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EXHIBIT 4.1

                                                                                                                                                                                                               

 

LONG BEACH SECURITIES CORP.,

Depositor

 

 

WASHINGTON MUTUAL BANK,

Seller and Servicer

 

 

DEUTSCHE BANK NATIONAL TRUST COMPANY,

Trustee

 

and

 

DEUTSCHE BANK TRUST COMPANY DELAWARE,

Delaware Trustee

 

POOLING AND SERVICING AGREEMENT

Dated as of November 1, 2006

 

 

______________________________

 

Long Beach Mortgage Loan Trust 2006‐10 

Asset‐Backed Certificates, Series 2006‐10

 

 

                                                                                                                                                                                                               

 

 

TABLE OF CONTENTS

	
 

	
 

	
Page

	
ARTICLE I

	
DEFINITIONS

	
12

	
Section 1.01

	
Defined Terms.

	
12

	
Section 1.02

	
Accounting.

	
71

	
Section 1.03

	
Allocation of Certain Interest Shortfalls.

	
72

	
Section 1.04

	
Rights of the NIMS Insurer.

	
73

	
ARTICLE II

	
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES

	
73

	
Section 2.01

	
Conveyance of Mortgage Loans.

	
73

	
Section 2.02

	
Acceptance of REMIC 1 by the Trustee.

	
76

	
Section 2.03

	
Cure, Repurchase or Substitution of Mortgage Loans by the Seller; Remedies for Breaches by Depositor or Servicer; Remedies for Breaches Relating to Prepayment Charges.

	
78

	
Section 2.04

	
Representations, Warranties and Covenants of the Servicer.

	
81

	
Section 2.05

	
Representations and Warranties of the Depositor.

	
83

	
Section 2.06

	
Issuance of Certificates.

	
85

	
Section 2.07

	
Reserved.

	
85

	
Section 2.08

	
Conveyance of REMIC Regular Interests and Acceptance of REMICs by the Trustee; Issuance of Certificates.

	
85

	
Section 2.09

	
Creation of the Trust.

	
88

	
Section 2.10

	
Restrictions on Activities of the Trust.

	
89

	
Section 2.11

	
Separateness Requirements.

	
90

	
ARTICLE III

	
ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS

	
91

	
Section 3.01

	
Servicer to Act as Servicer.

	
91

	
Section 3.02

	
Sub‐Servicing Agreements Between the Servicer and Sub‐Servicers.

	
93

	
Section 3.03

	
Successor Sub‐Servicers.

	
95

	
Section 3.04

	
Liability of the Servicer.

	
95

	
Section 3.05

	
No Contractual Relationship Between Sub‐Servicers and the NIMS Insurer, the Trustee or Certificateholders.

	
95

	
Section 3.06

	
Assumption or Termination of Sub‐Servicing Agreements by Trustee.

	
95

	
Section 3.07

	
Collection of Certain Mortgage Loan Payments.

	
96

	
Section 3.08

	
Sub‐Servicing Accounts.

	
97

	
Section 3.09

	
Collection of Taxes, Assessments and Similar Items; Servicing Accounts.

	
97

	
Section 3.10

	
Collection Account and Distribution Account.

	
98

	
Section 3.11

	
Withdrawals from the Collection Account and Distribution Account.

	
100

	
Section 3.12

	
Investment of Funds in the Interest Coverage Account, the Collection Account and the Distribution Account.

	
102

	
Section 3.13

	
Reserved.

	
104

	
Section 3.14

	
Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.

	
104

	
Section 3.15

	
Enforcement of Due‐On‐Sale Clauses; Assumption Agreements.

	
105

	
Section 3.16

	
Realization Upon Defaulted Mortgage Loans.

	
106

	
Section 3.17

	
Trustee to Cooperate; Release of Mortgage Files.

	
109

	
Section 3.18

	
Servicing Compensation.

	
110

	
Section 3.19

	
Reports to the Trustee; Collection Account Statements.

	
111

	
Section 3.20

	
Annual Statement as to Compliance.

	
111

	
Section 3.21

	
Assessments of Compliance and Attestation Reports.

	
111

	
Section 3.22

	
Access to Certain Documentation.

	
113

	
Section 3.23

	
Title, Management and Disposition of REO Property.

	
113

	
Section 3.24

	
Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.

	
116

	
Section 3.25

	
Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments.

	
116

	
Section 3.26

	
Reserve Fund.

	
117

	
Section 3.27

	
Advance Facility.

	
118

	
Section 3.28

	
PMI Policy; Claims Under the PMI Policy

	
119

	
Section 3.29

	
Swap Agreement.

	
119

	
Section 3.30

	
Replacement Swap Agreement.

	
120

	
ARTICLE IV

	
FLOW OF FUNDS

	
120

	
Section 4.01

	
Distributions.

	
120

	
Section 4.02

	
Preference Claims.

	
138

	
Section 4.03

	
Statements.

	
139

	
Section 4.04

	
Remittance Reports; Advances.

	
143

	
Section 4.05

	
Distributions on the REMIC Regular Interests.

	
144

	
Section 4.06

	
Allocation of Realized Losses.

	
147

	
Section 4.07

	
Compliance with Withholding Requirements.

	
151

	
Section 4.08

	
Commission Reporting.

	
152

	
Section 4.09

	
Supplemental Interest Trust.

	
154

	
Section 4.10

	
Final Maturity Reserve Trust.

	
155

	
Section 4.11

	
Intention of the Parties and Interpretation.

	
155

	
Section 4.12

	
Interest Coverage Account.

	
156

	
ARTICLE V

	
THE CERTIFICATES

	
157

	
Section 5.01

	
The Certificates.

	
157

	
Section 5.02

	
Registration of Transfer and Exchange of Certificates.

	
159

	
Section 5.03

	
Mutilated, Destroyed, Lost or Stolen Certificates.

	
164

	
Section 5.04

	
Persons Deemed Owners.

	
164

	
ARTICLE VI

	
THE SERVICER AND THE DEPOSITOR

	
165

	
Section 6.01

	
Liability of the Servicer and the Depositor.

	
165

	
Section 6.02

	
Merger or Consolidation of the Depositor or the Servicer.

	
165

	
Section 6.03

	
Limitation on Liability of the Depositor, the Servicer and Others.

	
165

	
Section 6.04

	
Limitation on Resignation of Servicer.

	
166

	
Section 6.05

	
Rights of the Depositor, the NIMS Insurer and the Trustee in Respect of the Servicer.

	
167

	
ARTICLE VII

	
DEFAULT

	
168

	
Section 7.01

	
Servicer Events of Default.

	
168

	
Section 7.02

	
Trustee to Act; Appointment of Successor.

	
170

	
Section 7.03

	
Notification to Certificateholders.

	
172

	
Section 7.04

	
Waiver of Servicer Events of Default.

	
172

	
ARTICLE VIII

	
THE TRUSTEE

	
173

	
Section 8.01

	
Duties of Trustees.

	
173

	
Section 8.02

	
Certain Matters Affecting the Trustees.

	
174

	
Section 8.03

	
Trustees Not Liable for Certificates or Mortgage Loans.

	
175

	
Section 8.04

	
Trustees May Own Certificates.

	
176

	
Section 8.05

	
Trustees’ Fees and Expenses.

	
176

	
Section 8.06

	
Eligibility Requirements for Trustees.

	
177

	
Section 8.07

	
Resignation or Removal of Trustees.

	
178

	
Section 8.08

	
Successor Trustees.

	
178

	
Section 8.09

	
Merger or Consolidation of Trustees.

	
179

	
Section 8.10

	
Appointment of Co‐Trustee or Separate Trustee.

	
179

	
Section 8.11

	
Appointment of Custodians.

	
180

	
Section 8.12

	
Appointment of Office or Agency.

	
181

	
Section 8.13

	
Representations and Warranties of the Trustee.

	
181

	
Section 8.14

	
Duties of Delaware Trustee.

	
182

	
Section 8.15

	
Amendment to Certificate of Trust.

	
182

	
Section 8.16

	
Trustees Act on Behalf of Trust.

	
182

	
ARTICLE IX

	
TERMINATION

	
183

	
Section 9.01

	
Termination Upon Purchase or Liquidation of All Mortgage Loans.

	
183

	
Section 9.02

	
Additional Termination Requirements.

	
186

	
Section 9.03

	
Termination of the Supplemental Interest Trust and the Final Maturity Reserve Trust.

	
186

	
ARTICLE X

	
REMIC PROVISIONS

	
187

	
Section 10.01

	
REMIC Administration.

	
187

	
Section 10.02

	
Prohibited Transactions and Activities.

	
191

	
Section 10.03

	
Trustee, Servicer and Depositor Indemnification.

	
191

	
ARTICLE XI

	
MISCELLANEOUS PROVISIONS

	
192

	
Section 11.01

	
Amendment.

	
192

	
Section 11.02

	
Recordation of Agreement; Counterparts.

	
193

	
Section 11.03

	
Limitation on Rights of Certificateholders.

	
194

	
Section 11.04

	
Governing Law; Jurisdiction.

	
194

	
Section 11.05

	
Notices.

	
195

	
Section 11.06

	
Severability of Provisions.

	
195

	
Section 11.07

	
Notice to the Rating Agencies, the Swap Counterparty and the NIMS Insurer.

	
195

	
Section 11.08

	
Article and Section References.

	
196

	
Section 11.09

	
Third-Party Beneficiaries.

	
196

	
Section 11.10

	
Grant of Security Interest.

	
197

 

Exhibits

	
Exhibit A‐1

	
Form of Senior Certificates

	
Exhibit A‐2

	
Form of Subordinate Certificates

	
Exhibit A‐3

	
Form of Class C Certificates

	
Exhibit A‐4

	
Form of Class P Certificates

	
Exhibit A‐5

	
Form of Residual Certificates

	
Exhibit A‐6

	
Form of Reverse of Certificates

	
Exhibit B

	
Form of Swap Agreement

	
Exhibit C

	
Form of Mortgage Loan Purchase Agreement

	
Exhibit D

	
Mortgage Loan Schedule

	
Exhibit E‐1

	
Request for Release (for Trustee/Custodian)

	
Exhibit E‐2

	
Request for Release (Certificate – Mortgage Loan Paid in Full)

	
Exhibit E-3

	
Form of Mortgage Loan Assignment Agreement

	
Exhibit F‐1

	
Form of Trustee’s Initial Certification

	
Exhibit F‐2

	
Form of Trustee’s Final Certification

	
Exhibit G

	
Form of Residual NIM Holder Certificate

	
Exhibit H

	
Form of Lost Note Affidavit

	
Exhibit I

	
Form of ERISA Representation

	
Exhibit J-1A

	
Form of Class B Certificate Transferor Certificate

	
Exhibit J-1B

	
Form of Class B Certificate Transferee Certificate

	
Exhibit J-2

	
Form of Investment Letter

	
Exhibit K

	
Form of Class R Certificate, Class R‐CX Certificate and Class R-PX Certificate Transfer Affidavit

	
Exhibit L

	
Form of Transferor Certificate

	
Exhibit M

	
[Reserved]

	
Exhibit N

	
Criteria to be Addressed in Assessment of Compliance

	
Exhibit O

	
Form 10‐D, Form 8‐K and Form 10‐K Reporting Responsibility

	
Exhibit P

	
Form of Trustee Certificate

 

Schedules

 

	
Schedule I

	
Prepayment Charge Schedule

	
Schedule II

	
Swap Notional Amount Schedule

	
Schedule III

	
40 Year Loans Final Maturity Schedule

	
Schedule IV

	
PMI Mortgage Loan Schedule (not applicable

 

 

This POOLING AND SERVICING AGREEMENT is dated as of November 1, 2006 (the “Agreement”), among LONG BEACH SECURITIES CORP., as depositor (the “Depositor”), WASHINGTON
MUTUAL BANK, as seller (the “Seller”) and servicer (the “Servicer”), DEUTSCHE BANK NATIONAL TRUST COMPANY, as trustee (the “Trustee”) and DEUTSCHE BANK TRUST COMPANY DELAWARE, as Delaware trustee (the “Delaware
Trustee”).

PRELIMINARY STATEMENT:

 

The Depositor intends to sell pass‐through certificates (collectively, the “Certificates”), to be issued hereunder in multiple classes, which in
the aggregate will evidence the entire beneficial ownership interest in the Trust.  The Certificates will consist of twenty-one classes of certificates, designated as (i) the Class I-A Certificates, (ii) the Class II-A1 Certificates, (iii) the Class II-A2
Certificates, (iv) the Class II-A3 Certificates, (v) the Class II‐A4 Certificates, (vi) the Class M‐1 Certificates, (vii) the Class M-2 Certificates, (viii) the Class M-3 Certificates, (ix) the Class M‐4 Certificates, (x) the Class M‐5
Certificates, (xi) the Class M‐6 Certificates, (xii) the Class M‐7 Certificates, (xiii) the Class M‐8 Certificates, (xiv) the Class M‐9 Certificates, (xv) the Class M-10 Certificates, (xvi) the Class B Certificates, (xvii) the Class C
Certificates, (xviii) the Class P Certificates, (xix) the Class R Certificates, (xx) the Class R‐CX Certificates and (xxi) the Class R‐PX Certificates. 

 

REMIC 1

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement
(exclusive of the Reserve Fund, the Supplemental Interest Trust, the Final Maturity Reserve Trust, the Interest Coverage Account and the Servicer Prepayment Charge Payment Amounts) as a REMIC for federal income tax purposes, and such segregated pool of assets will be
designated as “REMIC 1.”  The Class R‐1 Interest shall represent the sole class of “residual interests” in REMIC 1 for purposes of the REMIC Provisions (as defined herein) under federal income tax law.  The following table
irrevocably sets forth the designation, the Uncertificated REMIC 1 Pass‐Through Rate, the initial Uncertificated Principal Balance, and solely for purposes of satisfying Treasury regulation Section 1.860G‐1(a)(4)(iii), the “latest possible
maturity date” for each of the REMIC 1 Regular Interests.  None of the REMIC 1 Regular Interests will be certificated.

	
Designation

	
Initial Uncertificated Principal Balance

	
Uncertificated REMIC 1 Pass‐Through Rate

	
Rate Change

 Date

	
Assumed Final

 Maturity Date1

	
IX3

	
$76,414,071.06

	
Variable2

	
N/A

	
December 2046

	
I-1-A

	
1,184,458.04

	
Variable2

	
January 2007

	
December 2046

	
I-1-B

	
1,184,458.04

	
Variable2

	
 

	
December 2046

	
I-2-A

	
1,394,058.26

	
Variable2

	
February 2007

	
December 2046

	
I-2-B

	
1,394,058.26

	
Variable2

	
 

	
December 2046

	
I-3-A

	
1,602,062.67

	
Variable2

	
March 2007

	
December 2046

	
I-3-B

	
1,602,062.67

	
Variable2

	
 

	
December 2046

	
I-4-A

	
1,807,396.04

	
Variable2

	
April 2007

	
December 2046

	
I-4-B

	
1,807,396.04

	
Variable2

	
 

	
December 2046

	
I-5-A

	
383,696.98

	
Variable2

	
May 2007

	
December 2046

	
I-5-B

	
383,696.98

	
Variable2

	
 

	
December 2046

	
I-6-A

	
637,294.15

	
Variable2

	
June 2007

	
December 2046

	
I-6-B

	
637,294.15

	
Variable2

	
 

	
December 2046

	
I-7-A

	
932,708.98

	
Variable2

	
July 2007

	
December 2046

	
I-7-B

	
932,708.98

	
Variable2

	
 

	
December 2046

	
I-8-A

	
1,230,070.39

	
Variable2

	
August 2007

	
December 2046

	
I-8-B

	
1,230,070.39

	
Variable2

	
 

	
December 2046

	
I-9-A

	
1,565,456.74

	
Variable2

	
September 2007

	
December 2046

	
I-9-B

	
1,565,456.74

	
Variable2

	
 

	
December 2046

	
I-10-A

	
2,070,031.14

	
Variable2

	
October 2007

	
December 2046

	
I-10-B

	
2,070,031.14

	
Variable2

	
 

	
December 2046

	
I-11-A

	
3,464,526.68

	
Variable2

	
November 2007

	
December 2046

	
I-11-B

	
3,464,526.68

	
Variable2

	
 

	
December 2046

	
I-12-A

	
3,676,276.80

	
Variable2

	
December 2007

	
December 2046

	
I-12-B

	
3,676,276.80

	
Variable2

	
 

	
December 2046

	
I-13-A

	
3,740,251.85

	
Variable2

	
January 2008

	
December 2046

	
I-13-B

	
3,740,251.85

	
Variable2

	
 

	
December 2046

	
I-14-A

	
3,618,027.87

	
Variable2

	
February 2008

	
December 2046

	
I-14-B

	
3,618,027.87

	
Variable2

	
 

	
December 2046

	
I-15-A

	
3,502,909.68

	
Variable2

	
March 2008

	
December 2046

	
I-15-B

	
3,502,909.68

	
Variable2

	
 

	
December 2046

	
I-16-A

	
3,395,519.72

	
Variable2

	
April 2008

	
December 2046

	
I-16-B

	
3,395,519.72

	
Variable2

	
 

	
December 2046

	
I-17-A

	
3,123,650.66

	
Variable2

	
May 2008

	
December 2046

	
I-17-B

	
3,123,650.66

	
Variable2

	
 

	
December 2046

	
I-18-A

	
2,967,103.12

	
Variable2

	
June 2008

	
December 2046

	
I-18-B

	
2,967,103.12

	
Variable2

	
 

	
December 2046

	
I-19-A

	
2,795,354.60

	
Variable2

	
July 2008

	
December 2046

	
I-19-B

	
2,795,354.60

	
Variable2

	
 

	
December 2046

	
I-20-A

	
2,646,246.86

	
Variable2

	
August 2008

	
December 2046

	
I-20-B

	
2,646,246.86

	
Variable2

	
 

	
December 2046

	
I-21-A

	
1,618,899.88

	
Variable2

	
September 2008

	
December 2046

	
I-21-B

	
1,618,899.88

	
Variable2

	
 

	
December 2046

	
I-22-A

	
29,301,882.26

	
Variable2

	
October 2008

	
December 2046

	
I-22-B

	
29,301,882.26

	
Variable2

	
 

	
December 2046

	
I-23-A

	
4,834,504.15

	
Variable2

	
November 2008

	
December 2046

	
I-23-B

	
4,834,504.15

	
Variable2

	
 

	
December 2046

	
I-24-A

	
5,173,758.71

	
Variable2

	
December 2008

	
December 2046

	
I-24-B

	
5,173,758.71

	
Variable2

	
 

	
December 2046

	
I-25-A

	
4,255,081.30

	
Variable2

	
January 2009

	
December 2046

	
I-25-B

	
4,255,081.30

	
Variable2

	
 

	
December 2046

	
I-26-A

	
3,276,601.33

	
Variable2

	
February 2009

	
December 2046

	
I-26-B

	
3,276,601.33

	
Variable2

	
 

	
December 2046

	
I-27-A

	
2,696,345.95

	
Variable2

	
March 2009

	
December 2046

	
I-27-B

	
2,696,345.95

	
Variable2

	
 

	
December 2046

	
I-28-A

	
2,314,641.12

	
Variable2

	
April 2009

	
December 2046

	
I-28-B

	
2,314,641.12

	
Variable2

	
 

	
December 2046

	
I-29-A

	
2,015,277.41

	
Variable2

	
May 2009

	
December 2046

	
I-29-B

	
2,015,277.41

	
Variable2

	
 

	
December 2046

	
I-30-A

	
1,709,488.77

	
Variable2

	
June 2009

	
December 2046

	
I-30-B

	
1,709,488.77

	
Variable2

	
 

	
December 2046

	
I-31-A

	
1,602,547.66

	
Variable2

	
July 2009

	
December 2046

	
I-31-B

	
1,602,547.66

	
Variable2

	
 

	
December 2046

	
I-32-A

	
1,537,808.80

	
Variable2

	
August 2009

	
December 2046

	
I-32-B

	
1,537,808.80

	
Variable2

	
 

	
December 2046

	
I-33-A

	
1,471,660.54

	
Variable2

	
September  2009

	
December 2046

	
I-33-B

	
1,471,660.54

	
Variable2

	
 

	
December 2046

	
I-34-A

	
1,990,020.80

	
Variable2

	
October  2009

	
December 2046

	
I-34-B

	
1,990,020.80

	
Variable2

	
 

	
December 2046

	
I-35-A

	
279,556.88

	
Variable2

	
November 2009

	
December 2046

	
I-35-B

	
279,556.88

	
Variable2

	
 

	
December 2046

	
I-36-A

	
2,775,271.45

	
Variable2

	
December  2009

	
December 2046

	
I-36-B

	
2,775,271.45

	
Variable2

	
 

	
December 2046

	
I-37-A

	
1,462,371.56

	
Variable2

	
January  2010

	
December 2046

	
I-37-B

	
1,462,371.56

	
Variable2

	
 

	
December 2046

	
I-38-A

	
1,398,727.50

	
Variable2

	
February 2010

	
December 2046

	
I-38-B

	
1,398,727.50

	
Variable2

	
 

	
December 2046

	
I-39-A

	
1,316,615.34

	
Variable2

	
March 2010

	
December 2046

	
I-39-B

	
1,316,615.34

	
Variable2

	
 

	
December 2046

	
I-40-A

	
1,250,335.68

	
Variable2

	
April 2010

	
December 2046

	
I-40-B

	
1,250,335.68

	
Variable2

	
 

	
December 2046

	
I-41-A

	
1,190,632.29

	
Variable2

	
May 2010

	
December 2046

	
I-41-B

	
1,190,632.29

	
Variable2

	
 

	
December 2046

	
I-42-A

	
1,103,817.96

	
Variable2

	
June 2010

	
December 2046

	
I-42-B

	
1,103,817.96

	
Variable2

	
 

	
December 2046

	
I-43-A

	
1,044,395.71

	
Variable2

	
July 2010

	
December 2046

	
I-43-B

	
1,044,395.71

	
Variable2

	
 

	
December 2046

	
I-44-A

	
929,160.54

	
Variable2

	
August 2010

	
December 2046

	
I-44-B

	
929,160.54

	
Variable2

	
 

	
December 2046

	
I-45-A

	
894,250.67

	
Variable2

	
September 2010

	
December 2046

	
I-45-B

	
894,250.67

	
Variable2

	
 

	
December 2046

	
I-46-A

	
860,624.69

	
Variable2

	
October 2010

	
December 2046

	
I-46-B

	
860,624.69

	
Variable2

	
 

	
December 2046

	
I-47-A

	
929,130.63

	
Variable2

	
November 2010

	
December 2046

	
I-47-B

	
929,130.63

	
Variable2

	
 

	
December 2046

	
I-48-A

	
959,391.73

	
Variable2

	
December 2010

	
December 2046

	
I-48-B

	
959,391.73

	
Variable2

	
 

	
December 2046

	
I-49-A

	
905,256.00

	
Variable2

	
January 2011

	
December 2046

	
I-49-B

	
905,256.00

	
Variable2

	
 

	
December 2046

	
I-50-A

	
863,544.27

	
Variable2

	
February 2011

	
December 2046

	
I-50-B

	
863,544.27

	
Variable2

	
 

	
December 2046

	
I-51-A

	
923,470.03

	
Variable2

	
March 2011

	
December 2046

	
I-51-B

	
923,470.03

	
Variable2

	
 

	
December 2046

	
I-52-A

	
844,356.87

	
Variable2

	
April 2011

	
December 2046

	
I-52-B

	
844,356.87

	
Variable2

	
 

	
December 2046

	
I-53-A

	
789,040.70

	
Variable2

	
May 2011

	
December 2046

	
I-53-B

	
789,040.70

	
Variable2

	
 

	
December 2046

	
I-54-A

	
790,303.57

	
Variable2

	
June 2011

	
December 2046

	
I-54-B

	
790,303.57

	
Variable2

	
 

	
December 2046

	
I-55-A

	
708,832.91

	
Variable2

	
July 2011

	
December 2046

	
I-55-B

	
708,832.91

	
Variable2

	
 

	
December 2046

	
I-56-A

	
642,949.40

	
Variable2

	
August 2011

	
December 2046

	
I-56-B

	
642,949.40

	
Variable2

	
 

	
December 2046

	
I-57-A

	
591,224.58

	
Variable2

	
September 2011

	
December 2046

	
I-57-B

	
591,224.58

	
Variable2

	
 

	
December 2046

	
I-58-A

	
528,942.03

	
Variable2

	
October 2011

	
December 2046

	
I-58-B

	
528,942.03

	
Variable2

	
 

	
December 2046

	
I-59-A

	
7,780,352.93

	
Variable2

	
November 2011

	
December 2046

	
I-59-B

	
7,780,352.93

	
Variable2

	
 

	
December 2046

	
IIX3

	
138,177,628.52

	
Variable2

	
N/A

	
December 2046

	
II-1-A

	
2,141,825.46

	
Variable2

	
January 2007

	
December 2046

	
II-1-B

	
2,141,825.46

	
Variable2

	
 

	
December 2046

	
II-2-A

	
2,520,840.24

	
Variable2

	
February 2007

	
December 2046

	
II-2-B

	
2,520,840.24

	
Variable2

	
 

	
December 2046

	
II-3-A

	
2,896,969.33

	
Variable2

	
March 2007

	
December 2046

	
II-3-B

	
2,896,969.33

	
Variable2

	
 

	
December 2046

	
II-4-A

	
3,268,268.46

	
Variable2

	
April 2007

	
December 2046

	
II-4-B

	
3,268,268.46

	
Variable2

	
 

	
December 2046

	
II-5-A

	
693,829.52

	
Variable2

	
May 2007

	
December 2046

	
II-5-B

	
693,829.52

	
Variable2

	
 

	
December 2046

	
II-6-A

	
1,152,402.85

	
Variable2

	
June 2007

	
December 2046

	
II-6-B

	
1,152,402.85

	
Variable2

	
 

	
December 2046

	
II-7-A

	
1,686,594.02

	
Variable2

	
July 2007

	
December 2046

	
II-7-B

	
1,686,594.02

	
Variable2

	
 

	
December 2046

	
II-8-A

	
2,224,305.11

	
Variable2

	
August 2007

	
December 2046

	
II-8-B

	
2,224,305.11

	
Variable2

	
 

	
December 2046

	
II-9-A

	
2,830,775.76

	
Variable2

	
September 2007

	
December 2046

	
II-9-B

	
2,830,775.76

	
Variable2

	
 

	
December 2046

	
II-10-A

	
3,743,184.86

	
Variable2

	
October 2007

	
December 2046

	
II-10-B

	
3,743,184.86

	
Variable2

	
 

	
December 2046

	
II-11-A

	
6,264,815.82

	
Variable2

	
November 2007

	
December 2046

	
II-11-B

	
6,264,815.82

	
Variable2

	
 

	
December 2046

	
II-12-A

	
6,647,718.20

	
Variable2

	
December 2007

	
December 2046

	
II-12-B

	
6,647,718.20

	
Variable2

	
 

	
December 2046

	
II-13-A

	
6,763,402.65

	
Variable2

	
January 2008

	
December 2046

	
II-13-B

	
6,763,402.65

	
Variable2

	
 

	
December 2046

	
II-14-A

	
6,542,388.13

	
Variable2

	
February 2008

	
December 2046

	
II-14-B

	
6,542,388.13

	
Variable2

	
 

	
December 2046

	
II-15-A

	
6,334,222.82

	
Variable2

	
March 2008

	
December 2046

	
II-15-B

	
6,334,222.82

	
Variable2

	
 

	
December 2046

	
II-16-A

	
6,140,032.28

	
Variable2

	
April 2008

	
December 2046

	
II-16-B

	
6,140,032.28

	
Variable2

	
 

	
December 2046

	
II-17-A

	
5,648,418.34

	
Variable2

	
May 2008

	
December 2046

	
II-17-B

	
5,648,418.34

	
Variable2

	
 

	
December 2046

	
II-18-A

	
5,365,337.38

	
Variable2

	
June 2008

	
December 2046

	
II-18-B

	
5,365,337.38

	
Variable2

	
 

	
December 2046

	
II-19-A

	
5,054,768.90

	
Variable2

	
July 2008

	
December 2046

	
II-19-B

	
5,054,768.90

	
Variable2

	
 

	
December 2046

	
II-20-A

	
4,785,141.14

	
Variable2

	
August 2008

	
December 2046

	
II-20-B

	
4,785,141.14

	
Variable2

	
 

	
December 2046

	
II-21-A

	
2,927,415.62

	
Variable2

	
September 2008

	
December 2046

	
II-21-B

	
2,927,415.62

	
Variable2

	
 

	
December 2046

	
II-22-A

	
52,985,851.24

	
Variable2

	
October 2008

	
December 2046

	
II-22-B

	
52,985,851.24

	
Variable2

	
 

	
December 2046

	
II-23-A

	
8,742,111.35

	
Variable2

	
November 2008

	
December 2046

	
II-23-B

	
8,742,111.35

	
Variable2

	
 

	
December 2046

	
II-24-A

	
9,355,576.79

	
Variable2

	
December 2008

	
December 2046

	
II-24-B

	
9,355,576.79

	
Variable2

	
 

	
December 2046

	
II-25-A

	
7,694,355.70

	
Variable2

	
January 2009

	
December 2046

	
II-25-B

	
7,694,355.70

	
Variable2

	
 

	
December 2046

	
II-26-A

	
5,924,995.17

	
Variable2

	
February 2009

	
December 2046

	
II-26-B

	
5,924,995.17

	
Variable2

	
 

	
December 2046

	
II-27-A

	
4,875,734.05

	
Variable2

	
March 2009

	
December 2046

	
II-27-B

	
4,875,734.05

	
Variable2

	
 

	
December 2046

	
II-28-A

	
4,185,506.88

	
Variable2

	
April 2009

	
December 2046

	
II-28-B

	
4,185,506.88

	
Variable2

	
 

	
December 2046

	
II-29-A

	
3,644,175.09

	
Variable2

	
May 2009

	
December 2046

	
II-29-B

	
3,644,175.09

	
Variable2

	
 

	
December 2046

	
II-30-A

	
3,091,225.23

	
Variable2

	
June 2009

	
December 2046

	
II-30-B

	
3,091,225.23

	
Variable2

	
 

	
December 2046

	
II-31-A

	
2,897,846.34

	
Variable2

	
July 2009

	
December 2046

	
II-31-B

	
2,897,846.34

	
Variable2

	
 

	
December 2046

	
II-32-A

	
2,780,780.70

	
Variable2

	
August 2009

	
December 2046

	
II-32-B

	
2,780,780.70

	
Variable2

	
 

	
December 2046

	
II-33-A

	
2,661,166.46

	
Variable2

	
September 2009

	
December 2046

	
II-33-B

	
2,661,166.46

	
Variable2

	
 

	
December 2046

	
II-34-A

	
3,598,504.20

	
Variable2

	
October 2009

	
December 2046

	
II-34-B

	
3,598,504.20

	
Variable2

	
 

	
December 2046

	
II-35-A

	
505,515.62

	
Variable2

	
November 2009

	
December 2046

	
II-35-B

	
505,515.62

	
Variable2

	
 

	
December 2046

	
II-36-A

	
5,018,453.05

	
Variable2

	
December 2009

	
December 2046

	
II-36-B

	
5,018,453.05

	
Variable2

	
 

	
December 2046

	
II-37-A

	
2,644,369.44

	
Variable2

	
January 2010

	
December 2046

	
II-37-B

	
2,644,369.44

	
Variable2

	
 

	
December 2046

	
II-38-A

	
2,529,283.50

	
Variable2

	
February 2010

	
December 2046

	
II-38-B

	
2,529,283.50

	
Variable2

	
 

	
December 2046

	
II-39-A

	
2,380,802.16

	
Variable2

	
March 2010

	
December 2046

	
II-39-B

	
2,380,802.16

	
Variable2

	
 

	
December 2046

	
II-40-A

	
2,260,950.32

	
Variable2

	
April 2010

	
December 2046

	
II-40-B

	
2,260,950.32

	
Variable2

	
 

	
December 2046

	
II-41-A

	
2,152,990.21

	
Variable2

	
May 2010

	
December 2046

	
II-41-B

	
2,152,990.21

	
Variable2

	
 

	
December 2046

	
II-42-A

	
1,996,006.04

	
Variable2

	
June 2010

	
December 2046

	
II-42-B

	
1,996,006.04

	
Variable2

	
 

	
December 2046

	
II-43-A

	
1,888,554.29

	
Variable2

	
July 2010

	
December 2046

	
II-43-B

	
1,888,554.29

	
Variable2

	
 

	
December 2046

	
II-44-A

	
1,680,177.46

	
Variable2

	
August 2010

	
December 2046

	
II-44-B

	
1,680,177.46

	
Variable2

	
 

	
December 2046

	
II-45-A

	
1,617,050.83

	
Variable2

	
September 2010

	
December 2046

	
II-45-B

	
1,617,050.83

	
Variable2

	
 

	
December 2046

	
II-46-A

	
1,556,245.81

	
Variable2

	
October 2010

	
December 2046

	
II-46-B

	
1,556,245.81

	
Variable2

	
 

	
December 2046

	
II-47-A

	
1,680,123.37

	
Variable2

	
November 2010

	
December 2046

	
II-47-B

	
1,680,123.37

	
Variable2

	
 

	
December 2046

	
II-48-A

	
1,734,843.77

	
Variable2

	
December 2010

	
December 2046

	
II-48-B

	
1,734,843.77

	
Variable2

	
 

	
December 2046

	
II-49-A

	
1,636,951.50

	
Variable2

	
January 2011

	
December 2046

	
II-49-B

	
1,636,951.50

	
Variable2

	
 

	
December 2046

	
II-50-A

	
1,561,525.23

	
Variable2

	
February 2011

	
December 2046

	
II-50-B

	
1,561,525.23

	
Variable2

	
 

	
December 2046

	
II-51-A

	
1,669,887.47

	
Variable2

	
March 2011

	
December 2046

	
II-51-B

	
1,669,887.47

	
Variable2

	
 

	
December 2046

	
II-52-A

	
1,526,829.13

	
Variable2

	
April 2011

	
December 2046

	
II-52-B

	
1,526,829.13

	
Variable2

	
 

	
December 2046

	
II-53-A

	
1,426,802.30

	
Variable2

	
May 2011

	
December 2046

	
II-53-B

	
1,426,802.30

	
Variable2

	
 

	
December 2046

	
II-54-A

	
1,429,085.93

	
Variable2

	
June 2011

	
December 2046

	
II-54-B

	
1,429,085.93

	
Variable2

	
 

	
December 2046

	
II-55-A

	
1,281,764.59

	
Variable2

	
July 2011

	
December 2046

	
II-55-B

	
1,281,764.59

	
Variable2

	
 

	
December 2046

	
II-56-A

	
1,162,629.10

	
Variable2

	
August 2011

	
December 2046

	
II-56-B

	
1,162,629.10

	
Variable2

	
 

	
December 2046

	
II-57-A

	
1,069,096.42

	
Variable2

	
September 2011

	
December 2046

	
II-57-B

	
1,069,096.42

	
Variable2

	
 

	
December 2046

	
II-58-A

	
956,472.47

	
Variable2

	
October 2011

	
December 2046

	
II-58-B

	
956,472.47

	
Variable2

	
 

	
December 2046

	
II-59-A

	
14,069,015.07

	
Variable2

	
November 2011

	
December 2046

	
II-59-B

	
14,069,015.07

	
Variable2

	
 

	
December 2046

_________________________

1          Solely for purposes of Section 1.860G‐1(a)(4)(iii) of the Treasury
regulations, the Distribution Date in the month following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 1 Regular Interest.

2       Calculated in accordance with the definition of “Uncertificated REMIC 1
Pass‐Through Rate” herein.

3       REMIC 1 Regular Interest IX will be entitled to all prepayment penalties or charges with
respect to the Group I Mortgage Loans; REMIC 1 Regular Interest IIX will be entitled to all prepayment penalties or charges with respect to the Group II Mortgage Loans.

REMIC 2

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the REMIC 1 Regular Interests and certain other related assets subject to this
Agreement (exclusive of the Reserve Fund, the Supplemental Interest Trust, the Final Maturity Reserve Trust, the Interest Coverage Account and the Servicer Prepayment Charge Payment Amounts) as a REMIC for federal income tax purposes, and such segregated pool of
assets will be designated as “REMIC 2.”  The Class R‐2 Interest shall represent the sole class of “residual interests” in REMIC 2 for purposes of the REMIC Provisions (as defined herein) under federal income tax law.  The
following table irrevocably sets forth the designation, the Uncertificated REMIC 2 Pass-Through Rate, the initial Uncertificated Principal Balance, and solely for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible
maturity date” for each of the REMIC 2 Regular Interests.  None of the REMIC 2 Regular Interests will be certificated.

	

Designation

	

Initial Uncertificated

 Principal Balance

	

Uncertificated

 REMIC 2

 Pass-Through

 Rate

	

Assumed Final

 Maturity Date1

	
AA

	
$494,017,938.05

	
Variable2

	
December 2046

	
A-IA

	
1,441,900.00

	
Variable2

	
December 2046

	
A-IIA1

	
1,064,015.00

	
Variable2

	
December 2046

	
A-IIA2

	
476,050.00

	
Variable2

	
December 2046

	
A-IIA3

	
788,800.00

	
Variable2

	
December 2046

	
A-IIA4

	
274,640.00

	
Variable2

	
December 2046

	
M1

	
161,310.00

	
Variable2

	
December 2046

	
M2

	
153,750.00

	
Variable2

	
December 2046

	
M3

	
93,260.00

	
Variable2

	
December 2046

	
M4

	
83,175.00

	
Variable2

	
December 2046

	
M5

	
80,655.00

	
Variable2

	
December 2046

	
M6

	
75,615.00

	
Variable2

	
December 2046

	
M7

	
70,575.00

	
Variable2

	
December 2046

	
M8

	
42,850.00

	
Variable2

	
December 2046

	
M9

	
40,330.00

	
Variable2

	
December 2046

	
M10

	
30,245.00

	
Variable2

	
December 2046

	
B

	
50,410.00

	
Variable2

	
December 2046

	
ZZ

	
5,154,418.74

	
Variable2

	
December 2046

	
1GRP

	
35,901.04

	
Variable2

	
December 2046

	
1SUB

	
7,063.04

	
Variable2

	
December 2046

	
2GRP

	
64,918.95

	
Variable2

	
December 2046

	
2SUB

	
12,848.85

	
Variable2

	
December 2046

	
Swap IO

	
N/A3

	
Variable2

	
December 2046

	
FMR IO

	
N/A4

	
Variable2

	
December 2046

	
XX

	
503,979,204.92

	
Variable2

	
December 2046

________________________

1          Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury
regulations, the Distribution Date in the month following the month of the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 2 Regular Interest.

2       Calculated in accordance with the definition of “Uncertificated REMIC 2 Pass-Through
Rate” herein.

3          REMIC 2 Regular Interest Swap IO will not have a principal amount but
will at all times have a notional amount equal to the aggregate principal amounts of the REMIC 1 Regular Interests with the designation “A”.

4          REMIC 2 Regular Interest FMR IO will not have a principal amount but
will at all times have a notional amount equal to the aggregate principal amounts of all of the REMIC 1 Regular Interests.

REMIC 3

 

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the REMIC 2 Regular Interests as a REMIC for federal income tax purposes, and such
segregated pool of assets shall be designated as “REMIC 3.”  The Class R‐3 Interest represents the sole class of “residual interests” in REMIC 3 for purposes of the REMIC Provisions.

The following table sets forth (or describes) the Class designation, Pass-Through Rate and Original Class Certificate Principal Balance for each Class of Certificates that represents one or
more of the “regular interests” in REMIC 3 and each class of uncertificated “regular interests” in REMIC 3:

	

Designation

	

Initial Uncertificated

 Principal Balance

	

Uncertificated

 REMIC 2

 Pass-Through

 Rate

	

Assumed Final

 Maturity Date1

	
I‐A

	
$288,380,000.00

	
Variable2

	
December 2046

	
II-A1

	
212,803,000.00

	
Variable2

	
December 2046

	
II-A2

	
95,210,000.00

	
Variable2

	
December 2046

	
II-A3

	
157,760,000.00

	
Variable2

	
December 2046

	
II-A4

	
54,928,000.00

	
Variable2

	
December 2046

	
M‐1

	
32,262,000.00

	
Variable2

	
December 2046

	
M‐2

	
30,750,000.00

	
Variable2

	
December 2046

	
M‐3

	
18,652,000.00

	
Variable2

	
December 2046

	
M‐4

	
16,635,000.00

	
Variable2

	
December 2046

	
M‐5

	
16,131,000.00

	
Variable2

	
December 2046

	
M‐6

	
15,123,000.00

	
Variable2

	
December 2046

	
M‐7

	
14,115,000.00

	
Variable2

	
December 2046

	
M‐8

	
8,570,000.00

	
Variable2

	
December 2046

	
M‐9

	
8,066,000.00

	
Variable2

	
December 2046

	
M-10

	
6,049,000.00

	
Variable2

	
December 2046

	
B

	
10,082,000.00

	
Variable2

	
December 2046

	
Swap IO

	
N/A

	
Variable5

	
December 2046

	
FM Reserve IO

	
N/A

	
Variable5

	
December 2046

	
Class C Interest3

	
22,683,773.58

	
Variable2

	
December 2046

	
Class P Interest

	
$100.00

	
N/A4

	
December 2046

___________________

1          Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date in the month following the month of the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Class of Certificates or uncertificated interests that
represents one or more of the “regular interests” in REMIC 3.

2          Calculated in accordance with the definition of “Pass-Through Rate”
herein.

3          The Class C Interest will accrue interest at its variable Pass-Through Rate on its
Notional Amount outstanding from time to time, which shall equal the aggregate of the Uncertificated Principal Balances of the REMIC 2 Regular Interests.  The Class C Interest will not accrue interest on its Uncertificated Principal Balance.

4          The Class P Interest will not accrue interest.

5          The interests designated “Swap IO” and “FM Reserve IO” will not
have principal amounts or interest rates but will be entitled to 100% of the interest paid on REMIC 2 Regular Interests Swap IO and FMR IO, respectively.  These interests will not be certificated.

REMIC CX

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class C Interest as a REMIC for federal income tax purposes, and such segregated
pool of assets will be designated as “REMIC CX.”  The Class R‐CX Interest shall represent the sole class of “residual interests” in REMIC CX for purposes of the REMIC Provisions (as defined herein) under federal income tax
law.  The following table irrevocably sets forth the designation, the Pass‐Through Rate, initial Uncertificated Principal Balance, and solely for purposes of satisfying Treasury regulation Section 1.860G‐1(a)(4)(iii), the “latest possible
maturity date” for each of the REMIC CX Regular Interests.

  

	

 Designation

	

Uncertificated REMIC CX

 Pass‐Through Rate

	

Initial Uncertificated

 Principal Balance

	

Assumed Final

 Maturity Date1

	
Class C

	
Variable2

	
$22,683,773.58

	
December 2046

  

_________________________

1          Solely for purposes of Section 1.860G‐1(a)(4)(iii) of the
Treasury regulations, the Distribution Date in the month following the month of the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC CX Regular Interest.

2       The Class C Certificates will not accrue interest on their
Certificate Principal Balance.  Instead, the monthly interest due on the Class C Certificates will be 100% of the interest paid on the Class C Interest.

REMIC PX

 

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated
pool of assets will be designated as “REMIC PX.”  The Class R‐PX Interest shall represent the sole class of “residual interests” in REMIC PX for purposes of the REMIC Provisions (as defined herein) under federal income tax
law.  The following table irrevocably sets forth the designation, the Pass‐Through Rate, initial Uncertificated Principal Balance, and solely for purposes of satisfying Treasury regulation Section 1.860G‐1(a)(4)(iii), the “latest possible
maturity date” for each of the REMIC PX Regular Interests.

	

Designation

	

Uncertificated REMIC PX

 Pass‐Through Rate

	

Initial Uncertificated

 Principal Balance

	

Assumed Final

 Maturity Date1

	
Class P

	

N/A2

	
$100.00

	
December 2046

_________________________

1          Solely for purposes of Section 1.860G‐1(a)(4)(iii) of the
Treasury regulations, the Distribution Date in the month following the month of the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC PX Regular Interest.

2       The Class P Certificates will not accrue interest.

 

REMIC SwapX

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class Swap IO Interest as a REMIC for federal income tax purposes, and such
segregated pool of assets will be designated as “REMIC SwapX.”  The Class R‐SwapX Interest shall represent the sole class of “residual interests” in REMIC SwapX for purposes of the REMIC Provisions (as defined herein) under federal
income tax law.  The following table irrevocably sets forth the designation, the Pass-Through Rate, initial Uncertificated Principal Balance, and solely for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible
maturity date” for each of the REMIC SwapX Regular Interests.

  

	

Designation

	

Uncertificated REMIC PX

 Pass-Through Rate

	

Initial Uncertificated

 Principal Balance

	

Assumed Final

 Maturity Date1

	
Class Swap
IO

	

N/A2

	
$0.00

	
December 2046

  

_________________________

1          Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury
regulations, the Distribution Date in the month following the month of the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC SwapX Regular Interest.

2       The Class Swap IO Upper-Tier Interest will not accrue interest on its
Certificate Principal Balance.  Instead, the monthly interest due on the Class Swap IO Upper-Tier Interest will be 100% of the interest paid on the Class Swap IO Interest.

ARTICLE I

DEFINITIONS

Section 1.01                Defined Terms.

Whenever used in this Agreement or in the Preliminary Statement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this
Article.  Unless otherwise specified, all calculations in respect of interest on the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the payments to the Final Maturity Reserve Trust shall be made on the basis of the actual number
of days elapsed on the basis of a 360‐day year and all other calculations of interest described herein shall be made on the basis of a 360‐day year consisting of twelve 30‐day months.  The Class P Certificates and the Residual Certificates are
not entitled to distributions in respect of interest and, accordingly, will not accrue interest.

“1933 Act”:  The Securities Act of 1933, as amended.

“1934 Act”:  The Exchange Act of 1934, as amended.

“Account”:  Either of the Collection Account and Distribution Account.

“Accrual Period”:  With respect to the Class C Certificates, the REMIC 1 Regular Interests and the Class C Interest, and each Distribution Date, the calendar month
prior to the month of such Distribution Date. With respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates, and each Distribution Date, the period commencing on the immediately preceding Distribution Date (or in the case of the
first such Accrual Period, commencing on the Closing Date) and ending on the day immediately preceding such Distribution Date.

“Additional Termination Event”:  As defined in the Swap Agreement.

“Adjustable Rate Mortgage Loan”:  A Mortgage Loan which provides for an adjustable Mortgage Rate payable with respect thereto.

“Adjusted Net Maximum Mortgage Rate”:  With respect to any Mortgage Loan (or the related REO Property), as of any Distribution Date, a per annum rate of interest equal
to the Maximum Mortgage Rate for such Mortgage Loan (if such Mortgage Loan is an Adjustable Rate Mortgage Loan) or the Mortgage Rate for such Mortgage Loan (if such Mortgage Loan is a Fixed Rate Mortgage Loan), in either case as of the first day of the month
preceding the month in which such Distribution Date occurs, minus the sum of (i) the Servicing Fee Rate, (ii) the PMI Insurer Fee Rate, if applicable, and (iii) the Trustee Fee Rate.

“Adjusted Net Mortgage Rate”:  With respect to any Mortgage Loan (or the related REO Property), as of any Distribution Date, a per annum rate of interest equal to the
Mortgage Rate for such Mortgage Loan as of the first day of the month preceding the month in which such Distribution Date occurs, minus the sum of (i) the Servicing Fee Rate, (ii) the PMI Insurer Fee Rate, if applicable, and (iii) the Trustee Fee
Rate.

“Adjustment Date”:  With respect to each Adjustable Rate Mortgage Loan, each date, on which the Mortgage Rate of such Mortgage Loan changes pursuant to the related
Mortgage Note.  The first Adjustment Date following the Cut‐off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.

“Advance”:  As to any Mortgage Loan or REO Property, any advance made by the Servicer in respect of any Distribution Date pursuant to Section 4.04.

“Advancing Person”:  As defined in Section 3.27 hereof.

“Adverse REMIC Event”:  As defined in Section 10.01(f) hereof.

“Affiliate”:  With respect to any Person, any other Person controlling, controlled by or under common control with such Person.  For purposes of this definition,
“control” means the power to direct the management and policies of a Person, directly or indirectly, whether through ownership of voting securities, by contract or otherwise and “controlling” and “controlled” shall have meanings
correlative to the foregoing.

“Aggregate Final Maturity Reserve Amount”:  With respect any Distribution Date, the sum of the Group I Final Maturity Reserve Amount and the Group II Final Maturity
Reserve Amount.

“Agreement”:  This Pooling and Servicing Agreement and all amendments hereof and supplements hereto.

“Allocated Realized Loss Amount”:  With respect to any Distribution Date and any Class of the Mezzanine Certificates and the Class B Certificates, an amount equal to
(a) the sum of (i) any Realized Losses allocated to such Class of Certificates on such Distribution Date and (ii) any Allocated Realized Loss Amount for such Class of Certificates remaining unpaid from the previous Distribution Date less (b) any Allocated
Realized Loss Amounts that have been reinstated with respect to such Class of Certificates on prior Distribution Dates due to Subsequent Recoveries.

“Annual Statement of Compliance”:  As defined in Section 3.20(a) hereof.

“Appraised Value”:  With respect to any Mortgaged Property, the value thereof as determined by an appraisal made for the originator of the related Mortgage Loan at the
time of origination of such Mortgage Loan by an appraiser who met the minimum requirements of Fannie Mae.

“Assessment of Compliance”:  As defined in Section 3.21(a) hereof.

“Assignment”:  An assignment of Mortgage, notice of transfer or equivalent instrument, in recordable form (excepting therefrom, if applicable, the mortgage recordation
information which has not been required pursuant to Section 2.01 hereof or returned by the applicable recorder’s office), which is sufficient under the laws of the jurisdiction in which the related Mortgaged Property is located to reflect of record the
sale of the Mortgage.

“Attestation Report”:  As defined in Section 3.21(b) hereof.

“Available Funds”:  With respect to any Distribution Date, an amount equal to the excess of (i) the sum of (a) the aggregate of the Monthly Payments on the
Mortgage Loans due on the related Due Date and received on or prior to the related Determination Date, (b) Liquidation Proceeds, Insurance Proceeds, Principal Prepayments, Gross Subsequent Recoveries and other unscheduled recoveries of principal and
interest in respect of the Mortgage Loans during the related Prepayment Period (other than any prepayment charges collected by the Servicer in connection with the full or partial prepayment of any of the Mortgage Loans, any Servicer Prepayment Charge Payment Amount
in connection with the Mortgage Loans and any Prepayment Interest Excess), (c) the aggregate of any amounts received in respect of an REO Property acquired in respect of a Mortgage Loan withdrawn from any REO Account and deposited in the Collection Account for such
Distribution Date, (d) the aggregate of any amounts deposited in the Collection Account by the Servicer in respect of related Prepayment Interest Shortfalls on the Mortgage Loans for such Distribution Date, (e) the aggregate of any Advances made by the
Servicer or the Trustee for such Distribution Date with respect to the Mortgage Loans, (f) the aggregate of any related advances made by or on behalf of the Trustee for such Distribution Date with respect to the Mortgage Loans pursuant to Section 7.02(b) and
(g) the aggregate of any amounts constituting proceeds of repurchases or substitutions of the Mortgage Loans occurring during the related Prepayment Period over (ii) the sum, without duplication, of (a) amounts reimbursable or payable to the Depositor,
the Servicer, the Trustee, the Delaware Trustee, the Seller, the NIMS Insurer or any Sub‐Servicer pursuant to Section 3.11 or Section 3.12 in respect of the Mortgage Loans or otherwise payable in respect of Extraordinary Trust Fund Expenses,
(b) amounts deposited in the Collection Account or the Distribution Account pursuant to clauses (i)(a) through (g) above, as the case may be, in error, (c) Stayed Funds, (d) any Trustee Fee pursuant to Section 8.05 and any indemnification payments
or expense reimbursements made by the Trust pursuant to Section 8.05, (e) the PMI Insurer Fee payable from the Distribution Account and (f) amounts reimbursable to the Trustee for an advance made pursuant to Section 7.02(b) which advance the Trustee has
determined to be nonrecoverable from the Stayed Funds in respect of which it was made.

“Balloon Mortgage Loan”:  A Mortgage Loan that provides for a Balloon Payment.

“Balloon Payment”:  With respect to any Balloon Mortgage Loan, the payment of the unamortized principal balance of a Mortgage Loan in a single payment at the maturity
of such Mortgage Loan.

“Bankruptcy Code”:  The Bankruptcy Reform Act of 1978 (Title 11 of the United States Code), as amended.

“Bankruptcy Loss”:  With respect to any Mortgage Loan, a Realized Loss resulting from a Deficient Valuation or Debt Service Reduction.

“Book-Entry Certificates”:  Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the
books of the Depository or on the books of a Person maintaining an account with the Depository (directly, as a “Depository Participant,” or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in
Section 5.02 hereof).  On the Closing Date, the Class A Certificates, the Mezzanine Certificates and the Class B Certificates shall be Book-Entry Certificates.

“Book-Entry Custodian”:  The custodian appointed pursuant to Section 5.01(b).

“Business Day”:  Any day other than a Saturday, a Sunday or a day on which banking or savings institutions in the State of California, the State of Delaware, the State
of New York, the State of Washington, or in the city in which the Corporate Trust Office of the Trustee is located, are authorized or obligated by law or executive order to be closed.

“Calculation Period”:  As such term is defined in the Swap Agreement.

“Certificate”:  Any Regular Certificate or Residual Certificate.

“Certificate Margin”:  With respect to the Class I-A Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.150% per
annum and (B) after the Optional Termination Date, 0.300% per annum.  With respect to the Class II-A1 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.040% per annum and (B) after the Optional Termination
Date, 0.080% per annum.  With respect to the Class II‐A2 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.110% per annum and (B) after the Optional Termination Date, 0.220% per annum.  With respect
to the Class II-A3 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.160% per annum and (B) after the Optional Termination Date, 0.320% per annum.  With respect to the Class II-A4 Certificates on each
Distribution Date (A) on or prior to the Optional Termination Date, 0.220% per annum and (B) after the Optional Termination Date, 0.440% per annum.  With respect to the Class M‐1 Certificates on each Distribution Date (A) on or prior to
the Optional Termination Date, 0.240% per annum and (B) after the Optional Termination Date, 0.360% per annum.  With respect to the Class M‐2 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.290% per
annum and (B) after the Optional Termination Date, 0.435% per annum.  With respect to the Class M-3 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.330% per annum and (B) after the Optional Termination
Date, 0.495% per annum.  With respect to the Class M‐4 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.370% per annum and (B) after the Optional Termination Date, 0.555% per annum.  With respect to
the Class M‐5 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 0.390% per annum and (B) after the Optional Termination Date, 0.585% per annum.  With respect to the Class M‐6 Certificates on each
Distribution Date (A) on or prior to the Optional Termination Date, 0.460% per annum and (B) after the Optional Termination Date, 0.690% per annum.  With respect to the Class M‐7 Certificates on each Distribution Date (A) on or prior to the
Optional Termination Date, 0.850% per annum and (B) after the Optional Termination Date, 1.275% per annum.  With respect to the Class M-8 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 1.250% per annum and
(B) after the Optional Termination Date, 1.875% per annum.  With respect to the Class M‐9 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 2.250% per annum and (B) after the Optional Termination Date,
3.375% per annum.  With respect to the Class M-10 Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 2.500% per annum and (B) after the Optional Termination Date, 3.750% per annum.  With respect to the Class B
Certificates on each Distribution Date (A) on or prior to the Optional Termination Date, 2.500% per annum and (B) after the Optional Termination Date, 3.750% per annum.

“Certificate of Trust”:  The certificate of trust filed with respect to the Trust with the Secretary of State in accordance with Section 3810(a) of the Statutory Trust
Statute.

“Certificate Owner”:  With respect to each Book-Entry Certificate, any beneficial owner thereof.

“Certificate Principal Balance”:  With respect to any Class A Certificates, Mezzanine Certificates, Class B Certificates or Class P Certificates immediately prior to
any Distribution Date, an amount equal to the Initial Certificate Principal Balance thereof reduced by the sum of all amounts actually distributed in respect of principal of such Class and, in the case of a Mezzanine Certificate or Class B Certificate, Realized
Losses allocated thereto on all prior Distribution Dates and, in the case of a Mezzanine Certificate or Class B Certificate, increased by the Allocated Realized Loss Amounts reinstated thereto on all prior Distribution Dates due to Subsequent Recoveries.  With
respect to any Class C Certificates as of any date of determination, an amount equal to the Uncertificated Principal Balance of the Class C Interest.  The Residual Certificates will not have a Certificate Principal Balance.

“Certificate Register”:  The register established and maintained pursuant to Section 5.02 hereof.

“Certificateholder” or “Holder”:  The Person in whose name a Certificate is registered in the Certificate Register, except that a Disqualified
Organization or a Non‐United States Person shall not be a Holder of a Residual Certificate for any purposes hereof and, solely for the purposes of giving any consent, direction or taking any other action pursuant to this Agreement, any Certificate registered in
the name of the Depositor or the Servicer or any Affiliate thereof shall be deemed not to be outstanding and the Voting Rights to which it is entitled shall not be taken into account in determining whether the requisite percentage of Voting Rights necessary to effect
any such consent, direction or other action has been obtained, except as otherwise provided in Section 11.01.  The Trustee and the NIMS Insurer may conclusively rely upon a certificate of the Depositor or the Servicer in determining whether a Certificate is
held by an Affiliate thereof.  All references herein to “Holders” or “Certificateholders” shall reflect the rights of Certificate Owners as they may indirectly exercise such rights through the Depository and participating members thereof,
except as otherwise specified herein; provided, however, that the Trustee and the NIMS Insurer shall be required to recognize as a “Holder” or “Certificateholder” only the Person in whose name a Certificate is registered in the Certificate
Register.

“Certification”:  As defined in Section 4.08(b) hereof.

“Class”:  Collectively, Certificates which have the same priority of payment and bear the same class designation and the form of which is identical except for variation
in the Percentage Interest evidenced thereby. 

“Class I-A Certificate”:  Any one of the Class I-A Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A executed,
authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class II-A1 Certificate”:  Any one of the Class II-A1 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class II-A2 Certificate”:  Any one of the Class II-A2 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class II-A3 Certificate”:  Any one of the Class II-A3 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class II-A4 Certificate”:  Any one of the Class II-A4 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class A Certificates”:  The Group I Senior Certificates and the Group II Senior Certificates.

“Class A Principal Distribution Amount”:  With respect to any Distribution Date, the sum of the Group I Senior Principal Distribution Amount and the Group II Senior
Principal Distribution Amount.

“Class B Certificate”:  Any one of the Class B Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A, executed,
authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class B Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the amount
equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class B Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after
taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M-2 Certificates and the Class M-3 Certificates (after taking into
account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates (after taking into account the payment of the Class M‐4 Principal
Distribution Amount on such Distribution Date), (iv) the aggregate Certificate Principal Balance of the Class M‐5 Certificates (after taking into account the payment of the Class M‐5 Principal Distribution Amount on such Distribution Date), (v) the
aggregate Certificate Principal Balance of the Class M‐6 Certificates (after taking into account the payment of the Class M‐6 Principal Distribution Amount on such Distribution Date), (vi) the aggregate Certificate Principal Balance of the Class M‐7
Certificates (after taking into account the payment of the Class M‐7 Principal Distribution Amount on such Distribution Date), (vii) the aggregate Certificate Principal Balance of the Class M‐8 Certificates (after taking into account the payment of the
Class M‐8 Principal Distribution Amount on such Distribution Date), (viii) the aggregate Certificate Principal Balance of the Class M‐9 Certificates (after taking into account the payment of the Class M‐9 Principal Distribution Amount on such
Distribution Date), (ix) the aggregate Certificate Principal Balance of the Class M-10 Certificates (after taking into account the payment of the Class M-10 Principal Distribution Amount on such Distribution Date) and (x) the aggregate Certificate Principal Balance
of the Class B Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 95.50% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect
to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as
of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the
Overcollateralization Floor.

“Class C Certificate”:  Any one of the Class C Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A, executed,
authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC CX.

“Class C Interest” An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class C Certificates and the Class R‐CX Interest,
evidencing a Regular Interest in REMIC 3 for purposes of the REMIC Provisions.

“Class C NIM Payment Amount”:  For any Distribution Date (I) on or before the date the NIM Notes are issued, zero, (II) from the first Distribution Date after the date
on which the NIM Notes are issued until the principal balance of the NIM Notes has been reduced to zero, the amount necessary to pay in full the NIM Notes as provided in the Indenture and to pay in full any amounts owed to the NIMS Insurer as provided in the
Indenture less the amounts payable to the Class C Certificates from the Reserve Fund on such Distribution Date and (III) thereafter, zero. 

“Class C Shortfall”:  As defined in Section 10.01(l) hereof.

“Class FMR IO Interest”  An uncertificated interest in the Trust Fund, evidencing a Regular Interest in REMIC 3 for purposes of the REMIC Provisions.

“Class M‐1 Certificate”:  Any one of the Class M‐1 Certificates as designated on the face thereof substantially in the form annexed hereto as
Exhibit A, executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M-2 Certificate”:  Any one of the Class  M-2 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A,
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M-3 Certificate”:  Any one of the Class M-3 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A,
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M‐3 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in
effect, the amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M‐2 Certificates and the Class M‐3 Certificates immediately prior to such Distribution Date and (II) the excess of (x)
the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date) and (ii) the aggregate Certificate Principal Balance of the
Class M‐1 Certificates, the Class M‐2 Certificates and the Class M‐3 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 76.70% and (ii) the aggregate Stated Principal Balance of
the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related
Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M‐4 Certificate”:  Any one of the Class M‐4 Certificates as designated on the face thereof substantially in the form annexed hereto as
Exhibit A, executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M‐4 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M‐4 Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of
the Class A Certificates (after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M-2 Certificates and the
Class M‐3 Certificates (after taking into account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), and (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates immediately prior to
such Distribution Date over (y) the lesser of (A) the product of (i) 80.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during
the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period
(after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M‐5 Certificate”:  Any one of the Class M‐5 Certificates as designated on the face thereof substantially in the form annexed hereto as
Exhibit A, executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M‐5 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M‐5 Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of
the Class A Certificates (after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M-2 Certificates and the
Class M-3 Certificates (after taking into account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates (after taking into account the
payment of the Class M‐4 Principal Distribution Amount on such Distribution Date) and (iv) the aggregate Certificate Principal Balance of the Class M‐5 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the
product of (i) 83.20% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due
during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M‐6 Certificate”:  Any one of the Class M‐6 Certificates as designated on the face thereof substantially in the form annexed hereto as
Exhibit A, executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M‐6 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M‐6 Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of
the Class A Certificates (after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M-2 Certificates and the
Class M-3 Certificates (after taking into account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates (after taking into account the
payment of the Class M‐4 Principal Distribution Amount on such Distribution Date), (iv) the aggregate Certificate Principal Balance of the Class M‐5 Certificates (after taking into account the payment of the Class M‐5 Principal Distribution Amount
on such Distribution Date) and (v) the aggregate Certificate Principal Balance of the Class M‐6 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 86.20% and (ii) the aggregate Stated Principal
Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the
related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or
advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M‐7 Certificate”:  Any one of the Class M‐7 Certificates as designated on the face thereof substantially in the form annexed hereto as
Exhibit A, executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M‐7 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M‐7 Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of
the Class A Certificates (after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M-2 Certificates and the
Class M-3 Certificates (after taking into account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates (after taking into account the
payment of the Class M‐4 Principal Distribution Amount on such Distribution Date), (iv) the aggregate Certificate Principal Balance of the Class M‐5 Certificates (after taking into account the payment of the Class M‐5 Principal Distribution Amount
on such Distribution Date), (v) the aggregate Certificate Principal Balance of the Class M‐6 Certificates (after taking into account the payment of the Class M‐6 Principal Distribution Amount on such Distribution Date) and (vi) the aggregate
Certificate Principal Balance of the Class M‐7 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 89.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of
the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate
Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal
received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-8 Certificate”:  Any one of the Class  M-8 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A,
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M-8 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the
Class A Certificates (after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M-2 Certificates and the Class
M-3 Certificates (after taking into account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates (after taking into account the payment
of the Class M‐4 Principal Distribution Amount on such Distribution Date), (iv) the aggregate Certificate Principal Balance of the Class M‐5 Certificates (after taking into account the payment of the Class M‐5 Principal Distribution Amount on such
Distribution Date), (v) the aggregate Certificate Principal Balance of the Class M‐6 Certificates (after taking into account the payment of the Class M‐6 Principal Distribution Amount on such Distribution Date), (vi) the aggregate Certificate
Principal Balance of the Class M‐7 Certificates (after taking into account the payment of the Class M‐7 Principal Distribution Amount on such Distribution Date) and (vii) the aggregate Certificate Principal Balance of the Class M-8 Certificates
immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 90.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of
the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the
Overcollateralization Floor.

“Class M-9 Certificate”:  Any one of the Class  M-9 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A,
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M-9 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the
Class A Certificates (after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M-2 Certificates and the Class
M-3 Certificates (after taking into account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates (after taking into account the payment
of the Class M‐4 Principal Distribution Amount on such Distribution Date), (iv) the aggregate Certificate Principal Balance of the Class M‐5 Certificates (after taking into account the payment of the Class M‐5 Principal Distribution Amount on such
Distribution Date), (v) the aggregate Certificate Principal Balance of the Class M‐6 Certificates (after taking into account the payment of the Class M‐6 Principal Distribution Amount on such Distribution Date), (vi) the aggregate Certificate
Principal Balance of the Class M‐7 Certificates (after taking into account the payment of the Class M‐7 Principal Distribution Amount on such Distribution Date), (vii) the aggregate Certificate Principal Balance of the Class M‐8 Certificates (after
taking into account the payment of the Class M‐8 Principal Distribution Amount on such Distribution Date) and (viii) the aggregate Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution Date over (y) the lesser
of (A) the product of (i) 92.30% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-10 Certificate”:  Any one of the Class M-10 Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A,
executed, authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC 3.

“Class M-10 Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date and (II) the excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates
(after taking into account the payment of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M‐1 Certificates, the Class M‐2 Certificates and the Class M‐3 Certificates
(after taking into account the payment of the Class M‐3 Principal Distribution Amount on such Distribution Date), (iii) the aggregate Certificate Principal Balance of the Class M‐4 Certificates (after taking into account the payment of the Class M‐4
Principal Distribution Amount on such Distribution Date), (iv) the aggregate Certificate Principal Balance of the Class M‐5 Certificates (after taking into account the payment of the Class M‐5 Principal Distribution Amount on such Distribution Date), (v)
the aggregate Certificate Principal Balance of the Class M‐6 Certificates (after taking into account the payment of the Class M‐6 Principal Distribution Amount on such Distribution Date), (vi) the aggregate Certificate Principal Balance of the Class
M‐7 Certificates (after taking into account the payment of the Class M‐7 Principal Distribution Amount on such Distribution Date), (vii) the aggregate Certificate Principal Balance of the Class M‐8 Certificates (after taking into account the payment
of the Class M‐8 Principal Distribution Amount on such Distribution Date), (viii) the aggregate Certificate Principal Balance of the Class M‐9 Certificates (after taking into account the payment of the Class M‐9 Principal Distribution Amount on such
Distribution Date) and (ix) the aggregate Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 93.50% and (ii) the aggregate Stated Principal Balance of the Mortgage
Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period)
and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class P Certificate”:  Any one of the Class P Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A, executed,
authenticated and delivered by the Trustee, representing the right to distributions as set forth herein and therein and evidencing a regular interest in REMIC PX.

“Class P Interest”:  An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular
Interest in REMIC 3 for purposes of the REMIC Provisions.

“Class R Certificate”:  Any one of the Class R Certificates as designated on the face thereof substantially in the form annexed hereto as Exhibit A, executed,
authenticated and delivered by the Trustee, evidencing the ownership of the Class R‐1 Interest, the Class R‐2 Interest and the Class R‐3 Interest.

“Class R‐1 Interest”:  The Residual Interest in REMIC 1.

“Class R‐2 Interest”:  The Residual Interest in REMIC 2.

“Class R‐3 Interest”:  The Residual Interest in REMIC 3.

“Class R‐CX Certificate”:  Any one of the Class R‐CX Certificates as designated on the face thereof substantially in the form annexed hereto as
Exhibit A, executed, authenticated and delivered by the Trustee, evidencing the ownership of the Class R‐CX Interest and the Class R‐SwapX Interest.

“Class R‐CX Interest”:  The Residual Interest in REMIC CX.

“Class R‐PX Certificate”:  Any one of the Class R‐PX Certificates as designated on the face thereof substantially in the form annexed hereto as
Exhibit A, executed, authenticated and delivered by the Trustee, evidencing the ownership of the Class R‐PX Interest.

“Class R‐PX Interest”:  The Residual Interest in REMIC PX.

“Class R-SwapX Interest”:  The Residual Interest in REMIC SwapX.

“Class Swap IO Interest”:  An uncertificated interest in the Trust Fund, evidencing a Regular Interest in REMIC 3 for purposes of the REMIC Provisions.

“Class Swap IO Upper-Tier Interest”:  An uncertificated interest in the Trust Fund, evidencing a Regular Interest in REMIC SwapX for purposes of the REMIC
Provisions.

“Close of Business”:  As used herein, with respect to any Business Day, 5:00 p.m. (New York time).

“Closing Date”:  November 9, 2006.

“Closing Date Mortgage Loans”:  The Group I Closing Date Mortgage Loans and the Group II Closing Date Mortgage Loans. 

“Code”:  The Internal Revenue Code of 1986, as amended.

“Collection Account”:  The account or accounts created and maintained by the Servicer pursuant to Section 3.10(a), which shall be entitled “Deutsche Bank
National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006‐10, Asset‐Backed Certificates, Series 2006‐10” and which must be an Eligible Account.

“Commission”:  The Securities and Exchange Commission.

“Compensating Interest”:  As defined in Section 3.24.

“Corporate Trust Office”:  The principal corporate trust office of the Trustee at which at any particular time its corporate trust business in connection with this
Agreement shall be administered, which office at the date of the execution of this instrument is located at 1761 East St. Andrew Place, Santa Ana, California 92705, or at such other address as the Trustee may designate from time to time by notice to the
Certificateholders, the Swap Counterparty, the Depositor and the Servicer. 

“Corresponding Certificates”:  As shown on the following chart:

	
REMIC 2 Regular Interest

	
Corresponding Certificate

	
IA

	
Class I‐A Certificates

	
IIA1

	
Class II-A1 Certificates

	
IIA2

	
Class II-A2 Certificates

	
IIA3

	
Class II-A3 Certificates

	
IIA4

	
Class II-A4 Certificates

	
M1

	
Class M‐1 Certificates

	
M2

	
Class M‐2 Certificates

	
M3

	
Class M‐3 Certificates

	
M4

	
Class M‐4 Certificates

	
M5

	
Class M‐5 Certificates

	
M6

	
Class M‐6 Certificates

	
M7

	
Class M‐7 Certificates

	
M8

	
Class M‐8 Certificates

	
M9

	
Class M‐9 Certificates

	
M10

	
Class M-10 Certificates

	
B

	
Class B Certificates

	
Class C Interest

	
Class C Certificates

	
P and the Class P Interest

	
Class P Certificates

 

“Counterparty Payment”:  With respect to any Distribution Date is an amount equal to the product of (i) USD-LIBOR-BBA for such Distribution Date, (ii) the Swap Notional
Amount for such Distribution Date and (iii) a fraction, the numerator of which is 30 and the denominator of which is 360.

“Credit Enhancement Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (x) the sum of the
aggregate Certificate Principal Balance of the Mezzanine Certificates, the Class B Certificates and the Uncertificated Principal Balance of the Class C Interest, calculated prior to distribution of the Group I Principal Distribution Amount and the Group II Principal
Distribution Amount in respect of the Certificates then entitled to distributions of principal on such Distribution Date, and the denominator of which is (y) the aggregate Stated Principal Balance of the Mortgage Loans, calculated prior to taking into account
payments of principal on the Mortgage Loans due on the related Due Date or received during the related Prepayment Period. 

“Cumulative Loss Trigger Event”:  A Cumulative Loss Trigger Event has occurred with respect to any Distribution Date in or after December 2008, if the percentage
obtained by dividing (x) the aggregate amount of Realized Losses incurred (less any Subsequent Recoveries) with respect to the Mortgage Loans from the Cut-off Date through the last day of the related Due Period by (y) the aggregate Stated Principal Balance
of the Mortgage Loans as of the Cut-off Date, exceeds the applicable percentage set forth below for such Distribution Date:

	
Distribution Date Occurring in

	
Cumulative Loss Percentage

	
December 2008 through November 2009

	
1.30% for the first month, plus an additional 1/12th of
1.55% for each month thereafter.

	
December 2009 through November 2010

	
2.85% for the first month, plus an additional 1/12th of
1.65% for each month thereafter.

	
December 2010 through November 2011

	
4.50% for the first month, plus an additional 1/12th of
1.30% for each month thereafter.

	
December 2011 through November 2012

	
5.80% for the first month, plus an additional 1/12th of
0.75% for each month thereafter.

	
December 2012 and thereafter

	
6.55% for each month.

 

“Custodial Agreement”:  Any agreement that may be entered into by the Trustee and any Custodian or any agreement assigned to the Trustee providing for holding and
safekeeping of Mortgage Files on behalf of the Trust.

“Custodian”:  A custodian appointed as provided in Section 8.11 hereof pursuant to a Custodial Agreement.

“Cut‐off Date”:  With respect to each Closing Date Mortgage Loan, November 1, 2006; and with respect to each Qualified Substitute Mortgage Loan, its date of
substitution, as applicable.

“Cut‐off Date Aggregate Principal Balance”:  The aggregate of the Cut‐off Date Principal Balances of the Mortgage Loans.

“Cut‐off Date Principal Balance”:  With respect to any Mortgage Loan, the unpaid principal balance thereof as of the Cut‐off Date (with respect to a Closing
Date Mortgage Loan); or as of the applicable date of substitution (with respect to a Qualified Substitute Mortgage Loan), after giving effect to scheduled payments due on or before the Cut‐off Date, whether or not received.

“Debt Service Reduction”:  With respect to any Mortgage Loan, a reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of competent jurisdiction
in a proceeding under the Bankruptcy Code, except such a reduction resulting from a Deficient Valuation.

“Deficient Valuation”:  With respect to any Mortgage Loan, a valuation of the related Mortgaged Property by a court of competent jurisdiction in an amount less than the
then outstanding principal balance of the Mortgage Loan, which valuation results from a proceeding initiated under the Bankruptcy Code.

“Definitive Certificates”:  As defined in Section 5.01(b) hereof.

“Delaware Trustee”:  Deutsche Bank Trust Company Delaware, or its successor-in-interest as provided in Section 8.08, or any successor trustee appointed as herein
provided.

“Deleted Mortgage Loan”:  A Mortgage Loan replaced or to be replaced by one or more Qualified Substitute Mortgage Loans.

“Delinquency Percentage”:  With respect to any Distribution Date, the percentage obtained by dividing (x) the aggregate Stated Principal Balance of (i) Mortgage
Loans Delinquent 60 days or more, (ii) REO Properties related to the Mortgage Loans and (iii) Mortgage Loans in foreclosure and in bankruptcy (excluding any such Mortgage Loans which are less than 60 days Delinquent under the bankruptcy plan) by (y) the
aggregate Stated Principal Balance of the Mortgage Loans, in each case, calculated prior to taking into account payments of principal on the Mortgage Loans due on the related Due Date or received during the related Prepayment Period. 

“Delinquency Trigger Event”:  A Delinquency Trigger Event has occurred with respect to a Distribution Date if the Delinquency Percentage exceeds 39.35% of the Credit
Enhancement Percentage.

“Delinquent”:  With respect to any Mortgage Loan and related Monthly Payment, the Monthly Payment due on a Due Date which is not made by the Close of Business on the
next scheduled Due Date for such Mortgage Loan.  For example, a Mortgage Loan is 60 or more days Delinquent if the Monthly Payment due on a Due Date is not made by the Close of Business on the second scheduled Due Date after such Due Date.

“Depositor”:  Long Beach Securities Corp., a Delaware corporation, or any successor in interest.

“Depository”:  The initial Depository shall be The Depository Trust Company, whose nominee is Cede & Co., or any other organization registered as a “clearing
agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended.  The Depository shall initially be the registered Holder of the Book-Entry Certificates.  The Depository shall at all times be a “clearing
corporation” as defined in Section 8‐102(3) of the Uniform Commercial Code of the State of New York.

“Depository Participant”:  A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers
and pledges of securities deposited with the Depository.

“Determination Date”:  With respect to any Distribution Date, the 15th day of the calendar month in which such Distribution Date occurs or, if such 15th day is not a
Business Day, the Business Day immediately preceding such 15th day.

“Directly Operate”:  With respect to any REO Property, the furnishing or rendering of services to the tenants thereof, the management or operation of such REO Property,
the holding of such REO Property primarily for sale to customers, the performance of any construction work thereon or any use of such REO Property in a trade or business conducted by the REMIC other than through an Independent Contractor; provided, however, that the
Trustee (or the Servicer on behalf of the Trustee) shall not be considered to Directly Operate an REO Property solely because the Trustee (or the Servicer on behalf of the Trustee) establishes rental terms, chooses tenants, enters into or renews leases, deals with
taxes and insurance, or makes decisions as to repairs or capital expenditures with respect to such REO Property.

“Disqualified Organization”:  Any:  (A) “disqualified organization” under Section 860E of the Code, which as of the Closing Date is any of 
(i) the United States, any state or political subdivision thereof, any foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (ii) any organization (other than a cooperative described in
Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code unless such organization is subject to the tax imposed by Section 511 of the Code, or (iii) any organization described in Section 1381(a)(2)(C) of the
Code; (B) “electing large partnership” within the meaning of Section 775 of the Code; or (C) other Person so designated by the Trustee based upon an Opinion of Counsel provided by nationally recognized counsel to the Trustee that the holding of
an ownership interest in a Residual Certificate by such Person may cause the Trust or any Person having an ownership interest in any Class of Certificates (other than such Person) to incur liability for any federal tax imposed under the Code that would not otherwise
be imposed but for the transfer of an ownership interest in a Residual Certificate to such Person.  A corporation will not be treated as an instrumentality of the United States or of any state or political subdivision thereof if all of its activities are subject
to income tax and a majority of its board of directors is not selected by a governmental unit.  The terms “United States,” “state” and “international organization” shall have the meanings set forth in Section 7701 of the
Code.

“Distribution Account”:  The trust account or accounts created and maintained by the Trustee pursuant to Section 3.10(b) which shall be entitled
“Distribution Account, Deutsche Bank National Trust Company, as Trustee, in trust for the registered Certificateholders of Long Beach Mortgage Loan Trust 2006‐10, Asset‐Backed Certificates, Series 2006‐10” and which must be an Eligible
Account.

“Distribution Date”:  The 25th day of any calendar month, or if such 25th day is not a Business Day, the Business Day immediately following such 25th day, commencing in
December 2006.

“Due Date”:  With respect to each Distribution Date, the first day of the calendar month in which such Distribution Date occurs, which is the day of the month on which
the Monthly Payment is due on a Mortgage Loan, exclusive of any days of grace.

“Due Period”:  With respect to any Distribution Date, the period commencing on the second day of the month preceding the month in which such Distribution Date occurs
and ending on the first day of the month in which such Distribution Date occurs.

“Early Termination Date”:  As defined in the Swap Agreement.

“Eligible Account”:  Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company the short‐term
unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the short‐term unsecured debt obligations of such holding company) are rated no lower than P‐1 by
Moody’s, F‐1 by Fitch and A‐1 by S&P (or comparable ratings if Moody’s, Fitch and S&P are not the Rating Agencies) at the time any amounts are held on deposit therein; provided that so long as Washington Mutual Bank is the Servicer,
any account maintained with Washington Mutual Bank shall be an Eligible Account if the long-term unsecured debt obligations of Washington Mutual Bank are rated no lower than “A2” by Moody’s, or “A” by Fitch and “A‐” by
S&P and the short-term unsecured debt obligations of Washington Mutual Bank are rated no lower than A‐2 by S&P, provided that if the long-term unsecured debt obligations of Washington Mutual Bank are downgraded by S&P
to a rating lower than “A‐”or the short-term unsecured debt obligations of Washington Mutual Bank are downgraded by S&P to a rating lower than A‐2, Washington Mutual Bank shall transfer the
deposits in any account maintained by Washington Mutual Bank (unless any such account is otherwise qualified as an Eligible Account pursuant to (ii), (iii) or (iv) of the definition of Eligible Account) to an Eligible Account within ten (10) Business Days of
notification of such downgrade, (ii) an account or accounts the deposits in which are fully insured by the FDIC (to the limits established by such corporation), the uninsured deposits in which account are otherwise secured such that, as evidenced by an Opinion
of Counsel delivered to the Trustee and to each Rating Agency, the Certificateholders will have a claim with respect to the funds in such account or a perfected first priority security interest against such collateral (which shall be limited to Permitted Investments)
securing such funds that is superior to claims of any other depositors or creditors of the depository institution with which such account is maintained, (iii) a trust account or accounts maintained with the trust department of a federal or state chartered
depository institution, national banking association or trust company acting in its fiduciary capacity or (iv) an account otherwise acceptable to the NIMS Insurer and each Rating Agency without reduction or withdrawal of their then current ratings of the
Certificates as evidenced by a letter from each Rating Agency to the Trustee.  Eligible Accounts may bear interest.

“ERISA”:  The Employee Retirement Income Security Act of 1974, as amended.

“Escrow Payments”:  As defined in Section 3.09 hereof.

“Excess Overcollateralized Amount”:  With respect to any Distribution Date, the excess, if any, of (i) the Overcollateralized Amount for such Distribution Date
(assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date) over (ii) the Overcollateralization Target Amount for such Distribution Date.

“Extra Principal Distribution Amount”:  With respect to any Distribution Date, the lesser of (x) the Net Monthly Excess Cashflow for such Distribution Date and
(y) the Overcollateralization Deficiency Amount for such Distribution Date.

“Extraordinary Trust Fund Expense”:  Any amounts reimbursable to the Trustee or the Delaware Trustee, or any director, officer, employee or agent of the Trustee or the
Delaware Trustee, as applicable, from the Trust pursuant to Section 8.05, any amounts payable from the Distribution Account in respect of taxes pursuant to Section 10.01(g)(iii), any amounts payable from the Distribution Account in respect of any REMIC
pursuant to Section 10.01(c), any amounts payable from the Trust as a trustee fee for any successor trustee and any amounts payable by the Trustee for the recording of the assignments of mortgage pursuant to Section 2.01.

“Fannie Mae”:  Federal National Mortgage Association, or any successor thereto.

“FDIC”:  Federal Deposit Insurance Corporation, or any successor thereto.

“Final Maturity Reserve Account”:  As defined in Section 4.10(a) hereof.

“Final Maturity Reserve Funding Date”:  The earlier of (a) the Distribution Date in November 2036 and (b) the Distribution Date on which the amount on deposit in
the Final Maturity Reserve Account (after giving effect to all distributions on such Distribution Date other than distributions from the Final Maturity Reserve Account) is equal to the Stated Principal Balance of the Mortgage Loans having 40-year original terms to
maturity (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and, if such Distribution Date is on or
after the Distribution Date in December 2026, less the Overcollateralized Amount with respect to such Distribution Date.

“Final Maturity Reserve Rate”:  An annual rate of 0.0556%. 

“Final Maturity Reserve Shortfall”:  With respect to any Distribution Date, the excess of (a)  the Stated Principal Balance of the Mortgage Loans having
40-year original terms to maturity (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) over
(b) amounts on deposit in the Final Maturity Reserve Account (after giving effect to all distributions on such Distribution Date other than distributions from the Final Maturity Reserve Account).

“Final Maturity Reserve Trust”:  As defined in Section 4.10(a) hereof.

“Final Maturity Reserve Trust Trustee”:  Deutsche Bank National Trust Company, not in its individual capacity but solely in its capacity as a trustee of the Final
Maturity Reserve Trust, and any successor thereto.

“Final Recovery Determination”:  With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by the Seller or
the Servicer pursuant to or as contemplated by Section 2.03, Section 3.16(c) or Section 9.01), a determination made by the Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Servicer, in its reasonable good faith
judgment, expects to be finally recoverable in respect thereof have been so recovered.  The Servicer shall maintain records, prepared by a Servicing Representative, of each Final Recovery Determination made thereby.

“Fitch”:  Fitch, Inc., or its successor in interest.

“Fixed Rate Mortgage Loan”:  A Mortgage Loan which provides for a fixed Mortgage Rate payable with respect thereto.

“Formula Rate”:  For any Distribution Date and the Class A Certificates, the Mezzanine Certificates and the Class B Certificates, the lesser of (x) LIBOR plus the
related Certificate Margin and (y) the related Maximum Cap Rate. 

“Freddie Mac”:  The Federal Home Loan Mortgage Corporation, or any successor thereto.

“Gross Margin”:  With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each
Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.

“Gross Subsequent Recoveries”:  Any unexpected recoveries related to a Liquidated Mortgage Loan received by the Servicer which were allocated as a Realized Loss in
reducing a Certificate Principal Balance of a Class of the Mezzanine Certificates or the Class B Certificates on a Distribution Date prior to the Prepayment Period in which such funds were received.  Gross Subsequent Recoveries may include but are not limited to
unanticipated insurance settlements, tax refunds or mortgage bankruptcy distributions.

“Group I Closing Date Mortgage Loans”:  Any of the Group I Mortgage Loans included in the Trust Fund on the Closing Date.  The aggregate Cut-off Date
Principal Balance of the Group I Closing Date Mortgage Loans is equal to $359,010,422.76.

“Group I Final Maturity Reserve Amount”:  With respect to any Distribution Date (a) on and after the Distribution Date in December 2016 up to and including the earlier
of (i) the Distribution Date in November 2026 and (ii) the Final Maturity Reserve Funding Date, if the Stated Principal Balance of the Mortgage Loans having 40-year original terms to maturity is greater than the Stated Principal Balance for such Distribution Date set
forth in Schedule III attached hereto, the lesser of (A) the product of (i) the Final Maturity Reserve Rate, (ii) the aggregate Stated Principal Balance of the Group I Mortgage Loans on the first day of the related Due Period (not including for this purpose the Group
I Mortgage Loans for which prepayments in full have been received and distributed in the month prior to that Distribution Date) and (iii) a fraction, the numerator of which is the actual number of days in the related Accrual Period and the denominator of which is 360
and (B) the Final Maturity Reserve Shortfall for such Distribution Date multiplied by a fraction, (1) the numerator of which is the aggregate Stated Principal Balance of the Group I Mortgage Loans on the first day of the related Due Period (not including for this
purpose the Group I Mortgage Loans for which prepayments in full have been received and distributed in the month prior to that Distribution Date), and (2) the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans on the first day of the
related Due Period (not including for this purpose the Mortgage Loans for which prepayments in full have been received and distributed in the month prior to that Distribution Date), and (b) on any other Distribution Date, zero.

“Group I Interest Remittance Amount”:  With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to
interest received or advanced with respect to the Group I Mortgage Loans or to Compensating Interest paid by the Servicer with respect to the Group I Mortgage Loans.

“Group I Mortgage Loans”:  Those Mortgage Loans identified as Group I Mortgage Loans on the Mortgage Loan Schedule.

“Group I Net Swap Payment”:  With respect to any Distribution Date, the Net Swap Payment for such Distribution Date multiplied by the Group I Swap Percentage for such
Distribution Date.

“Group I Principal Allocation Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (x) the
Group I Principal Remittance Amount for such Distribution Date, and the denominator of which is (y) the Principal Remittance Amount for such Distribution Date.

“Group I Principal Distribution Amount”:  With respect to any Distribution Date, the sum of (i) (x) the Group I Principal Remittance Amount minus (y) the
amount of any Overcollateralization Release Amount for such Distribution Date multiplied by the Group I Principal Allocation Percentage, and (ii) the Extra Principal Distribution Amount multiplied by the Group I Principal Allocation Percentage for such Distribution
Date.

“Group I Principal Remittance Amount”:  With respect to any Distribution Date, the sum of (i) all scheduled payments of principal collected or advanced on the
Group I Mortgage Loans by the Servicer that were due during the related Due Period, (ii) all partial and full principal prepayments of the Group I Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of
all Net Liquidation Proceeds, Insurance Proceeds and Gross Subsequent Recoveries received during the related Prepayment Period with respect to the Group I Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased
Group I Mortgage Loan, deposited to the Collection Account during the related Prepayment Period, (v) the principal portion of any Substitution Adjustments deposited in the Collection Account during the related Prepayment Period with respect to the Group I
Mortgage Loans and (vi) on the Distribution Date on which the Trust is to be terminated in accordance with this Agreement, that portion of the Termination Price representing principal with respect to the Group I Mortgage Loans.

“Group I Senior Certificates”:  The Class I-A Certificates.

“Group I Senior Principal Distribution Amount”:  With respect to any Distribution Date, the amount equal to the lesser of (I) the aggregate Certificate Principal
Balance of the Group I Senior Certificates immediately prior to such Distribution Date and (II) the excess of (x) the aggregate Certificate Principal Balance of the Group I Senior Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the
product of (i) 60.50% and (ii) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments
of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus 0.50% of the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the
Cut-off Date.

“Group I Swap Payment”:  With respect to any Distribution Date, the Swap Payment for such Distribution Date multiplied by the Group I Swap Percentage for such
Distribution Date.

“Group I Swap Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate Stated Principal
Balance of the Group I Mortgage Loans and the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans, in each case, as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the
related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period).  For the avoidance of doubt, the sum of the Group I Swap Percentage and the Group II Swap Percentage shall equal
100%.

“Group I Swap Termination Payment”:  The Swap Termination Payment payable by the Supplemental Interest Trust Trustee multiplied by the Group I Swap Percentage for such
Distribution Date.

“Group II Closing Date Mortgage Loans”:  Any of the Group II Mortgage Loans included in the Trust Fund on the Closing Date.  The aggregate Cut-off Date
Principal Balance of the Group II Closing Date Mortgage Loans is equal to $649,189,450.82.

“Group II Final Maturity Reserve Amount”:  With respect to any Distribution Date (a) on and after the Distribution Date in December 2016 up to and including the earlier
of (i) the Distribution Date in November 2026 and (ii) the Final Maturity Reserve Funding Date, if the Stated Principal Balance of the Mortgage Loans having 40-year original terms to maturity is greater than the Stated Principal Balance for such Distribution Date set
forth in Schedule III attached hereto, the lesser of (A) the product of (i) the Final Maturity Reserve Rate, (ii) the aggregate Stated Principal Balance of the Group II Mortgage Loans on the first day of the related Due Period (not including for this purpose the
Group II Mortgage Loans for which prepayments in full have been received and distributed in the month prior to that Distribution Date) and (iii) a fraction, the numerator of which is the actual number of days in the related Accrual Period and the denominator of which
is 360 and (B) the Final Maturity Reserve Shortfall for such Distribution Date multiplied by a fraction, (1) the numerator of which is the aggregate Stated Principal Balance of the Group II Mortgage Loans on the first day of the related Due Period (not including for
this purpose the Group II Mortgage Loans for which prepayments in full have been received and distributed in the month prior to that Distribution Date), and (2) the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans on the first day
of the related Due Period (not including for this purpose the Mortgage Loans for which prepayments in full have been received and distributed in the month prior to that Distribution Date), and (b) on any other Distribution Date, zero.

“Group II Interest Remittance Amount”:  With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to
interest received or advanced with respect to the Group II Mortgage Loans or to Compensating Interest paid by the Servicer with respect to the Group II Mortgage Loans.

“Group II Mortgage Loans”:  Those Mortgage Loans identified as Group II Mortgage Loans on the Mortgage Loan Schedule.

“Group II Net Swap Payment”:  With respect to any Distribution Date, the Net Swap Payment for such Distribution Date multiplied by the Group II Swap Percentage for such
Distribution Date.

“Group II Principal Allocation Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (x) the
Group II Principal Remittance Amount for such Distribution Date, and the denominator of which is (y) the Principal Remittance Amount for such Distribution Date.

“Group II Principal Distribution Amount”:  With respect to any Distribution Date, the sum of (i) (x) the Group II Principal Remittance Amount minus (y) the
amount of any Overcollateralization Release Amount for such Distribution Date multiplied by the Group II Principal Allocation Percentage, and (ii) the Extra Principal Distribution Amount multiplied by the Group II Principal Allocation Percentage for such Distribution
Date.

“Group II Principal Remittance Amount”:  With respect to any Distribution Date, the sum of (i) all scheduled payments of principal collected or advanced on the
Group II Mortgage Loans by the Servicer that were due during the related Due Period, (ii) all partial and full principal prepayments of the Group II Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of
all Net Liquidation Proceeds, Insurance Proceeds and Gross Subsequent Recoveries received during the related Prepayment Period with respect to the Group II Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased
Group II Mortgage Loan, deposited to the Collection Account during the related Prepayment Period, (v) the principal portion of any Substitution Adjustments deposited in the Collection Account during the related Prepayment Period with respect to the Group II
Mortgage Loans and (vi) on the Distribution Date on which the Trust is to be terminated in accordance with this Agreement, that portion of the Termination Price representing principal with respect to the Group II Mortgage Loans.

“Group II Senior Certificates”:  The Class II-A1 Certificates, the Class II-A2 Certificates, the Class II-A3 Certificates and the Class II-A4
Certificates.

“Group II Senior Principal Distribution Amount”:  With respect to any Distribution Date on or after the Stepdown Date and on which a Trigger Event is not in effect, the
amount equal to the lesser of (I) the aggregate Certificate Principal Balance of the Group II Senior Certificates immediately prior to such Distribution Date and (II) the excess of (x) the aggregate Certificate Principal Balance of the Group II Senior
Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 60.50% and (ii) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving
effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the
Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the
related Prepayment Period) minus 0.50% of the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the Cut-off Date.

“Group II Swap Payment”:  With respect to any Distribution Date, the Swap Payment for such Distribution Date multiplied by the Group II Swap Percentage for such
Distribution Date.

“Group II Swap Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the aggregate Stated Principal
Balance of the Group II Mortgage Loans and the denominator of which is the aggregate Stated Principal Balance of the Mortgage Loans, in each case,  as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during
the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period).  For the avoidance of doubt, the sum of the Group I Swap Percentage and the Group II Swap Percentage shall equal
100%.

“Group II Swap Termination Payment”:  The Swap Termination Payment payable by the Supplemental Interest Trust Trustee multiplied by the Group II Swap Percentage for
such Distribution Date.

“Indenture”:  The indenture or a document of similar import, if any, entered into following the Closing Date, by the NIMS Issuer relating to the NIM Notes to be issued
thereunder.

“Independent”:  When used with respect to any specified Person, any such Person who (a) is in fact independent of the Depositor, the Servicer and their respective
Affiliates, (b) does not have any direct financial interest in or any material indirect financial interest in the Depositor or the Servicer or any Affiliate thereof, and (c) is not connected with the Depositor or the Servicer or any Affiliate thereof as an
officer, employee, promoter, underwriter, trustee, trust administrator, partner, director or Person performing similar functions; provided, however, that a Person shall not fail to be Independent of the Depositor or the Servicer or any Affiliate thereof
merely because such Person is the beneficial owner of 1% or less of any class of securities issued by the Depositor or the Servicer or any Affiliate thereof, as the case may be.

“Independent Contractor”:  Either (i) any Person (other than the Servicer) that would be an “independent contractor” with respect to any of the REMICs
created hereunder within the meaning of Section 856(d)(3) of the Code if such REMIC were a real estate investment trust (except that the ownership tests set forth in that Section shall be considered to be met by any Person that owns, directly or indirectly,
35% or more of any Class of Certificates), so long as each such REMIC does not receive or derive any income from such Person and provided that the relationship between such Person and such REMIC is at arm’s length, all within the meaning of Treasury Regulation
Section 1.856‐4(b)(5), or (ii) any other Person (including the Servicer) if the Trustee has received an Opinion of Counsel to the effect that the taking of any action in respect of any REO Property by such Person, subject to any conditions therein
specified, that is otherwise herein contemplated to be taken by an Independent Contractor will not cause such REO Property to cease to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code (determined without regard
to the exception applicable for purposes of Section 860D(a) of the Code), or cause any income realized in respect of such REO Property to fail to qualify as Rents from Real Property.

“Index”:  With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage
Note.

“Initial Certificate Principal Balance”:  With respect to any Regular Certificate, the amount designated “Initial Certificate Principal Balance” on the face
thereof.

“Initial Notional Amount”:  With respect to any Class C Certificate, the amount designated “Initial Notional Amount” on the face thereof.

“Insurance Proceeds”:  Proceeds of any title policy, hazard policy or other insurance policy covering a Mortgage Loan or the related Mortgaged Property (including any
related PMI Policy), to the extent such proceeds are not (i) to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing mortgage loans held for its own
account, subject to the terms and conditions of the related Mortgage Note and Mortgage or (ii) Gross Subsequent Recoveries with respect to such Mortgage Loan.

“Insured NIM Notes”:  Net interest margin securities, if any, issued by the NIMS Issuer, which are backed, in whole or in part, by the cashflow on certain or all of the
Class C Certificates and the Class P Certificates and insured by the NIMS Insurer.

“Interest Coverage Account”:  The account established and maintained pursuant to Section 4.12, as defined therein.

“Interest Coverage Amount”:  The amount to be paid by the Depositor to the Trustee for deposit in the Interest Coverage Account on the Closing Date pursuant to Section
4.12, which amount is $465,000.00.

“Interest Determination Date”:  With respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates and each Accrual Period, the second
LIBOR Business Day preceding the commencement of such Accrual Period.

“Interest Remittance Amount”:  The Group I Interest Remittance Amount and the Group II Interest Remittance Amount.

“Late Collections”:  With respect to any Mortgage Loan, all amounts received subsequent to the Determination Date immediately following any related Due Period, whether
as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds, Gross Subsequent Recoveries or otherwise, which represent late payments or collections of principal and/or interest due (without regard to any acceleration of payments under the
related Mortgage and Mortgage Note) but delinquent on a contractual basis for such Due Period and not previously recovered.

“LIBOR”:  With respect to each Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the “Interest
Settlement Rate” for United States dollar deposits of one‐month maturity set forth by the British Bankers’ Association (the “BBA”), as such rate appears on the Telerate Page 3750, as of 11:00 a.m. (London time) on such Interest
Determination Date.  With respect to any Interest Determination Date, if the BBA’s Interest Settlement Rate does not appear on Telerate Page 3750 as of 11:00 a.m. (London time) on such date, or if Telerate Page 3750 is not available on such date the
Trustee will obtain such rate from Reuters Monitor Money Rates Service page “LIBOR01” or Bloomberg L.P. page “BBAM.”  Alternatively, the Trustee may request the principal London office of each of the Reference Banks to provide a quotation
of its rate.  On such Interest Determination Date, LIBOR for the related Accrual Period will be established by the Trustee as follows:

(i)            If on such Interest Determination Date two or more Reference Banks provide such offered
quotations, LIBOR for the related Accrual Period shall be the arithmetic mean of such offered quotations (rounded upwards if necessary to the nearest whole multiples of 0.03125%); and

(ii)           If on such Interest Determination Date fewer than two Reference Banks provide such offered
quotations, LIBOR for the related Accrual Period shall be the higher of (i) LIBOR as determined on the previous Interest Determination Date and (ii) the Reserve Interest Rate.

The Trustee will select a particular index as the alternative index only if it receives an Opinion of Counsel that the selection of such index will not cause any REMIC to lose its
classification as a REMIC for federal income tax purposes.

“LIBOR Business Day”:  Any day on which banks in The City of London, England and New York City are open for conducting transactions in foreign currency and
exchange.

“Liquidated Mortgage Loan”:  As to any Distribution Date, any Mortgage Loan in respect of which the Servicer has determined, in accordance with the servicing procedures
specified herein, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.

“Liquidation Event”:  With respect to any Mortgage Loan, any of the following events: (i) such Mortgage Loan is paid in full; (ii) a Final Recovery
Determination is made as to such Mortgage Loan or (iii) such Mortgage Loan is removed from the Trust Fund by reason of its being purchased, sold or replaced pursuant to or as contemplated by Section 2.03, Section 3.16(c) or Section 9.01.  With
respect to any REO Property, either of the following events:  (i) a Final Recovery Determination is made as to such REO Property or (ii) such REO Property is removed from the Trust Fund by reason of its being sold or purchased pursuant to Section
3.16(c), Section 3.23 or Section 9.01.

“Liquidation Proceeds”:  The amount (other than amounts received in respect of the rental of any REO Property prior to REO Disposition) received by the Servicer in
connection with (i) the taking of all or a part of a Mortgaged Property by exercise of the power of eminent domain or condemnation, (ii) the liquidation of a defaulted Mortgage Loan by means of a trustee’s sale, foreclosure sale or otherwise or
(iii) the repurchase, substitution or sale of a Mortgage Loan or an REO Property pursuant to or as contemplated by Section 2.03, Section 3.16(c), Section 3.23 or Section 9.01.

“Loan Group”:  Either Loan Group I or Loan Group II.

“Loan Group I”:  All of the Group I Mortgage Loans collectively.

“Loan Group II”:  All of the Group II Mortgage Loans collectively.

“Loan‐to‐Value Ratio”:  As of any date and as to any Mortgage Loan, the fraction, expressed as a percentage, the numerator of which is the
(x) Principal Balance of the Mortgage Loan (if such Mortgage Loan is secured by a first lien on the related Mortgaged Property) or the sum of the Principal Balance of the Mortgage Loan and any other mortgage loan secured by a senior lien on the related Mortgaged
Property (if such Mortgage Loan is secured by a junior lien on the related Mortgaged Property) and the denominator of which is (y) the Value of the related Mortgaged Property.

“Lost Note Affidavit”:  With respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost or destroyed and has not been replaced, an
affidavit from the Seller certifying that the original Mortgage Note has been lost or destroyed (together with a copy of the related Mortgage Note and indemnifying the Trust against any loss, cost or liability resulting from the failure to deliver the original
Mortgage Note) in the form of Exhibit H hereto.

“Marker Rate”:   With respect to the Class C Interest and any Distribution Date, a per annum rate equal to two (2) multiplied by the weighted average of the
Pass-Through Rates for REMIC 2 Regular Interests A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10, B and ZZ, with (A) the rates on each such REMIC 2 Regular Interest (other than the REMIC 2 Regular Interest ZZ) subject to a floor and a
cap equal to the lesser of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such REMIC 2 Regular Interest, and (ii) the Net WAC Rate for the Corresponding Certificates as computed for federal income tax purposes, (B) the rate on REMIC 2
Regular Interest ZZ subject to a cap of zero for purposes of this calculation, and (C) the rates on all of the REMIC 2 Regular Interests multiplied by a fraction the numerator of which is the actual number of days elapsed in the Accrual Period for each such REMIC 2
Regular Interest and the denominator of which is 30.

“Maximum Cap Rate”: 

For any Distribution Date and the Group I Senior Certificates, a per annum rate equal to (a) the product of (i) the weighted average of the Adjusted Net Maximum Mortgage Rates of the Group I
Mortgage Loans, weighted on the basis of the Stated Principal Balances thereof as of the Due Date in the month preceding the month of such Distribution Date (adjusted for principal payments distributed on a prior Distribution Date) and (ii) the sum of (I) a fraction
(1) the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans as of the Due Date in the month preceding the month of such Distribution Date, and (2) the denominator of which is aggregate Certificate Principal Balance of the Class A
Certificates, the Mezzanine Certificates and the Class B Certificates immediately prior to such Distribution Date, and (II) a fraction (1) the numerator of which is (A) any Net Counterparty Payment for such Distribution Date less (B) the Aggregate Final Maturity
Reserve Amount for such Distribution Date less (C) any unpaid Swap Termination Payment payable by the Supplemental Interest Trust Trustee, including any amount remaining unpaid from prior Distribution Dates (unless the Swap Counterparty is the Defaulting Party or the
sole Affected Party (each, as defined in the Swap Agreement)), less (D) the Net Swap Payment, if any, for such Distribution Date, in each case multiplied by 12, and (2) the denominator of which is the aggregate Certificate Principal Balance of the Class A
Certificates, the Mezzanine Certificates and the Class B Certificates immediately prior to such Distribution Date multiplied by (b) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual
Period.

For any Distribution Date and the Group II Senior Certificates, a per annum rate equal to (a) the product of (i) the weighted average of the Adjusted Net Maximum Mortgage Rates of the Group II
Mortgage Loans, weighted on the basis of the Stated Principal Balances thereof as of the Due Date in the month preceding the month of such Distribution Date (adjusted for principal payments distributed on a prior Distribution Date) and (ii) the sum of (I) a fraction
(1) the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans as of the Due Date in the month preceding the month of such Distribution Date, and (2) the denominator of which is aggregate Certificate Principal Balance of the Class A
Certificates, the Mezzanine Certificates and the Class B Certificates immediately prior to such Distribution Date, and (II) a fraction (1) the numerator of which is (A) any Net Counterparty Payment for such Distribution Date less (B) the Aggregate Final Maturity
Reserve Amount for such Distribution Date less (C) any unpaid Swap Termination Payment payable by the Supplemental Interest Trust Trustee, including any amount remaining unpaid from prior Distribution Dates (unless the Swap Counterparty is the Defaulting Party or the
sole Affected Party (each, as defined in the Swap Agreement)), less (D) the Net Swap Payment, if any, for such Distribution Date, in each case multiplied by 12, and (2) the denominator of which is the aggregate Certificate Principal Balance of the Class A
Certificates, the Mezzanine Certificates and the Class B Certificates immediately prior to such Distribution Date multiplied by (b) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual
Period.

For any Distribution Date and the Mezzanine Certificates and the Class B Certificates, a per annum rate equal to the weighted average (weighted on the basis of the results of subtracting from
the aggregate principal balance of each Loan Group as of the Due Date in the month preceding the month of such Distribution Date (adjusted for principal payments distributed on a prior Distribution Date) the sum of the current Certificate Principal Balances of the
related classes of the Class A Certificates) of (1) the Maximum Cap Rate with respect to the Group I Senior Certificates and (2) the Maximum Cap Rate with respect to the Group II Senior Certificates. 

“Maximum ZZ Uncertificated Accrued Interest Deferral Amount”: With respect to any Distribution Date, the excess of (i) Uncertificated Accrued Interest calculated with the
Uncertificated Pass-Through Rate for REMIC 2 Regular Interest ZZ and an Uncertificated Principal Balance equal to the excess of (x) the Uncertificated Principal Balance of REMIC 2 Regular Interest ZZ over (y) the REMIC 2 Overcollateralized Amount, in each case for
such Distribution Date, over (ii) Uncertificated Accrued Interest on REMIC 2 Regular Interests A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10 and B, with the rate on each such REMIC 2 Regular Interest subject to a floor and a cap equal
to the lesser of (i) LIBOR plus the Certificate Margin for the Corresponding Certificate for such REMIC 2 Regular Interest, and (ii) the Net WAC Rate for the Corresponding Certificates as computed for federal income tax purposes; provided, however, that for this
purpose, calculations of the Uncertificated REMIC 2 Pass-Through Rate and the related caps with respect to all of the REMIC 2 Regular Interests shall be multiplied by a fraction, the numerator of which is the actual number of days in the Accrual Period and the
denominator of which is 30.

“Maximum Mortgage Rate”:  With respect to each Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.

“MERS”:  Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor
thereto.

“MERS® System”:  The system of recording transfers of Mortgages electronically maintained by MERS.

“Mezzanine Certificates”:  The Class M‐1 Certificates, the Class M-2 Certificates, the Class M-3 Certificates, the Class M‐4 Certificates, the Class M-5
Certificates, the Class M‐6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M‐9 Certificates and the Class M‐10 Certificates.

“MIN”:  The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

“Minimum Mortgage Rate”:  With respect to each Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.

“MOM Loan”:  With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its
successors and assigns, at the origination thereof.

“Monthly Interest Distributable Amount”:  With respect to any Distribution Date and the Class A Certificates, the Mezzanine Certificates and the Class B Certificates,
the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balance of such Class immediately prior to such Distribution Date.  With respect to the Class C Interest and any Distribution Date, the
amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Notional Amount of such Class immediately prior to such Distribution Date.  With respect to the Class C Certificates and any Distribution Date, the Monthly
Interest Distributable Amount shall equal the Monthly Interest Distributable Amount for the Class C Interest.

In all cases, the Monthly Interest Distributable Amount for any Class of Certificates and the Class C Interest shall be reduced by any Net Prepayment Interest Shortfalls and Relief Act
Interest Shortfalls allocated to such Class under Section 1.03.

“Monthly Payment”:  With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by the related
Mortgagor from time to time under the related Mortgage Note, determined:  (a) after giving effect to (i) any Deficient Valuation and/or Debt Service Reduction with respect to such Mortgage Loan and (ii) any reduction in the amount of interest
collectible from the related Mortgagor pursuant to the Relief Act; (b) without giving effect to any extension granted or agreed to by the Servicer pursuant to Sections 3.01 and 3.07; and (c) on the assumption that all other amounts, if any, due under such
Mortgage Loan are paid when due.

“Moody’s”:  Moody’s Investors Service, Inc. or its successor in interest.

“Mortgage”:  The mortgage, deed of trust or other instrument creating a first lien or second lien on, or first priority security interest in or second priority security
interest in, a Mortgaged Property securing a Mortgage Note.

“Mortgage File”:  The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the
Mortgage File pursuant to this Agreement.

“Mortgage Loan”:  Each mortgage loan transferred and assigned to the Trust and delivered to the Trustee or another Custodian pursuant to Section 2.01 or Section 2.03(d)
as from time to time held as a part of the Trust Fund, the Mortgage Loans so held being identified in the Mortgage Loan Schedule.

“Mortgage Loan Purchase Agreement”:  The agreement between the Servicer, in its capacity as Seller, and the Depositor, regarding the transfer of the Mortgage Loans by
the Seller to or at the direction of the Depositor, substantially in the form attached hereto as Exhibit C.

“Mortgage Loan Schedule”:  As of any date, the list of Mortgage Loans included in REMIC 1 on such date, attached hereto as Exhibit D.  The Mortgage Loan
Schedule shall be prepared by the Seller and shall set forth the following information as of the Cut‐off Date with respect to each Mortgage Loan, as applicable:

(i)                the Mortgagor’s name and the originator’s Mortgage Loan
identifying number;

(ii)               the street address of the Mortgaged Property including the state and zip
code;

(iii)              a code indicating whether the Mortgaged Property is
owner‐occupied;

(iv)             the type of Residential Dwelling constituting the Mortgaged Property;

(v)              the original months to maturity;

(vi)             the Loan‐to‐Value Ratio and the combined Loan‐to‐Value Ratio at
origination;

(vii)            the Mortgage Rate in effect immediately following the Cut‐off Date;

(viii)           the date on which the first Monthly Payment was due on the Mortgage Loan;

(ix)              the stated maturity date;

(x)               the amount of the Monthly Payment due on the first Due Date after the
Cut‐off Date;

(xi)              the last Due Date on which a Monthly Payment was actually applied to the unpaid
Stated Principal Balance;

(xii)             the original principal amount of the Mortgage Loan;

(xiii)            the Stated Principal Balance of the Mortgage Loan as of the Close of Business on the
Cut‐off Date;

(xiv)            whether such Mortgage Loan is a Fixed Rate Mortgage Loan or an Adjustable Rate Mortgage Loan,
and with respect to each Adjustable Rate Mortgage Loan:  (a) the Gross Margin, (b) the Maximum Mortgage Rate, (c) the Minimum Mortgage Rate, (d) the Periodic Rate Cap for the first Adjustment Date and each subsequent Adjustment Date and
(e) the next Adjustment Date immediately following the Cut‐off Date;

(xv)             a code indicating the purpose of the Mortgage Loan (i.e., purchase financing, rate/term
refinancing, cash‐out refinancing);

(xvi)            the Mortgage Rate at origination;

(xvii)           a code indicating the documentation program;

(xviii)          the Seller’s risk grade and the FICO score;

(xix)            the Origination Value of the Mortgaged Property;

(xx)             the sale price of the Mortgaged Property, if applicable;

(xxi)            whether such Mortgage Loan is secured by a first lien or a second lien on the related
Mortgaged Property;

(xxii)           the date of origination;

(xxiii)          the stated remaining months to maturity as of the Cut‐off Date;

(xxiv)          the current principal and interest payment of the Mortgage Loan as of the Cut‐off Date;

(xxv)           the interest “paid to date” of the Mortgage Loan as of the Cut‐off
Date;

(xxvi)          a code indicating whether the Mortgage Loan is a Group I Mortgage Loan or a Group II Mortgage
Loan;

(xxvii)         a code indicating the Index that is associated with such Mortgage Loan (if such Mortgage Loan is an Adjustable
Rate Mortgage Loan);

(xxviii)        the rate adjustment frequency (if such Mortgage Loan is an Adjustable Rate Mortgage Loan);

(xxix)           the number of years the prepayment penalty is in effect;

(xxx)            a code indicating that such Mortgage Loan is covered under the PMI Policy, if applicable;
and

(xxxi)           with respect to each MOM Loan, the related MIN.

The Mortgage Loan Schedule shall set forth the following information, with respect to the Mortgage Loans in the aggregate as of the Cut‐off Date:  (1) the number of
Mortgage Loans; (2) the Cut‐off Date Principal Balance of the Mortgage Loans; (3) the weighted average Mortgage Rate of the Mortgage Loans and (4) the weighted average maturity of the Mortgage Loans.  The Mortgage Loan Schedule shall be
amended from time to time by the Servicer in accordance with the provisions of this Agreement.  With respect to any Qualified Substitute Mortgage Loan, Cut‐off Date shall refer to the related Cut‐off Date for such Mortgage Loan, determined in
accordance with the definition of Cut‐off Date herein.  The Mortgage Loan Schedule shall clearly identify the Mortgage Loans that are included in Group I Mortgage Loans and those that are included in Group II Mortgage Loans.

“Mortgage Note”:  The original executed note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

“Mortgage Pool”:  The pool of Mortgage Loans, identified on Exhibit D from time to time, and any REO Properties acquired in respect thereof.

“Mortgage Rate”:  With respect to each Fixed Rate Mortgage Loan, the annual rate set forth in the related Mortgage Note, as amended, modified or supplemented from time
to time.  With respect to each Adjustable Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination
until the first Adjustment Date following the Cut‐off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut‐off Date and (B) as of any date of determination thereafter shall
be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject
to the limitations set forth in the related Mortgage Note.  With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such
Mortgage Loan became an REO Property.

“Mortgaged Property”:  The underlying property securing a Mortgage Loan, including any REO Property, consisting of a fee simple or leasehold estate in a parcel of real
property improved by a Residential Dwelling.

“Mortgagor”:  The obligor on a Mortgage Note.

“Net Counterparty Payment”:  With respect to any Distribution Date, the amount, if any, by which the Counterparty Payment for such Distribution Date exceeds the Swap
Payment for such Distribution Date.

“Net Liquidation Proceeds”:  With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property (including REO Property), the related
Liquidation Proceeds net of Advances, Servicing Advances, Servicing Fees and any other servicing fees received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property in accordance with the terms of this Agreement.

“Net Monthly Excess Cashflow”:  With respect to each Distribution Date, the sum of (a) any Overcollateralization Release Amount for such Distribution Date, (b) any
Remaining Principal Distribution Amount and (c) the positive excess of (x) Available Funds for such Distribution Date over (y) the sum for such Distribution Date of (A) the Monthly Interest Distributable Amounts for the Class A Certificates, the Mezzanine
Certificates and the Class B Certificates, (B) the Unpaid Interest Shortfall Amounts for the Class A Certificates, (C) the Net Swap Payment, (D) the Aggregate Final Maturity Reserve Amount, (E) any unpaid Swap Termination Payment payable by the Supplemental Interest
Trust Trustee, including any amount remaining unpaid from prior Distribution Dates (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), and (F) the Principal Remittance Amount.

“Net Mortgage Rate”:  With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the then
applicable Mortgage Rate for such Mortgage Loan minus the Servicing Fee Rate.

“Net Prepayment Interest Shortfall”:  With respect to any Distribution Date, the excess, if any, of any Prepayment Interest Shortfalls for such date over the related
Compensating Interest.

“Net Swap Payment”:  With respect to any Distribution Date, the amount, if any, by which the Swap Payment exceeds the Counterparty Payment on such Distribution
Date.  For avoidance of doubt, the Net Swap Payment with respect to any Distribution Date shall equal to the sum of the Group I Net Swap Payment and the Group II Net Swap Payment for such Distribution Date.

“Net WAC Rate”: 

For any Distribution Date (other than the first Distribution Date) and the Group I Senior Certificates is a per annum rate equal to (a) the excess, if any, of (i) the weighted average of the
Adjusted Net Mortgage Rates of the Group I Mortgage Loans, weighted on the basis of the Stated Principal Balances thereof as of the Due Date in the month preceding the month of such Distribution Date (adjusted for principal payments distributed on a prior
Distribution Date) over (ii) the percentage equivalent of a fraction, (1) the numerator of which is the sum of (A) the Group I Final Maturity Reserve Amount for such Distribution Date, (B) any unpaid Group I Swap Termination Payment, including any amount remaining
unpaid from prior Distribution Dates (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), and (C) the Group I Net Swap Payment, if any, for such Distribution Date, in each case multiplied by 12,
and (2) the denominator of which is the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the Due Date in the month preceding the month of such Distribution Date multiplied by (b) a fraction, the numerator of which is 30 and the denominator of
which is the actual number of days elapsed in the related Accrual Period.  For federal income tax purposes, the Net WAC Rate for the Group I Senior Certificates shall be expressed as a rate equal to the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2
Regular Interest 1GRP multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period.

For any Distribution Date (other than the first Distribution Date) and the Group II Senior Certificates is a per annum rate equal to (a) the excess, if any, of (i) the weighted average of the
Adjusted Net Mortgage Rates of the Group II Mortgage Loans, weighted on the basis of the Stated Principal Balances thereof as of the Due Date in the month preceding the month of such Distribution Date (adjusted for principal payments distributed on a prior
Distribution Date) over (ii) the percentage equivalent of a fraction, (1) the numerator of which is the sum of (A) the Group II Final Maturity Reserve Amount for such Distribution Date, (B) any unpaid Group II Swap Termination Payment, including any amount remaining
unpaid from prior Distribution Dates (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), and (C) the Group II Net Swap Payment, if any, for such Distribution Date, in each case multiplied by 12,
and (2) the denominator of which is the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the Due Date in the month preceding the month of such Distribution Date multiplied by (b) a fraction, the numerator of which is 30 and the denominator of
which is the actual number of days elapsed in the related Accrual Period.  For federal income tax purposes, the Net WAC Rate for the Group II Senior Certificates shall be expressed as a rate equal to the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2
Regular Interest 2GRP multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period.

For any Distribution Date and the Mezzanine Certificates and the Class B Certificates, the Subordinated Net WAC Rate.

The Net WAC Rate determined for federal income tax purposes may differ from the Net WAC Rate.  In particular, the Net WAC Rate for federal income tax purposes will not be reduced by the
amount of any Swap Termination Payment.  The treatment of differences between the Net WAC Rate and the Rate determined for federal income tax purposes is provided in Section 10.01(l).

“Net WAC Rate Carryover Amount”:  With respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates and any Distribution Date for which
the Pass‐Through Rate for such Class of Certificates for such Distribution Date is the related Net WAC Rate, the sum of (i) the positive excess of (A) the amount of interest that would have been distributable to such Class of Certificates on such
Distribution Date if the Pass‐Through Rate for such Class of Certificates for such Distribution Date were calculated at the related Formula Rate over (B) the amount of interest distributable on such Class of Certificates at the related Net WAC Rate for
such Distribution Date and (ii) the related Net WAC Rate Carryover Amount for the previous Distribution Date not previously distributed together with interest thereon at a rate equal to the related Formula Rate for such Class of Certificates for the most
recently ended Accrual Period.

“New Lease”:  Any lease of REO Property entered into on behalf of the Trust, including any lease renewed or extended on behalf of the Trust if the Trust has the right
to renegotiate the terms of such lease.

“NIM Notes”:  The Insured NIM Notes and the Other NIM Notes. 

“NIMS Insurer”:  A Person, or any of its successors that shall be the insurer under an insurance policy insuring certain payments on Insured NIM Notes, if any,
provided, however, upon the occurrence of certain events (as set forth in the Indenture and/or any other agreement among such Person, the NIMS Issuer, the Servicer, the Trustee and/or other Persons), the NIMS Insurer shall be the Person designated in the Indenture or
such other agreement.  If none of the net interest margin securities have been issued by the NIMS Issuer, that are insured by an insurance policy, there shall be no NIMS Insurer under this Agreement, all references to the NIMS Insurer or Insured NIM Notes in
this agreement are for administrative convenience only, shall be completely disregarded and no Person shall have any rights of the NIMS Insurer under this Agreement.

“NIMS Insurer Default”:  The existence and continuation of any default by the NIMS Insurer (including a failure by the NIMS Insurer to make a payment) under an
insurance policy or policies issued in connection with the Indenture.

“NIMS Issuer”:  One or more Affiliates of the Depositor and/or one or more entities sponsored by an Affiliate of the Depositor.

“Nonrecoverable Advance”:  Any Advance or Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan or REO Property that, in the good faith
business judgment of the Servicer, will not or, in the case of a proposed Advance or Servicing Advance, would not be ultimately recoverable from related late payments, Insurance Proceeds or Liquidation Proceeds on such Mortgage Loan or REO Property as provided
herein.

“Notional Amount”:  With respect to the Class C Interest, immediately prior to any Distribution Date, an amount equal to the aggregate of the Uncertificated Principal
Balances of the REMIC 1 Regular Interests.  With respect to the Class C Certificates, immediately prior to any Distribution Date, an amount equal to the Notional Amount of the Class C Interest.  The Notional Amount of the Class Swap IO Interest, the Class
Swap IO Upper-Tier Interest and REMIC 2 Regular Interest Swap IO will at all times equal the Uncertificated Principal Balances of the REMIC 1 Regular Interests with the designation “A” on such Distribution Date.

“Officer’s Certificate”:  A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a vice president (however
denominated), the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Servicer, the Seller or the Depositor, as applicable.

“Opinion of Counsel”:  A written opinion of counsel, who may, without limitation, be a salaried counsel for the Depositor or the Servicer, reasonably acceptable to the
Trustee or Delaware Trustee, if such opinion is required to be delivered to the Trustee or Delaware Trustee, except that any opinion of counsel relating to (a) the qualification of any Trust REMIC as a REMIC or (b) compliance with the REMIC Provisions must
be an opinion of Independent counsel.

“Optional Termination Date”:  The first Distribution Date on which the aggregate Stated Principal Balance of the Mortgage Loans and each REO Property remaining in the
Trust Fund is equal to or less than 10% of the Cut-off Date Principal Balance of the Closing Date Mortgage Loans.

“Original Class Certificate Principal Balance”:  With respect to the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Class P
Certificates, the corresponding Certificate Principal Balance on the Closing Date.

“Original Class Notional Amount”:  With respect to the Class C Interest, $1,008,199,873.58.

“Original Trust Agreement”:  The Trust Agreement, dated as of November 1, 2006, between the Depositor and the Delaware Trustee, providing for the creation of the
Trust.

“Origination Value”:  With respect to any Mortgaged Property, the lesser of (i) the Appraised Value thereof and (ii) the value thereof as determined and assigned at
origination by a review appraisal conducted by the Seller.

“Other NIM Notes”:  Net Interest Margin Securities, if any, issued by the NIMS Issuer, which are backed, in whole or in part, by the cashflow on certain Class C
Certificates and the Class P Certificates and not insured by any NIMS Insurer.

“Overcollateralization Deficiency Amount”:  With respect to any Distribution Date, the amount, if any, by which the Overcollateralization Target Amount exceeds the
Overcollateralized Amount on such Distribution Date (assuming that 100% of the aggregate Principal Remittance Amount is applied as a principal payment on such Distribution Date).

“Overcollateralization Floor”:  0.50% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date.

“Overcollateralization Release Amount”:  With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and
(y) the Excess Overcollateralized Amount for such Distribution Date.

“Overcollateralization Target Amount”:  With respect to any Distribution Date (i) prior to the Stepdown Date, 2.25% of the aggregate Stated Principal Balance of the
Mortgage Loans as of the Cut-off Date, (ii) on or after the Stepdown Date provided a Trigger Event is not in effect, the greater of (x) the lesser of (I) 2.25% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date and (II) 4.50% of
the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period) and (y) 0.50% of the aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, and (iii) on or after the Stepdown Date if a Trigger Event is in effect, the Overcollateralization
Target Amount for the immediately preceding Distribution Date.  Notwithstanding the foregoing, on and after any Distribution Date following the reduction of the aggregate Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and
the Class B Certificates to zero, the Overcollateralization Target Amount will be zero.

“Overcollateralized Amount”:  With respect to any Distribution Date, the amount, if any, by which (i) the aggregate Stated Principal Balance of the Mortgage Loans
on the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) exceeds
(ii) the sum of the aggregate Certificate Principal Balances of the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Uncertificated Principal Balance of the Class P Interest as of such Distribution Date (after giving effect to
distributions to be made on such Distribution Date, other than distributions of the Extra Principal Distribution Amount, if any).

“Ownership Interest”:  As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof
and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.

“Pass‐Through Rate”:

With respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates for any Distribution Date (other than the first Distribution Date), the lesser of (x) the
related Formula Rate for such Distribution Date and (y) the related Net WAC Rate for such Distribution Date.

With respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates and the first Distribution Date, the related Formula Rate for such Distribution
Date.

For federal income tax purposes, the Pass-Through Rate for any Certificate (other than the Class C Certificates, Class P Certificates and Class R Certificates) will never exceed the Net WAC
Rate for such Certificate, as such Net WAC Rate is determined for federal income tax purposes.  Amounts (other than principal) paid on the Certificates (other than the Class C Certificates, Class P Certificates and Class R Certificates) in excess of the Net WAC
Rate as determined for federal income tax purposes shall be treated as paid outside of any REMIC.

With respect to the Class C Interest and any Distribution Date, a per annum rate equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amounts calculated
pursuant to clauses (A) through (R) below, and the denominator of which is the aggregate of the Uncertificated Principal Balances of REMIC 2 Regular Interests AA, A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10, B and ZZ.  For
purposes of calculating the Pass‐Through Rate for the Class C Interest, the numerator is equal to the sum of the following components:

(A)          the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest AA minus the Marker Rate,
applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest AA;

(B)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest A-IA minus the Marker
Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest A-IA;

(C)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest A-IIA1 minus the
Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest A-IIA1;

(D)          the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest A-IIA2 minus the Marker
Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest A-IIA2;

(E)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest A-IIA3 minus the
Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest A-IIA3;

(F)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest A-IIA4 minus the
Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest A-IIA4;

(G)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M1 minus the Marker
Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M1;

(H)          the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M2 minus the Marker Rate,
applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M2;

(I)            the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M3 minus the
Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M3;

(J)            the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M4 minus the
Marker Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M4;

(K)          the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M5 minus the Marker Rate,
applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M5;

(L)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M6 minus the Marker
Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M6;

(M)         the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M7 minus the Marker Rate, applied
to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M7;

(N)          the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M8 minus the Marker Rate,
applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M8;

(O)          the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M9 minus the Marker Rate,
applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M9;

(P)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest M10 minus the Marker
Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest M10;

(Q)          the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest B minus the Marker Rate,
applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest B; and

(R)           the Uncertificated REMIC 2 Pass‐Through Rate for REMIC 2 Regular Interest ZZ minus the Marker
Rate, applied to an amount equal to the Uncertificated Principal Balance of REMIC 2 Regular Interest ZZ.

The Class C Certificates will not have a Pass‐Through Rate, but will be entitled to 100% of the distributions on the Class C Interest.

With respect to the Class Swap IO Interest, the Class Swap IO Interest shall not have a Pass‐Through Rate, but will be entitled to 100% of the interest paid by REMIC 2 Regular Interest
Swap IO.  The Class Swap IO Upper-Tier Interest will not have a Pass-Through Rate but will be entitled to 100% of the interest paid on the Class Swap IO Interest.

With respect to the Class FMR IO Interest and any Distribution Date, a per annum rate equal to the Final Maturity Rate.  However, for federal income tax purposes and under the REMIC
Provisions, the Class FMR IO Interest will not have a Pass‐Through Rate, but will be entitled to 100% of the interest paid by REMIC 2 Regular Interest FMR IO.

“Percentage Interest”:  With respect to any Certificate (other than a Residual Certificate), a fraction, expressed as a percentage, the numerator of which is the
Initial Certificate Principal Balance or Initial Notional Amount represented by such Certificate and the denominator of which is the Original Class Certificate Principal Balance or Original Class Notional Amount of the related Class.  With respect to a Residual
Certificate, the portion of the Class evidenced thereby, expressed as a percentage, as stated on the face of such Certificate; provided, however, with respect to each Class referred to in this paragraph, that the sum of all such percentages for each
such Class totals 100%.

“Periodic Rate Cap”:  With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note,
which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such
Adjustment Date.

“Permitted Investments”:  Any one or more of the following obligations or securities acquired at a purchase price of not greater than par, regardless of whether issued
or managed by the Depositor, the Servicer, the NIMS Insurer, the Trustee, the Delaware Trustee or any of their respective Affiliates or for which an Affiliate of the NIMS Insurer, the Trustee or the Delaware Trustee serves as an advisor:

(i)            direct obligations of, or obligations fully guaranteed as to timely payment of principal and
interest by, the United States or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States;

(ii)           (A) demand and time deposits in, certificates of deposit of, bankers’ acceptances issued
by or federal funds sold by any depository institution or trust company (including the Trustee or its agents acting in their commercial capacities) incorporated under the laws of the United States of America or any state thereof and subject to supervision and
examination by federal and/or state authorities, so long as, at the time of such investment or contractual commitment providing for such investment, such depository institution or trust company (or, if the only Rating Agency is S&P, in the case of the principal
depository institution in a depository institution holding company, debt obligations of the depository institution holding company) or its ultimate parent has a short‐term uninsured debt rating in the highest available rating category of Fitch, Moody’s
and S&P and provided that each such investment has an original maturity of no more than 365 days; and provided further that, if the only Rating Agency is S&P and if the depository or trust company is a principal subsidiary of a bank holding company and the
debt obligations of such subsidiary are not separately rated, the applicable rating shall be that of the bank holding company; and, provided further that, if the original maturity of such short‐term obligations of a domestic branch of a foreign depository
institution or trust company shall exceed 30 days, the short‐term rating of such institution shall be A‐1+ in the case of S&P if S&P is the Rating Agency; and (B) any other demand or time deposit or deposit which is fully insured by the
FDIC;

(iii)          repurchase obligations with a term not to exceed 30 days with respect to any security described in clause
(i) above and entered into with a depository institution or trust company (acting as principal) rated F‐1+ or higher by Fitch, rated A‐1+ by S&P and rated A2 or higher by Moody’s;

(iv)          securities bearing interest or sold at a discount that are issued by any corporation incorporated under the
laws of the United States of America or any State thereof and that are rated by each Rating Agency in its highest long‐term unsecured rating category at the time of such investment or contractual commitment providing for such investment;

(v)           commercial paper (including both non‐interest‐bearing discount obligations and
interest‐bearing obligations payable on demand or on a specified date not more than 30 days after the date of acquisition thereof) that is rated by each Rating Agency in its highest short‐term unsecured debt rating available at the time of such
investment;

(vi)          units of taxable money market funds (which may be 12b‐1 funds, as contemplated under the rules
promulgated by the Securities and Exchange Commission under the Investment Company Act of 1940), which funds have the highest rating available for such securities from the Rating Agencies or which have been designated in writing by the Rating Agencies as Permitted
Investments; and

(vii)         if previously confirmed in writing to the Trustee, any other demand, money market or time deposit, or any other
obligation, security or investment, as may be acceptable to the Rating Agencies in writing as a permitted investment of funds backing securities having ratings equivalent to its highest initial rating of the Class A Certificates;

provided, that no instrument described hereunder shall evidence either the right to receive (a) only interest with respect to the obligations underlying such instrument or (b) both
principal and interest payments derived from obligations underlying such instrument and the interest and principal payments with respect to such instrument provide a yield to maturity at par greater than 120% of the yield to maturity at par of the underlying
obligations.

The Trustee or its Affiliates are permitted to receive additional compensation (such compensation shall not be an expense of the Trust or constitute an Extraordinary Trust Fund Expense) that
could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to
effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments.

“Permitted Transferee”:  Any transferee of a Residual Certificate other than a Disqualified Organization or a non‐U.S. Person.

“Person”:  Any individual, corporation, limited liability company, partnership, joint venture, association, joint stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.

“Plan”:  Any employee benefit plan or certain other retirement plans and arrangements, including individual retirement accounts and annuities, Keogh plans and bank
collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that are subject to ERISA or Section 4975 of the Code.

“PMI Insurer”:  None of the Mortgage Loans are insured by a primary mortgage insurance policy.  References to the PMI Insurer, PMI Insurer Fee, PMI Insurer Fee
Rate, PMI Mortgage Loans and PMI Policy are left in this Agreement for administrative convenience and shall be completely disregarded.  There are no PMI Mortgage Loans or any PMI Insurer under this Agreement and no Person shall have any rights of the PMI Insurer
under this Agreement.

“PMI Insurer Fee”:  The amount payable to the PMI Insurer on each Distribution Date, which amount with respect to each PMI Mortgage Loan shall equal one twelfth of the
product of (i) the PMI Insurer Fee Rate, multiplied by (ii) the Principal Balance of the related PMI Mortgage Loans or any related REO Property as of the first day of the month for which the PMI Insurer Fee is calculated plus any applicable premium taxes on
the PMI Mortgage Loans located in the States of West Virginia and Kentucky.

“PMI Insurer Fee Rate”:  0.00% per annum.

“PMI Mortgage Loans”:  The Mortgage Loans insured by the PMI Insurer set forth on the list of Mortgage Loans attached hereto as Schedule IV.  There are no PMI
Mortgage Loans under this Agreement.

“PMI Policy”:  Not applicable.

“Preference Claim”:  As defined in Section 4.02 hereof.

“Prepayment Assumption”:  The pricing prepayment assumption as described in the Prospectus Supplement.

“Prepayment Charge”:  With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full (but not partial) prepayment of such Mortgage
Loan in accordance with the terms thereof (other than any Servicer Prepayment Charge Payment Amount).

“Prepayment Charge Schedule”:  As of the Cut‐off Date, a list attached hereto as Schedule I (including the Prepayment Charge Summary attached thereto),
setting forth the following information with respect to each Prepayment Charge:

(i)            the Mortgage Loan identifying number;

(ii)           a code indicating the type of Prepayment Charge;

(iii)          the state of origination of the related Mortgage Loan;

(iv)          the date on which the first monthly payment was due on the related Mortgage Loan;

(v)           the term of the related Prepayment Charge; and

(vi)          the principal balance of the related Mortgage Loan as of the Cut‐off Date.

The Prepayment Charge Schedule shall be amended from time to time by the Servicer in accordance with the provisions of this Agreement and a copy of each related amendment shall be
furnished by the Servicer to the NIMS Insurer and the Trustee.

“Prepayment Interest Excess”:  With respect to any Distribution Date, for each Mortgage Loan for which a Principal Prepayment in full is applied on or after the first
calendar day of the month of such Distribution Date and before the 15th calendar day of such month, the amount of interest collected on such Principal Prepayment in full at the applicable Net Mortgage Rate from the first day of the month in which such Distribution
Date occurs through the day on which such Principal Prepayment is applied.

“Prepayment Interest Shortfall”:  With respect to any Distribution Date, for each Mortgage Loan that was during the related Prepayment Period the subject of a Principal
Prepayment in full or in part that was applied by the Servicer to reduce the outstanding principal balance of such loan on a date preceding the Due Date in the month in which such Distribution Date occurs, an amount equal to interest at the applicable Net Mortgage
Rate on the amount of such Principal Prepayment for the lesser of (i) the number of days commencing on the date on which the prepayment is applied and ending on the last day of the month in which such Principal Prepayment is applied and (ii) 30 days. 
The obligations of the Servicer in respect of any Prepayment Interest Shortfall are set forth in Section 3.24.  For avoidance of doubt, no Prepayment Interest Shortfalls shall exist with respect to Principal Prepayments in full which are applied during the
period from the first through the 14th day of the month of the related Distribution Date.

“Prepayment Period”:  With respect to any Distribution Date, (i) the period from the 15th day of the month immediately preceding the month in which such Distribution
Date occurs (or in the case of the first Distribution Date, the Cut-off Date) through the 14th day of the month in which such Distribution Date occurs, inclusive, for purposes of Principal Prepayments in full; and (ii) the calendar month immediately preceding the
calendar month in which such Distribution Date occurs, for any other purpose.  Except for purposes of calculating Prepayment Interest Excess, Principal Prepayments made during the calendar month immediately preceding the Cut-off Date and received by the Servicer
shall be deemed to be received after the Cut-off Date and during the Prepayment Period related to the first Distribution Date.

“Prime Rate”:  The prime rate of United States money center commercial banks as published in The Wall Street Journal.

“Principal Balance”:  As to any Mortgage Loan other than a Liquidated Mortgage Loan, and any day, the related Cut‐off Date Principal Balance, minus all
collections credited against the Cut‐off Date Principal Balance of any such Mortgage Loan.  For purposes of this definition, a Liquidated Mortgage Loan shall be deemed to have a Principal Balance equal to the Principal Balance of the related Mortgage Loan
as of the final recovery of related Liquidation Proceeds and a Principal Balance of zero thereafter.  As to any REO Property and any day, the Principal Balance of the related Mortgage Loan shall equal the Principal Balance of the related Mortgage Loan
immediately prior to such Mortgage Loan becoming REO Property minus any REO Principal Amortization received with respect thereto on or prior to such day.

“Principal Distribution Amount”:  With respect to any Distribution Date, the sum of the Group I Principal Distribution Amount and the Group II Principal
Distribution Amount.

“Principal Prepayment”:  Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not
accompanied by an amount of interest representing the full amount of scheduled interest due on any Due Date in any month or months subsequent to the month of prepayment.

“Principal Remittance Amount”:  With respect to any Distribution Date, the sum of the Group I Principal Remittance Amount and the Group II Principal
Remittance Amount.

“Prospectus Supplement”:  That certain Prospectus Supplement dated November 3, 2006, relating to the public offering of the Class A Certificates and the
Mezzanine Certificates.

“Purchase Price”:  With respect to any Mortgage Loan or REO Property to be purchased pursuant to or as contemplated by Section 2.03, Section 3.16(c) or
Section 9.01, and as confirmed by an Officer’s Certificate from the Servicer to the Trustee, an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof as of the date of purchase (or such other price as provided in Section 9.01),
(ii) in the case of (x) a Mortgage Loan, accrued interest on such Stated Principal Balance at the applicable Net Mortgage Rate in effect from time to time from the Due Date as to which interest was last paid by the Mortgagor or by an advance by the Servicer
through the end of the calendar month in which the purchase is to be effected and (y) an REO Property, the sum of (1) accrued interest on such Stated Principal Balance at the applicable Net Mortgage Rate in effect from time to time from the Due Date as to
which interest was last paid by the Mortgagor or by an advance by the Servicer through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, plus (2) REO Imputed Interest for such REO Property for each
calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such purchase is to be effected, net of the total of all net rental income, Insurance Proceeds, Liquidation Proceeds and Advances
that as of the date of purchase had been distributed in respect of REO Imputed Interest pursuant to Section 4.01, (iii) any unreimbursed Servicing Advances, Advances and Nonrecoverable Advances and any unpaid Servicing Fees allocable to such Mortgage Loan
or REO Property, (iv) any amounts previously withdrawn from the Collection Account in respect of such Mortgage Loan or REO Property pursuant to Section 3.11 (a)(ix) and Section 3.16(b), (v) in the case of a Mortgage Loan required to be purchased
pursuant to Section 2.03, enforcement expenses reasonably incurred or to be incurred by the NIMS Insurer, the Servicer or the Trustee in respect of the breach or defect giving rise to the purchase obligation and (vi) in the case of a Mortgage Loan required to be
repurchased pursuant to Section 2.03 because such Mortgage Loan is in breach of the representation in Section 6(xlvi) or in Section 6(lxi) of the Mortgage Loan Purchase Agreement, any additional costs or damages in excess of the amounts to be paid pursuant to clauses
(i) through (v) above (including attorney’s fees) incurred by the Trust as a result of the Trust’s status as an assignee or purchaser of such Mortgage Loans.

“Qualified Substitute Mortgage Loan”:  A mortgage loan substituted for a Deleted Mortgage Loan pursuant to the terms of this Agreement or the Mortgage Loan Purchase
Agreement which must, on the date of such substitution, (i) have an outstanding principal balance (or in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate principal balance), after application of all scheduled
payments of principal and interest due during or prior to the month of substitution, not in excess of, and not more than 5.00% less than, the outstanding principal balance of the Deleted Mortgage Loan as of the Due Date in the calendar month during which the
substitution occurs, (ii) have a Mortgage Rate not less than (and not more than one percentage point in excess of) the Mortgage Rate of the Deleted Mortgage Loan, (iii) if the Qualified Substitute Mortgage Loan is an Adjustable Rate Mortgage Loan, have a
Maximum Mortgage Rate not greater than the Maximum Mortgage Rate on the Deleted Mortgage Loan and have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (iv) if the Qualified Substitute Mortgage Loan is an Adjustable
Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (v) if the Qualified Substitute Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next
Adjustment Date on the Deleted Mortgage Loan, (vi) have a remaining term to maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan, (vii) be current (with no contractual delinquencies outstanding) as of the date of
substitution, (viii) have a Loan‐to‐Value Ratio as of the date of substitution equal to or lower than the Loan‐to‐Value Ratio of the Deleted Mortgage Loan as of such date, (ix) have a risk grading determined by the Seller at least equal
to the risk grading assigned on the Deleted Mortgage Loan, (x) have been underwritten or reunderwritten by the Seller in accordance with the same or, as determined by the Seller, more favorable, underwriting guidelines as the Deleted Mortgage Loan, (xi) with respect
to Qualified Substitute Mortgage Loans substituted for Deleted Mortgage Loans that are Group I Mortgage Loans, have had an original Principal Balance that conformed to Fannie Mae and Freddie Mac loan limits as of the date of its origination, (xii) be secured by
the same property type as the Deleted Mortgage Loan, (xiii) have a lien priority equal to or superior to that of the Deleted Mortgage Loan, (xiv) be covered by the PMI Policy if the Deleted Mortgage Loan was covered by the PMI Policy, and (xv) conform
to each representation and warranty set forth in Section 6 of the Mortgage Loan Purchase Agreement applicable to the Deleted Mortgage Loan.  In the event that one or more mortgage loans are substituted for one or more Deleted Mortgage Loans, the amounts
described in clause (i) hereof shall be determined on the basis of aggregate principal balances (applied separately for the Group I Mortgage Loans and Group II Mortgage Loans), the Mortgage Rates described in clauses (ii) through (v) hereof shall
be satisfied for each such mortgage loan, the risk gradings described in clause (ix) hereof shall be satisfied as to each such mortgage loan, the terms described in clause (vi) hereof shall be determined on the basis of weighted average remaining term to
maturity (provided that no such mortgage loan may have a remaining term to maturity longer than the Deleted Mortgage Loan), the Loan‐to‐Value Ratios described in clause (viii) hereof shall be satisfied as to each such mortgage loan and, except to the
extent otherwise provided in this sentence, the representations and warranties described in clause (xv) hereof must be satisfied as to each Qualified Substitute Mortgage Loan or in the aggregate, as the case may be.

“Rate Change Date”:  With respect to any REMIC 1 Regular Interest, the Distribution Date occurring in the month set forth as the Rate Change Date for such REMIC 1
Regular Interest in the Preliminary Statement.

“Rating Agency or Rating Agencies”:  Moody’s and S&P or their successors.  If such agencies or their successors are no longer in existence, “Rating
Agencies” shall be such nationally recognized statistical rating agencies, or other comparable Persons, designated by the Depositor, notice of which designation shall be given to the Trustee and the Servicer.

“Realized Loss”:  With respect to any Liquidated Mortgage Loan, the amount of loss realized equal to the portion of the Principal Balance remaining unpaid after
application of all Net Liquidation Proceeds and Insurance Proceeds in respect of such Mortgage Loan.

“Record Date”:  With respect to (i) the Class C Certificates, the Class P Certificates, the Residual Certificates and any Definitive Certificates, the Close of Business
on the last Business Day of the calendar month preceding the month in which the related Distribution Date occurs and (ii) with respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates, the Close of Business on the Business Day
immediately preceding the related Distribution Date; provided, however, that following the date on which Definitive Certificates for a Class A Certificate, a Mezzanine Certificate or a Class B Certificate are available pursuant to Section 5.02, the Record Date
for such Certificates shall be the last Business Day of the calendar month preceding the month in which the related Distribution Date occurs. 

“Recording Documents”:  As defined in Section 2.01 hereof.

“Reference Banks”:  Those banks (i) with an established place of business in London, England, (ii) not controlling, under the control of or under common
control with the Depositor, the Seller or the Servicer or any affiliate thereof and (iii) which have been designated as such by the Trustee with the consent of the NIMS Insurer; provided, however, that if fewer than two of such banks provide a
LIBOR rate, then any leading banks selected by the Trustee with the consent of the NIMS Insurer which are engaged in transactions in United States dollar deposits in the international Eurocurrency market.

“Refinanced Mortgage Loan”:  A Mortgage Loan the proceeds of which were not used to purchase the related Mortgaged Property.

“Regular Certificates”:  The Class A Certificates, the Mezzanine Certificates, the Class B Certificates, the Class C Certificates and the Class P
Certificates.

“Regulation AB”:  Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and
subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (January 7, 2005)) or by the staff of the Commission, or as
may be provided by the Commission or its staff from time to time.

“Relief Act”:  The Servicemembers’ Civil Relief Act of 2003 or similar state or local law.

“Relief Act Interest Shortfall”:  With respect to any Distribution Date, for any Mortgage Loan with respect to which there has been a reduction in the amount of
interest collectible thereon for the most recently ended Due Period as a result of the application of the Relief Act, the amount by which (i) interest collectible on such Mortgage Loan during such Due Period is less than (ii) one month’s interest on
the Principal Balance of such Mortgage Loan at the Mortgage Rate for such Mortgage Loan before giving effect to the application of the Relief Act.

“Remaining Principal Distribution Amount”:  With respect to any Distribution Date, an amount equal to the Principal Distribution Amount remaining after the
distributions set forth in Section 4.01(c)(i) through (iii).

“REMIC”:  A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

“REMIC 1”:  The primary segregated pool of assets subject hereto and to be administered hereunder, with respect to which a REMIC election is to be made consisting
of:  (i) such Mortgage Loans as from time to time are subject to this Agreement, together with the Mortgage Files relating thereto, and together with all collections thereon and proceeds thereof, (ii) any REO Property, together with all collections
thereon and proceeds thereof, (iii) the Trust’s rights with respect to the Mortgage Loans under all insurance policies, including the PMI Policy, required to be maintained pursuant to this Agreement and any proceeds thereof, (iv) the Depositor’s
rights with respect to the Mortgage Loans under the Mortgage Loan Purchase Agreement (including any security interest created thereby), and (v) the Collection Account, the Distribution Account (subject to the last sentence of this definition) and any REO Account and
such assets that are deposited therein from time to time and any investments thereof, together with any and all income, proceeds and payments with respect thereto.  Notwithstanding the foregoing, however, a REMIC election will not be made with respect to the
Reserve Fund, the Supplemental Interest Trust, the Final Maturity Reserve Trust, the Interest Coverage Account and the Servicer Prepayment Charge Payment Amounts.

“REMIC 1 Group I Regular Interests”:  REMIC 1 Regular Interest I and REMIC 1 Regular Interest I-1-A through REMIC 1 Regular Interest I-59-B as designated in the
Preliminary Statement hereto.

“REMIC 1 Group II Regular Interests”:  REMIC 1 Regular Interest II-1-A
through REMIC 1 Regular Interest II-59-B as designated in the Preliminary Statement hereto.

“REMIC 1 Regular Interest”:  Any of the 238 separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a “regular
interest” in REMIC 1.  Each REMIC 1 Regular Interest shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof,
in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.

“REMIC 2”:  The segregated pool of assets consisting of all of the REMIC 1 Regular Interests conveyed to the Trust for the benefit of REMIC 3, as holder of the REMIC 2
Regular Interests and the Class R Certificateholders, as holders of the Class R‐2 Interest, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 2 Interest Loss Allocation Amount”:  With respect to any Distribution Date, an amount equal to (a) the product of (i) 50% of the aggregate Principal Balance of
the Mortgage Loans and related REO Properties then outstanding and (ii) the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest AA minus the Marker Rate, divided by (b) 12.

“REMIC 2 Overcollateralization Target Amount”:  0.50% of the Overcollateralization Target Amount.

“REMIC 2 Overcollateralized Amount”: With respect to any date of determination, (i) 0.50% of the aggregate Uncertificated Principal Balances of the REMIC 2 Regular Interests
AA, A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10, B, and ZZ minus (ii) the aggregate of the Uncertificated Principal Balances of REMIC 2 Regular Interests A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10
and B, in each case as of such date of determination.

“REMIC 2 Principal Loss Allocation Amount”:  With respect to any Distribution Date, an amount equal to the product of (i) 0.50% of the aggregate Principal Balance of
the Mortgage Loans and REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is 2 times the aggregate of the Uncertificated Principal Balances of REMIC 2 Regular Interest A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7,
M8, M9, M10 and B and the denominator of which is the aggregate of the Uncertificated Principal Balances of REMIC 2 Regular Interests A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10, B and ZZ.

“REMIC 2 Regular Interest”: Any of the separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a “regular
interest” in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal (other than REMIC 2 Regular Interests Swap IO and
FMR IO), subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The following is a list of each of the REMIC 2 Regular Interests: REMIC 2 Regular
Interest AA, REMIC 2 Regular Interest A-IA, REMIC 2 Regular Interest A-IIA1, REMIC 2 Regular Interest A-IIA2, REMIC 2 Regular Interest A-IIA3, REMIC 2 Regular Interest A-IIA4, REMIC 2 Regular Interest M1, REMIC 2 Regular Interest M2, REMIC 2 Regular Interest M3,
REMIC 2 Regular Interest M4, REMIC 2 Regular Interest M5, REMIC 2 Regular Interest M6, REMIC 2 Regular Interest M7, REMIC 2 Regular Interest M8, REMIC 2 Regular Interest M9, REMIC 2 Regular Interest M10, REMIC 2 Regular Interest B, REMIC 2 Regular Interest ZZ, REMIC
2 Regular Interest XX, REMIC 2 Regular Interest 1SUB, REMIC 2 Regular Interest 1GRP and REMIC 2 Regular Interest 2SUB, REMIC 2 Regular Interest 2GRP, REMIC 2 Regular Interest Swap IO and REMIC 2 Regular Interest FMR IO.

“REMIC 3”:  The segregated pool of assets consisting of all of the REMIC 2 Regular Interests conveyed to the Trust, for the benefit of the Holders of the Regular
Certificates (other than the Class P Certificates and the Class Swap IO Upper-Tier Interest), REMIC CX, as the holder of the Class C Interest, REMIC PX, as the holder of the Class P Interest, REMIC SwapX as holder of the Class Swap IO Interest, and the Class R
Certificateholders, as holders of the Class R‐3 Interest, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 3 Regular Interests”:  The Class C Interest, the Class P Interest, the Class Swap IO Interest, and the Class FM Reserve IO Interest.

“REMIC CX”:  The segregated pool of assets consisting of the Class C Interest, conveyed to the Trust, for the benefit of the Holders of the Class C Certificates
and the Class R‐CX Certificates, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC FM Rate”:  For any Distribution Date beginning with the Distribution Date in December 2016 through the Distribution Date in November 2036, a rate equal to the
Final Maturity Reserve Rate.  For all other Distribution Dates, 0.00%.

“REMIC Provisions”:  Provisions of the federal income tax law relating to real estate mortgage investment conduits which appear at Section 860A through 860G of
Subchapter M of Chapter 1 of the Code, and related provisions, and regulations and rulings promulgated thereunder, as the foregoing may be in effect from time to time.

“REMIC PX”:  The segregated pool of assets consisting of the Class P Interest, conveyed to the Trust, for the benefit of the Holders of the Class P Certificates and the
Class R‐PX Certificates, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC Regular Interests”:  The REMIC 1 Regular Interests, the REMIC 2 Regular Interests and the REMIC 3 Regular Interests.

“REMIC SwapX”:  The segregated pool of assets consisting of the Class Swap IO Interest, conveyed to the Trust, for the benefit of the Holders of the Class Swap IO
Upper-Tier Interest and the Class R‐SwapX Certificates, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“Remittance”:  As defined in Section 7.02(b) hereof.

“Remittance Report”:  A report prepared by the Servicer and delivered to the NIMS Insurer and the Trustee pursuant to Section 4.04.

“Rents from Real Property”:  With respect to any REO Property, gross income of the character described in Section 856(d) of the Code.

“REO Account”:  The account or accounts maintained by the Servicer in respect of an REO Property pursuant to Section 3.23.

“REO Disposition”:  The sale or other disposition of an REO Property on behalf of the Trust.

“REO Imputed Interest”:  As to any REO Property, for any calendar month during which such REO Property was at any time part of the Trust Fund, one month’s
interest at the applicable Net Mortgage Rate on the Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan if appropriate) as of the Close of Business on the Distribution Date in such calendar
month.

“REO Principal Amortization”:  With respect to any REO Property, for any calendar month, the excess, if any, of (a) the aggregate of all amounts received in
respect of such REO Property during such calendar month, whether in the form of rental income, sale proceeds (including, without limitation, that portion of the Termination Price paid in connection with a purchase of all of the Mortgage Loans and REO Properties
pursuant to Section 9.01 that is allocable to such REO Property) or otherwise, net of any portion of such amounts (i) payable pursuant to Section 3.23 in respect of the proper operation, management and maintenance of such REO Property or
(ii) payable or reimbursable to the Servicer pursuant to Section 3.23 for unpaid Servicing Fees in respect of the related Mortgage Loan and unreimbursed Servicing Advances and Advances in respect of such REO Property or the related Mortgage Loan, over
(b) the REO Imputed Interest in respect of such REO Property for such calendar month.

“REO Property”:  A Mortgaged Property acquired by the Servicer on behalf of the Trust through foreclosure or deed‐in‐lieu of foreclosure, as described in
Section 3.23.

“Replacement Payment”:  As defined in Section 3.30(b) hereof.

“Request for Release”:  A release signed by a Servicing Representative, in the form of Exhibit E‐1 or E‐2 attached hereto.

“Reserve Fund”:  The reserve fund established pursuant to Section 3.26.

“Reserve Interest Rate”:  With respect to any Interest Determination Date, the rate per annum that the Trustee determines to be either (i) the arithmetic mean
(rounded upwards if necessary to the nearest whole multiple of 0.03125%) of the one‐month United States dollar lending rates which banks in New York City selected by the Trustee with the consent of the NIMS Insurer are quoting on the relevant Interest
Determination Date to the principal London offices of leading banks in the London interbank market or (ii) in the event that the Trustee can determine no such arithmetic mean, in the case of any Interest Determination Date after the initial Interest
Determination Date, the lowest one‐month United States dollar lending rate which such New York banks selected by the Trustee with the consent of the NIMS Insurer are quoting on such Interest Determination Date to leading European banks.

“Residential Dwelling”:  Any one of the following:  (i) a detached one‐family dwelling, (ii) a detached two‐ to four‐family dwelling,
(iii) a one‐family dwelling unit in a Fannie Mae eligible condominium project or a Freddie Mac eligible condominium project, (iv) a manufactured home, or (v) a detached one‐family dwelling in a planned unit development, none of which is a
co‐operative or mobile home.

“Residual Certificates”:  The Class R Certificates, the Class R‐CX Certificates and the Class R‐PX Certificates.

“Residual Interest”:  The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

“Residual NIM Holder”:  As defined in Section 3.16(c) hereof.

“Responsible Officer”:  When used with respect to the Trustee, the Delaware Trustee, the Final Maturity Reserve Trust Trustee or the Supplemental Interest Trust
Trustee, any managing director, director, associate, principal, vice president, assistant vice president, assistant secretary, assistant treasurer, trust officer or any other officer of the Trustee, the Delaware Trustee, the Final Maturity Reserve Trust Trustee or
the Supplemental Interest Trust Trustee, as applicable, customarily performing functions similar to those performed by any of the above designated officers and, with respect to a particular matter, to whom such matter is referred because of such officer’s
knowledge of and familiarity with the particular subject.

“S&P”:  Standard & Poor’s, a division of The McGraw‐Hill Companies, Inc., or its successor in interest.

“Secretary of State”:  The Secretary of State of the State of Delaware.

“Seller”:  Washington Mutual Bank, a federal savings association, or its successor in interest, in its capacity as seller under the Mortgage Loan Purchase
Agreement.

“Servicer”:  Washington Mutual Bank, a federal savings association, or any successor servicer appointed as herein provided, in its capacity as Servicer
hereunder.

“Servicer Event of Default”:  One or more of the events described in Section 7.01.

“Servicer Prepayment Charge Payment Amount”:  The amounts (i) payable by the Servicer in respect of any Prepayment Charges waived other than in accordance with the
standard set forth in Section 2.04(a)(viii) or (ii) collected from the Servicer in its capacity as Seller in respect of a remedy for the breach of the representation and warranty made by the Servicer in its capacity as Seller set forth in
Section 2.04(a)(vii).

“Servicer Remittance Date”:  With respect to any Distribution Date, 3:00 p.m. New York time on the Business Day preceding the Distribution Date.

“Servicing Account”:  The account or accounts created and maintained pursuant to Section 3.09.

“Servicing Advances”:  All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable attorneys’ fees and expenses)
incurred by the Servicer in the performance of its servicing obligations in connection with a default, delinquencies or other unanticipated event or where reimbursement is otherwise permitted in accordance with any of the terms of this Agreement, including, but not
limited to, the cost of (i) the preservation, restoration, inspection and protection of the Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings
that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of the REO Property and (iv) compliance with the obligations under Sections 3.01, 3.09, 3.14, 3.16, and 3.23.

“Servicing Fee”:  With respect to each Mortgage Loan and for any calendar month, an amount equal to one month’s interest (or in the event of any payment of
interest which accompanies a Principal Prepayment in full made by the Mortgagor during such calendar month, interest for the number of days covered by such payment of interest) at the Servicing Fee Rate on the same principal amount on which interest on such Mortgage
Loan accrues for such calendar month.  A portion of such Servicing Fee may be retained by any Sub‐Servicer as its servicing compensation.

“Servicing Fee Rate”:  0.50% per annum.

“Servicing Representative”:  Any officer or employee of the Servicer involved in, or responsible for, the administration and servicing of Mortgage Loans, whose name and
specimen signature appear on a list of servicing representatives furnished by the Servicer to the Trustee and the Depositor on the Closing Date, as such list may from time to time be amended.

“Startup Day”:  As defined in Section 10.01(b) hereof.

“Stated Principal Balance”:  With respect to any Mortgage Loan:  (a) as of any date of determination up to but not including the Distribution Date on which
the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, the related Cut‐off Date Principal Balance, as shown in the Mortgage Loan Schedule, minus the sum of (i) the principal portion of each Monthly Payment due
on a Due Date subsequent to the Cut‐off Date, to the extent received from the Mortgagor or advanced by the Servicer and distributed pursuant to Section 4.01 on or before such date of determination, (ii) all Principal Prepayments received after the
Cut‐off Date, to the extent distributed pursuant to Section 4.01 on or before such date of determination, (iii) all Liquidation Proceeds and Insurance Proceeds to the extent distributed pursuant to Section 4.01 on or before such date of
determination, and (iv) any Realized Loss incurred with respect thereto as a result of a Deficient Valuation made during or prior to the Due Period for the most recent Distribution Date coinciding with or preceding such date of determination; and (b) as of
any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, zero.  With respect to any REO Property:  (a) as of any date
of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, an amount (not less than zero) equal to the Stated Principal Balance of the related Mortgage
Loan as of the date on which such REO Property was acquired on behalf of the Trust, minus the aggregate amount of REO Principal Amortization in respect of such REO Property for all previously ended calendar months, to the extent distributed pursuant to
Section 4.01 on or before such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be
distributed, zero.

“Statutory Trust Statute”:  Chapter 38 of Title 12 of the Delaware Code, 12 Del. C. §3801 et seq., as the same may be amended from time to
time.

“Stayed Funds”:  If the Servicer is the subject of a proceeding under the federal Bankruptcy Code and the making of a Remittance (as defined in Section 7.02(b)) is
prohibited by Section 362 of the federal Bankruptcy Code, funds that are in the custody of the Servicer, a trustee in bankruptcy or a federal bankruptcy court and should have been the subject of such Remittance absent such prohibition.

“Stepdown Date”:  The earlier of (a) the later of (i) the Distribution Date in December, 2009 and (ii) the first Distribution Date on which the Credit Enhancement
Percentage (calculated for this purpose only after taking into account payments of principal on the Mortgage Loans due on the related Due Date or received during the related Prepayment Period but prior to distribution of the Principal Distribution Amount in respect
of the Certificates then entitled to distributions of principal on such Distribution Date) is greater than or equal to 39.50% and (b) the Distribution Date following the Distribution Date on which the aggregate Certificate Principal Balance of the Class A
Certificates has been reduced to zero.

“Subordinated Net WAC Rate”:  For any Distribution Date with respect to the Mezzanine Certificates and the Class B Certificates, a per annum rate (subject to adjustment
based on the actual number of days elapsed in the related Interest Accrual Period) equal to the weighted average (weighted on the basis of the results of subtracting from the aggregate Stated Principal Balance of each Loan Group as of the Due Date in the month
preceding the month of such Distribution Date (adjusted for principal payments distributed on a prior Distribution Date) the current aggregate Certificate Principal Balance of the related Class A Certificates) of the Net WAC Pass-Through Rate for the Group I
Certificates and the Net WAC Pass-Through Rate for the Group II Certificates.  For federal income tax purposes, for any Distribution Date with respect to the regular interests in REMIC 3 the ownership of which is represented by the Mezzanine Certificates, the
Subordinated Net WAC Rate shall be expressed as the weighted average (adjusted for the actual number of days elapsed in the related Interest Accrual Period) of the Uncertificated REMIC 2 Pass-Through Rates on (a) REMIC 2 Regular Interest 1SUB, subject to a cap and a
floor equal to the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest 1GRP and (b) REMIC 2 Regular Interest 2SUB, subject to a cap and a floor equal to the Uncertificated REMIC 2 Pass-Through Rate for REMIC 2 Regular Interest 2GRP, weighted on the
basis of the Uncertificated Principal Balance of each such REMIC 2 Regular Interest.

“Sub‐Servicer”:  Any Person with which the Servicer has entered into a Sub‐Servicing Agreement and which meets the qualifications of a Sub‐Servicer
pursuant to Section 3.02.

“Sub‐Servicing Account”:  An account or accounts established by a Sub‐Servicer which meets the requirements set forth in Section 3.08 and is otherwise
acceptable to the applicable Servicer.

“Sub‐Servicing Agreement”:  The written contract between the Servicer and a Sub‐Servicer relating to servicing and administration of certain Mortgage Loans
as provided in Section 3.02.

“Subsequent Recoveries”:  The Gross Subsequent Recoveries net of amounts payable or reimbursable to the Servicer for related (i) Advances, (ii) Servicing Advances and
(iii) Servicing Fees.

“Substitution Adjustments”:  As defined in Section 2.03(d) hereof.

“Supplemental Final Maturity Reserve Amount”:  With respect to any Distribution Date (a) prior to the Distribution Date in December 2006, zero, (b) on and after the
Distribution Date in December 2006 up to and including the Final Maturity Reserve Funding Date, the lesser of (i) the amount of the Net Monthly Excess Cashflow for such Distribution Date remaining after the distribution pursuant to Section 4.01(d)(i)(z) and (ii) the
excess of (A) the Stated Principal Balance of the Mortgage Loans having 40-year original terms to maturity (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period) over (B) the sum of (1) amounts on deposit in the Final Maturity Reserve Account (after giving effect to all distributions on such Distribution Date other than distributions from the Final Maturity Reserve
Account) and (2) the Overcollateralized Amount with respect to such Distribution Date and (c) after the Final Maturity Reserve Funding Date, zero.

“Supplemental Interest Account”:  As defined in Section 4.09(a) hereof.

“Supplemental Interest Trust”:  As defined in Section 4.09(a) hereof.

“Supplemental Interest Trust Trustee”:  Deutsche Bank National Trust Company, not in its individual capacity but solely in its capacity as a trustee of the Supplemental
Interest Trust, and any successor thereto.

“Swap Agreement”:  The swap agreement consisting of a 1992 ISDA Master Agreement (Multicurrency Border) with a schedule dated as of the Closing Date and the related
confirmation thereto, between the Supplemental Interest Trust Trustee and the Swap Counterparty, attached as Exhibit B hereto, as such agreement may be amended and supplemented in accordance with its terms.

“Swap Counterparty”:  ABN AMRO Bank, N.V., or any successor in interest thereto in accordance with the Swap Agreement.

“Swap Default”:  The effective designation of an Early Termination Date in respect of the Swap Agreement following the occurrence of a Swap Event of Default, a
Termination Event with respect to the Swap Agreement or an Additional Termination Event with respect to the Swap Agreement.

“Swap Event of Default”:  An “Event of Default” as such term is defined in the Swap Agreement.

“Swap LIBOR”: A per annum rate equal to the floating rate payable by the Swap Provider under the Swap Agreement.

“Swap Notional Amount”:  With respect to any Distribution Date is the amount set forth on Schedule II attached hereto with respect to such Distribution Date.

“Swap Payment”:  With respect to each Distribution Date, an amount equal to the product of (a) 4.935%, (b) the Swap Notional Amount and (c) a fraction, the numerator of
which is 30 and the denominator of which 360.

“Swap Rate”:  With respect to any Distribution Date, the rate payable by the Trust as specified in the Swap Agreement.

“Swap Termination Payment”:  Upon the designation of an “Early Termination Date” as defined in the Swap Agreement, the payment to be made by the
Supplemental Interest Trust Trustee to the Swap Counterparty, or by the Swap Counterparty to the Supplemental Interest Trust Trustee, as applicable, pursuant to the terms of the Swap Agreement.

“Tax Returns”:  The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit (REMIC) Income Tax Return, including
Schedule Q thereto, Quarterly Notice to Residual Interest Holder of the REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed by the Trustee on behalf of each REMIC, together with any and all other information reports or returns that
may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.

“Telerate Page 3750”:  The display designated as page “3750” on the Dow Jones Telerate Capital Markets Report (or such other page as may replace page 3750
on that report for the purpose of displaying London interbank offered rates of major banks).

“Termination Event”:  As defined in the Swap Agreement.

“Termination Price”:  As defined in Section 9.01(a) hereof.

“Terminator”:  As defined in Section 9.01.

“Transfer”:  Any direct or indirect transfer, sale, pledge, hypothecation, or other form of assignment of any Ownership Interest in a Certificate.

“Transferee”:  Any Person who is acquiring by Transfer any Ownership Interest in a Certificate.

“Transferor”:  Any Person who is disposing by Transfer of any Ownership Interest in a Certificate.

“Trigger Event”: A Trigger Event has occurred with respect to a Distribution Date if either a Cumulative Loss Trigger Event or a Delinquency Trigger Event has occurred with
respect to such Distribution Date.

“Trust”:  Long Beach Mortgage Loan Trust 2006‐10, a Delaware statutory trust, created pursuant to the Original Trust Agreement.

“Trust Fund”:  All of the assets of the Trust, which is divided into separate pools of assets consisting of REMIC 1, REMIC 2, REMIC 3, REMIC CX, REMIC
PX, REMIC SwapX, the Reserve Fund, the Supplemental Interest Trust, the Final Maturity Reserve Trust, the Interest Coverage Account and any Servicer Prepayment Charge Payment Amounts and the Trust’s rights under the Swap Agreement. 

“Trust REMIC”:  Any of REMIC 1, REMIC 2, REMIC 3, REMIC CX, REMIC PX and/or REMIC SwapX.

“Trustee”:  Deutsche Bank National Trust Company, a national banking association, or its successor in interest, or any successor trustee appointed as herein
provided.

“Trustee Fee”:  With respect to each Distribution Date, one-twelfth of the Trustee Fee Rate multiplied by the aggregate Stated Principal Balance of the Mortgage Loans
as of the last day of the related Due Period (prior to giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment
Period). 

“Trustee Fee Rate”:  0.00% per annum.

“Uncertificated Accrued Interest”:  With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related
Uncertificated Pass‐Through Rate on the Uncertificated Principal Balance or Uncertificated Notional Amount of such REMIC Regular Interest.  In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls and Relief
Act Interest Shortfalls allocated to such REMIC Regular Interests pursuant to Section 1.03.

“Uncertificated Pass-Through Rate”:  The Uncertificated REMIC 1 Pass-Through Rate, the Uncertificated REMIC 2 Pass-Through Rate and the Uncertificated REMIC 3
Pass-Through Rate.

“Uncertificated Notional Amount”: With respect to REMIC 2 Regular Interest Swap IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of
the REMIC 1 Regular Interests ending with the designation “A” listed below: 

	

Distribution Date

	

REMIC I Regular Interests

	
2

	
I-1-A through I-59-A and II-1-A through II-59-A

	
3

	
I-2-A through I-59-A and II-2-A through II-59-A

	
4

	
I-3-A through I-59-A and II-3-A through II-59-A

	
5

	
I-4-A through I-59-A and II-4-A through II-59-A

	
6

	
I-5-A through I-59-A and II-5-A through II-59-A

	
7

	
I-6-A through I-59-A and II-6-A through II-59-A

	
8

	
I-7-A through I-59-A and  II-7-A through II-59-A

	
9

	
I-8-A through I-59-A and  II-8-A through II-59-A

	
10

	
I-9-A through I-59-A and  II-9-A through II-59-A

	
11

	
I-10-A through I-59-A and  II-10-A through II-59-A

	
12

	
I-11-A through I-59-A and  II-11-A through II-59-A

	
13

	
I-12-A through I-59-A and  II-12-A through II-59-A

	
14

	
I-13-A through I-59-A and  II-13-A through II-59-A

	
15

	
I-14-A through I-59-A and  II-14-A through II-59-A

	
16

	
I-15-A through I-59-A and  II-15-A through II-59-A

	
17

	
I-16-A through I-59-A and  II-16-A through II-59-A

	
18

	
I-17-A through I-59-A and  II-17-A through II-59-A

	
19

	
I-18-A through I-59-A and  II-18-A through II-59-A

	
20

	
I-19-A through I-59-A and II-19-A through II-59-A

	
21

	
I-20-A through I-59-A and II-20-A through II-59-A

	
22

	
I-21-A through I-59-A and II-21-A through II-59-A

	
23

	
I-22-A through I-59-A and II-22-A through II-59-A

	
24

	
I-23-A through I-59-A and II-23-A through II-59-A

	
25

	
I-24-A through I-59-A and II-24-A through II-59-A

	
26

	
I-25-A through I-59-A and II-25-A through II-59-A

	
27

	
I-26-A through I-59-A and II-26-A through II-59-A

	
28

	
I-27-A through I-59-A and II-27-A through II-59-A

	
29

	
I-28-A through I-59-A and II-28-A through II-59-A

	
30

	
I-29-A through I-59-A and II-29-A through II-59-A

	
31

	
I-30-A through I-59-A and II-30-A through II-59-A

	
32

	
I-31-A through I-59-A and II-31-A through II-59-A

	
33

	
I-32-A through I-59-A and II-32-A through II-59-A

	
34

	
I-33-A through I-59-A and II-33-A through II-59-A

	
35

	
I-34-A through I-59-A and II-34-A through II-59-A

	
36

	
I-35-A through I-59-A and II-35-A through II-59-A

	
37

	
I-36-A through I-59-A and II-36-A through II-59-A

	
38

	
I-37-A through I-59-A and II-37-A through II-59-A

	
39

	
I-38-A through I-59-A and II-38-A through II-59-A

	
40

	
I-39-A through I-59-A and II-39-A through II-59-A

	
41

	
I-40-A through I-59-A and II-40-A through II-59-A

	
42

	
I-41-A through I-59-A and II-41-A through II-59-A

	
43

	
I-42-A through I-59-A and II-42-A through II-59-A

	
44

	
I-43-A through I-59-A and II-43-A through II-59-A

	
45

	
I-44-A through I-59-A and II-44-A through II-59-A

	
46

	
I-45-A through I-59-A and II-45-A through II-59-A

	
47

	
I-46-A through I-59-A and II-46-A through II-59-A

	
48

	
I-47-A through I-59-A and II-47-A through II-59-A

	
49

	
I-48-A through I-59-A and II-48-A through II-59-A

	
50

	
I-49-A through I-59-A and II-49-A through II-59-A

	
51

	
I-50-A through I-59-A and II-50-A through II-59-A

	
52

	
I-51-A through I-59-A and II-51-A through II-59-A

	
53

	
I-52-A through I-59-A and II-52-A through II-59-A

	
54

	
I-53-A through I-59-A and II-53-A through II-59-A

	
55

	
I-54-A through I-59-A and II-54-A through II-59-A

	
56

	
I-55-A through I-59-A and II-59-A through II-59-A

	
57

	
I-56-A through I-59-A and II-56-A through II-59-A

	
58

	
I-57-A through I-59-A and II-57-A through II-59-A

	
59

	
I-58-A through I-59-A and II-58-A through II-59-A

	
60

	
I-59-A and II-59-A 

	
thereafter

	
$0.00

 

“Uncertificated Principal Balance”:  With respect to each REMIC Regular Interest, the principal amount of such REMIC Regular Interest outstanding as of any date of
determination.  As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance.  On each Distribution Date, the
Uncertificated Principal Balance of each REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.05 and, if and to the extent necessary and appropriate, shall
be further reduced on such Distribution Date by Realized Losses and increased by Subsequent Recoveries as provided in Section 4.06, and the Uncertificated Principal Balance of REMIC 2 Regular Interest ZZ shall be increased by interest deferrals as provided in
Section 4.05.  The Uncertificated Principal Balance of each REMIC Regular Interest that has an Uncertificated Principal Balance shall never be less than zero.  Notwithstanding the foregoing, the Uncertificated Principal Balance of (i) the Class C
Interest shall always be equal to (i) the excess, if any, of (A) the then aggregate Uncertificated Principal Balances of the REMIC 2 Regular Interests over (B) the sum of the Certificate Principal Balance of the Class A Certificates, the Mezzanine
Certificates, the Class B Certificates and the Class P Interest minus (ii) the amount, if any, paid to the Class A Certificates on the first Distribution Date as Extra Principal Distribution Amount.

“Uncertificated REMIC 1 Pass-Through Rate”: With respect to REMIC 1 Regular Interest IX, a per annum rate equal to the
weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans.  With respect to each REMIC 1 Group I Regular Interest ending with the designation “A”, a per annum rate equal to the weighted average of the Adjusted Net Mortgage
Rates of the Group I Mortgage Loans multiplied by 2, subject to a maximum rate of two times the Swap Rate. With respect to each REMIC 1 Group I Regular Interest ending with the designation “B”, the greater of (x) a per annum rate equal to the excess, if
any, of (i) 2 multiplied by the weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans over (ii) two times the Swap Rate and (y) 0.00%.  With respect to REMIC 1 Regular Interest IIX, a per annum rate equal to the weighted average of
the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.  With respect to each REMIC 1 Group II Regular Interest ending with the designation “A”, a per annum rate equal to the weighted average of the Adjusted Net Mortgage Rates of the Group II
Mortgage Loans multiplied by 2, subject to a maximum rate of two times the Swap Rate.  With respect to each REMIC 1 Group II Regular Interest ending with the designation “B”, the greater of (x) a per annum rate equal to the excess, if any, of (i) 2
multiplied by the weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans over (ii) two times the Swap Rate and (y) 0.00%.

“Uncertificated REMIC 2 Pass-Through Rate”:  With respect to REMIC 2 Regular Interests AA, A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9,
M10, B, ZZ, 1SUB, 2SUB and XX, a per annum rate (but not less than zero) equal to the weighted average of: (w) with respect to REMIC 1 Regular Interests IX and IIX, the Uncertificated REMIC 1 Pass-Through Rate for each such REMIC 1 Regular Interest for each such
Distribution Date minus the REMIC FM Rate, (x) with respect to each REMIC 1 Regular Interest ending with the designation “B”, the weighted average of the Uncertificated REMIC 1 Pass-Through Rates for such REMIC 1 Regular Interests minus the REMIC FM Rate,
(y) with respect to REMIC 1 Regular Interests ending with the designation “A”, for each Distribution Date from the second Distribution Date through the Rate Change Date for such REMIC 1 Regular Interest, the lesser of (i) (1) the product of 2
multiplied by Swap LIBOR minus (2) the REMIC FM Rate, and (ii) the Uncertificated REMIC 1 Pass-Through Rate for such REMIC 1 Regular Interest minus the REMIC FM Rate, and (z) with respect to REMIC 1 Regular Interests ending with the designation “A”, for
the first Distribution Date and each Distribution Date after the Rate Change Date for such REMIC 1 Regular Interest, the Uncertificated REMIC 1 Pass-Through Rate for such REMIC 1 Regular Interest minus the REMIC FM Rate, in every case weighted on the basis of the
Uncertificated Balances of each such REMIC I Regular Interest for each such Distribution Date.

With respect to REMIC 2 Regular Interest 1GRP, a per annum rate (but not less than zero) equal to the weighted average of: (w) with respect to REMIC 1 Regular Interest IX, the Uncertificated
REMIC 1 Pass-Through Rate for such REMIC 1 Regular Interest for each Distribution Date minus the REMIC FM Rate, (x) with respect to REMIC 1 Group I Regular Interests ending with the designation “B”, the weighted average of the Uncertificated REMIC 1
Pass-Through Rates for such REMIC 1 Regular Interests minus the REMIC FM Rate, (y) with respect to REMIC 1 Group I Regular Interests ending with the designation “A”, for each Distribution Date from the second Distribution Date through the Rate Change Date
for such REMIC 1 Regular Interest, the lesser of (i) (1) the product of 2 multiplied by Swap LIBOR minus (2) the REMIC FM Rate, and (ii) the Uncertificated REMIC 1 Pass-Through Rate for such REMIC 1 Regular Interest minus the REMIC FM Rate, and (z) with
respect to REMIC 1 Group I Regular Interests ending with the designation “A”, for the first Distribution Date and each Distribution Date after the Rate Change Date for such REMIC 1 Regular Interest, the Uncertificated REMIC 1 Pass-Through Rate for such
REMIC 1 Regular Interest minus the REMIC FM Rate, in every case weighted on the basis of the Uncertificated Balances of each such REMIC 1 Regular Interest for each such Distribution Date.

With respect to REMIC 2 Regular Interest 2GRP, a per annum rate (but not less than zero) equal to the weighted average of: (w) with respect to REMIC 1 Regular Interest IIX, the Uncertificated
REMIC 1 Pass-Through Rate for such REMIC 1 Regular Interest for each Distribution Date minus the REMIC FM Rate, (x) with respect to REMIC 1 Group II Regular Interests ending with the designation “B”, the weighted average of the Uncertificated REMIC 1
Pass-Through Rates for such REMIC 1 Regular Interests minus the REMIC FM Rate, (y) with respect to REMIC 1 Group II Regular Interests ending with the designation “A”, for each Distribution Date from the second Distribution Date through the Rate Change
Date for such REMIC 1 Regular Interest, the lesser of (i) (1) the product of 2 multiplied by Swap LIBOR minus (2) the REMIC FM Rate, and (ii) the Uncertificated REMIC 1 Pass-Through Rate for such REMIC 1 Regular Interest minus the REMIC FM Rate, and (z) with
respect to REMIC 1 Group II Regular Interests ending with the designation “A”, for the first Distribution Date and each Distribution Date after the Rate Change Date for such REMIC 1 Regular Interest, the Uncertificated REMIC 1 Pass-Through Rate for
such REMIC 1 Regular Interest minus the REMIC FM Rate, in every case weighted on the basis of the Uncertificated Balances of each such REMIC 1 Regular Interest for each such Distribution Date.

With respect to REMIC 2 Regular Interest Swap-IO, and (i) the second Distribution Date through the 60th Distribution Date, the excess of (x) the weighted average of the Uncertificated REMIC 1
Pass-Through Rates for REMIC 1 Regular Interests including the designation “A”, over (y) 2 multiplied by Swap LIBOR and (ii) thereafter, 0.00%.

With respect to any Distribution Date and REMIC 2 Regular Interest FMR IO, (i) 0.00% per annum for each Distribution Date starting with the Distribution Date in December 2006 through the
Distribution Date in November 2016, (ii) the Final Maturity Reserve Rate for each Distribution Date starting with the Distribution Date in December 2016 through the Distribution Date in November 2026 and (iii) 0.00% per annum for each Distribution Date
thereafter.  For federal income tax purposes, REMIC 2 Regular Interest FMR IO will be entitled to a percentage of the interest payable on each REMIC 1 Regular Interest, with the percentage equal to (i) on each Distribution Date starting with the
Distribution Date in December 2006 through the Distribution Date in November 2016, the excess of the REMIC 1 Uncertificated Pass-Through Rate of such Regular Interest over the REMIC 1 Uncertificated Pass-Through Rate of such Regular Interest, (ii) on each
Distribution Date starting with the Distribution Date in December 2016 through the Distribution Date in November 2026, the excess of the REMIC 1 Uncertificated Pass-Through Rate of such Regular Interest over the difference between the REMIC 1 Uncertificated
Pass-Through Rate of such Regular Interest and the Final Maturity Reserve Rate, and (iii) 0.00% thereafter.

“Undercollateralized Amount”:  With respect to any Distribution Date, the amount, if any, by which (i) the sum of the aggregate Certificate Principal Balances of
the Class A Certificates, the Mezzanine Certificates and the Class B Certificates and the Uncertificated Principal Balance of the Class P Interest as of such Distribution Date (after giving effect to distributions to be made on such Distribution Date) exceeds
(ii) the aggregate Stated Principal Balance of the Mortgage Loans on the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections
of principal received during the related Prepayment Period).

“Uninsured Cause”:  Any cause of damage to a Mortgaged Property such that the complete restoration of such property is not fully reimbursable by the hazard insurance
policies required to be maintained pursuant to Section 3.14.

“United States Person” or “U.S. Person”:  (i) A citizen or resident of the United States; (ii) a corporation, partnership or other entity classified
as a corporation or partnership for United States federal income tax purposes created or organized in, or under the laws of, the United States or any political subdivision thereof (except, in the case of a partnership or entity treated as a partnership, to the extent
provided in regulations) provided that, solely for purposes of the restrictions on the transfer of the Residual Certificates, no partnership or other entity treated as a partnership shall be treated as a United States Person unless all persons that own an interest in
such partnership or other entity, either directly or through any entity that is not a corporation for United States federal income tax purposes, are required by the applicable operative agreement to be United States Persons; (iii) an estate the income of which is
subject to United States federal income taxation regardless of its source, or (iv) a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States Persons have the authority to
control all substantial decisions of the trust or if the trust was in existence on August 20, 1996, was treated as a United States Person on August 19, 1996, and made a valid election to continue to be treated as a United States Person.  The term “United
States” shall have the meaning set forth in Section 7701 of the Code or successor provisions.

“Unpaid Interest Shortfall Amount”:  With respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates and (i) the first
Distribution Date, zero, and (ii) any Distribution Date after the first Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class of Certificates for the immediately preceding
Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class of Certificates for such preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class of Certificates in respect of interest
pursuant to clause (a) of this definition on such preceding Distribution Date, plus interest on the amount of interest due but not paid on such Class of Certificates on such preceding Distribution Date, to the extent permitted by law, at the Pass‐Through
Rate for such Class of Certificates for the related Accrual Period.

“USD-LIBOR-BBA”:  As defined in the Swap Agreement in the Annex to the 2000 ISDA Definitions.

“Value”:  With respect to any Mortgaged Property, the lesser of (i) the Origination Value thereof and (ii) the purchase price paid for the related Mortgaged
Property by the Mortgagor with the proceeds of the Mortgage Loan, provided, however, in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is the Origination Value thereof.

“Voting Rights”:  The portion of the voting rights of all of the Certificates which is allocated to any Certificate.  At all times the Class A Certificates, the
Mezzanine Certificates, the Class B Certificates and the Class C Certificates shall have 98% of the Voting Rights (allocated among the Holders of the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Class C Certificates in proportion
to the then outstanding Certificate Principal Balances of their respective Certificates), the Class P Certificates shall have 1% of the Voting Rights and the Class R Certificates shall have 1% of the Voting Rights.  The Voting Rights allocated to any Class of
Certificates (other than the Class P Certificates and the Class R Certificates) shall be allocated among all Holders of each such Class in proportion to the outstanding Certificate Principal Balance of such Certificates and the Voting Rights allocated to the Class P
Certificates and the Class R Certificates shall be allocated among all Holders of each such Class in proportion to such Holders’ respective Percentage Interest; provided, however, that when none of the Regular Certificates are outstanding, 100% of
the Voting Rights shall be allocated among Holders of the Class R Certificates in accordance with such Holders’ respective Percentage Interests in the Certificates of such Class.  The Class R‐CX Certificates and the Class R‐PX Certificates
shall not have Voting Rights.

“Washington Mutual Custodian”:  None of the Mortgage Loans are held by the Washington Mutual Custodian as custodian.  References to the Washington Mutual Custodian
are left in this Agreement for administrative convenience and shall be completely disregarded.  There is no Washington Mutual Custodian under this Agreement and no Person shall have any rights of the Washington Mutual Custodian under this Agreement.

Section 1.02                Accounting.

Unless otherwise specified herein, for the purpose of any definition or calculation, whenever amounts are required to be netted, subtracted or added or any distributions are taken into
account, such definition or calculation and any related definitions or calculations shall be determined without duplication of such functions.

Section 1.03                Allocation of Certain Interest Shortfalls.

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Class C Interest
for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first to the Class C Interest to the extent of one
month’s interest at the then applicable Pass‐Through Rate on the Notional Amount of such Regular Interest, and then among the Class A Certificates, the Mezzanine Certificates and the Class B Certificates on a pro rata basis based on, and to the
extent of, interest for the related Accrual Period at the then applicable respective Pass‐Through Rate on the respective Certificate Principal Balance of each such Certificate.

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Class C Certificates for any Distribution Date, the aggregate amount of any Net Prepayment Interest
Shortfalls and any Relief Act Interest Shortfalls allocated to the Class C Interest  pursuant to the paragraph above shall be allocated among the Class C Certificates on a pro rata basis based on one month’s interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the
REMIC 2 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated: 

(a)           50% of any Net Prepayment Interest and Relief Act Interest Shortfalls incurred in respect of the
Mortgage Loans for any Distribution Date shall be allocated to AA and ZZ up to an aggregate amount equal to the REMIC 2 Interest Loss Allocation Amount, 98% and 2%, respectively, and thereafter among AA, A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6,
M7, M8, M9, M10, B and ZZ, pro rata based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective Uncertificated Principal Balance of each such REMIC 2 Regular Interest; and

(b)           50% of any Net Prepayment Interest and Relief Act Interest Shortfalls incurred in respect of the
Mortgage Loans for any Distribution Date shall be allocated to REMIC 2 Regular Interest 1GRP, 2GRP, 1SUB, 2SUB, and XX, pro rata based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective
Uncertificated Principal Balance of each such REMIC 3 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest
Shortfalls and Relief Act Interest Shortfalls incurred in respect of the Group I Mortgage Loans for any Distribution Date shall be allocated to REMIC 1 Regular Interests IX and the aggregate amount of any Net Prepayment Interest Shortfalls and Relief Act Interest
Shortfalls incurred in respect of the Group II Mortgage Loans for any Distribution Date shall be allocated to REMIC 1 Regular Interest IIX.

Section 1.04                Rights of the NIMS Insurer.

(a)           Each of the rights of the NIMS Insurer set forth in this Agreement shall exist so long as the Insured
NIM Notes remain outstanding; provided, however, the NIMS Insurer shall not have any rights hereunder (except as provided in Section 9.01) so long as any NIMS Insurer Default is continuing.

(b)           Notwithstanding anything to the contrary anywhere in this Agreement, all rights and benefits of the
NIMS Insurer hereunder shall permanently terminate upon such time as the Insured NIM Notes shall no longer be outstanding.

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS;

ORIGINAL ISSUANCE OF CERTIFICATES

Section 2.01                Conveyance of Mortgage Loans.

The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey to the Trust, without recourse, all the right, title and
interest of the Depositor, including any security interest therein for the benefit of the Depositor, in and to the Mortgage Loans identified on the Mortgage Loan Schedule, the rights of the Depositor under the Mortgage Loan Purchase Agreement (other than the
Depositor’s rights under Section 17 thereof) and all other assets included or to be included in REMIC 1.  Such assignment includes all scheduled payments on the Mortgage Loans due after the Cut-off Date and all unscheduled collections in respect
of the Mortgage Loans received after the Cut-off Date (other than the portion of such collections due on or prior to the Cut-off Date).  The REMIC 1 Regular Interests, REMIC 1 Regular Interest IX and the Class R‐1 Interest shall collectively be a
separate series of beneficial interests in the assets of the Trust consisting of the Trust Fund assets included in the definition of REMIC 1 pursuant to Section 3806(b)(2) of the Statutory Trust Statute.  The Depositor herewith delivers to the Trustee an
executed copy of the Mortgage Loan Purchase Agreement and the PMI Policy.  In addition, on or prior to the Closing Date, the Supplemental Interest Trust Trustee shall execute the Swap Agreement and the Depositor hereby directs the Supplemental Interest Trust
Trustee to do so.

If the assignment and transfer of the Mortgage Loans and the other property specified in Section 2.01 from the Depositor to the Trust pursuant to this Agreement is held or deemed not to
be a sale or is held or deemed to be a pledge of security for a loan, the Depositor intends that the rights and obligations of the parties shall be established pursuant to the terms of this Agreement and that, in such event, (i) the Depositor shall be deemed to
have granted and does hereby grant to the Trust as of the Closing Date a perfected, first priority security interest in the entire right, title and interest of the Depositor in and to the Mortgage Loans and all other property conveyed to the Trust pursuant to this
Section 2.01 and all proceeds thereof and (ii) this Agreement shall constitute a security agreement under applicable law.

In connection with such transfer and assignment, the Depositor does hereby deliver to, and deposit with, the Trustee as custodian (in which capacity it will, unless otherwise specified, be
acting under this Article II) the following documents or instruments with respect to each Mortgage Loan so transferred and assigned (with respect to each Mortgage Loan, a “Mortgage File”):

(a)           the original Mortgage Note, endorsed in blank or in the following form:  “Pay to the order
of Deutsche Bank National Trust Company, as Trustee under the applicable agreement, without recourse,” with all prior and intervening endorsements showing a complete chain of endorsement from the originator to the Person so endorsing to the Trustee or (in the
case of not more than 1.00% of the Mortgage Loans, by aggregate principal balance as of the Cut‐off Date) a copy of such original Mortgage Note with an accompanying Lost Note Affidavit executed by the Seller;

(b)           the original Mortgage, noting the presence of the MIN of the Mortgage Loan and language indicating
that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM loan, with evidence of recording thereon, and a copy, certified by the appropriate recording office, of the recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney,
with evidence of recording thereon;

(c)           unless the Mortgage Loan is registered on the MERS® System, an original Assignment in
blank;

(d)           the original recorded Assignment or Assignments showing a complete chain of assignment from the
originator to the Person assigning the Mortgage to the Trustee or in blank (or to MERS, if the Mortgage Loan is registered on the MERS® System and noting the presence of the MIN) as contemplated by the immediately preceding clause (c);

(e)           the original or copies of each assumption, modification, written assurance or substitution agreement,
if any; and

(f)            as an original, photocopy or in electronic form, the lender’s title insurance policy,
together with all endorsements or riders issued with or subsequent to the issuance of such policy, insuring the priority of the Mortgage as a first or second lien on the Mortgaged Property represented therein as a fee interest vested in the Mortgagor, or in the event
such title policy is unavailable, a written commitment or uniform binder or preliminary report of title issued by the title insurance or escrow company.

Except with respect to any Mortgage Loan for which MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record, the Servicer, in its
capacity as Seller, shall promptly (and in no event later than thirty (30) Business Days, subject to extension upon a mutual agreement between the Servicer and the Trustee), following the later of the Closing Date and the date of receipt by the Servicer of the
recording information for a Mortgage submit or cause to be submitted for recording, at no expense to the Trust, the Trustee, the Delaware Trustee or the Depositor, in the appropriate public office for real property records, each Assignment referred to in Sections
2.01(c) and (d) above and shall execute each original Assignment referred to in clause (c) above in the following form:  “Deutsche Bank National Trust Company, as Trustee under applicable agreement, without recourse.”  In the event that any such
Assignment is lost or returned unrecorded because of a defect therein, the Servicer, in its capacity as Seller, shall promptly prepare or cause to be prepared a substitute Assignment or cure or cause to be cured such defect, as the case may be, and thereafter cause
each such Assignment to be duly recorded.  Notwithstanding the foregoing, the Assignments shall not be required to be completed and submitted for recording with respect to any Mortgage Loan if each Rating Agency does not require recordation in order for such
Rating Agency to assign the initial ratings to the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Other NIM Notes and the initial shadow rating to the Insured NIM Notes, without giving effect to any insurance policy issued by the
NIMS Insurer; provided, however, each such Assignment shall be submitted for recording by the Servicer, in its capacity as Seller, in the manner described above, at no expense to the Trust, the Trustee or the Delaware Trustee upon the earliest to occur of: 
(i) reasonable direction by Holders of Certificates entitled to at least 25% of the Voting Rights, (ii) the occurrence of a Servicer Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Seller, (iv) the
occurrence of a servicing transfer as described in Section 7.02 hereof and (v) if the Seller is not the Servicer and with respect to any one Assignment, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related
Mortgage.  Notwithstanding the foregoing, if the Servicer is unable to pay the cost of recording the Assignments, such expense shall be paid by the Trustee and shall be reimbursable to the Trustee as an Extraordinary Trust Fund Expense.

In connection with the assignment of any Mortgage Loan registered on the MERS® System, the Depositor further agrees that it shall cause, within 30 Business Days after the Closing Date, the
MERS® System to indicate that such Mortgage Loans have been assigned by the Depositor to the Trust in accordance with this Agreement by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer
files (a) the code in the field which identifies the specific Trust and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. The Depositor further agrees that it shall not,
and shall not permit the Servicer to, and the Servicer agrees that it shall not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the
terms of this Agreement.

If any of the documents referred to in Sections 2.01(b), (c), (d) or (e) above (collectively, the “Recording Documents”) has as of the Closing Date been submitted for recording but
either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Servicer, in its capacity as the Seller, to deliver such
Recording Documents shall be deemed to be satisfied upon (1) delivery to the Trustee or the applicable Custodian of a copy of each such Recording Document certified by the Seller in the case of (x) above or the applicable public recording office in the case
of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the Seller, delivery to the Trustee or the applicable Custodian promptly upon receipt thereof, and in any event no later than
one year after the Closing Date, of either the original or a copy of such Recording Document certified by the applicable public recording office to be a true and complete copy of the original.  In instances where, due to a delay on the part of the recording
office where any such Recording Documents have been delivered for recordation, the Recording Documents cannot be delivered to the Trustee or the applicable Custodian within one year after the Closing Date, the Servicer, in its capacity as the Seller, shall deliver to
the Trustee or the applicable Custodian within such time period an Officer’s Certificate stating the date by which the Servicer, in its capacity as the Seller, expects to receive such Recording Documents from the applicable recording office.  In the event
that Recording Documents have still not been received by the Servicer, in its capacity as the Seller, and delivered to the Trustee or the applicable Custodian by the date specified in its previous Officer’s Certificate delivered to the Trustee or the applicable
Custodian, as the case may be, the Servicer, in its capacity as the Seller, shall deliver to the Trustee or the applicable Custodian by such date an additional Officer’s Certificate stating a revised date by which the Servicer, in its capacity as the Seller,
expects to receive the applicable Recording Documents.  This procedure shall be repeated until the Recording Documents have been received by the Servicer, in its capacity as the Seller, and delivered to the Trustee or the applicable Custodian.  If the
original lender’s title insurance policy was not delivered pursuant to Section 2.01(f) above, the Servicer, in its capacity as the Seller, shall deliver or cause to be delivered to the Trustee or the applicable Custodian promptly after receipt thereof, and
in any event within 120 days after the Closing Date, the original lender’s title insurance policy.  The Servicer, in its capacity as the Seller, shall deliver or cause to be delivered to the Trustee or the applicable Custodian promptly upon receipt thereof
any other original documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

All original documents relating to the Mortgage Loans that are not delivered to the Trustee or the applicable Custodian are and shall be held by or on behalf of the Seller, the Depositor or
the Servicer, as the case may be, in trust for the benefit of the Trust.  In the event that any such original document is required pursuant to the terms of this Section to be a part of a Mortgage File, such document shall be delivered promptly to the
Trustee or the applicable Custodian.  Any such original document delivered to or held by the Depositor that is not required pursuant to the terms of this Section to be a part of a Mortgage File, shall be delivered promptly to the Servicer.

The Mortgage Loans permitted by the terms of this Agreement to be included in the Trust are limited to (i) the Mortgage Loans (which the Depositor acquired pursuant to the Mortgage Loan
Purchase Agreement, which contains, among other representations and warranties, a representation and warranty of the Seller that no Mortgage Loan is a “high-cost” or “predatory” loan under any state or local law or regulation applicable to the
originator), and (ii) Qualified Substitute Mortgage Loans (which, by definition as set forth herein and referred to in the Mortgage Loan Purchase Agreement, are required to conform to, among other representations and warranties, the representation and warranty of the
Seller that no Qualified Substitute Mortgage Loan is a “high cost” or “predatory” loan under any state or local law or regulation applicable to the originator).  It is agreed and understood by the parties hereto that it is not intended
that any mortgage loan be included in the Trust that is a “High-Cost Home Loan” as defined in the New Jersey Home Ownership Act effective November 27, 2003, a “High Cost Home Loan” as defined in the New Mexico Home Loan Protection Act
effective January 1, 2004, a “High Cost Home Loan” as defined in the Kentucky high-cost loan statute effective June 24, 2003 (Ky. Rev. Stat. Section 360.100), or a “High Cost Home Loan” as defined in the Indiana Home Loan Practices Act
effective January 1, 2005 (Ind. Code Ann. §§ 24-9-1 through 24-9-9) or a “High Cost Mortgage Loan” as defined in the Massachusetts Predatory Home Loan Practices Act effective November 7, 2004 (Mass. Gen. Laws Ch. 183C. §§1 et
seq.).

Section 2.02                Acceptance of REMIC 1 by the Trustee.

Subject to the provisions of Section 2.01 and subject to any exceptions noted on the exception report described in the next paragraph below, the Trustee or a Custodian on behalf of the
Trustee, as applicable, acknowledges receipt of the documents referred to in Section 2.01 above and all other assets included in the definition of “REMIC 1” under clauses (i), (iii), (iv) and (vi) (to the extent of amounts deposited into the
Distribution Account) and declares that it holds and will hold such documents and the other documents delivered to it constituting the Mortgage File, and all such assets and such other assets included in the definition of “REMIC 1” in trust for the
exclusive use and benefit of all present and future holders of REMIC 1 Regular Interests and the Class R-1 Interest.

The Trustee or the Custodian, as applicable, agrees, for the benefit of the holders of REMIC 1 Regular Interests and the Class R-1 Interest, to review each Mortgage File on or before the
Closing Date, with respect to each Mortgage Loan and to certify to the Trustee, the NIMS Insurer, the Depositor and the Servicer in substantially the form attached hereto as Exhibit F‐1 that, as to each Closing Date Mortgage Loan listed in the Mortgage
Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed thereto as not being covered by such certification), (i) all documents constituting part of such Mortgage File (other than
such documents described in Section 2.01(e)) required to be delivered to it pursuant to this Agreement are in its possession, (ii) such documents have been reviewed by the Trustee or the Washington Mutual Custodian, as applicable and are not mutilated, torn
or defaced unless initialed by the related borrower and relate to such Mortgage Loan and (iii) based on the Trustee’s examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items (i),
(ii), (ix), (xii), (xiv) (to the extent of the Periodic Rate Cap for the first Adjustment Date and subsequent Adjustment Dates) and (xvi) of the definition of “Mortgage Loan Schedule” accurately reflects information set forth in the Mortgage File. 
It is herein acknowledged that, in conducting such review, neither the Trustee nor any Custodian is under any duty or obligation (i) to inspect, review or examine any such documents, instruments, certificates or other papers to determine whether they are
genuine, enforceable, or appropriate for the represented purpose (including with respect to Section 2.01(f), whether such title insurance policy (a) contains all necessary endorsements, (b) insures the priority of the Mortgage as a first or second lien or (c)
whether the interest vested in the Mortgagor is a fee interest) or whether they have actually been recorded or that they are other than what they purport to be on their face or (ii) to determine whether any Mortgage File should include any of the documents
specified in clause (e) of Section 2.01.

Prior to the first anniversary date of this Agreement, the Trustee shall deliver (or, with respect to the Mortgage Loans held by another Custodian, such Custodian shall deliver) to the
Depositor, the Servicer and the NIMS Insurer a final certification in the form annexed hereto as Exhibit F‐2 evidencing the completeness of the Mortgage Files, with any applicable exceptions noted thereon.

If in the process of reviewing the Mortgage Files and making or preparing, as the case may be, the certifications referred to above, the Trustee holding such Mortgage Files or any Custodian
holding such Mortgage Files finds any document or documents constituting a part of a Mortgage File to be missing or defective in any material respect, at the conclusion of its review the Trustee shall so notify or such other Custodian shall notify the Depositor, the
Seller, the NIMS Insurer and the Servicer.  In addition, upon the discovery by the Depositor, the Servicer or the Trustee of a breach of any of the representations and warranties made by the Seller in the Mortgage Loan Purchase Agreement in respect of any
Mortgage Loan which materially and adversely affects the value of such Mortgage Loan or the interests of the related Certificateholders in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties.

Section 2.03                Cure, Repurchase or Substitution of Mortgage Loans by the Seller; Remedies for Breaches by Depositor or Servicer; Remedies for Breaches Relating
to Prepayment Charges.

(a)           Upon discovery or receipt of notice of any materially defective document in, or that a document is
missing from, the Mortgage File or of the breach by the Seller of any representation, warranty or covenant under the Mortgage Loan Purchase Agreement in respect of any Mortgage Loan which materially and adversely affects the value of such Mortgage Loan or the
interest therein of the Certificateholders (it being understood that (i) in the case of any such representation or warranty made to the knowledge or the best of knowledge of the Seller, as to which the Seller has no knowledge, without regard to the Seller’s
lack of knowledge with respect to the substance of such representation or warranty being inaccurate at the time it was made or (ii) with respect to the representation and warranty set forth in the last sentence of Section 6(xxxix), Section 6(xlvi), the first sentence
of Section 6(xlvii), Section 6(lxi) and Section 6(lxiv) of the Mortgage Loan Purchase Agreement, a breach of any such representation or warranty shall in and of itself be deemed to materially and adversely affect the interest of the Certificateholders in the related
Mortgage Loan), the Trustee shall promptly notify the Depositor, the Seller, the NIMS Insurer and the Servicer of such defect, missing document or breach and request that the Seller deliver such missing document or cure such defect or breach within 90 days from the
date the Seller was notified of such missing document, defect or breach (except as described in Section 2.03(e)), and if the Seller does not deliver such missing document or cure such defect or breach in all material respects during such period, the Servicer (or, in
accordance with Section 3.02(b), the Trustee) shall enforce the obligations of the Seller under the Mortgage Loan Purchase Agreement to repurchase such Mortgage Loan from REMIC 1 at the Purchase Price within 90 days after the date on which the Seller was
notified (subject to Section 2.03(e)) of such missing document, defect or breach, if and to the extent that the Seller is obligated to do so under the Mortgage Loan Purchase Agreement.  The Purchase Price for the repurchased Mortgage Loan shall be deposited
in the Collection Account, and the Trustee or a Custodian, as applicable, upon receipt of written certification from the Servicer of such deposit, shall release to the Seller the related Mortgage File, and the Trustee or a Custodian on behalf of the Trustee, as
applicable, shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Seller shall furnish to it or such Custodian, as applicable, and as shall be necessary to vest in the Seller any Mortgage Loan released pursuant
hereto.  In furtherance of the foregoing, if the Seller is not a member of MERS and repurchases a Mortgage Loan which is registered on the MERS® System, the Servicer, in its capacity as Seller, at its own expense and without any right of reimbursement, shall
cause MERS to execute and deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to the Seller and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS’ rules and
regulations.  Neither the Trustee nor any Custodian shall have any further responsibility with regard to such Mortgage File.  In lieu of repurchasing any such Mortgage Loan as provided above, if so provided in the Mortgage Loan Purchase Agreement, the
Seller may cause such Mortgage Loan to be removed from REMIC 1 (in which case it shall become a Deleted Mortgage Loan) and substitute one or more Qualified Substitute Mortgage Loans in the manner and subject to the limitations set forth in
Section 2.03(d).  It is understood and agreed that the obligation of the Seller to cure or to repurchase (or to substitute for) any Mortgage Loan as to which a document is missing, a material defect in a constituent document exists or as to which such a
breach has occurred and is continuing shall constitute the sole remedy respecting such omission, defect or breach available to the Certificateholders, the Trust, the Trustee on behalf of the Certificateholders, the Delaware Trustee and the NIMS Insurer.

(b)           Within 90 days of the earlier of discovery by the Depositor or receipt of notice by the Depositor of
the breach of any representation or warranty of the Depositor set forth in Section 2.05 with respect to any Mortgage Loan, which materially adversely affects the value of such Mortgage Loan or the interest therein of the Certificateholders, the Depositor shall
cure such breach in all material respects.

(c)           As promptly as practicable (and no later than 90 days) after the earlier of discovery by the Servicer
or receipt of notice by the Servicer of the breach of any representation, warranty or covenant of the Servicer set forth in Section 2.04 which materially and adversely affects the value of any Mortgage Loan or the interests of the Certificateholders in any
Mortgage Loan, the Servicer shall cure such breach in all material respects.

Promptly upon the earlier of discovery by the Servicer or receipt of notice by the Servicer of the breach of any representation, warranty or covenant of the Servicer set forth in
Section 2.04(a)(vii) or (viii) which materially and adversely affects the interests of the Holders of the Class P Certificates to any Prepayment Charge, the Servicer shall cure such breach in all material respects.  If the representation made by the
Servicer in its capacity as Seller in Section 2.04(a)(vii) is breached, the Servicer in its capacity as Seller shall pay into the Collection Account the amount of the scheduled Prepayment Charge, less any amount previously collected and deposited by, or paid by,
the Servicer into the Collection Account; and if the covenant made by the Servicer in Section 2.04(a)(viii) is breached, the Servicer shall pay into the Collection Account the amount of the waived Prepayment Charge.  Payments by the Servicer into the
Collection Account pursuant to this paragraph shall be made on the later of (i) the Servicer Remittance Date next following the earlier of discovery by the Servicer or receipt of notice by the Servicer of the breach of the related representation, warranty or covenant
of the Servicer set forth in Section 2.04(a)(vii) or (viii) which materially and adversely affects the interests of the Holders of the Class P Certificates to any Prepayment Charge and (ii) the Servicer Remittance Date next following the Prepayment Period in which
such breach occurred. 

(d)           Any substitution of Qualified Substitute Mortgage Loans for Deleted Mortgage Loans made pursuant to
Section 2.03(a) shall be effected prior to the date which is two years after the Startup Date for REMIC 1.

As to any Deleted Mortgage Loan for which the Seller substitutes a Qualified Substitute Mortgage Loan or Loans, such substitution shall be effected by the Seller delivering to the Trustee (or,
with respect to the Mortgage Loans held by another Custodian, to such Custodian) on behalf of the Trustee, for such Qualified Substitute Mortgage Loan or Loans, the Mortgage Note, the Mortgage, the Assignment to the Trustee, and such other documents and agreements,
with all necessary endorsements thereon, as are required by Section 2.01, together with an Officer’s Certificate providing that each such Qualified Substitute Mortgage Loan satisfies the definition thereof and specifying the Substitution Adjustments (as
described below), if any, in connection with such substitution.  The Trustee shall acknowledge or with respect to the Mortgage Loans held by another Custodian such other Custodian shall acknowledge receipt for such Qualified Substitute Mortgage Loan or Loans
and, within ten Business Days thereafter, review such documents as specified in Section 2.02 and deliver to the Depositor, the Servicer and the NIMS Insurer, with respect to such Qualified Substitute Mortgage Loan or Loans, a certification substantially in the
form attached hereto as Exhibit F‐1, with any applicable exceptions noted thereon.  Within one year of the date of substitution, the Trustee shall deliver or with respect to the Mortgage Loans held by another Custodian, such other Custodian shall
deliver to the Depositor, the Seller, the NIMS Insurer and the Servicer a certification substantially in the form of Exhibit F‐2 hereto with respect to such Qualified Substitute Mortgage Loan or Loans, with any applicable exceptions noted thereon. 
Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution are not part of REMIC 1 and will be retained by the Seller.  For the month of substitution, distributions to Certificateholders will reflect the Monthly
Payment due on such Deleted Mortgage Loan on or before the Due Date in the month of substitution, and the Seller shall thereafter be entitled to retain all amounts subsequently received in respect of such Deleted Mortgage Loan.  The Trustee shall give or cause
to be given written notice to the NIMS Insurer and the Certificateholders that such substitution has taken place, and the Servicer shall amend or cause to be amended the Mortgage Loan Schedule and, if applicable, the Prepayment Charge Schedule to reflect the removal
of such Deleted Mortgage Loan from the terms of this Agreement and the substitution of the Qualified Substitute Mortgage Loan or Loans and shall deliver a copy of such amended Mortgage Loan Schedule and, if applicable, the Prepayment Charge Schedule to the NIMS
Insurer and the Trustee.  Upon such substitution, such Qualified Substitute Mortgage Loan or Loans shall constitute part of the Mortgage Pool and shall be subject in all respects to the terms of this Agreement and the Mortgage Loan Purchase Agreement, including
all applicable representations and warranties thereof included in the Mortgage Loan Purchase Agreement as of the date of substitution.

For any month in which the Seller substitutes one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Servicer will determine the amounts (the
“Substitution Adjustments”), if any, by which the aggregate Purchase Price of all such Deleted Mortgage Loans in Loan Group I or Loan Group II, respectively, exceeds the aggregate of the Stated Principal Balance of the Qualified Substitute
Mortgage Loans that will become part of Loan Group I or Loan Group II, respectively, as of the date of substitution, together with one month’s interest on such Stated Principal Balance at the applicable Net Mortgage Rate, plus all outstanding Advances
and Servicing Advances with respect to such Deleted Mortgage Loan.  On the date of such substitution, the Seller will deliver or cause to be delivered to the Servicer for deposit in the Collection Account an amount equal to the sum of Substitution Adjustments,
if any (which for federal income tax purposes will be treated as payment for the repurchase of that portion of the Deleted Mortgage Loans), and the Trustee, upon receipt of the related Qualified Substitute Mortgage Loan or Loans (or acknowledgement of such receipt by
another Custodian) and certification by the Servicer of such deposit, shall release or, if such Mortgage File is held by another Custodian, such Custodian shall release to the Seller the related Mortgage File or Files and the Trustee shall execute and deliver or, if
such Mortgage File is held by another Custodian, such Custodian shall execute and deliver such instruments of transfer or assignment, without recourse, as the Seller shall deliver to it or such Custodian, as applicable, and as shall be necessary to vest therein any
Deleted Mortgage Loan released pursuant hereto.

In addition, the Servicer in its capacity as Seller shall obtain at its own expense and deliver to the NIMS Insurer and the Trustee an Opinion of Counsel to the effect that such substitution
will not cause (a) any federal tax to be imposed on REMIC 1, created hereunder, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(1) of the Code or on contributions after the startup
day under Section 860G(d)(1) of the Code, or (b) any Trust REMIC hereunder to fail to qualify as a REMIC at any time that any Certificate is outstanding.

(e)           Upon discovery by the Depositor, the Seller, the Servicer or the Trustee that any Mortgage Loan does
not constitute a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code, the party discovering such fact shall within two Business Days give written notice thereof to the other parties.  In connection therewith, the Servicer
in its capacity as Seller shall repurchase or, subject to the limitations set forth in Section 2.03(d), substitute one or more Qualified Substitute Mortgage Loans for the affected Mortgage Loan within 90 days of the earlier of discovery or receipt of such notice
with respect to such affected Mortgage Loan.  Any such repurchase or substitution shall be made in the same manner as set forth in Section 2.03(a) and Section 2.03(d).  The Trustee shall reconvey to the Seller the Mortgage Loan to be released
pursuant hereto in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty.

Section 2.04                Representations, Warranties and Covenants of the Servicer.

(a)           The Servicer hereby represents, warrants and covenants to the Trustee, for the benefit of the Trustee
and the Certificateholders, and to the Depositor, that as of the Closing Date or as of such date specifically provided herein:

(i)            The Servicer is a federal savings association, duly organized, validly existing
and in good standing under the laws of the United States of America, and has all licenses necessary to carry on its business as now being conducted;

(ii)           The Servicer has the full power and authority to service each Mortgage Loan, to
execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary action on the part of the Servicer the execution, delivery and performance of this Agreement; and this Agreement,
assuming the due authorization, execution and delivery thereof by the Depositor and the Trustee, constitutes a legal, valid and binding obligation of the Servicer, enforceable against the Servicer in accordance with its terms, except to the extent that (a) the
enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be
subject to the equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.

(iii)          The execution and delivery of this Agreement by the Servicer, the servicing of the
Mortgage Loans by the Servicer hereunder, the consummation by the Servicer of any other of the transactions herein contemplated, and the fulfillment of or compliance with the terms hereof are in the ordinary course of business of the Servicer and will not
(A) result in a breach of any term or provision of the charter or by‐laws of the Servicer or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to
which the Servicer is a party or by which it may be bound, or any statute, order or regulation applicable to the Servicer of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Servicer; and the Servicer is not a party
to, bound by, or in breach or violation of any indenture or other agreement or instrument, or subject to or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it, which
materially and adversely affects or, to the Servicer’s knowledge, would in the future materially and adversely affect, (x) the ability of the Servicer to perform its obligations under this Agreement or (y) the business, operations, financial
condition, properties or assets of the Servicer taken as a whole;

(iv)          The Servicer is an approved seller/servicer for Fannie Mae or Freddie Mac in good standing
and is a HUD approved mortgagee pursuant to Section 203 and Section 211 of the National Housing Act;

(v)           No litigation is pending against the Servicer that would materially and adversely
affect the execution, delivery or enforceability of this Agreement or the ability of the Servicer to service the Mortgage Loans or to perform any of its other obligations hereunder in accordance with the terms hereof;

(vi)          No consent, approval, authorization or order of any court or governmental agency or body
is required for the execution, delivery and performance by the Servicer of, or compliance by the Servicer with, this Agreement or the consummation by the Servicer of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations
or orders, if any, that have been obtained prior to the Closing Date;

(vii)         The information set forth in the Prepayment Charge Schedule is complete, true and correct
in all material respects at the date or dates respecting which such information is furnished and each Prepayment Charge is permissible and enforceable in accordance with its terms under applicable law upon the Mortgagor’s voluntary principal prepayment (except
to the extent that:  (1) the enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally; or (2) the collectability thereof may be limited due to acceleration
in connection with a foreclosure or other involuntary prepayment); provided that the representation, warranty and covenant contained in this clause (vii) is made by the Servicer only in its capacity as Seller;

(viii)        The Servicer will not waive any Prepayment Charge or part of a Prepayment Charge unless such waiver
is related to a default or a reasonably foreseeable default and would maximize recovery of total proceeds taking into account the value of such Prepayment Charge and related Mortgage Loan and doing so is standard and customary in servicing mortgage loans similar to
the Mortgage Loans (including any waiver of a Prepayment Charge in connection with a refinancing of a Mortgage Loan that is related to a default or a reasonably foreseeable default).  Notwithstanding the foregoing, the Servicer may waive any Prepayment Charge or
part of a Prepayment Charge in any instance when the mortgage debt is accelerated as a result of the Mortgagor’s default in making the Mortgage Loan payments;

(ix)           With respect to each Mortgage Loan, the Servicer will furnish, or cause to be
furnished, information regarding the borrower credit file related to such Mortgage Loan to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations.  The Servicer will transmit
full-file credit reporting data for each Mortgage Loan pursuant to Fannie Mae Guide Announcement 95-19 and that for each Mortgage Loan, the Servicer agrees it shall report one of the following statuses each month as follows:  new origination, current, delinquent
(30-, 60-, 90-days, etc.), foreclosed, or charged-off; and

(x)            The Servicer (or a Sub-Servicer servicing the Mortgage Loans on its behalf) is
a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

(b)           It is understood and agreed that the representations, warranties and covenants set forth in this
Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or a Custodian, as the case may be, and shall inure to the benefit of the Trust, the Trustee, the Depositor and the Certificateholders.  Upon discovery by any of the Depositor, the
Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering
such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to the other of such parties.  The obligation of the Servicer set forth in Section 2.03(c) to cure breaches (or, in the case of (a)(vii) or
(a)(viii) above, to pay a Servicer Prepayment Charge Payment Amount) shall constitute the sole remedy against the Servicer available to the Certificateholders, the Depositor, the NIMS Insurer, the Trust, the Delaware Trustee or the Trustee on behalf of the
Certificateholders respecting a breach of the representations, warranties and covenants contained in this Section 2.04.  The preceding sentence shall not, however, limit any remedies available to the Certificateholders, the Depositor, the NIMS Insurer, the
Trust, the Delaware Trustee or the Trustee on behalf of the Certificateholders, (i) pursuant to the Mortgage Loan Purchase Agreement signed by the Servicer in its capacity as Seller, respecting a breach of the representations, warranties and covenants of the
Servicer in its capacity as Seller contained in the Mortgage Loan Purchase Agreement or (ii) pursuant to Section 7.01 hereof.

Section 2.05                Representations and Warranties of the Depositor.

The Depositor hereby represents, warrants and covenants to the Trustee, for the benefit of the Trustee and the Certificateholders, and to the Servicer, that as of the Closing Date or as of
such date specifically provided herein:

(i)            Each of this Agreement and the Mortgage Loan Purchase Agreement constitutes a legal, valid and
binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, except as enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws now or hereafter in effect affecting
the enforcement of creditors’ rights in general and except as such enforceability may be limited by general principles of equity (whether considered in a proceeding at law or in equity);

(ii)           Immediately prior to the sale and assignment by the Depositor to the Trust of each Mortgage Loan, the
Depositor had good and marketable title to each Mortgage Loan subject to no prior lien, claim, participation interest, mortgage, security interest, pledge, charge or other encumbrance or other interest of any nature;

(iii)          As of the Closing Date, the Depositor has transferred all of its right, title and interest in the Mortgage
Loans to the Trust;

(iv)          The Depositor is solvent and will not be made insolvent by the transfer of the Mortgage Loans.  The
Depositor has not transferred the Mortgage Loans to the Trust with any intent to hinder, delay or defraud any of its creditors;

(v)           The Depositor has been duly incorporated and is validly existing as a corporation in good standing
under the laws of Delaware, with full corporate power and authority to own its assets and conduct its business as presently being conducted;

(vi)          The Depositor is not in violation of its articles of incorporation or by‐laws or in default in the
performance or observance of any material obligation, agreement, covenant or condition contained in any contract, indenture, mortgage, loan agreement, note, lease or other instrument to which the Depositor is a party or by which it or its properties may be bound,
which default might result in any material adverse changes in the financial condition, earnings, affairs or business of the Depositor or which might materially and adversely affect the properties or assets, taken as a whole, of the Depositor;

(vii)         The execution, delivery and performance of this Agreement and the Mortgage Loan Purchase Agreement by the
Depositor, and the consummation of the transactions contemplated hereby and thereby, do not and will not result in a material breach or violation of any of the terms or provisions of, or, to the knowledge of the Depositor, constitute a default under, any indenture,
mortgage, deed of trust, loan agreement or other agreement or instrument to which the Depositor is a party or by which the Depositor is bound or to which any of the property or assets of the Depositor is subject, nor will such actions result in any violation of the
provisions of the articles of incorporation or by‐laws of the Depositor or, to the best of the Depositor’s knowledge without independent investigation, any statute or any order, rule or regulation of any court or governmental agency or body having
jurisdiction over the Depositor or any of its properties or assets (except for such conflicts, breaches, violations and defaults as would not have a material adverse effect on the ability of the Depositor to perform its obligations under this Agreement or the
Mortgage Loan Purchase Agreement);

(viii)        To the best of the Depositor’s knowledge without any independent investigation, no consent, approval,
authorization, order, registration or qualification of or with any court or governmental agency or body of the United States or any other jurisdiction is required for the issuance of the Certificates, or the consummation by the Depositor of the other transactions
contemplated by this Agreement or the Mortgage Loan Purchase Agreement, except such consents, approvals, authorizations, registrations or qualifications as (a) may be required under State securities or blue sky laws, (b) have been previously obtained or
(c) the failure of which to obtain would not have a material adverse effect on the performance by the Depositor of its obligations under, or the validity or enforceability of, this Agreement or the Mortgage Loan Purchase Agreement;

(ix)           There are no actions, proceedings or investigations pending before or, to the Depositor’s
knowledge, threatened by any court, administrative agency or other tribunal to which the Depositor is a party or of which any of its properties is the subject:  (a) which if determined adversely to the Depositor would have a material adverse effect on the
business, results of operations or financial condition of the Depositor; (b) asserting the invalidity of this Agreement, the Mortgage Loan Purchase Agreement or the Certificates; (c) seeking to prevent the issuance of the Certificates or the consummation by
the Depositor of any of the transactions contemplated by this Agreement or the Mortgage Loan Purchase Agreement, as the case may be; or (d) which might materially and adversely affect the performance by the Depositor of its obligations under, or the validity or
enforceability of, this Agreement or the Mortgage Loan Purchase Agreement; and

(x)            The Depositor has the full power and authority to execute, deliver and perform, and to enter
into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary action on the part of the Depositor the execution, delivery and performance of this Agreement and this Agreement, assuming the due authorization, execution
and delivery thereof by the parties thereto other than the Depositor, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, except to the extent that (a) the enforceability thereof may
be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to the equitable
defenses and to the discretion of the court before which any proceeding therefor may be brought.

Section 2.06                Issuance of Certificates.

Concurrently with the transfers described in Section 2.08, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated
and delivered to or upon the written order of the Depositor, the Certificates in authorized denominations.  

Section 2.07                Reserved.

Section 2.08                Conveyance of REMIC Regular Interests and Acceptance of REMICs by the Trustee; Issuance of Certificates.

(a)           The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set
over and otherwise convey to the Trust without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests for the benefit of REMIC 3, as the holder of the REMIC 2 Regular Interest, and the holder of the Class
R‐2 Interest.  The Trustee acknowledges on behalf of the Trust receipt of the REMIC 1 Regular Interests (which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of REMIC 3, as the
holder of the REMIC 2 Regular Interests, and the holder of the Class R‐2 Interest.  The interests evidenced by the Class R‐2 Interest and the REMIC 2 Regular Interests constitute the entire beneficial ownership interest in
REMIC 2.  Pursuant to Section 3818 of the Statutory Trust Statute, the REMIC 1 Regular Interests shall not be cancelled and shall be held as treasury interests owned by the Trust.  The REMIC 2 Regular Interests and the Class R‐2
Interest shall together be a separate series of beneficial interests in the assets of the Trust consisting of the REMIC 1 Regular Interests pursuant to Section 3806(b)(2) of the Statutory Trust Statute.

(b)           In exchange for the REMIC 1 Regular Interests and, concurrently with the assignment to the Trust
thereof, the Trustee on behalf of the Trust has delivered to or upon the order of the Depositor, the REMIC 2 Regular Interests (which are uncertificated) evidencing (together with the Class R‐2 Interest) the entire beneficial ownership interest in
REMIC 2.

(c)           The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set
over and otherwise convey to the Trust without recourse all the right, title and interest of the Depositor in and to the REMIC 2 Regular Interests for the benefit of the holders of the Certificates (other than the Class C Certificates, the Class P
Certificates, the Class R Certificates, the Class R‐CX Certificates and the Class R‐PX Certificates), REMIC CX, as holder of the Class C Interest, REMIC PX, as holder of the Class P Interest, REMIC SwapX, as holder of the Class
Swap IO Interest, and the Class R‐3 Interest.  The Trustee acknowledges on behalf of the Trust receipt of the REMIC 2 Regular Interests (which are uncertificated) and declares that it holds and will hold the same in trust for the exclusive use
and benefit of the holders of the Certificates (other than the Class C Certificates, the Class P Certificates, the Class R Certificates, the Class R‐CX Certificates and the Class R‐PX Certificates), REMIC CX, as holder of the Class C Interest,
REMIC PX, as holder of the Class P Interest, REMIC SwapX, as holder of the Class Swap IO Interest, and the Class R‐3 Interest.  The interests evidenced by the Class R‐3 Interest, the Regular Certificates (other than the Class C Certificates and the
Class P Certificates), and the REMIC 3 Regular Interests, constitute the entire beneficial ownership interest in REMIC 3.  Pursuant to Section 3818 of the Statutory Trust Statute, the REMIC 2 Regular Interests shall not be cancelled and shall be held
as treasury interests owned by the Trust.  The REMIC 3 Regular Interests, the Certificates (other than the Class C Certificates, the Class P Certificates, the Class R Certificates, the Class R-CX Certificates and the Class R-PX Certificates),
and the Class R-3 Interest shall together be a separate series of beneficial interests in the assets of the Trust consisting of the REMIC 2 Regular Interests pursuant to Section 3806(b)(2) of the Statutory Trust Statute.

(d)           In exchange for the REMIC 2 Regular Interests and, concurrently with the assignment to the Trust
thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee on behalf of the Trust has executed, authenticated and delivered to or upon the order of the Depositor, the Regular Certificates (other than the
Class C Certificates and the Class P Certificates) in authorized denominations evidencing (together with the Class R‐3 Interest and the REMIC 3 Regular Interests) the entire beneficial ownership interest in REMIC 3.  The Trustee
acknowledges on behalf of the Trust that it holds the Class FMR IO Interest for the benefit of the holders of the Class C Certificates.

(e)           The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set
over and otherwise convey to the Trust without recourse all the right, title and interest of the Depositor in and to the Class C Interest for the benefit of the holders of the Class C Certificates and the Class R‐CX Certificates.  The Trustee acknowledges
on behalf of the Trust receipt of the Class C Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the Class C Certificates and the Class R‐CX Certificates.  The interests evidenced by the
Class C Certificates, in respect of the regular interest in REMIC CX, and the Class R‐CX Certificates constitute the entire beneficial ownership interest in REMIC CX.  Pursuant to Section 3818 of the Statutory Trust Statute, the Class C Interest shall
not be cancelled and shall be held as treasury interests owned by the Trust.  The Class C Certificates, in respect of the regular interest in REMIC CX, and the Class R‐CX Certificates shall together be a separate series of beneficial interests in the
assets of the Trust consisting of the Class C Interest pursuant to Section 3806(b)(2) of the Statutory Trust Statute.

(f)            In exchange for the Class C Interest and, concurrently with the assignment to the Trust thereof,
pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee on behalf of the Trust has executed, authenticated and delivered to or upon the order of the Depositor, the Class C Certificates in authorized denominations
evidencing (together with the Class R‐CX Interest) the entire beneficial ownership interest in REMIC CX.

(g)           The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set
over and otherwise convey to the Trust without recourse all the right, title and interest of the Depositor in and to the Class P Interest for the benefit of the holders of the Class P Certificates and the Class R‐PX Certificates.  The Trustee acknowledges
on behalf of the Trust receipt of the Class P Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the Class P Certificates and the Class R‐PX Certificates.  The interests evidenced by the
Class P Certificates and the Class R‐PX Certificates constitute the entire beneficial ownership interest in REMIC PX.  Pursuant to Section 3818 of the Statutory Trust Statute, the Class P Interest shall not be cancelled and shall be held as treasury
interests owned by the Trust.  The Class P Certificates and the Class R‐PX Certificates shall together be a separate series of beneficial interests in the assets of the Trust consisting of the Class P Interest pursuant to Section 3806(b)(2) of
the Statutory Trust Statute.

(h)           In exchange for the Class P Interest and, concurrently with the assignment to the Trust thereof,
pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee on behalf of the Trust has executed, authenticated and delivered to or upon the order of the Depositor, the Class P Certificates in authorized denominations
evidencing (together with the Class R‐PX Interest) the entire beneficial ownership interest in REMIC PX.

(i)            The Depositor, concurrently with the execution and delivery hereof, does hereby transfer,
assign, set over and otherwise convey to the Trust without recourse all the right, title and interest of the Depositor in and to the Class Swap IO Interest for the benefit of the holders of the Class C Certificates and the Class R‐SwapX Interest.  The
Trustee acknowledges on behalf of the Trust receipt of the Class Swap IO Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the Class C Certificates and the Class R‐CX Certificates.  The
interests evidenced by the Class C Certificates, in respect of the regular interest in REMIC SwapX, and the Class R‐CX Certificates constitute the entire beneficial ownership interest in REMIC SwapX.  Pursuant to Section 3818 of the Statutory Trust
Statute, the Class Swap IO Interest shall not be cancelled and shall be held as treasury interests owned by the Trust.  The Class C Certificates, in respect of the regular interest in REMIC SwapX, and the Class R-SwapX Interest shall together be a separate
series of beneficial interests in the assets of the Trust consisting of the Class Swap IO Interest pursuant to Section 3806(b)(2) of the Statutory Trust Statute.

(j)            In exchange for the Class Swap IO Interest and, concurrently with the assignment to the Trust
thereof, pursuant to the written request of the Depositor executed by an officer of the Depositor, the Trustee on behalf of the Trust has executed, authenticated and delivered to or upon the order of the Depositor, the Class C Certificates in authorized denominations
evidencing (together with the Class R‐SwapX Interest) the entire beneficial ownership interest in REMIC SwapX.

(k)           Concurrently with the assignments and deliveries to the Trust and the acceptances by the Trustee on
behalf of the Trust, pursuant to Section 2.01, Section 2.02 and this Section 2.08, the Trustee on behalf of the Trust, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the
order of the Depositor (i) the Class R Certificates in authorized denominations evidencing the Class R‐1 Interest, the Class R‐2 Interest and the Class R-3 Interest, (ii) the Class R‐CX Certificates evidencing the Class R‐CX Interest and the
R-SwapX Interest and (iii) the Class R‐PX Certificates evidencing the Class R‐PX Interest.

Section 2.09                Creation of the Trust.

The Trust was created pursuant to the Original Trust Agreement and is hereby continued. As set forth in the Original Trust Agreement, the Trust shall be known as “Long Beach Mortgage
Loan Trust 2006‐10.”  The purpose of the Trust is, and the Trust shall have the power and authority, to engage in the following activities, all as provided by and subject to the terms of this Agreement:

(i)            to acquire, hold, lease, manage, administer, control, invest, reinvest, operate
and/or transfer all or part of the Trust Fund;

(ii)           to issue regular and residual interests in the Trust REMICs and the
Certificates;

(iii)          to make distributions on regular and residual interests in the Trust REMICs and the
Certificates; and

(iv)          to engage in such other activities, including entering into agreements, as are described
in or required by the terms of this Agreement or as are necessary, suitable or convenient to accomplish the foregoing or incidental thereto.

Deutsche Bank National Trust Company is hereby appointed as the trustee of the Trust, to have all the rights, duties and obligations of the
Trustee with respect to the Trust expressly set forth hereunder, and Deutsche Bank National Trust Company hereby accepts such appointment and the trust created hereby.  Deutsche Bank Trust Company Delaware is hereby appointed as the Delaware Trustee
of the Trust, to have all the rights, duties and obligations of the Delaware Trustee with respect to the Trust hereunder and Deutsche Bank Trust Company Delaware hereby accepts such appointment and the trust created hereby.  It is the intention of the Depositor,
the Servicer, the Trustee and the Delaware Trustee that the Trust constitute a statutory trust under the Statutory Trust Statute, that this Agreement constitute the governing instrument of the Trust, and that this Agreement amend and restate the Original Trust
Agreement.  The parties hereto acknowledge and agree that, prior to the execution and delivery hereof, the Delaware Trustee has filed the Certificate of Trust. 

The assets of the Trust shall remain in the custody of the Trustee or the Custodian, on behalf of the Trust, and shall be owned by the Trust.  Moneys to the credit of the Trust shall be
held by the Trustee and invested as provided herein.  All assets received and held by the Trust will not be subject to any right, charge, security interest, lien or claim of any kind in favor of either of the institution acting as Trustee or the institution
acting as Delaware Trustee in its own right, or any Person claiming through either.  Neither the Trustee nor the Delaware Trustee shall have the power or authority to transfer, assign, hypothecate, pledge or otherwise dispose of any of the assets of the Trust to
any Person, except as permitted herein.  No creditor of a beneficiary of the Trust, of the Trustee, of the Delaware Trustee, of the Servicer or of the Depositor shall have any right to obtain possession of, or otherwise exercise legal or equitable remedies with
respect to, the property of the Trust, except in accordance with the terms of this Agreement.

Section 2.10                Restrictions on Activities of the Trust.

Notwithstanding any other provision of this Agreement and any provision of law that otherwise so empowers the Trust, so long as any Certificates are outstanding, the Trust shall not, and none
of the Trustee, the Delaware Trustee, the Depositor or the Servicer shall knowingly cause the Trust to, do any of the following:

(i)            engage in any business or activity other than those set forth in Section
2.09;

(ii)           incur or assume any indebtedness except for such indebtedness that may be incurred
by the Trust in connection with the execution or performance of this Agreement or any other agreement contemplated hereby;

(iii)          guarantee or otherwise assume liability for the debts of any other party;

(iv)          do any act in contravention of this Agreement or any other agreement contemplated hereby
to which the Trust is a party;

(v)           do any act which would make it impossible to carry on the ordinary business of the
Trust;

(vi)          confess a judgment against the Trust;

(vii)         possess or assign the assets of the Trust for other than a Trust purpose;

(viii)        cause the Trust to lend any funds to any entity, except as contemplated by this Agreement;
or

(ix)           change the purposes and powers of the Trust from those set forth in this
Agreement.

Section 2.11                Separateness Requirements.

Notwithstanding any other provision of this Agreement and any provision of law that otherwise so empowers the Trust, so long as any Certificates are outstanding, the Trust shall perform the
following:

(i)            except as expressly permitted by this Agreement or the Custodial Agreement,
maintain its books, records, bank accounts and files separate from those of any other Person;

(ii)           except as expressly permitted by this Agreement, maintain its assets in its own
separate name and in such a manner that it is not costly or difficult to segregate, identify, or ascertain such assets;

(iii)          consider the interests of the Trust’s creditors in connection with its
actions;

(iv)          hold itself out to creditors and the public as a legal entity separate and distinct from
any other Person and correct any known misunderstanding regarding its separate identity and refrain from engaging in any activity that compromises the separate legal identity of the Trust;

(v)           prepare and maintain separate records, accounts and financial statements in
accordance with generally accepted accounting principles, consistently applied, and susceptible to audit.  To the extent it is included in consolidated financial statements or consolidated tax returns, such financial statements and tax returns will reflect the
separateness of the respective entities and indicate that the assets of the Trust will not be available to satisfy the debts of any other Person;

(vi)          allocate and charge fairly and reasonably any overhead shared with any other
Person;

(vii)         transact all business with affiliates on an arm’s-length basis and pursuant to written,
enforceable agreements;

(viii)        conduct business solely in the name of the Trust.  In that regard all written and oral
communications of the Trust, including, without limitation, letters, invoices, purchase orders and contracts, shall be made solely in the name of the Trust;

(ix)           maintain a separate office through which its business shall be conducted,
provided that such office may be an office of the Trustee, which office shall not be shared with the Depositor or any affiliates of the Depositor;

(x)            in the event that services have been or are in the future performed or paid by
any Person on behalf of the Trust (other than the Trustee, the Delaware Trustee, the Servicer or the tax matters person as permitted herein), reimburse such Person, as applicable, for the commercially reasonable value of such services or expenses provided or incurred
by such Person.  Accordingly, (i) the Trust shall reimburse such Person, as applicable, for the commercially reasonable value of such services or expenses provided or incurred by such Person; (ii) to the extent invoices for such services are not allocated and
separately billed to the Trust, the amount thereof that was or is to be allocated and separately billed to the Trust was or will be reasonably related to the services provided to the Trust; and (iii) any other allocation of direct, indirect or overhead expenses for
items shared between the Trust and any other Person, was or will be, to the extent practicable, allocated on the basis of actual use or value of services rendered or otherwise on a basis reasonably related to actual use or the value of services rendered;

(xi)           except as expressly permitted by this Agreement, not commingle its assets or funds
with those of any other Person;

(xii)          except as expressly permitted by this Agreement, not assume, guarantee, or pay the debts
or obligations of any other Person;

(xiii)         except as expressly permitted by this Agreement, not pledge its assets for the benefit of any
other Person;

(xiv)        not hold out its credit or assets as being available to satisfy the obligations of others;

(xv)         pay its liabilities only out of its funds;

(xvi)        pay the salaries of its own employees, if any; and

(xvii)       cause the agents and other representatives of the Trust, if any, to act at all times with respect to the
Trust consistently and in furtherance of the foregoing.

None of the Trustee, the Delaware Trustee, the Depositor or the Servicer shall take any action that is inconsistent with the purposes of the Trust or Section 2.10 or Section 2.11. 
Neither the Depositor nor the Servicer shall direct the Trustee or the Delaware Trustee to take any action that is inconsistent with the purposes of the Trust or Section 2.10 or Section 2.11.

ARTICLE III

ADMINISTRATION AND SERVICING

OF THE MORTGAGE LOANS

Section 3.01                Servicer to Act as Servicer.

The Servicer shall service and administer the Mortgage Loans on behalf of the Trust and in the best interests of and for the benefit of the Certificateholders (as determined by the
Servicer in its reasonable judgment) in accordance with the terms of this Agreement and the respective Mortgage Loans and, to the extent consistent with such terms, in the same manner in which it services and administers similar mortgage loans for its own portfolio,
giving due consideration to customary and usual standards of practice of mortgage lenders and loan servicers administering similar mortgage loans in the local areas where the related Mortgaged Property is located but without regard to:

(i)            any relationship
that the Servicer, any Sub‐Servicer or any Affiliate of the Servicer or any Sub‐Servicer may have with the related Mortgagor;

(ii)           the ownership or
non‐ownership of any Certificate by the Servicer or any Affiliate of the Servicer;

(iii)          the Servicer’s
obligation to make Advances or Servicing Advances; or

(iv)          the Servicer’s or any
Sub‐Servicer’s right to receive compensation for its services hereunder or with respect to any particular transaction.

To the extent consistent with the foregoing, the Servicer shall seek to maximize the timely and complete recovery of principal and interest on the Mortgage Notes.  Subject only to the
above‐described servicing standards and the terms of this Agreement and of the respective Mortgage Loans, the Servicer shall have full power and authority, acting alone or through Sub‐Servicers as provided in Section 3.02, to do or cause to be done
any and all things in connection with such servicing and administration in accordance with policies and procedures generally accepted in the mortgage banking industry.  Without limiting the generality of the foregoing, the Servicer in its own name or in the name
of a Sub‐Servicer is hereby authorized and empowered by the Trust when the Servicer believes it appropriate in its best judgment in accordance with the servicing standards set forth above, to execute and deliver, on behalf of the Certificateholders, the Trust
and the Trustee, and upon notice to the Trustee, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge, and all other comparable instruments, with respect to the Mortgage Loans and the Mortgaged Properties and to
institute foreclosure proceedings or obtain a deed‐in‐lieu of foreclosure so as to convert the ownership of such properties, and to hold or cause to be held title to such properties, on behalf of the Trust and the Certificateholders.  The Servicer
shall service and administer the Mortgage Loans in accordance with applicable state and federal law and shall provide to the Mortgagors any reports required to be provided to them thereby.  The Servicer shall also comply in the performance of this Agreement with
all reasonable rules and requirements of each insurer under any standard hazard insurance policy.  Subject to Section 3.17, the Trustee on behalf of the Trust shall execute, at the written direction of the Servicer, and furnish to the Servicer and any
Sub‐Servicer such documents as are necessary or appropriate to enable the Servicer or any Sub‐Servicer to carry out their servicing and administrative duties hereunder, and the Trustee on behalf of the Trust hereby grants to the Servicer and each
Sub-Servicer a power of attorney to carry out such duties including a power of attorney to take title to Mortgaged Properties after foreclosure on behalf of the Trust and the Certificateholders.  The Trustee on behalf of the Trust, at the direction of the
Servicer, shall execute a separate power of attorney in favor of (and furnish such power of attorney to) the Servicer and/or each Sub-Servicer for the purposes described herein to the extent necessary or desirable to enable the Servicer to perform its duties
hereunder.  The Trustee shall not be liable for the actions of the Servicer or any Sub‐Servicers under such powers of attorney.

The Servicer further is authorized and empowered by the Trustee, on behalf of the Trust, in its own name or in the name of a Sub-Servicer, when the Servicer believes it is appropriate in its
best judgment to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trust, any and all instruments of assignment and other comparable
instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trust and its successors and assigns. Any reasonable expenses incurred in connection with the actions described in the preceding sentence or as a
result of MERS discontinuing or becoming unable to continue operations in connection with the MERS® System, shall be reimbursable to the Servicer by withdrawal from the Collection Account pursuant to Section 3.11.

Subject to Section 3.09 hereof, in accordance with the standards of the preceding paragraph, the Servicer shall advance or cause to be advanced funds as necessary for the purpose of
effecting the timely payment of taxes and assessments on the Mortgaged Properties, which advances shall be Servicing Advances reimbursable in the first instance from collections on the related Mortgage Loans from the Mortgagors pursuant to Section 3.09, and
further as provided in Section 3.11.  Any cost incurred by the Servicer or by Sub‐Servicers in effecting the timely payment of taxes and assessments on a Mortgaged Property shall not, for the purpose of calculating distributions to Certificateholders,
be added to the unpaid principal balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit.

Notwithstanding anything in this Agreement to the contrary, the Servicer may not make any future advances with respect to a Mortgage Loan (except as provided in Section 4.04) and the
Servicer shall not (i) permit any modification with respect to any Mortgage Loan that would change the Mortgage Rate, reduce or increase the principal balance (except for reductions resulting from actual payments of principal) or change the final maturity date
on such Mortgage Loan (unless, as provided in Section 3.07, the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Servicer, reasonably foreseeable) or (ii) permit any modification, waiver or amendment of
any term of any Mortgage Loan that would both (A) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or final, temporary or proposed Treasury regulations promulgated thereunder) and (B) cause any Trust REMIC to fail
to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or contributions after the startup day under the REMIC Provisions.

The Servicer may delegate its responsibilities under this Agreement; provided, however, that no such delegation shall release the Servicer from the responsibilities or liabilities arising
under this Agreement.

With respect to each Mortgage Loan, the Servicer will furnish, or cause to be furnished, information regarding the borrower credit file related to such Mortgage Loan to credit reporting
agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations.

Section 3.02                Sub‐Servicing Agreements Between the Servicer and Sub‐Servicers.

(a)           The Servicer may enter into Sub‐Servicing Agreements provided (i) that such agreements
would not result in a withdrawal or a downgrading by any Rating Agency of the ratings on any Class of Certificates, any of the Other NIM Notes or any of the Insured NIM Notes (without giving effect to any insurance policy issued by the NIMS Insurer), as evidenced by
a letter to that effect delivered by each Rating Agency to the Depositor and the NIMS Insurer and (ii) that, except in the case of any Sub‐Servicing Agreements the Servicer may enter into with Washington Mutual, Inc. or any Affiliate thereof, the NIMS
Insurer shall have consented to such Sub‐Servicing Agreements (which consent shall not be unreasonably withheld) with Sub‐Servicers, for the servicing and administration of the Mortgage Loans.  The Trustee on behalf of the Trust is hereby authorized
to acknowledge, at the request of the Servicer, any Sub‐Servicing Agreement that meets the requirements applicable to Sub‐Servicing Agreements set forth in this Agreement and that is otherwise permitted under this Agreement.

Each Sub‐Servicer shall be (i) authorized to transact business in the state or states in which the related Mortgaged Properties it is to service are situated, if and to the extent
required by applicable law to enable such Sub‐Servicer to perform its obligations hereunder and under the related Sub‐Servicing Agreement, (ii) an institution approved as a mortgagee by the Department of Housing and Urban Development pursuant to
Section 203 of the National Housing Act of 1934, as amended, or an institution the deposit accounts in which are insured by the FDIC and (iii) a Fannie Mae approved mortgage servicer.  Each Sub‐Servicing Agreement must impose on the related
Sub‐Servicer requirements conforming to the provisions set forth in Section 3.08.  The Servicer will examine each Sub‐Servicing Agreement and will be familiar with the terms thereof.  The terms of any Sub‐Servicing Agreement will not
be inconsistent with any of the provisions of this Agreement.  The Servicer and the Sub‐Servicers may enter into and make amendments to the Sub‐Servicing Agreements or enter into different forms of Sub‐Servicing Agreements; provided, however,
that any such amendments or different forms shall be consistent with and not violate the provisions of this Agreement, and that no such amendment or different form shall be made or entered into which could be reasonably expected to be materially adverse to the
interests of the Certificateholders, without the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights.  Any variation without the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights from the
provisions set forth in Section 3.08 relating to credits and charges to the Sub‐Servicing Accounts or the timing and amount of remittances by the Sub‐Servicers to the Servicer are conclusively deemed to be inconsistent with this Agreement and
therefore prohibited.  The Servicer shall deliver to the NIMS Insurer and the Trustee copies of all Sub‐Servicing Agreements, and any amendments or modifications thereof, promptly upon the Servicer’s execution and delivery of such
instruments.

(b)           As part of its servicing activities hereunder, the Servicer (except as otherwise provided in the last
sentence of this paragraph), for the benefit of the Trust and the Certificateholders, shall enforce the obligations of each Sub‐Servicer under the related Sub‐Servicing Agreement and, subject to the last sentence of this paragraph, of the Seller under the
Mortgage Loan Purchase Agreement including, without limitation, any obligation to make advances in respect of delinquent payments as required by a Sub‐Servicing Agreement, or to purchase or otherwise remedy as contemplated herein a Mortgage Loan on account of
missing or defective documentation or on account of a breach of a representation, warranty or covenant, as described in Section 2.03(a).  Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub‐Servicing
Agreements, and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans.  The Servicer
shall pay the costs of such enforcement at its own expense, and shall be reimbursed therefor only (i) from a general recovery resulting from such enforcement, to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage
Loans or (ii) from a specific recovery of costs, expenses or attorneys’ fees against the party against whom such enforcement is directed.  Enforcement of the Mortgage Loan Purchase Agreement against the Seller shall be effected by the Servicer to the
extent it is not the Seller, and otherwise by the Trustee, in accordance with the foregoing provisions of this paragraph.

Section 3.03                Successor Sub‐Servicers.

The Servicer, with the written consent of the NIMS Insurer, shall be entitled to terminate any Sub‐Servicing Agreement and the rights and obligations of any Sub‐Servicer pursuant
to any Sub‐Servicing Agreement in accordance with the terms and conditions of such Sub‐Servicing Agreement.  In the event of termination of any Sub‐Servicer, all servicing obligations of such Sub‐Servicer shall be assumed simultaneously
by the Servicer without any act or deed on the part of such Sub‐Servicer or the Servicer, and the Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub‐Servicing Agreement with a successor Sub‐Servicer which
qualifies under Section 3.02.

Any Sub‐Servicing Agreement shall include the provision that such agreement may be immediately terminated by the Trustee without fee, in accordance with the terms of this Agreement, and
the Trustee shall so terminate such Sub‐Servicing Agreement at the direction of the NIMS Insurer in the event that the Servicer (or the Trustee, if then acting as Servicer) shall, for any reason, no longer be the Servicer (including termination due to a
Servicer Event of Default).

Section 3.04                Liability of the Servicer.

Notwithstanding any Sub‐Servicing Agreement, any of the provisions of this Agreement relating to agreements or arrangements between the Servicer and a Sub‐Servicer or reference to
actions taken through a Sub‐Servicer or otherwise, the Servicer shall remain obligated and primarily liable to the Trust and the Certificateholders for the servicing and administering of the Mortgage Loans in accordance with the provisions of Section 3.01
without diminution of such obligation or liability by virtue of such Sub‐Servicing Agreements or arrangements or by virtue of indemnification from a Sub‐Servicer and to the same extent and under the same terms and conditions as if the Servicer alone were
servicing and administering the Mortgage Loans.  The Servicer shall be entitled to enter into any agreement with a Sub‐Servicer for indemnification of the Servicer by such Sub‐Servicer and nothing contained in this Agreement shall be deemed to limit
or modify such indemnification and no such indemnification shall be an expense of the Trust.

Section 3.05                No Contractual Relationship Between Sub‐Servicers and the NIMS Insurer, the Trustee or Certificateholders.

Any Sub‐Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub‐Servicer in its capacity as such shall be
deemed to be between the related Sub‐Servicer and the Servicer alone, and the Trustee, the NIMS Insurer and the Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to such
Sub‐Servicer except as set forth in Section 3.06.  The Servicer shall be solely liable for all fees owed by it to any Sub‐Servicer, irrespective of whether the Servicer’s compensation pursuant to this Agreement is sufficient to pay such
fees and such fees shall not be an expense of the Trust.

Section 3.06                Assumption or Termination of Sub‐Servicing Agreements by Trustee.

In the event the Servicer shall for any reason no longer be the servicer (including by reason of the occurrence of a Servicer Event of Default), the Trustee or its designee shall thereupon
assume all of the rights and obligations of the Servicer under each Sub‐Servicing Agreement that the Servicer may have entered into, unless the Trustee elects to terminate any Sub‐Servicing Agreement in accordance with its terms as provided in
Section 3.03.  Upon such assumption, the Trustee, its designee or the successor servicer for the Trustee appointed pursuant to Section 7.02 shall be deemed, subject to Section 3.03, to have assumed all of the Servicer’s interest therein and
to have replaced the Servicer as a party to each Sub‐Servicing Agreement to the same extent as if each Sub‐Servicing Agreement had been assigned to the assuming party, except that (i) the Servicer shall not thereby be relieved of any liability or
obligations under any Sub‐Servicing Agreement that arose before it ceased to be the Servicer and (ii) none of the Trustee, its designee or any successor Servicer shall be deemed to have assumed any liability or obligation of the Servicer that arose before
it ceased to be the Servicer.

The Servicer at its own expense and without reimbursement shall, upon request of the Trustee, deliver to the assuming party all documents and records relating to each Sub‐Servicing
Agreement and the Mortgage Loans then being serviced and an accounting of amounts collected and held by or on behalf of it, and otherwise use its best efforts to effect the orderly and efficient transfer of the Sub‐Servicing Agreements to the assuming
party.

Section 3.07                Collection of Certain Mortgage Loan Payments.

The Servicer shall make reasonable efforts to collect all payments called for under the terms and provisions of the Mortgage Loans, and shall, to the extent such procedures shall be consistent
with this Agreement and the terms and provisions of any applicable insurance policies, follow such collection procedures as it would follow with respect to mortgage loans comparable to the Mortgage Loans and held for its own account.  Consistent with the
foregoing, the Servicer may in its discretion (i) waive any late payment charge or, if applicable, any penalty interest, or (ii) extend the due dates for the Monthly Payments due on a Mortgage Note for a period of not greater than 180 days; provided that
any extension pursuant to this clause (ii) shall not affect the amortization schedule of any Mortgage Loan for purposes of any computation hereunder, except as provided below.  In the event of any such arrangement pursuant to clause (ii) above, the Servicer
shall make timely advances on such Mortgage Loan during such extension pursuant to Section 4.04 and in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements, subject to Section 4.04(d)
pursuant to which the Servicer shall not be required to make any such advances that are Nonrecoverable Advances.  Notwithstanding the foregoing, in the event that any Mortgage Loan is in default or, in the judgment of the Servicer, such default is reasonably
foreseeable, the Servicer, consistent with the standards set forth in Section 3.01, may also waive, modify or vary any term of such Mortgage Loan (including modifications that would change the Mortgage Rate, forgive the payment of principal or interest or extend
the final maturity date of such Mortgage Loan, accept payment from the related Mortgagor of an amount less than the Stated Principal Balance in final satisfaction of such Mortgage Loan (such payment, a “Short Pay‐off”) or consent to the postponement
of strict compliance with any such term or otherwise grant indulgence to any Mortgagor; provided, that in the judgment of the Servicer, any such modification, waiver or amendment could reasonably be expected to result in collections and other recoveries in respect of
such Mortgage Loans in excess of Net Liquidation Proceeds that would be recovered upon the foreclosure of, or other realization upon, such Mortgage Loan and provided further, that the NIMS Insurer’s prior written consent shall be required for any modification,
waiver or amendment if the aggregate number of outstanding Mortgage Loans which have been modified, waived or amended exceeds 5% of the number of Closing Date Mortgage Loans as of the Cut‐off Date. 

Section 3.08                Sub‐Servicing Accounts.

In those cases where a Sub‐Servicer is servicing a Mortgage Loan pursuant to a Sub‐Servicing Agreement, such Sub‐Servicer shall be required to establish and maintain one or
more segregated accounts (collectively, the “Sub‐Servicing Account”).  The Sub‐Servicing Account shall be an Eligible Account and shall be entitled “Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders
of Long Beach Mortgage Loan Trust 2006‐10, Asset‐Backed Certificates, Series 2006‐10.  Such Sub‐Servicer shall be required to deposit in the clearing account (which account must be an Eligible Account) in which it customarily
deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities on a daily basis, and in no event more than one Business Day after such Sub‐Servicer’s receipt thereof, all proceeds of Mortgage Loans received
by such Sub‐Servicer less its servicing compensation to the extent permitted by the related Sub‐Servicing Agreement, and shall thereafter deposit such amounts in the Sub‐Servicing Account, in no event more than two Business Days after the deposit of
such funds into the clearing account.  Such Sub‐Servicer shall thereafter be required to deposit all such proceeds in the Collection Account or remit such proceeds to the Servicer for deposit in the Collection Account not later than the Determination Date
following the deposit of such amounts in the Sub‐Servicing Account.  For purposes of this Agreement, the Servicer shall be deemed to have received payments on the Mortgage Loans when such Sub‐Servicer receives such payments.

Section 3.09                Collection of Taxes, Assessments and Similar Items; Servicing Accounts.

The Servicer shall establish and maintain, or cause to be established and maintained, one or more segregated accounts (the “Servicing Accounts”).  Servicing Accounts shall be
Eligible Accounts.  The Servicer shall deposit in the clearing account (which account must be an Eligible Account) in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities on a daily
basis, and in no event more than one Business Day after the Servicer’s receipt thereof, all collections from the Mortgagors (or related advances from Sub‐Servicers) for the payment of taxes, assessments, hazard insurance premiums and comparable items for
the account of the Mortgagors (“Escrow Payments”) collected on account of the Mortgage Loans and shall thereafter deposit such Escrow Payments in the Servicing Accounts, in no event more than two Business Days after the deposit of such funds in the
clearing account, for the purpose of effecting the payment of any such items as required under the terms of this Agreement.  Withdrawals of amounts from a Servicing Account may be made only to (i) effect payment of taxes, assessments, hazard insurance
premiums, and comparable items; (ii) reimburse the Servicer (or a Sub‐Servicer to the extent provided in the related Sub‐Servicing Agreement) out of related collections for any advances made pursuant to Section 3.01 (with respect to taxes and
assessments) and Section 3.14 (with respect to hazard insurance); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) pay interest, if required and as described below, to Mortgagors on balances in the Servicing Account;
(v) clear and terminate the Servicing Account upon the termination of the Servicer’s obligations and responsibilities in respect of the Mortgage Loans under this Agreement in accordance with Article IX or (vi) recover amounts deposited in
error.  As part of its servicing duties, the Servicer or Sub‐Servicers shall pay to the Mortgagors interest on funds in Servicing Accounts, to the extent required by law and, to the extent that interest earned on funds in the Servicing Accounts is
insufficient, to pay such interest from its or their own funds, without any reimbursement therefor.  To the extent that a Mortgage does not provide for Escrow Payments, the Servicer shall determine whether any such payments are made by the Mortgagor in a manner
and at a time that avoids the loss of the Mortgaged Property due to a tax sale or the foreclosure of a tax lien.  The Servicer assumes full responsibility for the payment of all such bills within such time and shall effect payments of all such bills irrespective
of the Mortgagor’s faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments; provided, however, that such advances shall constitute Servicing Advances.

Section 3.10                Collection Account and Distribution Account.

(a)           On behalf of the Trust, the Servicer shall establish and maintain, or cause to be established and
maintained, one or more segregated accounts (such account or accounts, the “Collection Account”), held in trust for the benefit of the Trust and the Certificateholders.  On behalf of the Trust, the Servicer shall deposit or cause to be deposited in
the clearing account (which account must be an Eligible Account) in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities on a daily basis, and in no event more than one Business Day after
the Servicer’s receipt thereof, and shall thereafter deposit in the Collection Account, in no event more than two Business Days after the deposit of such funds into the clearing account, as and when received or as otherwise required hereunder, the following
payments and collections received or made by it subsequent to the Cut‐off Date (other than in respect of principal or interest on the related Mortgage Loans due on or before the Cut‐off Date or payments (other than Principal Prepayments) received by it on
or prior to the Cut‐off Date but allocable to a Due Period subsequent thereto):

(i)            all payments on
account of principal, including Principal Prepayments, on the Mortgage Loans;

(ii)           all payments on account
of interest (net of the related Servicing Fee and the related Prepayment Interest Excess) on each Mortgage Loan;

(iii)          all Insurance Proceeds and
Liquidation Proceeds (other than proceeds collected in respect of any particular REO Property and amounts paid by the Servicer in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 9.01) and all Gross Subsequent
Recoveries;

(iv)          any amounts required to be
deposited pursuant to Section 3.12 in connection with any losses realized on Permitted Investments with respect to funds held in the Collection Account;

(v)           any amounts required to
be deposited by the Servicer pursuant to the second paragraph of Section 3.14(a) in respect of any blanket policy deductibles;

(vi)          all proceeds of any Mortgage
Loan repurchased or purchased in accordance with Section 2.03, Section 3.16(c) or Section 9.01 and all Servicer Prepayment Charge Payment Amounts required to be deposited in the Collection Account pursuant to Section 2.03;

(vii)         all Substitution
Adjustments;

(viii)        all Prepayment Charges collected by the
Servicer; and

(ix)           without duplication,
all payments of claims received by the Servicer under the PMI Policy, if any.

For purposes of the immediately preceding sentence, the Cut‐off Date with respect to any Qualified Substitute Mortgage Loan shall be deemed to be the date of substitution.

The aggregate amount deposited in the Collection Account on any date pursuant to this Section 3.10(a) may be net of any amounts permitted to be withdrawn by the Servicer from the Collection
Account on such date pursuant to Section 3.11(a).

The foregoing requirements for deposit in the Collection Accounts shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, any Prepayment
Interest Excess and payments in the nature of late payment charges, NSF fees, reconveyance fees, prepayment charges paid by Mortgagors upon voluntary partial prepayment of certain mortgage loans, assumption fees and other similar fees and charges (other than
Prepayment Charges) need not be deposited by the Servicer in the Collection Account and shall, upon collection, belong to the Servicer as additional compensation for its servicing activities.  In the event the Servicer shall deposit in the Collection Account any
amount not required to be deposited therein, it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

(b)           On behalf of the Trust, the Trustee shall establish and maintain one or more segregated accounts (such
account or accounts, the “Distribution Account”), held in trust for the benefit of the Trust and the Certificateholders.  On behalf of the Trust, the Servicer shall deliver to the Trustee in immediately available funds for deposit on the same day in
the Distribution Account on or before 3:00 p.m. New York time (i) on the Servicer Remittance Date, that portion of the Available Funds (calculated without regard to the references in the definition thereof to amounts that may be withdrawn from the Distribution
Account) for the related Distribution Date then on deposit in the Collection Account, the amount of all Prepayment Charges on the Prepayment Charge Schedule collected by the Servicer in connection with any of the Mortgage Loans and any Servicer Prepayment Charge
Payment Amounts then on deposit in the Collection Account and the amount of any funds reimbursable to an Advancing Person pursuant to Section 3.27 and (ii) on each Business Day as of the commencement of which the balance on deposit in the Collection Account
exceeds $75,000 following any withdrawals pursuant to the next succeeding sentence, the amount of such excess, but only if the Collection Account constitutes an Eligible Account solely pursuant to clause (ii) of the definition of “Eligible
Account.”  If the balance on deposit in the Collection Account exceeds $75,000 as of the commencement of business on any Business Day and the Collection Account constitutes an Eligible Account solely pursuant to clause (ii) of the definition of
“Eligible Account,” the Servicer shall, on or before 3:00 p.m. New York time on such Business Day, withdraw from the Collection Account any and all amounts payable or reimbursable to the Depositor, the Servicer, the Trustee, the Seller or any
Sub‐Servicer pursuant to Section 3.11 and shall pay such amounts to the Persons entitled thereto.  In order to comply with its duties under the U.S.A. Patriot Act, the Trustee shall obtain and verify certain information and documentation from the parties
hereto, including, but not limited to, each party’s name, address, and other identifying information.

(c)           Funds in the Collection Account and the Distribution Account may be invested in Permitted Investments
in accordance with the provisions set forth in Section 3.12.  The Servicer shall give notice to the Trustee, the NIMS Insurer, the Depositor and the Rating Agencies of the location of the Collection Account maintained by it when established and prior to any
change thereof.  The Trustee shall give notice to the Servicer, the NIMS Insurer, the Depositor and the Rating Agencies of the location of the Distribution Account when established and prior to any change thereof.

(d)           Funds held in the Collection Account at any time may be delivered by the Servicer to the Trustee for
deposit in an account (which may be the Distribution Account and must satisfy the standards for the Distribution Account as set forth in the definition thereof) and for all purposes of this Agreement shall be deemed to be a part of the Collection Account; provided,
however, that the Trustee shall have the sole authority to withdraw any funds held pursuant to this subsection (d).  In the event the Servicer shall deliver to the Trustee for deposit in the Distribution Account any amount not required to be deposited
therein, it may at any time request that the Trustee withdraw, and the Trustee shall withdraw, such amount from the Distribution Account and remit to the Servicer any such amount, any provision herein to the contrary notwithstanding.  In addition, the Servicer
shall deliver to the Trustee from time to time for deposit, and the Trustee shall so deposit, in the Distribution Account:

(i)            any Advances, as
required pursuant to Section 4.04, unless delivered directly to the Trustee by an Advancing Person;

(ii)           any amounts required to
be deposited pursuant to Section 3.23(d) or (f) in connection with any REO Property;

(iii)          any amounts to be paid by
the Servicer in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 9.01;

(iv)          any amounts required to be
deposited pursuant to Section 3.24 in connection with any Prepayment Interest Shortfalls; and

(v)           any Stayed Funds, as
soon as permitted by the federal bankruptcy court having jurisdiction in such matters.

(e)           Promptly upon receipt of any Stayed Funds, whether from the Servicer, a trustee in bankruptcy, federal
bankruptcy court or other source, the Trustee shall deposit such funds in the Distribution Account, subject to withdrawal thereof pursuant to Section 7.02(b) or as otherwise permitted hereunder.

Section 3.11                Withdrawals from the Collection Account and Distribution Account.

(a)           The Servicer shall, from time to time, make withdrawals from the Collection Account, for any of the
following purposes or as described in Section 4.04, without priority:

(i)            to remit to the
Trustee for deposit in the Distribution Account the amounts required to be so remitted pursuant to Section 3.10(b) or permitted to be so remitted pursuant to the first sentence of Section 3.10(d);

(ii)           subject to
Section 3.16(d), to reimburse the Servicer for Advances, but only to the extent of amounts received which represent Late Collections (net of the related Servicing Fees) of Monthly Payments on the related Mortgage Loans in accordance with the provisions of
Section 4.04;

(iii)          subject to
Section 3.16(d), to pay the Servicer or any Sub‐Servicer (a) any unpaid Servicing Fees or (b) any unreimbursed Servicing Advances with respect to each Mortgage Loan, but only to the extent of any Late Collections, Liquidation Proceeds, Insurance
Proceeds, Gross Subsequent Recoveries or other amounts as may be collected by the Servicer from a Mortgagor, or otherwise received with respect to such Mortgage Loan;

(iv)          to pay to the Servicer as
servicing compensation (in addition to the Servicing Fee) on the Servicer Remittance Date any interest or investment income earned on funds deposited in the Collection Account;

(v)           to pay to the Servicer
or the Seller, as the case may be, with respect to each Mortgage Loan that has previously been purchased or replaced pursuant to Section 2.03 or Section 3.16(c) all amounts received thereon subsequent to the date of purchase or substitution, as the case may
be;

(vi)          to reimburse the Servicer for
any Advance or Servicing Advance previously made which the Servicer has determined to be a Nonrecoverable Advance in accordance with the provisions of Section 4.04;

(vii)         to reimburse the Servicer or the
Depositor for expenses incurred by or reimbursable to the Servicer or the Depositor, as the case may be, pursuant to Section 6.03;

(viii)        to reimburse the NIMS Insurer, the
Servicer or the Trustee, as the case may be, for enforcement expenses reasonably incurred in respect of the breach or defect giving rise to the purchase obligation under Section 2.03 of this Agreement that were included in the Purchase Price of the Mortgage
Loan, including any expenses arising out of the enforcement of the purchase obligation; provided, however, that the reimbursement to the NIMS Insurer pursuant to this clause shall be limited to an annual amount of $25,000;

(ix)           to pay, or to reimburse
the Servicer for advances in respect of, expenses incurred in connection with any Mortgage Loan pursuant to Section 3.16(b); and

(x)            to clear and
terminate the Collection Account pursuant to Section 9.01.

The Servicer shall keep and maintain separate accounting, on an individual Mortgage Loan basis, for the purpose of justifying any withdrawal from the Collection Account, to the extent held by
or on behalf of it, pursuant to subclauses (ii), (iii), (v), (vi), (viii) and (ix) above.  The Servicer shall provide written notification to the Trustee and the NIMS Insurer, on or prior to the next succeeding Servicer Remittance Date, upon making any
withdrawals from the Collection Account pursuant to subclause (vii) above.

(b)           The Trustee shall, from time to time, make withdrawals from the Distribution Account, for any of the
following purposes, without priority:

(i)            to make
distributions to Certificateholders and for deposit into the Reserve Fund, the Supplemental Interest Trust and the Final Maturity Reserve Trust in accordance with Section 4.01;

(ii)           to pay to itself
amounts to which it is entitled pursuant to Section 8.05 or to pay any other Extraordinary Trust Fund Expenses;

(iii)          to pay to itself any
interest income earned on funds deposited in the Distribution Account pursuant to Section 3.12(c);

(iv)          to reimburse itself pursuant
to Section 7.02 or pursuant to Section 7.01 to the extent such amounts in Section 7.01 were not reimbursed by the Servicer;

(v)           to pay any amounts in
respect of taxes pursuant to Section 10.01(g);

(vi)          to remit to the Servicer any
amount deposited in the Distribution Account by the Servicer but not required to be deposited therein in accordance with Section 3.10(d);

(vii)         to pay to an Advancing Person
reimbursements for Advances and/or Servicing Advances pursuant to Section 3.27;

(viii)        to clear and terminate the Distribution
Account pursuant to Section 9.01;

(ix)           to pay the PMI Insurer
the PMI Insurer Fee based on information received from the Servicer; and

(x)            to pay itself the
Trustee Fees.

Section 3.12                Investment of Funds in the Interest Coverage Account, the Collection Account and the Distribution Account.

(a)           The Servicer may direct any depository institution maintaining the Interest Coverage Account, the
Collection Account and any REO Account (for purposes of this Section 3.12, an “Investment Account”), and the Trustee, in its individual capacity, may direct any depository institution maintaining the Distribution Account (for purposes of this
Section 3.12, the Distribution Account is also an “Investment Account”), to invest the funds in such Investment Account in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no
later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon and (ii) no later than the date on which such
funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon.  All such Permitted Investments shall be held to maturity, unless payable on demand.  Any investment of funds in an Investment Account
shall be made in the name of the Trustee (in its capacity as such), or in the name of a nominee of the Trustee.  The Trustee shall be entitled to sole possession (except with respect to investment direction of funds held in the Interest Coverage Account, the
Collection Account and any REO Account and any income and gain realized thereon) over each such investment, and any certificate or other instrument evidencing any such investment shall be delivered directly to the Trustee or its agent, together with any document of
transfer necessary to transfer title to such investment to the Trustee or its nominee.  In the event amounts on deposit in an Investment Account are at any time invested in a Permitted Investment payable on demand, the Trustee shall:

(x)            consistent with any notice required to be given thereunder, demand that payment
thereon be made on the last day such Permitted Investment may otherwise mature hereunder in an amount equal to the lesser of (1) all amounts then payable thereunder and (2) the amount required to be withdrawn on such date; and

(y)           demand payment of all amounts due thereunder promptly upon actual notice by a
Responsible Officer of the Trustee that such Permitted Investment would not constitute a Permitted Investment in respect of funds thereafter on deposit in the Investment Account.

(b)           All income and gain realized from the investment of funds deposited in the Interest Coverage Account,
the Collection Account and any REO Account held by or on behalf of the Servicer shall be for the benefit of the Servicer and shall be subject to its withdrawal in accordance with Section 3.11 or Section 3.23, as applicable.  The Servicer shall deposit
in the Interest Coverage Account, the Collection Account or any REO Account, as applicable, from its own funds, the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such accounts immediately upon realization of
such loss.

(c)           All income and gain realized from the investment of funds deposited in the Distribution Account held
by or on behalf of the Trustee shall be for the benefit of the Trustee and shall be subject to its withdrawal at any time.  The Trustee shall deposit in the Distribution Account, from its own funds, the amount of any loss of principal incurred in respect of any
such Permitted Investment made with funds in such accounts immediately upon realization of such loss.

(d)           Except as otherwise expressly provided in this Agreement, if any default occurs in the making of a
payment due under any Permitted Investment, or if a default occurs in any other performance required under any Permitted Investment, the Trustee may, and subject to Section 8.01 and Section 8.02(a)(v), upon the request of the Holders of Certificates
representing more than 50% of the Voting Rights allocated to any Class of Certificates shall, take such action as may be appropriate to enforce such payment or performance, including the institution and prosecution of appropriate proceedings.

Section 3.13                Reserved.

Section 3.14                Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.

(a)           The Servicer shall cause to be maintained for each Mortgage Loan fire insurance with extended coverage
on the related Mortgaged Property in an amount which is at least equal to the least of (i) the then current principal balance of such Mortgage Loan, (ii) the amount necessary to fully compensate for any damage or loss to the improvements that are a part of
such property on a replacement cost basis and (iii) the maximum insurable value of the improvements which are a part of such Mortgaged Property, in each case in an amount not less than such amount as is necessary to avoid the application of any coinsurance
clause contained in the related hazard insurance policy.  The Servicer shall also cause to be maintained fire insurance with extended coverage on each REO Property in an amount which is at least equal to the lesser of (i) the maximum insurable value of the
improvements which are a part of such property and (ii) the outstanding principal balance of the related Mortgage Loan at the time it became an REO Property, plus accrued interest at the Mortgage Rate and related Servicing Advances.  The Servicer will
comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any such hazard policies.  Any amounts to be collected by the Servicer under any such policies (other than amounts to be applied to the restoration or
repair of the property subject to the related Mortgage or amounts to be released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing loans held for its own account, subject to the terms and conditions of the related Mortgage
and Mortgage Note) shall be deposited in the Collection Account, subject to withdrawal pursuant to Section 3.11, if received in respect of a Mortgage Loan, or in the REO Account, subject to withdrawal pursuant to Section 3.23, if received in respect of an
REO Property.  Any cost incurred by the Servicer in maintaining any such insurance shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid principal balance of the related Mortgage Loan, notwithstanding that the
terms of such Mortgage Loan so permit.  It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall
require such additional insurance.  If the Mortgaged Property or REO Property is at any time in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards and flood insurance has been made available, the
Servicer will cause to be maintained a flood insurance policy in respect thereof.  Such flood insurance shall be in an amount equal to the lesser of (i) the unpaid principal balance of the related Mortgage Loan and (ii) the maximum amount of such
insurance available for the related Mortgaged Property under the national flood insurance program (assuming that the area in which such Mortgaged Property is located is participating in such program).

In the event that the Servicer shall obtain and maintain a blanket policy with an insurer having a General Policy Rating of A:X or better in Best’s Key Rating Guide (or such other rating
that is comparable to such rating) insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.14, it being understood and agreed that
such policy may contain a deductible clause, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with the first two sentences of this Section 3.14, and
there shall have been one or more losses which would have been covered by such policy, deposit to the Collection Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause.  In connection with its
activities as administrator and servicer of the Mortgage Loans, the Servicer agrees to prepare and present, on behalf of itself and the Trust, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy.

(b)           The Servicer shall obtain (to the extent commercially available) and maintain fidelity bond and errors
and omissions coverage acceptable to Fannie Mae or Freddie Mac with respect to its obligations under this Agreement, unless the Servicer or any of its Affiliates has obtained a waiver of such Fannie Mae or Freddie Mac requirements from either Fannie Mae or Freddie
Mac.  The Servicer shall provide the Trustee and the NIMS Insurer (upon such party’s reasonable request) with copies of any such insurance policies and fidelity bond.  The Servicer shall be deemed to have complied with this provision if an Affiliate
of the Servicer has such errors and omissions and fidelity bond coverage and, by the terms of such insurance policy or fidelity bond, the coverage afforded thereunder extends to the Servicer. 

Section 3.15                Enforcement of Due‐On‐Sale Clauses; Assumption Agreements.

The Servicer shall, to the extent it has knowledge of any conveyance or prospective conveyance of any Mortgaged Property by any Mortgagor (whether by absolute conveyance or by contract of
sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under the “due‐on‐sale” clause, if any, applicable
thereto; provided, however, that the Servicer shall not be required to take such action if in its sole business judgment the Servicer believes that the collections and other recoveries in respect of such Mortgage Loans could reasonably be expected to be maximized if
the Mortgage Loan were not accelerated, and the Servicer shall not exercise any such rights if prohibited by law from doing so.  If the Servicer reasonably believes it is unable under applicable law to enforce such “due‐on‐sale” clause,
or if any of the other conditions set forth in the proviso to the preceding sentence apply, the Servicer will enter into an assumption and modification agreement from or with the person to whom such property has been conveyed or is proposed to be conveyed, pursuant
to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon.  The Servicer may also enter into a substitution of liability agreement with such person, pursuant to which
the original Mortgagor is released from liability and such person is substituted as the Mortgagor and becomes liable under the Mortgage Note, provided that no such substitution shall be effective unless such person satisfies the underwriting criteria of the Servicer
and has a credit risk rating at least equal to that of the original Mortgagor.  In connection with any assumption, modification or substitution, the Servicer shall apply such underwriting standards and follow such practices and procedures as shall be
normal and usual in its general mortgage servicing activities and as it applies to other mortgage loans owned solely by it.  The Servicer shall not take or enter into any assumption and modification agreement, however, unless (to the extent practicable under the
circumstances) it shall have received confirmation, in writing, of the continued effectiveness of any applicable hazard insurance policy, or a new policy meeting the requirements of this Section is obtained.  Any fee collected by the Servicer in respect of
any assumption, modification or substitution of liability agreement will be retained by the Servicer as additional servicing compensation.  In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the related
Mortgage Rate and the amount of the Monthly Payment) may be amended or modified, except as otherwise required pursuant to the terms thereof.  The Servicer shall notify the Trustee and the NIMS Insurer that any such substitution, modification or assumption
agreement has been completed by forwarding to the Trustee (with a copy to the NIMS Insurer) the executed original of such substitution, modification or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be
considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. 

Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder
by reason of any assumption of a Mortgage Loan by operation of law or by the terms of the Mortgage Note or any assumption which the Servicer may be restricted by law from preventing, for any reason whatever.  For purposes of this Section 3.15, the term
“assumption” is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

Section 3.16                Realization Upon Defaulted Mortgage Loans.

(a)           The Servicer shall use reasonable efforts consistent with the servicing standard set forth in
Section 3.01 to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments
pursuant to Section 3.07.  The Servicer shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that such costs and expenses will constitute and be recoverable as Servicing Advances by the Servicer as
contemplated in Section 3.11 and Section 3.23.  The foregoing is subject to the provision that, in any case in which Mortgaged Property shall have suffered damage from an Uninsured Cause, the Servicer shall not be required to expend its own funds
toward the restoration of such property unless it shall determine in its sole and absolute discretion that such restoration will increase the proceeds of liquidation of the related Mortgage Loan after reimbursement to itself for such expenses.

(b)           Notwithstanding the foregoing provisions of this Section 3.16 or any other provision of this
Agreement, with respect to any Mortgage Loan as to which the Servicer has received actual notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the related Mortgaged Property, the Servicer shall not, on behalf of the Trust, either
(i) obtain title to such Mortgaged Property as a result of or in lieu of foreclosure or otherwise or (ii) otherwise acquire possession of, or take any other action with respect to, such Mortgaged Property, if, as a result of any such action, the Trustee,
the Trust, the Trust Fund or the Certificateholders would be considered to hold title to, to be a “mortgagee‐in‐possession” of, or to be an “owner” or “operator” of such Mortgaged Property within the meaning of the
Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, or any comparable law, unless the Servicer has also previously determined, based on its reasonable judgment and a report prepared by an Independent Person who
regularly conducts environmental audits using customary industry standards, that:

(1)           such Mortgaged Property is in compliance with applicable environmental laws or, if
not, that it would be in the best economic interest of the Trust Fund to take such actions as are necessary to bring the Mortgaged Property into compliance therewith; and

(2)           there are no circumstances present at such Mortgaged Property relating to the use,
management or disposal of any hazardous substances, hazardous materials, hazardous wastes, or petroleum‐based materials for which investigation, testing, monitoring, containment, clean‐up or remediation could be required under any federal, state or local
law or regulation, or that if any such materials are present for which such action could be required, that it would be in the best economic interest of the Trust Fund to take such actions with respect to the affected Mortgaged Property.

Notwithstanding the foregoing, with respect to the Mortgage Loans, if such environmental audit reveals, or if the Servicer has knowledge or notice, that the Mortgaged Property securing the
Mortgage Loan contains such wastes or substances or is within one mile of the site of such wastes or substances, the Servicer shall not foreclose or accept a deed in lieu of foreclosure without the prior written consent of the NIMS Insurer.

The cost of the environmental audit report contemplated by this Section 3.16 shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the
Collection Account as provided in Section 3.11(a)(ix), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.  It
is understood by the parties hereto that any such advance will constitute a Servicing Advance.

If the Servicer determines, as described above, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property into
compliance with applicable environmental laws, or to take such action with respect to the containment, clean‐up or remediation of hazardous substances, hazardous materials, hazardous wastes or petroleum‐based materials affecting any such Mortgaged
Property, then the Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund.  The cost of any such compliance, containment, cleanup or remediation shall be advanced by the Servicer, subject to the Servicer’s right
to be reimbursed therefor from the Collection Account as provided in Section 3.11(a)(ix), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage
Loan or other Mortgage Loans.  It is understood by the parties hereto that any such advance will constitute a Servicing Advance.

(c)           The Holder of the Class C Certificates (except if such Holder is the Seller or any of its Affiliates)
may at its option purchase from REMIC 1 any Mortgage Loan or related REO Property that is 90 days or more delinquent or that has been otherwise in default for 90 days or more, which such Holder determines in good faith will otherwise become subject to foreclosure
proceedings (evidence of such determination to be delivered in writing to the Trustee prior to purchase), at a price equal to the Purchase Price; provided, however, that the Holder of the Class C Certificates shall purchase any such Mortgage Loans or related REO
Properties on the basis of delinquency or default, purchasing first the Mortgage Loans or related REO Properties that became delinquent or otherwise in default on an earlier date.  For the avoidance of doubt, the Holder of the Class C Certificates in exercising
its right to purchase Mortgage Loans pursuant to this Section 3.16(c) shall not be subject to any requirement of this Article III (other than the requirements of this Section 3.16(c)).  In the event the Holder of the Class C Certificates does not exercise its
option to purchase from REMIC 1 any such Mortgage Loan or related REO Property, the NIMS Insurer shall be entitled to purchase such Mortgage Loan or related REO Property; provided, however, that the NIM Insurer shall purchase any such Mortgage Loans or related REO
Properties on the basis of delinquency or default, purchasing first the Mortgage Loans or related REO Properties that became delinquent or otherwise in default on an earlier date.  The Purchase Price for any Mortgage Loan or related REO Property purchased
hereunder shall be deposited in the Collection Account, and the Trustee, upon receipt of written certification from the Servicer of such deposit, shall release or cause to be released to the Holder of the Class C Certificates or the NIMS Insurer, as applicable, the
related Mortgage File and the Trustee, on behalf of the Trust, shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the Holder of the Class C Certificates or the NIMS Insurer, as applicable, shall furnish and as
shall be necessary to vest in the Holder of the Class C Certificates or the NIMS Insurer, as applicable, title to any Mortgage Loan or related REO Property released pursuant hereto.  For so long as the indenture trustee under the Indenture is the Holder of the
Class C Certificate, the holder (the “Residual NIM Holder”) of the subordinate note, the owner trust certificate or another instrument representing the right to receive the proceeds of the trust estate securing payments on the NIM Notes after all of the
NIM Notes have been paid off shall be deemed to be the “Holder of the Class C Certificates” for purposes of this Section 3.16(c).  The Trustee shall request from the Residual NIM Holder a certificate substantially in the form of Exhibit G attached
hereto.  The Trustee may conclusively rely upon and shall be fully protected in acting or refraining from acting based on such certificate.

(d)           Proceeds received (other than any prepayment charges or premiums received) in connection with any
Final Recovery Determination, as well as any recovery resulting from a partial collection of Insurance Proceeds, Liquidation Proceeds or Gross Subsequent Recoveries, in respect of any Mortgage Loan, will be applied in the following order of priority: 
first, to reimburse the Servicer or any Sub‐Servicer for any related unreimbursed Servicing Advances and Advances, pursuant to Section 3.11(a)(ii) or (a)(iii); second, to accrued and unpaid interest on the Mortgage Loan, to the date of the
Final Recovery Determination, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Final Recovery Determination; and third, as a recovery of principal of the Mortgage Loan.  If the
amount of the recovery so allocated to interest is less than the full amount of accrued and unpaid interest due on such Mortgage Loan, the amount of such recovery will be allocated by the Servicer as follows:  first, to unpaid Servicing Fees; and
second, to the balance of the interest then due and owing.  The portion of the recovery so allocated to unpaid Servicing Fees shall be reimbursed to the Servicer or any Sub‐Servicer pursuant to Section 3.11(a)(iii).

(e)           The Servicer may (but is not obligated to) enter into a special servicing agreement with an
unaffiliated holder of a 100% Percentage Interest of the Class B Certificates, or if the Class B Certificates are no longer outstanding, the most junior Class of the Mezzanine Certificates, subject to each Rating Agency’s acknowledgment that the ratings of the
Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Other NIM Notes and the initial shadow rating to the Insured NIM Notes, without giving effect to any insurance policy issued by the NIMS Insurer, in each case, in effect immediately
prior to the entering into such agreement would not be qualified, downgraded or withdrawn and none of the Class A Certificates, the Mezzanine Certificates, the Class B Certificates or the NIM Notes would be placed on credit review status (except for possible
upgrading) as a result of such agreement.  Any such agreement may contain provisions whereby such Holder may (i) instruct the Servicer to commence or delay foreclosure proceedings with respect to delinquent Mortgage Loans and will contain provisions for the
deposit of cash with the Servicer by the Holder that would be available for distribution to Certificateholders if Liquidation Proceeds are less than they otherwise may have been had the Servicer acted in accordance with its normal procedures, (ii) purchase delinquent
Mortgage Loans from the Trust immediately prior to the commencement of foreclosure proceedings at a price equal to the Purchase Price, and/or (iii) assume all of the servicing rights and obligations with respect to delinquent Mortgage Loans so long as such Holder (A)
meets the requirements for a Sub-Servicer set forth in Section 3.02(a), (B) will service such Mortgage Loans in accordance with this Agreement and (C) the Servicer has the right to transfer such servicing rights without the payment of any compensation to a
Sub-Servicer.

Section 3.17                Trustee to Cooperate; Release of Mortgage Files.

(a)           Upon the payment in full of any Mortgage Loan, or the receipt by the Servicer of a notification that
payment in full shall be escrowed in a manner customary for such purposes, the Servicer will promptly notify the Trustee and the applicable Custodian holding the related Mortgage File by a certification in the form of Exhibit E‐2 (which certification shall
include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Collection Account pursuant to Section 3.10 have been or will be so deposited) of a Servicing Representative
and shall request delivery to it of the related Mortgage File.  Upon receipt of such certification and request, the Trustee or such Custodian, as applicable, shall promptly release the related Mortgage File to the Servicer and the Servicer is authorized to cause
the removal from the registration on the MERS® System of any such Mortgage Loan, if applicable.  No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Collection Account or the Distribution
Account.

(b)           From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including,
for this purpose, collection under any insurance policy relating to the Mortgage Loans, the Trustee or the applicable Custodian shall, upon request of the Servicer and delivery to the Trustee or the applicable Custodian of a Request for Release in the form of
Exhibit E‐l, release the related Mortgage File to the Servicer, and the Trustee or the applicable Custodian, on behalf of the Trustee, shall, at the direction of the Servicer, execute such documents as shall be necessary to the prosecution of any such
proceedings and the Servicer shall retain such Mortgage File in trust for the benefit of the Certificateholders.  Such Request for Release shall obligate the Servicer to return each and every document previously requested from the Mortgage File to the Trustee or
the applicable Custodian when the need therefor by the Servicer no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Collection Account or the Mortgage File or such
document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or
non‐judicially, and the Servicer has delivered to the Trustee or the applicable Custodian a certificate of a Servicing Representative certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose
or purposes of such delivery.  Upon receipt of a certificate of a Servicing Representative stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation that are required to be deposited into
the Collection Account have been so deposited, or that such Mortgage Loan has become an REO Property, a copy of the Request for Release shall be released by the Trustee or the applicable Custodian to the Servicer or its designee.

(c)           At the direction of the Servicer and upon written certification of a Servicing Representative, each of
the Trustee or the applicable Custodian, on behalf of the Trust, shall execute and deliver to the Servicer any court pleadings, requests for trustee’s sale or other documents reasonably necessary to the foreclosure or trustee’s sale in respect of a
Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available
at law or in equity, or shall execute and deliver to the Servicer a power of attorney sufficient to authorize the Servicer or a Sub-Servicer to execute such documents on its behalf, provided that each of the Trustee or the applicable Custodian, on behalf of the
Trust, shall be obligated to execute the documents identified above if necessary to enable the Servicer or a Sub-Servicer to perform their respective duties hereunder or under the Sub-Servicing Agreement.  Each such certification shall include a request that
such pleadings or documents be executed by the Trustee or the applicable Custodian and a statement as to the reason such documents or pleadings are required.

(d)           If any Mortgage Loan is repurchased, substituted or purchased in accordance with Section 2.03, Section
3.16(c) or Section 9.01, the Trustee, on behalf of the Trust, shall execute and deliver the Mortgage Loan Assignment Agreement in the form of Exhibit E-3 with respect to such Mortgage Loan, transferring such Mortgage Loan to the Person entitled thereto pursuant to
such Section 2.03, Section 3.16(c) or Section 9.01, as applicable.

Section 3.18                Servicing Compensation.

As compensation for the activities of the Servicer hereunder, the Servicer shall be entitled to the Servicing Fee with respect to each Mortgage Loan payable solely from payments of interest in
respect of such Mortgage Loan, subject to Section 3.24.  In addition, the Servicer shall be entitled to recover unpaid Servicing Fees out of Late Collections, Insurance Proceeds, Liquidation Proceeds or Gross Subsequent Recoveries to the extent permitted by
Section 3.11(a)(iii) and out of amounts derived from the operation and sale of an REO Property to the extent permitted by Section 3.23.  The right to receive the Servicing Fee may not be transferred in whole or in part except in connection with the
transfer of all of the Servicer’s responsibilities and obligations under this Agreement; provided, however, that the Servicer may pay from the Servicing Fee any amounts due to a Sub‐Servicer pursuant to a Sub‐Servicing Agreement entered into under
Section 3.02.

Additional servicing compensation in the form of Prepayment Interest Excess, prepayment premiums or charges in connection with voluntary Principal Prepayments in part, assumption or
modification fees, late payment charges, NSF fees, reconveyance fees and other similar fees and charges (other than Prepayment Charges) shall be retained by the Servicer only to the extent such fees or charges are received by the Servicer.  The Servicer shall
also be entitled pursuant to Section 3.11(a)(iv) to withdraw from the Collection Account, and pursuant to Section 3.23(b) to withdraw from any REO Account, as additional servicing compensation, interest or other income earned on deposits therein, subject to
Section 3.12.  The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including premiums for the insurance required by Section 3.14, to the extent such premiums are not paid by the
related Mortgagors or by a Sub‐Servicer, it being understood however, that payment of such premiums by the Servicer shall constitute Servicing Advances and servicing compensation of each Sub‐Servicer, and to the extent provided herein and in
Section 8.05, the fees and expenses of the Trustee) and shall not be entitled to reimbursement therefor except as specifically provided herein.

Section 3.19                Reports to the Trustee; Collection Account Statements.

Not later than fifteen days after each Distribution Date, the Servicer shall forward to the Trustee, the NIMS Insurer and the Depositor a statement prepared by the Servicer setting forth the
status of the Collection Account as of the close of business on such Distribution Date and showing, for the period covered by such statement, the aggregate amount of deposits into and withdrawals from the Collection Account of each category of deposit specified in
Section 3.10(a) and each category of withdrawal specified in Section 3.11.  Such statement may be in the form of the then current Fannie Mae Monthly Accounting Report for its Guaranteed Mortgage Pass‐Through Program with appropriate additions and
changes, and shall also include information as to the aggregate of the outstanding principal balances of all of the Mortgage Loans as of the last day of the calendar month immediately preceding such Distribution Date.  Copies of such statement shall be provided
by the Trustee to any Certificateholder and to any Person identified to the Trustee as a prospective transferee of a Certificate, upon request at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trustee.

Section 3.20                Annual Statement as to Compliance.

The Servicer shall deliver to the Trustee, the Depositor, the NIMS Insurer and each Rating Agency, not later than March 15 of each calendar year beginning in the year
following the year of execution of this Agreement through and including the calendar year in which a Form 15 Suspension Notice is filed with respect to the Trust and April 30 of each calendar year thereafter, an Officer’s Certificate (an “Annual Statement
of Compliance”) stating that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement or other applicable servicing agreement, if any, has been made under such officers’ supervision and (ii)
to the best of such officers’ knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement or other applicable servicing agreement, if any, in all material respects throughout such year, or, if there has been a failure
to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof.  The Servicer shall deliver a similar Annual Statement of Compliance by any Sub-Servicer to which the Servicer has
delegated any servicing responsibilities with respect to the Mortgage Loans, to the Trustee and the Depositor as described above as and when required with respect to the Servicer.  Copies of any such statement shall be provided by the Trustee to any
Certificateholder and to any Person identified to the Trustee as a prospective transferee of a Certificate, upon the request and at the expense of the requesting party, provided that such statement is delivered by the Servicer to the Trustee.

Section 3.21                Assessments of Compliance and Attestation Reports.

(a)           Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, the Servicer
shall deliver to the Depositor on or before March 15 of each calendar year beginning in the year following the year of execution of this Agreement prior to and including the calendar year in which Form 15 Suspension Notice is filed with respect to the Trust and April
30 of each calendar year thereafter, a report regarding the Servicer’s assessment of compliance (an “Assessment of Compliance”) with the servicing criteria during the preceding calendar year.  The Assessment of Compliance must be reasonably
satisfactory to the Depositor, and as set forth in Regulation AB, the Assessment of Compliance must contain the following:

(i)            A statement by the Servicer of its responsibility for assessing compliance with
the servicing criteria applicable to the Servicer;

(ii)           A statement by the Servicer that it used the servicing criteria applicable to it,
including at the minimum those that are specified on Exhibit N hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the servicing criteria applicable to the Servicer;

(iii)          An assessment by the Servicer of the Servicer’s compliance with the applicable
servicing criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities it performs with respect to
asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans;

(iv)          A statement that a registered public accounting firm has issued an attestation report on
the Servicer’s Assessment of Compliance for the period consisting of the preceding calendar year; and

(v)           A statement as to which of the Servicing Criteria, if any, are not applicable to the
Servicer, which statement shall be based on the activities it performs with respect to asset-backed securities transactions taken as a whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans.

(b)           On or before March 15 of each calendar year beginning in the year following the year of execution of this Agreement prior to
and including the calendar year in which Form 15 Suspension Notice is filed with respect to the Trust and April 30 of each calendar year thereafter, the Servicer shall furnish to the Depositor a report (an “Attestation Report”) by a registered public
accounting firm that attests to, and reports on, the Assessment of Compliance made by the Servicer, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for
attestation reports issued or adopted by the Public Company Accounting Oversight Board.

(c)           The Servicer shall cause any Sub-Servicer to which the Servicer delegated any of its responsibilities with respect to the
Mortgage Loans, and each subcontractor determined by the Servicer to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB to which the Servicer delegated any of its responsibilities with respect to the Mortgage
Loans, to deliver to the Trustee and the Depositor an Assessment of Compliance and Attestation Report as and when provided above.

(d)           Such Assessment of Compliance, as to any Sub-Servicer, shall at a minimum address each of the servicing criteria applicable to
it, including at the minimum those that are specified on Exhibit N hereto which are indicated as applicable to any “primary servicer.”  Notwithstanding the foregoing, as to any subcontractor, an Assessment of Compliance is not required to be
delivered unless it is required as part of a Form 10-K with respect to the Trust.

(e)           The Trustee shall also provide to the Depositor an Assessment of Compliance and Attestation Report, as
and when provided above, which shall at a minimum address each of the servicing criteria applicable to it, including at the minimum those that are specified on Exhibit N hereto which are indicated as applicable to the “trustee.”

Section 3.22                Access to Certain Documentation.

The Servicer shall provide to the Office of Thrift Supervision, the FDIC and any other federal or state banking or insurance regulatory authority that may exercise
authority over any Certificateholder access to the documentation regarding the Mortgage Loans serviced by the Servicer under this Agreement, as may be required by applicable laws and regulations.  Such access shall be afforded without charge, but only upon
reasonable request and during normal business hours at the offices of the Servicer designated by it.  In addition, access to the documentation regarding the Mortgage Loans serviced by the Servicer under this Agreement sufficient to permit the Certificateholder
to comply with applicable regulations of the Office of Thrift Supervision, the FDIC or any other federal or state banking or insurance regulatory authority with respect to investment in the Certificates will be provided to any Certificateholder that is a savings and
loan association, bank or insurance company, upon reasonable request during normal business hours at the offices of the Servicer designated by it at the expense of the Person requesting such access.

Section 3.23                Title, Management and Disposition of REO Property.

(a)           The deed or certificate of sale of any REO Property shall be taken in the name of the Trustee, or its
nominee, on behalf of the Trust.  The Servicer, on behalf of REMIC 1 (and on behalf of the Trust), shall sell any REO Property as soon as practicable and, in any event, shall either sell any REO Property before the close of the third taxable year after the
year REMIC 1 acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or request from the Internal Revenue Service, no later than 60 days before the day on which the three‐year grace period would otherwise expire, an extension
of the three‐year grace period, unless the Servicer shall have delivered to the Trustee, the NIMS Insurer and the Depositor an Opinion of Counsel, addressed to the Trustee, the NIMS Insurer and the Depositor, to the effect that the holding by REMIC 1 of
such REO Property subsequent to three years after its acquisition will not result in the imposition on any Trust REMIC of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any Trust REMIC to fail to qualify
as a REMIC under Federal law at any time that any Certificates are outstanding.  If an extension of the three‐year period is granted, the Servicer shall sell the related REO Property no later than 60 days prior to the expiration of such extension
period.  The Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure
property” within the meaning of Section 860G(a)(8) of the Code or result in the receipt by any Trust REMIC of any “income from non‐permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code, or any “net income
from foreclosure property” which is subject to taxation under the REMIC Provisions.

(b)           The Servicer shall segregate and hold all funds collected and received in connection with the
operation of any REO Property separate and apart from its own funds and general assets and shall establish and maintain, or cause to be established and maintained, with respect to REO Properties an account held in trust for the Trust (the “REO Account”),
which shall be an Eligible Account.  The Servicer may allow the Collection Account to serve as the REO Account, subject to separate ledgers for each REO Property.  The Servicer may retain or withdraw any interest income paid on funds deposited in the REO
Account.

(c)           The Servicer shall have full power and authority, subject only to the specific requirements and
prohibitions of this Agreement, to do any and all things in connection with any REO Property as are consistent with the manner in which the Servicer manages and operates similar property owned by the Servicer or any of its Affiliates, all on such terms and for such
period as the Servicer deems to be in the best interests of Certificateholders.  In connection therewith, the Servicer shall deposit, or cause to be deposited in the clearing account (which account must be an Eligible Account) in which it customarily
deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities on a daily basis, and in no event more than one Business Day after the Servicer’s receipt thereof and shall thereafter deposit in the REO Account, in
no event more than two Business Days after the deposit of such funds into the clearing account, all revenues received by it with respect to an REO Property and shall withdraw therefrom funds necessary for the proper operation, management and maintenance of such REO
Property including, without limitation:

(i)            all insurance premiums due and payable in respect of such REO
Property;

(ii)           all real estate taxes and assessments in respect of such REO Property that may
result in the imposition of a lien thereon; and

(iii)          all costs and expenses necessary to maintain such REO Property.

To the extent that amounts on deposit in the REO Account with respect to an REO Property are insufficient for the purposes set forth in clauses (i) through (iii) above with respect
to such REO Property, the Servicer shall advance from its own funds as Servicing Advances such amount as is necessary for such purposes if, but only if, the Servicer would make such advances if the Servicer owned the REO Property and if such Servicing Advance would
not constitute a Nonrecoverable Advance.

Notwithstanding the foregoing, neither the Servicer nor the Trustee shall:

(i)            authorize the Trust to enter into, renew or extend any New Lease with respect
to any REO Property, if the New Lease by its terms will give rise to any income that does not constitute Rents from Real Property;

(ii)           authorize any amount to be received or accrued under any New Lease other than
amounts that will constitute Rents from Real Property;

(iii)          authorize any construction on any REO Property, other than construction permitted under
Section 856(e)(4)(B) of the Code; or

(iv)          authorize any Person to Directly Operate any REO Property on any date more than 90 days
after its date of acquisition by the Trust;

unless, in any such case, the Servicer has obtained an Opinion of Counsel (the cost of which shall constitute a Servicing Advance), a copy of which shall be provided to the NIMS Insurer and
the Trustee, to the effect that such action will not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code at any time that it is held by REMIC 1, in which case the Servicer may
take such actions as are specified in such Opinion of Counsel.

The Servicer may contract with any Independent Contractor for the operation and management of any REO Property, provided that:

(i)            the terms and conditions of any such contract shall not be inconsistent
herewith;

(ii)           any such contract shall require, or shall be administered to require, that the
Independent Contractor pay all costs and expenses incurred in connection with the operation and management of such REO Property, including those listed above, and remit all related revenues (net of such costs and expenses) to the Servicer as soon as practicable, but
in no event later than thirty days following the receipt thereof by such Independent Contractor;

(iii)          none of the provisions of this Section 3.23(c) relating to any such contract or to
actions taken through any such Independent Contractor shall be deemed to relieve the Servicer of any of its duties and obligations to the Trustee on behalf of the Certificateholders with respect to the operation and management of any such REO Property; and

(iv)          the Servicer shall be obligated with respect thereto to the same extent as if it alone
were performing all duties and obligations in connection with the operation and management of such REO Property.

The Servicer shall be entitled to enter into any agreement with any Independent Contractor performing services for it related to its duties and obligations hereunder for indemnification of the
Servicer by such Independent Contractor, and nothing in this Agreement shall be deemed to limit or modify such indemnification.  The Servicer shall be solely liable for all fees owed by it to any such Independent Contractor, irrespective of whether the
Servicer’s compensation pursuant to Section 3.18 is sufficient to pay such fees; provided, however, that to the extent that any payments made by such Independent Contractor would constitute Servicing Advances if made by the Servicer, such amounts shall be
reimbursable as Servicing Advances made by the Servicer.

(d)           In addition to the withdrawals permitted under Section 3.23(c), the Servicer may from time to
time make withdrawals from the REO Account for any REO Property:  (i) to pay itself or any Sub‐Servicer unpaid Servicing Fees in respect of the related Mortgage Loan; and (ii) to reimburse itself or any Sub‐Servicer for unreimbursed
Servicing Advances and Advances made in respect of such REO Property or the related Mortgage Loan.  On the Servicer Remittance Date, the Servicer shall withdraw from each REO Account maintained by it and deposit into the Distribution Account in accordance with
Section 3.10(d)(ii), for distribution on the related Distribution Date in accordance with Section 4.01, the income from the related REO Property received during the prior calendar month, net of any withdrawals made pursuant to Section 3.23(c) or this
Section 3.23(d).

(e)           Subject to the time constraints set forth in Section 3.23(a), each REO Disposition shall be
carried out by the Servicer at such price and upon such terms and conditions as the Servicer shall deem necessary or advisable, as shall be normal and usual in its general servicing activities for similar properties.

(f)            The proceeds from the REO Disposition, net of any amount required by law to be remitted to the
Mortgagor under the related Mortgage Loan and net of any payment or reimbursement to the Servicer or any Sub‐Servicer as provided above, shall be deposited in the Distribution Account in accordance with Section 3.10(d)(ii) on the Servicer Remittance Date
in the month following the receipt thereof for distribution on the related Distribution Date in accordance with Section 4.01.  Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale
for other consideration).

(g)           The Servicer shall file information returns with respect to the receipt of mortgage interest received
in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and cancellation of indebtedness income with respect to any Mortgaged Property as required by Sections 6050H, 6050J and 6050P of the Code, respectively.  Such reports
shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.

Section 3.24                Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.

The Servicer shall deliver to the Trustee for deposit into the Distribution Account on or before 3:00 p.m. New York time on the Servicer Remittance Date from its own funds an amount
(“Compensating Interest”) equal to the lesser of (i) the aggregate of the Prepayment Interest Shortfalls for the related Distribution Date resulting solely from Principal Prepayments during the related Prepayment Period and (ii) the amount of
its aggregate Servicing Fee for the most recently ended calendar month.

Section 3.25                Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments.

In the event that a shortfall in any collection on or liability with respect to any Mortgage Loan results from or is attributable to adjustments to Mortgage Rates, Monthly Payments or Stated
Principal Balances that were made by the Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Servicer, upon discovery or receipt of notice thereof, immediately shall deliver to the Trustee for deposit in the
Distribution Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust, the Trustee, the Depositor and any successor servicer in respect of any such liability.  Such indemnities shall survive the termination or
discharge of this Agreement.  Notwithstanding the foregoing, this Section 3.25 shall not limit the ability of the Servicer to seek recovery of any such amounts from the related Mortgagor under the terms of the related Mortgage Note, as permitted by law and
shall not be an expense of the Trust.

Section 3.26                Reserve Fund.

No later than the Closing Date, the Trustee, on behalf of the Certificateholders, shall establish and maintain with itself a separate, segregated non-interest bearing trust account titled,
“Reserve Fund, Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006‐10, Asset‐Backed Certificates, Series 2006‐10.”  The Trustee shall account for the right to
receive payments from the Reserve Fund as property that the Trustee holds separate and apart from the REMIC Regular Interests.  On the first Distribution Date, amounts in the Reserve Fund will include any amounts withdrawn from the Interest Coverage
Account.

(a)           The following amounts shall be deposited into the Reserve Fund:

(i)            On the Closing Date, the Depositor shall deposit, or cause to be deposited,
into the Reserve Fund $1,000;

(ii)           On each Distribution Date as to which there is a Net WAC Rate Carryover Amount
payable to any of the Class A Certificates, the Mezzanine Certificates or the Class B Certificates, the Trustee has been directed by the Holders of the Class C Certificates to, and therefore shall, deposit into the Reserve Fund the amounts described in Section
4.01(d)(i)(y); and

(iii)          On each Distribution Date as to which there are no Net WAC Rate Carryover Amounts, the
Trustee shall deposit into the Reserve Fund on behalf of the Holders of the Class C Certificates, from amounts otherwise distributable to such Class C Certificates, an amount such that when added to other amounts already on deposit in the Reserve Fund, the aggregate
amount on deposit therein is equal to $1,000.

(b)           The Reserve Fund shall be treated as an “outside reserve fund” under applicable Treasury
regulations and shall not be part of any REMIC created hereunder.  For federal and state income tax purposes, the Holders of the Class C Certificates shall be deemed to be the owners of the Reserve Fund and all amounts deposited into the Reserve Fund (other than
the initial deposit therein of $1,000) shall be treated as amounts distributed by REMIC 3 to REMIC CX in respect of the Class C Interest, and then distributed by REMIC CX to the Holders of the Class C Certificates.  For federal and state income tax
purposes, payments in respect of the Class A Certificates, the Mezzanine Certificates and the Class B Certificates of Net WAC Rate Carryover Amounts will not be payments with respect to a “regular interest” in a REMIC within the meaning of Code
Section 860G(a)(1).

(c)           By accepting a Class C Certificate, each Holder of a Class C Certificate shall be deemed to have
directed the Trustee to, and the Trustee shall pursuant to such direction, deposit into the Reserve Fund the amounts described in Section 3.26(a)(ii) and (a)(iii) above on each Distribution Date.  By accepting a Class C Certificate, each Holder of a Class C
Certificate further agrees that such direction is given for good and valuable consideration, the receipt and sufficiency of which is acknowledged by such acceptance.

(d)           At the direction of the Holders of a majority in Percentage Interest in the Class C Certificates, the
Trustee shall direct any depository institution maintaining the Reserve Fund to invest the funds in such account in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business
Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee or an Affiliate manages or advises such investment, and (ii) no later than the date on which such
funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee or an Affiliate manages or advises such investment.  If no investment direction of the Holders of a majority in Percentage Interest in the Class C Certificates with
respect to the Reserve Fund is received by the Trustee, the Trustee shall invest the funds in the Reserve Fund in Permitted Investments managed by the Trustee or an Affiliate of the kind described in clause (vi) of the definition of Permitted Investments. 
Notwithstanding the foregoing, any funds in the Reserve Fund shall be invested in Deutsche Bank Cash Management Fund 541 for so long as such investment complies with clause (vi) of the definition of Permitted Investments.  All income and gain earned upon such
investment shall be deposited into the Reserve Fund. 

(e)           For federal tax return and information reporting, the right of the Certificateholders to receive
payment on account of the Class A Certificates, the Mezzanine Certificates and the Class B Certificates from the Reserve Fund in respect of any Net WAC Rate Carryover Amount shall be assigned a value of zero.

Section 3.27                Advance Facility.

(a)           The Trustee, on behalf of the Trust, at the direction of the Servicer and with the consent of the NIMS
Insurer, is hereby authorized to enter into a facility with any Person which provides that such Person (an “Advancing Person”) may make all or a portion of the Advances and/or Servicing Advances to the Trust under this Agreement, although no such facility
shall reduce or otherwise affect the Servicer’s obligation to fund such Advances and/or Servicing Advances.  To the extent that an Advancing Person makes all or a portion of any Advance or any Servicing Advance and provides the Trustee with notice
acknowledged by the Servicer that such Advancing Person is entitled to reimbursement, such Advancing Person shall be entitled to receive reimbursement pursuant to this Agreement for such amount to the extent provided in Section 3.27(b).  Such notice from
the Advancing Person shall specify the amount of the reimbursement and shall specify which Section of this Agreement permits the applicable Advance or Servicing Advance to be reimbursed.  The Trustee shall be entitled to rely without independent
investigation on the Advancing Person’s statement with respect to the amount of any reimbursement pursuant to this Section 3.27 and with respect to the Advancing Person’s statement with respect to the Section of this Agreement that permits the
applicable Advance or Servicing Advance to be reimbursed.  An Advancing Person whose obligations are limited to the making of Advances and/or Servicing Advances shall not be required to meet the qualifications of a Servicer or a Sub‐Servicer pursuant to
Article VI hereof and will not be deemed to be a Sub‐Servicer under this Agreement.  If the terms of a facility proposed to be entered into with an Advancing Person by the Trust would not materially and adversely affect the interests of any
Certificateholder, then the NIMS Insurer shall not withhold its consent to the Trust’s entering into such facility.

(b)           If an advancing facility is entered into, then the Servicer shall not be permitted to reimburse itself
under any Section specified or for any amount specified by the Advancing Person in the notice described under Section 3.27(a) above and acknowledged by the Servicer prior to the remittance to the Trust, but instead the Servicer shall include such amounts in the
applicable remittance to the Trustee made pursuant to Section 3.10(a).  The Trustee is hereby authorized to pay to the Advancing Person reimbursements for Advances and Servicing Advances from the Distribution Account to the same extent the Servicer would
have been permitted to reimburse itself for such Advances and/or Servicing Advances in accordance with the specified Sections had the Servicer itself made such Advance or Servicing Advance.  The Trustee is hereby authorized to pay directly to the Advancing
Person such portion of the Servicing Fee as the parties to any advancing facility may agree.

(c)           All Advances and Servicing Advances made pursuant to the terms of this Agreement shall be deemed made
and shall be reimbursed on a “first in‐first out” (FIFO) basis.

Section 3.28                PMI Policy; Claims Under the PMI Policy

Notwithstanding anything to the contrary elsewhere in this Article III, the Servicer shall not agree to any modification or assumption of a PMI Mortgage Loan or take any other action with
respect to a  PMI Mortgage Loan that could result in denial of coverage under the PMI Policy.  The Servicer shall notify the PMI Insurer that the Trustee, as trustee on behalf of the Trust, is the insured, as that term is defined in the PMI Policy, of each
PMI Mortgage Loan.  The Servicer shall, on behalf of the Trust, prepare and file on a timely basis with the PMI Insurer, with a copy to the Trustee, all claims which may be made under the PMI Policy with respect to the PMI Mortgage Loans.  The Servicer
shall take all actions required under the PMI Policy as a condition to the payment of any such claim.  Any amount received from the PMI Insurer with respect to any such PMI Mortgage Loan shall be deposited by the Servicer, no later than two Business Days
following receipt thereof, into the Collection Account.  On each Distribution Date, the Trustee shall pay to the PMI Insurer the PMI Insurer Fee for such Distribution Date from the amounts on deposit in the Distribution Account prior to making any distributions
to the Certificateholders.

Section 3.29                Swap Agreement.

The Depositor hereby directs the Supplemental Interest Trust Trustee to execute and deliver on behalf of the Supplemental Interest Trust the Swap Agreement and authorizes and directs the
Supplemental Interest Trust Trustee to perform its obligations thereunder on behalf of the Supplemental Interest Trust in accordance with the terms of the Swap Agreement.  The Depositor hereby authorizes and directs the Supplemental Interest Trust Trustee to
ratify on behalf of the Supplemental Interest Trust, as the Supplemental Interest Trust’s own actions, the terms agreed to by the Depositor (or any of its Affiliates) in relation to the Swap Agreement, as reflected in the Swap Agreement, and the Supplemental
Interest Trust Trustee hereby so ratifies the Swap Agreement.  The Supplemental Interest Trust Trustee shall amend the Swap Agreement in accordance with its terms and as requested by a party to the Swap Agreement to cure any ambiguity in or correct or supplement
any provision of the Swap Agreement, provided, however, that the Supplemental Interest Trust Trustee shall have received a prior written confirmation from each Rating Agency that such amendment would not cause such Rating Agency to downgrade or withdraw the then
current ratings of any outstanding Class A Certificates, Mezzanine Certificates or Class B Certificates.  On the Closing Date, the Supplemental Interest Trust Trustee shall enter into the Swap Agreement, on behalf of the Supplemental Interest Trust, with the
Swap Counterparty.  The Swap Agreement shall be part of the Trust Fund but not part of any REMIC. The Swap Counterparty is the calculation agent under the Swap Agreement and shall calculate all amounts pursuant to the Swap Agreement and notify the Supplemental
Interest Trust Trustee of all such amounts.

Section 3.30                Replacement Swap Agreement.

(a)           The Supplemental Interest Trust Trustee shall, at the direction of the NIMS Insurer or, with the
consent of the NIMS Insurer, at the direction of the Depositor, in the event the Swap Agreement is terminated as a result of the designation by either party thereto of an Early Termination Date, enter into a replacement swap agreement with a replacement counterparty
designated by the Depositor or the NIMS Insurer, as applicable.

(b)           Notwithstanding anything to the contrary herein, any Swap Termination Payment received by the
Supplemental Interest Trust Trustee shall be deposited in the Supplemental Interest Account and shall be used to make any upfront payment required under a replacement swap agreement and any upfront payment (the “Replacement Payment”) received by the
Supplemental Interest Trust Trustee from the counterparty to a replacement swap agreement shall be used to pay any Swap Termination Payment owed to the Swap Counterparty that is being replaced.  The Swap Counterparty that is being replaced shall have first
priority as to such Replacement Payments versus all other creditors of the Supplemental Interest Trust Trustee, and the Supplemental Interest Trust Trustee shall pay from the Replacement Payments received the lesser of (x) the Replacement Payments so received and (y)
any Swap Termination Payment owed to the Swap Counterparty (to the extent not already paid by the Supplemental Interest Trust Trustee) that is being replaced immediately upon receipt.

(c)           Notwithstanding anything contained herein, in the event that a replacement swap agreement cannot be
obtained within 30 days after receipt by the Supplemental Interest Trust Trustee of the Swap Termination Payment paid by the terminated Swap Counterparty, the Supplemental Interest Trust Trustee shall on each Distribution Date, withdraw from the Supplemental Interest
Account, an amount equal to the Net Counterparty Payment, if any, that would have been paid to the Supplemental Interest Trust Trustee by the original Swap Counterparty (computed in accordance with the terms of the original Swap Agreement) and distribute such amount
in accordance with Section 4.01(d)(iv)(b) of this Agreement.

(d)           If a downgrade event (described in Part 5(b) of Schedule to the Swap Agreement) occurs, the
Supplemental Interest Trust Trustee shall, promptly after a Responsible Officer of the Supplemental Interest Trust Trustee has received actual knowledge or written notice of the reduction or withdrawal of the rating (it being understood that the Supplemental Interest
Trust Trustee has no duty to monitor the ratings of the Swap Counterparty), request the Swap Counterparty to take actions required to be taken by the Swap Counterparty by Part 5(b) of Schedule to the Swap Agreement.

ARTICLE IV

FLOW OF FUNDS

Section 4.01                Distributions.

(a)           On each Distribution Date, the Trustee shall withdraw from the Distribution Account that portion of
the Available Funds for such Distribution Date consisting of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount for such Distribution Date, and make the following disbursements and transfers in the order of priority
described below, in each case to the extent of the Group I Interest Remittance Amount or the Group II Interest Remittance Amount remaining for such Distribution Date:

(i)            The Group I Interest Remittance Amount
shall be distributed as follows:

 

(A)          first, to the Supplemental
Interest Trust Trustee for payment to the Swap Counterparty, the Group I Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group I Swap Termination Payment (including any amount
remaining unpaid from prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable for the related Distribution Date;

(B)           second, to the
Supplemental Interest Trust Trustee for payment to the Swap Counterparty, the Group II Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group II Swap Termination Payment (including
any amount remaining unpaid from prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable for the related Distribution Date to the extent not paid pursuant to
Section 4.01(a)(ii)(A);

(C)           third, to the Final
Maturity Reserve Trust, the Group I Final Maturity Reserve Amount, if any, for such Distribution Date;

(D)          fourth, to the Final Maturity
Reserve Trust, the Group II Final Maturity Reserve Amount, if any, for such Distribution Date, to the extent not paid pursuant to Section 4.01(a)(ii)(C);

(E)           fifth, to the Class
I‐A Certificates, the Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such Class; and

(F)           sixth, concurrently, to the Class II‐A1 Certificates, the Class II‐A2 Certificates, the Class II‐A3 Certificates and the Class II‐A4 Certificates, the Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such
Classes, in each case, to the extent not paid pursuant to Section 4.01(a)(ii)(E), allocated among the Class II‐A1 Certificates, the Class II‐A2 Certificates, the Class II‐A3 Certificates and the Class II‐A4 Certificates, pro rata, based
on their respective entitlements.

(ii)           The Group II Interest Remittance Amount shall be
distributed as follows:

(A)          first, to the Supplemental
Interest Trust Trustee for payment to the Swap Counterparty, the Group II Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group II Swap Termination Payment (including any amount
remaining unpaid from prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable for the related Distribution Date;

(B)           second, to the
Supplemental Interest Trust Trustee for payment to the Swap Counterparty, the Group I Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group I Swap Termination Payment (including
any amount remaining unpaid from prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable for the related Distribution Date to the extent not paid pursuant to
Section 4.01(a)(i)(A);

(C)           third, to the Final
Maturity Reserve Trust, the Group II Final Maturity Reserve Amount, if any, for such Distribution Date;

(D)          fourth, to the Final Maturity
Reserve Trust, the Group I Final Maturity Reserve Amount, if any, to the extent not paid pursuant to Section 4.01(a)(i)(C);

(E)           fifth, concurrently, to the Class II‐A1 Certificates, the Class II‐A2 Certificates, the Class II‐A3 Certificates and the Class II‐A4 Certificates, the Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such
Classes, in each case allocated among the Class II‐A1 Certificates, the Class II‐A2 Certificates, the Class II‐A3 Certificates and the Class II‐A4 Certificates, pro rata, based on their respective entitlements; and

(F)           sixth, to the Class
I‐A Certificates, the Monthly Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such Class, to the extent not paid pursuant to Section 4.01(a)(i)(E).

(iii)          The sum of any Group I Interest Remittance Amount and
Group II Interest Remittance Amount remaining undistributed following the distributions pursuant to Sections 4.01(a)(i) and (ii) shall be distributed as follows:

first, to the Class M‐1 Certificates, the related Monthly Interest
Distributable Amount;

second, to the Class M‐2 Certificates, the related Monthly Interest
Distributable Amount;

third, to the Class M‐3 Certificates, the related Monthly Interest
Distributable Amount;

fourth, to the Class M‐4 Certificates, the related Monthly Interest
Distributable Amount;

fifth, to the Class M‐5 Certificates, the related Monthly Interest
Distributable Amount;

sixth, to the Class M‐6 Certificates, the related Monthly Interest
Distributable Amount;

seventh, to the Class M‐7 Certificates, the related Monthly Interest
Distributable Amount;

eighth, to the Class M‐8 Certificates, the related Monthly Interest
Distributable Amount;

ninth, to the Class M‐9 Certificates, the related Monthly Interest
Distributable Amount;

tenth, to the Class M-10 Certificates, the related Monthly Interest Distributable
Amount; and

eleventh, to the Class B Certificates, the related Monthly Interest Distributable
Amount.

(iv)          Any Group I Interest Remittance Amount or any Group II Interest
Remittance Amount remaining undistributed following distributions pursuant to Section 4.01(a)(iii) shall be used in determining the amount of Net Monthly Excess Cashflow, if any, for such Distribution Date.

(b)           On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is
in effect, the Class A Certificates, the Mezzanine Certificates and the Class B Certificates shall be entitled to receive distributions in respect of principal to the extent of the Group I Principal Distribution Amount and the Group II Principal
Distribution Amount in the following amounts and order of priority:

(i)            the Group I Principal Distribution Amount will be
distributed as follows:

(A)          first, to the Supplemental
Interest Trust Trustee for payment to the Swap Counterparty, the Group I Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group I Swap Termination Payment (including any amount not
paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance
Amount and the Group II Interest Remittance Amount for such Distribution Date;

(B)           second, to the
Supplemental Interest Trust Trustee for payment to the Swap Counterparty, the Group II Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group II Swap Termination Payment (including
any amount not paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I
Interest Remittance Amount, the Group II Interest Remittance Amount and the Group II Principal Distribution Amount for such Distribution Date;

(C)           third, to the Final
Maturity Reserve Trust, the Group I Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount for such Distribution Date;

(D)          fourth, to the Final Maturity
Reserve Trust, the Group II Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount, the Group II Interest Remittance Amount and the Group II Principal Distribution Amount for such
Distribution Date;

(E)           fifth, to the Class I-A
Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and

(F)           sixth, to the Group II
Senior Certificates (allocated among the Group II Senior Certificates in the priority described in Section 4.01(b)(v)), until the Certificate Principal Balances thereof have been reduced to zero.

(ii)           the Group II Principal Distribution Amount will be
distributed as follows:

(A)          first, to the Supplemental
Interest Trust Trustee for payment to the Swap Counterparty, the Group II Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group II Swap Termination Payment (including any amount
not paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I Interest
Remittance Amount and the Group II Interest Remittance Amount for such Distribution Date;

(B)           second, to the
Supplemental Interest Trust Trustee for payment to the Swap Counterparty, the Group I Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group I Swap Termination Payment (including
any amount not paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I
Interest Remittance Amount, the Group II Interest Remittance Amount and the Group I Principal Distribution Amount for such Distribution Date;

(C)           third, to the Final
Maturity Reserve Trust, the Group II Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount for such Distribution Date;

(D)          fourth, to the Final Maturity
Reserve Trust, the Group I Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount, the Group II Interest Remittance Amount and the Group I Principal Distribution Amount for such
Distribution Date;

(E)           fifth, to the Group II
Senior Certificates (allocated among the Group II Senior Certificates in the priority described in Section 4.01(b)(v)) until the Certificate Principal Balances thereof have been reduced to zero; and

(F)           sixth, to the Class I-A
Certificates, until the Certificate Principal Balance thereof has been reduced to zero.

(iii)          the sum of any Group I Principal Distribution Amount and Group II
Principal Distribution Amount remaining undistributed following the distributions pursuant to Sections 4.01(b)(i) and (ii) shall be distributed in the following order of priority:

first, to the Class M‐1 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

second, to the Class M‐2 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

third, to the Class M‐3 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

fourth, to the Class M‐4 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

fifth, to the Class M‐5 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

sixth, to the Class M‐6 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

seventh, to the Class M‐7 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

eighth, to the Class M‐8 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

ninth, to the Class M‐9 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero;

tenth, to the Class M-10 Certificates, until the Certificate Principal Balance
thereof has been reduced to zero; and

eleventh, to the Class B Certificates, until the Certificate Principal Balance
thereof has been reduced to zero.

(iv)          Any principal remaining undistributed pursuant to Sections 4.01(b)(i), (ii) and
(iii) above shall be used in determining the amount of Net Monthly Excess Cashflow, if any, for such Distribution Date.

(v)           With respect to the Group II Senior Certificates, all principal distributions will be
allocated sequentially, to the Class II-A1 Certificates, the Class II-A2 Certificates, the Class II-A3 Certificates and the Class II-A4 Certificates, in each case, until their Certificate Principal Balances have been reduced to zero, with the exception that beginning
on the first Distribution Date on or after which the Certificate Principal Balances of the Mezzanine Certificates and the Class B Certificates have been reduced to zero and the Net Monthly Excess Cashflow and Overcollateralized Amount for such Distribution Date are
insufficient to cover Realized Losses on the Group II Mortgage Loans, principal distributions among the Group II Senior Certificates will be allocated, pro rata, based on their Certificate Principal Balances, in each case, until their Certificate Principal
Balances have been reduced to zero.

(c)           On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event
is not in effect, the Class A Certificates, the Mezzanine Certificates and the Class B Certificates shall be entitled to receive distributions in respect of principal to the extent of the Group I Principal Distribution Amount and the Group II
Principal Distribution Amount in the following amounts and order of priority:

(i)            the Group I Principal Distribution Amount will be
distributed as follows:

(A)          first, to the Supplemental
Interest Trust Trustee for payment to the Swap Counterparty, the Group I Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group I Swap Termination Payment (including any amount not
paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance
Amount and the Group II Interest Remittance Amount for such Distribution Date;

(B)           second, to the
Supplemental Interest Trust Trustee for payment to the Swap Counterparty, the Group II Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group II Swap Termination Payment (including
any amount not paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I
Interest Remittance Amount, the Group II Interest Remittance Amount and the Group II Principal Distribution Amount for such Distribution Date;

(C)           third, to the Final
Maturity Reserve Trust, the Group I Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount for such Distribution Date;

(D)          fourth, to the Final Maturity
Reserve Trust, the Group II Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount, the Group II Interest Remittance Amount and the Group II Principal Distribution Amount for such
Distribution Date;

(E)           fifth, to the Class I-A
Certificates, the Group I Senior Principal Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero; and

(F)           sixth, to the Group II
Senior Certificates, the Group II Senior Principal Distribution Amount, to the extent not paid pursuant to Section 4.01(c)(ii)(E) (allocated among the Group II Senior Certificates in the priority described in Section 4.01(c)(v)), until the Certificate Principal
Balances thereof have been reduced to zero.

(ii)           the Group II Principal Distribution Amount will be
distributed as follows:

(A)          first, to the Supplemental
Interest Trust Trustee for payment to the Swap Counterparty, the Group II Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group II Swap Termination Payment (including any amount
not paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I Interest
Remittance Amount and the Group II Interest Remittance Amount for such Distribution Date;

(B)           second, to the
Supplemental Interest Trust Trustee for payment to the Swap Counterparty, the Group I Net Swap Payment, provided a Swap Default with respect to the Swap Counterparty has not occurred and is not continuing, and any unpaid Group I Swap Termination Payment (including
any amount not paid on prior Distribution Dates) (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)), as applicable, remaining unpaid after giving effect to the distribution of the Group I
Interest Remittance Amount, the Group II Interest Remittance Amount and the Group I Principal Distribution Amount for such Distribution Date;

(C)           third, to the Final
Maturity Reserve Trust, the Group II Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount for such Distribution Date;

(D)          fourth, to the Final Maturity
Reserve Trust, the Group I Final Maturity Reserve Amount, if any, remaining unpaid after giving effect to the distribution of the Group I Interest Remittance Amount, the Group II Interest Remittance Amount and the Group I Principal Distribution Amount for such
Distribution Date;

(E)           fifth, to the Group II
Senior Certificates, the Group II Senior Principal Distribution Amount (allocated among the Group II Senior Certificates in the priority described in Section 4.01(c)(v)), until the Certificate Principal Balances thereof have been reduced to zero; and

(F)           sixth, to the Class I-A
Certificates, the Group I Senior Principal Distribution Amount, to the extent not paid pursuant to Section 4.01(c)(i)(E), until the Certificate Principal Balance thereof has been reduced to zero.

(iii)          the sum of any Group I Principal Distribution Amount and Group II
Principal Distribution Amount remaining undistributed following the distribution pursuant to Sections 4.01(c)(i) and (ii) shall be distributed in the following order of priority:

first, to the Class M‐1 Certificates, the Class M-2 Certificates and the
Class M-3 Certificates, sequentially, in this order, the Class M‐3 Principal Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero;

second, to the Class M‐4 Certificates, the Class M‐4 Principal
Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero;

third, to the Class M‐5 Certificates, the Class M‐5 Principal
Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero;

fourth, to the Class M‐6 Certificates, the Class M‐6 Principal
Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero;

fifth, to the Class M‐7 Certificates, the Class M‐7 Principal
Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero;

sixth, to the Class M‐8 Certificates, the Class M‐8 Principal
Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero;

seventh, to the Class M‐9 Certificates, the Class M‐9 Principal
Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero;

eighth, to the Class M‐10 Certificates, the Class M‐10 Principal
Distribution Amount, until the Certificate Principal Balance thereof has been reduced to zero; and

ninth, to the Class B Certificates, the Class B Principal Distribution Amount,
until the Certificate Principal Balance thereof has been reduced to zero.

(iv)          Any principal remaining undistributed following distributions pursuant to Sections
4.01(c)(i), (ii) and (iii) shall be used in determining the amount of Net Monthly Excess Cashflow, if any, for such Distribution Date.

(v)           With respect to the Group II Senior Certificates, all principal distributions will be
allocated sequentially, to the Class II-A1 Certificates, the Class II-A2 Certificates, the Class II-A3 Certificates and the Class II-A4 Certificates, in each case, until their Certificate Principal Balances have been reduced to zero, with the exception that beginning
on the first Distribution Date on or after which the Certificate Principal Balances of the Mezzanine Certificates and the Class B Certificates have been reduced to zero and the Net Monthly Excess Cashflow and Overcollateralized Amount for such Distribution Date are
insufficient to cover realized losses on the Group II Mortgage Loans, principal distributions among the Group II Senior Certificates will be allocated, pro rata, based on their Certificate Principal Balances, in each case, until their Certificate Principal Balances
have been reduced to zero.

(d)           (i)            On each
Distribution Date, the Trustee shall distribute any Net Monthly Excess Cashflow in the following order of priority, in each case to the extent of the Net Monthly Excess Cashflow remaining undistributed:

(a)           to the Class or Classes of Certificates then entitled to receive distributions in
respect of principal, in an amount equal to the sum of any Extra Principal Distribution Amount and the Remaining Principal Distribution Amount for such Distribution Date, payable to such Class or Classes of Certificates as part of the Group I Principal Distribution
Amount or the Group II Principal Distribution Amount, as applicable, pursuant to Section 4.01(b) or Section 4.01(c) above, as applicable;

(b)           concurrently, to the Class A Certificates, in an amount equal to the Unpaid
Interest Shortfall Amount, if any, for such Classes for such Distribution Date to the extent remaining unpaid after distribution of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount on such Distribution Date,
allocated among such classes, pro rata, based on their respective entitlements;

(c)           to the Class M‐1 Certificates, in an amount equal to the Unpaid Interest
Shortfall Amount, if any, for such Class for such Distribution Date;

(d)           to the Class M‐1 Certificates, in an amount equal to the Allocated Realized
Loss Amount, if any, for such Class for such Distribution Date;

(e)           to the Class M-2 Certificates, in an amount equal to the Unpaid Interest Shortfall
Amount, if any, for such Class for such Distribution Date;

(f)            to the Class M-2 Certificates, in an amount equal to the Allocated Realized
Loss Amount, if any, for such Class for such Distribution Date;

(g)           to the Class M-3 Certificates, in an amount equal to the Unpaid Interest Shortfall
Amount, if any, for such Class for such Distribution Date;

(h)           to the Class M-3 Certificates, in an amount equal to the Allocated Realized Loss
Amount, if any, for such Class for such Distribution Date;

(i)            to the Class M‐4 Certificates, in an amount equal to the Unpaid Interest
Shortfall Amount, if any, for such Class for such Distribution Date;

(j)            to the Class M‐4 Certificates, in an amount equal to the Allocated
Realized Loss Amount, if any, for such Class for such Distribution Date;

(k)           to the Class M-5 Certificates, in an amount equal to the Unpaid Interest Shortfall
Amount, if any, for such Class for such Distribution Date;

(l)            to the Class M-5 Certificates, in an amount equal to the Allocated Realized
Loss Amount, if any, for such Class for such Distribution Date;

(m)          to the Class M-6 Certificates, in an amount equal to the Unpaid Interest Shortfall Amount,
if any, for such Class for such Distribution Date;

(n)           to the Class M-6 Certificates, in an amount equal to the Allocated Realized Loss
Amount, if any, for such Class for such Distribution Date;

(o)           to the Class M-7 Certificates, in an amount equal to the Unpaid Interest Shortfall
Amount, if any, for such Class for such Distribution Date;

(p)           to the Class M-7 Certificates, in an amount equal to the Allocated Realized Loss
Amount, if any, for such Class for such Distribution Date;

(q)           to the Class M‐8 Certificates, in an amount equal to the Unpaid Interest Shortfall
Amount, if any, for such Class for such Distribution Date;

(r)            to the Class M‐8 Certificates, in an amount equal to the Allocated
Realized Loss Amount, if any, for such Class for such Distribution Date;

(s)           to the Class M‐9 Certificates, in an amount equal to the Unpaid Interest
Shortfall Amount, if any, for such Class for such Distribution Date;

(t)            to the Class M‐9 Certificates, in an amount equal to the Allocated
Realized Loss Amount, if any, for such Class for such Distribution Date;

(u)           to the Class M-10 Certificates, in an amount equal to the Unpaid Interest Shortfall
Amount, if any, for such Class for such Distribution Date;

(v)           to the Class M-10 Certificates, in an amount equal to the Allocated Realized Loss
Amount, if any, for such Class for such Distribution Date;

(w)          to the Class B Certificates, in an amount equal to the Unpaid Interest Shortfall Amount,
if any, for such Class for such Distribution Date;

(x)            to the Class B Certificates, in an amount equal to the Allocated Realized Loss
Amount, if any, for such Class for such Distribution Date;

(y)           to the Reserve Fund, the amount equal to the difference between any Net WAC Rate
Carryover Amounts with respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates for such Distribution Date and any amounts deposited in the Reserve Fund pursuant to this Section 4.01(d)(i)(y) that were not distributed on prior
Distribution Dates (or, if no Net WAC Rate Carryover Amounts are payable to such Classes of Certificates on such Distribution Date, to the Reserve Fund, an amount such that when added to other amounts already on deposit in the Reserve Fund, the aggregate amount on
deposit therein is equal to $1,000);

(z)            to the Supplemental Interest Trust Trustee, for payment to the Swap
Counterparty, any unpaid Swap Termination Payment payable by the Supplemental Interest Trust Trustee (including any amount remaining unpaid from prior Distribution Dates) (only if the Swap Counterparty is the Defaulting Party or the sole Affected Party (each as
defined in the Swap Agreement));

(aa)         to the Final Maturity Reserve Trust, the Supplemental Final Maturity Reserve Amount for such
Distribution Date;

(bb)         if such Distribution Date follows the Prepayment Period during which occurs the latest date on
which a Prepayment Charge may be required to be paid in respect of any Mortgage Loans, to REMIC PX, as holder of the Class P Interest, in reduction of the Uncertificated Principal Balance thereof, until the Uncertificated Principal Balance thereof is reduced to
zero;

(cc)         to REMIC CX, as holder of the Class C Interest, the sum of (A) the Monthly Interest
Distributable Amount for the Class C Interest, plus (B) until the Uncertificated Principal Balance of the Class C Interest is reduced to zero, any Overcollateralization Release Amount for such Distribution Date, plus (C) until the Uncertificated Principal Balance of
the Class C Interest is reduced to zero, on any Distribution Date on which the Certificate Principal Balances of the Class A Certificates, the Mezzanine Certificates and the Class B Certificates has been reduced to zero, any remaining amounts for such Distribution
Date (in both cases, net of such portion of amounts payable pursuant to this Section 4.01(d)(i)(cc) that were paid pursuant to Section 4.01(d)(i)(y) above); and

(dd)         any remaining amounts to the Class R Certificates (in respect of the appropriate Class R-3
Interest).

(ii)           On each Distribution Date, after making the distributions of the Available Funds as
provided in this Section 4.01 (except pursuant to Section 4.01(d)(iii)), the Trustee shall withdraw from the Reserve Fund the amounts on deposit therein and shall distribute such amounts in the following order of priority:  first, concurrently, to the Class A
Certificates, up to the amount of the related Net WAC Rate Carryover Amount, allocated among the Class A Certificates, pro rata, based on their respective Net WAC Rate Carryover Amounts; then, to the Mezzanine Certificates and the Class B Certificates, up to
the amount of the related Net WAC Rate Carryover Amount, in the following order of priority:  first to the Class M‐1 Certificates, second to the Class M‐2 Certificates, third to the Class M‐3 Certificates, fourth to
the Class M‐4 Certificates, fifth to the Class M‐5 Certificates, sixth to the Class M‐6 Certificates, seventh to the Class M‐7 Certificates, eighth to the Class M‐8 Certificates, ninth to the Class
M‐9 Certificates, tenth to the Class M-10 Certificates, and eleventh to the Class B Certificates, in each case to the extent of such amounts remaining in the Reserve Fund.

On the Distribution Date on which the Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and the Class B Certificates has been reduced to zero, after making
all other distributions on such Distribution Date (including to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates out of the Reserve Fund), the Trustee shall distribute all remaining amounts in the Reserve Fund to the Class C
Certificates.

(iii)          On the earlier of the Distribution Date in November 2036 and the termination of the Trust
after giving effect to all other distributions pursuant to this Section 4.01, the Trustee shall withdraw from the Final Maturity Reserve Account funds on deposit therein and shall distribute such amounts in the following order of priority:

(a)           concurrently, to the Class A Certificates, in reduction of their respective
Certificate Principal Balances, pro rata, based on their Certificate Principal Balances, until the Certificate Principal Balances thereof have been reduced to zero;

(b)           to the Mezzanine Certificates and the Class B Certificates, in reduction of their
respective Certificate Principal Balances, in the following order of priority:  first to the Class M‐1 Certificates, second to the Class M‐2 Certificates, third to the Class M‐3 Certificates, fourth to the Class
M‐4 Certificates, fifth to the Class M‐5 Certificates, sixth to the Class M‐6 Certificates, seventh to the Class M‐7 Certificates, eighth to the Class M‐8 Certificates, ninth to the Class M‐9
Certificates, tenth to the Class M-10 Certificates, and eleventh to the Class B Certificates, in each case until the Certificate Principal Balances thereof have been reduced to zero;

(c)           concurrently, to the Class A Certificates, up to the amount of the related Monthly
Interest Distributable Amount and any Unpaid Interest Shortfall Amount for such Classes remaining unpaid after giving effect to all other distributions pursuant to this Section 4.01, in each case allocated among the Class A Certificates, pro rata, based on
their Monthly Interest Distributable Amounts and any Unpaid Interest Shortfall Amounts;

(d)           to the Mezzanine Certificates and the Class B Certificates, up to the amount of the
related Monthly Interest Distributable Amount for such Classes remaining unpaid after giving effect to all other distributions pursuant to this Section 4.01, allocated among the Mezzanine Certificates and the Class B Certificates in the following order of
priority:  first to the Class M‐1 Certificates, second to the Class M‐2 Certificates, third to the Class M‐3 Certificates, fourth to the Class M‐4 Certificates, fifth to the Class M‐5 Certificates,
sixth to the Class M‐6 Certificates, seventh to the Class M‐7 Certificates, eighth to the Class M‐8 Certificates, ninth to the Class M‐9 Certificates, tenth to the Class M-10 Certificates, and eleventh
to the Class B Certificates;

(e)           to the Mezzanine Certificates and the Class B Certificates, up to the amount of any
related Unpaid Interest Shortfall Amount for such Classes remaining unpaid after giving effect to all other distributions pursuant to this Section 4.01, allocated among the Mezzanine Certificates and the Class B Certificates in the following order of priority: 
first to the Class M‐1 Certificates, second to the Class M‐2 Certificates, third to the Class M‐3 Certificates, fourth to the Class M‐4 Certificates, fifth to the Class M‐5 Certificates, sixth to
the Class M‐6 Certificates, seventh to the Class M‐7 Certificates, eighth to the Class M‐8 Certificates, ninth to the Class M‐9 Certificates, tenth to the Class M-10 Certificates, and eleventh to the Class B
Certificates;

(f)            concurrently, to the Class A Certificates, up to the amount of the related Net
WAC Rate Carryover Amount remaining unpaid after giving effect to all other distributions pursuant to this Section 4.01, allocated among the Class A Certificates, pro rata, based on their unpaid Net WAC Rate Carryover Amounts;

(g)           to the Mezzanine Certificates and the Class B Certificates, up to the amount of the
related Net WAC Rate Carryover Amount remaining unpaid after giving effect to all other distributions pursuant to this Section 4.01, in the following order of priority:  first to the Class M‐1 Certificates, second to the Class M‐2
Certificates, third to the Class M‐3 Certificates, fourth to the Class M‐4 Certificates, fifth to the Class M‐5 Certificates, sixth to the Class M‐6 Certificates, seventh to the Class M‐7 Certificates,
eighth to the Class M‐8 Certificates, ninth to the Class M‐9 Certificates, tenth to the Class M-10 Certificates, and eleventh to the Class B Certificates;

(h)           to the Mezzanine Certificates and the Class B Certificates, up to the amount of the
related Allocated Realized Loss Amount remaining unpaid after giving effect to all other distributions pursuant to this Section 4.01, in the following order of priority:  first to the Class M‐1 Certificates, second to the Class M‐2
Certificates, third to the Class M‐3 Certificates, fourth to the Class M‐4 Certificates, fifth to the Class M‐5 Certificates, sixth to the Class M‐6 Certificates, seventh to the Class M‐7 Certificates,
eighth to the Class M‐8 Certificates, ninth to the Class M‐9 Certificates, tenth to the Class M-10 Certificates, and eleventh to the Class B Certificates;

(i)            to the Supplemental Interest Trust Trustee, for payment to the Swap
Counterparty, any unpaid Swap Termination Payment payable by the Supplemental Interest Trust Trustee (including any amount remaining unpaid from prior Distribution Dates) (only if the Swap Counterparty is the Defaulting Party or the sole Affected Party (each as
defined in the Swap Agreement)) to the extent not paid with Net Monthly Excess Cashflow on such Distribution Date; and

(j)            to the Class C Certificates, any remaining amount.

Amounts held by the Final Maturity Reserve Trust shall be deemed to be distributed first from amounts received from the Supplemental Interest Trust, if any, and then from all other
amounts.  Except as provided in the preceding sentence, all amounts distributable to the Class I-A Certificates on account of the Mortgage Loans, shall be distributable first on account of the Group I Mortgage Loans.  On the Distribution Date on which the
funds are distributed from the Final Maturity Reserve Trust pursuant to this Section 4.01(d)(iii), after making all distributions pursuant to this Section 4.01(d)(iii) (other than pursuant to Section 4.01(d)(iii)(j)), the Trustee shall distribute to itself all
amounts remaining in the Final Maturity Reserve Trust that were deposited in the Final Maturity Reserve Account from the Supplemental Interest Trust and shall distribute all other amounts remaining in the Final Maturity Reserve Trust pursuant to Section
4.01(d)(iii)(j).

(iv)          On each Distribution Date, the Supplemental Interest Trust Trustee shall withdraw from the
Supplemental Interest Account the amounts equal to the Net Swap Payment and the Swap Termination Payment payable by the Supplemental Interest Trust Trustee that are required to be deposited in the Supplemental Interest Account pursuant to this Section 4.01 with
respect to such Distribution Date and shall distribute such amounts to the Swap Counterparty on such Distribution Date.  On each Distribution Date, the Supplemental Interest Trust Trustee shall withdraw from the Supplemental Interest Account the Net Counterparty
Payment and the Swap Termination Payment payable by the Swap Counterparty and received by the Supplemental Interest Trust Trustee from the Swap Counterparty and deposited in the Supplemental Interest Account and the initial deposit of $1,000 and shall distribute such
amounts as follows (provided the Swap Termination Payment shall be distributed as provided in Section 3.30(c)): 

(a)           first, for payment to the Swap Counterparty, any unpaid Swap Termination
Payment payable by the Supplemental Interest Trust Trustee, including any amount remaining unpaid from prior Distribution Dates (unless the Swap Counterparty is the Defaulting Party or the sole Affected Party (each, as defined in the Swap Agreement)); and

(b)           second,

(A)          if the NIM Notes are outstanding, for payment in the amounts and in accordance with
priorities (a) through (cc) of Section 4.01(d)(i) to the extent not paid with Net Monthly Excess Cashflow on such Distribution Date; provided the amount distributable to the Class C Certificates pursuant to Section 4.01(d)(i)(cc) shall be equal to the lesser of (I)
the amount remaining after distribution of the amount in the Supplemental Interest Account pursuant to Sections 4.01(d)(i)(a) through (bb) on such Distribution Date and (II) the Class C NIM Payment Amount for such Distribution Date; or

 

(B)           if the NIM Notes are not outstanding, for payment in the amounts and in accordance
with priorities (a) through (aa) of Section 4.01(d)(i) to the extent not paid with Net Monthly Excess Cashflow on such Distribution Date.

 

provided, however, that the amount that shall be distributed pursuant to Section 4.01(d)(iv)(b) priority (i) cannot exceed the aggregate Realized Losses reduced by the aggregate of amounts
previously distributed pursuant to this Section 4.01(d)(iv)(b) priority (i).

 

Any amounts in the Supplemental Interest Account received from the Swap Counterparty and not distributed on a Distribution Date after payments pursuant to Section 4.01(d)(iv)(b)(B) will remain
in the Supplemental Interest Account and be distributed pursuant to Section 4.01(d)(iv)(b)(B) on the next Distribution Date.  On the Distribution Date on which the Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and the
Class B Certificates has been reduced to zero, after making all other distributions on such Distribution Date (including to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates out of the Supplemental Interest Account), the Supplemental
Interest Trust Trustee shall distribute all remaining amounts in the Supplemental Interest Account to itself.

(v)           On each Distribution Date, all amounts representing Prepayment Charges in respect of
the Mortgage Loans received during the related Prepayment Period shall be withdrawn from the Distribution Account and distributed by the Trustee to the Class P Interest, and shall not be available for distribution to any other Class of Certificates.  On each
Distribution Date, all amounts representing any Servicer Prepayment Charge Payment Amounts paid by or collected by the Servicer during the related Prepayment Period shall be withdrawn from the Distribution Account and distributed by the Trustee to the Class P
Interest, and shall not be available for distribution to any other Class of Certificates.  The payment of the foregoing amounts in respect of such Regular Interests shall not reduce the Uncertificated Principal Balance thereof.

(e)           [Reserved].

(f)            All distributions made with respect to each Class of Certificates on each Distribution Date
shall be allocated pro rata among the outstanding Certificates in such Class based on their respective Percentage Interests.  Payments in respect of each Class of Certificates on each Distribution Date will be made to the Holders of the respective Class
of record on the related Record Date (except as otherwise provided in this Section 4.01 or Section 9.01 respecting the final distribution on such Class), based on the aggregate Percentage Interest represented by their respective Certificates, and shall be
made by wire transfer of immediately available funds to the account of any such Holder at a bank or other entity having appropriate facilities therefor, if such Holder shall have so notified the Trustee in writing at least five Business Days prior to the Record Date
immediately prior to such Distribution Date and is the registered owner of Certificates having an initial aggregate Certificate Principal Balance or Notional Amount that is in excess of the lesser of (i) $5,000,000 or (ii) two‐thirds of the Original
Class Certificate Principal Balance or Original Class Notional Amount of such Class of Certificates, or otherwise by check mailed by first class mail to the address of such Holder appearing in the Certificate Register.  The final distribution on each Certificate
shall be made in like manner, but only upon presentment and surrender of such Certificate at the Corporate Trust Office of the Trustee or such other location specified in the notice to Certificateholders of such final distribution.

Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, which shall credit the amount of such distribution to the accounts of its Depository Participants in
accordance with its normal procedures.  Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or
“indirect participating firm”) for which it acts as agent.  Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents.  All such credits and disbursements with respect to a Book-Entry Certificate
are to be made by the Depository and the Depository Participants in accordance with the provisions of the Certificates.  None of the Trustee, the Delaware Trustee, the Depositor, the Servicer or the Seller shall have any responsibility therefor except as
otherwise provided by applicable law.

(g)           The rights of the Certificateholders to receive distributions in respect of the Certificates, and all
interests of the Certificateholders in such distributions, shall be as set forth in this Agreement.  None of the Holders of any Class of Certificates, the Trustee, the Delaware Trustee or the Servicer shall in any way be responsible or liable to the Holders of
any other Class of Certificates in respect of amounts properly previously distributed on the Certificates.

(h)           Except as otherwise provided in Section 9.01, whenever the Trustee expects that the final
distribution with respect to any Class of Certificates shall be made on the next Distribution Date, the Trustee shall, no later than three (3) days before the related Distribution Date, mail to the NIMS Insurer and each Holder on such date of such Class of
Certificates a notice to the effect that:

(i)            the Trustee expects that the final distribution with respect to such Class of
Certificates will be made on such Distribution Date but only upon presentation and surrender of such Certificates at the office of the Trustee therein specified, and

(ii)           no interest shall accrue on such Certificates from and after the end of the related
Accrual Period.

Any funds not distributed to any Holder or Holders of Certificates of such Class on such Distribution Date because of the failure of such Holder or Holders to tender their Certificates shall,
on such date, be set aside and held in trust by the Trustee and credited to the account of the appropriate non‐tendering Holder or Holders.  If any Certificates as to which notice has been given pursuant to this Section 4.01(h) shall not have been
surrendered for cancellation within six months after the time specified in such notice, the Trustee shall mail a second notice to the remaining non‐tendering Certificateholders to surrender their Certificates for cancellation in order to receive the final
distribution with respect thereto.  If within one year after the second notice all such Certificates shall not have been surrendered for cancellation, the Trustee shall, directly or through an agent, mail a final notice to the remaining non‐tendering
Certificateholders concerning surrender of their Certificates but shall continue to hold any remaining funds for the benefit of non‐tendering Certificateholders.  The costs and expenses of maintaining the funds in trust and of contacting such
Certificateholders shall be paid out of the assets remaining in such trust fund.  If within one year after the final notice any such Certificates shall not have been surrendered for cancellation, the Trustee shall pay to WaMu Capital Corp. and Lehman
Brothers Inc., equally, all such amounts, and all rights of non‐tendering Certificateholders in or to such amounts shall thereupon cease.  No interest shall accrue or be payable to any Certificateholder on any amount held in trust by the Trustee as a
result of such Certificateholder’s failure to surrender its Certificate(s) for final payment thereof in accordance with this Section 4.01(h).

(i)            Notwithstanding anything to the contrary herein, (i) in no event shall the Certificate
Principal Balance of a Mezzanine Certificate or a Class B Certificate be reduced more than once in respect of any particular amount both (a) allocated to such Certificate in respect of Realized Losses pursuant to Section 4.06 and (b) distributed to
such Certificate in reduction of the Certificate Principal Balance thereof pursuant to this Section 4.01, and (ii) in no event shall the Uncertificated Principal Balance of a REMIC Regular Interest be reduced more than once in respect of any particular
amount both (a) allocated to such REMIC Regular Interest in respect of Realized Losses pursuant to Section 4.06 and (b) distributed on such REMIC Regular Interest in reduction of the Uncertificated Principal Balance thereof pursuant to
Section 4.05.

(j)            Any amounts distributed to REMIC CX on any Distribution Date in respect of the Class C
Interest under Section 4.01(d)(i) shall, on such Distribution Date, be distributed by REMIC CX to the Holders of the Class C Certificates.  Any amounts remaining in REMIC CX shall be distributed to the Holders of the Class R-CX Certificates in respect of
the Class R-CX Interest.  Any amounts distributed to REMIC PX on any Distribution Date in respect of the Class P Interest shall, on such Distribution Date, be distributed by REMIC PX to the Holders of the Class P Certificates.  Any amounts remaining in
REMIC PX shall be distributed to the Holders of the Class R-PX Certificates in respect of the Class R-PX Interest.  Any amounts distributed to REMIC SwapX on any Distribution Date in respect of the Class Swap IO Interest under Section 4.01(d)(i) shall, on
such Distribution Date, be distributed by REMIC CX to the Holders of the Class C Certificates.  Any amounts remaining in REMIC CX shall be distributed to the Holders of the Class R-CX Certificates in respect of the Class R-CX Interest.  For the
avoidance of doubt, the provisions of Sections 4.01(f), 4.01(g) and 4.01(h) shall apply to the Class C Certificates and the Class P Certificates.

(k)           For purposes of distributions pursuant to Section 4.01(d)(iv)(b) and for purposes of determining the
Class C NIM Payment Amount, the Trustee shall use, and shall be entitled to rely on, the information provided to the Trustee by or on behalf of (i) the Holders of all of the Class C Certificates as to whether and when the NIM Notes have been issued and outstanding
and (ii) the indenture trustee under the Indenture with respect to the amount necessary to pay in full the NIM Notes as provided in the Indenture and to pay in full any amounts owed to the NIMS Insurer as provided in the Indenture.  The Trustee shall determine
the Class C NIM Payment Amount for any Distribution Date using the most current information with respect to such amounts available to the Trustee on such Distribution Date.

Section 4.02                Preference Claims.

The Trustee shall promptly notify the NIMS Insurer of any proceeding or the institution of any action, of which a Responsible Officer of the Trustee has actual knowledge, seeking the avoidance
as a preferential transfer under applicable bankruptcy, insolvency, receivership or similar law (a “Preference Claim”) of any distribution made with respect to the Class C Certificates or the Class P Certificates.  Each Holder of the Class C
Certificates or the Class P Certificates, by its purchase of such Certificates, the Servicer, the Trustee and the Delaware Trustee hereby agree that the NIMS Insurer may at any time during the continuation of any proceeding relating to a Preference Claim direct all
matters relating to such Preference Claim, including, without limitation, (i) the direction of any appeal of any order relating to such Preference Claim and (ii) the posting of any surety, supersedeas or performance bond pending any such appeal.  In
addition and without limitation of the foregoing, the NIMS Insurer shall be subrogated to the rights of the Servicer, the Trustee, the Delaware Trustee and each Holder of the Class C Certificates and the Class P Certificates in the conduct of any such Preference
Claim, including, without limitation, all rights of any party to an adversary proceeding action with respect to any court order issued in connection with any such Preference Claim; provided, however, that the NIMS Insurer will not have any rights with respect to any
Preference Claim set forth in this paragraph unless the Trustee, as indenture trustee or indenture administrator with respect to the Insured NIM Notes or the holder of any Insured NIM Notes has been required to relinquish a distribution made on the Class C
Certificates, the Class P Certificates or the Insured NIM Notes, as applicable, and the NIMS Insurer made a payment in respect of such relinquished amount.

Section 4.03                Statements.

(a)           On each Distribution Date, the Trustee shall prepare and make available to each Holder of the Regular
Certificates, the Servicer, the NIMS Insurer, the Swap Counterparty, the indenture trustee under the Indenture and the Rating Agencies a statement by electronic medium (as set forth in the penultimate paragraph of this Section 4.03(a)), based on information provided
to the Trustee by the Servicer or the Swap Counterparty, as to the distributions made on such Distribution Date:

(i)                the record dates, the accrual period, the determination
date and the distribution date;

(ii)               the amount of the distribution made on such Distribution
Date to the Holders of each Class of Regular Certificates, separately identified, allocable to principal and the amount of the distribution made to the Holders of the Class P Certificates allocable to Prepayment Charges and Servicer Prepayment Charge Payment
Amounts;

(iii)              the amount of the distribution made on such Distribution Date to
the Holders of each Class of Regular Certificates (other than the Class P Certificates), allocable to interest and the Pass-Through Rates, separately identified;

(iv)             the Overcollateralized Amount, the Overcollateralization Release Amount,
the Overcollateralization Deficiency Amount and the Overcollateralization Target Amount as of such Distribution Date and the Excess Overcollateralized Amount for the Mortgage Pool for such Distribution Date;

(v)              by Loan Group and in the aggregate amount of servicing compensation
received by the Servicer with respect to the related Due Period and such other customary information as the Trustee deems necessary or desirable, or which a Certificateholder reasonably requests, to enable Certificateholders to prepare their tax returns;

(vi)             the Group I Interest Remittance Amount and the Group II Interest
Remittance Amount and the Group I Principal Remittance Amount and the Group II Principal Remittance Amount for such Distribution Date;

(vii)            the aggregate amount of Advances and Servicing Advances for the related Due
Period, the amount of unrecovered Advances and Servicing Advances (after giving effect to Advances and Servicing Advances made on the Distribution Date) outstanding and the amount of Nonrecoverable Advances and Servicing Advances for such Distribution
Date;

(viii)           the number and aggregate Stated Principal Balance of the Group I Mortgage Loans,
the Group II Mortgage Loans and all Mortgage Loans at the Close of Business at the end of the related Due Period and at the beginning of the related Due Period;

(ix)              the number, aggregate principal balance, weighted average
remaining term to maturity and weighted average Mortgage Rate of the Mortgage Loans as of the related Determination Date;

(x)               by Loan Group and in the aggregate, the number and aggregate
unpaid principal balance of Mortgage Loans (a) delinquent 30‐59 days, (b) delinquent 60‐89 days, (c) delinquent 90-119 days and (d) 120 or more days in each case, as of the last day of the preceding calendar month provided, however
that any aggregate unpaid principal balance of Mortgage Loans shall be reported as of the last day of the related Due Period, (d) as to which foreclosure proceedings have been commenced and (e) with respect to which the related Mortgagor has filed for
protection under applicable bankruptcy laws, with respect to whom bankruptcy proceedings are pending or with respect to whom bankruptcy protection is in force;

(xi)              with respect to any Mortgage Loan that became an REO Property
during the preceding Prepayment Period, the unpaid principal balance and the Principal Balance of such Mortgage Loan as of the date it became an REO Property;

(xii)             the total number and cumulative principal balance of all REO Properties
as of the Close of Business of the last day of the preceding Prepayment Period;

(xiii)            by Loan Group and in the aggregate, the aggregate amount of Principal
Prepayments made during the related Prepayment Period;

(xiv)            by Loan Group and in the aggregate, the aggregate amount of principal and
interest Realized Losses incurred during the related Prepayment Period and the cumulative amount of principal and interest Realized Losses;

(xv)             the aggregate amount of Extraordinary Trust Fund Expenses withdrawn from
the Collection Account or the Distribution Account for such Distribution Date;

(xvi)            the Certificate Principal Balance of the Class A Certificates, the Mezzanine
Certificates, the Class B Certificates and the Class C Certificates, before and after giving effect to the distributions made on such Distribution Date, and the Notional Amount of the Class C Certificates, after giving effect to the distributions made on such
Distribution Date;

(xvii)           the Monthly Interest Distributable Amount in respect of the Class A Certificates,
the Mezzanine Certificates, the Class B Certificates and the Class C Certificates for such Distribution Date and the Unpaid Interest Shortfall Amount, if any, with respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates for such
Distribution Date;

(xviii)          by Loan Group and in the aggregate, the aggregate amount of any Net Prepayment Interest
Shortfalls for such Distribution Date, to the extent not covered by payments by the Servicer pursuant to Section 3.24, and the aggregate amount of any Relief Act Interest Shortfalls for such Distribution Date;

(xix)            the Credit Enhancement Percentage for such Distribution Date;

(xx)             the related Net WAC Rate Carryover Amount for the Class A Certificates,
the Mezzanine Certificates and the Class B Certificates, if any, for such Distribution Date and the amount remaining unpaid after reimbursements therefor on such Distribution Date;

(xxi)            the Trustee Fee, the Servicer Fee and the PMI Insurer Fee on such
Distribution Date;

(xxii)           whether a Stepdown Date or a Trigger Event has occurred;

(xxiii)          the Available Funds;

(xxiv)          the respective Pass‐Through Rates applicable to the Class A Certificates, the
Mezzanine Certificates, the Class B Certificates and the Class C Certificates for such Distribution Date and the Pass‐Through Rate applicable to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates for the immediately succeeding
Distribution Date;

(xxv)           by Loan Group and in the aggregate, the Principal Balance of Mortgage Loans
repurchased by the Seller;

(xxvi)          any other information that is required by the Code and regulations thereunder to be made
available to Certificateholders;

(xxvii)         the amount on deposit in the Reserve Fund;

(xxviii)        (A) the dollar amount of payments received related to claims under the PMI Policy during the
related Prepayment Period (and the number of Mortgage Loans to which such payments related), (B) the aggregate dollar amount of payments received related to claims under the PMI Policy since the Cut-off Date (and the number of Mortgage Loans to which such payments
related); and (C) the amount of coverage remaining under the PMI Policy;

(xxix)           (A) the dollar amount of claims made under the PMI Policy that were denied during
the related Prepayment Period (and the number of Mortgage Loans to which such denials related) and (B) the aggregate dollar amount of claims made under the PMI Policy that were denied since the Cut-off Date (and the number of Mortgage Loans to which such denials
related);

(xxx)            the amount of Subsequent Recoveries and Gross Subsequent Recoveries for the
related Prepayment Period and the cumulative amount of Subsequent Recoveries and Gross Subsequent Recoveries in the aggregate and for each of Loan Group I and Loan Group II;

(xxxi)           the Group I Swap Payment, the Group II Swap Payment, the Swap Payment, the
Counterparty Payment, the Group I Net Swap Payment, the Group II Net Swap Payment, the Net Swap Payment and the Net Counterparty Payment for such Distribution Date; the Group I Swap Termination Payment paid on such Distribution Date, the Group II Swap Termination
Payment paid on such Distribution Date, the Swap Termination Payment and the Swap Termination Payment remaining unpaid from prior Distribution Dates, and in each case whether payable by the Supplemental Interest Trust Trustee or by the Swap Counterparty; and any
Counterparty Payments unpaid from prior Distribution Dates;

(xxxii)          the Group I Final Maturity Reserve Amount, the Group II Final Maturity Reserve Amount,
the Supplemental Final Maturity Reserve Amount, the Aggregate Final Maturity Reserve Amount and the aggregate amount on deposit in the Final Maturity Reserve Account for such Distribution Date; and

(xxxiii)         the amount on deposit in the Interest Coverage Account.

The Trustee shall make such statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders, the
Servicer, the NIMS Insurer, the Swap Counterparty and the Rating Agencies via the Trustee’s internet website.  The Trustee’s internet website shall initially be located at https://www.tss.db.com/invr.  Assistance in using the website can be
obtained by calling the Trustee’s customer service desk at 1‐800‐735‐7777.  Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the customer
service desk and indicating such.  The Trustee shall have the right to change the way such statements are distributed in order to make such distribution more convenient and/or more accessible to the above parties and the Trustee shall provide timely and adequate
notification to all above parties regarding any such changes.

In the case of information furnished pursuant to subclauses (i) through (iii) above, the amounts shall be expressed in a separate
section of the report as a dollar amount for each Class for each $1,000 original dollar amount as of the Closing Date.

(b)           Within a reasonable period of time after the end of each calendar year, the Trustee shall, upon
written request, furnish to each Person who at any time during the calendar year was a Certificateholder of a Regular Certificate, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the
information set forth in subclauses (i) through (ii) above, aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder.  Such obligation of the Trustee shall be deemed to have been satisfied to the
extent that substantially comparable information shall be prepared and furnished by the Trustee to Certificateholders pursuant to any requirements of the Code as are in force from time to time.

(c)           On each Distribution Date, the Trustee shall forward to the Holders of the Residual Certificates and
the NIMS Insurer a copy of the reports forwarded to the Regular Certificateholders in respect of such Distribution Date with such other information as the Trustee deems necessary or appropriate.

(d)           Within a reasonable period of time after the end of each calendar year, the Trustee shall deliver to
each Person who at any time during the calendar year was a Holder of a Residual Certificate, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the information provided pursuant to the
previous paragraph aggregated for such calendar year or applicable portion thereof during which such Person was a Holder of a Residual Certificate.  Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable
information shall be prepared and furnished to Certificateholders by the Trustee pursuant to any requirements of the Code as from time to time in force.

(e)           On each Distribution Date the Trustee shall provide Bloomberg Financial Markets, L.P.
(“Bloomberg”) CUSIP level factors for each Class of Certificates as of such Distribution Date, using a format and media mutually acceptable to the Trustee and Bloomberg.

Section 4.04                Remittance Reports; Advances.

(a)           On or before the 18th day of each calendar month commencing in December 2006, or if such 18th day is
not a Business Day, the Business Day immediately following such 18th day, but in no event later than such date which would allow the Trustee to submit a claim to the NIMS Insurer under the Indenture, the Servicer shall deliver to the NIMS Insurer and the Trustee by
telecopy or electronic mail (or by such other means as the Servicer, the NIMS Insurer and the Trustee, as the case may be, may agree from time to time) a Remittance Report with respect to the related Distribution Date.  Not later than each Servicer Remittance
Date (or, in the case of certain information, as agreed between the Trustee and the Servicer, not later than four Business Days after the end of each Due Period), the Servicer shall deliver or cause to be delivered to the Trustee in addition to the information
provided on the Remittance Report, such other information reasonably available to it with respect to the Mortgage Loans as the Trustee may reasonably require to perform the calculations necessary to make the distributions contemplated by Section 4.01 and to
prepare the statements to Certificateholders contemplated by Section 4.03.  The Trustee shall not be responsible to recompute, recalculate or verify any information provided to it by the Servicer.

(b)           The amount of Advances to be made by the Servicer for any Distribution Date shall equal, subject to
Section 4.04(d), the sum of (i) the aggregate amount of Monthly Payments (with each interest portion thereof net of the related Servicing Fee), due on the related Due Date in respect of the Mortgage Loans (other than with respect to any Balloon Loan with a
delinquent Balloon Payment as described in clause (iii) below), which Monthly Payments were delinquent as of the close of business on the related Determination Date, plus (ii) with respect to each REO Property (other than with respect to any REO Property
relating to a Balloon Loan with a delinquent Balloon Payment as described in clause (iv) below), which REO Property was acquired during or prior to the related Prepayment Period and as to which such REO Property an REO Disposition did not occur during the related
Prepayment Period, an amount equal to the excess, if any, of the Monthly Payments (with each interest portion thereof net of the related Servicing Fee) that would have been due on the related Due Date in respect of the related Mortgage Loans, over the net income from
such REO Property transferred to the Distribution Account pursuant to Section 3.23 for distribution on such Distribution Date, plus (iii) with respect to each Balloon Loan with a delinquent Balloon Payment, an amount equal to the assumed monthly principal
and interest payment (with each interest portion thereof net of the related Servicing Fee) that would have been due on the related Due Date based on the original principal amortization schedule for such Balloon Loan assuming such Mortgage Loan was not a Balloon Loan,
plus (iv) with respect to each REO Property relating to a Balloon Loan with a delinquent Balloon Payment, which REO Property was acquired during or prior to the related Prepayment Period and as to which REO Property an REO Disposition did not occur during the related
Prepayment Period, an amount equal to the excess, if any, of the assumed monthly principal and interest payment (with each interest portion thereof net of the related Servicing Fee) that would have been due on the related Due Date based on the original principal
amortization schedule for the related Balloon Loan assuming such Mortgage Loan was not a Balloon Loan, over the net income from such REO Property transferred to the Distribution Account pursuant to Section 3.23 for distribution on such Distribution
Date. 

On or before 3:00 p.m. New York time on the Servicer Remittance Date, the Servicer shall remit in immediately available funds to the Trustee for deposit in the Distribution Account an amount
equal to the aggregate amount of Advances, if any, to be made in respect of the Mortgage Loans and REO Properties for the related Distribution Date either (i) from its own funds or (ii) from the Collection Account, to the extent of funds held therein for
future distribution (in which case, it will cause to be made an appropriate entry in the records of Collection Account that amounts held for future distribution have been, as permitted by this Section 4.04, used by the Servicer in discharge of any such Advance)
or (iii) in the form of any combination of (i) and (ii) aggregating the total amount of Advances to be made by the Servicer with respect to the Mortgage Loans and REO Properties.  Any amounts held for future distribution and so used shall be
appropriately reflected in the Servicer’s records and replaced by the Servicer by deposit in the Collection Account on or before any future Servicer Remittance Date to the extent that the Available Funds for the related Distribution Date (determined without
regard to Advances to be made on the Servicer Remittance Date) shall be less than the total amount that would be distributed to the Classes of Certificateholders pursuant to Section 4.01 on such Distribution Date if such amounts held for future distributions had
not been so used to make Advances.  The Trustee will provide notice to the NIMS Insurer and the Servicer by telecopy by the close of business on any Servicer Remittance Date in the event that the amount remitted by the Servicer to the Trustee on such date is
less than the Advances required to be made by the Servicer for the related Distribution Date. 

(c)           The obligation of the Servicer to make such Advances is mandatory, notwithstanding any other provision
of this Agreement but subject to Section 4.04(d) below, and, with respect to any Mortgage Loan, shall continue until the payment of the Mortgage Loan in full or the recovery of all Liquidation Proceeds thereon.

(d)           Notwithstanding anything herein to the contrary, no Advance or Servicing Advance shall be required to
be made hereunder by the Servicer if such Advance or Servicing Advance would, if made, constitute a Nonrecoverable Advance.  The determination by the Servicer that it has made a Nonrecoverable Advance or that any proposed Advance or Servicing Advance, if made,
would constitute a Nonrecoverable Advance, shall be evidenced by an Officer’s Certificate of the Servicer delivered to the NIMS Insurer, the Depositor and the Trustee.

Section 4.05                Distributions on the REMIC Regular Interests.

(a)           On each Distribution Date, the Trustee shall cause the sum of the Group I Interest Remittance Amount and the Group I Principal Remittance Amount, in the following order of priority, to be
distributed by REMIC 1 to REMIC 2 on account of the REMIC 1 Group I Regular Interests and distributed to the Holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:

(1)           to Holders of REMIC 1 Regular
Interest IX, and each of REMIC 1 Regular Interest I-1-A through I-59-B, pro rata, in an amount equal to (A) Uncertificated Interest for such REMIC 1 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid
from previous Distribution Dates.

(2)           to the extent of amounts
remaining after the distributions made pursuant to clause (1) above, payments of principal shall be allocated in such a manner so that (i) the sum of the Uncertificated Balances of the REMIC 1 Regular Interests with the designation “A” for which the Rate
Change Dates have not yet occurred is always equal to one-half the Swap Notional Amount and (ii) the Uncertificated Balance of each REMIC 1 Regular Interest with the designation “B” is the same as the Uncertificated Balance of the REMIC 1 Regular Interest
with the designation “A” and the same numerical denomination; and

(3)           to the Holders of REMIC 1 Regular
Interest IX, (A) all amounts representing Prepayment Charges in respect of the Group I Mortgage Loans received during the related Prepayment Period and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on
the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause.

(b)           On each Distribution Date, the Trustee shall cause the sum of the Group II Interest
Remittance Amount and the Group II Principal Remittance Amount, in the following order of priority, to be distributed by REMIC 1 to REMIC 2 on account of the REMIC 1 Group II Regular Interests and distributed to the holders of the Class R Certificates (in
respect of the Class R-1 Interest), as the case may be:

(1)           to Holders of REMIC 1 Regular
Interest IIX and each of REMIC 1 Regular Interest II-1-A through II-59-B, pro rata, in an amount equal to (A) Uncertificated Interest for such REMIC 1 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining
unpaid from previous Distribution Dates.

(2)           to the extent of amounts
remaining after the distributions made pursuant to clause (1) above, payments of principal shall be allocated in such a manner so that (i) the sum of the Uncertificated Balances of the REMIC 1 Regular Interests with the designation “A” for which the Rate
Change Dates have not yet occurred is always equal to one-half the Swap Notional Amount and (ii) the Uncertificated Balance of each REMIC 1 Regular Interest with the designation “B” is the same as the Uncertificated Balance of the REMIC 1 Regular Interest
with the designation “A” and the same numerical denomination.

(3)           to the Holders of REMIC 1 Regular
Interest IIX, (A) all amounts representing Prepayment Charges in respect of the Group II Mortgage Loans received during the related Prepayment Period and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified
on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause.

(c)           On each Distribution Date, the following amounts, in the following order of
priority, shall be distributed by REMIC 2 to REMIC 3 on account of the REMIC 2 Regular Interests and distributed to the Holders of the Class R Certificates (in respect of the Class R-2 Interest), as the case may be:

(i)            first, to the Holders of
REMIC 2 Regular Interest Swap-IO, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 2 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates; second, to the Holders
of REMIC 2 Regular Interest FMR-IO, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 2 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates; and third to the
Holders of REMIC 2 Regular Interests AA, A-IA, A-IIA1, A-IIA2, A-IIA3, A‐IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10, B, and ZZ, pro rata, in an amount equal to (A) the Uncertificated Interest for such Distribution Date, plus (B) any amounts in respect
thereof remaining unpaid from previous Distribution Dates.  Amounts payable as Uncertificated Accrued Interest in respect of REMIC 2 Regular Interest ZZ shall be reduced and deferred when the REMIC 2 Overcollateralized Amount is less than the REMIC 2
Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Maximum ZZ Uncertificated Interest Deferral Amount and such amount shall be payable to the Holders of REMIC 2 Regular Interests A-IA, A-IIA1, A-IIA2, A-IIA3,
A‐IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10, and B in the same proportion as the Extra Principal Distribution Amount is allocated to the Corresponding Certificates and the Uncertificated Principal Balance of the REMIC 2 Regular Interest ZZ shall be
increased by such amount;

(ii)           to the Holders of REMIC 2
Regular Interests 1SUB, 1GRP, 2SUB, 2GRP and XX, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(iii)          to the Holders of REMIC 2 Regular
Interests, in an amount equal to 50% of the remainder of the Available Funds such Distribution Date after the distributions made pursuant to clauses (i) and (ii) above, allocated as follows:

(1)           98.00% of such remainder to the
Holders of REMIC 2 Regular Interest AA until the Uncertificated Balance of such REMIC 2 Regular Interest is reduced to zero, provided, however, that REMIC 2 Regular Interest AA shall not be reduced until the Distribution Date immediately following the expiration of
the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter, at which point such amount shall be distributed to REMIC 2 Regular Interest AA, until $100 has been distributed pursuant to this clause;

(2)           2.00% of such remainder, first,
to the Holders of REMIC 2 Regular Interest A-IA, A-IIA1, A-IIA2, A-IIA3, A-IIA4, M1, M2, M3, M4, M5, M6, M7, M8, M9, M10, and B, 1.00% and in the same proportion as principal payments are allocated to the Corresponding Certificates, until the Uncertificated Balances
of such REMIC 2 Regular Interests are reduced to zero and second, to the Holders of REMIC 2 Regular Interest ZZ, until the Uncertificated Balance of such REMIC 2 Regular Interest is reduced to zero; and

(3)           any remaining amount to the
Holders of the Class R Certificates (in respect of the Class R-2 Interest);

(iv)          to the Holders of REMIC 2 Regular
Interests, in an amount equal to 50% of the remainder of the Available Funds such Distribution Date after the distributions made pursuant to clauses (i) and (ii) above, allocated as follows:

(1)           first to the Holders of REMIC 2
Regular Interests 1SUB, 1GRP, 2SUB, 2GRP in such a manner as to keep the Uncertificated Principal Balance of each REMIC 2 Regular Interest with the designation “GRP” equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in the
related Loan Group (determined as of the current Distribution Date), and the Uncertificated Principal Balance of each REMIC 2 Regular Interest with the designation “SUB” equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the
Mortgage Loans in the related Loan Group over (y) the current Certificate Principal Balance of the Class A Certificates in the related Loan Group (except that if any such excess is a larger number than in the preceding distribution period, the least amount of
principal shall be distributed to such REMIC 2 Regular Interests such that the REMIC 2 Subordinated Ratio is maintained); and then to the Holder of REMIC 2 Regular Interest XX, in each case until the Uncertificated Principal Balance of the REMIC 2 Regular Interest
has been reduced to zero; and

(2)           any remaining amount to the Holder of
the Class R Certificates (in respect of the Class R-2 Interest); and

(v)           to the Holder of the REMIC 2
Regular Interest AA, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period, provided that the payment of such amounts shall not reduce the Uncertificated Principal Balance of such REMIC 2 Regular
Interest.

Section 4.06                Allocation of Realized Losses.

(a)           Prior to each Determination Date, the Servicer shall determine
as to each Mortgage Loan and REO Property:  (i) the total amount of Realized Losses, if any, incurred in connection with any Final Recovery Determinations made during the related Prepayment Period; (ii) whether and the extent to which such Realized
Losses constituted Bankruptcy Losses; and (iii) the respective portions of such Realized Losses allocable to interest and allocable to principal.  Prior to each Determination Date, the Servicer shall also determine as to each Mortgage Loan: 
(i) the total amount of Realized Losses, if any, incurred in connection with any Deficient Valuations made during the related Prepayment Period; and (ii) the total amount of Realized Losses, if any, incurred in connection with Debt Service Reductions in
respect of Monthly Payments due during the related Due Period.  The information described in the two preceding sentences that is to be supplied by the Servicer shall be evidenced by an Officer’s Certificate delivered to the NIMS Insurer and the Trustee by
the Servicer prior to the Determination Date immediately following the end of (i) in the case of Bankruptcy Losses allocable to interest, the Due Period during which any such Realized Loss was incurred, and (ii) in the case of all other Realized Losses, the
Prepayment Period during which any such Realized Loss was incurred.

(b)           If on any Distribution Date after giving effect to all
Realized Losses incurred with respect to the Mortgage Loans during or prior to the related Due Period and distributions of principal with respect to the Class A Certificates, the Mezzanine Certificates and the Class B Certificates on such Distribution Date, the
Uncertificated Principal Balance of the Class C Interest is equal to zero, Realized Losses equal to the Undercollateralized Amount shall be allocated by the Trustee on such Distribution Date as follows:  first, to the Class B Certificates, until the Certificate
Principal Balance thereof has been reduced to zero, second, to the Class M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero, third, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been
reduced to zero, fourth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero, fifth, to the Class M‐7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero, sixth, to the Class
M‐6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero, seventh, to the Class M‐5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero, eighth, to the Class M-4 Certificates, until the
Certificate Principal Balance thereof has been reduced to zero, ninth, to the Class M-3 Certificates until the Certificate Principal Balance thereof has been reduced to zero, tenth, to the Class M‐2 Certificates, until the Certificate Principal Balance thereof
has been reduced to zero, and eleventh, to the Class M‐1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero.  All Realized Losses to be allocated to the Certificate Principal Balances of the Mezzanine Certificates and
the Class B Certificates on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided in Section 4.01.  All references above to the Certificate Principal Balance of the Mezzanine Certificates and the
Class B Certificates shall be to the Certificate Principal Balance of the Mezzanine Certificates and the Class B Certificates immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses or increase thereof by any Subsequent
Recoveries, in each case to be allocated to such Mezzanine Certificates and the Class B Certificates on such Distribution Date.

Any allocation of Realized Losses to a Mezzanine Certificate or Class B Certificate on any Distribution Date shall be made by
reducing the Certificate Principal Balance thereof by the amount so allocated.  No allocations of any Realized Losses shall be made to the Class A Certificates or the Class P Certificates.  Any Realized Losses that reduce the distributions in respect
of and/or the Uncertificated Principal Balance of the Class C Interest, shall be allocated by the Trustee to reduce the distributions in respect of and/or the Certificate Principal Balance of the Class C Certificates.

(c)          
(i)            Realized Losses on the Group I Mortgage Loans shall be allocated by the Trustee on each Distribution Date to REMIC 1 Regular Interest IX.  If the Uncertificated Principal Balance of REMIC 1
Regular Interest IX has been reduced to zero, Realized Losses on the Group I Mortgage Loans shall be allocated to the remaining REMIC 1 Group I Regular Interests in ascending numerical order, in each case until the Uncertificated Principal Balance of such REMIC 1
Regular Interest has been reduced to zero.  Realized Losses on the Group II Mortgage Loans shall be allocated by the Trustee on each Distribution Date to REMIC 1 Regular Interest IIX.  If the Uncertificated Principal Balance of REMIC 1 Regular Interest IIX
has been reduced to zero, Realized Losses on the Group II Mortgage Loans shall be allocated to the remaining REMIC 1 Group II Regular Interests in ascending numerical order, in each case until the Uncertificated Principal Balance of such REMIC 1 Regular Interest has
been reduced to zero.

                (ii)           50% of all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution
Date to the following REMIC 2 Regular Interests in the specified percentages, as follows:

first, to Uncertificated Accrued Interest payable to the REMIC 2 Regular
Interest AA and ZZ up to an aggregate amount equal to the REMIC 2 Interest Loss Allocation Amount, 98% and 2%, respectively;

second, to the Uncertificated Principal Balances of the REMIC 2 Regular
Interest AA and ZZ up to an aggregate amount equal to the REMIC 2 Principal Loss Allocation Amount, 98% and 2%, respectively;

third, to the Uncertificated Principal Balances of REMIC 2 Regular Interest
AA, B and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest B has been reduced to zero;

fourth, to the Uncertificated Principal Balances of REMIC 2 Regular
Interest AA, M10 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M10 has been reduced to zero;

fifth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest
AA, M9 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M9 has been reduced to zero;

sixth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest
AA, M8 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M8 has been reduced to zero;

seventh, to the Uncertificated Principal Balances of REMIC 2 Regular
Interest AA, M7 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M7 has been reduced to zero;

eighth, to the Uncertificated Principal Balances of REMIC 2 Regular
Interest AA, M6 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M6 has been reduced to zero;

ninth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest
AA, M5 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M5 has been reduced to zero;

tenth, to the Uncertificated Principal Balances of REMIC 2 Regular Interest
AA, M4 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M4 has been reduced to zero;

eleventh, to the Uncertificated Principal Balances of REMIC 2 Regular
Interest AA, M3 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M3 has been reduced to zero;

twelfth, to the Uncertificated Principal Balances of REMIC 2 Regular
Interest AA, M2 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M2 has been reduced to zero; and

thirteenth, to the Uncertificated Principal Balances of REMIC 2 Regular
Interest AA, M1 and ZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 2 Regular Interest M1 has been reduced to zero.

(iii)          50% of all
Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date to REMIC 2 Regular Interest 1GRP, 1SUB, 2GRP, REMIC 2 Regular Interest 2SUB, and REMIC 2 Regular Interest XX, as follows:

after all distributions have been made on such Distribution Date, Realized
Losses shall be applied in such a manner as to keep the Uncertificated Principal Balance of each REMIC 2 Regular Interest ending with the designation “GRP” equal to 0.01% of the aggregate Stated Principal Balance of the Mortgage Loans in the related Loan
Group (determined as of the current Distribution Date), and the Uncertificated Principal Balance of each REMIC 2 Regular Interest ending with the designation “SUB” equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Mortgage
Loans in the related Loan Group as of the current Distribution Date over (y) the Certificate Principal Balance of the Senior Certificates related to such Loan Group immediately prior to such Distribution Date (except that if such excess is larger than it was for the
preceding Distribution Date, the least amount of Realized Loss shall be allocated such that the REMIC 2 Subordinated Ratio is maintained); and then to REMIC 2 Regular Interest XX.

(d)           If on any Distribution Date Allocated Realized Loss Amounts
are to be reinstated due to Subsequent Recoveries, the Allocated Realized Loss Amounts shall be reinstated by the Trustee on such Distribution Date to increase the Certificate Principal Balances of the Mezzanine Certificates and the Class B Certificates in the
following order of priority, in each case until the related Allocated Realized Loss Amount has been reduced to zero:  first, to the Class M‐1 Certificates, second to the Class M‐2 Certificates, third to the Class M‐3
Certificates, fourth to the Class M‐4 Certificates, fifth to the Class M‐5 Certificates, sixth to the Class M‐6 Certificates, seventh to the Class M‐7 Certificates, eighth to the Class M-8 Certificates,
ninth to the Class M-9 Certificates, tenth to the Class M-10 Certificates and eleventh to the Class B Certificates.  All Subsequent Recoveries to be allocated to the Certificate Principal Balances of the Mezzanine Certificates or the Class B
Certificates on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided in Section 4.01.  All references above to the Certificate Principal Balance of the Mezzanine Certificates and the Class B
Certificates shall be to the Certificate Principal Balance of the Mezzanine Certificates and the Class B Certificates immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses or increase thereof by any Subsequent
Recoveries, in each case to be allocated to the Mezzanine Certificates and the Class B Certificates on such Distribution Date.

Any Allocated Realized Loss Amounts to be reinstated to a Certificate on any Distribution Date due to Subsequent Recoveries
shall be made by increasing the Certificate Principal Balance thereof by the amount so reinstated.  No allocations of any Subsequent Recoveries shall be made to the Class A Certificates or the Class P Certificates. 

(e)          
(i)            If on any Distribution Date Subsequent Recoveries occurred in the related Prepayment Period relating to the Group I Mortgage Loans, the amount of such Subsequent Recoveries shall be allocated first
to the REMIC 1 Group I Regular Interests with the designations “A” and “B” in the reverse order in which Realized Losses were allocated under Section 4.06(c)(i), and then to REMIC 1 Regular Interest IX.  If on any Distribution Date
Subsequent Recoveries occurred in the related Prepayment Period relating to the Group II Mortgage Loans, the amount of such Subsequent Recoveries shall be allocated first to the REMIC 1 Group II Regular Interests with the designations “A” and
“B” in the reverse order in which Realized Losses were allocated under Section 4.06(c)(i), and then to REMIC 1 Regular Interest IIX.

(ii)           If on any
Distribution Date Subsequent Recoveries occurred in the related Prepayment Period, the amount of such Subsequent Recoveries shall be allocated among the REMIC 2 Regular Interests as follows:

(i)            50% of
the Subsequent Recoveries from all Loan Groups shall be allocated among the REMIC 3 Regular Interests in the same proportions and amounts, but in the reverse order, as Realized Losses were allocated under Section 4.06(c)(ii). 

(ii)           50% of the
Subsequent Recoveries from all Loan Groups shall be allocated in the same proportions, but in reverse order, as the Realized Losses were allocated under Section 4.06(c)(iii).

Section 4.07                Compliance with Withholding Requirements.

Notwithstanding any other provision of this Agreement, the Trustee shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original
issue discount that the Trustee reasonably believes are applicable under the Code.  The consent of Certificateholders shall not be required for such withholding.  In the event the Trustee does withhold any amount from interest or original issue discount
payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee shall indicate the amount withheld to such Certificateholders.

Section 4.08                Commission Reporting. 

(a)           The Trustee and the Servicer shall reasonably cooperate with the Depositor in
connection with the Trust’s satisfying the reporting requirements under the 1934 Act.

(i)            Within 15 days after each
Distribution Date, the Depositor shall, in accordance with industry standards and applicable regulations, file with the Commission via the Electronic Data Gathering Analysis and Retrieval System (“EDGAR”), a Distribution Report on Form 10-D, signed by the
Depositor, with a copy of the monthly statement to be furnished by the Trustee to the Certificateholders for such Distribution Date and detailing all data elements specified in Item 1121(a) of Regulation AB as part of the monthly statement or otherwise as part of the
Form 10-D; provided that the Depositor shall have received no later than 12:00 p.m. P.S.T. 2 Business Days prior to the date such Distribution Report on Form 10-D is required to be filed, all information required to be provided to the Depositor as described in clause
(a)(iv) below.

(ii)           The Depositor will prepare and
file Current Reports on Form 8-K in respect of the Trust, as and when required.

(iii)          Prior to January 30 of the first year
in which the Depositor is able to do so under applicable law, the Depositor shall, in accordance with industry standards and applicable regulations, file a Form 15 Suspension Notice with respect to the Trust, if applicable. Prior to (x) March 15 of the year following
the year of the execution of this Agreement and (y) unless and until a Form 15 Suspension Notice shall have been filed, prior to March 15 of each year thereafter, the Servicer shall provide the Depositor with an Annual Statement of Compliance, together with a
copy of the Assessment of Compliance and Attestation Report to be delivered by the Servicer pursuant to Sections 3.20 and 3.21 (including with respect to any Sub-Servicer or subcontractor, if required to be filed).  Prior to (x) March 31, of the year
following the year of the execution of this Agreement and (y) unless and until a Form 15 Suspension Notice shall have been filed, March 31 of each year thereafter, the Depositor shall, subject to subsection (d) below, file a Form 10‐K, in substance as
required by applicable law or applicable Securities and Exchange Commission staff’s interpretations and conforming to industry standards, with respect to the Trust.  Such Form 10-K shall include the Assessment of Compliance, Attestation Report, Annual
Statements of Compliance and other documentation provided by the Servicer pursuant to Sections 3.20 and 3.21 (including with respect to any Sub-Servicer or subcontractor, if required to be filed) and with respect to the Trustee, and the Form 10‐K (the
“Certification”) signed by the senior officer of the Depositor in charge of securitization; provided that the Depositor shall have received no later than March 15 of each calendar year prior to the filing deadline for the Form 10-K all information, data
and exhibits required to be provided or filed with such Form 10-K and required to be provided to the Depositor as described in clause (a)(iv) below.  If they are not so timely delivered, the Depositor shall file an amended Form 10-K including such documents
as exhibits reasonably promptly after they are delivered to the Depositor. 

(iv)          As to each item of information required to be included in any Form 10-D, Form 8-K or Form
10-K, the Depositor’s obligation to include the information in the applicable report is subject to receipt from the entity that is indicated in Exhibit O as the responsible party for providing that information, if other than the Trustee or the Depositor, as
applicable, as and when required as described above.  Each of the Trustee, the Servicer and the Depositor, as applicable, hereby agree to notify and provide to the Trustee and the Depositor all information that is required to be included in any Form 10‐D,
Form 8-K or Form 10-K, with respect to which that entity is indicated in Exhibit O as the responsible party for providing that information.  The Servicer shall be responsible for determining the pool concentration applicable to any Sub-Servicer or originator at
any time, for purposes of disclosure as required by Items 1117 and 1119 of Regulation AB. 

(b)           The Depositor shall prepare and the appropriate person shall execute, in accordance
with the Exchange Act or any other applicable law, any certification required under the Exchange Act or any other applicable law to accompany the Form 10‐K or any other periodic report.  The Trustee shall sign a back-up certification (in the form attached
hereto as Exhibit P) for the benefit of the Depositor and its officers, directors and Affiliates.  The Trustee shall indemnify and hold harmless the Depositor, the Servicer and each Person, if any, who “controls” the Depositor or the Servicer within
the meaning of the Securities Act of 1933, as amended, and their respective officers and directors from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon (i) a breach of the Trustee’s obligations under Section 3.21(e) to provide the Assessment of Compliance until a Form 15 is filed, Section 4.03(a) to make available statements as specified in Section 4.03(a) to the extent the
required information has been provided to the Trustee by the Servicer or the Swap Counterparty, Section 4.08(a)(iv) to provide information to be included in any Form 10-D, Form 8-K or Form 10-K or this Section 4.08(b) to provide backup certification or (ii) any
material misstatement or omission in (A) the Certification made in reliance on any material misstatement or omission contained in the certification provided by the Trustee in the form of Exhibit P or in the Assessment of Compliance provided pursuant to Section 3.21
until a Form 15 is filed or (B) the information provided by the Trustee pursuant to Section 4.08(a)(iv) for inclusion in any Form 10‐D, Form 8‐K or Form 10‐K or in the statement provided by the Trustee pursuant to Section 4.03(a) unless such
misstatement or omission is based on the information provided to the Trustee by the Servicer or the Swap Counterparty.  The Servicer shall indemnify and hold harmless the Depositor, the Trustee and each Person, if any, who “controls” the Depositor or
the Trustee within the meaning of the Securities Act of 1933, as amended, and their respective officers and directors from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs
and expenses arising out of or based upon (i) a breach of the Servicer’s obligations under Section 3.20, Section 3.21 or Section 4.08 or (ii) any material misstatement or omission in the Certification made in reliance on any material misstatement or
omission contained in any certification provided by the Servicer under this Section 4.08 or in the Officer’s Certificate provided pursuant to Section 3.20 or the Assessment of Compliance provided pursuant to Section 3.21.  If the indemnification provided
for herein is unavailable or insufficient to hold harmless the indemnified party, then (i) the Trustee agrees that in connection with (a) a breach of the Trustee’s obligations under Section 3.21(e) to provide the Assessment of Compliance until a Form 15 is
filed, Section 4.03(a) to make available statements as specified in Section 4.03(a) to the extent the required information has been provided to the Trustee by the Servicer or the Swap Counterparty, Section 4.08(a)(iv) to provide information to be included in any Form
10‐D, Form 8‐K or Form 10‐K or this Section 4.08(b) to provide backup certification or (b) any material misstatement or omission in (A) the Certification made in reliance on any material misstatement or omission contained in the certification
provided by the Trustee in the form of Exhibit P or in the Assessment of Compliance provided pursuant to Section 3.21 until a Form 15 is filed, or (B) the information provided by the Trustee pursuant to Section 4.08(a)(iv) for inclusion in any Form 10‐D, Form
8‐K or Form 10‐K or in the statement provided by the Trustee pursuant to Section 4.03(a) unless such misstatement or omission is based on the information provided to the Trustee by the Servicer or the Swap Counterparty that it shall contribute to the
amount paid or payable by the Depositor and/or the Servicer as a result of the losses, claims, damages or liabilities of the Depositor and/or the Servicer in such proportion as is appropriate to reflect the relative fault of the Depositor or the Servicer, as the case
may be, on the one hand and the Trustee on the other and (ii) the Servicer agrees that it shall contribute to the amount paid or payable by the Depositor and/or the Trustee as a result of the losses, claims, damages or liabilities of the Depositor and/or the
Trustee in such proportion as is appropriate to reflect the relative fault of the Depositor or the Trustee, as the case may be, on the one hand and the Servicer on the other in connection with (a) a breach of the Servicer’s obligations under this
Section 4.08(b) or (b) any material misstatement or omission in the Certification made in reliance on any material misstatement or omission contained in the certification provided by the Servicer under this Section 4.08 or in the Officer’s Certificate
provided pursuant to Section 3.20 or the Assessment of Compliance provided pursuant to Section 3.21.

Section 4.09                Supplemental Interest Trust.

(a)           On the Closing Date, there is hereby established a separate common law trust (the “Supplemental
Interest Trust”), into which the Depositor shall deposit: (i) the Swap Agreement and (ii) $1,000.  The Supplemental Interest Trust shall be maintained by the Supplemental Interest Trust Trustee, who initially, shall be the Trustee. On the Closing
Date, the Supplemental Interest Trust Trustee shall establish and maintain in its name, a separate non-interest bearing account for the benefit of the Holders of the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Class C
Certificates (the “Supplemental Interest Account”), to be held in the Supplemental Interest Trust into which the Depositor shall initially deposit $1,000.  The Supplemental Interest Account shall be an Eligible Account, and funds on deposit therein
shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee or of the Supplemental Interest Trust Trustee held pursuant to this Agreement. 

(b)           The Supplemental Interest Trust Trustee shall deposit, to the extent of available funds, into the
Supplemental Interest Account any amounts required to be paid to the Supplemental Interest Trust Trustee pursuant to Section 4.01 and shall distribute from the Supplemental Interest Account any such amounts to the Swap Counterparty as required by Section
4.01(d)(iv).  The Supplemental Interest Trust Trustee shall deposit into the Supplemental Interest Account any amounts received from the Swap Counterparty and shall distribute from the Supplemental Interest Account any such amounts to the Swap Counterparty and
to the Holders of the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Class C Certificates as required pursuant to Section 4.01(d)(iv).

(c)           Funds in the Supplemental Interest Trust shall be invested in Eligible Investments.  The Class C
Certificates shall evidence ownership of the Supplemental Interest Trust for federal income tax purposes and the Holders of the majority of the Percentage Interest thereof shall direct the Supplemental Interest Trust Trustee, in writing, as to investment of amounts
on deposit therein.  In the absence of written instructions from the Holders of the Class C Certificates as to investment of funds on deposit in the Supplemental Interest Account, such funds shall be invested in Deutsche Bank Cash Management Fund 541 for so long
as such investment complies with clause (vi) of the definition of Permitted Investments.  All income and gain earned upon such investment shall be deposited into the Supplemental Interest Account.

(d)           To the extent that the Supplemental Interest Trust is determined to be a separate legal entity from
the Supplemental Interest Trust Trustee, any obligation of the Supplemental Interest Trust Trustee under the Swap Agreement shall be deemed to be an obligation of the Supplemental Interest Trust.

Section 4.10                Final Maturity Reserve Trust.

(a)           On the Closing Date, there is hereby established a separate common law trust (the “Final
Maturity Reserve Trust”) into which the Depositor shall deposit $1,000.  The Final Maturity Reserve Trust shall be maintained by the Final Maturity Reserve Trust Trustee, who, initially, shall be the Trustee.  On the Closing Date, the Final Maturity
Reserve Trust Trustee shall establish and maintain in its name, a separate non-interest bearing account for the benefit of the Holders of the Class A Certificates, the Mezzanine Certificates, the Class B Certificates and the Class C Certificates (the “Final
Maturity Reserve Account”), into which the Depositor shall initially deposit $1,000.  The Final Maturity Reserve Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any
other moneys, including, without limitation, other moneys of the Trustee or of the Final Maturity Reserve Trust Trustee held pursuant to this Agreement.

(b)           The Final Maturity Reserve Trust Trustee shall deposit into the Final Maturity Reserve Account any
Group I Final Maturity Reserve Amount, Group II Final Maturity Reserve Amount and Supplemental Final Maturity Reserve Amount pursuant to Section 4.01.  The Final Maturity Reserve Trust Trustee shall distribute the funds in the Final Maturity Reserve Account
pursuant to Section 4.01(d)(iii).

(c)           Funds in the Final Maturity Reserve Trust shall be held by the Trustee in the Final Maturity Reserve
Account uninvested.  The Class C Certificates shall evidence ownership of the Final Maturity Reserve Trust for federal income tax purposes.

(d)           For federal income tax purposes, any Certificateholder that receives a principal payment from the
Final Maturity Reserve Trust shall be treated as selling a portion of its Certificate to the Holder of the Class C Certificates and as having received the amount of the principal payment from the Holder of the Class C Certificates as the proceeds of the sale. 
The portion of the Certificate that is treated as having been sold shall equal the amount of the corresponding reduction in the Certificate Principal Balance of such Certificate.  Principal payments received from the Final Maturity Reserve Trust shall not be
treated as distributions from any REMIC created hereby.  All principal distributions from the Final Maturity Reserve Trust shall be accounted for hereunder in accordance with this Section 4.10(d).

Section 4.11                Intention of the Parties and Interpretation. 

Each of the parties acknowledges and agrees that the purpose of Sections 3.20, 3.21 and 4.08 of this Agreement is to facilitate compliance by the Depositor with the provisions of Regulation
AB, as such may be amended from time to time and subject to clarification and interpretive advice as may be issued by the staff of the Commission from time to time.  Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be
interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active
participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with requests made by the Depositor for delivery of additional or different information as the Depositor
may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of
the provisions of Regulation AB. 

Section 4.12                Interest Coverage Account.

(a)           No later than the Closing Date, the Trustee shall establish and maintain a segregated non-interest
bearing trust account that is an Eligible Account, which shall be titled “Interest Coverage Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Long Beach Mortgage Loan Trust 2006‐10, Asset-Backed Certificates, Series
2006‐10” (the “Interest Coverage Account”).  The Trustee shall, promptly upon receipt, deposit in the Interest Coverage Account and retain therein the Interest Coverage Amount remitted on the Closing Date to the Trustee by the
Depositor.  Funds deposited in the Interest Coverage Account shall be held in trust by the Trustee for the Certificateholders for the uses and purposes set forth herein.

(b)           For federal income tax purposes, the Servicer shall be the owner of the Interest Coverage Account and
shall report all items of income, deduction, gain or loss arising therefrom.  At no time will the Interest Coverage Account be an asset of any REMIC created hereunder.  All income and gain realized from investment of funds deposited in the Interest Coverage
Account shall be for the sole and exclusive benefit of the Servicer and shall be remitted by the Trustee to the Servicer no later than the first Business Day following receipt of such income and gain by the Trustee.  The Servicer shall deposit in the Interest
Coverage Account the amount of any net loss incurred in respect of any such Permitted Investment immediately upon realization of such loss.

(c)           On the first Distribution Date, the Trustee shall withdraw from the Interest Coverage Account and
deposit in the Reserve Fund an amount equal to the difference between (x) the aggregate amount of interest accrued during the related Accrual Period at the related Formula Rate on the Certificate Principal Balance of each Class of the Class A Certificates, the
Mezzanine Certificates and the Class B Certificates immediately prior to such Distribution Date net of any Relief Act Interest Shortfalls or Net Prepayment Interest Shortfalls over (y) the sum of the Group I Interest Remittance Amount and the Group II Interest
Remittance Amount for such Distribution Date.  On the second Distribution Date, the Trustee shall withdraw any remaining amounts from the Interest Coverage Account and distribute them to the Servicer.

ARTICLE V

THE CERTIFICATES

Section 5.01                The Certificates.

(a)           The Certificates in the aggregate will represent the entire beneficial ownership interest in the
Mortgage Loans and all other assets included in the Trust Fund.

The Certificates will be substantially in the forms annexed hereto as Exhibits A‐1 through A‐6.  The Certificates of each Class will be issuable in registered form
only, in denominations of authorized Percentage Interests as described in the definition thereof.  Each Certificate will share ratably in all rights of the related Class.

Upon original issue, the Certificates shall be executed by the Trustee and authenticated and delivered by the Trustee, to or upon the order of the Depositor.  The Certificates shall be
executed and attested by manual or facsimile signature on behalf of the Trustee by an authorized signatory.  Certificates bearing the manual or facsimile signatures of individuals who were at any time the proper officers of the Trustee shall bind the Trustee,
notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificates.  No Certificate shall be entitled to any benefit
under this Agreement or be valid for any purpose, unless there appears on such Certificate a certificate of authentication substantially in the form provided herein executed by the Trustee by manual signature, and such certificate of authentication shall be
conclusive evidence, and the only evidence, that such Certificate has been duly authenticated and delivered hereunder.  All Certificates shall be dated the date of their authentication.

(b)           The Book Entry Certificates shall initially be issued as one or more Certificates held by the
Book-Entry Custodian or, if appointed to hold such Certificates as provided below, the Depository and registered in the name of the Depository or its nominee and, except as provided below, registration of the Book-Entry Certificates may not be transferred by the
Trustee except to another Depository that agrees to hold the Book-Entry Certificates for the respective Certificate Owners with Ownership Interests therein.  The Certificate Owners shall hold their respective Ownership Interests in and to the Book-Entry
Certificates through the book-entry facilities of the Depository and, except as provided below, shall not be entitled to definitive, fully registered Certificates (“Definitive Certificates”) in respect of such Ownership Interests.  All transfers by
Certificate Owners of their respective Ownership Interests in the Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner.  Each Depository
Participant shall only transfer the Ownership Interests in the Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.  The Trustee is hereby
initially appointed as the Book-Entry Custodian and hereby agrees to act as such in accordance herewith and in accordance with the agreement that it has with the Depository authorizing it to act as such.  The Book-Entry Custodian may, and if it is no longer
qualified to act as such, the Book-Entry Custodian shall, appoint, by a written instrument delivered to the Depositor, the Servicer and if the Trustee is not the Book-Entry Custodian, the Trustee and any other transfer agent (including the Depository or any successor
Depository) to act as Book-Entry Custodian under such conditions as the predecessor Book-Entry Custodian and the Depository or any successor Depository may prescribe, provided that the predecessor Book-Entry Custodian shall not be relieved of any of its duties or
responsibilities by reason of any such appointment of other than the Depository.  If the Trustee resigns or is removed in accordance with the terms hereof, successor Trustee or, if it so elects, the Depository shall immediately succeed to its predecessor’s
duties as Book-Entry Custodian.  The Depositor shall have the right to inspect, and to obtain copies of, any Certificates held as Book-Entry Certificates by the Book-Entry Custodian.

The Trustee, the Delaware Trustee, the Servicer, the NIMS Insurer and the Depositor may for all purposes (including the making of payments due on the Book-Entry Certificates) deal with the
Depository as the authorized representative of the Certificate Owners with respect to the Book-Entry Certificates for the purposes of the exercise by Certificateholders of the rights of Certificateholders hereunder.  The rights of Certificate Owners with respect
to the Book-Entry Certificates shall be limited to those established by law and agreements between such Certificate Owners and the Depository Participants and brokerage firms representing such Certificate Owners.  The Depositor is hereby authorized to execute
and deliver on behalf of the Trust the Letter of Representations to be submitted on behalf of the Trust to the Depository and to perform the obligations of the Issuer (as defined in the Letter of Representations) thereunder.  The Trustee is hereby authorized to
execute and deliver as agent of the Trust the Letter of Representations to be submitted on behalf of the Trust to the Depository and to perform the obligations of the Agent (as defined in the Letter of Representations) thereunder.  Multiple requests and
directions from, and votes of, the Depository as Holder of the Book-Entry Certificates with respect to any particular matter shall not be deemed inconsistent if they are made with respect to different Certificate Owners.  The Trustee may establish a reasonable
record date in connection with solicitations of consents from or voting by Certificateholders and shall give notice to the Depository of such record date.

If (i)(A) the Depositor advises the Trustee in writing that the Depository is no longer willing or able to properly discharge its responsibilities as Depository, and (B) the Depositor is
unable to locate a qualified successor, (ii) the Depositor notifies the Trustee and the Depository of its intent to terminate the book-entry system through the Depository and, upon receipt of notice of such intent from the Depository, the Depository Participants
with a position in the Book Entry Certificates agree to initiate such termination, or (iii) after the occurrence of a Servicer Event of Default, Certificate Owners representing in the aggregate not less than 51% of the Ownership Interests of the Book-Entry
Certificates advise the Trustee through the Depository, in writing, that the continuation of a book-entry system through the Depository is no longer in the best interests of the Certificate Owners, the Trustee shall notify all Certificate Owners, through the
Depository, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners requesting the same.  Upon surrender to the Trustee of the Book-Entry Certificates by the Book-Entry Custodian or the Depository, as
applicable, accompanied by registration instructions from the Depository for registration of transfer, the Trustee shall issue the Definitive Certificates.  Such Definitive Certificates will be issued in minimum denominations of $25,000, except that any
beneficial ownership that was represented by a Book-Entry Certificate in an amount less than $25,000 immediately prior to the issuance of a Definitive Certificate shall be issued in a minimum denomination equal to the amount represented by such Book-Entry
Certificate.  None of the Depositor, the Servicer, the Trustee or the Delaware Trustee shall be liable for any delay in the delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions.  Upon the
issuance of Definitive Certificates all references herein to obligations imposed upon or to be performed by the Depository shall be deemed to be imposed upon and performed by the Trustee, to the extent applicable with respect to such Definitive Certificates, and the
Trustee shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.

Section 5.02                Registration of Transfer and Exchange of Certificates.

(a)           The Trustee shall cause to be kept at one of the offices or agencies to be appointed by the Trustee in
accordance with the provisions of Section 8.12 a Certificate Register for the Certificates in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of
Certificates as herein provided.

(b)           No transfer, sale, pledge or other disposition of any Class B Certificate, Class C Certificate, Class
P Certificate or Residual Certificate shall be made unless such disposition is exempt from the registration requirements of the Securities Act of 1933, as amended (the “1933 Act”), and any applicable state securities laws or is made in accordance with the
1933 Act and laws.  In the event of any such transfer of any Class B Certificate to be made without registration under the Securities Act (other than in connection with the initial sale of the Class B Certificates to the initial purchasers or the initial
issuance thereof), then the Trustee shall refuse to register such transfer unless it receives (and upon receipt, may conclusively rely upon) a certificate from the Class B Certificateholder desiring to effect such transfer substantially in the form attached as
Exhibit J‐1A hereto and a certificate from such Class B Certificateholder’s prospective transferee substantially in the form attached as Exhibit J‐1B hereto (which in the case of the Book-Entry Certificates, the Class B Certificateholder’s
prospective transferee will be deemed to have represented such certification).  In the event of any such transfer of any Class C Certificate, Class P Certificate or Residual Certificate (other than in connection with (i) the initial transfer of any Class C
Certificate, Class P Certificate or Residual Certificates by the Depositor to the Seller, (ii) the transfer of any Class C Certificate, Class P Certificate or Residual Certificates by the Seller to an Affiliate of the Seller or to a trust, the depositor of which is
an Affiliate of the Seller, (iii) the transfer of any Class C Certificate, Class P Certificate or Residual Certificates by an Affiliate of the Seller to one or more entities sponsored by such Affiliate or to a trust, the depositor of which is one or more entities
sponsored by such Affiliate or (iv) a subsequent transfer of any Class C Certificates, Class P Certificates or Residual Certificates to the Seller or its designee by such entity or trust described in clauses (ii) or (iii) above to which the Certificates were
previously transferred in reliance on clauses (ii) or (iii) above) (i) unless such transfer is made in reliance upon Rule 144A (as evidenced by the investment letter delivered to the Trustee, in substantially the form attached hereto as Exhibit J) under the
1933 Act, the Trustee and the Depositor shall require a written Opinion of Counsel (which may be in‐house counsel) acceptable to and in form and substance reasonably satisfactory to the Trustee and the Depositor that such transfer may be made pursuant to an
exemption, describing the applicable exemption and the basis therefor, from the 1933 Act or is being made pursuant to the 1933 Act, which Opinion of Counsel shall not be an expense of the Trustee, the Delaware Trustee, the Trust Fund or the Depositor or (ii) the
Trustee shall require the transferor to execute a transferor certificate (in substantially the form attached hereto as Exhibit L) and the transferee to execute an investment letter (in substantially the form attached hereto as Exhibit J) acceptable to and in
form and substance reasonably satisfactory to the Depositor and the Trustee certifying to the Depositor and the Trustee the facts surrounding such transfer, which investment letter shall not be an expense of the Trustee or the Depositor.  The Holder of a Class B
Certificate, Class C Certificate, Class P Certificate or Residual Certificate desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Delaware Trustee, the Depositor and the Trust Fund against any liability that may result if the
transfer is not so exempt or is not made in accordance with such federal and state laws.

(c)           For so long as the Supplemental Interest Trust or the Final Maturity Reserve Trust is in existence, no
transfer of a Class A Certificate or Mezzanine Certificate shall be made unless the Trustee shall have received a representation letter from the transferee of such Certificate, substantially in the form set forth in Exhibit I, to the effect that either (i) it is
neither a Plan nor a Person acting on behalf of any such Plan or using the assets of any such Plan to effect such transfer or (ii) it is an accredited investor within the meaning of Prohibited Transaction Exemption 2002-41, as amended from time to time (the
“Exemption”) and  the acquisition and holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust Trustee and the Final Maturity Reserve Trust Trustee are eligible for the exemptive relief available
under Prohibited Transaction Class Exemption (“PTCE”) 84-14 (for transactions by independent “qualified professional asset managers”), 91-38 (for transactions by bank collective investment funds), 90-1 (for transactions by insurance company
pooled separate accounts), 95-60 (for transactions by insurance company general accounts) or 96-23 (for transactions effected by “in-house asset managers”).  If the Class A Certificate, or the Mezzanine Certificate is a Book-Entry Certificate, the
transferee will be deemed to have made a representation as provided in clause (i) or (ii) of this paragraph, as applicable.

Subsequent to the termination of the Supplemental Interest Trust and the Final Maturity Reserve Trust, no transfer of a Mezzanine Certificate shall be made unless the Trustee shall have
received a representation letter from the transferee of such Certificate, substantially in the form set forth in Exhibit I, to the effect that either (i) it is neither a Plan nor a Person acting on behalf of any such Plan or using the assets of any such Plan to
effect such transfer or (ii) it has acquired and is holding such Certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of
purchase, not lower than “BBB-”(or its equivalent) by S&P, Fitch or Moody's, and the Certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an
“insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.   If the Mezzanine Certificate is a Book-Entry Certificate, the transferee will be deemed
to have made a representation as provided in clause (i), (ii) or (iii) of this paragraph, as applicable.

For so long as the Supplemental Interest Trust or the Final Maturity Reserve Trust is in existence, no transfer of a Class B Certificate shall be made unless the Trustee shall have received a
representation letter from the transferee of such Certificate, substantially in the form set forth in Exhibit J-1B, to the effect that either (i) it is neither a Plan nor a Person acting on behalf of any such Plan or using the assets of any such Plan to effect such
transfer or (ii) the Plan is an accredited investor within the meaning of the Exemption and such acquisition or holding is eligible for the exemptive relief available under PTCE 95-60 (for transactions by insurance company general accounts).  If the Class B
Certificate is a Book-Entry Certificate, the transferee will be deemed to have made a representation as provided in clause (i) or (ii) of this paragraph, as applicable.

Subsequent to the termination of the Supplemental Interest Trust and the Final Maturity Reserve Trust, no transfer of a Class B Certificate shall be made unless the Trustee shall have received
a representation letter from the transferee of such Certificate, substantially in the form set forth in Exhibit J-1B, to the effect that either (i) it is neither a Plan nor a Person acting on behalf of any such Plan or using the assets of any such Plan to effect such
transfer or it is not a Plan or a trustee or other Person acting on behalf of a Plan or using “plan assets” of a Plan to effect such transfer or (ii) it is an insurance company, the source of funds used to acquire or hold the certificates is an
“insurance company general account” as that term is defined in PTCE 95-60, and the conditions in Sections I and III of PTCE 95-60 have been satisfied.  If the Class B Certificate is a Book-Entry Certificate, the transferee will be deemed to have made
a representation as provided in clause (i) or (ii) of this paragraph, as applicable.

No transfer of a Class C Certificate, Class P Certificate or Residual Certificate or any interest therein shall be made to any Plan subject to ERISA or Section 4975 of the Code, any
Person acting, directly or indirectly, on behalf of any such Plan or any Person acquiring such Certificates with “Plan Assets” of a Plan within the meaning of the Department of Labor regulation promulgated at 29 C.F.R. § 2510.3‐101
(“Plan Assets”) unless, in the case of the Class C Certificates or the Class P Certificates, the Depositor, the Trustee and the Servicer are provided with an Opinion of Counsel which establishes to the satisfaction of the Depositor, the Trustee and the
Servicer that the purchase of such Certificates is permissible under applicable law, will not constitute or result in any prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Depositor, the Servicer, the Trustee, the Delaware
Trustee or the Trust Fund to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition to those undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Depositor, the
Servicer, the Trustee. the Delaware Trustee or the Trust Fund.  Neither an Opinion of Counsel nor any certification will be required in connection with the (i) initial transfer of any Class C Certificate, Class P Certificate or Residual Certificates by the
Depositor to the Seller, (ii) the transfer of any Class C Certificate, Class P Certificate or Residual Certificates by the Seller to an Affiliate of the Seller or to a trust, the depositor of which is an Affiliate of the Seller, (iii) the transfer of any Class C
Certificates, Class P Certificates or Residual Certificates by an Affiliate of the Seller to one or more entities sponsored by such Affiliate or to a trust the depositor of which is one or more entities sponsored by such Affiliate or (iv) a subsequent transfer of any
Class C Certificates, Class P Certificates or Residual Certificates to the Seller or its designee by such entity or trust described in clauses (ii) or (iii) above to which the Certificates were previously transferred in reliance on clauses (ii) or (iii) above (in
which case, the Depositor, the Seller, any such Affiliate and such entities sponsored by such Affiliate shall have deemed to have represented that the applicable transferee is not a Plan or a Person investing Plan Assets) and the Trustee shall be entitled to
conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of each transferee, the Seller or such an Affiliate.  Each transferee of a Class C Certificate, Class P
Certificate or Residual Certificate shall sign a letter substantially in the form of Exhibit I to demonstrate its compliance with this Section 5.02(c) (other than in connection with the (i) initial transfer of any Class C Certificate, Class P Certificate or
Residual Certificates by the Depositor to the Seller, (ii) the transfer of any Class C Certificate, Class P Certificate or Residual Certificates by the Seller to an Affiliate of the Seller or to a trust, the depositor of which is an Affiliate of the Seller, (iii) the
transfer of any Class C Certificates, Class P Certificates or Residual Certificates by an Affiliate of the Seller to one or more entities sponsored by such Affiliate or to a trust the depositor of which is one or more entities sponsored by such Affiliate or (iv) a
subsequent transfer of any Class C Certificates, Class P Certificates or Residual Certificates to the Seller or its designee by such entity or trust described in clauses (ii) or (iii) above to which the Certificates were previously transferred in reliance on clauses
(ii) or (iii) above). 

If any Certificate or any interest therein is acquired or held in violation of the provisions of the preceding paragraphs, the next preceding permitted beneficial owner will be treated as the
beneficial owner of that Certificate retroactive to the date of transfer to the purported beneficial owner.  Any purported beneficial owner whose acquisition or holding of any such Certificate or interest therein was effected in violation of the provisions of
the preceding paragraph shall indemnify and hold harmless the Depositor, the Servicer, the Trustee, the Delaware Trustee and the Trust Fund from and against any and all liabilities, claims, costs or expenses incurred by those parties as a result of that acquisition
or holding.

(d)           Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed
by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably appointed the Depositor or its designee as its attorney‐in‐fact to negotiate the terms of any mandatory sale under
clause (v) below and to execute all instruments of transfer and to do all other things necessary in connection with any such sale, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following
provisions:

(i)            Each Person holding or acquiring any Ownership Interest in a Residual
Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(ii)           No Person shall acquire an Ownership Interest in a Residual Certificate unless such
Ownership Interest is a pro rata undivided interest.

(iii)          Except in connection with any transfer to an Affiliate of the Depositor, in connection
with any proposed transfer of any Ownership Interest in a Residual Certificate, the Trustee shall as a condition to registration of the transfer, require delivery to it, in form and substance satisfactory to it, of each of the following:

A.            an affidavit in the form of Exhibit K hereto from the proposed transferee
to the effect that such transferee is a Permitted Transferee and that it is not acquiring its Ownership Interest in the Residual Certificate that is the subject of the proposed transfer as a nominee, trustee or agent for any Person who is not a Permitted Transferee;
and

B.            a covenant of the proposed transferee to the effect that the proposed
transferee agrees to be bound by and to abide by the transfer restrictions applicable to the Residual Certificates.

(iv)          Any attempted or purported transfer of any Ownership Interest in a Residual Certificate in
violation of the provisions of this Section shall be absolutely null and void and shall vest no rights in the purported transferee.  If any purported transferee shall, in violation of the provisions of this Section, become a Holder of a Residual
Certificate, then the prior Holder of such Residual Certificate that is a Permitted Transferee shall, upon discovery that the registration of transfer of such Residual Certificate was not in fact permitted by this Section, be restored to all rights as Holder thereof
retroactive to the date of registration of transfer of such Residual Certificate.  The Trustee shall not be under any liability to any Person for any registration of transfer of a Residual Certificate that is in fact not permitted by this Section or for
making any distributions due on such Residual Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Trustee received the documents specified in clause (iii).  The Trustee
shall be entitled to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time such distributions were made all distributions made on such Residual Certificate.  Any such distributions so recovered by the Trustee
shall be distributed and delivered by the Trustee to the prior Holder of such Residual Certificate that is a Permitted Transferee.

(v)           If any Person other than a Permitted Transferee acquires any Ownership Interest in a
Residual Certificate in violation of the restrictions in this Section, then the Trustee shall have the right but not the obligation, without notice to the Holder of such Residual Certificate or any other Person having an Ownership Interest therein, to notify the
Depositor to arrange for the sale of such Residual Certificate.  The proceeds of such sale, net of commissions (which may include commissions payable to the Depositor or its affiliates in connection with such sale), expenses and taxes due, if any, will be
remitted by the Trustee to the previous Holder of such Residual Certificate that is a Permitted Transferee, except that in the event that the Trustee determines that the Holder of such Residual Certificate may be liable for any amount due under this Section or
any other provisions of this Agreement, the Trustee may withhold a corresponding amount from such remittance as security for such claim.  The terms and conditions of any sale under this clause (v) shall be determined in the sole discretion of the Trustee
and it shall not be liable to any Person having an Ownership Interest in a Residual Certificate as a result of its exercise of such discretion.

(vi)          If any Person other than a Permitted Transferee acquires any Ownership Interest in a
Residual Certificate in violation of the restrictions in this Section, then the Trustee will provide to the Internal Revenue Service, and to the persons designated in Section 860E(e)(3) of the Code, information needed to compute the tax imposed under
Section 860E(e)(1) of the Code on such transfer.

The foregoing provisions of this Section shall cease to apply to transfers occurring on or after the date on which there shall have been delivered to the Trustee, in form and substance
satisfactory to the Trustee, (i) written notification from each Rating Agency that the removal of the restrictions on Transfer set forth in this Section will not cause such Rating Agency to downgrade its rating of any of the Other NIM Notes, the Insured NIM
Notes (without giving effect to any insurance policy issued by the NIMS Insurer) or the Certificates and (ii) an Opinion of Counsel to the effect that such removal will not cause any REMIC created hereunder to fail to qualify as a REMIC.

(e)           Subject to the preceding subsections, upon surrender for registration of transfer of any Certificate
at any office or agency of the Trustee designated from time to time for such purpose pursuant to Section 8.12, the Trustee shall execute and authenticate and deliver, in the name of the designated Transferee or Transferees, one or more new Certificates of the
same Class of a like aggregate Percentage Interest.

(f)            At the option of the Holder thereof, any Certificate may be exchanged for other Certificates of
the same Class with authorized denominations and a like aggregate Percentage Interest, upon surrender of such Certificate to be exchanged at any office or agency of the Trustee maintained for such purpose pursuant to Section 8.12.  Whenever any Certificates
are so surrendered for exchange the Trustee shall execute, authenticate and deliver the Certificates which the Certificateholder making the exchange is entitled to receive.  Every Certificate presented or surrendered for transfer or exchange shall (if so
required by the Trustee) be duly endorsed by, or be accompanied by a written instrument of transfer in the form satisfactory to the Trustee duly executed by, the Holder thereof or his attorney duly authorized in writing.

(g)           No service charge shall be made for any registration of transfer or exchange of Certificates of any
Class, but the Trustee may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

All Certificates surrendered for registration of transfer or exchange shall be canceled by the Trustee and disposed of pursuant to its standard procedures.

Section 5.03                Mutilated, Destroyed, Lost or Stolen Certificates.

If (i) any mutilated Certificate is surrendered to the Trustee or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and
(ii) there is delivered to the Trustee, the Depositor and (in the case of a Class C Certificate or Class P Certificate) the NIMS Insurer such security or indemnity as may be required by them to save each of them, and the Trust Fund, harmless, then, in the
absence of notice to the Trustee that such Certificate has been acquired by a protected purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like
tenor and Percentage Interest.  Upon the issuance of any new Certificate under this Section, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses
(including the fees and expenses of the Trustee) in connection therewith.  Any duplicate Certificate issued pursuant to this Section, shall constitute complete and indefeasible evidence of ownership in the Trust, as if originally issued, whether or not the lost,
stolen or destroyed Certificate shall be found at any time.

Section 5.04                Persons Deemed Owners.

The Servicer, the Depositor, the Trustee, the Delaware Trustee, the NIMS Insurer and any agent of the Servicer, the Depositor, the Trustee, the Delaware Trustee, or the NIMS Insurer may treat
the Person, including a Depository, in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and none of the Servicer, the Depositor,
the Trustee, the Delaware Trustee, the NIMS Insurer nor any agent of any of them shall be affected by notice to the contrary.

ARTICLE VI

THE SERVICER AND THE DEPOSITOR

Section 6.01                Liability of the Servicer and the Depositor.

The Depositor and the Servicer each shall be liable in accordance herewith only to the extent of the obligations specifically imposed by this Agreement and undertaken hereunder by the
Depositor and the Servicer herein.

Section 6.02                Merger or Consolidation of the Depositor or the Servicer.

Subject to the following paragraph, the Depositor will keep in full effect its existence, rights and franchises as a corporation under the laws of the jurisdiction of its incorporation. 
Subject to the following paragraph, the Servicer will keep in full effect its existence, rights and franchises as a corporation under the laws of the jurisdiction of its incorporation and its qualification as an approved conventional seller/servicer for Fannie Mae or
Freddie Mac in good standing.  The Depositor and the Servicer each will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its respective duties under this Agreement.

The Depositor or the Servicer may be merged or consolidated with or into any Person, or transfer all or substantially all of its assets to any Person, in which case any Person resulting from
any merger or consolidation to which the Depositor or the Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Servicer, shall be the successor of the Depositor or the Servicer, as the case may be, hereunder, without the
execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that the successor or surviving Person to the Servicer shall be qualified to service mortgage loans on
behalf of Fannie Mae or Freddie Mac; and provided further that the Rating Agencies’ ratings of the Other NIM Notes, the Class A Certificates, the Mezzanine Certificates and the Class B Certificates and the shadow rating of the Insured NIM Notes (without giving
effect to any insurance policy issued by the NIMS Insurer) in effect immediately prior to such merger or consolidation will not be qualified, reduced or withdrawn as a result thereof (as evidenced by a letter to such effect from the Rating Agencies to the
Trustee).

Section 6.03                Limitation on Liability of the Depositor, the Servicer and Others.

None of the Depositor, the Servicer or any of the directors, officers, employees or agents of the Depositor or the Servicer shall be under any liability to the Trust Fund or the
Certificateholders for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Servicer or any such person
against any breach of warranties, representations or covenants made herein, or against any specific liability imposed on the Servicer or the Depositor, as applicable, pursuant hereto, or against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.  The Depositor, the Servicer and any director, officer, employee or agent of the Depositor or the Servicer may rely in good
faith on any document of any kind which, prima facie, is properly executed and submitted by any Person respecting any matters arising hereunder.  The Depositor, the Servicer and any director, officer, employee or agent of the Depositor or the Servicer
shall be indemnified and held harmless by the Trust against any loss, liability or expense incurred in connection with any legal action relating to this Agreement or the Certificates, other than any loss, liability or expense incurred by reason of willful
misfeasance, bad faith or negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder.  Neither the Depositor nor the Servicer shall be under any obligation to appear in, prosecute or defend any legal
action unless such action is related to its respective duties under this Agreement and, in its opinion, does not involve it in any expense or liability; provided, however, that each of the Depositor and the Servicer may in its discretion undertake any such action
which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder.  In such event, unless the Depositor or the Servicer acts without the consent of
Holders of Certificates entitled to at least 51% of the Voting Rights (which consent shall not be necessary in the case of litigation or other legal action by either to enforce their respective rights or defend themselves hereunder), the legal expenses and costs of
such action and any liability resulting therefrom (except any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder)
shall be expenses, costs and liabilities of the Trust, and the Depositor and the Servicer shall be entitled to be reimbursed therefor from the Collection Account as and to the extent provided in Section 3.11, any such right of reimbursement being prior to the
rights of the Certificateholders to receive any amount in the Collection Account.

The Servicer (except the Trustee to the extent it has succeeded the Servicer as required hereunder) indemnifies and holds the Trustee, the Delaware Trustee, the Depositor and the Trust Fund
harmless against any and all claims, losses, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments, and any other costs, fees and expenses that the Trustee, the Delaware Trustee, the Depositor or the Trust Fund may sustain in any way
related to the failure of the Servicer to perform its duties and service the Mortgage Loans in compliance with the terms of this Agreement.  The Servicer shall immediately notify the Trustee, the Delaware Trustee, the NIMS Insurer and the Depositor if a claim is
made that may result in such claims, losses, penalties, fines, forfeitures, legal fees or related costs, judgments, or any other costs, fees and expenses, and the Servicer shall assume (with the consent of the Trustee) the defense of any such claim and pay all
expenses in connection therewith, including reasonable counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against the Servicer, the Trustee, the Delaware Trustee, the Depositor and/or the Trust Fund in respect of such
claim.  The provisions of this paragraph shall survive the termination of this Agreement and the payment of the outstanding Certificates.

Section 6.04                Limitation on Resignation of Servicer.

The Servicer shall not resign from the obligations and duties hereby imposed on it except (i) upon determination that its duties hereunder are no longer permissible under applicable law
or (ii) with the written consent of the Trustee and the NIMS Insurer and written confirmation from each Rating Agency (which confirmation shall be furnished to the Depositor and the Trustee) that such resignation will not cause such Rating Agency to reduce the
then current rating of any of the Other NIM Notes, the Class A Certificates, the Mezzanine Certificates or the Class B Certificates or the shadow rating of the Insured NIM Notes (without giving effect to any insurance policy issued by the NIMS Insurer).  Any
such determination pursuant to clause (i) of the preceding sentence permitting the resignation of the Servicer shall be evidenced by an Opinion of Counsel to such effect obtained at the expense of the Servicer and delivered to the Trustee.  No resignation
of the Servicer shall become effective until the Trustee or a successor servicer reasonably acceptable to the NIMS Insurer shall have assumed the Servicer’s responsibilities, duties, liabilities (other than those liabilities arising prior to the appointment of
such successor) and obligations under this Agreement.

Except as expressly provided herein, the Servicer shall not assign or transfer any of its rights, benefits or privileges hereunder to any other Person, nor delegate to or subcontract with, nor
authorize or appoint any other Person to perform any of the duties, covenants or obligations to be performed by the Servicer hereunder.  The foregoing prohibition on assignment shall not prohibit the Servicer from designating a Sub‐Servicer as payee of any
indemnification amount payable to the Servicer hereunder; provided, however, that as provided in Section 3.06 hereof, no Sub‐Servicer shall be a third‐party beneficiary hereunder and the parties hereto shall not be required to recognize any
Sub‐Servicer as an indemnitee under this Agreement.  If, pursuant to any provision hereof, the duties of the Servicer are transferred to a successor servicer, the entire amount of the Servicing Fee and other compensation payable to the Servicer pursuant
hereto shall thereafter be payable to such successor servicer.

Section 6.05                Rights of the Depositor, the NIMS Insurer and the Trustee in Respect of the Servicer.

The Servicer shall afford (and any Sub‐Servicing Agreement shall provide that each Sub‐Servicer shall afford) the Depositor, the NIMS Insurer and the Trustee, upon reasonable
notice, during normal business hours, access to all records maintained by the Servicer (and any such Sub‐Servicer) in respect of the Servicer’s rights and obligations hereunder and access to officers of the Servicer (and those of any such
Sub‐Servicer) responsible for such obligations.  Upon request, the Servicer shall furnish to the Depositor, the NIMS Insurer and the Trustee its (and any such Sub‐Servicer’s) most recent financial statements and such other information relating
to the Servicer’s capacity to perform its obligations under this Agreement that it possesses.  To the extent such information is not otherwise available to the public, the Depositor, the NIMS Insurer and the Trustee shall not disseminate any information
obtained pursuant to the preceding two sentences without the Servicer’s (or any such Sub‐Servicer’s) written consent, except as required pursuant to this Agreement or to the extent that it is necessary to do so (i) in working with legal
counsel, auditors, taxing authorities or other governmental agencies, rating agencies or reinsurers or (ii) pursuant to any law, rule, regulation, order, judgment, writ, injunction or decree of any court or governmental authority having jurisdiction over the
Depositor, the NIMS Insurer, the Trustee or the Trust Fund, and in either case, the Depositor or the Trustee, as the case may be, shall use, and the NIMS Insurer shall be deemed to have agreed with the parties hereto to use, its best efforts to assure the
confidentiality of any such disseminated non‐public information.  The Depositor may, but is not obligated to, enforce the obligations of the Servicer under this Agreement and may, but is not obligated to, perform, or cause a designee to perform, any
defaulted obligation of the Servicer under this Agreement or exercise the rights of the Servicer under this Agreement; provided that the Servicer shall not be relieved of any of its obligations under this Agreement by virtue of such performance by the Depositor or
its designee.  The Depositor shall not have any responsibility or liability for any action or failure to act by the Servicer and is not obligated to supervise the performance of the Servicer under this Agreement or otherwise.

ARTICLE VII

DEFAULT

Section 7.01                Servicer Events of Default.

“Servicer Event of Default,” wherever used herein, means any one of the following events:

(i)            any failure by the Servicer to remit to the Trustee for distribution to the
Certificateholders any payment (other than an Advance required to be made from its own funds on any Servicer Remittance Date pursuant to Section 4.04) required to be made under the terms of the Certificates and this Agreement which continues unremedied for a
period of one Business Day after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Depositor, the Trustee (in which case notice shall be provided by telecopy), or to the Servicer, the
Depositor and the Trustee by the NIMS Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights; or

(ii)           any failure on the part of the Servicer duly to observe or perform in any material
respect any of the covenants or agreements on the part of the Servicer contained in this Agreement which continues unremedied for a period of 45 days (30 days in the case of any failure to maintain a Sub‐Servicing Agreement with an eligible Sub‐Servicer
to the extent required in accordance with Section 3.02(c)) after the earlier of (i) the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Depositor or the Trustee, or to the
Servicer, the Depositor and the Trustee by the NIMS Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights and (ii) actual knowledge of such failure by a Servicing Representative of the Servicer; or

(iii)          a decree or order of a court or agency or supervisory authority having jurisdiction in
the premises in an involuntary case under any present or future federal or state bankruptcy, insolvency or similar law or the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or
similar proceeding, or for the winding‐up or liquidation of its affairs, shall have been entered against the Servicer and if such proceeding is being contested by the Servicer in good faith, such decree or order shall have remained in force undischarged or
unstayed for a period of 60 days or results in the entry of an order for relief or any such adjudication or appointment; or

(iv)          the Servicer shall consent to the appointment of a conservator or receiver or liquidator
in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating to it or of or relating to all or substantially all of its property; or

(v)           the Servicer shall admit in writing its inability to pay its debts generally as they
become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors; or

(vi)          [reserved]; or

(vii)         any failure of the Servicer to make, or cause an Advancing Person to make, any Advance on any
Servicer Remittance Date required to be made from its own funds pursuant to Section 4.04 which continues unremedied until 3:00 p.m. New York time on the Business Day immediately following the Servicer Remittance Date; or

(viii)        the Servicer ceases to be an approved seller or servicer of Fannie Mae.

If a Servicer Event of Default described in clauses (i) through (vi) of this Section shall occur, then, and in each and every such case, so long as such Servicer Event of Default
shall not have been remedied, the Depositor or the Trustee may, and at the written direction of the NIMS Insurer or the Holders of Certificates entitled to at least 51% of Voting Rights, the Trustee shall, by notice in writing to the NIMS Insurer and the Servicer
(and to the Depositor if given by the Trustee or to the Trustee if given by the Depositor), terminate all of the rights and obligations of the Servicer in its capacity as Servicer under this Agreement, to the extent permitted by law, and in and to the Mortgage Loans
and the proceeds thereof.  If a Servicer Event of Default described in clauses (vii) or (viii) hereof shall occur, the Trustee shall, by notice in writing to the Servicer (delivered immediately by facsimile and effective on the date of acknowledgement of receipt
in the case of a Servicer Event of Default described in clause (vii)), the NIMS Insurer and the Depositor, terminate all of the rights and obligations of the Servicer in its capacity as Servicer under this Agreement and in and to the Mortgage Loans and the proceeds
thereof.  On or after the receipt by the Servicer of such written notice, all authority and power of the Servicer under this Agreement, whether with respect to the Certificates (other than as a Holder of any Certificate) or the Mortgage Loans or otherwise, shall
pass to and be vested in the Trustee pursuant to and under this Section and, without limitation, the Trustee is hereby authorized and empowered, as attorney‐in‐fact or otherwise, to execute and deliver on behalf of and at the expense of the Servicer,
any and all documents and other instruments and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of the Mortgage Loans and
related documents, or otherwise.  The Servicer agrees, at its sole cost and expense, promptly (and in any event no later than ten Business Days subsequent to such notice) to provide the Trustee with all documents and records requested by it to enable it to
assume the Servicer’s functions under this Agreement, and to cooperate with the Trustee in effecting the termination of the Servicer’s responsibilities and rights under this Agreement, including, without limitation, the transfer within one Business Day to
the Trustee for administration by it of all cash amounts which at the time shall be or should have been credited by the Servicer to the Collection Account held by or on behalf of the Servicer, or any REO Account or Servicing Account held by or on behalf of the
Servicer or thereafter be received with respect to the Mortgage Loans or any REO Property (provided, however, that the Servicer shall continue to be entitled to receive all amounts accrued or owing to it under this Agreement on or prior to the date of such
termination, whether in respect of Advances or otherwise, and shall continue to be entitled to the benefits of Section 6.03, notwithstanding any such termination, with respect to events occurring prior to such termination).  For purposes of this
Section 7.01, the Trustee shall not be deemed to have knowledge of a Servicer Event of Default unless a Responsible Officer of Trustee assigned to and working in the Trustee’s Corporate Trust Office has actual knowledge thereof or unless written notice of
any event which is in fact such a Servicer Event of Default is received by the Trustee and such notice references the Certificates, any of the Trust REMICs or this Agreement.

The Trustee shall be entitled to be reimbursed by the Servicer (or by the Trust if the Servicer is unable to fulfill its obligations hereunder) for all costs associated with the transfer of
servicing from the predecessor servicer, including without limitation, any costs or expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct
any errors or insufficiencies in the servicing data or otherwise to enable the Trustee to service the Mortgage Loans properly and effectively.

Section 7.02                Trustee to Act; Appointment of Successor.

(a)           On and after the time the Servicer receives a notice of termination, the Trustee shall be the
successor in all respects to the Servicer in its capacity as Servicer under this Agreement and the transactions set forth or provided for herein and shall be subject to all the responsibilities, duties and liabilities relating thereto and arising thereafter, which
shall be assumed by the Trustee (except for any representations or warranties of the Servicer under this Agreement, the responsibilities, duties and liabilities contained in Section 2.03(c) and its obligation to deposit amounts in respect of losses pursuant to
Section 3.12) by the terms and provisions hereof including, without limitation, the Servicer’s obligations to make Advances pursuant to Section 4.04; provided, however, that if the Trustee is prohibited by law or regulation from obligating itself to
make advances regarding delinquent Mortgage Loans, then the Trustee shall not be obligated to make Advances pursuant to Section 4.04; and provided further, that any failure to perform such duties or responsibilities caused by the Servicer’s failure to
provide information required by Section 7.01 shall not be considered a default by the Trustee as successor to the Servicer hereunder; provided, however, it is understood and acknowledged by the parties that there will be a period of transition (not to exceed 90
days) before the servicing transfer is fully effected.  As compensation therefor, the Trustee shall be entitled to the Servicing Fee and all funds relating to the Mortgage Loans to which the Servicer would have been entitled if it had continued to act hereunder
(other than amounts which were due or would become due to the Servicer prior to its termination or resignation).  Notwithstanding anything herein to the contrary, in no event shall the Trustee be liable for any Servicing Fee or for any differential in the amount
of the Servicing Fee paid hereunder and the amount necessary to induce any successor Servicer to act as successor Servicer under this Agreement and the transactions set forth or provided for herein.  After the Servicer receives a notice of termination,
notwithstanding the above and subject to the next paragraph, the Trustee may, if it shall be unwilling to so act, or shall, if it is unable to so act or if it is prohibited by law from making advances regarding delinquent Mortgage Loans, or if the NIMS Insurer or the
Holders of Certificates entitled to at least 51% of the Voting Rights so request in writing to the Trustee, promptly appoint, or petition a court of competent jurisdiction to appoint, an established mortgage loan servicing institution acceptable to each Rating
Agency, having a net worth of not less than $15,000,000 and reasonably acceptable to the NIMS Insurer, as the successor to the Servicer under this Agreement in the assumption of all or any part of the responsibilities, duties or liabilities of the Servicer under this
Agreement.

No appointment of a successor to the Servicer under this Agreement shall be effective until the assumption by the successor of all of the Servicer’s responsibilities, duties and
liabilities hereunder.  In connection with such appointment and assumption described herein, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree; provided, however,
that no such compensation shall be in excess of that permitted the Servicer as such hereunder.  The Depositor, the Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. 
Pending appointment of a successor to the Servicer under this Agreement, the Trustee shall act in such capacity as hereinabove provided.

In connection with the termination or resignation of the Servicer hereunder, either (i) the successor Servicer, including the Trustee if the Trustee is acting as successor Servicer, shall
represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS, in which case the
predecessor Servicer shall cooperate with the successor Servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor Servicer as necessary under MERS’ rules and regulations, or (ii) the predecessor Servicer shall
cooperate with the successor Servicer in causing MERS to execute and deliver an assignment of Mortgage in recordable form to transfer the Mortgage from MERS to the Trustee and to execute and deliver such other notices, documents and other instruments as may be
necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor Servicer. The predecessor Servicer shall file or cause to be filed any such assignment in the appropriate recording office.
The predecessor Servicer shall bear any and all fees of MERS, costs of preparing any assignments of Mortgage, and fees and costs of filing any assignments of Mortgage that may be required under this Section 7.02(a).

Upon removal or resignation of the Servicer, the Trustee, with the cooperation of the Depositor, (x) shall solicit bids for a successor Servicer as described below and (y) pending
the appointment of a successor Servicer as a result of soliciting such bids, shall serve as Servicer of the Mortgage Loans serviced by such predecessor Servicer.  The Trustee shall solicit, by public announcement, bids from housing and home finance institutions,
banks and mortgage servicing institutions meeting the qualifications set forth in the first paragraph of this Section 7.02 (including the Trustee or any affiliate thereof).  Such public announcement shall specify that the successor Servicer shall be entitled to
the servicing compensation agreed upon between the Trustee, the successor Servicer and the Depositor; provided, however, that no such fee shall exceed the Servicing Fee.  Within thirty days after any such public announcement, the Trustee with the cooperation of
the Depositor, shall negotiate in good faith and effect the sale, transfer and assignment of the servicing rights and responsibilities hereunder to the qualified party submitting the highest satisfactory bid as to the price they will pay to obtain such
servicing.  The Trustee, upon receipt of the purchase price shall pay such purchase price to the Servicer being so removed, after deducting from any sum received by the Trustee from the successor to the Servicer in respect of such sale, transfer and assignment
all costs and expenses of any public announcement and of any sale, transfer and assignment of the servicing rights and responsibilities reasonably incurred hereunder.  After such deductions, the remainder of such sum shall be paid by the Trustee to the Servicer
at the time of such sale.

(b)           If the Servicer fails to remit to the Trustee for distribution to the Certificateholders any payment
required to be made under the terms of this Agreement (for purposes of this Section 7.02(b), a “Remittance”) because the Servicer is the subject of a proceeding under the Bankruptcy Code and the making of such Remittance is prohibited by
Section 362 of the Bankruptcy Code, the Trustee shall upon written notice of such prohibition, regardless of whether it has received a notice of termination under Section 7.01, shall be treated as though it had succeeded to the Servicer and shall advance
the amount of such Remittance by depositing such amount in the Distribution Account on the related Distribution Date.  The Trustee shall be obligated to make such advance only if (i) such advance, in the good faith judgment of the Trustee can reasonably be
expected to be ultimately recoverable from Stayed Funds and (ii) the Trustee is not prohibited by law from making such advance or obligating itself to do so.  Upon remittance of the Stayed Funds to the Trustee or the deposit thereof in the Distribution
Account by the Servicer, a trustee in bankruptcy or a federal bankruptcy court, the Trustee may recover the amount so advanced, without interest, by withdrawing such amount from the Distribution Account; however, nothing in this Agreement shall be deemed to affect
the Trustee’s rights to recover from the Servicer’s own funds interest on the amount of any such advance.  If the Trustee at any time makes an advance under this subsection which it later determines in its good faith judgment will not be
ultimately recoverable from the Stayed Funds with respect to which such advance was made, the Trustee shall be entitled to reimburse itself for such advance, without interest, by withdrawing from the Distribution Account, out of amounts on deposit therein, an amount
equal to the portion of such advance attributable to the Stayed Funds.

Section 7.03                Notification to Certificateholders.

(a)           Upon any termination of the Servicer pursuant to Section 7.01 above or any appointment of a
successor to the Servicer pursuant to Section 7.02 above, the Trustee shall give prompt written notice thereof to Certificateholders at their respective addresses appearing in the Certificate Register and to the NIMS Insurer. 

(b)           Not later than the later of 60 days after the occurrence of any event, which constitutes or which,
with notice or lapse of time or both, would constitute a Servicer Event of Default or five days after a Responsible Officer of the Trustee becomes aware of the occurrence of such an event, the Trustee shall transmit by mail to all Holders of Certificates and to the
NIMS Insurer and the Swap Counterparty notice of each such occurrence, unless such default or Servicer Event of Default shall have been cured or waived.

Section 7.04                Waiver of Servicer Events of Default.

The Holders representing at least 66% of the Voting Rights evidenced by all Classes of Certificates affected by any default or Servicer Event of Default hereunder may, with the consent of the
NIMS Insurer, waive such default or Servicer Event of Default; provided, however, that a default or Servicer Event of Default under clause (i) or (vii) of Section 7.01 may be waived only by all of the Holders of the Regular Certificates and
the NIMS Insurer (as evidenced by the written consent of the NIMS Insurer).  Upon any such waiver of a default or Servicer Event of Default, such default or Servicer Event of Default shall cease to exist and shall be deemed to have been remedied for every
purpose hereunder.  No such waiver shall extend to any subsequent or other default or Servicer Event of Default or impair any right consequent thereon except to the extent expressly so waived.

ARTICLE VIII

THE TRUSTEE

Section
8.01                Duties of Trustees.

The Trustee, prior to the occurrence of a Servicer Event of Default and after the curing of all Servicer Events of Default which may have occurred, undertakes to perform such duties and only
such duties as are specifically set forth in this Agreement.  During a Servicer Event of Default, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise as a prudent
person would exercise or use under the circumstances in the conduct of such person’s own affairs.  Any permissive right of the Trustee enumerated in this Agreement shall not be construed as a duty.

The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be
furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement.  If any such instrument is found not to conform to the requirements of this Agreement in a material manner, the
Trustee shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s satisfaction, the Trustee will provide notice thereof to the Certificateholders.

No provision of this Agreement shall be construed to relieve the Trustee or Delaware Trustee from liability for its own negligent action, its own negligent failure to act or its own willful
misconduct; provided, however, that:

(i)            Prior to the occurrence of a Servicer Event of Default, and after the curing of
all such Servicer Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, neither the Trustee nor the Delaware Trustee shall be liable except for the performance of
such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee or the Delaware Trustee and, in the absence of bad faith on the part of the Trustee or the Delaware
Trustee, such trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to such trustee that conform to the requirements of this Agreement;

(ii)           Neither the Trustee nor the Delaware Trustee shall be personally liable for an error
of judgment made in good faith by a Responsible Officer or Responsible Officers of such trustee unless it shall be proved that such trustee was negligent in ascertaining the pertinent facts; and

(iii)          Neither the Trustee nor the Delaware Trustee shall be personally liable with respect to
any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the NIMS Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights relating to the time, method and place of conducting any proceeding
for any remedy available to such trustee, or exercising any trust or power conferred upon such trustee, under this Agreement.

Section
8.02                Certain Matters Affecting the Trustees.

(a)           Except as otherwise provided in Section 8.01:

(i)            Each of the Trustee and the Delaware Trustee may request and rely conclusively
upon and shall be fully protected in acting or refraining from acting upon any resolution, Officer’s Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other
paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties and the manner of obtaining consents and evidencing the authorization of the execution thereof shall be subject to such reasonable
regulations as such trustee may prescribe;

(ii)           Each of the Trustee and the Delaware Trustee may consult with counsel and any
Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such Opinion of Counsel;

(iii)          Neither the Trustee nor the Delaware Trustee shall be under any obligation to exercise
any of the trusts or powers vested in it by this Agreement or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the NIMS Insurer or the Certificateholders, pursuant to the provisions of this
Agreement, unless the NIMS Insurer or such Certificateholders shall have offered to such trustee security or indemnity satisfactory to it against the costs, expenses and liabilities which may be incurred therein or thereby; nothing contained herein shall, however,
relieve the Trustee of the obligation, upon the occurrence of a Servicer Event of Default (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise as
a prudent person would exercise or use under the circumstances in the conduct of such person’s own affairs;

(iv)          Neither the Trustee nor the Delaware Trustee shall be personally liable for any action
taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v)           Prior to the occurrence of a Servicer Event of Default hereunder and after the curing
of all Servicer Events of Default which may have occurred, neither the Trustee nor the Delaware Trustee shall be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request,
consent, order, approval, bond or other paper or document, unless requested in writing to do so by the NIMS Insurer or the Holders of Certificates entitled to at least 25% of the Voting Rights; provided, however, that if the payment within a reasonable time to the
Trustee or the Delaware Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of such trustee not reasonably assured to such trustee by the NIMS Insurer or such Certificateholders, such
trustee may require reasonable indemnity against such expense, or liability from the NIMS Insurer or such Certificateholders as a condition to taking any such action;

(vi)          Each of the Trustee and the Delaware Trustee may execute any of the trusts or powers
hereunder or perform any duties hereunder either directly or by or through agents, custodians, nominees or attorneys, and neither shall be responsible for any willful misconduct or negligence of such agents, custodians, nominees or attorneys (as long as such agents,
custodians, nominees or attorneys are appointed with due and proper care);

(vii)         The Trustee shall not be personally liable for any loss resulting from the investment of funds
held in the Collection Account or the Supplemental Interest Account at the direction of the Servicer pursuant to Section 3.12 or the Holders of the majority of the Percentage Interest in the Class C Certificates, pursuant to Section 4.09, as
applicable;

(viii)        Except as otherwise expressly provided herein, none of the provisions of this Agreement shall
require the Trustee or the Delaware Trustee to expend or risk its own funds or otherwise to incur any liability, financial or otherwise, in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers (not including expenses,
disbursements and advances incurred or made by such trustee including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of such trustee’s performance in accordance with the provisions of this Agreement) if it
shall have reasonable grounds for believing that repayment of such funds or indemnity satisfactory to it against such risk or liability is not assured to it;

(ix)           The Supplemental Interest Trust Trustee shall only be obligated to make
payments to the Trust to the extent that the Supplemental Interest Trust Trustee receives the related funds from the Swap Provider, and shall only be obligated to make payments to the Swap Provider under the Swap Agreement to the extent that the Supplemental Interest
Trust Trustee receives the related funds from the Trust; and

(x)            Except as expressly provided in this Agreement, in no event shall the Trustee
be under any duty or obligation to monitor, determine, investigate or compel compliance by the Trust with the requirements of the Statutory Trust Statute.

(b)           All rights of action under this Agreement or under any of the Certificates, enforceable by the Trustee
may be enforced by it without the possession of any of the Certificates, or the production thereof at the trial or other proceeding relating thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in its name for the benefit of all
the Holders of such Certificates, subject to the provisions of this Agreement.

(c)           Each of the Supplemental Interest Trust Trustee and the Final Maturity Reserve Trust Trustee shall be
entitled to the same rights, protections, immunities and indemnities afforded to the Trustee hereunder.

Section
8.03                Trustees Not Liable for Certificates or Mortgage Loans.

The recitals contained herein and in the Certificates (other than the signature of the Trustee and the Delaware Trustee, the execution and authentication of the Trustee on the Certificates,
the acknowledgments of the Trustee contained in Article II and the representations and warranties of the Trustee in Section 8.13) shall be taken as the statements of the Depositor, and neither the Trustee nor the Delaware Trustee shall assume any
responsibility for their correctness.  Neither the Trustee nor the Delaware Trustee makes any representations or warranties as to the validity or sufficiency of this Agreement (other than as specifically set forth in Section 8.13) or of the Certificates
(other than execution and authentication of the Trustee on the Certificates) or of any Mortgage Loan or related document.  Neither the Trustee nor the Delaware Trustee shall be accountable for the use or application by the Depositor of any of the Certificates or
of the proceeds of the Certificates, or for the use or application of any funds paid to the Depositor or the Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the Collection Account by the Servicer, other than any funds held by or on behalf
of the Trustee in accordance with Section 3.10.

Section
8.04                Trustees May Own Certificates.

Each of the Trustee and the Delaware Trustee in its individual capacity or any other capacity may become the owner or pledgee of Certificates with the same rights it would have if it were not
trustee and may transact banking and/or trust business with the Seller, the Depositor, the Servicer or their Affiliates.

Section
8.05                Trustees’ Fees and Expenses.

(a)           On the Closing Date, the Depositor shall pay to the Trustee as specified in a separate agreement
between the Depositor and the Trustee.  The Trustee shall withdraw from the Distribution Account on each Distribution Date and pay to itself the Trustee Fee for such Distribution Date and one day’s interest earnings (net of losses) on amounts on deposit in
the Distribution Account.  The right to receive the Trustee Fee may not be transferred in whole or in part except in connection with the transfer of all of the Trustee’s responsibilities and obligations under this Agreement.  Subject to separate
written agreements with the Delaware Trustee, the Servicer covenants and agrees to, and the Servicer shall, pay the Delaware Trustee from time to time, and the Delaware Trustee shall be entitled to payment for all services rendered by it in the exercise and
performance of any of the powers and duties hereunder of the Delaware Trustee.

Each of the Trustee and the Delaware Trustee, and any director, officer, employee or agent of such trustee shall be indemnified by the Trust and held harmless against any loss, liability or
expense (not including expenses, disbursements and advances incurred or made by such trustee, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of such trustee’s performance in accordance with the
provisions of this Agreement) incurred by such trustee arising out of or in connection with the acceptance or administration of its obligations (including, without limitation, its obligation to enter into the Swap Agreement in its capacity as the Supplemental
Interest Trust Trustee) and duties under this Agreement, other than any loss, liability or expense (i) in any way relating to the failure of the Servicer to perform its duties and service the Mortgage Loans in compliance with the terms of this Agreement,
(ii) that constitutes a specific liability of the Trustee pursuant to Sections 4.08 or 10.01(c) or (iii) any loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties hereunder or by reason of
reckless disregard of obligations and duties hereunder, including as a result of a breach of the Trustee’s obligations under Article X hereof.  Any amounts payable to the Trustee, the Delaware Trustee or any director, officer, employee or agent of
such trustee in respect of the indemnification provided by this paragraph (a), or pursuant to any other right of reimbursement from the Trust that the Trustee or any director, officer, employee or agent of the Trustee may have hereunder in its capacity as such, may
be withdrawn by the Trustee from the Distribution Account at any time.  Such indemnity shall survive the termination of this Agreement and the resignation of the Trustee or the Delaware Trustee.

As a limitation on the foregoing with respect to certain expenses of the Trustee and the Delaware Trustee, the Trustee and the Delaware Trustee shall receive from the Trust Fund amounts with
respect to indemnification for reasonable counsel fees and expenses (collectively, “Legal Fees”) in connection with any third‐party litigation or other claims alleging violations of laws or regulations relating to consumer lending and/or servicing
of the Trust Fund (collectively, “Third Party Claims”) in an amount not greater than $50,000 per month (with amounts in excess of $50,000 for any month carried‐forward to subsequent months, in each case the Trustee shall have first priority to
indemnification over the Delaware Trustee from such monthly and annual amounts).  Neither the Trustee nor the Delaware Trustee shall have any obligation to incur additional expenses for which reimbursement is limited pursuant to this paragraph in excess of the
aggregate limit set forth above unless it has received reasonable security or indemnity for such additional expenses.  The Certificateholders shall hold each of the Trustee and the Delaware Trustee harmless for any consequences to such Certificateholders
resulting from any failure of such trustee to incur any such additional expenses in excess of the aforementioned aggregate limit.

 (b)          Without limiting the Servicer’s indemnification obligations under Section 6.03, the
Servicer agrees to indemnify each of the Trustee and the Delaware Trustee from, and hold it harmless against, any loss, liability or expense resulting from a breach of the Servicer’s obligations and duties under this Agreement.  Such indemnity shall
survive the termination or discharge of this Agreement and the resignation or removal of the Trustee or the Delaware Trustee.  Any payment under this Section 8.05(b) made by the Servicer to the Trustee or the Delaware Trustee shall be from the
Servicer’s own funds, without reimbursement from the Trust Fund therefor.

Section
8.06                Eligibility Requirements for Trustees.

The Trustee hereunder shall at all times be a corporation or an association (other than the Depositor, the Seller, the Servicer or any Affiliate of the foregoing) organized and doing business
under the laws of any state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority.  If
such corporation or association publishes reports of conditions at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section the combined capital and surplus of such
corporation or association shall be deemed to be its combined capital and surplus as set forth in its most recent report of conditions so published.  The Delaware Trustee hereunder shall at all times have its principal place of business in the State of Delaware
and shall satisfy the applicable requirements under the laws of the State of Delaware authorizing it to act as the Delaware Trustee of the Trust.  In case at any time the Trustee or the Delaware Trustee shall cease to be eligible in accordance with the
provisions of this Section, such trustee shall resign immediately in the manner and with the effect specified in Section 8.07.

Section
8.07                Resignation or Removal of Trustees.

Each of the Trustee and the Delaware Trustee may at any time resign and be discharged from the trust hereby created by giving written notice thereof to the NIMS Insurer, the Depositor, the
Servicer, the Swap Counterparty and the Certificateholders.  Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee by written instrument, in duplicate, which instrument shall be delivered to the resigning trustee and
to the successor trustee acceptable to the NIMS Insurer and to the Holders of Certificates entitled to at least 51% of the Voting Rights.  A copy of such instrument shall be delivered to the Certificateholders and the Servicer by the Depositor.  If no
successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.

If at any time the Trustee or the Delaware Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by
the Depositor or the NIMS Insurer, or if at any time the Trustee or the Delaware Trustee shall become incapable of acting, or shall be adjudged bankrupt or insolvent, or a receiver of such trustee or of its property shall be appointed, or any public officer shall
take charge or control of such trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then the Depositor or the NIMS Insurer, may remove such trustee and the Depositor may appoint a successor trustee, acceptable to the
NIMS Insurer and to the Holders of Certificates entitled to at least 51% of the Voting Rights, by written instrument, in triplicate, which instrument shall be delivered to the trustee so removed, the trustee continuing and to the successor trustee.  A copy of
such instrument shall be delivered to the Certificateholders and the Servicer by the Depositor.

The Holders of Certificates entitled to at least 51% of the Voting Rights, with the consent of the NIMS Insurer, may at any time remove the Trustee or the Delaware Trustee and appoint a
successor trustee by written instrument or instruments, in triplicate, signed by the NIMS Insurer or such Holders, as applicable, or their attorneys‐in‐fact duly authorized, one complete set of which instruments shall be delivered to the Depositor, one
complete set to the trustee so removed and one complete set to the successor so appointed.  A copy of such instrument shall be delivered to the NIMS Insurer, the Certificateholders, the trustee continuing and the Servicer by the Depositor. 

Any resignation or removal of the Trustee or the Delaware Trustee and appointment of a successor trustee pursuant to any of the provisions of this Section shall not become effective until
acceptance of appointment by the successor trustee as provided in Section 8.08. 

Section
8.08                Successor Trustees.

Any successor trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Depositor, and to its predecessor trustee an instrument accepting such
appointment hereunder, and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of
its predecessor hereunder, with the like effect as if originally named as Trustee or Delaware Trustee herein.  The predecessor trustee shall deliver to the successor trustee all Mortgage Files and related documents and statements, as well as all moneys, held by
it hereunder (other than any Mortgage Files at the time held by a Custodian, which Custodian shall become the agent of any successor trustee (but not a successor of the Delaware Trustee) hereunder), and the Depositor and the predecessor trustee shall execute and
deliver such instruments and do such other things as may reasonably be required for more fully and certainly vesting and confirming in the successor trustee all such rights, powers, duties and obligations.

No successor trustee shall accept appointment as provided in this Section unless at the time of such acceptance such successor trustee shall be eligible under the provisions of
Section 8.06 and the appointment of such successor trustee shall not result in a downgrading of the ratings of any of the Other NIM Notes or of any Class of Certificates or of the shadow ratings of the Insured NIM Notes (without giving effect to any insurance
policy issued by the NIMS Insurer) by any Rating Agency, as evidenced by a letter from each Rating Agency.

Upon acceptance of appointment by a successor trustee as provided in this Section, the Depositor shall mail notice of the succession of such trustee hereunder to all Holders of Certificates at
their addresses as shown in the Certificate Register and the Swap Counterparty.  If the Depositor fails to mail such notice within 10 days after acceptance of appointment by the successor trustee, the successor trustee shall cause such notice to be mailed at the
expense of the Depositor.

It is acknowledged and agreed that the Person serving as Trustee hereunder shall also serve as Supplemental Interest Trust Trustee and as Final Maturity Reserve Trust Trustee.  If the
Trustee resigns or is removed as Trustee hereunder, the Trustee shall also cease to be the Supplemental Interest Trust Trustee and as Final Maturity Reserve Trust Trustee hereunder.  Any person appointed as successor trustee hereunder shall also be required to
serve as successor supplemental interest trust trustee and final maturity reserve trust trustee.

Section
8.09                Merger or Consolidation of Trustees.

Any corporation or association into which the Trustee or the Delaware Trustee may be merged or converted or with which it may be consolidated or any corporation or association resulting from
any merger, conversion or consolidation to which the Trustee or the Delaware Trustee shall be a party, or any corporation or association succeeding to the business of trustee, shall be the successor of such trustee hereunder, provided such corporation or association
shall be eligible under the provisions of Section 8.06, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

Section
8.10                Appointment of Co‐Trustee or Separate Trustee.

Notwithstanding any other provisions hereof, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of REMIC 1, or property securing the same
may at the time be located, the Servicer and the Trustee or the Delaware Trustee, acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by such trustee and the NIMS Insurer, to act as
co‐trustee or co‐trustees, jointly with such trustee, or separate trustee or separate trustees, of all or any part of REMIC 1, and to vest in such Person or Persons, in such capacity, such title to REMIC 1, or any part thereof and, subject to
the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Servicer and the Trustee or the Delaware Trustee, as applicable, may consider necessary or desirable.  If the Servicer shall not have joined in such
appointment or the NIMS Insurer shall not have approved such appointment within 15 days after the receipt by it of a request so to do, or in case a Servicer Event of Default shall have occurred and be continuing, the Trustee or the Delaware Trustee, as applicable,
alone shall have the power to make such appointment.  No co‐trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06 hereunder and no notice to Holders of Certificates of the
appointment of co‐trustee(s) or separate trustee(s) shall be required under Section 8.08 hereof.  If such appointment is at the request of the Servicer, then any expense of the Trustee or the Delaware Trustee, as applicable, shall be deemed a
Servicing Advance for all purpose of this Agreement, otherwise it will be an expense of the Trustee or the Delaware Trustee, as applicable, and will be payable out of such trustee’s funds.

In the case of any appointment of a co‐trustee or separate trustee pursuant to this Section 8.10 all rights, powers, duties and obligations conferred or imposed upon the Trustee or
the Delaware Trustee, as applicable, shall be conferred or imposed upon and exercised or performed by the Trustee or the Delaware Trustee, as applicable, and such separate trustee or co‐trustee jointly, except to the extent that under any law of any
jurisdiction in which any particular act or acts are to be performed by the Trustee or the Delaware Trustee, as applicable, (whether as trustee hereunder or as successor to the Servicer hereunder), such trustee shall be incompetent or unqualified to perform such act
or acts, in which event such rights, powers, duties and obligations (including the holding of title to REMIC 1, or any portion thereof in any such jurisdiction) shall be exercised and performed by such separate trustee or co‐trustee at the direction of the
Trustee or the Delaware Trustee, as applicable.

Any notice, request or other writing given to the Trustee or the Delaware Trustee, as applicable, shall be deemed to have been given to each of the then separate trustees and
co‐trustees, as effectively as if given to each of them.  Every instrument appointing any separate trustee or co‐trustee shall refer to this Agreement and the conditions of this Article VIII.  Each separate trustee and co‐trustee,
upon its acceptance of the trust conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or the Delaware Trustee, as applicable, or separately, as may be provided therein, subject to all the
provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee or the Delaware Trustee, as applicable.  Every such instrument shall be filed
with the Trustee or the Delaware Trustee, as applicable.

Any separate trustee or co‐trustee may, at any time, constitute the Trustee or the Delaware Trustee, as applicable, its agent or attorney‐in‐fact, with full power and
authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name.  If any separate trustee or co‐trustee shall die, become incapable of acting, resign or be removed, all of its
estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee or the Delaware Trustee, as applicable, to the extent permitted by law, without the appointment of a new or successor trustee.

Section
8.11                Appointment of Custodians.

The Trustee may, with the consent of the Depositor and the Servicer, appoint one or more Custodians to hold all or a portion of the Mortgage Files as agent for the Trustee, by entering into a
Custodial Agreement.  The Trustee shall initially serve as the Custodian and this Agreement shall serve as the Custodial Agreement.  The appointment of any Custodian may at any time be terminated and a substitute Custodian appointed therefor upon the
reasonable request of the Servicer to the Trustee and the consent of the NIMS Insurer, the consent to which shall not be unreasonably withheld.  The Trustee shall pay any and all fees and expenses of any Custodian (other than the Washington Mutual Custodian) in
accordance with each Custodial Agreement.  Subject to Article VIII hereof, the Trustee agrees to comply with the terms of each Custodial Agreement and to enforce the terms and provisions thereof against the Custodian for the benefit of the
Certificateholders having an interest in any Mortgage File held by such Custodian.  Each Custodian shall be a depository institution or trust company subject to supervision by federal or state authority, shall have combined capital and surplus of at least
$10,000,000 and shall be qualified to do business in the jurisdiction in which it holds any Mortgage File.  Each Custodial Agreement may be amended only as provided in Section 11.01.  In no event shall the appointment of any Custodian pursuant to a
Custodial Agreement diminish the obligations of the Trustee hereunder.  The Trustee shall at all times remain responsible under the terms of this Agreement notwithstanding the fact that certain duties have been assigned to the Custodian (other than the
Washington Mutual Custodian), but only to the extent the Trustee is responsible for its own acts hereunder.  Any documents delivered by the Depositor or the Servicer to a Custodian other than the Trustee, if any, shall be deemed to have been delivered to the
Trustee for all purposes hereunder; and any documents held by such a Custodian, if any, shall be deemed to be held by the Trustee for all purposes hereunder.  In order to comply with its duties under the U.S. Patriot Act, the Custodian shall obtain and verify
certain information and documentation from the other parties to this Agreement, including, but not limited to, such parties’ name, address, and other identifying information.

Section
8.12                Appointment of Office or Agency.

The Trustee will appoint an office or agency where the Certificates may be surrendered for registration of transfer or exchange, and presented for final distribution, and where notices and
demands to or upon the Trustee in respect of the Certificates and this Agreement may be served.  As of the Closing Date, the Trustee designates its offices located at the office of Trustee’s agent, located at DB Services Tennessee, 648 Grassmere Park Road,
Nashville, TN 37211-3658, Attn: Transfer Unit for such purpose.

Section
8.13                Representations and Warranties of the Trustee.

The Trustee hereby represents and warrants to the Servicer and the Depositor, as of the Closing Date, that:

(i)            it is a national banking association duly organized, validly existing and in
good standing under the laws of the United States.

(ii)           the execution and delivery of this Agreement, and the performance and compliance
with the terms of this Agreement, will not violate its charter or bylaws or constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, or result in the breach of, any material agreement or other instrument to
which it is a party or which is applicable to it or any of its assets.

(iii)          it has the full power and authority to enter into and consummate all transactions
contemplated by this Agreement, has duly authorized the execution, delivery and performance of this Agreement, and has duly executed and delivered this Agreement.

(iv)          this Agreement, assuming due authorization, execution and delivery by the Servicer and the
Depositor, constitutes its valid, legal and binding obligation, enforceable against it in accordance with the terms hereof, subject to (A) applicable bankruptcy, insolvency, receivership, reorganization, moratorium and other laws affecting the enforcement of
creditors’ rights generally, and (B) general principles of equity, regardless of whether such enforcement is considered in a proceeding in equity or at law.

Section 8.14                Duties of Delaware Trustee.

(a)                 The
Delaware Trustee is appointed to serve as the trustee of the Trust in the State of Delaware for the sole purpose of satisfying the requirement of Section 3807(a) of the Statutory Trust Statute that the Trust have at least one trustee with a principal place of
business in Delaware.  It is understood and agreed by the parties hereto that the Delaware Trustee shall have none of the duties or liabilities of the Trustee.

(b)                 The duties
of the Delaware Trustee shall be limited to (i) accepting legal process served on the Trust in the State of Delaware, (ii) the execution of any certificates with respect to the Trust required to be filed with the Secretary of State which the Delaware Trustee is
required to execute under Section 3811 of the Statutory Trust Statute and (iii) such other duties as are set forth in this Article VIII.  To the extent that, at law or in equity, the Delaware Trustee has duties (including fiduciary duties) and liabilities
relating thereto to the Trust or the Holders of the REMIC 1 Regular Interests, REMIC 2 Regular Interests, REMIC 3 Regular Interests or the Certificates, it is hereby understood and agreed by the parties hereto that such duties and liabilities are
replaced by the duties and liabilities of the Delaware Trustee expressly set forth in this Agreement.

Section 8.15                Amendment to Certificate of Trust.

If at any time required by Section 3810 of the Statutory Trust Statute, the Trustee, the Delaware Trustee and any other trustee of the Trust shall cause an amendment to the Certificate of
Trust to be filed with the Secretary of State in accordance with the provisions of such Section 3810.

Section 8.16                Trustees Act on Behalf of Trust.

Except to the extent otherwise expressly provided herein, in the performance of its obligations under this Agreement, each of the Trustee and the Delaware Trustee shall at all times be acting
on behalf of the Trust or the Certificateholders, as applicable.

ARTICLE IX

TERMINATION

Section 9.01                Termination Upon Purchase or Liquidation of All Mortgage Loans.

(a)           Subject to Section 9.02, the Trust and the respective obligations and responsibilities under this
Agreement of the Depositor, the Servicer, the Trustee and the Delaware Trustee (other than the obligations of the Servicer to the Trustee pursuant to Section 8.05 and of the Servicer to provide for and the Trustee to make payments in respect of the REMIC 1
Regular Interests, REMIC 2 Regular Interests, REMIC 3 Regular Interests and the Classes of Certificates as hereinafter set forth) shall terminate in accordance with Section 3808 of the Delaware Trust Statute upon the payment to the Certificateholders and the
deposit of all amounts held by or on behalf of the Trustee or the Trust and required hereunder to be so paid or deposited on the Distribution Date coinciding with or following the earlier to occur of (i) the purchase by the Terminator (as defined below) of all
Mortgage Loans and each REO Property remaining in REMIC 1 and (ii) the final payment or other liquidation (or any advance with respect thereto) of the last Mortgage Loan or REO Property remaining in REMIC 1; provided, however, that in no event shall
the trust created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James, living on the date hereof.  The purchase by
the Terminator of all Mortgage Loans and each REO Property remaining in REMIC 1 shall be at a price (the “Termination Price”) equal to (a) if the Terminator is the Servicer purchasing the Mortgage Loans and the REO Properties on its own behalf,
100% of the aggregate Stated Principal Balance of all the Mortgage Loans included in REMIC 1 and accrued interest on the Stated Principal Balance of each such Mortgage Loan at the applicable Net Mortgage Rate in effect from time to time from the Due Date as to which
interest was last paid by the related Mortgagor or by an advance by the Servicer to but not including the first day of the month in which such purchase is to be effected, plus the appraised value of each REO Property, if any, included in REMIC 1, such appraisal to be
conducted by an appraiser selected by the Terminator in its reasonable discretion and (b) if the Terminator is the Servicer purchasing the Mortgage Loans and the REO Properties at the request of and on behalf of an unaffiliated third party or is the NIMS
Insurer, the greater of (A) the aggregate Purchase Price of all the Mortgage Loans included in REMIC 1, plus the appraised value of each REO Property, if any, included in REMIC 1, such appraisal to be conducted by an appraiser selected by the
Terminator in its reasonable discretion, and (B) the aggregate fair market value of all of the assets of REMIC 1 (as determined by the Terminator, as of the close of business on the third Business Day next preceding the date upon which notice of any such
termination is furnished to Certificateholders pursuant to the third paragraph of this Section 9.01), and any additional amounts necessary to pay all interest accrued on, as well as amounts necessary to pay in full the principal balance of, the NIM Notes and any
amounts necessary to reimburse the NIMS Insurer for all amounts paid under the NIMs insurance policy and any other amounts reimbursable or otherwise payable to the NIMS Insurer, in each case, with interest thereon at the applicable rate set forth in the Indenture and
to the extent not previously reimbursed or paid and any amounts payable by the Supplemental Interest Trust Trustee to the Swap Counterparty pursuant to the Swap Agreement, including any Swap Termination Payment payable by the Supplemental Interest Trust Trustee
including any interest on such Swap Termination Payment at the applicable rate set forth in the Swap Agreement from the Early Termination Date until such Swap Termination Payment is paid.

(b)           The Servicer shall have the right and, if the Servicer does not exercise such right, the NIMS Insurer,
shall have the right (the party exercising such right, the “Terminator”) to purchase all of the Mortgage Loans and each REO Property remaining in REMIC 1 pursuant to clause (i) of the preceding paragraph no later than the Determination Date in
the month immediately preceding the Distribution Date on which the Certificates will be retired; provided, however, that the Terminator may elect to purchase all of the Mortgage Loans and each REO Property remaining in REMIC 1 pursuant to clause (i) of the
preceding paragraph only if the aggregate Stated Principal Balance of the Mortgage Loans and each REO Property remaining in the Trust Fund at the time of such election is equal to or less than 10% of the Cut-off Date Principal Balance of the Closing Date Mortgage
Loans.  Additionally, if the Terminator is the Servicer purchasing the Mortgage Loans and the REO Properties on its own behalf, the Terminator may elect to  purchase all of the Mortgage Loans and each REO Property in REMIC 1 pursuant to clause (i) of the
preceding paragraph only if the Termination Price (A) is equal to or less than the aggregate fair market value of all of the assets of REMIC 1 (as determined by the Terminator, as of the close of business on the third Business Day next preceding the date upon which
notice of any such termination is furnished to Certificateholders pursuant to Section 9.01(c)), less unreimbursed Advances and Servicing Advances (other than Advances and Servicing Advances made with respect to Mortgage Loans as to which the Servicer expects
that that foreclosure is not imminent), (B) will result in distributions on the Certificates sufficient (together with all amounts received under the Indenture other than on account of the Certificates) to pay all interest accrued on, as well as amounts necessary to
pay in full the principal balance of, the NIM Notes and any amounts necessary to reimburse the NIMS Insurer for all amounts paid under the NIMs insurance policy and any other amounts reimbursable or otherwise payable to the NIMS Insurer, in each case, with interest
thereon at the applicable rate set forth in the Indenture and to the extent not previously reimbursed or paid (unless the NIMS Insurer consents to a lesser Termination Price) and (C) will result in distributions to the Swap Counterparty sufficient to pay in full all
amounts payable by the Supplemental Interest Trust Trustee to the Swap Counterparty pursuant to the Swap Agreement, including any Swap Termination Payment payable by the Supplemental Interest Trust Trustee including any interest on such Swap Termination Payment at
the applicable rate set forth in the Swap Agreement from the Early Termination Date until such Swap Termination Payment is paid.  The Terminator shall give notice to the Supplemental Interest Trust Trustee and the Swap Counterparty of its election to purchase
all Mortgage Loans and REO Properties remaining to REMIC 1 no later than four Business Days prior to the related Determination Date in the month immediately preceding the Distribution Date on which the Certificates will be retired; provided that the Terminator, or
the Supplemental Interest Trust Trustee on its behalf, may request a non-binding estimate of the Swap Termination Payment due upon the exercise of the right of repurchase pursuant to this Section 9.01 prior to such Determination Date.

(c)           Notice of the liquidation of the REMIC 1 Regular Interests shall be given promptly by the Trustee
by letter to Certificateholders mailed during the month of such final distribution on or before the Determination Date in such month, in each case specifying (i) the Distribution Date upon which the Trust Fund will terminate and final payment in respect of the
REMIC 1 Regular Interests and the related Certificates will be made upon presentation and surrender of the related Certificates at the office of the Trustee therein designated, (ii) that no interest shall accrue in respect of the REMIC 1 Regular
Interests or the related Certificates from and after the Accrual Period relating to the final Distribution Date therefor and (iii) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation
and surrender of the Certificates at the office of the Trustee designated in such notice for purposes of such surrender.  The Trustee shall remit to the Servicer from such funds deposited in the Distribution Account (i) any amounts which the Servicer would
be permitted to withdraw and retain from the Collection Account pursuant to Section 3.11 and (ii) any other amounts otherwise payable by the Trustee to the Servicer from amounts on deposit in the Distribution Account pursuant to the terms of this Agreement,
in each case prior to making any final distributions pursuant to Section 9.01(d) below.  Upon certification to the Trustee by a Servicing Representative of the making of such final deposit, the Trustee shall promptly release or cause to be released to the
Terminator the Mortgage Files for the remaining Mortgage Loans, and the Trustee shall execute all assignments, endorsements and other instruments necessary to effectuate such transfer.

(d)           Upon presentation of the Certificates by the Certificateholders on the final Distribution Date, the
Trustee shall distribute, in addition with all other amounts distributable in accordance with Section 4.01 on such Distribution Date, to each Certificateholder so presenting and surrendering its Certificates the amount otherwise distributable on such
Distribution Date in accordance with Section 4.01 in respect of the Certificates so presented and surrendered.  Any funds not distributed to any Holder or Holders of Certificates being retired on such Distribution Date because of the failure of such Holder
or Holders to tender their Certificates shall, on such date, be set aside and held in trust by the Trustee and credited to the account of the appropriate non‐tendering Holder or Holders.  If any Certificates as to which notice has been given pursuant to
this Section 9.01 shall not have been surrendered for cancellation within six months after the time specified in such notice, the Trustee shall mail a second notice to the remaining non‐tendering Certificateholders to surrender their Certificates for
cancellation in order to receive the final distribution with respect thereto.  Subject to the applicable law, if within one year after the second notice all such Certificates shall not have been surrendered for cancellation, the Trustee shall, directly or
through an agent, mail a final notice to remaining related non‐tendering Certificateholders concerning surrender of their Certificates.  The costs and expenses of maintaining the funds in trust and of contacting such Certificateholders shall be paid out of
the assets remaining in the trust funds.  If within one year after the final notice any such Certificates shall not have been surrendered for cancellation, the Trustee shall pay to WaMu Capital Corp. and Lehman Brothers Inc., equally, all such amounts,
and all rights of non‐tendering Certificateholders in or to such amounts shall thereupon cease.  No interest shall accrue or be payable to any Certificateholder on any amount held in trust by the Trustee as a result of such Certificateholder’s
failure to surrender its Certificate(s) for final payment thereof in accordance with this Section 9.01.

Upon the completion of winding up of the Trust, including the payment or the making reasonable provision for payment of all obligations of the Trust in accordance with Section 3808(e) of the
Statutory Trust Statute, the Delaware Trustee shall prepare, the Trustee, the Delaware Trustee and any other trustee hereunder shall sign, and the Delaware Trustee (upon the Trustee’s consent acting at direction of the Servicer) shall file, a certificate of
cancellation with the Secretary of State in accordance with Section 3810 of the Statutory Trust Statute, at which time the Trust and this Agreement shall terminate.  The Servicer shall act as the liquidator of the Trust and shall be responsible for taking all
actions in connection with winding up the Trust, in accordance with the requirements of this Agreement (including this Section 9.01 and Section 9.02) and applicable law.

Section 9.02                Additional Termination Requirements.

(a)           In the event that the Terminator purchases all the Mortgage Loans and each REO Property or the final
payment on or other liquidation of the last Mortgage Loan or REO Property remaining in REMIC 1 pursuant to Section 9.01, the Trust Fund shall be terminated in accordance with the following additional requirements:

(i)            The Trustee shall specify the first day in the 90‐day liquidation period in a statement
attached to each Trust REMIC’s final Tax Return pursuant to Treasury regulation Section 1.860F‐1 and shall satisfy all requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder with respect to each
Trust REMIC, as evidenced by an Opinion of Counsel delivered to the Trustee and the Depositor obtained at the expense of the Terminator;

(ii)           During such 90‐day liquidation period, and at or prior to the time of making of the final
payment on the Certificates, the Trustee shall sell all of the assets of REMIC 1 to the Terminator for cash; and

(iii)          At the time of the making of the final payment on the Certificates, the Trustee shall distribute or
credit, or cause to be distributed or credited, to the Holders of the Residual Certificates all cash on hand in the Trust Fund (other than cash retained to meet claims), and the Trust Fund shall terminate at that time. 

(b)           At the expense of the Terminator, the Trustee shall prepare or cause to be prepared the documentation
required in connection with the adoption of a plan of liquidation of each Trust REMIC pursuant to the Section 9.02(a).

(c)           By their acceptance of Certificates, the Holders thereof hereby agree to authorize the Trustee to
specify the 90‐day liquidation period for each Trust REMIC, which authorization shall be binding upon all successor Certificateholders.

Section 9.03                Termination of the Supplemental Interest Trust and the Final Maturity Reserve Trust.

(a)           The obligations of the Depositor, the Trustee and the Supplemental Interest Trust Trustee created
hereby with respect to the Supplemental Interest Trust shall terminate upon the earlier of:

(i)            the termination of the Swap Agreement pursuant to the terms of the Swap Agreement;
and

(ii)           the termination of this Agreement pursuant to Section 9.01.

(b)           The obligations of the Depositor, the Trustee and the Final Maturity Reserve Trust Trustee created
hereby with respect to the Final Maturity Reserve Trust shall terminate upon the earlier of:

(i)            the Distribution Date in November 2036; and

(ii)           the termination of this Agreement pursuant to Section 9.01.

 

ARTICLE X

REMIC PROVISIONS

Section 10.01             REMIC Administration.

(a)           The Trustee shall elect to treat each Trust REMIC as a REMIC under the Code and, if necessary, under
applicable state law.  Each such election will be made on Form 1066 or other appropriate federal tax or information return (including Form 8811) or any appropriate state return for the taxable year ending on the last day of the calendar year in which the
Certificates are issued, copies of which forms and returns shall promptly be furnished by the Trustee to the NIMS Insurer.  For the purposes of the REMIC election in respect of REMIC 1, the REMIC 1 Regular Interests shall be designated as the Regular Interests
in REMIC 1 and the Class R‐1 Interest shall be designated as the Residual Interest in REMIC 1.  For the purposes of the REMIC election in respect of REMIC 2, the REMIC 2 Regular Interests shall be designated as the Regular Interests in REMIC 2 and
the Class R-2 Interest shall be designated as the Residual Interest in REMIC 2.  The REMIC 3 Regular Interests shall be designated as the Regular Interests in REMIC 3 and the Class R-3 Interest shall be designated as the Residual Interest in REMIC 3.  For
the purposes of the REMIC election in respect of REMIC CX, the Class C Certificates shall be designated as the Regular Interests in REMIC CX and the Class R‐CX Interest shall be designated as the Residual Interest in REMIC CX.  For the purposes of the
REMIC election in respect of REMIC PX, the Class P Certificates shall be designated as the Regular Interests in REMIC PX and the Class R‐PX Interest shall be designated as the Residual Interest in REMIC PX.  For the purposes of the REMIC election in
respect of REMIC SwapX, the Class Swap IO Upper-Tier Interest shall be designated as the Regular Interests in REMIC SwapX and the Class R-SwapX Interest shall be designated as the Residual Interest in REMIC SwapX.  The Trustee shall not permit the creation of
any “interests” in REMIC 1, REMIC 2, REMIC 3, REMIC CX, REMIC SwapX or REMIC PX (within the meaning of Section 860G of the Code) other than the REMIC 1 Regular Interests, the REMIC 2 Regular Interests, the REMIC 3 Regular Interests and the interests
represented by the Certificates.

(b)           The Closing Date is hereby designated as the “Startup Day” of each Trust REMIC within the
meaning of Section 860G(a)(9) of the Code.

(c)           The Trustee shall pay, out of funds on deposit in the Distribution Account, any and all expenses
relating to any tax audit of the Trust Fund (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to any Trust REMIC that involve the Internal Revenue Service or state tax authorities) unless such expenses,
professional fees or any administrative or judicial proceedings are incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence.  The Trustee, as agent for each Trust REMIC’s tax matters person, shall (i) act on behalf of
the Trust Fund in relation to any tax matter or controversy involving any Trust REMIC and (ii) represent the Trust Fund in any administrative or judicial proceeding relating to an examination or audit by any governmental taxing authority with respect thereto and
will be entitled to reimbursement from the Trust Fund for any expenses incurred by the Trustee in connection therewith unless such administrative or judicial proceeding relating to an examination or audit by any governmental taxing authority is incurred by reason of
the Trustee’s willful misfeasance, bad faith or negligence.  The holder of the largest Percentage Interest of the Class R Certificates shall be designated, in the manner provided under Treasury regulations Section 1.860F‐4(d) and Treasury regulations
Section 301.6231(a)(7)‐1, as the tax matters person of each Trust REMIC created hereunder other than REMIC CX, REMIC SwapX and REMIC PX.  The holder of the largest Percentage Interest of the Class R-CX Certificates shall be designated, in the manner
provided under Treasury regulations Section 1.860F-4(d) and Treasury regulations Section 301.6231(a)(7)-1, as the tax matters person of REMIC CX and REMIC SwapX.  The holder of the largest Percentage Interest of the Class R-PX Certificates shall be designated,
in the manner provided under Treasury regulations Section 1.860F-4(d) and Treasury regulations Section 301.6231(a)(7)-1, as the tax matters person of REMIC PX.  By its acceptance thereof, each such holder hereby agrees to irrevocably appoint the Trustee or an
Affiliate as its agent to perform all of the duties of the tax matters person of each respective REMIC.

(d)           The Trustee shall prepare, sign and file in a timely manner, all of the Tax Returns in respect of each
REMIC created hereunder, copies of which Tax Returns shall be promptly furnished to the NIMS Insurer.  The expenses of preparing and filing such returns shall be borne by the Trustee without any right of reimbursement therefor.  The Servicer shall provide
on a timely basis to the Trustee or its designee such information with respect to the assets of the Trust Fund as is in its possession and reasonably required by the Trustee to enable it to perform its respective obligations under this Article.

(e)           The Trustee shall perform on behalf of each Trust REMIC all reporting and other tax compliance duties
that are the responsibility of such REMIC under the Code, the REMIC Provisions or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority.  Among its other duties, as required by the Code, the REMIC Provisions or
such other compliance guidance, the Trustee shall provide (i) to any Transferor of a Residual Certificate (or other person designated in Section 860E(e)(3) of the Code) and to the Internal Revenue Service such information as is necessary for the computation
of any tax relating to the transfer of a Residual Certificate to any Person who is not a Permitted Transferee, (ii) to the Certificateholders such information or reports as are required by the Code or the REMIC Provisions including reports relating to interest,
original issue discount and market discount or premium (using the Prepayment Assumption as required) and (iii) to the Internal Revenue Service the name, title, address and telephone number of the person who will serve as the representative of each Trust
REMIC.  The Servicer shall provide on a timely basis to the Trustee such information with respect to the assets of the Trust Fund, including, without limitation, the Mortgage Loans, as is in its possession and reasonably required by the Trustee to enable it to
perform its obligations under this subsection.  In addition, the Depositor shall provide or cause to be provided to the Trustee, within ten (10) days after the Closing Date, all information or data that the Trustee reasonably determines to be relevant for tax
purposes as to the valuations and issue prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flow of the Certificates.  The Depositor shall also provide such information or data to the NIMS
Insurer.

(f)            The Trustee shall take such action and shall cause each Trust REMIC created hereunder to take
such action as shall be necessary to create or maintain the status thereof as a REMIC under the REMIC Provisions (and the Servicer shall assist the Trustee, to the extent reasonably requested by the Trustee to do specific actions in order to assist in the maintenance
of such status).  The Trustee shall not take any action, cause the Trust Fund to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the
status of any Trust REMIC as a REMIC or (ii) result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions set forth in Section 860F(a) of the Code and the tax on contributions to a REMIC set forth in
Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee and the NIMS Insurer have received an Opinion of Counsel, addressed to the Trustee and the NIMS Insurer (at the expense of the party seeking to take such
action but in no event at the expense of the Trustee) to the effect that the contemplated action will not, with respect to any Trust REMIC, endanger such status or result in the imposition of such a tax, nor shall the Servicer take or fail to take any action (whether
or not authorized hereunder) as to which the Trustee has advised it in writing that it has received an Opinion of Counsel to the effect that an Adverse REMIC Event could occur with respect to such action; provided that the Servicer may conclusively rely on such
Opinion of Counsel and shall incur no liability for its action or failure to act in accordance with such Opinion of Counsel.  The Trustee shall deliver to the NIMS Insurer a copy of any such advice or opinion.  In addition, prior to taking any action with
respect to any Trust REMIC or the assets thereof, or causing any Trust REMIC to take any action, which is not contemplated under the terms of this Agreement, the Servicer will consult with the Trustee or its designee, in writing, with respect to whether such action
could cause an Adverse REMIC Event to occur with respect to a Trust REMIC, and the Servicer shall not take any such action or cause any Trust REMIC to take any such action as to which the Trustee has advised it in writing that an Adverse REMIC Event could occur;
provided that the Servicer may conclusively rely on such writing and shall incur no liability for its action or failure to act in accordance with such writing.  The Trustee may consult with counsel to make such written advice, and the cost of same shall be borne
by the party seeking to take the action not permitted by this Agreement, but in no event shall such cost be an expense of the Trustee.  At all times as may be required by the Code, the Trustee will ensure that substantially all of the assets of REMIC 1 will
consist of “qualified mortgages” as defined in Section 860G(a)(3) of the Code and “permitted investments” as defined in Section 860G(a)(5) of the Code.

(g)           If any tax is imposed on prohibited transactions of any Trust REMIC created hereunder pursuant to
Section 860F(a) of the Code, on the net income from foreclosure property of  any such REMIC pursuant to Section 860G(c) of the Code, or on any contributions to any such REMIC after the Startup Day therefor pursuant to Section 860G(d) of the Code,
or if any other tax is imposed by the Code or any applicable provisions of state or local tax laws, such tax shall be charged (i) to the Trustee pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Trustee of any of
its obligations under this Article X, (ii) to the Servicer pursuant to Section 10.03 hereof, if such tax arises out of or results from a breach by the Servicer of any of its obligations under Article III or this Article X, or
(iii) otherwise against amounts on deposit in the Distribution Account and shall be paid by withdrawal therefrom.

(h)           On or before April 15 of each calendar year commencing after the date of this Agreement, the Trustee
shall deliver to the Servicer, the NIMS Insurer and each Rating Agency a Certificate from a Responsible Officer of the Trustee stating the Trustee’s compliance with this Article X.

(i)            The Trustee shall, for federal income tax purposes, maintain books and records with respect to
each Trust REMIC on a calendar year and on an accrual basis.

(j)            Following the Startup Day, the Trustee shall not accept any contributions of assets to any Trust
REMIC other than in connection with any Qualified Substitute Mortgage Loan delivered in accordance with Section 2.03 unless it shall have received an Opinion of Counsel to the effect that the inclusion of such assets in the Trust Fund will not cause any Trust
REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding or subject any Trust REMIC to any tax under the REMIC Provisions or other applicable provisions of federal, state and local law or ordinances.

(k)           Neither the Trustee nor the Servicer shall enter into any arrangement by which any Trust REMIC will
receive a fee or other compensation for services or permit any Trust REMIC to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in
Section 860G(a)(5) of the Code.

(l)            The Trustee shall treat each of the Reserve Fund, the Supplemental Interest Trust, the Interest
Coverage Account and the Final Maturity Reserve Trust as an outside reserve fund within the meaning of Treasury Regulation 1.860G-2(h) that is owned by the Holders of the Class C Certificates and that is not an asset of any REMIC.  The Trustee shall treat the
beneficial owners of the Certificates (other than the Class P Certificates, the Class C Certificates and the Residual Certificates) as having entered into a notional principal contract with respect to the beneficial owners of the Class C Certificates.  Pursuant
to each such notional principal contract, all beneficial owners of the Certificates (other than the Class P Certificates, the Class C Certificates and the Residual Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the beneficial
owners of the Class C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the interest in REMIC 3 corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates
on such Distribution Date (such excess, a “Class C Shortfall”).  A Class C Shortfall payable from interest collections shall be allocated pro rata among such Certificates based on the amount of interest otherwise payable to such Certificates,
and a Class C Shortfall payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding Certificate Principal Balance to the extent of such balance.  In addition, pursuant to such notional principal
contract, the beneficial owner of the Class C Certificates shall be treated as having agreed to pay (i) Net WAC Rate Carryover Amounts and (ii) on any Distribution Date on or after December 2016 through the Distribution Date in November 2026 if amounts are not paid
in to the Final Maturity Reserve Trust because the Final Maturity Reserve Funding Date has occurred or the amount on Schedule III exceeds the Stated Principal Balance of the 40-year Mortgage Loans, any amounts that would have been paid to the Final Maturity Reserve
Trust if the Final Maturity Reserve Funding Date had not occurred or the Stated Principal Balance of the 40-year Mortgage Loans exceeded the amount on Schedule III, to the extent such amounts are used to make payments on such Certificates to the Holders of the
Certificates (other than the Class P Certificates, the Class C Certificates and the Residual Certificates) pursuant to the terms of this Agreement.  Any payments on the Certificates in light of the foregoing shall not be payments with respect to a “regular
interest” in a REMIC within the meaning of Code Section 860G(a)(1).  However, any payment from the Certificates of a Class C Shortfall shall be treated for tax purposes as having been received by the beneficial owners of such Certificates in respect of
their interests in the REMIC 3 and as having been paid by such beneficial owners to the Supplemental Interest Trust Trustee pursuant to the notional principal contract.  Thus, each Certificate (other than the Class P Certificates, the Class C Certificates and
the Residual Certificates) shall be treated as representing ownership of not only regular interests in REMIC 3, but also ownership of an interest in (and obligations with respect to) a notional principal contract.  For purposes of determining the issue price of
the regular interests in REMIC 3, the Trustee shall assume that the notional principal contract has a value of $10,000 as of the Closing Date in favor of the Certificates (other than the Class C Certificates, the Class P Certificates and the Residual Certificates)
and shall allocate such value proportionately to each such Class of Certificates based on such Class’s initial Certificate Principal Balance.

Section 10.02             Prohibited Transactions and Activities.

None of the Depositor, the Servicer, the Trustee or the Delaware Trustee shall sell, dispose of or substitute for any of the Mortgage Loans (except in connection with (i) the foreclosure
of a Mortgage Loan, including but not limited to, the acquisition or sale of a Mortgaged Property acquired by deed in lieu of foreclosure, (ii) the bankruptcy of REMIC 1, (iii) the termination of REMIC 1 pursuant to Article IX of this
Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a purchase of Mortgage Loans pursuant to Article II or III of this Agreement), nor acquire any assets for any Trust REMIC (other than REO Property acquired in respect
of a defaulted Mortgage Loan), nor sell or dispose of any investments in the Collection Account or the Distribution Account for gain, nor accept any contributions to any Trust REMIC after the Closing Date (other than a Qualified Substitute Mortgage Loan delivered in
accordance with Section 2.03), unless it and the NIMS Insurer have received an Opinion of Counsel, addressed to the Trustee and the NIMS Insurer (at the expense of the party seeking to cause such sale, disposition, substitution, acquisition or contribution but
in no event at the expense of the Trustee or the Delaware Trustee) that such sale, disposition, substitution, acquisition or contribution will not (a) affect adversely the status of any Trust REMIC as a REMIC or (b) cause any Trust REMIC to be subject to a
tax on “prohibited transactions” or “contributions” pursuant to the REMIC Provisions.

Section 10.03             Trustee, Servicer and Depositor Indemnification.

(a)           The Trustee agrees to indemnify the Trust Fund, the Delaware Trustee, the Depositor and the Servicer
for any taxes and costs including, without limitation, any reasonable attorneys’ fees imposed on or incurred by the Trust Fund, the Delaware Trustee, the Depositor or the Servicer as a result of a breach of the Trustee’s covenants set forth in this
Article X or any state, local or franchise taxes imposed upon the Trust as a result of the location of the Trustee.

(b)           The Servicer agrees to indemnify the Trust Fund, the Delaware Trustee, the Depositor and the Trustee
for any taxes and costs including, without limitation, any reasonable attorneys’ fees imposed on or incurred by the Trust Fund, the Delaware Trustee, the Depositor or the Trustee as a result of a breach of the Servicer’s covenants set forth in
Article III or this Article X or any state, local or franchise taxes imposed upon the Trust as a result of the location of the Servicer or any Sub-Servicer.

(c)           The Depositor agrees to indemnify the Trust Fund, the Delaware Trustee, the Servicer and the Trustee
for any taxes and costs including, without limitation, any reasonable attorneys’ fees imposed on or incurred by the Trust Fund, the Delaware Trustee, the Servicer or the Trustee as a result of a breach of the Depositor’s covenants set forth in this
Article X.

ARTICLE XI

MISCELLANEOUS PROVISIONS

Section 11.01             Amendment.

This Agreement or any Custodial Agreement may be amended from time to time by the Depositor, the Servicer, the Trustee, the Delaware Trustee and, if applicable, the Custodian, with the consent
of the NIMS Insurer, and if necessary, with the prior written consent of the Swap Counterparty (as described below), and without the consent of any of the Certificateholders, (i) to cure any ambiguity or defect, (ii) to correct, modify or supplement any
provisions herein (including to give effect to the expectations of Certificateholders), or in any Custodial Agreement, (iii) to modify, eliminate or add to any of its provisions to such extent as shall be necessary or desirable to maintain the qualification of
the Trust Fund as a REMIC at all times that any Certificate is outstanding or to avoid or minimize the risk of the imposition of any tax on the Trust Fund pursuant to the Code that would be a claim against the Trust Fund, provided that the Trustee, the NIMS Insurer,
the Depositor and the Servicer have received an Opinion of Counsel to the effect that (A) such action is necessary or desirable to maintain such qualification or to avoid or minimize the risk of the imposition of any such tax and (B) such action will not
adversely affect the status of the Trust Fund as a REMIC or adversely affect in any material respect the interest of any Certificateholder or (iv) to make any other provisions with respect to matters or questions arising under this Agreement or in any Custodial
Agreement which shall not be inconsistent with the provisions of this Agreement or such Custodial Agreement, provided that, in each case, such action shall not, as evidenced by an Opinion of Counsel delivered to the parties hereto and the NIMS Insurer, adversely
affect in any material respect the interests of any Certificateholder, provided, further, that (A) such action will not affect in any material respect the permitted activities of the Trust and (B) such action will not increase in any material respect the
degree of discretion which the Servicer is allowed to exercise in servicing the Mortgage Loans and, provided, further, that any such amendment which modifies the rights or obligations of the Delaware Trustee hereunder shall require the consent of the Delaware
Trustee.  No amendment shall be deemed to adversely affect in any material respect the interests of any Certificateholder who shall have consented thereto, and no Opinion of Counsel shall be required to address the effect of any such amendment on any such
consenting Certificateholder.

This Agreement or any Custodial Agreement may also be amended from time to time by the Depositor, the Servicer, the Trustee, the Delaware Trustee and, if applicable, the Custodian, with the
consent of the NIMS Insurer, and if necessary, with the prior written consent of the Swap Counterparty (as described below), and with the consent of the Holders of Certificates entitled to at least 66% of the Voting Rights, for the purpose of adding any provisions to
or changing in any manner or eliminating any of the provisions of this Agreement or any Custodial Agreement or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment shall (i) reduce in any manner the
amount of, or delay the timing of, payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) adversely affect in any material respect the interests of the Holders of
any Class of Certificates in a manner, other than as described in (i), without the consent of the Holders of Certificates of such Class evidencing at least 66% of the Voting Rights allocated to such Class, or (iii) modify the consents required by the immediately
preceding clauses (i) and (ii) without the consent of the Holders of all Certificates then outstanding and, provided, further, that any such amendment which modifies the rights or obligations of the Delaware Trustee hereunder shall require the consent of
the Delaware Trustee.  Notwithstanding any other provision of this Agreement, for purposes of the giving or withholding of consents pursuant to this Section 11.01, Certificates registered in the name of the Depositor or the Servicer or any Affiliate thereof
shall be entitled to Voting Rights with respect to matters affecting such Certificates. 

In addition to the provisions of this Section 11.01 and as long as the Swap Counterparty remains the Swap Counterparty under the Swap Agreement or is owed any amounts under this Agreement, the
prior written consent of the Swap Counterparty shall be necessary for the adoption of any proposed amendment of this Agreement that, in the Swap Counterparty’s reasonable determination, materially affects the Swap Counterparty’s rights or interests under
this Agreement, including, but not limited to, the right to receive any Net Swap Payment or Swap Termination Payment due and owing to it under this Agreement; provided that any such consent of the Swap Counterparty shall not be unreasonably withheld.

Notwithstanding any contrary provision of this Agreement, the Trustee and the NIMS Insurer shall be entitled to receive an Opinion of Counsel to the effect that such amendment will not result
in the imposition of any tax on any Trust REMIC pursuant to the REMIC Provisions or cause any Trust REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding.

Promptly after the execution of any such amendment the Trustee shall furnish a copy of such amendment to each Certificateholder and the NIMS Insurer.

It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such
consent shall approve the substance thereof.  The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

The cost of any Opinion of Counsel to be delivered pursuant to this Section 11.01 shall be borne by the Person seeking the related amendment, but in no event shall such Opinion of Counsel
be an expense of the Trustee, the Delaware Trustee or the Trust Fund.

Each of the Trustee and the Delaware Trustee may, but shall not be obligated to enter into any amendment pursuant to this Section that affects its rights, duties and immunities under this
Agreement or otherwise.

Section 11.02             Recordation of Agreement; Counterparts.

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Servicer at the expense of the Trust, but only upon direction of
Certificateholders accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each
of which counterparts shall be deemed to be an original, and such counterparts shall together constitute but one and the same instrument.

Section 11.03             Limitation on Rights of Certificateholders.

The death or incapacity of any Certificateholder shall not (i) operate to terminate this Agreement or the Trust, (ii) entitle such Certificateholder’s legal representatives or
heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up of the Trust, or (iii) otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

Except as expressly provided for herein, no Certificateholder shall have any right to vote or in any manner otherwise control the operation and management of the Trust, or the obligations of
the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any
liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this
Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 25% of the Voting Rights shall have made
written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or
thereby, and the Trustee for 15 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding.  It is understood and intended, and expressly covenanted by each
Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any
other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, which priority or preference is not otherwise provided for herein, or to enforce any right under this Agreement, except in the manner herein provided and
for the equal, ratable and common benefit of all Certificateholders.  For the protection and enforcement of the provisions of this Section 11.03 each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law
or in equity.

Section 11.04             Governing Law; Jurisdiction.

This Agreement shall be construed in accordance with the laws of the State of Delaware and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with
such laws.

Section 11.05             Notices.

All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by first class mail, postage prepaid, by
facsimile or by express delivery service, to (a) in the case of the Servicer, Washington Mutual Bank, 1301 Second Avenue, Seattle, Washington 98101, Attention:  General Counsel (telecopy number:  (206) 554-2717), or such other address or telecopy
number as may hereafter be furnished to the other parties hereto in writing by the Servicer, (b) in the case of the Trustee, Deutsche Bank National Trust Company, 1761 St. Andrew Place, Santa Ana, California 92705‐4934, Attention:  Trust
Administration Services LB0610 (telecopy number (714) 247‐6478) or such other address or telecopy number as may hereafter be furnished to the other parties hereto in writing by the Trustee, (c) in the case of the Delaware Trustee, 1011 Centre Road, Suite
200, Wilmington, DE  19805-1266, or such other address as may be furnished to the other parties hereto in writing by the Delaware Trustee, (d) in the case of the Depositor, Long Beach Securities Corp., 1400 South Douglass Road, Suite 100, Anaheim,
California 92806, Attention:  General Counsel (telecopy number:  (206) 554-2717), or such other address or telecopy number as may be furnished to the other parties hereto in writing by the Depositor, (e) in the case of the Swap Counterparty, as provided in
the Swap Agreement, and (f) in the case of the NIMS Insurer, the NIMS Insurer’s address or telecopy number as set forth in the Indenture, or such other addresses or telecopy number as may be furnished to the other parties hereto in writing by the NIMS
Insurer.  Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register.  Notice of any Servicer default shall be given by
telecopy and by certified mail.  Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have duly been given when mailed, whether or not the Certificateholder receives such notice.  A copy of any notice required
to be telecopied hereunder shall also be mailed to the appropriate party in the manner set forth above.

Section 11.06             Severability of Provisions.

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall for any reason whatsoever be held invalid, then such covenants, agreements, provisions or terms
shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders
thereof.

Section 11.07             Notice to the Rating Agencies, the Swap Counterparty and the NIMS Insurer.

The Trustee shall use its best efforts promptly to provide notice to the Rating Agencies, the Swap Counterparty and the NIMS Insurer with respect to each of the following of which it has
actual knowledge:

1.             Any amendment to this Agreement;

2.             The occurrence of any Servicer Event of Default that has not been cured or waived;

3.             The resignation or termination of the Servicer, the Trustee or the Delaware Trustee;

4.             The repurchase or substitution of Mortgage Loans pursuant to or as contemplated by Section 2.03;

5.             The final payment to the Holders of any Class of Certificates;

6.             Any change in the location of the Collection Account or the Distribution Account;

7.             The Trustee were it to succeed as Servicer, is unable to make advances regarding delinquent Mortgage Loans;
and

8.             The filing of any claim under the Servicer’s blanket bond and errors and omissions insurance policy required by
Section 3.14 or the cancellation or material modification of coverage under any such instrument.

In addition, the Trustee shall promptly make available to each Rating Agency and the Swap Counterparty copies of each Statement to Certificateholders described in Section 4.03 hereof and
the Servicer shall promptly furnish to each Rating Agency copies of the following:

1.             each annual statement as to compliance described in Section 3.20 hereof;

2.             each annual independent public accountants’ servicing report described in Section 3.21 hereof.

Any such notice pursuant to this Section 11.07 shall be in writing and shall be deemed to have been duly given if personally delivered or mailed by first class mail, postage prepaid, or
by express delivery service to (i) Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10048, Attention:  MBS Monitoring/Long Beach Mortgage Loan Trust 2006‐10, (ii) Standard & Poor’s Rating Services, Inc., 55 Water
Street, New York, New York 10041, (iii) ABN AMRO Bank N.V., 55 Park Avenue Plaza, New York, NY 10055 and (iv) the NIMS Insurer at the address provided in Section 11.05. 

In addition, each party hereto agrees that it will furnish or make available to the NIMS Insurer a copy of any opinions, notices, reports, schedules, certificates, statements, rating
confirmation letters or other information that are furnished hereunder to the Trustee or the Certificateholders.

Section 11.08             Article and Section References.

All Article and Section references used in this Agreement, unless otherwise provided, are to articles and sections in this Agreement.

Section 11.09             Third-Party Beneficiaries.

(a)           The NIMS Insurer shall be deemed a third‐party beneficiary of this Agreement, and shall be entitled to enforce such
rights, in each case, as if it were a party hereto.  Notwithstanding anything to the contrary anywhere in this Agreement, all rights of the NIMS Insurer hereunder (i) shall be suspended whenever rights of the NIMS Insurer under the Indenture (other than the
right to consent to amendments to the Indenture) are suspended and (ii) except in the case of any right to indemnification hereunder shall permanently terminate upon the later to occur of (A) the payment in full of the Insured NIM Notes as provided in the
Indenture and (B) the payment in full to the NIMS Insurer of any amounts owed to the NIMS Insurer as provided in the Indenture.

(b)           The Swap Counterparty shall be deemed a third-party beneficiary of this Agreement, and shall be entitled to enforce such rights,
in each case, as if it were a party hereto.  Notwithstanding anything to the contrary anywhere in this Agreement, all rights of the Swap Counterparty hereunder shall permanently terminate upon the later to occur of (i) the expiration of the Swap Agreement, and
(ii) the payment in full to the Swap Counterparty, of any amounts owed to it under the Swap Agreement.

Section 11.10             Grant of Security Interest.

It is the express intent of the parties hereto that the conveyance of the Mortgage Loans and the other property specified in Section 2.01 by the Depositor to the Trust be, and be construed as,
a sale and not a pledge to secure a debt or other obligation of the Depositor.  However, in the event that, notwithstanding the aforementioned intent of the parties, the Mortgage Loans or other property conveyed to the Trust pursuant to Section 2.01 are held to
be property of the Depositor, then, (a) it is the express intent of the parties that such conveyance be deemed a pledge of the Mortgage Loans and all other property conveyed to the Trust pursuant to Section 2.01 by the Depositor to the Trust to secure a debt or
other obligation of the Depositor and (b)(1) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the Uniform Commercial Code as in effect from time to time in the State of Delaware; (2) the conveyance
provided for in Section 2.01 hereof shall be deemed to be a grant by the Depositor to the Trust of a security interest in all of the Depositor’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage
Loans and all other property conveyed to the Trust pursuant to Section 2.01 in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, including without
limitation all amounts, other than investment earnings, from time to time held or invested in the Collection Account and the Distribution Account, whether in the form of cash, instruments, securities or other property; (3) the obligations secured by such
security agreement shall be deemed to be all of the Depositor’s obligations under this Agreement, including the obligation to provide to the Certificateholders and the Swap Counterparty the benefits of this Agreement relating to the Mortgage Loans and the Trust
Fund; and (4) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries,
bailees or agents (as applicable) of the Trust for the purpose of perfecting such security interest under applicable law.  Accordingly, the Depositor hereby grants to the Trust a security interest in the Mortgage Loans and all other property described in clause
(2) of the preceding sentence, for the purpose of securing to the Trust the performance by the Depositor of the obligations described in clause (3) of the preceding sentence.  Notwithstanding the foregoing, the parties hereto intend the conveyance pursuant to
Section 2.01 to be a true, absolute and unconditional sale of the Mortgage Loans and assets constituting the Trust Fund by the Depositor to the Trust.

IN WITNESS WHEREOF, the Depositor, the Servicer, the Trustee and the Delaware Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as
of the day and year first above written.

LONG BEACH SECURITIES CORP.,

  as Depositor

 

 

By:              /s/ Jason
Laukaitis                                                          

Name:         Jason Laukaitis

Title:           Authorized Transaction Management Officer

 

 

WASHINGTON MUTUAL BANK,

  as Servicer

 

 

By:              /s/ Wendy
Loncar                                                           

Name:         Wendy Loncar

Title:           Assistant Vice President

 

 

DEUTSCHE BANK NATIONAL TRUST COMPANY,

  as Trustee

 

 

By:              /s/ Ronaldo
Reyes                                                          

Name:         Ronaldo Reyes

Title:           Vice President

 

 

By:              /s/ Melissa
Wilman                                                         

Name:         Melissa Wilman

Title:           Vice President

 

DEUTSCHE BANK TRUST COMPANY DELAWARE,

  as Delaware Trustee

 

 

By:              /s/ Elizabeth B.
Ferry                                                      

Name:         Elizabeth B. Ferry

Title:           Assistant Vice President

 

STATE OF
WASHINGTON                               )

                                                                               
)   ss.:

COUNTY OF
KING                                             
)

 

On November   6   , 2006 before me, ____Jessica Jaeger________________, personally appeared JASON LAUKAITIS, personally known to me (or
proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity
upon behalf of which the person acted, executed the instrument.

 

WITNESS my hand and official seal.

 

 

Signature ____/s/ Jessica Jaeger_______________

 

 

(Seal)

STATE OF
WASHINGTON                               )

                                                                               
)   ss.:

COUNTY OF
KING                                             
)

 

On November   6   , 2006 before me, ____Jessica Jaeger________________, personally appeared WENDY LONCAR, personally known to me (or
proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity
upon behalf of which the person acted, executed the instrument.

 

WITNESS my hand and official seal.

 

 

Signature ____/s/ Jessica Jaeger_______________

 

(Seal)

 

STATE OF
CALIFORNIA                                  )

                                                                               
)   ss.:

COUNTY OF
ORANGE                                       )

 

On November   6   , 2006 before me, ____Tiffany Yuan________________, personally appeared RONALDO REYES, personally known to me
(or proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the
entity upon behalf of which the person acted, executed the instrument.

 

WITNESS my hand and official seal.

 

 

Signature _____Tiffany Yuan________________

 

(Seal)

 

STATE OF
CALIFORNIA                                  )

                                                                               
)   ss.:

COUNTY OF
ORANGE                                       )

 

 

On November   6   , 2006 before me, ____Tiffany Yuan________________, personally appeared MELISSA WILMAN, personally known to me (or
proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that she executed the same in her authorized capacity, and that by her signature on the instrument the person, or the entity
upon behalf of which the person acted, executed the instrument.

 

WITNESS my hand and official seal.

 

 

Signature _____Tiffany Yuan________________

 

 

(Seal)

 

STATE OF
DELAWARE                                    )

                                                                               
)   ss.:

COUNTY OF NEW
CASTLE                             )

 

 

On this   2   day of November 2006 before me, a Notary Public in and for said State, personally appeared _____Elizabeth B. Ferry___, personally known to me
(or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacit(ies), and that by his/her/their
signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument.

WITNESS my hand and official seal.

Signature___Elizabeth B. Ferry____

 

 

(Seal)

 

EXHIBIT A-1

 

[FORM OF SENIOR CERTIFICATE]

 

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE EVIDENCES A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
(“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	

Certificate No.

	

:

	

[__]

	

Cut-off Date

	

:

	

With respect to any Mortgage Loan, November 1, 2006

	

First Distribution Date

	

:

	

December 26, 2006

	

Initial Certificate Principal Balance of this Certificate (“Denomination”)

	

:

	

$[____________]

	

Original Class Certificate Principal Balance of this Class

	

:

	

$[_____________.__]

	

Percentage Interest

	

:

	

[__.__]%

	

Pass-Through Rate

	

:

	

Variable

	

CUSIP

	

:

	

[_____________]

	

Class

	

:

	

[___]

	

Final Scheduled Distribution Date

	

:

	

November 2036

	

Assumed Final Maturity Date

	

:

	

December 2046

 

Long Beach Mortgage Loan Trust 2006-10

Asset-Backed Certificates,

Series 2006-10

Class [___]

 

evidencing the Percentage Interest in the distributions allocable to the Certificates of the
above-referenced Class with respect to the Trust consisting of first and second lien, fixed rate and adjustable rate mortgage loans (the “Mortgage Loans”)

 

LONG BEACH SECURITIES CORP., as Depositor

 

            Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal
Balance of this Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein.  This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor,
the Servicer, the Trustee or the Delaware Trustee referred to below or any of their respective affiliates.

 

            This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained
by dividing the Denomination of this Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Long Beach Securities Corp. (the
“Depositor”).  The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among the Depositor, Washington Mutual Bank, as servicer (the “Servicer”), Deutsche Bank
National Trust Company, as trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware trustee (the “Delaware Trustee”).  To the extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Agreement.  This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is
bound.

 

            No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or
indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

 

            Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further
provisions shall for all purposes have the same effect as if set forth at this place.

 

            This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually
countersigned by an authorized signatory of the Trustee.

 

 

            IN WITNESS WHEREOF, the Trustee, on behalf of the Trust has caused this Certificate to be duly executed.

 

Dated:  _________, 2006

LONG BEACH MORTGAGE LOAN TRUST 2006-10

 

By:       DEUTSCHE BANK NATIONAL TRUST COMPANY

not in its individual capacity, but solely as

Trustee

 

 

By                                                                               

 

 

This is one of the Class [___] Certificates referenced in the within-mentioned Agreement

By                                                                   

             Authorized Signatory of

            Deutsche Bank National Trust Company,

             as Trustee

 

EXHIBIT A-2

 

FORM OF SUBORDINATE CERTIFICATE

 

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

 

[WITH RESPECT TO THE CLASS B CERTIFICATES ONLY:]  THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”).  ANY
RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

 

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A CERTIFICATES, THE CLASS II-A1 CERTIFICATES, THE CLASS II-A2 CERTIFICATES, THE CLASS II-A3 CERTIFICATES [,/AND] THE CLASS II-A4 CERTIFICATES [AND
ANY ADDITIONAL CERTIFICATES, IF APPLICABLE] TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE EVIDENCES A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
(“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	

Certificate No.

	

:

	

[__]

	

Cut-off Date

	

:

	

With respect to any Mortgage Loan, November 1, 2006

	

First Distribution Date

	

:

	

December 26, 2006

	

Initial Certificate Principal Balance of this Certificate (“Denomination”)

	

:

	

$[____________]

	

Original Class Certificate Principal Balance of this Class

	

:

	

$[_____________.__]

	

Percentage Interest

	

:

	

[__.__]%

	

Pass-Through Rate

	

:

	

Variable

	

CUSIP

	

:

	

[_____________]

	

Class

	

:

	

[___]

	

Final Scheduled Distribution Date

	

:

	

November 2036

	

Assumed Final Maturity Date

	

:

	

December 2046

 

Long Beach Mortgage Loan Trust 2006-10

Asset-Backed Certificates,

Series 2006-10

Class [___]

 

evidencing the Percentage Interest in the distributions allocable to the Certificates of the
above-referenced Class with respect to the Trust consisting of first and second lien, fixed rate and adjustable rate mortgage loans (the “Mortgage Loans”)

 

LONG BEACH SECURITIES CORP., as Depositor

 

            Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal
Balance of this Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein.  This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor,
the Servicer, the Trustee or the Delaware Trustee referred to below or any of their respective affiliates.

 

            This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained
by dividing the Denomination of this Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Long Beach Securities Corp. (the
“Depositor”).  The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among the Depositor, Washington Mutual Bank, as servicer (the “Servicer”), Deutsche Bank
National Trust Company, as trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware trustee (the “Delaware Trustee”).  To the extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Agreement.  This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is
bound.

 

[WITH RESPECT TO THE CLASS B CERTIFICATES ONLY:]  No transfer, sale, pledge or other disposition of a Certificate of this Class shall be made unless such disposition is exempt
from the registration requirements of the 1933 Act, and any applicable state securities laws or is made in accordance with the 1933 Act and laws.  In the event that a transfer of this Certificate is to be made without registration under the 1933 Act (other than
in connection with the initial sale of thereof to the initial purchasers or the initial issuance thereof), then the Trustee shall refuse to register such transfer unless it receives (and upon receipt, may conclusively rely upon) a certificate from the
Certificateholder desiring to effect such transfer substantially in the form attached as Exhibit J-1A to the Agreement and a certificate from such Certificateholder’s prospective transferee substantially in the form attached as Exhibit J-1B to the Agreement
(which in the case of the Book-Entry Certificates, the Certificateholder and the Certificateholder’s prospective transferee will be deemed to have represented such certification).  The Holder hereof desiring to effect such transfer shall, and does hereby
agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

 

            No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or
indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

 

            Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further
provisions shall for all purposes have the same effect as if set forth at this place.

 

            This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually
countersigned by an authorized signatory of the Trustee.

 

 

            IN WITNESS WHEREOF, the Trustee, on behalf of the Trust has caused this Certificate to be duly executed.

 

Dated:  _________, 2006

LONG BEACH MORTGAGE LOAN TRUST 2006-10

 

By:       DEUTSCHE BANK NATIONAL TRUST COMPANY

not in its individual capacity, but solely as

Trustee

 

 

By                                                                               

 

 

This is one of the Class [___] Certificates

 referenced in the within-mentioned Agreement

By                                                                   

             Authorized Signatory of

            Deutsche Bank National Trust Company,

             as Trustee

 

EXHIBIT A-3

 

FORM OF CLASS C CERTIFICATE

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE EVIDENCES OWNERSHIP OF TWO SEPARATE “REGULAR INTERESTS” IN “REAL ESTATE MORTGAGE INVESTMENT CONDUITS,” AS
THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”).  ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER
THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

 

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS I-A CERTIFICATES, THE CLASS II-A1 CERTIFICATES, THE CLASS II-A2 CERTIFICATES, THE CLASS II-A3 CERTIFICATES, THE CLASS II-A4 CERTIFICATES, THE CLASS
M-1 CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES, THE CLASS M-8 CERTIFICATES, THE CLASS M-9 CERTIFICATES, CLASS M-10 CERTIFICATES
AND THE CLASS B CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

 

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
(“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	

Certificate No.

	

:

	

[__]

	

Cut-off Date

	

:

	

With respect to any Mortgage Loan, November 1, 2006

	

First Distribution Date

	

:

	

December 26, 2006

	

Original Certificate Principal Balance

	

:

	

$[____________]

	

Initial Notional Amount of this Certificate (“Denomination”)

	

:

	

$[____________]

	

Original Notional Amount of this Class

	

:

	

$[____________]

	

Percentage

	

:

	

100%

	

Pass-Through Rate

	

:

	

Variable

	

Class

	

:

	

C

 

Long Beach Mortgage Loan Trust 2006-10

Asset-Backed Certificates,

Series 2006-10

Class C

 

evidencing the Percentage Interest in the distributions allocable to the Certificates of the
above-referenced Class with respect to the Trust consisting of first and second lien, fixed rate and adjustable rate mortgage loans (the “Mortgage Loans”)

 

LONG BEACH SECURITIES CORP., as Depositor

 

            Principal in respect of this Certificate is distributable monthly as set forth herein.  Accordingly, the Certificate
Principal Balance of this Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein.  This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the
Depositor, the Servicer, the Trustee or the Delaware Trustee referred to below or any of their respective affiliates.

 

            This certifies that WM Asset Holdings Corp. is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the Denomination of this Certificate by the Original Notional Amount) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Long Beach Securities Corp. (the “Depositor”).  The
Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among the Depositor, Washington Mutual Bank, as servicer (the “Servicer”), Deutsche Bank National Trust Company, as trustee (the
“Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware trustee (the “Delaware Trustee”).  To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement.  This
Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

 

            No transfer, sale, pledge or other disposition of a Certificate of this Class shall be made unless such disposition is exempt
from the registration requirements of the 1933 Act, and any applicable state securities laws or is made in accordance with the 1933 Act and laws.  In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to
assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer.  In
the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not
be obtained at the expense of the Trustee, the Delaware Trustee, the Servicer or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. 
The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Delaware Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and
state laws.

 

            No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or
indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

 

            Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further
provisions shall for all purposes have the same effect as if set forth at this place.

 

            This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually
countersigned by an authorized signatory of the Trustee.

 

 

            IN WITNESS WHEREOF, the Trustee, on behalf of the Trust has caused this Certificate to be duly executed.

 

Dated:  _________, 2006

LONG BEACH MORTGAGE LOAN TRUST 2006-10

 

By:       DEUTSCHE BANK NATIONAL TRUST COMPANY

not in its individual capacity, but solely as

Trustee

 

 

By                                                                               

 

This is one of the Class C Certificates

 referenced in the within-mentioned Agreement

By                                                       

             Authorized Signatory of

             Deutsche Bank National Trust Company,

             as Trustee

 

EXHIBIT A-4

 

FORM OF CLASS P CERTIFICATE

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”).  ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER
THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

 

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
(“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	

Certificate No.

	

:

	

[__]

	

Cut-off Date

	

:

	

With respect to any Mortgage Loan, November 1, 2006

	

First Distribution Date

	

:

	

December 26, 2006

	

Initial Certificate Principal Balance of this Certificate (“Denomination”)

	

:

	

$100.00

	

Original Class Certificate Principal Balance of this Class

	

:

	

$100.00

	

Percentage Interest

	

:

	

100%

	

Class

	

:

	

P

 

 

 

Long Beach Mortgage Loan Trust 2006-10

Asset-Backed Certificates,

Series 2006-10

Class P

 

evidencing the Percentage Interest in the distributions allocable to the Certificates of the
above-referenced Class with respect to the Trust consisting of first and second lien, fixed rate and adjustable rate mortgage loans (the “Mortgage Loans”)

 

LONG BEACH SECURITIES CORP., as Depositor

 

            Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal
Balance of this Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein.  This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor,
the Servicer, the Trustee or the Delaware Trustee referred to below or any of their respective affiliates.

 

            This certifies that WM Asset Holdings Corp. is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the Denomination of this Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Long Beach Securities Corp. (the
“Depositor”).  The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among the Depositor, Washington Mutual Bank, as servicer (the “Servicer”), Deutsche Bank
National Trust Company, as trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware trustee (the “Delaware Trustee”).  To the extent not defined herein, the capitalized terms used herein have the meanings
assigned in the Agreement.  This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is
bound.

 

            This Certificate does not have a pass-through rate and will be entitled to distributions only to the extent set forth in the
Agreement.

 

            No transfer, sale, pledge or other disposition of a Certificate of this Class shall be made unless such disposition is exempt
from the registration requirements of the 1933 Act, and any applicable state securities laws or is made in accordance with the 1933 Act and laws.  In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to
assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer.  In
the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not
be obtained at the expense of the Trustee, the Delaware Trustee, the Servicer or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. 
The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Delaware Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and
state laws.

 

            No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or
indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(c) of the Agreement.

 

            Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further
provisions shall for all purposes have the same effect as if set forth at this place.

 

            This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually
countersigned by an authorized signatory of the Trustee.

 

 

            IN WITNESS WHEREOF, the Trustee, on behalf of the Trust has caused this Certificate to be duly executed.

 

Dated:  _________, 2006

LONG BEACH MORTGAGE LOAN TRUST 2006-10

 

By:       DEUTSCHE BANK NATIONAL TRUST COMPANY

not in its individual capacity, but solely as

Trustee

 

 

By                                                                               

 

This is one of the Class P Certificates

 referenced in the within-mentioned Agreement

By                                                       

             Authorized Signatory of

            Deutsche Bank National Trust Company,

             as Trustee

 

EXHIBIT A-5

 

FORM OF RESIDUAL CERTIFICATES

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS “RESIDUAL INTEREST(S)” IN ONE OR MORE SEPARATE “REAL ESTATE MORTGAGE INVESTMENT CONDUIT(S),” AS
THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”).  ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER
THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

 

THIS CLASS [R/R-CX/R-PX] CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.

 

NO TRANSFER OF THIS CERTIFICATE TO A “DISQUALIFIED ORGANIZATION,” AS SUCH TERM IS DEFINED IN SECTION 860E OF THE CODE, SHALL BE MADE.

 

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT
REFERRED TO HEREIN.

 

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
(“ERISA”), SHALL BE MADE.

 

	

Certificate No.

	

:

	

[__]

	

Cut-off Date

	

:

	

With respect to any Mortgage Loan, November 1, 2006

	

First Distribution Date

	

:

	

December 26, 2006

	

Percentage Interest

	

:

	

100%

	

Class

	

:

	

[R/R-CX/R-PX]

 

 

Long Beach Mortgage Loan Trust 2006-10

Asset-Backed Certificates,

Series 2006-10

Class [R/R-CX/R-PX]

 

evidencing the Percentage Interest in the distributions allocable to the Certificates of the
above-referenced Class with respect to the Trust consisting primarily of a pool of first and second lien, fixed rate and adjustable rate mortgage loans (the “Mortgage Loans”)

 

LONG BEACH SECURITIES CORP., as Depositor

 

            This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicer,
the Trustee or the Delaware Trustee referred to below or any of their respective affiliates.

 

            This certifies that WM Asset Holdings Corp. is the registered owner of the Percentage Interest evidenced by this Certificate
specified above in the interest represented by all Certificates of the Class to which this Certificate belongs in a Trust consisting primarily of the Mortgage Loans deposited by Long Beach Securities Corp. (the “Depositor”).  The Trust was created
pursuant to a Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among the Depositor, Washington Mutual Bank, as servicer (the “Servicer”), Deutsche Bank National Trust Company, as trustee (the
“Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware trustee (the “Delaware Trustee”).  To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement.  This
Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

 

            This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the
extent set forth in the Agreement.  In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the office or agency designated by the Trustee.

 

            No transfer, sale, pledge or other disposition of a Certificate of this Class shall be made unless such disposition is exempt
from the registration requirements of the 1933 Act, and any applicable state securities laws or is made in accordance with the 1933 Act and laws.  In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to
assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer.  In
the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel shall not
be obtained at the expense of the Trustee, the Delaware Trustee, the Servicer or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. 
The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee, the Delaware Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and
state laws.

 

            No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or
indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made.

 

            Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but
not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer
affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a
transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this Certificate if
it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in
the purported transferee.  Pursuant to the Agreement, the Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to
Disqualified Organizations, if any Disqualified Organization acquires an Ownership Interest on a Class R Certificate in violation of the restrictions mentioned above.

 

            Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further
provisions shall for all purposes have the same effect as if set forth at this place.

 

            This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually
countersigned by an authorized officer of the Trustee.

 

 

            IN WITNESS WHEREOF, the Trustee, on behalf of the Trust has caused this Certificate to be duly executed.

 

Dated:  _________, 2006

 

LONG BEACH MORTGAGE LOAN TRUST 2006-10

 

By:       DEUTSCHE BANK NATIONAL TRUST COMPANY

not in its individual capacity, but solely as

Trustee

 

 

By                                                                               

 

This is one of the Class [R/R-CX/R-PX] Certificates

 referenced in the within-mentioned Agreement

By                                                                   

             Authorized Signatory of

            Deutsche Bank National Trust Company,

             as Trustee

 

EXHIBIT A-6

 

[Form of Reverse of Certificate]

 

Reverse of Class [__] Certificates

 

Long Beach Mortgage Loan Trust 2006-10

Asset-Backed Certificates,

Series 2006-10

 

            This Certificate is one of a duly authorized issue of Certificates designated as Long Beach Mortgage Loan Trust 2006-10,
Asset-Backed Certificates, Series 2006-10 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust.

 

            The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the
Distribution Account for payment hereunder and that neither the Trustee nor the Delaware Trustee is liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any
liability under the Agreement.

 

            This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights
and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee and the Delaware Trustee.

 

            Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a
Business Day then the first Business Day following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of
business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution
Date pursuant to the Agreement.

 

            Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as
it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement.  The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office or agency
of the Trustee specified in the notice to Certificateholders of such final distribution.

 

            The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and
obligations of the Trustee and the Delaware Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicer, the Trustee, the Delaware Trustee and of Holders of the requisite percentage of the Percentage Interests of
each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon
the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate.  The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of
the Certificates.

 

            As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is
registrable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed
by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the
designated transferee or transferees.

 

            The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.

 

            No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum
sufficient to cover any tax or other governmental charge payable in connection therewith.

 

            The Depositor, the Servicer, the Trustee, the Delaware Trustee, the NIMS Insurer, if any, and any agent of the Depositor, the
Servicer, the Trustee, the Delaware Trustee or the NIMS Insurer, if any, may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Servicer, the Trustee, the Delaware Trustee, the NIMS
Insurer, if any, or any such agent shall be affected by any notice to the contrary.

 

            On any Distribution Date following the date at which the remaining Stated Principal Balance of the Mortgage Loans and REO
Properties is equal to or less than 10% of the Stated Principal Balance of the Mortgage Loans as of the Cut-off Date, the Servicer or the NIMS Insurer, if any, may purchase, in whole, from the Trust the Mortgage Loans in the manner and at a purchase price determined
as provided in the Agreement.  In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate
Principal Balances of the Regular Certificates have been reduced to zero and (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust.

 

            [to be used only in the case of the Class R Certificates:]  [By acceptance of this Certificate, the Holders of this
Certificate direct the Trustee to pay any amounts due to the Holders of this Certificate on the first Distribution Date to the Holders of the Class C Certificates.]

 

            Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and
nothing herein shall be deemed inconsistent with that meaning.

 

ASSIGNMENT

 

            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

                                                                                                                                                           

                                                                                                                                                            

             (Please print or typewrite name and address including postal zip code of assignee)

 

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the
Trust.

 

            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:

 

 

Dated:                                                 

                                                           

Signature by or on behalf of assignor

 

 

DISTRIBUTION INSTRUCTIONS

 

            The assignee should include the following for purposes of distribution:

 

            Distributions shall be made, by wire transfer or otherwise, in immediately available funds to
      

                                                                                                                                                           

 for the account of
                                                                                                                              
,

account number
                                                                                                                                 
, or, if mailed by check, to
                                                                                                                                           
..

                                                                                                                                                          

 Applicable statements should be mailed to
                                                                                         

                                                                                                                                                           
..

 

            This information is provided by
                                                                                              
,

the assignee named above, or
                                                                                                            
,

as its agent.

 

 

EXHIBIT B

 

Form of SWAP Agreement

 

 

 

See closing book or exhibit to Form 8-K filed with the SEC under

Long Beach Mortgage Loan Trust 2006-10

 

EXHIBIT C

 

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

 

 

 

See closing book or exhibit to Form 8-K filed with the SEC under

Long Beach Mortgage Loan Trust 2006-10

EXHIBIT D

 

MORTGAGE LOAN SCHEDULE

 

 

Copies of the Mortgage Loan Schedule (which has been intentionally omitted from this filing) may be obtained from Long Beach Securities Corp. by contacting:

 

 

James Mark

Long Beach Securities Corp.

1301 Second Avenue WMC 1505

Seattle, Washington  98101

Telephone:        (206) 302-4186

Facsimile:         (206) 302-4498

 

 

EXHIBIT E-1

 

REQUEST FOR RELEASE

(for Trustee /Custodian)

 

Loan Information

 

Name of Mortgagor:    
                                                                       

 

Servicer

Loan No.:                    
                                                                       

 

Trustee /Custodian

 

Name:                         
                                                                       

 

Address:                      
                                                                       

 

Trustee/

Custodian

Mortgage File No.:      
                                                                       

 

Depositor

 

Name:                          LONG BEACH SECURITIES CORP.

Address:                      
                                                                       

Certificates:                  Long
Beach Mortgage Certificates, Series 2006-10.

 

 

 

 

            The undersigned Servicer hereby acknowledges that it has received from _______________________, as Trustee for Long Beach
Mortgage Loan Trust 2006-10, the documents referred to below (the “Documents”).  All capitalized terms not otherwise defined in this Request for Release shall have the meanings given them in the Pooling and Servicing Agreement, dated as of November
1, 2006, among the Trustee, the Delaware Trustee, the Depositor and the Servicer (the “Pooling and Servicing Agreement”).

 

(a)        Promissory Note dated [__________, 20__], in the original principal sum of $[____________], made by ___________________, payable to, or endorsed to
the order of, the Trustee.

 

(b)        Mortgage recorded on _____________________ as instrument no. ________________ in the County Recorder’s Office of the County of
_________________, State of ____________ in book/reel/docket _________________ of official records at page/image _____________.

 

(c)        Deed of Trust recorded on ___________________ as instrument no. ________________ in the County Recorder’s Office of the County of
_________________, State of ____________________ in book/reel/docket _________________ of official records at page/image ______________.

 

(d)        Assignment of Mortgage or Deed of Trust to the Trustee, recorded on ___________________ as instrument no. _________ in the County Recorder’s
Office of the County of _______________, State of _______________________ in book/reel/docket ____________ of official records at page/image ____________.

 

(e)        Other documents, including any amendments, assignments or other assumptions of the Mortgage Note or Mortgage.

 

(f)         _____________________________________________

(g)        _____________________________________________

(h)        _____________________________________________

(i)         _____________________________________________

 

            The undersigned Servicer hereby acknowledges and agrees as follows:

 

            (1)        The Servicer shall hold and retain possession of the Documents in trust for the
benefit of the Trust, solely for the purposes provided in the Agreement.

 

            (2)        The Servicer shall not cause or permit the Documents to become subject to, or
encumbered by, any claim, liens, security interest, charges, writs of attachment or other impositions nor shall the Servicer assert or seek to assert any claims or rights of setoff to or against the Documents or any proceeds thereof.

 

            (3)        The Servicer shall return each and every Document previously requested from the
Mortgage File to the Trustee when the need therefor no longer exists, unless the Mortgage Loan relating to the Documents has been liquidated and the proceeds thereof have been remitted to the Collection Account and except as expressly provided in the
Agreement.

 

            (4)        The Documents and any proceeds thereof, including any proceeds of proceeds,
coming into the possession or control of the Servicer shall at all times be ear-marked for the account of the Trust, and the Servicer shall keep the Documents and any proceeds separate and distinct from all other property in the Servicer’s possession, custody
or control.

 

Dated:

 

WASHINGTON MUTUAL BANK

By:                                                                              

 Name:

Title:

EXHIBIT E-2

 

REQUEST FOR RELEASE

(Certificate – Mortgage Loan Paid in Full)

 

OFFICERS’ CERTIFICATE AND TRUST RECEIPT

MORTGAGE LOAN PASS-THROUGH CERTIFICATES

SERIES 2006-10

 

____________________________________________________ HEREBY CERTIFIES THAT HE/SHE IS AN OFFICER OF THE SERVICER, HOLDING THE OFFICE SET FORTH BENEATH HIS/HER SIGNATURE, AND HEREBY FURTHER
CERTIFIES AS FOLLOWS:

 

WITH RESPECT TO THE MORTGAGE LOANS, AS THE TERM IS DEFINED IN THE POOLING AND SERVICING AGREEMENT DESCRIBED IN THE ATTACHED SCHEDULE:

 

ALL PAYMENTS OF PRINCIPAL, PREMIUM (IF ANY), AND INTEREST HAVE BEEN MADE.

 

LOAN
NUMBER:                                          
            BORROWER’S
NAME:                                

 

COUNTY:                                                      

 

WE HEREBY CERTIFY THAT ALL AMOUNTS RECEIVED IN CONNECTION WITH SUCH PAYMENTS, WHICH ARE REQUIRED TO BE DEPOSITED IN THE COLLECTION ACCOUNT PURSUANT TO SECTION 3.10 OF THE POOLING AND SERVICING
AGREEMENT, HAVE BEEN OR WILL BE CREDITED.

 

DATED:                                                          

 

 

                                                                       

/ / VICE PRESIDENT

/ / ASSISTANT VICE PRESIDENT

 

EXHIBIT E-3

FORM OF MORTGAGE LOAN ASSIGNMENT AGREEMENT

This MORTGAGE LOAN ASSIGNMENT AGREEMENT (this “Agreement”), dated as of ________________, 200___, is by and between
_________________________________, a ________________, as purchaser (the “Company”), and LONG BEACH MORTGAGE LOAN TRUST 2006-10, by Deutsche Bank National Trust Company, not in its individual capacity, but solely as trustee, except with
respect to Article 3, as seller (the “Trust”).

In consideration of the mutual covenants made herein and for other good and valuable consideration the sufficiency of which is hereby acknowledged, the parties hereto agree as
follows:

ARTICLE 1.     DEFINITIONS

Capitalized terms used but not defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement dated as of November 1, 2006 (the “Pooling and
Servicing Agreement”) by and among Washington Mutual Bank, as servicer (the “Servicer”) and as seller, Long Beach Securities Corp., as depositor, Deutsche Bank National Trust Company (the “Trustee”), as Trustee and Deutsche Bank
Trust Company Delaware (the “Delaware Trustee”), as Delaware Trustee.

ARTICLE 2.   SALE AND CONVEYANCE OF MORTGAGE LOAN;

POSSESSION OF FILES; PAYMENT OF PURCHASE

PRICE; DELIVERY OF MORTGAGE LOAN DOCUMENTS;

RECORDATION OF ASSIGNMENTS OF MORTGAGE

Section 2.1      Sale and Conveyance of Mortgage Loans; Possession of Files

(a)                Pursuant to Section
2.03 of the Pooling and Servicing Agreement and Section 6.____________ of the Mortgage Loan Purchase Agreement, subject to the provisions of the Pooling and Servicing Agreement and after the deposit of the Purchase Price in the Collection Account and the
Trustee’s receipt of a written certification from the Servicer of such deposit (the “Certification”), the Trust hereby sells, transfers, assigns, sets over, and conveys to the Company, without recourse, or, except as set forth in Article 3,
representations or warranties,  all the right, title, and interest of the Trust in and to the mortgage loan identified on Schedule I attached hereto (the “Mortgage Loan”).

(b)               In accordance with Section
3.17 of the Pooling and Servicing Agreement, the Trustee, on behalf of the Trust, will deliver to the Company, or to such third party as the Company may direct, the documents comprising the Mortgage File with respect to the Mortgage Loan upon the Trustee’s
receipt of the Certification.  Upon payment for the Mortgage Loan pursuant to Section 2.1(c) below, the beneficial ownership of the Mortgage Note, the Mortgage, and each of the other documents comprising the Mortgage File with respect to the Mortgage Loan is and
shall be vested in the Company, and the ownership of all records and documents with respect to the Mortgage Loan prepared by or which come into the possession of the Trustee or the Trust or any agent or designee thereof shall immediately vest in the Company and shall
be delivered to the Company or as the Company may otherwise direct.

(c)                In full consideration
for the sale of the Mortgage Loan pursuant to Section 2.1(a) hereof, and upon the terms and conditions of this Agreement, the Company hereby purchases the Mortgage Loan.

(d)               Subject to the fulfillment of
any other conditions to such [purchase/repurchase] under the Pooling and Servicing Agreement and following the deposit of the Purchase Price in the Collection Account and the Trustee’s receipt of the Certification, the Company shall own and be entitled to
receive with respect to the Mortgage Loan all Monthly Payments and all other recoveries of principal and interest.  All such amounts that are collected after the date of the deposit of the Purchase Price and the Trustee’s receipt of the Certification shall
be held and remitted by the Servicer to the Company in accordance with the terms of this Agreement.

 

ARTICLE 3.   REPRESENTATIONS AND WARRANTIES OF

THE TRUST CONCERNING THE MORTGAGE LOAN

The Trustee hereby represents and warrants to, and agrees with the Company that, as to the Mortgage Loan and as of the date first written above:

 

The Trustee, to the actual knowledge of a Responsible Officer of the Trustee, has not taken any action with respect to the Mortgage Loans, other than
at the direction of the Company, its attorneys and subservicers or Long Beach Securities Corp., which would result in the imposition of any lien on, security interest in, or other encumbrance of, the real property securing the Mortgage Loan, other than permitted
pursuant to the Pooling and Servicing Agreement, and other than such action as might be required to preserve and maintain the Mortgage.

ARTICLE
  4.   MISCELLANEOUS PROVISIONS

Section 4.1     
 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of New York (including Section 5-1401 of the New York General Obligations Law) and the
obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws without giving effect to conflict of laws principles other than Section 5-1401 of the New York General Obligations Law.

Section 4.2      Severability of Provisions

If any one or more of the covenants, agreements, provisions, or terms of this Agreement shall be held invalid for any reason whatsoever, then such covenants, agreements, provisions, or terms
shall be deemed severable from the remaining covenants, agreements, provisions, or terms of this Agreement and shall in no way affect the validity or enforceability of the other covenants, agreements, provisions, or terms of this Agreement or the rights of the
parties hereunder. 

Section 4.3      Schedules

The schedules to this Agreement are hereby incorporated and made a part hereof and are an integral part of this Agreement. 

Section 4.4      Counterparts; Successors and Assigns

This Agreement may be executed in one or more counterparts, and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original;
such counterparts, together, shall constitute one and the same agreement.  This Agreement shall inure to the benefit of and be binding upon the Company and the Trust.

               
Section 4.5     
 Effect of Headings

The headings in this Agreement are for purposes of reference only and shall not limit or otherwise affect the meaning hereof.

Section 4.6      Survival

The representations, warranties, covenants and agreements of the parties provided in this Agreement and the parties’ obligations hereunder shall survive the execution, delivery and
termination of this Agreement.

Section 4.7     
 Costs

The Company shall pay all costs, fees and expenses incurred in connection with the transfer and delivery of the Mortgage Loan purchased by the Company under this Agreement.

Section 4.8      Limitation on Liability of the Trustee

It is expressly understood and agreed by the parties hereto that, except with respect to Article 3, (i) this Agreement is executed and delivered by the Trustee not individually or personally
but solely as trustee of the Trust, in the exercise of the powers and authority conferred and vested in it under the Pooling and Servicing Agreement, (ii) each of the representations, undertakings and agreements herein made on the part of the Trust is made and
intended not as personal representations, undertakings and agreements by the Trustee but is made and intended for the purpose of binding only the Trust, (iii) nothing herein contained shall be construed as creating any liability on the part of the Trustee,
individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto and (iv) under no
circumstances shall the Trustee be personally liable for the payment of any indebtedness or expenses of the Trust or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Trust under this Agreement or
any other related documents as to all of which recourse shall be had solely to the assets of the Trust in accordance with the terms of the Pooling and Servicing Agreement.

 

[Signature page follows]

TO WITNESS THIS, the Company and the Trust have caused their names to be signed to this Mortgage Loan Assignment Agreement by their duly authorized respective officers as of the
day and year first above written.

 

	

 

 

	

LONG BEACH MORTGAGE LOAN TRUST 2006-10,

 by Deutsche Bank National Trust Company, except with respect to Article 3, not in its individual capacity, but solely as Trustee

 

By:     ______________________________________

Name:_________________________________

Title:  _________________________________

	

 

	

 

	

 

 

	

[_________________________________]

 

By:     ______________________________________

Name:_________________________________

 

Title:  _________________________________

 

 

STATE OF ____________________                   )

                                                                             
) ss.

COUNTY OF __________________                  )

 

This instrument was acknowledged before me on ______________________, 200___, by _____________________ as _________________________ of Washington Mutual Bank.

Print Name_________________________

NOTARY PUBLIC in and for the State of _____________, residing at _______________________________________

 My commission expires _____________________

 

 

 

 

 

 

 

 

 

 

 

 

STATE OF
                                                          
)

                                                                             
) ss.

COUNTY OF
                                                     
)

 

This instrument was acknowledged before me on ______________________, 200___, by _____________________ as _________________________ of Deutsche Bank National Trust Company, as Trustee for
Long Beach Mortgage Loan Trust 2006-10 and not in its individual capacity.

Print Name_____________________________

NOTARY PUBLIC in and for the State of

                  , residing at _____________________

 My commission expires _____________________

 

 

SCHEDULE I

MORTGAGE LOAN SCHEDULE

EXHIBIT F-1

FORM OF TRUSTEE’S INITIAL CERTIFICATION

                                                                                   
[Date]

 

Long Beach Securities
Corp.                                        Washington Mutual
Bank

1400 South Douglass Road, Suite
100                         1301 Second Avenue, WMC 1505

Anaheim, CA
92806                                                        Seattle, WA  98101

 

Re:       Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of November 1,
2006 among Long Beach Securities Corp., Washington Mutual Bank, Deutsche Bank National Trust Company and Deutsche Bank Trust Company Delaware, Long Beach Mortgage Loan Trust 2006-10, Asset-Backed Certificates, Series 2006-10

 

Ladies and Gentlemen:

            Pursuant to Section 2.02 of the Pooling and Servicing Agreement, the undersigned, as Trustee, hereby acknowledges receipt
of each Mortgage File and certifies that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed hereto as not being covered by this
certification), (i) all documents constituting part of such Mortgage File (other than such documents described in Section 2.01(e) of the Pooling and Servicing Agreement) required to be delivered to it pursuant to the Pooling and Servicing Agreement are in
its possession, (ii) such documents have been reviewed by it and are not mutilated, torn or defaced unless initialed by the related borrower and relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information
set forth in the Mortgage Loan Schedule that corresponds to items (i), (ii), (ix), (xii), (xiv) (to the extent of the Periodic Rate Cap for the first Adjustment Date and subsequent Adjustment Dates) and (xvi) of the definition of “Mortgage Loan Schedule”
of the Pooling and Servicing Agreement accurately reflects information set forth in the Mortgage File.

 

            The Trustee has made no independent examination of any documents contained in each Mortgage File beyond the review specifically
required in the above-referenced Pooling and Servicing Agreement.  The Trustee makes no representations as to:  (i) the validity, legality, sufficiency, enforceability due authorization, recordability or genuineness of any of the documents contained in
the Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

 

DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee

 

By:      
                                                           

Name: 
                                                           

Title:    
                                                           

 

EXHIBIT F-2

FORM OF TRUSTEE’S FINAL CERTIFICATION

 

            [Date]

 

Long Beach Securities
Corp.                                        Washington Mutual
Bank

1400 South Douglass Road, Suite
100                         1301 Second Avenue, WMC 1505

Anaheim, CA
92806                                                       
Seattle, WA  98101

 

Re:       Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of November 1,
2006 among Long Beach Securities Corp., Washington Mutual Bank, Deutsche Bank National Trust Company and Deutsche Bank Trust Company Delaware, Long Beach Mortgage Loan Trust 2006-10, Asset-Backed Certificates, Series 2006-10

 

Ladies and Gentlemen:

 

            In accordance with Section 2.02 of the above-captioned Pooling and Servicing Agreement, the undersigned, as Trustee, hereby
certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attachment hereto), it or a Custodian on its behalf has received:

 

            (a)        the original Mortgage Note, endorsed in blank or in the
following form:  “Pay to the order of Deutsche Bank National Trust Company, as Trustee under the applicable agreement, without recourse,” with all prior and intervening endorsements showing a complete chain of endorsement from the originator to the
Person so endorsing to the Trustee or a copy of such original Mortgage Note with an accompanying Lost Note Affidavit executed by the Seller;

 

            (b)        the original Mortgage with evidence of recording
thereon, and a copy, certified by the appropriate recording office, of the recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon;

 

            (c)        except for Mortgage Loans registered on the MERS®
System, an original Assignment in blank;

 

            (d)        the original recorded Assignment or Assignments showing
a complete chain of assignment from the originator to the Person assigning the Mortgage to the Trustee or in blank (or to MERS, if the Mortgage Loan is registered on the MERS® System);

 

            (e)        the original or copies of each assumption, modification,
written assurance or substitution agreement, if any; and

 

            (f)         as an original, photocopy or in electronic form,
the lender’s title insurance policy, together with all endorsements or riders issued with or subsequent to the issuance of such policy, insuring the priority of the Mortgage as a first and second lien on the Mortgaged Property represented therein as a fee
interest vested in the Mortgagor, or in the event such title policy is unavailable, a written commitment or uniform binder or preliminary report of title issued by the title insurance or escrow company.

 

            The Trustee has made no independent examination of any documents contained in each Mortgage File beyond the review specifically
required in the above-referenced Pooling and Servicing Agreement.  The Trustee makes no representations as to:  (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in the Mortgage File of any of the
Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

 

            Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Pooling
and Servicing Agreement.

 

DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee

 

 

By:      
                                                           

Name: 
                                                           

Title:    
                                                           

EXHIBIT G

 

Form of Residual NIM Holder Certificate

 

 

Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California 92705

 

Re:       Pooling and Servicing Agreement (the “Agreement”), dated as of
November 1, 2006 among Long Beach Securities Corp., Washington Mutual Bank, Deutsche Bank National Trust Company and Deutsche Bank Trust Company Delaware,

Long Beach Mortgage Loan Trust 2006-10, Asset-Backed Certificates, Series 2006-10

 

Ladies and Gentlemen:

 

            The undersigned hereby certifies that the undersigned is the Residual NIM Holder and further certifies that the undersigned
is not an Affiliate of Washington Mutual Bank, a federal savings association.  Capitalized terms used in this certificate without definition have the meaning given to them in the Agreement.

 

IN WITNESS WHEREOF, the undersigned has executed this Certificate as of ______________, 200__.

 

                                                                       
[_________________________]

 

 

By:      
                                                           

Name: 
                                                           

Title:    
                                                           

EXHIBIT H

 

FORM OF LOST NOTE AFFIDAVIT

 

            Personally appeared before me the undersigned authority to administer oaths, ____________________, who first being duly sworn
deposes and says:  Deponent is ______________ of _________________________________________, successor by merger to _____________________________________ (“Seller”) and who has personal knowledge of the facts set out in this affidavit.

 

On _______________, ____________________did execute and deliver a promissory note in the principal amount of $[____________].

 

            That said note has been misplaced or lost through causes unknown and is presently lost and unavailable after diligent search
has been made. Seller’s records show that an amount of principal and interest on said note is still presently outstanding, due, and unpaid, and Seller is still owner and holder in due course of said lost note.

 

            Seller executes this Affidavit for the purpose of inducing Deutsche Bank National Trust Company, as Trustee on behalf of Long
Beach Mortgage Loan Trust 2006-10, to accept the transfer of the above described loan from Seller.

 

            Seller agrees to indemnify Deutsche Bank National Trust Company, Deutsche Bank Trust Company Delaware, Long Beach
Securities Corp. and Washington Mutual Bank harmless for any losses incurred by such parties resulting from the above described promissory note has been lost or misplaced.

 

By:   
                                                                         

         
                                                                         

 

STATE OF                              )

 
                                               
)     SS:

COUNTY OF                           )

 

            On this ______ day of ______________, 20_, before me, a Notary Public, in and for said County and State, appeared
____________________, who acknowledged the extension of the foregoing and who, having been duly sworn, states that any representations therein contained are true.

 

            Witness my hand and Notarial Seal this _________ day of _____________, 20__.

 

                                                                                  

                                                                                  

My commission expires
                                               
..

EXHIBIT I

FORM OF ERISA REPRESENTATION

 

[DATE]

 

Long Beach Securities Corp.

1400 South Douglass Road, Suite 100

Anaheim, CA 92806

 

Washington Mutual Bank

1301 Second Avenue, WMC 1505

Seattle, WA  98101

 

Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California 92705

 

Re:       Long Beach Mortgage Loan Trust 2006-10,

Asset-Backed Certificates, Series 2006-10      

 

Ladies and Gentlemen:

 

            ___________________ (the “Transferee”) intends to acquire from __________________ (the “Transferor”)
$[____________] Initial Certificate Principal Balance of the Class [____] Certificate of Long Beach Mortgage Loan Trust 2006-10, Asset-Backed Certificates, Series 2006-10, (the “Certificates”), issued pursuant to a Pooling and Servicing Agreement dated as
of November 1, 2006 (the “Agreement”) among Long Beach Securities Corp., as depositor (the “Depositor”), Washington Mutual Bank, as servicer (the “Servicer”), Deutsche Bank National Trust Company, as Trustee (the
“Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware Trustee (the “Delaware Trustee”).  Capitalized terms used herein and not otherwise defined shall have the meanings assigned thereto in the Pooling and Servicing
Agreement.  The Transferee hereby certifies, represents and warrants to, and covenants with the Depositor, the Trustee and the Servicer that the following statements in either (1) or (2) are accurate:

 

_____ (1)         The Certificates (A) are not being acquired by, and will not be transferred to, any employee benefit plan
within the meaning of Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or other retirement arrangement, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and
insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that is subject to Section 406 of ERISA or Section 4975 of the Internal Revenue Code of 1986 (the “Code”) (any of the foregoing, a
“Plan”), (B) are not being acquired with “plan assets” of a Plan within the meaning of the Department of Labor (“DOL”) regulation, 29 C.F.R. § 2510.3-101, and (C) will not be transferred to any entity that is deemed to be
investing in plan assets within the meaning of the DOL regulation at 29 C.F.R. § 2510.3-101; or

 

_____ (2)         (A) In the case of the Class C Certificates and the Class P Certificates, the Transferee will provide an
Opinion of Counsel to the Depositor, the Trustee and the Servicer which establishes to the satisfaction of the Depositor, the Trustee and the Servicer that the purchase of such Certificates is permissible under applicable law, will not constitute or result in any
prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Depositor, the Trustee, the Servicer, or the Trust Fund to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition
to those undertaken in this Agreement; and

 

(B) In the case of the Class A Certificates and the Mezzanine Certificates, for so long as the Supplemental Interest Trust and the Final Reserve Maturity Trust are in
existence, such Transferee is an accredited investor within the meaning of Prohibited Transaction Exemption 2002-41, as amended from time to time (the “Exemption”) and  the acquisition and holding of such Certificate are eligible for the exemptive
relief available under Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23; and

 

(C) In the case of the Mezzanine Certificates subsequent to the termination of the Supplemental Interest Trust and the Final Maturity Reserve Trust, the Transferee has
acquired and is holding such Certificate in reliance on the Exemption, and the Transferee understands that there are certain conditions to the availability of the Exemption, including that the Certificate must be rated, at the time of purchase, not lower than
“BBB-” (or its equivalent) by S&P, Fitch or Moody’s, and the Certificate is so rated or (i) the Transferee  is an insurance company, (ii) the source of funds used to acquire or hold the Certificate or interest therein is an “insurance
company general account,” as such term is defined in PTCE 95-60, and (iii) the conditions in Sections I and III of PTCE 95-60 have been satisfied.

 

 

IN WITNESS WHEREOF, the Transferee executed this certificate.

                                                                       

[Transferee]

By:
                                                                 

Name:
                                                            

Title:
                                                               

EXHIBIT J-1A

 

Form of Class B Certificate Transferor Certificate

 

                                                                                   
[Date]

 

[TRUSTEE]

Re:       Long Beach Mortgage Loan Trust 2006-10, Asset-Backed Certificates Series 2006-10 (the “Class B Certificates”)

 

Ladies and Gentlemen:

 

            This certificate is being delivered in connection with the sale by [___________________] (the “Transferor”) to
[_______________] (the “Transferee”) of Class B Certificates having an Initial Certificate Principal Balance as of November 9, 2006 (the “Closing Date”) of $[____________] (the “Transferred Certificates”).  The Class B
Certificates, including the Transferred Certificates, were issued pursuant to the Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among Long Beach Securities Corp., as depositor (the “Depositor”), Washington
Mutual Bank, as servicer (the “Servicer”) and as seller, Deutsche Bank National Trust Company, as trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware Trustee (the “Delaware Trustee”).  All capitalized
terms used but not otherwise defined herein shall have the respective meanings set forth in the Agreement.  The Transferor hereby certifies, represents and warrants to you, as Trustee, and for the benefit of the Trustee, the Depositor, the Trust Fund and the
Transferee, that:

 

            1.         The Transferor is the lawful owner of the
Transferred Certificates with the full right to transfer such Class B Certificates free from any and all claims and encumbrances whatsoever.

 

            2.         Neither the Transferor nor anyone acting on its
behalf has (a) offered, transferred, pledged, sold or otherwise disposed of any Transferred Certificate, any interest in any Transferred Certificate or any other similar security to any person in any manner, (b) solicited any offer to buy or accept a transfer, pledge
or other disposition of any Transferred Certificate, any interest in any Transferred Certificate or any other similar security from any person in any manner, (c) otherwise approached or negotiated with respect to any Transferred Certificate, any interest in any
Transferred Certificate or any other similar security with any person in any manner, (d) made any general solicitation by means of general advertising or in any other manner, or (e) taken any other action, which (in the case of any of the acts described in clauses
(a) through (e) hereof) would constitute a distribution of any Transferred Certificate under the Securities Act of 1933, as amended (the “Securities Act”), or would render the disposition of any Transferred Certificate a violation of Section 5 of the
Securities Act or any state securities laws, or would require registration or qualification of any Transferred Certificate pursuant to the Securities Act or any state securities laws.

 

            3.         The Transferor and any person acting on behalf of
the Transferor in this matter reasonably believe that the Transferee is a “qualified institutional buyer” as that term is defined in Rule 144A (“Rule 144A”) under the Securities Act (a “Qualified Institutional Buyer”) purchasing
for its own account or for the account of a Qualified Institutional Buyer. In determining whether the Transferee is a Qualified Institutional Buyer, the Transferor and any person acting on behalf of the Transferor in this matter have relied upon the following
method(s) of establishing the Transferee's ownership and discretionary investments of securities (check one or more):

 

___      (a)  The Transferee's most recent publicly available financial statements, which statements present the
information as of a date within 16 months preceding the date of sale of the Transferred Certificate in the case of a U.S. purchaser and within 18 months preceding such date of sale for a foreign purchaser; or

 

___      (b)  The most recent publicly available information appearing in documents filed by the Transferee with the
Securities and Exchange Commission or another United States federal, state, or local governmental agency or self-regulatory organization, or with a foreign governmental agency or self-regulatory organization, which information is as of a date within 16 months
preceding the date of sale of the Transferred Certificate in the case of a U.S. purchaser and within 18 months preceding such date of sale for a foreign purchaser; or

 

___      (c)  The most recent publicly available information appearing in a recognized securities manual, which
information is as of a date within 16 months preceding the date of sale of the Transferred Certificate in the case of a U.S. purchaser and within 18 months preceding such date of sale for a foreign purchaser; or

 

___      (d)  A certification by the chief financial officer, a person fulfilling an equivalent function, or other
executive officer of the Transferee, specifying the amount of securities owned and invested on a discretionary basis by the Transferee as of a specific date on or since the close of the Transferee's most recent fiscal year, or, in the case of a Transferee that is a
member of a “family of investment companies”, as that term is defined in Rule 144A, a certification by an executive officer of the investment adviser specifying the amount of securities owned by the “family of investment companies” as of a
specific date on or since the close of the Transferee's most recent fiscal year.

 

            4.         The Transferor and any person acting on behalf of
the Transferor understand that in determining the aggregate amount of securities owned and invested on a discretionary basis by an entity for purposes of establishing whether such entity is a Qualified Institutional Buyer:

 

(a) the following instruments and interests shall be excluded:  securities of issuers that are affiliated with the Transferee; if the Transferee is a dealer
securities that are part of an unsold allotment to or subscription by the Transferee as a participant in a public offering; securities of issuers that are part of the Transferee's “family of investment companies”, if the Transferee is a registered
investment company; bank deposit notes and certificates of deposit; loan participations; repurchase agreements; securities owned but subject to a repurchase agreement; and currency, interest rate and commodity swaps;

 

(b)  the aggregate value of the securities shall be the cost of such securities, except where the entity reports its securities holdings in its financial
statements on the basis of their market value, and no current information with respect to the cost of those securities has been published, in which case the securities may be valued at market;

 

(c)  securities owned by subsidiaries of the entity that are consolidated with the entity in its financial statements prepared in accordance with generally
accepted accounting principles may be included if the investments of such subsidiaries are managed under the direction of the entity, except that, unless the entity is a reporting company under Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended,
securities owned by such subsidiaries may not be included if the entity itself is a majority-owned subsidiary that would be included in the consolidated financial statements of another enterprise.

 

            5.         The Transferor or a person acting on its behalf has
taken reasonable steps to ensure that the Transferee is aware that the Transferor is relying on the exemption from the provisions of Section 5 of the Securities Act provided by Rule 144A.

 

            6.         The Transferor or a person
acting on its behalf has furnished, or caused to be furnished, to the Transferee all information requested by the Transferee regarding (a) the Transferred Certificates and payments thereon, (b) the nature and performance of the Mortgage Loans, (c) the Agreement, and
(d) any credit enhancement mechanism associated with the Transferred Certificates.

 

Very truly yours,

 

                                                           

(Transferor)

 

By:      
                                               

Name: 

Title:    

EXHIBIT J-1B

 

Form of CLASS B CERTIFICATE Transferee Certificate

 

                                                                                   
[Date]

[TRUSTEE]

 

                        Re:
      Long Beach Mortgage Loan Trust 2006-10, Asset-Backed Certificates
Series 2006-10 (the “Class B Certificates”)

 

Ladies and Gentlemen:

 

            [___________________] (the “Transferee”) intends to purchase from ___________________ (the
“Transferor”) Class B Certificates having an Initial Certificate Principal Balance as of November 9, 2006 (the “Closing Date”) of $[____________] (the “Transferred Certificates”).  The Class B Certificates, including
the Transferred Certificates, were issued pursuant to the Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among Long Beach Securities Corp., as depositor (the “Depositor”), Washington Mutual Bank, as servicer
(the “Servicer”) and as seller, Deutsche Bank National Trust Company, as trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware Trustee (the “Delaware Trustee”).  All capitalized terms used herein and
not otherwise defined shall have the meanings set forth in the Agreement.  The Transferee hereby certifies, represents and warrants to you, as Trustee, and for the benefit of the Trustee, the Depositor, the Trust Fund and the Transferor, that:

 

            1.         The Transferee is a “qualified institutional buyer” (a
“Qualified Institutional Buyer”) as that term is defined in Rule 144A (“Rule 144A”) under the Securities Act of 1933, as amended (the “Securities Act”), and has completed one of the forms of certification to that effect attached
hereto as Annex 1 and Annex 2. The Transferee is aware that the sale to it of the Transferred Certificates is being made in reliance on Rule 144A. The Transferee is acquiring the Transferred Certificates for its own account or for the account of a Qualified
Institutional Buyer, and understands that such Transferred Certificates may be resold, pledged or transferred only (i) to a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified
Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A.

 

            2.         The Transferee has been furnished with all information requested by it
regarding (a) the Transferred Certificates and payments thereon, (b) the nature and performance of the Mortgage Loans, (c) the Agreement, and (d) any credit enhancement mechanism associated with the Transferred Certificates.

 

3.         The Transferee represents that any of (a) or (b) is satisfied, as
marked below:

 

____    (a)  it is neither: (1) an employee benefit plan, or other retirement arrangement, including individual retirement accounts and annuities,
Keogh plans and collective investment funds and separate accounts in which such plans, accounts or arrangements are invested, including, without limitation, insurance company general accounts, that is subject to ERISA or the Code (each, a “Plan”), nor (2)
any Person who is directly or indirectly purchasing such Transferred Certificate or interest therein on behalf of, as named fiduciary of, as trustee of, or with “plan assets” (as defined under the DOL Regulation at 29 C.F.R. Section 2510.3-101) of a Plan;
or

 

____    (b)  for so long as the Supplemental Interest Trust and the Final Reserve Maturity Trust are in existence, (1) it is an accredited investor
within the meaning of Prohibited Transaction Exemption 2002-41, as amended from time to time (the “Exemption”) and  (2) the acquisition and holding of such Certificate are eligible for the exemptive relief available under Prohibited Transaction Class
Exemption (“PTCE”) 95-60 and subsequent to the termination of the Supplemental Interest Trust and Final Reserve Maturity Trust, (1) it is an insurance company, (2) the source of funds used to purchase or hold such Transferred Certificate (or interest
therein) is an “insurance company general account” (as defined in PTCE 95-60, and (3) the conditions set forth in Sections I and III of PTCE 95-60 have been satisfied.

 

Very truly yours,

 

                                                           

(Transferee)

 

By:      
                                               

Name: 
                                               

Title:    
                                               

ANNEX 1 TO EXHIBIT J-1B

 

 

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

 

[for Transferees other than Registered Investment Companies]

 

                        The undersigned hereby certifies as follows to [name of
Transferor] (the “Transferor”) and [name of Trustee], as Trustee, with respect to the Class B Certificates being transferred (the “Transferred Certificates”) as described in the Transferee Certificate to which this certification relates and to
which this certification is an Annex:

 

                        1. As indicated below, the undersigned is the chief
financial officer, a person fulfilling an equivalent function, or other executive officer of the entity purchasing the Transferred Certificates (the “Transferee”).

 

                        2. The Transferee is a “qualified institutional
buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”), because (i) the Transferee owned and/or invested on a discretionary basis $[____________] in securities (other than the excluded securities
referred to below) as of the end of the Transferee's most recent fiscal year (such amount being calculated in accordance with Rule 144A) and (ii) the Transferee satisfies the criteria in the category marked below.

 

            ___      Corporation, etc. The Transferee is a
corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or any organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended.

 

___      Bank. The Transferee (a) is a national bank or a banking institution organized under the laws of any State,
U.S. territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net
worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto, as of a date not more than 16 months preceding the date of sale of the Transferred Certificate in the case of a U.S. bank, or a banking institution organized under the laws of any State, U.S. territory or the District of Columbia, and not more than 18 months preceding such date of sale for a
foreign bank or equivalent institution.

 

___      Savings and Loan. The Transferee (a) is a savings and loan association, building and loan association,
cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an
audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto, as of a date not more than 16 months preceding the date of sale of the Transferred Certificate in the case of a U.S.
savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, and not more than 18 months preceding such date of sale for a foreign savings and
loan association or equivalent institution.

 

___      Broker-dealer. The Transferee is a dealer registered pursuant to Section 15 of the Securities Exchange Act of
1934, as amended.

 

___      Insurance Company. The Transferee is an insurance company whose primary and predominant business activity is
the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, U.S. territory or the District of Columbia.

 

___      State or Local Plan. The Transferee is a plan established and maintained by a State, its political
subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees.

 

___      ERISA Plan. The Transferee is an employee benefit plan within the meaning of Title I of the Employee
Retirement Income Security Act of 1974.

 

___      Investment Advisor. The Transferee is an investment advisor registered under the Investment Advisers Act of
1940, as amended.

 

___      Other. (Please supply a brief description of the entity and a cross-reference to the paragraph and
subparagraph under subsection (a)(1) of Rule 144A pursuant to which it qualifies. Note that registered investment companies should complete Annex 2 rather than this Annex 1.)
                                           

 

                        3.         The
term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Transferee, (ii) if the Transferee is a dealer, securities that are part of an unsold allotment to or subscription by the Transferee as
a participant in a public offering, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps. For
purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Transferee, the Transferee did not include any of the securities referred to in this paragraph.

 

                        4.         For
purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Transferee, the Transferee used the cost of such securities to the Transferee, unless the Transferee reports its securities holdings in its financial
statements on the basis of their market value, and no current information with respect to the cost of those securities has been published, in which case the securities were valued at market. Further, in determining such aggregate amount, the Transferee may have
included securities owned by subsidiaries of the Transferee, but only if such subsidiaries are consolidated with the Transferee in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such
subsidiaries are managed under the Transferee's direction. However, such securities were not included if the Transferee is a majority-owned, consolidated subsidiary of another enterprise and the Transferee is not itself a reporting company under the Securities
Exchange Act of 1934, as amended.

 

                        5.         The
Transferee acknowledges that it is familiar with Rule 144A and understands that the Transferor and other parties related to the Transferred Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Transferee
may be in reliance on Rule 144A.

 

            ___     
___                  Will the Transferee be purchasing the Transferred Certificates

            Yes     
No                   only for the Transferee's own account?

 

                        6.         If
the answer to the foregoing question is “no”, then in each case where the Transferee is purchasing for an account other than its own, such account belongs to a third party that is itself a “qualified institutional buyer” within the meaning of
Rule 144A, and the “qualified institutional buyer” status of such third party has been established by the Transferee through one or more of the appropriate methods contemplated by Rule 144A.

 

                        7.         The
Transferee will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Transferee's purchase of the Transferred Certificates will constitute a reaffirmation of this
certification as of the date of such purchase. In addition, if the Transferee is a bank or savings and loan as provided above, the Transferee agrees that it will furnish to such parties any updated annual financial statements that become available on or before the
date of such purchase, promptly after they become available.

 

                                                           

Print Name of Transferee

 

By:      
                                               

Name: 

Title:    

 

Date:   

ANNEX 2 TO EXHIBIT J-1B

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

 

[for Transferees that are Registered Investment Companies]

 

                        The undersigned hereby certifies as follows to [name of
Transferor] (the “Transferor”) and [name of Trustee], as Trustee, with respect to the Class B Certificates being transferred (the “Transferred Certificates”) as described in the Transferee Certificate to which this certification relates and to
which this certification is an Annex:

 

                        1.         As
indicated below, the undersigned is the chief financial officer, a person fulfilling an equivalent function, or other executive officer of the entity purchasing the Transferred Certificates (the “Transferee”) or, if the Transferee is a “qualified
institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”), because the Transferee is part of a Family of Investment Companies (as defined below), is an executive officer of the investment
adviser (the “Adviser”).

 

                        2.         The
Transferee is a “qualified institutional buyer” as defined in Rule 144A because (i) the Transferee is an investment company registered under the Investment Company Act of 1940, as amended, and (ii) as marked below, the Transferee alone owned and/or
invested on a discretionary basis, or the Transferee's Family of Investment Companies owned, at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Transferee's most recent fiscal year. For purposes of
determining the amount of securities owned by the Transferee or the Transferee's Family of Investment Companies, the cost of such securities was used, unless the Transferee or any member of the Transferee's Family of Investment Companies, as the case may be, reports
its securities holdings in its financial statements on the basis of their market value, and no current information with respect to the cost of those securities has been published, in which case the securities of such entity were valued at market.

 

____                The Transferee owned and/or invested on a
discretionary basis $[____________] in securities (other than the excluded securities referred to below) as of the end of the Transferee's most recent fiscal year (such amount being calculated in accordance with Rule 144A).

 

____                The Transferee is part of a Family of Investment
Companies which owned in the aggregate $[____________] in securities (other than the excluded securities referred to below) as of the end of the Transferee's most recent fiscal year (such amount being calculated in accordance with Rule 144A).

 

                        3.         The
term “Family of Investment Companies” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned
subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).

 

                        4.         The
term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Transferee or are part of the Transferee's Family of Investment Companies, (ii) bank deposit notes and certificates of deposit, (iii) loan
participations, (iv) repurchase agreements, (v) securities owned but subject to a repurchase agreement and (vi) currency, interest rate and commodity swaps. For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis
by the Transferee, or owned by the Transferee's Family of Investment Companies, the securities referred to in this paragraph were excluded.

 

                        5.         The
Transferee is familiar with Rule 144A and understands that the parties to which this certification is being made are relying and will continue to rely on the statements made herein because one or more sales to the Transferee will be in reliance on Rule
144A.

 

____   
____                Will the Transferee be purchasing the Transferred Certificates only for the Transferee's own account?

                        Yes     
No                  

 

                        6.         If
the answer to the foregoing question is “no”, then in each case where the Transferee is purchasing for an account other than its own, such account belongs to a third party that is itself a “qualified institutional buyer” within the meaning of
Rule 144A, and the “qualified institutional buyer” status of such third party has been established by the Transferee through one or more of the appropriate methods contemplated by Rule 144A.

 

                       
7.         The undersigned will notify the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice, the Transferee's purchase of the Transferred Certificates will
constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.

 

                                                           

Print Name of Transferee or Adviser

 

By:      
                                               

Name: 

Title:    

 

IF AN ADVISER:

 

                                                           

Print Name of Transferee

 

Date:

 

EXHIBIT J-2

FORM OF INVESTMENT LETTER [NON-RULE 144A]

 

[DATE]

 

Long Beach Securities Corp.

1400 South Douglass Road, Suite 100

Anaheim, CA 92806

 

Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California 92705

 

Re:       Long Beach Mortgage Loan Trust 2006-10,

Asset-Backed Certificates Series 2006-10       

 

Ladies and Gentlemen:

 

            In connection with our acquisition of $[____________] Initial Certificate Principal Balance of the Class [__] Certificate of
Long Beach Mortgage Loan Trust 2006-10 Asset-Backed Certificates, Series 2006-10 (the “Certificates”), issued pursuant to a Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among Long Beach Securities Corp., as
depositor (the “Depositor”), Washington Mutual Bank, as servicer (the “Servicer”) and as seller, Deutsche Bank National Trust Company, as trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware Trustee
(the “Delaware Trustee”), we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction
that is exempt from the registration requirements of the Act and any such laws, (b) we are an “accredited investor,” as defined in Regulation D under the Act, and have such knowledge and experience in financial and business matters that we are capable of
evaluating the merits and risks of investments in the Certificates, (c) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information
deemed necessary to our decision to purchase the Certificates, (d) we are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan that is subject to Section 4975 of the Internal Revenue Code of 1986,
as amended, nor are we acting on behalf of any such plan, (e) we are acquiring the Certificates for investment for our own account and not with a view to any distribution of such Certificates (but without prejudice to our right at all times to sell or otherwise
dispose of the Certificates in accordance with clause (g) below), (f) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, or taken
any other action which would result in a violation of Section 5 of the Act, and (g) we will not sell, transfer or otherwise dispose of any Certificates unless (1) such sale, transfer or other disposition is made pursuant to an effective registration statement under
the Act or is exempt from such registration requirements, and if requested, we will at our expense provide an opinion of counsel satisfactory to the addressees of this certificate that such sale, transfer or other disposition may be made pursuant to an exemption from
the Act, (2) the purchaser or transferee of such Certificate has executed and delivered to you a certificate to substantially the same effect as this certificate, and (3) the purchaser or transferee has otherwise complied with any conditions for transfer set forth in
the Agreement.

 

Very truly yours,

[NAME OF TRANSFEREE]

By:
                                                     

             Authorized Officer

 

FORM OF RULE 144A INVESTMENT LETTER

 

[DATE]

 

Long Beach Securities Corp.

1400 South Douglass Road, Suite 100

Anaheim, CA 92806

 

Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California 92705

 

Re:       Long Beach Mortgage Loan Trust 2006-10,

Asset-Backed Certificates Series 2006-10       

 

Ladies and Gentlemen:

 

            In connection with our acquisition of $[____________] Initial Certificate Principal Balance of the Class [__] Certificate of
Long Beach Mortgage Loan Trust 2006-10 Asset-Backed Certificates, Series 2006-10 (the “Certificates”), issued pursuant to a Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among Long Beach Securities Corp., as
depositor (the “Depositor”), Washington Mutual Bank, as servicer (the “Servicer”) and as seller, Deutsche Bank National Trust Company, as trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware Trustee
(the “Delaware Trustee”), we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction
that is exempt from the registration requirements of the Act and any such laws, (b) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional
information deemed necessary to our decision to purchase the Certificates, (c) we are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan that is subject to Section 4975 of the Internal Revenue
Code of 1986, as amended, nor are we acting on behalf of any such plan, (d) we have not, nor has anyone acting on our behalf offered, transferred, pledged, sold or otherwise disposed of the Certificates, any interest in the Certificates or any other similar security
to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Certificates, any interest in the Certificates or any other similar security from, or otherwise approached or negotiated with respect to the Certificates, any interest in the
Certificates or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Certificates under the
Securities Act or that would render the disposition of the Certificates a violation of Section 5 of the Securities Act or require registration pursuant thereto, nor will act, nor has authorized or will authorize any person to act, in such manner with respect to the
Certificates, (e) we are a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act and have completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2.  We are aware that
the sale to us is being made in reliance on Rule 144A.  We are acquiring the Certificates for our own account or for resale pursuant to Rule 144A and further, understand that such Certificates may be resold, pledged or transferred only (i) to a person reasonably
believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant to another
exemption from registration under the Securities Act.

 

Very truly yours,

[NAME OF TRANSFEREE]

By:
                                                                

             Authorized Officer

 

ANNEX 1 TO EXHIBIT J-2

 

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

 

[For Transferees Other Than Registered Investment Companies]

 

            The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee
Certificate to which this certification relates with respect to the Certificates described therein:

 

            1.         As indicated below, the undersigned is the chief financial officer, a person
fulfilling an equivalent function, or other executive officer of the Buyer.

 

            2.         In connection with purchases by the Buyer, the Buyer is a “qualified
institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because (i) the Buyer owned and/or invested on a discretionary basis at least $100,000,000 in securities (except for the excluded
securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A) and (ii) the Buyer satisfies the criteria in the category marked below.

 

_____  Corporation, etc.  The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar
business trust, partnership, or any organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended.

 

_____  Bank.  The Buyer (a) is a national bank or a banking institution organized under the laws of any State, U.S. territory or the District of
Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as
demonstrated in its latest annual financial statements, a copy of which is attached hereto, as of a date not more than 16 months preceding the date of sale of the Certificates in the case of a U.S. bank or a banking institution
organized under the laws of any State, U.S. territory or the District of Columbia, and not more than 18 months preceding such date of sale for a foreign bank or equivalent institution.

 

_____  Savings and Loan.  The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or
similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as
demonstrated in its latest annual financial statements, a copy of which is attached hereto, as of a date not more than 16 months preceding the date of sale of the Certificates in the case of a U.S. savings and loan association,
building and loan association, cooperative bank, homestead association or similar institution, and not more than 18 months preceding such date of sale for a foreign savings and loan association, or equivalent institution.

 

_____  Broker-dealer.  The Buyer is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934, as amended.

 

_____  Insurance Company.  The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the
reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, U.S. territory or the District of Columbia.

 

_____  State or Local Plan.  The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of
the State or its political subdivisions, for the benefit of its employees.

 

_____  ERISA Plan.  The Buyer is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of
1974.

 

_____  Investment Advisor.  The Buyer is an investment advisor registered under the Investment Advisers Act of 1940.

 

_____  Other. (Please supply a brief description of the entity and a cross-reference to the paragraph
and subparagraph under subsection (a)(1) of Rule 144A pursuant to which it qualifies. Note that registered investment companies should complete Annex 2 rather than this Annex 1.)
                                     

 

            3.         The term “securities” as used herein does not
include (i) securities of issuers that are affiliated with the Buyer, (ii) if the Buyer is a dealer, securities that are part of an unsold allotment to or subscription by the Buyer as a participant in a public offering, (iii) bank deposit notes and certificates
of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.  For purposes of determining the aggregate amount of securities owned and/or
invested on a discretionary basis by the Buyer, the Buyer did not include any of the securities referred to in this paragraph.

 

            4.         For purposes of determining the aggregate amount of securities owned and/or
invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer, except the Buyer reports its securities holdings in its financial statements on the basis of their market value, and no current information with respect to the
cost of those securities has been published, in which case, the securities were valued at market.  Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are
consolidated with the Buyer in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Buyer’s direction.  However, such securities were not included if
the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934, as amended.

 

            5.         The Buyer acknowledges that it is familiar with Rule 144A and understands
that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A.

 

____   
____                Will the Buyer be purchasing the Certificates only for the Buyer's own account?

                        Yes      No

 

            6.         If the answer to the foregoing question is
“no”, then in each case where the Buyer is purchasing for an account other than its own, such account belongs to a third party that is itself a “qualified institutional buyer” within the meaning of Rule 144A, and the “qualified
institutional buyer” status of such third party has been established by the Buyer through one or more of the appropriate methods contemplated by Rule 144A.

 

            7.         Until the date of purchase of the Rule 144A Securities, the Buyer will
notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation of this certification as of the date of
such purchase. In addition, if the Buyer is a bank or savings and loan as provided above, the Buyer agrees that it will furnish to such parties updated annual financial statements promptly after they become available.

 

                                                                       

            Print Name of Buyer

By:
                                                                 

Name:
                                                            

Title:
                                                               

Date:                                                               

 

 

ANNEX 2 TO EXHIBIT J-2

 

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

 

[For Transferees That are Registered Investment Companies]

 

            The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee
Certificate to which this certification relates with respect to the Certificates described therein:

 

            1.         As indicated below, the undersigned is the chief financial officer, a person
fulfilling an equivalent function, or other executive officer of the entity purchasing the Certificates or, if the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule
144A”) because Buyer is part of a Family of Investment Companies (as defined below), is an executive officer of the investment adviser (the “Adviser”).

 

            2.         In connection with purchases by Buyer, the Buyer is a “qualified
institutional buyer” as defined in SEC Rule 144A because (i) the Buyer is an investment company registered under the Investment Company Act of 1940, as amended and (ii) as marked below, the Buyer alone owned and/or invested on a discretionary basis, or the
Buyer’s Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year.  For purposes of determining the amount of securities owned
by the Buyer or the Buyer’s Family of Investment Companies, the cost of such securities was used, except where the Buyer or any member of the Buyer’s Family of Investment Companies, as the case may be, reports its securities holdings in its financial
statements on the basis of their market value, and no current information with respect to the cost of those securities has been published, in which case, the securities of such entity were valued at market.

 

_____  The Buyer owned and/or invested on a discretionary basis, $[____________] in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most
recent fiscal year (such amount being calculated in accordance with Rule 144A).

 

_____  The Buyer is part of a Family of Investment Companies which owned in the aggregate $[____________] in securities (other than the excluded securities referred
to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).

 

            3.         The term “Family of Investment
Companies” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because
one investment adviser is a majority owned subsidiary of the other).

 

            4.         The term “securities” as used herein does not include (i)
securities of issuers that are affiliated with the Buyer or are part of the Buyer’s Family of Investment Companies, (ii) bank deposit notes and certificates of deposit, (iii) loan participations, (iv) repurchase agreements, (v) securities owned but subject
to a repurchase agreement and (vi) currency, interest rate and commodity swaps.  For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, or owned by the Buyer’s Family of Investment
Companies, the securities referred to in this paragraph were excluded.

 

            5.         The Buyer is familiar with Rule 144A and understands that the parties listed
in the Rule 144A Transferee Certificate to which this certification relates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer will be in reliance on Rule 144A.

 

____   
____                Will the Buyer be purchasing the Certificates only for the Transferee's own account?

                        Yes     
No                  

 

            6.         If the answer to the foregoing question is “no”, then in each
case where the Buyer is purchasing for an account other than its own, such account belongs to a third party that is itself a “qualified institutional buyer” within the meaning of Rule 144A, and the “qualified institutional buyer” status of
such third party has been established by the Buyer through one or more of the appropriate methods contemplated by Rule 144A.

 

            7.         Until the date of purchase of the Certificates, the undersigned will notify
the parties listed in the Rule 144A Transferee Certificate to which this certification relates of any changes in the information and conclusions herein.  Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation
of this certification by the undersigned as of the date of such purchase.

 

                                                                       

Print Name of Buyer or Adviser

By:
                                                                 

Name:
                                                            

Title:
                                                               

IF AN ADVISER:

                                                                       

            Print Name of Buyer

Date:                                                               

 

 

EXHIBIT K

Form of Class R Certificate, Class R‐CX Certificate

and Class R-PX Certificate Transfer Affidavit

 

TRANSFER AFFIDAVIT AND AGREEMENT

 

LONG BEACH MORTGAGE LOAN TRUST 2006-10,

ASSET-BACKED CERTIFICATES, SERIES 2006-10

 

STATE OF ____________     )

                                               
) ss.:

COUNTY OF __________    )

 

            The undersigned, being first duly sworn, deposes and says as follows:

 

            1.         The undersigned is an officer of ________________________, the proposed
Transferee of an Ownership Interest in the Class [___] Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2006 (the “Agreement”), relating to the above-referenced Certificates, among
Long Beach Securities Corp., as depositor (the “Depositor”), Washington Mutual Bank, as servicer (the “Servicer”) and as seller, Deutsche Bank National Trust Company, as Trustee (the “Trustee”) and Deutsche Bank Trust
Company Delaware, as Delaware Trustee (the “Delaware Trustee”).  Capitalized terms used, but not defined herein shall have the meanings ascribed to such terms in the Agreement.  The Transferee has authorized the undersigned to make this
affidavit on behalf of the Transferee.

 

            2.         The Transferee is, as of the date hereof and will be, as of the date of the
Transfer, a Permitted Transferee.  The Transferee is acquiring its Ownership Interest in the Certificate either (i) for its own account or (ii) as nominee, trustee or agent for another Person and has attached hereto an affidavit from such Person in
substantially the same form as this affidavit.  The Transferee has no knowledge that any such affidavit is false.

 

            3.         The Transferee has been advised and understands that (i) a tax will be
imposed on Transfers of the Certificate to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) of a Person that is not a Permitted
Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if the subsequent Transferee furnished to such Person an affidavit that such subsequent Transferee is a Permitted Transferee and, at the time
of Transfer, such Person does not have actual knowledge that the affidavit is false.

 

            4.         The Transferee has been advised and understands that a tax will be imposed
on a “pass-through entity” holding the Certificate if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity.  The Transferee understands that such
tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is
false.  (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury
Regulations, persons holding interests in pass-through entities as a nominee for another Person.)

 

            5.         The Transferee has reviewed the provisions of Section 5.02(d) of the
Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificate including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding the Transfer and mandatory sales.  The
Transferee expressly agrees to be bound by and to abide by the provisions of Section 5.02(d) of the Agreement and the restrictions noted on the face of the Certificate.  The Transferee understands and agrees that any breach of any of the representations
included herein shall render the Transfer to the Transferee contemplated hereby null and void.

 

            6.         The Transferee agrees to require a Transfer Affidavit from any Person to
whom the Transferee attempts to Transfer its Ownership Interest in the Certificate, and in connection with any Transfer by a Person for whom the Transferee is acting as nominee, trustee or agent, and the Transferee will not Transfer its Ownership Interest or cause
any Ownership Interest to be Transferred to any Person that the Transferee knows is not a Permitted Transferee.  In connection with any such Transfer by the Transferee, the Transferee agrees to deliver to the Trustee a certificate substantially in the form set
forth as Exhibit L to the Agreement (a “Transferor Certificate”) to the effect that such Transferee has no actual knowledge that the Person to which the Transfer is to be made is not a Permitted Transferee.

 

            7.         The Transferee does not have the intention to impede the assessment or
collection of any tax legally required to be paid with respect to the Certificate.

 

            8.         The Transferee’s taxpayer identification number is
_____________.

 

            9.         The Transferee is a U.S. Person as defined in Code
Section 7701(a)(30).

 

            10.       The Transferee is aware that the Certificate may be “noneconomic residual
interests” within the meaning of Treasury regulations promulgated pursuant to the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, if a significant purpose
of the transfer was to impede the assessment or collection of tax.  The Transferee understands that, as the holder of a noneconomic residual interest, the Transferee may incur tax liabilities in excess of any cash flows generated by the Certificates.  The
Transferee intends to pay taxes associated with holding the Certificate as they become due.

 

            11.       The Transferee is not an employee benefit plan that is subject to ERISA or a plan that
is subject to Section 4975 of the Code, nor is it acting on behalf of such a plan.

 

            IN WITNESS WHEREOF, the Transferee has caused this instrument to be executed on its behalf, pursuant to authority of its Board
of Directors, by its Vice President, attested by its Secretary, this ___ day of [__________].

 

[Transferee NAME]

 

 

By:      
                                                                       

Name:
                                                                        

Title:    
                                                                       

 

[Corporate Seal]

 

ATTEST:

 

                                                           

Secretary

 

On [__________, 200_] before me, _____________________________, personally appeared _______________________________, personally known to me (or proved to me on the basis
of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he executed the same in his authorized capacity, and that by his signature on the instrument the person, or the entity upon behalf of which the
person acted, executed the instrument.

 

WITNESS my hand and official seal.

 

 

Signature _________________________________

 

 

(Seal)

EXHIBIT L

 

FORM OF TRANSFEROR CERTIFICATE

 

[DATE]

 

Long Beach Securities Corp.

1400 South Douglass Road, Suite 100

Anaheim, CA 92806

 

Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California  92705

 

Re:       Long Beach Mortgage Loan Trust 2006-10,

Asset-Backed Certificates Series 2006-10       

 

Ladies and Gentlemen:

 

            In connection with our disposition of the Class [__] Certificates (the “Certificates”), issued pursuant to the
Pooling and Servicing Agreement dated as of November 1, 2006 (the “Agreement”) among Long Beach Securities Corp., as depositor (the “Depositor”), Washington Mutual Bank, as servicer (the “Servicer”) and as seller, Deutsche Bank
National Trust Company, as Trustee (the “Trustee”) and Deutsche Bank Trust Company Delaware, as Delaware Trustee (the “Delaware Trustee”) we certify that (a) we understand that the Certificates have not been registered under the
Securities Act of 1933, as amended (the “Act”), and are being disposed by us in a transaction that is exempt from the registration requirements of the Act, (b) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates
from, any person, or otherwise approached or negotiated with any person with respect thereto, in a manner that would be deemed, or taken any other action which would result in, a violation of Section 5 of the Act, (c) to the extent we are disposing of the Class [__]
Certificate, we have no knowledge that the Transferee is not a Permitted Transferee and (d) no purpose of the proposed disposition of the Class [__] Certificate is to impede the assessment or collection of tax.

 

Very truly yours,

TRANSFEROR

By:
                                                                 

 Name:
                                                            

 Title:
                                                               

EXHIBIT M

 

[RESERVED]

EXHIBIT N

 

CRITERIA TO BE ADDRESSED

IN ASSESSMENT OF COMPLIANCE

Key:

X - obligation

 

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the
distribution chain they are responsible for in the related transaction agreements.

 

	

Reg AB Reference

	

 

Servicing Criteria

	

 

Servicer

	

 

Trustee

	
 

	
General Servicing Considerations

	

 

	

 

	

1122(d)(1)(i)

	
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.

	

X

	

X

	

1122(d)(1)(ii)

	

If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and
compliance with such servicing activities.

	

X

	

X

	

1122(d)(1)(iii)

	

Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.

	

 

	

 

	

1122(d)(1)(iv)

	

A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of
coverage required by and otherwise in accordance with the terms of the transaction agreements.

	

X

	

 

	

 

	

Cash Collection and Administration

	

 

	

 

	

1122(d)(2)(i)

	

Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following
receipt, or such other number of days specified in the transaction agreements.

	

X

	

X

	

1122(d)(2)(ii)

	

Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.

	

X

	

X

	

1122(d)(2)(iii)

	

Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and
approved as specified in the transaction agreements.

	

X

	

X

	

1122(d)(2)(iv)

	

The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g.,
with respect to commingling of cash) as set forth in the transaction agreements.

	

 

	

X

	

1122(d)(2)(v)

	

Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion,
“federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.

	

X

	

X

	

1122(d)(2)(vi)

	

Unissued checks are safeguarded so as to prevent unauthorized access.

	

X

	

 

	

1122(d)(2)(vii)

	

Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing
accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the
person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.

	

X

	

X

	

 

	

Investor Remittances and Reporting

	

 

	

 

	

1122(d)(3)(i)

	

Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission
requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed
with the Commission as required by its rules and regulations; and (D) agree with investors’ or the Trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.

	

 

	

X

	

1122(d)(3)(ii)

	

Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction
agreements.

	

 

	

X

	

1122(d)(3)(iii)

	

Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the
transaction agreements.

	

 

	

X

	

1122(d)(3)(iv)

	

Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.

	

 

	

X

	
 

	
Pool Asset Administration

	

 

	

 

	

1122(d)(4)(i)

	

Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.

	

X

	

X

	

1122(d)(4)(ii)

	

Pool assets  and related documents are safeguarded as required by the transaction agreements

	

X

	

X

	

1122(d)(4)(iii)

	

Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction
agreements.

	

X

	

X

	

1122(d)(4)(iv)

	

Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained
no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.

	

X

	

 

	

1122(d)(4)(v)

	

The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.

	

X

	

 

	

1122(d)(4)(vi)

	

Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized
personnel in accordance with the transaction agreements and related pool asset documents.

	

X

	

 

	

1122(d)(4)(vii)

	

Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are
initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.

	

X

	

 

	

1122(d)(4)(viii)

	

Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are
maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases
where delinquency is deemed temporary (e.g., illness or unemployment).

	

X

	

 

	

1122(d)(4)(ix)

	

Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.

	

X

	

 

	

1122(d)(4)(x)

	

Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents,
on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor
within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.

	

X

	

 

	

1122(d)(4)(xi)

	

Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the
appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.

	

X

	

 

	

1122(d)(4)(xii)

	

Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor,
unless the late payment was due to the obligor’s error or omission.

	

X

	

 

	

1122(d)(4)(xiii)

	

Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days
specified in the transaction agreements.

	

X

	

 

	

1122(d)(4)(xiv)

	

Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.

	

X

	

 

	

1122(d)(4)(xv)

	

Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction
agreements.

	

X

	

 

EXHIBIT O

 

FORM 10-D, FORM 8-K AND FORM 10-K

REPORTING RESPONSIBILITY

 

As to each item described below, the entity indicated as the Responsible Party shall be responsible for reporting the
information to the Depositor pursuant to Section 4.08(a)(iv).  If the Depositor is indicated below as to any item, then the Depositor is primarily responsible for obtaining that information.

Under Item 1 of Form 10-D: a) items marked “4.03 statement” are required to be included in the periodic Distribution Date statement
under Section 4.03, provided by the Trustee based on information received from the Servicer; the Swap Provider or PMI Insurer and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the 4.03 statement, provided by the
party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. Items indicated as “N/A” are not applicable to the transaction.

	

Form

	

Item

	

Description

	

Responsible Party

	
10-D

	
1

	

Distribution and Pool Performance Information

	

 

	
 

	
 

	

Item 1121 – Distribution and Pool Performance Information

	

 

	
 

	
 

	

(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution
period.

	

4.03 statement

	
 

	
 

	

(2) Cash flows received and the sources thereof for distributions, fees and expenses.

	

4.03 statement

	
 

	
 

	

(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:

	

4.03 statement

	
 

	
 

	

            (i) Fees or expenses accrued and paid, with an identification of the general purpose of
such fees and the party receiving such fees or expenses.

	

4.03 statement and the Depositor, as applicable

	
 

	
 

	

            (ii) Payments accrued or paid with respect to enhancement or other support identified in
Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.

	

4.03 statement and the Depositor, as applicable

	
 

	
 

	

            (iii) Principal, interest and other distributions accrued and paid on the asset-backed
securities by type and by class or series and any principal or interest shortfalls or carryovers.

	

4.03 statement

	
 

	
 

	

            (iv) The amount of excess cash flow or excess spread and the disposition of excess cash
flow.

	

4.03 statement

	
 

	
 

	

(4) Beginning and ending principal balances of the asset-backed securities.

	

4.03 statement

	
 

	
 

	

(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets
in appropriate distributional groups or incremental ranges.

	

4.03 statement

	
 

	
 

	

(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.

	

4.03 statement

	
 

	
 

	

(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage
remaining under any such enhancement, if known and applicable.

	

4.03 statement

	
 

	
 

	

(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon,
weighted average life, weighted average remaining term, pool factors and prepayment amounts.

	

4.03 statement

 

 

	
 

	
 

	

(9) Delinquency and loss information for the period.

 

In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets.

	

4.03 statement

 

 

Form 10-D report:  Depositor

	
 

	
 

	

(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced
and the general source of funds for reimbursements.

	

4.03 statement

	
 

	
 

	

(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have
cumulatively become material over time.

	

4.03 statement and the Servicer, as applicable

	
 

	
 

	

(12) Material breaches of pool asset representations or warranties or transaction covenants.

	

Depositor

	
 

	
 

	

(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the
trigger was met.

	

4.03 statement

	

 

	

 

	

(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,

	

Form 10-D report:  Depositor

	

 

	

 

	

information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as
additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if
applicable.

	

Form 10-D report:  Depositor

	

 

	

 

	

Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as
applicable, used to originate, acquire or select the new pool assets.

	

Form 10-D report:  Servicer

	
 

	
 

	

Item 1121(b) – Pre-Funding or Revolving Period Information

 

Updated pool information as required under Item 1121(b).

	

N/A

	
 

	
2

	

Legal Proceedings

	

 

	
 

	
 

	

Item 1117 – Legal Proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including
proceedings known to be contemplated by governmental authorities:

	

 

	
 

	
 

	

Sponsor (Seller)

	

Seller

	
 

	
 

	

Depositor

	

Depositor

	
 

	
 

	

Trustee

	

Trustee

	
 

	
 

	

Issuing entity

	

Depositor

	
 

	
 

	

Servicer, affiliated servicer, other servicer servicing 20% or more of pool assets at time of report, other material servicers

	

Servicer

	
 

	
 

	

Originator of 20% or more of pool assets as of the Cut-off Date

	

Seller

	
 

	
 

	

Custodian

	

Trustee

	
 

	
3

	

Sales of Securities and Use of Proceeds

	

 

	
 

	
 

	

Information from Item 2(a) of Part II of Form 10-Q

	

Depositor

	
 

	
 

	

With respect to any sale of securities by

the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered,
provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.

	

 

	
 

	
4

	

Defaults Upon Senior Securities

	

 

	
 

	
 

	

Information from Item 3 of Part II of Form 10-Q

	

Trustee

	
 

	
 

	

Report the occurrence of any Event of

Default (after expiration of any grace

period and provision of any required

notice)

	

 

	
 

	
5

	

Submission of Matters to a Vote of Security Holders

	

 

	
 

	
 

	

Information from Item 4 of Part II of Form 10-Q

	

Servicer, if the Servicer is the party submitting the matter to a vote or has knowledge of the submission, Depositor, if the Depositor is the party
submitting the matter to a vote or has knowledge of the submission, and the Trustee in all other cases

	
 

	
6

	

Significant Obligors of Pool Assets

	

 

	
 

	
 

	

Item 1112(b) –
 Significant Obligor Financial Information*

	

N/A

	
 

	
 

	

*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the
Item.

	

 

	
 

	
7

	

Significant Enhancement Provider Information

	

 

	
 

	
 

	

Item 1114(b)(2) – Credit Enhancement Provider Financial Information*

	

Depositor

	
 

	
 

	

Determining applicable disclosure threshold

	

 

	
 

	
 

	

Obtaining required financial information or effecting incorporation by reference

	

 

	
 

	
 

	

Item 1115(b) – Derivative Counterparty Financial Information*

	

Depositor

	
 

	
 

	

Determining current maximum probable exposure

	

 

	
 

	
 

	

Determining current significance percentage

	

 

	
 

	
 

	

Obtaining required financial information or effecting incorporation by reference

	

 

	
 

	
 

	

*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the
Items.

	

 

	
 

	
8

	

Other Information

	

 

	
 

	
 

	

Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported

	

The Responsible Party for the applicable Form 8-K item as indicated below

	
 

	
9

	

Exhibits

	

 

	
 

	
 

	

Distribution report

	

Trustee

	
 

	
 

	

Exhibits required by Item 601 of Regulation S-K, such as material agreements

	

Depositor

	
8-K

	
1.01

	

Entry into a Material Definitive Agreement

	

 

	
 

	
 

	

Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a
party.

 

Examples: servicing agreement, custodial agreement.

 

Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus

	

Depositor; or any of the following that is a party to the agreement if Servicer is not: Trustee, Purchaser, Depositor

	
 

	
1.02

	

Termination of a Material Definitive Agreement

	

 

	
 

	
 

	

Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its
terms), even if depositor is not a party.

 

Examples: servicing agreement, custodial agreement.

 

	

Depositor; or any of the following that is a party to the agreement if Servicer is not:  Trustee, Purchaser, Depositor

	
 

	
1.03

	

Bankruptcy or Receivership

	

 

	
 

	
 

	

Disclosure is required regarding the bankruptcy or receivership, if known to the Servicer, with respect to any of the following:

 

Sponsor (Seller), Depositor, Servicer, affiliated servicer, other servicer servicing 20% or more of pool assets at
time of report, other material servicers, Certificate Administrator, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian

	

Depositor

	
 

	
2.04

	

Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement

	

 

	
 

	
 

	

Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution
of cash flows/amortization schedule.

 

Disclosure will be made of events other than waterfall triggers which are disclosed in the 4.03 statement

	

N/A

	
 

	
3.03

	

Material Modification to Rights of Security Holders

	

 

	
 

	
 

	

Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing
Agreement

	

Depositor

	
 

	
5.03

	

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

	

 

	
 

	
 

	

Disclosure is required of any amendment “to the governing documents of the issuing entity”

	

Depositor

	
 

	
5.06

	

Change in Shell Company Status

	

 

	
 

	
 

	

[Not applicable to ABS issuers]

	

Depositor

	
 

	
6.01

	

ABS Informational and Computational Material

	

 

	
 

	
 

	

[Not included in reports to be filed under Section 8.12]

	

 

	
 

	
6.02

	

Change of Servicer or Trustee

	

 

	
 

	
 

	

Requires disclosure of any removal, replacement, substitution or addition of any servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers, certificate administrator or Trustee. Reg AB disclosure about any new servicer or Trustee is also required.

	

Trustee or Servicer, as applicable

	
 

	
6.03

	

Change in Credit Enhancement or Other External Support

	

 

	
 

	
 

	

Covers termination of an enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement
provided. Applies to external credit enhancements as well as derivatives. Reg AB disclosure about any new enhancement provider is also required.

	

Depositor

	
 

	
6.04

	

Failure to Make a Required Distribution

	

Trustee

	
 

	
6.05

	

Securities Act Updating Disclosure

	

 

	
 

	
 

	

If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the prospectus, provide updated
Reg AB disclosure about the actual asset pool.

	

Depositor

	
 

	
 

	

If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for
in Items 1108 and 1110 respectively.

	

Depositor

	
 

	
7.01

	

Regulation FD Disclosure

	

Depositor

	
 

	
8.01

	

Other Events

	

 

	
 

	
 

	

Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to security holders.

	

Depositor

	
 

	
9.01

	

Financial Statements and Exhibits

	

The Responsible Party applicable to reportable event

	

10-K

	

9B

	

Other Information

	

 

	
 

	
 

	

Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported

	

The Responsible Party for the applicable Form 8-K item as indicated above

	
 

	
15

	

Exhibits and Financial Statement Schedules

	

 

	
 

	
 

	

Item 1112(b) –
 Significant Obligor Financial Information

	

Depositor

	
 

	
 

	

Item 1114(b)(2) – Credit Enhancement Provider Financial Information

 

Determining applicable disclosure threshold

 

Obtaining required financial information or effecting incorporation by reference

	

Depositor

	
 

	
 

	

Item 1115(b) – Derivative Counterparty Financial Information

 

Determining current maximum probable exposure

 

Determining current significance percentage

 

Obtaining required financial information or effecting incorporation by reference

	

Depositor

	
 

	
 

	

Item 1117 – Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including
proceedings known to be contemplated by governmental authorities:

 

	

 

	
 

	
 

	

Sponsor (Seller)

	

Seller

	
 

	
 

	

Depositor

	

Depositor

	
 

	
 

	

Trustee

	

Trustee

	
 

	
 

	

Issuing entity

	

Depositor

	
 

	
 

	

Servicer, affiliated servicer, other servicer servicing 20% or more of pool assets at time of report, other material
servicers

	

Servicer

	
 

	
 

	

Originator of 20% or more of pool assets as of the Cut-off Date

	

Servicer

	
 

	
 

	

Custodian

	

 

	
 

	
 

	

Item 1119 – Affiliations and relationships between the following entities, or their respective affiliates, that are material to
Certificateholders::

 

	

 

	
 

	
 

	

Sponsor (Seller)

	

Seller

	
 

	
 

	

Depositor

	

Depositor

	
 

	
 

	

Trustee

	

Trustee

	
 

	
 

	

Servicer, affiliated servicer, other servicer servicing 20% or more of pool assets at time of report, other material
servicers

	

Servicer

	
 

	
 

	

Originator

	

Seller

	
 

	
 

	

Item 1122 – Assessment of Compliance with Servicing Criteria

	

Each Party participating in the servicing function

	
 

	
 

	

Item 1123 – Servicer Compliance Statement

	

Servicer and Trustee

 

 

EXHIBIT P

 

FORM OF TRUSTEE CERTIFICATION

 

 

Re:       Long Beach
Mortgage Loan Trust 2006-10 (the “Trust”) Asset-Backed Certificates, Series 2006-10, issued pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2006 (the “Pooling and Servicing Agreement”), among Long Beach Securities
Corp., as depositor (the “Depositor”), Washington Mutual Bank, as seller and servicer (the “Seller” and the “Servicer”), Deutsche Bank National Trust Company, as Trustee (the “Trustee”) and Deutsche Bank Trust
Company Delaware, as Delaware Trustee (the “Delaware Trustee”)

 

I, [identify the certifying individual], a [title] of Deutsche Bank National Trust Company certify to the Depositor and its
officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

1.         I have reviewed the annual report on Form 10-K (the “Annual
Report”) for the fiscal year [___], and all reports on Form 10-D containing distribution reports filed in respect of periods included in the year covered by the Annual Report (collectively with the Annual Report, the “Reports”), of the
Trust;

2.         Based on my knowledge, the information in the Reports prepared by the
Trustee, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the
period covered by the Annual Report; and

3.         Based on my knowledge, the distribution or servicing information required
to be provided to the Trustee by the Servicer under the Pooling and Servicing Agreement for inclusion in the Reports is included in the Reports.

Date:    _________________

DEUTSCHE BANK NATIONAL TRUST COMPANY

 

 

By:      
                                                           

Name: 
                                                           

Title:    
                                                           

SCHEDULE I

 

PREPAYMENT CHARGE SCHEDULE

 

AVAILABLE UPON REQUEST

 

SCHEDULE II

 

Swap Notional Amount Schedule

 

	

Period

	

Distribution Date

	

Swap Notional

 Amount ($)

	

Strike Rate (%)

	

1

	

December 25, 2006

	
0

	

N/A

	

2

	

January 25, 2007

	
793,608,174

	

4.935%

	

3

	

February 25, 2007

	
786,955,607

	

4.935%

	

4

	

March 25, 2007

	
779,125,810

	

4.935%

	

5

	

April 25, 2007

	
770,127,746

	

4.935%

	

6

	

May 25, 2007

	
759,976,417

	

4.935%

	

7

	

June 25, 2007

	
757,821,364

	

4.935%

	

8

	

July 25, 2007

	
754,241,970

	

4.935%

	

9

	

August 25, 2007

	
749,003,364

	

4.935%

	

10

	

September 25, 2007

	
742,094,613

	

4.935%

	

11

	

October 25, 2007

	
733,302,148

	

4.935%

	

12

	

November 25, 2007

	
721,675,716

	

4.935%

	

13

	

December 25, 2007

	
702,217,031

	

4.935%

	

14

	

January 25, 2008

	
681,569,041

	

4.935%

	

15

	

February 25, 2008

	
660,561,732

	

4.935%

	

16

	

March 25, 2008

	
640,240,900

	

4.935%

	

17

	

April 25, 2008

	
620,566,635

	

4.935%

	

18

	

May 25, 2008

	
601,495,531

	

4.935%

	

19

	

June 25, 2008

	
583,951,393

	

4.935%

	

20

	

July 25, 2008

	
567,286,512

	

4.935%

	

21

	

August 25, 2008

	
551,586,265

	

4.935%

	

22

	

September 25, 2008

	
536,723,489

	

4.935%

	

23

	

October 25, 2008

	
527,630,858

	

4.935%

	

24

	

November 25, 2008

	
363,055,391

	

4.935%

	

25

	

December 25, 2008

	
335,902,160

	

4.935%

	

26

	

January 25, 2009

	
306,843,489

	

4.935%

	

27

	

February 25, 2009

	
282,944,615

	

4.935%

	

28

	

March 25, 2009

	
264,541,422

	

4.935%

	

29

	

April 25, 2009

	
249,397,262

	

4.935%

	

30

	

May 25, 2009

	
236,396,966

	

4.935%

	

31

	

June 25, 2009

	
225,078,061

	

4.935%

	

32

	

July 25, 2009

	
215,476,633

	

4.935%

	

33

	

August 25, 2009

	
206,475,845

	

4.935%

	

34

	

September 25, 2009

	
197,838,666

	

4.935%

	

35

	

October 25, 2009

	
189,573,012

	

4.935%

	

36

	

November 25, 2009

	
178,395,962

	

4.935%

	

37

	

December 25, 2009

	
176,825,817

	

4.935%

	

38

	

January 25, 2010

	
161,238,368

	

4.935%

	

39

	

February 25, 2010

	
153,024,886

	

4.935%

	

40

	

March 25, 2010

	
145,168,864

	

4.935%

	

41

	

April 25, 2010

	
137,774,029

	

4.935%

	

42

	

May 25, 2010

	
130,751,457

	

4.935%

	

43

	

June 25, 2010

	
124,064,212

	

4.935%

	

44

	

July 25, 2010

	
117,864,564

	

4.935%

	

45

	

August 25, 2010

	
111,998,664

	

4.935%

	

46

	

September 25, 2010

	
106,779,988

	

4.935%

	

47

	

October 25, 2010

	
101,757,385

	

4.935%

	

48

	

November 25, 2010

	
96,923,644

	

4.935%

	

49

	

December 25, 2010

	
91,705,136

	

4.935%

	

50

	

January 25, 2011

	
86,316,665

	

4.935%

	

51

	

February 25, 2011

	
81,232,250

	

4.935%

	

52

	

March 25, 2011

	
76,382,111

	

4.935%

	

53

	

April 25, 2011

	
71,195,396

	

4.935%

	

54

	

May 25, 2011

	
66,453,024

	

4.935%

	

55

	

June 25, 2011

	
62,021,338

	

4.935%

	

56

	

July 25, 2011

	
57,582,559

	

4.935%

	

57

	

August 25, 2011

	
53,601,364

	

4.935%

	

58

	

September 25, 2011

	
49,990,207

	

4.935%

	

59

	

October 25, 2011

	
46,669,565

	

4.935%

	

60

	

November 25, 2011

	
43,698,736

	

4.935%

SCHEDULE III

 

40 Year Loan final maturity schedule

 

	
Period

	
Distribution Date

	

Principal Balance of the Mortgage Loans

 Having 40-Year Original Terms To

 Maturity ($)

	

121

	

December 25, 2016

	

13,105,315.89

	

122

	

January 25, 2017

	

12,923,103.32

	

123

	

February 25, 2017

	

12,743,373.87

	

124

	

March 25, 2017

	

12,566,093.96

	

125

	

April 25, 2017

	

12,391,230.46

	

126

	

May 25, 2017

	

12,218,750.68

	

127

	

June 25, 2017

	

12,048,622.38

	

128

	

July 25, 2017

	

11,880,813.76

	

129

	

August 25, 2017

	

11,715,293.46

	

130

	

September 25, 2017

	

11,552,030.49

	

131

	

October 25, 2017

	

11,390,994.33

	

132

	

November 25, 2017

	

11,232,154.86

	

133

	

December 25, 2017

	

11,075,482.35

	

134

	

January 25, 2018

	

10,920,947.48

	

135

	

February 25, 2018

	

10,768,521.35

	

136

	

March 25, 2018

	

10,618,175.38

	

137

	

April 25, 2018

	

10,469,881.47

	

138

	

May 25, 2018

	

10,323,611.85

	

139

	

June 25, 2018

	

10,179,339.08

	

140

	

July 25, 2018

	

10,037,036.17

	

141

	

August 25, 2018

	

9,896,676.46

	

142

	

September 25, 2018

	

9,758,233.65

	

143

	

October 25, 2018

	

9,621,681.76

	

144

	

November 25, 2018

	

9,486,995.25

	

145

	

December 25, 2018

	

9,354,148.82

	

146

	

January 25, 2019

	

9,223,117.58

	

147

	

February 25, 2019

	

9,093,876.97

	

148

	

March 25, 2019

	

8,966,402.72

	

149

	

April 25, 2019

	

8,840,670.94

	

150

	

May 25, 2019

	

8,716,658.01

	

151

	

June 25, 2019

	

8,594,340.67

	

152

	

July 25, 2019

	

8,473,695.97

	

153

	

August 25, 2019

	

8,354,701.23

	

154

	

September 25, 2019

	

8,237,334.13

	

155

	

October 25, 2019

	

8,121,572.63

	

156

	

November 25, 2019

	

8,007,394.94

	

157

	

December 25, 2019

	

7,894,779.66

	

158

	

January 25, 2020

	

7,783,705.60

	

159

	

February 25, 2020

	

7,674,151.88

	

160

	

March 25, 2020

	

7,566,097.91

	

161

	

April 25, 2020

	

7,459,523.36

	

162

	

May 25, 2020

	

7,354,408.21

	

163

	

June 25, 2020

	

7,250,732.66

	

164

	

July 25, 2020

	

7,148,477.21

	

165

	

August 25, 2020

	

7,047,622.64

	

166

	

September 25, 2020

	

6,948,149.92

	

167

	

October 25, 2020

	

6,850,040.36

	

168

	

November 25, 2020

	

6,753,275.47

	

169

	

December 25, 2020

	

6,657,837.01

	

170

	

January 25, 2021

	

6,563,707.03

	

171

	

February 25, 2021

	

6,470,867.76

	

172

	

March 25, 2021

	

6,379,301.73

	

173

	

April 25, 2021

	

6,288,991.67

	

174

	

May 25, 2021

	

6,199,920.55

	

175

	

June 25, 2021

	

6,112,071.56

	

176

	

July 25, 2021

	

6,025,428.13

	

177

	

August 25, 2021

	

5,939,973.92

	

178

	

September 25, 2021

	

5,855,692.80

	

179

	

October 25, 2021

	

5,772,568.86

	

180

	

November 25, 2021

	

5,690,586.41

	

181

	

December 25, 2021

	

5,609,729.94

	

182

	

January 25, 2022

	

5,529,984.21

	

183

	

February 25, 2022

	

5,451,334.13

	

184

	

March 25, 2022

	

5,373,764.84

	

185

	

April 25, 2022

	

5,297,261.66

	

186

	

May 25, 2022

	

5,221,810.17

	

187

	

June 25, 2022

	

5,147,396.06

	

188

	

July 25, 2022

	

5,074,005.25

	

189

	

August 25, 2022

	

5,001,623.86

	

190

	

September 25, 2022

	

4,930,238.21

	

191

	

October 25, 2022

	

4,859,834.75

	

192

	

November 25, 2022

	

4,790,400.15

	

193

	

December 25, 2022

	

4,721,921.30

	

194

	

January 25, 2023

	

4,654,385.16

	

195

	

February 25, 2023

	

4,587,778.97

	

196

	

March 25, 2023

	

4,522,090.11

	

197

	

April 25, 2023

	

4,457,306.09

	

198

	

May 25, 2023

	

4,393,414.65

	

199

	

June 25, 2023

	

4,330,403.64

	

200

	

July 25, 2023

	

4,268,261.13

	

201

	

August 25, 2023

	

4,206,975.32

	

202

	

September 25, 2023

	

4,146,534.55

	

203

	

October 25, 2023

	

4,086,927.35

	

204

	

November 25, 2023

	

4,028,142.40

	

205

	

December 25, 2023

	

3,970,168.52

	

206

	

January 25, 2024

	

3,912,994.67

	

207

	

February 25, 2024

	

3,856,610.01

	

208

	

March 25, 2024

	

3,801,003.81

	

209

	

April 25, 2024

	

3,746,165.46

	

210

	

May 25, 2024

	

3,692,084.56

	

211

	

June 25, 2024

	

3,638,750.78

	

212

	

July 25, 2024

	

3,586,153.98

	

213

	

August 25, 2024

	

3,534,284.13

	

214

	

September 25, 2024

	

3,483,131.36

	

215

	

October 25, 2024

	

3,432,685.90

	

216

	

November 25, 2024

	

3,382,938.13

	

217

	

December 25, 2024

	

3,333,878.58

	

218

	

January 25, 2025

	

3,285,497.86

	

219

	

February 25, 2025

	

3,237,786.76

	

220

	

March 25, 2025

	

3,190,736.15

	

221

	

April 25, 2025

	

3,144,337.07

	

222

	

May 25, 2025

	

3,098,580.62

	

223

	

June 25, 2025

	

3,053,458.08

	

224

	

July 25, 2025

	

3,008,960.80

	

225

	

August 25, 2025

	

2,965,080.29

	

226

	

September 25, 2025

	

2,921,808.13

	

227

	

October 25, 2025

	

2,879,136.07

	

228

	

November 25, 2025

	

2,837,055.92

	

229

	

December 25, 2025

	

2,795,559.61

	

230

	

January 25, 2026

	

2,754,639.21

	

231

	

February 25, 2026

	

2,714,286.86

	

232

	

March 25, 2026

	

2,674,494.84

	

233

	

April 25, 2026

	

2,635,255.50

	

234

	

May 25, 2026

	

2,596,561.30

	

235

	

June 25, 2026

	

2,558,404.85

	

236

	

July 25, 2026

	

2,520,778.78

	

237

	

August 25, 2026

	

2,483,675.90

	

238

	

September 25, 2026

	

2,447,089.06

	

239

	

October 25, 2026

	

2,411,011.22

	

240

	

November 25, 2026

	

2,375,435.44

SCHEDULE IV

 

PMI MORTGAGE LOAN SCHEDULE

 

(NOT APPLICABLE)<PDF>
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