Document:

Eighth Amendment to Financing Agreement

 EXHIBIT 10.17 
  
 EIGHTH AMENDMENT TO FINANCING AGREEMENT 
  
 This EIGHTH AMENDMENT TO FINANCING AGREEMENT (this “Amendment”), dated as of June 30, 2004, is entered into
by and among KEY TRONIC CORPORATION, a Washington corporation (the “Company”), and THE CIT GROUP/BUSINESS CREDIT, INC., a New York corporation, as lender (the “Lender”). 
  
 RECITALS 
  
 A. The Company and the Lender previously entered into that certain Financing Agreement, dated August 22, 2001 (as amended,
supplemented, restated, and modified from time to time, the “Financing Agreement”), pursuant to which the Lender agreed to provide loans and other financial accommodations to the Company from time to time. 
  
 B. The Company has requested that the Lender amend the Financing Agreement in
certain respects, and the Lender is willing to agree to the Company’s request, subject to the terms and conditions of this Amendment. 
  
 AGREEMENT 
  
 NOW, THEREFORE, in consideration of the foregoing, the mutual covenants and agreements set forth below, and other valuable consideration, the receipt and
adequacy of which are hereby acknowledged, the parties agree as follows: 
  
 1. Definitions. Initially capitalized terms used but not otherwise defined in this Amendment have the respective meanings set forth in the Financing Agreement. 
  
 2. Amendment to Financing Agreement. Section 7.11(b) of the Financing
Agreement is hereby amended and restated in its entirety to read as follows: 
  
 “(b) maintain at all times EBITDA of not less than the respective amount as of the respective date set forth below measured monthly on a rolling twelve month basis in accordance with the methodology set forth in
Exhibit A hereto: 
  

				
	 Date

	  	Minimum EBITDA

	Fiscal month ended June 2004	  	$	4,500,000
	Fiscal month ended July 2004	  	$	4,500,000
	Fiscal month ended August 2004	  	$	4,500,000
	 Fiscal month ended September 2004 and each fiscal month ending thereafter
	  	$	5,000,000”

 3. Accommodation Fee. In consideration for this Amendment, in addition to all other fees and
charges, Company shall pay to CIT a fee in an amount equal to $2,500.00 (“Accommodation Fee”), which fee shall be due and fully payable to CIT on the date hereof and shall be in addition to all other fees payable by Company. 
  
 4. Conditions to Effectiveness. This Amendment will become effective
only upon the satisfaction of all of the following conditions precedent (the “Conditions Precedent”): 
  
 (a) The Lender has received this Amendment, duly executed and delivered by the Lender and the Company and acknowledged by the Guarantors;

  
 (b) The Lender has received the Accommodation
Fee; 
  
 (c) Each of the representations and
warranties set forth in this Amendment are true and correct; and 
  
 5. Representations and Warranties. In order to induce the Lender to enter into this Amendment, the Company represents and warrants to the Lender, as of the date of this Amendment, as follows: 
  
 (a) Power and Authority. The Company has all
requisite corporate power and authority to enter into this Amendment and to carry out the transactions contemplated by, and perform its obligations under, the Financing Agreement, as amended and supplemented by this Amendment. 
  
 (b) Authorization of Agreements. The execution and
delivery of this Amendment by the Company and the performance by the Company of the Financing Agreement, as amended hereby, have been duly authorized by all necessary action, and this Amendment has been duly executed and delivered by the Company.

  
 (c) Representations and Warranties in the
Financing Agreement. The Company confirms that the representations and warranties contained in the Financing Agreement are (before and after giving effect to this Amendment) true and correct in all material respects (except to the extent any
such representation and warranty is expressly stated to have been made as of a specific date, in which case it shall be true and correct as of such specific date). 
  
 6. Miscellaneous. 
  
 (a) Reference to and Effect on the Existing Financing Agreement. 
  
 (i) Except as specifically amended or supplemented by this Amendment and the documents executed and
delivered in connection herewith, the Financing Agreement remains unmodified, continues in full force and effect, and is hereby ratified and confirmed. 
  
 (ii) The execution and delivery of this Amendment and performance of the Financing Agreement does not constitute a waiver of any
provision of, or operate as a waiver of any right, power, or remedy of the Lender under, the Financing Agreement or any of the other Loan Documents. 
  
 (iii) This Amendment must be construed as one with the existing Financing Agreement, and the existing Financing Agreement must, where the
context so requires, be read and construed throughout to incorporate this Amendment. 
  
 (b) Fees and Expenses. The Company agrees to pay on demand: all costs, fees, and expenses incurred by CIT in connection with the
preparation, negotiation, and execution of this Amendment and any other documents executed pursuant hereto and any and all subsequent amendments, modifications, and supplements hereto or thereto, including without limitation, the costs and fees of
CIT’s legal counsel. 
  
 (c) Headings.
Section and subsection headings in this Amendment are included for convenience of reference only and do not constitute a part of this Amendment for any other purpose and may not be given any substantive effect. 
  
 (d) Counterparts. This Amendment may be executed in
one or more counterparts, each of which will be deemed an original, but all of which together will constitute one and the same instrument. Delivery of an executed counterpart of this Amendment by telefacsimile will be equally effective as delivery
of an original executed counterpart of this Amendment. 

 (e) Waiver of Jury Trial. EACH OF
THE PARTIES HERETO WAIVES ITS RIGHT TO A TRIAL BY JURY IN
ANY ACTION TO ENFORCE, DEFEND, INTERPRET, OR OTHERWISE CONCERNING THIS
AMENDMENT. 
  
 (f) Governing Law. This Amendment is governed by and must be construed according to the laws of the State of California (without reference to the choice of law provisions thereof). 
  
 [Remainder of Page Intentionally Left Blank] 

 IN WITNESS WHEREOF, the parties hereto have duly executed this Amendment as of the date first above
written. 
  

			
	 KEY TRONIC CORPORATION,
 a Washington
corporation

		
	By:	 	 /s/ Ronald F. Klawitter

	Name:	 	Ronald F. Klawitter
	Title:	 	Executive Vice President and CFO
	
	THE CIT GROUP/BUSINESS CREDIT, INC., as Lender
		
	By:	 	 /s/ Jeannette M. Behm

	Name:	 	Jeannette M. Behm
	Title:	 	Vice President

 Each of the undersigned hereby confirms that the foregoing Amendment shall not affect, modify, or
diminish such undersigned’s obligations under any instrument of guaranty and/or any related pledge or security agreements executed in favor of CIT and reaffirms and ratifies each of the terms and conditions of such guaranty and/or related
pledge or security agreements. 
  

			
	KEY TRONIC JUAREZ, S.A. de C.V.
		
	By:	 	 /s/ Ronald F. Klawitter

	Name:	 	Ronald F. Klawitter
	Title:	 	Executive Vice President and CFO
	
	KEY TRONIC REYNOSA, S.A. de C.V.
		
	By:	 	 /s/ Ronald F. Klawitter

	Name:	 	Ronald F. Klawitter
	Title:	 	Executive Vice President and CFOExhibit 10.A

 EXHIBIT 10 A 
 CONSENT OF INDEPENDENT REGISTERED 
 PUBLIC ACCOUNTING FIRM 

 Consent of Independent Registered Public Accounting Firm 
  
 We consent to the reference to our firm under the caption “Independent Registered Public
Accounting Firm” in the Statement of Additional Information and to the use of our report dated February 13, 2004, with respect to the statutory-basis financial statements and schedules of Transamerica Life Insurance Company, included in
Pre-effective Amendment No. 2 to the Registration Statement (Form N-4 No. 333-116562) and related Prospectus of Separate Account VA-W. 
  
 

 
  
 Des Moines, Iowa 
 September 17, 2004Exhibit 4.0 -- Specimen Stock Certificate

 Exhibit 4.0 
  

					
	COMMON STOCK	 	 	 	COMMON STOCK
	CERTIFICATE NO.	 	 	 	 
	 	 	 	 	SHARES

  
 BV FINANCIAL, INC.

 ORGANIZED UNDER THE LAWS OF THE UNITED STATES 
  
 THIS CERTIFIES THAT: 
  
 [SPECIMEN] 
  
 is the owner of: 
  
 FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK $0.01 PAR VALUE 
 PER SHARE OF BV FINANCIAL, INC. 
 a subsidiary stock holding company organized under the laws of the
United States. 
  
 The shares represented by this certificate
are transferable only on the stock transfer books of BV Financial, Inc. (the “Company”) by the holder of record hereof, or by his duly authorized attorney or legal representative, upon the surrender of this certificate properly endorsed.
This certificate and the shares represented hereby are issued and shall be held subject to all the provisions of the Charter of the Company and any amendments thereto (copies of which are on file with the Corporate Secretary of the Company), to all
of which provisions the holder by acceptance hereof, assents. The shares evidenced by this certificate are not of an insurable type and are not insured by the Federal Deposit Insurance Corporation. 
  
 IN WITNESS WHEREOF, BV FINANCIAL, INC. has caused this certificate to
be executed by the signatures of its duly authorized officers and has caused its corporate seal to be hereunto affixed. 
  

			
	Dated:	 	 [SEAL]

  

			
	 President and Chief Executive Officer
	 	 Corporate Secretary

  

 The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though
they were written out in full according to applicable laws or regulations: 
  

			
	TEN COM - as tenants in common	 	UNIF GIFTS MIN ACT -                      custodian
                    
	 	 	                                       
                 (Cust)                      
  (Minor)
		
	TEN ENT - as tenants by the entireties	 	under Uniform Gifts to Minors Act
	 	 	______________________
	 	 	(State)                

  
 JT TEN - as joint tenants with right
of 
 survivorship and not as tenants 
 in common 
  
 Additional abbreviations may also be used though not in the above list. 
  
 For value received
                     hereby sell, assign and transfer unto 
  
 PLEASE INSERT SOCIAL SECURITY OR OTHER 
     IDENTIFICATION NUMBER OF ASSIGNEE 
  

 Please print or typewrite name and address including postal zip code of assignee. 
  
                                       
                                        
           shares of the common stock represented by this certificate and do hereby irrevocably constitute and appoint
                                        
                                        
                                        
                , attorney, to transfer the said stock on the books of the within-named bank with full power of substitution in the premises. 
  

									
					
	DATED	 	 _________________________
	 	 	 	 	 	

	 	 	 	 	 	 	 	 	NOTICE: The signature to this assignment must correspond with the name as written upon the face of the certificate in every particular without alteration or enlargement or any change
whatever.

  

					
	SIGNATURE GUARANTEED:	  	
	  	 
	 	  	THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION, (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED SIGNATURE
GUARANTEE MEDALLION PROGRAM), PURSUANT TO S.E.C. RULE 17Ad-15

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