Document:

EXHIBIT 10(b)

                              EMPLOYMENT AGREEMENT

      THIS AGREEMENT is made this the 1st day of April, 2002, by and between
Breda Telephone Corp., an Iowa Corporation, hereinafter referred to as "Breda",
and Jane Morlok, the Chief Financial Officer and Co-Chief Executive Officer,
hereinafter referred to as "Jane".

      WHEREAS, Jane is presently employed by Breda pursuant to an Employment
Agreement dated the 11th day of September, 2001, and

      WHEREAS, the parties hereto desire to terminate that agreement and enter
into a new agreement based on the terms and conditions set forth below.

      NOW, therefore in consideration of the mutual covenants and obligations
hereinafter set forth, the parties agree as follows:

      1. Termination of Old Employment Agreement. The parties hereto agree that
the old Employment Agreement shall be terminated concurrently with the execution
of this agreement and shall be of no further force or effect. The parties hereto
waive and release all rights that they may have under the old Employment
Agreement as of the date hereof.

      2. Employment and Duties. Breda employs Jane in the capacity as Chief
Financial Officer and Co-Chief Executive Officer, subject to the control of the
Board of Directors. Jane shall perform such other and additional duties as shall
be assigned to her from time to time by such Board of Directors.

      3. Compensation. During the term of this agreement, Breda shall pay Jane a
salary and bonus as follows:

            (a)   Salary. Jane's yearly salary shall be $80,000.00, payable in
                  accordance with Breda's regular payroll procedures.

            (b)   Bonus. The system for determining a bonus for Jane has been
                  established by the Board of Directors. A copy of the procedure
                  is attached hereto and marked as "Attachment A", and made a
                  part hereof. The final determination as to the amount of the
                  bonus rests solely in the discretion of the Board of
                  Directors. However, the Board does hereby agree that the
                  methodology and procedures will follow the guidelines as
                  outlined in the "Attachment A".

      4. Other Employee Benefits. Jane shall be entitled to all employee
benefits extended, from time to time, to all full time employees of Breda.

      5. Extent of Service. Jane shall devote her entire attention and energy to
the business and affairs of Breda, and should not be engaged in any other
business activity, whether or not such business activity is a pursuit for gain,
profit or other pecuniary advantage, unless Breda consents to

<PAGE>

Jane's involvement in such business activity. This restriction shall not be
construed as preventing Jane from investing her assets in a form or manner that
would not require Jane's services in the operation of any of the company in
which such investments are made.

      6. Term. The term of this agreement shall begin on the date this document
is executed, and shall terminate on the 1st day of April, 2003.

      7. Termination Without Cause. Breda may terminate this agreement at any
time, without cause, by giving thirty (30) days written notice to Jane. In that
event, if requested by Breda, Jane shall continue to render her services and
shall be paid her regular compensation up to the date of termination. In
addition, Jane shall be paid on the date of termination the severance allowance
equal to the amount remaining to be paid under this contract.

      Jane may terminate this agreement, at any time, by giving sixty (60) days
notice to Breda. In that event, Breda shall pay Jane her compensation up to the
date of termination. Jane shall not be entitled to any severance payment and
will not be considered for any performance upon her voluntary termination.

      8. Termination for Cause. Breda may terminate this agreement for cause
upon five (5) days written notice to Jane stating the reason for said
termination. Matters which would be considered terminable for cause would
include, but not be limited to:

            (a)   Fraud or theft;

            (b)   Falsifying records;

            (c)   Refusal to carry out a specific order of the Board of
                  Directors;

            (d)   Abuse, discrimination, or harassment of another employee;

            (e)   Unauthorized dissemination of records or information;

            (f)   Divulging confidential information;

            (g)   Possession of illegal drugs or weapons while on Breda
                  property;

            (h)   Conviction of a crime, the nature of which would be calculated
                  to render an employee undesirable as a co-manager and
                  detrimental to the best interest of the company; and

            (i)   Using or possessing intoxicants or narcotics of any kind while
                  on company premises or being at work under the influence of
                  such substances.

      9. Illness or disability. If Jane is absent from her employment by reason
of illness or other incapacity for more than twenty-six (26) consecutive weeks,
Breda may, after such twenty-six (26) consecutive weeks, but only if Jane then
fails to return to active employment with Breda, terminate Jane's employment by
furnishing her with notice of termination. Breda shall pay Jane compensation
during any period of illness or incapacity in accordance with Breda's sick pay
policy then in effect.

      10. Death. If Jane's employment terminates by reason of her death, Breda
shall only be obligated to make the payments required under its pension plan.

                                      -2-
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      11. Restrictive Covenants. During the term of this agreement, and for a
period of one (1) year hereafter, Jane shall not, either as an individual or on
her own account, or as a partner, joint venture, employee, agent, officer,
director or shareholder, directly or indirectly (a) enter into or engage in any
business competitive with that of Breda within fifty (50) mile area in which
Breda is then doing business; and (b) solicit or attempt to solicit any of
Breda's customers with the intent or purpose to perform services for such
customers which are the same or similar to those provided to the customer by
Breda, or to sell to such customers goods which are the same or similar to those
provided to customers by Breda.

      12. Confidential Information. Jane acknowledges and agrees that all
information of a technical or business nature, such as know how, trade secrets,
business plans, data, processes, techniques, customer information, inventions,
discoveries and devices, acquired by Jane in the course of her employment under
this agreement, is valuable, proprietary information of Breda. Jane agrees that
such confidential information whether in written, verbal or model form shall not
be disclosed to anyone outside of the employment of Breda, without Breda's
written consent.

      13. Return of Documents. Upon the termination of Jane's employment with or
without cause, Jane shall immediately return and deliver to Breda and shall not
retain any originals or copies of any books, papers, price lists, customer
contacts, bids, customer lists, files, notebooks or any other documents
containing any of the confidential information or otherwise relating to Jane's
performance of duties under this agreement. Jane further acknowledges and agrees
that all such documents are Breda's sole and exclusive property.

      14. Expenses. Jane is authorized to incur only such expenses for promoting
and continuing Breda's business as Breda may from time to time deem reasonable
and appropriate. Breda will reimburse Jane for all such expenses upon Jane's
presentation of receipts and an itemized accounting therefore.

      15. Construction of Agreement. This agreement shall be interpreted,
constructed and governed by and under the laws of the State of Iowa. If any
provision or clause of this agreement or the application thereof to either party
is held to be invalid by a court of competent jurisdiction, then such provision
shall be severed therefrom and such invalidity shall not effect any other
provision of this agreement.

            (a)   In the event that the provisions of paragraph 11 shall ever be
                  deemed to exceed the time or geographical limits permitted by
                  applicable law, then such provision shall be reformed to the
                  maximum time and geographical limits permitted by applicable
                  law.

            (b)   The representations, warranties, covenants and agreements of
                  the parties shall be revived continuously during the Term, or
                  in consideration of the compensation paid to Jane, and shall
                  survive the termination of this agreement.

                                      -3-
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            (c)   This agreement contains the entire agreement between the
                  parties hereto with respect to the subject matter hereof, and
                  there are no understandings, representations or warranties of
                  any kind between the parties except as expressly set forth
                  herein.

            (d)   Neither this agreement nor any right or obligation of Jane
                  hereunder may be assigned by Jane without the prior written
                  consent of Breda.

            (e)   Subject thereto, this agreement and the covenants and
                  conditions herein contained shall enure to the benefit of and
                  shall be binding upon the parties hereto and their respective
                  successors and permitted assigns.

                                          BREDA TELEPHONE CORP.

/s/ Jane Morlok                          /s/ Dean Schettler
------------------------                 ---------------------------------------
Jane Morlok                              By Dean Schettler, President

                                      -4-
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                                 "Attachment A"
                            Performance Bonus Rating
                              Calendar Year Results

Title:                     CFO / Co-CEO
Period in Review:          April 1, 2002 to March 31, 2003
Eligibility:               CFO / Co-CEO on payroll through calendar year 2002
Initial Reviewers:         Board of Directors Compensation Committee
Approval:                  Full Board of Directors
Payout Timing:             Following Annual Stockholders' Meeting

                                            Below        As Expected     Above
                                           (0 pts.)       (1 pts.)      (2 pts.)

      Employees                            ________      ________     _________
      Board of Directors                   ________      ________     _________
      Increase Operating Revenue           ________      ________     _________
      Development of Contingency Plan      ________      ________     _________
      COO Development                      ________      ________     _________
      Convention / Networking              ________      ________     _________
      Vendors / Investors                  ________      ________     _________

                                           (0 pts.)       (3 pts.)      (6 pts.)
     Limitation on Hours                   ________      ________     _________

Total Performance Bonus                    ________      ________     _________
     Max Bonus Potential                      0%            10%          20%

Comments:_______________________________________________________________________

________________________________________________________________________________

________________________________________________________________________________

Key Manager Annual Performance Bonus recommendation for the year of _________,
by the Compensation Committee Directors (signatures / dates below).

___________________________                     ________________________________

___________________________________________________________           __________

                                      -5-Exhibit 4.1

                                 PROMISSORY NOTE

$100,000.00                                                          May 2, 2002

      FOR VALUE RECEIVED, Daniel Stein ("Maker"), promises to pay to the order
of TTR Technologies, Inc. ("Payee"), 575 Lexington Avenue, New York, NY or at
such other place as the Payee may from time to time designate in writing, the
principal sum of One Hundred Thousand Dollars ($100,000.00), as well as accrued
interest as provided for hereunder, to be paid in lawful money of United States
of America, on or before May 2, 2005 (the "Maturity Date"). The unpaid principal
balance shall bear interest at a rate of four percent (4%). All interest charges
shall be calculated for the actual number of days elapsed based on a 365 day
year.

      This Note is issued pursuant to section 4 (b) (i) of that certain
employment agreement between Payee and Maker, dated as of May 22, 2002, pursuant
to which Maker serves as Payee's Chief Executive Officer (the "Employment
Agreement") and the following terms and conditions:

      1. The principal amount of this Note may be repaid by Maker , in whole or
in part without premium or penalty, at any time. Upon any prepayment of the
entire principal amount of this Note, or portion thereof, all accrued, but
unpaid, interest shall be paid to Payee on the date of prepayment with respect
to the principal amount prepaid. All prepayments shall be applied first to any
accrued and unpaid interest.

      2. Subject to Maker's continuing employment with Payee under the
Employment Agreement, Payee shall forgive annually, on the last day of each
calendar year, commencing from December 31, 2002 and continuing through December
31, 2004, an amount of principal and interest equal to 33.3% of the principal
sum and any pro rata portion of interest accrued thereon.

      3. Events of Default Upon the occurrence of any of the following events
(hereinafter, "Events of Default"), the full amount of this Note and all
outstanding principal and accrued interest through the date of payment (without
giving effect to Paragraph 2 above) shall become immediately due and payable:

      (i)   Upon termination by Maker of his employment under the Employment
            Agreement without Good Reason (as defined in the Employment
            Agreement);

      (ii)  Upon termination by Payee of Maker's employment under the Employment
            Agreement for Cause, as specified in Section 6(c ) of the Employment
            Agreement, with the exception of Cause as defined in Sub-Section
            6(c)(viii);

      In the event any one or more of the Events of Default specified above
shall happen or be continuing, the Payee may proceed to protect and enforce its
right by suit in the specific performance of any covenant or agreement contained
in this Note or in aid of the exercise of any power granted in this Note or may
proceed to enforce the payment of this Note or to enforce any other legal or
equitable rights as Payee may have.

      4. Miscellaneous (i) Maker represents that execution and delivery of this
Note has been duly authorized and that execution and delivery of this Note shall
not violate or cause a default of any obligation, covenant or condition
contained in any agreement to which Maker is a party.

<PAGE>
                                       2

      (ii) This Note shall be construed and enforce in accordance with the laws
of the State of New York. Maker and Payee hereby consent to the exclusive
jurisdiction of the courts of the State of New York and the United States
District Courts situated therein in connection with any action concerning the
provisions of this Note.

      IN WITNESS WHEREOF, the Maker has caused this Note to be signed as of the
date first written above.

/s/ Daniel Stein
----------------
Daniel Stein

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