Document:

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                                                                    Exhibit 10.1

                  2003 HEALTHEXTRAS, INC. EQUITY INCENTIVE PLAN
                        RESTRICTED STOCK AWARD AGREEMENT
                             FOR EXECUTIVE OFFICERS

PARTICIPANT'S NAME:

         You have been granted an award of shares of _______________ shares of
common stock ("Common Stock") at no cost to you subject to the terms and
conditions of this Award Agreement and the 2003 HealthExtras, Inc. Equity
Incentive Plan (the "Plan").

NUMBER OF SHARES
SUBJECT TO THE STOCK AWARD:      ______ shares of Common Stock

DATE OF GRANT:                   ___________

TERM OF STOCK AWARD
AND VESTING SCHEDULE:            Subject to the limitations of this Stock Award
                                 Agreement, this Stock Award shall vest in
                                 installments according to the following
                                 schedule:

                                 Installment                Vesting Date
                                 -----------                ------------

                                 ______ shares              [after year 1]
                                 ______ shares              [after year 2]
                                 ______ shares              [after year 3]

                                 Except as provided below, an installment shall
                                 not vest on the otherwise applicable vesting
                                 date if your employment with the Company
                                 terminates prior to such vesting date.

ACCELERATION OF VESTING
UPON A CHANGE IN CONTROL:        All unvested shares of Common Stock subject to
                                 this Stock Award shall immediately vest as of
                                 the effective date of a Change in Control.

<PAGE> 2

EFFECT OF TERMINATION OF
EMPLOYMENT BECAUSE OF:

     (a) DEATH OR DISABILITY:    In the event you terminate employment with the
                                 Company due to death or Disability, the entire
                                 unvested portion of your Stock Award will
                                 immediately vest as of the date of such
                                 termination.
     (b) TERMINATION FOR
          CAUSE:                 In the event you are terminated for Cause, all
                                 your rights to this Stock Award will expire
                                 immediately as of the effective date of your
                                 Termination for Cause.

     (c) RETIREMENT:             Unless otherwise determined by the Committee,
                                 upon your Retirement, you will forfeit any
                                 rights to all unvested shares of Company Common
                                 Stock subject to this Stock Award.

     (d) OTHER REASONS:          Unless otherwise determined by the Committee,
                                 all unvested shares subject to this Stock Award
                                 are forfeited as of your termination date and
                                 any rights you have to this Stock Award become
                                 null and void.

VOTING:                          You are entitled to the vote of all shares
                                 subject to this Stock Award in a manner
                                 consistent with the Plan.

DIVIDENDS:                       You are entitled to receive, with respect to
                                 each share of restricted stock awarded to you,
                                 a payment equal to any cash or stock dividends,
                                 or other distributions declared and paid by the
                                 Company on its Common Stock.

DESIGNATION OF BENEFICIARY:      You may designate a beneficiary on a form
                                 acceptable to the Committee, to receive rights
                                 under the Stock Award Agreement, in the event
                                 of your death. If a beneficiary is not
                                 designated, the Award will become part of your
                                 estate.

TAX WITHHOLDING:                 Upon payment of (or, in the event of an
                                 election under Section 83(b) of the Internal
                                 Revenue Code, such election regarding) a Stock
                                 Award, the employee Participant will be treated
                                 as having received compensation income equal to
                                 the Fair Market Value of the shares of Common
                                 Stock on their vesting date (or, in the event
                                 of a Section 83(b) election the applicable
                                 date). The Committee is entitled to require as
                                 a condition of delivery (i) that you remit an
                                 amount sufficient to satisfy all federal, state
                                 and local tax withholding requirements related
                                 thereto, (ii) that the withholding of such sums
                                 come from compensation otherwise due to you or
                                 from shares of Common Stock due to you under
                                 the Plan, or (iii) any combination of the
                                 foregoing. Any withholding shall comply with
                                 Rule 16b-3 or any amendments or successive
                                 rule.

                                       2

<PAGE> 3

PLAN GOVERNS:                    Notwithstanding anything in this Stock Award
                                 Agreement to the contrary, the terms of this
                                 Stock Award shall be subject to the terms and
                                 conditions of the Plan, a copy of which you may
                                 obtain from the Corporate Secretary of
                                 HealthExtras, Inc; and this Stock Award
                                 Agreement is subject to all interpretations,
                                 amendments, rules and regulations promulgated
                                 by the Committee from time to time pursuant to
                                 the Plan. Any capitalized terms shall have the
                                 meaning given to such terms in the Plan.

                                 Neither the Plan nor this Stock Award Agreement
                                 create any right on the part of any individual
                                 to continue in the employ or service of
                                 HealthExtras, Inc. or any Affiliates of
                                 HealthExtras, Inc.

NON-TRANSFERABILITY:             You shall not sell, transfer, assign, pledge or
                                 otherwise encumber shares subject to this Stock
                                 Award until full vesting of such shares has
                                 occurred.

                                 Unless determined otherwise by the Committee
                                 and except in the event of your death or
                                 pursuant to a domestic relations order, this
                                 Stock Award is not transferable and may only be
                                 earned by you in your lifetime. Upon your
                                 death, this Stock Award is transferable by will
                                 or the laws of descent and distribution.

MODIFICATION AND AMENDMENT:      The Committee may amend or modify this Stock
                                 Award from time to time, prospectively or
                                 retroactively; PROVIDED, HOWEVER, that no such
                                 amendment or modification will adversely affect
                                 your rights under this Award without your
                                 written consent.

                                       3

<PAGE> 4

         The Participant hereby acknowledges that all decisions, determinations
and interpretations of the Board of Directors, or the Committee thereof, in
regards to the Plan and/or this Stock Award Agreement are final and conclusive.

         IN WITNESS WHEREOF, HealthExtras, Inc. has caused this Stock Award
Agreement to be executed, and said Participant has hereunto set his hand, as of
the __ day of _______________.

                                  HEALTHEXTRAS, INC.

                                  By: ________________________________________
                                      For the Committee Administering the Plan

                                  PARTICIPANT

                                  ________________________________________

                                  ________________________

                                  ________________________

                                       4EX10_147 Extension of Lease Agreement

    EXTENSION
      OF LEASE AGREEMENT AND CONFIRMATION OF OPTION AGREEMENT

    

    THIS
      EXTENSION OF LEASE AGREEMENT AND CONFIRMATION OF OPTION AGREEMENT (the
“Agreement”) is entered into as of this 1st day of July, 2005 (the “Effective
      Date”) by and between TELLER REALTY, INC., a Colorado corporation (“Teller”),
      and WMCK ACQUISITION CORP., a Delaware corporation (“WMCK”). 

    

    RECITALS

    

    A. Teller
      entered into that certain Agreement dated August 31, 1994 (the “Master Lease”),
      pursuant to which, among other things, Harold William Large, an individual
      (“Large”), leased to Teller certain real property and improvements thereto and
      the personal property therein located at 220 East Bennett Avenue, Cripple Creek,
      Colorado (the “Property”). 

    

    B.
       The
      Master Lease granted Teller a purchase option to acquire fee title to the
      Property (the “Master Option”). 

    

    C. Teller
      entered into that certain Agreement dated May 1, 1995 (the “Sublease
      Agreement”), as amended by that certain Addendum To Agreement of even date (the
“First Addendum”), and by that certain Addendum to Agreement of even date (the
“Second Addendum”), a copy of which is attached hereto as Exhibit A and is
      incorporated by this reference (the Sublease Agreement as amended by the First
      and Second Addendum are collectively referred to herein as the “Lease”),
      pursuant to which Teller subleased the Property to Gold Creek Associates, L.P.,
      a New Jersey limited partnership (“Gold Creek”), and granted to Gold Creek an
      option to acquire fee title to the Property through Teller’s rights under the
      Master Option (the “Option to Purchase”), all as more particularly set forth in
      the Lease. 

    

    D.
      Pursuant to the terms of that certain Asset Purchase Agreement, dated as of
      September 27, 1995, Gold Creek agreed to sell to WMCK, and WMCK agreed to
      acquire from Gold Creek, all of Gold Creek’s right, title and interest in and to
      the Assets (as more particularly defined in the Asset Purchase Agreement),
      which
      Assets included, without limitation, Gold Creek’s right, title and interest to
      the Lease and the Option to Purchase. 

    

    E.
      Teller, WMCK, Large and Gold Creek all entered into that certain Four Party
      Agreement, Assignment and Assumption of Lease, Consent to Assignment of Lease,
      Confirmation of Option Agreement and Estoppel Statements dated as of July 1,
      1996, to clarify each party’s rights and obligations under the above referenced
      agreements. 

     

    F. Pursuant
      to the terms of the Master Lease and Master Option, Teller exercised its option
      to purchase the Property and purchased the Property from Large on January 7,
      2004. The effect of the purchase is that the Master Lease and Master Option
      are
      no longer in effect because Teller now owns fee title to the Property.

    

    G. Teller
      and WMCK, as assignee of Gold Creek, are currently parties to the Lease and
      Option to Purchase which are due to terminate on June 30, 2005. 

     

    
      
        
        

      

      
        
          

        

      

      
        
        

      

    

    H. Teller
      and WMCK now desire to enter into this Agreement to extend the Lease and Option
      to Purchase in accordance with the terms and conditions of this Agreement.
      

    

    I. Capitalized
      terms not otherwise defined herein have the same meaning as ascribed to them
      in
      the Lease.

    

    AGREEMENT

    

    ARTICLE
      I

    EXTENSION
      OF LEASE

    

    1.1 Lease
      Term.
      The
      Lease term is hereby extended to continue from July 1, 2005 through June 30,
      2010 (the “Extended Term”). 

    

    1.2 Rent.
      The
      rent payable under the Lease shall be fifteen thousand dollars ($15,000) per
      month, payable on the twenty fifth day of each month, beginning July 25, 2005,
      and continuing through the Extended Term of the Lease. 

    

    1.3
       Condition.
      Pursuant to Section A(7) of the Lease, Teller agreed to loan fifty thousand
      dollars to Gold Creek to be used for remodeling and reconditioning. Teller
      hereby represents that loan referenced in the preceding sentence has been paid
      in full and WMCK is under no obligation to repay said amount to Teller upon
      termination of the Lease. 

    

    1.4 Master
      Lease.
      As
      discussed in the Recitals above, the Master Lease is no longer in effect, as
      such the terms of this Lease and the extension thereof is not subject to the
      provisions in the Master Lease. Sections 4 and 7 of the First Addendum, and
      Section 2 and 6 of the Second Addendum are hereby deleted as they relate
      directly to the Master Lease and are no longer applicable. 

    

    ARTICLE
      II

    EXTENSION
      OF OPTION TO PURCHASE

    

    2.1 Option
      to Purchase.
      Teller
      hereby grants to WMCK the option to purchase the Property at any time during
      the
      Extended Term of the Lease upon thirty (30) days prior written notice in
      accordance with the terms and conditions as set forth in the Lease and as
      modified by this Agreement. 

    

    2.2 Purchase
      Price.
      WMCK
      agrees to pay Teller two hundred thousand dollars ($200,000) on the Effective
      Date to maintain the Option to Purchase through the Extended Term of the Lease
      (the “Option Extension Payment”). The Option Extension Payment shall be credited
      to the purchase price to be paid by WMCK if the Option to Purchase is exercised.
      As of the Effective Date of this Agreement, WMCK shall be credited two hundred
      fifty-one thousand dollars ($251,000) toward the one million five hundred one
      thousand dollar ($1,501,000) purchase price (the $251,000 sum includes the
      $200,000 Option Extension Payment, a $50,000 option payment made June 1, 2000,
      and $1,000 paid upon initial execution of the Lease). As a result, if WMCK
      exercises its Option to Purchase, then WMCK would be required to pay Teller
      an
      additional one million two hundred fifty thousand dollars ($1,250,000) upon
      completion of the purchase transaction. 

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    ARTICLE
      III

    MISCELLANEOUS
      PROVISIONS

    

    3.1 Teller’s
      Estoppel Statement Concerning the Lease and Option to Purchase.
      Teller
      hereby acknowledges, understands, confirms and agrees as follows:

    

    (a) Copy
      of Lease and Option to Purchase.
      The
      copy of the Lease and Option to Purchase attached as Exhibit A hereto and
      incorporated by this reference is a true, correct and complete copy of the
      Lease
      and Option to Purchase, includes all rights and obligations of Teller with
      respect to the Lease and Option to Purchase, and such Lease and Option to
      Purchase set forth therein are in full force and effect and constitute and
      represent the entire agreement between Teller and WMCK with respect to the
      Property, except as modified by this Agreement. 

    

    (b) Full
      Force and Effect.
      All
      contingencies to the effectiveness of the Lease and the Option to Purchase
      have
      been satisfied or otherwise waived by the parties thereto (including, without
      limitation, the contingencies referenced in Section 10 of the Second Addendum),
      and notwithstanding the provisions of Section 2 and 18 of the First Addendum,
      the copies of the Lease and Option to Purchase constitute and represent the
      entire, final and definitive agreement between Teller and WMCK with respect
      to
      the Property, except as modified by this Agreement.  

    

    (c) No
      Defaults.
      With
      respect to WMCK and Teller, there exists no breach, default or event or
      condition which, with the giving of notice or the passage of time or both,
      would
      constitute a breach or default under the Lease or the Option to Purchase or
      both. 

    

    (d) Rent.
      All
      rent has been paid pursuant to the terms of the Lease and rental payments are
      current through June 30, 2005. 

    

    (e)
       Insolvency.
      Teller
      is not presently considering nor has it (i) made a general assignment for the
      benefit of creditors; (ii) filed any voluntary petition in bankruptcy or
      suffered the filing of an involuntary petition by its creditors; (iii) suffered
      the appointment of a receiver to take possession of all or substantially all
      of
      its assets; (iv) suffered the attachment or other judicial seizure of all or
      substantially all of its assets; (v) admitted in writing its inability to pay
      its debts as they come due; or (vi) made an offer of settlement, extension
      or
      composition of its creditors generally.

    

    (f) Defenses
      or Offsets.
      There
      are no existing claims, defenses or offsets against any of Teller’s obligations
      under the Lease and Option to Purchase. 

    

    (g) Title.
      Teller
      warrants and represents that the Property is free and clear of all liens, claims
      and encumbrances other than a lien for current year taxes not yet due and
      payable and those encumbrances contained on the Commitment
      for Title Insurance
      from
      Pike’s Peak Title Service, Inc. as
      agent
      for Commonwealth Land Title Insurance Company dated May 27,
      2005,
      and attached hereto as Exhibit B. 

    

    
      
        
        

      

      
        
          

        

      

      
        
        

      

    

    3.2 Memorandum
      of Lease and Option to Purchase.
      Either
      party will, upon the request of the other party, execute a short form lease
      and
      option to purchase (“Memorandum of Lease”) regarding this Lease and Option to
      Purchase, in a form suitable for recording in the property records for Teller
      County, Colorado and substantially similar to Exhibit C. The party requesting
      the execution of the Memorandum of Lease will bear all costs of the Memorandum
      of Lease, including any recording fees. Upon the execution of an amendment
      to
      this Lease or the Option to Purchase and the request of either party, the
      parties shall execute a corresponding amendment to the Memorandum of Lease.
      

     

    3.3 Notice.
      All
      written notices under the terms of this Agreement should be submitted in writing
      and shall be mailed to the respective parties at their address as set forth
      below:

    

    If
      to
      Teller: Mel
      Patterson

    

    8920
      Dartmoor Way

    Ft.
      Myers, Florida 92014

    

    If
      to
      WMCK: c/o
      Century Casinos, Inc.

    

    1263
      Lake
      Plaza Drive

           
      Colorado Springs, CO 80906

                  
       Attention: Larry Hannappel

    

    3.4 Other
      Terms.
      If
      there is any conflict between the terms and provisions of this Agreement and
      the
      terms and provisions of the Lease, the terms and provisions of this Agreement
      shall govern. Except as modified herein, all others terms and conditions of
      the
      Lease shall remain unchanged and in full force and effect.

    

    3.5 Counterparts.
      This
      Agreement may be executed in one or more separate counterparts but each separate
      counterpart, when assembled with the other signature pages from the
      corresponding counterpart signature pages, shall constitute one original
      executed Agreement.

    

    

    

    

    [Signature
      Page Follows]

    

    

    
      
        
        

      

      
        
          

        

      

      
        
        

      

    

    

    IN
      WITNESS WHEREOF, Teller and WMCK have each executed this Agreement as of the
      date first written above. 

    
       

    

                            TELLER:

    

                            TELLER
      REALTY, INC.,

                            a
      Colorado
      corporation

    

                            /s/
      Mel
      Patterson

                            Its:
      President

    

    

                            WMCK:

    

                            WMCK
      ACQUISITION
      CORP.,  

                            a
      Delaware
      corporation

    

                            /s/
      Larry
      Hannappel

                            Its:
      Chief Financial
      Officer

    

    
       

      
        
          
          

        

        
          
            

          

        

        
          
          

        

      

       

    

    Exhibit
      A

    

    Copy
      of Lease

    

    Incorporated
      by reference to the Exhibit 10.163 (Four Party Agreement, Assignment and
      Assumption of Lease, Consent to Assignment of Lease, Confirmation of Option
      Agreement and Estoppel Statements dated as of July 1, 1996, among Harold William
      Large, Teller Realty, Inc., Gold Creek Associates, L.P., and WMCK Acquisition
      Corp.) of the registrant’s Form 8-K dated July 1, 1996 which references the
      master lease agreement as an exhibit.

    
       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      
        Commonwealth
          Land Title Insurance Company

        COMMITMENT
          FOR TITLE INSURANCE

         

        Schedule
          A

        1. Effective
          Date:                                                         Commitment
          No.:

          
          May 27, 2005 at 8:00 am                                               CWPPOOO1063

         

        2. Policy
          or Policies to be issued:                                             Amount                            
          Premium

         

        
          	
                   

                  A.
                    ALTA Owner’s Policy -10/17/92

                	
                   

                  $1,501,000.00

                	
                   

                  $1,574.00

                
	
                   

                  Proposed
                    Insured:

                	 	 
	
                  WMCK
                    Acquisition Corp.

                	 	 
	
                   

                  B.
                    ALTA Loan Policy - 10/17/02

                	
                   

                  $1,000,000.00

                	
                   

                  $100.00

                
	
                   

                  Proposed
                    Insured:

                	 	 
	
                   

                  Teller
                    Realty, Inc.

                	 	 
	
                   

                  Tax
                    Information Services

                	 	
                   

                  $20.00

                

        

         

        3.
          The estate or interest in the land described or referred to in this Commitment
          and
          covered herein is Fee Simple and Title to the estate or interest in the
          land is
          vested in:

                Teller
          Realty, Inc.,
          a Corporation

         

        4.
          The land referred to in this Commitment is described as
          follows:

                Lot
          15 in Block 21 in
          Fremont, (now known as Cripple Creek), Teller County, Colorado.

         

         

         

         

         

         

         

         

         

        Commonwealth
          Land Title Insurance Company

         

        Prepared
          By: Janet Harper

         

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        
                                            

        Commitment
          No. CWPP0001063

         

        SCHEDULE
          B - SECTION 1 REQUIREMENTS

         

        The
          following are the requirements to be complied with prior to the issuance
          of said
          policy or policies. Any other instrument recorded subsequent to the date
          hereof
          may appear as an exception under Schedule B of the policy to be issued.
          Unless
          otherwise noted, all documents must be recorded in the Office of Clerk
          and
Recorder
          of the county in which said property is located.

        

        NOTE:
          Pursuant to Senate Bill 91-14 (C.R.S. 10-11-122) the Company will not issue
          its
          policy or policies of title insurance contemplated by this commitment until
          it
          has been provided a Certificate of Taxes Due or
          other
          equivalent documentation from the County Treasurer or the County Treasurer's
          authorized agent; or
          until
          the proposed insured has notified or instructed the Company in writing
          to the
          contrary.

        

        NOTE:
          Effective September 1,1997, C.R.S. 30-10-406 requires that all documents
          received for recording or
          filing
          in the Clerk and Recorder's office shall contain a top margin of at least
          one
          inch and a left, right and bottom margin of at least one-half inch. The
          Clerk
          and Recorder may refuse to record or file any document
          that does not conform.

        

        NOTE:
          If
          this transaction includes a sale of the property and the price exceeds
          $100,000.00, the seller must
          comply with the disclosure/withholding provisions of C.R.S. 39-22-604.5
          (Non
          withholding).

        

        
          	 	
                  A.

                	
                  Deed
                    sufficient to convey fee simple estate or interest in the land
                    described
                    or referred to herein, to the propose insured, Schedule A, Item
                    2A.

                

        

        

        NOTE:
          Section 38-35-109 (2) of the Colorado Revised Statutes, 1973, requires
          that a
          notation of the legal address of the purchaser (not necessarily the same
          as the
          property address) be included on
          the
          face of the deed to be recorded.

        

        NOTE:
          C.R.S.39-14-102 requires that a
          Real
          Property Transfer Declaration accompany any conveyance
          document presented for recordation in the State of Colorado. Said declaration
          shall be completed
          and signed by either the grantor or grantee.

        

        NOTE:
          Said document must be executed by the President, Vice President or other
          designated authority
          with corporate seal or facsimile affixed.

        

        
          	 	
                  B.

                	
                  Deed
                    of Trust sufficient to encumber the fee simple estate or interest
                    in the
                    land described or referred to herein, for the benefit of the
                    proposed
                    insured.

                

        

        

        
          	 	
                  C.

                	
                  Partial
                    release by the Public Trustee of the County of Teller of the
                    Deed of Trust
                    from WMCK Venture Corp., a Delaware Corporation; Century Casinos
                    Cripple
                    Creek, Inc., a Colorado Corporation; and WMCK Acquisition Corp.,
                    a Delawre
                    Corporation for the use of Wells Fargo Bank, National Association,
                    to
                    secure $26,000,000.00 recorded April 27, 2000 at Reception No.
                    504287.

                

        

         

        NOTE:
          Assignment of Entitlements, Contracts, Rents and Revenues recorded April
          27,
          2000 at Reception
          No. 504290, given In connection with the above Deed of Trust.

        

        
          	 	
                  D.

                	
                  Release
                    of the land herein from the Financing Statement from WMCK Venture
                    Corp.,
                    and Century Casinos Cripple Creek, Inc., debtor(s) in favor of
                    Wells Fargo
                    Bank, National Association, secured party, recorded April 27,
                    2000 at
                    Reception No. 504291.

                

        

         

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        Commitment
          No. CWPP0001063

         

        
          	
                  E.

                	
                  Release
                    by the Public Trustee of the County of Teller of the Deed of
                    Trust from
                    Teller Realty, Inc., a Corporation, for the use of Park State
                    Bank &
                    Trust, to secure $343,000.00 recorded January 15, 2004 at Reception
                    No.
                    560874.

                

        

         

        
          	
                  F.

                	
                  Reassignment
                    by Wells Fargo Bank, National Association, of any and all rights
                    or
                    Interest obtained in Assignment of Golden Horseshoe Lease recorded
                    April
                    27, 2000 at Reception No. 504288.

                

        

        

        
          	
                  G.

                	
                  Recordation
                    of Statement of Authority for WMCK Acquisition Corp., a Corporation
                    evidencing the existence of the entity and authority of the person(s)
                    authorized to execute and deliver instruments affecting title
                    to real
                    property on behalf of the entity, and containing the other information
                    required by C.R.S. 38-30-172 and/or
                    38-30-108.5.

                

        

        
          
            
            

          

          
            
            

            
              

            

          

                                                                                                     
            Commitment No. CWPP0001063

        

         

        SCHEDULE
          B - SECTION 2 EXCEPTIONS

         

        The
          Policy or Policies to be issued will contain exceptions to the following
          unless
          the same are disposed of to the satisfaction of the
          Company:

         

         
           1. Rights
          or
          claims of parties in possession not shown by the public records.

         

         
           2. Easements,
          or claims of easements, not shown by the public records.

         

        
          	3.  	
                  Discrepancies,
                    conflicts in boundary lines, shortage in area, encroachments
                    and any facts
                    which a correct survey and inspection of the premises would disclose
                    and
                    which are not shown by the public
                    records.

                

        

         

        
          	4.  	
                  Any
                    lien or right to a lien, for services, labor or material heretofore
                    or
                    hereafter furnished, imposed by law and not shown by the public
                    records.

                

        

         

        
          	5.  	
                  Defects,
                    liens, encumbrances, adverse claims or other matters, if any,
                    created,
                    first appearing in the public records or attaching subsequent
                    to the
                    effective date hereof but prior to the date the proposed insured
                    acquires
                    of record for value the estate or interest or mortgage thereon
                    covered by
                    this Commitment.

                

        

         

        Note:
          The
          above exception will not appear on policies where closing and settlement
          has
          been performed
          by the Company.

         

              
          6. Any
          and
          all unredeemed tax sales, if any.

        NOTE:
          Upon receipt of a Certificate of Taxes Due evidencing that there are no
          existing
          open tax sales,
          the above exception will not appear on the policy to be issued
          hereunder.

         

        
          	7.  	
                  Reservations
                    of all mineral rights as contained in Document recorded November
                    27, 1972
                    in Drawer 8 at Card 1489.

                

        

         

        
          	8.  	
                  Terms,
                    agreements, provisions, conditions and obligations as contained
                    in
                    Indemnification Agreement recorded June 14, 1995 at Reception
                    No.
                    434174.

                

        

         

        
          	9.  	
                  Any
                    facts, rights, interests, or claims which are not shown by the
                    public
                    records but which could be ascertained by making inquiry of the
                    lessors in
                    the lease or leases described or referred
                    herein.

                

        

         

        
          	10.  	
                  The
                    effect of the terms, covenants and conditions of the lease (s)
                    and option
                    to purchase contained therein as evidenced by Memorandum of Lease
                    recorded
                    December 1, 1995 at Reception No. 440946 and Four Party Agreement
                    and
                    Assignment recorded July 3, 1996 at Reception No. 449555 and
                    April 27,
                    2000 at Reception Nos. 504288 and
                    504289.

                

        

         

        NOTE:
          Pursuant to C.R.S. 10-11-122 notice is hereby given that:

        (A)  The
          subject property may be located in a special taxing district;

         
             (B) 
           A
          Certificate of Taxes Due listing each taxing jurisdiction may be obtained
          from
          the County Treasurer or the County Treasurer's authorized agent;

         
              (C)  INFORMATION
          regarding special districts and the boundaries of such districts may be
          obtained
          from the Board of County Commissioners, the County Clerk and Recorder,
          

          
or the
          County Assessor.

         

         

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        Commitment
          No. CWPP0001063

         

        NOTE:
          If
          Schedule B of your commitment for an owner's title policy reflects an exception
          for mineral interest
          or leases, pursuant to C.R.5. 10-11-123 (HB 01-1088), this is to
          advise:

        (A)  That
          there is recorded evidence that a mineral estate has been severed, leased,
          or
          otherwise conveyed from the surface estate and that there is a substantial
          likelihood that a third party holds some or all interest in oil, gas, other
          minerals, or geothermal energy in the property; and

        (B)  That
          such
          mineral estate may include the right to enter and use the property without
          the
          surface owner's permission.

         

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

    

    Exhibit
      C

    

    Memorandum
      of Lease and Option to Purchase

    

    THIS
      MEMORANDUM OF LEASE AND OPTION TO PURCHASE (“Memorandum”) is dated effective as
      of this 1st day of July, 2005, and is between TELLER REALTY INC., a
      Colorado corporation (“Lessor”), and WMCK ACQUISITION CORP., a Delaware
      corporation (“Lessee”).

     

    RECITALS

     

    A.
       Lessee
      desires to lease from Lessor the property described in Exhibit I attached hereto
      and incorporated herein by this reference (“Demised Premises”) which is real
      property located at 220 East Bennett Avenue, Cripple Creek, Teller County,
      Colorado;

     

    B. Lessor
      and Lessee entered into that certain written Extension of Lease Agreement and
      Confirmation of Option Agreement dated July 1, 2005 (the “Subject Lease”),
      whereby Lessor has leased to Lessee the Demised Premises and granted to Lessee
      the Option to Purchase the Demised Premises at any time prior to the expiration
      of the Subject Lease; and

     

    C. Lessor
      and Lessee now wish to file this Memorandum of Lease and Option to Purchase
      for
      record in the land records of Teller County, Colorado, to provide record notice
      of the Lease and Option to Purchase the Demised Premises.

     

    IN
      CONSIDERATION of the Subject Lease and Option to Purchase and other good and
      valuable consideration, Lessor and Lessee agree as follows:

    

    1. Lease.
      Lessor
      hereby grants to and confirms to Lessee a leasehold interest in and to the
      Demised Premises under the terms and conditions set forth in the Subject Lease,
      the terms of which are incorporated herein by this reference. 

     

    2. Option
      to Purchase.
      Lessor
      hereby grants to Lessee the option to purchase the Demised Premises on the
      terms
      as set forth in the Subject Lease. 

     

    3. Definitions.
      All
      capitalized terms which are used but not otherwise defined herein shall have
      the
      meaning given in the Subject Lease.  

     

    3.
       Lease
      Term.
      The
      term of the Lease and Option to Purchase shall be extended to continue from
      July
      1, 2005 through June 30, 2010. 

     

    4.
       Runs
      with the Land.
      This
      Memorandum shall run with the land and shall bind the respective successors
      and
      assigns of the parties hereto in accordance with the terms of the Subject Lease.
      

     

    5.
       No
      Modification of Subject Lease.
      Nothing
      contained herein shall be construed to amend, modify, change, alter, amplify,
      interpret or supersede any of the terms and provisions of the Subject Lease.
      In
      the event of any conflict or inconsistency between the terms of this Lease
      and
      the terms of the Subject Lease, the terms of the Subject Lease shall govern
      and
      control for all purposes.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    IN
      WITNESS WHEREOF,
      Lessor
      and Lessee have caused this Memorandum of Lease and Option to Purchase to be
      executed as of the day and year first above written.

     

    

     

    LESSOR:

     

    TELLER
      REALTY, INC. 

    a
      Colorado corporation

    

    /s/
      Mel
      Patterson      

    Its:
      President     

    

    

    LESSEE:

    

    WMCK
      ACQUISITION CORP., 

    a
      Delaware corporation 

    

    

    /s/
      Larry
      Hannappel      

    Its: CFO

        

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    STATE
      OF Colorado )

    
                  )
        ss

    

    COUNTY
      OF El Paso )

    

    The
      foregoing instrument was acknowledged before me this 30 day of June 2005,
      by Mel
      Patterson as President of Teller Realty, Inc., a Colorado
      corporation.

     

    (seal)

    

                                    /s/
      Amanda M
      Bengtson

                         Notary
      Public

    

    

    

    

    

    STATE
      OF
      Colorado)

             )
      ss.

    COUNTY
      OF El Paso)

    

    

    The
      foregoing instrument was acknowledged before me on the 30 day of June
2005,
      by Larry
      Hannappel as CFO of WMCK Acquisition Corp., a Delaware corporation.

    

    WITNESS
      my hand and official seal. 

    

    /s/
      Amanda M Bengtson

    (Notary
      Seal)    Notary
      Public

    My
      commission expires:

                                        7/27/2008

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

      Exhibit
        I

      

      Legal
        Description

      

      Lot
        15,
        Block 21 in
        Fremont,
        (now
        known as
        Cripple
        Creek),
        Teller
        County,
        Colorado, also known as 220 East Bennett Ave., Cripple Creek,
        Colorado
        80813.

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