Document:

Stock Pledge Agreement

 Exhibit 10.XIX 
 STOCK PLEDGE AGREEMENT 
 This Stock Pledge
Agreement (this “Agreement”), dated as of this 30th day of June, 2008, is by and between OAK RIDGE FINANCIAL SERVICES, INC., a
North Carolina corporation and a bank holding company (the “Borrower”), and SILVERTON BANK, NATIONAL ASSOCIATION (the “Lender”). 
 W I T N E S S E T H: 
 WHEREAS, the Borrower and the Lender have entered into that certain
Loan Agreement, dated of even date herewith, which is incorporated herein by reference thereto, pursuant to which the Borrower and the Lender agreed that the Lender shall extend credit to the Borrower in an amount as set forth in the Loan Agreement
(as amended modified or supplemented from time to time, the “Loan Agreement”) (Capitalized terms used in this Agreement that are defined in the Loan Agreement shall have the meanings assigned to them therein unless otherwise defined in
this Agreement); and 
 WHEREAS, the obligations of the Lender under the Loan Agreement are subject to the further condition, among others,
that the Borrower grants to and creates in favor of the Lender a first priority security interest in the Pledged Shares (as hereinafter defined) pursuant to the terms and conditions as hereinafter provided except as otherwise specifically set forth
herein. 
 NOW, THEREFORE, in consideration of the Debt (as defined in the Loan Agreement), and of other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged by the Borrower, and in order to induce the Lender to enter into the Loan Agreement and make the Loans (as defined in the Loan Agreement), the Borrower, intending to be legally bound hereby,
covenants and agrees as follows: 
 Section 1. Pledge. As security for the full and timely payment of the Debt in accordance with
the terms of this Agreement, the Loan Agreement and the other Loan Documents and the full and timely payment and performance of the obligations of the Borrower under this Agreement, the Loan Agreement and the other Loan Documents, the Borrower
hereby grants a security interest in and pledges to the Lender all of the Borrower’s right, title and interest in and to all of the issued and outstanding capital stock of Bank of Oak Ridge, a wholly-owned subsidiary of the Borrower, together
with all additions, substitutions, replacements and proceeds thereof and all income, interest, dividends and other distributions thereon (collectively, the “Pledged Shares”). The Borrower has herewith delivered to the Lender the stock
certificates evidencing the Pledged Shares, accompanied by duly executed blank stock powers or assignments as applicable. The Borrower hereby authorizes the transfer of possession of all certificates, instruments, documents and other evidence of the
Pledged Shares to the Lender. 
 Section 2. Covenants, Representations and Warranties. The Borrower represents and warrants to
the Lender as follows: 
 (a) Except as may otherwise be imposed or required by any Official Body, there are no restrictions
on the pledge or transfer of any of the Pledged Shares, other than restrictions referenced on the face of any certificates evidencing the Pledged Shares. 
 (b) The Borrower is the legal owner of the Pledged Shares, which are registered in the name of the Borrower. 

 (c) Except as may otherwise be imposed or required by any Official Body, the Pledged
Shares are free and clear of any security interests, pledges, liens, encumbrances, charges, agreements, claims or other arrangements or restrictions of any kind, except as referenced in Section 2(a) above; and the Borrower will not incur,
create, assume or permit to exist any pledge, security interest, lien, charge or other encumbrance of any nature whatsoever on any of the Pledged Shares or assign, pledge or otherwise encumber any right to receive income from the Pledged Shares,
other than in favor of the Lender. 
 (d) Except as may otherwise be imposed or required by any Official Body, the Borrower
has the right to transfer the Pledged Shares free of any encumbrances and, except as otherwise provided in the Loan Agreement, the Borrower will defend the Borrower’s title to the Pledged Shares against the claims of all persons, and any
registration with, or consent or approval of, or other action by, any federal, state or other governmental authority or regulatory body which was or is necessary for the validity of the pledge of and grant of the security interest in the Pledged
Shares has been obtained. 
 (e) The pledge of and grant of the security interest in the Pledged Shares is effective to vest
in the Lender a valid and perfected first priority security interest, superior to the rights of any other Person (except as may otherwise be determined by any Official Body), in and to the Pledged Shares as set forth herein. 
 Section 3. Voting Rights and Transfer. Except as may otherwise be imposed or required by any Official Body: 
 (a) So long as no Event of Default (as hereinafter defined) shall have occurred and is continuing and Lender has not delivered the notice
specified in subsection (b) below, the Borrower shall be entitled to exercise any and all voting and other consensual rights pertaining to the Pledged Shares or any part thereof for any purpose not inconsistent with the terms of this Agreement
or any document or agreement executed in connection herewith. 
 (b) Upon the occurrence and during the continuance of an
Event of Default, at the option of the Lender exercised in a writing sent to the Borrower, all rights of the Borrower to exercise the voting and other consensual rights which it would otherwise be entitled to exercise pursuant to subsection
(a) above shall cease, and the Lender shall thereupon have the sole right to exercise such voting and other consensual rights. 
 (c) At any time after the occurrence of an Event of Default, the Lender may transfer any or all of the Pledged Shares into its name or that of its nominee and may exercise all voting rights with respect to the Pledged Shares, but no such
transfer shall constitute a taking of such Pledged Shares in satisfaction of any or all of the Debt unless the Lender expressly so indicates by written notice to the Borrower. 
 Section 4. Default. 
 (a) If any of the following occur (each an “Event of Default”): (i) any Event of Default under the Loan Agreement, (ii) the failure by the Borrower to perform any of its obligations hereunder, (iii) the failure of
the Lender to have a perfected first priority security interest in the Pledged Shares or (iii) any restriction is imposed on the pledge or transfer of any of the Pledged Shares after the date of this Agreement without the Lender’s prior
written consent, then the Lender is authorized in its discretion to declare any or all of the Debt to be immediately due and payable without demand or notice, which are expressly waived, and, 

 
except as may otherwise be imposed or required by any Official Body, may exercise any one or more of the rights and remedies granted pursuant to this
Agreement or given to a secured party under the UCC of the applicable state, as it may be amended from time to time, or otherwise at law or in equity, including without limitation the right to sell or otherwise dispose of any or all of the Pledged
Shares at public or private sale, with or without advertisement thereof, upon such terms and conditions as it may deem advisable and at such prices as it may deem best. 
 (b) At any bona fide public sale, and to the extent permitted by Law and provided that the Lender obtains all necessary approvals and
complies with any requirements of any Official Body, at any private sale, the Lender shall be free to purchase all or any part of the Pledged Shares, free of any right or equity of redemption in the Borrower, which right or equity is hereby waived
and released. Any such sale may be on cash or, if permitted by any Official Body, credit. The Lender shall be authorized at any such sale (if it deems it advisable to do so) to restrict the prospective bidders or purchasers to persons who will
represent and agree that they are purchasing the Pledged Shares for their own account in compliance with Regulation D of the Securities Act of 1933 (the “Act”) or any other applicable exemption available under such Act. The Lender will not
be obligated to make any sale if it determines not to do so, regardless of the fact that notice of the sale may have been given. The Lender may adjourn any sale and sell at the time and place to which the sale is adjourned. If the Pledged Shares are
customarily sold on a recognized market or threatens to decline speedily in value, the Lender may sell such Pledged Shares at any time without giving prior notice to the Borrower. Whenever notice is otherwise required by Law to be sent by the Lender
to the Borrower of any sale or other disposition of the Pledged Shares, ten (10) days written notice sent to the Borrower at its address specified above will be reasonable. 
 The Borrower recognizes that the Lender may be unable to effect or cause to be effected a public sale of the Pledged Shares by reason of
certain prohibitions contained in the Act and any other applicable banking or bank holding company Law, so that the Lender may be compelled to resort to one or more private sales to a restricted group of purchasers who will be obligated to agree,
among other things, to acquire the Pledged Shares for their own account, for investment and without a view to the distribution or resale thereof. The Borrower understands that private sales so made may be at prices and on other terms less favorable
to the seller than if the Pledged Shares were sold at public sales, and agrees that the Lender has no obligation to delay or agree to delay the sale of any of the Pledged Shares for the period of time necessary to permit the issuer of the securities
which are part of the Pledged Shares (even if the issuer would agree), to register such securities for sale under the Act. The Borrower agrees that private sales made under the foregoing circumstances shall be deemed to have been made in a
commercially reasonable manner. 
 (c) The Lender shall apply the net proceeds of any sale or liquidation of the Pledged
Shares, first to the payment of the reasonable costs and expenses incurred by the Lender in connection with such sale or collection including, without limitation, reasonable attorneys’ fees and legal expenses, second to the payment of the Debt,
whether on account of principal or interest or otherwise as the Lender in its sole discretion may elect, and then to pay the balance, if any, to the Borrower or as otherwise required by Law. If such Proceeds are insufficient to pay the amounts
required by Law, the Borrower shall be liable for any deficiency; provided, however, that nothing contained herein will obligate the Lender to proceed against the Borrower or any other party obligated under the Debt or against any
other collateral for the Debt prior to proceeding against the Pledged Shares. 

 (d) If any demand is made at any time upon the Lender for the repayment or recovery of
any amount received by it in payment or on account of any of the Debt and if the Lender repays all or any part of such amount by reason of any judgment, decree or order of any court or administrative body or by reason of any settlement or compromise
of any such demand, the Borrower will be and remain liable for the amounts so repaid or recovered to the same extent as if such amount had never been originally received by the Lender. The provisions of this section will be and remain effective
notwithstanding the release of any of the Pledged Shares by the Lender in reliance upon such payment (in which case the Borrower’s liability will be limited to an amount equal to the fair market value of the Pledged Shares determined as of the
date such Pledged Shares was released) and any such release will be without prejudice to the Lender’s rights hereunder and will be deemed to have been conditioned upon such payment having become final and irrevocable. This Section shall survive
the termination of this Agreement. 
 Section 5. Dividends, Interest and Premiums. The Borrower will have the right to receive
all cash dividends, interest and premiums declared and paid on the Pledged Shares prior to the occurrence of any Event of Default. In the event any additional shares are issued to the Borrower as a stock dividend or in lieu of interest on any of the
Pledged Shares, as a result of any split of any of the Pledged Shares, by reclassification or otherwise, any certificates evidencing any such additional shares will be immediately delivered to the Lender and such shares will be subject to this
Agreement and a part of the Pledged Shares to the same extent as the original Pledged Shares. At any time after the occurrence of an Event of Default, the Lender shall be entitled to receive all cash or stock dividends, interest and premiums
declared or paid on the Pledged Shares, all of which shall be subject to the Lender’s rights under Section 5 above. 
 Section 6. Further Assurances. The Borrower hereby irrevocably authorizes the Lender, at any time and from time to time, to execute (on behalf of the Borrower), file and record against the Borrower any notice, financing
statement, continuation statement, amendment statement, instrument, document or agreement under the UCC that the Lender may consider necessary or desirable to create, preserve, continue, perfect or validate any security interest granted hereunder or
to enable the Lender to exercise or enforce its rights hereunder with respect to such security interest. Without limiting the generality of the foregoing, the Borrower hereby irrevocably appoints the Lender as the Borrower’s attorney-in-fact to
do all acts and things in the Borrower’s name that the Lender may deem necessary or desirable. This power of attorney is coupled with an interest with full power of substitution and is irrevocable. The Borrower hereby ratifies all that said
attorney shall lawfully do or cause to be done by virtue hereof. 
 Section 7. Continuing Validity of Obligations. The agreements
and obligations of the Borrower hereunder are continuing agreements and obligations, and are absolute and unconditional irrespective of the genuineness, validity or enforceability of the Loan Agreement, the Note or any other instrument or
instruments now or hereafter evidencing the Debt or any part thereof or of the Loan Documents or any other agreement or agreements now or hereafter entered into by the Lender and the Borrower pursuant to which the Debt or any part thereof is issued
or of any other circumstance which might otherwise constitute a legal or equitable discharge of such agreements and obligations. Without limitation upon the foregoing, such agreements and obligations shall continue in full force and effect as long
as the Debt or any part thereof remains outstanding and unpaid and shall remain in full force and effect without regard to and shall not be released, discharged or in any way affected by (i) any renewal, refinancing or refunding of the Debt in
whole or in part, (ii) any extension of the time of payment of the Note or other instrument or instruments now or hereafter evidencing the Debt, or any part thereof, (iii) any compromise or settlement with respect to the Debt or any part
thereof, or any forbearance or indulgence extended to the Borrower, (iv) any amendment to or modification of the terms of the Note or other instrument or instruments now or hereafter evidencing the Debt or any part thereof or any other
agreement or agreements now or hereafter entered into by the Lender 

 
and the Borrower pursuant to which the Debt or any part thereof is issued or secured, (v) any substitution, exchange, or release of a portion of, or
failure to preserve, perfect or protect, or other dealing in respect of, the Pledged Shares or any other property or any security for the payment of the Debt or any part thereof, (vi) any bankruptcy, insolvency, arrangement, composition,
assignment for the benefit of creditors or similar proceeding commenced by or against the Borrower, (vii) any dissolution, liquidation or termination of the Borrower for any reason whatsoever or (viii) any other matter or thing whatsoever
whereby the agreements and obligations of the Borrower hereunder, would or might otherwise be released or discharged. The Borrower hereby waives notice of the acceptance of this Agreement by the Lender. 
 Section 8. Defeasance. Notwithstanding anything to the contrary contained in this Agreement, upon payment in full of the Debt and performance
of all obligations of under the Loan Agreement, this Agreement shall terminate and be of no further force and effect and at the request of the Borrower, the Lender shall thereupon terminate its security interest in the Pledged Shares. Until such
time, however, this Agreement shall be binding upon and inure to the benefit of the parties, their successors and assigns, provided that the Borrower may not assign this Agreement or any of its rights under this Agreement or delegate any of its
duties or obligations under this Agreement and any such attempted assignment or delegation shall be null and void. This Agreement is not intended and shall not be construed to obligate the Lender to take any action whatsoever with respect to the
Pledged Shares or to incur expenses or perform or discharge any obligation, duty or disability of the Borrower. 
 Section 9.
Miscellaneous. 
 (a) The provisions of this Agreement are intended to be severable. If any provision of this Agreement
shall for any reason be held invalid or unenforceable, in whole or in part, in any jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without in any manner affecting the
validity or unenforceability of such provision in any other jurisdiction or any other provision of this Agreement in any jurisdiction. 
 (b) No failure or delay on the part of the Lender in exercising any right, remedy, power or privilege under this Agreement, the Loan Agreement or any of the other Loan Documents shall operate as a waiver thereof or of
any other right, remedy, power or privilege of the Lender under this Agreement, the Loan Agreement, the Note or any of the other Loan Documents; nor shall any single or partial exercise of any such right, remedy, power or privilege preclude any
other right, remedy, power or privilege or further exercise thereof or the exercise of any other right, remedy, power or privilege. The rights, remedies, powers and privileges of the Lender under this Agreement, the Loan Agreement, the Note and the
other Loan Documents are cumulative and not exclusive of any rights or remedies which it may otherwise have. 
 (c) All
notices, statements, requests and demands given to or made upon any party in accordance with the provisions of this Agreement shall be deemed to have been given or made when given or made as provided in the Loan Agreement. 
 (d) The section headings contained in this Agreement are for reference purposes only and shall not control or affect its construction or
interpretation in any respect. 
 (e) The UCC and all applicable banking and bank holding company Laws shall govern the
settlement, perfection and the effect of attachment and perfection of the Lender’s security interest in the Pledged Shares and the rights, duties and obligations of the Lender and the Borrower with respect to the Pledged Shares (whether or not
the UCC applies to the Pledged Shares). This 

 
Agreement shall be deemed to be a contract under the Laws of the State of North Carolina and the execution and delivery of this Agreement and, to the extent
not inconsistent with the preceding sentence, the terms and provisions of this Agreement shall be governed by and construed in accordance with the Laws of that State of North Carolina without regard to the principles of the conflicts of laws
thereof, except as otherwise preempted by applicable Federal law. 
 (f) The Borrower consents to the exclusive jurisdiction
and venue of the federal and state Courts located in Mecklenburg County, North Carolina in any action on, relating to or mentioning this Agreement. 
 [INTENTIONALLY LEFT BLANK] 

 IN WITNESS WHEREOF, and intending to be legally bound, the undersigned has executed and delivered this
Agreement as of the day and year written above. 
  

											
	Witness:	 		 	OAK RIDGE FINANCIAL SERVICES, INC.	 	
						
	By:	 	  
	 		 	By:	 	  
	 	(SEAL)
	Name:	 	  
	 		 	Name:	 	  

	Title:	 	  
	 		 	Title:	 	  

				
		 		 		 	Silverton Bank, National Association
					
		 		 		 	By:	 	  

		 		 		 		 	Charles S. Curtis, Jr.	 	
		 		 		 		 	Vice PresidentFirst Supplemental Indenture, dated as of July 1, 2008

 Exhibit 4.1 
 FIRST SUPPLEMENTAL INDENTURE 
 THIS FIRST SUPPLEMENTAL INDENTURE, dated as of July 1, 2008, is
by and among Wilmington Trust Company, a Delaware banking corporation, as Trustee (herein, together with its successors in interest, the “Trustee”), Valley National Bancorp, a New Jersey corporation (the “Successor Company”), and
Greater Community Bancorp, a New Jersey corporation (the “Company”), under the Indenture referred to below. 
 NOW, THEREFORE, in
consideration of the premises and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged by the parties hereto, the Trustee, the Company and the Successor Company hereby agree as follows: 

PRELIMINARY STATEMENTS 
 The
Trustee and the Company are parties to that certain Junior Subordinated Indenture, dated as of July 2, 2007 (the “Indenture”), pursuant to which the Company issued U.S. $24,743,000.00 of its Floating Rate Junior Subordinated Notes due
July 30, 2037. 
 As permitted by the terms of the Indenture, the Company, simultaneously with the effectiveness of this First
Supplemental Indenture, shall merge (referred to herein for purposes of Article VIII of the Indenture as the “Merger”) with and into the Successor Company with the Successor Company as the surviving corporation. The parties hereto are
entering into this First Supplemental Indenture pursuant to, and in accordance with, Articles VIII and IX of the Indenture. 
 SECTION 1.
Definitions. All capitalized terms used herein that are defined in the Indenture, either directly or by reference therein, shall have the respective meanings assigned them in the Indenture except as otherwise provided herein or unless the
context otherwise requires. 
 SECTION 2. Interpretation. 
  

	 	(a)	In this First Supplemental Indenture, unless a clear contrary intention appears: 

  

	 	(i)	the singular number includes the plural number and vice versa; 

  

	 	(ii)	reference to any gender includes the other gender; 

  

	 	(iii)	the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this First Supplemental Indenture as a whole and not to any
particular Section or other subdivision; 

  

	 	(iv)	 reference to any Person includes such Person’s successors and assigns but, if applicable, only if such successors and assigns are 

	 	 
permitted by this First Supplemental Indenture or the Indenture, and reference to a Person in a particular capacity excludes such Person in any other
capacity or individually provided that nothing in this clause (iv) is intended to authorize any assignment not otherwise permitted by this First Supplemental Indenture or the Indenture; 

  

	 	(v)	reference to any agreement, document or instrument means such agreement, document or instrument as amended, supplemented or modified and in effect from time to time in accordance
with the terms thereof and, if applicable, the terms hereof, as well as any substitution or replacement therefor and reference to any note includes modifications thereof and any note issued in extension or renewal thereof or in substitution or
replacement therefor; 

  

	 	(vi)	reference to any Section means such Section of this First Supplemental Indenture; and 

  

	 	(vii)	the word “including” (and with correlative meaning “include”) means including without limiting the generality of any description preceding such term.

  

	 	(b)	No provision in this First Supplemental Indenture shall be interpreted or construed against any Person because that Person or its legal representative drafted such provision.

 SECTION 3. Assumption of Obligations. 
  

	 	(a)	Pursuant to, and in compliance and accordance with, Section 8.1 and Section 8.2 of the Indenture, the Successor Company hereby expressly assumes the due and punctual
payment of the principal of and premium, if any, and interest (including any Additional Interest) on all of the Securities in accordance with their terms, according to their tenor, and the due and punctual performance and observance of all of the
covenants and conditions of the Indenture and Securities to be kept, performed, or observed by the Company under the Indenture and Securities. 

  

	 	(b)	Pursuant to, and in compliance and accordance with, Section 8.2 of the Indenture, the Successor Company succeeds to and is substituted for the Company, with the same effect as
if the Successor Company had originally been named in the Indenture as the Company. 

  

	 	(c)	 The Successor Company also succeeds to and is substituted for the Company with the same effect as if the Successor Company had originally been named in (i) the
Amended and Restated Trust Agreement of the Trust, dated as of July 2, 2007 (the “Trust Agreement”), as Depositor (as 

  

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defined in the Trust Agreement) and (ii) the Guarantee Agreement, dated as of July 2, 2007 (the “Guarantee”), as Guarantor (as defined in
the Guarantee). 

  

	 	(d)	Pursuant to Section 1.8 of the Indenture, the Successor Company hereby agrees to perform the Company’s obligations under the Indenture. Pursuant to Section 11.6 of
the Trust Agreement, the Successor Company hereby agrees to perform the Depositor’s obligations under the Trust Agreement. Pursuant to Section 8.1 of the Guarantee, the Successor Company hereby agrees to perform the Guarantor’s
obligations under the Guarantee. 

 SECTION 4. Representations and Warranties. The Successor Company represents
and warrants that (a) it has all necessary power and authority to execute and deliver this First Supplemental Indenture and to perform the Indenture, (b) that it is the successor of the Company pursuant to the Merger effected in accordance
with applicable law, (c) that it is a corporation organized and existing under the laws of New Jersey, (d) that both immediately before and after giving effect to the Merger and this First Supplemental Indenture, no Default or Event of
Default, and no event which, after notice or lapse of time or both, would constitute an Event of Default, has occurred and is continuing and (e) that this First Supplemental Indenture is executed and delivered pursuant to Section 9.1(a)
and Article VIII of the Indenture and does not require the consent of the Holders. 
 SECTION 5. Conditions of Effectiveness.
This First Supplemental Indenture shall become effective simultaneously with the effectiveness of the Merger, provided, however, that: 
  

	 	(a)	the Trustee shall have executed a counterpart of this First Supplemental Indenture and shall have received one or more counterparts of this First Supplemental Indenture executed by
the Successor Company and the Company; 

  

	 	(b)	the Trustee shall have received an Officers’ Certificate stating that (i) the Merger and this First Supplemental Indenture comply with Article VIII of the Indenture;
(ii) in the opinion of the signers, all conditions precedent (including covenants compliance with which constitutes a condition precedent) provided for in the Indenture relating to the Merger and this First Supplemental Indenture have been
complied with; and (iii) the execution of the First Supplemental Indenture is authorized or permitted by the Indenture, and all conditions precedent provided for in the Indenture relating to such action have been complied with.

  

	 	(c)	 the Trustee shall have received an Opinion of Counsel to the effect that (i) all conditions precedent (including covenants compliance with which constitutes a
condition precedent) provided for in the Indenture relating to the Merger and this First Supplemental Indenture have been complied with; (ii) the Merger and this First Supplemental Indenture comply with 

  

 3 

	 	 
Article VIII of the Indenture; and (iii) the execution of the First Supplemental Indenture is authorized or permitted by the Indenture, and all
conditions precedent provided for in the Indenture relating to such action have been complied with. 

  

	 	(d)	the Successor Company and the Company shall have duly executed and filed with the Department of the Treasury of the State of New Jersey a Certificate of Merger in connection with
the Merger. 

 SECTION 6. Reference to the Indenture. 
  

	 	(a)	Upon the effectiveness of this First Supplemental Indenture, each reference in the Indenture to “this Indenture,” “hereunder,” “herein” or words of
like import shall mean and be a reference to the Indenture, as affected, amended and supplemented hereby. 

  

	 	(b)	Upon the effectiveness of this First Supplemental Indenture, each reference in the Securities to the Indenture including each term defined by reference to the Indenture shall mean
and be a reference to the Indenture or such term, as the case may be, as affected, amended and supplemented hereby. 

  

	 	(c)	The Indenture, as amended and supplemented hereby shall remain in full force and effect and is hereby ratified and confirmed. 

 SECTION 7. Execution in Counterparts. This First Supplemental Indenture may be executed in any number of counterparts and by different
parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed to be an original and all of which when taken together shall constitute but one and the same instrument. 
 SECTION 8. Governing Law; Binding Effect. This First Supplemental Indenture shall be governed by and construed in accordance with the laws
of the State of New York and shall be binding upon the parties hereto and their respective successors and assigns. 
 SECTION 9. The
Trustee. The Trustee shall not be responsible in any manner whatsoever for or in respect of the validity or sufficiency of this First Supplemental Indenture or the due execution thereof by the Company or the Successor Company. The recitals
of fact contained herein shall be taken as the statements solely of the Company or the Successor Company, and the Trustee assumes no responsibility for the correctness thereof. 
 [Signatures on following page] 
  

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 IN WITNESS WHEREOF, the parties hereto have caused this First Supplemental Indenture to be duly executed
as of the day and year first written above. 
  

			
	GREATER COMMUNITY BANCORP
		
	By:	 	/s/ Anthony M. Bruno, Jr.
	Name:	 	Anthony M. Bruno, Jr.
	Title:	 	Chairman, President and CEO

  

			
	VALLEY NATIONAL BANCORP
		
	By:	 	/s/ Peter Crocitto
	Name:	 	Peter Crocitto
	Title:	 	Executive Vice President and Chief Operating Officer

  

			
	WILMINGTON TRUST COMPANY, not in its individual capacity, but solely as Trustee
		
	By:	 	/s/ W.T. Morris II
	Name:	 	W. Thomas Morris, II
	Title:	 	Assistant Vice President

  

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