Document:

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                                                                    EXHIBIT 10.2

                      FIRST AMENDMENT TO PURCHASE AGREEMENT
       WAIVER OF CERTAIN CONTINGENCIES AND EXTENSION OF CONTINGENCY PERIOD

     Norton Shores Hotel, L.L.C., a Michigan Limited liability Company
("SELLER") and Community Shores Bank Corporation, a Michigan banking corporation
("BUYER") executed a Purchase Agreement dated as of July 26, 2004, regarding
property commonly known as two (2) acres of vacant land in the City of Norton
Shores ("PREMISES"), County of Muskegon, State of Michigan (the "AGREEMENT").

         This Amendment to the Agreement is executed by the parties to the
Agreement for the following purposes:

         1.       EXTENSIONS. Pursuant to Paragraph 8, Subsection (o) of the
                  Agreement, the Buyer has notified Seller of certain
                  unacceptable conditions disclosed by the survey and title
                  commitment. The parties acknowledge that the resolution of
                  such unacceptable conditions will require additional time to
                  resolve. Therefore, Buyer and Seller agree to: (i) revise the
                  thirty (30) day period specified in paragraph 8(c) so that
                  such period expires on December 23, 2004, (ii) extend the
                  initial Contingency Period, as defined in Paragraph 4
                  of Agreement, so that initial Contingency Period shall expire
                  on December 23, 2004, and (iii) revise the sixty (60) day
                  period specified in paragraph 22(c) and the ninety (90) day
                  period specified in paragraph 22(d) for Buyer's site plan
                  design approval so that such periods expire on December 23,
                  2004. The Buyer and the Seller agree that the Buyer shall not
                  be obligated to pay any supplemental earnest deposit in
                  connection with this First Amendment. All other terms of
                  Paragraph 4 shall remain in full force and effect, including
                  but not limited to the Buyer's extension rights and other
                  rights as specified in Paragraphs 4(a), (b), and (c).

         2.       CONTINGENCIES. Buyer and Seller agree that resolution of the
                  unacceptable title conditions shall require the following:

                  (a)      The Premises shall become subject, on terms
                           acceptable to the Buyer, to the benefits and burdens
                           of that Operation and Easement Agreement between
                           Kohl's Department Stores, Inc. and KIMCO WLC Limited
                           Partnership, as recorded at Liber 3542, Page 480 with
                           the Muskegon County Register of Deeds ("Kohl's/KIMCO
                           Agreement"),

                  (b)      Buyer shall receive approval of Buyer's conceptual
                           site plan pursuant to the Kohl's/KIMCO Agreement
                           (including but not limited to approval of Buyer's
                           proposed retail office pursuant to paragraph 7.1(b)
                           of the Kohl's/KIMCO Agreement),

                  (c)      With regard to the Premises, the Kohl's/KIMCO
                           Agreement shall supercede the terms of that
                           Reciprocal Easement, Maintenance and Operation
                           Agreement between Triple J Partners, L.L.C, and West
                           Lake Crossing, L.L.C., as recorded at Liber 3510,
                           Page 423 with the Muskegon County Register of Deeds,
                           and

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                  (d)      Confirmation that the Premises are not subject to any
                           obligation to contribute to the construction of the
                           improvements on the Kohl's/KIMCO site except for
                           improvements upon the Premises.

         3.       COOPERATION. Buyer and Seller agree that Buyer shall use
                  reasonable diligence to resolve the contingencies specified
                  above in paragraph 2, and Seller agrees to cooperate with such
                  resolution.

         4.       WAIVERS. Buyer acknowledges that it has satisfied or hereby
                  agrees to waive the following contingencies under the Purchase
                  Agreement:

                  a.       Wetland status of the Premises.

                  b.       Environmental condition of the Premises.

                  c.       Buyer's Board of Directors approval.

                  d.       Buyer's investigation of site feasibility for Buyer's
                           intended use.

                  e.       Governmental approvals including zoning and
                           banking-related regulatory approvals.

         5.       FULL FORCE AND EFFECT. Unless specifically amended herein, all
                  terms and conditions of Agreement remain in full force and
                  effect, without lapse or breach.

         This Amendment is effective as of the 25th day of October 2004.

                                   SELLER

                                   NORTON SHORES HOTEL, L.L.C.,

                                   By: /s/ John Mann
                                       ------------------------------
                                       John Mann

                                   BUYER

                                   COMMUNITY SHORES BANK, a Michigan banking
                                   corporation

                                   By: /s/ Heather D. Brolick
                                       ------------------------------
                                        Heather Brolick
                                   Its: President

                                       2<PAGE>
                                                                    EXHIBIT 10.3

                                  (VARNUM LOGO)

                          1600 SOUTH BEACON BOULEVARD -
                                   SUITE 240
                          GRAND HAVEN, MICHIGAN 49417

        TELEPHONE 616 / 846-7100 - FAX 616 / 846-7101 - WWW.VARNUMLAW.COM

JEFFREY W. BESWICK                                E-MAIL jwbeswick@varnumlaw.com

                               December 22, 2004

VIA FAX: 616-459-2393                      VIA FAX: 616-842-9231

Mark D. Sevald                             Sara L. Kalsbeek
Borre, Peterson, Fowler & Reens, PC        TRANSNATION TITLE INSURANCE COMPANY
300 Ottawa Avenue, N.W., Suite 500         16930 Robbins Road, Suite 135
PO Box 1767                                Grand Haven, MI 49417
Grand Rapids, MI 49503

                   RE:     EXTENSION OF CONTINGENCY PERIOD

Dear Mark and Sara:

         We represent Community Shores Bank with respect to that Buy and Sell
Agreement for Vacant Land between Norton Shores Hotel, L.L.C. and Community
Shores Bank dated July 26, 2004, as amended by that First Amendment to Purchase
Agreement between Norton Shores Hotel, L.L.C. and Community Shores Bank dated
October 25, 2004 (collectively, the "Purchase Agreement").

         Pursuant to paragraph 4 of the Purchase Agreement, the purpose of this
letter is to extend the initial Contingency Period (as defined in the Purchase
Agreement) for an additional thirty (30) day period to expire on January 22,
2005. I am delivering to Transnation Title Insurance Company (as Escrow Agent)
with this letter a $30,000 extension fee in compliance with paragraph 4 of the
Purchase Agreement.

         Please contact me if you have any questions.

                                Very truly yours,

                    VARNUM, RIDDERING, SCHMIDT & HOWLETT LLP

                             /s/ Jeffrey W. Beswick

                               Jeffrey W. Beswick

JWB:df
Enclosure

cc:  Denny Cherette
     Heather Brolick
     Bev Van Kampen
     Tim Guyselman<PAGE>
                                                                    EXHIBIT 10.4

                                  (VARNUM LOGO)

                          1600 SOUTH BEACON BOULEVARD -
                                   SUITE 240
                          GRAND HAVEN, MICHIGAN 49417

        TELEPHONE 616 / 846-7100 - FAX 616 / 846-7101 - WWW.VARNUMLAW.COM

JEFFREY W. BESWICK                                E-MAIL jwbeswick@varnumlaw.com

                                January 21, 2005

VIA FAX: 616-459-2393                      VIA FAX: 616-842-9231

Mark D. Sevald                             Sara L. Kalsbeek
Borre, Peterson, Fowler & Reens, PC        TRANSNATION TITLE INSURANCE COMPANY
300 Ottawa Avenue, N.W., Suite 500         16930 Robbins Road, Suite 135
PO Box 1767                                Grand Haven, MI 49417
Grand Rapids, MI 49503

                  RE:  SECOND EXTENSION OF CONTINGENCY PERIOD

Dear Mark and Sara:

         We represent Community Shores Bank with respect to that Buy and Sell
 Agreement for Vacant Land between Norton Shores Hotel, L.L.C. and Community
 Shores Bank dated July 26, 2004, as amended by that First Amendment to Purchase
 Agreement between Norton Shores Hotel, L.L.C. and Community Shores Bank dated
 October 25, 2004, as extended pursuant to that letter dated December 22, 2004
 (collectively, the "Purchase Agreement").

          Pursuant to paragraph 4 of the Purchase Agreement, the purpose of this
 letter is to extend the Contingency Period (as defined in the Purchase
 Agreement) for an additional thirty (30) day period to expire on February 21,
 2005. I am delivering to Transnation Title Insurance Company (as Escrow Agent)
 with this letter a $30,000 extension fee in compliance with paragraph 4 of the
 Purchase Agreement.

          Finally, in order to proceed to a closing in this matter, it is
 critical that we obtain the Seller's response to my e-mail dated December 29,
 2004 to Mr. Sevald requesting the Seller's approval of the Consent to Second
 Amendment.

          Please contact me if you have any questions.

                                Very truly yours,

                    VARNUM, RIDDERING, SCHMIDT & HOWLETT LLP

                             /s/ Jeffrey W. Beswick

                               Jeffrey W. Beswick

JWB:df
Enclosure

cc:  Denny Cherette
     Heather Brolick
     Bev Van Kampen
     Tim Guyselman

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