Document:

Rider Effective Date:     [11/01/2008]

  Contract Number:              
    [870152]

  Owner:                                               
    [Jane Doe]

  [Joint Owner:                   
              [John Doe]]

  

  

  
    

  

  Allianz Life Insurance Company

    of North America

  [PO Box 561

  Minneapolis, MN 55440-0561]

  [800.624.0197]

  

  

  	
          Index Performance Strategy Rider III

        

  

  

  This rider forms a part of the Base Contract to which it is attached and is effective on the Rider Effective Date shown
    above.  The Index Options provided by this rider are available for allocation on the next Index Anniversary that occurs on or immediately after the Rider Effective Date. Defined terms and contractual provisions are set forth in the Base Contract or are
    added in this rider.  This rider terminates as indicated under the Termination of this Rider provision.

  

  

  	
          Definitions

        

  

  

  Base Contract

  The contract to which this rider is attached.

  

  

  Buffer

  A Buffer is the maximum negative Index Return that we will absorb.  We declare a Buffer for each Index Option, and the
    Buffers will not change.  The Buffers are shown below.

  

  

  Cap

  A Cap is the maximum positive Performance Credit for the Index Option.  On the Term Start Date, we
    declare a Cap or that an Index Option is uncapped and we guarantee it for the Term.   If we declare that an Index Option is uncapped, there is no maximum positive Performance Credit for the Index Option on the Term End Date.  Caps are shown on your Index Options statement each year and will never be less than the Minimum Cap shown below.

  

  

  Index Option Base

  The value used to determine the dollar amount of the Performance Credit.  We establish an Index Option Base for each Index
    Option.

  

  

  Index Option Value

  The value in a selected Index Option.  We establish an Index Option Value for each Index Option.

  

  

  Index Value

  The value of an Index at the end of the Business Day.  Index Values are shown on your Index Options statement.

  

  

  Lock Date

  The Business Day that we receive an Authorized Request for a Performance Lock.

  

  

  Participation Rate

  A Participation Rate is a percentage of an Index Return used to calculate the Performance Credit for any Term. On the Term
    Start Date, we declare a Participation Rate and guarantee it for that Term. Participation Rates are shown on your Index Options statement each year and will never be less than the Minimum Participate Rate shown below.

  

  

  Performance Credit

  The return you may receive per Term when you allocate to an Index Performance Strategy III Index Option.

  
    
      S40904-IAI-INFORCE                                                                                                          1                                                                [Admin. Tracking Identifier]

    

    
      

    
      

      

    

  

  

  

  	
          Definitions
            continued from previous page

        

  

  

  Term

  The period of time from the Term Start Date to the Term End Date.  The Term is shown below.

  

  

  Term End Date

  The day on which a Term ends. A Term End Date may only occur on an Index Anniversary.

  

  

  Term Start Date

  The day on which a Term begins.  A Term Start Date may only occur on an Index Anniversary.

  

  

  	
          Contract Value

        

  

  

  The following is added to the “Contract Value” section.

  

  

  How we calculate Index Option Values

  On the first Term Start Date, the Index Option Value and Index Option Base for an Index Option are equal to the amount of
    any Purchase Payments and Transfers into the Index Option.

  

  

  At the end of each Business Day other than the Term Start Date or Term End Date, the Index Option Value is equal to the Index
    Option Base plus its Daily Adjustment.  We establish a Proxy Value to calculate the Daily Adjustment.  The Proxy Value is determined on each Business Day based on the value of a hypothetical set of put and call options as determined by an option
    pricing formula.  The Daily Adjustment is calculated before we process any Partial Withdrawal or deduct any Contract Charges using the Index Option Base, the current Proxy Value, and the Proxy Value as of the Term Start Date.

  

  

  At the end of each Business Day, we reduce the Index Option Value by the dollar amount withdrawn from the Index Option,
    including any Withdrawal Charge, and Contract Charges.  We deduct withdrawals from an Index Option proportionately based on the percentage of Contract Value in the Index Option, unless you specify otherwise.  We then reduce the Index Option Base by the
    same percentage by which the amount withdrawn reduced its associated Index Option Value.

  

  

  On the Term End Date, we calculate the Index Option Value for the Index Performance Strategy III Index Option by applying its
    associated Performance Credit to its Index Option Base.  If the Term End Date is not a Business Day, we calculate the Performance Credit on the next Business Day.

  

  

  On the Term End Date, we determine the Index Return for the Index Option.  The Index Return is the Index Value for the Term
    End Date, minus the Index Value from the Term Start Date, divided by the Index Value from the Term Start Date. If the Term Start Date is not a Business Day, we use the Index Value on the next Business Day.

  

  

  If there is a Cap, and the Index Return multiplied by the Participation Rate is positive and greater than or equal to the Cap
    for an Index Option, then the Performance Credit for the Index Option is equal to the Cap.  If the Index Return multiplied by the Participation Rate is positive, but less than the Cap, or if the Index Option is uncapped, then the Performance Credit for
    that Index Option is equal to the Index Return multiplied by the Participation Rate.  If the Index Return is zero or negative, but within the Buffer, then the Performance Credit for the Index Option is zero.  If the Index Return is negative and extends
    beyond the Buffer, then the Performance Credit for the Index Option is equal to the Index Return plus the Buffer.

  

  

  For an Index Option that receives a Performance Credit, we multiply its Performance Credit by its Index Option Base.  This
    result is then added to its Index Option Base.  We then set the Index Option Value equal to its Index Option Base.

  

  

  Finally, on the Term End Date, for the Index Option we:

  
    	
            •

          	
            Increase its Index Option Value and Index Option Base by the amount of any Additional Purchase Payments and
              Transfers into the Index Option;

          

  

  
    	
            •

          	
            Reduce its Index Option Value and Index Option Base by the amount transferred out of the Index Option; and

          

  

  
    	
            •

          	
            Reduce its Index Option Value and Index Option Base for Withdrawals (including any Withdrawal Charge) and Contract
              Charges.

          

  

  

  

  At the end of each Business Day we apply the Alternate Minimum Value if we pay a Death Benefit, upon annuitization, or if
    you take a Withdrawal.

  
    
      S40904-IAI-INFORCE                                                                                                          2                                                    [Admin. Tracking Identifier]

    

    
      

    
      

      

    

  

  

  

  

  

  

  

  	
          Alternate Minimum Value

        

  

  

  The Alternate Minimum Value provides a guaranteed minimum value on each of your Index Option Values when we pay a Death
    Benefit, upon annuitization, or if you take a Withdrawal.

  

  

  When we pay a Death Benefit, upon annuitization, or if you take a Full Withdrawal, we compare each of your Index Option
    Values (after deducting any applicable fees or charges) with its Alternate Minimum Value.  If your Index Option Value is less than its Alternate Minimum Value, we add the difference to the Index Option Value before determining the amount of the Death
    Benefit, Annuity Payment, or Withdrawal.

  

  

  If you take a Partial Withdrawal, we compare the percentage of Index Option Value withdrawn (including any Withdrawal
    Charge) with an equivalent percentage of its Alternate Minimum Value.  If the percentage of Index Option Value is less than the equivalent percentage of Alternate Minimum Value, we add the difference to the amount we pay to you as a Partial Withdrawal.

  

  

  On the Index Anniversary that occurs on or immediately following the Rider Effective Date, the Alternate Minimum Value is
    equal to its associated Index Option Base multiplied by the AMV Factor shown on the Index Options Contract Schedule plus any Accumulated Alternate Interest transferred into the Index Option.  We establish an Alternate Minimum Base to calculate
    interest.  On the Index Anniversary that occurs on or immediately following the Rider Effective Date, we set the Alternate Minimum Base equal to the AMB Factor multiplied by its Index Option Base.  The AMB Factor is shown on your Index Options Contract
    Schedule.  On each Business Day, the Alternate Minimum Value is equal to the AMV Factor multiplied by its Index Option Base on the Term Start Date (adjusted proportionately for any Withdrawals, including any Withdrawal Charge) plus the Accumulated
    Alternate Interest, any Accumulated Alternate Interest transferred into the Index Option, and any Daily Adjustment.  The Accumulated Alternate Interest is the total amount of Alternate Interest accrued.

  

  

  We credit Alternate Interest to each Alternate Minimum Value at the end of the day.  Each daily Alternate Interest is equal
    to the Alternate Interest Rate divided by 365 and then multiplied by its Alternate Minimum Base.  The Alternate Interest Rate is shown on your Index Options Contract Schedule.

  

  

  If you take a Partial Withdrawal, each Alternate Minimum Value, Alternate Minimum Base, and Accumulated Alternate Interest is
    reduced by the percentage of the Index Option Value withdrawn, including any Withdrawal Charge.

  

  

  If you transfer Index Option Value from an Index Option to another Index Option, we also transfer Accumulated Alternate
    Interest.  The dollar amount of Accumulated Alternate Interest transferred is equal to the dollar amount of Index Option Value transferred divided by the total Index Option Value for the Index Option prior to the transfer, then multiplied by the
    Accumulated Alternate Interest for the Index Option prior to the transfer.

  

  

  On each Term End Date or, if an Index Option Value has been locked, the Index Anniversary that occurs on or immediately after
    the Lock Date, we reset each Alternate Minimum Base to equal its Index Option Base multiplied by the AMB Factor plus its Accumulated Alternate Interest.

  

  

  	
          Performance Lock

        

  

  

  You can request a Performance Lock of the current Index Option Value for an unlocked Index Option by providing an Authorized
    Request.  We process the request on the Lock Date based on the values at the end of the Business Day. Compared with what you would have received as a Performance Credit on the Term End Date, if you exercise a Performance Lock, you may receive less than
    the full protection of the Buffer, less than the full Cap, or if uncapped, less than the full Index Return multiplied by the Participation Rate over the Term.

  

  

  Once an Index Option Value has been locked:

  
    	
            •

          	
            The Index Option Value will not change until the Index Anniversary that occurs on or immediately after the Lock
              Date, unless it is reduced for Withdrawals and any other Contract Charges;

          

  

  
    	
            •

          	
            You cannot unlock the Index Option; and

          

  

  
    	
            •

          	
            The locked Index Option will not receive a Performance Credit on the Term End Date.

          

  

  

  

  On the Index Anniversary that occurs on or immediately after the Lock Date, we set the Index Option Base equal to the Index
    Option Value and we will reallocate the Index Option Value according to your new allocation instructions. If you have not provided new allocation instructions, we will reallocate the Index Option Value into the same Index Option with a new Term.

  
    
      S40904-IAI-INFORCE                                                                                                          3                                                    [Admin. Tracking Identifier]

    

    
      

    

  

  

  

  

  

  	
          Index Performance Strategy III Index Options

        

  

  

  Allocation Guidelines:

  [1. Currently, you can select up to [5] of the Index Performance Strategy III Index Options.

  2. Allocations must be made in whole percentages.]

  

  

  [Part [A] Index Option Rider(s):]

   Index Performance Strategy III Index Options

  	
          Index

        	
          Buffer for all Terms

        	
           

          Minimum Cap for all Terms

           

        	
           

          Minimum Participation Rate for all Terms

           

        	
           

          Term

           

        
	
          [S&P 500® Index

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [3 Index Years]]

        
	
          [Nasdaq-100® Index

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [3 Index Years]]

        
	
          [Russell 2000® Index

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [3 Index Years]]

        
	
          [EURO STOXX 50®

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [3 Index Years]]

        
	
          [iShares® MSCI Emerging Markets
            ETF

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [3 Index Years]]

        
	
          [S&P 500® Index

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [6 Index Years]]

        
	
          [Nasdaq-100® Index

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [6 Index Years]]

        
	
          [Russell 2000® Index

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [6 Index Years]]

        
	
          [EURO STOXX 50®

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [6 Index Years]]

        
	
          [iShares® MSCI Emerging Markets ETF

        	
          [10.00]%

        	
          [3.00]%

        	
          [100.00]%

        	
          [6 Index Years]]

        

  

  

  The indexes do not reflect the dividends paid on the stocks underlying the market
    indexes.

  

  

  On the Income Benefit Date, for any Index Option that has not reached a Term End Date, we will lock the Index
    Option Value before we calculate Income Payments.

  

  

  	
          Rider Fee

        

  

  

  There is no fee for this rider.

  

  

  	
          Termination of this Rider

        

  

  

  This rider terminates on the earlier of the Business Day before the Annuity Date or the date the Base Contract terminates.

  
    
      S40904-IAI-INFORCE                                                                                                         
        4                                                    [Admin. Tracking
          Identifier]

    

    
      

    

  

  

  

  

  

  	
          Index Disclosures

        

  

  

  [The Index disclaimers will populate here based on our agreements with the index companies.]

  

  

  

  

  In all other respects the provisions, conditions, exceptions and limitations contained in the Base Contract remain unchanged
    and apply to this rider.

  

  

  Signed for the Company at its home office.

  

  

  

  

                                                                          Allianz Life
    Insurance Company

                                                                                    of
    North America

  

  

  [                       ]

  [Gretchen Cepek]                                                                          [Walter R. White]

  Secretary                                                                    President and CEO

  

  

                                            To obtain information, make an inquiry, or
    for assistance with a complaint,

                                                            please call our toll-free
    number at [800.624.0197].

   

  

   

  

  

  

  
    S40904-IAI-INFORCE                                                                                             5          
                                                                           [Admin. Tracking Identifier]Document

FORBEARANCE EXTENSION AGREEMENT
This Forbearance Extension Agreement (this “Agreement”) is entered into as of December 10, 2020, by and among GTT Communications, Inc., a Delaware corporation (the “U.S. Borrower”), GTT Communications, B.V., a company organized under the laws of the Netherlands (the “EMEA Borrower” and, together with the U.S. Borrower, the “Borrowers”), each other Credit Party party hereto, each of the undersigned Lenders (which constitute the Required Revolving Lenders) and KeyBank National Association, as Administrative Agent under the Credit Agreement (together with the Borrowers and the undersigned Lenders, the “Parties”). 
RECITALS
A.The U.S. Borrower, the EMEA Borrower, the lenders party thereto, KeyBank National Association, as administrative agent (in such capacity, the “Administrative Agent”), and certain other financial institutions party thereto, are parties to that certain Credit Agreement, dated as of May 31, 2018 (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”), under which the U.S. Borrower entered into the Revolving Commitments and incurred the U.S. Term Loans and the EMEA Borrower incurred the EMEA Term Loans.  Capitalized terms used herein shall, unless otherwise indicated, have the respective meanings set forth in the Credit Agreement.
B.The U.S. Borrower, the EMEA Borrower, certain other Credit Parties, the Administrative Agent and certain Lenders are party to the Forbearance Agreement (as amended, restated, supplemented or otherwise modified prior to the date hereof, the “Forbearance Agreement”), dated as of October 28, 2020 (the “Forbearance Effective Date”), under which the Lenders agreed to forbear from exercising rights and remedies against the Credit Parties with respect to the Lender Specified Defaults (as defined in the Forbearance Agreement).  

C.The Borrowers have requested that the Lenders extend the date and time set forth in clause (2) of the definition of Lender Forbearance Period (as defined in the Forbearance Agreement) to 8:00 a.m., New York City time, on December 28, 2020 (such request, the “Forbearance Extension Request”).  

D.The Lenders party hereto (which constitute the Required Revolving Lenders) are willing to agree to the Forbearance Extension Request subject to the terms and conditions set forth herein.

        NOW, THEREFORE, in consideration of the foregoing, the terms, covenants and conditions contained herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Parties hereto agree as follows:
SECTION 1.Consent to Forbearance Extension Request.  Each of the undersigned Lenders hereby consents to the Forbearance Extension Request, with such consent to be effective automatically upon the Administrative Agent’s receipt of:
(a)     executed counterpart signature pages of this Agreement from each Party to this Agreement (which signature pages may be delivered by counsel and in electronic form); and
(b)    an irrevocable written notice of the U.S. Borrower in accordance with the terms of Section 2.12(d) of the Credit Agreement, which shall, effective as of the date hereof, permanently reduce the Unused Total Revolving Commitment in an amount such that the Total Revolving 

Commitment, after giving effect to such commitment reduction on the date hereof, equals $85,718,058.65 (the “Revolving Commitment Reduction”).  
SECTION 2.Effect of Revolving Commitment Reduction.  Each of the undersigned Lenders: (a) hereby agrees that, solely during the Lender Forbearance Period (as defined in the Forbearance Agreement, after giving effect to the Forbearance Extension Request), notwithstanding the terms of (i) Section 7.07(a) of the Credit Agreement, (i) Section 3 of the Amendment No. 3 and Waiver to Credit Agreement, dated as of August 10, 2020, among the Borrowers, the other Credit Parties party thereto, the Lenders party thereto and the Administrative Agent, or (iii) any other provision of any Loan Document to the contrary, any determination during the Lender Forbearance Period of whether the Aggregate Revolving Facility Exposure exceeds 30% of the Total Revolving Commitment for purposes thereof shall be calculated based on the Total Revolving Commitment as of the Forbearance Effective Date, without giving effect to the Revolving Commitment Reduction; and (b) hereby waives, solely with respect to the Revolving Commitment Reduction described herein, (x) the requirement for three (3) Business Days’ prior notice of any such commitment reduction and (y) the requirement that any such commitment reduction be in an amount that is an integral multiple of $1,000,000, in each case, pursuant to Section 2.12(d) of the Credit Agreement.
SECTION 3.Reference To And Effect Upon The Credit Agreement.
(a)    All terms, conditions, covenants, representations and warranties contained in the Credit Agreement, and all rights of the Lenders, shall remain in full force and effect.  Each of the Borrowers hereby confirms that the Credit Agreement is in full force and effect and that such Borrower has no right of setoff, recoupment or other offset or any defense, claim or counterclaim with respect to the Credit Agreement or the applicable Loans.
(b)    Except as set forth herein, the execution, delivery and effectiveness of this Agreement shall not directly or indirectly (i) constitute a consent or waiver of any past, present or future violations of any provisions of the Credit Agreement nor constitute a novation of any of the Obligations under the Credit Agreement, (ii) amend, modify or operate as a waiver of any provision of the Credit Agreement or any right, power or remedy of any Lender, or (iii) constitute a course of dealing or other basis for altering the Credit Agreement or any other contract or instrument.  Except as set forth herein or in the Forbearance Agreement, each Lender party hereto reserves all of its rights, powers, and remedies under the Loan Documents and applicable laws.  
(c)    Each of the Credit Parties acknowledges and agrees that the agreement of the Forbearing Lenders (as defined in the Forbearance Agreement) to forbear from exercising their default-related rights and remedies, in accordance with the terms and provisions of the Forbearance Agreement, with respect to the Lender Specified Defaults (as defined therein) during the Lender Forbearance Period (as defined therein) does not in any manner whatsoever limit any Forbearing Lender’s right to insist upon strict compliance by such Borrower with the Credit Agreement, this Agreement or any other document during the Lender Forbearance Period, except as set forth herein.  
SECTION 4.Amendments. This Agreement may be modified, amended or supplemented only by an instrument in writing signed by the Borrowers and the Required Revolving Lenders.  Any provision in this Agreement may be waived by an instrument in writing signed by the Party against whom such waiver is to be effective. 

SECTION 5.GOVERNING LAW; CONSENT TO JURISDICTION.  THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK. THE PROVISIONS IN SECTION 11.08 OF THE CREDIT AGREEMENT ARE INCORPORATED HEREIN BY REFERENCE, MUTATIS MUTANDIS. 
SECTION 6.Construction.  This Agreement and all other agreements and documents executed and/or delivered in connection herewith have been prepared through the joint efforts of all of the Parties hereto.  Neither the provisions of this Agreement or any such other agreements and documents nor any alleged ambiguity therein shall be interpreted or resolved against any party on the ground that such party or its counsel drafted this Agreement or such other agreements and documents, or based on any other rule of strict construction.  Each of the Parties hereto represents and declares that such party has carefully read this Agreement and all other agreements and documents executed in connection therewith, and that such party knows the contents thereof and signs the same freely and voluntarily.  The Parties hereto acknowledge that they have been represented by legal counsel of their own choosing in negotiations for and preparation of this Agreement and all other agreements and documents executed in connection herewith and that each of them has read the same and had their contents fully explained by such counsel and is fully aware of their contents and legal effect.  Without limiting the generality of the foregoing, “option” and “discretion” shall be implied by the use of the words “if” and “may.”
SECTION 7.Counterparts.  This Agreement may be executed in counterparts (and by different Parties hereto in different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract.  Delivery of an executed counterpart of a signature page of this Agreement by telecopy or other electronic imaging means (including “.pdf”) shall be effective as delivery of a manually executed counterpart of this Agreement. The words “execution,” “signed,” “signature,” and words of like import in this Agreement shall be deemed to include electronic signatures or the keeping of electronic records in electronic form, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any other similar state laws based on the Uniform Electronic Transactions Act.
SECTION 8.Severability.  If any provision of this Agreement or the Credit Agreement is held to be illegal, invalid or unenforceable, (a) the legality, validity and enforceability of the remaining provisions of this Agreement and the Credit Agreement shall not be affected or impaired thereby and (b) the Parties shall endeavor in good faith negotiations to replace the illegal, invalid or unenforceable provisions with valid provisions the economic effect of which comes as close as possible to that of the illegal, invalid or unenforceable provisions.  The invalidity of a provision in a particular jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.
SECTION 9.Time of Essence.  Time is of the essence in the performance of the obligations of the Parties hereunder and with respect to all conditions to be satisfied by such Parties.
SECTION 10.Further Assurances.  Each of the Borrowers agrees to take all further actions and execute all further documents as the Required Revolving Lenders may from time to time reasonably request to carry out the transactions contemplated by this Agreement and all other agreements executed and delivered in connection herewith.

SECTION 11.Section Headings.  Section headings in this Agreement are included herein for convenience of reference only and shall not constitute part of this Agreement for any other purpose.
SECTION 12.Notices.  Except as set forth herein, all notices, requests, and demands to or upon the respective Parties hereto shall be given in accordance with the Credit Agreement or in such other manner and to such persons as agreed upon by the Parties hereto.
SECTION 13.Assignments.  This Agreement shall be binding upon and inure to the benefit of the Borrowers, the Lenders party hereto and their respective successors and assigns.
SECTION 14.Relationship of Parties; No Third Party Beneficiaries.  Nothing in this Agreement shall be construed to alter the existing debtor-creditor relationship between the Borrowers and the Lenders party hereto.  This Agreement is not intended, nor shall it be construed, to create a partnership or joint venture relationship between or among any of the Parties hereto.  No person other than a Party hereto is intended to be a beneficiary hereof and no person other than a Party hereto shall be authorized to rely upon or enforce the contents of this Agreement.
SECTION 15.Final Agreement.  THIS AGREEMENT, THE FORBEARANCE AGREEMENT AND THE CREDIT AGREEMENT REPRESENT THE FINAL AGREEMENT AMONG THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES.  THERE ARE NO UNWRITTEN ORAL AGREEMENTS AMONG THE PARTIES.

[Signature pages follow]

IN WITNESS WHEREOF, this Agreement has been executed by the Parties hereto as of the date first written above.
                        
                        GTT COMMUNICATIONS INC.

    By:    /s/ Donna Granato                                
Name: Donna Granato
        Title: Interim Chief Financial Officer

                        GTT COMMUNICATIONS, B.V.

    By:    /s/ Donna Granato                    
        Name: Donna Granato
        Title: Director
                
GTT AMERICAS LLC
GTT GLOBAL TELECOM GOVERNMENT SERVICES LLC
ELECTRA, LTD.
CORE 180 LLC
COMMUNICATIONS DECISIONS – SNVC, LLC
GC PIVOTAL LLC 

    By:    /s/ Donna Granato                            
Name: Donna Granato
        Title: Chief Financial Officer

    
: 

GTT – Forbearance Extension Agreement

                        KEYBANK NATIONAL ASSOCIATION, as Administrative Agent

    By:    /s/ Eric W. Domin                            
Name: Eric W. Domin
        Title:  VP

GTT – Forbearance Extension Agreement

KEYBANK NATIONAL ASSOCIATION, as a Revolving Lender

    By:    /s/ Eric W. Domin                        
Name: Eric W. Domin
    Title:  VP

GTT – Forbearance Extension Agreement

CREDIT SUISSE AG, Cayman Island Branch, as a Revolving Lender

    By:    /s/ Ranjit Lakhanpal                    
Name: Ranjit Lakhanpal
    Title:  Authorized Signatory

    By:    /s/ Didier Siffer                        
Name: Didier Siffer
    Title:  Authorized Signatory

GTT – Forbearance Extension Agreement

TRUST BANK, as a Revolving Lender

    By:    /s/ Frank McCormack                    
Name: Frank McCormack
    Title:  Senior Vice President

GTT – Forbearance Extension Agreement

Goldman Sachs Bank USA, as a Revolving Lender

    By:    /s/ Mahesh Mohan                    
Name: Mahesh Mohan
    Title:  Authorized Signatory

GTT – Forbearance Extension Agreement

CITIZENS BANK, N.A., as a Revolving Lender

    By:    /s/ Joseph Sileo                    
Name: Joseph Sileo
    Title:  SVP

GTT – Forbearance Extension Agreement

ING Capital LLC, as a Revolving Lender

    By:    /s/ Stephen M. Nettler                    
Name: Stephen M. Nettler
    Title:  Managing Director

    By:    /s/ Jonathan Feld                        
Name: Jonathan Feld
    Title:  Vice President

GTT – Forbearance Extension Agreement

Morgan Stanley Senior Funding, Inc., as a Revolving     Lender

                                                                        By:  /s/ Jonathan Kerner                                                                                                                                                                        
Name: Jonathan Kerner
                                                                        Title:  Vice President
GTT – Forbearance Extension Agreement

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