Document:

[EXHIBIT 10.13]

                      [LETTERHEAD OF THE COMPANY]

In _________ on February ____, 2003
V _________dne ____ unora 2003

To:   ABN AMRO Bank N.V., a company established and existing under the
      law of the Netherlands with its registered office at Gustav
      Mahlerlaan 10, 1082 PP Amsterdam, the Netherlands, conducting its
      business in the Czech Republic through its branch ABN AMRO Bank
      N.V., with its registered office at Lazarska 3/1718, Prague 1,
      Postal Code 110 00, Czech Republic, Identification No. 47 60 79
      21 (the "Bank")
      ABN AMRO Bank N.V., se sidlem na adrese Gustav Mahlerlaan 10,
      1082 PP Amsterdam, Nizozemi, spolecnosti zalozene a existujici
      dle zakonu Nizozemi a provozujici svou obchodni cinnost v Ceske
      republice prostrednictvim sve pobocky ABN AMRO N.V, se sidlem na
      adrese Lazarska 3/1718, Praha 1, PSC 110 00, Ceska republika,
      IC 47 60 79 21 (dale jen ,,banka")

                       Letter of Subordination
                         Dopis o podrizenosti

This Letter of Subordination confirms our consent, i.e. consent of SDC
International, Inc., a company established and existing under the laws
of _____________, with its registered office at 30 Old Rudnick Land,
City of Dover, County of Kent, Delaware 19901, the U.S.A., to
subordinate any and all outstanding debt owing to us (the "outstanding
debt") by TATRA, a.s., a company established and existing under the
laws of the Czech Republic, with its registered office at Stefanikova
1163, Koprivnice, Identification No. 45 19 34 44 (the "Borrower")
towards the Borrower's obligation arising out from the Uncommitted
Combined Credit Facility Agreement, Ref. No. 2001/1410 concluded
between the Borrower and the Bank on October 25, 2001, as amended by
Amendment No.1 concluded on April 18, 2002 and Amendment No. 2
concluded on August 29, 2002 (the "Credit Agreement") under which the
Borrower shall have the right, under the terms and conditions set out
therein, to draw a credit facility up to the maximum amount of USD
10,000,000 (the "Credit Facility"). The subordination shall apply to
the principal as well as to all accrued interest and other
appurtenances and all fees arisen in connection with the Credit
Agreement.
Tento dopis o podrizenosti potvrzuje nas souhlas, tj. souhlas SDC
International, Inc., spolecnosti zalozene a existujici dle prava
_____________, se sidlem na adrese 30 Old Rudnick Land, City of Dover,
County of Kent, Delaware 19901, USA, k podrizeni veskerych nasich
peneznich pohledavek ("nase pohledavky") vuci obchodni spolecnosti
TATRA, a.s., zalozene a existujici dle prava Ceske Republiky, se
sidlem na adrese Stefanikova 1163, Koprivnice, IC 45 19 34 44 (dale
jen "dluznik") vuci pohledavkam banky vyplyvajicim ze Smlouvy o
nezavazne kombinovane uverove lince, ref. c 2001/1410, uzavrene mezi
dluznikem a bankou dne 25.rijna 2001, ve zneni jejiho dodatku c. 1 ze
dne 18.dubna 2002 a dodatku c. 2 ze dne 29.srpna 2002 (dale jen
"uverova smlouva"), na zaklade niz ma dluznik pravo za podminek
stanovenych smlouvou cerpat uver az do vyse 10.000.000,- USD (dale jen
"uver"). Podrizeni nasich pohledavek se vztahuje jak na jistinu, tak i
na nabehly urok a jine prislusenstvi uveru stejne jako na poplatky
uctovane v souvislosti s uverovou smlouvou.

We hereby undertake that the outstanding debt will be subordinated to
Credit Facility, thus we assure that the Credit Facility will be paid
off first and prior to the outstanding debt.
Timto se zarucujeme, ze nase pohledavky budou podrizeny uveru, tedy ze
nase pohledavky budou splneny teprve pote, kdy bude plne uhrazen uver.

Whereas we indirectly own 51% of the nominal value of the issued
shares capital of the Borrower to which voting rights in the Borrower
are assigned, we hereby further represent and warrant that we shall
arrange and

<PAGE>

ensure that no dividends from the profit of the Borrower shall be
distributed among its shareholder for the entire duration of any
obligations of the Borrower under the Credit Agreement.
Vzhledem k tomu, ze neprimo vlastnime 51% celkove jmenovite hodnoty
akcii dluznika, s nimiz je spojeno hlasovaci pravo, prohlasujeme a
zarucujeme, ze zajistime, ze po dobu trvani jakychkoliv zavazku z
uverove smlouvy nebude rozdelen podil na zisku dluznika (dividendy)
mezi jeho akcionare.

This Letter of Subordination shall remain valid and effective until
the moment the Bank informs us in writing that the Credit Facility has
been fully repaid by the Borrower, to the address mentioned above.
Tento dopis o podrizenosti zustane platny a ucinny az do te doby,
dokud nam banka na vyse uvedenou adresu nedoruci oznameni, ze uver byl
dluznikem zcela uhrazen.

We hereby represent and warrant that the execution, delivery and
performance of this Letter of Subordination has been duly authorised
by all necessary actions and will not violate any provisions of
applicable laws or regulations or any order of any court or regulatory
body or any agreement made between us and any third party.
Timto prohlasujeme a zarucujeme, ze vyhotoveni a plneni zavazku z
tohoto Dopisu o podrizenosti bylo radne schvaleno a neporusuje tak
zadne zakony, narizeni ani vyhlasky nebo rozhodnuti soudnich organu
ani neporusuje zadnou smlouvu uzavrenou mezi nami a jakoukoliv treti
osobou.

If we shall in any way act contrary to any provision contained in this
Letter of Subordination, we shall be liable to pay the Bank upon its
demand and instead of the Borrower the amount due under the Credit
Facility. No cancellation, reduction, continuation or increase of the
Credit Facility shall affect the subordination made by us hereunder.
Budeme-li jednat v rozporu s nekterym prohlasenim ci zavazkem ucinenym
v tomto dopise o podrizenosti, zavazujeme se, ze Vam namisto dluznika
a na Vasi zadost splatime vsechny penezni zavazky splatne v ramci
uveru. Jakekoli zruseni, snizeni, pokracovani ci navyseni uveru nebude
mit vliv na podrizenost, k niz jsme se timto dopisem zavazali.

This Letter of Subordination is made in one bilingual English-Czech
copy. In case of any discrepancy between the English and Czech
versions, the English language version shall prevail.
Tento dopis o podrizenosti byl podepsan v jednom vyhotoveni v
anglicko-ceske jazykove verzi. V pripade jakehokoliv rozporu mezi
anglickou a ceskou jazykovou verzi je rozhodujici zneni v jazyce
anglickem.

This Letter of subordination is construed in accordance with and
governed by the laws of Delaware, the U.S.A.
Tento Dopis o podrizenosti se ridi pravem statu Delaware, USA.

Sincerely,
S pozdravem,

SDC INTERNATIONAL INC.

name:
title:

<PAGE>[EXHIBIT 10.14]

                 MANAGEMENT CONSULTING AGREEMENT
                 -------------------------------

     MANAGEMENT CONSULTING AGREEMENT, dated as of December 31,
2002, between TATRA a.s., a corporation organized under the laws of
the Czech Republic, with its registered office at Koprivnice,
Stefanikova 1163, registered with the Commercial Register held by the
Municipal Court in Ostrava under section B, file no. 309, IC: 45 19 34
44 (the "Company"), and TEREX CORPORATION, a Delaware corporation,
with its principal place of business at 500 Post Road East, Westport,
Connecticut 06880 ("Terex").

                       W I T N E S S E T H:

     WHEREAS, SDC International, Inc. ("SDC") and SDC Prague
s.r.o. ("SDC Prague") are indebted to Terex pursuant to Note No. 2 and
Note No. 3 issued pursuant to that certain Loan Agreement dated as of
December 29, 2001; and

     WHEREAS, the Company is indebted to Terex in the principal
amount of $5,000,000 pursuant to a Loan Agreement dated as of February
20, 2002 (the "Tatra Loan Agreement"); and

     WHEREAS, the Company, SDC and SDC Prague desire to avail
itself of the management experience, advice and assistance of Terex
and, consistent with the duty of the Board of Directors of the Company
to manage the affairs and business of the Company, to retain the
services of Terex to perform various managerial services in connection
with the operations of the business of the Company, and Terex desires
to furnish such services on the terms and conditions hereinafter set
forth.

     NOW, THEREFORE, in consideration of the premises and the
mutual covenants and agreements set forth-herein, the parties hereto
hereby agree, subject to the terms and conditions hereof, as follows:

     1.    Administration and Management of the Company.
           ---------------------------------------------

     (a)  Subject to the terms and condition's set forth herein,
the Company hereby appoints Terex, as an independent contractor and
consultant, to assist in the administration and management of the day-
to-day operation of the business and affairs of the Company in the
ordinary course of business (the "Business"), with the objective of
improving  the Business, which shall, under the supervision of the
Tatra Supervisory Board and Tatra Board of Directors, and subject to
the satisfaction of all legal requirements, include the following:

          (i)     Terminate certain existing management employment
     contracts and agreements between the Company and the senior
     management of the Company  Terex shall have the right to (x)
     offer to reinstate and/or amend any of these contracts and
     agreements, (y) cause the recall and appointment of any member of
     Board of Directors of the Company which Terex deems necessary for
     the improvement of the operations of the Company including, but
     not limited to, the recall or resignation of Tatra's current
     Chairman, Mike Srkal;

<PAGE>

          (ii)    Consult and advise on the management of the day-
     to-day operations, properties and assets of the Company
     comprising the Business, including reorganizing and consolidating
     the Company's manufacturing facilities, rationalizing salaried
     and hourly workers, hiring and termination of employees,
     outsourcing certain components and processes as appropriate;

          (iii)   Using the Company's accountants and legal
     counsel, and engage as necessary additional accountants, legal
     counsel and other professionals in connection with the Business;
     and

          (iv)    Engaging in such other activities that are
     necessary or appropriate to assist the Company in conducting the
     Business.

     (b)     All services to be furnished by Terex under this
Agreement may be furnished by Fil Filipov and any other officers or
employees of Terex.

     (c)     Terex hereby accepts such appointment and agrees to
assist in the administration and management of the Business of the
Company as an independent contractor and consultant in accordance with
the terms and conditions set forth in this Agreement.

     2.      Expenses.  The Company shall pay or reimburse Terex for (a)
             ---------
all out-of-pocket costs and expenses to provide its services hereunder
(b) all reasonable third party costs and expenses incurred on behalf
of the Company and approved by the Company and SDC and (c) a pro rata
portion of any costs and expenses incurred Terex with respect to
providing such services, which portion shall be based on estimated
reasonable allocations mutually determined by Terex and the Company.

     3.      Term.  (a)  The term (the "Term") of this Agreement shall
             -----
commence on January 1, 2003 and expire on December 31, 2003.

                    (b)     Terex shall have the right to terminate this
Agreement at any time during the Term upon 30 days prior written
notice to the Company.  The Company shall have the right to terminate
this Agreement at any time during the Term upon 30 days prior written
notice to Terex  for any reason, provided that if the Company
terminates pursuant to this Section 3 (b), the Modification and
Amendment No. 1 To Loan Agreement Dated February 20, 2002 shall be
null and void and the Loan Agreement shall revert to its original
terms.

                    (c)     If this Agreement is terminated, such termination
shall be without any further liability or obligation of either party
to the other, except as set forth in Section 5.

                    (d)     Except as is required by applicable law, Tatra,
SDC, SDC Prague and Terex agree that the Term of this Agreement shall
be kept strictly confidential and shall not be disclosed to any person
or entity with the prior written approval of Tatra, SDC, SDC Prague
and Terex.

     4.      Activities of the Company Terex and Its Affiliates.  Terex
             ---------------------------------------------------
and its affiliates shall be entitled to and may have business
interests and may engage in and supervise and manage business
activities related to the activities of the Company and the Business,
and nothing in this

                             -2-

<PAGE>

Agreement shall be deemed to preclude or prevent Terex or any affiliate
of Terex from performing any duties or acting on its own behalf, on
behalf of any of its affiliates or on behalf of any third parties including,
without limitation, in connection with any business related to the
activities of the Company and the Business.  The Company shall not have any
rights by virtue of this Agreement in any business interests or activity of
Terex or any affiliate of Terex.

     5.      Indemnification; Relationship.  (a)  The relationship of the
             ------------------------------
Company and Terex shall be that of principal and agent.  The Company
is neither partner nor joint venturer with Terex, and nothing
contained herein shall be construed to make them partners or joint
venturers or to impose any liability as such on either of them.  Terex
shall assume no obligations or liabilities of the Company of any
nature whatsoever, whether absolute, accrued contingent or otherwise,
and Terex shall not assume or agree to discharge, and the Company
shall be responsible for and shall fully pay and discharge, all of the
liabilities and obligations of the Company.

          (b)     The Company shall indemnify and hold harmless Terex
and its officers, directors, agents, employees, controlling persons
and affiliates for any and all losses, claims, demands, judgments and
expenses (including reasonable attorneys' fees and disbursements)
incurred by any of them due to or arising out of any act performed by
them in connection with the Management of the Business, except for any
act which constitutes willful misconduct or bad faith.

          (c)     Terex shall not be responsible for any action of the
Company in following or declining to follow any advice or
recommendations of Terex; it shall be understood that the Company
shall have the right in its sole discretion to decline to follow any
advice or recommendation of Terex to the extent that the Company
believes that following such advice or recommendation is reasonably
likely to cause a default under the Loan Agreement or is otherwise
inconsistent with the fiduciary obligations of the Company, its
Supervisory Board or its Board of Directors to the shareholders of the
Company.  Terex and its shareholders, controlling persons, directors,
officers, agents, employees and affiliates shall not be liable to the
Company or others for any acts or omissions or for any error of
judgment or mistake of fact or law, except by reason of acts
constituting willful misconduct or bad faith.  In no event shall
Terex's entering into this Agreement or its actions pursuant hereto be
construed to guarantee, directly or indirectly, the success or
profitability of the Company or the Business.

          (d)     Terex shall indemnify and hold harmless the Company,
its officers, directors, agents, employees, controlling persons and
affiliates for any and all losses, claims, demands, judgments and
expenses (including reasonable attorneys' fees and disbursements)
incurred by any of them due to or arising out of any act performed by
Terex in connection with the Management of the Business which
constitutes willful misconduct or bad faith.

          (e)     Other than a default for any non-payment of the Loan
provided for in the Tatra Loan Agreement Dated February 20, 2002,
Terex shall have no right to enforce a default of that Loan unless
this Management Consulting Agreement has been terminated by either the
Company or Terex.

                             -3-
<PAGE>

     6.      Sale and Leaseback Transaction.  In consideration of the
             -------------------------------
Company retaining Terex to provide the management consulting services
provided for in this Agreement, Terex agrees to consent to the
proposed sale and leaseback by the Company of machinery and equipment
with CAC Leasing in the amount of approximately US$1.3 million.

     7.      Assignment.  No party to this Agreement may assign its
             -----------
rights or obligations hereunder without the prior written consent of
the other party hereto, except as otherwise provided in Section 1
hereof.

     8.      Confidential and Proprietary Information.  Terex, SDC and
             -----------------------------------------
the Company shall execute and deliver a Confidentiality Agreement in
the form attached hereto as Exhibit "A" as a condition to the
effectiveness of this Agreement.

     9.      Miscellaneous.  (a)  Any notice, report or other
             -------------
communication required or permitted to be given hereunder to any party
shall be in writing and shall be deemed to have been given when
delivered in person or deposited with an overnight courier service or
in the United States mails by registered or certified mail, postage
prepaid, return receipt requested, addressed to the address of such
party set forth on the first page of this Agreement.  Any party hereto
may at any time give notice in writing to the other parties of any
change of its address in accordance with the provisions of this
Section 9(a).

          (b)     This Agreement shall be construed under and shall be
governed by the internal laws of the State of New York, without giving
effect to the conflicts of laws principles thereof.

          (c)     The failure of either party to insist upon a strict
performance of any of the terms or  provisions of this Agreement, or
to exercise any option, right or remedy herein contained, shall not be
construed as a waiver or as a relinquishment for the future of such
term, provision, option, right or remedy, but the same shall continue
and remain in full force and effect.  No waiver by either party of any
term or provision hereof shall be deemed to have been made unless
expressed in writing and signed by such party.

          (d)     If any portion of this Agreement shall be declared
invalid for any reason whatsoever, this Agreement shall be construed
as if such portion had not been inserted herein except when such
construction would constitute a substantial deviation from the general
intent and purpose of the parties as reflected in this Agreement.

          (e)     This Agreement constitutes the entire agreement
between the parties and supersedes all prior understandings and
writings and may not be amended, changed, modified, terminated or
discharged in whole or in part except by an instrument in writing
signed by their respective successors or assigns or otherwise as
provided herein.

          (f)     This Agreement shall be binding upon any successors or
assigns of the parties hereto as herein provided.

          (g)     This Agreement may be considered as executed in any
number of counterparts, each of which shall be an original and which
together shall constitute one and the same agreement.

                               -4-

<PAGE>

     IN WITNESS WHEREOF, the parties hereto have caused this
Agreement to be executed as of the day and year first above written.

                                       TATRA a.s.

                                       By: /s/
                                          ------------------------------
                                          Name:
                                          Title:

                                       SDC INTERNATIONAL, INC.

                                       By: /s/
                                          ------------------------------
                                          Name:
                                          Title:

                                       SDC PRAGUE s.r.o.

                                       By: /s/
                                          ------------------------------
                                          Name:
                                          Title:

                                       TEREX CORPORATION

                                       By: /s/
                                          ------------------------------
                                          Name:
                                          Title:

                               -5-

<PAGE>

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