Document:

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                                                                  Exhibit 10.13

                  SECOND AMENDED AND RESTATED CREDIT AGREEMENT

                                      AMONG

                        MARKETING SPECIALISTS CORPORATION

                                  ("BORROWER"),

                   THE LENDERS SET FORTH ON SCHEDULE 1 HERETO

                                   ("LENDERS")

                                       AND

                           FIRST UNION NATIONAL BANK,
                            AS AGENT FOR THE LENDERS
                                    ("AGENT")

                    CREDIT AGREEMENT DATED DECEMBER 18, 1998,
                     AS AMENDED AND RESTATED MARCH ___, 2000

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                                                                               i

                                TABLE OF CONTENTS

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                                                                            Page
<S>      <C>                                                                <C>
SECTION 1 - DEFINITIONS                                                        1

         1.1.  Definitions                                                     1
         1.2.  Rules of Construction                                          16

SECTION 2 - TERM LOAN                                                         16

         2.1.  Term Loan                                                      16
         2.2.  Promissory Notes                                               16
         2.3.  Lenders'Participation                                          17
         2.4.  Use of Proceeds                                                17
         2.5.  Repayment                                                      17
         2.6.  Interest                                                       17
         2.7.  Prepayment                                                     20
         2.8.  Funding Costs and Loss of Earnings                             22
         2.9.  Payments                                                       22
         2.10.  Regulatory Changes in Capital Requirements                    22
         2.11.  Subordination                                                 23

SECTION 3 - REPRESENTATIONS AND WARRANTIES                                    24

         3.1.  Organization and Good Standing                                 24
         3.2.  Power and Authority; Validity of Agreement                     24
         3.3.  No Violation of Laws or Agreements                             25
         3.4.  Material Contracts                                             25
         3.5.  Compliance                                                     25
         3.6.  Litigation                                                     26
         3.7.  Title to Assets                                                26
         3.8.  Accuracy of Information; Full Disclosure                       26
         3.9.  Taxes and Assessments                                          27
         3.10.  Indebtedness                                                  27
         3.11.  Management Agreements                                         27
         3.12.  Investments; Ownership                                        27
         3.13.  ERISA                                                         28
         3.14.  Fees and Commissions                                          28
         3.15.  No Extension of Credit for Securities                         29
         3.16.  Perfection of Security Interest                               29
         3.17.  Hazardous Wastes, Substances and Petroleum Products           29

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                                                                              ii

         3.18.  Solvency                                                      29
         3.19.  Employee Controversies                                        30
         3.20.  Year 2000 Compliance                                          30
         3.21.  Indenture                                                     31

SECTION 4 - CONDITIONS                                                        31

         4.1.  Effectiveness of Second Amended and Restated Credit Agreement  31
         4.2.  Sales Force Acquisition                                        34

SECTION 5 - AFFIRMATIVE COVENANTS                                             35

         5.1.  Existence and Good Standing                                    35
         5.2.  Interim Financial Statements                                   35
         5.3.  Annual Financial Statements                                    35
         5.4.  Compliance Certificate                                         36
         5.5.  Additional Reports                                             36
         5.6.  Public Information.                                            37
         5.7.  Books and Records                                              37
         5.8.  Insurance                                                      37
         5.9.  Litigation; Event of Default                                   37
         5.10.  Taxes                                                         37
         5.11.  Costs and Expenses                                            37
         5.12.  Compliance; Notification                                      38
         5.13.  ERISA                                                         38
         5.14.  Maximum Debt to EBITDA Ratio                                  39
         5.15.  Capital Expenditure Limits                                    39
         5.16.  Minimum EBITDA                                                40
         5.17.  Minimum Interest Coverage Ratio                               40
         5.18.  Minimum Fixed Charges Coverage Ratio                          40
         5.19.  Management Changes                                            41
         5.20.  Transactions Among Affiliates                                 41
         5.21.  Additional Collateral Security Documents.                     41
         5.22.  Collateral Audit                                              41
         5.23.  Notice upon Change in Control                                 41
         5.24.  Management Meetings                                           42
         5.25.  Maintenance of Property                                       42
         5.26.  Other Agreements                                              42
         5.27.  Other Information                                             43

SECTION 6 - NEGATIVE COVENANTS                                                43

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                                                                             iii

         6.1.  Indebtedness                                                   43
         6.2.  Guarantees                                                     43
         6.3.  Loans                                                          44
         6.4.  Liens and Encumbrances                                         44
         6.5.  Additional Negative Pledge                                     45
         6.6.  Restricted Payments                                            45
         6.7.  Transfer of Assets; Liquidation                                46
         6.8.  Acquisitions and Investments                                   46
         6.9.  Payments to Affiliates                                         46
         6.10.  Certain Changes                                               47
         6.11.  Restrictive Agreements                                        47
         6.12.  Use of Proceeds                                               48

SECTION 7 - DEFAULT                                                           48

         7.1. Events of Default 48 7.2. Remedies52 7.3. Right of Set-off.     52

         7.4.  Turnover of Property Held by Lender's Affiliates.              52
         7.5.  Remedies Cumulative; No Waiver.                                53

SECTION 8 - AGENCY PROVISIONS                                                 53

         8.1.  Application of Payments                                        53
         8.2.  Set-Off 53
         8.3.  Modifications and Waivers                                      53
         8.4.  Obligations Several                                            54
         8.5.  Lenders'Representations                                        54
         8.6.  Investigation                                                  54
         8.7.  Powers of Agent                                                54
         8.8.  General Duties of Agent, Immunity and Indemnity                54
         8.9.  No Responsibility for Representations or Validity, etc         54
         8.10.  Action on Instruction of Lenders; Right to Indemnity          55
         8.11.  Employment of Agents                                          55
         8.12.  Reliance on Documents                                         55
         8.13.  Agent's Rights as a Lender                                    55
         8.14.  Expenses                                                      55
         8.15.  Resignation of Agent                                          55
         8.16.  Successor Agent                                               56
         8.17.  Collateral Security and Intercreditor Agreements              56

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                                                                              iv

         8.18.  Enforcement by Agent                                          57
         8.19.  Acknowledgment of Intercreditor Agreement                     57

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                                                                              v

SECTION 9 - MISCELLANEOUS                                                     57

         9.1.  Indemnification and Release Provisions                         57
         9.2.  Participations and Assignments                                 57
         9.3.  Binding and Governing Law                                      58
         9.4.  Survival                                                       58
         9.5.  No Waiver; Delay                                               58
         9.6.  Modification                                                   59
         9.7.  Headings                                                       59
         9.8.  Notices                                                        59
         9.9.  Payment on Non-Business Days                                   60
         9.10.  Time of Day                                                   60
         9.11.  Severability                                                  60
         9.12.  Counterparts                                                  60
         9.13.  Confidentiality                                               60
         9.14.  Consent to Jurisdiction and Service of Process                61
         9.15.  WAIVER OF JURY TRIAL                                          61
         9.16.  ACKNOWLEDGMENTS                                               61
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                                                                  Exhibit 10.14

           SECOND AMENDED AND RESTATED
                                 TERM NOTE

$35,000,000       December 18, 1998

                                                         As amended and restated
                                                                  March __, 2000

                  FOR VALUE RECEIVED, the undersigned MARKETING SPECIALISTS
CORPORATION, a Delaware corporation with offices at 17855 Dallas Parkway,
Suite 200, Dallas, TX 75287 (the "Company"), promises to pay to the order of
FIRST UNION NATIONAL BANK, (herein "Lender"), the principal amount of
Thirty-Five Million Dollars ($35,000,000); together with interest on the
unpaid balance hereof in accordance with Paragraph 2.6 of that certain Credit
Agreement referred to below.

                  All such principal and interest shall be payable in lawful
money of the United States of America in accordance with the Credit
Agreement, in immediately available funds at the office of the Agent at 1345
Chestnut Street, Philadelphia 19107 or such other office of Agent as may be
specified in accordance with the Credit Agreement.

                  This Second Amended and Restated Term Note (this "Note")
arises out of and is one of the "Notes" as defined in that certain Second
Amended and Restated Credit Agreement dated the date hereof (as may be
further amended from time to time, the "Credit Agreement") by and among the
Company, the lenders identified therein (together with such institutional
financial institutions as be become lenders from time to time as therein
provided) and First Union National Bank, a national banking association, for
itself and as agent for lenders ("Agent"), the terms, provisions and
conditions of which are incorporated herein by reference. Capitalized terms
used and not otherwise defined herein shall have the meanings ascribed
thereto in the Credit Agreement. An Event of Default under the Credit
Agreement shall be deemed to be an Event of Default hereunder. At no time
shall Lender receive interest in excess of the highest lawful rate permitted
under applicable law.

                  Notwithstanding the face amount of this Note, the liability
of the undersigned hereunder shall be equal at all times to the actual
outstanding principal indebtedness to the Lender under the Credit Agreement
together with all interest thereon and all fees, costs and expenses as
provided in the Credit Agreement, as established by Lender's books and
records, which books and records shall be conclusive absent manifest error.

                  This Note and the other Notes under the Credit Agreement
collectively evidence and constitute the restatement, renewal and
modification of the Amended and Restated Revolving Credit Note and Amended
and Restated Term Note, each dated August 18, 1999, executed by Marketing
Specialists Corporation in favor of First Union National Bank, which
evidenced and constituted the restatement, renewal and modification of the
Revolving Credit Note and Term Note, each dated December 18,1998, executed by
Merkert American Corporation, predecessor to the Company, in favor of First
Union National Bank (the "Prior Notes"). The execution and delivery of the
Notes shall not in any circumstances be deemed to have terminated,
extinguished, released or discharged Borrower's Indebtedness under the Prior

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Notes, which Indebtedness shall continue under and be governed by this Note
and the Credit Agreement and shall continue to be secured by the collateral
security for the Prior Notes.

                  Borrower hereby waives presentment, demand for payment,
notice of dishonor or acceleration, protest and notice of protest, and any
and all other notices or demands in connection with the delivery, acceptance,
performance, default or enforcement of this Note, excepting any notice
requirements set forth in the Credit Agreement or other Loan Document.

                  Reference is made to the Credit Agreement for a description
of the collateral securing the obligations of the Borrower hereunder and a
statement of the respective rights and obligations of the parties and the
terms and conditions therein provided under which the principal hereof and
accrued interest thereon, if any, may be immediately due and payable.

                  BORROWER HEREBY KNOWINGLY, VOLUNTARILY, AND INTENTIONALLY
WAIVES ANY RIGHTS IT MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION
BASED HEREON OR ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS NOTE OR THE
CREDIT AGREEMENT OR OTHER LOAN DOCUMENTS OR ANY COURSE OF CONDUCT, COURSE OF
DEALING, STATEMENTS (WHETHER ORAL OR WRITTEN) OR ACTIONS OF AGENT OR LENDERS.
BORROWER ACKNOWLEDGES THAT IT HAS HAD THE OPPORTUNITY TO CONSULT COUNSEL
REGARDING THIS PARAGRAPH AND FURTHER ACKNOWLEDGES THAT THE MEANING AND EFFECT
OF THE FOREGOING WAIVER OF JURY TRIAL HAVE BEEN FULLY EXPLAINED TO BORROWER
BY SUCH COUNSEL.

                   This Note shall be binding upon and shall inure to the
benefit of the parties hereto and their respective successors and assigns and
shall be governed as to validity, interpretation and effect by the laws of
the Commonwealth of Pennsylvania.

                  IN WITNESS WHEREOF, the undersigned, by their duly
authorized representatives, have executed this Second Amended and Restated
Term Loan Note the day and year first above written.

ATTEST:                                      MARKETING SPECIALISTS CORPORATION

By:                                          By:
   ------------------------------               ------------------------------
   Name:                                        Name:
   Title:                                       Title:

[CORPORATE SEAL]

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