change in the Prime Rate or the Adjusted One Month LIBOR Rate,
respectively.

    

    "CB Floating Rate Advance"
means any borrowing under this Note when and to the extent that its
interest rate is determined by reference to the CB Floating Rate.

    

    "Interest Period" means, with
respect to a LIBOR Rate Advance, a period of one (1) or three (3) month(s)
commencing on a Business Day selected by the Borrower pursuant to this Note.
Such Interest Period shall end on the day which corresponds numerically to such
date one (1) or three (3) month(s) thereafter, as applicable, provided, however, that if
there is no such numerically corresponding day in such first or third succeeding
month(s), as applicable, such Interest Period shall end on the last Business Day
of such first or third succeeding month(s), as applicable. If an Interest Period
would otherwise end on a day which is not a Business Day, such Interest Period
shall end on the next succeeding Business Day, provided, however, that if
said next succeeding Business Day falls in a new calendar month, such Interest
Period shall end on the immediately preceding Business Day.

    

    "LIBOR Rate" means with
respect to any LIBOR Rate Advance for any Interest Period, the interest rate
determined by the Bank by reference to Reuters Screen LIBOR01, formerly known as
Page 3750 of the Moneyline Telerate Service (together with any successor or
substitute, the "Service")
or any successor or substitute page of the Service, providing rate
quotations comparable to those currently provided on such page of the Service,
as determined by the Bank from time to time for purposes of providing quotations
of interest rates applicable to dollar deposits in the London interbank market
(the "Page") to be the
rate at approximately 11:00 a.m. London time, two Business Days prior to the
commencement of the Interest Period for dollar deposits with a maturity equal to
such Interest Period. If no LIBOR Rate is available to the Bank, the applicable
LIBOR Rate for the relevant Interest Period shall instead be the rate determined
by the Bank to be the rate at which the Bank offers to place U.S. dollar
deposits having a maturity equal to such Interest

    
      
         

      

      
        - 1
-

        
          

        

      

      
         

      

    

     

    Period
with first-class banks in the London interbank market at approximately 11:00
a.m. (London time) two Business Days prior to the first day of such Interest
Period.

    

    "LIBOR Rate Advance" means any
borrowing under this Note when and to the extent that its interest rate is
determined by reference to the Adjusted LIBOR Rate.

    

    "Prime Rate" means the rate of
interest per annum announced from time to time by the Bank as its prime rate.
The Prime Rate is a variable rate and each change in the Prime Rate is effective
from and including the date the change is announced as being effective. THE
PRIME RATE IS A REFERENCE RATE AND MAY NOT BE THE BANK'S LOWEST
RATE.

    

    "Principal Payment Date" is
defined in the paragraph entitled "Principal Payments" below.

    

    "Regulation D" means
Regulation D of the Board of Governors of the Federal Reserve System as from
time to time in effect and any successor thereto or other regulation or official
interpretation of said Board of Governors relating to reserve requirements
applicable to member banks of the Federal Reserve System.

    

    "Reserve Requirement" means
the maximum aggregate reserve requirement (including all basic, supplemental,
marginal and other reserves) which is imposed under Regulation D.

    

    Interest Rates. The Advance(s)
evidenced by this Note may be drawn down and remain outstanding as up to five
(5) LIBOR Rate Advances and/or a CB Floating Rate Advance. The Borrower shall
pay interest to the Bank on the outstanding and unpaid principal amount of each
CB Floating Rate Advance at the CB Floating Rate plus the Applicable Margin and
each LIBOR Rate Advance at the Adjusted LIBOR Rate. Interest shall be calculated
on the basis of the actual number of days elapsed in a year of 360 days. In no
event shall the interest rate applicable to any Advance exceed the maximum rate
allowed by law. Any interest payment which would for any reason be deemed
unlawful under applicable law shall be applied to principal.

    

    Bank Records. The Bank shall,
in the ordinary course
of business, make notations in its records of the date, amount, interest rate
and Interest Period of each Advance hereunder, the amount of each payment on the
Advances, and other information. Such records shall, in the absence of manifest
error, be conclusive as to the outstanding principal balance of and interest
rate or rates applicable to this Note.

    

    Notice and Manner of Electing
Interest Rates on Advances. The Borrower shall give the Bank written
notice (effective upon receipt) of the Borrower's intent to draw down an Advance
under this Note no later than 2:00 p.m. Mountain time, on the date of
disbursement, if the full amount of the drawn Advance is to be disbursed as a CB
Floating Rate Advance and no later than 11:00 a.m. Mountain time three (3)
Business Days before disbursement, if any part of such Advance is to be
disbursed as a LIBOR Rate Advance. The Borrower's notice must specify: (a) the
disbursement date, (b) the amount of each Advance, (c) the type of each Advance
(CB Floating Rate Advance or LIBOR Rate Advance), and (d) for each LIBOR Rate
Advance, the duration of the applicable Interest Period; provided, however, that the
Borrower may not elect an Interest Period ending after the maturity date of this
Note. Each LIBOR Rate Advance shall be in a minimum amount of One
Hundred Thousand and 00/100 Dollars ($100,000.00). All notices under this
paragraph are irrevocable. By the Bank's close of business on the disbursement
date and upon fulfillment of the conditions set forth herein and in any other of
the Related Documents, the Bank shall disburse the requested Advances in
immediately available funds by crediting the amount of such Advances to the
Borrower's account with the Bank.

    

    Conversion and Renewals. The
Borrower may elect from time to time to convert one type of Advance into another
or to renew any Advance by giving the Bank written notice no later than 2:00
p.m. Mountain time, on the date of the conversion into or renewal of a CB
Floating Rate Advance and 11:00 a.m. Mountain time three (3) Business Days
before conversion into or renewal of a LIBOR Rate Advance, specifying: (a) the
renewal or conversion date, (b) the amount of the Advance to be converted or
renewed, (c) in the case of conversion, the type of Advance to be converted into
(CB Floating Rate Advance or LIBOR Rate Advance), and (d) in the case of
renewals of or conversion into a LIBOR Rate Advance, the applicable Interest
Period, provided that (i) the minimum principal amount of each LIBOR Rate
Advance outstanding after a renewal or conversion shall be One Million and
00/100 Dollars ($1,000,000.00); (ii) a LIBOR Rate Advance can only be converted
on the last day of the Interest Period for the Advance; and (Hi) the Borrower
may not elect an Interest Period ending after the maturity date of this Note.
All notices given under this paragraph are irrevocable. If the Borrower fails to
give the Bank the notice specified above for the renewal or conversion of a
LIBOR Rate Advance by 11:00 a.m. Mountain time three (3) Business Days before
the end of the Interest Period for that Advance, the Advance shall automatically
be converted to a CB Floating Rate Advance on the last day of the Interest
Period for the Advance.

    

    Interest Payments. Interest on
the Advances shall be paid on the last day of each month beginning with the
first month following disbursement of the Advance, whether the Advance is a CB
Floating Rate Advance or LIBOR Rate Advance.

    

    Principal Payments. All
outstanding principal and interest is due and payable in full on September 30,
2009, which is defined herein as the "Principal Payment Date".

    
      
         

      

      
        - 2
-

        
          

        

      

      
         

      

    

     

    Default Rate of Interest.
After a default has occurred under this Note, whether or not the Bank
elects to accelerate the maturity of this Note because of such default, all
Advances outstanding under this Note, shall bear interest at a per annum rate
equal to the interest rate being charged on each such Advance plus three percent
(3.00%) from the date the Bank elects to impose such rate. Imposition of this
rate shall not affect any limitations contained in this Note on the Borrower's
right to repay principal on any LIBOR Rate Advance before the expiration of the
Interest Period for each such Advance.

    

    Prepayment/Funding Loss
Indemnification. The Borrower may prepay all or any part of any CB
Floating Rate Advance at any time without premium or penalty.

    

    The
Borrower shall pay the Bank amounts sufficient (in the Bank's reasonable
opinion) to compensate the Bank for any loss, cost, or expense incurred as a
result of:

    

    A.           Any
payment of a LIBOR Rate Advance on a date other than the last day of the
Interest Period for the Advance, including, without
limitation, acceleration of the Advances by the Bank pursuant to this Note or
the other Related Documents; or

    

    B.           Any
failure by the Borrower to borrow or renew a LIBOR Rate Advance on the date
specified in the relevant notice from the Borrower to the Bank.

    

    Additional Costs. If any
applicable domestic or foreign law, treaty, government rule or regulation now or
later in effect (whether or not it now applies to the Bank) or the
interpretation or administration thereof by a governmental authority charged
with such interpretation or administration, or compliance by the Bank with any
guideline, request or directive of such an authority (whether or not having the
force of law), shall (a) affect the basis of taxation of payments to the Bank of
any amounts payable by the Borrower under this Note or the other Related
Documents (other than taxes imposed on the overall net income of the Bank by the
jurisdiction or by any political subdivision or taxing authority of the
jurisdiction in which the Bank has its principal office), or (b) impose, modify
or deem applicable any reserve, special deposit or similar requirement
(including, without limitation, Federal Deposit Insurance Corporation deposit
insurance premiums or assessments) against assets of, deposits with or for the
account of, or credit extended by the Bank, or (c) impose any other condition
with respect to this Note or the other Related Documents and the result of any
of the foregoing is to increase the cost to the Bank of extending, maintaining
or funding any LIBOR Rate Advance or to reduce the amount of any sum receivable
by the Bank on any Advance, or (d) affect the amount of capital required or
expected to be maintained by the Bank (or any corporation controlling the Bank)
and the Bank determines that the amount of such capital is increased by or based
upon the existence of the Bank's obligations under this Note or the other
Related Documents and the increase has the effect of reducing the rate of return
on the Bank's (or its controlling corporation's) capital as a consequence of the
obligations under this Note or the other Related Documents to a level below that
which the Bank (or its controlling corporation) could have achieved but for such
circumstances (taking into consideration its policies with respect to capital
adequacy) by an amount deemed by the Bank to be material, then the Borrower
shall pay to the Bank, from time to time, upon request by the Bank, additional
amounts sufficient to compensate the Bank for the increased cost or reduced sum
receivable. Whenever the Bank shall leam of circumstances described in this
section which are likely to result in additional costs to the Borrower, the Bank
shall give prompt written notice to the Borrower of the basis for and the
estimated amount of any such anticipated additional costs. A statement as to the
amount of the increased cost or reduced sum receivable, prepared in good faith
and in reasonable detail by the Bank and submitted by the Bank to the Borrower,
shall be conclusive and binding for all purposes absent manifest error in
computation.

    

    Illegality. If any applicable
domestic or foreign law, treaty, rule or regulation now or later in effect
(whether or not it now applies to the Bank) or the interpretation or
administration thereof by a governmental authority charged with such
interpretation or administration, or compliance by the Bank with any guideline,
request or directive of such an authority (whether or not having the force of
law), shall make it unlawful or impossible for the Bank to maintain or fund the
LIBOR Rate Advances, then, upon notice to the Borrower by the Bank, the
outstanding principal amount of the LIBOR Rate Advances, together with accrued
interest and any other amounts payable to the Bank under this Note or the other
Related Documents on account of the LIBOR Rate Advances shall be repaid (a)
immediately upon the Bank's demand if such change or compliance with such
requests, in the Bank's judgment, requires immediate repayment, or (b) at the
expiration of the last Interest Period to expire before the effective date of
any such change or request provided, however, that subject to the terms and
conditions of this Note and the other Related Documents the Borrower shall be
entitled to simultaneously replace the entire outstanding balance of any LIBOR
Rate Advance repaid in accordance with this section with a CB Floating Rate
Advance in the same amount.

    

    Inability to Determine Interest Rate.
If the Bank determines that (a) quotations of interest rates for the
relevant deposits referred to in the definition of Adjusted LIBOR Rate are not
being provided, for purposes of determining the interest rate on a LIBOR Rate
Advance as provided in this Note, or (b) the relevant interest rates referred to
in the definition of Adjusted LIBOR Rate do not accurately cover the cost to the
Bank of making, funding or maintaining LIBOR Rate Advances, then the Bank shall
at the Bank's option, give notice of such circumstances to the Borrower,
whereupon (i) the obligation of the Bank to make LIBOR Rate Advances shall be
suspended until the Bank notifies the Borrower that the circumstances giving
rise to the suspension no longer exists, and (ii) the Borrower shall repay in
full the then outstanding principal amount of each LIBOR Rate Advance, together
with accrued interest,

    
      
         

      

      
        - 3
-

        
          

        

      

      
         

      

    

     

    on the
last day of the then current Interest Period applicable to the LIBOR Rate
Advance, provided, however, that, subject to the terms and conditions of this
Note and the other Related Documents, the Borrower shall be entitled to
simultaneously replace the entire outstanding balance of any LIBOR Rate Advance
repaid in accordance with this section with an Advance bearing interest at the
CB Floating Rate plus the Applicable Margin for CB Floating Rate Advances in the
same amount. If the Bank determines on any day that quotations of interest rates
for the relevant deposits referred to in the definition of Adjusted One Month
LIBOR Rate are not being provided for purposes of determining the interest rate
on any CB Floating Rate Advance on any day, then each CB Floating Rate Advance
shall bear interest at the Prime Rate plus the Applicable Margin for CB Floating
Rate Advances until the Bank determines that quotations of interest rates for
the relevant deposits referred to in the definition of Adjusted One Month LIBOR
Rate are being provided.

    

    Obligations Due on Non-Business Day. Whenever
any payment under this Note becomes due and payable on a day that is not a
Business Day, if no default then exists under this Note, the maturity of the
payment shall be extended to the next succeeding Business Day, except, in the
case of a LIBOR Rate Advance, if the result of the extension would be to extend
the payment into another calendar month, the payment must be made on the
immediately preceding Business Day.

    

    Matters Regarding Payment. The
Borrower will pay the Bank at the Bank's address shown above or at such other
place as the Bank may designate. Payments shall be allocated among principal,
interest and fees at the discretion of the Bank unless otherwise agreed or
required by applicable law. Acceptance by the Bank of any payment which is less
than the payment due at the time shall not constitute a waiver of the Bank's
right to receive payment in full at that time or any other time.

    

    Authorization for Direct Payments
(ACH Debits). To effectuate any payment due under this Note or under any
other Related Documents, the Borrower hereby authorizes the Bank to initiate
debit entries to Account Number _______________________________ at the Bank and
to debit the same to such account. This authorization to initiate debit entries
shall remain in full force and effect until the Bank has received written
notification of its termination in such time and in such manner as to afford the
Bank a reasonable opportunity to act on it. The Borrower represents that the
Borrower is and will be the owner of all funds in such account. The Borrower
acknowledges; (1) that such debit entries may cause an overdraft of such account
which may result in the Bank's refusal to honor items drawn on such account
until adequate deposits are made to such account; (2) that the Bank is under no
duty or obligation to initiate any debit entry for any purpose; and (3) that if
a debit is not made because the above-referenced account does not have a
sufficient available balance, or otherwise, the payment may be late or past
due.

    

    Late Fee. Any principal or
interest which is not paid within 10 days after its due date (whether as stated,
by acceleration or otherwise) shall be subject to a late payment charge of five
percent (5.00%) of the total payment due, in addition to the payment of
interest, up to the maximum amount of One Thousand Five Hundred and 00/100
Dollars ($1,500.00) per late charge. The Borrower agrees to pay and stipulates
that five percent (5.00%) of the total payment due is a reasonable amount for a
late payment charge. The Borrower shall pay the late payment charge upon demand
by the Bank or, if billed, within the time specified.

    

    Purpose of Loan. The Borrower
acknowledges and agrees that this Note evidences a loan for a business,
commercial, agricultural or similar commercial enterprise purpose, and that no
advance shall be used for any personal, family or household
purpose.

    

    Credit Facility. The Bank has
approved a credit facility to the Borrower in a principal amount not to exceed
the face amount of this Note. The credit facility is in the form of advances
made from time to time by the Bank to the Borrower. This Note evidences the
Borrower's obligation to repay those advances. The aggregate principal amount of
debt evidenced by this Note is the amount reflected from time to time in the
records of the Bank. Until the earliest to occur of maturity, any default, event
of default, or any event that would constitute a default or event of default but
for the giving of notice, the lapse of time or both, the Borrower may borrow,
pay down and reborrow under this Note subject to the terms of the Related
Documents.

    

    Credit Agreement. This Note is
issued pursuant and entitled to the benefits of that certain Credit Agreement by
and between the Borrower and the Bank, dated as of June 29, 2007, as amended by
that certain Amendment to Credit Agreement dated as of June 30, 2008, as amended
by that certain Amendment to Credit Agreement dated as of June 29, 2009 (as
amended, modified, restated, and replaced from time to time, the "Credit
Agreement") to which reference is hereby made for a more complete statement of
the terms and conditions under which the loan evidenced hereby is made and is to
be repaid. The terms and provisions of the Credit Agreement are hereby
incorporated and made a part hereof by this reference thereto with the same
force and effect as if set forth at length herein. No reference to the Credit
Agreement and no provisions of this Note or the Credit Agreement shall alter or
impair the absolute and unconditional obligation of the Borrower to pay the
principal and interest on this Note as herein prescribed. Capitalized terms not
otherwise defined herein shall have the meanings assigned to such terms in the
Credit Agreement.

    

    Events of Default/Acceleration.
If any Event of Default (as defined in the Credit Agreement) or any other
default or event of default occurs under any of the Related Documents, then this
Note shall become due immediately, without notice, at the Bank's option, and
each Borrower hereby waives notice of intent to accelerate maturity of this Note
and notice of acceleration of this Note and may exercise any remedies provided
by the Credit Agreement and/or other Related Documents., and

    
      
         

      

      
        - 4
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    Renewal and Extension. This
Note is given in replacement,: renewal
and/or extension of, but not in extinguishment of the indebtedness evidenced by,
that Line of Credit Note dated June 30, 2008 executed by the Borrower in the
original principal amount of Thirty Million and 00/100 Dollars ($30,000,000.00),
including previous renewals or modifications thereof, if any (the "Prior Note"
and together with all loan agreements, credit agreements, reimbursement
agreements, security agreements, mortgages, deeds of trust, pledge agreements,
assignments, guaranties, and any other instrument or document executed in
connection with the Prior Note, the "Prior Related Documents"), and is not a
novation thereof. All interest evidenced by the Prior Note shall continue to be
due and payable until paid. The Borrower fully, finally, and forever releases
and discharges the Bank and its successors, assigns, directors, officers,
employees, agents, and representatives (each a "Bank Party") from any and all
causes of action, claims, debts, demands, and liabilities, of whatever kind or
nature, in law or equity, of the Borrower, whether now known or unknown to the
Borrower (i) in respect of the Liabilities evidenced by the Prior Note and the
Prior Related Documents, or of the actions or omissions of any Bank Party in any
manner related to the Liabilities evidenced by the Prior Note or the Prior
Related Documents and (ii) arising from events occurring prior to the date of
this Note. If applicable, all Collateral continues to secure the payment of this
Note and the Liabilities. The provisions of this Note are effective on the date
that this Note has been executed by all of the signers and delivered to the
Bank.

    

    Miscellaneous. This Note binds
the Borrower and its successors, and benefits the Bank, its successors and
assigns. Any reference to the Bank includes any holder of this
Note.

    

    
      	 
      	 
      	
              Borrower:

            	 
      
	 
      	 
      	 
      	 	 
      	 
      
	
              Address: 
      

            	
              700
      17th Street, Suite 2100

            	
              United
      Western Bancorp, Inc.

            	 
      
	 
      	
              Denver,
      CO 80202

            	 
      	 	 
      	 
      
	 
      	 
      	
              By:

            	/s/
      Benjamin C. Hirsh	
               

            
	 	 	 	Benjamin
      C. Hirsh	CAO
	 
      	 
      	 
      	Printed
      Name	
              Title

            
	 
      	 
      	 
      	 	 
      	 
      
	 
      	 
      	
              Date 
      

            	Signed:	
              6-23-09

            

    

     

    
       

    

    - 5 -

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