Document:

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                                 LOAN AGREEMENT

                                     Between

                            DIVERSE MEDIA GROUP CORP.
                                     Lender

                                       and

                           DIVERSE TALENT GROUP, INC.

                                    Borrower

                               CHRISTOPHER NASSIF

                        Fraudulent Transaction Guarantor

                            Dated as of May 24, 2006

<PAGE>

                                 LOAN AGREEMENT

                                Table of Contents

1.    Definitions.............................................................1

1.1   Definitions.............................................................1

2.    Loan Description........................................................4

2.1   Commitment..............................................................4

2.2   Borrowing Procedures....................................................4

2.3   Conditions to Each Loan.................................................5

2.4   Note....................................................................5

2.5   Due Date................................................................5

2.6   Prepayments.............................................................5

3.    Security for Obligations................................................6

4.    Fraud Guarantee.........................................................6

5.    Effectiveness; Conditions to Loan Disbursements.........................6

5.1   Initial Loan............................................................6

5.2   All Loans...............................................................7

6.    Representations and Warranties..........................................7

6.1   Organization and Qualification..........................................7

6.2   Authorization...........................................................7

6.3   No Liens................................................................7

6.4   No Governmental Approval Necessary......................................8

6.5   Accuracy of Financial Statements........................................8

6.6   No Pending or Threatened Litigation.....................................8

6.7   Full and Accurate Disclosure............................................8

6.8   Compliance with All Applicable Law......................................8

6.9   Operation of Business...................................................8

6.10  Payment of Taxes........................................................9

6.11  Subsidiaries............................................................9

7.    Borrower's Covenants....................................................9

7.1   Use of Proceeds.........................................................9

                                       ii
<PAGE>

7.2   Continued Compliance with Applicable Law................................9

7.3   Prior Consent for Amendment or Change...................................9

7.4   Payment of Taxes and Obligations.......................................10

7.5   Financial Statements, Reports and Tax Returns..........................10

7.6   Financial Covenants....................................................10

7.7   Limitations on Debt....................................................11

7.8   Limitations on Loans...................................................11

7.9   Limitations on Operating Leases........................................11

7.10  Restricted Payments....................................................11

7.11  Liens..................................................................11

7.12  Investments............................................................12

7.13  Mergers, Consolidations, Sales.........................................12

7.14  Subsidiaries...........................................................12

7.15  Insurance..............................................................12

7.16  Inspection.............................................................12

7.17  Operation of Business..................................................12

7.18  Maintenance of Records and Properties..................................13

7.19  Notice of Default, Litigation..........................................13

7.20  Maintenance of Existence, etc..........................................13

7.21  Further Assurances.....................................................13

8.    Default................................................................13

8.1   Events of Default......................................................13

8.2   No Waiver of Event of Default..........................................15

9.    Remedies...............................................................15

9.1   Remedies upon Event of Default.........................................15

9.2   Rights and Remedies Cumulative; No Waiver of Rights....................16

9.3   Offset.................................................................16

10.   General Provisions.....................................................16

10.1  Governing Agreement....................................................16

10.2  Borrower's Obligations Cumulative......................................17

10.3  Payment of Expenses and Attorney's Fees................................17

                                      iii
<PAGE>

10.4  Right to Perform for Borrower..........................................17

10.5  Assignability..........................................................17

10.6  Third Party Beneficiaries..............................................18

10.7  Governing Law..........................................................18

10.8  Severability...........................................................18

10.9  Interpretation of Loan Agreement.......................................18

10.10 Survival and Binding Effect of Representations, Warranties,
       and Covenants.........................................................18

10.11 Indemnification........................................................19

10.12 Interest on Expenses and Indemnification, Collateral, Order of
       Application...........................................................19

10.13 Limitation of Consequential Damages....................................19

10.14 Revival Clause.........................................................19

10.15 Governing Law; Dispute Resolution......................................20

10.16 Notices................................................................20

10.17 Counterparts...........................................................21

10.18 Disclosure of Financial and Other Information..........................21

10.19 Integrated Agreement and Subsequent Amendment..........................21

EXHIBITS

Exhibit A - Note
Exhibit B - Fraudulent Transaction Guarantee

                                       iv
<PAGE>

                                 Loan Agreement

         This Loan Agreement is made and entered into by and between Diverse
Media Group Corp. ("Lender"), a Utah corporation and a wholly owned subsidiary
of CirTran Corporation, a Nevada corporation, and Diverse Talent Group, Inc., a
California corporation ("Borrower"), and Christopher Nassif, an individual
("Fraud Guarantor").

         For good and valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, the parties agree as follows:

1.       Definitions
         -----------

         1.1      Definitions
                  -----------

         Terms defined in the singular shall have the same meaning when used in
the plural and vice versa. As used herein, the term:

         "Business Day" means any day not a Saturday, Sunday or legal holiday in
the State of California.

         "Change of Control" means (a) the acquisition by any Person or group of
Persons (within the meaning of Section 13 or 14 of the Securities Exchange Act
of 1934, as amended) of beneficial ownership (within the meaning of Rule 13d-3
promulgated under such Act) of 20% or more of the outstanding shares of common
stock of the Borrower; or (b) during any 12-month period, individuals who at the
beginning of such period constituted Borrower's Board of Directors (together
with any new directors whose election by Borrower's Board of Directors or whose
nomination for election by Borrower's shareholders was approved by a vote of a
majority of the directors who either were directors at beginning of such period
or whose election or nomination was previously so approved) ceasing for any
reason to constitute a majority of the Board of Directors of Borrower.

         "Commitment" means the commitment of Lender hereunder to make Loans to
Borrower. The initial amount of the Commitment is Two Hundred Thousand Dollars
($200,000.00).

         "Compliance Certificate" means a compliance certificate in a form
acceptable to Lender certifying Borrower's status regarding Borrower's
compliance with all terms and conditions of this Loan Agreement, including
compliance with the financial covenants provided in Section 7.6. The Compliance
Certificate shall include the data and calculations supporting all financial
covenants, whether in compliance or not, and shall be signed by the president or
chief financial officer of Borrower.

         "Collateral" shall have the meaning set forth in Section 3.

                                       1
<PAGE>

         "Debt" of any Person means, without duplication, (a) all indebtedness
of such Person for borrowed money; (b) all obligations issued, undertaken or
assumed by such Person as the deferred purchase price of property or services
(other than trade payables and current operating liabilities not for borrowed
money, entered into in the ordinary course of business on ordinary terms that
are not more than 90 days past due, unless contested in good faith and by
appropriate proceedings); (c) all obligations of such Person evidenced by notes,
bonds, debentures or similar instruments; (d) all indebtedness created or
arising under any conditional sale or other title retention agreement, or
incurred as financing, in either case with respect to property acquired by such
Person (even though the rights and remedies of the seller or lender under such
agreement in the event of default are limited to repossession or sale of such
property); (e) all obligations of such Person with respect to capital leases;
and (f) all guarantees of such Person of any Debt of another Person.

         "Disposition" means any transaction, or series of related transactions,
pursuant to which any Person or any of its subsidiaries sells, assigns,
transfers or otherwise disposes of any property or assets (whether now owned or
hereafter acquired) to any other Person, in each case, whether or not the
consideration therefor consists of cash, securities or other assets owned by the
acquiring Person.

         "Distribution" means any distribution of any kind, whether in cash,
securities or in kind, from any Person to any other Person.

         "Effective Date" shall mean May 24, 2006.

         "Employment Agreement" shall mean the Employment Agreement between
Lender and Fraud Guarantor effective as of May __, 2006.

         "Event of Default" shall have the meaning set forth in Section 8.1.

         "Exclusive Services Agreement" means the Assignment and Exclusive
Services Agreement effective as of April 1, 2006 by and between the Borrower,
the Fraud Guarantor and the Lender.

         "Fraud Guarantee" means the fraudulent transaction guarantee described
in Article 4 in the form of Exhibit B hereto, which is incorporated herein by
reference, and any and all amendments, modifications, addendums and
replacements.

         "Insolvency Proceeding" means, without respect to any Person, (a) any
case, action or proceeding with respect to such Person before any court or other
governmental authority relating to bankruptcy, reorganization, insolvency,
liquidation, receivership, dissolution, winding-up or relief of debtors
(including any proceeding under the United States Bankruptcy Code) or (b) any
general assignment for the benefit of creditors, composition, marshalling of
assets for creditors, or other, similar arrangement in respect of such Person's
creditors generally or any substantial portion of such creditors.

                                       2
<PAGE>

          "Lien" means any security interest, mortgage, deed of trust, pledge,
hypothecation, assignment, charge or deposit arrangement, encumbrance, lien
(statutory or other) or preferential arrangement of any kind or nature
whatsoever in respect of any property (including those created by, arising under
or evidenced by any conditional sale or other title retention agreement, the
interest of a lessor under a capital lease, or any financing lease having
substantially the same economic effect as any of the foregoing, but not
including the interest of a lessor under an operating lease).

         "Loan" or "Loans" has the meaning set forth in Section 2.1.

         "Loan Agreement" means this agreement, together with any exhibits,
amendments, addendums, and modifications.

         "Loan Documents" means the Loan Agreement, Note, Fraud Guarantee,
Security Documents, all other agreements and documents contemplated by any of
the aforesaid documents, and all amendments, modifications, addendums, and
replacements, whether presently existing or created in the future.

         "Material Adverse Effect" means (a) a material adverse change in, or a
material adverse effect upon, the operations, business, properties, condition
(financial or otherwise), profits or prospects of Borrower or Fraud Guarantor;
or (b) a material adverse effect upon the legality, validity, binding effect or
enforceability against Borrower or Fraud Guarantor of any Loan Document.

         "Note" means the promissory note to be executed by Borrower pursuant to
Section 2.4 in the form of Exhibit A hereto, which is incorporated herein by
reference, and any and all renewals, extensions, modifications, and replacements
thereof.

         "Obligations" means the Loans, the Note, and all obligations of
Borrower under the Loan Documents.

         "Organizational Documents" means the Articles of Incorporation and
Bylaws and all amendments, modifications, and changes to any of the foregoing
which are currently in effect.

         "Person" means any natural person, corporation, partnership, limited
liability company, trust, association, governmental authority or unit, or any
other entity, whether acting in an individual, fiduciary or other capacity.

         "Restricted Payment" means any Distribution, Disposition or payment of
cash or property, or both, directly or indirectly, to any shareholder or other
Affiliate of the Borrower.

         "Security Documents" means all security agreements, assignments,
pledges, financing statements, deeds of trust, mortgages, and other documents
which create or evidence any security interest, assignment, lien or other
encumbrance in favor of Lender to secure any or all of the Obligations, and all

                                       3
<PAGE>

amendments, modifications, addendums, and replacements, whether presently
existing or created in the future.

         "Service Agreement Receivables" at any time means the amount Borrower
would be paid pursuant to the Exclusive Services Agreement if all valid accounts
receivable of Lender at that time (whether acquired by Lender at the time of the
Exclusive Services Agreement or thereafter generated by Lender and Borrower)
were to be immediately collected. The valid accounts receivable of Lender do not
include any accounts which Lender in its reasonable judgment has written off,
determined to be uncollectible or fully reserved against.

         "Subsidiary" of a Person means any corporation, association,
partnership, limited liability company, joint venture or other business entity
of which more than 50% of the voting stock, membership interests or other equity
interests is owned or controlled directly or indirectly by such Person, or by
one or more of the Subsidiaries of such Person, or by a combination thereof.
Unless the context otherwise clearly requires, references herein to a
"Subsidiary" refer to a Subsidiary of Borrower.

         "Termination Date" has the meaning set forth in Section 2.1.

         "Unmatured Event of Default" means any event which, with the giving of
notice, the lapse of time, or both, would (if not cured or otherwise remedied
during such time) constitute an Event of Default.

2.       Loan Description
         ----------------

         2.1      Commitment
                  ----------

         Subject to the terms and conditions of this Loan Agreement, Lender
agrees to make loans to Borrower on a revolving basis (collectively the "Loans"
and individually each a "Loan") from time to time before April 30, 2011 (the
"Termination Date"), in such amounts in the aggregate at any one time
outstanding as Borrower may from time to time request; provided, however, that
the aggregate outstanding principal amount of all Loans shall not at any one
time exceed $200,000.00, and the amount of any single Loan, or the total of all
Loans originated in any seven-day period, shall not exceed $20,000. Borrower may
borrow, repay and reborrow Loans from time to time before the Termination Date
in accordance with the provisions of this Loan Agreement.

         2.2      Borrowing Procedures
                  --------------------

         Lender shall receive prior written or telephonic notice from Borrower
of each proposed Loan hereunder by 1:00 p.m., Salt Lake City, Utah, time, on the
proposed date of such Loan. Each Loan shall be in a maximum amount of $20,000
and in an integral multiple of $1,000. The total of all Loans originated in any
seven-day period shall not exceed $20,000.

                                       4
<PAGE>

         2.3      Conditions to Each Loan
                  -----------------------

         Notwithstanding any other provision of this Loan Agreement, no Loan
shall be required to be made hereunder if the conditions precedent to the making
of such Loan specified in Section 5 have not been satisfied.

         2.4      Note
                  ----

         The Loans shall be evidenced by a Note (as amended or otherwise
modified from time to time, and together with any substitutions therefor or
renewals thereof, the "Note") substantially in the form of Exhibit A, with
appropriate insertions, dated the date of the initial Loan (or such earlier date
as shall be satisfactory to Lender), payable to the order of Lender on the
Termination Date in the principal amount of the original Commitment of Lender
or, if less, the aggregate unpaid principal amount of all Loans. The date and
amount of each Loan made by Lender and of each repayment of principal thereon
received by Lender shall be recorded by Lender in its records. The aggregate
unpaid principal amount so recorded shall be rebuttably presumptive evidence of
the principal amount owing and unpaid on the Note. The failure so to record any
such amount or any error in so recording any such amount shall not, however,
limit or otherwise affect the obligations of Borrower hereunder or under the
Note to repay the actual outstanding principal amount of the Loans together with
all interest accruing thereon.

         2.5      Due Date
                  --------

         The Note shall provide for the payment of no interest except following
a default or Event of Default. If any payment of principal under the Note (or of
any other amount payable hereunder) falls due on a day that is not a Business
Day, then such due date shall be the next preceding Business Day.

         2.6      Prepayments
                  -----------

                  a.       Mandatory Prepayment. Borrower agrees that if at any
time the aggregate outstanding principal amount of all Loans shall exceed
$200,000.00 Borrower shall make a prepayment of the Loans in an amount equal to
such excess.

                  b.       Optional Prepayments. Borrower may from time to time
prepay the Note in whole or in part without premium or penalty.

                  c.       Additional Mandatory Prepayment. If Borrower is not
in compliance with the financial covenant contained in Section 7.6, then
Borrower shall prepay the Loan by an amount equal to 100% of the amounts payable
to Borrower under the Exclusive Services Agreement until the covenant has been
complied with. Borrower authorizes Lender to make such payments under the
Exclusive Services Agreement directly to Lender to the extent of the mandatory
prepayment.

                                       5
<PAGE>

3.       Security for Obligations
         ------------------------

         The Obligations shall be secured by such collateral as is provided in
the Security Documents (the "Collateral"), which shall include, without
limitation, security interests in all accounts receivable, general intangibles,
commissions owed to Borrower under the Exclusive Services Agreement and assets
of Borrower.

4.       Fraud Guarantee
         ---------------

         Upon execution and delivery of this Loan Agreement, Fraud Guarantor
shall execute and deliver the Fraud Guarantee in the form of Exhibit B.

5.       Effectiveness; Conditions to Loan Disbursements
         -----------------------------------------------

         The obligation of Lender to make the Loans is subject to the following
conditions precedent:

         5.1      Initial Loan
                  ------------

         The obligation of Lender to make the initial Loan is subject to (i) the
conditions specified in this Section 5 having been satisfied; and (ii) Lender
having received all of the following, each duly executed and dated the Effective
Date (or such earlier date shall be satisfactory to Lender), in form and
substance satisfactory to Lender.

                  a.       The Note.

                  b.       A resolution of the Board of Directors of Borrower
         authorizing the Loans.

                  c.       The Security Documents executed by Borrower.

                  d.       The Fraud Guarantee executed by the Fraud Guarantor.

                  e.       Terminations of all security interests covering the
         Collateral, including without limitation, such UCC-3 termination
         statements as Lender may request.

                  f.       A Compliance Certificate demonstrating Borrower's
         compliance with all terms, conditions, and covenants contained in this
         Loan Agreement.

                  g.       Such other documents as Lender may reasonably
         request.

         All conditions precedent set forth in this Loan Agreement and any of
the Loan Documents are for the sole benefit of Lender and may be waived
unilaterally by Lender.

         5.2      All Loans
                  ---------

                                       6
<PAGE>

         The obligation of Lender to make each Loan is subject to the following
further conditions precedent that (a) no Event of Default or Unmatured Event of
Default has occurred and is continuing or will result from the making of such
Loan, (b) the warranties of Fraud Guarantor and Borrower contained in the Loan
Documents are true and correct as of the date of such requested Loan, with the
same effect as though made on the date of such Loan (and each request by
Borrower for a Loan shall be deemed to be a certification by Borrower to Lender
that the conditions precedent set forth in this Section 5.2 have been satisfied)
(c) the Loan will not cause Borrower to be out of compliance with the financial
covenant contained in Section 7.6, and (d) CirTran has approved the making of
the Loan by Lender, which approval shall not be unreasonably withheld.

6.       Representations and Warranties
         ------------------------------

         6.1      Organization and Qualification
                  ------------------------------

         Borrower represents and warrants that it is a corporation duly
organized and existing in good standing under the laws of the State of
California. Borrower represents and warrants that it is duly qualified to do
business in each jurisdiction where the conduct of its business requires
qualification. Borrower represents and warrants that it has the full power and
authority to own its property and to conduct the business in which it engages
and to enter into and perform its obligations under the Loan Documents. Borrower
represents and warrants that it has delivered to Lender or Lender's counsel
accurate and complete copies of Borrower's Organizational Documents which are
operative and in effect as of the Effective Date.

         6.2      Authorization
                  -------------

         Borrower represents and warrants that the execution, delivery, and
performance by Borrower of the Loan Documents has been duly authorized by all
necessary action on the part of Borrower and are not inconsistent with
Borrower's Organizational Documents or any board of directors resolution, and
that Borrower does not and will not contravene any provision of, or constitute a
default under, any indenture, mortgage, contract, or other instrument to which
Borrower is a party or by which it is bound, and that upon execution and
delivery thereof, the Loan Documents will constitute legal, valid, and binding
agreements and obligations of Borrower, enforceable in accordance with their
respective terms.

         6.3      No Liens
                  --------

         Borrower represents and warrants that it owns its assets free and clear
of any and all liens, pledges or encumbrances of any kind

                                       7
<PAGE>

         6.4      No Governmental Approval Necessary
                  ----------------------------------

         Borrower represents and warrants that no consent by, approval of,
giving of notice to, registration with, or taking of any other action with
respect to or by any federal, state, or local governmental authority or
organization is required for Borrower's execution, delivery, or performance of
the Loan Documents.

         6.5      Accuracy of Financial Statements
                  --------------------------------

         Borrower represents and warrants that all of its financial statements
heretofore delivered to Lender fully and fairly represent Borrower's financial
condition as of the date thereof and the results of Borrower's operations for
the period or periods covered thereby. Borrower represents and warrants that
since the dates of its most recent financial statements delivered to Lender,
there has been no material adverse change in its financial condition.

         6.6      No Pending or Threatened Litigation
                  -----------------------------------

         Borrower represents and warrants that there are no actions, suits, or
proceedings pending or, to Borrower's knowledge, threatened against or affecting
Borrower in any court or before any governmental commission, board, or authority
which, if adversely determined, would have a Material Adverse Effect.

         6.7      Full and Accurate Disclosure
                  ----------------------------

         Borrower represents and warrants that this Loan Agreement, the
financial statements referred to herein, and all other statements furnished by
Borrower to Lender in connection herewith contain no untrue statement of a
material fact and omit no material fact necessary to make the statements
contained therein or herein not misleading. Borrower represents and warrants
that it has not failed to disclose in writing to Lender any fact that would, or
could reasonably have, a Material Adverse Effect.

         6.8      Compliance with All Applicable Law
                  ----------------------------------

         Borrower represents and warrants that it has complied with all
applicable statutes, rules, regulations, orders, and restrictions of any
domestic or foreign government, or any instrumentality or agency thereof having
jurisdiction over the conduct of Borrower's business or the ownership of its
properties, which may have a material impact or effect upon the conduct of
Borrower's business or the ownership of its properties.

         6.9      Operation of Business
                  ---------------------

         Borrower represents and warrants that Borrower possesses all licenses,
permits, franchises, patents, copyrights, trademarks, and trade names, or rights

                                       8
<PAGE>

thereto, to conduct its business substantially as now conducted and as presently
proposed to be conducted, and Borrower is not in violation of any valid rights
of others with respect to any of the foregoing.

         6.10     Payment of Taxes
                  ----------------

         Borrower represents and warrants that Borrower has filed all tax
returns (federal, state, and local) required to be filed and has paid all taxes,
assessments, and governmental charges and levies, including interest and
penalties, on Borrower's assets, business and income, except such as are being
contested in good faith by proper proceedings and as to which adequate reserves
are maintained.

         6.11     Subsidiaries
                  ------------

         Borrower has no Subsidiaries.

7.       Borrower's Covenants
         --------------------

         Borrower makes the following agreements and covenants, which shall
continue so long as this Loan Agreement is in effect and so long as Borrower is
indebted to Lender for the Obligations, unless otherwise agreed in writing by
Lender and Borrower.

         7.1      Use of Proceeds
                  ---------------

         Borrower shall use the proceeds of the Loans solely for working
capital, capital expenditures, and other general business purposes. Without
Lender's consent, Borrower shall not use proceeds to make any investments in
securities, to make any loans to third parties or to increase cash or cash
reserves to beyond what is required for immediate working capital purposes.

         7.2      Continued Compliance with Applicable Law
                  ----------------------------------------

         Borrower shall conduct its business in a lawful manner and in material
compliance with all applicable federal, state, and local laws, ordinances,
rules, regulations, and orders; shall maintain in good standing all licenses and
organizational or other qualifications reasonably necessary to its business and
existence; and shall not engage in any business not authorized by and not in
accordance with its Organizational Documents and other governing documents.

         7.3      Prior Consent for Amendment or Change
                  -------------------------------------

         Borrower shall not materially modify, amend, or otherwise alter its
Organizational Documents or other governing documents without Lender's prior
written consent. Borrower shall not, without Lender's prior written consent,
waive or fail to enforce its Organizational Documents or other governing
documents if doing so would cause a Material Adverse Effect. Borrower shall not
change its name or convert to a different form of legal entity without Lender's
prior written consent.

                                       9
<PAGE>

         7.4      Payment of Taxes and Obligations
                  --------------------------------

         Borrower shall pay when due all taxes, assessments, and governmental
charges and levies on Borrower's assets, business, and income, and all material
obligations of Borrower of whatever nature, except such as are being contested
in good faith by proper proceedings and as to which adequate reserves are
maintained.

         7.5      Financial Statements, Reports and Tax Returns
                  ---------------------------------------------

         Borrower shall provide Lender with such financial statements and
reports as Lender may reasonably request. Financial statements and reports shall
be prepared in accordance with generally accepted accounting principles and
shall fully and fairly represent Borrower's financial condition as of the date
thereof and the results of Borrower's operations for the period or periods
covered thereby.

         Until requested otherwise by Lender, Borrower shall provide the
following financial statements, reports and tax returns to Lender:

                  a.       Monthly financial statements in a form acceptable to
         Lender, to be delivered to Lender within 15 days of the end of the
         month. The financial statements shall include a certification by the
         president or chief financial officer of Borrower that the financial
         statements fully and fairly represent Borrower's financial condition as
         of the date thereof and the results of operations for the period
         covered thereby and are consistent with other financial statements
         previously delivered to Lender.

                  b.       Within 45 days of the end of each calendar quarter, a
         Compliance Certificate in a form acceptable to Lender certifying that
         Borrower is or is not in compliance with all terms and conditions of
         this Loan Agreement, including compliance with the financial covenants
         provided in Section 7.6, or if not in compliance, the nature of the
         noncompliance and Borrower's intentions with respect thereto. The
         Compliance Certificate shall include the data and calculations
         supporting all financial covenants, whether in compliance or not, and
         shall be signed by the president or chief financial officer of
         Borrower.

         d.       The federal income tax return of Borrower within 15 days after
the filing thereof.

         7.6      Financial Covenants
                  -------------------

         The total amount outstanding pursuant to this Loan Agreement shall not
any time exceed the Service Agreement Receivables.

                                       10
<PAGE>

         7.7      Limitations on Debt
                  -------------------

         Borrower shall not create, incur, assume or allow to exist any Debt,
except Debt incurred pursuant to this Loan Agreement, without the prior written
consent of Lender.

         7.8      Limitations on Loans
                  --------------------

         Borrower shall not make or allow to exist any loans or advances, of any
nature whatsoever, to any Person, or guarantee or allow to exist any guarantee
of the indebtedness of any Person, except advances in the ordinary course of
business to vendors, suppliers, and contractors, without the prior written
consent of Lender.

         7.9      Limitations on Operating Leases
                  -------------------------------

         Borrower shall not create, incur, assume or allow to exist any
operating lease obligations without the prior written consent of Lender.

         7.10     Restricted Payments
                  -------------------

         Borrower shall make no Restricted Payments without the Lender's prior
written consent (which may be withheld at the sole discretion of Lender). With
regard to such Restricted Payments, Borrower shall not directly or indirectly
declare, order, pay or make any Restricted Payment, or set aside any sum or
property therefor, without the Lender's prior written consent (which may be
withheld at the sole discretion of Lender).

         7.11     Liens
                  -----

         Without the prior written consent of Lender, Borrower shall not create
or permit to exist any Lien on any of its real or personal properties, assets,
accounts receivable or rights of whatsoever nature (whether now owned or
hereafter acquired), except (a) Liens created pursuant to this Loan Agreement;
(b) Liens for taxes or other governmental charges not at the time delinquent or
thereafter payable without penalty or being contested in good faith by
appropriate proceedings and, in each case, for which it maintains adequate
reserves; (c) Liens arising in the ordinary course of business (such as Liens of
carriers, warehousemen, mechanics and materialmen and other similar Liens
imposed by law for sums not overdue or being contested in good faith by
appropriate proceedings and not involving any deposits or advances for borrowed
money or the deferred purchase price of property or services, and, in each case,
for which it maintains adequate reserves; and (d) easements, rights of way,
restrictions, minor defects or irregularities in title and other similar Liens
not interfering in any material respect with the ordinary conduct of the
business of Borrower.

                                       11
<PAGE>

         7.12     Investments
                  -----------

         Borrower shall not make or suffer to exist any investments or
commitments therefor, without Lender's prior written consent, except short term
obligations of, or fully guaranteed by, the United States of America, commercial
paper rated A-1 or better by Standard Poor's Rating Services or P-1 or better by
Moody's Investor Services, demand deposit accounts maintained in the ordinary
course of business, and certificates of deposit issued by and time deposits with
domestic commercial banks having capital and surplus in excess of
$100,000,000.00.

         7.13     Mergers, Consolidations, Sales
                  ------------------------------

         Without Lender's prior written consent, Borrower shall not be a party
to any merger or consolidation, or purchase or otherwise acquire all or
substantially all of the assets or any stock of any class of, or any partnership
or joint venture interest in, any other Person, or sell, transfer, convey or
lease all or any substantial part of its assets, or sell or assign with or
without recourse any receivables.

         7.14     Subsidiaries
                  ------------

         Borrower shall not create any Subsidiary without the prior written
consent of Lender.

         7.15     Insurance
                  ---------

         Borrower shall maintain insurance with financially sound and reputable
insurance companies or associations in such amounts and covering such risks as
are usually carried by companies engaged in the same or a similar business and
similarly situated, which insurance may provide for reasonable deductibility
from coverage thereof and which shall name Lender as a loss payee.

         7.16     Inspection
                  ----------

         Borrower shall at any reasonable time and from time to time permit
Lender or any representative of Lender to examine and make copies of and
abstracts from the records and books of account of, and visit and inspect the
properties and assets of, Borrower, and to discuss the affairs, finances, and
accounts of Borrower with any of Borrower's officers and directors and with
Borrower's independent accountants.

         7.17     Operation of Business
                  ---------------------

         Borrower shall maintain all licenses, permits, franchises, patents,
copyrights, trademarks, and trade names, or rights thereto, necessary or
advisable to conduct its business and Borrower shall not violate any valid
rights of others with respect to any of the foregoing. Borrower shall continue
to engage in a business of the same general type as now conducted.

                                       12
<PAGE>

         7.18     Maintenance of Records and Properties
                  -------------------------------------

         Borrower shall keep adequate records and books of account in which
complete entries will be made in accordance with generally accepted accounting
principles consistently applied, reflecting all financial transactions of
Borrower. Borrower shall maintain, keep and preserve all of its properties
(tangible and intangible) necessary or useful in the proper conduct of its
business in good working order and condition, ordinary wear and tear excepted.

         7.19     Notice of Default, Litigation
                  -----------------------------

         Borrower shall promptly notify Lender in writing of all actions, suits
or proceedings filed or threatened against or affecting Borrower in any court or
before any governmental commission, board, or authority (or any material adverse
development which occurs in any such action, suit or proceeding) which, if
adversely determined, would have a Material Adverse Effect. Borrower shall
promptly notify Lender in writing of the occurrence of an Event of Default or an
Unmatured Event of Default.

         7.20     Maintenance of Existence, etc.
                  ------------------------------

         Borrower shall maintain and preserve (a) its existence and good
standing in the jurisdiction of its organization, and (b) its qualification and
good standing in each jurisdiction where the nature of its business makes such
qualification necessary.

         7.21     Further Assurances
                  ------------------

         Borrower shall take such actions as Lender may reasonably request from
time to time (including, without limitation, the execution and delivery of
guarantees, security agreements, pledge agreements, mortgages, financing
statements and other documents, the filing or recording of any of the foregoing,
and the delivery of stock certificates and other collateral with respect to
which perfection is obtained by possession) to ensure that the obligations of
Borrower hereunder and under the other Loan Documents are secured by the
Collateral.

8.       Default
         -------

         8.1      Events of Default
                  -----------------

         Time is of the essence of this Loan Agreement. The occurrence of any of
the following events shall constitute a default under this Loan Agreement and
under the Loan Documents and shall be termed an "Event of Default":

                  a.       Default in the payment when due of the principal of
         any Loan or any other amount payable by Borrower or Fraud Guarantor
         hereunder or under the Loan Documents or any other agreement between
         Lender and Borrower with respect to the borrowing of money.

                                       13
<PAGE>

                  b.       Any representation, warranty, or financial
         statement made by or on behalf of Borrower or Fraud Guarantor in any of
         the Loan Documents, or any document contemplated by the Loan Documents,
         is materially false or materially misleading.

                  c.       Any default by Borrower or Fraud Guarantor under
         the terms of the Exclusive Services Agreement or the Employment
         Agreement.

                  d.       Any default shall occur under the terms applicable
         to any Debt of Borrower in an aggregate amount (for all Debt so
         affected) exceeding $10,000.00 and such default shall (a) consist of
         the failure to pay such Debt when due (subject to any applicable grace
         period), whether by acceleration or otherwise, or (b) accelerate the
         maturity of such Debt or permit the holder or holders thereof, or any
         trustee or agent for such holder or holders, to cause such Debt to
         become due and payable prior to its expressed maturity.

                  e.       Default in the payment when due, or in the
         performance or observance of, any material obligation of, or condition
         agreed to by, Borrower with respect to any material purchase or lease
         of goods or services.

                  f.       Borrower or Fraud Guarantor (i) ceases or fails to be
         solvent, or generally fails to pay, or admits in writing its inability
         to pay, its debts as they become due; (ii) voluntarily ceases to
         conduct its business in the ordinary course; (iii) commences any
         Insolvency Proceeding with respect to itself; or (iv) takes any action
         to effectuate or authorize any of the foregoing.

                  g.       (i) Any involuntary Insolvency Proceeding is
         commenced or filed against Borrower or Fraud Guarantor, or any writ,
         judgment, warrant of attachment, warrant of execution or similar
         process is issued or levied against a substantial part of Borrower's or
         Fraud Guarantor's properties, and such proceeding or petition shall not
         be dismissed, or such writ, judgment, warrant of attachment, warrant of
         execution or similar process shall not be released, vacated or fully
         bonded within 30 days after commencement, filing or levy; (ii) Borrower
         or Fraud Guarantor admits the material allegations of a petition
         against it in any Insolvency Proceeding, or an order for relief (or
         similar order under non-U.S. law) is ordered in any Insolvency
         Proceeding; or (iii) Borrower or Fraud Guarantor acquiesces in the
         appointment of a receiver, trustee, custodian, conservator, liquidator,
         mortgagee in possession (or agent therefor) or other similar Person for
         itself or a substantial portion of its property or business.

                  h.       One or more non-interlocutory judgments,
         non-interlocutory orders, decrees or arbitration awards is entered
         against Borrower involving in the aggregate a liability (to the extent
         not covered by independent third-party insurance as to which the
         insurer does not dispute coverage), as to any single or related series
         of transactions, incidents or conditions, of $50,000.00 or more, and
         the same shall remain unvacated and unstayed pending appeal for a
         period of 30 days after the entry thereof.

                                       14
<PAGE>

                  i.       Any non-monetary judgment, order or decree is entered
         against Borrower that has or would reasonably be expected to have a
         Material Adverse Effect, and there shall be any period of 30
         consecutive days during which a stay of enforcement of such judgment or
         order, by reason of a pending appeal or otherwise, shall not be in
         effect.

                  j.       Fraud Guarantor fails in any material respect to
         perform or observe any applicable term, covenant or agreement of the
         Fraud Guarantee; or the Fraud Guarantee for any reason is partially
         (including with respect to future advances) or wholly revoked or
         invalidated, or otherwise ceases to be in full force and effect, with
         respect to Fraud Guarantor; or Fraud Guarantor, or any other Person by,
         through or on behalf of Fraud Guarantor, contests in any manner the
         validity or enforceability of the Fraud Guarantee or denies that Fraud
         Guarantor has any further liability or obligation thereunder.

                  k.       The Security Documents shall cease to be in full
         force and effect; or Borrower or any Person by, through or on behalf of
         Borrower shall contest the validity or enforceability of any Security
         Document.

                  l.       A Change of Control occurs.

                  m.       Any Material Adverse Effect occurs.

                  n.       Failure by Borrower to comply with or to perform any
         provision of this Loan Agreement or any of the Loan Documents that is
         not specifically listed above as an Event of Default, with such failure
         continuing unremedied for a period of 15 days after notice of such
         failure is given to Borrower by Lender.

         8.2      No Waiver of Event of Default
                  -----------------------------

         No course of dealing or delay or failure to assert any Event of Default
or Unmatured Event of Default shall constitute a waiver of that Event of Default
or Unmatured Event of Default or of any prior or subsequent Event of Default or
Unmatured Event of Default.

9.       Remedies
         --------

         9.1      Remedies upon Event of Default
                  ------------------------------

         If any Event of Default occurs, Lender may do any or all of the
following:

                  a.       declare the Commitment of Lender to make Loans to be
         terminated, whereupon such Commitment shall be terminated;

                  b.       declare the unpaid principal amount of all
         outstanding Loans and all other amounts owing or payable hereunder or
         under any other Loan Document to be immediately due and payable,

                                       15
<PAGE>

         without presentment, demand, protest or other notice of any kind, all
         of which are hereby expressly waived by Borrower; and

                  c.       exercise all rights and remedies available to it
         under the Loan Documents or applicable law; provided, however, that
         upon the occurrence of any Event of Default specified in subsection 8.1
         (f) or (g), the obligation of Lender to make Loans shall automatically
         terminate and the unpaid principal amount of all outstanding Loans and
         all interest and other amounts as aforesaid shall automatically become
         due and payable without further act of Lender.

         9.2      Rights and Remedies Cumulative; No Waiver of Rights
                  ---------------------------------------------------

         The rights and remedies herein conferred are cumulative and not
exclusive of any other rights or remedies and shall be in addition to every
other right, power, and remedy that Lender may have, whether specifically
granted herein or hereafter existing at law, in equity, or by statute. Any and
all such rights and remedies may be exercised from time to time and as often and
in such order as Lender may deem expedient. No delay or omission in the exercise
or pursuance by Lender of any right, power, or remedy shall impair any such
right, power, or remedy or shall be construed to be a waiver thereof.

         9.3      Offset
                  ------

         In addition to and not in limitation of all other rights and remedies
(including other rights of offset) that Lender may have under applicable law,
Lender shall, upon the occurrence of any Event of Default, have the right to
appropriate and apply to the payment of the Note and all other liabilities of
Borrower under the Loan Documents (whether or not then due), in such order of
application as Lender may elect, any and all commissions and amounts owed or
owing by Lender to Borrower under the terms of the Exclusive Supply Agreement.
To secure the payment of the Obligations, Borrower hereby grants to Lender a
continuing lien on and security interest in such commissions and amounts owed.

10.      General Provisions
         ------------------

         10.1     Governing Agreement
                  -------------------

         In the event of conflict or inconsistency between this Loan Agreement
and the other Loan Documents, excluding the Note, the terms, provisions and
intent of this Loan Agreement shall govern.

                                       16
<PAGE>

         10.2     Borrower's Obligations Cumulative
                  ---------------------------------

         Every obligation, covenant, condition, provision, warranty, agreement,
liability, and undertaking of Borrower contained in the Loan Documents shall be
deemed cumulative and not in derogation or substitution of any of the other
obligations, covenants, conditions, provisions, warranties, agreements,
liabilities, or undertakings of Borrower contained herein or therein.

         10.3     Payment of Expenses and Attorney's Fees
                  ---------------------------------------

         Borrower shall pay all reasonable expenses of Lender relating to the
negotiation, drafting of documents, documentation of the Loan, and
administration and supervision of the Loan including, without limitation, filing
fees, and reasonable attorneys fees and legal expenses, whether incurred in
making the Loan, in future amendments or modifications to the Loan Documents, or
in ongoing administration and supervision of the Loan.

         Upon occurrence of an Event of Default, Borrower agrees to pay all
costs and expenses, including reasonable attorney fees and legal expenses,
incurred by Lender in enforcing, or exercising any remedies under, the Loan
Documents, and any other rights and remedies.

         Borrower agrees to pay all expenses, including reasonable attorney fees
and legal expenses, incurred by Lender in any Insolvency Proceeding of any type
involving Borrower, Fraud Guarantor, the Loan Documents, or the Collateral,
including, without limitation, expenses incurred in modifying or lifting the
automatic stay, determining adequate protection, use of cash collateral or
relating to any plan of reorganization.

         10.4     Right to Perform for Borrower
                  -----------------------------

         Lender may, in its sole discretion and without any duty to do so, elect
to discharge taxes, tax liens, security interests, or any other encumbrance upon
the Collateral or any other property or asset of Borrower, to pay any filing,
recording, or other charges payable by Borrower, or to perform any other
obligation of Borrower under this Loan Agreement or under the Security
Documents.

         10.5     Assignability
                  -------------

         Borrower may not assign or transfer any of the Loan Documents and any
such purported assignment or transfer is void. Lender may assign or transfer any
of the Loan Documents. Funding of this Loan may be provided by an affiliate of
Lender.

                                       17
<PAGE>

         10.6     Third Party Beneficiaries
                  -------------------------

         The Loan Documents are made for the sole and exclusive benefit of
Borrower, Lender and Fraud Guarantor and are not intended to benefit any other
third party. No third party may claim any right or benefit or seek to enforce
any term or provision of the Loan Documents.

         10.7     Governing Law
                  -------------

         The Loan Documents shall be governed by and construed in accordance
with the internal laws of the State of California, except to the extent that any
such document expressly provides otherwise.

         10.8     Severability
                  ------------

         The illegality or unenforceability of any provision of this Loan
Agreement or any instrument or agreement required hereunder shall not in any way
affect or impair the legality or enforceability of the remaining provisions of
this Loan Agreement or such instrument or agreement.

         10.9     Interpretation of Loan Agreement
                  --------------------------------

         The article and section headings in this Loan Agreement are inserted
for convenience only and shall not be considered part of the Loan Agreement nor
be used in its interpretation.

         All references in this Loan Agreement to the singular shall be deemed
to include the plural when the context so requires, and vice versa. References
in the collective or conjunctive shall also include the disjunctive unless the
context otherwise clearly requires a different interpretation.

         10.10    Survival and Binding Effect of Representations, Warranties,
                  -----------------------------------------------------------
                  and Covenants
                  -------------

         All agreements, representations, warranties, and covenants made herein
by Borrower shall survive the execution and delivery of this Loan Agreement and
shall continue in effect so long as any obligation to Lender contemplated by
this Loan Agreement is outstanding and unpaid, notwithstanding any termination
of this Loan Agreement. All agreements, representations, warranties, and
covenants made herein by Borrower shall survive any Insolvency Proceeding
involving Borrower. All agreements, representations, warranties, and covenants
in this Loan Agreement shall bind the party making the same, its successors and,
in Lender's case, assigns, and all rights and remedies in this Loan Agreement
shall inure to the benefit of and be enforceable by each party for whom made,
their respective successors and, in Lender's case, assigns.

                                       18
<PAGE>

         10.11    Indemnification
                  ---------------

         Borrower shall indemnify Lender for any and all claims and liabilities,
and for damages which may be awarded or incurred by Lender, and for all
reasonable attorney fees, legal expenses, and other out-of-pocket expenses
incurred in defending such claims, arising from or related in any manner to the
negotiation, execution, or performance by Lender of any of the Loan Documents,
but excluding any such claims based upon breach or default by Lender or gross
negligence or willful misconduct of Lender.

         Lender shall have the sole and complete control of the defense of any
such claims. Lender is hereby authorized to settle or otherwise compromise any
such claims as Lender in good faith determines shall be in its best interests.

         10.12    Interest on Expenses and Indemnification, Collateral, Order of
                  --------------------------------------------------------------
                  Application
                  -----------

         All expenses, out-of-pocket costs, attorney's fees and legal expenses,
amounts advanced in performance of obligations of Borrower, and indemnification
amounts owing by Borrower to Lender under or pursuant to this Loan Agreement,
the Note, or any Security Documents shall be due and payable upon demand. If not
paid upon demand, all such obligations shall bear interest at the default rate
provided in the Note from the date of disbursement until paid to Lender, both
before and after judgment. Lender is authorized to disburse funds under the Note
for payment of all such obligations.

         Payment of all such obligations shall be secured by the Collateral and
by the Security Documents.

         All payments and recoveries shall be applied to payment of the
foregoing obligations, the Note, and all other amounts owing to Lender by
Borrower in such order and priority as determined by Lender. Unless provided
otherwise in the Note, payments on the Note shall be applied first to accrued
interest, if any, and the remainder, if any, to principal.

         10.13    Limitation of Consequential Damages
                  -----------------------------------

         Lender and its officers, directors, employees, representatives, agents,
and attorneys, shall not be liable to Borrower or Fraud Guarantor for
consequential damages arising from or relating to any breach of contract, tort,
or other wrong in connection with the negotiation, documentation, administration
or collection of the Loans.

         10.14    Revival Clause
                  --------------

         If the incurring of any debt by Borrower or the payment of any money or
transfer of property to Lender by or on behalf of Borrower or Fraud Guarantor
should for any reason subsequently be determined to be "voidable" or "avoidable"

                                       19
<PAGE>

in whole or in part within the meaning of any state or federal law (collectively
"voidable transfers"), including, without limitation, fraudulent conveyances or
preferential transfers under the United States Bankruptcy Code or any other
federal or state law, and Lender is required to repay or restore any voidable
transfers or the amount or any portion thereof, or upon the advice of Lender's
counsel is advised to do so, then, as to any such amount or property repaid or
restored, including all reasonable costs, expenses, and attorneys fees of Lender
related thereto, the liability of Borrower and Fraud Guarantor, and each of
them, shall automatically be revived, reinstated and restored and shall exist as
though the voidable transfers had never been made.

         10.15    Governing Law; Dispute Resolution
                  ---------------------------------

         The Loan Documents shall be governed by and construed by the laws of
the State of California, disregarding the conflicts of laws provisions thereof.
Any claim, dispute or controversy arising out of, or relating the Loan Documents
or any related agreements or the making, performance, or interpretation of the
rights and obligations explicitly set forth in the Loan Documents shall, upon
the election by written notice of either party, be settled on an expedited basis
by binding arbitration before a single arbitrator mutually agreeable to the
parties, or if no agreement is reached, before a single arbitrator from the
American Arbitration Association selected in accordance with its rules then in
effect, which arbitration shall be conducted in accordance with such rules, and
judgment on the arbitration award may be entered in any court having
jurisdiction over the subject matter of controversy.

         10.16    Notices
                  -------

         All notices or demands by any party to this Loan Agreement shall,
except as otherwise provided herein, be in writing and shall be deemed to have
been sufficiently given when personally delivered, deposited in the United
States mail, by registered or certified mail, or deposited with a reputable
overnight mail carrier that provides delivery of such mail to be traced,
addressed as follows:

         Mailing addresses:

         Lender:

                  Diverse Media Group Corp
                  1875 Century Park East, Suite 1790
                  Los Angeles, CA  90067
                  Attention: Trevor Saliba

         With a copy to:

                  CirTran Corporation
                  4125 South 6000 West
                  West Valley City, Utah  84128
                  Attention:  Iehab Hawatmeh

                                       20
<PAGE>

                  Callister Nebeker & McCullough
                  10 East South Temple, Suite 900
                  Salt Lake City, Utah 84133
                  Attention: Paul H. Shaphren

         Borrower:

                  Diverse Talent Group
                  1875 Century Park East, Suite 2250
                  Los Angeles, CA  90067
                  Attention: Christopher Nassif

         10.17    Counterparts
                  ------------

         This Loan Agreement may be executed in any number of separate
counterparts, each of which, when so executed, shall be deemed an original, and
all of which taken together shall constitute but one and the same instrument.

         10.18    Disclosure of Financial and Other Information
                  ---------------------------------------------

         Borrower and Fraud Guarantor hereby consent to Lender disclosing to
CirTran Corporation any and all information, knowledge, reports, and records,
including, without limitation, financial statements, relating in any manner
whatsoever to the Loans, Borrower, and Fraud Guarantor.

         10.19    Integrated Agreement and Subsequent Amendment
                  ---------------------------------------------

         The Loan Documents and the Exclusive Services Agreement constitute the
entire agreement between Lender, Borrower and Fraud Guarantor, and may not be
altered or amended except by written agreement signed by Lender, Borrower, and,
if applicable, Fraud Guarantor. The Loan Documents and the Exclusive Services
Agreement are a final expression of the agreement between Lender, Borrower and
Fraud Guarantor and the Loan Documents may not be contradicted by evidence of
any alleged oral agreement.

         All prior and contemporaneous agreements, arrangements and
understandings between the parties hereto as to the subject matter hereof are,
except as otherwise expressly provided herein, rescinded.

                                       21
<PAGE>

         IN WITNESS WHEREOF, the parties hereto have caused this Loan Agreement
to be duly executed and delivered by their proper and duly authorized
representatives as of May 24, 2006.

                                     Lender:

                                     DIVERSE MEDIA GROUP CORP.

                                     By: /s/
                                         ---------------------------------------
                                         Name:
                                         Title:

                                    Borrower:

                                    DIVERSE TALENT GROUP, INC.

                                    By: /s/
                                        ----------------------------------------
                                        Name:
                                        Title:

                                       22
<PAGE>

                                    EXHIBIT A

                                      NOTE

                                        1

<PAGE>

                                    EXHIBIT B

                        FRAUDULENT TRANSACTION GUARANTEE

                                        1

--------------------------------------------------------------------------------================================================================================

                                 Promissory Note
                                 (Revolving Loan)

                                  May 24, 2006

Borrower:   DIVERSE TALENT GROUP, INC.

Lender:     DIVERSE MEDIA GROUP CORP.

Amount:     $200,000.00

Maturity:   April 30, 2011

         For value received, Borrower promises to pay to the order of Lender, in
accordance with that certain Loan Agreement dated the same date as this
Promissory Note, the sum of Two Hundred Thousand Dollars ($200,000.00) or such
other principal balance as may be outstanding hereunder in lawful money of the
United States with interest thereon calculated and payable as provided herein.

                                   Definitions
                                   -----------

         Terms used in the singular shall have the same meaning when used in the
plural and vice versa. Terms not otherwise defined herein shall have the
meanings assigned to such terms in the Loan Agreement (as defined below). As
used in this Promissory Note, the term:

         "Business Day" means any day other than a Saturday, Sunday or legal
holiday in the State of California.

         "Dollars" and the sign "$" mean lawful money of the United States.

         "Loan Agreement" means the Loan Agreement dated as of May 24, 2006
between Diverse Media Group Corp., as Lender, and Diverse Talent Group, Inc., as
Borrower, together with any exhibits, amendments, addenda, and modifications.

                            Revolving Line of Credit
                            ------------------------

         This Promissory Note shall be a revolving line of credit under which
Borrower may repeatedly draw and repay funds, so long as no default has occurred
hereunder or under the Loan Agreement.

         Principal shall be payable as follows: Principal shall be paid in
accordance with the Loan Agreement and any remaining unpaid principal shall be
paid in full on April 30, 2011.

<PAGE>

         Prior to a default in the payment of any principal or an Event of
Default, this Promissory Note shall bear no interest and interest shall not
accrue on the principal amount of this Promissory Note.

                                     General
                                     -------

         This Promissory Note is made in accordance with the Loan Agreement and
is secured by the collateral identified in and contemplated by the Loan
Agreement. All disbursements under this Promissory Note shall be made in
accordance with the Loan Agreement.

         If default occurs in the payment of any principal when due, or if any
Event of Default occurs, time being the essence hereof, all outstanding
principal shall bear interest at a default rate from the date when due until
paid, both before and after judgment, which default rate shall be an annual rate
equal to the greater of (i) 12% per annum or (ii) 4% per annum above the prime
rate of interest as described in the Western Edition of the Wall Street Journal,
as such rate shall change from time to time. In such event, the entire unpaid
balance shall, at the election of the holder hereof and without notice of such
election, become immediately due and payable in full.

         If this Promissory Note becomes in default or payment is accelerated,
Borrower agrees to pay to the holder hereof all collection costs, including
reasonable attorney fees and legal expenses, in addition to all other sums due
hereunder.

         This Promissory Note shall be governed by and construed in accordance
with the laws of the State of California.

         Borrower and all endorsers, sureties and guarantors hereof hereby
jointly and severally waive presentment for payment, demand, protest, notice of
protest, notice of protest and of non-payment and of dishonor, and consent to
extensions of time, renewal, waivers or modifications without notice and further
consent to the release of any collateral or any part thereof with or without
substitution.

                                            Borrower:

                                            DIVERSE TALENT GROUP, INC.,
                                            a California corporation

                                            By:   /s/
                                                --------------------------------
                                                Name:
                                                Title:

                                       2

--------------------------------------------------------------------------------

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