Document:

Exhibit 10.14

 

SECOND AMENDMENT TO CREDIT AGREEMENT

 

THIS SECOND AMENDMENT TO CREDIT AGREEMENT (the “Amendment”) is made and entered into effective as of December 6, 2013, by and among [i] ALMOST FAMILY, INC., a Delaware corporation (“AFI”), [ii] JPMORGAN CHASE BANK, N.A., a national banking association for itself as a Lender and as Administrative Agent for the Lenders (“Agent”) pursuant to that certain Credit Agreement dated as of December 2, 2010, as modified by a letter agreement dated as of December 10, 2012, entered into in each case among AFI, Agent and the Lenders party thereto (collectively, the “Credit Agreement”; certain capitalized terms used in this Amendment have the meaning set forth for them in the Credit Agreement unless expressly otherwise defined herein), and [iii] EACH OF THE OTHER LENDERS PARTY TO THE CREDIT AGREEMENT.

 

W I T N E S S E T H:

 

WHEREAS, AFI requested that the Lenders consent to the acquisition (the “OMNI Acquisition”) by National Health Industries, Inc., a Kentucky corporation (“NHI”), of one hundred percent (100%) of the issued and outstanding shares of capital stock of OMNI Home Health Holdings, Inc., a Delaware corporation (“OMNI”); and

 

WHEREAS, pursuant to a letter dated October 28, 2013 (“OMNI Consent Letter”), Lenders did consent to the OMNI Acquisition, provided the same is completed on or before December 31, 2013; and

 

WHEREAS, AFI, Lenders and Agent are entering into this Amendment, as well as the other “Additional Loan Documents” as hereinafter defined, in accordance with the agreement of AFI contained in the OMNI Consent Letter, and as required pursuant to the Credit Agreement, in order that the OMNI Acquisition will be a Permitted Acquisition pursuant to the Credit Agreement;

 

NOW, THEREFORE, in consideration of the premises, and for other valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be legally bound, it is hereby agreed as follows:

 

ARTICLE 1.

 

Amendments to Credit Agreement

 

AFI, Agent, and Lenders agree that, subject to satisfaction of the conditions stipulated in Article 2 of this Amendment, the Credit Agreement is hereby modified as follows:

 

1.1                               The last sentence of SECTION 3.01 of the Credit Agreement is amended and restated in its entirety as follows:

 

 

Each Subsidiary of Borrower, its state of formation, tax identification number, organizational identification number and the identity of the owner(s) of all of the Equity Interests of each, are set forth in, collectively, Schedule 3.01 and Schedule 3.01 (a).

 

1.2                               Schedule 3.01 (a) in the form attached to and made a part of this Amendment is added as one of the Schedules to the Credit Agreement.

 

1.3                               Subsection (e) of ARTICLE VII of the Credit Agreement, which Article is titled “Events of Default”, is amended and restated in its entirety to read as follows:

 

(e) if either [i] the Borrower shall fail to observe or perform any covenant, condition or agreement contained in this Agreement (other than those specified in clause (a), (b) or (d) of this Article) or any other Loan Document to which it is a party, or [ii] any other Obligor shall fail to perform any covenant, condition, or agreement contained in any Loan Document to which it is a party and, in the case of the circumstances described in the foregoing clauses [i] and [ii], such failure shall continue unremedied for a period of 30 days after notice thereof from the Administrative Agent to the Borrower (which notice will be given at the request of any Lender);

 

1.4                               Borrower has informed Lenders that, while the organizational documents of SunCrest Home Health of Central FL, LLC, a Florida limited liability company (“Central FL”) that is an indirect 65% owned Subsidiary of Borrower, permit Central FL to grant a security interest in its assets to secure the Obligations, the organizational documents preclude Central FL from guaranteeing payment of the Obligations.  Lenders agree to waive the requirement for Central FL to guarantee payment of the Obligations as part of the Conditions to the Effectiveness set forth in Article 2 of this Amendment; provided, however, that Borrower agrees to cause Central FL to execute a guarantee of payment of the Obligations, in like manner as the Subsidiary Guarantors, on or before sixty (60) days written notice given by the Required Lenders to AFI to do so.

 

ARTICLE 2.

 

Conditions to Effectiveness

 

2.1                               The provisions of Article 1 of this Amendment shall become effective when, and only when, Agent shall have received this Amendment and each of the documents or instruments set forth below (collectively, for purposes of this Amendment, the “Additional Loan Documents”, all of which upon the satisfaction of all the conditions set forth in this Article 2 shall be deemed part of the “Loan Documents” referred to in the Loan Agreement), executed by the each of the parties hereto and the parties thereto where provided, respectively, and in form and substance satisfactory in all respects to Agent in its sole discretion, and when each of the other conditions set forth below has been fulfilled to the satisfaction of Agent:

 

A.                                    Evidence satisfactory to Agent that the closing of the OMNI Acquisition has occurred and, in conjunction therewith, that any Lien encumbering the assets of OMNI or any OMNI Subsidiary that is not a Permitted Encumbrance has been terminated;

 

2

 

B.                                    A Guaranty Agreement (the “OMNI Guaranty Agreement”) entered into by OMNI and each subsidiary of OMNI (collectively, the “OMNI Subsidaries”), excepting Central FL, containing the absolute, joint and several guarantee of payment by each of them, respectively, of the Obligations, and which shall be supplemental to any and each Guaranty Agreement heretofore given by any other Subsidiary Guarantor;

 

C.                                    A Pledge of Equity Interests containing the grant to Agent for the ratable benefit of the Lenders, as part of the Collateral for the Obligations in each case, by NHI of one hundred percent (100%) of the issued and outstanding shares of capital stock of OMNI, and by OMNI and the applicable subsidiaries of OMNI of all of the Equity Interests of each OMNI Subsidiary owned by them, respectively, including delivery, in conjunction with or promptly following such pledge, of all certificates evidencing any such ownership and related stock or membership unit powers, as applicable, endorsed by the entity pledging same;

 

D.                                    A security agreement (“OMNI Security Agreement”) pursuant to which OMNI and each of the OMNI Subsidiaries shall grant to Agent for the ratable benefit of the Lenders a continuing first priority security interest in all of the personal property of each as part of the Collateral for the Obligations, which OMNI Security Agreement shall be supplemental to any other Security Agreement heretofore executed and delivered;

 

E.                                     An Incumbency Certificate and Certified Copy of Resolutions for AFI, NHI, OMNI and each of the OMNI Subsidiaries, authorizing the execution and delivery of this Agreement and the other Additional Loan Documents to which each is a party, respectively, and including a copy of the organization documents for OMNI and each OMNI Subsidiary, and evidence of the valid existence of each and of AFI and NHI;

 

F.                                      An opinion of counsel to AFI as to the due authorization, execution, delivery and enforceability of the Additional Loan Documents by and with respect to AFI, NHI, OMNI and each OMNI Subsidiary, and such other matters as Agent reasonably requests;

 

G.                                    Agent shall receive such other documents, instruments and certificates, if any, as Agent may reasonably request to insure the binding effect in accordance with the terms thereof of the Credit Agreement as modified by this Amendment, and the Additional Loan Documents.

 

ARTICLE 3.

 

Other Provisions

 

3.1                               AFI hereby restates and confirms each of the representations, warranties and covenants contained in the Credit Agreement and the other Loan Documents, as modified by this Amendment, and confirms and agrees that it has no defenses, offsets or counterclaims with respect thereto.  Without limitation of the preceding sentence, AFI represents and warrants that this Amendment and the Additional Loan Documents have been executed and delivered by a representative of AFI and each Subsidiary Guarantor that is a party thereto who is duly authorized to do so and that the same are valid and binding on each.

 

3

 

3.2                               AFI agrees to reimburse Agent for all expenses incurred by Agent and Lenders in connection with the preparation, execution, delivery and performance of this Amendment, including, without limitation, for reasonable fees of legal counsel to Agent.

 

3.3                               Except as expressly modified by this Amendment, all terms and conditions of the Notes, the Credit Agreement, and the other Loan Documents shall remain in full force and effect as they were immediately prior to the execution and delivery of this Amendment, and those terms and conditions as modified are incorporated herein by this reference and shall govern this Amendment in all respects.  Upon the effectiveness of this Amendment, each reference in the Credit Agreement and the other Loan Documents to the “Credit Agreement” shall mean and be deemed a reference to the Credit Agreement as modified by this Amendment.

 

3.4                               This Amendment may not be modified in any respect except in writing signed by the party charged with such modification.  This Amendment constitutes the final, complete and exclusive agreement among Agent, Lenders and AFI concerning its subject matter and neither the Agent, Lenders nor AFI are relying on any oral agreements or understandings of any nature whatsoever with respect thereto.

 

3.5                               This Amendment shall be effective notwithstanding that it is executed in counterparts, and a facsimile or other reproduction of a signature of any party to it shall be effective to the same extent as the manual signature of such party, but such party shall furnish its manually signed signature pages to each other party promptly upon request of such other party.

 

3.6                               This Amendment shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky.

 

< signature pages follow >

 

4

 

(signature page to Second Amendment to Credit Agreement)

 

IN TESTIMONY WHEREOF, witness the signatures on behalf of AFI, Agent and Lenders effective as of the date first above written.

 

	
 
    	
 
    	
“AFI”
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
ALMOST FAMILY, INC., a Delaware corporation
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
By:
    	
/s/ C.   Steven Guenthner
    
	
 
    	
 
    	
 
    	
C.   Steven Guenthner, President, Principal Financial Officer, Secretary and   Treasurer
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
“Agent”   and “Lenders”
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
JPMORGAN CHASE BANK, N.A., as Agent and for itself   as a Lender
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
By:
    	
/s/   Karen Watson
    
	
 
    	
 
    	
 
    	
(signature)
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
Name:
    	
Karen   Watson
    
	
 
    	
 
    	
 
    	
(print)
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
Title:
    	
Authorized   Signer
    

 

5

 

(signature page to Second Amendment to Credit Agreement)

 

	
 
    	
 
    	
BANK   OF AMERICA, N.A., as a Lender
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
By:
    	
/s/   E. Mark Hardison
    
	
 
    	
 
    	
 
    	
(signature)
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
Name:
    	
E.   Mark Hardison
    
	
 
    	
 
    	
 
    	
(print)
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
Title:
    	
Vice   President
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
FIFTH   THIRD BANK, as a Lender
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
By:
    	
/s/   Vera B. McEvoy
    
	
 
    	
 
    	
 
    	
(signature)
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
Name:
    	
Vera   B. McEvoy
    
	
 
    	
 
    	
 
    	
(print)
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
Title:
    	
Healthcare   Officer
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
CITIBANK,   N.A., as a Lender
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
By:
    	
 
    
	
 
    	
 
    	
 
    	
(signature)
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
Name:
    	
 
    
	
 
    	
 
    	
 
    	
(print)
    
	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
Title:
    	
 
    

 

 

Attachments

 

— Schedule 3.01 (a)

 

6

 

Schedule 3.01 (a)

 

	
NAME OF ISSUER
    	
 
    	
JURISDICTION
    	
 
    	
BENEFICIAL
   OWNER
    	
 
    	
TYPE OF
   INTEREST
    	
 
    	
CERT.
   #
    	
 
    	
NO. SHARES
   /UNITS
   OUTSTANDING
    	
 
    	
% INTEREST
   OUTSTANDING
    
	
1.
    	
OMNI Home Health   Holdings, Inc.
   Tax ID:
   Org ID: 4508006
    	
 
    	
Delaware
    	
 
    	
National Health   Industries, Inc.
    	
 
    	
10 Shares
    	
 
    	
2
    	
 
    	
10 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
2.a
    	
SunCrest Healthcare,  Inc. 
   Tax ID:
   Org ID: 400237
    	
 
    	
Georgia
    	
 
    	
OMNI Home Health   Holdings, Inc.
    	
 
    	
Common Stock
    	
 
    	
55
    	
 
    	
265,148 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
2.b
    	
SunCrest Healthcare,  Inc. 
   Tax ID: 
   Org ID: 400237
    	
 
    	
Georgia
    	
 
    	
OMNI Home Health   Holdings, Inc.
    	
 
    	
B-1 Preferred
    	
 
    	
B-1-005
    	
 
    	
90,667 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
2.c
    	
SunCrest Healthcare,  Inc. 
   Tax ID:
   Org ID: 400237
    	
 
    	
Georgia
    	
 
    	
OMNI Home Health   Holdings, Inc.
    	
 
    	
B-2 Preferred
    	
 
    	
B-2-020
    	
 
    	
19,708 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
2.d
    	
SunCrest Healthcare, Inc.
   Tax ID: 
   Org ID: 400237
    	
 
    	
Georgia
    	
 
    	
OMNI Home Health   Holdings, Inc.
    	
 
    	
C Preferred
    	
 
    	
C-004
    	
 
    	
40,3856 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
3.
    	
BGR Acquisition, LLC
   Tax ID: L06000098860
   Org ID: 510606314
    	
 
    	
Florida
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
4.
    	
SunCrest Healthcare of Middle   TN, LLC
   Tax ID:
   Org ID: 000534537
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
5.
    	
SunCrest Healthcare of East   Tennessee, LLC
   Tax ID:
   Org ID: 00588238
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    

 

7

 

	
6.
    	
SunCrest Healthcare of West   Tennessee, LLC
   Tax ID:
   Org ID: 000559681
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
7.
    	
SunCrest Companion Services,   LLC
   Tax ID:
   Org ID: 000588237
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
8.
    	
SunCrest Home Health of South   GA, Inc.
   Tax ID:
   Org ID: 3037586
    	
 
    	
Georgia
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
9.
    	
SunCrest Outpatient Rehab   Services of TN, LLC
   Tax ID:
   Org ID: 000603548
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
10.
    	
SunCrest Outpatient Rehab   Services, LLC
   Tax ID:
   Org ID: 000563554
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
11.
    	
SunCrest Home Health of   AL, Inc.
   Tax ID:
   Org ID: 261-690
    	
 
    	
Alabama
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
12.
    	
SunCrest Home Health of   Georgia, Inc.
   Tax ID:
   Org ID: 2511213
    	
 
    	
Georgia
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
100 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
13.
    	
SunCrest Home Health of Central   FL, LLC
   Tax ID: 272020510
   Org ID: L10000022063
    	
 
    	
Florida
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
65
    	
 
    	
65%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
14.
    	
SunCrest Home Health of   Nashville, Inc.
   Tax ID:
   Org ID: 000627890
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
2
    	
 
    	
1,000 shares
    	
 
    	
100%
    

 

8

 

	
15.
    	
SunCrest Home Health of   Manchester, Inc.
   Tax ID:
   Org ID: 000642295
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
16.
    	
SunCrest TeleHealth   Services, Inc.
   Tax ID:
   Org ID: 000645556
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
17.
    	
SunCrest Home Health-Southside,   LLC
   Tax ID:
   Org ID: 4014293
    	
 
    	
Georgia
    	
 
    	
SunCrest Home Health of   Georgia, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
18.
    	
SunCrest LBL Holdings, Inc.
   Tax ID:
   Org ID: 000642297
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
19.
    	
SunCrest Home Health of   Claiborne County, Inc.
   Tax ID:
   Org ID: 000655066:
    	
 
    	
Tennessee
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
20.
    	
SunCrest Home Health of Tampa,   LLC
   Tax ID: 273742788
   Org ID: L10000107528
    	
 
    	
Florida
    	
 
    	
SunCrest Healthcare, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
21.
    	
Trigg County Home   Health, Inc.
   Tax ID:
   Org ID: 0715426
    	
 
    	
Kentucky
    	
 
    	
SunCrest LBL   Holdings, Inc.
    	
 
    	
Common Stock
    	
 
    	
1
    	
 
    	
970 shares
    	
 
    	
97%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
22.
    	
Tennessee Nursing Services of   Morristown, Inc.
   Tax ID:
   Org ID: 000060015
    	
 
    	
Tennessee
    	
 
    	
SunCrest Home Health of   Claiborne County, Inc.
    	
 
    	
Common Stock
    	
 
    	
4
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
23.
    	
OMNI Home Health Services, LLC
   Tax ID:
   Org ID: 4508002
    	
 
    	
Delaware
    	
 
    	
OMNI Home Health   Holdings, Inc.
    	
 
    	
LLC Interest
    	
 
    	
1
    	
 
    	
100%
    	
 
    	
100%
    

 

9

 

	
24.
    	
Home Health Agency-Brevard, LLC
   Tax ID: 200375966
   Org ID: L08000043050
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
25.
    	
Home Health Agency —   Broward, Inc.
   Tax ID: 010713878
   Org ID: P01000111371
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
Common Stock
    	
 
    	
13
    	
 
    	
1,000 shares
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
26.
    	
Home Health Agency — Central   Pennsylvania, LLC 
   Tax ID: 201497787
   Org ID: L08000043051
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
27.
    	
Home Health Agency — Collier,   LLC
   Tax ID: 200832146
   Org ID: L08000043052
    	
 
    	
Florida

 

(INACTIVE)
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
28.
    	
Home Health Agency —   Hillsborough, LLC
   Tax ID: 593757325
   Org ID: L08000043054
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
29.
    	
Home Health Agency — Illinois,   LLC
   Tax ID: 593757324
   Org ID: L08000043056
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
30.
    	
Home Health Agency — Indiana,   LLC
   Tax ID: 201408322
   Org ID: L08000043055
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
31.
    	
Home Health Agency — Palm   Beaches, LLC
   Tax ID: 010713588
   Org ID: L08000043057
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
32.
    	
Home Health Agency —   Pennsylvania, LLC
   Tax ID: 593757322
   Org ID: L08000043058
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
33.
    	
Home Health Agency —   Philadelphia, LLC
   Tax ID: 201408427
   Org ID: L08000043059
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    

 

10

 

	
34.
    	
Home Health Agency — Pinellas,   LLC
   Tax ID: 593757320
   Org ID: L08000043060
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
35.
    	
OMNI Home Health — District 1,   LLC
   Tax ID: 200527436
   Org ID: L08000043061
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
36.
    	
OMNI Home Health — District 2,   LLC
   Tax ID: 200527566
   Org ID: L08000043062
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
37.
    	
OMNI Home Health — District 4,   LLC
   Tax ID: 201657488
   Org ID: L08000043063
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
Class B LLC Interest
    	
 
    	
3
    	
 
    	
700
    	
 
    	
70%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
38.
    	
OMNI Home Health — Hernando,   LLC
   Tax ID: 593741300
   Org ID: L08000043064
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
39.
    	
Omni Home Health —   Jacksonville, LLC
   Tax ID: 593754764
   Org ID: L08000043066
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
40.
    	
OMNI Health Management, LLC
   Tax ID: 043630085
   Org ID: L08000043081
    	
 
    	
Florida
    	
 
    	
OMNI Home Health Services, LLC
    	
 
    	
LLC Interest
    	
 
    	
2
    	
 
    	
100%
    	
 
    	
100%
    

 

11Exhibit 10.15

 

 

JPMORGAN CHASE BANK, N.A.

416 West Jefferson Street
 Louisville, Kentucky 40202

 

December 10, 2012

 

Almost Family, Inc.

9510 Ormsby Station Road, Suite 300

Louisville, Kentucky 40223

Attn:  Mr. C. Steven Guenthner

 

Re:                             Credit Agreement dated as of December 2, 2010 among Almost Family, Inc. (“AFAM”), 
 JPMorgan Chase Bank, N.A. as a Lender and as Administrative Agent thereunder, and the other Lenders parties thereto (the “Credit Agreement”)

 

Dear Steve:

 

Section 6.06[b] of the Credit Agreement limits the sum of cash dividends declared and paid by AFAM plus amounts expended by AFAM to repurchase shares of its capital stock to not greater than $20,000,000 in the aggregate during any fiscal year of AFAM.  AFAM has informed the Lenders that are parties to the Credit Agreement that AFAM intends to declare and pay a cash dividend on or before December 31, 2012 (the “Subject Dividend”), after giving effect to which the sum of all cash dividends plus amounts used by AFAM to repurchase shares of its capital stock during the fiscal year ending December 31, 2012 will be greater than $20,000,000 but will not exceed $21,000,000.

 

By their signatures below, the undersigned Lenders, constituting either the “Required Lenders” as defined in the Credit Agreement, or all of the Lenders under the Credit Agreement, hereby agree to substitute the amount of $21,000,000 for the amount of $20,000,000 in Section 6.06[b] of the Credit Agreement [i] solely with respect to the fiscal year of AFAM ending December 31, 2012, it being understood and agreed that the amount of $20,000,000 will remain effective as to all fiscal years of AFAM thereafter, and [ii] conditioned and in reliance upon the affirmation by AFAM, as evidenced by its signature below, that, in accordance with Section 6.06, immediately after giving effect to the Subject Dividend no Default or Event of Default shall have occurred and be existing.

 

The consent set forth in the immediately preceding paragraph of this letter shall be effective when, and only when, this letter has been executed by representatives of Lenders constituting the Required Lenders as defined in the Credit Agreement, as well as by AFAM.  The joinder of AFAM and Lenders to this letter shall be effective notwithstanding that the letter is executed in counterparts, and a facsimile or other reproduction of a signature of AFAM or a Lender shall be effective to the same extent as the manual signature of AFAM or such Lender.  The consent of the Lenders set forth in this letter applies only to the specific circumstances addressed by it, and shall not imply any obligation on the part of Lenders to consent to any other circumstance for which the consent of Lenders is required pursuant to the Credit Agreement.

 

	
 
    	
 
    	
Very truly yours,
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
JPMORGAN CHASE BANK, N.A., as   a Lender and
    
	
 
    	
 
    	
as Administrative Agent
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
By:
    	
/s/James D. Baker, Jr.
    
	
 
    	
 
    	
 
    	
(signature)
    
	
 
    	
 
    	
Name:
    	
James D. Baker, Jr.
    
	
 
    	
 
    	
 
    	
(print)
    
	
 
    	
 
    	
Title:
    	
Division Manager
    

 

 

	
AGREED:
    	
 
    
	
 
    	
 
    
	
BANK OF AMERICA, N.A., as a   Lender
    	
 
    
	
 
    	
 
    
	
 
    	
 
    
	
By:
    	
/s/ E. Mark Hardison
    	
 
    
	
 
    	
(signature)
    	
 
    
	
Name:
    	
E. Mark Hardison
    	
 
    
	
 
    	
(print)
    	
 
    
	
Title:
    	
Vice President
    	
 
    
	
 
    	
 
    
	
 
    	
 
    
	
CITIBANK, N.A., as a   Lender
    	
 
    
	
 
    	
 
    
	
 
    	
 
    
	
By:
    	
/s/ Blake Gronich
    	
 
    
	
 
    	
(signature)
    	
 
    
	
Name:
    	
Blake Gronich
    	
 
    
	
 
    	
(print)
    	
 
    
	
Title:
    	
Vice President
    	
 
    
	
 
    	
 
    
	
 
    	
 
    
	
FIFTH THIRD BANK, as a   Lender
    	
 
    
	
 
    	
 
    
	
 
    	
 
    
	
By:
    	
/s/ Jeffrey A. Thieman
    	
 
    
	
 
    	
(signature)
    	
 
    
	
Name:
    	
Jeffret A. Thieman
    	
 
    
	
 
    	
(print)
    	
 
    
	
Title:
    	
Senior Vice President
    	
 
    
	
 
    	
 
    
	
 
    	
 
    
	
AFFIRMED:
    	
 
    
	
 
    	
 
    
	
ALMOST FAMILY, INC.
    	
 
    
	
 
    	
 
    
	
 
    	
 
    
	
By:
    	
/s/ C. Steven Guenthner
    	
 
    
	
 
    	
(signature)
    	
 
    
	
Name:
    	
C. Steven Guenthner
    	
 
    
	
 
    	
(print)
    	
 
    
	
Title:
    	
President
    	
 
    

 

2

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