Document:

EXHIBIT 10.1 - Supervisory Agreement

          This Supervisory Agreement (Agreement) is made and is effective this
          17th day of April, 2000 (Effective Date), by and between Algiers
          Homestead Association New Orleans, Louisiana (Association), a
          stock-chartered savings association, having its main office located in
          New Orleans, Louisiana; the Louisiana Office of Financial Institutions
          (OFI), having its main office located in Baton Rouge, Louisiana,
          acting through its Acting Commissioner or her/his designee (Acting
          Commissioner); and the Office of Thrift Supervision (OTS), an office
          within the United States Department of the Treasury, having its
          principal executive offices located at 1700 0 Street, N.W.,
          Washington1 D.C., acting through its Midwest Regional Director or
          his/her designee (Regional Director).

          WHEREAS, OTS is the primary federal regulator of the Association, and
OFI is the primary state regulator of the Association; and

          WHEREAS, based on the Report of Examination dated November 29, 1999
(ROE), OTS and OFI are of the opinion that the Association has engaged in acts
and practices that: (i) have resulted in violations of certain of the laws or
regulations to which the Association is subject; and (ii) are considered to be
unsafe and unsound; and

          WHEREAS, OTS and OFI are of the opinion that grounds exist for the
initiation of administrative proceedings against the Association; and

          WHEREAS, OTS and OFI are of the view that it is appropriate to take
measures intended to ensure that the Association will: (i) comply with all
applicable laws and regulations, and (ii) engage in safe and sound practices;
and

          WHEREAS, the Association, acting through its Board of Directors
(Board), and without admitting or denying any violations of laws or regulations
and/or unsafe and unsound practices, wishes to cooperate with OTS and OFI and to
evidence its intent to:
(i) comply with all applicable laws and regulations, and (ii) engage in safe and
sound practices.

          NOW THEREFORE, in consideration of the above premises, the mutual
undertakings set forth herein, the parties hereto agree as follows:

          COMPLIANCE WITH LAWS. REGULATIONS & SAFE AND SOUND PRACTICES
          ------------------------------------------------------------

1.        Compliance with Regulations
          ---------------------------

          The Association shall take all necessary and appropriate actions to
          achieve and maintain compliance with the following:

               (a)  Section 5(v) of the Home Owners' Loan Act (HOLA), 12 U.S.C.
                    Section

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                1464(v) (regarding reports of condition);

               (b)  Section 560.170 of the OTS Regulations, 12 C.F.R. Section
                    560.170 (regarding records for lending transactions);

               (c)  Section 562.1 of the OTS Regulations, 12 C.F.R. Section
                    562.1 (regarding regulatory reporting requirements);

               (d)  Section 562.2 of OTS Regulations, 12 C.F.R. Section 562.2
                    (regarding regulatory reporting standards);

               (e)  Section 563.41 of the OTS Regulations, 12 C.F.R. Section
                    563.41 (regarding loans and other transactions with
                    affiliates and subsidiaries);

               (f)  Section 563.42 of the OTS Regulations, 12 C.F.R. Section
                    563.42 (regarding additional standards applicable to
                    transactions with affiliates and subsidiaries);

               (g)  Section 563.161 of OTS Regulations, 12 C.F.R. Section
                    563.161 (regarding management and financial
                    policies/compensation);

               (h)  Section 563.170(c) of OTS Regulations, 12 C.F.R. Section
                    563.170(c) (regarding establishment and maintenance of
                    records);

               (i)  The Truth in Lending Act (TILA), 15 U.S.C. Section 1601, et
                    seq., as implemented by Regulation Z, 12 C.F.R. Part 226;
                    and

               Louisiana Revised Statute 9:3572.6(B) (regarding truth-in-lending
disclosures).

                              CORRECTIVE PROVISIONS

2.        Board Review and Corrective Action
          ----------------------------------

          (a)    By July 1, 2000, the Board shall appoint a new chief executive
                 officer and at least two new directors who are acceptable to
                 OTS and OFI. Efforts to locate and appoint these individuals
                 must be documented and maintained at the Association, and
                 provided to OTS and OFI upon request. Prior to the appointment
                 of the new chief executive officer and directors, the
                 Association and its Board shall submit a notice of such
                 proposed employment or appointment, in accordance with the
                 requirements of Section 32 of the Federal Deposit Insurance Act
                 (FDIA), 12 U.S.C. Section 1831i, and Section 563, Subpart H of
                 the OTS Regulations, 12 C.F.R. Section 563.550, et sen.

          (b)    By April 31, 2000, the Board shall appoint, a compliance
                 officer or establish a compliance committee for the purpose of
                 ensuring that all supervisory and operational issues are
                 resolved in a timely manner. The person serving as compliance
                 officer, or persons serving on the compliance committee, must
                 be selected from directors who are not officers or employees of
                 the Association; and

          (c)    The Board at all times must maintain complete and accurate
                 minutes of its meetings and make those minutes available to OTS
                 and/or OF] upon their request. All deliberations and actions
                 taken by the Board that are related to

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               Paragraphs 2, 3, 4, 5, 6, 7, 8, and 9 of this Agreement must be
               reflected in the Board meeting minutes.

3.        Business Plan and Budget
          ------------------------

          Within 60 days of appointing a new chief executive officer, the Board
and the Association's management shall adopt and submit for non-objection by the
Regional Director and the Acting Commissioner a revised three-year business plan
(Business Plan) that, at a minimum, addresses:

               (a)  current operating conditions with future projections;

               (b)  short-term, intermediate, and long-range goals, objectives,
                    and strategies;

               (c)  a comparison of projected to actual performance performed on
                    a quarterly basis;

               (d)  realistic strategies to restore profitability and enhance
                    earnings performance;

               (e)  specifically how the Association's net interest margin will
                    be improved and how non-interest expense (overhead) will be
                    controlled; and

               (f)  a realistic timetable for a return to profitability.

          Once the Business Plan is approved, the Association must operate
within the parameters of its Business Plan. The Board and the Association's
management shall prepare written variance reports at least quarterly which will
be maintained at the Association, to monitor whether projections are being
achieved and whether the Business Plan's goals need revising. The Board shall
submit to the Regional Director and the Acting Commissioner for non-objection
any material revisions to the Business Plan.

4.        Commercial and Consumer Lending Policies
          ----------------------------------------

          Within 60 days of appointing a new chief executive officer, the Board
and the Association's management shall adopt and submit for non-objection by the
Regional Director and the Acting Commissioner written policies and procedures to
address commercial and consumer lending (Policies) that, at a minimum, address:

               (a)  all aspects of, and regulatory requirements related to,
                    commercial and consumer lending in which the Association
                    engages or plans to engage;

               (b)  compliance with consumer lending laws in accordance with the
                    requirements of TILA, 15 U.S.C. Section 1601, et seo as
                    implemented by Regulation Z, 12 C.F.R. Part 226; OTS
                    Regulatory Bulletin 32-17, dated January 14, 2000; and of
                    the Louisiana Consumer Credit Law, in particular Louisiana
                    Revised Statute 9:3572.6(B); and

               (c)  requirements for proper underwriting and complete and
                    accurate documentation for all loans, in accordance with the
                    requirements of Section 560, Subpart B of the OTS
                    Regulations, 12 C.F.R. Section 560 93 et sea.

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               18 560.170 of the OTS Regulations, 12 C.F.R. Section 560.170;
               Section 562.1 of the OTS Regulations, 12 C.F.R. Section 562.1;
               and Appendix A.ll.C. and A.ll.D. of Part 570 of the OTS
               Regulations, 12 C.F.R. Part 570;

          The Board shall submit to the Regional Director and the Acting
Commissioner for non-objection any material revisions to the Policies.

5.        Recordkeeping and Reporting
          ---------------------------

          (a)  The Board and Association's management shall maintain accurate
               and complete records of all Association business transactions,
               policies, and procedures in a current and readily available
               format, in accordance with the requirements of Sections 560.170,
               562.1, and 563.170(c) of the OTS Regulations, 12 C.F.R. Sections
               560.170, 562.1, and 563.170(c).

          (b)  The Board shall review all Association policies and procedures on
               at least an annual basis and maintain complete and accurate Board
               meeting minutes regarding adoption, implementation, and revision
               of those policies and procedures.

          (c) The Association shall maintain adequate and accurate financial
              records in accordance with the requirements of Sections 562.1 and
              563.170 of the OTS Regulations, 12 C.F.R. Sections 562.1 and
              563.170, supporting internal asset classifications, loan
              delinquencies, categorization of loans, and expense allocations,
              in a current and readily available format.

6.        Changes in Directors or Executive Officers: Terms of Employment and
          -------------------------------------------------------------------
Golden Parachute Payments
-------------------------

          (a) As required by Section 32 of the FOIA, 12 U.S.C. Section 1831i,
              and Section 563, Subpart H of the OTS Regulations, 12 C.F.R.
              Section 563 550 et sea., the Association shall provide to OTS and
              OFI at least 30 days prior written notice of any changes to its
              directorate or executive officer staff before the employment
              becomes effective.

          (b) Pursuant to OTS Regulatory Bulletin 27a, dated March 5, 1993, the
              Association shall not enter into, renew, extend, or revise any
              contractual arrangement related to compensation or benefits with
              any director or senior executive officer of the Association or any
              subsidiary thereof, unless it first (i) provides a minimum of 30
              days advance notice of a proposed transaction; and (ii) receives a
              written notice of non-objection from the Regional Director, after
              submitting a copy of the contract for his review.

          (c) The Association shall not make any "golden parachute payment", as
              that term is defined in Section 18(k) of the FOIA, 12 U.S.C.
              Section 1828(k), and

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                                                       20
               as it may be further defined in regulations adopted by the
               Federal Deposit Insurance Corporation (FDIC) under that
               authority, unless it first: (i) provides a minimum of 30 days
               advance notice of a proposed transaction; and (ii) receives a
               written notice of non-objection from the Regional Director.

          (d)  The Association shall submit a copy of the notice required in
               Paragraphs 6(a), 6(b), and 6(c) to the Acting Commissioner for
               her written notice of non-objection thereto.

7.        Restrictions on Transactions With Affiliates
          --------------------------------------------

          (a)  Without first providing a minimum of 30 days advance notice of
               the proposed payment, and receiving a written notice of
               non-objection from the Regional Director with regard thereto, the
               Association shall not engage in any transaction with any
               affiliate, except for transactions: (i) that comply with all
               applicable statutory and regulatory requirements of Sections
               563.41 and 563.42 of the OTS Regulations, 12 C.F.R. Sections
               563.41 and 563.42; and (ii) where the consideration paid or
               received is less than $25,000.00 per transaction.

          (b)  The Association shall submit a copy of the notice required in
               Paragraph 7(a) to the Acting Commissioner and receive her written
               notice of non-objection thereto.

8.        Third Party Contracts: TB 50 Review
          -----------------------------------

          (a)  The Association shall not enter into any third party contracts
               outside the normal course of business pursuant to OTS Thrift
               Bulletin 50, dated November 19, 1991, unless it first provides a
               minimum of ten days advance notice of a proposed transaction; and
               receives a written notice of non-objection from the Regional
               Director.

          (b) The Association shall submit a copy of the notice required in
              Paragraph 8(a) to the Acting Commissioner and receive her written
              notice of non-objection thereto.

          Capital Distributions
          ---------------------

          The Association shall not make any capital distribution, as that term
is defined in Section 563, Subpart E of the OTS Regulations, 12 C.F.R. Section
563 140 et seg., unless it first provides a minimum of 30 days advance notice of
a proposed capital distribution; and receives a written notice of non-objection
from the Regional Director and the Acting Commissioner.

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10.       Director Responsibility
          -----------------------

          Notwithstanding the requirements of this Agreement that the Board
submit various matters to the Regional Director and the Acting Commissioner, or
their respective designees, for the purpose of receiving their approval,
non-objection or notice of acceptability, such regulatory oversight does not
derogate or supplant each individual member's continuing fiduciary duty. The
Board shall have the ultimate responsibility for overseeing the safe and sound
operation of the Association at all times, including compliance with the
determinations of the Regional Director and the Acting Commissioner, or their
respective designees, as required by this Agreement.

11.       Compliance with Agreement
          -------------------------

          (a) The Board and officers of the Association shall take immediate
              action to cause the Association to comply with the terms of this
              Agreement, and shall take all actions necessary or appropriate
              thereafter to cause the Association to continue to carry out the
              provisions of this Agreement.

          (b) The Board, on a monthly basis, shall adopt a board resolution
              (Compliance Resolution) formally resolving that, following a
              diligent inquiry of relevant information (including reports of
              management), to the best of its knowledge and belief, during the
              immediately preceding calendar month, the Association has complied
              with each provision of this Agreement currently in effect, except
              as otherwise stated. The Compliance Resolution shall specify in
              detail how, if at all, full compliance was found not to exist; and
              identify all notices of exemption or non-objection issued by the
              Regional Director and the Acting Commissioner that were
              outstanding as of the date of its adoption.

          (c) The minutes of the meeting of the Board shall set forth the
              following information with respect to the adoption of each
              Compliance Resolution: (i) the identity of each director voting in
              favor of its adoption; and (ii) the identity of each director
              voting in opposition to its adoption or abstaining from voting
              thereon, setting forth each such director's reasoning for opposing
              or abstaining.

          (d) No later than the 25th calendar day of the month following the end
              of a calendar quarter, beginning with the end of the first
              calendar quarter following the Effective Date, the Association
              shall provide to the Regional Director and the Acting Commissioner
              a certified true copy of the Complianco Resolution[s] adopted at
              the Board meeting of each month in such calendar quarter. The
              Board, by virtue of the Association's submission of a certified
              true copy of each such Compliance Resolution to the Regional
              Director and

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               the Acting Commissioner, shall be deemed to have certified to the
               accuracy of the statements set forth in each Compliance
               Resolution, except as provided below. In the event that one or
               more Directors do not agree with the representations set forth in
               a Compliance Resolution, such disagreement shall be noted in the
               minutes of the Association.

12.       Definitions
          -----------

          All technical words or terms used in this Agreement for which meanings
are not specified or otherwise provided by the provisions of this Agreement
shall, insofar as applicable, have meanings as defined in Chapter V of Title 12
of the Code of Federal Regulations, HOLA, FDIA, OTS Memoranda, or the Louisiana
Revised Statutes. Any such technical words or terms used in this Directive and
undefined in said Code of Federal Regulations, HOLA, FDIA, OTS Memoranda, or the
Louisiana Revised Statutes shall have meanings that are in accordance with the
best custom and usage in the savings and loan industry.

13.       Successor Statutes, Regulations. Guidance, Amendments
          -----------------------------------------------------

          Reference in this Agreement to provisions of statutes, regulations,
and OTS Memoranda shall be deemed to include references to all amendments to
such provisions as have been made as of the Effective Date and references to
successor provisions as they become applicable.

14.       Notices
          -------

          Except as otherwise provided herein, any request, demand,
authorization, direction, notice, consent, waiver or other document provided or
permitted by the Directive to be made upon, given or fumished to, delivered to,
or filed with OTS, OFI, or the Association shall be in writing and mailed, first
class or overnight courier, or means of electronic transmission, or physically
delivered, and addressed as follows:

OTS: Midwest Regional Office        Association: Algiers Homestead Association
     122 W. John Carpenter Fwy.                  1 Westbank Expressway
     Suite 600                                   New Orleans, LA 70174-6308
     Irving, TX 75039                            (504) 367-8221 - Main Number
     (972) 281-2000 - Main Numbe                 (504) 367-8223 - Main Facsimile
     (972) 281-2001 - Main Facsimile

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<PAGE>

OFI: Office of Financial Institutions
     State of Louisiana
     8660 United Plaza Blvd.
     2nd Floor
     Baton Rouge, LA 70809
     (225) 925-4660 - Main Number
     (225) 925-4548 - Main Facsimile

15.       Duration. Termination or Suspension of Agreement
          ------------------------------------------------

          (a) This Agreement shall: (i) become effective upon its execution by
              OTS, through its authorized representative, and the Acting
              Commissioner, whose signatures appear below; and (ii) remain in
              effect until terminated, modified or suspended in writing by OTS,
              acting through its Director or the Regional Director (including
              any authorized designee thereof).

          (b) The Regional Director in his or her sole discretion, may, by
              written notice, suspend any or all provisions of this Agreement.

16.       Time Limits
          -----------

          Time limitations for compliance with the terms of this Agreement run
from the Effective Date, unless otherwise noted.

17.       Effect of Headings
          ------------------

          The Section headings herein are for convenience only and shall not
affect the construction hereof.

18.       Separability Clause
          -------------------

          In case any provision in this Agreement is ruled to be invalid,
illegal or unenforceable by the decision of any Court of competent jurisdiction,
the validity, legality and enforceability of the remaining provisions hereof
shall not in any way be affected or impaired thereby, unless the Regional
Director in his/her sole discretion determines otherwise.

19.       No Violations of Law, Rule, Regulation or Policy Statement Authorized:
          ----------------------------------------------------------------------
OTS Not Restricted
------------------

          Nothing in this Agreement shall be construed as: (i) allowing the
Association to violate any law, rule, regulation, or policy statement to which
it is subject; or (ii) restricting OTS or OFI from taking such action(s) that
are appropriate in fulfilling the responsibilities placed upon it by law,
including, without limitation, any type of

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supervisory, enforcement or resolution action that OTS or OFI determines to be
appropriate.

20.       Successors in Interest/Benefit
          ------------------------------

          The terms and provisions of this Agreement shall be binding upon, and
inure to the benefit of, the parties hereto and their successors in interest.
Nothing in this Agreement, express or implied, shall give to any person or
entity, other than the parties hereto and the FDIC and their successors
hereunder, any benefit or any legal or equitable right, remedy or claim under
this Agreement.

21.       Signature of Directors
          ----------------------

          Each Director signing this Agreement attests, by such act, that she or
he, as the case may be, voted in favor of the resolution, in the form attached
to this Agreement, authorizing the execution of this Agreement by the
Association.

22.       Integration Clause: Impact On Other Enforcement Documents
          ---------------------------------------------------------

          This Agreement represents the final written agreement of the parties
with respect to the subject matter hereof and constitutes the sole agreement of
the parties as of the Effective Date, with respect to such subject matter.

23.       Enforceability of Agreement
          ---------------------------

          The Association represents and warrants that this Agreement has been
duly authorized, executed, and delivered, and constitutes, in accordance with
its terms, a valid and binding obligation of the Association. The Association
acknowledges that this Agreement is a "written agreement" entered into with OTS
within the meaning of Section 8 of the FDIA, 12 U.S.C. Section 1818, and with
the Acting Commissioner as authorized by Louisiana Revised Statute 6:121.1(B).

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<PAGE>

          IN WITNESS WHEREOF, OTS, acting by and through the Regional Director,
OFI, acting by and through the Acting Commissioner, and the Association, in
accordance with a duly adopted resolution of its Board (copy attached hereto),
hereby execute this Agreement as of the Effective Date.

OFFICE OF THRIFT SUPERVISION                        INSTITUTIONS

By:                                                 By:

   /S/ SIGNED                                          /S/
---------------------                               ------------------------
Frederick R. Casteel                                Doris B. Gunn
Midwest Regional Director                           Acting Commissioner

ALGIERS HOMESTEAD ASSOCIATION

By:
    /S/SIGNED                                      /S/  SIGNED
---------------------                              -------------------------
Hugh E. Humphrey, Jr.                              Francis M. Minor
President and Chief Executive Office               Acting President & CEO

LOUISIANA OFFICE OF FINANCIAL INSTITUTIONS

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                          DIRECTORS OF THE ASSOCIATION

   /S/     SIGNED                                       /S/   SIGNED
------------------------------                      ------------------------
Hugh E. Humphrey, III                                Thomas L. Arnold
Director                                             Director

   /S/     SIGNED                                       /S/   SIGNED
------------------------------                      ------------------------
Thu Dang                                             John Gary
Director                                             DirectorExhibit 10.40

	PATICK STOCK PURCHASE AGREEMENT

		This PATICK STOCK PURCHASE AGREEMENT dated effective June 30,
2000 (the "Agreement") is made and entered into by, between and among
Dataquad, Inc., a Nevada corporation ("Dataquad"), The LibraryCard, Inc.,
a Nevada corporation ("LibraryCard"), and Corey M. Patick in his
individual capacity ("Patick").  Dataquad and LibraryCard are
collectively sometimes referred to herein as the "Corporations".

	R E C I T A L S

		WHEREAS, Dataquad and LibraryCard each desires to sell and
issue shares of its Common Stock to Patick to be used by Patick for the
express purpose of reselling such shares of stock to employees, agents
and representatives of such Corporation and for no other purpose (the
"Trust Shares");

		WHEREAS, Patick has agreed to purchase, acquire, hold and use
such Trust Shares for such stated purpose and no other;

		WHEREAS, Patick has further agreed to purchase, acquire, hold
and use such Trust Shares of stock for such purposes as a "Trustee" of
such Shares to be held by Patick in "Trust" for the benefit of the
intended beneficiaries of such Shares, namely employees, agents and
representatives of the Corporations to whom Patick subsequently
determines in his sole discretion and election to sell and issue such
Trust Shares in a way and manner which Patick believes in his sole
election and discretion will provide motivation and incentive to such
recipients to advance the respective business endeavors and interests of
the Corporations as Patick reasonably understands such matters;

		WHEREAS, during the period of time that Patick owns the Trust
Shares he shall be deemed for all purposes to be the registered and
beneficial owner of the Trust Shares and he shall be entitled to exercise
all incidents of such ownership including without limitation the voting
of such shares;

		WHEREAS, Patick understands and agrees that if he retains
any of the Trust Shares sold and issued to him under this Agreement on
December 31, 2002 (the "Possible Further Transfer Date"), he will then
resell and transfer such remaining Shares to the respective Corporations
which issued the shares to Patick under

this Agreement unless either or both of such Corporations notifies Patick
that it does not desire to purchase any such remaining Trust Shares; and

		WHEREAS, the undersigned parties desire to memorialize their
understandings and agreements in respect of the Trust Shares and matters
related thereto in this Agreement;

	A G R E E M E N T

		NOW, THEREFORE, the undersigned parties in consideration of
the premises and the covenants contained herein hereby agree, subject to
the within terms and conditions, as follows:

		1.  Trust Shares.

			1.1  Dataquad agrees and hereby does sell and issue to
Patick Seven Hundred Thousand (700,000) shares of its Common Stock,
$0.001 par value (the "Dataquad Trust Shares"), for consideration in the
amount of One Hundred Eighty Thousand Two Hundred Fifty Dollars
($180,250); and

			1.2  LibraryCard agrees and hereby does sell and issue
to Patick Seven Hundred Thousand (700,000) shares of its Common Stock,
$0.001 par value (the "LibraryCard Trust Shares"), for consideration in
the amount of One Hundred Thousand Two Hundred Fifty Dollars ($100,250).

The Dataquad Trust Shares and the LibraryCard Trust Shares are herein
collectively referred to for convenience sake as the "Trust Shares".

			1.3  The Trust Shares sold and issued to Patick under
Sections 1.1 and 1.2 shall be registered in the name of and be owned of
record and beneficially by Patick.

			1.4  Patick is not obligated to sell and issue any or
all of the Trust Shares to any recipients; however, if Patick does elect
to sell and transfer any of such Trust Shares from time to time prior to
the Possible Retransfer Date, Patick shall only sell, transfer such Trust
Shares to recipients thereof pursuant to and in accordance with
applicable Federal and state securities laws including as provided for in
Section 5 of this Agreement.

		2.  Payment By Patick.

			2.1	Patick shall pay for the Trust Shares, in his
election, in cash, by check and/or by a full recourse promissory note
payable to the respective issuer Corporation of each of such Dataquad
Trust Shares and LibraryCard Trust Shares.

		3.  Purchase By The Corporations.

			3.1  If the Corporations, or either of them, determine
at the Possible Retransfer Date (December 31, 2002) that they want to
purchase and acquire the remaining Trust Shares issued by each of such
respective Corporations which Patick still owns, then such Corporation
shall purchase from and pay Patick for such remaining shares of Dataquad
Trust Shares and LibraryCard Trust Shares effective as of the Possible
Retransfer Date in the same manner as Patick purchased and paid for such
Shares as provided for in Section 2; and, upon receipt of such
consideration by Patick, Patick shall sell, transfer and deliver any and
all such remaining Trust Shares effective as of such Date.

			3.2  If any of the remaining Trust Shares are not
purchased by the respective issuer Corporations of such Trust Shares as
provided for herein, then Patick shall thereafter remain the registered
and beneficial owner of such Trust Shares without any further obligation
to such issuer Corporations in respect thereof; and, if not already paid
for in cash or by check, Patick shall complete payment for any and all
such remaining Trust Shares which Patick shall continue owning on and
after the Possible Retransfer Date in accordance with the provisions of
this Agreement.

			3.3  Notwithstanding any contrary provision contained
herein, Patick shall have the right, but not the obligation, in his sole
election and judgment at any time prior to the Possible Retransfer Date
to tender the Trust Shares then owned by him to the respective issuer
Corporations thereof for purchase and payment by such Corporations for
the price, in the manner and with the consequences provided for in
Section 3.1 hereof; and, if Patick makes such election, then the
respective Corporations shall purchase and pay for any and all of such
remaining Trust Shares which are the subject of Patick's tender in
accordance with the provisions of Section 3.1 hereof.

		4.  Sales/Transfer By Patick.

			4.1  When Patick sells and transfers any of the Trust
Shares to recipients thereof as contemplated by and under this Agreement,
Patick shall immediately report such sale/transfer transaction to the
respective issuer Corporations, including the consideration paid to and
received by Patick for or otherwise in connection with such
sold/transferred Trust Shares; and Patick shall simultaneously cause to
be registered for transfer all such sold/transferred Trust Shares on the
stock transfer books and records of the respective Corporation(s) as
maintained by such Corporation(s) or its (their) independent stock
register and/or transfer agent(s).  Following the sale/transfer of Trust
Shares by Patick pursuant to and in accordance with this Agreement,
Patick shall have no further interest in, to or otherwise in respect of
any of such sold/transferred Trust Shares; and, accordingly, Patick shall
have no further to the issuer Corporation of such Trust Shares in respect
thereof under this Agreement or otherwise.

		5.  Certain Securities Matters.

			5.1  The Trust Shares sold and issued to Patick by the
issuing Corporations shall not be registered and/or qualified under
Federal or state securities laws and shall be sold and issued pursuant to
applicable exemptions from such registration or qualification including
under the "private placement" exemption from such
registration/qualifications; and, as such, the Trust Shares are
understood and shall be treated for all purposes as "restricted
securities" as that term is generally understood under applicable
securities laws.  The certificates representing the Trust Shares shall
contain a customary legend restricting the sale and transfer thereof
except under applicable securities laws (see Exhibit A hereto); and the
Corporations shall place or cause to be placed and implemented customary
"stop transfer" instructions in respect of such Trust Shares and the
certificates therefor.

			5.2  Patick shall provide the respective Corporations
with such further written assurances as such Corporations or their
counsel shall request in connection with the sale/issuance of the Trust
Shares to Patick, and by Patick to recipients thereof, in respect of such
securities exemption and related matters.

			5.3  Patick shall exercise reasonable judgment in
determining if and when to sell and transfer any of the Trust Shares to
any recipients thereof so as not to violate any securities laws
pertaining to the registration and/or qualification of any such Trust
Shares applicable to the sale and transfer of such Shares by Patick to
any recipient thereof.

		6.  Spousal Consent.

			5.1  Patick shall obtain the consent of his spouse in
respect of the subject matter of this Agreement and Patick's individual
and separate ownership of the Trust Shares in the form attached hereto
and incorporated herein as Exhibit B.

		7.  Mutual Indemnities.

			7.1  Patick and the respective Corporations each hereby
agree and promise to indemnify and hold harmless the other(s) for all
costs and expenses including reasonable attorneys and other
professionals' fees and costs paid or incurred, claims, debts, causes of
action, judgments and liabilities actual and contingent which may result
from, arise or otherwise be asserted or imposed on or against any of the
undersigned parties as a result of any of the undersigned party(ies)
failure or refusal to perform this Agreement or any agreement, covenant,
promise and/or provision hereof.

		8.  Events of Default/Notice and Cure.

			8.1  Before declaring any default of this Agreement,
the undersigned parties shall first provide the party(ies) alleged to
have committed a material breach of this Agreement with written notice
including details of any such alleged material breach and opportunity to
cure any such breach with the thirty (30) day period following the date
of any such notice of alleged default; and, thereafter, the party
receiving any such notice of alleged breach having failed to timely cure
any such alleged breach, the party(ies) providing any such notice and
request for cure shall be entitled to declare an event of default under
this agreement and seek relief against any such defaulting party(ies)
consistent with Section 9 hereof.

		9.  Arbitration.

			9.1   In the event of any disagreement and/or dispute
under or otherwise in respect of this Agreement, the undersigned parties
hereby agree to resolve any such disagreement and/or dispute, and all
related matters, by binding arbitration.  All arbitration proceedings
shall be conducted in accordance with the then prevailing rules of the
American Arbitration Association ("AAA") at a city in Los Angeles County,
California selected pursuant to such rules.  The arbitration shall be
conducted by a single arbitrator selected jointly by the parties or, in
the event that the parties are enable to mutually agree upon the person
to act as such arbitrator with thirty (30) days following the first
providing of a notice to arbitrate by any of the parties, then the
arbitrator shall be selected by the AAA.  For purposes of such
arbitration, the parties shall be entitled to avail themselves of all
discovery permitted under California Code of Civil Procedure Section 2017
et seq.  The arbitrator shall be empowered to provide any relief and make
any award that could be provided or made by a court of competent
jurisdiction.  Judgment upon the award rendered by the arbitrator may be
entered in any court having jurisdiction or application may be made to
such court for a judicial acceptance of the award and an order of
enforcement, as the case may be.

		10.  Attorneys/Professionals' Fees/Costs.

			10.1  In addition to whatever other relief any of the
party(ies) may be entitled to under or otherwise in respect of this
Agreement, in the event of any disagreement and/or dispute under or
otherwise in respect of this Agreement, the part(ies) prevailing in any
such disagreement and/or dispute shall recover the costs of the
arbitration proceeding and the acceptance and enforcement of any such
arbitration award in any judicial proceeding initiated for such purpose
by the prevailing party(ies), and such prevailing party(ies) reasonable
attorneys and other professionals' fees and costs paid or incurred in
asserting, maintaining and prosecuting any such disagreement/dispute and
arbitration proceeding and decision in respect thereof.

		11.  Choice of Law.

			11.1  This Agreement has been made, executed and
delivered within the State of California, and the rights and obligations
of the parties hereto shall be construed, interpreted and enforced in
accordance with and governed by the law of said State.

		12.  Time Is Of The Essence.

			12.1   For purpose of this Agreement, including the
performance of the parties' responsibilities, duties and obligations
hereunder, time shall be deemed to be of the essence.

		13.  Assignment and Other Matters

			13.1  The parties to this Agreement shall not have the
right, absent the prior written approval and consent of all of the other
parties to this Agreement, to assign or otherwise transfer this Agreement
including any of their rights, duties, responsibilities and/or
obligations hereunder to any person or entity.

		14.  Severability.

			14.1  If any provision of this Agreement is hereafter
finally determined to be unenforceable for any reason, then such
provision shall be deemed and treated for all purposes as severed from
this Agreement; and the balance of this Agreement shall remain in full
force and effect as between the parties notwithstanding any such
unenforceable and severed provision.

		15.  Notices.

			15.1  Notices to be given under or in respect of this
Agreement shall be provided in writing and shall be deemed effective upon
receipt if personally delivered or on the third (3rd) day following
mailing in the United States Mail by certified mail - return receipt
requested, addressed as follows:

			If To Dataquad, Inc.

			Dataquad, Inc.
			3201 Temple Avenue
			Pomona, CA 91768-3200

			With a copy to -

			Robert H. Bretz, Esq.
                  520 Washington Blvd, PMB #428
                  Marina del Rey, CA 90292

			If To The LibraryCard, Inc.

			The LibraryCard, Inc.
			3201 Temple Avenue
			Pomona, CA 91768-3200

			With a copy to -

			Robert H. Bretz, Esq.
                  520 Washington Blvd, PMB #428
                  Marina del Rey, CA 90292

			If To Patick

			Corey M. Patick
			3201 Temple Avenue
                  Pomona, CA ###-##-####

			With a copy to -

			Bill D. Ringer, Esq.
			1401 N. Hunter Street
			San Joaquin, CA 95202

Any party may, from time to time, update or otherwise change its address
for purposes of notice under this Agreement by providing such notice in
accordance with the provisions of this paragraph.

		16.  Headings.

			16.1  The headings of the paragraphs (and any
subparagraphs) of this Agreement are included for the convenience of
reference only and are not intended to affect the meaning or
interpretation of this Agreement.

		17.  Complete Agreement/Amendment.

			17.1  This Agreement constitutes the entire
understanding and agreement between the parties with respect to the
subject matter hereof and is intended to supersede all prior and
contemporaneous written or oral agreements and discussions regarding the
matters which are the subject of this Agreement.  This Agreement may be
amended or otherwise changed only by an agreement in writing so stating
and signed by the party(ies) against which any such amendment or other
change is sought to be enforced.  Each of the parties represents and
warrants to, and agrees with, the other that in entering into and
performing this Agreement, they have not received and are not otherwise
relying upon any statement, fact, circumstance, representation,
understanding, agreement, covenant, promise, guaranty, warranty,
assurance and/or any other matter which is/are not expressly set forth in
this Agreement; and that they will not at any time assert otherwise
(whether by way of any claims in contract, tort, or otherwise), in any
action, proceeding or otherwise against or in respect of any of such
parties to this Agreement.  In entering into this Agreement, each of the
parties hereby further represents and warrants to, and agrees with, the
other that such party had the opportunity to consult with independent
counsel of its own choosing regarding this Agreement and the subject
matter thereof.  The parties acknowledge and agree that this Agreement
was negotiated, drafted and otherwise prepared jointly by all of the
parties and that no party shall suffer any detriment or prejudice as a
result of any determination that any of the language of this Agreement is
ambiguous or otherwise unclear in any manner.  The "Recitals" set forth
at the outset of this Agreement are hereby incorporated by this reference
into and made part of the "Agreement" portion of this Agreement.

		IN WITNESS WHEREOF, the undersigned parties thereunto duly
authorized have executed and delivered this Agreement in Pomona,
California effective as of the date of this Agreement.

						DATAQUAD, INC.

						By ss/William B. Ting
                                       William B. Ting, President

						THE LIBRARYCARD, INC.

						By ss/Michael K. Skiles
                                       Michael K. Skiles, Acting
                                       President

						By ss/Corey M. Patick
                                       Corey M. Patick, an individual

SHAREHOLDER ACKNOWLEDGMENT/APPROVAL

AUTO-GRAPHICS, INC.

By ss/Michael M. Skiles
   Michael M. Skiles, President

By ss/Robert S. Cope
   Robert S. Cope, Chairman
   of the Board

   ss/Stephen White
   Stephen White

        Corey M. Patick

	THESE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES  ACT OF
1933, AND MAY NOT BE SOLD, OFFERED FOR SALE, PLEDGED OR
HYPOTHECATED IN THE ABSENCE OF A REGISTRATION STATEMENT IN EFFECT
	WITH RESPECT TO THE SECURITIES UNDER SUCH ACT OR AN OPINION OF COUNSEL
SATISFACTORY TO THE COMPANY THAT SUCH REGISTRATION IS
	NOT REQUIRED OR UNLESS SOLD PURSUANT TO RULE 144 OF SUCH ACT

	EXHIBIT A

	SPOUSAL CONSENT

		The undersigned Marsha M. Patick ("Spouse"), the wife of
Corey M. Patick, having had the opportunity to consult with her own
independent attorney or other professional advisor in respect of such
matters and the within Spousal Consent, acknowledges the attached Patick
Stock Purchase Agreement and the provisions thereof (the "Agreement"),
and hereby acknowledges, agrees and consents to the provisions of the
Agreement stating and otherwise providing that the Trust Shares to be
sold and issued to Corey M. Patick by the Corporations are and shall be
for al purposes the separate property of Corey M. Patick as provided for
therein; and such undersigned Spouse further hereby irrevocably waives
and disclaims any interest of any kind or nature in and to the Trust
Shares (the "Spousal Consent").

		The undersigned Spouse also acknowledges and agrees that, in
entering into and performing this Agreement, the Corporations and Corey
M. Patick, in his individual capacity as a signatory to the Agreement,
are relying on the within Spousal Consent; and that, in the event that
such Spouse subsequently asserts any right, title and/or interest in
and/or to the Trust Shares for any reason whatsoever, the prevailing
party in any such proceeding or action shall be entitled to recover such
person(s)/entity(ies) reasonable attorneys and other professionals' fees
and costs paid or incurred in respect of any such proceeding/action.

                                        Marsha M. Patick

	EXHIBIT B

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