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                                                                    EXHIBIT 10.5

                              CONSULTING AGREEMENT

          THIS CONSULTING AGREEMENT (the "Agreement") is made effective as of
the 1st day of April, 2002, (the "Effective Date") by and between VALUE ADDED
VENTURES, LLC of Volga, South Dakota, a South Dakota limited liability company
("VAV") and UNITED WISCONSIN GRAIN PRODUCERS, LLC, of Beaver Dam, Wisconsin, a
Wisconsin limited liability company ("Client").

          WHEREAS, Client intends to develop, finance and construct an ethanol
plant in or near Arlington, Wisconsin (the "Project"); and

          WHEREAS, VAV has a background in value-added agriculture and is
willing to provide services to Client based on this background.

          NOW, THEREFORE, in consideration of the mutual promises and agreements
contained herein, Client hereby engages VAV, and VAV hereby accepts engagement,
upon the terms and conditions hereinafter set forth.

          1.   TERM. The VAV engagement with Client shall commence as of the
Effective Date and may be terminated at any time by either party upon fourteen
(14) days prior written notice of its intent to terminate this Agreement. Upon
termination, neither Client nor VAV shall have any further rights or obligations
under the terms of this Agreement other than delivery of payments for services
to which VAV may be entitled through the date of termination.

          2.   SERVICES. VAV shall serve as the Client's Project Consultant and
shall perform the following duties incident to that service subject to Client's
approval:

               a. Assist negotiations of contracts with various service and
          product providers,
               b. Assist the planning of the Client's equity marketing effort,
               c. Assist the securing of debt financing for and commencement of
          construction of the Project,
               d. Assist the education of local lenders including, without
          limitation, the preparation of a "banker's book" tailored to the
          Project; and
               e. Perform such other reasonably necessary duties as Client may
          request for the timely and successful securing of debt financing and
          commencement of construction of the Project, including without
          limitation, cooperating with the Client's personnel similarly engaged.
          Notwithstanding the forgoing, neither VAV, its members, employees, nor
          agents shall itself or themselves be asked to, or actually, solicit an
          offer to buy, or accept an offer to sell, any equity security to be
          issued by Client.

          Subject to Client's approval, VAV shall determine the manner in which
the services are to be performed and the specific hours to be worked by VAV.
Client will rely on VAV to work as many hours as may be reasonably necessary to
fulfill VAV's commitments under this Agreement.

          3.   EMPLOYEES, MEMBERS, AGENTS. VAV's employees, members, or agents,
if any, who perform services for Client under this Agreement shall also be bound
by the terms of this Agreement

          4.   PAYMENT. VAV shall receive payment for services in the amount of
$150 per day, not to exceed $750.00 per week, until the Client is legally
authorized to sell its equity, at which time the payment shall be $1,500.00 per
week. Payments shall be payable twice monthly, no later than the 15th day and
last day of each month during which the services were performed. Upon
termination of this Agreement, payments hereunder shall cease; provided,
however, that VAV shall be entitled to payments for periods or partial periods
that occurred prior to the date of termination for which VAV has not been paid.

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Additionally, Client will pay a one-time bonus of $75,000, if, after the Client
has raised the amount of equity required by a prospective lender to secure a
loan adequate to finance the Client's business plan, the Client receives a
binding commitment from such prospective lender to provide such loan or loans as
a result of the efforts of VAV pursuant to section 2(c) of this Agreement, and
the loan transaction described in such commitment actually closes and is funded.

          5.   EXPENSES. Client shall reimburse VAV for all reasonable, ordinary
and necessary expenses incurred by VAV in performance of its duties hereunder,
including without limitation, reimbursement for automobile mileage at a rate of
30 cents per mile or such other rate to which the parties hereto may later
agree. However, in no case shall any such expense reimbursements exceed $750 in
any single week.

          6.   SUPPORT SERVICES. Client will provide the following support
services for the benefit of VAV as approved by Client: office space, secretarial
support, and office supplies.

          7.   SUCCESSORS AND ASSIGNS BOUND. This Agreement shall be binding
upon the Client and VAV, their respective heirs, executors, administrators,
successors in interest or assigns, including without limitation, any
partnership, corporation or other entity into which the Client may be merged or
by which it may be acquired (whether directly, indirectly or by operation of
law), or to which it may assign its rights under this Agreement. Notwithstanding
the foregoing, any assignment by VAV of this Agreement or of any interest
herein, or of any money due to or to become due by reason of the terms hereof
without the prior written consent of Client shall be void.

          8.   RELATIONSHIP OF THE PARTIES. The parties understand that VAV is
an independent contractor with respect to Client, and not an employee of Client.
Client will not provide fringe benefits, including health insurance benefits,
paid vacation, or any other employee benefits for the benefit of VAV.

          9.   INJURIES. VAV acknowledges VAV's obligation to obtain appropriate
insurance coverage for the benefit of VAV and its members, employees, and
agents. VAV waives any rights to recover from Client for any injuries that VAV,
or its members, employees, or agents, may sustain while performing services
under this Agreement resulting from the negligence of VAV, or its members,
employees, or agents.

          10.  RETURN OF RECORDS. Upon termination of this Agreement, VAV shall
deliver all records, notes, data, memoranda, models, and equipment of any nature
that are in VAV's possession or under VAV's control an that are Client's
property or relate to Client's business.

          11.  WAIVER. The waiver by the Client of its rights under this
Agreement or the failure of the Client promptly to enforce any provision hereof
shall not be construed as a waiver of any subsequent breach of the same or any
other covenant, term or provision.

          12.  ENTIRE AGREEMENT. This Agreement constitutes the entire Agreement
between the parties hereto with regard to the subject matter hereof, and there
are no agreements, understanding specific restrictions, warranties or
representations relating to said subject matter between the parties other than
those set forth herein or herein provided for. No amendment or modification of
this Agreement shall be valid or binding unless in writing and signed by the
party against whom such amendment or modification is to be enforced.

          13.  NOTICES. Any notice required to be given hereunder shall be in
writing and shall be deemed to be sufficiently served by either party on the
other party if such notice is delivered personally or is sent by certified or
first class mail addressed as follows:

               To VAV:  Value Added Ventures, LLC
                        Attention: Bill Riechers
                        504 Astrachan Street
                        Volga, South Dakota

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               To Client:  United Wisconsin Grain Producers, LLC
                           Attention: Kevin Roche
                           W7503 Country Drive
                           Beaver Dam, Wisconsin 53916

          14.  GOVERNING LAW. This Agreement is entered into pursuant to and
shall be governed by and in accordance with the laws of the State of Wisconsin.

          15.  PRIMARY SERVICE PROVIDER. Client acknowledges that VAV will
assign Paul Casper to provide the majority of the service under this Agreement,
to be assisted by Bill Riechers.

          IN WITNESS WHEREOF, the parties hereto have executed this Agreement on
the Effective Date.

VALUE ADDED VENTURES, LLC                  UNITED WISCONSIN GRAIN PRODUCERS, LLC

By:
    ----------------------------------            ------------------------------
                                                  Kevin M. Roche, President

Its:
     ---------------------------------

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                                                                     Exhibit 4.1

            THIS FOURTH SUPPLEMENTAL INDENTURE dated July 2, 2002, between CIT
GROUP INC. (formerly known as CIT Group Inc. (Del)), a Delaware corporation
("CIT"), and BANK ONE TRUST COMPANY, N.A. (as successor to The First National
Bank of Chicago) a national banking association organized and existing under the
laws of New York (the "Trustee").

            WHEREAS, CIT Group Inc. (formerly known as Tyco Capital Corporation
and Tyco Acquisition Corp. XX (NV) and successor to The CIT Group, Inc.), a
Nevada corporation ("CIT Nevada"), as successor to (i) The CIT Group, Inc., a
Delaware corporation ("CIT Delaware"), and (ii) Tyco Capital Holding Inc.
(formerly known as CIT Holdings (NV) Inc.), a Nevada corporation ("Tyco
Holding"), and the Trustee are parties to an Indenture dated as of September 24,
1998 (as supplemented by the First Supplemental Indenture dated as of May 9,
2001, the Second Supplemental Indenture dated June 1, 2001 and the Third
Supplemental Indenture dated February 14, 2002, the "Indenture"), pursuant to
which CIT Delaware authorized the issue of an unlimited amount of unsecured and
unsubordinated debt securities (the "Debt Securities");

            WHEREAS, CIT Nevada has merged into Tyco Holding, and, effective as
of the date hereof, Tyco Holding has subsequently merged into CIT, pursuant to
Articles of Merger previously filed with the Nevada Secretary of State and a
Certificate of Merger previously filed with the Delaware Secretary of State
(together, the "Merger");

            WHEREAS, pursuant to the terms of the Merger and applicable law, CIT
succeeded to all of the rights and obligations of CIT Nevada;

            WHEREAS, Section 15.01 of the Indenture requires as a condition to a
merger of CIT Nevada, as the Corporation, with or into any other corporation
that the successor corporation expressly assume, by supplemental indenture
executed and delivered to the Trustee, the due and punctual payment of the
principal of and interest, if any, on all the Debt Securities then outstanding
and the performance and observance of each and every covenant, agreement and
condition of the Indenture to be performed or observed by CIT Nevada, as the
Corporation;

            WHEREAS, the parties wish to provide that CIT become the
"Corporation" under the Indenture by reason of the Merger;

            WHEREAS, CIT has determined that this Fourth Supplemental Indenture
complies with Section 14.01(b) of the Indenture and does not require the consent
of the holders of any of the Debt Securities; and

            WHEREAS, all acts and things necessary to make this Fourth
Supplemental Indenture a valid agreement of CIT according to its terms have been
done

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and performed, and the execution and delivery of this Fourth Supplemental
Indenture have in all respects been duly authorized by CIT;

            NOW, THEREFORE, in consideration of the premises and for other good
and valuable consideration, the sufficiency and adequacy of which are hereby
acknowledged, the parties hereto hereby agree as follows:

                                   ARTICLE ONE

                        PROVISIONS OF GENERAL APPLICATION

SECTION 1.1 TO BE READ WITH INDENTURE

            This Fourth Supplemental Indenture is supplemental to the Indenture,
and the Indenture and this Fourth Supplemental Indenture shall hereafter be read
together and shall have effect with respect to the Debt Securities as if all the
provisions thereof and hereof were contained in one instrument.

SECTION 1.2 INTERPRETATION

            In this Fourth Supplemental Indenture, unless there is something in
the subject or context inconsistent therewith:

            (a)   "Indenture", "herein", "hereby", "hereof" and similar
                  expressions mean and refer to the Indenture and this Fourth
                  Supplemental Indenture;

            (b)   the expression "Article" and "Section" followed by a number
                  mean and refer to the specified Article or Section of this
                  Fourth Supplemental Indenture unless otherwise expressly
                  stated; and

            (c)   other expressions defined in the Indenture shall have the same
                  meanings when used in this Fourth Supplemental Indenture.

                                   ARTICLE TWO

                           ASSUMPTION AND SUBSTITUTION

SECTION 2.1 ASSUMPTION AND SUBSTITUTION.

            By reason of the Merger and this Fourth Supplemental Indenture and
effective as of the consummation of the Merger, CIT did and does agree to
succeed to and be substituted for CIT Nevada, as the Corporation, with the same
effect as if it had been named as the Corporation in the Indenture and to become
liable and bound for, and to expressly assume, the due and punctual payment of
the principal of (and premium, if any)

                                      -2-
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and interest, if any, on all the Debt Securities outstanding as of the date
hereof and the performance and observance of each and every covenant and
condition of the Indenture on the part of CIT Nevada, as the Corporation, to be
performed or observed.

                                  ARTICLE THREE

                         REPRESENTATIONS AND WARRANTIES

SECTION 3.1 REPRESENTATIONS AND WARRANTIES OF CIT.

            CIT hereby represents and warrants as follows:

                  (a) CIT (i) is a corporation duly organized, validly existing
and in good standing under the laws of the State of Delaware, and (ii) has the
company or corporate power and authority to assume the obligations of the
Corporation under the Indenture and to execute, deliver and perform this Fourth
Supplemental Indenture.

                  (b) The execution, delivery and performance by CIT of this
Fourth Supplemental Indenture and the assumption of the obligations of CIT
Nevada under the Indenture (i) have been duly authorized by all necessary
company action on its part, (ii) do not and will not contravene its certificate
of incorporation or bylaws or the Indenture, any material law or any material
contractual restriction binding on CIT or any of its material properties, and
(iii) do not and will not result in or require the creation of any lien,
security interest or other charge or encumbrance upon any of its material
properties.

                  (c) No authorization or approval or other action by, and no
notice to or filing with, any governmental authority or other regulatory body is
required for the due execution, delivery and performance by CIT of this Fourth
Supplemental Indenture or for its assumption of the obligations of CIT Nevada
under the Indenture.

                  (d) This Fourth Supplemental Indenture is the legal, valid and
binding obligation of CIT, enforceable against CIT in accordance with its terms,
subject to applicable bankruptcy, insolvency, reorganization, moratorium or
other similar laws affecting creditors' rights generally and to general
equitable principles (whether enforcement is sought by proceedings in equity or
at law).

                  (e) No litigation, investigation or proceeding of or before
any arbitrator or governmental authority or other regulatory body is pending or,
to its knowledge, threatened by or against CIT with respect to this Fourth
Supplemental Indenture or any of the transactions contemplated hereby.

                  (f) CIT is not, effective immediately following consummation
of the Merger, in default in the performance of any covenant or condition in the
Indenture.

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                                  ARTICLE FOUR

                           FURTHER ASSURANCES REQUIRED

SECTION 4.1 TRUSTEE DOCUMENTS.

            CIT has delivered to the Trustee, pursuant to the Indenture, an
Officers' Certificate and an Opinion of Counsel.

SECTION 4.2 FURTHER ASSURANCES REQUIRED.

            At any time and from time to time, upon the Trustee's request, CIT
will promptly execute and deliver such documents and instruments and take such
further actions as the Trustee may reasonably request to effect the purposes of
this Fourth Supplemental Indenture, at the cost and expense of CIT.

                                  ARTICLE FIVE

                                  MISCELLANEOUS

SECTION 5.1 MISCELLANEOUS.

                  (a) This Fourth Supplemental Indenture may be executed in any
number of counterparts and by different parties hereto in separate counterparts,
each of which shall be deemed to be an original, but all of which taken together
shall constitute one and the same agreement.

                  (b) This Fourth Supplemental Indenture is effective as of the
consummation of the Merger.

                  (c) This Fourth Supplemental Indenture shall be deemed to be a
contract made under the laws of the State of New York, and for all purposes
shall be construed in accordance with the laws of said State.

                  (d) The recitals contained herein shall be taken as the
statements of CIT, and the Trustee assumes no responsibility for their
correctness. The Trustee makes no representation as to the validity or
sufficiency of this Fourth Supplemental Indenture.

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            IN WITNESS WHEREOF, the parties hereto have caused this Fourth
Supplemental Indenture to be duly executed as of the day and year first above
written.

                                    CIT GROUP INC., A DELAWARE CORPORATION

                                    By:
                                       ---------------------------------

                                    BANK ONE TRUST COMPANY, N.A.,
                                    (AS SUCCESSOR TO THE FIRST NATIONAL BANK
                                    OF CHICAGO), TRUSTEE

                                    By:
                                       ---------------------------------

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