Document:

EXHIBIT 10.5

                              INDEMNITY AGREEMENT
                            (EBIZ Web Solutions Inc.
                                       and
                             eVision USA.Com, Inc.)

IN CONSD3ERATION of North Shore Credit Union (hereinafter called the "Lender")
dealing with Global Growth Management Inc. (hereinafter called the "Borrower"),
the undersigned hereby covenant(s), promise(s), and agrees(s) to and with the
Lender to pay or cause to be paid to the Lender all present and future debts,
obligations and liabilities, direct or indirect or otherwise, now or at any time
and from time to time hereafter due or owing to the Lender from or by the
Borrower, arising under or secured, inter alia, by a mortgage dated April 28,
2000 granted by the Borrower to the Lender securing the principal sum
$1,250,00O.O0 (the "Mortgage") charging that property situate, lying and being
in the City of Vancouver and being more particularly known and described as:

               Strata Lots 359 to 390 inclusive
               District Lot 541
               Group 1
               New Westminster District
               Strata Plan LMS1866

               (the 'Lands")

and whether incurred by the Borrower alone or jointly with any other
Corporation, person or persons, or otherwise howsoever.

IT IS AGREED that without limiting the generality of the foregoing, the
undersigned shall observe and perform or cause to be observed and performed all
the covenants, terms, provisos, stipulations and conditions contained in the
Mortgage and under any agreement, instrument, security and other obligation
collateral thereto, now or hereafter created and issued, granted or made to or
with the Lender as they may from time to time be supplemented or amended and in
effect (collectively the "Security') to be observed and performed by the
Borrower and shall indemnify, protect and save harmless the Lender from all
loss, costs, expenses and damage in respect of the Security and every matter and
thing therein contained including, without limitation, legal costs on a
solicitor and own client basis; provided that this Indemnity shall apply for the
full duration of the Security and any renewals thereof.

IT IS FURTHER AGREED that no change in the name, objects, capital stock or
constitution of the Borrower, shall in any way affect the liability of the
undersigned, or any of them (if more than one), either with respect to
transactions occurring before or after any such change, and the Lender shall not
be concerned to see or inquire into the powers of the Borrower or any of its
directors or other agents, acting or purporting to act on its behalf, and
moneys, advances, renewals or credits, in fact borrowed or obtained from the
Lender in professed exercise of such powers shall be deemed to form part of the
debts and liabilities which the undersigned has/have hereby covenanted, promised
and agreed to pay or cause to be paid, notwithstanding that such borrowing or

<PAGE>

obtaining of moneys, advances, renewals or credits shall be in excess of the
powers of the Borrower or of its directors or other agents aforesaid, or be in
any way irregular, defective or informal.

IT IS FURTHER AGREED that the Lender, without exonerating in whole or in part
the undersigned, or any of them (if more than one), may grant time, renewals,
extensions, indulgences, releases and discharges to, may take securities from
and give the same and any or all existing securities up to, may abstain from
taking securities from, or from perfecting securities of, may accept
compositions from, and may otherwise deal with the Borrower and all other
persons (including the undersigned, or any one of them, and any other covenantor
or guarantor) and Security, as the Lender may see fit.

AND IT IS FURTHER AGREED that the Lender shall not be obliged to exhaust its
recourse against the Borrower or other persons or the securities it may hold
before being entitled to payment from the undersigned of all and every of the
debts and liabilities which the undersigned has/have hereby covenanted, promised
and agreed to pay or cause to be paid. Every Certificate issued under the hand
of the Manager or Acting Manager of the Lender for the time being at the Branch
where the Borrower's account shall be kept, purporting to show the amount at any
particular time due and payable to the Lender, and covered by this indemnity,
shall be received as conclusive evidence as against the undersigned and each of
them (if more than one), and his or their respective executors, administrators
and legal representatives, that such amount is at such time so due and payable
to the Lender and is covered hereby.

THIS INDEMNITY shall be governed by and construed in accordance with the laws of
the Province of British Columbia and for the purpose of legal proceedings this
contract shall be deemed to have been made in the said Province and to be
performed there, and the Courts of that Province shall have jurisdiction over
all disputes which may arise under this contract, provided always that nothing
herein contained shall prevent the Lender from proceeding at its election
against the undersigned in the Courts of any other Province or country.

THE TAKING of judgment on any covenant contained herein shall not operate to
create any merger or discharge of any liability or obligation of the undersigned
hereunder or any of the Security.

IF ANY ONE OR MORE of the provisions contained in this Contract of Indemnity
should be determined to be invalid, illegal or unenforceable in any respect such
provision or provisions shall be severable from this Indemnity and the validity,
legality and enforceability of the remaining provisions contained herein shall
not in any way be affected or impaired thereby.

THIS INDEMNITY shall enure to the benefit of and be binding on the parties
hereto and their respective heirs, executors, successors, and assigns;

NOTWITHSTANDING any other provision of this Indemnity, the Lender may assign,
grant, pledge, sell or transfer any participation in this Indemnity or the
Security or any power, remedy or right of the Lender hereunder or thereunder and

<PAGE>

the obligations and liabilities of the Undersigned hereunder are undertaken for
the benefit of each such person as well as the Lender.

Dated at Vancouver, in the Province of British Columbia, this 28th day of April,
2000.

EBIZ Web Solutions Inc.

Per: /s/ Mark Holman
     ---------------------------------------
     Authorized Signatory

eVision USA.Com, Inc.

Per: /s/ Robert H. Trapp
     ---------------------------------------
     Authorized SignatoryEXHIBIT 10.6

                               THIRD AMENDMENT TO
                              eVISION USA.COM, INC.
                    SEPTEMBER 1996 INCENTIVE AND NONSTATUTORY
                                STOCK OPTION PLAN

     THIS THIRD AMENDMENT  ("Amendment") is made as of this 26th day of January,
2000 to the eVision  USA.Com,  Inc.  ("Company")  September  1996  Incentive and
Nonstatutory  Stock Option Plan ("Plan").  In the event of any conflict  between
the  terms of this  Amendment  and the  terms  of the  Plan,  the  terms of this
Amendment  shall control.  All  capitalized  terms not defined in this Amendment
shall have their respective meanings set forth in the Plan.

     The Plan shall be amended as follows:

     1. Stock Subject to the Plan.  The first  sentence of Section 3 of the Plan
is hereby deleted and replaced with the following sentence:

     "Subject  to the  provisions  of Section 11 of the Plan,  the maximum
     aggregate  number of Shares  which may be optioned and sold under the
     Plan is 15,000,000 shares of Common Stock."

     2. Amendment and Termination of the Plan.  Subsection  13.a.(i) of the Plan
is hereby deleted and replaced with the following;

     "(i) An  increase  in the number of Shares  subject to the Plan above
     15,000,000 Shares,  other than in connection with an adjustment under
     Section 11 of the Plan;"

     3. Ratification. Except as modified herein, the terms and conditions of the
Plan are hereby ratified by this Amendment.

     IN WITNESS WHEREOF,  the Company has caused its duly authorized  officer to
execute this Amendment effective as of the date first set forth above.

                                          eVISION USA.COM, INC.,
                                          a Colorado corporation

                                          By: /s/  Robert H. Trapp
                                              ----------------------------------
                                              Robert H. Trapp, Managing DirectorTo:       The Board of eBanker USA.com, Inc.
From:     Michael Ruxin, Director, Chairman and CEO; Gordon Segal, Director; and
          Gerald Willman, Director, Global Med Technologies, Inc.

Global Med Technologies,  Inc. (Global) Hereby Requests the Proposed Terms for a
Loan Extension from eBanker USA.com, Inc. (eBanker)

April 12, 2000
Loan:               $2,000,000 loan,  convertible into shares of Global at $1.15
                    (the original  loan's  previous  conversion  price),  at 12%
                    interest per annum,  interest and  principal due in 270 days
                    following the date of this agreement.  eBanker will have the
                    right to elect conversion on the due date prior to repayment
                    being accepted.

                    Global will  provide  eBanker with  30-days  advance  notice
                    should it choose  to repay of the Loan  early.  In that time
                    eBanker  will  have the  right to elect  for  conversion  or
                    repayment.

Commitment:         59,259  free  common  shares of Global  (5% fee,  based on a
Fee                 price of $1.6875).

Auto Extension:     If the Loan's accrued interest or principal is not repaid in
                    270 days the Loan's  interest and principal due date will be
                    automatically  extended  to April  15,  2001.  The Loan will
                    become  a  straight  loan,  without   conversion   features.
                    Interest  will  continue  to  accrue on the  balance  at 12%
                    interest per annum.

                    If the Loan's accrued interest or principal is not repaid in
                    270 days, 10-year warrants convertible into common shares of
                    Global  at an  exercise  price of $0.50  will be  issued  to
                    eBanker.  The quantity will be equal to the entire principal
                    and  interest  amount  divided  by the new  exercise  price.

Underlying:         The Global agrees to provide all eBanker-owned  common stock
Registration        and derivatives on common stock with piggyback  registration
                    rights.

                    Global commits to completing this registration  prior to 180
                    days follow the date of this agreement.

                    Global  commits  to  maintain  registration  of  all  Global
                    eBanker-owned common stock and derivatives on common stock.

Confirmation  of:   Except for the terms above, the terms of the underlying loan
Terms of            agreement,  including  but not  limited to the  default  and
Underlying          remedy provisions,  shall remain unaffected,  unchanged, and
Agreement           unimpaired by reason of this amendment

For and on Behalf of:
Global Med Technologies, Inc.

/s/ Michael Ruxin                                  /s/ Gordon Segal
--------------------------------                   -----------------------------
Michael Ruxin, Director                            Gordon Segal, Director
Date:  April 21, 2000                              Date:  April 21, 2000

<PAGE>

EXHIBIT 10.1 (continued)

/s/ Gerald Willman
-------------------------------
Gerald Willman, Director
Date:  April 21, 2000

Agreed and accepted by:
eBanker USA.com, Inc.

/s/ Robert Trapp
-------------------------------
Robert Trapp, Director
Date:  April 25, 2000

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00010-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00010-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00010-of-00352.parquet"}]]