Document:

EXHIBIT 10.2

                             Consulting Agreement

      Dated:    February 21, 2002

      Between:  Tessa Complete Health Care, Inc.
                35 Fulford Avenue, Suite 100
                Bel Air, Maryland  21014                ("Tessa")

      And:      Daniel M. Smith
                32700 N.E. Lesley Road
                Newberg, Oregon  97132                  ("Smith")

                                   Recitals

      (A)  Consultant desires  to  provide certain  consulting  and  advisory
      services to Tessa;

      (B)  Tessa desires to  retain Consultant to  perform such services  and
      Consultant desires to accept such position, all in accordance with  the
      terms and conditions of this Agreement;

      Now, therefore, in  consideration of the  mutual covenants referred  to
 herein, the parties agree as follows:

                                  Agreement

      1.   Retention of  Consultant.    Tessa hereby  retains  Consultant  to
      perform  and  Consultant  hereby  agrees  to  perform,  consulting  and
      advisory services  for Tessa  upon the  terms  and conditions  of  this
      Agreement.  The  Consulting Agreements  between Tessa  and Smith  dated
      January 2, 2002, is hereby terminated.

      2.   Term.  The term  of this Agreement shall  commence on the date  of
      this Agreement  and  shall  continue for  twelve  (12)  months,  unless
      earlier terminated as set forth herein.

      3.   Duties of Consultant.  Consultant agrees to provide consulting and
      advisory services ("Services"), more specifically described as business
      planning and development. The Services shall be rendered over a  period
      of time and in  such reasonable manner as  may be mutually agreed  upon
      between  Tessa  and  Consultant,  consistent  with  Consultant's  other
      activities and  businesses.   The Services  shall  be rendered  over  a
      period of time and in such reasonable manner as may be mutually  agreed
      upon between Tessa  and Consultant consistent  with Consultant's  other
      activities and businesses. The Services shall not be in connection with
      the offer  and  sale  of  securities of  Tessa  in  a  capital  raising
      transaction, nor shall such services directly or indirectly promote  or
      maintain a market for any of Tessa's securities.

      4.   Compensation of Consultant.   In consideration of the  performance
      of the Services,  Consultant is hereby  granted the  right to  purchase
      from the Company shares of Common Stock ("Common Stock") at a price per
      share of $0.045.   The maximum amount of  Common Stock that  Consultant
      may purchase under  this Agreement shall  be 150,000,0000  shares.   If
      this Agreement is terminated by Consultant earlier than the  expiration
      of its term, Consultant shall be issued that number of shares of Common
      Stock earned at the time of termination of this Agreement.

      5.   Restricted Securities.  Consultant understands that the shares  of
      Common  Stock  to  be   issued  pursuant  to   Section  4  herein   are
      characterized as "restricted  securities" under the  Securities Act  of
      1933.  Consequently the transferability and resale of the Common  Stock
      will  be  limited.    Consultant  understands  that  any   certificates
      evidencing the shares of Common Stock to be issued hereunder will  bear
      a legend substantially in the following form:

           THE SHARES REPRESENTED BY THIS CERTIFICATE HVE NOT BEEN REGISTERED
      UNDER THE  SECURITIES ACT  OF  1933.   THE  SHARES HAVE  BEEN  ACQUIRED
      WITHOUT  A  VIEW  TO  DISTRIBUTION  AND  MAY  NOT  BE  OFFERED,   SOLD,
      TRANSFERRED, PLEDGED OR  HYPOTHECATED IN  THE ABSENCE  OF AN  EFFECTIVE
      REGISTRATION STATEMENT  FOR THE  SHARES UNDER  THE  ACT AND  UNDER  ANY
      APPLICABLE SECURITIES LAAWS OR AN OPINION OF COUNSEL ACCEPTABLE TO  THE
      CORPORATION THAT SUCH REGISTRATION IS NOT  REQUIRED AS TO SUCH SALE  OR
      OFFER.

      6.   S-8 Registration Statement.  Tessa shall take all corporate action
      necessary to reserve for issuance a sufficient number of shares of  its
      Common  Stock  for  delivery  to  Consultant  pursuant  to  Section   4
      hereunder. Within 30 days  of the date of  this Agreement, Tessa  shall
      file a registration statement on Form S-8 (or any successor forms) with
      respect to the  Common Stock and  shall use  its reasonable  commercial
      efforts to maintain the effectiveness of such registration statement or
      registration statements for so long as  any shares of Common Stock  are
      earned by Consultant hereunder.

      7.   Liability/Indemnification.

           (a)  Tessa agrees  that Consultant  shall not  be liable  for  any
      damages or  injury  to  Tessa  or  any  of  its  employees,  agents  or
      representatives or for the loss of or damage to the property of  Tessa,
      in  any  manner  based  upon  the  performance  of  duties  under  this
      Agreement, unless  such  injury,  loss  or  damage  is  caused  by  the
      intentional misconduct of Consultant.

           (b)  Tessa agrees to  indemnify and hold  Consultant harmless  for
      any claims, loss, damage or costs  (including attorney fees) which  are
      asserted against or incurred  by Consultant and which  are a result  of
      the duties  performed by  Consultant for  Tessa, unless  caused by  the
      intentional misconduct of Consultant.

           (c)  Consultant agrees to indemnify and hold Tessa, its  officers,
      directors, employees,  agents  and  representatives  harmless  for  any
      claims, loss,  damage  or costs  (including  attorney fees)  which  are
      asserted against or  incurred by Tessa  and which are  a result of  the
      duties  performed  by  Consultant  for  Tessa,  unless  caused  by  the
      intentional misconduct of Tessa.

      8.   Termination.  This  Agreement may be  terminated by Consultant  at
      anytime without cause.

      9.   Notices.   Any notices  or  communications required  or  permitted
      hereunder shall be in writing and shall be deemed to have been given or
      made when personally delivered, sent  by registered or certified  mail,
      postage prepaid, return receipt requested, by private courier, prepaid,
      by facsimile or other communications device capable of transmitting  or
      creating a written record.

      10.  Successors.  This Agreement shall be binding upon and inure to the
      benefit of  the  parties hereto  and  their respective  successors  and
      assigns.

      11.  Attorney Fees.   In the  event an  action is  brought to  enforce,
      rescind, or  interpret this  Agreement the  prevailing party  shall  be
      entitled to  recover is  reasonable attorney  fees  therein as  may  be
      determined by the court.

      12.  Governing Law.  This Agreement shall be construed and enforced  in
      accordance with the laws of the State of Oregon.

      13.  Complete  Agreement.    This   Agreement  represents  the   entire
      understanding and agreement of the parties  hereto with respect to  the
      subject of this Agreement and may be amended, modified or  supplemented
      only by written instruments signed by both of the parties.

      14.  Counterparts.  This Agreement may be executed in counterparts  and
      by  facsimile,  each  of  which  will   be  deemed  an  original,   but
      constituting a singe agreement.

      TESSA COMPLETE HEALTH CARE, INC.        CONSULTANT
      /S/ Brian Regan                         /S/ Daniel Smith
      -------------------------------         ---------------------
      Brian Regan, President                  Daniel Smith
      Title: President & Chief
             Executive OfficerEXHIBIT 10.3

                       TESSA COMPLETE HEALTH CARE, INC.
                            A Georgia Corporation

                            SUBSCRIPTION AGREEMENT
                            ----------------------

 TESSA COMPLETE HEALTH CARE, INC.
 35 Fulford Avenue, Suite 100
 Bel Air, MD  21014

 Ladies and Gentlemen:

 You have informed me that Tessa Complete Health Care, Inc., a Georgia
 corporation (the "Company"), intends to issue me one hundred million
 (100,000,000) shares of the Company's $0.02 par value common stock (the
 "Shares") in accordance with a private placement by investing the sum of
 Two Hundred Thousand Dollars ($200,000.00) at a price per share of $ 0.002.

 Subject to the terms and conditions hereof, I hereby irrevocably tender this
 Subscription Agreement with the full knowledge and understanding that my
 decision to accept the Shares is an investment decision on my part.  I
 further acknowledge and understand that I am tendering this Subscription
 Agreement with the knowledge that the Company is entering into a Consulting
 Agreement with Dan Smith regarding one hundred and sixty-six million
 (166,000,000) shares of the Company's $0.02 par value common stock.

 In light of the foregoing, I agree with the Company as follows:

 (1)  By the execution of this document, I acknowledge that I understand
      that the Company is relying upon the accuracy and completeness hereof
      in complying with its obligations under applicable federal and state
      securities laws.

 (2)  Representations and Warranties by Subscriber.  I represent and warrant
      as follows:

      (a)  I understand that the Shares have not been registered under the
           Securities Act of 1933, as amended, or under the Oregon Securities
           Law, ORS Chapter 59, or under any other applicable state
           securities law, and I have no right to require a registration;

      (b)  I have adequate means of providing for my current needs and
           possible personal contingencies without having need to resort
           to the funds or other assets contemplated to be used for the
           acquisition of the Shares;

      (c)  I have a net worth sufficient to bear the risk of losing my entire
           investment in the Company;

      (d)  I have sufficient knowledge and experience in business and
           financial matters so as to be able to evaluate the relative risks
           and merits of an investment in the Company;

      (e)  By reason of my pre-existing personal or business relationship
           with one or more of the directors or executive officers of the
           Company, by reason of my own business relationship with the
           Company, or by reason of my own business or financial experience,
           I could be reasonably assumed to have the capacity to protect my
           own interests in connection with this transaction;

      (f)  The Shares which are the subject of this Agreement will be
           acquired solely for my own account as an investment and will not
           be purchased with a view toward distribution, resale, subdivision,
           or fractionalization thereof;

      (g)  I recognize that the Shares, as an investment, involve special and
           substantial risks and I have taken full cognizance of and
           understand all of the material risk factors related to the
           purchase of Shares;

      (h)  I realize that the Shares cannot be readily sold as there will be
           no public market and that I may not be able to sell, redeem, or
           dispose of my interest in the Company without a potential loss on
           my investment; therefore, I must not purchase the Shares unless I
           have liquid assets sufficient to assure that my purchase will
           cause me no undue financial difficulties;

      (i)  I understand that my right to sell or otherwise transfer the
           Shares will be restricted, unless the Shares are registered or
           qualify for an exemption from registration under the Securities
           Act of 1933, as amended, the Oregon Securities Law, ORS Chapter
           59, and other applicable state securities laws;

      (j)  I have carefully read all financial and other documents concerning
           the Company and its management that have been supplied to me by
           the Company or filings that the Company has made with the
           Securities and Exchange Commission which are publicly available.
           The Company has made available to me and, if I so requested, to my
           attorney and accountant all documents that were requested relating
           to an investment in the Company and has provided answers to all
           questions asked of it concerning an investment in the Company.  In
           evaluating the suitability of an investment in the Company, I have
           not relied upon any representations or other information (whether
           oral or written) other than as contained in any such documents or
           answers to questions so furnished to me by the Company;

      (k)  I have been advised to consult with my own attorney regarding
           legal matters concerning the Company and to consult with
           independent tax counsel or advisers regarding the tax consequences
           of investing in the Company;

      (l)  I acknowledge that the information received in connection with
           this Subscription Agreement is confidential and non-public and
           agree that all of the information will be kept in confidence by
           me and neither used by me to my personal benefit (other than in
           connection with my subscription for Shares) nor disclosed to
           any third party for any reason; provided, however, that this
           obligation does not apply to any such information which:
           (i) is part of the public knowledge or literature and is readily
           accessible at the date hereof; (ii) becomes part of the public
           knowledge or literature and thus readily accessible by
           publication (except as a result of a breach of this provision);
           or (iii) is received from third parties (except third parties
           who disclose it in violation of any confidentiality agreements
           they may have with the Company);

      (m)  I recognize that the sale of the Shares to me will be based upon
           the representations, warranties, and statements made by me herein;
           and I hereby agree to indemnify the Company and to hold it and its
           officers, directors, employees, agents, and affiliates harmless
           from and against any and all loss, damage, liability, or expense,
           including costs and reasonable attorney's fees, to which it or
           they may be put or which it or they may incur by reason of, or in
           connection with, any misrepresentation made by me in this
           Subscription Agreement, any breach by me of my warranties, and/or
           failure by me to fulfill any of the covenants or agreements set
           forth herein or arising out of the sale or distribution by me of
           any of the Shares in violation of the Securities Act of 1933, as
           amended, the Oregon Securities Law, ORS Chapter 59, or any other
           applicable federal or state securities or "blue sky" laws;

      (n)  I agree that, subject to limitations imposed under any applicable
           federal or state securities laws or administrative interpretations
           thereof, any action or proceeding brought by me against the
           Company, or by the Company against me, arising directly or
           indirectly in connection with, out of, or from this investment
           shall be resolved by arbitration in San Diego, California, in
           accordance with the rules then in effect of the American
           Arbitration Association and applicable provisions of California
           law.  The expense of such arbitration shall be borne equally by
           the parties thereto; and judgment upon any award rendered by the
           arbitrators may be entered in any court having jurisdiction
           thereof.  I further agree that in any such action or proceeding I
           shall not seek punitive damages as part of the arbitration award.

 IN WITNESS WHEREOF, I have executed this Subscription Agreement.

 EFFECTIVE the 2nd day of January, 2002.

<PAGE>

 [Please sign in the same manner as the Shares are to be registered.]

 FOR SUBSCRIPTION BY                FOR SUBSCRIPTION BY AN
 INDIVIDUAL(S):                     ENTITY:  [See Note (1) Below]

 /s/ William A. Leonard             Health & Fitness of Oregon
 Subscriber (Signature)             Subscriber (Type or Print Name)

 ___________________________        By: William A. Leonard
 Type or Print Name                 Signature of Representative

                                    President
                                    Type or Print Name and Title or
                                    Capacity of Representative

                                    93-1200456
                                    -----------------------
                                    Employer Identification
                                    Number of Subscriber

 ______________________________     ____________________________
 Address                            Address

 ____________________________       ____________________________
 Telephone Number                   Telephone Number

                                    ______  Partnership

                                    __X__  Corporation

                                    ______ Pension and Profit
                                           Sharing Plan

                                    ______ Trust

                                    ______ Estate

                                    ______ Joint Venture

                                    Note (1)  An entity must include with
                                    this Subscription Agreement a true copy
                                    of the written documentation authorizing
                                    an investment of this nature by the
                                    entity.

<PAGE>

 ACCEPTED BY:

 TESSA COMPLETE HEALTH CARE, INC.
 A Georgia Corporation

 /S/ Brian L. Regan
 ------------------
 BRIAN L. REGAN
 President & CEO

 DATE: January 3, 2002

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