Document:

Exhibit
10.24.2

 

 

 

March
27, 2013

 

CONSENT
OF PINNACLE ENERGY SERVICES, L.L.C.

 

We
consent to the references to our firm in the form and context in which they appear in the Form 10-K Annual Report of Osage Exploration
and Development, Inc. (the “Annual Report”). We hereby further consent to the inclusion in the Annual Report of estimates
of oil and gas reserves contained in our report entitled:

 

Reserves
& Economic Evaluation 

Osage
Exploration & Development 

YE
2012 - SEC Pricing

 

and
to the inclusion of our report dated March 12, 2013 as an exhibit to the Annual Report. 

 

PINNACLE
ENERGY SERVICES, L.L.C.

 

	/s/
    Richard J. Morrow	 

Richard
J. Morrow, P.E. 

Oklahoma
City, Oklahoma 

March
27, 2013

 

	 	Very
    truly yours,
	 	 
	 	/s/
    J.P. Dick
	 	J.P.
    Dick, P.E.
	 	PINNACLE
    ENERGY SERVICES, LLC
	 	TBPE
    Firm License No. F6204

 

Pinnacle Energy Services, LLC

9420
Cedar Lake Ave. Oklahoma City, OK 73114

Ofc:
405-810-9151 Fax:
405-843-4700           www.PinnacleEnergy.comExhibit
10.25.1 

 

Report
of Petrotech Engineering Ltd.

 

PETROTECH
ENGINEERING LTD.

7536
Manzanita Place, Burnaby, B. C., Canada V3N 4X1 Phone: (604) 525 6896 

Email:
johnyu@axion.net

 

March
28, 2013

 

Ref:
13 - 15

 

Osage
Exploration and Development, Inc.

2445
5th Avenue, Suite 310

San
Diego, California, USA 92101

 

Attention:
Norman Dowling, CFO

 

Sir:

 

	Re:      	Evaluation
    of the Interests of Osage Exploration and Development, Inc. in the 
	 	Guaduas
    Field in the Middle/Upper Magdalena Valley, Onshore Colombia

 

At
your request, we have prepared an engineering and economic evaluation of the interests of Osage Exploration and Development, Inc.
(here-in-after referred to as the “Company”) in the Guaduas Field with proved and probable oil and gas reserves in Colombia.
Cimarrona, LLC owns a 9.4% working interest in the Guaduas Field subject to 20% royalty payable to Ecopetrol. The operator is
Pacific Rubiales Energy Corp. Cimarrona, LLC is a wholly-owned subsidiary of the Company. The evaluation is prepared using an
effective date of December 31, 2012. The purpose of this evaluation is to provide information for the annual filing with the United
States Securities and Exchange Commission.

 

This
evaluation uses the definitions of reserves and resources of the Society of Petroleum Engineers in 2007 (see Definitions of Reserves).
The net cash flow is calculated at constant prices and costs on the reserves, to all future time and after deduction of
the capital costs, royalties but before deduction of income tax. All cash flow data is in U. S. dollars. A summary of the Company’s
net share of proved producing, non-producing, undeveloped and probable reserves and net share of the future present worth net
cash flow, discounted at 0, 5, 10, 15, and 20% before income tax, is presented as follows:

 

Onshore
Colombia

 

	 	 	Heavy Oil Reserves	 	 	Gas Reserves	 	 	Before Tax NPV @	 
	 	 	100%		 	Gross	 	 	Net	 	 	100%		 	Gross	 	 	Net	 	 	0%		 	5%		 	10%		 	15%		 	20%	
	Reserve Category	 	Mbbl	 	 	Mbbl	 	 	Mbbl	 	 	MMcf	 	 	MMcf	 	 	MMcf	 	 	M$	 	 	M$	 	 	M$	 	 	M$	 	 	M$	 
	Proved Producing	 	 	1,299	 	 	 	135	 	 	 	108	 	 	 	3,266	 	 	 	307	 	 	 	246	 	 	 	7300	 	 	 	6,287	 	 	 	5,510	 	 	 	4,900	 	 	 	4,413	 
	Probable Undeveloped	 	 	1,253	 	 	 	118	 	 	 	94	 	 	 	0	 	 	 	0	 	 	 	0	 	 	 	5,571	 	 	 	4,737	 	 	 	4,073	 	 	 	3,537	 	 	 	3,099	 
	Total Proved & Probable	 	 	2,552	 	 	 	253	 	 	 	202	 	 	 	3,266	 	 	 	307	 	 	 	246	 	 	 	12,871	 	 	 	11,024	 	 	 	9,583	 	 	 	8,437	 	 	 	7,512	 

  

Figures
of the reserve data and net present values may be rounded off.

 

    	 

    	 

    

 

Details
of the proved producing, non-producing, undeveloped and probable reserves together with the net present values discounted at 0,
5, 10, 15, and 20% are shown in Summary Table 1. The gross reserve is the Company’s share of production before royalties
and the net reserve is the Company’s share of production after deduction of royalties. The royalties on the oil are paid
in kind for Colombia.

 

The
average oil price for the Guaduas Field was $104.92 based on the average sales price per month and the weighted average gas price
was $4.82 per Mcf based on $779,844 received for 161,594 Mcf of gas sold at year-end 2012 (See Constant Oil and Gas Prices).

 

At
this time, the operator intends to drill the development wells as per schedule. No more exploration target has been identified
at this time and no exploration drilling is anticipated. Although the Ecopetrol’s Association Contract has a provision to back-in
for 50% of the production after the deduction of royalties, this most likely may not happen because no exploration is anticipated
in the future.

 

The
estimated net present values do not represent a fair market value. The abandonment costs of the wells are normally incorporated
at the end of the economic life. The recoverable proved and probable reserves are estimated using production decline methods,
volumetric data, well performance and well spacing in the immediate area of each entity (see production plots). In reviewing the
reserves estimates provided, it should be understood that there are inherent uncertainties and limitations with both the database
available for analysis and the interpretation of such engineering and geological data. The judgments used in assessing the reserves
are considered reasonable given the knowledge of the property reviewed. Our estimates are prepared using standard geological and
engineering methods generally accepted by the petroleum industry, and the reserves definitions and standards required by the United
States SEC. The method or combination of methods used is based on our professional judgment and experience. Estimates may change
substantially as additional data from ongoing development activities and production performance becomes available and as economic
conditions impacting oil and gas prices and costs change. Field inspections of the properties were not conducted and not considered
necessary in view of information available from public information and records and data provided by the Company. All procedures
and methods have been considered under the circumstances to prepare this report.

 

If
additional information is required, please advise.

 

Respectfully
Submitted,

 

Petrotech
Engineering Ltd.

 

	/s/
    John Yu	 

John
Yu, P. Eng.Exhibit 10.25.2

 

PETROTECH
ENGINEERING LTD.

7536
Manzanita Place, Burnaby, B. C., Canada V3N 4X1 Phone: (604) 525 6896

Email:
johnyu@axion.net

 

March
29, 2013

 

CONSENT
OF PETROTECH ENGINEERING LTD.

 

We consent to
the references to our firm in the form and context in which they appear in the Form 10-K of Osage Exploration and Development,
Inc. (the “Report”). We hereby further consent to the inclusion in this Report
of estimates of oil and gas reserves contained in our report entitled:

 

Evaluation
of the Interests of Osage Exploration and Development, Inc. in the Guaduas Field in
the Middle/Upper Magdalena Valley, Onshore Colombia

 

and
to the inclusion of our report dated March 28, 2013 as an exhibit to the Report for the year ended 12/31/2012.

 

Signed
and Dated March 29, 2013 in the City of Burnaby, British Columbia

 

	/s/
    John Yu	 

John
Yu, P. Eng.

President
of Petrotech Engineering Ltd.RETAIL
INSTALLMENT CONTRACT RECEIVABLE

PURCHASE AGREEMENT

 

This
Retail Installment Contract Receivable Purchase Agreement (the “Agreement”) is made on this 26th day of March,
2013, by and between AVANGARD CAPITAL GROUP, INC., a Nevada corporation (“Buyer”), and AVANGARD AUTO FINANCE,
INC., a Pennsylvania corporation, and AVANGARD FINANCIAL GROUP, INC., a Delaware corporation (collectively hereinafter referred
to as “Seller”).

 

1.
Definitions.

 

When
used herein, the following terms shall have the following meanings.

 

1.1.
“Account Balance” shall mean, on any given day, the gross amount of all Receivables unpaid on that day.

 

1.2.
“Account Debtor” shall have the meaning set forth in the Pennsylvania Uniform Commercial Code and shall include any
person liable on any Receivable.

 

1.3.
“Adjustments” shall mean all discounts, allowances, returns, disputes, counterclaims, offsets, defenses, rights of recoupment,
rights of return, warranty claims, or short payments, asserted by or on behalf of any Account Debtor with respect to any Receivable.

 

1.4.
“Administrative Fee” shall have the meaning as set forth in Section 3.3 hereof.

 

1.5.
“Advance” shall have the meaning set forth in Section 2.2 hereof.

 

1.6.
“Collateral” shall have the meaning set forth in Section 8 hereof.

 

1.7.
“Collections” shall mean all good funds received by Buyer from or on behalf of an Account Debtor with respect to Receivables.

 

1.8
“Receivable” or “Receivables” shall mean all those retail installment contract receivables, rights to
payment, and all proceeds thereof (all of the foregoing being referred to as “Receivables”), identified in
Exhibit “A” and delivered by Seller to Buyer which Buyer elects to purchase.

 

1.9.
“Event of Default” shall have the meaning set forth in Section 9 hereof.

 

1.10.
“Finance Charges” shall have the meaning set forth in Section 3.2 hereof.

 

1.11.
“Invoice Transmittal” shall mean a writing signed by an authorized representative of Seller.

 

1.12.
“Obligations” shall mean all advances, financial accommodations, liabilities, obligations, covenants and duties owing,
arising, due or payable by Seller to Buyer of any kind or nature, present or future, arising under or in connection with this
Agreement or under any other document, instrument or agreement, whether or not evidenced by any note, guarantee or other instrument,
whether arising on account or by overdraft, whether direct or indirect (including those acquired by assignment) absolute or contingent,
primary or secondary, due or to become due, now owing or hereafter arising, and however acquired; including, without limitation,
all Advances, Finance Charges, Administrative Fees, interest, Repurchase Amounts, fees, expenses, professional fees and attorneys’
fees and any other sums chargeable to Seller hereunder or otherwise.

 

1.13.
“Due Diligence” shall have the meaning set forth in Section 2.2 hereof.

 

    	1

    	 

    

 

2.
Purchase and Sale of Receivables.

 

2.1.
Purchase and Sale. Effective as of March 21, 2013, Seller does hereby sell to Buyer, and Buyer does hereby purchase from Seller,
all Receivables that are described in and attached hereto and labeled as “Exhibit A”.

 

2.2.
Effectiveness of Sale to Buyer. For and in consideration of the covenants of this Agreement, Seller hereby absolutely sells, transfers
and assigns to Buyer, all of Seller’s rights and interest in and to each Receivable and all monies due or which may become due
on or with respect to such Receivable for the purchase price identified in “Exhibit A” attached hereto (“Purchase
Price”), payable as follows:

 

(A)
$100,000.00 payable upon the execution of this Agreement; and

 

(B)
$2,250.00 payable either within thirty (30) days of this Agreement or upon completion of Buyer’s Due Diligence, whichever
occurs first.

 

2.3
Rights of Buyer. Upon execution of this Agreement, Buyer shall be the absolute owner of each Receivable. Buyer shall have, with
respect to any goods related to the Receivable, all the rights and remedies of an unpaid seller under the Pennsylvania Uniform
Commercial Code and other applicable law, including the rights of replevin, claim and delivery, reclamation and stoppage in transit.

 

3.
Collections, Charges and Remittances.

 

3.1.
Collections. Seller shall be liable to do all collection work and servicing on behalf of Buyer for the accounts identified in
the Receivables, unless agreed to otherwise in writing by both parties.

 

3.2.
Administrative Fee. Buyer shall pay Seller an administration fee for servicing and collection work done on behalf of Buyer by
Seller for the accounts identified in the Receivables, in such an amount as agreed to by both parties.

 

4.
Recourse.

 

Seller
hereby guarantees to Buyer that Buyer shall recover no less than 70% of the aggregate amount of the “Current Contracts”
portion of the Receivables purchased. If Buyer recovers less than 70% of the aggregate amount of the Current Contracts portion
of the purchased Receivables, Seller shall pay the difference to the Buyer, upon Demand.

 

5.
Power of Attorney.

 

Seller
does hereby irrevocably appoint Buyer and its successors and assigns as Seller’s true and lawful attorney in fact, and hereby
authorizes Buyer, regardless of whether there has been an Event of Default, (a) to sell, assign, transfer, pledge, compromise,
or discharge the whole or any part of the Receivables; (b) to demand, collect, receive, sue, and give releases to any Account
Debtor for the monies due or which may become due upon or with respect to the Receivables and to compromise, prosecute, or defend
any action, claim, case or proceeding relating to the Receivables, including the filing of a claim or the voting of such claims
in any bankruptcy case, all in Buyer’s name or Seller’s name, as Buyer may choose; (c) to prepare, file and sign Seller’s name
on any notice, claim, assignment, demand, draft, or notice of or satisfaction of lien or mechanics’ lien or similar document with
respect to Receivables; (d) to notify all Account Debtors with respect to the Receivables to pay Buyer directly; (e) to receive,
open, and dispose of all mail addressed to Seller for the purpose of collecting the Receivables; (f) to endorse Seller’s name
on any checks or other forms of payment on the Receivables; (g) to execute on behalf of Seller any and all instruments, documents,
financing statements and the like to perfect Buyer’s interests in the Receivables and Collateral; and (h) to do all acts and things
necessary or expedient, in furtherance of any such purposes. If Buyer receives a check or item which is payment for both a Receivable
and another receivable, the funds shall first be applied to the Receivable and, so long as there does not exist an Event of Default
or an event that with notice, lapse of time or otherwise would constitute an Event of Default, the excess shall be remitted to
Seller. Upon the occurrence and continuation of an Event of Default, all of the power of attorney rights granted by Seller to
Buyer hereunder shall be applicable with respect to all Receivables and all Collateral.

 

    	2

    	 

    

 

6.
Representations, Warranties and Covenants.

 

6.1.
Receivables’ Warranties, Representations and Covenants. To induce Buyer to buy receivables and to render its services to Seller,
and with full knowledge that the truth and accuracy of the following are being relied upon by the Buyer in determining whether
to accept receivables as Receivables, Seller represents, warrants, covenants and agrees, with respect to each Invoice Transmittal
delivered to Buyer and each receivable described therein, that:

 

(A)
Seller is the absolute owner of each receivable set forth in “Exhibit A” and has full legal right to sell, transfer
and assign such receivables;

 

(B)
The correct amount of each receivable is as set forth in “Exhibit A” and is not in dispute; and

 

(C)
Each Receivable shall be the property of the Buyer and shall be collected by Buyer, but if for any reason it should be paid to
Seller, Seller shall promptly notify Buyer of such payment, shall hold any checks, drafts, or monies so received in trust for
the benefit of Buyer, and shall promptly transfer and deliver the same to the Buyer;

 

6.2.
Additional Warranties, Representations and Covenants. In addition to the foregoing warranties, representations and covenants,
to induce Buyer to buy receivables, Seller hereby represents, warrants, covenants and agrees that Seller will not assign, transfer,
sell, or grant, or permit any lien or security interest in any Receivables or Collateral to or in favor of any other party, without
Buyer’s prior written consent.

 

    	3

    	 

    

 

7.
Adjustments.

 

In
the event of a breach of any of the representations, warranties, or covenants set forth in Section 6.1, or in the event any Adjustment
or dispute is asserted by any Account Debtor, Seller shall promptly advise Buyer and shall, subject to the Buyer’s approval, resolve
such disputes and advise Buyer of any adjustments. Buyer shall remain the absolute owner of any Receivable which is subject to
Adjustment, and any rejected, returned, or recovered personal property, with the right to take possession thereof at any time.
If such possession is not taken by Buyer, Seller is to resell it for Buyer’s account at Seller’s expense with the proceeds made
payable to Buyer. While Seller retains possession of said returned goods, Seller shall segregate said goods and mark them “property
of Buyer.”

 

8.
Security Interest.

 

To
secure the prompt payment and performance to Buyer of all of the Obligations, Seller hereby grants to Buyer a continuing lien
upon and security interest in all of Seller’s now existing or hereafter arising rights and interest in the following, whether
now owned or existing or hereafter created, acquired, or arising, and wherever located (collectively, the “Collateral”):

 

(A)
All accounts, receivables, contract rights, chattel paper, instruments, documents, investment property, letters of credit, bankers
acceptances, drafts, checks, cash, securities, and general intangibles (including, without limitation, all claims, causes of action,
deposit accounts, guaranties, rights in and claims under insurance policies (including rights to premium refunds), rights to tax
refunds, copyrights, patents, trademarks, rights in and under license agreements, and all other intellectual property);

 

(B)
All inventory, including Seller’s rights to any returned or rejected goods, with respect to which Buyer shall have all the rights
of any unpaid seller, including the rights of replevin, claim and delivery, reclamation, and stoppage in transit;

 

(C)
All monies, refunds and other amounts due Seller, including, without limitation, amounts due Seller under this Agreement (including
Seller’s right of offset and recoupment);

 

(D)
All motor vehicles; and

 

(E)
All proceeds of the foregoing, whether due to voluntary or involuntary disposition, including insurance proceeds.

 

Seller
is not authorized to sell, assign, transfer or otherwise convey any Collateral without Buyer’s prior written consent, except for
the sale of finished inventory in the Seller’s usual course of business. Seller agrees to sign UCC financing statements, in a
form acceptable to Buyer, and any other instruments and documents requested by Buyer to evidence, perfect, or protect the interests
of Buyer in the Collateral. Seller agrees to deliver to Buyer the originals of all instruments, chattel paper and documents evidencing
or related to Receivables and Collateral.

 

9.
Default. The occurrence of the following shall constitute an Event of Default hereunder:

 

Seller
or Buyer shall breach any covenant, agreement, warranty, or representation set forth herein, and the same is not cured to the
other party’s satisfaction within ten (10) days after the party has given oral or written notice thereof; provided, that
if such breach is incapable of being cured it shall constitute an immediate default hereunder.

 

10.
Remedies Upon Default.

 

Upon
the occurrence of an Event of Default, Buyer shall have and may exercise all the rights and remedies under this Agreement and
under applicable law, including the rights and remedies of a secured party under the Pennsylvania Uniform Commercial Code, all
the power of attorney rights described in Section 5 with respect to all Collateral, and the right to collect, dispose of, sell,
lease, use, and realize upon all Receivables and all Collateral in any commercial reasonable manner. Seller and Buyer agree that
any notice of sale required to be given to Seller shall be deemed to be reasonable if given five (5) days prior to the date on
or after which the sale may be held. In the event that the Obligations are accelerated hereunder, Seller shall repurchase all
of the Receivables as set forth in Section 4.4.

 

    	4

    	 

    

 

11.
FEES, COSTS AND EXPENSES; INDEMNIFICATION.

 

THE
SELLER WILL PAY TO BUYER IMMEDIATELY ON DEMAND ALL FEES, COSTS AND EXPENSES (INCLUDING FEES OF ATTORNEYS AND PROFESSIONALS AND
THEIR COSTS AND EXPENSES ) THAT BUYER INCURS OR MAY IMPOSE IN CONNECTION WITH ANY OF THE FOLLOWING: (a) PREPARING, NEGOTIATING,
ADMINISTERING, AND ENFORCING THIS AGREEMENT OR ANY OTHER AGREEMENT EXECUTED IN CONNECTION WITH THIS AGREEMENT, INCLUDING ANY AMENDMENTS,
WAIVERS OR CONSENTS, (b) ANY LITIGATION OR DISPUTE (WHETHER INSTITUTED BY BUYER, SELLER OR ANY OTHER PERSON) ABOUT THE RECEIVABLES,
THE COLLATERAL, THIS AGREEMENT OR ANY OTHER AGREEMENT EXECUTED IN CONNECTION WITH THIS AGREEMENT, (c) ENFORCING ANY RIGHTS AGAINST
SELLER, OR ANY ACCOUNT DEBTOR, (d) PROTECTING OR ENFORCING ITS INTEREST IN THE RECEIVABLES OR THE COLLATERAL, (e) COLLECTING THE
RECEIVABLES AND THE OBLIGATIONS, AND (f) THE REPRESENTATION OF BUYER IN CONNECTION WITH ANY BANKRUPTCY CASE OR INSOLVENCY PROCEEDING
INVOLVING SELLER, ANY RECEIVABLE, THE COLLATERAL, ANY ACCOUNT DEBTOR, OR ANY GUARANTOR. SELLER SHALL INDEMNIFY AND HOLD BUYER
HARMLESS FROM AND AGAINST ANY AND ALL CLAIMS, ACTIONS, DAMAGES, COSTS, EXPENSES, AND LIABILITIES OF ANY NATURE WHATSOEVER ARISING
IN CONNECTION WITH ANY OF THE FOREGOING.

 

12.
Severability, Waiver, and Choice of Law.

 

In
the event that any provision of this Agreement is deemed invalid by reason of law, this Agreement will be construed as not containing
such provision and the remainder of the Agreement shall remain in full force and effect. Buyer retains all of its rights, even
if it makes an Advance after a default. If Buyer waives a default, it may enforce a later default. Any consent or waiver under,
or amendment of, this Agreement must be in writing. Nothing contained herein, or any action taken or not taken by Buyer at any
time, shall be construed at any time to be indicative of any obligation or willingness on the part of Buyer to amend this Agreement
or to grant to Seller any waivers or consents. This Agreement has been transmitted by Seller to Buyer at Buyer’s office in the
State of Pennsylvania and has been executed and accepted by Buyer in the State of Pennsylvania. THIS AGREEMENT IS GOVERNED BY
AND INTERPRETED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF PENNSYLVANIA.

 

13.
Account Collection Services.

 

Certain
Account Debtors may require or prefer that all of Buyer’s receivables be paid to the same address and/or party, or Seller
and Buyer may agree that all receivables with respect to certain Account Debtors be paid to one party. In such event Buyer and
Seller may agree that Seller shall collect all receivables whether owned by Seller or Buyer and Seller agrees to remit to Buyer
the amount of the receivables collections it receives with respect to the receivables.

 

    	5

    	 

    

 

14.
Notices.

 

All
notices shall be given to Buyer and Seller at the addresses or faxes set forth on the first page of this Agreement and shall be
deemed to have been delivered and received: (a) if mailed, three (3) calendar days after deposited in the United States mail,
first class, postage pre-paid, (b) one (1) calendar day after deposit with an overnight mail or messenger service; or (c) on the
same date of confirmed transmission if sent by hand delivery, telecopy, or

telefax.

 

15.
Termination.

 

Any
termination of this Agreement shall not affect Buyer’s security interest in the Collateral and Buyer’s ownership of the Receivables,
and this Agreement shall continue to be effective, and Buyer’s rights and remedies hereunder shall survive such termination, until
all transactions entered into and Obligations incurred hereunder or in connection herewith have been completed and satisfied in
full.

 

16.
Titles and Section Headings.

 

The
titles and section headings used herein are for convenience only and shall not be used in interpreting this Agreement.

 

17.
Other Agreements.

 

The
terms and provisions of this Agreement shall not adversely affect the rights of Buyer under any other document, instrument or
agreement. The terms of such other documents, instruments and agreements shall remain in full force and effect notwithstanding
the execution of this Agreement. In the event of a conflict between any provision of this Agreement and any provision of any other
document, instrument or agreement between Seller on the one hand, and Buyer on the other hand, Buyer shall determine in its sole
discretion which provision shall apply. Seller acknowledges specifically that any security agreements, liens and/or security interests
currently securing payment of any obligations of Seller owing to Buyer also secure Seller’s obligations under this Agreement,
and are valid and subsisting and are not adversely affected by execution of this Agreement. Seller further acknowledges that (a)
any collateral under other outstanding security agreements or other documents between Seller and Buyer secures the obligations
of Seller under this Agreement and (b) a default by Seller under this Agreement constitutes a default under other outstanding
agreements between Seller and Buyer.

 

    	6

    	 

    

 

IN
WITNESS WHEREOF, Seller and Buyer have executed this Agreement on the day and year above written.

 

ON
BEHALF OF “SELLER”: 

AVANGARD
AUTO FINANCE, INC.

 

	By
    	 	 

 

	Print Name/Title: 	Alan
    Gulko, President	 

 

AVANGARD
FINANCIAL GROUP, INC.

 

	By
    	 	 

 

	Print Name/Title: 	Alan
Gulko, President	 

 

ON
BEHALF OF “BUYER”: 

AVANGARD
CAPITAL GROUP, INC.

 

	By	 	 

 

	Print Name/Title: 	Simon
    Friedman, Director	 

 

    	7

    	 

    

 

Exhibit
“A”

 

	BASIC
    INFORMATION	BALANCES

 

	LOAN NUMBER	 	ORIGIN

 DATE	 	AMOUNT

 FINANCED	 	 	FINANCE

 CHARGES	 	 	LAST

 PAYMENT

 DATE	 	PRINCIPAL

 LOAN

 BALANCE	 
	1	 	340H8031S	 	08/15/08	 	 	22,374.80	 	 	 	10,740.36	 	 	01/10/13	 	 	1,689.84	 
	2	 	780H0050S	 	10/07/10	 	 	14,065.38	 	 	 	6,840.59	 	 	03/18/13	 	 	9,525.29	 
	3	 	49109050S	 	01/24/09	 	 	13,321.86	 	 	 	7,076.70	 	 	02/01/13	 	 	1,633.54	 
	4	 	73300057S	 	01/29/10	 	 	10,325.34	 	 	 	5,734.47	 	 	02/01/13	 	 	2,616.50	 
	5	 	74800057S	 	03/09/10	 	 	19,995.00	 	 	 	30,147.92	 	 	02/05/13	 	 	3,425.76	 
	6	 	77700050S	 	08/24/10	 	 	14,997.50	 	 	 	5,342.86	 	 	02/05/13	 	 	4,051.29	 
	7	 	745H0050S	 	03/05/10	 	 	12,890.50	 	 	 	5,002.70	 	 	02/06/13	 	 	3,021.34	 
	8	 	549H9050S	 	03/24/09	 	 	24,077.66	 	 	 	13,316.26	 	 	02/06/13	 	 	5,713.22	 
	9	 	57309050S	 	04/30/09	 	 	20,847.38	 	 	 	10,139.02	 	 	02/11/13	 	 	4,053.06	 
	10	 	76700050S	 	06/30/10	 	 	18,613.50	 	 	 	7,825.00	 	 	02/11/13	 	 	8,138.85	 
	11	 	627H9050S	 	08/01/09	 	 	10,897.06	 	 	 	4,581.62	 	 	02/13/13	 	 	499.67	 
	12	 	47809050A	 	01/14/09	 	 	14,627.05	 	 	 	6,818.51	 	 	02/13/13	 	 	2,444.74	 
	13	 	739H0050S	 	02/18/10	 	 	9,197.55	 	 	 	2,702.55	 	 	02/14/13	 	 	3,262.08	 
	14	 	05608023S	 	05/22/08	 	 	15,787.69	 	 	 	7,155.11	 	 	02/14/13	 	 	5,450.62	 
	15	 	588H9050S	 	06/04/09	 	 	19,657.09	 	 	 	8,264.93	 	 	02/14/13	 	 	18,190.71	 
	16	 	76100050S	 	05/18/10	 	 	15,602.50	 	 	 	5,558.30	 	 	02/19/13	 	 	3,307.21	 
	17	 	487H9050S	 	01/28/09	 	 	15,370.51	 	 	 	9,578.69	 	 	02/19/13	 	 	4,786.67	 
	18	 	508H9050S	 	02/16/09	 	 	15,043.57	 	 	 	8,333.03	 	 	03/15/13	 	 	3,607.82	 
	19	 	584H9050S	 	05/22/09	 	 	17,946.45	 	 	 	8,728.11	 	 	03/21/13	 	 	2,925.68	 
	20	 	781H0050S	 	11/19/10	 	 	12,866.50	 	 	 	4,583.78	 	 	03/18/13	 	 	4,891.35	 
	21	 	707H9050S	 	12/01/09	 	 	16,473.05	 	 	 	6,229.29	 	 	02/22/13	 	 	673.25	 
	22	 	778H0050S	 	09/18/10	 	 	26,666.50	 	 	 	10,349.18	 	 	02/22/13	 	 	12,237.79	 
	23	 	741H0050S	 	02/22/10	 	 	11,148.50	 	 	 	4,446.30	 	 	02/25/13	 	 	2,602.52	 
	24	 	798H1050S	 	03/27/11	 	 	15,258.50	 	 	 	5,435.74	 	 	02/26/13	 	 	9,126.72	 
	25	 	791H1050S	 	03/13/11	 	 	13,761.50	 	 	 	4,902.34	 	 	02/27/13	 	 	6,640.02	 
	26	 	507H9050S	 	02/16/09	 	 	12,018.93	 	 	 	5,845.23	 	 	03/01/13	 	 	1,267.22	 
	27	 	795H1050S	 	03/24/11	 	 	21,563.50	 	 	 	10,485.62	 	 	03/01/13	 	 	16,085.75	 
	 	 	 	 	 	 	 	 	 	 	 	Total current contracts	 	$	141,868.51	 

 

    	8

    	 

    

 

	28	 	68009041S	 	 	10/08/09	 	 	$	12,450.18	 	 	$	5,293.92	 	 	 	07/05/11	 	 	 	1,034.51	 
	29	 	04808020S	 	 	05/17/08	 	 	$	9,975.18	 	 	$	3,872.16	 	 	 	11/09/11	 	 	 	1,131.31	 
	30	 	03408023S	 	 	05/01/08	 	 	$	12,987.74	 	 	$	5,041.57	 	 	 	05/16/11	 	 	 	1,170.91	 
	31	 	211H8027S	 	 	07/09/08	 	 	$	24,941.60	 	 	$	12,428.80	 	 	 	05/10/11	 	 	 	1,215.62	 
	32	 	15-418-07	 	 	06/13/07	 	 	$	9,731.94	 	 	$	5,847.53	 	 	 	05/19/11	 	 	 	1,271.61	 
	33	 	240H8027S	 	 	07/23/08	 	 	$	12,259.19	 	 	$	4,368.13	 	 	 	08/22/11	 	 	 	1,405.81	 
	34	 	11708003S	 	 	06/18/08	 	 	$	27,454.83	 	 	$	10,657.14	 	 	 	06/20/11	 	 	 	1,675.08	 
	35	 	15-402-07	 	 	05/25/07	 	 	$	9,974.64	 	 	$	5,934.89	 	 	 	09/09/11	 	 	 	1,850.26	 
	36	 	04508023S	 	 	05/12/08	 	 	$	11,437.70	 	 	$	5,562.94	 	 	 	10/13/11	 	 	 	2,108.33	 
	37	 	287H8027S	 	 	07/25/08	 	 	$	13,474.03	 	 	$	4,800.65	 	 	 	09/22/11	 	 	 	2,357.77	 
	38	 	686H9050S	 	 	10/24/09	 	 	$	16,853.47	 	 	$	7,086.11	 	 	 	09/15/11	 	 	 	2,460.65	 
	39	 	547H9050S	 	 	03/20/09	 	 	$	18,686.79	 	 	$	10,351.17	 	 	 	10/31/11	 	 	 	2,627.02	 
	40	 	701H9050S	 	 	10/16/09	 	 	$	21,148.50	 	 	$	8,207.58	 	 	 	07/05/11	 	 	 	2,881.44	 
	41	 	62609056S	 	 	07/31/09	 	 	$	10,000.24	 	 	$	5,680.56	 	 	 	07/05/11	 	 	 	3,300.59	 
	42	 	67109050S	 	 	10/03/09	 	 	$	6,653.30	 	 	$	2,370.46	 	 	 	09/01/11	 	 	 	3,696.47	 
	43	 	789H1050S	 	 	03/10/11	 	 	$	10,466.50	 	 	$	3,728.66	 	 	 	06/27/11	 	 	 	4,145.98	 
	44	 	788H1050S	 	 	02/25/11	 	 	$	17,563.50	 	 	$	6,256.98	 	 	 	12/07/11	 	 	 	4,679.54	 
	45	 	759H0050S	 	 	04/13/10	 	 	$	8,148.50	 	 	$	1,900.54	 	 	 	05/19/11	 	 	 	4,709.62	 
	46	 	11808009S	 	 	06/10/08	 	 	$	12,016.57	 	 	$	6,221.03	 	 	 	09/21/11	 	 	 	4,758.43	 
	47	 	630H9055S	 	 	08/03/09	 	 	$	13,999.32	 	 	$	6,824.34	 	 	 	06/20/11	 	 	 	5,085.70	 
	48	 	716H0050S	 	 	01/02/10	 	 	$	10,370.20	 	 	$	4,024.70	 	 	 	12/06/11	 	 	 	5,798.64	 
	49	 	74300050S	 	 	03/02/10	 	 	$	10,317.15	 	 	$	4,004.04	 	 	 	08/02/11	 	 	 	6,928.58	 
	50	 	76900050S	 	 	07/02/10	 	 	$	24,469.50	 	 	$	9,496.38	 	 	 	05/13/11	 	 	 	7,264.38	 
	51	 	794H1050S	 	 	03/13/11	 	 	$	11,363.50	 	 	$	4,048.10	 	 	 	05/16/11	 	 	 	7,844.76	 
	52	 	746H0050S	 	 	02/26/10	 	 	$	12,153.50	 	 	$	5,373.90	 	 	 	09/13/11	 	 	 	9,353.50	 
	53	 	802H1050S	 	 	03/31/11	 	 	$	12,566.50	 	 	$	5,011.90	 	 	 	06/03/11	 	 	 	11,716.65	 
	54	 	14208012S	 	 	06/12/08	 	 	$	36,356.22	 	 	$	16,189.86	 	 	 	11/02/11	 	 	 	15,069.13	 
	55	 	79601050S	 	 	03/27/11	 	 	$	23,566.50	 	 	$	8,395.38	 	 	 	06/02/11	 	 	 	15,126.18	 
	56	 	793H1050S	 	 	03/11/11	 	 	$	33,363.50	 	 	$	13,899.52	 	 	 	10/03/11	 	 	 	15,219.59	 
	57	 	79701050S	 	 	03/28/11	 	 	$	19,563.50	 	 	$	19,563.50	 	 	 	06/16/11	 	 	 	15,576.01	 
	58	 	68809054S	 	 	10/10/09	 	 	$	26,000.00	 	 	$	14,440.27	 	 	 	09/13/11	 	 	 	16,652.03	 
	59	 	437H8044S	 	 	09/11/08	 	 	$	13,285.24	 	 	$	5,156.69	 	 	 	01/10/12	 	 	$	1,061.42	 
	60	 	35908013S	 	 	08/26/08	 	 	$	17,781.43	 	 	$	8,632.49	 	 	 	01/13/12	 	 	$	4,491.14	 
	61	 	07108005S	 	 	06/02/08	 	 	$	11,204.06	 	 	$	6,206.62	 	 	 	02/06/12	 	 	$	6,058.72	 
	62	 	03508020S	 	 	05/05/08	 	 	$	24,959.44	 	 	$	12,438.32	 	 	 	03/23/12	 	 	$	6,413.92	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 Uncollectable > 360 days	 	 	 	 	 	 	 	198,141.30	 

 

    	9

    	 

    

 

	63	 	67809041S	 	 	10/01/09	 	 	$	9,500.74	 	 	$	4,039.76	 	 	 	05/07/12	 	 	$	2,200.95	 
	64	 	18008028S	 	 	06/23/08	 	 	$	16,595.79	 	 	$	7,298.13	 	 	 	05/10/12	 	 	$	1,254.42	 
	65	 	631H9050S	 	 	08/10/09	 	 	$	16,747.91	 	 	$	6,500.77	 	 	 	06/11/12	 	 	$	3,873.23	 
	66	 	71409057S	 	 	12/28/09	 	 	$	31,053.00	 	 	$	17,246.55	 	 	 	06/25/12	 	 	$	12,547.02	 
	67	 	776H0050S	 	 	08/23/10	 	 	$	11,544.50	 	 	$	4,112.62	 	 	 	07/13/12	 	 	$	5,620.82	 
	68	 	750H0050S	 	 	03/13/10	 	 	$	10,348.50	 	 	$	3,686.46	 	 	 	07/16/12	 	 	$	3,385.88	 
	69	 	790H1050S	 	 	03/09/11	 	 	$	13,966.50	 	 	$	4,975.62	 	 	 	07/20/12	 	 	$	8,944.46	 
	70	 	512H9050S	 	 	02/20/09	 	 	$	11,664.69	 	 	$	5,673.39	 	 	 	07/24/12	 	 	$	2,666.28	 
	71	 	15-264-07	 	 	01/03/07	 	 	$	14,529.95	 	 	$	7,409.89	 	 	 	07/27/12	 	 	$	5,656.97	 
	72	 	57909050S	 	 	05/14/09	 	 	$	26,487.85	 	 	$	12,882.23	 	 	 	08/02/12	 	 	$	8,353.26	 
	73	 	16508020S	 	 	07/03/08	 	 	$	16,400.95	 	 	$	6,366.47	 	 	 	08/09/12	 	 	$	2,831.39	 
	74	 	60209053S	 	 	06/12/09	 	 	$	19,870.36	 	 	$	13,301.96	 	 	 	08/15/12	 	 	$	7,547.35	 
	75	 	15-488-07	 	 	08/05/07	 	 	$	16,365.04	 	 	$	13,909.76	 	 	 	08/29/12	 	 	$	1,560.93	 
	76	 	25808007S	 	 	07/31/08	 	 	$	14,846.59	 	 	$	7,220.45	 	 	 	08/29/12	 	 	$	2,190.38	 
	77	 	41808035S	 	 	09/09/08	 	 	$	17,535.02	 	 	$	8,528.02	 	 	 	03/21/13	 	 	$	471.87	 
	78	 	70609050S	 	 	12/03/09	 	 	$	17,313.70	 	 	$	7,278.56	 	 	 	09/20/12	 	 	$	13,269.60	 
	79	 	530H9050S	 	 	03/06/09	 	 	$	16,857.55	 	 	$	9,337.85	 	 	 	10/01/12	 	 	$	5,524.23	 
	80	 	475H9050A	 	 	01/05/09	 	 	$	11,118.21	 	 	$	4,569.69	 	 	 	10/22/12	 	 	$	1,686.57	 
	81	 	76200050S	 	 	05/06/10	 	 	$	12,612.50	 	 	$	4,894.99	 	 	 	11/08/12	 	 	$	3,916.35	 
	82	 	78200050S	 	 	11/19/10	 	 	$	24,666.50	 	 	$	11,994.46	 	 	 	11/21/12	 	 	$	13,929.90	 
	83	 	698H9057S	 	 	11/10/09	 	 	$	33,872.00	 	 	$	23,726.56	 	 	 	11/26/12	 	 	$	17,877.98	 
	 	 	 	 	 	 	 	 	 	Uncollectable 120 – 360 days delinquent	 	 	 	 	 	 	 	 	 	 	$	125,309.84	 

 

    	10

    	 

    

 

	Summary	 	Outstanding bal.	 	 	Ratio	 	 	Purchase price	 
	 	 	 	 	 	 	 	 	 	 
	Current loans with payments in 2013	 	$	141,868.51	 	 	 	70.00	%	 	$	100,000.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 
	Loans within statute of limitations for collection	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 
	May 1 2011 to April 30 2012	 	$	198,141.30	 	 	 	0.50	%	 	$	1,000.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 
	May 1 2012 to Dec 31 2012	 	 	125,309.84	 	 	 	1.00	%	 	 	1,250.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	$	323,451.14	 	 	 	 	 	 	$	2,250.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals	 	 	 	 	 	 	 	 	 	$	102,250.00	 

 

    	11

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00215-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00215-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00215-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00215-of-00352.parquet"}]]