Document:

EXECUTION COPY

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                   RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC.,

                                  as Purchaser,

                           GMAC MORTGAGE CORPORATION,

                             as Seller and Servicer,

                               WITMER FUNDING LLC,

                                   as Seller,

                       GMACM MORTGAGE LOAN TRUST 2003-GH1,

                                   as Issuer,

                                       and

                         BANK ONE, NATIONAL ASSOCIATION,

                              as Indenture Trustee

                    ----------------------------------------

                        MORTGAGE LOAN PURCHASE AGREEMENT

                            Dated as of April 8, 2003

                    ----------------------------------------

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<TABLE>
<CAPTION>

                                TABLE OF CONTENTS

                                                                                          PAGE

<S>                                                                                        <C>
ARTICLE I             DEFINITIONS...........................................................3

    Section 1.1       Definitions...........................................................3

    Section 1.2       Other Definitional Provisions.........................................3

ARTICLE II            SALE OF MORTGAGE LOANS AND RELATED PROVISIONS.........................4

    Section 2.1       Sale of Mortgage Loans................................................4

    Section 2.2       Payment of Purchase Price.............................................6

ARTICLE III           REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH...................7

    Section 3.1       Seller Representations and Warranties.................................7

ARTICLE IV            SELLERS' COVENANTS...................................................17

    Section 4.1       Covenants of the Sellers.............................................17

ARTICLE V             SERVICING............................................................17

    Section 5.1       Servicing............................................................17

ARTICLE VI            INDEMNIFICATION BY THE SELLER WITH RESPECT TO THE MORTGAGE LOANS.....17

    Section 6.1       Limitation on Liability of the Sellers...............................17

ARTICLE VII           TERMINATION..........................................................18

    Section 7.1       Termination..........................................................18

ARTICLE VIII          MISCELLANEOUS PROVISIONS.............................................18

    Section 8.1       Amendment............................................................18

    Section 8.2       GOVERNING LAW........................................................18

    Section 8.3       Notices..............................................................18

    Section 8.4       Severability of Provisions...........................................19

    Section 8.5       Relationship of Parties..............................................19

    Section 8.6       Counterparts.........................................................19

    Section 8.7       Further Agreements...................................................19

    Section 8.8       Intention of the Parties.............................................19

    Section 8.9       Successors and Assigns; Assignment of this Agreement.................20

    Section 8.10      Survival.............................................................20

EXHIBIT 1             MORTGAGE LOAN SCHEDULE..............................................1-1

EXHIBIT 2             MORTGAGE FILES WITH MISSING DOCUMENTS...............................2-1

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<PAGE>

        This Mortgage Loan Purchase  Agreement  (the  "Agreement"),  dated as of
April 8, 2003, is made among GMAC Mortgage Corporation,  as seller ("GMACM") and
as servicer (in such capacity,  the  "Servicer"),  Witmer Funding LLC, as seller
("Witmer"  and,  together  with GMACM,  each a "Seller"  and  collectively,  the
"Sellers")  Residential  Asset  Mortgage  Products,   Inc.,  as  purchaser  (the
"Purchaser"),  GMACM Mortgage Loan Trust 2003-GH1, as issuer (the "Issuer"), and
Bank One, National Association, as indenture trustee (the "Indenture Trustee").

                                   WITNESSETH:

        WHEREAS,  GMACM,  in the ordinary  course of its  business  acquires and
originates  mortgage  loans and acquired or originated all of the mortgage loans
listed  on the  Mortgage  Loan  Schedule  attached  as  Schedule  I hereto  (the
"Mortgage Loans");

        WHEREAS,  GMACM  sold a  portion  of the  Mortgage  Loans  (the  "Witmer
Mortgage Loans"), to Witmer,  pursuant to the Amended and Restated Mortgage Loan
Purchase and Servicing Agreement (the "Witmer Purchase Agreement"),  dated as of
January 15, 2002,  among Witmer,  as purchaser,  GMACM,  as seller and servicer,
GMAC  Bank,  as seller,  and GMAC  Residential  Holding  Corp.,  as  performance
guarantor (each date of sale, a "Prior Transfer Date");

        WHEREAS,  GMACM owns the Cut-off Date Principal Balances for the portion
of Mortgage Loans identified on the Mortgage Loan Schedule  attached as Schedule
I-A hereto (the "GMACM Mortgage Loans");

        WHEREAS,  Witmer owns the Cut-off Date Principal  Balances of the Witmer
Mortgage Loans identified on the Mortgage Loan Schedule attached as Schedule I-B
hereto (the "Witmer Mortgage Loans");

        WHEREAS, the parties hereto desire that: (i) GMACM sell the Cut-off Date
Principal  Balances of the GMACM  Mortgage Loans to the Purchaser on the Closing
Date pursuant to the terms of this  Agreement,  and (ii) Witmer sell the Cut-off
Date  Principal  Balances of the Witmer  Mortgage  Loans to the Purchaser on the
Closing Date pursuant to the terms of this Agreement;

        WHEREAS,  the parties  hereto desire that GMACM  continue  servicing the
Witmer Mortgage Loans and the GMACM Mortgage Loans; and

        WHEREAS,  GMACM  has  entered  into  an  Amended  and  Restated  Limited
Liability  Company  Agreement (the "LLC Agreement") dated as of October 31, 2001
with Witmer Member Corp. and Bank One,  National  Association  pursuant to which
GMACM has been  appointed  the  administrator  of Witmer (the  "Administrator"),
pursuant to which GMACM is authorized  to execute  documents on behalf of Witmer
and cause  Witmer to deliver or perform the  obligations  of Witmer set forth in
such documents;

        WHEREAS,  pursuant to the terms of the Trust Agreement,  the Issuer will
issue the Certificates;

        WHEREAS,  pursuant to the terms of the Indenture,  the Issuer will issue
the Notes, secured by the Trust Estate;

                                       2
<PAGE>

        NOW,  THEREFORE,   in  consideration  of  the  mutual  covenants  herein
contained, the parties hereto agree as follows:

                                   ARTICLE I

                                   DEFINITIONS

Section 1.1 Definitions. For all purposes of this Agreement, except as otherwise
expressly provided herein or unless the context otherwise requires,  capitalized
terms not  otherwise  defined  herein shall have the  meanings  assigned to such
terms in the  Definitions  contained in Appendix A to the indenture  dated as of
April 8, 2003 (the  "Indenture"),  between the Issuer and the Indenture Trustee,
which is  incorporated by reference  herein.  All other  capitalized  terms used
herein shall have the meanings specified herein.

Section 1.2 Other Definitional  Provisions.  All terms defined in this Agreement
shall have the defined  meanings when used in any  certificate or other document
made or delivered pursuant hereto unless otherwise defined therein.

        As used in this Agreement and in any  certificate or other document made
or delivered  pursuant hereto or thereto,  accounting  terms not defined in this
Agreement or in any such  certificate or other  document,  and accounting  terms
partly defined in this Agreement or in any such  certificate or other  document,
to the extent not  defined,  shall have the  respective  meanings  given to them
under  generally  accepted  accounting  principles.   To  the  extent  that  the
definitions of accounting  terms in this Agreement or in any such certificate or
other document are inconsistent  with the meanings of such terms under generally
accepted accounting  principles,  the definitions contained in this Agreement or
in any such certificate or other document shall control.

        The words  "hereof,"  "herein,"  "hereunder" and words of similar import
when used in this Agreement  shall refer to this Agreement as a whole and not to
any  particular  provision  of this  Agreement;  Section and Exhibit  references
contained in this  Agreement  are  references  to Sections and Exhibits in or to
this Agreement  unless  otherwise  specified;  the term  "including"  shall mean
"including  without  limitation";  "or"  shall  include  "and/or";  and the term
"proceeds" shall have the meaning ascribed thereto in the UCC.

        The  definitions  contained  in this  Agreement  are  applicable  to the
singular as well as the plural forms of such terms and to the  masculine as well
as the feminine and neuter genders of such terms.

        Any agreement, instrument or statute defined or referred to herein or in
any  instrument  or  certificate  delivered in  connection  herewith  means such
agreement,  instrument  or statute  as from time to time  amended,  modified  or
supplemented and includes (in the case of agreements or instruments)  references
to all attachments thereto and instruments incorporated therein; references to a
Person are also to its permitted successors and assigns.

                                       3
<PAGE>

                                   ARTICLE II

                  SALE OF MORTGAGE LOANS AND RELATED PROVISIONS

Section 2.1    Sale of Mortgage Loans.

(a) GMACM,  by the execution and delivery of this  Agreement,  does hereby sell,
assign, set over, and otherwise convey to the Purchaser,  without recourse,  all
of its right,  title and interest in, to and under the  following,  and wherever
located:  (i) the GMACM  Mortgage  Loans  (including  the Cut-Off Date Principal
Balances of the GMACM Mortgage Loans), all interest accruing thereon, all monies
due or to become due thereon, and all collections in respect thereof received on
or after the Cut-Off Date (other than  principal  and interest due thereon on or
prior to the Cut-Off Date); (ii) the interest of GMACM in any insurance policies
in respect of the GMACM Mortgage Loans; and (iii) all proceeds of the foregoing.
Such  conveyance  shall be deemed to be made:  with  respect to the Cut-Off Date
Principal  Balances,  as of the Closing Date, subject to the receipt by GMACM of
consideration therefor as provided herein under clause (a) of Section 2.3.

(b) Witmer,  by the execution and delivery of this Agreement,  does hereby sell,
assign, set over, and otherwise convey to the Purchaser,  without recourse,  all
of its right,  title and interest in, to and under the  following,  and wherever
located:  (i) the Witmer  Mortgage  Loans  (including the Cut-Off Date Principal
Balances of Witmer Mortgage Loans),  all interest accruing  thereon,  all monies
due or to become due thereon, and all collections in respect thereof received on
or after the Cut-Off Date (other than  principal  and interest due thereon on or
prior to the  Cut-Off  Date);  (ii) the  interest  of  Witmer  in any  insurance
policies in respect of the Witmer Mortgage Loans;  and (iii) all proceeds of the
foregoing.  Such  conveyance  shall be deemed to be made:  with  respect  to the
Cut-Off Date Principal Balances,  as of the Closing Date, subject to the receipt
by Witmer of  consideration  therefor as  provided  herein  under  clause (a) of
Section 2.3.

(c) In  connection  with the  conveyance by GMACM of the GMACM  Mortgage  Loans,
GMACM further agrees,  at its own expense,  on or prior to the Closing Date with
respect  to the  Stated  Principal  Balances  of the GMACM  Mortgage  Loans,  to
indicate in its books and records that the GMACM  Mortgage  Loans have been sold
to the  Purchaser  pursuant to this  Agreement,  and to deliver to the Purchaser
true and complete lists of all of the GMACM  Mortgage Loans  specifying for each
GMACM  Mortgage Loan (i) its account  number and (ii) its Cut-Off Date Principal
Balance. Such lists, which form part of the GMACM Mortgage Loan Schedule,  shall
be marked as Exhibit 1-A to this Agreement and are hereby  incorporated into and
made a part of this Agreement.

(d) In connection  with the conveyance by Witmer of the Witmer  Mortgage  Loans,
Witmer further agrees, at its own expense,  on or prior to the Closing Date with
respect to the  Stated  Principal  Balances  of the Witmer  Mortgage  Loans,  to
indicate in its books and records that the Witmer  Mortgage Loans have been sold
to the  Purchaser  pursuant to this  Agreement,  and to deliver to the Purchaser
true and complete lists of all of the Witmer Mortgage Loans  specifying for each
Witmer  Mortgage Loan (i) its account number and (ii) its Cut-Off Date Principal
Balance. Such lists, which form part of the Witmer Mortgage Loan Schedule, shall
be marked as Exhibit 1-B to this Agreement and are hereby  incorporated into and
made a part of this Agreement.

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<PAGE>

(e) Except for Missing  Documents  identified in Exhibit 2 hereto, in connection
with the  conveyance  by GMACM of the GMACM  Mortgage  Loans  sold by it and the
conveyance by Witmer of the Witmer  Mortgage Loans sold by it, GMACM shall,  (A)
with respect to each related  Mortgage Loan, on behalf of the Purchaser  deliver
to, and deposit with the  Custodian,  at least five (5) Business Days before the
Closing Date, the original  Mortgage Note endorsed or assigned  without recourse
in blank (which  endorsement  shall  contain  either an original  signature or a
facsimile  signature of an authorized  officer of GMACM) or, with respect to any
Mortgage Loan as to which the original  Mortgage Note has been  permanently lost
or destroyed and has not been replaced,  a Lost Note Affidavit and (B) except as
provided in clause (A) with respect to the Mortgage Notes and except for Missing
Documents  identified  in Exhibit 2 hereto,  deliver the  Mortgage  Files to the
Servicer.

        Within the time period for the review of each Mortgage Note set forth in
Section 2.2 of the  Custodial  Agreement,  if a material  defect in any Mortgage
Note is discovered  which may materially  and adversely  affect the value of the
related Mortgage Loan, or the interests of the Indenture  Trustee (as pledgee of
the Mortgage Loans), the Noteholders or the  Certificateholders in such Mortgage
Loan,  including  the Seller's  failure to deliver any  document  required to be
delivered to the Custodian on behalf of the Indenture Trustee (provided,  that a
Mortgage  Note will not be deemed to contain a defect if it is listed on Exhibit
2 hereto and the defect related thereto is a Missing Document), GMACM shall cure
such defect,  repurchase the related  Mortgage Loan at the  Repurchase  Price or
substitute  an  Eligible  Substitute  Loan  therefor  upon  the same  terms  and
conditions set forth in Section 3.1 hereof for breaches of  representations  and
warranties  as to the  Mortgage  Loans,  provided  that a Seller  shall have the
option to  substitute  an Eligible  Substitute  Mortgage  Loan or Loans for such
Mortgage Loan only if such  substitution  occurs within two years  following the
Closing Date.

        Notwithstanding   anything  contained  herein,  the  related  Seller  or
Servicer  shall not be  required  to  repurchase  any  Mortgage  Loan due to the
failure to deliver to the Custodian any Missing Documents.  However,  the Seller
will be  required  to  repurchase  any such  Mortgage  Loan if: (i)  foreclosure
proceedings  have been commenced with respect to such Mortgage Loan and (ii) the
failure to possess a Missing Document described under the definition of Mortgage
File (I)(i),  (ii),  (iii),  (iv), (vi) or (II) materially and adversely affects
the Servicer's ability to foreclose on the related Mortgage Loan or to establish
the full amount of principal and interest  owing on the related  Mortgage  Note.
Exhibit 2 hereto shall be delivered by GMACM to the Indenture  Trustee not later
than 30 days from the Closing Date.

        Upon sale of the Mortgage  Loans,  the ownership of each Mortgage  Note,
each related  Mortgage and the  contents of the related  Mortgage  File shall be
vested in the  Purchaser  and the  ownership of all records and  documents  with
respect  to the  Mortgage  Loans  that are  prepared  by or that  come  into the
possession  of either  Seller as seller of the  Mortgage  Loans  hereunder or by
GMACM  in  its  capacity  as  Servicer  under  the  Servicing   Agreement  shall
immediately  vest in the  Purchaser,  and  shall be  promptly  delivered  to the
Servicer in the case of the  documents in  possession of Witmer and retained and

                                       5
<PAGE>

maintained  in trust by GMACM as the Servicer  (except for the  Mortgage  Notes,
which shall be retained by the Custodian) at the will of the Purchaser,  in such
custodial  capacity only. Each Seller's records will accurately reflect the sale
of each Mortgage Loan sold by it to the Purchaser.

        The Purchaser hereby acknowledges its acceptance of all right, title and
interest to the  property  conveyed to it pursuant to this  Section 2.1. (f) The
parties hereto intend that the transactions  set forth herein  constitute a sale
by the  Sellers  to the  Purchaser  of each of the  Sellers'  right,  title  and
interest in and to their respective  Mortgage Loans and other property as and to
the extent  described  above. In the event the transactions set forth herein are
deemed not to be a sale,  each Seller  hereby grants to the Purchaser a security
interest in all of such Seller's right,  title and interest in, to and under all
accounts,  chattel papers,  general intangibles,  payment intangibles,  contract
rights,  certificates  of deposit,  deposit  accounts,  instruments,  documents,
letters of credit,  money,  advices of credit,  investment  property,  goods and
other property consisting of, arising under or related to the Mortgage Loans and
such other property, to secure all of such Seller's obligations  hereunder,  and
this  Agreement  shall and hereby does  constitute  a security  agreement  under
applicable law. Each Seller agrees to take or cause to be taken such actions and
to  execute  such  documents,  including  without  limitation  the filing of any
continuation  statements  with respect to the UCC-1 financing  statements  filed
with respect to the Mortgage Loans by the Purchaser on the Closing Date, and any
amendments  thereto  required  to  reflect  a change  in the  name or  corporate
structure  of such  Seller  or the  filing  of any  additional  UCC-1  financing
statements  due to the  change  in  the  principal  office  or  jurisdiction  of
incorporation  of such  Seller,  as are  necessary  to perfect  and  protect the
Purchaser's and its assignees'  interests in each Mortgage Loan and the proceeds
thereof.  The Servicer shall file any such  continuation  statements on a timely
basis.

(g) In connection  with the  assignment  of any Mortgage Loan  registered on the
MERS(R) System, GMACM further agrees that it will cause, at GMACM's own expense,
as soon as  practicable  after the Closing Date,  the MERS(R) System to indicate
that such Mortgage Loans have been assigned by GMACM to the Indenture Trustee in
accordance  with this  Agreement or the Trust  Agreement  for the benefit of the
Noteholders  by including (or deleting,  in the case of Mortgage Loans which are
repurchased  in accordance  with this  Agreement) in such computer files (a) the
code "[IDENTIFY  INDENTURE  TRUSTEE  SPECIFIC CODE]" in the field "[IDENTIFY THE
FIELD NAME FOR INDENTURE  TRUSTEE]" which  identifies the Indenture  Trustee and
(b) the code "[IDENTIFY  SERIES SPECIFIC CODE NUMBER]" in the field "Pool Field"
which identifies the series of the Notes issued in connection with such Mortgage
Loans.  GMACM  agrees  that it will  not  alter  the  codes  referenced  in this
paragraph  with respect to any Mortgage  Loan during the term of this  Agreement
unless and until such Mortgage Loan is repurchased in accordance  with the terms
of this Agreement.

Section 2.2    Payment of Purchase Price.

(a) The sale of the Mortgage Loans shall take place on the Closing Date, subject
to and  simultaneously  with the  deposit of the  Mortgage  Loans into the Trust
Estate and the issuance of the  Securities.  The purchase  price (the  "Purchase
Price") for the GMACM Mortgage Loans to be paid by the Purchaser to GMACM on the
Closing  Date  shall  be an  amount  equal  to  $295,328,532.74  in  immediately
available funds, together with the Certificates,  in respect of the Cut-Off Date

                                       6
<PAGE>

Principal Balances thereof.  The Purchase Price for the Witmer Mortgage Loans to
be paid by the  Purchaser to Witmer on the Closing Date shall be an amount equal
to $41,665,883.71 in immediately  available funds in respect of the Cut-Off Date
Principal Balances thereof.

(b) In  consideration  of the sale of the GMACM  Mortgage  Loans by GMACM to the
Purchaser on the Closing Date,  the Purchaser  shall pay to GMACM on the Closing
Date  by  wire  transfer  of  immediately  available  funds  to a  bank  account
designated by GMACM,  the amount  specified above in paragraph (a) for the GMACM
Mortgage  Loans;  provided,  that such payment may be on a net funding  basis if
agreed by GMACM and the Purchaser.

(c) In  consideration  of the sale of the Witmer Mortgage Loans by Witmer to the
Purchaser on the Closing Date, the Purchaser  shall pay to Witmer on the Closing
Date  by  wire  transfer  of  immediately  available  funds  to a  bank  account
designated by Witmer, the amount specified above in paragraph (a) for the Witmer
Mortgage  Loans;  provided,  that such payment may be on a net funding  basis if
agreed by Witmer and the Purchaser.

                                  ARTICLE III

                         REPRESENTATIONS AND WARRANTIES;
                               REMEDIES FOR BREACH

Section 3.1 Seller Representations and Warranties. GMACM represents and warrants
to the Purchaser, as of the Closing Date (or if otherwise specified below, as of
the date so specified):

(a) As to GMACM:

(i) GMACM is a corporation duly organized, validly existing and in good standing
under the laws of the  jurisdiction  governing its creation and existence and is
or will be in  compliance  with the laws of each  state in which  any  Mortgaged
Property is located to the extent necessary to ensure the enforceability of each
Mortgage Loan;

(ii) GMACM has the power and authority to make, execute, deliver and perform its
obligations under this Agreement and all of the transactions  contemplated under
this Agreement,  and has taken all necessary  corporate  action to authorize the
execution, delivery and performance of this Agreement;

(iii) GMACM is not  required  to obtain the  consent of any other  Person or any
consents,  licenses,  approvals or  authorizations  from,  or  registrations  or
declarations  with, any governmental  authority,  bureau or agency in connection
with the execution,  delivery,  performance,  validity or enforceability of this
Agreement, except for such consents, licenses,  approvals or authorizations,  or
registrations or declarations, as shall have been obtained or filed, as the case
may be;

(iv) The execution and delivery of this  Agreement by GMACM and its  performance
and  compliance  with the  terms of this  Agreement  will  not  violate  GMACM's
Certificate of  Incorporation  or Bylaws or constitute a material default (or an
event which,  with notice or lapse of time, or both, would constitute a material
default)  under,  or result in the material  breach of, any  material  contract,
agreement  or  other  instrument  to which  GMACM  is a party  or  which  may be
applicable to GMACM or any of its assets;

                                       7
<PAGE>

(v) No litigation  before any court,  tribunal or governmental body is currently
pending, or to the knowledge of GMACM threatened,  against GMACM or with respect
to this  Agreement  that in the opinion of GMACM has a reasonable  likelihood of
resulting in a material adverse effect on the transactions  contemplated by this
Agreement;

(vi) This Agreement  constitutes a legal, valid and binding obligation of GMACM,
enforceable against GMACM in accordance with its terms, except as enforceability
may be limited by applicable bankruptcy, insolvency, reorganization,  moratorium
or other similar laws now or hereafter in effect  affecting the  enforcement  of
creditors' rights in general and except as such enforceability may be limited by
general  principles of equity  (whether  considered in a proceeding at law or in
equity) or by public  policy with respect to  indemnification  under  applicable
securities laws;

(vii)  This  Agreement  constitutes  a  valid  transfer  and  assignment  to the
Purchaser of all right, title and interest of GMACM in and to the GMACM Mortgage
Loans,  including the Cut-Off Date Principal  Balances with respect to the GMACM
Mortgage Loans,  all monies due or to become due with respect  thereto,  and all
proceeds of such  Cut-Off  Date  Principal  Balances  with  respect to the GMACM
Mortgage Loans; and

(viii)  GMACM is not in default with respect to any order or decree of any court
or  any  order,  regulation  or  demand  of any  federal,  state,  municipal  or
governmental agency, which default might have consequences that would materially
and  adversely  affect the  condition  (financial or otherwise) or operations of
GMACM or its  properties  or  might  have  consequences  that  would  materially
adversely affect its performance hereunder;

(b) As to each  Mortgage  Loan  as of the  Closing  Date  (except  as  otherwise
specified below):

(i) The information set forth in the Mortgage Loan Schedule with respect to each
Mortgage Loan or the Mortgage Loans is true and correct in all material respects
as of  the  date  or  dates  respecting  which  such  information  is  initially
furnished;

(ii) With  respect to each of the Witmer  Mortgage  Loans as of each  respective
Prior Transfer Date: (A) the related Mortgage Note and the Mortgage had not been
assigned or pledged, except for any assignment or pledge that had been satisfied
and released,  (B) immediately prior to the assignment of such Mortgage Loans to
Witmer,  GMACM  had  good  title  thereto  and  (C)  immediately  prior  to such
assignment,  GMACM was the sole owner and holder of the  Mortgage  Loan free and
clear of any and all liens, encumbrances,  pledges, or security interests of any
nature and had full right and authority,  under all  governmental and regulatory
bodies having  jurisdiction over the ownership of the applicable  Mortgage Loan,
to sell and assign the same pursuant to the Witmer Purchase Agreement;

(iii) With respect to each GMACM Mortgage  Loan:  (A) the related  Mortgage Note
and the Mortgage have not been assigned or pledged, except for any assignment or
pledge  that has been  satisfied  and  released,  (B)  immediately  prior to the
assignment of the Mortgage  Loans to the Purchaser  GMACM has good title thereto

                                       8
<PAGE>

and (C) GMACM is the sole owner and holder of the  Mortgage  Loan free and clear
of any and all liens, encumbrances, pledges, or security interests of any nature
and has full right and authority,  under all governmental and regulatory  bodies
having  jurisdiction over the ownership of the applicable Mortgage Loans to sell
and assign the same pursuant to this Agreement;

(iv) To the best of  GMACM's  knowledge,  there is no valid  offset,  defense or
counterclaim of any obligor under any Mortgage Note or Mortgage;

(v) To the best of GMACM's knowledge,  there is no delinquent recording or other
tax or fee or assessment lien against any related Mortgaged Property;

(vi) To the  best of  GMACM's  knowledge,  there  is no  proceeding  pending  or
threatened  for the  total or  partial  condemnation  of the  related  Mortgaged
Property;

(vii) To the best of GMACM's knowledge, there are no mechanics' or similar liens
or claims  which  have been  filed for work,  labor or  material  affecting  the
related  Mortgaged  Property  which are,  or may be liens  prior or equal to, or
subordinate with, the lien of the related Mortgage, except liens which are fully
insured against by the title insurance policy referred to in clause (xi);

(viii) As of the  Cut-Off  Date,  not more than 2.52% of the  Mortgage  Loans by
Cut-Off  Date  Principal  Balance  are 30 to 59 days  delinquent  in  payment of
principal or interest.  As of the Cut-Off Date,  none of the Mortgage  Loans are
over 60 days delinquent in payment of principal or interest

(ix) Except for any Missing Documents, with respect to the GMACM Mortgage Loans,
the related  Mortgage  File  contains,  in  accordance  with the  definition  of
Mortgage File,  each of the documents and  instruments  specified to be included
therein in the definition of "Mortgage  File" in Appendix A to the Indenture (it
being understood that the Custodian  maintains the Mortgage Note related to each
Mortgage  File and the  Servicer  maintains  the  remainder  of the  items to be
included in the Mortgage File pursuant to the terms of this Agreement);

(x) To the best of GMACM's knowledge,  the related Mortgage Note and the related
Mortgage  at the  time  it was  made  complied  in all  material  respects  with
applicable  local,  state and  federal  laws,  including,  but not  limited  to,
applicable  predatory  lending laws (including the Georgia Fair Lending Act (Ga.
Code Ann. Sections 7-6A-1 et. seq.));

(xi) A title  search  or other  assurance  of title  customary  in the  relevant
jurisdiction was obtained with respect to each Mortgage Loan;

(xii)  None of the  Mortgaged  Properties  is a  mobile  home or a  manufactured
housing unit that is not permanently attached to its foundation;

(xiii) As of the Cut-Off Date, no more than  approximately  13.59% and 11.56% of
the Mortgage  Loans by Cut-Off Date  Principal  Balance are secured by Mortgaged
Properties located in Massachusetts and New York, respectively;

                                       9
<PAGE>

(xiv) As of the Cut-Off  Date,  except for  approximately  1.72% of the Mortgage
Loans by Cut-Off Date  Principal  Balance,  the LTV Ratio for each Mortgage Loan
was not in excess of 100.00%;

(xv) GMACM has not  transferred  the GMACM  Mortgage Loans to the Purchaser with
any intent to hinder, delay or defraud any of its creditors;

(xvi)  Within a loan type,  and  except as  required  by  applicable  law,  each
Mortgage  Note and each  Mortgage is an  enforceable  obligation  of the related
Mortgagor;

(xvii) To the best  knowledge of GMACM,  the physical  property  subject to each
Mortgage is free of material damage and is in acceptable repair;

(xviii)  GMACM has not received a notice of default of any mortgage loan related
to a  Mortgaged  Property  which has not been  cured by a party  other  than the
Servicer;

(xix)  None of the  Mortgage  Loans are "high cost  loans",  subject to the Home
Ownership and Equity Protection Act of 1994;

(xx) None of the Mortgage Loans is a reverse mortgage loan;

(xxi) No Mortgage  Loan has an original term to maturity in excess of 388 months
or a maturity date later than January 1, 2034;

(xxii) As of the Cut-Off  Date,  approximately  87.14% of the Mortgage  Loans by
Cut-Off Date Principal  Balance are fixed rate and  approximately  12.86% of the
Mortgage Loans by Cut-Off Date Principal  Balance are adjustable rate. As of the
Cut-Off  Date,  the Loan Rates on the Mortgage  Loans range  between  3.875% per
annum and 13.750%  per annum.  The  weighted  average  remaining  term to stated
maturity of the  Mortgage  Loans as of the  Cut-Off  Date is  approximately  271
months;

(xxiii) (A) Except for the Land Loans,  each  Mortgaged  Property  consists of a
single parcel of real property with a single family or an individual condominium
unit;  (B) Except for the Land Loans,  with  respect to the  Mortgage  Loans (a)
approximately  4.93% (by Cut-Off  Date  Principal  Balance)  are secured by real
property improved by low-rise  condominium  units, (b)  approximately  0.33% (by
Cut-Off  Date  Principal  Balance)  are  secured by real  property  improved  by
mid-rise  condominium units, (c) approximately  0.16% (by Cut-Off Date Principal
Balance) are secured by real property improved by high-rise  condominium  units,
(d) approximately 71.77% (by Cut-Off Date Principal Balance) are secured by real
property  with a single  family  residence  erected  thereon,  and (e) 4.93% (by
Cut-Off Date Principal Balance) are secured by two to four-family properties;

(xxiv) As of the Cut-Off Date no Mortgage Loan had a principal balance in excess
of $999,998.97;

(xxv) As of the Cut-Off Date,  the percentage of Mortgage Loans that are balloon
loans is not in excess of approximately 11.71%;

                                       10
<PAGE>

(xxvi) Each  Mortgage  Loan  constitutes  a "qualified  mortgage"  under Section
860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1);

(xxvii)  Other than with  respect  to a payment  default,  there is no  material
default,  breach, violation or event of acceleration existing under the terms of
any Mortgage  Note or Mortgage and, to the best of GMACM's  knowledge,  no event
which, with notice and expiration of any grace or cure period,  would constitute
a material default,  breach,  violation or event of acceleration under the terms
of any  Mortgage  Note  or  Mortgage,  and no  such  material  default,  breach,
violation  or event  of  acceleration  has been  waived  by  GMACM  involved  in
originating or servicing the related Mortgage Loan;

(xxviii) No  instrument  of release or waiver has been  executed by GMACM or, to
the best  knowledge  of  GMACM,  by any other  person,  in  connection  with the
Mortgage  Loans,  and no  Mortgagor  has been  released by GMACM or, to the best
knowledge  of GMACM,  in whole or in part  from its  obligations  in  connection
therewith;

(xxix) The original  Mortgage creates a first lien on an estate in fee simple or
a leasehold  interest in real property  securing the related Mortgage Note, free
and clear of all adverse claims, liens and encumbrances having priority over the
first  lien of the  Mortgage  subject  only to (1)  the  lien of  non-delinquent
current  real  property  taxes  and  assessments  not yet due and  payable,  (2)
covenants,  conditions  and  restrictions,  rights of way,  easements  and other
matters of public  record as of the date of recording  which are  acceptable  to
mortgage  lending  institutions  generally,  and (3) other matters to which like
properties  are commonly  subject  which do not  materially  interfere  with the
benefits of the  security  intended  to be provided by the  Mortgage or the use,
enjoyment, value or marketability of the related Mortgaged Property;

(xxx) With respect to each Mortgage Loan, to the extent  permitted by applicable
law, the related Mortgage contains a customary provision for the acceleration of
the payment of the unpaid  principal  balance of the Mortgage  Loan in the event
the  related  Mortgaged  Property  is sold  without  the  prior  consent  of the
mortgagee thereunder;

(xxxi) Assuming no prepayments,  delinquencies  or losses on the Mortgage Loans,
the  aggregate  amount  of  principal  that will be  outstanding  upon the final
maturity of the  Mortgage  Loans that (1) result  from  Monthly  Payments  being
insufficient  to fully amortize the Mortgage Loans that are not balloon loans or
(2) had Monthly  Payments applied in a manner that reduced the rate of principal
amortization will not exceed $100,000.00;

(xxxii) The Mortgage Loan is covered by an ALTA lender's title insurance  policy
or other generally  acceptable  form of policy of insurance,  with all necessary
endorsements,  issued  by a  title  insurer  qualified  to do  business  in  the
jurisdiction where the Mortgaged  Property is located,  insuring (subject to the
exceptions  contained  in clause  (xxix)  (1),  (2) and (3)  above)  GMACM,  its
successors  and assigns,  as to the first  priority  lien of the Mortgage in the
original  principal  amount of the Mortgage Loan.  Such title  insurance  policy
affirmatively  insures ingress and egress and against  encroachments  by or upon
the  Mortgaged  Property or any interest  therein.  GMACM is the sole insured of
such lender's title insurance policy,  such title insurance policy has been duly
and validly  endorsed to the  Purchaser or the  assignment  to the  Purchaser of

                                       11
<PAGE>

GMACM's  interest therein does not require the consent of or notification to the
insurer and such lender's title insurance policy is in full force and effect and
will be in full  force and  effect  upon the  consummation  of the  transactions
contemplated  by this  Agreement.  No claims have been made under such  lender's
title insurance policy, and no prior holder of the related Mortgage has done, by
act or omission, anything which would impair the coverage of such lender's title
insurance policy;

(xxxiii) If any of the  Mortgage  Loans are secured by a leasehold  interest the
remaining  term of the lease does not  terminate  less than ten years  after the
maturity date of such Mortgage Loan;

(xxxiv) To the best of GMACM's knowledge,  any escrow  arrangements  established
with respect to any Mortgage Loan are in compliance  with all applicable  local,
state and  federal  laws and are in  compliance  with the terms of the  Mortgage
Note;

(xxxv) If required by the applicable processing style and except for any Missing
Documents,  the Mortgage File contains an appraisal, or land report with respect
to the Land Loans,  of the related  Mortgaged  Property made and signed prior to
the final  approval of the mortgage loan  application  by an appraiser who meets
the minimum  qualifications for appraisers as specified by GMACM's  underwriting
standards;

(xxxvi) To the best of GMACM's knowledge,  if the Mortgage constitutes a deed of
trust,  a trustee,  duly  qualified if required  under  applicable law to act as
such,  has been properly  designated and currently so serves and is named in the
Mortgage, and no fees or expenses are or will become payable by the Purchaser to
the trustee under the deed of trust,  except in connection with a trustee's sale
or attempted sale after default by the Mortgagor;

(xxxvii) The related Mortgage contains enforceable  provisions such as to render
the rights and  remedies  of the holder  thereof  adequate  for the  realization
against the Mortgaged Property of the benefits of the security provided thereby,
including,  (1) in the case of a  Mortgage  designated  as a deed of  trust,  by
trustee's  sale,  and (2)  otherwise  by judicial  foreclosure.  To the Seller's
knowledge,  there is no homestead or other exemption  available to the Mortgagor
which  would  interfere  with  the  right to sell the  Mortgaged  Property  at a
trustee's sale or the right to foreclose the Mortgage;

(xxxviii) Except for the Land Loans, if the Mortgaged  Property is located in an
area  identified by the Federal  Emergency  Management  Agency as having special
flood hazards under the Flood Disaster Protection Act of 1973, as amended,  such
Mortgaged  Property  is covered by flood  insurance  by a  generally  acceptable
insurer in an amount not less than the  requirements  of Fannie Mae and  Freddie
Mac;

(xxxix) (1) The proceeds of each Mortgage Loan have been fully disbursed and (2)
to the best of GMACM's  knowledge,  there is no requirement  for future advances
thereunder  and any and all  requirements  as to  completion  of any  on-site or
off-site  improvements  and as to  disbursements  of any  escrow  funds  thereof
(including and escrow funds held to make Monthly Payments pending  completion of
such  improvements)  have been complied with. All fees and expenses  incurred in
making, closing or recording the Mortgagee Loans were paid;

                                       12
<PAGE>

xl) No Mortgage  Loan  provides for  payments  that are subject to reduction by
withholding taxes levied by foreign (non-United States) sovereign government;

(xli)  Except for the Land Loans,  each  Mortgage  Loan is covered by a standard
hazard insurance policy;

(xlii) With respect to a Mortgage Loan that is a Cooperative  Mortgage Loan, the
Cooperative Stock that is pledged as security for the Mortgage Loan is held by a
person as a  tenant-stockholder  (as  defined in  Section  216 of the Code) in a
cooperative housing corporation (as defined in Section 216 of the Code);

(xliii) None of the Mortgage Loans are secured by Mortgaged  Properties  located
in the State of Georgia if such Mortgage Loan was originated on or after October
1, 2002 and before March 7, 2003; and

(xliv)  With  respect to each Land  Loan,  such loan is secured by land on which
building one- to four- family residential units is permitted.

               With  respect to this  Section  3.1(b),  representations  made by
GMACM with respect to the Witmer Mortgage Loans,  made as of the Cut-Off Date or
the Closing Date, are made by GMACM in its capacity as Servicer. Representations
made by GMACM with respect to the Witmer Mortgage Loans and made as of any other
date, are made by GMACM in its capacity as Seller.

               (c) Witmer Representations and Warranties.  Witmer represents and
warrants to the Purchaser, as of the Closing Date:

               (i) As to Witmer:

(i) Witmer is a limited liability  company duly formed,  validly existing and in
good standing under the laws of the State of Delaware;

(ii) Witmer has the power and  authority to make,  execute,  deliver and perform
its obligations  under this Agreement and all of the  transactions  contemplated
under this  Agreement,  and has taken all necessary  limited  liability  company
action to authorize the execution,  delivery and  performance of this Agreement;
this  Agreement  constitutes  a legal,  valid and binding  obligation of Witmer,
enforceable   against   Witmer  in   accordance   with  its  terms,   except  as
enforceability   may  be   limited   by   applicable   bankruptcy,   insolvency,
reorganization,  moratorium  or other  similar  laws now or  hereafter in effect
affecting the  enforcement  of  creditors'  rights in general and except as such
enforceability   may  be  limited  by  general  principles  of  equity  (whether
considered in a proceeding at law or in equity) or by public policy with respect
to indemnification under applicable securities laws;

(iii) The execution and delivery of this Agreement by Witmer and its performance
and  compliance  with the  terms of this  Agreement  will not  violate  Witmer's
Certificate  of Formation or the LLC Agreement or constitute a material  default

                                       13
<PAGE>

(or an event which,  with notice or lapse of time, or both,  would  constitute a
material  default)  under,  or result in the  material  breach of, any  material
contract,  agreement or other instrument to which Witmer is a party or which may
be applicable to Witmer or any of its assets;

(iv) No litigation before any court,  tribunal or governmental body is currently
pending,  nor to the knowledge of Witmer is threatened  against  Witmer,  nor is
there any such  litigation  currently  pending,  nor to the  knowledge of Witmer
threatened  against Witmer with respect to this Agreement that in the opinion of
Witmer has a reasonable  likelihood of resulting in a material adverse effect on
the transactions contemplated by this Agreement;

(v) No consent,  approval,  authorization  or order of any court or governmental
agency or body is required for the execution, delivery and performance by Witmer
of or compliance by Witmer with this  Agreement,  the sale of the Mortgage Loans
or the  consummation of the  transactions  contemplated by this Agreement except
for consents, approvals, authorizations and orders which have been obtained;

(vi) The consummation of the  transactions  contemplated by this Agreement is in
the ordinary  course of business of Witmer,  and the  transfer,  assignment  and
conveyance  of the  Mortgage  Notes and the  Mortgages  relating  to the  Witmer
Mortgage  Loans by Witmer  pursuant  to this  Agreement  are not subject to bulk
transfer  or any  similar  statutory  provisions  in  effect  in any  applicable
jurisdiction; and

(vii)  Witmer will treat the sale of the  Mortgage  Loans to the  Purchaser as a
sale for reporting and accounting purposes and, to the extent  appropriate,  for
federal income tax purposes.

               (ii) As to the Witmer Mortgage Loans:

(i) With respect to the Witmer Mortgage Loans: (A) the related Mortgage Note and
the Mortgage  have not been  assigned or pledged,  except for any  assignment or
pledge  that has been  satisfied  and  released,  (B)  immediately  prior to the
assignment  of such  Mortgage  Loans to the  Purchaser,  Witmer  had good  title
thereto  and (C) Witmer is the sole owner and holder of the  Mortgage  Loan free
and clear of any and all liens, encumbrances,  pledges, or security interests of
any  nature  and has full  right  and  authority,  under  all  governmental  and
regulatory  bodies  having  jurisdiction  over the  ownership of the  applicable
Mortgage Loans, to sell and assign the same pursuant to this Agreement;

(ii)  Except for any  Missing  Documents,  with  respect to the Witmer  Mortgage
Loans, the related Mortgage File contains,  in accordance with the definition of
Mortgage File,  each of the documents and  instruments  specified to be included
therein in the definition of "Mortgage  File" in Appendix A to the Indenture (it
being understood that the Custodian  maintains the Mortgage Note related to each
Mortgage  File and the  Servicer  maintains  the  remainder  of the  items to be
included in the Mortgage File pursuant to the terms of this Agreement);

(iii) Witmer has not transferred the Witmer Mortgage Loans to the Purchaser with
any intent to hinder, delay or defraud any of its creditors; and

                                       14
<PAGE>

(iv) No  instrument  of  release  or  waiver  has been  executed  by  Witmer  in
connection with the Witmer Mortgage Loans, and no Mortgagor has been released by
Witmer, in whole or in part, from its obligations in connection therewith.

        (d)  Remedies.  Upon  discovery by either Seller or GMACM or upon notice
from the Purchaser,  the Issuer, the Owner Trustee, the Indenture Trustee or the
Custodian,  as  applicable,  of a breach of such Seller's or GMACM's  respective
representations  or warranties in paragraphs (a) or (c)(i) above that materially
and adversely affects the interests of the Securityholders in any Mortgage Loan,
GMACM or Witmer,  as applicable,  shall,  within 90 days of its discovery or its
receipt of notice of such  breach,  either (i) cure such breach in all  material
respects or (ii) to the extent  that such  breach is with  respect to a Mortgage
Loan or a Related  Document,  either (A) repurchase  such Mortgage Loan from the
Issuer  at  the  Repurchase  Price,  or (B)  substitute  one  or  more  Eligible
Substitute  Loans for such Mortgage Loan, in each case in the manner and subject
to the conditions and limitations set forth below.

        Upon  discovery  by  either  Seller  or  GMACM or upon  notice  from the
Purchaser,  the Issuer,  GMACM, the Owner Trustee,  the Indenture Trustee or the
Custodian,  as applicable,  of a breach of a Seller's or GMACM's representations
or warranties in paragraphs (b) or (c)(ii)  above,  with respect to any Mortgage
Loan,  or upon  the  occurrence  of a  Repurchase  Event,  that  materially  and
adversely affects the interests of the  Securityholders or the Purchaser in such
Mortgage Loan (notice of which shall be given to the Purchaser by the respective
Seller or GMACM,  if it discovers  the same),  notwithstanding  such Seller's or
GMACM's lack of knowledge  with respect to the substance of such  representation
and warranty,  such Seller or GMACM,  as the case may be, shall,  within 90 days
after the  earlier of its  discovery  or receipt of notice  thereof  or, if such
breach  has the  effect  of making  the  Mortgage  Loan fail to be a  "qualified
mortgage"  within the  meaning of Section  860G of the  Internal  Revenue  Code,
within 90 days after the discovery thereof by either such Seller,  the Servicer,
the Issuer,  the Owner Trustee,  the Indenture Trustee or the Purchaser,  either
cure such  breach or  Repurchase  Event in all  material  respects or either (i)
repurchase  such Mortgage Loan from the Issuer at the Repurchase  Price, or (ii)
substitute one or more Eligible Substitute Loans for such Mortgage Loan, in each
case in the manner and subject to the conditions set forth below,  provided that
the Seller shall have the option to substitute an Eligible  Substitute  Mortgage
Loan or Loans for such Mortgage Loan only if such substitution occurs within two
years  following the Closing Date.  The  Repurchase  Price for any such Mortgage
Loan  repurchased  by such  Seller or GMACM shall be  deposited  or caused to be
deposited by the Servicer into the Custodial Account. Any purchase of a Mortgage
Loan due to a Repurchase Event shall be the obligation of GMACM.

        In furtherance of the foregoing, if GMACM or the Seller that repurchases
or  substitutes  a  Mortgage  Loan is not a member of MERS and the  Mortgage  is
registered  on the  MERS(R)  System,  GMACM,  at its own expense and without any
right of reimbursement, shall cause MERS to execute and deliver an assignment of
the Mortgage in  recordable  form to transfer the Mortgage from MERS to GMACM or
the Seller and shall cause such Mortgage to be removed from  registration on the
MERS(R) System in accordance with MERS' rules and regulations.

        In the event  that  either  Seller  elects  to  substitute  an  Eligible
Substitute  Loan or Loans for a Deleted Loan  pursuant to this Section 3.1, such
Seller shall deliver to the  Custodian on behalf of the Issuer,  with respect to
such Eligible  Substitute Loan or Loans, the original Mortgage Note, endorsed as

                                       15
<PAGE>

required  under the  definition  of "Mortgage  File" and shall deliver the other
documents  required  to be  part  of  the  Mortgage  File  to the  Servicer.  No
substitution will be made in any calendar month after the Determination Date for
such month.  Monthly  Payments due with respect to Eligible  Substitute Loans in
the month of  substitution  shall not be part of the  Trust  Estate  and will be
retained by the Servicer and remitted by the Servicer to such Seller on the next
succeeding Payment Date, provided that a payment equal to the applicable Monthly
Payment for such month in respect of the Deleted  Loan has been  received by the
Issuer. For the month of substitution, distributions to the Note Payment Account
pursuant to the Servicing  Agreement  will include the Monthly  Payment due on a
Deleted  Loan for such month and  thereafter  such  Seller  shall be entitled to
retain all amounts  received in respect of such Deleted Loan. The Servicer shall
amend or cause to be amended the Mortgage  Loan  Schedule to reflect the removal
of such Deleted Loan and the  substitution  of the Eligible  Substitute  Loan or
Loans and the Servicer  shall deliver the amended  Mortgage Loan Schedule to the
Owner  Trustee,  the Indenture  Trustee.  Upon such  substitution,  the Eligible
Substitute Loan or Loans shall be subject to the terms of this Agreement and the
Servicing  Agreement  in all  respects,  GMACM  shall be deemed to have made the
representations  and  warranties  with respect to the Eligible  Substitute  Loan
contained herein set forth in Section 3.1(b) (other than clauses (xiii),  (xxii)
and  (xxiii)(B) and (xxiv) thereof and other than clauses (iii) and (ix) thereof
in the case of Eligible  Substitute  Loans  substituted by Witmer),  and, if the
Seller is Witmer,  Witmer shall be deemed to have made the  representations  and
warranties  set forth in Section  3.1(c)(ii),  in each  case,  as of the date of
substitution,   and  the  related   Seller  shall  be  deemed  to  have  made  a
representation  and  warranty  that  each  Mortgage  Loan so  substituted  is an
Eligible  Substitute  Loan as of the date of  substitution.  In addition,  GMACM
shall be obligated to repurchase or substitute for any Eligible  Substitute Loan
as to which a Repurchase  Event has occurred as provided  herein.  In connection
with the  substitution of one or more Eligible  Substitute Loans for one or more
Deleted  Loans,  the  Servicer  shall  determine  the  amount  (such  amount,  a
"Substitution  Adjustment  Amount"),  if any, by which the  aggregate  principal
balance of all such Eligible  Substitute Loans as of the date of substitution is
less than the  aggregate  principal  balance of all such  Deleted  Loans  (after
application of the principal portion of the Monthly Payments due in the month of
substitution that are to be distributed to the Note Payment Account in the month
of  substitution).  Such Seller shall deposit the amount of such  shortfall into
the Custodial  Account on the date of  substitution,  without any  reimbursement
therefor.

        Upon  receipt by the  Indenture  Trustee on behalf of the Issuer and the
Custodian of written notification, signed by a Servicing Officer, of the deposit
of such Repurchase Price or of such substitution of an Eligible  Substitute Loan
(together with the complete related Mortgage File) and deposit of any applicable
Substitution  Adjustment  Amount as provided above, the Custodian,  on behalf of
the Indenture  Trustee,  shall (i) release to such Seller or GMACM,  as the case
may be, the related  Mortgage  Note for the Mortgage Loan being  repurchased  or
substituted for, (ii) cause the Servicer to release to such Seller any remaining
documents in the related Mortgage File which are held by the Servicer,  and(iii)
the  Indenture  Trustee on behalf of the Issuer  shall  execute and deliver such
instruments  of transfer or assignment  prepared by the  Servicer,  in each case
without recourse,  as shall be necessary to vest in such Seller or GMACM, as the
case may be, or its  respective  designee such  Mortgage Loan released  pursuant
hereto and thereafter such Mortgage Loan shall not be an asset of the Issuer.

                                       16
<PAGE>

        It is understood  and agreed that the  obligation of each Seller to cure
any breach,  or to repurchase  or  substitute  for any Mortgage Loan as to which
such a breach has occurred and is continuing,  shall  constitute the sole remedy
respecting   such  breach   available  to  the   Purchaser,   the  Issuer,   the
Certificateholders  (or the Owner  Trustee on behalf of the  Certificateholders)
and the  Noteholders  (or the  Indenture  Trustee on behalf of the  Noteholders)
against such Seller.

        It is understood and agreed that the  representations and warranties set
forth in this  Section 3.1 shall  survive  delivery of the  respective  Mortgage
Notes to the Issuer or the Custodian.

                                   ARTICLE IV

                               SELLERS' COVENANTS

Section 4.1 Covenants of the Sellers.  Each Seller hereby covenants that, except
for the transfer hereunder, that it will not sell, pledge, assign or transfer to
any other  Person,  or grant,  create,  incur or assume any Lien on any Mortgage
Loan, or any interest therein.  Each Seller shall notify the Issuer (in the case
of the Mortgage Loans,  as assignee of the  Purchaser),  of the existence of any
Lien  (other than as  provided  above) on any  Mortgage  Loan  immediately  upon
discovery thereof;  and the Seller shall defend the right, title and interest of
the Issuer (in the case of the Mortgage Loans, as assignee of the Purchaser) in,
to and under the Mortgage  Loans  against all claims of third  parties  claiming
through or under such Seller;  provided,  however,  that nothing in this Section
4.1 shall be deemed to apply to any Liens for municipal or other local taxes and
other  governmental  charges if such taxes or governmental  charges shall not at
the time be due and payable or if such Seller shall  currently be contesting the
validity thereof in good faith by appropriate Proceedings.

                                   ARTICLE V

                                    SERVICING

Section 5.1  Servicing.  GMACM shall service the Mortgage  Loans pursuant to the
terms and conditions of the Servicing Agreement.

                                   ARTICLE VI

                          INDEMNIFICATION BY THE SELLER
                       WITH RESPECT TO THE MORTGAGE LOANS

Section 6.1  Limitation  on  Liability of the  Sellers.  None of the  directors,
officers, employees or agents of GMACM or Witmer shall be under any liability to
the  Purchaser  or the  Issuer,  it  being  expressly  understood  that all such
liability  is  expressly   waived  and  released  as  a  condition  of,  and  as
consideration for, the execution of this Agreement.  Except as and to the extent
expressly  provided in the  Servicing  Agreement,  GMACM and Witmer shall not be
under any liability to the Issuer,  the Owner Trustee,  the Indenture Trustee or

                                       17
<PAGE>

the Securityholders.  GMACM, Witmer and any director, officer, employee or agent
of GMACM or Witmer  may rely in good  faith on any  document  of any kind  prima
facie  properly  executed  and  submitted by any Person  respecting  any matters
arising hereunder.

                                  ARTICLE VII

                                   TERMINATION

Section 7.1  Termination.  The obligations and  responsibilities  of the parties
hereto shall terminate upon the termination of the Trust Agreement.

                                  ARTICLE VIII

                            MISCELLANEOUS PROVISIONS

Section 8.1  Amendment.  This  Agreement may be amended from time to time by the
parties  hereto  by  written  agreement),  provided  that the  Servicer  and the
Indenture  Trustee  shall have received an Opinion of Counsel to the effect that
such amendment will not result in an Adverse REMIC Event.

Section 8.2 GOVERNING LAW. THIS AGREEMENT  SHALL BE GOVERNED BY AND CONSTRUED IN
ACCORDANCE  WITH THE LAWS OF THE STATE OF NEW YORK AND THE  OBLIGATIONS,  RIGHTS
AND REMEDIES OF THE PARTIES  HEREUNDER  SHALL BE DETERMINED  IN ACCORDANCE  WITH
SUCH LAWS.

Section 8.3 Notices. All demands,  notices and communications hereunder shall be
in writing and shall be deemed to have been duly given if  personally  delivered
at or mailed by registered mail, postage prepaid, addressed as follows:

(i) if to GMACM:

                          GMAC Mortgage Corporation
                          100 Witmer Road
                          Horsham, Pennsylvania  10944
                          Attention:  Barry Bier, Executive Vice President
                     Re: GMACM Mortgage Loan Trust 2003-GH1;

(ii) if to the Purchaser:

                    Residential Asset Mortgage Products, Inc.
                          8400 Normandale Lake Boulevard
                          Minneapolis, Minnesota 55437
                          Attention:President
                     Re: GMACM Mortgage Loan Trust 2003-GH1;

                                       18
<PAGE>

(iii) if to the Indenture Trustee:

                          Bank One, National Association
                          1 Bank One Plaza, Suite 1L1-0481
                          Chicago, Illinois 60670-0481
                          Attention:  GMACM Mortgage Loan Trust 2003-GH1;

(iv) if to the Issuer:

                          c/o Wilmington Trust Company, as Owner Trustee
                          Rodney Square North
                          1100 North Market Street
                          Wilmington, Delaware 19890-0001
                        Re: GMACM Mortgage Loan Trust 2003-GH1; or

(v) if to Witmer:

                          c/o GMAC Mortgage Corporation
                          100 Witmer Road
                          Horsham, Pennsylvania  10944
                          Attention:Barry Bier, Senior Vice President
                          Re: GMACM Mortgage Loan Trust 2003-GH1;

or, with respect to any of the foregoing  Persons,  at such other address as may
hereafter be furnished to the other foregoing Persons in writing.

Section 8.4  Severability  of  Provisions.  If any one or more of the covenants,
agreements,  provisions or terms of this Agreement shall be held invalid for any
reason whatsoever, then such covenants, agreements, provisions or terms shall be
deemed severable from the remaining covenants,  agreements,  provisions or terms
of this Agreement and shall in no way affect the validity of  enforceability  of
the other provisions of this Agreement.

Section 8.5 Relationship of Parties. Nothing herein contained shall be deemed or
construed to create a partnership or joint venture among the parties hereto, and
the services of GMACM shall be rendered as an independent  contractor and not as
agent for the Purchaser.

Section  8.6  Counterparts.  This  Agreement  may be  executed  in any number of
counterparts, each of which, when so executed, shall be deemed to be an original
and such counterparts, together, shall constitute one and the same agreement.

Section 8.7  Further  Agreements.  The parties  hereto each agree to execute and
deliver to the other such additional documents, instruments or agreements as may
be necessary or appropriate to effectuate the purposes of this Agreement.

Section 8.8 Intention of the Parties.  It is the intention of the parties hereto
that the Purchaser  will be purchasing on the Closing Date, and the Sellers will
be selling on the Closing Date,  the Mortgage  Loans,  rather than the Purchaser
providing a loan to the  Sellers  secured by the  Mortgage  Loans on the Closing

                                       19
<PAGE>

Date. Accordingly,  the parties hereto each intend to treat this transaction for
federal  income tax  purposes  as a sale by the  Sellers,  and a purchase by the
Purchaser,  of the Mortgage  Loans on the Closing  Date.  The  Purchaser and the
Issuer  shall each have the right to review the  Mortgage  Loans and the Related
Documents  to determine  the  characteristics  of the Mortgage  Loans which will
affect the federal income tax consequences of owning the Mortgage Loans, and the
Sellers shall  cooperate with all  reasonable  requests made by the Purchaser or
the Issuer in the course of such review.

Section 8.9    Successors and Assigns; Assignment of this Agreement.
               ----------------------------------------------------

(a) This Agreement  shall bind and inure to the benefit of and be enforceable by
the parties hereto and their respective  permitted  successors and assigns.  The
obligations of each Seller under this Agreement  cannot be assigned or delegated
to a third party without the consent of the Purchaser, which consent shall be at
the  Purchaser's  sole  discretion;  provided,  that each  Seller may assign its
obligations  hereunder to any Affiliate of such Seller, to any Person succeeding
to the business of such  Seller,  to any Person into which such Seller is merged
and to any Person  resulting  from any merger,  conversion or  consolidation  to
which such Seller is a party. The parties hereto  acknowledge that the Purchaser
is acquiring  the  Mortgage  Loans for the purpose of  contributing  them to the
GMACM Mortgage Loan Trust 2003-GH1.

(b) As an  inducement  to the  Purchaser and the Issuer to purchase the Mortgage
Loans,  each  Seller  acknowledges  and  consents to (i) the  assignment  by the
Purchaser to the Issuer of all of the  Purchaser's  rights against either Seller
pursuant to this  Agreement  insofar as such rights relate to the Mortgage Loans
transferred  to the Issuer and to the  enforcement  or  exercise of any right or
remedy against either Seller pursuant to this Agreement by the Issuer,  (ii) the
enforcement or exercise of any right or remedy  against such Seller  pursuant to
this  Agreement by or on behalf of the Issuer and (iii) the  Issuer's  pledge of
its interest in this Agreement to the Indenture  Trustee and the  enforcement by
the  Indenture  Trustee  of any  such  right or  remedy  against  either  Seller
following an Event of Default under the Indenture.  Such  enforcement of a right
or  remedy by the  Issuer,  the  Owner  Trustee  or the  Indenture  Trustee,  as
applicable,  shall  have the same force and effect as if the right or remedy had
been enforced or exercised by the Purchaser or the Issuer directly.

Section 8.10 Survival.  The  representations  and warranties made herein by each
Seller and the provisions of Article VI hereof shall survive the purchase of the
Mortgage Loans hereunder.

                            [SIGNATURE PAGE FOLLOWS]

                                       20
<PAGE>

        IN WITNESS  WHEREOF,  the parties  hereto have caused  their names to be
signed to this  Mortgage Loan Purchase  Agreement by their  respective  officers
thereunto duly authorized as of the day and year first above written.

                             RESIDENTIAL ASSET MORTGAGE PRODUCTS, INC., as
                                 Purchaser

                             By:
                                 ---------------------------------------
                                 Name:
                                 Title:

                             GMAC MORTGAGE CORPORATION,
                                as Seller

                             By:
                                 ---------------------------------------
                                 Name:
                                 Title:

                             WITMER FUNDING LLC, as Seller

                              By: GMAC Mortgage Corporation

                              By:
                                 ---------------------------------------
                                  Name:  Patricia C. Taylor
                                  Title:    Vice President

                             GMACM MORTGAGE LOAN TRUST 2003-GH1, as Issuer

                             By: WILMINGTON TRUST COMPANY,
                                    not in its individual capacity but solely
                                    as
                                    Owner Trustee

                             By:
                                 ---------------------------------------
                                 Name:
                                 Title:

                             BANK ONE, NATIONAL ASSOCIATION., as Indenture
                                     Trustee

                              By:
                                  ---------------------------------------
                                  Name:
                                  Title:

                                       21
<PAGE>

                                    EXHIBIT 1

                             MORTGAGE LOAN SCHEDULE

                        [On File with GMACM and Servicer]

<TABLE>
<CAPTION>

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND

<S>                         <C>                                <C>                        <C>   <C>
 1207489                    $86,550.00                         $579.05                    01/01/2003
 CA                         11/05/198                          $68,447.54                  PURCHASE
                            01/01/1988                         5.875                       STANDARD
 930030000                                                     OWNER OCCUPIED
 77.45                      CONDOMINIUM-LOW RISE                                           N
 1281278                    $100,000.00                        $1,167.54                  03/01/2003
                            03/29/199                          $1,160.08                   REFINANCE
 NV
 891200000                  05/01/1993                         7.125                       STANDARD
 0.7                        SINGLE FAMILY                      OWNER OCCUPIED              N
 1384247                    $33,600.00                         $273.00                    03/01/2003
                            10/01/197                          $5,932.53                   PURCHASE
 CA
 926530000                  11/01/1977                         8.75                        STANDARD
 9.33                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $97,000.00                         $1,027.58                  03/01/2003
 1401421
 CA                         11/30/199                          $1,533.48                   REFINANCE
 951230000                  01/01/1991                         9.75                        STANDARD
 0.6                        SINGLE FAMILY                      OWNER OCCUPIED              N
                            $75,000.00                         $535.49                    03/01/2003
 1446061
 CA                         05/31/199                          $63,786.36                  REFINANCE
 926770000                  07/01/1991                         7.5                         STANDARD
 28.73                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $47,662.00                         $527.62                    02/01/2003
 1620814
 CA                         04/24/198                          $36,223.93                  PURCHASE
 917610000                  06/01/1984                         13                          STANDARD
 76.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $25,000.00                         $193.00                    03/01/2003
 1851856
 CA                         10/07/197                          $5,946.30                   PURCHASE
 935050000                  12/01/1976                         8.5                         STANDARD
 23.79                      SINGLE FAMILY                      OWNER OCCUPIED              N

 8301996                    $149,000.00                        $1,391.85                  03/01/2003
 VA                         11/03/199                          $1,748.41                   REFINANCE
                            01/01/1993                         7.625                       STANDARD
 220430000                                                     OWNER OCCUPIED
 0.7                        SINGLE FAMILY                                                  N
 8642787                    $139,050.00                        $1,106.34                  02/01/2003
 CA                         04/13/199                          $109,204.43                 PURCHASE
                            05/01/1992                         8.875                       STANDARD
 913350000                                                     OWNER OCCUPIED
 70.87                      SINGLE FAMILY                                                  N
 8986051                    $110,000.00                        $785.39                    02/01/2003
                            05/21/199                          $93,553.63                  REFINANCE
 CA
 907320000                  07/01/1991                         7.5                         STANDARD
 54.51                      TOWNHOUSE                          OWNER OCCUPIED              N
 10804433                   $121,524.00                        $804.68                    01/01/2003
                            11/21/199                          $112,862.53                 PURCHASE
 CA
 936120000                  01/01/1997                         6.875                       STANDARD
 86.39                      SINGLE FAMILY                      SECOND HOME                 N
                            $112,013.00                        $735.85                    02/01/2003
 100004910
 PA                         03/01/200                          $110,947.63                 REFINANCE
 181030000                  05/01/2002                         6.875                       SUPER EXPRESS
 87.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $217,000.00                        $1,389.48                  02/01/2003
 120076302
 MI                         04/30/199                          $204,922.71                 PURCHASE
 483740000                  06/01/1999                         6.625                       RELOCATION
 75.46                      SINGLE FAMILY                      OWNER OCCUPIED              N

 120365507                  $104,000.00                        $718.31                    02/01/2003
 AZ                         05/27/199                          $99,503.35                  PURCHASE
                            07/01/1999                         7.375                       STANDARD
 853440000                                                     OWNER OCCUPIED
 76.62                      SINGLE FAMILY                                                  N
 120898705                  $69,522.00                         $474.27                    01/01/2003
 TN                         08/27/199                          $66,937.54                  PURCHASE
                            10/01/1999                         7.25                        STANDARD
 372070000                                                     OWNER OCCUPIED
 95.96                      SINGLE FAMILY                                                  N
 121017909                  $99,899.00                         $664.64                    02/01/2003
                            05/27/199                          $95,698.65                  PURCHASE
 VA
 231110000                  07/01/1999                         7                           STANDARD
 95.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
 121037709                  $87,300.00                         $624.00                    02/01/2003
                            04/28/199                          $81,729.06                  REFINANCE
 WA
 992050000                  06/01/1999                         7.125                       FAMILY FIRST DIRECT
 63.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $79,671.00                         $727.29                    01/01/2003
 121141303
 NY                         05/03/199                          $66,928.81                  REFINANCE
 146163649                  07/01/1999                         7.25                        STREAMLINE
 88.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $27,190.00                         $180.90                    02/01/2003
 121572408
 IL                         07/07/199                          $26,000.92                  REFINANCE
 612441309                  09/01/1999                         7                           STREAMLINE
 91.33                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $130,800.00                        $1,157.47                  02/01/2003
 121600100
 GA                         05/19/199                          $109,272.49                 REFINANCE
 301360000                  07/01/1999                         6.75                        SUPER EXPRESS
 56.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $83,400.00                         $743.81                    03/01/2003
 121990907
 AZ                         06/04/199                          $69,161.36                  REFINANCE
 853643337                  08/01/1999                         6.875                       SUPER EXPRESS
 60.14                      SINGLE FAMILY                      OWNER OCCUPIED              N

 122337900                  $81,958.00                         $553.12                    12/01/2002
 NJ                         06/25/199                          $85,630.48                  PURCHASE
                            08/01/1999                         6.25                        STANDARD
 080210000                                                     OWNER OCCUPIED
 104.82                     SINGLE FAMILY                                                  N
 122570906                  $67,789.00                         $512.03                    01/01/2003
 MD                         08/25/199                          $64,107.12                  REFINANCE
                            10/01/1999                         7.75                        STREAMLINE
 206020000                                                     OWNER OCCUPIED
 85.17                      SINGLE FAMILY                                                  N
 123864100                  $85,479.00                         $642.18                    01/01/2003
                            08/18/199                          $82,630.08                  REFINANCE
 CA
 917304332                  10/01/1999                         8.25                        STREAMLINE
 86.23                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 124251109                  $58,030.00                         $537.95                    02/01/2003
                            08/20/199                          $49,195.43                  REFINANCE
 TX
 787511915                  10/01/1999                         7.5                         STREAMLINE
 49.18                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $74,961.00                         $516.61                    03/01/2003
 124277708
 NJ                         08/31/199                          $78,259.79                  PURCHASE
 080680000                  10/01/1999                         6.5                         STANDARD
 104.35                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $27,762.00                         $265.31                    02/01/2003
 124370008
 FL                         08/31/199                          $23,824.69                  REFINANCE
 336170000                  10/01/1999                         8                           STREAMLINE
 74.78                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 124555301                  $197,450.00                        $1,466.07                  03/01/2003
 CT                         08/09/199                          $189,024.80                 REFINANCE
                            10/01/1999                         8.125                       FAMILY FIRST DIRECT
 066140000                                                     OWNER OCCUPIED
 75.91                      SINGLE FAMILY                                                  N
 124795808                  $173,100.00                        $1,531.78                  02/01/2003
 WA                         08/03/199                          $145,563.31                 REFINANCE
                            10/01/1999                         6.75                        FAMILY FIRST DIRECT
 983660000                                                     OWNER OCCUPIED
 65.01                      SINGLE FAMILY                                                  N
 124959602                  $107,950.00                        $1,236.59                  01/01/2003
                            08/17/199                          $114,314.31                 REFINANCE
 FL
 327570000                  10/01/1999                         12.5                        STANDARD
 90.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
 124965203                  $95,000.00                         $759.02                    02/01/2003
                            09/03/199                          $95,582.63                  REFINANCE
 WA
 989020000                  10/01/1999                         8.375                       STANDARD
 78.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $27,926.00                         $266.88                    01/01/2003
 125031104
 TX                         09/24/199                          $24,135.02                  REFINANCE
 760530000                  11/01/1999                         8                           STANDARD
 69.56                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $208,600.00                        $1,295.29                  02/01/2003
 125234203
 IL                         09/30/199                          $201,267.95                 PURCHASE
 606340000                  11/01/1999                         6.25                        STANDARD
 95.96                      2-4 FAMILY                         OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $48,000.00                         $368.07                    03/01/2003
 125276204
 CA                         10/01/199                          $47,041.76                  REFINANCE
 923458579                  12/01/1999                         8.375                       STANDARD
 46.12                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $144,050.00                        $1,107.62                  03/01/2003
 125515205
 IL                         09/23/199                          $135,972.59                 PURCHASE
 622690000                  11/01/1999                         8.5                         STANDARD
 97.19                      SINGLE FAMILY                      OWNER OCCUPIED              N

 125640805                  $47,434.00                         $439.72                    02/01/2003
 FL                         10/12/199                          $40,691.74                  REFINANCE
                            12/01/1999                         7.5                         STREAMLINE
 344283504                                                     OWNER OCCUPIED
 86.97                      SINGLE FAMILY                                                  N
 125941104                  $79,800.00                         $692.94                    12/01/2002
 PA                         10/20/199                          $78,018.84                  PURCHASE
                            12/01/1999                         9.875                       STANDARD
 183440000                                                     OWNER OCCUPIED
 93.06                      SINGLE FAMILY                                                  N
 125958702                  $93,700.00                         $703.94                    12/01/2002
                            09/13/199                          $90,875.48                  REFINANCE
 AZ
 852241067                  11/01/1999                         8.25                        FAMILY FIRST DIRECT
 66.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
 126073808                  $84,439.00                         $782.76                    01/01/2003
                            10/08/199                          $72,890.78                  REFINANCE
 TX
 752321257                  12/01/1999                         7.5                         STREAMLINE
 81.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $143,000.00                        $1,035.74                  02/01/2003
 126400902
 OR                         11/03/199                          $140,064.07                 REFINANCE
 970344643                  01/01/2000                         7.75                        STANDARD
 72.64                      SINGLE FAMILY                      SECOND HOME                 N
                            $141,928.00                        $948.91                    02/01/2003
 126533306
 NJ                         10/29/199                          $144,084.18                 PURCHASE
 086180000                  12/01/1999                         6.5                         STANDARD
 101.59                     SINGLE FAMILY                      OWNER OCCUPIED              N

 126556703                  $58,400.00                         $469.00                    02/01/2003
 NV                         10/20/199                          $56,720.26                  PURCHASE
                            12/01/1999                         9                           STANDARD
 895060000                                                     SECOND HOME
 77.76                      LAND                                                           N
 126754209                  $49,666.00                         $467.50                    02/01/2003
 NV                         11/04/199                          $40,185.92                  REFINANCE
                            12/01/1999                         7.75                        STREAMLINE
 895060000                                                     OWNER OCCUPIED
 38.47                      SINGLE FAMILY                                                  N
 127290203                  $81,090.00                         $542.22                    02/01/2003
                            12/30/199                          $78,296.99                  PURCHASE
 ID
 836860000                  02/01/2000                         7.05                        STANDARD
 99.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
 160811105                  $103,615.00                        $902.60                    01/01/2003
                            09/23/199                          $81,732.57                  REFINANCE
 ID
 837040000                  11/01/1998                         6.5                         STANDARD
 73.79                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $85,838.00                         $556.75                    02/01/2003
 161018205
 AZ                         02/22/199                          $79,610.72                  REFINANCE
 857190000                  04/01/1999                         6.75                        STREAMLINE
 63.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $38,500.00                         $444.78                    12/01/2002
 163359706
 TX                         11/30/199                          $35,731.41                  REFINANCE
 793571173                  01/01/1999                         13.625                      STANDARD
 65.17                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $63,963.00                         $574.92                    01/01/2003
 164533606
 GA                         01/19/199                          $52,386.58                  REFINANCE
 303490000                  03/01/1999                         7                           STREAMLINE
 77.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $45,576.00                         $310.91                    12/01/2002
 165446006
 TX                         03/26/199                          $43,637.09                  REFINANCE
 761342205                  05/01/1999                         7.25                        STREAMLINE
 97.28                      SINGLE FAMILY                      OWNER OCCUPIED              N

 166065805                  $60,930.00                         $472.39                    02/01/2003
 VA                         02/16/199                          $53,959.81                  REFINANCE
                            04/01/1999                         7                           STREAMLINE
 237040000                                                     OWNER OCCUPIED
 78.43                      SINGLE FAMILY                                                  N
 166196907                  $50,716.00                         $337.42                    02/01/2003
 MA                         02/26/199                          $48,392.73                  PURCHASE
                            04/01/1999                         7                           STANDARD
 011190000                                                     OWNER OCCUPIED
 95.46                      SINGLE FAMILY                                                  N
 166225201                  $86,150.00                         $592.17                    03/01/2003
                            12/31/199                          $85,126.30                  PURCHASE
 IL
 622210000                  02/01/1999                         7                           STANDARD
 100.72                     SINGLE FAMILY                      OWNER OCCUPIED              N
 166971804                  $61,600.00                         $536.61                    12/01/2002
                            02/08/199                          $50,348.36                  REFINANCE
 PA
 187020000                  04/01/1999                         6.5                         STANDARD
 66.4                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $78,750.00                         $523.93                    02/01/2003
 167469709
 OR                         04/02/199                          $74,656.29                  REFINANCE
 974430000                  05/01/1999                         7                           STANDARD
 85.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $44,500.00                         $322.66                    02/01/2003
 168018109
 KY                         03/15/199                          $42,130.46                  PURCHASE
 423010000                  05/01/1999                         7.875                       STANDARD
 56.61                      SINGLE FAMILY                      OWNER OCCUPIED              N

 168467009                  $167,826.00                        $1,060.78                  02/01/2003
 CA                         03/12/199                          $159,729.99                 PURCHASE
                            05/01/1999                         6.5                         STANDARD
 953400000                                                     OWNER OCCUPIED
 97.2                       SINGLE FAMILY                                                  N
 168923704                  $103,964.00                        $691.68                    02/01/2003
 CA                         05/28/199                          $98,394.67                  REFINANCE
                            07/01/1999                         7                           STREAMLINE
 922640000                                                     OWNER OCCUPIED
 98.61                      SINGLE FAMILY                                                  N
 169466000                  $90,009.00                         $796.50                    01/01/2003
                            04/16/199                          $74,785.29                  REFINANCE
 TX
 787290000                  06/01/1999                         6.75                        STREAMLINE
 60.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
 214844540                  $17,750.00                         $142.89                    02/01/2003
                            07/25/197                          $2,119.84                   PURCHASE
 WA
 983741643                  09/01/1974                         9                           STANDARD
 13.03                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $30,000.00                         $263.28                    03/01/2003
 215011081
 TX                         10/01/197                          $14,254.04                  PURCHASE
 759010000                  12/01/1979                         10                          STANDARD
 48.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $21,100.00                         $225.19                    01/01/2003
 215323221
 NJ                         01/31/198                          $16,057.12                  PURCHASE
 081054423                  03/01/1984                         12.5                        STANDARD
 78.94                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $41,500.00                         $379.62                    02/01/2003
 216068593
 PA                         03/24/198                          $29,899.07                  PURCHASE
 191382006                  05/01/1986                         10.5                        STANDARD
 78.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $140,000.00                        $1,241.55                  02/01/2003
 217528215
 NY                         10/29/199                          $112,630.37                 PURCHASE
 112082914                  12/01/1990                         10.125                      STANDARD
 53.77                      2-4 FAMILY                         OWNER OCCUPIED              N

 217613538                  $49,500.00                         $429.83                    04/01/2003
 NJ                         12/26/199                          $42,602.65                  PURCHASE
                            02/01/1991                         9.875                       STANDARD
 088792745                                                     OWNER OCCUPIED
 64.43                      SINGLE FAMILY                                                  N
 220616411                  $124,500.00                        $902.71                    02/01/2003
 NY                         01/13/199                          $98,104.75                  PURCHASE
                            03/01/1993                         7.875                       STANDARD
 142264046                                                     OWNER OCCUPIED
 59.25                      SINGLE FAMILY                                                  N
 220963474                  $155,000.00                        $1,044.26                  03/01/2003
                            08/10/199                          $1,361.65                   PURCHASE
 IL
 600152003                  10/01/1993                         7.125                       STANDARD
 0.72                       SINGLE FAMILY                      OWNER OCCUPIED              N
 221503584                  $57,000.00                         $418.25                    12/01/2002
                            06/30/199                          $51,286.73                  PURCHASE
 PA
 184199323                  08/01/1994                         8                           STANDARD
 85.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $130,000.00                        $1,396.99                  03/01/2003
 300081288
 MA                         09/21/198                          $22,609.23                  REFINANCE
 021701902                  11/01/1989                         10                          STANDARD
 12.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $185,000.00                        $1,624.29                  03/01/2003
 301956710
 NJ                         11/12/199                          $1,041.18                   PURCHASE
 077331923                  01/01/1994                         6.625                       STANDARD
 0.21                       SINGLE FAMILY                      OWNER OCCUPIED              N

 302246301                  $139,450.00                        $850.24                    02/01/2003
 CA                         05/17/199                          $124,997.45                 PURCHASE
                            07/01/1994                         5.75                        STANDARD
 902472414                                                     OWNER OCCUPIED
 80.8                       SINGLE FAMILY                                                  N
 302358403                  $40,100.00                         $308.33                    01/01/2003
 TX                         02/05/198                          $30,232.97                  PURCHASE
                            04/01/1987                         8.5                         STANDARD
 799360000                                                     OWNER OCCUPIED
 74.74                      SINGLE FAMILY                                                  N
 303333983                  $35,811.00                         $231.21                    02/01/2003
                            09/29/198                          $26,688.59                  PURCHASE
 TN
 371602924                  11/01/1987                         6.125                       STANDARD
 76.52                      SINGLE FAMILY                      OWNER OCCUPIED              N
 303426084                  $57,349.00                         $531.63                    02/01/2003
                            03/23/199                          $21,884.52                  PURCHASE
 CA
 932802515                  05/01/1993                         7.5                         STANDARD
 34.01                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $107,017.00                        $748.28                    12/01/2002
 303444475
 CA                         05/27/199                          $93,382.24                  PURCHASE
 933124049                  07/01/1993                         7.5                         STANDARD
 87.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $78,600.00                         $660.91                    01/01/2003
 303471437
 TX                         06/16/198                          $59,704.60                  PURCHASE
 761371212                  08/01/1986                         9.5                         STANDARD
 76.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $165,000.00                        $1,131.86                  02/01/2003
 303733463
 CA                         03/19/199                          $140,181.09                 PURCHASE
 956285225                  05/01/1992                         7.25                        STANDARD
 63.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $69,834.00                         $512.42                    12/01/2002
 304439680
 NC                         01/28/199                          $61,130.21                  PURCHASE
 274065209                  03/01/1993                         8                           STANDARD
 87.03                      SINGLE FAMILY                      OWNER OCCUPIED              N

 304452832                  $76,967.00                         $780.66                    02/01/2003
 TX                         01/29/199                          $34,189.70                  PURCHASE
                            03/01/1993                         9                           STANDARD
 760212307                                                     OWNER OCCUPIED
 45.1                       SINGLE FAMILY                                                  N
 304524713                  $57,464.00                         $462.37                    12/01/2002
 TX                         05/17/199                          $52,375.54                  PURCHASE
                            07/01/1994                         9                           STANDARD
 786452907                                                     OWNER OCCUPIED
 77.55                      SINGLE FAMILY                                                  N
 304548100                  $82,975.00                         $638.01                    01/01/2003
                            05/25/199                          $75,180.27                  PURCHASE
 GA
 314052749                  07/01/1994                         8.5                         STANDARD
 87.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
 304581457                  $41,600.00                         $421.94                    01/01/2003
                            10/18/199                          $25,313.03                  PURCHASE
 CA
 921145745                  12/01/1994                         9                           STANDARD
 42.95                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $43,350.00                         $439.69                    02/01/2003
 304582307
 NE                         09/26/199                          $26,106.40                  PURCHASE
 681041613                  11/01/1994                         9                           STANDARD
 58.55                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $26,520.00                         $268.98                    02/01/2003
 304614357
 WA                         12/22/199                          $15,862.46                  PURCHASE
 986321302                  02/01/1995                         9                           STANDARD
 24.26                      SINGLE FAMILY                      OWNER OCCUPIED              N

 304669872                  $34,022.00                         $345.07                    03/01/2003
 KY                         04/11/199                          $21,787.56                  PURCHASE
                            06/01/1995                         9                           STANDARD
 427010000                                                     SECOND HOME
 21.79                      SINGLE FAMILY                                                  N
 304728165                  $107,744.00                        $790.59                    01/01/2003
 CA                         08/22/199                          $93,538.64                  PURCHASE
                            10/01/1992                         8                           STANDARD
 933085626                                                     OWNER OCCUPIED
 86.52                      SINGLE FAMILY                                                  N
 304737596                  $63,826.00                         $513.56                    01/01/2003
                            12/23/199                          $56,342.27                  PURCHASE
 AZ
 850061315                  02/01/1993                         9                           STANDARD
 80.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
 304780448                  $75,818.00                         $610.05                    12/01/2002
                            07/07/199                          $69,418.35                  PURCHASE
 IN
 463680000                  09/01/1994                         9                           STANDARD
 91.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $100,837.00                        $811.36                    01/01/2003
 304804073
 GA                         08/31/199                          $92,397.13                  PURCHASE
 302732441                  10/01/1994                         9                           STANDARD
 94.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $88,906.00                         $715.36                    01/01/2003
 304829757
 ME                         02/24/199                          $81,822.72                  PURCHASE
 042400000                  04/01/1995                         9                           STANDARD
 92.16                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $120,399.00                        $968.76                    01/01/2003
 304832868
 CA                         12/05/199                          $110,628.97                 PURCHASE
 956886927                  02/01/1995                         9                           STANDARD
 92.04                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $61,963.00                         $498.57                    02/01/2003
 304839780
 NJ                         04/28/199                          $57,245.88                  PURCHASE
 080462548                  06/01/1995                         9                           STANDARD
 92.44                      SINGLE FAMILY                      OWNER OCCUPIED              N

 304876501                  $50,583.00                         $407.01                    01/01/2003
 CA                         08/25/199                          $46,929.70                  PURCHASE
                            10/01/1995                         9                           STANDARD
 933054028                                                     OWNER OCCUPIED
 92.23                      SINGLE FAMILY                                                  N
 305025553                  $53,123.00                         $526.07                    02/01/2003
 AZ                         08/30/198                          $44,305.29                  PURCHASE
                            10/01/1988                         11.5                        STANDARD
 852042910                                                     OWNER OCCUPIED
 83.59                      SINGLE FAMILY                                                  N
 305037707                  $80,550.00                         $563.22                    12/01/2002
                            05/03/199                          $74,141.33                  PURCHASE
 TN
 371879183                  06/01/1996                         7.5                         STANDARD
 93.05                      SINGLE FAMILY                      OWNER OCCUPIED              N
 305148843                  $64,366.00                         $494.92                    01/01/2003
                            07/06/199                          $59,350.91                  PURCHASE
 TX
 750427090                  09/01/1995                         8.5                         STANDARD
 89.47                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $37,321.00                         $372.32                    01/01/2003
 305151763
 TX                         04/01/199                          $35,810.98                  PURCHASE
 770447121                  06/01/1996                         8.25                        STANDARD
 97.46                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $54,550.00                         $354.66                    01/01/2003
 305245466
 TX                         07/20/198                          $40,337.42                  PURCHASE
 791090000                  09/01/1987                         6.25                        STANDARD
 73.86                      SINGLE FAMILY                      OWNER OCCUPIED              N

 305245805                  $59,250.00                         $376.01                    01/01/2003
 TX                         09/01/198                          $43,262.41                  PURCHASE
                            10/01/1987                         6.125                       STANDARD
 752350000                                                     OWNER OCCUPIED
 74.48                      SINGLE FAMILY                                                  N
 305254013                  $76,852.00                         $712.43                    02/01/2003
 CA                         12/22/199                          $39,806.93                  PURCHASE
                            02/01/1994                         7.5                         STANDARD
 937270000                                                     OWNER OCCUPIED
 52.4                       SINGLE FAMILY                                                  N
 305285777                  $48,928.00                         $481.82                    02/01/2003
                            07/25/199                          $34,614.08                  PURCHASE
 FL
 328170000                  09/01/1996                         8.5                         STANDARD
 71.23                      SINGLE FAMILY                      SECOND HOME                 N
 305303372                  $48,764.00                         $424.79                    03/01/2003
                            02/16/199                          $31,167.64                  PURCHASE
 NM
 880010000                  04/01/1996                         6.5                         STANDARD
 63.92                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $150,358.00                        $1,000.34                  01/01/2003
 305307282
 CA                         01/24/199                          $136,826.56                 PURCHASE
 945090000                  03/01/1996                         7                           STANDARD
 89.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $30,462.00                         $299.98                    02/01/2003
 305329203
 NC                         05/17/199                          $21,292.39                  PURCHASE
 285740000                  07/01/1996                         8.5                         STANDARD
 63.06                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $82,975.00                         $638.01                    01/01/2003
 305558751
 GA                         07/31/199                          $77,667.24                  PURCHASE
 302740000                  09/01/1996                         8.5                         STANDARD
 91.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $67,800.00                         $609.41                    02/01/2003
 305985626
 GA                         02/25/199                          $34,601.65                  PURCHASE
 300830000                  04/01/1994                         7                           STANDARD
 48.62                      SINGLE FAMILY                      OWNER OCCUPIED              N

 305988006                  $69,300.00                         $642.42                    02/01/2003
 NJ                         12/20/199                          $35,181.34                  PURCHASE
                            02/01/1994                         7.5                         STANDARD
 080600000                                                     OWNER OCCUPIED
 47.47                      SINGLE FAMILY                                                  N
 305988857                  $17,250.00                         $126.67                    02/01/2003
 TX                         11/08/197                          $4,714.13                   PURCHASE
                            01/01/1977                         8                           STANDARD
 770930000                                                     OWNER OCCUPIED
 27.88                      SINGLE FAMILY                                                  N
 305992480                  $127,102.00                        $845.62                    01/01/2003
                            02/03/199                          $111,073.55                 PURCHASE
 GA
 300830000                  03/01/1994                         7                           STANDARD
 79.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
 305997498                  $13,000.00                         $95.42                     01/01/2003
                            11/22/197                          $3,533.49                   PURCHASE
 TX
 794140000                  01/01/1977                         8                           STANDARD
 28.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $55,500.00                         $498.85                    03/01/2003
 305998231
 TX                         02/21/199                          $28,699.24                  PURCHASE
 770820000                  04/01/1994                         7                           STANDARD
 47.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $46,350.00                         $416.61                    02/01/2003
 305999211
 SC                         10/25/199                          $23,128.07                  PURCHASE
 294060000                  12/01/1993                         7                           STANDARD
 45.54                      SINGLE FAMILY                      OWNER OCCUPIED              N

 305999997                  $20,450.00                         $179.55                    02/01/2003
 TX                         06/27/197                          $9,635.66                   PURCHASE
                            08/01/1979                         10                          STANDARD
 797010000                                                     OWNER OCCUPIED
 47.6                       SINGLE FAMILY                                                  N
 306006006                  $81,290.00                         $540.83                    01/01/2003
 GA                         02/15/199                          $71,283.90                  PURCHASE
                            04/01/1994                         7                           STANDARD
 308150000                                                     OWNER OCCUPIED
 83.18                      SINGLE FAMILY                                                  N
 306007265                  $39,116.00                         $351.59                    01/01/2003
                            11/04/199                          $19,866.42                  PURCHASE
 GA
 317050000                  01/01/1994                         7                           STANDARD
 41.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
 306007327                  $46,450.00                         $407.63                    02/01/2003
                            12/28/199                          $40,525.67                  PURCHASE
 TX
 779040000                  02/01/1991                         10                          STANDARD
 87.4                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $34,622.00                         $320.96                    02/01/2003
 306007390
 TX                         03/24/199                          $18,509.22                  PURCHASE
 770490000                  05/01/1994                         7.5                         STANDARD
 23.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $53,040.00                         $476.74                    03/01/2003
 306008253
 SC                         01/10/199                          $27,360.03                  PURCHASE
 295500000                  03/01/1994                         7                           STANDARD
 49.75                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $79,300.00                         $735.12                    02/01/2003
 306012279
 TX                         06/06/199                          $31,136.45                  PURCHASE
 761370000                  08/01/1994                         7.5                         STANDARD
 39.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $23,100.00                         $227.48                    01/01/2003
 306014013
 TX                         12/11/199                          $8,902.23                   PURCHASE
 770640000                  02/01/1992                         8.5                         STANDARD
 23.07                      SINGLE FAMILY                      OWNER OCCUPIED              N

 306014080                  $106,496.00                        $957.22                    02/01/2003
 VA                         09/24/199                          $52,659.99                  PURCHASE
                            11/01/1993                         7                           STANDARD
 238320000                                                     OWNER OCCUPIED
 45.95                      SINGLE FAMILY                                                  N
 306015073                  $18,500.00                         $155.59                    12/01/2002
 SC                         03/05/197                          $8,129.00                   PURCHASE
                            04/01/1979                         9.5                         STANDARD
 291155573                                                     OWNER OCCUPIED
 45.4                       SINGLE FAMILY                                                  N
 306019839                  $47,177.00                         $396.69                    01/01/2003
                            05/18/198                          $37,021.77                  PURCHASE
 GA
 316060660                  07/01/1987                         9.5                         STANDARD
 78.37                      SINGLE FAMILY                      OWNER OCCUPIED              N
 306019850                  $84,337.00                         $770.15                    01/01/2003
                            11/06/198                          $77,101.70                  PURCHASE
 GA
 300835559                  01/01/1990                         9.5                         STANDARD
 88.43                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $59,721.00                         $536.79                    01/01/2003
 306038256
 CA                         04/09/199                          $46,733.81                  PURCHASE
 933080000                  06/01/1998                         7                           STANDARD
 75.01                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $80,930.00                         $538.43                    12/01/2002
 306039870
 CA                         04/14/199                          $76,367.05                  PURCHASE
 945200000                  06/01/1998                         7                           STANDARD
 94.62                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 306039896                  $151,200.00                        $1,021.44                  03/01/2003
 CA                         04/30/199                          $151,663.11                 PURCHASE
                            06/01/1998                         6.5                         STANDARD
 917190000                                                     OWNER OCCUPIED
 95.28                      2-4 FAMILY                                                     N
 306093888                  $60,050.00                         $556.67                    01/01/2003
 TX                         01/31/199                          $43,576.34                  PURCHASE
                            04/01/1997                         7.5                         STANDARD
 783430000                                                     OWNER OCCUPIED
 73.5                       SINGLE FAMILY                                                  N
 306094823                  $42,149.00                         $415.06                    12/01/2002
                            01/15/199                          $31,022.81                  PURCHASE
 MS
 393070000                  03/01/1997                         8.5                         STANDARD
 74.97                      SINGLE FAMILY                      OWNER OCCUPIED              N
 306199733                  $110,000.00                        $1,298.56                  02/01/2003
                            03/26/199                          $1,289.63                   PURCHASE
 IL
 600250000                  05/01/1993                         7.375                       STANDARD
 1.79                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $86,000.00                         $648.03                    01/01/2003
 306200446
 MD                         05/20/199                          $74,340.60                  PURCHASE
 210440000                  07/01/1993                         8.625                       STANDARD
 67.18                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $65,000.00                         $511.36                    01/01/2003
 306282780
 FL                         10/07/199                          $59,471.14                  PURCHASE
 331890000                  12/01/1994                         8.75                        STANDARD
 54.2                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $202,300.00                        $1,875.35                  03/01/2003
 306297600
 SD                         10/26/199                          $1,108.13                   PURCHASE
 571060000                  12/01/1992                         7.5                         STANDARD
 0.31                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $131,850.00                        $1,241.07                  03/01/2003
 306307485
 ID                         10/02/199                          $1,900.49                   PURCHASE
 837060000                  12/01/1992                         7.75                        STANDARD
 1.09                       SINGLE FAMILY                      OWNER OCCUPIED              N

 306308343                  $145,000.00                        $1,385.70                  03/01/2003
 MT                         12/31/199                          $1,302.56                   PURCHASE
                            02/01/1993                         8                           STANDARD
 591060000                                                     OWNER OCCUPIED
 0.65                       SINGLE FAMILY                                                  N
 306398357                  $131,250.00                        $1,179.71                  03/01/2003
 NM                         07/28/199                          $2,177.93                   PURCHASE
                            09/01/1993                         7                           STANDARD
 871230000                                                     OWNER OCCUPIED
 1.26                       SINGLE FAMILY                                                  N
 306488265                  $165,000.00                        $1,414.75                  03/01/2003
                            03/25/199                          $1,256.49                   REFINANCE
 CT
 064300000                  05/01/1996                         6.25                        STANDARD
 0.59                       SINGLE FAMILY                      OWNER OCCUPIED              N
 306494046                  $159,200.00                        $1,130.50                  02/01/2003
                            03/16/199                          $139,344.51                 PURCHASE
 IL
 600890000                  05/01/1994                         7.875                       STANDARD
 70.13                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $98,364.00                         $654.42                    01/01/2003
 306584880
 FL                         11/24/199                          $93,499.94                  PURCHASE
 331830000                  01/01/1999                         7                           STANDARD
 94.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $95,274.00                         $633.86                    02/01/2003
 306592777
 CA                         11/24/199                          $90,650.91                  PURCHASE
 952060000                  01/01/1999                         7                           STANDARD
 95.26                      SINGLE FAMILY                      OWNER OCCUPIED              N

 306603672                  $107,940.00                        $682.25                    01/01/2003
 VA                         12/23/199                          $102,353.93                 PURCHASE
                            02/01/1999                         6.5                         STANDARD
 236660000                                                     OWNER OCCUPIED
 95.06                      SINGLE FAMILY                                                  N
 306624405                  $112,098.00                        $745.79                    01/01/2003
 MD                         02/19/199                          $107,025.08                 PURCHASE
                            04/01/1999                         7                           STANDARD
 211330000                                                     OWNER OCCUPIED
 97.07                      SINGLE FAMILY                                                  N
 306662145                  $60,050.00                         $419.88                    01/01/2003
                            02/07/199                          $53,082.54                  PURCHASE
 GA
 314040000                  04/01/1994                         7.5                         STANDARD
 90.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
 306662318                  $52,530.00                         $367.30                    01/01/2003
                            02/28/199                          $46,541.98                  PURCHASE
 NC
 275730000                  04/01/1994                         7.5                         STANDARD
 85.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,942.00                         $628.89                    01/01/2003
 306662571
 MD                         02/28/199                          $77,899.42                  PURCHASE
 207720000                  04/01/1994                         7.5                         STANDARD
 62.54                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $76,299.00                         $533.49                    01/01/2003
 306663328
 NC                         06/18/199                          $66,679.12                  PURCHASE
 275460000                  08/01/1993                         7.5                         STANDARD
 88.62                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $59,944.00                         $526.05                    01/01/2003
 306746361
 GA                         12/11/198                          $45,438.66                  PURCHASE
 302730000                  01/01/1987                         10                          STANDARD
 76.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $69,546.00                         $584.78                    01/01/2003
 306746865
 AL                         11/10/198                          $58,727.39                  PURCHASE
 358100000                  01/01/1990                         9.5                         STANDARD
 88.01                      SINGLE FAMILY                      OWNER OCCUPIED              N

 306748691                  $160,000.00                        $1,471.88                  02/01/2003
 AL                         12/17/199                          $1,001.21                   PURCHASE
                            02/01/1993                         7.375                       STANDARD
 352420000                                                     OWNER OCCUPIED
 1                          SINGLE FAMILY                                                  N
 306749667                  $29,750.00                         $267.40                    02/01/2003
 AL                         08/10/199                          $13,170.49                  PURCHASE
                            10/01/1993                         7                           STANDARD
 362010000                                                     OWNER OCCUPIED
 44.91                      SINGLE FAMILY                                                  N
 306749686                  $42,650.00                         $383.35                    03/01/2003
                            09/15/199                          $11,761.60                  PURCHASE
 FL
 336110000                  11/01/1993                         7                           STANDARD
 27.58                      SINGLE FAMILY                      OWNER OCCUPIED              N
 306753607                  $124,033.00                        $1,114.85                  02/01/2003
                            09/25/199                          $78,543.71                  PURCHASE
 NC
 283140000                  11/01/1995                         7                           STANDARD
 66                         SINGLE FAMILY                      OWNER OCCUPIED              N
                            $71,907.00                         $527.63                    01/01/2003
 306755903
 GA                         01/31/199                          $67,388.95                  PURCHASE
 314060000                  03/01/1997                         8                           STANDARD
 91.4                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $34,629.00                         $330.93                    02/01/2003
 306765141
 TX                         08/11/199                          $29,605.88                  PURCHASE
 750410000                  10/01/1999                         8                           STANDARD
 75.29                      SINGLE FAMILY                      OWNER OCCUPIED              N

 306770301                  $98,900.00                         $691.53                    01/01/2003
 IN                         05/26/199                          $95,099.02                  PURCHASE
                            07/01/1999                         7.5                         STANDARD
 460560000                                                     OWNER OCCUPIED
 82.15                      SINGLE FAMILY                                                  N
 306772542                  $85,371.00                         $611.61                    01/01/2003
 MO                         03/01/199                          $78,678.63                  PURCHASE
                            04/01/1996                         7.75                        STANDARD
 640580000                                                     OWNER OCCUPIED
 90.67                      SINGLE FAMILY                                                  N
 306773541                  $92,791.00                         $640.89                    01/01/2003
                            08/31/199                          $88,285.21                  PURCHASE
 TX
 750560000                  10/01/1998                         7.375                       STANDARD
 95.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
 306776152                  $85,490.00                         $568.77                    01/01/2003
                            11/15/199                          $74,856.82                  PURCHASE
 MO
 640340000                  01/01/1994                         7                           STANDARD
 87.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $49,949.00                         $349.25                    01/01/2003
 306776476
 MO                         10/30/199                          $47,492.55                  PURCHASE
 630870000                  12/01/1998                         7.5                         STANDARD
 92.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $33,600.00                         $201.79                    02/01/2003
 306827885
 OH                         07/30/199                          $27,601.05                  PURCHASE
 432070000                  09/01/1990                         5.25                        STANDARD
 64.38                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $97,500.00                         $924.74                    03/01/2003
 306844578
 MD                         05/10/199                          $1,834.99                   PURCHASE
 210450000                  07/01/1993                         7.875                       STANDARD
 0.98                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $94,479.00                         $693.26                    01/01/2003
 306852179
 NC                         06/29/199                          $90,179.42                  PURCHASE
 281640000                  08/01/1998                         8                           STANDARD
 95.22                      SINGLE FAMILY                      OWNER OCCUPIED              N

 306854906                  $56,206.00                         $442.17                    01/01/2003
 FL                         03/10/200                          $54,817.71                  PURCHASE
                            05/01/2000                         8.75                        STANDARD
 320550000                                                     OWNER OCCUPIED
 98.66                      SINGLE FAMILY                                                  N
 306854928                  $107,117.00                        $883.40                    03/01/2003
 GA                         03/10/200                          $109,642.68                 PURCHASE
                            04/01/2000                         8.75                        STANDARD
 302810000                                                     OWNER OCCUPIED
 102.36                     SINGLE FAMILY                                                  N
 306871587                  $23,275.00                         $162.75                    03/01/2003
                            07/14/197                          $2,840.62                   PURCHASE
 NC
 288040000                  08/01/1972                         7.5                         STANDARD
 12.2                       SINGLE FAMILY                      OWNER OCCUPIED              N
 306896814                  $54,550.00                         $429.15                    02/01/2003
                            05/31/200                          $53,193.12                  PURCHASE
 IL
 620240000                  07/01/2000                         8.75                        STANDARD
 97.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $128,100.00                        $939.95                    03/01/2003
 306958226
 GA                         08/31/200                          $125,360.24                 PURCHASE
 300580000                  11/01/2000                         8                           STANDARD
 97.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $131,632.00                        $1,035.55                  01/01/2003
 306973800
 OH                         08/15/200                          $129,040.56                 PURCHASE
 446850000                  10/01/2000                         8.75                        STANDARD
 95.72                      SINGLE FAMILY                      OWNER OCCUPIED              N

 306990431                  $224,000.00                        $2,124.53                  02/01/2003
 FL                         06/16/200                          $4,222.55                   PURCHASE
                            08/01/2000                         7.875                       STANDARD
 342380000                                                     OWNER OCCUPIED
 2.82                       SINGLE FAMILY                                                  N
 307090626                  $180,000.00                        $1,567.99                  02/01/2003
 WA                         08/21/199                          $2,736.63                   PURCHASE
                            10/01/1998                         6.5                         STANDARD
 980520000                                                     OWNER OCCUPIED
 2.38                       SINGLE FAMILY                                                  N
 307098481                  $70,562.00                         $542.56                    12/01/2002
                            10/18/200                          $69,195.00                  PURCHASE
 GA
 310140000                  12/01/2000                         8.5                         STANDARD
 98.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
 307099208                  $118,768.25                        $871.48                    01/01/2003
                            12/04/200                          $116,419.31                 PURCHASE
 FL
 334100000                  01/01/2001                         8                           STANDARD
 98.18                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $99,193.00                         $676.67                    01/01/2003
 307123582
 GA                         03/22/200                          $97,274.44                  PURCHASE
 301020000                  05/01/2001                         7.25                        STANDARD
 98.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $51,403.00                         $359.42                    01/01/2003
 307129977
 AL                         02/27/200                          $50,418.46                  PURCHASE
 358050000                  04/01/2001                         7.5                         STANDARD
 106.78                     SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $119,621.00                        $836.41                    02/01/2003
 307139656
 NJ                         04/25/200                          $117,431.01                 PURCHASE
 088231522                  06/01/2001                         7.5                         STANDARD
 98.25                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $66,939.00                         $620.53                    01/01/2003
 307156351
 LA                         03/14/200                          $61,747.04                  PURCHASE
 705840000                  05/01/2001                         7.5                         STANDARD
 86.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 307157853                  $105,154.00                        $819.22                    02/01/2003
 NJ                         03/30/200                          $110,993.73                 PURCHASE
                            05/01/2001                         7.875                       STANDARD
 083600000                                                     OWNER OCCUPIED
 103.82                     SINGLE FAMILY                                                  Y
 307162349                  $149,814.00                        $1,096.56                  03/01/2003
 NC                         02/23/200                          $152,029.11                 PURCHASE
                            04/01/2001                         7.625                       STANDARD
 275130000                                                     OWNER OCCUPIED
 100.68                     SINGLE FAMILY                                                  Y
 307175378                  $90,294.00                         $811.59                    01/01/2003
                            05/11/200                          $83,949.42                  PURCHASE
 FL
 331870000                  07/01/2001                         7                           STANDARD
 60.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
 307177111                  $105,799.00                        $739.76                    01/01/2003
                            06/28/200                          $104,091.21                 PURCHASE
 FL
 342190000                  08/01/2001                         7.5                         STANDARD
 97.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $128,905.00                        $857.61                    02/01/2003
 307199363
 KY                         04/27/200                          $126,432.31                 PURCHASE
 405150000                  06/01/2001                         7                           STANDARD
 105.46                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $46,564.00                         $309.79                    01/01/2003
 307220622
 GA                         09/07/200                          $45,883.99                  PURCHASE
 312060000                  11/01/2001                         7                           STANDARD
 82.82                      SINGLE FAMILY                      OWNER OCCUPIED              N

 307220672                  $166,585.00                        $1,193.44                  01/01/2003
 GA                         06/11/200                          $164,083.39                 PURCHASE
                            08/01/2001                         7.75                        STANDARD
 300140000                                                     OWNER OCCUPIED
 97.13                      SINGLE FAMILY                                                  N
 307221793                  $131,950.00                        $877.87                    01/01/2003
 FL                         09/11/200                          $130,021.34                 PURCHASE
                            11/01/2001                         7                           STANDARD
 334280000                                                     OWNER OCCUPIED
 98.72                      SINGLE FAMILY                                                  N
 307221817                  $114,098.00                        $759.10                    01/01/2003
                            07/31/200                          $112,134.81                 PURCHASE
 FL
 320730000                  09/01/2001                         7                           STANDARD
 97.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
 307221859                  $128,905.00                        $1,158.63                  02/01/2003
                            08/10/200                          $121,175.93                 PURCHASE
 FL
 330600000                  10/01/2001                         7                           STANDARD
 94.35                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $88,707.00                         $650.90                    01/01/2003
 307222148
 FL                         08/03/200                          $87,505.63                  PURCHASE
 330630000                  09/01/2001                         8                           STANDARD
 97.27                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $110,269.00                        $771.02                    12/01/2002
 307222418
 FL                         08/22/200                          $108,714.98                 PURCHASE
 346680000                  10/01/2001                         7.5                         STANDARD
 97.31                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $133,107.00                        $930.70                    02/01/2003
 307223545
 GA                         08/14/200                          $131,231.26                 PURCHASE
 300830000                  10/01/2001                         7.5                         STANDARD
 97.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $87,899.00                         $664.13                    02/01/2003
 307249617
 GA                         08/02/200                          $89,284.01                  PURCHASE
 300762060                  09/01/2001                         8                           STANDARD
 100.06                     SINGLE FAMILY                      OWNER OCCUPIED              N

 307250821                  $172,745.00                        $1,552.69                  02/01/2003
 CA                         06/20/200                          $161,081.08                 PURCHASE
                            08/01/2001                         7                           STANDARD
 935511522                                                     OWNER OCCUPIED
 93.6                       SINGLE FAMILY                                                  N
 307262411                  $150,960.00                        $1,029.82                  02/01/2003
 FL                         10/27/200                          $148,858.16                 PURCHASE
                            04/01/2001                         7.25                        STANDARD
 334700000                                                     OWNER OCCUPIED
 100.67                     SINGLE FAMILY                                                  N
 307296569                  $97,212.00                         $679.72                    02/01/2003
                            10/12/200                          $96,001.96                  PURCHASE
 GA
 310550000                  12/01/2001                         7.5                         STANDARD
 98.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
 307296936                  $154,574.00                        $977.01                    01/01/2003
                            10/24/200                          $152,245.08                 PURCHASE
 GA
 301010000                  12/01/2001                         6.5                         STANDARD
 97.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $81,126.00                         $539.73                    12/01/2002
 307297862
 FL                         10/25/200                          $80,013.77                  PURCHASE
 337090000                  12/01/2001                         7                           STANDARD
 97.37                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $65,964.00                         $427.84                    01/01/2003
 307298054
 AL                         11/19/200                          $65,071.67                  PURCHASE
 355790000                  01/01/2002                         6.75                        STANDARD
 97.3                       SINGLE FAMILY                      OWNER OCCUPIED              N

 307298224                  $51,332.00                         $332.94                    01/01/2003
 FL                         10/26/200                          $50,590.88                  PURCHASE
                            12/01/2001                         6.75                        STANDARD
 344800000                                                     OWNER OCCUPIED
 98.74                      SINGLE FAMILY                                                  N
 307298234                  $75,262.00                         $500.72                    02/01/2003
 FL                         01/03/200                          $74,364.79                  PURCHASE
                            02/01/2002                         7                           STANDARD
 329080000                                                     OWNER OCCUPIED
 98.9                       SINGLE FAMILY                                                  N
 307298600                  $91,563.00                         $609.17                    12/01/2002
                            11/07/200                          $89,673.26                  PURCHASE
 FL
 349830000                  12/01/2001                         7                           STANDARD
 96.7                       SINGLE FAMILY                      OWNER OCCUPIED              N
 307298639                  $137,583.00                        $869.62                    12/01/2002
                            10/19/200                          $135,510.01                 PURCHASE
 GA
 300140000                  12/01/2001                         6.5                         STANDARD
 95.23                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $123,950.00                        $853.97                    02/01/2003
 307298771
 FL                         10/31/200                          $126,599.76                 PURCHASE
 347110000                  12/01/2001                         7                           STANDARD
 101.43                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $125,352.00                        $833.97                    12/01/2002
 307298802
 GA                         09/28/200                          $123,382.47                 PURCHASE
 315450000                  11/01/2001                         7                           STANDARD
 91.65                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $127,991.00                        $851.53                    02/01/2003
 307299291
 FL                         12/07/200                          $124,311.26                 PURCHASE
 335670000                  01/01/2002                         7                           STANDARD
 95.72                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $93,532.00                         $653.99                    12/01/2002
 307300113
 FL                         12/28/200                          $92,519.71                  PURCHASE
 322110000                  02/01/2002                         7.5                         STANDARD
 97.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 307300998                  $139,131.00                        $972.82                    01/01/2003
 GA                         08/03/200                          $137,054.85                 PURCHASE
                            09/01/2001                         7.5                         STANDARD
 301270000                                                     OWNER OCCUPIED
 97.9                       SINGLE FAMILY                                                  N
 307300999                  $91,179.00                         $637.54                    01/01/2003
 GA                         08/10/200                          $89,236.27                  PURCHASE
                            10/01/2001                         7.5                         STANDARD
 301680000                                                     OWNER OCCUPIED
 97.27                      SINGLE FAMILY                                                  N
 307301025                  $77,149.00                         $526.29                    12/01/2002
                            11/28/200                          $76,207.09                  PURCHASE
 FL
 342660000                  01/01/2002                         7.25                        STANDARD
 97.95                      SINGLE FAMILY                      SECOND HOME                 N
 307349630                  $137,887.00                        $940.64                    01/01/2003
                            01/05/200                          $136,436.72                 PURCHASE
 OH
 440740000                  03/01/2002                         7.25                        STANDARD
 98.32                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $106,016.00                        $696.45                    01/01/2003
 307349918
 OH                         11/09/200                          $104,625.06                 PURCHASE
 441210000                  01/01/2002                         6.875                       STANDARD
 100.88                     SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $122,307.00                        $823.50                    02/01/2003
 307350029
 IN                         11/27/200                          $125,259.85                 PURCHASE
 462350000                  01/01/2002                         6.75                        STANDARD
 100.92                     SINGLE FAMILY                      OWNER OCCUPIED              Y

 307350231                  $211,933.00                        $1,410.00                  01/01/2003
 OH                         01/31/200                          $209,583.30                 PURCHASE
                            03/01/2002                         7                           STANDARD
 432400000                                                     OWNER OCCUPIED
 91.68                      SINGLE FAMILY                                                  Y
 310681614                  $23,500.00                         $206.33                    04/01/2003
 OK                         07/06/197                          $3,163.42                   PURCHASE
                            08/01/1979                         10                          STANDARD
 731292014                                                     OWNER OCCUPIED
 28.41                      SINGLE FAMILY                                                  N
 310802681                  $39,700.00                         $333.82                    02/01/2003
                            09/17/198                          $29,598.27                  PURCHASE
 MN
 550400000                  11/01/1986                         9.5                         STANDARD
 65.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
 310885496                  $64,100.00                         $441.68                    01/01/2003
                            06/29/198                          $43,233.63                  PURCHASE
 NJ
 070082750                  08/01/1984                         6.125                       STANDARD
 64.7                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $64,950.00                         $594.13                    01/01/2003
 311071898
 GA                         01/17/198                          $50,252.41                  PURCHASE
 301742608                  03/01/1986                         10.5                        STANDARD
 72.33                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $57,245.00                         $523.65                    12/01/2002
 311838437
 CA                         12/01/198                          $47,900.27                  PURCHASE
 948043851                  02/01/1989                         10.5                        STANDARD
 86.09                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $84,925.00                         $593.81                    02/01/2003
 357206312
 ID                         04/17/200                          $83,348.77                  REFINANCE
 836860000                  05/01/2001                         7.5                         STANDARD
 98.23                      PUD                                OWNER OCCUPIED              N
                            $182,628.00                        $1,340.06                  01/01/2003
 357208473
 IL                         09/04/200                          $180,429.92                 PURCHASE
 604780000                  11/01/2001                         8                           STANDARD
 95.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 357303991                  $99,470.00                         $628.72                    01/01/2003
 MD                         11/08/200                          $98,032.20                  PURCHASE
                            01/01/2002                         6.5                         STANDARD
 207430000                                                     OWNER OCCUPIED
 89.3                       PUD                                                            N
 357304034                  $78,764.00                         $550.73                    01/01/2003
 VA                         08/24/200                          $77,654.02                  PURCHASE
                            10/01/2001                         7.5                         STANDARD
 233220000                                                     OWNER OCCUPIED
 97.23                      PUD                                                            N
 357304383                  $200,883.00                        $1,269.72                  01/01/2003
                            12/10/200                          $198,249.06                 PURCHASE
 CO
 800040000                  02/01/2002                         6.5                         STANDARD
 90.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
 357305967                  $163,850.00                        $1,076.38                  12/01/2002
                            12/20/200                          $161,849.38                 REFINANCE
 WA
 983750000                  02/01/2002                         6.875                       STANDARD
 87.73                      PUD                                OWNER OCCUPIED              N
                            $67,441.00                         $460.07                    12/01/2002
 357307005
 IL                         12/27/200                          $66,554.70                  PURCHASE
 610080000                  02/01/2002                         7.25                        STANDARD
 97.41                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $119,819.00                        $827.56                    01/01/2003
 357307015
 WA                         12/21/200                          $118,446.16                 PURCHASE
 986840000                  02/01/2002                         7.375                       STANDARD
 97.49                      SINGLE FAMILY                      OWNER OCCUPIED              N

 357307193                  $121,910.00                        $811.07                    02/01/2003
 WI                         12/21/200                          $120,437.40                 PURCHASE
                            02/01/2002                         7                           STANDARD
 531680000                                                     OWNER OCCUPIED
 98                         SINGLE FAMILY                                                  N
 357307488                  $105,620.00                        $702.69                    01/01/2003
 ID                         01/09/200                          $104,454.29                 PURCHASE
                            03/01/2002                         7                           STANDARD
 837030000                                                     OWNER OCCUPIED
 93.43                      SINGLE FAMILY                                                  N
 357308198                  $133,943.00                        $936.55                    01/01/2003
                            11/30/200                          $132,362.23                 PURCHASE
 IL
 609700000                  01/01/2002                         7.5                         STANDARD
 86.09                      MANUFACTURED                       OWNER OCCUPIED              N
 357309153                  $60,180.00                         $494.05                    01/01/2003
                            12/28/200                          $58,598.85                  PURCHASE
 TX
 761400000                  02/01/2002                         7.75                        STANDARD
 94.88                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $133,959.00                        $891.23                    01/01/2003
 357309310
 CO                         12/28/200                          $132,362.08                 PURCHASE
 806310000                  02/01/2002                         7                           STANDARD
 97.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $116,176.00                        $852.46                    01/01/2003
 357310033
 OR                         01/23/200                          $115,119.15                 PURCHASE
 970060000                  03/01/2002                         8                           STANDARD
 97.7                       SINGLE FAMILY                      OWNER OCCUPIED              Y

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $48,829.00                         $341.42                    12/01/2002
 357310663
 IL                         01/18/200                          $48,339.47                  PURCHASE
 611010000                  03/01/2002                         7.5                         STANDARD
 85.01                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $196,453.00                        $1,373.63                  01/01/2003
 357310896
 MD                         01/14/200                          $194,484.48                 PURCHASE
 211460000                  03/01/2002                         7.5                         STANDARD
 81.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 357311574                  $137,197.00                        $867.18                    01/01/2003
 CO                         01/25/200                          $135,529.40                 PURCHASE
                            03/01/2002                         6.5                         STANDARD
 802110000                                                     OWNER OCCUPIED
 84.87                      SINGLE FAMILY                                                  N
 357311754                  $121,942.00                        $1,001.08                  01/01/2003
 TX                         01/18/200                          $119,055.42                 PURCHASE
                            03/01/2002                         7.75                        STANDARD
 760280000                                                     OWNER OCCUPIED
 96                         SINGLE FAMILY                                                  N
 357312436                  $128,346.00                        $1,033.95                  01/01/2003
                            02/27/200                          $125,466.91                 PURCHASE
 TX
 760020000                  04/01/2002                         7.5                         STANDARD
 92.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
 357312456                  $55,825.00                         $390.34                    01/01/2003
                            12/27/200                          $55,192.88                  REFINANCE
 IL
 611030000                  02/01/2002                         7.5                         STANDARD
 65.81                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $47,847.00                         $334.55                    01/01/2003
 357312850
 MD                         03/04/200                          $47,426.63                  PURCHASE
 207850000                  05/01/2002                         7.5                         STANDARD
 68.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $99,216.00                         $693.73                    01/01/2003
 357312862
 MO                         02/22/200                          $98,301.44                  REFINANCE
 633900000                  04/01/2002                         7.5                         STANDARD
 85.62                      MOBIL HOME                         OWNER OCCUPIED              N

 357312935                  $203,162.00                        $1,284.12                  01/01/2003
 IL                         01/17/200                          $200,074.06                 PURCHASE
                            03/01/2002                         6.5                         STANDARD
 601770000                                                     OWNER OCCUPIED
 95.92                      SINGLE FAMILY                                                  N
 357313209                  $154,880.00                        $1,056.55                  01/01/2003
 IL                         03/15/200                          $153,510.13                 PURCHASE
                            05/01/2002                         7.25                        STANDARD
 600730000                                                     OWNER OCCUPIED
 96.3                       CONDOMINIUM-LOW RISE                                           Y
 357313230                  $128,900.00                        $1,038.41                  01/01/2003
                            10/25/200                          $124,942.76                 PURCHASE
 TX
 761400000                  12/01/2001                         7.5                         STANDARD
 95.04                      SINGLE FAMILY                      OWNER OCCUPIED              N
 357313388                  $82,474.00                         $541.80                    12/01/2002
                            02/22/200                          $81,609.65                  PURCHASE
 IL
 611030000                  04/01/2002                         6.875                       STANDARD
 87.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $127,900.00                        $894.30                    01/01/2003
 357313786
 FL                         12/10/200                          $126,515.68                 PURCHASE
 331620000                  02/01/2002                         7.5                         STANDARD
 98.23                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $61,042.00                         $416.41                    01/01/2003
 357313960
 IL                         02/22/200                          $60,451.24                  PURCHASE
 611010000                  04/01/2002                         7.25                        STANDARD
 97.67                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $144,728.00                        $962.88                    01/01/2003
 357314296
 CO                         03/15/200                          $143,384.30                 PURCHASE
 806340000                  05/01/2002                         7                           STANDARD
 97.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $92,162.00                         $636.54                    02/01/2003
 357315024
 OR                         03/25/200                          $91,334.84                  PURCHASE
 973010000                  05/01/2002                         7.375                       STANDARD
 98.29                      SINGLE FAMILY                      OWNER OCCUPIED              N

 357315062                  $141,321.00                        $1,036.96                  01/01/2003
 MD                         01/29/200                          $140,037.82                 PURCHASE
                            03/01/2002                         8                           STANDARD
 207430000                                                     OWNER OCCUPIED
 98                         SINGLE FAMILY                                                  Y
 357315248                  $127,027.00                        $802.90                    01/01/2003
 MD                         03/08/200                          $125,442.11                 PURCHASE
                            05/01/2002                         6.5                         STANDARD
 212270000                                                     OWNER OCCUPIED
 91.08                      SINGLE FAMILY                                                  N
 357315457                  $149,114.00                        $1,224.15                  01/01/2003
                            02/28/200                          $145,866.81                 PURCHASE
 TX
 750480000                  04/01/2002                         7.75                        STANDARD
 96.43                      SINGLE FAMILY                      OWNER OCCUPIED              N
 357315463                  $90,578.00                         $648.91                    01/01/2003
                            02/25/200                          $89,775.78                  PURCHASE
 OR
 973510000                  04/01/2002                         7.75                        STANDARD
 97.73                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $114,098.00                        $837.21                    12/01/2002
 357315595
 MD                         03/28/200                          $113,227.23                 PURCHASE
 210600000                  05/01/2002                         8                           STANDARD
 98.67                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $144,081.00                        $934.51                    12/01/2002
 357315683
 WA                         03/22/200                          $142,677.38                 PURCHASE
 986620000                  05/01/2002                         6.75                        STANDARD
 96.02                      SINGLE FAMILY                      OWNER OCCUPIED              N

 357315847                  $226,446.00                        $1,583.34                  01/01/2003
 MD                         03/26/200                          $224,460.52                 PURCHASE
                            05/01/2002                         7.5                         STANDARD
 207440000                                                     OWNER OCCUPIED
 97.75                      SINGLE FAMILY                                                  Y
 357315910                  $150,715.00                        $977.53                    12/01/2002
 CO                         04/22/200                          $149,384.08                 PURCHASE
                            06/01/2002                         6.75                        STANDARD
 800100000                                                     OWNER OCCUPIED
 96.02                      SINGLE FAMILY                                                  N
 357315989                  $156,714.00                        $1,042.62                  01/01/2003
                            03/29/200                          $155,208.21                 PURCHASE
 KY
 402910000                  05/01/2002                         7                           STANDARD
 97.68                      SINGLE FAMILY                      OWNER OCCUPIED              Y
 357316084                  $59,073.00                         $413.05                    01/01/2003
                            04/17/200                          $58,622.04                  PURCHASE
 MD
 212300000                  06/01/2002                         7.5                         STANDARD
 97.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $103,377.00                        $687.77                    12/01/2002
 357316153
 ID                         04/29/200                          $102,507.03                 PURCHASE
 836470000                  06/01/2002                         7                           STANDARD
 97.88                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $76,696.00                         $523.20                    01/01/2003
 357316276
 IL                         04/30/200                          $76,081.19                  PURCHASE
 611030000                  06/01/2002                         7.25                        STANDARD
 97.83                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $124,019.00                        $867.16                    01/01/2003
 357316492
 MD                         05/06/200                          $123,072.26                 PURCHASE
 207470000                  06/01/2002                         7.5                         STANDARD
 98.61                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $94,254.00                         $659.04                    01/01/2003
 357401128
 MD                         06/29/200                          $92,764.20                  PURCHASE
 207320000                  08/01/2001                         7.5                         STANDARD
 97.81                      SINGLE FAMILY                      OWNER OCCUPIED              N

 357401173                  $136,563.00                        $920.05                    01/01/2003
 OR                         06/18/200                          $134,251.15                 PURCHASE
                            08/01/2001                         7.125                       STANDARD
 970050000                                                     OWNER OCCUPIED
 102.88                     SINGLE FAMILY                                                  N
 357402831                  $178,487.00                        $1,248.01                  01/01/2003
 MD                         06/29/200                          $175,674.31                 PURCHASE
                            08/01/2001                         7.5                         STANDARD
 216660000                                                     OWNER OCCUPIED
 97.82                      SINGLE FAMILY                                                  N
 357403008                  $127,883.00                        $883.26                    01/01/2003
                            07/26/200                          $125,928.12                 PURCHASE
 WA
 988150000                  09/01/2001                         7.375                       STANDARD
 97.11                      SINGLE FAMILY                      OWNER OCCUPIED              N
 357403118                  $134,995.00                        $943.90                    12/01/2002
                            07/27/200                          $132,980.60                 PURCHASE
 MO
 633040000                  09/01/2001                         7.5                         STANDARD
 93.88                      PUD                                OWNER OCCUPIED              N
                            $104,000.00                        $709.46                    01/01/2003
 357403357
 IL                         08/06/200                          $102,462.26                 PURCHASE
 600980000                  10/01/2001                         7.25                        STANDARD
 95.7                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $130,965.00                        $915.73                    02/01/2003
 357403546
 MD                         02/23/200                          $128,456.63                 PURCHASE
 212280000                  04/01/2001                         7.5                         STANDARD
 97.4                       SINGLE FAMILY                      OWNER OCCUPIED              N

 357403586                  $81,961.00                         $573.08                    01/01/2003
 OR                         08/07/200                          $80,774.78                  REFINANCE
                            10/01/2001                         7.5                         STANDARD
 974200000                                                     OWNER OCCUPIED
 85.17                      SINGLE FAMILY                                                  N
 357403599                  $129,412.00                        $882.82                    01/01/2003
 IL                         08/17/200                          $127,498.40                 PURCHASE
                            10/01/2001                         7.25                        STANDARD
 600850000                                                     OWNER OCCUPIED
 85.15                      2-4 FAMILY                                                     N
 357404339                  $143,505.00                        $1,052.99                  02/01/2003
                            07/19/200                          $141,560.60                 PURCHASE
 MD
 207160000                  09/01/2001                         8                           STANDARD
 97.95                      PUD                                OWNER OCCUPIED              N
 357404345                  $128,417.00                        $942.28                    01/01/2003
                            08/17/200                          $126,773.54                 PURCHASE
 VA
 238310000                  10/01/2001                         8                           STANDARD
 98.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $82,150.00                         $574.40                    01/01/2003
 357404899
 IL                         08/30/200                          $80,093.00                  PURCHASE
 620400000                  10/01/2001                         7.5                         STANDARD
 96.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $150,956.00                        $954.14                    01/01/2003
 357405229
 MD                         04/30/200                          $146,767.80                 PURCHASE
 207440000                  06/01/2001                         6.5                         STANDARD
 96.67                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $55,350.00                         $387.02                    01/01/2003
 357413095
 IL                         10/26/200                          $54,235.59                  PURCHASE
 620400000                  12/01/2001                         7.5                         STANDARD
 97.19                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $139,894.00                        $978.16                    01/01/2003
 357418177
 MD                         10/29/200                          $138,152.66                 PURCHASE
 211170000                  12/01/2001                         7.5                         STANDARD
 98.14                      PUD                                OWNER OCCUPIED              N

 357418226                  $234,566.00                        $1,680.46                  01/01/2003
 VA                         10/30/200                          $231,784.88                 PURCHASE
                            12/01/2001                         7.75                        STANDARD
 220260000                                                     OWNER OCCUPIED
 98.16                      PUD                                                            Y
 357418230                  $83,889.00                         $600.99                    12/01/2002
 IL                         08/31/200                          $82,761.24                  PURCHASE
                            10/01/2001                         7.75                        STANDARD
 610080000                                                     OWNER OCCUPIED
 95.35                      SINGLE FAMILY                                                  N
 357418278                  $93,352.00                         $668.79                    01/01/2003
                            08/31/200                          $92,098.55                  PURCHASE
 MD
 207460000                  10/01/2001                         7.75                        STANDARD
 96.59                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 357418407                  $132,056.00                        $968.98                    01/01/2003
                            11/14/200                          $130,662.19                 PURCHASE
 MD
 207460000                  01/01/2002                         8                           STANDARD
 98.31                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $131,391.00                        $830.48                    01/01/2003
 357418560
 MD                         11/02/200                          $129,433.45                 PURCHASE
 210120000                  01/01/2002                         6.5                         STANDARD
 90.69                      PUD                                OWNER OCCUPIED              N
                            $131,316.00                        $873.65                    01/01/2003
 357418826
 WI                         12/10/200                          $129,704.09                 PURCHASE
 531280000                  02/01/2002                         7                           STANDARD
 97.42                      SINGLE FAMILY                      OWNER OCCUPIED              N

 357601420                  $116,185.00                        $772.99                    12/01/2002
 IL                         04/26/200                          $115,207.17                 REFINANCE
                            06/01/2002                         7                           STANDARD
 604660000                                                     OWNER OCCUPIED
 99.42                      SINGLE FAMILY                                                  N
 400514329                  $155,900.00                        $1,037.21                  02/01/2003
 MN                         12/07/200                          $154,041.46                 PURCHASE
                            02/01/2002                         7                           SELECT
 553180000                                                     OWNER OCCUPIED
 98.9                       PUD                                                            N
 400611794                  $136,000.00                        $1,222.41                  03/01/2003
                            04/26/200                          $131,446.54                 REFINANCE
 MI
 481970000                  06/01/2002                         7                           STANDARD
 90.03                      SINGLE FAMILY                      OWNER OCCUPIED              N
 400614491                  $75,000.00                         $511.63                    02/01/2003
                            04/29/200                          $74,460.57                  REFINANCE
 NH
 038740000                  07/01/2002                         7.25                        STANDARD
 36.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $59,000.00                         $412.54                    02/01/2003
 400629424
 CO                         05/29/200                          $58,595.88                  REFINANCE
 806310000                  07/01/2002                         7.5                         STANDARD
 50.99                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $162,960.00                        $1,209.97                  03/01/2003
 412122046
 WA                         09/15/200                          $155,988.41                 PURCHASE
 982580000                  11/01/2000                         8.125                       STANDARD
 92.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $65,500.00                         $463.60                    02/01/2003
 414085258
 GA                         05/16/200                          $65,062.37                  REFINANCE
 304670000                  07/01/2002                         7.625                       STANDARD
 84.02                      MANUFACTURED                       NON-OWNER OCCUPIED          N
                            $171,000.00                        $1,195.66                  12/01/2002
 414107797
 AL                         05/24/200                          $169,828.84                 PURCHASE
 362500000                  07/01/2002                         7.5                         STANDARD
 94.57                      SINGLE FAMILY                      OWNER OCCUPIED              N

 414217497                  $109,500.00                        $793.95                    01/01/2003
 MI                         06/13/200                          $108,883.12                 REFINANCE
                            08/01/2002                         7.875                       STANDARD
 497920000                                                     OWNER OCCUPIED
 83.24                      MANUFACTURED                                                   N
 414238196                  $65,000.00                         $427.00                    01/01/2003
 CA                         06/06/200                          $64,497.14                  REFINANCE
                            07/01/2002                         6.875                       STANDARD
 933080000                                                     OWNER OCCUPIED
 65.93                      SINGLE FAMILY                                                  N
 414308619                  $104,250.00                        $801.59                    01/01/2003
                            06/25/200                          $103,732.09                 REFINANCE
 GA
 310210000                  08/01/2002                         8.5                         STANDARD
 74.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
 414336453                  $81,000.00                         $587.31                    01/01/2003
                            06/28/200                          $80,543.64                  REFINANCE
 AL
 365720000                  08/01/2002                         7.875                       STANDARD
 89.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $97,000.00                         $818.54                    03/01/2003
 414928937
 AL                         10/15/200                          $95,605.80                  REFINANCE
 351110000                  12/01/2002                         6                           STANDARD
 57.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $185,950.00                        $1,190.66                  02/01/2003
 415014703
 FL                         09/25/200                          $185,120.59                 REFINANCE
 330310000                  11/01/2002                         6.625                       STANDARD
 61.76                      SINGLE FAMILY                      OWNER OCCUPIED              N

 415062736                  $37,000.00                         $285.57                    02/01/2003
 OK                         10/17/200                          $36,842.83                  REFINANCE
                            12/01/2002                         8                           STANDARD
 744010000                                                     OWNER OCCUPIED
 70.93                      SINGLE FAMILY                                                  N
 415227693                  $90,000.00                         $532.38                    03/01/2003
 MN                         10/21/200                          $89,630.27                  REFINANCE
                            12/01/2002                         5.875                       STANDARD
 554060000                                                     OWNER OCCUPIED
 64.02                      SINGLE FAMILY                                                  N
 415295948                  $187,000.00                        $1,121.16                  03/01/2003
                            11/04/200                          $186,438.72                 REFINANCE
 VA
 201360000                  01/01/2003                         6                           STANDARD
 53.73                      PUD                                OWNER OCCUPIED              N
 450134671                  $37,000.00                         $281.23                    02/01/2003
                            05/17/199                          $33,937.22                  PURCHASE
 PA
 191501228                  07/01/1995                         8.375                       STANDARD
 80.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $66,050.00                         $433.93                    01/01/2003
 450144860
 ME                         05/31/199                          $59,873.57                  PURCHASE
 049015241                  07/01/1995                         6.75                        STANDARD
 91.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $80,900.00                         $686.72                    03/01/2003
 450220371
 OH                         09/08/199                          $85,809.58                  PURCHASE
 454052607                  11/01/1995                         8.25                        STANDARD
 108.14                     SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $89,650.00                         $642.26                    01/01/2003
 450225032
 OK                         09/15/199                          $82,055.01                  PURCHASE
 740179513                  11/01/1995                         7.75                        STANDARD
 93.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $57,319.00                         $564.44                    02/01/2003
 450263918
 IL                         10/26/199                          $37,877.64                  PURCHASE
 604192461                  12/01/1995                         8.5                         STANDARD
 58.73                      SINGLE FAMILY                      OWNER OCCUPIED              N

 450275193                  $73,100.00                         $564.50                    03/01/2003
 GA                         11/21/199                          $70,872.71                  PURCHASE
                            01/01/1996                         8                           STANDARD
 301658532                                                     OWNER OCCUPIED
 95.13                      SINGLE FAMILY                                                  N
 450339296                  $13,050.00                         $132.36                    12/01/2002
 PA                         11/22/199                          $7,970.35                   PURCHASE
                            01/01/1995                         9                           STANDARD
 159050000                                                     OWNER OCCUPIED
 62.72                      SINGLE FAMILY                                                  N
 450481403                  $165,000.00                        $1,006.13                  01/01/2003
                            04/27/199                          $124,904.62                 PURCHASE
 NJ
 085400000                  06/01/1994                         7.75                        STANDARD
 75.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
 450676580                  $48,998.00                         $454.22                    02/01/2003
                            03/28/199                          $35,762.43                  PURCHASE
 KY
 410182740                  05/01/1997                         7.5                         STREAMLINE
 53.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $69,632.00                         $466.64                    02/01/2003
 450734595
 VA                         05/30/199                          $65,207.07                  PURCHASE
 245010000                  07/01/1997                         7                           STANDARD
 93.68                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $84,450.00                         $782.87                    03/01/2003
 450769864
 PA                         07/02/199                          $60,539.90                  PURCHASE
 191470000                  09/01/1997                         7.5                         STANDARD
 71.22                      2-4 FAMILY                         OWNER OCCUPIED              N

 450772405                  $150,000.00                        $1,166.69                  02/01/2003
 MI                         07/07/199                          $141,981.66                 PURCHASE
                            09/01/1997                         8.625                       STANDARD
 480090000                                                     OWNER OCCUPIED
 66.11                      SINGLE FAMILY                                                  N
 450878624                  $72,254.00                         $649.44                    01/01/2003
 MN                         10/03/199                          $53,927.32                  PURCHASE
                            12/01/1997                         7                           STREAMLINE
 553030000                                                     OWNER OCCUPIED
 60.66                      SINGLE FAMILY                                                  N
 450893458                  $81,800.00                         $558.03                    12/01/2002
                            10/22/199                          $76,793.67                  PURCHASE
 TX
 750560000                  12/01/1997                         7.25                        STANDARD
 72.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
 450964423                  $35,450.00                         $282.06                    02/01/2003
                            03/24/200                          $34,276.97                  PURCHASE
 FL
 331690000                  05/01/2000                         8.875                       STANDARD
 95.56                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $79,944.00                         $556.25                    02/01/2003
 450964610
 UT                         06/02/200                          $77,772.01                  PURCHASE
 847700000                  08/01/2000                         7.45                        STANDARD
 96.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $101,841.00                        $774.07                    01/01/2003
 450964786
 NV                         04/03/200                          $99,326.46                  PURCHASE
 891560000                  05/01/2000                         8.375                       STANDARD
 97.54                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $42,000.00                         $546.17                    02/01/2003
 450965142
 MI                         08/04/198                          $35,895.43                  PURCHASE
 489114326                  09/01/1983                         13.75                       STANDARD
 85.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $124,895.00                        $763.33                    02/01/2003
 450965354
 UT                         05/24/200                          $122,238.11                 PURCHASE
 840670000                  07/01/2001                         6.18                        STANDARD
 96.36                      SINGLE FAMILY                      OWNER OCCUPIED              Y

 450965355                  $84,295.00                         $519.02                    03/01/2003
 UT                         08/10/200                          $82,717.09                  PURCHASE
                            10/01/2001                         6.25                        STANDARD
 847200000                                                     OWNER OCCUPIED
 94                         SINGLE FAMILY                                                  N
 450965366                  $48,500.00                         $381.55                    12/01/2002
 IL                         05/25/200                          $47,463.17                  PURCHASE
                            07/01/2000                         8.75                        STANDARD
 620400000                                                     OWNER OCCUPIED
 97.28                      SINGLE FAMILY                                                  N
 457892701                  $43,763.00                         $291.16                    01/01/2003
                            05/21/199                          $41,335.18                  PURCHASE
 VA
 234620000                  07/01/1998                         7                           STANDARD
 92.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
 461676504                  $63,750.00                         $424.14                    01/01/2003
                            07/17/199                          $60,338.25                  PURCHASE
 SC
 294550000                  09/01/1998                         7                           STANDARD
 96.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $121,200.00                        $681.52                    01/01/2003
 462449109
 NJ                         01/30/199                          $96,306.65                  PURCHASE
 080810000                  03/01/1998                         7                           STANDARD
 53.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $77,400.00                         $480.97                    02/01/2003
 489355503
 MO                         12/01/199                          $73,561.89                  PURCHASE
 630340000                  02/01/1998                         6.125                       STANDARD
 85.66                      SINGLE FAMILY                      OWNER OCCUPIED              N

 489375402                  $131,500.00                        $772.93                    02/01/2003
 DE                         01/21/199                          $125,669.10                 REFINANCE
                            03/01/1998                         5.5                         STANDARD
 197200000                                                     OWNER OCCUPIED
 82.81                      SINGLE FAMILY                                                  N
 489973008                  $68,000.00                         $565.59                    12/01/2002
 FL                         01/26/199                          $65,097.05                  PURCHASE
                            03/01/1998                         9.375                       STANDARD
 338720000                                                     OWNER OCCUPIED
 76.78                      SINGLE FAMILY                                                  N
 491894408                  $63,644.00                         $580.99                    01/01/2003
                            04/23/199                          $49,064.36                  REFINANCE
 NC
 283042844                  06/01/1998                         7.25                        STANDARD
 70.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
 492145008                  $166,500.00                        $1,135.83                  12/01/2002
                            02/17/199                          $156,532.27                 PURCHASE
 FL
 344700000                  04/01/1998                         7.25                        FAMILY FIRST DIRECT
 84.92                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $57,801.00                         $527.65                    03/01/2003
 492212709
 CO                         06/25/199                          $45,867.41                  REFINANCE
 804330000                  08/01/1998                         7.25                        STANDARD
 36.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $125,000.00                        $1,123.54                  01/01/2003
 492260302
 VA                         03/31/199                          $96,895.38                  PURCHASE
 234560000                  05/01/1998                         7                           FAMILY FIRST DIRECT
 20.34                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $56,000.00                         $507.27                    12/01/2002
 492337704
 PA                         04/14/199                          $43,906.65                  REFINANCE
 150370000                  06/01/1998                         7.125                       STANDARD
 63.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $34,523.00                         $215.38                    01/01/2003
 492595608
 GA                         05/19/199                          $32,373.42                  PURCHASE
 312060000                  07/01/1998                         6.375                       STANDARD
 92.74                      SINGLE FAMILY                      OWNER OCCUPIED              N

 493037402                  $56,024.00                         $503.56                    03/01/2003
 AZ                         08/21/199                          $44,222.98                  REFINANCE
                            10/01/1998                         7                           STANDARD
 853020000                                                     OWNER OCCUPIED
 56.7                       SINGLE FAMILY                                                  N
 495149908                  $32,288.00                         $286.08                    01/01/2003
 LA                         08/26/199                          $25,649.06                  REFINANCE
                            10/01/1998                         6.75                        STANDARD
 701178303                                                     OWNER OCCUPIED
 85.02                      SINGLE FAMILY                                                  N
 495553901                  $50,400.00                         $223.35                    03/01/2003
                            06/09/199                          $31,193.52                  PURCHASE
 CO
 804780000                  08/01/1998                         6.375                       STANDARD
 49.51                      LAND                               OWNER OCCUPIED              N
 495557308                  $100,000.00                        $665.31                    01/01/2003
                            06/17/199                          $94,479.94                  PURCHASE
 GA
 300620000                  08/01/1998                         7                           STANDARD
 75.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $43,925.00                         $394.82                    02/01/2003
 495819302
 MI                         06/12/199                          $34,776.09                  REFINANCE
 489107424                  08/01/1998                         7                           STANDARD
 69.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $45,000.00                         $483.58                    02/01/2003
 495978603
 IL                         09/17/199                          $37,614.18                  REFINANCE
 606440000                  11/01/1998                         10                          STANDARD
 41.98                      SINGLE FAMILY                      OWNER OCCUPIED              N

 497211706                  $152,990.00                        $1,085.71                  01/01/2003
 CA                         07/28/199                          $147,710.13                 PURCHASE
                            09/01/1998                         7.5                         STANDARD
 924070000                                                     OWNER OCCUPIED
 82.26                      SINGLE FAMILY                                                  N
 497775007                  $24,143.00                         $283.45                    02/01/2003
 PA                         08/26/199                          $15,307.49                  REFINANCE
                            10/01/1998                         7.25                        STANDARD
 191411619                                                     OWNER OCCUPIED
 64.84                      SINGLE FAMILY                                                  N
 498093707                  $74,000.00                         $557.89                    12/01/2002
                            09/28/199                          $72,015.42                  REFINANCE
 SC
 296460000                  11/01/1998                         8.125                       STANDARD
 78.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
 498390608                  $65,500.00                         $447.77                    02/01/2003
                            08/14/199                          $63,090.55                  PURCHASE
 KY
 400140000                  10/01/1998                         7.125                       STANDARD
 76.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $127,200.00                        $1,023.48                  02/01/2003
 498691302
 AL                         08/28/199                          $122,473.91                 PURCHASE
 360670000                  10/01/1998                         9                           STANDARD
 77.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $93,292.00                         $854.90                    01/01/2003
 498932003
 TN                         10/20/199                          $79,722.65                  REFINANCE
 381340000                  12/01/1998                         6.25                        STREAMLINE
 70.7                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $45,500.00                         $322.77                    02/01/2003
 499049104
 OH                         09/18/199                          $44,016.17                  REFINANCE
 445090000                  11/01/1998                         7.5                         STANDARD
 84.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $74,650.00                         $645.17                    01/01/2003
 499629806
 TN                         10/23/199                          $59,575.65                  REFINANCE
 373300000                  12/01/1998                         6.375                       STANDARD
 72.13                      SINGLE FAMILY                      OWNER OCCUPIED              N

 499663607                  $39,228.00                         $358.10                    02/01/2003
 TX                         10/09/199                          $31,761.64                  REFINANCE
                            12/01/1998                         7.25                        STREAMLINE
 784151617                                                     OWNER OCCUPIED
 75.12                      SINGLE FAMILY                                                  N
 500508205                  $77,107.00                         $748.05                    01/01/2003
 CA                         02/01/200                          $68,157.28                  REFINANCE
                            04/01/2000                         8.25                        STREAMLINE
 935430000                                                     OWNER OCCUPIED
 68.71                      SINGLE FAMILY                                                  N
 500911508                  $75,000.00                         $595.23                    02/01/2003
                            12/30/199                          $73,168.83                  REFINANCE
 MT
 598010000                  02/01/2000                         8.75                        STANDARD
 50.5                       2-4 FAMILY                         OWNER OCCUPIED              N
 501824908                  $121,000.00                        $826.38                    03/01/2003
                            02/17/200                          $126,058.38                 PURCHASE
 CT
 060950000                  04/01/2000                         6.5                         STANDARD
 103.33                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $61,450.00                         $366.69                    03/01/2003
 502227408
 MI                         04/18/200                          $61,987.12                  PURCHASE
 490170000                  06/01/2000                         5.5                         STANDARD
 99.98                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $95,200.00                         $740.46                    03/01/2003
 502779705
 OH                         07/24/200                          $91,911.42                  PURCHASE
 440357238                  09/01/2000                         8.625                       FAMILY FIRST DIRECT
 67.58                      SINGLE FAMILY                      OWNER OCCUPIED              N

 503241507                  $141,400.00                        $1,062.30                  01/01/2003
 WA                         04/24/200                          $137,859.01                 REFINANCE
                            06/01/2000                         8.25                        FAMILY FIRST DIRECT
 985630000                                                     OWNER OCCUPIED
 70.81                      SINGLE FAMILY                                                  N
 503472102                  $95,853.00                         $771.26                    12/01/2002
 IL                         05/30/200                          $93,900.68                  PURCHASE
                            07/01/2000                         9                           STANDARD
 606390000                                                     OWNER OCCUPIED
 98.02                      SINGLE FAMILY                                                  N
 504006305                  $168,000.00                        $1,291.78                  03/01/2003
                            07/06/200                          $163,862.62                 PURCHASE
 NY
 115690000                  09/01/2000                         8.5                         FAMILY FIRST DIRECT
 78.03                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 504279001                  $155,700.00                        $1,128.94                  02/01/2003
                            12/15/200                          $151,983.47                 PURCHASE
 NH
 032760000                  02/01/2001                         7.875                       STANDARD
 95.13                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $123,980.00                        $942.26                    02/01/2003
 504876103
 IN                         12/26/200                          $118,372.08                 PURCHASE
 468350000                  02/01/2001                         8.375                       STANDARD
 95.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $48,000.00                         $316.41                    02/01/2003
 504945304
 AK                         07/17/200                          $46,796.31                  PURCHASE
 995160000                  09/01/2000                         6.875                       STANDARD
 78.07                      LAND                               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $198,671.00                        $1,527.61                  02/01/2003
 504959305
 IL                         08/04/200                          $194,663.70                 PURCHASE
 606170000                  10/01/2000                         8.5                         STANDARD
 97.41                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $232,000.00                        $1,908.61                  03/01/2003
 505024307
 NY                         08/28/200                          $227,957.70                 PURCHASE
 118030000                  10/01/2000                         9.25                        STATED INCOME
 78.61                      SINGLE FAMILY                      OWNER OCCUPIED              N

 505759100                  $143,043.00                        $818.98                    01/01/2003
 OR                         10/31/200                          $139,399.41                 PURCHASE
                            12/01/2000                         5.5                         STANDARD
 972190000                                                     OWNER OCCUPIED
 97.05                      SINGLE FAMILY                                                  N
 506034800                  $508,000.00                        $3,336.61                  03/01/2003
 VA                         08/28/200                          $500,002.19                 CONSTRUCTION-PERMANENT
                            12/01/2001                         6.75                        STANDARD
 231390000                                                     OWNER OCCUPIED
 78.74                      PUD                                                            N
 506817600                  $94,400.00                         $660.06                    01/01/2003
                            09/13/200                          $92,180.08                  PURCHASE
 MI
 485061509                  11/01/2000                         7.5                         FAMILY FIRST DIRECT
 78.26                      SINGLE FAMILY                      OWNER OCCUPIED              N
 507181105                  $250,000.00                        $2,212.28                  03/01/2003
                            10/04/200                          $225,630.80                 PURCHASE
 OH
 436060000                  12/01/2000                         6.75                        FAMILY FIRST DIRECT
 55.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $45,436.00                         $302.29                    03/01/2003
 508205408
 PA                         02/28/200                          $43,413.39                  PURCHASE
 191440000                  04/01/2001                         7                           STANDARD
 96.47                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $100,000.00                        $682.18                    03/01/2003
 508271509
 NY                         03/16/200                          $97,373.84                  REFINANCE
 100132661                  05/01/2001                         7.25                        STANDARD
 10.82                      CO-OP                              OWNER OCCUPIED              N

 508557303                  $68,850.00                         $628.51                    02/01/2003
 CT                         12/26/200                          $61,898.10                  REFINANCE
                            02/01/2001                         7.25                        STANDARD
 066060000                                                     OWNER OCCUPIED
 74.34                      CONDOMINIUM-LOW RISE                                           N
 508594306                  $80,000.00                         $587.02                    02/01/2003
 CA                         12/08/200                          $78,403.38                  REFINANCE
                            01/01/2001                         8                           FAMILY FIRST DIRECT
 935340000                                                     OWNER OCCUPIED
 78.47                      SINGLE FAMILY                                                  N
 508646007                  $111,600.00                        $1,010.91                  02/01/2003
                            12/01/200                          $101,839.45                 PURCHASE
 MI
 484200000                  02/01/2001                         7.125                       FAMILY FIRST DIRECT
 82.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
 508684503                  $236,000.00                        $1,491.69                  02/01/2003
                            09/04/200                          $234,700.45                 REFINANCE
 VA
 231020000                  10/01/2002                         6.5                         STANDARD
 78.96                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $342,000.00                        $2,960.50                  03/01/2003
 509109708
 FL                         01/26/200                          $338,341.47                 PURCHASE
 329520000                  03/01/2001                         10.5                        FAMILY FIRST DIRECT
 89.04                      LAND                               SECOND HOME                 N
                            $113,223.00                        $743.80                    02/01/2003
 509388708
 NC                         03/30/200                          $110,883.15                 PURCHASE
 285780000                  05/01/2001                         6.875                       STANDARD
 96.51                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $175,500.00                        $1,272.50                  02/01/2003
 509835203
 VA                         02/19/200                          $172,371.61                 PURCHASE
 229470000                  04/01/2001                         7.875                       STANDARD
 88.47                      LAND                               SECOND HOME                 N
                            $127,106.00                        $867.09                    03/01/2003
 510025000
 NJ                         03/02/200                          $124,502.55                 REFINANCE
 080370000                  04/01/2001                         7.25                        STREAMLINE
 92.91                      SINGLE FAMILY                      OWNER OCCUPIED              N

 510261506                  $101,005.00                        $907.87                    01/01/2003
 OH                         02/19/200                          $92,756.00                  PURCHASE
                            04/01/2001                         7                           STANDARD
 450020000                                                     OWNER OCCUPIED
 91.2                       SINGLE FAMILY                                                  N
 510350606                  $354,400.00                        $2,508.43                  01/01/2003
 WA                         02/28/200                          $347,772.14                 PURCHASE
                            04/01/2001                         7.625                       STANDARD
 982210000                                                     OWNER OCCUPIED
 78.64                      PUD                                                            N
 510639800                  $164,430.00                        $1,178.00                  02/01/2003
                            02/23/200                          $161,427.63                 PURCHASE
 MI
 482060000                  04/01/2001                         7.75                        STANDARD
 86.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
 510651409                  $121,099.00                        $840.19                    03/01/2003
                            02/23/200                          $128,238.97                 PURCHASE
 MA
 010200000                  04/01/2001                         6.625                       STANDARD
 104.26                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $61,928.00                         $422.46                    02/01/2003
 510704604
 GA                         03/02/200                          $60,684.28                  PURCHASE
 309040000                  04/01/2001                         7.25                        STANDARD
 96.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $145,509.00                        $943.77                    12/01/2002
 510880206
 NJ                         06/19/200                          $142,847.17                 PURCHASE
 080650000                  08/01/2001                         6.75                        STANDARD
 95.5                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 510921000                  $134,000.00                        $869.13                    02/01/2003
 WA                         02/21/200                          $130,512.05                 REFINANCE
                            04/01/2001                         6.75                        FAMILY FIRST DIRECT
 980120000                                                     OWNER OCCUPIED
 65.32                      SINGLE FAMILY                                                  N
 511058901                  $71,336.00                         $492.71                    01/01/2003
 TN                         02/28/200                          $69,811.41                  PURCHASE
                            04/01/2001                         7.375                       STANDARD
 372180000                                                     OWNER OCCUPIED
 97.27                      SINGLE FAMILY                                                  N
 511472300                  $450,000.00                        $3,146.47                  03/01/2003
                            05/14/200                          $442,530.42                 PURCHASE
 NJ
 074500000                  07/01/2001                         7.5                         STANDARD
 98.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
 511561300                  $88,550.00                         $533.00                    02/01/2003
                            03/28/200                          $86,746.35                  PURCHASE
 MT
 599370000                  05/01/2001                         6                           STANDARD
 78.45                      LAND                               SECOND HOME                 N
                            $63,843.00                         $403.54                    03/01/2003
 511636508
 IN                         04/20/200                          $61,885.02                  PURCHASE
 462410000                  06/01/2001                         6.5                         STANDARD
 91.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $111,478.00                        $686.39                    03/01/2003
 511671208
 TN                         05/24/200                          $109,134.99                 PURCHASE
 371290000                  07/01/2001                         6.25                        STANDARD
 97.13                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $153,300.00                        $1,045.78                  02/01/2003
 511696908
 TX                         03/07/200                          $150,337.80                 REFINANCE
 760280000                  05/01/2001                         7.25                        FAMILY FIRST DIRECT
 73.4                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $91,850.00                         $573.03                    01/01/2003
 511705006
 CA                         03/06/200                          $89,678.43                  REFINANCE
 953689025                  04/01/2001                         6.375                       FAMILY FIRST DIRECT
 59.91                      SINGLE FAMILY                      OWNER OCCUPIED              N

 511828709                  $103,500.00                        $763.86                    01/01/2003
 NH                         04/11/200                          $107,339.85                 REFINANCE
                            06/01/2001                         7.5                         STANDARD
 032460000                                                     OWNER OCCUPIED
 93.5                       SINGLE FAMILY                                                  N
 511861007                  $45,000.00                         $263.16                    03/01/2003
 IN                         07/03/200                          $43,696.76                  PURCHASE
                            09/01/2001                         5.75                        STANDARD
 465800000                                                     SECOND HOME
 87.39                      LAND                                                           N
 512051905                  $137,950.00                        $964.57                    01/01/2003
                            04/09/200                          $135,542.12                 PURCHASE
 IN
 461680000                  06/01/2001                         7.5                         STANDARD
 97.05                      SINGLE FAMILY                      OWNER OCCUPIED              N
 512158403                  $63,995.00                         $486.41                    12/01/2002
                            03/29/200                          $63,006.32                  PURCHASE
 GA
 307050000                  05/01/2001                         8.375                       STANDARD
 97.15                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $112,000.00                        $620.43                    02/01/2003
 512585704
 CO                         03/29/200                          $109,242.71                 PURCHASE
 804030000                  05/01/2001                         5.25                        STANDARD
 78.13                      LAND                               SECOND HOME                 N
                            $61,514.00                         $378.75                    02/01/2003
 512630708
 TN                         04/24/200                          $60,157.24                  PURCHASE
 372070000                  06/01/2001                         6.25                        STANDARD
 94.1                       SINGLE FAMILY                      OWNER OCCUPIED              N

 512791005                  $92,171.00                         $605.50                    03/01/2003
 NC                         03/30/200                          $89,553.79                  PURCHASE
                            05/01/2001                         6.875                       STANDARD
 273010000                                                     OWNER OCCUPIED
 96.4                       SINGLE FAMILY                                                  N
 512834201                  $85,500.00                         $649.87                    01/01/2003
 OK                         04/11/200                          $83,815.23                  PURCHASE
                            06/01/2001                         8.375                       STATED INCOME
 748640000                                                     OWNER OCCUPIED
 88.36                      SINGLE FAMILY                                                  N
 512904707                  $143,350.00                        $953.72                    03/01/2003
                            03/31/200                          $140,466.50                 PURCHASE
 KY
 410050000                  05/01/2001                         7                           STANDARD
 93.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
 512991803                  $88,000.00                         $585.47                    02/01/2003
                            05/08/200                          $86,337.90                  REFINANCE
 MT
 597250000                  07/01/2001                         7                           FAMILY FIRST DIRECT
 80.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $336,000.00                        $1,966.18                  03/01/2003
 512992207
 CA                         05/22/200                          $328,669.63                 PURCHASE
 920080000                  07/01/2001                         5.75                        STANDARD
 68.47                      LAND                               SECOND HOME                 N
                            $64,432.00                         $439.54                    03/01/2003
 513137505
 TX                         07/09/200                          $63,423.25                  PURCHASE
 786400000                  09/01/2001                         7.25                        STANDARD
 97.57                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $82,080.00                         $559.94                    02/01/2003
 513174300
 ME                         05/04/200                          $80,642.93                  REFINANCE
 049010000                  07/01/2001                         7.25                        STREAMLINE
 89.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $88,000.00                         $688.11                    02/01/2003
 513281709
 IN                         03/26/200                          $90,139.52                  REFINANCE
 469190000                  05/01/2001                         7.5                         FAMILY FIRST DIRECT
 82.06                      SINGLE FAMILY                      OWNER OCCUPIED              N

 513730606                  $90,132.00                         $677.14                    01/01/2003
 MI                         08/13/200                          $89,034.57                  PURCHASE
                            10/01/2001                         8.25                        STANDARD
 482280000                                                     OWNER OCCUPIED
 96.39                      SINGLE FAMILY                                                  N
 513734103                  $78,800.00                         $484.68                    03/01/2003
 FL                         04/27/200                          $76,741.34                  PURCHASE
                            06/01/2001                         6.24                        STANDARD
 325140000                                                     OWNER OCCUPIED
 77.91                      SINGLE FAMILY                                                  N
 513814905                  $107,640.00                        $761.87                    03/01/2003
                            05/15/200                          $104,639.17                 PURCHASE
 MI
 490800000                  07/01/2001                         7.625                       STANDARD
 96.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
 513901405                  $208,075.00                        $1,454.90                  02/01/2003
                            07/18/200                          $204,969.75                 REFINANCE
 NJ
 070020000                  09/01/2001                         7.5                         STANDARD
 78.9                       2-4 FAMILY                         OWNER OCCUPIED              N
                            $108,885.00                        $636.59                    02/01/2003
 513907907
 HI                         05/16/200                          $109,418.33                 PURCHASE
 967890000                  07/01/2001                         5.5                         STANDARD
 99.59                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $133,941.00                        $879.90                    02/01/2003
 514138304
 VA                         04/27/200                          $131,269.73                 PURCHASE
 245860000                  06/01/2001                         6.875                       STANDARD
 97.33                      SINGLE FAMILY                      OWNER OCCUPIED              N

 514167303                  $79,535.00                         $714.89                    02/01/2003
 OH                         06/25/200                          $74,228.18                  REFINANCE
                            08/01/2001                         7                           STREAMLINE
 455030000                                                     OWNER OCCUPIED
 93.14                      SINGLE FAMILY                                                  N
 514378504                  $107,808.00                        $708.23                    03/01/2003
 GA                         05/07/200                          $105,640.78                 PURCHASE
                            06/01/2001                         6.875                       STANDARD
 301200000                                                     OWNER OCCUPIED
 96.48                      SINGLE FAMILY                                                  N
 514423706                  $154,647.00                        $1,081.32                  02/01/2003
                            08/23/200                          $152,467.52                 PURCHASE
 NH
 033010000                  10/01/2001                         7.5                         STANDARD
 95.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
 514424308                  $75,250.00                         $539.11                    03/01/2003
                            07/31/200                          $73,746.80                  PURCHASE
 CA
 937030000                  09/01/2001                         7.75                        STANDARD
 95.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $118,000.00                        $815.00                    02/01/2003
 514501105
 CT                         05/25/200                          $115,993.84                 PURCHASE
 060950000                  07/01/2001                         7.375                       STANDARD
 96.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $91,278.00                         $685.75                    02/01/2003
 514518109
 OK                         07/16/200                          $90,080.30                  PURCHASE
 731200000                  09/01/2001                         8.25                        STANDARD
 97.99                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $86,837.00                         $577.73                    02/01/2003
 514569904
 TN                         08/09/200                          $85,464.06                  PURCHASE
 374150000                  10/01/2001                         7                           STANDARD
 96.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $76,000.00                         $443.92                    03/01/2003
 514682608
 WA                         05/03/200                          $73,748.29                  PURCHASE
 986820000                  07/01/2001                         5.75                        STANDARD
 77.63                      LAND                               OWNER OCCUPIED              N

 514811801                  $206,755.00                        $1,142.16                  02/01/2003
 WA                         06/07/200                          $201,338.19                 PURCHASE
                            07/01/2001                         5.25                        STANDARD
 992230000                                                     OWNER OCCUPIED
 96                         2-4 FAMILY                                                     N
 514859305                  $126,977.00                        $866.21                    03/01/2003
 MI                         05/25/200                          $121,171.80                 PURCHASE
                            07/01/2001                         7.25                        STANDARD
 480890000                                                     OWNER OCCUPIED
 94.67                      SINGLE FAMILY                                                  N
 514879204                  $110,761.00                        $755.59                    03/01/2003
                            05/31/200                          $108,829.90                 PURCHASE
 CT
 063820000                  07/01/2001                         7.25                        STANDARD
 96.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
 514893304                  $120,000.00                        $1,078.60                  02/01/2003
                            06/20/200                          $111,993.34                 REFINANCE
 MI
 484620000                  08/01/2001                         7                           FAMILY FIRST DIRECT
 46.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $60,000.00                         $348.18                    02/01/2003
 514907906
 CT                         05/17/200                          $57,368.89                  PURCHASE
 060840000                  07/01/2001                         5.75                        STANDARD
 76.59                      LAND                               SECOND HOME                 N
                            $57,449.00                         $401.70                    12/01/2002
 514908508
 IL                         06/22/200                          $56,543.55                  PURCHASE
 609660000                  08/01/2001                         7.5                         STANDARD
 97.74                      SINGLE FAMILY                      OWNER OCCUPIED              N

 514957604                  $132,889.00                        $1,175.95                  03/01/2003
 NC                         05/25/200                          $122,597.04                 REFINANCE
                            07/01/2001                         6.75                        STREAMLINE
 283110000                                                     OWNER OCCUPIED
 86.03                      SINGLE FAMILY                                                  N
 515040004                  $91,930.00                         $650.68                    12/01/2002
 IN                         05/30/200                          $90,440.17                  PURCHASE
                            07/01/2001                         7.625                       STANDARD
 467370000                                                     OWNER OCCUPIED
 97.49                      SINGLE FAMILY                                                  N
 515079705                  $275,000.00                        $2,262.36                  03/01/2003
                            05/16/200                          $269,147.43                 PURCHASE
 FL
 325660000                  07/01/2001                         9.25                        NO INCOME/NO ASSET
 78.01                      SINGLE FAMILY                      SECOND HOME                 N
 515125805                  $127,991.00                        $928.03                    01/01/2003
                            07/05/200                          $126,214.68                 PURCHASE
 MI
 480660000                  09/01/2001                         7.875                       STANDARD
 97.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $43,200.00                         $232.36                    03/01/2003
 515190809
 LA                         12/19/200                          $42,495.02                  PURCHASE
 707290000                  02/01/2002                         5                           STANDARD
 78.69                      LAND                               SECOND HOME                 N
                            $139,101.00                        $960.74                    02/01/2003
 515231306
 NY                         11/26/200                          $137,443.12                 REFINANCE
 117630000                  01/01/2002                         7.375                       STREAMLINE
 97.4                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $198,300.00                        $1,129.43                  03/01/2003
 515313906
 CO                         06/21/200                          $194,366.73                 REFINANCE
 814300000                  08/01/2001                         5.5                         STANDARD
 16.2                       LAND                               SECOND HOME                 N
                            $104,550.00                        $731.03                    12/01/2002
 515625101
 CT                         07/31/200                          $102,989.79                 PURCHASE
 064920000                  09/01/2001                         7.5                         STANDARD
 96.49                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 515768406                  $87,036.00                         $579.06                    01/01/2003
 CO                         08/28/200                          $85,660.73                  PURCHASE
                            10/01/2001                         7                           STANDARD
 800120000                                                     OWNER OCCUPIED
 96.42                      PUD                                                            N
 515807907                  $89,284.00                         $611.39                    02/01/2003
 FL                         06/21/200                          $90,800.24                  REFINANCE
                            08/01/2001                         7                           STREAMLINE
 334627125                                                     OWNER OCCUPIED
 103.27                     SINGLE FAMILY                                                  N
 515833101                  $73,841.00                         $510.01                    01/01/2003
                            08/01/200                          $72,755.64                  PURCHASE
 MO
 630310000                  10/01/2001                         7.375                       STANDARD
 97.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
 515836005                  $147,879.00                        $1,021.37                  03/01/2003
                            08/09/200                          $145,263.98                 PURCHASE
 OR
 971230000                  10/01/2001                         7.375                       STANDARD
 96.71                      PUD                                OWNER OCCUPIED              N
                            $153,844.00                        $1,049.49                  02/01/2003
 515867703
 CO                         08/31/200                          $151,569.10                 REFINANCE
 804030000                  10/01/2001                         7.25                        STANDARD
 94.81                      PUD                                OWNER OCCUPIED              N
                            $156,269.00                        $1,052.82                  01/01/2003
 515885309
 CO                         08/23/200                          $153,902.31                 REFINANCE
 806340000                  10/01/2001                         7.125                       STANDARD
 82.01                      SINGLE FAMILY                      OWNER OCCUPIED              N

 516050507                  $132,940.00                        $840.28                    03/01/2003
 ME                         11/13/200                          $130,806.32                 PURCHASE
                            01/01/2002                         6.5                         STANDARD
 039010000                                                     OWNER OCCUPIED
 96.18                      SINGLE FAMILY                                                  N
 516054004                  $77,799.00                         $557.37                    01/01/2003
 IL                         06/21/200                          $75,965.75                  PURCHASE
                            08/01/2001                         7.75                        STANDARD
 609150000                                                     OWNER OCCUPIED
 96.94                      SINGLE FAMILY                                                  N
 516099702                  $113,071.00                        $810.06                    01/01/2003
                            08/29/200                          $111,497.26                 PURCHASE
 GA
 300880000                  10/01/2001                         7.75                        STANDARD
 97.96                      SINGLE FAMILY                      OWNER OCCUPIED              N
 516101607                  $89,594.00                         $596.08                    03/01/2003
                            07/27/200                          $88,068.91                  PURCHASE
 TN
 374210000                  09/01/2001                         7                           STANDARD
 96.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $82,000.00                         $708.69                    02/01/2003
 516125101
 NY                         09/24/200                          $75,881.53                  PURCHASE
 100000000                  11/01/2001                         6.375                       STANDARD
 74.33                      CO-OP                              OWNER OCCUPIED              N
                            $158,911.00                        $1,138.46                  01/01/2003
 516240801
 MA                         06/19/200                          $156,524.68                 PURCHASE
 019020000                  08/01/2001                         7.75                        STANDARD
 97.38                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $285,500.00                        $2,094.90                  02/01/2003
 516321205
 MA                         08/21/200                          $281,849.28                 PURCHASE
 021220000                  10/01/2001                         8                           STANDARD
 97.26                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $196,000.00                        $1,116.04                  02/01/2003
 516329000
 AZ                         07/05/200                          $191,801.57                 PURCHASE
 852590000                  08/01/2001                         5.5                         STANDARD
 78.38                      LAND                               OWNER OCCUPIED              N

 516350907                  $153,050.00                        $1,057.08                  01/01/2003
 DE                         10/02/200                          $151,095.19                 PURCHASE
                            12/01/2001                         7.375                       STANDARD
 197200000                                                     OWNER OCCUPIED
 98.11                      SINGLE FAMILY                                                  N
 516391208                  $109,137.00                        $763.11                    03/01/2003
 NJ                         06/28/200                          $107,300.97                 PURCHASE
                            08/01/2001                         7.5                         STANDARD
 082040000                                                     OWNER OCCUPIED
 97.55                      SINGLE FAMILY                                                  N
 516497302                  $84,333.00                         $575.30                    02/01/2003
                            06/29/200                          $82,938.90                  PURCHASE
 TN
 381154344                  08/01/2001                         7.25                        STANDARD
 97.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
 516594603                  $147,584.00                        $1,070.09                  01/01/2003
                            08/03/200                          $145,547.86                 PURCHASE
 CT
 060950000                  10/01/2001                         7.875                       STANDARD
 97.25                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $134,228.00                        $927.08                    12/01/2002
 516612108
 DE                         08/17/200                          $132,290.26                 PURCHASE
 197030000                  10/01/2001                         7.375                       STANDARD
 97.52                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $120,250.00                        $830.54                    01/01/2003
 516656808
 IL                         07/18/200                          $118,411.85                 PURCHASE
 604350000                  09/01/2001                         7.375                       STANDARD
 97.23                      SINGLE FAMILY                      OWNER OCCUPIED              N

 516694205                  $56,700.00                         $322.82                    03/01/2003
 WA                         06/29/200                          $55,553.93                  PURCHASE
                            08/01/2001                         5.5                         STANDARD
 986070000                                                     SECOND HOME
 78.36                      LAND                                                           N
 516716800                  $83,150.00                         $581.40                    03/01/2003
 NJ                         07/17/200                          $81,744.73                  PURCHASE
                            09/01/2001                         7.5                         STANDARD
 083300000                                                     OWNER OCCUPIED
 95.7                       SINGLE FAMILY                                                  N
 516735909                  $241,578.00                        $1,751.61                  02/01/2003
                            07/31/200                          $238,225.47                 PURCHASE
 MA
 019020000                  09/01/2001                         7.875                       STANDARD
 97.31                      2-4 FAMILY                         OWNER OCCUPIED              N
 516759404                  $99,116.00                         $693.04                    02/01/2003
                            08/17/200                          $97,709.59                  PURCHASE
 NH
 038250000                  10/01/2001                         7.5                         STANDARD
 97.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $67,467.00                         $524.76                    01/01/2003
 516828209
 PA                         08/15/200                          $66,704.31                  PURCHASE
 191510000                  10/01/2001                         8.625                       STANDARD
 98.23                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $86,000.00                         $555.42                    03/01/2003
 516830700
 NY                         08/09/200                          $86,000.00                  PURCHASE
 120100000                  10/01/2001                         7.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $105,854.00                        $785.97                    02/01/2003
 516887601
 IN                         08/03/200                          $104,327.91                 PURCHASE
 467500000                  10/01/2001                         8.125                       STANDARD
 97.58                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $85,325.00                         $603.93                    02/01/2003
 516901303
 PA                         10/08/200                          $84,288.30                  PURCHASE
 191410000                  12/01/2001                         7.625                       STANDARD
 98.09                      2-4 FAMILY                         OWNER OCCUPIED              N

 516929403                  $175,062.00                        $1,254.17                  01/01/2003
 MA                         07/16/200                          $172,572.03                 PURCHASE
                            09/01/2001                         7.75                        STANDARD
 014530000                                                     OWNER OCCUPIED
 97.38                      SINGLE FAMILY                                                  N
 516969904                  $178,705.00                        $1,159.08                  02/01/2003
 GA                         07/31/200                          $175,621.70                 PURCHASE
                            09/01/2001                         6.75                        STANDARD
 312160000                                                     OWNER OCCUPIED
 101.32                     PUD                                                            N
 516976701                  $141,775.00                        $1,128.03                  03/01/2003
                            09/21/200                          $140,340.76                 PURCHASE
 NJ
 088260000                  11/01/2001                         8.875                       STANDARD
 97.46                      SINGLE FAMILY                      OWNER OCCUPIED              N
 516984804                  $73,121.00                         $482.07                    03/01/2003
                            08/24/200                          $71,967.30                  PURCHASE
 MO
 640500000                  10/01/2001                         6.91                        STANDARD
 97.65                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $77,952.00                         $585.63                    01/01/2003
 517024808
 CT                         08/10/200                          $76,685.10                  PURCHASE
 064180000                  10/01/2001                         8.25                        STANDARD
 96                         SINGLE FAMILY                      OWNER OCCUPIED              N
                            $112,199.00                        $774.94                    12/01/2002
 517060307
 IL                         07/20/200                          $110,483.77                 PURCHASE
 601030000                  09/01/2001                         7.375                       STANDARD
 96.4                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 517072906                  $134,600.00                        $918.21                    03/01/2003
 VA                         08/30/200                          $132,609.73                 PURCHASE
                            10/01/2001                         7.25                        STANDARD
 229110000                                                     OWNER OCCUPIED
 100.46                     SINGLE FAMILY                                                  N
 517164901                  $117,638.00                        $822.55                    01/01/2003
 GA                         07/27/200                          $115,882.16                 PURCHASE
                            09/01/2001                         7.5                         STANDARD
 300381528                                                     OWNER OCCUPIED
 96.81                      SINGLE FAMILY                                                  N
 517177606                  $211,850.00                        $1,206.60                  02/01/2003
                            07/26/200                          $207,901.66                 PURCHASE
 CO
 801040000                  09/01/2001                         5.5                         STANDARD
 73.68                      LAND                               SECOND HOME                 N
 517193702                  $173,565.00                        $1,140.20                  02/01/2003
                            08/14/200                          $169,312.58                 PURCHASE
 MA
 019050000                  10/01/2001                         6.875                       STANDARD
 94.16                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $177,493.00                        $1,180.87                  12/01/2002
 517212601
 CO                         08/16/200                          $174,518.23                 PURCHASE
 809160000                  10/01/2001                         7                           STANDARD
 97.22                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $108,300.00                        $757.25                    02/01/2003
 517228003
 MI                         08/23/200                          $106,773.77                 PURCHASE
 484390000                  10/01/2001                         7.5                         STANDARD
 97.15                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE
 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $83,588.00                         $627.97                    01/01/2003
 517263505
 AL                         07/27/200                          $82,496.43                  PURCHASE
 354050000                  09/01/2001                         8.25                        STANDARD
 97.31                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,294.00                         $632.02                    01/01/2003
 517280202
 PA                         08/15/200                          $87,958.52                  PURCHASE
 180420000                  10/01/2001                         7.625                       STANDARD
 97.89                      SINGLE FAMILY                      OWNER OCCUPIED              N

 517290003                  $92,820.00                         $586.69                    03/01/2003
 PA                         11/30/200                          $91,346.39                  PURCHASE
                            01/01/2002                         6.5                         STANDARD
 191540000                                                     OWNER OCCUPIED
 100.38                     SINGLE FAMILY                                                  N
 517316303                  $44,000.00                         $216.91                    04/01/2003
 NH                         11/16/200                          $42,542.91                  PURCHASE
                            01/01/2002                         4.375                       STANDARD
 033010000                                                     SECOND HOME
 77.24                      LAND                                                           N
 517319307                  $54,000.00                         $382.50                    02/01/2003
                            08/28/200                          $54,000.00                  PURCHASE
 PA
 183230000                  10/01/2001                         8.5                         STANDARD
 90                         LAND                               SECOND HOME                 N
 517382008                  $46,106.00                         $303.97                    12/01/2002
                            08/16/200                          $45,378.47                  PURCHASE
 MO
 640520000                  10/01/2001                         6.91                        STANDARD
 98.92                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $50,550.00                         $264.69                    03/01/2003
 517414405
 GA                         08/17/200                          $49,551.94                  REFINANCE
 314110000                  10/01/2001                         4.75                        STANDARD
 82.59                      LAND                               SECOND HOME                 N
                            $130,161.00                        $977.86                    02/01/2003
 517430708
 WI                         08/03/200                          $128,499.55                 PURCHASE
 535631027                  10/01/2001                         8.25                        STANDARD
 97.42                      SINGLE FAMILY                      OWNER OCCUPIED              N

 517438305                  $96,582.00                         $650.70                    01/01/2003
 NE                         07/25/200                          $95,011.10                  REFINANCE
                            09/01/2001                         7.125                       STANDARD
 681370000                                                     OWNER OCCUPIED
 89.8                       SINGLE FAMILY                                                  N
 517543609                  $127,006.00                        $943.02                    01/01/2003
 AL                         07/26/200                          $125,327.43                 PURCHASE
                            09/01/2001                         8.125                       STANDARD
 350800000                                                     OWNER OCCUPIED
 97.3                       SINGLE FAMILY                                                  N
 517564001                  $129,972.00                        $843.00                    02/01/2003
                            11/21/200                          $127,904.10                 PURCHASE
 OK
 740550000                  01/01/2002                         6.75                        STANDARD
 97.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
 517564803                  $85,655.00                         $643.50                    02/01/2003
                            10/22/200                          $84,715.72                  PURCHASE
 OR
 973030000                  12/01/2001                         8.25                        STANDARD
 97.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $103,200.00                        $623.51                    03/01/2003
 517586103
 FL                         08/03/200                          $103,199.82                 PURCHASE
 334140000                  10/01/2001                         7.25                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $126,063.00                        $679.63                    02/01/2003
 517589206
 CO                         07/27/200                          $123,431.26                 PURCHASE
 804520000                  09/01/2001                         5                           STANDARD
 90.88                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $92,006.00                         $683.15                    01/01/2003
 517612305
 TN                         08/08/200                          $90,857.88                  PURCHASE
 381080000                  10/01/2001                         8.125                       STANDARD
 97.84                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $94,141.00                         $674.44                    03/01/2003
 517637500
 NH                         08/13/200                          $92,646.31                  PURCHASE
 038670000                  10/01/2001                         7.75                        STANDARD
 97.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 517670907                  $116,916.00                        $807.51                    02/01/2003
 FL                         08/10/200                          $115,177.72                 PURCHASE
                            10/01/2001                         7.375                       STANDARD
 334150000                                                     OWNER OCCUPIED
 96.14                      PUD                                                            N
 517676508                  $67,467.00                         $530.77                    03/01/2003
 NY                         10/19/200                          $66,728.81                  PURCHASE
                            12/01/2001                         8.75                        STANDARD
 147270000                                                     OWNER OCCUPIED
 98.13                      SINGLE FAMILY                                                  N
 517680401                  $79,600.00                         $422.48                    03/01/2003
                            09/14/200                          $76,999.57                  PURCHASE
 WA
 986060000                  11/01/2001                         4.875                       STANDARD
 77.39                      LAND                               OWNER OCCUPIED              N
 517726907                  $123,428.00                        $905.68                    01/01/2003
                            08/17/200                          $121,849.55                 PURCHASE
 CO
 806310000                  10/01/2001                         8                           STANDARD
 97.49                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $72,353.00                         $549.94                    01/01/2003
 517778908
 IN                         11/06/200                          $71,641.76                  PURCHASE
 464100000                  01/01/2002                         8.375                       STANDARD
 98.27                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $123,322.00                        $862.29                    02/01/2003
 517794806
 MA                         08/28/200                          $121,584.00                 PURCHASE
 019020000                  10/01/2001                         7.5                         STANDARD
 90.14                      2-4 FAMILY                         OWNER OCCUPIED              N

 517797908                  $78,662.00                         $543.30                    01/01/2003
 MI                         08/30/200                          $77,526.41                  PURCHASE
                            10/01/2001                         7.375                       STANDARD
 481460000                                                     OWNER OCCUPIED
 97.2                       SINGLE FAMILY                                                  N
 517814901                  $53,200.00                         $274.61                    01/01/2003
 CT                         08/21/200                          $51,351.44                  PURCHASE
                            10/01/2001                         4.75                        STANDARD
 063530000                                                     SECOND HOME
 77.43                      LAND                                                           N
 517834503                  $86,813.00                         $592.22                    02/01/2003
                            08/31/200                          $85,529.28                  PURCHASE
 OK
 730990000                  10/01/2001                         7.25                        STANDARD
 97.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
 517852604                  $50,015.00                         $345.45                    03/01/2003
                            09/26/200                          $49,334.79                  PURCHASE
 NY
 130420000                  11/01/2001                         7.375                       STANDARD
 98.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $133,941.00                        $913.72                    02/01/2003
 517858908
 AL                         08/17/200                          $131,960.37                 PURCHASE
 354050000                  10/01/2001                         7.25                        STANDARD
 97.83                      PUD                                OWNER OCCUPIED              N
                            $116,116.00                        $792.12                    04/01/2003
 517867008
 OK                         08/13/200                          $105,418.70                 PURCHASE
 730450000                  10/01/2001                         7.25                        STANDARD
 80.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $45,103.00                         $334.89                    02/01/2003
 517868907
 TN                         08/30/200                          $44,540.22                  PURCHASE
 381090000                  10/01/2001                         8.125                       STANDARD
 99.05                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,100.00                        $785.19                    02/01/2003
 517921201
 CT                         08/31/200                          $113,397.96                 PURCHASE
 067700000                  10/01/2001                         7.25                        STANDARD
 62.02                      SINGLE FAMILY                      OWNER OCCUPIED              N

 517960506                  $235,500.00                        $1,304.99                  02/01/2003
 MI                         08/31/200                          $231,257.36                 REFINANCE
                            10/01/2001                         5.25                        STANDARD
 497700000                                                     SECOND HOME
 61.75                      LAND                                                           N
 517967709                  $169,604.00                        $1,128.38                  02/01/2003
 WA                         08/23/200                          $166,973.56                 PURCHASE
                            10/01/2001                         7                           STANDARD
 986860000                                                     OWNER OCCUPIED
 97.17                      SINGLE FAMILY                                                  N
 518000005                  $143,850.00                        $1,018.17                  01/01/2003
                            08/28/200                          $141,794.80                 PURCHASE
 CT
 060310000                  10/01/2001                         7.625                       STANDARD
 97.95                      SINGLE FAMILY                      OWNER OCCUPIED              N
 518023403                  $264,054.00                        $1,647.36                  02/01/2003
                            07/30/200                          $262,314.47                 PURCHASE
 NC
 272780000                  09/01/2002                         6.375                       STANDARD
 94.46                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $180,000.00                        $956.55                    03/01/2003
 518050406
 IL                         09/05/200                          $176,846.41                 PURCHASE
 605230000                  11/01/2001                         4.875                       STANDARD
 57.05                      LAND                               SECOND HOME                 N
                            $295,821.00                        $2,144.91                  12/01/2002
 518052303
 CA                         01/09/200                          $293,067.65                 PURCHASE
 900260000                  03/01/2002                         7.875                       STANDARD
 97.91                      2-4 FAMILY                         OWNER OCCUPIED              N

 518099205                  $118,265.00                        $816.83                    02/01/2003
 NC                         09/21/200                          $116,049.31                 PURCHASE
                            11/01/2001                         7.375                       STANDARD
 277030000                                                     OWNER OCCUPIED
 97.44                      SINGLE FAMILY                                                  N
 518106109                  $78,764.00                         $550.73                    02/01/2003
 AL                         08/27/200                          $77,654.02                  PURCHASE
                            10/01/2001                         7.5                         STANDARD
 354050000                                                     OWNER OCCUPIED
 97.15                      SINGLE FAMILY                                                  N
 518106307                  $292,750.00                        $1,947.68                  03/01/2003
                            08/31/200                          $288,209.53                 REFINANCE
 ME
 040050000                  10/01/2001                         7                           STANDARD
 55.42                      SINGLE FAMILY                      SECOND HOME                 N
 518143607                  $99,470.00                         $695.51                    03/01/2003
                            09/11/200                          $98,142.43                  REFINANCE
 NJ
 073060000                  11/01/2001                         7.5                         STANDARD
 78.51                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,195.00                         $600.93                    02/01/2003
 518190301
 NY                         09/21/200                          $87,789.56                  PURCHASE
 132060000                  11/01/2001                         7.125                       STANDARD
 97.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $206,250.00                        $1,142.90                  02/01/2003
 518229901
 CA                         08/20/200                          $202,534.27                 REFINANCE
 957627704                  10/01/2001                         5.25                        SELECT
 52                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $222,406.00                        $1,479.68                  01/01/2003
 518235502
 MA                         08/28/200                          $218,956.50                 PURCHASE
 021510000                  10/01/2001                         7                           STANDARD
 88.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $84,467.00                         $634.58                    02/01/2003
 518242102
 IL                         08/31/200                          $83,133.47                  PURCHASE
 601390000                  10/01/2001                         8.25                        STANDARD
 96.18                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 518252507                  $80,240.00                         $567.94                    12/01/2002
 TN                         08/31/200                          $79,136.11                  PURCHASE
                            10/01/2001                         7.625                       STANDARD
 374120000                                                     OWNER OCCUPIED
 97.34                      SINGLE FAMILY                                                  N
 518260807                  $74,411.00                         $488.83                    02/01/2003
 TN                         08/24/200                          $73,164.00                  PURCHASE
                            10/01/2001                         6.875                       STANDARD
 374160000                                                     OWNER OCCUPIED
 97.64                      SINGLE FAMILY                                                  N
 518266507                  $238,000.00                        $1,583.42                  02/01/2003
                            10/31/200                          $234,736.17                 PURCHASE
 NH
 038250000                  12/01/2001                         7                           STANDARD
 97.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
 518274600                  $150,808.00                        $1,093.47                  01/01/2003
                            10/29/200                          $149,055.04                 PURCHASE
 NC
 275920000                  12/01/2001                         7.875                       STANDARD
 98.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $97,470.00                         $632.19                    03/01/2003
 518312806
 TN                         08/31/200                          $95,663.70                  PURCHASE
 374210000                  10/01/2001                         6.75                        STANDARD
 96.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $273,600.00                        $1,797.36                  03/01/2003
 518353305
 NJ                         10/05/200                          $268,425.99                 PURCHASE
 076660000                  12/01/2001                         6.875                       STANDARD
 78.49                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 518385901                  $126,768.00                        $886.39                    02/01/2003
 NY                         10/23/200                          $125,137.67                 REFINANCE
                            12/01/2001                         7.5                         STREAMLINE
 115802930                                                     OWNER OCCUPIED
 56.93                      SINGLE FAMILY                                                  N
 518415401                  $154,221.00                        $1,131.62                  01/01/2003
 OR                         08/30/200                          $151,971.63                 PURCHASE
                            10/01/2001                         8                           STANDARD
 970550000                                                     OWNER OCCUPIED
 97.32                      SINGLE FAMILY                                                  N
 518441803                  $172,917.00                        $1,164.98                  02/01/2003
                            10/12/200                          $170,603.11                 PURCHASE
 MA
 010070000                  12/01/2001                         7.125                       STANDARD
 85.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
 518476809                  $104,000.00                        $521.43                    03/01/2003
                            09/10/200                          $101,849.71                 PURCHASE
 UT
 840620000                  11/01/2001                         4.375                       STANDARD
 78.35                      LAND                               SECOND HOME                 N
                            $42,000.00                         $282.26                    03/01/2003
 518488507
 VT                         09/20/200                          $41,001.79                  PURCHASE
 058510000                  11/01/2001                         7.1                         STANDARD
 97.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $93,250.00                         $700.56                    02/01/2003
 518591300
 MI                         09/28/200                          $92,181.50                  PURCHASE
 490900000                  11/01/2001                         8.25                        STANDARD
 98.14                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $118,500.00                        $808.38                    03/01/2003
 518617204
 IL                         09/25/200                          $116,850.19                 PURCHASE
 606290000                  11/01/2001                         7.25                        STANDARD
 95.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $90,400.00                         $487.34                    02/01/2003
 518653803
 MN                         10/01/200                          $88,848.43                  PURCHASE
 553170000                  11/01/2001                         5                           STANDARD
 78.73                      LAND                               SECOND HOME                 N

 518716006                  $250,000.00                        $1,327.76                  02/01/2003
 CO                         09/20/200                          $245,475.20                 PURCHASE
                            11/01/2001                         4.875                       STANDARD
 804870000                                                     SECOND HOME
 70.23                      LAND                                                           N
 518729801                  $130,833.00                        $826.96                    02/01/2003
 GA                         10/24/200                          $128,861.66                 REFINANCE
                            12/01/2001                         6.5                         STANDARD
 302760000                                                     OWNER OCCUPIED
 76.78                      SINGLE FAMILY                                                  N
 518757406                  $73,841.00                         $535.40                    03/01/2003
                            10/16/200                          $72,914.18                  PURCHASE
 SC
 295500000                  12/01/2001                         7.875                       STANDARD
 97.22                      SINGLE FAMILY                      OWNER OCCUPIED              N
 518783303                  $203,300.00                        $1,335.54                  02/01/2003
                            10/18/200                          $200,446.57                 REFINANCE
 NY
 142240000                  12/01/2001                         6.875                       SUPER EXPRESS
 93.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $114,800.00                        $607.18                    03/01/2003
 518787205
 MI                         09/27/200                          $111,169.80                 REFINANCE
 481050000                  11/01/2001                         4.875                       STANDARD
 61.76                      LAND                               SECOND HOME                 N
                            $89,294.00                         $632.02                    01/01/2003
 518826102
 MS                         08/31/200                          $88,065.66                  PURCHASE
 392180000                  10/01/2001                         7.625                       STANDARD
 98.01                      SINGLE FAMILY                      OWNER OCCUPIED              N

 518894308                  $123,250.00                        $819.99                    02/01/2003
 IL                         11/16/200                          $121,671.06                 REFINANCE
                            01/01/2002                         7                           STANDARD
 601376726                                                     OWNER OCCUPIED
 83.99                      CONDOMINIUM-LOW RISE                                           N
 518968201                  $100,654.00                        $686.64                    01/01/2003
 MS                         09/28/200                          $99,252.61                  PURCHASE
                            11/01/2001                         7.25                        STANDARD
 386370000                                                     OWNER OCCUPIED
 98                         SINGLE FAMILY                                                  N
 519020200                  $58,500.00                         $293.38                    03/01/2003
                            12/12/200                          $48,132.74                  PURCHASE
 MT
 598280000                  01/01/2002                         5.625                       STANDARD
 74.05                      LAND                               SECOND HOME                 N
 519033708                  $82,548.00                         $577.19                    01/01/2003
                            10/25/200                          $81,490.73                  REFINANCE
 UT
 847200000                  12/01/2001                         7.5                         STREAMLINE
 99.54                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $63,000.00                         $348.92                    02/01/2003
 519085401
 AL                         10/04/200                          $61,988.21                  PURCHASE
 368780000                  12/01/2001                         5.25                        STANDARD
 88.67                      LAND                               SECOND HOME                 N
                            $112,610.00                        $787.39                    01/01/2003
 519112205
 LA                         09/28/200                          $111,115.49                 PURCHASE
 707060000                  11/01/2001                         7.5                         STANDARD
 98.06                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $64,858.00                         $453.50                    02/01/2003
 519190409
 ID                         09/24/200                          $63,997.43                  REFINANCE
 838500000                  11/01/2001                         7.5                         STREAMLINE
 95.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $152,800.00                        $1,147.94                  01/01/2003
 519206205
 IL                         09/26/200                          $151,034.28                 PURCHASE
 604290000                  11/01/2001                         8.25                        STANDARD
 97.58                      SINGLE FAMILY                      OWNER OCCUPIED              N

 519214803                  $165,339.00                        $1,072.39                  02/01/2003
 WA                         03/26/200                          $163,694.25                 PURCHASE
                            05/01/2002                         6.75                        STANDARD
 986070000                                                     OWNER OCCUPIED
 97.56                      PUD                                                            N
 519242507                  $133,100.00                        $919.29                    02/01/2003
 IL                         10/24/200                          $131,361.93                 PURCHASE
                            12/01/2001                         7.375                       STANDARD
 604790000                                                     OWNER OCCUPIED
 97.39                      PUD                                                            N
 519246201                  $88,000.00                         $467.68                    03/01/2003
                            09/26/200                          $86,464.35                  PURCHASE
 UT
 846630000                  11/01/2001                         4.875                       STANDARD
 78.6                       LAND                               SECOND HOME                 N
 519246706                  $56,611.00                         $415.40                    01/01/2003
                            10/03/200                          $55,971.74                  PURCHASE
 WA
 991410000                  12/01/2001                         8                           STANDARD
 97.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $67,000.00                         $451.40                    03/01/2003
 519264204
 FL                         09/28/200                          $65,958.57                  PURCHASE
 325790000                  11/01/2001                         7.125                       STANDARD
 91.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $133,941.00                        $959.57                    02/01/2003
 519293302
 MT                         09/28/200                          $132,247.93                 PURCHASE
 599010000                  11/01/2001                         7.75                        STANDARD
 98.04                      SINGLE FAMILY                      OWNER OCCUPIED              N

 519316202                  $49,100.00                         $334.95                    03/01/2003
 OH                         11/16/200                          $48,446.35                  PURCHASE
                            01/01/2002                         7.25                        STANDARD
 443100000                                                     OWNER OCCUPIED
 97.09                      SINGLE FAMILY                                                  N
 519319404                  $94,395.00                         $676.26                    02/01/2003
 MI                         10/04/200                          $93,271.11                  PURCHASE
                            12/01/2001                         7.75                        STANDARD
 490020000                                                     OWNER OCCUPIED
 97.34                      SINGLE FAMILY                                                  N
 519392401                  $234,685.00                        $1,701.63                  01/01/2003
                            10/12/200                          $231,969.67                 PURCHASE
 CO
 800270000                  12/01/2001                         7.875                       STANDARD
 97.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
 519542203                  $160,000.00                        $1,037.76                  03/01/2003
                            09/25/200                          $156,219.59                 PURCHASE
 NV
 891280000                  11/01/2001                         6.75                        STANDARD
 97.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $203,801.00                        $1,425.01                  02/01/2003
 519574800
 MA                         10/15/200                          $201,264.12                 PURCHASE
 023010000                  12/01/2001                         7.5                         STANDARD
 90.29                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $101,500.00                        $709.71                    01/01/2003
 519590202
 WA                         10/19/200                          $100,130.92                 REFINANCE
 986640000                  12/01/2001                         7.5                         STANDARD
 73.22                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $147,262.00                        $942.94                    02/01/2003
 519619803
 TN                         10/12/200                          $145,094.77                 PURCHASE
 370860000                  12/01/2001                         6.625                       STANDARD
 97.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $86,724.00                         $606.39                    01/01/2003
 519629604
 CA                         10/10/200                          $85,644.46                  PURCHASE
 936100000                  12/01/2001                         7.5                         STANDARD
 98.04                      SINGLE FAMILY                      OWNER OCCUPIED              N

 519694103                  $77,637.00                         $676.31                    02/01/2003
 MA                         10/12/200                          $73,285.12                  REFINANCE
                            12/01/2001                         6.5                         STREAMLINE
 011182356                                                     OWNER OCCUPIED
 79.1                       SINGLE FAMILY                                                  N
 519702807                  $168,568.00                        $1,178.66                  02/01/2003
 NH                         10/30/200                          $166,029.40                 PURCHASE
                            12/01/2001                         7.5                         STANDARD
 038200000                                                     OWNER OCCUPIED
 97.8                       2-4 FAMILY                                                     N
 519711303                  $275,000.00                        $1,328.12                  02/01/2003
                            10/05/200                          $254,999.85                 PURCHASE
 MI
 492349747                  12/01/2001                         6.25                        SELECT
 63.75                      LAND                               SECOND HOME                 N
 519722904                  $88,000.00                         $446.66                    03/01/2003
                            10/30/200                          $86,242.23                  PURCHASE
 CA
 939300000                  12/01/2001                         4.5                         STANDARD
 78.4                       LAND                               OWNER OCCUPIED              N
                            $122,970.00                        $797.59                    02/01/2003
 519754204
 ID                         09/28/200                          $121,086.65                 PURCHASE
 836420000                  11/01/2001                         6.75                        STANDARD
 97.04                      PUD                                OWNER OCCUPIED              N
                            $81,717.00                         $509.81                    02/01/2003
 519783807
 TN                         09/28/200                          $79,048.22                  PURCHASE
 372170000                  11/01/2001                         6.375                       STANDARD
 95.35                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 519812408                  $112,208.00                        $755.97                    01/01/2003
 IN                         10/25/200                          $110,706.50                 REFINANCE
                            12/01/2001                         7.125                       STANDARD
 469520000                                                     OWNER OCCUPIED
 98.58                      SINGLE FAMILY                                                  N
 519831705                  $112,411.00                        $933.48                    03/01/2003
 MD                         11/19/200                          $105,169.14                 REFINANCE
                            01/01/2002                         5.75                        STREAMLINE
 212131032                                                     OWNER OCCUPIED
 91.42                      SINGLE FAMILY                                                  N
 519868905                  $80,211.00                         $526.93                    03/01/2003
                            10/22/200                          $79,085.20                  REFINANCE
 WA
 993520000                  12/01/2001                         6.875                       STREAMLINE
 96.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
 519895908                  $183,200.00                        $1,218.84                  02/01/2003
                            10/29/200                          $180,688.45                 PURCHASE
 CT
 067870000                  12/01/2001                         7                           STANDARD
 95.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $58,161.00                         $382.08                    01/01/2003
 519905707
 MA                         10/29/200                          $57,344.63                  PURCHASE
 027200000                  12/01/2001                         6.875                       STANDARD
 96.56                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $79,444.00                         $528.55                    12/01/2002
 519916308
 NJ                         10/19/200                          $78,355.12                  REFINANCE
 080840000                  12/01/2001                         7                           STANDARD
 75.8                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $64,260.00                         $427.53                    02/01/2003
 519943401
 TN                         11/06/200                          $63,154.70                  REFINANCE
 371500000                  01/01/2002                         7                           STANDARD
 90.3                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $98,700.00                         $750.20                    02/01/2003
 519950307
 MA                         10/31/200                          $97,641.21                  PURCHASE
 011080000                  12/01/2001                         8.375                       STANDARD
 98.2                       2-4 FAMILY                         OWNER OCCUPIED              N

 520089004                  $52,323.00                         $339.37                    02/01/2003
 ME                         10/30/200                          $51,534.28                  PURCHASE
                            12/01/2001                         6.75                        STANDARD
 049270000                                                     OWNER OCCUPIED
 97.33                      SINGLE FAMILY                                                  N
 520113507                  $158,313.00                        $1,026.82                  03/01/2003
 IL                         11/08/200                          $156,159.04                 PURCHASE
                            01/01/2002                         6.75                        STANDARD
 606440000                                                     OWNER OCCUPIED
 97.27                      SINGLE FAMILY                                                  N
 520126608                  $54,000.00                         $372.97                    03/01/2003
                            01/25/200                          $53,445.62                  REFINANCE
 MI
 486010000                  03/01/2002                         7.375                       SUPER EXPRESS
 64.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
 520180001                  $133,238.00                        $875.28                    03/01/2003
                            10/26/200                          $131,330.89                 REFINANCE
 IL
 622690000                  12/01/2001                         6.875                       STREAMLINE
 99.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $56,000.00                         $296.84                    03/01/2003
 520218504
 WA                         11/14/200                          $55,000.37                  PURCHASE
 986710000                  01/01/2002                         4.875                       STANDARD
 78.57                      LAND                               OWNER OCCUPIED              N
                            $83,000.00                         $566.21                    03/01/2003
 520274705
 NY                         12/18/200                          $80,708.55                  PURCHASE
 105520000                  02/01/2002                         7.25                        STANDARD
 87.49                      CO-OP                              OWNER OCCUPIED              N

 520285602                  $85,600.00                         $472.27                    02/01/2003
 NH                         11/21/200                          $81,260.03                  PURCHASE
                            01/01/2002                         5.5                         STANDARD
 038200000                                                     SECOND HOME
 77.49                      LAND                                                           N
 520293804                  $117,075.00                        $740.00                    01/01/2003
 FL                         10/19/200                          $115,310.94                 PURCHASE
                            12/01/2001                         6.5                         STANDARD
 339140000                                                     OWNER OCCUPIED
 97.92                      SINGLE FAMILY                                                  N
 520298704                  $88,800.00                         $481.01                    03/01/2003
                            04/19/200                          $88,799.90                  PURCHASE
 CA
 937200000                  06/01/2002                         6.5                         STANDARD
 80                         LAND                               SECOND HOME                 N
 520325606                  $177,926.00                        $1,154.03                  02/01/2003
                            11/02/200                          $175,174.71                 REFINANCE
 IL
 604460000                  01/01/2002                         6.75                        STREAMLINE
 97.41                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $325,000.00                        $2,272.45                  01/01/2003
 520345208
 CT                         02/19/200                          $320,477.93                 PURCHASE
 069020000                  04/01/2002                         7.5                         STANDARD
 95.14                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $128,881.00                        $835.92                    02/01/2003
 520350604
 TN                         10/16/200                          $126,966.52                 PURCHASE
 379181519                  12/01/2001                         6.75                        STANDARD
 97.83                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $76,396.00                         $501.87                    02/01/2003
 520446907
 MA                         12/31/200                          $75,262.29                  PURCHASE
 011050000                  02/01/2002                         6.875                       STANDARD
 97.83                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $189,000.00                        $905.63                    03/01/2003
 520472101
 MT                         12/31/200                          $189,000.00                 PURCHASE
 599370000                  02/01/2002                         5.75                        STATED INCOME
 70                         LAND                               SECOND HOME                 N

 520482704                  $79,273.00                         $470.20                    03/01/2003
 TN                         10/30/200                          $77,916.24                  PURCHASE
                            12/01/2001                         5.9                         STANDARD
 372180000                                                     OWNER OCCUPIED
 91.67                      SINGLE FAMILY                                                  N
 520488206                  $167,800.00                        $1,326.26                  02/01/2003
 NJ                         10/26/200                          $162,567.43                 REFINANCE
                            12/01/2001                         7.25                        SUPER EXPRESS
 077190000                                                     OWNER OCCUPIED
 60.34                      SINGLE FAMILY                                                  N
 520568908                  $48,720.00                         $288.98                    03/01/2003
                            11/30/200                          $47,951.52                  PURCHASE
 TN
 372080000                  01/01/2002                         5.9                         STANDARD
 53.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
 520659608                  $84,300.00                         $539.79                    02/01/2003
                            10/30/200                          $82,973.09                  REFINANCE
 WA
 993010000                  12/01/2001                         6.625                       SUPER EXPRESS
 97.25                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $592,250.00                        $3,550.84                  01/01/2003
 520729401
 ID                         12/03/200                          $583,089.81                 REFINANCE
 836380000                  01/01/2002                         6                           STANDARD
 48.7                       SINGLE FAMILY                      SECOND HOME                 N
                            $107,369.00                        $652.39                    03/01/2003
 520770900
 CO                         10/26/200                          $103,922.90                 REFINANCE
 816320000                  12/01/2001                         6.125                       STANDARD
 54.7                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 520774100                  $95,768.00                         $629.13                    02/01/2003
 GA                         11/30/200                          $94,511.50                  PURCHASE
                            01/01/2002                         6.875                       STANDARD
 301870000                                                     OWNER OCCUPIED
 98                         SINGLE FAMILY                                                  N
 520843509                  $209,000.00                        $1,681.67                  02/01/2003
 RI                         11/16/200                          $207,194.55                 PURCHASE
                            01/01/2002                         9                           NO INCOME/NO ASSET
 028400000                                                     OWNER OCCUPIED
 94.24                      SINGLE FAMILY                                                  N
 520948704                  $71,931.00                         $472.54                    02/01/2003
                            11/21/200                          $70,987.21                  PURCHASE
 PA
 186340000                  01/01/2002                         6.875                       STANDARD
 98                         SINGLE FAMILY                      OWNER OCCUPIED              N
 520958703                  $149,250.00                        $943.37                    02/01/2003
                            12/05/200                          $146,963.71                 PURCHASE
 CO
 816390000                  01/01/2002                         6.5                         STANDARD
 98.07                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $86,173.00                         $609.93                    01/01/2003
 520961608
 TN                         10/23/200                          $85,126.04                  PURCHASE
 381350000                  12/01/2001                         7.625                       STANDARD
 98.12                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $36,083.00                         $267.92                    02/01/2003
 521017004
 PA                         01/18/200                          $35,763.30                  PURCHASE
 191390000                  03/01/2002                         8.125                       STANDARD
 99.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $169,099.00                        $1,125.02                  01/01/2003
 521040600
 OR                         11/27/200                          $166,894.49                 REFINANCE
 972660000                  01/01/2002                         7                           STANDARD
 85.3                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $67,320.00                         $425.51                    02/01/2003
 521052209
 NC                         11/02/200                          $66,353.61                  PURCHASE
 272880000                  01/01/2002                         6.5                         STANDARD
 100.64                     SINGLE FAMILY                      OWNER OCCUPIED              N

 521126805                  $298,700.00                        $1,887.99                  03/01/2003
 CA                         11/05/200                          $294,492.29                 PURCHASE
                            01/01/2002                         6.5                         STANDARD
 917300000                                                     OWNER OCCUPIED
 101.55                     PUD                                                            N
 521140301                  $94,117.00                         $682.42                    12/01/2002
 OR                         12/13/200                          $93,170.39                  PURCHASE
                            02/01/2002                         7.875                       STANDARD
 978440000                                                     OWNER OCCUPIED
 98.3                       SINGLE FAMILY                                                  N
 521140509                  $83,010.00                         $717.42                    03/01/2003
                            11/12/200                          $78,705.76                  REFINANCE
 FL
 325070000                  01/01/2002                         6.375                       STREAMLINE
 98.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
 521154708                  $114,207.00                        $769.44                    01/01/2003
                            12/06/200                          $112,621.35                 PURCHASE
 UT
 840580000                  01/01/2002                         7.125                       STANDARD
 97.26                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $120,335.00                        $800.60                    12/01/2002
 521156406
 MI                         11/26/200                          $118,793.34                 REFINANCE
 481270000                  01/01/2002                         7                           STREAMLINE
 88.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $127,788.00                        $776.46                    02/01/2003
 521178400
 OH                         11/15/200                          $125,856.82                 PURCHASE
 449060000                  01/01/2002                         6.125                       STANDARD
 96.99                      SINGLE FAMILY                      OWNER OCCUPIED              N

 521219006                  $73,420.00                         $500.86                    04/01/2003
 TN                         11/15/200                          $72,309.76                  PURCHASE
                            01/01/2002                         7.25                        STANDARD
 384010000                                                     OWNER OCCUPIED
 97.63                      SINGLE FAMILY                                                  N
 521298901                  $120,280.00                        $790.16                    03/01/2003
 MA                         11/21/200                          $118,686.54                 PURCHASE
                            01/01/2002                         6.875                       STANDARD
 017570000                                                     OWNER OCCUPIED
 95.71                      CONDOMINIUM-LOW RISE                                           N
 521320705                  $111,478.00                        $704.62                    03/01/2003
                            11/26/200                          $109,902.51                 REFINANCE
 WA
 988370000                  01/01/2002                         6.5                         STREAMLINE
 99.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
 521437707                  $56,553.00                         $371.52                    01/01/2003
                            11/19/200                          $55,810.90                  REFINANCE
 NE
 681110000                  01/01/2002                         6.875                       STREAMLINE
 94.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $83,686.00                         $542.79                    03/01/2003
 521440701
 VA                         11/20/200                          $82,561.55                  PURCHASE
 240130000                  01/01/2002                         6.75                        STANDARD
 97.13                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,195.00                         $593.42                    02/01/2003
 521503508
 ME                         11/16/200                          $87,820.46                  PURCHASE
 049370000                  01/01/2002                         7                           STANDARD
 97.78                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $91,179.00                         $653.22                    02/01/2003
 521567800
 PA                         10/31/200                          $90,085.39                  PURCHASE
 174040000                  12/01/2001                         7.75                        STANDARD
 98.1                       SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $89,789.00                         $643.26                    01/01/2003
 521607408
 PA                         11/30/200                          $88,793.91                  PURCHASE
 194010000                  01/01/2002                         7.75                        STANDARD
 98.27                      SINGLE FAMILY                      OWNER OCCUPIED              N

 521608703                  $450,000.00                        $2,807.42                  03/01/2003
 CT                         12/03/200                          $443,959.04                 REFINANCE
                            02/01/2002                         6.375                       STANDARD
 064380000                                                     OWNER OCCUPIED
 64.34                      SINGLE FAMILY                                                  N
 521629907                  $77,408.00                         $521.52                    01/01/2003
 GA                         11/26/200                          $76,439.73                  PURCHASE
                            01/01/2002                         7.125                       STANDARD
 301260000                                                     OWNER OCCUPIED
 98.15                      SINGLE FAMILY                                                  N
 521649509                  $109,026.00                        $716.23                    12/01/2002
                            11/30/200                          $107,595.47                 PURCHASE
 NV
 894080000                  01/01/2002                         6.875                       STANDARD
 98.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
 521679100                  $77,108.00                         $539.16                    03/01/2003
                            11/19/200                          $76,210.88                  PURCHASE
 VA
 240120000                  01/01/2002                         7.5                         STANDARD
 97.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $68,400.00                         $342.00                    03/01/2003
 521713206
 CO                         12/14/200                          $68,400.00                  PURCHASE
 811470000                  02/01/2002                         6                           STANDARD
 80                         LAND                               OWNER OCCUPIED              N
                            $76,000.00                         $413.87                    03/01/2003
 521714501
 UT                         11/15/200                          $74,548.27                  PURCHASE
 840600000                  01/01/2002                         5.125                       STANDARD
 78.47                      LAND                               SECOND HOME                 N

 521716308                  $148,724.00                        $1,052.66                  03/01/2003
 DE                         11/21/200                          $146,556.76                 PURCHASE
                            01/01/2002                         7.625                       STANDARD
 197110000                                                     OWNER OCCUPIED
 97.77                      PUD                                                            N
 521722108                  $101,101.00                        $664.17                    01/01/2003
 TN                         11/16/200                          $99,771.06                  PURCHASE
                            01/01/2002                         6.875                       STANDARD
 371150000                                                     OWNER OCCUPIED
 98.09                      SINGLE FAMILY                                                  N
 521762005                  $128,879.00                        $793.54                    02/01/2003
                            11/28/200                          $126,976.16                 PURCHASE
 OH
 440390000                  01/01/2002                         6.25                        STANDARD
 97.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
 521775502                  $650,000.00                        $3,690.63                  03/01/2003
                            11/30/200                          $638,978.76                 REFINANCE
 TX
 787300000                  01/01/2002                         5.5                         STANDARD
 76.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,700.00                        $2,000.57                  02/01/2003
 521850602
 NJ                         07/30/200                          $298,944.10                 PURCHASE
 080360000                  09/01/2002                         7                           STANDARD
 86.41                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $57,770.00                         $408.90                    01/01/2003
 522004308
 KS                         12/21/200                          $57,156.95                  REFINANCE
 675020000                  02/01/2002                         7.625                       STREAMLINE
 100.43                     SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $133,980.00                        $857.89                    02/01/2003
 522108406
 PA                         11/30/200                          $132,136.68                 PURCHASE
 170360000                  01/01/2002                         6.625                       STANDARD
 95.5                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $50,400.00                         $237.36                    03/01/2003
 522111202
 MI                         12/06/200                          $41,697.19                  PURCHASE
 490960000                  02/01/2002                         6.75                        STANDARD
 66.19                      LAND                               SECOND HOME                 N

 522187905                  $51,096.00                         $357.28                    02/01/2003
 MO                         11/26/200                          $50,501.46                  PURCHASE
                            01/01/2002                         7.5                         STANDARD
 630280000                                                     OWNER OCCUPIED
 98.14                      SINGLE FAMILY                                                  N
 522224401                  $51,950.00                         $295.50                    03/01/2003
 WA                         12/18/200                          $51,220.54                  PURCHASE
                            02/01/2002                         5.5                         STANDARD
 986650000                                                     OWNER OCCUPIED
 78.86                      LAND                                                           N
 522243500                  $72,000.00                         $376.04                    03/01/2003
                            12/19/200                          $70,755.92                  PURCHASE
 MA
 027470000                  02/01/2002                         4.75                        STANDARD
 78.62                      LAND                               SECOND HOME                 N
 522260900                  $65,383.00                         $440.50                    02/01/2003
                            11/29/200                          $64,564.74                  PURCHASE
 SC
 295050000                  01/01/2002                         7.125                       STANDARD
 98.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $265,000.00                        $1,631.66                  02/01/2003
 522270602
 NY                         12/11/200                          $261,357.98                 REFINANCE
 110500000                  02/01/2002                         6.25                        STANDARD
 41.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $94,758.00                         $583.45                    03/01/2003
 522273200
 CO                         11/27/200                          $92,588.08                  PURCHASE
 809110000                  01/01/2002                         6.25                        STANDARD
 99.66                      SINGLE FAMILY                      OWNER OCCUPIED              N

 522285501                  $75,711.00                         $466.17                    02/01/2003
 IN                         12/11/200                          $74,501.70                  PURCHASE
                            02/01/2002                         6.25                        STANDARD
 469020000                                                     OWNER OCCUPIED
 96.98                      SINGLE FAMILY                                                  N
 522372200                  $101,297.00                        $657.02                    03/01/2003
 TN                         11/26/200                          $99,762.25                  REFINANCE
                            01/01/2002                         6.75                        STREAMLINE
 370860000                                                     OWNER OCCUPIED
 95.01                      SINGLE FAMILY                                                  N
 522447002                  $44,000.00                         $228.66                    02/01/2003
                            12/27/200                          $43,032.71                  PURCHASE
 KY
 400670000                  02/01/2002                         4.75                        STANDARD
 78.35                      LAND                               SECOND HOME                 N
 522507805                  $177,117.00                        $1,148.78                  12/01/2002
                            11/21/200                          $174,737.25                 PURCHASE
 UT
 841150000                  01/01/2002                         6.75                        STANDARD
 97.4                       2-4 FAMILY                         OWNER OCCUPIED              N
                            $123,420.00                        $780.10                    02/01/2003
 522536804
 GA                         11/30/200                          $121,681.41                 PURCHASE
 307200000                  01/01/2002                         6.5                         STANDARD
 100.66                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $75,000.00                         $396.88                    03/01/2003
 522597004
 MA                         12/17/200                          $75,000.00                  PURCHASE
 026310000                  02/01/2002                         6.35                        STANDARD
 63.83                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $181,913.00                        $1,225.59                  02/01/2003
 522651603
 MA                         02/25/200                          $170,750.82                 PURCHASE
 015050000                  04/01/2002                         7.125                       STANDARD
 91.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $39,200.00                         $228.67                    03/01/2003
 522655109
 FL                         12/10/200                          $39,197.84                  PURCHASE
 325660000                  02/01/2002                         7                           STANDARD
 80                         LAND                               SECOND HOME                 N

 522739002                  $164,220.00                        $1,024.52                  03/01/2003
 GA                         11/27/200                          $159,805.17                 PURCHASE
                            01/01/2002                         6.375                       STANDARD
 305330000                                                     OWNER OCCUPIED
 99.26                      SINGLE FAMILY                                                  N
 522775907                  $63,472.00                         $460.22                    02/01/2003
 CO                         11/29/200                          $62,779.87                  PURCHASE
                            01/01/2002                         7.875                       STANDARD
 802310000                                                     OWNER OCCUPIED
 96.66                      CONDOMINIUM-LOW RISE                                           N
 522879303                  $99,216.00                         $588.49                    02/01/2003
                            12/31/200                          $97,760.57                  PURCHASE
 TN
 372140000                  02/01/2002                         5.9                         STANDARD
 91.47                      PUD                                OWNER OCCUPIED              N
 522928506                  $250,000.00                        $1,197.92                  03/01/2003
                            12/31/200                          $250,000.00                 PURCHASE
 MT
 599370000                  02/01/2002                         5.75                        STANDARD
 79.37                      LAND                               SECOND HOME                 N
                            $125,037.00                        $885.01                    02/01/2003
 522972207
 CA                         12/18/200                          $123,716.26                 PURCHASE
 923740000                  02/01/2002                         7.625                       STANDARD
 97.49                      PUD                                OWNER OCCUPIED              N
                            $108,800.00                        $524.98                    03/01/2003
 522998004
 NH                         11/30/200                          $96,808.23                  PURCHASE
 031100000                  01/01/2002                         4.875                       FAMILY FIRST DIRECT
 80.07                      LAND                               SECOND HOME                 N

 523046100                  $77,140.00                         $519.71                    01/01/2003
 PA                         02/07/200                          $76,375.05                  REFINANCE
                            04/01/2002                         7.125                       STANDARD
 170330000                                                     OWNER OCCUPIED
 68.31                      SINGLE FAMILY                                                  N
 523091403                  $330,265.00                        $2,060.43                  03/01/2003
 FL                         11/30/200                          $325,501.27                 PURCHASE
                            01/01/2002                         6.375                       STANDARD
 349900000                                                     OWNER OCCUPIED
 98.56                      PUD                                                            N
 523273803                  $100,424.00                        $736.88                    01/01/2003
                            12/18/200                          $99,397.39                  PURCHASE
 TN
 372070000                  02/01/2002                         8                           STANDARD
 97.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
 523417202                  $63,995.00                         $442.00                    12/01/2002
                            12/14/200                          $63,285.33                  PURCHASE
 AL
 354040000                  02/01/2002                         7.375                       STANDARD
 97.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $52,100.00                         $272.32                    02/01/2003
 523458107
 MI                         12/12/200                          $51,246.46                  REFINANCE
 488430000                  02/01/2002                         4.75                        STANDARD
 63.35                      LAND                               SECOND HOME                 N
                            $45,000.00                         $225.23                    03/01/2003
 523478709
 SC                         02/18/200                          $44,365.38                  REFINANCE
 299280000                  04/01/2002                         4.375                       STANDARD
 26.1                       LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $232,500.00                        $1,322.46                  02/01/2003
 523492700
 CO                         12/20/200                          $229,235.49                 PURCHASE
 804460000                  02/01/2002                         5.5                         STANDARD
 74.03                      LAND                               SECOND HOME                 N
                            $232,250.00                        $1,525.72                  02/01/2003
 523523603
 AK                         01/24/200                          $229,545.94                 PURCHASE
 995150000                  03/01/2002                         6.875                       STANDARD
 93.97                      SINGLE FAMILY                      OWNER OCCUPIED              N

 523538304                  $130,965.00                        $960.98                    01/01/2003
 DE                         12/14/200                          $129,679.91                 PURCHASE
                            02/01/2002                         8                           STANDARD
 197130000                                                     OWNER OCCUPIED
 98.39                      SINGLE FAMILY                                                  N
 523545200                  $142,880.00                        $1,201.42                  03/01/2003
 NH                         12/21/200                          $141,843.72                 PURCHASE
                            02/01/2002                         9.5                         NO INCOME/NO ASSET
 031030000                                                     OWNER OCCUPIED
 94.31                      SINGLE FAMILY                                                  N
 523588101                  $100,000.00                        $538.72                    03/01/2003
                            01/02/200                          $93,139.28                  PURCHASE
 CO
 804610000                  02/01/2002                         5.5                         STANDARD
 74.51                      LAND                               SECOND HOME                 N
 523644904                  $41,600.00                         $209.44                    02/01/2003
                            12/27/200                          $40,209.42                  PURCHASE
 WY
 820550000                  02/01/2002                         6.25                        STANDARD
 77.33                      LAND                               SECOND HOME                 N
                            $75,000.00                         $359.38                    03/01/2003
 523710507
 MT                         01/22/200                          $75,000.00                  PURCHASE
 599120000                  03/01/2002                         5.75                        STANDARD
 72.82                      LAND                               SECOND HOME                 N
                            $150,000.00                        $718.76                    03/01/2003
 523713709
 MT                         01/02/200                          $149,999.76                 PURCHASE
 597140000                  02/01/2002                         5.75                        STATED INCOME
 71.46                      LAND                               SECOND HOME                 N

 523747103                  $124,540.00                        $828.57                    01/01/2003
 IN                         06/12/200                          $123,706.44                 PURCHASE
                            08/01/2002                         7                           STANDARD
 462140000                                                     OWNER OCCUPIED
 81.53                      SINGLE FAMILY                                                  N
 523758100                  $160,050.00                        $985.46                    02/01/2003
 MA                         01/25/200                          $158,012.85                 PURCHASE
                            03/01/2002                         6.25                        STANDARD
 027200000                                                     OWNER OCCUPIED
 90.39                      2-4 FAMILY                                                     N
 523785509                  $54,400.00                         $292.50                    03/01/2003
                            01/24/200                          $53,613.22                  PURCHASE
 HI
 967430000                  03/01/2002                         5                           STANDARD
 78.84                      LAND                               SECOND HOME                 N
 523884500                  $119,600.00                        $707.48                    03/01/2003
                            02/15/200                          $118,096.68                 PURCHASE
 MT
 598400000                  04/01/2002                         5.875                       STANDARD
 78.99                      LAND                               SECOND HOME                 N
                            $161,250.00                        $895.78                    02/01/2003
 523942407
 CA                         01/17/200                          $159,250.52                 PURCHASE
 953610000                  03/01/2002                         6.75                        STANDARD
 74.07                      LAND                               SECOND HOME                 N
                            $37,300.00                         $297.65                    03/01/2003
 523955409
 UT                         01/18/200                          $36,372.84                  REFINANCE
 847130000                  03/01/2002                         7.375                       SUPER EXPRESS
 54.29                      CONDOMINIUM-LOW RISE               NON-OWNER OCCUPIED          N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $113,600.00                        $590.16                    02/01/2003
 523960102
 VA                         12/20/200                          $113,308.32                 PURCHASE
 240950000                  02/01/2002                         6.25                        STANDARD
 79.79                      LAND                               SECOND HOME                 N
                            $89,900.00                         $446.12                    03/01/2003
 523960409
 VA                         01/02/200                          $89,169.56                  PURCHASE
 241760000                  02/01/2002                         6                           STANDARD
 79.32                      LAND                               SECOND HOME                 N

 523975803                  $79,273.00                         $561.09                    12/01/2002
 VA                         12/28/200                          $78,435.68                  PURCHASE
                            02/01/2002                         7.625                       STANDARD
 241530000                                                     OWNER OCCUPIED
 98.48                      SINGLE FAMILY                                                  N
 523990802                  $77,500.00                         $403.65                    03/01/2003
 MT                         02/04/200                          $77,500.00                  PURCHASE
                            04/01/2002                         6.25                        STANDARD
 597160000                                                     SECOND HOME
 88.57                      LAND                                                           N
 524006400                  $225,000.00                        $1,200.79                  03/01/2003
                            01/15/200                          $218,682.14                 PURCHASE
 HI
 967200000                  03/01/2002                         5                           SELECT
 72.89                      LAND                               SECOND HOME                 N
 524024502                  $153,784.00                        $1,023.13                  12/01/2002
                            03/28/200                          $152,356.22                 PURCHASE
 MA
 010560000                  05/01/2002                         7                           STANDARD
 98.55                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $124,000.00                        $594.17                    02/01/2003
 524028206
 CA                         01/29/200                          $124,000.00                 REFINANCE
 950660000                  03/01/2002                         5.75                        STANDARD
 67.03                      LAND                               OWNER OCCUPIED              N
                            $382,500.00                        $1,912.50                  02/01/2003
 524080009
 CA                         12/26/200                          $382,500.00                 PURCHASE
 945580000                  02/01/2002                         6                           SELECT
 90                         LAND                               SECOND HOME                 N

 524081502                  $100,000.00                        $512.17                    03/01/2003
 CT                         01/15/200                          $92,470.45                  PURCHASE
                            03/01/2002                         5                           STANDARD
 065240000                                                     SECOND HOME
 68.5                       LAND                                                           N
 524126505                  $66,300.00                         $435.55                    02/01/2003
 PA                         01/29/200                          $65,547.12                  PURCHASE
                            03/01/2002                         6.875                       FAMILY FIRST DIRECT
 191160000                                                     OWNER OCCUPIED
 59.37                      SINGLE FAMILY                                                  N
 524129301                  $40,000.00                         $203.10                    02/01/2003
                            01/09/200                          $39,380.66                  PURCHASE
 CT
 067160000                  03/01/2002                         4.5                         STANDARD
 60.67                      LAND                               SECOND HOME                 N
 524133808                  $48,000.00                         $228.82                    02/01/2003
                            01/14/200                          $47,753.57                  PURCHASE
 WA
 992160000                  03/01/2002                         5.75                        FAMILY FIRST DIRECT
 79.59                      LAND                               SECOND HOME                 N
                            $81,852.00                         $544.57                    03/01/2003
 524142700
 PA                         02/27/200                          $80,531.38                  PURCHASE
 190500000                  04/01/2002                         7                           STANDARD
 97.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $92,000.00                         $478.52                    02/01/2003
 524149101
 AZ                         01/31/200                          $91,875.39                  PURCHASE
 863000000                  03/01/2002                         6.25                        FAMILY FIRST DIRECT
 79.89                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $79,373.00                         $541.47                    01/01/2003
 524175205
 GA                         01/08/200                          $78,538.15                  PURCHASE
 307050000                  03/01/2002                         7.25                        STANDARD
 98.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $295,568.00                        $2,143.08                  01/01/2003
 524208204
 MA                         01/23/200                          $292,747.42                 PURCHASE
 019700000                  03/01/2002                         7.875                       STANDARD
 96.76                      2-4 FAMILY                         OWNER OCCUPIED              N

 524225406                  $89,294.00                         $609.15                    02/01/2003
 TN                         01/18/200                          $88,317.22                  PURCHASE
                            03/01/2002                         7.25                        STANDARD
 379148926                                                     OWNER OCCUPIED
 98.21                      SINGLE FAMILY                                                  N
 524255403                  $147,000.00                        $704.21                    02/01/2003
 CA                         01/31/200                          $146,964.61                 REFINANCE
                            03/01/2002                         5.75                        STANDARD
 925920000                                                     SECOND HOME
 45.22                      LAND                                                           N
 524280708                  $87,300.00                         $602.96                    02/01/2003
                            01/17/200                          $86,311.62                  REFINANCE
 AK
 995870000                  03/01/2002                         7.375                       STANDARD
 82.27                      SINGLE FAMILY                      OWNER OCCUPIED              N
 524290202                  $199,500.00                        $955.94                    02/01/2003
                            08/28/200                          $199,500.00                 PURCHASE
 CA
 959770000                  10/01/2002                         5.75                        STANDARD
 68.91                      LAND                               SECOND HOME                 N
                            $132,914.00                        $918.01                    12/01/2002
 524302908
 WA                         02/06/200                          $131,549.56                 PURCHASE
 985010000                  03/01/2002                         7.375                       STANDARD
 97.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $82,450.00                         $548.55                    03/01/2003
 524309606
 NY                         01/25/200                          $80,745.12                  REFINANCE
 124770000                  03/01/2002                         7                           STANDARD
 67.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 524320009                  $65,383.00                         $491.21                    12/01/2002
 MO                         01/14/200                          $64,817.93                  PURCHASE
                            03/01/2002                         8.25                        STANDARD
 631370000                                                     OWNER OCCUPIED
 98.56                      SINGLE FAMILY                                                  N
 524339504                  $105,478.00                        $566.23                    02/01/2003
 WA                         01/30/200                          $103,746.25                 REFINANCE
                            03/01/2002                         5                           STREAMLINE
 983870000                                                     OWNER OCCUPIED
 83.1                       SINGLE FAMILY                                                  N
 524348208                  $189,300.00                        $907.07                    02/01/2003
                            01/15/200                          $189,299.87                 PURCHASE
 CO
 804240000                  03/01/2002                         5.75                        STANDARD
 74.99                      LAND                               SECOND HOME                 N
 524629409                  $76,500.00                         $398.44                    03/01/2003
                            02/14/200                          $76,500.00                  PURCHASE
 CO
 804240000                  04/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $103,500.00                        $539.07                    02/01/2003
 524640208
 MT                         02/01/200                          $103,499.88                 PURCHASE
 599370000                  04/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $525,000.00                        $2,514.42                  04/01/2003
 524643806
 CA                         03/14/200                          $524,747.83                 PURCHASE
 945880000                  05/01/2002                         5.75                        STANDARD
 69.97                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $247,900.00                        $1,712.19                  02/01/2003
 524676806
 NY                         03/21/200                          $245,654.08                 REFINANCE
 105980000                  05/01/2002                         7.375                       SUPER EXPRESS
 79.31                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $260,000.00                        $1,600.87                  03/01/2003
 524711801
 NY                         02/15/200                          $256,784.41                 PURCHASE
 125690000                  04/01/2002                         6.25                        STANDARD
 79.01                      SINGLE FAMILY                      OWNER OCCUPIED              N

 524719705                  $76,500.00                         $496.18                    02/01/2003
 CO                         02/15/200                          $75,684.66                  PURCHASE
                            04/01/2002                         6.75                        STANDARD
 805030000                                                     OWNER OCCUPIED
 89.12                      LAND                                                           N
 524775103                  $73,838.00                         $574.31                    02/01/2003
 NY                         03/14/200                          $73,340.79                  PURCHASE
                            05/01/2002                         8.625                       STANDARD
 123060000                                                     OWNER OCCUPIED
 97.98                      2-4 FAMILY                                                     N
 524801800                  $116,650.00                        $785.90                    03/01/2003
                            02/08/200                          $115,493.22                 PURCHASE
 TN
 374210000                  04/01/2002                         7.125                       STANDARD
 100.43                     SINGLE FAMILY                      OWNER OCCUPIED              N
 524821006                  $94,395.00                         $620.11                    01/01/2003
                            02/04/200                          $93,412.76                  PURCHASE
 NC
 274030000                  04/01/2002                         6.875                       STANDARD
 95.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $128,800.00                        $617.17                    02/01/2003
 524845906
 CO                         02/08/200                          $128,800.00                 REFINANCE
 812250000                  04/01/2002                         5.75                        STANDARD
 78.06                      LAND                               SECOND HOME                 N
                            $84,000.00                         $420.00                    03/01/2003
 524852407
 CO                         02/05/200                          $84,000.00                  PURCHASE
 815030000                  04/01/2002                         6                           STANDARD
 80                         LAND                               SECOND HOME                 N

 524885308                  $96,000.00                         $459.78                    03/01/2003
 NJ                         02/08/200                          $95,953.86                  PURCHASE
                            04/01/2002                         5.75                        STANDARD
 087240000                                                     SECOND HOME
 79.96                      LAND                                                           N
 524923406                  $125,352.00                        $833.97                    01/01/2003
 LA                         02/15/200                          $124,078.67                 PURCHASE
                            04/01/2002                         7                           STANDARD
 705060000                                                     OWNER OCCUPIED
 95.61                      SINGLE FAMILY                                                  N
 524925807                  $80,000.00                         $454.91                    03/01/2003
                            01/31/200                          $78,947.63                  PURCHASE
 NJ
 084020000                  03/01/2002                         5.5                         STATED INCOME
 39.97                      LAND                               SECOND HOME                 N
 524961703                  $197,214.00                        $1,498.97                  01/01/2003
                            02/11/200                          $195,685.22                 PURCHASE
 CO
 800150000                  04/01/2002                         8.375                       STANDARD
 97.97                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $129,900.00                        $784.82                    02/01/2003
 524961802
 UT                         02/01/200                          $129,899.88                 PURCHASE
 840320000                  04/01/2002                         7.25                        STANDARD
 79.99                      CONDOMINIUM-LOW RISE               SECOND HOME                 N
                            $331,950.00                        $2,153.03                  03/01/2003
 524979408
 NY                         03/06/200                          $328,648.07                 PURCHASE
 103080000                  05/01/2002                         6.75                        STANDARD
 79.19                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $131,500.00                        $753.39                    02/01/2003
 525000709
 UT                         01/29/200                          $131,500.00                 PURCHASE
 840340000                  03/01/2002                         6.875                       STANDARD
 79.99                      CONDOMINIUM-LOW RISE               SECOND HOME                 N
                            $123,750.00                        $592.97                    02/01/2003
 525010005
 UT                         02/08/200                          $123,750.00                 REFINANCE
 840980000                  03/01/2002                         5.75                        STANDARD
 67.26                      LAND                               SECOND HOME                 N

 525021408                  $85,000.00                         $734.62                    03/01/2003
 NY                         02/22/200                          $80,764.61                  REFINANCE
                            04/01/2002                         6.375                       STANDARD
 112050000                                                     OWNER OCCUPIED
 26.92                      CO-OP                                                          N
 525033106                  $245,000.00                        $1,173.96                  03/01/2003
 MT                         02/12/200                          $245,000.00                 PURCHASE
                            04/01/2002                         5.75                        STANDARD
 599370000                                                     SECOND HOME
 79.03                      LAND                                                           N
 525040002                  $232,000.00                        $1,111.67                  03/01/2003
                            02/20/200                          $232,000.00                 PURCHASE
 MT
 597160000                  04/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
 525043501                  $161,200.00                        $953.56                    02/01/2003
                            03/28/200                          $159,347.22                 PURCHASE
 CT
 068100000                  05/01/2002                         5.875                       STANDARD
 96.68                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $141,120.00                        $806.16                    02/01/2003
 525105607
 UT                         01/29/200                          $140,711.05                 PURCHASE
 840320000                  03/01/2002                         6.875                       STANDARD
 79.77                      CONDOMINIUM-LOW RISE               SECOND HOME                 N
                            $56,250.00                         $292.97                    02/01/2003
 525132007
 NJ                         02/21/200                          $56,250.00                  PURCHASE
 080020000                  04/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N

 525188405                  $63,000.00                         $451.34                    02/01/2003
 FL                         04/02/200                          $62,542.21                  PURCHASE
                            06/01/2002                         7.75                        STANDARD
 322070000                                                     NON-OWNER OCCUPIED
 79.45                      CONDOMINIUM-LOW RISE                                           N
 525197109                  $185,175.00                        $1,231.98                  01/01/2003
 UT                         02/26/200                          $183,034.99                 PURCHASE
                            04/01/2002                         7                           STATED INCOME
 840320000                                                     SECOND HOME
 74.27                      CONDOMINIUM-LOW RISE                                           N
 525210902                  $81,000.00                         $421.88                    03/01/2003
                            02/19/200                          $80,999.88                  REFINANCE
 CO
 805170000                  04/01/2002                         6.25                        STANDARD
 60                         LAND                               SECOND HOME                 N
 525280905                  $91,000.00                         $620.79                    02/01/2003
                            03/11/200                          $89,077.76                  PURCHASE
 WV
 247010000                  05/01/2002                         7.25                        STANDARD
 97.98                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $215,412.00                        $1,361.56                  03/01/2003
 525297305
 NJ                         04/08/200                          $213,416.33                 REFINANCE
 074050000                  06/01/2002                         6.5                         STANDARD
 90.82                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $117,000.00                        $560.63                    02/01/2003
 525321600
 WA                         02/25/200                          $117,000.00                 PURCHASE
 985840000                  04/01/2002                         5.75                        STANDARD
 90                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $87,200.00                         $587.49                    02/01/2003
 525331906
 VT                         02/25/200                          $86,289.72                  REFINANCE
 057620000                  04/01/2002                         7.125                       SUPER EXPRESS
 78.51                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $120,400.00                        $576.92                    03/01/2003
 525394409
 CO                         03/18/200                          $120,400.00                 PURCHASE
 804460000                  05/01/2002                         5.75                        STANDARD
 70                         LAND                               SECOND HOME                 N

 525397501                  $118,850.00                        $569.49                    03/01/2003
 CO                         02/26/200                          $118,850.00                 REFINANCE
                            04/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 56.87                      LAND                                                           N
 525403606                  $54,400.00                         $259.71                    03/01/2003
 CO                         02/28/200                          $54,159.70                  PURCHASE
                            04/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 79.65                      LAND                                                           N
 525413803                  $114,000.00                        $546.26                    03/01/2003
                            02/27/200                          $113,999.88                 PURCHASE
 CO
 805240000                  04/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
 525422507                  $130,500.00                        $679.69                    03/01/2003
                            05/06/200                          $130,500.00                 PURCHASE
 CO
 805130000                  07/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $116,000.00                        $555.81                    02/01/2003
 525422705
 CA                         02/28/200                          $115,991.59                 PURCHASE
 956830000                  04/01/2002                         5.75                        STANDARD
 79.99                      LAND                               SECOND HOME                 N
                            $78,347.00                         $527.84                    03/01/2003
 525464301
 VT                         03/29/200                          $77,636.96                  PURCHASE
 058240000                  05/01/2002                         7.125                       STANDARD
 93.54                      SINGLE FAMILY                      OWNER OCCUPIED              Y

 525530408                  $136,365.00                        $884.47                    02/01/2003
 TN                         03/08/200                          $135,036.45                 PURCHASE
                            05/01/2002                         6.75                        STANDARD
 373630000                                                     OWNER OCCUPIED
 97.94                      SINGLE FAMILY                                                  N
 525552907                  $40,800.00                         $251.22                    02/01/2003
 WA                         02/27/200                          $40,300.39                  REFINANCE
                            04/01/2002                         6.25                        STANDARD
 988370000                                                     SECOND HOME
 67.24                      LAND                                                           N
 525649802                  $187,500.00                        $898.44                    03/01/2003
                            04/04/200                          $187,500.00                 PURCHASE
 CO
 814320000                  06/01/2002                         5.75                        STANDARD
 75                         LAND                               SECOND HOME                 N
 525655601                  $59,430.00                         $456.97                    01/01/2003
                            03/29/200                          $59,019.58                  PURCHASE
 PA
 180800000                  05/01/2002                         8.5                         STANDARD
 98.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $77,250.00                         $526.99                    02/01/2003
 525656203
 OH                         03/18/200                          $74,569.45                  PURCHASE
 434520000                  05/01/2002                         7.25                        STANDARD
 99.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $44,100.00                         $286.04                    03/01/2003
 525665402
 VA                         02/28/200                          $43,070.41                  PURCHASE
 229600000                  04/01/2002                         6.75                        STANDARD
 87.84                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $40,500.00                         $210.79                    05/01/2003
 525665808
 CO                         03/28/200                          $40,472.13                  PURCHASE
 804400000                  05/01/2002                         6.25                        STANDARD
 89.94                      LAND                               SECOND HOME                 N
                            $44,800.00                         $301.83                    02/01/2003
 525686606
 TN                         02/20/200                          $44,355.70                  PURCHASE
 381140000                  04/01/2002                         7.125                       STANDARD
 102.06                     SINGLE FAMILY                      OWNER OCCUPIED              N

 525730503                  $151,850.00                        $1,048.80                  01/01/2003
 IL                         06/21/200                          $150,905.42                 PURCHASE
                            08/01/2002                         7.375                       STANDARD
 606520000                                                     OWNER OCCUPIED
 98.15                      SINGLE FAMILY                                                  N
 525735601                  $120,000.00                        $483.89                    03/01/2003
 MT                         03/15/200                          $100,985.58                 PURCHASE
                            05/01/2002                         5.75                        STANDARD
 597160000                                                     SECOND HOME
 63.12                      LAND                                                           N
 525751400                  $56,163.00                         $383.14                    03/01/2003
                            05/02/200                          $55,462.68                  PURCHASE
 TX
 780260000                  06/01/2002                         7.25                        STANDARD
 95.79                      SINGLE FAMILY                      OWNER OCCUPIED              N
 525840609                  $99,400.00                         $859.07                    03/01/2003
                            03/07/200                          $94,079.58                  REFINANCE
 MI
 483090000                  04/01/2002                         6.375                       SUPER EXPRESS
 67.2                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $67,500.00                         $351.57                    04/01/2003
 525866901
 MT                         04/03/200                          $67,499.90                  PURCHASE
 598680000                  06/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $75,600.00                         $383.33                    03/01/2003
 525886909
 VA                         04/17/200                          $73,599.99                  PURCHASE
 244730000                  06/01/2002                         6.25                        STANDARD
 87.62                      LAND                               SECOND HOME                 N

 525900403                  $44,000.00                         $210.62                    03/01/2003
 TX                         03/05/200                          $43,956.45                  PURCHASE
                            05/01/2002                         5.75                        FAMILY FIRST DIRECT
 781300000                                                     SECOND HOME
 79.92                      LAND                                                           N
 525939708                  $61,900.00                         $411.83                    02/01/2003
 MI                         04/04/200                          $61,325.22                  REFINANCE
                            05/01/2002                         7                           FAMILY FIRST DIRECT
 486510000                                                     OWNER OCCUPIED
 73.51                      SINGLE FAMILY                                                  N
 525944005                  $63,000.00                         $328.05                    03/01/2003
                            05/06/200                          $62,982.80                  PURCHASE
 PA
 182350000                  07/01/2002                         6.25                        STANDARD
 89.98                      LAND                               SECOND HOME                 N
 526003801                  $207,000.00                        $1,359.85                  03/01/2003
                            03/25/200                          $205,031.20                 REFINANCE
 MA
 021160000                  05/01/2002                         6.875                       STANDARD
 65.09                      CO-OP                              OWNER OCCUPIED              N
                            $79,273.00                         $574.79                    01/01/2003
 526051800
 TN                         03/08/200                          $78,652.46                  PURCHASE
 381180000                  05/01/2002                         7.875                       STANDARD
 98.58                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $156,800.00                        $751.34                    03/01/2003
 526082201
 HI                         03/22/200                          $156,799.89                 PURCHASE
 967440000                  05/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $47,050.00                         $245.06                    03/01/2003
 526096003
 AK                         03/14/200                          $47,049.89                  PURCHASE
 995070000                  05/01/2002                         6.25                        STANDARD
 89.96                      LAND                               OWNER OCCUPIED              N
                            $78,200.00                         $675.85                    02/01/2003
 526108709
 MO                         04/04/200                          $75,238.49                  REFINANCE
 633040000                  05/01/2002                         6.375                       FAMILY FIRST DIRECT
 61.9                       SINGLE FAMILY                      OWNER OCCUPIED              N

 526110507                  $88,000.00                         $416.35                    04/01/2003
 NH                         03/29/200                          $86,889.73                  PURCHASE
                            05/01/2002                         5.75                        STANDARD
 031100000                                                     SECOND HOME
 78.91                      LAND                                                           N
 526132006                  $118,800.00                        $569.26                    02/01/2003
 CO                         03/20/200                          $118,799.89                 PURCHASE
                            05/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 60                         LAND                                                           N
 526136205                  $42,750.00                         $222.50                    02/01/2003
                            03/15/200                          $42,719.20                  PURCHASE
 AK
 995180000                  05/01/2002                         6.25                        STANDARD
 89.94                      LAND                               SECOND HOME                 N
 526168208                  $101,000.00                        $416.30                    03/01/2003
                            04/05/200                          $86,878.96                  PURCHASE
 CO
 804870000                  06/01/2002                         5.75                        STANDARD
 46.96                      LAND                               SECOND HOME                 N
                            $69,439.00                         $503.49                    12/01/2002
 526210109
 MI                         03/22/200                          $68,005.00                  PURCHASE
 485090000                  05/01/2002                         7.875                       STANDARD
 96.7                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $176,700.00                        $846.69                    02/01/2003
 526213707
 CA                         04/04/200                          $176,700.00                 REFINANCE
 911050000                  06/01/2002                         5.75                        STANDARD
 68.49                      LAND                               SECOND HOME                 N

 526219407                  $51,750.00                         $269.54                    03/01/2003
 MT                         03/26/200                          $51,749.89                  PURCHASE
                            05/01/2002                         6.25                        STANDARD
 595010000                                                     SECOND HOME
 90                         LAND                                                           N
 526250709                  $39,200.00                         $241.37                    02/01/2003
 GA                         04/16/200                          $38,806.53                  PURCHASE
                            06/01/2002                         6.25                        STANDARD
 313240000                                                     SECOND HOME
 79.28                      LAND                                                           N
 526258702                  $76,500.00                         $398.44                    03/01/2003
                            03/26/200                          $76,500.00                  PURCHASE
 CT
 062780000                  05/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
 526343207                  $155,453.00                        $1,113.69                  02/01/2003
                            03/15/200                          $154,206.33                 PURCHASE
 CO
 806200000                  05/01/2002                         7.75                        STANDARD
 97.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $70,300.00                         $438.59                    03/01/2003
 526438304
 AK                         03/19/200                          $59,049.39                  PURCHASE
 995150000                  05/01/2002                         6.375                       STANDARD
 67.18                      LAND                               OWNER OCCUPIED              N
                            $90,800.00                         $581.41                    03/01/2003
 526514500
 CO                         04/05/200                          $89,978.61                  PURCHASE
 805320000                  06/01/2002                         6.625                       STANDARD
 79.28                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $60,000.00                         $286.54                    03/01/2003
 526521604
 MI                         05/02/200                          $59,799.47                  PURCHASE
 490900000                  07/01/2002                         5.75                        STANDARD
 79.73                      LAND                               SECOND HOME                 N
                            $39,150.00                         $202.90                    03/01/2003
 526536404
 PA                         03/29/200                          $38,957.32                  PURCHASE
 180880000                  05/01/2002                         6.25                        STANDARD
 89.56                      LAND                               SECOND HOME                 N

 526536800                  $220,000.00                        $1,319.02                  03/01/2003
 MO                         10/09/200                          $219,117.32                 PURCHASE
                            12/01/2002                         6                           FAMILY FIRST DIRECT
 633480000                                                     OWNER OCCUPIED
 66.34                      PUD                                                            N
 526563606                  $125,000.00                        $774.12                    03/01/2003
 NH                         04/19/200                          $124,503.83                 CONSTRUCTION-PERMANENT
                            12/01/2002                         6.25                        STANDARD
 038120000                                                     SECOND HOME
 75                         SINGLE FAMILY                                                  N
 526567201                  $300,000.00                        $1,437.51                  03/01/2003
                            03/28/200                          $299,999.89                 PURCHASE
 MT
 597160000                  05/01/2002                         5.75                        STANDARD
 75                         LAND                               SECOND HOME                 N
 526632609                  $97,600.00                         $467.67                    03/01/2003
                            08/02/200                          $97,600.00                  PURCHASE
 CA
 934530000                  10/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $95,600.00                         $458.09                    03/01/2003
 526666706
 CO                         05/15/200                          $95,599.91                  REFINANCE
 804630000                  07/01/2002                         5.75                        STANDARD
 46.63                      LAND                               SECOND HOME                 N
                            $95,600.00                         $458.09                    03/01/2003
 526666805
 CO                         05/15/200                          $95,599.91                  REFINANCE
 804630000                  07/01/2002                         5.75                        STANDARD
 46.63                      LAND                               SECOND HOME                 N

 526679808                  $104,200.00                        $542.71                    03/01/2003
 MI                         05/22/200                          $104,200.00                 PURCHASE
                            07/01/2002                         6.25                        STANDARD
 490910000                                                     SECOND HOME
 90.61                      LAND                                                           N
 526692108                  $39,600.00                         $266.80                    03/01/2003
 NH                         04/08/200                          $39,274.25                  PURCHASE
                            06/01/2002                         7.125                       STANDARD
 038670000                                                     SECOND HOME
 89.26                      LAND                                                           N
 526700307                  $48,000.00                         $229.41                    03/01/2003
                            04/09/200                          $47,856.34                  PURCHASE
 PA
 183430000                  06/01/2002                         5.75                        STANDARD
 79.76                      LAND                               SECOND HOME                 N
 526709506                  $615,000.00                        $3,988.88                  02/01/2003
                            04/17/200                          $609,465.96                 REFINANCE
 IL
 604480000                  06/01/2002                         6.75                        STATED INCOME
 58.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $140,600.00                        $673.71                    03/01/2003
 526721808
 MT                         04/10/200                          $140,599.71                 PURCHASE
 597160000                  06/01/2002                         5.75                        STATED INCOME
 69.98                      LAND                               SECOND HOME                 N
                            $181,610.00                        $1,285.43                  01/01/2003
 526742804
 WA                         05/31/200                          $180,396.44                 PURCHASE
 980230000                  07/01/2002                         7.625                       STANDARD
 97.03                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $66,500.00                         $318.65                    03/01/2003
 526772009
 FL                         04/03/200                          $66,500.00                  PURCHASE
 324590000                  06/01/2002                         5.75                        STANDARD
 35                         LAND                               SECOND HOME                 N
                            $156,317.00                        $988.03                    01/01/2003
 526784004
 MO                         08/09/200                          $155,457.56                 PURCHASE
 630700000                  10/01/2002                         6.5                         STANDARD
 98.1                       PUD                                OWNER OCCUPIED              N

 526805205                  $305,600.00                        $1,457.28                  03/01/2003
 MT                         04/12/200                          $304,128.59                 PURCHASE
                            06/01/2002                         5.75                        STANDARD
 597160000                                                     SECOND HOME
 74.63                      LAND                                                           N
 526814603                  $46,150.00                         $239.96                    05/01/2003
 AL                         04/18/200                          $46,071.03                  REFINANCE
                            06/01/2002                         6.25                        STANDARD
 366060000                                                     SECOND HOME
 61.43                      LAND                                                           N
 526832803                  $161,000.00                        $1,111.99                  02/01/2003
                            04/10/200                          $159,539.22                 REFINANCE
 FL
 331340000                  06/01/2002                         7.375                       STANDARD
 66.53                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
 526833009                  $161,000.00                        $1,111.99                  02/01/2003
                            04/10/200                          $159,539.22                 REFINANCE
 FL
 331340000                  06/01/2002                         7.375                       STANDARD
 68.82                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $82,760.00                         $578.67                    12/01/2002
 526879606
 IL                         04/19/200                          $82,128.24                  PURCHASE
 622460000                  06/01/2002                         7.5                         STANDARD
 98.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $48,000.00                         $230.01                    02/01/2003
 526942305
 NH                         04/29/200                          $47,999.90                  PURCHASE
 032810000                  06/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 526942800                  $138,000.00                        $661.26                    03/01/2003
 TN                         04/08/200                          $137,999.90                 PURCHASE
                            06/01/2002                         5.75                        STANDARD
 370460000                                                     SECOND HOME
 80                         LAND                                                           N
 526981006                  $98,000.00                         $469.59                    03/01/2003
 CO                         07/12/200                          $97,999.93                  PURCHASE
                            09/01/2002                         5.75                        STATED INCOME
 804870000                                                     SECOND HOME
 70                         LAND                                                           N
 527168009                  $59,850.00                         $257.98                    03/01/2003
                            05/17/200                          $49,531.96                  PURCHASE
 PA
 170070000                  07/01/2002                         6.25                        STANDARD
 74.48                      LAND                               SECOND HOME                 N
 527256507                  $72,000.00                         $340.33                    02/01/2003
                            05/29/200                          $71,025.47                  PURCHASE
 CA
 925080000                  07/01/2002                         5.75                        STANDARD
 78.92                      LAND                               SECOND HOME                 N
                            $360,000.00                        $2,216.59                  03/01/2003
 527277701
 NJ                         12/06/200                          $359,315.04                 PURCHASE
 88310000                   02/01/2003                         6.25                        STANDARD
 75.65                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $157,500.00                        $1,008.49                  02/01/2003
 527287403
 TX                         04/15/200                          $156,044.32                 PURCHASE
 750700000                  06/01/2002                         6.625                       FAMILY FIRST DIRECT
 89.25                      PUD                                OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $146,500.00                        $701.98                    03/01/2003
 527307607
 CO                         04/19/200                          $146,500.00                 PURCHASE
 804420000                  06/01/2002                         5.75                        STANDARD
 59.43                      LAND                               SECOND HOME                 N
                            $114,207.00                        $828.09                    02/01/2003
 527546501
 OH                         05/28/200                          $113,305.53                 PURCHASE
 453251008                  07/01/2002                         7.875                       STANDARD
 97.75                      SINGLE FAMILY                      OWNER OCCUPIED              N

 527573802                  $68,500.00                         $606.17                    03/01/2003
 MI                         05/28/200                          $66,466.96                  REFINANCE
                            07/01/2002                         6.75                        FAMILY FIRST DIRECT
 486250000                                                     SECOND HOME
 86.32                      SINGLE FAMILY                                                  N
 527658405                  $125,859.00                        $869.28                    01/01/2003
 OK                         04/25/200                          $124,874.36                 REFINANCE
                            06/01/2002                         7.375                       STREAMLINE
 740080000                                                     OWNER OCCUPIED
 91.63                      SINGLE FAMILY                                                  N
 527659502                  $300,000.00                        $1,920.94                  03/01/2003
                            07/30/200                          $298,116.20                 PURCHASE
 NY
 100210000                  09/01/2002                         6.625                       STANDARD
 42.65                      CO-OP                              SECOND HOME                 N
 527674709                  $300,000.00                        $1,896.21                  03/01/2003
                            12/03/200                          $299,456.11                 REFINANCE
 VT
 054820000                  02/01/2003                         6.5                         STANDARD
 66.55                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $116,725.00                        $766.81                    01/01/2003
 527741300
 PA                         05/17/200                          $115,821.86                 PURCHASE
 180455948                  07/01/2002                         6.875                       STANDARD
 87.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $175,000.00                        $1,179.01                  02/01/2003
 527862403
 MI                         05/21/200                          $173,629.50                 REFINANCE
 480170000                  07/01/2002                         7.125                       STANDARD
 73.95                      SINGLE FAMILY                      OWNER OCCUPIED              N

 527891204                  $71,900.00                         $374.48                    03/01/2003
 MI                         06/17/200                          $71,899.63                  PURCHASE
                            08/01/2002                         6.25                        STANDARD
 497350000                                                     SECOND HOME
 84.59                      LAND                                                           N
 527914600                  $73,650.00                         $641.58                    03/01/2003
 NY                         05/15/200                          $70,092.98                  REFINANCE
                            06/01/2002                         6.5                         SUPER EXPRESS
 138350000                                                     OWNER OCCUPIED
 60.95                      SINGLE FAMILY                                                  N
 527941603                  $239,000.00                        $1,283.01                  03/01/2003
                            05/06/200                          $236,371.92                 PURCHASE
 MI
 483313045                  07/01/2002                         5                           SELECT
 75.76                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 527969208                  $63,000.00                         $328.13                    03/01/2003
                            05/29/200                          $62,999.91                  PURCHASE
 NY
 125720000                  07/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $76,500.00                         $398.44                    02/01/2003
 528002405
 FL                         07/18/200                          $76,500.00                  PURCHASE
 320550000                  09/01/2002                         6.25                        FAMILY FIRST DIRECT
 90                         LAND                               SECOND HOME                 N
                            $100,850.00                        $670.96                    02/01/2003
 528041106
 CT                         06/11/200                          $100,079.26                 PURCHASE
 067560000                  08/01/2002                         7                           STANDARD
 97.72                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $49,500.00                         $257.82                    03/01/2003
 528058506
 PA                         05/23/200                          $49,499.91                  PURCHASE
 184140000                  07/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $107,550.00                        $515.35                    03/01/2003
 528131204
 RI                         05/17/200                          $107,549.91                 PURCHASE
 028790000                  07/01/2002                         5.75                        STANDARD
 79.67                      LAND                               SECOND HOME                 N

 528147309                  $236,000.00                        $1,530.70                  03/01/2003
 MI                         07/05/200                          $234,123.03                 PURCHASE
                            08/01/2002                         6.75                        STANDARD
 483070000                                                     OWNER OCCUPIED
 79.36                      CONDOMINIUM-LOW RISE                                           N
 528153109                  $81,000.00                         $388.13                    02/01/2003
 MI                         05/17/200                          $81,000.00                  REFINANCE
                            07/01/2002                         5.75                        FAMILY FIRST DIRECT
 490910000                                                     SECOND HOME
 50.63                      LAND                                                           N
 528166408                  $145,221.00                        $941.91                    12/01/2002
                            06/20/200                          $144,200.75                 PURCHASE
 TN
 378010000                  08/01/2002                         6.75                        STANDARD
 98.03                      SINGLE FAMILY                      OWNER OCCUPIED              N
 528184708                  $129,000.00                        $1,114.89                  02/01/2003
                            05/14/200                          $125,050.62                 PURCHASE
 FL
 325500000                  07/01/2002                         6.375                       STANDARD
 75.53                      CONDOMINIUM-MID RISE               NON-OWNER OCCUPIED          N
                            $100,300.00                        $480.61                    03/01/2003
 528199201
 CO                         05/21/200                          $100,299.91                 PURCHASE
 804460000                  07/01/2002                         5.75                        STANDARD
 79.98                      LAND                               SECOND HOME                 N
                            $62,550.00                         $311.98                    02/01/2003
 528216807
 FL                         05/29/200                          $59,899.48                  PURCHASE
 334780000                  07/01/2002                         6.25                        STANDARD
 86.19                      LAND                               SECOND HOME                 N

 528256209                  $72,000.00                         $344.83                    03/01/2003
 MI                         05/31/200                          $71,964.30                  PURCHASE
                            07/01/2002                         5.75                        STANDARD
 483730000                                                     SECOND HOME
 64.25                      LAND                                                           N
 528305808                  $136,412.00                        $953.82                    02/01/2003
 CA                         10/31/200                          $136,003.21                 PURCHASE
                            12/01/2002                         7.5                         STANDARD
 933130000                                                     OWNER OCCUPIED
 98.39                      SINGLE FAMILY                                                  N
 528340805                  $40,000.00                         $246.29                    03/01/2003
                            12/12/200                          $39,923.89                  PURCHASE
 IN
 461230000                  02/01/2003                         6.25                        STANDARD
 20.85                      PUD                                OWNER OCCUPIED              N
 528371602                  $175,000.00                        $838.34                    03/01/2003
                            05/30/200                          $174,958.04                 PURCHASE
 CA
 945390000                  07/01/2002                         5.75                        STATED INCOME
 63.62                      LAND                               SECOND HOME                 N
                            $75,000.00                         $621.51                    02/01/2003
 528424609
 NJ                         08/26/200                          $74,179.93                  REFINANCE
 070200000                  10/01/2002                         7.875                       STANDARD
 64.62                      CO-OP                              OWNER OCCUPIED              N
                            $595,000.00                        $3,567.33                  03/01/2003
 528433006
 CA                         08/09/200                          $591,401.29                 PURCHASE
 934600000                  10/01/2002                         6                           STANDARD
 69.58                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $69,220.00                         $331.68                    03/01/2003
 528481401
 CO                         06/05/200                          $69,220.00                  REFINANCE
 812240000                  08/01/2002                         5.75                        STANDARD
 28.84                      LAND                               SECOND HOME                 N
                            $112,500.00                        $585.94                    02/01/2003
 528576101
 MI                         10/16/200                          $112,500.00                 PURCHASE
 487060000                  12/01/2002                         6.25                        FAMILY FIRST DIRECT
 90                         LAND                               SECOND HOME                 N

 528581606                  $175,249.00                        $1,240.41                  01/01/2003
 CO                         06/28/200                          $173,597.29                 PURCHASE
                            08/01/2002                         7.625                       STANDARD
 809060000                                                     OWNER OCCUPIED
 97.68                      SINGLE FAMILY                                                  N
 528588205                  $98,400.00                         $471.51                    03/01/2003
 AZ                         06/10/200                          $98,399.92                  PURCHASE
                            08/01/2002                         5.75                        FAMILY FIRST DIRECT
 853310000                                                     SECOND HOME
 80                         LAND                                                           N
 528615008                  $58,500.00                         $304.69                    02/01/2003
                            05/20/200                          $58,500.00                  PURCHASE
 GA
 314050000                  07/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
 528634504                  $245,000.00                        $1,630.00                  01/01/2003
                            06/28/200                          $243,360.15                 REFINANCE
 GA
 303094225                  08/01/2002                         7                           STANDARD
 64.15                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,650.00                        $602.35                    03/01/2003
 528640600
 AK                         05/30/200                          $115,649.91                 PURCHASE
 995160000                  07/01/2002                         6.25                        STANDARD
 90                         LAND                               OWNER OCCUPIED              N
                            $68,000.00                         $317.81                    04/01/2003
 528655202
 WA                         06/12/200                          $66,325.50                  PURCHASE
 982470000                  08/01/2002                         5.75                        STANDARD
 77.52                      LAND                               SECOND HOME                 N

 528730104                  $132,950.00                        $791.35                    02/01/2003
 FL                         05/31/200                          $132,526.58                 CONSTRUCTION-PERMANENT
                            01/01/2003                         5.875                       STANDARD
 325700000                                                     OWNER OCCUPIED
 94.22                      SINGLE FAMILY                                                  N
 528746001                  $90,500.00                         $775.97                    01/01/2003
 NY                         11/06/200                          $88,852.65                  REFINANCE
                            12/01/2002                         6.25                        SUPER EXPRESS
 117414111                                                     OWNER OCCUPIED
 77.8                       CONDOMINIUM-LOW RISE                                           N
 528775802                  $187,200.00                        $1,324.99                  01/01/2003
                            06/12/200                          $185,949.13                 REFINANCE
 NY
 145590000                  07/01/2002                         7.625                       SUPER EXPRESS
 89.54                      SINGLE FAMILY                      OWNER OCCUPIED              N
 528907108                  $38,700.00                         $201.57                    02/01/2003
                            06/05/200                          $38,699.92                  PURCHASE
 MI
 488220000                  08/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $72,217.00                         $498.79                    02/01/2003
 528926603
 IL                         08/16/200                          $71,882.15                  PURCHASE
 620950000                  10/01/2002                         7.375                       STANDARD
 98.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $490,000.00                        $2,593.13                  03/01/2003
 528942402
 CA                         11/06/200                          $488,185.14                 PURCHASE
 913200000                  01/01/2003                         4.875                       SELECT
 74.43                      PUD                                OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $86,750.00                         $749.74                    03/01/2003
 529121105
 MA                         06/21/200                          $80,460.43                  REFINANCE
 021160000                  08/01/2002                         6.375                       STANDARD
 19.09                      CO-OP                              OWNER OCCUPIED              N
                            $52,087.00                         $395.90                    01/01/2003
 529125809
 PA                         07/26/200                          $51,855.56                  PURCHASE
 191360000                  09/01/2002                         8.375                       STANDARD
 98.9                       SINGLE FAMILY                      OWNER OCCUPIED              N

 529242109                  $78,850.00                         $531.23                    02/01/2003
 MI                         07/01/200                          $78,334.92                  PURCHASE
                            08/01/2002                         7.125                       STANDARD
 496390000                                                     SECOND HOME
 94.46                      SINGLE FAMILY                                                  N
 529251209                  $89,900.00                         $468.23                    03/01/2003
 TX                         06/12/200                          $89,900.00                  PURCHASE
                            08/01/2002                         6.25                        STANDARD
 760280000                                                     SECOND HOME
 89.99                      LAND                                                           N
 529262909                  $43,650.00                         $223.78                    03/01/2003
                            06/21/200                          $42,889.54                  PURCHASE
 TX
 773550000                  08/01/2002                         6.25                        FAMILY FIRST DIRECT
 88.43                      LAND                               SECOND HOME                 N
 529281701                  $125,530.00                        $835.16                    01/01/2003
                            06/20/200                          $124,689.33                 PURCHASE
 UT
 846010000                  08/01/2002                         7                           STANDARD
 97.96                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,090.00                        $765.70                    02/01/2003
 529297707
 NY                         06/26/200                          $114,319.68                 PURCHASE
 130900000                  08/01/2002                         7                           STANDARD
 98.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $223,900.00                        $1,236.39                  02/01/2003
 529353609
 MI                         06/27/200                          $221,813.65                 PURCHASE
 480440000                  08/01/2002                         5.25                        RELOCATION
 79.34                      SINGLE FAMILY                      OWNER OCCUPIED              N

 529355703                  $240,000.00                        $1,249.21                  02/01/2003
 NY                         07/11/200                          $239,848.04                 PURCHASE
                            09/01/2002                         6.25                        STANDARD
 128660000                                                     SECOND HOME
 79.95                      LAND                                                           N
 529430704                  $77,355.00                         $402.90                    03/01/2003
 AK                         07/24/200                          $77,354.73                  PURCHASE
                            09/01/2002                         6.25                        STANDARD
 995160000                                                     SECOND HOME
 90                         LAND                                                           N
 529436107                  $170,400.00                        $816.51                    02/01/2003
                            06/21/200                          $170,399.92                 PURCHASE
 CO
 804460000                  08/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
 529481301                  $64,620.00                         $435.36                    03/01/2003
                            07/12/200                          $64,235.92                  PURCHASE
 CO
 808170000                  09/01/2002                         7.125                       STANDARD
 91.05                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $284,900.00                        $1,365.15                  03/01/2003
 529576100
 CO                         06/28/200                          $284,900.00                 PURCHASE
 804430000                  08/01/2002                         5.75                        STANDARD
 74.99                      LAND                               SECOND HOME                 N
                            $41,850.00                         $257.68                    03/01/2003
 529582306
 VA                         07/18/200                          $41,436.64                  PURCHASE
 229630000                  09/01/2002                         6.25                        STANDARD
 89.11                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $163,821.00                        $1,048.97                  03/01/2003
 529824203
 TX                         07/05/200                          $162,792.12                 PURCHASE
 762100000                  09/01/2002                         6.625                       STANDARD
 92.47                      PUD                                OWNER OCCUPIED              N
                            $66,900.00                         $320.57                    02/01/2003
 529832206
 MA                         07/08/200                          $66,899.93                  PURCHASE
 027430000                  09/01/2002                         5.75                        STANDARD
 76.98                      LAND                               SECOND HOME                 N

 529925000                  $106,000.00                        $507.92                    03/01/2003
 CO                         08/30/200                          $106,000.00                 PURCHASE
                            10/01/2002                         5.75                        STANDARD
 804780000                                                     SECOND HOME
 80                         LAND                                                           N
 530087907                  $273,950.00                        $1,868.83                  02/01/2003
 UT                         07/12/200                          $272,332.58                 REFINANCE
                            09/01/2002                         7.25                        SUPER EXPRESS
 840600000                                                     NON-OWNER OCCUPIED
 79.29                      CONDOMINIUM-LOW RISE                                           N
 530179605                  $118,400.00                        $767.95                    02/01/2003
                            07/08/200                          $117,674.20                 REFINANCE
 IN
 460320000                  09/01/2002                         6.75                        SUPER EXPRESS
 79.58                      SINGLE FAMILY                      OWNER OCCUPIED              N
 530230606                  $108,800.00                        $520.18                    02/01/2003
                            07/15/200                          $108,560.18                 PURCHASE
 CO
 804780000                  09/01/2002                         5.75                        STANDARD
 79.82                      LAND                               SECOND HOME                 N
                            $63,900.00                         $332.27                    03/01/2003
 530240407
 FL                         07/16/200                          $63,777.78                  PURCHASE
 334780000                  09/01/2002                         6.25                        STANDARD
 89.83                      LAND                               SECOND HOME                 N
                            $97,200.00                         $622.39                    03/01/2003
 530316108
 TX                         07/22/200                          $96,589.61                  PURCHASE
 785010000                  09/01/2002                         6.625                       NO INCOME/NO ASSET
 89.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 530367002                  $102,600.00                        $656.96                    03/01/2003
 NJ                         07/26/200                          $101,711.77                 PURCHASE
                            09/01/2002                         6.625                       STANDARD
 077160000                                                     OWNER OCCUPIED
 94.11                      SINGLE FAMILY                                                  N
 530377902                  $62,950.00                         $301.27                    02/01/2003
 CO                         07/31/200                          $62,872.86                  REFINANCE
                            09/01/2002                         5.75                        STANDARD
 814320000                                                     OWNER OCCUPIED
 64.16                      LAND                                                           N
 530450501                  $38,400.00                         $184.01                    03/01/2003
                            08/16/200                          $38,399.94                  PURCHASE
 NH
 033030000                  10/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
 530455104                  $375,300.00                        $2,160.44                  03/01/2003
                            08/30/200                          $372,864.29                 REFINANCE
 MI
 481670000                  10/01/2002                         5.625                       STANDARD
 54.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $40,000.00                         $189.73                    03/01/2003
 530519305
 VT                         08/08/200                          $39,595.06                  PURCHASE
 054610000                  10/01/2002                         5.75                        STANDARD
 79.19                      LAND                               SECOND HOME                 N
                            $68,000.00                         $325.84                    03/01/2003
 530559707
 NH                         08/15/200                          $67,999.94                  PURCHASE
 038200000                  10/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $171,800.00                        $823.05                    03/01/2003
 530585108
 CA                         08/09/200                          $171,765.96                 REFINANCE
 926510000                  10/01/2002                         5.75                        STANDARD
 42.94                      LAND                               SECOND HOME                 N
                            $58,700.00                         $262.52                    03/01/2003
 530587005
 CO                         07/19/200                          $54,786.04                  REFINANCE
 804770000                  09/01/2002                         5.75                        STANDARD
 24.9                       LAND                               SECOND HOME                 N

 530647007                  $100,000.00                        $479.07                    02/01/2003
 CO                         08/19/200                          $99,980.79                  PURCHASE
                            10/01/2002                         5.75                        STANDARD
 801070000                                                     OWNER OCCUPIED
 79.41                      LAND                                                           N
 530690304                  $116,014.00                        $733.29                    02/01/2003
 ID                         10/04/200                          $115,575.82                 REFINANCE
                            12/01/2002                         6.5                         STREAMLINE
 836510000                                                     OWNER OCCUPIED
 90.38                      SINGLE FAMILY                                                  N
 530737501                  $157,200.00                        $917.38                    03/01/2003
                            10/24/200                          $156,538.74                 PURCHASE
 AZ
 850160000                  12/01/2002                         5.75                        STANDARD
 79.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
 530763903                  $128,250.00                        $842.52                    02/01/2003
                            07/19/200                          $127,002.92                 REFINANCE
 IL
 601370000                  08/01/2002                         6.875                       STREAMLINE
 94.16                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $117,600.00                        $733.68                    02/01/2003
 530778307
 MI                         12/24/200                          $117,381.56                 REFINANCE
 480750000                  02/01/2003                         6.375                       STANDARD
 79.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $85,500.00                         $445.32                    02/01/2003
 530815802
 CO                         08/05/200                          $85,499.94                  PURCHASE
 805500000                  10/01/2002                         6.25                        STANDARD
 90                         LAND                               OWNER OCCUPIED              N

 530832500                  $56,000.00                         $268.34                    03/01/2003
 TX                         07/25/200                          $55,999.93                  PURCHASE
                            09/01/2002                         5.75                        STANDARD
 760170000                                                     SECOND HOME
 80                         LAND                                                           N
 530888502                  $124,747.00                        $788.49                    01/01/2003
 AZ                         08/26/200                          $123,095.40                 REFINANCE
                            10/01/2002                         6.5                         STREAMLINE
 850440000                                                     OWNER OCCUPIED
 102.87                     SINGLE FAMILY                                                  N
 530892900                  $41,600.00                         $194.04                    03/01/2003
                            08/26/200                          $40,495.18                  PURCHASE
 NH
 032440000                  10/01/2002                         5.75                        STANDARD
 77.88                      LAND                               SECOND HOME                 N
 531021608                  $50,320.00                         $241.12                    02/01/2003
                            07/31/200                          $50,320.00                  PURCHASE
 UT
 843170000                  09/01/2002                         5.75                        STANDARD
 80                         LAND                               OWNER OCCUPIED              N
                            $196,125.00                        $1,272.07                  02/01/2003
 531027407
 NY                         10/19/200                          $195,440.90                 REFINANCE
 114130000                  12/01/2002                         6.75                        STREAMLINE
 100.94                     2-4 FAMILY                         OWNER OCCUPIED              N
                            $101,250.00                        $527.35                    02/01/2003
 531062909
 PA                         08/13/200                          $101,249.94                 PURCHASE
 184280000                  10/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $200,000.00                        $1,742.22                  02/01/2003
 531065803
 NY                         10/28/200                          $197,342.96                 REFINANCE
 112364136                  12/01/2002                         6.5                         STANDARD
 70.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $83,250.00                         $433.60                    03/01/2003
 531083608
 CO                         08/23/200                          $83,249.94                  PURCHASE
 804870000                  10/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N

 531124709                  $73,100.00                         $380.42                    03/01/2003
 MT                         10/18/200                          $73,021.36                  PURCHASE
                            12/01/2002                         6.25                        STANDARD
 599370000                                                     SECOND HOME
 89.9                       LAND                                                           N
 531140309                  $115,500.00                        $646.77                    04/01/2003
 MI                         08/13/200                          $114,714.69                 REFINANCE
                            10/01/2002                         5.375                       FAMILY FIRST DIRECT
 483460000                                                     OWNER OCCUPIED
 70.3                       SINGLE FAMILY                                                  N
 531243004                  $339,094.00                        $1,952.02                  02/01/2003
                            08/29/200                          $336,893.25                 REFINANCE
 IL
 606570000                  10/01/2002                         5.625                       STANDARD
 75.79                      PUD                                OWNER OCCUPIED              N
 531277309                  $88,000.00                         $421.67                    02/01/2003
                            07/30/200                          $88,000.00                  PURCHASE
 TX
 774780000                  09/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $730,000.00                        $6,259.19                  03/01/2003
 531298404
 NY                         11/04/200                          $722,590.22                 REFINANCE
 106050000                  01/01/2003                         6.25                        STANDARD
 65.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $44,000.00                         $260.28                    03/01/2003
 531423002
 VA                         08/23/200                          $43,727.51                  PURCHASE
 225530000                  10/01/2002                         5.875                       STANDARD
 79.5                       LAND                               SECOND HOME                 N

 531484509                  $60,000.00                         $263.22                    02/01/2003
 TX                         08/23/200                          $54,931.91                  PURCHASE
                            10/01/2002                         5.75                        STANDARD
 780230000                                                     OWNER OCCUPIED
 72.28                      LAND                                                           N
 531494805                  $260,350.00                        $1,247.52                  03/01/2003
 CA                         09/13/200                          $260,349.95                 REFINANCE
                            11/01/2002                         5.75                        STANDARD
 944030000                                                     SECOND HOME
 26.03                      LAND                                                           N
 531527208                  $49,050.00                         $254.31                    04/01/2003
                            08/23/200                          $48,825.84                  PURCHASE
 MT
 599010000                  10/01/2002                         6.25                        STANDARD
 89.59                      LAND                               SECOND HOME                 N
 531537009                  $77,600.00                         $362.18                    03/01/2003
                            08/20/200                          $75,535.12                  PURCHASE
 NY
 125080000                  10/01/2002                         5.75                        STANDARD
 77.87                      LAND                               SECOND HOME                 N
                            $93,150.00                         $786.06                    02/01/2003
 531548402
 PA                         09/12/200                          $91,532.36                  REFINANCE
 193350000                  11/01/2002                         6                           STANDARD
 63.35                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $161,000.00                        $926.81                    02/01/2003
 531591907
 MI                         09/25/200                          $160,045.54                 REFINANCE
 483710000                  11/01/2002                         5.625                       STANDARD
 78.16                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $275,000.00                        $2,246.98                  03/01/2003
 531601201
 CA                         08/15/200                          $264,953.75                 REFINANCE
 906050000                  10/01/2002                         5.5                         STANDARD
 45.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $205,950.00                        $1,185.57                  02/01/2003
 531602100
 MI                         09/23/200                          $204,838.73                 REFINANCE
 483750000                  11/01/2002                         5.625                       STREAMLINE
 63.1                       SINGLE FAMILY                      OWNER OCCUPIED              N

 531717700                  $224,400.00                        $1,418.37                  02/01/2003
 MI                         09/09/200                          $223,166.19                 REFINANCE
                            10/01/2002                         6.5                         STANDARD
 480850000                                                     OWNER OCCUPIED
 79.63                      SINGLE FAMILY                                                  N
 531749208                  $80,000.00                         $512.25                    02/01/2003
 NY                         11/11/200                          $79,787.09                  REFINANCE
                            01/01/2003                         6.625                       STANDARD
 105300000                                                     OWNER OCCUPIED
 24.2                       SINGLE FAMILY                                                  N
 531799203                  $241,000.00                        $1,312.22                  02/01/2003
                            09/03/200                          $239,573.12                 REFINANCE
 MI
 480690000                  11/01/2002                         5.125                       STANDARD
 73.35                      SINGLE FAMILY                      OWNER OCCUPIED              N
 531937407                  $69,000.00                         $290.47                    03/01/2003
                            08/24/200                          $60,311.13                  PURCHASE
 PA
 184380000                  10/01/2002                         5.75                        STANDARD
 55.33                      LAND                               SECOND HOME                 N
                            $190,400.00                        $912.34                    03/01/2003
 531942506
 VA                         11/15/200                          $190,399.97                 PURCHASE
 229010000                  01/01/2003                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $220,000.00                        $1,841.67                  02/01/2003
 531953602
 NY                         10/24/200                          $216,919.12                 REFINANCE
 103062106                  12/01/2002                         5.875                       STANDARD
 75.07                      SINGLE FAMILY                      OWNER OCCUPIED              N

 532018108                  $63,000.00                         $307.24                    03/01/2003
 FL                         08/09/200                          $58,989.57                  PURCHASE
                            10/01/2002                         6.25                        STANDARD
 325050000                                                     SECOND HOME
 84.27                      LAND                                                           N
 532062502                  $170,000.00                        $1,411.70                  03/01/2003
 NJ                         08/28/200                          $166,374.11                 REFINANCE
                            10/01/2002                         5.75                        FAMILY FIRST DIRECT
 070130000                                                     OWNER OCCUPIED
 65.76                      SINGLE FAMILY                                                  N
 532064805                  $178,700.00                        $1,495.94                  02/01/2003
                            10/24/200                          $175,793.56                 REFINANCE
 NY
 125820000                  12/01/2002                         5.875                       STANDARD
 71.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
 532067303                  $64,800.00                         $303.86                    03/01/2003
                            09/04/200                          $63,217.73                  PURCHASE
 WY
 825200000                  11/01/2002                         5.75                        STANDARD
 78.05                      LAND                               SECOND HOME                 N
                            $245,250.00                        $1,450.75                  03/01/2003
 532114907
 CA                         08/30/200                          $243,473.75                 REFINANCE
 902500000                  09/01/2002                         5.875                       SUPER EXPRESS
 72.68                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $107,000.00                        $917.45                    03/01/2003
 532216405
 MI                         10/04/200                          $104,763.29                 REFINANCE
 482360000                  11/01/2002                         6.25                        SUPER EXPRESS
 54.56                      2-4 FAMILY                         NON-OWNER OCCUPIED          N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $157,700.00                        $1,352.16                  03/01/2003
 532222502
 MI                         10/04/200                          $154,675.42                 REFINANCE
 482301716                  11/01/2002                         6.25                        SUPER EXPRESS
 67.25                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $57,500.00                         $273.05                    02/01/2003
 532301603
 CO                         08/23/200                          $56,984.73                  PURCHASE
 804420000                  10/01/2002                         5.75                        STANDARD
 61.61                      LAND                               SECOND HOME                 N

 532306800                  $180,000.00                        $862.51                    03/01/2003
 CO                         10/31/200                          $179,999.97                 PURCHASE
                            01/01/2003                         5.75                        STANDARD
 814320000                                                     SECOND HOME
 80                         LAND                                                           N
 532313707                  $362,050.00                        $2,318.25                  02/01/2003
 PA                         08/21/200                          $359,501.78                 REFINANCE
                            10/01/2002                         6.625                       STREAMLINE
 170550000                                                     OWNER OCCUPIED
 75.75                      SINGLE FAMILY                                                  N
 532324605                  $71,000.00                         $340.21                    02/01/2003
                            09/23/200                          $71,000.00                  REFINANCE
 AK
 995020000                  11/01/2002                         5.75                        STANDARD
 71                         LAND                               SECOND HOME                 N
 532508702                  $40,500.00                         $210.94                    03/01/2003
                            09/19/200                          $40,500.00                  PURCHASE
 MT
 599030000                  11/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $116,919.00                        $986.65                    03/01/2003
 532518107
 IL                         10/08/200                          $113,987.26                 REFINANCE
 601940000                  11/01/2002                         6                           STREAMLINE
 90.11                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $187,000.00                        $1,291.57                  01/01/2003
 532629805
 NY                         11/08/200                          $186,425.54                 REFINANCE
 117840000                  12/01/2002                         7.375                       SUPER EXPRESS
 79.45                      SINGLE FAMILY                      SECOND HOME                 N

 532637600                  $113,200.00                        $541.30                    03/01/2003
 MT                         09/13/200                          $112,907.20                 PURCHASE
                            11/01/2002                         5.75                        STANDARD
 598600000                                                     SECOND HOME
 79.79                      LAND                                                           N
 532641404                  $90,000.00                         $468.63                    02/01/2003
 UT                         09/24/200                          $89,976.44                  PURCHASE
                            11/01/2002                         6.25                        STANDARD
 843100000                                                     SECOND HOME
 89.98                      LAND                                                           N
 532659703                  $279,000.00                        $2,316.85                  02/01/2003
                            08/30/200                          $272,760.31                 REFINANCE
 NY
 103140000                  10/01/2002                         5.75                        SUPER EXPRESS
 71.11                      2-4 FAMILY                         OWNER OCCUPIED              N
 532661600                  $440,000.00                        $3,772.67                  02/01/2003
                            10/10/200                          $433,364.53                 REFINANCE
 NY
 109560000                  12/01/2002                         6.25                        STANDARD
 70.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $99,600.00                         $864.51                    03/01/2003
 532734803
 MI                         10/03/200                          $97,493.93                  REFINANCE
 480930000                  12/01/2002                         5.75                        SUPER EXPRESS
 71.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $46,800.00                         $243.75                    03/01/2003
 532754108
 CO                         08/30/200                          $46,800.00                  PURCHASE
 804700000                  10/01/2002                         6.25                        STANDARD
 90                         LAND                               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $250,000.00                        $1,197.92                  04/01/2003
 532764701
 CO                         08/16/200                          $250,000.00                 PURCHASE
 804240000                  10/01/2002                         5.75                        STANDARD
 50.2                       LAND                               SECOND HOME                 N
                            $120,000.00                        $681.35                    02/01/2003
 532812203
 PA                         09/06/200                          $119,281.70                 PURCHASE
 191460000                  11/01/2002                         5.5                         STANDARD
 79.61                      SINGLE FAMILY                      OWNER OCCUPIED              N

 532863800                  $120,000.00                        $575.01                    04/01/2003
 CO                         08/29/200                          $119,999.94                 REFINANCE
                            10/01/2002                         5.75                        STANDARD
 805250000                                                     OWNER OCCUPIED
 80                         LAND                                                           N
 532865201                  $76,000.00                         $364.17                    02/01/2003
 TX                         08/27/200                          $76,000.00                  PURCHASE
                            10/01/2002                         5.75                        STANDARD
 760340000                                                     SECOND HOME
 79.17                      LAND                                                           N
 532889201                  $37,800.00                         $196.88                    03/01/2003
                            08/29/200                          $37,799.94                  PURCHASE
 CO
 815210000                  10/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
 532908704                  $40,500.00                         $210.94                    03/01/2003
                            10/11/200                          $40,500.00                  PURCHASE
 NY
 125710000                  12/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $240,000.00                        $1,362.70                  02/01/2003
 532920204
 MD                         09/24/200                          $238,674.41                 PURCHASE
 212100000                  11/01/2002                         5.5                         STANDARD
 79.65                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $208,100.00                        $997.15                    03/01/2003
 532925807
 CO                         10/01/200                          $208,100.00                 PURCHASE
 804470000                  12/01/2002                         5.75                        STANDARD
 74.99                      LAND                               SECOND HOME                 N

 532945201                  $115,650.00                        $999.51                    03/01/2003
 NY                         10/21/200                          $111,343.72                 REFINANCE
                            12/01/2002                         6.375                       SUPER EXPRESS
 104724736                                                     NON-OWNER OCCUPIED
 37.74                      2-4 FAMILY                                                     N
 532978509                  $83,200.00                         $696.49                    03/01/2003
 NY                         12/09/200                          $81,743.06                  REFINANCE
                            01/01/2003                         5.875                       SUPER EXPRESS
 129010000                                                     OWNER OCCUPIED
 81.74                      CONDOMINIUM-LOW RISE                                           N
 532991106                  $53,600.00                         $254.92                    02/01/2003
                            09/13/200                          $53,199.99                  PURCHASE
 CO
 804470000                  11/01/2002                         5.75                        STANDARD
 79.4                       LAND                               OWNER OCCUPIED              N
 533009304                  $46,400.00                         $222.34                    02/01/2003
                            08/30/200                          $46,399.94                  PURCHASE
 CO
 804460000                  10/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $145,600.00                        $826.71                    02/01/2003
 533013603
 CO                         09/30/200                          $144,958.09                 REFINANCE
 805010000                  12/01/2002                         5.5                         STANDARD
 79.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $216,000.00                        $1,226.43                  03/01/2003
 533071700
 NY                         10/22/200                          $212,295.55                 REFINANCE
 144350000                  12/01/2002                         5.5                         STREAMLINE
 73.21                      2-4 FAMILY                         OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $74,500.00                         $501.93                    02/01/2003
 533073003
 OH                         11/12/200                          $74,302.36                  REFINANCE
 452240000                  01/01/2003                         7.125                       STANDARD
 66.4                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $191,000.00                        $1,560.63                  03/01/2003
 533091104
 NY                         10/25/200                          $188,209.04                 REFINANCE
 140329331                  12/01/2002                         5.5                         SELECT
 60.71                      SINGLE FAMILY                      OWNER OCCUPIED              N

 533115507                  $63,200.00                         $302.84                    03/01/2003
 CO                         08/30/200                          $63,199.94                  PURCHASE
                            10/01/2002                         5.75                        STANDARD
 804650000                                                     OWNER OCCUPIED
 80                         LAND                                                           N
 533153003                  $450,000.00                        $2,626.08                  03/01/2003
 OH                         10/14/200                          $448,107.13                 REFINANCE
                            12/01/2002                         5.75                        STANDARD
 443330000                                                     OWNER OCCUPIED
 75.95                      SINGLE FAMILY                                                  N
 533158804                  $96,881.00                         $791.60                    02/01/2003
                            11/04/200                          $95,833.52                  REFINANCE
 NY
 140670000                  01/01/2003                         5.5                         STREAMLINE
 87.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
 533167904                  $79,200.00                         $663.00                    03/01/2003
                            10/09/200                          $78,038.60                  REFINANCE
 NY
 128280000                  12/01/2002                         5.875                       SUPER EXPRESS
 84.82                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $71,400.00                         $602.52                    02/01/2003
 533178109
 MI                         12/05/200                          $70,907.73                  REFINANCE
 486010000                  02/01/2003                         6                           SUPER EXPRESS
 76.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $110,600.00                        $529.96                    02/01/2003
 533197109
 MT                         11/05/200                          $110,600.00                 PURCHASE
 599370000                  01/01/2003                         5.75                        STANDARD
 70                         LAND                               SECOND HOME                 N

 533215505                  $176,000.00                        $770.00                    03/01/2003
 CA                         12/12/200                          $176,000.00                 REFINANCE
                            02/01/2003                         5.25                        STANDARD
 961600000                                                     SECOND HOME
 44                         LAND                                                           N
 533236600                  $168,000.00                        $805.01                    03/01/2003
 MT                         09/13/200                          $167,999.95                 PURCHASE
                            11/01/2002                         5.75                        STANDARD
 590470000                                                     SECOND HOME
 80                         LAND                                                           N
 533333902                  $300,700.00                        $1,778.76                  03/01/2003
                            10/28/200                          $299,464.64                 REFINANCE
 NY
 113700000                  12/01/2002                         5.875                       STANDARD
 77.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
 533360103                  $44,900.00                         $196.44                    02/01/2003
                            11/20/200                          $44,900.00                  PURCHASE
 TX
 751730000                  01/01/2003                         5.25                        FAMILY FIRST DIRECT
 89.98                      LAND                               OWNER OCCUPIED              N
                            $80,400.00                         $576.02                    03/01/2003
 533372801
 PA                         11/06/200                          $79,698.69                  REFINANCE
 194030000                  12/01/2002                         6                           FAMILY FIRST DIRECT
 51.42                      PUD                                OWNER OCCUPIED              N
                            $100,000.00                        $479.17                    03/01/2003
 533378501
 CO                         09/27/200                          $100,000.00                 PURCHASE
 801340000                  11/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $71,000.00                         $599.14                    02/01/2003
 533382701
 MI                         10/03/200                          $70,016.09                  REFINANCE
 482230000                  12/01/2002                         6                           SUPER EXPRESS
 66.92                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $377,900.00                        $2,388.59                  03/01/2003
 533383501
 MI                         10/04/200                          $375,967.16                 REFINANCE
 480450000                  12/01/2002                         6.5                         SELECT
 65.39                      SINGLE FAMILY                      OWNER OCCUPIED              N

 533390100                  $136,000.00                        $882.10                    03/01/2003
 MI                         10/10/200                          $135,447.23                 REFINANCE
                            12/01/2002                         6.75                        STANDARD
 481850000                                                     OWNER OCCUPIED
 79.67                      CONDOMINIUM-LOW RISE                                           N
 533391405                  $202,000.00                        $967.76                    03/01/2003
 MI                         08/29/200                          $201,965.02                 REFINANCE
                            10/01/2002                         5.75                        SELECT
 497700000                                                     SECOND HOME
 74.8                       LAND                                                           N
 533414207                  $230,000.00                        $1,453.76                  02/01/2003
                            09/26/200                          $228,949.04                 REFINANCE
 NY
 105660000                  11/01/2002                         6.5                         STANDARD
 66.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
 533424008                  $186,700.00                        $1,378.28                  03/01/2003
                            12/17/200                          $185,925.05                 REFINANCE
 NY
 125330000                  02/01/2003                         6.375                       SUPER EXPRESS
 82.27                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $91,950.00                         $769.74                    02/01/2003
 533427506
 NY                         09/23/200                          $90,336.45                  REFINANCE
 117101310                  11/01/2002                         5.875                       STANDARD
 28.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $522,000.00                        $2,441.42                  02/01/2003
 533451803
 CO                         09/26/200                          $509,514.36                 REFINANCE
 805360000                  11/01/2002                         5.75                        STANDARD
 63.69                      LAND                               OWNER OCCUPIED              N

 533513602                  $56,500.00                         $442.30                    03/01/2003
 NH                         11/07/200                          $56,040.51                  REFINANCE
                            01/01/2003                         7.125                       SUPER EXPRESS
 038430000                                                     NON-OWNER OCCUPIED
 59.62                      CONDOMINIUM-LOW RISE                                           N
 533551008                  $154,000.00                        $1,680.86                  02/01/2003
 NY                         11/14/200                          $151,090.39                 REFINANCE
                            01/01/2003                         5.625                       STREAMLINE
 145340000                                                     OWNER OCCUPIED
 55.29                      SINGLE FAMILY                                                  N
 533574000                  $354,800.00                        $1,700.09                  03/01/2003
                            10/21/200                          $354,799.96                 REFINANCE
 CA
 951380000                  12/01/2002                         5.75                        STANDARD
 34.96                      LAND                               SECOND HOME                 N
 533574901                  $60,000.00                         $287.44                    03/01/2003
                            09/20/200                          $59,974.91                  PURCHASE
 MT
 599200000                  11/01/2002                         5.75                        STANDARD
 74.97                      LAND                               SECOND HOME                 N
                            $151,950.00                        $724.26                    03/01/2003
 533580601
 CO                         09/25/200                          $150,986.64                 REFINANCE
 804700000                  11/01/2002                         5.75                        STANDARD
 64.25                      LAND                               SECOND HOME                 N
                            $130,300.00                        $845.13                    02/01/2003
 533598405
 NE                         10/11/200                          $129,847.43                 REFINANCE
 681540000                  12/01/2002                         6.75                        STANDARD
 86.64                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $500,000.00                        $3,160.35                  03/01/2003
 533606604
 NJ                         10/30/200                          $498,177.19                 REFINANCE
 074240000                  12/01/2002                         6.5                         STANDARD
 52.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $109,091.00                        $950.30                    02/01/2003
 533713301
 NY                         10/29/200                          $107,634.64                 REFINANCE
 117843012                  12/01/2002                         6.5                         STREAMLINE
 87.8                       SINGLE FAMILY                      OWNER OCCUPIED              N

 533739108                  $205,000.00                        $1,702.35                  03/01/2003
 VT                         10/28/200                          $196,872.92                 REFINANCE
                            12/01/2002                         5.75                        SELECT
 58550000                                                      OWNER OCCUPIED
 32.81                      SINGLE FAMILY                                                  N
 533774600                  $228,000.00                        $1,422.43                  02/01/2003
 CT                         11/18/200                          $227,363.09                 REFINANCE
                            01/01/2003                         6.375                       STANDARD
 068120000                                                     OWNER OCCUPIED
 56.19                      SINGLE FAMILY                                                  N
 533775102                  $206,100.00                        $1,170.22                  02/01/2003
                            09/20/200                          $203,128.65                 REFINANCE
 IN
 460380000                  11/01/2002                         5.5                         STREAMLINE
 67.79                      SINGLE FAMILY                      OWNER OCCUPIED              N
 533828802                  $90,800.00                         $573.92                    03/01/2003
                            09/26/200                          $82,341.76                  PURCHASE
 OH
 446990000                  11/01/2002                         6.5                         STANDARD
 72.55                      SINGLE FAMILY                      SECOND HOME                 N
                            $117,000.00                        $987.32                    02/01/2003
 533834305
 IL                         10/25/200                          $113,587.54                 REFINANCE
 601740000                  12/01/2002                         6                           STANDARD
 56.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $36,500.00                         $215.92                    02/01/2003
 533858502
 MI                         11/22/200                          $36,385.85                  REFINANCE
 489100000                  01/01/2003                         5.875                       STANDARD
 38.34                      SINGLE FAMILY                      OWNER OCCUPIED              N

 533860508                  $104,900.00                        $471.18                    03/01/2003
 CO                         09/16/200                          $97,804.84                  PURCHASE
                            11/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 41.99                      LAND                                                           N
 533862009                  $122,500.00                        $586.98                    02/01/2003
 CO                         10/15/200                          $122,500.00                 PURCHASE
                            12/01/2002                         5.75                        STATED INCOME
 812250000                                                     SECOND HOME
 70                         LAND                                                           N
 533880100                  $84,400.00                         $526.55                    03/01/2003
                            10/25/200                          $84,084.80                  REFINANCE
 MI
 481010000                  12/01/2002                         6.375                       STANDARD
 45.95                      SINGLE FAMILY                      OWNER OCCUPIED              N
 533889903                  $77,681.00                         $484.63                    03/01/2003
                            10/21/200                          $77,390.90                  PURCHASE
 MI
 486400000                  12/01/2002                         6.375                       STANDARD
 98.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $51,900.00                         $248.44                    03/01/2003
 533905006
 CO                         09/27/200                          $51,848.69                  PURCHASE
 814320000                  11/01/2002                         5.75                        STANDARD
 79.89                      LAND                               OWNER OCCUPIED              N
                            $522,700.00                        $5,835.91                  03/01/2003
 533907606
 NY                         10/24/200                          $509,930.81                 REFINANCE
 128040000                  12/01/2002                         6.125                       SELECT
 33.68                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $42,600.00                         $365.27                    03/01/2003
 533911202
 IA                         09/24/200                          $40,865.04                  REFINANCE
 507010000                  11/01/2002                         6.25                        STANDARD
 40.87                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $100,000.00                        $479.17                    03/01/2003
 533916102
 CA                         09/27/200                          $100,000.00                 PURCHASE
 934460000                  11/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 533953105                  $144,000.00                        $910.18                    02/01/2003
 AL                         09/09/200                          $143,342.01                 REFINANCE
                            11/01/2002                         6.5                         SUPER EXPRESS
 354050000                                                     OWNER OCCUPIED
 79.71                      SINGLE FAMILY                                                  N
 533996807                  $150,000.00                        $1,225.63                  03/01/2003
 FL                         10/02/200                          $147,832.64                 REFINANCE
                            12/01/2002                         5.5                         SUPER EXPRESS
 334370000                                                     OWNER OCCUPIED
 78.63                      PUD                                                            N
 534006101                  $39,200.00                         $187.84                    03/01/2003
                            09/18/200                          $39,199.95                  PURCHASE
 AZ
 864030000                  11/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
 534017009                  $112,000.00                        $536.54                    04/01/2003
                            09/11/200                          $111,973.04                 PURCHASE
 CO
 804030000                  11/01/2002                         5.75                        STANDARD
 79.98                      LAND                               SECOND HOME                 N
                            $167,200.00                        $1,043.12                  02/01/2003
 534029400
 NY                         10/23/200                          $166,575.57                 REFINANCE
 117720000                  12/01/2002                         6.375                       SUPER EXPRESS
 79.4                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $152,000.00                        $728.34                    03/01/2003
 534045109
 NH                         10/04/200                          $151,999.96                 PURCHASE
 033030000                  12/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 534082706                  $180,850.00                        $1,233.72                  02/01/2003
 MI                         10/18/200                          $180,280.53                 PURCHASE
                            12/01/2002                         7.25                        STANDARD
 481760000                                                     OWNER OCCUPIED
 98.06                      SINGLE FAMILY                                                  N
 534087705                  $58,500.00                         $304.69                    03/01/2003
 OR                         09/23/200                          $58,500.00                  PURCHASE
                            11/01/2002                         6.25                        STANDARD
 973510000                                                     SECOND HOME
 90                         LAND                                                           N
 534109202                  $139,000.00                        $1,144.99                  03/01/2003
                            09/24/200                          $133,933.93                 REFINANCE
 MS
 390470000                  11/01/2002                         5.625                       SUPER EXPRESS
 68.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
 534124607                  $207,850.00                        $1,726.01                  03/01/2003
                            09/27/200                          $204,164.53                 REFINANCE
 NY
 115813048                  11/01/2002                         5.75                        STANDARD
 40.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $187,950.00                        $1,157.25                  03/01/2003
 534174800
 TX                         10/11/200                          $187,231.04                 REFINANCE
 782290000                  12/01/2002                         6.25                        STANDARD
 78.01                      PUD                                OWNER OCCUPIED              N
                            $170,250.00                        $1,413.78                  02/01/2003
 534204102
 CT                         10/11/200                          $167,828.65                 REFINANCE
 67765434                   12/01/2002                         5.75                        SUPER EXPRESS
 51.04                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $102,046.00                        $881.94                    02/01/2003
 534258108
 NY                         10/28/200                          $100,540.90                 REFINANCE
 115533441                  12/01/2002                         6.375                       STREAMLINE
 85.5                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $63,000.00                         $324.64                    03/01/2003
 534310800
 UT                         09/23/200                          $62,330.11                  PURCHASE
 847700000                  11/01/2002                         6.25                        STANDARD
 89.04                      LAND                               SECOND HOME                 N

 534338009                  $118,300.00                        $747.74                    02/01/2003
 IN                         10/01/200                          $117,759.43                 REFINANCE
                            11/01/2002                         6.5                         SUPER EXPRESS
 468040000                                                     OWNER OCCUPIED
 87.96                      SINGLE FAMILY                                                  N
 534340708                  $161,456.00                        $1,319.24                  03/01/2003
 UT                         10/24/200                          $158,405.93                 REFINANCE
                            12/01/2002                         5.5                         STREAMLINE
 840150000                                                     OWNER OCCUPIED
 88                         SINGLE FAMILY                                                  N
 534369509                  $218,400.00                        $1,274.53                  03/01/2003
                            10/03/200                          $217,481.31                 PURCHASE
 WI
 532092017                  12/01/2002                         5.75                        RELOCATION
 79.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
 534430400                  $108,710.00                        $660.54                    02/01/2003
                            10/30/200                          $108,284.08                 REFINANCE
 CO
 806150000                  12/01/2002                         6.125                       STANDARD
 54.2                       2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $176,000.00                        $843.34                    03/01/2003
 534439807
 MT                         10/04/200                          $175,999.96                 PURCHASE
 597150000                  12/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $270,000.00                        $1,640.55                  03/01/2003
 534443304
 NY                         10/23/200                          $268,942.25                 REFINANCE
 125720000                  12/01/2002                         6.125                       STANDARD
 65.44                      SINGLE FAMILY                      OWNER OCCUPIED              N

 534445002                  $49,500.00                         $257.82                    02/01/2003
 UT                         10/01/200                          $49,499.94                  PURCHASE
                            11/01/2002                         6.25                        STANDARD
 847700000                                                     SECOND HOME
 90                         LAND                                                           N
 534450507                  $64,700.00                         $541.62                    03/01/2003
 MI                         12/03/200                          $64,070.67                  REFINANCE
                            02/01/2003                         5.875                       FAMILY FIRST DIRECT
 486549736                                                     OWNER OCCUPIED
 53.39                      SINGLE FAMILY                                                  N
 534453303                  $203,500.00                        $1,649.30                  03/01/2003
                            10/16/200                          $200,516.75                 REFINANCE
 NC
 286970000                  12/01/2002                         5.375                       SUPER EXPRESS
 72.92                      SINGLE FAMILY                      OWNER OCCUPIED              N
 534478508                  $219,100.00                        $1,848.90                  03/01/2003
                            09/23/200                          $215,295.14                 REFINANCE
 NY
 103120000                  11/01/2002                         6                           EXPRESS
 50.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $135,000.00                        $831.22                    03/01/2003
 534545801
 NM                         12/23/200                          $134,612.46                 REFINANCE
 871200000                  02/01/2003                         6.25                        STANDARD
 79.18                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $272,100.00                        $1,697.55                  03/01/2003
 534550108
 MI                         10/21/200                          $271,083.86                 REFINANCE
 483480000                  12/01/2002                         6.375                       STREAMLINE
 73.27                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $108,950.00                        $904.74                    03/01/2003
 534569900
 MO                         10/16/200                          $107,408.21                 REFINANCE
 630840000                  12/01/2002                         5.75                        SUPER EXPRESS
 82.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $217,900.00                        $1,592.70                  03/01/2003
 534587704
 NJ                         10/10/200                          $216,054.43                 REFINANCE
 074620000                  12/01/2002                         6.25                        FAMILY FIRST DIRECT
 60.02                      SINGLE FAMILY                      OWNER OCCUPIED              N

 534599303                  $205,400.00                        $1,370.88                  02/01/2003
 MI                         12/23/200                          $204,839.13                 REFINANCE
                            02/01/2003                         6.375                       STREAMLINE
 483743681                                                     OWNER OCCUPIED
 45.79                      SINGLE FAMILY                                                  N
 534601307                  $87,000.00                         $557.08                    02/01/2003
 NY                         10/29/200                          $86,690.37                  REFINANCE
                            12/01/2002                         6.625                       SUPER EXPRESS
 122080000                                                     OWNER OCCUPIED
 57.85                      2-4 FAMILY                                                     N
 534614706                  $159,150.00                        $1,033.22                  03/01/2003
                            11/07/200                          $158,326.34                 REFINANCE
 WI
 549770000                  12/01/2002                         6.25                        SUPER EXPRESS
 71.32                      SINGLE FAMILY                      OWNER OCCUPIED              N
 534622303                  $212,400.00                        $1,342.52                  02/01/2003
                            10/11/200                          $211,429.44                 REFINANCE
 IL
 600130000                  11/01/2002                         6.5                         SUPER EXPRESS
 79.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $150,000.00                        $1,235.60                  02/01/2003
 534626007
 NJ                         10/08/200                          $147,855.08                 REFINANCE
 76460000                   12/01/2002                         5.625                       STANDARD
 40.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $38,250.00                         $183.29                    02/01/2003
 534648001
 CO                         09/27/200                          $38,249.95                  PURCHASE
 804460000                  11/01/2002                         5.75                        STANDARD
 90                         LAND                               OWNER OCCUPIED              N

 534651500                  $47,900.00                         $217.12                    03/01/2003
 CO                         09/20/200                          $45,311.51                  PURCHASE
                            11/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 47.75                      LAND                                                           N
 534657804                  $102,300.00                        $490.00                    02/01/2003
 CO                         09/27/200                          $102,260.43                 PURCHASE
                            11/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 79.95                      LAND                                                           N
 534661004                  $96,000.00                         $460.01                    02/01/2003
                            10/14/200                          $95,999.96                  PURCHASE
 MT
 597410000                  12/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
 534664701                  $148,500.00                        $773.44                    02/01/2003
                            09/19/200                          $148,500.00                 PURCHASE
 CO
 816310000                  11/01/2002                         6.25                        STANDARD
 90                         LAND                               OWNER OCCUPIED              N
                            $103,900.00                        $497.86                    02/01/2003
 534664800
 CO                         09/30/200                          $103,899.95                 PURCHASE
 804460000                  11/01/2002                         5.75                        STANDARD
 79.98                      LAND                               SECOND HOME                 N
                            $144,000.00                        $910.18                    02/01/2003
 534668009
 NY                         12/20/200                          $143,738.93                 REFINANCE
 140681174                  02/01/2003                         6.5                         FAMILY FIRST DIRECT
 79.93                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $57,000.00                         $473.34                    03/01/2003
 534668504
 MN                         11/12/200                          $56,099.90                  REFINANCE
 551254103                  12/01/2002                         5.75                        STANDARD
 34                         SINGLE FAMILY                      OWNER OCCUPIED              N
                            $194,400.00                        $1,181.20                  03/01/2003
 534676705
 NY                         11/20/200                          $193,729.23                 REFINANCE
 105620000                  01/01/2003                         6.125                       STANDARD
 43.05                      PUD                                OWNER OCCUPIED              N

 534676903                  $95,900.00                         $452.33                    03/01/2003
 CO                         09/27/200                          $94,349.91                  PURCHASE
                            11/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 78.69                      LAND                                                           N
 534696604                  $414,700.00                        $2,112.44                  03/01/2003
 NY                         10/23/200                          $413,583.95                 REFINANCE
                            12/01/2002                         6.125                       SELECT
 117870000                                                     OWNER OCCUPIED
 61.73                      SINGLE FAMILY                                                  N
 534712401                  $143,910.00                        $749.54                    03/01/2003
                            11/15/200                          $143,909.97                 PURCHASE
 MA
 027900000                  01/01/2003                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
 534720008                  $48,600.00                         $253.13                    04/01/2003
                            10/10/200                          $48,599.96                  PURCHASE
 WA
 992170000                  12/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $400,000.00                        $1,915.46                  02/01/2003
 534721501
 MA                         10/09/200                          $399,748.81                 PURCHASE
 025540000                  12/01/2002                         5.75                        SELECT
 69.52                      LAND                               SECOND HOME                 N
                            $99,000.00                         $472.20                    02/01/2003
 534744107
 UT                         09/30/200                          $90,662.51                  PURCHASE
 843100000                  11/01/2002                         6.25                        STANDARD
 82.42                      LAND                               SECOND HOME                 N

 534752209                  $292,000.00                        $2,405.30                  03/01/2003
 NJ                         10/24/200                          $287,824.56                 REFINANCE
                            12/01/2002                         5.625                       STANDARD
 74700000                                                      OWNER OCCUPIED
 78.86                      PUD                                                            N
 534760509                  $195,000.00                        $934.38                    03/01/2003
 ID                         10/15/200                          $195,000.00                 PURCHASE
                            12/01/2002                         5.75                        STANDARD
 838210000                                                     SECOND HOME
 79.43                      LAND                                                           N
 534822200                  $68,900.00                         $567.56                    03/01/2003
                            10/14/200                          $67,488.80                  REFINANCE
 VA
 232340000                  12/01/2002                         5.625                       SUPER EXPRESS
 45.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
 534838305                  $38,900.00                         $427.01                    03/01/2003
                            10/03/200                          $37,438.71                  REFINANCE
 FL
 322773417                  11/01/2002                         5.75                        SUPER EXPRESS
 45.38                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $167,900.00                        $803.60                    02/01/2003
 534847405
 CO                         10/07/200                          $167,708.57                 PURCHASE
 804460000                  12/01/2002                         5.75                        STANDARD
 79.9                       LAND                               SECOND HOME                 N
                            $144,000.00                        $750.00                    03/01/2003
 534870407
 FL                         10/30/200                          $144,000.00                 PURCHASE
 334670000                  12/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $89,000.00                         $751.04                    03/01/2003
 534871108
 NY                         10/17/200                          $87,766.63                  REFINANCE
 141273211                  12/01/2002                         6                           SUPER EXPRESS
 58.51                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $43,000.00                         $357.08                    02/01/2003
 534872700
 TX                         10/09/200                          $42,391.49                  REFINANCE
 752180000                  12/01/2002                         5.75                        STANDARD
 28.36                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N

 534874607                  $194,000.00                        $925.74                    03/01/2003
 CO                         09/27/200                          $193,198.77                 PURCHASE
                            11/01/2002                         5.75                        STANDARD
 805280000                                                     OWNER OCCUPIED
 79.67                      LAND                                                           N
 534888805                  $161,600.00                        $818.81                    03/01/2003
 MI                         10/11/200                          $160,743.96                 PURCHASE
                            12/01/2002                         4.5                         RELOCATION
 480730000                                                     OWNER OCCUPIED
 79.58                      SINGLE FAMILY                                                  N
 534900402                  $165,300.00                        $1,099.75                  02/01/2003
                            01/09/200                          $165,028.21                 REFINANCE
 MI
 485190000                  02/01/2003                         7                           STANDARD
 94.92                      SINGLE FAMILY                      OWNER OCCUPIED              N
 534936406                  $64,900.00                         $538.94                    04/01/2003
                            10/10/200                          $63,581.59                  REFINANCE
 NY
 144720000                  12/01/2002                         5.75                        SUPER EXPRESS
 41.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $150,000.00                        $718.76                    02/01/2003
 534954904
 CO                         09/27/200                          $149,999.95                 PURCHASE
 804460000                  11/01/2002                         5.75                        STANDARD
 65.25                      LAND                               SECOND HOME                 N
                            $197,000.00                        $1,622.76                  03/01/2003
 534957105
 NY                         10/23/200                          $193,277.85                 REFINANCE
 109560000                  12/01/2002                         5.625                       SUPER EXPRESS
 51.54                      SINGLE FAMILY                      OWNER OCCUPIED              N

 534973201                  $368,000.00                        $2,265.84                  03/01/2003
 MI                         11/05/200                          $365,749.95                 REFINANCE
                            12/01/2002                         6.25                        STANDARD
 481700000                                                     OWNER OCCUPIED
 52.25                      SINGLE FAMILY                                                  N
 534980107                  $232,000.00                        $1,485.53                  02/01/2003
 NY                         11/21/200                          $231,382.51                 REFINANCE
                            01/01/2003                         6.625                       STANDARD
 114290000                                                     OWNER OCCUPIED
 79.86                      SINGLE FAMILY                                                  N
 535002000                  $100,300.00                        $577.39                    03/01/2003
                            10/24/200                          $99,868.04                  REFINANCE
 MI
 495460000                  12/01/2002                         5.625                       STREAMLINE
 43.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
 535007306                  $130,650.00                        $793.85                    03/01/2003
                            01/09/200                          $129,523.01                 REFINANCE
 MI
 480670000                  03/01/2003                         6.125                       SUPER EXPRESS
 77.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $119,250.00                        $705.41                    03/01/2003
 535011001
 NJ                         10/25/200                          $118,760.08                 REFINANCE
 70651619                   12/01/2002                         5.875                       STANDARD
 60.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $215,000.00                        $1,785.39                  03/01/2003
 535015002
 MI                         11/20/200                          $212,723.58                 REFINANCE
 481140000                  01/01/2003                         5.75                        FAMILY FIRST DIRECT
 75.94                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $360,000.00                        $2,245.94                  02/01/2003
 535024103
 NY                         12/05/200                          $359,331.35                 REFINANCE
 125860000                  02/01/2003                         6.375                       FAMILY FIRST DIRECT
 79.93                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $210,550.00                        $1,554.35                  02/01/2003
 535029201
 NY                         10/30/200                          $207,370.42                 REFINANCE
 120650000                  12/01/2002                         6.375                       FAMILY FIRST DIRECT
 70.69                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535048201                  $80,500.00                         $612.10                    03/01/2003
 MI                         12/05/200                          $79,812.67                  REFINANCE
                            01/01/2003                         6.75                        SUPER EXPRESS
 486160000                                                     OWNER OCCUPIED
 74.59                      SINGLE FAMILY                                                  N
 535057806                  $160,400.00                        $1,310.61                  03/01/2003
 NJ                         11/15/200                          $158,665.75                 REFINANCE
                            01/01/2003                         5.5                         STANDARD
 76260000                                                      OWNER OCCUPIED
 42.31                      SINGLE FAMILY                                                  N
 535068506                  $95,350.00                         $587.09                    03/01/2003
                            10/24/200                          $94,985.25                  REFINANCE
 NJ
 70900000                   12/01/2002                         6.25                        STANDARD
 75.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
 535087605                  $143,800.00                        $919.19                    02/01/2003
                            10/21/200                          $143,234.33                 REFINANCE
 IN
 469020000                  12/01/2002                         6.5                         SUPER EXPRESS
 89.05                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $76,300.00                         $628.51                    03/01/2003
 535162309
 NY                         10/16/200                          $74,756.67                  REFINANCE
 145050000                  11/01/2002                         5.625                       SUPER EXPRESS
 70.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,700.00                        $1,754.81                  02/01/2003
 535166805
 PA                         10/30/200                          $299,435.12                 PURCHASE
 190340000                  12/01/2002                         5.75                        RELOCATION
 76.47                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535167803                  $96,650.00                         $602.98                    04/01/2003
 MI                         10/14/200                          $95,885.83                  REFINANCE
                            12/01/2002                         6.375                       SUPER EXPRESS
 481780000                                                     OWNER OCCUPIED
 26.58                      CONDOMINIUM-LOW RISE                                           N
 535170005                  $45,000.00                         $358.80                    03/01/2003
 UT                         11/04/200                          $44,237.93                  PURCHASE
                            01/01/2003                         5.125                       FAMILY FIRST DIRECT
 840880000                                                     OWNER OCCUPIED
 18.06                      SINGLE FAMILY                                                  N
 535172803                  $169,950.00                        $1,046.42                  02/01/2003
                            01/07/200                          $169,626.64                 REFINANCE
 MI
 481160000                  02/01/2003                         6.25                        FAMILY FIRST DIRECT
 63.12                      SINGLE FAMILY                      OWNER OCCUPIED              N
 535192702                  $123,500.00                        $1,071.95                  03/01/2003
                            11/22/200                          $121,732.33                 REFINANCE
 MI
 485070000                  01/01/2003                         5.75                        STANDARD
 71.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $159,774.00                        $1,009.89                  03/01/2003
 535211403
 MI                         01/03/200                          $159,488.30                 REFINANCE
 490140000                  03/01/2003                         6.5                         STREAMLINE
 99.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $96,000.00                         $562.07                    03/01/2003
 535213805
 PA                         11/14/200                          $95,699.55                  PURCHASE
 173150000                  01/01/2003                         5.78                        STANDARD
 79.75                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $171,300.00                        $1,277.17                  03/01/2003
 535245203
 MA                         10/25/200                          $169,258.53                 REFINANCE
 025570000                  12/01/2002                         6.5                         SUPER EXPRESS
 45.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $205,000.00                        $1,278.94                  02/01/2003
 535249403
 MI                         12/02/200                          $204,427.33                 REFINANCE
 488370000                  01/01/2003                         6.375                       FAMILY FIRST DIRECT
 71.48                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535261606                  $75,900.00                         $363.51                    02/01/2003
 CO                         09/27/200                          $75,863.64                  PURCHASE
                            11/01/2002                         5.75                        STANDARD
 804460000                                                     SECOND HOME
 79.94                      LAND                                                           N
 535269609                  $212,500.00                        $1,764.63                  03/01/2003
 NY                         12/16/200                          $211,003.62                 REFINANCE
                            02/01/2003                         5.75                        SUPER EXPRESS
 117870000                                                     OWNER OCCUPIED
 71.19                      SINGLE FAMILY                                                  N
 535271209                  $141,500.00                        $633.52                    03/01/2003
                            09/30/200                          $129,890.14                 PURCHASE
 CO
 804460000                  11/01/2002                         5.75                        STANDARD
 73.43                      LAND                               SECOND HOME                 N
 535277305                  $203,665.00                        $1,221.08                  02/01/2003
                            01/10/200                          $203,462.25                 REFINANCE
 IN
 461230000                  03/01/2003                         6                           STREAMLINE
 98.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $151,900.00                        $694.15                    04/01/2003
 535288807
 CO                         09/30/200                          $145,071.35                 PURCHASE
 804460000                  11/01/2002                         5.75                        STANDARD
 76.29                      LAND                               SECOND HOME                 N
                            $175,550.00                        $1,095.21                  03/01/2003
 535303002
 OH                         12/16/200                          $175,059.61                 REFINANCE
 441380000                  01/01/2003                         6.375                       SUPER EXPRESS
 79.72                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535314108                  $109,000.00                        $890.63                    02/01/2003
 MI                         11/22/200                          $107,821.47                 REFINANCE
                            01/01/2003                         5.5                         FAMILY FIRST DIRECT
 486550000                                                     OWNER OCCUPIED
 67.53                      SINGLE FAMILY                                                  N
 535325807                  $127,000.00                        $1,097.60                  03/01/2003
 MA                         12/16/200                          $126,151.93                 REFINANCE
                            02/01/2003                         6.375                       STANDARD
 21300000                                                      NON-OWNER OCCUPIED
 63.08                      CONDOMINIUM-LOW RISE                                           N
 535330005                  $133,857.00                        $813.33                    03/01/2003
                            01/03/200                          $133,726.90                 REFINANCE
 IL
 622690000                  03/01/2003                         6.125                       STREAMLINE
 102.87                     SINGLE FAMILY                      OWNER OCCUPIED              N
 535356307                  $300,700.00                        $2,578.28                  02/01/2003
                            10/15/200                          $272,317.02                 REFINANCE
 NY
 117710000                  12/01/2002                         6.25                        EXPRESS
 40.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $192,000.00                        $1,166.62                  04/01/2003
 535358204
 NY                         12/16/200                          $191,625.81                 PURCHASE
 103120000                  02/01/2003                         6.125                       STANDARD
 79.77                      PUD                                OWNER OCCUPIED              N
                            $156,789.00                        $978.16                    03/01/2003
 535372601
 PA                         01/09/200                          $156,643.78                 REFINANCE
 190470000                  03/01/2003                         6.375                       FAMILY FIRST DIRECT
 76.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $98,300.00                         $471.03                    03/01/2003
 535390306
 CO                         09/27/200                          $98,299.95                  PURCHASE
 804460000                  11/01/2002                         5.75                        STANDARD
 79.98                      LAND                               SECOND HOME                 N
                            $98,400.00                         $804.02                    04/01/2003
 535393904
 MI                         12/26/200                          $97,414.55                  REFINANCE
 481885212                  02/01/2003                         5.5                         FAMILY FIRST DIRECT
 33.89                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535394506                  $284,200.00                        $2,341.05                  02/01/2003
 RI                         12/16/200                          $282,177.55                 REFINANCE
                            02/01/2003                         5.625                       STANDARD
 28400000                                                      OWNER OCCUPIED
 59                         2-4 FAMILY                                                     N
 535407407                  $134,350.00                        $1,097.76                  02/01/2003
 NY                         10/24/200                          $132,408.74                 REFINANCE
                            12/01/2002                         5.5                         STANDARD
 105914908                                                     OWNER OCCUPIED
 79.11                      CONDOMINIUM-MID RISE                                           N
 535415707                  $135,000.00                        $703.01                    03/01/2003
                            11/01/200                          $134,931.01                 PURCHASE
 NH
 038840000                  01/01/2003                         6.25                        STANDARD
 89.95                      LAND                               SECOND HOME                 N
 535444806                  $104,000.00                        $877.62                    03/01/2003
                            12/23/200                          $103,265.33                 REFINANCE
 NY
 140470000                  02/01/2003                         6                           STANDARD
 79.43                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $110,000.00                        $517.49                    03/01/2003
 535447601
 CO                         10/23/200                          $107,997.59                 PURCHASE
 805120000                  12/01/2002                         5.75                        STANDARD
 78.54                      LAND                               SECOND HOME                 N
                            $167,100.00                        $948.78                    02/01/2003
 535467906
 CO                         10/21/200                          $166,363.33                 REFINANCE
 804350000                  12/01/2002                         5.5                         STANDARD
 60.56                      LAND                               SECOND HOME                 N

 535482202                  $217,750.00                        $1,358.48                  03/01/2003
 MI                         01/08/200                          $217,345.57                 REFINANCE
                            02/01/2003                         6.375                       FAMILY FIRST DIRECT
 483242463                                                     OWNER OCCUPIED
 59.44                      SINGLE FAMILY                                                  N
 535489900                  $94,300.00                         $451.86                    02/01/2003
 CO                         10/15/200                          $94,299.96                  PURCHASE
                            12/01/2002                         5.75                        STANDARD
 804420000                                                     SECOND HOME
 79.98                      LAND                                                           N
 535500607                  $127,800.00                        $665.63                    02/01/2003
                            10/21/200                          $127,799.96                 PURCHASE
 MT
 597410000                  12/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
 535502009                  $105,000.00                        $871.94                    03/01/2003
                            10/24/200                          $103,311.70                 REFINANCE
 NY
 100400000                  12/01/2002                         5.75                        STANDARD
 25.7                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $213,000.00                        $1,259.98                  03/01/2003
 535518401
 NY                         12/07/200                          $212,564.60                 REFINANCE
 125690000                  02/01/2003                         5.875                       STANDARD
 79.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $129,808.00                        $1,060.64                  02/01/2003
 535524102
 MD                         11/26/200                          $128,404.52                 REFINANCE
 206760000                  01/01/2003                         5.5                         STREAMLINE
 99.13                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $247,200.00                        $1,502.02                  03/01/2003
 535531404
 FL                         10/25/200                          $245,321.99                 PURCHASE
 347870000                  12/01/2002                         6.125                       STANDARD
 79.39                      PUD                                OWNER OCCUPIED              N
                            $75,900.00                         $430.96                    03/01/2003
 535541601
 MI                         12/19/200                          $75,731.91                  REFINANCE
 486030000                  02/01/2003                         5.5                         SUPER EXPRESS
 58.25                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535553309                  $92,000.00                         $402.50                    02/01/2003
 WA                         11/18/200                          $92,000.00                  REFINANCE
                            01/01/2003                         5.25                        STANDARD
 986070000                                                     SECOND HOME
 80                         LAND                                                           N
 535590202                  $68,000.00                         $564.68                    04/01/2003
 MI                         12/12/200                          $67,521.16                  REFINANCE
                            02/01/2003                         5.75                        STANDARD
 483750000                                                     OWNER OCCUPIED
 26.49                      PUD                                                            N
 535593503                  $120,000.00                        $988.48                    02/01/2003
                            11/29/200                          $118,716.06                 REFINANCE
 MI
 483360000                  01/01/2003                         5.625                       STANDARD
 44.37                      SINGLE FAMILY                      OWNER OCCUPIED              N
 535621205                  $207,000.00                        $1,760.80                  03/01/2003
                            10/25/200                          $204,161.41                 REFINANCE
 NY
 115610000                  12/01/2002                         6.125                       SUPER EXPRESS
 53.03                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $124,900.00                        $1,028.85                  02/01/2003
 535626006
 IL                         11/12/200                          $123,362.20                 REFINANCE
 600160000                  01/01/2003                         5.625                       STANDARD
 53.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $114,700.00                        $937.20                    02/01/2003
 535632004
 NC                         10/24/200                          $113,042.68                 REFINANCE
 276137505                  12/01/2002                         5.5                         STANDARD
 49.33                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535633309                  $62,800.00                         $293.73                    04/01/2003
 CO                         10/28/200                          $62,003.21                  PURCHASE
                            12/01/2002                         5.75                        STANDARD
 814010000                                                     SECOND HOME
 78.09                      LAND                                                           N
 535648000                  $73,000.00                         $747.53                    03/01/2003
 MA                         10/22/200                          $71,259.83                  REFINANCE
                            12/01/2002                         5.75                        SUPER EXPRESS
 019072130                                                     OWNER OCCUPIED
 42.29                      SINGLE FAMILY                                                  N
 535652101                  $343,000.00                        $1,974.51                  02/01/2003
                            11/20/200                          $341,894.74                 REFINANCE
 IL
 600310000                  01/01/2003                         5.625                       STANDARD
 73.76                      SINGLE FAMILY                      OWNER OCCUPIED              N
 535655906                  $101,625.00                        $830.37                    02/01/2003
                            11/13/200                          $100,156.59                 REFINANCE
 OK
 735330000                  12/01/2002                         5.5                         SUPER EXPRESS
 71.8                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $84,800.00                         $549.17                    03/01/2003
 535666002
 MI                         12/19/200                          $84,602.14                  REFINANCE
 481050000                  02/01/2003                         6.375                       STANDARD
 67.68                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $68,500.00                         $751.92                    03/01/2003
 535712103
 IN                         10/25/200                          $66,793.02                  REFINANCE
 468250000                  12/01/2002                         5.75                        SUPER EXPRESS
 55.66                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $72,000.00                         $602.73                    02/01/2003
 535712301
 IN                         10/30/200                          $70,991.70                  REFINANCE
 468250000                  12/01/2002                         5.875                       SUPER EXPRESS
 79.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $217,000.00                        $1,371.59                  02/01/2003
 535716609
 NY                         11/08/200                          $216,208.88                 REFINANCE
 112070000                  12/01/2002                         6.5                         SUPER EXPRESS
 75.93                      2-4 FAMILY                         OWNER OCCUPIED              N

 535721401                  $198,600.00                        $1,239.01                  03/01/2003
 MI                         11/25/200                          $197,984.23                 REFINANCE
                            01/01/2003                         6.375                       SUPER EXPRESS
 488489409                                                     OWNER OCCUPIED
 79.19                      SINGLE FAMILY                                                  N
 535732002                  $139,700.00                        $871.55                    02/01/2003
 MI                         11/25/200                          $139,309.76                 REFINANCE
                            01/01/2003                         6.375                       SUPER EXPRESS
 482370000                                                     OWNER OCCUPIED
 86.61                      CONDOMINIUM-LOW RISE                                           N
 535733802                  $60,950.00                         $292.06                    03/01/2003
                            11/29/200                          $60,949.97                  PURCHASE
 AK
 996450000                  01/01/2003                         5.75                        STANDARD
 89.95                      LAND                               OWNER OCCUPIED              N
 535748701                  $195,000.00                        $1,593.32                  02/01/2003
                            12/16/200                          $193,566.28                 REFINANCE
 MI
 481870000                  02/01/2003                         5.5                         SUPER EXPRESS
 74.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $276,000.00                        $1,654.76                  03/01/2003
 535769608
 NY                         11/08/200                          $274,719.34                 REFINANCE
 103060000                  01/01/2003                         6                           STANDARD
 79.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $43,200.00                         $207.01                    02/01/2003
 535771802
 NC                         10/17/200                          $43,199.96                  PURCHASE
 270490000                  12/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N

 535783401                  $108,500.00                        $519.90                    02/01/2003
 CO                         10/09/200                          $108,500.00                 REFINANCE
                            12/01/2002                         5.75                        STANDARD
 806100000                                                     OWNER OCCUPIED
 36.17                      LAND                                                           N
 535797203                  $149,664.00                        $898.10                    03/01/2003
 NE                         11/13/200                          $147,446.73                 REFINANCE
                            01/01/2003                         6.125                       STREAMLINE
 681370000                                                     OWNER OCCUPIED
 95.13                      SINGLE FAMILY                                                  N
 535803100                  $142,850.00                        $1,176.71                  03/01/2003
                            11/25/200                          $141,321.55                 REFINANCE
 MI
 494260000                  01/01/2003                         5.625                       SUPER EXPRESS
 78.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
 535845606                  $172,000.00                        $1,101.34                  02/01/2003
                            12/09/200                          $171,542.21                 REFINANCE
 MI
 488430000                  01/01/2003                         6.625                       SUPER EXPRESS
 75.97                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $110,550.00                        $1,192.93                  02/01/2003
 535847404
 NY                         10/18/200                          $104,607.08                 REFINANCE
 125335840                  12/01/2002                         5.375                       SUPER EXPRESS
 54.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $128,100.00                        $1,328.02                  02/01/2003
 535854608
 HI                         12/26/200                          $126,712.73                 REFINANCE
 967011824                  02/01/2003                         6                           SUPER EXPRESS
 52.97                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $55,000.00                         $191.48                    02/01/2003
 535865802
 UT                         10/07/200                          $39,960.72                  PURCHASE
 843100000                  12/01/2002                         5.75                        STANDARD
 50.58                      LAND                               SECOND HOME                 N
                            $105,550.00                        $667.15                    02/01/2003
 535879506
 WI                         12/05/200                          $105,262.18                 REFINANCE
 541300000                  01/01/2003                         6.5                         SUPER EXPRESS
 94.07                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535882906                  $300,000.00                        $2,431.40                  04/01/2003
 NY                         11/26/200                          $296,722.41                 REFINANCE
                            01/01/2003                         5.375                       SELECT
 117180000                                                     OWNER OCCUPIED
 57.4                       SINGLE FAMILY                                                  N
 535893804                  $216,600.00                        $1,784.21                  03/01/2003
 NY                         10/31/200                          $213,496.29                 REFINANCE
                            12/01/2002                         5.625                       STANDARD
 110400000                                                     OWNER OCCUPIED
 50.23                      SINGLE FAMILY                                                  N
 535926703                  $68,800.00                         $507.91                    03/01/2003
                            12/02/200                          $68,514.42                  REFINANCE
 MI
 485320000                  02/01/2003                         6.375                       SUPER EXPRESS
 57.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
 535930002                  $999,999.00                        $4,791.67                  03/01/2003
                            11/08/200                          $999,998.97                 REFINANCE
 NY
 117710000                  01/01/2003                         5.75                        SELECT
 58.82                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $97,600.00                         $817.03                    03/01/2003
 535933105
 NY                         10/25/200                          $96,078.69                  REFINANCE
 144500000                  12/01/2002                         5.875                       FAMILY FIRST DIRECT
 70.65                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $136,600.00                        $988.53                    03/01/2003
 535944102
 MI                         12/04/200                          $135,721.63                 REFINANCE
 488370000                  01/01/2003                         6.125                       SUPER EXPRESS
 78.68                      SINGLE FAMILY                      OWNER OCCUPIED              N

 535954002                  $72,000.00                         $531.53                    03/01/2003
 MI                         12/17/200                          $71,701.15                  REFINANCE
                            02/01/2003                         6.375                       SELECT
 483120000                                                     OWNER OCCUPIED
 47.17                      SINGLE FAMILY                                                  N
 535995807                  $140,500.00                        $876.54                    03/01/2003
 MI                         10/22/200                          $139,975.30                 REFINANCE
                            12/01/2002                         6.375                       SUPER EXPRESS
 480470000                                                     OWNER OCCUPIED
 75.66                      SINGLE FAMILY                                                  N
 535996003                  $582,132.00                        $3,537.10                  03/01/2003
                            11/07/200                          $580,425.92                 REFINANCE
 NY
 109740000                  01/01/2003                         6.125                       EXPRESS
 36.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
 535999601                  $47,200.00                         $388.81                    03/01/2003
                            12/16/200                          $46,864.09                  REFINANCE
 IN
 460130000                  02/01/2003                         5.625                       STANDARD
 66.95                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $213,100.00                        $1,588.82                  03/01/2003
 536032006
 CT                         12/28/200                          $212,111.82                 REFINANCE
 64680000                   02/01/2003                         6.5                         SUPER EXPRESS
 66.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $142,000.00                        $885.90                    02/01/2003
 536035108
 IL                         11/14/200                          $141,249.30                 REFINANCE
 600080000                  01/01/2003                         6.375                       STANDARD
 66.07                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $123,000.00                        $767.36                    02/01/2003
 536059900
 MI                         12/11/200                          $122,771.55                 REFINANCE
 487060000                  02/01/2003                         6.375                       SUPER EXPRESS
 94.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $187,500.00                        $820.32                    03/01/2003
 536062300
 MT                         11/27/200                          $187,499.97                 PURCHASE
 597160000                  01/01/2003                         5.25                        STANDARD
 50                         LAND                               SECOND HOME                 N

 536066202                  $79,600.00                         $381.24                    03/01/2003
 MT                         11/04/200                          $79,543.99                  PURCHASE
                            01/01/2003                         5.75                        STANDARD
 599010000                                                     SECOND HOME
 79.94                      LAND                                                           N
 536066707                  $188,510.00                        $1,191.52                  03/01/2003
 MA                         11/22/200                          $187,995.95                 REFINANCE
                            01/01/2003                         6.5                         STREAMLINE
 017520000                                                     OWNER OCCUPIED
 98.95                      SINGLE FAMILY                                                  N
 536073604                  $280,000.00                        $2,269.31                  02/01/2003
                            11/21/200                          $276,940.91                 REFINANCE
 NJ
 070130000                  01/01/2003                         5.375                       SELECT
 46.33                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536074701                  $276,350.00                        $1,679.14                  02/01/2003
                            11/22/200                          $275,540.08                 REFINANCE
 NJ
 080080000                  01/01/2003                         6.125                       SELECT
 58.68                      SINGLE FAMILY                      SECOND HOME                 N
                            $275,000.00                        $2,228.78                  03/01/2003
 536074909
 NJ                         11/21/200                          $271,995.56                 REFINANCE
 076490000                  01/01/2003                         5.375                       SELECT
 57.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $83,450.00                         $910.83                    03/01/2003
 536083108
 MI                         12/27/200                          $82,408.25                  REFINANCE
 484469774                  02/01/2003                         5.625                       FAMILY FIRST DIRECT
 40.9                       SINGLE FAMILY                      OWNER OCCUPIED              N

 536092109                  $115,750.00                        $684.71                    03/01/2003
 IL                         11/08/200                          $115,274.44                 REFINANCE
                            12/01/2002                         5.875                       SUPER EXPRESS
 604310000                                                     OWNER OCCUPIED
 78.96                      PUD                                                            N
 536122807                  $72,000.00                         $340.08                    03/01/2003
 PA                         10/30/200                          $70,972.65                  PURCHASE
                            12/01/2002                         5.75                        STANDARD
 183280000                                                     SECOND HOME
 78.86                      LAND                                                           N
 536125008                  $120,400.00                        $683.62                    03/01/2003
                            11/22/200                          $120,002.82                 REFINANCE
 MI
 480730000                  01/01/2003                         5.5                         SUPER EXPRESS
 78.95                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 536144603                  $118,692.00                        $1,025.80                  02/01/2003
                            10/28/200                          $116,796.98                 REFINANCE
 NY
 117792306                  12/01/2002                         6.375                       STREAMLINE
 95.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $116,000.00                        $955.53                    02/01/2003
 536202104
 MI                         12/19/200                          $115,174.51                 REFINANCE
 480730000                  02/01/2003                         5.625                       FAMILY FIRST DIRECT
 46.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $49,500.00                         $257.75                    03/01/2003
 536205701
 CA                         11/18/200                          $49,487.02                  PURCHASE
 923050000                  01/01/2003                         6.25                        STANDARD
 89.98                      LAND                               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $68,310.00                         $355.79                    02/01/2003
 536271000
 TX                         10/14/200                          $68,309.96                  PURCHASE
 780060000                  12/01/2002                         6.25                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $144,000.00                        $1,176.61                  02/01/2003
 536273105
 AK                         11/05/200                          $142,443.05                 REFINANCE
 995040000                  01/01/2003                         5.5                         STANDARD
 77.28                      2-4 FAMILY                         OWNER OCCUPIED              N

 536273204                  $116,000.00                        $507.50                    03/01/2003
 NV                         12/04/200                          $116,000.00                 PURCHASE
                            02/01/2003                         5.25                        STANDARD
 895110000                                                     SECOND HOME
 80                         LAND                                                           N
 536287303                  $153,850.00                        $1,277.59                  02/01/2003
 MI                         12/02/200                          $151,974.46                 REFINANCE
                            01/01/2003                         5.75                        SUPER EXPRESS
 483270000                                                     OWNER OCCUPIED
 70.94                      SINGLE FAMILY                                                  N
 536295702                  $119,000.00                        $988.19                    03/01/2003
                            12/24/200                          $117,162.04                 REFINANCE
 AZ
 850230000                  02/01/2003                         5.75                        SUPER EXPRESS
 29.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536298300                  $133,200.00                        $809.34                    03/01/2003
                            12/05/200                          $132,505.65                 REFINANCE
 MI
 484390000                  01/01/2003                         6.125                       SUPER EXPRESS
 92.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $111,200.00                        $675.67                    04/01/2003
 536311707
 NY                         11/08/200                          $108,419.80                 REFINANCE
 125330000                  01/01/2003                         6.125                       SUPER EXPRESS
 30.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $46,300.00                         $372.20                    03/01/2003
 536327901
 KY                         12/05/200                          $45,766.20                  REFINANCE
 402410000                  01/01/2003                         5.25                        STANDARD
 23.11                      SINGLE FAMILY                      OWNER OCCUPIED              N

 536331507                  $155,307.00                        $1,112.67                  02/01/2003
 CA                         01/03/200                          $154,633.05                 REFINANCE
                            02/01/2003                         6                           STREAMLINE
 930630000                                                     OWNER OCCUPIED
 91.7                       SINGLE FAMILY                                                  N
 536348006                  $181,700.00                        $1,436.88                  02/01/2003
 CA                         11/21/200                          $179,652.10                 REFINANCE
                            01/01/2003                         5                           STANDARD
 917092845                                                     OWNER OCCUPIED
 56.36                      SINGLE FAMILY                                                  N
 536348808                  $165,000.00                        $1,370.18                  03/01/2003
                            12/10/200                          $163,838.12                 REFINANCE
 IL
 600152345                  02/01/2003                         5.75                        STANDARD
 45.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536349806                  $230,000.00                        $1,397.51                  03/01/2003
                            11/14/200                          $229,325.92                 REFINANCE
 NY
 104720000                  01/01/2003                         6.125                       STANDARD
 71.06                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $80,200.00                         $480.84                    03/01/2003
 536359003
 CO                         10/25/200                          $79,878.21                  REFINANCE
 805250000                  12/01/2002                         6                           STANDARD
 64.94                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $290,700.00                        $1,813.59                  03/01/2003
 536375900
 IL                         11/08/200                          $289,037.86                 REFINANCE
 601340000                  12/01/2002                         6.375                       SUPER EXPRESS
 79.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $219,500.00                        $1,793.50                  03/01/2003
 536376304
 MI                         12/19/200                          $217,908.44                 REFINANCE
 481670000                  02/01/2003                         5.5                         SUPER EXPRESS
 57.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $96,200.00                         $786.04                    02/01/2003
 536404700
 CT                         11/08/200                          $95,159.88                  REFINANCE
 64150000                   01/01/2003                         5.5                         STANDARD
 51.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 536410707                  $112,107.00                        $672.14                    02/01/2003
 UT                         11/27/200                          $111,770.52                 REFINANCE
                            01/01/2003                         6                           STREAMLINE
 847380000                                                     OWNER OCCUPIED
 93.24                      SINGLE FAMILY                                                  N
 536445000                  $112,500.00                        $539.07                    03/01/2003
 NC                         11/27/200                          $112,499.97                 PURCHASE
                            01/01/2003                         5.75                        STANDARD
 279600000                                                     SECOND HOME
 90                         LAND                                                           N
 536451107                  $68,600.00                         $565.08                    03/01/2003
                            12/19/200                          $67,891.21                  REFINANCE
 MO
 633760000                  02/01/2003                         5.625                       SUPER EXPRESS
 34.12                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536493901                  $71,000.00                         $589.60                    02/01/2003
                            12/09/200                          $70,248.23                  REFINANCE
 WI
 543040000                  01/01/2003                         5.75                        STANDARD
 72.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $342,200.00                        $2,134.89                  02/01/2003
 536503709
 IL                         11/19/200                          $341,244.08                 REFINANCE
 605210000                  01/01/2003                         6.375                       STREAMLINE
 75.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $170,200.00                        $1,402.00                  03/01/2003
 536511702
 MD                         11/14/200                          $168,216.80                 REFINANCE
 219010000                  01/01/2003                         5.625                       SUPER EXPRESS
 71.89                      SINGLE FAMILY                      OWNER OCCUPIED              N

 536513302                  $157,100.00                        $1,273.25                  02/01/2003
 TX                         11/01/200                          $154,806.36                 REFINANCE
                            12/01/2002                         5.375                       SUPER EXPRESS
 761801625                                                     OWNER OCCUPIED
 66.98                      SINGLE FAMILY                                                  N
 536513807                  $253,500.00                        $1,623.19                  02/01/2003
 NY                         12/16/200                          $253,051.45                 REFINANCE
                            02/01/2003                         6.625                       SUPER EXPRESS
 112190000                                                     OWNER OCCUPIED
 65.79                      2-4 FAMILY                                                     N
 536522105                  $78,100.00                         $643.34                    02/01/2003
                            11/22/200                          $76,780.52                  REFINANCE
 NY
 109620000                  01/01/2003                         5.625                       SUPER EXPRESS
 49.72                      CONDOMINIUM-LOW RISE               NON-OWNER OCCUPIED          N
 536524101                  $120,300.00                        $982.96                    03/01/2003
                            12/03/200                          $118,815.64                 REFINANCE
 WI
 530940000                  01/01/2003                         5.5                         SUPER EXPRESS
 68.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,500.00                         $743.22                    03/01/2003
 536538507
 MA                         12/03/200                          $88,669.28                  REFINANCE
 16060000                   02/01/2003                         5.75                        STANDARD
 37.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $341,200.00                        $1,492.75                  03/01/2003
 536549405
 CA                         12/12/200                          $341,200.00                 REFINANCE
 961610000                  02/01/2003                         5.25                        STANDARD
 68.24                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $86,400.00                         $414.01                    03/01/2003
 536557309
 CO                         11/01/200                          $86,399.96                  PURCHASE
 812010000                  12/01/2002                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $143,000.00                        $1,158.97                  02/01/2003
 536576101
 ID                         12/09/200                          $141,437.68                 REFINANCE
 833010000                  01/01/2003                         5.375                       STANDARD
 49.81                      SINGLE FAMILY                      OWNER OCCUPIED              N

 536578008                  $205,550.00                        $1,262.26                  03/01/2003
 MI                         11/20/200                          $204,585.12                 REFINANCE
                            01/01/2003                         5.5                         STANDARD
 481700000                                                     OWNER OCCUPIED
 66                         SINGLE FAMILY                                                  N
 536591100                  $240,000.00                        $1,477.73                  03/01/2003
 NY                         11/21/200                          $239,313.24                 REFINANCE
                            01/01/2003                         6.25                        SUPER EXPRESS
 109010000                                                     OWNER OCCUPIED
 57.9                       SINGLE FAMILY                                                  N
 536639701                  $206,400.00                        $1,254.11                  03/01/2003
                            11/27/200                          $205,795.10                 PURCHASE
 DE
 197020000                  01/01/2003                         6.125                       STANDARD
 78.83                      PUD                                OWNER OCCUPIED              N
 536644602                  $151,200.00                        $906.53                    03/01/2003
                            10/31/200                          $150,593.35                 PURCHASE
 NC
 287870000                  12/01/2002                         6                           STANDARD
 79.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $143,800.00                        $1,165.45                  03/01/2003
 536646706
 NY                         12/04/200                          $142,205.42                 REFINANCE
 130900000                  01/01/2003                         5.375                       STANDARD
 76.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $113,600.00                        $928.21                    03/01/2003
 536648702
 MI                         12/19/200                          $112,281.88                 REFINANCE
 495060000                  02/01/2003                         5.5                         SUPER EXPRESS
 44.91                      SINGLE FAMILY                      OWNER OCCUPIED              N

 536651102                  $140,000.00                        $828.16                    02/01/2003
 CO                         12/02/200                          $139,713.82                 REFINANCE
                            02/01/2003                         5.875                       EXPRESS
 804430000                                                     SECOND HOME
 57.82                      CONDOMINIUM-LOW RISE                                           N
 536661408                  $65,950.00                         $379.65                    03/01/2003
 IN                         11/25/200                          $65,475.67                  REFINANCE
                            01/01/2003                         5.625                       EXPRESS
 479090000                                                     OWNER OCCUPIED
 60.63                      SINGLE FAMILY                                                  N
 536665201                  $160,100.00                        $1,308.16                  03/01/2003
                            11/21/200                          $158,368.98                 REFINANCE
 NJ
 080810000                  01/01/2003                         5.5                         STANDARD
 60.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536674500                  $125,600.00                        $918.05                    03/01/2003
                            11/27/200                          $124,804.20                 REFINANCE
 NY
 132150000                  01/01/2003                         6.25                        FAMILY FIRST DIRECT
 71.11                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $179,150.00                        $1,487.68                  02/01/2003
 536680804
 MI                         10/31/200                          $176,614.84                 REFINANCE
 483350000                  12/01/2002                         5.75                        SUPER EXPRESS
 63.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $1,432.25                  03/01/2003
 536684301
 CA                         10/24/200                          $298,262.33                 PURCHASE
 921285250                  12/01/2002                         4                           FAMILY FIRST DIRECT
 64.84                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $150,600.00                        $915.07                    02/01/2003
 536687106
 NY                         12/09/200                          $150,158.61                 REFINANCE
 117160000                  01/01/2003                         6.125                       STANDARD
 48.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $110,000.00                        $898.80                    03/01/2003
 536690407
 NY                         12/06/200                          $109,208.93                 REFINANCE
 117822222                  02/01/2003                         5.5                         STANDARD
 37.02                      SINGLE FAMILY                      OWNER OCCUPIED              N

 536693203                  $153,200.00                        $943.28                    02/01/2003
 NJ                         11/20/200                          $152,761.64                 REFINANCE
                            01/01/2003                         6.25                        STANDARD
 070710000                                                     OWNER OCCUPIED
 37.29                      2-4 FAMILY                                                     N
 536704604                  $170,000.00                        $1,032.94                  03/01/2003
 MA                         10/25/200                          $169,333.75                 REFINANCE
                            12/01/2002                         6.125                       STANDARD
 024510000                                                     OWNER OCCUPIED
 38.66                      SINGLE FAMILY                                                  N
 536711401                  $219,000.00                        $1,774.92                  02/01/2003
                            11/12/200                          $216,607.37                 REFINANCE
 NY
 109130000                  01/01/2003                         5.375                       SUPER EXPRESS
 48.31                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536712003                  $124,600.00                        $1,018.09                  03/01/2003
                            11/19/200                          $123,252.82                 REFINANCE
 OH
 453422077                  01/01/2003                         5.5                         SUPER EXPRESS
 68.47                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $148,000.00                        $645.73                    03/01/2003
 536717309
 ME                         11/25/200                          $147,540.06                 PURCHASE
 039110000                  01/01/2003                         5.25                        STANDARD
 79.75                      LAND                               SECOND HOME                 N
                            $125,500.00                        $782.96                    03/01/2003
 536765605
 VT                         11/22/200                          $125,149.42                 REFINANCE
 53630000                   01/01/2003                         6.375                       SUPER EXPRESS
 64.34                      SINGLE FAMILY                      SECOND HOME                 N

 536766801                  $187,200.00                        $1,181.41                  02/01/2003
 IN                         11/12/200                          $186,636.29                 REFINANCE
                            01/01/2003                         6.375                       SUPER EXPRESS
 467650000                                                     OWNER OCCUPIED
 64.42                      SINGLE FAMILY                                                  N
 536780604                  $63,400.00                         $526.48                    03/01/2003
 MI                         11/21/200                          $62,728.72                  REFINANCE
                            01/01/2003                         5.75                        FAMILY FIRST DIRECT
 486560000                                                     OWNER OCCUPIED
 69.52                      SINGLE FAMILY                                                  N
 536820806                  $220,000.00                        $1,354.58                  03/01/2003
                            12/02/200                          $219,581.42                 REFINANCE
 NY
 123020000                  02/01/2003                         6.25                        STANDARD
 79.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536821903                  $105,400.00                        $1,150.41                  03/01/2003
                            12/16/200                          $103,683.29                 REFINANCE
 NY
 123030000                  02/01/2003                         5.625                       STANDARD
 30.32                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $108,550.00                        $686.11                    03/01/2003
 536830508
 MI                         11/25/200                          $108,254.01                 REFINANCE
 489170000                  01/01/2003                         6.5                         SUPER EXPRESS
 77.32                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $140,000.00                        $1,143.92                  03/01/2003
 536839509
 VA                         12/12/200                          $138,993.19                 REFINANCE
 231120000                  02/01/2003                         5.5                         SUPER EXPRESS
 92.66                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $123,450.00                        $591.54                    03/01/2003
 536864804
 MT                         11/20/200                          $123,449.97                 PURCHASE
 599320000                  01/01/2003                         5.75                        STANDARD
 64.97                      LAND                               SECOND HOME                 N
                            $48,600.00                         $232.88                    04/01/2003
 536866403
 MT                         11/14/200                          $48,600.00                  PURCHASE
 598400000                  01/01/2003                         5.75                        STANDARD
 90                         LAND                               SECOND HOME                 N

 536878101                  $95,200.00                         $563.15                    02/01/2003
 NV                         11/15/200                          $94,906.16                  PURCHASE
                            01/01/2003                         5.875                       STANDARD
 894060000                                                     OWNER OCCUPIED
 79.84                      SINGLE FAMILY                                                  N
 536878507                  $64,200.00                         $533.13                    03/01/2003
 MI                         01/15/200                          $63,974.50                  REFINANCE
                            03/01/2003                         5.75                        STANDARD
 484300000                                                     OWNER OCCUPIED
 17.29                      SINGLE FAMILY                                                  N
 536903206                  $231,000.00                        $1,887.47                  03/01/2003
                            11/18/200                          $228,502.41                 REFINANCE
 NJ
 76611136                   01/01/2003                         5.5                         STANDARD
 66.81                      SINGLE FAMILY                      OWNER OCCUPIED              N
 536904204                  $150,000.00                        $1,637.21                  03/01/2003
                            11/14/200                          $147,184.60                 REFINANCE
 NY
 125538024                  01/01/2003                         5.625                       STANDARD
 42.05                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $168,000.00                        $889.07                    03/01/2003
 536914302
 VT                         12/17/200                          $167,586.00                 REFINANCE
 54680000                   02/01/2003                         4.875                       STANDARD
 75.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $52,000.00                         $428.35                    03/01/2003
 536921901
 MI                         01/10/200                          $51,762.01                  REFINANCE
 484730000                  03/01/2003                         5.625                       SUPER EXPRESS
 39.82                      SINGLE FAMILY                      OWNER OCCUPIED              N

 536925001                  $56,000.00                         $317.97                    02/01/2003
 CT                         11/18/200                          $55,815.25                  PURCHASE
                            01/01/2003                         5.5                         STANDARD
 064120000                                                     SECOND HOME
 79.82                      LAND                                                           N
 536938707                  $191,478.00                        $1,427.61                  02/01/2003
 NY                         11/21/200                          $190,300.33                 REFINANCE
                            01/01/2003                         6.5                         STREAMLINE
 104733635                                                     OWNER OCCUPIED
 93.48                      2-4 FAMILY                                                     N
 536939606                  $64,000.00                         $306.67                    02/01/2003
                            11/04/200                          $64,000.00                  PURCHASE
 CO
 804460000                  01/01/2003                         5.75                        STANDARD
 80                         LAND                               SECOND HOME                 N
 536987209                  $142,050.00                        $863.12                    02/01/2003
                            11/06/200                          $141,633.66                 REFINANCE
 NY
 125420000                  01/01/2003                         6.125                       STANDARD
 64.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $58,861.00                         $357.65                    03/01/2003
 536989502
 AZ                         12/16/200                          $58,746.28                  REFINANCE
 857509752                  02/01/2003                         6.125                       STREAMLINE
 78.33                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $207,700.00                        $2,100.67                  03/01/2003
 537007007
 MO                         12/09/200                          $205,397.31                 REFINANCE
 656160000                  02/01/2003                         5.5                         SUPER EXPRESS
 62.24                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $104,000.00                        $752.61                    02/01/2003
 537012601
 TX                         12/11/200                          $103,530.18                 REFINANCE
 780390000                  02/01/2003                         6.125                       STANDARD
 61.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $171,300.00                        $1,103.69                  02/01/2003
 537033201
 CA                         12/30/200                          $170,804.38                 REFINANCE
 953362806                  02/01/2003                         6                           STANDARD
 72.17                      SINGLE FAMILY                      OWNER OCCUPIED              N

 537036808                  $217,000.00                        $1,758.71                  03/01/2003
 IL                         12/02/200                          $214,629.23                 REFINANCE
                            01/01/2003                         5.375                       FAMILY FIRST DIRECT
 605170000                                                     OWNER OCCUPIED
 57.23                      SINGLE FAMILY                                                  N
 537038705                  $176,700.00                        $1,432.10                  02/01/2003
 NJ                         12/12/200                          $175,415.87                 REFINANCE
                            02/01/2003                         5.375                       STANDARD
 87520000                                                      SECOND HOME
 60.71                      SINGLE FAMILY                                                  N
 537039901                  $230,000.00                        $1,416.15                  03/01/2003
                            11/19/200                          $229,191.97                 REFINANCE
 NY
 109560000                  01/01/2003                         6.25                        SUPER EXPRESS
 71.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
 537047300                  $145,200.00                        $894.03                    03/01/2003
                            10/24/200                          $144,644.56                 PURCHASE
 TX
 750600000                  12/01/2002                         6.25                        STANDARD
 102.58                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $202,000.00                        $1,243.75                  03/01/2003
 537062903
 NY                         11/08/200                          $201,421.99                 REFINANCE
 113792526                  01/01/2003                         6.25                        STANDARD
 57.54                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $56,787.00                         $619.82                    02/01/2003
 537065500
 NC                         12/30/200                          $56,078.08                  REFINANCE
 275140000                  02/01/2003                         5.625                       STREAMLINE
 47.03                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N

 537072506                  $294,950.00                        $2,390.47                  03/01/2003
 MA                         11/22/200                          $291,324.89                 REFINANCE
                            01/01/2003                         5.375                       SUPER EXPRESS
 026330000                                                     SECOND HOME
 77.63                      SINGLE FAMILY                                                  N
 537073900                  $126,000.00                        $1,029.53                  03/01/2003
 NJ                         12/02/200                          $125,093.87                 REFINANCE
                            02/01/2003                         5.5                         STANDARD
 87537769                                                      OWNER OCCUPIED
 41.29                      SINGLE FAMILY                                                  N
 537091605                  $100,400.00                        $476.49                    03/01/2003
                            10/25/200                          $99,121.08                  PURCHASE
 CO
 804820000                  12/01/2002                         5.75                        STANDARD
 78.98                      LAND                               SECOND HOME                 N
 537117905                  $260,000.00                        $1,622.07                  02/01/2003
                            12/23/200                          $259,517.08                 REFINANCE
 MI
 483011309                  02/01/2003                         6.375                       SUPER EXPRESS
 76.01                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $180,000.00                        $1,108.30                  03/01/2003
 537124802
 NY                         12/02/200                          $179,657.51                 REFINANCE
 109010000                  02/01/2003                         6.25                        STANDARD
 69.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $2,471.20                  02/01/2003
 537126104
 UT                         12/02/200                          $297,742.90                 REFINANCE
 840400000                  02/01/2003                         5.625                       FAMILY FIRST DIRECT
 56.92                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $71,050.00                         $590.01                    02/01/2003
 537138604
 MI                         12/17/200                          $70,549.68                  REFINANCE
 484050000                  02/01/2003                         5.75                        SUPER EXPRESS
 54.46                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $2,531.58                  02/01/2003
 537145807
 AZ                         11/22/200                          $296,889.76                 REFINANCE
 852531353                  01/01/2003                         6                           STANDARD
 70.1                       SINGLE FAMILY                      OWNER OCCUPIED              N

 537158107                  $109,200.00                        $877.84                    03/01/2003
 NY                         12/04/200                          $108,398.07                 REFINANCE
                            02/01/2003                         5.25                        STANDARD
 125538042                                                     OWNER OCCUPIED
 44.24                      SINGLE FAMILY                                                  N
 537159006                  $55,700.00                         $458.82                    02/01/2003
 NY                         11/21/200                          $55,062.46                  REFINANCE
                            01/01/2003                         5.625                       SUPER EXPRESS
 130570000                                                     OWNER OCCUPIED
 62.8                       SINGLE FAMILY                                                  N
 537164808                  $234,000.00                        $1,421.81                  03/01/2003
                            12/11/200                          $233,543.97                 REFINANCE
 NY
 103120000                  02/01/2003                         6.125                       SUPER EXPRESS
 79.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
 537171605                  $137,709.00                        $1,190.16                  03/01/2003
                            12/23/200                          $136,789.33                 REFINANCE
 CT
 63840000                   02/01/2003                         6.375                       STREAMLINE
 97.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $154,350.00                        $1,250.96                  03/01/2003
 537174609
 NJ                         12/06/200                          $153,027.40                 REFINANCE
 76400000                   02/01/2003                         5.375                       STANDARD
 41.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $181,600.00                        $1,016.91                  02/01/2003
 537182404
 WA                         12/03/200                          $180,986.79                 REFINANCE
 985120000                  01/01/2003                         5.375                       STANDARD
 79.82                      SINGLE FAMILY                      OWNER OCCUPIED              N

 537182909                  $238,500.00                        $1,298.61                  02/01/2003
 NY                         12/24/200                          $237,938.77                 REFINANCE
                            02/01/2003                         5.125                       STANDARD
 117433528                                                     OWNER OCCUPIED
 47.45                      SINGLE FAMILY                                                  N
 537194003                  $190,300.00                        $832.32                    02/01/2003
 MT                         11/20/200                          $190,244.55                 REFINANCE
                            01/01/2003                         5.25                        STATED INCOME
 597160000                                                     SECOND HOME
 47.32                      LAND                                                           N
 537211906                  $105,000.00                        $663.68                    03/01/2003
                            12/05/200                          $104,809.63                 REFINANCE
 MI
 485060000                  02/01/2003                         6.5                         FAMILY FIRST DIRECT
 77.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
 537273906                  $278,300.00                        $2,273.95                  02/01/2003
                            12/09/200                          $276,298.61                 REFINANCE
 UT
 841210000                  02/01/2003                         5.5                         STREAMLINE
 66.02                      CONDOMINIUM-LOW RISE               SECOND HOME                 N
                            $127,200.00                        $1,039.34                  03/01/2003
 537298101
 VT                         12/02/200                          $126,285.23                 PURCHASE
 58550000                   02/01/2003                         5.5                         STANDARD
 79.42                      SINGLE FAMILY                      SECOND HOME                 N
                            $125,000.00                        $790.09                    03/01/2003
 537312902
 NY                         11/18/200                          $124,659.12                 REFINANCE
 109890000                  01/01/2003                         6.5                         STANDARD
 67.38                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $255,000.00                        $1,590.87                  02/01/2003
 537318503
 NY                         11/21/200                          $254,287.68                 REFINANCE
 109890000                  01/01/2003                         6.375                       STANDARD
 67.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,600.00                         $720.28                    02/01/2003
 537321002
 MT                         11/19/200                          $88,610.84                  REFINANCE
 599010000                  01/01/2003                         5.25                        FAMILY FIRST DIRECT
 79.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 537325607                  $139,500.00                        $847.62                    02/01/2003
 MA                         12/13/200                          $139,228.13                 PURCHASE
                            02/01/2003                         6.125                       STANDARD
 027690000                                                     SECOND HOME
 89.91                      LAND                                                           N
 537330904                  $170,150.00                        $1,089.49                  03/01/2003
 IL                         11/20/200                          $169,697.15                 REFINANCE
                            01/01/2003                         6.625                       SUPER EXPRESS
 600460000                                                     OWNER OCCUPIED
 76.49                      SINGLE FAMILY                                                  N
 537336208                  $175,650.00                        $1,067.27                  02/01/2003
                            12/02/200                          $175,303.42                 PURCHASE
 VT
 56560000                   02/01/2003                         6.125                       STANDARD
 94.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
 537359408                  $181,171.00                        $1,145.13                  03/01/2003
                            12/13/200                          $180,835.50                 PURCHASE
 CA
 925630000                  02/01/2003                         6.5                         STANDARD
 99.81                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $136,050.00                        $783.19                    03/01/2003
 537387409
 FL                         11/19/200                          $135,611.58                 REFINANCE
 334670000                  01/01/2003                         5.625                       FAMILY FIRST DIRECT
 54.68                      PUD                                OWNER OCCUPIED              N
                            $148,000.00                        $1,209.29                  02/01/2003
 537391906
 CA                         12/30/200                          $146,935.65                 REFINANCE
 902664318                  02/01/2003                         5.5                         SUPER EXPRESS
 21.07                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 537408601                  $98,150.00                         $428.48                    04/01/2003
 CO                         12/02/200                          $98,008.51                  PURCHASE
                            02/01/2003                         5.25                        STANDARD
 804420000                                                     SECOND HOME
 79.82                      LAND                                                           N
 537409401                  $106,850.00                        $894.47                    03/01/2003
 CT                         12/20/200                          $106,105.48                 REFINANCE
                            02/01/2003                         5.875                       STANDARD
 065250000                                                     OWNER OCCUPIED
 64.31                      SINGLE FAMILY                                                  N
 537414609                  $50,400.00                         $322.72                    02/01/2003
                            11/01/200                          $50,265.85                  PURCHASE
 MD
 216100000                  01/01/2003                         6.625                       FAMILY FIRST DIRECT
 89.84                      SINGLE FAMILY                      SECOND HOME                 N
 537415507                  $78,500.00                         $646.63                    03/01/2003
                            12/16/200                          $77,609.86                  REFINANCE
 AK
 996350000                  01/01/2003                         5.625                       STANDARD
 75.35                      SINGLE FAMILY                      SECOND HOME                 N
                            $185,000.00                        $1,139.08                  03/01/2003
 537420002
 NJ                         11/18/200                          $184,470.64                 REFINANCE
 78270000                   01/01/2003                         6.25                        SUPER EXPRESS
 53.47                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,000.00                        $550.10                    03/01/2003
 537430209
 CO                         10/30/200                          $114,802.75                 PURCHASE
 805380000                  12/01/2002                         5.75                        STANDARD
 73.59                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $33,750.00                         $230.24                    02/01/2003
 537439804
 NC                         11/25/200                          $33,628.91                  PURCHASE
 271070000                  01/01/2003                         7.25                        STANDARD
 89.75                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $272,000.00                        $1,652.71                  03/01/2003
 537450405
 NY                         12/03/200                          $271,469.89                 REFINANCE
 109650000                  02/01/2003                         6.125                       STANDARD
 79.84                      SINGLE FAMILY                      OWNER OCCUPIED              N

 537454902                  $250,000.00                        $1,197.92                  03/01/2003
 PA                         11/22/200                          $250,000.00                 PURCHASE
                            01/01/2003                         5.75                        STANDARD
 189600000                                                     SECOND HOME
 83.33                      LAND                                                           N
 537463200                  $157,590.00                        $957.54                    03/01/2003
 WI                         11/20/200                          $157,110.79                 PURCHASE
                            01/01/2003                         6.125                       STANDARD
 531420000                                                     OWNER OCCUPIED
 99.7                       SINGLE FAMILY                                                  N
 537463606                  $69,500.00                         $586.49                    01/01/2003
                            12/19/200                          $68,464.53                  REFINANCE
 MI
 486020000                  01/01/2003                         6                           SUPER EXPRESS
 70.36                      SINGLE FAMILY                      OWNER OCCUPIED              N
 537479107                  $105,000.00                        $850.99                    03/01/2003
                            11/21/200                          $103,508.50                 REFINANCE
 NY
 117570000                  01/01/2003                         5.375                       STANDARD
 40.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $265,000.00                        $1,631.66                  03/01/2003
 537479800
 NY                         11/14/200                          $264,207.22                 REFINANCE
 117300000                  01/01/2003                         6.25                        STANDARD
 74.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $41,600.00                         $199.34                    02/01/2003
 537513707
 NV                         11/26/200                          $41,598.65                  PURCHASE
 894470000                  01/01/2003                         5.75                        STANDARD
 79.24                      LAND                               SECOND HOME                 N

 537516908                  $260,800.00                        $1,480.80                  02/01/2003
 MI                         12/11/200                          $259,939.66                 REFINANCE
                            01/01/2003                         5.5                         FAMILY FIRST DIRECT
 481690000                                                     OWNER OCCUPIED
 79.82                      SINGLE FAMILY                                                  N
 537524100                  $148,400.00                        $831.00                    03/01/2003
 CO                         12/02/200                          $148,066.67                 REFINANCE
                            02/01/2003                         5.375                       STANDARD
 801240000                                                     OWNER OCCUPIED
 40.9                       SINGLE FAMILY                                                  N
 537579906                  $106,987.00                        $874.18                    02/01/2003
                            11/22/200                          $105,810.77                 REFINANCE
 TN
 371150000                  01/01/2003                         5.5                         STREAMLINE
 84.96                      SINGLE FAMILY                      OWNER OCCUPIED              N
 537585002                  $170,000.00                        $1,366.60                  03/01/2003
                            12/06/200                          $168,751.58                 REFINANCE
 NY
 117573428                  02/01/2003                         5.25                        STANDARD
 64.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $29,000.00                         $323.79                    02/01/2003
 537591901
 OH                         12/06/200                          $28,647.56                  REFINANCE
 458730000                  02/01/2003                         6.125                       STANDARD
 65.51                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $80,100.00                         $383.82                    03/01/2003
 537658601
 AK                         12/05/200                          $80,099.98                  PURCHASE
 996450000                  02/01/2003                         5.75                        STANDARD
 90                         LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $285,100.00                        $2,367.50                  03/01/2003
 537660805
 NY                         11/11/200                          $281,681.39                 REFINANCE
 104730000                  01/01/2003                         5.75                        SUPER EXPRESS
 75.12                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $58,650.00                         $490.97                    03/01/2003
 537675506
 MA                         12/06/200                          $58,035.51                  REFINANCE
 27030000                   01/01/2003                         5.875                       SUPER EXPRESS
 52.76                      CONDOMINIUM-LOW RISE               NON-OWNER OCCUPIED          N

 537737207                  $85,000.00                         $717.28                    03/01/2003
 MI                         01/15/200                          $84,565.75                  REFINANCE
                            03/01/2003                         6                           GM EXPANDED FAMILY
 497520000                                                     OWNER OCCUPIED
 61.73                      SINGLE FAMILY                                                  N
 537740300                  $102,350.00                        $638.54                    02/01/2003
 ME                         12/12/200                          $102,159.88                 REFINANCE
                            02/01/2003                         6.375                       STANDARD
 040620000                                                     OWNER OCCUPIED
 76.88                      SINGLE FAMILY                                                  N
 537740607                  $100,450.00                        $840.89                    03/01/2003
                            12/06/200                          $99,168.42                  REFINANCE
 IL
 604410000                  01/01/2003                         5.875                       SUPER EXPRESS
 53.03                      SINGLE FAMILY                      OWNER OCCUPIED              N
 537759508                  $221,950.00                        $1,295.24                  03/01/2003
                            01/07/200                          $221,718.27                 REFINANCE
 HI
 967070000                  03/01/2003                         5.75                        STANDARD
 79.47                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $38,600.00                         $426.13                    03/01/2003
 537768806
 MI                         12/23/200                          $38,024.29                  REFINANCE
 494260000                  02/01/2003                         5.875                       SUPER EXPRESS
 17.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $53,769.00                         $353.23                    03/01/2003
 537786105
 ID                         11/15/200                          $53,632.68                  PURCHASE
 838670000                  01/01/2003                         6.875                       STANDARD
 97.51                      SINGLE FAMILY                      OWNER OCCUPIED              N

 537800005                  $48,000.00                         $228.71                    03/01/2003
 CO                         12/05/200                          $47,458.71                  PURCHASE
                            02/01/2003                         5.75                        STANDARD
 805150000                                                     OWNER OCCUPIED
 79.1                       LAND                                                           N
 537830606                  $59,000.00                         $482.08                    02/01/2003
 MA                         11/12/200                          $58,344.10                  REFINANCE
                            01/01/2003                         5.5                         SUPER EXPRESS
 15240000                                                      OWNER OCCUPIED
 49.21                      SINGLE FAMILY                                                  N
 537832701                  $121,950.00                        $790.97                    03/01/2003
                            12/17/200                          $121,739.41                 REFINANCE
 MI
 480980000                  02/01/2003                         6.75                        SUPER EXPRESS
 37.46                      SINGLE FAMILY                      OWNER OCCUPIED              N
 537854002                  $56,000.00                         $353.96                    03/01/2003
                            11/05/200                          $55,695.84                  PURCHASE
 NM
 874010000                  12/01/2002                         6.5                         STANDARD
 79.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $280,000.00                        $1,746.84                  02/01/2003
 537866808
 NY                         12/12/200                          $279,479.94                 REFINANCE
 109010000                  02/01/2003                         6.375                       STANDARD
 67.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $69,200.00                         $331.59                    03/01/2003
 537897100
 CO                         11/15/200                          $69,199.97                  PURCHASE
 815030000                  01/01/2003                         5.75                        STANDARD
 89.99                      LAND                               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $80,400.00                         $651.62                    03/01/2003
 537906505
 PA                         12/16/200                          $78,813.47                  REFINANCE
 190835318                  02/01/2003                         5.375                       FAMILY FIRST DIRECT
 45.04                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $40,500.00                         $194.03                    02/01/2003
 537921801
 WA                         11/18/200                          $40,494.05                  PURCHASE
 986850000                  01/01/2003                         5.75                        STANDARD
 89.99                      LAND                               SECOND HOME                 N

 537944506                  $209,600.00                        $1,239.87                  02/01/2003
 TN                         11/20/200                          $208,955.75                 PURCHASE
                            01/01/2003                         5.875                       STANDARD
 373630000                                                     OWNER OCCUPIED
 79.84                      PUD                                                            N
 537966103                  $240,000.00                        $1,343.94                  03/01/2003
 NH                         12/13/200                          $239,460.92                 REFINANCE
                            02/01/2003                         5.375                       STANDARD
 38600000                                                      OWNER OCCUPIED
 79.82                      SINGLE FAMILY                                                  N
 537972408                  $96,750.00                         $796.97                    03/01/2003
                            11/20/200                          $95,714.81                  REFINANCE
 CO
 814350000                  01/01/2003                         5.625                       SUPER EXPRESS
 41.62                      PUD                                OWNER OCCUPIED              N
 537988602                  $228,000.00                        $1,121.63                  03/01/2003
                            11/26/200                          $227,054.27                 PURCHASE
 MI
 488430000                  01/01/2003                         4.25                        SELECT
 79.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $103,700.00                        $689.92                    02/01/2003
 538004201
 NJ                         12/04/200                          $103,529.50                 PURCHASE
 71030000                   02/01/2003                         7                           STANDARD
 97.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $180,000.00                        $993.97                    03/01/2003
 538026501
 IL                         12/12/200                          $178,784.41                 REFINANCE
 605590000                  02/01/2003                         5.25                        FAMILY FIRST DIRECT
 52.28                      SINGLE FAMILY                      OWNER OCCUPIED              N

 538086109                  $380,000.00                        $2,370.71                  02/01/2003
 CO                         11/20/200                          $378,662.57                 REFINANCE
                            01/01/2003                         6.375                       STANDARD
 806500000                                                     OWNER OCCUPIED
 75.8                       SINGLE FAMILY                                                  N
 538117508                  $155,100.00                        $774.40                    03/01/2003
 TX                         11/27/200                          $154,470.92                 PURCHASE
                            01/01/2003                         4.375                       RELOCATION
 784140000                                                     OWNER OCCUPIED
 79.67                      PUD                                                            N
 538169301                  $249,825.00                        $1,497.83                  03/01/2003
                            01/13/200                          $249,161.69                 REFINANCE
 MA
 019130000                  02/01/2003                         6                           SUPER EXPRESS
 74.38                      SINGLE FAMILY                      OWNER OCCUPIED              N
 538199506                  $126,800.00                        $1,052.96                  02/01/2003
                            12/02/200                          $125,457.45                 REFINANCE
 WA
 992089767                  01/01/2003                         5.75                        SUPER EXPRESS
 69.37                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $107,100.00                        $513.19                    02/01/2003
 538210709
 IL                         01/15/200                          $107,100.00                 PURCHASE
 605430000                  03/01/2003                         5.75                        STANDARD
 90                         LAND                               SECOND HOME                 N
                            $245,700.00                        $2,056.81                  03/01/2003
 538235201
 MA                         12/02/200                          $243,125.73                 REFINANCE
 17010000                   01/01/2003                         5.875                       SUPER EXPRESS
 78.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $311,500.00                        $1,917.96                  02/01/2003
 538264003
 NY                         12/11/200                          $310,907.34                 REFINANCE
 130350000                  02/01/2003                         6.25                        STANDARD
 85.97                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $231,000.00                        $1,918.25                  03/01/2003
 538270901
 NY                         12/06/200                          $228,554.20                 PURCHASE
 125500000                  01/01/2003                         5.75                        STANDARD
 83.11                      SINGLE FAMILY                      OWNER OCCUPIED              N

 538326307                  $133,000.00                        $1,104.45                  02/01/2003
 NH                         12/02/200                          $132,017.67                 REFINANCE
                            02/01/2003                         5.75                        STANDARD
 31060000                                                      OWNER OCCUPIED
 66.24                      SINGLE FAMILY                                                  N
 538367806                  $96,200.00                         $460.96                    02/01/2003
 CO                         11/22/200                          $96,200.00                  PURCHASE
                            01/01/2003                         5.75                        STANDARD
 804870000                                                     SECOND HOME
 89.99                      LAND                                                           N
 538383506                  $104,176.00                        $624.59                    03/01/2003
                            12/03/200                          $103,968.06                 PURCHASE
 TN
 374160000                  02/01/2003                         6                           STANDARD
 99.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
 538386301                  $48,000.00                         $229.66                    03/01/2003
                            12/10/200                          $47,929.99                  PURCHASE
 ID
 838140000                  02/01/2003                         5.75                        STANDARD
 79.88                      LAND                               SECOND HOME                 N
                            $164,400.00                        $1,343.29                  02/01/2003
 538403007
 NY                         11/21/200                          $162,622.51                 REFINANCE
 114210000                  01/01/2003                         5.5                         STANDARD
 65.29                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $71,350.00                         $587.74                    03/01/2003
 538448408
 MI                         12/17/200                          $70,586.57                  REFINANCE
 487390000                  01/01/2003                         5.625                       SUPER EXPRESS
 50.06                      SINGLE FAMILY                      SECOND HOME                 N

 538471707                  $99,000.00                         $808.92                    02/01/2003
 NY                         12/05/200                          $97,855.87                  REFINANCE
                            01/01/2003                         5.5                         SUPER EXPRESS
 115200000                                                     OWNER OCCUPIED
 72.75                      SINGLE FAMILY                                                  N
 538474206                  $300,700.00                        $2,437.07                  03/01/2003
 MN                         12/16/200                          $298,514.75                 REFINANCE
                            02/01/2003                         5.375                       FAMILY FIRST DIRECT
 553860000                                                     OWNER OCCUPIED
 64.06                      SINGLE FAMILY                                                  N
 538512203                  $258,500.00                        $1,368.01                  02/01/2003
                            12/20/200                          $257,863.00                 REFINANCE
 CO
 806010000                  02/01/2003                         4.875                       STANDARD
 74.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
 538584202                  $125,758.00                        $753.99                    02/01/2003
                            01/14/200                          $125,505.66                 REFINANCE
 OR
 970400000                  03/01/2003                         6                           STREAMLINE
 100.51                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $202,500.00                        $1,118.22                  02/01/2003
 538588005
 IL                         12/27/200                          $202,034.42                 REFINANCE
 605040000                  02/01/2003                         5.25                        SUPER EXPRESS
 79.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $134,300.00                        $1,088.46                  03/01/2003
 538588302
 CA                         12/27/200                          $133,324.00                 PURCHASE
 936440000                  02/01/2003                         5.375                       STANDARD
 79.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $44,900.00                         $215.15                    03/01/2003
 538618000
 UT                         12/16/200                          $44,900.00                  PURCHASE
 847900000                  02/01/2003                         5.75                        STANDARD
 89.98                      LAND                               OWNER OCCUPIED              N
                            $110,000.00                        $1,200.62                  03/01/2003
 538636408
 NY                         12/19/200                          $108,444.55                 REFINANCE
 103147203                  02/01/2003                         5.625                       STREAMLINE
 63.79                      SINGLE FAMILY                      OWNER OCCUPIED              N

 538636507                  $155,000.00                        $1,266.48                  03/01/2003
 NY                         12/17/200                          $153,885.33                 REFINANCE
                            02/01/2003                         5.5                         SUPER EXPRESS
 105220000                                                     OWNER OCCUPIED
 34.97                      SINGLE FAMILY                                                  N
 538652603                  $153,400.00                        $1,099.01                  03/01/2003
 IL                         01/07/200                          $152,734.32                 REFINANCE
                            02/01/2003                         6                           SUPER EXPRESS
 600160000                                                     OWNER OCCUPIED
 64.99                      SINGLE FAMILY                                                  N
 538725805                  $313,100.00                        $1,369.82                  02/01/2003
                            11/26/200                          $313,099.97                 PURCHASE
 MT
 597160000                  01/01/2003                         5.25                        STANDARD
 74.99                      LAND                               SECOND HOME                 N
 538739608                  $166,382.00                        $1,024.45                  03/01/2003
                            12/18/200                          $165,053.57                 REFINANCE
 NV
 891300000                  02/01/2003                         6.25                        STREAMLINE
 86.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $216,983.00                        $1,318.42                  03/01/2003
 538782905
 TN                         12/23/200                          $216,459.87                 PURCHASE
 372210000                  02/01/2003                         6.125                       STANDARD
 97.51                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $42,300.00                         $202.69                    03/01/2003
 538802307
 AK                         12/19/200                          $42,299.94                  PURCHASE
 996450000                  02/01/2003                         5.75                        STANDARD
 90                         LAND                               OWNER OCCUPIED              N

 538809104                  $431,500.00                        $3,554.41                  02/01/2003
 PA                         12/18/200                          $428,429.32                 REFINANCE
                            02/01/2003                         5.625                       STREAMLINE
 190460000                                                     OWNER OCCUPIED
 57.33                      SINGLE FAMILY                                                  N
 538815002                  $212,000.00                        $1,549.57                  02/01/2003
 NJ                         12/18/200                          $211,106.88                 REFINANCE
                            02/01/2003                         6.25                        SUPER EXPRESS
 79400000                                                      OWNER OCCUPIED
 69.36                      SINGLE FAMILY                                                  N
 538892605                  $95,900.00                         $567.29                    03/01/2003
                            12/06/200                          $95,601.60                  PURCHASE
 MI
 494230000                  01/01/2003                         5.875                       STANDARD
 79.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
 538915505                  $79,300.00                         $637.48                    03/01/2003
                            11/21/200                          $78,080.63                  REFINANCE
 KY
 421220000                  01/01/2003                         5.25                        FAMILY FIRST DIRECT
 72.3                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $181,000.00                        $1,085.19                  03/01/2003
 538939000
 NJ                         12/16/200                          $180,638.72                 REFINANCE
 88890000                   02/01/2003                         6                           STANDARD
 72.26                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $110,917.00                        $906.29                    02/01/2003
 538978909
 NY                         12/18/200                          $109,915.30                 REFINANCE
 132053259                  02/01/2003                         5.5                         STREAMLINE
 103.58                     SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $300,700.00                        $1,754.81                  03/01/2003
 538989609
 NY                         12/31/200                          $300,070.58                 REFINANCE
 115723545                  02/01/2003                         5.75                        FAMILY FIRST DIRECT
 73.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $76,000.00                         $323.75                    03/01/2003
 539002402
 MT                         01/10/200                          $74,000.00                  PURCHASE
 597410000                  03/01/2003                         5.25                        STANDARD
 77.89                      LAND                               SECOND HOME                 N

 539008409                  $81,500.00                         $482.11                    02/01/2003
 AL                         12/13/200                          $81,333.39                  REFINANCE
                            02/01/2003                         5.875                       STANDARD
 366080000                                                     OWNER OCCUPIED
 89.47                      SINGLE FAMILY                                                  N
 539023101                  $157,150.00                        $1,304.99                  03/01/2003
 CT                         01/03/200                          $155,542.20                 REFINANCE
                            02/01/2003                         5.75                        SUPER EXPRESS
 065120000                                                     OWNER OCCUPIED
 55.55                      SINGLE FAMILY                                                  N
 539072900                  $44,100.00                         $211.32                    03/01/2003
                            12/16/200                          $44,098.70                  PURCHASE
 UT
 847190000                  02/01/2003                         5.75                        STANDARD
 90                         LAND                               SECOND HOME                 N
 539078204                  $98,800.00                         $560.98                    03/01/2003
                            12/26/200                          $98,583.21                  REFINANCE
 CA
 923520000                  02/01/2003                         5.5                         STANDARD
 78.24                      LAND                               SECOND HOME                 N
                            $159,000.00                        $1,012.33                  03/01/2003
 539079301
 NY                         12/23/200                          $158,531.07                 REFINANCE
 131040000                  02/01/2003                         5.875                       SUPER EXPRESS
 75.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $125,900.00                        $987.44                    04/01/2003
 539083402
 MI                         12/19/200                          $124,946.13                 PURCHASE
 486230000                  02/01/2003                         4.875                       SELECT
 55.1                       SINGLE FAMILY                      OWNER OCCUPIED              N

 539122101                  $234,000.00                        $1,402.95                  03/01/2003
 NY                         12/17/200                          $233,532.94                 REFINANCE
                            02/01/2003                         6                           STANDARD
 131040000                                                     OWNER OCCUPIED
 76.57                      SINGLE FAMILY                                                  N
 539140905                  $176,450.00                        $933.79                    03/01/2003
 TX                         12/16/200                          $176,015.20                 REFINANCE
                            02/01/2003                         4.875                       STANDARD
 760160000                                                     OWNER OCCUPIED
 70.69                      SINGLE FAMILY                                                  N
 539149302                  $62,500.00                         $510.68                    02/01/2003
                            12/23/200                          $62,050.53                  REFINANCE
 WA
 990010000                  02/01/2003                         5.5                         SUPER EXPRESS
 88.97                      SINGLE FAMILY                      OWNER OCCUPIED              N
 539215004                  $92,873.00                         $587.03                    02/01/2003
                            12/30/200                          $92,654.34                  REFINANCE
 RI
 29070000                   02/01/2003                         6.5                         STREAMLINE
 100.8                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $91,500.00                         $741.58                    02/01/2003
 539253401
 CA                         12/05/200                          $90,820.49                  REFINANCE
 923970000                  02/01/2003                         5.375                       FAMILY FIRST DIRECT
 56.97                      SINGLE FAMILY                      SECOND HOME                 N
                            $53,900.00                         $258.28                    03/01/2003
 539263202
 UT                         12/12/200                          $53,899.98                  PURCHASE
 847900000                  02/01/2003                         5.75                        STANDARD
 89.98                      LAND                               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $110,000.00                        $527.09                    03/01/2003
 539263707
 MT                         12/27/200                          $109,999.98                 PURCHASE
 597410000                  02/01/2003                         5.75                        STANDARD
 86.27                      LAND                               SECOND HOME                 N
                            $146,400.00                        $1,186.53                  02/01/2003
 539295402
 OR                         12/31/200                          $144,785.61                 REFINANCE
 972300000                  02/01/2003                         5.375                       SUPER EXPRESS
 87.02                      SINGLE FAMILY                      OWNER OCCUPIED              N

 539303404                  $61,650.00                         $295.41                    03/01/2003
 CO                         12/02/200                          $61,650.00                  PURCHASE
                            02/01/2003                         5.75                        STANDARD
 804240000                                                     SECOND HOME
 90                         LAND                                                           N
 539308304                  $198,432.00                        $1,353.66                  02/01/2003
 NH                         12/27/200                          $198,121.46                 PURCHASE
                            02/01/2003                         7.25                        STANDARD
 038570000                                                     OWNER OCCUPIED
 99.14                      2-4 FAMILY                                                     N
 539324400                  $140,800.00                        $616.00                    03/01/2003
                            12/10/200                          $140,800.00                 PURCHASE
 CO
 804420000                  02/01/2003                         5.25                        STANDARD
 80                         LAND                               SECOND HOME                 N
 539345603                  $40,250.00                         $176.10                    03/01/2003
                            12/23/200                          $40,249.98                  REFINANCE
 CO
 814320000                  02/01/2003                         5.25                        STANDARD
 33.54                      LAND                               OWNER OCCUPIED              N
                            $155,100.00                        $954.98                    02/01/2003
 539348201
 IL                         01/15/200                          $153,941.03                 REFINANCE
 601420000                  02/01/2003                         6.25                        SUPER EXPRESS
 67.88                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $53,000.00                         $454.44                    03/01/2003
 539349902
 NJ                         12/19/200                          $52,642.27                  REFINANCE
 74700000                   02/01/2003                         6.25                        STANDARD
 31.33                      SINGLE FAMILY                      OWNER OCCUPIED              N

 539352005                  $115,000.00                        $901.95                    04/01/2003
 AL                         12/09/200                          $113,828.71                 PURCHASE
                            02/01/2003                         4.875                       RELOCATION
 357580000                                                     OWNER OCCUPIED
 49.32                      SINGLE FAMILY                                                  N
 539360503                  $52,171.00                         $377.55                    03/01/2003
 TX                         01/10/200                          $51,947.91                  REFINANCE
                            02/01/2003                         6.125                       STREAMLINE
 760365202                                                     OWNER OCCUPIED
 89.57                      SINGLE FAMILY                                                  N
 539389700                  $74,908.00                         $461.23                    02/01/2003
                            12/27/200                          $74,765.47                  PURCHASE
 NC
 274050000                  02/01/2003                         6.25                        STANDARD
 99.12                      SINGLE FAMILY                      OWNER OCCUPIED              N
 539400200                  $91,000.00                         $567.72                    03/01/2003
                            12/16/200                          $90,830.99                  PURCHASE
 TN
 380120000                  02/01/2003                         6.375                       STANDARD
 99.81                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $80,000.00                         $350.00                    03/01/2003
 539400309
 MT                         01/10/200                          $80,000.00                  PURCHASE
 597410000                  03/01/2003                         5.25                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $300,700.00                        $2,437.07                  03/01/2003
 539410704
 NY                         12/23/200                          $298,514.75                 REFINANCE
 105700000                  02/01/2003                         5.375                       SUPER EXPRESS
 20.24                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $91,650.00                         $748.86                    03/01/2003
 539421008
 LA                         12/11/200                          $90,990.90                  REFINANCE
 713600000                  02/01/2003                         5.5                         SUPER EXPRESS
 82.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $68,550.00                         $555.58                    02/01/2003
 539427401
 NH                         12/06/200                          $67,801.06                  REFINANCE
 032610000                  01/01/2003                         5.375                       SUPER EXPRESS
 63.01                      SINGLE FAMILY                      OWNER OCCUPIED              N

 539433300                  $84,050.00                         $620.49                    03/01/2003
 NJ                         01/13/200                          $83,876.03                  REFINANCE
                            03/01/2003                         6.375                       SUPER EXPRESS
 075010000                                                     OWNER OCCUPIED
 67.1                       2-4 FAMILY                                                     N
 539453209                  $92,000.00                         $751.72                    03/01/2003
 NY                         12/30/200                          $91,275.10                  REFINANCE
                            02/01/2003                         5.5                         SUPER EXPRESS
 145800000                                                     OWNER OCCUPIED
 79.37                      SINGLE FAMILY                                                  N
 539539502                  $250,000.00                        $2,009.70                  02/01/2003
                            01/16/200                          $249,084.05                 REFINANCE
 MI
 483820000                  03/01/2003                         5.25                        FAMILY FIRST DIRECT
 63.61                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 539561308                  $144,900.00                        $1,183.96                  04/01/2003
                            12/09/200                          $143,604.00                 REFINANCE
 KY
 402230000                  02/01/2003                         5.5                         SUPER EXPRESS
 47.26                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $112,300.00                        $910.16                    03/01/2003
 539612705
 ID                         01/06/200                          $111,892.85                 REFINANCE
 836341626                  03/01/2003                         5.375                       STANDARD
 49.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $71,800.00                         $596.24                    03/01/2003
 539613109
 CA                         01/02/200                          $71,294.39                  REFINANCE
 928080000                  02/01/2003                         5.75                        SUPER EXPRESS
 55.7                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 539618504                  $160,000.00                        $985.15                    03/01/2003
 NJ                         01/03/200                          $159,695.57                 REFINANCE
                            02/01/2003                         6.25                        STANDARD
 078260000                                                     OWNER OCCUPIED
 79.85                      SINGLE FAMILY                                                  N
 539635003                  $215,900.00                        $1,311.84                  02/01/2003
 FL                         12/27/200                          $215,479.23                 PURCHASE
                            02/01/2003                         6.125                       STANDARD
 330670000                                                     OWNER OCCUPIED
 79.91                      PUD                                                            N
 539650408                  $45,200.00                         $195.10                    04/01/2003
                            12/23/200                          $44,594.18                  PURCHASE
 CO
 804470000                  02/01/2003                         5.25                        STANDARD
 78.39                      LAND                               SECOND HOME                 N
 539673202                  $186,650.00                        $1,119.07                  02/01/2003
                            12/27/200                          $186,277.43                 PURCHASE
 CA
 955010000                  02/01/2003                         6                           STANDARD
 94.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $100,000.00                        $810.47                    03/01/2003
 539676403
 IN                         12/27/200                          $99,273.27                  REFINANCE
 469020000                  02/01/2003                         5.375                       SUPER EXPRESS
 79.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $96,000.00                         $420.00                    03/01/2003
 539856005
 CO                         12/30/200                          $96,000.00                  PURCHASE
 816300000                  02/01/2003                         5.25                        STANDARD
 80                         LAND                               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $57,600.00                         $252.00                    03/01/2003
 539857706
 VT                         01/16/200                          $57,600.00                  PURCHASE
 052500000                  03/01/2003                         5.25                        STANDARD
 80                         LAND                               SECOND HOME                 N
                            $137,910.00                        $905.98                    02/01/2003
 539863506
 ME                         12/23/200                          $137,677.60                 PURCHASE
 040920000                  02/01/2003                         6.875                       STANDARD
 99.13                      SINGLE FAMILY                      OWNER OCCUPIED              N

 539866301                  $126,709.00                        $759.69                    03/01/2003
 IN                         12/30/200                          $126,456.08                 PURCHASE
                            02/01/2003                         6                           STANDARD
 468190000                                                     OWNER OCCUPIED
 98.41                      PUD                                                            N
 539868802                  $100,000.00                        $437.50                    03/01/2003
 CO                         12/13/200                          $100,000.00                 PURCHASE
                            02/01/2003                         5.25                        STANDARD
 805120000                                                     OWNER OCCUPIED
 71.43                      LAND                                                           N
 539893602                  $31,400.00                         $195.90                    02/01/2003
                            12/23/200                          $31,341.67                  PURCHASE
 IN
 479330000                  02/01/2003                         6.375                       STANDARD
 93.94                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
 539949909                  $106,400.00                        $663.80                    02/01/2003
                            12/23/200                          $106,102.59                 REFINANCE
 VT
 57350000                   02/01/2003                         6.375                       SUPER EXPRESS
 79.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $95,000.00                         $763.69                    03/01/2003
 539984807
 NY                         01/03/200                          $94,251.94                  REFINANCE
 125241408                  03/01/2003                         5.25                        STANDARD
 33.25                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $348,000.00                        $1,894.82                  03/01/2003
 539989905
 TX                         12/19/200                          $347,181.11                 PURCHASE
 787335712                  02/01/2003                         5.125                       RELOCATION
 79.81                      PUD                                OWNER OCCUPIED              N

 540011608                  $150,000.00                        $656.25                    02/01/2003
 CA                         12/18/200                          $150,000.00                 PURCHASE
                            02/01/2003                         5.25                        STANDARD
 920690000                                                     SECOND HOME
 85.71                      LAND                                                           N
 540083805                  $107,900.00                        $517.03                    03/01/2003
 MT                         01/10/200                          $107,899.99                 PURCHASE
                            03/01/2003                         5.75                        STANDARD
 599250000                                                     SECOND HOME
 89.99                      LAND                                                           N
 540227808                  $76,500.00                         $366.57                    02/01/2003
                            12/31/200                          $76,499.98                  PURCHASE
 UT
 840540000                  02/01/2003                         5.75                        FAMILY FIRST DIRECT
 90                         LAND                               SECOND HOME                 N
 540466802                  $315,000.00                        $1,378.13                  03/01/2003
                            01/13/200                          $315,000.00                 PURCHASE
 CO
 804430000                  03/01/2003                         5.25                        STANDARD
 75                         LAND                               SECOND HOME                 N
                            $179,200.00                        $784.00                    03/01/2003
 540493004
 CO                         01/17/200                          $178,984.00                 PURCHASE
 804820000                  03/01/2003                         5.25                        STANDARD
 79.9                       LAND                               SECOND HOME                 N
                            $153,685.00                        $1,009.61                  02/01/2003
 540624103
 TX                         01/10/200                          $153,555.88                 PURCHASE
 750670000                  03/01/2003                         6.875                       STANDARD
 99.22                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $222,750.00                        $1,335.50                  02/01/2003
 540671104
 MI                         01/06/200                          $222,305.39                 PURCHASE
 494180000                  02/01/2003                         6                           STANDARD
 90.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $172,800.00                        $1,036.03                  03/01/2003
 540887106
 WI                         01/14/200                          $172,614.00                 PURCHASE
 539590000                  03/01/2003                         6                           STANDARD
 79.91                      SINGLE FAMILY                      OWNER OCCUPIED              N

 541339909                  $104,500.00                        $500.73                    03/01/2003
 TX                         01/24/200                          $104,500.00                 PURCHASE
                            03/01/2003                         5.75                        SELECT
 780060000                                                     SECOND HOME
 89.96                      LAND                                                           N
 600000439                  $112,200.00                        $1,110.76                  03/01/2003
 NJ                         05/03/199                          $103,266.56                 REFINANCE
                            07/01/1999                         7                           STANDARD
 087530000                                                     OWNER OCCUPIED
 70.73                      SINGLE FAMILY                                                  N
 600003838                  $72,316.80                         $644.96                    03/01/2003
                            07/08/199                          $56,327.65                  REFINANCE
 NY
 117512603                  07/01/1999                         6.875                       STANDARD
 47.33                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600007837                  $92,500.00                         $677.21                    02/01/2003
                            06/30/199                          $92,170.21                  REFINANCE
 CA
 925670000                  08/01/1999                         7.625                       STANDARD
 70.7                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $66,450.00                         $616.00                    02/01/2003
 600008620
 NJ                         07/08/199                          $56,584.71                  REFINANCE
 088040000                  09/01/1999                         7.5                         STREAMLINE
 85.55                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $61,838.00                         $492.47                    02/01/2003
 600009296
 VA                         07/01/199                          $59,090.35                  REFINANCE
 201760000                  09/01/1999                         8.5                         STREAMLINE
 95.68                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600010744                  $49,666.00                         $489.09                    01/01/2003
 TN                         08/02/199                          $42,953.65                  REFINANCE
                            10/01/1999                         8.5                         STREAMLINE
 381110000                                                     OWNER OCCUPIED
 87.22                      SINGLE FAMILY                                                  N
 600011168                  $124,000.00                        $877.67                    02/01/2003
 WA                         08/03/199                          $119,586.15                 REFINANCE
                            10/01/1999                         7.625                       STANDARD
 980010000                                                     OWNER OCCUPIED
 77.23                      SINGLE FAMILY                                                  N
 600013612                  $31,260.00                         $289.79                    02/01/2003
                            09/02/199                          $25,896.78                  REFINANCE
 TX
 774890000                  11/01/1999                         7.5                         STREAMLINE
 83.25                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600013733                  $60,000.00                         $521.01                    01/01/2003
                            08/06/199                          $58,597.19                  REFINANCE
 AL
 360800000                  10/01/1999                         9.875                       STANDARD
 73.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $40,365.00                         $421.51                    01/01/2003
 600015771
 TX                         09/09/199                          $35,440.46                  REFINANCE
 794160000                  11/01/1999                         9.5                         STREAMLINE
 88.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $65,886.00                         $629.64                    02/01/2003
 600017638
 AL                         10/21/199                          $57,190.92                  REFINANCE
 352100000                  12/01/1999                         8                           STREAMLINE
 83.12                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $93,467.00                         $866.45                    02/01/2003
 600021521
 AR                         12/29/199                          $81,401.73                  REFINANCE
 724010000                  02/01/2000                         7.5                         STREAMLINE
 87.47                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $53,254.00                         $524.42                    02/01/2003
 600021760
 FL                         12/14/199                          $46,802.18                  REFINANCE
 330680000                  02/01/2000                         8.5                         STREAMLINE
 90.35                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600022388                  $75,650.00                         $568.33                    12/01/2002
 TX                         12/22/199                          $73,555.30                  PURCHASE
                            02/01/2000                         8.25                        STANDARD
 781300000                                                     OWNER OCCUPIED
 94.54                      SINGLE FAMILY                                                  N
 600026875                  $70,810.00                         $405.03                    02/01/2003
 CA                         01/24/200                          $68,155.15                  PURCHASE
                            03/01/2000                         5.5                         STANDARD
 908020000                                                     OWNER OCCUPIED
 93.49                      CONDOMINIUM-LOW RISE                                           N
 600047126                  $111,084.00                        $893.81                    01/01/2003
                            11/08/200                          $109,260.55                 PURCHASE
 FL
 330240000                  01/01/2001                         9                           STANDARD
 97.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600048525                  $42,328.00                         $303.25                    02/01/2003
                            10/04/200                          $41,414.13                  PURCHASE
 PA
 191410000                  12/01/2000                         7.75                        STANDARD
 103.62                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $42,800.00                         $295.61                    02/01/2003
 600052687
 MI                         12/04/200                          $41,846.66                  REFINANCE
 496760000                  01/01/2001                         7.375                       STANDARD
 45.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $74,550.00                         $712.44                    02/01/2003
 600054296
 NY                         12/22/200                          $68,394.43                  REFINANCE
 141250000                  02/01/2001                         8                           STANDARD
 79.82                      2-4 FAMILY                         OWNER OCCUPIED              N

 600060959                  $58,740.00                         $610.68                    12/01/2002
 NC                         12/07/200                          $56,324.12                  REFINANCE
                            02/01/2001                         8.75                        STANDARD
 280920000                                                     OWNER OCCUPIED
 86.24                      SINGLE FAMILY                                                  N
 600066473                  $212,264.00                        $1,412.19                  03/01/2003
 MA                         01/25/200                          $207,548.55                 REFINANCE
                            03/01/2001                         7                           STREAMLINE
 019040000                                                     OWNER OCCUPIED
 97.78                      SINGLE FAMILY                                                  N
 600077291                  $198,900.00                        $1,604.90                  01/01/2003
                            02/07/200                          $200,798.38                 PURCHASE
 FL
 327130000                  03/01/2001                         8.75                        STANDARD
 90.98                      PUD                                OWNER OCCUPIED              N
 600079218                  $141,300.00                        $1,078.38                  12/01/2002
                            03/09/200                          $144,522.89                 PURCHASE
 MO
 641550000                  05/01/2001                         8                           STANDARD
 92.27                      PUD                                OWNER OCCUPIED              N
                            $54,556.00                         $388.97                    02/01/2003
 600079420
 MD                         02/28/200                          $54,563.97                  PURCHASE
 212110000                  04/01/2001                         7.5                         STANDARD
 99.29                      TOWNHOUSE                          OWNER OCCUPIED              Y
                            $58,359.00                         $448.73                    01/01/2003
 600086337
 MI                         02/23/200                          $57,012.36                  REFINANCE
 485070000                  04/01/2001                         8.5                         STANDARD
 90.64                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $171,000.00                        $1,137.67                  02/01/2003
 600087382
 UT                         02/22/200                          $167,400.30                 REFINANCE
 840570000                  04/01/2001                         7                           STANDARD
 93.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $74,790.00                         $661.83                    02/01/2003
 600090163
 FL                         02/16/200                          $68,078.73                  REFINANCE
 327120000                  04/01/2001                         6.75                        STREAMLINE
 68.36                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600091322                  $134,995.00                        $920.90                    01/01/2003
 NJ                         02/28/200                          $132,284.07                 PURCHASE
                            04/01/2001                         7.25                        STANDARD
 070870000                                                     OWNER OCCUPIED
 94.66                      2-4 FAMILY                                                     N
 600092284                  $144,350.00                        $900.56                    01/01/2003
 NJ                         03/23/200                          $139,944.90                 REFINANCE
                            04/01/2001                         6.375                       STREAMLINE
 080020000                                                     OWNER OCCUPIED
 87.66                      SINGLE FAMILY                                                  N
 600092782                  $168,259.00                        $1,219.99                  02/01/2003
                            03/30/200                          $165,394.43                 PURCHASE
 IL
 600460000                  05/01/2001                         7.875                       STANDARD
 96.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600101658                  $182,100.00                        $1,151.00                  02/01/2003
                            05/16/200                          $178,208.46                 PURCHASE
 OH
 454590000                  07/01/2001                         6.5                         STANDARD
 93.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $122,970.00                        $838.88                    12/01/2002
 600104434
 MO                         03/28/200                          $120,609.71                 PURCHASE
 631280000                  05/01/2001                         7.25                        STANDARD
 96.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $72,364.00                         $499.80                    02/01/2003
 600104780
 IN                         08/17/200                          $71,293.25                  PURCHASE
 462030000                  10/01/2001                         7.375                       STANDARD
 97.08                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600105660                  $138,088.00                        $907.14                    02/01/2003
 NC                         04/18/200                          $135,233.24                 PURCHASE
                            06/01/2001                         6.875                       STANDARD
 282150000                                                     OWNER OCCUPIED
 97.26                      PUD                                                            N
 600106023                  $79,170.00                         $706.08                    01/01/2003
 VA                         04/19/200                          $73,267.67                  REFINANCE
                            06/01/2001                         6.875                       STANDARD
 245920000                                                     OWNER OCCUPIED
 75.34                      SINGLE FAMILY                                                  N
 600106065                  $123,068.00                        $818.77                    12/01/2002
                            03/15/200                          $120,592.77                 PURCHASE
 CA
 923920000                  05/01/2001                         7                           STANDARD
 96.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600108408                  $217,585.00                        $1,596.56                  01/01/2003
                            03/22/200                          $213,911.65                 PURCHASE
 CA
 917920000                  05/01/2001                         8                           STANDARD
 96.95                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $77,900.00                         $585.24                    02/01/2003
 600108941
 PA                         03/23/200                          $76,666.71                  PURCHASE
 152140000                  05/01/2001                         8.25                        STANDARD
 93.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $48,600.00                         $408.66                    02/01/2003
 600112395
 NJ                         04/30/200                          $48,026.74                  PURCHASE
 084060000                  06/01/2001                         9.5                         STANDARD
 88.99                      CONDOMINIUM-LOW RISE               SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $41,800.00                         $340.10                    02/01/2003
 600114047
 FL                         04/16/200                          $41,269.01                  PURCHASE
 330650000                  06/01/2001                         9.125                       STANDARD
 93.85                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $150,270.00                        $1,128.93                  01/01/2003
 600114286
 NC                         08/31/200                          $148,415.02                 PURCHASE
 282160000                  10/01/2001                         8.25                        STANDARD
 98.13                      PUD                                OWNER OCCUPIED              Y

 600117546                  $94,300.00                         $643.29                    01/01/2003
 NC                         04/16/200                          $92,574.76                  REFINANCE
                            06/01/2001                         7.25                        STREAMLINE
 284110000                                                     OWNER OCCUPIED
 96.1                       SINGLE FAMILY                                                  N
 600120198                  $150,000.00                        $1,208.39                  02/01/2003
 FL                         04/13/200                          $143,632.53                 REFINANCE
                            06/01/2001                         7.5                         STANDARD
 336290000                                                     OWNER OCCUPIED
 66.95                      SINGLE FAMILY                                                  N
 600122321                  $56,050.00                         $401.54                    01/01/2003
                            04/20/200                          $54,941.93                  PURCHASE
 NH
 032240000                  06/01/2001                         7.75                        STANDARD
 93.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600122848                  $101,500.00                        $641.55                    02/01/2003
                            11/21/200                          $100,070.19                 PURCHASE
 FL
 335690000                  01/01/2002                         6.5                         STANDARD
 84.95                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $133,980.00                        $1,018.34                  01/01/2003
 600130477
 NC                         07/27/200                          $132,294.41                 PURCHASE
 281170000                  09/01/2001                         8.375                       STANDARD
 91.31                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $116,082.00                        $899.98                    02/01/2003
 600130675
 TX                         05/09/200                          $111,065.61                 REFINANCE
 751160000                  07/01/2001                         7                           STREAMLINE
 95.14                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600132157                  $56,700.00                         $386.79                    03/01/2003
 DE                         05/30/200                          $55,667.18                  PURCHASE
                            07/01/2001                         7.25                        STANDARD
 197200000                                                     NON-OWNER OCCUPIED
 88.36                      SINGLE FAMILY                                                  N
 600134891                  $131,523.00                        $875.03                    01/01/2003
 TX                         05/25/200                          $129,121.86                 REFINANCE
                            07/01/2001                         7                           STANDARD
 750670000                                                     OWNER OCCUPIED
 88.61                      SINGLE FAMILY                                                  N
 600140622                  $93,000.00                         $580.20                    03/01/2003
                            07/23/200                          $91,282.72                  REFINANCE
 ME
 045300000                  09/01/2001                         6.375                       STANDARD
 73.03                      2-4 FAMILY                         OWNER OCCUPIED              N
 600141168                  $168,316.00                        $1,148.21                  01/01/2003
                            06/29/200                          $165,533.66                 PURCHASE
 WA
 986820000                  08/01/2001                         7.25                        STANDARD
 97.15                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $165,000.00                        $1,483.07                  02/01/2003
 600141627
 NY                         05/24/200                          $153,406.14                 REFINANCE
 110030000                  07/01/2001                         7                           STANDARD
 62.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $84,000.00                         $530.94                    03/01/2003
 600141641
 IN                         07/13/200                          $82,484.59                  PURCHASE
 474080000                  09/01/2001                         6.5                         STANDARD
 78.56                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $170,155.00                        $1,204.35                  02/01/2003
 600141699
 GA                         06/07/200                          $167,537.34                 PURCHASE
 300190000                  08/01/2001                         7.625                       STANDARD
 97.49                      PUD                                OWNER OCCUPIED              N
                            $155,000.00                        $1,371.61                  01/01/2003
 600143352
 PA                         05/31/200                          $143,893.68                 REFINANCE
 196090000                  07/01/2001                         6.75                        STANDARD
 78.38                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600144695                  $220,000.00                        $1,426.92                  02/01/2003
 IN                         06/08/200                          $215,647.04                 REFINANCE
                            08/01/2001                         6.75                        STANDARD
 460380000                                                     OWNER OCCUPIED
 89.94                      SINGLE FAMILY                                                  N
 600154275                  $57,905.00                         $404.88                    01/01/2003
 FL                         07/17/200                          $57,040.92                  PURCHASE
                            09/01/2001                         7.5                         STANDARD
 337070000                                                     OWNER OCCUPIED
 97.17                      SINGLE FAMILY                                                  N
 600159779                  $235,000.00                        $1,976.01                  02/01/2003
                            05/14/200                          $232,370.37                 REFINANCE
 CA
 907460000                  07/01/2001                         9.5                         STANDARD
 78.82                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600161357                  $101,297.00                        $691.02                    01/01/2003
                            07/13/200                          $99,711.18                  PURCHASE
 IN
 462030000                  09/01/2001                         7.25                        STANDARD
 96.04                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $230,000.00                        $1,788.92                  02/01/2003
 600162955
 CA                         05/16/200                          $226,923.26                 REFINANCE
 917300000                  07/01/2001                         8.625                       STANDARD
 78.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $159,900.00                        $1,257.93                  01/01/2003
 600163737
 NJ                         08/01/200                          $158,132.91                 PURCHASE
 087530000                  10/01/2001                         8.75                        STANDARD
 68.87                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600167728                  $115,200.00                        $1,100.92                  02/01/2003
 VA                         07/26/200                          $108,480.26                 REFINANCE
                            09/01/2001                         8                           STANDARD
 245020000                                                     OWNER OCCUPIED
 85.04                      SINGLE FAMILY                                                  N
 600167801                  $164,800.00                        $1,068.89                  02/01/2003
 MI                         08/01/200                          $161,547.39                 REFINANCE
                            10/01/2001                         6.75                        STANDARD
 494230000                                                     OWNER OCCUPIED
 78.5                       SINGLE FAMILY                                                  N
 600170644                  $71,435.00                         $499.48                    02/01/2003
                            11/09/200                          $70,545.89                  PURCHASE
 FL
 337030000                  12/01/2001                         7.5                         STANDARD
 98.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600170728                  $64,351.00                         $483.45                    12/01/2002
                            08/30/200                          $63,567.53                  PURCHASE
 FL
 337120000                  10/01/2001                         8.25                        STANDARD
 98.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $230,400.00                        $1,513.56                  02/01/2003
 600172005
 PA                         10/05/200                          $226,954.26                 PURCHASE
 194620000                  11/01/2001                         6.875                       STANDARD
 88.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $84,075.00                         $609.60                    01/01/2003
 600172616
 FL                         08/10/200                          $82,973.39                  PURCHASE
 346520000                  10/01/2001                         7.875                       STANDARD
 93.9                       PUD                                OWNER OCCUPIED              Y

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $75,480.00                         $514.91                    02/01/2003
 600173427
 WI                         08/31/200                          $74,363.85                  PURCHASE
 543033546                  10/01/2001                         7.25                        STANDARD
 100.58                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $98,455.00                         $688.41                    01/01/2003
 600173694
 CA                         08/03/200                          $97,067.56                  PURCHASE
 917760000                  10/01/2001                         7.5                         STANDARD
 97.23                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600174861                  $80,000.00                         $636.52                    02/01/2003
 AZ                         09/18/200                          $79,190.64                  REFINANCE
                            11/01/2001                         8.875                       STANDARD
 859390000                                                     OWNER OCCUPIED
 76.56                      MANUFACTURED                                                   N
 600176076                  $83,777.00                         $557.37                    01/01/2003
 IN                         08/29/200                          $82,477.69                  PURCHASE
                            10/01/2001                         7                           STANDARD
 476010000                                                     OWNER OCCUPIED
 97.1                       SINGLE FAMILY                                                  N
 600179581                  $139,308.00                        $974.06                    01/01/2003
                            09/20/200                          $137,459.78                 PURCHASE
 WI
 530890000                  11/01/2001                         7.5                         STANDARD
 97.31                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600179817                  $65,975.00                         $611.60                    02/01/2003
                            08/03/200                          $61,892.76                  PURCHASE
 IL
 610680000                  09/01/2001                         7.5                         STANDARD
 66.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $139,050.00                        $936.81                    03/01/2003
 600184266
 LA                         09/28/200                          $135,904.51                 PURCHASE
 700030000                  11/01/2001                         7.125                       STANDARD
 100.67                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $98,290.00                         $687.26                    03/01/2003
 600185647
 MD                         09/24/200                          $96,919.55                  REFINANCE
 212440000                  11/01/2001                         7.5                         STREAMLINE
 98.61                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600185690                  $162,352.00                        $1,121.32                  01/01/2003
 NJ                         08/31/200                          $157,361.87                 PURCHASE
                            10/01/2001                         7.375                       STANDARD
 088050000                                                     OWNER OCCUPIED
 95.61                      2-4 FAMILY                                                     N
 600188839                  $112,100.00                        $717.79                    01/01/2003
 CT                         09/25/200                          $110,342.27                 PURCHASE
                            11/01/2001                         6.625                       STANDARD
 060950000                                                     OWNER OCCUPIED
 97.84                      SINGLE FAMILY                                                  N
 600190065                  $100,089.00                        $717.05                    01/01/2003
                            11/30/200                          $98,933.22                  PURCHASE
 NC
 281660000                  01/01/2002                         7.75                        STANDARD
 98.22                      SINGLE FAMILY                      OWNER OCCUPIED              Y
 600190286                  $97,000.00                         $711.75                    03/01/2003
                            10/22/200                          $95,896.84                  REFINANCE
 NY
 121250000                  12/01/2001                         8                           STANDARD
 83.39                      SINGLE FAMILY                      OWNER OCCUPIED              Y
                            $102,616.00                        $648.60                    03/01/2003
 600191898
 FL                         11/20/200                          $101,170.54                 PURCHASE
 335340000                  01/01/2002                         6.5                         STANDARD
 97.81                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $228,700.00                        $1,426.80                  02/01/2003
 600192737
 MA                         10/30/200                          $225,401.66                 REFINANCE
 027630000                  01/01/2002                         6.375                       STANDARD
 67.96                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $239,900.00                        $1,457.66                  02/01/2003
 600193090
 NJ                         09/14/200                          $235,616.65                 PURCHASE
 070060000                  11/01/2001                         6.125                       STANDARD
 69.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $76,500.00                         $898.12                    03/01/2003
 600193244
 VA                         10/15/200                          $69,199.93                  REFINANCE
 233210000                  12/01/2001                         7.25                        STANDARD
 77.75                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600194625                  $69,010.00                         $470.77                    03/01/2003
 SC                         09/26/200                          $68,045.86                  PURCHASE
                            11/01/2001                         7.25                        STANDARD
 296110000                                                     OWNER OCCUPIED
 101.56                     SINGLE FAMILY                                                  N
 600195128                  $54,000.00                         $341.32                    03/01/2003
 NJ                         11/06/200                          $53,239.26                  REFINANCE
                            01/01/2002                         6.5                         STANDARD
 088520000                                                     OWNER OCCUPIED
 74.22                      CONDOMINIUM-LOW RISE                                           N
 600195183                  $133,980.00                        $880.15                    03/01/2003
                            09/28/200                          $131,976.28                 PURCHASE
 FL
 323080000                  11/01/2001                         6.875                       STANDARD
 94.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600196893                  $153,500.00                        $1,047.14                  02/01/2003
                            10/09/200                          $151,494.33                 REFINANCE
 NJ
 080940000                  12/01/2001                         7.25                        STANDARD
 91.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $392,850.00                        $2,780.57                  02/01/2003
 600198248
 MA                         09/28/200                          $387,762.60                 PURCHASE
 020380000                  11/01/2001                         7.625                       STANDARD
 88.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $119,770.00                        $796.83                    03/01/2003
 600199146
 FL                         10/25/200                          $118,128.63                 REFINANCE
 323080000                  12/01/2001                         7                           STANDARD
 81.47                      PUD                                OWNER OCCUPIED              N

 600199602                  $94,422.00                         $596.81                    03/01/2003
 VA                         11/21/200                          $92,932.94                  REFINANCE
                            01/01/2002                         6.5                         STANDARD
 240190000                                                     OWNER OCCUPIED
 92.93                      SINGLE FAMILY                                                  N
 600200480                  $133,980.00                        $891.37                    02/01/2003
 VA                         11/05/200                          $132,143.86                 PURCHASE
                            12/01/2001                         7                           STANDARD
 240170000                                                     OWNER OCCUPIED
 95.15                      SINGLE FAMILY                                                  N
 600203252                  $143,825.00                        $1,005.65                  12/01/2002
                            10/02/200                          $141,915.03                 PURCHASE
 VA
 221920000                  11/01/2001                         7.5                         STANDARD
 93.6                       PUD                                OWNER OCCUPIED              N
 600203458                  $100,485.00                        $931.51                    01/01/2003
                            09/10/200                          $95,059.66                  REFINANCE
 MO
 641380000                  11/01/2001                         7.5                         STANDARD
 79.11                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $137,953.00                        $894.76                    03/01/2003
 600204628
 GA                         11/21/200                          $136,099.51                 REFINANCE
 300600000                  01/01/2002                         6.75                        STREAMLINE
 90.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $90,850.00                         $574.24                    01/01/2003
 600206296
 OH                         11/21/200                          $89,569.38                  REFINANCE
 432320000                  01/01/2002                         6.5                         STREAMLINE
 94.47                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $110,650.00                        $736.16                    01/01/2003
 600207126
 DE                         11/21/200                          $109,232.49                 PURCHASE
 198040000                  01/01/2002                         7                           STANDARD
 93.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $126,900.00                        $953.36                    03/01/2003
 600207268
 NJ                         10/11/200                          $124,775.45                 REFINANCE
 083220000                  12/01/2001                         8.25                        STANDARD
 88.49                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600209213                  $70,887.00                         $495.65                    03/01/2003
 NJ                         10/31/200                          $70,004.67                  PURCHASE
                            12/01/2001                         7.5                         STANDARD
 080700000                                                     OWNER OCCUPIED
 97.23                      SINGLE FAMILY                                                  N
 600211172                  $139,500.00                        $1,196.10                  03/01/2003
 FL                         12/14/200                          $131,330.20                 REFINANCE
                            02/01/2002                         6.25                        STANDARD
 323440000                                                     OWNER OCCUPIED
 64.06                      SINGLE FAMILY                                                  N
 600211538                  $138,000.00                        $1,183.24                  03/01/2003
                            11/23/200                          $130,772.80                 REFINANCE
 MA
 021510000                  01/01/2002                         6.25                        STANDARD
 38.46                      2-4 FAMILY                         OWNER OCCUPIED              N
 600211709                  $145,000.00                        $1,204.09                  02/01/2003
                            01/28/200                          $138,146.46                 REFINANCE
 ME
 040710000                  03/01/2002                         5.75                        STANDARD
 74.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $112,665.00                        $768.57                    12/01/2002
 600211794
 MI                         10/30/200                          $111,193.28                 REFINANCE
 483560000                  12/01/2001                         7.25                        STANDARD
 65.19                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $72,826.00                         $466.31                    03/01/2003
 600212394
 FL                         11/01/200                          $71,462.27                  PURCHASE
 337130000                  12/01/2001                         6.625                       STANDARD
 96.57                      PUD                                OWNER OCCUPIED              N

 600212584                  $120,902.00                        $784.17                    12/01/2002
 IN                         11/05/200                          $119,164.33                 PURCHASE
                            12/01/2001                         6.75                        STANDARD
 462370000                                                     OWNER OCCUPIED
 97.16                      SINGLE FAMILY                                                  N
 600213836                  $59,663.00                         $469.37                    02/01/2003
 FL                         11/02/200                          $58,999.15                  PURCHASE
                            12/01/2001                         8.75                        STANDARD
 339350000                                                     OWNER OCCUPIED
 97.42                      SINGLE FAMILY                                                  N
 600213883                  $43,498.00                         $285.75                    03/01/2003
                            11/13/200                          $42,727.33                  PURCHASE
 RI
 028280000                  01/01/2002                         6.875                       STANDARD
 96.02                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 600214093                  $51,968.00                         $438.54                    03/01/2003
                            10/16/200                          $48,999.06                  PURCHASE
 FL
 339710000                  12/01/2001                         6                           STANDARD
 76.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $266,000.00                        $1,594.81                  03/01/2003
 600214663
 IN                         10/26/200                          $261,600.40                 REFINANCE
 471110000                  12/01/2001                         6                           STANDARD
 88.38                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $346,500.00                        $2,334.43                  03/01/2003
 600214949
 VA                         10/30/200                          $341,863.61                 PURCHASE
 220030000                  12/01/2001                         7.125                       STANDARD
 100.55                     SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $56,876.00                         $368.90                    03/01/2003
 600215038
 FL                         11/19/200                          $56,105.28                  REFINANCE
 346080000                  01/01/2002                         6.75                        STANDARD
 73.82                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $145,600.00                        $1,607.33                  03/01/2003
 600215816
 MI                         11/30/200                          $132,670.59                 REFINANCE
 484580000                  02/01/2002                         5.875                       STANDARD
 72.9                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600216308                  $151,000.00                        $1,284.44                  03/01/2003
 NY                         11/06/200                          $139,999.26                 REFINANCE
                            01/01/2002                         6.125                       STANDARD
 103060000                                                     OWNER OCCUPIED
 56                         SINGLE FAMILY                                                  N
 600216846                  $138,500.00                        $921.44                    02/01/2003
 NJ                         11/30/200                          $136,725.84                 PURCHASE
                            01/01/2002                         7                           STANDARD
 080980000                                                     OWNER OCCUPIED
 93.73                      SINGLE FAMILY                                                  N
 600217005                  $84,829.00                         $557.27                    03/01/2003
                            11/26/200                          $83,715.98                  PURCHASE
 NC
 270430000                  01/01/2002                         6.875                       STANDARD
 97.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600217196                  $200,000.00                        $1,491.14                  02/01/2003
                            11/28/200                          $193,645.43                 REFINANCE
 MA
 021800000                  01/01/2002                         6.5                         STANDARD
 62.61                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $107,610.00                        $724.99                    01/01/2003
 600217327
 FL                         10/30/200                          $106,170.04                 PURCHASE
 323080000                  12/01/2001                         7.125                       STANDARD
 100.81                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $136,764.00                        $909.89                    02/01/2003
 600217814
 NC                         11/06/200                          $134,882.11                 PURCHASE
 282730000                  12/01/2001                         7                           STANDARD
 97.2                       PUD                                OWNER OCCUPIED              N

 600217823                  $61,042.00                         $437.31                    02/01/2003
 FL                         11/01/200                          $60,263.70                  PURCHASE
                            12/01/2001                         7.75                        STANDARD
 346910000                                                     OWNER OCCUPIED
 97.28                      SINGLE FAMILY                                                  N
 600218031                  $174,468.00                        $1,146.13                  02/01/2003
 NJ                         11/20/200                          $171,546.92                 REFINANCE
                            01/01/2002                         6.875                       STREAMLINE
 070620000                                                     OWNER OCCUPIED
 82.55                      SINGLE FAMILY                                                  N
 600218095                  $122,298.00                        $783.09                    03/01/2003
                            11/30/200                          $120,615.39                 PURCHASE
 FL
 346980000                  01/01/2002                         6.625                       STANDARD
 100.6                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600218164                  $98,455.00                         $646.78                    03/01/2003
                            11/27/200                          $97,162.74                  PURCHASE
 FL
 346830000                  01/01/2002                         6.875                       STANDARD
 97.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $37,269.00                         $244.83                    03/01/2003
 600219006
 FL                         11/15/200                          $36,780.05                  PURCHASE
 346130000                  01/01/2002                         6.875                       STANDARD
 99.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $60,299.00                         $396.12                    03/01/2003
 600219267
 IN                         11/15/200                          $59,393.09                  REFINANCE
 462030000                  01/01/2002                         6.875                       STREAMLINE
 86.08                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $67,700.00                         $450.41                    02/01/2003
 600219281
 FL                         11/27/200                          $66,040.66                  PURCHASE
 346080000                  01/01/2002                         7                           STANDARD
 88.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $146,840.00                        $1,129.07                  01/01/2003
 600219530
 MA                         01/07/200                          $145,633.15                 PURCHASE
 010050000                  03/01/2002                         8.5                         STANDARD
 96.77                      2-4 FAMILY                         OWNER OCCUPIED              N

 600219617                  $155,000.00                        $916.88                    02/01/2003
 OH                         11/16/200                          $151,615.71                 REFINANCE
                            01/01/2002                         5.875                       STANDARD
 454580000                                                     OWNER OCCUPIED
 61.95                      SINGLE FAMILY                                                  N
 600219891                  $72,522.00                         $458.39                    02/01/2003
 FL                         11/16/200                          $71,500.40                  REFINANCE
                            01/01/2002                         6.5                         STREAMLINE
 337550000                                                     OWNER OCCUPIED
 82.27                      SINGLE FAMILY                                                  N
 600221103                  $73,811.00                         $658.29                    03/01/2003
                            11/19/200                          $65,685.99                  REFINANCE
 FL
 346830000                  01/01/2002                         6.875                       STANDARD
 87.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600221133                  $69,300.00                         $443.74                    03/01/2003
                            11/23/200                          $62,566.41                  REFINANCE
 NJ
 086480000                  01/01/2002                         6.625                       STANDARD
 59.59                      CONDOMINIUM-LOW RISE               NON-OWNER OCCUPIED          N
                            $123,525.00                        $780.76                    03/01/2003
 600222204
 FL                         11/16/200                          $121,784.99                 PURCHASE
 346390000                  01/01/2002                         6.5                         STANDARD
 97.04                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,684.00                        $740.74                    03/01/2003
 600224729
 FL                         11/09/200                          $113,978.55                 PURCHASE
 339090000                  12/01/2001                         6.625                       STANDARD
 97                         SINGLE FAMILY                      OWNER OCCUPIED              N

 600225166                  $125,352.00                        $865.78                    01/01/2003
 FL                         11/01/200                          $123,753.39                 PURCHASE
                            12/01/2001                         7.375                       STANDARD
 336250000                                                     OWNER OCCUPIED
 95.36                      SINGLE FAMILY                                                  N
 600225280                  $110,736.00                        $718.23                    02/01/2003
 NJ                         11/05/200                          $109,248.18                 PURCHASE
                            01/01/2002                         6.75                        STANDARD
 080210000                                                     OWNER OCCUPIED
 97.64                      SINGLE FAMILY                                                  N
 600227998                  $130,500.00                        $803.51                    03/01/2003
                            12/31/200                          $128,233.37                 PURCHASE
 FL
 341190000                  02/01/2002                         6.25                        STANDARD
 55.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600228129                  $355,000.00                        $2,243.84                  02/01/2003
                            12/26/200                          $350,343.57                 REFINANCE
 MA
 024670000                  02/01/2002                         6.5                         STANDARD
 31.88                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $69,670.00                         $524.58                    01/01/2003
 600228352
 FL                         11/26/200                          $67,487.76                  REFINANCE
 346550000                  01/01/2002                         6.625                       STREAMLINE
 92.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,294.00                         $686.59                    03/01/2003
 600229275
 FL                         11/09/200                          $88,381.02                  PURCHASE
 336180000                  12/01/2001                         8.5                         STANDARD
 98.2                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $160,000.00                        $946.46                    02/01/2003
 600230225
 MI                         11/12/200                          $155,754.88                 REFINANCE
 480830000                  01/01/2002                         5.875                       STANDARD
 84.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $162,132.00                        $1,024.78                  02/01/2003
 600231103
 DC                         11/26/200                          $159,844.93                 REFINANCE
 200100000                  01/01/2002                         6.5                         STREAMLINE
 93.03                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600231127                  $92,314.00                         $629.74                    02/01/2003
 FL                         11/12/200                          $91,123.56                  REFINANCE
                            01/01/2002                         7.25                        STANDARD
 342830000                                                     OWNER OCCUPIED
 85.24                      SINGLE FAMILY                                                  N
 600231209                  $82,356.00                         $527.33                    02/01/2003
 FL                         11/29/200                          $81,126.07                  PURCHASE
                            01/01/2002                         6.625                       STANDARD
 337820000                                                     OWNER OCCUPIED
 97.25                      SINGLE FAMILY                                                  N
 600231212                  $174,300.00                        $1,101.69                  02/01/2003
                            11/26/200                          $171,834.61                 REFINANCE
 IN
 460600000                  01/01/2002                         6.5                         STREAMLINE
 98.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600231845                  $86,320.00                         $545.60                    02/01/2003
                            11/20/200                          $85,076.61                  REFINANCE
 LA
 707770000                  01/01/2002                         6.5                         STANDARD
 91.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $72,826.00                         $484.51                    02/01/2003
 600232119
 FL                         11/29/200                          $71,893.12                  PURCHASE
 346680000                  01/01/2002                         7                           STANDARD
 97.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $126,976.00                        $956.07                    01/01/2003
 600232622
 FL                         11/19/200                          $122,996.86                 PURCHASE
 322250000                  01/01/2002                         6.625                       STANDARD
 96.52                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600232837                  $131,902.00                        $877.55                    12/01/2002
 UT                         11/23/200                          $130,071.63                 REFINANCE
                            01/01/2002                         7                           STREAMLINE
 840740000                                                     OWNER OCCUPIED
 98.88                      SINGLE FAMILY                                                  N
 600233674                  $114,000.00                        $720.56                    03/01/2003
 IL                         11/30/200                          $112,487.65                 REFINANCE
                            02/01/2002                         6.5                         STANDARD
 601720000                                                     OWNER OCCUPIED
 89.28                      CONDOMINIUM-LOW RISE                                           N
 600233687                  $129,864.00                        $930.36                    02/01/2003
                            11/26/200                          $128,346.15                 REFINANCE
 MI
 480260000                  01/01/2002                         7.75                        STREAMLINE
 91.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600235172                  $73,000.00                         $625.92                    02/01/2003
                            12/05/200                          $69,441.12                  REFINANCE
 IN
 460409654                  02/01/2002                         6.25                        STANDARD
 73.37                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $84,184.00                         $588.63                    03/01/2003
 600235388
 PA                         11/13/200                          $83,204.67                  PURCHASE
 180180000                  01/01/2002                         7.5                         STANDARD
 98.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $92,270.00                         $590.81                    01/01/2003
 600235923
 FL                         11/30/200                          $91,000.63                  PURCHASE
 346010000                  01/01/2002                         6.625                       STANDARD
 98.04                      MANUFACTURED                       OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $86,275.00                         $603.25                    01/01/2003
 600236146
 PA                         12/04/200                          $85,271.36                  PURCHASE
 180180000                  01/01/2002                         7.5                         STANDARD
 98.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $63,000.00                         $440.51                    03/01/2003
 600236957
 VA                         11/30/200                          $62,121.29                  REFINANCE
 240130000                  01/01/2002                         7.5                         STANDARD
 86.28                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600237348                  $209,000.00                        $1,372.98                  01/01/2003
 MA                         12/28/200                          $206,314.20                 REFINANCE
                            02/01/2002                         6.875                       STANDARD
 014200000                                                     OWNER OCCUPIED
 81.06                      SINGLE FAMILY                                                  N
 600237790                  $213,300.00                        $1,330.71                  02/01/2003
 KY                         11/27/200                          $209,910.29                 PURCHASE
                            01/01/2002                         6.375                       STANDARD
 405130000                                                     OWNER OCCUPIED
 88.66                      SINGLE FAMILY                                                  N
 600238351                  $129,200.00                        $993.44                    03/01/2003
                            12/19/200                          $128,052.25                 REFINANCE
 FL
 346890000                  02/01/2002                         8.5                         STANDARD
 84.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600238509                  $143,923.00                        $957.52                    02/01/2003
                            11/26/200                          $142,076.09                 REFINANCE
 VA
 234540000                  01/01/2002                         7                           STREAMLINE
 86.18                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $379,200.00                        $2,491.07                  02/01/2003
 600238873
 UT                         12/28/200                          $376,931.31                 REFINANCE
 840100000                  09/01/2002                         6.875                       STANDARD
 79.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $116,986.00                        $739.43                    02/01/2003
 600238983
 FL                         11/20/200                          $112,629.99                 PURCHASE
 322770000                  01/01/2002                         6.5                         STANDARD
 96.39                      PUD                                OWNER OCCUPIED              N

 600239001                  $61,509.00                         $388.78                    03/01/2003
 FL                         11/26/200                          $59,584.53                  REFINANCE
                            01/01/2002                         6.5                         STREAMLINE
 346830000                                                     OWNER OCCUPIED
 67.71                      SINGLE FAMILY                                                  N
 600239245                  $177,566.00                        $1,122.34                  02/01/2003
 VA                         11/26/200                          $175,064.68                 REFINANCE
                            01/01/2002                         6.5                         STREAMLINE
 201470000                                                     OWNER OCCUPIED
 87.62                      SINGLE FAMILY                                                  N
 600241848                  $78,200.00                         $587.49                    03/01/2003
                            11/08/200                          $77,413.21                  REFINANCE
 SC
 296570000                  01/01/2002                         8.25                        STANDARD
 84.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600242453                  $180,270.00                        $1,222.05                  02/01/2003
                            10/31/200                          $190,618.15                 REFINANCE
 NJ
 078710000                  01/01/2002                         6.5                         STREAMLINE
 105.84                     PUD                                OWNER OCCUPIED              N
                            $68,411.00                         $460.90                    03/01/2003
 600242722
 FL                         11/30/200                          $67,555.36                  PURCHASE
 336340000                  01/01/2002                         7.125                       STANDARD
 96.51                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $81,000.00                         $644.48                    12/01/2002
 600242738
 MN                         12/21/200                          $80,332.67                  REFINANCE
 559130000                  02/01/2002                         8.875                       STANDARD
 76.65                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $92,270.00                         $629.44                    02/01/2003
 600243169
 FL                         11/29/200                          $91,143.47                  PURCHASE
 335670000                  01/01/2002                         7.25                        STANDARD
 98.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $113,255.00                        $763.02                    02/01/2003
 600243354
 FL                         11/30/200                          $111,838.54                 PURCHASE
 323010000                  01/01/2002                         7.125                       STANDARD
 98.06                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600243468                  $120,500.00                        $916.24                    01/01/2003
 NJ                         12/13/200                          $117,037.18                 REFINANCE
                            02/01/2002                         6.75                        STANDARD
 086100000                                                     OWNER OCCUPIED
 75.84                      SINGLE FAMILY                                                  N
 600244551                  $97,389.00                         $623.59                    02/01/2003
 FL                         11/30/200                          $96,038.83                  PURCHASE
                            01/01/2002                         6.625                       STANDARD
 337550000                                                     OWNER OCCUPIED
 95.18                      2-4 FAMILY                                                     N
 600244552                  $71,000.00                         $472.36                    02/01/2003
                            12/14/200                          $70,153.68                  REFINANCE
 IN
 463420000                  02/01/2002                         7                           STANDARD
 70.22                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600245578                  $180,000.00                        $1,064.77                  02/01/2003
                            12/14/200                          $177,347.32                 REFINANCE
 AZ
 852600000                  02/01/2002                         5.875                       STANDARD
 88.77                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $208,000.00                        $1,314.70                  03/01/2003
 600246497
 NC                         01/24/200                          $201,503.53                 REFINANCE
 277120000                  03/01/2002                         6.5                         STANDARD
 74.63                      PUD                                OWNER OCCUPIED              N
                            $129,200.00                        $970.64                    01/01/2003
 600247078
 FL                         12/12/200                          $127,993.54                 REFINANCE
 335110000                  02/01/2002                         8.25                        STANDARD
 84.32                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600248653                  $113,223.00                        $840.68                    02/01/2003
 UT                         12/03/200                          $111,985.54                 PURCHASE
                            01/01/2002                         8.125                       STANDARD
 840440000                                                     OWNER OCCUPIED
 97.45                      SINGLE FAMILY                                                  Y
 600250423                  $125,660.00                        $804.61                    03/01/2003
 MI                         01/25/200                          $124,170.08                 REFINANCE
                            03/01/2002                         6.625                       STREAMLINE
 481980000                                                     OWNER OCCUPIED
 89.98                      SINGLE FAMILY                                                  N
 600252730                  $117,000.00                        $664.31                    03/01/2003
                            12/10/200                          $99,578.56                  REFINANCE
 UT
 844030000                  02/01/2002                         5.5                         STANDARD
 24.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600253131                  $151,500.00                        $896.18                    03/01/2003
                            01/30/200                          $149,431.95                 REFINANCE
 NJ
 071100000                  03/01/2002                         5.875                       STANDARD
 69.5                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $119,800.00                        $767.10                    03/01/2003
 600253724
 GA                         12/31/200                          $118,057.69                 PURCHASE
 301520000                  02/01/2002                         6.625                       STANDARD
 88.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $93,503.00                         $622.08                    02/01/2003
 600255540
 AZ                         01/07/200                          $92,449.19                  REFINANCE
 852510000                  03/01/2002                         7                           STREAMLINE
 91.62                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $101,195.00                        $698.93                    02/01/2003
 600256226
 PA                         12/28/200                          $100,036.37                 PURCHASE
 193350000                  02/01/2002                         7.375                       STANDARD
 98.16                      PUD                                OWNER OCCUPIED              N
                            $145,000.00                        $846.18                    02/01/2003
 600256432
 IN                         12/28/200                          $82,103.79                  REFINANCE
 461430000                  02/01/2002                         5.75                        STANDARD
 35.43                      PUD                                OWNER OCCUPIED              N

 600257067                  $66,400.00                         $560.32                    02/01/2003
 NC                         01/18/200                          $63,317.64                  REFINANCE
                            03/01/2002                         6                           STANDARD
 285510000                                                     OWNER OCCUPIED
 76.58                      SINGLE FAMILY                                                  N
 600257090                  $92,000.00                         $659.10                    01/01/2003
 ME                         02/20/200                          $91,192.51                  REFINANCE
                            04/01/2002                         7.75                        STANDARD
 042400000                                                     OWNER OCCUPIED
 83.03                      SINGLE FAMILY                                                  N
 600258550                  $81,000.00                         $700.04                    01/01/2003
                            01/18/200                          $77,379.56                  REFINANCE
 AZ
 857050000                  03/01/2002                         6.375                       STANDARD
 72.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600259869                  $144,000.00                        $1,182.17                  12/01/2002
                            12/31/200                          $140,590.88                 REFINANCE
 FL
 337120000                  03/01/2002                         7.75                        STANDARD
 78.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $114,973.00                        $843.63                    02/01/2003
 600260178
 UT                         12/28/200                          $113,844.92                 PURCHASE
 841160000                  02/01/2002                         8                           STANDARD
 98.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $152,840.00                        $1,121.49                  12/01/2002
 600262502
 UT                         01/10/200                          $151,452.10                 PURCHASE
 840940000                  03/01/2002                         8                           STANDARD
 97.92                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600262991                  $425,000.00                        $2,756.54                  02/01/2003
 MA                         12/31/200                          $419,685.63                 REFINANCE
                            02/01/2002                         6.75                        STANDARD
 023640000                                                     OWNER OCCUPIED
 74.35                      SINGLE FAMILY                                                  N
 600263135                  $161,500.00                        $1,034.11                  03/01/2003
 IL                         01/07/200                          $159,529.99                 PURCHASE
                            03/01/2002                         6.625                       STANDARD
 601940000                                                     OWNER OCCUPIED
 93.84                      CONDOMINIUM-LOW RISE                                           N
 600264397                  $151,000.00                        $1,336.21                  03/01/2003
                            01/23/200                          $143,061.28                 REFINANCE
 NJ
 087530000                  03/01/2002                         6.75                        STANDARD
 79.48                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600266804                  $80,000.00                         $702.40                    02/01/2003
                            01/10/200                          $76,458.79                  REFINANCE
 FL
 328350000                  03/01/2002                         6.625                       STANDARD
 82.51                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $256,000.00                        $1,856.18                  12/01/2002
 600268438
 CO                         01/14/200                          $251,663.51                 REFINANCE
 816320000                  03/01/2002                         7.875                       STANDARD
 78.83                      PUD                                OWNER OCCUPIED              N
                            $224,000.00                        $1,890.24                  02/01/2003
 600268793
 MA                         08/03/200                          $215,895.08                 REFINANCE
 015680000                  09/01/2002                         6                           STANDARD
 50.99                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $115,400.00                        $806.89                    03/01/2003
 600269616
 MA                         01/24/200                          $113,983.44                 REFINANCE
 023600000                  03/01/2002                         7.5                         STANDARD
 74.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,742.22                  02/01/2003
 600271084
 NJ                         02/26/200                          $191,763.15                 PURCHASE
 077530000                  04/01/2002                         6.5                         STANDARD
 76.95                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600271225                  $103,000.00                        $862.23                    02/01/2003
 MI                         01/28/200                          $98,207.36                  REFINANCE
                            03/01/2002                         5.875                       STANDARD
 484730000                                                     OWNER OCCUPIED
 58.68                      CONDOMINIUM-LOW RISE                                           N
 600275163                  $73,800.00                         $460.42                    03/01/2003
 FL                         01/28/200                          $72,834.17                  REFINANCE
                            03/01/2002                         6.375                       STANDARD
 342930000                                                     OWNER OCCUPIED
 87.75                      SINGLE FAMILY                                                  N
 600276634                  $79,200.00                         $547.01                    03/01/2003
                            02/12/200                          $78,451.92                  REFINANCE
 WV
 254300000                  04/01/2002                         7.375                       STANDARD
 79.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600276888                  $170,000.00                        $1,116.78                  02/01/2003
                            04/05/200                          $168,534.40                 REFINANCE
 NY
 103070000                  06/01/2002                         6.875                       STANDARD
 65.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $90,000.00                         $539.60                    02/01/2003
 600277353
 IN                         02/15/200                          $88,496.88                  REFINANCE
 462170000                  04/01/2002                         6                           STANDARD
 59.06                      PUD                                OWNER OCCUPIED              N
                            $70,000.00                         $465.72                    02/01/2003
 600278450
 IN                         02/14/200                          $69,288.83                  REFINANCE
 462180000                  04/01/2002                         7                           STANDARD
 81.59                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600279343                  $233,000.00                        $1,396.95                  02/01/2003
 IL                         01/31/200                          $229,892.50                 REFINANCE
                            03/01/2002                         6                           STANDARD
 601400000                                                     OWNER OCCUPIED
 75.95                      SINGLE FAMILY                                                  N
 600281216                  $30,000.00                         $233.34                    02/01/2003
 FL                         02/20/200                          $29,598.68                  REFINANCE
                            04/01/2002                         8.625                       STANDARD
 344880000                                                     OWNER OCCUPIED
 84.63                      SINGLE FAMILY                                                  N
 600284271                  $82,930.00                         $544.79                    02/01/2003
                            02/27/200                          $82,141.29                  REFINANCE
 MA
 020720000                  05/01/2002                         6.875                       STANDARD
 63.24                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 600285219                  $98,901.00                         $766.78                    12/01/2002
                            02/07/200                          $95,634.57                  PURCHASE
 NC
 275360000                  04/01/2002                         7                           STANDARD
 85.94                      MANUFACTURED                       OWNER OCCUPIED              N
                            $100,000.00                        $871.11                    03/01/2003
 600285995
 FL                         02/19/200                          $95,926.75                  PURCHASE
 321280000                  04/01/2002                         6.5                         STANDARD
 63.88                      PUD                                OWNER OCCUPIED              N
                            $54,150.00                         $378.63                    01/01/2003
 600288413
 OH                         02/25/200                          $53,624.44                  PURCHASE
 432070000                  04/01/2002                         7.5                         STANDARD
 97.66                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $108,450.00                        $650.22                    01/01/2003
 600289141
 SC                         11/22/200                          $108,124.47                 REFINANCE
 291150000                  01/01/2003                         6                           STANDARD
 74.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $230,000.00                        $1,667.66                  02/01/2003
 600291851
 IN                         12/20/200                          $227,686.98                 REFINANCE
 460740000                  02/01/2002                         7.875                       STANDARD
 86.31                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600293904                  $104,000.00                        $709.47                    03/01/2003
 IL                         03/25/200                          $103,070.68                 REFINANCE
                            05/01/2002                         7.25                        STANDARD
 601080000                                                     OWNER OCCUPIED
 79.29                      TOWNHOUSE                                                      N
 600295908                  $585,000.00                        $3,697.60                  02/01/2003
 CA                         04/11/200                          $579,580.72                 REFINANCE
                            06/01/2002                         6.5                         STANDARD
 940620000                                                     OWNER OCCUPIED
 52.74                      SINGLE FAMILY                                                  N
 600296280                  $146,000.00                        $1,088.54                  02/01/2003
                            03/07/200                          $142,578.23                 REFINANCE
 ME
 040620000                  05/01/2002                         6.5                         STANDARD
 75.41                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600296809                  $86,850.00                         $563.31                    02/01/2003
                            04/04/200                          $86,003.90                  REFINANCE
 IN
 461510000                  05/01/2002                         6.75                        STANDARD
 89.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $102,100.00                        $679.28                    03/01/2003
 600297124
 OH                         03/08/200                          $101,152.01                 PURCHASE
 431380000                  05/01/2002                         7                           STANDARD
 98.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $262,500.00                        $1,724.44                  01/01/2003
 600298028
 DE                         03/15/200                          $258,499.54                 REFINANCE
 197090000                  05/01/2002                         6.875                       STANDARD
 67.27                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600298639                  $105,464.00                        $737.42                    03/01/2003
 UT                         09/17/200                          $104,055.30                 PURCHASE
                            11/01/2001                         7.5                         STANDARD
 841190000                                                     OWNER OCCUPIED
 97.14                      SINGLE FAMILY                                                  N
 600298665                  $400,000.00                        $2,528.27                  02/01/2003
 CO                         12/28/200                          $394,755.41                 PURCHASE
                            02/01/2002                         6.5                         STANDARD
 804350000                                                     SECOND HOME
 43.95                      CONDOMINIUM-LOW RISE                                           N
 600299313                  $80,000.00                         $669.69                    03/01/2003
                            04/15/200                          $77,157.71                  REFINANCE
 TX
 762330000                  06/01/2002                         5.875                       STANDARD
 32.76                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600300939                  $75,000.00                         $674.12                    02/01/2003
                            03/15/200                          $72,319.92                  PURCHASE
 PA
 191540000                  05/01/2002                         7                           STANDARD
 76.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $97,577.00                         $632.88                    01/01/2003
 600302026
 AZ                         03/15/200                          $96,626.45                  PURCHASE
 857050000                  05/01/2002                         6.75                        STANDARD
 85.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $180,000.00                        $1,258.59                  02/01/2003
 600302981
 NH                         03/28/200                          $178,434.50                 REFINANCE
 030370000                  05/01/2002                         7.5                         STANDARD
 79.37                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $92,700.00                         $601.25                    03/01/2003
 600303546
 IL                         03/25/200                          $91,796.95                  REFINANCE
 606170000                  05/01/2002                         6.75                        STANDARD
 58.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $140,000.00                        $873.42                    02/01/2003
 600304287
 OH                         04/29/200                          $138,671.86                 REFINANCE
 453090000                  06/01/2002                         6.375                       STANDARD
 79.32                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N

 600307642                  $151,000.00                        $929.73                    03/01/2003
 NJ                         03/18/200                          $149,124.39                 REFINANCE
                            05/01/2002                         6.25                        STANDARD
 080800000                                                     OWNER OCCUPIED
 70.99                      SINGLE FAMILY                                                  N
 600308061                  $114,557.00                        $724.08                    03/01/2003
 VA                         04/01/200                          $113,386.47                 PURCHASE
                            05/01/2002                         6.5                         STANDARD
 245020000                                                     OWNER OCCUPIED
 91.44                      SINGLE FAMILY                                                  N
 600308653                  $300,000.00                        $2,046.53                  02/01/2003
                            04/04/200                          $297,346.35                 PURCHASE
 MA
 027690000                  05/01/2002                         7.25                        STANDARD
 70.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600309476                  $212,000.00                        $1,675.60                  01/01/2003
                            03/21/200                          $207,471.61                 REFINANCE
 MA
 023010000                  05/01/2002                         7.25                        STANDARD
 78.31                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $140,000.00                        $862.00                    03/01/2003
 600309502
 NJ                         11/06/200                          $139,599.42                 REFINANCE
 80700000                   01/01/2003                         6.25                        STANDARD
 88.35                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $72,300.00                         $505.53                    01/01/2003
 600310872
 DE                         03/26/200                          $71,691.00                  PURCHASE
 198050000                  05/01/2002                         7.5                         STANDARD
 98.5                       TOWNHOUSE                          OWNER OCCUPIED              N

 600311123                  $123,000.00                        $1,046.27                  03/01/2003
 AZ                         07/01/200                          $120,025.55                 REFINANCE
                            09/01/2002                         6.125                       STANDARD
 850060000                                                     OWNER OCCUPIED
 75.02                      SINGLE FAMILY                                                  N
 600312823                  $85,150.00                         $566.51                    01/01/2003
 FL                         04/23/200                          $84,433.38                  PURCHASE
                            06/01/2002                         7                           STANDARD
 342370000                                                     OWNER OCCUPIED
 97.78                      SINGLE FAMILY                                                  N
 600313083                  $94,158.00                         $626.44                    01/01/2003
                            03/25/200                          $93,283.76                  REFINANCE
 WI
 532350000                  05/01/2002                         7                           STREAMLINE
 94.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600314670                  $140,000.00                        $919.70                    03/01/2003
                            03/27/200                          $138,668.50                 REFINANCE
 MA
 023590000                  05/01/2002                         6.875                       STANDARD
 61.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $221,600.00                        $1,310.85                  03/01/2003
 600314808
 AZ                         03/22/200                          $219,025.59                 REFINANCE
 850180000                  05/01/2002                         5.875                       STANDARD
 79.07                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $120,000.00                        $798.36                    02/01/2003
 600314986
 MA                         04/24/200                          $117,957.63                 REFINANCE
 022150000                  06/01/2002                         7                           STANDARD
 42.17                      CONDOMINIUM-MID RISE               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $105,000.00                        $725.21                    02/01/2003
 600316210
 CO                         03/25/200                          $104,089.26                 REFINANCE
 813210000                  05/01/2002                         7.375                       STANDARD
 74.41                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $184,000.00                        $1,178.17                  02/01/2003
 600318241
 MI                         04/22/200                          $182,335.70                 REFINANCE
 484510000                  06/01/2002                         6.625                       STANDARD
 79.35                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600319105                  $122,600.00                        $735.05                    03/01/2003
 FL                         10/11/200                          $121,910.88                 PURCHASE
                            12/01/2002                         6                           STANDARD
 335690000                                                     OWNER OCCUPIED
 101.17                     PUD                                                            N
 600319490                  $89,240.00                         $616.36                    02/01/2003
 OH                         04/29/200                          $88,541.84                  PURCHASE
                            06/01/2002                         7.375                       STANDARD
 430810000                                                     OWNER OCCUPIED
 96.32                      CONDOMINIUM-LOW RISE                                           N
 600319899                  $69,000.00                         $453.28                    02/01/2003
                            04/29/200                          $68,405.14                  REFINANCE
 OH
 452290000                  06/01/2002                         6.875                       STANDARD
 59.54                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
 600320953                  $295,050.00                        $2,265.43                  03/01/2003
                            04/29/200                          $289,147.23                 REFINANCE
 NC
 272650000                  06/01/2002                         6.875                       STANDARD
 82.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $318,750.00                        $2,887.34                  02/01/2003
 600321254
 NJ                         05/16/200                          $309,581.53                 REFINANCE
 080620000                  07/01/2002                         7.125                       STANDARD
 82.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $164,500.00                        $1,235.83                  01/01/2003
 600327584
 UT                         04/29/200                          $163,418.03                 REFINANCE
 844050000                  06/01/2002                         8.25                        STANDARD
 88.45                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600327604                  $55,490.00                         $387.99                    03/01/2003
 FL                         04/22/200                          $55,066.46                  PURCHASE
                            06/01/2002                         7.5                         STANDARD
 339050000                                                     OWNER OCCUPIED
 93.33                      SINGLE FAMILY                                                  N
 600329263                  $74,399.00                         $545.91                    01/01/2003
 PA                         05/24/200                          $73,937.59                  PURCHASE
                            07/01/2002                         8                           STANDARD
 194010000                                                     OWNER OCCUPIED
 96.16                      SINGLE FAMILY                                                  N
 600330253                  $110,000.00                        $722.62                    02/01/2003
                            04/29/200                          $108,539.09                 PURCHASE
 FL
 336260000                  06/01/2002                         6.875                       STANDARD
 49.49                      PUD                                OWNER OCCUPIED              N
 600330551                  $110,725.00                        $764.75                    02/01/2003
                            04/25/200                          $109,793.50                 PURCHASE
 TX
 778450000                  06/01/2002                         7.375                       STANDARD
 102.22                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $44,000.00                         $319.04                    02/01/2003
 600331274
 TN                         05/02/200                          $43,687.99                  REFINANCE
 381110000                  06/01/2002                         7.875                       STANDARD
 79.49                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $156,310.00                        $1,066.31                  02/01/2003
 600335081
 IL                         06/12/200                          $155,313.63                 PURCHASE
 601020000                  08/01/2002                         7.25                        STANDARD
 79.71                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $125,301.00                        $876.12                    01/01/2003
 600337901
 OH                         04/22/200                          $124,344.18                 PURCHASE
 448400000                  06/01/2002                         7.5                         STANDARD
 94.74                      MANUFACTURED                       OWNER OCCUPIED              Y
                            $156,750.00                        $1,150.18                  02/01/2003
 600338743
 MA                         05/29/200                          $155,777.74                 PURCHASE
 023700000                  07/01/2002                         8                           STANDARD
 97.25                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600339826                  $163,000.00                        $1,057.21                  02/01/2003
 MA                         07/08/200                          $162,000.92                 REFINANCE
                            09/01/2002                         6.75                        STANDARD
 024810000                                                     OWNER OCCUPIED
 30.59                      SINGLE FAMILY                                                  N
 600339966                  $94,525.00                         $718.46                    01/01/2003
 TX                         08/15/200                          $94,166.28                  PURCHASE
                            10/01/2002                         8.375                       STANDARD
 774330000                                                     OWNER OCCUPIED
 94.76                      PUD                                                            N
 600341839                  $75,000.00                         $632.89                    02/01/2003
                            07/31/200                          $72,337.00                  REFINANCE
 MI
 491290000                  09/01/2002                         6                           STANDARD
 59.51                      SINGLE FAMILY                      SECOND HOME                 N
 600342477                  $126,000.00                        $902.68                    03/01/2003
                            06/14/200                          $125,271.72                 PURCHASE
 IN
 468450000                  08/01/2002                         7.75                        STANDARD
 72.48                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $133,000.00                        $1,021.19                  02/01/2003
 600342803
 NJ                         05/31/200                          $130,612.92                 REFINANCE
 080120000                  07/01/2002                         6.875                       STANDARD
 91.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $96,000.00                         $575.57                    02/01/2003
 600343397
 MN                         06/14/200                          $95,220.37                  REFINANCE
 554260000                  08/01/2002                         6                           STANDARD
 62.3                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600344284                  $59,300.00                         $394.52                    03/01/2003
 AZ                         05/23/200                          $58,190.34                  REFINANCE
                            07/01/2002                         7                           STANDARD
 853650000                                                     SECOND HOME
 93.1                       SINGLE FAMILY                                                  N
 600345642                  $218,000.00                        $1,781.24                  03/01/2003
 MA                         12/10/200                          $216,432.27                 REFINANCE
                            02/01/2003                         5.5                         STANDARD
 23460000                                                      OWNER OCCUPIED
 74.12                      SINGLE FAMILY                                                  N
 600347490                  $170,000.00                        $1,060.58                  02/01/2003
                            06/05/200                          $168,244.03                 REFINANCE
 NC
 276170000                  07/01/2002                         6.375                       STANDARD
 77.97                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600347646                  $95,000.00                         $600.46                    03/01/2003
                            06/06/200                          $94,299.81                  REFINANCE
 ME
 040620000                  08/01/2002                         6.5                         STANDARD
 75.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $225,000.00                        $1,348.99                  03/01/2003
 600347825
 NY                         12/19/200                          $224,149.66                 REFINANCE
 112300000                  02/01/2003                         6                           STANDARD
 56.04                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $147,000.00                        $941.26                    03/01/2003
 600348360
 NM                         06/11/200                          $145,939.28                 PURCHASE
 870310000                  08/01/2002                         6.625                       STANDARD
 87.39                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $128,150.00                        $758.06                    02/01/2003
 600349009
 RI                         05/24/200                          $126,934.99                 PURCHASE
 029040000                  07/01/2002                         5.875                       STANDARD
 94.2                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $154,830.00                        $1,245.80                  01/01/2003
 600349297
 NC                         05/22/200                          $154,045.60                 PURCHASE
 271270000                  07/01/2002                         9                           STANDARD
 99.61                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600349760                  $120,000.00                        $788.31                    03/01/2003
 MA                         06/21/200                          $119,151.04                 REFINANCE
                            08/01/2002                         6.875                       STANDARD
 018030000                                                     OWNER OCCUPIED
 79.43                      CONDOMINIUM-LOW RISE                                           N
 600351366                  $85,400.00                         $589.84                    03/01/2003
 CA                         05/21/200                          $84,778.30                  PURCHASE
                            07/01/2002                         7.375                       STANDARD
 923450000                                                     OWNER OCCUPIED
 94.3                       SINGLE FAMILY                                                  N
 600352044                  $104,000.00                        $709.47                    02/01/2003
                            06/03/200                          $101,817.64                 PURCHASE
 IN
 462370000                  07/01/2002                         7.25                        STANDARD
 77.5                       2-4 FAMILY                         NON-OWNER OCCUPIED          N
 600352179                  $83,000.00                         $609.03                    12/01/2002
                            08/13/200                          $82,660.19                  REFINANCE
 WI
 531950000                  10/01/2002                         8                           STANDARD
 77.41                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $192,020.00                        $1,277.52                  01/01/2003
 600352583
 CO                         05/10/200                          $190,568.09                 REFINANCE
 809170000                  07/01/2002                         7                           STREAMLINE
 99.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $129,815.00                        $841.98                    03/01/2003
 600356978
 AZ                         09/02/200                          $129,186.21                 PURCHASE
 852360000                  11/01/2002                         6.75                        STANDARD
 98.13                      PUD                                OWNER OCCUPIED              N

 600357559                  $140,160.00                        $817.94                    03/01/2003
 NC                         06/25/200                          $138,969.45                 PURCHASE
                            08/01/2002                         5.75                        STANDARD
 277130000                                                     OWNER OCCUPIED
 79.32                      PUD                                                            N
 600357569                  $474,000.00                        $2,766.14                  03/01/2003
 MA                         07/25/200                          $470,485.58                 PURCHASE
                            09/01/2002                         5.75                        STANDARD
 019150000                                                     OWNER OCCUPIED
 79.41                      SINGLE FAMILY                                                  N
 600359776                  $202,350.00                        $1,432.23                  02/01/2003
                            06/20/200                          $201,151.91                 PURCHASE
 SC
 296510000                  08/01/2002                         7.625                       STANDARD
 94.51                      PUD                                OWNER OCCUPIED              N
 600361201                  $53,000.00                         $361.55                    03/01/2003
                            07/11/200                          $52,170.91                  REFINANCE
 MI
 492240000                  09/01/2002                         7.25                        STANDARD
 57.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,797.00                        $809.67                    12/01/2002
 600361765
 MI                         06/28/200                          $115,090.81                 REFINANCE
 481800000                  08/01/2002                         7.5                         STANDARD
 86.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $100,000.00                        $648.60                    03/01/2003
 600362451
 FL                         06/27/200                          $99,024.44                  PURCHASE
 339480000                  08/01/2002                         6.75                        STANDARD
 46.6                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $142,512.00                        $854.44                    04/01/2003
 600363579
 AZ                         11/25/200                          $142,084.23                 PURCHASE
 852360000                  01/01/2003                         6                           STANDARD
 98.21                      PUD                                OWNER OCCUPIED              N
                            $170,000.00                        $1,305.28                  03/01/2003
 600363598
 MA                         06/28/200                          $167,295.66                 REFINANCE
 021500000                  08/01/2002                         6.875                       STANDARD
 46.73                      2-4 FAMILY                         OWNER OCCUPIED              N

 600364144                  $74,000.00                         $504.81                    03/01/2003
 MI                         07/02/200                          $73,527.51                  REFINANCE
                            08/01/2002                         7.25                        STANDARD
 493460000                                                     OWNER OCCUPIED
 89.12                      SINGLE FAMILY                                                  N
 600364466                  $95,000.00                         $873.93                    02/01/2003
 IL                         06/17/200                          $92,628.85                  REFINANCE
                            08/01/2002                         7.375                       STANDARD
 606100000                                                     NON-OWNER OCCUPIED
 71.49                      CONDOMINIUM-HIGH RISE                                          N
 600364570                  $270,000.00                        $1,684.45                  02/01/2003
                            10/31/200                          $268,880.54                 PURCHASE
 NJ
 78480000                   12/01/2002                         6.375                       STANDARD
 68.15                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600365107                  $112,000.00                        $707.92                    03/01/2003
                            08/16/200                          $111,384.20                 REFINANCE
 OH
 452140000                  10/01/2002                         6.5                         STANDARD
 79.56                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $71,000.00                         $555.81                    03/01/2003
 600365411
 IN                         07/10/200                          $70,043.37                  REFINANCE
 462030000                  09/01/2002                         7.125                       STANDARD
 84.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $232,000.00                        $1,642.08                  01/01/2003
 600366087
 CA                         07/23/200                          $230,801.97                 REFINANCE
 936110000                  09/01/2002                         7.625                       STANDARD
 79.71                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600366372                  $59,850.00                         $393.17                    03/01/2003
 AZ                         07/15/200                          $59,491.93                  PURCHASE
                            09/01/2002                         6.875                       STANDARD
 850540000                                                     OWNER OCCUPIED
 94.43                      TOWNHOUSE                                                      N
 600366384                  $216,000.00                        $1,418.97                  02/01/2003
 GA                         07/24/200                          $214,501.29                 REFINANCE
                            09/01/2002                         6.875                       STANDARD
 300300000                                                     OWNER OCCUPIED
 76.95                      SINGLE FAMILY                                                  N
 600366675                  $128,800.00                        $945.09                    01/01/2003
                            07/08/200                          $128,182.81                 REFINANCE
 FL
 335650000                  09/01/2002                         8                           STANDARD
 91.69                      MANUFACTURED                       OWNER OCCUPIED              N
 600366755                  $51,900.00                         $354.05                    02/01/2003
                            07/12/200                          $51,597.75                  REFINANCE
 MI
 482280000                  09/01/2002                         7.25                        STANDARD
 77.07                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $327,590.00                        $2,124.74                  03/01/2003
 600366789
 MI                         07/31/200                          $325,582.04                 PURCHASE
 483310000                  09/01/2002                         6.75                        STANDARD
 79.41                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,313.86                  02/01/2003
 600366969
 MA                         07/25/200                          $198,803.39                 REFINANCE
 024720000                  09/01/2002                         6.875                       SUPER EXPRESS
 56.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $66,400.00                         $560.32                    03/01/2003
 600367032
 AZ                         06/21/200                          $64,541.15                  REFINANCE
 857480000                  08/01/2002                         6                           SUPER EXPRESS
 71.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $163,500.00                        $1,074.08                  03/01/2003
 600368398
 NC                         07/02/200                          $162,021.88                 REFINANCE
 277130000                  08/01/2002                         6.875                       STANDARD
 82.24                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600368478                  $232,000.00                        $1,485.52                  03/01/2003
 NH                         11/14/200                          $231,382.54                 REFINANCE
                            01/01/2003                         6.625                       STANDARD
 32450000                                                      OWNER OCCUPIED
 60.89                      SINGLE FAMILY                                                  N
 600369054                  $232,000.00                        $1,579.56                  02/01/2003
 PA                         07/11/200                          $227,431.99                 REFINANCE
                            09/01/2002                         5.375                       STANDARD
 193500000                                                     OWNER OCCUPIED
 47.5                       SINGLE FAMILY                                                  N
 600369251                  $136,000.00                        $1,013.98                  02/01/2003
                            07/12/200                          $134,026.97                 REFINANCE
 LA
 700700000                  09/01/2002                         6.5                         STANDARD
 89.54                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600370025                  $137,000.00                        $877.23                    03/01/2003
                            07/24/200                          $135,628.58                 REFINANCE
 MA
 023430000                  09/01/2002                         6.625                       SUPER EXPRESS
 68.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $236,000.00                        $1,511.13                  03/01/2003
 600370070
 NJ                         07/01/200                          $234,301.76                 PURCHASE
 077400000                  08/01/2002                         6.625                       STANDARD
 79.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $171,000.00                        $1,080.84                  02/01/2003
 600370686
 KY                         07/26/200                          $169,900.12                 REFINANCE
 410010000                  09/01/2002                         6.5                         STANDARD
 89.51                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600370862                  $66,000.00                         $422.61                    03/01/2003
 KY                         07/19/200                          $65,585.54                  REFINANCE
                            09/01/2002                         6.625                       STANDARD
 410140000                                                     NON-OWNER OCCUPIED
 77.16                      SINGLE FAMILY                                                  N
 600371072                  $68,400.00                         $455.07                    02/01/2003
 KS                         07/30/200                          $68,000.57                  REFINANCE
                            09/01/2002                         7                           STANDARD
 667010000                                                     OWNER OCCUPIED
 89.55                      SINGLE FAMILY                                                  N
 600373894                  $178,000.00                        $1,038.76                  03/01/2003
                            07/17/200                          $168,364.24                 REFINANCE
 NC
 277050000                  09/01/2002                         5.75                        STANDARD
 32.38                      PUD                                OWNER OCCUPIED              N
 600374048                  $243,000.00                        $1,637.14                  03/01/2003
                            07/12/200                          $241,615.24                 PURCHASE
 MA
 027030000                  09/01/2002                         7.125                       STANDARD
 89.49                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $83,910.00                         $579.55                    01/01/2003
 600374880
 TX                         07/11/200                          $83,454.70                  PURCHASE
 782390000                  09/01/2002                         7.375                       STANDARD
 101.61                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $209,000.00                        $1,461.36                  03/01/2003
 600375188
 MA                         10/05/200                          $208,373.72                 REFINANCE
 021900000                  12/01/2002                         7.5                         STANDARD
 81.72                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $118,650.00                        $769.56                    03/01/2003
 600376042
 AZ                         07/09/200                          $116,655.07                 PURCHASE
 857470000                  09/01/2002                         6.75                        STANDARD
 95.43                      PUD                                OWNER OCCUPIED              N
                            $72,000.00                         $627.20                    03/01/2003
 600376958
 KY                         07/10/200                          $70,312.38                  REFINANCE
 410350000                  09/01/2002                         6.5                         STANDARD
 76.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600377619                  $173,395.00                        $944.11                    02/01/2003
 NC                         07/30/200                          $171,951.63                 PURCHASE
                            09/01/2002                         5.125                       STANDARD
 280780000                                                     OWNER OCCUPIED
 90.87                      PUD                                                            N
 600378019                  $260,000.00                        $2,176.51                  03/01/2003
 NJ                         07/24/200                          $253,581.19                 REFINANCE
                            09/01/2002                         5.875                       STANDARD
 077480000                                                     OWNER OCCUPIED
 78.02                      SINGLE FAMILY                                                  N
 600378113                  $105,000.00                        $734.18                    01/01/2003
                            07/19/200                          $104,444.14                 REFINANCE
 IN
 460600000                  09/01/2002                         7.5                         STANDARD
 89.41                      PUD                                OWNER OCCUPIED              N
 600379203                  $100,000.00                        $623.87                    02/01/2003
                            07/19/200                          $99,341.24                  REFINANCE
 CO
 809160000                  09/01/2002                         6.375                       STANDARD
 74.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $336,000.00                        $2,151.44                  03/01/2003
 600379661
 MA                         08/29/200                          $334,130.64                 PURCHASE
 020480000                  10/01/2002                         6.625                       STANDARD
 79.55                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $142,000.00                        $1,227.24                  03/01/2003
 600379839
 MA                         07/25/200                          $138,636.37                 REFINANCE
 018900000                  09/01/2002                         6.375                       STANDARD
 22.18                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600381277                  $300,700.00                        $1,875.98                  02/01/2003
 MA                         08/05/200                          $298,719.07                 REFINANCE
                            09/01/2002                         6.375                       STANDARD
 020530000                                                     OWNER OCCUPIED
 62.95                      SINGLE FAMILY                                                  N
 600383130                  $48,000.00                         $331.52                    02/01/2003
 IN                         08/01/200                          $47,739.59                  REFINANCE
                            09/01/2002                         7.375                       STANDARD
 465450000                                                     NON-OWNER OCCUPIED
 79.63                      SINGLE FAMILY                                                  N
 600384375                  $82,731.00                         $564.37                    01/01/2003
                            07/01/200                          $82,270.97                  PURCHASE
 UT
 840670000                  09/01/2002                         7.25                        STANDARD
 98.07                      PUD                                OWNER OCCUPIED              Y
 600384487                  $559,200.00                        $3,263.34                  03/01/2003
                            08/16/200                          $555,654.73                 PURCHASE
 MA
 024920000                  10/01/2002                         5.75                        STANDARD
 79.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $135,000.00                        $842.22                    03/01/2003
 600384493
 WI                         08/05/200                          $133,620.44                 REFINANCE
 532170000                  10/01/2002                         6.375                       SUPER EXPRESS
 68.52                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,247.74                  03/01/2003
 600384730
 RI                         12/04/200                          $199,441.33                 REFINANCE
 28650000                   01/01/2003                         6.375                       SUPER EXPRESS
 79.78                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $156,750.00                        $1,136.55                  02/01/2003
 600385188
 MA                         07/30/200                          $155,979.81                 PURCHASE
 018540000                  09/01/2002                         7.875                       STANDARD
 94.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $584,000.00                        $3,408.07                  03/01/2003
 600385229
 MA                         08/26/200                          $580,297.47                 PURCHASE
 021290000                  10/01/2002                         5.75                        STANDARD
 79.49                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 600385270                  $102,000.00                        $603.37                    02/01/2003
 WI                         08/06/200                          $100,760.45                 REFINANCE
                            10/01/2002                         5.875                       STANDARD
 532130000                                                     OWNER OCCUPIED
 70.54                      2-4 FAMILY                                                     N
 600385388                  $87,000.00                         $564.28                    03/01/2003
 MI                         07/30/200                          $86,466.73                  PURCHASE
                            09/01/2002                         6.75                        STANDARD
 490850000                                                     OWNER OCCUPIED
 99.39                      SINGLE FAMILY                                                  N
 600385522                  $109,500.00                        $692.11                    02/01/2003
                            07/24/200                          $108,795.75                 REFINANCE
 MA
 014530000                  09/01/2002                         6.5                         STANDARD
 70.26                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600386568                  $135,000.00                        $920.94                    03/01/2003
                            08/14/200                          $134,154.34                 PURCHASE
 AL
 352260000                  10/01/2002                         7.25                        STANDARD
 99.37                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,500.00                         $982.44                    03/01/2003
 600386584
 OH                         07/23/200                          $85,568.75                  REFINANCE
 450400000                  09/01/2002                         5.75                        STANDARD
 42.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $32,000.00                         $365.40                    02/01/2003
 600386606
 OH                         08/09/200                          $30,851.85                  REFINANCE
 450560000                  10/01/2002                         6.625                       STANDARD
 23.52                      2-4 FAMILY                         NON-OWNER OCCUPIED          N

 600386635                  $120,000.00                        $1,004.54                  02/01/2003
 MI                         08/07/200                          $115,194.35                 REFINANCE
                            10/01/2002                         5.875                       STANDARD
 480420000                                                     OWNER OCCUPIED
 43.15                      SINGLE FAMILY                                                  N
 600386657                  $288,000.00                        $1,867.96                  02/01/2003
 NJ                         07/25/200                          $286,234.71                 PURCHASE
                            09/01/2002                         6.75                        STANDARD
 079280000                                                     OWNER OCCUPIED
 79.58                      SINGLE FAMILY                                                  N
 600386902                  $50,000.00                         $376.48                    03/01/2003
                            08/06/200                          $49,389.00                  REFINANCE
 MA
 017460000                  10/01/2002                         6.625                       STANDARD
 61.74                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 600387640                  $181,700.00                        $1,484.64                  02/01/2003
                            09/16/200                          $178,410.74                 REFINANCE
 MI
 486260000                  11/01/2002                         5.5                         STANDARD
 74                         SINGLE FAMILY                      OWNER OCCUPIED              N
                            $500,000.00                        $2,997.75                  02/01/2003
 600387763
 MA                         10/15/200                          $497,649.90                 PURCHASE
 017570000                  12/01/2002                         6                           STANDARD
 83.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $178,000.00                        $1,380.04                  02/01/2003
 600388001
 MA                         08/07/200                          $175,565.79                 REFINANCE
 021350000                  09/01/2002                         7                           SUPER EXPRESS
 34.9                       SINGLE FAMILY                      NON-OWNER OCCUPIED          N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $422,000.00                        $2,530.10                  02/01/2003
 600388014
 NC                         09/09/200                          $419,860.67                 REFINANCE
 275140000                  11/01/2002                         6                           STANDARD
 64.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $1,679.91                  02/01/2003
 600389282
 NH                         10/25/200                          $298,646.29                 REFINANCE
 038110000                  12/01/2002                         5.375                       STANDARD
 55.83                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600389763                  $97,500.00                         $809.65                    03/01/2003
 KY                         07/25/200                          $95,068.03                  REFINANCE
                            09/01/2002                         5.75                        STANDARD
 410420000                                                     OWNER OCCUPIED
 87.22                      SINGLE FAMILY                                                  N
 600389946                  $185,100.00                        $1,423.26                  02/01/2003
 TX                         07/31/200                          $184,298.18                 PURCHASE
                            09/01/2002                         8.5                         STANDARD
 760730000                                                     OWNER OCCUPIED
 99.63                      SINGLE FAMILY                                                  N
 600390141                  $300,500.00                        $1,899.36                  02/01/2003
                            08/14/200                          $298,370.70                 REFINANCE
 VA
 220310000                  10/01/2002                         6.5                         STANDARD
 62.87                      TOWNHOUSE                          OWNER OCCUPIED              N
 600390463                  $232,000.00                        $1,504.75                  02/01/2003
                            07/16/200                          $230,295.15                 REFINANCE
 CA
 945060000                  09/01/2002                         6.75                        STANDARD
 31.28                      PUD                                OWNER OCCUPIED              N
                            $100,000.00                        $559.97                    02/01/2003
 600391239
 NH                         10/25/200                          $99,492.14                  REFINANCE
 032510000                  12/01/2002                         5.375                       STANDARD
 60.37                      CONDOMINIUM-LOW RISE               SECOND HOME                 N
                            $150,200.00                        $1,267.47                  03/01/2003
 600391500
 MI                         08/09/200                          $147,062.18                 REFINANCE
 481880000                  10/01/2002                         6                           STANDARD
 49.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600391551                  $126,000.00                        $796.41                    02/01/2003
 MA                         08/05/200                          $125,189.33                 PURCHASE
                            09/01/2002                         6.5                         STANDARD
 026730000                                                     OWNER OCCUPIED
 89.5                       SINGLE FAMILY                                                  N
 600391773                  $296,400.00                        $1,753.32                  02/01/2003
 MD                         08/14/200                          $294,564.48                 PURCHASE
                            10/01/2002                         5.875                       STANDARD
 208170000                                                     NON-OWNER OCCUPIED
 79.59                      SINGLE FAMILY                                                  N
 600392257                  $174,500.00                        $1,102.96                  02/01/2003
                            07/26/200                          $173,377.62                 REFINANCE
 IN
 473840000                  09/01/2002                         6.5                         STANDARD
 94.32                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600393142                  $150,000.00                        $948.10                    03/01/2003
                            08/07/200                          $148,467.09                 REFINANCE
 MI
 491280000                  10/01/2002                         6.5                         STANDARD
 59.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $180,000.00                        $1,518.94                  03/01/2003
 600393151
 MA                         08/12/200                          $176,239.64                 REFINANCE
 018240000                  10/01/2002                         6                           STANDARD
 55.07                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $80,700.00                         $625.67                    02/01/2003
 600393434
 IN                         08/01/200                          $79,755.97                  REFINANCE
 473620000                  10/01/2002                         7                           STANDARD
 84.12                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $177,000.00                        $977.40                    01/01/2003
 600393554
 MA                         08/26/200                          $175,768.45                 REFINANCE
 019020000                  10/01/2002                         5.25                        STANDARD
 67.76                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $148,500.00                        $963.17                    03/01/2003
 600393722
 MI                         08/21/200                          $147,672.73                 REFINANCE
 490090000                  10/01/2002                         6.75                        STANDARD
 89.5                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600393916                  $179,000.00                        $1,044.60                  03/01/2003
 AZ                         07/22/200                          $177,672.80                 REFINANCE
                            09/01/2002                         5.75                        STANDARD
 857040000                                                     OWNER OCCUPIED
 71.64                      SINGLE FAMILY                                                  N
 600394635                  $162,000.00                        $1,023.95                  02/01/2003
 NJ                         08/07/200                          $160,958.05                 PURCHASE
                            09/01/2002                         6.5                         STANDARD
 076040000                                                     OWNER OCCUPIED
 66.57                      SINGLE FAMILY                                                  N
 600395454                  $128,000.00                        $1,045.87                  03/01/2003
                            08/19/200                          $124,848.37                 REFINANCE
 IN
 460740000                  10/01/2002                         5.5                         STANDARD
 78.03                      PUD                                OWNER OCCUPIED              N
 600395487                  $130,000.00                        $1,079.53                  03/01/2003
                            08/27/200                          $126,212.78                 REFINANCE
 FL
 337150000                  10/01/2002                         5.75                        STANDARD
 71.71                      PUD                                OWNER OCCUPIED              N
                            $150,000.00                        $1,255.68                  02/01/2003
 600397163
 MA                         08/15/200                          $146,833.63                 REFINANCE
 021690000                  10/01/2002                         5.875                       STANDARD
 52.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $165,000.00                        $1,326.40                  03/01/2003
 600397181
 MA                         08/01/200                          $160,712.38                 PURCHASE
 018270000                  09/01/2002                         5.25                        STANDARD
 44.4                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600397286                  $180,000.00                        $1,382.06                  02/01/2003
 NY                         12/05/200                          $179,296.37                 REFINANCE
                            02/01/2003                         6.875                       STANDARD
 104690000                                                     NON-OWNER OCCUPIED
 57.03                      2-4 FAMILY                                                     N
 600397425                  $268,000.00                        $1,671.97                  03/01/2003
 MA                         10/01/200                          $266,745.64                 PURCHASE
                            11/01/2002                         6.375                       STANDARD
 014630000                                                     OWNER OCCUPIED
 79.63                      SINGLE FAMILY                                                  N
 600397696                  $102,300.00                        $629.88                    03/01/2003
                            08/26/200                          $101,709.96                 REFINANCE
 IN
 474330000                  10/01/2002                         6.25                        STANDARD
 78.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600397962                  $97,205.00                         $614.40                    02/01/2003
                            07/25/200                          $96,579.80                  REFINANCE
 UT
 841190000                  09/01/2002                         6.5                         STREAMLINE
 99.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $190,000.00                        $1,200.93                  02/01/2003
 600398201
 MA                         08/19/200                          $187,430.81                 REFINANCE
 019700000                  10/01/2002                         6.5                         STANDARD
 51.4                       2-4 FAMILY                         OWNER OCCUPIED              N
                            $208,500.00                        $1,300.77                  03/01/2003
 600398467
 MI                         09/16/200                          $207,522.46                 REFINANCE
 484420000                  11/01/2002                         6.375                       STANDARD
 61.04                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $104,500.00                        $643.42                    03/01/2003
 600398662
 MI                         09/19/200                          $103,916.56                 REFINANCE
 483750000                  11/01/2002                         6.25                        STANDARD
 73.7                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $237,500.00                        $1,620.17                  02/01/2003
 600399262
 GA                         07/31/200                          $236,179.35                 PURCHASE
 303450000                  09/01/2002                         7.25                        STANDARD
 94.55                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600399549                  $251,000.00                        $1,464.76                  03/01/2003
 MA                         09/03/200                          $249,408.73                 REFINANCE
                            10/01/2002                         5.75                        STANDARD
 021320000                                                     OWNER OCCUPIED
 60.83                      SINGLE FAMILY                                                  N
 600400308                  $110,914.00                        $737.91                    03/01/2003
 OH                         02/01/200                          $110,266.38                 PURCHASE
                            09/01/2002                         7                           STANDARD
 448890000                                                     OWNER OCCUPIED
 76.05                      SINGLE FAMILY                                                  Y
 600402434                  $115,200.00                        $672.28                    03/01/2003
                            08/13/200                          $114,469.61                 REFINANCE
 UT
 840490000                  10/01/2002                         5.75                        STANDARD
 79.49                      PUD                                OWNER OCCUPIED              N
 600404275                  $112,000.00                        $930.06                    03/01/2003
                            10/18/200                          $110,415.08                 REFINANCE
 NJ
 076440000                  12/01/2002                         5.75                        STANDARD
 78.87                      CONDOMINIUM-MID RISE               OWNER OCCUPIED              N
                            $353,873.00                        $2,207.71                  03/01/2003
 600405160
 CT                         08/09/200                          $351,779.88                 REFINANCE
 064300000                  10/01/2002                         6.375                       STANDARD
 58.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $138,466.00                        $898.09                    03/01/2003
 600405198
 NC                         08/20/200                          $137,740.56                 PURCHASE
 280270000                  10/01/2002                         6.75                        STANDARD
 97.94                      PUD                                OWNER OCCUPIED              Y

 600406152                  $156,000.00                        $1,326.97                  03/01/2003
 NC                         08/23/200                          $152,774.77                 REFINANCE
                            10/01/2002                         6.125                       STANDARD
 275020000                                                     OWNER OCCUPIED
 78.35                      PUD                                                            N
 600406267                  $114,000.00                        $931.48                    03/01/2003
 NC                         08/23/200                          $111,517.83                 REFINANCE
                            10/01/2002                         5.5                         STANDARD
 277130000                                                     OWNER OCCUPIED
 63.72                      SINGLE FAMILY                                                  N
 600406610                  $287,000.00                        $1,837.69                  02/01/2003
                            10/31/200                          $285,877.36                 REFINANCE
 MA
 020660000                  12/01/2002                         6.625                       SUPER EXPRESS
 44.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600406947                  $180,000.00                        $1,022.02                  03/01/2003
                            08/19/200                          $178,804.25                 REFINANCE
 FL
 342420000                  10/01/2002                         5.5                         STANDARD
 47.68                      CONDOMINIUM-MID RISE               OWNER OCCUPIED              N
                            $300,000.00                        $1,564.94                  03/01/2003
 600407033
 NY                         11/25/200                          $298,863.20                 REFINANCE
 103010000                  01/01/2003                         4.75                        STANDARD
 50.65                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $441,600.00                        $2,198.09                  03/01/2003
 600408194
 CA                         09/12/200                          $439,115.28                 REFINANCE
 945668506                  11/01/2002                         6                           STANDARD
 79.55                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $310,000.00                        $1,833.77                  03/01/2003
 600408197
 NJ                         10/01/200                          $308,083.47                 REFINANCE
 079280000                  11/01/2002                         5.875                       STANDARD
 57.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $250,000.00                        $1,600.78                  02/01/2003
 600408434
 MA                         08/09/200                          $248,583.40                 REFINANCE
 019230000                  10/01/2002                         6.625                       STANDARD
 77.75                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600408618                  $210,000.00                        $1,327.35                  02/01/2003
 MA                         11/27/200                          $209,427.36                 REFINANCE
                            01/01/2003                         6.5                         SUPER EXPRESS
 23590000                                                      OWNER OCCUPIED
 69.87                      SINGLE FAMILY                                                  N
 600409653                  $125,000.00                        $996.65                    02/01/2003
 MA                         10/16/200                          $120,101.08                 REFINANCE
                            12/01/2002                         5.125                       STANDARD
 024580000                                                     OWNER OCCUPIED
 11.76                      SINGLE FAMILY                                                  N
 600410211                  $300,000.00                        $2,431.40                  02/01/2003
                            11/22/200                          $296,722.41                 REFINANCE
 DE
 199580000                  01/01/2003                         5.375                       STANDARD
 71.76                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600410793                  $79,900.00                         $538.30                    03/01/2003
                            08/09/200                          $79,510.92                  PURCHASE
 FL
 344700000                  10/01/2002                         7.125                       STANDARD
 99.51                      PUD                                OWNER OCCUPIED              N
                            $92,910.00                         $587.26                    02/01/2003
 600411742
 IL                         07/16/200                          $92,312.38                  REFINANCE
 618530000                  09/01/2002                         6.5                         STREAMLINE
 99.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $139,000.00                        $855.85                    02/01/2003
 600411862
 MA                         08/06/200                          $138,198.28                 REFINANCE
 023023034                  10/01/2002                         6.25                        STANDARD
 55.33                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600412105                  $300,700.00                        $1,802.85                  02/01/2003
 NH                         09/27/200                          $298,236.39                 PURCHASE
                            11/01/2002                         6                           STANDARD
 030870000                                                     OWNER OCCUPIED
 78.56                      SINGLE FAMILY                                                  N
 600413094                  $70,860.00                         $583.70                    03/01/2003
 NC                         08/21/200                          $69,332.95                  REFINANCE
                            10/01/2002                         5.625                       STANDARD
 275100000                                                     OWNER OCCUPIED
 23.91                      SINGLE FAMILY                                                  N
 600413292                  $206,000.00                        $1,202.16                  03/01/2003
                            08/21/200                          $204,693.98                 REFINANCE
 NC
 277130000                  10/01/2002                         5.75                        STANDARD
 76.38                      PUD                                OWNER OCCUPIED              N
 600413497                  $43,900.00                         $281.10                    03/01/2003
                            09/18/200                          $43,704.17                  REFINANCE
 MI
 488230000                  11/01/2002                         6.625                       STANDARD
 20.91                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $110,400.00                        $697.80                    03/01/2003
 600413977
 UT                         08/26/200                          $109,793.04                 REFINANCE
 840650000                  10/01/2002                         6.5                         STANDARD
 79.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $156,300.00                        $1,287.49                  03/01/2003
 600415537
 WI                         08/29/200                          $153,183.65                 REFINANCE
 531540000                  11/01/2002                         5.625                       SUPER EXPRESS
 78.15                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $83,000.00                         $678.18                    03/01/2003
 600415892
 MI                         08/30/200                          $81,192.82                  REFINANCE
 481740000                  10/01/2002                         5.5                         STANDARD
 57.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $144,000.00                        $1,031.66                  02/01/2003
 600416260
 IN                         10/09/200                          $142,743.98                 REFINANCE
 462540000                  12/01/2002                         6                           STANDARD
 86.7                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600416458                  $220,500.00                        $1,787.08                  03/01/2003
 MI                         09/11/200                          $213,572.06                 REFINANCE
                            11/01/2002                         5.375                       STANDARD
 483230000                                                     OWNER OCCUPIED
 47.78                      SINGLE FAMILY                                                  N
 600417060                  $450,000.00                        $2,519.87                  03/01/2003
 NJ                         09/30/200                          $447,456.10                 REFINANCE
                            11/01/2002                         5.375                       STANDARD
 088120000                                                     OWNER OCCUPIED
 68.84                      SINGLE FAMILY                                                  N
 600417106                  $128,000.00                        $907.83                    02/01/2003
                            10/17/200                          $126,867.07                 REFINANCE
 NJ
 088170000                  12/01/2002                         5.875                       STANDARD
 70.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600417148                  $300,600.00                        $2,436.26                  03/01/2003
                            09/06/200                          $295,101.86                 REFINANCE
 MI
 481380000                  11/01/2002                         5.375                       STANDARD
 54.65                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,700.00                        $1,637.28                  02/01/2003
 600418303
 NH                         08/28/200                          $298,559.02                 PURCHASE
 030320000                  10/01/2002                         5.125                       STANDARD
 76.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $163,200.00                        $1,044.99                  02/01/2003
 600418405
 LA                         08/06/200                          $162,324.05                 REFINANCE
 704270000                  10/01/2002                         6.625                       STANDARD
 79.64                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600418442                  $70,000.00                         $576.61                    03/01/2003
 MA                         11/07/200                          $69,176.03                  REFINANCE
                            01/01/2003                         5.625                       STANDARD
 026450000                                                     OWNER OCCUPIED
 46.12                      CONDOMINIUM-LOW RISE                                           N
 600419304                  $50,000.00                         $432.13                    02/01/2003
 IN                         08/19/200                          $48,987.62                  REFINANCE
                            10/01/2002                         6.375                       STANDARD
 462400000                                                     OWNER OCCUPIED
 61.45                      SINGLE FAMILY                                                  N
 600419442                  $113,000.00                        $770.86                    03/01/2003
                            10/01/200                          $112,644.19                 REFINANCE
 IN
 462050000                  12/01/2002                         7.25                        STANDARD
 60.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600419817                  $104,650.00                        $848.15                    04/01/2003
                            10/23/200                          $93,074.05                  REFINANCE
 MA
 026670000                  12/01/2002                         5.375                       STANDARD
 30.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $208,000.00                        $1,164.74                  02/01/2003
 600419982
 MI                         08/29/200                          $206,585.80                 REFINANCE
 480470000                  10/01/2002                         5.375                       STANDARD
 86.18                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $143,000.00                        $1,255.53                  02/01/2003
 600420572
 CA                         08/21/200                          $138,648.20                 REFINANCE
 927060000                  10/01/2002                         6.625                       STANDARD
 55.65                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $300,000.00                        $1,656.61                  03/01/2003
 600420848
 MA                         10/21/200                          $298,411.86                 REFINANCE
 015810000                  12/01/2002                         5.25                        STANDARD
 49.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $56,950.00                         $359.97                    03/01/2003
 600420927
 AR                         07/22/200                          $56,583.65                  REFINANCE
 719130000                  09/01/2002                         6.5                         STREAMLINE
 99.36                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600421241                  $163,000.00                        $1,310.32                  02/01/2003
 CT                         11/04/200                          $160,595.50                 REFINANCE
                            12/01/2002                         5.25                        STANDARD
 62380000                                                      OWNER OCCUPIED
 68.6                       SINGLE FAMILY                                                  N
 600421277                  $100,000.00                        $823.73                    03/01/2003
 NJ                         11/04/200                          $98,930.06                  REFINANCE
                            01/01/2003                         5.625                       STANDARD
 80030000                                                      OWNER OCCUPIED
 32.98                      SINGLE FAMILY                                                  N
 600421448                  $207,000.00                        $1,274.53                  03/01/2003
                            10/18/200                          $206,208.21                 REFINANCE
 NJ
 080160000                  12/01/2002                         6.25                        STANDARD
 68.74                      PUD                                OWNER OCCUPIED              N
 600421708                  $137,000.00                        $1,174.67                  02/01/2003
                            08/22/200                          $134,034.03                 REFINANCE
 OH
 451030000                  10/01/2002                         6.25                        STANDARD
 51.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $176,300.00                        $1,202.68                  03/01/2003
 600421767
 MA                         11/22/200                          $175,884.90                 REFINANCE
 018630000                  01/01/2003                         7.25                        STANDARD
 75.81                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $135,000.00                        $1,148.34                  02/01/2003
 600422186
 MA                         10/04/200                          $132,680.04                 REFINANCE
 023010000                  11/01/2002                         6.125                       STANDARD
 6.47                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600422983                  $290,400.00                        $1,883.53                  03/01/2003
 MA                         08/30/200                          $288,878.57                 REFINANCE
                            10/01/2002                         6.75                        STANDARD
 019020000                                                     OWNER OCCUPIED
 67.18                      2-4 FAMILY                                                     N
 600424558                  $133,500.00                        $933.45                    02/01/2003
 NH                         09/10/200                          $132,896.19                 PURCHASE
                            10/01/2002                         7.5                         STANDARD
 038720000                                                     OWNER OCCUPIED
 98.52                      SINGLE FAMILY                                                  N
 600425011                  $72,100.00                         $415.05                    03/01/2003
                            09/06/200                          $71,710.96                  PURCHASE
 SC
 290440000                  11/01/2002                         5.625                       STANDARD
 94.36                      MANUFACTURED                       OWNER OCCUPIED              N
 600425047                  $110,000.00                        $898.79                    03/01/2003
                            09/27/200                          $104,072.93                 REFINANCE
 OH
 430250000                  11/01/2002                         5.5                         STANDARD
 65.05                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $154,000.00                        $1,237.97                  02/01/2003
 600425756
 MI                         09/17/200                          $151,154.09                 REFINANCE
 481890000                  11/01/2002                         5.25                        STANDARD
 60.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $168,000.00                        $1,361.58                  02/01/2003
 600426276
 OH                         09/06/200                          $164,927.19                 REFINANCE
 454340000                  11/01/2002                         5.375                       STANDARD
 70.45                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $149,500.00                        $860.61                    02/01/2003
 600426316
 UT                         08/28/200                          $148,507.99                 REFINANCE
 846510000                  10/01/2002                         5.625                       STANDARD
 78.25                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $147,200.00                        $1,193.01                  02/01/2003
 600426847
 MI                         09/25/200                          $144,505.29                 REFINANCE
 493190000                  11/01/2002                         5.375                       STANDARD
 78.4                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600428537                  $100,000.00                        $803.88                    03/01/2003
 RI                         09/25/200                          $98,152.01                  REFINANCE
                            11/01/2002                         5.25                        STANDARD
 028300000                                                     OWNER OCCUPIED
 77.29                      SINGLE FAMILY                                                  N
 600428552                  $179,300.00                        $1,476.95                  03/01/2003
 MD                         11/05/200                          $176,185.61                 REFINANCE
                            01/01/2003                         5.625                       STANDARD
 217140000                                                     OWNER OCCUPIED
 53.39                      SINGLE FAMILY                                                  N
 600428854                  $317,000.00                        $2,091.15                  03/01/2003
                            10/07/200                          $315,225.77                 REFINANCE
 MN
 550330000                  12/01/2002                         6.25                        STANDARD
 74.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600428887                  $182,900.00                        $1,052.88                  02/01/2003
                            12/17/200                          $180,500.74                 REFINANCE
 IL
 602010000                  02/01/2003                         5.625                       STREAMLINE
 57.36                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $160,000.00                        $1,726.53                  02/01/2003
 600428992
 RI                         10/07/200                          $155,933.33                 REFINANCE
 028600000                  12/01/2002                         5.375                       SUPER EXPRESS
 62.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,231.43                  02/01/2003
 600429911
 MA                         10/04/200                          $199,041.16                 REFINANCE
 023820000                  11/01/2002                         6.25                        STANDARD
 66.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600429924                  $180,000.00                        $1,458.84                  02/01/2003
 VA                         10/29/200                          $177,372.05                 REFINANCE
                            12/01/2002                         5.375                       STANDARD
 244260000                                                     OWNER OCCUPIED
 79.13                      SINGLE FAMILY                                                  N
 600430089                  $300,700.00                        $1,875.98                  03/01/2003
 MA                         10/28/200                          $299,313.84                 REFINANCE
                            12/01/2002                         6.375                       SUPER EXPRESS
 019700000                                                     OWNER OCCUPIED
 75.78                      SINGLE FAMILY                                                  N
 600432363                  $228,510.00                        $1,539.51                  02/01/2003
                            09/30/200                          $227,585.42                 PURCHASE
 LA
 707690000                  11/01/2002                         7.125                       STANDARD
 89.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600432874                  $174,000.00                        $1,410.21                  03/01/2003
                            09/12/200                          $170,817.45                 REFINANCE
 MI
 486230000                  11/01/2002                         5.375                       STANDARD
 78.36                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $166,000.00                        $1,022.09                  03/01/2003
 600433835
 MA                         10/03/200                          $165,365.03                 REFINANCE
 020260000                  12/01/2002                         6.25                        STANDARD
 75.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $114,000.00                        $931.48                    02/01/2003
 600434714
 NJ                         10/15/200                          $112,317.65                 REFINANCE
 082300000                  12/01/2002                         5.5                         STANDARD
 35.23                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $232,000.00                        $1,447.38                  02/01/2003
 600435633
 MA                         08/05/200                          $230,693.48                 REFINANCE
 021390000                  10/01/2002                         6.375                       STANDARD
 79.63                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $184,000.00                        $1,118.00                  02/01/2003
 600435712
 NJ                         11/19/200                          $183,460.76                 REFINANCE
 070210000                  01/01/2003                         6.125                       STREAMLINE
 40.81                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600435931                  $88,900.00                         $533.00                    03/01/2003
 VA                         12/20/200                          $88,706.14                  PURCHASE
                            02/01/2003                         6                           STANDARD
 245720000                                                     OWNER OCCUPIED
 89.69                      SINGLE FAMILY                                                  N
 600436077                  $252,000.00                        $1,510.87                  02/01/2003
 MI                         09/30/200                          $250,545.49                 REFINANCE
                            11/01/2002                         6                           STANDARD
 483090000                                                     OWNER OCCUPIED
 76                         SINGLE FAMILY                                                  N
 600436093                  $173,000.00                        $1,079.29                  02/01/2003
                            09/25/200                          $172,190.31                 PURCHASE
 IA
 524020000                  11/01/2002                         6.375                       STANDARD
 86.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600436102                  $120,800.00                        $1,011.24                  03/01/2003
                            11/05/200                          $119,258.64                 REFINANCE
 TX
 782470000                  01/01/2003                         5.875                       STANDARD
 78.98                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $117,630.00                        $762.95                    03/01/2003
 600436307
 OH                         10/01/200                          $117,062.71                 PURCHASE
 454240000                  12/01/2002                         6.75                        STANDARD
 101.88                     SINGLE FAMILY                      OWNER OCCUPIED              N
                            $149,500.00                        $896.33                    03/01/2003
 600436877
 IN                         09/23/200                          $148,594.84                 REFINANCE
 469280000                  11/01/2002                         6                           STANDARD
 83.01                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600437145                  $487,700.00                        $2,336.90                  03/01/2003
 IN                         09/19/200                          $487,700.00                 REFINANCE
                            11/01/2002                         5.75                        STANDARD
 460380000                                                     OWNER OCCUPIED
 75.73                      PUD                                                            N
 600437150                  $194,850.00                        $1,463.84                  02/01/2003
 GA                         08/30/200                          $194,091.58                 REFINANCE
                            10/01/2002                         8.25                        STANDARD
 302530000                                                     OWNER OCCUPIED
 77.69                      SINGLE FAMILY                                                  N
 600437329                  $176,500.00                        $1,159.48                  02/01/2003
                            10/09/200                          $175,867.09                 REFINANCE
 MA
 018440000                  12/01/2002                         6.875                       STANDARD
 78.23                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600437379                  $146,971.00                        $1,220.46                  02/01/2003
                            10/30/200                          $144,891.22                 REFINANCE
 IL
 605040000                  12/01/2002                         5.75                        STANDARD
 78.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $147,000.00                        $823.16                    03/01/2003
 600438526
 AZ                         10/25/200                          $146,331.02                 REFINANCE
 850320000                  12/01/2002                         5.375                       STANDARD
 79.1                       PUD                                OWNER OCCUPIED              N
                            $117,000.00                        $729.92                    03/01/2003
 600439685
 NH                         12/03/200                          $116,782.71                 REFINANCE
 38240000                   02/01/2003                         6.375                       STANDARD
 33.27                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $215,200.00                        $1,360.21                  02/01/2003
 600439728
 RI                         10/16/200                          $214,197.00                 REFINANCE
 028640000                  12/01/2002                         6.5                         STANDARD
 79.7                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $110,000.00                        $891.51                    02/01/2003
 600439812
 MI                         10/02/200                          $108,348.39                 REFINANCE
 480840000                  12/01/2002                         5.375                       STANDARD
 42.32                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600440902                  $50,050.00                         $561.97                    02/01/2003
 NJ                         09/27/200                          $48,527.76                  REFINANCE
                            11/01/2002                         6.25                        STANDARD
 70930000                                                      OWNER OCCUPIED
 68.78                      CONDOMINIUM-LOW RISE                                           N
 600441280                  $80,100.00                         $703.27                    03/01/2003
 IN                         09/19/200                          $78,780.26                  PURCHASE
                            11/01/2002                         6.625                       STANDARD
 474080000                                                     NON-OWNER OCCUPIED
 88.52                      SINGLE FAMILY                                                  N
 600443543                  $211,000.00                        $1,752.17                  03/01/2003
                            10/16/200                          $208,014.11                 REFINANCE
 MA
 018900000                  12/01/2002                         5.75                        STANDARD
 41.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600443558                  $52,000.00                         $438.81                    02/01/2003
                            08/23/200                          $50,913.64                  REFINANCE
 FL
 328060000                  10/01/2002                         6                           STANDARD
 37.85                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $165,000.00                        $976.04                    03/01/2003
 600445415
 MI                         10/22/200                          $163,830.21                 REFINANCE
 480760000                  12/01/2002                         5.875                       STANDARD
 60.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $750,000.00                        $4,617.88                  02/01/2003
 600445572
 MA                         11/21/200                          $747,574.72                 REFINANCE
 024930000                  01/01/2003                         6.25                        STANDARD
 39.38                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600445811                  $255,000.00                        $2,117.55                  03/01/2003
 MA                         11/01/200                          $251,391.47                 REFINANCE
                            12/01/2002                         5.75                        SUPER EXPRESS
 021400000                                                     OWNER OCCUPIED
 76.41                      CONDOMINIUM-LOW RISE                                           N
 600445904                  $201,000.00                        $1,172.98                  03/01/2003
 MI                         10/14/200                          $200,154.53                 REFINANCE
                            12/01/2002                         5.75                        STANDARD
 485090000                                                     OWNER OCCUPIED
 44.48                      SINGLE FAMILY                                                  N
 600446633                  $140,200.00                        $1,127.04                  03/01/2003
                            10/04/200                          $137,875.14                 REFINANCE
 OH
 432210000                  12/01/2002                         5.25                        STANDARD
 77.46                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600447415                  $285,000.00                        $3,093.00                  02/01/2003
                            10/16/200                          $276,289.92                 REFINANCE
 NY
 105830000                  12/01/2002                         5.5                         STANDARD
 25.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $153,600.00                        $1,100.41                  02/01/2003
 600448132
 FL                         09/24/200                          $153,050.91                 REFINANCE
 330250000                  11/01/2002                         7.75                        STANDARD
 79.77                      PUD                                OWNER OCCUPIED              N
                            $120,000.00                        $964.65                    03/01/2003
 600448272
 NJ                         12/06/200                          $119,118.78                 REFINANCE
 78380000                   02/01/2003                         5.25                        STANDARD
 55.4                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $300,000.00                        $2,411.64                  02/01/2003
 600448459
 SC                         11/15/200                          $296,688.13                 REFINANCE
 294380000                  01/01/2003                         5.25                        STANDARD
 49.63                      SINGLE FAMILY                      SECOND HOME                 N
                            $616,000.00                        $5,156.65                  02/01/2003
 600449052
 NY                         11/25/200                          $609,546.05                 REFINANCE
 125330000                  01/01/2003                         5.875                       STANDARD
 50.98                      SINGLE FAMILY                      SECOND HOME                 N

 600449252                  $132,000.00                        $812.75                    03/01/2003
 RI                         10/07/200                          $131,495.07                 REFINANCE
                            12/01/2002                         6.25                        STANDARD
 028950000                                                     OWNER OCCUPIED
 70.7                       SINGLE FAMILY                                                  N
 600449283                  $195,000.00                        $1,184.84                  03/01/2003
 IL                         10/10/200                          $194,186.76                 REFINANCE
                            12/01/2002                         6.125                       STANDARD
 601180000                                                     OWNER OCCUPIED
 79.25                      SINGLE FAMILY                                                  N
 600449744                  $88,740.00                         $560.90                    02/01/2003
                            08/17/200                          $88,060.16                  REFINANCE
 MI
 495050000                  10/01/2002                         6.5                         STREAMLINE
 99.33                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600450336                  $110,000.00                        $891.51                    02/01/2003
                            11/07/200                          $108,798.23                 REFINANCE
 MI
 495080000                  01/01/2003                         5.375                       STANDARD
 68.25                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $100,000.00                        $583.57                    03/01/2003
 600450665
 IN                         10/02/200                          $99,579.38                  REFINANCE
 461220000                  12/01/2002                         5.75                        STANDARD
 64.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $99,000.00                         $795.84                    03/01/2003
 600450703
 NJ                         12/18/200                          $98,272.99                  REFINANCE
 80900000                   02/01/2003                         5.25                        STANDARD
 35.1                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600450779                  $272,000.00                        $1,544.39                  02/01/2003
 MA                         11/14/200                          $270,686.26                 REFINANCE
                            01/01/2003                         5.5                         STANDARD
 021310000                                                     OWNER OCCUPIED
 50.18                      SINGLE FAMILY                                                  N
 600451211                  $46,800.00                         $379.30                    03/01/2003
 CO                         10/08/200                          $46,116.73                  REFINANCE
                            12/01/2002                         5.375                       STANDARD
 805260000                                                     OWNER OCCUPIED
 25.06                      SINGLE FAMILY                                                  N
 600451435                  $202,000.00                        $1,243.75                  03/01/2003
                            10/23/200                          $201,227.31                 REFINANCE
 IL
 605040000                  12/01/2002                         6.25                        SUPER EXPRESS
 78.91                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600451753                  $192,000.00                        $1,166.61                  03/01/2003
                            10/02/200                          $191,247.83                 REFINANCE
 MI
 486230000                  12/01/2002                         6.125                       STANDARD
 75.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $114,300.00                        $713.08                    03/01/2003
 600451811
 RI                         10/10/200                          $113,271.58                 REFINANCE
 029050000                  12/01/2002                         6.375                       STANDARD
 78.12                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $210,350.00                        $1,312.31                  03/01/2003
 600452038
 IN                         09/13/200                          $209,365.46                 PURCHASE
 460380000                  11/01/2002                         6.375                       STANDARD
 94.55                      PUD                                OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $184,000.00                        $1,577.66                  02/01/2003
 600452056
 TX                         11/20/200                          $182,132.33                 REFINANCE
 754950000                  01/01/2003                         6.25                        STANDARD
 70.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $391,500.00                        $2,474.55                  03/01/2003
 600452069
 VA                         10/16/200                          $390,072.76                 PURCHASE
 232350000                  12/01/2002                         6.5                         STANDARD
 89.67                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600452219                  $162,949.00                        $1,320.65                  02/01/2003
 NJ                         11/13/200                          $161,168.73                 REFINANCE
                            01/01/2003                         5.375                       STANDARD
 70690000                                                      OWNER OCCUPIED
 40.44                      CONDOMINIUM-LOW RISE                                           N
 600452426                  $219,000.00                        $1,295.47                  02/01/2003
 MI                         10/23/200                          $218,098.41                 REFINANCE
                            12/01/2002                         5.875                       STANDARD
 481110000                                                     OWNER OCCUPIED
 79.39                      SINGLE FAMILY                                                  N
 600453434                  $233,000.00                        $1,453.62                  03/01/2003
                            10/04/200                          $231,900.49                 REFINANCE
 MA
 023680000                  11/01/2002                         6.375                       SUPER EXPRESS
 78.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600453515                  $131,000.00                        $1,096.63                  02/01/2003
                            10/11/200                          $129,165.48                 REFINANCE
 MA
 027660000                  12/01/2002                         5.875                       STANDARD
 40.13                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $60,000.00                         $379.24                    03/01/2003
 600453855
 FL                         10/25/200                          $59,781.27                  PURCHASE
 336100000                  12/01/2002                         6.5                         STANDARD
 64.98                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $246,000.00                        $1,455.18                  03/01/2003
 600454533
 MI                         10/21/200                          $244,989.38                 REFINANCE
 481884709                  12/01/2002                         5.875                       STANDARD
 68.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600454711                  $83,250.00                         $519.37                    02/01/2003
 IN                         10/09/200                          $82,912.88                  REFINANCE
                            12/01/2002                         6.375                       SUPER EXPRESS
 462600000                                                     NON-OWNER OCCUPIED
 74.77                      SINGLE FAMILY                                                  N
 600454896                  $165,000.00                        $1,337.27                  03/01/2003
 MI                         10/23/200                          $162,591.04                 REFINANCE
                            12/01/2002                         5.375                       STANDARD
 480850000                                                     OWNER OCCUPIED
 51.62                      SINGLE FAMILY                                                  N
 600455172                  $150,000.00                        $887.31                    03/01/2003
                            10/21/200                          $149,383.75                 REFINANCE
 MI
 483560000                  12/01/2002                         5.875                       STANDARD
 74.32                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600455284                  $300,700.00                        $2,437.07                  03/01/2003
                            11/15/200                          $297,414.78                 REFINANCE
 PA
 194030000                  01/01/2003                         5.375                       STANDARD
 69.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $609,000.00                        $3,651.26                  02/01/2003
 600455721
 CO                         11/06/200                          $607,172.11                 REFINANCE
 801110000                  01/01/2003                         6                           STATED INCOME
 58.16                      PUD                                OWNER OCCUPIED              N
                            $152,000.00                        $948.28                    02/01/2003
 600455839
 NJ                         10/15/200                          $151,432.37                 REFINANCE
 088070000                  12/01/2002                         6.375                       STANDARD
 79.78                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $209,300.00                        $1,752.09                  02/01/2003
 600456487
 MA                         09/18/200                          $205,288.75                 REFINANCE
 021310000                  11/01/2002                         5.875                       STANDARD
 65.41                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $262,500.00                        $1,552.79                  03/01/2003
 600456759
 MI                         10/21/200                          $259,906.91                 REFINANCE
 483900000                  12/01/2002                         5.875                       STANDARD
 74.26                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600457289                  $300,700.00                        $2,417.26                  02/01/2003
 IN                         10/23/200                          $296,264.20                 REFINANCE
                            12/01/2002                         5.25                        STANDARD
 460320000                                                     OWNER OCCUPIED
 39.65                      PUD                                                            N
 600457452                  $236,800.00                        $1,477.32                  02/01/2003
 MA                         10/23/200                          $235,915.70                 REFINANCE
                            12/01/2002                         6.375                       STANDARD
 019060000                                                     OWNER OCCUPIED
 79.78                      SINGLE FAMILY                                                  N
 600457585                  $138,000.00                        $1,109.35                  02/01/2003
                            11/08/200                          $136,476.56                 REFINANCE
 MA
 020260000                  01/01/2003                         5.25                        STANDARD
 36.05                      2-4 FAMILY                         OWNER OCCUPIED              N
 600457624                  $115,084.00                        $727.41                    02/01/2003
                            10/21/200                          $114,664.45                 REFINANCE
 OH
 440950000                  12/01/2002                         6.5                         STREAMLINE
 97.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $152,000.00                        $1,282.66                  03/01/2003
 600457697
 MA                         10/17/200                          $149,841.80                 REFINANCE
 021550000                  12/01/2002                         6                           STANDARD
 33.67                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $140,719.00                        $755.41                    03/01/2003
 600457903
 MO                         11/21/200                          $140,209.64                 REFINANCE
 631220000                  01/01/2003                         5                           STREAMLINE
 97.1                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600457939                  $225,000.00                        $1,367.12                  01/01/2003
 NY                         10/30/200                          $224,118.55                 REFINANCE
                            12/01/2002                         6.125                       STANDARD
 112180000                                                     OWNER OCCUPIED
 39.75                      SINGLE FAMILY                                                  N
 600457988                  $68,302.00                         $448.70                    03/01/2003
 NY                         11/18/200                          $68,014.32                  PURCHASE
                            01/01/2003                         6.875                       STANDARD
 121820000                                                     OWNER OCCUPIED
 98.04                      2-4 FAMILY                                                     N
 600458032                  $25,600.00                         $172.47                    03/01/2003
                            09/30/200                          $25,496.43                  PURCHASE
 TX
 780630000                  11/01/2002                         7.125                       STANDARD
 79.68                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
 600458231                  $87,000.00                         $745.96                    02/01/2003
                            10/28/200                          $85,819.48                  REFINANCE
 NJ
 80570000                   12/01/2002                         6.25                        STANDARD
 78.29                      CONDOMINIUM-LOW RISE               NON-OWNER OCCUPIED          N
                            $546,000.00                        $3,361.82                  03/01/2003
 600458553
 MA                         10/21/200                          $543,641.82                 REFINANCE
 027390000                  12/01/2002                         6.25                        STANDARD
 54.36                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $116,500.00                        $975.24                    02/01/2003
 600458606
 AZ                         11/11/200                          $115,279.41                 REFINANCE
 857450000                  01/01/2003                         5.875                       STANDARD
 60.25                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $139,825.00                        $1,133.23                  03/01/2003
 600459146
 CA                         11/05/200                          $138,297.39                 REFINANCE
 919100000                  01/01/2003                         5.375                       STANDARD
 40.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $193,500.00                        $1,144.63                  03/01/2003
 600459756
 WI                         10/18/200                          $192,705.04                 REFINANCE
 530220000                  12/01/2002                         5.875                       STANDARD
 74.4                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600459768                  $170,000.00                        $1,389.04                  03/01/2003
 MI                         10/21/200                          $166,511.44                 REFINANCE
                            12/01/2002                         5.5                         STANDARD
 483090000                                                     OWNER OCCUPIED
 43.25                      SINGLE FAMILY                                                  N
 600460406                  $200,000.00                        $1,620.93                  02/01/2003
 OH                         10/25/200                          $196,676.47                 REFINANCE
                            12/01/2002                         5.375                       STANDARD
 452450000                                                     OWNER OCCUPIED
 49.35                      SINGLE FAMILY                                                  N
 600461264                  $154,400.00                        $950.67                    02/01/2003
                            10/25/200                          $153,761.62                 PURCHASE
 MD
 211220000                  12/01/2002                         6.25                        STANDARD
 79.75                      PUD                                OWNER OCCUPIED              N
 600461356                  $255,550.00                        $1,431.01                  02/01/2003
                            09/20/200                          $254,104.66                 PURCHASE
 MA
 018300000                  11/01/2002                         5.375                       STANDARD
 94.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $287,700.00                        $2,123.89                  03/01/2003
 600461381
 KY                         11/05/200                          $285,879.25                 REFINANCE
 402230000                  01/01/2003                         6.375                       STANDARD
 66.48                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $125,000.00                        $690.25                    03/01/2003
 600461853
 MA                         10/30/200                          $124,422.74                 REFINANCE
 019830000                  12/01/2002                         5.25                        STANDARD
 36.59                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600461961                  $237,000.00                        $1,478.57                  03/01/2003
 MA                         10/23/200                          $235,964.15                 REFINANCE
                            12/01/2002                         6.375                       STANDARD
 020380000                                                     OWNER OCCUPIED
 64.65                      SINGLE FAMILY                                                  N
 600461992                  $178,450.00                        $1,446.28                  03/01/2003
 DE                         10/11/200                          $174,837.93                 REFINANCE
                            12/01/2002                         5.375                       STANDARD
 197010000                                                     OWNER OCCUPIED
 76.02                      PUD                                                            N
 600462092                  $300,000.00                        $1,750.72                  03/01/2003
                            11/05/200                          $299,055.83                 REFINANCE
 MA
 019700000                  01/01/2003                         5.75                        STANDARD
 71.2                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600462361                  $120,500.00                        $741.94                    03/01/2003
                            10/11/200                          $120,039.07                 REFINANCE
 MI
 483100000                  12/01/2002                         6.25                        STANDARD
 61.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $176,000.00                        $1,449.77                  02/01/2003
 600462570
 MA                         11/05/200                          $173,935.08                 REFINANCE
 018260000                  01/01/2003                         5.625                       STANDARD
 67.14                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $90,000.00                         $532.38                    03/01/2003
 600462680
 MI                         10/21/200                          $89,600.25                  REFINANCE
 481840000                  12/01/2002                         5.875                       STANDARD
 74.67                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $292,500.00                        $1,753.69                  03/01/2003
 600463096
 SC                         10/28/200                          $291,115.22                 REFINANCE
 290720000                  12/01/2002                         6                           STANDARD
 74.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $94,000.00                         $657.26                    01/01/2003
 600463107
 LA                         10/22/200                          $93,718.33                  REFINANCE
 700700000                  12/01/2002                         7.5                         STANDARD
 72.2                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600463721                  $252,000.00                        $1,450.66                  03/01/2003
 IN                         09/30/200                          $250,640.26                 PURCHASE
                            11/01/2002                         5.625                       STANDARD
 460770000                                                     OWNER OCCUPIED
 79.57                      PUD                                                            N
 600463910                  $183,800.00                        $1,072.61                  02/01/2003
 NC                         10/16/200                          $183,026.86                 REFINANCE
                            12/01/2002                         5.75                        STANDARD
 277010000                                                     OWNER OCCUPIED
 77.97                      SINGLE FAMILY                                                  N
 600464054                  $236,800.00                        $1,344.53                  03/01/2003
                            10/14/200                          $235,756.06                 PURCHASE
 IN
 461230000                  12/01/2002                         5.5                         STANDARD
 79.65                      PUD                                OWNER OCCUPIED              N
 600464328                  $299,000.00                        $1,768.69                  03/01/2003
                            10/28/200                          $297,417.07                 REFINANCE
 MA
 017200000                  12/01/2002                         5.875                       STANDARD
 54.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $178,000.00                        $1,430.90                  03/01/2003
 600464450
 MA                         11/04/200                          $175,374.23                 REFINANCE
 018520000                  12/01/2002                         5.25                        STANDARD
 50.11                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $121,500.00                        $828.84                    03/01/2003
 600465227
 MI                         10/22/200                          $121,117.43                 REFINANCE
 490100000                  12/01/2002                         7.25                        STANDARD
 89.72                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600465632                  $140,000.00                        $751.55                    03/01/2003
 MA                         11/06/200                          $139,493.24                 REFINANCE
                            01/01/2003                         5                           STANDARD
 021260000                                                     OWNER OCCUPIED
 53.65                      SINGLE FAMILY                                                  N
 600466799                  $300,700.00                        $1,827.08                  02/01/2003
 MA                         11/05/200                          $299,521.98                 REFINANCE
                            12/01/2002                         6.125                       STANDARD
 020250000                                                     OWNER OCCUPIED
 35.27                      SINGLE FAMILY                                                  N
 600466967                  $234,000.00                        $1,472.11                  02/01/2003
                            11/15/200                          $232,942.37                 REFINANCE
 RI
 028060000                  01/01/2003                         5.75                        STANDARD
 37.33                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600467082                  $175,000.00                        $1,453.22                  03/01/2003
                            11/26/200                          $173,147.12                 REFINANCE
 ME
 040390000                  01/01/2003                         5.75                        STANDARD
 73.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $64,000.00                         $702.52                    03/01/2003
 600467161
 MI                         10/22/200                          $59,578.73                  REFINANCE
 481850000                  12/01/2002                         5.75                        STANDARD
 31.36                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $74,400.00                         $446.07                    03/01/2003
 600467187
 DE                         11/12/200                          $73,884.30                  REFINANCE
 199560000                  01/01/2003                         6                           STANDARD
 79.45                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $106,400.00                        $646.50                    03/01/2003
 600467241
 IN                         10/24/200                          $105,983.05                 PURCHASE
 461433157                  12/01/2002                         6.125                       STANDARD
 79.69                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $210,000.00                        $1,715.88                  03/01/2003
 600467305
 PA                         12/24/200                          $208,489.79                 REFINANCE
 190870000                  02/01/2003                         5.5                         STANDARD
 65.15                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600467363                  $115,000.00                        $671.11                    03/01/2003
 NH                         12/09/200                          $114,701.37                 REFINANCE
                            02/01/2003                         5.75                        STANDARD
 30630000                                                      OWNER OCCUPIED
 59.43                      SINGLE FAMILY                                                  N
 600467389                  $150,000.00                        $911.42                    02/01/2003
 MA                         11/26/200                          $149,560.38                 REFINANCE
                            01/01/2003                         6.125                       STANDARD
 19020000                                                      OWNER OCCUPIED
 65.09                      SINGLE FAMILY                                                  N
 600467685                  $125,000.00                        $1,004.85                  03/01/2003
                            11/14/200                          $123,595.09                 REFINANCE
 IL
 606410000                  01/01/2003                         5.25                        STANDARD
 55.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600467816                  $220,000.00                        $1,797.58                  03/01/2003
                            12/06/200                          $218,417.89                 REFINANCE
 PA
 194260000                  02/01/2003                         5.5                         STANDARD
 68.26                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $414,600.00                        $2,552.76                  03/01/2003
 600467949
 IL                         11/04/200                          $413,014.13                 REFINANCE
 600440000                  12/01/2002                         6.25                        STANDARD
 78.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $210,000.00                        $1,242.23                  03/01/2003
 600468022
 NJ                         11/08/200                          $209,354.53                 REFINANCE
 85340000                   01/01/2003                         5.875                       STANDARD
 40.65                      PUD                                OWNER OCCUPIED              N

 600468060                  $218,250.00                        $1,343.80                  03/01/2003
 AZ                         11/04/200                          $217,415.19                 PURCHASE
                            12/01/2002                         6.25                        STANDARD
 852480000                                                     OWNER OCCUPIED
 96.63                      SINGLE FAMILY                                                  N
 600468065                  $201,040.00                        $1,205.34                  03/01/2003
 SC                         10/24/200                          $198,343.61                 PURCHASE
                            12/01/2002                         6                           STANDARD
 296810000                                                     OWNER OCCUPIED
 78.91                      SINGLE FAMILY                                                  N
 600468725                  $207,000.00                        $1,208.00                  03/01/2003
                            10/22/200                          $206,129.27                 REFINANCE
 SC
 297320000                  12/01/2002                         5.75                        STANDARD
 63.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600468744                  $275,000.00                        $2,302.08                  02/01/2003
                            11/13/200                          $272,118.75                 REFINANCE
 NY
 100250000                  01/01/2003                         5.875                       STANDARD
 42.01                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $37,000.00                         $477.27                    03/01/2003
 600469228
 IN                         11/13/200                          $36,072.70                  REFINANCE
 474290000                  01/01/2003                         5.5                         STANDARD
 42.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $1,798.65                  02/01/2003
 600469403
 MA                         11/18/200                          $298,998.56                 REFINANCE
 020670000                  01/01/2003                         6                           STANDARD
 58.69                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $384,900.00                        $2,125.43                  03/01/2003
 600469464
 MA                         10/29/200                          $383,096.43                 PURCHASE
 021760000                  12/01/2002                         5.25                        STANDARD
 77.39                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $274,000.00                        $1,598.99                  02/01/2003
 600469531
 MA                         11/18/200                          $273,137.67                 REFINANCE
 019230000                  01/01/2003                         5.75                        STANDARD
 72.91                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600469724                  $248,000.00                        $1,486.89                  03/01/2003
 NJ                         10/15/200                          $246,643.56                 PURCHASE
                            12/01/2002                         6                           STANDARD
 074100000                                                     OWNER OCCUPIED
 79.56                      SINGLE FAMILY                                                  N
 600469965                  $201,000.00                        $1,682.61                  03/01/2003
 MA                         11/25/200                          $198,894.08                 REFINANCE
                            01/01/2003                         5.875                       STANDARD
 018440000                                                     OWNER OCCUPIED
 37.53                      SINGLE FAMILY                                                  N
 600469981                  $58,000.00                         $357.12                    03/01/2003
                            12/18/200                          $57,889.64                  REFINANCE
 AZ
 857100000                  02/01/2003                         6.25                        STANDARD
 66.54                      PUD                                OWNER OCCUPIED              N
 600471133                  $288,000.00                        $1,680.69                  03/01/2003
                            11/12/200                          $287,093.60                 REFINANCE
 IN
 460330000                  01/01/2003                         5.75                        STANDARD
 79.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $149,000.00                        $811.29                    02/01/2003
 600471228
 MA                         12/05/200                          $148,472.95                 REFINANCE
 026300000                  01/01/2003                         5.125                       STANDARD
 37.16                      SINGLE FAMILY                      SECOND HOME                 N
                            $162,500.00                        $1,317.01                  03/01/2003
 600471473
 CO                         10/25/200                          $160,127.54                 REFINANCE
 809180000                  12/01/2002                         5.375                       STANDARD
 76.98                      PUD                                OWNER OCCUPIED              N

 600471815                  $120,000.00                        $709.85                    03/01/2003
 OH                         11/14/200                          $119,631.15                 REFINANCE
                            01/01/2003                         5.875                       STANDARD
 455030000                                                     OWNER OCCUPIED
 79.75                      SINGLE FAMILY                                                  N
 600472239                  $270,000.00                        $2,206.13                  02/01/2003
 NY                         12/02/200                          $268,058.30                 REFINANCE
                            02/01/2003                         5.5                         STANDARD
 113670000                                                     OWNER OCCUPIED
 71.74                      SINGLE FAMILY                                                  N
 600472863                  $300,700.00                        $1,731.00                  03/01/2003
                            11/18/200                          $299,731.06                 REFINANCE
 MA
 15600000                   01/01/2003                         5.625                       STANDARD
 68.59                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600472888                  $192,000.00                        $1,620.21                  02/01/2003
                            12/13/200                          $190,676.28                 REFINANCE
 NJ
 70160000                   02/01/2003                         6                           SUPER EXPRESS
 54.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $100,000.00                        $803.88                    03/01/2003
 600473165
 NJ                         11/04/200                          $98,524.84                  REFINANCE
 81090000                   12/01/2002                         5.25                        STANDARD
 78.82                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $98,000.00                         $787.80                    03/01/2003
 600473360
 WI                         10/21/200                          $96,505.23                  REFINANCE
 532200000                  12/01/2002                         5.25                        STANDARD
 65.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $243,000.00                        $1,596.34                  03/01/2003
 600473635
 MA                         11/04/200                          $242,163.44                 REFINANCE
 018760000                  12/01/2002                         6.875                       STANDARD
 74.51                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $300,000.00                        $2,451.25                  04/01/2003
 600473639
 RI                         11/13/200                          $296,756.43                 REFINANCE
 28710000                   01/01/2003                         5.5                         STANDARD
 67.97                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600473717                  $119,000.00                        $964.45                    03/01/2003
 SC                         11/04/200                          $117,699.91                 REFINANCE
                            01/01/2003                         5.375                       STANDARD
 296760000                                                     OWNER OCCUPIED
 45.44                      PUD                                                            N
 600474341                  $116,500.00                        $794.74                    03/01/2003
 MN                         10/28/200                          $116,133.15                 REFINANCE
                            12/01/2002                         7.25                        STANDARD
 553250000                                                     OWNER OCCUPIED
 86.02                      SINGLE FAMILY                                                  N
 600474413                  $112,000.00                        $707.92                    02/01/2003
                            10/29/200                          $111,591.69                 REFINANCE
 NJ
 086100000                  12/01/2002                         6.5                         STANDARD
 55.85                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
 600474424                  $110,000.00                        $695.27                    02/01/2003
                            10/29/200                          $109,599.00                 REFINANCE
 NJ
 086290000                  12/01/2002                         6.5                         STANDARD
 65.69                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $236,500.00                        $1,305.96                  03/01/2003
 600474489
 MA                         11/20/200                          $235,682.62                 REFINANCE
 021350000                  01/01/2003                         5.25                        STANDARD
 53.56                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $76,082.00                         $480.89                    02/01/2003
 600474943
 NC                         10/21/200                          $75,804.64                  REFINANCE
 275770000                  12/01/2002                         6.5                         STANDARD
 91.42                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600475120                  $200,000.00                        $1,183.08                  03/01/2003
 FL                         10/22/200                          $199,178.35                 REFINANCE
                            12/01/2002                         5.875                       STANDARD
 327710000                                                     OWNER OCCUPIED
 75.16                      SINGLE FAMILY                                                  N
 600475250                  $75,000.00                         $449.66                    03/01/2003
 IN                         10/23/200                          $74,699.11                  PURCHASE
                            12/01/2002                         6                           STANDARD
 461069732                                                     OWNER OCCUPIED
 42.08                      SINGLE FAMILY                                                  N
 600475452                  $93,500.00                         $669.85                    02/01/2003
                            07/11/200                          $93,028.99                  REFINANCE
 LA
 714570000                  09/01/2002                         7.75                        STANDARD
 79.57                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600475536                  $154,200.00                        $962.01                    03/01/2003
                            10/15/200                          $153,624.15                 REFINANCE
 TX
 750250000                  12/01/2002                         6.375                       STANDARD
 66.79                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $151,772.00                        $909.95                    03/01/2003
 600475644
 OH                         10/25/200                          $150,993.46                 PURCHASE
 453220000                  12/01/2002                         6                           STANDARD
 93.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $1,774.61                  03/01/2003
 600475814
 NJ                         11/18/200                          $299,077.92                 REFINANCE
 079200000                  01/01/2003                         5.875                       STANDARD
 63.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $190,000.00                        $1,565.10                  03/01/2003
 600475924
 MA                         10/30/200                          $187,080.72                 REFINANCE
 021220000                  12/01/2002                         5.625                       STANDARD
 55.02                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $410,000.00                        $2,392.64                  03/01/2003
 600476062
 MA                         11/22/200                          $408,709.66                 REFINANCE
 024582731                  01/01/2003                         5.75                        STANDARD
 17.39                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600476195                  $154,500.00                        $889.39                    03/01/2003
 NJ                         10/01/200                          $153,834.66                 REFINANCE
                            12/01/2002                         5.625                       STANDARD
 078760000                                                     OWNER OCCUPIED
 76.92                      CONDOMINIUM-LOW RISE                                           N
 600476271                  $170,000.00                        $1,823.96                  03/01/2003
 NH                         10/18/200                          $165,650.72                 REFINANCE
                            12/01/2002                         5.25                        STANDARD
 031060000                                                     OWNER OCCUPIED
 54.31                      SINGLE FAMILY                                                  N
 600476498                  $275,000.00                        $1,497.34                  02/01/2003
                            12/20/200                          $273,951.19                 REFINANCE
 MA
 020530000                  02/01/2003                         5.125                       STANDARD
 49.87                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600476685                  $87,290.00                         $551.73                    02/01/2003
                            10/29/200                          $86,971.78                  REFINANCE
 MI
 485090000                  12/01/2002                         6.5                         STANDARD
 86.19                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $197,500.00                        $1,400.75                  03/01/2003
 600476854
 MI                         10/22/200                          $195,751.88                 REFINANCE
 480700000                  12/01/2002                         5.875                       STANDARD
 76.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $274,000.00                        $1,620.81                  03/01/2003
 600477042
 PA                         11/04/200                          $272,874.37                 REFINANCE
 194260000                  12/01/2002                         5.875                       STANDARD
 69.97                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600477097                  $140,500.00                        $888.06                    02/01/2003
 MA                         11/20/200                          $140,116.87                 REFINANCE
                            01/01/2003                         6.5                         STANDARD
 027800000                                                     OWNER OCCUPIED
 65.23                      SINGLE FAMILY                                                  N
 600477181                  $247,732.00                        $2,073.81                  02/01/2003
 TX                         11/25/200                          $245,136.46                 REFINANCE
                            01/01/2003                         5.875                       STANDARD
 750770000                                                     OWNER OCCUPIED
 78.1                       SINGLE FAMILY                                                  N
 600477197                  $649,500.00                        $3,112.19                  02/01/2003
                            10/28/200                          $649,500.00                 REFINANCE
 CO
 805980000                  12/01/2002                         5.75                        STANDARD
 46.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600477334                  $412,000.00                        $3,421.29                  02/01/2003
                            10/29/200                          $405,619.34                 REFINANCE
 IL
 600680000                  12/01/2002                         5.75                        STANDARD
 62.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $155,000.00                        $1,266.48                  03/01/2003
 600477492
 MA                         12/05/200                          $153,461.32                 REFINANCE
 18670000                   02/01/2003                         5.5                         STANDARD
 21.92                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $465,000.00                        $2,276.56                  02/01/2003
 600478033
 MD                         10/15/200                          $465,000.00                 REFINANCE
 212100000                  12/01/2002                         5.875                       STANDARD
 48.69                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $146,200.00                        $1,175.27                  03/01/2003
 600478618
 MI                         10/18/200                          $144,043.32                 REFINANCE
 483120000                  12/01/2002                         5.25                        STANDARD
 81.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $183,600.00                        $1,100.77                  03/01/2003
 600478748
 FL                         11/12/200                          $183,048.95                 PURCHASE
 320680000                  01/01/2003                         6                           STANDARD
 101.69                     SINGLE FAMILY                      OWNER OCCUPIED              N

 600478757                  $290,000.00                        $1,785.58                  02/01/2003
 MA                         11/14/200                          $289,170.20                 REFINANCE
                            01/01/2003                         6.25                        STANDARD
 014500000                                                     OWNER OCCUPIED
 51.14                      SINGLE FAMILY                                                  N
 600478956                  $275,000.00                        $1,561.41                  02/01/2003
 MA                         11/25/200                          $274,092.87                 REFINANCE
                            01/01/2003                         5.5                         STREAMLINE
 019490000                                                     OWNER OCCUPIED
 56.87                      SINGLE FAMILY                                                  N
 600479217                  $140,000.00                        $850.66                    03/01/2003
                            11/22/200                          $139,389.17                 REFINANCE
 MA
 21400000                   01/01/2003                         6.125                       STANDARD
 30.98                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 600479345                  $275,500.00                        $2,108.16                  02/01/2003
                            12/19/200                          $274,092.50                 REFINANCE
 MA
 24920000                   02/01/2003                         6.125                       SUPER EXPRESS
 37.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $78,900.00                         $572.08                    03/01/2003
 600479495
 LA                         09/27/200                          $78,624.43                  REFINANCE
 701310000                  11/01/2002                         7.875                       STANDARD
 84.54                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $225,900.00                        $1,830.84                  02/01/2003
 600479671
 OH                         10/22/200                          $222,209.68                 REFINANCE
 454580000                  12/01/2002                         5.375                       STANDARD
 68.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600479692                  $150,300.00                        $1,218.13                  02/01/2003
 IN                         10/28/200                          $148,105.67                 REFINANCE
                            12/01/2002                         5.375                       STREAMLINE
 461429185                                                     OWNER OCCUPIED
 79.12                      SINGLE FAMILY                                                  N
 600480334                  $130,000.00                        $717.86                    03/01/2003
 KY                         11/22/200                          $128,808.36                 REFINANCE
                            01/01/2003                         5.25                        STANDARD
 405030000                                                     OWNER OCCUPIED
 90.71                      SINGLE FAMILY                                                  N
 600480731                  $100,500.00                        $626.99                    03/01/2003
                            10/07/200                          $100,124.67                 REFINANCE
 TX
 773310000                  12/01/2002                         6.375                       STANDARD
 77.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600480773                  $265,500.00                        $1,591.81                  02/01/2003
                            10/25/200                          $264,434.81                 REFINANCE
 IN
 470250000                  12/01/2002                         6                           STANDARD
 89.73                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,215.22                  03/01/2003
 600481107
 MI                         12/11/200                          $197,600.02                 REFINANCE
 483090000                  02/01/2003                         6.125                       STANDARD
 76                         SINGLE FAMILY                      OWNER OCCUPIED              N
                            $168,200.00                        $994.97                    02/01/2003
 600481270
 VA                         12/20/200                          $167,852.01                 REFINANCE
 223080000                  02/01/2003                         5.875                       STANDARD
 56.01                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $250,000.00                        $2,042.71                  01/01/2003
 600481421
 CT                         12/03/200                          $248,202.13                 REFINANCE
 60370000                   02/01/2003                         5.5                         SUPER EXPRESS
 53.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,231.43                  03/01/2003
 600481616
 MA                         11/20/200                          $199,395.59                 REFINANCE
 20380000                   01/01/2003                         6.25                        SUPER EXPRESS
 79.76                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600481665                  $265,000.00                        $1,588.81                  02/01/2003
 MA                         11/12/200                          $264,204.61                 REFINANCE
                            01/01/2003                         6                           STANDARD
 019230000                                                     OWNER OCCUPIED
 74.5                       SINGLE FAMILY                                                  N
 600482195                  $175,000.00                        $1,406.79                  03/01/2003
 NY                         12/10/200                          $173,714.87                 REFINANCE
                            02/01/2003                         5.25                        SUPER EXPRESS
 105830000                                                     OWNER OCCUPIED
 31.58                      SINGLE FAMILY                                                  N
 600482464                  $255,000.00                        $1,528.85                  03/01/2003
                            10/07/200                          $253,976.96                 REFINANCE
 NJ
 079740000                  12/01/2002                         6                           STANDARD
 35.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600482555                  $165,000.00                        $1,158.44                  02/01/2003
                            11/07/200                          $163,890.67                 REFINANCE
 MA
 021860000                  01/01/2003                         5.75                        STANDARD
 36.1                       2-4 FAMILY                         OWNER OCCUPIED              N
                            $220,000.00                        $1,301.38                  03/01/2003
 600482805
 MA                         12/23/200                          $219,550.31                 REFINANCE
 23590000                   02/01/2003                         5.875                       STANDARD
 75.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $287,000.00                        $1,720.71                  02/01/2003
 600482969
 IN                         11/22/200                          $286,138.58                 REFINANCE
 474080000                  01/01/2003                         6                           STANDARD
 89.51                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600483048                  $115,000.00                        $708.07                    03/01/2003
 OH                         11/12/200                          $114,670.96                 REFINANCE
                            01/01/2003                         6.25                        STANDARD
 454590000                                                     OWNER OCCUPIED
 55.67                      SINGLE FAMILY                                                  N
 600483156                  $76,800.00                         $472.87                    02/01/2003
 MD                         10/31/200                          $76,580.25                  REFINANCE
                            01/01/2003                         6.25                        STANDARD
 210120000                                                     OWNER OCCUPIED
 78.22                      CONDOMINIUM-LOW RISE                                           N
 600483540                  $142,400.00                        $831.01                    03/01/2003
                            10/18/200                          $141,801.01                 PURCHASE
 NC
 282050000                  12/01/2002                         5.75                        STANDARD
 96.58                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 600483758                  $65,964.00                         $461.23                    03/01/2003
                            11/18/200                          $65,816.22                  PURCHASE
 LA
 707830000                  01/01/2003                         7.5                         STANDARD
 98.23                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $128,000.00                        $746.97                    03/01/2003
 600483854
 MI                         10/18/200                          $127,260.15                 REFINANCE
 484730000                  12/01/2002                         5.75                        STANDARD
 63.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $354,000.00                        $2,208.50                  03/01/2003
 600483855
 MA                         12/05/200                          $353,342.51                 REFINANCE
 20720000                   02/01/2003                         6.375                       STANDARD
 78.52                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $60,000.00                         $345.39                    03/01/2003
 600483891
 MI                         10/19/200                          $59,741.63                  REFINANCE
 485070000                  12/01/2002                         5.625                       STANDARD
 79.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,620.93                  03/01/2003
 600483984
 NJ                         12/02/200                          $198,546.56                 PURCHASE
 070660000                  02/01/2003                         5.375                       STANDARD
 38.78                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 600484103                  $193,500.00                        $1,191.41                  03/01/2003
 MI                         10/21/200                          $192,759.85                 PURCHASE
                            12/01/2002                         6.25                        STANDARD
 480720000                                                     OWNER OCCUPIED
 96.61                      SINGLE FAMILY                                                  N
 600484389                  $105,500.00                        $862.02                    02/01/2003
 IL                         10/28/200                          $103,773.35                 REFINANCE
                            12/01/2002                         5.5                         STANDARD
 604520000                                                     OWNER OCCUPIED
 58.85                      SINGLE FAMILY                                                  N
 600485063                  $169,000.00                        $999.70                    02/01/2003
                            11/04/200                          $168,305.70                 REFINANCE
 RI
 028060000                  12/01/2002                         5.875                       STANDARD
 60.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600485070                  $119,000.00                        $713.47                    03/01/2003
                            12/11/200                          $118,762.47                 REFINANCE
 FL
 330700000                  02/01/2003                         6                           STANDARD
 59.38                      SINGLE FAMILY                      SECOND HOME                 N
                            $150,000.00                        $1,245.62                  04/01/2003
 600485385
 MA                         11/12/200                          $148,411.81                 REFINANCE
 023320000                  01/01/2003                         5.75                        STANDARD
 32.15                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $195,800.00                        $1,096.42                  02/01/2003
 600485683
 UT                         10/17/200                          $194,765.13                 REFINANCE
 841080000                  12/01/2002                         5.375                       SUPER EXPRESS
 67.24                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600485825                  $168,000.00                        $1,048.11                  03/01/2003
 MA                         11/27/200                          $167,530.68                 REFINANCE
                            01/01/2003                         6.375                       STANDARD
 21690000                                                      OWNER OCCUPIED
 74.79                      SINGLE FAMILY                                                  N
 600486021                  $210,000.00                        $1,688.14                  03/01/2003
 FL                         10/28/200                          $206,901.78                 PURCHASE
                            12/01/2002                         5.25                        STANDARD
 339550000                                                     SECOND HOME
 71.97                      CONDOMINIUM-LOW RISE                                           N
 600486024                  $123,000.00                        $996.87                    03/01/2003
                            11/27/200                          $121,656.20                 REFINANCE
 KY
 405030000                  01/01/2003                         5.375                       STANDARD
 69.52                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600486027                  $230,000.00                        $1,360.54                  03/01/2003
                            11/19/200                          $229,293.05                 REFINANCE
 KY
 405020000                  01/01/2003                         5.875                       STANDARD
 55.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $270,000.00                        $1,662.44                  02/01/2003
 600486123
 MI                         10/24/200                          $268,967.21                 PURCHASE
 492010000                  12/01/2002                         6.25                        STANDARD
 89.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $164,000.00                        $1,329.16                  03/01/2003
 600486337
 OH                         11/01/200                          $161,605.67                 REFINANCE
 432350000                  12/01/2002                         5.375                       STANDARD
 57.92                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $252,000.00                        $1,783.64                  03/01/2003
 600486373
 MA                         11/19/200                          $251,449.34                 REFINANCE
 020260000                  01/01/2003                         7.625                       STANDARD
 77.37                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $1,798.65                  02/01/2003
 600486522
 MA                         11/01/200                          $298,796.42                 REFINANCE
 024820000                  12/01/2002                         6                           STANDARD
 33.05                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600486736                  $160,000.00                        $946.46                    03/01/2003
 NJ                         12/10/200                          $159,672.94                 PURCHASE
                            02/01/2003                         5.875                       STANDARD
 82050000                                                      OWNER OCCUPIED
 66.56                      SINGLE FAMILY                                                  N
 600487010                  $145,713.00                        $827.34                    03/01/2003
 FL                         10/25/200                          $145,070.65                 PURCHASE
                            12/01/2002                         5.5                         STANDARD
 336950000                                                     OWNER OCCUPIED
 98.02                      SINGLE FAMILY                                                  N
 600487560                  $265,000.00                        $1,342.72                  03/01/2003
                            12/26/200                          $263,113.56                 REFINANCE
 MA
 017310000                  02/01/2003                         4.5                         STANDARD
 46.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600487705                  $173,500.00                        $1,012.50                  03/01/2003
                            12/02/200                          $172,953.95                 REFINANCE
 IL
 606570000                  01/01/2003                         5.75                        STANDARD
 78.62                      CONDOMINIUM-HIGH RISE              OWNER OCCUPIED              N
                            $386,400.00                        $2,506.19                  03/01/2003
 600487751
 CA                         12/06/200                          $385,638.41                 REFINANCE
 926730000                  02/01/2003                         6.75                        STANDARD
 79.72                      PUD                                OWNER OCCUPIED              N
                            $135,000.00                        $1,094.13                  03/01/2003
 600487889
 CT                         10/25/200                          $133,028.91                 REFINANCE
 064680000                  12/01/2002                         5.375                       STANDARD
 64.89                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600487921                  $135,000.00                        $1,130.11                  02/01/2003
 MA                         11/15/200                          $133,427.65                 REFINANCE
                            01/01/2003                         5.875                       STANDARD
 18330000                                                      OWNER OCCUPIED
 50.53                      SINGLE FAMILY                                                  N
 600487946                  $85,310.00                         $539.22                    03/01/2003
 OH                         10/08/200                          $84,999.00                  PURCHASE
                            12/01/2002                         6.5                         STANDARD
 456400000                                                     OWNER OCCUPIED
 98.84                      SINGLE FAMILY                                                  N
 600488246                  $292,400.00                        $1,800.36                  02/01/2003
                            11/07/200                          $291,560.48                 REFINANCE
 MA
 021260000                  01/01/2003                         6.25                        STANDARD
 77                         2-4 FAMILY                         OWNER OCCUPIED              N
 600488320                  $101,600.00                        $816.74                    03/01/2003
                            11/26/200                          $100,478.39                 REFINANCE
 MD
 219210000                  01/01/2003                         5.25                        STANDARD
 62.8                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $174,000.00                        $1,043.22                  02/01/2003
 600488387
 IL                         11/12/200                          $173,477.73                 REFINANCE
 602020000                  01/01/2003                         6                           STANDARD
 18.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $260,000.00                        $1,600.86                  03/01/2003
 600488475
 MA                         11/08/200                          $258,892.40                 REFINANCE
 15810000                   01/01/2003                         6.25                        SUPER EXPRESS
 79.66                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $139,000.00                        $1,036.35                  02/01/2003
 600488547
 NH                         11/25/200                          $138,092.99                 REFINANCE
 32220000                   01/01/2003                         6.5                         STANDARD
 46.75                      CONDOMINIUM-LOW RISE               SECOND HOME                 N
                            $91,000.00                         $538.30                    03/01/2003
 600488777
 IN                         11/21/200                          $90,720.30                  REFINANCE
 474040000                  01/01/2003                         5.875                       STANDARD
 76.88                      PUD                                OWNER OCCUPIED              N

 600489018                  $160,000.00                        $1,736.42                  03/01/2003
 DE                         11/20/200                          $156,976.93                 REFINANCE
                            01/01/2003                         5.5                         STANDARD
 197110000                                                     OWNER OCCUPIED
 56.06                      PUD                                                            N
 600489065                  $174,600.00                        $1,220.83                  02/01/2003
 MD                         10/30/200                          $174,076.81                 PURCHASE
                            12/01/2002                         7.5                         STANDARD
 207740000                                                     OWNER OCCUPIED
 96.78                      SINGLE FAMILY                                                  N
 600489257                  $180,000.00                        $1,108.29                  03/01/2003
                            11/26/200                          $179,484.96                 REFINANCE
 NJ
 076280000                  01/01/2003                         6.25                        STANDARD
 53.58                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600489302                  $264,000.00                        $2,157.10                  03/01/2003
                            11/27/200                          $261,145.66                 REFINANCE
 MA
 24210000                   01/01/2003                         5.5                         STANDARD
 31.09                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $144,000.00                        $1,167.07                  04/01/2003
 600489348
 IL                         11/13/200                          $142,426.76                 REFINANCE
 612750000                  01/01/2003                         5.375                       STANDARD
 50.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $64,000.00                         $535.76                    03/01/2003
 600489452
 PA                         11/01/200                          $62,926.51                  REFINANCE
 191110000                  01/01/2003                         5.875                       STANDARD
 78.41                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600489459                  $264,300.00                        $1,418.82                  03/01/2003
 MA                         11/22/200                          $263,343.32                 PURCHASE
                            01/01/2003                         5                           STANDARD
 021490000                                                     OWNER OCCUPIED
 94.05                      SINGLE FAMILY                                                  N
 600489576                  $255,526.00                        $1,700.02                  02/01/2003
 VA                         11/22/200                          $254,807.96                 REFINANCE
                            01/01/2003                         7                           STREAMLINE
 221910000                                                     OWNER OCCUPIED
 99.8                       SINGLE FAMILY                                                  N
 600489665                  $212,000.00                        $1,254.06                  03/01/2003
                            11/15/200                          $211,348.40                 REFINANCE
 MA
 021750000                  01/01/2003                         5.875                       STANDARD
 54.05                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600490104                  $400,500.00                        $1,999.64                  03/01/2003
                            11/04/200                          $398,875.65                 REFINANCE
 OH
 430820000                  01/01/2003                         4.375                       STANDARD
 59.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $86,400.00                         $450.70                    03/01/2003
 600490660
 MA                         11/21/200                          $83,645.20                  REFINANCE
 021700000                  01/01/2003                         4.75                        STANDARD
 27.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $139,000.00                        $822.24                    02/01/2003
 600490829
 NC                         11/04/200                          $138,428.95                 REFINANCE
 282690000                  12/01/2002                         5.875                       STANDARD
 75.72                      PUD                                OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $223,000.00                        $1,402.91                  03/01/2003
 600490973
 NY                         12/05/200                          $222,329.66                 REFINANCE
 105900000                  02/01/2003                         5.75                        STANDARD
 59.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $168,300.00                        $1,022.61                  02/01/2003
 600491030
 MO                         12/11/200                          $167,972.01                 REFINANCE
 631190000                  02/01/2003                         6.125                       SUPER EXPRESS
 74.73                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600491045                  $174,800.00                        $1,076.28                  03/01/2003
 MA                         12/02/200                          $174,299.21                 REFINANCE
                            01/01/2003                         6.25                        STANDARD
 20720000                                                      OWNER OCCUPIED
 82.22                      SINGLE FAMILY                                                  N
 600491133                  $300,000.00                        $1,847.15                  02/01/2003
 MA                         12/11/200                          $299,429.22                 REFINANCE
                            02/01/2003                         6.25                        STANDARD
 017780000                                                     OWNER OCCUPIED
 65.16                      SINGLE FAMILY                                                  N
 600491294                  $233,900.00                        $1,459.23                  03/01/2003
                            10/18/200                          $233,026.52                 REFINANCE
 CA
 926910000                  12/01/2002                         6.375                       SUPER EXPRESS
 78.73                      PUD                                OWNER OCCUPIED              N
 600491704                  $165,000.00                        $1,015.94                  03/01/2003
                            12/17/200                          $164,547.69                 REFINANCE
 MA
 20620000                   02/01/2003                         6.25                        STANDARD
 61.4                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $56,535.00                         $366.68                    03/01/2003
 600491835
 MD                         10/30/200                          $56,338.67                  PURCHASE
 212130000                  12/01/2002                         6.75                        STANDARD
 98.84                      TOWNHOUSE                          OWNER OCCUPIED              N
                            $335,000.00                        $1,849.88                  03/01/2003
 600492085
 MA                         10/29/200                          $333,452.87                 REFINANCE
 024450000                  12/01/2002                         5.25                        STANDARD
 74.1                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 600492342                  $86,500.00                         $706.78                    03/01/2003
 PA                         12/19/200                          $80,480.01                  REFINANCE
                            02/01/2003                         5.5                         STANDARD
 187040000                                                     OWNER OCCUPIED
 64.38                      SINGLE FAMILY                                                  N
 600492411                  $93,000.00                         $528.04                    03/01/2003
 AZ                         12/02/200                          $92,693.22                  REFINANCE
                            01/01/2003                         5.5                         STANDARD
 859350000                                                     SECOND HOME
 37.08                      SINGLE FAMILY                                                  N
 600492739                  $165,562.00                        $888.77                    02/01/2003
                            10/25/200                          $164,761.29                 REFINANCE
 MD
 207720000                  12/01/2002                         5                           STREAMLINE
 91.65                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600492774                  $142,400.00                        $947.39                    03/01/2003
                            11/12/200                          $141,896.91                 REFINANCE
 IN
 460380000                  01/01/2003                         7                           STANDARD
 79.72                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $205,500.00                        $1,679.11                  02/01/2003
 600492879
 NJ                         12/13/200                          $204,022.15                 REFINANCE
 087360000                  02/01/2003                         5.5                         STANDARD
 57.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $185,000.00                        $1,511.60                  02/01/2003
 600492903
 ME                         12/05/200                          $182,999.81                 REFINANCE
 40320000                   01/01/2003                         5.5                         STANDARD
 48.98                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $313,700.00                        $1,957.08                  02/01/2003
 600493156
 MA                         12/04/200                          $312,823.72                 REFINANCE
 021180000                  01/01/2003                         6.375                       STANDARD
 72.82                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $300,000.00                        $1,656.61                  03/01/2003
 600493204
 IL                         12/10/200                          $299,227.08                 REFINANCE
 606070000                  02/01/2003                         5.25                        STANDARD
 69.59                      CONDOMINIUM-MID RISE               OWNER OCCUPIED              N

 600493661                  $74,000.00                         $530.16                    02/01/2003
 ME                         12/06/200                          $73,678.88                  REFINANCE
                            02/01/2003                         6                           STANDARD
 040620000                                                     OWNER OCCUPIED
 69.66                      CONDOMINIUM-LOW RISE                                           N
 600493831                  $114,200.00                        $948.33                    02/01/2003
 CO                         11/18/200                          $112,683.93                 REFINANCE
                            01/01/2003                         5.75                        STANDARD
 805010000                                                     NON-OWNER OCCUPIED
 52.6                       PUD                                                            N
 600494600                  $152,605.00                        $1,002.51                  01/01/2003
                            11/06/200                          $152,056.73                 PURCHASE
 NJ
 88220000                   01/01/2003                         6.875                       STANDARD
 98.27                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 600494632                  $80,500.00                         $673.88                    03/01/2003
                            10/29/200                          $78,784.64                  REFINANCE
 PA
 187020000                  01/01/2003                         5.875                       STANDARD
 71.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $193,000.00                        $1,204.07                  03/01/2003
 600494730
 NJ                         11/13/200                          $192,460.87                 REFINANCE
 77320000                   01/01/2003                         6.375                       STANDARD
 63.1                       CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $77,000.00                         $629.15                    03/01/2003
 600494969
 PA                         11/14/200                          $76,167.50                  REFINANCE
 191470000                  01/01/2003                         5.5                         STANDARD
 41.17                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600495132                  $50,000.00                         $316.03                    02/01/2003
 DE                         12/10/200                          $49,909.36                  REFINANCE
                            02/01/2003                         6.5                         STANDARD
 199700000                                                     OWNER OCCUPIED
 48.98                      SINGLE FAMILY                                                  N
 600495208                  $68,000.00                         $737.98                    03/01/2003
 UT                         11/11/200                          $66,715.19                  REFINANCE
                            01/01/2003                         5.5                         STANDARD
 841230000                                                     OWNER OCCUPIED
 40.93                      SINGLE FAMILY                                                  N
 600496003                  $276,000.00                        $1,654.76                  02/01/2003
                            12/12/200                          $275,449.11                 REFINANCE
 DE
 199580000                  02/01/2003                         6                           STANDARD
 62.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600496318                  $161,000.00                        $1,098.30                  03/01/2003
                            11/15/200                          $160,620.95                 REFINANCE
 RI
 028160000                  01/01/2003                         7.25                        STANDARD
 79.71                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $283,000.00                        $1,788.75                  03/01/2003
 600496438
 NY                         11/19/200                          $282,228.34                 REFINANCE
 100160000                  01/01/2003                         6.5                         STANDARD
 56.45                      CONDOMINIUM-HIGH RISE              OWNER OCCUPIED              N
                            $261,000.00                        $2,167.37                  03/01/2003
 600496460
 NJ                         12/10/200                          $259,162.12                 REFINANCE
 079300000                  02/01/2003                         5.75                        STANDARD
 67.31                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $142,700.00                        $1,128.46                  02/01/2003
 600496533
 RI                         10/18/200                          $140,173.54                 REFINANCE
 028160000                  12/01/2002                         5                           STANDARD
 76.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $222,950.00                        $1,836.51                  02/01/2003
 600496940
 TX                         11/13/200                          $220,252.37                 REFINANCE
 782320000                  01/01/2003                         5.625                       STANDARD
 69.08                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600497361                  $52,000.00                         $424.88                    03/01/2003
 LA                         10/31/200                          $51,033.00                  REFINANCE
                            12/01/2002                         5.5                         STANDARD
 704010000                                                     OWNER OCCUPIED
 68.04                      SINGLE FAMILY                                                  N
 600497576                  $104,350.00                        $592.49                    02/01/2003
 MD                         11/21/200                          $103,981.90                 REFINANCE
                            01/01/2003                         5.5                         STREAMLINE
 211220000                                                     OWNER OCCUPIED
 99.76                      SINGLE FAMILY                                                  N
 600497679                  $249,900.00                        $1,458.35                  03/01/2003
                            11/25/200                          $249,113.51                 PURCHASE
 MA
 021270000                  01/01/2003                         5.75                        STANDARD
 79.72                      2-4 FAMILY                         OWNER OCCUPIED              N
 600497954                  $200,000.00                        $1,183.08                  02/01/2003
                            10/31/200                          $199,178.35                 REFINANCE
 MA
 015340000                  12/01/2002                         5.875                       STANDARD
 74.68                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $122,000.00                        $1,013.10                  02/01/2003
 600497969
 FL                         10/28/200                          $120,273.57                 REFINANCE
 331760000                  12/01/2002                         5.75                        STANDARD
 38.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $67,500.00                         $437.80                    03/01/2003
 600498042
 NJ                         10/25/200                          $67,265.58                  REFINANCE
 80810000                   12/01/2002                         6.75                        STANDARD
 89.69                      PUD                                OWNER OCCUPIED              N

 600498182                  $28,500.00                         $187.22                    04/01/2003
 LA                         10/23/200                          $28,335.68                  REFINANCE
                            12/01/2002                         6.875                       STANDARD
 705100000                                                     OWNER OCCUPIED
 94.37                      SINGLE FAMILY                                                  N
 600498194                  $175,000.00                        $1,120.54                  03/01/2003
 MA                         12/12/200                          $174,845.61                 REFINANCE
                            03/01/2003                         6.625                       STANDARD
 019040000                                                     OWNER OCCUPIED
 72.85                      SINGLE FAMILY                                                  N
 600498354                  $39,200.00                         $280.83                    03/01/2003
                            12/11/200                          $39,144.50                  REFINANCE
 OH
 445070000                  02/01/2003                         7.75                        STANDARD
 79.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600498441                  $396,000.00                        $2,279.60                  03/01/2003
                            11/13/200                          $394,723.99                 REFINANCE
 NJ
 079200000                  01/01/2003                         5.625                       STANDARD
 57.21                      PUD                                OWNER OCCUPIED              N
                            $186,000.00                        $984.33                    03/01/2003
 600498768
 MA                         12/16/200                          $185,541.65                 REFINANCE
 027260000                  02/01/2003                         4.875                       STANDARD
 59.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $81,000.00                         $538.90                    02/01/2003
 600498812
 NH                         11/20/200                          $80,799.63                  REFINANCE
 037850000                  01/01/2003                         7                           STANDARD
 89.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $93,000.00                         $756.33                    03/01/2003
 600499575
 NC                         11/21/200                          $92,500.67                  REFINANCE
 280860000                  01/01/2003                         7.625                       STANDARD
 69.55                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $249,600.00                        $1,577.65                  03/01/2003
 600499680
 AZ                         11/12/200                          $248,919.38                 PURCHASE
 852590000                  01/01/2003                         6.5                         STANDARD
 79.77                      PUD                                OWNER OCCUPIED              N

 600499863                  $103,000.00                        $601.08                    03/01/2003
 MA                         12/16/200                          $102,784.41                 REFINANCE
                            02/01/2003                         5.75                        STANDARD
 017520000                                                     OWNER OCCUPIED
 85.65                      CONDOMINIUM-LOW RISE                                           N
 600500036                  $85,000.00                         $705.85                    02/01/2003
 ME                         12/06/200                          $84,300.97                  REFINANCE
                            02/01/2003                         5.75                        STANDARD
 40710000                                                      OWNER OCCUPIED
 54.23                      SINGLE FAMILY                                                  N
 600500057                  $176,000.00                        $1,098.01                  03/01/2003
                            11/12/200                          $175,508.36                 REFINANCE
 IL
 604530000                  01/01/2003                         6.375                       STANDARD
 79.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600500096                  $112,000.00                        $907.73                    02/01/2003
                            10/25/200                          $110,162.55                 REFINANCE
 MA
 019500000                  12/01/2002                         5.375                       STANDARD
 40.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $152,500.00                        $938.97                    03/01/2003
 600500686
 MA                         12/16/200                          $150,311.76                 REFINANCE
 26600000                   02/01/2003                         6.25                        STANDARD
 73.32                      SINGLE FAMILY                      SECOND HOME                 N
                            $102,500.00                        $631.11                    03/01/2003
 600501175
 MA                         12/12/200                          $102,304.98                 REFINANCE
 23240000                   02/01/2003                         6.25                        STANDARD
 75.78                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 600501269                  $76,000.00                         $449.57                    04/01/2003
 OH                         11/18/200                          $75,766.39                  REFINANCE
                            01/01/2003                         5.875                       STANDARD
 444440000                                                     OWNER OCCUPIED
 86.01                      SINGLE FAMILY                                                  N
 600501301                  $229,500.00                        $1,683.99                  12/01/2002
 CA                         11/12/200                          $229,034.94                 REFINANCE
                            01/01/2003                         8                           STANDARD
 951220000                                                     OWNER OCCUPIED
 90                         CONDOMINIUM-LOW RISE                                           N
 600501773                  $110,000.00                        $1,180.21                  03/01/2003
                            12/04/200                          $107,893.93                 REFINANCE
 MI
 483130000                  01/01/2003                         5.25                        STANDARD
 59.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600502233                  $108,000.00                        $904.09                    03/01/2003
                            11/26/200                          $105,707.06                 REFINANCE
 IN
 460320000                  01/01/2003                         5.875                       STANDARD
 59.05                      PUD                                OWNER OCCUPIED              N
                            $184,000.00                        $987.75                    03/01/2003
 600502413
 IL                         12/23/200                          $182,067.08                 REFINANCE
 600620000                  02/01/2003                         5                           STANDARD
 26.01                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $104,000.00                        $654.27                    03/01/2003
 600502980
 MA                         11/13/200                          $103,529.95                 REFINANCE
 10390000                   01/01/2003                         5.75                        STANDARD
 71.4                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $213,000.00                        $1,192.74                  03/01/2003
 600502986
 MA                         12/19/200                          $212,019.33                 REFINANCE
 020380000                  02/01/2003                         5.375                       STANDARD
 43.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,000.00                        $717.45                    03/01/2003
 600503507
 NH                         12/20/200                          $114,786.41                 REFINANCE
 38480000                   02/01/2003                         6.375                       STANDARD
 48.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600503707                  $300,700.00                        $1,754.80                  02/01/2003
 PA                         12/11/200                          $300,070.60                 PURCHASE
                            02/01/2003                         5.75                        STANDARD
 193410000                                                     OWNER OCCUPIED
 62.49                      PUD                                                            N
 600503708                  $300,000.00                        $1,750.72                  03/01/2003
 PA                         11/22/200                          $299,055.83                 PURCHASE
                            01/01/2003                         5.75                        STANDARD
 193820000                                                     OWNER OCCUPIED
 79.75                      SINGLE FAMILY                                                  N
 600503723                  $208,000.00                        $1,475.22                  02/01/2003
                            12/09/200                          $207,083.99                 REFINANCE
 NY
 112180000                  02/01/2003                         5.875                       STANDARD
 50.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600504366                  $160,000.00                        $846.73                    02/01/2003
                            11/26/200                          $159,407.41                 REFINANCE
 NC
 277130000                  01/01/2003                         4.875                       STANDARD
 70.94                      PUD                                OWNER OCCUPIED              N
                            $126,300.00                        $1,015.30                  03/01/2003
 600504524
 OH                         12/13/200                          $125,187.73                 REFINANCE
 450110000                  02/01/2003                         5.25                        STANDARD
 78.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $96,861.00                         $612.23                    03/01/2003
 600504606
 IN                         12/12/200                          $96,147.30                  REFINANCE
 461610000                  02/01/2003                         6.5                         STREAMLINE
 99.26                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600504845                  $100,000.00                        $544.49                    03/01/2003
 IA                         11/07/200                          $99,489.85                  REFINANCE
                            01/01/2003                         5.125                       STANDARD
 528040000                                                     OWNER OCCUPIED
 43.64                      SINGLE FAMILY                                                  N
 600505193                  $145,000.00                        $1,175.17                  02/01/2003
 MA                         12/10/200                          $143,946.26                 REFINANCE
                            02/01/2003                         5.375                       STANDARD
 15810000                                                      OWNER OCCUPIED
 49.82                      SINGLE FAMILY                                                  N
 600505435                  $137,000.00                        $832.43                    02/01/2003
                            11/07/200                          $136,598.48                 REFINANCE
 NJ
 78210000                   01/01/2003                         6.125                       STANDARD
 74.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600505455                  $234,400.00                        $1,520.31                  03/01/2003
                            12/20/200                          $233,979.22                 REFINANCE
 MA
 021260000                  02/01/2003                         6.75                        STANDARD
 77.99                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $256,000.00                        $1,597.11                  03/01/2003
 600505499
 MA                         11/22/200                          $255,284.88                 REFINANCE
 021690000                  01/01/2003                         6.375                       STANDARD
 79.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $83,000.00                         $490.98                    03/01/2003
 600505765
 FL                         12/16/200                          $81,322.99                  REFINANCE
 346060000                  02/01/2003                         5.875                       STANDARD
 62.56                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $120,000.00                        $681.35                    03/01/2003
 600505954
 IL                         11/30/200                          $119,604.14                 REFINANCE
 600140000                  01/01/2003                         5.5                         STANDARD
 72.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $103,377.00                        $619.80                    02/01/2003
 600506006
 NC                         11/01/200                          $102,961.60                 PURCHASE
 281120000                  12/01/2002                         6                           STANDARD
 98.16                      SINGLE FAMILY                      OWNER OCCUPIED              Y

 600506295                  $143,500.00                        $1,153.56                  01/01/2003
 MA                         12/31/200                          $142,446.20                 REFINANCE
                            02/01/2003                         5.25                        STANDARD
 023680000                                                     OWNER OCCUPIED
 62.66                      SINGLE FAMILY                                                  N
 600506849                  $170,000.00                        $1,366.59                  03/01/2003
 WY                         11/27/200                          $168,123.30                 REFINANCE
                            01/01/2003                         5.25                        STANDARD
 830010000                                                     OWNER OCCUPIED
 35.39                      PUD                                                            N
 600506970                  $273,000.00                        $1,680.91                  02/01/2003
                            12/05/200                          $272,218.84                 REFINANCE
 NH
 30790000                   01/01/2003                         6.25                        STANDARD
 78.98                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600507032                  $95,000.00                         $687.48                    03/01/2003
                            11/27/200                          $94,389.14                  REFINANCE
 PA
 191300000                  01/01/2003                         6.125                       STANDARD
 39.33                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $127,350.00                        $1,109.36                  03/01/2003
 600507172
 UT                         11/22/200                          $125,848.42                 REFINANCE
 840840000                  01/01/2003                         6.5                         STANDARD
 88.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $149,500.00                        $920.50                    03/01/2003
 600507554
 RI                         11/22/200                          $149,072.22                 REFINANCE
 029110000                  01/01/2003                         6.25                        STANDARD
 79.72                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600507738                  $89,200.00                         $541.99                    02/01/2003
 DE                         11/26/200                          $88,938.57                  PURCHASE
                            01/01/2003                         6.125                       STANDARD
 199700000                                                     NON-OWNER OCCUPIED
 74.81                      SINGLE FAMILY                                                  N
 600507884                  $192,000.00                        $1,135.75                  02/01/2003
 DE                         11/27/200                          $191,006.93                 REFINANCE
                            01/01/2003                         5.875                       STREAMLINE
 199390000                                                     SECOND HOME
 79.67                      PUD                                                            N
 600508013                  $120,000.00                        $1,309.76                  03/01/2003
                            12/19/200                          $118,501.98                 REFINANCE
 MA
 21270000                   02/01/2003                         5.625                       STANDARD
 32.92                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 600508044                  $300,000.00                        $2,411.63                  02/01/2003
                            12/10/200                          $297,796.93                 REFINANCE
 NY
 112300000                  02/01/2003                         5.25                        STANDARD
 63.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $115,000.00                        $652.96                    03/01/2003
 600508085
 MD                         12/06/200                          $113,610.61                 REFINANCE
 212370000                  02/01/2003                         5.5                         STANDARD
 46                         SINGLE FAMILY                      OWNER OCCUPIED              N
                            $157,350.00                        $1,317.21                  03/01/2003
 600508621
 MA                         01/10/200                          $156,803.15                 REFINANCE
 018860000                  03/01/2003                         5.875                       SUPER EXPRESS
 36.89                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $94,000.00                         $578.77                    02/01/2003
 600508882
 PA                         12/09/200                          $93,821.16                  REFINANCE
 189010000                  02/01/2003                         6.25                        STANDARD
 27.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $236,700.00                        $1,288.80                  03/01/2003
 600509077
 CO                         11/21/200                          $235,862.76                 REFINANCE
 804030000                  01/01/2003                         5.125                       STANDARD
 46.34                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600509144                  $282,854.00                        $2,273.80                  03/01/2003
 NJ                         11/22/200                          $279,731.44                 PURCHASE
                            01/01/2003                         5.25                        STANDARD
 088590000                                                     OWNER OCCUPIED
 90.98                      CONDOMINIUM-LOW RISE                                           N
 600509281                  $210,000.00                        $1,715.88                  03/01/2003
 IN                         11/01/200                          $206,965.70                 REFINANCE
                            12/01/2002                         5.5                         STANDARD
 460330000                                                     OWNER OCCUPIED
 67.86                      SINGLE FAMILY                                                  N
 600509527                  $280,000.00                        $1,503.10                  03/01/2003
                            12/06/200                          $279,231.74                 REFINANCE
 NJ
 078690000                  02/01/2003                         5                           STANDARD
 35.8                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600509593                  $220,000.00                        $1,557.15                  02/01/2003
                            11/11/200                          $219,519.26                 PURCHASE
 CA
 905020000                  01/01/2003                         7.625                       STANDARD
 99.85                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $99,050.00                         $626.06                    02/01/2003
 600509656
 MI                         11/22/200                          $98,779.93                  REFINANCE
 491270000                  01/01/2003                         6.5                         STANDARD
 77.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $150,050.00                        $1,096.76                  02/01/2003
 600509705
 MA                         12/05/200                          $149,417.86                 REFINANCE
 18620000                   02/01/2003                         6.25                        STANDARD
 37.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600509707                  $277,000.00                        $1,683.08                  02/01/2003
 MA                         12/23/200                          $276,359.66                 REFINANCE
                            02/01/2003                         6.125                       STANDARD
 26300000                                                      OWNER OCCUPIED
 67.8                       SINGLE FAMILY                                                  N
 600509762                  $181,000.00                        $1,490.95                  02/01/2003
 OH                         11/27/200                          $178,812.25                 REFINANCE
                            01/01/2003                         5.625                       STANDARD
 430820000                                                     OWNER OCCUPIED
 55.22                      SINGLE FAMILY                                                  N
 600510229                  $397,000.00                        $3,296.73                  02/01/2003
                            12/13/200                          $394,204.44                 REFINANCE
 FL
 331400000                  02/01/2003                         5.75                        STATED INCOME
 62.79                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600510721                  $183,000.00                        $1,311.03                  03/01/2003
                            01/09/200                          $182,870.84                 REFINANCE
 MA
 023020000                  03/01/2003                         7.75                        STANDARD
 72.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $111,400.00                        $676.88                    05/01/2003
 600510765
 DE                         12/19/200                          $111,182.89                 REFINANCE
 199580000                  02/01/2003                         6.125                       SUPER EXPRESS
 73.98                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $180,000.00                        $1,167.48                  03/01/2003
 600510808
 ME                         12/13/200                          $179,689.17                 REFINANCE
 40020000                   02/01/2003                         6.75                        STANDARD
 79.86                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $287,200.00                        $1,959.21                  02/01/2003
 600510988
 MA                         12/13/200                          $286,750.56                 REFINANCE
 018520000                  02/01/2003                         7.25                        STANDARD
 84.4                       2-4 FAMILY                         OWNER OCCUPIED              N
                            $156,000.00                        $885.75                    02/01/2003
 600511316
 AZ                         12/26/200                          $155,657.72                 REFINANCE
 857390000                  02/01/2003                         5.5                         STANDARD
 79.91                      PUD                                SECOND HOME                 N

 600511351                  $109,200.00                        $654.71                    03/01/2003
 CA                         12/10/200                          $108,982.04                 PURCHASE
                            02/01/2003                         6                           STANDARD
 922640000                                                     SECOND HOME
 79.84                      CONDOMINIUM-LOW RISE                                           N
 600511547                  $75,650.00                         $453.56                    03/01/2003
 MI                         10/22/200                          $75,343.23                  REFINANCE
                            12/01/2002                         6                           STREAMLINE
 497350000                                                     OWNER OCCUPIED
 99.59                      SINGLE FAMILY                                                  N
 600511769                  $222,400.00                        $1,297.87                  03/01/2003
                            12/13/200                          $221,713.96                 REFINANCE
 CO
 802410000                  02/01/2003                         5.75                        STANDARD
 79.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600511835                  $291,000.00                        $1,721.37                  03/01/2003
                            12/24/200                          $290,359.96                 REFINANCE
 NJ
 082030000                  02/01/2003                         5.875                       STANDARD
 74.45                      CONDOMINIUM-LOW RISE               SECOND HOME                 N
                            $160,000.00                        $1,011.31                  02/01/2003
 600512029
 MA                         11/22/200                          $159,533.05                 REFINANCE
 21430000                   01/01/2003                         6.5                         STANDARD
 60.26                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $190,400.00                        $1,543.13                  03/01/2003
 600512170
 PA                         12/27/200                          $188,702.98                 PURCHASE
 191520000                  02/01/2003                         5.375                       STANDARD
 79.29                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600512258                  $130,000.00                        $1,070.85                  01/01/2003
 NY                         11/25/200                          $128,609.08                 REFINANCE
                            01/01/2003                         5.625                       STANDARD
 119530000                                                     OWNER OCCUPIED
 55.12                      PUD                                                            N
 600512352                  $240,000.00                        $1,400.57                  03/01/2003
 NJ                         11/27/200                          $239,244.68                 REFINANCE
                            01/01/2003                         5.75                        STANDARD
 74210000                                                      OWNER OCCUPIED
 77.18                      SINGLE FAMILY                                                  N
 600512386                  $204,500.00                        $1,226.09                  03/01/2003
                            12/17/200                          $203,365.27                 REFINANCE
 MA
 17210000                   02/01/2003                         6                           SUPER EXPRESS
 58.1                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600512452                  $173,000.00                        $1,037.22                  02/01/2003
                            12/18/200                          $172,654.70                 PURCHASE
 DE
 199710000                  02/01/2003                         6                           STANDARD
 89.55                      PUD                                OWNER OCCUPIED              N
                            $188,000.00                        $1,097.12                  03/01/2003
 600512476
 MA                         11/22/200                          $187,408.31                 REFINANCE
 18540000                   01/01/2003                         5.75                        STANDARD
 79.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $102,000.00                        $595.24                    02/01/2003
 600512751
 DE                         12/17/200                          $101,786.51                 REFINANCE
 199750000                  02/01/2003                         5.75                        STANDARD
 57.89                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $252,000.00                        $1,490.68                  02/01/2003
 600512818
 CA                         11/27/200                          $251,225.43                 REFINANCE
 920200000                  01/01/2003                         5.875                       STANDARD
 79.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $103,000.00                        $841.60                    02/01/2003
 600512983
 AZ                         11/15/200                          $101,886.01                 REFINANCE
 850320000                  01/01/2003                         5.5                         STANDARD
 79.27                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600513022                  $224,000.00                        $1,815.44                  03/01/2003
 NC                         12/16/200                          $222,372.15                 REFINANCE
                            02/01/2003                         5.375                       STANDARD
 275260000                                                     OWNER OCCUPIED
 76.68                      PUD                                                            N
 600513077                  $257,200.00                        $1,562.77                  02/01/2003
 MA                         12/16/200                          $256,698.77                 REFINANCE
                            02/01/2003                         6.125                       STANDARD
 26550000                                                      OWNER OCCUPIED
 62.67                      SINGLE FAMILY                                                  N
 600513116                  $145,500.00                        $860.69                    02/01/2003
                            12/12/200                          $145,195.12                 REFINANCE
 OH
 453050000                  02/01/2003                         5.875                       STANDARD
 53.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600513192                  $215,000.00                        $1,323.79                  03/01/2003
                            12/30/200                          $214,546.00                 REFINANCE
 NH
 038350000                  03/01/2003                         6.25                        STANDARD
 49.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $264,000.00                        $1,561.66                  03/01/2003
 600513545
 MA                         12/17/200                          $263,460.36                 REFINANCE
 017600000                  02/01/2003                         5.875                       STANDARD
 49.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $196,000.00                        $1,175.12                  02/01/2003
 600513609
 NJ                         12/06/200                          $195,608.78                 REFINANCE
 70590000                   02/01/2003                         6                           STANDARD
 24.48                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600513615                  $197,000.00                        $1,583.64                  03/01/2003
 VA                         12/11/200                          $195,553.32                 REFINANCE
                            02/01/2003                         5.25                        STANDARD
 221510000                                                     OWNER OCCUPIED
 75.21                      SINGLE FAMILY                                                  N
 600513667                  $252,000.00                        $1,827.17                  01/01/2003
 CT                         11/22/200                          $251,476.32                 REFINANCE
                            01/01/2003                         7.875                       STANDARD
 067760000                                                     OWNER OCCUPIED
 78.7                       SINGLE FAMILY                                                  N
 600513898                  $187,000.00                        $1,091.28                  03/01/2003
                            11/27/200                          $186,411.48                 REFINANCE
 AZ
 850320000                  01/01/2003                         5.75                        STANDARD
 74.56                      PUD                                OWNER OCCUPIED              N
 600514122                  $250,000.00                        $2,026.16                  02/01/2003
                            12/13/200                          $248,183.20                 REFINANCE
 VA
 220150000                  02/01/2003                         5.375                       STANDARD
 45.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $217,000.00                        $1,301.02                  02/01/2003
 600514206
 IL                         12/20/200                          $216,365.88                 REFINANCE
 600910000                  02/01/2003                         6                           STANDARD
 73.42                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $278,000.00                        $1,791.16                  03/01/2003
 600514533
 MA                         12/16/200                          $276,240.92                 REFINANCE
 21520000                   02/01/2003                         6                           STANDARD
 53.12                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $241,000.00                        $1,969.17                  03/01/2003
 600514664
 MA                         12/06/200                          $239,266.86                 REFINANCE
 21800000                   02/01/2003                         5.5                         STANDARD
 55.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $335,220.00                        $2,118.82                  02/01/2003
 600514739
 MA                         10/25/200                          $334,305.93                 REFINANCE
 021480000                  01/01/2003                         6.5                         STANDARD
 73.87                      2-4 FAMILY                         NON-OWNER OCCUPIED          N

 600514784                  $200,000.00                        $1,247.74                  02/01/2003
 CA                         11/27/200                          $199,441.33                 REFINANCE
                            01/01/2003                         6.375                       STANDARD
 926910000                                                     OWNER OCCUPIED
 56.23                      SINGLE FAMILY                                                  N
 600514816                  $196,500.00                        $1,579.62                  03/01/2003
 AZ                         01/06/200                          $195,780.07                 REFINANCE
                            03/01/2003                         5.25                        STANDARD
 857500000                                                     OWNER OCCUPIED
 68.69                      SINGLE FAMILY                                                  N
 600515076                  $132,000.00                        $926.75                    03/01/2003
                            11/22/200                          $131,113.01                 REFINANCE
 DE
 197110000                  01/01/2003                         5.75                        STANDARD
 43.7                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600515161                  $88,800.00                         $737.40                    03/01/2003
                            12/09/200                          $88,174.71                  REFINANCE
 NC
 277040000                  02/01/2003                         5.75                        STANDARD
 79.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $94,420.00                         $566.10                    03/01/2003
 600515366
 IL                         10/24/200                          $94,041.17                  REFINANCE
 620100000                  12/01/2002                         6                           STREAMLINE
 99.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $89,300.00                         $723.75                    03/01/2003
 600515629
 DE                         12/17/200                          $88,651.03                  REFINANCE
 199680000                  02/01/2003                         5.375                       STANDARD
 66.16                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600515766                  $88,200.00                         $732.42                    03/01/2003
 IN                         12/12/200                          $87,267.79                  REFINANCE
                            02/01/2003                         5.75                        STANDARD
 462500000                                                     OWNER OCCUPIED
 67.13                      SINGLE FAMILY                                                  N
 600515776                  $68,000.00                         $564.68                    03/01/2003
 IN                         12/30/200                          $67,521.16                  REFINANCE
                            02/01/2003                         5.75                        STANDARD
 462260000                                                     OWNER OCCUPIED
 79.44                      SINGLE FAMILY                                                  N
 600515806                  $141,500.00                        $716.96                    03/01/2003
                            12/23/200                          $141,126.64                 REFINANCE
 NC
 275400000                  02/01/2003                         4.5                         STANDARD
 86.58                      PUD                                OWNER OCCUPIED              N
 600515808                  $100,000.00                        $810.47                    03/01/2003
                            12/19/200                          $98,972.38                  REFINANCE
 WI
 530660000                  02/01/2003                         5.375                       STANDARD
 32.99                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $240,000.00                        $1,458.27                  03/01/2003
 600515980
 MA                         12/17/200                          $239,331.76                 REFINANCE
 18030000                   02/01/2003                         6.125                       STANDARD
 65.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $212,000.00                        $1,704.22                  02/01/2003
 600516079
 DE                         12/10/200                          $210,146.09                 REFINANCE
 199580000                  02/01/2003                         5.25                        STANDARD
 71.5                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $210,000.00                        $1,242.23                  03/01/2003
 600516131
 DE                         12/11/200                          $209,570.74                 REFINANCE
 199580000                  02/01/2003                         5.875                       STANDARD
 79.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $138,400.00                        $840.93                    03/01/2003
 600516176
 IL                         11/22/200                          $137,994.40                 PURCHASE
 606300000                  01/01/2003                         6.125                       STANDARD
 79.77                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 600516744                  $100,000.00                        $817.08                    03/01/2003
 NM                         12/06/200                          $99,013.41                  REFINANCE
                            02/01/2003                         5.5                         STANDARD
 871110000                                                     OWNER OCCUPIED
 43.81                      SINGLE FAMILY                                                  N
 600517026                  $121,000.00                        $706.12                    03/01/2003
 MI                         12/17/200                          $119,937.81                 REFINANCE
                            02/01/2003                         5.75                        STANDARD
 491170000                                                     OWNER OCCUPIED
 39.75                      SINGLE FAMILY                                                  N
 600517094                  $300,700.00                        $1,683.83                  03/01/2003
                            01/13/200                          $300,363.06                 REFINANCE
 MA
 020250000                  03/01/2003                         5.375                       STANDARD
 20.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600517343                  $216,000.00                        $1,295.03                  03/01/2003
                            12/06/200                          $215,351.67                 PURCHASE
 DE
 199580000                  01/01/2003                         6                           STANDARD
 79.76                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $118,000.00                        $707.47                    03/01/2003
 600517396
 DE                         12/09/200                          $117,764.47                 REFINANCE
 199580000                  02/01/2003                         6                           STANDARD
 47.11                      PUD                                OWNER OCCUPIED              N
                            $97,200.00                         $598.48                    03/01/2003
 600517531
 NC                         12/19/200                          $97,015.06                  PURCHASE
 277050000                  02/01/2003                         6.25                        STANDARD
 79.85                      2-4 FAMILY                         NON-OWNER OCCUPIED          N

 600517723                  $208,525.00                        $1,250.21                  02/01/2003
 ME                         12/06/200                          $208,108.80                 PURCHASE
                            02/01/2003                         6                           STANDARD
 40640000                                                      OWNER OCCUPIED
 94.91                      CONDOMINIUM-LOW RISE                                           N
 600517937                  $195,000.00                        $1,184.84                  02/01/2003
 MA                         12/18/200                          $194,619.98                 REFINANCE
                            02/01/2003                         6.125                       SUPER EXPRESS
 17300000                                                      OWNER OCCUPIED
 55.66                      SINGLE FAMILY                                                  N
 600518027                  $137,025.00                        $821.53                    03/01/2003
                            11/29/200                          $136,312.36                 PURCHASE
 LA
 700030000                  01/01/2003                         6                           STANDARD
 94.01                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600518203                  $112,000.00                        $786.33                    03/01/2003
                            12/20/200                          $111,499.48                 REFINANCE
 MA
 21760000                   02/01/2003                         5.75                        STANDARD
 29.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $238,000.00                        $1,407.86                  03/01/2003
 600518205
 MA                         12/18/200                          $237,513.51                 REFINANCE
 21270000                   02/01/2003                         5.875                       STANDARD
 79.17                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $140,400.00                        $864.47                    03/01/2003
 600518448
 IL                         11/22/200                          $139,989.26                 PURCHASE
 601710000                  01/01/2003                         6.25                        STANDARD
 89.74                      CONDOMINIUM-MID RISE               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $265,000.00                        $1,422.58                  03/01/2003
 600518547
 MA                         12/12/200                          $264,361.85                 REFINANCE
 015810000                  02/01/2003                         5                           STANDARD
 73.43                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $67,500.00                         $432.21                    03/01/2003
 600518591
 IN                         12/05/200                          $67,375.28                  REFINANCE
 477120000                  02/01/2003                         6.625                       STANDARD
 89.83                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600518744                  $450,000.00                        $2,697.98                  02/01/2003
 MA                         12/06/200                          $448,649.33                 PURCHASE
                            01/01/2003                         6                           STANDARD
 24590000                                                      OWNER OCCUPIED
 64.25                      SINGLE FAMILY                                                  N
 600518785                  $277,000.00                        $1,616.50                  03/01/2003
 MA                         12/06/200                          $276,420.20                 REFINANCE
                            02/01/2003                         5.75                        STANDARD
 20210000                                                      OWNER OCCUPIED
 60.09                      SINGLE FAMILY                                                  N
 600518838                  $162,000.00                        $1,758.13                  02/01/2003
                            11/25/200                          $158,939.12                 REFINANCE
 VA
 201650000                  01/01/2003                         5.5                         STANDARD
 48.47                      PUD                                OWNER OCCUPIED              N
 600518910                  $175,000.00                        $1,418.32                  03/01/2003
                            11/27/200                          $172,827.50                 REFINANCE
 MA
 19210000                   01/01/2003                         5.375                       STANDARD
 64.85                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $195,000.00                        $1,153.50                  02/01/2003
 600518912
 IL                         01/03/200                          $194,801.19                 REFINANCE
 600680000                  03/01/2003                         5.875                       SUPER EXPRESS
 45.88                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $167,000.00                        $1,014.71                  03/01/2003
 600518974
 IL                         12/23/200                          $166,674.55                 REFINANCE
 601810000                  02/01/2003                         6.125                       STANDARD
 89.13                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600519002                  $220,000.00                        $1,354.58                  03/01/2003
 IL                         12/20/200                          $219,581.42                 REFINANCE
                            02/01/2003                         6.25                        STANDARD
 606070000                                                     OWNER OCCUPIED
 48.8                       2-4 FAMILY                                                     N
 600519132                  $220,000.00                        $1,560.32                  02/01/2003
 MA                         12/20/200                          $219,031.16                 PURCHASE
                            02/01/2003                         5.875                       STANDARD
 023300000                                                     OWNER OCCUPIED
 64.58                      SINGLE FAMILY                                                  N
 600519138                  $153,000.00                        $1,069.80                  03/01/2003
                            01/02/200                          $152,886.45                 REFINANCE
 UT
 840360000                  03/01/2003                         7.5                         STANDARD
 84.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600519260                  $280,000.00                        $1,656.31                  02/01/2003
                            12/23/200                          $279,427.65                 REFINANCE
 MA
 24720000                   02/01/2003                         5.875                       STANDARD
 49.95                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $169,000.00                        $1,181.67                  02/01/2003
 600519500
 FL                         12/04/200                          $168,748.38                 REFINANCE
 321300000                  02/01/2003                         7.5                         STANDARD
 89.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $145,000.00                        $1,165.62                  03/01/2003
 600519911
 DE                         12/18/200                          $143,921.64                 REFINANCE
 199680000                  02/01/2003                         5.25                        STANDARD
 77.8                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $200,000.00                        $1,660.82                  02/01/2003
 600520174
 NJ                         01/08/200                          $199,297.51                 REFINANCE
 086900000                  03/01/2003                         5.75                        SUPER EXPRESS
 66.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $107,500.00                        $552.70                    03/01/2003
 600520260
 KY                         12/02/200                          $107,083.26                 REFINANCE
 405140000                  01/01/2003                         4.625                       STANDARD
 62.99                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600520266                  $150,000.00                        $782.47                    03/01/2003
 CA                         11/16/200                          $149,431.59                 REFINANCE
                            01/01/2003                         4.75                        STANDARD
 910100000                                                     OWNER OCCUPIED
 64.97                      SINGLE FAMILY                                                  N
 600520329                  $168,000.00                        $993.78                    03/01/2003
 MA                         12/17/200                          $167,656.60                 REFINANCE
                            02/01/2003                         5.875                       STANDARD
 15360000                                                      OWNER OCCUPIED
 68.43                      SINGLE FAMILY                                                  N
 600520356                  $225,000.00                        $1,432.53                  02/01/2003
                            12/12/200                          $224,336.44                 REFINANCE
 NJ
 78660000                   02/01/2003                         5.875                       STANDARD
 71.32                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600520605                  $133,200.00                        $954.26                    03/01/2003
                            11/26/200                          $132,916.01                 REFINANCE
 AZ
 856500000                  01/01/2003                         7.75                        STANDARD
 89.81                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $198,000.00                        $1,657.49                  03/01/2003
 600520799
 MA                         12/19/200                          $196,620.40                 REFINANCE
 17470000                   02/01/2003                         5.875                       STANDARD
 40.54                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $256,300.00                        $1,557.31                  02/01/2003
 600521301
 MA                         12/02/200                          $255,548.85                 REFINANCE
 15320000                   01/01/2003                         6.125                       STANDARD
 77.52                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600521624                  $91,000.00                         $774.07                    02/01/2003
 FL                         12/04/200                          $90,379.24                  REFINANCE
                            02/01/2003                         6.125                       STANDARD
 328240000                                                     NON-OWNER OCCUPIED
 60.46                      PUD                                                            N
 600521642                  $131,800.00                        $1,085.68                  03/01/2003
 AZ                         12/17/200                          $130,661.60                 REFINANCE
                            02/01/2003                         5.625                       STANDARD
 853100000                                                     OWNER OCCUPIED
 84.85                      SINGLE FAMILY                                                  N
 600521705                  $149,900.00                        $1,205.01                  03/01/2003
                            12/12/200                          $148,799.20                 PURCHASE
 DE
 199660000                  02/01/2003                         5.25                        STANDARD
 78.36                      SINGLE FAMILY                      SECOND HOME                 N
 600521757                  $150,000.00                        $923.58                    03/01/2003
                            12/16/200                          $148,123.54                 REFINANCE
 MA
 18790000                   02/01/2003                         6.25                        STANDARD
 37.98                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $158,750.00                        $977.46                    03/01/2003
 600522026
 NC                         12/02/200                          $158,447.30                 PURCHASE
 282150000                  02/01/2003                         6.25                        STANDARD
 98.22                      PUD                                OWNER OCCUPIED              Y
                            $255,000.00                        $1,408.12                  02/01/2003
 600522040
 CA                         12/02/200                          $254,413.74                 REFINANCE
 923730000                  02/01/2003                         5.25                        STANDARD
 67.03                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $285,200.00                        $1,664.35                  02/01/2003
 600522290
 TX                         12/19/200                          $284,603.04                 REFINANCE
 752050000                  02/01/2003                         5.75                        STANDARD
 36.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $175,000.00                        $1,429.90                  03/01/2003
 600522293
 MA                         12/11/200                          $173,741.49                 REFINANCE
 020380000                  02/01/2003                         5.5                         STANDARD
 39.67                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600522376                  $140,000.00                        $1,134.65                  02/01/2003
 NJ                         12/02/200                          $136,457.01                 REFINANCE
                            01/01/2003                         5.375                       STANDARD
 077260000                                                     OWNER OCCUPIED
 36.53                      SINGLE FAMILY                                                  N
 600522634                  $92,000.00                         $544.21                    03/01/2003
 DE                         12/12/200                          $91,811.96                  REFINANCE
                            02/01/2003                         5.875                       STANDARD
 199300000                                                     OWNER OCCUPIED
 36.72                      SINGLE FAMILY                                                  N
 600522757                  $235,000.00                        $1,408.94                  03/01/2003
                            12/18/200                          $234,530.95                 REFINANCE
 MA
 27600000                   02/01/2003                         6                           STANDARD
 73.06                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600522853                  $300,700.00                        $1,802.85                  03/01/2003
                            12/30/200                          $300,099.80                 REFINANCE
 MA
 018100000                  02/01/2003                         6                           STANDARD
 50.02                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $38,000.00                         $318.11                    03/01/2003
 600522949
 OH                         12/23/200                          $37,735.22                  REFINANCE
 447080000                  02/01/2003                         5.875                       STANDARD
 62.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $55,000.00                         $502.07                    03/01/2003
 600522995
 LA                         11/22/200                          $54,472.84                  REFINANCE
 700560000                  01/01/2003                         7.25                        STANDARD
 60.53                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600523189                  $231,900.00                        $1,298.57                  03/01/2003
 NH                         01/02/200                          $231,640.15                 REFINANCE
                            03/01/2003                         5.375                       STANDARD
 030360000                                                     OWNER OCCUPIED
 72.16                      SINGLE FAMILY                                                  N
 600523636                  $208,000.00                        $1,230.40                  02/01/2003
 PA                         12/04/200                          $207,574.83                 REFINANCE
                            02/01/2003                         5.875                       STANDARD
 190270000                                                     OWNER OCCUPIED
 79.92                      SINGLE FAMILY                                                  N
 600524310                  $114,000.00                        $620.72                    02/01/2003
                            12/16/200                          $113,731.49                 REFINANCE
 MI
 491150000                  02/01/2003                         5.125                       STANDARD
 28.47                      SINGLE FAMILY                      SECOND HOME                 N
 600524776                  $173,000.00                        $1,251.94                  02/01/2003
                            11/22/200                          $171,887.59                 REFINANCE
 MA
 17010000                   01/01/2003                         6.125                       STANDARD
 43.07                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $117,854.00                        $706.60                    03/01/2003
 600524828
 AZ                         11/22/200                          $117,500.24                 PURCHASE
 853230000                  01/01/2003                         6                           STANDARD
 98.16                      PUD                                OWNER OCCUPIED              N
                            $300,000.00                        $1,750.72                  04/01/2003
 600525261
 CT                         12/06/200                          $299,372.06                 REFINANCE
 60730000                   02/01/2003                         5.75                        STANDARD
 63.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $363,000.00                        $2,061.08                  02/01/2003
 600525325
 MA                         12/19/200                          $362,203.52                 REFINANCE
 021860000                  02/01/2003                         5.5                         STANDARD
 78.83                      2-4 FAMILY                         OWNER OCCUPIED              N
                            $106,500.00                        $664.42                    03/01/2003
 600525877
 UT                         12/06/200                          $106,068.31                 REFINANCE
 840700000                  02/01/2003                         6.375                       STANDARD
 88.39                      SINGLE FAMILY                      SECOND HOME                 N

 600526367                  $280,000.00                        $1,634.00                  02/01/2003
 MD                         12/13/200                          $279,375.45                 REFINANCE
                            02/01/2003                         5.75                        STANDARD
 219150000                                                     OWNER OCCUPIED
 78.01                      SINGLE FAMILY                                                  N
 600526718                  $70,000.00                         $471.60                    03/01/2003
 SC                         11/28/200                          $69,811.22                  REFINANCE
                            01/01/2003                         7.125                       STANDARD
 295840000                                                     OWNER OCCUPIED
 69.81                      MANUFACTURED                                                   N
 600526896                  $126,000.00                        $755.44                    03/01/2003
                            12/13/200                          $125,748.49                 REFINANCE
 IN
 469330000                  02/01/2003                         6                           STANDARD
 89.82                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600526926                  $125,663.00                        $753.41                    03/01/2003
                            12/20/200                          $125,412.19                 PURCHASE
 IN
 462540000                  02/01/2003                         6                           STANDARD
 96.96                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
                            $56,700.00                         $474.65                    02/01/2003
 600526998
 FL                         12/06/200                          $55,908.82                  PURCHASE
 335420000                  01/01/2003                         5.875                       STANDARD
 69.27                      PUD                                NON-OWNER OCCUPIED          N
                            $93,390.00                         $559.93                    03/01/2003
 600527603
 MN                         11/06/200                          $93,109.67                  REFINANCE
 559180000                  01/01/2003                         6                           STREAMLINE
 99.7                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600527774                  $188,000.00                        $1,127.15                  03/01/2003
 VA                         12/17/200                          $187,624.76                 PURCHASE
                            02/01/2003                         6                           STANDARD
 245030000                                                     OWNER OCCUPIED
 77.85                      SINGLE FAMILY                                                  N
 600527790                  $130,000.00                        $1,062.21                  02/01/2003
 NJ                         12/13/200                          $129,065.11                 REFINANCE
                            02/01/2003                         5.5                         STANDARD
 77530000                                                      OWNER OCCUPIED
 51.81                      SINGLE FAMILY                                                  N
 600528218                  $390,000.00                        $2,023.42                  03/01/2003
                            11/21/200                          $388,497.40                 PURCHASE
 IN
 460330000                  01/01/2003                         6.25                        STANDARD
 79.69                      PUD                                OWNER OCCUPIED              N
 600528804                  $120,000.00                        $719.46                    03/01/2003
                            12/13/200                          $119,760.48                 PURCHASE
 DE
 199660000                  02/01/2003                         6                           STANDARD
 70.45                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $129,800.00                        $1,043.43                  04/01/2003
 600528930
 DE                         12/20/200                          $128,846.81                 REFINANCE
 199660000                  02/01/2003                         5.25                        STANDARD
 64.18                      SINGLE FAMILY                      SECOND HOME                 N
                            $160,000.00                        $1,307.33                  03/01/2003
 600529088
 NY                         01/08/200                          $159,399.85                 REFINANCE
 128040000                  03/01/2003                         5.5                         STANDARD
 67.83                      SINGLE FAMILY                      SECOND HOME                 N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $300,700.00                        $1,802.85                  03/01/2003
 600529139
 IL                         12/23/200                          $300,099.80                 REFINANCE
 600220000                  02/01/2003                         6                           STANDARD
 72.31                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $280,000.00                        $1,678.74                  02/01/2003
 600529241
 MA                         12/09/200                          $279,441.13                 REFINANCE
 25360000                   02/01/2003                         6                           STANDARD
 66.6                       SINGLE FAMILY                      OWNER OCCUPIED              N

 600529567                  $50,000.00                         $424.15                    03/01/2003
 TN                         01/08/200                          $49,799.81                  REFINANCE
                            03/01/2003                         5.375                       SUPER EXPRESS
 372170000                                                     OWNER OCCUPIED
 58.59                      SINGLE FAMILY                                                  N
 600529710                  $52,000.00                         $377.04                    02/01/2003
 WI                         12/19/200                          $51,928.19                  PURCHASE
                            02/01/2003                         7.875                       STANDARD
 532230000                                                     NON-OWNER OCCUPIED
 79.94                      2-4 FAMILY                                                     N
 600529772                  $280,000.00                        $1,678.74                  02/01/2003
                            12/03/200                          $279,159.60                 REFINANCE
 MA
 20930000                   01/01/2003                         6                           SUPER EXPRESS
 79.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600529813                  $144,000.00                        $898.37                    02/01/2003
                            12/13/200                          $143,682.29                 REFINANCE
 NY
 125380000                  02/01/2003                         6.375                       STANDARD
 79.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $156,000.00                        $1,274.65                  02/01/2003
 600529847
 MA                         12/30/200                          $154,878.13                 REFINANCE
 018240000                  02/01/2003                         5.5                         STANDARD
 49.35                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $238,000.00                        $1,960.48                  02/01/2003
 600529887
 MA                         12/16/200                          $236,306.33                 REFINANCE
 019040000                  02/01/2003                         5.625                       STANDARD
 72.97                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600530028                  $105,500.00                        $855.04                    02/01/2003
 IA                         12/27/200                          $104,448.65                 REFINANCE
                            02/01/2003                         5.375                       STANDARD
 527220000                                                     OWNER OCCUPIED
 39.56                      SINGLE FAMILY                                                  N
 600530242                  $167,000.00                        $1,014.71                  03/01/2003
 MA                         01/06/200                          $166,674.55                 REFINANCE
                            02/01/2003                         6.125                       STANDARD
 015210000                                                     OWNER OCCUPIED
 78.62                      SINGLE FAMILY                                                  N
 600530298                  $178,500.00                        $1,458.49                  03/01/2003
                            12/20/200                          $176,509.91                 REFINANCE
 AZ
 853820000                  02/01/2003                         5.5                         STANDARD
 72.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600530483                  $300,000.00                        $1,847.15                  03/01/2003
                            12/30/200                          $299,429.22                 PURCHASE
 IL
 606160000                  02/01/2003                         6.25                        STANDARD
 55.25                      PUD                                OWNER OCCUPIED              N
                            $75,750.00                         $618.94                    02/01/2003
 600530662
 OH                         12/06/200                          $74,931.00                  REFINANCE
 447063649                  01/01/2003                         5.5                         STANDARD
 62.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $81,600.00                         $613.03                    02/01/2003
 600530712
 MI                         10/17/200                          $81,389.72                  REFINANCE
 488500000                  12/01/2002                         8.25                        STANDARD
 87.57                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $133,000.00                        $1,077.92                  03/01/2003
 600530719
 DE                         12/23/200                          $132,033.46                 REFINANCE
 199710000                  02/01/2003                         5.375                       STANDARD
 21.47                      SINGLE FAMILY                      SECOND HOME                 N
                            $300,000.00                        $1,750.72                  03/01/2003
 600530962
 OH                         12/10/200                          $299,372.06                 REFINANCE
 430230000                  02/01/2003                         5.75                        STANDARD
 59.87                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600531354                  $101,000.00                        $825.25                    03/01/2003
 PA                         12/16/200                          $100,129.57                 REFINANCE
                            02/01/2003                         5.5                         STANDARD
 190560000                                                     OWNER OCCUPIED
 74.17                      SINGLE FAMILY                                                  N
 600531928                  $126,000.00                        $902.68                    03/01/2003
 IL                         12/27/200                          $125,821.57                 PURCHASE
                            02/01/2003                         7.75                        STANDARD
 600080000                                                     OWNER OCCUPIED
 96.62                      CONDOMINIUM-LOW RISE                                           N
 600532380                  $298,200.00                        $2,214.13                  02/01/2003
                            12/03/200                          $297,808.54                 PURCHASE
 DE
 197110000                  02/01/2003                         8.125                       STANDARD
 89.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600534016                  $65,000.00                         $384.50                    02/01/2003
                            12/19/200                          $64,867.13                  REFINANCE
 MD
 215020000                  02/01/2003                         5.875                       STANDARD
 67.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $87,000.00                         $467.04                    03/01/2003
 600534169
 NC                         12/23/200                          $84,436.07                  REFINANCE
 273320000                  02/01/2003                         5                           STANDARD
 49.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $155,000.00                        $1,276.78                  03/01/2003
 600535144
 DE                         12/20/200                          $153,896.98                 REFINANCE
 198100000                  02/01/2003                         5.625                       STANDARD
 65.77                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600535147                  $248,000.00                        $1,447.26                  03/01/2003
 NH                         01/08/200                          $247,480.90                 PURCHASE
                            02/01/2003                         5.75                        STANDARD
 031010000                                                     OWNER OCCUPIED
 79.83                      SINGLE FAMILY                                                  N
 600536213                  $103,000.00                        $659.52                    02/01/2003
 DE                         12/06/200                          $102,725.87                 PURCHASE
                            01/01/2003                         6.625                       STATED INCOME
 199580000                                                     OWNER OCCUPIED
 74.78                      PUD                                                            N
 600536848                  $239,200.00                        $1,453.40                  03/01/2003
                            12/23/200                          $238,733.85                 PURCHASE
 MA
 24510000                   02/01/2003                         6.125                       STANDARD
 79.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600536893                  $237,000.00                        $1,459.25                  03/01/2003
                            12/23/200                          $236,461.85                 REFINANCE
 MA
 021310000                  02/01/2003                         6.25                        STANDARD
 77.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $310,000.00                        $1,711.83                  03/01/2003
 600536939
 CO                         12/20/200                          $309,287.28                 REFINANCE
 802100000                  02/01/2003                         5.25                        STANDARD
 49.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $277,300.00                        $1,662.55                  03/01/2003
 600537086
 OH                         12/24/200                          $276,746.52                 REFINANCE
 454400000                  02/01/2003                         6                           STANDARD
 74.8                       SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $137,000.00                        $821.38                    03/01/2003
 600537507
 MD                         01/09/200                          $136,812.90                 REFINANCE
 207150000                  03/01/2003                         6                           STANDARD
 77.3                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $57,500.00                         $481.34                    03/01/2003
 600538493
 SC                         12/09/200                          $57,099.36                  REFINANCE
 298510000                  02/01/2003                         5.875                       STANDARD
 63.44                      MANUFACTURED                       OWNER OCCUPIED              N

 600538508                  $181,600.00                        $961.04                    03/01/2003
 NM                         01/10/200                          $181,076.71                 REFINANCE
                            03/01/2003                         4.875                       STANDARD
 871090000                                                     OWNER OCCUPIED
 79.77                      SINGLE FAMILY                                                  N
 600541383                  $172,480.00                        $1,061.99                  02/01/2003
 MA                         12/24/200                          $172,151.83                 REFINANCE
                            02/01/2003                         6.25                        STANDARD
 019020000                                                     OWNER OCCUPIED
 76.93                      SINGLE FAMILY                                                  N
 600541971                  $134,500.00                        $1,125.92                  03/01/2003
                            01/02/200                          $134,032.57                 REFINANCE
 PA
 190540000                  03/01/2003                         5.875                       STANDARD
 78.84                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600542064                  $168,000.00                        $1,007.25                  02/01/2003
                            12/31/200                          $167,664.66                 PURCHASE
 NC
 280720000                  02/01/2003                         6                           STANDARD
 78.79                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $154,600.00                        $926.91                    03/01/2003
 600542966
 NC                         12/30/200                          $154,283.13                 REFINANCE
 282090000                  02/01/2003                         6                           STANDARD
 84.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $280,000.00                        $1,589.81                  03/01/2003
 600543169
 NH                         01/17/200                          $279,693.52                 REFINANCE
 038330000                  03/01/2003                         5.5                         STANDARD
 69.06                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600543487                  $75,059.00                         $474.42                    03/01/2003
 FL                         12/26/200                          $74,922.93                  REFINANCE
                            02/01/2003                         6.5                         STANDARD
 322100000                                                     OWNER OCCUPIED
 86.12                      SINGLE FAMILY                                                  N
 600545343                  $87,300.00                         $573.50                    02/01/2003
 SC                         12/24/200                          $87,152.90                  PURCHASE
                            02/01/2003                         6.875                       STANDARD
 299280000                                                     OWNER OCCUPIED
 99.92                      CONDOMINIUM-LOW RISE                                           N
 600545609                  $49,000.00                         $342.62                    03/01/2003
                            01/03/200                          $48,927.03                  REFINANCE
 IN
 473620000                  02/01/2003                         7.5                         STANDARD
 74.13                      SINGLE FAMILY                      OWNER OCCUPIED              N
 600546488                  $237,000.00                        $1,290.43                  02/01/2003
                            12/23/200                          $236,442.33                 REFINANCE
 UT
 841240000                  02/01/2003                         5.125                       STANDARD
 64.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $73,450.00                         $440.37                    02/01/2003
 600547289
 AL                         11/30/200                          $73,303.39                  REFINANCE
 357390000                  02/01/2003                         6                           STREAMLINE
 99.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $140,650.00                        $923.97                    03/01/2003
 600547803
 IL                         12/27/200                          $139,313.45                 PURCHASE
 601330000                  02/01/2003                         6.875                       STANDARD
 96.08                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $162,000.00                        $907.15                    03/01/2003
 600547828
 IN                         01/07/200                          $161,818.48                 REFINANCE
 462360000                  03/01/2003                         5.375                       STANDARD
 94.08                      PUD                                OWNER OCCUPIED              N
                            $265,000.00                        $1,402.40                  03/01/2003
 600548148
 FL                         01/14/200                          $264,674.16                 PURCHASE
 336110000                  03/01/2003                         4.875                       STANDARD
 61.27                      SINGLE FAMILY                      OWNER OCCUPIED              N

 600549008                  $93,163.00                         $619.82                    03/01/2003
 FL                         12/20/200                          $93,009.82                  PURCHASE
                            02/01/2003                         7                           STANDARD
 336100000                                                     OWNER OCCUPIED
 99.05                      SINGLE FAMILY                                                  N
 600551715                  $227,905.00                        $1,459.30                  03/01/2003
 MA                         12/23/200                          $227,501.75                 PURCHASE
                            02/01/2003                         6.625                       STANDARD
 015640000                                                     OWNER OCCUPIED
 94.83                      SINGLE FAMILY                                                  N
 600566718                  $124,330.00                        $745.03                    02/01/2003
                            12/18/200                          $124,082.62                 REFINANCE
 PA
 170870000                  02/01/2003                         6                           STREAMLINE
 99.9                       SINGLE FAMILY                      OWNER OCCUPIED              N
 600568798                  $218,000.00                        $1,752.46                  02/01/2003
                            11/25/200                          $215,593.38                 REFINANCE
 NY
 117300000                  01/01/2003                         5.25                        STANDARD
 54.78                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $60,000.00                         $456.05                    02/01/2003
 652049493
 NM                         04/07/200                          $58,479.66                  REFINANCE
 871210000                  06/01/2000                         8.375                       STANDARD
 76.01                      SINGLE FAMILY                      SECOND HOME                 N
                            $137,500.00                        $913.87                    03/01/2003
 652555998
 TX                         08/01/200                          $135,363.38                 REFINANCE
 775730000                  10/01/2001                         6.99                        STANDARD
 69.42                      SINGLE FAMILY                      OWNER OCCUPIED              N

 652579489                  $35,000.00                         $319.51                    02/01/2003
 TX                         09/01/200                          $32,644.85                  REFINANCE
                            11/01/2001                         7.25                        STANDARD
 780400000                                                     OWNER OCCUPIED
 59.58                      SINGLE FAMILY                                                  N
 652587608                  $208,900.00                        $1,577.44                  01/01/2003
 CA                         07/09/200                          $216,173.24                 REFINANCE
                            09/01/2001                         7.875                       STANDARD
 956480000                                                     OWNER OCCUPIED
 92.12                      SINGLE FAMILY                                                  N
 652614609                  $42,000.00                         $386.37                    02/01/2003
                            09/01/200                          $39,709.26                  REFINANCE
 TX
 756040000                  11/01/2001                         7.375                       STANDARD
 59.48                      SINGLE FAMILY                      OWNER OCCUPIED              N
 652627522                  $232,200.00                        $1,564.38                  02/01/2003
                            07/27/200                          $228,476.16                 REFINANCE
 CA
 906030000                  09/01/2001                         7.125                       STANDARD
 76.23                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $131,000.00                        $806.59                    03/01/2003
 652666833
 OR                         01/12/200                          $129,332.64                 REFINANCE
 973610000                  03/01/2002                         6.25                        STANDARD
 66.32                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N
                            $105,000.00                        $646.51                    03/01/2003
 652667405
 OR                         01/12/200                          $103,663.49                 REFINANCE
 973300000                  03/01/2002                         6.25                        STANDARD
 62.45                      SINGLE FAMILY                      NON-OWNER OCCUPIED          N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $219,600.00                        $1,867.98                  02/01/2003
 652717606
 PA                         10/20/200                          $207,177.63                 REFINANCE
 184190000                  12/01/2001                         6.125                       SUPER EXPRESS
 91.62                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $100,000.00                        $640.32                    03/01/2003
 652754402
 AZ                         10/25/200                          $98,502.07                  REFINANCE
 853450000                  12/01/2001                         6.625                       STANDARD
 78.8                       SINGLE FAMILY                      OWNER OCCUPIED              N

 652757287                  $72,500.00                         $470.24                    02/01/2003
 MO                         01/14/200                          $71,268.58                  REFINANCE
                            03/01/2002                         6.75                        STANDARD
 631110000                                                     OWNER OCCUPIED
 80.15                      SINGLE FAMILY                                                  N
 652793348                  $215,000.00                        $1,323.80                  03/01/2003
 OR                         01/12/200                          $212,263.40                 REFINANCE
                            03/01/2002                         6.25                        STANDARD
 973380000                                                     OWNER OCCUPIED
 32.16                      SINGLE FAMILY                                                  N
 652801379                  $265,000.00                        $1,653.26                  02/01/2003
                            11/19/200                          $261,156.17                 REFINANCE
 CA
 928070000                  01/01/2002                         6.375                       STANDARD
 56.83                      SINGLE FAMILY                      OWNER OCCUPIED              N
 652848898                  $222,500.00                        $1,968.93                  03/01/2003
                            01/03/200                          $210,963.44                 REFINANCE
 CA
 917300000                  03/01/2002                         6.75                        STANDARD
 75.34                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $240,000.00                        $1,576.63                  02/01/2003
 652869735
 MI                         01/27/200                          $237,286.77                 REFINANCE
 480940000                  03/01/2002                         6.875                       STANDARD
 73.08                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $24,400.00                         $222.74                    03/01/2003
 652923503
 MN                         02/23/200                          $23,464.88                  REFINANCE
 557570000                  04/01/2002                         7.25                        STANDARD
 67.04                      SINGLE FAMILY                      OWNER OCCUPIED              N

 652933727                  $91,000.00                         $786.47                    02/01/2003
 TN                         03/07/200                          $77,077.19                  REFINANCE
                            05/01/2002                         6.375                       STANDARD
 370760000                                                     OWNER OCCUPIED
 20.54                      SINGLE FAMILY                                                  N
 653011734                  $47,500.00                         $312.05                    02/01/2003
 NY                         07/25/200                          $47,208.36                  REFINANCE
                            09/01/2002                         6.875                       STANDARD
 148700000                                                     NON-OWNER OCCUPIED
 89.15                      SINGLE FAMILY                                                  N
 653102622                  $300,700.00                        $1,851.47                  02/01/2003
                            05/26/200                          $298,026.20                 REFINANCE
 VA
 201650000                  07/01/2002                         6.25                        STANDARD
 68.42                      PUD                                OWNER OCCUPIED              N
 653248278                  $55,000.00                         $475.34                    02/01/2003
                            06/18/200                          $53,696.42                  REFINANCE
 CA
 935140000                  09/01/2002                         6.375                       STANDARD
 26.29                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,700.00                        $2,502.69                  03/01/2003
 653267223
 CA                         06/15/200                          $292,114.04                 REFINANCE
 926720000                  08/01/2002                         5.785                       STANDARD
 66.39                      PUD                                OWNER OCCUPIED              N
                            $257,000.00                        $1,582.40                  02/01/2003
 653301891
 NY                         07/25/200                          $253,815.31                 REFINANCE
 103120000                  09/01/2002                         6.25                        STANDARD
 72.59                      2-4 FAMILY                         OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $151,000.00                        $1,264.05                  03/01/2003
 653304487
 CA                         07/09/200                          $143,720.32                 REFINANCE
 928800000                  09/01/2002                         5.875                       STANDARD
 67.16                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,700.00                        $1,851.47                  02/01/2003
 653526189
 CA                         08/22/200                          $299,258.44                 PURCHASE
 913520000                  11/01/2002                         6.25                        STANDARD
 46.08                      SINGLE FAMILY                      OWNER OCCUPIED              N

 653528285                  $190,000.00                        $1,200.93                  02/01/2003
 NY                         10/03/200                          $189,131.83                 REFINANCE
                            11/01/2002                         6.5                         SUPER EXPRESS
 117770000                                                     OWNER OCCUPIED
 65.28                      SINGLE FAMILY                                                  N
 653553212                  $81,000.00                         $592.06                    02/01/2003
 NY                         10/23/200                          $80,313.92                  REFINANCE
                            12/01/2002                         6.25                        SUPER EXPRESS
 146180000                                                     OWNER OCCUPIED
 73.17                      SINGLE FAMILY                                                  N
 653599409                  $512,650.00                        $3,198.27                  03/01/2003
                            08/30/200                          $509,309.22                 REFINANCE
 NY
 110200000                  10/01/2002                         6.375                       STREAMLINE
 72.76                      SINGLE FAMILY                      OWNER OCCUPIED              N
 653738484                  $156,000.00                        $973.24                    02/01/2003
                            10/21/200                          $155,397.65                 REFINANCE
 NY
 112214105                  12/01/2002                         6.375                       STANDARD
 72.35                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $139,500.00                        $1,149.11                  02/01/2003
 653760904
 CA                         08/13/200                          $133,451.29                 REFINANCE
 908080000                  10/01/2002                         5.625                       STANDARD
 44.66                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $165,000.00                        $1,056.52                  02/01/2003
 653843130
 CA                         09/12/200                          $164,264.01                 REFINANCE
 917800000                  11/01/2002                         6.625                       STANDARD
 58.72                      SINGLE FAMILY                      OWNER OCCUPIED              N

 653901671                  $114,500.00                        $935.57                    03/01/2003
 NY                         10/16/200                          $112,376.14                 REFINANCE
                            12/01/2002                         5.5                         SUPER EXPRESS
 109770000                                                     OWNER OCCUPIED
 54.29                      SINGLE FAMILY                                                  N
 653980013                  $277,000.00                        $1,683.09                  03/01/2003
 NY                         11/19/200                          $276,188.16                 REFINANCE
                            01/01/2003                         6.125                       SUPER EXPRESS
 112150000                                                     OWNER OCCUPIED
 66.55                      2-4 FAMILY                                                     N
 654013427                  $200,000.00                        $1,660.83                  03/01/2003
                            10/28/200                          $197,169.76                 REFINANCE
 NY
 117255003                  12/01/2002                         5.75                        STANDARD
 59.75                      SINGLE FAMILY                      OWNER OCCUPIED              N
 654024648                  $232,000.00                        $1,942.12                  03/01/2003
                            10/15/200                          $228,751.09                 REFINANCE
 NY
 103140000                  12/01/2002                         5.875                       STANDARD
 73.79                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $300,000.00                        $1,774.62                  03/01/2003
 654106871
 CA                         11/19/200                          $299,077.89                 REFINANCE
 928670000                  01/01/2003                         5.875                       STANDARD
 66.46                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $265,900.00                        $1,637.20                  02/01/2003
 654136622
 CA                         10/18/200                          $264,882.87                 REFINANCE
 926100000                  12/01/2002                         6.25                        SUPER EXPRESS
 79.62                      PUD                                OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $175,000.00                        $1,279.13                  02/01/2003
 654143707
 NY                         10/08/200                          $173,315.16                 REFINANCE
 116940000                  12/01/2002                         6.25                        STANDARD
 49.63                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $95,600.00                         $596.42                    02/01/2003
 654144054
 CA                         12/02/200                          $95,422.44                  REFINANCE
 949450000                  02/01/2003                         6.375                       SUPER EXPRESS
 25.95                      SINGLE FAMILY                      OWNER OCCUPIED              N

 654145297                  $107,500.00                        $899.91                    03/01/2003
 NY                         10/03/200                          $105,994.55                 REFINANCE
                            12/01/2002                         5.875                       STANDARD
 110010000                                                     OWNER OCCUPIED
 59.21                      SINGLE FAMILY                                                  N
 654146290                  $117,000.00                        $710.91                    03/01/2003
 NY                         10/01/200                          $116,242.33                 REFINANCE
                            12/01/2002                         6.125                       STANDARD
 103120000                                                     OWNER OCCUPIED
 40.79                      SINGLE FAMILY                                                  N
 654146735                  $150,000.00                        $1,255.68                  02/01/2003
                            10/23/200                          $147,899.41                 REFINANCE
 NY
 115982419                  12/01/2002                         5.875                       STANDARD
 65.39                      SINGLE FAMILY                      OWNER OCCUPIED              N
 654154810                  $150,000.00                        $1,245.62                  03/01/2003
                            10/31/200                          $147,447.61                 REFINANCE
 NY
 118035715                  12/01/2002                         5.75                        STANDARD
 42.74                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $138,500.00                        $841.55                    03/01/2003
 654155246
 NY                         10/16/200                          $137,957.38                 REFINANCE
 144280000                  12/01/2002                         6.125                       STANDARD
 76.43                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $273,500.00                        $1,617.86                  03/01/2003
 654160688
 CA                         12/18/200                          $272,940.94                 PURCHASE
 926020000                  02/01/2003                         5.875                       STANDARD
 72.21                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N

 654164444                  $300,000.00                        $1,798.66                  03/01/2003
 NY                         11/14/200                          $299,099.54                 REFINANCE
                            01/01/2003                         6                           STANDARD
 113780000                                                     OWNER OCCUPIED
 87.97                      2-4 FAMILY                                                     N
 654172006                  $200,000.00                        $1,247.74                  03/01/2003
 MD                         11/25/200                          $199,441.33                 REFINANCE
                            01/01/2003                         6.375                       STANDARD
 208760000                                                     OWNER OCCUPIED
 74.7                       PUD                                                            N
 654177307                  $245,000.00                        $1,548.57                  02/01/2003
                            11/06/200                          $244,331.93                 REFINANCE
 NY
 117830000                  01/01/2003                         6.5                         STANDARD
 71.93                      SINGLE FAMILY                      OWNER OCCUPIED              N
 654177562                  $154,100.00                        $1,279.67                  03/01/2003
                            11/15/200                          $152,468.39                 REFINANCE
 NY
 119460000                  01/01/2003                         5.75                        STANDARD
 72.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $131,000.00                        $1,070.38                  03/01/2003
 654178304
 NY                         10/23/200                          $129,107.17                 REFINANCE
 103140000                  12/01/2002                         5.5                         SUPER EXPRESS
 44.52                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $101,100.00                        $614.30                    03/01/2003
 654182879
 NY                         11/12/200                          $100,803.69                 REFINANCE
 146240000                  01/01/2003                         6.125                       SUPER EXPRESS
 90                         SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $103,000.00                        $617.54                    02/01/2003
 654183388
 ME                         11/18/200                          $102,720.28                 REFINANCE
 041030000                  02/01/2003                         6                           STANDARD
 78.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $188,000.00                        $1,573.79                  03/01/2003
 654187670
 NY                         10/24/200                          $185,367.25                 REFINANCE
 132150000                  12/01/2002                         5.875                       STANDARD
 77.24                      SINGLE FAMILY                      OWNER OCCUPIED              N

 654188234                  $170,600.00                        $1,022.84                  03/01/2003
 CA                         11/23/200                          $170,087.93                 REFINANCE
                            01/01/2003                         6                           STANDARD
 949540000                                                     OWNER OCCUPIED
 51.54                      SINGLE FAMILY                                                  N
 654188267                  $158,000.00                        $972.84                    02/01/2003
 NY                         10/24/200                          $157,395.61                 REFINANCE
                            12/01/2002                         6.25                        SUPER EXPRESS
 109560000                                                     OWNER OCCUPIED
 31.07                      SINGLE FAMILY                                                  N
 654193502                  $75,200.00                         $624.47                    03/01/2003
                            11/08/200                          $73,845.32                  REFINANCE
 NY
 144140000                  01/01/2003                         5.75                        SUPER EXPRESS
 64.21                      SINGLE FAMILY                      OWNER OCCUPIED              N
 654195728                  $100,000.00                        $599.56                    02/01/2003
                            11/26/200                          $99,699.82                  PURCHASE
 NC
 287540000                  01/01/2003                         6                           STANDARD
 58.88                      SINGLE FAMILY                      SECOND HOME                 N
                            $160,000.00                        $1,328.66                  03/01/2003
 654198634
 NY                         11/19/200                          $158,305.93                 REFINANCE
 109803124                  01/01/2003                         5.75                        SUPER EXPRESS
 77.6                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $164,300.00                        $985.07                    02/01/2003
 654207907
 NY                         11/27/200                          $163,806.83                 REFINANCE
 103125124                  01/01/2003                         6                           STANDARD
 46.85                      SINGLE FAMILY                      OWNER OCCUPIED              N

 654214229                  $162,000.00                        $1,345.27                  02/01/2003
 NY                         11/20/200                          $160,145.63                 REFINANCE
                            01/01/2003                         5.75                        SUPER EXPRESS
 115200000                                                     OWNER OCCUPIED
 61.82                      SINGLE FAMILY                                                  N
 654226076                  $221,300.00                        $1,822.92                  03/01/2003
 CA                         11/06/200                          $218,932.20                 REFINANCE
                            01/01/2003                         5.625                       STANDARD
 902740000                                                     OWNER OCCUPIED
 59.17                      CONDOMINIUM-LOW RISE                                           N
 654232251                  $121,600.00                        $993.58                    02/01/2003
                            12/06/200                          $121,163.75                 REFINANCE
 MN
 554210000                  03/01/2003                         5.5                         STANDARD
 80                         SINGLE FAMILY                      OWNER OCCUPIED              N
 654237222                  $121,000.00                        $988.68                    03/01/2003
                            12/02/200                          $120,078.28                 REFINANCE
 NM
 874100000                  02/01/2003                         5.5                         STANDARD
 80.86                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $75,000.00                         $607.85                    02/01/2003
 654255505
 CA                         11/22/200                          $74,180.20                  REFINANCE
 940400000                  01/01/2003                         5.375                       STANDARD
 8.76                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,183.08                  01/01/2003
 654255972
 CA                         11/21/200                          $199,385.27                 REFINANCE
 920260000                  01/01/2003                         5.875                       STANDARD
 64.24                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $146,150.00                        $1,213.65                  03/01/2003
 654265476
 PA                         12/16/200                          $145,120.84                 REFINANCE
 173390000                  02/01/2003                         5.75                        STANDARD
 78.15                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $122,000.00                        $786.05                    03/01/2003
 654271539
 AZ                         12/13/200                          $121,536.80                 REFINANCE
 852250000                  02/01/2003                         6                           STANDARD
 90.03                      PUD                                OWNER OCCUPIED              N

 654273937                  $102,000.00                        $619.77                    03/01/2003
 CA                         12/11/200                          $101,801.21                 REFINANCE
                            02/01/2003                         6.125                       STANDARD
 905010000                                                     OWNER OCCUPIED
 35.72                      SINGLE FAMILY                                                  N
 654303073                  $110,000.00                        $891.52                    03/01/2003
 CA                         12/20/200                          $109,200.59                 REFINANCE
                            02/01/2003                         5.375                       STANDARD
 906040000                                                     OWNER OCCUPIED
 32.12                      SINGLE FAMILY                                                  N
 685090333                  $330,000.00                        $2,195.50                  02/01/2003
                            06/30/200                          $324,279.43                 REFINANCE
 NJ
 079280000                  08/01/2001                         7                           STANDARD
 71.49                      SINGLE FAMILY                      OWNER OCCUPIED              N
 685109694                  $136,100.00                        $998.22                    03/01/2003
                            11/10/200                          $127,183.99                 REFINANCE
 CA
 939503908                  01/01/2002                         3.875                       STANDARD
 25.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $180,000.00                        $1,342.75                  03/01/2003
 685121905
 NY                         10/12/200                          $168,112.50                 REFINANCE
 113750000                  12/01/2001                         4.125                       STANDARD
 53.2                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $250,000.00                        $1,642.33                  02/01/2003
 685141762
 NY                         02/22/200                          $247,329.62                 REFINANCE
 142220000                  04/01/2002                         6.875                       EXPRESS
 75.02                      SINGLE FAMILY                      OWNER OCCUPIED              N

 685151117                  $160,200.00                        $1,025.78                  03/01/2003
 IN                         02/13/200                          $158,451.42                 REFINANCE
                            04/01/2002                         6.625                       STANDARD
 471190000                                                     OWNER OCCUPIED
 90.54                      SINGLE FAMILY                                                  N
 685153279                  $180,000.00                        $1,167.48                  02/01/2003
 ME                         02/15/200                          $178,081.62                 REFINANCE
                            04/01/2002                         6.75                        SUPER EXPRESS
 040150000                                                     OWNER OCCUPIED
 58.63                      SINGLE FAMILY                                                  N
 685168378                  $86,000.00                         $593.99                    01/01/2003
                            05/07/200                          $85,377.35                  REFINANCE
 MA
 010830000                  07/01/2002                         7.375                       STANDARD
 88.16                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 685170325                  $204,500.00                        $1,309.44                  03/01/2003
                            05/02/200                          $202,750.84                 REFINANCE
 MI
 480980000                  07/01/2002                         6.625                       FAMILY FIRST DIRECT
 35.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $113,000.00                        $945.95                    02/01/2003
 685178141
 NY                         08/22/200                          $110,614.64                 REFINANCE
 103090000                  10/01/2002                         5.875                       STANDARD
 34.16                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $107,400.00                        $877.55                    02/01/2003
 685188294
 NY                         10/31/200                          $105,848.17                 REFINANCE
 126015812                  12/01/2002                         5.5                         SUPER EXPRESS
 57.43                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $69,600.00                         $781.47                    02/01/2003
 685194239
 NY                         10/06/200                          $67,895.11                  REFINANCE
 119670000                  12/01/2002                         6.25                        STREAMLINE
 65.07                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $127,500.00                        $785.04                    02/01/2003
 685197466
 MA                         09/04/200                          $126,888.77                 REFINANCE
 014200000                  11/01/2002                         6.25                        STANDARD
 74.71                      2-4 FAMILY                         NON-OWNER OCCUPIED          N

 685198884                  $66,600.00                         $562.01                    03/01/2003
 NY                         09/27/200                          $65,649.64                  REFINANCE
                            12/01/2002                         6                           SUPER EXPRESS
 131350000                                                     OWNER OCCUPIED
 52.1                       SINGLE FAMILY                                                  N
 685200743                  $383,000.00                        $2,389.43                  02/01/2003
 NY                         11/01/200                          $381,930.11                 REFINANCE
                            01/01/2003                         6.375                       SELECT
 105790000                                                     OWNER OCCUPIED
 78.02                      SINGLE FAMILY                                                  N
 685201599                  $99,000.00                         $642.12                    02/01/2003
                            10/24/200                          $98,656.14                  REFINANCE
 NY
 124010000                  12/01/2002                         6.75                        STREAMLINE
 89.77                      SINGLE FAMILY                      OWNER OCCUPIED              N
 685204018                  $196,100.00                        $1,223.41                  03/01/2003
                            10/17/200                          $195,198.64                 REFINANCE
 NY
 117253627                  12/01/2002                         6.375                       STANDARD
 49.28                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $265,000.00                        $1,748.13                  02/01/2003
 685204070
 NY                         10/09/200                          $263,516.78                 REFINANCE
 114230000                  12/01/2002                         6.25                        STANDARD
 52.78                      2-4 FAMILY                         NON-OWNER OCCUPIED          N
                            $137,000.00                        $1,137.67                  02/01/2003
 685205468
 NY                         10/16/200                          $134,960.32                 REFINANCE
 125699741                  12/01/2002                         5.75                        STANDARD
 43                         SINGLE FAMILY                      OWNER OCCUPIED              N

 685206165                  $165,000.00                        $1,015.94                  02/01/2003
 NY                         10/23/200                          $164,368.83                 REFINANCE
                            12/01/2002                         6.25                        STANDARD
 117381128                                                     OWNER OCCUPIED
 54.84                      SINGLE FAMILY                                                  N
 685207220                  $170,000.00                        $1,060.58                  02/01/2003
 NY                         10/15/200                          $169,365.15                 REFINANCE
                            12/01/2002                         6.375                       STANDARD
 125859702                                                     OWNER OCCUPIED
 72.76                      SINGLE FAMILY                                                  N
 685208583                  $126,500.00                        $1,058.96                  03/01/2003
                            11/01/200                          $123,168.01                 REFINANCE
 NY
 100250000                  01/01/2003                         5.875                       SUPER EXPRESS
 53.79                      CONDOMINIUM-LOW RISE               OWNER OCCUPIED              N
 685208587                  $95,000.00                         $1,048.75                  03/01/2003
                            10/01/200                          $91,842.32                  REFINANCE
 NY
 125181408                  12/01/2002                         5.875                       STANDARD
 49.64                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $105,000.00                        $871.94                    03/01/2003
 685209252
 NY                         11/07/200                          $103,888.25                 REFINANCE
 147310000                  01/01/2003                         5.75                        STANDARD
 69.26                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $198,000.00                        $1,171.25                  02/01/2003
 685210388
 CA                         10/12/200                          $197,121.59                 REFINANCE
 917390000                  12/01/2002                         5.875                       STANDARD
 73.63                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $161,700.00                        $1,035.39                  02/01/2003
 685211955
 NY                         09/26/200                          $160,978.72                 REFINANCE
 117720000                  11/01/2002                         6.625                       SUPER EXPRESS
 73.24                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $160,000.00                        $1,181.18                  03/01/2003
 685212444
 NY                         10/29/200                          $158,664.68                 REFINANCE
 103020000                  12/01/2002                         6.375                       STANDARD
 62.22                      2-4 FAMILY                         NON-OWNER OCCUPIED          N

 685214724                  $112,000.00                        $915.14                    03/01/2003
 NY                         10/21/200                          $110,381.68                 REFINANCE
                            12/01/2002                         5.5                         SUPER EXPRESS
 113610000                                                     OWNER OCCUPIED
 39.42                      2-4 FAMILY                                                     N
 685215270                  $133,800.00                        $1,111.09                  03/01/2003
 NY                         11/11/200                          $132,383.34                 REFINANCE
                            01/01/2003                         5.75                        SUPER EXPRESS
 100060000                                                     OWNER OCCUPIED
 68.95                      CONDOMINIUM-LOW RISE                                           N
 685215762                  $55,500.00                         $355.38                    02/01/2003
                            10/29/200                          $55,352.27                  REFINANCE
 NY
 130660000                  01/01/2003                         6.625                       SUPER EXPRESS
 51.3                       SINGLE FAMILY                      OWNER OCCUPIED              N
 685216579                  $185,000.00                        $1,548.67                  02/01/2003
                            10/17/200                          $182,409.29                 REFINANCE
 NY
 125330000                  12/01/2002                         5.875                       STANDARD
 65.38                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $217,600.00                        $1,357.55                  03/01/2003
 685217567
 NY                         10/14/200                          $216,586.82                 REFINANCE
 117560000                  12/01/2002                         6.375                       STANDARD
 72.2                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $185,000.00                        $1,109.17                  03/01/2003
 685218770
 AZ                         10/21/200                          $183,916.91                 REFINANCE
 853310000                  12/01/2002                         6                           STANDARD
 27.25                      SINGLE FAMILY                      OWNER OCCUPIED              N

 685219371                  $150,000.00                        $935.81                    03/01/2003
 NY                         10/21/200                          $149,439.82                 REFINANCE
                            12/01/2002                         6.375                       STANDARD
 108010000                                                     OWNER OCCUPIED
 42.7                       SINGLE FAMILY                                                  N
 685219499                  $147,500.00                        $1,205.20                  03/01/2003
 NY                         10/16/200                          $144,962.97                 REFINANCE
                            12/01/2002                         5.5                         SUPER EXPRESS
 114180000                                                     OWNER OCCUPIED
 67.42                      SINGLE FAMILY                                                  N
 685219855                  $83,000.00                         $504.32                    03/01/2003
                            10/07/200                          $82,421.38                  REFINANCE
 RI
 028121028                  12/01/2002                         6.125                       FAMILY FIRST DIRECT
 48.48                      SINGLE FAMILY                      OWNER OCCUPIED              N
 685220589                  $249,300.00                        $2,020.50                  03/01/2003
                            11/06/200                          $246,576.31                 REFINANCE
 NY
 118030000                  01/01/2003                         5.375                       STREAMLINE
 74.72                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $152,000.00                        $1,241.97                  02/01/2003
 685221721
 NY                         11/13/200                          $150,356.59                 REFINANCE
 145800000                  01/01/2003                         5.5                         STANDARD
 69.54                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $200,000.00                        $1,319.34                  02/01/2003
 685222137
 NY                         11/19/200                          $198,759.51                 REFINANCE
 117950000                  01/01/2003                         6.25                        STANDARD
 66.35                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $71,000.00                         $599.14                    03/01/2003
 685223068
 NY                         11/20/200                          $70,263.91                  REFINANCE
 130901117                  01/01/2003                         6                           STREAMLINE
 65.67                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $141,300.00                        $1,145.19                  02/01/2003
 685224748
 KS                         11/06/200                          $139,756.26                 REFINANCE
 660470000                  01/01/2003                         5.375                       STANDARD
 89.35                      SINGLE FAMILY                      OWNER OCCUPIED              N

 685225216                  $117,000.00                        $955.99                    03/01/2003
 NY                         11/11/200                          $115,735.00                 REFINANCE
                            01/01/2003                         5.5                         STANDARD
 117310000                                                     OWNER OCCUPIED
 34.55                      SINGLE FAMILY                                                  N
 685225382                  $157,500.00                        $1,266.11                  03/01/2003
 NY                         10/20/200                          $154,637.53                 REFINANCE
                            12/01/2002                         5.25                        STREAMLINE
 105300000                                                     OWNER OCCUPIED
 56.23                      SINGLE FAMILY                                                  N
 685225674                  $202,400.00                        $1,680.76                  02/01/2003
                            11/21/200                          $200,256.98                 REFINANCE
 NY
 120543514                  01/01/2003                         5.75                        STANDARD
 79.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
 685228233                  $135,700.00                        $802.72                    02/01/2003
                            11/11/200                          $135,082.43                 REFINANCE
 NY
 112344428                  01/01/2003                         5.875                       SUPER EXPRESS
 67.61                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $198,000.00                        $1,321.49                  03/01/2003
 685229726
 NY                         11/08/200                          $197,186.83                 REFINANCE
 117930000                  01/01/2003                         6.375                       SUPER EXPRESS
 56.5                       SINGLE FAMILY                      OWNER OCCUPIED              N
                            $64,100.00                         $532.30                    03/01/2003
 685232582
 MO                         12/17/200                          $63,648.62                  REFINANCE
 638690000                  02/01/2003                         5.75                        STANDARD
 55.83                      SINGLE FAMILY                      OWNER OCCUPIED              N

 685238619                  $144,000.00                        $1,176.61                  02/01/2003
 NY                         12/24/200                          $142,639.40                 REFINANCE
                            02/01/2003                         5.5                         STREAMLINE
 113610000                                                     OWNER OCCUPIED
 52.34                      SINGLE FAMILY                                                  N
 702009688                  $75,000.00                         $467.90                    03/01/2003
 CT                         06/10/200                          $74,433.85                  REFINANCE
                            08/01/2002                         6.375                       STANDARD
 068500000                                                     OWNER OCCUPIED
 18.61                      SINGLE FAMILY                                                  N
 702010924                  $161,620.00                        $1,021.55                  02/01/2003
                            08/13/200                          $160,731.38                 REFINANCE
 PA
 168032914                  10/01/2002                         6.5                         STREAMLINE
 87.44                      SINGLE FAMILY                      OWNER OCCUPIED              N
 702012869                  $121,600.00                        $993.57                    03/01/2003
                            10/04/200                          $119,717.08                 REFINANCE
 AZ
 863220000                  12/01/2002                         5.5                         STANDARD
 93.53                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $124,355.00                        $765.68                    02/01/2003
 702013933
 WA                         11/19/200                          $123,999.16                 REFINANCE
 983355923                  01/01/2003                         6.25                        STREAMLINE
 91.94                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $88,000.00                         $541.83                    03/01/2003
 702014025
 MO                         11/04/200                          $87,748.20                  PURCHASE
 631230000                  01/01/2003                         6.25                        STANDARD
 79.77                      SINGLE FAMILY                      OWNER OCCUPIED              N

 LOAN_ID                     ORIGINAL_LOAN_AMOUNT             MONTHLY_P_AND_I             PAID_TO_DATE
 PROP_STATE                  NOTE_DATE                        ISSUE_DATE_BALANCE          PURPOSE

 PROP_ZIP_CODE               FIRST_PAYMENT_DATE               NOTE_RATE                   PROCESSING_STYLE
 LTV                         PROPERTY_TYPE                    OCCUPANCY                    LOAN_BUYDOWN_IND
                            $116,100.00                        $677.53                    03/01/2003
 702014043
 OH                         11/08/200                          $115,734.60                 REFINANCE
 454151849                  01/01/2003                         5.75                        STANDARD
 68.89                      SINGLE FAMILY                      OWNER OCCUPIED              N
                            $45,000.00                         $367.69                    03/01/2003
 702014334
 PA                         12/06/200                          $44,674.77                  PURCHASE
 191450000                  02/01/2003                         5.5                         STANDARD
 52.56                      TOWNHOUSE                          OWNER OCCUPIED              N

 702015395                  $123,600.00                        $701.79                    03/01/2003
 PA                         12/16/200                          $123,328.80                 PURCHASE
                            02/01/2003                         5.5                         STANDARD
 191060000                                                     OWNER OCCUPIED
 79.82                      CONDOMINIUM-LOW RISE                                           N
</TABLE>

<PAGE>

                                    EXHIBIT 2

                      MORTGAGE FILES WITH MISSING DOCUMENTS

                        [On File with GMACM and Servicer]

<PAGE>Exhibit 4.2

                              ALABAMA POWER COMPANY

                                       TO

                              JPMORGAN CHASE BANK,
                                     TRUSTEE

                      TWENTY-FOURTH SUPPLEMENTAL INDENTURE

                             DATED AS OF MAY 7, 2003

                                  $250,000,000

                          SERIES X 3.125% SENIOR NOTES

                                 DUE MAY 1, 2008

<PAGE>

TABLE OF CONTENTS1

                                                                        PAGE
ARTICLE 1  Series X Senior Notes...........................................2
SECTION 101.  Establishment................................................2
              -------------
SECTION 102.  Definitions..................................................2
              -----------
SECTION 103.   Payment of Principal and Interest...........................3
               ---------------------------------
SECTION 104.  Denominations................................................4
              -------------
SECTION 105.  Global Securities............................................4
              -----------------
SECTION 106.  Transfer.....................................................5
              --------
SECTION 107.  Redemption at the Company's Option...........................5
              ----------------------------------

ARTICLE 2  Miscellaneous Provisions........................................6
SECTION 201.  Recitals by Company..........................................6
              -------------------
SECTION 202. Ratification and Incorporation of Original Indenture..........6
             ----------------------------------------------------
SECTION 203.  Executed in Counterparts.....................................6
              ------------------------

-------
1 This Table of Contents does not constitute part of the Indenture or have any
bearing upon the interpretation of any of its terms and provisions.

<PAGE>

           THIS TWENTY-FOURTH SUPPLEMENTAL INDENTURE is made as of the
7th day of May, 2003, by and between ALABAMA POWER COMPANY, an Alabama
corporation, 600 North 18th Street, Birmingham, Alabama 35291 (the "Company"),
and JPMORGAN CHASE BANK (formerly known as The Chase Manhattan Bank), a New York
banking corporation, 4 New York Plaza, New York, New York 10004 (the "Trustee").

                              W I T N E S S E T H:

                  WHEREAS, the Company has heretofore entered into a Senior Note
Indenture, dated as of December 1, 1997 (the "Original Indenture"), with the
Trustee, as supplemented by a First Supplemental Indenture, dated as of December
12, 1997 (the "First Supplemental Indenture"), a Second Supplemental Indenture,
dated as of February 26, 1998 (the "Second Supplemental Indenture"), a Third
Supplemental Indenture, dated as of April 23, 1998 (the "Third Supplemental
Indenture"), a Fourth Supplemental Indenture, dated as of August 19, 1998 (the
"Fourth Supplemental Indenture"), a Fifth Supplemental Indenture, dated as of
September 17, 1998 (the "Fifth Supplemental Indenture"), a Sixth Supplemental
Indenture, dated as of September 24, 1998 (the "Sixth Supplemental Indenture"),
a Seventh Supplemental Indenture, dated as of October 15, 1998 (the "Seventh
Supplemental Indenture"), an Eighth Supplemental Indenture, dated as of November
3, 1998 (the "Eighth Supplemental Indenture"), a Ninth Supplemental Indenture,
dated as of November 17, 1998 (the "Ninth Supplemental Indenture"), a Tenth
Supplemental Indenture, dated as of May 26, 1999 (the "Tenth Supplemental
Indenture"), an Eleventh Supplemental Indenture, dated as of August 19, 1999
(the "Eleventh Supplemental Indenture"), a Twelfth Supplemental Indenture, dated
as of September 30, 1999 (the "Twelfth Supplemental Indenture"), a Thirteenth
Supplemental Indenture, dated as of May 18, 2000 (the "Thirteenth Supplemental
Indenture"), a Fourteenth Supplemental Indenture, dated as of August 29, 2001
(the "Fourteenth Supplemental Indenture"), a Fifteenth Supplemental Indenture,
dated as of August 29, 2001 (the "Fifteenth Supplemental Indenture"), a
Sixteenth Supplemental Indenture, dated as of June 28, 2002 (the "Sixteenth
Supplemental Indenture"), a Seventeenth Supplemental Indenture, dated as of
October 22, 2002 (the "Seventeenth Supplemental Indenture"), an Eighteenth
Supplemental Indenture, dated as of November 26, 2002 (the "Eighteenth
Supplemental Indenture"), a Nineteenth Supplemental Indenture, dated as of
December 12, 2002 (the "Nineteenth Supplemental Indenture"), a Twentieth
Supplemental Indenture, dated as of February 19, 2003 (the "Twentieth
Supplemental Indenture"), a Twenty-First Supplemental Indenture, dated as of
February 19, 2003 (the "Twenty-First Supplemental Indenture"), a Twenty-Second
Supplemental Indenture, dated as of March 14, 2003 (the "Twenty-Second
Supplemental Indenture") and a Twenty-Third Supplemental Indenture, dated as of
April 23, 2003 (the "Twenty-Third Supplemental Indenture");

                  WHEREAS, the Original Indenture is incorporated herein by this
reference and the Original Indenture, as heretofore supplemented and as further
supplemented by this Twenty-Fourth Supplemental Indenture, is herein called the
"Indenture";

                  WHEREAS, under the Original Indenture, a new series of Senior
Notes may at any time be established pursuant to a supplemental indenture
executed by the Company and the Trustee;

                  WHEREAS, the Company proposes to create under the Indenture a
new series of Senior Notes;

                  WHEREAS, additional Senior Notes of other series hereafter
established, except as may be limited in the Original Indenture as at the time
supplemented and modified, may be issued from time to time pursuant to the
Indenture as at the time supplemented and modified; and

                  WHEREAS, all conditions necessary to authorize the execution
and delivery of this Twenty-Fourth Supplemental Indenture and to make it a valid
and binding obligation of the Company have been done or performed.

                  NOW, THEREFORE, in consideration of the agreements and
obligations set forth herein and for other good and valuable consideration, the
sufficiency of which is hereby acknowledged, the parties hereto hereby agree as
follows:

                         ARTICLE 1Series X Senior Notes

         SECTION 101. Establishment. There is hereby established a new series of
Senior Notes to be issued under the Indenture, to be designated as the Company's
Series X 3.125% Senior Notes due May 1, 2008 (the "Series X Notes").

         There are to be authenticated and delivered $250,000,000 aggregate
principal amount of Series X Notes, and such principal amount of the Series X
Notes may be increased from time to time pursuant to Section 301 of the Original
Indenture. All Series X Notes need not be issued at the same time and such
series may be reopened at any time, without the consent of any Holder, for
issuances of additional Series X Notes. Any such additional Series X Notes will
have the same interest rate, maturity and other terms as those initially issued.
No Series X Notes shall be authenticated and delivered in excess of the
principal amount as so increased except as provided by Sections 203, 303, 304,
907 or 1107 of the Original Indenture. The Series X Notes shall be issued in
definitive fully registered form.

         The Series X Notes shall be issued in the form of one or more Global
Securities in substantially the form set out in Exhibit A hereto. The Depositary
with respect to the Series X Notes shall be The Depository Trust Company.

         The form of the Trustee's Certificate of Authentication for the Series
X Notes shall be in substantially the form set forth in Exhibit B hereto.

         Each Series X Note shall be dated the date of authentication thereof
and shall bear interest from the date of original issuance thereof or from the
most recent Interest Payment Date to which interest has been paid or duly
provided for.

         SECTION 102. Definitions. The following defined terms used herein
shall, unless the context otherwise requires, have the meanings specified below.
Capitalized terms used herein for which no definition is provided herein shall
have the meanings set forth in the Original Indenture.

         "Comparable Treasury Issue" means the United States Treasury security
selected by an Independent Investment Banker as having a maturity comparable to
the remaining term of the Series X Notes to be redeemed that would be utilized,
at the time of selection and in accordance with customary financial practice, in
pricing new issues of corporate debt securities of comparable maturity to the
remaining term of the Series X Notes.

         "Comparable Treasury Price" means, with respect to any Redemption Date,
(i) the average of the bid and asked prices for the Comparable Treasury Issue
(expressed in each case as a percentage of its principal amount) on the third
Business Day in New York City preceding such Redemption Date, as set forth in
the daily statistical release (or any successor release) published by the
Federal Reserve Bank of New York and designated "H.15(519)" or (ii) if such
release (or any successor release) is not published or does not contain such
prices on such Business Day, the Reference Treasury Dealer Quotation for such
Redemption Date.

         "Independent Investment Banker" means an independent investment banking
institution of national standing appointed by the Company and reasonably
acceptable to the Trustee.

         "Interest Payment Dates" means May 1 and November 1 of each year,
commencing November 1, 2003.

         "Original Issue Date" means May 7, 2003.

         "Reference Treasury Dealer" means a primary U.S. Government securities
dealer in New York City appointed by the Company and reasonably acceptable to
the Trustee.

         "Reference Treasury Dealer Quotation" means, with respect to the
Reference Treasury Dealer and any Redemption Date, the average, as determined by
the Trustee, of the bid and asked prices for the Comparable Treasury Issue
(expressed in each case as a percentage of its principal amount and quoted in
writing to the Trustee by such Reference Treasury Dealer at 5:00 p.m. on the
third Business Day in New York City preceding such Redemption Date).

         "Regular Record Date" means, with respect to each Interest Payment
Date, the close of business on the 15th calendar day preceding such Interest
Payment Date (whether or not a Business Day).

         "Stated Maturity" means May 1, 2008.

         "Treasury Yield" means, with respect to any Redemption Date, the rate
per annum equal to the semi-annual equivalent yield to maturity of the
Comparable Treasury Issue, assuming a price for the Comparable Treasury Issue
(expressed as a percentage of its principal amount) equal to the Comparable
Treasury Price for such Redemption Date.

         SECTION 103. Payment of Principal and Interest. The principal of the
Series X Notes shall be due at Stated Maturity (unless earlier redeemed). The
unpaid principal amount of the Series X Notes shall bear interest at the rate of
3.125% per annum until paid or duly provided for. Interest shall be paid
semiannually in arrears on each Interest Payment Date to the Person in whose
name the Series X Notes are registered on the Regular Record Date for such
Interest Payment Date, provided that interest payable at the Stated Maturity of
principal or on a Redemption Date as provided herein will be paid to the Person
to whom principal is payable. Any such interest that is not so punctually paid
or duly provided for will forthwith cease to be payable to the Holders on such
Regular Record Date and may either be paid to the Person or Persons in whose
name the Series X Notes are registered at the close of business on a Special
Record Date for the payment of such defaulted interest to be fixed by the
Trustee, notice whereof shall be given to Holders of the Series X Notes not less
than ten (10) days prior to such Special Record Date, or be paid at any time in
any other lawful manner not inconsistent with the requirements of any securities
exchange, if any, on which the Series X Notes shall be listed, and upon such
notice as may be required by any such exchange, all as more fully provided in
the Original Indenture.

         Payments of interest on the Series X Notes will include interest
accrued to but excluding the respective Interest Payment Dates. Interest
payments for the Series X Notes shall be computed and paid on the basis of a
360-day year of twelve 30-day months. In the event that any date on which
interest is payable on the Series X Notes is not a Business Day, then payment of
the interest payable on such date will be made on the next succeeding day that
is a Business Day (and without any interest or other payment in respect of any
such delay), with the same force and effect as if made on the date the payment
was originally payable.

         Payment of the principal and interest due at the Stated Maturity or
earlier redemption of the Series X Notes shall be made upon surrender of the
Series X Notes at the Corporate Trust Office of the Trustee. The principal of
and interest on the Series X Notes shall be paid in such coin or currency of the
United States of America as at the time of payment is legal tender for payment
of public and private debts. Payments of interest (including interest on any
Interest Payment Date) will be made, subject to such surrender where applicable,
at the option of the Company, (i) by check mailed to the address of the Person
entitled thereto as such address shall appear in the Security Register or (ii)
by wire transfer or other electronic transfer at such place and to such account
at a banking institution in the United States as may be designated in writing to
the Trustee at least sixteen (16) days prior to the date for payment by the
Person entitled thereto.

         SECTION 104. Denominations. The Series X Notes may be issued in the
denominations of $1,000, or any integral multiple thereof.

         SECTION 105. Global Securities. The Series X Notes will be issued in
the form of one or more Global Securities registered in the name of the
Depositary (which shall be The Depository Trust Company) or its nominee. Except
under the limited circumstances described below, Series X Notes represented by
the Global Security will not be exchangeable for, and will not otherwise be
issuable as, Series X Notes in definitive form. The Global Securities described
above may not be transferred except by the Depositary to a nominee of the
Depositary or by a nominee of the Depositary to the Depositary or another
nominee of the Depositary or to a successor Depositary or its nominee.

         Owners of beneficial interests in such a Global Security will not be
considered the Holders thereof for any purpose under the Indenture, and no
Global Security representing a Series X Note shall be exchangeable, except for
another Global Security of like denomination and tenor to be registered in the
name of the Depositary or its nominee or to a successor Depositary or its
nominee. The rights of Holders of such Global Security shall be exercised only
through the Depositary.

         A Global Security shall be exchangeable for Series X Notes registered
in the names of persons other than the Depositary or its nominee only if (i) the
Depositary notifies the Company that it is unwilling or unable to continue as a
Depositary for such Global Security and no successor Depositary shall have been
appointed by the Company, or if at any time the Depositary ceases to be a
clearing agency registered under the Securities Exchange Act of 1934, as
amended, at a time when the Depositary is required to be so registered to act as
such Depositary and no successor Depositary shall have been appointed by the
Company, in each case within 90 days after the Company receives such notice or
becomes aware of such cessation, (ii) the Company in its sole discretion
determines that such Global Security shall be so exchangeable, or (iii) there
shall have occurred an Event of Default with respect to the Series X Notes. Any
Global Security that is exchangeable pursuant to the preceding sentence shall be
exchangeable for Series X Notes registered in such names as the Depositary shall
direct.

         SECTION 106. Transfer. No service charge will be made for any transfer
or exchange of Series X Notes, but payment will be required of a sum sufficient
to cover any tax or other governmental charge that may be imposed in connection
therewith.

         The Company shall not be required (a) to issue, transfer or exchange
any Series X Notes during a period beginning at the opening of business fifteen
(15) days before the date of the mailing of a notice pursuant to Section 1104 of
the Original Indenture identifying the serial numbers of the Series X Notes to
be called for redemption, and ending at the close of business on the day of the
mailing, or (b) to transfer or exchange any Series X Notes theretofore selected
for redemption in whole or in part, except the unredeemed portion of any Series
X Notes redeemed in part.

         SECTION 107. Redemption at the Company's Option. The Series X Notes
shall be subject to redemption at the option of the Company in whole or in part
at any time upon not less than 30 nor more than 60 days' notice, at Redemption
Prices equal to the greater of (i) 100% of the principal amount of the Series X
Notes being redeemed or (ii) the sum of the present values of the remaining
scheduled payments of principal of and interest on the Series X Notes being
redeemed discounted to the Redemption Date on a semi-annual basis (assuming a
360-day year consisting of twelve 30-day months) at a discount rate equal to the
Treasury Yield plus 10 basis points, plus, for (i) and (ii) above, whichever is
applicable, accrued interest on the Series X Notes to the Redemption Date.

         The Trustee shall not be responsible for the calculation of the
Redemption Price. The Company shall calculate the Redemption Price and promptly
notify the Trustee thereof.

         In the event of redemption of the Series X Notes in part only, a new
Series X Note or Notes for the unredeemed portion will be issued in the name or
names of the Holders thereof upon the surrender thereof.

         The Series X Notes will not have a sinking fund.

         Notice of redemption shall be given as provided in Section 1104 of the
Original Indenture except that any notice of redemption shall not specify the
Redemption Price but only the manner of calculation thereof.

         Any redemption of less than all of the Series X Notes shall, with
respect to the principal thereof, be divisible by $1,000.

                        ARTICLE 2Miscellaneous Provisions

         SECTION 201. Recitals by Company. The recitals in this Twenty-Fourth
Supplemental Indenture are made by the Company only and not by the Trustee, and
all of the provisions contained in the Original Indenture in respect of the
rights, privileges, immunities, powers and duties of the Trustee shall be
applicable in respect of Series X Notes and of this Twenty-Fourth Supplemental
Indenture as fully and with like effect as if set forth herein in full.

         SECTION 202. Ratification and Incorporation of Original Indenture. As
heretofore supplemented and as supplemented hereby, the Original Indenture is in
all respects ratified and confirmed, and the Original Indenture, the First
Supplemental Indenture, the Second Supplemental Indenture, the Third
Supplemental Indenture, the Fourth Supplemental Indenture, the Fifth
Supplemental Indenture, the Sixth Supplemental Indenture, the Seventh
Supplemental Indenture, the Eighth Supplemental Indenture, the Ninth
Supplemental Indenture, the Tenth Supplemental Indenture, the Eleventh
Supplemental Indenture, the Twelfth Supplemental Indenture, the Thirteenth
Supplemental Indenture, the Fourteenth Supplemental Indenture, the Fifteenth
Supplemental Indenture, the Sixteenth Supplemental Indenture, the Seventeenth
Supplemental Indenture, the Eighteenth Supplemental Indenture, the Nineteenth
Supplemental Indenture, the Twentieth Supplemental Indenture, the Twenty-First
Supplemental Indenture, the Twenty-Second Supplemental Indenture, the
Twenty-Third Supplemental Indenture and this Twenty-Fourth Supplemental
Indenture shall be read, taken and construed as one and the same instrument.

         SECTION 203. Executed in Counterparts. This Twenty-Fourth Supplemental
Indenture may be simultaneously executed in several counterparts, each of which
shall be deemed to be an original, and such counterparts shall together
constitute but one and the same instrument.

<PAGE>

         IN WITNESS WHEREOF, each party hereto has caused this instrument to be
signed in its name and behalf by its duly authorized officers, all as of the day
and year first above written.

ATTEST:                                  ALABAMA POWER COMPANY

By:                                   By:
   -----------------------------      ---------------------------------
         Assistant Secretary              William B. Hutchins, III
                                          Executive Vice President,
                                          Chief Financial Officer and
                                          Treasurer

ATTEST:                             JPMORGAN CHASE BANK, as Trustee

By:                                          By:
   -----------------------------                ---------------------
   Trust Officer                                Vice President

<PAGE>

                                    EXHIBIT A

                              FORM OF SERIES X NOTE

<PAGE>

NO. __ CUSIP NO. 010392EH7

                              ALABAMA POWER COMPANY

                           SERIES X 3.125% SENIOR NOTE

                                 DUE MAY 1, 2008

  Principal Amount:            $__________________
  Regular Record Date:         15th  calendar day prior to Interest  Payment
                               Date  (whether or not a
                               Business Day)
  Original Issue Date:         May 7, 2003
  Stated Maturity:             May 1, 2008
  Interest Payment Dates:      May 1 and November 1
  Interest Rate:               3.125%
  Authorized Denomination:     $1,000 or any integral multiple thereof

         Alabama Power Company, an Alabama corporation (the "Company", which
term includes any successor corporation under the Indenture referred to on the
reverse hereof), for value received, hereby promises to pay to
_______________________________________________, or registered assigns, the
principal sum of _____________________________________________ DOLLARS
($______________) on the Stated Maturity shown above (or upon earlier
redemption), and to pay interest thereon from the Original Issue Date shown
above, or from the most recent Interest Payment Date to which interest has been
paid or duly provided for, semiannually in arrears on each Interest Payment Date
as specified above, commencing on November 1, 2003, and on the Stated Maturity
(or upon earlier redemption) at the rate per annum shown above until the
principal hereof is paid or made available for payment and on any overdue
principal and on any overdue installment of interest. The interest so payable,
and punctually paid or duly provided for, on any Interest Payment Date (other
than an Interest Payment Date that is the Stated Maturity or on a Redemption
Date) will, as provided in such Indenture, be paid to the Person in whose name
this Note (the "Note") is registered at the close of business on the Regular
Record Date as specified above next preceding such Interest Payment Date,
provided that any interest payable at the Stated Maturity or on any Redemption
Date will be paid to the Person to whom principal is payable. Except as
otherwise provided in the Indenture, any such interest not so punctually paid or
duly provided for will forthwith cease to be payable to the Holder on such
Regular Record Date and may either be paid to the Person in whose name this Note
is registered at the close of business on a Special Record Date for the payment
of such defaulted interest to be fixed by the Trustee, notice whereof shall be
given to Holders of Notes of this series not less than 10 days prior to such
Special Record Date, or be paid at any time in any other lawful manner not
inconsistent with the requirements of any securities exchange, if any, on which
the Notes of this series shall be listed, and upon such notice as may be
required by any such exchange, all as more fully provided in the Indenture.

         Payments of interest on this Note will include interest accrued to but
excluding the respective Interest Payment Dates. Interest payments for this Note
shall be computed and paid on the basis of a 360-day year of twelve 30-day
months. In the event that any Interest Payment Date would otherwise be a day
that is not a Business Day, then payment of the interest payable on such date
will be made on the next succeeding day that is a Business Day (and without any
interest or other payment in respect of any such delay), with the same force and
effect as if made on the date the payment was originally payable. A "Business
Day" shall mean any day other than a Saturday or a Sunday or a day on which
banking institutions in New York City are authorized or required by law or
executive order to remain closed or a day on which the Corporate Trust Office of
the Trustee is closed for business.

         Payment of the principal of and interest due at the Stated Maturity or
earlier redemption of the Series X Notes shall be made upon surrender of the
Series X Notes at the Corporate Trust Office of the Trustee. The principal of
and interest on the Series X Notes shall be paid in such coin or currency of the
United States of America as at the time of payment is legal tender for payment
of public and private debts. Payment of interest (including interest on an
Interest Payment Date) will be made, subject to such surrender where applicable,
at the option of the Company, (i) by check mailed to the address of the Person
entitled thereto as such address shall appear in the Security Register or (ii)
by wire transfer or other electronic transfer at such place and to such account
at a banking institution in the United States as may be designated in writing to
the Trustee at least 16 days prior to the date for payment by the Person
entitled thereto.

         REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS NOTE SET
FORTH ON THE REVERSE HEREOF, WHICH FURTHER PROVISIONS SHALL FOR ALL PURPOSES
HAVE THE SAME EFFECT AS IF SET FORTH AT THIS PLACE.

         Unless the certificate of authentication hereon has been executed by
the Trustee by manual signature, this Note shall not be entitled to any benefit
under the Indenture or be valid or obligatory for any purpose.

         IN WITNESS WHEREOF, the Company has caused this instrument to be duly
executed under its corporate seal.

Dated:

                                                     ALABAMA POWER COMPANY

                                                     By:
                                                        -----------------
                                                       Vice President

Attest:

         Assistant Secretary

                  {Seal of ALABAMA POWER COMPANY appears here}

<PAGE>

                          CERTIFICATE OF AUTHENTICATION

         This is one of the Senior Notes referred to in the within-mentioned
Indenture.

                                                     JPMORGAN CHASE BANK,

                                                     as Trustee

                                                     By:
                                                        -----------------
Authorized Officer

<PAGE>

                             (Reverse Side of Note)

         This Note is one of a duly authorized issue of Senior Notes of the
Company (the "Notes"), issued and issuable in one or more series under a Senior
Note Indenture, dated as of December 1, 1997, as supplemented (the "Indenture"),
between the Company and JPMorgan Chase Bank (formerly known as The Chase
Manhattan Bank), Trustee (the "Trustee," which term includes any successor
trustee under the Indenture), to which Indenture and all indentures incidental
thereto reference is hereby made for a statement of the respective rights,
limitation of rights, duties and immunities thereunder of the Company, the
Trustee and the Holders of the Notes issued thereunder and of the terms upon
which said Notes are, and are to be, authenticated and delivered. This Note is
one of the series designated on the face hereof as Series X 3.125% Senior Notes
due May 1, 2008 (the "Series X Notes") which is unlimited in aggregate principal
amount. Capitalized terms used herein for which no definition is provided herein
shall have the meanings set forth in the Indenture.

         The Series X Notes shall be subject to optional redemption at the
option of the Company in whole or in part at any time upon not less than 30 nor
more than 60 days' notice, at Redemption Prices equal to the greater of (i) 100%
of the principal amount of the Series X Notes being redeemed or (ii) the sum of
the present values of the remaining scheduled payments of principal of and
interest on the Series X Notes being redeemed discounted to the Redemption Date
on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day
months) at a discount rate equal to the Treasury Yield plus 10 basis points,
plus, for (i) and (ii) above, whichever is applicable, accrued interest on the
Series X Notes to the Redemption Date.

         "Comparable Treasury Issue" means the United States Treasury security
selected by an Independent Investment Banker as having a maturity comparable to
the remaining term of the Series X Notes to be redeemed that would be utilized,
at the time of selection and in accordance with customary financial practice, in
pricing new issues of corporate debt securities of comparable maturity to the
remaining term of the Series X Notes.

         "Comparable Treasury Price" means, with respect to any Redemption Date,
(i) the average of the bid and asked prices for the Comparable Treasury Issue
(expressed in each case as a percentage of its principal amount) on the third
Business Day in New York City preceding such Redemption Date, as set forth in
the daily statistical release (or any successor release) published by the
Federal Reserve Bank of New York and designated "H.15(519)" or (ii) if such
release (or any successor release) is not published or does not contain such
prices on such Business Day, the Reference Treasury Dealer Quotation for such
Redemption Date.

         "Independent Investment Banker" means an independent investment banking
institution of national standing appointed by the Company and reasonably
acceptable to the Trustee.

         "Reference Treasury Dealer" means a primary U.S. Government securities
dealer in New York City appointed by the Company and reasonably acceptable to
the Trustee.

         "Reference Treasury Dealer Quotation" means, with respect to the
Reference Treasury Dealer and any Redemption Date, the average, as determined by
the Trustee, of the bid and asked prices for the Comparable Treasury Issue
(expressed in each case as a percentage of its principal amount and quoted in
writing to the Trustee by such Reference Treasury Dealer at 5:00 p.m. on the
third Business Day in New York City preceding such Redemption Date).

         "Treasury Yield" means, with respect to any Redemption Date, the rate
per annum equal to the semi-annual equivalent yield to maturity of the
Comparable Treasury Issue, assuming a price for the Comparable Treasury Issue
(expressed as a percentage of its principal amount) equal to the Comparable
Treasury Price for such Redemption Date.

         The Trustee shall not be responsible for the calculation of the
Redemption Price. The Company shall calculate the Redemption Price and promptly
notify the Trustee thereof.

         In the event of redemption of this Note in part only, a new Note or
Notes of this Series for the unredeemed portion hereof will be issued in the
name of the Holder hereof upon the surrender hereof.

         The Series X Notes will not have a sinking fund.

         If an Event of Default with respect to the Notes of this series shall
occur and be continuing, the principal of the Notes of this series may be
declared due and payable in the manner, with the effect and subject to the
conditions provided in the Indenture.

         The Indenture permits, with certain exceptions as therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Holders of the Notes of each series to be affected
under the Indenture at any time by the Company and the Trustee with the consent
of the Holders of not less than a majority in principal amount of the Notes at
the time Outstanding of each series to be affected. The Indenture also contains
provisions permitting the Holders of specified percentages in principal amount
of the Notes of each series at the time Outstanding, on behalf of the Holders of
all Notes of such series, to waive compliance by the Company with certain
provisions of the Indenture and certain past defaults under the Indenture and
their consequences. Any such consent or waiver by the Holder of this Note shall
be conclusive and binding upon such Holder and upon all future Holders of this
Note and of any Note issued upon the registration of transfer hereof or in
exchange hereof or in lieu hereof, whether or not notation of such consent or
waiver is made upon this Note.

         No reference herein to the Indenture and no provision of this Note or
of the Indenture shall alter or impair the obligation of the Company, which is
absolute and unconditional, to pay the principal of and interest on this Note at
the times, place and rate, and in the coin or currency, herein prescribed.

         As provided in the Indenture and subject to certain limitations therein
set forth, the transfer of this Note is registerable in the Security Register,
upon surrender of this Note for registration of transfer at the office or agency
of the Company for such purpose, duly endorsed by, or accompanied by a written
instrument of transfer in form satisfactory to the Company and the Security
Registrar and duly executed by, the Holder hereof or his attorney duly
authorized in writing, and thereupon one or more new Notes of this series, of
authorized denominations and of like tenor and for the same aggregate principal
amount, will be issued to the designated transferee or transferees. No service
charge shall be made for any such registration of transfer or exchange, but the
Company may require payment of a sum sufficient to cover any tax or other
governmental charge payable in connection therewith.

         Prior to due presentment of this Note for registration of transfer, the
Company, the Trustee and any agent of the Company or the Trustee may treat the
Person in whose name this Note is registered as the owner hereof for all
purposes, whether or not this Note be overdue, and neither the Company, the
Trustee nor any such agent shall be affected by notice to the contrary.

         The Notes of this series are issuable only in registered form without
coupons in denominations of $1,000 and any integral multiple thereof. As
provided in the Indenture and subject to certain limitations therein set forth,
Notes of this series are exchangeable for a like aggregate principal amount of
Notes of this series of a different authorized denomination, as requested by the
Holder surrendering the same upon surrender of the Note or Notes to be exchanged
at the office or agency of the Company.

         This Note shall be governed by, and construed in accordance with, the
internal laws of the State of New York.

<PAGE>

                                  ABBREVIATIONS

The following abbreviations, when used in the inscription on the face of this
instrument, shall be construed as though they were written out in full according
to applicable laws or regulations:

<PAGE>

[PG NUMBER]

TEN COM- as tenants in           UNIF GIFT MIN ACT- _______ Custodian ________
         common                  (Cust)                    (Minor)

TEN ENT- as tenants by the
         entireties                            under Uniform Gifts to

 JT TEN- as joint tenants                      Minors Act
           with right of
           survivorship and                 ____________________
           not as tenants                                 (State)
           in common

<PAGE>

                    Additional abbreviations may also be used

                          though not on the above list.

         FOR VALUE RECEIVED, the undersigned hereby sell(s) and transfer(s) unto

(please insert Social Security or other identifying number of assignee)

PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING POSTAL ZIP CODE OF
ASSIGNEE

 the within Note and all rights thereunder, hereby irrevocably constituting and
appointing

agent to transfer said Note on the books of the Company, with full power of
substitution in the premises.

Dated:
       --------------------         ------------------------------------------

NOTICE: The signature to this assignment must correspond with the name as
written upon the face of the within instrument in every particular without
alteration or enlargement, or any change whatever.

<PAGE>

                                    EXHIBIT B

                          CERTIFICATE OF AUTHENTICATION

         This is one of the Senior Notes referred to in the within-mentioned
Indenture.

         JPMORGAN CHASE BANK,

         as Trustee

         By:
            --------------------------------------------------

                  Authorized Officer

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