Document:

EXHIBIT 10.2

                          REGISTRATION RIGHTS AGREEMENT

         THIS  REGISTRATION  RIGHTS AGREEMENT (the "Agreement") is made this 3rd
day of January, 2005, by and between  PRACTICEXPERT,  INC., a Nevada corporation
(the "Company"), and PI (CAYMAN) LIMITED, ("Majority Shareholder") a corporation
duly organized and existing under the laws of the Cayman Islands.

         This  Agreement  is being  entered  into  pursuant to the  Agreement of
Purchase and Sale of Stock dated as of the date hereof  among the  Company,  the
Majority Shareholder,  Practice Xpert Services Corp. and Physicians Informatics,
Inc. (the "Purchase Agreement").

         The Company and the Majority Shareholder hereby agree as follows:

         1.       Registration Rights.

                  1.1  Certain  Definitions.  As  used in  this  Agreement,  the
following terms shall have the following respective meanings:

                           (a) "Commission"  shall mean the U.S.  Securities and
Exchange Commission.

                           (b) "Common  Stock" shall mean the common stock,  par
value $.001 per share, of the Company.

                           (c)   The   terms   "Register,"    "Registered"   and
"Registration"  refer to a  registration  effected  by  preparing  and  filing a
Registration   Statement  in  compliance   with  the  Securities  Act,  and  the
declaration or ordering of the effectiveness of such Registration Statement.

                           (d)  "Registrable  Securities"  shall mean the Shares
until such time as such shares become eligible for sale under  subparagraph  (k)
of Rule 144 or any successor thereto.

                           (e)  "Registration  Expenses" shall mean all expenses
incurred by the Company in  complying  with this Section 1,  including,  without
limitation,  all federal and state registration,  qualification and filing fees,
printing expenses,  fees and disbursements of counsel for the Company,  blue sky
fees and expenses,  the expense of any special audits incident to or required by
any such  Registration and the reasonable fees and  disbursements of counsel for
the Selling Shareholders, as selling shareholders.

                           (f)  "Registration  Statement"  shall  mean Form S-1,
Form SB-1, Form S-2, Form SB-2 or Form S-3, whichever is applicable.

<PAGE>

                           (g) "Restriction  Termination  Date" shall mean, with
respect to any  Registrable  Securities,  the earliest of (i) the date that such
Registrable Securities shall have been Registered and sold or otherwise disposed
of in  accordance  with the  intended  method of  distribution  by the seller or
sellers thereof set forth in the Registration Statement covering such securities
or transferred in compliance with Rule 144, and (ii) the date that an opinion of
counsel to the Company containing reasonable assumptions (which opinion shall be
subject  to  the  reasonable  approval  of  counsel  to  any  affected  Majority
Shareholder)  shall have been rendered to the effect that any restrictive legend
placed upon the Registrable  Securities under the Securities Act can be properly
removed and such legend shall have been removed.

                           (h) "Rule 144" shall mean Rule 144 promulgated by the
Commission pursuant to the Securities Act and any successor rules thereto.

                           (i) "Securities Act" shall mean the Securities Act of
1933, as amended.

                           (j) "Selling  Expenses"  shall mean all  underwriting
discounts  and  selling  commissions  applicable  to  the  sale  of  Registrable
Securities pursuant to this Agreement.

                           (k)  "Shares"  shall  mean all  Common  Stock  issued
pursuant to the Purchase  Agreement and all Common Stock underlying the warrants
issued pursuant to the Purchase Agreement.

                           (i) "Shareholder(s)"  shall mean any person or entity
who was issued  shares of Common  Stock of the Company  pursuant to the Purchase
Agreement.

                  1.2      Shareholder Representation.

                           (a)  Pursuant  to  Section   1.3.1  of  the  Purchase
Agreement, Majority Shareholder shall represent all Shareholders with respect to
their rights as set forth herein.

                  1.3      Piggyback Registration.

                           (a) Each time that the Company proposes to Register a
public  offering solely of its Common Stock (not including an offering of Common
stock  issuable  upon  conversion or exercise of other  securities),  other than
pursuant  to a  Registration  Statement  on Form S-4 or Form S-8 or  similar  or
successor forms  (collectively,  "Excluded  Forms"),  the Company shall promptly
give written notice of such proposed  Registration to the Majority  Shareholder,
which shall offer the Majority Shareholder the right to request inclusion of any
Registrable Securities in the proposed Registration.

                           (b) The Majority Shareholder shall have ten (10) days
or such  longer  period as shall be set forth in the notice  from the receipt of
such notice to deliver to the Company a written request specifying the number of

                                       2
<PAGE>

shares of Registrable  Securities the Majority  Shareholder  intends to sell and
the holder's intended plan of disposition.

                           (c) In the event that the  proposed  Registration  by
the  Company  is,  in whole or in  part,  an  underwritten  public  offering  of
securities of the Company, any request under Section 1.2(b) may specify that the
Registrable  Securities  be included in the  underwriting  on the same terms and
conditions as the shares of Common Stock,  if any,  otherwise being sold through
underwriters under such Registration.

                           (d) Upon  receipt of a written  request  pursuant  to
Section  1.2(b),  the Company  shall  promptly use its best efforts to cause all
such Registrable  Securities to be Registered,  to the extent required to permit
sale or disposition as set forth in the written request.

                           (e)  Notwithstanding  the foregoing,  if the managing
underwriter  of an  underwritten  public  offering,  determines  and  advises in
writing that the inclusion of all Registrable Securities proposed to be included
in the  underwritten  public  offering,  together  with  any  other  issued  and
outstanding  shares of Common Stock  proposed to be included  therein by holders
other than the Shareholders (such other shares hereinafter collectively referred
to as the "Other Shares"),  would interfere with the successful marketing of the
securities proposed to be included in the underwritten public offering, then the
number of such shares to be included in such underwritten  public offering shall
be reduced,  and shares shall be excluded from such underwritten public offering
in a number deemed  necessary by such managing  underwriter,  first by excluding
shares held by the directors,  officers,  employees and founders of the Company,
and  then,  to  the  extent  necessary,   by  excluding  Registrable  Securities
participating in such underwritten public offering.

                           (f)  All  Shares   that  are  not   included  in  the
underwritten  public  offering  shall be withheld from the market by the holders
thereof for a period, not to exceed 12 months following a public offering,  that
the managing underwriter  reasonably  determines as necessary in order to effect
the underwritten  public offering.  The Majority  Shareholder shall execute such
documentation as the managing  underwriter  reasonably requests to evidence this
lock-up, provided that the directors,  officers, other employees and founders of
the Company also execute such documentation.  The parties hereto understand that
in the event that a public offering is made, the  underwriters may require terms
and conditions contrary to those outlined in this Agreement.  The parties hereby
pledge to negotiate in goof faith to come to such  agreement as may be necessary
to facilitate the underwriting.

                  1.4  Preparation  and Filing.  If and  whenever the Company is
under an obligation pursuant to the provisions of this Section 1 to use its best
efforts to effect the  Registration of any Registrable  Securities,  the Company
shall, as expeditiously as practicable:

                                       3
<PAGE>

                           (a)   prepare   and  file  with  the   Commission   a
Registration  Statement with respect to such Registrable  Securities and use its
best efforts to cause such Registration Statement to become and remain effective
in  accordance  with Section  1.3(b)  hereof,  keeping the Majority  Shareholder
advised as to the initiation, progress and completion of the Registration;

                           (b)  prepare  and  file  with  the  Commission   such
amendments and supplements to such Registration  Statements,  and the prospectus
used in  connection  therewith,  as may be necessary  to keep such  Registration
Statement  effective  for nine months and to comply with the  provisions  of the
Securities Act with respect to the sale or other  disposition of all Registrable
Securities covered by such Registration Statement;

                           (c) furnish to the Majority  Shareholder  such number
of copies of any summary prospectus or other prospectus, including a preliminary
prospectus,  in conformity with the requirements of the Securities Act, and such
other documents as the Majority  Shareholder may reasonably  request in order to
facilitate the public sale or other disposition of such Registrable Securities;

                           (d) use its best  efforts to  register or qualify the
Registrable   Securities  covered  by  such  registration  statement  under  the
securities or blue sky laws of such  jurisdictions  as the Majority  Shareholder
shall  reasonably  request and do any and all other acts or things  which may be
necessary or advisable  to enable such holder to  consummate  the public sale or
other  disposition  in  such  jurisdictions  of  such  Registrable   Securities;
provided,  however, that the Company shall not be required to consent to general
service of process,  qualify to do business  as a foreign  corporation  where it
would not be otherwise  required to qualify or submit to liability  for state or
local taxes where it is not liable for such taxes; and

                           (e) at any time  when a  prospectus  covered  by such
Registration  Statement is required to be  delivered  under the  Securities  Act
within the  appropriate  period  mentioned in Section 1.3(b) hereof,  notify the
Majority  Shareholder  of the  happening  of any  event as a result of which the
prospectus included in such Registration,  as then in effect, includes an untrue
statement of a material  fact or omits to state a material  fact  required to be
stated therein or necessary to make the statements therein not misleading in the
light of the  circumstances  then  existing  and, at the request of such seller,
prepare,  file and  furnish to such  seller a  reasonable  number of copies of a
supplement to or an amendment of such prospectus as may be necessary so that, as
thereafter delivered to the Majority Shareholder of such shares, such prospectus
shall not  include an untrue  statement  of a  material  fact or omit to state a
material fact  required to be stated  therein or necessary to make the statement
therein not misleading in the light of the circumstances then existing.

                  1.5 Adjustments. At the request of the Purchaser, in the event
of any  change in the  capitalization  of the  Company  as a result of any stock
split, stock dividend,  reverse split,  combination,  recapitalization,  merger,
consolidation,  or  otherwise,  the  provisions  of  this  Section  1  shall  be
appropriately adjusted.

                                       4
<PAGE>

                  1.6 Transfer or Assignment of Registration  Rights. The rights
to cause the  Company to register  securities  granted to a  Shareholder  by the
Company  pursuant  to  this  Section  1 may  be  transferred  or  assigned  by a
Shareholder (i) to any subsidiary,  parent,  partner,  limited partner,  retired
partner,  member  or  stockholder  of  such  Shareholder,   (ii)  to  any  other
Shareholder,  (iii) to any affiliates  under common  investment  management with
such  Shareholder  and (iv) to a  transferee  or  assignee  of not less than two
percent (2%) of the then outstanding capital stock of the Company, provided that
the Company is given written  notice at the time of or within a reasonable  time
after  said  transfer  or  assignment,  stating  the  name  and  address  of the
transferee or assignee and identifying the securities with respect to which such
registration  rights are being  transferred or assigned,  and,  provided further
that  the  transferee  or  assignee  of  such  rights  assumes  in  writing  the
obligations of such Shareholder under this Section 1.

                  1.7 Expenses.  The Company shall pay all Registration Expenses
incurred by the Company in complying with this Section 1; provided  however that
all underwriting discounts and selling commissions applicable to the Registrable
Securities  covered by  registrations  effected  pursuant  to Section 1.2 hereof
shall be borne by the seller thereof, in proportion to the number of Registrable
Securities sold by such seller or sellers.

                  1.8 Information Furnished by Majority Shareholder. It shall be
a condition precedent to the Company's obligations under this Agreement that the
Majority  Shareholder  furnish  to  the  Company  in  writing  such  information
regarding the Majority Shareholder and the distribution proposed by the Majority
Shareholder as the Company may reasonably request.

                  1.9  Indemnification.

                           1.9.1   Company's    Indemnification    of   Majority
Shareholder.  The Company  shall  indemnify  Majority  Shareholder,  each of its
officers,  directors and constituent partners,  and each underwriter thereof, if
any, and each of its officers, directors,  constituent partners, and each person
who  controls  such  underwriter,   against  all  claims,   losses,  damages  or
liabilities (or actions in respect thereof) suffered or incurred by any of them,
to the extent such claims,  losses,  damages or liabilities  arise out of or are
based upon any untrue statement (or alleged untrue statement) of a material fact
contained in any prospectus or any related  Registration  Statement  incident to
any such Registration,  or any omission (or alleged omission) to state therein a
material fact required to be stated  therein or necessary to make the statements
therein  not  misleading,  or any  violation  by the  Company  of  any  rule  or
regulation  promulgated  under the  Securities Act applicable to the Company and
relating to actions or inaction  required of the Company in connection  with any
such Registration; and the Company will reimburse the Majority Shareholder, each
such underwriter, each of their officers, directors and constituent partners and
each person who controls the Majority Shareholder or underwriter,  for any legal
and any other expenses as reasonably  incurred in connection with  investigating
or  defending  any such  claim,  loss,  damage,  liability  or action;  provided
however,  that the indemnity  contained in this Section 1.6.1 shall not apply to
amounts paid in settlement of any such claim, loss, damage,  liability or action

                                       5
<PAGE>

if  settlement  is effected  without the consent of the Company  (which  consent
shall not unreasonably be withheld); and provided however, that the Company will
not be liable in any such case to the extent that any such claim,  loss, damage,
liability  or expense  arises out of or is based  upon any untrue  statement  or
omission  based  upon  information  furnished  to the  Company  by the  Majority
Shareholder,  underwriter,  controlling  person or other indemnified  person and
stated  to be for use in  connection  with the  offering  of  securities  of the
Company.

                           1.9.2  Majority   Shareholder's   Indemnification  of
Company. Majority Shareholder shall indemnify the Company, each of its directors
and officers, each underwriter,  if any, of the Company's Registrable Securities
covered by a  Registration  Statement,  each person who  controls the Company or
such  underwriter  within the meaning of the Securities Act, and each holders of
Other Shares, each of its officers,  directors and constituent partners and each
person  controlling  such holder of Other  Shares,  against all claims,  losses,
damages and liabilities (or actions in respect thereof)  suffered or incurred by
any of them and  arising out of or based upon any untrue  statement  (or alleged
untrue statement) of a material fact contained in such Registration Statement or
related  prospectus,  or any omission (or alleged  omission) to state  therein a
material fact required to be stated  therein or necessary to make the statements
therein not misleading, or any violation by the Majority Shareholder of any rule
or regulation  promulgated  under the  Securities Act applicable to the Majority
Shareholder and relating to actions or inaction required of Majority Shareholder
in connection with the  Registration of the Registrable  Securities  pursuant to
such  Registration  Statement;  and will reimburse the Company,  such holders of
Other Shares,  such directors,  officers,  partners,  persons,  underwriters and
controlling  persons for any legal and any other expenses reasonably incurred in
connection  with  investigating  or  defending  any such  claim,  loss,  damage,
liability or action;  such  indemnification  and  reimbursement  shall be to the
extent,  but only to the extent,  that such untrue  statement (or alleged untrue
statement)  or  omission  (or  alleged  omission)  is made in such  Registration
Statement or  prospectus in reliance  upon and in  conformity  with  information
furnished  to  the  Company  by  the  Majority  Shareholder  and  stated  to  be
specifically for use in connection with the offering of Registrable Securities.

                           1.9.3  Indemnification   Procedure.   Promptly  after
receipt  by an  indemnified  party  under  this  Section  1.6 of  notice  of the
commencement  of any action  which may give rise to a claim for  indemnification
hereunder,  such indemnified  party will, if a claim in respect thereof is to be
made  against  an  indemnifying   party  under  this  Section  1.6,  notify  the
indemnifying  party  in  writing  of  the  commencement  thereof  and  generally
summarize  such  action.   The  indemnifying  party  shall  have  the  right  to
participate in and to assume the defense of such claim, and shall be entitled to
select  counsel for the  defense of such claim with the  approval of any parties
entitled to indemnification,  which approval shall not be unreasonably withheld.
Notwithstanding  the foregoing,  the parties entitled to  indemnification  shall
have the, right to employ,  separate  counsel  (reasonably  satisfactory  to the
indemnifying  party) to  participate  in the defense  thereof,  but the fees and
expenses of such  counsel  shall be at the expense of such  indemnified  parties
unless  the  named  parties  to such  action  or  proceedings  include  both the

                                       6
<PAGE>

indemnifying  party and the indemnified  parties and the  indemnifying  party or
such  indemnified  parties shall have been advised by counsel that there are one
or more legal defenses available to the indemnified  parties which are different
from or additional to those available to the indemnifying  party (in which case,
if the indemnified  parties notify the  indemnifying  party in writing that they
elect to employ separate  counsel at the reasonable  expense of the indemnifying
party, the indemnifying  party shall not have the right to assume the defense of
such  action  or  proceeding  on  behalf of the  indemnified  parties,  it being
understood,  however,  that the indemnifying party shall not, in connection with
any such action or  proceeding or separate or  substantially  similar or related
action or  proceeding in the same  jurisdiction  arising out of the same general
allegations or circumstances,  be liable for the reasonable fees and expenses of
more than one separate counsel at any time for all indemnified parties.

                           1.9.4 Contribution.  If the indemnification  provided
for in this  Section  1.6  from  an  indemnifying  party  is  unavailable  to an
indemnified  party  hereunder  in  respect  to  any  losses,  claims,   damages,
liabilities or expenses referred to herein, then the indemnifying party, in lieu
of indemnifying such indemnified  party,  shall contribute to the amount paid or
payable by such indemnified party as a result of such losses,  claims,  damages,
liabilities  or expenses in such  proportion  as is  appropriate  to reflect the
relative fault of the  indemnifying  party and  indemnified  party in connection
with the statements or omissions which result in such losses,  claims,  damages,
liabilities or expenses, as well as any other relevant equitable considerations.
The relative fault of such  indemnifying  party and  indemnified  party shall be
determined by reference  to, among other  things,  whether the untrue or alleged
untrue statement of a material fact or the omission or alleged omission to state
a material fact relates to information  supplied by such  indemnifying  party or
indemnified  party  and the  parties'  relative  intent,  knowledge,  access  to
information  supplied  by such  indemnifying  party  or  indemnified  party  and
opportunity to correct or prevent such statement or omission. The amount paid or
payable by a party as a result of the losses, claims,  damages,  liabilities and
expenses referred to above shall be deemed to include any legal or other fees or
expenses  reasonably  incurred by such party in connection with investigating or
defending any action, suit, proceeding or claim.

         2. Covenants of the Company. The Company agrees to:

                  (a) Notify the  Majority  Shareholder  of the  issuance by the
Commission of any stop order suspending the  effectiveness of such  Registration
Statement or the  initiation of any  proceedings  for that purpose.  The Company
will make every reasonable effort to prevent the issuance of any stop order and,
if any stop  order is  issued,  to obtain the  lifting  thereof at the  earliest
possible time.

                  (b) Take all other  reasonable  actions  necessary to expedite
and  facilitate  disposition  of the  Registrable  Securities  by  the  Majority
Shareholder pursuant to the Registration Statement.

                                       7
<PAGE>

         3. Miscellaneous.

                  (a) Notices  required or permitted to be given hereunder shall
be in  writing  and shall be deemed to be  sufficiently  given  when  personally
delivered or sent by registered  mail,  return receipt  requested,  addressed as
follows:

                         (i)   if to the Company, at

                                PracticeXpert, Inc.
                                10833 Washington Blvd.
                                Culver City, California 90232
                                Attention: Michael Manahan, CFO
                                Tel. No.: (310) 815-3500
                                Fax No.: (310) 815-3507

                         (ii)   if to the Majority Shareholder, at

                                Charles Smith, c/o Physicians Informatics, Inc.
                                Corporate Park III
                                580 Howard Avenue
                                Somerset, New Jersey 08873

                  (b) Failure of any party to exercise any right or remedy under
this  Agreement or otherwise,  or delay by a party in  exercising  such right or
remedy, will not operate as a waiver thereof. No waiver will be effective unless
and until it is in writing and signed by the party giving the waiver.

                  (c) This Agreement  shall be enforced,  governed and construed
in all  respects  in  accordance  with the laws of the State of Nevada,  without
regard to its principles of conflict of laws.

                  (d) In the  event  that any  provision  of this  Agreement  is
invalid or unenforceable  under any applicable statute or rule of law, then such
provision  shall  be  deemed  inoperative  to the  extent  that it may  conflict
therewith  and shall be deemed  modified to conform with such statute or rule of
law. Any provision hereof which may prove invalid or unenforceable under any law
shall not affect the validity or enforceability of any other provision hereof.

                  (e)  This  Agreement  may  not be  assigned  by  the  Majority
Shareholder without the written consent of the Company.

                  (f) This Agreement  constitutes the entire  agreement  between
the parties  hereto with respect to the subject matter hereof and may be amended
only by a writing executed by the Company and the Majority Shareholder.

                                       8
<PAGE>

                  (g)  This   Agreement   may  be   executed   in  one  or  more
counterparts, each of which when so executed and delivered shall be deemed to be
an  original  and all of which  together  shall be deemed to be one and the same
Agreement.

         IN WITNESS  WHEREOF,  the Company has executed  this  Agreement for the
benefit of the Majority  Shareholder  by its duly  authorized  officer as of the
date first above written.

                                              PRACTICEXPERT, INC.

                                              By: /s/ Jonathan Doctor
                                                  ------------------------------
                                                  Jonathan Doctor
                                                  President and CEO

                                              PI (CAYMAN) LIMITED

                                              By: /s/ Charles Smith
                                                  ------------------------------
                                              Name:  Charles Smith
                                                   -----------------------------
                                              Title:   CEO
                                                    ----------------------------

                                       9EXHIBIT 4.1
                               USURF AMERICA, INC.
                            2005 STOCK OWNERSHIP PLAN

ARTICLE 1. ESTABLISHMENT AND PURPOSE

      1.1 ESTABLISHMENT OF THE PLAN. USURF America, Inc., a Nevada corporation
(the "Company"), hereby establishes an incentive compensation plan (the "Plan"),
as set forth in this document.

      1.2 PURPOSE OF THE PLAN. The purpose of the Plan is to promote the success
and enhance the value of the Company by linking the personal interests of
Participants to those of the Company's shareholders, and by providing
Participants with an incentive for outstanding performance. The Plan is further
intended to attract and retain the services of Participants upon whose judgment,
interest, and special efforts the successful operation of the Company and its
subsidiaries is dependent.

      1.3 EFFECTIVE DATE OF THE PLAN. The Plan shall become effective on January
1, 2005.

ARTICLE 2. DEFINITIONS

      Whenever used in the Plan, the following terms shall have the meanings set
forth below and, when the meaning is intended, the initial letter of the word is
capitalized:

      (a) "Award" means, individually or collectively, a grant under this Plan
of Stock or Restricted Stock.

      (b) "Award Agreement" means an agreement which may be entered into by each
Participant and the Company, setting forth the terms and provisions applicable
to Awards granted to Participants under this Plan.

      (c) "Board" or "Board of Directors" means the Company's Board of
Directors.

      (d) "Consultant" means a natural person under contract with the Company to
provide bona fide services to the Company which are not in connection with the
offer or sale of securities in a capital-raising transaction and do not directly
or indirectly promote or maintain a market for the Company's securities.

      (e) "Director" means any individual who is a member of the Company's Board
of Directors.

      (f) "Eligible Person" means an Employee, Director or Consultant.

      (g) "Employee" means any officer or employee of the Company or of one of
the Company's Subsidiaries. Directors who are not otherwise employed by the
Company shall not be considered Employees under this Plan.

      (h) "Employment," with reference to an Employee, means the condition of
being an officer or employee of the Company or one of its Subsidiaries.
"Employment," with reference to a Consultant, means the condition of being a
Consultant. "Employment," with reference to a Director, means the condition of
being a Director. The change in status of an Eligible Person among the
categories of Employee, Director and Consultant shall not be deemed a
termination of Employment.

      (i) "Participant" means a person who holds an outstanding Award granted
under the Plan.

      (j) "Plan" means this 2005 Stock Ownership Plan.

                                       1
<PAGE>

      (k) "Restricted Stock" means an Award of Stock granted to an Eligible
Person pursuant to Article 6 herein.

      (l) "Restriction Period" means the period during which Shares of
Restricted Stock are subject to restrictions or conditions under Article 6.

      (m) "Shares" or "Stock" means the shares of common stock of the Company.

ARTICLE 3. SHARES SUBJECT TO THE PLAN

      3.1 NUMBER OF SHARES. Subject to adjustment as provided in Section 3.3
herein, the number of Shares available for grant under the Plan shall not exceed
twenty million (20,000,000) Shares. The Shares granted under this Plan may be
either authorized but unissued or reacquired Shares.

      3.2 LAPSED AWARDS. If any Award granted under this Plan is canceled,
terminates, expires, or lapses for any reason, Shares subject to such Award
shall be again available for the grant of an Award under the Plan.

      3.3 ADJUSTMENTS IN AUTHORIZED PLAN SHARES. In the event of any merger,
reorganization, consolidation, recapitalization, separation, liquidation, Stock
dividend, split-up, Share combination, or other change in the corporate
structure of the Company affecting the Shares, an adjustment shall be made in
the number and class of Shares which may be delivered under the Plan, as may be
determined to be appropriate and equitable by the Board of Directors, in its
sole discretion, to prevent dilution or enlargement of rights.

ARTICLE 4. ELIGIBILITY AND PARTICIPATION

      4.1 ELIGIBILITY. All Eligible Persons are eligible to participate in this
Plan.

      4.2 ACTUAL PARTICIPATION. Subject to the provisions of the Plan, the Board
of Directors may, from time to time, select from all Eligible Persons, those to
whom Awards shall be granted and shall determine the nature and amount of each
Award. No Eligible Person is entitled to receive an Award unless selected by the
Board of Directors.

ARTICLE 5. STOCK GRANT

      Subject to the terms and provisions of the Plan, the Board of Directors,
at any time and from time to time, may grant Shares of Stock to Eligible Persons
in such amounts and upon such terms and conditions as the Board of Directors
shall determine.

ARTICLE 6. RESTRICTED STOCK

      6.1 GRANT OF RESTRICTED STOCK. Subject to the terms and provisions of the
Plan, the Board of Directors, at any time and from time to time, may grant
Shares of Restricted Stock to Eligible Persons in such amounts and upon such
terms and conditions as the Board of Directors shall determine.

      6.2 RESTRICTED STOCK AGREEMENT. The Board of Directors may require, as a
condition to an Award, that a recipient of a Restricted Stock Award enter into a
Restricted Stock Award Agreement, setting forth the terms and conditions of the
Award. In lieu of a Restricted Stock Award Agreement, the Board of Directors may
provide the terms and conditions of an Award in a notice to the Participant of
the Award, on the Stock certificate representing the Restricted Stock, in the
resolution approving the Award, or in such other manner as it deems appropriate.

                                       2
<PAGE>

      6.3 TRANSFERABILITY. Except as otherwise provided in this Article 6, the
Shares of Restricted Stock granted herein may not be sold, transferred, pledged,
assigned, or otherwise alienated or hypothecated until the end of the applicable
Restriction Period established by the Board of Directors, if any.

      6.4 OTHER RESTRICTIONS. The Board of Directors may impose such other
conditions and/or restrictions on any Shares of Restricted Stock granted
pursuant to the Plan as it may deem advisable including, without limitation, a
requirement that Participants pay a stipulated purchase price for each Share of
Restricted Stock and/or restrictions under applicable Federal or state
securities laws; and may legend the certificates representing Restricted Stock
to give appropriate notice of such restrictions. The Company shall also have the
right to retain the certificates representing Shares of Restricted Stock in the
Company's possession until such time as all conditions and/or restrictions
applicable to such Shares have been satisfied.

      6.5 REMOVAL OF RESTRICTIONS. Except as otherwise provided in this Article
6, Shares of Restricted Stock covered by each Restricted Stock grant made under
the Plan shall become freely transferable by the Participant after the last day
of the Restriction Period and completion of all conditions to vesting, if any.
However, unless otherwise provided by the Board of Directors, the Board of
Directors, in its sole discretion, shall have the right to immediately waive all
or part of the restrictions and conditions with regard to all or part of the
Shares held by any Participant at any time.

      6.6 VOTING RIGHTS, DIVIDENDS AND OTHER DISTRIBUTIONS. During the
Restriction Period, Participants holding Shares of Restricted Stock granted
hereunder may exercise full voting rights and shall receive all regular cash
dividends paid with respect to such Shares. Except as provided in the following
sentence, in the sole discretion of the Board of Directors, other cash dividends
and other distributions paid to Participants with respect to Shares of
Restricted Stock may be subject to the same restrictions and conditions as the
Shares of Restricted Stock with respect to which they were paid. If any such
dividends or distributions are paid in Shares, the Shares shall be subject to
the same restrictions and conditions as the Shares of Restricted Stock with
respect to which they were paid.

ARTICLE 7. WITHHOLDING

      7.1 TAX WITHHOLDING. The Company shall deduct or withhold an amount
sufficient to satisfy Federal, state, and local taxes (including the
Participant's employment tax obligations) required by law to be withheld with
respect to any taxable event arising or as a result of this Plan.

      7.2 PAYMENT OF WITHHOLDING. With respect to withholding required upon the
lapse of restrictions on Restricted Stock, or upon any other taxable event
hereunder involving the transfer of Stock to a Participant, the Participant
shall be required to remit to the Company an amount in cash sufficient to
satisfy the federal, state and local withholding tax requirements or may direct
the Company to withhold from other amounts payable to the Participant, including
salary.

ARTICLE 8. LEGAL CONSTRUCTION

      8.1 REQUIREMENTS OF LAW. The granting of Awards and the issuance of Shares
under the Plan shall be subject to all applicable laws, rules, and regulations,
and to such approvals by any governmental agencies or national securities
exchanges as may be required.

      8.2 GOVERNING LAW. To the extent not preempted by Federal law, the Plan,
and all agreements hereunder, shall be construed in accordance with and governed
by the laws of the State of Nevada.

                                       3

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}]]