Document:

EXHIBIT 10.1

                              AMENDED AND RESTATED
                             INSIGHTFUL CORPORATION
                        2001 EMPLOYEE STOCK PURCHASE PLAN

ARTICLE 1 - PURPOSE.
-------------------

     This Amended and Restated 2001 Employee Stock Purchase Plan (the "Plan") is
intended to encourage stock ownership by all eligible employees of Insightful
Corporation (the "Company"), a Delaware corporation, and its participating
subsidiaries (as defined in Article 17) so that they may share in the growth of
the Company by acquiring or increasing their proprietary interest in the
Company. The Plan is designed to encourage eligible employees to remain in the
employ of the Company and its participating subsidiaries. The Plan is intended
to constitute an "employee stock purchase plan" within the meaning of Section
423(b) of the Internal Revenue Code of 1986, as amended (the "Code").

ARTICLE 2 - ADMINISTRATION OF THE PLAN.
---------------------------------------

     The Plan may be administered by a committee appointed by the Board of
Directors of the Company (the "Committee"). The Committee shall consist of not
less than two members of the Company's Board of Directors. The Board of
Directors may from time to time remove members from, or add members to, the
Committee. Vacancies on the Committee, howsoever caused, shall be filled by the
Board of Directors. The Committee may select one of its members as Chairman, and
shall hold meetings at such times and places as it may determine. Acts by a
majority of the Committee, or acts reduced to or approved in writing by a
majority of the members of the Committee, shall be the valid acts of the
Committee.

     The interpretation and construction by the Committee of any provisions of
the Plan or of any option granted under it shall be final, unless otherwise
determined by the Board of Directors. The Committee may from time to time adopt
such rules and regulations for carrying out the Plan as it may deem best,
provided that any such rules and regulations shall be applied on a uniform basis
to all employees under the Plan. No member of the Board of Directors or the
Committee shall be liable for any action or determination made in good faith
with respect to the Plan or any option granted under it.

     In the event the Board of Directors fails to appoint or refrains from
appointing a Committee, the Board of Directors shall have all power and
authority to administer the Plan. In such event, the word "Committee" wherever
used herein shall be deemed to mean the Board of Directors.

ARTICLE 3 - ELIGIBLE EMPLOYEES.
------------------------------

     All employees of the Company or any of its participating subsidiaries whose
customary employment is more than 20 hours per week and for more than five
months in any calendar year shall be eligible to receive options under the Plan
to purchase common stock of the Company, and all eligible employees shall have
the same rights and privileges hereunder. Persons who are eligible employees on
the first business day of any Payment Period (as defined in Article 5) shall
receive their options as of such day. Persons who become eligible employees
after any date on which options are granted under the Plan shall be granted
options on the first day of the next succeeding Payment Period on which options
are granted to eligible employees under the Plan. In no event, however, may an
employee be granted an option if such employee, immediately after the option was
granted, would be treated as owning stock possessing five percent (5%) or more
of the total combined voting power or value of all classes of stock of the
Company or of any parent corporation or subsidiary corporation, as the terms
"parent corporation" and "subsidiary corporation" are defined in Section 424(e)
and (f) of the Code. For purposes of determining stock ownership under this
paragraph, the rules of Section 424(d) of the Code shall apply, and stock which
the employee may purchase under outstanding options shall be treated as stock
owned by the employee.

ARTICLE 4 - STOCK SUBJECT TO THE PLAN.
-------------------------------------

     The stock subject to the options under the Plan shall be shares of the
Company's authorized but unissued common stock, par value $.01 per share (the
"Common Stock"), or shares of Common Stock reacquired by the Company, including
shares purchased in the open market. The aggregate number of shares which may be
issued pursuant to the Plan is , subject to adjustment as provided in Article
12. If any option granted under the Plan shall expire or terminate for any
reason without having been exercised in full or shall cease for any reason to be
exercisable in whole or in part, the unpurchased shares subject thereto shall
again be available under the Plan.

<PAGE>
ARTICLE 5 - PAYMENT PERIOD AND STOCK OPTIONS.
--------------------------------------------

     The first Payment Period during which payroll deductions will be
accumulated under the Plan shall commence on the later to occur of March 1, 2002
and the first day of the first calendar month following effectiveness of the
Form S-8 registration statement filed with the Securities and Exchange
Commission covering the shares to be issued pursuant to the Plan and shall end
on August 31, 2002. For the remainder of the duration of the Plan, Payment
Periods shall consist of the six-month periods commencing on March 1 and
September 1 and ending on August 31 and February 28 of each calendar year.

     Twice each year, on the first business day of each Payment Period, the
Company will grant to each eligible employee who is then a participant in the
Plan an option to purchase on the last day of such Payment Period, at the Option
Price hereinafter provided for, a maximum of 2,000 shares, on condition that
such employee remains eligible to participate in the Plan throughout the
remainder of such Payment Period. The participant shall be entitled to exercise
the option so granted only to the extent of the participant's accumulated
payroll deductions on the last day of such Payment Period. If the participant's
accumulated payroll deductions on the last day of the Payment Period would
enable the participant to purchase more than 2,000 shares except for the
2,000-share limitation, the excess of the amount of the accumulated payroll
deductions over the aggregate purchase price of the 2,000 shares shall be
promptly refunded to the participant by the Company, without interest. The
Option Price per share for each Payment Period shall be the lesser of (i) 85% of
the average market price of the Common Stock on the first business day of the
Payment Period and (ii) 85% of the average market price of the Common Stock on
the last business day of the Payment Period, in either event rounded up to avoid
fractions of a dollar other than 1/4, 1/2 and 3/4to the nearest cent. The
foregoing limitation on the number of shares subject to option and the Option
Price shall be subject to adjustment as provided in Article 12.

     For purposes of the Plan, the term "average market price" on any date means
(i) the average (on that date) of the high and low prices of the Common Stock on
the principal national securities exchange on which the Common Stock is traded,
if the Common Stock is then traded on a national securities exchange; or (ii)
the last reported sale price (on that date) of the Common Stock on the Nasdaq
National or SmallCap Market, if the Common Stock is not then traded on a
national securities exchange; or (iii) the average of the closing bid and asked
prices last quoted (on that date) by an established quotation service for
over-the-counter securities, if the Common Stock is not reported on the Nasdaq
National or SmallCap Market; or (iv) if the Common Stock is not publicly traded,
the fair market value of the Common Stock as determined by the Committee after
taking into consideration all factors which it deems appropriate, including,
without limitation, recent sale and offer prices of the Common Stock in private
transactions negotiated at arm's length.

     For purposes of the Plan, the term "business day" means a day on which
there is trading on the Nasdaq National or SmallCap Market or the aforementioned
national securities exchange, whichever is applicable pursuant to the preceding
paragraph; and if neither is applicable, a day that is not a Saturday, Sunday or
legal holiday in the State of Washington.

     No employee shall be granted an option which permits the employee's right
to purchase stock under the Plan, and under all other Section 423(b) employee
stock purchase plans of the Company and any parent or subsidiary corporations,
to accrue at a rate which exceeds $25,000 of fair market value of such stock
(determined on the date or dates that options on such stock were granted) for
each calendar year in which such option is outstanding at any time. The purpose
of the limitation in the preceding sentence is to comply with Section 423(b)(8)
of the Code. If the participant's accumulated payroll deductions on the last day
of the Payment Period would otherwise enable the participant to purchase Common
Stock in excess of the Section 423(b)(8) limitation described in this paragraph,
the excess of the amount of the accumulated payroll deductions over the
aggregate purchase price of the shares actually purchased shall be promptly
refunded to the participant by the Company, without interest.

ARTICLE 6 - EXERCISE OF OPTION.
-------------------------------

 Each eligible employee who continues to be a participant in the Plan on the
last day of a Payment Period shall be deemed to have exercised his or her option
on such date and shall be deemed to have purchased from the Company such number
of full shares of Common Stock reserved for the purpose of the Plan as the
participant's accumulated payroll deductions on such date will pay for at the
Option Price, subject to the 2,000-share limit of the option and the Section
423(b)(8) limitation described in Article 5.  If the individual is not a
participant on the last day of a Payment Period, the he or she shall not be
entitled to exercise his or her option.  Only full shares of Common Stock may be
purchased under the Plan.  Unused payroll deductions remaining in a
participant's account at the end of a Payment Period by reason of the inability
to purchase a fractional share shall be carried forward to the next Payment
Period.

ARTICLE 7 - AUTHORIZATION FOR ENTERING THE PLAN.
-----------------------------------------------

     An employee may elect to enter the Plan by filling out, signing and
delivering to the Company an authorization:

          A. Stating the percentage to be deducted regularly from the employee's
     pay;

<PAGE>
          B. Authorizing the purchase of stock for the employee in each Payment
     Period in accordance with the terms of the Plan; and

          C. Specifying the exact name or names in which stock purchased for the
     employee is to be issued as provided under Article 11 hereof.

Such authorization must be received by the Company at least ten (10) days before
the first day of the next succeeding Payment Period and shall take effect only
if the employee is an eligible employee on the first business day of such
Payment Period.

     Unless a participant files a new authorization or withdraws from the Plan,
the deductions and purchases under the authorization the participant has on file
under the Plan will continue from one Payment Period to succeeding Payment
Periods as long as the Plan remains in effect.

     The Company will accumulate and hold for each participant's account the
amounts deducted from his or her pay. No interest will be paid on these amounts.

ARTICLE 8 - MAXIMUM AMOUNT OF PAYROLL DEDUCTIONS.
-------------------------------------------------

     An employee may authorize payroll deductions in an amount (expressed as a
whole percentage) not less than one percent (1%) but not more than ten percent
(10%) of the employee's total compensation, including base pay or salary and any
overtime, bonuses or commissions.

ARTICLE 9 - CHANGE IN PAYROLL DEDUCTIONS.
-----------------------------------------

     Deductions may not be increased or decreased during a Payment Period.
However, a participant may withdraw in full from the Plan.

ARTICLE 10 - WITHDRAWAL FROM THE PLAN.
--------------------------------------

     A participant may withdraw from the Plan (in whole but not in part) at any
time prior to the last day of a Payment Period by delivering a withdrawal notice
to the Company, in which event the Company will promptly refund the entire
balance of the employee's deductions not previously used to purchase stock under
the Plan.

     To re-enter the Plan, an employee who has previously withdrawn must file a
new authorization at least ten (10) days before the first day of the next
Payment Period in which he or she wishes to participate. The employee's re-entry
into the Plan becomes effective at the beginning of such Payment Period,
provided that he or she is an eligible employee on the first business day of the
Payment Period.

ARTICLE 11 - ISSUANCE OF STOCK.
------------------------------

     Certificates for stock issued to participants shall be delivered as soon as
practicable after each Payment Period by the Company's transfer agent.

     Stock purchased under the Plan shall be issued only in the name of the
participant, or if the participant's authorization so specifies, in the name of
the participant and another person of legal age as joint tenants with rights of
survivorship.

ARTICLE 12 - ADJUSTMENTS.
------------------------

     Upon the happening of any of the following described events, a
participant's rights under options granted under the Plan shall be adjusted as
hereinafter provided:

          A. In the event that the shares of Common Stock shall be subdivided or
     combined into a greater or smaller number of shares or if, upon a
     reorganization, split-up, liquidation, recapitalization or the like of the
     Company, the shares of Common Stock shall be exchanged for other securities
     of the Company, each participant shall be entitled, subject to the
     conditions herein stated, to purchase such number of shares of Common Stock
     or amount of other securities of the Company as were exchangeable for the
     number of shares of Common Stock that such participant would have been
     entitled to purchase except for such action, and appropriate adjustments
     shall be made in the purchase price per share to reflect such subdivision,
     combination or exchange; and

<PAGE>
          B. In the event the Company shall issue any of its shares as a stock
     dividend upon or with respect to the shares of stock of the class which
     shall at the time be subject to option hereunder, each participant upon
     exercising such an option shall be entitled to receive (for the purchase
     price paid upon such exercise) the shares as to which the participant is
     exercising his or her option and, in addition thereto (at no additional
     cost), such number of shares of the class or classes in which such stock
     dividend or dividends were declared or paid, and such amount of cash in
     lieu of fractional shares, as is equal to the number of shares thereof and
     the amount of cash in lieu of fractional shares, respectively, which the
     participant would have received if the participant had been the holder of
     the shares as to which the participant is exercising his or her option at
     all times between the date of the granting of such option and the date of
     its exercise.

     Upon the happening of any of the foregoing events, the class and aggregate
number of shares set forth in Article 4 hereof which are subject to options
which have been or may be granted under the Plan and the limitations set forth
in the second paragraph of Article 5 shall also be appropriately adjusted to
reflect the events specified in paragraphs A and B above. Notwithstanding the
foregoing, any adjustments made pursuant to paragraphs A or B shall be made only
after the Committee, based on advice of counsel for the Company, determines
whether such adjustments would constitute a "modification" (as that term is
defined in Section 424 of the Code). If the Committee determines that such
adjustments would constitute a modification, it may refrain from making such
adjustments.

     If the Company is to be consolidated with or acquired by another entity in
a merger, a sale of all or substantially all of the Company's assets or
otherwise (an "Acquisition"), the Committee or the board of directors of any
entity assuming the obligations of the Company hereunder (the "Successor Board")
shall, with respect to options then outstanding under the Plan, either (i) make
appropriate provision for the continuation of such options by arranging for the
substitution on an equitable basis for the shares then subject to such options
either (a) the consideration payable with respect to the outstanding shares of
the Common Stock in connection with the Acquisition, (b) shares of stock of the
successor corporation, or a parent or subsidiary of such corporation, or (c)
such other securities as the Successor Board deems appropriate, the fair market
value of which shall not materially exceed the fair market value of the shares
of Common Stock subject to such options immediately preceding the Acquisition;
or (ii) terminate each participant's options in exchange for a cash payment
equal to the excess of (a) the fair market value on the date of the Acquisition,
of the number of shares of Common Stock that the participant's accumulated
payroll deductions as of the date of the Acquisition could purchase, at an
option price determined with reference only to the first business day of the
applicable Payment Period and subject to the 2,000-share, Code Section 423(b)(8)
and fractional-share limitations on the amount of stock a participant would be
entitled to purchase, over (b) the result of multiplying such number of shares
by such option price.

     The Committee or Successor Board shall determine the adjustments to be made
under this Article 12, and its determination shall be conclusive.

ARTICLE 13 - NO TRANSFER OR ASSIGNMENT OF EMPLOYEE'S RIGHTS.
------------------------------------------------------------

     An option granted under the Plan may not be transferred or assigned to, or
availed of by, any other person other than by will or the laws of descent and
distribution.

ARTICLE 14 - TERMINATION OF EMPLOYEE'S RIGHTS.
---------------------------------------------

     Whenever a participant ceases to be an eligible employee because of
retirement, voluntary or involuntary termination, resignation, layoff,
discharge, death or for any other reason, his or her rights under the Plan shall
immediately terminate, and the Company shall promptly refund, without interest,
the entire balance of his or her payroll deduction account under the Plan.
Notwithstanding the foregoing, eligible employment shall be treated as
continuing intact while a participant is on military leave, sick leave or other
bona fide leave of absence, for up to 90 days, or for so long as the
participant's right to re-employment is guaranteed either by statute or by
contract, if longer than 90 days. A withdrawal notice will be considered as
having been received from the employee on the day such employee's employment
ceases and all payroll deductions not used to purchase stock will be refunded
without interest.

     If a participant's payroll deductions are interrupted by any legal process,
a withdrawal notice will be considered as having been received from the
participant on the day the interruption occurs.

ARTICLE 15 - TERMINATION AND AMENDMENTS TO PLAN.
-----------------------------------------------

     Unless terminated sooner as provided below, the Plan shall terminate on
February 28, 2012. The Plan may be terminated at any time by the Company's Board
of Directors but such termination shall not affect options then outstanding
under the Plan. It will terminate in any case when all or substantially all of
the unissued shares of stock reserved for the purposes of the Plan have been
purchased. If at any time shares of stock reserved for the purpose of the Plan
remain available for purchase but not in sufficient number to satisfy all then
unfilled purchase requirements, the available shares shall be apportioned among
participants

<PAGE>
in proportion to the amount of payroll deductions accumulated on behalf of each
participant that would otherwise be used to purchase stock, and the Plan shall
terminate. Upon such termination or any other termination of the Plan, all
payroll deductions not used to purchase stock will be refunded, without
interest.

     The Committee or the Board of Directors may from time to time adopt
amendments to the Plan provided that, without the approval of the stockholders
of the Company, no amendment may (i) increase the number of shares that may be
issued under the Plan; (ii) change the class of employees eligible to receive
options under the Plan, if such action would be treated as the adoption of a new
plan for purposes of Section 423(b) of the Code; or (iii) cause Rule 16b-3 under
the Securities Exchange Act of 1934, as amended, to become inapplicable to the
Plan.

ARTICLE 16 - LIMITS ON SALE OF STOCK PURCHASED UNDER THE PLAN.
-------------------------------------------------------------

     The Plan is intended to provide shares of Common Stock for investment and
not for resale. The Company does not, however, intend to restrict or influence
any employee in the conduct of his or her own affairs. An employee may,
therefore, sell stock purchased under the Plan at any time the employee chooses,
subject to compliance with any applicable federal or state securities laws and
subject to any restrictions imposed under Article 21 to ensure that tax
withholding obligations are satisfied. THE EMPLOYEE ASSUMES THE RISK OF ANY
MARKET FLUCTUATIONS IN THE PRICE OF THE STOCK.

ARTICLE 17 - PARTICIPATING SUBSIDIARIES.
----------------------------------------

     The term "participating subsidiary" shall mean any present or future
subsidiary of the Company, as that term is defined in Section 424(f) of the
Code, which is designated from time to time by the Board of Directors to
participate in the Plan. The Board of Directors shall have the power to make
such designation before or after the Plan is approved by the stockholders.

ARTICLE 18 - OPTIONEES NOT STOCKHOLDERS.
---------------------------------------

     Neither the granting of an option to an employee nor the deductions from
his or her pay shall constitute such employee a stockholder of the shares
covered by an option until such shares have been actually purchased by the
employee.

ARTICLE 19 - APPLICATION OF FUNDS.
---------------------------------

     The proceeds received by the Company from the sale of Common Stock pursuant
to options granted under the Plan will be used for general corporate purposes.

ARTICLE 20 - NOTICE TO COMPANY OF DISQUALIFYING DISPOSITION.
-----------------------------------------------------------

     By electing to participate in the Plan, each participant agrees to notify
the Company in writing immediately after the participant transfers Common Stock
acquired under the Plan, if such transfer occurs within two years after the
first business day of the Payment Period in which such Common Stock was
acquired. Each participant further agrees to provide any information about such
a transfer as may be requested by the Company or any subsidiary corporation in
order to assist it in complying with the tax laws. Such dispositions generally
are treated as "disqualifying dispositions" under Sections 421 and 424 of the
Code, which have certain tax consequences to participants and to the Company and
its participating subsidiaries.

ARTICLE 21 - WITHHOLDING OF ADDITIONAL INCOME TAXES.
---------------------------------------------------

     By electing to participate in the Plan, each participant acknowledges that
the Company and its participating subsidiaries are required to withhold taxes
with respect to the amounts deducted from the participant's compensation and
accumulated for the benefit of the participant under the Plan, and each
participant agrees that the Company and its participating subsidiaries may
deduct additional amounts from the participant's compensation, when amounts are
added to the participant's account, used to purchase Common Stock or refunded,
in order to satisfy such withholding obligations. Each participant further
acknowledges that when Common Stock is purchased under the Plan the Company and
its participating subsidiaries may be required to withhold taxes with respect to
all or a portion of the difference between the fair market value of the Common
Stock purchased and its purchase price, and each participant agrees that such
taxes may be withheld from compensation otherwise payable to such participant.
It is intended that tax withholding will be accomplished in such a manner that
the full amount of payroll deductions elected by the participant under Article 7
will be used to purchase Common Stock. However, if amounts sufficient to satisfy
applicable tax withholding obligations have not been withheld from compensation
otherwise payable to any participant, then, notwithstanding any other provision
of the Plan, the Company may withhold such taxes from the participant's
accumulated payroll deductions and apply the net amount to the purchase of
Common Stock, unless the participant pays to the Company, prior to the exercise
date, an amount sufficient to satisfy such withholding obligations. Each
participant further acknowledges that the Company and its participating
subsidiaries may be required to withhold taxes in connection with the
disposition of stock acquired

<PAGE>
under the Plan and agrees that the Company or any participating subsidiary may
take whatever action it considers appropriate to satisfy such withholding
requirements, including deducting from compensation otherwise payable to such
participant an amount sufficient to satisfy such withholding requirements or
conditioning any disposition of Common Stock by the participant upon the payment
to the Company or such subsidiary of an amount sufficient to satisfy such
withholding requirements.

ARTICLE 22 - GOVERNMENTAL REGULATIONS.
-------------------------------------

     The Company's obligation to sell and deliver shares of Common Stock under
the Plan is subject to the approval of any governmental authority required in
connection with the authorization, issuance or sale of such shares.

     Government regulations may impose reporting or other obligations on the
Company with respect to the Plan. For example, the Company may be required to
identify shares of Common Stock issued under the Plan on its stock ownership
records and send tax information statements to employees and former employees
who transfer title to such shares.

ARTICLE 23 - GOVERNING LAW.
---------------------------

     The validity and construction of the Plan shall be governed by the laws of
State of Delaware, without giving effect to the principles of conflicts of law
thereof.

ARTICLE 24 - APPROVAL OF BOARD OF DIRECTORS AND STOCKHOLDERS OF THE COMPANY.
---------------------------------------------------------------------------

     The Amended and Restated Plan was adopted by the Board of Directors on
January 16, 2002 and was approved by the stockholders of the Company on April
17, 2002.

<PAGE>FOURTH MODIFICATION AGREEMENT
                          -----------------------------

THIS  FOURTH  MODIFICATION  AGREEMENT made effective as of the 30th day of June,
2002,

AMONG:

          BRAD RUDOVER of 114 West Magnolia Street, Suite 400, Bellingham,
          Washington, 98225-4318

          ("Brad")

AND:

          SECOND STAGE VENTURES, INC., a corporation incorporated under the laws
          of the State of Nevada and having an office at P.O. 280, 92 Welk Lane,
          Windward Road, Providenciales, Turks & Caicos Island, B.W.I.

          ("Second Stage")

AND:

          EASYTRIVIA.COM, INC., a corporation incorporated under the laws of the
          State of Washington and having an office at Suite 400 - 107 114 West
          Magnolia Street, Bellingham, Washington, 98225

          ("EasyTrivia")

WHEREAS:

A.     By  an  agreement  made effective as of the 5th day of October, 2000 (the
"Financing  Agreement")  among  Brad, Second Stage, EasyTrivia and Brent Snejdar
("Brent"),  Second  Stage agreed to provide EasyTrivia with certain financing in
order  to  allow  EasyTrivia  to  develop  its online trivia game show business;

B.     By  an  agreement made effective as of the 27th day of October, 2000 (the
"Assignment Agreement") among Brad, Brent and EasyTrivia, Brent assigned to Brad
all  of  Brent's  right,  title  and  interest  in,  to  and under the Financing
Agreement  and  all  the benefits to be derived therefrom and Brad accepted such
assignment;

C.     By  an  agreement made effective as of the 19th day of January, 2001 (the
"First  Modification  Agreement")  among  Brad, Second Stage and EasyTrivia, the
parties  amended  the  Financing  Agreement by extending certain dates contained
therein;

D.     By  an  agreement made effective as of the 6th day of February, 2001 (the
"Second  Modification  Agreement")  among Brad, Second Stage and EasyTrivia, the
parties  amended  the  Financing  Agreement by extending certain dates contained
therein;

<PAGE>
E.     By an agreement made effective as of the 30th day of September, 2001 (the
"Third  Modification  Agreement")  among  Brad, Second Stage and EasyTrivia, the
parties  amended  the  Financing  Agreement by extending certain dates contained
therein;

F.     The  parties wish to further amend the Financing Agreement as hereinafter
set  forth.

     NOW  THEREFORE  THIS  Fourth  Modification  Agreement  witnesses  that  in
consideration  of  the  covenants and agreements herein contained and other good
and  valuable  consideration  (the  receipt  and  sufficiency of which is hereby
acknowledged  and  agreed to by the parties), the parties hereto hereby covenant
and  agree  as  follows:

1.     The  date  contained  in  the  first line of section 3.1 of the Financing
Agreement  shall  be  extended  from  June  30,  2002  to  June  30,  2003.

2.     The  date  contained in the first line of section 3.1(a) of the Financing
Agreement  shall  be  extended  from  July  15,  2002  to  July  15,  2003.

3.     The  date contained in the second line of section 3.1(b) of the Financing
Agreement  shall  be  extended  from  July  15,  2002  to  July  15,  2003.

4.     The  date  contained  in  the  first line of section 3.2 of the Financing
Agreement  shall  be  extended  from  June  30,  2002  to  June  30,  2003.

5.     The  date  commencing  at the second line of section 3.2 of the Financing
Agreement  and  ending  at the beginning of the third line of section 3.2 of the
Financing  Agreement  shall  be  extended  from  July 15, 2002 to July 15, 2003.

6.     The  date  contained  in  the fourth line of section 3.2 of the Financing
Agreement  shall  be  extended  from  August  2,  2002  to  August  1,  2003.

7.     Campney  &  Murphy  are solicitors for Second Stage only.  EasyTrivia and
Brad  each  confirm  and  agree that Campney & Murphy is not providing either of
them  with any legal or other advice in connection with this Fourth Modification
Agreement.  Brad  and EasyTrivia each confirm and agree that they each have been
duly  advised  (and  fully  and fairly informed with respect to such matters) to
obtain  all  necessary  and  independent legal and other applicable professional
advice  and  counsel  prior to entering into this Fourth Modification Agreement.
Brad  and  EasyTrivia  have  either obtained all such advice and counsel or have
determined  to  their  own  satisfaction,  having been fully and fairly informed
therein,  not  to  seek  such  advice  and  counsel.

8.     Save  as amended hereby, all of the terms of the Financing Agreement, the
First Modification Agreement, the Second Modification and the Third Modification
Agreement  shall  continue  in  full  force  and  effect.

                                      -2-
<PAGE>
9.     This  Fourth  Modification  Agreement  may  be  executed in counterparts.

IN  WITNESS  WHEREOF  the  parties  have  duly executed this Fourth Modification
Agreement  to  be  effective  as  of  the  date  first  written  above.

SIGNED,  SEALED  &  DELIVERED          )
by  BRAD  RUDOVER                      )
in  the  presence  of:                 )
                                       )
------------------------------------   )
Signature  of  Witness                 )
                                       )
                                       )   -----------------------------------
Name:                                  )   BRAD  RUDOVER
     -------------------------------   )
Address:                               )
        ----------------------------   )
                                       )
------------------------------------   )
Occupation:                            )
           -------------------------   )
                                       )
                                       )
                                       )
                                       )

SECOND  STAGE  VENTURES,  INC.
by  its  authorized  signatory:

-----------------------------------
Authorized  Signatory

EASYTRIVIA.COM,  INC.
by  its  authorized  signatory:

-----------------------------------
Authorized  Signatory

                                      -3-
<PAGE>

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