Document:

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                                  Exhibit 10.1

THE SECURITIES EVIDENCED BY THIS NOTE HAVE NOT BEEN REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED (THE "ACT"). NO SALE OR DISPOSITION MAY BE
EFFECTED WITHOUT THE PRIOR WRITTEN CONSENT OF THE COMPANY OR WITHOUT AN
EFFECTIVE REGISTRATION STATEMENT RELATED THERETO OR AN OPINION OF COUNSEL FOR
THE HOLDER, SATISFACTORY TO THE COMPANY, THAT SUCH REGISTRATION IS NOT REQUIRED
UNDER THE ACT OR RECEIPT OF A NO-ACTION LETTER FROM THE SECURITIES AND EXCHANGE
COMMISSION.

                        MEDICAL RESOURCES MANAGEMENT INC.
                              a Nevada corporation

                           CONVERTIBLE PROMISSORY NOTE

--------                                                       -----------------

         Medical Resources Management Inc., a Nevada corporation (the "Company")
agrees to pay to the order of _________________ (the "Holder") the principal
sum of two hundred thousand dollars __________, plus simple interest on the
unpaid principal amount of that loan at a rate per annum equal to eight percent
(8%) (and in any event not less than the minimum rate per annum necessary to
avoid imputation of income for federal income tax purposes). Unless previously
converted under Section 1 hereof, this Note shall become due and payable as to
both accrued interest and principal at any time on or after three months from
the date of this Note upon receipt by the Company of written notice from the
Holder demanding such payment. The Holder will in its sole discretion have the
right to extend the maturity of the Note to up to six months from the date of
this Note, and maintain its right through this six month period of Conversion as
per the Conversion terms set forth hereof The Company shall make such requested
payment within three (3) days of receipt of such notice. All payments hereon
shall be applied first to accrued interest and second to the reduction of the
principal. This Note shall be subordinate in all respects to any existing or
future indebtedness incurred by the Company in favor of banks or other
institutions regularly engaged in the business of lending money and senior in
all respects to any other existing or future indebtedness incurred by the
Company.

        __________________, in its sole discretion, may agree (but in no way
is bound) to lend the Company up to an additional ___________ under a separately
negotiated Note agreement that shall be subordinate in all respects to any
existing or future indebtedness incurred by the Company in favor of banks or
other institutions regularly engaged in the business of lending money and senior
in all respects to any other existing or future indebtedness incurred by the
Company.

         CONVERSION. The principal amount then outstanding under this Note may,
without further action required on the part of either the Company or the Holder,
be cancelled and converted into Common shares of the Company at the sole
discretion of the Holder at any time by giving the Company seven business days
written notification. At the Holder's election, any interest then accrued on the
Note shall, without further action required on the part of the Holder, be
similarly cancelled and converted into Common shares. As a condition to the
conversion of this Note, Holder shall deliver to the Company this Note, with the
Company's original signature (not a photocopy), for cancellation at the time of
such conversion.

                                       12

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     1. CONVERSION PRICE AND RELATED TERMS. Holder's per share purchase price of
shares of Common solely for the purpose of the cancellation and conversion of
indebtedness evidenced by this Note, described in Section 1 above, shall be
US $0.10 per share.

     2. PREPAYMENT. Prepayment of this Note is permitted by the Company in the
amount of $160,000 U.S. Dollars by giving the Holder five business days written
notification of its intention to prepay the Note.

     3. TRANSFER OF NOTE. This Note may be transferred without the written
consent of the Company.

     4. NO FRACTIONAL SHARES. No fractional shares of capital stock will be
issued in connection with any conversion of the indebtedness under this Note,
but in lieu of such fractional shares the Company shall make a cash payment
therefor based upon the purchase price per share established for such
conversion.

     5. EXPENSES. Each party shall pay its own fees and expenses incurred in
enforcing its rights under this Note, whether or not litigation is commenced,
including without limitation all fees and expenses of attorneys and expert
witnesses. The Company shall bear the initial expenses of creating and
implementing this Note.

     6. AMENDMENT. This Note and its terms may be changed, waived, or amended
only by the written consent of the Company and the Holder.

     7. GOVERNING LAW. This Note shall be governed by, and construed and
enforced in accordance with the laws of the State of New York without giving
effect to the conflict of laws principles thereof.

     8. COUNTERPARTS. This Note may be executed in counterparts, each of which
shall be deemed to be an original, but all of which together shall constitute
one and the same document.

     9. WAIVER. The Company expressly waives presentment, demand for payment,
notice of dishonor, notice of protest, and all other protests, notices or
demands of any nature in connection with the delivery, acceptance, performance,
default, endorsement or guarantee of this Note.

     This Convertible Promissory Note is executed as of the date first above
written.

                             "COMPANY"

                             MEDICAL RESOURCES MANAGEMENT INC.

                             By:---------------------------------------
                                Richard Whitman, CEO or authorized signatory

Acknowledged and Agreed:

"HOLDER"

-------------------

By:
   -------------------------------------------------
Print Name:
           -----------------------------------------
Title:
        --------------------------------------------
Address of Holder:

                                       13

<PAGE><PAGE>

                                                                     Exhibit 4.1

THIS CERTIFICATE IS TRANSFERABLE                               SEE REVERSE FOR
IN KANSAS CITY, MO. OR NEW YORK, N.Y.                        CERTAIN DEFINITIONS

                                                                   CLASS A
                                                                COMMON STOCK
                                                               $.01 PAR VALUE

                       [GRAPHIC OF THE STATUE OF LIBERTY]

                                                                          SHARES

NUMBER         INCORPORATED UNDER THE LAWS                     CUSIP 03840J 10 6
                OF THE STATE OF DELAWARE
A

                                  AQUILA, INC.

                  THIS CERTIFIES THAT

                    IS THE OWNER OF

       FULLY PAID AND NON-ASSESSABLE SHARES OF THE CLASS A COMMON STOCK OF

Aquila, Inc. transferable on the books of the Corporation by the holder hereof
in person or by duly authorized attorney upon surrender of this certificate
properly endorsed.

     This certificate is not valid until countersigned and registered by the
     Transfer Agent and Registrar.

     Witness the facsimile seal of the Corporation and the facsimile signatures
     of its duly authorized officers.

Dated:

/s/ ROBERT GREEN
               CHAIRMAN                      COUNTERSIGNED AND REGISTERED:
                                                  UMB BANK, N.A.
                                             (KANSAS CITY, MISSOURI)

/s/ JEFFREY D. AYERS                              TRANSFER AGENT AND REGISTRAR
               SECRETARY                               By: /S/ N. L. HOFFMAN
                                                  AUTHORIZED SIGNATURE

                             [AQUILA CORPORATE SEAL]
<PAGE>

                                  AQUILA, INC.

     THE CORPORATE SECRETARY OF THE CORPORATION WILL FURNISH WITHOUT CHARGE TO
EACH STOCKHOLDER WHO SO REQUESTS, THE POWERS, DESIGNATIONS, PREFERENCES, AND
RELATIVE, PARTICIPATING, OPTIONAL OR OTHER SPECIAL RIGHTS OF EACH CLASS OF STOCK
OR SERIES THEREOF OF THE CORPORATION, AND THE QUALIFICATIONS LIMITATIONS, OR
RESTRICTIONS OF SUCH PREFERENCES AND/OR RIGHTS.

     The following abbreviations, when used in the inscription on the face of
this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations.

<TABLE>
<S><C>
TEN COM - as tenants in common          UNIF GIFT MIN ACT-........Custodian.........   UNIF TRAN MIN ACT-........Custodian.........
                                                          (Cust)           (Minor)                       (Cust)           (Minor)
TEN ENT - as tenants by the entireties

JT TEN  - as joint tenants with right                     under Uniform Gifts to                         under Uniform Transfers to
          of survivorship and not as                      Minors                                         Minors
          tenants in common                               Act.................                           Act.................
                                                                 (State)                                        (State)

TOD     - transfer on death direction
          in event of owner's death, to
          person named on face subject
          to TOD rules referenced

     Additional abbreviations may also be used though not in the above list.

For Value Received,............................................................................hereby sell, assign and transfer unto

PLEASE INSERT SOCIAL SECURITY OR OTHER
    IDENTIFYING NUMBER OF ASSIGNEE

--------------------------------------

--------------------------------------

 ....................................................................................................................................
                         (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE)

 ....................................................................................................................................

 ....................................................................................................................................

 ..............................................................................................................................Shares
of the Class A Common Stock represented by the within Certificate, and do hereby irrevocably constitute and appoint

 ............................................................................................................................Attorney
to transfer the said stock on the books of the within-named Corporation with full power of substitution in the premises.

Dated........................................................

                                                                                ....................................................
                                                                                Signature(s) Guaranteed:

     NOTICE: THE SIGNATURE(S) TO THIS
     ASSIGNMENT MUST CORRESPOND WITH THE                                        ...........................................
     NAME(S) AND WRITTEN UPON THE FACE OF THE                                   THE SIGNATURE(S) MUST BE GUARANTEED BY AN
     CERTIFICATE IN EVERY PARTICULAR, WITHOUT                                   ELIGIBLE GUARANTOR INSTITUTION (BANKS,
     ALTERATION OR ENLARGEMENT OR ANY CHANGE                                    STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS
     WHATEVER.                                                                  AND CREDIT UNIONS WITH MEMBERSHIP IN AN
                                                                                APPROVED SIGNATURE GUARANTEE MEDALLION
                                                                                PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15.
</TABLE>

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