Document:

Form of Restricted Stock Agreement

 Exhibit 4.4 
 FAR EAST ENERGY CORPORATION 
 FORM OF RESTRICTED STOCK AGREEMENT 
 FOR GOOD AND VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, Far East Energy Corporation (the “Company”), a Nevada
corporation, hereby grants to                     , an employee (the “Holder”), shares of the common stock, $0.001 par value
per share, of the Company (“Shares”), which are subject to certain restrictions and to a risk of forfeiture upon the terms set forth in this restricted stock agreement (this “Agreement”): 
 WHEREAS, the Holder has been granted the following award (the “Award”) in connection with his or her retention as an employee and as
compensation for services rendered; 
 NOW, THEREFORE, in consideration of the premises and mutual covenants contained herein, the parties
hereto agree as follows: 
 Grant. The Holder is hereby granted
                     Shares, subject to certain restrictions and a risk of forfeiture (the “Restricted Shares”). The
Restricted Shares are granted as of                      (the “Date of Grant”). 
 Vesting of Award. Subject to Sections 3 and 8 below and the other terms and conditions of this Agreement,
[            ] Shares of the Award shall vest on the first to occur of (i) the date the Holder experiences a Termination of Service without “cause” (as such term is
defined by the Committee (as defined below) in its sole discretion), (ii) the date of a Change in Control, as defined in Section 8, or (iii) [             ,
200[  ]]. Notwithstanding the foregoing to the contrary, no Shares shall vest for any reason prior to January 1, 2008. 
 Effect of Termination of Service; Forfeiture of Unvested Shares. Subject to Section 8 below and the other terms and conditions of this Agreement, notwithstanding Section 2 above, upon a Termination of Service
(as defined below) for any reason prior to the vesting of the Restricted Shares, the unvested Restricted Shares shall be immediately forfeited. For purposes of this Agreement, “Termination of Service” shall mean a Holder’s
termination of service with the Company, its Subsidiaries (as defined in Section 424(f) of the Internal Revenue Code of 1986, as amended (the “Code”) or any successor section thereto) and Affiliates (as defined below). A
Termination of Service of an employee or director of the Company or any Subsidiary shall not be deemed to have occurred in the case of sick leave, military leave or any other leave of absence, in each case approved by the Compensation Committee of
the Board of Directors of the Company (or if there is no such committee, then the Board of Directors of the Company) (the “Committee”), or in the case of transfers between locations of the Company or its Subsidiaries. For purposes
of this Agreement, “Affiliate” shall mean any entity (i) 20% or more the voting equity of which is owned or controlled directly or indirectly by the Company, or (ii) that had been a business, division or subsidiary of the
Company, the equity of which has been distributed to the Company’s stockholders, even if the Company thereafter owns less than 20% of the voting equity. 
 Certificates. Each certificate representing the Restricted Shares (the “Restricted Certificate”) shall be dated the Date of Grant, registered in the Holder’s name, and bear an appropriate
legend referring to the terms, conditions and restrictions applicable to the Restricted Shares (the “Restrictive Legend”). Until the Restricted Shares represented by the Restricted Certificate have vested, the Restricted Certificate
must remain in the physical possession of the Company. Upon the vesting of the Restricted Shares pursuant to 
 Sections 2 or 8
of this Agreement, the Restrictive Legend shall be removed and the certificate representing vested Shares may be delivered to the Holder. 
  

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 Rights of a Shareholder. The Holder shall have all of the rights of a shareholder including,
without limitation, the right to vote Restricted Shares and the right to receive dividends thereon. Any Shares received as a dividend on the Restricted Shares or in connection with a stock split of the Restricted Shares will be subject to the same
restrictions as the Restricted Shares. 
 Nontransferability. Prior to the vesting of the Restricted Shares, this Award, or any
interest therein, shall not be transferable by the Holder except by will or the laws of descent and distribution. 
 Transfer of
Shares. The vested Shares delivered hereunder, or any interest therein, may be sold, assigned, pledged, hypothecated, encumbered, or transferred or disposed of in any other manner, in whole or in part, only in compliance with the terms,
conditions and restrictions as set forth in the governing instruments of the Company, applicable United States federal and state securities laws or any other applicable laws or regulations and the terms and conditions this Agreement. 
 Effect of Change of Control. Subject to the terms of this Section 8 and the other terms of this Agreement, if, on or before the date
ending twenty-four (24) months following the occurrence of a Change of Control (as defined below), there is Termination of Service of the Holder for any reason (other than for cause as determined by the Committee in its good faith reasonable
judgment), then the Restricted Shares shall become immediately vested in full and all restrictions of transfer shall terminate on the date of such Termination of Service; provided that prior to the occurrence of a Change of Control, the Committee,
in its sole discretion and without consent of the Holder, may determine that the unvested Restricted Shares shall vest and the restrictions relating to transfer shall terminate effective upon the occurrence of a Change of Control. 
 For purposes of this Agreement, “Change in Control” shall mean the occurrence of any of the following events: 
 (i) any Person (as used for purposes of Section 13(d)(3) or 14(d)(2) of the Securities Exchange Act of 1934, as amended (or any successor rule
thereto)) becomes the Beneficial Owner (as defined in Rule 13d-3 under the Securities Exchange Act of 1934, as amended (or any successor rule thereto)), directly or indirectly, of more than forty percent (40%) of the combined voting power of
the then-outstanding voting securities of the Company entitled to vote generally in the election of directors (the “Outstanding Company Voting Securities”); provided, however, that the following acquisitions shall not
constitute a Change of Control: (A) any acquisition by any employee benefit plan (or related trust) sponsored or maintained by the Company or any corporation controlled by the Company, or (B) any acquisition by an entity pursuant to a
reorganization, merger or consolidation, unless such reorganization, merger or consolidation constitutes a Change of Control under clause (ii) of this Section 8; 
 (ii) the consummation of a reorganization, merger or consolidation, unless following such reorganization, merger or consolidation sixty percent
(60%) or more of the combined voting power of the then-outstanding voting securities of the entity resulting from such reorganization, merger or consolidation entitled to vote generally in the election of directors is then Beneficially Owned,
directly or indirectly, by all or substantially all of the individuals and entities who were the Beneficial Owners, respectively, of the Outstanding Company Voting Securities immediately prior to such reorganization, merger or consolidation;

 (iii) the (A) approval by the stockholders of the Company of a complete liquidation or dissolution of the Company or
(B) sale or other disposition (in one transaction or a series of related transactions) of all or substantially all of the assets of the Company and its Subsidiaries, unless the successor entity existing immediately after such sale or
disposition is then Beneficially Owned, directly or indirectly, by all or substantially all of the individuals and entities who were the Beneficial Owners, respectively, of the Outstanding Company Voting Securities immediately prior to such sale or
disposition; 
  

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 (iv) during any period of twenty-four months, individuals who at the beginning of such period
constitute the Board of Directors of the Company (the “Board”), and any new director (other than (A) a director nominated by a Person who has entered into an agreement with the Company to effect a transaction described in
clauses (i), (ii) or (iii) of this Section 8, (B) a director whose initial assumption of office occurs as a result of either an actual or threatened election contest subject to Rule 14a-11 of Regulation 14A
promulgated under the Securities Exchange Act of 1934, as amended (or any successor rule thereto), or other actual or threatened solicitation of proxies or consents by or on behalf of a Person other than the Board or (C) a director designated
by any Person who is the Beneficial Owner, directly or indirectly, of securities of the Company representing 10% or more of the Outstanding Company Voting Securities) whose election by the Board or nomination for election by the Company’s
stockholders was approved in advance by a vote of at least two-thirds (2/3) of the directors then still in office who either were directors at the beginning of the period or whose election or nomination for election was previously so approved,
cease for any reason to constitute at least a majority thereof; or 
 (v) the Board adopts a resolution to the effect that, for purposes
hereof, a Change of Control has occurred. 
 Lock Up Agreement. The Holder agrees that upon request of the Company or the underwriters
managing any underwritten offering of the Company’s securities, the Holder shall agree in writing that for a period of time (not to exceed 180 days) from the effective date of any registration of securities of the Company, the Holder will not
sell, make any short sale of, loan, grant any option for the purchase of, or otherwise dispose of any Restricted Shares that may vest during such period of time, without the prior written consent of the Company or such underwriters, as the case may
be. 
 Expenses of Issuance of Shares. The issuance of stock certificates representing the Shares, in whole or in part, shall be
without charge to the Holder. The Company shall pay, and indemnify the Holder from and against any issuance, stamp or documentary taxes (other than transfer taxes) or charges imposed by any governmental body, agency or official (other than income
taxes) or by reason of the issuance of shares hereunder. 
 Withholding. Prior to the vesting of the Restricted Shares, the Holder
shall pay to the Company or make arrangements satisfactory to the Committee regarding payment of any federal, state or local taxes of any kind required by law to be withheld upon the vesting of the Restricted Shares and the Company shall, to the
extent permitted or required by law, have the right to deduct from any payment of any kind otherwise due to the Holder, federal, state and local taxes of any kind required by law to be withheld upon the vesting of the Restricted Shares; provided
however, that the Holder shall have the right, but not the obligation, to satisfy any federal, state or local taxes of any kind required by law to be withheld upon the vesting of the Restricted Shares by the withholding by the Company of such number
of Shares as have an aggregate Fair Market Value (as defined below) on the date of vesting equal to the amount of any federal, state or local taxes of any kind required by law to be withheld. For purposes of this Agreement, “Fair Market
Value” shall mean, on a given date, the arithmetic mean of the high and low prices of the Shares as reported on such date on the Composite Tape of the principal national securities exchange on which such Shares are listed or admitted to
trading, or, if no Composite Tape exists for such national securities exchange on such date, then on the principal national securities exchange on which such Shares are listed or admitted to trading, or, if the Shares are not listed or admitted on a
national securities exchange, the arithmetic mean of the per Share closing bid price and per Share closing asked price on such date as quoted on the National Association of Securities Dealers Automated Quotation System (or such market in which such
prices are regularly quoted), or, if there is no market on which the Shares are regularly quoted, the Fair Market Value shall be the value established by the Committee in good faith. If no sale of 

  

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Shares shall have been reported on such Composite Tape or such national securities exchange on such date or quoted on the National Association of Securities
Dealers Automated Quotation System on such date, then the immediately preceding date on which sales of the Shares have been so reported or quoted shall be used. 
 References. References herein to rights and obligations of the Holder shall apply, where appropriate, to the Holder’s legal representative or estate without regard to whether specific reference to such
legal representative or estate is contained in a particular provision of this Agreement. 
 No Right to Continued Employment of
Service. The Award made under this Agreement shall not impose any obligation on the Company, its Subsidiaries or its Affiliates to continue the service of the Holder or lessen the Company’s, Subsidiary’s or Affiliate’s right to
terminate the service of the Holder. 
 Not Compensation for Benefit Plans. This Agreement shall not be deemed salary or compensation
for the purpose of computing benefits under any benefit plan or other arrangement of the Company for the benefit of its employees or directors unless the Company shall determine otherwise. 
 Severability. The provisions of this Agreement shall be deemed severable, and the invalidity or unenforceability of any one or more of the
provisions hereof shall not affect the validity and enforceability of the other provisions hereof. The Holder agrees that the breach or alleged breach by the Company of (a) any covenant contained in another agreement (if any) between the
Company and the Holder or (b) any obligation owed to the Holder by the Company, shall not affect the validity or enforceability of the covenants and agreements of the Holder set forth herein. 
 Notices. Any notice required or permitted to be given under this Agreement shall be in writing and shall be deemed to have been given when
delivered personally or by courier, or sent by certified or registered mail, postage prepaid, return receipt requested, duly addressed to the party concerned at the address indicated below or to such changed address as such party may subsequently by
similar process give notice of: 
 If to the Company: 
  

					
	 Far East Energy Corporation
	 		 	
	  
	 		 	
	  
	 		 	
	 Attn.: Secretary
	 		 	

 If to the Holder: 
  

					
	  
	 		 	
	  
	 		 	
	  
	 		 	

 Governing Law. This Agreement shall be governed by and construed in accordance with the
laws of the State of Texas applicable to contracts made and to be performed in the State of Texas without regard to conflict of laws principles. 
 Entire Agreement. This Agreement and any employment agreement with the Holder constitute the entire agreement among the parties relating to the subject matter hereof, and any previous agreement or understanding among the parties with
respect thereto is superseded by this Agreement provided however that it shall not be deemed to amend or modify any of the terms and conditions of any employment agreement with the Holder. 
  

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 Modifications. No change or modification, other than adjustment of the exercise or purchase price
or the number of shares of common stock purchasable pursuant to this Agreement, of this Agreement shall be valid unless the same is in writing and signed by the parties hereto; provided, however that the Holder hereby covenants and agrees to execute
any amendment of this Agreement which shall be required or desirable (in the opinion of the Company or its counsel) in order to comply with any rule or regulation promulgated or proposed under the Code. 
 Counterparts. This Agreement may be executed in two counterparts, each of which shall constitute one and the same instrument. 
 Conflict. To the extent the provisions of this Agreement conflicts with the terms and conditions of any written agreement between the Company and
the Holder, the terms and conditions of such agreement shall control. In furtherance of and without limiting the foregoing, in the event of any conflict between the provisions hereof and the provisions of any employment agreement with the Holder
with respect to the vesting of the Restricted Shares granted hereunder or the effect of a Change in Control or the vesting of the Restricted Shares upon or following a Change in Control, the provisions of such employment agreement shall apply.

 IN WITNESS WHEREOF, the undersigned have executed this Agreement as of the Date of Grant. 
  

			
	 FAR EAST ENERGY CORPORATION

			
		
	 By:
	 	  

	 Name:
	 	
	 Title:
	 	
		 	
	 HOLDER
	 	
	
	  

		 	 [name]

  

 5Amendment No. 6 to the Credit Agreement

 EXHIBIT 10.1 
 AMENDMENT NO. 6 
 Dated as of December 27, 2007 
 to 
 CREDIT AGREEMENT 
 Dated as of June 7, 2005 
 THIS AMENDMENT NO. 6 (“Amendment”) is
made as of December 27, 2007 by and among Encore Capital Group, Inc. (the “Borrower”), the financial institutions listed on the signature pages hereof (the “Lenders”) and JPMorgan Chase Bank, National
Association, as Administrative Agent (the “Agent”), under that certain Credit Agreement dated as of June 7, 2005 by and among the Borrower, the Lenders and the Agent (as amended, supplemented or otherwise modified from time to
time, the “Credit Agreement”). Capitalized terms used herein and not otherwise defined herein shall have the respective meanings given to them in the Credit Agreement. 
 WHEREAS, the Borrower has requested that the Lenders and the Agent agree to certain amendments to the Credit Agreement; 
 WHEREAS, the Lenders party hereto and the Agent have agreed to such amendments on the terms and conditions set forth herein; 
 NOW, THEREFORE, in consideration of the premises set forth above, the terms and conditions contained herein, and other good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, the Borrower, the Lenders party hereto and the Agent have agreed to enter into this Amendment. 
 1. Amendments to Credit Agreement. Effective as of the date of satisfaction of the conditions precedent set forth in Section 2 below, the Credit Agreement is amended as follows: 
 (a) The proviso appearing in the first sentence of Section 2.5.3(i) of the Credit Agreement is amended and restated in its entirety as
follows: 
 provided that (A) the Aggregate Revolving Loan Commitment shall at no time exceed $300,000,000 minus
the aggregate amount of all reductions in the Aggregate Revolving Loan Commitment previously made pursuant to Section 2.5.2; (B) such request shall be in an amount not less than $5,000,000; and (C) the aggregate amount of such
increase shall not exceed $70,000,000. 

 (b) The Revolving Loan Commitments of certain of the Lenders are amended and increased and therefore,
upon the effectiveness hereof, the Revolving Loan Commitments of all of the Lenders are amended as set forth in the schedule on Annex I hereto. The Borrower hereby agrees to compensate each Lender for any and all losses, expenses and
liabilities incurred by such Lender in connection with the sale and assignment of any Eurodollar Loans and the reallocation described in Section 2(a) below, in each case on the terms and in the manner set forth in Section 3.4 of the Credit
Agreement. 
 2. Conditions of Effectiveness. The effectiveness of this Amendment is subject to the conditions precedent that
(a) in connection with the assignments and increases described in Section 1(j) above, the Agent and the Lenders shall have administered the reallocation of the Aggregate Outstanding Revolving Credit Exposure among the Lenders such that
after giving effect to the reallocations of the Revolving Loan Commitments, each Lender’s Revolving Loan Pro Rata Share of the Aggregate Outstanding Revolving Credit Exposure is equal to such Lender’s Revolving Loan Pro Rata Share of the
Aggregate Revolving Loan Commitments, (b) the Agent shall have received (i) counterparts of this Amendment duly executed by the Borrower, the Lenders and the Agent and the Consent and Reaffirmation attached hereto duly executed by the
Guarantors, (ii) such other opinions, instruments and documents as are reasonably requested by the Agent, (iii) for the ratable account of each Lender with a Revolving Loan Commitment being increased, an upfront fee in an amount equal to
0.10% of such Lender’s incremental portion of its increased Revolving Loan Commitment and (c) the Borrower shall have paid, to the extent invoiced, all expenses of the Agent (including attorneys’ fees and expenses) in connection with
this Amendment and the other Loan Documents. 
 3. Representations and Warranties of the Borrower. The Borrower hereby represents and
warrants as follows: 
 (a) This Amendment and the Credit Agreement as amended hereby constitute legal, valid and binding obligations of the
Borrower and are enforceable against the Borrower in accordance with their terms. 
 (b) As of the date hereof and giving effect to the terms
of this Amendment, (i) there exists no Default or Unmatured Default and (ii) the representations and warranties contained in Article V of the Credit Agreement, as amended hereby, are true and correct, except for representations and
warranties made with reference solely to an earlier date. 
 4. Reference to and Effect on the Credit Agreement. 
 (a) Upon the effectiveness hereof, each reference to the Credit Agreement in the Credit Agreement or any other Loan Document shall mean and be a
reference to the Credit Agreement as amended hereby. 
 (b) Except as specifically amended above, the Credit Agreement and all other
documents, instruments and agreements executed and/or delivered in connection therewith shall remain in full force and effect and are hereby ratified and confirmed. 
 (c) The execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power or remedy of the Agent or the Lenders, nor constitute a waiver of any provision of the Credit Agreement
or any other documents, instruments and agreements executed and/or delivered in connection therewith. 
  

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 5. Governing Law. This Amendment shall be governed by and construed in accordance with the
internal laws of the State of New York, but giving effect to federal laws applicable to national banks. 
 6. Headings. Section
headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this Amendment for any other purpose. 
 7. Counterparts. This Amendment may be executed by one or more of the parties hereto on any number of separate counterparts, and all of said counterparts taken together shall be deemed to constitute one and the
same instrument. 
 [Signature Pages Follow] 
  

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 IN WITNESS WHEREOF, this Amendment has been duly executed as of the day and year first above written.

  

			
	ENCORE CAPITAL GROUP, INC.,
	as the Borrower
		
	By:	 	/s/ J. Brandon Black
	Name:	 	J. Brandon Black
	Title:	 	President & CEO

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	JPMORGAN CHASE BANK,
	NATIONAL ASSOCIATION,
	as Administrative Agent, as LC Issuer and as a Lender
		
	By:	 	/s/ Steven J. Krakoski
	Name:	 	Steven J. Krakoski
	Title:	 	Senior Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	BANK OF SCOTLAND plc, as a Lender
		
	By:	 	/s/ Karen Weich
	Name:	 	Karen Weich
	Title:	 	Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	BANK OF AMERICA, N.A., as a Lender
		
	By:	 	/s/ Gordon Wiens
	Name:	 	Gordon Wiens
	Title:	 	Senior Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	CALIFORNIA BANK & TRUST, as a Lender
		
	By:	 	/s/ Michael Powell
	Name:	 	Michael Powell
	Title:	 	Senior Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	GUARANTY BANK, as a Lender
		
	By:	 	/s/ Jeremy Jackson
	Name:	 	Jeremy Jackson
	Title:	 	Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	FIRST BANK, as a Lender
		
	By:	 	/s/ Gilmore Hector
	Name:	 	Gilmore Hector
	Title:	 	Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	CITIBANK, N.A., as a Lender
		
	By:	 	/s/ Doug Bontemps
	Name:	 	Doug Bontemps
	Title:	 	Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	BANK LEUMI USA, as a Lender
		
	By:	 	/s/ Stephen Serber
	Name:	 	Stephen Serber
	Title:	 	Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

			
	MANUFACTURERS BANK, as a Lender
		
	By:	 	/s/ Maureen Kelly
	Name:	 	Maureen Kelly
	Title:	 	Vice President

  

 Signature Page to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement dated as of June 7, 2005 

 CONSENT AND REAFFIRMATION 
 Each of the undersigned hereby acknowledges receipt of a copy of the foregoing Amendment No. 6 to the Credit Agreement dated as of June 7, 2005 (as the same may be amended, restated, supplemented or
otherwise modified from time to time, the “Credit Agreement”) by and among Encore Capital Group, Inc. (the “Borrower”), the financial institutions from time to time party thereto (the “Lenders”) and
JPMorgan Chase Bank, National Association, in its individual capacity as a Lender and in its capacity as contractual representative (the “Agent”), which Amendment No. 6 is dated as of December 27, 2007 (the
“Amendment”). Capitalized terms used in this Consent and Reaffirmation and not defined herein shall have the meanings given to them in the Credit Agreement. Without in any way establishing a course of dealing by the Agent or any
Lender, each of the undersigned consents to the Amendment and reaffirms the terms and conditions of the Guaranty Agreement, the Pledge and Security Agreement and any other Loan Document executed by it and acknowledges and agrees that such agreement
and each and every such Loan Document executed by the undersigned in connection with the Credit Agreement remains in full force and effect and is hereby reaffirmed, ratified and confirmed. All references to the Credit Agreement contained in the
above-referenced documents shall be a reference to the Credit Agreement as so modified by the Amendment and as the same may from time to time hereafter be amended, modified or restated. 
 Dated: December 27, 2007 
 [Signature Page Follows] 

									
	MIDLAND CREDIT MANAGEMENT, INC. , as a Guarantor	 		 	MIDLAND FUNDING NCC-2 CORPORATION, as a Guarantor
					
	By:	 	/s/ J. Brandon Black	 		 	By:	 	/s/ J. Brandon Black
	Name:	 	J. Brandon Black	 		 	Name:	 	J. Brandon Black
	Title:	 	President & CEO	 		 	Title:	 	President
			
	ASCENSION CAPITAL GROUP, INC., as a Guarantor	 		 	MIDLAND PORTFOLIO SERVICES, INC., as a Guarantor
					
	By:	 	/s/ J. Brandon Black	 		 	By:	 	/s/ J. Brandon Black
	Name:	 	J. Brandon Black	 		 	Name:	 	J. Brandon Black
	Title:	 	Vice President	 		 	Title:	 	President
			
	MIDLAND INTERNATIONAL LLC, as a Guarantor	 		 	MIDLAND FUNDING LLC, as a Guarantor
					
	By:	 	MIDLAND CREDIT MANAGEMENT, INC., its Sole Member	 		 	By:	 	/s/ J. Brandon Black
		 		 		 	Name:	 	J. Brandon Black
		 		 		 	Title:	 	President
					
	By:	 	/s/ J. Brandon Black	 		 		 	
	Name:	 	J. Brandon Black	 		 		 	
	Title:	 	President & CEO	 		 		 	
				
	 MRC RECEIVABLES CORPORATION, as a Guarantor
	 		 		 	
					
	By:	 	/s/ J. Brandon Black	 		 		 	
	Name:	 	J. Brandon Black	 		 		 	
	 Title:
	 	President	 		 		 	

  

 Signature Page to Consent and Reaffirmation to Amendment No. 6 
 Encore Capital Group, Inc. 
 Credit Agreement
dated as of June 7, 2005 

 ANNEX I 
 Revolving Loan Commitments 
  

							
	 Lender
	  	Amount of Revolving
Loan Commitment	  	% of Aggregate Revolving
Loan Commitment	 
	 JPMorgan Chase Bank, National Association
	  	$	47,500,000	  	20.6521739130	%
	 Bank of America, N.A.
	  	$	42,500,000	  	18.4782608696	%
	 Bank of Scotland plc
	  	$	35,000,000	  	15.2173913043	%
	 California Bank & Trust
	  	$	30,000,000	  	13.0434782609	%
	 Guaranty Bank
	  	$	20,000,000	  	8.6956521739	%
	 First Bank
	  	$	20,000,000	  	8.6956521739	%
	 Citibank, N.A.
	  	$	15,000,000	  	6.5217391304	%
	 Bank Leumi USA
	  	$	12,500,000	  	5.4347826087	%
	 Manufacturers Bank
	  	$	7,500,000	  	3.2608695652	%
	 TOTAL
	  	$	230,000,000	  	100	%

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