Document:

Exhibit

Exhibit 10.32

NORTHFIELD BANK
AMENDMENT TO EMPLOYMENT AGREEMENT

This amendment is made effective as of the 1st day of January, 2020 (the “Effective Date”), by and between Northfield Bank (the “Bank”), a federally-chartered savings bank with its principal offices at 1731 Victory Boulevard, Staten Island, New York 10314-3598, and __________ (“Executive”). 
WHEREAS, the Bank is a wholly-owned subsidiary of Northfield Bancorp, Inc., a stock holding company chartered in the State of Delaware (the “Company”); and 
WHEREAS, Executive and the Bank entered into an employment agreement dated January 1, 2019 (the “Agreement”); and
WHEREAS, the Bank and Executive believe it is in the best interests of the Bank to renew the Agreement in its entirety with the exception of Section 6(a); 
RESOLVED, Section 6(a) of the Agreement shall be replaced in its entirety with the following:
(a)The term “Termination for Just Cause” shall mean termination because  of Executive’s personal dishonesty, incompetence, willful misconduct, breach of fiduciary duty involving personal profit, material breach of the Bank’s Code of Ethics, material violation of the Sarbanes-Oxley requirements for officers of public companies that in the reasonable opinion of the Board of Directors of the Bank will likely cause substantial financial harm or substantial injury to the reputation of the Bank, willfully engaging in actions that in the reasonable opinion of the Board of Directors of the Bank will likely cause substantial financial harm or substantial injury to the business reputation of the Bank, intentional failure to perform stated duties, willful violation of any law, rule or regulation (other than routine traffic violations or similar offenses) or final cease-and-desist order, or material breach of any provision of the contract, habitual neglect of Executive’s reasonable duties (for a reason other than illness or incapacity) which is not cured within 30 business days after written notice thereof by the Board to the Executive, willful refusal by the Executive to perform the duties reasonably assigned to the Executive by the Board (which duties are consistent with the Executive’s position) which failure or breach continues for more than 30 business days after written notice given to the Executive by the Board setting forth in reasonable detail the nature of such refusal, willful misconduct by the Executive or the Executive’s commission of an act of moral turpitude that materially and adversely affects the Bank or has the ability to do so, material act of dishonest or fraud against the Bank in the performance of the Executives duties on behalf of the Bank, willful disregard of written, material policies of the Bank or its subsidiaries which causes material loss, damage or injury to the property or reputation of the Bank or its subsidiaries or has the ability to do so and which is not cured with 30 business days after written notice thereof by the Board to the Executive.  

    

IN WITNESS WHEREOF the Bank and Executive have signed (or caused to be signed) this Agreement, effective as of January 1, 2020.
	
			
	Attest:
	 
	Northfield Bank

	 
	 
	 

	____________________________________
	 
	By:_________________________________

	Secretary
	 
	Title:_______________________________

	 
	 
	 

	Attest:
	 
	Executive

	 
	 
	 

	____________________________________
	 
	___________________________________

	Secretary
	 
	Name of Executive and Title

	 
	 
	Northfield Bancorp, Inc. 

	 
	 
	(The Company is executing this Agreement only for purposes of acknowledging the obligations of the Company hereunder.)

	 
	 
	 

	Attest:
	 
	 

	 
	 
	 

	____________________________________
	 
	By:_________________________________

	Secretary
	 
	Title:_______________________________

	 
	 
	 

	 
	 
	 

2EX-10.1

 Exhibit 10.1 

EXECUTION VERSION 
 THIRD AMENDMENT
TO CREDIT AGREEMENT 
 THIRD AMENDMENT (this “Amendment”), dated as of March 2, 2020, to the Revolving
Credit Agreement dated as of November 2, 2015 (as amended by the First Amendment, dated as of February 27, 2017, the Second Amendment, dated as of May 21, 2018, and as further amended, supplemented, amended and restated or otherwise
modified from time to time, the “Credit Agreement”), among Square, Inc. (the “Borrower”), the several banks and other financial institutions or entities from time to time party thereto (the
“Lenders”), and JPMorgan Chase Bank, N.A., as Administrative Agent (in such capacity, the “Administrative Agent”). 

W I T N E S S E T H : 

WHEREAS, the parties hereto are parties to the Credit Agreement; 

WHEREAS, the Borrower requests that the Lenders agree to certain amendments to the Credit Agreement; 

NOW, THEREFORE, in consideration of the premises and of the mutual covenants herein contained and for other good and valuable
consideration, the receipt of which is hereby acknowledged, the parties hereto agree as follows: 
 SECTION
1.    DEFINITIONS. Unless otherwise defined herein, capitalized terms which are defined in the Credit Agreement are used herein as therein defined. 

SECTION 2.    AMENDMENTS. On the Effective Date (as defined below), the Credit Agreement is hereby amended as
follows: 
 (a)    Section 6.01(e) of the Credit Agreement is hereby amended and restated in its entirety
as follows: 
 “(e)    any Permitted Convertible Indebtedness in an aggregate principal amount not to exceed
$2,600,000,000 at any time outstanding; provided that no Default or Event of Default has occurred and is continuing at the time of issuance of such Indebtedness.” 

SECTION 3.    CONDITIONS PRECEDENT TO EFFECTIVENESS. This Amendment shall become effective on the date (the
“Effective Date”) on which all of the following conditions have been satisfied or waived: 

(a)    Execution and Delivery. The Administrative Agent shall have received counterparts of this
Amendment duly executed by (i) the Borrower and (ii) the Required Lenders. 
 (b)    No
Default. Both prior to and after giving effect to this Amendment, no Default or Event of Default shall have occurred and be continuing on the Effective Date. 

(c)    Representations and Warranties. As of the Effective Date (both prior to and after giving
effect to this Amendment) all representations and warranties contained in Section 3 of the Credit Agreement shall be true and correct in all material respects, except that (i) the representations and warranties contained in
Section 3.04(a) of the Credit Agreement shall be deemed to refer to the most recent statements furnished pursuant to clauses (a) and (b) (subject, in the case of unaudited financial statements furnished pursuant to clause (b), to year-end audit 

 
adjustments and the absence of footnotes), respectively, of Section 5.01 of the Credit Agreement, (ii) to the extent that such representations and warranties specifically refer to an
earlier date, they shall be true and correct in all material respects as of such earlier date and (iii) to the extent that such representations and warranties are already qualified or modified by materiality in the text thereof, they shall be
true and correct in all respects. 
 For the purpose of determining compliance with the conditions specified in this Section 3, each
Lender that has signed this Amendment shall be deemed to have accepted, and to be satisfied with, each document or other matter required under this Section 3. 

SECTION 4.    REPRESENTATIONS AND WARRANTIES. In order to induce the Required Lenders to enter into this Amendment,
the Borrower hereby represents and warrants to the Required Lenders that (a) this Amendment has been duly authorized by all necessary corporate actions on the part of the Borrower and, if required, actions by equity holders of the Borrower and
(b) this Amendment has been duly executed and delivered by the Borrower and constitutes a legal, valid and binding obligation of the Borrower, enforceable in accordance with its terms, subject to applicable bankruptcy, insolvency,
reorganization, moratorium or other laws affecting creditors’ rights generally and subject to general principles of equity, regardless of whether considered in a proceeding in equity or at law. 

SECTION 5.    CONTINUING EFFECT. Except as expressly amended, waived or modified hereby, the Loan Documents shall
continue to be and shall remain in full force and effect in accordance with their respective terms. This Amendment shall not constitute an amendment, waiver or modification of any provision of any Loan Document not expressly referred to herein and
shall not be construed as an amendment, waiver or modification of any action on the part of the Borrower or the other Loan Parties that would require an amendment, waiver or consent of the Administrative Agent or the Lenders except as expressly
stated herein, or be construed to indicate the willingness of the Administrative Agent or the Lenders to further amend, waive or modify any provision of any Loan Document amended, waived or modified hereby for any other period, circumstance or
event. Except as expressly modified by this Amendment, the Credit Agreement and the other Loan Documents are ratified and confirmed and are, and shall continue to be, in full force and effect in accordance with their respective terms. Except as
expressly set forth herein, each Lender and the Administrative Agent reserves all of its rights, remedies, powers and privileges under the Credit Agreement, the other Loan Documents, applicable law and/or equity. Any reference to the “Credit
Agreement” in any Loan Document or any related documents shall be deemed to be a reference to the Credit Agreement as amended by this Amendment and the term “Loan Documents” in the Credit Agreement and the other Loan Documents shall
include this Amendment. Nothing in this Amendment shall be deemed to be a novation of any obligations under the Credit Agreement or any other Loan Document. 

SECTION 6.    GOVERNING LAW. THIS AMENDMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW
YORK. 
 SECTION 7.    SUCCESSORS AND ASSIGNS. This Amendment shall be binding upon and inure to the benefit of
the Borrower, the other Loan Parties, the Administrative Agent, the other Agents and the Lenders, and each of their respective successors and assigns, and shall not inure to the benefit of any third parties. The execution and delivery of this
Amendment by any Lender prior to the Effective Date shall be binding upon its successors and assigns and shall be effective as to any Loans or Commitments assigned to it after such execution and delivery. 

SECTION 8.    ENTIRE AGREEMENT. This Amendment, the Credit Agreement and the other Loan Documents represent the
entire agreement of the Loan Parties, the Administrative Agent, the Agents and the Lenders, as applicable, with respect to the subject matter hereof and thereof, and there are no promises, undertakings, representations or warranties by the
Administrative Agent, any other Agent or any Lender relative to the subject matter hereof not expressly set forth or referred to herein or in the Credit Agreement or the other Loan Documents. 

  
 2 

 SECTION 9.    LOAN DOCUMENT. This Amendment is a Loan Document
executed pursuant to the Credit Agreement and shall (unless otherwise expressly indicated herein) be construed, administered and applied in accordance with the terms and provisions of the Credit Agreement. 

SECTION 10.    COUNTERPARTS. This Amendment may be executed by the parties hereto in any number of separate
counterparts and all of said counterparts taken together shall be deemed to constitute one and the same instrument. An executed signature page of this Amendment may be delivered by facsimile transmission or electronic PDF of the relevant signature
page hereof. 
 SECTION 11.    HEADINGS. Section headings used in this Amendment are for convenience of reference
only, are not part of this Amendment and are not to affect the construction of, or to be taken into consideration in interpreting, this Amendment. 

[Remainder of page intentionally left blank] 

  
 3 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed and
delivered by their duly authorized officers as of the date first written above. 
  

			
	 SQUARE, INC.,

as the Borrower

		
	 By:
	 	 /s/ Amrita Ahuja

	 Name:
	 	 Amrita Ahuja

	 Title:
	 	 Chief Financial Officer

  
 [Signature Page to Third
Amendment] 

 
			
	JPMORGAN CHASE BANK, N.A., as
	Administrative Agent and a Lender
		
	By:	 	 /s/ Inderjeet Singh Aneja

	Name:	 	Inderjeet Singh Aneja
	Title:	 	Executive Director

  
 [Signature Page to Third
Amendment] 

 
			
	 GOLDMAN SACHS LENDING PARTNERS LLC,

as a Lender

		
	By:	 	 /s/ Rebecca Kratz

	Name:	 	Rebecca Kratz
	Title:	 	Authorized Signatory

  
 [Signature Page to Third
Amendment]

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