Document:

EX-10.1

 Exhibit 10.1 

SEPARATION AGREEMENT AND RELEASE 

AND WAIVER OF CLAIMS 

THIS AGREEMENT, made and entered into this 30th day of January 2015, by and among
ESB FINANCIAL CORPORATION, a Pennsylvania banking corporation with its headquarters and main office located in Ellwood City, Pennsylvania (hereinafter referred to as “ESB Financial”), ESB BANK, a Pennsylvania chartered
savings bank and a wholly owned subsidiary of ESB Financial (“ESB”), RICHARD E. CANONGE (hereinafter referred to as the “Employee”), WESBANCO, INC., a West Virginia corporation (hereinafter referred to as
“WesBanco”), and WESBANCO BANK, INC., a West Virginia banking corporation (hereinafter referred to as the “Bank”). 

WHEREAS, ESB Financial, ESB, WesBanco and the Bank have entered into an Agreement and Plan of Merger dated the 29th day of October 2014
(the “Merger Agreement”) which provides for the merger of ESB Financial with and into WesBanco (the “Merger”) and ESB with and into the Bank, 

WHEREAS, the Employee is presently serving as an officer of ESB Financial and/or ESB, and this Agreement will become effective only
upon the Effective Date of the Merger as defined in the Merger Agreement, and 
 WHEREAS, the Employee is a party to an Amended and
Restated Change in Control Agreement among ESB Financial and ESB dated November 20, 2012 (the “CIC Agreement”), and 

WHEREAS, the parties agree that the Employee will have grounds to terminate his employment for “Good Reason” under the CIC
Agreement upon completion of the Merger, which will trigger the payment by WesBanco of change in control benefits pursuant to the CIC Agreement, which the parties agree shall be in the amount of Three Hundred Seventeen Thousand Seven Hundred
Fifty-Eight Dollars ($317,758.00), payable in a lump sum on the Effective Date of the Merger (the “Change in Control Payment”) and the other benefits herein provided. 

 WITNESSETH THAT: In consideration of the mutual promises and undertakings hereinafter set
forth, the parties hereto agree as follows: 
 1. Separation from Service. As of the Effective Date of the Merger, the Employee will
be hired on a full-time basis for a specific term of employment on a contract basis from the Effective Date to the end of the month following the conversion of the data processing system of ESB, at the same compensation as presently paid and with
the same title as presently held, pursuant to a written employment agreement being concurrently executed by WesBanco, the Bank and the Employee (the “Term Agreement”). As of the end of the month following the conversion of the data
processing system of ESB, the parties agree that the Employee shall have a separation from service for purposes of Section 409A of the Internal Revenue Code (the “Code”). 

2. Consideration. WesBanco agrees to pay, or to have ESB pay, to the Employee the Change in Control Payment in a lump sum payment on
the Effective Date of the Merger. The parties agree that the Change in Control Payment satisfies the short-term deferral exemption under Section 409A of the Code. 

3. Continued Insurance Coverage. Continued insurance coverage is addressed in the separate Term Agreement, a copy of which is attached
as Exhibit A. 
 4. Effect on CIC Agreement. Upon payment of the Change in Control Payment in Paragraph 2 above and the effectiveness
of the Term Agreement, the CIC Agreement shall terminate with no further force and effect. 
 5. Other Benefits. The Employee further
acknowledges that he has been provided with such information as he deems necessary to determine his rights, if any, under WesBanco’s various employee benefit plans and policies. The Employee further acknowledges that he is not entitled to any
other severance benefits under applicable benefit programs, plans or policies of ESB Financial or ESB. 

  
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 6. Release of Claims. In consideration of the cash payments and benefits to be provided to
the Employee pursuant to this Agreement and the Term Agreement, the Employee hereby agrees to release and waive any and all claims or demands (whether known or unknown) which currently exist, arising from the Employee’s employment with ESB
Financial and ESB, including, but not limited to, all matters in law, in equity, in contract (oral or written, express or implied), or in tort, (excluding workers’ compensation and any claim for employee benefits to which the Employee is
entitled as of the last day of the Employee’s active employment with ESB Financial or ESB under the express terms of the employee benefit plans sponsored by such entities) against WesBanco, any of its parents, subsidiaries and affiliates or
predecessors in interest and any employee benefit plan sponsored by any of them, and the officers, employees, directors, shareholders, fiduciaries and agents of any of them, along with the successors, assigns and heirs of any of the foregoing
persons or entities (collectively referred to as the “Releasees”) arising from the Employee’s employment with ESB Financial and ESB. It is specifically understood and agreed between the Employee and WesBanco that this release and
waiver includes any rights or claims to which the Employee may have been entitled under the Fair Labor Standards Act of 1938; the Civil Rights Act of 1866; the Equal Pay Act of 1963; Title VII of the Civil Rights Act of 1964, as amended; the Age
Discrimination in Employment Act of 1967, as amended; the Employee Retirement Income Security Act of 1974; Title 47 of the Pennsylvania Statutes, specifically Chapter 17; Chapter 21 of the West Virginia Code; W.Va. Code § 5-11, et seq.;
the Rehabilitation Act of 1973; the Civil Rights Act of 1991; the Vietnam Era Veterans Readjustment Assistance Act of 1974; the Older Workers Benefit Protection Act; the Americans with Disabilities Act, and all other federal, state and local law
claims, whether statutory or common law, including, but not limited to, those under the laws of the States of West Virginia and Pennsylvania, including, but not limited to, the West Virginia Human Rights Act, W.Va. Code § 5-11-1, et
seq., and the Pennsylvania Human Relations Act. 

  
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 However, the parties acknowledge that the Employee is not waiving any rights or claims that may
arise after this Agreement is executed; provided, however, that the Employee shall be precluded from recovering for actions or inactions which occurred or should have occurred prior to the execution of this Agreement. Additionally, the Employee
waives and releases any right he may have to recover any damages resulting from any action or suit instituted on his behalf by the Equal Employment Opportunity Commission, the West Virginia Human Rights Commission, or other fair employment practices
agencies for any action or inaction occurring prior to the execution of this Agreement. 
 Notwithstanding any provision to the contrary:
(y) nothing contained herein shall be deemed to modify, waive, release, terminate or amend any right or benefit the Employee may possess under the terms of the Agreement or the Term Agreement; and (z) notwithstanding the above, the
Employee does not waive any right that the Employee may have related to (i) vested benefits under any tax-qualified plan provided by ESB Financial or any subsidiary or affiliate or any successor of the foregoing, (ii) any breach of the
Agreement or the Term Agreement by WesBanco or any subsidiary or affiliate or any successor of the foregoing, (iii) any claim or right based upon facts and circumstances arising after the execution and delivery of this release, (iv) any
accrued but unpaid compensation as of the Effective Date of the Merger, (v) his rights as a stockholder of ESB Financial or WesBanco, (vi) his rights as the holder of unexercised stock options to purchase common stock of ESB Financial, or
(vii) any right or benefit that cannot be waived as a matter of law. 
 7. Employee’s Rights. The Employee specifically
acknowledges that on the      day of January, 2015, officials of WesBanco presented him with this Agreement, thereby informing him of the amounts to which he will be entitled to upon his separation from service and explained to
him that, in addition to those amounts, WesBanco would provide the consideration stated herein if, and only if, the Employee (i) executes this Agreement and releases and waives any 

  
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and all claims he may have against the Releasees as defined herein; (ii) does not revoke this Agreement, as described below; and (iii) otherwise strictly abides by the terms of this
Agreement. The Employee further acknowledges that he has been advised by WesBanco that he (i) has the right to consult an attorney of his own choice; (ii) has a minimum of forty-five (45) days to consider this document before signing
it; and (iii) has seven (7) days after he signs this Agreement within which to revoke it, and that this Agreement shall not become effective or enforceable until seven days following the date of the Employee’s execution of this
Agreement. 
 The toll free telephone number of the West Virginia State Bar’s Lawyer Information Referral Service is 1-800-642-3617.
The toll free telephone number of the Pennsylvania Bar Lawyer Referral Service is 1-800-692-7375. 
 The Employee specifically recognizes
that, by signing this Agreement, he is waiving any rights to receive any remedial or monetary relief, including without limitation, back pay, front pay, emotional distress damages, reinstatement, damages for injury to reputation, pain and suffering
or loss of future income, or punitive damages as a consequence of any charge or complaint filed with the Equal Employment Opportunity Commission, the West Virginia Human Rights Commission, the Pennsylvania Human Relations Commission, or any similar
state or federal agency. 
 Excluded from this Separation Agreement and Release and Waiver of Claims are any claims which cannot be waived
by law, including but not limited to the right to file a charge with or participate in an investigation conducted by certain government agencies. The Employee does, however, waive his right to any monetary recovery should any agency pursue any
claims on the Employee’s behalf. The Employee represents and warrants that the Employee has not filed any complaint, charge or lawsuit against WesBanco with any governmental agency and/or any court. 

In addition, the Employee agrees never to sue WesBanco in any forum for any claim covered by the above release and waiver language, except
that the Employee may bring a claim 

  
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under the ADEA to challenge this Separation Agreement and Release and Waiver of Claims. If the Employee violates this Separation Agreement and Release and Waiver of Claims by suing WesBanco,
other than under ADEA, the Employee shall be liable to WesBanco for its reasonable attorney’s fees and other litigation costs and expenses incurred in defending against such a suit. 

8. No Admission of Liability. The parties agree that this Agreement and the offer to enter into this Agreement are not, and shall not
be construed in any way as, or deemed to be, an admission by WesBanco or any of the Releasees of any act of wrongdoing or admission of liability or responsibility at any time or in any manner whatsoever. The parties further agree that this Agreement
may not be used in any action between the Employee and WesBanco or any of the Releasees, other than for the enforcement of this Agreement or as evidence of a waiver by the Employee. 

9. Program Not to Benefit Others. The parties acknowledge that the Employee’s right to the separation pay settlement described
herein shall be determined exclusively under the provisions stated herein, and this Agreement is not intended to, and does not, create rights for the benefit of any other employee or person. 

10. Final and Binding Agreement. The Employee agrees and recognizes that this Agreement is final and binding when signed by the
Employee, subject only to the Employee’s revocation right as described in Paragraph 7 above and to the Merger being completed. In the event the Merger Agreement is terminated for any reason, this Agreement shall automatically become null and
void. 
 11. Non-Disparagement. The Employee agrees not to make any disparaging or negative remarks, either orally or in writing,
regarding WesBanco or any other Releasee concerning acts occurring before the signing of this Agreement or relating to this Agreement and the matters covered hereby. The Employee further agrees to direct his agents or any other person acting on his
behalf to refrain from making such comments. 

  
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 12. Remedies. In the event of a breach or threatened breach of all or part of Paragraph 11
of this Agreement, the Employee agrees that WesBanco shall be entitled to injunctive relief and all other remedies available at law or in equity in a court of competent jurisdiction to remedy any such breach or threatened breach. The Employee hereby
acknowledges that damages alone would be inadequate and insufficient as a remedy for any such breach or threatened breach. The Employee further agrees that the covenants contained in Paragraph 11 and the remedies contained in this Paragraph 12,
shall survive the termination of this Agreement. 
 13. References. If any inquiry about the Employee is made to WesBanco as a
reference for future employment or for other purposes, WesBanco agrees that it shall state that it will provide the Employee’s dates of employment, job titles and job descriptions, in accordance with WesBanco’s existing personnel policies.
Further, WesBanco, including its respective officers, directors, agents, servants or employees or any of their successors or assigns, shall not make any disparaging or negative remarks, either orally or in writing, regarding the Employee concerning
any acts which occurred before the signing of this Agreement or relating to this Agreement. The Employee agrees to direct all inquiries concerning his employment and the separation thereof to the Director of Human Resources at WesBanco. 

14. Unemployment Compensation. As additional consideration for this Agreement, WesBanco agrees that it will not contest any claim filed
by the Employee for unemployment compensation with respect to the Employee’s separation from service described herein. 
 15.
Voluntary Agreement. The Employee expressly warrants and represents to WesBanco as part of the consideration expressed herein that, before executing this Agreement, he has fully informed himself of its terms, contents and conditions, and
represents that in making this settlement he has had the opportunity to obtain the benefit of the advice of counsel of his choosing and no promise or representation of any kind or character has been made to him by WesBanco, or by anyone acting on
its behalf, except as is expressly stated in this Agreement. The Employee 

  
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acknowledges that he has relied solely and completely upon his own judgment and, if he has so elected, the advice of counsel and other advisors in making this settlement, and that he fully and
completely understands both the terms of the settlement and the release; that he fully understands it is a full, complete and final release, and that the payment and other consideration set forth in this Agreement are all the consideration to be
conferred upon him in accordance with the parties’ agreement regarding the settlement of the matters described herein. The Employee further represents that he has read this Agreement in its entirety and that he understands all of its terms and
enters into and signs this Agreement knowingly and voluntarily, with full knowledge of its significance, and not as a result of any threat, intimidation or coercion on the part of any person or entity. 

16. Counterparts. This Agreement shall be executed in two counterparts, each of which shall be deemed an original and together shall
constitute one and the same document, with one counterpart being delivered to each party. 
 17. Entire Agreement. This Agreement
supersedes all other oral and written agreements between the parties hereto except for the Term Agreement, as to the matters herein and contains all of the covenants and agreements between the parties with respect to the employment of the Employee
by WesBanco, the separation thereof, and the matters provided herein. The Employee acknowledges that, in executing this Agreement, he has not relied on any representation or statement not set forth herein. This Agreement may not be modified except
in writing, signed by the Employee and WesBanco. This Agreement shall be binding on all of the Employee’s heirs, representatives, successors and assigns. The Employee shall not assign any rights or obligations under this Agreement, without the
written consent of WesBanco. The Employee further represents that he has read this Agreement in its entirety and that he understands all of its terms and enters into and signs this Agreement knowingly and voluntarily, with full knowledge of its
significance, and not as a result of any threat, intimidation or coercion on the part of WesBanco or any Releasee. 

  
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 18. Law Governing Agreement. This Agreement shall be governed by and construed in
accordance with the laws of the State of West Virginia, excepting such State’s choice of law provisions, and except as otherwise preempted by the Employee Retirement Income Security Act of 1974 or other applicable federal law. 

19. Waiver of Breach Not Deemed Continuing. The waiver of or by any party of a breach or violation of any provision of this Agreement
shall not operate or be construed as a waiver of any subsequent breach or violation. 
 20. Construction and Severability. The
parties agree that, in all cases, the language of this Agreement shall be construed as a whole, according to its fair meaning, and not strictly for or against either of the parties. Furthermore, in the event that one or more of the provisions
contained in this Agreement shall, for any reason, be held to be invalid, illegal or unenforceable in any respect, the invalidity, illegality or unenforceability of such provision shall have no effect upon, and shall not impair, the validity,
legality or enforceability of any other provisions in this Agreement. 
 21. Disclosure of Employment Information. Upon execution of
an authorization for the release of information concerning the Employee’s employment to any prospective employer, WesBanco will disclose the Employee’s dates of employment, including hire date and separation date, job titles and job
descriptions. No other employment information will be provided to any prospective employer. 
 22. Return of the Bank’s
Property. The Employee avers that he has previously returned and delivered to WesBanco all of the Bank’s property in the Employee’s possession or control. 

23. Confidentiality. The Employee understands and agrees that even after his separation from service, he is required to maintain the
confidentiality of all proprietary information and knowledge acquired by him during his employment with the Bank, which belongs to the Bank or its customers, and which has not been published, disseminated or otherwise become a matter of

  
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general public knowledge. The Employee agrees that he will not directly or indirectly solicit known former customers of the Bank. The Employee agrees that he will not disclose or make use of such
information, whether with respect to the Bank’s or WesBanco’s customers’ business, operations, finances, customers, employees or otherwise, and whether in written form or committed to memory. 

24. Transition. The Employee will make every effort to ensure a smooth transition, and agrees to cooperate with WesBanco and to provide
all necessary information regarding the status of operations, the location of relevant materials, and any other relevant information related to the Employee’s responsibilities with the Bank of which WesBanco should be aware or which WesBanco
may request, now or at any later time. 
 25. Employee Cooperation. As a free and voluntary act, Employee also further agrees after
the Employee’s separation to cooperate at WesBanco’s expense with any investigations or lawsuits involving WesBanco on matters where the Employee had specific knowledge or responsibility. The Employee will be reimbursed at a rate equal to
his final base salary computed on an hourly basis. The Employee will make himself available at WesBanco’s expense for any litigation, including specifically, but not exclusively, preparation for depositions and trial. The Employee will not
assist or provide information in any litigation against WesBanco except as required under law or formal legal process after timely notice is provided to WesBanco to allow WesBanco to take legal action with respect to the request for information or
assistance. Nothing in this Agreement shall restrict or preclude the Employee from, or otherwise influence the Employee in, testifying fully and truthfully in legal or administrative proceedings against WesBanco, as required by law or formal legal
process. 
 26. Tax Liability. The Employee is exclusively liable for the payment of any federal, state, city or other taxes that may
be due as a result of the Change in Control Payment received by the Employee; provided, however, that WesBanco shall pay all federal, state and local amounts 

  
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withheld from payments to the Employee and all of the employment taxes at the time normally paid by WesBanco on the Employee’s Change in Control Payment in connection with the consideration
payable to the Employee pursuant to this Agreement. 
 27. Headings. Headings are inserted for convenience only and shall not control
or affect the meaning or construction of any provision of this Agreement. 
 28. Termination or Modification of Benefits. The
Employee understands and agrees that nothing in this Agreement shall affect WesBanco’s reserved right to terminate or amend in whole or in part, in any manner whatsoever and with respect to the Employee or any other active or former employee or
any group thereof, any employee benefit plan which is presently or which may be offered to WesBanco’s employees. 
 IN WITNESS WHEREOF,
each of the parties hereto has executed this SEPARATION AGREEMENT AND RELEASE AND WAIVER OF CLAIMS as of the day and year first written above. 

Executed this 30th day of January 2015. 

 

			
	ESB FINANCIAL CORPORATION
		
	By	 	 /s/ Charlotte A. Zuschlag

		 	Charlotte A. Zuschlag
		 	President and Chief Executive Officer

  

	
	(SEAL)
	
	ATTEST:
	
	 /s/ Frank D. Martz

	Frank D. Martz
	Corporate Secretary

  
 11 

 
			
	ESB BANK
		
	By	 	 /s/ Charlotte A. Zuschlag

		 	Charlotte A. Zuschlag
		 	President and Chief Executive Officer

  

	
	(SEAL)
	
	ATTEST:
	
	 /s/ Frank D. Martz

	Frank D. Martz
	Corporate Secretary

  

			
	 /s/ Richard E. Canonge

	RICHARD E. CANONGE
	
	WESBANCO, INC., a West Virginia corporation
		
	By	 	 /s/ Todd F. Clossin

	Its	 	President and Chief Executive Officer

  

	
	(SEAL)
	
	ATTEST:
	
	 /s/ Linda M. Woodfin

 

			
	WESBANCO BANK, INC., a West Virginia banking corporation
		
	By	 	 /s/ Todd F. Clossin

	Its	 	President and Chief Executive Officer

  

	
	(SEAL)
	
	ATTEST:
	
	 /s/ Linda M. Woodfin

  
 12Exhibit 10.52

 

WELLS FARGO BANK, NATIONAL ASSOCIATION

110 East Broward Boulevard, Suite
100

Fort Lauderdale, Florida 33301

	 	February 4, 2015

 

CORPORATE RESOURCE DEVELOPMENT INC.

DIAMOND STAFFING SERVICES, INC.

INSURANCE OVERLOAD SERVICES, INC.

TS STAFFING SERVICES, INC.

ACCOUNTABILITIES, INC.

INTEGRATED CONSULTING GROUP, INC.

295 Madison Avenue

New York, New York 10038

 

RE: CORPORATE
RESOURCE SERVICES, INC. ET AL.

 

Ladies and Gentlemen:

 

Reference is made to that
certain (i) Account Purchase Agreement, dated November 2, 2010 (“CRD APA”), by and between Corporate Resource
Development Inc. (“CRD”) and Wells Fargo Bank,
National Association (“WFB”), (ii) Account Purchase Agreement, dated August 27, 2010 (“Insurance
APA”), by and between Insurance Overload Services, Inc. (“Insurance”)
and WFB, (iii) Amended and Restated Account Purchase Agreement, dated November 21, 2011 (“TS APA”), by and
between TS Staffing Services, Inc. (“TS”) and WFB, (iv) Account Purchase Agreement, dated January 31, 2011
(“Diamond APA”), by and between Diamond Staffing
Services, Inc. (“Diamond”) and WFB, (v) Account
Purchase Agreement, dated June 13, 2013 (“Accountabilities APA”), by and between Accountabilities, Inc. (“Accountabilities”)
and WFB, and (vi) Account Purchase Agreement, dated November 1, 2013 (“Integrated APA”, together with the CRD
APA, Insurance APA, TS APA, Diamond APA and Accountabilities APA, each individually, an “Account
Purchase Agreement” and collectively, the “Account
Purchase Agreements”), by and between Integrated Consulting Group, Inc. (“Integrated”,
together with CRD, Insurance, TS, Diamond and Accountabilities, each individually, a “Customer”
and collectively, the “Customers”) and
WFB. Capitalized terms used and not otherwise defined herein shall have the meanings given to them in the Account Purchase Agreements.

 

Events of Termination have
occurred and are continuing under the Account Purchase Agreements including as a result of the failure of Customers to repay in
full, on or before January 31, 2015, all indebtedness, liabilities and obligations (including the Repurchase Price for all Accounts)
of Customers to WFB as required by Section 6.34(c) of each Account Purchase Agreement (collectively, the “Specified
Default”).

 

In consideration of the foregoing,
and for other good and valuable consideration, the receipt and sufficiency of which is acknowledged, it is agreed as follows:

 

1.         Acknowledgments.

 

(a)          Customer
acknowledges confirms and agrees that (i) the Specified Default has occurred and is continuing, (ii) the Specified Default constitutes
an Event of Termination

 

    	 

    	 

    

 

under the Account Purchase Agreements, and (iii)
WFB has no obligation to make advances, or to purchase Accounts, under the Account Purchase Agreements except in the sole and
absolute discretion of WFB, (iv) in the event WFB elects, in its sole discretion, to make advances, or to purchase Accounts, under
the Account Purchase Agreements, WFB may thereafter cease doing so at any time and for any reason without notice to Customers
and (v) WFB has the right to demand immediate repayment of all indebtedness and obligations of the Customer to WFB under the Account
Purchase Agreement.

 

(b)          The
specific identification of the Specified Default should not be deemed to constitute a waiver of such Specified Default or of any
other Event of Termination which may now or hereafter exist under the Account Purchase Agreement. An Event of Termination may
only be waived in a writing duly executed by an authorized representative of WFB. Any delay by WFB in pursuing any of its rights
or remedies as a result of an Event of Termination should not be deemed a waiver of such Event of Termination or of any of such
rights or remedies, all of which shall remain in full force and effect and shall not be deemed to be waived, impaired, estopped,
diminished or prejudiced in any manner.

 

2.          Additional
Covenants and Agreements.

 

(a)          Chief
Restructuring Officer. Customers shall retain and appoint, and shall cause each corporate Guarantor to retain and appoint,
in each case effective not later than the date hereof, Robert Riiska of Focus Management as the Chief Restructuring Officer of
each Customer and such corporate Guarantor (the “CRO”). The CRO shall be appointed as an officer of each such
Customer and Guarantor by the Board of Directors (or comparable corporate authority) and shall be vested with all such power,
authority and responsibility as set forth in the retention agreement annexed hereto as Exhibit
A. Without limiting the foregoing, no payments or transfers of any of funds received or controlled by any Customer
shall be made without the prior approval of the CRO, and the CRO shall supervise and oversee the sale, liquidation and/or transition
of the assets and customer contracts of each Customer.

 

(b)          Budget.
No later than February 6, 2015 (or at such later date as WFB may agree in its sole discretion), Customers shall deliver to WFB
a forecast of daily cash receipts, cash disbursements and loan balance, in form and substance satisfactory to WFB, covering the
period through and including February 28, 2015 (the “Budget”).

 

(c)          Billings.
No later than February 5, 2015 (or at such later date as WFB may agree in its sole discretion), Customers shall deliver to WFB
evidence, satisfactory to WFB, that Customers have issued an invoice for all Accounts that, pursuant to the terms thereof, are
eligible to be invoiced as of such date. In addition, for each Account of Customer, Customers shall issue an invoice for such
Account no later than the date such Account is first eligible to be invoiced in accordance with the terms thereof.

 

(d)          Customers
shall (a) deliver to WFB such information as WFB may request concerning Customers, the Accounts or the business or financial operations
of Customers and (b) provide WFB with access to and cooperation of the management of Customers and corporate Guarantor.

 

    	 

    	 

    

 

(e)          Customers
have no objection and hereby consent to WFB independently conferring with the CRO and/or the CRO of TS Employment Inc. concerning
any and all aspects of the operations and management of any of the Customers and/or TS Employment Inc.

 

(f)          Tax
Guard. Each Customer shall deliver to WFB, and shall cause each corporate Guarantor to deliver to WFB, from time to
time at the request of WFB, an Internal Revenue Service form 8821 from and executed by such Person with respect to all payroll
taxes of such Person and/or in respect of payroll or wages related to the staffing services provided by such Person or any Customer.

 

(g)          Additional
Event of Termination. Any failure of Customer to comply with the terms and conditions of this agreement, including
Sections 2(a)-(f) above shall constitute an additional Termination Event under each Account Purchase Agreement.

 

3.         Amendment
to Account Purchase Agreements. Each Account Purchase Agreements is hereby amended by (a) increasing the rate used
under the Account Purchase Agreements to calculate the WFBC Discount, prior to the occurrence of an Event of Termination, by two
(2) percentage points in excess of the highest rate otherwise used under the Account Purchase Agreements to calculate the WFBC
Discount prior to the occurrence of an Event of Termination; and (b) increasing the rate used under the Account Purchase Agreements
to calculate the WFBC Discount, on and after the occurrence of an Event of Termination (excluding for this purpose the Specified
Default), by two (2) percentage points in excess of the highest rate otherwise used under the Account Purchase Agreements to calculate
the WFBC Discount on and after the occurrence of an Event of Termination (excluding for this purpose the Specified Default).

 

4.         Amendment
Fee. In addition to all other fees, charges, interest and expenses payable by Customers to WFB under the Account Purchase
Agreements, Customers shall pay to WFB an amendment fee of $500,000, which amount is fully earned and payable on the date hereof
and may be charged directly to any account(s) of Customers maintained by WFB.

 

5.         Conditions
Precedent. The effectiveness of this letter agreement shall be conditioned upon, and this letter agreement shall not
be effective until, the receipt by WFB of (a) an original (or electronic copy) of this letter agreement executed by each Customer
and acknowledged and agreed to by each Guarantor (b) evidence, satisfactory to WFB, of the retention and appointment of the CRO
by each Customer and corporate Guarantor.

 

6.         Effect
of this Agreement. Except as modified pursuant hereto, no other changes or modifications to the Account Purchase Agreements
or any Related Documents are intended or implied, and in all other respects the Account Purchase Agreements and Related Documents
are hereby specifically ratified, restated and confirmed by all parties hereto as of the date hereof. To the extent of conflict
between the terms of this letter agreement, on the one hand, and any of the Account Purchase Agreements, on the other hand, the
terms of this letter agreement shall control.

 

7.         Release.
Each Customer and each Guarantor hereby absolutely and unconditionally releases and forever discharges WFB, and any and all participants,
parent entities, subsidiary entities, affiliated entities, insurers, indemnitors, successors and assigns thereof, together with
all of the present and former directors, officers, attorneys, agents and employees of any of the foregoing, from any and all claims,
demands or causes of action of any kind, nature or description, whether arising in

 

    	 

    	 

    

 

law or equity or upon contract or tort or under
any state or federal law or otherwise, which such Customer or such Guarantor has had, now has or has made claim to have against
any such Person for or by reason of any act, omission, matter, cause or thing whatsoever arising from the beginning of time to
and including the date of this letter agreement, whether such claims, demands and causes of action are matured or unmatured or
known or unknown.

 

8.         Governing
Law. The rights and obligations hereunder of each of the parties hereto shall be governed by and interpreted and determined
in accordance with the internal laws of the State of Colorado (without giving effect to principles of conflicts of laws or other
rules of law that would result in the application of the law of any jurisdiction other than the State of Colorado).

 

[SIGNATURE PAGES FOLLOW]

 

    	 

    	 

    

 

9.         Counterparts.
This letter agreement may be executed in any number of counterparts, each of which shall be an original with the same force and
effect as if the signatures thereto and hereto were upon the same instrument. Delivery of an executed counterpart of this letter
agreement by telefacsimile shall have the same force and effect as delivery of an original executed counterpart of this letter
agreement.

 

	 	Very truly
    yours,
	 	 
	 	WELLS FARGO
    BANK, NATIONAL ASSOCIATION
	 	 
	 	By:	/s/ Alexander J. Chobot

	 	Name:	Alexander J. Chobot

	 	Title:	Senior Vice President

 

AGREED
AND ACKNOWLEDGED:

Each of the parties signing below are agreeing to this
agreement in its capacity as a Customer under its Account Purchase Agreement with WFB and are acknowledging and agreeing to this
agreement as a Guarantor to each other Customer’s respective Account Purchase Agreement with WFB:

 

	CORPORATE RESOURCE DEVELOPMENT INC.	 	DIAMOND STAFFING SERVICES, INC.
	 	 	 
	By: 	/s/ John P.
    Messina, Sr.	 	By: 	/s/ John P.
    Messina, Sr.
	Name: 	John P. Messina, Sr.	 	Name: 	John P. Messina, Sr.
	Title:	CEO	 	Title:	CEO
	 	 	 
	INSURANCE OVERLOAD SERVICES, INC.	 	TS STAFFING SERVICES, INC.
	 	 	 
	By: 	/s/ John P. Messina, Sr.	 	By: 	/s/ John P. Messina, Sr.
	Name: 	John P. Messina, Sr.	 	Name: 	John P. Messina, Sr.
	Title:	CEO	 	Title:	CEO
	 	 	 
	ACCOUNTABILITIES, INC.	 	INTEGRATED CONSULTING GROUP, INC.
	 	 	 
	By: 	/s/ John P. Messina, Sr.	 	By: 	/s/ John P. Messina, Sr.
	Name:	John P. Messina, Sr.	 	Name:	John P. Messina, Sr.
	Title:	CEO	 	Title:	CEO

 

    	 

    	 

    

 

AGREED
AND ACKNOWLEDGED:

 

	/s/ ROBERT CASSERA	 
	ROBERT
    CASSERA, as a Guarantor to each
	Customer’s
    Account Purchase Agreement with WFB
	 	 
	CORPORATE
    RESOURCE SERVICES, INC.,
	as a Guarantor
    to each Customer’s Account Purchase Agreement with WFB
	 	 
	By:	/s/ John P. Messina,
    Sr.	 

	Name:	John P. Messina,
    Sr.	 

	Title:	CEO	 

 

    	 

    	 

    

 

FOCUS
MANAGEMENT GROUP USA, INC.

 

Agreement
for Consulting Services

General
Terms and Conditions

 

This
Agreement (the “Agreement”) is made this 4th day of February, 2015 by and between Focus Management Group
USA, Inc. (“Consultant”) and Corporate Resource Services, Inc. (CRS), Corporate Resource Development, Inc.
(“CRDI”), Diamond Staffing Services, Inc. (“DSSI”), Insurance Overload Services, Inc. (“IOSI”),
TS Staffing Services, Inc. (“TSSI”), Accountabilities,
Inc. (“AI”) and Integrated Consulting Group, Inc. (“ICGI”
and together with CRDI, DSSI, IOSI, TSSI and AI, individually and collectively, the “Client). . In consideration
of the mutual covenants contained herein, the parties agree as follows:

 

1.           Scope
of Work.  From time to time, Consultant shall perform services for or on behalf of Client as requested by one
or more “Authorizations.” Each Authorization shall specify the terms and conditions and deliverables of the services
to be performed by Consultant, and shall become effective only upon execution by Client and Consultant. In the event certain provisions
of an Authorization conflict with the provisions of this Agreement, the parties hereto agree that the provisions of this Agreement
shall be controlling.

 

2.           Compensation
– Payment of Fees and Expenses.  Client shall pay Consultant fees for services as set forth in each Authorization.
The fees for services performed during a given week will be invoiced and shall be paid when presented on the Monday (or next succeeding
business day if such Monday is a non-business day) of the following week. Late payments by Client shall be subject to late penalty
fees of 1.5% per month from the due date until the amount is paid. Time traveling will not be charged. Client shall also pay Consultant
for all costs and expenses incurred in connection with the services provided pursuant to this Agreement.

 

3.           Retainer.
 In respect of each Authorization, Client shall pay Consultant a retainer (as described in the applicable Authorization)
to cover fees and out of pocket expenses of Consultant. The retainer is not a substitute for Client’s timely weekly payment
of fees and out of pocket expenses, as defined in Section 2. The retainer shall be paid to Consultant before Consultant is obligated
to perform any work in respect of the applicable Authorization. At the completion or earlier termination of the work in respect
of the applicable Authorization, without further authorization from Client, Consultant may apply the retainer to any unpaid fees,
out of pocket expenses and other charges due Consultant, and any amount of the retainer that is not required to pay Consultant’s
fees, out of pocket expenses or other charges will be refunded to Client at such time. Client acknowledges that (i) the retainer
will be deposited into Consultant’s Client Account and (ii) Client is not entitled to any interest on the retainer.

 

4.           Support
Services.  Client shall provide Consultant with duplicating, secretarial and other support services at the location
of the work, provided these services are necessary to complete the work. If such services are unavailable at the locations of
the work, Consultant may provide such services, and shall be entitled to reimbursement from Client for these services charged
at the customary published hourly rates for Consultant’s administrative personnel as may be established by Consultant from
time to time.

 

5.           Rights
to Work Product.   Client shall retain exclusive rights to ownership of all work product hereunder. Work
product shall include reports issued pursuant to any Authorization, but shall exclude, among other things, all working papers
by Consultant, memoranda, correspondence, notes, and calculations that Consultant may have prepared or used in the development
of reports. Consultant shall have the right to retain copies of reports issued to Client for Consultant’s records. Consultant
shall have the right to designate in writing certain work product as belonging to Consultant prior to the creation of such work
product, and such designated work product shall be the exclusive property of Consultant if Client permits such work product created
by Consultant

 

    	 

    	 

    

 

6.           Access.
 Client shall provide Consultant and its Personnel (as defined below) with access to all of Client’s information, Personnel,
books, records, and facilities deemed necessary by Consultant to complete the work under each Authorization. It may be necessary
for Consultant to arrange for prospective investors/lenders to visit one or more of the facilities and meet with certain members
of Client. It may also be necessary for Client to make certain of its Personnel available for conference calls to answer questions
of prospective investors/lenders. Client will accommodate such requests for access, provided they are made during normal business
hours. Consultant will use its best efforts to (i) accommodate Client’s working schedule so as not to cause undue disruption
of Client’s business, and (ii) attend any visits made by prospective investors/lenders.

 

7.           Personnel.
 Each party agrees that neither it norits affiliates will at any time during the period commencing on the date hereof
and continuing until the first anniversary of the date that (i) all work provided under all Authorizations has been completed
or (ii) this Agreement is otherwise terminated, whichever occurs last, directly or indirectly, solicit for employment any current
or former director, officer, employee or representative of the other party (“Personnel”) without the prior written
consent of the other party.

 

8.           Independent
Contractor.  Consultant is an independent contractor. Unless otherwise specifically set forth in an Authorization,
neither Consultant nor any of its Personnel shall be deemed to be an employee, officer or director of Client.

 

9.           No
Assumption of Liabilities.  Notwithstanding any provision herein to the contrary, Consultant does not
assume, and shall not be deemed to have assumed, any liabilities, debts or obligations of Client of any kind or
description.

 

10.          Limitation
of Liability; Indemnification.

 

(a)          Neither
Consultant nor any of its Personnel shall have any liability to Client for any action taken or for refraining from the taking
of any action, or for errors in judgment, except for any such claims, damages, liabilities and expenses that are found in a final
judgment by a court of competent jurisdiction to have resulted primarily and directly from such person’s willful misconduct
or gross negligence of any sort.

 

(b)          In
no event will either party be liable to the other party for any loss of profit, business or goodwill or any indirect, special,
consequential, incidental, exemplary, or punitive damages, howsoever arising under or in connection with this Agreement, regardless
of the basis of the claim or form of any action, even if a party has been advised of the possibility of such damages.

 

(c)          Client
hereby agrees to defend, protect, indemnify and hold harmless Consultant and its Personnel (each of the foregoing being an “Indemnitee”
and all of the foregoing being collectively the “Indemnitees”) from and against any and all claims, actions, damages,
liabilities, judgments, costs and expenses (including all fees and disbursements of counsel, legal assistants and paralegals which
may be incurred in the investigation or defense of any matter and, in the event of litigation, at all trial and appellate levels)
imposed upon, incurred by or asserted against any Indemnitee, whether direct, indirect or consequential and whether based on any
federal, state, local or foreign laws or regulations, under common law on an equitable cause, or on contract or otherwise by reasons
of an Indemnitee’s services to Client (irrespective of whether an Indemnitee’s services have been rendered in connection
with this engagement or otherwise), except to the extent that any such claims, damages, liabilities and expenses that are found
in a final judgment by a court of competent jurisdiction to have resulted primarily and directly from such Indemnitee’s
willful misconduct or gross negligence of any sort. In the event this indemnity is unenforceable as a matter of law as to a particular
matter or consequence referred to herein, it shall be enforceable to the full extent permitted by law.

 

(d)          This
indemnification applies, without limitation, to any act, omission, event or circumstance existing or occurring on or prior to
the termination of the relationship between Consultant

 

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and
Client. The indemnification provisions set forth above shall be in addition to any liability Client may otherwise have to Consultant.
Without prejudice to the survival of any other obligation of Client or Consultant, the indemnities and obligations of the parties
contained herein shall survive the termination of the relationship between the parties.

 

11.        Confidentiality.
  Consultant shall maintain in strict confidence any information of a non-public nature relating to Client or its business
that Consultant may gain or develop in the course of its engagement by Client, and shall not disclose any such information to
any person during or after its engagement by Client except (i) information that is legally in Consultant’s possession prior
to the disclosure of such information hereunder; (ii) information that, subsequent to its disclosure hereunder, becomes publicly
available; (iii) information that becomes legally available to Consultant on a non-confidential basis from any third party; (iv)
information that Consultant discloses as permitted or required by law or order of court; or (v) information that is disclosed
with the consent of Client. Notwithstanding the above, Consultant shall be permitted to disclose any information regarding Client
to (x) Consultant’s Personnel who need to know such information to perform the services described in the Authorization,
(y) any of Client’s current creditors including Clients’s secured lenders(s) and (z) any shareholder, partner, member,
or other equity holder of Client. Upon termination of this Agreement, Consultant shall return to Client all materials of a non-public
nature from Client in the course of the engagement (other than Consultant’s work product), and shall either deliver to Client
or destroy any copies thereof that it may have made or received.

 

12.        Termination.
  This Agreement may be terminated immediately by either the Board of Directors of the Client or by Focus, in its sole
discretion, for any reason whatsoever, with or without cause, by giving written notice of termination to the other party. Upon
termination of this Agreement, Consultant shall be entitled to all unpaid expenses incurred pursuant to this Agreement and the
remaining unpaid balance of any fee which is due and payable pursuant hereto. For the purposes of this Section 12, “Agreement”
shall include any Authorization issued pursuant to this Agreement. Termination of this Agreement at any time shall not affect
any rights, obligations or interests of either party arising prior to the effective date of termination and which, to give effect
to their meaning, must continue in accordance with their terms. Without limiting the foregoing, Sections 9, 10, 13 and 14 expressly
survive the termination of this Agreement.

 

13.        Governing
Law and Venue.   This Agreement shall be interpreted, construed and enforced under the laws of the State
of Florida, without regard to conflicts of laws, regardless of the location of the performance of services hereunder. Any claim,
action or proceeding involving the parties hereto shall be brought (and to the extent that the claim, action or proceeding is
brought in any other court, the parties consent to the removal of such matter to) (i) to the extent that a federal court could
have jurisdiction (whether diversity or subject matter based) over the matter at hand, exclusively in the federal courts sitting
in Florida, located in Hillsborough County, Florida, and (ii) in any other matter, exclusively in the courts of the State of Florida,
located in Hillsborough County, Florida. The parties hereby irrevocably consent to the jurisdiction of these courts and the proper
venue therein, each party hereby waiving any claim that any such forum would be inconvenient.

 

14.        Joint
and Several Obligation.   If Client consists of more than one person or entity, each shall be jointly and
severally liable to perform the obligations of Client under this Agreement and any and all Authorizations. Any one or more parties
constituting Client may be released from an obligation hereunder without affecting the liability of any party not so released.

 

15.        Miscellaneous.
 This Agreement expresses the entire agreement of the parties hereto and supersedes all prior promises, representations,
understandings, arrangements and agreements among the parties with respect to the subject matter hereof. No change, alteration,
or modification of this Agreement shall be effective unless made in writing and signed by both parties hereto. This Agreement
shall inure to the benefit of, and shall be binding upon, the successors and assigns of the parties hereto; provided, however,
that Client shall not assign any right herein or delegate any duties without the prior written consent of Consultant. Failure
of either party hereto to enforce any of the provisions of this

 

    	3

    	 

    

 

Agreement
or any rights with respect thereto shall in no way be considered to be a waiver of such provisions or rights or in any way affect
the validity of this Agreement. In the event that any provision of this Agreement is held to be invalid, void or illegal by any
court of competent jurisdiction, then the court making such determination may reduce the obligations so as to be enforceable according
to applicable law and enforce such obligations as reduced. The remaining provisions of this Agreement shall be enforced according
to their terms

 

IN
WITNESS WHEREOF, the parties have executed this Agreement on the date first above written.

 

	“Consultant”	 	“Client”
	 	 	 
	FOCUS
    MANAGEMENT GROUP USA, INC.	 	CORPORATE
    RESOURCE SERVICES, INC.
	 	 	 
	By:	/s/ Michael
    Doland	 	By:	/s/
    John P. Messina, Sr.
	 	 	 
	Name:	Michael
    Doland	 	Name: 	John P. Messina, Sr.
	Title:	Chief
    Operating Officer	 	Title:	CEO

 

    	4

    	 

    

 

FOCUS
MANAGEMENT GROUP USA, INC.

 

WORK/PROJECT
AUTHORIZATION NO. 1

 

DATED:
February 4, 2015

 

In
accordance with that certain Agreement for Consulting Services dated February 4, 2015, by and between the undersigned Client and
Focus Management Group USA, Inc. (the “Agreement”), Client hereby authorizes Focus Management Group USA, Inc., (“Consultant”)
to perform the following services in accordance with the terms, conditions and covenants set forth in the Agreement and in this
Authorization:

 

As
per the Amendment of the Financing agreement with Wells Fargo and Client dated February 4, 2015, and effective on execution of
said agreement, Robert Riiska of Focus is to assume the responsibilities of Chief Restructuring Officer (“CRO”) of
the Client, on a go forward basis, reporting to Client’s Board of Directors,

 

		1.	Executive
Management:

		•	Serve as the senior executive
                                         managing operations, finance, sales and marketing, margin enhancement, and cost analysis
                                         and cost reduction;

		•	Prepare and implement a liquidation
                                         plan for Client assets for the best realization of the Stakeholders. The liquidation
                                         may take the form of the sale or transferring of the contracts/accounts to competitors,
                                         sale or merger of the Client with another Company, and or refinance of the Client with
                                         another Lender.

		•	CRO will have total control over
                                         the employment of and termination of employees as necessary.

		•	Review and approve all cash expenditures
                                         (i.e. payroll and related taxes, operating cost etc.) requested by Client Management
                                         in junction with the dual control requested and implemented by the Lender. The CRO is
                                         to be a signatory on the account and will provide the Board of Director a complete list
                                         of daily expenditures.

		•	The CRO will approve all draws of funds from the Lender
to CRS or on CRS’s behalf.

		•	No payments or transfers of any manner or description can
be allowed to be sent to TSE by CRS without a full reconciliation by the CRO and approval of the CRO.

		•	Participate in all Board of Directors
                                         Meetings, except executive sessions involving issues of the CRO’s retention.

		•	Participate in all meetings with
                                         lenders.

		•	Participate in all meetings with
                                         investment bankers and financial advisors.

		2.	Lender
Relationship Management:

		•	Assist Client to manage relationship
                                         with its incumbent Lender.

		•	Monitor progress of business towards
                                         stated goals.

		•	Communicate with the Lender providing
                                         all company information required per the Lenders information requests as outlined in
                                         Section 11(y) of the Agreement.

		•	Develop appropriate key indicator
                                         reports and provide same to Client and Lender.

		3.	Accounting
Management and Operations Support:

		•	Review and if necessary prepare
                                         the Client’s rolling 13 week cash flow forecast;

		•	Monitor performance against budget
                                         and lead communications regarding variances in periodic discussions with Client’s
                                         Lender.

		•	Consultant to develop appropriate
                                         internal reporting mechanisms.

 

		4	Communication:

		•	Discuss the Client’s financial
                                         condition and opportunities, as understood at that time, with the Client’s management
                                         and stakeholders including its incumbent Lender.

 

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Compensation:

		•	Retainer: Consultant shall receive
                                         a retainer of $150,000.00 prior to the commencement of any work described herein or in
                                         the Agreement. The retainer will be applied to the fees and expenses payable by Client
                                         to Consultant under the Agreement. Robert Riiska CRO and Focus are to be added as an
                                         additional insured party to the Company’s existing D&O Insurance policy.

 

		•	Professional Fees: Professional
                                         fees for this Authorization will be charged at the following hourly rates plus reasonable
                                         expenses, as stated in Section 2 of the Agreement: Travel time w/ill not charged

	o    Chief Restructuring Officer	$550.00 per hour
	o    Senior Managing Directors	$450.00 per hour

 

	“Consultant”	 	“Client”
	 	 	 
	FOCUS
    MANAGEMENT GROUP USA, INC.	 	CORPORATE
    RESOURCE SERVICES, INC.
	 	 	 
	By:	/s/ Michael
    Doland	 	By:	/s/
    John P. Messina, Sr.
	 	 	 
	Name:	Michael
    Doland	 	Name: 	John P. Messina, Sr.
	Title:	Chief
    Operating Officer	 	Title:	CEO

 

    	6

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