Document:

EXHIBIT 10.17

                    NEGOTIABLE PROMISSORY NOTE AND AGREEMENT
                    ----------------------------------------

$50,000        June _, 2004

                                    RECITALS

     United  Communications  Hub,  Inc. ("Obligor") acknowledges and agrees that
                                          -------
(a)  Obligor  owes  to  Qwest  Communications  Corporation ("Qwest" or "Holder")
                                                             -----
$50,000;  (b)  Qwest has the right to immediate payment of such $50,000; and (c)
the agreements and other covenants contained this Negotiable Promissory Note and
Agreement  (the  "Note"), including the obligation to pay and the obligations in
Section  3  hereof, are made in consideration of Qwest's agreement not to demand
immediate  payment  of  such  Principal.

                                    AGREEMENT

     1.  Payment  of  Principal  and  Interest.  Obligor  hereby  absolutely and
         -------------------------------------
unconditionally  promises  to  pay  to the order of Qwest or its assigns, at its
office  located  at  1801  California Street, Denver, Colorado (or at such other
place  as  the  Holder  may  designate by written notice to Obligor from time to
time),  the  principal  amount  of  FIFTY  THOUSAND  DOLLARS  ($50,000.00)  (the
"Principal").  Subject  to  earlier  payment  pursuant  to  Section  2  hereof,
 ---------
Principal  is  payable  as  follows;  full  payment  shall  be made on or before
December  31,  2004.

     2.  Acceleration  Upon  Default.  The  Holder may declare the entire unpaid
         ---------------------------
principal  amount  of  this  Note to be immediately due and payable upon written
demand,  at  the Holder's election in its sole discretion, if any one or more of
the  following  events  of  default  (each,  an "Event of Default") shall occur;
                                                 ----------------

          (a)  Bankruptcy,  etc.  of  Obligor. (i)  Obligor  commences any case,
               ------------------------------
proceeding  or  other  action  (A)  under  any  existing  or  future  law of any
jurisdiction,  domestic  or  foreign,  relating  to  bankruptcy,  insolvency,
reorganization  or  other relief of debtors, seeking to have an order for relief
entered with respect to it, or seeking to adjudicate it a bankrupt or insolvent,
or  seeking  reorganization,  arrangement,  adjustment, winding-up, liquidation,
dissolution,  composition  or  other  similar  relief  with respect to it or its
debts, or (B) seeking appointment of a receiver, trustee, conservator, custodian
or  other  similar  official  for  it  or for all or any substantial part of its
assets,  or  Obligor  shall  make  a  general  assignment for the benefit of its
creditors  (collectively,  "Proceeding");  or  (ii)  there  is commenced against
                            ----------
Obligor  any  Proceeding  of  a nature referred to in clause (i) above which (A)
results  either  in  the  entry  of a judgment, decree or other order for relief
("Order")  or  an  appointment  and  any  such  Order  or  appointment  remains
  -----
undismissed  in a manner reasonably satisfactory to Holder ("Undismissed") for a
                                                             -----------
period  of 60 days; the foregoing shall include the commencement against Obligor
of  any  Proceeding  seeking  issuance  of  a  warrant of attachment, execution,
distraint  or  similar process against all or any substantial part of its assets
which  results  in  the  entry  of  an  Order  for any such relief which remains
Undismissed  in a manner reasonably satisfactory to Holder for 60 days; or (iii)
Obligor  takes  any  action  substantially  in  furtherance  of,  or  expressly
indicating  its  consent to, approval of or acquiescence in, any of the acts set
forth  in clause (i) or (ii) above; or (iv) Obligor is generally not able to, or
expressly  admits in writing its inability to, pay its debts as they become due;

<PAGE>
          (b)  Covenants.  Obligor  breaches or otherwise defaults in any of its
               ---------
covenants  or  other  agreements  under this Note and such breach or the default
shall  not  be cured  within ten days of notice from Qwest provided that no such
notice  shall  be required in respect of any other Event of Default provided for
in  this  Section  2;

          (c)  Assertion. Obligor or any of its representatives asserts that any
               ----------
provision  of  this  Note is not enforceable in accordance with its terms in any
material  respect.

          (d)  Representations. Any representation or warranty made  by  Obligor
               ---------------
herein proves to have been incorrect in any material respect when made;

          (e)  Judgment.  One or more  judgments  or  decrees is entered against
               --------
Obligor  involving  in  the aggregate a liability of $10,000 or more and (i) all
such  judgments  or  decrees  shall not have been vacated, discharged, stayed or
bonded pending appeal within 60 days from the entry thereof or (ii) the judgment
creditors  with  respect  to such judgments or their successors or assigns shall
have  commenced enforcement proceedings, except for enforcement proceedings that
shall  have  remained stayed within 10 days after commencement, without any such
enforcement  in  any  material  respect  being  effected;  or

          (f)  Sale of Substantially All of its Assets. Obligor sells,  pledges,
               ---------------------------------------
mortgages,  otherwise  encumbers,  otherwise disposes of or otherwise transfers,
all  or  substantially  all of its assets, or agrees to do any of the foregoing.

     3.  Forebearance Agreements.
         -----------------------

          (a)  Acknowledgements of Liability. Reference is hereby  made  to  the
               -----------------------------
Settlement  Memorandum signed by Obligor and Qwest and dated May 25, 2004 and to
the Settlement Agreement signed by Obligor and Qwest contemporaneously with this
Note.  Obligor acknowledges and agrees that as a result of the agreement reached
in  the  Settlement  Memorandum and the Settlement Agreement, Obligor owes Qwest
the  sum  identified  in  this  Note. Obligor also acknowledges and agrees that,
should  Obligor  fail to make full payment under this Note, Qwest is entitled to
reassert  claims  against  Obligor  for  additional  monies.

          (b)  Termination of Agreements. Obligor acknowledges that all existing
               -------------------------
agreements  between  Obligor  and  Qwest (the "Existing Agreements"), except for
                                               -------------------
the Settlement Agreement and this Note have been terminated.

          (c)  Partial Payments. Any partial payments  made  by  Obligor  or any
               ----------------
other  party  on  Obligor's  behalf  and accepted by Qwest will not constitute a
waiver  of  any  default  or  of  any  other  right  held  by  Qwest.

     4.  Relief from Automatic Stay.  If any  Event  of  Default  under  Section
         --------------------------
2(a) hereof occurs, then, (whether Qwest accelerates the obligations hereunder),
subject  to  court  approval,  Qwest shall thereupon be entitled to, and Obligor
irrevocably  consents  to, relief from the automatic stay imposed by Section 362
of  the  Bankruptcy Code, or otherwise, on or against the exercise of the rights
and remedies otherwise available to Qwest, and Obligor hereby irrevocably waives
its  rights  to  object  to  such  relief.

                                        2
<PAGE>
     5.  Costs and Expenses, No Set-Off: Allocation.
         ------------------------------------------

          (a)  Costs  and  Expenses.  Obligor agrees to pay all future costs and
               --------------------
expenses  including, without limitation, reasonable attorneys' fess, incurred or
payable  by  the  Holder  in  enforcing  any  provisions of this Note including,
without  limitation,  respecting  the  collection of any and all amounts payable
under  this  Note.

          (b)  No  Set-Off.  Obligor  acknowledges  that its obligations to make
               -----------
payments hereunder are absolute and unconditional, and agrees that such payments
shall  not be requested to be, and shall not be, subject to any defense, set-off
or  counterclaim  of  any  kind  or  nature,  or any other action similar to the
foregoing.

          (c)  Payments.  All  payments  made  in  respect of this Note shall be
               --------
made  in  lawful  money  of  the  United  States  of  America and in immediately
available  funds.

     6.  Representations.  Qwest  and  Obligor each represent and warrant to the
         ---------------
other that (a) it is a corporation duly organized and validly existing under the
laws  in which it was incorporated; (b) it has the corporate power and corporate
authority  to,  and  has  obtained  all  necessary  corporate authorizations to,
execute,  deliver and perform this Note; (c) this Note has been duly and validly
executed and delivered by a properly authorized representative of such Party and
is enforceable in accordance with its terms; (d) the execution, delivery and the
performance  of  this  Note does not violate, cause a breach or default under or
otherwise  conflict  with  any agreement or contract, or any decree, judgment or
other  order,  of  any kind or nature to which such Party is a party, subject or
bound;  and  (e)  the  execution,  delivery and performance of this Note on such
Party's  part  shall  not require it to obtain the approval of, make any filings
with  or provide any notice to any governmental authority of any kind or nature.

     7.  Miscellaneous.
         -------------

          (a)  Entire  Agreement,  Binding  Effect.  This  Note,  along with the
               -----------------------------------
Settlement  Agreement,  constitutes  the  entire  and  final agreement among the
parties  with  respect to the subject matter hereof and there are no agreements,
understandings,  warranties  or  representations  between Qwest and Obligor with
respect  to the subject matter hereof except as set forth herein, This Note will
insure  to  the benefit and bind the successors and permitted assigns of Obligor
and  Qwest.

          (b)  Rights  and  Remedies.  Qwest  shall have all rights and remedies
               ---------------------
provided  for by any law of any kind (including all forms of legal and equitable
relief)  with  respect  to  any  acceleration  or  any  other  breach or default
hereunder  and  Qwest  shall  in  addition  have  any  other rights and remedies
provided for in this Note. All rights and remedies contemplated in the preceding
sentence  shall  be independent and cumulative, and may, to the extent permitted
by  law,  be  exercised  concurrently or separately, and the exercise of any one
right or remedy shall not be deemed to be an election of such right or remedy or
to  preclude  or  waive  the  exercise  of  any  other  right  or  remedy.

          (c)  Severability.  If  any  provision of this Note or the application
               ------------
thereof to any person(s) or circumstance(s) shall be invalid or unenforceable to
any extent, (i) the remainder of this Note and the application of such provision
to  other  persons  or  circumstance(s)  shall  not  be

                                        3
<PAGE>
affected  thereby,  and  (ii)  each  such  provision shall, as to such person or
circumstances  as  to  which it is not unenforceable in full, be enforced to the
greatest  extent  permitted  by  law.

          (d)  Amendments,  Pronouns,  No  Waiver;  Successors  and  Assigns. No
               -------------------------------------------------------------
amendment,  modification,  recision,  waiver,  forbearance  or  release  of  any
provision  of  this  Note  shall  be valid or binding unless made in writing and
executed  by  a  duly  authorized  representative  of Obligor and the Holder. No
consent  or  waiver,  express  or  implied, by the Holder to or of any breach by
Obligor  in  the  performance by it of any of its obligations hereunder shall be
deemed  or  construed  to  be  a  consent  to  or  waiver  of  the breach in the
performance of the same or any other obligation of Obligor hereunder. Failure on
the part of the Holder to complain of any act or failure to act by Obligor or to
declare Obligor in breach irrespective of how long such failure continues, shall
not  constitute  a  waiver  by  the  Holder  of any of its rights hereunder. All
consents  and  waivers  shall  be  in  writing.  All of the terms, covenants and
conditions contained in this Note shall be binding upon and inure to the benefit
of the parties hereto and their respective successors and assigns, provided that
Obligor's  obligations  hereunder may be not be delegated to any other person or
entity  without  the  prior  consent  of Qwest and any such attempted delegation
without  such  consent  shall  be  void.

          (e)  Governing  Law, Notices. This Note, including the performance and
               -----------------------
enforceability hereof, shall be governed by and construed in accordance with the
laws  of the State of Colorado, without regard to the principles of conflicts of
law. Obligor hereby submits itself and its property to the non-exclusive general
jurisdiction  of  the federal and state courts located in the State of Colorado,
and  waives  any objection (on the grounds of lack of jurisdiction, or forum non
                                                                       ---------
conveniens  or  otherwise)  to  the exercise of such jurisdiction over it by any
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federal  or  state  court  in  the  State  of  Colorado.

          (f)  Notices.  Any  notice,  demand or other communication required or
               -------
permitted to be given by any provision of this Note shall be made in writing and
delivered  by  an overnight courier service that provides signed acknowledgement
of  receipt  or  by first class U.S. Mail, return receipt requested, directed as
follows:

     To Qwest:

     Steven Hansen
     Qwest Services Corporation
     1801 California Street 24th Floor
     Denver, CO

     To Obligor:

     UC Hub Inc.
     --------------------
     By Its President
     --------------------
     /s/ W. Wilcox
     --------------------

          (g)  Headings.  All  headings contained in this Note are for reference
               --------
purposes  only  and  are  not  intended  to  affect  in  any  way the meaning or
interpretation  of  this  Note.

                                        4
<PAGE>
          (h)  Voluntary  Agreement.  Obligor represents and warrants that it is
               --------------------
represented  by  legal  counsel  of  its  choice,  is  fully  aware of the terms
contained in this Note and has voluntarily and without coercion or duress of any
kind  entered  into  this  Note.

          (i)  Negation of Partnership.  Nothing contained in this Note will bee
               -----------------------
deemed to create a partnership or joint venture between Obligor and Qwest, or to
cause  Qwest to be liable or responsible in any way for any actions, liabilities
or  debts  of  any  kind  or  nature  of  Obligor.

     8.  WAIVER  OF JURY TRIAL. OBLIGOR KNOWINGLY, VOLUNTARILY AND INTENTIONALLY
         ---------------------
WAIVES  ANY  RIGHT IT MAY HAVE OR HEREAFTER HAS TO A TRIAL BY JURY IN RESPECT OF
ANY  SUIT,  ACTION  OR  PROCEEDING  ARISING OUT OF OR OTHERWISE RELATING TO THIS
NOTE.  OBLIGOR  CERTIFIES  THAT  NEITHER  QWEST  NOR ANY OF ITS REPRESENTATIVES,
AGENTS  OR COUNSEL HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT QWEST WOULD NOT
IN  THE EVENT OF ANY SUCH SUIT, SEEK TO ENFORCE THIS WAIVER OF RIGHT TO TRIAL BY
JURY.

                           [signature page to follow]
                            ------------------------

                                        5
<PAGE>
     IN WITNESS WHEREOF, the undersigned have executed and delivered this Note
as of the day and year first above written.

WITNESS:                                UNTTED COMMUNICATIONS HUB, INC.

                                        By: Larry Wilcox
                                           -----------------------------------
                                        Name: Larry Wilcox
                                             ---------------------------------
                                        Title: President
                                              --------------------------------

                                        QWEST COMMUNICATIONS CORPORATION

                                        By:
                                           -----------------------------------
                                        Name:
                                             ---------------------------------
                                        Title:
                                              --------------------------------

                                        6
<PAGE>Exhibit 10.1

                           LOAN AND SECURITY AGREEMENT

         This LOAN AND SECURITY AGREEMENT, dated as of December 27, 2004 made by
and between CIMNET, INC., a Delaware corporation ("Borrower"), and John D.
Richardson (the "Lender").

                               W I T N E S S E T H

         WHEREAS, the Borrower wishes to borrow, and the Lender is willing to
lend to the Borrower, one hundred thirty thousand dollars ($130,000) (the
"Loan"); and

         WHEREAS, as a condition to making the Loan the Borrower has agreed to
pledge the Collateral (as hereinafter defined) to the Lender, pursuant to the
terms and conditions hereof.

         NOW THEREFORE, in consideration of the foregoing and the mutual
promises and covenants contained herein, the parties hereto agree as follows:

         SECTION 1. Definitions of Terms Used Herein.

         "Accounts Receivable" means any and all rights of the Borrower to
payment of accounts, whether due or to become due, whether or not earned by
performance, and whether now owned or hereafter acquired or arising in the
future, together with all rights, titles, securities and guarantees with respect
thereto and all related security interest, liens and pledges, whether voluntary
or involuntary. .

         "Collateral" means all Accounts Receivable, Inventory, General
Intangibles, Instruments, Equipment and Proceeds.

         "Equipment" means with respect to the Borrower existing, future-created
and future-acquired equipment, machines, trade fixtures, fixtures, tools, molds,
dies, stamps, appliances, office equipment, computer software, furniture, motor
vehicles and all proceeds and products of the above as well as all related
warranties, documents and insurance policies.

         "General Intangible(s)" means with respect to the Borrower existing,
future-acquired and future created trade secrets, know-how,. inventions,
good-will, patents, applications for patents, renewals and continuation of
patents, reissues, trademarks, service marks, customer lists, copyrights,
software programs, manufacturing processes, inventions, patents rights of
payments from, or performance of, obligations by any Person, all intangible
property of any kind, all "general intangibles" of any kind as defined in the
Pennsylvania Uniform Commercial Code, and all rights, agreements, records and
documents relating to any of the property described in this provision.

         "Instruments" mean all of the Borrower's existing, future created and
future-acquired "instruments" as that term is defined in the Pennsylvania
Uniform Commercial Code.
<PAGE>

         "Inventory" means any and all now owned or hereafter acquired
inventory, merchandise, raw materials, parts, supplies, work in process and
finished products Intended for sale, of every kind and description, including
extracted minerals, in the custody or possession, actual or constructive, of the
Borrower, including such inventory as is temporarily out of the custody or
possession of the Borrower and items in transit and including any returns upon
any accounts or other proceeds, including insurance proceeds, resulting from the
sale and disposition of any of the foregoing.

         "Note" means that certain Secured Demand Note dated as of the date
hereof made by Borrower in favor of Lender on the aggregate principal amount of
$130,000, a form of which is attached hereto as Exhibit A.

         "Proceeds" means any and all consideration received from the sale,
exchange, lease or other disposition of any asset or property which constitutes
Collateral, any value received as a consequence of the possession of any
Collateral and any payment received from any insurer or other person as a result
of the destruction, loss, theft or other involuntary conversion of whatever
nature of any asset or property which constitutes Collateral.

         "Software" means all software programs owned, used or licensed by the
Company., including all user documentation associated therewith.

         SECTION 1. Loan. Subject to the terms and conditions of this Agreement
and the Note, the Lender hereby lends to the Borrower the aggregate principal
amount of $130,000, in immediately available funds. Concurrent with the delivery
of the Loan to Borrower, Borrower shall execute and deliver the Note to Lender.

         SECTION 2. Security Interest. To secure the prompt and complete payment
and performance of the obligations of the Borrower (the "Obligations") to the
Lender under this Agreement and the Note, the Borrower hereby pledges,
hypothecates, assigns, transfers, sets over and delivers unto the Lender and
hereby grants to the Lender its successors and assigns a continuing a security
interest in the Collateral and a first priority security interest in the
Software (collectively, the "Security Interest"), subject to the terms,
covenants and conditions herein set forth. Without limiting the foregoing, the
Lender is hereby authorized, to the extent permitted by applicable law, to file
one or more financing statements, continuation statements or other documents,
without the signature of the Borrower, for the purpose of perfecting,
confirming, continuing, enforcing or protecting the Security Interest, naming
the Borrower as debtor and the Lender as secured party. The Borrower agrees at
all times to keep accurate and complete accounting records with respect to the
Collateral, including a record of all payments and Proceeds received. Lender
understands and acknowledges that Borrower's senior lender Sterling Financial
Bank has a first priority security interest in the Collateral, other than the
Software.

         SECTION 3. Further Assurances. The Borrower agrees, at its expense, to
execute, acknowledge, deliver and cause to be duly filed all such further
instruments and documents and take all such actions as the Lender may from time
to time reasonably request for the better assuring and preserving of the
Security Interest and the rights and remedies created hereby, including the
payment of any fees and taxes required in connection with the execution and

                                       2
<PAGE>

delivery of this Agreement, the granting of the Security Interest created hereby
and the filing of any financing statements or other documents in connection
herewith. If any amount payable under or in connection with any of the
Collateral shall be or become evidenced by any promissory note or other
instrument, such note or instrument shall be immediately pledged and delivered
to the Lender, duly endorsed in a manner satisfactory to the Lender. The
Borrower agrees to notify promptly the Lender of any change in its corporate
name or in the location of its chief executive office, its chief place of
business or the office where it keeps its records relating to the Accounts
Receivable owned by it. The Borrower agrees to notify promptly the Lender if any
material portion of the Collateral or Software is damaged or destroyed.

         SECTION 4. Inspection and Verification. The Lender and such persons as
he may reasonably designate in a written notice provided to the Borrower shall
have the right, upon prior notice, at any reasonable time or times during the
Borrower's usual business hours, to inspect the Collateral and all records
related thereto (and to make extracts and copies from such records) and the
premises upon which any of the Collateral is located, to discuss the Borrower's
affairs with the officers of the Borrower and its independent accountants and to
verify under reasonable procedures the validity, amount, quality, value and
condition of, or any other matter relating to, the Collateral.

         SECTION 5. Records of Accounts Receivable. The Borrower shall keep or
cause to be kept records of Accounts Receivable which are accurate in all
material respects.

         SECTION 6. Use and Disposition of Collateral. The Borrower agrees that
it ill not sell, transfer or otherwise dispose of any of the Collateral outside
the ordinary course of business.

         SECTION 7. Remedies on Default. In the event that the obligations of
the Borrower shall remain unpaid after the principal amount of and interest on
the Loan shall have been declared due whether at maturity or otherwise, in
accordance with the terms of the Note (an "Event of Default"), the Lender may
seize the Collateral and exercise any or all of its rights as a secured lender
including, without limitation, the rights granted to a secured lender under the
Pennsylvania Uniform Commercial Code. If any notification of intending
disposition of the Collateral is required by law, such notification, if mailed,
shall be deemed reasonably and properly given if mailed at least ten (10) days
before such disposition prepaid, addressed to the Borrower at the address of the
Borrower shown below.

         SECTION 8. Application of Proceeds. The proceeds of the sale of the
Collateral in accordance with Section 7 hereof, if any, shall be applied: first,
to the payment of all costs and expenses of the collection of such moneys,
including all reasonable expenses, including reasonable legal fees, incurred by
the Lender; second, to the payment or reduction of the obligations owing by the
Borrower to the Lender under the Note; and third, to the Borrower, unless
otherwise directed by a court of competent jurisdiction.

         SECTION 9. Continuing Security Interest. This Security Agreement shall
create a continuing security interest in the Collateral and shall remain in full
force and effect until payment in full of the Obligations.

                                       3
<PAGE>

         SECTION 10. Termination. This Security Agreement shall terminate as to
the Borrower when all of the Borrower's obligations secured hereby have been
fully paid and performed at which time the Lender shall release the Collateral
and deliver to the Borrower appropriate instruments of release.

         SECTION 11. Entire Agreement. This Agreement (including the Exhibits
hereto) and the Note and other documents delivered pursuant to the this
Agreement contain the entire agreement among the parties with respect to the
transactions described herein, and supersede all prior agreements, written or
oral, with respect thereto.

         SECTION 12. Waivers and Amendments. This Agreement may be amended,
superseded, canceled, renewed or extended, and the terms hereof may be waived,
only by a written instrument signed by the parties hereto or, in the case of a
waiver, by the party waiving compliance. No delay on the part of any party in
exercising any right, power or privilege hereunder shall operate as a waiver
thereof.

         SECTION 13. Binding, Effect, No Assignments. This Agreement shall be
binding upon and inure to the benefit of the parties and their respective
successors, assigns and legal representatives except that the Borrower shall
not, except in the ordinary course of business, be permitted to assign this
Agreement or any interest herein or in the Collateral, or any part thereof, or
otherwise pledge, encumber or grant any option with respect to the Collateral or
any part thereof, except as contemplated by this Agreement.

         SECTION 14. Variations in Pronouns. All pronouns and any variations
thereof refer to the masculine, feminine or neuter, singular or plural, as the
context may require.

         SECTION 15. Counterparts. This Agreement may be executed by the parties
hereto in separate counterparts, each of which when so executed and delivered
shall be an original, but all such counterparts shall together constitute one
and the same instrument. Each counterpart may consist of a number of copies
hereof each signed by less than all, but together signed by all of the parties
hereto.

         SECTION 16. Exhibits and Schedules. All references herein to Sections,
subsections, clauses, Exhibits and Schedules shall be deemed references to such
parts of this Agreement, unless the context shall otherwise require.

         SECTION 17. Severability of Provisions. If any provision or any portion
of any provision of this Agreement or the application of such provision or any
portion thereof to any Person or circumstance, shall be held invalid or
unenforceable, the remaining portion of such provision and the remaining
provisions of this Agreement, or the application of such provision or portion of
such provision as is held invalid or unenforceable to persons or circumstances
other than those as to which it is held invalid or unenforceable, shall not be
affected thereby.

         SECTION 18. Governing Law. This Security Agreement, and the authority,
liabilities, duties and obligations of the Lender hereunder, shall be determined
in accordance with and governed by the laws of the Commonwealth of Pennsylvania,
without regard to the principles of conflict of laws.

                                       4
<PAGE>

         SECTION 19. Section Headings. The Section headings in this Security
Agreement are for convenience only and shall not affect the construction hereof.

         SECTION 20. Notices. All notices, requests, demands and other
communications required or permitted to be given hereunder shall be in writing
and shall be given personally, telegraphed, telefaxed, sent by facsimile
transmission or sent by prepaid air courier or certified, registered or express
mail, postage prepaid. Any such notice shall be deemed to have been given (a)
when received, if delivered in person, telegraphed, telexed, sent by facsimile
transmission and confirmed in writing within three (3) Business Days thereafter
or sent by prepaid air courier or (b) three (3) Business Days following the
mailing thereof, if mailed by certified first class mail, postage prepaid,
return receipt requested, in any such case as follows (or to such other address
or addresses as a party may have advised the other in the manner provided in
this Section 20):

               If to the Lender, to:

               John D. Richardson
               56 Focht Rd.
               Robesonia PA

               Telephone Number: 610-693-6327
               Telecopier Number:

               If to the Borrower, to:

               CIMNET, INC.
               946 West Penn Avenue
               Robesonia, PA
               Telephone Number: (610) 693-3114

         IN WITNESS WHEREOF, the parties hereto have caused this Loan and
Security Agreement to be fully executed and delivered as of the day and year
first above written.

                                         CIMNET, INC.

                                         By: /s/ BILL NYMAN
                                             -----------------------------------
                                             Bill Nyman
                                             Vice President Integration Services

                                         /s/ JOHN D. RICHARDSON
                                         ---------------------------------------
                                         John D. Richardson

                                       5

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