Document:

EXHIBIT 10.1

        [LOGO]                         DEALER FINANCIAL SERVICES (DFS)
         DFS
Dealer Financial Services                1650 W. Sunrise Blvd
                                       Fort Lauderdale, FL 33311
                                             954-462-0500
                                           954-462-0301 fax

NOTE: CHANGES EFFECTIVE OCTOBER 1, 2003

Credit Line Increase to $1,500,000, collateralized by vehicle titles;

                               Floor-Plan Summary

                                       for

            Intelligent Motor Cars, Inc. dba Sun Auto Leasing & Sales
            ---------------------------------------------------------

Intelligent Motor Cars, Inc. dba Sun Auto Leasing & Sales has been approved for
a DFS credit line under the following terms:

Account#:         232000                  Approved Credit Line:   $1,500,000 USD
          -------------------------                               --------------

Admin Fee:        N/A                     Interest: N/A
           ------------------------                 ----------------------------

Insurance Required: $100,000              Doc Stamps: N/A
                    ---------------                   --------------------------

Reserves Required: none
                   ----------------

Terms: 60 days
       ----------------------------

<PAGE>
                               DEALER APPLICATION

DEALER INFORMATION
------------------

<TABLE>
<S>                  <C>              <C>
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Line Requested:      $1,500,000       Plate Number: _N/A_________________
                --------------------                 ---
Company Name:    INTELLIGENT MOTOR CARS, INC.  DBA SUN AUTO LEASING & SALES
              -------------------------------------------------------------
Address:   1600 W. Sunrise Blvd
City:    Fort Lauderdale   State:   FL   Zip Code: 33311   Phone: 954-462-0500   Fax: 954-462-0301
      ------------------          ----             -----          ------------        ------------

Sales Tax Exemption Certificate #:   16-03-324881-23-9   Type of Business:   Used   Number of Years in Business:    5
                                   -------------------                     ------                                ----
Corporation:   X    Federal ID #:   650497224
             ---                  -----------
DBA: (Yes or No):   Yes
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OWNER INFORMATION
-----------------

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Officer/Owner 1: Gerald Scalzo              Title: President / CEO
                 -------------------------         ---------------------------
Officer/Owner 2: Michael Magolnick          Title: VP/COO
                 -------------------------         ---------------------------

Stockholder 1: ________________________  Percent Owned: ______________________  Stockholder 1 SSN: ____________
Stockholder 2: ________________________  Percent Owned: ______________________  Stockholder 2 SSN: ____________

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INSURANCE
---------

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Full Coverage Insurance:           YES
                         -------------
Liability Insurance Only:              NO
                          ---------------

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BANKING REFERENCE
-----------------

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Bank: Wachovia Bank
      -------------
Account: 9985382433
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I hereby certify that the information contained within this application and on any accompanying financial statements is true
complete and accurate and portrays a correct and precise financial picture of the dealer, the officers, the stockholders and the
guarantor. I authorize DFS to obtain credit information from a credit bureau and any financial institution or trade creditor that
I have provided.

Further, if a credit line is granted, I authorize DFS to review my account periodically, which could include obtaining additional
credit reports.

/s/ Michael Magolnick       10/1/03
---------------------       -------     -----------------           ------------
Officer / Owner 1           Date        Officer / Owner 2           Date

---------------------       -------     -----------------           ------------
Stockholder 1               Date        Stockholder 2               Date

---------------------       -------     -----------------           ------------
Guarantor 1                 Date        Guarantor 2                 Date

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DFS OFFICE USE ONLY
-------------------

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APPROVED LINE AMOUNT:    $1,500,000          PER UNIT FEE:    $50/ 30-DAYPERIOD        INTEREST:    N/A      APPROVED BY: /S/ JS
                      --------------------                 ------------------------              ------                  -------
                                                                                                                         (INITIALS)
                                                                                                             DATE: 10/1/03
CONTRACT DATE:     3/1/03     10/1/03                  TERM:                                                       -------
                 --------     -------                       ---------------------------

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<PAGE>
                                 TERM SHEET FOR
                     PROMISSORY NOTE AND SECURITY AGREEMENT

Dealer:  INTELLIGENT MOTOR CARS, INC DBA SUN AUTO LEASING & SALES
         --------------------------------------------------------

Date of Original Note: March 1, 2003
                       -------------

         The following terms, as defined in the Promissory Note and Security
Agreement, shall apply effective immediately:

         o        Floorplan Fee: The floorplan fee shall be $50 per 30-day
                  period (60-days max).
         o        Interest: Line of credit will be interest free until 6/1/04.
                  After 6/1/04, interest will be charged at 1% per quarter to be
                  calculated on the average daily outstanding balance of the
                  quarter. Payment to be made 30 days after the end of each
                  quarter.
         o        Number of Curtailment date extensions: The number of
                  curtailment date extensions shall be limited to 1 time(s).
         o        Period: The period shall be 30 days.

         Executed by the undersigned authorized representative(s) effective as
of the Date of Original Note: 3/1/03.

Dealer: Intelligent Motor Cars, Inc. dba Sun Auto Leasing & Sales

By:      /s/ Michael Magolnick

Print Name/Title: Michael Magolnick / COO

Finance Company: Dealer Financial Services (DFS)

By:      /s/ Gerald Scalzo

Print Name/Title: Gerald Scalzo / PresidentExhibit 10.3

                           COMMERCIAL LEASE ASSIGNMENT

This Commercial Lease Assignment is entered into by Discount Auto Sales, Inc.
(hereafter "Assignor") of the leased premises, and Intelligent Motor Cars, Inc.
(hereafter "Assignee) of the leased premises, and is executed this the 30 day of
July, 2003.

For the valuable consideration described below, the sufficiency of which is
hereby acknowledged, Landlord, Assignor and Assignee do hereby covenant,
contract and agree as follows:

1. OPERATIVE LEASE AGREEMENT: The Lease Agreement being assigned by Discount
Auto Sales, Inc. to Assignee via this Commercial Lease Assignment was made the
27th day of December, 2002 and signed by Landlord and Discount Auto Sales, Inc
on the 3rd day of January, 2003, and is incorporated herein by reference or
attachment hereto. The leased premises described in said Commercial Lease
Assignment are identified and addressed as follows:
All of 1600 W. Sunrise Blvd Fort Lauderdale, FL 33311

2. ASSIGNMENT OF INTEREST: Discount Auto Sales, Inc hereby assigns all of their
rights, obligations and interest in the leased premises under the Assignor's
Lease Agreement with Landlord, to Assignee, who hereby assumes those rights,
obligations and interests, including payment of rent under the operative Lease
Agreement with Landlord, beginning on the 1 day of August, 2003. Assignee rent
to Landlord shall start on August 1, 2003. The Assignee has entered into this
assignment of lease and underlying lease as if the Assignee were the original
tenant under the lease.

3. SECURITY PAYMENTS: Assignee shall keep all interest in the security deposits
given to the Landlord by Discount Auto Sales, Inc. Assignee shall pay to
Discount Auto Sales, Inc. the sum of $10,600.00. Payments to be made at the
signing of the document.

4. INDEMNITY: Assignee hereby agrees to unconditionally hold harmless and
indemnify Discount Auto Sales, Inc. for any action, or claim of any nature
whatsoever against the Discount Auto Sales, Inc. and Joseph Camino, Kathleen
Camino, Ronald Citrin relating to this assignment of lease and to the underlying
lease agreement.

In the event Assignee, assigns or sublets any or all of the property or
underlying lease shall not relieve the Assignee of its obligation to the
assignor under this assignment of lease or underlying lease.

5. ATTORNEYS' FEE: In the event that the Assignor Discount Auto Sales, Inc. and
Joseph Camino, Kathleen Camino, Ronald Citrin is required to retain the services
of an attorney or incur any expenses with regards to the enforcement of this
assignment or assignees obligations under the underlying lease, Assignee agree
to pay for all reasonable costs, disbursements and attorney fees incurred by
Discount Auto Sales, Inc. and Joseph Camino, Kathleen Camino, Ronald Citrin

<PAGE>

6. Assignee is signing this assignment both as corporate officer and personally
guarantee this assignment and underlying lease.

Date 8-1-01        /s/ Ronald Citrin   ASSIGNOR
                   ------------------------------
                       Ronald Citrin, President, - Discount Auto Sales, Inc.

On 8/1/03  Personally appeared Ronald Citrin  he or
she did___did not___take an oath and say that they signed this agreement.

County of Broward Florida
Known to me _produced identification      [notary stamp]
My commission expires:     11/2/04
Notary Public State of Florida      /s/ illegible
                                    -------------

The following are signing this assignment of lease and underlying lease as
corporate officer and personally guarantee the entire assignment of lease and
underlying lease agreements.

Date 7/31/03         /s/ Jerald Scalzo          ASSIGNEE
                     -----------------
                         Jerald Scalzo                      [notary stamp]
                         Intelligent Motor Cars, Inc.

On 8/1/03 Personally appeared Jerald Scalzo he or she
did___did not___take an oath and say that they signed this agreement.

County of Broward Florida
Known to me____ produced identification
My commission expires:   11/2/04
Notary Public State of Florida  /s/ illegible
                                -------------

<PAGE>

The landlord herby consents to this assignment of lease without the release of
the assignor

The landlord hereby agrees to modify Section 2.5 of the underlying lease that
states that "the tenant shall have 60 days to vacate the property" to "The
tenant shall have 120 days to vacate the property."

The assignee/tenant Intelligent Motor Cars shall perform a minimum of $10,000.00
in renovations to the building. The landlord agrees that if said renovations are
performed by the tenant, and the tenant is not in default of payment of rent
then the landlord agrees that in exchange for the said renovations the tenant
shall not have to pay February 2004 rent. Tenant shall be required to pay
property and sales tax for the month of February 2004.

Date 7/31/03               /s/ Gordon Marsh   LANDLORD
                           ----------------------------
                           Gordon Marsh, President
                           Wall Street Properties

On 7/31/03 Personally appeared Gordon J. Marsh Sr he or she did____ did
not___take an oath and say that they signed this agreement

County of Broward Florida                        /s/ illegible
Known to me x produced
identification                     [NOTARY STAMP}
My commission expires:
Notary Public State of Florida

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