Document:

<PAGE>
                                                                   EXHIBIT 10.10

                      SECOND AMENDMENT TO CREDIT AGREEMENT

         THIS SECOND AMENDMENT TO CREDIT AGREEMENT (this "Second Amendment"),
made effective as of the 31 day of January, 2005 (the "Second Amendment
Effective Date"), by and between BRADFORD RESOURCES, LTD., a Pennsylvania
limited partnership (the "Borrower") and CITIZENS BANK OF PENNSYLVANIA, a
Pennsylvania state chartered bank (the "Lender").

                                   BACKGROUND

         A. The Borrower and the Lender are parties to that certain Credit
Agreement dated as of June 3, 2004, as amended by that certain First Amendment
to Credit Agreement dated November 30, 2004 (as now and as hereafter amended,
from time to time, the "Credit Agreement") pursuant to which the Lender has made
a standby term loan facility available to the Borrower in a maximum principal
amount of $12,000,000

         B. The Borrower has requested the Lender to further amend the Credit
Agreement to increase the standby term loan facility to a maximum principal
amount of $21,500,000 and to make certain other changes to the Credit Agreement,
and the Lender is willing to do so upon the terms and conditions set forth in
this Second Amendment.

         NOW, THEREFORE, the parties hereto, intending to be legally bound,
covenant and agree as follows:

SECTION 1. USE OF TERMS; RECITALS

         1.1 Capitalized terms used herein (including the Background above)
shall have the same meaning ascribed thereto in the Credit Agreement as amended
hereby unless otherwise specified herein.

         1.2 The Borrower acknowledges that the recitals set forth above in the
Background above are true and correct and are incorporated herein by reference.

SECTION 2. AMENDMENTS TO THE CREDIT AGREEMENT

         2.1 The following definitions as set forth in Schedule One of the
Credit Agreement are amended and restated in their entirety to read on and after
the Second Amendment Effective Date as follows:

                  "Standby Term Loan Commitment" means Twenty One Million Five
         Hundred Thousand Dollars ($21,500,000.00).

                  "Standby Term Loan Maturity Date" means January 1, 2011.

                  "Standby Term Loan Note" means the Second Amended and Restated
         Standby Term Loan Note dated January __, 2005 in the original principal
         amount of Twenty One Million Five Hundred Thousand Dollars
         ($21,500,000.00) issued by the Borrower to the Lender, in form and
         substance satisfactory to the Lender, together with any and all
         amendments, restatements, extensions, renewals, refinancings, or
         refundings in whole or in part thereof, such note being an amendment
         and restatement, AND NOT A NOVATION OR SATISFACTION, of that certain
         Amended and Restated Standby Term Loan Note dated November 30, 2004 in
         the principal amount of Twelve Million Dollars ($12,000,000) issued by
         the Borrower to the Lender.

<PAGE>

         2.2 The following definitions are added to Schedule One of the Credit
Agreement in the appropriate alphabetical order:

                  "Second Amendment to Credit Agreement" shall mean the Second
         Amendment to Credit Agreement made effective as of January___________,
         2005 by and between the Borrower and the Lender.

                  "Standby Term Loan Portion No. 1" shall have the meaning given
         to such term in Section 2.01(i).

                  "Standby Term Loan Portion No. 1 Maturity Date" shall mean
         January 1, 2010.

                  "Standby Term Loan Portion No. 2" shall have the meaning given
         to such term in Section 2.01(ii).

                  "Standby Term Loan Portion No. 2 Maturity Date" shall mean
         January 1, 2011.

         2.3 Section 2.01 of the Credit Agreement is hereby amended and restated
in its entirety to read as follows:

                  SECTION 2.01 THE STANDBY TERM LOAN. Subject to the terms and
         conditions of this Agreement and in reliance upon the representations
         and warranties of the Borrower contained in Article V, the Lender
         agrees to make a standby term loan available to the Borrower on the
         Closing Date (the "Standby Term Loan") in the aggregate principal
         amount not to exceed the Standby Term Loan Commitment. The Standby Term
         Loan is a term loan that is non-revolving and the Borrower shall not
         have the right to borrow, repay and reborrow under the Standby Term
         Loan. Advances of the Standby Term Loan (each an "Advance") will be
         made available to the Borrower in two portions as follows:

                           (i) The first portion of the Standby Term Loan to be
                  made available to the Borrower shall be in an amount up to
                  $12,000,000 (the "Standby Term Loan Portion No. 1") and shall
                  be advanced during the period commencing on the Closing Date
                  and ending on the earlier to occur of (A) the Borrower's draw
                  of the entire amount of the Standby Term Loan Portion No. 1,
                  or (ii) December 31, 2004. The Standby Term Loan Portion No. 1
                  is non-revolving and the Borrower shall not have the right to
                  borrow, repay and reborrow any portion of the Standby Term
                  Loan Portion No. 1; and

                           (ii) The second portion of the Standby Term Loan to
                  be made available to the Borrower shall be in an amount up to
                  $9,500,000 (the "Standby Term Loan Portion No. 2") and shall
                  be advanced during the period commencing on the effective date
                  of the Second Amendment to Credit Agreement and ending on the
                  earlier to occur of (A) the Borrower's draw of the entire
                  amount of the Standby Term Loan Portion No. 2, or (ii) January
                  1, 2006. The Standby Term Loan Portion No. 2 is non-revolving
                  and the Borrower shall not have the right to borrow, repay and
                  reborrow any portion of the Standby Term Loan Portion No. 2.

<PAGE>

         2.4 Section 2.04 of the Credit Agreement is hereby amended and restated
in its entirety to read on and after the Second Amendment Effective Date as
follows:

                  SECTION 2.04 REPAYMENT OF THE STANDBY TERM LOAN. (a) STANDBY
         TERM LOAN PORTION NO. 1. Interest only on the Standby Term Loan Portion
         No. 1 shall be payable from the Closing Date up to but not including
         January 1, 2005. Subject to adjustment annually by the Lender in
         writing to the Borrower to take into account Hedging Contracts in
         effect from time to time, commencing on January 1, 2005 and continuing
         on the first day of each consecutive month thereafter through and
         including December 1, 2009, the Borrower shall pay to the Lender equal
         and consecutive monthly installments of principal in an amount equal to
         1/84th of the outstanding principal balance of the Standby Term Loan
         Portion No. 1 on January 1, 2005, and a final principal payment due and
         payable on Standby Term Loan Portion No. 1 Maturity Date in an amount
         equal to the then outstanding principal balance of the Standby Term
         Loan Portion No. 1; provided, during the period(s) that the Standby
         Term Loan Portion No. 1 is classified as a LIBOR Rate Tranche, (i) the
         Standby Term Loan Portion No. 1 shall mature and become payable in full
         on the last day of each Interest Period, and (ii) subject to the
         provisions of Section 2.05(b) regarding continuation and conversion of
         outstanding Tranches, upon such maturity, the Standby Term Loan Portion
         No. 1 shall automatically be continued as a LIBOR Rate Tranche with an
         equal Interest Period in an amount equal to the expiring LIBOR Rate
         Tranche LESS the principal repayments made to the Lender during such
         the Interest Period applicable to the expiring LIBOR Rate Tranche,
         provided, however, that no portion of the outstanding principal amount
         of a LIBOR Rate Tranche may be continued as a LIBOR Rate Tranche when
         any Event of Default has occurred and is continuing. If any Event of
         Default has occurred and is continuing (if the Lender does not
         otherwise elect to exercise any right to accelerate the Standby Term
         Loan it is granted under this Agreement), the maturing LIBOR Rate
         Tranche shall automatically be continued as a Prime Rate Tranche.
         Notwithstanding the foregoing, the outstanding principal balance of the
         Standby Term Loan Portion No. 1 shall be due and payable in full on the
         Standby Term Loan Portion No. 1 Maturity Date.

                           (b) STANDBY TERM LOAN PORTION NO. 2. Interest only on
         the Standby Term Loan Portion No. 2 shall be payable from the effective
         date of the Second Amendment to Credit Agreement up to but not
         including January 1, 2006. Subject to adjustment annually by the Lender
         in writing to the Borrower to take into account Hedging Contracts in
         effect from time to time, commencing on January 1, 2006 and continuing
         on the first day of each consecutive month thereafter through and
         including December 1, 2010, the Borrower shall pay to the Lender equal
         and consecutive monthly installments of principal in an amount equal to
         1/84th of the outstanding principal balance of the Standby Term Loan
         Portion No. 2 on January 1, 2011, and a final principal payment due and
         payable on Standby Term Loan Portion No. 2 Maturity Date in an amount
         equal to the then outstanding principal balance of the Standby Term
         Loan Portion No. 2; provided, during the period(s) that the Standby
         Term Loan Portion No. 2 is classified as a LIBOR Rate Tranche, (i) the
         Standby Term Loan Portion No. 2 shall mature and become payable in full
         on the last day of each Interest Period, and (ii) subject to the
         provisions of Section 2.05(b) regarding continuation and conversion of
         outstanding Tranches, upon such maturity, the Standby Term Loan Portion
         No. 2 shall automatically be continued as a LIBOR Rate Tranche with an
         equal Interest Period in an amount equal to the expiring LIBOR Rate
         Tranche LESS the principal repayments made to the Lender during such
         the Interest Period applicable to the expiring LIBOR Rate Tranche,
         provided, however, that no portion of the outstanding principal amount
         of a LIBOR Rate Tranche

<PAGE>

         may be continued as a LIBOR Rate Tranche when any Event of Default has
         occurred and is continuing. If any Event of Default has occurred and is
         continuing (if the Lender does not otherwise elect to exercise any
         right to accelerate the Standby Term Loan it is granted under this
         Agreement), the maturing LIBOR Rate Tranche shall automatically be
         continued as a Prime Rate Tranche. Notwithstanding the foregoing, the
         outstanding principal balance of the Standby Term Loan Portion No. 2
         shall be due and payable in full on the Standby Term Loan Portion No. 2
         Maturity Date.

         2.5 The meaning ascribed to "Loan Documents" in the Credit Agreement is
hereby amended to the extent necessary to expressly incorporate in such meaning
this Second Amendment.

SECTION 3. SECOND AMENDED AND RESTATED STANDBY TERM LOAN NOTE.

         3.1 From and after the Second Amendment Effective Date, the Standby
Term Loan shall be evidenced by a Second Amended and Restated Standby Term Loan
Note in the principal amount of Twenty One Million Five Hundred Dollars
($21,500,000) (the "Second Amended Note"), in form and substance satisfactory to
the Lender, appropriately completed and duly executed by the Borrower. Upon the
Lender's receipt of the appropriately completed and duly executed Second Amended
Note, the previously outstanding Amended and Restated Standby Term Loan Note
dated November __, 2004 issued by the Borrower to the Lender in the principal
amount of Twelve Million Dollars ($12,000,000) (the "Prior Note") shall be
marked amended and restated and replaced by the Second Amended Note. The Second
Amended Note is intended as an amendment and restatement, AND NOT A NOVATION OR
SATISFACTION, of the Prior Note, and all outstanding principal and unpaid
interest and other charges, if any, accrued and owing on the Prior Note shall be
outstanding under the Second Amended Note, and all outstanding principal and
unpaid interest and other charges, if any, accrued and owing on the Prior Note
shall be outstanding under the Second Amended Note, without discharging any
security granted by the Borrower under the Credit Agreement, the Collateral
Documents or otherwise.

SECTION 4. REPRESENTATIONS, WARRANTIES AND COVENANTS

         4.1 The Borrower hereby ratifies, confirms and reaffirms, without
condition, all the terms and conditions of the Credit Agreement and the other
Loan Documents to which it is a party and agrees that it continues to be bound
by the terms and conditions thereof as amended by this Second Amendment. Except
as specifically amended by this Second Amendment, the Credit Agreement shall
remain in full force and effect in accordance with its terms. This Second
Amendment is not intended to be, nor shall it be construed to create, a novation
or accord and satisfaction of the Borrower's indebtedness and obligations under
the Credit Agreement, and the Credit Agreement as herein modified shall continue
in full force and effect.

         4.2 The Borrower hereby ratifies, confirms, reaffirms and restates the
grant and conveyance of all liens and security interests granted by the Borrower
to the Lender in the Collateral pursuant to the Security Agreement, the
Assignment of Equipment Leases and all other Collateral Documents, and such
liens and security interests shall continue to secure the Obligations,
including, without limitation, all Advances of the Standby Term Loan as
increased pursuant to the terms of this Second Amendment.

         4.3 The Borrower represents and warrants to the Lender that:

                  (i) this Second Amendment, the Second Amended Note and each of
         the other Loan Documents executed and delivered in connection herewith
         (collectively, the "Second Amendment Documents") have been duly
         executed and delivered by the

<PAGE>

         Borrower and constitute the legal, valid and binding obligations of the
         Borrower enforceable in accordance with their terms;

                  (ii) the representations and warranties set forth within
         Article V of the Credit Agreement continue to be true and correct in
         all material respects as of the Second Amendment Effective Date except
         to the extent that (A) such representations and warranties expressly
         relate to an earlier date, or (B) such representations and warranties
         have changed, and such changes have been consented to in writing by the
         Lender and are reflected on revised schedules to the Credit Agreement
         attached to this Second Amendment;

                  (iii) no Event of Default or Potential Default shall have
         occurred and be continuing on the Second Amendment Effective Date; and

                  (iv) no Material Adverse Effect has occurred since the Closing
         Date, and no event or events shall have occurred and be continuing on
         the Second Amendment Effective Date which, individually or in the
         aggregate, could reasonably be expected to result in a Material Adverse
         Effect.

SECTION 5. CONDITIONS PRECEDENT

         5.1 The amendments set forth in this Second Amendment shall become
effective as of the Second Amendment Effective Date provided each of the
following conditions has been satisfied or effectively waived by the Lender:

                  (a) The representations and warranties set forth in Section 4
         of this Second Amendment shall be true and correct as of the Second
         Amendment Effective Date.

                  (b) Contemporaneously with or prior to the execution hereof,
         the Borrower shall deliver, or cause to be delivered, to the Lender:

                           (1) The Second Amended Note duly executed by the
                  Borrower;

                           (2) A certificate of the secretary or assistant
                  secretary of the Borrower dated the Second Amendment Effective
                  Date and certifying as to (i) true copies of its Articles of
                  Incorporation and Bylaws, and all amendments thereto, as in
                  effect on the Second Amendment Effective Date, (ii) true
                  copies of all action taken by its Board of Directors in
                  authorizing the execution, delivery and performance of this
                  Second Amendment, the Second Amended Note, and the other
                  Second Amendment Documents, and (iii) the names and true
                  signatures of its officers authorized to execute and deliver
                  this Second Amendment, the Second Amended Note and the other
                  Second Amendment Documents;

                           (3) A copy of the equipment leases and or supplements
                  relating to the equipment to be purchased by the Borrower with
                  the proceeds of the Portion No. 2 of the Standby Term Loan and
                  leased to and Superior Well Services, Ltd.; and

<PAGE>

                           (4) Such other documents required by the Lender and
                  its counsel in connection with the transactions contemplated
                  by this Second Amendment.

                  (c) All legal details and proceedings in connection with the
         transactions contemplated by this Second Amendment shall be
         satisfactory to counsel for the Lender, and the Lender shall have
         received all such originals or copies of such documents as the Lender
         may request.

SECTION 6. JOINDER

         6.1 Each of the Guarantors joins herein (i) to consent to the execution
of this Second Amendment by the Borrower, and (ii) to ratify, confirm and
reaffirm, without condition, all of the terms and conditions of the Guaranty
Agreement to which it is a party. Each Guarantor specifically confirms that (x)
it continues to be bound by the terms and conditions of the Guaranty Agreement
to which it is a party and its liability thereunder continues in full force and
effect, and (y) the term "Guaranteed Obligations" as used in its Guaranty
Agreement encompasses within the meaning thereof the obligations and
indebtedness of the Borrower to the Lender arising or incurred under the Credit
Agreement, as amended by this Second Amendment, and the Amended Note, including,
without limitation, all Advances of the Standby Term Loan as increased pursuant
to the terms of this Second Amendment. EACH GUARANTOR FURTHER REAFFIRMS AND
HEREBY RESTATES THE PROVISIONS OF THE GUARANTY AGREEMENT TO WHICH IT IS A PARTY
GRANTING THE LENDER THE POWER TO CONFESS JUDGMENT AGAINST SUCH GUARANTOR UPON
THE OCCURRENCE OF CERTAIN EVENTS.

         6.2 The Guarantors acknowledge and agree that (i) notwithstanding the
conditions to effectiveness set forth in this Second Amendment, the Guarantors
are not required by the terms of the Credit Agreement or any of the other Loan
Documents to consent to the amendments to the Credit Agreement effected pursuant
to this Second Amendment, and (ii) nothing in the Credit Agreement, this Second
Amendment or any of the other Loan Documents shall be deemed to require the
consent of the Guarantors to any future amendments to the Credit Agreement.

SECTION 7. MISCELLANEOUS

         7.1 This Second Amendment shall be construed in accordance with, and
governed by the internal laws of the Commonwealth of Pennsylvania without giving
effect to its conflict of laws principles.

         7.2 All notices, communications, agreements, certificates, documents or
other instruments executed and delivered after the execution and delivery of
this Second Amendment may refer to the Credit Agreement and the other Loan
Documents without making specific reference to this Second Amendment, but
nevertheless all such references shall be deemed a reference to the Credit
Agreement and the other Loan Documents as respectively amended by this Second
Amendment unless the context requires otherwise. All references to the Credit
Agreement and the other Loan Documents in any document, instrument or agreement
executed in connection with the Credit Agreement and the other Loan Documents
shall be deemed to refer to the Credit Agreement and the other Loan Documents as
respectively amended by this Second Amendment unless the context requires
otherwise.

         7.3 This Second Amendment shall inure to the benefit of, and shall be
binding upon, the respective successors and assigns of the Borrower and the
Lender. The Borrower may not assign any of its rights or obligations hereunder
without the prior written consent of the Lender.

<PAGE>

         7.4 This Second Amendment may be executed in any number of counterparts
and by the different parties hereto on separate counterparts each of which, when
so executed, shall be deemed an original, but all such counterparts shall
constitute but one and the same instrument. Delivery by telecopier of an
executed counterpart of a signature page to this Second Amendment or any notice,
communication, agreement, certificate, document or other instrument in
connection with the Credit Agreement and the other Loan Documents shall be
effective as delivery of an executed original counterpart thereof.

         7.5 The provisions contained in Section 10.09 of the Credit Agreement
are incorporated herein by reference to the same extent as if reproduced herein
in their entirety, except with reference to this Second Amendment rather than
the Credit Agreement.

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

<PAGE>

         IN WITNESS WHEREOF, the parties hereto, intending to be legally bound
hereby, have caused their duly authorized officers to execute and deliver this
Second Amendment to Credit Agreement the day and year first above written.

ATTEST:                            BRADFORD RESOURCES, LTD., A
                                   PENNSYLVANIA LIMITED PARTNERSHIP

                                   BY:  EASTERN MATERIALS CORPORATION, ITS
                                        SOLE GENERAL PARTNER

By: /s/ MARK A. SNYDER                  By: /s/ DAVID E. SNYDER (SEAL)
   ---------------------------             -----------------------------
Name:                                   Name:
Title:   [Assistant] Secretary          Title:

                                   CITIZENS BANK OF PENNSYLVANIA

                                   By: /s/ JAMES NICKEL
                                      --------------------------
                                   Name:
                                   Title:

             [GUARANTORS' ACCEPTANCE OF AMENDMENT ON FOLLOWING PAGE]

<PAGE>

         Accepted and agreed to by the undersigned Guarantors as of this ____
day of January, 2005.

WITNESS:                            SUPERIOR WELL SERVICES, LTD., a
                                    Pennsylvania limited partnership

                                    By:  BUFFALO VALLEY REAL ESTATE COMPANY,
                                         a Pennsylvania corporation, its sole
                                         general partner

By: /s/ MARK. A SNYDER  (Seal)      By: /s/ ELMER A. SNYDER             (Seal)
   ---------------------------         ---------------------------------------
Name:                               Name:
Title: Secretary                    Title:

                                    ARMSTRONG CEMENT & SUPPLY
                                    CORPORATION

By: /s/ MARK A. SNYDER  (Seal)      By: /s/ CHARLES H. SNYDER, JR.      (Seal)
   ---------------------------           ---------------------------------------
Name:                               Name:
Title: Secretary                    Title:

                                    GLACIAL SAND & GRAVEL COMPANY

By: /s/ DENNIS C. SNYDER(Seal)        By: /s/ MARK A. SNYDER              (Seal)
   ---------------------------           ---------------------------------------
Name:                               Name:
Title: Secretary                    Title:

                                    ALLEGHENY MINERAL CORPORATION

By: /S/ MARK A. SNYDER  (Seal)      By: /s/ DENNIS C. SNYDER            (Seal)
   ---------------------------           ---------------------------------------
Name:                               Name:
Title: Secretary                    Title:<PAGE>
                                                                   Exhibit 10.11

                          SECOND AMENDED AND RESTATED
                             STANDBY TERM LOAN NOTE

                                                                January 31, 2005
$21,500,000.00                                          Pittsburgh, Pennsylvania

         For value received, BRADFORD RESOURCES, LTD., a Pennsylvania limited
partnership (the "Borrower"), promises to pay to the order of CITIZENS BANK OF
PENNSYLVANIA., a Pennsylvania state chartered, bank (the "Lender"), at the
Lender's Office, on or before the Standby Term Loan Maturity Date, the lesser of
(i) the principal sum of TWENTY-ONE MILLION FIVE HUNDRED THOUSAND DOLLARS
($21,500,000), or (ii) the unpaid principal amount of the Standby Term Loan made
by the Lender to the Borrower pursuant to Section 2.01 of that certain Credit
Agreement as of June 3, 2004, as amended by a First Amendment to Credit
Agreement dated as of November 30, 2004, and a Second Amendment to Credit
Agreement dated as of even date herewith, between the Borrower and the Lender
(as the same may be modified or otherwise amended from time to time, the "Credit
Agreement").  The Borrower promises to pay to the order of the Lender interest
on the unpaid principal amount of this Note from time to time outstanding from
the date hereof until all amounts due hereunder are paid, at the rate or rates
per annum and at the times as provided for in the Credit Agreement with respect
to the indebtedness evidenced hereby. All payments of principal and interest
under this Note shall be made in accordance with, and at the times required by,
the provisions of the Credit Agreement. All capitalized terms used herein shall,
unless otherwise defined herein, have the same meanings assigned to such terms
in the Credit Agreement.

         This Note is the "Standby Term Loan Note" referred to in, and evidences
certain indebtedness incurred under, the Credit Agreement to which reference is
made for a statement of the terms and provisions thereof, including those under
which such indebtedness may be declared to be immediately due and payable. This
Note is secured by and entitled to the benefits of, inter alia, the Credit
Agreement, the Guaranty Agreements and the Collateral Documents.

         This Note is an amendment, restatement, extension and replacement of,
AND NOT A NOVATION OR SATISFACTION OF, that certain Amended and Restated Standby
Term Loan Note dated as of November 30, 2004 in the original principal amount of
$12,000,000, executed and delivered by the Borrower to the Lender (the "Prior
Note") and shall evidence the increased maximum principal amount of Advances
permitted to be outstanding at any time under the Credit Agreement. The
indebtedness evidenced by the Prior Note shall, from and after the date of this
Note, be evidenced by this Note. Except for the increase in the maximum
principal amount of Advances permitted to be outstanding at any time under the
Credit Agreement, this Note does not represent or evidence a new extension of
credit.

The Borrower hereby expressly waives presentment, demand, notice, protest and
all other demands and notices in connection with the delivery, acceptance,
performance, default or enforcement of this Note. In any action on this Note,
the Lender or its assignee need not produce or file the original of this Note,
but need only produce or file a photocopy of this Note certified by the Lender
or such assignee to be a true and correct copy of this Note.

         The following paragraph sets forth a warrant of authority for an
attorney to confess judgement against the Borrower. In granting this warrant to
confess judgement against the Borrower, the Borrower hereby knowingly,
intentionally, voluntarily and on the advice of separate counsel of the
Borrower, unconditionally waives any and all rights the Borrower has or may have
to prior notice and an opportunity for hearing before a judgement can be entered
hereunder.
<PAGE>
         THE BORROWER UNCONDITIONALLY AND IRREVOCABLY AUTHORIZES AND EMPOWERS
ANY ATTORNEY OR ANY PROTHONOTARY, CLERK OF COURT OR COURT OF RECORD, AS ATTORNEY
FOR THE BORROWER, TO APPEAR FOR THE BORROWER IN SUCH COURT AT ANY TIME AFTER THE
OCCURRENCE OF AN EVENT OF DEFAULT UNDER THE CREDIT AGREEMENT AND CONFESS
JUDGMENT AGAINST THE BORROWER IN FAVOR OF THE LENDER FOR ALL OR ANY PORTION OF
THE OUTSTANDING PRINCIPAL BALANCE OF THIS NOTE, TOGETHER WITH UNPAID INTEREST,
COSTS OF SUIT AND ATTORNEYS' FEES ADDED FOR COLLECTION IN AN AMOUNT EQUAL TO THE
GREATER OF FIVE PERCENT (5.0%) OF THE SUM DUE OR $15,000.00. THE BORROWER ALSO
RELEASES ALL ERRORS, AND TO THE EXTENT PERMITTED BY LAW, WAIVES AND RELEASES ALL
RELIEF FROM ANY AND ALL APPRAISEMENT, STAY OR EXEMPTION LAW OF ANY STATE NOW IN
FORCE OR HEREAFTER ENACTED. IF A COPY OF THIS NOTE, VERIFIED BY AFFIDAVIT OF THE
LENDER OR SOMEONE ON BEHALF OF THE LENDER, SHALL HAVE BEEN FILED IN SUCH ACTION,
IT SHALL NOT BE NECESSARY TO FILE AN ORIGINAL OF THIS NOTE AS A WARRANT OF
ATTORNEY. THE AUTHORITY AND POWER TO APPEAR FOR AND ENTER JUDGMENT AGAINST THE
BORROWER SHALL NOT BE EXHAUSTED BY THE INITIAL EXERCISE THEREOF OR BY ANY
IMPERFECT EXERCISE THEREOF AND SHALL NOT BE EXTINGUISHED BY ANY JUDGMENT ENTERED
PURSUANT THERETO; THE AUTHORITY AND POWER MAY BE EXERCISED ON ONE OR MORE
OCCASIONS, FROM TIME TO TIME, IN THE SAME OR DIFFERENT JURISDICTIONS, AS OFTEN
AS THE LENDER SHALL DEEM NECESSARY OR DESIRABLE, FOR ALL OF WHICH THIS NOTE OR A
VERIFIED COPY HEREOF SHALL BE A SUFFICIENT WARRANT. TO THE EXTENT PERMITTED BY
LAW, INTEREST SHALL ACCRUE ON ANY JUDGMENT AT THE RATE OF INTEREST ACCRUING ON
THE UNPAID PRINCIPAL BALANCE OF THE STANDBY TERM LOAN UPON THE OCCURRENCE OF AN
EVENT OF DEFAULT UNDER THE CREDIT AGREEMENT.

         The Borrower hereby expressly waives presentment, demand, notice,
protest and all other demands and notices in connection with the delivery,
acceptance, performance, default or enforcement of this Note. In any action on
this Note, the Lender need not produce or file the original of this Note, but
need only produce or file a photocopy of this Note certified by the Lender to be
a true and correct copy of this Note.

         THE BORROWER ALSO EXPRESSLY WAIVES ANY RIGHT TO TRIAL BY JURY OF ANY
CLAIM, DEMAND, ACTION OR CAUSE OF ACTION (A) ARISING UNDER THIS NOTE, THE CREDIT
AGREEMENT, OR ANY OTHER LOAN DOCUMENT, OR ANY OTHER INSTRUMENT, DOCUMENT OR
AGREEMENT NOW OR HEREAFTER EXECUTED OR DELIVERED IN CONNECTION OR THEREWITH, OR
(B) IN ANY WAY CONNECTED WITH RELATED OR INCIDENTAL TO THE DEALINGS OF ANY OR
ALL OF THE PARTIES TO THE CREDIT AGREEMENT, OR THEIR ASSIGNEES, WITH RESPECT TO
THIS NOTE, THE CREDIT AGREEMENT, ANY OTHER LOAN DOCUMENT OR ANY OTHER
INSTRUMENT, DOCUMENT OR AGREEMENT NOW OR HEREAFTER EXECUTED OR DELIVERED IN
CONNECTION HEREWITH OR THEREWITH, OR THE TRANSACTIONS RELATED HERETO OR THERETO,
IN EACH CASE WHETHER NOW EXISTING OR HEREAFTER ARISING AND WHETHER SOUNDING IN
CONTRACT OR TORT OR OTHERWISE; AND THE BORROWER HEREBY AGREES AND CONSENTS THAT
ANY SUCH CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY ANY COURT
TRIAL WITHOUT A JURY, AND THAT ANY HOLDER OF THIS NOTE MAY FILE AN ORIGINAL
COUNTERPART OR A COPY OF THIS SECTION WITH ANY COURT AS WRITTEN EVIDENCE OF THE
CONSENT OF THE BORROWER TO THE WAIVER OF ITS

                                       2
<PAGE>
RIGHT TO TRIAL BY JURY.

     This Note is intended as an instrument under seal and shall be governed by,
and construed and enforced in accordance with, the laws of the Commonwealth of
Pennsylvania, excluding its rules relating to the conflict of laws.

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

                                       3

<PAGE>
         IN WITNESS WHEREOF, and intending to be legally bound hereby, the
Borrower has executed this Second Amended and Restated Standby Term Loan Note
the day and year first above written.

ATTEST:                                      BRADFORD RESOURCES, LTD., A
                                             PENNSYLVANIA LIMITED PARTNERSHIP

                                             BY: EASTERN MATERIALS CORPORATION,
                                             its sole general partner

By: /s/ MARK KARENCHAK   (SEAL)              By: /s/ David E. Snyder     (SEAL)
   ----------------------------                 -------------------------------
Name:                                        Name:
Title: [Assistant] Secretary                 Title:

                                       4

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00087-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00087-of-00352.parquet"}]]