Document:

Form of 2011 Long-Term Incentive Plan

 Exhibit 10.12 
 ENOVA INTERNATIONAL, INC. 
 2011 LONG-TERM INCENTIVE PLAN 

SECTION 1. PURPOSE 
 The
purpose of the Enova International, Inc. 2011 Long-Term Incentive Plan is to promote the interests of the Company and its stockholders by giving the Company a competitive advantage in attracting, retaining and motivating employees, officers,
consultants and Directors capable of assuring the future success of the Company, to offer such persons incentives that are directly linked to the profitability of the Company’s business and increases in stockholder value, to afford such persons
an opportunity to acquire a proprietary interest in the Company and to provide a means to assume and govern certain awards granted under the Cash America LTIP. 
 SECTION 2. DEFINITIONS 
 “Act” means the Securities Act of 1933,
as amended from time to time. 
 “Affiliate” means any entity that, directly or indirectly through one or more
intermediaries, is controlled by, controlling or under common control with the Company. 
 “Annual Election” has the
meaning set forth in Section 12(a) below. 
 “Applicable Laws” means the legal requirements relating to the
administration of stock and long term cash incentive plans, if any, under applicable provisions of federal securities laws, state corporate and securities laws, the Code, the rules of any applicable Exchange or national market system, and the rules
of any foreign jurisdiction applicable to Awards granted to residents therein. 
 “Award” means (i) a grant or
award granted under the Plan or (ii) an award granted under the Cash America LTIP before the Effective Date and assumed by the Company, all as evidenced by an Award Agreement. 

“Award Agreement” means any written or electronic agreement, contract or other instrument or document evidencing any Award
granted under the Plan or granted under the CAI LTIP and assumed by the Company. Each Award Agreement shall be subject to the applicable terms and conditions of the Plan and any other terms and conditions (not inconsistent with the Plan) determined
by the Committee. 
 “Board” means the Board of Directors of the Company. 

“Cash America LTIP” means the Cash America International, Inc. First Amended and Restated 2004 Long-Term Incentive Plan, as
Amended. 
 “Change in Control” means the occurrence of an event with respect to the Company or one or more of its
subsidiaries that qualifies under Code §409A as a “change in control event” and is set forth in the applicable Award Agreement or plan document pertaining to the Award. 

 “Code” means the Internal Revenue Code of 1986, as amended from time to time, and
any regulations promulgated thereunder. 
 “Committee” means the Compensation Committee of the Board or other
committee of Directors designated by the Board to administer the Plan. The Committee shall be composed of not less than such number of Directors as shall be required to permit Awards granted under the Plan to qualify under Rule 16b-3 and under
Section 162(m) of the Code, and each member of the Committee shall be an Outside Director. 
 “Common Stock” or
“Stock” means the Common Stock of the Company. 
 “Company” means Enova International, Inc., a Delaware
corporation. 
 “Covered Employee” means a Participant designated prior to the grant of an Award by the Committee who
is or may be a “covered employee” within the meaning of Section 162(m)(3) of the Code in the year in which any such Award is granted or in the year in which such Award is expected to be deductible by the Company or an Affiliate (or
deductible but for a limitation under Section 162(m) of the Code). 
 “Designated Beneficiary” means the
beneficiary designated by the Participant, in a manner determined by the Committee, to receive amounts due the Participant in the event of the Participant’s death. In the absence of an effective designation by the Participant, the term
“Designated Beneficiary” means the Participant’s estate. 
 “Director” means a member of the Board,
including any Outside Director. 
 “Effective Date” has the meaning set forth in Section 15 of the Plan.

 “Eligible Individual” means any employee, officer, Director or consultant providing services to the Company or any
Affiliate, and prospective employees and consultants who have accepted offers of employment or consultancy from the Company or any Affiliate, whom the Committee determines to be an Eligible Individual. 

“Employee” means any person treated as an employee (including an officer or a Director who is also treated as an employee) in
the records of the Company or any Affiliate and, with respect to any Incentive Stock Option granted to such person, who is an employee for purposes of Section 422 of the Code; provided, however, that neither service as a Director nor payment of
a Director’s fee shall be sufficient to constitute employment for purposes of the Plan. The Company shall determine in good faith and in the exercise of its discretion whether an individual has become or has ceased to be an Employee and the
effective date of such individual’s employment or termination of employment without regard to any notice period or period of “garden leave,” as the case may be. For purposes of an individual’s rights, if any, under the Plan as of
the time of the Company’s determination, all such determinations by the Company shall be final, binding and conclusive, notwithstanding that the Company or any court of law or governmental agency subsequently makes a contrary determination.

  
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 “Employer” means the Company or any Affiliate. 

“Exercise Price” has the meaning set forth in Section 6 of the Plan. 

“Exchange” means the New York Stock Exchange or such other national securities market or exchange as may at the time be the
principal market for the Shares as designated by the Committee. 
 “Exchange Act” means the Securities Exchange Act of
1934, as amended from time to time. 
 “Fair Market Value” means the closing price of the Common Stock on the last day
prior to the date in question on which the Stock was traded on an Exchange, or if the Shares were not traded on an Exchange on such date, then on the next preceding date on which the Shares are traded, all as reported by such source as the Committee
may select. Notwithstanding the foregoing, “Fair Market Value” on any day before the first day that Stock is traded on any Exchange shall be a price determined by the Committee in accordance with the requirements of Treasury Regulation
Section 1.409A-1(b)(5)(iv). 
 “Fees” has the meaning set forth in Section 12(a) below. 

“Grant Value” shall have the meaning set forth in Section 11(a) below. 

“Incentive Stock Option” means any Stock Option granted under Section 6 of the Plan that is designated as, and intended to
qualify as, an “incentive stock option” within the meaning of Section 422 of the Code. 
 “Nonqualified
Stock Option” means any Option granted under Section 6 of the Plan that is not an Incentive Stock Option. 

“Option” means an Incentive Stock Option or a Nonqualified Stock Option. 

“Outside Director” means any Director who qualifies as an “outside director” within the meaning of
Section 162(m) of the Code, as a “non-employee director” within the meaning of Rule 16b-3 and as an “independent director” within the meaning of the listing requirements of the Exchange. 

“Participant” means an Eligible Individual designated to be granted an Award under the Plan. 

“Performance Cycle” or “Cycle” means the period of time selected by the Committee during which performance is
measured for the purpose of determining the extent to which an award of Performance Shares or Performance Units has been earned. 

  
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 “Performance Goals” means, for a Performance Cycle, the performance goals
established by the Committee in connection with the grant of an Award, with such goals to be stated as one or more objective formulas or standards established by the Committee for purposes of determining whether or the extent to which an Award has
been earned based on the level of performance attained or to be attained with respect to such goals. In the case of Qualified Performance-Based Awards, (i) the Performance Goals shall be stated in terms of one or more of the following objective
measures with respect to the Company or an Affiliate, or an Affiliate, subsidiary, division or department of the Company or an Affiliate: revenue growth; earnings before interest, taxes, depreciation, and amortization; earnings before interest and
taxes; operating income; pre- or after- tax income; pre- or after-tax income from continuing operations; pre-or after-tax income excluding extraordinary, unusual or non-recurring items; earnings per share; earnings per share from continuing
operations; earnings per share excluding extraordinary, unusual or non-recurring items; cash flow; cash flow per share; return on equity; return on invested capital; return on assets; economic value added (or an equivalent metric); share price
performance; total stockholder return; improvement in or attainment of expense levels; or improvement in or attainment of working capital levels; (ii) such Performance Goals shall be set by the Committee in writing within the time period
prescribed by Section 162(m) of the Code so that the outcome is substantially uncertain at the time the Performance Goals are established; and (iii) after the end of each Performance Cycle, the Committee shall certify in writing the extent
to which such Performance Goals were achieved for the Performance Cycle and the amount of the Qualified Performance-Based Award to be paid to each Participant. Such Performance Goals may be expressed in absolute or relative terms, including, without
limitation, relative to a base period and/or to the performance of other companies. 
 “Performance Share” means a
bookkeeping entry that records the equivalent of one Share granted to a Participant under Section 8 of the Plan. 

“Performance Unit” means an Award granted to a Participant under Section 8 of the Plan that is denominated in cash, the
amount of which may be based on the achievement of the applicable Performance Goals. 
 “Plan” means the Enova
International, Inc. 2011 Long-Term Incentive Plan as the same may be hereinafter amended pursuant to the terms hereof. 

“Qualified Performance-Based Award” means an Award of Restricted Stock, Restricted Stock Units, Performance Shares or
Performance Units designated as such by the Committee at the time of grant, based upon a determination that (i) the recipient is or may be a Covered Employee in the year in which the Company would expect to be able to claim a tax deduction with
respect to such Restricted Stock, Restricted Stock Units, Performance Shares or Performance Units and (ii) the Committee wishes such Award to qualify for the Section 162(m) Exemption. 

“QDRO” has the meaning set forth in Section 14(l). 

  
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 “Restricted Period” means the period of time selected by the Committee during
which a grant of Restricted Stock or Restricted Stock Units may be forfeited to the Company. 
 “Restricted Stock”
means shares of Common Stock contingently granted to a Participant under Section 9 of the Plan. 
 “Restricted Stock
Unit” means any unit granted under Section 9 of the Plan evidencing the right to receive a Share (or the cash payment equal to the Fair Market Value of a Share) at some future date. 

“Rule 16b-3” means Rule 16b-3, as promulgated by the Securities and Exchange Commission under Section 16(b) of the
Exchange Act, as amended from time to time. 
 “Section 162(m) Exemption” means the exemption from the limitation on
deductibility imposed by Section 162(m) of the Code that is set forth in Section 162(m)(4)(C) of the Code. 

“Separation from Service” or “Separate from Service” means a separation from service as defined in Code
Section 409A. For purposes of determining whether a Separation from Service has occurred, the “Company” shall include the Company and all entities that would be treated as a single employer with the Company under Code Sections 414(b)
or (c), but substituting “at least 50 percent” instead of “at least 80 percent” each place it appears in applying such rules. 
 “Share” or “Shares” means a share or shares of Common Stock. 

“Stock Appreciation Right” means a right granted under Section 7 of the Plan. 

“Stock Unit Award” means an award of Common Stock or units granted under Section 10 of the Plan. 

“Stockholders Meeting” means the annual meeting of stockholders of the Company in each year, excluding any meeting of
stockholders of the Company that occurs before the first date on which the Common Stock is traded on an Exchange. 
 SECTION 3.
ADMINISTRATION 
 (a) POWER AND AUTHORITY OF THE COMMITTEE. The Plan shall be administered by the Committee. Subject to the
terms of the Plan and to applicable law, the Committee shall have full power and authority to: 
 (i) designate Participants;

 (ii) determine whether and to what extent any type (or types) of Award is to be granted hereunder; 

  
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 (iii) determine the number of Shares to be covered by (or the method by which payments or
other rights are to be determined in connection with) each Award; 
 (iv) determine the terms and conditions of any Award or
Award Agreement; 
 (v) subject to Section 13 hereof, amend the terms and conditions of any Award or Award Agreement and
accelerate the vesting and/or exercisability of any Option or waive any restrictions relating to any Award; PROVIDED, HOWEVER, that (A) except for adjustments pursuant to Section 5(c) of the Plan, in no event may any Option granted under
this Plan be (x) amended to decrease the Exercise Price thereof, (y) cancelled in conjunction with the grant of any new Option with a lower Exercise Price, or (z) otherwise subject to any action that would be treated, for accounting
purposes, as a “repricing” of such Option, unless such amendment, cancellation, or action is approved by the stockholders of the Company to the extent required by applicable law and Exchange rules and (B) the Committee may not adjust
upward the amount payable to a Covered Employee with respect to a Qualified Performance-Based Award or waive or alter the Performance Goals associated therewith or herewith in a manner that would cause such Award to cease to qualify for the
Section 162(m) Exemption; 
 (vi) determine whether, to what extent and under what circumstances the exercise price of
Awards may be paid in cash, Shares, other securities, other Awards or other property; 
 (vii) determine at the time of grant
whether, to what extent and under what circumstances cash, Shares, other securities, other Awards, other property and other amounts payable with respect to an Award under the Plan shall be deferred either automatically or at the election of the
holder thereof, subject to the requirements of Code Section 409A; 
 (viii) interpret and administer the Plan and any
instrument or agreement, including an Award Agreement, relating to the Plan; 
 (ix) adopt, alter, suspend, waive or repeal such
rules, guidelines and practices and appoint such agents as it shall deem advisable or appropriate for the proper administration of the Plan; and 
 (x) make any other determination and take any other action that the Committee deems necessary or desirable for the administration of the Plan. Unless otherwise expressly provided in the Plan, all
designations, determinations, interpretations and other decisions under or with respect to the Plan or any Award or Award Agreement shall be within the sole discretion of the Committee, may be made at any time, and shall be final, conclusive and
binding upon all persons, including without limitation, the Company, its Affiliates, subsidiaries, stockholders, Eligible Individuals and any holder or beneficiary of any Award. 

(b) ACTION BY THE COMMITTEE; DELEGATION. Except to the extent prohibited by applicable law or the applicable rules of an Exchange, the
Committee may delegate all or any part of its duties and powers under the Plan to one or more persons, including 

  
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Directors or a committee of Directors, subject to such terms, conditions and limitations as the Committee may establish in its sole discretion; PROVIDED, HOWEVER, that the Committee shall not
delegate its powers and duties under the Plan (i) with regard to officers or Directors of the Company or any Affiliate who are subject to Section 16 of the Exchange Act or (ii) in a manner that would cause an Award designated as a
Qualified Performance-Based Award not to qualify for, or to cease to qualify for, the Section 162(m) Exemption; and PROVIDED, FURTHER, that any such delegation may be revoked by the Committee at any time. 

(c) POWER AND AUTHORITY OF THE BOARD. Notwithstanding anything to the contrary contained herein, except to the extent that the grant or
exercise of such authority would cause any Award or transaction to become subject to (or lose an exemption under) the short-swing profit recovery provisions of Section 16 of the Exchange Act or cause an Award designated as a Qualified
Performance-Based Award not to qualify for, or to cease to qualify for, the Section 162(m) Exemption, the Board may, at any time and from time to time, without any further action of the Committee, exercise the powers and duties of the Committee
under the Plan. To the extent that any permitted action taken by the Board conflicts with action taken by the Committee, the Board action shall control. 
 SECTION 4. ELIGIBILITY 
 Any Eligible Individual shall be eligible to be
designated a Participant. In determining which Eligible Individuals shall receive an Award and the terms of any Award, the Committee may take into account the nature of the services rendered by the respective Eligible Individuals, their present and
potential contributions to the success of the Company, or such other factors as the Committee, in its discretion, shall deem relevant. Notwithstanding the foregoing, Incentive Stock Options may be granted only to full-time or part-time Employees
(which term as used herein includes, without limitation, officers and Directors who also are Employees), and an Incentive Stock Option shall not be granted to an Employee of an Affiliate unless such Affiliate also is a “subsidiary
corporation” of the Company within the meaning of Section 424(f) of the Code or any successor provision. 
 SECTION 5. SHARES
AVAILABLE FOR AWARDS 
 (a) SHARES AVAILABLE. Subject to adjustment as provided in Section 5(c) of the Plan, the
aggregate number of Shares that may be issued under the Plan shall be                      Shares. Shares that may be issued under the Plan
may be authorized but unissued Shares or Shares held in treasury. Notwithstanding the foregoing, the number of Shares available for granting Incentive Stock Options under the Plan shall not exceed
                    , subject to adjustment as provided in Section 5(c) of the Plan and subject to the provisions of Section 422 or
424 of the Code or any successor provision. 
 (b) ACCOUNTING FOR AWARDS. For purposes of this Section 5, if an Award
entitles the holder thereof to receive or purchase Shares, the number of Shares covered by such Award or to which such Award relates shall be counted on the date of grant of such Award 

  
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against the aggregate number of Shares available for granting Awards under the Plan. Any Shares that are used by a Participant as full or partial payment to the Company of the purchase price
relating to an Award, including in connection with the satisfaction of tax obligations relating to an Award, shall not be available for granting future Awards under the Plan. In addition, Shares covered by an Award or to which an Award relates that
are (a) not purchased, (b) forfeited, or (c) not delivered to the Participant if an Award otherwise terminates, shall not be available for granting future Awards under the Plan. 

(c) ADJUSTMENTS. In the event of any change in corporate capitalization (including, but not limited to, a change in the number of Shares
outstanding), such as a stock split-up or stock dividend, a recapitalization, a combination or exchange of Shares or a corporate transaction, such as any merger, consolidation, separation, including a spin-off, or other distribution of stock or
property of the Company (including any extraordinary cash or stock dividend), any reorganization (whether or not such reorganization comes within the definition of such term in Section 368 of the Code) or any partial or complete liquidation of
the Company, the Committee or Board may make such substitution or adjustments in the aggregate number and kind of shares reserved for issuance under the Plan, and the maximum limitation upon Stock Options and Stock Appreciation Rights and other
Awards to be granted to any Participant, in the number, kind and Exercise Price of shares subject to outstanding Stock Options and Stock Appreciation Rights, in the number and kind of shares subject to other outstanding Awards granted under the Plan
and/or such other equitable substitution or adjustments as it may determine to be appropriate in its sole discretion (including, without limitation, the provision of an amount in cash in consideration for any such Awards); PROVIDED, HOWEVER, that
the number of shares subject to any Award shall always be a whole number. Without limiting the generality of the foregoing, in connection with any Disaffiliation of a subsidiary of the Company, the Committee shall have the authority to arrange for
the assumption or replacement of Awards with new awards based on shares of the affected subsidiary or by an affiliate of an entity that controls the subsidiary following the Disaffiliation. For purposes hereof, “Disaffiliation” of a
subsidiary means the subsidiary’s ceasing to be a subsidiary of the Company for any reason (including, without limitation, as a result of a public offering, spinoff, sale or other distribution or transfer by the Company of the stock of the
subsidiary). Any actions taken under this subsection (c) shall be made in accordance with the applicable restrictions of Code Section 409A, including with regard to the adjustment of stock options and stock appreciation rights that are
considered exempt from Code Section 409A. 
 (d) AWARD LIMITATIONS. Subject to Section 5(c), no more than 100,000
shares of Common Stock may be subject to Qualified Performance-Based Awards granted to any Eligible Individual, including a Covered Employee, in any calendar year. Subject to Section 5(c), the maximum number of Shares with respect to which
Options and Stock Appreciation Rights may be granted to any Eligible Individual, including a Covered Employee, in any one calendar year shall be 200,000. The amount of compensation that may be paid to any Eligible Individual, including a Covered
Employee, under Performance Units granted in any one calendar year that are intended to be Qualified Performance-Based Awards may not exceed $6,000,000 in any calendar year. 

  
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 SECTION 6. STOCK OPTIONS 
 (a) GRANT. Subject to the provisions of the Plan, the Committee shall have sole and complete authority to determine the Eligible Individuals to whom Options shall be granted (which may be Nonqualified
Stock Options or Incentive Stock Options), the number of shares to be covered by each Option, the exercise price for each Option, and the conditions and limitations applicable to the exercise of each Option. In the case of Incentive Stock Options,
the terms and conditions of such grants shall be subject to and comply with such rules as may be prescribed by Section 422 of the Code. 
 (b) EXERCISE PRICE. The “Exercise Price” per Share purchasable under an Option shall be determined by the Committee; PROVIDED, HOWEVER, that such Exercise Price shall not be less than 100% of
the Fair Market Value of a Share on the date of grant of such Option. 
 (c) TIME AND METHOD OF EXERCISE. The Committee shall
determine the time or times at which an Option may be exercised in whole or in part and the method or methods by which, and the form or forms (including, without limitation, cash, Shares, other securities, other Awards or other property, or any
combination thereof, having a Fair Market Value on the exercise date equal to the applicable Exercise Price) in which, payment of the Exercise Price with respect thereto may be made or deemed to have been made. 

(d) OPTION TERM. The term of each Stock Option shall be fixed by the Committee at the time of grant, but in no event shall be more than
10 years from the date of grant. 
 (e) INCENTIVE STOCK OPTIONS. The Committee may designate Options as Nonqualified Stock
Options or as Incentive Stock Options. Any Incentive Stock Option authorized under the Plan shall contain such provisions as the Committee shall deem advisable, but shall in all events be consistent with and contain all provisions required in order
to qualify the Stock Option as an Incentive Stock Option. To the extent that any Stock Option is not designated as an Incentive Stock Option or even if so designated does not qualify as an Incentive Stock Option on or subsequent to its grant date,
it shall constitute a Nonqualified Stock Option. 
 SECTION 7. STOCK APPRECIATION RIGHTS 

The Committee is hereby authorized to grant Stock Appreciation Rights to Eligible Individuals subject to the terms of the Plan. Each Stock
Appreciation Right granted under the Plan shall confer on the holder upon exercise the right to receive, as determined by the Committee, cash or a number of Shares or a combination of cash and Shares having a Fair Market Value on the date of
exercise equal to the excess of (A) the Fair Market Value of one Share on the date of exercise (or, if the Committee shall so determine at the time of grant, the average selling price of one Share during a specified period that is within 30
days before or 30 days after the date of exercise) over (B) the grant price of the Stock Appreciation Right, which grant price shall not be less than 100% of the Fair Market Value of one Share on the date of grant of the Stock Appreciation
Right. Subject to the terms of the Plan, the grant price, term, methods 

  
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of exercise, dates of exercise, medium of settlement, the effect of termination of employment (by reason of death, disability, retirement or otherwise) on the exercisability and any other terms
and conditions (including conditions or restrictions on the exercise thereof) of any Stock Appreciation Right shall be as determined by the Committee, PROVIDED, that in no event shall the term of a Stock Appreciation Right be longer than ten years.

 SECTION 8. PERFORMANCE SHARES AND PERFORMANCE UNITS 
 (a) The Committee shall have sole and complete authority to determine the Eligible Individuals who shall receive Performance Shares and Performance Units, the number of such shares or units for each
Performance Cycle, the Performance Goals and Performance Measures on which each Award shall be contingent, and the duration of each Performance Cycle. There may be more than one Performance Cycle in existence at any one time, and the duration of
Performance Cycles may differ from each other. The Committee may, prior to or at the time of the grant, designate Awards of Performance Shares or Performance Units as Qualified Performance-Based Awards, in which event it shall condition the
settlement thereof upon the Committee’s certification that the amount to be paid under each such Award has been earned on the basis of performance achieved in relation to the established Performance Goals applicable to that Award. 

(b) The Committee shall establish Performance Goals for each Cycle on the basis of such criteria and to accomplish such objectives as the
Committee may from time to time select. 
 (c) As soon as practicable after the end of a Performance Cycle, the Committee shall
determine the number of Performance Shares or Performance Units which have been earned under each Award on the basis of performance in relation to the established Performance Goals. 

(d) Except as otherwise provided under the terms of an Award and subject to the requirements of Code Section 409A, payment in
respect of earned Performance Shares or Performance Units shall be distributed to the Participant or, if the Participant has died, to the Participant’s Designated Beneficiary, as soon as practicable after the expiration of the Performance Cycle
and the Committee’s determination under paragraph (c) above. The Committee shall determine whether payment is to be made in the form of cash or Shares. 
 SECTION 9. RESTRICTED STOCK AND RESTRICTED STOCK UNITS 
 The Committee is
hereby authorized to grant Restricted Stock and Restricted Stock Units to Eligible Individuals with the following terms and conditions and with such additional terms and conditions not inconsistent with the provisions of the Plan as the Committee
shall determine: 
 (i) RESTRICTIONS. Shares of Restricted Stock and Restricted Stock Units shall be subject to such
restrictions as the Committee may impose (including, without limitation, limitation on transfer, forfeiture conditions, limitation on the right to vote a Share of Restricted Stock or the right to receive any dividend or other right or property with
respect thereto), which restrictions may lapse separately or in combination at such time or times, in such installments or 

  
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otherwise as the Committee may deem appropriate. The grant or vesting of Restricted Stock and Restricted Stock Units may be performance-based or time-based or both. Restricted Stock and
Restricted Stock Units may be Qualified Performance-Based Awards, in which event the grant or vesting, as applicable, of such Restricted Stock or Restricted Stock Units shall be conditioned upon the attainment of Performance Goals and the
Committee’s certification that the Performance Goals have been met. 
 (ii) STOCK CERTIFICATES; DELIVERY OF SHARES.

 (A) Any Restricted Stock granted under the Plan shall be evidenced in such manner as the Committee may deem appropriate,
including book-entry registration or issuance of one or more stock certificates. Any certificate issued in respect of shares of Restricted Stock shall be registered in the name of such Participant and shall bear an appropriate legend referring to
the applicable Award Agreement and possible forfeiture of such shares of Restricted Stock. The Committee may require that the certificates evidencing such shares be held in custody by the Company until the restrictions thereon shall have lapsed and
that, as a condition of any Award of Restricted Stock, the Participant shall have delivered a stock power, endorsed in blank, relating to the Shares covered by such Award. 
 (B) In the case of Restricted Stock Units, no Shares or other property shall be issued at the time such Awards are granted. Upon the lapse or waiver of restrictions and the restricted period relating to
Restricted Stock Units (or at such later time as may be determined by the Committee and specified at the time of grant in accordance with the requirements of Code Section 409A), Shares or other cash or property shall be issued to the holder of
the Restricted Stock Units and evidenced in such manner as the Committee may deem appropriate, including book-entry registration or issuance of one or more stock certificates. 
 (iii) FORFEITURE. Except as otherwise determined by the Committee, upon a Participant’s termination of employment (as determined under criteria established by the Committee) during the applicable
restriction period, all applicable Shares of Restricted Stock and Restricted Stock Units at such time subject to restriction shall be forfeited and reacquired by the Company. 
 SECTION 10. OTHER STOCK-BASED AWARDS 
 (a) In addition to granting Options,
Stock Appreciation Rights, Performance Shares, Restricted Stock and Restricted Stock Units, the Committee shall have authority to grant to Participants Stock Unit Awards that can be in the form of Common Stock or units, the value of which is based,
in whole or in part, on the value of Common Stock. Subject to the provisions of the Plan, including Section 10(b) below, Stock Unit Awards shall be subject to such terms, restrictions, conditions, vesting requirements and payment rules (all of
which are sometimes hereinafter collectively referred to as “rules”) as the Committee may determine in its sole and complete discretion at the time of grant. The rules need not be identical for each Stock Unit Award. 

  
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 (b) In the sole and complete discretion of the Committee, a Stock Unit Award may be granted
subject to the following rules: 
 (1) Any shares of Common Stock which are part of a Stock Unit Award may not be assigned,
sold, transferred, pledged or otherwise encumbered prior to the date on which the Shares are issued or, if later, the date provided by the Committee at the time of grant of the Stock Unit Award. 

(2) Stock Unit Awards may provide for the payment of cash consideration by the person to whom such Award is granted or provide that the
Award, and any Common Stock to be issued in connection therewith, if applicable, shall be delivered without the payment of cash consideration, provided that for any Common Stock to be purchased in connection with a Stock Unit Award the purchase
price shall be at least 50% of the Fair Market Value of such Common Stock on the date such Award is granted. 
 (3) Stock Unit
Awards may relate in whole or in part to certain performance criteria established by the Committee at the time of grant. 
 (4)
At the time of grant and subject to the requirements of Code Section 409A, Stock Unit Awards may provide for deferred payment schedules. Stock Unit Awards may also provide for vesting over a specified period of employment. 

(5) In such circumstances as the Committee may deem advisable, the Committee may waive or otherwise remove, in whole or in part, any
restriction or limitation to which a Stock Unit Award was made subject at the time of grant. 
 (c) In the sole and complete
discretion of the Committee, an Award, whether made as a Stock Unit Award under this Section 10 or as an Award granted pursuant to Sections 6 through 9, may provide the Participant with (i) dividends or dividend equivalents (payable on a
current or deferred basis) and/or (ii) cash payments in lieu of or in addition to an Award, subject to the following rules: 
 (1) Cash payments, dividends or dividend equivalents shall be payable at the time and pursuant to the payment schedule specified by the Committee at the time of grant, subject to the requirements of
Section 409A, or, if the Committee does not provide a time and schedule of payment at the time of grant, (A) any dividends or dividend equivalents shall be payable in a lump sum on the date the dividend is payable to stockholders
generally, and (B) cash payments shall be payable in a lump sum within 90 days after the Participant’s Separation from Service; provided, to the extent required by Code Section 409A, no such cash payment will be made within the
6-month period following Separation from Service for a Participant who is a “specified employee,” as defined in Code Section 409A, on the date of his or her Separation from Service. 

(2) Payment of dividends or dividend equivalents with respect to an Option or Stock Appreciation Right (but not with respect to any
Shares issued with respect to such Option 

  
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or Stock Appreciation Right) shall not be conditioned on the exercise of an Option or Stock Appreciation Right. 
 (3) Cash payments shall not be conditioned on the exercise of an Option or Stock Appreciation Right or otherwise be structured in such a way as to reduce the exercise price of the Option or Stock
Appreciation Right. 
 (4) To the extent that the Award provides for deferred compensation subject to Section 409A(a)(2),
any cash payments provided in lieu of an Award may not change the timing of payment of such Award. 
 SECTION 11. OUTSIDE DIRECTORS’
RESTRICTED STOCK UNITS 
 (a) GRANT OF RESTRICTED STOCK UNITS. Each Outside Director who is a member of the Board as of the
conclusion of a Stockholders Meeting shall automatically be granted Restricted Stock Units for shares of Common Stock on the date of such Stockholders Meeting, with the number of shares to be determined by dividing the applicable Grant Value by the
Fair Market Value of the Stock on that date. As used herein, “Grant Value” means the value for the annual grant authorized by the Board, from time to time; provided, however, in no event shall the Grant Value exceed $150,000 per calendar
year. 
 (b) TERMS AND CONDITIONS OF RESTRICTED STOCK UNITS. Restricted Stock Units granted pursuant to this Section 11
shall vest in substantially equal 25% increments on the first day of the calendar month of each of the first four anniversaries of the date of grant. Recipients of Restricted Stock Units granted pursuant to this Section 11
(“Recipients”) will only be entitled to receive Shares of Common Stock relating to vested Restricted Stock Units. Upon a Change in Control, all unvested Restricted Stock Units shall automatically vest and Recipients shall be entitled to
receive all such vested Restricted Stock Units as of such Change in Control. Additionally, all unvested Restricted Stock Units shall automatically vest if Recipient’s termination of service from the Board is (a) due to Recipient’s
death, or (b) after Recipient has served continuously on the Board (i) for at least five (5) years as of the time of termination, and (ii) for at least 360 days from and after the date such Restricted Stock Units are granted.

 (c) The Restricted Stock Units granted pursuant to this Section 11 shall be subject to such other terms and conditions
as the Committee may specify. 
 SECTION 12. DIRECTORS’ SHARES 

(a) ELECTION GENERALLY. Each Director may make an election (the “Annual Election”) to have payment of the annual retainer,
meeting fees and committee meeting fees (collectively, the “Fees”) (or any portion thereof, as permitted in Section 12(d) below) he or she earns during a calendar year deferred under the Plan. Such election may be made in writing,
through an interactive telephone or internet-based system or in such other manner as the Committee may prescribe. 

  
 13 

 (b) TIMING OF ELECTION. 

(A) General. A Director’s Annual Election for the Fees earned during a calendar year must be made before the
first day of such calendar year and within the enrollment period established by the Committee, except as provided in subsection (B). 
 (B) New Directors. If an individual initially becomes a Director during a calendar year, such individual may make a prospective Annual Election within 30 days after the date on which he is elected
as a Director. Such election will apply to the Director’s Fees for services performed after the effective date of the election, so that the election will apply to the quarterly retainer for the first quarter beginning after the date of the
election. This subsection (B) shall not apply to any Director who has been an Employee or a Director of the Company or an Affiliate within three (3) years prior to his election as a Director. 

(c) TERM OF ELECTION. Upon the latest of the deadlines specified in (b) above that applies to a Director, such Director’s
Annual Election, or failure to elect, shall become irrevocable for the calendar year except as provided under this subsection (c). Each Director’s Annual Election for a calendar year shall remain in effect for such calendar year and all
subsequent calendar years until the earlier of (i) the date the Director Separates from Service, or (ii) the effective date of the Director’s subsequent irrevocable Annual Election for amounts earned during a subsequent calendar year.
The Annual Election may be cancelled in the discretion of the Committee as permitted under Code Section 409A. 
 (d)
AMOUNT. A Director may elect to defer his Fees in 10% increments, up to a maximum of 100 percent (or such other maximum percentage and/or amount, if any, established by the Committee from time to time). 

(e) ACCOUNTS AND CREDITING OF CONTRIBUTIONS. All Fees deferred under this Section 12 shall be converted into Shares of Common Stock
of the Company on the last trading day of the calendar month in which the Fees are earned or as soon as practicable thereafter. Such Shares shall be credited to a bookkeeping account for the Director. 

(f) RABBI TRUST. Each time Fees are converted to Shares and deferred under the Plan, the Company shall deposit an equal number of Shares
in a Rabbi trust. The certificates for Common Stock shall be issued in the name of the trustee of the trust. The trustee shall retain all dividends (which shall be reinvested in shares of Common Stock) and other distributions paid or made with
respect thereto in the trust, and shall adjust the Director’s accounts for such amounts. The shares credited to the account of a Director shall remain subject to the claims of the Company’s creditors, and the interests of the Director in
his or her account under the Plan may not be anticipated, alienated, sold, assigned, transferred, pledged, encumbered, attached or garnished by creditors of such Director, except by will or by the laws of descent and distribution. Notwithstanding
the foregoing, no assets will be set aside to fund benefits under the Plan if such 

  
 14 

 
setting aside would be treated as a transfer of property under Code Section 83 pursuant to Code Section 409A(b). 

(g) DISTRIBUTIONS. 
 (i) General Timing and Schedule of Distributions. Any portion of a Director’s account under this Section for which no election is made pursuant to subsection (ii) below shall be paid in a
single sum (A) except as provided in clause (B) of this paragraph, within 60 days after the Director Separates from Service; or (B) in the case of a Director who is a specified employee (as defined in Code Section 409A) on the
date of his or her Separation from Service, to the extent required by Code Section 409A, six months after the date the Director Separates from Service. 
 (ii) Payment Election. A Director may elect, at the time he makes an Annual Election, to have the portion of his account balance attributable to such Annual Election distributed in accordance with
one of the following options (in each case, provided that, in the case of a Director who is a specified employee (as defined in Code Section 409A) on the date of his or her Separation from Service, to the extent required by Code
Section 409A, no payment will be made earlier than six months after the date the Director Separates from Service): 
 (A) In a single sum within 60 days after the later of (i) a date selected by the Director that is on or before the Director’s 65th birthday, and specified in the Annual Election, or (ii) the date of the Director’s Separation from Service;
or 
 (B) In substantially equal annual installments paid over a number of years (not less than 2 and not more
than 20) specified in the Annual Election, beginning within 60 days after the date the Director Separates from Service. 
 (iii)
Medium of Payment. Distribution of a Director’s account under this Section shall be made in shares of Common Stock; provided, any fractional shares of Common Stock shall be distributed in cash. 

SECTION 13. AMENDMENT AND TERMINATION 
 (a) AMENDMENTS TO THE PLAN. The Board may amend, alter, suspend, discontinue or terminate the Plan at any time; PROVIDED, HOWEVER, that no amendment, alteration, suspension, discontinuance or termination
may be made that would cause a Participant to become subject to tax under Code Section 409A(a)(1), and, notwithstanding any other provision of the Plan or any Award Agreement, without the approval of the stockholders of the Company, no
amendment, alteration, suspension, discontinuation or termination shall be made that, absent such approval: 
 (i) requires
stockholder approval under the rules or regulations of the Exchange that are applicable to the Company; 

  
 15 

 (ii) increases the number of Shares authorized under the Plan as specified in
Section 5(a) of the Plan, except as permitted under Section 5(c) of the Plan; or 
 (iii) without such stockholder
approval, would cause the Company to be unable, under the Code, to grant Incentive Stock Options under the Plan. 
 (b)
AMENDMENTS TO AWARDS. The Committee may waive any conditions of or rights of the Company under any outstanding Award, prospectively or retroactively. Except as otherwise provided herein or in an Award Agreement, the Committee may not amend, alter,
suspend, discontinue or terminate any outstanding Award, prospectively or retroactively, if such action would (i) adversely affect the rights of the holder of such Award, without the consent of the Participant or holder or beneficiary thereof;
or (ii) cause a Qualified Performance-Based Award to cease to qualify for the Section 162(m) Exemption; or (iii) cause the Participant to become subject to tax under Code Section 409A(a)(1); or (iv) cause an Option or a
Stock Appreciation Right to become nonqualified deferred compensation subject to Code Section 409A(a)(2). 
 (c) CORRECTION
OF DEFECTS, OMISSIONS AND INCONSISTENCIES. The Committee may correct any defect, supply any omission or reconcile any inconsistency in the Plan or any Award in the manner and to the extent it shall deem desirable to carry out the intent of the Plan.

 SECTION 14. GENERAL PROVISIONS 
 (a) WITHHOLDING. No later than the date as of which an amount first becomes includible in the gross income of a Participant for federal income tax purposes (or the income tax laws of any other foreign
jurisdiction) with respect to any Award under the Plan, the Participant shall pay to the Company, or make arrangements satisfactory to the Company regarding the payment of, any federal, state, local or foreign taxes of any kind required by law to be
withheld with respect to such amount. The obligations of the Company under the Plan shall be conditional on such payment or arrangements, and the Company and its Affiliates shall, to the extent permitted by law, be entitled to take such action and
establish such procedures as it deems appropriate to withhold or collect all applicable payroll, withholding, income or other taxes from such Participant. In order to assist a Participant in paying all or a portion of the federal, state, local and
foreign taxes to be withheld or collected upon exercise, settlement or receipt of (or the lapse of restrictions relating to) an Award, the Committee, in its discretion and subject to such additional terms and conditions as it may adopt, may permit
the Participant to satisfy such tax obligation by (i) electing to have the Company withhold a portion of the Shares or other property otherwise to be delivered upon exercise, settlement or receipt of (or the lapse of restrictions relating to)
such Award with a Fair Market Value equal to the amount of such taxes or (ii) delivering to the Company Shares or other property (other than Shares or other property issuable upon exercise, settlement or receipt of or the lapse of restrictions
relating to) such Award with a Fair Market Value equal to the amount of such taxes, PROVIDED that, in either case, not more 

  
 16 

 
than the legally required minimum withholding may be settled with Shares. Any such election must be made on or before the date that the amount of tax to be withheld is determined. 

(b) AWARDS. Each Award hereunder shall be evidenced by an Award Agreement, delivered to the Participant and shall specify the terms and
conditions thereof and any rules applicable thereto, including but not limited to the effect on such Award of the death, retirement or other termination of employment of the Participant and the effect thereon, if any, of a Change in Control of the
Company. 
 (c) NO RIGHTS TO AWARDS. No Eligible Individual or other person shall have any claim to be granted any Award under
the Plan, and there is no obligation for uniformity of treatment of Eligible Individuals or holders or beneficiaries of Awards under the Plan. The terms and conditions of Awards need not be the same with respect to any Participant or with respect to
different Participants. 
 (d) NO RIGHT TO EMPLOYMENT. No person shall have any claim or right to be granted an Award, and the
grant of an Award shall not be construed as giving a Participant the right to be retained in the employ of the Employer. Further, the Employer expressly reserves the right at any time to dismiss a Participant free from any liability, or any claim
under the Plan, except as provided herein or in any agreement entered into with respect to an Award. 
 (e) NO RIGHTS AS
STOCKHOLDER. Subject to the provisions of the applicable Award, no Participant or Designated Beneficiary shall have any rights as a stockholder with respect to any shares of Common Stock to be distributed under the Plan until he or she has become
the holder thereof. Notwithstanding the foregoing, in connection with each grant of Restricted Stock or Stock Unit Award hereunder, the applicable Award shall specify if and to what extent the Participant shall not be entitled to the rights of a
stockholder in respect of such Restricted Stock or Stock Unit Award. 
 (f) CONSTRUCTION OF THE PLAN. The validity,
construction, interpretation, administration and effect of the Plan and of its rules and regulations, and rights relating to the Plan, shall be determined solely in accordance with the laws of the State of Illinois. 

(g) CHANGE IN CONTROL. In order to preserve a Participant’s rights under an Award in the event of a Change in Control, the Committee
in its discretion may, at the time an Award is made or any time thereafter, take one or more of the following actions: (i) provide for the acceleration of any time period relating to the exercise of the Award, (ii) provide for the purchase
of the Award upon the Participant’s request for an amount of cash or other property that could have been received upon the exercise or realization of the Award had the Award been currently exercisable or payable, (iii) adjust the terms of
the Award in a manner determined by the Committee to reflect the Change in Control, (iv) cause the Award to be assumed, or new rights substituted therefore, by another entity, or (v) make such other provision as the Committee may consider
equitable and in the best interests of the Company. No actions may be taken under 

  
 17 

 
this subsection (g) that would cause the Participant to become subject to tax under Code Section 409A(a)(1). 
 (h) COMPENSATION RECOVERY. Notwithstanding anything in the Plan to the contrary, in the event that the Company is required to materially restate its financial results due to the Company’s material
noncompliance with any financial reporting requirement under Federal securities laws, excluding a restatement of such financial results due solely to a change in generally accepted accounting principles in the United States or such other accounting
principles that may be adopted by the Securities and Exchange Commission and are or become applicable to the Company, the Committee may, in its discretion or as necessary to comply with applicable law, (a) cancel part or all of the outstanding
portion of any Award, whether or not vested, and/or (b) require a Participant to repay the Company an amount equal to all or any portion of the value of Shares that have been issued and other payments that have been made to the Participant
pursuant to any Award within the three years preceding the date on which the Company is required to prepare an accounting restatement, to the extent that such value or payment amount was based on the erroneous data and exceeded the value or amount
that would have been paid to the Participant under the accounting restatement. Such cancellation or repayment obligation shall be effective as of the date specified by the Committee. Any repayment obligation shall be satisfied in cash or in such
other form of consideration, such as Shares, permitted by applicable law and acceptable to the Committee, and the Committee may provide for an offset to any future payments owed by the Company or its Affiliates to the Participant if necessary to
satisfy the repayment obligation; provided however, that if any such offset is prohibited under applicable law, the Committee shall not permit any such offset and may require immediate repayment by the Participant. Notwithstanding the foregoing, to
the extent required to comply with applicable law, Exchange listing requirements, and/or any compensation recovery or clawback policy adopted by the Company after the Effective Date, the Company may unilaterally amend this Section 14(h) and
such amendment shall be binding on all Participants; provided, however, regardless of whether the Company makes such a unilateral amendment, all Participants shall be bound by any compensation recovery or clawback policy adopted by the Company after
the Effective Date. 
 (i) FORMS OF PAYMENT UNDER AWARDS. 

(i) Generally. Subject to the terms of the Plan and the applicable requirements of Code Section 409A, payments or transfers
to be made by the Company or an Affiliate upon the grant, exercise or settlement of an Award may be made in such medium or media as the Committee shall determine (including, without limitation, cash, Shares, promissory notes (PROVIDED, HOWEVER, that
the acceptance of such notes does not conflict with Section 402 of the Sarbanes-Oxley Act of 2002), other securities, other Awards or other property or any combination thereof). In addition, such payments or transfers may be made in a single
payment or transfer, in installments or on a deferred basis, in each case as determined by the Committee at the time of grant in accordance with the requirements of Code Section 409A and rules and procedures established by the Committee. Such
rules and procedures may include, without limitation, provisions for the payment or crediting of reasonable interest on installment 

  
 18 

 
or deferred payments or the grant or crediting of dividend equivalents with respect to installment or deferred payments. Notwithstanding anything in the Plan to the contrary, (i) for
Restricted Stock Units and any other Awards that provide nonqualified deferred compensation subject to Code Section 409A(a)(2), payment of the Award to a “specified employee,” as defined in Code Section 409A, upon Separation from
Service, to the extent required under Code Section 409A, shall not be made before six months after the date on which the Separation from Service occurs, and (ii) Restricted Stock Units and any other Awards that provide for nonqualified
deferred compensation subject to Code Section 409A(a)(2) through (4) shall not be settled with promissory notes. All distributions under the Plan shall be made in the form of a single sum, unless otherwise specified under the terms of the
Plan or by the Committee at the time of grant. 
 (ii) Deferrals. If permitted by the Committee for a
given Award and as provided in this subsection, an Award may be deferred (and paid in a form permitted by the Committee) at the election of a Participant. If a Participant is granted an Award that is subject to a condition requiring the Participant
to continue to provide services for a period of at least 12 months from the date of grant of the Award to avoid forfeiture of payment of the Award, an election to defer payment of the Award may be made on or before the 30th day after the date the Award is granted, provided that the election
is made at least 12 months in advance of the earliest date at which the forfeiture condition could lapse. For purposes of this subsection, a condition will not be treated as failing to require the Participant to continue to provide services for a
period of at least 12 months from the date of grant of the Award merely because the condition immediately lapses upon the death or disability (as defined in Treasury Regulations Section 1.409A-3(i)(4)) of the Participant, or upon a change in
control event as defined in Code Section 409A and guidance issued thereunder. However, if the condition in fact lapses before the end of such 12-month period due to such event(s), a deferral election shall be given effect only if the deferral
election satisfies Code Section 409A without regard to the special timing rule of Treasury Regulations Section 1.409A-2(a)(5). 
 (j) SECTION 16 COMPLIANCE; SECTION 162(m) ADMINISTRATION. The Plan is intended to comply in all respects with Rule 16b-3 or any successor provision, as in effect from time to time, and in all events the
Plan shall be construed in accordance with the requirements of Rule 16b-3. If any Plan provision does not comply with Rule 16b-3 as hereafter amended or interpreted, the provision shall be deemed inoperative. The Board, in its absolute discretion,
may bifurcate the Plan so as to restrict, limit or condition the use of any provision of the Plan with respect to persons who are officers or Directors subject to Section 16 of the Exchange Act without so restricting, limiting or conditioning
the Plan with respect to other Eligible Individuals. The Company intends that all Stock Options and Stock Appreciation Rights granted under the Plan to individuals who are or who the Committee believes will be Covered Employees will constitute
“qualified performance-based compensation” within the meaning of Section 162(m) of the Code. 
 (k) RESTRICTIONS.
Shares shall not be issued pursuant to the exercise or payment of the Exercise Price or purchase price relating to an Award unless such exercise or payment and the issuance and delivery of such Shares pursuant thereto shall comply with all relevant

  
 19 

 
provisions of law, including, without limitation, the Act, the Exchange Act, the rules and regulations promulgated thereunder, the requirements of any applicable Exchange and the Delaware General
Corporation Law, as amended from time to time. As a condition to the exercise or payment of the Exercise Price or purchase price relating to such Award, the Company may require that the person exercising or paying the Exercise Price or purchase
price represent and warrant that the Shares are being purchased only for investment and without any present intention to sell or distribute such Shares if, in the opinion of counsel for the Company, such a representation and warranty is required by
law. All Shares or other securities delivered under the Plan pursuant to any Award or the exercise thereof shall be subject to such stop transfer orders and other restrictions as the Committee may deem advisable, and the Committee may direct
appropriate stop transfer orders and cause other legends to be placed on the certificates for such Shares or other securities to reflect such restrictions. 
 (l) LIMITS ON TRANSFER OF AWARDS. No Award and no right under any such Award shall be transferable by a Participant otherwise than by will or by the laws of descent and distribution and the Company shall
not be required to recognize any attempted assignment of such rights by any Participant; PROVIDED, HOWEVER, that, if so determined by the Committee, a Participant may, in the manner established by the Committee, designate a beneficiary or
beneficiaries to exercise the rights of the Participant and receive any property distributable with respect to any Award upon the death of the Participant; and PROVIDED, FURTHER, that, if so determined by the Committee, a Participant may transfer a
Nonqualified Stock Option to any Family Member (as such term is defined in the General Instructions to Form S-8 (or successor to such Instructions or such Form)) at any time that such Participant holds such Stock Option, whether directly or
indirectly or by means of a trust or partnership or otherwise, PROVIDED that the Participant may not receive any consideration for such transfer, the Family Member may not make any subsequent transfers other than by will or by the laws of descent
and distribution and the Company receives written notice of such transfer. Except as otherwise determined by the Committee, each Award (other than an Incentive Stock Option) or right under any such Award shall be exercisable during the
Participant’s lifetime only by the Participant or, if permissible under applicable law, by the Participant’s guardian or legal representative. Except as otherwise determined by the Committee for an Award that does not provide nonqualified
deferred compensation subject to Code Section 409A(a)(2), no Award (other than an Incentive Stock Option) or right under any such Award may be anticipated, assigned, garnished, pledged, alienated, attached or otherwise encumbered, and any
purported anticipation, assignment, garnishment, pledge, alienation, attachment or other encumbrance thereof shall be void and unenforceable against the Company or any Affiliate. Notwithstanding the above, in the discretion of the Committee, awards
may be transferable pursuant to a Qualified Domestic Relations Order (“QDRO”), as determined by the Committee or its designee. 
 (m) SEVERABILITY. If any provision of the Plan or any Award is or becomes or is deemed to be invalid, illegal or unenforceable in any jurisdiction or would disqualify the Plan or any Award under any law
deemed applicable by the Committee, such provision shall be construed or deemed amended to conform to applicable laws, or if it cannot be so construed or deemed amended without, in the determination of the Committee, materially altering the purpose

  
 20 

 
or intent of the Plan or the Award, such provision shall be stricken as to such jurisdiction or Award, and the remainder of the Plan or any such Award shall remain in full force and effect.

 SECTION 15. EFFECTIVE DATE OF PLAN 
 The Plan became effective on                 , 2011, the date on which it was approved by the sole stockholder of the
Company. 
 SECTION 16. TERM OF THE PLAN 
 The Plan will terminate on the tenth anniversary of the Effective Date or any earlier date of discontinuation or termination established pursuant to Section 3 of the Plan. However, unless otherwise
expressly provided in the Plan or in an applicable Award Agreement, any Award theretofore granted may extend beyond such date, and the authority of the Committee provided for hereunder with respect to the Plan and any Awards, and the authority of
the Board to amend the Plan, shall extend beyond the termination of the Plan. 

  
 21Form of Supplemental Executive Retirement Plan

 Exhibit 10.13 
 ENOVA INTERNATIONAL, INC. 
 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

 EFFECTIVE JANUARY 1, 2012 

 ENOVA INTERNATIONAL, INC. 

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN 
 Effective as of the 1st day of January, 2012, Enova International, Inc. (the “Controlling Company”), hereby establishes the Enova International, Inc. Supplemental Executive Retirement Plan as
set forth herein (the “Plan”). 
 BACKGROUND AND PURPOSE 

A. Goal. The Controlling Company desires to provide certain of its designated key management employees (and those of its
affiliated companies that participate in the Plan) with such amounts of deferred compensation as the terms of the Plan may permit and as the Controlling Company may determine. 
 B. Purpose. The purpose of the Plan document is to set forth the terms and conditions pursuant to which these awards of deferred compensation may be made and to describe the nature and
extent of the employees’ rights to such amounts. 
 C. Type of Plan. The Plan constitutes an unfunded,
nonqualified deferred compensation plan that benefits certain designated employees who are within a select group of key management or highly compensated employees. It is intended that this Plan comply with the requirements of Section 409A of
the Internal Revenue Code of 1986, as amended. 
 STATEMENT OF AGREEMENT 

To establish the Plan with the purposes and goals as hereinabove described, the Controlling Company hereby sets forth the terms and
provisions of the Plan as follows: 
 ARTICLE I 
 DEFINITIONS 
 For purposes of the Plan, the following terms, when
used with an initial capital letter, will have the meaning set forth below unless a different meaning plainly is required by the context. 
 1.1 Account means, with respect to a Participant or Beneficiary, the total dollar amount or value evidenced by the last balance posted and actually credited in accordance with the
terms of the Plan to the account record established for such Participant or Beneficiary. As determined by the Administrative Committee, an Account may be subdivided into separate subaccounts. 

1.2 Active Participant means any Discretionary-Eligible Employee or Supplemental-Eligible Employee, as applicable,
who has become a Participant and who has not been removed from active participation in the Plan as described in Section 2.3. 

  
 2 

 1.3 Administrative Committee means the administrative committee of the Savings
Plan, or such other committee as will be appointed by the Board, which will act on behalf of the Controlling Company to administer the Plan, as provided for in Article VIII. 

1.4 Affiliate means any entity that is required to be aggregated with the Controlling Company under Code
Sections 414(b) or (c). 
 1.5 Beneficiary means, with respect to a Participant, the person(s) designated or
identified in accordance with Section 10.1 to receive any death benefits that may be payable under the Plan upon the death of the Participant. 
 1.6 Board means the Board of Directors of the Controlling Company. 

1.7 Cash America SERP means the Cash America International, Inc. Supplemental Executive Retirement Plan. 

1.8 Change in Control means an event that is a change in the ownership of the Controlling Company, a change in the
effective control of the Controlling Company or a change in the ownership of a substantial portion of the assets of the Controlling Company, all as defined in Code Section 409A and guidance issued thereunder. As a general overview, a Change in
Control will occur on the date that any of the following events occurs: 
 (i) Any one person, or more than one person acting as
a group (as defined in Code Section 409A), acquires ownership of Controlling Company stock that, together with all other Controlling Company stock held by such person or group, constitutes more than 50 percent of the total fair market value or
total voting power of the stock of the Controlling Company. However, if any one person, or more than one person acting as a group, is considered to own more than 50 percent of the total fair market value or total voting power of the stock of the
Controlling Company, the acquisition of additional stock by the same person or persons is not considered to cause a change in the ownership of the Controlling Company or to cause a change in the effective control of the Controlling Company.

 (ii) The date any one person, or more than one person acting as a group, acquires (or has acquired, during the 12-month
period ending on the date of the most recent acquisition by such person or persons) ownership of stock of the Controlling Company possessing 30 percent or more of the total voting power of the stock of the Controlling Company. 

(iii) The date that any one person, or more than one person acting as a group, acquires (or has acquired during the 12-month period
ending on the date of the most recent acquisition by such person or persons) assets from the Controlling Company that have a total gross fair market value equal to or more than 40 percent of the total gross fair market value of all of the assets of
the Controlling Company immediately before such acquisition or acquisitions. 
 (iv) The date a majority of the Controlling
Company’s board of directors is replaced during any 12-month period by directors whose appointment or election is not endorsed by a majority of the members of the Controlling Company’s board of directors before the date of the appointment
or election. 

  
 3 

 Notwithstanding the foregoing provisions, neither a change in ownership under clause (i) nor a change
in effective control under clause (ii) shall be considered to have occurred as a result of (a) any acquisition or disposition of the Controlling Company’s stock by, or an increase in the percentage of the Controlling Company’s
stock owned by, Cash America International, Inc. or any entity required to be aggregated with Cash America International, Inc. under Code Sections 414(b) or 414(c), or (b) any event that occurs on or before
                , 2011. 
 1.9
Code means the Internal Revenue Code of 1986, as amended, and any succeeding federal tax provisions. 
 1.10
Company means the Controlling Company and any U.S.-based Affiliates except any such Affiliates that affirmatively elect not to participate in the Plan. 
 1.11 Compensation means, for a Participant for any Plan Year, the total of (i) such Participant’s base salary earned for such Plan Year, plus (ii) the lesser of the amount of
his targeted or actual annual cash bonus that was paid during such Plan Year and earned in the preceding Plan Year, under a plan adopted by the Company, which bonus is determined and payable on an annual basis; provided, the amount in (ii) will
be deemed earned during the Plan Year in which paid and prorated over each payroll period in such Plan Year. 
 1.12
Compensation Committee means the Management Development and Compensation Committee of the Board. 
 1.13
Controlling Company means Enova International, Inc., a Delaware corporation with its principal place of business in Chicago, Illinois. 
 1.14 Discretionary-Eligible Employee means, for a Plan Year, an employee who is a member of a select group of key management or highly compensated employees who is selected by the
Controlling Company as eligible to receive Discretionary Contributions under the Plan. 
 1.15 Discretionary
Contributions means the amount (if any) credited to a Participant’s Account pursuant to Section 3.3. 

1.16 Effective Date means January 1, 2012, provided that contributions may be made under the Plan with respect to the
Plan Year ending on December 31, 2011. 
 1.17 Eligible Employee means an individual who is a
Discretionary-Eligible Employee or a Supplemental-Eligible Employee. 
 1.18 ERISA means the Employee Retirement
Income Security Act of 1974, as amended. 
 1.19 FICA Tax means the Federal Insurance Contributions Act tax
imposed under Code Sections 3101, 3121(a) and 3121(v)(2). 
 1.20 Financial Hardship means a severe financial
hardship to the Participant resulting from a sudden and unexpected illness or accident of the Participant or the Participant’s dependent [as defined in Code Section 152(a)], loss of the Participant’s property due to casualty, or other
similar extraordinary and unforeseeable circumstances arising as a result of events beyond the control of the Participant. Financial Hardship will be determined by the 

  
 4 

 
Administrative Committee on the basis of the facts of each case, including information supplied by the Participant in accordance with uniform guidelines prescribed from time to time by the
Administrative Committee; provided, the Participant will be deemed not to have a Financial Hardship to the extent that such hardship is or may be relieved: 
 (a) Through reimbursement or compensation by insurance or otherwise; 
 (b) By
liquidation of the Participant’s assets, to the extent the liquidation of assets would not itself cause severe financial hardship; or 
 (c) By cessation of deferrals under a Company plan. 
 Examples of what are not considered to be
unforeseeable emergencies include the need to send a Participant’s child to college or the desire to purchase a home. 

1.21 Investment Election means a written, electronic or other form of election pursuant to which a Participant may elect
the Investment Funds in which the amounts credited to his Account will be deemed to be invested. 
 1.22 Investment
Funds means the investment funds selected from time to time by the Administrative Committee for purposes of determining the rate of return on amounts deemed invested pursuant to the terms of the Plan. 

1.23 Key Employee means a Participant who is a “specified employee” as defined in Code Section 409A as of:
(i) for a Participant who Separates from Service on or after the first day of a calendar year and before the first day of the fourth month of such calendar year, the December 31 of the second calendar year preceding the calendar year in
which such Participant Separates from Service; or (ii) for any other Participant, the preceding December 31. Notwithstanding the foregoing, a Participant who Separates from Service prior to April 1, 2012, will be a Key Employee if
such Participant was a specified employee as determined under the Cash America SERP immediately prior to the closing of the Controlling Company’s initial public offering of shares of its common stock. For purposes of identifying Key Employees,
the Participant’s compensation will mean all of the items listed in Treasury Regulations Section 1.415(c)-2(b), and excluding all of the items listed in Treasury Regulations Section 1.415(c)-2(c). 

1.24 Payment Date means the date on which all or a portion of the Participant’s benefit is scheduled to be paid (in
the case of a lump sum payment) or commenced (in the case of installment payments) pursuant to the terms of the Plan. 
 1.25
Participant means any person who has been admitted to, and has not been removed from, participation in the Plan pursuant to the provisions of Article II. 
 1.26 Plan means the Enova International, Inc. Supplemental Executive Retirement Plan, as contained herein and all amendments hereto. For tax purposes and purposes of Title I of ERISA, the
Plan is intended to be an unfunded, nonqualified deferred compensation plan covering certain designated employees who are within a select group of key management or highly compensated employees. 

  
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 1.27 Plan Year means the 12-consecutive-month period ending on
December 31 of each year. Notwithstanding the Effective Date of the Plan, the 12-consecutive-month period ending on December 31, 2011, will be deemed to be a Plan Year, solely with respect to any contributions made on or after the
Effective Date which are computed by reference to such period. 
 1.28 Savings Plan means the defined contribution
retirement plan intended to be qualified under Code Sections 401(a) and 401(k) that is maintained by the Controlling Company. 

1.29 Separate from Service or Separation from Service means that a Participant separates from service with
the Affiliates as defined in Code Section 409A and guidance issued thereunder. Generally, a Participant separates from service if the Participant dies, retires, or otherwise has a termination of employment with the Affiliate that employs the
Participant and all entities that would be treated as a single employer with such Affiliate under Code Sections 414(b) or (c), but substituting “at least 50 percent” instead of “at least 80 percent” each place it appears in
applying such rules, determined in accordance with the following: 
 (a) Leaves of Absence. The employment
relationship is treated as continuing intact while the Participant is on military leave, sick leave, or other bona fide leave of absence if the period of such leave does not exceed 6 months, or, if longer, so long as the Participant retains a right
to reemployment with the Affiliates under an applicable statute or by contract. A leave of absence constitutes a bona fide leave of absence only while there is a reasonable expectation that the Participant will return to perform services for the
Affiliates. If the period of leave exceeds 6 months and the Participant does not retain a right to reemployment under an applicable statute or by contract, the employment relationship is deemed to terminate on the first date immediately following
such 6-month period. Notwithstanding the foregoing, where a leave of absence is due to any medically determinable physical or mental impairment that can be expected to result in death or can be expected to last for a continuous period of not less
than 6 months, where such impairment causes the Participant to be unable to perform the duties of his position of employment or any substantially similar position of employment, a 29-month period of absence will be substituted for such 6-month
period. 
 (b) Status Change. Generally, if a Participant performs services both as an employee and an independent
contractor, such Participant must separate from service both as an employee, and as an independent contractor pursuant to standards set forth in Treasury Regulations, to be treated as having a Separation from Service. However, if a Participant
provides services as an employee and as a member of the Board of Directors, the services provided as a director are not taken into account in determining whether the Participant has a Separation from Service as an employee for purposes of this Plan.

 (c) Termination of Employment. Whether a termination of employment has occurred for purposes of this section is
determined based on whether the facts and circumstances indicate that the Affiliates and the Participant reasonably anticipate that (i) no further services will be performed after a certain date, or (ii) the level of bona fide services the
Participant will perform after such date (whether as an employee or as an independent contractor) will permanently decrease to no more than 20 percent of the average level of bona fide services performed (whether as an employee or an independent
contractor) over the immediately preceding 36-month period (or the full period of services to the Affiliates if the Participant has been providing services to the Affiliates less than 36 months). Facts and circumstances to be

  
 6 

 
considered in making this determination include, but are not limited to, whether the Participant continues to be treated as an employee for other purposes (such as continuation of salary and
participation in employee benefit programs), whether similarly situated service providers have been treated consistently, and whether the Participant is permitted, and realistically available, to perform services for other service recipients in the
same line of business. For periods during which a Participant is on a paid bona fide leave of absence and has not otherwise terminated employment as described in subsection (a) above, for purposes of this subsection the Participant is treated
as providing bona fide services at a level equal to the level of services that the Participant would have been required to perform to receive the compensation paid with respect to such leave of absence. Periods during which a Participant is on an
unpaid bona fide leave of absence and has not otherwise terminated employment are disregarded for purposes of this subsection (including for purposes of determining the applicable 36-month (or shorter) period). 

1.30 Supplemental-Eligible Employee means an individual who at any time during the Plan Year holds the position of Senior
Director or any more senior position with the Company (and thereby is a member of a select group of key management or highly compensated employees of the Company); provided, such individual will be or become a Supplemental-Eligible Employee on the
date such criterion is first satisfied during such Plan Year. Notwithstanding the foregoing, “Supplemental Eligible Employee” does not include an individual for any portion of a Plan Year during which the individual is seconded to the
Company and is not entitled to participate in Company retirement plans under the applicable secondment agreement. 
 1.31
Supplemental Contributions means the amount credited to a Participant’s Account pursuant to Section 3.2. 

1.32 Surviving Spouse means, with respect to a Participant, the person who is treated as married to such Participant under
the laws of the state in which the Participant resides. The determination of a Participant’s Surviving Spouse will be made as of the date of such Participant’s death. 

1.33 Trust or Trust Agreement means the separate agreement or agreements between the Controlling Company and the Trustee
governing the Trust Fund, and all amendments thereto. 
 1.34 Trust Fund means the total amount of cash and other
property held by the Trustee (or any nominee thereof) at any time under the Trust Agreement. 
 1.35 Trustee means
the party or parties so designated from time to time pursuant to the terms of the Trust Agreement. 
 1.36 Valuation
Date means each day on which the Trustee operates, and is open to the public, for its business; provided, the value of an Account on a day other than a Valuation Date will be the value determined as of the immediately preceding Valuation
Date. 
 1.37 Years of Service means, with respect to a Participant, his total number of years of vesting service
as determined under the terms of the Savings Plan. A Participant’s continuous uninterrupted prior years of service with Cash America International, Inc. or any of its affiliates or subsidiaries during the period immediately preceding the
Effective Date will be counted towards a Participant’s Years of Service under this Plan. 

  
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 ARTICLE II 
 ELIGIBILITY AND PARTICIPATION 
 2.1 Initial Eligibility
Requirements. 
 (a) Supplemental Contributions. Each individual who is a Supplemental-Eligible Employee
on December 31, 2011, will be eligible to receive Supplemental Contributions beginning on the Effective Date, which may include Supplemental Contributions calculated with respect to the Plan Year that ends on December 31, 2011. Each
individual who becomes a Supplemental-Eligible Employee on or after the Effective Date will become eligible to receive Supplemental Contributions as of the date that such individual becomes a Supplemental-Eligible Employee. 

(b) Discretionary Contributions. Each individual who is a Discretionary-Eligible Employee on December 31, 2011, will
be eligible to receive Discretionary Contributions beginning on the Effective Date, which may include Discretionary Contributions calculated with respect to the Plan Year that ends on December 31, 2011. Each individual who becomes a
Discretionary-Eligible Employee on or after the Effective Date will become eligible to receive Discretionary Contributions as of the date that such individual becomes a Discretionary-Eligible Employee. 

2.2 Procedure for Admission. 
 The Administrative Committee may require an Eligible Employee to complete such forms and provide such data as the Administrative Committee determines in its sole discretion. Such forms and data may
include, without limitation, the Eligible Employee’s acceptance of the terms and conditions of the Plan and the designation of a Beneficiary to receive any death benefits payable hereunder. 

2.3 Cessation of Eligibility. 
 Unless otherwise designated by the Controlling Company, in its sole discretion, each Participant who ceases to be an active Discretionary-Eligible Employee or Supplemental-Eligible Employee will cease to
be eligible to receive any Discretionary and/or Supplemental Contributions, respectively, under the Plan for any period following such date. The Controlling Company may, in its sole discretion, remove an employee from active participation in the
Plan as of the first day of the following Plan Year (or any other date specified by the Controlling Company), if, as of any day during a Plan Year, he ceases to satisfy the criteria which qualified him as an Eligible Employee. Even if his active
participation in the Plan ends, an employee will remain an inactive Participant in the Plan until the earlier of (i) the date the full amount of his vested Account (if any) is distributed from the Plan, or (ii) the date he again becomes an
Eligible Employee and recommences active participation in the Plan. During the period of time that an employee is an inactive Participant in the Plan, his vested Account will continue to be credited with earnings as provided for in Section 3.5.

  
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 ARTICLE III 
 PARTICIPANTS’ ACCOUNTS AND CREDITING OF CONTRIBUTIONS 
 3.1
Participants’ Accounts. 
 (a) Establishment of Accounts. The Administrative Committee will
establish and maintain an Account on behalf of each Participant. To the extent provided herein, each Account will be credited with Supplemental and Discretionary Contributions and earnings attributable to such Account, and will be debited by the
amount of all distributions. A Participant’s Account may also include amounts transferred from the Cash America SERP. Each Account of a Participant will be maintained until the vested value thereof has been distributed to or on behalf of such
Participant or his Beneficiary. 
 (b) Nature of Contributions and Accounts. The amounts credited to a
Participant’s Account will be represented solely by bookkeeping entries. Except as provided in Article VII, no monies or other assets will actually be set aside for such Participant. All payments to a Participant or Beneficiary under the Plan
will be made from the general assets of the Company. 
 (c) Several Liabilities. The Administrative Committee or
the Controlling Company will allocate the total liability to pay benefits under the Plan among the Company in such manner and amount as the Administrative Committee or the Controlling Company (as applicable) in its sole discretion deems appropriate.

 (d) General Creditors. Any assets which may be acquired by the Company in anticipation of its obligations under
the Plan will be part of the general assets of the Company. The Company’s obligation to pay benefits under the Plan constitutes a mere promise of the Company to pay such benefits, and a Participant or Beneficiary will be and remain no more than
an unsecured, general creditor of the Company. 
 3.2 Supplemental Contributions. 

(a) Crediting of Supplemental Contributions. As soon as administratively feasible following the last day of each Plan Year
(or such other date as determined by the Controlling Company, in its sole discretion), the Controlling Company may direct the Administrative Committee to credit a Supplemental Contribution to the Account of each Participant who was a
Supplemental-Eligible Employee for any period during such Plan Year and is employed by the Company on the last day of such Plan Year (or such other period as determined by the Controlling Company). 

(b) Amount of Supplemental Contributions. The Controlling Company will determine the amount, if any, of the Supplemental
Contribution to be made for each Plan Year for each Supplemental-Eligible Employee, and may determine different amounts for specified Supplemental-Eligible Employees or groups of Supplemental-Eligible Employees. However, the targeted (but
non-binding) amount of Supplemental Contribution for each Plan Year will be determined as a percentage of each Supplemental-Eligible Employee’s Compensation earned during such Plan Year (or the portion thereof while such Participant was a
Supplemental-Eligible Employee), with such targeted percentage determined by the Compensation Committee from time to time. If a Supplemental-Eligible Employee was a 

  
 9 

 
member of one group of Supplemental-Eligible Employees for part of the Plan Year and a member of one or more other groups of Supplemental-Eligible Employees for another part of the Plan Year, the
applicable percentage for each group will be applied to the portion of his Compensation earned during the portion of the Plan Year he held each such position, with the portion of his Compensation attributable to an annual bonus prorated based on the
number of regular payroll periods for which the Participant earned compensation for each eligible position during the year. If a Participant is not a Supplemental-Eligible Employee during the entire Plan Year but remains employed by the Company on
the last day of the Plan Year, the applicable percentage for that person will be applied to the portion of his Compensation earned during the portion of the Plan Year during which he was a Supplemental-Eligible Employee. For purposes of this
subsection, a Supplemental-Eligible Employee is deemed to earn compensation for a particular payroll period on the regular pay date applicable to that payroll period. Notwithstanding the foregoing, Supplemental Contributions, if any, for the Plan
Year that ends on December 31, 2011, will be computed in accordance with Schedule A hereto. 
 3.3 Discretionary
Contributions. 
 At such time or times, in such amount and under such terms, as the Controlling Company, in its sole
discretion, may (but is not required to) determine and direct, the Administrative Committee will credit to the Account of any Discretionary-Eligible Employee a Discretionary Contribution. To the extent any special characteristics are to apply to any
Discretionary Contributions, these will be specified on an exhibit to the Plan and/or in the records of the Administrative Committee. 
 3.4 Debiting of Distributions. 
 As of each Valuation Date, the
Administrative Committee will debit each Participant’s Account for any amount distributed from such Account since the immediately preceding Valuation Date. 
 3.5 Crediting of Earnings. 
 As of each Valuation Date, the
Administrative Committee will credit to each Participant’s Account the amount of earnings and/or losses applicable thereto for the period since the immediately preceding Valuation Date. Such crediting of earnings and/or losses will be effected
as of each Valuation Date, based on the investments applicable to the Participant’s Account pursuant to the terms of Section 4.2. 
 3.6 Value of Account. 
 The value of a Participant’s Account as
of any date will be equal to the aggregate value of all contributions and all investment earnings deemed credited to his Account as of such date, determined in accordance with this Article III. 

  
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 3.7 Vesting. 

(a) Time of Vesting. A Participant will become vested in his Account and the earnings credited with respect thereto in
accordance with the following schedule: 
  

					
	 Years of Service
	  	Vested Percentage	 
	 Less than 1 Year of Service
	  	 	0	% 
	 1 Year, but less than 2
	  	 	20	% 
	 2 Years, but less than 3
	  	 	40	% 
	 3 Years, but less than 4
	  	 	60	% 
	 4 Years, but less than 5
	  	 	80	% 
	 5 or more Years of Service
	  	 	100	% 

 (b) Change in Control. If a Change in Control occurs, the Participant will be immediately
100 percent vested in his Account and the earnings credited with respect thereto as of the date of such Change in Control. Any Supplemental or Discretionary Contributions credited to the Participant’s Account and any earnings credited with
respect thereto after the date of a Change in Control will continue to vest in accordance with the vesting schedule set forth in subsection (a) hereof. 
 (c) Job Abolishment. If a Participant’s employment is terminated as a result of a job abolishment, the Participant will be immediately 100 percent vested in his Account and the earnings
credited with respect thereto. 
 (d) Forfeiture. For all periods prior to the date a Participant becomes fully
vested in his Account, the nonvested portion of such Account will remain forfeitable. Upon a Participant’s termination of employment with all Affiliates, the unvested portion of his Account will be immediately forfeited. 

3.8 Notice to Participants of Account Balances. 
 At least once for each Plan Year, the Administrative Committee will cause a written statement of a Participant’s Account balance to be distributed to the Participant. 

3.9 Good Faith Valuation Binding. 
 In determining the value of the Accounts, the Administrative Committee will exercise its best judgment, and all such determinations of value (in the absence of bad faith) will be binding upon all
Participants and their Beneficiaries. 

  
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 3.10 Errors and Omissions in Accounts. 

If an error or omission is discovered in the Account of a Participant, the Administrative Committee, in its sole discretion, will cause
appropriate, equitable adjustments to be made as soon as administratively practicable following the discovery of such error or omission. 
 ARTICLE IV 
 INVESTMENT FUNDS 

4.1 Selection by Administrative Committee. 
 From time to time, the Administrative Committee will select two or more Investment Funds for purposes of determining the rate of return on amounts deemed invested in accordance with the terms of the Plan;
provided, an Investment Fund that is deemed invested primarily in equity securities of the Controlling Company will not be a permitted investment. The Administrative Committee may change, add or remove Investment Funds on a prospective basis at any
time and in any manner it deems appropriate. 
 4.2 Participant Direction of Deemed Investments. 

Each Participant generally may direct the manner in which his Account will be deemed invested in and among the Investment Funds. Any
Participant investment directions permitted hereunder will be made in accordance with the following terms: 
 (a) Nature
of Participant Direction. The selection of Investment Funds by a Participant will be for the sole purpose of determining the rate of return to be credited to his Account, and will not be treated or interpreted in any manner whatsoever as a
requirement or direction to actually invest assets in any Investment Fund or any other investment media. The Plan, as an unfunded, nonqualified deferred compensation plan, at no time will have any actual investment of assets relative to the benefits
or Accounts hereunder. 
 (b) Investment of Contributions. Each Participant may make an Investment Election
prescribing the percentage of the future contributions that will be deemed invested in each Investment Fund. An initial Investment Election of a Participant will be made as of the date the Participant commences participation in the Plan and will
apply to all contributions credited to such Participant’s Account after such date. Such Participant may make subsequent Investment Elections as of any Valuation Date, and each such election will apply to all such specified contributions
credited to such Participant’s Account after the Administrative Committee (or its designee) has a reasonable opportunity to process such election pursuant to such procedures as the Administrative Committee may determine from time-to-time. Any
Investment Election made pursuant to this subsection with respect to future contributions will remain effective until changed by the Participant. 
 (c) Investment of Existing Account Balances. Each Participant may make an Investment Election prescribing the percentage of his existing Account balance that will be deemed invested in each
Investment Fund. Such Participant may make such Investment Elections as of any Valuation Date, and each such election will be effective after the 

  
 12 

 
Administrative Committee (or its designee) has a reasonable opportunity to process such election. Each such election will remain in effect until changed by such Participant. 

(d) Administrative Committee Discretion. The Administrative Committee will have complete discretion to adopt and revise
procedures to be followed in making such Investment Elections. Such procedures may include, but are not limited to, the process of making elections, the permitted frequency of making elections, the incremental size of elections, the deadline for
making elections, the effective date of such elections and whether, and the extent to which, to charge any Participant’s Account an administrative fee for making such Investment Elections; provided, no other benefit or payment to a Participant
will be increased or decreased in connection with the imposition of, or failure to impose, any fees against the Participant’s Account. Any procedures adopted by the Administrative Committee that are inconsistent with the deadlines or procedures
specified in this Section will supersede such provisions of this Section without the necessity of a Plan amendment. Unless otherwise determined by the Administrative Committee, any investment elections in effect with respect to a Participant’s
contributions and accounts under the Cash America SERP will be deemed to be such Participant’s initial investment elections under the Plan. 
 ARTICLE V 
 PAYMENT OF ACCOUNT BALANCES 

5.1 Amount of Benefit Payments. 
 Payment of a benefit amount as of any Payment Date hereunder will be calculated by determining the total of (i) the entire vested amount credited to the Participant’s Account that is payable on
such Payment Date, determined as of the Valuation Date on which the distribution is processed; plus (ii) the vested amount of Supplemental and Discretionary Contributions made since such Valuation Date. For purposes of this subsection, the
“Valuation Date on which such distribution is processed” refers to the Valuation Date established for such purpose by administrative practice, even if actual payment is made or commenced at a later date due to delays in valuation,
administration or any other procedure. 
 5.2 Timing and Form of Distribution. 

(a) General Payment Date. Except as provided in Section 5.3 and subsection (c) hereof, the
Payment Date for a Participant’s Account will be: (i) the 30th day after the date the Participant Separates from Service, in the case of a Participant who is not a Key Employee on the date he Separates from Service; or (ii) 6 months after the date the
Participant Separates from Service, in the case of a Participant who is a Key Employee on the date he Separates from Service. 

(b) General Payment Form. Except as provided in subsection (c) hereof, the vested portion of a Participant’s
Account will be distributed in the form of a single-sum payment. 
 (c) Modification of Defaults. To the extent
permitted by the Administrative Committee, a Participant who has not yet Separated from Service may make one election to delay the payment (or commencement) of his Account payable under subsection (a) and/or to change the form of payment to
have his Account paid in the form of annual installment 

  
 13 

 
payments, to change the number of installment payments elected, or to elect a lump sum. In the event of an election under this subsection, the Payment Date for such Participant’s Account
will be delayed to the 5-year anniversary of the Payment Date that would have applied under subsection (a) above. Any election under this subsection will not be effective unless made at least 12 months before the Payment Date applicable under
subsection (a) above. The following terms and conditions will apply to installment payment elections made under this Section, if any: 
 (1) The installment payments will be made in substantially equal annual installments (adjusted for investment earnings between payments in the manner described in Section 3.5) over any period not in
excess of 10 years. Any election under this subsection will specify the number of installment payments elected. 

(2) The initial value of the obligation for the installment payments will be equal to the amount of the Participant’s
Account balance calculated in accordance with the terms of Section 5.1. 
 5.3 Cashout of Accounts.

 (a) Generally. To the extent permitted under Code Section 409A, if at any time a Participant’s
Account balance (including, for purposes of this section, non-elective deferral accounts under certain other nonqualified deferred compensation plans required to be aggregated with the Plan under Code Section 409A) does not exceed the
applicable dollar amount under Code Section 402(g)(1)(B), the Administrative Committee may elect, in its sole discretion, to pay such Participant’s Account balance in an immediate single-sum payment. 

(b) Documentation of Determination. Any exercise of the Administrative Committee’s discretion pursuant to this
subsection will be evidenced in writing no later than the date of the distribution. 
 (c) Six Month Delay for Key
Employees. Notwithstanding the foregoing, to the extent required under Code Section 409A, no payment under this Section will be made within 6 months after the date the Participant Separates from Service, in the case of a payment to a
Participant who is a Key Employee on the date he Separates from Service. 
 5.4 Medium of Payment. 

All distributions will be made in the form of cash. 
 5.5 Death Benefits. 
 If a Participant dies before full payment of
his Account from the Plan is made, the Beneficiary or Beneficiaries designated by such Participant in his latest beneficiary designation form filed with the Administrative Committee will be entitled to receive a distribution of vested amount
credited to such Participant’s Account. The benefit will be distributed to such Beneficiary or Beneficiaries 30 days after the date of the Participant’s death, in the form of a single-sum payment in cash. 

  
 14 

 5.6 Hardship Withdrawals. 

Upon receipt of (i) an application for a hardship withdrawal from a Participant who has not yet received a distribution of his
entire Account and (ii) the Administrative Committee’s decision, made in its sole discretion, that a Participant has suffered a Financial Hardship, the Administrative Committee will cause the Company to pay a distribution to such
Participant. Such distribution will be paid in a single-sum payment in cash, within 90 days after the date the Administrative Committee determines that a Financial Hardship exists, which must be prior to the Participant’s Separation from
Service. The amount of such single-sum payment will be limited to the vested amount of the Participant’s Account that is reasonably necessary to meet the Participant’s requirements resulting from the Financial Hardship. The amount of such
distribution will reduce the Participant’s Account balance as provided in Section 3.4. 
 5.7 Taxes.

 (a) Amounts Payable Whether or Not Account is in Pay Status. If the whole or any part of any Participant’s
or Beneficiary’s Account hereunder will become subject to FICA Tax or any state, local or foreign tax obligations, which the Company will be required to pay or withhold prior to the time the Participant’s Account becomes payable hereunder,
the Company will have the full power and authority to withhold and pay such tax and related taxes as permitted under Code Section 409A. 
 (b) Amounts Payable Only if Account is in Pay Status. If the whole or any part of any Participant’s or Beneficiary’s Account hereunder is subject to any taxes which the Company
will be required to pay or withhold at the time the Account becomes payable hereunder, the Company will have the full power and authority to withhold and pay such tax out of any monies or other property that the Company holds for the account of the
Participant or Beneficiary, excluding, except as provided in this Section, any portion of the Participant’s Account that is not then payable. 
 5.8 Offset Account by Amounts Owed to the Company. 
 Notwithstanding
anything in the Plan to the contrary, the Administrative Committee may, in its sole discretion, offset a Participant’s Account by any amount owed by such Participant or Beneficiary (whether or not such obligation is related to the Plan) to the
Company. Notwithstanding the foregoing, no such offset will apply if such offset will apply before the Account is otherwise payable under the Plan, unless the following requirements are met: (i) the debt owed was incurred in the ordinary course
of the relationship between the Participant and the Company, (ii) the entire amount of offset to which this sentence applies in a single taxable year does not exceed $5,000, (iii) the offset occurs at the same time and in the same amount
as the debt otherwise would have been due and collected from the Participant or Beneficiary, and (iv) in the case of a Participant who is a Key Employee on the date he Separates from Service, the offset does not occur within six months after
the date the Participant Separates from Service. 

  
 15 

 5.9 No Acceleration of Account Payments. 

Except as otherwise provided in this Section, no payment scheduled to be made under this Article V may be accelerated. Notwithstanding
the foregoing, the Administrative Committee, in its sole discretion, may accelerate any payment scheduled to be made under this Article V in accordance with Code Section 409A (for example, upon certain terminations of the Plan, limited cashouts
or to avoid certain conflicts of interest); provided, a Participant may not elect whether his scheduled payment will be accelerated pursuant to this sentence. 
 5.10 Amounts Transferred from the Cash America SERP 
 Any amounts
transferred from the Cash America SERP will be administered in accordance with the terms of the Cash America SERP, including any prior payment elections made by a Participant, to the extent required to avoid income inclusion under Code
Section 409A(a)(1). For the avoidance of doubt, the determination of whether amounts transferred from the Cash America SERP become vested as a result of a Change in Control after the Effective Date will be determined under sections 1.8 and
3.7(b) of the Plan. 
 ARTICLE VI 
 CLAIMS 
 6.1 Initial Claim. 

(a) Rights. If a Participant or Beneficiary has any grievance, complaint or claim concerning any aspect of the operation or
administration of the Plan, including but not limited to claims for benefits (collectively referred to herein as “claim” or “claims”), such claimant will submit the claim in accordance with the procedures set forth in this
Article. All such claims must be submitted within the “applicable limitations period.” The “applicable limitations period” will be 2 years, beginning on (i) in the case of any lump-sum payment, the date on which the payment
was made, (ii) in the case of a periodic payment, the date of the first in the series of payments, or (iii) for all other claims, the date on which the action complained of occurred. Additionally, upon denial of an appeal pursuant to
Section 6.2, a Participant or Beneficiary will have 90 days within which to bring suit for any claim related to such denied appeal; any such suit initiated after such 90-day period will be precluded. 

(b) Procedure. Claims for benefits under the Plan may be filed with the Administrative Committee on forms or in such other
written documents as the Administrative Committee may prescribe. The Administrative Committee will furnish to the claimant written notice of the disposition of a claim within 90 days after the application therefor is filed; provided, if special
circumstances require an extension of time for processing the claim, the Administrative Committee will furnish written notice of the extension to the claimant prior to the end of the initial 90-day period, and such extension will not exceed one
additional, consecutive 90-day period. In the event the claim is denied, the notice of the disposition of the claim will provide the specific reasons for the denial, citations of the pertinent provisions of the Plan, an explanation as to how the
claimant can perfect the claim and/or submit the claim for review (where appropriate), and a statement of the claimant’s right to bring a civil action under ERISA Section 502(a) following an adverse determination on review. 

  
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 6.2 Appeal. 

Any Participant or Beneficiary who has been denied a benefit will be entitled, upon request to the Controlling Company, to appeal the
denial of his claim. The claimant (or his duly authorized representative) may review pertinent documents related to the Plan and in the Controlling Company’s possession in order to prepare the appeal. The request for review, together with a
written statement of the claimant’s position, must be filed with the Controlling Company no later than 60 days after receipt of the written notification of denial of a claim provided for in subsection (b). The Controlling Company’s
decision will be made within 60 days following the filing of the request for review and will be communicated in writing to the claimant; provided, if special circumstances require an extension of time for processing the appeal, the Controlling
Company will furnish written notice of the extension to the claimant prior to the end of the initial 60-day period, and such extension will not exceed one additional 60-day period. If unfavorable, the notice of the decision will explain the reasons
for denial, indicate the provisions of the Plan or other documents used to arrive at the decision and state the claimant’s right to bring a civil action under ERISA Section 502(a). Upon denial of an appeal pursuant to this subsection, a
Participant will have 90 days within which to bring suit against the Plan for any claim related to such denied appeal; any such suit initiated after such 90-day period will be precluded. 

6.3 Satisfaction of Claims. 
 Any payment to a Participant or Beneficiary will to the extent thereof be in full satisfaction of all claims hereunder against the Administrative Committee and the Company, any of whom may require such
Participant or Beneficiary, as a condition to such payment, to execute a receipt and release therefor in such form as will be determined by the Administrative Committee or the Company. If receipt and release is required but the Participant or
Beneficiary (as applicable) does not provide such receipt and release in a timely enough manner to permit a timely distribution in accordance with the general timing of distribution provisions in the Plan, such payment will be forfeited. 

ARTICLE VII 

SOURCE OF FUNDS; TRUST 
 7.1 Source of Funds. 
 Except as provided in this Section and
Section 7.2, the Company will provide the benefits described in the Plan from the general assets of the Company. In any event, the Company ultimately will have the obligation to pay all benefits due to Participants and Beneficiaries under the
Plan. The Company may, but will not be required to, establish a Trust and may pay over funds from time to time to such Trust (as described in Section 7.2), and, to the extent that funds in such Trust allocable to the benefits payable under the
Plan are sufficient, the Trust assets will be used to pay benefits under the Plan. If such Trust assets are not sufficient to pay all benefits due under the Plan, then the Company will have the obligation, and the Participant or Beneficiary, who is
due such benefits, will look to the Company to provide such benefits. 

  
 17 

 7.2 Trust. 

The Company may transfer all or any portion of the funds necessary to fund benefits accrued hereunder to the Trustee to be held and
administered by the Trustee pursuant to the terms of the Trust Agreement. To the extent provided in the Trust Agreement, each transfer into the Trust Fund will be irrevocable as long as the Company has any liability or obligations under the Plan to
pay benefits, such that the Trust property is in no way subject to use by the Company; provided, it is the intent of the Company that the assets held by the Trust are and will remain at all times subject to the claims of the general creditors of the
Company. No Participant or Beneficiary will have any interest in the assets held by the Trust or in the general assets of the Company other than as a general, unsecured creditor. Accordingly, the Company will not grant a security interest in the
assets held by the Trust in favor of the Participants, Beneficiaries or any creditor. 
 7.3 Funding Prohibition under
Certain Circumstances. 
 Notwithstanding anything in this Article VII to the contrary, no assets will be set aside to
fund benefits under the Plan if such setting aside would be treated as a transfer of property under Code Section 83 pursuant to Code Section 409A(b). 
 ARTICLE VIII 
 RIGHTS AND DUTIES UNDER THE PLAN 

8.1 Controlling Company Action. 
 The Controlling Company, as plan sponsor of the Plan, will have all the rights, authority and duties specified hereunder. Unless and until the Board of Directors of the Controlling Company appoints any
other or additional person(s) to act on behalf of the Controlling Company with regard to any or all of the items specifically reserved for, or to be directed by, the Controlling Company under the Plan, the Chief Executive Officer of the Controlling
Company with the approval of the Compensation Committee is hereby authorized and directed to act on behalf of the Controlling Company or the Company. Notwithstanding the foregoing, if any decision or action could impact or affect solely the benefits
or rights under the Plan (if any) of the Chief Executive Officer of the Controlling Company, then the Chief Executive Officer of the Controlling Company will not participate in such decision and the Compensation Committee alone will make such
decision; provided, if a member of the Compensation Committee is a Participant or Beneficiary, he will not participate in any decision which solely affects his own benefit under the Plan. 

8.2 Administrative Committee Organization and Action. 

Action of the Administrative Committee may be taken with or without a meeting of committee members; provided, action will be taken only
upon the vote or other affirmative expression of a majority of the committee members qualified to vote with respect to such action. If a member of the committee is a Participant or Beneficiary, he will not participate in any decision which solely
affects his own benefit under the Plan. For purposes of administering the Plan, the Administrative Committee will choose a secretary who will keep minutes of the committee’s proceedings and all records and documents pertaining to the
administration of the 

  
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Plan. The secretary may execute any certificate or any other written direction on behalf of the Administrative Committee. 
 8.3 Rights and Duties. 
 The Administrative Committee will
administer the Plan and will have all the powers necessary to accomplish that purpose, including (but not limited to) the following: 
 (a) To construe, interpret and administer the Plan; 
 (b) To make determinations
required by the Plan, and to maintain records regarding Participants’ and Beneficiaries’ benefits hereunder; 
 (c) To
compute and certify to the Company the amount and kinds of benefits payable to Participants and Beneficiaries, and to determine the time and manner in which such benefits are to be paid; 

(d) To authorize all disbursements by the Company pursuant to the Plan; 

(e) To maintain all the necessary records of the administration of the Plan; 

(f) To make and publish such rules for the regulation of the Plan as are not inconsistent with the terms hereof; 

(g) To have all powers elsewhere conferred upon it; 
 (h) To delegate to other individuals or entities from time to time the performance of any of its duties or responsibilities hereunder; 

(i) To appoint a Trustee hereunder; and 
 (j) To hire agents, accountants, actuaries, consultants and legal counsel to assist in operating and administering the Plan. 
 The Administrative Committee will have the exclusive right to construe and interpret the Plan, to decide all questions of eligibility for benefits and to determine the amount of such benefits, each in its
sole discretion, and its decisions on such matters will be final and conclusive on all parties. 
 8.4 Compensation,
Indemnity and Liability. 
 The Administrative Committee and its members will serve as such without bond and without
compensation for services hereunder. All expenses of the Administrative Committee will be paid by the Company. No member of the Administrative Committee will be liable for any act or omission of any other member of the Administrative Committee, or
for any act or omission on his own part, excepting his own willful misconduct. The Company will indemnify and hold harmless the Administrative Committee and each member thereof against any and all expenses and liabilities, including reasonable legal
fees and expenses, arising out of his membership on the Administrative Committee, excepting only expenses and liabilities arising out of his own willful misconduct. 

  
 19 

 ARTICLE IX 
 AMENDMENT AND TERMINATION 
 9.1 Amendments.

 The Board will have the right, in its sole discretion, to amend the Plan in whole or in part at any time and from time to
time. Any amendment will be in writing and executed by a duly authorized officer of the Controlling Company. An amendment to the Plan may modify its terms in any respect whatsoever; provided, no such action may reduce the amount already credited to
a Participant’s Account without the affected Participant’s written consent. All Participants and Beneficiaries will be bound by such amendment. 
 9.2 Freezing or Termination of Plan. 
 (a) Freezing.
The Controlling Company, through action of the Board, reserves the right to discontinue and freeze the Plan at any time, for any reason. Any action to freeze the Plan will be taken by the Board in the form of a written Plan amendment executed by a
duly authorized officer of the Controlling Company. 
 (b) Termination. The Controlling Company expects to
continue the Plan but reserves the right to terminate the Plan and fully distribute all Accounts under the Plan at any time, for any reason; provided, the distribution of Accounts will be subject to the restrictions provided under Code
Section 409A (including, to the extent required by Code Section 409A, the 6-month delay that applies to distributions to Key Employees following Separation from Service). Any action to terminate the Plan will be taken by the Board in the
form of a written Plan amendment executed by a duly authorized officer of the Controlling Company. If the Plan is terminated, each Participant will become 100 percent vested in his Account. Such termination will be binding on all Participants and
Beneficiaries. 
 ARTICLE X 
 MISCELLANEOUS 
 10.1 Beneficiary Designation.

 (a) General. Participants will designate and from time to time may redesignate their Beneficiaries in such form and
manner as the Administrative Committee may determine. For a Participant who becomes a Participant on the Effective Date and previously participated in the Cash America SERP, the beneficiary designated under the Cash America SERP will be deemed to be
the Participant’s Beneficiary as of the Effective Date unless a new Beneficiary designation is required by the Administrative Committee. 
 (b) No Designation or Designee Dead or Missing. In the event that: 
 (1) A Participant dies without designating a Beneficiary; 
 (2) The
Beneficiary designated by a Participant is not surviving when a payment is to be made to such person under the Plan, and no contingent Beneficiary has been designated; or 

  
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 (3) The Beneficiary designated by a Participant cannot be located by the
Administrative Committee within a reasonable time following the Participant’s death, as determined by the Administrative Committee; 
 then, in any of such events, the Beneficiary of such Participant will be the Participant’s Surviving Spouse, if any, and if not, then the estate of the Participant; provided, if the Participant does
not have a Surviving Spouse (or the Surviving Spouse cannot be located), and no claim has been made on behalf of the Participant’s estate within a reasonable period of time after the Participant’s death, then the Beneficiary will be such
heirs and/or relatives of the Participant as the Administrative Committee may determine in its sole discretion, and payment to such Beneficiary will be deemed in full satisfaction of the Participant’s benefits under the Plan, without further
liability with respect to such Participant’s benefits on the part of the Plan, the Controlling Company, any Affiliate, or the Administrative Committee. 
 10.2 Distribution pursuant to a Domestic Relations Order. 
 Upon
receipt of a valid domestic relations order (determined in accordance with the rules applicable to a tax-qualified retirement plan under Code Section 401(a)) requiring the distribution of all or a portion of a Participant’s Account to an
alternate payee, the Administrative Committee will cause the Company to pay a distribution to such alternate payee. All distributions to alternate payees under the Plan will be in the form of a single lump sum payment. 

10.3 Taxation. 
 It is the intention of the Controlling Company that the benefits payable hereunder will not be deductible by the Company or taxable for federal income tax purposes to Participants or Beneficiaries until
such benefits are paid by the Company, or the Trust, as the case may be, to such Participants or Beneficiaries. For purposes of the Federal Insurance Contributions Act (“FICA”), each Participant will be taxed on contributions and
investment earnings attributable thereto based on the year in which occurs the later of (i) the date that the contributions are credited to the Participant’s Accounts; and (ii) the date that the contributions become vested. When
benefits are paid hereunder, it is the intention of the Controlling Company that they will be deductible by the Company under Code Section 162. The Plan is intended to satisfy the requirements of Code Section 409A, and the Administrative
Committee will use its reasonable best efforts to interpret and administer the Plan in accordance with such requirements. 

10.4 No Employment Contract. 
 Nothing herein contained is intended to be nor will be construed as constituting a contract or other arrangement between the Company and any Participant to the effect that the Participant will be employed
by the Company for any specific period of time. 
 10.5 Headings. 

The headings of the various articles and sections in the Plan are solely for convenience and may not be relied upon in construing any
provisions hereof. Any reference to a section refers to a section of the Plan unless specified otherwise. 

  
 21 

 10.6 Gender and Number. 

Use of any gender in the Plan will be deemed to include both genders when appropriate, and use of the singular number will be deemed to
include the plural when appropriate, and vice versa in each instance. 
 10.7 Assignment of Benefits. 

The right of a Participant or his Beneficiary to receive payments under the Plan will not be anticipated, alienated, sold, assigned,
transferred, pledged, encumbered, attached or garnished by creditors of such Participant or Beneficiary, except by will or by the laws of descent and distribution and then only to the extent permitted under the terms of the Plan. 

10.8 Legally Incompetent. 
 The Administrative Committee, in its sole discretion, may direct that payment to be made to an incompetent or disabled person, whether because of minority or mental or physical disability, be made instead
to the guardian of such person or to the person having custody of such person, without further liability on the part of the Company for the amount of such payment to the person on whose account such payment is made. 

10.9 Governing Law. 
 The Plan will be construed, administered and governed in all respects in accordance with applicable federal law (including ERISA) and, to the extent not preempted by federal law, in accordance with the
laws of the State of Illinois. If any provisions of this instrument are held by a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions hereof will continue to be fully effective. 

10.10 Exclusive Benefit. 
 The benefits payable hereunder will be the exclusive benefit payable to any Participant under the Plan. 
 IN WITNESS WHEREOF, the Controlling Company has caused the Plan to be executed by its duly authorized officer on the      day of
            ,         . 
  

			
	ENOVA INTERNATIONAL, INC.
		
	By:	 	  

		 	Timothy S. Ho, President & CEO

  
 22 

 ENOVA INTERNATIONAL, INC. 

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN 
 SCHEDULE A 
 AMOUNT OF SUPPLEMENTAL CONTRIBUTIONS TO BE 

CALCULATED WITH RESPECT TO PLAN YEAR ENDING DECEMBER 31, 2011 

If Supplemental Contributions are made with respect to the Plan Year Ending on December 31, 2011, the amount of such
Supplemental Contribution for each Supplemental-Eligible Employee will be determined as a percentage of the Supplemental-Eligible Employee’s Compensation (as defined in the Plan) earned during such Plan Year (or the portion thereof while such
Participant was a Supplemental-Eligible Employee), with such percentage determined from the chart below based on the Participant’s eligible position: 
  

					
	 Eligible Position
	  	Contribution Percentage	 
	 Executive Chairman
	  	 	10.5	% 
	 CEO or President
	  	 	10.5	% 
	 Senior Vice President
	  	 	7.5	% 
	 Vice President
	  	 	4.5	% 
	 Senior Director
	  	 	2.5	% 

 If a Supplemental-Eligible Employee was a member of one group of Supplemental-Eligible Employees for part
of the Plan Year and a member of one or more other groups of Supplemental-Eligible Employees for another part of the Plan Year, the applicable percentage for each group will be applied to the portion of his Compensation earned during the portion of
the Plan Year he held each such position, with the portion of his Compensation attributable to an annual bonus prorated based on the number of regular payroll periods for which the Participant earned compensation for each eligible position during
the year. 
 If a Supplemental-Eligible Employee was a member of one group of Supplemental-Eligible Employees for part of the
Plan Year (including at the end of the Plan Year) and not a member of one or more other groups of Supplemental-Eligible Employees for another part of the Plan Year, the applicable percentage for the eligible position he held at the end of the Plan
Year will be applied to the portion of his Compensation earned during the portion of the Plan Year he held that position, with the portion of his Compensation attributable to an annual bonus prorated based on the number of regular payroll periods
for which the Participant earned compensation for the eligible position during the year. 
 Except for the Executive Chairman,
for any portion the Plan Year that a Supplemental-Eligible Employee was employed by the Company and was an officer of Cash America International, Inc., he is considered for purposes of this Schedule A to have held the equivalent position with the
Company, whether or not he was an officer of the Company during such portion of the Plan Year. 

  
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