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Exhibit 10.28    
  

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	CERTAIN
INFORMATION ON THIS PAGE HAS BEEN OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO A REQUEST FOR AN ORDER
GRANTING CONFIDENTIAL TREATMENT OF SUCH INFORMATION IN ACCORDANCE WITH RULE 24b-2 PROMULGATED UNDER THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED. 

 
  AGREEMENT
  BETWEEN
  RISKWISE, L.L.C. AND
  US SEARCH.COM INC.    
  

    The Effective Date of this AGREEMENT is March 1, 2001 by and between RiskWise, L.L.C. with offices at 1010 West St. Germain Street, Suite 300, St.
Cloud, MN 56301 ("RiskWise") and US SEARCH.com Inc, with a principal place of business at 5401 Beethoven Street, Los Angeles, CA, 90066 ("US Search"); 

	A.
	RiskWise
provides a variety of computer based information, verification, and fraud detection services and products to its customers ("RiskWise Information Services"); and

	B.
	US
Search has a need to use a variety of information services in its business processes on its own behalf and on behalf of its clients; and

	C.
	RiskWise
is willing to make the RiskWise Information Services available to US Search for use by US Search and clients of US Search under the terms and subject to the conditions set
forth herein; and

	D.
	RiskWise
and US Search now desire to enter into an agreement ("Agreement") for RiskWise to provide the information services outlined below. 

    THEREFORE,
in consideration of the mutual promises and covenants set forth herein, and for good and valuable consideration, the sufficiency of which are hereby acknowledged, the
parties intend to be legally bound and do hereby agree as follows: 

I.  SERVICES TO BE PROVIDED:  

 A.  Description of Services.  

    During the term of this Agreement, RiskWise will provide a variety of information services, including but not limited to the RiskWise Information Services. The
RiskWise Information Services will be provided consistent with Exhibits A, D, and E attached hereto and incorporated by reference. US Search or its client(s) will pass an electronic information file
to RiskWise on an as needed basis which may contain ***. Upon receipt of information from US Search, RiskWise will automatically process the information and provide the services that correspond to the
RiskWise service request code submitted by US Search. RiskWise will provide US Search with the service request codes associated with the RiskWise Information Services upon execution of this Agreement
and will promptly provide US Search with any modifications thereto as may become available from time to time. 

 B.  Grant of License.  

    RiskWise hereby grants to US Search a non-exclusive license to use the RiskWise Information Services as a merchant protecting against fraud in its
internal businesses and to externally market, distribute and sell the Licensed Services (as defined below) to actual and prospective clients of US Search as a stand alone product or in combination
with US Search's other products. RiskWise 

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acknowledges that US Search may sell such Licensed Services under either the RiskWise product name or a US Search product name, at US Search's discretion. US Search may store, maintain, collect or
otherwise use, which may include the creation of an output database, the output data returned to it or its customers pursuant to the Licensed Services for the sole purpose of internal reporting,
analysis and answering customer service related questions that may arise from the use of the Licensed Services. US Search is otherwise specifically prohibited from copying, storing, maintaining,
collecting, or otherwise using the output data returned to it or its customers pursuant to the Licensed Services for any other purpose. Unless otherwise agreed to in writing by RiskWise, such license
is subject to the restrictions contained in this Agreement, including, without limitation, the restrictions in Section II of this Agreement. 

    US
Search may market, sell and distribute the RiskWise Information Services listed in Exhibit A and enhanced and/or customized derivatives thereof and additions thereto created
by RiskWise (the "Licensed Services"). 

 C.  US Search Responsibilities.  

    US Search will have the following primary responsibilities related to this Agreement: 

	1)
	***.

	2)
	***.

	3)
	Printing
or reproduction of any sales collateral materials.

	4)
	Meet
monthly with key representatives of RiskWise.

	5)
	Quarterly
review of product offering and pricing tiers. 

 D.  RiskWise Responsibilities.  

    RiskWise will have the following responsibilities related to this Agreement: 

	1)
	Product
delivery to US Search.

	2)
	Meeting
the service level specifications defined by RiskWise and agreed to by US Search as referenced in Exhibit D.

	3)
	Provide
sales training, consultative support in the development of sales collateral materials, and sales support as further defined in Exhibit E attached.

	4)
	Meet
monthly with key representatives of US Search.

	5)
	Quarterly
review of product offering and pricing tiers.

	6)
	RiskWise,
at no additional expense to US Search, will use commercially reasonable efforts to acquire and incorporate ***, as identified in the Licensed Services stated in
Exhibit A into the products and services available to US Search on or before June 30, 2001.

	7)
	RiskWise,
at no additional expense to US Search, will use commercially reasonable efforts to acquire and incorporate *** into the products and services available to US Search on of
before June 30, 2001. ***. 

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II.  PRODUCT LIMITATIONS.  

 A.  Direct Marketing Industry.  

    1. Due to RiskWise's obligations arising out of a separate agreement and subsequent litigation with an undisclosed third party (herein "Supplier"), the details
of which US Search has not been advised of, US Search and its customers are prohibited from marketing, selling, distributing or licensing any RiskWise Information Services in the Direct Marketing
Industry as either noted in Exhibit B or as a result of a Direct Marketing Determination as herein defined.. For purposes of this Agreement, the Direct Marketing Industry means companies that
sell a substantial portion of their products or services through catalogs, mail order, print advertisements, circulars, telemarketing and/or television (including by means of infomercials and special
programming) permitting direct response from customers via mail, telephone or otherwise. For purposes of this Agreement, the parties agree that each of the companies listed on Exhibit B are
companies in the Direct Marketing Industry. The determination of whether any other company is in the Direct Marketing Industry ("Direct Marketing Determination") shall be made if: (a) RiskWise
in consultation with Supplier determines if the company meets the Direct Marketing Definition; (b) if the company does fall within the Direct Marketing definition then RiskWise shall request a
waiver on US Search's behalf that would allow US Search to continue its marketing and/or sales efforts with the company in question ("Waiver"); (c) RiskWise shall use reasonable efforts to
secure the Waiver from Supplier; and (d) If after Supplier considers the request for a Waiver and, still determines that the company is a Direct Marketer then the decision shall be final and
binding on US Search and its customers for purposes of this Agreement. RiskWise shall use reasonable efforts to obtain the Direct Marketing Determination within ten (10) business days. 

    2.
RiskWise will, within three (3) business days of learning that US Search is marketing to a Direct Marketing company not named in Exhibit B, notify US Search that said
company is considered a company within the Direct Marketing Industry after promptly getting a Direct Marketing Determination. US Search will cease further marketing efforts with that prospective
customer. 

    3.
US Search acknowledges and agrees that upon thirty (30) days' written notice to US Search, RiskWise is entitled to discontinue the provision of Licensed Services to any
customer of US Search that subsequent to the implementation of the Licensed Services, receives a Direct Marketing Determination. 

    4.
If in US Search's sole discretion this Direct Marketing Industry limitation becomes too restrictive the parties agree that US Search shall have the option to either negotiate a
mutually agreeable reduction in the Advance Monthly Minimum payments referred to in Section III herein or cancel this Agreement upon thirty (30) days written notice. For purposes of this
section, US Search agrees that the list stated in Exhibit B is not considered restrictive, however, if RiskWise designates a company, other than the companies disclosed on Exhibit B, as
a company in the Direct Marketing Industry then US Search may terminate this Agreement upon thirty (30) days written notice to RiskWise. 

 B.  Sales to Consumers.  

    US Search agrees that it will not, and will prohibit its customers from, selling the RiskWise Information Services directly or indirectly to individual
consumers. RiskWise agrees that the RiskWise Information Services may be sold to businesses or in conjunction with a transaction taking place on/in an auction or exchange business setting, or the
like, to a consumer who will use the RiskWise Information Services to prevent fraud, or to verify applicant data. 

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 C.  Pre-Employment Screening.  

    US Search understands and agrees that neither it nor any of its customers will use any of the RiskWise Information Services for pre-employment
screening purposes. 

 D.  Sales to Resellers.  

    US Search understands and agrees that it will not sell any of the RiskWise Information Services to any reseller. A reseller is defined as a customer who, for
monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in the practice of creating, assembling, evaluating, or providing information, either directly or as a supplier to others,
regarding at least two of the following items, which shall include but not be limited to: a person's social security number, mother's maiden name, current address, prior address, telephone number,
birth date, criminal history, history of civil actions, driving records, vehicle information, past employment history, social security information, income level, tax records or history of voter
registration. Companies that are considered resellers at the time this Agreement is executed include, for example, ***. 

 E.  Product Distribution.  

    1. For any customers where RiskWise (or one of its Affiliated Entities) has previously sold and is currently providing one or more specific RiskWise
Information Services, the customer will have an opportunity to receive such specific RiskWise Information Services by establishing an account with US Search, at US Search's sole discretion. In these
situations, RiskWise will be entitled to receive a payment from US Search equal to the higher of (i) the transaction price then in effect with such customer, or (ii) the transaction
price to which it would be entitled hereunder. For purposes of this Agreement, RiskWise Affiliated Entities means Lexis-Nexis, Peoplewise, and The National Fraud Center. RiskWise shall identify such
customer to US Search within three business days after it knows that US Search contacted a RiskWise customer. RiskWise will provide documentation corroborating current customer status and the
transaction prices in effect for the customer. 

    2.
Notwithstanding the aforementioned, US Search shall be free to market, sell and/or distribute the Licensed RiskWise Information Services that US Search is licensed to market,
distribute or sell, to such a customer, who is not currently receiving such RiskWise Information Services directly from RiskWise or one of its named Affiliates, at such prices as are consistent with
Exhibit C attached hereto or as otherwise agreed in writing by the parties. 

 F.  Competing Products and Product Development.  

    1. Except as set forth below, during the term of this Agreement, US Search agrees not to outsource development of new products and sell those products that are
substantially similar in process and compete with the products listed in Exhibit A unless and until US Search has paid the Aggregate Minimum as herein defined below. For purposes of this
Agreement, "process" shall mean the overall manner in which an end result is produced. In the event that US Search desires to outsource development of a product or products that are substantially
similar in process and would compete with the products listed in Exhibit A, US Search shall present such development opportunity to RiskWise. RiskWise shall have twenty (20) calendar
days to elect to assist US Search in developing such a product and present a bid consisting of a scope of work and development fee. If the bid is consistent with the proposed development project and
commercially reasonable in price, the parties will then enter into a separate contract that will cover the development of the new product(s). If either (i) RiskWise does not elect to assist in
the development of such product or products within the twenty (20) calendar days, or (ii) RiskWise's proposed development fee is not commercially reasonable for a development project of 

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the scope proposed, then US Search shall be free to outsource such development projects, provided, however, that US Search shall be required to continue to offer the Licensed Services to its
customers. For purposes of the Agreement, RiskWise's proposed development fee will be deemed to be commercially reasonable, unless US Search is able to obtain a competing bid for the services that is
ten (10) percent or more lower than RiskWise's proposed fee. 

    Notwithstanding
the aforementioned, the following provisions shall apply: 

    a)
US Search shall be free to produce, directly or in concert with others, and/or sell any products that are similar in process and compete with the Licensed Services, if said
product(s) is for a company that is defined as a Direct Marketing Industry company or for any other company that US Search is restricted from doing business with under this Agreement. 

    b)
US Search shall be free to develop and sell products that incorporate foreign/ international data from any and all sources available to it. 

 G.  Miscellaneous Restrictions.  

    US Search agrees that it will use the RiskWise Information Services in accordance with the following: 

    1.
US Search may not copy, secure, or claim ownership to any content included in the Licensed Services 

    2.
US Search agrees that it will enter into a written user agreement with its customers in the form of Exhibit F hereto (or such other form as is approved by RiskWise in
advance) before making the RiskWise Information Services available to such customer. 

III. FEES AND PRICES. 

	A.
	US Search and RiskWise agree to split the net revenues attributable to only the Licensed Services delivered through the US Search
processing platforms (Net Revenue) on a *** US Search- *** RiskWise basis. If any customer requests the delivery of a product or service sold directly by RiskWise and/or Lexis-Nexis through the US
Search channel, the parties agree to negotiate in good faith an appropriate revenue split with respect to such transaction. For purposes of this section Net Revenue means the revenue received by US
Search from its customers on that portion of a sale that relates to the RiskWise Licensed Services. Under no circumstances, except as stated below, will RiskWise's share of the Net Revenue with
respect to any specific transaction be below its share of the minimum transaction price set forth on Exhibit C. Net Revenue specifically does not include (i) any refunds or chargebacks;
or (ii) revenue share payments that a customer of US Search is entitled on the sale of Licensed Services as long as RiskWise maintains its share of the minimum transaction price.

	B.
	US Search agrees that it will not sell any of the Licensed Services for any amount lower than the minimum transaction prices as shown
on Exhibit C, without prior written approval by RiskWise. Such approval will not be unreasonably withheld or delayed. Furthermore, in the event that US Search desires to provide the Licensed
Services together with other services ("Bundled Services"), US Search will give reasonable advance notice to RiskWise and the parties agree to negotiate in good faith the appropriate share of the
Bundled Services price attributed to the Licensed Services.

	C.
	US Search agrees to pay the advance monthly minimum payment as shown in Exhibit C (herein "Advance Monthly Minimum"). On an
ongoing basis, RiskWise agrees to give US 

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Search
a credit against RiskWise's future revenue share if the Advance Monthly Minimum payment made in a given month exceeds RiskWise's revenue share for that month. US Search's credit shall be equal
to the difference between the Advance Monthly Minimum paid and RiskWise's revenue share for that month. Once US Search recoups its accumulated credit, RiskWise will receive the portion of its revenue
share that is greater than the Advance Monthly Minimum for that month, if any. The Advance Monthly Minimum payments shall begin on the Effective Date and shall continue for the term of the Agreement,
unless and until the aggregate amount of the transaction revenue actually received by RiskWise from US Search equals or exceeds *** (the "Aggregate Minimum"). For purposes of determining whether the
actual transactional revenue has exceeded either the Advance Monthly Minimum or the Aggregate Minimum, as the case may be, transaction fees from both the Licensed Services as well as transaction fees
from products that are jointly developed in the future by the parties
and sold by US Search, if any, shall be taken into account. In the event either party terminates this Agreement RiskWise shall be entitled to keep any Advance Monthly Minimum payments that had been
credited against US Search's future Advance Monthly Minimums but not applied. In the event that this Agreement expires and US Search's total Advance Monthly Minimum payments exceed RiskWise's total
revenue share then RiskWise will credit this amount against future services until this credit is recouped. This Agreement will remain in full force and effect under the same terms and conditions until
US Search's credit is recouped 

	D.
	Concurrent with the execution of this Agreement, US Search agrees to pay to RiskWise *** in advance as compensation for personnel
cost, and, to the extent authorized by US Search in advance, airfare, lodging, and meal expenses directly related to RiskWise's support of the US Search sales initiatives and technical integration
(the "Advance Payment"). RiskWise shall draw down upon these funds as may be necessary to support US Search in the marketing, distribution and sales of the Licensed Services (the "Support Services").
Exhibit E outlines RiskWise's Support Services obligation during the term of the Agreement. Upon exhausting the Advance Payment, the parties will determine support for the remainder of the
Agreement. RiskWise agrees to provide US Search a monthly detailed report of expenditures accounting for the Advance Payment beginning five (5) days after the Effective Date of this Agreement
and on the 5th day of each month thereafter. US Search acknowledges that RiskWise has already commenced support services on US Search's behalf, and that as of the date hereof, *** of the
Advance Payment has been utilized. As part of RiskWise's initial sales support, RiskWise will provide validation testing with respect to certain records submitted by US Search. US Search will pay
RiskWise its revenue share of the minimum transaction price with respect to all records run for validation testing. Such fees may be paid by US Search by drawing against the Advance Payment.

	E.
	US Search will provide a detailed schedule monthly to RiskWise supporting the revenue share payment. Such schedule, together with the
revenue share payment, shall be delivered to RiskWise within thirty (30) days after the close of each month. The schedule will at a minimum include US Search's customer name, product sold,
price and transaction volume. Failure to make the Minimum Advance Monthly payment when due shall be deemed a material breach of this Agreement. With respect to any products sold by RiskWise or one of
its Affiliates and delivered through the US Search channel, RiskWise will remit to US Search, within thirty (30) days after the close of each month, its revenue share payment. 

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IV. WARRANTIES AND RESPONSIBILITIES OF THE PARTIES.  

	A.
	RiskWise warrants that it will at all times (a) comply with all applicable laws then in effect, while performing the services
set forth in this Agreement; (b) obtain all necessary consents and authorizations prior to providing any services; (c) ensure that none of the services will infringe on the proprietary
or ownership rights of any party; and (d) maintain the personnel, equipment and data necessary to accomplish the services and provide the products contemplated hereunder; (e) RiskWise is
the legal and beneficial holder of all patent, copyright, proprietary and all other rights, titles and interests in or to the RiskWise Information Services, subject to no liens, encumbrances or
third-party claims, and RiskWise's grant of rights, including but not limited to the sale of the RiskWise Information Services to US Search and its customers does not violate any Laws or any
third-party rights.

	B.
	RiskWise shall use its reasonable efforts to ensure that its information services are provided timely and are current, accurate and
complete. Notwithstanding the foregoing, neither RiskWise nor any third party data provider makes any warranties of any type regarding the accuracy of the information services.

	C.
	US Search warrants that it will at all times (a) comply with all applicable laws then in effect, while utilizing Licensed
Services; and (b) obtain all necessary consents and authorizations prior to utilizing the Licensed Services. 

V.  CHANGES IN LAW.  

    If, as a result of any change in applicable law, order or ruling of any judicial or administrative body, or a change in the terms under which information or
data is provided to RiskWise by any third party data provider, either party believes in good faith that this Agreement cannot be performed as written without violating applicable law or the
requirements of any contract with a third party data provider, the parties agree to negotiate in good faith in an attempt to modify this Agreement to the extent necessary to assure that the parties
will be in compliance with the requirements of applicable law or such contract. In addition, without limiting either party's rights under the immediately preceding sentence, in the event that
(a) the parties are unable to negotiate a modification to this Agreement pursuant to this paragraph V. or (b) any state or federal agency or any third party data provider asserts
that activity by the parties hereto violates applicable law or any such contract respectively, either party shall have the right, following written notice to the other party, to terminate this
Agreement immediately, without penalty, financial obligation, or liability of any kind to the other party or any individual, in such cases, each party shall remain liable to the other for payment with
respect to all services provided prior to the effective date of such termination. 

VI. UPDATES.  

	A.
	RiskWise will inform US Search in writing a minimum of sixty (60) days in advance when updates to the Non-FCRA
Products become generally available to RiskWise customers. At the same time, RiskWise will notify US Search in writing of any and all changes made to delivery specifications. US Search agrees that it
will prepare for, and implement, the RiskWise changes to delivery specifications within one hundred twenty (120) days after written notification of the changes from RiskWise or in a time frame
agreed to in writing by RiskWise. RiskWise shall also notify US Search of new products which are generally available to RiskWise customers when such new products generally become available to RiskWise
customers. Such products may include, for example, supplemental or enhanced verification/authentication services. Both 

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parties
will use reasonable efforts to mutually determine the terms under which the updates or new products will be made available to US Search taking into consideration any contractual or legal
factor that may prohibit RiskWise from providing such enhancements or new products to US Search. 

	B.
	This Section VI shall have no effect whatsoever on products that shall be customized or otherwise developed for US Search. The
parties agree to work together to establish reasonable time frames within which to implement the integration of products customized for US Search. 

VII. SERVICE LEVEL.  

    RiskWise will adhere to the service levels in the Technical Service and Support Specifications Agreement attached as Exhibit D. In the event US Search
believes RiskWise has failed to meet such Technical Service and Support Specifications, it shall give RiskWise written notice of such alleged breach setting forth in sufficient detail the specifics of
such alleged breach. RiskWise shall have thirty (30) days to cure such breach. If RiskWise fails to cure such breach within such thirty (30) days period, US Search may terminate this
Agreement. 

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   VIII.  INSURANCE.  

    Each party shall at all times during the term of this Agreement maintain general comprehensive liability insurance and personal injury liability insurance
(errors and omissions) in aggregate limits of no less than $1,000,000 and automobile and workers compensation insurance, in aggregates required by law, to insure against accidents and negligent acts
of such party and its employees, that results in injuries to third parties. 

IX.  TERM AND TERMINATION.  

	A.
	This Agreement shall be effective as of the date it is signed by both parties and noted in the preamble (herein the "Effective Date")
and shall continue for a period of three (3) years (the "Initial Term"). Thereafter, unless terminated in writing by either party at least one hundred and eighty (180) days prior to the
end of the Initial Term (or any Renewal Term (as defined below)), this Agreement will continue for successive terms of one year (each such successive term is a "Renewal Term").

	B.
	Either party may terminate this Agreement at any time for breach by the other party upon providing written notice of termination.
Each party shall be provided a cure period of thirty (30) days after receipt of written notice of breach, to cure the breach. Breach of this Agreement by either party includes, without
limitation, the following circumstances: (a) failure to perform any material obligation hereunder that remains uncured after thirty (30) days prior written notice; (b) the
admission in writing of the inability to pay debts generally as they become due or the taking of any corporate action tantamount to such admission; (c) ceasing to do business as a going
concern; (d) making any assignment for the benefit of creditors.

	C.
	RiskWise may terminate this Agreement upon thirty (30) days written notice to US Search in the event that US Search undergoes
a change of control. For purposes of this section, a change of control with respect to US Search occurs if (i) more than 50% of the total voting power of the outstanding
securities of US Search are transferred to another party that is a Competitor (as herein defined below) of RiskWise, in a single, or related series, of transactions; (ii) US Search sells,
leases, exchanges or transfers more than 50% of its assets in a single transaction or through a series of related transactions to a Competitor of RiskWise; or (iii) US Search merges or
consolidates with another party that is a Competitor of RiskWise, with the effect that the equity holders immediately prior to such merger or consolidation hold less than 50% of the combined voting
power of the then outstanding securities of the surviving party of such merger or the party resulting from such consolidation. For the purpose of this Section IX(C) a Competitor shall be
defined as a rival business that performs substantially the same services as RiskWise or any of its Affiliates ("Competitor"). A change of control will not be deemed to occur solely as a result of US
Search transferring its shares or assets to a newly created entity controlled by the equity holders of US Search immediately prior to such transfer, or if US Search changes its name or forms an
Affiliated company controlled, directly or indirectly, by the equity holders of US Search immediately prior to such formation by US Search.

	D.
	US Search may terminate this Agreement upon thirty (30) days written notice to RiskWise in the event that RiskWise undergoes a
change of control. For purposes of this section, a change of control with respect to RiskWise occurs if (i) more than 50% of the total voting power of the outstanding securities of RiskWise are
transferred to another party that is a Competitor (as herein defined below) of US Search, in a single, or related series, of transactions; (ii) RiskWise sells, leases, exchanges or transfers
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transaction
or through a series of related transactions to a Competitor of US Search; or (iii) RiskWise merges or consolidates with another party that is a Competitor of US Search, with the
effect that the equity holders immediately prior to such merger or consolidation hold less than 50% of the combined voting power of the then outstanding securities of the surviving party of such
merger or the party resulting from such consolidation. For the purpose of this section IX(D) a Competitor shall be defined as a rival business that performs substantially the same services as
US Search or any of its Affiliates ("Competitor"). A change of control will not be deemed to occur solely as a result of RiskWise transferring its shares or assets to a newly created entity or to one
of its affiliated entities controlled directly or indirectly by Reed Elsivier PLC, or if RiskWise changes its name or forms an affiliated company controlled, directly or indirectly, by the equity
holders of RiskWise immediately prior to such formation by RiskWise. 

X.  CONFIDENTIALITY.  

	A.
	The term "Confidential Information," as used in this Agreement, shall include all proprietary, business, commercial, customer, or
financial information, including but not limited to this Agreement, whether or not it is appropriately marked as "Confidential" or "Proprietary" of RiskWise or its Affiliates or US Search or its
Affiliates, now in existence or hereafter created. To the extent allowed under the Law neither party may reveal Confidential Information belonging to the other party to any individual or entity not a
party to this Agreement without the express written consent of the non-disclosing party. Upon expiration or termination of this Agreement for any reason, the limited right to use the
Confidential Information granted by this Agreement shall immediately terminate, and neither party nor anyone permitted access by that party under this Agreement shall have any further right to use
Confidential Information belonging to the other party in any way. Upon the request of US Search, RiskWise agrees to delete from RiskWise's data storage any information provided by US Search, including
but not limited to US Search's files, and return or destroy all materials received from US Search. In the event that RiskWise destroys the materials, it will then provide US Search with written
notification that the materials were destroyed. Notwithstanding the foregoing, the term "Confidential Information" shall not include any portion of such information that is (a) in or enters the
public domain, other than by breach of this Agreement; (b) known to the receiving party at the time of first receipt, or thereafter becomes known to the receiving party without similar
restrictions from a source than a party to this Agreement or their respective Affiliates, as evidenced by written records; or (3) developed by the non-disclosing party independent
of any disclosure hereunder as evidenced by written records.

	B.
	Furthermore, RiskWise specifically agrees that US Search data and US Search customer data that are furnished under this agreement are
deemed to be Confidential Information and shall only be used in accordance with this Agreement and for no other purpose unless specifically agreed to in writing. RiskWise is specifically prohibited
from using any US Search Data or US Search customer data or any scores generated under this Agreement for any purpose other than the provision of the RiskWise Information Services to US Search and/or
its clients.

	C.
	The parties recognize that remedies at Law may not be sufficient to protect Confidential or Proprietary Information from disclosure,
therefore, either party may seek equitable relief or any other remedy allowed by a court of competent jurisdiction. 

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XI.  INDEMNIFICATION.  

	A.
	Each party agrees to mutually indemnify and hold each respective company, their Affiliates, officers, directors, employees and agents
harmless from any and all damages, costs and expenses, including reasonable attorney's fees, (collectively known as "Loss") that may arise from, or may be attributable to errors, omissions or fault of
the other party in performing the terms and conditions of this Agreement, except and to the extent that any such Loss arises from, or may be attributable to errors, omissions or fault of the party
seeking indemnification, including their Affiliates, officers, directors, employees and agents. Mutual indemnification will survive the termination of the Agreement.

	B.
	RiskWise agrees to indemnify and hold US Search, its Affiliates and clients, harmless from any and all damages, claims, costs and/or
expenses, including but not limited to attorney's fees and costs associated with litigation or alternative dispute resolution arising out of or related to any action or proceeding that may ensue
against US Search, its Affiliates and/or clients by the Supplier as result of any permitted selling, marketing or distributing the Licensed Services to a company that is designated a Direct Marketing
Company after the date hereof or any other damages, claims costs and/or expenses that may arise out of the pending litigation referred to in Section II(A). This provision shall survive the
termination or expiration of this Agreement. 

XII.  INDEPENDENT CONTRACTOR.  

    RiskWise shall perform the services as an independent contractor, and nothing contained in the Agreement or otherwise shall be deemed to create any employment,
partnership, or joint venture between RiskWise and US Search. RiskWise acknowledges that Services provided are solely within its control and neither RiskWise nor any of its employees will hold itself
out as anything but an independent contractor to US Search. 

XIII.  RIGHT TO AUDIT.  

    US Search agrees that RiskWise may, from time to time, upon ten (10) business days notice and during reasonable business hours, audit US Search with
respect to US Search's uses of the RiskWise Information or other data services provided hereunder to verify compliance with this Agreement, and US Search will reasonably cooperate in such audits. US
Search further agrees to cooperate in any audits of the US Search's practices using the RiskWise Information Services. US Search will require that its clients using the information generated by
RiskWise will cooperate with any audit of US Search's practices to the extent necessary. 

XIV.  FORCE MAJEURE.  

    In the event performance by either party under this Agreement is delayed by reason of fire, war, civil disobedience, strike, weather or any other cause beyond
that party's reasonable control, such delayed performance shall not be a default under this Agreement. 

XV.  GOVERNING LAW.  

    This Agreement and the obligations of the parties hereunder, shall be governed and interpreted in accordance with the laws of the state of Delaware in effect
from time to time during the term hereof. 

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XVI.  FINAL AGREEMENT/AMENDMENT.  

    This Agreement is the complete Agreement between the parties and supersedes any prior oral or written agreement concerning the subject matter (including,
without limitation, any confidentiality agreement entered into by the parties). If any provision of the Agreement is held invalid or unenforceable, the remaining provisions will remain in effect. The
Agreement may not be amended or assigned except in a writing signed by both parties. A waiver by either party of any of the terms and conditions of the Agreement in one or more instances will not
constitute a permanent waiver of the terms and conditions. 

XVII.  NOTICES.  

    Notices provided shall be in writing and sent by certified mail, return receipt requested. Notices to RiskWise will be sent to 1010 West St. Germain Street,
Suite 300, St. Cloud, MN 56301, Attention: Gordon O. Meyer. Notices to US Search will be sent to 5401 Beethoven Street, Los Angeles, CA 90066, Attention: Bernard May. 

XVIII.  SIGNING FEE.  

    RiskWise represents that no fees or any other compensation were paid to any employee of US SEARCH in consideration for entering into this Agreement. In the
event that RiskWise offers any sign on fee or any other compensation in consideration for entering into this Agreement, those fees will be paid directly to US SEARCH and not to its employees directly. 

XIV.  PUBLICITY AND USE OF NAME.  

    The parties will not make public announcements or press releases concerning this Agreement or the transactions contemplated hereby without the prior written
consent of the other party. 

	RISKWISE, L.L.C.	 	US Search.com Inc.
	

By: /s/ Gordon O. Meyer	
 	

By: /s/ Brent Cohen
	
	 	

	

Title: President	
 	

Title: Chief Executive Officer
	
	 	

	

Signature:	
 	

Signature:
	
	 	

	

Date:	
 	

Date:
	
	 	

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EXHIBIT A—LICENSED SERVICES    
  

***  

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Exhibit B    
  

***  

13

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 ***  

14

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 ***  

15

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Confidential

 
 ***  

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EXHIBIT C—PRICES AND FEES    
  

***  

 SALES SUPPORT  

Concurrent
with the execution of this Agreement, US Search agrees to pay the Advance Payment to RiskWise. RiskWise shall draw down upon these funds as may be necessary to support US Search.
Exhibit E outlines RiskWise's sales support obligation during the term of the Agreement. The parties will determine support in subsequent months. US Search is responsible for costs associated
with circuits or leased line charges that may be incurred at its end. 

PRODUCT DEVELOPMENT  

Custom
product development (requested by US Search) required of RiskWise would be subject to RiskWise's then existing model development fees. Furthermore, the parties shall separately contract for
custom product development projects. 

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EXHIBIT D—TECHNICAL SERVICE AND SUPPORT SPECIFICATIONS    
  

As
a part of the Agreement between RiskWise, L.L.C. ("RiskWise") and US Search.com Inc., ("US Search"), RiskWise and US Search agree to the following service support amendments. 

In
consideration of the mutual covenants herein contained, the parties hereby agree as follows: 

Section 1. DEFINITIONS  

The
following definitions apply to the service level text that follows beginning in Section 2. 

	1.1
	Data Services.  The application services described in the Agreement as including, but not limited to Information
Services offered to US Search by RiskWise.

	1.2
	Releases.  Any new version of the Data Services provided by RiskWise and/or any Software Update. Periodic Releases
include bug fixes, processing enhancements, and product enhancements.

	1.3
	Low Priority Incident.  A situation where there is no or little impact on US Search's business operations. Examples of
Low Priority incidents include reporting or questions about return data.

	1.4
	High Priority Incident.  A critical situation/failure caused by the Data Services such that US Search cannot conduct
business (i.e., transactions cannot be processed or connections cannot be established to RiskWise servers).

	1.5
	Support Hours.  Support hours for Low Priority Incidents are normal business hours on the days Monday through Friday,
excluding holidays as recognized by RiskWise. Support hours for High Priority Incidents are 24 hours a day, 7 days a week, 365 days a year.

	1.6
	Platform Support.  Platform Support includes US Search network diagnosis, US Search network repair, US Search network
configuration, third party software problem diagnosis, third party software configuration, third party software installation and third party software problem resolution. Platform Support is not
provided by RiskWise. 

Section 2. SCOPE OF SERVICES  

During
the Agreement, RiskWise shall render the following services in support of the Data Services provided to US Search. 

	2.1
	RiskWise Contact Information.  RiskWise shall allow US Search to report Data Services problems via telephone,
e-mail, and cell phone to seek assistance from RiskWise. US Search and RiskWise agree that e-mail will generally be used for low priority incidents and requests and that
telephone and cellular phones will be used for high priority incidents. Refer to Page 10 for contact names, phone numbers, and e-mail addresses to facilitate escalation procedures by
RiskWise or US Search. 

US
Search should expect that e-mails and telephone calls to RiskWise are generally handled during the course of RiskWise's normal business hours 8:30 a.m. to 5:00 p.m.
Central Standard Time for low and high priority incidents. Contact via cell phone can also take place during normal business hours or at any other time for a high priority incident. 

	2.2
	RiskWise Response Terms.  RiskWise shall respond to Low Priority Incidents as quickly as possible within two business
days after notification via e-mail or telephone call to RiskWise. 

RiskWise
will respond to High Priority Incidents within one hour after speaking with a RiskWise contact person (no voice mail). Further definition of RiskWise's response to these various priorities is
listed below. 

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Low Priority Incidents.  RiskWise will respond to US Search within two business days or a mutually agreed upon timeframe by RiskWise and
US Search, with the status and timing of the applicable resolution for Low Priority Incidents. 

High Priority Incidents.  RiskWise will immediately begin an investigation to identify the service problem and make every reasonable
attempt to provide a resolution or an operational workaround within 4 hours. The 4-hour timeframe is not a guaranteed timeframe and the actual time will be based on the actual
circumstances of the incident. 

	2.3
	Incident Report and Communication.  RiskWise will maintain a report containing all incidents opened by US Search. The
report will include the priority level, date and time incident was reported by US Search, date and time that RiskWise responded, step(s) taken by RiskWise including status updates to US Search, and
date of final resolution.

	2.4
	System Availability.  RiskWise will guarantee 99.5% system availability as it relates to RiskWise's application and
network during any thirty (30) day period. RiskWise will not be responsible for failures that are out of RiskWise's control such as communication circuit outage, natural disasters, etc.

	2.5
	Response Time.  Average response time (between submission of input and receipt by US Search of output) per
transmission submitted should be less than or equal to three (3) seconds, as measured over the total number of transactions sent to RiskWise via a dedicated line or frame relay circuit during
any thirty (30) day period.

	2.6
	Network Support.  In Providing Circuit Setup RisklWise will 

Section 3. US SEARCH REQUIREMENTS  

	3.1
	US Search Contact Information.  US Search agrees to designate one primary contact person and a minimum of two
alternate contact personnel to communicate with RiskWise regarding support issues. US Search shall provide all contact information to RiskWise and US Search will notify RiskWise of any changes in this
information. Contact information shall include full names, phone numbers, and email addresses and shall be sent to RiskWise via email (support@risk-wise.com).

	3.2
	US Search Notification Terms.  US Search agrees to notify RiskWise of changes to US Search system that may impact the
Data Services. US Search shall be solely responsible for such changes that have a negative impact on the Data Services and RiskWise support personnel. US Search agrees to document in writing the
nature of the incident with sample accounts, etc. to assist RiskWise in problem resolution.

	3.3
	Network Support.  US Search in providing circuit set up will establish, pay for, and maintain connection loops between
US Search and Circuit Provider (Sprint, AT&T, MCI WorldComm) and with RiskWise's assistance establish, pay for and maintain connection loops between RiskWise and Circuit Provider (Sprint, AT&T, MCI
WorldComm). 

Technical Support:  

A.  During Business Hours (Monday - Friday 8:00 am CST to 5:00pm CST):  

	1.
	Help
Desk *** or ***—Ask for Help Desk

	2.
	Dedicated
Technical Support Line ***.

	3.
	Jon
Moog's Direct Line ***. 

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	4.
	Greg
Neeser's Direct Line ***. 

B.  During Off Hours:  

	1.
	Dedicated
Technical Support Line ***.

	2.
	Jon
Moog's Direct Line ***.

	3.
	Greg
Neeser's cell phone ***. 

C.  Lower Priority Support:  

    e-mail Greg Neeser at *** 

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Exhibit E—Sales Support    
  

	1.
	Marketing Materials—RiskWise agrees to provide consultation and feedback in the creation of sales brochures and marketing
materials in support of US Searches' marketing of the RiskWise Information Services. 

This
will include PowerPoint presentations that define the product offerings and underscore the value to the customer. RiskWise will also consult with US Search in developing product collateral
materials in support of the US Search sales organization. 

	2.
	Sales Training—RiskWise agrees to provide sales training to the US Search sales organization in support of sales of the
RiskWise Information Services. 

The
sales training will be conducted at US Searches offices in Los Angeles, California at a date and time mutually agreeable to the parties. Training of the US Search sales organization will include
the following objectives: 

	A.
	An
understanding of the product offerings.

	B.
	"Walk
through" of a typical sales call.

	C.
	Frequently
asked questions and answers. 

	3.
	Sales Support—RiskWise agrees to provide sales consultants in support of the US Search sales organization's sales of the
RiskWise Information Services. 

Upon
seven days advance notice from US Search RiskWise will assign a RiskWise Sales Consultant to the US Search sales organization in support of a presentation of the RiskWise Information Services to
a prospective customer. 

During
normal business hours the RiskWise sales support team may be reached as identified below. 

During Business Hours (Monday - Friday 8:00 a.m. CST to 5:00 p.m. CST):

Account
Management ***. 

-Sheri
Baker 

Sales
Consultants ***. 

-Pat
Murn and Todd Ampe 

The
resources that will provide on-going support to the US Search relationship include: 

	

Gordy Meyer

Mark Doman

Kevin Fox

Pat Murn

Greg Neeser

Greg Cruze

Karen Fuchs	
 	

Chris Stoeckel

Todd Ampe

Sheri Baker

Rob Poganski

Nancy Deaton

Jon Moog

Dave Gilmore

RiskWise
reserves the right, without notice, to add or delete any specific resources dedicated to the US Search relationship, provided that the overall level of support is not diminished. 

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EXHIBIT F—Sample SubAgreement
  
    AGREEMENT
  BETWEEN
  RISKWISE, L.L.C. AND
        
  

    THIS
AGREEMENT is made effective as of            ,      and is by and between RiskWise, L.L.C. with offices at 1010 West St. Germain Street, Suite 300, St. Cloud,
MN 56301 ("RiskWise") and            with a principal place of business at            ("Client"); 

	1.
	RiskWise
provides a variety of information services; and

	2.
	Client
has a need to use a variety of information services in its business processes; and

	3.
	RiskWise
and Client now desire to enter into an agreement ("Agreement") whereunder RiskWise will provide the information services outlined below. 

    THEREFORE,
in consideration of the mutual promises and covenants set forth herein, and for good and valuable consideration, the sufficiency of which are hereby acknowledged, the
parties intend to be legally bound and do hereby agree as follows: 

I.  SERVICES TO BE PROVIDED:  

A.  Description of Services  

    During
the term of this Agreement, RiskWise will provide a variety of information services to Client as Client may reasonably request from time to time. Client will pass an electronic
information file to RiskWise on an as needed basis which may contain name, address, Social Security Number, phone numbers and other known information which is relevant to RiskWise providing the
requested information services. Upon receipt of client information, RiskWise will automatically process the information and provide the services that correspond to the service request code submitted
by the Client. 

    In
providing these information services, RiskWise may utilize the following proprietary products (or other proprietary products that it may develop in the future): 

	•
	                                
        

	•
	                             
           

	•
	                             
           

	•
	                             
            

B.  Pricing for RiskWise Services  

    RiskWise
shall be compensated for providing its services hereunder in accordance with the pricing matrix set forth on Exhibit A attached hereto. 

    Client
acknowledges responsibility for payment on all records submitted to RiskWise and processed by RiskWise. RiskWise shall invoice Client for all information services on a monthly
basis. Client shall pay RiskWise within thirty days of the invoice date. 

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II.  CLIENT SUPPORT TO RISKWISE  

As
part of this Agreement, Client agrees to provide the following support to RiskWise: 

	•
	The
ability to publicly utilize Client as a reference site and to work with designated contact person within the Client organization that would be
authorized to discuss RiskWise's services with potential other users of RiskWise services.

	•
	A
testimonial letter (one page) that could be utilized by RiskWise in the marketing of its services. 

III. RISKWISE WARRANTY  

RiskWise
warrants that the services to be performed hereunder shall be performed in accordance with good and acceptable industry practice. RiskWise shall use reasonable efforts to ensure that its
information services are provided in an accurate and timely fashion. Notwithstanding the foregoing, neither RiskWise nor any third party data provider makes any warranties of any type regarding the
accuracy of the information services. 

IV. USES OF DATA  

	(a)
	The
Client is specifically prohibited from using RiskWise's scores or other data services, in whole or part, as a factor in establishing any consumer's eligibility for credit,
insurance, employment purposes, or any other permissible purpose of consumer reports as defined by the FCRA. It is permissible for the Client to use the information to verify prospective customer
information, to determine whether to authorize purchases or to request additional information from the prospective customer via telephone, mail or e-mail communication, to confirm or
verify the information provided on the prospective customer's order or application. It is expressly forbidden for Client to take "adverse action" as defined by the FCRA on any customer request using
information supplied by RiskWise pursuant to this Agreement.

	(b)
	Client
represents and warrants that its use and/or disclosure of the RiskWise scores or other data services shall be in accordance with Individual Reference Service Industry
Principles (developed by the Individual Reference Services Group ("IRSG")), as such principles currently exist and as they may be modified in the future. Specifically, Client shall ensure that
RiskWise scores or other data services are accessed and utilized by Client in a secure and controlled manner, including, but not limited to, data security and limiting data access to personnel that
have a legitimate business reason to see such information. In addition, Client agrees that it will limit its use of the RiskWise scores or other data services to fraud prevention and detection, data
verification, debtor location and general risk management services. 

V.  CHANGES IN LAW  

If
as a result of any change in applicable law (including the note limitation guidelines or principles issued by the IRSG), order or ruling of any judicial or administrative body, or a change in the
terms under which information or data is provided to RiskWise by any third party data provider, RiskWise
believes in good faith that this Agreement cannot be performed as written without violating applicable law or the requirements of any contract with a third party data provider, RiskWise may modify
this Agreement to the extent necessary to assure that the parties will be in compliance with the requirements of applicable law or such contract. Such modification may include, without limitation, the
elimination or substitution of certain data or modification of the pricing schedule to reflect increased 

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data acquisition costs. In addition, without limiting RiskWise's rights under the immediately preceding two sentences, in the event that any state or federal agency or any third party asserts that
activity by the parties hereto violates applicable law or any such contract, Client agrees that RiskWise shall have the right, following written notice to Client, to terminate this Agreement
immediately, without penalty, financial obligation, or liability of any kind to Client or any individual or entity working on behalf of or in concert with Client. In such cases, Client shall remain
liable for payment for all services provided prior to the effective date of such termination. 

VI. INSURANCE  

RiskWise
shall at times during the term of this Agreement maintain general comprehensive liability insurance and personal injury liability insurance (errors and omissions) in aggregate limits of no
less than $1,000,000 and automobile and workers compensation insurance, in aggregates required by law, to insure against accidents and negligent acts of RiskWise and its employees, that results in
injuries to third parties. 

VII. TERM AND TERMINATION  

This
Agreement shall be effective as of            ,      and shall continue for a period of one (1) year (the "Initial Term"). Thereafter, unless terminated in
writing by
either party at least thirty (30) days prior to the end of the Initial Term (or any Renewal Term (as defined below)), this Agreement will continue for successive terms of one year (each such
successive term is a "Renewal Term"). 

Either
party may terminate this Agreement at any time for breach by the other party upon providing written notice of termination. Each party shall be provided a cure period of thirty (30) days,
after receipt of written notice of breach, to cure the breach. Breach of this Agreement by either party includes, without limitation, the following circumstances: (a) failure to perform any
material obligation hereunder that remains uncured after thirty (30) days prior written notice; (b) the admission in writing of the inability to pay debts generally as they become due or
the taking of any corporate action tantamount to such admission; (c) ceasing to do business as a going concern; (d) making any assignment for the benefit of creditors. Notwithstanding
the previous sentence, RiskWise may terminate this Agreement at any time, and without further notice, if Client has failed to pay any invoice within 60 days of the date of such invoice. In the
event this Agreement is terminated pursuant to this section, Client shall remain liable for payment for all services provided prior to the effective date of such terminate. 

VIII.  CONFIDENTIALITY  

The
term "Confidential Information," as used in this Agreement, shall include all business, commercial, customer, or financial information of RiskWise or its affiliates or Client or its affiliates,
now in existence or hereafter created. Neither party may reveal Confidential Information belonging to the other party to any individual or entity not a party to this Agreement without the express
written consent of that party. Upon expiration or termination of this Agreement for any reason, with or without cause, the limited right to use the Confidential Information granted by this Agreement
shall immediately terminate, and neither party nor anyone permitted access by that party under this Agreement shall have any further right to use Confidential Information belonging to the other party
in any way. Upon the request of Client, RiskWise agrees to delete from RiskWise's data storage any information provided by the Client, including but not limited to Client's files, and return or
destroy all materials received from Client. 

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Notwithstanding the foregoing, the term "Confidential Information" shall not include any portion of such information which either party can establish by clear and convincing evidence to have:
(1) become publicly known without breach of this Agreement; or (2) been known by either party without obligation of confidentiality, prior to disclosure of such Confidential Information
to the other party; (3) been received in good faith by either party from a third-party source having the right to disclose such information. 

IX.  INDEMNIFICATION  

Each
party agrees to mutually indemnify and hold each respective company, their affiliates, officers, directors, employees and agents harmless from any and all damages, costs and expenses, including
reasonable attorney's fees, that may arise from, or may be attributable to errors, omissions or fault of the other party in performing the terms and conditions of this Agreement. Mutual
indemnification will survive the termination of the Agreement. 

X.  RISKWISE RESPONSIBILITIES  

RiskWise
shall (a) comply with all applicable laws while performing the services set forth in this Agreement; (b) obtain all necessary consents and authorizations prior to providing
services; (c) ensure that none of the services will infringe on the proprietary or ownership rights of any party; and (d) calculate, report, and remit all sales, use and excise, or
similar taxes related to its performance of service. 

XI.  INDEPENDENT CONTRACTOR  

RiskWise
shall perform the services as an independent contractor, and nothing contained in the Agreement or otherwise shall be deemed to create any employment, partnership, or joint venture between
RiskWise and Client. RiskWise acknowledges that Services provided are solely within its control and neither RiskWise nor any of its employees will hold itself out as anything but an independent
contractor to Client. 

XII.   RIGHT TO AUDIT  

Client
agrees that RiskWise may, from time to time, audit Client with respect to Client's uses of RiskWise's scores or other data services provided hereunder to verify compliance with
Article IV and Client will reasonably cooperate in such audits. Client agrees to provide RiskWise with monthly reports calculating the amount due RiskWise hereunder and to permit and reasonably
cooperate with any audits by RiskWise of such reports. Client further agrees to cooperate in any audits of Client's use of the RiskWise scores or other data services requested by any of RiskWise's
third party data providers. 

XIII.  DATA RECIPROCITY  

	(a)
	Client
agrees to contribute its applicant data, the data returned by RiskWise, all confirmed fraudulent and charge-off account information, dialed digit information for
all fraud and charge-off accounts and performance data for model refinement, to RiskWise on a monthly basis during the term of this Agreement.

	(b)
	Client
agrees to allow RiskWise to use Client-furnished data in the following aspects of RiskWise's business, provided that such use does not conflict with Client's business or
Confidential Information. Client agrees that RiskWise can utilize Client data in RiskWise's list screening, order screening and scoring services only. RiskWise specifically agrees that Client's raw
data and information furnished will not be provided or returned, in any fashion, to any 

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other
RiskWise client. Client information will only be used internally by RiskWise and/or its affiliates for validation, verification, fraud or high-risk detection and scoring. 

XIV.   FORCE MAJEURE  

In
the event performance by RiskWise under this Agreement is delayed by reason of fire, war, civil disobedience, strike, weather or any other cause beyond RiskWise's reasonable control, such delayed
performance shall not be a default under this Agreement. 

XV.  GOVERNING LAW  

This
Agreement, and the obligations of the parties hereunder, shall be governed and interpreted in accordance with the laws of the state of Minnesota in effect from time to time during the term
hereof. 

XVI.   FINAL AGREEMENT/AMENDMENT  

This
Agreement is the complete Agreement between the parties and supersedes any prior oral or written agreement concerning the subject matter (including, without limitation, any confidentiality
agreement entered into by the parties). If any provision of the Agreement is held invalid or unenforceable, the remaining provisions will remain in effect. The Agreement may not be amended or assigned
except in a writing signed by both parties. A waiver by either party of any of the terms and conditions of the Agreement in one or more instances will not constitute a permanent waiver of the terms
and conditions. 

XVII.  NOTICES  

Notices
provided shall be in writing and sent by certified mail, return receipt requested. Notices to RiskWise will be sent to 1010 West St. Germain Street, Suite 300, St. Cloud, MN 56301, Attention:
President. Notices to Client will be sent to            , Attention:            . 

	

RISKWISE, L.L.C.	
 	

 
	 	 	

	
 By:	
 	

By:
	
	 	

	

Title:	
 	

Title:
	
	 	

	

Signature:	
 	

Signature:
	
	 	

	

Date:	
 	

Date:
	
	 	

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Exhibit A
  
    Pricing
  
    RISKWISE CLIENT INFORMATION
  
    CONSUMER PRIVACY    
  

RiskWise Supports And Enforces Consumer Privacy. In Order To Support Our

Data Privacy Initiatives, RiskWise Requires The Following Information.

	

	

Formal Name of Entity:	
 	

 
	
 Federal ID Number:	
 	

 
	Address:	 	 
	
Description of Business:	
 	

 
	

    Client
agrees that it will limit its use of the RiskWise data and services to fraud prevention and detection, data verification, debtor location, and general risk management services. 

	

	

Client Representative:	
 	

                                       
 
	

Title:	
 	

                                       
 
	

Signature:	
 	

                                       
 
	

Date:	
 	

                                       
 
	

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QuickLinks

Exhibit 10.28

AGREEMENT BETWEEN RISKWISE, L.L.C. AND US SEARCH.COM INC.

EXHIBIT A—LICENSED SERVICES

Exhibit B

EXHIBIT C—PRICES AND FEES

EXHIBIT D—TECHNICAL SERVICE AND SUPPORT SPECIFICATIONS

Exhibit E—Sales Support

EXHIBIT F—Sample SubAgreement AGREEMENT BETWEEN RISKWISE, L.L.C. AND

Exhibit A Pricing RISKWISE CLIENT INFORMATION CONSUMER PRIVACY<PAGE>
                                                                EXHIBIT 10.1

                                VOTING AGREEMENT

         AGREEMENT, dated as of March 31, 2001 among Donna Karan International
Inc., a Delaware corporation (the "COMPANY"), LVMH Moet Hennessy Louis Vuitton
Inc., a Delaware corporation ("LVMH"), DKI Acquisition, Inc., a Delaware
corporation ("ACQUISITION SUB"), Donna Karan ("DK"), Stephan Weiss ("SW"), Trust
FBO Lisa Weiss Keyes, Corey Weiss and Gabrielle Karan U/A/D 2/2/96 (the
"CHILDREN'S TRUST"), 2000 Stephan Weiss Revocable Trust (the "WEISS TRUST") and
The Stephan Weiss and Donna Karan Alaska Community Property Trust (the "ALASKA
TRUST", and together with the Children's Trust and the Weiss Trust, the
"TRUSTS") (DK, SW and the Trusts collectively, the "STOCKHOLDERS").

         WHEREAS, concurrently with the execution and delivery of this
Agreement, LVMH, Acquisition Sub and the Company are entering into an Agreement
and Plan of Merger (as the same may be amended from time to time, the "MERGER
AGREEMENT"), providing for, among other things, the merger of Acquisition Sub
with and into the Company;

         WHEREAS, the Board of Directors of the Company has approved this
Agreement, the Merger Agreement and the Merger;

         WHEREAS, as of the date of this Agreement, each Stockholder is the
owner (either beneficially or of record) of the number of shares of (i) Common
Stock of the Company, par value $0.01 per share ("COMMON STOCK"), and (ii) Class
A Common Stock of the Company, par value $0.01 per share ("CLASS A SHARES" and
collectively with the Common Stock and the Class B Common Stock of the Company,
par value $0.01 per share, of which the Stockholders do not hold any shares,
"COMPANY COMMON STOCK"), as is set forth opposite such Stockholder's name on
Schedule A to this Agreement (all such shares and any shares of Company Common
Stock hereafter acquired or received by such Stockholder by any means whatsoever
prior to the termination of this Agreement, "SHARES"); and

         WHEREAS, in order to induce the Company, LVMH and Acquisition Sub to
enter into the Merger Agreement, the Stockholders have agreed to enter into this
Agreement.

         NOW, THEREFORE, in consideration of the mutual covenants and agreements
set forth herein and for other good and valuable consideration, the receipt and
adequacy of which is hereby acknowledged, the parties hereto agree as follows:

                                    ARTICLE 1

                        GRANT OF PROXY; VOTING AGREEMENT

         SECTION 1.1 VOTING AGREEMENT. Provided that the Merger Agreement has
not previously been TERMINATED, each Stockholder hereby agrees to vote all
Shares that such Stockholder is entitled to vote at the time of any meeting of
the stockholders of the Company at which the approval and adoption of the Merger
Agreement (or any amended version thereof) and the approval of the Merger and
all other transactions specifically contemplated by the

<PAGE>

Merger Agreement are submitted for the consideration and vote of the
stockholders of the Company, and at any adjournment thereof, in favor of the
approval and adoption of the Merger Agreement (or any amended version thereof)
and the approval of the Merger, and in favor of each of the other actions
specifically contemplated by the Merger Agreement. Each Stockholder hereby
agrees that it will vote all Shares against the approval of any (i) Acquisition
Proposal, (ii) reorganization, recapitalization, liquidation or winding up of
the Company or any other extraordinary transaction involving the Company, (iii)
corporate action the consummation of which would frustrate the purposes, or
prevent or delay the consummation, of the transactions contemplated by the
Merger Agreement or (iv) other matter relating to, or in connection with, any of
the foregoing matters.

         SECTION 1.2 IRREVOCABLE PROXY. Each Stockholder hereby revokes any and
all previous proxies granted with respect to the Shares. By entering into this
Agreement, each Stockholder hereby grants a proxy appointing Bruce Ingram, the
Senior Vice President, Finance of LVMH, and Louise Firestone, the Vice
President, Legal Affairs and General Counsel of LVMH, each individually, as the
Stockholder's attorney-in-fact and proxy, with full power of substitution, for
and in the Stockholder's name, to vote, express, consent or dissent, or
otherwise to utilize such voting power in the manner contemplated by Section
1.01 above as LVMH or its proxy or substitute shall, in LVMH's sole discretion,
deem proper with respect to the Shares. The proxy granted by each Stockholder
pursuant to this Article 1 is irrevocable and is granted in consideration of
LVMH entering into this Agreement and the Merger Agreement and incurring certain
related fees and expenses. The proxy granted by each Stockholder shall be
revoked upon termination of this Agreement in accordance with its terms.

                                    ARTICLE 2

                 REPRESENTATIONS AND WARRANTIES OF STOCKHOLDERS

         Each Stockholder, jointly and severally, represents and warrants to the
Company, LVMH and Acquisition Sub that:

         SECTION 2.1 AUTHORIZATION. Each Trust is duly created, validly existing
and in good standing under the laws of the jurisdiction of its formation.

         SECTION 2.2 AUTHORITY OF STOCKHOLDERS. Each of the Stockholders has
full legal capacity, and, in the case of the Trusts, full trust power, to enter
into, execute and perform the Stockholder's obligations under this Agreement.
The execution and delivery by the Trusts of this Agreement and the performance
by the Trusts of their obligations hereunder have been duly authorized and
approved by all requisite trust action. This Agreement has been duly executed
and delivered by a duly authorized trustee of each of the Trusts. This Agreement
constitutes a valid and legally binding obligation of each of the Stockholders,
enforceable against each of the Stockholders in accordance with its terms
(except to the extent that enforcement may be affected by laws relating to
bankruptcy, reorganization, insolvency and creditors' rights and by the
availability of injunctive relief, specific performance and other equitable
remedies).

                                       2
<PAGE>

         SECTION 2.3 CONSENTS. No consent, waiver, authorization, order or
approval of, or filing or registration with any Governmental Authority or other
Person, or under or with respect to any permit, license, contract, agreement or
other instrument to which any of the Stockholders is a party or by which any of
the Stockholders is, or their respective assets are, bound or affected, is
required for or in connection with the execution and delivery by any of the
Stockholders of this Agreement and the consummation by any of the Stockholders
of the transactions contemplated hereby.

         SECTION 2.4 NON-CONTRAVENTION. Neither the execution and delivery of
this Agreement by any of the Stockholders, nor the consummation by any of the
Stockholders of the transactions contemplated hereby, will (i) violate, conflict
with or result in a breach of any federal, state, local or foreign statute, law,
ordinance, rule, code, order or regulation of any Governmental Authority or any
order, ruling, writ, injunction, judgment, award, determination or decree of any
court, arbitral body or Governmental Authority to which any of the Stockholders
is a party or by which any of the Stockholders is bound, (ii) with respect to
the Trusts, violate, conflict with or result in a breach of any of the terms,
conditions or provisions of any such Stockholder's trust agreement or other
constituent documents or (iii) violate, conflict with or result in a breach of
or constitute a default (or event which with the giving of notice or the passage
of time, or both, would become a default) under, require a consent under, or
give to others any rights of termination, amendment, acceleration, suspension,
revocation or cancellation of, or result in the creation of any Claims or
Permitted Encumbrances on any of the assets or properties of any of the
Stockholders pursuant to or result in any payment or charge under, any permit,
license, contract or agreement to which any Stockholder is a party or by which
any Stockholder, or any of such Stockholder's assets or properties, is bound or
affected, and no such permit, license, contract or agreement shall prohibit or
delay the timely performance by the Stockholders of any of their obligations
under this Agreement.

         SECTION 2.5 OWNERSHIP OF SHARES. As of the date of this Agreement, each
Stockholder owns its Shares beneficially and of record, and except for such
Shares, such Stockholder does not beneficially or of record own any (i) shares
of capital stock or voting securities of the Company, (ii) securities of the
Company convertible into or exchangeable for shares of capital stock or voting
securities of the Company or (iii) options or other rights to acquire from the
Company any capital stock, voting securities or securities convertible into or
exchangeable for capital stock or voting securities of the Company. Other than
as set forth in the Shareholders Agreement dated as of June 10, 1996 among the
Company, certain of the Stockholders, and certain other parties thereto (which
agreement has not been amended or modified as of the date hereof) (the
"Shareholders Agreement"), each Stockholder has sole voting power, sole power of
disposition, sole power to demand appraisal rights and all other stockholder
rights with respect to all of its Shares, with no restrictions on such
Stockholder's rights of voting or disposition pertaining thereto, other than
restrictions on disposition pursuant to applicable securities laws. Other than
the Shareholders Agreement, there are no outstanding subscriptions, options,
warrants, rights (including preemptive rights), calls, or other agreements or
commitments of any character relating to the Shares or to any corporate
governance matters. Each Stockholder has good, valid and marketable title to its
Shares, free

                                       3
<PAGE>

and clear of all Claims and Permitted Encumbrances. Each Trust has full trust
power and authority to own the Shares owned by it.

         SECTION 2.6 FINDER'S FEES. NO investment banker, broker, finder or
other intermediary is entitled to a fee or commission from the Company, LVMH or
Acquisition Sub in respect of this Agreement based upon any arrangement or
agreement made by or on behalf of such Stockholder.

                                    ARTICLE 3

                            COVENANTS OF STOCKHOLDERS

         Each Stockholder hereby covenants and agrees that:

         SECTION 3.1 NO PROXIES FOR OR ENCUMBRANCES ON SHARES. Except pursuant
to the terms of this Agreement and the Exchange and Option Agreement dated as of
the date hereof among the Stockholders, LVMH and Acquisition Sub, such
Stockholder shall not, without the prior written consent of LVMH, directly or
indirectly, (i) grant any proxies or enter into any voting trust or other
agreement or arrangement with respect to the voting of any Shares or (ii) sell,
assign, transfer, encumber or otherwise dispose of, or enter into any contract,
option or other arrangement or understanding with respect to the direct or
indirect sale, assignment, transfer, encumbrance or other disposition of, any
Shares or any interest therein during the term of this Agreement, provided that
nothing herein shall prohibit the Stockholders from transferring shares to the
Karan-Weiss Foundation, to other Stockholders or to trusts for the benefit of
the Stockholders or any present or former spouse, ancestor or descendent or
sibling of any Stockholder or any trust or other similar entity established for
the benefit of such individuals or their descendants ("RELATED PARTIES"),
provided that each of the Karan-Weiss Foundation and/or the Related Parties, as
applicable, enters into an agreement substantively similar to this Agreement.
Each Stockholder shall not seek or solicit any such sale, assignment, transfer,
encumbrance or other disposition or any such contract, option or other
arrangement or understanding and agrees to notify LVMH promptly, and to provide
all details requested by LVMH, if such Stockholder shall be approached or
solicited, directly or indirectly, by any Person with respect to any of the
foregoing; PROVIDED that the foregoing shall not obligate DK or SW to take any
such action nor prevent DK or SW from taking any such actions if DK or SW, as
the case may be, determines in good faith after consultation with independent
legal counsel that taking such action or failing to so act would reasonably be
expected to constitute a breach of his or her fiduciary duty as a director or
officer of the Company.

         SECTION 3.2 OTHER OFFERS.

                  (a) Each Stockholder shall not, and will use his, her or its
reasonable best efforts to cause their Representatives not to, directly or
indirectly, (i) take any action to initiate, solicit, encourage, negotiate or
take any action to facilitate, any inquiries or the making of any proposal or
offer with respect to, or a transaction to effect, any Acquisition Proposal,
(ii) engage in discussions with, or disclose any nonpublic information relating
to the

                                       4
<PAGE>

Company or any of its Subsidiaries, afford access to the properties, books or
records of the Company or any of its Subsidiaries to, or cooperate in any way
with, any Person that may be considering making, or has made, an Acquisition
Proposal or has agreed to endorse an Acquisition Proposal or (iii) approve or
recommend, or propose publicly to approve or recommend, or execute or enter
into, or propose publicly to approve or enter into, any letter of intent or
other agreement related to any Acquisition Proposal; PROVIDED that the foregoing
shall not limit or prohibit DK or SW from participating in discussions with the
members of the Board of Directors of the Company if DK or SW, as the case may
be, determines in good faith after consultation with independent legal counsel
that the failure to so act would reasonably be expected to constitute a breach
of his or her fiduciary duty as a director of the Company.

                  (b) Each Stockholder will promptly notify LVMH after receipt
of an Acquisition Proposal or any indication that any Person is considering
making an Acquisition Proposal or any request for nonpublic information relating
to the Company or any of its Subsidiaries or for access to the properties, books
or records of the Company or any of its Subsidiaries by any Person that may be
considering making, or has made, an Acquisition Proposal indicating, in
connection with such notice, the name of such Person and the material terms and
conditions of any such Acquisition Proposal, indication or request and will keep
LVMH fully informed of the status and details of any such Acquisition Proposal,
indication or request; provided, however, that no such disclosure or delivery of
such notice shall be required if it would reasonably be expected to constitute a
breach of their fiduciary duty as directors or officers of the Company (as
reasonably determined by such Stockholders after taking into account the advice
of their independent legal counsel).

         SECTION 3.3 APPRAISAL RIGHTS. Each Stockholder shall not exercise any
rights (including, without limitation, under Section 262 of the General
Corporation Law of the State of Delaware) to demand appraisal of any of his, her
or its Shares which may arise with respect to the Merger.

                                    ARTICLE 4

                                  MISCELLANEOUS

         SECTION 4.1 FURTHER ASSURANCES. Each of the Company, LVMH, Acquisition
Sub and the Stockholders will execute and deliver, or cause to be executed and
delivered, all further documents and instruments reasonably necessary, proper or
advisable under applicable laws and regulations, to carry out the purpose and
intent of this Agreement.

         SECTION 4.2 AMENDMENTS; WAIVER; TERMINATION. Any provision of this
Agreement may be amended or waived if, but only if, such amendment or waiver is
in writing and is signed, in the case of an amendment, by each party to this
Agreement or in the case of a waiver, by the party against whom the waiver is to
be effective. The failure of any party hereto to exercise any right, power or
remedy provided under this Agreement or otherwise available in respect hereof at
law or in equity, or to insist upon compliance by any other party hereto with
its obligations hereunder, and any custom or practice of the parties at variance

                                       5
<PAGE>

with the terms hereof, will not constitute a waiver by such party of its right
to exercise any such or other right, power or remedy or to demand such
compliance. This Agreement shall terminate on the earlier of (i) the date of
consummation of the Merger and (ii) the date of termination of the Merger
Agreement in accordance with its terms. Upon any termination of this Agreement,
this Agreement shall thereupon become void and of no further force and effect,
and there shall be no liability in respect of this Agreement or of any
transactions contemplated hereby or by the Merger Agreement on the part of any
party hereto or any of such party's Representatives; PROVIDED, HOWEVER, that
nothing herein shall relieve any party from any liability for such party's
willful breach of this Agreement; and PROVIDED FURTHER that nothing herein shall
limit, restrict, impair, amend or otherwise modify the rights, remedies,
obligations or liabilities of any person under any other contract or agreement,
including, without limitation, the Agreement dated as of December 15, 2000, by
and among LVMH, DK, SW and the Children's Trust, which provided for the sale of
all of the capital stock of Gabrielle Studio, Inc. to Karma Acquisition, Inc.(as
assignee of LVMH).

         SECTION 4.3 EXPENSES; ATTORNEY'S FEES. All costs and expenses incurred
in connection with this Agreement shall be paid by the party incurring such cost
or expense. Notwithstanding the foregoing, if any legal action or other legal
proceeding relating to this Agreement or the enforcement of any provision of
this Agreement is brought against any of the Stockholders, and the party
bringing such action or proceeding does not fully prevail, the Stockholders
against whom such action or proceeding was brought shall be entitled to recover
reasonable attorneys' fees, costs and disbursements (in addition to any other
relief to which such Stockholders may be entitled).

         SECTION 4.4 SUCCESSORS AND ASSIGNS. The provisions of this Agreement
shall be binding upon and inure to the benefit of the parties hereto and their
respective successors and assigns; PROVIDED that no party may assign, delegate
or otherwise transfer any of its rights or obligations under this Agreement
without the consent of the other parties hereto, except that LVMH and
Acquisition Sub may transfer or assign their rights and obligations to any of
their respective direct wholly-owned subsidiaries, to the extent and for so long
as such entities remain direct wholly-owned subsidiaries.

         SECTION 4.5 GOVERNING LAW; JURISDICTION AND VENUE. This Agreement shall
be construed in accordance with and governed by the laws of the State of
Delaware regardless of the laws that might otherwise govern under applicable
principles of conflicts of law. The parties hereto hereby irrevocably and
unconditionally consent to and submit to the exclusive jurisdiction of the
courts of the State of Delaware for any actions, suits or proceedings arising
out of or relating to this Agreement and the transactions contemplated hereby
(and the parties agree not to commence any action, suit or proceeding related
thereto, except in such courts), and further agree that service of any process,
summons, notice or document by U.S. registered mail to the respective addresses
set forth on the signature pages hereto shall be effective service of process
for any such action, suit or proceeding brought against any party in any such
court. The parties irrevocably and unconditionally waive any objection to the
laying of venue of any action, suit or proceeding arising out of this Agreement
or the transactions contemplated hereby, in the courts of the State of Delaware
or the United States of America

                                       6
<PAGE>

located in the State of Delaware, and hereby further irrevocably and
unconditionally waive and agree not to plead or claim in any such court that any
such action, suit or proceeding brought in any such court has been brought in
any inconvenient forum.

         SECTION 4.6 COUNTERPARTS; EFFECTIVENESS. This Agreement may be signed
in any number of counterparts, each of which shall be an original, with the same
effect as if the signatures thereto and hereto were upon the same instrument.
This Agreement shall become effective when each party hereto shall have received
counterparts hereof signed by all of the other parties hereto.

         SECTION 4.7 SEVERABILITY. If any term, provision or covenant of this
Agreement is held by a court of competent jurisdiction or other authority to be
invalid, void or unenforceable, the remainder of the terms, provisions and
covenants of this Agreement shall remain in full force and effect and shall in
no way be affected, impaired or invalidated.

         SECTION 4.8 SPECIFIC PERFORMANCE. The parties hereto agree that
irreparable damage would occur in the event any provision of this Agreement is
not performed in accordance with the terms hereof and that the parties shall be
entitled to specific performance of the terms hereof in addition to any other
remedy to which they are entitled at law or in equity.

         SECTION 4.9 REMEDIES CUMULATIVE. All rights, powers and remedies
provided under this Agreement or otherwise available in respect hereof at law or
in equity shall be cumulative and not alternative, and the exercise of any
thereof by any party shall not preclude the simultaneous or later exercise of
any other right, power or remedy by such party.

         SECTION 4.10 OFFICERS AND DIRECTORS. Notwithstanding anything to the
contrary in this Agreement, in the event a Stockholder is a director or officer
of the Company, nothing in this Agreement is intended or shall be construed to
require such Stockholder, in his or her capacity as a director or officer of the
Company, to act or fail to act in accordance with his or her fiduciary duties in
such capacity. Furthermore, no Stockholder who is or becomes (during the term
hereof) a director or officer of the Company makes any agreement or
understanding herein in his or her capacity as a director or officer, and
nothing herein will limit or affect, or give rise to any liability to any
Stockholder in such Stockholder's capacity as a director or officer of the
Company. For the avoidance of doubt, nothing in this SECTION 4.10 shall in any
way limit, modify or abrogate any of the obligations of the Stockholders
hereunder to vote the Shares in accordance with the terms of this Agreement and
to not transfer any Shares except as permitted under Section 3.1 above.

         SECTION 4.11 CONSTRUCTION. Whenever used in this Agreement, the
singular shall include the plural and vice versa (where applicable), the use of
the masculine, feminine or neuter gender shall include the other genders (unless
the context otherwise requires), the words "hereof," "herein," "hereto,"
"hereby," "hereunder" and other words of similar import refer to this Agreement
as a whole (including all schedules and exhibits), the words "include,"
"includes" and "including" shall mean "include, without limitation," "includes,
without limitation" and "including, without limitation," respectively. Each
party has been represented by its own counsel in connection with the negotiation
and preparation of this

                                       7
<PAGE>

Agreement and, consequently, each party hereby waives the application of any
rule of law to the effect that any provision of this Agreement shall be
interpreted or construed against the party whose counsel drafted that provision.

         SECTION 4.12 CAPITALIZED TERMS. Capitalized terms used but not defined
herein shall have the respective meanings set forth in the Merger Agreement.

         SECTION 4.13. ENTIRE AGREEMENT. This Agreement constitutes the entire
agreement between the parties relating to the subject matter hereof; PROVIDED,
that nothing herein shall limit, restrict, impair, amend or otherwise modify the
rights, remedies, obligations or liabilities of any person under any other
contract or agreement, including, without limitation, the Agreement dated as of
December 15, 2000, by and among LVMH, DK, SW and the Children's Trust, which
provided for the sale of all of the capital stock of Gabrielle Studio, Inc. to
Karma Acquisition, Inc. (as assignee of LVMH).

                                       8

<PAGE>

         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
duly executed as of the day and year first above written.

                                          DONNA KARAN INTERNATIONAL INC.

                                          By: /s/ Joseph B. Parsons
                                              ---------------------------------
                                              Name:   Joseph B. Parsons
                                              Title:  Chief Financial and
                                                      Operations Officer

                                          LVMH MOET HENNESSY LOUIS VUITTON INC.

                                          By: /s/ Bruce G. Ingram
                                              ---------------------------------
                                              Name:   Bruce G. Ingram
                                              Title:  Senior Vice President

                                          DKI ACQUISITION, INC.

                                          By: /s/ Bruce G. Ingram
                                              ---------------------------------
                                              Name:   Bruce G. Ingram
                                              Title:  President

                                          /s/ Donna Karan
                                          -------------------------------------
                                          Donna Karan

                                          /s/ Stephan Weiss
                                          -------------------------------------
                                          Stephan Weiss

                                          TRUST FBO LISA WEISS KEYES, COREY
                                          WEISS AND GABRIELLE KARAN
                                          U/A/D 2/2/96

                                          By:  /s/ Stephan Weiss
                                               --------------------------------
                                               Name:    Stephan Weiss
                                               Title:

                                          2000 STEPHAN WEISS REVOCABLE TRUST

                                          By: /s/  Stephan Weiss
                                              ---------------------------------
                                              Name:   Stephan Weiss
                                              Title:

                                       9
<PAGE>

                                          THE STEPHAN WEISS AND DONNA KARAN
                                          ALASKA COMMUNITY PROPERTY TRUST

                                          By: /s/  Stephan Weiss
                                              ---------------------------------
                                              Name:   Stephan Weiss
                                              Title:

                                          By: /s/ Donna Karan
                                              ---------------------------------
                                              Name:  Donna Karan
                                              Title:

                                       10

<PAGE>

<TABLE>
<CAPTION>

                                   SCHEDULE A

                        OWNERSHIP OF COMPANY COMMON STOCK
                        ---------------------------------

                          SHARES OF DKI                    SHARES OF CLASS A
STOCKHOLDER               COMMON STOCK             %          COMMON STOCK       %
-----------               -------------           --        ----------------    --
<S>                      <C>                    <C>         <C>                <C>

Donna Karan                        0                 -            9              50%

Steven Weiss                       0                 -            9              50%

Trust FBO Lisa Weiss         291,688              1.31%           -               -
Keyes, Corey Weiss and
Gabrielle Karan

The Steven Weiss and       3,968,540             17.83%           -               -
Donna Karan Alaska
Community Property Trust

The Steven Weiss 2000        982,800              4.42%           -               -
Revocable Trust

TOTAL                      5,243,028             23.56%          18             100%

</TABLE>

                                       11

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