Document:

Exhibit 10.2E

                                    AGREEMENT

AGREEMENT entered into as of the ___ day of January, 2000 by and between Quintel
Communications, Inc., a Delaware corporation with offices at One Blue Hill
Plaza, Pearl River, New York 10965 (hereafter referred to as "Quintel"), and LCS
Golf, Inc., a Delaware corporation with offices at 24 East 12th Street, New
York, New York 10003 (hereafter referred to as "LCSG"). Quintel and LCSG are
also sometimes referred to as a "Party" or the "Parties."

                                    RECITALS:

A.    WHEREAS, LCSG is engaged in the marketing of products and services related
      to golf using the internet.

B.    WHEREAS, Quintel is engaged in the development and operation of businesses
      marketing a variety of products and services using the internet.

C.    WHEREAS, Quintel and LCSG wish to develop programs to market products and
      services to the visitors to and customers of LCSG's websites.

NOW, THEREFORE, for good and valuable consideration, receipt of which is
acknowledged by the parties, it is hereby agreed as follows:

1     Definitions.

      1.1   "Agreement" means this agreement between Quintel and LCSG.

      1.2   "Customer" means any Person acquiring products or services pursuant
            to the Marketing Program.

      1.3   "GAAP" means generally accepted U.S. accounting principles,
            consistently applied and consistent with past practices of the Party
            responsible for preparing the calculation.

      1.4   "Governmental Regulations" means any federal, state or local
            governmental rules and regulations governing the activities
            conducted under this Agreement.

      1.5   "Exclusive Quintel Products" means the product and service
            categories identified on Schedule 1.5 annexed hereto.

      1.6   "LCSG's Common Stock" means shares of LCSG's common stock with a par
            value of $.001 per share.

      1.7   "LCSG Data Base" means the information regarding the visitors to and
            customers of the LCSG Websites and other persons otherwise available
            to LCSG, including but not limited to, their names, telephone
            numbers, addresses, and e-mail addresses.

      1.8   "LCSG Products and Services" means any of the products and services
            marketed by LCSG or any of its Affiliates during the Term.

      1.9   "LCSG Websites" means any of the websites owned, sponsored or
            controlled by LCSG now or at any time during the term of this
            Agreement; LCSG's current websites are identified on Schedule 1.9
            annexed hereto.

      1.10  "Marketing Materials" means advertisements in all media (including
            the internet, print, television and radio), brochures, solicitation
            materials, scripts, displays, or other information which describes

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            or otherwise relates to the Marketing Programs and used to solicit
            customers for the Marketing Programs.

      1.11  "Marketing Program" means any one of the Actual Quintel Programs or
            LCSG Sales Promotions for the marketing of products and services
            developed by the parties under this Agreement.

      1.12  "Member Record Fee" means the fee of twenty-five cents ($0.25) for
            every valid Name delivered to Quintel or its Affiliate for
            registration in multibuyer.com, referred to in paragraph 2.9.1 of
            this Agreement.

      1.13  "Member Record" has the meaning set forth in paragraph 2.10.1 of
            this Agreement.

      1.14  "Multibuyer Record Fee"has the meaning set forth in paragraph 2.10.1
            of this Agreement.

      1.15  "Names" means the name, address (street, post-office box or e-mail),
            telephone number or other means of identification of any individual,
            person or entity identified in the LCS Data Base.

      1.16  "Net Revenue" means gross revenues generated by a Sales Program,
            less direct out-of-pocket costs of acquiring Program Products and
            Services (including royalties or fees to third parties), the cost of
            producing the Marketing Materials and all other expenses directly
            related to the Actual Quintel Program incurred by either Party,
            determined in accordance with GAAP.

      1.17  "Option" has the meaning set forth in Section 4.1 of this Agreement.

      1.18  "Parties" means Quintel and LCSG.

      1.19  "Person" means any individual, corporation, partnership, trust, or
            other entity.

      1.20  "Program Data Base" means the information regarding the Customers of
            the Marketing Program and the other Persons solicited by or
            responding to the Marketing Materials, including but not limited to,
            their names, telephone numbers, addresses, and e-mail addresses, and
            any list of customers generated by the Marketing Programs by either
            Party.

      1.21  "Program Products and Services" means any of the Quintel Products or
            Services marketed as part of a Sales Program conducted under this
            Agreement.

      1.22  "Quintel Banner Ads" has the meaning set forth in Section 2.2 of
            this Agreement.

      1.23  "Quintel E-Mail Promotions" has the meaning set forth in Section 2.1
            of this Agreement.

      1.24  "Quintel-Golf Hyper-Link" has the meaning set forth in Section 2.3
            of this Agreement.

      1.25  "Quintel Off-line Promotions" has the meaning set forth in Section
            2.4 of this Agreement.

      1.26  "Quintel Products and Services" means any Quintel's or its
            Affiliates' products, services, or programs or marketing campaigns
            (including those of Quintel's marketing partners or co-venturers),
            which Quintel markets or which Quintel acquires the right to market
            from time to time, and includes product or service offerings whose
            primary purpose is to capture customer data rather than generate
            revenue.

      1.27  "Quintel Promotion" means any of the Quintel Banner Ads, Quintel
            E-Mail Promotions, Quintel-Golf Hyperlink or Quintel Off-line
            Promotions.

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      1.28  " Sales Program" means a particular program using any of the Quintel
            Promotions to market specific Quintel Products and Services under
            the Marketing Program.

2     Marketing Program.

      2.1   During the term of this Agreement, Quintel shall have the right to
            transmit e-mail messages marketing or promoting Quintel Products and
            Services to the LCS Database (such e-mail messages are referred to
            as "Quintel e-mail Promotions"). The maximum per month that number
            of e-mail messages to the Names in the LCSG Data Base equal to the
            product of (i) four (4) multiplied by (ii) the daily average during
            the immediately preceding month of the entire number of Names on the
            LCS Data Base, As an example of the foregoing calculation, if the
            number of names in the LCS Database equals 50,000 on the date
            hereof, Quintel may transmit up to 200,000 e-mail messages to Names
            in the LCS Database. If as of six months after the date hereof, the
            number of names in the LCS Database equals 100,000, the total number
            of e-mail messages which Quintel may transmit shall have increased
            to a total of 400,000.

      2.2   During the term of this Agreement, LCSG will make banner
            advertisements available to Quintel to for the marketing of the
            Exclusive Quintel Products (hereafter such banner advertisements are
            referred to as the "Quintel Banner Ads"). The banner advertisements
            will be displayed prominently on the LCS Websites and in a manner so
            that each visitor to an LCS website will see the banner
            advertisement.

      2.3   During the term of this Agreement, LCSG will permit Quintel to
            create hyperlinks once per month on one of the LCSG Websites
            selected by Quintel, to a Quintel Website designated by Quintel
            (referred to as the "Quintel-Golf Hyperlink") using any of the
            following methods: e-mail messages containing a Quintel-Golf
            Hyperlink, a newsletter to subscribers, or through text messages on
            the LCSG Website. The form and text of the methods used to create a
            hyperlink will be Quintel Product and Service.

      2.4   Quintel shall also have the right during the term of this Agreement
            to market any Quintel Products and Services to those names in the
            LCS Database which it deems appropriate using media other than the
            internet once per month during the term of this Agreement. Such
            solicitations may pertain to any Quintel Products and Services,
            selected by Quintel in its discretion (such marketing referred to as
            "Quintel Off-line Promotions").

      2.5   Quintel will determine in its discretion the nature and terms of the
            Quintel Products and Services to feature on the banner
            advertisements. It is understood that the Quintel Products and
            Services include products and services of Quintel's strategic
            partners and other entities with which it has marketing
            arrangements, including SkyMall, Inc., Cybergold and itarget, and
            that the consent of such third parties will be required for Quintel
            to market any of such products or services as part of the Marketing
            Program.

      2.6   Quintel will prepare the Marketing Materials for the Sales
            Promotions and submit them to LCSG for approval, which approval
            shall not be unreasonably withheld or delayed. LCSG will respond to
            any request by Quintel for approval hereunder within a reasonable
            period of time (not to exceed five (5) days), and if the approval is
            not granted, the Parties will attempt in good faith to promptly
            resolve any objections. Failure to respond shall be deemed to be
            approval.

            2.6.1 Each Party grants the other a non-exclusive license during the
                  Term to use the name, logos and trademarks and trade names of
                  the other approved as part of the approved Marketing
                  Materials.

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            2.6.2 Following the end of the Term, each Party will have the right
                  to use the Marketing Materials as a basis for materials used
                  in the marketing of other products and services, provided that
                  the Party making use of the Marketing Materials does not use
                  the name, trademarks, trade names, logos or other Confidential
                  Information of the other Party.

      2.7   Quintel will be responsible for the management and execution of each
            Sales Program and will provide customer service for Quintel Products
            and Services (and its direct out-of-pocket expenses incurred in
            providing the foregoing services shall be borne equally by the
            parties).

      2.8   LCSG will provide at its expense any customer service required for
            any LCSG Products and Services sold as part of a Sales Program.

      2.9   LCSG will make available to Quintel the LCSG Web Sites for the
            conduct of the Quintel Promotions and the Sales Programs and provide
            Quintel with the LCSG Data Base.

      2.10  LCSG will give all visitors to the LCSG Websites the opportunity to
            opt-in to become a member of Quintel's the websites operated by
            Quintel's subsidiary under the name "multibuyer.com." or
            "grouplotto.com" as selected by Quintel. The Names of those persons
            who opt-in will be delivered individually or in a batch as requested
            by Quintel, in as fast a manner as possible (but at least once every
            24 hours).

            2.10.1 Quintel will pay LCSG twenty-five cents ($0.25) for every
                   valid Name delivered to Quintel or its Affiliate for
                   registration in multibuyer.com (hereafter each valid record
                   containing a Name is referred to as a "Member Record" and the
                   $0.25 fee is referred to as the "Multibuyer Record Fee");
                   such payment will be made monthly within thirty (30) days
                   after the end of each month in which a Member Record is
                   delivered.

            2.10.2 Revenue derived by Quintel or its Affiliates from such
                   registrations will not be part of Net Revenue.

      2.11  LCSG will permit Quintel to create a link for placement on the
            golfuniverse.com website to a custom version of Quintel's
            subsidiary's GroupLotto.com website, at which participants will be
            given the opportunity to win a lottery prize in excess of
            $1,000,000.00 (such custom version referred to as the "GroupLotto
            Golf Link"). Revenue derived by Quintel or its Affiliates from the
            GroupLotto Golf Link will not be part of Net Revenue, but the data
            regarding Customers and visitors to the GroupLotto Golf Link will be
            shared in accordance with Section 2.12 of this Agreement.

      2.12  All data regarding Customers and visitors captured from the
            promotions or sales conducted by Quintel and LCSG pursuant to the
            Marketing Programs shall be part of the Program Data Base, and all
            information contained in or derived from the Program Data Base may
            be used as either Party chooses, provided such use does not violate
            Governmental Regulations and except as otherwise provided in this
            Agreement.

            2.12.1 Each Party agrees that it will not during the term use the
                   Names in the Program Data Base to offer for sale products or
                   services which compete with the products or services offered
                   by the other Party.

            2.12.2 Notwithstanding the foregoing, LCSG shall not have the right
                   to lease, rent or otherwise transfer the information
                   contained in the Program Data Base to any third party.

      2.13  Customers of and visitors to the LCSG Web Sites responding to the
            Marketing Program will be properly informed, prior to the capture of
            any personal information about them, that such

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            information to be included in the Program Data Base will be used for
            marketing purposes and future solicitations.

      2.14  Quintel will have the exclusive right during the Term to market the
            Exclusive Quintel Products and Services to the LCSG Data Base.

      2.15  If during the Term either Party is notified or otherwise becomes
            aware of any complaint or formal investigation by any governmental
            authority of an alleged unfair or deceptive business practice or any
            other alleged violation of any Governmental Regulation with respect
            to the Marketing Program ("Complaint"), it shall provide the other
            Party with prompt written notice of the Complaint, and if the
            Complaint is initiated on the basis of the approved Marketing
            Materials, then such approved Marketing Materials shall be revised
            immediately to resolve such Complaint or the use of such approved
            Marketing Materials shall cease within five (5) calendar days of
            notification to Quintel of a Complaint. If the Complaint arises from
            a breach by a Party of its obligations under this Agreement, the
            non-breaching Party shall have the right to terminate this Agreement
            under the provisions of Paragraph 6.2 below.

3     Revenues and Expenses; Fees to Quintel for LCSG Sales Promotions.

      3.1   Net Revenue generated from the sale of Program Products and Services
            during the Term will be shared equally by the Parties. Quintel will
            account to LCSG for all revenue received from the sale of Program
            Products and Services, and if LCSG receives any revenue from the
            sale of Program Products and Services it will account for such
            revenue to Quintel; it is acknowledged and agreed that it is
            anticipated that all Net Revenue will be collected and distributed
            by Quintel. Only that revenue directly resulting from the sale of a
            Quintel Product or Service offered as part of a Sales Program will
            be included in revenue which is subject to the sharing provisions of
            this Section 3. Net Revenue subject to sharing under this Agreement
            shall be paid and distributed quarterly by the Party responsible for
            such payment and distribution, less reserves for bad debt and other
            reserves prudent and customary for the Sales Programs conducted
            under this Agreement.

            3.1.1  Each payment of Net Revenue will be accompanied by a report
                   explaining the calculation of Net Revenue.

            3.1.2  It is understood and agreed that if a Quintel Promotion is
                   used to drive traffic to a website of Quintel or one of its
                   Affiliates, the revenue derived from any subsequent sale of a
                   Quintel Product or Service will not be part of Net Revenue
                   and will not be shared by the Parties, and that the revenue
                   sharing arrangements described in this Agreement will only
                   apply to the sale of a Quintel Product or Service offered for
                   sale as part of a Quintel Promotion in a Sales Program
                   conducted by Quintel.

      3.2   The costs and expenses incurred in the conduct of the Sales Programs
            will be paid by Quintel and deducted by Quintel in determining Net
            Revenues.

      3.3   Each Party shall bear its own general corporate overhead and
            administrative expenses in connection with the activities under this
            Agreement. Without limiting the foregoing, the LCSG Data Base will
            be provided by LCSG to Quintel for use in connection with the Sales
            Programs developed under this Agreement without any charge or
            expense.

      3.4   Each Party or its independent certified public accounting firm will
            have the right no more than once per calendar year during the Term
            of this Agreement and the two year period following the end of the
            Term to audit and/or cause an audit to be made of the separate
            records (collectively, the "Records") of the other Party with
            respect to the Marketing Program, including with respect to the
            calculation of Net Revenues. A Party seeking examination will have
            free and full access to the Records for such purpose on reasonable
            notice and at a mutually convenient time. Each Party will

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            retain the Records for a period of three (3) years following its
            rendition of any report or calculation of Net Revenue and amounts
            due to the other Party under this Agreement. In the event of
            underpayment or late payment of an amount due to a Party, the Party
            owing the amount will be liable for interest on the unpaid amount at
            the prime rate of interest announced as such in The Wall Street
            Journal, New York, NY on the first date immediately preceding the
            date payment was due, said interest to accrue from the date on which
            payment was due until date of payment. A Party's receipt or
            acceptance of any of any statements furnished hereunder or of any
            payments paid hereunder shall not preclude a Party from questioning
            the correctness thereof at any time, and in the event that any
            inconsistencies or mistakes are discovered in such statements or
            payments, they shall be immediately rectified and the appropriate
            payment shall be made, with interest as provided for herein. In the
            event that any audit of the Records indicates that amounts due a
            Party have been underpaid in excess of $25,000.00, the underpaying
            Party will reimburse the other Party to whom payment is due for its
            reasonable costs and expenses for such audit with interest as
            provided for herein.

      3.5   The provisions of this Section 3 shall survive the termination of
            this Agreement

4     Options to Purchase LCSG Stock.

      4.1   In consideration for Quintel's entry into this Agreement, LCSG has
            issued Quintel options (the "Options") to purchase up to 200,000
            shares of LCSG's Common Stock exercisable for two (2) years from the
            date of issuance at an exercise price of $1.00 per share for 100,000
            of the Options, and an exercise price of $2.00 per share for 100,000
            of the Options; the Options are in the form of the Option
            Certificate annexed hereto as Schedule 4.

      4.2   Concurrently with the execution of this Agreement, the Parties have
            executed a Registration Rights Agreement with respect to the
            Warrants in the form annexed hereto as Schedule 4-1.

5     Confidentiality.

      5.1   A Party receiving information hereunder is hereinafter referred to
            as the "Receiving Party" and the party disclosing information is
            hereinafter referred to as the "Disclosing Party"; a Party's
            officers, directors, employees, agents, professional advisors and
            consultants are collectively referred to as "Representatives"). Both
            Parties understand that each Party may provide the other Party with
            certain proprietary and confidential information during the term of
            this Agreement. All such proprietary and confidential information
            furnished by the Disclosing Party or its Representatives to or on
            behalf of the Receiving Party (irrespective of the form of
            communication and whether such information is so furnished before,
            on or after the date hereof) and all analyses, compilations, data,
            studies, notes, interpretations, memoranda or other documents
            prepared by the Disclosing Party or its Representatives containing
            or based in whole or in part on any such furnished information is
            collectively referred to herein as the "Confidential Information".
            In addition, all such Confidential Information furnished by the
            Disclosing Party to the Receiving Party or its Representatives,
            (irrespective of the form of communication and whether such
            information is so furnished before, on or after the date hereof) and
            all analyses, compilations, data, studies notes, interpretations,
            memoranda or other documents prepared by the Disclosing Party or its
            Representatives containing or based in whole or in part on any such
            furnished information are also collectively referred to as the
            "Confidential Information." The term "Confidential Information"
            shall not include any documents, data or other information which (i)
            at the time of disclosure or thereafter is publicly available (other
            than as a result of a disclosure by the Receiving Party or Receiving
            Party's Representatives in violation hereof); (ii) was, is or
            becomes available to Receiving Party on a non-confidential basis
            from a source other than Disclosing Party or its advisors, provided
            that such source was not known by Receiving Party to be prohibited
            from disclosing such information to Receiving Party by a legal,
            contractual or fiduciary obligation owed

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            to Disclosing Party; (iii) was or is already in Receiving Party's
            possession (other than Confidential Information furnished by or on
            behalf of Disclosing Party); or (iv) is independently developed by
            Receiving Party or on Receiving Party's behalf without violating
            Receiving Party's obligations of confidentiality hereunder. All
            Confidential Information provided by either Party shall not be
            disclosed or referred to publicly, or to any third party, except as
            permitted below. The Receiving Party will disclose the Confidential
            Information only to its Representatives directly concerned with the
            evaluation of the proposed Marketing Agreement. In the event that a
            Receiving Party or any of its Representatives become legally
            compelled (by deposition, interrogatory, request of documents,
            subpoena, civil investigative demand or similar process) to disclose
            any of the Confidential Information of the Disclosing Party, the
            Receiving Party or other such person from whom such Confidential
            Information is being sought shall provide the Disclosing Party with
            prompt prior written notice of such requirement so that the
            Disclosing Party may seek a protective order or other appropriate
            remedy and/or waive compliance with the terms of this Agreement. In
            the event that such protective order or other remedy is not
            obtained, or the Disclosing Party waives compliance with the
            provisions hereof, the person required to provide such information
            agrees to furnish only such portion of the Confidential Information
            that is legally required to be furnished.

      5.2   Except as may be required by Governmental Regulations, neither Party
            shall issue a press release or make any public announcement
            regarding or relating to the Marketing Program without review by,
            and the prior consent of, the other Party. Quintel and LCSG shall
            consult with each other prior to any conference with the press or
            other news media relating to the Marketing Program, including
            consultation with regard to appropriate responses to questions from
            the press or other media about the Marketing Program.

      5.3   The provisions of this Section 5 shall survive the termination of
            this Agreement

6     Representations and Warranties; Indemnification.

      6.1   Each Party represents and warrants to the other Party that it is a
            corporation, duly organized, validly existing and in good standing
            under the laws of its jurisdiction of incorporation, and has the
            corporate power and authority to execute and deliver this Agreement,
            to consummate the transactions hereby contemplated, and to take all
            other actions required to be taken by it pursuant to the provisions
            hereof, and is not subject to, or a party to, any contract,
            agreement, instrument, order, judgment or decree, or any other
            restriction of any kind or character, which would prevent its entry
            into or performance under this Agreement, and no consent of or other
            action by or notice to any third party is required in connection
            with the Party's entering into and performing under this Agreement,
            and that this Agreement and the transactions described in this
            Agreement have been duly authorized by all necessary corporate
            action.

      6.2   LCSG represents that the issuance and delivery of the Options and
            execution and delivery of the Registration Rights Agreement have
            been duly authorized by all necessary corporate action, that it has
            reserved for issuance a sufficient number of shares of LCSG Common
            Stock issuable upon exercise of the Options, that all of such shares
            have been duly authorized, and when the Options are exercised and
            the exercise price has been paid, will be fully paid and
            non-assessable.

      6.3   The Parties will be jointly and severally responsible for any
            liabilities of or claims against either of them arising from the
            conduct of the Marketing Program, provided the Party whose
            activities give rise to the claim conducted such activities in
            accordance with the approved Sales Programs and Marketing Materials.

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      6.4   Each Party will indemnify the other Party and hold the other Party
            harmless from any liability, cost or expense arising solely from a
            breach of its representations and warranties in Paragraphs 6.1 or a
            breach by the Party of its obligations under paragraph 6.2.

      6.5   A party entitled to indemnification under this Agreement shall be
            referred to hereafter as an "Indemnified Party" and a party
            obligated to provide indemnification shall be referred to hereafter
            as an "Indemnifying Party". If at any time an Indemnified Party
            shall claim indemnification from an Indemnifying Party for any Loss
            or, in the reasonable judgment of the Indemnified Party, for what,
            in the future, may result in a Loss ("Anticipated Loss") due to the
            filing, at or before the time of such claim, of an action, claim or
            suit with an arbitrator, mediator, court or other governmental
            entity as to which the Indemnified Party is entitled to
            indemnification under this Agreement ("Claim"), then the Indemnified
            Party shall promptly send written notice of the same (a "Notice of
            Claim") to the Indemnifying Party describing such Claim in
            reasonable detail. A Notice of Claim shall specify the basis for
            such Claim supported by relevant information and documentation.

            6.5.1  If the Indemnifying Party shall allege that the Indemnified
                   Party is not entitled to indemnification with respect to such
                   Claim, it shall give written notice of such objection (a
                   "Notice of Objection") to the Indemnified Party within 15
                   business days after receipt by the Indemnifying Party of the
                   Notice of Claim, specifying the basis of the objections. If
                   the Indemnifying Party does not give a Notice of Objection
                   within such 15 business days, or shall have agreed to pay
                   such Claim in whole or in part within such 15 business-day
                   period, the Indemnifying Party shall thereupon be liable for
                   the payment of all Losses relating to such Claim, except as
                   otherwise provided in Section 6.4.2 herein.

            6.5.2  In the event that the Indemnified Party shall have timely
                   given a Notice of Objection in whole or in part to any Notice
                   of Claim, during the 20-day period following that date, the
                   Indemnified Party and the Indemnifying Party shall privately
                   attempt to resolve the Claim. If the Indemnified Party and
                   the Indemnifying Party shall have failed to resolve or
                   compromise or agree to postpone resolution of the Claim
                   within such 20-day period, then the Claim shall be settled by
                   arbitration in New York, New York (the place in which the
                   arbitration is to be held shall be referred to as the
                   "Arbitration Venue"), as determined by the three arbitrators
                   referred to in Paragraph 6.4.3 below, in accordance with the
                   rules of the American Arbitration Association and the
                   procedures set forth below.

            6.5.3  Each of (A) the Indemnified Party and (B) the Indemnifying
                   Party shall appoint one arbitrator, and the two arbitrators
                   so appointed shall then together appoint a third arbitrator
                   ("neutral arbitrator") from a list of persons supplied by the
                   American Arbitration Association in the Arbitration Venue. If
                   one party shall fail to appoint the arbitrator to be
                   appointed by it within 15 days after the end of the 20-day
                   period provided for in Section 6.4.2 above, the arbitrator
                   appointed by the other party shall select from a list of
                   persons supplied by the American Arbitration Association a
                   person who shall serve as the single neutral arbitrator for
                   purposes of the arbitration. If each party shall have
                   appointed one arbitrator, but such designees cannot agree on
                   the person to act as the neutral arbitrator within a period
                   of 15 days after the appointment of the second arbitrator,
                   then either party may apply to the American Arbitration
                   Association in the Arbitration Venue, which shall appoint a
                   neutral arbitrator. The arbitrators shall conduct the
                   arbitration with all reasonable dispatch in accordance with
                   the rules of the American Arbitration Association, provided,
                   however, that the parties to such arbitration shall take such
                   action and execute such instruments as shall be necessary to
                   cause the rules of civil procedure of the state in which the
                   Arbitration Venue is located pertaining to pre-trial
                   discovery to be applicable in respect of such proceeding. The
                   arbitrators shall render a written award (the "Award") which
                   shall be delivered to the Indemnified Party and the
                   Indemnifying Party. An Award hereunder may be used as a basis
                   for the entry of

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                   judgment in any jurisdiction. In the event the parties have
                   submitted a Claim for an Anticipated Loss to arbitration
                   under this Section 6 then the arbitrators may, in their sole
                   discretion, postpone resolution of the Claim until the time
                   which they have determined, in their sole discretion, to be
                   the time when such Anticipated Loss shall have occurred or
                   passed.

            6.5.4  Prior to making the Award, the arbitrators shall direct the
                   Indemnified Party and the Indemnifying Party to submit
                   statements describing any element of Loss or Anticipated Loss
                   as to which a Claim is made that is attributable to
                   attorneys' fees, disbursements, and any similar costs
                   incident to such Loss or Anticipated Loss, supported by
                   affidavits showing that such costs actually have been or are
                   likely to be incurred, and all such attorneys' fees,
                   disbursements and other costs shall be apportioned as
                   determined by the arbitrators. All fees of the arbitrator and
                   administrative expenses of the American Arbitration
                   Association shall be treated as costs for purposes of this
                   Section 6. As a part of each Award made pursuant to this
                   Agreement, the arbitrators shall allow interest thereon
                   (other than on the portion of the Award representing
                   attorneys' fees, disbursements and costs) from the date of
                   the Loss or the date the Anticipated Loss becomes a Loss to
                   the date of payment at the rate of 10% per annum.

            6.5.5  The Award shall be a conclusive determination of the matter
                   and shall be binding upon the Indemnified Party and the
                   Indemnifying Party, and shall not be contested by either of
                   them. The Indemnifying Party shall satisfy its obligations to
                   pay an Award in cash.

            6.5.6  If the subject of a Claim involves a third-party claim which
                   has not yet been determined, the arbitrators may in their
                   discretion make a separate determination solely as to whether
                   the third-party claim is one for which indemnification may be
                   had or may defer a determination as to whether
                   indemnification may be had pending the further development of
                   information as to the nature of the third-party claim. If the
                   arbitrators determine that the third-party claim is not
                   subject to indemnification, they shall set forth the basis of
                   his decision in detail, which decision shall be deemed to be
                   an "Award" hereunder.

                                       9
<PAGE>

            6.5.7  If the Indemnified Party requests that the Indemnifying Party
                   defend it against a Claim involving an Anticipated Loss, then
                   the Indemnifying Party may, at its option, assume the defense
                   of the Indemnified Party against such Claim (including the
                   employment of counsel, who shall be counsel satisfactory to
                   the Indemnified Party,) and the payment of expenses. If the
                   Indemnified Party does not request the Indemnifying Party to
                   defend it against such Claim or the Indemnifying Party fails
                   to assume the defense of such Claim within a reasonable time
                   after having been requested by the Indemnified Party to
                   assume the defense, then the Indemnified Party shall have the
                   right to defend himself in any such action and, if
                   appropriate under Section 4(a) above, be indemnified for his
                   costs and fees of defense by the Indemnifying Party. The
                   Indemnified Party, at its own cost, may employ separate
                   counsel to assert, based on an opinion of counsel to the
                   Indemnified Party, one or more legal defenses available to it
                   which are different from or additional to those available to
                   such Indemnifying Party; the Indemnifying Party shall not
                   have the right to direct the defense of such action on behalf
                   of the Indemnified Party in respect of such different or
                   additional defenses. The Indemnifying Party shall not be
                   liable to indemnify the Indemnified Party for any settlement
                   of any such action or claim effected without the consent of
                   the Indemnifying Party, but if settled with the written
                   consent of the Indemnifying Party, or if there be a final
                   judgment for the plaintiff in any such action, the
                   Indemnifying Party shall indemnify and hold harmless the
                   Indemnified Party from and against any Loss by reason of such
                   settlement or judgment and the Indemnifying Party shall
                   thereupon be liable for the payment of such Loss.

      6.6   The provisions of this Section 6 shall survive the termination of
            this Agreement.

7     Term; Termination.

      7.1   The term of this Agreement shall commence on the date hereof and
            continue for two (2) years thereafter, unless sooner terminated in
            accordance with this Agreement.

      7.2   Either Party may terminate this Agreement in the event of a default
            by the other Party in the performance of any of its material
            obligations under this Agreement which is not cured within thirty
            (30) days after notice of such default has been given to the Party
            alleged to be in default by the other Party.

      7.3   Either Party may give the other Party notice of its intention to
            terminate this Agreement if at least one (1) Sales Program is not
            being conducted during any twelve (12) month period after the date
            hereof, and if a Sales Program is not approved or conducted within
            the sixty (60) day period following such notice, the Party giving
            the notice may terminate this Agreement on notice to the other
            Party.

      7.4   Either Party may terminate this Agreement upon notice to the other
            Party if an "Event" occurs with respect to the other Party. For
            purposes of this paragraph, an "Event" shall mean:

            7.4.1  a Party liquidates, winds up its business, dissolves or
                   terminates it existence;

            7.4.2  any voluntary proceeding by a Party is commenced under any
                   chapter of the Federal Bankruptcy Code or other law relating
                   to bankruptcy, bankruptcy reorganization, insolvency or
                   relief of debtors, or any such proceeding is commenced
                   against a Party and such proceeding is not dismissed within
                   sixty (60) days from the date on which it is filed or
                   instituted; or a Party shall make an assignment for the
                   benefit of creditors or admit in writing its inability to pay
                   its debts as they mature or that it is otherwise insolvent.

                                       10
<PAGE>

8     Miscellaneous.

      8.1   Assignment. Neither Party may assign its rights and obligations
            under this Agreement without the consent of the other Party.

      8.2   Notices. Any notice or other communications required or permitted
            hereunder shall be in writing and shall be deemed effective (a) upon
            personal delivery, if delivered by hand and followed by notice by
            mail or facsimile transmission; (b) one day after the date of
            delivery by Federal Express or other nationally recognized courier
            service, if delivered by priority overnight delivery between any two
            points within the United States; or (c) five days after deposit in
            the mails, if mailed by certified or registered mail (return receipt
            requested) between any two points within the United States, and in
            each case of mailing, postage prepaid, addressed to a party at its
            address first set forth above, or such other address as shall be
            furnished in writing by like notice by any such party.

      8.3   Waiver. No waiver by a party of any breach of this Agreement by the
            other shall be deemed to be a waiver of any preceding or subsequent
            breach.

      8.4   Entire Agreement. This Agreement contains the entire understanding
            of the parties hereto with respect to the subject matter contained
            herein.

      8.5   No Third Party Beneficiaries. Each party hereto intends that this
            Agreement shall not benefit or create any right or cause of action
            in or on behalf of any person other than the parties hereto and the
            other persons executing this Agreement.

      8.6   "Force Majeure". Neither Party shall be considered to be in default
            in the performance of any obligations under this Agreement when a
            failure of performance shall be due to an uncontrollable force. The
            term "uncontrollable force," as used in this Agreement, shall mean
            an unanticipated event which is not reasonably within the control of
            the affected Party and which by exercise of reasonable due
            diligence, such affected Party could not reasonably have been
            expected to avoid, overcome or obtain or cause to be obtained a
            commercially reasonable substitute therefor. Such causes may
            include, without limitation, the following: flood, earthquake,
            tornado, storm, fire, explosion, public emergency, civil
            disobedience, labor dispute, labor or material shortage, sabotage,
            restraint by court order or public authority (whether valid or
            invalid), and action or non-action by or inability to obtain or keep
            the necessary authorizations or approvals from any governmental
            agency or authority; however, no Party shall be relieved of its
            obligations hereunder, if its failure of performance is due to
            removable or remediable causes which such Party fails to remove or
            remedy using commercially reasonable efforts within a reasonable
            time period. Either Party rendered unable to fulfill any of its
            obligations under this Agreement by reason of an uncontrollable
            force shall give prompt notice of such fact to the other, followed
            by written confirmation of that notice, and shall exercise due
            diligence to remove such inability with all reasonable dispatch. The
            provisions of this paragraph, however, shall not affect a Party's
            right to terminate this Agreement under the provisions of Paragraph
            6.3 above.

      8.7   Limitation of Liability. The exclusive measure of damages
            recoverable from claims arising from, under or in connection with
            the Agreement, whether arising by negligence, intended conduct or
            otherwise shall be limited to actual damages only and such damages
            shall be the sole and exclusive remedy hereunder and all other
            remedies or damages are waived. In no event shall any Party be
            liable for any incidental, consequential, punitive, exemplary or
            indirect damages, lost profits or other business interruption
            damages, lost or prospective profits, in tort, contract or
            otherwise. The provisions of this Paragraph 7.6 shall survive the
            termination of this Agreement.

      8.8   Amendment. This Agreement may not be changed orally, but only by an
            agreement in writing signed by the Party or parties to be charged
            thereby.

                                       11
<PAGE>

      8.9   Governing Law; Jurisdiction. This Agreement shall be governed by and
            construed in accordance with the law of New York, including its
            choice of law rules. Any judicial proceeding brought against any of
            the parties to this Agreement on any dispute arising out of this
            Agreement or any matter related hereto shall be brought in the
            courts of the State of New York in New York County or in the United
            States District Court for the Southern District of New York, and, by
            execution and delivery of this Agreement, each of the parties to
            this Agreement accepts for itself the jurisdiction of the aforesaid
            courts, irrevocably consents to the service of any and all process
            in any action or proceeding by the mailing of copies of such process
            to such Party at its address provided for the giving of notices
            under Section 13(c) above, and irrevocably agrees to be bound by any
            judgment rendered thereby in connection with this Agreement. Each
            Party hereto irrevocably waives to the fullest extent permitted by
            law any objection that it may now or hereafter have to the laying of
            the venue of any judicial proceeding brought in such courts and any
            claim that any such judicial proceeding has been brought in an
            inconvenient forum.

      8.10  No Partnership or Agency. This agreement does not constitute a joint
            venture or partnership by the parties, and each Party is entering
            into this Agreement as a principal and not as an agent of the other.

      8.11  Severability. This Agreement is intended to be performed in
            accordance with, and only to the extent permitted by, all applicable
            laws, ordinances, rules and regulations. In case any one or more of
            the provisions contained in this Agreement or any application
            thereof shall be invalid, illegal or unenforceable in any respect,
            the validity, legality and enforceability of the remaining
            provisions contained herein and any other application thereof shall
            not in any way be affected or impaired thereby, and the extent of
            such invalidity or unenforceability shall not be deemed to destroy
            the basis of the bargain among the parties as expressed herein, and
            the remainder of this Agreement and the application of such
            provision to other Persons or circumstances shall not be affected
            thereby, but rather shall be enforced to the greatest extent
            permitted by law.

      8.12  Section Headings. The section headings appearing in this Agreement
            are for convenience of reference only and are not intended, to any
            extent or for any purpose, to limit or define the text of any
            section.

      8.13  Counterparts. This Agreement may be executed in several counterparts
            and all counterparts so executed shall constitute one agreement
            binding on all the parties hereto, notwithstanding that all the
            parties are not signatory to the original or the same counterpart.

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by
their respective duly authorized officers as of the date first written above.

Quintel Communications, Inc.

By:
         Name:
         Title:

LCSG GOLF, INC.

By:
         Name:
         Title:

                                       12
<PAGE>

                                  SCHEDULE 1.5

                           Exclusive Quintel Products

Long distance telephone service
cellular telephone service
satellite dishes
mortgages
credit cards

                                       13
<PAGE>

                                  SCHEDULE 1.9

                                  LCSG WEBSITES

golfuniverse.com
golfpromo.net
playgolfnow.com
universecybermall.com

                                       14
<PAGE>

                                   SCHEDULE 4

                               Option Certificate

                                       15
<PAGE>

                                  SCHEDULE 4-1

                          Registration Rights Agreement

                                       16Exhibit 10.2F

      REGISTRATION RIGHTS AGREEMENT (the "Agreement") is made as of February 16,
2000, by and between LCS GOLF, INC..., a Delaware corporation (the "Company"),
and QUINTEL COMMUNICATIONS, INC. ("Quintel").

                                    RECITALS

      WHEREAS, Quintel and the Company are parties to a Marketing Agreement of
even date herewith (the "Marketing Agreement"), pursuant to which Quintel has
been issued and is the holder of certain options (the "Options") to purchase
200,000 shares of the Company's common stock (the "Common Stock"), and Quintel
has also loaned the Company $500,000.00 (the "Loan") as evidenced by the
Company's convertible promissory note of even date herewith (the "Note")
entitling the holder to convert the amount due under such note into shares of
Common Stock (the shares of Common Stock into which the Note is convertible are
referred to as the "Shares"); and

      WHEREAS, in order to induce Quintel to enter into the Marketing Agreement
and to accept the Options and make the loan to the Company, the Company has
agreed to enter into this Agreement.

      NOW, THEREFORE, THE PARTIES HEREBY AGREE AS FOLLOWS:

1. Registration Rights. The Company covenants and agrees as follows:

1.1 Definitions. For purposes of this Section 1:

      (a) The term "the Act" means the Securities Act of 1933, as amended.

      (b) The term "Common Stock" means the common stock, par value $001 per
share, of the Company.

      (c) The term "Form S-3" means such form under the Act as in effect on the
date hereof or any registration form under the Act subsequently adopted by the
SEC which replaces such form.

      (d) The term "Holder" means any person owning or having the right to
acquire Registrable Securities or any assignee thereof in accordance with
Section 1.13 hereof

      (e) The term "the 1934 Act" shall mean the Securities Exchange Act of
1934, as amended.

      (f) The term "register", "registered," and "registration" refer to a
registration effected by preparing and filing a registration statement or
similar document in compliance with the Act, and the declaration or ordering of
effectiveness of such registration statement or document by the SEC.

      (g) The term "Registrable Securities" means (i) the Common Stock (or other
capital stock of the Company) issuable or issued upon exercise of the Options or
conversion of the Note, and (ii) any Common Stock (or other capital stock of the
Company) issued as (or issuable upon the conversion or exercise of any warrant,
right or other security which is issued as) a dividend or other distribution
with respect to, or in exchange for or in replacement of, such Options or Common
Stock, excluding in all cases, however, any Registrable Securities sold in a
transaction

                                       1
<PAGE>

in which the rights under this Section I are not assigned.

      (h) The number of shares of "Registrable Securities then outstanding"
shall be equal to the number of shares of Common Stock (or other capital stock
of the Company) outstanding which are, and the number of shares of Common Stock
(or other capital stock of the Company) issuable pursuant to then exercisable or
convertible securities which are Registrable Securities.

      (i) The term "SEC" shall mean the Securities and Exchange Commission.

1.2 Request for Registration.

      (a) If the Company shall receive at any time a written request (the
"Request") from (i) the Holders of a majority of the Options then outstanding,
or (ii) the Holder of the Note or of a majority of the Shares, that the Company
file a registration statement under the Act covering the registration of at
least fifty percent (50%) of the Registrable Securities then outstanding or a
lesser percent of the Registrable Securities if the anticipated aggregate
offering price, net of underwriting discounts and commissions, would exceed
$2,000,000), then the Company shall:

            (i) within ten (10) days of the receipt of the Request, give written
notice thereof to all Holders; and

            (ii) effect as soon as practicable, and in any event within 90 days
of the receipt of such Request, the registration under the Act of all
Registrable Securities which the Holders requested to be registered, subject to
the limitations of subsection 1.2(b),.

      (b) If the Holders initiating the Request hereunder ("Initiating Holders")
intend to distribute the Registrable Securities covered by their request by
means of an underwriting, they shall so advise the Company as a part of their
Request and the Company shall include such information in the written notice
referred to in subsection 1.2(a)(i). The underwriter will be selected by the
Company and shall be reasonably acceptable to a majority in interest of the
Holders. In such event, the right of any Holder to include its Registrable
Securities in such registration shall be conditioned upon such Holder's
participation in such underwriting and the inclusion of such Holder's
Registrable Securities in the underwriting (unless otherwise mutually agreed by
a majority in interest of the Initiating Holders and such Holder) to the extent
provided herein. All Holders proposing to distribute their securities through
such underwriting shall (together with the Company as provided in subsection
1.4(e)) enter into an underwriting agreement in customary form with the
underwriter or underwriters selected for such underwriting. Notwithstanding any
other provision of this Section 1.2, if the underwriter advises the Initiating
I-folders in writing that marketing factors require a limitation of the number
of shares to be underwritten, then the Initiating Holders shall so advise all
Holders of Registrable Securities which would otherwise be underwritten pursuant
hereto, and the number of shares of Registrable Securities that may be included
in the underwriting shall be allocated among all Holders thereof, including the
Initiating Holders, in proportion (as nearly as practicable) to the amount of
Registrable Securities of the Company owned by each Holder; provided, however,
that the number of shares of Registrable Securities to be included in such
underwriting shall not be reduced unless all other securities are first entirely
excluded from the underwriting.

      (c) Notwithstanding the foregoing, if the Company shall furnish to Holders
requesting a registration statement pursuant to this Section 1.2, a certificate
signed by the President of the Company stating that in the good faith judgment
of the Board of Directors of the Company, it would be seriously detrimental to
the Company and its stockholders for such

                                       2
<PAGE>

registration statement to be filed and it is therefore essential to defer the
filing of such registration statement, the Company shall have the right to defer
taking action with respect to such filing for a period of not more than 120 days
after receipt of the request of the Initiating Holders, provided, however, that
the Company may not utilize the right more than once in any twelve-month period.

      (d) In addition, the Company shall not be obligated to effect, or to take
any action to effect, any registration pursuant to this Section 1.2:

            (i) After the Company has effected one (1) registration pursuant to
this Section 1.2;

            (ii) During the period starting with the date thirty (30) days prior
to the Company's good faith estimate of the date of filing of, and ending on a
date one-hundred and eighty (180) days after the effective date of, a
registration subject to Section 1.3 hereof; provided that the Company is
actively employing in good faith all reasonable efforts to cause such
registration statement to become filed; or

            (iii) If the Initiating Holders propose to dispose of shares of
Registrable Securities in such registration that may otherwise be immediately
registered on Form S-3 pursuant to a request made pursuant to Section 1.12
below.

1.3 Piggyback Registrations. The Company shall notify all Holders of Registrable
Securities in writing at least twenty (20) days prior to filing any registration
statement under the Act for purposes of effecting a public offering of
securities of the Company (other than any registration statement relating to any
registration under Section 1.12 or on Forms S-8 or S-4, or successor forms) and
will afford each such Holder an opportunity to include in such registration
statement all or any part of the Registrable Securities the held by such Holder.
Each Holder desiring to include in any such registration statement all or any
part of the Registrable Securities held by such Holder shall, within twenty (20)
days of receipt of the above-described notice from the Company, so notify the
Company in writing, and in such notice shall inform the Company of the number of
Registrable Securities such Holder wishes to include in such registration
statement. Notwithstanding anything contrary in this Agreement, if a Holder
decides not to include all of its Registrable Securities in any registration
statement thereafter filed by the Company, such Holder shall nevertheless have
the right to include any Registrable Securities in any subsequent registration
statement or registration statements as may be filed by the Company with respect
to offerings of its securities, all upon the terms and conditions set forth
herein.

1.4 Obligations of the Company. Whenever required under this Section 1 to effect
the registration of any Registrable Securities, the Company shall, as
expeditiously as reasonably possible:

      (a) Prepare and file with the SEC a registration statement with respect to
such Registrable Securities and use its best efforts to cause such registration
statement to become effective, and keep such registration statement effective
for a period of up to the earlier of one hundred and twenty (120) days or until
the distribution contemplated in the Registration Statement has been completed;
provided, however, that (i) such 120 day period shall be extended for a period
of time equal to the period the Holder refrains from selling any securities
included in such registration at the request of an underwriter of Common Stock
(or other securities) of the Company; and (ii) in the case of any registration
of Registrable Securities on Form S-3 which are intended to be offered on a
continuous or delayed basis, such 120 day period shall be extended, if

                                       3
<PAGE>

necessary, to keep the registration statement effective until all such
Registrable Securities are sold, provided that Rule 415, or any successor rule
under the Act, permits an offering on a continuous or delayed basis, and
provided further that applicable rules under the Act governing the obligation to
file a post-effective amendment permit, in lieu of filing a post-effective
amendment which (I) includes any prospectus required by Section l0(a)(3) of the
Act or (II) reflects facts or events representing a material or fundamental
change in the information set forth in the registration statement, the
incorporation by reference of information required to be included in (I) and
(II) above to be contained in periodic reports filed pursuant to Section 13 or
15(d) of the 1934 Act in the registration statement.

      (b) Prepare and file with the SEC such amendments and supplements to such
registration statement and the prospectus used in connection with such
registration statement as may be necessary to comply with the provisions of the
Act with respect to the disposition of all securities covered by such
registration statement.

      (c) Furnish to the Holders such numbers of copies of a prospectus,
including a preliminary prospectus, in conformity with the requirements of the
Act, and such other documents as they may reasonably request in order to
facilitate the disposition of Registrable Securities owned by them.

      (d) Use its best efforts to register and qualify the securities covered by
such registration statement under such other securities or Blue Sky laws of such
jurisdictions as shall be reasonably requested by the Holders; provided that the
Company shall not be required in connection therewith or as a condition thereto
to qualify to do business or to file a general consent to service of process in
any such states or jurisdictions.

      (e) In the event of any underwritten public offering, enter into and
perform its obligations under an underwriting agreement, in usual and customary
form, with the managing underwriter of such offering. Each Holder participating
in such underwriting shall also enter into and perform its obligations under
such an agreement.

      (f) Notify each Holder of Registrable Securities covered by such
registration statement at any time when a prospectus relating thereto is
required to be delivered under the Act of the happening of any event as a result
of which the prospectus included in such registration statement, as then in
effect, includes an untrue statement of a material fact or omits to state a
material fact required to be stated therein or necessary to make the statements
therein not misleading in the light of the circumstances then existing.

      (g) Cause all such Registrable Securities registered pursuant to such
registration statement to be listed on each securities exchange on which similar
securities issued by the Company are then listed not later than the effective
date of such registration statement.

      (h) Provide a transfer agent and registrar for all Registrable Securities
registered pursuant to such registration statement and a CUSIP number for all
such Registrable Securities, in each case not later than the effective date of
such registration.

      (i) Furnish, at the request of any Holder requesting registration of
Registrable Securities pursuant to this Section 1, on the date that such
Registrable Securities are delivered to the underwriters for sale in connection
with a registration pursuant to this Section 1, if such securities are being
sold through underwriters, or, if such securities are not being sold through
underwriters, on the date that the registration statement with respect to such
securities becomes

                                       4
<PAGE>

effective, (i) an opinion, dated such date, of the counsel representing the
Company for the purposes of such registration, in form and substance as is
customarily given to underwriters in an underwritten public offering, addressed
to the underwriters, if any, and to the Holders requesting registration of
Registrable Securities and (ii) a letter dated such date, from the independent
certified public accountants of the Company, in form and substance as is
customarily given by independent certified public accountants to underwriters in
an underwritten public offering, addressed to the underwriters, if any, and to
the Holders requesting registration of Registrable Securities.

1.5 Furnish Information

      (a) It shall be a condition precedent to the obligations of the Company to
take any action pursuant to this Section 1 with respect to the Registrable
Securities of any selling Holder that such Holder shall furnish to the Company
such information regarding itself, the Registrable Securities held by it, and
the intended method of disposition of such securities as shall be reasonably
required to effect the registration of such Holder's Registrable Securities.

      (b) The Company shall have no obligation with respect to any registration
requested pursuant to Section 1.2 or Section 1.12 if, due to the operation of
subsection 1.5(a), the number of shares or the anticipated aggregate offering
price of the Registrable Securities to be included in the registration does not
equal or exceed the number of shares or the anticipated aggregate offering price
required to originally trigger the Company's obligation to initiate such
registration as specified in subsection 1.2(a) or subsection 1 . 12(b),
whichever is applicable.

1.6 Expenses of Demand Registration. All expenses other than underwriting
discounts and commissions incurred in connection with registrations, filings or
qualifications pursuant to Section 1.2, including (without limitation) all
registration, filing and qualification fees, printers' and accounting fees,
reasonable fees and disbursements of counsel for the Company, and the reasonable
fees and disbursements (not to exceed $25,000.00) of one counsel for the selling
Holders shall be borne by the Company; provided, however, that the Company shall
not be required to pay for any expenses of any registration proceeding begun
pursuant to Section 1.2 if the registration request is subsequently withdrawn at
the request of the Holders of sixty-six and seven tenths percent (66.7%) of the
Registrable Securities to be registered (in which case all participating Holders
shall bear such expenses) unless such Holders agree to forfeit their right to
one demand registration pursuant to Section 1.2; provided further, however, that
if at the time of such withdrawal, the Holders have learned of a material
adverse change in the condition, business, or prospects of the Company from that
known to the Holders at the time of their request and have withdrawn the request
with reasonable promptness following disclosure by the Company of such material
adverse change, then the Holders shall not be required to pay any of such
expenses and shall retain their rights pursuant to Section 1 .2.

1.7 Expenses of Company Registration. The Company shall bear and pay all
expenses incurred in connection with any registration, filing or qualification
of Registrable Securities with respect to the registrations pursuant to Section
1.3 for each Holder, including (without limitation) all registration, filing,
and qualification fees, printers and accounting fees relating or apportionable
thereto and the reasonable fees and disbursements (not to exceed $25,000.00) of
one counsel for the selling Holders, but excluding underwriting discounts and
commissions relating to the disposition of such Registrable Securities.

1.8 Underwriting Requirements. In connection with any offering involving an
underwriting of shares of the Company's capital stock, the Company shall not be
required under

                                       5
<PAGE>

Section 1.3 to include any of the Holders' securities in such underwriting
unless they accept the terms of the underwriting as agreed upon between the
Company and the underwriters selected by it (or by other persons entitled to
select the underwriters), and then only in such quantity as the underwriters
determine in their sole discretion will not jeopardize the success of the
offering by the Company. If the total amount of securities, including
Registrable Securities, requested by stockholders to be included in such
offering exceeds the amount of securities sold other than by the Company that
the underwriters determine in their sole discretion is compatible with the
success of the offering, then the Company shall be required to include in the
offering only that number of such securities, including Registrable Securities,
which the underwriters determine in their sole discretion will not jeopardize
the success of the offering (the securities so included to be apportioned pro
rata (as nearly as practicable) among the selling stockholders according to the
total amount of securities entitled to be included therein owned by each selling
stockholder or in such other proportions as shall mutually be agreed to by such
selling stockholders) but in no event shall (i) the amount of securities of the
selling Holders included in the offering be reduced below twenty percent (20%)
of the total amount of securities included in such offering or (ii)
notwithstanding (i) above, any shares being sold by a stockholder exercising a
demand registration right similar to that granted in Section 1.2 be excluded
from such offering. For purposes of the preceding parenthetical concerning
apportionment, for any selling stockholder which is a holder of Registrable
Securities and which is a partnership or corporation, the partners, retired
partners and stockholders of such holder, or the estates and family members of
any such partners and retired partners and any trusts for the benefit of any of
the foregoing persons shall be deemed to be a single "selling stockholder", and
any pro rata reduction with respect to such "selling stockholder" shall be based
upon the aggregate amount of shares carrying registration rights owned by all
entities and individuals included in such "selling stockholder", as defined in
this sentence.

1.9 Delay of Registration. Each Holder hereby waives any and all rights to
obtain or seek an injunction restraining or otherwise delaying any such
registration as the result of any controversy that might arise with respect to
the interpretation or implementation of this Section 1.9.

1.10 Indemnification. In the event that any Registrable Securities are included
in a registration statement under this Section 1:

      (a) To the extent permitted by law, the Company will indemnify and hold
harmless each Holder, any underwriter (as defined in the Act) for such Holder
and each officer, director and person, if any, who controls such Holder or
underwriter within the meaning of the Act or the 1934 Act, against any losses,
claims, damages, or liabilities (joint or several) to which they may become
subject under the Act, or the 1934 Act, insofar as such losses, claims, damages,
or liabilities (or actions in respect thereof) arise out of or are based upon
any of the following statements, omissions or violations (collectively a
"Violation"): (i) any untrue statement or alleged untrue statement of a material
fact contained in such registration statement, including any preliminary
prospectus or final prospectus contained therein or any amendments or
supplements thereto, (ii) the omission or alleged omission to state therein a
material fact required to be stated therein, or necessary to make the statements
therein not misleading, or (iii) any violation or alleged violation by the
Company of the Act, the 1934 Act, or any rule or regulation promulgated under
the Act, or the 1934 Act; and the Company will pay to each such Holder,
underwriter, officer, director or controlling person, any legal or other
expenses reasonably incurred by them in connection with investigating or
defending any such loss, claim, damage, liability, or action; provided, however,
that the indemnity agreement contained in this subsection 1.10(a) shall not
apply to amounts paid in settlement of any such loss, claim, damage, liability,
or action if such

                                       6
<PAGE>

settlement is effected without the consent of the Company (which consent shall
not be unreasonably withheld), nor shall the Company be liable in any such case
for any such loss, claim, damage, liability, or action to the extent that it
arises out of or is based upon a Violation which occurs in reliance upon and in
conformity with written information furnished expressly for use in connection
with such registration by any such Holder, underwriter, officer, director or
controlling person.

      (b) To the extent permitted by law, each selling Holder will indemnify and
hold harmless the Company, each of its directors, each of its officers who has
signed the registration statement, each person, if any, who controls the Company
within the meaning of the Act, any underwriter, any other Holder selling
securities in such registration statement and any controlling person of any such
underwriter or other Holder, against any losses, claims, damages, or liabilities
(joint or several) to which any of the foregoing persons may become subject,
under the Act, or the 1934 Act, insofar as such losses, claims, damages, or
liabilities (or actions in respect thereto) arise out of or are based upon any
Violation, in each case to the extent (and only to the extent) that such
Violation occurs in reliance upon written information furnished by such Holder
expressly for use in connection with such registration; and each such Holder
will pay any legal or other expenses reasonably incurred by any person intended
to be indemnified pursuant to this subsection 1.10(b), in connection with
investigating or defending any such loss, claim, damage, liability, or action;
provided, however, that the indemnity agreement contained in this subsection
1.10(b) shall not apply to amounts paid in settlement of any such loss, claim,
damages, liability or action if such settlement is effected without the consent
of the Holder, which consent shall not be unreasonably withheld; provided
further that in no event shall any indemnity under this subsection I . 10(b)
exceed the net proceeds from the offering of its Registrable Securities received
by such Holder.

      (c) Promptly after receipt by an indemnified party under this Section 1.10
of notice of the commencement of any action (including any governmental action),
such indemnified party will, if a claim in respect thereof is to be made against
any indemnifying party under this Section 1.10, deliver to the indemnifying
party a written notice of the commencement thereof and the indemnifying party
shall have the right to participate in, and, to the extent the indemnifying
party so desires, jointly with any other indemnifying party similarly noticed,
to assume the defense thereof with counsel mutually satisfactory to the
indemnified and indemnifying parties; provided, however, that an indemnified
party (together with all other indemnified parties which may be represented
without conflict by one counsel) shall have the right to retain one separate
counsel, with the fees and expenses to be paid by the indemnifying party, if
representation of such indemnified party by the counsel retained by the
indemnifying party would be inappropriate due to actual or potential differing
interests between such indemnified party and any other party represented by such
counsel in such proceeding. The failure to deliver written notice to the
indemnifying party within a reasonable time of the commencement of any such
action, if prejudicial to its ability to defend such action, shall relieve such
indemnifying party of any liability to thc indemnified party under this Section
1.10, but the omission so to deliver written notice to the indemnifying party
will not relieve it of any liability that it may have to any indemnified party
otherwise than under this Section 1. 10.

      (d) If the indemnification provided for in this Section 1.10 is held by a
court of competent jurisdiction to be unavailable to an indemnified party with
respect to any loss, liability, claim, damage, or expense referred to therein,
then the indemnifying party, in lieu of indemnifying such indemnified party
hereunder, shall contribute to the amount paid or payable by such indemnified
party as a result of such loss, liability, claim, damage, or expense in such
proportion as is appropriate to reflect the relative fault of the indemnifying
party on the one hand

                                       7
<PAGE>

and of the indemnified party on the other in connection with the statements or
omissions that resulted in such loss, liability, claim, damage, or expense as
well as any other relevant equitable considerations; provided that in no event
shall any contribution by a Holder under this Section 1.10(d) exceed the net
proceeds from the offering of its Registrable Securities received by such
Holder. The relative fault of the indemnifying party and of the indemnified
party shall be determined by reference to, among other things, whether the
untrue or alleged untrue statement of a material fact or the omission to state a
material fact relates to information supplied by the indemnifying party or by
the indemnified party and the parties' relative intent, knowledge, access to
information, and opportunity to correct or prevent such statement or omission.

      (e) Notwithstanding the foregoing, to the extent that the provisions on
indemnification and contribution contained in the underwriting agreement entered
into by a Holder and the Company in connection with the underwritten public
offering are in conflict with the foregoing provisions, the provisions in the
underwriting agreement shall control in respect to such holder.

      (f) The obligations of the Company and Holders under this Section 1.10
shall survive the completion of any offering of Registrable Securities in a
registration statement under this Section 1.

1.11 Reports Under Securities Exchange Act of 1934. With a view to making
available to the Holders the benefits of Rule 144 promulgated under the Act and
any other rule or regulation of the SEC that may at any time permit a Holder to
sell securities of the Company to the public without registration or pursuant to
a registration on Form S-3, the Company agrees to:

      (a) timely make and keep public information available, as those terms are
understood and defined in Rule 144 under the Act at all times after the
effective date of the first registration statement filed by the Company for the
offering of its securities to the general public;

      (b) take such action, including the voluntary registration of its Common
Stock under Section 12 of the 1934 Act, as is necessary to enable the Holders to
utilize Form S-3 for the sale of their Registrable Securities, such action to be
taken as soon as practicable after the end of the fiscal year in which the first
registration statement filed by the Company for the offering of its securities
to the general public is declared effective;

      (c) file with the SEC in a timely manner all reports and other documents
required of the Company under the Act and the 1934 Act; and

      (d) furnish to any Holder, so long as the Holder owns any Registrable
Securities, forthwith upon request (i) a written statement by the Company that
it has complied with the reporting requirements of Rule 144 under the Act (at
any time after ninety (90) days after the effective date of the first
registration statement filed by the Company), the Act and the 1934 Act (at any
time after it has become subject to such reporting requirements), or that it
qualifies as a registrant whose securities may be resold pursuant to Form S-3
(at any time after it so qualifies), (ii) a copy of the most recent annual or
quarterly report of the Company and such other reports and documents so filed by
the Company, and (iii) such other information as may be reasonably requested in
availing any Holder of any rule or regulation of the SEC which permits the
selling of any such securities without registration or pursuant to such form.

1.12 Form S-3 Registration.If at any time the Company shall receive a written
request or requests from Holders of at least twenty percent (20%) of the
Registrable Securities

                                       8
<PAGE>

outstanding that the Company effect a registration on Form S-3 if the Company is
eligible to use such form, or if not, on such other form which thc Company is
entitled to use. with respect to all or a part of the Registrable Securities
owned by such Holder or Holders (the "S-3 Request(s)"), the Company will:

      (a) promptly give written notice of the proposed registration, and any
related qualification or compliance, to all other Holders; and

      (b) as soon as practicable, but in no even later than seventy-five (75)
days after the receipt of the S-3 Request(s), effect such registration and all
such qualifications and compliances as may be so requested and as would permit
or facilitate the sale and distribution of all or such portion of such Holder's
or Holders' Registrable Securities as are specified in such S-3 Request,
together with all or such portion of the Registrable Securities of any other
Holder or Holders joining in such S-3 Request as are specified in a written
request received by the Company within 15 days after receipt of such written
notice from the Company; provided, however, that the Company shall not be
obligated to effect any such registration pursuant to this section 1.12: (1) if
Form S-3 is not available for such offering by the Holders; (2) if the Holders,
together with the holders of any other securities of the Company entitled to
inclusion in such registration, propose to sell Registrable Securities and such
other securities (if any) at an aggregate price to the public (net of any
underwriters' discounts or commissions) of less than $3,000,000; (3) if the
Company shall furnish to the Holders a certificate signed by the President of
the Company stating that in the good faith judgment of the Board of Directors of
the Company, it would be materially detrimental to the Company and its
stockholders for such Form S-3 Registration to be effected at such time, in
which event the Company shall have the right to defer the filing of the Form S-3
registration statement for a period of not more than 90 days after receipt of
the request of the Holder or Holders under this Section 1.12; provided, however,
that the Company shall not utilize this right more than once in any twelve month
period; (4) if the Company has already effected three registrations on Form S-3
for the Holders pursuant to this Section 1.12; or(S) in any particular
jurisdiction in which the Company would be required to qualify to do business or
to execute a general consent to service of process in effecting such
registration.

      (c) Subject to the foregoing, the Company shall file a registration
statement covering the Registrable Securities and other securities so requested
to be registered as soon as practicable after receipt of the S-3 Request or
Requests of the Holders, but in no event later than sixty (60) days after the
receipt of such S-3 Request or Requests. All expenses incurred in connection
with a registration requested pursuant to Section 1.12, including (without
limitation) all registration, filing, qualification, printer's and accounting
fees and the reasonable fees and disbursements of counsel for the selling Holder
or Holders, shall be paid pro rata by the Holders participating in such
registrations. Registrations effected pursuant to this Section 1.12 shall not be
counted as demands for registration or registrations effected pursuant to
Section 1 .2.

1.13 Assignment of Registration Rights. The rights to cause the Company to
register Registrable Securities pursuant to this Section 1 may be assigned (but
only with all related obligations) by a Holder to (i) such Holder's partner,
shareholder, parent, child, spouse, or trust or (ii) transferee or assignee of
such securities who, after such assignment or transfer, holds at least (A) one
percent (1%) of the outstanding capital stock of the Company on the date of the
transfer, or (B) all of the Registrable Securities owned or controlled by the
transferring Holder, provided: (a) the Company is, within a reasonable time
after such transfer, furnished with written notice of the name and address of
such transferee or assignee and the securities with respect to which such
registration rights are being assigned, and; (b) such transferee or assignee
agrees in writing to be bound by and subject to the terms and conditions of this
Agreement,

                                       9
<PAGE>

including without limitation the provisions of Section 1 . 15 below; and (c)
such assignment shall be effective only if immediately following such transfer
the further disposition of such securities by the transferee or assignee is
restricted under the Act For the purposes of determining the number of shares of
Registrable Securities held by a transferee or assignee, the holdings of
transferees and assignees of a partnership who arc partners or retired partners
of such partnership (including spouses and ancestors, lineal descendants and
siblings of such partners or spouses who acquire Registrable Securities by gift,
will or intestate succession) shall be aggregated together and with the
partnership; provided that all assignees and transferees who would not qualify
individually for assignment of registration rights shall have a single
attorney-in-fact for the purpose of exercising any rights, receiving notices or
taking any action under this Section 1.

1.14 Limitations on Subsequent Registration Rights. From and after the date of
this Agreement, the Company shall not, without the prior written consent of the
Holders of a majority of the outstanding Registrable Securities, enter into any
agreement with any holder or prospective holder of any securities of the Company
which would allow such holder or prospective holder (a) to include such
securities in any registration filed under Section 1.2 or Section 1.3 hereof,
unless under the terms of such agreement, such holder or prospective holder may
include such securities in any such registration only to the extent that the
inclusion of its securities will not reduce the amount of the Registrable
Securities of the Holders which is included or (b) to make a demand registration
which could result in such registration statement being declared effective prior
to the earlier of either of the dates set forth in subsection 1.2(a).

1.15 "Market Stand-Off' Agreement. Quintel hereby agrees that, during the period
of duration specified by the Company and an underwriter of common stock or other
securities of the Company, following the effective date of the first
registration statement for a public offering of securities of the Company filed
under the Act, it shall not, to the extent requested by the Company and such
underwriter, directly or indirectly sell, offer to sell, contract to sell
(including, without limitation, any short sale), grant any option to purchase or
otherwise transfer or dispose of (other than to donees who agree to be similarly
bound) any securities of the Company held by it at any time during such period
(the "Lock Up"); provided, however, that:

      (a) Such Lock Up shall not exceed one hundred eighty (180) days, and

      (b) All officers and directors of the Company who own securities of the
Company also agree to such Lock Up.

      In order to enforce the foregoing covenants, the Company may impose
stop-transfer instructions with respect to the Investors' Registrable Securities
(and the shares or securities of every other person subject to the foregoing
restriction) until the end of such period.

1.16 Termination of Registration Rights. No Holder shall be entitled to exercise
any right to register the resale of its Registrable Securities provided for in
this Section 1 after the earlier of(i) five (5) years following the consummation
of the sale of securities pursuant to a registration statement filed by the
Company under the Act in connection with the initial firm commitment
underwritten offering of its securities to the general public, or (ii) such time
as the Holder can sell all of such stock pursuant to Rule 144 under the Act (or
successor rule) within a three month period.

2. Covenants of the Company.

2.1 Delivery of Financial Statements. The Company shall deliver to the Holders
as soon

                                       10
<PAGE>

as practicable, but in any event within ninety (90) days after the end of each
fiscal year of the Company, an income statement for such fiscal year, a balance
sheet of the Company and statement of stockholder's equity as of the end of such
year such year-end financial reports to be in reasonable detail, prepared in
accordance with generally accepted accounting principles ("GAAP") and audited
and certified by independent public accountants selected by the Company.

2.2 Observation Rights. Subject to the conditions set forth in Section 2.4,
Quintel shall have the right to attend all meetings of the Board of Directors in
a nonvoting observer capacity, to receive notice of such meetings and to receive
the information provided by the Company to the Board of Directors; provided,
however, that the Company hereby requires as a condition precedent to the
Holder's rights under this Section 2.2 that each person proposing to attend any
meeting of the Board of Directors and each person to have access to any of the
information provided by the Company to the Board of Directors shall hold in
confidence and trust and to act in a fiduciary manner with respect to all
information so received during such meetings or otherwise and shall sign any
further agreement manifesting such obligations as the Company shall reasonably
require; and, provided further, that the Company reserves the right not to
provide information and to exclude Quintel (or its representative) from any
meeting or portion thereof if delivery of such information or attendance at such
meeting by Quintel (or its representative) would result in disclosure of trade
secrets to such holder or its representative or would adversely affect the
attorney-client privilege between the Company and its counsel or if Quintel or
its representative is a direct competitor of the Company.

2.3 Inspection. The Company shall permit the Holders, at the Holders' own
expense, to visit and inspect the Company's properties, to examine its books of
account and records and to discuss the Company's affairs, finances and accounts
with its officers, all at such reasonable times as may be requested by the
Holders; provided, however, that the Company shall not bc obligated pursuant to
this Section 2.3 to provide access to any information which it reasonably
considers to be a trade secret or similar confidential information. In addition,
this Section 2.3 shall not apply to, and shall become unenforceable if the
Holders are reasonably deemed by the Company's Board of Directors to have (i)
interests adverse to the Company's or (ii) to have disproportionately diverted
the Company's management in connection with the exercise of rights pursuant to
this Section 2.3.

2.4 Termination of information. Observation and Inspection Covenants. Subject to
their earlier termination pursuant to the specific terms of each Section, the
covenants set forth in Sections 2.1, 2.2 and 2.3 shall terminate and be of no
further force or effect when the sale of securities pursuant to a registration
statement filed by the Company under the Act in connection with the firm
commitment underwritten offering of its securities to the general public is
consummated or when the Company first becomes subject to the periodic reporting
requirements of Sections 12(g) or 15(d) of the 1934 Act, whichever event shall
first occur.

2.5 Indemnification. The Company shall take all actions necessary to indemnify
its directors to the maximum extent permitted by applicable law, including,
without limitation, amending the Company's Certificate of Incorporation and
Bylaws and entering into contracts with the directors to provide such
indemnification; provided, however, that the Company shall not be required to
obtain directors insurance unless directed by the Board of Directors.

3. Miscellaneous.

3.1 Successors and Assigns. Except as otherwise provided herein, the terms and

                                       11
<PAGE>

conditions of this Agreement shall inure to the benefit of and be binding upon
the respective successors and assigns of the parties (including transferees of
any shares of Registrable Securities). Nothing in this Agreement, express or
implied, is intended to confer upon any party other than the parties hereto or
their respective successors and assigns any rights, remedies, obligations, or
liabilities under or by reason of this Agreement, except as expressly provided
in this Agreement.

3.2 Governing Law. This Agreement shall be governed by and construed under the
laws of the State of New York as applied to agreements among New York residents
entered into and to be performed entirely within New York.

3.3 Counterparts. This Agreement may be executed in two or more counterparts,
each of which shall be deemed an original, but all of which together shall
constitute one and the same instrument.

3.4 Titles and Subtitles. The titles and subtitles used in this Agreement are
used for convenience only and are not to be considered in construing or
interpreting this Agreement.

3.5 Notices. Unless otherwise provided, any notice required or permitted under
this Agreement shall be sent to the address/fax number indicated for such party
on the signature page hereof (provided that any party at any time may change its
address/fax number by notice often (10) days' advance written notice to the
other parties), and shall be deemed effectively given upon (i) personal delivery
to the party to be notified, (ii) the time of successful facsimile transmission
to the party to be notified, (iii) sending by reputable overnight delivery
service, or (iv) upon deposit with the United States Post Office, by registered
or certified mail, postage p repaid.

3.6 Expenses. If any action at law or in equity is necessary to enforce or
interpret the terms of this Agreement, the prevailing party shall be entitled to
reasonable attorneys' fees, costs and necessary disbursements in addition to any
other relief to which such party may be entitled.

3.7 Amendments and Waivers. Any term of this Agreement may be amended and the
observance of any term of this Agreement may be waived (either generally or in a
particular instance and either retroactively or prospectively), only with the
written consent of the Company and the holders of a majority of the Registrable
Securities then outstanding. Any amendment or waiver effected in accordance with
this paragraph shall be binding upon each holder of any Registrable Securities
then outstanding, each future holder of all such Registrable Securities, and the
Company.

3.8 Severability. If one or more provisions of this Agreement are held to be
unenforceable under applicable law, such provision shall be excluded from this
Agreement and the balance of the Agreement shall be interpreted as if such
provision were so excluded and shall be enforceable in accordance with its
terms.

3.9 Aggregation of Stock. All shares of Registrable Securities held or acquired
by affiliated entities or persons shall be aggregated together for the purpose
of determining the availability of any rights under this Agreement.

3.10 Entire Agreement: Amendment; Waiver. This Agreement (including the
Exhibits hereto, if any) constitutes the full and entire understanding and
agreement between the parties with regard to the subjects hereof and thereof

                                       12
<PAGE>

IN WITNESS WHEREOF, the parties have executed this Agreement as of the date
first above written.

LCS GOLF, INC.

      By: /s/ [Illegible]
          ---------------------

      Title: President

QUINTEL COMMUNICATIONS, INC.

      By: /s/ [Illegible]
          ---------------------

      Title: Chairman and CEO

                                       13

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