Document:

EX-10.1

 Exhibit 10.1 

Execution Version 
 SECOND
AMENDMENT TO 
 SECOND AMENDED AND RESTATED CREDIT AGREEMENT 

This SECOND AMENDMENT TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”) dated as of February 3, 2021,
is among NORTHERN OIL AND GAS, INC., a Delaware corporation (the “Borrower”), each of the Lenders party hereto and WELLS FARGO BANK, NATIONAL ASSOCIATION, as administrative agent (in such capacity, together with its successors in
such capacity, the “Administrative Agent”). 
 RECITALS 

A. The Borrower, the Administrative Agent and the Lenders are party to that certain Second Amended and Restated Credit Agreement dated as of
November 22, 2019, (as amended by that certain First Amendment to Second Amended and Restated Credit Agreement, dated as of July 8, 2020, and as otherwise amended, restated, amended and restated, supplemented or otherwise modified from
time to time, the “Credit Agreement”), pursuant to which the Lenders have made certain credit available to and on behalf of the Borrower. 

B. The Borrower, the Administrative Agent and the Lenders party hereto have agreed to amend certain provisions of the Credit Agreement as more
fully set forth herein. 
 C. NOW, THEREFORE, in consideration of the premises and the mutual covenants herein contained, for good and
valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: 
 Section 1.
Defined Terms. Each capitalized term which is defined in the Credit Agreement, but which is not defined in this Amendment, shall have the meaning ascribed such term in the Credit Agreement after giving effect to this Amendment. Unless
otherwise indicated, all references to sections in this Amendment refer to sections in the Credit Agreement as amended by this Amendment. 

Section 2. Amendments to Credit Agreement. The Credit Agreement is hereby amended effective as of the Second Amendment
Effective Date (as defined below) as follows: 
 2.1 Amendments to Section 1.02 

(a) Section 1.02 of the Credit Agreement is hereby amended by adding the following new defined terms in proper alphabetical order as
follows: 
 “Affected Financial Institution” means (a) any EEA Financial Institution or (b) any UK Financial
Institution. 
 “Resolution Authority” means an EEA Resolution Authority or, with respect to any UK Financial Institution,
a UK Resolution Authority. 
 “Second Amendment” means that certain Second Amendment to Second Amended and Restated Credit
Agreement, dated as of February 3, 2021. 

 “Second Amendment Effective Date” has the meaning assigned to such term in
the Second Amendment. 
 “UK Financial Institution” means any BRRD Undertaking (as such term is defined under the PRA
Rulebook (as amended form time to time) promulgated by the United Kingdom Prudential Regulation Authority) or any person falling within IFPRU 11.6 of the FCA Handbook (as amended from time to time) promulgated by the United Kingdom Financial Conduct
Authority, which includes certain credit institutions and investment firms, and certain affiliates of such credit institutions or investment firms. 

“UK Resolution Authority” means the Bank of England or any other public administrative authority having responsibility for
the resolution of any UK Financial Institution. 
 (b) Section 1.02 of the Credit Agreement is hereby amended by amending and restating
the following defined terms as follows: 
 “Bail-In Action” means the exercise of
any Write-Down and Conversion Powers by the applicable Resolution Authority in respect of any liability of an Affected Financial Institution. 

“Bail-In Legislation” means, (a) with respect to any EEA Member Country
implementing Article 55 of Directive 2014/59/EU of the European Parliament and of the Council of the European Union, the implementing law, regulation rule or requirement for such EEA Member Country from time to time which is described in the EU Bail-In Legislation Schedule and (b) with respect to the United Kingdom, Part I of the United Kingdom Banking Act 2009 (as amended from time to time) and any other law, regulation or rule applicable in the
United Kingdom relating to the resolution of unsound or failing banks, investment firms or other financial institutions or their affiliates (other than through liquidation, administration or other insolvency proceedings). 

“Permitted Debt” means Permitted Second Lien Notes, Permitted Senior Notes, the Purchaser Note, any Debt incurred in reliance
on Section 9.02(n) and any Permitted Refinancing Debt thereof. 
 “Write-Down and Conversion
Powers” means, (a) with respect to any EEA Resolution Authority, the write-down and conversion powers of such EEA Resolution Authority from time to time under the Bail-In Legislation for the
applicable EEA Member Country, which write- down and conversion powers are described in the EU Bail-In Legislation Schedule, and (b) with respect to the United Kingdom, any powers of the applicable
Resolution Authority under the Bail-In Legislation to cancel, reduce, modify or change the form of a liability of any UK Financial Institution or any contract or instrument under which that liability arises,
to convert all or part of that liability into shares, securities or obligations of that person or any other person, to provide that any such contract or instrument is to have effect as if a right had been exercised under it or to suspend any
obligation in respect of that liability or any of the powers under that Bail-In Legislation that are related to or ancillary to any of those powers. 

  
 2 

 (c) Section 1.02 of the Credit Agreement is hereby amended by amending the definition
of “Excess Cash” by adding a new clause (g) at the end thereof as follows: 
 “and (g) any cash allocated for,
reserved or otherwise set aside to pay, within one Business Day, amounts pursuant to an optional redemption, repurchase or other repayment of the Second Lien Notes or the Purchaser Note, so long as such cash is deposited in a deposit account subject
to an Account Control Agreement” 
 2.2 Section 8.01(p) of the Credit Agreement is hereby amended and restated in its entirety as
follows: 
 (p) Notice of Permitted Debt Issuance. Written notice on or prior to (or, in the case of
Section 9.02(m), promptly following) the offering of any Permitted Debt incurred in reliance on Section 9.02(f), Section 9.02(h), Section 9.02(m)
or Section 9.02(n), the amount thereof and the anticipated date of closing and any material agreements governing such Permitted Debt; provided, however, that in lieu of the delivery requirements hereunder in respect of
Section 9.02(m), to the extent such information and agreements have been published in a Form 8-K on EDGAR or the Borrower’s website, such publication shall satisfy the
Borrower’s delivery requirements under this Section 8.01(p). 
 2.3 Clause (viii) to the proviso of
Section 9.02(f) of the Credit Agreement is hereby amended and restated in its entirety as follows: 
 (viii) such Debt does not have any
mandatory prepayment or redemption provisions which would require a mandatory prepayment or redemption thereof in priority to the Secured Obligations (other than (a) customary change of control tender offer provisions, (b) asset sale or
casualty or condemnation event tender offer provisions, to the extent such provisions in this clause (b) first permit, at the option of the Borrower, prepayment in full of the Secured Obligations (or permit at the option of the Borrower the net
cash proceeds to be applied first to the prepayment of the Secured Obligations) or (c) customary acceleration rights after an event of default); 

2.4 Section 9.02 of the Credit Agreement is hereby amended by adding a new clause (n) at the end thereof as follows: 

(n) the one-time incurrence of Debt constituting unsecured senior Debt securities in an aggregate
principal amount not to exceed $600,000,000 and any guarantees thereof; provided that (i) such Debt is incurred on or before March 31, 2021, (ii) both before and immediately after giving effect to the incurrence of such Debt, no
Default or Event of Default has occurred and is continuing or would result therefrom (after giving effect to any concurrent repayment of Debt with the proceeds thereof); (iii) such Debt and any guarantees thereof (A) are on terms and conditions
that are not more restrictive, taken as a whole, than those contained in this Agreement and the other Loan Documents, as reasonably determined by the Borrower in good faith, and (B) do not contain financial covenants that are more restrictive
than those contained in this Agreement and the other Loan Documents, unless in the case of clause (A) or (B), such more restrictive terms are incorporated into this Agreement, mutatis mutandis, are offered to the Lenders in good faith or
are otherwise applicable only after the payment in full of the Loans; (iv) such Debt does not have any scheduled principal amortization prior to the date that is 91 days after the Maturity Date; (v) such Debt does not mature sooner than
the date that is 91 days after the Maturity Date; (vi) the economic terms of such Debt and any guarantees thereof, taken as a whole, are on market terms for issuers of similar size and credit quality given the then prevailing market

  
 3 

 
conditions as reasonably determined by the Borrower in good faith; (vii) immediately after giving effect to the incurrence of such Debt and any guarantees thereof and the substantially
contemporaneous application of proceeds therefrom, the Pro Forma Net Leverage Ratio shall not exceed 3.50 to 1.00; (viii) such Debt does not have any mandatory prepayment or redemption provisions which would require a mandatory prepayment or
redemption thereof in priority to the Secured Obligations (other than (a) customary change of control tender offer provisions, (b) asset sale or casualty or condemnation event tender offer provisions, to the extent such provisions in this
clause (b) first permit, at the option of the Borrower, prepayment in full of the Secured Obligations (or permit at the option of the Borrower the net cash proceeds to be applied first to the prepayment of the Secured Obligations) or
(c) customary acceleration rights after an event of default); (ix) no Subsidiary or other Person is required to guarantee such Debt unless such Subsidiary or other Person has guaranteed the Secured Obligations pursuant to the Guaranty and
Collateral Agreement; (x) the Borrower shall have complied with Section 8.01(p) and (xi) the net proceeds of such Debt shall be used solely to (A) prepay any Borrowing, (B) to Redeem the outstanding
Second Lien Notes, (C) to prepay the Purchaser Note and/or (D) to fund the cash consideration pursuant to the Specified Purchase Agreement. 

2.5 Section 9.02(h) of the Credit Agreement is hereby amended and restated in its entirety as follows: 

(h) Permitted Refinancing Debt and any guarantees thereof, the proceeds of which shall be used concurrently with the incurrence thereof to
refinance any outstanding Permitted Debt permitted under Section 9.02(f), Section 9.02(g), Section 9.02(m) and Section 9.02(n) or to
refinance any outstanding Refinanced Debt, as the case may be. 
 2.6 Section 9.04(b)(i) of the Credit Agreement is hereby amended and
restated in its entirety as follows: 
 (i) call, make or offer to make any optional Redemption of or otherwise optionally Redeem whether in
whole or in part or optionally repay any Permitted Debt, except (v) the Second Lien Redemption and the Second Lien Exchange, (w)(A) any optional Redemption of the Purchaser Note and (B) any optional Redemption of other Permitted Debt, in
the case of clause (B), up to an aggregate amount not to exceed $200,000,000, and in the case of clauses (A) and (B), so long as both before and immediately after giving effect thereto, each of the RP/Investment Conditions is satisfied,
(x) with proceeds of Permitted Refinancing Debt, (y) with the net cash proceeds of any issuance or sale of or the exchange or conversion into Equity Interests (other than Disqualified Capital Stock) of the Borrower (other than the
Specified Equity Issuance (as defined in the Second Amendment)) or (z) optional Redemption of the Second Lien Notes and Purchaser Note in an aggregate amount not to exceed the sum of (A) the amount of the net cash proceeds of the Debt
incurred in reliance on Section 9.02(n) plus (B) the amount of the net cash proceeds received by the Borrower from the Specified Equity Issuance minus (C) the amount of cash consideration paid under
the Specified Purchase Agreement (as defined in the Second Amendment), so long as such Redemption occurs by May 15, 2021; or 

  
 4 

 2.7 Section 12.19 of the Credit Agreement is hereby amended by replacing (a) any
references to “EEA Financial Institution” with a reference to “Affected Financial Institution” and (b) any references to “an EEA Resolution Authority” with a reference to “the applicable Resolution
Authority”. 
 Section 3. Borrowing Base. Unless waived by the Majority Lenders, if (a) the Closing Date
described in that certain Purchase and Sale Agreement by and between Reliance Marcellus, LLC, as seller, and Northern Oil and Gas, Inc., as purchaser, dated as of [•], 2021 (the “Specified Purchase Agreement”) shall not have
occurred on or before April 30, 2021, (b) the Specified Purchase Agreement shall have terminated, (c) any portion of the Assets described in the Specified Purchase Agreement are acquired by an Affiliate of the Borrower that is not the
Borrower or a Guarantor or any such Affiliate shall obtain a right to receive any such Assets; provided that, for the avoidance of doubt, Arch Investment Partners, LLC shall not be considered an Affiliate for purposes of this Section 3(c), (d)
prior to the application of proceeds from the incurrence of Debt contemplated by Section 9.02(n), any Affiliate of the Borrower other than the Borrower or a Guarantor shall receive or obtain a right to receive any such proceeds or (e) the
Borrower has not Redeemed the Second Lien Notes in full on or before May 15, 2021, the Borrowing Base shall be automatically and immediately reduced by an amount equal to the product of 0.25 multiplied by an amount equal to the sum of
(x) the net proceeds of the Debt incurred in reliance on Section 9.02(n) minus (y) the amount at such time by which (i) the principal, accrued interest and fees and premium amounts of the Second Lien
Notes and (ii) the principal, accrued interest and fees and premium amounts of the Purchaser Note have been reduced by the Borrower from and after the Second Amendment Effective Date; provided that any date set forth in this
Section 3 may be extended by the Majority Lenders. 
 Section 4. Conditions Precedent. This Amendment shall
become effective on the date, when each of the following conditions is satisfied (the “Second Amendment Effective Date”): 

4.1 The Administrative Agent shall have executed and received from the Majority Lenders and the Borrower, counterparts (in such number as may
be requested by the Administrative Agent) of this Amendment signed on behalf of each such Person. 
 4.2 Immediately after giving effect to
this Amendment, no Default, Event of Default or Borrowing Base Deficiency shall have occurred and be continuing. 
 4.3 Each representation
and warranty contained in Section 5 hereof shall be true and correct in all material respects (except for those which have a materiality qualifier, which are true and correct in all respects as so qualified), except to the
extent any such representations and warranties are expressly limited to an earlier date, in which case, on and as of the date hereof, such representations and warranties shall continue to be true and correct in all material respects (except for
those which have a materiality qualifier, which shall be true and correct in all respects as so qualified) as of such specified earlier date. 

4.4 The Administrative Agent shall have received all fees and other amounts due and payable on or prior to the Second Amendment Effective
Date, including, without limitation, the reimbursement or payment of all reasonable and documented out-of-pocket fees and expenses in accordance with
Section 12.03(a) of the Credit Agreement. 

  
 5 

 4.5 The Borrower shall have launched an offering of unsecured senior Debt securities in an
aggregate principal amount not to exceed $[600,000,000], the Borrower shall have launched an offering of Equity Interests (other than Disqualified Capital Stock) to be used to partially fund the consideration to be paid under the Specified Purchase
Agreement (the “Specified Equity Issuance”) and the Borrower shall have signed the Specified Purchase Agreement. 

Section 5. Representations and Warranties. In order to induce the Administrative Agent and the Lenders to enter into this
Amendment, the Borrower hereby represents and warrants to the Administrative Agent and the Lenders that: 
 5.1 Accuracy of
Representations and Warranties. Each representation and warranty of each Credit Party contained in each Loan Document are true and correct in all material respects (except for those which have a materiality qualifier, which are true and correct
in all respects as so qualified) on and as of the date hereof, except to the extent any such representations and warranties are expressly limited to an earlier date, in which case, such representations and warranties continue to be true and correct
in all material respects (except for those which have a materiality qualifier, which are true and correct in all respects as so qualified) as of such specified earlier date. 

5.2 Due Authorization, No Conflicts. The execution, delivery and performance by the Borrower of this Amendment are within the
Borrower’s corporate powers, have been duly authorized by necessary action, require no action by or in respect of, or filing with, any governmental body, agency or official (other than filings with the SEC required under applicable law) and do
not violate or constitute a default under any provision of applicable law, the Second Lien Indenture or any agreement evidencing Material Debt binding upon any Credit Party, or result in the creation or imposition of any Lien upon any Property of
any Credit Party. 
 5.3 Validity and Binding Effect. This Amendment constitutes the valid and binding obligations of the Borrower
enforceable in accordance with its terms, except as the enforceability thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws affecting creditor’s rights generally, and subject to general principles of
equity, regardless of whether considered in a proceeding in equity or law. 
 5.4 Absence of Defaults. No Default or Event of Default
has occurred that is continuing immediately prior to and after giving effect to this Amendment. 
 Section 6.
Miscellaneous. 
 6.1 Confirmation. The Credit Agreement and each of the other Loan Documents, as specifically amended
by this Amendment, are and shall continue to be in full force and effect and are hereby in all respects ratified and confirmed. The execution, delivery and effectiveness of this Amendment shall not, except as expressly provided herein, operate as a
waiver of any right, power or remedy of any Lender or the Administrative Agent under any of the Loan Documents, nor constitute a waiver of any provision of any of the Loan Documents. This Amendment shall for all purposes constitute a Loan Document.

  
 6 

 6.2 Counterparts. This Amendment may be executed in counterparts (and by different
parties hereto on different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract. Delivery of an executed counterpart of a signature page to this Amendment by fax,
facsimile, as an attachment to an email or other similar electronic means shall be effective as delivery of a manually executed counterpart of this Amendment. The words “execution,” “execute”, “signed,”
“signature,” and words of like import in or related to any document to be signed in connection with this Amendment shall be deemed to include electronic signatures, the electronic matching of assignment terms and contract formations on
electronic platforms approved by the Administrative Agent, or the keeping of records in electronic form, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or the use of a paper-based
recordkeeping system, as the case may be, to the extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any
other similar state laws based on the Uniform Electronic Transactions Act. 
 6.3 No Oral Agreement. This Amendment, the Credit
Agreement and the other Loan Documents represent the final agreement among the parties hereto and thereto and may not be contradicted by evidence of prior, contemporaneous or subsequent oral agreements of the parties. There are no unwritten oral
agreements between the parties. 
 6.4 GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS
OF THE STATE OF NEW YORK. 
 6.5 Payment of Expenses. The Borrower agrees to pay or reimburse the Administrative Agent for all of its
reasonable and documented out-of-pocket costs and expenses incurred in connection with this Amendment, any other documents prepared in connection herewith and the
transactions contemplated hereby in accordance with Section 12.03 of the Credit Agreement. 
 6.6 Severability. Any provision of
this Amendment which is held to be invalid, illegal or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such invalidity, illegality or unenforceability without affecting the validity, legality and
enforceability of the remaining provisions hereof or thereof; and the invalidity of a particular provision in a particular jurisdiction shall not invalidate such provision in any other jurisdiction. 

6.7 Successors and Assigns. This Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective
successors and permitted assigns. 
 6.8 Miscellaneous. Section 12.09(b), (c) and (d) of the Credit Agreement shall apply
to this Amendment, mutatis mutandis. 
 6.9 Notices. This Amendment shall serve as written notice, (a) in accordance with
Section 8.01(j) of the Credit Agreement, of the Borrower’s intent to acquire Oil and Gas Properties having an aggregate value in excess of 5% of the Borrowing Base pursuant to the Specified Purchase Agreement and (b) in accordance
with Section 8.01(p) of the Credit Agreement, of the offering of Permitted Debt incurred in reliance on Section 9.02(n) of the Credit Agreement. 

[Signature pages follow.] 

  
 7 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed
effective as of the day and year first above written. 
  

			
	BORROWER:
	
	NORTHERN OIL AND GAS, INC.
		
	By:	 	/s/ Nicholas O’Grady
	Name:	 	Nicholas O’Grady
	Title:	 	Chief Executive Officer

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 WELLS FARGO BANK, NATIONAL ASSOCIATION,

as Administrative Agent

		
	By:	 	/s/ Jonathan Herrick
	Name:	 	Jonathan Herrick
	Title:	 	Director

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 WELLS FARGO BANK, NATIONAL ASSOCIATION, as a Lender

			
		
	By:	 	/s/ Jonathan Herrick
	Name:	 	Jonathan Herrick
	Title:	 	Director

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 ABN AMRO Capital USA LLC,
 as
a Lender

 
			
		
	By:	 	/s/ Darrell Holley
	Name:	 	Darrell Holley
	Title:	 	Managing Director
		
	By:	 	/s/ Elizabeth Johnson
	Name:	 	Elizabeth Johnson
	Title:	 	Executive Director

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 Royal Bank of Canada,
 as a
Lender

 
			
		
	By:	 	/s/ Don J. McKinnerney
	Name:	 	Don J. McKinnerney
	Title:	 	Authorized Signatory

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 TRUIST BANK,
 as a
Lender

 
			
		
	By:	 	/s/ Samantha Sanford
	Name:	 	Samantha Sanford
	Title:	 	Vice President

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 CITIZENS BANK, N.A.,
 as a
Lender

 
			
		
	By:	 	/s/ David Baron
	Name:	 	David Baron
	Title:	 	Vice President

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 FIFTH THIRD BANK, NATIONAL ASSOCIATION,

as a Lender

 
			
		
	By:	 	/s/ Thomas Kleiderer
	Name:	 	Thomas Kleiderer
	Title:	 	Managing Director

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 U.S. Bank National Association,

as a Lender

 
			
		
	By:	 	/s/ Bruce Hernandez
	Name:	 	Bruce Hernandez
	Title:	 	Senior Vice President

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 CAPITAL ONE, NATIONAL ASSOCIATION,

as a Lender

 
			
		
	By:	 	/s/ Christopher Kuna
	Name:	 	Christopher Kuna
	Title:	 	Senior Director

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 BANK OF AMERICA, N.A.,
 as a
Lender

 
			
		
	By:	 	/s/ Victor F. Cruz
	Name:	 	Victor F. Cruz
	Title:	 	Director

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 CADENCE BANK N.A.,
 as a
Lender

 
			
		
	By:	 	/s/ Eric Broussard
	Name:	 	Eric Broussard
	Title:	 	Executive Vice President

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 Cathay Bank,
 as a
Lender

 
			
		
	By:	 	/s/ Dale T. Wilson
	Name:	 	Dale T. Wilson
	Title:	 	Senior Vice President

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 CIT BANK, N.A.,
 as a
Lender

 
			
		
	By:	 	/s/ John Feeley
	Name:	 	John Feeley
	Title:	 	Director

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 Morgan Stanley Bank, N.A.,

as a Lender

 
			
		
	By:	 	/s/ Marisa Moss
	Name:	 	Marisa Moss
	Title:	 	Authorized Signatory

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc. 

 
			
	 Goldman Sachs Lending

Partners LLC, as a Lender

 
			
		
	By:	 	/s/ Dan Martis
	Name:	 	Dan Martis
	Title:	 	Authorized Signatory

 Signature Page to Second Amendment to Second Amended and Restated Credit Agreement 

Northern Oil and Gas, Inc.Exhibit 10.1

 

SUBSCRIPTION AGREEMENT

 

This SUBSCRIPTION AGREEMENT
(this “Subscription Agreement”) is entered into on February 3, 2021, by and among New Starship Parent Inc.,
a Delaware corporation (the “Issuer”), FTAC Olympus Acquisition Corp., a Cayman Islands exempted company (the
 “SPAC”), and the subscriber party set forth on the signature page hereto (“Subscriber”).

 

WHEREAS, the Issuer
is concurrently with the execution and delivery hereof entering into the Agreement and Plan of Reorganization (as amended or modified,
the “Reorganization Agreement”; capitalized terms used herein without definition shall have the meanings ascribed
thereto in the Reorganization Agreement), by and among the Issuer, SPAC, Starship Merger Sub I Inc., a Delaware corporation and
a direct, wholly-owned subsidiary of the Issuer (“First Merger Sub”), Starship Merger Sub II Inc., a Delaware
corporation and a direct, wholly-owned subsidiary of the Issuer (“Second Merger Sub”), and Payoneer Inc., a
Delaware corporation (“Payoneer”), pursuant to which the parties intend to effect the Mergers (as defined below)
whereby (i) First Merger Sub shall be merged with and into Payoneer (the “Payoneer Merger”), with Payoneer
surviving as a direct wholly owned subsidiary of Issuer and (ii) simultaneous with the Payoneer Merger, Second Merger Sub
shall be merged with and into SPAC (the “FTOC Merger” and, together with the Payoneer Merger, the “Mergers”),
with SPAC surviving as a direct wholly owned subsidiary of Issuer, on the terms and subject to the conditions set forth therein
(the “Transactions”);

 

WHEREAS, in connection
with the Transactions, Subscriber desires to subscribe for and purchase from the Issuer that number of shares of the Issuer’s
common stock, par value $0.01 per share (the “Shares”), as set forth on the signature page hereto (the
 “Acquired Shares”) for a purchase price of $10.00 per share (the “Per Share Price”) and an
aggregate purchase price set forth on the signature page hereto (the “Purchase Price”), and the Issuer
desires to issue and sell to Subscriber the Acquired Shares in consideration of the payment of the Purchase Price by or on behalf
of Subscriber to the Issuer on or prior to the Closing (as defined below);

 

WHEREAS, the Issuer,
SPAC and Subscriber are executing and delivering this Subscription Agreement in reliance upon the exemption from securities registration
afforded by Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”);

 

WHEREAS, in connection
with the Transactions, certain other “qualified institutional buyers” (as defined in Rule 144A under the Securities
Act) or institutional “accredited investors” (as such term is defined in Rule 501 under the Securities Act) (the
 “Other Subscribers”), have (severally and not jointly) entered into separate subscription agreements with the
Issuer (the “Other Subscription Agreements”), pursuant to which such Other Subscribers have agreed to purchase
Shares on or prior to the Closing at the Per Share Price; and

 

WHEREAS, the aggregate
amount of Shares to be sold by Issuer pursuant to this Subscription Agreement and the Other Subscription Agreements equals 30,000,000
Shares.

 

For ease of administration,
this single Subscription Agreement may be executed by more than one Subscriber so as to enable each Subscriber identified on the
signature page to enter into a Subscription Agreement, severally, but not jointly. The parties agree that (i) the Subscription
Agreement shall be treated as if it were a separate agreement with respect to each Subscriber listed on the signature page, as
if each Subscriber entity had executed a separate Subscription Agreement naming only itself as Subscriber, and (ii) no Subscriber
listed on the signature page shall have any liability under the Subscription Agreement for the obligations of any other Subscriber
so listed.

 

NOW, THEREFORE, in
consideration of the foregoing and the mutual representations, warranties and covenants, and subject to the conditions, herein
contained, and intending to be legally bound hereby, the parties hereto hereby agree as follows:

 

1.  Subscription.
Subject to the terms and conditions hereof, at the Closing, Subscriber hereby agrees to subscribe for and purchase, and the Issuer
hereby agrees to issue and sell to Subscriber, upon the payment of the Purchase Price, the Acquired Shares (such subscription and
issuance, the “Subscription”).

 

    

     

    

 

2.  Closing.

 

a.  The closing
of the Subscription contemplated hereby (the “Closing”) is contingent upon the substantially concurrent consummation
of the Transactions and shall occur immediately prior thereto. Not less than five Business Days (as defined below) prior to
the scheduled closing date of the Transactions (the “Closing Date”), the Issuer and SPAC shall provide written
notice to Subscriber (the “Closing Notice”) of such Closing Date. Subscriber shall deliver to the Issuer and
SPAC no later than two Business Days before the Closing Date (as specified in the Closing Notice or such other date as otherwise
agreed to by the Issuer, SPAC and the Subscriber, the “Purchase Price Payment Date”) the Purchase Price for
the Acquired Shares by wire transfer of U.S. dollars in immediately available funds (i) to the account specified by the Issuer
in the Closing Notice, to be held by the Issuer in escrow for the benefit of the Subscriber until the Closing or (ii) to an
account specified by the Issuer otherwise mutually agreed by the Subscriber and the Issuer (“Alternative Settlement Procedures”).
For the avoidance of doubt, mutually agreeable Alternative Settlement Procedures shall include, without limitation, the Subscriber
delivering to the Issuer and SPAC on the Closing Date the Purchase Price for the Acquired Shares by wire transfer of U.S. dollars
in immediately available funds to the account specified by the Issuer in the Closing Notice against delivery to the undersigned
of the Acquired Shares in book entry form as set forth in the following sentence.1 On the Closing Date, the Issuer
shall deliver to Subscriber (1) the Acquired Shares in book entry form, free and clear of any liens or other restrictions
whatsoever (other than those set forth in this Subscription Agreement or arising under state or federal securities laws), in the
name of Subscriber (or its nominee in accordance with its delivery instructions) or to a custodian designated by Subscriber, as
applicable, and (2) a copy of the records of the Issuer’s transfer agent (the “Transfer Agent”) showing
Subscriber as the owner of the Acquired Shares on and as of the Closing Date (the “Subscriber’s Deliveries”).
Unless otherwise provided pursuant to Alternative Settlement Procedures, upon the transfer of the Subscriber’s Deliveries
by the Issuer to the Subscriber, (or its nominee in accordance with its delivery instructions) the Issuer shall release the Purchase
Price from the escrow to the Issuer. In the event the closing of the Transactions does not occur within two Business Days of the
Closing Date specified in the Closing Notice, unless otherwise instructed by the Issuer and the Subscriber, the Issuer shall promptly
(but not later than one Business Day thereafter) return the Purchase Price to Subscriber by wire transfer of U.S. dollars
in immediately available funds to the account specified by Subscriber. Notwithstanding such return, (i) failure to close on
the Closing Date contained in the Closing Notice shall not, by itself, be deemed to be a failure of any of the conditions to Closing
set forth in this Section 2 to be satisfied or waived, and (ii) Subscriber shall remain obligated to (A) redeliver
funds to the Issuer following the Issuer and SPAC’s delivery to Subscriber of a new Closing Notice with a new Closing Date
in accordance with this Subscription Agreement and (B) consummate the Closing upon satisfaction of the conditions set forth
in this Section 2, subject to termination of this Agreement in accordance with Section 7 below. For purposes of this
Subscription Agreement, “Business Day” means any day other than a Saturday, a Sunday or other day on which commercial
banks in New York, New York are authorized or required by law or regulation to close.

 

b.  The Closing shall be subject to the
conditions that, at the Closing:

 

(i)  solely with
respect to Subscriber, the representations and warranties made by the Issuer and SPAC (other than the representations and warranties
set forth in Section 3(b), Section 3(c) and Section 3(g)) in this Subscription Agreement shall be true and
correct in all material respects as of the Closing (other than those representations and warranties expressly made as of an earlier
date, which shall be true and correct in all material respects as of such date, and other than those representations and warranties
that are qualified as to materiality or Issuer Material Adverse Effect (as defined below), which shall be true and correct in all
respects as of the Closing), and the representations and warranties made by SPAC set forth in Section 3(b), Section 3(c) and
Section 3(g) shall be true and correct in all respects as of the Closing (other than those representations and warranties
expressly made as of an earlier date, which shall be true and correct in all respects as of such date);

 

(ii)  solely with
respect to the Issuer and SPAC, the representations and warranties made by the Subscriber in this Subscription Agreement shall
be true and correct in all material respects as of the Closing (other than those representations and warranties expressly made
as of an earlier date, which shall be true and correct in all material respects as of such date, and other than those representations
and warranties that are qualified as to materiality or material adverse effect, which shall be true and correct in all respects
as of the Closing), in each case without giving effect to the consummation of the Transactions.

 

 

1 NTD: Require
same day funding for Fidelity, BlackRock and certain mutual funds.

 

    

     

    

 

(iii)  solely
with respect to Subscriber, the Issuer and SPAC shall have performed, satisfied and complied in all material respects with all
covenants, agreements and conditions required by this Subscription Agreement to be performed, satisfied or complied with by it
at or prior to the Closing, except where the failure of such performance or compliance would not or would not reasonably be expected
to prevent, materially delay, or materially impair the ability of the Issuer or SPAC to consummate the Closing;

 

(iv)  solely with
respect to the Issuer and SPAC, Subscriber shall have delivered the Purchase Price in compliance with the terms of this Subscription
Agreement;

 

(v) no governmental
authority having jurisdiction shall have enacted, issued, promulgated, enforced or entered any material judgment, order, law, rule or
regulation (whether temporary, preliminary or permanent) which is then in effect and has the effect of restraining, enjoining or
otherwise prohibiting or making illegal the consummation of the transactions contemplated by this Subscription Agreement;

 

(vi)  no suspension
of the qualification of the Common Stock for offering or sale or trading in any jurisdiction, and no suspension or removal from
listing of the Common Stock on Nasdaq Capital Market (“Nasdaq”), and no initiation or threatening of any proceedings
for any of such purposes or delisting, shall have occurred, and the Acquired Shares shall be approved for listing on Nasdaq, subject
to official notice of issuance;

 

(vii)  all conditions
precedent to the closing of the Transactions set forth in the Reorganization Agreement, shall have been satisfied or waived by
the party entitled to the benefit thereof under the Reorganization Agreement (other than those conditions that may only be satisfied
at the closing of the Transactions, but subject to satisfaction or waiver by such party of such conditions as of the closing of
the Transactions) and the closing of the Transactions shall be scheduled to occur substantially concurrently with or immediately
following the Closing;

 

(viii)  the subscriptions
contemplated by the Other Subscription Agreements executed by the Other Subscribers shall have been or will be consummated substantially
concurrently with the Closing; and

 

(ix)  there shall have been no amendment,
waiver or modification to the Other Subscription Agreements that materially benefits any such Other Subscriber thereunder unless
the Subscriber has been offered substantially the same benefits; provided, however, that nothing in this Section 2(b)(ix) shall
apply to any amendment, waiver or modification of the subscription agreement entered into with Cohen & Company, LLC or
its affiliate on the date hereof that provides, as permitted by Section 4(k) hereof, that Cohen & Company, LLC
or its affiliate may increase the number of Acquired Shares to be purchased under such agreement at any time prior to Closing.

 

c.  At or prior
to the Closing, the parties hereto shall execute and deliver such additional documents and take such additional actions as the
parties reasonably may deem necessary in order to consummate the Subscription as contemplated by this Subscription Agreement.

 

3. SPAC Representations
and Warranties. SPAC represents and warrants that:

 

a. SPAC has been duly
incorporated and is validly existing as a corporation in good standing under the laws of the Cayman Islands, with corporate power
and authority to own, lease and operate its properties and conduct its business as presently conducted and to enter into, deliver
and perform its obligations under this Subscription Agreement.

 

b. This Subscription
Agreement, the Reorganization Agreement and the Other Subscription Agreements (collectively, the “Transaction Documents”)
have been duly authorized, executed and delivered by SPAC and, assuming that the Transaction Documents constitute the valid and
binding agreement of the other parties thereto, are valid and binding obligations of SPAC, and are enforceable against it in accordance
with their terms, except as may be limited or otherwise affected by (i) bankruptcy, insolvency, reorganization, fraudulent
conveyance, moratorium or similar laws affecting creditors’ rights generally or by principles governing the availability
of equitable remedies, and (ii) principles of equity, whether considered at law or equity.

 

    

     

    

 

c. The execution, delivery
and performance of this Subscription Agreement and the other Transaction Documents, and the consummation of the other transactions
contemplated hereby and thereby, will not conflict with or result in a breach or violation of any of the terms or provisions of,
or constitute a default under, or result in the creation or imposition of any lien, charge or encumbrance upon any of the property
or assets of SPAC pursuant to the terms of (i) any indenture, mortgage, deed of trust, loan agreement, lease, license or other
agreement or instrument to which SPAC is a party or by which SPAC is bound or to which any of the property or assets of SPAC is
subject; (ii) the organizational documents of SPAC; or (iii) any statute or any judgment, order, rule or regulation
of any court or governmental agency, taxing authority or regulatory body, domestic or foreign, having jurisdiction over SPAC or
any of its properties that, in the case of clauses (i) and (iii), would reasonably be expected to have a material adverse
effect on the business, condition (including financial condition) or results of operations of SPAC or the legal authority or ability
of SPAC to perform in any material respects its obligations hereunder (an “SPAC Material Adverse Effect”).

 

d.  There are no
securities or instruments issued by or to which SPAC is a party containing anti-dilution or similar provisions that will be triggered
by the issuance of (i) the Acquired Shares or (ii) the shares to be issued pursuant to any Other Subscription Agreement,
that have not been or will not be validly waived on or prior to the Closing Date, including such provisions in SPAC’s Class B
ordinary shares, par value $0.0001 per share (the “Class B Ordinary Shares”), pursuant to the terms of
SPAC’s certificate of incorporation.

 

e.  SPAC is not in default or violation
(and no event has occurred which, with notice or the lapse of time or both, would constitute a default or violation) of any term,
condition or provision of (i) the organizational documents of SPAC, (ii) any loan or credit agreement, guarantee, note,
bond, mortgage, indenture, lease or other agreement, permit, franchise or license to which, as of the date of this Subscription
Agreement, SPAC is a party or by which SPAC’s properties or assets are bound or (iii) any statute or any judgment, order,
rule or regulation of any court or governmental agency, taxing authority or regulatory body, domestic or foreign, having jurisdiction
over SPAC or any of its properties, except, in the case of clauses (ii) and (iii), for defaults or violations that have not
had and would not be reasonably likely to have, individually or in the aggregate, a SPAC Material Adverse Effect.

 

f.  SPAC is not required to obtain any
consent, waiver, authorization or order of, give any notice to, or make any filing or registration with, any court or other federal,
state, local or other governmental authority, self-regulatory organization or other person in connection with the execution, delivery
and performance by SPAC of this Subscription Agreement, other than (i)  filings required by applicable federal and state securities
laws, (ii) the filings required in accordance with Section 10(r) of this Subscription Agreement; (iii) those
required by Nasdaq, including with respect to obtaining approval of SPAC’s shareholders; (iv) those that will be obtained
on or prior to the Closing and (v) any filing, the failure of which to obtain would not be reasonably likely to have, individually
or in the aggregate, a SPAC Material Adverse Effect.

 

g. As of the date of
this Subscription Agreement and as of immediately prior to the Closing Date, the authorized capital stock of SPAC consists of (i) 5,000,000
preference shares, par value $0.0001 per share (“Preference Shares”) and (ii) 550,000,000 ordinary shares,
par value $0.0001 per share (the “Ordinary Shares”), including (1) 500,000,000 Class A Ordinary Shares
and (2) 50,000,000 Class B Ordinary Shares. As of the date of this Subscription Agreement, (i) no Preference Shares
are issued and outstanding, (ii) 77,644,376 Class A Ordinary Shares are issued and outstanding, (iii) 19,411,094
Class B Ordinary Shares are issued and outstanding and (iv) 24,181,215 redeemable warrants and 723,478 private placement
warrants are outstanding. All (i) issued and outstanding Class A Ordinary Shares and Class B Ordinary Shares have
been duly authorized and validly issued, are fully paid and are non-assessable and are not subject to preemptive rights and (ii) outstanding
warrants have been duly authorized and validly issued, are fully paid and are not subject to preemptive rights. Except as set forth
above and pursuant to the Other Subscription Agreements and the Reorganization Agreement, there are no outstanding options, warrants
or other rights to subscribe for, purchase or acquire from SPAC any Ordinary Shares or other equity interests in SPAC, or securities
convertible into or exchangeable or exercisable for such equity interests. As of the date hereof, SPAC has no subsidiaries and
does not own, directly or indirectly, interests or investments (whether equity or debt) in any person, whether incorporated or
unincorporated. There are no shareholder agreements, voting trusts or other agreements or understandings to which SPAC is a party
or by which it is bound relating to the voting of any securities of the SPAC, other than (A) as set forth in the SEC Documents
(as defined below) and (B) as contemplated by the Reorganization Agreement. Except as disclosed in the SEC Documents, as of
September 30, 2020, SPAC had no outstanding indebtedness and will not have any outstanding long-term indebtedness as of the
Closing Date.

 

    

     

    

 

h. SPAC is in compliance
with all applicable laws, except where such non-compliance would not, individually or in the aggregate, be reasonably expected
to have a SPAC Material Adverse Effect. SPAC has not received any written communication from a governmental entity that alleges
that the SPAC is not in compliance with or is in default or violation of any applicable law, except where such non-compliance,
default or violation would not, individually or in the aggregate, be reasonably likely to have a SPAC Material Adverse Effect.

 

i. The issued and outstanding
Class A Ordinary Shares are registered pursuant to Section 12(b) of the Securities Exchange Act of 1934, as amended
(the “Exchange Act”), and are listed for trading on Nasdaq under the symbol “FTOC.” There is no
suit, action, proceeding or investigation pending or, to the knowledge of SPAC, threatened against SPAC by Nasdaq or the Securities
and Exchange Commission (the “Commission”) with respect to any intention by such entity to deregister the Class A
Ordinary Shares or prohibit or terminate the listing of the Class A Ordinary Shares on Nasdaq, excluding, for the purposes
of clarity, the customary ongoing review by Nasdaq of SPAC’s continued listing application in connection with the Transactions.
SPAC has taken no action that is designed to terminate the registration of the Class A Ordinary Shares under the Exchange
Act or the listing of the Class A Ordinary Shares on Nasdaq.

 

j.  SPAC’s public reports filed
with the Commission, and all subsequent reports (collectively, the “Exchange Act Reports”) that have been timely
filed with the Commission or sent to shareholders, pursuant to Section 13 of the Exchange Act complied in all material respects
with the requirements of the Exchange Act and the rules and regulations of the Commission promulgated thereunder. SPAC has
timely filed each report, statement, schedule, prospectus, and registration statement that SPAC was required to file with the Commission
since its inception. There are no material outstanding or unresolved comments in comment letters from the Commission Staff with
respect to any of SPAC’s filings with the Commission (the “SEC Documents”). In addition, SPAC has made
available to Subscriber (including via the Commission’s EDGAR system) a copy of the Exchange Act Reports since its initial
registration of the Class A Ordinary Shares with the Commission. Each of the financial statements (including, in each case,
any notes thereto) contained in the SEC Documents was prepared in accordance with U.S. generally accepted accounting principles
applied on a consistent basis throughout the periods indicated (except as may be indicated in the notes thereto or, in the case
of unaudited statements, as permitted by Form 10-Q of the Commission) and each fairly presents, in all material respects,
the financial position, results of operations and cash flows of SPAC as at the respective dates thereof and for the respective
periods indicated therein.

 

k. Except for such matters
as have not had and would not be reasonably likely to have, individually or in the aggregate, a SPAC Material Adverse Effect, there
is no (i) investigation, action, suit, claim or other proceeding, in each case by or before any governmental authority pending,
or, to the knowledge of SPAC , threatened against SPAC or (ii) judgment, decree, injunction, ruling or order of any governmental
entity outstanding against SPAC.

 

l.  Neither SPAC
nor any of its subsidiaries has taken any steps to seek protection pursuant to any law or statute relating to bankruptcy, insolvency,
reorganization, receivership, liquidation, administration or winding up or failed to pay its debts when due, nor does SPAC or any
of its subsidiaries have any knowledge or reason to believe that any of their respective creditors intend to initiate involuntary
bankruptcy proceedings or seek to commence an administration.

 

m.  Except for discussions
specifically regarding the offer and sale of the Acquired Shares, SPAC confirms that neither it nor any other person acting on
its behalf has provided Subscriber or its agents or counsel with any information that constitutes or could reasonably be expected
to constitute material, non-public information concerning SPAC or any of its subsidiaries, other than with respect to the Transactions
and the transactions contemplated by this Subscription Agreement. SPAC understands and confirms that Subscriber will rely on the
foregoing representations in effecting transactions in securities of the Issuer. Except with respect to the Transactions and the
transactions contemplated by this Subscription Agreement and the Other Subscription Agreements, no event or circumstance has occurred
which, under applicable law, rule or regulation, requires public disclosure at or before the date hereof or announcement by
SPAC but which has not been so publicly disclosed.

 

    

     

    

 

n. Each of SPAC, First
Merger Sub, Second Merger Sub, any of their respective directors and officers and, to SPAC’s knowledge, Payoneer, any of
Payoneer’s directors and officers and any of SPAC’s, First Merger Sub’s, Second Merger Sub’s and Payoneer’s
employees, representatives, agents and any person acting on its or their behalf is not (i) a person or entity named on the
List of Specially Designated Nationals and Blocked Persons, the Executive Order 13599 List, the Foreign Sanctions Evaders List,
or the Sectoral Sanctions Identification List, each of which is administered by the U.S. Treasury Department’s Office of
Foreign Assets Control (“OFAC”), or any other Executive Order issued by the President of the United States and
administered by OFAC (collectively “OFAC Lists”), (ii) owned or controlled by, or acting on behalf of,
a person, that is named on an OFAC List; (iii) organized, incorporated, established, located, resident or born in, or a citizen,
national, or the government, including any political subdivision, agency, or instrumentality thereof, of, Cuba, Iran, North
Korea, Syria, the Crimea region of Ukraine, or any other country or territory embargoed or subject to substantial trade restrictions
by the United States or (iv) a Designated National as defined in the Cuban Assets Control Regulations, 31 C.F.R. Part 515.

 

o. (i) Each of SPAC,
First Merger Sub, Second Merger Sub any of their respective directors and officers and, to SPAC’s knowledge, Payoneer, any
of Payoneer’s directors and officers and any of SPAC’s, First Merger Sub’s, Second Merger Sub’s and Payoneer’s
employees, representatives, agents and any person acting on its or their behalf has not engaged in any activity or conduct which
would violate any applicable anti-bribery, anti-corruption or anti-money laundering laws, regulations or rules in any applicable
jurisdiction (including the U.S. Foreign Corrupt Practices Act of 1977, as amended), (ii) SPAC, First Merger Sub and Second
Merger Sub and, to SPAC’s knowledge, Payoneer has instituted and maintains systems, policies and procedures designed to prevent
violation of such laws, regulations and rules and (iii) no action, suit or proceeding by or before any court or governmental
or regulatory agency, authority or body or any arbitrator having jurisdiction over SPAC, First Merger Sub, Second Merger Sub or,
to SPAC’s knowledge, Payoneer with respect to such laws, regulations and rules is pending and, to SPAC’s knowledge,
no such actions, suits or proceedings are threatened or contemplated.

 

p. No disqualifying event described in Rule 506(d)(1)(i)-(viii) under
the Securities Act (a “Disqualification Event”) is applicable to the Issuer or, to the Issuer’s knowledge,
any Issuer Covered Person (as defined below), except for a Disqualification Event as to which Rule 506(d)(2)(ii)-(iv) or
(d)(3) under the Securities Act is applicable. The Issuer has complied, to the extent applicable, with any disclosure obligations
under Rule 506(e) under the Securities Act. “Issuer Covered Person” means, with respect to the Issuer
as an “issuer” for purposes of Rule 506 under the Securities Act, any person listed in the first paragraph of
Rule 506(d)(1) under the Securities Act.

 

4.  Issuer
Representations and Warranties. The Issuer represents and warrants that:

 

a.  The Issuer has
been duly incorporated and is validly existing as a corporation in good standing under the laws of the State of Delaware, with
corporate power and authority to own, lease and operate its properties and conduct its business as presently conducted and to enter
into, deliver and perform its obligations under this Subscription Agreement.

 

b.  The Acquired
Shares have been duly authorized and, when issued and delivered to Subscriber against full payment for the Acquired Shares in accordance
with the terms of this Subscription Agreement and registered with the Transfer Agent, the Acquired Shares will be validly issued,
fully paid and non-assessable and will not have been issued in violation of or subject to any preemptive or similar rights created
under the Issuer’s certificate of incorporation and bylaws or under the laws of the State of Delaware.

 

c.  The Transaction
Documents have been duly authorized, executed and delivered by the Issuer and, assuming that the Transaction Documents constitute
the valid and binding agreement of the other parties thereto, are valid and binding obligations of the Issuer, and are enforceable
against it in accordance with their terms, except as may be limited or otherwise affected by (i) bankruptcy, insolvency, reorganization,
moratorium or similar laws affecting creditors’ rights generally or by principles governing the availability of equitable
remedies, and (ii) principles of equity, whether considered at law or equity.

 

    

     

    

 

d.  The execution,
delivery and performance of this Subscription Agreement and the other Transaction Documents, including the issuance and sale of
the Acquired Shares and the consummation of the other transactions contemplated hereby and thereby, will not conflict with or result
in a breach or violation of any of the terms or provisions of, or constitute a default under, or result in the creation or imposition
of any lien, charge or encumbrance upon any of the property or assets of the Issuer pursuant to the terms of (i) any indenture,
mortgage, deed of trust, loan agreement, lease, license or other agreement or instrument to which the Issuer is a party or by which
the Issuer is bound or to which any of the property or assets of the Issuer is subject; (ii) the organizational documents
of the Issuer; or (iii) any statute or any judgment, order, rule or regulation of any court or governmental agency, taxing
authority or regulatory body, domestic or foreign, having jurisdiction over the Issuer or any of its properties that, in the case
of clauses (i) and (iii), would reasonably be expected to have a material adverse effect on the business, condition (including
financial condition), or results of operations of the Issuer or materially and adversely affect the validity of the Acquired Shares
or the legal authority or ability of the Issuer to perform in any material respects its obligations hereunder (an “Issuer
Material Adverse Effect”).

 

e.  The Issuer is
not in default or violation (and no event has occurred which, with notice or the lapse of time or both, would constitute a default
or violation) of any term, condition or provision of (i) the organizational documents of the Issuer, (ii) any loan or
credit agreement, guarantee, note, bond, mortgage, indenture, lease or other agreement, permit, franchise or license to which,
as of the date of this Subscription Agreement, the Issuer is a party or by which the Issuer’s properties or assets are bound
or (iii) any statute or any judgment, order, rule or regulation of any court or governmental agency, taxing authority
or regulatory body, domestic or foreign, having jurisdiction over the Issuer or any of its properties, except, in the case of clauses
(ii) and (iii), for defaults or violations that have not had and would not be reasonably likely to have, individually or in
the aggregate, an Issuer Material Adverse Effect.

 

f.  The Issuer is
not required to obtain any consent, waiver, authorization or order of, give any notice to, or make any filing or registration with,
any court or other federal, state, local or other governmental authority, self-regulatory organization or other person in connection
with the execution, delivery and performance by the Issuer of this Subscription Agreement (including the issuance of the Acquired
Shares), other than (i) the filing with the Commission of the Registration Statement (as defined below), (ii) filings
required by applicable state securities laws, (iii) those that will be obtained on or prior to the Closing and (iv) any
filing, the failure of which to obtain would not be reasonably likely to have, individually or in the aggregate, an Issuer Material
Adverse Effect.

 

g.  As of the date
of this Subscription Agreement, the authorized capital stock of the Issuer is 1,000 shares of Common Stock, par value $0.01 per
share, none of which are issued and outstanding. Except as set forth above and pursuant to the Other Subscription Agreements and
the Reorganization Agreement, there are no outstanding options, warrants or other rights to subscribe for, purchase or acquire
from the Issuer any shares of Common Stock or other equity interests in the Issuer, or securities convertible into or exchangeable
or exercisable for such equity interests. As of the date hereof, other than First Merger Sub and Second Merger Sub, the Issuer
has no subsidiaries and does not own, directly or indirectly, interests or investments (whether equity or debt) in any person,
whether incorporated or unincorporated. There are no shareholder agreements, voting trusts or other agreements or understandings
to which the Issuer is a party or by which it is bound relating to the voting of any securities of the Issuer, other than as contemplated
by the Reorganization Agreement.

 

h.  The Issuer is
in compliance with all applicable laws, except where such non-compliance with not, individually or in the aggregate, be reasonably
expected to have an Issuer Material Adverse Effect. The Issuer has not received any written communication from a governmental entity
that alleges that the Issuer is not in compliance with or is in default or violation of any applicable law, except where such non-compliance,
default or violation would not, individually or in the aggregate, be reasonably likely to have an Issuer Material Adverse Effect.

 

i.  Assuming the
accuracy of Subscriber’s representations and warranties set forth in Section 5 of this Subscription Agreement,
no registration under the Securities Act is required for the offer and sale of the Acquired Shares by the Issuer to Subscriber
in the manner contemplated by this Subscription Agreement.

 

    

     

    

 

j.  Neither the
Issuer, nor any person acting on its behalf has, directly or indirectly, made any offers or sales of any Issuer security or solicited
any offers to buy any security under circumstances that would adversely affect reliance by the Issuer on Section 4(a)(2) of
the Securities Act for the exemption from registration for the transactions contemplated hereby or would require registration of
the issuance of the Acquired Shares.

 

k.  Except for any
Alternative Settlement Procedures, the Issuer has not entered into any Other Subscription Agreement (or side letter or similar
agreement in respect thereof) on terms (economic or otherwise) that are materially more favorable to such subscriber or investor
than as set forth in this Subscription Agreement; provided, however, that Subscriber acknowledges that the subscription agreement
entered into with Cohen & Company, LLC or its affiliate provides that Cohen & Company, LLC or its affiliate may
increase the number of Acquired Shares to be purchased under such agreement at any time prior to Closing.

 

l.  Except for such
matters as have not had and would not be reasonably likely to have, individually or in the aggregate, an Issuer Material Adverse
Effect, there is no (i) investigation, action, suit, claim or other proceeding, in each case by or before any governmental
authority pending, or, to the knowledge of the Issuer, threatened against the Issuer or (ii) judgment, decree, injunction,
ruling or order of any governmental entity outstanding against the Issuer.

 

m.  Except as provided
in this Subscription Agreement and the Other Subscription Agreements, none of the Issuer, its subsidiaries or any of their affiliates,
nor any person acting on their behalf has, directly or indirectly, made any offers or sales of any security or solicited any offers
to buy any security, under circumstances that would require registration of the issuance of any of the Acquired Shares under the
Securities Act, whether through integration with prior offerings pursuant to Rule 502(a) of the Securities Act or otherwise.

 

n.  Neither the
Issuer nor any of its subsidiaries has taken any steps to seek protection pursuant to any law or statute relating to bankruptcy,
insolvency, reorganization, receivership, liquidation, administration or winding up or failed to pay its debts when due, nor does
the Issuer or any subsidiary have any knowledge or reason to believe that any of their respective creditors intend to initiate
involuntary bankruptcy proceedings or seek to commence an administration.

 

o. Each of the Issuer
and any of its directors and officers is not (i) a person or entity named on the List of Specially Designated Nationals and
Blocked Persons, the Executive Order 13599 List, the Foreign Sanctions Evaders List, or the Sectoral Sanctions Identification List,
each of which is administered by OFAC, (ii) owned or controlled by, or acting on behalf of, a person, that is named on an
OFAC List; (iii) organized, incorporated, established, located, resident or born in, or a citizen, national, or the government,
including any political subdivision, agency, or instrumentality thereof, of, Cuba, Iran, North Korea, Syria, the Crimea region
of Ukraine, or any other country or territory embargoed or subject to substantial trade restrictions by the United States or (iv) a
Designated National as defined in the Cuban Assets Control Regulations, 31 C.F.R. Part 515.

 

p. (i) Each of the
Issuer and any of its directors and officers has not engaged in any activity or conduct which would violate any applicable anti-bribery,
anti-corruption or anti-money laundering laws, regulations or rules in any applicable jurisdiction (including the U.S. Foreign
Corrupt Practices Act of 1977, as amended), (ii) the Issuer maintains systems, policies and procedures designed to prevent
violation of such laws, regulations and rules and (iii) no action, suit or proceeding by or before any court or governmental
or regulatory agency, authority or body or any arbitrator having jurisdiction over the Issuer, with respect to such laws, regulations
and rules is pending and, to the Issuer’s knowledge, no such actions, suits or proceedings are threatened or contemplated.

 

q. Except for placement fees payable to the
Placement Agents (as defined herein), the Issuer has not paid, and is not obligated to pay, any brokerage, finder’s or other
fee or commission in connection with its issuance and sale of the Acquired Shares, including, for the avoidance of doubt, any fee
or commission payable to any stockholder or affiliate of the Issuer.

 

r. There are no securities or instruments
issued by or to which Issuer is a party containing antidilution or similar provisions that will be triggered by the issuance of
(i) the Acquired Shares or (ii) the shares to be issued pursuant to any Other Subscription Agreement, that have not been
or will not be validly waived on or prior to the Closing Date.

 

    

     

    

 

s. Neither the Issuer, nor any person acting
on its behalf has engaged or will engage in any form of general solicitation or general advertising (within the meaning of Regulation
D of the Securities Act) in connection with any offer or sale of the Acquired Shares.

 

5. Subscriber Representations
and Warranties. Subscriber represents and warrants that:

 

a.  Subscriber has
been duly formed or incorporated and is validly existing in good standing under the laws of its jurisdiction of incorporation or
formation, with power and authority to enter into, deliver and perform its obligations under this Subscription Agreement. If Subscriber
is an individual, Subscriber has the authority to enter into, deliver and perform its obligations under this Subscription Agreement.

 

b.  This Subscription
Agreement has been duly authorized, executed and delivered by Subscriber and, assuming that this Subscription Agreement constitutes
the valid and binding agreement of the Issuer and SPAC, this Subscription Agreement is the valid and binding obligation of Subscriber,
enforceable against Subscriber in accordance with its terms, except as may be limited or otherwise affected by (i) bankruptcy,
insolvency, reorganization, fraudulent conveyance, moratorium or other laws relating to or affecting the rights of creditors generally,
and (ii) principles of equity, whether considered at law or equity.

 

c. The execution,
delivery and performance by Subscriber of this Subscription Agreement, including the consummation of the transactions contemplated
hereby, have been duly authorized and approved by all necessary action on the part of Subscriber.

 

d. The execution, delivery
and performance by Subscriber of this Subscription Agreement, including the consummation of the transactions contemplated hereby
will not conflict with or result in a breach or violation of any of the terms or provisions of, or constitute a default under,
or result in the creation or imposition of any lien, charge or encumbrance upon any of the property or assets of Subscriber or
any of its subsidiaries pursuant to the terms of (i) any indenture, mortgage, deed of trust, loan agreement, lease, license
or other agreement or instrument to which Subscriber or any of its subsidiaries is a party or by which Subscriber or any of its
subsidiaries is bound or to which any of the property or assets of Subscriber or any of its subsidiaries is subject; (ii) Subscriber’s
organizational documents or under any law, rule, regulation, agreement or other obligation by which Subscriber is bound; (iii) any
statute or any judgment, order, rule or regulation of any court or governmental agency or body, domestic or foreign, having
jurisdiction over Subscriber or any of its subsidiaries or any of their respective properties, that, in the case of clauses (i) and
(iii), would reasonably be expected to have a material adverse effect on the legal authority or ability of Subscriber to perform
in any material respects its obligations hereunder.

 

e.  Subscriber (i) is
a “qualified institutional buyer” (as defined in Rule 144A under the Securities Act) or an institutional “accredited
investor” (within the meaning of Rule 501 under the Securities Act) satisfying the applicable requirements set forth
on Schedule A, (ii) or it is an “institutional account” (as defined in FINRA Rule 4512(c)) of an investment
adviser to which Subscriber has delegated investment decision making authority, (iii) is acquiring the Acquired Shares only
for its own account and not for the account of others, or if Subscriber is a “qualified institutional buyer” and is
subscribing for the Acquired Shares as a fiduciary or agent for one or more investor accounts, each owner of such account is a
 “qualified institutional buyer” and Subscriber has full investment discretion with respect to each such account, and
the full power and authority to make the acknowledgements, representations and agreements herein on behalf of each owner of each
such account, and (iv) is not acquiring the Acquired Shares with a view to, or for offer or sale in connection with, any distribution
thereof in violation of the Securities Act or any other securities laws of the United States or any other jurisdiction (and shall
provide the requested information on Schedule A following the signature page hereto). Subscriber is not an entity formed
for the specific purpose of acquiring the Acquired Shares, unless such newly formed entity is an entity in which all of the equity
owners are “accredited investors” (within the meaning of Rule 501(a) under the Securities Act).

 

    

     

    

 

f.  Subscriber understands
that the Acquired Shares are being offered in a transaction not involving any public offering within the meaning of the Securities
Act and that the Acquired Shares have not been registered under the Securities Act or any other securities laws of the United States
or any other jurisdiction. Subscriber understands that it is acquiring its entire ownership interest in the Acquired Shares for
Subscriber’s own account for investment purposes only and not with a view to any distribution of the Acquired Shares in any
manner that would violate the securities laws of the United States or any other jurisdiction. Subscriber understands that the Acquired
Shares may not be resold, transferred, pledged or otherwise disposed of by Subscriber absent an effective registration statement
under the Securities Act, except (i) to the Issuer or a subsidiary thereof, (ii) to non-U.S. persons pursuant to offers
and sales that occur in an “offshore transaction” within the meaning of Regulation S under the Securities Act, (iii) pursuant
to Rule 144 under the Securities Act (“Rule 144”), provided that all of the applicable conditions
thereof (including those set out in Rule 144(i) which are applicable to the Issuer) have been met or (iv) pursuant
to another applicable exemption from the registration requirements of the Securities Act, and that any certificates or book-entry
records representing the Acquired Shares shall contain a legend to such effect. Subscriber acknowledges that the Acquired Shares
will not be eligible for resale pursuant to Rule 144A promulgated under the Securities Act. Subscriber understands and agrees
that the Acquired Shares will be subject to the foregoing transfer restrictions and, as a result of these transfer restrictions,
Subscriber may not be able to readily resell the Acquired Shares and may be required to bear the financial risk of an investment
in the Acquired Shares for an indefinite period of time. Subscriber understands that it has been advised to consult legal counsel
prior to making any offer, resale, pledge or transfer of any of the Acquired Shares.

 

g.  Subscriber understands
and agrees that Subscriber is purchasing the Acquired Shares directly from the Issuer. Subscriber further acknowledges that there
have been no representations, warranties, covenants and agreements made to Subscriber by the Issuer, the SPAC or any of their respective
officers, directors or representatives, expressly or by implication, other than those representations, warranties, covenants and
agreements included in this Subscription Agreement.

 

h.  If Subscriber
is an employee benefit plan that is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”),
Subscriber represents and warrants that its acquisition and holding of the Acquired Shares will not constitute or result in a non-exempt
prohibited transaction under section 406 of ERISA, section 4975 of the Internal Revenue Code of 1986, as amended (the “Code”),
or any applicable similar law.

 

i.  In making its
decision to purchase the Acquired Shares, Subscriber represents that it has conducted and completed its own independent due diligence
and has independently made its own analysis and decision with respect to the Subscription. Subscriber further represents that,
except for the investor presentation to be filed by the SPAC as an exhibit to its Current Report on Form 8-K filed pursuant
to Section 10(r) below and the representations, warranties, covenants and agreements made by Issuer and SPAC herein,
it is relying exclusively on its own sources of information, investment analysis and due diligence (including professional advice
Subscriber deems appropriate) with respect to the Subscription, the Acquired Shares and the business, condition (financial and
otherwise), management, operations, properties and prospects of the Issuer, including but not limited to all business, legal, regulatory,
accounting, credit and tax matters. Subscriber acknowledges and agrees that it has received such information as Subscriber deems
necessary in order to make an investment decision with respect to the Acquired Shares, including with respect to the Issuer, SPAC,
Payoneer and the Transactions. Subscriber represents and agrees that Subscriber and Subscriber’s professional advisor(s),
if any, have had the full opportunity to ask such questions, receive such answers and obtain such information from the Issuer directly
as Subscriber and such Subscriber’s professional advisor(s), if any, have deemed necessary to make an investment decision
with respect to the Acquired Shares. Subscriber acknowledges and agrees that it has not relied on any statements or other information
provided by the Placement Agents or any of the affiliates thereof with respect to the Transactions, the Issuer, SPAC, Payoneer
or its decision to purchase the Acquired Shares other than the representations, warranties, covenants and agreements made by Issuer
and SPAC herein. Subscriber further acknowledges that the information provided to the Subscriber (other than the information reflected
in the representations and warranties made herein) is preliminary and subject to change, and that any changes to such information
following the date hereof, including any changes based on updated information, shall in no way affect the Subscriber’s obligation
to purchase the Acquired Shares hereunder.

 

    

     

    

 

j.  Subscriber became
aware of this offering of the Acquired Shares solely by means of direct contact between Subscriber and the Issuer, SPAC or by means
of contact from Goldman Sachs & Co. LLC and Citigroup Global Markets Inc., each acting as placement agent for the Issuer
(collectively, the “Placement Agents”), and the Acquired Shares were offered to Subscriber solely by direct
contact between Subscriber and the Issuer, SPAC or by contact between Subscriber and one or more Placement Agents. Subscriber did
not become aware of this offering of the Acquired Shares, nor were the Acquired Shares offered to Subscriber, by any other means.
Subscriber acknowledges that the Issuer represents and warrants that the Acquired Shares were not offered by any form of general
advertising or, to its knowledge, general solicitation.

 

k. Subscriber acknowledges
and agrees that (a) the Placement Agents are acting solely as placement agents in connection with the Subscription and are
not acting as underwriters or in any other capacity and are not and shall not be construed as a fiduciary for Subscriber, the Issuer,
SPAC or any other person or entity in connection with the Subscription, (b) the Placement Agents have not made and will not
make any representation or warranty, whether express or implied, of any kind or character and have not provided any advice or recommendation
in connection with the Subscription, (c) the Placement Agents will have no responsibility with respect to (i) any representations,
warranties or agreements made by any person or entity under or in connection with the Subscription or any of the documents furnished
pursuant thereto or in connection therewith, or the execution, legality, validity or enforceability (with respect to any person)
thereof, or (ii) the business, affairs, financial condition, operations, properties or prospects of, or any other matter concerning
the Issuer, the SPAC or the Subscription, and (d) the Placement Agents shall have no liability or obligation (including without
limitation, for or with respect to any losses, claims, damages, obligations, penalties, judgments, awards, liabilities, costs,
expenses or disbursements incurred by Subscriber, the Issuer, SPAC or any other person or entity), whether in contract, tort or
otherwise, to Subscriber, or to any person claiming through Subscriber, in respect of the Subscription, except in each case, to
the extent resulting from such Placement Agent’s own gross negligence, fraud or willful misconduct.

 

l. Subscriber acknowledges
that it is aware that there are substantial risks incident to the purchase and ownership of the Acquired Shares, including those
set forth in the SEC Documents. Subscriber has such knowledge and experience in financial, business and private equity matters
as to be capable of evaluating the merits and risks of an investment, both in general and with regard to all transactions and investment
strategies involving a security or securities, including Subscriber’s investment in the Acquired Shares, and Subscriber has
sought such accounting, legal and tax advice as Subscriber has considered necessary to make an informed investment decision.

 

m.  Subscriber represents
and acknowledges that, alone, or together with any professional advisor(s), Subscriber has adequately analyzed and fully considered
the risks of an investment in the Acquired Shares and determined that the Acquired Shares are a suitable investment for Subscriber
and that Subscriber is able at this time and in the foreseeable future to bear the economic risk of a total loss of Subscriber’s
investment in the Issuer. Subscriber acknowledges specifically that a possibility of total loss exists.

 

n. Subscriber understands
and agrees that no federal or state agency has passed upon or endorsed the merits of the offering of the Acquired Shares or made
any findings or determination as to the fairness of this investment.

 

o.  Subscriber represents
and warrants that Subscriber is not (i) a person or entity named on the OFAC List, (ii) owned or controlled by, or acting
on behalf of, a person, that is named on an OFAC List; (iii) organized, incorporated, established, located, resident or born
in, or a citizen, national, or the government, including any political subdivision, agency, or instrumentality thereof, of, Cuba, Iran,
North Korea, Syria, the Crimea region of Ukraine, or any other country or territory embargoed or subject to substantial trade restrictions
by the United States, (iv) a Designated National as defined in the Cuban Assets Control Regulations, 31 C.F.R. Part 515,
or (v) a non-U.S. shell bank or providing banking services indirectly to a non-U.S. shell bank. Subscriber agrees to provide
law enforcement agencies, if requested thereby, such records as required by applicable law, provided that Subscriber is permitted
to do so under applicable law. Subscriber represents that if it is a financial institution subject to the Bank Secrecy Act (31
U.S.C. section 5311 et seq.) (the “BSA”), as amended by the USA PATRIOT Act of 2001 (the “PATRIOT Act”),
and its implementing regulations (collectively, the “BSA/PATRIOT Act”), Subscriber maintains policies and procedures
reasonably designed to comply with applicable obligations under the BSA/PATRIOT Act. Subscriber also represents that, to the extent
required, it maintains policies and procedures reasonably designed to ensure compliance with OFAC-administered sanctions programs,
including for the screening of its investors against the OFAC Lists. Subscriber further represents and warrants that, to the extent
required, it maintains policies and procedures reasonably designed to ensure that the funds held by Subscriber and used to purchase
the Acquired Shares were legally derived.

 

    

     

    

 

p.  If Subscriber
is an employee benefit plan that is subject to Title I of ERISA, a plan, an individual retirement account or other arrangement
that is subject to section 4975 of the Code or an employee benefit plan that is a governmental plan (as defined in section 3(32)
of ERISA), a church plan (as defined in section 3(33) of ERISA), a non-U.S. plan (as described in section 4(b)(4) of ERISA)
or other plan that is not subject to the foregoing but may be subject to provisions under any other federal, state, local, non-U.S.
or other laws or regulations that are similar to such provisions of ERISA or the Code, or an entity whose underlying assets are
considered to include “plan assets” of any such plan, account or arrangement (each, a “Plan”) subject
to the fiduciary or prohibited transaction provisions of ERISA or section 4975 of the Code, Subscriber represents and warrants
that neither the Issuer, SPAC, nor any of their respective affiliates (the “Transaction Parties”)
has acted as the Plan’s fiduciary, or has been relied on for advice, with respect to its decision to acquire and hold the
Acquired Shares, and none of the Transaction Parties shall at any time be relied upon as the Plan’s fiduciary with respect
to any decision to acquire, continue to hold or transfer the Acquired Shares.

 

p. Subscriber has,
and at the Purchase Price Payment Date and the Closing will have, sufficient funds to pay the Purchase Price pursuant to Section 2(a).

 

6.            Registration
Rights.

 

a.  The Issuer agrees
that, within 15 Business Days after the Closing Date (the “Filing Date”), the Issuer will file with the Commission
(at the Issuer’s sole cost and expense) a registration statement registering the resale of the Acquired Shares (the “Registration
Statement”), and the Issuer shall use its commercially reasonable efforts to have the Registration Statement declared
effective as soon as practicable after the filing thereof, but no later than the earlier of (i) the 60th calendar day following
the Filing Date (or, if the Commission notifies the Issuer that it will “review” the Registration Statement, the earlier
of (x) the 90th calendar day following the Filing Date or (y) the first anniversary of the date of this Agreement) and
(ii) the 10th Business Day after the date the Issuer is notified (orally or in writing, whichever is earlier) by the Commission
that the Registration Statement will not be “reviewed” or will not be subject to further review (such earlier date,
the “Effectiveness Date”); provided, however, that if the Commission is closed for operations due to
a government shutdown, the Effectiveness Date shall be extended by the same amount of days that the Commission remains closed for
operations, provided, further, that the Issuer’s obligations to include the Acquired Shares in the Registration Statement
are contingent upon Subscriber furnishing in writing to the Issuer such information regarding Subscriber, the securities of the
Issuer held by Subscriber, the intended method of disposition of the Acquired Shares (which shall be limited to non-underwritten
public offerings) and such other information as shall be reasonably requested by the Issuer to effect the registration of the Acquired
Shares, and Subscriber shall execute such documents in connection with such registration as the Issuer may reasonably request that
are customary of a selling shareholder in similar situations, including providing that the Issuer shall be entitled to postpone
and suspend the effectiveness or use of the Registration Statement (i) as permitted hereunder and (ii) as may be necessary
in connection with the preparation and filing of a post-effective amendment to the Registration Statement following the filing
of the Issuer’s Annual Report on Form 10-K for its first completed fiscal year. With respect to the information to be
provided by Subscriber pursuant to this Section 6(a), the Issuer shall request such information from Subscriber at least five
Business Days prior to the anticipated filing date of the Registration Statement, and the Issuer shall provide a draft of the Registration
Statement to the Subscriber for review at least three Business Days in advance of filing the Registration Statement. Any failure
by the Issuer to file the Registration Statement by the Filing Date or to effect such Registration Statement by the Effectiveness
Date shall not otherwise relieve the Issuer of its obligations to file or effect the Registration Statement as set forth above
in this Section 6. If the Commission requests that the Subscriber be identified as a statutory underwriter in the Registration
Statement, the Subscriber will have an opportunity to withdraw from the Registration Statement. Notwithstanding the foregoing,
if the Commission prevents the Issuer from including any or all of the shares proposed to be registered under the Registration
Statement due to limitations on the use of Rule 415 of the Securities Act for the resale of the Acquired Shares by the applicable
shareholders or otherwise, such Registration Statement shall register for resale such number of Acquired Shares which is equal
to the maximum number of Acquired Shares as is permitted by the SEC. In such event, the number of Acquired Shares to be registered
for each selling shareholder named in the Registration Statement shall be reduced pro rata among all such selling shareholders.
The Issuer will use its commercially reasonable efforts to maintain the continuous effectiveness of the Registration Statement
until all such securities cease to be Registrable Securities (as defined below) or such shorter period upon which each undersigned
party with Registrable Securities included in such Registration Statement have notified the Issuer that such Registrable Securities
have actually been sold. The Issuer will provide all customary and commercially reasonable cooperation necessary to enable the
undersigned to resell Registrable Securities pursuant to the Registration Statement or Rule 144, as applicable, qualify the
Registrable Securities for listing on the primary stock exchange on which its Shares are then listed, update or amend the Registration
Statement as necessary to include Registrable Securities and provide customary notice to holders of Registrable Securities. “Registrable
Securities” shall mean, as of any date of determination, the Acquired Shares and any other equity security of the Issuer
issued or issuable with respect to the Acquired Shares by way of share split, dividend, distribution, recapitalization, merger,
exchange, replacement or similar event or otherwise. As to any particular Registrable Securities, once issued, such securities
shall cease to be Registrable Securities at the earliest of (A) when the undersigned ceases to hold any Registrable Securities,
(B) the date all Registrable Securities held by the undersigned may be sold without restriction under Rule 144, including
without limitation, any volume and manner of sale restrictions which may be applicable to affiliates under Rule 144, and without
the requirement for the Issuer to be in compliance with the current public information required under Rule 144(c), (C) when
they shall have ceased to be outstanding or (D) two years from the date of effectiveness of the Registration Statement.

 

    

     

    

 

b. In the case of
the registration, qualification, exemption or compliance effected by the Issuer pursuant to this Subscription Agreement, the Issuer
shall, upon reasonable request, inform Subscriber as to the status of such registration, qualification, exemption and compliance.
At its expense the Issuer shall:

 

(i)  except for
such times as the Issuer is permitted hereunder to suspend the use of the prospectus forming part of a Registration Statement,
use its commercially reasonable efforts to keep such registration, and any qualification, exemption or compliance under state securities
laws which the Issuer determines to obtain, continuously effective with respect to Subscriber, and to keep the applicable Registration
Statement or any subsequent shelf registration statement free of any material misstatements or omissions, for as long as Subscriber
continues to hold Registrable Securities.

 

(ii)  advise Subscriber
within three Business Days:

 

(1)  when
a Registration Statement or any amendment thereto has been filed with the Commission and when such Registration Statement or any
post-effective amendment thereto has become effective;

 

(2)  of
the issuance by the Commission of any stop order or other matter causing the suspension of the effectiveness of any Registration
Statement or the initiation of any proceedings for such purpose;

 

(3)  of
the receipt by the Issuer of any notification with respect to the suspension of the qualification of the Acquired Shares included
therein for sale in any jurisdiction or the initiation or threatening of any proceeding for such purpose; and

 

(4)  subject
to the provisions in this Subscription Agreement, of the occurrence of any event that requires the making of any changes in any
Registration Statement or prospectus included therein so that, as of such date, the statements therein are not misleading and do
not omit to state a material fact required to be stated therein or necessary to make the statements therein (in the case of a prospectus,
in the light of the circumstances under which they were made) not misleading.

 

Notwithstanding anything
to the contrary set forth herein, the Issuer shall not, when so advising Subscriber of such events, provide Subscriber with any
material, nonpublic information regarding the Issuer other than to the extent that providing notice to Subscriber of the occurrence
of the events listed in (1) through (4) above may constitute material, nonpublic information regarding the Issuer;

 

(iii)  use its
commercially reasonable efforts to obtain the withdrawal of any order suspending the effectiveness of any Registration Statement
as soon as reasonably practicable;

 

    

     

    

 

(iv)  upon the
occurrence of any event contemplated in Section 6(b)(ii)(4), except for such times as the Issuer is permitted hereunder to
suspend, and has suspended, the use of a prospectus forming part of a Registration Statement, the Issuer shall use its commercially
reasonable efforts to as soon as reasonably practicable prepare a post-effective amendment to such Registration Statement or a
supplement to the related prospectus, or file any other required document so that, as thereafter delivered to purchasers of the
Acquired Shares included therein, such prospectus will not include any untrue statement of a material fact or omit to state any
material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading;

 

(v)  use its commercially
reasonable efforts to cause all Acquired Shares to be listed on the primary securities exchange or market, if any, on which the
Shares issued by the Issuer have been listed; and

 

(vi)  use its
commercially reasonable efforts to take all other steps necessary to effect the registration of the Acquired Shares contemplated
hereby and to enable Subscriber to sell the Acquired Shares under Rule 144.

 

c.  Notwithstanding
anything to the contrary in this Subscription Agreement, the Issuer shall be entitled to delay the filing or postpone the effectiveness
of the Registration Statement, and from time to time to suspend the use or effectiveness thereof, if the negotiation or consummation
of a transaction by the Issuer or its subsidiaries is pending or an event has occurred, which negotiation, consummation or event
the Issuer’s board of directors reasonably believes would require additional disclosure by the Issuer in the Registration
Statement of material information that the Issuer has a bona fide business purpose for keeping confidential and the non-disclosure
of which in the Registration Statement would be expected, in the reasonable determination of the Issuer’s board of directors
to cause the Registration Statement to fail to comply with applicable disclosure requirements (each such circumstance, a “Suspension
Event”); provided, however, that the Issuer may not delay or suspend the Registration Statement on more
than two occasions or for more than 60 consecutive calendar days, or more than 120 total calendar days, in each case during
any 12-month period. Upon receipt of any written notice from the Issuer of the happening of any Suspension Event during the period
that the Registration Statement is effective or if as a result of a Suspension Event the Registration Statement or related prospectus
contains any untrue statement of a material fact or omits to state any material fact required to be stated therein or necessary
to make the statements therein, in light of the circumstances under which they were made (in the case of the prospectus) not misleading,
Subscriber agrees that (i) it will immediately discontinue offers and sales of the Acquired Shares under the Registration
Statement (excluding, for the avoidance of doubt, sales conducted pursuant to Rule 144) until Subscriber receives copies of
a supplemental or amended prospectus (which the Issuer agrees to promptly prepare) that corrects the misstatement(s) or omission(s) referred
to above and receives notice that any post-effective amendment has become effective or unless otherwise notified by the Issuer
that it may resume such offers and sales, and (ii) it will maintain the confidentiality of any information included in such
written notice delivered by the Issuer unless otherwise required by law or subpoena. If so directed by the Issuer, Subscriber will
deliver to the Issuer or, in Subscriber’s sole discretion destroy, all copies of the prospectus covering the Acquired Shares
in Subscriber’s possession; provided, however, that this obligation to deliver or destroy all copies of the prospectus
covering the Acquired Shares shall not apply (i) to the extent Subscriber is required to retain a copy of such prospectus
(a) in order to comply with applicable legal, regulatory, self-regulatory or professional requirements or (b) in accordance
with a bona fide pre-existing document retention policy or (ii) to copies stored electronically on archival servers as a result
of automatic data back-up.

 

d.  Subscriber may
deliver written notice (an “Opt-Out Notice”) to the Issuer requesting that Subscriber not receive notices from
the Issuer otherwise required by this Section 6; provided, however, that Subscriber may later revoke
any such Opt-Out Notice in writing. Following receipt of an Opt-Out Notice from Subscriber (unless subsequently revoked), (i) the
Issuer shall not deliver any such notices to Subscriber and Subscriber shall no longer be entitled to the rights associated with
any such notice and (ii) each time prior to Subscriber’s intended use of an effective Registration Statement, Subscriber
will notify the Issuer in writing at least two Business Days in advance of such intended use, and if a notice of a Suspension Event
was previously delivered (or would have been delivered but for the provisions of this Section 6(d)) and the related
suspension period remains in effect, the Issuer will so notify Subscriber, within one Business Day of Subscriber’s notification
to the Issuer, by delivering to Subscriber a copy of such previous notice of Suspension Event, and thereafter will provide Subscriber
with the related notice of the conclusion of such Suspension Event promptly following its availability.

 

    

     

    

 

e. Indemnification.

 

(i)  The Issuer
agrees to indemnify and hold harmless, to the fullest extent permitted by law, Subscriber, its directors, managers, officers, employees,
agents, trustees, partners, members, managers, stockholders, affiliates, investment advisors and each person or entity who controls
Subscriber (within the meaning of the Securities Act or the Exchange Act) from and against any and all losses, claims, damages,
liabilities and expenses (including, without limitation, any reasonable external attorneys’ fees and expenses incurred in
connection with defending or investigating any such action or claim) (“Losses”) caused by any untrue or alleged
untrue statement of material fact contained in any Registration Statement, prospectus included in any Registration Statement (“Prospectus”)
or preliminary Prospectus or any amendment thereof or supplement thereto or document incorporated by reference therein or any omission
or alleged omission of a material fact required to be stated therein or necessary to make the statements therein in light of the
circumstances under which they were made, not misleading, except insofar as the same are caused by or contained in any information
furnished in writing to the Issuer by or on behalf of such Subscriber expressly for use therein; provided, however, that the indemnification
contained in this Section (e) shall not apply to amounts paid in settlement of any Losses if such settlement is effected
without the consent of the Issuer (which consent shall not be unreasonably withheld, conditioned or delayed), nor shall the Issuer
be liable for any Losses to the extent they arise out of or are based upon a violation which occurs (A) in connection with
any failure of such person to deliver or cause to be delivered a Prospectus made available by the Issuer in a timely manner or
(B) in connection with any offers or sales effected by or on behalf of Subscriber in violation of this Agreement.

 

(ii)  In connection
with any Registration Statement in which Subscriber is participating, Subscriber shall furnish to the Issuer in writing such information
and affidavits as the Issuer reasonably requests for use in connection with any such Registration Statement or Prospectus. Subscriber
agrees, severally and not jointly with any other investor that is a party to the Other Subscription Agreements, to indemnify and
hold harmless, to the extent permitted by law, the Issuer, its directors and officers and agents and employees and each person
or entity who controls the Issuer (within the meaning of Section 15 of the Securities Act) against any losses, claims, damages,
liabilities and expenses (including, without limitation, reasonable and documented external attorneys’ fees) resulting from
or arising out of any untrue or alleged untrue statement of material fact contained in the Registration Statement, Prospectus or
preliminary Prospectus or any amendment thereof or supplement thereto or any omission or alleged omission of a material fact required
to be stated therein or necessary to make the statements therein in light of the circumstances under which they were made, not
misleading, but only to the extent that such untrue statement or omission is contained (or not contained in the case of an omission)
in and are based on any information or affidavit so furnished in writing by or on behalf of such Subscriber expressly for use therein;
provided, however, that in no event shall the liability of each such Subscriber be greater in amount than the dollar
amount of the net proceeds received by such Subscriber from the sale of Acquired Shares pursuant to such Registration Statement
giving rise to such indemnification obligation.

 

(iii)  Any person
or entity entitled to indemnification herein shall (1) give prompt written notice to the indemnifying party of any claim with
respect to which it seeks indemnification (provided that the failure to give prompt notice shall not impair any person’s
or entity’s right to indemnification hereunder to the extent such failure has not prejudiced the indemnifying party) and
(2) permit such indemnifying party to assume the defense of such claim with counsel reasonably satisfactory to the indemnified
party. If such defense is assumed, the indemnifying party shall not be subject to any liability for any settlement made by the
indemnified party without its consent, which shall not be unreasonably withheld, conditioned or delayed. An indemnifying party
who elects not to assume the defense of a claim shall not be obligated to pay the fees and expenses of more than one counsel for
all parties indemnified by such indemnifying party with respect to such claim, unless in the reasonable judgment of legal counsel
to any indemnified party a conflict of interest exists between such indemnified party and any other of such indemnified parties
with respect to such claim. No indemnifying party shall, without the consent of the indemnified party, consent to the entry of
any judgment or enter into any settlement which cannot be settled in all respects by the payment of money (and such money is so
paid by the indemnifying party pursuant to the terms of such settlement) or which settlement does not include as an unconditional
term thereof the giving by the claimant or plaintiff to such indemnified party of a release from all liability in respect to such
claim or litigation.

 

(iv)  The indemnification
provided for under this Subscription Agreement shall remain in full force and effect regardless of any investigation made by or
on behalf of the indemnified party or any officer, director, employee, agent, affiliate or controlling person of such indemnified
party and shall survive the transfer of the Acquired Shares.

 

    

     

    

 

 

(v)  If the indemnification
provided under this Section 6(e) from the indemnifying party is unavailable or insufficient to hold harmless an
indemnified party in respect of any losses, claims, damages, liabilities and expenses referred to herein, then the indemnifying
party, in lieu of indemnifying the indemnified party, shall contribute to the amount paid or payable by the indemnified party as
a result of such losses, claims, damages, liabilities and expenses in such proportion as is appropriate to reflect the relative
fault of the indemnifying party and the indemnified party, as well as any other relevant equitable considerations. The relative
fault of the indemnifying party and indemnified party shall be determined by reference to, among other things, whether any action
in question, including any untrue or alleged untrue statement of a material fact or omission or alleged omission to state a material
fact, was made by (or not made by, in the case of an omission), or relates to information supplied by (or not supplied by, in the
case of an omission), such indemnifying party or indemnified party, and the indemnifying party’s and indemnified party’s
relative intent, knowledge, access to information and opportunity to correct or prevent such action. The amount paid or payable
by a party as a result of the losses or other liabilities referred to above shall be deemed to include, subject to the limitations
set forth in Sections 6(e)(i), (ii) and (iii) above, any legal or other fees, charges or expenses reasonably incurred
by such party in connection with any investigation or proceeding. No person guilty of fraudulent misrepresentation (within the
meaning of Section 11(f) of the Securities Act) shall be entitled to contribution pursuant to this Section 6(e)(v) from
any person who was not guilty of such fraudulent misrepresentation. Each indemnifying party’s obligation to make a contribution
pursuant to this Section 6(e)(v)  shall be individual, not joint and several, and in no event shall the liability
of any Subscriber hereunder be greater in amount than the dollar amount of the net proceeds received by such Subscriber upon the
sale of the Acquired Shares giving rise to such indemnification obligation.

 

7.  Termination.
This Subscription Agreement shall terminate and be void and of no further force and effect, and all rights and obligations of the
parties hereunder shall terminate without any further liability on the part of any party in respect thereof, upon the earlier to
occur of (a) such date and time as the Reorganization Agreement is terminated in accordance with its terms, (b) upon
the mutual written agreement of each of the parties hereto to terminate this Subscription Agreement, or (c) if the conditions
to Closing set forth in Section 2(b) are not satisfied at, or are not capable of being satisfied on or prior to, the
Closing and, as a result thereof, the transactions contemplated by this Subscription Agreement will not be or are not consummated
at the Closing and (d) November 3, 2021 (which date may not be amended without Subscriber’s prior written consent)
if the closing of the Transactions has not occurred on or before such date; provided, that nothing herein will relieve any
party from liability for any willful breach hereof prior to the time of termination, and each party will be entitled to any remedies
at law or in equity to recover losses, liabilities or damages arising from such breach. The Issuer shall promptly notify Subscriber
in writing (with email being sufficient) of the termination of the Reorganization Agreement. For the avoidance of doubt, if any
termination hereof occurs after the delivery by Subscriber of the Purchase Price for the Acquired Shares, the Issuer shall promptly
(but not later than one (1) Business Day thereafter) return the Purchase Price to Subscriber without any deduction for or
on account of any tax, withholding, charges, or set-off.

 

8.  Additional Agreements and Waivers
of Subscriber

 

a. Trust Account Waiver. Subscriber
acknowledges that SPAC is a blank check company with the powers and privileges to effect a merger, asset acquisition, reorganization
or similar business combination involving SPAC and one or more businesses or assets. Subscriber further acknowledges that, as described
in SPAC’s prospectus relating to its initial public offering dated August 25, 2020 (the “August 2020 Prospectus”),
available at sec.gov, substantially all of SPAC’s assets consist of the cash proceeds of SPAC’s initial public offering
and private placements of its securities, and substantially all of those proceeds have been deposited in a trust account (the “Trust
Account”) for the benefit of its public shareholders and the underwriters of its initial public offering. Except with
respect to interest earned on the funds held in the Trust Account that may be released to SPAC to pay its tax obligations, if any,
the cash in the Trust Account may be disbursed only for the purposes set forth in the August 2020 Prospectus. For and in consideration
of SPAC entering into this Subscription Agreement, the receipt and sufficiency of which are hereby acknowledged, Subscriber, on
behalf of itself and its affiliates and representatives, hereby irrevocably waives any and all right, title and interest, or any
claim of any kind they have or may have in the future as a result of, or arising out of, this Subscription Agreement, in or to
any monies held in the Trust Account, and agrees not to seek recourse or make or bring any action, suit, claim or other proceeding
against the Trust Account as a result of, or arising out of, this Subscription Agreement, the transactions contemplated hereby
or the Acquired Shares, regardless of whether such claim arises based on contract, tort, equity or any other theory of legal liability;
provided however, that nothing in this Section 8 shall (x) serve to limit or prohibit the Subscriber’s right
to pursue a claim against Issuer for legal relief against assets held outside the Trust Account, for specific performance or other
equitable relief, (y) serve to limit or prohibit any claims that the Subscriber may have in the future against Issuer’s
assets or funds that are not held in the Trust Account (including any funds that have been released from the Trust Account and
any assets that have been purchased or acquired with any such funds) or (z) be deemed to limit any Subscriber’s right,
title, interest or claim to the Trust Account by virtue of such Subscriber’s record or beneficial ownership of securities
of SPAC acquired by any means other than pursuant to this Subscription Agreement, including but not limited to any redemption right
with respect to any such securities of SPAC. Subscriber acknowledges and agrees that it shall not have any redemption rights with
respect to the Acquired Shares pursuant to SPAC’s certificate of incorporation in connection with the Transactions or any
other business combination, any subsequent liquidation of the Trust Account or SPAC or otherwise. In the event Subscriber has any
claim against SPAC as a result of, or arising out of, this Subscription Agreement, the transactions contemplated hereby or the
Acquired Shares, it shall pursue such claim solely against SPAC and its assets outside the Trust Account and not against the Trust
Account or any monies or other assets in the Trust Account. This paragraph shall survive any termination of this Subscription Agreement.

 

     

     

    

 

b. No Hedging. Subscriber hereby
agrees that neither it, nor any person or entity acting on its behalf or pursuant to any understanding with it, shall execute
any short sales or engage in other hedging transactions of any kind with respect to the Acquired Shares during the period from
the date of this Subscription Agreement through the Closing (or such earlier termination of this Subscription Agreement). Nothing
in this Section 8(b) shall prohibit such persons from engaging in hedging transactions with respect to other securities
of SPAC, including Shares acquired in open market purchases, so long as such person does not create any “put equivalent
position,” as such term is defined in Rule 16a-1 under the Exchange Act, or short sale positions, with respect to the
Acquired Shares, nor shall this Section 8(b) prohibit (i) any other investment portfolios of the Subscriber that
have no knowledge of this Subscription Agreement or of Subscriber’s participation in this transaction (including Subscriber’s
controlled affiliates and/or affiliates) from entering into any short sales or engaging in other hedging transactions and (ii) in
the case of a Subscriber that is a multi-managed investment vehicle whereby separate portfolio managers manage separate portions
of such Subscriber’s assets and the portfolio managers have no knowledge of the investment decisions made by the portfolio
managers managing other portions of such Subscriber’s assets, the representation set forth above shall only apply with respect
to the portion of assets managed by the portfolio manager that made the investment decision to purchase the Acquired Shares covered
by this Subscription Agreement.

 

9.  Issuer’s Covenants

 

a.  Except as contemplated
herein, the Issuer, its subsidiaries and their respective affiliates shall not, and shall cause any person acting on behalf of
any of the foregoing to not, take any action or steps that would require registration of the issuance of any of the Acquired Shares
under the Securities Act.

 

b.  With a view
to making available to Subscriber the benefits of Rule 144 or any other similar rule or regulation of the Commission
that may at any time permit Subscriber to sell securities of the Issuer to the public without registration, the Issuer agrees,
for so long as Subscriber holds Registrable Securities:

 

(i) make and keep public information available, as those terms are understood and defined in Rule 144;

 

(ii) file
with the Commission in a timely manner all reports and other documents required of the Issuer under the Securities Act and the
Exchange Act so long as the Issuer remains subject to such requirements and the filing of such reports and other documents is required
for the applicable provisions of Rule 144; and

 

(iii) furnish
to Subscriber so long as it owns Acquired Shares, promptly upon request, (x) a written statement by the Issuer, if true, that
it has complied with the reporting requirements of Rule 144, the Securities Act and the Exchange Act, (y) a copy of the
most recent annual or quarterly report of the Issuer and such other reports and documents so filed by the Issuer (public availability
on the Commission’s EDGAR system (or successor system) being sufficient) and (z) such other information as may be reasonably
requested to permit Subscriber to sell such securities pursuant to Rule 144 without registration.

 

     

     

    

 

c. 
The Issuer will use the proceeds from the sale of the Acquired Shares and the shares issued and sold pursuant to the Other Subscription
Agreement as described in the Issuer’s definitive proxy statement on Schedule 14A delivered to its shareholders in connection
with the Transactions.

 

d.  The legend described
in Section 5(g) shall be promptly removed and the Issuer shall issue a certificate without such legend to the
holder of the Acquired Shares upon which it is stamped or issue to such holder by electronic delivery to Subscriber’s identified
custodial accounts, if (i) such Acquired Shares are registered for resale under the Securities Act, upon the sale thereof,
(ii) in connection with a sale, assignment or other transfer, such holder provides the Issuer with an opinion of counsel,
in a form reasonably acceptable to the Issuer, to the effect that such sale, assignment or transfer of the Acquired Shares may
be made without registration under the applicable requirements of the Securities Act, or (iii) the Acquired Shares can be
sold, assigned or transferred without restriction or current public information requirements pursuant to Rule 144, including
any volume and manner of sale restrictions which may be applicable to affiliates under Rule 144 and any requirement for the
Issuer to be in compliance with the current public information required under Rule 144(c) or Rule 144(i), as applicable,
and in each case, the holder provides the Issuer with an undertaking to effect any sales or other transfers in accordance with
the Securities Act. The Issuer shall be responsible for the fees of the Transfer Agent and all DTC fees associated with such issuance
and Subscriber shall be responsible for all other fees and expenses (including, without limitation, any applicable broker fees,
fees and disbursements of their legal counsel and any applicable transfer taxes). The Issuer shall provide a personal contact at
the Issuer’s transfer agent and shall use its commercially reasonable efforts to cause its transfer agent to promptly respond
to legend removal requests made by Subscriber in accordance with this provision.

 

10. Miscellaneous.

 

a.  Each party hereto
acknowledges that the other parties hereto and others will rely on the acknowledgments, understandings, agreements, representations
and warranties made by such party and contained in this Subscription Agreement. Prior to the Closing, each party hereto agrees
to promptly notify the other parties hereto if any of the acknowledgments, understandings, agreements, representations and warranties
set forth herein with respect to it are no longer accurate in all material respects. Subscriber further acknowledges and agrees
that each of the Placement Agents is a third-party beneficiary of the representations and warranties of the Subscriber contained
in this Subscription Agreement applicable to the Placement Agents.

 

b.  Each of the
Issuer, SPAC and Subscriber is entitled to rely upon this Subscription Agreement and is irrevocably authorized to produce this
Subscription Agreement or a copy hereof to any interested party in any administrative or legal proceeding or official inquiry with
respect to the matters covered hereby. Each of the Placement Agents and Payoneer is entitled to rely upon the representations and
warranties made by SPAC and Subscriber in this Subscription Agreement.

 

c.  This Subscription
Agreement may not be transferred or assigned without the prior written consent of each of the other parties hereto. Notwithstanding
the foregoing, this Subscription Agreement and any of Subscriber’s rights and obligations hereunder may be assigned to any
fund or account managed by the same investment manager or investment advisor as Subscriber or by an affiliate of such investment
manager or investor advisor, without the prior consent of the Issuer or SPAC, provided that such assignee(s) agrees
in writing to be bound by the terms hereof. Upon such assignment by a Subscriber, the assignee(s) shall become Subscriber
hereunder and have the rights and obligations provided for herein to the extent of such assignment; provided further that,
no assignment shall relieve the assigning party of any of its obligations hereunder, including any assignment to any fund or account
managed by the same investment manager or investment advisor as Subscriber or by an affiliate of such investment manager or investment
advisor, unless consented to in writing by the Issuer and SPAC. Neither this Subscription Agreement nor any rights that may accrue
to the Issuer or SPAC hereunder or any of the Issuer’s or SPAC’s obligations may be transferred or assigned other than
pursuant to the Transactions.

 

     

     

    

 

d.  All the representations
and warranties made by each party hereto in this Subscription Agreement shall survive the Closing. All covenants made by each party
hereto in this Subscription Agreement required to be performed after the Closing shall expire upon performance. All other agreements
made by each party hereto in this Subscription Agreement shall expire at the Closing.

 

e.  The Issuer and
SPAC may request from Subscriber such additional information as the Issuer and/or SPAC, as applicable, may deem reasonably necessary
to evaluate the eligibility of Subscriber to acquire the Acquired Shares, and Subscriber shall promptly provide such information
as may be reasonably requested, to the extent readily available and to the extent consistent with its internal policies and procedures;
provided, that, each of the Issuer and SPAC agrees to keep any such information provided by Subscriber confidential; provided,
further, that upon recipient of such additional information, the Issuer and SPAC shall be allowed to convey such information
to each Placement Agent and/or Payoneer and such Placement Agent or Payoneer, as applicable, shall keep the information confidential,
except as may be required by applicable law, rule, regulation or in connection with any legal proceeding or regulatory request.

 

f.  This Subscription
Agreement may not be modified, waived or terminated except by an instrument in writing, signed by the party against whom enforcement
of such modification, waiver, or termination is sought.

 

g.  This Subscription
Agreement constitutes the entire agreement, and supersedes all other prior agreements, understandings, representations and warranties,
both written and oral, among the parties, with respect to the subject matter hereof.

 

h.  Except as otherwise
provided herein, this Subscription Agreement shall be binding upon, and inure to the benefit of the parties hereto and their heirs,
executors, administrators, successors, legal representatives, and permitted assigns, and the agreements, representations, warranties,
covenants and acknowledgments contained herein shall be deemed to be made by, and be binding upon, such heirs, executors, administrators,
successors, legal representatives and permitted assigns.

 

i.  If any provision
of this Subscription Agreement shall be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining
provisions of this Subscription Agreement shall not in any way be affected or impaired thereby and shall continue in full force
and effect.

 

j.  This Subscription
Agreement may be executed in two or more counterparts (including by electronic means), all of which shall be considered one
and the same agreement and shall become effective when signed by each of the parties and delivered to the other parties, it being
understood that all parties need not sign the same counterpart.

 

k.  Each party shall
pay all of its own expenses in connection with this Subscription Agreement and the transactions contemplated by this Subscription
Agreement.

 

l. The Issuer shall be
responsible for the fees of the Transfer Agent, the escrow agent, stamp taxes and all of DTC’s fees associated with the issuance
of the Acquired Shares.

 

m. Subscriber understands
and agrees that (i) no disclosure or offering document has been prepared by the Placement Agents or any of their respective
affiliates in connection with the offer and sale of the Acquired Shares; (ii) the Placement Agents and their respective directors,
officers, employees, representatives and controlling persons have made no independent investigation with respect to the Issuer,
SPAC, Payoneer, the Transactions or the Acquired Shares or the accuracy, completeness or adequacy of any information supplied to
Subscriber by the Issuer and/or SPAC; and (iii) in connection with the issue and purchase of the Acquired Shares, the Placement
Agents have not acted as the Subscriber’s financial advisor, tax or fiduciary.

 

n.  Any notice
or communication required or permitted hereunder shall be in writing and either delivered personally, emailed or telecopied, sent
by overnight mail via a reputable overnight carrier, or sent by certified or registered mail, postage prepaid, and shall be deemed
to be given and received (i) when so delivered personally, (ii) upon receipt of an appropriate electronic answerback
or confirmation when so delivered by telecopy (to such number specified below or another number or numbers as such person may
subsequently designate by notice given hereunder), (iii) when sent, with no mail undeliverable or other rejection notice,
if sent by email, or (d) five (5) Business Days after the date of mailing to the address below or to such other address
or addresses as such person may hereafter designate by notice given hereunder:

 

     

     

    

 

(A)  if to Subscriber,
to such address or addresses set forth on the signature page hereto;

 

(B)  if to SPAC, to:

 

FTAC Olympus Acquisition Corp.

2929 Arch Street, Suite 1703

Philadelphia, PA 19104

		Attention:	Amanda Abrams

		Telephone:	(215) 701-9555

		Email:	aabrams@cohenandcompany.com

 

with a required copy to (which copy shall not constitute
notice):

 

Morgan, Lewis & Bockius LLP

101 Park Avenue

New York, NY 10178

		Attention:	Howard A. Kenny

Jeffrey A. Letalien

		Telephone:	212-309-6000

		E-mail:	howard.kenny@morganlewis.com;

                                         jeffrey.letalien@morganlewis.com

 

(C)  if to the Issuer, to:

 

New Starship Parent Inc.

c/o FTAC Olympus Acquisition Corp.

2929 Arch Street, Suite 1703

Philadelphia, PA 19104

		Attention:	Amanda Abrams

		Telephone:	(215) 701-9555

		Email:	aabrams@cohenandcompany.com

 

with a required copy to (which copy shall not constitute
notice):

 

Morgan, Lewis & Bockius LLP

101 Park Avenue

New York, NY 10178

		Attention:	Howard A. Kenny

			Jeffrey A. Letalien

		Telephone:	212-309-6000

		E-mail:	howard.kenny@morganlewis.com;

                                         jeffrey.letalien@morganlewis.com

 

with a required copy to (which copy shall not constitute
notice):

 

Payoneer Inc.

150 West 30th St., Suite 600,

New York, New York, 10001, USA

		Attn:	Scott Galit, CEO

Tsafi Goldman, CLRO

		E-mail:	scottga@payoneer.com

		E-mail:	tsafigo@payoneer.com

 

     

     

    

 

with a required copy to (which copy shall not constitute
notice):

 

Davis Polk & Wardwell LLP

450 Lexington Avenue

New York, NY 10017

		Attention:	Lee Hochbaum

Evan Rosen 

Byron Rooney

		Telephone:	212-450-4000

		E-mail:	lee.hochbaum@davispolk.com;

                                         evan.rosen@davispolk.com; 

                                         byron.rooney@davispolk.com

 

o.  The parties
hereto agree that irreparable damage would occur in the event that any of the provisions of this Subscription Agreement were not
performed in accordance with their specific terms or were otherwise breached. It is accordingly agreed that the parties shall be
entitled to an injunction or injunctions to prevent breaches of this Subscription Agreement and to enforce specifically the terms
and provisions of this Subscription Agreement, this being in addition to any other remedy to which such party is entitled at law,
in equity, in contract, in tort or otherwise.

 

p.  This Subscription
Agreement, and any claim or cause of action hereunder based upon, arising out of or related to this Subscription Agreement (whether
based on law, in equity, in contract, in tort or any other theory) or the negotiation, execution, performance or enforcement of
this Subscription Agreement, shall be governed by and construed in accordance with the laws of the State of New York, without giving
effect to the principles of conflicts of laws thereof.

 

THE PARTIES HERETO
IRREVOCABLY SUBMIT TO THE EXCLUSIVE JURISDICTION OF THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK, THE
SUPREME COURT OF THE STATE OF NEW YORK AND THE FEDERAL COURTS OF THE UNITED STATES OF AMERICA LOCATED IN THE STATE OF NEW YORK
SOLELY IN RESPECT OF THE INTERPRETATION AND ENFORCEMENT OF THE PROVISIONS OF THIS SUBSCRIPTION AGREEMENT AND THE TRANSACTIONS CONTEMPLATED
HEREBY, AND HEREBY WAIVE, AND AGREE NOT TO ASSERT, AS A DEFENSE IN ANY ACTION, SUIT OR PROCEEDING FOR INTERPRETATION OR ENFORCEMENT
HEREOF OR THAT SUCH ACTION, SUIT OR PROCEEDING MAY NOT BE BROUGHT OR IS NOT MAINTAINABLE IN SAID COURTS OR THAT VENUE THEREOF
MAY NOT BE APPROPRIATE OR THAT THIS SUBSCRIPTION AGREEMENT MAY NOT BE ENFORCED IN OR BY SUCH COURTS, AND THE PARTIES
HERETO IRREVOCABLY AGREE THAT ALL CLAIMS WITH RESPECT TO SUCH ACTION, SUIT OR PROCEEDING SHALL BE HEARD AND DETERMINED BY SUCH
A NEW YORK STATE OR FEDERAL COURT. THE PARTIES HEREBY CONSENT TO AND GRANT ANY SUCH COURT JURISDICTION OVER THE PERSON OF SUCH
PARTIES AND OVER THE SUBJECT MATTER OF SUCH DISPUTE AND AGREE THAT MAILING OF PROCESS OR OTHER PAPERS IN CONNECTION WITH SUCH ACTION,
SUIT OR PROCEEDING IN THE MANNER PROVIDED IN SECTION 10(n) OR IN SUCH OTHER MANNER AS MAY BE PERMITTED BY
LAW SHALL BE VALID AND SUFFICIENT SERVICE THEREOF.

 

EACH PARTY ACKNOWLEDGES
AND AGREES THAT ANY CONTROVERSY WHICH MAY ARISE UNDER THIS SUBSCRIPTION AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY
IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES, AND THEREFORE EACH SUCH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES
ANY RIGHT SUCH PARTY MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING
TO THIS SUBSCRIPTION AGREEMENT OR THE TRANSACTIONS CONTEMPLATED BY THIS SUBSCRIPTION AGREEMENT. EACH PARTY CERTIFIES AND ACKNOWLEDGES
THAT (I) NO REPRESENTATIVE, PLACEMENT AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT SUCH
OTHER PARTY WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING WAIVER; (II) SUCH PARTY UNDERSTANDS
AND HAS CONSIDERED THE IMPLICATIONS OF THE FOREGOING WAIVER; (III) SUCH PARTY MAKES THE FOREGOING WAIVER VOLUNTARILY AND (IV) SUCH
PARTY HAS BEEN INDUCED TO ENTER INTO THIS SUBSCRIPTION AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVER AND CERTIFICATIONS IN
THIS SECTION 10(p).

 

     

     

    

 

q.  If, any change
in the Shares shall occur between the date hereof and immediately prior to the Closing by reason of any reclassification, recapitalization,
stock split (including reverse stock split) or combination, exchange or readjustment of shares, or any stock dividend, the number
of Acquired Shares issued to Subscriber shall be appropriately adjusted to reflect such change.

 

r. SPAC shall, by 9:00
a.m., New York City time, on the first Business Day immediately following the date of this Subscription Agreement, issue one or
more press releases or file with the Commission a Current Report on Form 8-K (collectively, the “Disclosure Document”)
disclosing all material terms of the transactions contemplated hereby and by the Other Subscription Agreements, the Transactions
and any other material, nonpublic information that SPAC or any of its officers, directors, employees or agents (including the Placement
Agents) has provided to Subscriber at any time prior to the filing of the Disclosure Document. Upon the issuance of the Disclosure
Document, to SPAC’s knowledge, Subscriber shall not be in possession of any material, non-public information received from
SPAC or any of its officers, directors or employees or agents (including the Placement Agents) and Subscriber shall no longer be
subject to any confidentiality or similar obligations under any current agreement, whether written or oral with SPAC, the Placement
Agents or any of their affiliates. Notwithstanding anything in this Subscription Agreement to the contrary, neither SPAC nor Issuer
shall publicly disclose the name of Subscriber or any of its affiliates or its investment adviser, or include the name of Subscriber
or any of its affiliates or its investment adviser (i) in any press release without the prior written consent of Subscriber
or (ii) in any filing with the Commission or any regulatory agency or trading market, without the prior written consent of
Subscriber, except as required by state or federal securities law, any governmental authority or stock exchange rule, in which
case SPAC or Issuer, as applicable, shall provide Subscriber with prior written notice of such disclosure permitted under hereunder.

 

11. Non-Reliance and Exculpation.

 

The Subscriber acknowledges that it is not
relying upon, and has not relied upon, any statement, representation or warranty made by any person other than the statements,
representations and warranties contained in this Subscription Agreement in making its investment or decision to invest in the Issuer. 
The Subscriber agrees that neither (i) any other purchaser pursuant to other subscription agreements entered into in connection
with the Subscription (including the controlling persons, members, officers, directors, partners, agents, or employees of any such
other purchaser) nor (ii) the Placement Agents, their respective affiliates or any of their or their affiliates’ respective
control persons, officers, directors or employees, shall be liable to the Subscriber pursuant to this Subscription Agreement for
any action heretofore or hereafter taken or omitted to be taken by any of them in connection with the purchase of the Acquired
Shares, except in each case, to the extent resulting from such Placement Agent’s own gross negligence, fraud or willful misconduct.

 

12. Massachusetts Business Trust.

 

If Subscriber is a Massachusetts Business
Trust, a copy of the Agreement and Declaration of Trust of Subscriber or any affiliate thereof is on file with the Secretary of
State of the Commonwealth of Massachusetts and notice is hereby given that the Subscription Agreement is executed on behalf of
the trustees of Subscriber or any affiliate thereof as trustees and not individually and that the obligations of the Subscription
Agreement are not binding on any of the trustees, officers or stockholders of Subscriber or any affiliate thereof individually
but are binding only upon Subscriber or any affiliate thereof and its assets and property.

 

[Signature pages follow.]

 

     

     

    

 

IN WITNESS WHEREOF,
each of the Issuer, SPAC and Subscriber has executed or caused this Subscription Agreement to be executed by its duly authorized
representative as of the date set forth below.

 

 

 

	 	 	New Starship Parent Inc.
	 	 	 
	 	 	By:	
	 	 	Name:	 
	 	 	Title:	 

 

 

	 	 	FTAC Olympus Acquisition Corp.
	 	 	 
	 	 	By:	 
	 	 	Name:	               
	 	 	Title:	 

 

Date: February 3, 2021

 

Signature
Page to

Subscription Agreement

 

     

     

    

 

	SUBSCRIBER:	 	 
	 	 	 
	
        Signature of Subscriber:

         

         

         
	 	Signature of Joint Subscriber, if applicable:
	 	 	 
	By:	                      	 	By:	                    
	Name:

Title:	 	

Name:

Title:

 

 

Date:  February 3, 2021

 

 

	Name of Subscriber:	 	Name of Joint Subscriber, if applicable:
	 	 	 
	 	 	 
	(Please
print. Please indicate name and

capacity of person signing above)	 	(Please
print. Please indicate name and

capacity of person signing above)
	 	 	 
	 	 	 
	Name
in which securities are to be registered

(if different)	 	 
	 	 	 
	Email Address:	 	 
	 	 	 
	If there are joint investors, please check one:	 	 
	 	 	 
	 ̈ Joint Tenants with Rights of Survivorship	 	 
	 	 	 
	 ̈ Tenants-in-Common	 	 
	 	 	 
	 ̈ Community Property	 	 
	 	 	 
	Subscriber’s EIN:	                                	 	 	Joint Subscriber’s
EIN:
	 	 	 	 
	Business Address-Street:	 	Mailing Address-Street (if different):
	 	 	 
		 	
	 	 	 
	 	 	 
	City, State, Zip:	 	City, State, Zip:
	 	 	 
	Attn:	 	Attn:
	 	 	 
	Telephone No.: 	 	 	 	Telephone No.: 	                  	 
	 	 	 
	Facsimile No.: 	 	 	 	Facsimile No.: 	 	 	 
	 	 	 
	Aggregate Number of Acquired Shares subscribed for:	 	 

 

	 	 	 

 

 

Signature
Page to

Subscription Agreement

 

     

     

    

 

	Aggregate Purchase Price: $	 	 	 

 

You must pay the Purchase Price by wire
transfer of United States dollars in immediately available funds to the account specified by the Issuer in the Closing Notice.

 

Number of Acquired Shares subscribed for
and aggregate Purchase Price accepted and agreed to as of this 3rd day of February, 2021, by:

 

FTAC Olympus Acquisition Corp.

 

	By:  	 	 	 
	Name: 	 	 	 
	Title:	 	 	 

 

Signature
Page to

Subscription Agreement

 

     

     

    

 

 

SCHEDULE A

ELIGIBILITY REPRESENTATIONS OF SUBSCRIBER

 

	A.	QUALIFIED INSTITUTIONAL BUYER STATUS

(Please check the applicable subparagraphs):
	 	 
	 	1.	 ̈ We are a “qualified institutional buyer” (as defined in Rule 144A under the Securities Act (a “QIB”)).
	 	 	 
	 	2.	 ̈ We are subscribing for the Acquired Shares as a fiduciary or agent for one or more investor accounts, and each owner of such account is a QIB.

 

*** OR ***

 

	B.	INSTITUTIONAL ACCREDITED INVESTOR STATUS

(Please check each of the following subparagraphs):
	 	 
	 	1.	 ̈ We are an “accredited investor” (within the meaning of Rule 501(a)(1), (2), (3) or (7) under the Securities Act) or an entity in which all of the equity holders are accredited investors within the meaning of Rule 501(a) under the Securities Act and have marked and initialed the appropriate box on the following page indicating the provision under which we qualify as an “accredited investor”.
	 	2.	 ̈ We are not a natural person.

 

*** AND ***

 

	C.	AFFILIATE STATUS

(Please check the applicable box)
	 	SUBSCRIBER:
	 	 
	 	 ̈	is:
	 	 	 
	 	 ̈	is not:

 

an “affiliate” (as
defined in Rule 144 under the Securities Act) of the Issuer or acting on behalf of an affiliate of the Issuer.

 

FINRA Rule 4512(c) states that
an “institutional account” shall mean any person who comes within any of the below listed categories. Subscriber has
indicated, by marking and initialing the appropriate box below, the provision(s) below which apply to Subscriber and under
which Subscriber accordingly qualifies as an “institutional account.”

 

  ̈
a bank, savings and loan association, insurance company or registered investment company;

 

  ̈
an investment adviser registered either with the Commission under Section 203 of the Investment Advisers Act or with a
state securities commission (or any agency or office performing like functions); or

 

  ̈
any other person (whether a natural person, corporation, partnership, trust or otherwise) with total assets of at least $50
million.

 

This page should
be completed by Subscriber

and constitutes a part of the Subscription Agreement.

 

    Schedule A-1

     

    

 

Rule 501(a), in relevant part, states that an “accredited
investor” shall mean any person who comes within any of the below listed categories, or who the issuer reasonably believes
comes within any of the below listed categories, at the time of the sale of the securities to that person. Subscriber has indicated,
by marking and initialing the appropriate box below, the provision(s) below that apply to Subscriber and under which Subscriber
accordingly qualifies as an “accredited investor.”

 

  ̈
Any bank as defined in section 3(a)(2) of the Securities Act, or any savings and loan association or other institution
as defined in section 3(a)(5)(A) of the Securities Act whether acting in its individual or fiduciary capacity;

 

  ̈
Any broker or dealer registered pursuant to section 15 of the Exchange Act;

 

  ̈
An investment adviser registered pursuant to section 203 of the Investment Advisers Act of 1940 or registered pursuant to the
laws of a state;

 

  ̈
An investment adviser relying on the exemption from registering with the Securities and Exchange Commission under section
203(l) or (m) of the Investment Advisers Act of 1940;

 

  ̈
Any insurance company as defined in section 2(a)(13) of the Securities Act;

 

  ̈
Any investment company registered under the Investment Company Act of 1940 or a business development company as defined in
section 2(a)(48) of the Securities Act;

 

  ̈
Any Small Business Investment Company licensed by the U.S. Small Business Administration under section 301(c) or
(d) of the Small Business Investment Act of 1958;

 

  ̈
A Rural Business Investment Company as defined in section 384A of the Consolidated Farm and Rural Development Act;

 

  ̈
Any plan established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or
its political subdivisions, for the benefit of its employees, if such plan has total assets in excess of $5,000,000;

 

  ̈
Any employee benefit plan within the meaning of the Employee Retirement Income Security Act of 1974 if the investment
decision is made by a plan fiduciary, as defined in section 3(21) of such Act, which is either a bank, savings and loan
association, insurance company, or registered investment adviser, or if the employee benefit plan has total assets in excess
of $5,000,000 or, if a self-directed plan, with investment decisions made solely by persons that are accredited
investors;

 

  ̈
Any private business development company as defined in section 202(a)(22) of the Investment Advisers Act of 1940;

 

  ̈
Any organization described in section 501(c)(3) of the Internal Revenue Code, corporation, Massachusetts or similar
business trust, partnership or limited liability company, not formed for the specific purpose of acquiring the securities
offered, with total assets in excess of $5,000,000;

 

  ̈
Any entity in which all of the equity owners are accredited investors.

 

This page should be completed
by Subscriber

and constitutes a part of the Subscription Agreement.

 

    Schedule A-2

     

    

 

  ̈
Any trust, with total assets in excess of $5,000,000, not formed for the specific purpose of acquiring the securities
offered, whose purchase is directed by a sophisticated person as described in Rule 506(b)(2)(ii) of the Securities
Act;

 

  ̈
An entity, of a type not listed in any of the foregoing paragraphs, not formed for the specific purpose of acquiring the
securities offered, owning investments in excess of $5,000,000;

 

  ̈
A “family office,” as defined in rule 202(a)(11)(G)-1 under the Investment Advisers Act of 1940 (17 CFR
275.202(a)(11)(G)-1): (i) with assets under management in excess of $5,000,000, (ii) that is not formed for the
specific purpose of acquiring the securities offered, and (iii) whose prospective investment is directed by a person who
has such knowledge and experience in financial and business matters that such family office is capable of evaluating the
merits and risks of the prospective investment;

 

  ̈
A “family client,” as defined in rule 202(a)(11)(G)-1 under the Investment Advisers Act of 1940 (17 CFR
275.202(a)(11)(G)-1)), of a family office meeting the requirements in the foregoing paragraph and whose prospective
investment in the issuer is directed by such family office pursuant to clause (iii) in the foregoing paragraph;

 

  ̈
Any natural person whose individual net worth, or joint net worth with that person’s spouse, at the time of his
purchase exceeds $1,000,000.  For purposes of calculating a natural person’s net worth: (a) the
person’s primary residence must not be included as an asset; (b) indebtedness secured by the person’s
primary residence up to the estimated fair market value of the primary residence must not be included as a liability (except
that if the amount of such indebtedness outstanding at the time of calculation exceeds the amount outstanding 60 days before
such time, other than as a result of the acquisition of the primary residence, the amount of such excess must be included as
a liability); and (c) indebtedness that is secured by the person’s primary residence in excess of the estimated
fair market value of the residence must be included as a liability;

 

 ̈ Any natural person who had an individual
income in excess of $200,000 in each of the two most recent years or joint income with that person’s spouse in excess of
$300,000 in each of those years and has a reasonable expectation of reaching the same income level in the current year; or

 

 ̈ Any entity in which all of the equity
owners are accredited investors meeting one or more of the above tests.

 

This page should be completed
by Subscriber

and constitutes a part of the Subscription Agreement.

 

    Schedule A-3

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