Document:

EXHIBIT 10.8

               SECOND AMENDMENT TO 1995 CONSOLIDATED AND RESTATED
                                STOCK OPTION PLAN

The 1995  Consolidated and Restated Stock Option Plan of CFI ProServices,  Inc.,
as amended to date (the "Plan") is hereby amended further as provided below:

         Section 1.2 of the Plan is amended to read as follows:

                  1.2      This Plan  includes  the  Company's  Incentive  Stock
                           Option  Plan No. 1, as amended and  restated  October
                           15, 1993 ("Plan No. 1"),  Incentive Stock Option Plan
                           No. 2, as  amended  and  restated  October  15,  1993
                           ("Plan No.  2"),  Incentive  Stock  Option Plan Dated
                           April 30,  1993  (restated  as of October  15,  1993)
                           ("Plan No. 3"),  Nonqualified Stock Option Plan Dated
                           April 30, 1993  (restated  as of October  15,  19993)
                           ("Plan No. 4"), First Amendment to 1995  Consolidated
                           and  Restated  Stock Option Plan  (effective  May 17,
                           1996), and Second Amendment to 1995  Consolidated and
                           Restated  Stock  Option Plan  (effective  January 21,
                           1999) (collectively referred to herein as the "Plans"
                           or  the  "Plan").   The  Plan  governs  any  and  all
                           outstanding  unexercised  stock options granted under
                           the Plans.  All unissued  stock options  reserved for
                           issuance  under  the  Plans,  and all  stock  options
                           issued but not  exercised  under the Plans which have
                           been  terminated  or  expired,  will  continue  to be
                           available and reserved for issuance hereunder.

         Section 4.1 of the Plan is hereby amended to read as follows:

                  4.1      The stock  subject to the options to be granted under
                           the Plan  shall  be made  available  either  from CFI
                           common stock ("Shares")  authorized but unissued,  or
                           from Shares reacquired by the Company. Subject to the
                           adjustment  as  provided in Section  6.11,  the total
                           number of Shares with respect to which the  Committee
                           may grant  stock  options  under  the Plan  shall not
                           exceed  1,530,536 Shares (the aggregate Share reserve
                           of Plans No. 1, 2, 3, 4, and the First  Amendment  to
                           the 1995  Consolidated and Restated

<PAGE>

                           Stock Option Plan
                           computed  as of  January 1,  1999,  plus the  500,000
                           additional  shares authorized by the Second Amendment
                           to 1995 Consolidated and Restated Stock Option Plan).
                           The options  may be granted  either as  qualified  or
                           nonqualified stock options as defined in Section 5.

         Section 10 of the Plan is hereby amended to read as follows:

                    10.  Since this Plan is a  consolidation  of four plans plus
                         two  amendments  adding more  shares to the Plan,  each
                         adopted on a different  date;  and since in the case of
                         "incentive stock options" (as defined in Section 5) the
                         option  must be granted  within ten years from the date
                         the plan is adopted and exercised within ten years from
                         the date of grant, the following sinking reserves shall
                         apply.  The option share reserve of 1,030,536 shares on
                         January  1,  1999  shall be  increased  by the  500,000
                         additional shares authorized by this amendment; but the
                         option share reserve  shall be reduced  (subject to any
                         outstanding  option  grants)  on the  dates  set  forth
                         below:

                                    DATE               SINKING SHARE RESERVE

                                    January 21, 2001   1,388,000
                                    April 16, 2003     1,000,000
                                    January 12, 2006     500,000
                                    January 21, 2009           0

         The effective date of this Second Amendment shall be January 21, 1999.

                                       2EXHIBIT 10.13

                            FOURTH AMENDMENT OF LEASE

         This Fourth  Amendment of Lease is entered into effective this 16th day
of December,  1999, by and between 400 SW SIXTH AVENUE,  LLC, a Delaware limited
liability   company,   by  Louis  Dreyfus  Property  Group,   Inc.,  a  Delaware
corporation, its Managing Member (the "Landlord"), and CONCENTREX,  INCORPORATED
formerly known as CFI ProServices, Inc., an Oregon corporation (the "Tenant").

                                    RECITALS

     A.  John  Hancock  Mutual  Life  Insurance  Company,   as  landlord  ("John
Hancock"),  and Tenant  entered into that  certain  Office Lease dated March 18,
1994,  as  amended  by  that  certain  First  Amendment  to  Lease  (the  "First
Amendment")  dated July 8, 1996, and that certain Second Amendment to Lease (the
"Second Amendment") dated January 11, 1999 (as amended,  the "Lease"),  and that
certain Third Amendment of Lease (the "Third Amendment") dated October 13, 1999,
by  which  Tenant  leased  from  John  Hancock  the  floor  area  consisting  of
approximately 84,545 rentable square feet (the "Leased Premises") on the second,
third, fourth, sixth, ninth and tenth floors of the 400 SW Sixth Avenue Building
(the  "Building")  as  outlined  on the floor plan of the  Building  attached as
Exhibit A to the Lease. The Building is located on a parcel of land (the "Land")
located in the Northwest  one-quarter  of Section 3,  Township 1 South,  Range 1
East, of the Willamette Meridian,  in the City of Portland,  County of Multnomah
and State of Oregon, and more particularly described as follows:

              Beginning  at the  Northwest  corner  of Lot 8 of Block 175 of the
              duly recorded plat of CITY OF PORTLAND,  said point also being the
              true point of  beginning  of the parcel of land herein  described;
              thence South  70(degree)00'00"  East along the North line of Block
              175, a distance of 100.00 feet to the Northeast corner of said Lot
              8; thence South  20(degree)00'00"  West along the Easterly line of
              Lots 8, 7, 6 and 5 of Block 175 of said plat, a distance of 200.00
              feet to the  Southeast  corner of Lot 5 of said Block 175;  thence
              North  70(degree)00'00"  West,  along the  Southerly  line of said
              Block 175, a distance of 100.00 feet, to the  Southwest  corner of
              Lot 5 of said Block 175; thence North 20(degree)00'00" East, along
              the Westerly boundary line of said Block 175, a distance of 200.00
              feet to the true point of beginning of the herein described parcel
              of land.

     B.  Landlord  purchased  the  Building  and  Land  from  John  Hancock  and
accordingly assumed John Hancock's rights and obligations under the Lease.

     C. The parties  hereto  desire to modify the Lease by expanding  the Leased
Premises by approximately  1,536 rentable square feet OF FLOOR AREA ON THE SIXTH
(6TH) floor of the Building, known as Suite 601, and 840 rentable square feet of
floor area on the SIXTH (6TH)  floor of the  Building  known as Suite 604,  (the
"Expansion Space"), as more specifically  described in Exhibit A attached hereto
and incorporated herein by this reference.

<PAGE>

     D. The parties  also desire to further  amend the Lease as set forth below.
Capitalized terms not defined herein shall have the same meaning as set forth in
the Lease.  References  herein to the Lease shall include this Fourth  Amendment
where the context requires.

                              TERMS AND CONDITIONS

         NOW,  THEREFORE,  in  consideration  of the above recitals,  the mutual
covenants hereinafter set forth and other good and valuable  consideration,  the
receipt and  sufficiency of which are hereby  acknowledged,  Landlord  agrees to
lease the  Expansion  Space to Tenant and Tenant  agrees to lease the  Expansion
Space from  Landlord  upon the same terms and  conditions  as the balance of the
Leased Premises, except that the Lease is amended as follows:

     1. RECITALS.  The foregoing  recitals are true and correct and incorporated
herein by reference.

     2. EXPANSION SPACE COMMENCEMENT DATE: December 1, 1999, or upon substantial
completion  of tenant  improvements,  unless  construction  delays are caused by
Tenant,  whichever is latter. Except as provided under Section 12 of this Fourth
Amendment,  if  Tenant  occupies  and  does  business  from any  portion  of the
Expansion  Space before the Expansion  Space  Commencement  Date,  the Expansion
Space Commencement Date shall be advanced to the date of such occupancy.

     3. EXPANSION SPACE. Upon the Expansion Space  Commencement Date, the Leased
Premises  will be expanded to include the  Expansion  Space.  Upon the Expansion
Space  Commencement  Date, the total area of the Leased  Premises shall comprise
approximately 86,921 rentable square feet.

     4. LEASE TERM.  The term of the Lease with respect to the  Expansion  Space
shall  commence on the  Expansion  Space  Commencement  Date and shall expire on
November 30, 2004.

     5.  TENANT'S  PERCENTAGE OF OPERATING  EXPENSES.  Under Section 24.2 of the
Lease,  Tenant's percent of Operating  Expenses will be based upon the following
calculations:

                    o    Tenant's  square footage leased under the Lease and the
                         First  Amendment  divided by the total building  square
                         footage as DETERMINED BY OLD BOMA MEASUREMENTS  (72,111
                         RSF  DIVIDED  BY  183,051  RSF  EQUALS  39.3%  pro rata
                         share).

                    o    Tenant's   square   footage  leased  under  the  Second
                         Amendment and the Third Amendment  divided by the total
                         building  square  FOOTAGE  AS  DETERMINED  BY NEW  BOMA
                         MEASUREMENTS  (12,434 RSF DIVIDED BY 188,917 RSF EQUALS
                         6.58% pro rata share)

                    o    Tenant's   square  footage  leased  under  this  Fourth
                         Amendment  divided by the total building square footage
                         as determind by new BOMA

                                       2

<PAGE>

                         MEASUREMENTS  (2,376  RSF
                         DIVIDED BY 188,917 RSF EQUALS 1.25% pro rata share)

     6. BASE YEAR.  Under  Section  19.4,  Additional  Rent:  Operating  Expense
Adjustment,  Tenant's  Base Year for floors  two,  three,  four and ten shall be
1996;  Tenant's  Base Year for floor nine shall be 1999;  and Tenant's Base Year
for the Expansion  Space shall be 2000.  Under Section 19.1,  Tenant's Base Year
for real  property  taxes for floors  two,  three and four  shall be  1994-1995;
Tenant's  Base Year for floor ten  shall be  1996-1997;  Tenant's  Base Year for
floor nine shall be 1998-1999;  and Tenant's  Base Year for the Expansion  Space
shall be 1999-2000.

     7. BASE RENT.  Commencing on the Expansion Space  Commencement Date, Tenant
shall pay to Landlord as Base Rent for the Expansion  Space during the remainder
of the Lease Term,  with Base Rent for any partial month  prorated  according to
Section 2.1 of the Lease, as follows:

         Expansion Space (601)

<TABLE>
<CAPTION>

                             LEASE MONTHS                     ANNUAL RATE/           MONTHLY RATE
                                                              SQUARE FOOT

<S>                                                           <C>                    <C>

                     Dec. 1, 1999 - Sep. 30, 2000                   $20.50                  $2,624.00
                     Oct. 1, 2000 - Sep. 30, 2001                   $21.15                  $2,707.20
                     Oct. 1, 2001 - Sep. 30, 2002                   $21.80                  $2,790.40
                     Oct. 1, 2002 - Sep. 30, 2003                   $22.45                  $2,873.60
                     Oct. 1, 2003 - Sep. 30, 2004                   $23.12                  $2,959.40
                     Oct. 1, 2004 - Nov. 30, 2004                   $23.82                  $3,049.00

</TABLE>

         Expansion Space (604)

<TABLE>
<CAPTION>

                             LEASE MONTHS                     ANNUAL RATE/           MONTHLY RATE
                                                              SQUARE FOOT

<S>                                                           <C>                    <C>

                     Feb. 1, 2000 - Sep. 30, 2000                   $20.50                  $1,435.00
                     Oct. 1, 2000 - Sep. 30, 2001                   $21.15                  $1,480.50
                     Oct. 1, 2001 - Sep. 30, 2002                   $21.80                  $1,526.00
                     Oct. 1, 2002 - Sep. 30, 2003                   $22.45                  $1,571.50
                     Oct. 1, 2003 - Sep. 30, 2004                   $23.12                  $1,618.40
                     Oct. 1, 2004 - Nov. 30, 2004                   $23.82                  $1,667.40

</TABLE>

                                       3

<PAGE>

     8. BASE RENT FOR LEASED  PREMISES.  Upon the Expansion  Space  Commencement
Date, the Base Rent for the Leased Premises shall be as follows:

<TABLE>
<CAPTION>

                                                                                    FOURTH AMENDMENT  FOURTH AMENDMENT
                                                                                        EXPANSION         EXPANSION
          LEASE                              FIRST         SECOND          THIRD       SPACE (601)       SPACE (604)     TOTAL
          TERM                LEASE        AMENDMENT      AMENDMENT      AMENDMENT                                     BASE RENT
----------------------      ----------     ----------     ----------     ---------- ----------------  ---------------- -----------
<S>                         <C>            <C>            <C>             <C>       <C>               <C>              <C>
   12/15/99 - 3/31/00       $78,261.50     $27,707.00     $12,868.33      $8,051.38     $2,624.00            $0.00     $129,512.21
    2/01/00 - 9/30/00       $78,261.50     $27,707.00     $12,868.33      $8,051.38     $2,624.00        $1,435.00
    4/1/00 - 9/30/00        $78,261.50     $27,707.00     $13,511.75      $8,051.38     $2,624.00        $1,435.00
    10/1/00 - 7/31/01       $78,261.50     $27,707.00     $13,511.75      $8,306.66     $2,707.20        $1,480.50
    8/1/01 - 9/30/01        $87,113.00     $30,478.00     $13,511.75      $8,306.66     $2,707.20        $1,480.50
    10/1/01 - 3/31/02       $87,113.00     $30,478.00     $13,511.75      $8,561.95     $2,790.40        $1,526.00
    4/1/02 - 9/30/02        $87,113.00     $30,478.00     $14,155.17      $8,561.95     $2,790.40        $1,526.00
    10/1/02 - 3/31/03       $87,113.00     $30,478.00     $14,155.17      $8,817.24     $2,873.60        $1,571.50
    4/1/03 - 9/30/03        $87,113.00     $30,478.00     $14,798.58      $8,817.24     $2,873.60        $1,571.50
   10/01/03 - 9/30/04                                                                   $2,959.40        $1,618.40
   10/01/04 - 11/30/04                                                                  $3,049.00        $1,667.40

</TABLE>

9.   RIGHT OF FIRST OFFER. The right of first offer granted under Paragraph 8 of
     the First  Amendment  shall be amended to apply only as to Suite 700 of the
     Building. The right of first offer shall otherwise remain in full force and
     effect.

10.  TENANT  IMPROVEMENTS.  Landlord shall provide  Tenant a tenant  improvement
     allowance  up to and not to exceed  $10.00 per  rentable  square  foot,  or
     $23,760.00 (the "TI Allowance").  The TI Allowance shall be used to pay for
     all costs and expenses incurred in connection with remodeling the Expansion
     Space,  including (without  limitation) all costs for heating,  ventilation
     and air conditioning modifications made to the existing condition as of the
     signature date of this Fourth Amendment, electrical distribution, plumbing,
     partitions,  working  drawings,  construction  documents,  design services,
     supervision and permits,  but not furniture and  furnishings.  It is agreed
     and understood  that Tenant will be  responsible  for payment of the entire
     cost of other improvements in excess of the TI Allowance. If Tenant exceeds
     the TI allowance, any such excess costs shall be promptly paid by Tenant in
     a single lump sum within 15 days after  receipt of invoice  from  Landlord.
     Tenant  shall not be entitled to a credit for any unused  portion of the TI
     Allowance.  Landlord will act as general  contractor on the Tenant's behalf
     for the entire scope of the work outlined  above and Landlord shall have no
     liability  to Tenant  whatsoever  for any  claims  or  damages  arising  in
     connection   with  Landlord's   services  as  general   contractor  or  its
     administration  of the  construction  contract,  except as may be caused by
     Landlord's gross negligence, willful misconduct or delay, except for causes
     beyond Landlord's control.  All remodeling work shall be in compliance with
     all  applicable  laws  and

                                       4

<PAGE>

     regulations  as of  the  date  of  this  Fourth
     Amendment,  including (without  limitation) the Americans with Disabilities
     Act.

11.  SUBORDINATION TO TENANT LENDER. The terms of that certain Subordination and
     Consent dated August 16, 1999,  and entered into between  Landlord,  Tenant
     and Ableco Finance LLC, a Delaware limited liability company, as collateral
     agent on behalf on the lender group named therein,  are hereby acknowledged
     to extend to, among other collateral,  all of Tenant's  personal  property,
     including (without limitation) Tenant's inventory, equipment, furniture and
     fixtures,  together with all  additions,  substitutions,  replacements  and
     improvements to the same (collectively, "Goods"), which Goods are or are to
     be located on and may be affixed to the Expansion Space.

12.  BROKER'S  COMMISSION.  Tenant  covenants,  warrants and represents  that no
     other broker besides Mike Holzgang of Cushman & Wakefield was  instrumental
     in bringing about or consummating this Fourth Amendment and that Tenant had
     no  conversations  or  negotiations  with any other broker  concerning  the
     leasing of the  Premises.  Tenant  agrees to  indemnify  and hold  harmless
     Landlord against and from any claims for any brokerage  commissions and all
     costs, expenses and liabilities in connection therewith, including, without
     limitation,  attorney's fees and expenses, arising out of any conversations
     or negotiations had by Tenant with any other broker.

13.  TENANT  REPRESENTATIONS.  Each person executing this Amendment on behalf of
     Tenant does hereby covenant and warrant that:

     13.1 Tenant is duly incorporated and validly existing under the laws of and
          qualified to transact business in Oregon;

     13.2 Tenant  has full  corporate  right and  authority  to enter  into this
          Fourth  Amendment and to perform all Tenant's  obligations  hereunder;
          and

     13.3 The  person  (and each  person if more than one  signs)  signing  this
          Fourth  Amendment  on  behalf  of  the  Tenant  is  duly  and  validly
          authorized to do so.

     13.4 Except as  expressly  provided  herein,  Tenant  has not  assigned  or
          transferred any interest in the Lease and has full power and authority
          to execute this Fourth Amendment.

     13.5 Tenant  has no known  claims  of any kind or nature  against  Landlord
          arising  from or under the Lease and there are no  agreements  between
          Landlord  and Tenant  other  than the Lease as amended by this  Fourth
          Amendment.

14.      MISCELLANEOUS.

14.1 The Lease as modified herein remains in full force and effect and is hereby
     ratified by Landlord and Tenant.  In the event of any conflict  between any
     other part of the Lease and this Fourth Amendment, the terms and conditions
     of this  Fourth  Amendment  shall  control.  To the extent that this Fourth
     Amendment may have been

                                       5

<PAGE>

     executed  following any effective  dates set forth
     herein, said effective dates are hereby ratified, confirmed and approved.

14.2 In the event of any  litigation  arising out of or in connection  with this
     Fourth  Amendment,   the  prevailing  party  shall  be  awarded  reasonable
     attorneys' fees, costs and expenses

14.3 This Fourth Amendment shall be binding upon and inure to the benefit of the
     parties hereto and their successors and assigns.

14.4 This Fourth Amendment  contains the entire agreement of Landlord and Tenant
     with  respect  to the  subject  matter  hereof,  and may not be  amended or
     modified  except by an  instrument  executed  in  writing by  Landlord  and
     Tenant.

         IN WITNESS WHEREOF,  the parties have executed this Fourth Amendment on
the date first above written.

LANDLORD:                                         TENANT:
400 SW SIXTH AVENUE LLC,                          CONCENTREX, INCORPORATED
a Delaware limited liability company,             formerly known as
By:  Louis Dreyfus Property Group, Inc.,          CFI PROSERVICES, INC., an
a Delaware corporation and its Managing           Oregon Corporation
Member

BY:   /S/ ROLAND BARIBEAU                         BY:  /S/ KURT W. RUTTUM
      -------------------                              ------------------
NAME:  ROLAND BARIBEAU                            NAME:  KURT W. RUTTUM
TITLE:  EXECUTIVE VICE PRESIDENT                  TITLE:  VICE PRESIDENT & CFO

REVIEWED AND APPROVED BY
LOUIS DREYFUS PROPERTY GROUP

BY:  /S/ RONALD H. BELTZ
     -------------------
NAME:  RONALD H. BELTZ
TITLE:  VICE PRESIDENT

                                       6

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