Document:

Exhibit 10.56

 

MyECheck
Services Agreement

 

This Services Agreement (this “Agreement”)
dated  17 June , 2015 is made by and between MyECheck, Inc., a Wyoming corporation whose address is 2600 East Bidwell Street,
Folsom, Suite 190 CA 95630, (“MyECheck”), PacNet Services, Ltd. and whose address is  595 Howe Street, Suite
405, Vancouver, BC, Canada, V6C 2T5 (“Company”).

 

		A.	Whereas MyECheck provides Payment Data Processing Services (“Services”);

 

		B.	Whereas Company is engaged in payment acceptance; and

 

		C.	The Service Documentation described below contains the terms under which MyECheck has agreed to provide Services to the Company.

 

NOW THEREFORE, MYECHECK AND COMPANY AGREE
AS FOLLOWS:

 

1.         Service
Documentation. The “Service Documentation” includes;

 

		(a)	This Agreement and all exhibits, addendums and attachments;

 

		(b)	User guides which include software and software licenses if applicable, price schedules, specifications, instructions, and
notices;

 

		(c)	The application form(s) for each Service.

 

The Service Documentation also applies to
any Service that is provided by an affiliate of MyECheck and any Service that is used by an affiliate or a subsidiary of Company.
“MyECheck” includes each such affiliate, and “Company” includes each such affiliate and subsidiary. All
terms defined in this Agreement shall have the same meaning when used in the Service Documentation. If there is a conflict among
the documents that make up the Service Documentation, the documents will govern in the order set forth above. Remaining Service
Documents will be delivered, via e-mail, after receipts of this signed agreement.

 

2.          Changes
to Services. MyECheck may change (or add to) the terms and fees in the Service Documentation at any time upon 30 days prior
written notification. If Company discontinues using the affected Service before the change becomes effective, it will not be bound
by the change. If Company continues to use a Service after the change becomes effective, it will be bound by the change.

 

3.          Term
and Termination. Unless terminated sooner in accordance with the Service Documentation, this Agreement and all Services
will continue in effect until terminated by either party upon 30 days prior written notice to the other party (unless a Service
is terminated sooner in accordance with the Service Documentation). MyECheck may terminate any Service following notice to Company
of a breach of any provision of the Service Documentation. MyECheck may also terminate any Service without notice to Company if
Company is subject to a petition under applicable state or federal bankruptcy law, becomes insolvent or is otherwise unable to
make its debts when due, or if MyECheck otherwise determines, in its sole discretion, that a material adverse change has occurred
in Company’s ability to perform its obligations under the Service Documentation. The termination of a Service will not affect
Companys or MyECheck’s rights with respect to transactions which occurred before termination. MyECheck shall not be liable
to Company for any losses or damages Company may incur as a result of any termination of any Service.

 

     

     

    

 

4.          Service
Fees. Company shall pay MyECheck the fees described in Exhibit A of this document. You hereby authorize MyECheck to create
remotely created checks drawn from Company’s checking account(s), and use the checks to collect all fees and charges, or
it may send an invoice to Company for such amounts, which Company shall promptly pay. MyECheck may assess finance charges at a
rate of 1.5% per month (18% per annum) or the highest rate permitted by law, whichever is less, on any invoiced fees that are not
paid within thirty (30) days of the due date and shall apply payments and other reductions of amounts owed first to unpaid interest
and then to other fees and charges.

 

5.          Confidential
Information. Unless otherwise provided in the Service Documentation, all user guides and other written materials, source
code, object code, trademarks and other intellectual property included in the Service Documentation provided pursuant to this Agreement
constitute MyECheck’s or its vendors’ confidential information (“Confidential Information”). MyECheck or
its vendors, as applicable, will remain the sole owner of all such Confidential Information, and Company will not acquire any interest
in or rights to it as a result of Company’s use of any Service except as set forth in the Service Documentation. Company
will maintain the confidentiality of the Confidential Information and will not use for any purpose (other than as specifically
contemplated by this Agreement) or disclose (or permit its employees or agents to disclose), copy, transfer, sublicense or otherwise
make any of it available to any person or entity, other than its employees who have a need to use the Confidential Information
in connection with the applicable Service. Company shall notify MyECheck immediately if it knows or suspects that there has been
any unauthorized disclosure, possession, use or knowledge (each, an “Unauthorized Use”) of any Confidential Information,
and if it is responsible for the Unauthorized Use, it will, at its expense, promptly take all actions, including without limitation
initiating court proceedings to recover possession or prevent further Unauthorized Use of the Confidential Information and obtain
redress for any injury caused to MyECheck as a result of such Unauthorized Use. In addition, except as permitted by applicable
law, Company may not decompile, reverse engineer, disassemble, modify, or create derivative works of any software provided pursuant
to this Agreement.

 

6.          Third
Party Networks; Use of Required Software. If MyECheck determines that any funds transfer or communications network, Internet
service provider, or other system(s) it has selected to provide a Service is unavailable, inaccessible or otherwise unsuitable
for use by MyECheck or Company, MyECheck may, upon notice to Company, suspend or discontinue the affected Service. Company shall
use and maintain in good working order (and at its own expense) software, hardware and other equipment necessary for Company to
use the Service(s) in accordance with the Service Documentation.

 

    	2 

     

    

 

7.          NO
REPRESENTATIONS OR WARRANTIES OF MYECHECK OR SOFTWARE VENDOR. NEITHER MYECHECK NOR ANY SOFTWARE VENDOR MAKES ANY EXPRESS
OR IMPLIED REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE SERVICES OR ANY SOFTWARE USED IN CONNECTION WITH THE SERVICES INCLUDING
WITHOUT LIMITATION ANY WARRANTY AS TO THE MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE EXPRESSLY SET FORTH
IN THE SERVICE DOCUMENTATION.

 

8.          Liability
and Indemnification.

 

(a)          MyECheck
is under no obligation to honor, in whole or in part, any entry, file, batch release, payment order, transaction or instruction
(each, an “Order”), which (i) exceeds Company’s available funds on deposit in an account with MyECheck related
to the Order, unless otherwise provided in the Service Documentation; (ii) is not in accordance with the Service Documentation
or MyECheck’s applicable policies, procedures or practices as MyECheck may from time to time establish and make available
to Company; (iii) MyECheck has reason to believe may not have been duly authorized, should not be honored for its or Company’s
protection, or involves funds subject to a hold, dispute, restriction or legal process that prevents their withdrawal; or (iv)
could result, in MyECheck’s sole discretion, in a violation of any law, rule or regulation of any federal or state regulatory
authority, including without limitation any Federal Reserve risk control program or guidelines such as the limitations on MyECheck’s
intra-day net funds position.

 

(b)          Company
shall promptly furnish written proof of loss to MyECheck and notify MyECheck if it becomes aware of any third party claim related
to a Service. Company shall cooperate fully (and at its own expense) with MyECheck in recovering a loss. If Company is reimbursed
by or on behalf of MyECheck, MyECheck or its designee will be subrogated to all rights of Company.

 

(c)          Any
claim, action or proceeding against MyECheck for losses or damages arising from a Service, including MyECheck’s honoring
or dishonoring a check covered by a Service, must be brought within one year from the date of the act or omission or in the case
of a check from the date the check was first paid or returned by MyECheck.

 

(d)          MyECheck
will have no liability for failure to perform or delay in performing a Service if the failure or delay is due to circumstances
beyond MyECheck’s reasonable control.

 

(e)          Except
in the case of MyECheck’s gross negligence or intentional misconduct, Company shall indemnify and hold MyECheck, its directors,
officers, employees and agents harmless from all losses or damages that arise out of (i) the performance of a Service in accordance
with the Service Documentation, including without limitation any warranty MyECheck is required to make to a third party in connection
with a Service; (ii) an act or omission of any agent, courier or authorized representative of Company; or (iii) if the Service
includes a license or sublicense of any software to Company, the use or distribution of the software by Company or any person gaining
access to the software through Company that is inconsistent with the license or sublicense.

 

    	3 

     

    

 

(f)          MYECHECK
WILL ONLY BE LIABLE TO COMPANY FOR ITS DIRECT MONETARY LOSSES OR DAMAGES DUE TO MYECHECK’S GROSS NEGLIGENCE OR MATERIAL BREACH
OF THIS AGREEMENT. MYECHECK’S LIABILITY TO COMPANY WILL BE LIMITED TO AN AMOUNT NOT TO EXCEED THE AMOUNT OF THE FEES ACTUALLY
PAID BY COMPANY TO MYECHECK DURING THE CALENDAR MONTH IMMEDIATELY PRECEDING THE CALENDAR MONTH IN WHICH SUCH LOSS OR DAMAGES WERE
INCURRED (OR, IF NO MYECHECK FEES WERE PAID IN SUCH MONTH, MYECHECK FEES PAID IN THE MONTH IN WHICH THE LOSSES OR DAMAGES WERE
INCURRED). IN NO EVENT WILL EITHER PARTY TO THIS AGREEMENT BE LIABLE TO THE OTHER PARTY FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL
(INCLUDING WITHOUT LIMITATION COURT COSTS AND ATTORNEYS’ FEES), INDIRECT, OR PUNITIVE LOSSES OR DAMAGES, WHETHER ANY CLAIM
IS BASED ON CONTRACT OR TORT, OR WHETHER THE LIKELIHOOD OF SUCH LOSSES OR DAMAGES WAS KNOWN TO THE OTHER PARTY AND REGARDLESS OF
THE FORM OF THE CLAIM OR ACTION.

 

9.          General.

 

(a)          The
Service Documentation will be governed by the laws of the state of California, without regard to conflicts of laws principles.
In the event any legal action becomes necessary to enforce or interpret the terms of this Agreement, the parties agree that such
action will be brought in the U.S. District Court of the Northern District of California, Sacramento County, and that the parties
hereby submit to the jurisdiction and venue of said court.

 

(b)          Any
portion of the Service Documentation which is inconsistent with applicable laws, regulations or rules will be deemed modified and
applied in a manner consistent therewith, and MyECheck will incur no liability to Company as a result of the inconsistency or modification
and application. If any portion of the Service Documentation is deemed unenforceable or invalid, it will not otherwise affect the
enforceability or validity of the Service Documentation.

 

(c)          The
Service Documentation is the entire agreement between MyECheck and Company and supersedes all prior representations, conditions,
warranties, understandings, proposals or agreements regarding a Service. No course of dealing or waiver of any right on one occasion
will constitute a modification of the Service Documentation or be a waiver of that right on a subsequent occasion.

 

(d)          Company
agrees to provide MyECheck promptly upon MyECheck’s request any existing financial statements or other information pertaining
to Company’s financial condition or any previously unprepared financial statements which MyECheck may require Company to
prepare and/or to be audited or reviewed by independent certified public accountants acceptable to MyECheck.

 

(e)          Company
expressly warrants that a Service will not be used in a manner which violates any federal or state law including without limitation
any sanction or control administered by the Office of Foreign Assets Control or Bureau of Export Administration.

 

(f)          Sections
4, 5, 6, 8, 9 and 10 of this Agreement will survive termination of this Agreement.

 

    	4 

     

    

 

(g)          Either
party may provide notice to the other party by mail, personal delivery, or electronic transmission. MyECheck shall use the most
recent address for Company in MyECheck’s records, and any notice from MyECheck will be effective when sent. Company shall
use the address where Company’s relationship manager is located and address any notice to the attention of such manager.
Any notice from Company will be effective when actually received by MyECheck. MyECheck will be entitled to rely on any notice from
Company that it believes in good faith was authorized by an authorized representative of Company and, except as expressly stated
in the Service Documentation, shall have no obligation to verify the signature (including an electronic signature). Each party
will have a reasonable time after receipt of any notice to act on it.

 

(h)          All
uses of the Services through Company’s ID codes, passwords, token cards, PINs, or passcodes (each, a “Code”)
will be deemed to be authorized by and binding on Company. Company’s failure to protect Codes may allow an unauthorized party
to (i) use the Services, (ii) access Company’s electronic communications and financial data, and/or (iii) send or receive
information and communications to MyECheck. Unencrypted electronic transmissions are not secure. Company assumes the entire risk
for unauthorized use of Codes and any unencrypted electronic transmissions.

 

(i)           Company
may not assign or transfer its rights or obligations with respect to the Service Documentation without MyECheck’s prior written
consent. MyECheck may assign its rights and obligations with respect to the Service Documentation to any successor by merger, consolidation
or corporate reorganization.

 

(j)           Unless
otherwise provided in the Service Documentation, the term “Business Day” means that part of a business day occurring
prior to the cutoff time determined in accordance with MyECheck’s applicable funds availability policy.

 

(k)          The
parties do not intend that any agency or partnership relationship be created between them by this Agreement.

 

(l)           Company
authorizes MyECheck to issue a press release, which may contain Company’s stock ticker symbol; that describes the nature
of the relationship between MyECheck and Company.

 

(m)          This
Agreement may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall
constitute one and the same instrument.

 

(n)         
"Client will not be charged for any test payments sent to our test server. Please note that any payments sent to our production
server will be charged per transaction in real-time."

 

    	5 

     

    

 

(o)          IN
WITNESS WHEREOF, the parties have entered into this Agreement as of the date first set forth above.

 

	Agreed:	 	Accepted:	 
	Company	 	MyECheck	 
	 	 	 	 
	Signature:	/s/ Rosanne Day	 	Signature:	/s/ Ed Starrs	 
	 	 	 	 
	Name:	ROSANNE DAY 	 	Ed Starrs	 
	 	 	 	 
	Company:	PACNET SERVICES LTD.	 	MyECheck	 
	 	 	 	 
	Title:	CEO	 	President/CEO	 
	 	 	 	 
	 	 	Signature:	/s/ Jim Fancher	 
	 	 	 	 
	 	 	Jim Fancher	 
	 	 	 	 
	 	 	MyECheck, Inc.	 
	 	 	 	 
	 	 	Executive Vice President/COO	 
	 	 	 	 
	 	 	Effective Date:	 6/17/15	 

 

    	6 

     

    

 

Exhibit A –
Fees

 

MyECheck Electronic Check Service

 

	Transactions per Month	 	Fee
	N/A	 	$0.25 per transaction

 

Optional Services

 

Account Verification Service

Determines whether an account is
open, valid and in a positive status. Looks for stop payments, overdrafts and balance when available. MyECheck returns an Accept
or Decline code based on Merchant configured settings in the Merchant portal.

 

	Service Description	 	Fee per Transaction	 
	Account Verification Service	 	$	0.74	 

 

Identity Verification Service (Includes Account Verification
Service)

Verifies that the person conducting the transaction
is who they claim to be. MyECheck returns an Accept or Decline code based on Merchant configured settings in the Merchant portal.

 

	Service Description	 	Fee per Transaction	 
	Identity Verification Service	 	$	1.24	 

 

Account Ownership Verification Service (Includes Account
Verification Service + Identity Verification Service)

Provides key bank account owner and status information
used to authenticate if the customer is an authorized signer on the bank account. MyECheck returns an Accept and Decline code based
on Merchant configured settings in the Merchant portal.

 

	Service Description	 	Fee per Transaction	 
	Account Authorization Service	 	$	1.24	 

 

Payment Guarantee Service

Provides key bank account owner and status information used
to authenticate if the customer is an authorized signer on the bank account. MyECheck returns an Accept or Decline code based on
Merchant configured settings in the Merchant portal.

 

	Service Description	 	Fee per Transaction
	Payment Guarantee Servive	 	Quote Only

 

    	7Exhibit 10.57

 

 

MyECheckTM Authorized Reseller Agreement

 

THIS RESELLER AGREEMENT (“Agreement”)
by and between MyECheck, Inc (“MYEC”), with its principal place of business located at 2600 East Bidwell, Suite 190,
Folsom, CA. 95628, and  Peter Farinas DBA PK and Maverick, Inc.  (the "Reseller") with offices at  16560 Royal
Poinciana Dr. Weston, Fl 33326 , in the United States of America, shall become effective on the date executed by a duly authorized
representative of MYEC (the “Effective Date”). MYEC and Reseller shall be collectively known hereafter as the “Parties”.

 

WHEREAS MYEC is engaged
in the business of providing Check21 based data processing services to merchants and consumers (the “Solution”); and

 

WHEREAS, MYEC requires
a financial institution to originate payments related to the Solution; and

 

WHEREAS, Reseller is
a business of good standing offering payment processing products of either their own or third parties to merchants; and

 

WHEREAS, Reseller desires
to offer the Solution to their customer base;

 

NOW THEREFORE, in consideration
of the mutual promises made herein and other valuable consideration, receipt and sufficiency of which are hereby acknowledged,
the Parties do hereby agree as follows:

 

Definitions:

 

“Check21”. The Check
Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, enacted by congress on October 28, 2003

 

“Prospects”. Shall
mean businesses engaged in selling legal products or services to consumers (B2C) or other businesses (B2B) in which they need to
collect payments for their respective good and services and are not existing Customers of Reseller.

 

“Customer”. Shall
mean businesses or persons having an existing contract relationship for payment processing services with Reseller.

 

“Fees”. Shall mean
the price paid to MYEC by Customers for the Solution, as such may change from time to time based on the sole discretion of MYEC.

 

		1.	Solution Documentation. The “Solution Documentation” includes;

 

		a.	This Agreement and all exhibits, addendums and attachments;

 

		b.	User guides which include software and software licenses if applicable, price schedules, specifications,
instructions, and notices;

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

    	Page 1 of 8

     

    

 

 

		c.	The application form(s) for each Service.

 

The Solution Documentation also
applies to any service that is provided by an affiliate of MYEC and any service that is used by an affiliate or a subsidiary of
Reseller. All terms defined in this Agreement shall have the same meaning when used in the Solution Documentation. If there is
a conflict among the documents that make up the Solution Documentation, the documents will govern in the order set forth above.
Reseller acknowledges receiving a copy of the Service Documentation for each Service it requested when it entered into this Agreement.

 

		2.	Resale Right: MYEC hereby appoints and grants Reseller the non-exclusive and non-assignable right
to sell the Solution to its Customers or Prospects.

 

		3.	Fees and Revenue Sharing: MYEC and the Reseller have mutually negotiated and agree to the product
sales rates and fees, and the revenue sharing schedule as outlined in Exhibit A, hereby incorporated into this Agreement.

 

		4.	Billing. MYEC bills Customers on a daily automated basis for Check21 payments processed by MYEC.
MYEC shall remit Commissions to Reseller per Exhibit A.

 

		5.	Selling the Solution. Reseller shall do their best to present the Solution in its best light. Reseller
shall use only approved MYEC sales agreements, provided as attachments, such that may change from time to time in the sole discretion.
Reseller shall present MYEC with such signed Solution agreements and MYEC will begin integration tasks with Customer directly.

 

		6.	Duties of MYEC:

		a.	Provide Partner with introduction and sales materials necessary to introduce the Solution to current
Clients.

		b.	Support Reseller on Customer calls as needed to answer questions.

		c.	Work with Customers to integrate the Solution into their payment shopping cart, ecommerce site
or other web based site used to purchase products.

		d.	Provide Solution references.

		e.	Integrate the Solution as necessary to Customers bank.

		f.	Provide Reseller with monthly Solution revenue sharing report.

		g.	Pay agreed upon amounts to Reseller per aforementioned Billing terms.

 

		7.	Duties of the reseller:

		a.	Educate Resellers sales team on the Solution.

		b.	Introduce Customers and Prospects to the Solution via direct sales, Reseller website, and social
media as appropriate.

		c.	Close and sign MYEC agreements with Customer and Prospects.

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

    	Page 2 of 8

     

    

 

 

		8.	Other Parties: Reseller acknowledges and understands that there are other parties (“Contractors”)
that may have been contracted by MYEC to provide software, banking, funds management, and/or other solutions that are integrated
with the Solution. These Contractors may benefit from the sales of the Solution.

 

		9.	Trademarks and Logo Use: All uses of MYEC trademarks, service marks, and logos (the "Logos")
must be reviewed and have prior written approval by MYEC for the duration of the Agreement as described herein, and under the following
terms and conditions:

 

		a.	The uses are granted for the benefit of MYEC’s Resellers, and others, with a legitimate intent
to advertise and sell MYEC’s products and services, upon review and MYEC’s written approval of the use.

 

		b.	The Reseller follows the published guidelines for use of the MYEC Logos, Service Marks, Trademarks,
Styles and Colors.

 

		c.	MYEC has full ownership rights to the Trademarks, Service Marks, and Logos and the Reseller does
not acquire any rights, title or interest in or to the marks beyond that set forth herein;

 

		d.	If the Reseller uses the Logos in conjunction with logos representing awards or publications of
companies granting such awards, it shall be the responsibility of the Reseller to give appropriate attribution to such companies,
and to correctly identify such logos with their respective companies; and

 

		e.	The Reseller may not, under any circumstances, alter the appearance of the Logos, either by alteration,
size, color or combination with any other logo. Breach of this section will be grounds for immediate termination of the use, and
any other legal remedies MYEC may deem appropriate.

 

		10.	MYEC reserves the right to modify or terminate its Reseller Program at any time without notice
or liability.

 

		11.	Non-existent in this contracted agreement is there any implied or hidden impose liability or obligation
on MYEC for any expenditure made or incurred by the Reseller, or for any sale or promotional activity undertaken by the Reseller,
except pursuant to written and explicit request of representatives of MYEC.

 

		12.	Term: The term of this Agreement shall be for one (1) year from the Effective Date, unless sooner
terminated and shall automatically renew for successive one (1) year periods (the “Term”), unless either party notifies
the other in writing of an intention not to renew the Agreement within ninety (90) days of the end of the Term (“Cancellation”).

 

		13.	Termination. Termination shall not relieve either party of obligations incurred prior thereto.
Parties shall be able to terminate this Agreement as follows:

 

		a.	Termination without Cause. Either Party may terminate this Agreement by Cancellation. Reseller
may also terminate with thirty (30) days written notice by paying any outstanding fees, invoices or documented and approved amounts
owed to MYEC and six (6) months prior revenues collected by MYEC from Resellers Customers.

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

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		b.	Termination for Cause. Either Party may terminate this Agreement upon the occurrence of an Event
of Default, as defined below.

 

		c.	Event of Default. Each of the following occurrences will constitute an “Event of Default”
under this Agreement:

		i)	Goodwill. Either Party engages in any act or omission that damages the reputation, business, or goodwill of the other
Party;

		ii)	False Representation. Any representation or warranty made by the Parties or any of its officers, or directors proves
to have been false or misleading in any material respect;

		iii)	Breach. Either Party fails to observe any material obligation specified in this Agreement, and such failure is not cured
within thirty (30) days of receipt of written notice thereof from the non-breaching party; or

		iv)	Bankruptcy.The liquidation, dissolution, or
discontinuance of business by a Party in any manner or the filing of any petition by or against a Party under any federal or state
bankruptcy or insolvency laws, which petition shall not be dismissed within 60 days after filing.

 

		14.	Notice or Communication. Any notice or communication required or permitted hereunder (other than
Administrative Notice) shall be in writing and may be sent by registered mail, return receipt requested, postage prepaid and addressed
to the addresses set forth below, or emailed to such address as any party entitled to notice shall have communicated in writing
to the other party. Notices and communications to MYEC and the Reseller are noted on the final page of this Agreement.

 

		15.	Relationship of Parties. The relationship between the parties established by this Agreement shall
be solely that of vendor and vendee and all rights and powers not expressly granted to the Reseller are expressly reserved to MYEC.
The Reseller shall have no right, power or authority in any way to bind MYEC to the fulfillment of any condition not herein contained,
or to any contract or obligation, expressed or implied

 

		16.	Indemnity. The Reseller agrees to hold MYEC free and harmless from any and all claims, damages,
and expenses of every kind or nature whatsoever (a) arising from acts of the Reseller; (b) as a direct or indirect consequence
of termination of this Agreement in accordance with its terms; or (c) arising from acts of third parties in relation to products
sold to the Reseller under this Agreement, including, but not limited to execution of liens and security interests by third parties
with respect to any such products.

 

		17.	Assignment. This Agreement constitutes a professional contract and Reseller shall not transfer
or assign same or any part thereof without the advance written consent of MYEC.

 

		18.	The Reseller expressly warrants that the MYEC Solution, and any service(s), will not be used
or sold in states in which its use may violate state law.

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

    	Page 4 of 8

     

    

 

 

		19.	Applicable Law. This Agreement shall be governed by the laws of the State of California and is
accepted by MYEC at its Corporate Office noted above. All payments hereunder shall be made at MYEC's Corporate Office address.
MYEC's rights granted hereby are cumulative and in addition to any rights it may have at law or equity.

 

		20.	General.

 

		a)	Any portion of the Agreement which is inconsistent with applicable laws, regulations or rules will
be deemed modified and applied in a manner consistent therewith, and the Parties shall not incur any liability to each other as
a result of the inconsistency or modification and application. If any portion of the Agreement is deemed unenforceable or invalid,
it will not otherwise affect the enforceability or validity of the Agreement.

 

		b)	The Agreement is the entire agreement between the Parties and supersedes all prior representations,
conditions, warranties, understandings, proposals or agreements regarding a Service. No course of dealing or waiver of any right
on one occasion will constitute a modification of the Agreement or be a waiver of that right on a subsequent occasion.

 

		c)	Any/All sections of this agreement, plus all Exhibits of this Agreement, will survive termination
of this Agreement.

 

		d)	Parties may not assign or transfer its rights or obligations with respect to this Agreement without
the other written consent. Each Party may assign its rights and obligations with respect to this Agreement to any successor by
merger, consolidation or corporate reorganization.

 

		e)	The parties do not intend that any agency or partnership relationship be created between them by
this Agreement. The parties are and will remain as independent contractors.

 

		f)	The Parties agree that either Party may issue press release(s), which may contain the Party’s
ticker symbol; that describes the nature of the relationship between the Parties and may historical information about the respective
Parties.

 

		g)	This Agreement may be executed in two or more counterparts, each of which shall be deemed an original,
but all of which together shall constitute one and the same instrument.

 

		h)	This Agreement may be executed as a faxed or electronically scanned document, with scanned or faxed
signatures deemed as original.

 

		i)	Construction. Section headings in this Agreement are for convenience only and are not to be used
in interpreting this Agreement. As used in this Agreement, the word "including" means "including but not limited
to".

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

    	Page 5 of 8

     

    

 

 

		j)	Confidentiality of Agreement. Neither party will disclose any terms of this Agreement, including
prices or discounts, to anyone other than its attorneys, accountants or other professional advisors or to any investor or potential
investor who agrees to maintain the confidentiality of such information. Notwithstanding the foregoing, either party may make limited
disclosure of the terms of this Agreement to the extent required by law, provided that the disclosing party: (i) provides the non-disclosing
party reasonable prior notice of such disclosure, and (ii) uses its best efforts to protect and limit the disclosure of such information
to the extent possible. Notwithstanding the foregoing, the Parties agree that each may acknowledge the other as a customer.

 

		k)	Parties Advised by Counsel. This Agreement has been negotiated between Parties who are sophisticated
and knowledgeable in the matters contained herein and who have been represented by legal counsel. The provisions of this Agreement
shall be interpreted in a reasonable manner to effect the intentions of the Parties and any rule of law (including Section 1654
of the California Civil Code and any other authority of any jurisdiction of similar effect) which would require interpretation
of any ambiguities in this Agreement against the drafting Party is not applicable and is hereby waived.

 

		l)	Reseller authorizes MyECheck to issue a press release, which may contain Reseller’s stock
ticker symbol; that describes the nature of the relationship between MyECheck and Reseller.

 

		m)	Entire Agreement. Both Parties agree that this Agreement, along with the Exhibits hereto, is the
complete and exclusive statement of the mutual understanding of the Parties and supersedes and cancels all previous and contemporaneous
written and oral agreements and communications relating to the subject matter of this Agreement.

 

		n)	Force Majeure. Any delay in the performance of any duties or obligations of either Party will not
be considered a breach of this Agreement if such delay is caused by a labor dispute, market shortage of materials, fire, earthquake,
flood or any other event beyond the control of such Party, provided that such Party uses reasonable efforts, under the circumstances,
to resume performance as soon as reasonably practicable.

 

		o)	Government Rights. The Software is a "commercial item," as that term is defined at 48
C.F.R. 2.101 (Oct. 1995), consisting of "commercial computer software" and "commercial computer software documentation,"
as such terms are used in 48 C.F.R. 12.212 (Sept. 1995). Consistent with 48 C.F.R. 12.212 and 48 C.F.R. 227.7202-1 through 227.7202-4
(June 1995) (or an equivalent provision, e.g., in supplements of various U.S. government agencies, as applicable), all U.S. Government
users acquire the Software with only those rights set forth herein.

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

    	Page 6 of 8

     

    

 

 

		p)	Notices. All notices and other communications required or permitted by this Agreement to be delivered
to the other party shall be delivered in writing to the address shown below, either personally or by registered, certified or express
mail, return receipt requested, postage prepaid, to the address for such party specified below or to such other address as the
party may from time to time advise the other party, and shall be deemed given and received as of actual personal delivery, on the
first business day after the date of delivery shown on any return receipt if registered, certified or express mail is used, as
the case may be:

 

	 	 For the Company:	For Reseller
	 
	 	 President, MyECheck, Inc.	PK & MAVERICK
	 	 2600 E. Bidwell St. Suite 190	16560 ROYAL POINCIANA DR
	 	 Folsom, CA 95630	WESTON, FL  33326

 

IN WITNESS WHEREOF, the
parties have caused this Agreement to be executed by their duly authorized officers as of the date indicated below.

 

	Accepted:	 	Accepted:	 
	Reseller	 	MYEC	 
	 	 	 	 
	/s/ Pedro Farinas	 	/s/ James T. Fancher	 
	Signature	 	Signature	 
	PEDRO FARINAS	 	JAMES T. FANCHER	 
	Name	 	Name	 
	MANAGING MEMBER	 	C.O.O.	 
	Title	 	Title	 
	4-17-15	 	4/17/15	 
	Date	 	Date	 

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

    	Page 7 of 8

     

    

 

 

Exhibit A

 

Fees and Revenue Sharing

 

In accordance with the terms and conditions set forth above
in the MyECheck Reseller Agreement, MyECheck and Reseller shall share transactional gross revenue collected by MyEcheck on all
approved Reseller accounts at the following rates (“Commissions”):

 

	For gross collections from $0 - $1,000,000 per calendar year	3% to Reseller
	For gross collections from $1,000,001 - $5,000,000 per calendar year	5% to Reseller
	For gross collections from $5,000,001 - $10,000,000 per calendar year	7% to Reseller

 

MyECheck shall bill and collect the gross merchant transaction
fees from Reseller’s Customer accounts, shall pay Reseller the Commissions by the third week each month on the preceding
months transaction revenue.

 

	 	 	MyEcheck’s Initial:   JTF    
	 	 	 
	 	Proprietary and Confidential	Reseller’s Initial:    PF    

 

    	Page 8 of 8

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