Document:

Exhibit 10.3    Agreement is entered into between Medivisor, Inc.and Blue Chip
                Financial Corp

                                    MEDIVISOR
                          The e-detailing solution...

This agreement is entered into between Medivisor, Inc. (the company) and Blue
Chip Financial Corp. (BCFC). Medivisor will provide it's expertise in marketing
to the healthcare arena to promote lead generation through it's "e-Challenge"
(eC) program. The specifics of the implementation of this program are as
follows.

         1.       BCFC agrees to pay Medivisor the sum of $10,000 for
                  implementation of a pilot program of the eC program.

         2.       Medivisor will create a clinical "e-Challenge" with a photo
                  quiz contest. The first participant to correctly answer the
                  quiz (as determined by the company's medical director) will be
                  awarded a prize (valued at approximately $300) to be provided
                  and fulfilled by Medivisor.

         3.       Medivisor will email this "e-Challenge" to physicians within
                  the United States, with primary geographic being the tri-state
                  area. Intermittent email blasts will be sent out approximately
                  once monthly. This process will continue until there have been
                  a minimum of 60 leads generated on BCFC's behalf within a time
                  frame of one year.

         4.       The company will produce a one minute presentation for BCFC.
                  This will highlight the services of BCFC. The presentation
                  (depending on content and scope) will be presented as either a
                  flash movie or "slide" style presentation. The company will
                  work closely with BCFC in the production of this presentation.

         5.       BCFC will be responsible for assisting Medivisor with any
                  graphics and materials as related to their particular
                  business. BCFC will have final approval of all presentations
                  prior to emailing. BCFC agrees to cooperate in assisting the
                  company in an expeditious manner and identify one "lead"
                  person who will interact with Medivisor staff in this project.

         6.       Leads from the eC will be stored in a BCFC specific data base
                  which will be maintained by the company. The database will be
                  maintained for a period of one year.

         7.       BCFC shall remit with a $2,500 deposit at the signing of this
                  agreement, the remaining balance to be paid as $5,000 upon
                  delivery of the first 30 leads and the final payment of $2,500
                  due upon the delivery of the final leads (completing the 60).

         8.       Medivisor will provide support personnel to assist with any
                  problems that may arise in the implementation of this program.

     Agreed to and accepted by:

-----------------------------------------      ---------------------------------
     Thomas Dougherty                      Date
     Blue Chip Financial Corp.

-----------------------------------------      ---------------------------------
     Dino Luzzi                           Date
     President
     Medivisor, Inc

                                       1Exhibit 10.4    Agreement is entered into between Medivisor, Inc. and Alex Conti

                                    MEDIVISOR
                          The e-detailing solution...

This agreement is entered into between Medivisor, Inc. (the company) and Alex
Conti (AC). Medivisor will provide it's expertise in marketing to the healthcare
arena to promote lead generation through it's "e-Challenge" (eC) program. The
specifics of the implementation of this program are as follows.

         9.       AC agrees to pay Medivisor the sum of $10,000 for
                  implementation of a pilot program of the eC program.

         10.      Medivisor will create a clinical "e-Challenge" with a photo
                  quiz contest. The first participant to correctly answer the
                  quiz (as determined by the company's medical director) will be
                  awarded a prize (valued at approximately $300) to be provided
                  and fulfilled by Medivisor.

         11.      Medivisor will email this "e-Challenge" to physicians within
                  the New York tri-state area. Intermittent email blasts will be
                  sent out approximately once monthly. This project will
                  terminate upon the delivery of 100 leads. For the purpose of
                  definition a "lead" will be the forwarding of the name and
                  telephone number of a contact that has personally requested
                  further information about AC as a result of viewing the
                  Medivisor presentation.

         12.      The company will produce a one minute presentation for AC.
                  This will highlight the services of AC. The presentation
                  (depending on content and scope) will be presented as either a
                  flash movie or "slide" style presentation. The company will
                  work closely with AC in the production of this presentation.

         13.      AC will be responsible for assisting Medivisor with any
                  graphics and materials as related to their particular
                  business. AC will have final approval of all presentations
                  prior to emailing. AC agrees to cooperate in assisting the
                  company in an expeditious manner and identify one "lead"
                  person who will interact with Medivisor staff in this project.

         14.      Leads from the eC will be stored in a AC specific data base
                  which will be maintained by the company. The database will be
                  maintained for a period of one year.

         15.      AC shall remit with a $2,500 deposit at the signing of this
                  agreement, the remaining balance to be paid as $5,000 upon the
                  first email blast and the final payment of $2,500 due upon
                  delivery of the leads to AC.

         8.       Medivisor will provide support personnel to assist with any
                  problems that may arise in the implementation of this program.

     Agreed to and accepted by:

-----------------------------------------      ---------------------------------
     Alex Conti                           Date

-----------------------------------------      ---------------------------------
     Dino Luzzi                           Date
     President
     Medivisor, Inc

                                       1Exhibit 10.5      Agreement is entered into between Medivisor, Inc. and American
                  Italian Cancer Foundation

                                   MEDIVISOR
                       accelerating medical communication

PROPOSAL: AMERICAN ITALIAN CANCER FOUNDATION

Medivisor will provide the following services as related to the 2nd
International Conference on Cancer on the Internet.

The conference will take place September 13-14, 2004 at Rockefeller University
located in New York City. It is understood that the conference facility will
provide access to the conference venue and a high speed internet connection
throughout the time of the conference and at least one day prior.

Medivisor will provide a high quality live internet broadcast of the general
sessions of the conference over the two day conference. As related to this
Medivisor will:

o        Provide one full time technician to be present throughout the
         conference to coordinate and facilitate the broadcast. The technician
         will trouble shoot any problematic situations that may develop.

o        Provide bandwidth for the broadcast.

o        Provide all hardware to facilitate the broadcast including but not
         limited to high quality video cameras, audio hookup, computers, cabling
         and broadcast support equipment.

o        Provide and host a custom designed web page on which the presentation
         will be presented.

o        Provide key codes for authorized viewers to use for logging in to the
         presentation.

o        Provide a database of all users that signed on to view presentation.

o        Provide capabilities for downloading from website a registration form
         that will be printed by the participant, filled out and mailed or faxed
         to AICF for processing.

o        Provided a customized (or existing format) email
         announcement/invitation to the conference.

o        Provide "opt-in" email list of prospective attendees. Email list will
         target the following groups: General Oncologists, Radiation
         Oncologists, Hematologists, Cancer Researchers, Primary Care
         Specialists, Health Reporters, cancer patients and family members as
         well as any list supplied by conference organizers. Minimal email count
         will be 5000.

o        Provide, implement and facilitate emailing to the above prospects.

o        Provide tracking analysis of email campaign.

o        Provide links to conference page and other links as desired by
         sponsors.

o        Attempt to obtain sponsorship programs for attendees.

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o        Supply, in cd format, a copy of general sessions to internet subscribed
         viewers. Medivisor will provide additional copies (as many as needed)
         of the cd to AICF at wholesale cost.

o        As a requested additional option online participants will be able to
         submit real-time questions or comments to a conference moderator during
         the general sessions.

o        The fee for completion of this project will be $22,650. Medivisor will
         underwrite $16,000 of its fee as a sponsor of the conference. Medivisor
         will be listed as a corporate sponsor and will be identified in all
         conference literature as such with it's printed logo and tag line.
         Medivisor will be recognized at the conference as are other sponsors.
         Medivisor will recoup some sponsorship funding by receiving 60% of the
         funds obtained from their marketing efforts via email for paid
         registrations for the conference web cast.

o        THE TOTAL FEE DUE FROM AICF TO MEDIVISOR IS $6650. This is payable as
         follows: $3150 at signing of this proposal, $1500 one week prior to
         conference (by September 6, 2004), $1000 on completion of webcast (due
         by September 16, 2004) final $1000 due upon mailing of cds to web
         participants.

o        ACIF will have the opportunity to cancel this project on September 1,
         2004 if there have been less than 50 subscribers to the webcast. If
         this option is exercised all funds paid to date will be considered
         payment to Medivisor for work and expenses completed or expended to
         that point.

----------------------------------------          -----------------------------
Esther R. Dyer                               Date
Executive Director
American Italian Cancer Foundation

----------------------------------------          -----------------------------
Dino Luzzi                                   Date
President
Medivisor, Inc.

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