Document:

EX-10.4

Exhibit 10.4

AMENDMENT TO

2004 RESTRICTED STOCK RIGHT

AWARD AGREEMENT

This Amendment to 2004 Restricted Stock Right Award Agreement (this “Amendment”) is entered
into as of February 26, 2007, by and between eFunds Corporation, a Delaware corporation (the
“Company”), and Paul F. Walsh (the “Executive”).

WHEREAS, the parties hereto previously entered into that certain 2004 Restricted Stock Right
Award Agreement dated as of November 3, 2004 (the “Agreement”);

NOW, THEREFORE, in consideration of the mutual promises and covenants set forth below, the
Company and the Executive hereby agree as follows:

1. Defined Terms. Capitalized terms used but not otherwise defined herein shall have
the meanings assigned to such terms in the Agreement.

2. Section 1(b) of the Agreement is hereby amended to read as follows:

“(b) Subject to the acceleration and forfeiture provisions set forth below, 50% of the
Restricted Stock Right shall vest on the fifth anniversary of the Award Date and 12-1/2% shall vest
on each of the sixth, seventh, eighth and ninth anniversaries of the Award Date. Any unvested
portion of the Restricted Stock Right shall be immediately forfeited and Recipient shall retain no
residual rights therein whatsoever if Recipient’s employment with or services to the Company and
its Affiliates shall be terminated for any reason other than a “Qualifying Termination.” As used
herein, a “Qualifying Termination” shall mean a “Retirement” (as such term is defined in that
certain Retention Agreement, dated as of February 26, 2007 (the “Retention Agreement”), between
Recipient and the Company) or any other termination of the Recipient’s employment with the Company
under the Retention Agreement other than a termination of employment described in Section 3(b) of
the Retention Agreement. In the event Recipient’s employment with or services to the Company or
its Affiliates shall be terminated under circumstances constituting a Qualified Termination, any
unvested portion of the Restricted Stock Right shall vest on the date of such Termination. The
vested portion of the Restricted Stock Right shall be converted into Shares six months after the
date of the termination of the Recipient’s employment with the Company and its Affiliates.

3. Section 7 of the Agreement is amended and restated in its entirely as follows: “Section 7.
Intentionally Omitted.”

4. Continuing Effectiveness of Agreement. Except as expressly provided herein to the
contrary, the Agreement shall remain unaffected and shall continue in full force and effect after
the date hereof.

5. Counterparts. This Amendment may be executed by one or more of the parties to this
Amendment on any number of separate counterparts (including counterparts delivered by telecopy),
and all of said counterparts taken together shall be deemed to constitute one and the same
instrument. Any such counterpart delivered by telecopy shall be effective as an original for all
purposes.

(Signature Page Follows)

1

IN WITNESS WHEREOF, the Executive has hereunto set the Executive’s hand and, pursuant to the
authorization from the Board, the Company has caused these presents to be executed in its name on
its behalf, all as of the day and year first above written.

	 	 	 	 	 
	eFunds Corporation

	 	Executive
	 	Executive
	 
	 	 	 	 
	By:/s/ Laura DeCespedes

Its: EVP, Human Resources

	 	/s/ Paul F. Walsh

Paul F. Walsh
	 	

	 
	 	 	 	 

2EX-10.5

Exhibit 10.5

AMENDMENT TO

2005 RESTRICTED STOCK UNIT

AWARD AGREEMENT

This Amendment to 2005 Restricted Stock Unit Award Agreement (this “Amendment”) is entered
into as of February 26, 2007, by and between eFunds Corporation, a Delaware corporation (the
“Company”), and Paul F. Walsh (the “Executive”).

WHEREAS, the parties hereto previously entered into that certain 2005 Restricted Stock Unit
Award Agreement, dated as of January 13, 2005 (the “Agreement”);

NOW, THEREFORE, in consideration of the mutual promises and covenants set forth below, the
Company and the Executive hereby agree as follows:

1. Defined Terms. Capitalized terms used but not otherwise defined herein shall have
the meanings assigned to such terms in the Agreement.

2. Section 1(b) of the Agreement is hereby amended to read as follows:

“(b) Subject to the acceleration and forfeiture provisions set forth below, 33-1/3% of the
Restricted Stock Right shall vest and be converted into Shares on February 19, 2006, 33-1/3% shall
vest and be converted into Shares on February 19, 2007 and the remaining portion of the Restricted
Stock Right shall vest and be converted into Shares on February 19, 2008. Any unvested portion of
the Restricted Stock Right shall be immediately forfeited and Recipient shall retain no residual
rights therein whatsoever if Recipient’s employment with or services to the Company and its
Affiliates shall be terminated for any reason other than a “Qualifying Termination.” As used
herein, a “Qualifying Termination” shall mean a “Retirement” (as such term is defined in that
certain Retention Agreement, dated as of November 4, 2004 (the “Retention Agreement”), between
Recipient and the Company) or any other termination of Recipient’s employment with the Company
under the Retention Agreement other than a termination of employment described in Section 3(b) of
the Retention Agreement. In the event Recipient’s employment with or services to the Company or
its Affiliates shall be terminated under circumstances constituting a Qualified Termination, any
unvested portion of the Restricted Stock Right shall vest and be converted into Shares on the date
of such Termination.

3. Section 7 of the Agreement is amended and restated in its entirely as follows: “Section 7.
Intentionally Omitted.”

4. Continuing Effectiveness of Agreement. Except as expressly provided herein to the
contrary, the Agreement shall remain unaffected and shall continue in full force and effect after
the date hereof.

5. Counterparts. This Amendment may be executed by one or more of the parties to this
Amendment on any number of separate counterparts (including counterparts delivered by telecopy),
and all of said counterparts taken together shall be deemed to constitute one and the same
instrument. Any such counterpart delivered by telecopy shall be effective as an original for all
purposes.

(Signature Page Follows)

1

IN WITNESS WHEREOF, the Executive has hereunto set the Executive’s hand and, pursuant to the
authorization from the Board, the Company has caused these presents to be executed in its name on
its behalf, all as of the day and year first above written.

	 	 	 	 	 
	eFunds Corporation

	 	Executive
	 	Executive
	 
	 	 	 	 
	By:/s/ Laura DeCespedes

Its: EVP, Human Resources

	 	/s/ Paul F. Walsh

Paul F. Walsh
	 	

	 
	 	 	 	 

2EX-10.6

EXHIBIT 10.6

AMENDMENT NO. 2

TO

AMENDED AND RESTATED

CHANGE IN CONTROL AGREEMENT

THIS AMENDMENT NO. 2 (“Amendment No. 2”) to the Amended and Restated Change in Control
Agreement referred to herein below, dated as of February 26, 2007, by and between eFunds
Corporation, a Delaware corporation (the “Corporation”) and Paul F. Walsh (the “Executive”),
recites and provides as follows:

RECITALS

WHEREAS, Executive entered into an Amended and Restated Change in Control Agreement with the
Corporation on November 3, 2004 and an Amendment No. 1 to that Agreement as of December 4, 2006
(such agreement, as amended, referred to herein as the “Change in Control Agreement”); and

WHEREAS, pursuant to this Amendment No. 2 the parties wish to amend the Change in Control
Agreement as provided below;

NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth and for other
good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the
Company and the Recipient agree as follows:

AGREEMENT

1. Amendment. (a) The definition of “Business Combination Period” in Section I of the
Change in Control Agreement is hereby amended to (i) delete the words “fifth anniversary” appearing
therein and to substitute the words “sixth anniversary” therefor and (ii) delete the words “three
years” appearing therein and to substitute the words “six years” therefor.

(b) Section II of the Change in Control Agreement is hereby amended to delete the words
“fifth anniversary” appearing therein and to substitute the words “sixth anniversary” therefor.

2. Definitions. Capitalized terms used and not defined in this Amendment No. 2 shall
have the meanings ascribed to such terms in the Change in Control Agreement.

3. Continuing Effect of Change in Control Agreement. Except as expressly provided
herein to the contrary, the Change in Control Agreement shall remain unaffected and shall continue
in full force and effect after the date hereof.

4. References to Change in Control Agreement. From and after the execution and
delivery of this Amendment No. 2, all references to the Change in Control Agreement in the Change
in Control Agreement or any other document executed or delivered in connection therewith shall be
deemed a reference to the Change in Control Agreement as amended hereby, unless the context
expressly requires otherwise.

5. Counterparts. This Amendment No. 2 may be executed by one or more of the

parties to this Amendment on any number of separate counterparts (including counterparts delivered
by telecopy), and all of said counterparts taken together shall be deemed to constitute one and the
same instrument. Any such counterpart delivered by telecopy shall be effective as an original for
all purposes.

6. Governing Law. This Amendment No. 2 shall be governed by and construed in
accordance with the laws of the State of Delaware, without reference to principles of conflict of
laws.

EFUNDS CORPORATION

By:/s/ Laura DeCespedes

Name: Laura DeCespedes

Title: EVP, Human Resources

PAUL F. WALSH

By: /s/ Paul F. Walsh

Name:

Title:

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