Document:

Industrial Lease Agreement

 Exhibit 10.21 
 11/20/02 
 INDUSTRIAL 
 LEASE AGREEMENT 
 THIS INDUSTRIAL LEASE AGREEMENT (this “Lease”) is executed as of this 21st day of Nov, 2002, by and between DUKE REALTY LIMITED PARTNERSHIP, an Indiana limited partnership
(“Landlord”), and PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation (“Tenant”). 
 WITNESSETH:

 ARTICLE I - LEASE OF PREMISES 
 Section 1.01. Basic Lease Provisions and Definitions. 
  

	A.	Leased Premises (shown outlined on Exhibit A attached hereto): Suite 100 of that certain building (the “Building”) located at 150) Hembree Park Drive,
Roswell, Georgia 30076, located in Hembree Park (the “Park”); 

  

	B.	Rentable Area: approximately 18,670 square feet (which includes approximately 17,147 square feet of usable space); 

 Landlord shall use commercially reasonable standards, consistently applied, in determining he Rentable Area and the rentable area of the
Building. Landlord’s determination of Rentable area shall conclusively be deemed correct for all purposes hereunder. 
  

	C.	Tenant’s Proportionate Share: 42,10%; 

  

	D.	Minimum Annual Rent: 

  

			
	 Year 1
	  	$120,606.67 (2 months free rent)
	 Year 2
	  	$148,346.20
	 Year 3
	  	$152,838.80
	 Year 4
	  	$157,361.55
	 Year 5
	  	$162,035.06
	 Year 6
	  	$166,889.48
	 Year 7
	  	$79,665.72 (5 months and 16 days total)

  

	E.	Monthly Rental Installments: 

  

				
	 Months 1 – 2
	  	$	 0.00
	 Months 3 – 14
	  	$	12,060.67
	 Months 15 – 26
	  	$	12,422.49
	 Months 27 – 38
	  	$	12,799.38
	 Months 39 – 50
	  	$	13,176.28
	 Months 51 – 62
	  	$	13,568.25
	 Months 63 – 74
	  	$	13,975.30
	 Months 75 – 78
	  	$	14,397.42

  

	F.	Base Year: 2003: 

  

	G.	Lease Term: Six (6) years, five (5) months and sixteen (16) days; 

  

	H.	Commencement Date: January 15, 2003; 

  

	I.	Security Deposit: None; 

  

	J.	Guarantor(s): None; 

  

	K.	Broker(s): CB Richard Ellis, Inc. representing Tenant; 

  

	L.	Permitted Use: Disaster recovery center, and office and administrative uses reasonably ancillary thereto; 

	M.	Address for notices: 

  

			
	Landlord:	  	Duke Realty Limited Partnership
		  	3950 Shackleford Road, Suite 300
		  	Duluth, Georgia 30096
		  	Attn: Legal Department - Atlanta Market
		
	Tenant:	  	Primerica Life Insurance Company
		  	150 Hembree Park Drive, Suite 100
		  	Roswell, Georgia 30076
		
	With copies to:	  	Primerica Life Insurance Company
		  	2150 Boggs Road, Suite 145
		  	Duluth, Georgia 30096
		  	Attn: Terry Robertson, VP Facilities Management
		
		  	Primerica Life Insurance Company
		  	3100 Breckinridge Blvd.
		  	Bldg. 1200
		  	Duluth, Georgia 30099
		  	Attn: General Counsel
	
	Address for rental and other payments:
		
		  	Duke Realty Limited Partnership
		  	75 Remittance Drive
		  	Suite 3205
		  	Chicago, Illinois 60675-3205
	
	Exhibits attached hereto:
		
		  	Exhibit A: Site Plan of Leased Premises
		  	Exhibit B: Tenant Improvements
		  	Exhibit C: Letter of Understanding
		  	Exhibit D: Special Stipulations
		  	Exhibit E: Offer Space
		  	Exhibit F: Mezzanine Space

 Section 1.02. Leased Premises. Landlord hereby leases to Tenant
and Tenant leases from Landlord, under the terms and conditions herein, the Leased Premises. 
 ARTICLE 2 - TERM AND
POSSESSION 
 Section 2.01. Term. The term of this Lease (“Lease Term”) shall be for the
period of time as set forth in Section 1.01(G) hereof, and shall commence on the Commencement Date set forth in Section 1.01(H) hereof. 
 Section 2.02. Construction of Tenant Improvements. 
 (a) Tenant
has personally inspected the Leased Premises and accepts the same “AS IS” without representation or warranty by Landlord of any kind and with the understanding that Landlord shall have no responsibility with respect thereto except
to construct in a good and workmanlike manner the improvements described in the scope of work attached hereto as Exhibit B and made a part hereof (the “Tenant Improvements”). 
 (b) Landlord shall provide Tenant with a proposed schedule for the construction and installation of the Tenant Improvements and shall notify
Tenant of any material changes to said schedule. Tenant agrees to coordinate with Landlord regarding the installation of Tenant’s phone and data wiring and any other trade related fixtures that will need to be installed in the Leased Premises
prior to substantial completion of the Tenant Improvements. In addition, if and to the extent permitted by applicable laws, rules and ordinances, Tenant shall have the right to enter the Leased Premises for thirty (30) days prior to the
scheduled date for substantial completion of the Tenant improvements (as may be notified from time to time) in order to install fixtures (such as racking) and otherwise prepare the Leased Premises for occupancy (which right shall expressly exclude
making any structural modifications). During any entry prior to the Commencement Date (i) Tenant shall comply with all terms and conditions of this Lease other than the obligation to pay rent, (ii) Tenant shall not interfere with
Landlord’s completion of the Tenant Improvements, (iii) Tenant shall cause its personnel and contractors to comply with the terms and conditions of Landlord’s rules of conduct (which Landlord 
  

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agrees to furnish to Tenant upon request), and (iv) Tenant shall not begin operation of its business. Tenant acknowledges that Tenant shall be responsible for obtaining all applicable
permits and inspections relating to any such entry by Tenant. 
 (c) Landlord shall use commercially reasonable efforts to
substantially complete the Tenant Improvements on or before September 1, 2002. Promptly following the Commencement Date, Tenant shall execute Landlord’s Letter of Understanding in substantially the form attached hereto as Exhibits C and
made a part hereof, acknowledging, among other things, that Tenant has accepted the Leased Premises. 
 (d) Landlord agrees to
complete the Tenant Improvements no later than September 1, 2002. 
 Section 2.03. Surrender of the
Premises. Upon the expiration or earlier termination of this Lease, Tenant shall immediately surrender the Leased Premises to Landlord in broom-clean condition and in good condition and repair, normal wear and tear excepted. Tenant shall also
remove its personal property, trade fixtures, wiring and cabling (including above ceiling), and any of Tenant’s alterations designated by Landlord, promptly repair any damage caused by such removal, and restore the Leased Premises to the
condition existing prior to the removal of such items. In addition, at Landlord’s option, Tenant shall be required to remove any unique Tenant Improvements installed as a result of Tenant’s specific use of the Leased Premises; provided,
however, that Landlord shall notify Tenant whether it considers any Tenant Improvements “unique” prior to the installation thereof. If Tenant fails to do so, Landlord may restore the Leased Premises to such condition at Tenant’s
expense, Landlord may cause all of said property to be removed at Tenant’s expense, and Tenant hereby agrees to pay all the costs and expenses thereby reasonably incurred. All Tenant property which is not removed within ten (10) days
following Landlord’s written demand therefor shall be conclusively deemed to have been abandoned by Tenant, and Landlord shall be entitled to dispose of such property at Tenant’s cost without thereby incurring any liability to Tenant. The
provisions of this section shall survive the expiration or other termination of this Lease. 
 Section 2.04.
Holding Over. If Tenant retains possession of the Leased Premises after the expiration or earlier termination of this Lease, Tenant shall be a tenant at sufferance at One Hundred Fifty Percent (150%) of the Minimum Annual Rent and Annual
Rental Adjustment for the Leased Premises in effect upon the date of such expiration or earlier termination, and otherwise upon the terms, covenants and conditions herein specified, so far as applicable. Acceptance by Landlord of rent after such
expiration or earlier termination shall not result in a renewal of this Lease, nor shall such acceptance create a month to month tenancy. This Section 2.04 shall in no way constitute a consent by Landlord to any holding over by Tenant
upon the expiration or earlier termination of this Lease, nor limit Landlord’s remedies in such event. 
 ARTICLE 3 -
RENT 
 Section 3.01. Base Rent. Tenant shall pay to Landlord the Minimum Annual Rent in the Monthly
Rental Installments, in advance, without demand and without abatement, deduction or offset, beginning on the Commencement Date and on or before the first day of each and every calendar month thereafter during the Lease Term. The Monthly Rental
Installments for partial calendar months shall be prorated. 
 Section 3.02. Additional Rent. 
 (a) Any amount required to be paid by Tenant hereunder (in addition to Minimum Annual Rent) and any charges or expenses incurred by Landlord
on behalf of Tenant under the terms of this Lease shall be considered “Additional Rent” payable in the same manner and upon the same terms and conditions as the Minimum Annual Rent reserved hereunder except as set forth herein to the
contrary. Any failure on the part of Tenant to pay such Additional Rent when and as the same shall become due shall entitle Landlord to the remedies available to it for non-payment of Minimum Annual Rent. 
 (b) In addition to the Minimum Annual Rent, Tenant shall pay to Landlord for each calendar year during the Lease Term, as Additional Rent,
Tenant’s Proportionate Share of all costs and expenses incurred by Landlord during the Lease Term for Operating Expenses (as hereinafter defined) for the Building and the common areas associated therewith. 
 (c) In addition to the Minimum Annual Rent and Tenant’s share of Operating Expenses, Tenant shall pay to Landlord for each calendar
year during the Lease Term, as Additional Rent (i) any increase in insurance premiums and deductibles (payable by Landlord) over the base amount paid in the 
  

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Base Year; and (ii) the amount by which all Real Estate Taxes (as herein defined) for each tax year exceeds all Real Estate Taxes for the Base Year. 
 (d) For purposes of this Lease, “Operating Expenses” shall mean all of Landlord’s expenses for operation, repair, and
maintenance to keep the Building and the common areas associated therewith in good order, condition and repair (including all additional direct costs and expenses of operation and maintenance of the Building which Landlord reasonably determines it
would have paid or incurred during such year if the Building had been fully occupied), including, but not limited to, management or administrative fees (which shall not exceed 3.5% of the Minimum Annual Rent due under this Lease); utilities;
insurance deductibles: stormwater discharge fees; license, permit, inspection and other fees; fees and assessments imposed by any covenants or owners’ association; security services; and maintenance, repair and replacement of the driveways,
parking areas (including snow removal), exterior lighting, landscaped areas, walkways, curbs, drainage strips, sewer lines, exterior walls, foundation, structural frame, roof and gutters. The cost of any Operating Expenses that are capital in nature
shall be amortized over the useful life of such improvement (as reasonably determined by Landlord), and only the amortized portion shall be included in Operating Expenses. 
 (e) For purposes of this Lease, “Real Estate Taxes” shall include any form of real estate tax or assessment or service payments in
lieu thereof, and any license fee, commercial rental tax, improvement bond or other similar charge or tax (other than inheritance, personal income or estate taxes) imposed upon the Building or the common areas associated therewith (or against
Landlord’s business of leasing the Building) by any authority having the power to so charge or tax, together with costs and expenses of contesting the validity or amount of Real Estate Taxes which at Landlord’s option may be calculated as
if such contesting work had been performed on a contingent fee basis (whether charged by Landlord’s counsel or representative; provided, however, that said fees are reasonably comparable to the fees charged for similar services by others not
affiliated with Landlord, but in no event shall fees exceed thirty-three percent (33%) of the good faith estimated tax savings). Additionally, Tenant shall pay, prior to delinquency, all taxes assessed against and levied upon trade fixtures,
furnishings, equipment and all personal property of Tenant contained in the Leased premises. 
 Section 3.03. Payment of Additional Rent. Landlord shall estimate the total amount of Additional Rent to be paid by Tenant during each calendar year of the Lease Term, pro-rated for any partial years. Commencing on the
Commencement Date, Tenant shall pay to Landlord each month, at the same time the Monthly Rental Installments are due, an amount equal to one-twelfth (1/12th) of the estimated Additional Rent for such year. Within one hundred twenty (120) days after the end of each
calendar year, Landlord shall submit to Tenant a statement of the actual amount of such Additional Rent and within thirty (30) days after receipt of such statement, Tenant shall pay any deficiency between the actual amount owed and the
estimates paid during such calendar year. In the event of overpayment, Landlord shall credit the amount of such overpayment toward the next installments of Minimum Annual Rent. Any Operating Expenses not billed to Tenant within two (2) years of the
year such expenses accrued shall be waived by Landlord. 
 Section 3.04. Late Charges. Tenant acknowledges
that Landlord shall incur certain additional unanticipated administrative and legal costs and expenses if Tenant fails to pay timely any payment required hereunder. Therefore, in addition to the other remedies available to Landlord hereunder, if any
payment required to be paid by Tenant to Landlord hereunder is not paid (a) within five (5) days following written notice from Landlord on the first occasion in any twelve (12) month period, or (b) as and when due on any
subsequent occasion in any twelve (12) month period, Tenant shall pay an administrative fee equal to five percent (5%) of such past due account; provided, however, that such administrative fees shall not accrue on any balance of Additional Rent
that has not been paid as a result of a legitimate dispute raised in good faith. 
 ARTICLE 4 - SECURITY DEPOSIT 

 INTENTIONALLY OMITTED 
 ARTICLE 5 - USE 
 Section 5.01. Use of Leased
Premises. The Leased Premises are to be used by Tenant solely for the Permitted Use and for no other purposes without the prior written consent of Landlord. 
 Section 5.02 Covenants of Tenant Regarding Use. Tenant shall (i) use and maintain the Leased Premises and conduct its business thereon in a safe, careful, reputable and lawful
manner, (ii) comply with all laws, rules, regulations, orders, ordinances, directions and requirements of any governmental authority or agency, now in force or which may hereafter be in force, including without limitation those 
  

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which shall impose upon Landlord or Tenant any duty with respect to or triggered by a change in the use or occupation of, or any improvement or alteration to, the Leased Premises,
(iii) comply with any protective covenants applicable to the Park which are in effect and as may hereafter be adopted and promulgated and (iv) comply with and obey all reasonable directions of the Landlord, including any rules and
regulations that may be adopted by Landlord from time to time and provided to Tenant in writing. Tenant shall not do or permit anything to be done in or about the Leased Premises or common areas which will in any way obstruct or interfere with the
rights of other tenants or occupants of the Building or injure or annoy them. Landlord shall not be responsible to Tenant for the nonperformance by any other tenant or occupant of the Building of its lease or of any rules and regulations. Tenant
shall not overload the floors of the Leased Premises. All damage to the floor structure or foundation of the Building due to improper positioning or storage of items or materials shall be repaired by Landlord at the sole expense of Tenant, who shall
reimburse Landlord immediately therefor upon demand. Tenant shall not use the Leased Premises, or allow the Leased Premises to be used, for any purpose or in any manner which would invalidate any policy of insurance now or hereafter carried on the
Building or increase the rate of premiums payable on any such insurance policy unless Tenant reimburses Landlord as Additional Rent for any increase in premiums charged. Landlord represents Tenant’s use of the Leased Premises for the Permitted
Use will not increase the Building’s insurance cost. 
 Section 5.03. Landlord’s Rights Regarding
Use. In addition to the rights specified elsewhere in this Lease, Landlord shall have the following rights regarding the use of the Leased Premises or the common areas, each of which may be exercised without notice or liability to Tenant,
(a) Landlord may install such signs, advertisements, notices or tenant identification information as it shall deem necessary or proper; (b) Landlord shall have the right at any time to control, change or otherwise alter the common areas as
it shall deem necessary or proper, provided such change does not materially and adversely impact Tenant use of the Leased Premises for the Permitted Use; and (c) Landlord or Landlord’s agent shall be permitted to inspect or examine the
Leased Premises at any reasonable time upon not less than 24 hours prior notice (except in the event of an emergency, in which case no such prior notice shall be required). With respect to any such entry by Landlord, Landlord shall be accompanied by
Tenant’s Facilities Management representative, provided Tenant makes such representative available to Landlord, and Landlord shall have the right to make any repairs to the Leased Premises which are necessary for its preservation; provided,
however, that any repairs made by Landlord shall be at Tenant’s expense, except as provided in Section 7.02 hereof. Landlord shall incur no liability to Tenant for such entry, nor shall such entry constitute an eviction of Tenant or
a termination of this Lease, or entitle Tenant to any abatement of rent therefor; provided, however, that Landlord agrees to use reasonable efforts to minimize interference with Tenant’s business operations. 
 ARTICLE 6 - UTILITIES AND SERVICES 
 Tenant shall obtain in its own name and pay directly to the appropriate supplier the cost of all utilities and services serving the Leased Premises. However, if any services or utilities are jointly
metered with other property, Landlord shall make a reasonable determination of Tenant’s proportionate share of the cost of such utilities and services (at rates that would have been payable if such utilities and services had been directly
billed by the utilities or services providers) and Tenant shall pay such share to Landlord within thirty (30) days after receipt of Landlord’s written statement. Landlord shall not be liable in damages or otherwise for any failure or
interruption of any utility or other Building service and no such failure or interruption shall entitle Tenant to terminate this Lease or withhold sums due hereunder. In the event of utility “deregulation”, Landlord shall choose the
service provider. Tenant shall have the exclusive control over the heating, ventilating and air-conditioning (“HVAC”) system serving the Leased Premises on a 24 hour a day/7 day a week basis. Notwithstanding the foregoing, if (a)
such interruption of service is caused by the negligence or willful misconduct of Landlord or its employees and (b) such interruption of service renders the Leased Premises or any portion of the Leased Premises untenantable for a period of
five (5) consecutive business days after Landlord receives written notice from Tenant of such interruption of service, rent shall abate with respect to the area which is affected for each such consecutive day after said five (5) business
day period that such area of the Leased Premises is so rendered until such service is restored. The rent abatement shall equal the Monthly Rental Installment due for the period of the interruption with respect to the square footage affected. The
Leased Premises shall be considered untenantable if Tenant does not use the Leased Premises or portion thereof affected in the conduct of its normal business operations as a result of said interruption of service to the Leased Premises. It is agreed
and understood that Tenant shall not use nor be entitled to use the Leased Premises or portion thereof affected to conduct its normal business operations during any day for which Landlord is obligated to abate rent hereunder. The abatement herein
provided shall be Tenant’s sole and exclusive remedy for interruption of service. Landlord agrees to use its reasonable efforts to restore such utility service as soon as possible. 
  

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 ARTICLE 7 - MAINTENANCE AND REPAIRS 
 Section 7.01. Tenant’s Responsibility. During the Lease Term, Tenant shall, at its own cost and expense, maintain
the Leased Premises in good condition, regularly servicing and promptly making all repairs and replacements thereto, including but not limited to the electrical systems, heating and air conditioning systems, plate glass, floors, windows and doors,
and sprinkler and plumbing systems, and shall obtain a preventive maintenance contract on the HVAC systems, and provide Landlord with a copy thereof. The preventive maintenance contract shall meet or exceed Landlord’s standard maintenance
criteria, and shall provide for the inspection and maintenance of the heating, ventilating and air conditioning system on not less than a semi-annual basis. In the event Tenant fails to maintain the Leased Premises as required herein or fails to
commence repairs (requested by Landlord in writing) within thirty (30) days after such request, or fails diligently to proceed thereafter to complete such repairs, Landlord shall have the right in order to preserve the Leased Premises or
portion thereof, and/or the appearance thereof, to make such repairs or have a contractor make such repairs and charge Tenant for the cost thereof as additional rent, together with interest at the rate of twelve percent (12%) per annum from the
date of making such payments. 
 Section 7.02. Landlord’s Responsibility. During the Lease Term,
Landlord shall maintain in good condition and repair, and replace as necessary, the roof, exterior walls, foundation and structural frame of the Building (including the water tightness of the Building) and the parking and landscaped areas, the costs
of which shall be included in Operating Expenses; provided, however, that to the extent any of the foregoing items require repair because of the negligence, misuse, or default of Tenant, its employees, agents, customers or invitees, Landlord shall
make such repairs solely at Tenant’s expense. 
 Section 7.03. Alterations. Tenant shall not permit
alterations in or to the Leased Premises unless and until the plans and the contractor have been approved by Landlord in writing. As a condition of Landlord’s approval, Landlord may require Tenant to remove the alterations and restore the
Leased Premises upon termination of this Lease provided Landlord notifies Tenant of such removal requirement in writing at the time such alteration is approved; otherwise, all such alterations shall at Landlord’s option become a part of the
realty and the property of Landlord, and shall not be removed by Tenant. Tenant shall ensure that all alterations shall be made in accordance with all applicable laws, regulations and building codes, in a good and workmanlike manner and of quality
equal to or better than the original construction of the Building, and that its contractors comply with the terms and conditions of Landlord’s Building Contractor Guidelines (which Landlord agrees to furnish to Tenant upon request). Upon
completion of the work, Tenant shall provide lien waivers from the subcontractors or a final affidavit of lien waiver from the general contractor, and such lien waiver shall be in a form acceptable to Landlord. No person shall be entitled to any
lien derived through or under Tenant for any labor or material furnished to the Leased Premises, and nothing in this Lease shall be construed to constitute a consent by Landlord to the creation of any lien. If any lien is filed against the Leased
Premises for work claimed to have been done for or material claimed to have been furnished to Tenant, Tenant shall cause such lien to be discharged of record within thirty (30) days after filing. Tenant shall indemnify Landlord from all costs,
losses, expenses and attorneys’ fees in connection with any construction or alteration and any related lien. 
 ARTICLE 8 - INSURANCE 
 Section 8.01. Landlord’s Insurance. 
 (a) During the Lease Term, Landlord shall maintain, with such deductible as Landlord in its sole judgment determines advisable, all risk
coverage insurance on the Building (excluding all trade fixtures and property required to be insured by Tenant under this Lease) in an amount equal to the full replacement value of the Building. Such insurance coverage may be maintained by means of
a blanket policy of insurance. 
 (b) Commercial General Liability insurance with respect to the Common Areas with limits at
least equal to the amount Tenant is required to maintain pursuant to Section 8.02(a) below. Such liability insurance may be maintained under an umbrella policy. 
 Section 8.02. Tenant’s Insurance. During the Lease Term, Tenant shall maintain the following types of insurance, in the amounts specified and in the form hereinafter provided for:

 (a) Liability insurance in the Commercial General Liability form (including Broad Form Property Damage and Contractual
Liabilities or reasonable equivalent thereto) covering the Leased Premises and Tenant’s use thereof against claims for bodily injury or death, property damage and product liability occurring upon, in or about the Leased Premises, such insurance
to be written on an occurrence basis (not a claims made basis), to be in combined single limits amounts not less than $3,000,000 and to have general aggregate limits of not less than $5,000,000 for each policy year. 
  

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 (b) All Risk Coverage, Vandalism and Malicious Mischief, and Sprinkler Leakage insurance, if
applicable, for the full cost of replacement of Tenant’s trade fixtures, merchandise and personal property. 
 (c)
Worker’s Compensation: minimum statutory amount. 
 All policies of insurance provided for in this Section 8.02 (i) shall be
issued in form reasonably acceptable to Landlord, (ii) shall name Landlord, Landlord’s managing agent, any mortgagee and any other party reasonably designated by Landlord as additional insureds, and (iii) shall provide that they may
not be materially changed or canceled on less than thirty (30) days’ prior written notice to Landlord. Tenant shall furnish Landlord with Certificates of Insurance evidencing all required coverages on or before the Commencement Date, and
thereafter within thirty (30) days prior to the expiration of each such policy. If Tenant fails to carry such insurance, Landlord may obtain such insurance and Tenant shall promptly reimburse Landlord therefor. If Tenant elects not to carry
business interruption insurance, Tenant releases Landlord from any and all liability arising during the Lease Term which would have been covered by business interruption insurance had Tenant carried such insurance. 
 Section 8.03. Waiver of Subrogation. Landlord and Tenant hereby waive any rights each may have against the other on
account of any loss or damage occasioned to Landlord or Tenant, as the case may be, or their respective property, the Leased Premises, its contents, or other portions of the Building arising from any risk which is insured against under any all risk
coverage insurance carried (or required to be carried) by either Landlord or Tenant. All insurance policies maintained by Landlord or Tenant as provided in this Lease shall contain an agreement by the insurer waiving the insurer’s right of
subrogation against the other party to this Lease. 
 Section 8.04. Tenant’s Responsibility. All of
Tenant’s trade fixtures, merchandise and personal property in the Leased Premises shall be and remain at Tenant’s sole risk. Landlord shall not be liable to Tenant or to any other person, and Tenant hereby releases Landlord from
(i) any and all liability for theft thereof or any damage thereto occasioned by any act of God or by any acts, omissions or negligence of any persons, and (ii) any and all liability for any injury to the person or property of Tenant or other
persons in or about the Leased Premises, the Building or the common areas associated therewith, except to the extent caused by the negligence or willful misconduct of Landlord. Notwithstanding the foregoing, nothing contained in this
Section 8.04 shall override (or be deemed to override) the waivers contained in Section 8.03 above. This provision shall survive the expiration or earlier termination of this Lease. 
 Section 8.05. Tenant’s Indemnity. Tenant shall indemnify, defend and hold harmless Landlord, its agents, employees
and contractors from and against any and all claims, demands, penalties, costs, liabilities, losses and expenses (including reasonable attorneys’ fees actually incurred) to the extent arising from or based upon any alleged act, omission or
negligence of Tenant or Tenant’s agents, employees contractors or invitees or otherwise arising in connection with the Leased Premises or Tenant’s use of the common areas associated therewith, except to the extent caused by the negligence
or willful misconduct of Landlord. Notwithstanding the foregoing, nothing contained in this Section 8.05 shall override (or be deemed to override) the waivers contained in Section 8.03 above. This provision shall survive the
expiration or earlier termination of this Lease. 
 Section 8.06. Landlord’s Indemnity. Landlord shall
indemnify, defend and hold harmless Tenant, its agents, employees and contractors from and against any and all claims, demands, penalties, costs, liabilities, losses and expenses (including reasonable attorneys’ fees actually incurred) to the
extent arising from or based upon any alleged act, omission or negligence of Landlord or Landlord’s agents, employees, contractors or invitees, except to the extent caused by the negligence or willful misconduct of Tenant. Notwithstanding the
foregoing, nothing contained in this Section 8.05 shall override (or be deemed to override) the waivers contained in Section 8.03 above. This provision shall survive the expiration or earlier termination of this Lease.

 ARTICLE 9 - CASUALTY 
 In the event of total or partial destruction of the Building or the Leased Premises by fire or other casualty, Landlord agrees to promptly restore and repair the Leased Premises; provided, however,
Landlord’s obligation hereunder shall be limited to the reconstruction of such of the tenant finish improvements as were originally required to be made by Landlord, if any. Rent shall proportionately abate during the time that the Leased
Premises or part thereof are unusable because of any such damage. Notwithstanding the foregoing, if the Leased Premises are (i) so destroyed that they cannot be repaired or rebuilt within one hundred fifty (150) days front the casualty
date; or (ii) destroyed by a casualty which is 
  

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 not covered by the insurance required hereunder or, if covered, such insurance proceeds are not released by
any mortgagee entitled thereto or are insufficient to rebuild the Building and the Leased Premises; then, in case of a clause (i) casualty, either Landlord or Tenant may, or, in the case of a clause (ii) casualty, then Landlord may, upon thirty
(30) days’ written notice to the other party, terminate this Lease with respect to matters thereafter accruing. Notwithstanding the provisions of this paragraph, if any such damage or destruction occurs within the final year of the term
hereof, then either party, in its sole discretion, may, without regard to the aforesaid one hundred fifty (150) day period, terminate this Lease by written notice to the other party. 
 ARTICLE 10 - EMINENT DOMAIN 
 If all or any
substantial part of the Building or common areas shall be acquired by the exercise of eminent domain, Landlord may terminate this Lease by giving written notice to Tenant on or before the date that actual possession thereof is so taken. If all or
any part of the Leased Premises shall be acquired by the exercise of eminent domain so that the Leased Premises shall become impractical for Tenant to use for the Permitted Use, Tenant may terminate this Lease as of the date that actual possession
thereof is so taken by giving written notice to Landlord. All damages awarded shall belong to Landlord; provided, however, that Tenant may claim dislocation damages if such amount is not subtracted from Landlord’s award. 
 ARTICLE 11 - ASSIGNMENT AND SUBLEASE 
 Section 11.01 Assignment and Sublease. Tenant shall not assign this Lease or sublet the Leased Premises in whole or in part without Landlord’s prior written consent, which consent
shall not be unreasonably withheld, delayed or denied. Subject to Section 11.02 below, any change in control of Tenant resulting from a merger, consolidation, stock transfer or asset sale shall be considered an assignment or transfer
that requires Landlord’s prior written consent. In the event of any permitted assignment or subletting, Tenant shall remain primarily liable hereunder, and any extension, expansion, rights of first offer, rights of first refusal or other
options granted to Tenant under this Lease shall be rendered void and of no further force or effect. The acceptance of rent from any other person shall not be deemed to be a waiver of any of the provisions of this Lease or to be a consent to the
assignment of this Lease or the subletting of the Leased Premises. Any assignment or sublease consented to by Landlord shall not relieve Tenant (or its assignee) from obtaining Landlord’s consent to any subsequent assignment or sublease. By way
of example and not limitation, Landlord shall be deemed to have reasonably withheld consent to a proposed assignment or sublease if in Landlord’s opinion (i) the Leased Premises are or may be in any way adversely affected; (ii) the
business reputation of the proposed assignee or subtenant is unacceptable; or (iii) the financial worth of the proposed assignee or subtenant is insufficient to meet the obligations hereunder. If Landlord refuses to give its consent to any
proposed assignment or subletting, Landlord may, at its option, within thirty (30) days after receiving a request to consent, terminate this Lease by giving Tenant thirty (30) days prior written notice of such termination, whereupon each
party shall be released from all further obligations and liability hereunder, except those which expressly survive the termination of this Lease. In the event that Tenant assigns or sublets the Leased Premises or any part thereof, and at any time
receives rent and/or other consideration which exceeds that which Tenant would at that time be obligated to pay to Landlord, Tenant shall pay to Landlord, as Additional Rent, 50% of such excess rent and/or other consideration. Tenant agrees to pay
Landlord $500.00 upon demand by Landlord to reimburse Landlord for reasonable accounting and attorneys’ fees incurred in conjunction with the processing and documentation of any requested assignment, subletting or any other hypothecation of
this Lease or Tenant’s interest in and to the Leased Premises. 
 Section 11.02. Permitted Transfer.
Notwithstanding anything to the contrary contained in Section 11.01 above, Tenant shall have the right, without Landlord’s consent, but upon ten (10) days prior notice to Landlord, to (i) sublet all or part of the Leased Premises to
any related corporation or other entity which controls Tenant, is controlled by Tenant or is under common control with Tenant; (ii) assign all or any part of this Lease to any related corporation or other entity which controls Tenant, is
controlled by Tenant, or is under common control with Tenant, or to a successor entity into which or with which Tenant is merged or consolidated or which acquires substantially all of Tenant’s assets in property; or (iii) effectuate any
public offering of Tenant’s stock on the New York Stock exchange or in the NASDAQ over the counter market, provided that in the event of a transfer pursuant to clause (ii), the net worth after any such transaction is not less than the net worth
of Tenant as of the date hereof and provided further that such successor entity assumes all of the obligations and liabilities of Tenant (any such entity hereinafter referred to as a “Permitted Transferee”). For the purpose hereof
“control” shall mean ownership of not less than fifty percent (50%) of all voting stock or legal and equitable interest in such corporation or entity. Any such transfer shall not relieve Tenant of its obligations under this Lease.

  

 -8- 

 ARTICLE 12 - TRANSFERS BY LANDLORD 
 This Lease and all rights of Tenant hereunder are and shall be subject and subordinate to the lien and security title of any Mortgage (as
hereinafter defined) presently existing or hereafter encumbering the Building provided that the holder of said Mortgage agrees not to disturb Tenant’s possession of the Leased Premises so long as Tenant is not in default hereunder. For purposes
of this Lease, “Mortgage” shall mean any or all mortgages, deeds to secure debt, deeds of trust or other instruments in the nature thereof, and any amendments, modifications, extensions or renewals thereof. Within twenty (20) days
following receipt of a written request from Landlord, Tenant shall execute and deliver to Landlord an estoppel certificate in such form as Landlord may reasonably request certifying (i) that this Lease is in full force and effect and unmodified
or stating the nature of any modification, (ii) the date to which rent has been paid, (iii) that there are not, to Tenant’s knowledge, any uncured defaults or specifying such defaults if any are claimed, and (iv) any other matters or
state of facts reasonably required respecting the Lease, it being intended that any such statement delivered pursuant hereto may be relied upon by Landlord and by any purchaser or mortgagee of the Building. No owner of the Leased Premises, whether
or not named herein, shall have liability hereunder after it ceases to hold title to the Leased Premises. 
 ARTICLE 13 -
DEFAULT AND REMEDY 
 Section 13.01. Default. The occurrence of any of the following shall be a
“Default”: 
 (a) Tenant fails to pay any Monthly Rental Installment or Additional Rent (i) within five
(5) days following written notice from Landlord on the first occasion in any twelve (12) month period, and (ii) within five (5) days after the same is due on any subsequent occasion within said twelve (12) month period.

 (b) Tenant fails to perform or observe any other term, condition, covenant or obligation required under this Lease for a
period of thirty (30) days after notice thereof from Landlord; provided, however, that if the nature of Tenant’s default is such that more than thirty days are reasonably required to cure, then such default shall be deemed to have been
cured if Tenant commences such performance within said thirty-day period and thereafter diligently completes the required action within a reasonable time. 
 (c) Tenant shall assign or sublet all or a portion of the Leased Premises in contravention of the provisions of Article 11 of this Lease. 
 (d) All or substantially all of Tenant’s assets in the Leased Premises or Tenant’s interest in this Lease are attached or levied
under execution (and Tenant does not discharge the same within sixty (60) days thereafter); a petition in bankruptcy, insolvency or for reorganization or arrangement is filed by or against Tenant (and Tenant fails to secure a stay or discharge
thereof within sixty (60) days thereafter); Tenant is insolvent and unable to pay its debts as they become due; Tenant makes a general assignment for the benefit of creditors; Tenant takes the benefit of any insolvency action or law; the
appointment of a receiver or trustee in bankruptcy for Tenant or its assets if such receivership has not been vacated or set aside within thirty (30) days thereafter; or dissolution or other termination of Tenant’s corporate charter if
Tenant is a corporation. 
 Section 13.02. Remedies. Upon the occurrence of any Default, Landlord shall have
the following rights and remedies, in addition to those allowed by law or in equity, any one or more of which may be exercised without further notice to Tenant: 
 (a) Terminate this Lease by giving Tenant notice of termination, in which event this Lease shall expire and terminate on the date specified in such notice of termination and all rights of Tenant under
this Lease and in and to the Leased Premises shall terminate. Tenant shall remain liable for all obligations under this Lease arising up to the date of such termination, and Tenant shall surrender the Leased Premises to Landlord on the date
specified in such notice. Furthermore, Tenant shall be liable to Landlord for the unamortized balance of any Tenant improvement allowance and brokerage fees paid in connection with the Lease. 
 (b) Without terminating this Lease, and with or without notice to Tenant, re-enter the Leased Premises and cure any default of Tenant, and
Tenant shall reimburse Landlord as Additional Rent for any costs and expenses which Landlord thereby incurs; and Landlord shall not be liable to Tenant for any loss or damage which Tenant may sustain by reason of Landlord’s action. 

(c) Terminate this Lease as provided in subparagraph (a) above and recover from Tenant all damages Landlord may incur by reason of
Tenant’s default, including, without limitation, an amount which, at the date of such termination is equal to the sum of the following: (i) the value of the excess, if 
  

 -9- 

 
any, discounted at the prime rate of interest (as reported in the Wall Street Journal), of (A) the Minimum Annual Rent, Additional Rent and all other sums that would have been payable
hereunder by Tenant for the period for the remainder of the Lease Term had this Lease not been terminated (said period being referred to herein as the “Remaining Term”), less (B) the aggregate reasonable rental value of the
Leased Premises for the Remaining Term, as determined by a real estate broker licensed in the State of Georgia who has at least ten (10) years of experience; (ii) the costs of recovering possession of the Leased Premises and all other expenses
incurred by Landlord due to Tenant’s Default, including, without limitation, reasonable attorney’s fees and the cost to prepare the Leased Premises for re-letting (all costs and expenses set forth in this clause (ii) being referred to
herein, collectively, as the “Default Damages”); and (iii) the unpaid Minimum Annual Rent and Additional Rent that accrued prior to the date of termination, plus any interest and late fees due hereunder and any other sums of money and
damages owing on the date of termination by Tenant to Landlord under this Lease or in connection with the Leased Premises (all amounts set forth in this clause (iii) being referred to herein, collectively, as the “Prior Obligations”).
Landlord shall provide Tenant with written notice of the amount as calculated above within sixty (60) days from the date of such termination. Tenant shall pay such amount within sixty (60) days from the receipt of Landlord’s notice.
Landlord and Tenant acknowledge and agree that the payment of the amount set forth in clause (i) above shall not be deemed a penalty, but shall merely constitute payment of liquidated damages, it being understood that actual damages to Landlord
are extremely difficult, if not impossible, to ascertain. Tenant expressly acknowledges and agrees that the liabilities and remedies specified in this subparagraph (c) shall survive the termination of this Lease. 
 (d) Intentionally Omitted. 
 (e) Without terminating this Lease, terminate Tenant’s right to possession of the Leased Premises as of the date of Tenant’s Default, and thereafter (i) neither Tenant nor any person
claiming under or through Tenant shall be entitled to possession of the Leased Premises, and Tenant shall immediately surrender the Leased Premises to Landlord; and (ii) Landlord may re-enter the Leased Premises and dispossess Tenant and any
other occupants of the Leased Premises by any lawful means and may remove their effects, without prejudice to any other remedy which Landlord may have. Thereafter, Landlord may, but shall not be obligated to, re-let all or any part of the Leased
Premises as the agent of Tenant for a term different from that which would otherwise have constituted the balance of the Lease Term and for rent and on terms and conditions different from those contained herein, whereupon Tenant shall be obligated
to pay to Landlord as liquidated damages the difference between the rent provided for herein and that provided for in any lease covering a subsequent re-letting of the Leased Premises, for the Remaining Term, together with all Default Damages.
Neither the filing of a dispossessory proceeding nor an eviction of personalty in the Leased Premises shall be deemed to terminate the Lease. 
 (f) Allow the Leased Premises to remain unoccupied and collect rent from Tenant as it comes due; provided, however, that to the extent required by applicable law, Landlord will use reasonable efforts to
mitigate its damages. 
 (g) Sue for injunctive relief or to recover damages for any loss resulting from the Default.

 Section 13.03. Landlord’s Default and Tenant’s Remedies. Landlord shall be in default if it
fails to perform any term, condition, covenant or obligation required under this Lease for a period of thirty (30) days after written notice thereof from Tenant to Landlord; provided, however, that if the term, condition, covenant or obligation
to be performed by Landlord is such that it cannot reasonably be performed within thirty (30) days, such default shall be deemed to have been cured if Landlord commences such performance within said thirty-day period and thereafter diligently
undertakes to complete the same. Upon the occurrence of any such default. Tenant may sue for injunctive relief or to recover damages for any loss directly resulting from the breach, but Tenant shall not be entitled to terminate this Lease or
withhold, offset or abate any sums due hereunder. 
 Section 13.04. Limitation of Landlord’s Liability.
If Landlord shall fail to perform any term, condition, covenant or obligation required to be performed by it under this Lease and if Tenant shall, as a consequence thereof, recover a money judgment against Landlord, Tenant agrees that it shall look
solely to Landlord’s right, title and interest in and to the Building for the collection of such judgment; and Tenant further agrees that no other assets of Landlord shall be subject to levy, execution or other process for the satisfaction of
Tenant’s judgment. 
 Section 13.05. Nonwaiver of Defaults. Neither party’s failure or delay in
exercising any of its rights or remedies or other provisions of this Lease shall constitute a waiver thereof or affect its right thereafter to exercise or enforce such right or remedy or other provision. No waiver of any default shall be deemed to
be a waiver of any other default. Landlord’s receipt of less than the full rent due shall not 
  

 -10- 

 
be construed to be other than a payment on account of rent then due, nor shall any statement on Tenant’s check or any letter accompanying Tenant’s check be deemed an accord and
satisfaction. No act or omission by Landlord or its employees or agents during the Lease Term shall be deemed an acceptance of a surrender of the Leased Premises, and no agreement to accept such a surrender shall be valid unless in writing and
signed by Landlord. 
 Section 13.06. Attorneys’ Fees. If a Default shall occur, Tenant shall pay to
Landlord, on demand, all expenses incurred by Landlord as a result thereof, including reasonable attorneys’ fees, court costs and expenses actually incurred; provided, however, that Landlord and Tenant shall each reimburse the other for the
reasonable and actual attorneys’ fees, court costs and expenses incurred by such other party in connection with any litigation initiated by Landlord or Tenant, as the case may be, pursuant to this Lease which results in a final, unappealable
judgment as to the merits in the other party’s favor. 
 ARTICLE 14 - LANDLORD’S RIGHT TO RELOCATE TENANT

 INTENTIONALLY OMITTED 
 ARTICLE 15 - TENANT’S RESPONSIBILITY REGARDING 
 ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. 
 Section 15.01. Definitions.

 (a) “Environmental Laws” - All present or future federal, state and municipal laws, ordinances, rules and
regulations applicable to the environmental and ecological condition of the Leased Premises, the rules and regulation of the Federal Environmental Protection Agency or any other federal, state or municipal agency or governmental board or entity
having jurisdiction over the Leased Premises. 
 (b) “Hazardous Substances” - Those substances included within the
definitions of “hazardous substances,” “hazardous materials,” “toxic substances,’’ “solid waste” or “infectious waste” under Environmental Laws and petroleum products. 
 Section 15.02. Compliance. Tenant, at its sole cost and expense, shall promptly comply with the Environmental Laws
including any notice from any source issued pursuant to the Environmental Laws or issued by any insurance company which shall impose any duty upon Tenant with respect to the use, occupancy, maintenance or alteration of the Leased Premises whether
such notice shall be served upon Tenant or served upon Landlord and Landlord advised Tenant of such need to cure. 
 Section 15.03. Restrictions on Tenant. Tenant shall operate its business and maintain the Leased Premises in compliance with all Environmental Laws. Tenant shall not cause or permit the use, generation, release,
manufacture, refining, production, processing, storage or disposal of any Hazardous Substances on, under or about the Leased Premises, or the transportation to or from the Leased Premises of any Hazardous Substances, except as necessary and
appropriate for its Permitted Use in which case the use, storage or disposal of such Hazardous Substances shall be performed in compliance with the Environmental Laws. 
 Section 15.04. Notices, Affidavits, Etc. 
 (a) Tenant shall
immediately notify Landlord of (i) any violation by Tenant, its employees, agents, representatives, customers, invitees or contractors of the Environmental Laws on, under or about the Leased Premises, or (ii) the presence or suspected
presence of any Hazardous Substances on, under or about the Leased Premises and shall immediately deliver to Landlord any notice received by Tenant relating to (i) and (ii) above from any source. Tenant shall execute affidavits,
representations and the like within five (5) days of Landlord’s request therefor concerning Tenant’s best knowledge and belief regarding the presence of any Hazardous Substances on, under or about the Leased Premises. 
 (b) Landlord shall immediately notify Tenant of (i) any violation by Landlord, its employees, agents, representatives, customers,
invitees or contractors of the Environmental Laws on, under or about the Leased Premises, or (ii) the presence or suspected presence of any Hazardous Substances on, under or about the Leased Premises and shall immediately deliver to Tenant any
notice received by Landlord relating to (i) and (ii) above from any source. Landlord shall execute affidavits, representations and the like within ten (10) business days of Tenant’s request therefor concerning Landlord’s best
knowledge and belief regarding the presence of any Hazardous Substances on, under or about the Leased Premises. 
  

 -11- 

 Section 15.05. Landlord’s Rights. Landlord and its agents shall have
the right, but not the duty, upon advance notice (except in the case of emergency when no notice shall be required) to inspect the Leased Premises and conduct tests thereon to determine whether or the extent to which there has been a violation of
Environmental Laws by Tenant or whether there are Hazardous Substances on, under or about the Leased Premises. In exercising its rights herein, Landlord shall use reasonable efforts to minimize interference with Tenant’s business but such entry
shall not constitute an eviction of Tenant, in whole or in part, and Landlord shall not be liable for any interference, loss, or damage to Tenant’s property or business caused thereby. 
 Section 15.06. Tenant’s Indemnification. Tenant shall indemnify Landlord and Landlord’s managing agent from any and
all claims, losses, liabilities, costs, expenses and damages, including attorneys’ fees, costs of testing and remediation costs, incurred by Landlord in connection with any breach by Tenant of its obligations under this Article 15; provided,
however, that Tenant shall have no obligation to indemnify Landlord to the extent that Landlord is actually reimbursed by insurance proceeds. The covenants and obligations under this Article 15 shall survive the expiration or earlier termination of
this Lease. 
 Section 15.07. Landlord’s Representation. Notwithstanding anything contained in this
Article 15 to the contrary, Tenant shall not have any liability to Landlord under this Article 15 resulting from any conditions existing, or events occurring, or any Hazardous Substances existing or generated at, in, on, under or in connection with
the Leased Premises prior to the Commencement Date of this Lease except to the extent Tenant exacerbates the same. 
 ARTICLE 16 - MISCELLANEOUS 
 Section 16.01. Benefit of Landlord and Tenant. This Lease
shall inure to the benefit of and be binding upon Landlord and Tenant and their respective successors and assigns. 
 Section
16.02. Governing Law. This Lease shall be governed in accordance with the laws of the State where the Building is located. 
 Section 16.03. Guaranty. Intentionally Omitted. 
 Section 16.04. Force Majeure.
Landlord and Tenant (except with respect to the payment of any monetary obligation) shall be excused for the period of any delay in the performance of any obligation hereunder when such delay is occasioned by causes beyond its control, including but
not limited to work stoppages, boycotts, slowdowns or strikes; shortages of materials, equipment, labor or energy; unusual weather conditions; or acts or omissions of governmental or political bodies. 
 Section 16.05. Examination of Lease. Submission of this instrument for examination or signature to Tenant does not
constitute a reservation of or option for Lease, and it is not effective as a Lease or otherwise until execution by and delivery to both Landlord and Tenant. 
 Section 16.06. Indemnification for Leasing Commissions. Broker shall be entitled to receive a commission in the amounts, and upon the terms and conditions, contained in a
separate commission agreement between Landlord and Broker. Tenant warrants and represents to Landlord that, other than Broker, no other party is entitled, as a result of the actions of Tenant, to a commission or other fee resulting from the
execution of this Lease; and in the event Tenant extends or renews this Lease, or expands the Leased Premises, and Broker is entitled to a commission under the above-referenced commission agreement, Tenant shall pay all commissions and fees payable
to any party (other than Broker) engaged by Tenant to represent Tenant in connection therewith. Landlord warrants and represents to Tenant that, except as set forth above, no other party is entitled, as a result of the actions of Landlord, to a
commission or other fee resulting from the execution of this Lease. Landlord and Tenant agree to indemnify and hold each other harmless from any loss, cost, damage or expense (including reasonable attorney’s fees) incurred by the
nonindemnifying party as a result of the untruth or incorrectness of the foregoing warranty and representation, or failure to comply with the provisions of this subparagraph. Broker is representing Tenant in connection with this Lease, and is not
representing Landlord. Employees of Landlord or its affiliates, are representing Landlord and are not representing Tenant. The parties acknowledge that certain officers, directors, shareholders, or partners of Landlord or its general partner(s), are
licensed real estate brokers and/or salesmen under the laws of the State of Georgia. Tenant consents to such parties acting in such dual capacities. 
 Section 16.07. Notices. Any notice required or permitted to be given under this Lease or by law shall be deemed to have been given if it is written and delivered by overnight courier or
mailed by certified mail, postage prepaid, to the party who is to receive such notice at the address specified in

  

 -12- 

 Article 1. If sent by overnight courier, notice shall be deemed given as of the First business day after
sending. If mailed, the notice shall be deemed to have been given on the date which is three business days after mailing. Either party may change its address by giving written notice thereof to the other party. 
 Section 16.08. Partial Invalidity; Complete Agreement. If any provision of this Lease shall be held to be invalid, void
or unenforceable, the remaining provisions shall remain in full force and effect. This Lease represents the entire agreement between Landlord and Tenant covering everything agreed upon or understood in this transaction. There are no oral promises,
conditions, representations, understandings, interpretations or terms of any kind as conditions or inducements to the execution hereof or in effect between the parties. No change or addition shall be made to this Lease except by a written agreement
executed by Landlord and Tenant. 
 Section 16.09. Financial Statements. During the Lease Term and any
extensions thereof, as long as Tenant’s financial statements are publicly available, Tenant shall provide to Landlord upon request, a copy of Tenant’s most recent annual report. Without limiting the foregoing, in the event that
Tenant’s financial statements are no longer publicly available, Tenant shall provide to Landlord on an annual basis, within ninety (90) days following the end of Tenant’s fiscal year, a copy of Tenant’s most recent financial
statements (certified and audited if available) prepared as of the end of Tenant’s fiscal year. All such financial statements shall be signed by Tenant (or an officer of Tenant, if applicable) who shall attest to the truth and accuracy of the
information set forth in such statements, All financial statements provided by Tenant to Landlord hereunder shall be prepared in conformity with generally accepted accounting principles, consistently applied. 
 Section 16.10. Signage. Landlord shall have the right to approve the placing of signs and the size and quality of the
same. Tenant shall place no exterior signs on the Leased Premises without the prior written consent of Landlord. Any signs not in conformity with the Lease may be intermediately removed by Landlord. 
 Section 16.11. Consent. Where the consent of a party is required, such consent will not be unreasonably withheld.

 Section 1612. Parking. Throughout the term of this Lease and any extensions thereof, Landlord shall make
available to Tenant one hundred seventeen (117) automobile parking spaces (on an unassigned, non-exclusive basis) in the parking area of the Park. Such parking shall be at no additional cost to Tenant. Tenant agrees to cooperate reasonably with
Landlord and other tenants in the use of parking facilities. Landlord reserves the right in its reasonable discretion to determine whether parking facilities are becoming crowded and, in such event, to allocate parking spaces among Tenant and other
tenants. There will be no assigned parking unless Landlord, in its sole discretion, may deem advisable. No vehicle may be repaired or serviced in the parking area and any vehicle deemed abandoned by Landlord will be towed from the project and all
costs therein shall be borne by the Tenant. All driveways, ingress and egress, and all parking spaces are for the joint use of all tenants. There shall be no parking permitted on any of the streets or roadways located within the Parking. 

Section 16.13. Time. Time is of the essence of each term and provision of this Lease. 
 Section 16.14. Representations and Warranties. Tenant hereby represents and warrants that (i) Tenant is duly
organized, validly existing and in good standing (if applicable) in accordance with the laws of the state under which it was organized; (ii) Tenant is authorized to do business in the State where the Building is located; and (iii) the
individual(s) executing and delivering this Lease on behalf of Tenant has been properly authorized to do so, and such execution and delivery shall bind Tenant to is terms. 
 Section 16.15. Usufruct. Tenant’s interest in the Leased Premises is a usufruct, not subject to levy and sale, and
not assignable by Tenant except as expressly set forth herein. 
 (SIGNATURES CONTAINED ON THE FOLLOWING PAGE) 
  

 -13- 

 IN WITNESS WHEREOF, the parties hereto have executed this Lease as of the day and year first
above written. 
  

											
	 Signed, sealed and delivered
 as to Landlord, in the
 presence of:
	 		 	 LANDLORD:
  
 DUKE REALTY LIMITED PARTNERSHIP, an

		 		 	Indiana limited partnership
	 /s/ Tara Bell
	 		 	
	Unofficial Witness	 		 		 	By:	 	Duke Realty Corporation,
		 		 		 		 	its General Partner
						
	 /s/ [Illegible]
	 		 		 		 	By:	 	 /s/ [Illegible]

	Notary Public	 		 		 		 	Name:	 	 [Illegible]

		 		 		 		 	Title:	 	 [Illegible]

						
	Notary Public, Gwinnett County, Georgia	 		 		 		 		 	
	My Commission Expires August 12, 2005	 		 		 		 		 	
			
	 Signed, sealed and delivered
 as to Tenant, in the
 presence of:
	 		 	 TENANT:
  
 PRIMERICA LIFE INSURANCE COMPANY, a
 Massachusetts
corporation

	  
	 		 	
	Unofficial Witness	 		 		 	By:	 	 /s/ Karen Fine

		 		 		 	Name:	 	 Karen Fine

		 		 		 	Title:	 	 EVP

	 /s/ Ansleigh Smith
	 		 		 		 	
	Notary Public	 		 		 		 	
					
		 		 		 	Attest:	 	  

		 		 		 	Name:	 	  

	ANSLEIGH SMITH	 		 		 	Title:	 	  

	Notary Public, Gwinnett County, Georgia	 		 		 		 	
	My Commission Expires Sept 15, 2006.	 		 		 		 	

  

 -14- 

 

 

 08/21/02 
 EXHIBIT D 
 SPECIAL STIPULATIONS 
 The Special Stipulations set forth herein are hereby incorporated into the body of the lease to which these Special Stipulations are attached (the
“Lease”), and to the extent of any conflict between these Special Stipulations and the Lease, these Special Stipulations shall govern and control. 
 I. Option to Extend. 
 (a) Grant and Exercise of Option. Provided
that (i) the Lease is in full force and effect, (ii) no Default has occurred and is then continuing and no facts or circumstances exist which, with the giving of notice or the passage of time, or both, would constitute a Default, and
(iii) Tenant’s tangible net worth is at least Ten Million and No/100 Dollars ($10,000,000.00), as revealed by its most current financial statements, Tenant shall have one (1) option to extend the initial Lease Term (the “Original
Term”) for one (1) additional period of five (5) years (the “Extension Term”). For the purpose hereof, “tangible net worth” shall mean the value of tangible assets (i.e., assets excluding those which are
intangibles such as goodwill, patents and trademarks) over liabilities. The leasing of the Leased Premises for the Extension Term shall be upon the same terms and conditions contained in the Lease for the Original Term except (i) Tenant shall
not have any further option to extend; (ii) any improvement allowances, termination rights or other concessions applicable to the Leased Premises during the Original Term shall not apply to the Extended Term, and (iii) the Minimum Annual
Rent shall be adjusted as set forth herein (“Rent Adjustment”). Tenant shall exercise such option by delivering to Landlord, no later than one hundred eighty (180) days prior to the expiration of the Original Term, written notice of
Tenant’s desire to extend the Original Term. Tenant’s failure to timely exercise such option shall be deemed a waiver of such option. If Tenant properly exercises its option to extend, Landlord shall notify Tenant of the Minimum Annual
Rent for the Extension Term no later than ninety (90) days prior to the commencement of the Extension Term. Tenant shall have twenty (20) business days following its receipt of Landlord’s notice to notify Landlord in writing that
Tenant objects to the Rent Adjustment and therefore that Tenant elects to determine the Fair Market Value Rent (as defined and calculated below). Tenant shall be deemed to have accepted the Rent Adjustment if it fails to deliver to Landlord a
written objection thereto within said twenty (20) business day period. If Tenant timely exercises its option to extend, Landlord and Tenant shall execute an amendment to the Lease (or, at Landlord’s option, a new lease on the form then in
use for the Building) reflecting the terms and conditions of the Extension Term, within thirty (30) days following the determination of the Minimum Annual Rent for the Extension Term. 
 (b) Fair Market Value Rent. The “Fair Market Value Rent” shall be an amount equal to the minimum annual rent then being
quoted by landlord to prospective new tenants of the Building for space of comparable size and quality and with similar or equivalent improvements as are found in the Building, and if none, then in similar buildings owned by Landlord. The Fair
Market Value Rent shall be determined as follows: 
 (i) Selection of Appraisers. If Tenant notifies Landlord that Tenant
disagrees with Landlord’s determination of the Minimum Annual Rent for the Extension Term and that Tenant elects to determine the Fair Market Value Rent, then Landlord and Tenant shall, within ten (10) days after Landlord’s receipt of said
notice, each select an appraiser to determine the Fair Market Value Rent for the Leased Premises. Each appraiser so selected shall be either an MAI appraiser or a licensed real estate broker, each having at least ten years prior experience in the
appraisal or leasing of comparable space in the metropolitan area in which the Leased Premises are located and with a working knowledge of current rental rates and practices. 
 (ii) Appraisal. Upon selection, Landlord’s and Tenant’s appraisers shall work together in good faith to agree upon the Fair
Market Value Rent. The estimate chosen by such appraisers shall be binding on both Landlord and Tenant. If the two appraisers cannot agree upon the Fair Market Value Rent for the Leased Premises within twenty (20) days after their appointment,
then, within ten (10) days after the expiration of such twenty (20) day period, the two appraisers shall select a third appraiser meeting the above criteria. Once the third appraiser has been selected as provided for above, then such third
appraiser shall within ten (10) days after appointment make its determination of which of the appraisers’ two estimates most closely reflects Fair Market Value Rent and such estimate shall be binding on both Landlord and Tenant as the Fair
Market Value Rent for the applicable Extension Term. The parties shall share equally in the costs of the third arbitrator, and each party shall pay the cost of its own arbitrator. 
  

 D-1 

 (c) Personal. This Option to Extend is personal to Primerica Life Insurance Company
and its Permitted Transferee and shall become null and void upon the occurrence of an assignment of the Lease or a sublet of all or a part of the Leased Premises. 
 2. Right of First Offer. 
 (a) Provided that (i) the Lease is in full
force and effect, (ii) no Default has occurred and is then continuing and no facts or circumstances exist which, with the giving of notice or the passage of time, or both, would constitute a Default, and (iii) the creditworthiness of
Tenant, as revealed by its most current financial statements, is materially the same as or better than on the date of the Lease, Landlord shall notify Tenant in writing (“Landlord’s Notice”) of the availability of any space within the
Building, as shown on Exhibit E attached hereto and made a part hereof (the “Offer Space”) before entering into a lease with a third party for such Offer Space. Tenant shall have ten (10) business days from its receipt of
Landlord’s Notice to deliver to Landlord a written acceptance agreeing to lease the Offer Space on the terms and conditions contained in Landlord’s Notice which shall be the same terms and conditions as Landlord is willing to provide to
such third party. In the event Tenant fails to notify Landlord of its acceptance within said ten (10) business day period, such failure shall be conclusively deemed a waiver of Tenant’s Right of First Offer and a rejection of the Offer
Space, whereupon Tenant shall have no further rights with respect to the Offer Space and Landlord shall be free to lease the Offer Space to a third party. In the event Tenant accepts the Offer Space on the terms and conditions specified in the
Landlord’s Notice, the term for the Offer Space shall be coterminous with the term for the original Leased Premises; provided, however, that the term for the Offer Space shall be not less than thirty-six (36) months. If the term of the
Offer Space would then exceed the Lease Term for the original Leased Premises, the Lease Term for the original Leased Premises shall be extended automatically to the extent necessary, to be coterminous with the term for the Offer Space. The Minimum
Annual Rent for the Offer Space shall be equal to the rate which is then being quoted by Landlord to prospective new tenants for the Offer Space, excluding free rent and other concessions, but adjusted to reflect any term that is less than the term
contained in Landlord’s Notice, provided, however, that in no event shall Tenant’s Minimum Annual Rent per square foot for the Offer Space be less than the highest Minimum Annual Rent per square foot payable during the original Lease Term
for the original Leased Premises. If, as a result of Tenant’s exercise of this right of first offer, the Lease Term for the original Leased Premises is extended, the Minimum Annual Rent for the original Leased Premises during the first twelve
(12) months of any such extended term shall be an amount equal to 103% of the Minimum Annual Rent in effect at the end of the preceding term, and shall increase at the rate of 3% per annum thereafter. 
 (b) If, within such 10 business day period, Tenant accepts the Offer Space, then Landlord and Tenant shall amend the Lease to include the
Offer Space subject to the same terms and conditions of the Lease, as modified by the terms and conditions of the Landlord’s Notice; provided, however, that except as otherwise expressly set forth in the Landlord’s Notice, no Tenant
Improvement allowances or other such financial concessions contained in the Lease, if any, shall apply to the Offer Space. 
 (c) Notwithstanding anything to the contrary contained herein, if, at any time, (i) Landlord delivers a Landlord’s Notice with respect to any Offer Space that adjoins the Leased Premises, (ii) Tenant waives its right of first
offer to lease said Offer Space pursuant to the terms of subsection (a) above, and (iii) Landlord leases said Offer Space to a third party, this Special Stipulation 2 shall be thereafter null and void and of no further force or effect and
Tenant shall no longer have a right of first offer to lease any Offer Space. 
 (d) This Right of First Offer is personal to
Primerica Life Insurance Company and its Permitted Transferee and shall become null and void upon the occurrence of an assignment of the Lease or a sublet of all or a part of the Leased Premises. 
 3. Mezzanine. Tenant shall have the exclusive right to occupy and use the mezzanine area located directly above Suite 100 of the Building as shown on
Exhibit F attached hereto and made a part hereof (the “Mezzanine Space”). The Mezzanine Space shall be deemed part of the Leased Premises for all purposes under the Lease; provided, however, that Tenant shall not be required to pay
base rent or any Operating Expenses or increases in insurance premiums or Real Estate Taxes with respect to the Mezzanine Space and the Mezzanine Space shall not be included in the calculation of Tenant’s Proportionate Share, or rentable area.

 4. Tenant Alterations Allowance. Landlord and Tenant acknowledge that Tenant intends to make certain alterations to the Leased
Premises following the date hereof, and that Tenant shall be required to comply with the provisions of Section 7.03 of the Lease in connection therewith. Without limiting the foregoing, Landlord agrees to pay an allowance to Tenant for
the construction and installation of said alterations (the “Tenant Alterations”) up to Forty-Two Thousand and Eight Hundred Seventy-Eight and 
  

 -2- 

 00/100 Dollars ($42,878.00) (the “Allowance”), provided that (i) Tenant delivers to Landlord,
on or before May 1, 2003, a written request for such reimbursement, and (ii) such request is accompanied by copies of invoices or receipts for the cost of the Tenant Alterations marked “paid in full.” If the Allowance exceeds the
cost to construct and install the Tenant Alterations, such savings shall be the property of Landlord. If Tenant fails to deliver a written request for reimbursement as aforesaid on or before May 1, 2003, Tenant shall be deemed to have waived
its right to such reimbursement. 
 5. Building Generator. Tenant shall have the exclusive right to use the back-up generator that
currently services the Building (the “Building Generator”) as a back-up power source for the Leased Premises, provided that (a) the Building Generator (and the use thereof) is in compliance with all of the terms and conditions of this
Lease, (b) the Building Generator (and the use thereof) is in compliance with any and all applicable laws, statutes, ordinances, regulations and protective covenants, and (c) Tenant maintains the Building Generator in good condition and
repair. Landlord shall have no obligation, whatsoever, to replace the Building Generator or perform any repairs to the Building Generator and any use of the Building Generator by Tenant shall be at Tenant’s sole risk and expense. Tenant shall
have the right to periodically test the Building Generator during the Lease Term. 
 6. Operating Expense Exclusions. Notwithstanding the
provisions of Section 3.02 of the Lease, Operating Expenses shall not include the following: 
 (a) legal fees,
brokerage commissions, adverting costs and other costs incurred in connection with the leasing of the Building; 
 (b) costs and
expenses arising by reason of any fire or other casualty (excluding and commercially reasonable deductible) or any condemnation to the extent that Landlord is reimbursed by insurance proceeds or condemnation awards; 
 (c) costs incurred by Landlord as a result of Landlord’s gross negligence or willful misconduct; 
 (d) wages, salaries, medical, surgical and general welfare benefits, pension payments, payroll taxes, workers’ compensation costs or
other compensation paid to or for any executive employees above the grade of building manager; 
 (e) Landlord’s general
overhead expenses not related to the Building; 
 (f) payments of principals or interest on any mortgage or other encumbrance
including ground lease payments and points, commission and legal fees associated with financing; 
 (g) depreciation;

 (h) legal fees, accountants’ fees and other expenses incurred in litigation with Tenant or other tenants or occupants of
the Building or associated with the enforcement of any lease or defense of the Landlord’s title or interest in the Building or any part thereof; 
 (i) costs including permit, license and inspection fees incurred in renovating or otherwise improving, decorating, painting or altering another tenant’s space in the Building; 
 (j) costs incurred due to the violation by Landlord or any other tenant in the Building of the terms and conditions of any lease;

 (k) the cost of any services provided to Tenant or other occupants of the Building for which Landlord is directly reimbursed
in a manner separate from a pass-through of general operating expenses; 
 (l) charitable or political contributions;

 (m) interest, penalties or other costs arising out of Landlord’s failure to make timely payments of its obligations; and

 (n) costs incurred in advertising and promotional activities for the Building. 
 7. Compliance With Law. 
 (a) Existing Governmental Regulations. If any federal, state or local laws, ordinances, orders, rules, regulations or requirements (collectively, “Governmental Requirements”) in existence as of

  

 -3- 

 
the date of the Lease require an alteration or modification of the Leased Premises (a “Code Modification”) and such Code Modification (i) is not made necessary as a result of the
specific use being made by Tenant of the Leased Premises (as distinguished from an alteration or improvement which would be required to be made by the owner of any warehouse-office building comparable to the Building irrespective of the use thereof
by any particular occupant), and (ii) is not made necessary as a result of any alteration of the Leased Premises by Tenant, such Code Modification shall be performed by Landlord, at Landlord’s sole cost and expense. 
 (b) Governmental Regulations – Landlord Responsibility. If, as a result of one or more Governmental Requirements that are not in
existence as of the date of this Lease, it is necessary from time to time during the Lease Term, to perform a Code Modification to the Building or the Common Areas that (i) is not made necessary as a result of the specific use being made by
Tenant of Leased Premises (as distinguished from an alteration or improvement which would be required to be made by the owner of any warehouse-office building comparable to the Building irrespective of the use thereof by any particular occupant),
and (ii) is not made necessary as a result of any alteration of the Leased Premises by Tenant, such Code Modification shall be performed by Landlord and cost thereof shall be included in Operating Expenses. 
 (c) Governmental Regulations – Tenant Responsibility. If, as a result of one or more Governmental Requirements, it is necessary
from time to time during the Lease Term to perform a Code Modification to the Building or the Common Areas that is made necessary as a result of the specific use being made by Tenant of the Leased Premises or as a result of any alteration of the
Leased Premises by Tenant, such Code Modification shall be the sole and exclusive responsibility of Tenant in all respects; provided, however, that Tenant shall have the right to retract its request to perform a proposed alteration in the event that
the performance of such alteration would trigger the requirement for a Code Modification. 
 8. Cap on Controllable Expenses.
Notwithstanding anything in this Lease to the contrary, Tenant will be responsible for Tenant’s Proportionate Share of Real Estate Taxes, Insurance Premiums, utilities, janitorial services, snow removal, landscaping and charges assessed against
or attributed to the Building pursuant to any applicable declaration of protective covenants (“Uncontrollable Expenses”), without regard to the level of increase in any or all of the above in any year or other period of time. Tenant’s
obligation to pay all other Building expenses which are not Uncontrollable Expenses (herein “Controllable Expenses”) shall be limited to a ten percent (10%) per annum increase over the amount the Controllable Expenses for the
immediately preceding calendar year would have been had the Controllable Expenses increased at the rate of ten percent (10%) in all previous calendar years beginning with the actual Controllable Expenses for the year ending December 31,
2002. 
 9. Inspection Rights. Landlord’s books and records pertaining to the calculation of Operating Expenses for any calendar
year within the Lease Term may be inspected by Tenant (or by an independent certified accountant) at Tenant’s expense, at any reasonable time within three (3) months after Tenant’s receipt of Landlord’s statement for Operating
Expenses; provided that Tenant shall give Landlord not less than fifteen (15) days’ prior written notice of any such inspection. If Landlord and Tenant agree that Landlord’s calculation of Tenant’s share of Operating Expenses for
the inspected calendar year was incorrect, the parties shall enter into a written agreement confirming such error and then, and only then, Tenant shall be entitled to a credit against future Minimum Annual Rent for said overpayment (or a refund of
any overpayment if the Lease Term has expired) or Tenant shall pay to Landlord the amount of any underpayment, as the case may be. If Tenant’s inspection proves that Landlord’s calculation of Tenant’s Proportionate Share of Operating
Expenses for the inspected calendar year resulted in an overpayment by more than ten percent (10%) of Tenant’s share, Landlord shall also pay the reasonable fees and expenses of Tenant’s independent professionals, if any, conducting
said inspection. All of the information obtained through Tenant’s inspection with respect to financial matters (including, without limitation, costs, expenses and income) and any other matters pertaining to Landlord, the Leased Premises, the
Building and/or the Park as well as any compromise, settlement or adjustment reached between Landlord and Tenant relative to the results of the inspection shall be held in strict confidence by Tenant and its officers, agents, and employees; and
Tenant shall cause its independent professionals to be similarly bound. The obligations within the preceding sentence shall survive the expiration or earlier termination of the Lease. 
 10. HVAC. Notwithstanding anything to the contrary set forth in Section 7.01 of this Lease, in the event that the estimated cost to repair or replace a particular component of an HVAC
unit serving the Leased Premises in a given calendar year exceeds $500.00 (a) Tenant shall promptly notify Landlord of the need for such repair or replacement, (b) Landlord shall perform such repair or replacement at its cost and expense
(subject to clause (c) below), and (c) Tenant shall reimburse Landlord, as Additional Rent, for the cost to perform such repair or replacement up to $500.00; provided, however, that in the event such repair or replacement is needed as a
result of Tenant’s failure to maintain the HVAC unit properly 
  

 -4- 

 or the negligence or willful misconduct of Tenant or Tenant’s agents, employees, contractors or
invitees, Tenant shall be required to perform the necessary repairs or replacement at its sole cost and expense. 
 11. Quiet Enjoyment.
So long as Tenant has not committed a Default hereunder, Landlord agrees that Tenant shall have the right to quietly use and enjoy the Leased Premises for the Lease Term. 
 12. Access. Tenant shall unrestricted access to the Leased Premises 24 hours a day, 7 days a week, 365 days a year. 
 13. Security. Tenant, at its sole cost and expense, my install an alarm/security/life safety system within the Leased Premises, provided Tenant complies with all applicable terms and conditions of
this Lease, including, without limitation, Section 7.03 of this Lease. 
  

 -5- 

 FIRST AMENDMENT TO INDUSTRIAL LEASE AGREEMENT 
 This First Amendment to Industrial Lease Agreement (the “Amendment”) is made as of the 16 day of April, 2008 (the
“Effective Date”), by and between FIRSTCAL INDUSTRIAL 2 ACQUISITION, LLC, a Delaware limited liability company, as successor-in-interest to Duke Realty Limited Partnership (“Landlord”) and PRIMERICA LIFE
INSURANCE COMPANY, a Massachusetts corporation (“Tenant”). 
 RECITALS 
 A. Landlord and Tenant entered into that certain Industrial Lease Agreement dated November 21, 2002 (the “Lease”),
with respect to therein described space, commonly known as Suite 100, and consisting of 18,670 rentable square feet (the “Leased Premises”) located as more particularly described in the Lease in the Building located at 150 Hembree
Park Drive, Roswell, Georgia 30076. 
 B. Landlord and Tenant now desire to modify and amend certain terms and provisions of the
Lease, and in particular, desire to extend the Lease Term, all in accordance with the terms and conditions set forth herein. 
 NOW, THEREFORE, in consideration of the foregoing and the mutual premises and covenants contained herein and in the Lease, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Landlord
and Tenant hereby modify and amend the Lease, as follows: 
 1. Recitals. All of the Recitals set forth above are hereby
incorporated into the body of this Amendment, as though separately and specifically set forth herein. 
 2. Defined Terms and
Conflict. Any capitalized terms used, but not defined, in this Amendment shall be deemed to have the meanings respectively ascribed to those terms in the Lease. In the event of any conflict between the terms and provisions of the Lease and those
of this Amendment, the terms and provisions of this Amendment shall control in all events. 
 3. Extension of Lease Term.
The last day of the Lease Term is hereby extended to February 28, 2018. The time period between midnight on March 1, 2008 (the “Extension Effective Date”) and 11:59 P.M. on the February 28, 2018 is hereinafter referred to
as the “Extended Lease Term”. All terms and conditions of the Lease shall be applicable to the Leased Premises during the Extended Lease Term, except as expressly set forth herein to the contrary. 
 4. Minimum Annual Rent. Tenant’s obligation to pay Minimum Annual Rent and Additional Rent under the Lease shall continue as set
forth in the Lease for the Extended Lease Term, except that the Minimum Annual Rent and the Monthly Rental Installments for the Leased Premises shall be calculated in accordance with the following: 
  

							
	Rental Period	  	 Minimum Annual Rent Per
 RSF
	  	Monthly Rental Installments
	 3/1/08 – 2/28/09
	  	$	8.85	  	$	13,769.13
	 3/1/09 – 2/28/10
	  	$	9.03	  	$	14,044.51
	 3/1/10 – 2/28/11
	  	$	9.21	  	$	14,325.40
	 3/1/11 – 2/29/12
	  	$	9.39	  	$	14,611.90
	 3/1/12 – 2/28/13
	  	$	9.58	  	$	14,904.14
	 3/1/13 – 2/28/14
	  	$	9.77	  	$	15,202.22
	 3/1/14 – 2/28/15
	  	$	9.97	  	$	15,506.27
	 3/1/15 – 2/29/16
	  	$	10.17	  	$	15,816.39
	 3/1/16 – 2/28/17
	  	$	10.37	  	$	16,132.72
	 3/1/17 – 2/28/18
	  	$	10.58	  	$	16,455.37

 5. Acknowledgement. Tenant hereby acknowledges that Landlord is not in default of its
obligations arising pursuant to the Lease as of the date of this Amendment and that Landlord has fully performed any tenant improvement, buildout or construction allowance obligations set forth in the Lease. Further, Tenant hereby acknowledges that
it has accepted and will accept the Leased Premises for the Extended Lease Term “As Is” and that, except as expressly set forth in the Work Letter attached hereto as Exhibit A, and incorporated herein by this reference, Landlord is
not obligated to provide any tenant improvements or tenant improvement allowances with respect thereto. Promptly following the Extension Effective Date, Tenant shall execute Landlord’s Letter of Understanding in substantially the form attached
hereto as Exhibit B and made a part hereof, acknowledging, among other things, that Tenant has accepted the Leased Premises for the Extended Lease Term. 
 6. Notices. As of the Effective Date, the addresses for Landlord’s receipt of notices and payment of Rent (set forth in Section 1.01(m) of the Lease) are hereby updated to the
following: 
  

			
	Landlord:	  	 FirstCal Industrial 2 Acquisition, LLC
 c/o First Industrial Realty Trust, Inc.
 5 Concourse Parkway, Suite 2020
 Atlanta, Georgia 30328
 Attn: Regional
Director

		
	With Payments to:	  	 FirstCal Industrial 2 Acquisition, LLC
 PO Box 536782
 Atlanta, Georgia 30353-6782

		
	If sent via Overnight:	  	 FirstCal Industrial 2 Acquisition, LLC
 Attn: Lockbox 536782
 1669 Phoenix Parkway, Suite 210
 College Park, Georgia 30349

 7. Tenant’s Insurance. Section 8.02 of the Lease is hereby deleted
and, in lieu thereof, the following is instead substituted: 
 Tenant shall purchase, at its own expense, and keep in force at
all times during the Lease Term the policies of insurance set forth below (collectively, “Tenant’s Policies”). All Tenant’s Policies shall (a) be issued by an insurance company with a Best’s rating of A or better
(excluding situations where the Tenant self-insures as provided herein) and otherwise reasonably acceptable to Landlord and shall be licensed to do business in the state in which the Leased Premises is located; (b) provide that said insurance
shall not be canceled unless 30 days’ prior written notice shall have been given to Landlord; (c) provide for deductible amounts that are reasonably acceptable to Landlord (and its lender, if applicable) and (d) otherwise be in such
form, and include such coverages, as Landlord may reasonably require. The Tenant’s Policies described in (i) and (ii) below shall (1) provide coverage on an occurrence basis; (2) name Landlord (and its lender, if applicable)
as additional insured; (3) provide coverage, to the extent insurable, for the indemnity obligations of Tenant under this Lease; (4) contain a separation of insured parties provision; (5) be primary, with respect to Tenant’s
obligations under the Lease, not contributing with, and not in excess of, coverage that Landlord may carry (with Landlord’s insurance being primary with respect to Landlord’s obligations under the lease); and (6) provide coverage with
no exclusion for a pollution 

 incident arising from a hostile fire. All Tenant’s Policies (or, at Landlord’s
option, Certificates of Insurance and applicable endorsements, including, without limitation, an “Additional Insured-Managers or Landlords of Premises” or similar endorsement) shall be delivered to Landlord prior to the Commencement Date
and upon renewal and request a Certificate of Insurance will be delivered. In the event that Tenant fails, at any time or from time to time, to comply with the requirements of the preceding sentence, Landlord may (A) order such insurance and
charge the cost thereof to Tenant, which amount shall be payable by Tenant to Landlord upon demand, as Additional Rent or (B) impose on Tenant, as Additional Rent, a monthly delinquency fee, for each month during which Tenant fails to comply
with the foregoing obligation, in an amount equal to five percent (5%) of the Monthly Rental Installments then in effect. Tenant shall give prompt notice to Landlord and Agent of any bodily injury, death, personal injury, advertising injury or
property damage occurring in and about the Property. 
 Tenant shall purchase and maintain, throughout the Term, a Tenant’s
Policy(ies) of: (i) commercial general or excess liability insurance, including personal injury and property damage, in the amount of not less than $2,000,000.00 per occurrence, and $5,000,000.00 annual general aggregate, per location;
(ii) comprehensive automobile liability insurance covering Tenant against any personal injuries or deaths of persons and property damage based upon or arising out of the ownership, use, occupancy or maintenance of a motor vehicle at the
Premises and all areas appurtenant thereto in the amount of not less than $1,000,000, combined single limit; (iii) omitted; (iv) workers’ compensation insurance per the applicable state statutes covering all employees of Tenant;
(v) business interruption insurance with limits not less than an amount equal to two (2) years’ rent due hereunder; and if Tenant handles, stores or utilizes Hazardous Substances in its business operations, (vi) pollution legal
liability insurance. 
 The foregoing notwithstanding, Landlord hereby consents to Tenant’s self-insurance program provided
that, at all times throughout the Term during which Tenant desires that Landlord accept Tenant’s self-insurance program, said program contains procedures (reasonably acceptable to Landlord) governing the investigation, litigation, processing,
funding of reserves, and payment of insurance claims (including claims brought by Landlord in its capacity as an additional insured under this Lease), which procedures shall be consistent with those of third-party insurers. At all times,
Tenant’s self-insurance program shall be subject to, and comply with, all of the requirements for Tenant’s insurance policies as described in this Section 8.02 and Landlord’s consent to Tenant’s self-insurance program shall not
diminish or abrogate any or all of said requirements in any way. Upon Landlord’s request, Tenant shall deliver to Landlord certificates and written details, reasonably acceptable to Landlord, evidencing the compliance of its self-insurance
program with the provisions of this paragraph. Landlord’s consent to Tenant’s self-insurance program will automatically terminate upon the effective date of any assignment, transfer or assumption of the Lease by or to any third party,
including transfers by operation of law, regardless of whether or not Landlord consents to such transfer (and without, in any way or to any extent, constituting a waiver of any requirement imposed under this Lease that Landlord consent to, and
approve of, any such assignment, transfer or assumption). 
 If the net worth of Tenant is less than Fifty Million and N0/100
Dollars ($50,000,000.00), or if Tenant further assigns the Lease or sublets the Leased Premises or any part thereof, then Landlord may require Tenant, or its assigns or subtenants, to keep in force during the Term of the Lease the insurance policies
referenced in this Section 8.02. As used herein, the term “net worth” shall mean the stockholder’s equity as determined in accordance with generally accepted accounting principles as published in the most recent annual
report of Tenant. 

 8. Financial Information. Section 16.09 of the Lease is hereby deleted and, in
lieu thereof, the following is hereby substituted: 
 From time to time during the Lease Term, Tenant shall deliver to Landlord,
information and documentation describing and concerning Tenant’s financial condition, and in form and substance reasonably acceptable to Landlord, within ten (10) days following Landlord’s written request therefor. Upon
Landlord’s request, Tenant shall provide to Landlord the most currently available audited financial statement of Tenant; and if no such audited financial statement is available, then Tenant shall instead deliver to Landlord, its most currently
available balance sheet and income statement. Furthermore, upon the delivery of any such financial information from time to time during the Lease Term, Tenant shall be deemed to automatically represent and warrant to Landlord that the financial
information delivered to Landlord is true, accurate and complete, and that there has been no adverse change in the financial condition of Tenant since the date of the then-applicable financial information. 
 9. Confidentiality. Pursuant to the Lease, Landlord and its selected third parties, because of their access to the Leased Premises,
will necessarily have access to confidential information (“Confidential Information”) that Tenant is obligated by law to protect. Confidential Information includes, but is not limited to, personal, financial and health information of the
Tenant’s customers, agents and representatives, including lists of customers, agents and representatives. Landlord shall take appropriate action to ensure the protection, confidentiality and security of the Confidential Information upon its
entrance into the Leased Premises from time to time. Landlord agrees not to use, copy or disclose Confidential Information in any manner or remove any Confidential Information from the Leased Premises, except as required by law or court order.
Landlord agrees to instruct any employees and third parties used by Landlord who have access to Tenant’s Confidential Information to maintain confidentiality of Confidential Information in accordance with this Section. If Landlord becomes aware
of any threatened or actual violation of the obligations or restrictions set forth in this Section, Landlord will promptly notify Tenant thereof and will reasonably cooperate (at no cost to Landlord) with Tenant in its efforts to terminate such
access, to curtail such threatened or actual unauthorized use or disclosure, or to recover such information or materials. 
 10.
HVAC. Within ninety (90) days after the Effective Date, Landlord, at its sole cost and expense, shall perform or have performed on its behalf, certain repairs to the HVAC systems serving the Leased Premises (the “HVAC
Repairs”), pursuant to the scope of work attached hereto as Exhibit C, and incorporated herein by this reference. Landlord, or Landlord’s agent or contractor, as applicable, (i) shall provide Tenant with at least 24 hours prior
notice, in each instance, before entering the Leased Premises to perform the HVAC Repairs, and (ii) shall use commercially reasonable efforts not to materially interrupt or interfere with Tenant’s business operations in performing the HVAC
Repairs. 
 11. Waiver of Trial by Jury. THE LANDLORD AND THE TENANT, TO THE FULLEST EXTENT THAT THEY MAY LAWFULLY DO SO,
HEREBY WAIVE TRIAL BY JURY IN ANY ACTION OR PROCEEDING BROUGHT BY ANY PARTY TO THE LEASE WITH RESPECT TO THE LEASE, THE LEASED PREMISES, OR ANY OTHER MATTER RELATED TO THE LEASE, AS AMENDED HEREBY. 
 12. Miscellaneous. To the extent the provisions of this Amendment are inconsistent with the Lease, the terms of this Amendment shall
control. Except as expressly amended or modified herein, all other terms, covenants and conditions of the Lease shall remain in full force and effect and this Amendment shall be binding upon the parties hereto and their respective successors and
assigns. This Amendment shall be governed by the laws of the State in which the Building is located. Any terms used

 
in this Amendment as defined terms, but which are not defined herein, shall have the meanings attributed to those terms in the Lease. The submission of this Amendment to Tenant for examination or
consideration does not constitute an offer to amend the Lease, and this Amendment shall become effective only upon the execution and delivery thereof by both Landlord and Tenant. The Lease, as amended hereby, contains the entire agreement between
the parties with respect to the space demised by the Lease, as amended, and no representations, inducements, promises, agreements, oral or otherwise, between the parties not embodied in the Lease, as amended hereby, shall be of any force and effect.
Neither this Amendment nor any memorandum thereof shall be recorded and the act of recording by Tenant shall be deemed a default by Tenant hereunder. Time is of the essence as to all of the obligations under the Lease and this Amendment. This
Amendment has been negotiated “at arm’s length” by Landlord and Tenant, each having the opportunity to be represented by legal counsel. Therefore, this Amendment shall not be more strictly construed against either party by reason of
the fact that one party may have drafted this Amendment. This Amendment may be executed by the parties signing different counterparts of this Amendment, which counterparts together shall constitute the agreement of the parties. Tenant hereby
represents and warrants that, except for Cushman & Wakefield of Georgia, Inc. (“Broker”), it has not dealt with any real estate broker in the negotiation and execution of this Amendment and that no other party is entitled, as a
result of the actions of Tenant, to a commission or other fee resulting from the execution of this Amendment. Landlord shall pay any commissions due such Broker in connection with this Amendment pursuant to separate agreements between Landlord and
Broker. Tenant shall indemnify Landlord from any and all liability for the breach of the foregoing representation and shall pay any compensation to any other broker or person (other than Broker) who may be entitled thereto. 
 [SIGNATURE PAGE TO FOLLOW] 

 IN WITNESS WHEREOF, the parties executed this Amendment as of the Effective Date set forth
above. 
  

							
	LANDLORD:
	
	FIRSTCAL INDUSTRIAL 2 ACQUISITION, LLC, a Delaware limited liability company
		
	By:	 	FirstCal Industrial 2, LLC, a Delaware limited liability company and its sole member
			
		 	By:	 	FR FirstCal 2, LLC, a Delaware limited liability company and its Manager
				
		 		 	By:	 	First Industrial Investment, Inc., a Maryland corporation and its sole member
			
		 	By:	 	  

		 	Name:	 	  

		 	Title:	 	  

	
	TENANT:
	
	PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation
		
	By:	 	 /s/ Karen Fine

	Name:	 	 Karen Fine

	Title:	 	 EVP

 IN WITNESS WHEREOF, the parties executed this Amendment as of the Effective Date set forth
above. 
  

							
	LANDLORD:
	
	FIRSTCAL INDUSTRIAL 2 ACQUISITION, LLC, a Delaware limited liability company
		
	By:	 	FirstCal Industrial 2, LLC, a Delaware limited liability company and its sole member
			
		 	By:	 	FR FirstCal 2, LLC, a Delaware limited liability company and its Manager
				
		 		 	By:	 	First Industrial Investment, Inc., a Maryland corporation and its sole member
			
		 	By:	 	  

		 	Name:	 	
		 	Title:	 	
	
	TENANT:
	
	PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation
		
	By:	 	 /s/ Karen Fine

	Name:	 	 Karen Fine

	Title:	 	 EVPLease

 Exhibit 10.23 
 MULTI TENANT OFFICE LEASE – (NET) 
 2725321
CANADA INC. 
 LANDLORD 
 and 
 PRIMERICA LIFE INSURANCE COMPANY OF CANADA 
 TENANT 
  
  
 LEASE 

 
  

	Project :	Meadowvale Corporate Centre 

  

	Premises:	Suites 103, 200, 300, 400 and 406 at 2000 Argentia Road, Plaza V, Mississauga, Ontario 

 TABLE OF CONTENTS 
  

							
	 Section
	  	
			
	 1.
	  	LEASE SUMMARY	  	1
			
	 2.
	  	DEFINITIONS	  	2
			
	 3.
	  	NET LEASE	  	8
				
		  	3.1	  	Net Lease	  	8
			
	 4.
	  	LEASE OF PREMISES	  	8
				
		  	4.1	  	Premises	  	8
		  	4.2	  	Term	  	8
		  	4.3	  	Acceptance of Premises	  	8
		  	4.4	  	Licence to Use Common Facilities	  	8
		  	4.5	  	Quiet Enjoyment	  	8
		  	4.6	  	Fixturing of Premises	  	9
			
	 5.
	  	RENT	  	9
				
		  	5.1	  	Tenant to Pay	  	9
		  	5.2	  	Rent and Management Fee	  	9
		  	5.3	  	Deemed Rent and Allocation	  	9
		  	5.4	  	Monthly Payments of Operating Costs and Realty Taxes	  	9
		  	5.5	  	Adjustments	  	10
			
	 6.
	  	TAXES	  	10
				
		  	6.1	  	Payment of Taxes	  	10
		  	6.2	  	Taxes Payable by Tenant	  	10
		  	6.3	  	Determination of Tenant’s Taxes	  	11
		  	6.4	  	Business Taxes and Sales Taxes	  	11
		  	6.5	  	Tax Bills and Assessment Notices	  	11
		  	6.6	  	Contest of Realty Taxes	  	11
			
	 7.
	  	OPERATING COSTS	  	12
				
		  	7.1	  	Tenant’s Payment of Operating Costs	  	12
		  	7.2	  	Excess Costs	  	12
			
	 8.
	  	USE OF PREMISES	  	12
				
		  	8.1	  	Permitted Use	  	12
		  	8.2	  	Conduct of Business	  	12
		  	8.3	  	Tenant’s Fixtures	  	13
		  	8.4	  	Signs	  	13
		  	8.5	  	Prohibited Uses	  	14
		  	8.6	  	Waste Removal	  	15
		  	8.7	  	Waste, Nuisance and Hazardous Substances	  	15
		  	8.8	  	Compliance with Laws	  	16
		  	8.9	  	Telecom and Wireless Services	  	16
		  	8.10	  	Deliveries	  	16
			
	 9.
	  	SERVICES AND UTILITIES	  	16
				
		  	9.1	  	Utilities, Heating and Air Conditioning	  	16
		  	9.2	  	Heating and Air Conditioning	  	17
		  	9.3	  	Exclusive Supplier	  	17
			
	 10.
	  	MAINTENANCE, REPAIRS AND ALTERATIONS	  	17
				
		  	10.1	  	Maintenance and Repairs of Premises	  	17
		  	10.2	  	Approval of Repairs and Alterations	  	17
		  	10.3	  	Notice by Tenant	  	19
		  	10.4	  	Ownership of Leasehold Improvements	  	19
		  	10.5	  	Construction Liens	  	19
		  	10.6	  	Landlord’s Repairs	  	19
			
	 11.
	  	END OF TERM	  	19
				
		  	11.1	  	Vacating of Possession	  	19
		  	11.2	  	Removal of Trade Fixtures	  	19
		  	11.3	  	Removal of Leasehold Improvements	  	20
		  	11.4	  	Overholding by Tenant	  	20

							
	12.	  	DAMAGE AND DESTRUCTION	  	20
				
		  	 12.1
	  	Damage to Premises or Project	  	20
		  	 12.2
	  	Damage to Premises	  	20
		  	 12.3
	  	Damage to Project	  	21
		  	 12.4
	  	Restoration of Premises or Project	  	22
		  	 12.5
	  	Determination of Matters	  	22
			
	13.	  	INSURANCE AND INDEMNITY	  	22
				
		  	 13.1
	  	Landlord’s Insurance	  	22
		  	 13.2
	  	Tenant’s Effect On Landlord’s and Other Insurance	  	22
		  	 13.3
	  	Tenant’s Insurance	  	23
		  	 13.4
	  	Consequential Damages	  	24
		  	 13.5
	  	Indemnity	  	24
		  	 13.6
	  	Parties	  	25
			
	14.	  	ASSIGNMENT, SUBLETTING AND CHANGE OF CONTROL	  	25
				
		  	 14.1
	  	Consent Required	  	25
		  	 14.2
	  	Obtaining Consent	  	27
		  	 14.3
	  	Landlord’s Option	  	27
		  	 14.4
	  	Terms of Transfer	  	28
		  	 14.5
	  	Effect of Transfer	  	28
		  	 14.6
	  	Assignment by Landlord	  	29
			
	15.	  	STATUS AND SUBORDINATION OF LEASE	  	29
				
		  	 15.1
	  	Status Statement	  	29
		  	 15.2
	  	Subordination	  	30
		  	 15.3
	  	Registration	  	30
			
	16.	  	DEFAULT AND REMEDIES	  	30
				
		  	 16.1
	  	Default and Remedies	  	30
		  	 16.2
	  	Interest and Costs	  	32
		  	 16.3
	  	Bankruptcy and Insolvency	  	32
		  	 16.4
	  	Landlord’s Right of Distress	  	32
		  	 16.5
	  	Intentionally Deleted	  	32
		  	 16.6
	  	Remedies to Subsist	  	32
		  	 16.7
	  	Impossibility of Performance	  	33
			
	17.	  	CONTROL OF PROJECT	  	33
				
		  	 17.1
	  	Operation of Project by Landlord	  	33
		  	 17.2
	  	Alterations of the Project	  	34
		  	 17.3
	  	Landlord Not in Breach	  	34
		  	 17.4
	  	Use of Common Facilities	  	34
		  	 17.5
	  	Rules and Regulations	  	34
		  	 17.6
	  	Access to Premises and Suspension of Utilities	  	35
		  	 17.7
	  	Noise and Vibration	  	35
		  	 17.8
	  	Landlord’s Alterations	  	35
			
	18.	  	EXPROPRIATION	  	36
			
	19.	  	MISCELLANEOUS	  	36
				
		  	 19.1
	  	Notices	  	36
		  	 19.2
	  	Planning Act	  	36
		  	 19.3
	  	Complete Agreement	  	36
		  	 19.4
	  	Time of the Essence	  	37
		  	 19.5
	  	Applicable Law	  	37
		  	 19.6
	  	Severability	  	37
		  	 19.7
	  	Section Numbers and Headings	  	37
		  	 19.8
	  	Interpretation	  	37
		  	 19.9
	  	Successors	  	37
		  	 19.10
	  	Acting Reasonably	  	37
		  	 19.11
	  	Joint and Several	  	37
		  	 19.12
	  	Privacy Policy	  	37
			
	20.	  	LIMITATION OF LIABILITY	  	38
			
	21.	  	INDEPENDENT LEGAL ADVICE/FREELY NEGOTIATED	  	38

  

 - ii - 

									
	 Schedules:
	 		 		 		 	
				
	 Schedule “A”
	 	Legal Description of Project	 		 	
	 Schedule “B”
	 	Outline Plan of Premises	 		 	
	 Schedule “C”
	 	Special Provisions	 		 	
					
		 	Exhibit “1”	 	Parking Plan	 		 	
		 	Exhibit “2”	 	Storage Lease	 		 	
		 	Exhibit “3”	 	Existing ROFO Rights	 		 	
				
	 Schedule “D”
	 	Landlord’s Work	 		 	
	 Schedule “E”
	 	Rules and Regulations	 		 	
	 Schedule “F”
	 	Location of the Podium Sign	 		 	

  

 - iii - 

 THIS LEASE is dated March 3, 2008 and is made 
 B E T W E E N: 
 2725321
CANADA INC. 
 (hereinafter called “Landlord”) 
 OF THE FIRST PART 
 – and – 
 PRIMERICA LIFE INSURANCE COMPANY OF CANADA 
 (hereinafter called “Tenant”) 
 OF THE SECOND PART 
  

	1.	LEASE SUMMARY 

 The
following is a summary of some of the basic terms of this Lease, which are elaborated upon in the balance of this Lease. This Section 1 is for convenience and if a conflict occurs between the provisions of this Section 1 and any other
provisions of this Lease, the other provisions of this Lease shall govern. 
  

	 	(a)	Premises: Suites 103, 200, 300, 400 and 406 being a portion of the ground floor and fourth floor and the whole of the second and third floors in the building
municipally known as 2000 Argentia Road, Plaza V, Mississauga, Ontario; 

  

	 	(b)	Term: All Premises (excluding Suite 406) - Ten (10) years; 

  Suite 406 - Ten (10) years and Three (3) months; 
  

	 	(c)	Commencement Date:   All Premises (excluding Suite 406) - May 1, 2008; 

	 	   Suite	406 - February 1, 2008; 

  

	 	(d)	Intentionally deleted; 

  

	 	(e)	Expiry Date: April 30, 2018; 

  

	 	(f)	Basic Rent: subject to the provisions of Section 2 of Schedule “C” attached hereto, an amount per square foot of the Rentable Area
of the Premises per annum as follows: 

 All Premises (excluding Suite 406) 
  

			
	 RENTAL PERIOD
	 	 RATE PER SQUARE FOOT RENTABLE AREA PER ANNUM

	Years 1, 2 and 3	 	$13.00
	Years 4, 5 and 6	 	$14.00
	Years 7, 8, 9 and 10	 	$15.00
		
	 Suite 406
  
	 	
	 RENTAL PERIOD
	 	 RATE PER SQUARE FOOT RENTABLE AREA PER ANNUM

	Years 1 through 10 and 3 months	 	$14.50

  

	 	(g)	Rentable Area of Premises: an aggregate of approximately thirty-four thousand nine hundred eighty-four (34,984) square feet, as measured by the Architect in
accordance with this Lease; 

  

	 	(h)	Intentionally deleted; 

  

	 	(i)	Use of Premises: subject to Article 8 below, general business corporate, administrative, sales/marketing, training and support offices, all in
accordance with all applicable Laws and in keeping with the Building Standard. 

  

	 	(j)	Address for Service of Notice on Tenant: at the Premises, Attention: General Counsel. 

 Address for Service of Notice on Landlord: 
 c/o Bentall Real Estate Services LP, 10 Carlson Court, Suite 500, Etobicoke, Ontario M9W 6L2, Attention: VP, Property Management; with a copy
to Landlord at: 
 c/o Bentall Investment Management LP, 55 University Avenue, Suite 300, Toronto, Ontario M5J 2H7, Attention:
Director, Asset Management; and 

 c/o Bentall Real Estate Services LP, 2000 Argentia Rd, Plaza IV, Suite 320, Mississauga,
Ontario, L5N 1W1, Attention: General Manager 
  

	 	(k)	Special Provisions: See Schedule “C”. 

  

	2.	DEFINITIONS 

 Where used
in this Lease, the following words or phrases shall have the meanings set forth in the balance of this Article. 
 2.1 “Additional
Rent” shall have the meaning given to it in subsection 5.2(b). 
 2.2 “Alterations” shall have the meaning given to it in
Section 10.2. 
 2.3 “Architect” means an independent, duly qualified architect, engineer, surveyor or quantity surveyor or other
qualified Person appointed by Landlord, from time to time. 
 2.4 “Basic Rent” shall have the meaning given to it in subsection 1(f)
hereof. 
 2.5 “Building” means the building in which the Premises are located. 
 2.6 “Building Standard” means the standard of the Building existing at the date hereof which the parties acknowledge is a first class standard for
a building of such quality and age and in the location of the Building. 
 2.7 “Business Hours” means such business hours for the
Project as determined by Landlord from time to time and which, unless otherwise determined by Landlord (acting as would a prudent landlord of a similar first-class office building in Mississauga), shall be from 7.30 a.m. to 6.00 p.m., Monday through
Friday, excluding holidays, and subject to applicable Laws. 
 2.8 “Capital Taxes” means the amount determined by multiplying each of
the “Applicable Rates” by the “Project Capital” and totalling the products. “Project Capital” is the amount of capital which Landlord determines, without duplication, is invested from time to time by Landlord, the
owners or all of them, in doing all or any of the following: acquiring, developing, expanding, redeveloping and improving the Project. Project Capital will not be increased by any financing or refinancing (except to the extent that the proceeds are
invested directly as Project Capital). An “Applicable Rate” is the capital tax rate specified from time to time under any statute of Canada and any statute of the Province which imposes a tax in respect of the capital of corporations. Each
Applicable Rate will be considered to be the rate that would apply if none of Landlord or owners employed capital outside of the Province in which the Project is situate. 
 2.9 “Commencement Date” shall have the meaning given to it in subsection 1(c). 
 2.10
“Common Facilities” means: 
  

	 	(1)	the Project (excluding only Leasable Areas), including, without limitation: all areas, facilities, structures, systems, improvements, furniture, fixtures and equipment
forming part of or located on the Project; the lands forming part of the Project; the Parking Facilities and other service areas and facilities, if any; Landlord’s management offices and facilities to the extent used for the management of the
Project; Storage Areas; and 

  

	 	(2)	all lands, areas, facilities, systems, improvements, structures, furniture, fixtures and equipment serving or benefiting the Project. 

 Landlord, acting reasonably, shall have the right to designate, amend and re-designate the Common Facilities from time to time. 
  

	2.11	Intentionally deleted. 

 2.12
“Environmental Laws” means all statutes, laws, ordinances, codes, rules, regulations, orders, notices, guidelines, guidance notes, policies and directives, now or at any time hereafter in effect, made or issued by any local, municipal,
provincial or federal government, or by any department, agency, board or office thereof, or by any board of fire insurance underwriters or any other agency or source whatsoever, regulating, relating to or imposing liability or standards of conduct
concerning the natural or human environment (including air, land, surface water, groundwater and real and personal, moveable and immoveable property) (collectively, an “Authority”), public or occupational health and safety and the
manufacture, importation, handling, use, reuse, recycling, transportation, storage, disposal, elimination and treatment of a substance, hazardous or otherwise. 
 2.13 “Excess Costs” shall have the meaning given to it in Section 7.2. 
 2.14
“Expiry Date” shall have the meaning given to it in subsection 1(e). 
 2.15 “Financial Covenant” shall have the meaning
given to it in Section 14.1(c)(i). 

 - 2 - 

 2.16 “Hazardous Substance” means any solid, liquid, gas, sound, vibration, ray, heat, radiation,
odour, or any other substance or thing or mixture of them which alone, or in combination, or in certain concentrations, is or are flammable, corrosive, reactive or toxic or which might degrade or alter (or form part of the process thereof) the
quality of the environment or cause adverse effects or be deemed detrimental to living things or to the environment or which is or are likely to affect the life, health, safety, welfare or comfort of human beings or animals or cause damage to or
otherwise impair the quality of soil, vegetation, wildlife or property, including, but not limited to: bio-medical waste; any radioactive materials; explosives; mold, mildew, mycotoxins or microbial growths; urea formaldehyde; asbestos;
polychlorinated biphenyl; pesticides or any other substances declared to be hazardous or toxic under any Environmental Laws or any other substance the removal, manufacture, preparation, generation, use, maintenance, storage, transfer, handling or
ownership of which is subject to Environmental Laws. 
 2.17 “Landlord’s Parties” shall mean Landlord’s agents, managers and
management companies, servants, agents, employees and those for whom Landlord and Landlord’s managers and management companies, servants, agents, and employees are in law responsible. 
 2.18 “Landlord’s Work” has the meaning given to it in Schedule “D” attached hereto. 

2.19 “Lands” means the lands described in Schedule “A”. 
 2.20 “Last Year’s Rent” means the Rent payable for the period of the last twelve (12) months of the Term. 
 2.21 “Laws” means all statutes, regulations, by laws, orders, rules, requirements and directions of all federal, provincial, municipal and other governmental authorities and other public
authorities having jurisdiction and includes Environmental Laws. 
 2.22 “Leasable Areas” means all areas and spaces of the Project to
the extent designated or intended from time to time by Landlord to be leased to tenants, whether leased or not, but excluding the following, to the extent the same may exist from time to time, and whether or not the same are leased from time to time
or all the time: Storage Areas, the Parking Facilities, and service areas and facilities which may be leased or licensed from time to time, and temporary and moveable units such as booths, pushcarts and the like. 
 2.23 “Lease” means this Lease, including all schedules attached hereto. 
 2.24 “Leasehold Improvements”, where used in this Lease, includes without limitation, all fixtures, improvements, installations, alterations and additions from time to time made, erected or
installed in or about the Premises, including any of the same which pre-exist this Lease, and including all telecommunications and computer and other technology wiring, conduits and the like (located in and/or serving the Premises), and all
supplemental heating, ventilating air conditioning and humidity control (“HVAC”) equipment, and includes all cabling, conduits, connections and attachments associated therewith (located in and/or serving the Premises) as well as the
following, whether or not any of the same are in fact Tenant’s fixtures or trade fixtures and whether or not they are easily disconnected and moveable: doors, partitions and hardware; mechanical, electrical and utility installations; carpeting
(save for area rugs), other floor and window coverings; HVAC equipment; lighting fixtures (save for specialty light fixtures, which, if removed by Tenant, shall be replaced by Tenant with base building lighting); built in furniture and furnishings;
counters in any way connected to the Premises or to any utility services located therein. The only exclusions from “Leasehold Improvements” are free standing furniture, trade fixtures, equipment not in any way connected to the Premises or
to any utility systems located therein and, notwithstanding the immediately foregoing, furniture systems. 
 2.25 Intentionally deleted.

 2.26 “Liabilities” shall have the meaning given to it in Section 13.5 hereof. 
 2.27 “Management Fee” shall mean: 
  

	 	(a)	during the first five (5) years of the initial Term only, an amount equal to three percent (3%) of Tenant’s Proportionate Share of all gross
amounts received or receivable by Landlord in respect of the Project for all items, including all such items as are included in this Lease as Rent (except, to avoid duplication, for the amount payable under subsection 5.2(b)), assuming full
occupancy and disregarding any reduction, limitation, deferral or abatement of any amounts in the nature of Rent but excluding any amounts recovered by Landlord from Tenant as Excess Costs and which would be recoverable from other tenants for
amounts which would hereunder be Excess Costs if their leases contained provisions similar to those contained herein), collectively, “Gross Amounts”; and 

  

	 	(b)	 from and after the fifth (5th) anniversary of the Commencement Date, shall mean the lesser of: 

  

	 	(i)	five percent (5%) of Tenant’s Proportionate Share of Gross Amounts; and 

  

	 	(ii) (A)	to the extent to which Landlord engages a third party provider for the management of the Project, the amount of costs incurred by Landlord for such management
services; and 

  

 - 3 - 

	 	(B)	in the event Landlord provides its own management, a reasonable amount to be charged by Landlord. 

 For greater certainty, the Management Fee shall be estimated by Landlord for each fiscal year during the balance of
the Term following the fifth (5th) anniversary of the
Commencement Date using the above-referenced formula. 
 2.28

  

	 	(a)	“Operating Costs” means the aggregate of all reasonable expenses and costs of every kind determined, for each fiscal period designated by Landlord, on an
accrual basis and without duplication, incurred by or on behalf of Landlord with respect to and for the operation, maintenance, repair, replacement and management of the Project and all insurance relating to the Project. Provided that if the Project
is less than one hundred percent (100%) completed or occupied for any time period, Operating Costs shall be adjusted to mean the amount obtained by adding to the actual Operating Costs during such time additional costs and amounts as would have
been incurred or otherwise included in Operating Costs if the Project had been one hundred percent (100%) completed, leased and occupied as determined by Landlord, acting reasonably. Landlord shall be entitled to adjust upward only those
amounts which may vary depending on occupancy and in no event shall this provision entitle Landlord to recover more than Landlord actually incurs in respect of any adjusted item or require Tenant to pay in respect of such adjusted item more than
Tenant would have had to pay had the Project been one hundred percent (100%) completed, leased and occupied. 

 Without in any way limiting the generality of the foregoing, Operating Costs shall include all costs in respect of the following: 
  

	 	(i)	all remuneration including wages and benefits of employees (but excluding executive-level head office personnel and personnel above the level of property manager, or an
equivalent, in terms of responsibilities) to the extent directly employed or engaged in the operation, maintenance, repair, replacement, and management of the Project including contributions and premiums towards unemployment and Workers Compensation
insurance, pension plan contributions and similar premiums and contributions; 

  

	 	(ii)	HVAC and fire sprinkler maintenance and monitoring, if any, of the Project; 

  

	 	(iii)	cleaning, janitorial services, window cleaning, waste removal and pest control; 

  

	 	(iv)	the provision of all utilities supplied to the Project and the cost of consumption of all utilities consumed on the Project including, without limitation, hot and cold
water, gas, electricity, steam, sewer charges and any other utilities or forms of energy; 

  

	 	(v)	landscaping and maintenance of all outside areas, including snow and ice removal; 

  

	 	(vi)	amortization of the costs of all items which Landlord, in accordance with reasonable accounting principles employed by owners of comparable property in the commercial
real estate industry in the Greater Toronto Area (“Real Estate GAAP”), does not fully charge in the year incurred, over such period as determined by Landlord in accordance with Real Estate GAAP, on a straight line basis to zero. In all
cases interest to be calculated and paid annually on the unamortized cost of such items in respect of which amortization is included herein at two percent (2%) per annum in excess of the Prime Rate. For clarity, if, in accordance with Real
Estate GAAP, a capital cost would be amortized, then Landlord shall amortize same; 

  

	 	(vii)	all insurance which Landlord is obliged to obtain and/or which Landlord otherwise obtains and the cost of any deductible amounts payable by Landlord in respect of any
insured risk or claim, including, but not limited to, premiums, brokerage fees, self-insured retentions, adjusters’ fees and insurance department costs; 

  

	 	(viii)	policing, supervision, security and traffic control; 

  

	 	(ix)	all maintenance, repairs and replacements in respect of the Project and all machinery, furniture, furnishings, equipment, facilities, systems, property and fixtures
located therein; 

  

	 	(x)	subject to the exclusions to Operating Costs set out herein, engineering, accounting, legal and other consulting and professional services related to the Project,
including the cost of preparing and verifying statements respecting Operating Costs and Realty Taxes; 

  

	 	(xi)	signs including, without limitation, the cost of all repairs, maintenance and rental charges in respect thereof; 

  

	 	(xii)	business taxes, if any, on Common Facilities, Realty Taxes charged against or in respect of or reasonably allocated by Landlord to Common Facilities and the amount, if
any, of Realty Taxes charged against the Project in excess of the amount of Realty Taxes in the aggregate, charged against or allocated by Landlord to Leasable Areas; 

  

 - 4 - 

	 	(xiii)	contribution, as determined by Landlord, acting reasonably and bona fide, on account of all costs in the nature of those included in Operating Costs and/or Realty Taxes
in respect of all shared facilities and services including, without limitation, amenities (whether on or outside the Project) made available for occupants of the Project, roads, loading areas and docks, parking ramps, driveways and exterior areas,
which will be shared by users of the Project and the users of any other properties and all costs in the nature of Operating Costs incurred by Landlord in consequence of its interest in the Project such as landscaping of municipal areas, maintaining,
cleaning, and clearing of ice and snow from municipal sidewalks, adjacent properties and the like and all charges and amounts payable under a reciprocal cost sharing agreements with the owners of any other buildings or structures;

  

	 	(xiv)	Capital Taxes, if applicable, to the extent payable by, or assessed against, Landlord, any Person acting on behalf of Landlord and/or any other Person who owns a legal
or beneficial interest in the Project or any part thereof, it being hereby acknowledged that, as at the date of this Lease, Landlord is not responsible for paying Capital Taxes; 

  

	 	(xv)	Sales Taxes payable by Landlord on the purchase of goods and services included in Operating Costs (excluding any such Sales Taxes which are available to and claimed by
Landlord as a credit or refund in determining Landlord’s net tax liability on account of Sales Taxes, but only to the extent that such Sales Taxes are included in Operating Costs); 

  

	 	(xvi)	the fair rental value (having regard to rentals prevailing from time to time for similar space) of a reasonable and appropriate amount of space occupied by Landlord or
others for management, supervisory, administrative or operational purposes relating to the Project; 

  

	 	(xvii)	subject to the exclusions to Operating Costs set out herein, costs and expenses of environmental site reviews and investigations and, to the extent not recovered from
third parties or from insurance proceeds (the Landlord hereby agreeing to diligently pursue collection of such recoveries), if any, actually received by Landlord, the costs of removal, remediation and/or clean up of Hazardous Substances, provided
such remediation and/or clean up is not required as a result of the act or omission of Landlord or Landlord Parties (in which case Landlord shall be responsible for one hundred percent (100%) of such costs) or as a result of the act or omission
of Tenant or Tenant’s Parties (in which case Tenant shall be responsible for one hundred percent (100%) of the such costs); 

  

	 	(xviii)	all costs incurred by Landlord for the purpose or intent of investigating or reducing any Operating Costs, Realty Taxes or other taxes, whether or not Operating Costs,
Realty Taxes or other taxes are in fact reduced, and costs incurred for the purpose of allocating Realty Taxes and/or utilities among Tenant and other occupants of the Project; 

  

	 	(xix)	interest on deposits paid by Landlord to the supplier of a utility at a rate which shall be two percent (2%) per annum in excess of the Prime Rate; and

  

	 	(xx)	if applicable, the amount of any deposits paid to a utility supplier lost by Landlord as a result of any bankruptcy of any utility supplier amortized over a period of
three (3) years from the date of such bankruptcy and interest thereon at a rate of two percent (2%) in excess of the Prime Rate, it being hereby confirmed that, as at the date hereof, no deposit is payable and so the provisions of this
subsection 2.28(a)(xx) do not apply. 

  

	 	(b)	Operating Costs, however, shall be reduced by the following to the extent actually received by Landlord: 

  

	 	(i)	proceeds of insurance and damages paid by third parties in respect of and to the extent of costs included in Operating Costs as set forth above (the Landlord hereby
agreeing to diligently pursue recovery of such insurance proceeds and damages); 

  

	 	(ii)	contributions from parties, other than tenants of the Project, if any, in respect of their sharing the use of Common Facilities, such as shared driveways, but not
including in such contributions rent or fees charged directly for the use of any Common Facilities such as parking fees, if any, and rent for Storage Areas; and 

  

	 	(iii)	amounts, if any, received by Landlord on account of Excess Costs. 

  

	 	(c)	Operating Costs, however, shall exclude the following: 

  

	 	(i)	Realty Taxes except to the extent included as set forth above (the intent being not to duplicate Tenant’s obligations in respect thereof pursuant to other
provisions of this Lease); 

  

 - 5 - 

	 	(ii)	expenses incurred by Landlord in respect of other tenants’ leasehold improvements; 

  

	 	(iii)	costs of repairs or replacements to the extent that such costs are recovered by Landlord pursuant to construction warranties (the Landlord hereby agreeing to diligently
pursue all such recoveries); 

  

	 	(iv)	costs of replacements to the weight bearing portions of the structure such as foundations, columns, beams and weight bearing walls as determined by Landlord’s
structural engineer and the roof deck; excluding the roof membrane and excluding routine maintenance of structural elements such as patching and painting of structural columns, the costs of which shall be included in Operating Costs;

  

	 	(v)	costs of utilities consumed in respect of Leasable Areas, if separately charged to tenants of the Building, to be determined by separate meters where practicable or by
Landlord acting reasonably (the intent being not to duplicate the amounts included in Operating Costs with amounts charged pursuant to Article 9 of this Lease and comparable provisions in other leases of premises in the Project);

  

	 	(vi)	ground rent and the purchase price of the acquisition of the Project and financing payments in respect thereof; 

  

	 	(vii)	commitment, stand-by, finance, mortgage and interest charges on the debt of Landlord; 

  

	 	(viii)	amounts expended by Landlord for advertising and promotion (including the costs of commissions, advertising and legal expenses) and the costs of leasing the Project
including inducements and Landlord’s work; 

  

	 	(ix)	bad debts and any collection and legal costs associated with the same; and 

  

	 	(x)	costs of the Landlord’s Work; 

  

	 	(xi)	cost of initial construction of the Project; 

  

	 	(xii)	costs incurred as a result of faulty construction or design or improper materials or workmanship; 

  

	 	(xiii)	legal fees, accountants’ fees and other expenses incurred in connection with disputes with other tenants or occupants of the Project or associated with the
enforcement of any leases in the Project or any part thereof; 

  

	 	(xiv)	costs (including permit, license and inspection fees) incurred in renovating or otherwise improving, decorating, painting or altering space for other tenants or other
occupants in the Project; 

  

	 	(xv)	costs incurred due to violation by the Landlord or any other tenant in the Project of the terms and conditions of any lease; 

  

	 	(xvi)	charitable or political contributions; 

  

	 	(xvii)	any costs or expenses related to the testing for, removal, transportation or storage of any Hazardous Substances where in each case, such testing, removal,
transportation or storage is required as a result of non-compliance with applicable laws in existence prior to the Commencement Date; 

  

	 	(xviii)	interest, penalties or other costs arising out of the Landlord’s failure to make timely payment of its obligations under this Lease provided same is not due to the
Tenant’s failure to make timely payments hereunder; 

  

	 	(xix)	costs in connection with the construction of any additional Leasable Areas; 

  

	 	(xx)	overhead and profit increment paid to subsidiaries or affiliates of Landlord for services on or to the Project, but only to the extent that the costs of such services
exceed what would have been the reasonable costs for similar services rendered by unaffiliated persons or entities with respect to comparable first class buildings in the immediate vicinity of the Project; 

  

	 	(xxi)	expenses resulting directly from the negligence or wilful misconduct of Landlord or its employees or costs incurred due to Landlord’s or any other tenant’s
violation of a lease; and 

  

	 	(xxii)	the amount of any goods and services tax paid or payable by the Landlord on the purchase of goods and services, the costs of which have been included in Operating
Costs, and for which the Landlord is entitled to an input tax credit. 

  

 - 6 - 

	 	(d)	Landlord, acting reasonably, shall have the right to allocate Operating Costs or any portion or portions thereof to such portion or portions of the Building or the
Project as Landlord shall determine. 

 2.29 “Parking Facilities” means any parking areas and facilities and any other
similar service areas and facilities located on the Lands and serving the Project. 
 2.30 “Permitted Transfer” has the meaning given
to it in subsection 14.1(c) and “Permitted Transferee” has a corresponding meaning. 
 2.31 “Person” means any Person, firm,
partnership or corporation, or any group or combination of Persons, firms, partnerships or corporations. 
 2.32 “Premises” shall
have the meaning given to it in subsection 1(a), approximately as shown hatched on the floor plans attached hereto as Schedule “B”. The purpose of Schedule “B” is to show the approximate location of the Premises and the
contents thereof are not intended as a representation of any kind as to the precise size or dimensions of the Premises or any other aspects of the Project. The Rentable Area of the Premises is as estimated in subsection 1(g). The Premises shall
include, without limitation, all Leasehold Improvements and the interior faces of permanent walls (including entrance and exit doors) and windows and all services, equipment and systems located in the Premises, including all services which
exclusively serve the Premises and which are located within the Premises, but excluding base building services which serve Leasable Areas in the Building other than the Premises, but which run through the Premises (“Base Building
Services”). The Premises shall extend from the top surface of the structural sub-floor to the bottom surface of the structural ceiling, subject to the exclusion for Base Building Services, and excluding, for clarification, the exterior faces of
the perimeter walls and windows. 
 2.33 “Prime Rate” means the rate of interest known as the prime rate of interest charged by
Landlord’s bank in Toronto which serves as the basis on which other interest rates are calculated for Canadian dollar loans in Ontario from time to time. 
 2.34 “Project” means the Lands, the Building and all other buildings, structures, improvements, equipment and facilities of any kind erected or located thereon from time to time. 
 2.35 “Proportionate Share” means a fraction which has as its numerator the Rentable Area of the Premises and which has as its denominator the
aggregate Rentable Area of Leasable Areas within the Project or Building or such portion or portions thereof to which Landlord, acting reasonably and equitably, shall allocate such items of which Tenant is required to pay the Proportionate Share,
all as determined by Landlord, acting reasonably and equitably, subject to adjustment pursuant to Section 7.2(b). For the purpose of determining the denominator as aforesaid, the Rentable Area of all Leasable Areas within the Project or
Building shall be determined in the same manner as the Rentable Area of the Premises as set forth in Section 2.38 below. 
 2.36
“Realty Taxes” means all taxes, rates, duties, levies, fees, charges, local improvement rates (provided such local improvement rates are to be calculated as if Landlord had elected to defer payment over the greatest period permitted by law
and/or the local taxing authority), imposts charges, levies and assessments whatever, including school taxes, water and sewer taxes, extraordinary and special assessments and all rates, charges, excises or levies, whether or not of the foregoing
nature (collectively “Taxes”), and whether municipal, provincial, federal or otherwise, which may be levied, confirmed, imposed, assessed, charged or rated against the Project or any part thereof or any furniture, fixtures, equipment or
improvements therein, or against Landlord in respect of any of the same or in respect of any rental or other compensation receivable by Landlord and/or the owners of the Project in respect of the same, including all of such Taxes which may be
incurred by or imposed upon Landlord and/or the owners of the Project or the Project in lieu of or in addition to the foregoing including, without limitation, any Taxes on real property rents or receipts as such (as opposed to a tax on such rents as
part of the income of Landlord), any Taxes based, in whole or in part, upon the value of the Project, any commercial concentration or similar levy in respect of the Project. For clarification, Realty Taxes shall not include any taxes personal to
Landlord such as income tax, inheritance tax, gift tax or estate tax nor shall Realty Taxes include any penalties or fines incurred as a result of Landlord’s late payment of same, provided Tenant has in fact remitted such Realty Taxes as and
when required hereby and provided same are not being bona fide contested and/or withheld by Landlord. 
 2.37 “Rent” shall have the
meaning given to it in Section 5.1. 
 2.38 “Rentable Area” means, in the case of the Premises or any other premises included in
the Rentable Area of the Building or Project, the area expressed in square feet, as calculated by an Architect, of all floors of such premises, determined in accordance with the American National Standard for Measuring Floor Area in Office Buildings
in effect from time to time. It is acknowledged that the Rentable Area of the Premises or the Building or any other space may be adjusted from time to time to reflect any alteration, expansion, reduction, construction or relocation. For clarity,
notwithstanding the foregoing, for the purposes of calculating the Rentable Area of the Premises and Tenant’s Proportionate Share, Landlord shall use the ANSI/BOMA Z65.1-1980 measurement standard. 
 2.39 Intentionally deleted. 
  

 - 7 - 

 2.40 “Sales Taxes” means all goods and services, business transfer, multi-stage sales, sales, use,
consumption, value-added or other similar taxes imposed by any federal, provincial or municipal government upon Landlord or Tenant in respect of this Lease, or the payments made by Tenant hereunder or the goods and services provided by Landlord
hereunder including, without limitation, the rental of the Premises and the provision of administrative services to Tenant hereunder. 
 2.41
“Storage Areas” means all areas, if any, as designated by Landlord from time to time to be used for storage purposes. 
 2.42
Intentionally Deleted. 
 2.43 “Tenant’s Parties” shall mean any Transferee or any of Tenant’s or Transferee’s
servants, agents, employees, invitees, licensees, sub tenants, concessionaires, contractors or Persons for whom Tenant or the Transferee or any of them are in law responsible. 
 2.44 Intentionally deleted. 
 2.45 “Term” shall have the meaning given to it in
subsection 1(b) hereof. 
  

	3.	NET LEASE 

  

	3.1	Net Lease 

 It is the
intent of the parties hereto that, except as expressly herein set out, this Lease be a lease that is absolutely net to Landlord, and that Landlord shall not be responsible for any expenses or obligations of any kind whatsoever in respect of or
attributable to the Premises or the Project. 
  

	4.	LEASE OF PREMISES 

  

	4.1	Premises 

 Landlord hereby
leases to Tenant and Tenant hereby leases from Landlord the Premises. 
  

	4.2	Term 

  

	 	(a)	The Term of this Lease shall commence on the Commencement Date and expire on the Expiry Date 

  

	 	(b)	The parties hereto acknowledge and confirm that they are presently parties to a lease for the Premises (excluding Suite 406) dated September 10, 1997, as
variously amended from time to time (collectively, the “Existing Lease”) which expires April 30, 2008 (“Existing Expiry Date”). Tenant shall continue to occupy the Premises (excluding Suite 406) in accordance
with the provisions of the Existing Lease up to and including the Existing Expiry Date. Suite 406 shall be occupied in accordance with the terms and conditions of this Lease. 

  

	4.3	Acceptance of Premises 

 Subject to the Landlord’s repair and maintenance obligations expressly set out herein, Tenant accepts the Premises in the state and condition in which they are received from Landlord “as is”, and occupancy of the Premises by
Tenant shall be conclusive evidence against Tenant that, at the time Tenant assumed occupancy, the Premises were in good order and satisfactory condition and that Tenant has accepted the Premises “as is”. 
  

	4.4	Licence to Use Common Facilities 

 Subject to all other relevant provisions of this Lease, Landlord grants to Tenant the non-exclusive licence during the Term to use for their intended purposes, in common with others entitled thereto, such portions of the Common Facilities
as are reasonably required for the use and occupancy of the Premises for their intended purpose during Business Hours and such other hours, if any, as the Common Facilities are open for use, as reasonably determined by Landlord from time to time.

  

	4.5	Quiet Enjoyment 

         Subject to all of the terms of this Lease and subject to Tenant’s paying all Rent and performing all obligations whatsoever as and when the same are due to be paid and performed by
Tenant, Tenant may peaceably possess and enjoy the Premises for the Term without interruption by Landlord or any Person claiming by, from or under Landlord. Subject to Landlord’s rules and regulations and security requirements in effect from
time to time, and further, subject to force majeure and requirements to maintain, repair and/or replace the Project; where applicable Laws or governmental authorities require the closure of all or part of the Building to effect same, Tenant shall be
provided access to the Premises twenty-four (24) hours per day, seven (7) days per week, three hundred and sixty-five (365) days each year. To the extent possible under the circumstances, Landlord shall use commercially reasonable
efforts to complete its obligations under this Lease for maintenance, repair and/or replacement of the Project as quickly and diligently as is commercially reasonably possible and so as to minimize interference with Tenant’s business on the
Premises. For greater certainty, the provisions of the proceeding sentence shall not apply in case of a real or perceived emergency. 
  

 - 8 - 

	4.6	Fixturing of Premises 

 By
the Commencement Date, Tenant shall fixture the Premises and commence business thereon. 
  

	5.	RENT 

  

	5.1	Tenant to Pay 

 Tenant
shall pay in lawful money of Canada at par at such address as shall be designated from time to time by Landlord Basic Rent and Additional Rent (all of which is herein sometimes referred to collectively as “Rent”) as herein provided without
any deduction, set-off or abatement whatsoever, Tenant hereby agreeing to waive any rights it may have pursuant to the provisions of Section 35 of the Commercial Tenancies Act (Ontario) or any other statutory provision to the same or
similar effect and any other rights it may have at law to set-off. On the Commencement Date and the first day of each year thereafter and at any time when required by Landlord, Tenant shall deliver to Landlord as requested by Landlord either post
dated cheques or a requisition for a pre-authorized debit from Tenant’s bank account in such form as reasonably required by Landlord, for all payments of Basic Rent and estimates by Landlord of Additional Rent or any portions thereof payable
during the balance of such fiscal period. Notwithstanding the foregoing, so long as Tenant is Primerica Life Insurance Company of Canada or a Permitted Transferee, the proceeding sentence shall not apply and it is agreed and understood that Landlord
shall not be entitled, nor have the right to request that Tenant pay Basic Rent or Additional Rent by way of either post-dated cheques or pre-authorized debit from Tenant’s account during the Term or any extension term(s). 
  

	5.2	Rent and Management Fee 

  

	 	(a)	Tenant shall pay to Landlord Basic Rent in equal monthly instalments in advance on the first day of each month during the Term. 

  

	 	(b)	In addition to Basic Rent, Tenant shall pay to Landlord as Additional Rent: (i) all other amounts as and when the same shall be due and payable pursuant to the
provisions of this Lease (all of which shall be deemed to accrue on a per diem basis); and (ii) the Management Fee. Tenant shall promptly deliver to Landlord upon request evidence of due payment of all payments of Additional Rent required to be
paid by Tenant hereunder, to the extent same are payable to other than Landlord. 

  

	5.3	Deemed Rent and Allocation 

  

	 	(a)	If Tenant defaults in payment of any Rent or any other amount required to be paid by Tenant hereunder (whether to Landlord or otherwise) or any Sales Taxes as and when
the same are due and payable hereunder, Landlord shall have the same rights and remedies against Tenant (including rights of distress and the right to accelerate Rent in accordance with Section 16.1) upon such default as if such sum or sums
were Rent in arrears under this Lease. All Rent and Sales Taxes shall, as between the parties hereto, be deemed to be Rent due or Sales Taxes due on the dates upon which such sum or sums were originally payable pursuant to Section 5.1 of this
Lease. 

  

	 	(b)	No payment by Tenant or acceptance of payment by Landlord of any amount less than the full amount payable to Landlord, and no endorsement, direction or note on any
cheque or other written instruction or statement respecting any payment by Tenant shall be deemed to constitute payment in full or an accord and satisfaction of any obligation of Tenant and Landlord may receive any such lesser amount and any such
endorsement, direction, note, instruction or statement without prejudice to any of Landlord’s other rights under this Lease or at law, whether or not Landlord notifies Tenant of any disagreement with or non acceptance of any amount paid or any
endorsement, direction, note, instruction or statement received. 

  

	 	(c)	Tenant agrees that Landlord may, at its option to be exercised by written notice to Tenant at any time, and without regard to and notwithstanding any instructions given
by or allocations in respect of such amounts made by Tenant, apply all sums received by Landlord from Tenant or any other Persons in respect of any Rent to any amounts whatsoever payable by Tenant and it is further agreed that any allocation made by
Landlord, on its books and records or by written notice to Tenant or otherwise, may subsequently be re-allocated by Landlord as it may determine in its sole discretion, and any such allocation and re-allocation from time to time shall be final and
binding on Tenant unless and to the extent subsequently re-allocated by Landlord. 

  

	5.4	Monthly Payments of Operating Costs and Realty Taxes 

  

	 	(a)	 Landlord may from time to time estimate any amount(s) payable by Tenant pursuant to any provisions of this Lease for the then current or the next
following fiscal period, provided that Landlord may, in respect of any particular item, shorten such fiscal period to correspond to a shorter period within any fiscal period, where such item, for example Realty Taxes, is payable in full by Landlord
over such shorter period, and may notify Tenant in writing of the estimated amounts thus payable by Tenant, which notification need not include particulars. The amounts so estimated shall be payable by Tenant in advance in equal monthly instalments
over the fiscal

  

 - 9 - 

	 	 
period, such monthly instalments being payable on the same day as the monthly payments of Basic Rent. Landlord may, from time to time, designate or alter the fiscal period selected in each case.
Notwithstanding the foregoing, no change in the fiscal period shall result in Tenant paying a greater amount than that amount which would have been payable but for such change. As soon as practicable, not to exceed one hundred and eighty
(180) days (it being hereby acknowledged that neither party shall be relieved of its obligations hereunder as a result of Landlord’s failure to deliver such statement within such one hundred and eighty (180) day period) after the
expiration of each fiscal period, Landlord shall make a final determination of the amounts payable by Tenant pursuant hereto for such fiscal period and shall furnish to Tenant, showing in reasonable detail the method by which the same has been
calculated, an audited statement of the actual Operating Costs, Management Fee and Realty Taxes for such fiscal period (“Final Statement”). If the amount determined to be payable by Tenant as aforesaid shall be greater or less than
the payments on account thereof made by Tenant prior to the date of such determination, then the appropriate adjustments will be made and Tenant shall pay any deficiency to Landlord within thirty (30) days after delivery of the Final Statement
and the amount of any overpayment shall, at Landlord’s option, be paid to or credited to the account of Tenant within thirty (30) days after the delivery of the Final Statement. For greater certainty, the parties shall
reconcile Additional Rent as aforesaid in this Section 5.4(a) even if verification is proceeding in accordance with the verification protocol set forth in the balance of this Section 5.4. Landlord
shall cooperate with Tenant in resolving any issues raised by Tenant in respect hereof. 

  

	 	(b)	So long as Tenant is Primerica Life Insurance Company of Canada and/or a Permitted Transferee, Tenant shall have the non-assignable right, acting reasonably and bona
fide and so long as Tenant is not then in default, to be exercised by written notice within one (1) year after receipt of a Final Statement for any fiscal period, to ask for further information or clarification regarding the contents of the
Final Statement and reasonable supporting material to verify the contents thereof which is in Landlord’s possession or control (collectively, the “Additional Information”), Landlord hereby agreeing to
deliver such Additional Information to Tenant within forty-five (45) days of receipt of Tenant’s written request therefor. Any request for Additional Information made must be made by the named Tenant herein or its authorized
agent (“Agent”) who shall be a nationally recognized chartered accounting firm and not a firm retained by Tenant on a contingency fee or guarantee basis or similar consulting firm that provides a guarantee of savings and
prior to receipt of any Additional Information, Tenant and its Agent shall be required to execute and deliver to Landlord Landlord’s standard non-disclosure agreement then in effect. Tenant agrees that it shall not
be entitled to make any inquiries or seek any information or clarification or supporting materials regarding the contents of any Final Statement after such period of one (1) year following receipt of such Final Statement.

  

	 	(c)	Tenant agrees that it shall not be entitled to make any claim, including the commencing of an action against Landlord, with respect to any Additional Rent charges
payable hereunder for any fiscal period unless such claim is made with twenty-four (24) months after the date on which Landlord has delivered to Tenant a Final Statement or Additional Information, as the case may be, for such
fiscal period; subject to any claim being made within the time as aforesaid, each Final Statement shall be final and binding on Tenant. 

  

	5.5	Adjustments 

  

	 	(a)	All amounts of Rent payable for less than a full month or year or payable for any period not falling entirely within the Term shall be adjusted between Landlord and
Tenant on a per diem basis. 

  

	 	(b)	All amounts of Rent determined or estimated as an amount per square foot shall be adjusted between Landlord and Tenant based on the determination or re-determination
from time to time, of Rentable Area of the Premises or other areas within the Project. The effective date of adjustment shall be: (i) in the case of the initial leasing of the Premises, the Commencement Date; (ii) in the case of a
reconfiguration of areas within the Project, the effective date of such reconfiguration; and (iii) in the case of error, the date upon which such error became known to the parties. 

  

	6.	TAXES 

  

	6.1	Payment of Taxes 

 Landlord shall have the right to require Tenant to pay Realty Taxes and any other taxes which are Tenant’s responsibility as set out herein to the relevant taxing authority or Landlord shall have the right to pay any such Realty Taxes
or other taxes directly to such taxing authority without thereby affecting Tenant’s obligation to pay or contribute to such Realty Taxes or other taxes. To the extent Realty Taxes are actually received by Landlord from Tenant, and subject to
Landlord’s rights herein to be able to contest or withhold same, Landlord shall pay same to the relevant taxing authority. 
  

	6.2	Taxes Payable by Tenant 

 Tenant shall pay to Landlord or the relevant taxing authority, as required by Landlord, all Realty Taxes levied, confirmed, imposed, assessed or charged (herein collectively or individually referred to as “charged”) against

  

 - 10 - 

 
or in respect of the Premises and all furnishings, fixtures, equipment, improvements and alterations in or forming part of the Premises, and including, without limiting the generality of the
foregoing, any such Realty Taxes charged against the Premises in respect of Common Facilities. 
  

	6.3	Determination of Tenant’s Taxes 

 Whether or not there is a separate bill for Realty Taxes charged against the Premises or a separate assessment, the Realty Taxes charged against the Premises shall be determined by Landlord (acting
reasonably and equitably) and the cost of making such determination shall be included in Operating Costs. In making such determination Landlord shall have the right, but not the obligation, to allocate Realty Taxes to the Premises and all other
portions of the Project by using such criteria as Landlord, acting reasonably and equitably (it being understood and agreed that, without limiting the generality of the foregoing, it shall be equitable for a higher or lower proportion of the overall
Realty Taxes for the Project to be allocated to Tenant if so determined by the relevant assessing authorities or as a result of the tax classification of, or use of the Premises by, Tenant) in consultation with Landlord’s third party tax
consultant, shall determine to be relevant including, without limitation: 
  

	 	(a)	the then current established principles of assessment used by the relevant assessing authorities; 

  

	 	(b)	assessments of the Premises and any other portions of the Project in previous periods of time; 

  

	 	(c)	the Proportionate Share; 

  

	 	(d)	any act, religion or election of Tenant or any other occupant of the Project which results in an increase or decrease in the amount of Realty Taxes which would
otherwise have been charged against the Project or any portion thereof; and 

  

	 	(e)	the quality of construction, use, location within the Project or income generated by the Premises and/or the assessor’s valuation of the Premises or Project.

 Notwithstanding any other contrary provisions of this Lease, if, at any time during a fiscal period, any part
of the Project is not one hundred percent (100%) occupied, the Realty Taxes shall be allocated by Landlord to the Building(s), the Common Facilities and the other components of the Project without regard to any credits which may be received or
receivable by Landlord in respect of any vacant premises within the Project and without regard to any reduced tax rate for such vacant premises. Landlord may use an expert to assist it in making such determination and allocation and all cost
incurred in so doing shall be included in Operating Costs. 
  

	6.4	Business Taxes and Sales Taxes 

  

	 	(a)	Tenant shall pay as and when the same are due and payable all taxes, if any, reasonably allocated by Landlord which are attributable to the personal property, trade
fixtures, income, occupancy, sales or business of Tenant or any other occupant of the Premises and to the use of the Premises by Tenant or any other occupant, whether or not charged against Landlord or the Premises. 

  

	 	(b)	Tenant shall pay to Landlord when due all Sales Taxes imposed on Landlord or Tenant in respect of this Lease. 

  

	6.5	Tax Bills and Assessment Notices 

 Tenant shall promptly deliver to Landlord forthwith upon Tenant’s receiving the same: 
  

	 	(a)	copies of all assessment notices, tax bills and any other documents received by Tenant related to Realty Taxes chargeable against or in respect of the Premises or the
Project; and 

  

	 	(b)	receipts for payment of Realty Taxes and business taxes, if any, payable by Tenant directly to the taxing authority pursuant hereto. 

 On or before the expiry of each fiscal period, Tenant shall provide to Landlord evidence satisfactory to Landlord that all Realty Taxes and
business taxes, if any, payable by Tenant directly to the taxing authority pursuant to the terms hereof up to the expiry of such fiscal period, including all penalties and interest resulting from late payment of Realty Taxes and business taxes, have
been duly paid. 
  

	6.6	Contest of Realty Taxes 

  

	 	(a)	Realty Taxes, or the assessments in respect of Realty Taxes, which are the subject of any contest by Landlord shall nonetheless be payable by Tenant in accordance with
the foregoing provisions hereof provided, however, in the event Tenant shall have paid any amount in respect of Realty Taxes in excess of the amount ultimately found payable as a result of the disposition of any such contest, and Landlord receives a
refund in respect thereof, the appropriate amount (net of all reasonable costs incurred in obtaining such refund, but only to the extent that such costs were not already recovered as part of Realty Taxes or Operating Costs) of such refund shall be
credited to the account of Tenant or paid to Tenant, net of any amounts then owing by Tenant to Landlord, where the Term has expired without renewal. 

  

 - 11 - 

	 	    	Landlord may contest any Realty Taxes with respect to the Premises or any part or all of the Project and appeal any assessments related thereto and may withdraw any
such contest or appeal or may agree with the relevant authorities on any settlement, compromise or conclusion in respect thereof and Tenant consents to Landlord’s so doing. Tenant will co-operate with Landlord in respect of any such contest and
appeal and shall make available to Landlord such information in respect thereof as Landlord requests. Tenant will execute forthwith on request all consents, authorizations or other documents as Landlord requests to give full effect to the foregoing.
Notwithstanding the foregoing, the Landlord shall contest and appeal Realty Taxes acting prudently in consultation with its independent tax consultant. 

  

	 	    	Tenant will not contest any Realty Taxes or appeal any assessments related to the Premises or the Project. 

  

	 	(b)	At Landlord’s sole option, in lieu of including the same in Operating Costs, Tenant shall pay, as Additional Rent, its share of the costs of investigating and
contesting Realty Taxes and/or assessments on the following basis: (i) Proportionate Share ; (ii) as allocated based on Realty Taxes payable by Tenant pursuant hereto; or (iii) based on any tax savings realized as a result of such
investigation and contesting of Realty Taxes and/or assessments in respect thereof. 

  

	7.	OPERATING COSTS 

  

	7.1	Tenant’s Payment of Operating Costs 

 Tenant shall pay to Landlord the Proportionate Share of Operating Costs. 
  

	7.2	Excess Costs 

  

	 	(a)	If, by reason of: 

  

	 	(i)	the conduct of business on the Premises outside Business Hours; or 

  

	 	(ii)	the particular use or occupancy of the Premises or any of the Common Facilities; or 

  

	 	(iii)	the requirement for any services beyond building standard services, such as, without limitation, additional security, janitorial or special procedures for waste
disposal (whether relating to quantity or the nature of the waste) hoisting, supervision and receiving, delivery or storing of items; 

 additional costs in the nature of Operating Costs, such as, without limitation, costs of: insurance (including insurance increases incurred by tenants of the Project ); utilities; security; janitorial;
HVAC and/or waste disposal, are incurred in excess of the costs which would otherwise have been incurred for such items, then Landlord shall have the right, but not the obligation, to determine such excess costs on a reasonable basis (“Excess
Costs”) and require Tenant to pay such Excess Costs, plus fifteen percent (15%) of the amount thereof. 
  

	 	(b)	If Tenant or any other tenant of the Project, pursuant to its lease or otherwise by arrangement with Landlord, provides at its cost any goods or services the cost of
which would otherwise be included in Operating Costs, or if any goods or services the cost of which is included in Operating Costs benefit any portion of the Project to a materially greater or lesser extent than any other portion of the Project,
then either the denominator for determining a Proportionate Share, or alternatively the amount of Operating Costs, may be adjusted as determined by Landlord, at its option, to provide for the equitable allocation of the cost of such goods and
services among the tenants of the Project. 

  

	8.	USE OF PREMISES 

  

	8.1	Permitted Use 

  

	 	(a)	Tenant covenants that it shall not use and shall not cause, suffer or permit the Premises to be used for any purpose other than as described in subsection 1(i) hereof.
Tenant acknowledges that Landlord is making no representation or warranty as to Tenant’s ability to use the Premises for its intended use and Tenant shall, prior to executing this Lease, perform such searches and satisfy itself that its use is
permitted under all applicable Laws and that Tenant will be able to obtain an occupancy permit. 

  

	 	(b)	Tenant acknowledges that Landlord has granted exclusive covenants and may grant other exclusive covenants to tenants of the Project and accordingly, Tenant covenants
that it shall carry on only the business permitted to be carried on in the Premises as and to the extent set out in subsection 1(i) of this Lease and in no other manner whatsoever. 

  

	8.2	Conduct of Business 

  

	 	(a)	At all times throughout the Term, Tenant shall continuously, actively and diligently conduct its business in the whole of the Premises in an up to date first class and
reputable manner, in keeping with the Building Standard. 

  

 - 12 - 

	 	(b)	Notwithstanding the provisions of subsection 8.2(a) to the contrary, provided Tenant is Primerica Life Insurance Company of Canada and/or a Permitted Transferee and,
further, provided Tenant is not in default hereunder, Tenant shall have the right to cease business operations on the Premises (“Cease Conducting Business”) on and subject to the following terms: 

  

	 	(i)	Tenant shall give Landlord no less than thirty (30) days’ written notice of its intention to Cease Conducting Business (“Cease Conducting Business
Notice”); 

  

	 	(ii)	Landlord shall have the right to enter the Premises at any time, without having to provide notice (notwithstanding any provision in this Lease to the contrary) to
inspect same or to show same to prospective lessees and such access shall not: (I) constitute a breach of Tenant’s quiet enjoyment; (II) entitle Tenant to damages; (III) entitle Tenant to terminate this Lease; or (IV) in any way limit or
affect Tenant’s obligations hereunder which shall continue throughout the Term; 

  

	 	(iii)	Tenant shall take all such steps as may be reasonably necessary or required by Landlord to maintain security in respect of the Premises; 

  

	 	(iv)	at Landlord’s option, Tenant shall have an employee or other person approved by Landlord to attend at the Premises regularly to inspect same and effect such
maintenance, repairs or replacements as may be required under this Lease. 

  

	8.3	Tenant’s Fixtures 

 Tenant shall install and maintain in the Premises at all times during the Term trade fixtures, furnishings and equipment at least equal to Building Standard. 
  

	8.4	Signs 

  

	 	(a)	 Subject to the provisions of subsection 8.4(b) below, Tenant shall not erect, install or display any sign or display on or visible from the
exterior of the Premises except for the building standard identification signs and lobby entries provided to Tenant in the Building as at the date hereof. Notwithstanding the foregoing, the Tenant shall be entitled to maintain its existing lobby
directory signage and, for so long as Tenant is occupying the entire third (3rd) floor, its existing 3rd floor elevator lobby signage in place as at the date hereof. Further, Tenant shall also be entitled to install signage in the elevator lobby area on any full floors leased by Tenant. 

  

	 	(b)	Provided Tenant is not in ongoing material default beyond any applicable cure period expressly provided for in this Lease and Tenant has not become bankrupt or
insolvent or has not made an assignment for the benefit of creditors or has not taken the benefit of any statute in force for bankrupt or insolvent debtors, or a petition in bankruptcy has not been filed against the Tenant or a receiving order has
not been made against the Tenant, or Primerica Life Insurance Company of Canada has not effected a Transfer to an entity other than a Permitted Transferee, subject to compliance with all Laws, so long as Tenant is Primerica Life Insurance Company of
Canada and/or a Permitted Transferee and is in actual, physical occupation of, and actively and diligently conducting business in, at least seventy-five percent (75%) of the collective Rentable Area of the Premises, Tenant shall, at Tenant’s
expense, have the non-assignable right to identify its business on the Premises in vinyl graphics (“Sign”) on the existing podium sign (“Podium Sign”) for the Building as noted and pictured on Schedule “F” attached
hereto. Landlord reserves the right to be able to make the Podium Sign available for corporate identification of other tenants located in the Building. 

  

	 	(c)	Tenant shall be: 

  

	 	(i)	solely responsible for all costs associated with the supply, installation, repair, maintenance and replacements to the Sign; and 

  

	 	(ii)	responsible for its pro-rata share of all costs associated with the supply and installation (if not pre-existing as at the date hereof), operation,
maintenance, management, repair and replacement of the Podium Sign including, without limitation: 

  

	 	(I)	costs of any utilities consumed by the Podium Sign; 

  

	 	(II)	Taxes attributable to the Podium Sign; 

  

	 	(III)	costs of repair to, and maintenance and replacements of, the Podium Sign; and 

  

	 	(IV)	costs of insurance premiums incurred for all insurance carried by Landlord, in its sole discretion, in respect of the Podium Sign, all of the foregoing
of which shall be shall be payable by Tenant to Landlord, as Additional Rent under this Lease, forthwith upon demand. 

  

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	 	(d)	Upon the expiry or earlier termination of the Term, or earlier upon Primerica Life Insurance Company of Canada or its Permitted Transferee ceasing to be in
actual, physical occupation of, and actively and diligently conducting business in, at least seventy-five percent (75%) of the collective Rentable Area of the Premises or being in material default under the terms of this Lease
beyond any applicable cure period, Landlord shall remove the Sign and shall make good all damage caused by the installation and/or removal thereof and shall restore the Podium Sign to the condition in which it existed prior to the
installation and removal of such Sign, all at the sole cost and expense of Tenant, which cost shall be payable by Tenant to Landlord, as Additional Rent, forthwith upon demand therefor. 

  

	8.5	Prohibited Uses 

  

	 	(a)	Tenant shall not cause, suffer or permit the Premises or any part thereof to be used at any time during the Term for any of the following sales, businesses or
activities: 

  

	 	(i)	any retail or wholesale sales activities; 

  

	 	(ii)	any auction; 

  

	 	(iii)	any vending machines or other coin operated machines, entertainment or games machines or any other mechanical or electrical serving or dispensing machines or devices
whatsoever or the sale or supply of food or beverages to the general public (which for clarity excludes the sale or supply of food or beverages such as are routinely served in office premises) unless expressly permitted in writing by Landlord,
acting reasonably. Notwithstanding the foregoing, Tenant shall be permitted to have up to two (2) food and beverage vending machines for use by Tenant’s employees; 

  

	 	(iv)	any sale of tickets for theatre or other entertainment events or lottery tickets; 

  

	 	(v)	any use which would result in people waiting in Common Facilities to enter the Premises or any other type of business or business practice which would, in the sole
opinion of Landlord, acting reasonably, tend to lower the character or image of the Project or any portion thereof; 

  

	 	(vi)	a call centre; 

  

	 	(vii)	a use which will be incompatible with the uses of other tenants of the Project, in the sole discretion of Landlord, acting reasonably (provided that the foregoing
shall not prohibit the Tenant from carrying out the permitted use expressly set out under subsection 1(i) of this Lease), or will be more burdensome on the Project, in terms of parking requirements or any other factor, than the permitted use of the
Premises by Tenant; 

  

	 	(viii)	any use which will result in a breach of any of the other provisions of this Lease; 

  

	 	(ix)	a school or training centre of any kind; or 

  

	 	(x)	any use which will: 

  

	 	(I)	result in an actual or threatened cancellation of any policy of insurance of Landlord or others on or related to the Project or any part or contents thereof; or 

  

	 	(II)	be prohibited by any policy of insurance of Landlord or any others in force from time to time in respect of the Project or any part or contents thereof.

 The inclusion of the foregoing provisions of this Section 8.5 shall not be deemed to be a covenant,
representation or warranty of Landlord that any of the foregoing activities will not be authorized by Landlord to be conducted on any part of the Project. 
  

	 	(b)	Notwithstanding anything contained in the foregoing to the contrary, so long as the Tenant in actual physical occupancy of substantially the whole of the Premises
for the active and diligent conduct of business therefrom is Primerica Life Insurance Company of Canada and/or a Permitted Transferee, the use of portions of the Premises for handling telephone inquiries and communications between, among and
regarding employees, clients, agents or prospective clients or agents and/or for the internal training of employees, clients, agents or prospective clients or agents, shall not constitute a breach of the provisions of subsections 8.5(a)(vi) and
8.5(a)(ix) above provided that: 

  

	 	(i)	the live load for the floor of the Premises upon which such activities are being conducted does not exceed 100 lbs. (75 live, 25 dead) per square foot;

  

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	 	(ii)	in Landlord’s determination, acting reasonably, such activities do not overburden the Common Facilities (including the Parking Facilities ) or base
Building systems serving the Premises; and 

  

	 	(iii)	Tenant shall be responsible for any Excess Costs which result from such activities in accordance with the applicable provisions of this Lease.

  

	 	(c)	For greater certainty, Landlord acknowledges that Tenant’s use of portions of the Premises for handling telephone inquiries and communications between,
among and regarding employees, clients, agents or prospective clients or agents and/or for the internal training of employees, clients, agents or prospective clients or agents as conducted within the Premises as at the date hereof, i.e.
for minor call centre and training purposes, is in accordance with the provisions of this Section 8.5 and does not breach the provisions hereof. 

  

	 	(d)	Landlord hereby acknowledges to the best of its information, knowledge and belief, without due inquiry, that the use of the Premises by Primerica Life Insurance
Company of Canada for general business corporate, administrative, sales/marketing, training and support offices will not violate the provisions of subsection 8.5(a)(x) above. 

  

	8.6	Waste Removal 

 Tenant
shall not allow any refuse, garbage or any loose, objectionable material to accumulate in or about the Premises or the Project. Tenant at its expense shall at all times comply with Landlord’s reasonable rules and regulations regarding the
separation, removal, storage and disposal of waste for the Premises. Landlord shall have the option to take over the function of separating, removing and/or disposing of the waste and the cost to Landlord of same shall be included in Operating
Costs. Tenant shall be responsible for all costs of removal of waste from the Premises other than costs of routine waste removal included in Operating Costs. 
  

	8.7	Waste, Nuisance and Hazardous Substances 

  

	 	(a)	Tenant shall not cause, suffer or permit any waste or damage to the Premises or Leasehold Improvements, fixtures or equipment therein nor permit any overloading of the
floors thereof and shall not use or permit to be used any part of the Premises for any dangerous, noxious or offensive activity or any activity which involves dangerous, noxious or offensive goods and shall not do or bring anything or permit
anything to be done or brought on or about the Premises or the Project which results in undue noise or vibration or which Landlord may reasonably deem to be hazardous or a nuisance or annoyance (including, for greater certainty, labour disturbances)
to any other tenants or any other Persons permitted to be on the Project (collectively “Nuisance”) or which may give rise to any Hazardous Substance in or about the Premises. If Landlord determines that any Nuisance or Hazardous Substance
exists on or emanates from the Premises, Tenant shall forthwith on notice remedy the same. Tenant shall take every reasonable precaution to protect the Premises and the Project from risk of damage by fire, water or the elements or any other cause.

  

	 	(b)	Tenant shall not, and shall not permit anyone else to, place anything on the roof of the Building or go on to the roof of the Building for any purpose whatsoever,
without Landlord’s prior written approval, which may be arbitrarily withheld in Landlord’s sole discretion. 

  

	 	(c)	Tenant shall not use any advertising, transmitting or other media or devices which can be heard, seen, or received outside the Premises, except for usual business
communications such as facsimile transmission, e-mail and internet use provided the same do not interfere with any communications or other systems outside the Premises. 

  

	 	(d)	Tenant shall be solely responsible for, and shall indemnify and save harmless Landlord and Landlord’s Parties, from and against all Liabilities caused by or
resulting from any Hazardous Substance at any time on or affecting the Premises or the Project resulting from (i) any act or omission of Tenant or any Tenant’s Parties on the Project, or (ii) any act or omission of Tenant or any other
Person on the Premises (save and except Landlord and Landlord’s Parties), or (iii) any activity or substance on or generated from the Premises during the Term (save and except to the extent caused by Landlord and Landlord’s Parties),
and any period prior to the Term during which the Premises were used or occupied by or under the control of Tenant and any period of time following the Expiry Date that Tenant and/or Tenant’s Parties use or occupy the Premises for any purpose,
and Tenant shall be responsible for the clean-up and removal of any of the same and any Liabilities caused by the occurrence, clean-up or removal of any of the same, and Tenant shall indemnify Landlord in respect thereof. 

 

	 	(e)	Landlord acknowledges that Tenant may use small quantities of ordinary office supplies, such as copier, toner, liquid paper, glue, ink and other common office
supplies and cleaning materials required for Tenant’s permitted use, as expressly set forth in subsection 1(i) of this Lease, provided that such items are transported, stored, handled and/or disposed of in strict compliance with all
Environmental Laws including, without limitation, the Environmental Protection Act, R.S.O. 1990, c. E-19 and all other Environmental Laws in respect of environmental, land use, occupation, or health and safety matters. 

 

 - 15 - 

	 	(f)	Tenant shall not be responsible for the costs of any Liabilities caused by or resulting from: (i) any Hazardous Substance at any time on or affecting the Premises
or the Project resulting from any act or omission of Landlord or any Landlord’s Parties; or (ii) any Hazardous Substance existing or generated prior to the date the Premises were first used or occupied by Tenant. 

  

	8.8	Compliance with Laws 

  

	 	(a)	Tenant shall use the Premises, and shall perform all maintenance, repairs and replacements thereto, in such manner as shall be required by or in compliance with all
applicable Laws. 

  

	 	(b)	Tenant shall provide Landlord with evidence satisfactory to Landlord acting reasonably that Tenant has obtained and is complying with the terms of all applicable
licences, approvals and permits from time to time. 

  

	8.9	Telecom and Wireless Services 

 Tenant shall not utilize any telephone, data or other network and telecommunications services (collectively, 
 “Telecom
Services”) which require the installation of any wiring or other connections or transmission services between the Premises and any other part of the Project, without Landlord’s prior written consent, which consent shall not be unreasonably
withheld, it being acknowledged that it shall be reasonable for Landlord to withhold its consent where both: (a) Tenant requires riser or conduit space which is in addition to its existing allotment and there is insufficient space within the
Building’s risers and/or conduits to accommodate such additional Telecom Services which Tenant requires; and (b) Tenant’s Telecom Services needs cannot be reasonably accommodated in another manner (it being hereby acknowledged and
confirmed that any such accommodations which may be required shall be at Tenant’s sole cost and expense; further, Landlord and Tenant shall each co-operate with each other and use their reasonable efforts to arrive at a suitable accommodation).
Notwithstanding the foregoing, Landlord hereby consents to Tenant’s existing Telecom Services and also consents to the expansion of same to service Suite 406, At Landlord’s option, any third party telecommunications service provider which
is not already providing services to other tenants of the Project shall, as a condition to being permitted to provide such service to the Premises, enter into a licence agreement with Landlord on Landlord’s standard form, entitling such party
to connect to or transmit to or from the Premises. Landlord, at its option, may require such third party telecommunications service provider to pay a licence fee to Landlord in an amount determined by Landlord acting reasonably. Any costs incurred
by Landlord in documenting such agreement shall be paid for by Tenant, as Additional Rent on demand. If any Telecom Services installed or used by any Person in the Premises, or installed or used by Tenant or any Tenant’s Parties in the Project
are determined by Landlord to be interfering with any other Telecom Services in the Project, Tenant and Landlord shall cooperate as may be necessary to cease such interference. 
  

	8.10	Deliveries 

 All
deliveries to and from the Premises, and loading and unloading of goods, merchandise, refuse, materials and any other items, shall be made only by way of such driveways, access routes, doorways, corridors and loading docks as Landlord may from time
to time reasonably designate and shall be subject to all applicable reasonable rules and regulations made by Landlord from time to time pursuant to this Lease. 
  

	9.	SERVICES AND UTILITIES 

  

	9.1	Utilities, Heating and Air Conditioning 

  

	 	(a)	Subject to interruption beyond its control, Landlord will provide all utility services for the normal use of the Premises during Business Hours. All expenses relating
to such usual use will form part of Operating Costs and will be payable by Tenant in accordance with the applicable provisions of this Lease. If Landlord, acting reasonably, desires that any or all utilities or HVAC supplied to the Premises be
measured by separate meters, either because Tenant’s use appears to be unusually high or because Landlord desires to separately meter various portions of the Building, Landlord may install such meters, the reasonable cost of which shall be paid
by Tenant, and in such case, the costs of such utilities shall be paid by Tenant as Additional Rent on the basis of such actual consumption. 

  

	 	(b)	Tenant’s use of any utilities shall not exceed the available capacity of the existing systems from time to time. If Tenant desires at any time to obtain any such
utilities or HVAC in excess of such available capacity, Tenant may supply and install at its expense any special wires, conduits or other equipment necessary to provide such additional capacity subject to the prior written consent of Landlord. If
consumption of utilities on the Premises should, at any time, overload the availability capacity of the existing systems, Tenant shall be responsible for all costs incurred by Landlord in respect of same and Tenant agrees to indemnify and save
harmless Landlord from and against any and all costs, losses, claims, expenses, damages and liability whatsoever incurred by Landlord as a result of the overloading of such systems 

  

	 	(c)	Notwithstanding anything contained in the foregoing to the contrary, it is hereby acknowledged and confirmed by the parties hereto that the Premises (excluding Suite
406) are separately metered for utility consumption and that Tenant pays for utility consumption in the Premises on the basis of such meter readings. 

  

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	9.2	Heating and Air Conditioning 

  

	 	(a)	Landlord shall heat the Premises during the appropriate heating season and shall cool the Premises during the appropriate air conditioning season by means of such HVAC
equipment as shall be maintained from time to time, for the normal use of the Premises during Business Hours. 

  

	 	(b)	If the HVAC equipment shall require maintenance, repair or replacement, Landlord shall attend to the same with reasonable promptness having regard to the then existing
climatic conditions but Landlord shall not be liable for any losses or damages arising from the resulting lack of HVAC, and, in any event, Landlord shall not be liable for any indirect or consequential losses or damages or any damages for personal
discomfort arising from any lack of HVAC, whether caused by Landlord’s negligence or otherwise. 

  

	 	(c)	Landlord shall not be responsible for the inadequacy of any HVAC of the Premises if: (i) the use or occupancy of the Premises; or (ii) the electrical or other
power consumed on the Premises; or (iii) the configuration of partitions or other items on the Premises; or (iv) the failure of Tenant to shade windows interferes with or impairs the functioning of or places a higher demand on equipment or
HVAC of the Premises. For greater certainty, except as expressly provided in Landlord’s Work, Landlord shall have no obligation to balance or re-balance the HVAC distribution system within the Premises. 

  

	 	(d)	If Tenant desires utilities or the use of HVAC equipment to provide HVAC of the Premises outside Business Hours, the same may be arranged on reasonable advance notice
to Landlord and Tenant shall, if required by Landlord, pay for same as an Excess Cost. 

  

	9.3	Exclusive Supplier 

 Landlord shall have the right, to be exercised by written notice to Tenant, to require that Landlord be the exclusive supplier, at Tenant’s expense, of such materials or services for Tenant in respect of the Premises and the Project
not otherwise expressly provided for in this Lease as Landlord may designate from time to time and as would be typical for a landlord of a similar project to provide (“Services”) including, without limitation, any work to be completed on
the roof, replacement of tubes, bulbs and ballasts; waste removal; any services requiring drilling or otherwise penetrating floors, weight-bearing walls and ceiling slabs; and locksmithing and security arrangements (provided that in no event shall
Landlord be the exclusive supplier for general contracting services in connection with Tenant’s construction and installation of Leasehold Improvements, save and except in the case of Major Alterations as expressly provided herein). Any
Services provided by Landlord pursuant hereto shall be reasonably competitive in the marketplace for comparable services, comparably provided. If Landlord does not require that it be the supplier of Services, only Persons approved by Landlord,
acting reasonably, may supply Services to Tenant and the provision of such Services by such Persons shall be subject to reasonable rules and regulations established by Landlord from time to time. 
  

	10.	MAINTENANCE, REPAIRS AND ALTERATIONS 

  

	10.1	Maintenance and Repairs of Premises 

 At all times throughout the Term, Tenant, at its sole expense, shall perform or cause to be performed as required hereby such maintenance, decoration, repairs and replacements and upgrading to keep the
Premises and all the contents thereof to Building Standard, and in accordance with all Laws, but excluding only the obligations of Landlord expressly provided in Section 10.6 hereof and reasonable wear and tear as would be permitted by a
prudent owner which in any event does not detract from the overall Building Standard of the Premises or the function of any systems, facilities or improvements therein. For the purposes of this Section 10.1 only, Premises shall not include
building standard washrooms, utility rooms and base Building mechanical and electrical systems, whether or not located within the Premises. 
  

	10.2	Approval of Repairs and Alterations 

  

	 	(a)	Tenant shall not make any repairs, replacements, changes, additions, improvements or alterations (collectively “Alterations”) to the Premises without
Landlord’s prior written consent, which consent shall not be unreasonably withheld unless such proposed Alterations might: (i) in any way affect the structure of, or the mechanical, electrical, utility, sprinkler, communications or other
similar systems within, the Premises or the Project or the coverage of the Project for zoning purposes; (ii) in the opinion of Landlord, detrimentally affect the quality of the Premises or the portion of the Project in which the Premises are
located, or impair the value or usefulness of the Premises or the Project; or (iii) in any way affect the coverage of the Project for zoning purposes, or parking requirements for the Project, in any of which cases such consent may be withheld
unreasonably and in Landlord’s sole discretion. 

  

	 	    	Notwithstanding anything contained in the foregoing, provided Tenant is Primerica Life Insurance Company of Canada and/or a Permitted Transferee and is not then in
default, Tenant shall have the right to make non-structural Alterations (such as painting and carpeting) without the prior written consent of but on prior written notice to Landlord, but only so long as such Alterations do not affect any of the
items referred to in subsections (i) through (iii) of this subsection 10.2(a) and, further, provided such Alterations do not require a building permit. 

  

 - 17 - 

	 	(b)	With its request for Landlord’s consent, Tenant shall submit to Landlord details of the proposed Alterations including permit-ready plans and specifications
prepared by qualified architects or engineers. Such Alterations shall be completed in accordance with the permit-ready plans and specifications approved in writing by Landlord. 

  

	 	(c)	All Alterations shall be planned and completed in compliance with all Laws and Tenant shall, prior to commencing any Alterations, obtain at its expense, all necessary
permits and licences and provide evidence thereof satisfactory to Landlord. Tenant hereby agrees to indemnify and save harmless Landlord from and against any damages, penalties, fines, claims, losses or liabilities whatsoever incurred by Tenant as a
result of any delays in commencing and/or completing Alterations as a result of delays incurred in receiving required permits therefor. 

  

	 	(d)	Tenant shall, prior to the commencement of any such Alterations, furnish to Landlord at Tenant’s expense: 

  

	 	(i)	such evidence as reasonably required by Landlord of the projected cost of Alterations and Tenant’s ability to pay for same as and when due; and

  

	 	(ii)	such indemnification against costs, liens and damages as Landlord shall reasonably require including, if required by Landlord, a performance bond in such terms and
issued by such company as shall be acceptable to Landlord in its sole discretion in an amount at least equal to the estimated cost of such Alterations, guaranteeing completion of such Alterations within a reasonable time, free and clear of any liens
or encumbrances. 

 Notwithstanding anything contained in the foregoing to the contrary, provided Tenant is
Primerica Life Insurance Company of Canada and/or a Permitted Transferee, the provisions of subsection 10.2(d)(ii) shall not apply. 
  

	 	(e)	All Alterations shall be performed at Tenant’s cost, promptly and in a good and workmanlike manner and in compliance with Landlord’s rules and regulations by
competent contractors or workmen who shall be approved by Landlord, acting reasonably, and who shall, if necessary to avoid labour disruption, be compatible with the labour affiliation, if any, of Landlord’s contractors and workers working in
the Building. 

  

	 	(f)	Unless expressly authorized by Landlord in writing to the contrary, all Alterations, which might affect the structure or any base-building mechanical, electrical,
utility, sprinkler, communications or other similar systems within the Premises or the Project (any of which is hereby termed a “Major Alteration”) shall, at Landlord’s option, be performed at Tenant’s expense by Landlord or by
contractors designated by Landlord and under Landlord’s supervision and under the supervision of a qualified architect or engineer approved by Landlord, in advance. For each Major Alteration, Tenant shall pay to Landlord forthwith upon request
the aggregate of: 

  

	 	(i)	the sum of all out-of-pocket amounts paid or payable by Landlord in connection with such Major Alterations including, without limitation, the cost of such Major
Alterations and all costs incurred by any contractors, architects and/or engineers engaged by Landlord to perform and/or supervise such Major Alterations, prepare and/or review plans, drawings and specifications for such Major Alterations, all of
whose costs shall be reasonably competitive in the marketplace for comparable services, comparably performed; 

  

	 	(ii)	Intentionally deleted; 

  

	 	(iii)	fifteen percent (15%) of all costs incurred by Landlord pursuant to the provisions of subsection 10.2(f)(i) above (“Supervision Fee”).

  

	 	(g)	All Alterations (including Major Alterations), the making of which might disrupt other tenants or occupants of the Project or the public, shall be performed outside of
the hours from 7:00 a.m. to 6:00 p.m. Monday through Friday. 

  

	 	(h)	If Tenant performs any Alterations (including Major Alterations) without compliance with all of the foregoing provisions of this Article 10, Landlord, without prejudice
to and without limiting Landlord’s other rights pursuant to this Lease and at law, shall have the right to require Tenant to remove such Alterations forthwith and either restore the Premises to the condition in which they existed prior to such
Alterations or to require Tenant to perform such Alterations in compliance with the foregoing provisions of this Article 10. 

  

	 	(i)	Tenant shall deliver to Landlord complete Auto-Cad drawings of Tenant’s Work (if any), and any subsequent Alterations (including Major Alterations) thereto, upon
completion thereof. 

  

 - 18 - 

	 	(j)	Tenant shall ensure that all cabling installed in the Building in connection with Tenant’s business in or use of the Premises is appropriately labelled. For
greater certainty, installation of flammable cabling shall be strictly prohibited. Notwithstanding the foregoing, this subparagraph (j) shall not apply to the Tenant’s cabling existing as at the date hereof. 

  

	 	(k)	Tenant shall pay to Landlord forthwith upon request all of Landlord’s reasonable out-of-pocket costs (plus fifteen percent (15%) of such costs as
Landlord’s overhead) incurred in dealing with Tenant’s request for Landlord’s consent to any Alterations (whether or not such consent is granted and without duplication of any costs set forth in subsection 10.2(f) above), and in
inspecting and supervising any such Alterations including, without limitation, fees of architects, engineers and designers. 

  

	10.3	Notice by Tenant 

 Upon
becoming aware of same, Tenant shall give reasonably prompt written notice to Landlord of any accident, defect, damage or deficiency in any part of the Premises or the Project, notwithstanding that Landlord may have no obligation in respect of the
same. The provisions of this Section 10.3 shall not be interpreted so as to imply or impose any obligation whatsoever upon Landlord. 
  

	10.4	Ownership of Leasehold Improvements 

 All Leasehold Improvements in the Premises (whether pre-existing on the Delivery Date, installed by Tenant or by Landlord on Tenant’s behalf) are, and shall forthwith upon the installation thereof
become (as the case may be), the absolute property of Landlord without compensation therefor and without Landlord’s having or thereby accepting any responsibility in respect of the maintenance, repair or replacement thereof, all of which shall
be Tenant’s responsibility. 
  

	10.5	Construction Liens 

 Tenant shall make all such payments and take all such steps as may be necessary to ensure that no lien or other charge or claim therefor or certificate of action in respect thereof (any of which is herein referred to as “Lien”) is
registered against the Project or any portion thereof or against either Landlord’s or Tenant’s interest therein as a result of any work done for, or services or material supplied to, Tenant, or in respect of the Premises. Tenant shall
cause any such registrations to be discharged or vacated immediately after notice from Landlord, or within ten (10) days after registration, whichever is earlier. 
 Tenant shall indemnify and save harmless Landlord from and against any liabilities, claims, liens, damages, costs or expenses, including legal expenses, arising in connection with any work done for or
services or materials supplied to Tenant or in respect of the Premises. 
 If Tenant permits any such lien registration or fails
to cause any such registration to be discharged or vacated as aforesaid then, in addition to any other rights of Landlord, Landlord may, but shall not be obliged to, discharge or vacate the same by paying into court the amount claimed to be due
together with any other amounts and all amounts so paid and all costs incurred by Landlord, including legal fees and disbursements, in thus arranging for the discharging or vacating of any such Lien shall be paid by Tenant to Landlord forthwith upon
demand together with reasonable compensation to Landlord for administration in respect thereof. 
  

	10.6	Landlord’s Repairs 

 Subject to the provisions of Article 12 herein, and subject to Tenant’s obligations hereunder, Landlord shall repair and/or replace, as the case may be, to the extent required to maintain Building Standard: (a) the structure and
exterior walls of the Building; (b) the transportation, electrical, mechanical and drainage equipment and base Building systems forming part of the Project (including base Building systems located within the Premises and Common Facilities of
the Project); (c) Common Facilities and (d) Building standard washrooms, whether or not located within Leasable Areas. Landlord’s costs of compliance with this Section 10.6 shall be included in Operating Costs to the extent
provided in the definition thereof. 
  

	11.	END OF TERM 

  

	11.1	Vacating of Possession 

 Forthwith upon the expiry or earlier termination of the Term, Tenant shall peaceably deliver to Landlord vacant possession of the Premises in Building Standard condition and otherwise in the condition in which Tenant is required to keep the
Premises during the Term pursuant hereto (subject to Sections 11.3 and reasonable wear and tear as would be permitted by a prudent owner which in any event does not detract from the overall Building Standard of the Premises or the function of any
systems, facilities or improvements therein) and shall leave the Premises in a neat, clean and broom swept condition and Tenant shall deliver to Landlord all keys for the Premises and all keys or combinations to locks on doors, safes or vaults in
the Premises. 
  

	11.2	Removal of Trade Fixtures 

         Provided Tenant is not in default hereunder, Tenant shall, at the expiry or earlier termination of the Term, remove its trade fixtures and all other personal property from the Premises and
shall restore the Premises to the condition in which they existed prior to the installation and removal of such trade fixtures and other personal

  

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property and shall repair any damage caused thereby. If, at the expiry or earlier termination of the Term, Tenant does not remove its trade fixtures or any of its other property from the
Premises, Landlord shall have no obligation in respect of any such trade fixtures or property and may sell or destroy the same or have them removed or stored at the expense of Tenant or dispose of them in any other manner whatsoever as may be
determined by Landlord in its sole discretion; at the option of Landlord, such trade fixtures or property not removed at the expiry or earlier termination of the Term shall become the absolute property of Landlord without payment of any compensation
therefor to Tenant and may be dealt with by Landlord in such manner as it determines. 
  

	11.3	Removal of Leasehold Improvements 

  

	 	(a)	Tenant shall have no obligation to remove any Leasehold Improvements from the Premises at the expiry or earlier termination of this Lease nor, for greater certainty,
shall Tenant be obligated to return the Premises to a base building condition and, in addition thereto, Tenant shall not be responsible for the cost of removing any Leasehold Improvements nor for the cost of restoring the Premises to base building
condition. 

  

	 	(b)	Tenant shall co-operate with Landlord in its completion of a move-out inspection prior to the expiry or earlier termination of this Lease. 

  

	11.4	Overholding by Tenant 

  

	 	(a)	     

  

	 	(i)	If Tenant remains in possession of all or any part of the Premises after the expiry of the Term with the written consent of Landlord but without any further written
agreement, this Lease shall not be deemed thereby to have been renewed or extended and Tenant shall be deemed conclusively to be occupying the Premises as a monthly tenant on the same terms as set forth in this Lease so far as they would be
applicable to a monthly tenancy except the monthly Rent shall be one hundred and fifty percent (150%) of an amount determined by taking 1/12 of the Last Year’s Rent. 

  

	 	(ii)	If Tenant remains in possession of all or any part of the Premises after the expiry of the Term without the express written consent of Landlord, Landlord’s
acceptance of Rent after the expiry of the Term shall not constitute Landlord’s consent to such overholding and, in such case and until such time as the parties enter into a written agreement which provides otherwise, Tenant shall be required
to pay a monthly Rent calculated at two hundred percent (200%) of the Last Year’s Rent. 

  

	 	(b)	If any of the obligations of Tenant pursuant to this Lease have not been completed by the expiry or earlier termination of this Lease (“End of Term”), such
obligations shall survive such End of Term and Tenant shall continue to be responsible for the same. Notwithstanding the foregoing, Landlord, at its option, may perform any such obligations which have not been completed on or before the End of Term
(other than the payment of Rent), the cost of which, plus fifteen percent (15%) of such cost, shall be paid by Tenant to Landlord forthwith upon request. During any period following the End of Term in which such obligations are being performed
either by Tenant or by Landlord on Tenant’s behalf, Tenant shall pay all Rent, including Basic Rent as provided in subsection 11.4 (a)(ii) above, as though Tenant was overholding beyond the End of Term without the consent of Landlord, for the
period from the date upon which the End of Term occurs, to the last day of the month in which all of such obligations have been completed. 

  

	12.	DAMAGE AND DESTRUCTION 

  

	12.1	Damage to Premises or Project 

 If the Premises or the Project are damaged or destroyed, in whole or in part, by fire or any other occurrence, this Lease shall nonetheless continue in full force and effect and there shall be no abatement of any item included in Rent
except as expressly provided in this Article 12, and the following provisions of this Article 12 shall apply. 
  

	12.2	Damage to Premises 

  

	 	(a)	If there is damage and/or destruction (“Damage”) to the Premises such as to render the whole or any part of the Premises unusable or inaccessible for the
purpose of Tenant’s use and occupancy thereof, Landlord shall deliver to Tenant within thirty (30) days following the occurrence of such Damage the Architect’s written opinion as to whether or not the same is capable of being
repaired, to the extent of Landlord’s repair obligations hereunder, within one hundred eighty (180) days following Landlord’s receipt of all permits required for the repair or reconstruction of such Damage (“Actual Construction
Time”), Landlord agreeing to act prudently and diligently in obtaining any such required permits. 

  

	 	(b)	 If this Lease is not terminated as herein in this Article 12 provided, Landlord shall diligently proceed to perform such repairs to the Premises to the
extent of its express obligations pursuant to Section 10.6 hereof and otherwise so as to provide the Tenant with a “base-building shell” and Tenant, commencing as soon as is practicable but without interfering with Landlord’s
repairs, shall diligently proceed to perform such repairs as are Tenant’s responsibility pursuant hereto. In any event, within a reasonable period (having regard to the nature of Tenant’s work) after

  

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Landlord has completed its repairs to the Premises to the point where Tenant could commence its repair work or commence the conduct of business on the Premises, Tenant shall complete its repairs
to the Premises and shall fully fixture the Premises and recommence the operation of Tenant’s business as permitted and required pursuant hereto. 
  

	 	(c)	If: 

  

	 	(i)	in the Architect’s opinion, the Premises are not capable of being repaired by Landlord as aforesaid within one hundred eighty (180) days of Actual
Construction Time; or 

  

	 	(ii)	Intentionally Deleted; or 

  

	 	(iii)	in the Architect’s opinion, the Premises are not capable of being repaired by Landlord as aforesaid within sixty (60) days of Actual Construction Time and
such Damage occurs within one (1) year prior to the expiry of the Term and either there are no remaining rights in favour of any party hereto to extend or renew this Lease or any party hereto having the right to renew or extend this Lease fails
to do so within fifteen (15) days following the occurrence of such Damage (it being acknowledged that any express notice provisions for same would thereby be waived); or 

  

	 	(iv)	the cost of repairing such Damage exceeds: (a) by twenty five percent (25%) or more the amount of insurance proceeds made available to Landlord therefore; and (b)
one million dollars ($1,000,000.00); 

 then, 
  

	 	(1)	Landlord may elect, by written notice to Tenant, and 

  

	 	(2)	Tenant may elect, upon written notice to Landlord, in the case of subsection 12.2(c)(i) and (iii) above only, 

 in both cases within thirty (30) days after delivery by Landlord of the opinion provided for in subsection 12.2(a) above, to terminate
this Lease, whereupon, in the event of any such termination by either Landlord or Tenant, Tenant shall immediately surrender possession of the Premises and Basic Rent and all other payments for which Tenant is liable pursuant hereto shall be
apportioned to the effective date of such termination, subject to the provision for abatement set forth in subsection 12.2 (d) below. In the exercise of its right to terminate this Lease pursuant to Section 12.2(c), Landlord shall act in a
bona fide manner and shall not terminate this Lease solely for the purpose of depriving Tenant of its rights under this Lease. 
 Subject to the provisions of Section 16.7 and the Tenant’s rights and remedies at law, if neither party exercises its right to terminate this Lease and, further, if Landlord fails to complete the repairs required to be
performed by it within two hundred and seventy (270) days of Actual Construction Time, then Tenant shall have the right to terminate this Lease on thirty (30) days’ prior notice to Landlord delivered to Landlord within five
(5) business days following expiry of the two hundred and seventy (270) day period, provided however that such termination may be nullified by Landlord if within such thirty (30) day period Landlord Substantially Completes
Landlord’s work in the Premises. 
  

	 	(d)	if the Damage is such as to render the whole or any part of the Premises unusable or inaccessible in whole or in part for the purpose of Tenant’s use and
occupancy, as permitted hereby, then the Rent payable hereunder shall abate to the extent that Tenant’s use and occupancy of and/or ability to access the Premises is in fact thereby diminished, which determination shall be made by the
Architect, until the earlier of: (i) the ninetieth (90th) day after the Premises are ready for Tenant to commence its repairs to the Premises as determined by Landlord; and (ii) the date on which Tenant first commences the conduct of
business in any part of the Premises which had been Damaged following the date of the occurrence of such Damage. 

 12.3 Damage
to Project 
 If twenty five percent (25%) or more of the Rentable Area of the Project is Damaged, whether or not there
is any Damage to the Premises, Landlord may, at its option, elect, by written notice given to Tenant within thirty (30) days after such occurrence, to terminate this Lease as of a date specified in such notice, which date shall be not less than
ninety (90) days and not more than one hundred eighty (180) days after the giving of such notice, in which event Tenant shall vacate and surrender possession of the Premises by not later than the said date of termination, and Basic Rent
and all other payments for which Tenant is liable pursuant to this Lease shall be apportioned to the effective date of termination, subject to the provision for abatement set forth in subsection 12.2(d) above. If Landlord does not so elect to
terminate this Lease, Landlord shall diligently proceed to repair and rebuild the Damage to the extent of its obligations pursuant hereto. In the exercise of its right to terminate this Lease as aforesaid, Landlord shall act in a bona fide manner
and shall not terminate this Lease solely for the purpose of depriving Tenant of its rights under this Lease. 
  

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	12.4	Restoration of Premises or Project 

 If there is Damage to the Premises or the Project and if this Lease is not terminated pursuant hereto, Landlord, in performing its repairs to the Premises or the Project as required hereby, shall not be
obliged to repair or rebuild in accordance with the plans or specifications for the Premises or the Project as they existed prior to such Damage but Landlord may repair or rebuild the same in accordance with any plans and specifications chosen by
Landlord in its sole and absolute discretion provided that the utility and size of the Premises is not materially adversely altered and Tenant’s use and occupancy of and access to the Premises and the general overall quality of the Project are
not materially detrimentally affected by any difference in plans, specifications or form of the Premises or the Project from such plans, specifications and form as the same existed immediately prior to the occurrence of such Damage. 
  

	12.5	Determination of Matters 

 For the purposes of this Article 12, all matters requiring determination such as, without limitation, the extent to which any area(s) of the Premises or the Project are Damaged or are rendered
inaccessible, or the times within which repairs may be made, unless expressly provided to the contrary, shall be determined by the Architect and such determination shall, in the absence of manifest error, be final and binding on the parties.

  

	13.	INSURANCE AND INDEMNITY 

  

	13.1	Landlord’s Insurance 

 Landlord shall obtain and maintain in full force and effect during the Term with respect to the Project insurance against such occurrences and in such amounts as would be carried by reasonably prudent owners of properties similar to the
Project and which coverage shall include the following: 
  

	 	(a)	“all risks” property insurance on the Building, excluding Leasehold Improvements and excluding the Premises but including equipment contained therein owned or
leased by Landlord, for not less than the full replacement cost thereof; 

  

	 	(b)	boiler and machinery insurance including repair and/or replacement; 

  

	 	(c)	rental income insurance; 

  

	 	(d)	commercial general liability insurance; and 

  

	 	(e)	such other insurance and insurance in such amounts and on such terms as Landlord, in its discretion, may determine 

 The policies of insurance referred to in this Section 13.1 shall contain a waiver of the insurer’s right of subrogation as against Tenant and the
Tenant’s Parties. Landlord hereby waives its right of recovery against Tenant and Tenant’s Parties with respect to all claims required to be or otherwise insured against by Landlord hereunder. 
 Notwithstanding Tenant’s contribution to Landlord’s costs and premiums respecting such insurance pursuant to the terms of this
Lease, Tenant shall not have any insurable or other interest in any of Landlord’s insurance and, in any event, Tenant shall not have any interest in or any right to recover any proceeds under any of Landlord’s insurance policies.

  

	13.2	Tenant’s Effect On Landlord’s and Other Insurance 

 In the event of an actual or threatened cancellation of or material adverse change in any policy of insurance of Landlord or any others on or related to the Project or any part or contents thereof by
reason of: 
  

	 	(i)	the use or occupancy of the Premises by Tenant or any other Person permitted by Tenant on the Premises; or 

  

	 	(ii)	anything placed on or permitted by Tenant or any Person on the Premises or by Tenant or Tenant’s Parties on any part of the Project; or 

 

	 	(iii)	any use, act or omission of Tenant or any Person on the Premises or by Tenant or Tenant’s Parties on any part of the Project; or 

  

	 	(iv)	any contents or articles on the Premises; or 

  

	 	(v)	any content or articles for which Tenant and/or Tenant’s Parties are responsible on any part of the Project, 

 and if Tenant fails to remedy the situation, condition, use or occupancy or other factor giving rise to such actual or threatened cancellation or if Tenant
has otherwise failed to adequately address the change within seventy-two (72) hours after notice thereof by Landlord, Landlord may, at its option, either: 
  

	 	(a)	terminate this Lease forthwith by written notice; or 

  

 - 22 - 

	 	(b)	remedy the situation, condition, use, occupancy or other factor giving rise to such actual or threatened cancellation or otherwise address the change, and for such
purpose Landlord shall have the right to enter upon the Premises without further notice, all at the cost of Tenant to be paid to Landlord forthwith upon demand. 

  

	13.3	Tenant’s Insurance 

  

	 	(a)	Tenant shall, at its sole cost and expense, obtain and maintain in full force and effect at all times with respect to the Premises insurance throughout the Term and any
extension and or renewal thereof (and such other times, if any, as Tenant occupies the Premises) which coverage shall include the following: 

  

	 	(i)	commercial general liability insurance for bodily injury and property damage including the following extensions: owners and contractors protective; pollution coverage
with hostile fire coverage only; products and completed operations; personal injury; occurrence basis property coverage; blanket contractual; non-owned automobile liability; severability of interests; cross liability; and employer’s liability,
all on an occurrence basis with coverage for any one occurrence or claim of not less than Five Million ($5,000,000.00) Dollars per occurrence; 

  

	 	(ii)	“all risks” property insurance covering the Leasehold Improvements, and all other property of every description, nature and kind owned by Tenant or for which
Tenant is legally liable, which is installed, located or situate in or about the Premises or elsewhere in the Project, including without limitation, trade fixtures, furnishings, equipment, all inventory or stock in trade and all signs in, on or
about the Premises, for not less than the full replacement cost thereof and shall include a stated amount co-insurance clause and a breach of conditions clause; 

  

	 	(iii)	if applicable, broad form comprehensive boiler and machinery insurance on all insurable objects located on the Premises or which are the property or responsibility of
Tenant, including repair or replacement endorsement; 

  

	 	(iv)	business interruption insurance, including extra expense insurance, either as an extension to or on the same form as the insurance referred to in subsections
13.3(a)(ii) and 13.3(a)(iii) above, and in such amounts from time to time as necessary to fully compensate Tenant for direct or indirect loss of sales or earnings and extra expenses incurred resulting from or attributable to any of the perils
required to be insured against under the policies referred to in subsections 13.3(a)(ii) and 13.3(a)(iii) above and all circumstances usually insured against by prudent tenants including losses resulting from interference with or prevention of
access to the Premises or the Project as a result of such perils or for any other reason; 

  

	 	(v)	plate glass insurance on all internal and external glass within, fronting or forming part of the Premises; however notwithstanding the foregoing, Tenant may elect to
self insure for the insurance described in this 13.3(a)(v); and 

  

	 	(vi)	any other insurance against such risks and in such form and amounts as Landlord may from time to time reasonably require upon not less than thirty (30) days’
written notice, provided Landlord agrees it shall not require Tenant to maintain additional insurance coverage unless such additional insurance coverage has become generally accepted insurance, generally maintained by comparable tenants or is
required as a result of the particular nature of Tenant’s business operations. 

  

	 	(a.l)	Notwithstanding anything to the contrary, so long as the Tenant is Primerica Life Insurance Company of Canada and/or a Permitted Transferee, the Landlord acknowledges
and agrees that the Tenant shall have the option, either alone or in conjunction with Citigroup Inc., Tenant’s ultimate parent corporation, or any subsidiaries or affiliates of Citigroup Inc., to maintain self insurance with respect to the
insurance required pursuant to subsections 13.3(a)(ii), (iii), (iv) and (v) of this Lease and/or provide or maintain any insurance required under this Lease under blanket insurance policies maintained by Tenant or Citigroup Inc., provided
such blanket policies contain a blanket additional insured endorsement or an endorsement naming the Landlord and any mortgagee of the Landlord and specifically referencing the Premises, or provide or maintain insurance through such alternative risk
management programs as Citigroup Inc. may provide or participate in from time to time, subject to the following: 

  

	 	(i)	“Self-insurance” shall mean that Tenant is itself acting as though it were the insurance company providing the insurance (in the amounts and with the
deductibles as required pursuant to the provisions of this Lease) required under this Lease and Tenant shall pay any amounts due in lieu of insurance proceeds which would have been payable if the insurance policies had been carried, which amounts
shall be treated as insurance proceeds for all purposes under this Lease; 

  

 - 23 - 

	 	(ii)	All amounts which Tenant pays or is required to pay and all loss or damage resulting from risks for which Tenant has elected to self-insure shall be subject to the
waiver of subrogation provision in sub-section 13.3(b) of this Lease and shall not limit Tenant’s indemnification obligations; 

  

	 	(iii)	In the event that Tenant elects to self-insure and an event or claim occurs for which a defense and/or coverage would have been available from the insurance company had
insurance been purchased, Tenant shall: 

  

	 	(I)	undertake the defense of any such claim, including a defense of Landlord at its sole cost and expense, and 

  

	 	(II)	use its own funds to pay any claim or replace any equipment or other physical property or otherwise provide the funding which would have been available from insurance
proceeds but for such election by Tenant to self-insure; and 

  

	 	(iv)	Tenant shall indemnify and save harmless Landlord from and against any and all losses, costs, claims, expenses, liabilities and damages resulting from Tenant’s
election to self-insure for any such insurance coverage. 

  

	 	(b)	The insurance policies referred to in this Section 13.3 shall be subject to such higher limits as Tenant, or Landlord acting reasonably may require from time to
time, provided Landlord agrees it shall not require Tenant to maintain higher limits unless such higher limits have become generally accepted limits, generally maintained by comparable tenants or are required as a result of the particular nature of
Tenant’s business operations. The policies referred to in Section 13.3(a) above shall contain a waiver of the insurer’s right of recovery against Landlord and Landlord’s Parties with respect to all matters required to be insured
against by Tenant hereunder. The policy referred to in subsection 13.3(a)(i) shall name Landlord and any others designated by Landlord as additional insureds and the policies referred to in subsections 13.3(a)(ii), (iii), (v) and, to the extent
applicable (vi), shall name Landlord and any others designated by Landlord as loss payee as their interests may appear. Any and all deductibles in Tenant’s insurance policies shall be borne solely by Tenant and shall not be recovered or
attempted to be recovered from Landlord. In addition, all such policies shall be non-contributing with, and will apply only as primary and not excess to, any insurance proceeds available to Landlord. 

  

	 	(c)	Tenant shall provide to Landlord at the commencement of the Term and, following request in writing by Landlord, upon the renewal of all insurance referred to in this
Section 13.3, and promptly at any time upon request, a certificate of insurance evidencing the insurance coverage required to be maintained by Tenant in accordance with this Section 13.3. The delivery to Landlord of a certificate of
insurance or any review thereof by or on behalf of Landlord shall not limit the obligation of Tenant to provide and maintain insurance pursuant to this Section 13.3 or derogate from Landlord’s rights if Tenant shall fail to fully insure.
Where used in this subsection 13.3(c), the term “Landlord” shall include Landlord’s manager of insurance, if any. 

  

	 	(d)	All policies shall provide that the insurer shall endeavour to give at least thirty (30) days prior written notice to Landlord in the event of cancellation or
change below the requirements set out in Section 13.3. All policies of insurance shall be placed with a company licensed to sell commercial insurance in Canada. 

  

	 	(e)	Tenant acknowledges and agrees that, if it fails to obtain and maintain in force any of the insurance policies set out in this Section 13.3, then Tenant shall
indemnify and hold harmless Landlord and Landlord’s Parties in respect of any such losses arising therefrom. 

  

	13.4	Consequential Damages 

 Notwithstanding anything to the contrary, neither party shall be liable to the other for indirect or consequential damages. 
  

	13.5	Indemnity 

 To the extent
not released pursuant to the other provisions of this Lease, Tenant shall indemnify Landlord and all of Landlord’s Parties and shall hold them and each of them harmless from and against any and all liabilities, claims, damages, losses and
expenses, penalties, fines and sanctions of any kind whatsoever, including costs of Remediation and any fines and damages resulting from any of the same and including all legal and other consultants’ fees and disbursements (collectively
“Liabilities”), due to, arising from or to the extent contributed to by: 
  

	 	(a)	any breach by Tenant or any of Tenant’s Parties of any of the provisions of this Lease or any Law; 

  

	 	(b)	any act or omission of any Person on the Premises (save and except Landlord and Landlord’s Parties) or any use or occupancy of or any property in the Premises;

  

 - 24 - 

	 	(c)	any act or omission of Tenant or any of Tenant’s Parties on the Premises or elsewhere on or about the Project; 

  

	 	(d)	any injury, death or damage to persons or property of Tenant or any of Tenant’s Parties or any other persons on the Project by or with the invitation, licence or
consent of Tenant caused by any reason whatsoever, except if caused by Landlord or Landlord’s Parties. 

 Notwithstanding the foregoing, Tenant shall not be responsible for the costs of any Liabilities due to, arising from or to the extent contributed to by: 
  

	 	(i)	any breach by Landlord or any of Landlord’s Parties of any of the provisions of this Lease or any Law; or 

  

	 	(ii)	any act or omission of Landlord or any of Landlord’s Parties on the Project other than the Premises. 

  

	13.6	Parties 

  

	 	(a)	It is agreed that every indemnity, exclusion or release of liability and waiver of subrogation herein contained for the benefit of Landlord shall extend to and benefit
all of Landlord’s Parties; solely for such purpose, and to the extent that Landlord expressly chooses to enforce the benefits of this subsection 13.6(a) and any other section to which it applies, for any Landlord’s Parties, it is agreed
that Landlord is the agent or trustee for each and all Landlord’s Parties. 

  

	 	(b)	It is agreed that every exclusion or release and waiver of subrogation herein contained for the benefit of Tenant shall extend to and benefit all of Tenant’s
Parties; solely for such purpose, and to the extent that Tenant expressly chooses to enforce the benefits of this subsection 13.6(b) and any other section to which it applies, for any Tenant’s Parties, it is agreed that Tenant is the agent or
trustee for each and all Tenant’s Parties. 

  

	14.	ASSIGNMENT, SUBLETTING AND CHANGE OF CONTROL 

  

	14.1	Consent Required 

  

	 	(a)	Tenant shall not: 

  

	 	(i)	assign this Lease in whole or in part; 

  

	 	(ii)	sublet or part with or share possession of all or any part of the Premises; 

  

	 	(iii)	grant any concessions, franchises, licences or other rights to others to use any portion of the Premises; 

  

	 	(iv)	grant any mortgage or charge on this Lease; 

  

	 	(v)	if Tenant or any occupant of the Premises is at any time a corporation, trust or partnership, transfer the issued shares in the capital stock or transfer, issue or
divide any shares of the corporation or of any affiliate of the corporation, or transfer trust units or partnership interests sufficient to transfer control to others than the then present shareholders of the corporation or those in control of the
trust or partnership (collectively called “Sale”); 

  

	 	(vi)	if Tenant or any occupant of the Premises is at any time a corporation, trust or partnership, merge, amalgamate or consolidate the corporation with one or more other
entities or effect a corporate restructuring or reorganization, voluntarily or by operation of law (collectively called “Reorganization”), 

 (all of the foregoing being hereinafter individually or collectively referred to as “Transfer”; a party making a Transfer is referred to as a “Transferor” and a party taking a Transfer
is referred to as a “Transferee”), without the prior written consent of Landlord in each instance, which consent, subject to the provisions of Section 14.3 below, may not be unreasonably withheld. Notwithstanding anything contained in
the foregoing to the contrary, the provisions of subsection 14.1(a)(v) shall not apply to a Sale (provided Tenant is in occupancy of the Premises), so long as Tenant is a corporation (“Public Corporation”) whose shares are listed and
traded on any recognized public stock exchange in Canada or the United States or a Sale that occurs when (1) the Tenant is a “subsidiary body corporate” (as that term is defined on the date of this Lease under the Canada Business
Corporations Act, R.S.C. 1985, c.C-44) of a Public Corporation and (2) it is the shares of the Public Corporation and not of the Tenant that are transferred or issued. 
  

	 	(b)	For greater certainty, it is agreed that it shall be reasonable for Landlord to withhold its consent to a Transfer, if: 

  

	 	(i)	the proposed Transferee does not have a good business reputation and experience in the use to be made of the Premises pursuant to the terms of this Lease;

  

 - 25 - 

	 	(ii)	the proposed Transferee does not have financial strength at least sufficient to satisfy all of the obligations of Tenant hereunder; 

  

	 	(iii)	the proposed Transferee is an existing occupant of any part of the Project; 

  

	 	(iv)	the proposed Transferee is then a prospect involved in bona fide negotiations with Landlord respecting the leasing of any premises in the Project;

  

	 	(v)	the proposed Transfer or proposed use or occupancy of the Premises by the proposed Transferee would result in a breach of any lease, agreement to lease or other
agreement by which Landlord is bound with respect to any part of the Project; 

  

	 	(vi)	Tenant is in default under this Lease or any other agreement with the Landlord affecting the Premises; 

  

	 	(vii)	without affecting the interpretation of Article 8 or any other provision hereof, the use proposed to be made of the Premises by the Transferee will be incompatible
with the uses of other tenants of the Project, in the sole discretion of Landlord, acting reasonably (provided that the foregoing shall not prohibit the Transferee from carrying out the permitted use expressly set out under subsection 1(i) of this
Lease), or will be more burdensome on the Project, in terms of parking requirements or any other factor, than the permitted use of the Premises by Tenant as expressly set for in subsection 1(i) of this Lease; 

  

	 	(viii)	any use which will result in a breach of any of the other provisions of this Lease; 

  

	 	(ix)	Landlord is not satisfied, acting reasonably, in the case of a proposed Sale, that: 

  

	 	(I)	following such Sale, Tenant will have financial strength at least sufficient to satisfy all of the obligations of Tenant hereunder and otherwise acceptable to Landlord,
acting reasonably; and/or 

  

	 	(II)	there will be continuity of management or business practices following such proposed Sale; 

  

	 	(x)	Landlord is not satisfied, acting reasonably, in the case of a proposed Reorganization, that: 

  

	 	(I)	the financial strength of the entity resulting from such Reorganization will be equal to or better than that of Tenant as at the date of this Lease; and/or

  

	 	(II)	there will be continuity of management or business practices following such proposed Reorganization; 

  

	 	(xi)	Tenant fails to provide Landlord with at least fifteen (15) days’ prior written notice of the proposed Transfer, which notice shall be accompanied by all of
the information required pursuant to the provisions of Section 14.2 below. 

 Notwithstanding anything
contained in the foregoing to the contrary, the provisions of subsections (b)(iii) or (iv) shall not apply in the event Landlord has not and will not, within the six (6) months following Landlord’s receipt of the notice of the
Transfer, have premises in the Project available for lease that could reasonably satisfy such Transferee’s needs. 
  

	 	(c)	Notwithstanding the foregoing, provided Tenant is Primerica Life Insurance Company of Canada and/or a Permitted Transferee and provided Tenant is not then in receipt
of written notice of default from Landlord or is not then in default for which no notice is required pursuant to the applicable provisions of this Lease, then Tenant shall be permitted to assign this Lease or sublet the Premises in whole or in part
or effect a Sale or Reorganization (collectively; a “Permitted Transfer”) on prior written notice to Landlord accompanied by any information which may be required for Landlord to consider the Financial Covenant (as hereinafter defined) of
the proposed Permitted Transferee, but without the prior written consent of Landlord, to: 

  

	 	(i)	a holding body corporate, a subsidiary body corporate or an affiliate corporation of the Tenant (as those terms are defined in the Business Corporations Act (Canada)
as amended or replaced from time to time); or 

  

	 	(ii)	the purchaser of all or a substantial portion of the Ontario business of, or a corporation created by merger or amalgamation with, the Tenant,

 collectively, a “Permitted Transferee”, provided that, in the case of a Sale or Reorganization,
Tenant delivers to Landlord such information as may be requested by Landlord, acting reasonably, in order to demonstrate to Landlord’s reasonable satisfaction (as to which 

  

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satisfaction Landlord has given written notice to Tenant) that the proposed Permitted Transferee has a good business reputation and has financial strength at least sufficient to satisfy all of
the obligations of Tenant under this Lease. If Landlord is unable to satisfy itself as aforesaid, the reasonable particulars of which Landlord shall identify to Tenant, in writing, in order for such proposed Permitted Transfer to be effective,
Tenant must first deliver to Landlord a certified cheque payable to Landlord in an amount equal to two (2) months Basic Rent, Operating Costs, Management Fee and Realty Taxes then due and payable (plus applicable Sales Taxes) under this Lease,
which amount shall be held by Landlord, without interest, as a prepayment of Rent payable under this Lease by the Permitted Transferee and as security for the performance by the Permitted Transferee of the provisions of this Lease, all in accordance
with a rent deposit agreement which shall be entered into between the parties (each acting reasonably). No such Permitted Transfer shall be effective until the Permitted Transferee enters into an agreement with Landlord contemplated by, and provided
such Permitted Transfer otherwise complies with, the applicable provisions of this Article 14. 
  

	 	(d)	If Landlord withholds, delays or refuses to give consent to any Transfer, whether or not Landlord is entitled to do so, Landlord shall not be liable for any losses or
damages in any way resulting therefrom and Tenant shall not be entitled to terminate this Lease or exercise any other remedy whatever in respect thereof except to seek the order of a court of competent jurisdiction compelling Landlord to grant any
such consent which Landlord is obliged to grant pursuant to the terms of this Lease. 

  

	 	(e)	Save for a Transfer to a Permitted Transferee, no Transfer may be made where any portion of the Rent is lower than the market rent or on terms more favourable than
arm’s length market terms for a sublease (as the case may be) of comparable premises in the market place prevailing at the time of the Transfer. 

  

	 	(f)	Landlord shall respond to a request for consent within fifteen (15) business days after receipt of such request and all other information required to be provided
to Landlord. 

  

	14.2	Obtaining Consent 

 All
requests to Landlord for consent to any Transfer shall be made to Landlord in writing together with: 
  

	 	(a)	a copy of the agreement pursuant to which the proposed Transfer will be made; 

  

	 	(b)	a cheque payable to Landlord in the amount of One Thousand ($1,000.00) Dollars as a deposit on account of all costs incurred by Landlord in considering and processing
the request for consent, which costs shall include, without limitation, the cost of any credit checks, legal costs, and Landlord’s reasonable administrative fee (which is Landlord’s charge for processing such request for consent and, to
the extent completed by Landlord, the charge for completing any documentation to implement any Transfer, it being acknowledged that such documentation may, at Landlord’s option, be prepared by Landlord’s solicitor, whereupon the charges
for preparation of documentation will be included in legal costs); all of which costs incurred by Landlord in respect of any such request for consent shall be the responsibility of and shall be paid by Tenant forthwith upon demand, whether or not
Landlord grants its consent to any proposed Transfer; and 

  

	 	(c)	such information in writing as a landlord might reasonably require respecting a proposed Transferee and which might be required to provide Landlord with all the
information necessary to determine whether or not the provisions of subsection 14.1(b) above have been complied with, and which information shall include, without limitation, the name, business and home addresses and telephone numbers, business
experience, credit information and rating, financial position and banking and business references and description of business to be conducted by the Transferee on the Premises and parking requirements for such business; and 

 

	 	(d)	in the case of a proposed Sale or Reorganization, at Landlord’s request, Tenant shall provide Landlord with such information about Tenant, and of any affiliate of
Tenant, as may be reasonably required by Landlord in order to ascertain whether or not there has been any Sale or Reorganization. Delivery of any such corporate information shall be conditioned upon Landlord’s execution of a reasonable
non-disclosure agreement. 

  

	14.3	Landlord’s Option 

  

	 	(a)	Notwithstanding the other provisions contained in this Article 14, Landlord shall have the option, exercisable by written notice to Tenant within fifteen (15) days
after the satisfaction of the provisions of Section 14.2 above, to take a Transfer from Tenant of the portion of the Premises which is the subject of the proposed Transfer (“Transferred Premises”) on the same terms as the proposed
Transfer in respect of which Tenant had requested Landlord’s consent, as aforesaid. Notwithstanding anything to the contrary, Landlord’s rights under this subparagraph (a), to take a Transfer from Tenant in lieu of consenting to a
Transfer, shall not apply in connection with any Transfer (provided that Tenant shall remain obliged to obtain Landlord’s consent to same if otherwise required under this Lease) whereby Tenant: (1) effects a Transfer to a Permitted Transferee;
or (2) sublets a portion of the Premises to an arm’s length third party where such 

  

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portion of the Premises is temporarily not required for Tenant’s business and Tenant has not then subleased, in the aggregate, including the then-proposed sublease, more than fifty percent
(50%) of the Rentable Area within the Premises. 
  

	 	(b)	If Landlord elects to take a Transfer as contemplated pursuant to subsection 14.3(a) above, Tenant hereby grants to Landlord (and any others permitted by Landlord) the
right, in common with Tenant and all other entitled thereto, to use for their intended purposes all portions of the Premises in the nature of Common Facilities (such as corridors, washrooms, lobbies and the like) or which are reasonably required for
proper access to or use of the Transferred Premises (such as reception area, interior corridors, mechanical or electrical systems and ducts and the like) and Landlord shall have the right to complete any demising required therefor.

  

	14.4	Terms of Transfer 

 In the
event of any Transfer, Landlord shall have the following rights: 
  

	 	(a)	other than with respect to a Transfer to a Permitted Transferee, to require Tenant and the Transferee and any indemnifier in respect of Tenant’s obligations
hereunder to enter into an agreement in writing to implement any amendments to this Lease to give effect to Landlord’s exercise of any of its rights hereunder; 

  

	 	(b)	to require the Transferee to enter into an agreement (“Assumption Agreement”) with Landlord in writing to be bound by all of Tenant’s obligations under
this Lease and to be bound by all of the provisions of this Lease and, to the extent permitted by applicable Laws, to waive any right it, or any Person on its behalf, may have to disclaim, repudiate or terminate this Lease pursuant to any
bankruptcy, insolvency, winding-up or other creditors proceeding, including, without limitation, the Bankruptcy and Insolvency Act (Canada) or the Companies’ Creditors Arrangement Act (Canada), and to agree that in the event of
any such proceeding Landlord will comprise a separate class for voting purposes. If the Transferee is incorporated, established or resident in a jurisdiction other than the Province of Ontario, the Assumption Agreement shall contain an attornment by
the Transferee to the laws and courts of the Province of Ontario; 

  

	 	(c)	other than with respect to a Transfer to a Permitted Transferee, to receive fifty percent (50%) of all amounts to be paid to Tenant under the agreement in respect
of such Transfer in excess of the Rent payable under this Lease (to which Landlord is entitled to receive one hundred percent (100%)), less only Tenant’s reasonable costs incurred in connection with such Transfer (including brokerage fees,
advertising costs, fixturing periods, rent-free periods, and inducements, all of which shall be evidenced by receipted invoices or other documentation copied to Landlord) and any consideration which is bona fide being paid to Tenant for equipment,
furnishings and other property to be conveyed by Tenant as part of or together with the transaction of Transfer and which is not reasonably attributable to Tenant’s interest in this Lease and less, in the case of a sublease, all amounts
receivable by Tenant under the sublease equal to the amounts payable by Tenant hereunder each month during the term of the sublease in respect of the Transferred Premises; 

  

	 	(d)	to require the Transferee, in case of a Transfer by sublease, to waive any rights pursuant to subsections 17, 21 and 39(2) of the Commercial Tenancies Act
(Ontario) and any amendments thereto and any other statutory provisions of the same or similar effect, to retain the unexpired Term of this Lease, or any portion thereof or obtain any right to enter into any lease or other agreement directly with
Landlord for the Premises or any portion thereof, or otherwise remain in possession of any portion of the Premises; and 

  

	 	(e)	at Landlord’s option, to require, if the Transfer is a sublease or other transaction not including an assignment, that, where Tenant is in default hereunder, at
any time upon receipt of notice from Landlord, all amounts payable by the Transferee each month be paid directly to Landlord who shall apply the same on account of Tenant’s obligations under this Lease, but no such collection or acceptance of
any Rent by Landlord shall be deemed to be a waiver of Landlord’s rights under this Lease or an acceptance of or consent to any such Transfer or a release of any of Tenant’s obligations under this Lease. 

  

	14.5	Effect of Transfer 

  

	 	(a)	No consent of Landlord to a Transfer shall be effective unless given in writing and executed by Landlord. No Transfer and no consent by Landlord to any Transfer shall
constitute a waiver of the necessity to obtain Landlord’s consent to any subsequent or other Transfer. 

  

	 	(b)	In the event of any Transfer or any consent by Landlord to any Transfer, Tenant shall not thereby be released from any of its obligations hereunder but shall remain
bound by all such obligations pursuant to this Lease for the balance of the Term. 

  

	 	(c)	Tenant hereby consents to any further: 

  

	 	(i)	Transfers of this Lease; 

  

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	 	(ii)	amendments of this Lease which may be made between the Transferee and Landlord (“Amendments”); 

  

	 	(iii)	Alterations which may be made by the Transferee in accordance with the applicable provisions of this Lease; 

 without the further consent or agreement of Tenant. Tenant shall continue to be bound by all of its obligations pursuant hereto
notwithstanding any such further Transfers or any Amendments or Alterations, to the extent of what would have been Tenant’s obligations pursuant hereto had such Transfers, Amendments or Alterations not been made. Tenant’s obligations
pursuant hereto shall not be increased as a result of any such Transfers, Amendments or Alterations and Landlord agrees to provide to Tenant a copy of any such Transfers or Amendments and notice of any such Alterations. 
  

	 	(d)	If any Transferee extends or renews this Lease pursuant to any right or option or other opportunity afforded hereunder to Tenant, or if any Transferee leases other
premises pursuant to any right or option or other opportunity afforded hereunder to Tenant, each Transferor shall be liable for all of the obligations of Tenant resulting from the exercise thereof throughout the Term as renewed or extended.

  

	 	(e)	Every Transferee shall be obliged to comply with all of the obligations of Tenant under this Lease. Tenant shall enforce all of such obligations against each
Transferee. Any default of any Transferee shall also constitute a default of Tenant hereunder. 

  

	 	(f)	Tenant agrees that if this Lease is ever disclaimed, repudiated or terminated by or on behalf of a Transferee pursuant to any bankruptcy, insolvency, winding-up or
other creditors’ proceeding, including any proceeding under the Bankruptcy and Insolvency Act (Canada) or the Companies’ Creditors Arrangement Act (Canada), or if Landlord terminates this Lease as a result of any act or
default of any Transferee, Tenant shall nonetheless remain responsible for fulfilment of all obligations of Tenant hereunder for what would have been the balance of the Term but for such disclaimer, repudiation or termination and shall, upon
Landlord’s request, enter into a new lease of the Premises for such balance of the Term and otherwise on the same terms and conditions as in this Lease, subject to such written amendments thereto to which Tenant and Landlord had agreed at any
time prior to such disclaimer, repudiation or termination, and with the exception that Tenant will accept the Premises in “as is” condition. 

  

	14.6	Assignment by Landlord 

 Landlord shall have the right to sell, lease, convey, mortgage, or otherwise dispose of the Project or any part thereof and to assign this Lease and any interest of Landlord pursuant to this Lease without any restriction. If Landlord shall
sell, lease, convey, mortgage or otherwise dispose of the Project or any part thereof or shall assign this Lease and any interest of Landlord pursuant to this Lease, then to the extent that the purchaser or assignee agrees with Landlord to assume
the covenants and obligations of Landlord hereunder, Landlord shall thereupon and without further agreement be released of all liability pursuant to the terms of this Lease. 
  

	15.	STATUS AND SUBORDINATION OF LEASE 

  

	15.1	Status Statement 

  

	 	(a)	Tenant shall, within ten (10) days after written request from Landlord, execute and deliver to Landlord, or to any actual or proposed lender, purchaser or assignee
of Landlord, a statement or certificate (“Status Statement”), in such form as requested by Landlord, confirming (or, if such is not the case, stating Tenant’s objections thereto): 

  

	 	(i)	that this Lease is unmodified and in full force and effect; 

  

	 	(ii)	the date of commencement and expiry of the Term and the dates to which Basic Rent and any other Rent, including any prepaid rent have been paid;

  

	 	(iii)	whether or not there is any existing default by either party under this Lease (any defaults to be expressly identified); 

  

	 	(iv)	that there are no defences, counter claims or rights of set off asserted by the Tenant (or details if any of the foregoing are asserted); 

  

	 	(v)	the particulars of any outstanding obligations, if any, or default, if any, under any agreement between the parties, other than this Lease, which would affect the
obligations of any of the parties pursuant to this Lease; and/or 

  

	 	(vi)	any other items reasonably requested to be confirmed or acknowledged by Landlord or an actual or prospective mortgagee or purchaser. 

  

 - 29 - 

	 	(b)	It is hereby understood and agreed that the Status Statement is intended to be relied upon by Landlord or an actual or prospective lender, purchaser and assignee of any
interest of Landlord under this Lease or in the Project. 

  

	15.2	Subordination 

 At the
option of Landlord to be expressed in writing from time to time, this Lease and the rights of Tenant hereunder are and shall be subject and subordinate to any and all mortgages, trust deeds and charges (any of which are herein called
“Mortgage” or “Mortgages”) on or in any way affecting the Premises or the Project or any part thereof now or in the future, including all renewals, extensions, modifications and replacements of any Mortgages from time to time.
Tenant shall at any time on ten (10) days’ notice from Landlord or holder of a Mortgage attorn to and become a tenant of the holder of any of such Mortgages or any party whose title to the Project is superior to that of Landlord upon the
same terms and conditions as set forth herein, and shall execute promptly on request by Landlord any certificates, agreements, instruments of postponement or attornment, or other such instruments or agreements as requested from time to time to
postpone or subordinate this Lease and all of Tenant’s rights hereunder to any of such Mortgages or to otherwise give full effect to any of the provisions of this Article 15. 
 Provided Tenant is not in default hereunder, upon written request by and at Tenant’s sole cost and expense, Landlord shall use
reasonable efforts to obtain from the holder of any Mortgage, in respect of which Tenant is being requested to or is otherwise required to subordinate and as a pre-condition of any such subordination, a non-disturbance agreement to permit Tenant to
continue in occupation of the Premises in accordance with and subject to the terms of this Lease. Notwithstanding anything to the contrary: (a) if there is a Mortgage registered on title to the Project as of the date hereof, Landlord shall
obtain such non-disturbance agreement in favour of Tenant at no cost to Tenant, such non-disturbance agreement to be executed concurrently with this Lease; and (b) Tenant shall not be required to subordinate or attorn to any future Mortgage
unless and until Tenant receives a non-disturbance agreement. 
 Landlord hereby represents and warrants that the Landlord is
the registered owner of the Project and the Project is not subject to any ground lease or other lease which would rank in priority to the leasehold interest of Tenant. 
  

	15.3	Registration 

 Tenant
shall not register this Lease or any short form or notice hereof except in such form as has been approved by Landlord in writing, such approval not to be unreasonably withheld or delayed. The cost of preparation, approval, execution and registration
of any notice or short form of this Lease or other document to be registered by Tenant shall be borne by Tenant and, in the case of Landlord’s approval, such cost shall be payable hereunder as Additional Rent, forthwith upon demand (provided
that the Tenant shall not be required to pay the Landlord’s costs for approval in connection with the first notice of lease to be registered on title by the Tenant). If Tenant registers or causes or permits there to be registered against the
title to the Project any short form or notice of this Lease or other document, Tenant shall forthwith provide to Landlord details of such registration and a duplicate registered copy of the registered document. Prior to the expiry or earlier
termination of this Lease, Tenant shall, at its sole cost and expense, arrange to expunge or discharge from the register of the title of the land on which the Project is located, any interest of Tenant therein. 
  

	16.	DEFAULT AND REMEDIES 

  

	16.1	Default and Remedies 

  

	 	(a)	It shall be deemed a default hereunder if any of the following shall occur: 

  

	 	(i)	Tenant shall fail, for any reason, to make any payment of Rent as and when the same is due to be paid hereunder and such default shall continue for five (5) days
after written notice is given to Tenant; 

  

	 	(ii)	Tenant shall fail, for any reason, to perform any other covenant, condition, agreement or other obligation on the part of Tenant to be observed or performed pursuant to
this Lease (other than the payment of any Rent and except for such events described in subsections 16.1(iii) through 16.1(viii)), and such default shall continue for fifteen (15) days after written notice thereof or such shorter period as
expressly provided herein or, provided such default can be cured and Tenant is acting diligently, continuously and in good faith, such longer period as may be reasonably required to complete the remedying of such default; 

 

	 	(iii)	Tenant shall make a Transfer affecting the Premises, other than in compliance with and as expressly authorized by this Lease; 

  

	 	(iv)	Tenant or any other occupant of the Premises makes an assignment for the benefit of creditors or becomes bankrupt or insolvent or takes the benefit of any statute for
bankrupt or insolvent debtors or makes any proposal, assignment, arrangement or compromise with its creditors, or makes any sale in bulk of any property on the Premises (other than in conjunction with a Transfer approved in writing by Landlord and
made pursuant to all applicable legislation), or steps are taken or action or proceedings commenced by any Person for the dissolution, winding up or other termination of Tenant’s existence or for 

  

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 the liquidation of Tenant’s assets (provided the foregoing shall not be considered a
default hereunder if such steps or action or proceedings are the subject of a bona fide dispute between Tenant and such Person and Tenant delivers to Landlord satisfactory evidence thereof); 
  

	 	(v)	a trustee, receiver, receiver-manager, manager, agent or other like Person shall be appointed in respect of the assets or business of Tenant or any other occupant of
the Premises, and is not removed within fifteen (15) days after such appointment; 

  

	 	(vi)	Tenant abandons the Premises; or 

  

	 	(vii)	a writ of execution has been filed against Tenant or this Lease or any goods or other property of Tenant shall at any time be seized or taken in execution or attachment
and such writ or seizure or taking remains unsatisfied for a period of five (5) days or more (provided that the foregoing shall not be considered a default hereunder if such writ or seizure or taking is the subject of a bona fide dispute
between Tenant and such Person and Tenant delivers to Landlord satisfactory evidence thereof); 

  

	 	(b)	If there is an event of default then, without prejudice to and in addition to any other rights and remedies to which Landlord is entitled pursuant hereto or at law, the
then current and the next three (3) months’ Rent shall be forthwith due and payable and Landlord shall have the following rights and remedies, all of which are cumulative and not alternative: 

  

	 	(i)	to terminate this Lease in respect of the whole or any part of the Premises by written notice to Tenant (it being understood that actual possession shall not be
required to effect a termination of this Lease and that written notice alone shall be sufficient), it being understood and agreed that, if this Lease is terminated in respect of part of the Premises, this Lease shall thereupon be deemed amended as
necessary to give effect thereto without need for further amendment; 

  

	 	(ii)	to enter the Premises as agent of Tenant and as such agent to relet them for whatever term (which may be for a term extending beyond the Term) and on whatever terms and
conditions as Landlord in its sole discretion may determine and to receive the rent therefor and, as the agent of Tenant, to take possession of any furniture, fixtures, equipment, stock or other property thereon and, upon giving written notice to
Tenant, to store the same at the expense and risk of Tenant or to sell or otherwise dispose of the same at public or private sale without further notice, and to make such alterations to the Premises in order to facilitate their re-letting as
Landlord shall determine, and to apply the net proceeds of the sale of any furniture, fixtures, equipment, stock or other property or from the re-letting of the Premises, less all expenses incurred by Landlord in making the Premises ready for
re-letting and in re-letting the Premises, on account of the Rent due and to become due under this Lease and Tenant shall be liable to Landlord for any deficiency and for all such expenses incurred by Landlord as aforesaid; no such entry or taking
possession of or performing alterations to or re-letting of the Premises by Landlord shall be construed as an election on Landlord’s part to terminate this Lease unless a written notice of such intention or termination is given by Landlord to
Tenant; 

  

	 	(iii)	to remedy or attempt to remedy any default of Tenant in performing any repairs, work or other covenants of Tenant hereunder and, in so doing, to make any payments due
or claimed to be due by Tenant to third parties and to enter upon the Premises, without any liability to Tenant therefor and without any liability for any damages resulting thereby, and without constituting a re-entry of the Premises or termination
of this Lease, and without being in breach of any of Landlord’s covenants hereunder and without thereby being deemed to infringe upon any of Tenant’s rights pursuant hereto, and, in such case, Tenant shall pay to Landlord forthwith upon
demand all amounts paid by Landlord to third parties in respect of such default and all reasonable costs of Landlord in remedying or attempting to remedy any such default plus fifteen percent (15%) of the amount of such costs for Landlord’s
inspection, supervision, overhead and profit; 

  

	 	(iv)	to obtain damages from Tenant including, without limitation, if this Lease is terminated by Landlord, all deficiencies between all amounts which would have been payable
by Tenant for what would have been the balance of the Term, but for such termination, and all net amounts actually received by Landlord for such period of time, it being agreed that Landlord shall have no obligation to mitigate its damages whether
or not this Lease is terminated; and 

  

	 	(v)	 if this Lease is terminated due to the default of Tenant, or if it is disclaimed, repudiated or terminated in any insolvency proceedings related to
Tenant (collectively “Disclaimer”), to obtain payment from Tenant of the value of all tenant inducements which were received by Tenant pursuant to the terms of this Lease, the agreement to enter into this Lease or otherwise, including,
without limitation, the amount equal to the value of any leasehold improvement allowance, tenant inducement payment, rent free periods, lease takeover, Leasehold Improvements or any other work for Tenant’s benefit completed at Landlord’s
cost and moving allowance, which value shall be multiplied by a fraction, the

  

 - 31 - 

 
numerator of which shall be the number of months from the date of Disclaimer to the date which would have been the natural expiry of this Lease but for such Disclaimer, and the denominator of
which shall be the total number of months of the Term as originally agreed upon. 
  

	16.2	Interest and Costs 

  

	 	(a)	All amounts of Rent shall bear interest from their respective due dates until the actual dates of payment at a rate which shall be three percent (3%) per annum in
excess of the Prime Rate. 

  

	 	(b)	Tenant shall be responsible for and pay to Landlord forthwith upon demand all costs incurred by Landlord, including, without limitation, legal costs on a substantial
indemnity basis, and all other costs of any kind whatsoever, arising from or incurred as a result of any default of Tenant or any enforcement by Landlord of any of Tenant’s obligations under this Lease. 

  

	16.3	Bankruptcy and Insolvency 

 To the extent permitted by applicable Laws, Tenant hereby waives any right it, or any Person on its behalf, may have to disclaim, repudiate or terminate this Lease pursuant to any bankruptcy, insolvency, winding up or other creditors
proceeding, including, without limitation, the Bankruptcy and Insolvency Act (Canada) or the Companies’ Creditors Arrangement Act (Canada), and agrees that in the event of any such proceeding Landlord will compromise a separate
class for voting purposes. 
  

	16.4	Landlord’s Right of Distress 

 The Landlord shall be entitled to effect a distress in accordance with applicable Laws, provided that the Landlord agrees that the following shall be exempt from distress: (a) all of the Tenant’s confidential information,
materials and data, whether in written or electronic format on a computer hard drive or other electronic medium; (b) information received, collected, produced or used in connection with the administration of the Tenant and its business,
including, without limiting the generality of the foregoing, whether in written or electronic format on a computer hard drive or other electronic format; and (c) the Tenant’s client information whether in written or electronic format on a
computer hard drive or other electronic medium. 
  

	16.5	Intentionally Deleted 

  

	16.6	Remedies to Subsist 

  

	 	(a)	No waiver of any of Tenant’s obligations under this Lease and no waiver of any of Landlord’s rights hereunder in respect of any default by Tenant hereunder
shall be deemed to have occurred or be given as a result of any condoning, excusing, overlooking or delay in acting upon by Landlord in respect of any default by Tenant or by any other act or omission of Landlord including, without limitation, the
acceptance of any Rent less than the full amount thereof, the acceptance of any Rent after the occurrence of any default by Tenant, or any verbal or written statements or agreements made by any employee of Landlord other than an agreement in writing
duly executed on behalf of Landlord by one of its personnel with ostensible authority to do so. No waiver of any of Tenant’s obligations or any of Landlord’s rights hereunder shall be effective except and only to the extent of any express
waiver in writing duly executed on behalf of Landlord by one of its personnel with ostensible authority to do so. The waiver by Landlord of any default of Tenant or of any rights of Landlord in respect of any term, covenant or condition herein shall
not be deemed to be a waiver of any subsequent default of Tenant or rights of Landlord in respect of such term, covenant or condition. No waiver of any of Landlord’s obligations under this Lease and no waiver of any of Tenant’s rights
hereunder in respect of any default by Landlord hereunder shall be deemed to have occurred or be given as a result of any condoning, excusing, overlooking or delay in acting upon by Tenant in respect of any default by Landlord or by any other act or
omission of Tenant, including any verbal or written statements or agreements made by any employee of Tenant other than an agreement in writing duly executed on behalf of Tenant by one of its personnel with ostensible authority to do so. No waiver of
any of Landlord’s obligations or any of Tenant’s rights hereunder shall be effective except and only to the extent of any express waiver in writing duly executed on behalf of Tenant by one of its personnel with ostensible authority to do
so. The waiver by Tenant of any default of Landlord or of any rights of Tenant in respect of any term, covenant or condition herein shall not be deemed to be a waiver of any subsequent default of Landlord or of the rights of Tenant in respect of
such term, covenant or condition. 

  

	 	(b)	All rights and remedies of Landlord under this Lease and at law shall be cumulative and not alternative, and the exercise by Landlord of any of its rights pursuant to
this Lease or at law shall at all times be without prejudice to any other rights of Landlord, whether or not they are expressly reserved. Tenant’s obligations under this Lease shall survive the expiry or earlier termination of this Lease and
shall remain in full force and effect until fully complied with. All rights and remedies of Tenant under this Lease and at law shall be cumulative and not alternative, and the exercise by Tenant of any of its rights pursuant to this Lease or at law
shall at all times be without prejudice to any other rights of Tenant, whether or not they are expressly reserved. Landlord’s obligations under this Lease shall survive the expiry or earlier termination of this Lease and shall remain in full
force and effect until fully complied with. 

  

 - 32 - 

	 	(c)	If Landlord assigns this Lease to a mortgagee or holder of other security on the Premises or the Project or any part thereof or to any other Person whatsoever Landlord
shall nonetheless be entitled to exercise all rights and remedies available to it pursuant to this Lease and at law without providing evidence of the approval or consent of such mortgagee, holder of other security or other Person whatsoever.

  

	16.7	Impossibility of Performance 

 If and to the extent that either Landlord or Tenant shall be unable to fulfill or shall be delayed or restricted in the fulfilment of any obligation under this Lease, other than the payment by Tenant of any Rent or any other amounts payable
by Tenant under this Lease, by reason of unavailability of material, equipment, utilities, services or labour required to enable it to fulfill such obligation or by reason of any Laws, or by reason of any strike, lock out, civil commotion, war-like
operation, invasion, rebellion, hostilities, military or usurped power, sabotage, governmental regulations, or by adverse weather conditions (being weather conditions which preclude any work at the Project for a substantial part of a work day which
causes the construction schedule to be delayed) or any Acts of God, or its not being able to obtain any permission or authority required pursuant to any applicable Laws or by reason of any other such cause beyond its control and not the fault of the
party being delayed and not avoidable by the exercise of reasonable foresight (excluding the inability to pay for the performance of such obligation), then the party being delayed shall be entitled to extend the time for fulfilment of such
obligation by a time equal to the duration of such delay or restriction, and the other party shall not be entitled to any compensation for any loss, inconvenience, nuisance or discomfort occasioned thereby. The party delayed will, however, use its
best efforts to fulfil the obligation in question as soon as is reasonably practicable by arranging an alternate method of providing the work, services or materials being delayed subject, in the case of performance by Tenant, to the approval of
Landlord in its sole and absolute discretion. In any event, the provisions of this Section 16.7 shall not apply to permit any delay in any payment by Tenant of any Rent or any other amounts payable by Tenant under this Lease. For greater
certainty, the provisions of this Section 16.7 shall also include any delays experienced by Landlord in obtaining any permits or materials or approvals to plans or otherwise required from any party (save and except Tenant) necessary for
Landlord’s Work and any delays resulting from items constituting force majeure under any construction agreement entered into by Landlord for the construction of the Premises. 
  

	17.	CONTROL OF PROJECT 

  

	17.1	Operation of Project by Landlord 

  

	 	(a)	The Project is at all times subject to the exclusive control and management of Landlord. The provisions of this Section 17.1 and any other provisions of this Lease
shall not be interpreted so as to impose any liability or obligation whatsoever on Landlord and Landlord shall have only such obligations as are expressly set forth in this Lease. 

 Without limiting the generality of the foregoing, Landlord shall have the right to: 
  

	 	(i)	police and supervise any or all portions of the Project; 

  

	 	(ii)	temporarily obstruct, lock up or close off all or any part of the Project for purposes of performing any maintenance, repairs or replacements or for security purposes
or permanently obstruct, lock up or close off all or any part of the Project (provided same does not materially, adversely affect Tenant’s use of or access to the Premises) to prevent the accrual of any rights to any Person or the public or any
dedication thereof; 

  

	 	(iii)	grant, modify and terminate any easements or other agreements respecting any use or occupancy, maintenance of or supply of any services to any part of the Project; and

  

	 	(iv)	use or permit to be used any part of the Common Facilities for any purpose which shall be in accordance with prudent management practice and the Building Standard from
time to time, including promotional activities, merchandising, display, entertainment or special features. 

 Tenant agrees that all enclosed Common Facilities including any enclosed areas, malls or walkways in the Project may be open for access to the Premises during the Business Hours of the Project as determined by Landlord from time to time,
and during any other hours as Landlord may determine; at any other times, any or all enclosed areas, malls and walkways may be locked by Landlord, and the public and Tenant may be excluded therefrom, except that tenants of office premises shall be
entitled to access to their respective leased premises subject to compliance with all applicable rules and regulations of Landlord, including those related to security. 
 In order to perform any maintenance, repairs, alterations or improvements in or relating to any part of the Project, provided Tenant shall have reasonable access to the Premises, Landlord may cause
reasonable and temporary obstructions of Common Facilities without thereby constituting or being deemed to constitute an interference with any of Tenant’s rights hereunder or a breach by Landlord of any of its obligations hereunder. 

 

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	 	(b)	Landlord shall operate the Project including the provision of utilities and HVAC during Business Hours for normal office use consumption, standard janitorial services
and elevator service, all in a reasonable manner in keeping with the Building Standard, the costs of which shall be included in Operating Costs. 

  

	 	(c)	Subject to the provisions of Section 16.7 above and Landlord’s rules and regulations and security requirements in effect from time to time, and further,
subject to maintenance requirements and requirement to repair and/or replace Building systems and infrastructure, and subject to the other provisions hereof, including Section 17.2 below, Tenant shall be entitled to have access to the Premises
twenty-four (24) hours per day on every day during the Term. 

  

	 	(d)	Landlord, in its sole discretion, may from time to time expand, reduce or otherwise alter the Project and the lands, buildings, structures, improvements, equipment and
facilities thereon. 

  

	17.2	Alterations of the Project 

  

	 	(a)	Notwithstanding anything contained in this Lease, at any time and from time to time and either prior to or after the Commencement Date, Landlord shall have the right to
construct on or remove from the Project or adjacent lands such other buildings or extensions of buildings as Landlord may desire. Landlord shall have the right to make any changes in, additions to, deletions from, rearrangements of or relocations of
any part or parts of the Project, including any of the Common Facilities as Landlord shall consider necessary or desirable and, to the extent required in order to comply with Laws and/or to accommodate the provision of services within the
Project, Landlord shall have the right to add to, subtract from or alter the shape or dimensions of all or any portion of the Premises, which, or any of which, are referred to in this Section 17.2 as “Changes”, provided that as
a result of effecting such Changes, the Premises shall be reasonably similar in all material respects to the Premises as they existed immediately prior to such additions, subtractions or alterations, as the case may be and Tenant shall at no
time be prevented from conducting business in the Premises as altered or relocated by such Changes. 

  

	 	(b)	Landlord shall have no right to relocate the Premises. 

  

	 	(c)	Tenant shall not have the right to object to or make any claim other than as expressly set forth herein on account of the exercise by Landlord of any of its rights
under this Section 17.2 and Tenant shall not be entitled to any abatement or reduction of Rent except a reduction of Rent proportionate to any reduction in area of the Premises as relocated. 

  

	 	(d)	Landlord shall make any such Changes as expeditiously as is reasonably possible in the circumstances and shall interfere as little as is reasonably possible in the
circumstances with Tenant’s business operation in the Premises. Tenant shall forthwith, at the request of Landlord, execute such further assurances, releases or documents as may be required by Landlord to give effect to any of Landlord’s
rights under this Section 17.2. 

  

	17.3	Landlord Not in Breach 

 The exercise by Landlord of any of its rights under this Article 17 (and any resultant interruption, noise, disruption, etc.) shall not constitute a breach by Landlord of any of its obligations under this Lease nor an infringement nor
breach of any of Tenant’s rights under this Lease or at law, nor entitle Tenant to any abatement of Rent or damages or any other remedy whatsoever, whether or not damage to or interference with the use of the Premises or their contents shall
result, except as set forth in 17.2(c) above. 
  

	17.4	Use of Common Facilities 

 Tenant shall not itself and shall not permit any of Tenant’s Parties to obstruct any Common Facilities including driveways, laneways, access routes or other portions of the Project other than as expressly permitted pursuant hereto or
as otherwise expressly permitted by Landlord in writing; if there shall be a breach of this Section 17.4 Landlord shall have the right, at the expense of Tenant, to remove such obstruction, the cost thereof to be paid by Tenant forthwith upon
demand, and Landlord shall not be responsible for and is hereby released from any liability for any damage caused to the item creating the obstruction. Landlord shall also be entitled to hold such item as security for the payment of the costs of
removing the same and any damage caused by the establishment or removal of such obstruction. 
  

	17.5	Rules and Regulations 

 Attached hereto as Schedule “E” are the current rules and regulations for the Project. Landlord may, from time to time, amend such rules and regulations and make any further rules and regulations for the management and operation
of the Project as Landlord shall reasonably determine, and Tenant and Tenant’s Parties shall be bound by and shall comply with all of such rules and regulations attached hereto and any amended and further rules and regulations of which notice
is given to Tenant from time to time and all of such rules and regulations shall be deemed to be incorporated into and form a part of this Lease. To the extent that any future or other rules and regulations conflict with any express provision of
this Lease, the express provision of this Lease shall prevail. The imposition of any rules and regulations shall not create or imply any obligation of Landlord to enforce them or create any liability of Landlord for their non enforcement or
otherwise. The Landlord will not enforce the rules and regulations against the Tenant in a manner that is discriminatory solely as against the Tenant. 
  

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	17.6	Access to Premises and Suspension of Utilities 

  

	 	(a)	Landlord, without limiting any other rights Landlord may have pursuant hereto or at law, shall have the right, but not the obligation, to enter the Premises at any time
on reasonable notice, (except in the case of a real or perceived emergency when no notice shall be required) and for any of the following purposes: 

  

	 	(i)	to examine the Premises to view the state of repairs, condition and use thereof, and to perform any maintenance, repairs and alterations to the same or any part thereof
as may be required or permitted by this Lease and to perform any maintenance, repairs and alterations to the Project and to any mechanical, electrical, HVAC equipment and services located therein serving the Premises or any other part of the
Project, and for all of such purposes, Landlord may take such material and equipment into the Premises as Landlord may require; 

  

	 	(ii)	to protect the Premises or any part of the Project in respect of any construction or other work being performed in premises adjoining or in the vicinity of the Premises
or the Project; 

  

	 	(iii)	for any purposes as determined by Landlord in cases of emergency; 

  

	 	(iv)	to read any utility or other similar meters located in the Premises; 

  

	 	(v)	during the last twelve (12) months of the Term to place “For Rent” signs on the Premises and to show the Premises to prospective tenants and to permit
prospective tenants to make inspections, measurements and plans; 

  

	 	(vi)	at any time during the Term, to show the Premises to prospective purchasers, mortgagees or lenders; and 

  

	 	(vii)	to exercise any of the rights available to Landlord pursuant to this Lease. 

  

	 	(b)	Subject to subsection 17.2(a), Landlord shall have the right to run through or locate in the Premises conduits, wires, pipes, ducts and other elements of any systems
for utilities, HVAC, telephone and other communications systems and any other such systems to serve the Premises or the Project or any parts thereof (provided that there shall be no material or permanent interference with Tenant’s equipment and
systems). Landlord shall have access for itself and those designated by it to the Premises for the purpose of inspecting, maintaining, repairing, replacing, altering such conduits, wires, pipes, ducts and other elements of any such systems and any
services in respect of any of the same. Notwithstanding the foregoing, the Rentable Area of the Premises shall be deemed not to be reduced or otherwise affected as a result of any of such systems being located on or running through the Premises.
Landlord shall also have access to the Premises for other tenants of the Project and for itself and those designated by it to inspect services and/or to perform such work in respect of the Project as Landlord shall deem necessary.

  

	 	(c)	Intentionally deleted. 

  

	 	(d)	In case of emergencies or for such reasonable purposes as may be required to effect alterations to the Project from time to time, Landlord shall have the right to
suspend the availability of utilities; except in emergencies, such suspension of utilities shall be done on reasonable notice to Tenant and outside Business Hours. 

  

	 	(e)	Landlord shall exercise its rights pursuant to this Section 17.6 in such manner and at such times as Landlord, acting reasonably but in its sole discretion, shall
determine; at any time that entry by Landlord is desired in case of emergency, and if no personnel of Tenant are known by Landlord to be present on the Premises or if such personnel fail for any reason to provide Landlord immediate access at the
time such entry is desired, Landlord may forcibly enter the Premises without liability for damage caused thereby. 

  

	17.7	Noise and Vibration 

 Tenant acknowledges that the Project is or may be situated at or near the subway or rail lines or other transportation facilities and Tenant agrees that neither Landlord nor the Toronto Transit Commission or other transportation supplier
shall be liable or responsible in any way for any disturbance to Tenant’s business operations caused or contributed to by noise or vibrations in, on or about the Project resulting from any reason whatsoever, including the transit operation of
the subway system or the ventilation system in the Project. 
  

	17.8	Landlord’s Alterations 

 Notwithstanding anything to the contrary, but except in the case of any real or perceived emergency, in the exercise of its rights under this Article 17, Landlord shall act diligently and expeditiously as is commercially reasonably possible
in the circumstances and shall use commercially reasonable efforts to minimize any interfere with Tenant’s business operation in the Premises. 
  

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	18.	EXPROPRIATION 

  

	 	(a)	If the whole or any part of the Premises shall be expropriated (which term shall for the purposes of this Article 18 include expropriation, condemnation or sale by
Landlord to an authority with the power to expropriate, condemn or take) by any competent authority, then: 

  

	 	(i)	Landlord and Tenant shall co-operate with each other in respect of such expropriation so that Tenant may receive the appropriate award to which it is entitled in law
for relocation costs and business interruption and so that Landlord may receive the maximum award to which it may be entitled in law for all other compensation arising from such expropriation, including, without limitation, all compensation for the
value of Tenant’s leasehold interest in the Premises, all of which shall be the property of Landlord, and all of such Tenant’s rights in respect of such expropriation, excluding only rights in respect of relocation costs and business
interruption, shall be and are hereby assigned to Landlord; to give effect to such assignment to Landlord, Tenant shall execute such further documents as are necessary, in Landlord’s opinion, to effect such assignment, within ten (10) days
after demand; and 

  

	 	(ii)	this Lease shall continue in full force and effect in accordance with its terms unless and until the date on which this Lease is terminated as a result of such
expropriation; 

  

	 	(b)	If, the whole or any part of the Project shall be expropriated, then subject to the foregoing provisions respecting expropriation of the Premises:

  

	 	(i)	all compensation resulting from such expropriation shall be the absolute property of Landlord and all of Tenant’s rights, if any, to any such compensation shall be
and are hereby assigned to Landlord; Tenant shall execute such further documents as are necessary, in Landlord’s opinion, to effect such assignment within ten (10) days after demand; and 

  

	 	(ii)	this Lease shall continue in full force and effect in accordance with its terms unless and until terminated as a result of such expropriation. 

 

	19.	MISCELLANEOUS 

  

	19.1	Notices 

 All notices,
demands, requests or other instruments (“Notices”) which may be or are required to be given under this Lease shall be in writing and shall be delivered by messenger or sent by prepaid registered Canadian mail, at the Address for Service of
Notice on Tenant and if to Landlord at the Address for Service of Notice on Landlord, all as provided in subsection 1(j) hereof. 
 All such Notices shall be conclusively deemed to have been given and received upon the day the same is delivered by messenger or, if mailed as aforesaid, four (4) business days (excluding Saturdays, Sundays, holidays and days upon
which regular postal service is interrupted or unavailable for any reason) after the same is mailed as aforesaid. Any party may at any time by notice in writing to the other change the Address for Service of Notice on it. If two or more Persons are
named as Tenant, any Notice given hereunder shall be sufficiently given if delivered or mailed in the foregoing manner to any one of such Persons. 
  

	19.2	Planning Act 

 This Lease
is entered into subject to the provisions of and compliance with the provisions of all applicable legislation dealing with planning restrictions. If the Term, including any rights of renewal under this Lease, shall be expressed to extend for a
period in excess of the maximum period for which a lease may be granted without the consent of the body having jurisdiction pursuant to such legislation (“Maximum Period”) then, until any necessary consent to this Lease is obtained
pursuant to the provisions of the applicable legislation, on terms and conditions acceptable to Landlord in its sole discretion, the Term together with any rights of renewal pursuant to this Lease shall be conclusively deemed to extend for the
Maximum Period less one (1) day from the Commencement Date; Tenant shall cooperate with Landlord in making application for any such consent. The cost of applying for and obtaining such consent shall be shared equally between Landlord and Tenant.

  

	19.3	Complete Agreement 

 It is understood and agreed that (other than and to the extent of the construction provisions contained in an agreement to lease between the parties respecting the Premises, if any), this Lease (including the schedules exhibits and
appendices attached to it) constitutes the complete agreement between the parties and that there are no covenants, representations, agreements, warranties or conditions in any way relating to the subject matter of this Lease or the tenancy created
hereby, expressed or implied, collateral or otherwise, except as expressly set forth herein. Tenant acknowledges that no representatives of Landlord are authorized to make on Landlord’s behalf any covenants, representations, agreements,
warranties or conditions of any kind or in any manner whatsoever other than as expressly set forth in writing in this Lease in the form in which it is executed by Landlord. 
 No amendment to this Lease shall be binding upon Landlord unless the same is in writing and executed by Landlord. 
  

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	19.4	Time of the Essence 

 Time
is of the essence of this Lease and all parts hereof. 
  

	19.5	Applicable Law 

 This
Lease shall be governed by and interpreted in accordance with the laws of the Province of Ontario. The parties agree that the Courts of Ontario shall have jurisdiction to determine any matters arising hereunder, except to the extent, if any,
expressly provided to the contrary herein, and the parties hereby attorn to the jurisdiction of the Courts of Ontario. 
  

	19.6	Severability 

 If any
provision of this Lease or any portion thereof or the application of any of the same is illegal, unenforceable or invalid, it shall be considered separate and severable from this Lease and all of the remaining provisions hereof shall remain in full
force and effect as though any such provision of this Lease or any portion thereof had not been included in this Lease but such provision of this Lease or portion hereof shall nonetheless continue to be enforceable to the full extent permitted by
law. 
  

	19.7	Section Numbers and Headings 

 The table of contents of this Lease and all section numbers and all headings are inserted as a matter of convenience only and shall in no way limit or affect the interpretation of this Lease. 
  

	19.8	Interpretation 

 Whenever
a word importing singular or plural is used in this Lease such word shall include the plural and singular respectively. Where any party is comprised of more than one entity, the obligations of each of such entities shall be joint and several.
Subject to the express provisions contained in this Lease, words such as “hereof”, “herein”, “hereby”, “hereinafter”, and “hereunder” and all similar words or expressions shall refer to this Lease as
a whole and not to any particular section, or portion hereof being less than the whole. 
  

	19.9	Successors 

 This Lease
and all portions hereof shall enure to the benefit of and be binding upon the parties hereto and their respective heirs, executors, administrators, successors, assigns and other legal representatives excepting only that this Lease shall not enure to
the benefit of any of such parties unless and only to the extent expressly permitted pursuant to the provisions of this Lease. 
  

	19.10	 Acting Reasonably 

 Wherever a determination or consent is to be made or given by either of the parties hereto, unless expressly provided herein to the contrary, such determination and consent shall be made or given acting reasonably. 
  

	19.11	 Joint and Several 

 If there is at any time more than one Tenant or more than one Person constituting Tenant, their covenants shall be considered to be joint and several and shall apply to each and every one of them. If Tenant is or becomes a partnership, each
Person who is a member, or shall become a member, of such partnership or its successors shall be and continue to be jointly and severally liable for the performance of all covenants of Tenant pursuant to this Lease, whether or not such Person ceases
to be a member of such partnership or its successor. 
  

	19.12	 Privacy Policy 

 Tenants who are individuals consent that Bentall Real Estate Services LP (“Bentall”) may collect, use, and disclose the personal information in this document or otherwise collected by or on behalf of Bentall or their agents,
affiliates, or service providers, for the purposes of: (i) considering this Lease and determining the suitability of Tenant, both for the initial Term and for any extension periods; (ii) taking action for collection of Rent in the event of
default by Tenant; and (iii) as otherwise provided in Bentall’s Privacy Policy, a copy of which is available at www.bentall.com. Consent under this Lease includes the disclosure of such information to credit agencies, collection
agencies and existing or potential lenders, investors and purchasers. Tenant also consents to, and confirms its authority to consent to, Bentall’s collection, use, and disclosure, for such purposes, of personal information about employees of
Tenant and other individuals whose personal information is provided to or collected by Bentall in connection with this Lease. 
  

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	20.	LIMITATION OF LIABILITY 

 If Landlord or any assignee of the beneficial rights of Landlord is ever a Real Estate Investment Trust or other trust (a “Trust”), then Tenant acknowledges and confirms that the obligations of Landlord hereunder are not and will
not be binding on a trustee of the Trust, any registered or beneficial holder of one or more units of a Trust or other beneficiaries (“Unitholder”) or any annuitant under a plan of which such a Unitholder acts as trustee or carrier, or any
officers, employees or agents of the Trust during the Term or any extension or renewal thereof and that resort shall not be had to, nor shall recourse or satisfaction be sought from, any of the foregoing or the private property of any of the
foregoing. Tenant’s recourse, if any, in respect of the obligations of the Trust shall be limited to the Trust’s interest in the Project. 
  

	21.	INDEPENDENT LEGAL ADVICE/FREELY NEGOTIATED 

  

	 	(a)	The parties hereto acknowledge and covenant that the provisions of this Lease have been freely and fully discussed and negotiated and that the execution and delivery of
this Lease constitutes and is deemed to constitute full and final proof of the foregoing statement. 

  

	 	(b)	Tenant acknowledges the suggestion of Landlord that, before executing this Lease, Tenant should obtain independent legal advice. 

 IN WITNESS WHEREOF the parties have executed this Lease. 
  

					
		
	2725321 CANADA INC.	 	
			
	Per:	 	 /s/ Christine Lundvall
	 	
	Name:	 	CHRISTINE LUNDVALL	 	
	Title:	 	AUTHORIZED SIGNING OFFICER	 	
			
	Per:	 	 /s/ Heather Jenkins
	 	c/s
	Name:	 	HEATHER JENKINS	 	
	Title:	 	AUTHORIZED SIGNATORY	 	
		
	I/We have authority to bind the Corporation.	 	

 The undersigned Tenant hereby represents and warrants to Landlord that Tenant is a corporation
in good standing and duly organized under the Laws of Canada and is authorized to do business in the Province of Ontario and that this Lease has been validly executed and delivered by Tenant and is valid and enforceable against Tenant. 

 

					
		
	PRIMERICA LIFE INSURANCE COMPANY OF CANADA	 	
			
	Per:	 	 /s/ John A. Adams
	 	
	Name:	 	John A. Adams	 	
	Title:	 	EVP & CEO	 	
			
	Per:	 	 /s/ Heather Koski
	 	c/s
	Name:	 	Heather Koski	 	
	Title:	 	VP & CFO	 	
		
	I/We have authority to bind the Corporation.	 	

  

 - 38 - 

 Schedule “C” 
 SPECIAL PROVISIONS 
  

	1.	Estimate of Operating Costs, Management Fee and Realty Taxes 

 The parties agree that Landlord has estimated that Tenant’s obligations hereunder in respect of Operating Costs, Management Fee and Realty Taxes for the year 2007 would be approximately approximately
eleven dollars and fifty-nine cents ($11.59) per square foot of the Rentable Area of the Premises; it is understood that this estimate by Landlord is a bona fide estimate made as of January 1, 2007, but that it is not intended by Landlord to be
relied upon by Tenant and is not binding and does not impose liabilities on Landlord or affect Tenant’s obligations hereunder. 
  

	2.	Rent Free Period 

 Provided Tenant is not then in default, Tenant shall not be responsible for the payment of Basic Rent in respect of the whole of the Premises (save for Suite 406) for the first eight (8) months of the initial Term only but, for greater
certainty, Tenant shall continue to remain responsible for the payment of Basic Rent in respect of Suite 406 and all Additional Rent during such period. 
  

	3.	Parking 

  

	 	(a)	Provided Tenant is not in ongoing material default beyond any applicable cure period expressly provided for in this Lease and has not become bankrupt or insolvent or
has not made an assignment for the benefit of creditors or has not taken the benefit of any statute in force for bankrupt or insolvent debtors or a petition in bankruptcy has not been filed against Tenant or a receiving order has not been made
against Tenant, during the Term, as same may be extended pursuant hereto, unreserved parking spaces shall be made available for the parking of passenger vehicles in the Parking Facilities in such locations as are from time to time designated by
Landlord, at a ratio of approximately three (3) parking spaces for every one thousand (1,000) square feet of Rentable Area of the Premises which is actually, physically occupied by Tenant, by itself or by or in combination with a
Transferee, for the active and diligent conduct of business therefrom (“Parking Spaces”), on the following terms and conditions. 

  

	 	(b)	For greater certainty, the ratio of Parking Spaces set forth herein is inclusive of: 

  

	 	(i)	six (6) spaces adjacent to the Building (as shown in hatched on the plan attached to this Schedule “C” as Exhibit “1”); and

  

	 	(ii)	one (1) space located adjacent to the service ramp for the Building (also as shown in cross-hatched on Exhibit “1”), 

 which shall be designated by Landlord as reserved for the exclusive use of, and shall be available only to, Primerica Life Insurance Company
of Canada and/or a Permitted Transferee, using Building standard signage for such purpose . Tenant acknowledges that the reserved “van” parking currently located at the front of the Building will be required to be relocated to the rear of
the Building. 
  

	 	(c)	Landlord confirms that three (3) parking spaces adjacent to the Building (as shown in heavy black on Exhibit “1”) are designated for use as handicapped
parking spaces in accordance with applicable Laws. Such spaces are available for use by Tenant in common with others of the Project, on a first-come-first-served basis, it being confirmed that Tenant’s use thereof is subject always to the
maximum number of Parking Spaces to which Tenant is entitled pursuant hereto. 

  

	 	(d)	There shall be no licence fee payable by Tenant for its use of the Parking Facilities but, for greater certainty, Tenant shall be responsible for payment of its
Proportionate Share or share, as the case may be, of Operating Costs, Management Fee and Realty Taxes attributable to the Parking Facilities, it being hereby acknowledged and confirmed by Landlord that the foregoing costs are included in the
estimate of Operating Costs, Management Fee and Realty Taxes provided for in Section 1 of this Schedule “C”. 

  

	 	(e)	Landlord shall be under no obligation to police or otherwise supervise the Parking Facilities or the use thereof by the occupants of the Project.

  

	 	(b)	Tenant shall ensure that Landlord is at all times in possession of up-to-date information as to the owner, licence plate number and description of each automobile
authorized to use such Parking Spaces. 

	 	(c)	Landlord may from time to time make and amend such rules and regulations for the management and operation of the Parking Facilities as Landlord shall determine (acting
reasonably) and Tenant and all Persons under its control, including without limitation all users of the Parking Spaces, shall be bound by and shall comply with all of such rules and regulations of which notice is given to Tenant from time to time
and all of such rules and regulations shall be deemed to be incorporated into and form a part of this Lease. 

  

	 	(d)	For emphasis only, and without affecting or limiting the meaning of any provision of this Lease, it is agreed that the following sections of this Lease apply to the
rights granted to Tenant hereunder in respect of the Parking Spaces, namely Sections 13.4 (“Limitation of Landlord’s Liability”) and 13.5 (“Indemnity of Landlord”). 

  

	 	(e)	If Tenant or any Person permitted by Tenant to use any of the Parking Spaces fails to comply with the provisions of this Lease in respect of the Parking Spaces,
including without limitation the rules and regulations from time to time applicable to the Parking Facilities, then Landlord shall have the right to terminate or suspend the privileges of the offending party to use the Parking Facilities.

  

	 	(f)	No motor vehicle other than a private passenger automobile, station wagon or van shall be parked on or in any part of the Common Facilities of the Project, including
without limitation the Parking Facilities, nor shall any repairs other than emergency repairs immediately necessary for operation of a vehicle be made to any motor vehicle in or on any of the Common Facilities, including without limitation the
Parking Facilities, and no motor vehicle shall be driven on any part of the Common Facilities other than on a driveway or in the Parking Facilities. 

  

	 	(g)	It is understood and agreed that Landlord is not responsible for theft of or damage to the vehicle or its equipment or articles left in the vehicle.

  

	 	(h)	It is understood and agreed that no vehicle powered by propane, hydrogen or natural gas are allowed in any underground portion of the Parking Facilities.

  

	 	(i)	Tenant may be required to pay to Landlord a deposit amount for each parking pass issued. Such parking deposit shall be held by Landlord in the event that any of the
parking passes so issued are damaged, lost or destroyed. Upon the expiry or earlier termination of this Lease, if the deposit amounts have not previously been deducted at any time during the Term, the deposit amounts shall be refunded to the Tenant
in full upon presentation to Landlord of the same number of parking passes originally issued to the Tenant, in good condition and repair. 

  

	 	(j)	If required, Tenant shall execute and deliver the standard parking licence agreement in use by Landlord and/or its parking operator in order to give effect to the
foregoing. 

  

	4.	Storage 

 As of the
date of this Lease, Tenant occupies the following storage areas: 
  

	 	(i)	Unit 5A in the Building comprising approximately three hundred seventy-one (371) square feet; 

  

	 	(ii)	Unit 5C in the Building comprising approximately two hundred thirteen (213) square feet; and 

  

	 	(iii)	Unit 3F in the building, forming part of the Project, municipally known as 2000 Argentia Road, Plaza III, Mississauga, Ontario comprising approximately four hundred
forty-three (443) square feet, 

 collectively, the “Storage Area”. During the Term and any
extension or renewal thereof, Tenant shall be entitled to continue to occupy the Storage Area for the purpose of storing such items as are used in connection with Tenant’s permitted use of the Premises, for which during the initial Term Tenant
shall pay a licence fee to Landlord calculated at twelve dollars ($ 12.00) per square foot of the Storage Area per annum (and during any extensions or renewals thereof, Tenant shall pay the then prevailing rates being charged by Landlord for
storage space in the Project, provided that the prevailing rate is reasonable having regard to rates charged by other landlords of similar buildings, similarly located). Tenant and Landlord shall execute Landlord’s standard form of storage
lease, in the form attached hereto as Exhibit “2”, to give effect to the foregoing. The Storage Area is as approximately shown on the plan attached to Exhibit “2” as Appendix “A”. 
  

	5.	Satellite 

 Tenant
shall have the non-assignable right (except as noted below) to continue to maintain on the roof of the Building the existing two (2) communication dishes (the “Communication Facility” ), including such communication lines, risers,
cables and wires (collectively called “Wires”) as may be reasonably required from time to time in connection with such Communication Facility, for Tenant’s own direct communication purposes. For greater certainty, the within right to
maintain the Communication Facility is available to Primerica Life Insurance Company of Canada and/or its Permitted Transferee but to no

  

 - 2 - 

 
other Transferee which may be in occupancy of all or any portion of the Premises from time to time. Such Communication Facility and the use thereof shall, in all respects, be subject to the
ongoing approval of the government bodies, their agencies, others having jurisdiction and the Landlord’s Architect for the Building and shall be maintained and operated by the Tenant all in a manner consistent with Building Standard, subject to
the following provisions: 
  

	 	(a)	the operation, maintenance, repair, relocation and replacement (“Operations”) of the Communication Facility and Wires shall be subject to Landlord’s
reasonable security requirements, rules and regulations and the provisions of Section 10.2 of this Lease; all of which shall, at Landlord’s option, either be performed by Landlord, or performed by Persons designated by Landlord
acting reasonably and under Landlord’s supervision and, to the extent that same is performed by Landlord or under Landlord supervision, Tenant shall pay to Landlord all reasonable out-of-pocket costs incurred by Landlord plus an additional
fifteen (15%) percent of Landlord’s out-of-pocket costs for overhead and profit. To the extent same is not performed by Landlord, Tenant will engage an independent contractor approved by Landlord, acting reasonably, to certify that such
erection, installation, relocation or replacement was completed in accordance with the plans and specifications approved by Landlord; 

  

	 	(b)	the Operations of the Communication Facility and Wires shall be performed in such a manner so as not to increase Landlord’s insurance or the Taxes applicable to
the Project provided that if either costs are increased Tenant shall pay to Landlord an amount equal to the whole amount of any such increase attributable thereto forthwith upon demand; 

  

	 	(c)	Tenant shall, at its sole cost, ensure that the Operations of the Communication Facility and Wires are at all times in compliance with all applicable Laws;

  

	 	(d)	if required by the Architect, acting reasonably, Landlord may, at Tenant’s expense, screen the Communication Facility from public view provided that same may be
done in a manner so as not to interfere with Tenant’s use of the Communication Facility; 

  

	 	(e)	if, in Landlord’s reasonable opinion, the roof at any time requires upgrading to accommodate such Communication Facility same shall be performed by Landlord at
Tenant’s expense; 

  

	 	(f)	any subsequent alterations to or replacements of the Communication Facility shall be carried out in such a way to ensure that the Operations of the Communication
Facility do not adversely affect or interfere with the operation of the Project by Landlord or the operation of any other communications equipment or wiring installed on the roof or within the Building. Tenant shall be responsible to pay for any
reasonable modifications to existing communications equipment made necessary due to any subsequent alterations to or replacements of the Communication Facility. Tenant shall co-operate with Landlord and other users to ensure that the Operations of
the Communication Facility or the Wires do not adversely affect or interfere with the operation of the Project by Landlord or the operation of any other communications equipment or wiring installed on the roof or within the Building
(“Interference”). In the event that it is determined by Landlord, acting reasonably, that the Communication Facility is causing Interference with the operation of the Project or the operation of any other communications equipment or
wiring, Tenant shall be responsible to pay the reasonable cost of any modifications to the communication equipment of other users as may be reasonably required in order to eliminate such Interference. If in the reasonable opinion of the Landlord,
either or both the Communication Facility and Wires is causing Interference with the operation of the Project or the operation of any other communications equipment or wiring, Tenant shall, upon written notice from Landlord, at its sole cost take
all necessary steps to eliminate such Interference. If such Interference is not eliminated within 24 hours after notice, Landlord shall have the right to take such reasonable steps (including removing the Communication Facility or Wires) without
penalty or liability of any nature or kind whatsoever to eliminate such interference and repair any damage to the Building or roof arising out of the Operations of the Communication Facility or the removal thereof and repair any damage to the
Building arising out of the Operations of the Wires or the removal thereof and the cost of same shall be paid by the Tenant forthwith upon demand. In the event that Landlord has granted or does, in future, grant rights to other users to place
communications equipment on the roof or Building, Landlord shall require each such user to agree with Landlord to carry out the initial installation and any subsequent alterations to or replacements of its communications equipment having due regard
to the existing Communication Facility and to be responsible to pay the reasonable cost of any modifications to the Communication Facility as may be reasonably required in order that such user’s communications equipment does not interfere with
the Tenant’s Communication Facility and to be responsible to eliminate any Interference to Tenant’s use of the Communication Facility caused by the operation of its communications equipment at least to the same extent as Tenant is required
to do so hereunder; 

  

	 	(g)	at the expiry or earlier termination of the Term, Landlord may, at Tenant’s expense, remove the Communication Facility and any screening and, at Landlord’s
option, the Wires, and make same available to Tenant and shall at the Tenant’s expense repair any damage to the roof and the Building occasioned by the Operations or removal thereof; 

  

 - 3 - 

	 	(h)	for the right to operate the Communication Facility, Tenant shall be required to pay to Landlord as a licence fee the amount of one thousand dollars ($1,000.00) per
annum, plus Sales Taxes, payable on the Commencement Date and on each anniversary of the Commencement Date during the Term and, in addition thereto, Tenant shall pay to Landlord in equal monthly instalments in advance, all Taxes, utility costs,
insurance costs and other costs as Landlord shall allocate acting reasonably arising as a result of the Communication Facility or the Wires or their Operations and, in addition, shall pay the Landlord’s out-of-pocket costs in having the
Architect make any review or determination hereunder; 

  

	 	(i)	Landlord shall have the right, at its sole expense, to relocate the Communication Facility and Wires provided that same does not adversely affect Tenant’s
Operations of the Communication Facility; 

  

	 	(j)	Tenant shall be responsible for all costs incurred as a result of or in respect of such Communication Facility and Wires, including without limitation, all costs of the
Operations of same and all fixtures, fittings and attachments in association therewith and all costs of repair, maintenance and replacement in respect thereof. In addition, Tenant shall be responsible for all costs including, without limitation, the
cost of ancillary equipment and facilities used in connection with the Communication Facility and Wires, costs relating to delivery, supports and bracing, connections to existing services and facilities of the Building and all operating and
construction permits and licences, designer, engineer, architect and similar expert reports (including any consultants and/or reports deemed necessary by Landlord acting reasonably); 

  

	 	(k)	Tenant shall be solely responsible for all necessary repairs, maintenance and replacements required to the Building or Project from time to time as a result of or in
connection with the Communication Facility and Wires; 

  

	 	(l)	Tenant shall ensure that all connections made by or on behalf of Tenant are properly fused, breakered or connected; and 

  

	 	(m)	Tenant acknowledges that the right to maintain and operate the Communication Facility has been granted to Tenant in conjunction with its business operation on the
Premises and Tenant agrees that it shall not use the Communication Facility for any other purpose, including without limitation public broadcasting. 

  

	6.	Right of First Offer 

  

	 	(a)	Provided: 

  

	 	(i)	Tenant is not in receipt of a written notice of default from Landlord or is not then in default for which no notice is required pursuant to the applicable provisions of
this Lease; 

  

	 	(ii)	Tenant and/or its Permitted Transferee is/are then in actual physical occupancy of no less than seventy-five percent (75%) of the Rentable Area of the Premises for
the active and diligent conduct of business therefrom; 

  

	 	(iii)	Tenant has not become bankrupt or insolvent or has not made an assignment for the benefit of creditors or has not taken the benefit of any statute in force for bankrupt
or insolvent debtors, or a petition in bankruptcy has not been filed against the Tenant or a receiving order has not been made against the Tenant; 

  

	 	(iv)	Tenant is Primerica Life Insurance Company of Canada or a Permitted Transferee; and 

  

	 	(v)	the then balance of the Term plus any exercised extension is in excess of three (3) years (it being hereby acknowledged that, notwithstanding anything contained in the
option to extend to the contrary, contemporaneously with exercising its right of first offer, Tenant may exercise its extension option so that the remaining term is in excess of three (3) years), 

 subject to rights of tenants of the Project as of the date hereof as identified on Exhibit “3” attached hereto, Tenant shall have a
continuous ongoing right of first offer to lease any space which becomes available for re-leasing from time to time by Landlord within the Building (“ROFO Space”) after expiry or earlier termination of the existing leases of such spaces(s)
and after the tenants thereof either fail, or elect not, to exercise any option to renew or extend their leases for the ROFO Space, on terms and conditions to be more fully set forth in this Lease. 
  

	 	(b)	 In the event that ROFO Space becomes available the Landlord shall provide the Tenant with written notice (“Landlord’s Notice”),
specifying what space is available (i.e. either the whole or any part of the ROFO Space, as the case may be) (“Available ROFO Space”) and the availability date for the Available ROFO Space and the Tenant shall have eight (8) business
days from receipt of the Landlord’s Notice within which to deliver written notice (“ROFO Notice”) to the

  

 - 4 - 

	 	 
Landlord of its agreement to lease the whole of the Available ROFO Space on the same terms and conditions as contained in this Lease for the Premises save and except that:

  

	 	(i)	there shall be no Landlord’s Work, rent free period or other financial inducements and the ROFO Space shall be delivered in an “as is where is”
condition; 

  

	 	(ii)	the basic rent payable for the Available ROFO Space shall be ROFO Market Rent (“ROFO Market Rent” means the annual basic rental which could reasonably be
obtained by Landlord for the Available ROFO Space from a willing tenant or willing tenants dealing at arms’ length with Landlord in the market prevailing for a term commencing on the commencement date of the term of lease for the Available ROFO
Space, having regard to all relevant circumstances including the size and location of the Available ROFO Space, the facilities afforded, the terms of this Lease thereof (including its provisions for Additional Rent), the terms aforesaid regarding
tenant inducements, the condition of the Available ROFO Space and the use of the Available ROFO Space, and having regard to rentals currently being obtained for space in the Building and for comparable space in other buildings comparably located,
and inducements being offered to tenants (including rent free periods, allowances and other inducements)); 

  

	 	(iii)	the commencement date shall be as specified by the Landlord in the Landlord’s Notice; 

  

	 	(iv)	Tenant shall be entitled to a fixturing period prior to the commencement date of this Lease for the ROFO Space of: 

  

	 	(A)	in the event the Rentable Area of the ROFO Space is up to five thousand (5,000) square feet, a period of thirty (30) days; and 

  

	 	(B)	in the event the Rentable Area of the ROFO Space exceeds five thousand (5,000) square feet, a period of sixty (60) days, 

 during which time Tenant shall be bound by all of the provisions of this Lease as applicable to the ROFO Space save and except it shall not
be responsible for payment of any Basic Rent, Management Fee, Operating Costs or Realty Taxes in respect of the ROFO Space 
  

	 	(v)	parking spaces shall be made available to Tenant at: (i) a ratio of approximately three (3) parking spaces for every one thousand (1,000) square feet of
Rentable Area of the Available ROFO Space which is actually, physically occupied by Tenant, by itself or by or in combination with a Transferee, for the active and diligent conduct of business therefrom but, for greater certainty, there shall be no
reserved spaces made available to Tenant in connection with its lease of the Available ROFO Space; (ii) without any licence fee therefor being payable; 

  

	 	(vi)	the expiration date shall be coterminous with the Expiry Date; and 

  

	 	(vii)	the lease by Tenant of the Available ROFO Space shall be based on the then BOMA measurement standard for such space; for greater certainty, to the extent to which the
Rentable Area of the Available ROFO Space was measured to the BOMA 1996 standard, such measurement shall govern, notwithstanding the last sentence of Section 2.38 of this Lease, 

 failing which this right of first offer shall be null and void and the Landlord shall be free to lease the Available ROFO Space or any part
thereof to a third party on such terms and conditions as the Landlord, in its sole discretion, determines and this right of first offer shall only apply to the Available ROFO Space when it again becomes available for re-leasing pursuant to the
provisions hereof after being re-leased following Landlord’s Notice set out above. 
  

	 	(c)	For greater certainty, if the ROFO Market Rent is not agreed upon between the parties within thirty (30) days of the delivery of the Landlord’s Notice, the
ROFO Market Rent shall be established in accordance with the method of arbitration more fully set forth in Section 7(e) of this Schedule “C” and, in such event, there shall be no delay to the commencement date of the Available ROFO
Space as set forth in the Landlord’s Notice and, until such time as the ROFO Market Rent is determined, Tenant shall pay to the Landlord the Basic Rent then payable hereunder for the Premises, as applicable to the Available ROFO Space, and upon
determination of the ROFO Market Rent for the Available ROFO Space, either Landlord shall pay to Tenant any excess, or Tenant shall pay to Landlord any deficiency, in the payments of Basic Rent previously made by Tenant with respect to the Available
ROFO Space, without interest. 

  

	 	(d)	Any ROFO Space leased by Tenant pursuant hereto must be dealt with as a whole. 

  

 - 5 - 

	7.	Option to Extend 

  

	 	(a)	Provided Tenant has not become bankrupt or insolvent or has not made an assignment for the benefit of creditors or has not taken the benefit of any statute in force for
bankrupt or insolvent debtors, or a petition in bankruptcy has not been filed against the Tenant or a receiving order has not been made against the Tenant, Primerica Life Insurance Company of Canada or its Permitted Transferee shall have an option
to extend the Term of this Lease for two (2) further periods of five (5) years each (each of which shall be herein referred to as an “Extension Term”) on the same terms and conditions as contained in this Lease for the initial
Term, save and except: (i) there shall be no further right to extend after the expiry of the second Extension Term; (ii) the Basic Rent for each Extension Term shall be the Market Rent; (iii) parking spaces shall be made available to
Tenant at the ratios provided for herein for the initial Term and at the rates (if any) then in effect for the Project; (iv) there shall be no tenant’s allowance or rent-free period for either Extension Term; and (v) the Premises
shall be accepted by Tenant in “as is” condition at the commencement of each Extension Term without Landlord being required to perform any work. 

  

	 	(b)	Such right to extend shall be exercisable by Tenant, provided Tenant is not in receipt of a written notice of default from Landlord or is not then in default for which
no notice is required pursuant to the applicable provisions of this Lease, by delivering written notice to Landlord by not later than nine (9) months, and not earlier than twelve (12) months, prior to the expiry of the original Term hereof or
the first Extension Term, in respect of the second Extension Term, failing which such right shall be null and void and forever extinguished. 

  

	 	(c)	“Market Rent” means the annual net rental which could reasonably be obtained by Landlord for the Premises from a willing renewing tenant or willing renewing
tenants dealing at arms’ length with Landlord in the market prevailing for a term commencing on the commencement date of the relevant Extension Term, having regard to all relevant circumstances including the size and location of the Premises,
the facilities afforded, the terms of this Lease thereof (including its provisions for Additional Rent), the condition of the Premises (disregarding Tenant’s trade fixtures and also disregarding any deficiencies in the condition and state of
repair of the Premises as a result of Tenant’s failure to comply with its obligations under this Lease in respect of the maintenance and repair of the Premises), and having regard to the use of the Premises and to rentals currently being
obtained for space in the Building and for comparable space in other buildings comparably located. 

  

	 	(d)	The Market Rent for each Extension Term shall be as agreed upon between Landlord and Tenant or, failing agreement by Landlord and Tenant by not later than three
(3) months prior to the expiry of the Term hereof or the first Extension Term, as the case may be, the Market Rent shall be established in the manner set out in subsection (e) of this section. In the event that the Basic Rent payable
during either Extension Term has not been determined prior to the commencement of such Extension Term, then until such determination has been made, Tenant shall pay Basic Rent at a rate equal to the Basic Rent payable during the last year of the
original Term hereof or the first Extension Term, as the case may be. Upon determination of the Basic Rent for the relevant Extension Term, either Landlord shall pay to Tenant any excess, or Tenant shall pay to Landlord any deficiency, in the
payments of Basic Rent previously made by Tenant. 

  

	 	(e)	Either Landlord or Tenant (the “Requesting Party”) shall be entitled to notify the other party hereto (the “Receiving Party”) of the name of an
expert for the purpose of determining the Market Rent. Within fifteen (15) days after such notice from the Requesting Party, the Receiving Party shall notify the Requesting Party either approving the expert proposed by the Requesting Party or
naming another expert for the purpose of determining the Market Rent. Should the Receiving Party fail to give notice to the Requesting Party within the said fifteen (15) day period, the expert named in the notice given by the Requesting Party
shall perform the expert’s functions hereinafter set forth. If Landlord and Tenant are unable to agree upon the selection of the expert within fifteen (15) days after such notice from the Receiving Party to the Requesting Party, then
either party shall be entitled to apply to a court to appoint an expert in the same manner as an arbitrator may be appointed by a court under the Arbitration Act, 1991 (Ontario), as amended or replaced. The expert appointed, either by
Landlord and/or Tenant or by a court, shall be qualified by education, experience and training to value real estate for rental purposes in the Province of Ontario and have been ordinarily engaged in the valuation of real property in the municipality
in which the Project is located for at least the immediately preceding five (5) years. Within thirty (30) days after being appointed the expert shall make a determination of the Market Rent for each Extension Term, without receiving
evidence from either Landlord or Tenant. The cost of such determination shall be borne equally by Landlord and Tenant. The determination of the expert as to the Market Rent shall be conclusive and binding upon Landlord and Tenant and not subject to
appeal. 

  

	 	(f)	Tenant shall execute such documentation as is required by Landlord to give effect to the foregoing. 

  

 - 6 - 

 Exhibit “2” 
 STORAGE LEASE 
 THIS STORAGE LEASE dated
March 3, 2008 and is made 
 B E T W E E N: 
 2725321 CANADA INC. 
 (hereinafter called “Landlord”) 

OF THE FIRST PART 
 – and – 
 PRIMERICA LIFE INSURANCE COMPANY OF CANADA 
 (hereinafter called “Tenant”) 
 OF THE SECOND PART 
 WHEREAS: 
  

	A.	Landlord and Tenant have entered into a lease of even date (“Lease”) respecting certain premises (“Premises”) located in the building municipally
known as 2000 Argentia Road, Plaza V, Mississauga, Ontario (“Building”), located on the lands (“Project”) as described therein, and 

  

	B.	Tenant desires to lease certain storage premises within the Storage Areas (as defined in the Lease) within the Project. 

 NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency whereof is hereby acknowledged by each of the
parties hereto, the parties agree as follows: 
 1. Demise 
 Landlord hereby leases to Tenant and Tenant hereby accepts the lease from Landlord of the storage premises (“Storage Premises”),
designated as: 
  

	 	(i)	Unit 5A in the Building comprising approximately three hundred seventy-one (371) square feet; 

  

	 	(ii)	Unit 5C in the Building comprising approximately two hundred thirteen (213) square feet; and 

  

	 	(iii)	Unit 3F in the building, forming part of the Project, municipally known as 2000 Argentia Road, Plaza Ill, Mississauga, Ontario comprising approximately four hundred
forty-three (443) square feet, 

 containing an aggregate area of approximately one thousand, twenty-seven
(1,027) square feet, being approximately as shown outlined on Appendix “A” annexed hereto. 
 2. Term 

The term (“Storage Term”) of this Storage Lease shall commence on the Commencement Date of the Lease and shall be coterminous
with the Term of the Lease (which shall include any periods of extension or renewal). 
 3. Storage Rent 
 For the lease of the Storage Premises, Tenant shall pay to Landlord an annual rent (“Storage Rent”) of twelve thousand, three
hundred twenty-four dollars ($12,324.00), to be paid in advance on the first day of each calendar month during the Storage Term in equal consecutive monthly instalments of one thousand, twenty-seven dollars ($1,027.00) each, based on an annual gross
rental rate of twelve dollars ($12.00) per square foot of the Storage Premises per annum. During any extensions or renewals of the initial Term, Tenant shall pay the then prevailing rates being charged by Landlord for storage space in the Project
(provided that the prevailing rate is reasonable having regard to rates charged by other landlords of similar buildings, similarly located). 
  

 - 7 - 

 4. Use 
 Tenant covenants, which covenants shall run with the Storage Premises for the benefit of the balance of the Project, that it shall not cause, suffer or permit the Storage Premises to be used for any
purpose whatsoever other than storage of those items permitted to be used on the Premises pursuant to the Lease. 
 5. Maintenance

 All maintenance and cleaning of the Storage Premises shall be the responsibility of Tenant. 
 6. Applicability of Lease 
  

	 	(a)	All obligations of Tenant in respect of the Premises shall apply and be obligations of Tenant in respect of the Storage Premises, except where they appear pursuant to
the terms hereof to be inapplicable or in conflict with any other express provisions of this Storage Lease. Without limiting the generality of the foregoing, all obligations of Tenant pursuant to the Lease, including obligations in respect of
maintenance, repair and replacement and in respect of insurance and any other amounts payable by Tenant pursuant to the Lease, shall be applicable mutatis mutandis to this Storage Lease. All terms used herein shall have the same meanings
respectively as they have pursuant to the Lease to the extent to which the context permits. 

  

	 	(b)	All amounts payable by Tenant pursuant to this Storage Lease shall also be payable pursuant to the Lease as Additional Rent. A default by Tenant under this Storage
Lease shall also constitute a default under the Lease, and a default by Tenant under the Lease shall also constitute a default under this Storage Lease, and the Landlord shall be entitled to all remedies in respect thereof to which Landlord would be
entitled pursuant to the Lease and to this Storage Lease and at law. If the Lease expires or is terminated, this Storage Lease shall thereupon automatically be deemed to be terminated. 

 7. Relocation 
 Landlord shall have the right to relocate the Storage Premises at any time on 30 days’ written notice to Tenant. In relocating the Storage Premises, Landlord need not relocate to premises of the same size and the Storage Rent shall be
proportionately increased or decreased, depending upon whether the Storage Premises, as relocated, shall be larger or smaller than the Storage Premises originally leased pursuant hereto; provided that the relocated premises shall not be
substantially smaller or larger than the Storage Premises originally leased pursuant hereto without the prior consent of Tenant. Other than as aforesaid, this Storage Lease shall continue in accordance with its terms notwithstanding any such
relocation. 
 8. This Storage Lease shall enure to the benefit of and be binding upon the parties hereto and their respective heirs, executors,
administrators, successors and assigns. 
 IN WITNESS WHEREOF the parties hereto have executed this Storage Lease.

  

							
		
	2725321 CANADA INC.	 	
			
	Per:	 	 /s/ Christine Lundvall
	 	
	Name:	 	CHRISTINE LUNDVALL	 	
	Title:	 	AUTHORIZED SIGNING OFFICER	 	
			
	Per:	 	 /s/ Heather Jenkins
	 	c/s
		 	Name:	 	HEATHER JENKINS	 	
		 	Title:	 	AUTHORIZED SIGNATORY	 	
		
		 	I/We have authority to bind the Corporation.

 The undersigned Tenant hereby represents and warrants to Landlord that Tenant is a corporation
in good standing and duly organized under the Laws of Canada and is authorized to do business in the Province of Ontario and that this Agreement has been validly executed and delivered by Tenant and is valid and enforceable against Tenant.

  

					
		
	PRIMERICA LIFE INSURANCE COMPANY OF CANADA	 	
			
	Per:	 	 /s/ John A. Adams
	 	
	Name:	 	John A. Adams	 	
	Title:	 	EVP & CEO	 	
			
	Per:	 	 /s/ Heather Koski
	 	c/s
	Name:	 	Heather Koski	 	
	Title:	 	VP & CFO	 	
	
	I/We have authority to bind the Corporation.

  

 - 8 - 

 LEASE AMENDING AGREEMENT 
 This agreement (“Agreement”) is dated and is effective October 1, 2008 and is made 
 B E T W E E N: 
 2725321
CANADA INC. 
 (“Landlord”) 
 OF THE FIRST PART 
 – and – 
 PRIMERICA LIFE INSURANCE COMPANY OF CANADA 
 (“Tenant”) 
 OF THE SECOND PART 
 WHEREAS by a lease dated March 3, 2008 (“Lease”), Landlord leased to Tenant certain premises (“Original Premises”)
designated as Suites 103, 200, 300, 400 and 406 containing a measured aggregate Rentable Area of thirty-four thousand, nine hundred eighty-four (34,984) square feet, being a portion of the ground floor and fourth floor and the whole of the
second and third floors of the building municipally known as 2000 Argentia Road, Plaza V, Mississauga, Ontario (“Building”), located on the Lands (“Project”), for a term expiring April 30, 2018, on terms and conditions more
particularly set forth therein; 
 AND WHEREAS by a storage lease dated March 3, 2008, Landlord leased to Tenant certain storage
area designated as Units 5A and 5C in the Building and Unit 3F in that building forming part of the Project and known municipally as 2000 Argentia Road, Plaza III, Mississauga, Ontario, containing an aggregate area of approximately one thousand,
twenty-seven (1,027) square feet, for a term coterminous with the term for the Original Premises, on terms and conditions more particularly set forth therein; 
 AND WHEREAS by a letter agreement dated June 3, 2008, Landlord and Tenant have agreed to amend the Lease to: (i) expand the Original Premises to include a portion of the ground floor of
the Building designated as Suite 105 and a portion of Suite 102, containing approximately one thousand, six hundred twenty-eight (1,628) square feet of Rentable Area, for a term from October 1, 2008, to be coterminous with the term for the
Original Premises; and (ii) surrender that portion of the Original Premises designated as Suite 103 containing a measured Rentable Area of one thousand, six hundred (1,600) square feet (“Surrendered Premises”) effective
September 30, 2008, on terms and conditions to be more particularly set forth herein; 
 AND WHEREAS from and after October 1,
2008, for all purposes of the Lease, the “Premises” demised thereby shall comprise Suite 105, a portion of Suite 102 and Suites 200, 300, 400 and 406, comprising a deemed aggregate Rentable Area of thirty-four thousand, nine hundred
eighty-four (34,984) square feet; 
 W I T N E S S that in consideration of the sum of one dollar now paid by each party to the
other, and for other good and valuable consideration (the receipt and sufficiency of which is hereby acknowledged), the parties hereto do hereby agree as follows: 
  

	1.	The above recitals are true both in substance and in fact. 

  

	2.	Grant and Premises 

  

	 	(a)	Landlord hereby leases to Tenant and Tenant hereby leases from Landlord those premises (“First Additional Premises”) designated as Suite 105 and a portion of
Suite 102, being a portion of the ground floor of the Building containing approximately one thousand, six hundred twenty-eight (1,628) square feet of Rentable Area, approximately as shown hatched on the floor plan attached hereto as Exhibit
“l”, for a term of nine (9) years and seven (7) months from October 1, 2008 (“FAP Commencement Date”), to be coterminous with the term for the Original Premises (“FAP Term”), on the same terms and
conditions as contained in the Lease for the Original Premises, save and except as hereinafter set forth. For identification purposes within the Building and in the Lease, the First Additional Premises shall be known as Suite 105.

  

	 	(b)	The Rentable Area of the First Additional Premises is subject to final measurement by Landlord’s expert in accordance with the Building Owners and Managers
Association (BOMA) Standard Method for Measuring Floor Area in Office Buildings American National Standard ANSI Z65.1-1980. 

  

	 	(c)	Notwithstanding the foregoing, for the purposes of calculating Rent under the Lease (as amended hereby), the Rentable Area of the First Additional Premises shall be
deemed to be one thousand, six hundred (1,600) square feet. 

	 	(d)	Landlord shall rely upon proof of insurance as previously provided by Tenant to Landlord for the Premises; Tenant covenants to ensure its insurance policies are
extended to include the First Additional Premises. 

  

	3.	Landlord’s Work 

  

	 	(a)	The parties hereto acknowledge and confirm that, as at the date hereof, Landlord has, at its sole cost and expense, completed the following work in the First
Additional, in a good and workmanlike manner, in accordance with Space Plan (“Space Plan”) attached hereto as Exhibit “2”, using base building materials and finishes, except as may be expressly indicated to the contrary
(“Landlord’s First Additional Premises Work”): 

  

	 	(a)	construct a demising wall, taped, sanded, primed and ready to receive Tenant’s finishes, to separate the First Additional Premises from the balance of Suite 102;

  

	 	(b)	repair or replace, at Landlord’s reasonable discretion, any damaged or stained base building T-bar acoustic ceiling tiles; 

  

	 	(c)	repair or replace, at Landlord’s reasonable discretion, any damaged or missing base building blinds on the perimeter windows, with matching blinds, and ensure that
the existing blinds are clean and in good working order; 

  

	 	(d)	ensure the existing HVAC, plumbing, electrical, lighting, fire/emergency and mechanical systems serving the First Additional Premises are in good working order and
condition and the HVAC system is properly air balanced as of the FAP Commencement Date; 

  

	 	(e)	paint the First Additional Premises in one (1) colour to be selected by Tenant from Landlord’s base building standard samples; 

  

	 	(f)	carpet the First Additional Premises in one (1) colour to be selected by Tenant from Landlord’s base building standard samples; 

  

	 	(g)	remove all existing audio-visual equipment and components from the Surrendered Premises and relocate and install same in the First Additional Premises;

  

	 	(h)	remove the existing security system from the Surrendered Premises and relocate and install same to the First Additional Premises, using EFL Systems Inc. as the
consulting technician therefor; 

  

	 	(i)	relocate the existing door lock mechanism from the Surrendered Premises to the First Additional Premises, which relocation shall be completed on the Surrender Date (as
hereinafter defined); 

  

	 	(j)	Remove the existing whiteboard from the Surrendered Premises and relocate and install same in the First Additional Premises; 

  

	 	(k)	Install voice/data lines and electrical duplex outlets in the First Additional Premises in accordance with the Space Plan; and 

  

	 	(l)	Remove the trade fixtures, furniture and equipment existing in the Surrendered Premises as at the date hereof and relocate same to the First Additional Premises.

  

	 	(b)	Landlord’s Work shall include all costs associated with the Space Plan. 

  

	4.	Condition of First Additional Premises 

 Subject to Landlord’s repair and maintenance obligations expressly set forth in the Lease, as amended hereby, Tenant has accepted the First Additional Premises in the state and condition in which
they were received from Landlord “as is”, except only to the extent of any deficiency in Landlord’s First Additional Premises Work, if any, expressly and particularly set out in a written deficiency list given by Tenant to Landlord
within thirty (30) days of the date hereof. 
  

 2 

	5.	Surrender of Suite 103 

  

	 	(a)	The Lease is hereby amended by reducing the Term thereof for the Surrendered Premises only to be completed and ended as at 11:59 p.m. on September 30, 2008 (the
“Surrender Date”) and by deleting from the Lease any remaining options to renew or extend the Term with respect to the Surrendered Premises. Tenant shall continue to be responsible for all of the terms, covenants and conditions of the
Lease with respect to the Surrendered Premises, including the payment of all Rent, up to and including the Surrender Date. 

  

	 	(b)	The parties hereto acknowledge and confirm that, as at the date hereof, Tenant has vacated the Surrendered Premises and delivered vacant possession of the Surrendered
Premises to Landlord, together with all keys to the Surrendered Premises and that the Surrendered Premises were left in good repair in accordance with Tenant’s obligations relating thereto under the Lease. 

  

	 	(c)	Tenant agrees to immediately have removed from title to the Building or the Lands upon which it is located any notice of lease or caveat registered on title by or on
behalf of Tenant in respect of the Surrendered Premises only and Tenant shall indemnify Landlord with respect of any loss, costs or expense incurred by Landlord as a result of Tenant’s failure to remove any such notice of lease or caveat.

  

	 	(d)	Tenant covenants that it has good right, full power and authority to surrender the Surrendered Premises in the manner as aforesaid and that it has not, nor at the
Surrender Date will it have, executed any instruments or done any acts pursuant to which the Lease with respect to the Surrendered Premises and the unexpired residue of the Term thereof, including any renewals, shall in any way be charged,
encumbered, transferred or assigned and shall indemnify and hold harmless Landlord from and against any and all liabilities, claims, damages, losses and expenses, due to or arising from or to the extent contributed to by any breach by Tenant of any
provisions contained in this Agreement. 

  

	 	(e)	Landlord covenants that it has the good right, full power and authority to accept the surrender of the Surrendered Premises as provided herein.

  

	 	(f)	For clarity, it is understood and agreed that Tenant shall be responsible, at its sole cost and expense, for all costs of packing, relocating and unpacking
Tenant’s personal property (save for any such property which is expressly required to be removed by Landlord as part of Landlord’s First Additional Premises Work herein) and the cost of any new furniture and trade fixtures which may be
required for Tenant to conduct its business in the First Additional Premises. 

  

	6.	Amendments to Lease 

 In order to give effect to the lease of the First Additional Premises and the FAP Term within the Lease, from and after the date hereof, the Lease shall be amended as follows: 
  

	 	(a)	The front page of the Lease is hereby amended by deleting therefrom reference to the figure “103” and replacing same with “105”;

  

	 	(b)	Section 1 of the Lease (“Lease Summary”) is hereby amended as follows: 

  

	 	(i)	subsection (a) (“Premises”) is hereby amended by deleting from the first line therein the figure “103” and replacing same with “105”;

  

	 	(ii)	subsection (b) (“Term”) is hereby deleted and replaced with: “nine (9) years and seven (7) months;”; 

  

	 	(iii)	subsection (c) (“Commencement Date”) is hereby deleted and replaced with: “October 1, 2008;”; and 

  

	 	(iv)	subsection (f) (“Basic Rent”) is hereby amended by deleting the rental schedules therefrom and substituting therefor the following:

  

			
	 “RENTAL PERIOD – All
 Premises excluding Suite 406
	 	 RATE/SQUARE FOOT RENTABLE
AREA/ANNUM

	 October 1, 2008 to April 30, 2011
	 	$13.00
	 May 1, 2011 to April 30, 2014
	 	$14.00
	 May 1, 2014 to April 30, 2018
	 	$15.00
		
	 RENTAL PERIOD – Suite 406
	 	 RATE/SQUARE FOOT RENTABLE
AREA/ANNUM

	 October 1, 2008 to April 30, 2018
	 	$14.50”

  

 3 

	 	(c)	Section 2.32 of the Lease, being the definition of “Premises”, is hereby amended by deleting the word “hatched” from the first line thereof and
replacing same with “outlined”. 

  

	 	(d)	Subsection (b) of Section 4.2 (“Term”), Section 4.3 (“Acceptance”), Section 4.6 (“Fixturing of Premises”) and
Section 1 of Schedule “C” to the Lease (“Estimate of Operating Costs, Management Fee and Realty Taxes”) are hereby acknowledged as having no further applicability under the Lease. 

  

	 	(e)	Section 9.1 of the Lease (“Utilities, Heating and Air Conditioning”) is hereby amended in subsection (c) by adding to the words in parentheses in
the second line thereof “and Suite 105”. 

  

	 	(f)	Schedule “B” to the Lease (“Outline Plan of Premises”) is hereby deleted and replaced with Exhibit “3” attached hereto.

  

	 	(g)	Section 2 of Schedule “C” to the Lease (“Rent Free Period”) is hereby amended by deleting the second line therefrom and substituting therefor:
“respect of the whole of the Premises (save for Suite 406) for the period from the Commencement Date to and including December 31, 2008”. 

  

	7.	Estimate of Operating Costs, Management Fee and Realty Taxes 

 Landlord’s estimate of Operating Costs, Management Fee and Realty Taxes is approximately thirteen dollars and sixteen cents ($13.16) per square foot of Rentable Area of the Premises per annum
estimated for 2008. This is a bona fide estimate made by Landlord based upon information available to Landlord as at January 1, 2008, and such estimate is not to be binding upon Landlord nor shall such estimate limit Tenant’s obligation
for Realty Taxes, Management Fee and Operating Costs under the Lease. 
  

	8.	Use 

 Tenant shall
not use or permit the First Additional Premises to be used for any purpose other than as general business corporate, administrative, sales/marketing, training and support offices, all in accordance with all applicable Laws and in keeping with the
Building Standard. Tenant acknowledges that Landlord is making no representation or warranty as to Tenant’s ability to use the First Additional Premises for its intended use and Tenant shall prior to executing this Agreement perform such
searches and satisfy itself that its use is permitted under all applicable Laws and that Tenant will be able to obtain an occupancy permit, if required. 
  

	9.	Except as specifically stated in this Agreement, any expression used in this Agreement has the same meaning as the corresponding expression in the Lease.

  

	10.	Landlord and Tenant shall, at all times hereafter, upon the reasonable request of the other make or procure to be made, done or executed, all such further assurances
and to do all such things as may be necessary to give full force and effect to the full intent of this Agreement. 

  

	11.	Landlord and Tenant hereby acknowledge, confirm and agree that in all other respects the terms of the Lease are to remain in full force and effect, unchanged and
unmodified except in accordance with this Agreement. 

  

 4 

	12.	This Agreement shall enure to the benefit of and shall be binding upon Landlord and Tenant and their respective successors and assigns. 

 IN WITNESS WHEREOF the parties have executed this Agreement. 
  

					
	PRIMERICA LIFE INSURANCE COMPANY
OF CANADA	 	  
	(Tenant)	 	
			
	Per:	 	 /s/ John A. Adams
	 	c/s
		 	John A. Adams	 	
			
	Per:	 	 /s/ D. Shannon
	 	
		 	I/We have the authority to bind the corporation	 	
		
	2725321 CANADA INC.	 	
	(Landlord)	 	
			
	Per:	 	 /s/ Christine Lundvall
	 	c/s
			
	Per:	 	 /s/ Heather Jenkins
	 	
		 	I/We have the authority to bind the corporation	 	
		 		 	

  

 5 

 LEASE AMENDING AGREEMENT 
 This agreement (“Agreement”) is dated May 1, 2009 and is made 
 B E T W E E N: 
 2725321 CANADA INC. 
 (“Landlord”) 
 OF THE FIRST PART 
 - and - 
 PRIMERICA LIFE INSURANCE COMPANY OF CANADA 
 (“Tenant”) 

OF THE SECOND PART 
 WHEREAS
by a lease dated March 3, 2008 (“Existing Lease”), Landlord leased to Tenant certain premises (“Original Premises”) designated as Suites 103, 200, 300, 400 and 406 containing a measured aggregate Rentable Area of
thirty-four thousand, nine hundred eighty-four (34,984) square feet, being a portion of the ground floor and fourth floor and the whole of the second and third floors of the building municipally known as 2000 Argentia Road, Plaza V,
Mississauga, Ontario (“Building”), located on the Lands (“Project”), for a term expiring April 30, 2018, on terms and conditions more particularly set forth therein; 
 AND WHEREAS by a lease amending agreement dated October 1, 2008 (“First Amending Agreement”). Landlord and Tenant agreed to amend the
Existing Lease to: (i) expand the Original Premises to include a portion of the ground floor of the Building designated as Suite 105 and a portion of Suite 102, containing an aggregate of approximately one thousand, six hundred twenty-eight
(1,628) square feet of Rentable Area, for a term from October 1, 2008, to be coterminous with the term for the Original Premises; and (ii) surrender that portion of the Original Premises designated as Suite 103 containing a measured
Rentable Area of one thousand, six hundred (1,600) square feet effective September 30, 2008, on terms and conditions to be more particularly set forth herein; 
 AND WHEREAS from and after October 1, 2008, for all purposes of the Lease, the “Premises” demised thereby shall comprise Suite 105, a portion of Suite 102 and Suites 200, 300,
400 and 406, comprising a deemed aggregate Rentable Area of thirty-four thousand, nine hundred eighty-four (34,984) square feet; 
 AND
WHEREAS the Existing Lease, as amended by the First Amending Agreement, is hereinafter referred to as the “Lease”; 
 AND
WHEREAS the Lease contemplates the payment of an annual fee (“Annual Fee”) by Tenant to Landlord for the right to maintain on the Building two (2) communication dishes (collectively, the “Communication Facility”);

 AND WHEREAS the Communication Facility was removed from the Building on or about June 30, 2008 (“Removal Date”)
and the parties have agreed to amend the Lease to remove therefrom Section 5 of Schedule “C” (“Special Provisions”) to the Lease which Section set out, among other things, provisions relating to the payment of the
Annual Fee, on terms and conditions hereinafter set forth; 
 W I T N E S S that in consideration of the sum of one dollar now paid by
each party to the other, and for other good and valuable consideration (the receipt and sufficiency of which is hereby acknowledged), the parties hereto do hereby agree as follows: 
  

	1.	The above recitals are true both in substance and in fact. 

  

	2.	From and after the date hereof, the Lease is amended to delete therefrom Section 5 (entitled “Satellite”) of Schedule “C” (entitled
“Special Provisions”) of the Lease. 

	3.	The respective rights and obligations of Landlord and Tenant under the Lease with respect to Section 5 of Schedule “C” shall be preserved and shall
survive the Removal Date as to all matters arising or occurring prior to the Removal Date, but no such rights or obligations will rise or accrue to either of them under the Lease with respect only to Section 5 of Schedule “C” thereto,
on or after the Removal Date. 

  

	4.	Except as specifically stated in this Agreement, any expression used in this Agreement has the same meaning as the corresponding expression in the Lease.

  

	5.	Landlord and Tenant shall, at all times hereafter, upon the reasonable request of the other make or procure to be made, done or executed, all such further assurances
and to do all such things as may be necessary to give full force and effect to the full intent of this Agreement. 

  

	6.	Landlord and Tenant hereby acknowledge, confirm and agree that in all other respects the terms of the Lease are to remain in full force and effect, unchanged and
unmodified except in accordance with this Agreement. 

  

	7.	This Agreement shall enure to the benefit of and shall be binding upon Landlord and Tenant and their respective successors and assigns. 

 IN WITNESS WHEREOF the parties have executed this Agreement. 
  

					
	PRIMERICA LIFE INSURANCE COMPANY OF CANADA	 	
	(Tenant)	 	
			
	Per:	 	 /s/ Heather Koski
	 	
		 	Heather Koski	 	c/s
			
	Per:	 	 /s/ John A. Adams
	 	
		 	I/We have the authority to bind the corporation	 	
		
	2725321 CANADA INC.	 	
	(Landlord)	 	
			
	Per:	 	 /s/ Christine Lundvall
	 	
		 		 	c/s
			
	Per:	 	 /s/ Heather Jenkins
	 	
		 	I/We have the authority to bind the corporation	 	

  

 2

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