Document:

Amendment No. 2 dated May 25, 2012 to Note Purchase Agreement

 Exhibit 10.11 
 EXECUTION COPY 
 CASH AMERICA INTERNATIONAL, INC. 

AMENDMENT NO. 2 TO NOTE PURCHASE AGREEMENT 
 As of May 25, 2012 
 To the Persons Named on 

Annex 1 Hereto 
 Ladies and Gentlemen:

 Cash America International, Inc., a Texas corporation (hereinafter, the “Company”), together with its
successors and assigns, agrees with you as follows: 
  

	1.	PRELIMINARY STATEMENTS. 

WHEREAS, the Company issued and sold $40,000,000 in aggregate principal amount of its 6.12% Senior Notes due December 28,
2012 (as they may be amended, restated or otherwise modified from time to time, and together with any and all other notes for which such notes, or any successor notes, have been substituted or exchanged, collectively, the “Notes”)
pursuant to that certain Note Purchase Agreement, dated as of December 28, 2005, as amended by that certain Amendment No. 1 to Note Purchase Agreement, dated as of December 11, 2008 (as in effect immediately prior to giving effect to
the Amendments provided for hereby, the “Existing Note Purchase Agreement”, and as amended as contemplated hereby, the “Note Purchase Agreement”); 

WHEREAS, the Company represents to each of you that the register for the registration and transfer of the Notes provided for in
Section 11.05 of the Existing Note Purchase Agreement indicates that (i) each of the parties named in Annex 1 (collectively, the “Current Holders”) to this Amendment No. 2 to Note Purchase Agreement (this
“Amendment Agreement”) is currently a holder of the Notes whose outstanding principal amount is indicated in such Annex, and (ii) the Current Holders are currently the holders of the entire outstanding principal amount of the
Notes; 
 WHEREAS, Enova International, Inc. (“Enova”), a Wholly-Owned Subsidiary of the Company, is
preparing to make an initial public offering of a portion of its common stock as more particularly described in a Form S-1 and several amendments thereto currently on file with the United States Securities and Exchange Commission (as amended, the
“S-1”), and upon completion of the sale of such common stock, Enova will no longer be a Wholly-Owned Subsidiary of the Company but the Company will hold at least 80% of the outstanding common stock of Enova (the
“Transaction”); and 
 WHEREAS, in order to permit the Transaction, the Company has requested that the
Current Holders amend certain provisions of the Existing Note Purchase Agreement, and the 

 
Current Holders are willing to amend the Existing Note Purchase Agreement (the amendments to the Existing Note Purchase Agreement as provided for by this Amendment Agreement are referred to
herein, collectively, as the “Amendments”), on the terms and subject to the conditions set forth herein. 

NOW, THEREFORE, subject to the conditions precedent set forth in Section 5 hereof, and for good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows: 
  

	2.	DEFINED TERMS. 

Capitalized terms used herein and not otherwise defined herein have the meanings ascribed to them in the Note Purchase Agreement.

  

	3.	AMENDMENTS TO THE EXISTING NOTE PURCHASE AGREEMENT. 

 Subject to Section 5, the Existing Note Purchase Agreement is hereby amended as provided for by this Amendment Agreement as follows: 

1. Section 2.01 of the Existing Note Purchase Agreement is hereby amended by adding the following new terms in proper alphabetical
order: 
 ““Enova” means Enova International, Inc., a Delaware corporation, so long as (i) it is a
Non-Wholly-Owned Subsidiary and (ii) not less than 80% of its equity interests and voting interests are owned by the Company or the Company’s Wholly-Owned Subsidiaries.” 

““Enova Entities” means Enova and each of its Wholly-Owned Subsidiaries.” 

2. Section 9.02 of the Existing Note Purchase Agreement is hereby amended and restated in its entirety to read as follows:

 “9.02 Consolidated Net Worth. 
 The Company will not permit Consolidated Net Worth at any time to be less than the sum of (a) $270,000,000 plus (b) 50% of Consolidated Adjusted Net Income (but only if positive) for each Fiscal
Quarter ending on or after September 30, 2005 plus (c) 100% of Net Equity Proceeds received after the Closing Date plus (d) if Enova International, Inc. is a Subsidiary, an amount equal to 50% of the fair market value of all net
proceeds received by the Company or any of its Subsidiaries from the sale of capital stock of Enova International, Inc.” 

3. Clause (e) of Section 9.08 of the Existing Note Purchase Agreement is hereby amended and restated in its entirety to read as
follows: 
 “(e) in the case of the Company or any Subsidiary, Investments in Non-Domestic and Non-Wholly Owned
Subsidiaries (including Subsidiaries acquired after December 1, 2008 in accordance with Section 9.17(a)(1)) resulting from its acquisition or ownership of Stock of, or capital contributions to, such Subsidiaries but, in each case, only to
the extent not prohibited by Section 9.17(a), provided that (i) after giving effect to each such Investment the aggregate book 

  
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value of all Investments of the Company and all Subsidiaries in Non-Domestic Subsidiaries and Non-Wholly Owned Subsidiaries (other than the New Mexican Subsidiary and the Enova Entities) at such
time does not exceed 10% of Consolidated Net Worth or (ii) such Investment is in the New Mexican Subsidiary or any of the Enova Entities;” 
  

	4.	REPRESENTATIONS AND WARRANTIES OF THE COMPANY. 

 To induce you to enter into this Amendment Agreement and to consent to the Amendments, the Company represents and warrants to you as follows: 

 

	 	4.1.	Full Disclosure. 

 Neither the financial statements and other certificates previously provided to each of the Current Holders pursuant to the provisions of the Existing Note Purchase Agreement nor the statements made in
this Amendment Agreement nor any other written statements furnished to each of the Current Holders by or on behalf of the Company in connection with the proposal and negotiation of the transactions contemplated hereby, taken as a whole, contained
any untrue statement of a material fact or omitted a material fact necessary to make the statements contained therein and herein not misleading, in each case as of the time such financial statements or certificates were provided or such statements
were made or furnished. There is no fact known to the Company relating to any event or circumstance that has occurred or arisen since the date of that the Company has not disclosed to each of the Current Holders in writing that has had or, so far as
the Company can now reasonably foresee, could reasonably be expected to have, a Material Adverse Effect. 
  

	 	4.2.	Organization; Power and Authority. 

 The Company is a corporation duly organized, validly existing and in good standing under the laws of the State of Texas, and is duly qualified as a foreign corporation and is in good standing in each
jurisdiction in which such qualification is required by law, except where the failure to be so qualified would not reasonably be expected to have a Material Adverse Effect. The Company has all requisite corporate power and authority to enter into
and perform its obligations under this Amendment Agreement. 
  

	 	4.3.	Due Authorization. 

 This Amendment Agreement has been duly authorized by all necessary action on the part of the Company, has been executed and delivered by a duly authorized officer of the Company, and constitutes a legal,
valid and binding obligation of the Company, enforceable in accordance with its terms, except as such enforceability may be limited by (a) applicable bankruptcy, reorganization, arrangement, insolvency, moratorium, or other similar laws
affecting the enforceability of creditors’ rights generally and (b) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law). 

 

	 	4.4.	No Defaults. 

 No Default or Event of Default has occurred and is continuing, either before or after giving effect to the Amendments. 

  
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	 	4.5.	Notice Concerning the S-1. 

 The Company shall have delivered to each holder of Notes written notice that a copy of the S-1 is publicly available at the United States Securities and Exchange Commission. 

 

	5.	EFFECTIVENESS OF AMENDMENTS. 

 The Amendments shall become effective as of the first date written above (the “Effective Date”) upon the satisfaction of the conditions precedent described in Sections 5.1, 5.2, 5.3 and
5.4 below: 
  

	 	5.1.	Execution and Delivery of this Amendment Agreement. 

 The Company and the Current Holders shall have executed and delivered this Amendment Agreement. 
  

	 	5.2.	Guarantors. 

 Each Guarantor shall have executed and delivered to you the Consent and Reaffirmation attached hereto as Exhibit B. 
  

	 	5.3.	Sale of Stock of Enova. 

 The sale of up to 20% of the common stock of Enova pursuant to an initial public offering as contemplated by, and consistent with the terms of, the S-1, shall have been completed. 

 

	 	5.4.	Representations and Warranties. 

 The representations and warranties of the Company in this Amendment Agreement shall be true and correct as of the date hereof. 

 

	 	5.5.	Fees and Expenses. 

 Whether or not the Amendments become effective, the Company will promptly (and in any event within thirty Business Days of receiving any statement or invoice therefor) pay all reasonable fees, expenses
and costs relating to this Amendment Agreement, including, but not limited to, the reasonable fees of your special counsel, Bingham McCutchen LLP, incurred in connection with the preparation, negotiation and delivery of this Amendment Agreement and
any other documents related hereto. Nothing in this Section shall limit the Company’s obligations pursuant to Section 11.02 of the Note Purchase Agreement. 
  

	6.	MISCELLANEOUS. 

  

	 	6.1.	Part of Existing Note Purchase Agreement; Future References, etc. 

This Amendment Agreement shall be construed in connection with and as a part of the Existing Note Purchase Agreement and, except as
expressly amended by this Amendment Agreement, all terms, conditions and covenants contained in the Existing Note Purchase 

  
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Agreement are hereby ratified and shall be and remain in full force and effect. Any and all notices, requests, certificates and other instruments executed and delivered after the execution and
delivery of this Amendment Agreement may refer to the Existing Note Purchase Agreement without making specific reference to this Amendment Agreement, but nevertheless all such references shall include this Amendment Agreement unless the context
otherwise requires. 
  

	 	6.2.	Successor and Assigns. 

 This Amendment Agreement shall inure to the benefit of and be binding upon the successors and assigns of each of the parties hereto. 

 

	 	6.3.	Counterparts. 

 This Amendment Agreement may be executed in any number of counterparts (including those transmitted by electronic transmission (including, without limitation, facsimile and e-mail)), each of which shall
be an original but all of which together shall constitute one instrument. Each counterpart may consist of a number of copies hereof, each signed by less than all, but together signed by all, of the parties hereto. Delivery of an executed signature
page by facsimile or electronic transmission shall be as effective as delivery of a manually signed counterpart hereof. 
  

	 	6.4.	Governing Law. 

 THIS AMENDMENT AGREEMENT SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH, AND THE RIGHTS OF THE PARTIES SHALL BE GOVERNED BY, THE LAW OF THE STATE OF NEW YORK, WITHOUT REFERENCE TO PRINCIPLES OF
CONFLICTS OF LAW. 
 [Remainder of page intentionally left blank; next page is signature page.] 

  
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 If you are in agreement with the foregoing, please so indicate by signing the acceptance
below on the accompanying counterpart of this agreement and returning it to the Company, whereupon it will become a binding agreement among you and the Company. 

 

			
	CASH AMERICA INTERNATIONAL, INC.
		
	By:	 	Austin D. Nettle
	Name:	 	Austin D. Nettle
	Title:	 	Vice President - Treasurer

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2005)] 

 The foregoing Amendment Agreement is hereby accepted as of the date first above written. By
its execution below, each of the undersigned represents that it is either the registered owner of one or more of the Notes or is the beneficial owner of one or more of the Notes and is authorized to enter into this Amendment Agreement in respect
thereof. 
  

							
	MIDLAND NATIONAL LIFE INSURANCE COMPANY
		
	By:	 	Guggenheim Partners Asset Management, LLC, as Investment Advisor
			
		 	By:	 	/s/ Micheal Damaso
		 	Name:	 	Michael Damaso
		 	Title:	 	Senior Managing Director
	
	NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE
		
	By:	 	Guggenheim Partners Asset Management, LLC, as Investment Advisor
			
		 	By:	 	/s/ Michael Damaso
		 	Name:	 	Michael Damaso
		 	Title:	 	Senior Managing Director
	
	EQUITRUST LIFE INSURANCE COMPANY
	
	Guggenheim Partners Asset Management, LLC, as Investment Advisor
		
	By:	 	/s/ Michael Damaso
	Name:	 	Michael Damaso
	Title:	 	Senior Managing Director

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2005)] 

							
	FARM BUREAU LIFE INSURANCE COMPANY
			
	By:	 	/s/ Herman L. Riva	 	
	Name:	 	Herman L. Riva	 	
	Title:	 	Securities Vice President	 	

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2005)] 

 Annex 1 
 CURRENT HOLDERS AND OUTSTANDING PRINCIPAL AMOUNTS 
  

			
	 Name of Current Holder
	  	 Note Registration Number;
Outstanding
Principal
Amount

		
	 Midland National Life Insurance Company (issued in the nominee name of Hare & Co.)
	  	 No. R-1; $3,333,333.33
 No. R-2; $3,333,333.33
 No. R-3; $666,666.67

No. R-4; $333,333.33
 No. R-9;
$1,666,666.67

		
	 North American Company for Life and Health Insurance (issued in the nominee name of Hare & Co.)
	  	 No. R-5; $666,666.67

No. R-10; $833,333.33

		
	 Equitrust Life Insurance Company (issued in the nominee name of Cudd & Co.)
	  	No. R-7; $1,333,333.33
		
	 Farm Bureau Life Insurance Company (issued in the nominee name of Cudd & Co.)
	  	No. R-8; $1,166,666.67

 Exhibit A 
 CONSENT AND REAFFIRMATION 
 Each of the undersigned (the
“Guarantors”) hereby (i) acknowledges receipt of a copy of the foregoing Amendment No. 2 to Note Purchase Agreement (the “Second Amendment”); (ii) consents to the Company’s execution and delivery
thereof; (iii) agrees to be bound thereby; (iv) affirms that nothing contained therein shall modify in any respect whatsoever its guaranty of the obligations of the Company to the holders of the Notes pursuant to the terms of that certain
Joint and Several Guaranty, entered into by the Guarantors pursuant to the terms of the Note Purchase Agreement (the “Guaranty”); and (v) reaffirms that the Guaranty is and shall continue to remain in full force and effect.
Although each of the Guarantors has been informed of the matters set forth herein and in the Second Amendment and has acknowledged and agreed to the same, such Guarantors understand that the holders of the Notes have no obligation to inform any of
the Guarantors of such matters in the future or to seek any of the Guarantors’ acknowledgment or agreement to future amendments or waivers, and nothing herein shall create such a duty. Capitalized terms used in this Consent and Reaffirmation
and not otherwise defined herein have the meanings ascribed to them in the Second Amendment. 

 In witness whereof, each of the undersigned has executed this Consent and Reaffirmation on
and as of the date of such Second Amendment. 
  

							
	GUARANTORS
	
	BRONCO PAWN & GUN, INC.
	CASH AMERICA ADVANCE, INC.
	CASH AMERICA FINANCIAL SERVICES, INC.
	CASH AMERICA FRANCHISING, INC.
	CASH AMERICA GLOBAL FINANCING, INC.
	CASH AMERICA GLOBAL SERVICES, INC.
	CASH AMERICA HOLDING, INC.
	CASH AMERICA, INC.
	CASH AMERICA, INC. OF ALABAMA
	CASH AMERICA, INC. OF ALASKA
	CASH AMERICA, INC. OF COLORADO
	CASH AMERICA, INC. OF ILLINOIS
	CASH AMERICA, INC. OF INDIANA
	CASH AMERICA, INC. OF KENTUCKY
	CASH AMERICA, INC. OF LOUISIANA
	CASH AMERICA OF MISSOURI, INC.
	CASH AMERICA, INC. OF NEVADA
	CASH AMERICA, INC. OF NORTH CAROLINA
	CASH AMERICA, INC. OF OKLAHOMA
	CASH AMERICA, INC. OF SOUTH CAROLINA
	CASH AMERICA, INC. OF TENNESSEE
	CASH AMERICA, INC. OF UTAH
	CASH AMERICA, INC. OF VIRGINIA
	CASH AMERICA INTERNET SALES, INC.
	CASH AMERICA OF MEXICO, INC.
	CASH AMERICA PAWN, INC. OF OHIO
	CASHLAND FINANCIAL SERVICES, INC.
	CNU DOLLARSDIRECT INC.
	DOC HOLLIDAY’S PAWNBROKERS & JEWELLERS, INC.
	EXPRESS CASH INTERNATIONAL CORPORATION
	FLORIDA CASH AMERICA, INC.
	GAMECOCK PAWN & GUN, INC.
	GEORGIA CASH AMERICA, INC.
	HORNET PAWN & GUN, INC.
	LONGHORN PAWN AND GUN, INC.
	MR. PAYROLL CORPORATION
	OHIO NEIGHBORHOOD FINANCE, INC.
	RATI HOLDING, INC.
	TIGER PAWN & GUN, INC.
	UPTOWN CITY PAWNERS, INC.
	VINCENT’S JEWELERS AND LOAN, INC.
			
	By	  	/s/ Austin D. Nettle	 	
		  	Austin D. Nettle, Vice President & Treasurer

							
	CASH AMERICA MANAGEMENT L.P.
	CASH AMERICA PAWN L.P.
	By:	  	Cash America Holding, Inc.
		  	The General Partner of each of the foregoing entities
				
		  	By:	  	/s/ Austin D. Nettle	 	
		  		  	Austin D. Nettle, Vice President and Treasurer
	
	PF LABOR HOLDINGS, LLC
	STRATEGIC RECEIVABLE MANAGEMENT SOLUTIONS, LLC
	ENOVA FINANCIAL HOLDINGS, LLC
			
	By:	  	/s/ J. Curtis Linscott	 	
		  	J. Curtis Linscott, Manager	 	
	
	CNU DOLLARSDIRECT INC.
	CNU DOLLARSDIRECT LENDING INC.
	MOBILE LEASING GROUP, INC.
	ENOVA ONLINE SERVICES, INC.
	BILLERS ACCEPTANCE GROUP, LLC
	CNU ONLINE HOLDINGS, LLC
	DEBIT PLUS, LLC
	NC FINANCIAL SOLUTIONS, LLC
			
	By:	  	/s/ Austin D. Nettle	 	
		  	Austin D. Nettle, Vice President and Treasurer
	
	NC FINANCIAL SOLUTIONS OF ALABAMA, LLC
	NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC
	NC FINANCIAL SOLUTIONS OF DELAWARE, LLC
	NC FINANCIAL SOLUTIONS OF IDAHO, LLC
	NC FINANCIAL SOLUTIONS OF MISSOURI, LLC
	NC FINANCIAL SOLUTIONS OF NEW MEXICO, LLC
	NC FINANCIAL SOLUTIONS OF SOUTH CAROLINA, LLC
	NC FINANCIAL SOLUTIONS OF SOUTH DAKOTA, LLC
	NC FINANCIAL SOLUTIONS OF UTAH, LLC
	NC FINANCIAL SOLUTIONS OF WISCONSIN, LLC
	By:	  	NC Financial Solutions, LLC	 	
		  	The Sole Member of each of the foregoing entities
				
		  	By:	  	/s/ Austin D. Nettle	 	
		  		  	Austin D. Nettle, Vice President and Treasurer

							
	CNU OF ALABAMA, LLC
	CNU OF ALASKA, LLC
	CNU OF ARIZONA, LLC
	CNU OF CALIFORNIA, LLC
	CNU OF COLORADO, LLC
	CNU OF DELAWARE, LLC
	CNU OF FLORIDA, LLC
	CASHNETUSA OF FLORIDA, LLC
	CNU OF HAWAII, LLC
	CNU OF IDAHO, LLC
	CNU OF ILLINOIS, LLC
	CNU OF INDIANA, LLC
	CNU OF IOWA, LLC
	CNU OF KANSAS, LLC
	CNU OF LOUISIANA, LLC
	CNU OF MAINE, LLC
	CASHNET CSO OF MARYLAND, LLC
	CNU OF MICHIGAN, LLC
	CNU OF MINNESOTA, LLC
	CNU OF MISSISSIPPI, LLC
	CNU OF MISSOURI, LLC
	CNU OF MONTANA, LLC
	CNU OF NEVADA, LLC
	CNU OF NEW HAMPSHIRE, LLC
	CNU OF NEW MEXICO, LLC
	CNU OF NORTH DAKOTA, LLC
	CNU OF OHIO, LLC
	OHIO CONSUMER FINANCIAL SOLUTIONS, LLC
	CNU OF OKLAHOMA, LLC
	CNU OF OREGON, LLC
	CNU OF RHODE ISLAND, LLC
	CNU OF SOUTH CAROLINA, LLC
	CNU OF SOUTH DAKOTA, LLC
	CNU OF TENNESSEE, LLC
	CNU OF TEXAS, LLC
	CNU OF UTAH, LLC
	CNU OF VIRGINIA, LLC,
	CNU OF WASHINGTON, LLC
	CNU OF WISCONSIN, LLC
	CNU WYOMING, LLC
	CASHEURONET UK, LLC
	DOLLARSDIRECT, LLC
	EURONETCASH, LLC
	TRAFFICGEN, LLC
	By:	  	CNU Online Holdings, LLC	 	
		  	The Sole Member of each of the foregoing entities
				
		  	By:	  	/s/ Austin D. Nettle	 	
		  		  	Austin D. Nettle, Vice President and Treasurer

							
	AEL NET MARKETING, LLC
	AEL NET OF ARIZONA, LLC
	AEL NET OF CALIFORNIA, LLC
	AEL NET OF ILLINOIS, LLC
	AEL NET OF OHIO, LLC
	AEL NET OF SOUTH CAROLINA, LLC
	AEL NET OF TEXAS, LLC
	AEL NET OF WISCONSIN
	ARIZONA CONSUMER FINANCIAL SOLUTIONS, LLC
	By:	  	CNU Online Holdings, LLC
		  	The sole Member of each of the foregoing entities
				
		  	By	  	/s/ Austin D. Nettle	 	
		  		  	Austin D. Nettle, Vice President & Treasurer
	
	CASHNETUSA CO LLC
	CASHNETUSA OR LLC
	THE CHECK GIANT NM, LLC
	By:	  	CNU of New Mexico, LLC
		  	The Sole member of each of the foregoing entities
		  	By:	  	CNU Online Holdings, LLC
		  		  	Its Sole Member
				
		  	By	  	/s/ Austin D. Nettle	 	
		  		  	Austin D. Nettle, Vice President & Treasurer
	
	DEBIT PLUS TECHNOLOGIES, LLC
	DEBIT PLUS SERVICES, LLC
	DEBIT PLUS PAYMENT SOLUTIONS, LLC
	By:	  	Debit Plus, LLC
		  	The Sole Member of each of the foregoing entities
				
		  	By	  	/s/ Austin D. Nettle	 	
		  		  	Austin D. Nettle, Vice President & TreasurerAmendment No. 2 dated May 25, 2012 to Note Purchase Agreement

 Exhibit 10.12 
 EXECUTION COPY 
 CASH AMERICA INTERNATIONAL, INC. 

AMENDMENT NO. 2 TO NOTE PURCHASE AGREEMENT 
 As of May 25, 2012 
 To the Persons Named on 

Annex 1 Hereto 
 Ladies and Gentlemen:

 Cash America International, Inc., a Texas corporation (hereinafter, the “Company”), together with its
successors and assigns, agrees with you as follows: 
  

	1.	PRELIMINARY STATEMENTS. 

WHEREAS, the Company issued and sold $35,000,000 in aggregate principal amount of its 6.09% Series A Senior Notes due
December 19, 2016 (as they may be amended, restated or otherwise modified from time to time, collectively, the “Series A Notes”) and $25,000,000 in aggregate principal amount of its 6.21% Series B Senior Notes due
December 19, 2021 (as they may be amended, restated or otherwise modified from time to time, collectively, the “Series B Notes”, and together with the Series A Notes and any and all other notes for which such notes, or any
successor notes, have been substituted or exchanged, collectively, the “Notes”) pursuant to that certain Note Purchase Agreement, dated as of December 19, 2006, as amended by that certain Amendment No. 1 to Note Purchase
Agreement, dated as of December 11, 2008 (as in effect immediately prior to giving effect to the Amendments provided for hereby, the “Existing Note Purchase Agreement”, and as amended as contemplated hereby, the “Note
Purchase Agreement”); 
 WHEREAS, the Company represents to each of you that the register for the registration
and transfer of the Notes provided for in Section 13.1 of the Existing Note Purchase Agreement indicates that (i) each of the parties named in Annex 1 (collectively, the “Current Holders”) to this Amendment No. 2 to
Note Purchase Agreement (this “Amendment Agreement”) is currently a holder of the Notes whose outstanding principal amount is indicated in such Annex, and (ii) the Current Holders are currently the holders of the entire
outstanding principal amount of the Notes; 
 WHEREAS, Enova International, Inc. (“Enova”), a
Wholly-Owned Subsidiary of the Company, is preparing to make an initial public offering of a portion of its common stock as more particularly described in a Form S-1 and several amendments thereto currently on file with the United States Securities
and Exchange Commission (as amended, the “S-1”), and upon completion of the sale of such common stock, Enova will no longer be a Wholly-Owned Subsidiary of the Company but the Company will hold at least 80% of the outstanding common
stock of Enova (the “Transaction”); and 

 WHEREAS, in order to permit the Transaction, the Company has requested that the
Current Holders amend certain provisions of the Existing Note Purchase Agreement, and the Current Holders are willing to amend the Existing Note Purchase Agreement (the amendments to the Existing Note Purchase Agreement as provided for by this
Amendment Agreement are referred to herein, collectively, as the “Amendments”), on the terms and subject to the conditions set forth herein. 
 NOW, THEREFORE, subject to the conditions precedent set forth in Section 5 hereof, and for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereby agree as follows: 
  

	2.	DEFINED TERMS. 

Capitalized terms used herein and not otherwise defined herein have the meanings ascribed to them in the Note Purchase Agreement.

  

	3.	AMENDMENTS TO THE EXISTING NOTE PURCHASE AGREEMENT. 

 Subject to Section 5, the Existing Note Purchase Agreement is hereby amended as provided for by this Amendment Agreement as follows: 

1. Clause (c) of Section 10.9 of the Existing Note Purchase Agreement is hereby amended and restated in its entirety to read as
follows: 
 “(c) Nothing in this Section 10.9 shall operate to prevent (i) any transaction permitted by
Section 10.2(a) or (ii) any investment in a Non-Wholly-Owned Subsidiary so long as after giving effect to such investment the aggregate book value of all investments in Non-Wholly-Owned Subsidiaries other than the Enova Entities does not
exceed 30% of Consolidated Net Worth, in each case determined as of the date of such investment.” 
 2. Section 10.10
of the Existing Note Purchase Agreement is hereby amended and restated in its entirety to read as follows: 
 “10.10.
Consolidated Net Worth. 
 The Company will not permit Consolidated Net Worth at any time to be less than the sum of
(a) $270,000,000 plus (b) 50% of Consolidated Adjusted Net Income (but only if positive) for each fiscal quarter of the Company ending on or after September 30, 2005 plus (c) 100% of Net Equity Proceeds received after
December 28, 2005 plus (d) if Enova International, Inc. is a Subsidiary, an amount equal to 50% of the fair market value of all net proceeds received by the Company or any of its Subsidiaries from the sale of capital stock of Enova
International, Inc.” 
 3. Schedule B of the Existing Note Purchase Agreement is hereby amended by adding the following new
terms in proper alphabetical order: 
 ““Enova” means Enova International, Inc., a Delaware corporation,
so long as (i) it is a Non-Wholly-Owned Subsidiary and (ii) not less than 80% of its equity interests and voting interests are owned by the Company or the Company’s Wholly-Owned Subsidiaries.” 

““Enova Entities” means Enova and each of its Wholly-Owned Subsidiaries.” 

  
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	4.	REPRESENTATIONS AND WARRANTIES OF THE COMPANY. 

 To induce you to enter into this Amendment Agreement and to consent to the Amendments, the Company represents and warrants to you as follows: 

 

	 	4.1.	Full Disclosure. 

Neither the financial statements and other certificates previously provided to each of the Current Holders pursuant to the provisions of
the Existing Note Purchase Agreement nor the statements made in this Amendment Agreement nor any other written statements furnished to each of the Current Holders by or on behalf of the Company in connection with the proposal and negotiation of the
transactions contemplated hereby, taken as a whole, contained any untrue statement of a material fact or omitted a material fact necessary to make the statements contained therein and herein not misleading, in each case as of the time such financial
statements or certificates were provided or such statements were made or furnished. There is no fact known to the Company relating to any event or circumstance that has occurred or arisen since the date of that the Company has not disclosed to each
of the Current Holders in writing that has had or, so far as the Company can now reasonably foresee, could reasonably be expected to have, a Material Adverse Effect. 
  

	 	4.2.	Organization; Power and Authority. 

 The Company is a corporation duly organized, validly existing and in good standing under the laws of the State of Texas, and is duly qualified as a foreign corporation and is in good standing in each
jurisdiction in which such qualification is required by law, except where the failure to be so qualified would not reasonably be expected to have a Material Adverse Effect. The Company has all requisite corporate power and authority to enter into
and perform its obligations under this Amendment Agreement. 
  

	 	4.3.	Due Authorization. 

This Amendment Agreement has been duly authorized by all necessary action on the part of the Company, has been executed and delivered by
a duly authorized officer of the Company, and constitutes a legal, valid and binding obligation of the Company, enforceable in accordance with its terms, except as such enforceability may be limited by (a) applicable bankruptcy, reorganization,
arrangement, insolvency, moratorium, or other similar laws affecting the enforceability of creditors’ rights generally and (b) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity
or at law). 
  

	 	4.4.	No Defaults. 

 No
Default or Event of Default has occurred and is continuing, either before or after giving effect to the Amendments. 
  

	 	4.5.	Notice Concerning the S-1. 

 The Company shall have delivered to each holder of Notes written notice that a copy of the S-1 is publicly available at the United States Securities and Exchange Commission. 

  
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	5.	EFFECTIVENESS OF AMENDMENTS. 

 The Amendments shall become effective as of the first date written above (the “Effective Date”) upon the satisfaction of the conditions precedent described in Sections 5.1, 5.2, 5.3 and
5.4 below: 
  

	 	5.1.	Execution and Delivery of this Amendment Agreement. 

 The Company and the Current Holders shall have executed and delivered this Amendment Agreement. 
  

	 	5.2.	Guarantors. 

 Each
Guarantor shall have executed and delivered to you the Consent and Reaffirmation attached hereto as Exhibit B. 
  

	 	5.3.	Sale of Stock of Enova. 

 The sale of up to 20% of the common stock of Enova pursuant to an initial public offering as contemplated by, and consistent with the terms of, the S-1, shall have been completed. 

 

	 	5.4.	Representations and Warranties. 

 The representations and warranties of the Company in this Amendment Agreement shall be true and correct as of the date hereof. 

 

	 	5.5.	Fees and Expenses. 

Whether or not the Amendments become effective, the Company will promptly (and in any event within thirty Business Days of receiving any
statement or invoice therefor) pay all reasonable fees, expenses and costs relating to this Amendment Agreement, including, but not limited to, the reasonable fees of your special counsel, Bingham McCutchen LLP, incurred in connection with the
preparation, negotiation and delivery of this Amendment Agreement and any other documents related hereto. Nothing in this Section shall limit the Company’s obligations pursuant to Section 15.1 of the Note Purchase Agreement. 

 

	6.	MISCELLANEOUS. 

  

	 	6.1.	Part of Existing Note Purchase Agreement; Future References, etc. 

 This Amendment Agreement shall be construed in connection with and as a part of the Existing Note Purchase Agreement and, except as expressly amended by this Amendment Agreement, all terms, conditions and
covenants contained in the Existing Note Purchase Agreement are hereby ratified and shall be and remain in full force and effect. Any and all 

  
 4 

 
notices, requests, certificates and other instruments executed and delivered after the execution and delivery of this Amendment Agreement may refer to the Existing Note Purchase Agreement without
making specific reference to this Amendment Agreement, but nevertheless all such references shall include this Amendment Agreement unless the context otherwise requires. 

 

	 	6.2.	Successor and Assigns. 

 This Amendment Agreement shall inure to the benefit of and be binding upon the successors and assigns of each of the parties hereto. 

 

	 	6.3.	Counterparts. 

This Amendment Agreement may be executed in any number of counterparts (including those transmitted by electronic transmission
(including, without limitation, facsimile and e-mail)), each of which shall be an original but all of which together shall constitute one instrument. Each counterpart may consist of a number of copies hereof, each signed by less than all, but
together signed by all, of the parties hereto. Delivery of an executed signature page by facsimile or electronic transmission shall be as effective as delivery of a manually signed counterpart hereof. 

 

	 	6.4.	Governing Law. 

THIS AMENDMENT AGREEMENT SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH, AND THE RIGHTS OF THE PARTIES SHALL BE GOVERNED BY, THE
LAW OF THE STATE OF NEW YORK EXCLUDING CHOICE-OF-LAW PRINCIPLES OF THE LAW OF SUCH STATE THAT WOULD PERMIT THE APPLICATION OF THE LAWS OF A JURISDICTION OTHER THAN SUCH STATE. 

[Remainder of page intentionally left blank; next page is signature page.] 

  
 5 

 If you are in agreement with the foregoing, please so indicate by signing the acceptance
below on the accompanying counterpart of this agreement and returning it to the Company, whereupon it will become a binding agreement among you and the Company. 

 

					
	CASH AMERICA INTERNATIONAL, INC.
		
	By:	 	Austin D. Nettle
	Name:	 	Austin D. Nettle
	Title:	 	Vice President – Treasurer

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2006)] 

 The foregoing Amendment Agreement is hereby accepted as of the date first above written. By
its execution below, each of the undersigned represents that it is either the registered owner of one or more of the Notes or is the beneficial owner of one or more of the Notes and is authorized to enter into this Amendment Agreement in respect
thereof. 
 MINNESOTA LIFE INSURANCE COMPANY 
 FARM BUREAU LIFE INSURANCE COMPANY OF MICHIGAN 
 GREAT WESTERN INSURANCE COMPANY

 DEARBORN NATIONAL LIFE INSURANCE COMPANY 
 (f/k/a FORT DEARBORN LIFE INSURANCE COMPANY) 
 CINCINNATI INSURANCE COMPANY

 BLUE CROSS AND BLUE SHIELD OF FLORIDA, INC. 
 FIDELITY LIFE ASSOCIATION 
 AMERICAN REPUBLIC INSURANCE COMPANY 

TRUSTMARK INSURANCE COMPANY 
 SECURITY
NATIONAL LIFE INSURANCE COMPANY 
  

			
	By:	 	Advantus Capital Management, Inc.
		
		 	By: /s/ Rose A. Lambros
		 	Name: Rose A. Lambros
		 	Title: Vice President

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2006)] 

			
	MIDLAND NATIONAL LIFE INSURANCE COMPANY
		
	By:    	    	Guggenheim Partners Asset Management, LLC, as Investment Advisor
		
		    	By: /s/ Michael Damaso           
		    	Name: Michael Damaso
		    	Title: Senior Managing Director
	
	NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCE
		
	By:    	    	Guggenheim Partners Asset Management, LLC, as Investment Advisor
		
		    	By: /s/ Michael Damaso           
		    	Name: Michael Damaso
		    	Title: Senior Managing Director

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2006)] 

			
	 CMFG LIFE INSURANCE COMPANY
 CUMIS INSURANCE SOCIETY, INC

		
	By:	    	MEMBERS Capital Advisors, Inc., acting as Investment Advisor
		
		    	By: /s/ Scott R. Powell           
		    	Name: Scott R. Powell
		    	Title: Senior Managing Director – Private Assets

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2006)] 

			
	PHOENIX LIFE INSURANCE COMPANY
	
	By: /s/ Christopher Wilkos           
	Name: Christopher M. Wilkos
	Title: Executive Vice President

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2006)] 

			
	OHIO NATIONAL LIFE ASSURANCE CORPORATION
	
	By: /s/ Jed R. Martin           
	Name: Jed R. Martin
	Title: Vice President, Private Placements

  

			
	THE OHIO NATIONAL LIFE INSURANCE COMPANY
	
	By: /s/ Jed R. Martin           
	Name: Jed R. Martin
	Title: Vice President, Private Placements

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2006)] 

			
	
	PRIMERICA LIFE INSURANCE COMPANY
	By:    	    	Conning, Inc., its Investment Manager
		
		    	By: /s/ Samuel Otchere           
		    	Name: Samuel Otchere
		    	Title: Director
	
	 AMERICAN HEALTH AND LIFE INSURANCE COMPANY

	By:    	    	Conning, Inc., its Investment Manager
		
		    	By: /s/ Samuel Otchere           
		    	Name: Samuel Otchere
		    	Title: Director
	
	NATIONAL BENEFIT LIFE INSURANCE COMPANY
	By:    	    	Conning, Inc., its Investment Manager
		
		    	By: /s/ Samuel Otchere           
		    	Name: Samuel Otchere
		    	Title: Director

  
 [Signature
Page to Amendment No. 2 to Note Purchase Agreement (Cash America - 2006)] 

 Annex 1 
 CURRENT HOLDERS AND OUTSTANDING PRINCIPAL AMOUNTS 
  

			
	Name of Current Holder	  	 Series; Note Registration
 Number; Outstanding
 Principal Amount

	Dearborn National Life Insurance Company (f/k/a Fort Dearborn Life Insurance Company) (issued in the nominee name of ELL & Co.)	  	 Series B;

No. RB-19; $2,727,272.73
 No. RB-20;
$909,090.91
 No. RB-21; $909,090.91

	Minnesota Life Insurance Company	  	 Series A;
 No. RA-1;
$4,000,000

	Cincinnati Insurance Company	  	 Series B;
 No. RB-4;
$3,181,818.18

	Farm Bureau Life Insurance Company of Michigan	  	 Series B;
 No. RB-5;
$2,727,272.73

	Blue Cross and Blue Shield of Florida, Inc. (issued in the nominee name of Hare & Co.)	  	 Series B;
 No. RB-6;
$1,363,636.36

	Great Western Insurance Company (issued in the nominee name of Wells Fargo Bank for Great Western Insurance Company)	  	 Series B;
 No. RB-22;
$909,090.91

	Fidelity Life Association (issued in the nominee name of Ell & Co.)	  	 Series A;
 No. RA-2;
$1,000,000

	American Republic Insurance Company (issued in the nominee name of Wells Fargo Bank N.A. as Custodian for American Republic Insurance Company)	  	 Series A;
 No. RA-3;
$1,000,000

	Trustmark Insurance Company (issued in the nominee name of Ell & Co.)	  	 Series A;
 No. RA-4;
$1,000,000

	Security National Life Insurance Company (issued in the nominee name of How & Co.)	  	 Series B;
 No. RB-8;
$454,545.45

	Midland National Life Insurance Company (issued in the nominee name of Hare & Co.)	  	 Series A;
 No. RA-5;
$8,000,000
 No. RA-6; $1,000,000

	North American Company for Life and Health Insurance (issued in the nominee name of Hare & Co.)	  	 Series A;
 No. RA-7;
$3,000,000
 No. RA-8; $3,000,000

	CMFG Life Insurance Company (issued in the nominee name of Turnkeys & Co.)	  	 Series B;
 No. RB-17;
$4,295,454.55

			
	Name of Current Holder	  	 Series; Note Registration
 Number; Outstanding
 Principal Amount

	CMFG Life Insurance Company (issued in the nominee name of Turnkeys & Co.)	  	 Series B;
 No. RB-10;
$2,863,636.36

	CUMIS Insurance Society (issued in the nominee name of Turnjetty & Co.)	  	 Series B;
 No. RB-11;
$1,431,818.18

	CMFG Life Insurance Company (issued in the nominee name of Turnkeys & Co.)	  	 Series B;
 No. RB-18;
$954,545.45

	Phoenix Life Insurance Company	  	 Series A;
 No. RA-9;
$3,000,000
 No. RA-10; $2,000,000

	Ohio National Life Assurance Corporation	  	 Series A;
 No. RA-11;
$2,000,000

	The Ohio National Life Insurance Company	  	 Series A;
 No. RA-12;
$2,000,000

	Primerica Life Insurance Company	  	 Series A;
 No. RA-13;
$2,000,000

	American Health and Life Insurance Company	  	 Series A;
 No. RA-14;
$1,500,000

	National Benefit Life Insurance Company	  	 Series A;
 No. RA-15;
$500,000

 Exhibit A 
 CONSENT AND REAFFIRMATION 
 Each of the undersigned (the
“Guarantors”) hereby (i) acknowledges receipt of a copy of the foregoing Amendment No. 2 to Note Purchase Agreement (the “Second Amendment”); (ii) consents to the Company’s execution and delivery
thereof; (iii) agrees to be bound thereby; (iv) affirms that nothing contained therein shall modify in any respect whatsoever its guaranty of the obligations of the Company to the holders of the Notes pursuant to the terms of that certain
Joint and Several Guaranty, entered into by the Guarantors pursuant to the terms of the Note Purchase Agreement (the “Guaranty”); and (v) reaffirms that the Guaranty is and shall continue to remain in full force and effect.
Although each of the Guarantors has been informed of the matters set forth herein and in the Second Amendment and has acknowledged and agreed to the same, such Guarantors understand that the holders of the Notes have no obligation to inform any of
the Guarantors of such matters in the future or to seek any of the Guarantors’ acknowledgment or agreement to future amendments or waivers, and nothing herein shall create such a duty. Capitalized terms used in this Consent and Reaffirmation
and not otherwise defined herein have the meanings ascribed to them in the Second Amendment. 

 In witness whereof, each of the undersigned has executed this Consent and Reaffirmation on
and as of the date of such Second Amendment. 
  

			
	GUARANTORS
	
	 BRONCO PAWN & GUN, INC.
 CASH AMERICA ADVANCE, INC.

CASH AMERICA FINANCIAL SERVICES, INC.
 CASH AMERICA FRANCHISING, INC.
 CASH AMERICA GLOBAL FINANCING, INC.

CASH AMERICA GLOBAL SERVICES, INC.

CASH AMERICA HOLDING, INC.
 CASH
AMERICA, INC.
 CASH AMERICA, INC. OF ALABAMA
 CASH AMERICA, INC. OF ALASKA
 CASH AMERICA, INC. OF COLORADO

CASH AMERICA, INC. OF ILLINOIS
 CASH
AMERICA, INC. OF INDIANA
 CASH AMERICA, INC. OF KENTUCKY
 CASH AMERICA, INC. OF LOUISIANA
 CASH AMERICA OF MISSOURI, INC.

CASH AMERICA, INC. OF NEVADA

CASH AMERICA, INC. OF NORTH CAROLINA
 CASH AMERICA, INC. OF OKLAHOMA
 CASH AMERICA, INC. OF SOUTH CAROLINA

CASH AMERICA, INC. OF TENNESSEE
 CASH
AMERICA, INC. OF UTAH
 CASH AMERICA, INC. OF VIRGINIA
 CASH AMERICA INTERNET SALES, INC.
 CASH AMERICA OF MEXICO, INC.

CASH AMERICA PAWN, INC. OF OHIO

CASHLAND FINANCIAL SERVICES, INC.
 CNU
DOLLARSDIRECT INC.
 DOC HOLLIDAY’S PAWNBROKERS & JEWELLERS, INC.

EXPRESS CASH INTERNATIONAL CORPORATION
 FLORIDA CASH AMERICA, INC.
 GAMECOCK PAWN & GUN, INC.

GEORGIA CASH AMERICA, INC.
 HORNET
PAWN & GUN, INC.
 LONGHORN PAWN AND GUN, INC.
 MR. PAYROLL CORPORATION
 OHIO NEIGHBORHOOD FINANCE, INC.

RATI HOLDING, INC.
 TIGER
PAWN & GUN, INC.
 UPTOWN CITY PAWNERS, INC.
 VINCENT’S JEWELERS AND LOAN, INC.

		
	By:	 	/s/ Austin D. Nettle
		 	Austin D. Nettle, Vice President & Treasurer

 
					
	CASH AMERICA MANAGEMENT L.P.
	CASH AMERICA PAWN L.P.
	 By.
	 	Cash America Holding, Inc.
		 	The General Partner of each of the foregoing entities
			
		 	By:	 	/s/ Austin D. Nettle
		 		 	Austin D. Nettle, Vice President and Treasurer
	
	PF LABOR HOLDINGS, LLC
	STRATEGIC RECEIVABLE MANAGEMENT SOLUTIONS, LLC
	ENOVA FINANCIAL HOLDINGS, LLC
			
	By:	 		 	/s/ J. Curtis Linscott
		 		 	J. Curtis Linscott, Manager
	
	CNU DOLLARSDIRECT INC.
	CNU DOLLARSDIRECT LENDING INC.
	MOBILE LEASING GROUP, INC.
	ENOVA ONLINE SERVICES, INC.
	BILLERS ACCEPTANCE GROUP, LLC
	CNU ONLINE HOLDINGS, LLC
	DEBIT PLUS, LLC
	NC FINANCIAL SOLUTIONS, LLC
			
	By	 		 	/s/ Austin D. Nettle
	 Name:
	 		 	Austin D. Nettle, Vice President and Treasurer
	
	NC FINANCIAL SOLUTIONS OF ALABAMA, LLC
	NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC
	NC FINANCIAL SOLUTIONS OF DELAWARE, LLC
	NC FINANCIAL SOLUTIONS OF IDAHO, LLC
	NC FINANCIAL SOLUTIONS OF MISSOURI, LLC
	NC FINANCIAL SOLUTIONS OF NEW MEXICO, LLC
	NC FINANCIAL SOLUTIONS OF SOUTH CAROLINA, LLC
	NC FINANCIAL SOLUTIONS OF SOUTH DAKOTA, LLC
	NC FINANCIAL SOLUTIONS OF UTAH, LLC
	NC FINANCIAL SOLUTIONS OF WISCONSIN, LLC
	By:	 	NC Financial Solutions, LLC
		 	The Sole Member of each of the foregoing entities
			
		 	By:	 	/s/ Austin D. Nettle
		 		 	Austin D. Nettle, Vice President and Treasurer

 
					
	CNU OF ALABAMA, LLC
	CNU OF ALASKA, LLC
	CNU OF ARIZONA, LLC
	CNU OF CALIFORNIA, LLC
	CNU OF COLORADO, LLC
	CNU OF DELAWARE, LLC
	CNU OF FLORIDA, LLC
	CASHNETUSA OF FLORIDA, LLC
	CNU OF HAWAII, LLC
	CNU OF IDAHO, LLC
	CNU OF ILLINOIS, LLC
	CNU OF INDIANA, LLC
	CNU OF IOWA, LLC
	CNU OF KANSAS, LLC
	CNU OF LOUISIANA, LLC
	CNU OF MAINE, LLC
	CASHNET CSO OF MARYLAND, LLC
	CNU OF MICHIGAN, LLC
	CNU OF MINNESOTA, LLC
	CNU OF MISSISSIPPI, LLC
	CNU OF MISSOURI, LLC
	CNU OF MONTANA, LLC
	CNU OF NEVADA, LLC
	CNU OF NEW HAMPSHIRE, LLC
	CNU OF NEW MEXICO, LLC
	CNU OF NORTH DAKOTA, LLC
	CNU OF OHIO, LLC
	OHIO CONSUMER FINANCIAL SOLUTIONS, LLC
	CNU OF OKLAHOMA, LLC
	CNU OF OREGON, LLC
	CNU OF RHODE ISLAND, LLC
	CNU OF SOUTH CAROLINA, LLC
	CNU OF SOUTH DAKOTA, LLC
	CNU OF TENNESSEE, LLC
	CNU OF TEXAS, LLC
	CNU OF UTAH, LLC
	CNU OF VIRGINIA, LLC,
	CNU OF WASHINGTON, LLC
	CNU OF WISCONSIN, LLC
	CNU WYOMING, LLC
	CASHEURONET UK, LLC
	DOLLARSDIRECT, LLC
	EURONETCASH, LLC
	TRAFFICGEN, LLC
	By:	 	CNU Online Holdings, LLC
		 	The Sole Member of each of the foregoing entities
			
		 	By:	 	/s/ Austin D. Nettle
		 		 	Austin D. Nettle, Vice President and Treasurer

 
					
	AEL NET MARKETING, LLC
	AEL NET OF ARIZONA, LLC
	AEL NET OF CALIFORNIA, LLC
	AEL NET OF ILLINOIS, LLC
	AEL NET OF OHIO, LLC
	AEL NET OF SOUTH CAROLINA, LLC
	AEL NET OF TEXAS, LLC
	AEL NET OF WISCONSIN
	ARIZONA CONSUMER FINANCIAL SOLUTIONS, LLC
	By:	 	CNU Online Holdings, LLC
		 	The sole Member of each of the foregoing entities
			
		 	By	 	/s/ Austin D. Nettle
		 		 	Austin D. Nettle, Vice President & Treasurer
	
	CASHNETUSA CO LLC
	CASHNETUSA OR LLC
	THE CHECK GIANT NM, LLC
	By:	 	CNU of New Mexico, LLC
		 	The Sole member of each of the foregoing entities
		 	By:	 	CNU Online Holdings, LLC
		 		 	Its Sole Member
			
		 	By	 	/s/ Austin D. Nettle
		 		 	Austin D. Nettle, Vice President & Treasurer
	
	DEBIT PLUS TECHNOLOGIES, LLC
	DEBIT PLUS SERVICES, LLC
	DEBIT PLUS PAYMENT SOLUTIONS, LLC
	By:	 	Debit Plus, LLC
		 	The Sole Member of each of the foregoing entities
			
		 	By	 	/s/ Austin D. Nettle
		 		 	Austin D. Nettle, Vice President & Treasurer

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