Document:

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                                                                    EXHIBIT 10.7

                            ADAMS LABORATORIES, INC.
                        INCENTIVE STOCK OPTION AGREEMENT

      THIS AGREEMENT is made as of <<Date_Granted>> between Adams Laboratories,
Inc., a Texas corporation (the Company or AdamsLabs) and
<<First_Last>> (Employee), pursuant to the Adams Laboratories, Inc. 1999
Long-Term Incentive Plan (the Plan).

      WHEREAS, the Board of Directors of the Company (the Board) has authority
to make certain Awards under the Plan to employees of the Company and its
Affiliates; and

      WHEREAS, the Board has determined to award Employee the Option described
in the Agreement;

      NOW, THEREFORE, the Company and Employee agree as follows:

      1.    Effect of Plan and Authority of Board. This Agreement and the Award
granted hereunder are subject to the Plan, which is incorporated herein by
reference. The Board is authorized to make all determinations and
interpretations with respect to matters arising under the Plan, this Agreement
and the Award granted hereunder. Capitalized terms used and not otherwise
defined herein have the respective meanings given them in the Plan.

      2.    Grant of Option.

      (a) Effective as of the Effective Date, the Company grants to Employee an
Option to purchase an aggregate <<M__of_Shares>> shares of Common Stock at an
exercise price of <<exc_price>> per share (the Option). The shares of Common
Stock acquired by Employee pursuant to the exercise of the Option shall be
subject to the following restrictions:

            (i)   Right of First Refusal. In the event that Employee desires to
      accept a bona fide offer made in good faith by a third party (the Third
      Party Offer) with respect to the sale, assignment, transfer or other
      disposition of all or a part of the shares of Common Stock purchased
      pursuant to the exercise of the Option (the Offered Shares), Employee
      shall, as a condition precedent to his or her right to do so, by written
      notice, inform the Company of the receipt of such Third Party Offer, the
      price per share and all of the other terms, provisions and conditions of
      such offer, including the name of the proposed purchaser, and Employee's
      intention to accept the same, and shall by such notice offer the Offered
      Shares for sale to the Company or its designee at the price per share and
      on the terms and conditions set forth in the Third Party Offer. Within 30
      days of the receipt of such notice, the Company or its designee may, by
      giving notice in writing to Employee, elect to purchase any or all of the
      Offered Shares on the basis of the Third Party Offer. If AdamsLabs elects
      to purchase any or all of the Offered Shares, then within 15 days after
      the date AdamsLabs makes an election to purchase the shares, Employee
      shall deliver such shares by delivering the certificate or certificates
      representing the shares to be sold to the principal place of business of
      AdamsLabs, duly endorsed in black for transfer or accompanied by an
      appropriate stock power, together with all documents necessary or
      appropriate for an effective transfer of such shares, AdamsLabs shall pay
      to Employee the purchase price for the shares acquired. In the event
      AdamsLabs elects not to purchase any or to purchase less than all of the
      Offered Shares, Employee may sell the Offered Shares not purchased by
      AdamsLabs to the third party pursuant to the Third Party Offer; provided
      that such sale is in accordance with the terms and conditions of

INCENTIVE STOCK OPTION AGREEMENT - Page 1

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      the Third Party Offer and is consummated within 60 days after the election
      of AdamsLabs not to purchase such Offered Shares; and provided further
      that any such third party transferee shall receive and hold such Offered
      Shares pursuant to the terms and provisions of the Agreement and the Plan
      and no transfer shall be effective unless the transferee executes an
      agreement or acknowledgment to such effect in a form acceptable to
      AdamsLabs.

            (ii)  Right to Repurchase. In the event of Employee's termination of
      employment for any reason, AdamsLabs, its successors and designees, shall
      have the right at any time on or after such termination of employment to
      repurchase all or any of the shares of Common Stock acquired pursuant to
      the exercise of this Option by payment of an amount equal to the then Fair
      Market Value of the shares as determined by the Board of AdamsLabs in good
      faith; provided, however, that if Employee's termination of employment was
      on account of cause as described in Section 7.6(d) of the Plan, the
      purchase price for the repurchase of said shares shall be the lesser of
      said Fair Market Value or the price paid for such shares upon exercise of
      this Option.

            (iii) Public Offering. The rights of AdamsLabs, its successors and
      designees, as set forth in subparagraphs (i) and (ii) of this Section 2(a)
      shall terminate in the event of and upon the closing of the first
      underwritten public offering of the common stock of AdamsLabs that is
      pursuant to a registration statement filed with, and declared effective
      by, the Securities and Exchange Commission under the Securities Act of
      1933, as amended, covering the offer and sale of any common stock to the
      public for AdamsLabs' account.

      (b)   Except as provided below, this Option may not be exercised unless
Employee shall have been in the continuous employ of the Company or an Affiliate
from the date of the Agreement to the date of exercise of this Option:

            (i)   In the event of Employee's termination of employment for
      Retirement, death or permanent or total disability, (within the meaning of
      Section 22(e)(3) of the Code) this Option may be exercised, to the extent
      then vested, for up to one year from the date of such termination of
      employment, unless the Option, by its terms, expires earlier.

            (ii)  In the event of Employee's termination of employment for any
      reason (other than the reasons set forth in subparagraphs (i) and (iii) of
      this paragraph (b)) this Option may be exercised, to the extent then
      vested, for up to three months from the date of such termination of
      employment, unless the Option, by its terms, expires earlier.

            (iii) Notwithstanding subparagraphs (i) and (ii) above, if
      Employee's termination of employment was on account of cause as described
      in Section 7.6(d) of the Plan, this Option shall be immediately forfeited
      to the Company and no additional exercise period shall be allowed,
      regardless of the vested status of the Option.

In no event shall this Option be exercisable in whole or in part after the
expiration of 10 years from the date of this Agreement. The Option is intended
to be and shall be treated as an Incentive Stock Option.

      (c)   Subject to the provisions of Section 2(a) hereof, this Option may be
exercised over a period commencing on the date of this Agreement and ending 10
years from the date of the Agreement in accordance with the vesting schedule set
forth on Schedule A attached hereto.

      (d)   Notwithstanding the provisions in the preceding paragraph relating
to the vesting schedule set forth on Schedule A, while Employee remains in the
employ of the Company or an Affiliate

INCENTIVE STOCK OPTION AGREEMENT - Page 2

<PAGE>

this Option may be exercised as to any and all shares of Common Stock covered
hereby prior to the dates set forth for the vesting thereof on Schedule A,
provided, however, that any shares of Common Stock purchased pursuant to the
exercise of the Option in excess of the number of shares otherwise then
exercisable as set forth on Schedule A attached hereto. During the Restriction
Period the shares of Restricted Stock shall be subject to the following
provisions and restrictions, in addition to the restrictions and provisions set
forth in paragraph (a) above and those set forth in the Plan:

            (i)   In the event of Employee's termination of employment with the
      Company and its Affiliates during the Restriction Period, all shares of
      Restricted Stock with respect to which the Restriction Period has not
      ended shall be forfeited to AdamsLabs and AdamsLabs shall pay to Employee
      an amount equal to the lesser of the price paid by Employee upon exercise
      of the shares so forfeited or the Fair Market Value of the shares on the
      date of forfeiture;

            (ii)  During the Restriction Period, employee shall not be entitled
      to receive dividends or to vote the shares or enjoy other stockholder
      rights with respect to any shares of Restricted Stock for which the
      Restriction Period has not ended;

            (iii) Employee shall not be entitled to possession of the stock
      certificate representing the Restricted Stock until the Restriction Period
      has expired and the Company shall retain custody of the Restricted Stock
      during the Restriction Period; and

            (iv)  Employee may not sell, transfer, pledge, exchange, hypothecate
      or otherwise dispose of the Restricted Stock during the Restriction
      Period.

      (e)   Upon exercise of the Option, the exercise price of the Option shall
be payable to the Company in the Manner specified in Section 7.5 of the Plan.

      (f)   Promptly after demand by the Company, and at its direction, Employee
shall pay to the Company or the appropriate Affiliate an amount equal to the
applicable withholding taxes, if any, due in connection with the exercise of the
Option. Pursuant to Section 11.6 of the Plan, such withholding taxes may be paid
in cash or, subject to the further provisions of this Section 2(e), in whole or
in part, by having the Company withhold from the shares of Common Stock
otherwise issuable upon exercise of the Option a number of shares of Common
Stock having a value equal to the amount of such withholding taxes or by
delivering to the Company or the appropriate Affiliate a number of issued and
outstanding shares of Common Stock (excluding restricted shares still subject to
a risk of forfeiture) having a value equal to the amount of such withholding
taxes. The value of any shares of Common Stock so withheld by or delivered to
the Company or the appropriate Affiliate shall be based on the Fair Market Value
(as defined in the Plan) of such shares on the date on which the tax withholding
is to be made. Employee shall pay to the Company or the appropriate Affiliate in
cash the amount, if any, by which the amount of such withholding taxes exceeds
the value of the shares of Common Stock so withheld or delivered. An election by
Employee to have shares withheld or to deliver shares to pay withholding taxes
(an "Election") must be made at or prior to the time of exercise of the Option.
All Elections shall be made in the same manner as is required for the exercise
of the Option and shall be made on a form approved by the Company.

      3.    Acceleration of Vesting. Notwithstanding anything contained in this
Agreement or the Plan to the contrary, in the event of a Corporate Transaction
(as defined in the Plan), this Option shall become immediately exercisable in
full and the Restriction Period shall end with respect to any shares of
Restricted Stock previously purchased by Employee pursuant to exercise of this
Option.

INCENTIVE STOCK OPTION AGREEMENT - Page 3

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      4.    Delivery of Shares. Delivery of the certificates representing the
shares of Common Stock purchased upon exercise of this Option shall be made
promptly after receipt of notice of exercise and full payment of the exercise
price and any required withholding taxes; provided, however, that delivery of
the certificates representing the shares of Restricted Stock purchased upon
exercise of this Option with respect to which the Restriction Period has ended
shall be made promptly after the later of receipt of notice of exercise and full
payment of the exercise price and the end of Restriction Period, subject to full
payment of any required withholding taxes. If the Company so elects, its
obligation to deliver shares of Common Stock upon the exercise of this Option
and Restricted Stock purchased upon exercise of this Option with respect to
which the Restriction Period has ended shall be conditioned upon its receipt
from the person exercising this Option of an executed investment letter, in form
and content satisfactory to the Company and its legal counsel, evidencing the
investment intent of such person and such other matters as the Company and its
legal counsel, evidencing the investment intent of such person and such other
matters as the Company may reasonably require. If the Company so elects, the
certificate or certificates representing the shares of Common Stock, including
any Restricted Stock with respect to which the Restriction Period has ended,
issued upon exercise of this Option shall bear a legend in substantially the
following form:

      THE SHARES EVIDENCED BY THIS CERTIFICATE HAVE BEEN ACQUIRED FOR INVESTMENT
      AND HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933 OR
      APPLICABLE STATE SECURITIES LAWS AND MAY NOT BE SOLD OR OTHERWISE
      TRANSFERRED UNLESS SUCH SHARES ARE FIRST REGISTERED THEREUNDER OR UNLESS
      THE COMPANY RECEIVES A WRITTED OPINION OF COUNSEL, WHICH OPINION AND
      COUNSEL ARE ACCEPTABLE TO THE COMPANY, TO THE EFFECT THAT REGISTRATION
      THEREUNDER IS NOT REQUIRED.

In addition, each certificate representing shares of Common Stock, including any
Restricted Stock with respect to which the Restriction Period has ended, issued
pursuant to the Option shall bear a legend in substantially the following form:

      THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE BEEN ISSUED PURSUANT TO
      THE TERMS OF THE 1999 LONG-TERM INCENTIVE PLAN OF ADAMS LABORATORIES, INC.
      ("ADAMSLABS") AND MAY NOT BE SOLD, ASSIGNED, TRANSFERRED, PLEDGED OR
      OTHERWISE ENCUMBERED OR DISPOSED OF EXCEPT AS SET FORTH IN THE TERMS OF AN
      AGREEMENT ENTERED INTO BETWEEN THE REGISTERED OWNER HEREOF AND ADAMSLABS.
      A COPY OF SUCH PLAN AND AGREEMENT ARE ON FILE AT THE PRINCIPAL EXECUTIVE
      OFFICES OF ADAMSLABS.

      5.    Nonassignability. The Option granted hereunder may not be sold,
transferred, pledged, exchanged, hypothecated or otherwise disposed of, other
than by will or pursuant to the applicable laws of descent and distribution. In
the case of the death of Employee or other person entitled to exercise the
Option, the Company may require, as a condition to the transfer of the Option by
will or pursuant to the laws of descent and distribution or the exercise
thereof, that the person entitled to exercise the Option execute and deliver to
the Company such instruments and documents as may be reasonably requested by the
Company to evidence and confirm such person's right and title to the Option.

      6.    Notices. All notice between the parties hereto shall be in writing.
Notices to Employee shall be given to Employee's address as contained in the
Company's records. Notices to the Company

INCENTIVE STOCK OPTION AGREEMENT - Page 4

<PAGE>

shall be addressed to the Board of Directors, Adams Laboratories, Inc., 14801
Sovereign Road, Ft. Worth, Texas 76155, Attention: LTIP Administration.

      7.    Relationship With Contract of Employment.

      (a)   The grant of an Option does not form part of Employee's entitlement
to remuneration or benefit pursuant to his/her contract of employment, if any,
nor does the existence of a contract of employment between any person and the
Company or an Affiliate give such person any right or entitlement to have an
Option granted to him/her or any expectation that an Option might be granted to
him/her whether subject to any conditions or at all.

      (b)   The rights and obligations of Employee under the terms of his/her
contract of employment with the Company or an Affiliate, if any, shall not be
affected by the grant of an Option.

      (c)   The rights granted to Employee upon the grant of an Option shall not
afford Employee any rights or additional rights to compensation or damages in
consequence of the loss or termination of his/her office or employment with the
Company or an Affiliate for any reason whatsoever.

      (d)   Employee shall not be entitled to any compensation or damages for
any loss or potential loss which he/she may suffer by reason of being or
becoming unable to exercise an Option in consequence of the loss or termination
of his/her office or employment with the Company or an Affiliate for any reason
(including, without limitation, any breach of contract by his/her employer) or
in any other circumstances whatsoever.

      8.    Governing Law. This Agreement shall be governed by and construed in
accordance with the internal laws (and not the principles relating to conflicts
of laws) of the State of Texas, except as superceded by Federal law.

      IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of
the date first written above.

                                         ADAMS LABORATORIES, INC.

                                         By /s/ David P. Becker
                                            --------------------------------
                                         DAVID P. BECKER
                                         CHIEF FINANCIAL OFFICER

                                         EMPLOYEE:
                                         __________________________________
                                         <<FIRST_NAME>> <<LAST_NAME>>
                                         <<SSN>>

INCENTIVE STOCK OPTION AGREEMENT - Page 5

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      I have reviewed this Agreement and the related Plan and agree to and
accept all of the terms set forth therein to the extent of any interest I may
now have or may have in the future pursuant to the grant of the Award described
herein to my spouse.

                                        SPOUSE:

                                        ______________________________________
                                        Signature of Employee's spouse if any.

INCENTIVE STOCK OPTION AGREEMENT - Page 6

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                            ADAMS LABORATORIES, INC.

                                   SCHEDULE A
                                       TO
                        INCENTIVE STOCK OPTION AGREEMENT

      (a)   <<AutoMergeField>>% of such shares (if a fractional number, then the
next lower whole number) are purchasable, in whole at any time or in part from
time to time, commencing on <<year2>>, if the Employee serves as an employee of
the Company or an Affiliate until that date;

      (b)   an additional <<AutoMergeField>>% of such shares (if a fractional
number, then the next lower whole number) are purchasable, in whole at any time
or in part from time to time, commencing on <<year3>>, if the Employee serves as
an employee of the Company or an Affiliate until that date;

      (c)   an additional <<AutoMergeField>>% of such shares (if a fractional
number, then the next lower whole number) are purchasable, in whole at any time
or in part from time to time, commencing on <<year4>>, if the Employee serves as
an employee of the Company or an Affiliate until that date;

      (d)   an additional <<AutoMergeField>>% of such shares (if a fractional
number, then the next lower whole number) are purchasable, in whole at any time
or in part from time to time, commencing on <<year5>>, if the Employee serves as
an employee of the Company or an Affiliate until that date;

      (e)   the remaining <<AutoMergeField>>% of such shares are purchasable, in
whole at any time or in part from time to time, commencing on <<year6>>, if the
Employee serves as an employee of the Company or an Affiliate until that date.

INCENTIVE STOCK OPTION AGREEMENT - Page 7<PAGE>
                                                                   EXHIBIT 10.10

                                     NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

                             ADOPTION AGREEMENT FOR

                                      ARS

                     NON-STANDARDIZED 401(K) PROFIT SHARING
                                 PLAN AND TRUST

The undersigned Employer adopts Administaff Retirement Services, L.P. Prototype
Non-Standardized Profit Sharing Plan and Trust and elects the following
provisions:

CAUTION: Failure to properly fill out this Adoption Agreement may result in
disqualification of the Plan

EMPLOYER INFORMATION
(An amendment to the Adoption Agreement is not needed solely to reflect a change
in the information in this Employer Information Section.)

1.    EMPLOYER'S NAME, ADDRESS AND TELEPHONE NUMBER

      Name:    Adam's Laboratories, Inc.
               -----------------------------------------------------------------

               -----------------------------------------------------------------

      Address: 14801 Sovereign Rd
               -----------------------------------------------------------------
                                                 Street

                  Fort Worth                TX              76155
               -----------------------------------------------------------------
                   City                    State            Zip

      Telephone:   817-354-3858
                -----------------------------------------

2.    EMPLOYER'S TAXPAYER IDENTIFICATION NUMBER    75-2725552
                                                --------------------------------

3.    TYPE OF ENTITY
      a. [X] Corporation (including Tax-exempt or Non-profit Corporation)
      b. [ ] Professional Service Corporation
      c. [ ] S Corporation
      d. [ ] Limited Liability Company that is taxed as:
            1. [ ] a partnership or sole proprietorship
            2. [ ] a Corporation
            3. [ ] an S Corporation
      e. [ ] Sole Proprietorship
      f. [ ] Partnership (including Limited Liability)
      g. [ ] Other:
                   -------------------------------------------------------------

      AND, the Employer is a member of (select all that apply):
      h. [ ] a controlled group
      i. [ ] an affiliated service group

4.    EMPLOYER FISCAL YEAR means the 12 consecutive month period:

      Beginning on             July 1                 (e.g., January 1st)
                        ------------------------------
                               month       day

      and ending on            June 30
                        ------------------------------
                               month       day

(C) Copyright 2001 ARS

                                       1
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                                     NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

PLAN INFORMATION

(An amendment to the Adoption Agreement is not needed solely to reflect a change
in the information in Questions 9. through 11.)

5.    PLAN NAME:

            Adam's Laboratories, Inc. Retirement Savings Plan
      --------------------------------------------------------------------------

      --------------------------------------------------------------------------

      --------------------------------------------------------------------------

6.    EFFECTIVE DATE
      a. [X] This is a new Plan effective as of January 1, 2004 (hereinafter
             called the "Effective Date").

      b. [ ] This is an amendment and restatement of a previously established
             qualified plan of the Employer which was originally effective
             _____________ (hereinafter called the "Effective Date"). The
             effective date of this amendment and restatement is
             _________________

      c. [N/A] FOR GUST RESTATEMENTS: This is an amendment and restatement of a
               previously established qualified plan of the Employer to bring
               the Plan into compliance with GUST (GATT, USERRA, SBJPA and TRA
               '97). The original Plan effective date was ____________
               (hereinafter called the "Effective Date") Except as specifically
               provided in the Plan, the effective date of this amendment and
               restatement is____________. (May enter a restatement date that is
               the first day of the current Plan Year. The Plan contains
               appropriate retroactive effective dates with respect to
               provisions for the appropriate laws.)

7.    PLAN YEAR means the 12 consecutive month period:

      Beginning on              01         01         (e.g., January 1st)
                        ------------------------------
                               month       day

      and ending on             12         31
                        --------------------------------------
                               month       day

      EXCEPT that there will be a Short Plan Year:

      a. [ ] N/A
      b. [X] Beginning on           12          31   2003  (e.g,. July 1, 2000)
                               -------------------------------
                                   month       day,     year

             and ending on          12         31       2003
                               ----------------------------------------
                                   month       day,     year

8.    VALUATION DATE means:

      a. [X] Every day that the Trustee, any transfer agent appointed by the
             Trustee or the Employer, and any stock exchange used by such agent
             are open for business (daily valuation).

      b. [N/A] The last day of each Plan Year.

      c. [N/A] The last day of each Plan Year half (semi-annual).

      d. [N/A] The last day of each Plan Year quarter.

      e. [N/A] Other (specify day or dates):____________ (must be at least once
               each Plan Year).

9.    PLAN NUMBER assigned by the Employer

      a. [X] 00l

      b. [ ] 002

      c. [ ] 003

      d. [ ] Other:______________

(C)Copyright 2001 ARS

                                       2
<PAGE>
                                   NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

10.   TRUSTEE(S):

      a. [ ] Individual Trustee(s) who serve as discretionary Trustee(s)
            over assets not subject to control by a corporate Trustee

            Name(s)                           Title(s)

            -------------------------------   ----------------------------------

            -------------------------------   ----------------------------------

            Address and Telephone number

            1. [ ] Use Employer address and telephone number
            2. [ ] Use address and telephone number below:

            Address:
                    ------------------------------------------------------------
                                     Street

                    ------------------------------------------------------------
                        City                          State               Zip

            Telephone:
                      ----------------------------------------------------------

      b. [X] Corporate Trustee

            Name:          Reliance Trust Company
                 ---------------------------------------------------------------
            Address:       3384 Peachtree Road NE, Suite 900
                    ------------------------------------------------------------

                        Atlanta           GA                30326-1106
                    ------------------------------------------------------------
                        City             Street                    Zip

            Telephone:   (800) 749-0752
                      -----------------------

            AND, the corporate Trustee shall serve as:

            1. [X] a directed (nondiscretionary) Trustee over all Plan assets
                   except for the following:

            --------------------------------------------------------------------

            2. [ ] a discretionary Trustee over all Plan assets except for the
                   following:

            --------------------------------------------------------------------

      AND, shall a separate trust agreement be used with this Plan?
      c. [ ] Yes
      d. [X] No

      NOTE: If Yes is selected, an executed copy of the trust agreement between
            the Trustee and the Employer must be attached to this Plan. The Plan
            and trust agreement will be read and construed together. The
            responsibilities, rights and powers of the Trustee shall be those
            specified in the trust agreement.

(C) Copyright 2001 ARS

                                       3
<PAGE>
                                     NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

11.   PLAN ADMINISTRATOR'S NAME, ADDRESS AND TELEPHONE NUMBER:
      (If none is named, the Employer will become the Administrator.)
      a. [X] Employer (Use Employer address and telephone number)
      b. [ ] Use name, address and telephone number below:

            Name:    Adam's Laboratories, Inc.
                  --------------------------------------------------

                  --------------------------------------------------------------

            Address:     14801 Sovereign Rd
                    ------------------------------------------------------------
                                         Street

                      Fort Worth                 TX            76155
                    ------------------------------------------------------------
                         City                    State             Zip

            Telephone:   817-354-3858
                       ------------------

12.   CONSTRUCTION OF PLAN
      This Plan shall be governed by the laws of the state or commonwealth
      where the Employer's (or, in the case of a corporate Trustee, such
      Trustee's) principal place of business is located unless another state or
      commonwealth is specified:

                           Texas
      -----------------------------------------------------------------------

ELIGIBILITY REQUIREMENTS

13.   ELIGIBLE EMPLOYEES (Plan Section 1.18)
      FOR ALL PURPOSES OF THE PLAN (EXCEPT AS ELECTED IN d. or e. BELOW FOR
      EMPLOYER CONTRIBUTIONS) means all Employees (including Leased Employees)
      EXCEPT:
      NOTE: If different exclusions apply to Elective Deferrals than to other
            Employer contributions, complete this part a.-b. for the Elective
            Deferral component of the Plan.

      a. [N/A] N/A No exclusions.
      b. [X] The following are excluded, except that if b.3. is selected, such
            Employees will be included (select all that apply):
            1. [X] Union Employees (as defined in Plan Section 1.18)
            2. [X] Non-resident aliens (as defined in Plan Section 1.18)
            3. [ ] Employees who became Employees as the result of a "Code
                   Section 410(b)(6)(C) transaction" (as defined in Plan Section
                   1.18)
            4. [ ] Salaried Employees
            5. [ ] Highly Compensated Employees
            6. [X] Leased Employees
            7. [ ] Other:_________________________

      HOWEVER, different exclusions will apply (select c. OR d. and/or e.):

      c. [X] N/A The options elected in a.-b. above apply for all purposes of
             the Plan.

      d. [N/A] For purposes of all Employer contributions (other than Elective
             Deferrals and matching contributions)...

      e. [N/A] For purposes of Employer matching contributions...

(C) Copyright 2001 ARS

                                       4
<PAGE>
                                     NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

      IF d. OR e. IS SELECTED, the following exclusions apply for such purposes
      (select f. or g.):
      f. [N/A] N/A No exclusions
      g. [N/A] The following are excluded, except that if g.3. is selected,
            such Employees will be included (select all that apply):
            1. [ ] Union Employees (as defined in Plan Section 1.18)
            2. [ ] Non-resident aliens (as defined in Plan Section 1.18)
            3. [ ] Employees who became Employees as the result of a "Code
                   Section 410(b)(6)(C) transaction" (as defined in Plan Section
                   1.18)
            4. [ ] Salaried Employees
            5. [ ] Highly Compensated Employees
            6. [ ] Leased Employees
            7. [ ] Other:_______________________________________________________

14.   THE FOLLOWING AFFILIATED EMPLOYER (Plan Section 1.6) will adopt this Plan
      as a Participating Employer (if there is more than one, or if Affiliated
      Employers adopt this Plan after the date the Adoption Agreement is
      executed, attach a list to this Adoption Agreement of such Affiliated
      Employers including their names, addresses, taxpayer identification
      numbers and types of entities):
      NOTE: Employees of an Affiliated Employer that does not adopt this
            Adoption Agreement as a Participating Employer shall not be Eligible
            Employees. This Plan could violate the Code Section 410(b) coverage
            rules if all Affiliated Employers do not adopt the Plan.
      a. [X] N/A
      b. [ ] Name of First Affiliated Employer:_________________________________

             Address:  _________________________________________________________
                                           Street

                       _________________________________________________________
                       City                     State                 Zip

      Telephone:_____________________

      Taxpayer Identification Number__________________

      AND, the Affiliated Employer is:
      c. [ ] Corporation (including Tax-exempt, Non-profit or Professional
             Service Corporation)
      d. [ ] S Corporation
      e. [ ] Limited Liability Company that is taxed as:
            1. [ ] a partnership or sole proprietorship
            2. [ ] a Corporation
            3. [ ] an S Corporation
      f. [ ] Sole Proprietorship
      g. [ ] Partnership (including Limited Liability)
      h. [ ] Other: _________________________________________________

15.   CONDITIONS OF ELIGIBILITY (Plan Section 3.1)
      Any Eligible Employee will be eligible to participate in the Plan upon
      satisfaction of the following:
      NOTE: If the Year(s) of Service selected is or includes a fractional year,
            an Employee will not be required to complete any specified number of
            Hours of Service to receive credit for such fractional year. If
            expressed in months of service, an Employee will not be required to
            complete any specified number of Hours of Service in a particular
            month, unless elected in b.4. or i.4. below.

      ELIGIBILITY FOR ALL PURPOSES OF THE PLAN (EXCEPT AS ELECTED IN e.-k. BELOW
      FOR EMPLOYER CONTRIBUTIONS) (select a. or all that apply of b., c., and
      d.):

      NOTE: If different conditions apply to Elective Deferrals than to other
            Employer contributions, complete this part a.-d. for the Elective
            Deferral component of the Plan.

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                                     NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

      a. [ ] No age or service required (Go to e.-g. below)
      b. [X] Completion of the following service requirement which is based on
             Years of Service (or Periods of Service if the Elapsed Time Method
             is elected):
             1. [ ] No service requirement
             2. [ ] 1/2 Year of Service or Period of Service
             3. [ ] 1 Year of Service or Period of Service
             4. [X] 1000 (not to exceed 1,000) Hours of Service within 12 (not
                    to exceed 12) months from the Eligible Employee's employment
                    commencement date. If an Employee does not complete the
                    stated Hours of Service during the specified time period,
                    the Employee is subject to the Year of Service requirement
                    in b.3 above.
             5. [N/A] Other:____________________________________________________
                                (may not exceed one (1) Year of Service
                                          or Period of Service)
      c. [X] Attainment of age:
            1. [ ] No age requirement
            2. [ ] 20 1/2
            3. [ ] 21
            4. [X] Other: 18     (may not exceed 21)
                          ------
      d. [ ] The service and/or age requirements specified above shall be
             waived with respect to any Eligible Employee who was employed
             on______________and such Eligible Employee shall enter the Plan as
             of such date.

            The requirements to be waived are (select one or both):
            1. [ ] service requirement (will let part-time Eligible Employees
                   in Plan)
            2. [ ] age requirement

      HOWEVER, DIFFERENT ELIGIBILITY CONDITIONS WILL APPLY (select e. OR f.
      and/or g.):
      e. [X] N/A The options elected in a.-d. above apply for all purposes
             of the Plan.
      f. [N/A] For purposes of all Employer contributions (other than Elective
               Deferrals and matching contributions).
      g. [N/A] For purposes of Employer matching contributions.

      If f. OR g. IS SELECTED, the following eligibility conditions apply for
      such purposes:
      h. [N/A] No age or service requirements
      i. [N/A] Completion of the following service requirement which is based
               on Years of Service (or Periods of Service if the Elapsed Time
               Method is elected):
            1. [ ] No service requirement
            2. [ ] 1/2 Year of Service or Period of Service
            3. [ ] 1 Year of Service or Period of Service
            4. [ ] _____ (not to exceed 1,000) Hours of Service within______(not
                   to exceed 12) months from the Eligible Employee's employment
                   commencement date. If an Employee does not complete the
                   stated Hours of Service during the specified time period, the
                   Employee is subject to the Year of Service requirement in
                   i.3. above
            5. [ ] 1 1/2 Years of Service or Periods of Service
            6. [ ] 2 Years of Service or Periods of Service
            7. [ ] Other:_____________________________________________________
                          (may not exceed two (2) Years of Service or Periods
                                            of Service)
            NOTE: If more than one (l) Year of Service is elected 100% immediate
            vesting is required.
      j. [N/A] Attainment of age:
            1. [ ] No age requirement
            2. [ ] 20 1/2
            3. [ ] 21
            4. [ ] Other:________________________________(may not exceed 21)
      k. [N/A] The service and/or age requirements specified above shall be
             waived with respect to any Eligible Employee who was employed
             on___________and such Eligible Employee shall enter the Plan as
             of such date.

            The requirements to be waived are (select one or both):
            1. [ ] service requirement (will let part-time Eligible Employees in
                   Plan)
            2. [ ] age requirement

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16.   EFFECTIVE DATE OF PARTICIPATION (Plan Section 3.2)

      An Eligible Employee who has satisfied the eligibility requirements will
      become a Participant for all purposes of the Plan (except as elected in
      g.-p. below for Employer contributions):

      NOTE: If different entry dates apply to Elective Deferrals than to other
            Employer contributions, complete this part a.-f. for the Elective
            Deferral component of the Plan.

      a.    [N/A] the day on which such requirements are satisfied.

      b.    [X] the first day of the month coinciding with or next following the
                date on which such requirements are satisfied.

      c.    [ ] the first day of the Plan Year quarter coinciding with or next
                following the date on which such requirements are satisfied.

      d.    [ ] the earlier of the first day of the seventh month or the first
                day of the Plan Year coinciding with or next following the date
                on which such requirements are satisfied.

      e.    [ ] the first day of the Plan Year next following the date on which
                such requirements are satisfied. (Eligibility must be 1/2 Year
                of Service (or Period of Service) or less and age must be 20 1/2
                or less).

      f.    [N/A] other:________________________________________________________

                  provided that an Eligible Employee who has satisfied the
                  maximum age (21) and service requirements (one (1) Year or
                  Period of Service) and who is otherwise entitled to
                  participate, shall commence participation no later than the
                  earlier of (a) 6 months after such requirements are
                  satisfied, or (b) the first day of the first Plan Year after
                  such requirements are satisfied, unless the Employee separates
                  from service before such participation date.

      HOWEVER, different entry dates will apply (select g. OR h. and/or i.):

      g.    [X] N/A The options elected in a.-f. above apply for all purposes of
                the Plan.

      h.    [N/A] For purposes of all Employer contributions (other than
                  Elective Deferrals and matching contributions).

      i.    [N/A] For purposes of Employer matching contributions.

      IF h. OR i. IS SELECTED, the following entry dates apply for such purposes
      (select one):

      j.    [N/A] the first day of the month coinciding with or next following
                  the date on which such requirements are satisfied.

      k.    [N/A] the first day of the Plan Year quarter coinciding with or next
                  following the date on which such requirements are satisfied.

      1.    [N/A] the first day of the Plan Year in which such requirements are
                  satisfied.

      m.    [N/A] the first day of the Plan Year in which such requirements are
                  satisfied, if such requirements are satisfied in the first 6
                  months of the Plan Year, or as of the first day of the next
                  succeeding Plan Year if such requirements are satisfied in the
                  last 6 months of the Plan Year.

      n.    [N/A] the earlier of the first day of the seventh month or the first
                  day of the Plan Year coinciding with or next following the
                  date on which such requirements are satisfied.

      o.    [N/A] the first day of the Plan Year next following the date on
                  which such requirements are satisfied. (Eligibility must be
                  1/2 (or 1 1/2 if 100% immediate Vesting is selected) Year of
                  Service (or Period of Service) or less and age must be 20 1/2
                  or less).

      p.    [N/A] other:________________________________________________,
                  provided that an Eligible Employee who has satisfied the
                  maximum age (21) and service requirements (one (1) Year or
                  Period of Service (or more than one (1) year if full and
                  immediate vesting)) and who is otherwise entitled to
                  participate, shall commence participation no later than the
                  earlier of (a) 6 months after such requirements are satisfied,
                  or (b) the first day of the first Plan Year after such
                  requirements are satisfied, unless the Employee separates from
                  service before such participation date.

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SERVICE

17.   RECOGNITION OF SERVICE WITH PREDECESSOR EMPLOYER (Plan Sections 1.57 and
      1.85)

      a.    [N/A] No service with a predecessor Employer shall be recognized

      b.    [X] Service with Administaff

                  will be recognized except as follows (select 1. or all that
                  apply of 2. through 4.):

                  1.    [X] N/A, no limitations.

                  2.    [N/A] service will only be recognized for vesting
                        purposes.

                  3.    [N/A] service will only be recognized for eligibility
                        purposes.

                  4.    [N/A] service prior to____________________will not be
                        recognized.

                  NOTE: If the predecessor Employer maintained this qualified
                        Plan, then Years of Service (and/or Periods of Service)
                        with such predecessor Employer shall be recognized
                        pursuant to Plan Sections 1.57 and 1.85 and b.1. will
                        apply.

18.   SERVICE CREDITING METHOD (Plan Sections 1.57 and 1.85)

      NOTE: If no elections are made in this Section, then the Hours of Service
            Method will be used and the provisions set forth in the definition
            of Year of Service in Plan Section 1.85 will apply.

      ELAPSED TIME METHOD shall be used for the following purposes (select all
      that apply):

      a.    [X] N/A. Plan only uses the Hours of Service Method.

      b.    [N/A] all purposes. (If selected, skip to Question 19.)

      c.    [ N/A] eligibility to participate.

      d.    [ N/A] vesting.

      e.    [ N/A] sharing in allocations or contributions.

      HOURS OF SERVICE METHOD shall be used for the following purposes (select
      all that apply):

      f.    [N/A] N/A. Plan only uses the Elapsed Time Method.

      g.    [X] eligibility to participate in the Plan. The eligibility
            computation period after the initial eligibility computation period
            shall...

            1.    [X] shift to the Plan Year after the initial computation
                  period.

            2.    [ ] be based on the date an Employee first performs an Hour of
                  Service (initial computation period) and subsequent
                  computation periods shall be based on each anniversary date
                  thereof.

      h.    [X] vesting. The vesting computation period shall be...

            1.    [X] the Plan Year.

            2.    [ ] the date an Employee first performs an Hour of Service and
                  each anniversary thereof.

      i.    [X] sharing in allocations or contributions (the computation period
            shall be the Plan Year.)

      AND, IF THE HOURS OF SERVICE METHOD IS BEING USED, the Hours of Service
      will be determined on the basis of the method selected below. Only one
      method may be selected. The method selected below will be applied to
      (select j. or k.):

      j.    [N/A] all Employees.

      k.    [X] salaried Employees only (for hourly Employees, actual Hours of
            Service will be used).

      ON THE BASIS OF:

      l.    [N/A] actual hours for which an Employee is paid or entitled to
            payment.

      m.    [N/A] days worked. An Employee will be credited with ten (10) Hours
            of Service if under the Plan such Employee would be credited with at
            least one (1) Hour of Service during the day.

      n.    [N/A] weeks worked. An Employee will be credited with forty-five
            (45) Hours of Service if under the Plan such Employee would be
            credited with at least one (1) Hour of Service during the week.

      o.    [N/A] semi-monthly payroll periods worked. An Employee will be
            credited with ninety-five (95) Hours of Service if under the Plan
            such Employee would be credited with at least one (1) Hour of
            Service during the semi-monthly payroll period.

      p.    [X] months worked. An Employee will be credited with one hundred
            ninety (190) Hours of Service if under the Plan such Employee would
            be credited with at least one (1) Hour of Service during the month.

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                                     NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

      AND, a Year of Service means the applicable computation period during
      which an Employee has completed at least:

          q. [X] __1000__ (may not be more than 1,000) Hours of Service (if left
             blank, the Plan will use 1,000 Hours of Service).

VESTING

19.    VESTING OF PARTICIPANT'S INTEREST (Plan Section 6.4(b))

      Vesting for Employer Contributions (except as otherwise elected in j -q
      below for matching contributions). The vesting schedule, based on a
      Participant's Years of Service (or Periods of Service if the Elapsed Time
      Method is elected), shall be as follows:

      a.     [ ] 100% upon entering Plan (Required if eligibility requirement is
             greater than one (1) Year of Service or Period of Service )

      b.    [   ] 3 Year Cliff:
              0-2 years           0%
              3 years             100%

      c. [N/A] 5 Year Cliff:
               0-4 years           0%
               5 years             100%

      d. [N/A] 6 Year Graded:
               0-1 year            0%
               2 years             20%
               3 years             40%
               4 years             60%
               5 years             80%
               6 years             100%

      e. [N/A] 4 Year Graded:
               1 year              25%
               2 years             50%
               3 years             75%
               4 years             100%

      f. [X] 5 Year Graded:
             1 year              20%
             2 years             40%
             3 years             60%
             4 years             80%
             5 years             100%

      g. [N/A] 7 Year Graded:
                0-2 years           0%
                3 years             20%
                4 years             40%
                5 years             60%
                6 years             80%
                7 years             100%

      h. [N/A] Other - Must be at least as liberal as either c. or g. above

            Service                             Percentage

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

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                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

      VESTING FOR EMPLOYER MATCHING CONTRIBUTIONS

      The vesting schedule for Employer matching contributions, based on a
      Participant's Years of Service (or Periods of Service if the Elapsed Time
      Method is elected) shall be as follows:

      i.    [N/A] N/A. There are no matching contributions subject to a vesting
                  schedule OR the schedule in a.-h. above shall also apply to
                  matching contributions

      j.    [N/A] 100% upon entering Plan. (Required if eligibility requirement
                  is greater than one (1) Year of Service or Period of Service).

      k.    [N/A] 3 Year Cliff

      1.    [N/A] 5 Year Cliff

      m.    [N/A] 6 Year Graded

      n.    [N/A] 4 Year Graded

      o.    [N/A] 5 Year Graded

      p.    [N/A] 7 Year Graded

      q.    [N/A] Other - Must be at least as liberal as either i. or p. above

           Service                              Percentage

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

20.   FOR AMENDED PLANS (Plan Section 6.4(f))

      If the vesting schedule has been amended to a less favorable schedule,
      enter the pre-amended schedule below:

      a.    [X] Vesting schedule has not been amended, amended schedule is more
            favorable in ALL years or prior schedule was immediate 100% vesting.

      b.    [ ] Pre-amended schedule:

            Service                            Percentage

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

21.   TOP HEAVY VESTING (Plan Section 6.4(c))

      If this Plan becomes a Top Heavy Plan, the following vesting schedule,
      based on number of Years of Service (or Periods of Service if the Elapsed
      Time Method is elected), shall apply and shall be treated as a Plan
      amendment pursuant to this Plan. Once effective, this schedule shall also
      apply to any contributions made before the Plan became a Top Heavy Plan
      and shall continue to apply if the Plan ceases to be a Top Heavy Plan
      unless an amendment is made to change the vesting schedule.

      a.    [X] N/A (the regular vesting schedule already satisfies one of the
            minimum top heavy schedules).

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                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

      b.    [ ] 6 Year Graded:
                  0-1 year         0%
                  2 years          20%
                  3 years          40%
                  4 years          60%
                  5 years          80%
                  6 years          100%

      c.    [ ] 3 Year Cliff:
                  0-2 years        0%
                  3 years          100%

      d.    [ ] Other - Must be at least as liberal as either b. or c. above.

            Service                            Percentage

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      -------------------                 ---------------------

      NOTE: This Section does not apply to the account balances of any
            Participant who does not have an Hour of Service after the Plan has
            initially become top heavy. Such Participant's Account balance
            attributable to Employer contributions and Forfeitures will be
            determined without regard to this Section.

22.   EXCLUDED VESIING SERVICE

      a.    [ ] No exclusions.

      b.    [ ] Service prior to the Effective Date of the Plan or a predecessor
                plan.

      c.    [X] Service prior to the time an Employee has attained age 18.

23.   VESTING FOR DEATH AND TOTAL AND PERMANENT DISABILITY

      Regardless of the vesting schedule, Participants shall become fully Vested
      upon (select a. or all that apply of b. and c.)

      a.    [X] N/A. Apply vesting schedule, or all contributions to the Plan
                are fully Vested.

      b.    [N/A] Death.

      c.    [N/A] Total and Permanent Disability.

24.   NORMAL RETIREMENT AGE ("NRA") (Plan Section 1.45) means the:

      a.    [X] date of a Participant's 65 birthday (not to exceed 65th).

      b.    [ ] later of a Participant's ___ birthday (not to exceed 65th) or
                the (not to exceed 5th) anniversary of the first day of the Plan
                Year in which participation in the Plan commenced.

25.   NORMAL RETIREMENT DATE (Plan Section 1.46) means the:

      a.    [X] Participant's "NRA."

      OR (select one)

      b.    [ ] first day of the month coinciding with or next following the
                Participant's "NRA."

      c.    [N/A] first day of the month nearest the Participant's "NRA."

      d.    [N/A] Anniversary Date coinciding with or next following the
                  Participant's "NRA."

      e.    [N/A] Anniversary Date nearest the Participant's "NRA."

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                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

26.   EARLY RETIREMENT DATE (Plan Section 1.15) means the:

      a.    [ ] No Early Retirement provision provided

      b.    [X] date on which a Participant...

      c.    [N/A] first day of the month coinciding with or next following the
                  date on which a Participant

      d.    [N/A] Anniversary Date coinciding with or next following the date on
                  which a Participant...

      AND, if b., c. or d. is selected

      e.    [ ] attains age________

      f.    [X] attains age_55_______and completes at least_5____Years of
                Service (or Periods of Service) for vesting purposes.

      AND, if b., c. or d. is selected, shall a Participant become fully Vested
      upon attainment of the Early Retirement Date?

      g.    [X] Yes

      h.    [ ] No

COMPENSATION

27.   COMPENSATION (Plan Section 1.11) with respect to any Participant means:

      a.    [X] Wages, tips and other compensation on Form W-2.

      b.    [ ] Section 3401(a) wages (wages for withholding purposes).

      c.    [ ] 415 safe-harbor compensation.

      COMPENSATION shall be based on the following determination period:

      d.    [X] the Plan Year.

      e.    [N/A] the Fiscal Year coinciding with or ending within the Plan
                  Year.

      f.    [N/A] the calendar year coinciding with or ending within the Plan
                  Year.

      NOTE: The Limitation Year for Code Section 415 purposes shall be the same
            as the determination period for Compensation unless an alternative
            period is specified:_____________(must be a consecutive twelve month
            period).

      ADJUSTMENTS TO COMPENSATION

      g.    [ ] N/A, No adjustments.

      h.    [X] Compensation shall be adjusted by: (select all that apply)

            1. [X] including compensation which is not currently includible
                   in the Participant's gross income by reason of the
                   application of Code Sections 125 (cafeteria plan), 132(f)(4)
                   (qualified transportation fringe), 402(e)(3) (401(k) plan),
                   402(h)(l)(B) (simplified employee pension plan), 414(h)
                   (employer pickup contributions under a governmental plan),
                   403(b) (tax sheltered annuity) or 457(b) (eligible deferred
                   compensation plan)

            2. [X] excluding reimbursements or other expense allowances,
                   fringe benefits (cash or non-cash), moving expenses, deferred
                   compensation (other than deferrals specified in 1. above) and
                   welfare benefits

            3. [ ] excluding Compensation paid during the determination
                   period while not a Participant in the component of the Plan
                   for which the definition is being used

            4. [ ] excluding overtime

            5. [X] excluding bonuses

            6. [X] excluding commissions

            7. [N/A] other:

        ----------------------------------------------------------------

            NOTE: Options 4., 5., 6. or 7. may not be selected if an integrated
                  allocation formula is selected (i.e., if 33.f. is selected).
                  In addition, if 4., 5., 6., or 7. is selected, the definition
                  of Compensation could violate the nondiscrimination rules.

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                                     NON-STANDARDIZED 401(K) PROFIT SHARING PLAN

      HOWEVER, FOR SALARY DEFERRAL, AND MATCHING PURPOSES Compensation shall be
      adjusted by (for such purposes, the Plan automatically includes Elective
      Deferrals and other amounts in h.1. above):

      i.     [X] N/A. No adjustments or same adjustments as in above

      j.     [N/A] Compensation shall be adjusted by: (select all that apply)

            1.    [ ] excluding reimbursements or other expense allowances,
                      fringe benefits (cash or non-cash), moving expenses,
                      deferred compensation (other than deferrals specified in
                      h. 1. above) and welfare benefits

            2.    [ ] excluding Compensation paid during the determination
                      period while not a Participant in the component of the
                      Plan for which the definition is being used

            3.    [ ] excluding overtime

            4.    [ ] excluding bonuses

            5.    [ ] excluding commissions

            6.    [ ] other_____________________________________________________

CONTRIBUTIONS AND ALLOCATIONS

28.   SALARY REDUCTION ARRANGEMENT - ELECTIVE DEFERRALS (Plan Section 12.2)
            Each Participant may elect to have Compensation deferred by:

            a.    [N/A] ___________%.

            b.    [X] up to _______80_____%.

            c.    [N/A] from_____________% to___________%.

            d.    [N/A] up to the maximum percentage allowable not to exceed
                        the limits of Code Sections 401(k), 402(g), 404 and 415

            AND, Participants who are Highly Compensated Employees determined as
            of the beginning of a Plan Year may only elect to defer Compensation
            by:

            e.    [X] Same limits as specified above

            f.    [N/A] The percentage equal to the deferral limit in effect
                        under Code Section 402(g)(3) for the calendar year that
                        begins with or within the Plan Year divided by the
                        annual compensation limit in effect for the Plan Year
                        under Code Section 401(a)(17)

            MAY PARTICIPANTS make a special salary deferral election with
            respect to bonuses?

            g.    [X] No

            h.    [N/A] Yes, a Participant may elect to defer up to ___% of any
                  bonus.

            PARTICIPANTS MAY commence salary deferrals on the effective date of
            participation and on (must be at least once each calendar year).

                  Participants may modify salary deferral elections:

                  1.    [X] As of each payroll period

                  2.    [N/A] On the first day of the month

                  3.    [N/A] On the first day of each Plan Year quarter

                  4.    [N/A] On the first day of the Plan Year or the first
                        day of the 7th month of the Plan Year

                  5.    [N/A] Other: (must be at least once each calendar year)

            AUTOMATIC ELECTION: Shall Participants who do not affirmatively
            elect to receive cash or have a specified amount contributed to the
            Plan automatically have Compensation deferred?

            i.    [X] No.

            j.    [ ] Yes, by ________% of Compensation

            SHALL THERE BE a special effective date for the salary deferral
            component of the Plan?

            k.    [X] No.

            l.    [N/A] Yes, the effective date of the salary deferral
                        component of the Plan is ________ (enter month, day,
                        year)

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                                       13
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                                     Non-Standardized 401(k) Profit Sharing Plan

29.   SIMPLE 401(k) PLAN ELECTION (Plan Section 13.1)

      Shall the simple 401(k) provisions of Article XIII apply?

      a.    [ X ] No. The simple 401(k) provisions will not apply

      b.    [N/A] Yes. The simple 401(k) provisions will apply

30.   401(k) SAFE HARBOR PROVISIONS (Plan Section 12.8)

      Will the ADP and/or ACP test safe harbor provisions be used? (select a, b
      or c)

      a.    [X] No. (If selected, skip to Question 31.)

      b.    [N/A] Yes, but only the ADP (and NOT the ACP). Test Safe Harbor
            provisions will be used.

      c.    [ ] Yes, both the ADP and ACP Test Safe Harbor provisions will be
            used

            IF c. is selected, does the Plan permit matching contributions in
            addition to any safe harbor Contributions elected in d. or e. below?

            1.    [ ] No or N/A. Any matching contributions, other than any Safe
                  Harbor Matching Contributions elected in d. below, will be
                  suspended in any Plan Year in which the safe harbor provisions
                  are used

            2.    [ ] Yes, the Employer may make matching contributions in
                  addition to any Safe Harbor Matching contributions elected in
                  d. below. (If elected, complete the provisions of the Adoption
                  Agreement relating to matching contributions (i.e., Questions
                  31, and 32.) that will apply in addition to any elections made
                  in d, below. NOTE: Regardless of any election made in Question
                  31 , the Plan automatically provides that only Elective
                  Deferrals up to 6% of Compensation are taken into account in
                  applying the match set forth in that Question and that the
                  maximum discretionary matching contribution that may be made
                  on behalf of any Participant is 4% of Compensation

      THE EMPLOYER WILL MAKE THE FOLLOWING ADP TEST SAFE HARBOR CONTRIBUTION FOR
      THE PLAN YEAR:

      NOTE: The ACP Test Safe Harbor is automatically satisfied if the only
            matching contribution made to the Plan is either (1) a Basic
            Matching Contribution or (2) an Enhanced Matching Contribution that
            does not provide a match on Elective Deferrals in excess of 6% of
            Compensation

      d.    [ ] Safe Harbor Matching Contribution (select 1. or 2. AND 3.)

            1.    [ ] Basic Matching Contribution The Employer will make
                  Matching Contributions to the account of each "Eligible
                  Participant" in an amount equal to the sum of 100% of the
                  amount of the Participant's Elective Deferrals that do not
                  exceed 3% of the Participant's Compensation, plus 50% of the
                  amount of the Participant's Elective Deferrals that exceed 3%
                  of the Participant's Compensation but do not exceed 5% of the
                  Participant's Compensation.

            2.    [ ] Enhanced Matching Contribution. The Employer will make
                  Matching Contributions to the account of each "Eligible
                  Participant" in an amount equal to the sum of:

                  a.    [ ]_100__% (may not be less than 100%) of the
                        Participant's Elective Deferrals that do not
                        exceed_______% (if over 6% or if left blank, the ACP
                        test will still apply) of the Participant's
                        Compensation, plus

                  b.    [ ]________% of the Participant's Elective Deferrals
                        that exceed___% of the Participant's Compensation but do
                        not exceed_____% (if over 6% or if left blank the ACP
                        test will still apply) of the Participant's Compensation

                  NOTE: a and b must be completed so that, at any rate of
                        Elective Deferrals, the matching contribution is at
                        least equal to the matching contribution receivable if
                        the Employer were making Basic Matching Contributions,
                        but the rate of match cannot increase as deferrals
                        increase. For example, if a. is completed to provide a.
                        match equal to 100% of deferrals up to 4% of
                        Compensation, then b. need not be completed.

            3.    [ ] The safe harbor matching contribution will be
                  determined on the following basis (and Compensation for
                  such purpose will be based on the applicable period):

                  a.    [ ] the entire Plan Year.

                  b.    [ ] each payroll period.

                  c.    [N/A] all payroll periods ending with or within
                        each month.

                  d.    [N/A] all payroll periods ending with or within
                        the Plan Year quarter.

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e.    [ ] Nonelective Safe Harbor Contributions (select one)

            1.    [ ] The Employer will make a Safe Harbor Nonelective
                  Contribution to the account of each "Eligible Participant" in
                  an amount equal to_____% (may not be less than 3%) of the
                  Employee's Compensation for the Plan Year.

            2.    [N/A] The Employer will make a Safe Harbor Nonelective
                  Contribution to another defined contribution plan maintained
                  by the Employer (specify the name of the other plan):

      FOR PURPOSES OF THE ADP Test Safe Harbor contribution, the term "Eligible
      Participant" means any Participant who is eligible to make Elective
      Deferrals with the following exclusions:

      f.    [ ] Highly Compensated Employees.

      g.    [ ] Employees who have not satisfied the greatest minimum age and
            service conditions permitted under Code Section 410(a).

      h.    [N/A ] Other:_______________________________________________
                  (must be a category that could be excluded under the
                  permissive or mandatory disaggregation rules of Regulations 1
                  401(k)-l(b)(3) and 1.401(m)-l(b)(3)).

      SPECIAL EFFECTIVE DATE OF ADP AND ACP TEST SAFE HARBOR PROVISIONS

      i.    [ ] N/A The safe harbor provisions are effective as of the later of
            the Effective Date of this Plan or, if this is an amendment or
            restatement, the effective date of the amendment or restatement

      j.    [ ] The ADP and ACP Test Safe Harbor provisions are effective for
            the Plan Year beginning:

            _________________________________________(enter the first day of the
            Plan Year for which the provisions are (or, for GUST updates, were)
            effective and, if necessary, enter any other special effective dates
            that apply with respect to the provisions

31.   FORMULA FOR DETERMINING EMPLOYER MATCHING CONTRIBUTIONS (Plan Section

            12.1(a)(2))

      NOTE: Regardless of any election below, if the ACP test safe harbor is
            being used (i e, Question 30.c is selected), then the Plan
            automatically provides that only Elective Deferrals up to 6% of
            Compensation are taken into account in applying the match set forth
            below and that the maximum discretionary matching contribution that
            may be made on behalf of any Participant is 4% of Compensation.

      a.    [ ] N/A There will not be any matching contributions (Skip to
            Question 33).

      b.    [X] The Employer ... (select 1. or 2.)

            1.    [X] may make matching contributions equal to a discretionary
                  percentage, to be determined by the Employer, of the
                  Participant's Elective Deferrals.

            2.    [ ] will make matching contributions equal to___% (e g , 50)
                  of the Participant's Elective Deferrals, plus:

                  a.    [ ] N/A

                  b.    [ ] an additional discretionary percentage, to be
                        determined by the Employer

            AND, in determining the matching contribution above, only Elective
            Deferrals up to the percentage or dollar amount specified below will
            be matched: (select 3 and/or 4. OR 5.)

            3.    [ ]__________% of a Participant's Compensation.

            4.    [N/A]$__________________.

            5.    [ X ] a discretionary percentage of a Participant's
                  Compensation or a discretionary dollar amount, the percentage
                  or dollar amount to be determined by the Employer on a uniform
                  basis to all Participants.

      c.    [ ] The Employer may make matching contributions equal to a
            discretionary percentage, to be determined by the Employer, of each
            tier, to be determined by the Employer, of the Participant's
            Elective Deferrals.

      d.    [ ] The Employer will make matching contributions equal to the sum
            of ___% of the portion of the Participant's Elective Deferrals which
            do not exceed _____% of the Participant's Compensation or
            $________________ plus ___________% of the portion of the
            Participant's Elective Deferrals which exceed ___________% of the
            Participant's Compensation or $____________, but does not exceed
            ___________________________% of the Participant's Compensation or
            $____________.

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      NOTE: If c. or d. above is elected, the Plan may violate the Code Section
            401(a)(4) nondiscrimination requirements if the rate of matching
            contributions increases as a Participant's Elective Deferrals or
            Years of Service (or Periods of Service) increase.

      PERIOD OF DETERMINING MATCHING CONTRIBUTIONS

      Matching contributions will be determined on the following basis (and any
      Compensation or dollar limitation used in determining the match will be
      based on the applicable period):

      e.    [X] the entire Plan Year.

      f.    [ ] each payroll period.

      g.    [N/A] all payroll periods ending within each month.

      h.    [N/A] all payroll periods ending with or within the Plan Year
            quarter.

      THE MATCHING CONTRIBUTION MADE ON BEHALF OF ANY PARTICIPANT for any Plan
      Year will not exceed:

      i.    [X] N/A.

      j.    [N/A] $_______________

      MATCHING CONTRIBUTIONS WILL BE MADE ON BEHALF OF:

      k.    [X] all Participants.

      1.    [ ] only Non-Highly Compensated Employees.

      SHALL THE MATCHING CONTRIBUTIONS BE QUALIFIED MATCHING CONTRIBUTIONS?

      m.    [ ] Yes. If elected, ALL matching contributions will be fully Vested
            and will be subject to restrictions on withdrawals. In addition,
            Qualified Matching Contributions may be used in either the ADP or
            ACP test.

      n.   [X] No.

32    ONLY PARTICIPANTS WHO SATISFY THE FOLLOWING CONDITIONS WILL BE ELIGIBLE TO
      SHARE IN THE ALLOCATION OF MATCHING CONTRIBUTIONS:

      REQUIREMENTS FOR PARTICIPANTS WHO ARE ACTIVELY EMPLOYED AT THE END OF THE
      PLAN YEAR.

      a.    [X] N/A.

      b.    [N/A] No service requirement.

      c.    [N/A] A Participant must complete a Year of Service (or Period of
            Service if the Elapsed Time Method is elected). (Could cause the
            Plan to violate coverage requirements under Code Section 410(b).)

      d.    [N/A] A Participant must complete at least_______(may not be more
            than 1,000) Hours of Service during the Plan Year. (Could cause the
            Plan to violate coverage requirements under Code Section 410(b).)

      REQUIREMENTS FOR PARTICIPANTS WHO ARE NOT ACTIVELY EMPLOYED AT THE END OF
      THE PLAN YEAR.

      (except as otherwise provided in i. through k. below).

      e.    [X] A Participant must complete more than___500_____Hours of Service
            (not more than 500) (or,________months of service (not more than
            three (3)) if the Elapsed Time Method is elected).

      f.    [N/A] A Participant must complete a Year of Service (or Period of
            Service if the Elapsed Time Method is elected). (Could cause the
            Plan to violate coverage requirements under Code Section 410(b).)

      g.    [N/A] Participants will NOT share in such allocations, regardless of
            service. (Could cause the Plan to violate coverage requirements
            under Code Section 410(b).)

      h.    [ ] Participants will share in such allocations, regardless of
            service.

      PARTICIPANTS WHO ARE NOT ACTIVELY EMPLOYED AT THE END OF THE PLAN YEAR due
      to the following shall be eligible to share in the allocation of matching
      contributions regardless of the above conditions (select all that apply):

      i.    [ X ] Death.

      j.    [ X ] Total and Permanent Disability.

      k.    [ X ] Early or Normal Retirement.

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      AND, if 32 c., d., f., or g. is selected, shall the 410(b) ratio
      percentage fail safe provisions apply (Plan Section 12.3(f))?

      l.    [X] No or N/A

      m.    [N/A] Yes (If selected, the Plan must satisfy the ratio percentage
            test of Code Section 410(b)).

33. FORMULA FOR DETERMINING EMPLOYER'S PROFIT SHARING CONTRIBUTION (Plan
    Section 12.l(a)(3))

      (d. may be selected in addition to b. or c.)

      a.    [ ] N/A No Employer Profit Sharing Contributions may be made (other
            than top heavy minimum contributions)(Skip to Question 34).

      b.    [X] Discretionary, to be determined by the Employer, not limited to
            current or accumulated Net Profits.

      c.    [ ] Discretionary, to be determined by the Employer, out of current
            or accumulated Net Profits.

      d.    [ ] Prevailing Wage Contribution. The Employer will make a
            Prevailing Wage Contribution on behalf of each Participant who
            performs services subject to the Service Contract Act, Davis-Bacon
            Act or similar Federal, State, or Municipal Prevailing Wage
            statutes. The Prevailing Wage Contribution shall be an amount equal
            to the balance of the fringe benefit payment for health and welfare
            for each Participant (after deducting the cost of cash differential
            payments for the Participant) based on the hourly contribution rate
            for the Participant's employment classification, as designated on
            Schedule A as attached to this Adoption Agreement. Notwithstanding
            anything in the Plan to the contrary, the Prevailing Wage
            Contribution shall be fully Vested. Furthermore, the Prevailing Wage
            Contribution shall not be subject to any age or service requirements
            set forth in Question 15, nor to any service or employment
            conditions set forth in Question 35.

            AND, if d. is selected, is the Prevailing Wage Contribution
            considered a Qualified Non-Elective Contribution?

            1.    [ ] Yes.

            2.    [ ] No.

            AND, if d. is selected, shall the amounts allocated on behalf of a
            Participant for a Plan Year pursuant to e. or f. below be reduced
            (offset) by the Prevailing Wage Contribution made on behalf of such
            Participant for the Plan Year under this Plan?

            3.    [ ] No. (If selected, then the Prevailing Wage Contribution
                  will be added to amounts allocated pursuant to e. or f.
                  below.)

            4.    [ ] Yes.

      CONTRIBUTION ALLOCATIONS

      If b. or c. above is selected, the Employer's discretionary profit sharing
      contribution for a Plan Year will be allocated as follows:

      e.    [X]   NON INTEGRATED ALLOCATION

            1.    [X] In the same ratio as each Participant's Compensation
                  bears to the total of such compensation of all Participants.

            2.    [N/A] In the same dollar amount to all Participants (per
                  capita).

            3.    [N/A] In the same dollar amount per Hour of Service completed
                  by each Participant.

            4.    [N/A] In the same proportion that each Participant's points
                  bears to the total of such points of all participants. A
                  Participant's points with respect to any Plan Year shall be
                  computed as follows (select all that apply):

                  a.    [ ]____point(s) shall be allocated for each Year of
                        Service (or Period of Service if the Elapsed Time Method
                        is elected). However, the maximum Years of Service (or
                        Periods of Service) taken into account shall not
                        exceed__(leave blank if no limit on service applies).

                  b.    [ ]____point(s) shall be allocated for each full
                        $___(may not exceed $200) of Compensation.

                  c.    [ ]____point(s) shall be allocated for each year of age
                        as of the end of the Plan Year.

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      f.    [N/A] INTEGRATED ALLOCATION

            In accordance with Plan Section 4. 3(b)(2) based on a Participant's
            Compensation in excess of:

            1.    [   ] The Taxable Wage Base.

            2.    [   ] _______% (not to exceed 100%) of the Taxable Wage Base
                        (See Note below).

            3.    [   ] 80% of the Taxable Wage Base plus $1.00.

            4.    [   ] $_______(not greater than the Taxable Wage Base) (See
                        Note below).

            NOTE: The integration percentage of 5.7% shall be reduced to:

                        1.    4.3% if 2. or 4. above is more than 20% and less
                              than or equal to 80% of the Taxable Wage Base.

                        2.    5.4% if 3. is elected or if 2. or 4. above is more
                              than 80% of the Taxable Wage Base.

                        3.

34.   QUALIFIED NON-ELECTIVE CONTRIBUTIONS (Plan Section 12.1(a)(4))

      NOTE:       Regardless of any election made in this Question, the Plan
                  automatically permits Qualified Non-Elective Contributions to
                  correct a failed ADP or ACP test.

      a.    [   ] N/A. There will be no additional Qualified Non-Elective
                  Contributions except as otherwise provided in the Plan.

      b.    [   ] The Employer will make a Qualified Non-Elective Contribution
                  equal to _____% of the total Compensation of those
                  Participants eligible to share in the allocations.

      c.    [ X ] The Employer may make a Qualified Non-Elective Contribution in
                  an amount to be determined by the Employer, to be allocated in
                  proportion to the Compensation of those Participants eligible
                  to share in the allocations.

      d.    [   ] The Employer may make a Qualified Non-Elective Contribution in
                  an amount to be determined by the Employer, to be allocated
                  equally to all Participants eligible to share in the
                  allocations (per capita).

      AND, if b., c. or d. is selected, the Qualified Non-Elective Contributions
      above will be made on behalf of:

      e.    [   ] all Participants.

      f.    [ X ] only Non-Highly Compensated Employees.

35.   REQUIREMENTS TO SHARE IN ALLOCATIONS OF EMPLOYER DISCRETIONARY PROFIT
      SHARING CONTRIBUTION, QUALIFIED NON-ELECTIVE CONTRIBUTIONS (other than
      Qualified Non-Elective Contributions under Plan Sections 12.5(c) and 12
      7(g)) AND FORFEITURES.

      a.    [   ] N/A. Plan does not permit such contributions.

      b.    [ X ] Requirements for Participants who are actively employed at the
                  end of the Plan Year

                        1.    [   ] No service requirement

                        2.    [N/A] A Participant must complete a Year of
                                    Service (or Period of Service if the Elapsed
                                    Time Method is elected) (Could cause the
                                    Plan to violate coverage requirements under
                                    Code Section 410(b))

                        3.    [ X ] A Participant must complete at least 500
                                    (may not be more than 500) Hours of Service
                                    during the Plan Year. (Could cause the Plan
                                    to violate coverage requirements under Code
                                    Section 410(b).)

      REQUIREMENTS FOR PARTICIPANTS WHO ARE NOT ACTIVELY EMPLOYED AT THE END OF
      THE PLAN YEAR (except as otherwise provided in g. through i. below)

      c.    [   ] A Participant must complete more than _______ Hours of Service
                  (not more than 500)

                        (or _______ months of service (not more than three (3))
                        if the Elapsed Time Method is elected).

      d.    [N/A] A Participant must complete a Year of Service (or Period of
                  Service if the Elapsed Time Method is elected). (Could cause
                  the Plan to violate coverage requirements under Code Section
                  410(b).)

      e.    [ X ] Participants will NOT share in such allocations, regardless of
                  service. (Could cause the Plan to violate coverage
                  requirements under Code Section 410(b).)

      f.    [N/A] Participants will share in such allocations, regardless of
                  service.

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      PARTICIPANTS WHO ARE NOT ACTIVELY EMPLOYED AT THE END OF THE PLAN YEAR due
      to the following will be eligible to share in the allocations regardless
      of the above conditions (select all that apply):

      g.    [X] Death.

      h.    [X] Total and Permanent Disability.

      i.    [X] Early or Normal Retirement.

      AND, if 35.b.2, b.3, d. or e. is selected, shall the 410(b) ratio
      percentage fail safe provisions apply (Plan Section 12.3(f))?

      j.    [N/A] No or N/A.

      k.    [X]   Yes (If selected, the Plan must satisfy the ratio percentage
                  test of Code Section 410(b)).

36    FORFEITURES (Plan Sections 1.27 and 4 3(e))

      Except as provided in Plan Section 1.27, a Forfeiture will occur (if no
      election is made, a. will apply):

      a.    [X]   as of the earlier of (1) the last day of the Plan Year in
                  which the Former Participant incurs five (5) consecutive
                  1-Year Breaks in Service, or (2) the distribution of the
                  entire Vested portion of the Participant's Account.

      b.    [N/A] as of the last day of the Plan Year in which the Former
                  Participant incurs five (5) consecutive 1-Year Breaks in
                  Service.

      Will Forfeitures first be used to pay any administrative expenses?

      c.    [X] Yes.

      d.    [ ] No.

      AND, EXCEPT as otherwise provided below with respect to Forfeitures
      attributable to matching contributions, any remaining Forfeitures will
      be...

      e.    [N/A] added to any Employer discretionary contribution.

      f.    [X]   used to reduce any Employer contribution.

      g.    [N/A] added to any Employer matching contribution and allocated as
                  an additional matching contribution.

      h.    [N/A] allocated to all Participants eligible to share in the
                  allocations in the same proportion that each Participant's
                  Compensation for the Plan Year bears to the Compensation of
                  all Participants for such year.

      FORFEITURES OF MATCHING CONTRIBUTIONS WILL BE...

      i.    [X]   N/A Same as above or no matching contributions.

      j.    [N/A] used to reduce the Employer's matching contribution.

      k.    [N/A] added to any Employer matching contribution and allocated as
                  an additional matching contribution.

      l.    [N/A] added to any Employer discretionary profit sharing
                  contribution.

      m.    [N/A] allocated to all Participants eligible to share in the
                  matching allocations (regardless of whether a Participant
                  elected any salary reductions) in proportion to each such
                  Participant's Compensation for the year.

      n.    [N/A] allocated to all Non-Highly Compensated Employees eligible to
                  share in the matching allocations (regardless of whether a
                  Participant elected any salary reductions) in proportion to
                  each such Participant's Compensation for the year.

37    ALLOCATIONS OF EARNINGS (Plan Section 4 3(c))

      Allocations of earnings with respect to amounts which are not subject to
      Participant directed investments and which are contributed to the Plan
      after the previous Valuation Date will be determined...

      a.    [X]   N/A All assets in the Plan are subject to Participant
                  investment direction.

      b.    [N/A] by using a weighted average based on the amount of time that
                  has passed between the date a contribution or distribution was
                  made and the date of the prior Valuation Date.

      c.    [N/A] by treating one-half of all such contributions as being a part
                  of the Participant's non segregated account balance as of the
                  previous Valuation Date.

      d.    [N/A] by using the method specified in Plan Section 4.3(c) (balance
                  forward method).

      e.    [N/A] other:___________________________________________
                  (must be a definite predetermined formula that is not based on
                  Compensation and that satisfies the nondiscrimination
                  requirements of Regulation 1.401(a)(4)-4 and is applied
                  uniformly to all Participants).

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38.   LIMITATIONS ON ALLOCATIONS (Plan Section 4.4)

      If any Participant is covered under another qualified defined contribution
      plan maintained by the Employer, other than a Master or Prototype Plan, or
      if the Employer maintains a welfare benefit fund, as defined in Code
      Section 419(e), or an individual medical account, as defined in Code
      Section 415(1)(2), under which amounts are treated as Annual Additions
      with respect to any Participant in this Plan:

      a.    [N/A] N/A. The Employer does not maintain another qualified defined
            contribution plan.

      b.    [N/A] The provisions of Plan Section 4.4(b) will apply as if the
            other plan were a Master or Prototype Plan.

      c.    [ X ] Specify the method under which the plans will limit total
            Annual Additions to the Maximum Permissible Amount, and will
            properly reduce any Excess Amounts, in a manner that precludes
            Employer discretion: ______ Reductions must be made from other
            plans first _______.

DISTRIBUTIONS

39.   FORM OF DISTRIBUTIONS (Plan Sections 6.5 and 6.6)

      Distributions under the Plan may be made in (select all that apply)...

      a.    [ X ] lump-sums.

      b.    [N/A] substantially equal installments.

      c.    [N/A] partial withdrawals provided the minimum withdrawal is
            $______.

      AND, pursuant to Plan Section 6.12,

      d.    [ X ] no annuities are allowed (Plan Section 6.12(b) will apply and
                  the joint and survivor rules of Code Sections 401(a)(11) and
                  417 will not apply to the Plan).

                  AND, if this is an amendment that is eliminating annuities,
                  then an annuity form of payment is not available with respect
                  to distributions that have an Annuity Starting Date beginning
                  on or after:

                  1.    [ X ] N/A.

                  2.    [   ] ___________(may not be a retroactive date), except
                              that regardless of the date entered, the amendment
                              will not be effective prior to the time set forth
                              in Plan Section 8.1(e).

      e.    [N/A] annuities are allowed as the normal form of distribution (Plan
                  Section 6.12 will not apply and the joint and survivor rules
                  of Code Sections 401(a)(11) and 417 will automatically apply).
                  If elected, the Pre-Retirement Survivor Annuity (minimum
                  spouse's death benefit) will be equal to:

                        1.    [   ] 100% of Participant's interest in the Plan.

                        2.    [   ] 50% of Participant's interest in the Plan.

                        3.    [   ] ______% (may not be less than 50%) of a
                                    Participant's interest in the Plan.

              AND, the normal form of the Qualified Joint and Survivor Annuity
              will be a joint and 50% survivor annuity unless otherwise elected
              below:

                        4.    [   ] N/A.

                        5.    [   ] Joint and 100% survivor annuity.

                        6.    [   ] Joint and 75% survivor annuity.

                        7.    [   ] Joint and 66 2/3% survivor annuity.

      NOTE: If only a portion of the Plan assets may be distributed in an
      annuity form of payment, then select d. AND e., and the assets subject to
      the joint and survivor annuity provisions will be those assets
      attributable to (specify):______________________(e.g., the money purchase
      pension plan that was merged into this Plan)

      AND, distributions may be made in

      f.    [ X ] cash only (except for insurance or annuity contracts)

      g.    [   ] cash or property

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40.   CONDITIONS FOR DISTRIBUTIONS UPON TERMINATION OF EMPLOYMENT

      Distributions upon termination of employment pursuant to Plan Section
      6.4(a) of the Plan will not be made unless the following conditions have
      been satisfied:

      a.    [N/A] No distributions may be made until a Participant has reached
                  Early or Normal Retirement Date.

      b.    [ X ] Distributions may be made as soon as administratively feasible
                  at the Participant's election.

      c.    [N/A] The Participant has incurred ______ 1-Year Break(s) in Service
                  (or Period(s) of Severance if the Elapsed Time Method is
                  elected).

      d.    [N/A] Distributions may be made at the Participant's election as
                  soon as administratively feasible after the Plan Year
                  coincident with or next following termination of employment.

      e.    [N/A] Distributions may be made at the Participant's election as
                  soon as administratively feasible after the Plan Year quarter
                  coincident with or next following termination of employment.

      f.    [N/A] Distributions may be made at the Participant's election as
                  soon as administratively feasible after the Valuation Date
                  coincident with or next following termination of employment.

      g.    [N/A] Distributions may be made at the Participant's election as
                  soon as administratively feasible_________ months following
                  termination of employment.

      h.    [N/A] Other:________________________________________________
                  (must be objective conditions which are ascertainable and are
                  not subject to Employer discretion except as otherwise
                  permitted in Regulation 1.411(d)-4 and may not exceed the
                  limits of Code Section 401(a)(14) as set forth in Plan Section
                  6.7).

41.   INVOLUNTARY DISTRIBUTIONS

      Will involuntary distributions of amounts less than $5,000 be made in
      accordance with the provisions of Sections 6.4, 6.5 and 6.6?

      a.     [ X ] Yes.

      b.     [   ] No.

42.   MINIMUM DISTRIBUTION TRANSITIONAL RULES (Plan Section 6.5(e))

      NOTE: This Section does not apply to (1) a new Plan or (2) an amendment or
            restatement of an existing Plan that never contained the provisions
            of Code Section 401(a)(9) as in effect prior to the amendments made
            by the Small Business Job Protection Act of 1996 (SBJPA).

      The "required beginning date" for a Participant who is not a "five percent
      (5%) owner" is:

      a.    [ X ] N/A (This is a new Plan or this Plan has never included the
                  pre-SBJPA provisions.)

      b     [N/A] April 1st of the calendar year following the year in which the
                  Participant attains age 70 1/2 (The pre-SBJPA rules will
                  continue to apply.)

      c.    [   ] April 1st of the calendar year following the later of the year
                  in which the Participant attains age 70 1/2 or retires (the
                  post-SBJPA rules), with the following exceptions (select one
                  or both and if no election is made, both will apply effective
                  as of January 1, 1996):

                  1.    [   ] A Participant who was already receiving required
                              minimum distributions under the pre-SBJPA rules as
                              of______________________(not earlier than January
                              1, 1996) may elect to stop receiving distributions
                              and have them recommence in accordance with the
                              post-SBJPA rules. Upon the recommencement of
                              distributions, if the Plan permits annuities as a
                              form of distribution then the following will
                              apply:

                              a.    [   ] N/A Annuity distributions are not
                                          permitted.

                              b.    [   ] Upon the recommencement of
                                          distributions, the original Annuity
                                          Starting Date will be retained.

                              c.    [   ] Upon the recommencement of
                                          distributions, a new Annuity Starting
                                          Date is created.

                  2.    [   ] A Participant who had not begun receiving required
                              minimum distributions as of ______________________
                              (not earlier than January 1, 1996) may elect to
                              defer commencement of distributions until
                              retirement. The option to defer the commencement
                              of distributions (i.e., to elect to receive
                              in-service distributions upon attainment of age
                              70 1/2) will apply to all such Participants unless
                              the option below is elected:

                              a.     [   ] N/A.

                              b.     [   ] The in-service distribution option is
                                          eliminated with respect to
                                          Participants who attain age 70 1/2 in
                                          or after the calendar year that begins
                                          after the later of (1) December 31,
                                          1998, or (2) the adoption date of the
                                          amendment and restatement to bring the
                                          Plan into compliance with SBJPA. (This
                                          option may only be elected if the
                                          amendment to eliminate the in-service
                                          distribution is adopted no later than
                                          the last day of the remedial amendment
                                          period that applies to the Plan for
                                          changes under SBJPA.

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43.   DISTRIBUTIONS UPON DEATH (Plan Section 6.6(h))

      Distributions upon the death of a Participant prior to receiving any
      benefits shall...

      a.    [ X ] be made pursuant to the election of the Participant or
                  beneficiary.

      b.    [N/A] begin within 1 year of death for a designated beneficiary and
                  be payable over the life (or over a period not exceeding the
                  life expectancy) of such beneficiary, except that if the
                  beneficiary is the Participant's spouse, begin prior to
                  December 31st of the year in which the Participant would have
                  attained age 70 1/2.

      c.    [N/A] be made within 5 (or if lesser ____) years of death for all
                  beneficiaries.

      c.    [N/A] be made within 5 (or if lesser ____) years of death for all
                  beneficiaries, except that if the beneficiary is the
                  Participant's spouse, begin prior to December 31st of the year
                  in which the Participant would have attained age 70 1/2 and be
                  payable over the life (or over a period not exceeding the life
                  expectancy) of such surviving spouse.

44.   HARDSHIP DISTRIBUTIONS (Plan Sections 6.11 and/or 12.9)

      a.    [ ] No hardship distributions are permitted.

      b.    [X] Hardship distributions are permitted from the following
                  accounts (select all that apply):

                  1.    [ X ] All accounts.

                  2.    [N/A] Participant's Elective Deferral Account.

                  3.    [N/A] Participant's Account attributable to Employer
                              matching contributions.

                  4.    [N/A] Participant's Account attributable to Employer
                              profit sharing contributions.

                  5.    [N/A] Participant's Rollover Account.

                  6.    [N/A] Participant's Transfer Account.

                  7.    [N/A] Participant's Voluntary Contribution Account.

      NOTE: Distributions from a Participant's Elective Deferral Account are
            limited to the portion of such account attributable to such
            Participant's Elective Deferrals (and earnings attributable thereto
            up to December 31, 1988). Hardship distributions are not permitted
            from a Participant's Qualified Non-Elective Account (including any
            401(k) Safe Harbor Contributions) or Qualified Matching Contribution
            Account.

      AND, shall the safe harbor hardship rules of Plan Section 12.9 apply to
      distributions made from all accounts?

      (Note: The safe harbor hardship rules automatically apply to hardship
      distributions of Elective Deferrals)

      c.    [N/A] No or N/A. The provisions of Plan Section 6.11 apply to
                  hardship distributions from all accounts other than a
                  Participant's Elective Deferral Account.

      d.      [X] Yes. The provisions of Plan Section 12.9 apply to all hardship
                  distributions.

      AND, are distributions restricted to those accounts in which a Participant
      is fully Vested?

      e.    [N/A] Yes, distributions may only be made from accounts which are
                  fully Vested.

      f.    [ X ] No. (If elected, the fraction at Plan Section 6.5(i) shall
                  apply in determining vesting of the portion of the account
                  balance not withdrawn)

      AND, the minimum hardship distribution shall be

      g.    [N/A] N/A. There is no minimum.

      h.    [ X ] $ 1000    (may not exceed $1,000).
                    -------

45.   IN-SERVICE DISTRIBUTIONS (Plan Section 6.10)

      a.    [ X ] In-service distributions may not be made (except as otherwise
                  elected for Hardship Distributions).

      b.    [   ] In-service distributions may be made to a Participant who has
                  not separated from service provided any of the following
                  conditions have been satisfied (select all that apply):

                        1.    [X] the Participant has attained age ____.

                        2.    [N/A] the Participant has reached Normal
                                    Retirement Age.

                        3.    [N/A] the Participant has been a Participant in
                                    the Plan for at least _______ years (may not
                                    be less than five (5)).

                        4.    [N/A] the amounts being distributed have
                                    accumulated in the Plan for at least two (2)
                                    years.

(c)Copyright 2001 ARS
                                       22
<PAGE>
                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

AND, in-service distributions are permitted from the following accounts (select
all that apply):

      c.    [ X ] All accounts.

      d.    [N/A] Participant's Elective Deferral Account.

      e.    [N/A] Qualified Matching Contribution Account and portion of
                  Participant's Account attributable to Employer matching
                  contributions.

      f.    [N/A] Participant's Account attributable to Employer profit sharing
                  contributions.

      g.    [N/A] Qualified Non-Elective Contribution Account.

      h.    [N/A] Participant's Rollover Account.

      i.    [N/A] Participant's Transfer Account.

      j.    [N/A] Participant's Voluntary Contribution Account.

      NOTE: Distributions from a Participant's Elective Deferral Account,
      Qualified Matching Contribution Account and Qualified Non-Elective Account
      (including 401(k) Safe Harbor Contributions) are subject to restrictions
      and generally may not be distributed prior to age 59 1/2.

      AND, are distributions restricted to those accounts in which a Participant
      is fully Vested?

      k.    [ X ] Yes, distributions may only be made from accounts which are
                  fully Vested

      l.    [N/A] No (If elected, the fraction at Plan Section 6.5(i) will apply
                  in determining vesting of the portion of the account balance
                  not withdrawn.)

      AND, the minimum distribution shall be...

      m.    [ X ] N/A There is no minimum.

      n.    [N/A] $______(may not exceed $1,000).

NONDISCRIMINATION TESTING

46.   HIGHLY COMPENSATED EMPLOYEE (Plan Section 1.31)

      NOTE: If this is a GUST restatement, complete the questions in this
      Section retroactively to the first Plan Year beginning after 1996.

      TOP-PAID GROUP ELECTION. Will the top-paid group election be made? (The
      election made below for the latest year will continue to apply to
      subsequent Plan Years unless a different election is made)

      a.    [ X ] Yes, for the Plan Year beginning in:

      b.    [N/A] No, for the Plan Year beginning in: ____________

      CALENDAR YEAR DATA ELECTION. Will the calendar year data election be used?

      (The election made below for the latest year will continue to apply to
      subsequent Plan Years unless a different election is made.)

      c.    [ X ] Yes, for the Plan Year beginning in: __________________

      d.    [N/A] No, for the Plan Year beginning in: ____________

47.   ADP AND ACP TESTS (Plan Sections 12.4 and 12.6). The ADP ratio and ACP
      ratio for Non-Highly Compensated Employees will be based on the following.
      The election made below for the latest year will continue to apply to
      subsequent Plan Years unless the Plan is amended to a different election:

      a.    [N/A] N/A This Plan satisfies the ADP Test Safe Harbor rules and
                  there are no contributions subject to an ACP test or for all
                  Plan Years beginning in or after the Effective Date of the
                  Plan or, in the case of an amendment and restatement, for all
                  Plan Years to which the amendment and restatement relates.

      b.    [N/A] PRIOR YEAR TESTING: The prior year ratio will be used for the
                  Plan Year beginning in: ______________

                (Note: If this election is made for the first year the Code
                Section 401(k) or 401(m) feature is added to this Plan (unless
                this Plan is a successor plan), the amount taken into account
                as the ADP and ACP of Non-Highly Compensated Employees for the
                preceding Plan Year will be 3%.)

      c.    [ X ] CURRENT YEAR TESTING: The current year ratio will be used for
                  the Plan Year beginning in ___________

      NOTE: In any Plan Year where the ADP Test Safe Harbor is being used but
      not the ACP Test Safe Harbor, then c above must be used if an ACP test
      applies for such Plan Year.

(C) Copyright 2001 ARS

                                       23
<PAGE>
                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN
TOP HEAVY REQUIREMENTS

48.   TOP HEAVY DUPLICATIONS (Plan Section 4.3(i)): When a Non-Key Employee is a
      Participant in this Plan and a Defined Benefit Plan maintained by the
      Employer, indicate which method shall be utilized to avoid duplication of
      top heavy minimum benefits: (If b., c., d. or e. is elected, f. must be
      completed).

      a.    [ X ] N/A.  The Employer does not maintain a Defined Benefit Plan.
                  (Go to next Question).

      b.    [   ] The full top heavy minimum will be provided in each plan (if
                  selected, Plan Section 4.3(i) shall not apply).

      c.    [   ] 5% defined contribution minimum.

      d.    [   ] 2% defined benefit minimum.

      e.    [   ] Specify the method under which the Plans will provide top
                  heavy minimum benefits for Non-Key Employees that will
                  preclude Employer discretion and avoid inadvertent omissions:

                  ______________________________________________________________

      NOTE: If c., d., or e., is selected and the Defined Benefit Plan and this
      Plan do not benefit the same Participants, the uniformity requirement of
      the Section 401(a)(4) Regulations may be violated.

      AND, the "Present Value of Accrued Benefit" (Plan Section 9.2) for Top
      Heavy purposes shall be based on...

      f.    [   ] Interest Rate:____________________________________

                  Mortality Table:__________________________________

49.   TOP HEAVY DUPLICATIONS (Plan Section 4.3(f)): When a Non-Key Employee is a
      Participant in this Plan and another defined contribution plan
      maintained by the Employer, indicate which method shall be utilized to
      avoid duplication of top heavy minimum benefits:

      a.    [ X ] N/A. The Employer does not maintain another qualified defined
                  contribution plan.

      b.    [   ] The full top heavy minimum will be provided in each plan.

      c.    [   ] A minimum, non-integrated contribution of 3% of each Non-Key
                  Employee's 415 Compensation shall be provided in the Money
                  Purchase Plan (or other plan subject to Code Section 412).

      d.    [   ] Specify the method under which the Plans will provide top
                  heavy minimum benefits for Non-Key Employees that will
                  preclude Employer discretion and avoid inadvertent omissions,
                  including any adjustments required under Code Section 415:

                  ______________________________________________________________

      NOTE: If c. or d. is selected and both plans do not benefit the same
      Participants, the uniformity requirement of the Section 401(a)(4)
      Regulations may be violated.

MISCELLANEOUS

50.   LOANS TO PARTICIPANTS (Plan Section 7.6)

      a.    [   ] Loans are not permitted.

      b.    [ X ] Loans are permitted.

      IF loans are permitted (select all that apply)...

      c.    [ X ] loans will be treated as a Participant directed investment.

      d.    [N/A] loans will only be made for hardship or financial necessity.

      e.    [ X ] the minimum loan will be ____ $1000 ____ (may not exceed
                  $1,000).

      f.    [ X ] a Participant may only have ___ 2 ___ (e.g., one (1)) loan(s)
                  outstanding at any time.

      g.    [ X ] all outstanding loan balances will become due and payable in
                  their entirety upon the occurrence of a distributable event
                  (other than satisfaction of the conditions for an in-service
                  distribution).

      h.    [ X ] loans will only be permitted from the following accounts
                  (select all that apply):

                        1     [ X ] All accounts.

                        2.    [N/A] Participant's Elective Deferral Account.

                        3.    [N/A] Qualified Matching Contribution Account
                                    and/or portion of Participant's Account
                                    attributable to Employer matching
                                    contributions.

                        4.    [N/A] Participant's Account attributable to
                                    Employer profit sharing contributions.

                        5.    [N/A] Qualified Non-Elective Contribution Account.

(C) Copyright 2001 ARS

                                       24
<PAGE>

                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

                        6.    [N/A] Participant's Rollover Account.

                        7.    [N/A] Participant's Transfer Account.

                        8.    [N/A] Participant's Voluntary Contribution
                                    Account.

                  NOTE: Department of Labor Regulations require the adoption of
                        a separate written loan program setting forth the
                        requirements outlined in Plan Section 7.6.

51.   DIRECTED INVESTMENT ACCOUNTS (Plan Section 4.10)

      a.    [N/A] Participant directed investments are not permitted

      b.    [ X ] Participant directed investments are permitted for the
                  following accounts (select all that apply):

                        1.    [ X ] All accounts.

                        2.    [N/A] Participant's Elective Deferral Account.

                        3.    [N/A] Qualified Matching Contribution Account
                                    and/or portion of Participant's Account
                                    attributable to Employer matching
                                    contributions.

                        4.    [N/A] Participant's Profit Sharing Account.

                        5.    [N/A] Qualified Non-Elective Contribution Account.

                        6.    [N/A] Participant's Rollover Account.

                        7.    [N/A] Participant's Transfer Account.

                        8.    [N/A] Participant's Voluntary Contribution
                              Account.

                        9.    [N/A] Other:______________________________________

      AND, is it intended that the Plan comply with Act Section 404(c) with
      respect to the accounts subject to Participant investment direction?

      c.    [N/A] No

      d.    [ X ] Yes

      AND, will voting rights on directed investments be passed through to
      Participants?

      e.    [ X ] No. Employer stock is not an alternative OR Plan is not
                  intended to comply with Act Section 404(c)

      f.    [N/A] Yes, for Employer stock only

      g.    [N/A] Yes, for all investments

52.   ROLLOVERS (Plan Section 4.6)

      a.    [N/A] Rollovers will not be accepted by this Plan.

      b.    [ X ] Rollovers will be accepted by this Plan.

      AND, if b is elected, rollovers may be accepted...

      c.    [ X ] from any Eligible Employee, even if not a Participant

      d.    [N/A] from Participants only.

      AND, distributions from a Participant's Rollover Account may be made

      e.    [N/A] at any time

      f.    [ X ] only when the Participant is otherwise entitled to a
                  distribution under the Plan.

53.   AFTER-TAX VOLUNTARY EMPLOYEE CONTRIBUTIONS (Plan Section 4.8)

      a.    [ X ] After-tax voluntary Employee contributions will not be allowed

      b.    [N/A] After-tax voluntary Employee contributions will be allowed

54.   LIFE INSURANCE (Plan Section 7.5)

      a.    [ X ] Life insurance may not be purchased

      b.    [N/A] Life insurance may be purchased at the option of the
                  Administrator

      c.    [N/A] Life insurance may be purchased at the option of the
                  Participant

(c)Copyright 2001 ARS
                                       25
<PAGE>
                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

      AND, if b. or c. is elected, the purchase of initial or additional life
      insurance will be subject to the following limitations (select all that
      apply):

      d.    [N/A] N/A, no limitations.

      e.    [N/A] each initial Contract will have a minimum face amount of
                  $________.

      f.    [N/A] each additional Contract will have a minimum face amount of
                  $________.

      g.    [N/A] the Participant has completed __ Years of Service (or Periods
                  of Service).

      h.    [N/A] the Participant has completed __ Years of Service (or Periods
                  of Service) while a Participant in the Plan.

      i.    [N/A] the Participant is under age __ on the Contract issue date.

      j.    [N/A] the maximum amount of all Contracts on behalf of a Participant
                  may not exceed $________.

      k.    [N/A] the maximum face amount of any life insurance Contract will be
                  $________.

GUST TRANSITION RULES

      The following questions only apply if this is a GUST restatement (i.e.,
      Question 6.c is selected). If this is not a GUST restatement, then this
      Plan will not be considered an individually designed plan merely because
      the following questions are deleted from the Adoption Agreement.

55.   COMPENSATION

      The family aggregation rules of Code Section 401(a)(17) as in effect under
      Code Section 414(q)(6) prior to the enactment of SBJPA do not apply to
      this Plan effective as of:

      a.    [N/A] The first day of the first Plan Year beginning after 1996.

      b.    [N/A] __________________(may not be prior to the first day of the
                  first Plan Year beginning in 1997 and may not be later than
                  the first day of the Plan Year following the Plan Year in
                  which this GUST restatement is adopted).

                  NOTE: If family aggregation continued to apply after 1996, the
                        Plan is not a safe harbor plan for Code Section
                        401(a)(4) purposes and the Employer may not rely on the
                        opinion letter issued by the Internal Revenue Service
                        that this Plan is qualified under Code Section 401.

56.   LIMITATION ON ALLOCATIONS AND TOP HEAVY RULES

      If any Participant is a Participant in this Plan and a qualified defined
      benefit plan maintained by the Employer, then the limitations of Code
      Section 415(e) as in effect under Code Section 414(q)(6) prior to the
      enactment of SBJPA do not apply to this Plan effective with respect to
      Limitation Years beginning on or after:

      a.    [N/A] N/A The Employer does not maintain, and has never maintained,
                  a qualified defined benefit plan or the provisions of Code
                  Section 415(e) have already been removed from this Plan.

      b.    [N/A] ______________(may not be prior to the first Limitation Year
                  beginning in 2000 and may not be later than the first
                  Limitation Year beginning after the Limitation Year in which
                  this GUST restatement is adopted).

      NOTE: If the Code Section 415(e) limits continued to apply to Limitation
            Years beginning after 1999, the Plan is not a safe harbor plan for
            Code Section 401(a)(4) purposes and the Employer may not rely on the
            opinion letter issued by the Internal Revenue Service that this Plan
            is qualified under Code Section 401.

      AND, if b. is selected with a date that is later than the effective date
      of this GUST restatement, then with respect to the Limitation Year in
      which this restatement is adopted, if any Participant is a Participant in
      this Plan and a qualified defined benefit plan maintained by the Employer,
      specify the method under which the plans involved will provide top heavy
      minimum benefits for Non-Key Employees and will satisfy the limitations of
      Code Section 415(e) in a manner that precludes Employer discretion:

      c.    [N/A] N/A The effective date of the GUST restatement is the date the
                  provisions of Code Section 415(e) no longer apply to this
                  Plan.

      d.    [N/A] ______________________________________________________

      NOTE: If the top heavy minimum benefit is only provided in one plan and
            the Defined Benefit Plan and this Plan do not benefit the same
            Participants, the uniformity requirement of the Section 401(a)(4)
            Regulations may be violated.

(C)Copyright 2001 ARS

                                       26
<PAGE>
                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

57.   INVOLUNTARY DISTRIBUTIONS

      If the Plan provides for involuntary distributions (i.e., 41.a. is
      elected) then the increase in the involuntary amount threshold from $3,500
      to $5,000 became effective with respect to distributions made on or after:

      a.    [N/A] N/A. The plan doesn't provide for involuntary distributions
                  less than $5,000.

      b.    [N/A] August 6, 1997, or if later____(leave blank if not
                  applicable).

58.   MINIMUM DISTRIBUTIONS

      The proposed Code Section 401(a)(9) Regulations issued in January 2001
      apply with respect to distributions under the Plan made on or after
      January 1, 2001, unless a later date is specified below:

      a.    [N/A] N/A.

      b.    [N/A] _____________(may be any date in 2001 or the first day of any
                  calendar year after 2001).

      AND, if b. is selected, for years prior to the date specified above, life
      expectancies for minimum distributions required pursuant to Code Section
      401(a)(9) shall...

      c.    [N/A] be recalculated at the Participant's election.

      d.    [N/A] be recalculated.

      e.    [N/A] not be recalculated.

59.   ADP AND ACP TESTS. For Plan Years beginning in and prior to the Plan Year
      in which the restatement is adopted, the following will apply:

      ADP TEST:

      a.    [N/A] PRIOR YEAR TESTING: The prior year ratio will be used for the
                  Plan Year beginning in the year specified below. (If this
                  election is made for the first year the Code Section 401(k)
                  feature is added to this Plan (unless this Plan is a successor
                  plan), the amount taken into account as the ADP of Non-Highly
                  Compensated Employees for the preceding Plan Year will be 3%.)

                  1. [ ] 1997  2. [ ] 1998  3. [ ] 1999  4. [ ] 2000  5. [ ]____

      b.    [N/A] CURRENT YEAR TESTING: The current year ratio will be used for
                  the Plan Year beginning in:

                  1. [ ] 1997  2. [ ] 1998  3. [ ] 1999  4. [ ] 2000  5. [ ]____

      ACP TEST:

      c.    [N/A] N/A.

      d.    [N/A] PRIOR YEAR TESTING: The prior year ratio will be used for the
                  Plan Year beginning in the year specified below. (If this
                  election is made for the first year the Code Section 401(m)
                  feature is added to this Plan (unless this Plan is a successor
                  plan), the amount taken into account as the ACP of Non-Highly
                  Compensated Employees for the preceding Plan Year will be 3%.)

                  1. [ ] 1997 2. [ ] 1998  3. [ ] 1999  4. [ ] 2000 5. [ ]_____

      e.    [N/A] CURRENT YEAR TESTING: The current year ratio will be used for
                  the Plan Year beginning in:

                  1. [ ] 1997  2. [ ] 1998  3. [ ] 1999 4. [ ] 2000  5. [ ]_____

(C)Copyright 2001 ARS

                                       27
<PAGE>
                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

The adopting Employer may rely on an opinion letter issued by the Internal
Revenue Service as evidence that the plan is qualified under Code Section 401
only to the extent provided in Announcement 2001-77, 2001-30 I.R.B. The Employer
may not rely on the opinion letter in certain other circumstances or with
respect to certain qualification requirements, which are specified in the
opinion letter issued with respect to the plan and in Announcement 2001-77.

In order to have reliance in such circumstances or with respect to such
qualification requirements, application for a determination letter must be made
to Employee Plans Determinations of the Internal Revenue Service.

This Adoption Agreement may be used only in conjunction with basic Plan document
#01. This Adoption Agreement and the basic Plan document shall together be known
as Administaff Retirement Services, L.P. Prototype Non-Standardized 401(k)
Profit Sharing Plan and Trust #01-005.

The adoption of this Plan, its qualification by the IRS, and the related tax
consequences are the responsibility of the Employer and its independent tax and
legal advisors.

Administaff Retirement Services, L.P. will notify the Employer of any amendments
made to the Plan or of the discontinuance or abandonment of the Plan.
Furthermore, in order to be eligible to receive such notification, we agree to
notify Administaff Retirement Services, L.P. of any change in address.

This Plan may not be used, and shall not be deemed to be a Prototype Plan,
unless an authorized representative of Administaff Retirement Services, L.P. has
acknowledged the use of the Plan. Such acknowledgment is for administerial
purposes only. It acknowledges that the Employer is using the Plan but does not
represent that this Plan, including the choices selected on the Adoption
Agreement, has been reviewed by a representative of the sponsor or constitutes a
qualified retirement plan.

Administaff Retirement Services, L.P./ARS

By: /s/ Roger Gaskauf
   _________________________________________________

With regard to any questions regarding the provisions of the Plan, adoption of
the Plan, or the effect of an opinion letter from the IRS, call or write (this
information must be completed by the sponsor of this Plan or its designated
representative):

Name:
      --------------------------------------------------------------------------

Address:
        ------------------------------------------------------------------------

        ------------------------------------------------------------------------

Telephone: (  )
               -----------------------------------------------------------------

                                       28
<PAGE>

                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

The Employer and Trustee hereby cause this Plan to be executed on December 22,
2003. Furthermore, this Plan may not be used unless acknowledged by Administaff
Retirement Services, L.P. or its authorized representative.

EMPLOYER

By: /s/ Walter Riehemann, Vice President
    ----------------------------------------------------------------------------
[ ] The signature of the Trustee appears on a separate trust agreement attached
to the Plan,

OR

---------------------------------------
      TRUSTEE

---------------------------------------
      TRUSTEE

---------------------------------------
      TRUSTEE

PARTICIPATING EMPLOYER

By:
   -----------------------------------------------------------------------------

PARTICIPATING EMPLOYER (attach additional signature pages as necessary):

By:
   -----------------------------------------------------------------------------

                                       29
<PAGE>

                                     NON-STANDARDIZED 401(k) PROFIT SHARING PLAN

                                     EGTRRA
                                AMENDMENT TO THE

                                      ARS
                     DEFINED CONTRIBUTION PLAN AND TRUST I

(C)Copyright 2001 ARS

                                       30
<PAGE>
                                   ARTICLE I
                                    PREAMBLE

1.1  Adoption and effective date of amendment. This amendment of the plan is
     adopted to reflect certain provisions of the Economic Growth and Tax Relief
     Reconciliation Act of 2001 ("EGTRRA"). This amendment is intended as good
     faith compliance with the requirements of EGTRRA and is to be construed in
     accordance with EGTRRA and guidance issued thereunder. Except as otherwise
     provided, this amendment shall be effective as of the first day of the
     first plan year beginning after December 31, 2001.

1.2  Supersession of inconsistent provisions. This amendment shall supersede the
     provisions of the plan to the extent those provisions are inconsistent with
     the provisions of this amendment.

                                   ARTICLE II
                          ADOPTION AGREEMENT ELECTIONS

     ---------------------------------------------------------------------------

     THE QUESTIONS IN THIS ARTICLE II ONLY NEED TO BE COMPLETED IN ORDER TO
     OVERRIDE THE DEFAULT PROVISIONS SET FORTH BELOW. IF ALL OF THE DEFAULT
     PROVISIONS WILL APPLY, THEN THESE QUESTIONS SHOULD BE SKIPPED.

     UNLESS THE EMPLOYER ELECTS OTHERWISE IN THIS ARTICLE II, THE FOLLOWING
     DEFAULTS APPLY:
     1)   THE VESTING SCHEDULE FOR MATCHING CONTRIBUTIONS WILL BE A 6 YEAR
          GRADED SCHEDULE (IF THE PLAN CURRENTLY HAS A GRADED SCHEDULE THAT DOES
          NOT SATISFY EGTRRA) OR A 3 YEAR CLIFF SCHEDULE (IF THE PLAN CURRENTLY
          HAS A CLIFF SCHEDULE THAT DOES NOT SATISFY EGTRRA), AND SUCH SCHEDULE
          WILL APPLY TO ALL MATCHING CONTRIBUTIONS (EVEN THOSE MADE PRIOR TO
          2002).
     2)   ROLLOVERS ARE AUTOMATICALLY EXCLUDED IN DETERMINING WHETHER THE $5,000
          THRESHOLD HAS BEEN EXCEEDED FOR AUTOMATIC CASH-OUTS (IF THE PLAN IS
          NOT SUBJECT TO THE QUALIFIED JOINT AND SURVIVOR ANNUITY RULES AND
          PROVIDES FOR AUTOMATIC CASH-OUTS). THIS IS APPLIED TO ALL PARTICIPANTS
          REGARDLESS OF WHEN THE DISTRIBUTABLE EVENT OCCURRED.
     3)   THE SUSPENSION PERIOD AFTER A HARDSHIP DISTRIBUTION IS MADE WILL BE 6
          MONTHS AND THIS WILL ONLY APPLY TO HARDSHIP DISTRIBUTIONS MADE AFTER
          2001.
     4)   CATCH-UP CONTRIBUTIONS WILL BE ALLOWED.
     5)   FOR TARGET BENEFIT PLANS, THE INCREASED COMPENSATION LIMIT OF $200,000
          WILL BE APPLIED RETROACTIVELY (I.E., TO YEARS PRIOR TO 2002).

--------------------------------------------------------------------------------

2.1  VESTING SCHEDULE FOR MATCHING CONTRIBUTIONS

     If there are matching contributions subject to a vesting schedule that does
     not satisfy EGTRRA, then unless otherwise elected below, for participants
     who complete an hour of service in a plan year beginning after December 31,
     2001, the following vesting schedule will apply to all matching
     contributions subject to a vesting schedule:

     If the plan has a graded vesting schedule (i.e., the vesting schedule
     includes a vested percentage that is more than 0% and less than 100%) the
     following will apply:

<Table>
<Caption>
               Years of vesting service         Nonforfeitable percentage
               <S>                              <C>

                         2                             20%
                         3                             40%
                         4                             60%
                         5                             80%
                         6                            100%
</Table>

     If the plan does not have a graded vesting schedule, then matching
     contributions will be nonforfeitable upon the completion of 3 years of
     vesting service.

(C)Copyright 2001 ARS

<PAGE>
      In lieu of the above vesting schedule, the employer elects the following
      schedule:
      a. [ ] 3 year cliff (a participant's accrued benefit derived from employer
             matching contributions shall be nonforfeitable upon the
             participant's completion of three years of vesting service).
      b. [ ] 6 year graded schedule (20% after 2 years of vesting service and an
             additional 20% for each year thereafter).
      c. [ ] Other (must be at least as liberal as a. or the b. above):

                Years of vesting service            Nonforfeitable percentage

                    ______________                       ______________%
                    ______________                       ______________%
                    ______________                       ______________%
                    ______________                       ______________%
                    ______________                       ______________%

      The vesting schedule set forth herein shall only apply to participants who
      complete an hour of service in a plan year beginning after December 31,
      2001, and, unless the option below is elected, shall apply to ALL matching
      contributions subject to a vesting schedule.
      d. [ ] The vesting schedule will only apply to matching contributions made
             in plan years beginning after December 31, 2001 (the prior schedule
             will apply to matching contributions made in prior plan years).

2.2   EXCLUSION OF ROLLOVERS IN APPLICATION OF INVOLUNTARY CASH-OUT PROVISIONS
      (FOR PROFIT SHARING AND 401(k) PLANS ONLY). If the plan is not subject to
      the qualified joint and survivor annuity rules and includes involuntary
      cash-out provisions, then unless one of the options below is elected,
      effective for distributions made after December 31, 2001, rollover
      contributions will be excluded in determining the value of the
      participant's nonforfeitable account balance for purposes of the plan's
      involuntary cash-out rules.
      a. [X] Rollover contributions will not be excluded.
      b. [ ] Rollover contributions will be excluded only with respect to
             distributions made after _____________. (Enter a date no earlier
             than December 31, 2001.)
      c. [ ] Rollover contributions will only be excluded with respect to
             participants who separated from service after ____________. (Enter
             a date. The date may be earlier than December 31, 2001.)

2.3   SUSPENSION PERIOD OF HARDSHIP DISTRIBUTIONS. If the plan provides for
      hardship distributions upon satisfaction of the safe harbor (deemed)
      standards as set forth in Treas. Reg. Section 1.401(k)-1(d)(2)(iv), then,
      unless the option below is elected, the suspension period following a
      hardship distribution shall only apply to hardship distributions made
      after December 31, 2001.
         [ ] With regard to hardship distributions made during 2001, a
             participant shall be prohibited from making elective deferrals and
             employee contributions under this and all other plans until the
             later of January 1, 2002, or 6 months after receipt of the
             distribution.

2.4   CATCH-UP CONTRIBUTIONS (FOR 401(k) PROFIT SHARING PLANS ONLY): The plan
      permits catch-up contributions (Article VI) unless the option below is
      elected.
         [ ] The plan does not permit catch-up contributions to be made.

2.5   FOR TARGET BENEFIT PLANS ONLY: The increased compensation limit ($200,000
      limit) shall apply to years prior to 2002 unless the option below is
      elected.

         [N/A] The increased compensation limit will not apply to years prior to
               2002.

                                  ARTICLE III
                       VESTING OF MATCHING CONTRIBUTIONS

3.1   Applicability. This Article shall apply to participants who complete an
      Hour of Service after December 31, 2001, with respect to accrued benefits
      derived from employer matching contributions made in plan years beginning
      after December 31, 2001. Unless otherwise elected by the employer in
      Section 2.1 above, this Article shall also apply to all such participants
      with respect to accrued benefits derived from employer matching
      contributions made in plan years beginning prior to January 1, 2002.

3.2   Vesting schedule. A participant's accrued benefit derived from employer
      matching contributions shall vest as provided in Section 2.1 of this
      amendment.

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                                   ARTICLE IV
                             INVOLUNTARY CASH-OUTS

4.1  Applicability and effective date. If the plan provides for involuntary
     cash-outs of amounts less than $5,000, then unless otherwise elected in
     Section 2.2 of this amendment, this Article shall apply for distributions
     made after December 31, 2001, and shall apply to all participants. However,
     regardless of the preceding, this Article shall not apply if the plan is
     subject to the qualified joint and survivor annuity requirements of Section
     401(a)(11) and 417 of the Code.

4.2  Rollovers disregarded in determining value of account balance for
     involuntary distributions. For purposes of the Sections of the plan that
     provide for the involuntary distribution of vested accrued benefits of
     $5,000 or less, the value of a participant's nonforfeitable account balance
     shall be determined without regard to that portion of the account balance
     that is attributable to rollover contributions (and earnings allocable
     thereto) within the meaning of Sections 402(c), 403(a)(4), 403(b)(8),
     408(d)(3)(A)(ii), and 457(e)(16) of the Code. If the value of the
     participant's nonforfeitable account balance as so determined is $5,000 or
     less, then the plan shall immediately distribute the participant's entire
     nonforfeitable account balance.

                                   ARTICLE V
                             HARDSHIP DISTRIBUTIONS

5.1  Applicability and effective date. If the plan provides for hardship
     distributions upon satisfaction of the safe harbor (deemed) standards as
     set forth in Treas. Reg. Section 1.401(k)-1(d)(2)(iv), then this Article
     shall apply for calendar years beginning after 2001.

5.2  Suspension period following hardship distribution. A participant who
     receives a distribution of elective deferrals after December 31, 2001, on
     account of hardship shall be prohibited from making elective deferrals and
     employee contributions under this and all other plans of the employer for 6
     months after receipt of the distribution. Furthermore, if elected by the
     employer in Section 2.3 of this amendment, a participant who receives a
     distribution of elective deferrals in calendar year 2001 on account of
     hardship shall be prohibited from making elective deferrals and employee
     contributions under this and all other plans until the later of January 1,
     2002, or 6 months after receipt of the distribution.

                                   ARTICLE VI
                             CATCH-UP CONTRIBUTIONS

Catch-up Contributions. Unless otherwise elected in Section 2.4 of this
amendment, all employees who are eligible to make elective deferrals under this
plan and who have attained age 50 before the close of the plan year shall be
eligible to make catch-up contributions in accordance with, and subject to the
limitations of, Section 414(v) of the Code. Such catch-up contributions shall
not be taken into account for purposes of the provisions of the plan
implementing the required limitations of Sections 402(g) and 415 of the Code.
The plan shall not be treated as failing to satisfy the provisions of the plan
implementing the requirements of Section 401(k)(3), 401(k)(11), 401(k)(12),
410(b), or 416 of the Code, as applicable, by reason of the making of such
catch-up contributions.

                                  ARTICLE VII
                         INCREASE IN COMPENSATION LIMIT

Increase in Compensation Limit. The annual compensation of each participant
taken into account in determining allocations for any plan year beginning after
December 31, 2001, shall not exceed $200,000, as adjusted for cost-of-living
increases in accordance with Section 401(a)(17)(B) of the Code. Annual
compensation means compensation during the plan year or such other consecutive
12-month period over which compensation is otherwise determined under the plan
(the determination period). If this is a target benefit plan, then except as
otherwise elected in Section 2.5 of this amendment, for purposes of determining
benefit accruals in a plan year beginning after December 31, 2001, compensation
for any prior determination period shall be limited to $200,000. The
cost-of-living adjustment in effect for a calendar year applies to annual
compensation for the determination period that begins with or within such
calendar year.

                                  ARTICLE VIII
                                   PLAN LOANS

Plan loans for owner-employees or shareholder-employees. If the plan permits
loans to be made to participants, then effective for plan loans made after
December 31, 2001, plan provisions prohibiting loans to any owner-employee or
shareholder-employee shall cease to apply.

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                                   ARTICLE IX
             LIMITATIONS ON CONTRIBUTIONS (IRC SECTION 415 LIMITS)

9.1       Effective date.  This Section shall be effective for limitation years
          beginning after December 31, 2001.

9.2       Maximum annual addition.  Except to the extent permitted under Article
          XIV of this amendment and Section 414(v) of the Code, if applicable,
          the annual addition that may be contributed or allocated to a
          participant's account under the plan for any limitation year shall not
          exceed the lesser of:

          a.  $40,000, as adjusted for increases in the cost-of-living under
          Section 415(d) of the Code, or

          b.  100 percent of the participant's compensation, within the meaning
          of Section 415(c)(3) of the Code, for the limitation year.

          The compensation limit referred to in b. shall not apply to any
          contribution for medical benefits after separation from service
          (within the meaning of Section 401(h) or Section 419A(f)(2) of the
          Code) which is otherwise treated as an annual addition.

                                   ARTICLE X
                        MODIFICATION OF TOP-HEAVY RULES

10.1      Effective date.  This Article shall apply for purposes of determining
          whether the plan is a top-heavy plan under Section 416(g) of the Code
          for plan years beginning after December 31, 2001, and whether the plan
          satisfies the minimum benefits requirements of Section 416(c) of the
          Code for such years. This Article amends the top-heavy provisions of
          the plan.

10.2      Determination of top-heavy status.

10.2.1    Key employees.  Key employee means any employee or former employee
          (including any deceased employee) who at any time during the plan year
          that includes the determination date was an officer of the employer
          having annual compensation greater than $130,000 (as adjusted under
          Section 416(i)(1) of the Code for plan years beginning after December
          31, 2002), a 5-percent owner of the employer, or a 1-percent owner of
          the employer having annual compensation of more than $150,000. For
          this purpose, annual compensation means compensation within the
          meaning of Section 415(c)(3) of the Code. The determination of who is
          a key employee will be made in accordance with Section 416(i)(1) of
          the Code and the applicable regulations and other guidance of general
          applicability issued thereunder.

10.2.2    Determination of present values and amounts.  This Section 10.2.2
          shall apply for purposes of determining the present values of accrued
          benefits and the amounts of account balances of employees as of the
          determination date.

          a.   Distributions during the year ending on the determination date.
               The present values of accrued benefits and the amounts of account
               balances of an employee as of the determination date shall be
               increased by the distributions made with respect to the employee
               under the plan and any plan aggregated with the plan under
               Section 416(g)(2) of the Code during the 1-year period ending on
               the determination date. The preceding sentence shall also apply
               to distributions under a terminated plan which, had it not been
               terminated, would have been aggregated with the plan under
               Section 416(g)(2)(A)(i) of the Code. In the case of a
               distribution made for a reason other than separation from
               service, death, or disability, this provision shall be applied by
               substituting "5-year period" for "1-year period."

          b.   Employees not performing services during year ending on the
               determination date.  The accrued benefits and accounts of any
               individual who has not performed services for the employer during
               the 1-year period ending on the determination date shall not be
               taken into account.

10.3      Minimum benefits.

10.3.1    Matching contributions.  Employer matching contributions shall be
          taken into account for purposes of satisfying the minimum contribution
          requirements of Section 416(c)(2) of the Code and the plan. The
          preceding sentence shall apply with respect to matching contributions
          under the plan or, if the plan provides that the minimum contribution
          requirement shall be met in another plan, such other plan. Employer
          matching contributions that are used to satisfy the minimum
          contribution requirements shall be treated as matching.

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<PAGE>
          contributions for purposes of the actual contribution percentage test
          and other requirements of Section 401(m) of the Code.

10.3.2    Contributions under other plans. The employer may provide, in an
          addendum to this amendment, that the minimum benefit requirement shall
          be met in another plan (including another plan that consists solely of
          a cash or deferred arrangement which meets the requirements of Section
          401(k)(12) of the Code and matching contributions with respect to
          which the requirements of Section 401(m)(11) of the Code are met). The
          addendum should include the name of the other plan, the minimum
          benefit that will be provided under such other plan, and the employees
          who will receive the minimum benefit under such other plan.

                                   ARTICLE XI
                                DIRECT ROLLOVERS

11.1      Effective date. This Article shall apply to distributions made after
          December 31, 2001.

11.2      Modification of definition of eligible retirement plan. For purposes
          of the direct rollover provisions of the plan, an eligible retirement
          plan shall also mean an annuity contract described in Section 403(b)
          of the Code and an eligible plan under Section 457(b) of the Code
          which is maintained by a state, political subdivision of a state, or
          any agency or instrumentality of a state or political subdivision of a
          state and which agrees to separately account for amounts transferred
          into such plan from this plan. The definition of eligible retirement
          plan shall also apply in the case of a distribution to a surviving
          spouse, or to a spouse or former spouse who is the alternate payee
          under a qualified domestic relation order, as defined in Section
          414(p) of the Code.

11.3      Modification of definition of eligible rollover distribution to
          exclude hardship distributions. For purposes of the direct rollover
          provisions of the plan, any amount that is distributed on account of
          hardship shall not be an eligible rollover distribution and the
          distributee may not elect to have any portion of such a distribution
          paid directly to an eligible retirement plan.

11.4      Modification of definition of eligible rollover distribution to
          include after-tax employee contributions. For purposes of the direct
          rollover provisions in the plan, a portion of a distribution shall not
          fail to be an eligible rollover distribution merely because the
          portion consists of after-tax employee contributions which are not
          includible in gross income. However, such portion may be transferred
          only to an individual retirement account or annuity described in
          Section 408(a) or (b) of the Code, or to a qualified defined
          contribution plan described in Section 401(a) or 403(a) of the Code
          that agrees to separately account for amounts so transferred,
          including separately accounting for the portion of such distribution
          which is includible in gross income and the portion of such
          distribution which is not so includible.

                                  ARTICLE XII
                           ROLLOVERS FROM OTHER PLANS

Rollovers from other plans. The employee, operationally and on a
nondiscriminatory basis, may limit the source of rollover contributions that may
be accepted by this plan.

                                  ARTICLE XIII
                          REPEAL OF MULTIPLE USE TEST

Repeal of Multiple Use Test. The multiple use test described in Treasury
Regulation Section 1.401(m)-2 and the plan shall not apply for plan years
beginning after December 31, 2001.

                                  ARTICLE XIV
                               ELECTIVE DEFERRALS

14.1      Elective Deferrals - Contribution Limitation. No participant shall be
          permitted to have elective deferrals made under this plan, or any
          other qualified plan maintained by the employer during any taxable
          year, in excess of the dollar limitation contained in Section 402(g)
          of the Code in effect for such taxable year, except to the extent
          permitted under Article VI of this amendment and Section 414(v) of the
          Code, if applicable.

14.2      Maximum Salary Reduction Contributions for SIMPLE plans. If this is a
          SIMPLE 401(k) plan, then except to the extent permitted under Article
          VI of this amendment and Section 414(v) of the Code, if applicable,
          the maximum salary reduction contribution that can be made to this
          plan is the amount determined under Section 408(p)(2)(A)(ii) of the
          Code for the calendar year.

<PAGE>
                                   ARTICLE XV
                          SAFE HARBOR PLAN PROVISIONS

Modification of Top-Heavy Rules. The top-heavy requirements of Section 416 of
the Code and the plan shall not apply in any year beginning after December 31,
2001, in which the plan consists solely of a cash or deferred arrangement which
meets the requirements of Section 401(k)(12) of the Code and matching
contributions with respect to which the requirements of Section 401(m)(11) of
the Code are met.

                                  ARTICLE XVI
                   DISTRIBUTION UPON SEVERANCE OF EMPLOYMENT

16.1  Effective date. This Article shall apply for distributions and
      transactions made after December 31, 2001, regardless of when the
      severance of employment occurred.

16.2  New distributable event. A participant's elective deferrals, qualified
      nonelective contributions, qualified matching contributions, and earnings
      attributable to these contributions shall be distributed on account of the
      participant's severance from employment. However, such a distribution
      shall be subject to the other provisions of the plan regarding
      distributions, other than provisions that require a separation from
      service before such amounts may be distributed.

This amendment has been executed this 22nd day of December, 2003.
                                      ----        --------  ----

Name of Employer: Adam's Laboratories, Inc.
                  --------------------------------------

By: /s/ Walter E. Riehemann, Vice President
    ---------------------------------------
               EMPLOYER

Name of Plan: Adam's Laboratories, Inc. Retirement Savings Plan
              -------------------------------------------------

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<PAGE>

                                   401(a)(9)
                                AMENDMENT TO THE

                                      ARS
                      DEFINED CONTRIBUTIONS PLAN & TRUST I
<PAGE>
401(a)(9)

                     ADMINISTAFF RETIREMENT SERVICES, L.P.
                  DEFINED CONTRIBUTION PROTOTYPE PLAN & TRUST

                  MINIMUM DISTRIBUTION REQUIREMENTS AMENDMENT

                                   ARTICLE I
                                 GENERAL RULES

1.1   EFFECTIVE DATE. Unless a later effective date is specified in Section
      6.1 of this Amendment, the provisions of this Amendment will apply for
      purposes of determining required minimum distributions for calendar years
      beginning with the 2002 calendar year.

1.2   COORDINATION WITH MINIMUM DISTRIBUTION REQUIREMENTS PREVIOUSLY IN EFFECT.
      If the effective date of this Amendment is earlier than calendar years
      beginning with the 2003 calendar year, required minimum distributions for
      2002 under this Amendment will be determined as follows. If the total
      amount of 2002 required minimum distributions under the Plan made to the
      distributee prior to the effective date of this Amendment equals or
      exceeds the required minimum distributions determined under this
      Amendment, then no additional distributions will be required to be made
      for 2002 on or after such date to the distributee. If the total amount of
      2002 required minimum distributions under the Plan made to the distributee
      prior to the effective date of this Amendment is less than the amount
      determined under this Amendment, then required minimum distributions for
      2002 on and after such date will be determined so that the total amount of
      required minimum distributions for 2002 made to the distributee will be
      the amount determined under this Amendment.

1.3   PRECEDENCE. The requirements of this Amendment will take precedence over
      any inconsistent provisions of the Plan.

1.4   REQUIREMENTS OF TREASURY REGULATIONS INCORPORATED. All distributions
      required under this Amendment will be determined and made in accordance
      with the Treasury regulations under Section 401(a)(9) of the Internal
      Revenue Code.

1.5   TEFRA SECTION 242(b)(2) ELECTIONS. Notwithstanding the other provisions of
      this Amendment, distributions may be made under a designation made before
      January 1, 1984, in accordance with Section 242(b)(2) of the Tax Equity
      and Fiscal Responsibility Act (TEFRA) and the provisions of the Plan that
      relate to Section 242(b)(2) of TEFRA.

1.6   ADOPTION BY PROTOTYPE SPONSOR. Except as otherwise provided herein,
      pursuant to Section 5.01 of the Revenue Procedure 2000-20, the sponsoring
      organization hereby adopts this amendment on behalf of all adopting
      employers.

                                   ARTICLE II
                        TIME AND MANNER OF DISTRIBUTION

2.1   REQUIRED BEGINNING DATE. The Participant's entire interest will be
      distributed, or begin to be distributed, to the Participant no later than
      the Participant's required beginning date.

2.2   DEATH OF PARTICIPANT BEFORE DISTRIBUTIONS BEGIN. If the Participant dies
      before distributions begin, the Participant's entire interest will be
      distributed, or begin to be distributed, no later than as follows:

      (a) If the Participant's surviving spouse is the Participant's sole
      designated beneficiary, then, except as provided in Article VI,
      distributions to the surviving spouse will begin by December 31 of the
      calendar year immediately following the calendar year in which the
      Participant died, or by December 31 of the calendar year in which the
      Participant would have attained age 70 1/2, if later.

      (b) If the Participant's surviving spouse is not the Participant's sole
      designated beneficiary, then, except as provided in Article VI,
      distributions to the designated beneficiary will begin by December 31 of
      the calendar year immediately following the calendar year in which the
      Participant died.

      (c) If there is no designated beneficiary as of September 30 of the year
      following the year of the Participant's death, the Participant's entire
      interest will be distributed by December 31 of the calendar year
      containing the fifth anniversary of the Participant's death.

      (d) If the Participant's surviving spouse is the Participant's sole
      designated beneficiary and the surviving spouse dies after the Participant
      but before distributions to the surviving spouse begin, this Section 2.2,
      other than Section 2.2(a), will apply as if the surviving spouse were the
      Participant.

                                       1
<PAGE>
401(a)(9)

     For purposes of this Section 2.2 and Article IV, unless Section 2.2(d)
     applies, distributions are considered to begin on the Participant's
     required beginning date. If Section 2.2(d) applies, distributions are
     considered to begin on the date distributions are required to begin to the
     surviving spouse under Section 2.2(a). If distributions under an annuity
     purchased from an insurance company irrevocably commence to the Participant
     before the Participant's required beginning date (or to the Participant's
     surviving spouse before the date distributions are required to begin to the
     surviving spouse under Section 2.2(a)), the date distributions are
     considered to begin is the date distributions actually commence.

2.3  Forms of Distribution. Unless the Participant's interest is distributed in
     the form of an annuity purchased from an insurance company or in a single
     sum on or before the required beginning date, as of the first distribution
     calendar year distributions will be made in accordance with Articles III
     and IV of this Amendment. If the Participant's interest is distributed in
     the form of an annuity purchased from an insurance company, distributions
     thereunder will be made in accordance with the requirements of Section
     401(a)(9) of the Code and the Treasury regulations.

                                  ARTICLE III
          REQUIRED MINIMUM DISTRIBUTIONS DURING PARTICIPANT'S LIFETIME

3.1  Amount of Required Minimum Distribution For Each Distribution Calendar
     Year. During the Participant's lifetime, the minimum amount that will be
     distributed for each distribution calendar year is the lesser of:

     (a) the quotient obtained by dividing the Participant's account balance by
     the distribution period in the Uniform Lifetime Table set forth in Section
     1.401(a)(9)-9 of the Treasury regulations, using the Participant's age as
     of the Participant's birthday in the distribution calendar year; or

     (b) if the Participant's sole designated beneficiary for the distribution
     calendar year is the Participant's spouse, the quotient obtained by
     dividing the Participant's account balance by the number in the Joint and
     Last Survivor Table set forth in Section 1.401(a)(9)-9 of the Treasury
     regulations, using the Participant's and spouse's attained ages as of the
     Participant's and spouse's birthdays in the distribution calendar year.

3.2  Lifetime Required Minimum Distributions Continue Through Year of
     Participant's Death. Required minimum distributions will be determined
     under this Article 3 beginning with the first distribution calendar year
     and up to and including the distribution calendar year that includes the
     Participant's date of death.

                                   ARTICLE IV
            REQUIRED MINIMUM DISTRIBUTIONS AFTER PARTICIPANT'S DEATH

4.1  Death On or After Date Distributions Begin.

     (a) Participant Survived by Designated Beneficiary. If the Participant dies
     on or after the date distributions begin and there is a designated
     beneficiary, the minimum amount that will be distributed for each
     distribution calendar year after the year of the Participant's death is the
     quotient obtained by dividing the Participant's account balance by the
     longer of the remaining life expectancy of the Participant or the remaining
     life expectancy of the Participant's designated beneficiary, determined as
     follows:

          (1) The Participant's remaining life expectancy is calculated using
          the age of the Participant in the year of death, reduced by one for
          each subsequent year.

          (2) If the Participant's surviving spouse is the Participant's sole
          designated beneficiary, the remaining life expectancy of the surviving
          spouse is calculated for each distribution calendar year after the
          year of the Participant's death using the surviving spouse's age as of
          the spouse's birthday in that year. For distribution calendar years
          after the year of the surviving spouse's death, the remaining life
          expectancy of the surviving spouse is calculated using the age of the
          surviving spouse as of the spouse's birthday in the calendar year of
          the spouse's death, reduced by one for each subsequent calendar year.

          (3) If the Participant's surviving spouse is not the Participant's
          sole designated  beneficiary, the designated beneficiary's remaining
          life expectancy is calculated using the age of the beneficiary in the
          year following the year of the Participant's death, reduced by one for
          each subsequent year.

     (b) No Designated Beneficiary. If the Participant dies on or after the date
     distributions begin and there is no designated beneficiary as of September
     30 of the year after the year of the Participant's death, the minimum
     amount that will be distributed for each distribution calendar year after
     the year of the Participant's death is the quotient obtained by dividing
     the Participant's account balance by the Participant's remaining life
     expectancy calculated using the age of the Participant in the year of
     death, reduced by one for each subsequent year.

                                       2
<PAGE>
401(a)(9)

4.2  Death Before Date Distributions Begin.

     (a)  Participant Survived by Designated Beneficiary. Except as provided in
     Article VI, if the Participant dies before the date distributions begin and
     there is a designated beneficiary, the minimum amount that will be
     distributed for each distribution calendar year after the year of the
     Participant's death is the quotient obtained by dividing the Participant's
     account balance by the remaining life expectancy of the Participant's
     designated beneficiary, determined as provided in Section 4.1.

     (b)  No Designated Beneficiary. If the Participant dies before the date
     distributions begin and there is no designated beneficiary as of September
     30 of the year following the year of the Participant's death, distribution
     of the Participant's entire interest will be completed by December 31 of
     the calendar year containing the fifth anniversary of the Participant's
     death.

     (c)  Death of Surviving Spouse Before Distributions to Surviving Spouse Are
     Required to Begin. If the Participant dies before the date distributions
     begin, the Participant's surviving spouse is the Participant's sole
     designated beneficiary, and the surviving spouse dies before distributions
     are required to begin to the surviving spouse under Section 2.2(a), this
     Section 4.2 will apply as if the surviving spouse were the Participant.

                                   ARTICLE V
                                  DEFINITIONS

5.1  Designated beneficiary. The individual who is designated as the Beneficiary
     under the Plan and is the designated beneficiary under Section 401(a)(9) of
     the Internal Revenue Code and Section 1.401(a)(9)-1, Q&A-4, of the Treasury
     regulations.

5.2  Distribution calendar year. A calendar year for which a minimum
     distribution is required. For distributions beginning before the
     Participant's death, the first distribution calendar year is the calendar
     year immediately preceding the calendar year which contains the
     Participant's required beginning date. For distributions beginning after
     the Participant's death, the first distribution calendar year is the
     calendar year in which distributions are required to begin under Section
     2.2. The required minimum distribution for the Participant's first
     distribution calendar year will be made on or before the Participant's
     required beginning date. The required minimum distribution for other
     distribution calendar years, including the required minimum distribution
     for the distribution calendar year in which the Participant's required
     beginning date occurs, will be made on or before December 31 of that
     distribution calendar year.

5.3  Life expectancy. Life expectancy as computed by use of the Single Life
     Table in Section 1.401(a)(9)-9 of the Treasury regulations.

5.4  Participant's account balance. The account balance as of the last valuation
     date in the calendar year immediately preceding the distribution calendar
     year (valuation calendar year) increased by the amount of any contributions
     made and allocated or forfeitures allocated to the account balance as of
     dates in the valuation calendar year after the valuation date and decreased
     by distributions made in the valuation calendar year after the valuation
     date. The account balance for the valuation calendar year includes any
     amounts rolled over or transferred to the Plan either in the valuation
     calendar year or in the distribution calendar year if distributed or
     transferred in the valuation calendar year.

5.5  Required beginning date. The date specified in the Plan when distributions
     under Section 401(a)(9) of the Internal Revenue Code are required to begin.

                                       3

<PAGE>
401(a)(9)

                                   ARTICLE VI
                         ADOPTION AGREEMENTS ELECTIONS

      THE QUESTIONS IN THIS ARTICLE VI ONLY NEED TO BE COMPLETED IN ORDER TO
      OVERRIDE THE DEFAULT PROVISIONS SET FORTH BELOW. IF ALL OF THE DEFAULT
      PROVISIONS WILL APPLY, THEN THESE QUESTIONS SHOULD BE SKIPPED.

      UNLESS THE EMPLOYER ELECTS OTHERWISE IN THIS ARTICLE VI, THE FOLLOWING
      DEFAULTS APPLY:

      1) THE MINIMUM DISTRIBUTION REQUIREMENTS ARE EFFECTIVE FOR DISTRIBUTION
      CALENDAR YEARS BEGINNING WITH THE 2002 CALENDAR YEAR UNLESS A LATER DATE
      IS SPECIFIED IN SECTION 6.1 OF THIS AMENDMENT.

      2) PARTICIPANTS OR BENEFICIARIES MAY ELECT ON AN INDIVIDUAL BASIS WHETHER
      THE 5-YEAR RULE OR THE LIFE EXPECTANCY RULE IN THE PLAN APPLIES TO
      DISTRIBUTIONS AFTER THE DEATH OF A PARTICIPANT WHO HAS A DESIGNATED
      BENEFICIARY.

6.1   EFFECTIVE DATE OF PLAN AMENDMENT FOR SECTION 401(a)(9) FINAL AND TEMPORARY
      TREASURY REGULATIONS.

      (X) This Amendment applies for purposes of determining required minimum
      distributions for distribution calendar years beginning with the 2003
      calendar year, as well as required minimum distributions for the 2002
      distribution calendar year that are made on or after
      _________________________ (leave blank if this Amendment does not apply to
      any minimum distributions for the 2002 distribution calendar year).

6.2   ELECTION TO NOT PERMIT PARTICIPANTS OR BENEFICIARIES TO ELECT 5-YEAR RULE.

      Unless elected below, Participants or beneficiaries may elect on an
      individual basis whether the 5-year rule or the life expectancy rule in
      Sections 2.2 and 4.2 of this Amendment applies to distributions after the
      death of a Participant who has a designated beneficiary. The election must
      be made no later than the earlier of September 30 of the calendar year in
      which distribution would be required to begin under Section 2.2 of this
      Amendment, or by September 30 of the calendar year which contains the
      fifth anniversary of the Participant's (or, if applicable, surviving
      spouse's) death. If neither the Participant nor beneficiary makes an
      election under this paragraph, distributions will be made in accordance
      with Sections 2.2 and 4.2 of this Amendment and, if applicable, the
      elections in Section 6.3 of this Amendment below.

      (X) The provision set forth above in this Section 6.2 shall not apply.
      Rather, Sections 2.2 and 4.2 of this Amendment shall apply except as
      elected in Section 6.3 of this Amendment below.

6.3   ELECTION TO APPLY 5-YEAR RULE TO DISTRIBUTIONS TO DESIGNATED
      BENEFICIARIES.

      ( ) If the Participant dies before distributions begin and there is a
      designated beneficiary, distribution to the designated beneficiary is not
      required to begin by the date specified in the Plan, but the Participant's
      entire interest will be distributed to the designated beneficiary by
      December 31 of the calendar year containing the fifth anniversary of the
      Participant's death. If the Participant's surviving spouse is the
      Participant's sole designated beneficiary and the surviving spouse dies
      after the Participant but before distributions to either the Participant
      or the surviving spouse begin, this election will apply as if the
      surviving spouse were the Participant.

      If the above is elected, then this election will apply to:

      ( ) All distributions.

      ( ) The following distributions: ___________________________.

6.4   ELECTION TO ALLOW DESIGNATED BENEFICIARY RECEIVING DISTRIBUTIONS UNDER
      5-YEAR RULE TO ELECT LIFE EXPECTANCY DISTRIBUTIONS.

      ( ) A designated beneficiary who is receiving payments under the 5-year
      rule may make a new election to receive payments under the life expectancy
      rule until December 31, 2003, provided that all amounts would have been
      required to be distributed under the life expectancy rule for all
      distribution calendar years before 2004 are distributed by the earlier of
      December 31, 2003 or the end of the 5-year period.

                                       4
<PAGE>
401(a)(9)

NOTE:  THE EMPLOYER ONLY NEEDS TO EXECUTE THIS AMENDMENT IF AN ELECTION HAS
BEEN MADE IN ARTICLE VI OF THIS AMENDMENT.

This amendment has been executed this 30th day of December 2003

Name of Plan: Adams Laboratories, Inc. Retirement Savings Plan

Name of Employer: Adams Laboratories, Inc.

EMPLOYER:

By: /s/ Walter E. Riehemann, Vice President
   ----------------------------------------------

PARTICIPATING EMPLOYERS:

By:
   ----------------------------------------------

By:
   ----------------------------------------------

By:
   ----------------------------------------------

                                       5

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