Document:

Amendment Four to the Supplementary Retirement Plan

 Exhibit 10.52 
 AMENDMENT FOUR 
 TO THE 
 TORCHMARK CORPORATION 
 SUPPLEMENTARY RETIREMENT PLAN 
 Pursuant to Section 12.1 of the Torchmark Corporation Supplementary Retirement Plan as restated effective January 1, 1992 (the
“Plan”), Torchmark Corporation (the “Company”) hereby amends the Plan, effective January 1, 2008, as follows: 
  

	 	1.	Section 2.1 of the Plan is replaced in its entirety and shall read as follows: 

 2.1 Actuarial Equivalent shall have the same meaning as in the Qualified Defined Benefit Plan with respect to which the Retirement Income under the Plan is determined, except as may be modified by
Section 4.6. 
  

	 	2.	New Section 4.1(c) is added to the Plan and shall read as follows: 

 (c) No later than December 31, 2008, each Participant, other than a Dual Eligible Participant, may elect one of the following dates for the commencement of Retirement Income from this Plan: the January 8
following his separation from service with the Employer; the January 1 following his 65th birthday; or the January 1 following the first, second, third, fourth, fifth, sixth, seventh, eighth, ninth, tenth, eleventh, twelfth, thirteenth,
fourteenth, fifteenth, sixteenth, seventeenth, eighteenth, nineteenth, or twentieth anniversary of his separation from service with the Employer. If a Participant fails to make a timely election, his Retirement Income shall commence as determined
under Section 4.1(a). Upon such date and in accordance with Section 4.3, the Employer shall pay the Participant’s Retirement Income from the Employer’s general funds. 
  

	 	3.	New Section 4.4(c) is added to the Plan and shall read as follows: 

 (c) In lieu of the form of payment of Retirement Income described in Section 4.3, a Participant, other than a Dual Eligible Participant, may elect to receive Retirement Income in one of the following forms: a
lump sum distribution; annual installments of approximate equal value paid over a minimum of two years and a maximum of ten years; or any annuity form available under the Qualified Defined Benefit Plan with respect to which the obligation to pay
Retirement Income under this Plan is determined. Such election must be made no later than December 31, 2008. The amount of Retirement Income paid under this Plan in such form shall be the Actuarial Equivalent of the amount of 

 
Retirement Income payable under this Plan as a Single Life Annuity commencing on the date selected by the Participant pursuant to Section 4.1(a) or
Section 4.1(c). The Participant shall furnish the Administrator of this Plan a copy of his election of an optional form for the payment of retirement benefits under this Plan. 
  

	 	4.	New Section 4.5(c) is added to the Plan and shall read as follows: 

 (c) In no event shall an election under Section 4.1(c) and Section 4.4(c) be permitted nor shall the default provisions under Section 4.1(a) and Section 4.3 be applied if such election or default
provision would have the effect of changing the time or form of payment of Retirement Income that the Participant would have otherwise received in 2008 or to cause the payment of Retirement Income to be made during 2008. 
  

	 	5.	Section 4.6 is replaced in its entirety and shall read as follows: 

 4.6 Interest Rate for Actuarial Equivalence. Section 2.1 notwithstanding, Retirement Income that commences to be paid in an optional form beginning on any date from March 1, 2006 through
February 28, 2007 shall be determined by applying an interest rate factor of 4.59% in determining actuarial equivalence, and such rate shall continue to apply for this purpose in the event of a change in one or more payment dates as a result of
an election made pursuant to Section 4.1(c) or Section 4.7. Retirement Income that commences to be paid in an optional form after February 27, 2007 shall be the Actuarial Equivalent of the benefit determined pursuant to
Section 4.1, using an interest rate equal to the annual rate of interest on 30-year Treasury securities for the second full calendar month preceding the month in which the equivalent actuarial value is being determined. 
  

	 	6.	New Section 4.7 is added to the Plan and shall read as follows: 

 4.7 Subsequent Elections. A Participant is permitted to make a subsequent deferral election to delay the time of payment or to change the form of payment, but only if the following conditions are met:

 (a) Such election shall not take effect until at least 12 months after the date on which such election is made; 

(b) In the case of an election related to a payment on account of separation from service or a time or fixed schedule specified under
the Plan (but not on account of death) such election shall defer payment for a period of not less than 5 years from the 

  

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date such payment would otherwise have been paid (in the case of an annuity form of payment, this is 5 years from the date the first amount was scheduled to
be paid); and 
 (c) In the case of an election related to a payment on account of a time or fixed schedule specified under
the Plan (but not on account of separation from service or death), such election shall be made not less than 12 months before the date payment is scheduled to be paid (in the case of an annuity form of payment, this is 12 months before the date the
first amount was scheduled to be paid). 
  

	 	7.	New Section 4.8 is added to the Plan and shall read as follows: 

 4.8 Treatment of Annual Installment Payments. At all times with respect to the amount deferred, the right to a series of installment payments (that is not an annuity) shall be treated as a right to a series of
separate payments. 
  

	 	8.	Section 7.3 is replaced in its entirety and shall read as follows: 

 7.3 Form of Payment of Section 7.1.2 Benefit and Person to Whom Paid. The pre-retirement Death Benefit payable under Section 7.1.2 shall be payable to the Surviving Spouse of the Participant in the
form of an Actuarially Equivalent Single Life Annuity. No benefit shall be payable under Section 7.1.2 unless the Spouse is alive on the Benefit Commencement Date. Notwithstanding the foregoing, if the present value of the Death Benefit payable
under Section 7.1.2 is $10,000 or less, such benefit shall be distributed to the Surviving Spouse in a single lump sum as soon as practicable following the Participant’s death. 
  

	 	9.	New Section 7.5 is added to the Plan and shall read as follows: 

 7.5 Commencement of Pre-Retirement Death Benefit. A pre-retirement Death Benefit under Section 7.1 shall commence to be paid on the earlier of (i) a date within 30 days of death if the Participant is
age 55 or older with ten or more Years of Service, (ii) the date the Participant would have attained age 55 if the Participant had ten or more Years of Service, or (iii) the date the Participant would have attained age 65. If the Surviving
Spouse dies before payments to such Surviving Spouse begin, benefits shall be paid as if the Surviving Spouse had been the Participant. 
  

	 	10.	Subparagraph (a) of Section 13.6 is replaced in its entirety and shall read as follows: 

  

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 (a) If the present value of monthly payments of Retirement Income to any person would
amount to $10,000 or less, the Administrator shall direct the Employer to pay such person the then present value of such Retirement Income in one sum. 
 Done this the 30th day of October, 2008. 
  

			
	TORCHMARK CORPORATION
		
	By:	 	 
	Its:	 	 

  

 4Amendment Three to the Supplemental Executive Retirement Plan

 Exhibit 10.53 
 AMENDMENT THREE 
 TO THE 
 TORCHMARK CORPORATION 
 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN 

Pursuant to Section 9.1 of the Torchmark Corporation Supplemental Executive Retirement Plan as established effective January 1, 2007 (the
“Plan”), Torchmark Corporation (the “Company”) hereby amends the Plan, effective September 1, 2008, as follows: 
  

	 	1.	New Section 2.29 is added to the Plan and shall read as follows: 

 2.29 Separation from Service shall mean the date on which a Participant dies, retires, or otherwise has a termination of employment. Termination of employment means the Participant and the Employer reasonably
anticipated that no further services would be performed after a certain date or that the level of bona fide services the Participant would perform after such date would permanently decrease to no more than 33 percent of the average level of bona
fide services performed over the immediately preceding 36-month period. 
  

	 	2.	Section 4.2(a) is replaced in its entirety and shall read as follows: 

 (a) Determine the annual benefit which would be payable to the Participant as a Single Life Annuity under Article III (but not including
Sections 3.1.5 and 3.4 thereof) of the Pension Plan at the Participant’s Normal Retirement Date (or Deferred Retirement Date if the Participant is retiring after his Normal Retirement Date) without applying the Annual Compensation Limit and the
Section 415 Limit, provided, however, that a Participant’s Final Average Compensation, for purposes of this calculation, will be limited to $1,000,000. The calculation made pursuant to this subsection (a) shall be made pursuant to
said Article III (but not including Sections 3.1.5 and 3.4 thereof) for each Participant notwithstanding that the Participant may have his qualified retirement benefit determined under a different formula within the Pension Plan or a different
qualified retirement plan. For purposes of this calculation, each Participant’s Compensation shall be the Participant’s Compensation as defined in Article I of the Pension Plan, except that elective contributions under the Torchmark
Corporation Restated Deferred Compensation Plan shall be included in the Participant’s Compensation. 
  

	 	3.	Section 4.5 is replaced in its entirety and shall read as follows: 

 4.5 Modifications to Election. A Participant’s election of an optional form of benefit, or
failure to elect an optional form upon initial eligibility shall not be subject to later change or modification except in accordance with the following: 
 (a) If the Participant elected a Joint and Contingent Survivor Annuity and subsequent to such election, but prior to benefit commencement, the Participant’s Contingent Joint Annuitant shall die or the Participant
and Contingent Joint Annuitant shall be divorced, then, at any time prior to the benefit commencement, the Participant shall have the right to designate a new Contingent Joint Annuitant or to change his optional form to a Single Life Annuity or a 10
or 20 Year Certain and Life Income Annuity. Absent an affirmative change by the Participant, the Participant’s benefit shall revert to a Single Life Annuity. 
 (b) If the Participant elected a Single Life Annuity, and subsequent to such election, but prior to benefit commencement, the Participant
shall marry or remarry, then, at any time prior to benefit commencement, the Participant shall have the right to change his election to a Joint and Contingent Survivor Annuity or a 10 or 20 Year Certain and Life Income Annuity, but only if the
Contingent Joint Annuitant of such optional form of benefit is the Participant’s new spouse. 
 (c) The foregoing
provisions of this Section 4.5 shall not apply to the extent the benefits have been awarded to a former Spouse in a qualified domestic relations order pursuant to Section 11.2 of the Plan. 
  

	 	4.	New Section 4.6 is added to the Plan and shall read as follows: 

 4.6 Subsequent Elections. Section 4.5 notwithstanding, a Participant is permitted to make a subsequent deferral election to delay the time of payment or to change the form of payment, but only if the
following conditions are met: 
 (a) Such election shall not take effect until at least 12 months after the date on which such
election is made. 
 (b) In case of an election related to a payment on account of separation from service (but not on account
of death or disability), such election shall defer payment for a period of not less than 5 years from the date such payment would otherwise have been paid (which is the case of an annuity is 5 years from the date the first amount was scheduled to be
paid). 
  

	 	5.	New Section 4.7 is added to the Plan and shall read as follows: 

  

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 4.7 2008 Transition Elections. A Participant who is not a Dual Eligible Participant may make a new
election as to the form of payment of benefits, provided such election is made no later than December 31, 2008 and in accordance into such procedures as may be established by the Administrative Committee for this purpose. 
  

	 	6.	Section 11.2 of the Plan is replaced in its entirety and shall read as follows: 

 11.2 No Assignment of Benefit. No benefit under the Plan, nor any other interest hereunder of any Participant, beneficiary or contingent annuitant, shall be assignable, transferable or subject to sale,
mortgage, pledge, hypothecation, communication, anticipation, garnishment, attachment, execution, or levy of any kind, and the Administrative Committee shall not recognize any attempt to assign, transfer, sell, mortgage, pledge, hypothecate, commute
or anticipate the same, except to the extent required by law. The provisions of this Section 11.2 shall not apply to payments made pursuant to a qualified domestic relations order as defined in Code § 414(p), subject to the following
limitations: (i) only a former Spouse of a Participant may qualify as an alternate payee, (ii) the benefit awarded to the former Spouse must be a “separate interest” benefit, (iii) payments to the former Spouse must commence
on the date benefits commence to the Participant, and (iv) the former Spouse may be awarded or elect any form of benefit available to Participants other than a form providing a survivor benefit. The Committee shall establish procedures for
determining the qualified status of a domestic relations order and for making payments pursuant thereto. To the extent provided in a qualified domestic relations order, a former spouse of a Participant shall be treated as his Spouse or surviving
Spouse under the Plan. 
 Done this the 30th day of October, 2008. 
  

			
	TORCHMARK CORPORATION
		
	By:	 	 
	Its:	 	 

  

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