Document:

Exhibit 10.6

 

LOAN AGREEMENT AND PROMISSORY NOTE

 

THIS LOAN AGREEMENT AND PROMISSORY NOTE (the “Note”), is
made this 1st day of February, 2022, by and among Mr. Dwight Witmer (hereinafter, known as “LENDER”) and LAMY, a Corporation
organized under the laws of the State of Wyoming (hereinafter, known as “BORROWER”).  BORROWER and LENDER shall collectively
be known herein as “the Parties”.  In determining the rights and duties of the Parties under this Loan Agreement, the
entire document must be read as a whole.

 

PROMISSORY NOTE

 

FOR VALUE RECEIVED, BORROWER promises to repay to the order of LENDER,
the sum of $10,000.00 dollars together with interest thereon at a rate of 10 percent (%) per annum.

 

ADDITIONAL LOAN TERMS

 

The BORROWER and LENDER, hereby further set forth their rights and
obligations to one another under this Loan Agreement and Promissory Note and agree to be legal bound as follows:

 

A.

Principal Loan Amount $10,000.00

 

B.

Loan Repayment Terms.

BORROWER will make payment(s) to LENDER in three (3) separate payments
according to the following schedule:

 

1.

$3,000.00 on or before July 1, 2023,

2.

$3,000.00 on or before July 1, 2024,

3.

$4,000.00 on or before July 1, 2025,  

4.

The interest amount is expected to be at $3,000;
due with the final payment thereto.  

 

C.

 Collateral.

This loan is unsecured.

 

D.

Method of Loan Payment.

The BORROWER shall make all payments called for under this loan agreement
by sending check or other modern method of payment, payable to Mr. Dwight Witmer.

 

 

 

 

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E.

 Default.

The occurrence of any of the following events shall constitute a Default
by the BORROWER of the terms of this loan agreement and promissory note:

 

1)

BORROWER’S failure to pay any amount due
as principal or interest on the date required under this loan agreement.

 

2)

BORROWER seeks an order of relief under the Federal
Bankruptcy laws.

 

3)

A federal tax lien is filed against the assets
of BORROWER.

 

F.

Additional Provisions Regarding Default.

 

1)

Addressee and Address to which LENDER is to give BORROWER written
notice of default:

 

442 5th Avenue, 1683 Manhattan, NY 10018

 

If BORROWER gives written notice to LENDER that a different address
shall be used, LENDER shall use that address for giving notice of default (or any other notice called for herein) to BORROWER.

 

2)

Cure of Default.  Upon default, LENDER
shall give BORROWER written notice of default.  Mailing of written notice by LENDER to BORROWER via U.K. or U.S. Postal Service Certified
Mail shall constitute prima facie evidence of delivery.  BORROWER shall have 15 days after receipt of written notice of default from
LENDER to cure said default.  In the case of default due solely to BORROWER’S failure to make timely payment as called for
in this loan agreement, BORROWER may cure the default by either:  (i) making full payment of any principal and accrued interest (including
interest on these amounts) whose payment to LENDER is overdue under the loan agreement and, also, the late-payment penalty described below.

 

3)

Penalty for Late Payment.  There shall
also be imposed upon BORROWER a 2% penalty for any late payment computed upon the amount of any principal and accrued interest
whose payment to LENDER is overdue under this loan agreement and for which LENDE has delivered a notice of default to BORROWER.

 

4)

Indemnification of Attorneys Fees and Out-of-Pocket
Costs.  Should any party materially breach this agreement, the non-breaching party shall be indemnified by the breaching party
for its reasonable attorneys fees and out-of-pocket costs which in any way relate to, or were precipitated by, the breach of this agreement.
 The term “out-of-pocket costs”, as used herein, shall not include lost profits.  A default by BORROWER which
is not cured within 15 days after receiving a written notice of default from LENDER constitutes a material breach of this agreement by
BORROWER.

 

G.

Parties That Are Not Individuals.

If any Party to this agreement is other than an individual (i.e., a
corporation, a Limited Liability Company, a Partnership, or a Trust), said Party, and the individual signing on behalf of said Party,
hereby represents and warrants that all steps and actions have been taken under the entity’s governing instruments to authorize
the entry into this Loan Agreement.  Breach of any representation contained in this paragraph is considered a material breach of
the Loan Agreement.

 

 

 

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H.

 Integration.

This Agreement, including the attachments mentioned in the body as
incorporated by reference, sets forth the entire agreement between the Parties with regard to the subject matter hereof.  All prior
agreements, representations and warranties, express or implied, oral or written, with respect to the subject matter hereof, are superseded
by this agreement.  This is an integrated agreement.

 

I.

 Severability.

In the event any provision of this Agreement is deemed to be void,
invalid, or unenforceable, that provision shall be severed from the remainder of this Agreement so as not to cause the invalidity or unenforceability
of the remainder of this Agreement.  All remaining provisions of this Agreement shall then continue in full force and effect.  If
any provision shall be deemed invalid due to its scope or breadth, such provision shall be deemed valid to the extent of the scope and
breadth permitted by law.

 

J.

 Modification.

Except as otherwise provided in this document, this agreement may be
modified, superseded, or voided only upon the written and signed agreement of the Parties.  Further, the physical destruction
or loss of this document shall not be construed as a modification or termination of the agreement contained herein.

 

K.

Exclusive Jurisdiction for Suit in Case of
Breach.

The Parties, by entering into this agreement, submit to jurisdiction
in State of Wyoming for adjudication of any disputes and/or claims between the Parties under this agreement.

 

L.

State Law.

This Agreement shall be interpreted under, and governed by, the laws
of the State of Wyoming.

 

IN WITNESS WHEREOF and acknowledging acceptance and agreement of the foregoing, BORROWER and LENDER affix their signatures hereto.

 

BORROWER:

 

/s/Dwight Witmer, CEO

LAMY

 

 

LENDER:

 

/s/ Dwight Witmer

Dated: February 1, 2022

 

 

 

 

 

 

    	 	3Exhibit 10.7

 

Subscription Agreement 

 

The undersigned investor (“Investor”),
by signing this Agreement, will Purchase the number of shares of stock in L A M Y (“Issuer”) indicated below (the
“Shares”), at a purchase price of $0. 01 per share (the “Offering Price”).

 

To purchase the Shares, please do the following:

 

¥ Read and understand this Agreement.

¥ If you agree with and agree to be bound by
this Agreement, Complete and sigh this Agreement below.

¥ Send a money transfer, check or wire to L
A M Y in the amount of the Number of Shares multiplied by the Offering Price.

¥ Give or send the completed and signed Agreement
to Issuer.

 

1. Commitment to Purchase. Investor understands that, once this Agreement
is signed by Investor and Issuer, Investor will be irrevocably obligated to purchase the Shares and to pay Issuer the purchase price
indicated below.

 

2. High-Risk Undertaking. Investor understands that Issuer is a high-risk
undertaking and that there is no guarantee that Investor will receive back Investor’s investment in the Shares or any return on such
investment.

 

3. Ability to Withstand Loss. Investor represents to Issuer that Investor
is Able to withstand the complete loss of Investor`s investment in the Shares without undue financial hardship or significant change
in Investor`s present or planed lifestyles due to financial hardship.

 

4. Sufficient Information. Investor represents to Issuer that Investor
understands Issuer`s business plans, business history, competitive position and capital structure, and that all Investor`s questions
concerning these matters have been answered to Investor`s satisfaction.

 

5. Ability to Assess Investment. Investor represents to Issuer that
Investor together with any necessary assistance from persons not affiliated with Issuer, has the ability to understand and assess the
risk involved in an investment in Issuer.

 

6. Issuer's Right to Refuse. Investor understands that Issuer, until
it signs this Agreement below, has the right to refuse Investor's purchase of the Shares if Issuer reasonably determines that an investment
in Issuer would not be suitable for Investor.

7. Any Other Representations Superseded. Any representations or promises made by any person that contradict the provisions of this Agreement
have not been authorized by Issuer and cannot be relied upon by Investor.

 

IN WITNESS WHEREOF, the parties have executed
this Agreement by their signature or the signature of their duly authorized representatives below.

 

	ISSUER:	INVESTOR:
	 	Number of Shares subscribed
	Printed name: _________________	for: _________________
	 	 
	Title: _________________	 
	 	 
	Signed: _________________	 
	 	Total
Subscription Price: 
	 	$_________________
	 	 
	 	Investor Name: _________________
	 	 
	 	Signature: _________________

 

Dated:  _________________

 

 

    	 	1Exhibit 10.46

 

Extension
No. 3 TO CONVERTIBLE PROMISSORY NOTE

 

This Extension No. 3 (this
“Extension”) to the Convertible Promissory Note, issued July 29, 2020 (the “Issuance Date”), as
amended, in the principal amount of $100,000, is by and between IIOT-OXYS, Inc., a Nevada corporation (the “Borrower”),
on the one hand, and GHS Investments LLC, a Nevada limited liability company (the “Holder”), on the other hand. The
Borrower and the Holder will be referred to individually as a “Party” and collectively as the “Parties.”
Any capitalized terms not defined in this Extension will have the meaning set forth in the Convertible Promissory Note issued July 29,
2020, as amended, issued to the Holder by the Borrower (the “Note”), attached hereto as Exhibit A.

 

RECITALS

 

WHEREAS, on July 29,
2020, the Borrower issued to the Holder the Note in the principal amount of $100,000 (the “Principal Amount”);

 

WHEREAS, on April 29,
2021, the Borrower and the Holder entered into Extension No. 1 to the Convertible Promissory Note extending the maturity date to October
29, 2021;

 

WHEREAS, on November
4, 2021, the Borrower and the Holder entered into Extension No. 2 to the Convertible Promissory Note extending the maturity date to April
29, 2022 (the “Maturity Date”);

 

WHEREAS, the Parties
wish to amend the Note to extend the Maturity Date to April 29, 2023.

 

THEREFORE, in consideration
of the foregoing recitals, mutual covenants contained herein, and other good and valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, the Parties agree as set forth below.

 

AGREEMENT

 

1.                  
Extended Maturity Date. Pursuant to 4.3 of the Note, the definition of “Maturity Date” in the Note shall
be April 29, 2023.

 

2.                  
Waiver of Prior Defaults. Upon entering into this Extension, the Holder hereby waives all Events of Default, known or
unknown to the Holder, by Borrower prior to the Effective Date.

 

3.                  
No Other Changes. Except as extended hereby, the Note will continue to be, and will remain, in full force and effect.
Except as provided herein, this Extension will not be deemed (i) to be a waiver of, or consent to, or a modification or amendment of,
any other term or condition of the Note or (ii) to prejudice any right or rights which the Parties may now have or may have in the future
under or in connection with the Note or any of the instruments or agreements referred to therein, as the same may be amended, restated,
supplemented or otherwise modified from time to time.

 

4.                  
Authority; Binding on Successors. The Parties represent that they each have the authority to enter into this Extension.
This Extension will be binding on, and will inure to the benefit of, the Parties to it and their respective heirs, legal representatives,
successors, and assigns.

 

5.                  
Governing Law and Venue. This Extension and the rights and duties of the Parties hereto will be construed and determined
in accordance with the terms of the Note.

 

 

 

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6.                  
Incorporation by Reference. The terms of the Note, except as amended by this Extension, are incorporated herein by reference
and will form a part of this Extension as if set forth herein in their entirety.

 

7.                  
Counterparts; Facsimile Execution. This Extension may be executed in any number of counterparts and all such counterparts
taken together will be deemed to constitute one instrument. Delivery of an executed counterpart of this Extension by facsimile or email
will be equally as effective as delivery of a manually executed counterpart of this Extension.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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IN WITNESS WHEREOF,
each of the undersigned has executed this Extension the respective day and year set forth below:

 

	BORROWER:	IIOT-OXYS, Inc.
	 	 	 
	 	 	 
	Date:  April 29, 2022	By	/s/ Clifford L. Emmons
	 	 	Clifford L. Emmons, CEO
	 	 	 
	HOLDER:	 
	 	 	 
	 	 	 
	Date:  April 29, 2022	By	/s/ Sarfraz Hajee
	 	 	Sarfraz Hajee, Member 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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EXHIBIT A

 

Convertible Promissory Note issued July 29, 2020

 

[See Attached]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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