Document:

<PAGE>

                                                                  EXHIBIT 10.5.3

                             EMPLOYMENT AGREEMENT
                             --------------------

     AGREEMENT made as of the 1st day of February, 2000 by and between
Lighthouse Landings Inc., a New Jersey corporation with offices at 195 Fairfield
Avenue, Suite C. West Caldwell, New Jersey 07006 (the "Company"), and Anthony T.
Colasanti residing at 6 McManus Court., West Orange, New Jersey 07052 (the
"Employee").

                              W I T N E S S E T H
                              - - - - - - - - - -

     WHEREAS, the Company wishes to assure itself of the services of the
Employee, and the Employee wishes to serve in the employ of the Company, upon
the terms and conditions hereinafter set forth.

     NOW, THEREFORE, in consideration of the premises and the mutual agreements
hereinafter set forth, the parties hereto, intending to be legally bound, hereby
agree as follows:

     1.  Employment Term.
         ---------------

         1.1   The Company agrees to employ the Employee, and the Employee
agrees to serve in the employ of the Company, for the term set forth in Section
1.2, in the position and with the responsibilities, duties and authority set
forth in Section 2 and on the other terms and conditions set forth in this
Agreement.

          1.2  The term of the Employee's employment under this Agreement shall
be the period commencing on the date hereof and continuing through December 31,
2002, unless sooner terminated in accordance with this Agreement.

     2.  Position, Duties.  The Employee shall serve the Company as the Vice
         ----------------
President and Secretary of the Company.  The Employee shall report to, and shall
have such duties and responsibilities as shall be reasonably assigned to the
Employee, by the Board of Directors of the Company which duties and
responsibilities shall include responsibility for the Company's business plans,
budgets, corporate legal policies and programs.  The Employee shall perform his
duties and responsibilities hereunder faithfully and diligently.  The Employee
shall devote such time and attention as is required for the performance of his
duties and responsibilities hereunder.  The Employee hereby represents that he
is not bound by any confidentiality agreements or restrictive covenants with
anyone other then the Company which restrict or may restrict his ability to
perform
<PAGE>

his duties hereunder, and agrees that he will not enter into any such agreements
or covenants during the term of his employment hereunder, except such
restrictive covenants or confidentiality agreements which are required by the
Company. The Employee shall be based at the offices of the Company for the
duration of the term of this Agreement.

     3.  Compensation.
         ------------

         3.1  Base Salary.  During the term of this Agreement, in consideration
              -----------
of the performance by the Employee of the services set forth in Section 2 and
his observance of the other covenants set forth herein, the Company shall pay
the Employee, and the Employee shall accept, a base salary at the rate of One
Hundred and Twenty Thousand Dollars ($120,000.00) per annum, payable in
accordance with the standard payroll practices of the Company.  In addition to
the base salary payable hereunder, the Employee shall be entitled to receive
merit increases in salary during the term hereof in amounts and at such times as
shall be determined by the Board of Directors of the Company in its sole
discretion.

         3.2  Bonus.  The Employee shall be eligible to receive an annual bonus
              -----
based on achievement by the Company of growth performance goals as established
by the Board of Directors in its sole discretion.

         3.3  Warrants.  Employer shall issue three stock warrants to Employee
              --------
with each warrant permitting Employee to purchase 50,000 shares of Employer
stock within a three year period from the date of issuance  at $1.00 per share.
The first warrant shall be issued to Employee upon the execution hereof and the
2nd and 3rd warrants shall be issued on the 2nd and 3rd annual anniversary of
this Agreement.

         3.4  Anti Dilution.  The Employer shall take no action nor permit any
              -------------
action to be taken which would in any manner cause the Employer stock warrants
to be diluted in any fashion including but not limited to, stock dividends, or a
stock split without notice to Employee and the amendment of Employee's warrants
to enable Employee to participate in any such enhancement of his warrants.

     4.  Expense Reimbursement.  During the term of the Employee's employment by
         ---------------------
the Company pursuant to this Agreement, consistent with the Company's policies
and procedures as may be in effect from time to time, the Company shall
reimburse the Employee for all reasonable and

                                      -2-
<PAGE>

necessary out-of-pocket expenses incurred by him in connection with the
performance of his duties hereunder, upon the presentation of proper accounts
there for in accordance with the Company's policies. Employees shall be entitled
to a $700.00 per month automobile allowance.

     5.  Other Benefits.  During the term of the Employee's employment by the
         --------------
Company pursuant to this Agreement, the Employee shall be entitled to receive
four weeks paid vacation time per annum and such other benefits as are from time
to time made available to employees including but not limited to health
benefits, retirement and pension plans.  Employee shall have the right to
receive the monetary value of such benefits should Employee not be a participant
in such benefits. In addition, the Employee shall be entitled to receive (i) a
Five Hundred Thousand Dollar ($500,000.00) term life insurance policy on the
life of the Employee and (ii) disability insurance with maximum allowable
coverage and a 90 day waiting or elimination period.

     6.  Termination of Employment.
         -------------------------

         6.1  Death.  In the event of the death of the Employee during the term
              -----
of this Agreement, the Company shall pay to the estate or other legal
representative of the Employee the salary provided for in Section 3.1 (at the
annual rate then in effect) accrued to that date which is six months after the
Employee's date of death and not theretofore paid, and the estate or other legal
representative of the Employee shall have no further rights under this
Agreement.

         6.2  Disability.  If the Employee shall become incapacitated by reason
              ----------
of sickness, accident or other physical or mental disability and shall for a
period of ninety (90) consecutive days be unable to perform his normal duties
hereunder, with or without reasonable accommodation, the employment of the
Employee hereunder may be terminated by the Company upon thirty (30) days' prior
written notice to the Employee.  Promptly after such termination, the Company
shall pay to the Employee the salary provided for in Section 3.1 (at the annual
rate then in effect) accrued to the date of such termination and not theretofore
paid.  Neither the Employee nor the Company shall have any further rights or
obligations under this Agreement, except as provided in Sections 7, 8, 9 and 10.

         6.3  Due Cause.  The employment of the Employee hereunder may be
              ---------
terminated by the Company at any time during the term of this Agreement for Due
Cause (as hereinafter defined).  In the event of such termination, the Company
shall pay to the Employee the salary provided for in Section 3.1 (at the annual
rate then in effect) accrued to the date of such termination

                                      -3-
<PAGE>

and not theretofore paid to the Employee, and, after the satisfaction of any
claim of the Company against the Employee arising as a direct and proximate
result of such Due Cause, neither the Employee nor the Company shall have any
further rights or obligations under this Agreement, except as provided in
Sections 7, 8, 9 and 10. For purposes hereof, "Due Cause shall mean (a) a
material breach of any of the Employee's obligations hereunder (it being
understood that any breach of the provisions of Sections 2, 7, 8 or 9 hereof
shall be considered material); (b) the habitual abuse of alcohol or unprescribed
drugs by the Employee to an extent that such use interferes with the performance
by the Employee of his responsibilities hereunder; or (c) that the Employee, in
carrying out his duties hereunder, has been guilty of gross mismanagement
resulting in material harm to any member of the Company Group (as hereinafter
defined); or (d) that the Employee has been convicted of, or entered a plea of
nolo contendere to, (i) a felony or (ii) any lesser crime or offense involving
---- ----------
moral turpitude. In the event of an occurrence under this Section 6.3, the
Employee shall be given written notice by the Company that it intends to
terminate the Employee's employment for Due Cause under this Section, which
written notice shall specify the act or acts upon the basis of which the Company
intends so to terminate the Employee's employment. If the basis for such written
notice is an act or acts described in clause (a) or (b) above (and not involving
moral turpitude), the Employee shall be given twenty (20) days with respect to
an act or acts described in clause (a) and sixty (60) days with respect to an
act or acts described in clause (b) to cease or correct the performance (or
nonperformance) giving rise to such written notice and, upon failure of the
Employee within such twenty (20) days or sixty (60) days, as applicable, to
cease or correct such performance (or nonperformance), the Employee s employment
by the Company shall automatically be terminated hereunder for Due Cause.

         6.4  Other Termination by the Company.  The Company may terminate the
              --------------------------------
Employee's employment prior to the expiration of the term of this Agreement for
whatever reason it deems appropriate; provided, however, that in the even that
such termination is not pursuant to Sections 6.1, 6.2 or 6.3, the Company shall
(i) pay to the Employee in a lump sum one and one half times his annual salary
provided for in Section 3.1 (at the annual rate then in effect) and (ii) give
employee warrants granting Employee the right to purchase 150,000 shares of the
Company's common stock at $1.00 her share over a period of five (5) years from
the date of termination. Neither

                                      -4-
<PAGE>

the Employee nor the Company shall have any further rights or obligations under
this Agreement, except as provided in Sections 7, 8, 9 and 10.

         6.5  Termination by the Employee by Resignation.  This Agreement may
              ------------------------------------------
be terminated by the Employee, at any time upon 30 days prior written notice to
the Company, upon the occurrence of a change in the Employee's responsibilities
which represents a material adverse change from his responsibilities as
described in Section 2 (which, is not cured within such 30-day period).

     Upon any such termination in accordance with this Section 6.5, the Company
shall continue to pay to the Employee (or his estate or other legal
representative in the case of the death of the Employee subsequent to such
termination), in the same periodic installments as his annual salary was paid,
the salary provided for in Section 3.1 (at the annual rate then in effect) until
end of term.

         6.6  Intentionally Left Blank.
              ------------------------

         6.7  Rights to Benefits.  Upon termination of employment under any
              ------------------
provision contained in this Section 6, rights and benefits of the Employee, his
estate or other legal representative under the employee benefit plans and
programs of the Company, if any, will be determined in  accordance with the
terms and provisions of such plans and programs.  Neither the Employee nor the
Company shall have any further rights or obligations under this Agreement,
except as provided in Sections 7, 8, 9 and 10.

     7.  Confidential Information.
         ------------------------

         7.1  (a)  The Employee shall, during the Employee's employment with
the Company and at all times thereafter, treat all confidential material (as
hereinafter defined) of the Company or any of the Company's subsidiaries,
affiliates or parent entities (the Company and the Company's subsidiaries,
affiliates and parent entities being hereinafter collectively referred to as the
"Company Group") confidentially.  The Employee shall not, without the prior
written consent of the Board of Directors of the Company, disclose such
confidential material, directly or indirectly, to any party, who at the time of
such disclosure is not an employee or agent of any member of the Company Group,
or remove from the Company's premises any notes or records relating thereto,
copies or facsimiles thereof (whether made by electronic, electrical, magnetic,
optical, laser, acoustic or other means), or any other property of any member of
the Company Group.  The Employee agrees that all

                                      -5-
<PAGE>

confidential material, together with all notes and records of the Employee
relating thereto, and all copies or facsimiles thereof in the possession of the
Employee (whether made by the foregoing or other means) are the exclusive
property of the Company.

              (b)   For the purposes hereof, the term "confidential material"
shall mean all information in any way concerning the activities, business or
affairs of any member of the Company Group or any of the customers of any member
of the Company Group, including, without limitation, information concerning
trade secrets, together with all sales and financial information concerning any
member of the Company Group and any and all information concerning projects in
research and development or marketing plans for any products or projects of the
Company Group, and all information concerning the practices and customers of any
member of the Company Group; provided, however, that the term "confidential
material" shall not include information which becomes generally available to the
public other than as a result of a disclosure by the Employee.

         7.2  Promptly upon the request of the Company, the Employee shall
deliver to the Company all confidential material relating to any member of the
Company Group in the possession of the Employee without retaining a copy
thereof, unless, in the written opinion of counsel for the Company delivered to
the Employee, either returning such confidential material or failing to retain a
copy thereof  would violate any applicable Federal, state, local or foreign law,
in which event such confidential material shall be returned without retaining
any copies thereof as soon as practicable after such counsel advises in writing
to the Employee that the same may be lawfully done.

         7.3  In the event that the Employee is required, by oral questions,
interrogatories, requests for information or documents, subpoena, civil
investigative demand or similar process, to disclose any confidential material
relating to any member of the Company Group, the Employee shall provide the
Company with prompt notice thereof so that the Company may seek an appropriate
protective order and/or waive compliance by the Employee with the provisions
hereof.

     8.  Non-Competition.
         ---------------

         8.1  The Employee acknowledges that the services to be rendered by him
to the Company are of a special and unique character.  The Employee agrees that,
in consideration of his employment hereunder, the Employee will not, (a) (A)
during the term of this Agreement and (B) until two (2) years from the date of
termination of the Employee's employment with the Company

                                      -6-
<PAGE>

or any other member of the Company Group, directly or indirectly, (w) engage,
whether as principal, agent, investor, distributor, representative, stockholder,
employee, consultant, volunteer or otherwise, with or without pay, in any
activity or business venture which is competitive with the Business (as
hereinafter defined), (x) solicit or entice or endeavor to solicit or entice
away from any member of the Company Group any person who was or is at the time
of solicitation, a director, officer, employee, agent or consultant of such
member of the Company Group, on the Employee's own account or for any person,
firm, corporation or other organization, whether or not such person would commit
any breach of such person's contract of employment by reason of leaving the
service of such member of the Company Group, (y) solicit or entice or endeavor
to solicit or entice away any of the clients or customers or potential clients
or customers of any member of the Company Group, either on the Employee's own
account or for any other person, firm, corporation or organization, or (z)employ
any person who was or is at the time of employment, a director, officer or
employee of any member of the Company Group or any person who is or may be
likely to be in possession of any confidential information or trade secrets
relating to the business of any member of the Company Group, or (b) at any time
take any action or make any statement, the effect of which would be, directly or
Company Group or the business reputation or good name of any indirectly, to
impair the good will of any member of the member of the Company Group, or be
otherwise detrimental to the Company, including any action or statement
intended, directly or indirectly, to benefit a competitor of any member of the
Company Group. For purposes hereof, "Business" shall mean the business of the
Company and any member of the Company Group including but not limited to
Lighthouse Landings Inc. and Lighthouse Fast Ferry Holdings Inc. their
affiliates and subsidiaries, and any other related activities developed by the
Company or any member of the Company Group.

         8.2   The Employee and the Company agree that if, in any proceeding,
the court or authority shall refuse to enforce the covenants herein set forth
because such a geographic area or too long a period of time, any such covenant
shall be deemed appropriately amended and modified in keeping with the intention
of the parties to the maximum extent permitted by law.

         8.3   The Employee expressly acknowledges and agrees that the covenants
and agreements set forth in this Section 8 are reasonable in all respects, and
necessary in order to protect, maintain and preserve the value and goodwill of
the Company Group, as well as the proprietary and

                                      -7-
<PAGE>

other legitimate business interests of the members of the Company Group. The
Employee acknowledges and agrees that the covenants and agreements of the
Employee set forth in this Section 8 constitute a significant part of the
consideration given by the Employee to the Company in exchange for the salary
and benefits provided for in this Agreement, and are a material reason for such
payment.

     9.  Intellectual Property.
         ---------------------

         9.1  Any and all intellectual property, inventions or software made,
developed or created by the  Employee (a) during the term of this Agreement or
(b) within a period of one year after the termination of the Employee's
employment with the Company or any other member of the Company Group, which
reasonably relate to the business of the Company or any other member of the
Company Group or which reasonably relate to any business conducted by the
Company during the term of the Employee's employment by the Company (each, an
"Invention"), whether at the request or suggestion of the Company or otherwise,
whether alone or in conjunction with others, and whether during regular working
hours of work or otherwise, shall be promptly and fully disclosed by the
Employee to the Board of Directors of the Company and shall be the Company's
exclusive property as against the Employee, and the Employee shall promptly
deliver to the Board of Directors all papers, drawings, models, data and other
material relating to any Invention made, developed or created by him as
aforesaid.  In addition, the Employee covenants and agrees to disclose to the
Board of Directors any Invention developed or created by the Employee during the
term of this Agreement, whether or not such Invent ion relates to the business
being conducted by the Company or any other member of the Company Group at the
time of development or creation of such Invention.

         9.2  The Employee hereby expressly acknowledges and agrees that any
Invention developed or created by the Employee during the term of this Agreement
which reasonably relates to the business of the Company or any other member of
the Company Group or which reasonably relates to the business conducted by the
Company during the Employee's employment by the Company shall be considered
"works made for hire" within the meaning of the Copyright Act of 1976, as
amended (17 U.S.C. (S) 101).  Each such invention as well as all copies of such
Invention in whatever medium fixed or embodied, shall be owned exclusively by
the Company as of the date of creation.

                                      -8-
<PAGE>

         9.3  The Employee shall, upon the Company's request and without any
payment therefor, execute any documents necessary or advisable in the opinion of
the Company's counsel to direct issuance of patents or copyrights of the Company
with respect to such Invention as are to be in the Company's exclusive property
as against the Employee under this Section 9 or to vest in the Company title to
such inventions as against the Employee, the expense of securing any such patent
or copyright, to be borne by the Company.  In addition, the Employee agrees not
to file any patent, copyright or trademark applications related to such
Invention.

    10.  Equitable Relief.  In the event of a breach or threatened breach by
         ----------------
the Employee of any of the provisions of Sections 7, 8 or 9 of this Agreement,
the Employee hereby consents and agrees that the Company shall be entitled to
pre-judgment injunctive relief or similar equitable relief restraining the
Employee from committing or continuing any such breach or threatened breach or
granting specific performance of any act required to be performed by the
Employee under any of such provisions, without the necessity of showing any
actual damage or that money damages would not afford an adequate remedy and
without the necessity of posting any bond or other security.  The parties hereto
hereby consent to the jurisdiction of the federal courts located in New Jersey
and the state courts located in such District for any proceedings under this
Section 10.  Nothing herein shall be construed as prohibiting the Company from
pursuing any other remedies at law or in equity which it may have.

    11.  Successors and Assigns.
         ----------------------

         11.1  Assignment by the Company.  The Company may assign this
               -------------------------
Agreement to any member of the Company Group or to any entity which acquires
substantially all the assets and business of the Company, and the Employee
hereby consents to such assignment.

         11.2  Assignment by the Employee.  The Employee may not assign this
               --------------------------
Agreement or any part hereof without the prior written consent of the Board of
Directors of the Company.

    12.  Governing Law.  This Agreement shall be deemed a contract made under,
         -------------
and for all purposes shall be construed in accordance with, the laws of New
Jersey or such other State in which the Employee's principal business office is
located if his principal business office no longer is in New Jersey applicable
to contracts to be performed entirely within such State.

                                      -9-
<PAGE>

    13.  Entire Agreement.  This Agreement contains all the understandings and
         ----------------
representations between the parties hereto pertaining to the subject matter
hereof and supersede all undertakings and agreements, whether oral or in
writing, if there be any, previously entered into by them with respect thereto;
provided, however, that Section 8 shall not serve as a limitation of the terms
of-any other non-competition agreement between the Employee and any member of
the Company Group.

    14.  Modification and Amendment; Waiver.  The provisions of this Agreement
         ----------------------------------
may be modified, amended or waived, but only upon the written consent of the
party against whom enforcement of such modification, amendment or waiver is
sought and then such modification, amendment or waiver shall be effective only
to the extent set forth in such writing.  No delay or failure on the part of any
party hereto in exercising any right, power or remedy hereunder shall effect or
operate as a waiver thereof, nor shall any single or partial exercise thereof or
any abandonment or discontinuance of steps to enforce such right, power or
remedy preclude any further exercise thereof or of any other right, power or
remedy.

    15.  Notices.  All notices, requests or instructions hereunder shall be in
         -------
writing and delivered personally, sent by telecopier or sent by registered or
certified mail, postage prepaid, as follows:

     If to the Company:   To the address set forth above.

     Attention:  Chief Executive Officer
     Telecopy No.
     Telephone No.

     If to the Employee:

     Anthony T. Colasanti
     6 McManus Court
     W. Orange, New Jersey 07052

Either of the above addresses may be changed at any time by notice given as
provided above; provided, however, that any such notice of change of address
shall be effective only upon receipt. All notices, requests or instructions
given in accordance herewith shall be deemed received on the

                                      -10-
<PAGE>

date of delivery, if hand delivered or telecopied, and two business days after
the date of mailing, if mailed.

    16.  Arbitration.  Any controversy or claim arising out of or relating to
         -----------
this Agreement, or any breach hereof, shall, except as provided in Section 10
hereof, be settled by arbitration in accordance with the rules of the American
Arbitration Association for a single arbitrator then in effect and judgment upon
the award rendered by the arbitrator may be entered in any court having
jurisdiction thereof.  The arbitration shall be held in the Newark, New Jersey
area.

    18.  Expenses.  Each of the parties hereto shall bear his or its own costs
         --------
and expenses, including attorneys fees and disbursements, incurred in connection
with this Agreement and the transactions contemplated hereby.

    19.  Titles.  Titles of the sections of this Agreement are intended solely
         ------
for convenience and no provision of this Agreement is to be construed by
reference to the title of any section.

    20.  Severability.  Should any provision of this Agreement be held by a
         ------------
court of competent jurisdiction to be enforceable only if modified, such holding
shall not affect the validity of the remainder of this Agreement, the balance of
which shall continue to be binding upon the parties hereto with any such
modification to become a part hereof and treated as though originally set forth
in this Agreement.  The parties further agree that any such court is expressly
authorized to modify any such unenforceable provision of this Agreement in lieu
of severing such unenforceable provision from this Agreement in its entirety,
whether by rewriting the offending provision, deleting any or all of the
offending provision, adding additional language to this Agreement, or by making
such other modifications as it deems warranted to carry out the intent and
agreement of the parties as embodied herein to the maximum extent permitted by
law.  The parties expressly agree that this Agreement as so modified by the
court shall be binding upon and enforceable against each of them.  In any event,
should one or more of the provisions of this Agreement be held to be invalid,
illegal or unenforceable in any respect, such invalidity, illegality or
unenforceability shall not affect any other provisions hereof, and if such
provision or provisions are not modified as provided above, this Agreement shall
be construed as if such invalid, illegal or unenforceable provisions had never
been set forth herein.

                                      -11-
<PAGE>

    21.  Survivorship.  The respective rights and obligations of the parties
         ------------
hereunder shall survive any termination of this Agreement to the extent
necessary to the intended preservation of such rights and obligations.

    IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the
date first above written.

                              LIGHTHOUSE LANDINGS, INC., Employer

                              By: /s/ Anthony Cappaze
                                 _____________________________________________
                                  Name:
                                  Title:

                              /s/ Anthony Colasanti
                              ________________________________________________
                              Anthony T. Colasanti, Employee

                                      -12-<PAGE>

                                                                     EXHIBIT 4.2

         CHARTERED UNDER THE LAWS OF THE COMMONWEALTH OF PENNSYLVANIA

============                                                        ============

    No.                                                                Shares
                           New Harris Financial, Inc.
============                Harrisburg, Pennsylvania                ============

                         FULLY PAID AND NON-ASSESSABLE
                              PAR VALUE $.01 EACH

                                                  THE SHARES REPRESENTED BY THIS
                                                    CERTIFICATE ARE SUBJECT TO
                                                  RESTRICTIONS, SEE REVERSE SIDE

THIS CERTIFIES that                                              is the owner of

                           SHARES OF COMMON STOCK OF

                          New Harris Financial, Inc.
                          a Pennsylvania corporation

     The shares evidenced by this certificate are transferable only on the books
of New Harris Financial, Inc. by the holder hereof, in person or by attorney,
upon surrender of this certificate properly endorsed. The capital stock
evidenced hereby is not an account of an insurable type and is not insured by
the Federal Deposit Insurance Corporation or any other Federal or state
governmental agency.

     IN WITNESS WHEREOF, New Harris Financial, Inc. has caused this certificate
to be executed, by the facsimile signatures of its duly authorized officers and
has caused its a facsimile of its seal to be hereunto affixed.

By ____________________________   [SEAL]    By ____________________________
   RICHARD C. RUBEN, SECRETARY                 CHARLES C. PEARSON, JR.,
                                               PRESIDENT
<PAGE>

     The shares of common stock evidenced by this certificate are subject to a
limitation contained in the Articles of Incorporation of Harris Financial, Inc.
(the "Company") to the effect that no person shall directly or indirectly offer
to acquire or acquire the beneficial ownership of (I) more than 10% of any class
of any equity security of the Company or (ii) any securities convertible into
more than 10% of any class of any equity security of the Company. This
limitation shall not apply to (I) any offer with a view toward public resale
made exclusively to the Company or underwriters or a selling group acting on its
behalf, (ii) the purchase of shares by a tax-qualified employee stock benefit
plan or arrangement of the Company or a subsidiary of the Company and any
trustee of such a plan or arrangement, or (iii) any offer or acquisition
approved in advance by the affirmative vote of 80% of the members of the
Company's Board of Directors then in office. In the event shares are acquired in
violation of this provision, all shares beneficially owned by any person in
excess of 10% shall be considered "excess shares" and shall not be counted as
shares entitled to vote and shall not be voted by any person or counted as
voting shares in connection with any matters submitted to stockholders for a
vote.

     The Board of Directors of the Company is authorized by resolution or
resolutions, from time to time adopted, to provide for the issuance of serial
preferred stock in series and to fix and state the voting powers, designations,
preferences, limitations and restrictions thereof. The Company will furnish to
any shareholder upon request and without charge a full description of each class
of stock and any series thereof.

     The shares represented by this Certificate may not be cumulatively voted on
any matter. The Articles of Incorporation require the affirmative vote of the
holders of at least 75% of the voting stock of the Company, voting together as a
single class, to amend certain provisions of the Articles of Incorporation.

     The following abbreviations when used in the inscription on the face of
this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations.

TEN COM  -  as tenants in common  UNIF GIFT MIN ACT  -  ______ Custodian _______
                                                        (Cust)           (Minor)

TEN ENT  -  as tenants by the entirety
                                              Under Uniform Gifts to Minors Act

JT TEN   -  as joint tenants with right
            of survivorship and not as                 _________________________
            tenants in common                                   (State)

    Additional abbreviations may also be used though not in the above list

For value received, _________________ hereby sell, assign and transfer unto

------------------------------------

------------------------------------

PLEASE INSERT SOCIAL SECURITY NUMBER OR OTHER IDENTIFYING NUMBER

________________________________________________________________________________
    (please print or typewrite name and address including postal zip code of
                                   assignee)

________________________________________________________________________________

__________________________________________________________________ Shares of
the Common Stock represented by the within Certificate, and do hereby
irrevocably constitute and appoint __________________________ Attorney to
transfer the said shares on the books of the within named corporation with full
power of substitution in the premises.

Dated, _______________________

In the presence of                           Signature:

_________________________                    ___________________________________

NOTE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME OF THE
STOCKHOLDER(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE, IN EVERY PARTICULAR,
WITHOUT ALTERATION OR ENLARGEMENT, OR ANY CHANGE WHATEVER.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00011-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00011-of-00352.parquet"}]]