Document:

Ex-10.21 First Amendment to Charles E. Sykes Emplo

 

Exhibit 10.21

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT

     This First Amendment to Employment Agreement (“First Amendment”) is made as of
the 28th day of July, 2005, by and between SYKES ENTERPRISES, INCORPORATED, a Florida corporation
(the “Company”), and Charles E. Sykes (the “Executive”).

     WHEREAS, the parties entered into that certain Employment Agreement (the “Employment
Agreement”) dated the 1st day of August, 2004.

     WHEREAS, subsequent to execution of the Employment Agreement, the parties discovered a
scrivener’s error which resulted in unintended ambiguity regarding payments to be made to Executive
in the event the Company failed to renew Executive’s Employment Agreement at the end of the term.

     WHEREAS, the parties desire to amend the Employment Agreement to correct the error and resolve
the ambiguity.

     NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of which is
hereby acknowledged, the parties agree as follows:

1. Paragraph 6 (e) entitled “Payments Upon Termination” shall be deleted in its entirety
and replaced by the following paragraph:

	 	(e)	 	Payments Upon Termination. In the event of a termination of the
Executive’s employment pursuant to Section 6 or by the Executive, all payments
and Company benefits to the Executive hereunder, except the payments (if any)
provided below, shall immediately cease and terminate. In the event of an
early termination or non-renewal by the Company of the Executive’s employment
with the Company for any reason other than pursuant to Section 6(a)(b)(c) or
Executive’s termination pursuant to Section 6(d), the Company shall pay the
Executive an amount equal to the Liquidated Damages defined in (f) below (in
lieu of actual damages) for the early termination or non-renewal of his
employment. In the event of a termination of the Executive’s employment for
any reason other than pursuant to Section 6(a)(b)(c) or Executive’s termination
pursuant to Section 6(d), the Covenant Not-to-Compete set forth in Section 5
hereof shall remain in full force and effect for the period set forth in (f)
below. If the Company terminates the Executive’s employment pursuant to Section
6(a)(b)(c) or the Executive terminates such employment other than pursuant to

 

 

First Amendement to

Employment Agreement

Page 2

	 	 	 	Section 6(d), the Executive shall not be entitled to any Liquidated Damages
and the Covenant Not-to-Compete set forth in Section 5 hereof shall remain
in full force and effect as set forth in (g) below. Notwithstanding
anything to the contrary herein contained, and in addition to any other
compensation to which the Executive may be entitled to receive pursuant to
this Agreement, the Executive shall receive all compensation and other
benefits to which he or she was entitled under this Agreement or otherwise
as an executive of the Company through the termination date.

2. Except as specifically set forth herein, the terms and conditions of the Employment
Agreement shall remain unmodified. All defined terms in the Employment Agreement shall apply to
this First Amendment.

     IN WITNESS WHEREOF, the parties have executed this First Amendment to Employment Agreement as
of the day and year first above written.

	 	 	 	 	 	 	 	 	 
	SYKES ENTERPRISES, INCORPORATED	 	 	 	EXECUTIVE	 	 
	 
	 	 	 	 	 	 	 	 
	By:

	 	  /s/ James T. Holder
	 	 	 	  /s/ Charles E. Sykes	 	 
	 

	 	 

  James T. Holder
	 	 
	 	 

  Charles E. Sykes
	 	 
	 

	 	  Vice President and
General Counselexv10w1

 

EXHIBIT 10.1

	 	 	 
	Contact:

	 	Customer Services — CTSLink
	 

	 	Wells Fargo Bank Minnesota, N.A.
	 

	 	Securities Administration Services
	 

	 	7485 New Horizon Way
	 

	 	Frederick, MD 21703
	 

	 	www.ctslink.com
	 

	 	Telephone: (301) 815-6600
	 

	 	Fax: (301) 315-6660

SMT SERIES 2005-4

Record Date: January 31, 2006

Distribution Date: February 21, 2006

Certificateholder Distribution Summary

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Certificate	 	 	Certificate	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Class	 	 	Pass-Through	 	 	Beginning	 	 	Interest	 	 	Principal	 	 	Current	 	 	Ending Certificate	 	 	Total	 	 	Cumulative
	Class	 	 	CUSIP	 	 	Description	 	 	Rate	 	 	Certificate Balance	 	 	Distribution	 	 	Distribution	 	 	Realized Loss	 	 	Balance	 	 	Distribution	 	 	Realized Loss
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	1-A1
	 	 	 	81744FHV2	 	 	 	SEN	 	 	 	4.71000	%	 	 	 	115,799,390.83	 	 	 	 	454,512.61	 	 	 	 	5,562,457.18	 	 	 	 	0.00	 	 	 	 	110,236,933.65	 	 	 	 	6,016,969.79	 	 	 	 	0.00	 
	1-A2
	 	 	 	81744FHW0	 	 	 	SEN	 	 	 	4.86000	%	 	 	 	12,866,791.80	 	 	 	 	52,110.51	 	 	 	 	618,060.06	 	 	 	 	0.00	 	 	 	 	12,248,731.74	 	 	 	 	670,170.57	 	 	 	 	0.00	 
	1-AR
	 	 	 	81744FJF5	 	 	 	SEN	 	 	 	5.09438	%	 	 	 	0.00	 	 	 	 	0.16	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.16	 	 	 	 	0.00	 
	1-XA
	 	 	 	81744FJD0	 	 	 	SEN	 	 	 	0.18351	%	 	 	 	0.00	 	 	 	 	19,676.06	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	19,676.06	 	 	 	 	0.00	 
	2-A1
	 	 	 	81744FJG3	 	 	 	SEN	 	 	 	4.08164	%	 	 	 	147,431,518.22	 	 	 	 	501,468.60	 	 	 	 	175,465.65	 	 	 	 	0.00	 	 	 	 	147,256,052.56	 	 	 	 	676,934.25	 	 	 	 	0.00	 
	2-A2
	 	 	 	81744FJH1	 	 	 	SEN	 	 	 	4.08164	%	 	 	 	9,455,744.23	 	 	 	 	32,162.45	 	 	 	 	11,253.76	 	 	 	 	0.00	 	 	 	 	9,444,490.48	 	 	 	 	43,416.21	 	 	 	 	0.00	 
	2-AR
	 	 	 	81744FJJ7	 	 	 	SEN	 	 	 	4.09917	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 
	1-B1
	 	 	 	81744FHX8	 	 	 	SUB	 	 	 	4.94000	%	 	 	 	2,093,000.00	 	 	 	 	8,616.18	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,093,000.00	 	 	 	 	8,616.18	 	 	 	 	0.00	 
	1-B2
	 	 	 	81744FHY6	 	 	 	SUB	 	 	 	5.12000	%	 	 	 	1,395,000.00	 	 	 	 	5,952.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,395,000.00	 	 	 	 	5,952.00	 	 	 	 	0.00	 
	1-B3
	 	 	 	81744FHZ3	 	 	 	SUB	 	 	 	4.90851	%	 	 	 	1,706,000.00	 	 	 	 	6,978.26	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,706,000.00	 	 	 	 	6,978.26	 	 	 	 	0.00	 
	1-XB
	 	 	 	81744FJE8	 	 	 	SEN	 	 	 	0.00000	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 
	1-B4
	 	 	 	81744FJA6	 	 	 	SUB	 	 	 	4.90851	%	 	 	 	697,000.00	 	 	 	 	2,851.03	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	697,000.00	 	 	 	 	2,851.03	 	 	 	 	0.00	 
	1-B5
	 	 	 	81744FJB4	 	 	 	SUB	 	 	 	4.90851	%	 	 	 	543,000.00	 	 	 	 	2,221.10	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	543,000.00	 	 	 	 	2,221.10	 	 	 	 	0.00	 
	1-B6
	 	 	 	81744FJC2	 	 	 	SUB	 	 	 	4.90851	%	 	 	 	310,325.03	 	 	 	 	1,269.36	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	310,325.03	 	 	 	 	1,269.36	 	 	 	 	0.00	 
	2-B1
	 	 	 	81744FJK4	 	 	 	SUB	 	 	 	4.08164	%	 	 	 	1,740,000.00	 	 	 	 	5,918.38	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,740,000.00	 	 	 	 	5,918.38	 	 	 	 	0.00	 
	2-B2
	 	 	 	81744FJL2	 	 	 	SUB	 	 	 	4.08164	%	 	 	 	696,000.00	 	 	 	 	2,367.35	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	696,000.00	 	 	 	 	2.367.35	 	 	 	 	0.00	 
	2-B3
	 	 	 	81744FJM0	 	 	 	SUB	 	 	 	4.08164	%	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 
	2-B4
	 	 	 	81744FJN8	 	 	 	SUB	 	 	 	4.08164	%	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 
	2-B5
	 	 	 	81744FJP3	 	 	 	SUB	 	 	 	4.08164	%	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 
	2-B6
	 	 	 	81744FJQ1	 	 	 	SUB	 	 	 	4.08164	%	 	 	 	174,416.03	 	 	 	 	593.24	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	174,416.03	 	 	 	 	593.24	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	295,952,186.14	 	 	 	 	1,100,248.33	 	 	 	 	6,367,236.65	 	 	 	 	0.00	 	 	 	 	289,584,949.49	 	 	 	 	7,467,484.98	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

 

Principal Distribution Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Ending Certificate	 	 	Total Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	1-A1
	 	 	 	133,459,000.00	 	 	 	 	115,799,390.83	 	 	 	 	68,955.12	 	 	 	5,493,502.06	 	 	 	0.00	 	 	 	0.00	 	 	 	 	5,562,457.18	 	 	 	 	110,236.933.65	 	 	 	 	0.82599850	 	 	 	 	5,562,457.18	 
	1-A2
	 	 	 	14,829,000.00	 	 	 	 	12,866,791.80	 	 	 	 	7,661.79	 	 	 	610,398.27	 	 	 	0.00	 	 	 	0.00	 	 	 	 	618,060.06	 	 	 	 	12,248,731.74	 	 	 	 	0.82599850	 	 	 	 	618,060.06	 
	1-AR
	 	 	 	50.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	1-XA
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	2-A1
	 	 	 	160,096,000.00	 	 	 	 	147,431,518.22	 	 	 	 	94,669.74	 	 	 	80,795.90	 	 	 	0.00	 	 	 	0.00	 	 	 	 	175,465.65	 	 	 	 	147,256,052.56	 	 	 	 	0.91979845	 	 	 	 	175,465.65	 
	2-A2
	 	 	 	10,268,000.00	 	 	 	 	9,455,744.23	 	 	 	 	6,071.79	 	 	 	5,181.97	 	 	 	0.00	 	 	 	0.00	 	 	 	 	11,253.76	 	 	 	 	9,444,490.48	 	 	 	 	0.91979845	 	 	 	 	11,253.76	 
	2-AR
	 	 	 	50.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	1-B1
	 	 	 	2,093,000.00	 	 	 	 	2,093,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	2,093,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	1-B2
	 	 	 	1,395,000.00	 	 	 	 	1,395,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,395,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	1-B3
	 	 	 	1,706,000.00	 	 	 	 	1,706,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,706,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	1-XB
	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00	 
	1-B4
	 	 	 	697,000.00	 	 	 	 	697,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	697,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	1-B5
	 	 	 	543,000.00	 	 	 	 	543,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	543,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	1-B6
	 	 	 	310,325.03	 	 	 	 	310,325.03	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	310,325.03	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	2-B1
	 	 	 	1,740,000.00	 	 	 	 	1,740,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	1,740,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	2-B2
	 	 	 	696,000.00	 	 	 	 	696,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	696,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	2-B3
	 	 	 	348,000.00	 	 	 	 	348,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	348,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	2-B4
	 	 	 	348,000.00	 	 	 	 	348,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	348,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	2-B5
	 	 	 	348,000.00	 	 	 	 	348,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	348,000.00	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	2-B6
	 	 	 	174,416.03	 	 	 	 	174,416.03	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	174,416.03	 	 	 	 	1.00000000	 	 	 	 	0.00	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	329,050,841.06	 	 	 	 	295,952,186.14	 	 	 	 	177,358.45	 	 	 	6,189,878.20	 	 	 	0.00	 	 	 	0.00	 	 	 	 	6,367,236.65	 	 	 	 	289,584,949.49	 	 	 	 	0.88006142	 	 	 	 	6,367,236.65	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

 

Principal Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Beginning	 	 	Scheduled	 	Unscheduled	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Ending	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Principal	 	Principal	 	 	 	 	 	Realized	 	 	Total Principal	 	 	Ending Certificate	 	 	Certificate	 	 	Total Principal
	Class	 	 	Amount	 	 	Balance	 	 	Distribution	 	Distribution	 	Accretion	 	Loss	 	 	Reduction	 	 	Balance	 	 	Percentage	 	 	Distribution
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	1-A1
	 	 	 	133,459,000.00	 	 	 	 	867.67764504	 	 	 	 	0.51667643	 	 	 	41.16246982	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	41.67914625	 	 	 	 	825.99849879	 	 	 	 	0.82599850	 	 	 	 	41.67914625	 
	1-A2
	 	 	 	14,829,000.00	 	 	 	 	867.67764515	 	 	 	 	0.51667611	 	 	 	41.16247016	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	41.67914627	 	 	 	 	825.99849889	 	 	 	 	0.82599850	 	 	 	 	41.67914627	 
	1-AR
	 	 	 	50.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	1-XA
	 	 	 	0.00	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	2-A1
	 	 	 	160,096,000.00	 	 	 	 	920.89445220	 	 	 	 	0.59133114	 	 	 	0.50467157	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	1.09600271	 	 	 	 	919.79844943	 	 	 	 	0.91979845	 	 	 	 	1.09600271	 
	2-A2
	 	 	 	10,268,000.00	 	 	 	 	920.89445169	 	 	 	 	0.59133132	 	 	 	0.50467180	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	1.09600312	 	 	 	 	919.79844955	 	 	 	 	0.91979845	 	 	 	 	1.09600312	 
	2-AR
	 	 	 	50.00	 	 	 	 	0.0000000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	1-B1
	 	 	 	2,093,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	1-B2
	 	 	 	1,395,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	1-B3
	 	 	 	1,706,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	1-XB
	 	 	 	0.00	 	 	 	 	0.0000000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.0000000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	1-B4
	 	 	 	697,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	1-B5
	 	 	 	543,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	1-B6
	 	 	 	310,325.03	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	2-B1
	 	 	 	1,740,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	2-B2
	 	 	 	696,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	2-B3
	 	 	 	348,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	2-B4
	 	 	 	348,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	2-B5
	 	 	 	348,000.00	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	2-B6
	 	 	 	174,416.03	 	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 	 	 	 	1.00000000	 	 	 	 	0.00000000	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

 

 

Interest Distribution- Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	Payment	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	of	 	 	 	 	 	Non-	 	 	 	 	 	 	 	Remaining	 	 	Ending
	 	 	 	 	 	 	 	 	 	 	 	 	 	Current	 	 	Beginning	 	 	Current	 	Unpaid	 	Current	 	Supported	 	 	 	 	 	 	 	Unpaid	 	 	Certificate/
	 	 	 	 	 	 	 	 	Accrual	 	 	Certificate	 	 	Certificate/	 	 	Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Interest	 	 	Notational
	Class	 	 	Accural Dates	 	 	Days	 	 	Rate	 	 	Notional Balance	 	 	Interest	 	Shortfall	 	Shortfall	 	Shortfall(1)	 	 	Distribution	 	 	Shortfall(2)	 	 	Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	1-A1
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	4.71000	%	 	 	 	115,799,390.83	 	 	 	 	454,512.61	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	454,512.61	 	 	 	 	0.00	 	 	 	 	110,236,933.65	 
	1-A2
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	4.86000	%	 	 	 	12,866,791.80	 	 	 	 	52,110.51	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	52,110.51	 	 	 	 	0.00	 	 	 	 	12,248,731.74	 
	1-AR
	 	 	 	N/A	 	 	 	 	N/A	 	 	 	 	5.09438	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 
	1-XA
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	0.18351	%	 	 	 	128,666,182.63	 	 	 	 	19,676.06	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	19,676.06	 	 	 	 	0.00	 	 	 	 	122,485,665.39	 
	2-A1
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	147,431,518.22	 	 	 	 	501,468.60	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	501,468.60	 	 	 	 	0.00	 	 	 	 	147,256,052.56	 
	2-A2
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	9,455,744.23	 	 	 	 	32,162.45	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	32,162.45	 	 	 	 	0.00	 	 	 	 	9,444,490.48	 
	2-AR
	 	 	 	N/A	 	 	 	 	N/A	 	 	 	 	4.09917	%	 	 	 	0.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 
	1-B1
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	4.94000	%	 	 	 	2,093,000.00	 	 	 	 	8,616.18	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	8,616.18	 	 	 	 	0.00	 	 	 	 	2,093,000.00	 
	1-B2
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	5.12000	%	 	 	 	1,395,000.00	 	 	 	 	5,952.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	5,952.00	 	 	 	 	0.00	 	 	 	 	1,395,000.00	 
	1-B3
	 	 	 	01/20/06 – 02/19/06	 	 	 	 	30	 	 	 	 	4.90851	%	 	 	 	1,706,000.00	 	 	 	 	6,978.26	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	6,978.26	 	 	 	 	0.00	 	 	 	 	1,706,000.00	 
	1-XB
	 	 	 	N/A	 	 	 	 	30	 	 	 	 	0.00000	%	 	 	 	3,488,000.00	 	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	0.00	 	 	 	 	3,488,000.00	 
	1-B4
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.90851	%	 	 	 	697,000.00	 	 	 	 	2,851.03	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	2,851.03	 	 	 	 	0.00	 	 	 	 	697,000.00	 
	1-B5
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.90851	%	 	 	 	543,000.00	 	 	 	 	2,221.10	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	2,221.10	 	 	 	 	0.00	 	 	 	 	543,000.00	 
	1-B6
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.90851	%	 	 	 	310,325.03	 	 	 	 	1,269.36	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	1,269.36	 	 	 	 	0.00	 	 	 	 	310,325.03	 
	2-B1
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	1,740,000.00	 	 	 	 	5,918.38	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	5,918.38	 	 	 	 	0.00	 	 	 	 	1,740,000.00	 
	2-B2
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	696,000.00	 	 	 	 	2,367.35	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	2,367.35	 	 	 	 	0.00	 	 	 	 	696,000.00	 
	2-B3
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 	 	 	 	348,000.00	 
	2-B4
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 	 	 	 	348,000.00	 
	2-B5
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	348,000.00	 	 	 	 	1,183.68	 	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 	 	 	 	1,183.68	 	 	 	 	0.00	 	 	 	 	348,000.00	 
	2-B6
	 	 	 	01/1/06 – 01/30/06	 	 	 	 	30	 	 	 	 	4.08164	%	 	 	 	174,416.03	 	 	 	 	593.25	 	 	 	0.00	 	 	 	0.01	 	 	 	0.00	 	 	 	 	593.24	 	 	 	 	0.20	 	 	 	 	174,416.03	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Totals
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	1,100,248.18	 	 	 	0.00	 	 	 	0.01	 	 	 	0.00	 	 	 	 	1,100,248.33	 	 	 	 	0.20	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

	(1, 2)	 	 Amount also includes coupon cap or basis risk shortfalls, if applicable.

 

 

Interest Distribution Factors Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	Beginning	 	 	 	 	 	 	Payment of	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	Current	 	 	Certificate/	 	 	Current	 	Unpaid	 	Current	 	Non-Supported	 	 	 	 	 	 	 	Remaining	 	 	 
	 	 	 	Original Face	 	 	Certificate	 	 	Notional	 	 	Accrued	 	Interest	 	Interest	 	Interest	 	 	Total Interest	 	 	Unpaid Interest	 	 	Ending Certificate/
	Class	 	 	Amount	 	 	Rate	 	 	Balance	 	 	Interest	 	Shortfall	 	Shortfall(1)	 	Shortfall	 	 	Distribution	 	 	Shortfall(2)	 	 	Notational Balance
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	1-A1
	 	 	 	133,459,000.00	 	 	 	 	4.71000	%	 	 	 	867.67764504	 	 	 	 	3.40563476	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.40563476	 	 	 	 	0.00000000	 	 	 	 	825.99849879	 
	1-A2
	 	 	 	14,829,000.00	 	 	 	 	4.86000	%	 	 	 	867.67764515	 	 	 	 	3.51409468	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.51409468	 	 	 	 	0.00000000	 	 	 	 	825.99849889	 
	1-AR
	 	 	 	50.00	 	 	 	 	5.09438	%	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.20000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	1-XA
	 	 	 	0.00	 	 	 	 	0.18351	%	 	 	 	867.67764506	 	 	 	 	0.13268815	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.13268815	 	 	 	 	0.00000000	 	 	 	 	825.99849880	 
	2-A1
	 	 	 	160,096,000.00	 	 	 	 	4.08164	%	 	 	 	920.89445220	 	 	 	 	3.13229937	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.13229937	 	 	 	 	0.00000000	 	 	 	 	919.79844943	 
	2-A2
	 	 	 	10,268,000.00	 	 	 	 	4.08164	%	 	 	 	920.89445169	 	 	 	 	3.13229938	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.13229938	 	 	 	 	0.00000000	 	 	 	 	919.79844955	 
	2-AR
	 	 	 	50.00	 	 	 	 	4.09917	%	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 
	1-B1
	 	 	 	2,093,000.00	 	 	 	 	4.94000	%	 	 	 	1000.00000000	 	 	 	 	4.11666507	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.11666507	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	1-B2
	 	 	 	1,395,000.00	 	 	 	 	5.12000	%	 	 	 	1000.00000000	 	 	 	 	4.26666667	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.26666667	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	1-B3
	 	 	 	1,706,000.00	 	 	 	 	4.90851	%	 	 	 	1000.00000000	 	 	 	 	4.09042204	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.09042204	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	1-XB
	 	 	 	0.00	 	 	 	 	0.00000	%	 	 	 	1000.00000000	 	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	1-B4
	 	 	 	697,000.00	 	 	 	 	4.90851	%	 	 	 	1000.00000000	 	 	 	 	4.09043042	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.09043042	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	1-B5
	 	 	 	543,000.00	 	 	 	 	4.90851	%	 	 	 	1000.00000000	 	 	 	 	4.09042357	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.09042357	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	1-B6
	 	 	 	310,325.03	 	 	 	 	4.90851	%	 	 	 	1000.00000000	 	 	 	 	4.09042094	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	4.09040294	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	2-B1
	 	 	 	1,740,000.00	 	 	 	 	4.08164	%	 	 	 	1000.00000000	 	 	 	 	3.40136782	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.40136782	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	2-B2
	 	 	 	696,000.00	 	 	 	 	4.08164	%	 	 	 	1000.00000000	 	 	 	 	3.40136494	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.40136494	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	2-B3
	 	 	 	348,000.00	 	 	 	 	4.08164	%	 	 	 	1000.00000000	 	 	 	 	3.40137931	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.40137931	 	 	 	 	0.00000000	 	 	 	 	1000.00000000	 
	2-B4
	 	 	 	348,000.00	 	 	 	 	4.08164	%	 	 	 	1000.00000000	 	 	 	 	3.40137931	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.40137931	 	 	 	 	0.00000000	 	 	 	 	            1000.00000000	 
	2-B5
	 	 	 	348,000.00	 	 	 	 	4.08164	%	 	 	 	1000.00000000	 	 	 	 	3.40137931	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	0.00000000	 	 	 	 	3.40137931	 	 	 	 	0.00000000	 	 	 	 	            1000.00000000	 
	2-B-6
	 	 	 	174,416.03	 	 	 	 	4.08164	%	 	 	 	1000.00000000	 	 	 	 	3.40135021	 	 	 	0.00000000	 	 	 	0.00005733	 	 	 	0.00000000	 	 	 	 	3.40129287	 	 	 	 	0.00114668	 	 	 	 	               0.00000000	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

	(1, 2)	 	 Amount also includes coupon cap or basis risk shortfalls, if applicable.

Per $1 denomination

 

 

Certificateholder
Account Statement

Certificate Account

	 	 	 	 	 
	Beginning Balance
	 	 	0.00	 
	Deposits

	 	 	 	 
	
Payments of Interest and Principal
	 	 	7,536,156.77	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Proceeds from Repurchased Loans
	 	 	0.00	 
	Servicer Advances
	 	 	10,588.49	 
	Realized Losses (Gains, Subsequent Expenses & Recoveries)
	 	 	0.00	 
	Prepayment Penalties
	 	 	0.00	 
	Swap/Cap Payments
	 	 	0.00	 
	 
	 	 	 
	Total Deposits
	 	 	7,546,745.26	 
	 
	 	 	 	 
	Withdrawals

	 	 	 	 
	
Swap Payments
	 	 	0.00	 
	Reserve Funds and Credit Enhancements
	 	 	0.00	 
	Reimbursement of Servicer Advances
	 	 	709.81	 
	Total Administration Fees
	 	 	78,550.47	 
	Payment of Interest and Principal
	 	 	7,467,484.98	 
	 
	 	 	 
	Total Withdrawals (Pool Distribution Amount)
	 	 	7,546,745.26	 
	 
	 	 	 	 
	Ending Balance
	 	 	0.00	 
	 
	 	 	 

Prepayment/Curtailment Interest Shortfall

	 	 	 	 	 
	Total Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	Servicing Fee Support
	 	 	0.00	 
	 
	 	 	 
	 
	Non-Supported Prepayment Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 

Administration Fees

	 	 	 	 	 
	Gross Servicing Fee*
	 	 	74,234.50	 
	Master Servicing Fee
	 	 	4,315.97	 
	Supported Prepayment/Curtailment Interest Shortfall
	 	 	0.00	 
	 
	 	 	 
	 
	Total Administration Fees
	 	 	78,550.47	 
	 
	 	 	 

 

			
	*Servicer Payees include: BANK OF AMERICA (NY); COUNTRYWIDE
HOME LOANS INC.; GMAC MTG CORP; GREENPOINT MTG FUNDING, INC.;
MORGAN STANLEY DEAN WITTER; PHH US MTG CORP; WELLS FARGO BANK,
N.A.

 

 

Reserve
Accounts

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	   Account Type	 	Beginning Balance	 	 	Current Withdrawals	 	 	Current Deposits	 	 	Ending Balance	 
	 
	Reserve Fund
	 	 	5,000.00	 	 	 	0.00	 	 	 	0.00	 	 	 	5,000.00	 
	Reserve Fund
	 	 	4,829.62	 	 	 	300.79	 	 	 	0.00	 	 	 	4,505.48	 

Collateral Statement

	 	 	 	 	 
	Collateral Description	 	Fixed & Mixed Arm
	Weighted Average Gross Coupon
	 	 	4.779789	%
	Weighted Average Net Coupon
	 	 	4.478790	%
	Weighted Average Pass-Through Rate
	 	 	4.459967	%
	Weighted Average Remaining Term
	 	 	313	 
	 
	Beginning Scheduled Collateral Loan Count
	 	 	495	 
	Number of Loans Paid in Full
	 	 	3	 
	Ending Scheduled Collateral Loan Count
	 	 	492	 
	 
	Beginning Scheduled Collateral Balance
	 	 	295,952,186.45	 
	Ending Scheduled Collateral Balance
	 	 	289,584,949.80	 
	Ending Actual Collateral Balance at 31-Jan-2006
	 	 	289,732,345.96	 
	 
	Monthly P&I Constant
	 	 	1,356,182.64	 
	Special Servicing Fee
	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 
	Realization Loss Amount
	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 
	 
	Scheduled Principal
	 	 	177,358.45	 
	Unscheduled Principal
	 	 	6,189,878.20	 

 

 

	 	 	 	 	 	 	 	 	 	 	 	 	 
	           Group	 	Group One	 	 	Group Two	 	 	Total	 
	Collateral Description
	 	Mixed ARM	 	Mixed ARM	 	Mixed ARM
	Weighted Average Coupon Rate
	 	 	5.287473	 	 	 	4.351578	 	 	 	4.779789	 
	Weighted Average Net Rate
	 	 	4.926010	 	 	 	4.101578	 	 	 	4.478790	 
	Pass-Through Rate
	 	 	4.908510	 	 	 	4.081640	 	 	 	4.459967	 
	Weighted Average Maturity
	 	 	286	 	 	 	335	 	 	 	313	 
	Record Date
	 	 	01/31/2006	 	 	 	01/31/2006	 	 	 	01/31/2006	 
	Principal and Interest Constant
	 	 	673,266.44	 	 	 	682,916.20	 	 	 	1,356,182.64	 
	Beginning Loan Count
	 	 	246	 	 	 	249	 	 	 	495	 
	Loans Paid in Full
	 	 	3	 	 	 	0	 	 	 	3	 
	Ending Loan Count
	 	 	243	 	 	 	249	 	 	 	492	 
	Beginning Scheduled Balance
	 	 	135,410,507.90	 	 	 	160,541,678.55	 	 	 	295,952,186.45	 
	Ending Scheduled Balance
	 	 	129,229,990.66	 	 	 	160,354,959.14	 	 	 	289,584,949.80	 
	Scheduled Principal
	 	 	76,616.91	 	 	 	100,741.54	 	 	 	177,358.45	 
	Unscheduled Principal
	 	 	6,103,900.33	 	 	 	85,977.87	 	 	 	6,189,878.20	 
	Scheduled Interest
	 	 	596,649.53	 	 	 	582,174.66	 	 	 	1,178,824.19	 
	Servicing Fee
	 	 	40,788.32	 	 	 	33,446.18	 	 	 	74,234.50	 
	Master Servicing Fee
	 	 	1,974.74	 	 	 	2,341.23	 	 	 	4,315.97	 
	Trustee Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	FRY Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Special Hazard Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Other Fee
	 	 	0.00	 	 	 	326.16	 	 	 	326.16	 
	Pool Insurance Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 1
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 2
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Spread 3
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Net Interest
	 	 	553,886.47	 	 	 	546,061.09	 	 	 	1,099,947.56	 
	Realized Loss Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Cumulative Realized Loss
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Percentage of Cumulative Losses
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Waived Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Prepayment Penalty Paid Amount
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 
	Prepayment Penalty Paid Count
	 	 	0	 	 	 	0	 	 	 	0	 
	Special Servicing Fee
	 	 	0.00	 	 	 	0.00	 	 	 	0.00	 

 

 

Additional Reporting – Group Level

Miscellaneous Reporting

	 	 	 	 	 
	Group One
	 	 	 	 
	Senior Percentage
	 	 	100.000000	%
	Senior Prepayment Percentage
	 	 	100.000000	%
	Subordinate Percentage
	 	 	0.000000	%
	Subordinate Prepayment Percentage
	 	 	0.000000	%
	Pro Rata Senior Percentage
	 	 	95.019349	%
	Pro Rata Subordinate Percentage
	 	 	4.980651	%
	 
	Group Two
	 	 	 	 
	Senior Percent
	 	 	100.000000	%
	Senior Prepayment Percent
	 	 	100.000000	%
	Subordinate Percent
	 	 	0.000000	%
	Subordinate Prepayment Percent
	 	 	0.000000	%
	Pro Rata Senior Percentage
	 	 	97.723696	%
	Pro Rata Subordinate Percentage
	 	 	2.276304	%

Loan Status Stratification/Credit Enhancement Statement

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 
	 	DELINQUENT	 	 	 	BANKRUPTCY	 	 	 	FORECLOSURE	 	 	 	REO	 	 	 	TOTAL	 	 
	 	 	 	No. of	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	 	No. of Loans	 	 	Principal	 	 
	 	 	 	Loans	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	 	Loans	 	 	Balance	 	 
	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	0-29 Days
	 	0	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 
	 	30 Days
	 	6	 	 	2,233,188.04	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	6	 	 	 	2,233,188.04	 	 
	 	60 Days
	 	0	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 
	 	90 Days
	 	0	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 
	 	120 Days
	 	0	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 
	 	150 Days
	 	0	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 
	 	180+ Days
	 	0	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 
	 	6	 	 	2,233,188.04	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	6	 	 	 	2,233,188.04	 	 
	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 
	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 
	 	 
	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 
	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	0-29 Days
	 	0.000000%	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 
	 	30 Days
	 	1.219512%	 	 	0.770776	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	1.219512%	 	 	 	0.770776	%	 
	 	60 Days
	 	0.000000%	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 
	 	90 Days
	 	0.000000%	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 
	 	120 Days
	 	0.000000%	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 
	 	150 Days
	 	0.000000%	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 
	 	180+ Days
	 	0.000000%	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 
	 	1.219512%	 	 	0.770776	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	1.219512%	 	 	 	0.770776	%	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Current Period Class A Insufficient Funds:

	 	 	0.00	 	 	Principal Balance of Contaminated Properties
	 	 	0.00	 	 	Periodic Advance
	 	 	10,588.49	 

 

 

Delinquency Status by Group

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	Group One	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	0	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	5	 	 	1,275,009.37	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	5	 	 	 	1,275,009.37	 
	60 Days
	 	0	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	0	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	0	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	0	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	0	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   
	 
	 	5	 	 	1,275,009.37	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	5	 	 	 	1,275,009.37	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0.000000%	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%
	30 Days
	 	2.057613%	 	 	0.986173	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	2.057613%	 	 	 	0.986173	%
	60 Days
	 	0.000000%	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%
	90 Days
	 	0.000000%	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%
	120 Days
	 	0.000000%	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%
	150 Days
	 	0.000000%	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%
	180+ Days
	 	0.000000%	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%
	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   
	 
	 	2.057613%	 	 	0.986173	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	2.057613%	 	 	 	0.986173	%
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	DELINQUENT	 	 	BANKRUPTCY	 	 	FORECLOSURE	 	 	REO	 	 	TOTAL
	Group Two	 	 	 	 	 	 	 	 	 	1.183654%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	0-29 Days
	 	0	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 	 	 	0-29 Days	 	 	0	 	 	 	0.00	 
	30 Days
	 	1	 	 	958,178.67	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	0	 	 	 	0.00	 	 	 	30 Days	 	 	1	 	 	 	958,178.67	 
	60 Days
	 	0	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 	 	 	60 Days	 	 	0	 	 	 	0.00	 
	90 Days
	 	0	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 	 	 	90 Days	 	 	0	 	 	 	0.00	 
	120 Days
	 	0	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 	 	 	120 Days	 	 	0	 	 	 	0.00	 
	150 Days
	 	0	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 	 	 	150 Days	 	 	0	 	 	 	0.00	 
	180+ Days
	 	0	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 	 	 	180+ Days	 	 	0	 	 	 	0.00	 
	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   
	 
	 	1	 	 	958,178.67	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	0	 	 	 	0.00	 	 	 	 	 	 	1	 	 	 	958,178.67	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	No. of	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal	 	 	 	 	 	No. of	 	 	Principal
	 
	 	Loans	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance	 	 	 	 	 	Loans	 	 	Balance
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	0-29 Days
	 	0.000000%	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000%	 	 	 	0-29 Days	 	 	0.000000%	 	 	 	0.000000	%
	30 Days
	 	0.401606%	 	 	0.597206	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	30 Days	 	 	0.000000%	 	 	 	0.000000%	 	 	 	30 Days	 	 	0.401606%	 	 	 	0.597206	%
	60 Days
	 	0.000000%	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000%	 	 	 	60 Days	 	 	0.000000%	 	 	 	0.000000	%
	90 Days
	 	0.000000%	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000%	 	 	 	90 Days	 	 	0.000000%	 	 	 	0.000000	%
	120 Days
	 	0.000000%	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000%	 	 	 	120 Days	 	 	0.000000%	 	 	 	0.000000	%
	150 Days
	 	0.000000%	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000%	 	 	 	150 Days	 	 	0.000000%	 	 	 	0.000000	%
	180+ Days
	 	0.000000%	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000%	 	 	 	180+ Days	 	 	0.000000%	 	 	 	0.000000	%
	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   	 	 	 	 	 	   
	 
	 	0.401606%	 	 	0.597206	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000	%	 	 	 	 	 	0.000000%	 	 	 	0.000000%	 	 	 	 	 	 	0.401606%	 	 	 	0.597206	%

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00099-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00099-of-00352.parquet"}]]