Document:

<PAGE>

                                                                    EXHIBIT 10.3

                              COMERICA INCORPORATED
                        RESTRICTED STOCK AWARD AGREEMENT

THIS AGREEMENT (the "Agreement") between Comerica Incorporated (the "Company")
and __________ ("you") is effective as of _______________, 2___. Any undefined
terms appearing herein as defined terms shall have the same meaning as they do
in the Amended and Restated Comerica Incorporated 1997 Long-Term Incentive Plan
(the "Plan"). The Company will provide a copy of the Plan to you upon your
request.

                                   WITNESSETH:

1. AWARD OF STOCK. Pursuant to the provisions of the Plan, the Company hereby
awards you, subject to the terms and conditions of the Plan (incorporated herein
by reference), and subject further to the terms and conditions in this Agreement
__________ shares of $5.00 par value common stock of the Company (the "Stock
Award").

2. VESTING OF STOCK AWARD. The unvested portion of your Stock Award is subject
to forfeiture. Subject to the terms of the Plan and this Agreement, including
without limitation, your fulfillment of the employment requirements in paragraph
4 below, your Stock Award will vest and become free of restrictions in
accordance with the following schedule (except in the case of your earlier death
or Disability or an earlier Change of Control of the Company):

<TABLE>
<CAPTION>
                                                       Percentage of Stock
                                                       Award That Will Vest
                     Date                        and Become Free of Restrictions
                     ----                        -------------------------------
<S>                                              <C>
On ________[generally 3 years from grant date]                ___%
On ________[generally 4 years from grant date]                ___%
On ________[generally 5 years from grant date]                ___%
</TABLE>

As soon as administratively feasible after the vesting of any portion of your
Stock Award and your payment of any applicable taxes, the Company will deliver
to you (or to your designated beneficiary if you are not then living) evidence
of your ownership (by book entry or certificate), of the shares subject to the
Stock Award that have vested and for which you have paid any applicable taxes.
You will have a taxable event on the date that each tranche of your Stock Award
vests.

3. CANCELLATION OF STOCK AWARD. The Committee has the right to cancel all or any
portion of the Stock Award in accordance with Section 4 of the Plan if the
Committee determines in good faith that you have done any of the following: (i)
committed a felony; (ii) committed fraud; (iii) embezzled; (iv) disclosed
confidential information or trade secrets; (v) were terminated for cause; (vi)
engaged in any activity in competition with the business of the Company or any
subsidiary or affiliate of the Company; or (vii) engaged in conduct that
adversely affected the Company. The Delegate shall have the power and authority
to suspend all or any portion of the Stock Award if the Delegate makes in good
faith the determination described in the foregoing sentence. Any such suspension
of a Stock Award shall remain in effect until the suspension shall be presented
to and acted on by the Committee at its next meeting. This paragraph 3 shall
have no application for a two year period following a Change of Control of the
Company.

4. EMPLOYMENT REQUIREMENTS. Except as provided herein, you must remain employed
by the Company or one of its Affiliates until your Stock Award (or portion
thereof) has vested to retain the Stock Award (or portion thereof, as the case
may be). If your employment ceases for any reason (other than due to your death
or Disability) before your entire Stock Award has fully vested, including,
without limitation, due to your Retirement, you will forfeit that portion of the
Stock Award that has not vested as of the date your employment ceases unless the
Committee determines otherwise. If your employment terminates due to your death
or Disability prior to your Stock Award fully vesting, the unvested portion of
your Stock Award will vest as of the date of your death or termination of
employment due to your Disability.

5. EFFECT OF A CHANGE OF CONTROL. Your Stock Award will vest and become free of
restrictions on the date a Change of Control of the Company occurs.

6. NONTRANSFERABILITY. Until it has vested, you may not assign or transfer any
portion the Stock Award nor any of your rights pertaining thereto by any means
other than by will or the laws of descent and distribution.

7. VOTING AND DIVIDENDS. You shall have the right to vote shares comprising any
portion of the Stock Award that has not vested and to receive any cash dividends
or cash distributions that may be paid with respect

                                       1
<PAGE>

thereto. In the event of a stock dividend, stock distribution, stock split,
division of shares or other corporate structure change which results in the
issuance of additional shares with respect to any unvested share of your Stock
Award, such additional shares will be subject to the same restrictions as is
such unvested share of your Stock Award.

8. NO RIGHT TO CONTINUED EMPLOYMENT. Nothing in the Plan or this Agreement shall
confer on you any right to continue in the employment of the Company or its
Affiliates for any given period or on any specified terms nor in any way affect
the Company's or its Affiliates' right to terminate your employment without
prior notice at any time for any reason or for no reason.

9. COMPLIANCE WITH LAWS AND REGULATIONS. The Stock Award and the obligation of
the Company to deliver the shares subject to the Stock Award are subject to
compliance with all applicable laws, rules and regulations, to receipt of any
approvals by any government or regulatory agency as may be required, and to any
determinations the Company may make regarding the application of all such laws,
rules and regulations.

10. BINDING NATURE OF PLAN. You agree to be bound by all terms and provisions of
the Plan and related administrative rules and procedures, including terms and
provisions and administrative rules and procedures adopted and/or modified after
the granting of the Stock Award. In the event any provisions hereof are
inconsistent with those of the Plan, the provisions of the Plan shall control.
For purposes of all of your restricted stock awards granted under the Plan, you
understand and agree that "Retirement" and any derivation of such term used in
your restricted stock award agreements means a retirement that is approved by
the Committee as required by Section 6(C) of the Plan.

11. NOTICES. Any notice to the Company under this Agreement shall be in writing
to the following address or facsimile number: Human Resources - Executive
Compensation, Comerica Incorporated, 500 Woodward Ave., MC 3122, Detroit, MI
48226; Facsimile Number: 313-964-3153. The Company will address any notice to
you to your current address according to the Company's personnel files. All
written notices provided in accordance with this paragraph shall be deemed to be
given when (a) delivered to the appropriate address(es) by hand or by a
nationally recognized overnight courier service (costs prepaid); (b) sent by
facsimile to the appropriate facsimile number, with confirmation by telephone of
transmission receipt; or (c) received by the addressee, if sent by U.S. mail to
the appropriate address or by Company inter-office mail to the appropriate mail
code. Either party may designate in writing some other address or facsimile
number for notice under this Agreement.

12. FORCE AND EFFECT. The various provisions of this Agreement are severable in
their entirety. Any judicial or legal determination of invalidity or
unenforceability of any one provision shall have no effect on the continuing
force and effect of the remaining provisions.

13. SUCCESSORS. This Agreement shall be binding upon and inure to the benefit of
the successors of the respective parties.

IN WITNESS WHEREOF, Comerica Incorporated has caused this Agreement to be
executed by an appropriate officer and you (the Stock Award recipient) have
executed this Agreement, both as of the day and year first above written.

COMERICA INCORPORATED

By:________________________
Name:
Title:

______________________         _______________________      __________________
Recipient's Signature          Print Name                   Social Security No.

                                       2<PAGE>

                                                                    EXHIBIT 10.4

                              COMERICA INCORPORATED
                      NON-QUALIFIED STOCK OPTION AGREEMENT

THIS AGREEMENT, dated as of __________, 2___ is between Comerica Incorporated
(the "Company") and __________ (the "Optionee"). Unless otherwise defined
herein, capitalized terms used herein which are defined in the Amended and
Restated Comerica Incorporated 1997 Long-Term Incentive Plan (the "Plan") have
the same respective meanings as are set forth in the Plan. A copy of the Plan
will be provided to the Optionee upon request.

                                   WITNESSETH:

1. GRANT OF OPTION. Pursuant to the provisions of the Plan, the Company hereby
awards the Optionee, subject to the terms and conditions of the Plan
(incorporated herein by reference), and subject further to the terms and
conditions in this Agreement, the right and option to purchase from the Company,
all or any part of an aggregate of __________ shares (the "Shares") of common
stock ($5.00 par value per Share) of the Company ("Common Stock") at the
purchase price of $_____ per Share (the "Option").

2. EXPIRATION DATE. The Option shall expire on _________, unless it expires
or is canceled earlier in accordance with the provisions of the Plan.

3. EXERCISE OF OPTION. This Option is exercisable in the following manner:

<TABLE>
<CAPTION>
                                                                                                Maximum Percentage of Shares
                Date                                                                               Available for Exercise
                ----                                                                            ----------------------------
<S>                                                                                             <C>
On or after______________________ [generally 1 year from January of grant year]                              25%
On or after______________________ [generally 2 years from January of grant year]                             50%
On or after______________________ [generally 3 years from January of grant year]                             75%
On or after______________________ [generally 4 years from January of grant year]                            100%
</TABLE>

In the event of the Optionee's termination of employment for any reason
(including, without limitation, by reason of the Optionee's death or Disability)
other than Retirement, prior to the date the Optionee's Option is 100% vested,
the Optionee's Option shall be exercisable, to the extent vested at the date of
the Optionee's termination, for the period specified in Section 6(A)(4) of the
Plan. In the event of the Optionee's termination due to Retirement, this Option
will be canceled if it was granted in the year of Retirement; if it was not
granted in the year of Retirement, it will continue to vest and be exercisable
as specified in Section 6(A)(4)(a) of the Plan. Notwithstanding the foregoing,
the Optionee's Option shall be 100% fully and immediately exercisable upon the
occurrence of a Change of Control of the Company.

Any exercise shall be initiated by written notice to the Compensation Department
of the Company specifying the number of Shares being exercised and the year of
grant, and shall be accompanied by payment of the aggregate purchase price for
such Shares. Optionee shall be subject to applicable tax withholding required in
connection with any Option exercise.

4. CANCELLATION OF OPTION. The Committee has the right to cancel all or any
portion of the Option granted herein in accordance with Section 4 of the Plan if
the Committee determines in good faith that the Optionee has done any of the
following: (i) committed a felony; (ii) committed fraud; (iii) embezzled; (iv)
disclosed confidential information or trade secrets; (v) were terminated for
cause; (vi) engaged in any activity in competition with the business of the
Company or any subsidiary or affiliate of the Company; or (vii) engaged in
conduct that adversely affected the Company. The Delegate shall have the power
and authority to suspend all or any portion of the Option granted herein if the
Delegate makes in good faith the determination described in the foregoing
sentence. Any such suspension of an Option shall remain in effect until the
suspension shall be presented to and acted on by the Committee at its next
meeting. This paragraph 4 shall have no application for a two year period
following a Change of Control of the Company.

                                       1
<PAGE>

5. COMPLIANCE WITH LAWS AND REGULATIONS. This Option and the obligation of the
Company to sell and deliver the Shares hereunder shall be subject to all
applicable laws, rules and regulations, and to such approvals by any government
or regulatory agency as may be required.

6. OPTIONEE BOUND BY PLAN. Optionee agrees to be bound by all terms and
provisions of this Agreement and of the Plan, including terms and provisions
adopted after the granting of this Option but prior to the complete exercise of
the Option. In the event any provisions hereof are inconsistent with those of
the Plan, the provisions of the Plan shall control.

7. NOTICES. Any notice to the Company under this Agreement shall be in writing
to the following address or facsimile number: Human Resources - Compensation,
Comerica Incorporated, 500 Woodward Ave., MC 3122, Detroit, MI 48226; Facsimile
Number: 313-964-3153. The Company will address any notice to the Optionee to the
Optionee's current address according to the Company's personnel files. All
written notices provided in accordance with this paragraph shall be deemed to be
given when (a) delivered to the appropriate address(es) by hand or by a
nationally recognized overnight courier service (costs prepaid); (b) sent by
facsimile to the appropriate facsimile number(s), with confirmation by telephone
of transmission receipt; or (c) received by the addressee(s), if sent by U.S.
mail to the appropriate address or by Company inter-office mail to the
appropriate mail code. Either party may designate in writing some other address
or facsimile number for notice under this Agreement.

8. NONTRANSFERABILITY. This Option shall not be transferable other than by will
or by the laws of descent and distribution, and during the lifetime of the
Optionee shall be exercisable only by the Optionee, or by the Optionee's
guardian or legal representative.

9. FORCE AND EFFECT. The various provisions of this Agreement are severable in
their entirety. Any judicial or legal determination of invalidity or
unenforceability of any one provision shall have no effect on the continuing
force and effect of the remaining provisions.

10. SUCCESSORS. This Agreement shall be binding upon and inure to the benefit of
the successors of the respective parties.

11. NO RIGHT TO CONTINUED EMPLOYMENT. Nothing in the Plan or this Agreement
shall confer on an employee any right to continue in the employment of the
Company or its Affiliates or in any way affect the Company's or its Affiliates'
right to terminate the employee's employment without prior notice at any time
for any reason or for no reason.

IN WITNESS WHEREOF, Comerica Incorporated has caused this Agreement to be
executed by an appropriate officer and the Optionee has executed this Agreement,
both as of the day and year first above written.

COMERICA INCORPORATED

By:________________________
Name:
Title:

_____________________         _______________________      ___________________
Recipient's Signature         Print Name                   Social Security No.

                                       2

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00073-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00073-of-00352.parquet"}]]