Document:

EX-4.2

 Exhibit 4.2 
  

 
 SECOND SUPPLEMENTAL INDENTURE

 BETWEEN 
 BANK
OF AMERICA CORPORATION 
 AND 

THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. 

DATED AS OF APRIL 18, 2017 

Supplementing the Amended and Restated Indenture for 

Subordinated Debt Securities dated as of July 1, 2001, 

as supplemented by a First Supplemental Indenture dated as of February 23, 2011 

 
  
  

 SECOND SUPPLEMENTAL INDENTURE 

THIS SECOND SUPPLEMENTAL INDENTURE, dated as of April 18, 2017 (the “Second Supplemental Indenture”), is made by and
between BANK OF AMERICA CORPORATION, a Delaware corporation (the “Company”), having its principal office at 100 North Tryon Street, Charlotte, North Carolina 28255, and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A.
(formerly known as The Bank of New York Trust Company, N.A.), a national banking association, as successor Trustee (the “Trustee”) under the Indenture referred to herein. 

W I T N E S S E T H: 

WHEREAS, the Company and The Bank of New York, predecessor trustee, previously executed and delivered an Amended and Restated Indenture
for Subordinated Debt Securities, dated as of July 1, 2001 (the “Base Indenture”), which has been supplemented by a First Supplemental Indenture dated as of February 23, 2011 (the “First Supplemental Indenture” and the
Base Indenture as so supplemented by the First Supplemental Indenture, the “Indenture”); 
 WHEREAS, the Base Indenture
provides that, without the consent of any holders of the Notes (as defined in the Base Indenture), the Company and the Trustee may enter into a Supplemental Indenture (as defined in the Base Indenture) (a) pursuant to Section 10.01(d) of the
Base Indenture, for the purpose of making such provisions in regard to matters or questions arising under the Indenture as shall not adversely affect the interests of the holders of the Notes and (b) pursuant to Section 10.01(f) of the Base
Indenture, for the purpose of changing or eliminating any provision of the Indenture, provided that any such change or elimination (i) shall become effective only when there is no Note outstanding of any series created prior to the execution of
such supplemental indenture which is entitled to the benefit of such provision or (ii) shall not adversely apply to any Note outstanding; 

WHEREAS, the Company desires to enter into an indenture supplemental to the Indenture for the purposes of (a) modifying and adding
to the list of particular terms of the Notes that may be established pursuant to Section 2.01 of the Base Indenture, (b) modifying certain provisions of the Base Indenture relating to events of default and remedies and to the permitted
consolidation or merger of the Company and sale or conveyance of all or substantially all of the Company’s assets, and (c) making certain other modifications as set forth herein, in each case for all Notes to be issued on or after the date
of such supplemental indenture; 
 WHEREAS, the Company has requested that the Trustee execute and deliver this Second Supplemental
Indenture; 
 WHEREAS, the conditions set forth in the Base Indenture for the execution and delivery of this Second Supplemental
Indenture have been satisfied; and 
 WHEREAS, all things necessary to make this Second Supplemental Indenture a valid agreement of
the Company and the Trustee, in accordance with its terms, and a valid amendment of, and supplement to, the Indenture have been done. 

  

 NOW, THEREFORE, in consideration of the foregoing and for other good and valuable
consideration, the receipt of which is hereby acknowledged, it is mutually covenanted and agreed that the Indenture is supplemented and amended to the extent and for the purposes expressed herein as follows: 

ARTICLE I 
 CAPITALIZED
TERMS 
 Section 1.1 Definition of Terms. 

For purposes of this Second Supplemental Indenture, 

(a) terms defined in the Base Indenture or the First Supplemental Indenture have the same meaning when used in this Second Supplemental
Indenture unless otherwise specified herein; 
 (b) a term defined anywhere in this Second Supplemental Indenture has the same meaning
throughout; 
 (c) the singular includes the plural and vice versa; and 

(d) headings are for convenience of reference only and do not affect interpretation. 

ARTICLE II 
 AMENDMENTS
TO THE INDENTURE 
 Section 2.1 Section 1.01 of the Base Indenture is hereby amended as follows: 

 

	 	(a)	The following new defined term is inserted immediately after the definition of “CUSIP number”: 

“Default: 

The term “Default” shall have the meaning set forth in Section 6.03 hereof.” 

 

	 	(b)	The following new defined term is inserted immediately after the definition of “Settlement Date”: 

“Subsidiary: 

The term “Subsidiary” shall mean any Person of which more than 50% of the voting power of the outstanding ownership
interests (excluding ownership interests entitled to voting power only by reason of the happening of a contingency) shall at the time be owned, directly or indirectly, by the Company, or one or more Subsidiaries, or by the Company and one or more
Subsidiaries. For this purpose, “voting power” means power to vote in an ordinary election of directors (or, in the case of a Person that is not a corporation, ordinarily to appoint or approve the appointment of Persons holding similar
positions).” 

  
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 Section 2.2 Section 2.01 of the Base Indenture is hereby amended as follows: 

 

	 	(a)	Current Section 2.01(6) of the Base Indenture is amended by inserting the phrase “, including the redemption notice period,” after the phrase “and the terms and conditions” and before the phrase
“upon which,”. 

  

	 	(b)	The word “and” at the end of the current Section 2.01(15) of the Base Indenture is deleted. 

  

	 	(c)	The following is inserted as new Section 2.01(16): 

 “(16) any addition to,
elimination of or other change in the Events of Default or covenants, or to the definition of “Default” set forth in Section 6.03, in each case with respect to the Notes of such series, including making Events of Default, Defaults or
covenants inapplicable or changing the remedies available to holders of the Notes of such series upon an Event of Default or a Default; and” 
  

	 	(d)	The current Section 2.01(16) of the Base Indenture is renumbered to 2.01(17), and otherwise is not modified by this Second Supplemental Indenture. 

Section 2.3 Section 3.02 of the Base Indenture is hereby amended by deleting the third sentence of Section 3.02 in its entirety
and replacing it with the following: 
 “The Company or the Trustee, as the case may be, shall give notice of such redemption at least
10 Business Days and not more than 60 calendar days prior to the date fixed for redemption (or within such period as is otherwise specified as contemplated by Section 2.01) to the holders of such Notes so to be redeemed, in the manner and to
the extent set forth in Section 1.02.” 
 Section 2.4 Section 3.04 of the Base Indenture is hereby amended by inserting
the phrase “or Default” after each occurrence of the phrase “Event of Default.” 
 Section 2.5 Section 6.01 of
the Base Indenture is hereby amended as follows: 
  

	 	(a)	The phrase “Except as may otherwise be specified as contemplated by Section 2.01 for a particular series of Notes,” is inserted before the phrase “The term “Event of Default,”” in the
first sentence of the first paragraph of current Section 6.01. 

  

	 	(b)	The word “or” at the end of current Section 6.01(a) of the Base Indenture is deleted. 

  

	 	(c)	The phrase “; or” is added after current Section 6.01(b) of the Base Indenture. 

  

	 	(d)	The following is inserted as new Section 6.01(c): 

 “(c) any other Event of Default
provided with respect to Notes of such series.” 
 Section 2.6 Section 6.02 of the Base Indenture is hereby amended by
inserting the phrase “Unless otherwise specified as contemplated by Section 2.01 with respect to the Notes of a series,” 

  
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before the phrase “If an Event of Default occurs and is continuing” in the first sentence of the first paragraph of current Section 6.02. 

Section 2.7 Section 6.03 of the Base Indenture is hereby amended as follows: 

 

	 	(a)	The second paragraph of Section 6.03 of the Base Indenture is deleted in its entirety. 

  

	 	(b)	The penultimate paragraph of Section 6.03 of the Base Indenture is amended by deleting the phrase “If an Event of Default occurs and is continuing,” at the beginning of such paragraph and replacing such
phrase with the phrase “If a default as specified above (a “Default”) or an Event of Default occurs and is continuing,”. 

Section 2.8 Section 6.07 of the Base Indenture is hereby amended as follows: 

 

	 	(a)	The phrase “Event of Default or” is inserted before the word “Default” in Section 6.07(a). 

  

	 	(b)	The phrase “or Default” is inserted after the phrase “Event of Default” in Section 6.07(b). 

  

	 	(c)	Section 6.07(c) is deleted in its entirety and replaced with the following: 

“(3) such holder or holders have offered to the Trustee indemnity reasonably satisfactory to the Trustee against the
costs, expenses and liabilities to be incurred in compliance with such request;” 
 Section 2.9 Section 6.11 of the Base
Indenture is hereby amended by inserting the phrase “Event of Default or” before each occurrence of the word “Default.” 

Section 2.10 Section 7.02 of the Base Indenture is hereby amended as follows: 

 

	 	(a)	The word “and” at the end of current Section 7.02(f) of the Base Indenture is deleted. 

  

	 	(b)	The following paragraphs are inserted as new Sections 7.02(g), (h), (i) and (j): 

“(g) in no event shall the Trustee be responsible or liable for special, indirect, or consequential loss or damage of any
kind whatsoever (including, but not limited to, loss of profit) irrespective of whether the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action; 

(h) the Trustee shall not be deemed to have notice of any Default or Event of Default unless a Responsible Officer of the
Trustee has received written notice of any event which is in fact such a Default or an Event of Default at the Corporate Trust Office of the Trustee, and, if such notice is delivered by the Company, such notice references the Notes and this
Indenture; 

  
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 (i) the rights, privileges, protections, immunities and benefits given to the
Trustee, including, without limitation, its right to be indemnified, are extended to, and shall be enforceable by, the Trustee in each of its capacities hereunder; 

(j) the Trustee may request that the Company deliver a certificate setting forth the names of individuals and/or titles of
officers of the Company authorized at such time to take specified actions pursuant to this Indenture; and” 
  

	 	(c)	The current Section 7.02(g) of the Base Indenture is renumbered to Section 7.02(k) and otherwise is not modified by this Second Supplemental Indenture. 

Section 2.11 Section 7.08 of the Base Indenture is hereby amended by deleting such Section 7.08 in its entirety and replacing
it with the following: 
 “The Trustee shall comply with Section 310(b) of the Trust Indenture Act. If the Trustee has
or shall acquire a conflicting interest within the meaning of the Trust Indenture Act, the Trustee shall either eliminate such interest or resign, to the extent and in the manner provided by, and subject to the provisions of, the Trust Indenture Act
and this Indenture. To the extent permitted by the Trust Indenture Act, the Trustee shall not be deemed to have a conflicting interest by virtue of being a trustee under this Indenture with respect to Notes of more than one series or a trustee under
any other indenture, a paying agent under any paying agency agreement, a fiscal agent under any fiscal agency agreement or a warrant agent under any warrant agreement, of the Company or any of its affiliates. For the purpose of determining whether a
conflict of interest exists within the meaning of the Trust Indenture Act, “default” means any event which is, or after notice or lapse of time or both would become, an Event of Default or a Default.” 

Section 2.12 The first sentence of Section 7.14 of the Base Indenture is hereby amended by deleting such sentence of
Section 7.14 in its entirety and replacing it with the following: 
 “If a default occurs hereunder with respect to the Notes of
any series, the Trustee shall give the noteholders of such series notice of such default as and to the extent provided in the Trust Indenture Act; provided, however, that in the case of any default of the character specified in clause (c) of
Section 6.03, no such notice to the noteholders shall be given until at least 30 days after the occurrence thereof.” 

Section 2.13 Section 10.01(b) of the Base Indenture is hereby amended by deleting current Section 10.01(b) in its entirety and replacing
it with the following: 
 “(b) to add to the covenants of the Company such further covenants, restrictions, conditions or provisions as
its Board of Directors and the Trustee shall consider to be for the protection of the holders of all, or any series of, Notes, and to make the occurrence, or the occurrence and continuance, of a 

  
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default in any of such additional covenants, restrictions, conditions or provisions a Default or an Event of Default with respect to Notes of any or all series permitting the enforcement of all
or any of the several remedies provided in this Indenture as herein set forth, with such period of grace, if any, and subject to such conditions as such Supplemental Indenture may provide;” 

Section 2.16 Section 11.01 of the Base Indenture is hereby amended by deleting such Section 11.01 in its entirety and replacing
it with the following: 
 “The Company covenants that it will not merge into or consolidate with any other Person or
sell or convey all or substantially all of its assets to any Person, other than a sale or conveyance of all or substantially all of its assets to one or more Subsidiaries, unless (1) either the Company shall be the continuing corporation, or
the successor Person (if other than the Company) shall be organized and existing under the laws of the United States of America or a state thereof and such successor Person shall expressly assume the due and punctual payment of the principal of (and
premium, if any, on) and any interest on all the Notes, according to their tenor, and the due and punctual performance and observance of all of the covenants and conditions of this Indenture to be performed by the Company by Supplemental Indenture
satisfactory to the Trustee, executed and delivered to the Trustee by such successor Person, and (2) the Company or such successor Person, as the case may be, shall not, immediately after such merger or consolidation, or such sale or
conveyance, be in default in the performance of any such covenant or condition.” 
 Section 2.17 Section 11.02 of the Base
Indenture is hereby amended by replacing each reference therein to “successor corporation” with “successor Person.” 

Section 2.18 Section 14.03 of the Base Indenture is hereby amended by inserting the following as a new paragraph after the end of
current Section 14.03 of the Base Indenture: 
 “The Trustee shall be entitled to treat a facsimile, pdf or e-mail communication or communication by other similar electronic means in a form satisfactory to it (“Electronic Methods”) from a person purporting to be, and whom the Trustee, acting reasonably, believes
in good faith to be, the authorized representative of the Company as sufficient instructions and authority of the Company for the Trustee to act and shall have no duty to confirm that person is so authorized, other than, with respect to the Company,
to verify that any signature is the signature of a person authorized to give instructions and directions on behalf of the Company using the information provided by the Company in an incumbency certificate listing persons designated to give such
instructions or directions and containing specimen signatures of such designated persons. The Trustee shall have no liability for any losses, liabilities, costs or expenses incurred by it as a result of such reliance upon or compliance with such
instructions or directions, except in the case of its negligence, bad faith or willful misconduct, until such time as the Trustee receives any subsequent instruction or direction that supersedes such earlier instructions or directions. The Company
assumes all risks arising out of the use of such Electronic Methods to 

  
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submit instructions and directions to the Trustee, including without limitation the risk of the Trustee acting on unauthorized instructions, and the risk of interception and misuse by third
parties, other than those risks arising out of negligence, bad faith or willful misconduct of the Trustee.” 
 Section 2.19 The
Base Indenture is hereby amended by inserting the following new Sections 14.10, 14.11 and 14.12 after current Section 14.09 of the Base Indenture: 

“SECTION 14.10. Waiver of Jury Trial. EACH OF THE COMPANY AND THE TRUSTEE, AND EACH HOLDER OF A NOTE BY ITS ACCEPTANCE THEREOF,
HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS INDENTURE, THE NOTES OR THE TRANSACTIONS CONTEMPLATED HEREBY. 

SECTION 14.11. Force Majeure. In no event shall the Trustee be responsible or liable for any failure or delay in the performance of its
obligations under this Indenture arising out of or caused by, directly or indirectly, forces beyond its reasonable control, including, without limitation, the occurrence of strikes, acts of war or terrorism, civil or military disturbances, nuclear
or natural catastrophes or acts of God and statewide or countrywide interruptions or losses of utilities or communications services; it being understood that the Trustee shall use reasonable efforts that are consistent with accepted practices in the
banking industry to resume performance as soon as practicable under those circumstances. 
 SECTION 14.12. Foreign Account Tax Compliance
Act (FATCA). The Trustee shall be entitled to deduct FATCA Withholding Tax (as hereinafter defined), and shall have no obligation to gross-up any payment hereunder or to pay any additional amount as a
result of such FATCA Withholding Tax. Each of the Company and the Trustee agrees to cooperate and to provide the other with such reasonably requested information as each may have in its possession to enable the determination of whether any payments
pursuant to this Indenture are subject to any tax, assessment or other governmental charge that is imposed or withheld by reason of the application of Section 1471 through 1474 of the U.S. Internal Revenue Code of 1986, as amended (or any
successor provision), any regulation, pronouncement or agreement thereunder, official interpretation thereof or any law implementing an intergovernmental approach thereto, whether currently in effect or as published and amended from time to time
(“FATCA Withholding Tax”).” 

  
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 ARTICLE III 

MISCELLANEOUS 

Section 3.1 Effectiveness and Applicability. 

This Second Supplemental Indenture will become effective upon its execution and delivery. The amendments to the Indenture set forth herein
shall apply to all Notes issued on or after the date of this Second Supplemental Indenture. The amendments to the Indenture set forth herein shall not apply to any Notes issued prior to the date of this Second Supplemental Indenture, and the rights
of the holders of any Notes issued prior to the date of this Second Supplemental Indenture shall not be modified hereby. 
 Section 3.2
Successors and Assigns. 
 All covenants and agreements in the Indenture, as supplemented and amended by this Second Supplemental
Indenture, by the Company shall bind its successors and assigns, whether so expressed or not. 
 Section 3.3 Further Assurances.

 The Company will, at its own cost and expense, execute and deliver any documents or agreements, and take any other actions that the
Trustee or its counsel may from time to time request in order to assure the Trustee of the benefits of the rights granted to the Trustee under the Indenture, as supplemented and amended by this Second Supplemental Indenture. 

Section 3.4 Certain Duties and Responsibilities of the Trustee; Effect of Recitals. 

 

	 	(a)	In entering into this Second Supplemental Indenture, the Trustee shall be entitled to the benefit of every provision of the Indenture relating to the conduct or affecting the liability or affording protection to the
Trustee, whether or not elsewhere herein so provided. 

  

	 	(b)	The recitals contained herein shall be taken as the statements of the Company, and the Trustee assumes no responsibility for their correctness. The Trustee makes no representations as to the validity or sufficiency of
this Second Supplemental Indenture. 

 Section 3.5 Ratification of Indenture. The Indenture, as supplemented and
amended by this Second Supplemental Indenture, is in all respects ratified and confirmed, and this Second Supplemental Indenture shall be deemed part of the Indenture in the manner and to the extent herein and therein provided. 

Section 3.6 Governing Law. This Second Supplemental Indenture and the Notes shall be governed by and construed in accordance with
the laws of the State of New York. 

  
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 Section 3.7 Counterparts. This Second Supplemental Indenture may be executed in any
number of counterparts each of which shall be an original; but such counterparts shall together constitute but one and the same instrument. 

[Signature page follows.] 
  

  
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 IN WITNESS WHEREOF, the parties hereto have caused this Second Supplemental Indenture to
be duly executed as of the day and year first above written. 
  

			
	 BANK OF AMERICA CORPORATION
  

	By:	 	 /s/ Angela C. Jones

	Name:	 	Angela C. Jones
	Title:	 	Managing Director
	  
 THE BANK OF NEW YORK MELLON

	 TRUST COMPANY, N.A., as Trustee

 

	By:	 	 /s/ Richard Tarnas

	Name:	 	Richard Tarnas
	Title:	 	Vice President

 [SIGNATURE PAGE – SECOND SUPPLEMENTAL INDENTURE TO THE 

AMENDED AND RESTATED SUBORDINATED INDENTURE DATED AS OF JULY 1, 2001]EX-4.3

 Exhibit 4.3 

BANK OF AMERICA CORPORATION 

Senior InterNotes® 

MASTER REGISTERED GLOBAL SENIOR NOTE 

This Master Registered Global Senior Note (this “Note”) is a Global Note within the meaning of the Amended and Restated Indenture
dated as of July 1, 2001, as it may be amended or supplemented from time to time (the “Indenture”), between Bank of America Corporation and The Bank of New York Mellon Trust Company, N.A. (formerly The Bank of New York Trust Company,
N.A.), as successor trustee (the “Trustee”) under the Indenture and is registered in the name of Cede & Co., as the nominee of The Depository Trust Company (55 Water Street, New York, New York) (“DTC”). This Note is not
exchangeable for definitive or other notes registered in the name of a person other than DTC or its nominee, except in the limited circumstances described in the Indenture or in this Note, and no transfer of this Note (other than a transfer as a
whole by DTC to a nominee of DTC or by a nominee of DTC to DTC or another nominee of DTC or by DTC or any such nominee to a successor depository or a nominee of such successor depository) may be registered except in the limited circumstances
described in the Indenture. 
 Unless this Note is presented by an authorized representative of DTC to Bank of America Corporation or its
agent for registration of transfer, exchange or payment, and this Note is registered in the name of CEDE & CO., or such other name as requested by an authorized representative of DTC, and unless any payment is made to CEDE & CO.,
ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL, since the registered owner hereof, CEDE & CO., has an interest herein. 

THIS NOTE IS NOT A SAVINGS ACCOUNT OR A DEPOSIT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENTAL
AGENCY AND IS NOT AN OBLIGATION OF OR GUARANTEED BY BANK OF AMERICA, N.A. OR ANY OTHER BANKING OR NONBANKING AFFILIATE OF BANK OF AMERICA CORPORATION. 

THIS NOTE IS A DIRECT, UNCONDITIONAL, UNSECURED AND UNSUBORDINATED GENERAL OBLIGATION OF BANK OF AMERICA CORPORATION.

 This Note represents one or more obligations of Bank of America Corporation, a corporation duly
organized and existing under the laws of the State of Delaware (hereinafter called the “Company,” which term includes any successor corporation), which may be issued by the Company from time to time in one or more offerings up to the
aggregate principal amount of senior and subordinated retail medium-term notes (the “InterNotes®”) authorized by the Company’s board of directors, or a committee duly
established and acting pursuant to the authority of the Company’s board of directors, to be issued (each such obligation, a “Supplemental Obligation”). The terms of each Supplemental Obligation are and will be reflected in this Note
and in a prospectus supplement and/or pricing supplement, identified on Schedule 1 hereto, to the Company’s prospectus relating to the InterNotes® dated April     , 2017, as it may be amended, supplemented, superseded or replaced from time to time (each such prospectus supplement and/or pricing supplement, if any, together
with such prospectus, a “Pricing Supplement”), relating to such Supplemental Obligation, which Pricing Supplement is on file with the Trustee. With respect to each Supplemental Obligation, the terms and provisions of the Supplemental
Obligation contained in the applicable Pricing Supplement are hereby incorporated by reference herein and are deemed to be a part of this Note as of the applicable Original Issue Date specified on Schedule 1 hereto. Each reference to
“this Note” includes and shall be deemed to refer to each Supplemental Obligation. 
 With respect to each Supplemental
Obligation, every term of this Note is subject to modification, amendment or elimination through the incorporation by reference of the applicable Pricing Supplement, whether or not the phrase “unless otherwise provided in the Pricing
Supplement” or language of similar import precedes the term of this Note so modified, amended or eliminated. It is the intent of the parties hereto that, in the case of any conflict between the terms of a Pricing Supplement and the terms
herein, the terms of the Pricing Supplement shall control over the terms herein with respect to the relevant Supplemental Obligation. Without limiting the foregoing, in the case of each Supplemental Obligation, holders of beneficial interests in
this Note are directed to the applicable Pricing Supplement for a description of certain terms of such Supplemental Obligation, including, as applicable, the manner of determining the principal amount of, and interest, if any, premium, if any, or
other amounts payable, if any, on such Supplemental Obligation, the dates, if any, on which the principal amount of, and interest, if any, premium, if any, or other amounts payable, if any, on, such Supplemental Obligation is determined and payable,
the amount payable upon any acceleration of such Supplemental Obligation and the principal amount of such Supplemental Obligation deemed to be Outstanding (as defined in the Indenture) for purposes of determining whether holders of the requisite
principal amount of InterNotes® have made or given any request, demand, authorization, direction, notice, consent, waiver or other action
under the Indenture.. 
 This Note is a “Master Note,” which term means a Global Note that provides for incorporation therein of
the terms of Supplemental Obligations by reference to the applicable Pricing Supplements, substantially as contemplated herein. 
  

 
 The Company,
for value received, hereby promises to pay to CEDE & CO., as nominee for DTC, or its registered assigns, the principal amount, premium, if any, or other amounts as 

  
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calculated and specified in the applicable Pricing Supplement, as adjusted in accordance with Schedule 1 hereto, on the maturity date specified in the applicable Pricing Supplement (the
“Stated Maturity Date”) (except to the extent redeemed or repaid prior to the Stated Maturity Date), and to pay interest thereon (i) in accordance with the provisions set forth on the reverse hereof in Section 2(a), if the InterNotes® are Fixed Rate Notes (as defined on the reverse hereof), (ii) in accordance with the provisions set forth on the reverse hereof under the
Section 2(b), if the InterNotes® are Floating Rate Notes (as defined on the reverse hereof), or (iii) in accordance with the
provisions set forth in the applicable Pricing Supplement, if the InterNotes® are Indexed Notes (as defined on the reverse hereof). “Maturity,” when used herein, means the date on
which the principal of the applicable series of InterNotes®, or an installment of principal thereon, becomes due and payable in full in accordance with the terms of this Note, the applicable
Pricing Supplement and the Indenture, whether at the Stated Maturity Date or by declaration of acceleration, call for redemption, prepayment at the holder’s option or otherwise. 

The interest so payable, and punctually paid or duly provided for, on any Interest Payment Date for a series of InterNotes® will be paid to the person in whose name this Note (or one or more predecessor notes evidencing all or a portion of the same debt as this Note) is registered, unless otherwise specified in the
applicable Pricing Supplement, at the close of business on the date that is one Business Day (in Charlotte, North Carolina and New York City) prior to such Interest Payment Date (referred to herein as the “Regular Record Date”), except
that the Regular Record Date for the final payment of interest shall be the final Interest Payment Date; provided, however, that the first payment of interest on any series of
InterNotes® with an Original Issue Date between a Regular Record Date and an Interest Payment Date or on an Interest Payment Date will be
made on the Interest Payment Date following the next Regular Record Date to the person in whose name this Note is registered at the close of business on such next Regular Record Date; and provided, further, that interest payable at
Maturity (the “Maturity Date”) will be payable to the person to whom the principal hereof shall be payable. The principal so payable, and punctually paid or duly provided for, at Maturity will be paid to the person in whose name this Note
(or one or more predecessor notes evidencing all or a portion of the same debt as this Note) is registered at the time of payment by the Trustee. Any such interest or principal not punctually paid or duly provided for shall be payable as provided in
this Note and in the Indenture. 
 Payments shall be made by wire transfer to the registered holder of this Note by the Trustee without
necessity of presentation and surrender of this Note to such account as has been appropriately designated to the Trustee by the person entitled to such payments. 

The Company will pay any administrative costs imposed by any bank in making payments in immediately available funds, but any tax, assessment
or governmental charge imposed upon payments hereunder, including, without limitation, any withholding tax, will be borne by the holder hereof. 

Reference is made to the further provisions of this Note set forth on the reverse hereof and in the applicable Pricing Supplement, which
provisions shall have the same effect as though fully set forth herein. In the event of any conflict between the provisions contained herein or on the reverse hereof and the applicable terms and provisions contained in the applicable Pricing

  
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Supplement, the latter shall control. References herein to “this Note,” “hereof,” “herein” and comparable terms shall mean this Note and shall include the applicable
terms and provisions set forth in the applicable Pricing Supplement. 
 Unless the certificate of authentication hereon has been executed by
the Trustee (or other authentication agent duly appointed in accordance with the Indenture), by manual signature of an authorized signatory, this Note shall not be entitled to any benefit under the Indenture or be valid or obligatory for any
purpose. 
 [Remainder of page intentionally left blank.] 

  
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 IN WITNESS WHEREOF, Bank of America Corporation has caused this instrument to be duly executed on
its behalf, by manual or facsimile signature. 
  

							
	Date: April     , 2017	 		 	BANK OF AMERICA CORPORATION
				
		 		 	By:	 	  

		 		 	Name:	 	Angela C. Jones
		 		 	Title:	 	Managing Director

  

			
	CORPORATE SEAL
	
	ATTEST:
		
	By:	 	  

	Title:	 	Assistant Secretary

  
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 CERTIFICATE OF AUTHENTICATION 

This is one of the Notes described in the within-mentioned Indenture. 

 

							
	Dated: April     , 2017	 		 	THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Trustee
				
		 		 	By:	 	  

		 		 		 	Authorized Signatory

  
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 [Reverse of Note] 

BANK OF AMERICA CORPORATION 

Senior InterNotes® 

MASTER REGISTERED GLOBAL SENIOR NOTE 

SECTION 1. General. This Note represents the Company’s duly authorized senior notes to be issued in one or more series under the
Indenture, and to which Indenture reference is hereby made for a statement of the respective rights, limitations of rights, duties and immunities thereunder of the Company and the Trustee thereunder and the holders of the InterNotes® and of the terms upon which the InterNotes® are, and are to be, authenticated and delivered. The term Trustee shall include any additional or successor trustee appointed in such capacity by the Company in accordance with the terms of the
Indenture. Each series of InterNotes® (each, a “Series”) also will be issued pursuant to the Prospectus relating to the
InterNotes® dated April     , 2017, as such document may be supplemented or amended from time to time, or pursuant to any document that supersedes or replaces such document
from time to time (referred to herein as the “Prospectus”) and may have different issue and Maturity Dates, bear interest at different rates and vary in such other ways as provided in the applicable Pricing Supplement and the Indenture and
described in the Prospectus. The specific terms of each Series of InterNotes® will be described in a Pricing Supplement. 

The Company has initially appointed the Trustee to act as the Paying Agent, Note Registrar and transfer agent for the InterNotes®. This Note may be presented or surrendered for payment, and notices, designations or requests in respect of payments with respect to this Note may be served, at the corporate trust office of the
Trustee, located at 10161 Centurion Parkway, Jacksonville, Florida 32256, or such other locations as may be specified by the Trustee and notified to the Company and the registered holder of this Note. 

Unless specified otherwise in the applicable Pricing Supplement, the InterNotes® will not be subject to a sinking fund. 
 The Trustee shall make appropriate entries on
Schedule 1 hereto to identify and reflect the issuance of any Supplemental Obligation represented by this Note and shall enter additional information with respect to such Supplemental Obligation as indicated on Schedule 1 hereto,
all in accordance with instructions of the Company. In addition, the Trustee shall make an appropriate notation in its records to reflect the issuance of any Supplemental Obligation represented by this Note. 

SECTION 2. Interest Provisions. Interest, if any, payable on a Series of
InterNotes® shall be calculated as set forth in the applicable Pricing Supplement. 

(a)    Fixed Rate Notes. If a Series of InterNotes® bears
interest at a fixed rate (the “Fixed Rate Notes”), the Company will pay interest on the principal amount specified in the applicable Pricing Supplement (as adjusted in accordance with Schedule 1 hereto) on each Interest Payment Date
specified in such Pricing Supplement and at Maturity, commencing on the first Interest 

  
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Payment Date following the Original Issue Date specified in the applicable Pricing Supplement, except as provided on the face hereof, until payment of such principal sum has been made or duly
provided for. 
 (b)    Floating Rate Notes. If a Series of InterNotes® bears interest at a floating rate (the “Floating Rate Notes”), the Company will pay interest on the principal amount specified in the applicable Pricing Supplement (as adjusted in
accordance with Schedule 1 hereto) on each Interest Payment Date specified in the applicable Pricing Supplement and at Maturity, commencing on the first Interest Payment Date following the Original Issue Date specified in the applicable
Pricing Supplement, except as provided on the face hereof, at a rate per annum determined in accordance with the provisions hereof and the applicable Pricing Supplement, until payment of such principal sum has been made or duly provided for. 

(c)    Indexed Notes. If interest on a Series of
InterNotes® is determined by reference, either directly or indirectly, to the price, performance or levels of one or more interest rates, indices or other market measures (the “Indexed
Notes”), interest for a specified period shall be calculated as set forth in the applicable Pricing Supplement. 
 SECTION 3.
Amortizing Notes. If a Series of InterNotes® is designated as “Amortizing Notes” in the applicable Pricing Supplement, the Company will make payments combining principal and
interest on the dates and in the amounts set forth in the applicable Pricing Supplement. Payments made on an Amortizing Note will be applied first to interest due and payable on each such payment date and then to the reduction of the Outstanding
Face Amount. The term “Outstanding Face Amount” means, at any time, the amount of unpaid principal a Series of Amortizing Notes at such time. 

SECTION 4. Original Issue Discount Note. If a Series of InterNotes® is
designated as “Original Issue Discount Notes” in the applicable Pricing Supplement, then, unless otherwise specified therein, the amount payable to the holder of that Series of
InterNotes® in the event of redemption, repayment or acceleration of Maturity will be the Amortized Face Amount (as defined below) of the applicable Series of InterNotes® as of the date of such event. The “Amortized Face Amount” shall be the amount equal to (a) the issue price (as set forth in the applicable Pricing Supplement) plus (b) the
original issue discount amortized from the Original Issue Date of that Series of InterNotes® to the date as of which the Amortized Face Amount is calculated, as specified in the applicable
Pricing Supplement. 
 SECTION 5. Optional Redemption. If so specified in, and in accordance with the terms of, the applicable
Pricing Supplement, a Series of InterNotes® may be redeemable at the option of the Company on any Interest Payment Date (unless otherwise specified in the applicable Pricing Supplement) on and
after an initial date specified in the applicable Pricing Supplement, if any, or on such other date or dates, if any, set forth in the applicable Pricing Supplement for the redemption at the option of the Company (each such date, an “Optional
Redemption Date”). IF NO OPTIONAL REDEMPTION DATE OR DATES ARE SET FORTH IN THE APPLICABLE PRICING SUPPLEMENT, THAT SERIES OF INTERNOTES® MAY NOT BE REDEEMED AT THE
OPTION OF THE COMPANY PRIOR TO ITS STATED MATURITY DATE. 

  
 8 

 Unless otherwise specified in the applicable Pricing Supplement, a Series of InterNotes® may be redeemed on any Optional Redemption Date in whole or from time to time in part (in increments of the Minimum Denomination, as defined
below) at the option of the Company at a redemption price of 100% of the principal amount of that Series of InterNotes® being redeemed (unless a different redemption price is specified in the
applicable Pricing Supplement), together with accrued and unpaid interest on that Series of InterNotes® payable at the applicable rate or rates borne by that Series of InterNotes® to, but excluding, the date fixed for redemption, on notice given in accordance with the Indenture not less than 10 business days nor more than 60 calendar days prior to the date fixed for
redemption. The notice of redemption will specify: 
  

	 	•	 	the date fixed for redemption; 

  

	 	•	 	the redemption price; 

  

	 	•	 	the CUSIP number(s) of the Series of InterNotes® to be redeemed; 

  

	 	•	 	the amount to be redeemed, if less than all of the Series of InterNotes® is to be redeemed; 

 

	 	•	 	the place of payment for the Series of InterNotes® to be redeemed; 

  

	 	•	 	that interest accrued on the Series of InterNotes® to be redeemed will be paid as specified in the notice; and 

 

	 	•	 	that on and after the date fixed for redemption, interest will cease to accrue on the InterNotes® to be redeemed. 

So long as DTC (or a successor depository) is the record holder of a Series of
InterNotes®, the Company will deliver any redemption notice only to DTC (or a successor depository). 

In the event of redemption of a Series of InterNotes® in part only, the unredeemed
portion thereof shall be at least the minimum authorized denomination (the “Minimum Denomination”) specified in the applicable Pricing Supplement, or if no such Minimum Denomination is so specified, U.S. $1,000. In the event of redemption
of a Series of InterNotes® in part only, the unredeemed portion of that Series of InterNotes® shall continue to be represented by this
Note and the applicable Pricing Supplement, subject to modifications specified on Schedule 1 attached hereto. The Trustee shall note any such early redemption, whether in whole or in part, on Schedule 1 hereto. Unless otherwise
specified in the applicable Pricing Supplement, if less than all of a Series of InterNotes® is to be redeemed, the amount of that Series of InterNotes® to be redeemed shall be selected in accordance with the procedures of DTC. 
 From and
after any date fixed for redemption, if monies for the redemption of a Series of InterNotes® (or portion thereof) shall have been made available for redemption on such date, that Series of
InterNotes® (or such portion thereof) shall cease to bear interest or premium and the holder’s only right with respect to that Series of InterNotes® (or such portion thereof) shall be to receive payment of the redemption price of such Series being redeemed as specified in the applicable Pricing Supplement and, if appropriate, all unpaid
interest accrued to such date fixed for redemption. 
 SECTION 6. Optional Repayment. If so specified in, and in accordance with the
terms of, the applicable Pricing Supplement, a Series of InterNotes® may be repayable prior to its 

  
 9 

 
Stated Maturity Date at the option of the holder on the optional repayment date(s), if any, specified in the applicable Pricing Supplement (each, an “Optional Repayment Date”). IF NO
OPTIONAL REPAYMENT DATES ARE SET FORTH IN THE APPLICABLE PRICING SUPPLEMENT, THAT SERIES OF INTERNOTES® MAY NOT BE SO REPAID AT THE OPTION OF THE HOLDER PRIOR TO ITS STATED
MATURITY DATE. Unless otherwise specified in the applicable Pricing Supplement, on any Optional Repayment Date, if any, a Series of InterNotes® shall be repayable in whole or in part at
the option of the holder at a repayment price equal to 100% of the principal amount to be repaid, together with accrued and unpaid interest payable at the applicable rate or rates borne by that Series of InterNotes® to, but excluding, the date of repayment; provided, however, that, in the event of repayment of a Series of InterNotes® in
part only, the unrepaid portion of such Series of InterNotes® shall be at least the Minimum Denomination specified in the applicable Pricing Supplement, or if no such Minimum Denomination is
so specified, U.S. $1,000. For a Series of InterNotes® to be repaid in whole or in part at the option of the holder on any Optional Repayment Date, a notice, with the form attached hereto
entitled “Option to Elect Repayment” duly completed, shall have been received by the Company and the Trustee in accordance with the terms of the Indenture. Such notice shall be delivered at least 30 but not more than 60 calendar days prior
to such holder’s Optional Repayment Date. In the event of repayment of a Series of InterNotes® in part only, the portion of that Series of InterNotes® that is not repaid shall continue to be represented by this Note and the applicable Pricing Supplement, subject to modifications specified on Schedule 1 attached hereto. The Trustee shall
note any such optional repayment, whether in whole or in part, on Schedule 1 hereto. Exercise of such repayment option by the holder hereof shall be irrevocable. 

From and after any Optional Repayment Date, if monies for the repayment of a Series of
InterNotes® (or portion thereof) shall have been made available for repayment on such Optional Repayment Date, that Series of
InterNotes® (or such portion thereof) shall cease to bear interest and the holder’s only right with respect to that Series of
InterNotes® (or such portion thereof) shall be to receive payment of the principal amount of the Series of InterNotes® being repaid
(or, if the Series of InterNotes® is issued as “Original Issue Discount Notes” as specified in the applicable Pricing Supplement, the amortized face amount thereof) and, if
appropriate, all unpaid interest accrued to such Optional Repayment Date. 
 SECTION 7. Survivor’s Option. If the applicable
Pricing Supplement provides that the Survivor’s Option (as defined in the Indenture) is applicable to a Series of InterNotes®, the Representative (defined below) of a deceased beneficial
owner interests in that Series of InterNotes® shall be entitled to repayment of the deceased beneficial owner’s interests in that Series of InterNotes® following the death of the beneficial owner. Unless specifically provided for in the applicable Pricing Supplement, a Series of
InterNotes® will not be subject to the Survivor’s Option.  

If the Survivor’s Option is applicable to a Series of InterNotes®, upon the
valid exercise of the Survivor’s Option, the Company shall repay the deceased beneficial owner’s interests in that Series of InterNotes® (or portion thereof), properly tendered for
repayment by or on behalf of the person (the “Representative”) that has authority to act on behalf of the deceased beneficial owner of a Series of InterNotes® under the laws of the
appropriate jurisdiction (including, 

  
 10 

 
without limitation, the personal representative or executor of the deceased beneficial owner or the surviving joint owner with the deceased beneficial owner) at a price equal to 100% of the
principal amount of the deceased beneficial owner’s beneficial interests in such Series of InterNotes® plus accrued and unpaid interest to the date of such repayment, subject to the
following limitations: 
 (a)    The Company, in its sole discretion, may limit (i) the aggregate principal amount
of InterNotes® of all Series as to which exercises of the Survivor’s Option shall be accepted by the Company from all Representatives
of deceased beneficial owners in any calendar year (the “Annual Put Limitation”) to an amount equal to the greater of $2,000,000 or 2% of the Outstanding principal amount of all
InterNotes® issued under the Indenture and the Amended and Restated Subordinated Indenture dated as of July 1, 2001, between the Company and the Trustee, as of the end of the most recent
calendar year, or such greater amount as the Company, in its sole discretion, may determine for any calendar year, and (ii) the aggregate principal amount of InterNotes® as to which exercises of the Survivor’s Option shall be accepted by the Company from the Representative of any individual deceased beneficial owner of a Series of InterNotes® in any calendar year to $250,000, or such greater amount as the Company, in its sole discretion, may determine for any calendar year (the “Individual Put Limitation”). 

(b)    The Company shall not make principal repayments pursuant to exercises of the Survivor’s Option in amounts that
are less than $1,000, and the principal amount of such Series of InterNotes® remaining Outstanding after repayment pursuant to exercise of the Survivor’s Option must be at least $1,000.
If, however, the original principal amount of a Series of InterNotes® was less than $1,000, the Representative of the deceased beneficial
owner of such Series of InterNotes® may exercise the Survivor’s Option, but only for the full principal amount of such Series of
InterNotes®. 
 (c)    Any Series of InterNotes® (or portion thereof) tendered pursuant to a valid exercise of the Survivor’s Option may not be withdrawn. 

If the Survivor’s Option is applicable to a Series of InterNotes®, each such
Series of InterNotes® (or portion thereof) that is tendered pursuant to valid exercise of the Survivor’s Option shall be accepted in the order that such Series of InterNotes® was received by the Trustee, except for any Series of InterNotes® (or portion
thereof) the acceptance of which would contravene (i) the Annual Put Limitation, if applied, or (ii) the Individual Put Limitation, if applied, with respect to the relevant individual deceased beneficial owner. If, as of the end of any
calendar year, the aggregate principal amount of InterNotes® that have been tendered pursuant to the valid exercise of the Survivor’s Option during such year has exceeded either the
Annual Put Limitation, if applied, or the Individual Put Limitation, if applied, for such year, any exercise(s) of the Survivor’s Option with respect to a Series of InterNotes® (or
portion of such Series of InterNotes®) not accepted during such calendar year because such acceptance would have contravened either such limitation, if applied, shall be deemed to be tendered
in the following calendar year in the order all such Series of InterNotes® (or portion of such Series of InterNotes®) were originally
tendered. Unless otherwise specified in the applicable Pricing Supplement, any Series of InterNotes® (or portion thereof) accepted for repayment pursuant to exercise of the Survivor’s
Option shall be repaid on the first Interest Payment Date that occurs 20 

  
 11 

 
or more calendar days after the date of such acceptance. In the event that a Series of InterNotes® (or any portion thereof) tendered for
repayment or repurchase pursuant to valid exercise of the Survivor’s Option is not accepted, the Trustee shall deliver a notice by first class mail to the registered holder thereof, at its last known address as indicated in the Note Register,
that states the reason such Series of InterNotes® (or portion thereof) has not been accepted for payment. 

If the Survivor’s Option is applicable to a Series of InterNotes®, in order for
a Survivor’s Option to be validly exercised with respect to any such Series of InterNotes® (or portion thereof), the Trustee must receive from the Representative: (i) a written
request for repayment signed by the Representative, and such signature must be guaranteed by a member firm of a registered national securities exchange or of the Financial Industry Regulatory Authority, Inc. or a commercial bank or trust company
having an office or correspondent in the United States, (ii) tender of a note (or portion thereof) to be repaid (if such Series of
InterNotes® is issued in certificated form), (iii) appropriate evidence satisfactory to the Trustee that (A) the deceased was the
beneficial owner of such Series of InterNotes® at the time of death and the interest in such Series of InterNotes® was acquired by the deceased beneficial owner such period of time prior to the request for repayment as is specified in the applicable Pricing Supplement, (B) the death of such beneficial
owner has occurred, and the date of such death, and (C) the Representative has authority to act on behalf of the deceased beneficial owner, (iv) if applicable, a properly executed assignment or endorsement, (v) if the beneficial
ownership interest in such Series of InterNotes® is held by a nominee of the deceased beneficial owner, a certificate satisfactory to the Trustee from such nominee attesting to the
deceased’s beneficial ownership of such Series of InterNotes®, (vi) tax waivers and such other instruments or documents that the Trustee reasonably requires in order to establish the
validity of the beneficial ownership of the Series of InterNotes® and the claimant’s entitlement to payment, and (vii) any
additional information the Trustee requires to evidence satisfaction of any conditions to the exercise of such Survivor’s Option or to document beneficial ownership or authority to make the election and to cause the repayment of such Series of
InterNotes®. Subject to the Company’s right hereunder to limit the aggregate principal amount of InterNotes® as to which exercises
of the Survivor’s Option shall be accepted in any one calendar year, all questions as to the eligibility or validity of any exercise of the Survivor’s Option will be determined by the Trustee, in its sole discretion, which determination
shall be final and binding on all parties. 
 The death of a person holding a beneficial ownership interest in a Series of InterNotes® as a joint tenant or tenant by the entirety with another person, or as a tenant in common with the deceased holder’s spouse, will be
deemed the death of the beneficial owner of the Series of InterNotes®, and the entire principal amount of the interests in such Series of
InterNotes® so held shall be subject to repayment. However, the death of a person holding a beneficial ownership interest in a Series of
InterNotes® as tenant in common with a person other than such deceased holder’s spouse will be deemed the death of a beneficial owner only with respect to the deceased person’s
interest in the Series of InterNotes® and only the deceased beneficial owner’s percentage interest in the principal amount of the Series of InterNotes® will be subject to repayment. The death of a person who, during his or her lifetime, was entitled to substantially all of the beneficial ownership interests in a Series of InterNotes® will be deemed the death of the beneficial owner of such Series of InterNotes® for purposes of this provision, regardless of whether such
beneficial owner was the registered holder of the Series of InterNotes®, if such 

  
 12 

 
beneficial ownership interest can be established to the satisfaction of the Trustee. Such beneficial ownership interest will be deemed to exist in typical cases of nominee ownership, ownership
under the Uniform Transfers to Minors Act or Uniform Gifts to Minors Act, community property or other joint ownership arrangements between a husband and wife. In addition, the beneficial ownership interest will be deemed to exist in custodial and
trust arrangements where one person has all of the beneficial ownership interest in the Series of InterNotes® during his or her lifetime. 

For purposes of the Survivor’s Option, a person shall be deemed to have had a “beneficial ownership interest” in a Series of
InterNotes® if such person had the right, immediately prior to such person’s death, to receive the proceeds from the disposition of such Series of InterNotes®, as well as the right to receive payment of the principal of such Series of InterNotes®. 

Since each Series of InterNotes® will be represented by this Note (except in the
limited circumstances described in the Indenture), DTC (or a successor depository) or its nominee shall be the holder of each Series of InterNotes® and therefore shall be the only entity that
can exercise the Survivor’s Option, if applicable. To obtain repayment pursuant to exercise of the Survivor’s Option with respect to a Series of InterNotes®, the Representative must
provide to the broker or other entity through which the beneficial interest in such Series of InterNotes® is held by the deceased beneficial owner (i) the documents described in the third
preceding paragraph and (ii) instructions to such broker or other entity to notify DTC of such Representative’s desire to obtain repayment pursuant to exercise of the Survivor’s Option. Such broker or other entity shall provide to the
Trustee (a) the documents received from the Representative referred to in clause (i) of the preceding sentence and (b) a certificate satisfactory to the Trustee from such broker or other entity stating that it represents the deceased
beneficial owner. Such broker or other entity shall be responsible for disbursing any payments it receives pursuant to exercise of the Survivor’s Option to the appropriate Representative. 

SECTION 8. Modification and Waivers. The Indenture permits, with certain exceptions as therein provided, the amendment of the Indenture
and the modification of the rights and obligations of the Company and the rights of the holders of the InterNotes® under the Indenture at
any time by the Company with the consent of the holders of not less than 66 2⁄3% in aggregate principal amount of the InterNotes® of all Series then outstanding under the Indenture and affected by such amendment and modification. The Indenture also contains provisions
permitting the holders of a majority in aggregate principal amount of InterNotes® of each Series then outstanding under the Indenture and affected thereby, on behalf of the holders of all such
InterNotes®, to waive compliance by the Company with certain provisions of the Indenture and certain past defaults under the Indenture and their consequences. Any such consent or waiver by the
holder of such InterNotes® shall be conclusive and binding upon such holder and upon all future holders of those InterNotes® and of any InterNotes® issued upon the registration of transfer thereof or in exchange
therefor or in lieu hereof whether or not notation of such consent or waiver is made upon such InterNotes®. The determination of whether particular InterNotes® are “outstanding” will be made in accordance with the Indenture. 

Any new Global Note authenticated and delivered after the execution of any agreement modifying, amending or supplementing this Note may bear a
notation in a form approved by the 

  
 13 

 
Company as to any matter provided for in such modification, amendment or supplement to the Indenture or the InterNotes®. Any new Global
Note so modified as to conform, in the opinion of the Company, to any provisions contained in any such modification, amendment or supplement may be prepared by the Company, authenticated by the Trustee and delivered in exchange for this Note. 

SECTION 9. Obligations Unconditional. No reference herein to the Indenture and no provision of this Note or of the Indenture shall
alter or impair the obligation of the Company, which is absolute and unconditional, to pay the principal, premium, if any, and interest on each Series of InterNotes® at the times, place and
rate, and in the coin or currency, prescribed in this Note and in the applicable Pricing Supplement. 
 SECTION 10. Successor to
Company. The terms of the Indenture set forth in Article Eleven thereof shall govern the Company’s ability to consolidate or merge with or into any other Person (as defined in the Indenture) or sell or convey all or substantially all of its
assets to any Person and the effect of any such consolidation, merger, sale or conveyance. 
 SECTION 11. Minimum Denominations. Each
Series of InterNotes® may be issued, whether on the original issue date or upon registration of transfer, exchange or partial redemption or repayment of such Series of InterNotes®, only in a Minimum Denomination as specified in the applicable Pricing Supplement, or if no Minimum Denomination is so specified, in minimum denominations of U.S.$1,000 and any integral multiple
of U.S.$1,000 in excess thereof. 
 SECTION 12. Registration of Transfer. As provided in the Indenture and subject to certain
limitations as therein set forth, the transfer of this Note is registrable in the register maintained by the Note Registrar, upon surrender of this Note for registration of transfer at the office or agency of the Company designated by it pursuant to
the Indenture, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Company and the Trustee or the Note Registrar requiring such written instrument of transfer duly executed by, the registered holder
hereof or his attorney duly authorized in writing, and thereupon one or more new notes will be issued to the designated transferee or transferees. 

This Note may be exchanged in whole, but not in part for Certificated Notes (as defined below) (a) if DTC notifies the Company that it is
unwilling or unable to continue as depository for the Global Notes or the Company becomes aware that DTC has ceased to be a clearing agency registered under the Securities Exchange Act of 1934 and, in any such case, the Company fails to appoint a
successor to DTC within 90 calendar days or (b) the Company, in its sole discretion, determines that the Global Notes shall be exchangeable for definitive notes. Unless otherwise set forth herein or in the Indenture or the applicable Pricing
Supplement, Certificated Notes will be issued in Minimum Denominations only and will be issued in registered form only, without coupons. 

In addition, this Note is a master note and may be exchanged at any time, solely upon the request of the Company to the Trustee and in
accordance with the Indenture, for one or more global notes in the same aggregate principal amount, each of which may or may not be a master note, as requested by the Company. Each such replacement global note that is a master note

  
 14 

 
shall reflect such of the Supplemental Obligations as the Company shall request, provided that each Supplemental Obligation at the time of such exchange is represented by a global note or a
master note. Each such replacement global note that is not a master note shall represent one (and only one) Supplemental Obligation as requested by the Company, and such global note shall reflect the terms of such Supplemental Obligation. 

Subject to the terms of the Indenture, if Certificated Notes are issued with respect to a Series of InterNotes®, a holder may exchange its InterNotes® for other InterNotes® of the same Series in an equal aggregate principal amount and in Minimum Denominations. 

Certificated Notes may be presented for registration of transfer at the office of the Note Registrar or at the office of any transfer agent
that the Company may designate and maintain. The Note Registrar or the transfer agent will make the transfer or registration only if it is satisfied with the documents of title and identity of the person making the request. The Company may change
the Note Registrar or the transfer agent or approve a change in the location through which the Note Registrar or transfer agent acts at any time, except that the Company will be required to maintain a Note Registrar and transfer agent in each place
of payment for the notes of a Series. At any time, the Company may designate additional transfer agents for a Series. 
 The Company will
not be required to (a) issue, exchange, or register the transfer of any InterNotes® if it has exercised its right to redeem the
InterNotes® of any Series for a period of 15 calendar days before the date fixed for redemption, or (b) exchange or register the transfer of any InterNotes® of a Series that were selected, called, or are being called for redemption, except the unredeemed portion of InterNotes® of that Series, if being redeemed in part. 
 No service charge shall be made for any
such registration of transfer or exchange, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. 

Prior to due presentment of this Note for registration of transfer, the Company, the Trustee, and any agent of the Company or the Trustee may
treat the person in whose name this Note is registered as the owner hereof for all purposes, whether not this Note be overdue, and neither the Company, the Trustee, nor any such agent shall be affected by notice to the contrary, except as required
by applicable law. 
 SECTION 13. Events of Default. Unless otherwise provided in the applicable Pricing Supplement, the “Events
of Default” with respect to a Series of InterNotes® shall be as set forth in Section 6.01 of the Indenture, and, solely to the extent set forth in Section 6.01 of the Indenture,
upon the occurrence and continuance of an Event of Default for a Series of InterNotes®, the principal of such Series of InterNotes® may be declared due and payable in the manner and with the effect provided in the Indenture. 

SECTION 14. Defeasance. Unless otherwise specified in the applicable Pricing Supplement, the provisions of Section 12.05 of the
Indenture shall not apply to the relevant Series of InterNotes®. 

  
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 SECTION 15. Currency for Amounts Payable. Unless otherwise provided herein or in the
applicable Pricing Supplement, the principal, premium, if any, interest and any other amounts payable on a Series of InterNotes® are payable in U.S. dollars. 

SECTION 16. Mutilated, Defaced, Destroyed, Lost or Stolen Notes. In case this Note or any definitive notes issued in certificated form
in exchange for beneficial interests in this Note in accordance with the Indenture (referred to herein as “Certificated Notes”) shall at any time become mutilated, defaced, destroyed, lost or stolen, and this Note or a Certificated Note or
evidence of the loss, theft or destruction hereof or thereof satisfactory to the Company and the Note Registrar and such other documents or proof as may be required by the Company and the Note Registrar shall be delivered to the Note Registrar, the
Note Registrar shall issue a new Note or Certificated Note in exchange and substitution for the mutilated or defaced Note or Certificated Note or in lieu of the Note or Certificated Note destroyed, lost or stolen but, in case of any destroyed, lost
or stolen Note or Certificated Note, only upon receipt of evidence satisfactory to the Company and the Note Registrar that this Note or Certificated Note was destroyed, stolen or lost, and, if required, upon receipt of indemnity satisfactory to the
Company and the Note Registrar. Upon the issuance of any substituted Note or Certificated Note, the Company may require the payment of a sum sufficient to cover all expenses and reasonable charges connected with the preparation and delivery of a new
Note or Certificated Note. If any Note or Certificated Note which has matured or has been redeemed or repaid or is about to mature or to be redeemed or repaid shall become mutilated, defaced, destroyed, lost or stolen, the Company may, instead of
issuing a substitute Note or Certificated Note, pay or authorize the payment of the same (without surrender thereof except in the case of a mutilated or defaced Note or Certificated Note) upon compliance by the holder with the provisions of this
paragraph. 
 SECTION 17. Miscellaneous. No recourse shall be had for the payment of principal of (and premium, if any) or interest
on, a Series of InterNotes® for any claim based hereon, or otherwise in respect hereof, against any shareholder, employee, agent, officer or director, as such, past, present or future, of the
Company or of any successor organization, either directly or through the Company or any successor organization, whether by virtue of any constitution, statute or rule of law or by the enforcement of any assessment or penalty or otherwise, all such
liability being, by the acceptance hereof and as part of the consideration for the issue hereof, expressly waived and released. 
 SECTION
18. Defined Terms. All terms used in this Note which are defined in the Indenture or the Prospectus and are not otherwise defined in this Note shall have the meanings assigned to them in the Indenture or the Prospectus, as applicable. 

Unless specified otherwise in the applicable Pricing Supplement, “Business Day” means, a day that meets all the following
requirements: 
 (a)    for all Series of
InterNotes®, is any weekday that is not a legal holiday in New York City or Charlotte, North Carolina, or any other place of payment of the applicable Note, and is not a date on which banking
institutions in those cities are authorized or required by law or regulation to be closed; and 

  
 16 

 (b)    for any Series of InterNotes® where the base rate is LIBOR, also is a day on which commercial banks are open for business (including dealings in the relevant index currency specified in the Pricing Supplement) in London,
England. 
 SECTION 19. GOVERNING LAW. THIS NOTE SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW
YORK, NOTWITHSTANDING ANY OTHERWISE APPLICABLE CONFLICTS OF LAWS PROVISIONS AND ALL APPLICABLE UNITED STATES FEDERAL LAWS AND REGULATIONS. 

  
 17 

 
ABBREVIATIONS 
 The following abbreviations, when used in the inscription on the
face of this instrument, shall be construed as though they were written out in full according to applicable laws or regulations: 
  

					
	 TEN COM
	  	—	  	as tenants in common
	 TEN ENT
	  	—	  	as tenants by the entireties
	 JT TEN
	  	—	  	as joint tenants with right of survivorship and not as tenants in common

  

			
	
UNIF GIFT MIN ACT —               
                                         
 
	  	as Custodian for                                 
                                         
   
	 (Cust)
	  	     (Minor)

	 Under Uniform Gifts to Minors Act

	
	                                 
                                         
      
	(State)
	
	 Additional abbreviations may also be used though not in the above list.

	
	                                 
                                         
      
	
	 FOR VALUE RECEIVED, the undersigned hereby

sell(s), assign(s) and transfer(s) unto

 PLEASE INSERT SOCIAL SECURITY OR OTHER 

IDENTIFYING NUMBER OF ASSIGNEE 
  

			
	        /    /        	 	  

		 	Please print or type name and address, including zip code of assignee

  
  

the within Note of BANK OF AMERICA CORPORATION and all rights thereunder and does hereby irrevocably constitute and appoint 

 
  

                          
                                         
                                         
                                         
                                         
   Attorney 
 to transfer the said Note on the books of the within-named Company, with full power of
substitution in the premises 
  

			
	Dated:
                                    	  	
		
	SIGNATURE GUARANTEED:	  	  

		  	 NOTICE: The signature to this assignment must correspond with the name as it appears upon the face of this
Note

  
 18 

 
OPTION TO ELECT REPAYMENT 
 The undersigned hereby irrevocably request(s) and
instruct(s) the Company to repay a Series of InterNotes® (or portion thereof specified below), CUSIP No.
                     pursuant to its terms at a price equal to the principal amount of that Series together with interest to the repayment
date, to the undersigned, at                                  (Please print or
typewrite name and address of the undersigned). 
 For that Series of InterNotes®
to be repaid, the Trustee (or the Paying Agent on behalf of the Trustee) must receive at
                                , or at such other place or places of which the
Company shall from time to time notify the holder of InterNotes®, not more than 60 nor less than 30 days prior to a Repayment Date, if any, set forth in the Pricing Supplement for such Series
of InterNotes®, this “Option to Elect Repayment” form duly completed. 

If less than the entire principal amount of the Series of InterNotes® is to be
repaid, specify the portion thereof (which shall be in increments of the Minimum Denomination) which the holder elects to have repaid and specify the denomination or denominations (which shall be
$         or an integral multiple of the Minimum Denomination in excess of $        ) of the Series of InterNotes® to be issued to the holder for the portion not being repaid. 
  

					
	$            	  	  
	  	
	DATE:                     	  	NOTICE: The signature on this Option to	  	
		  	Elect Repayment must correspond with the	  	
		  	name as written upon the face of this Note	  	
		  	in every particular, without alteration or	  	
		  	enlargement or any change whatever.	  	

  
 19 

 Schedule 1 
  

																																					
	
Pricing
Supplement
Number and
CUSIP Number
	  	Initial
Principal
Amount of
Supplemental
Obligation	 	  	Original
Issue
Date	 	  	Fixed,
Floating or
Indexed
Note	 	  	Base Rate
or Index
Reference	 	  	Amortizing/
Original Issue
Discount Note	 	  	Increase
(Decrease) in
Principal Amount	 	  	Transfer/
Redemption/
Repayment	 	  	Date of Increase
(Decrease) or
Transfer/
Redemption/
Repayment	 	  	Trustee
Notation	 
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			
		  				  				  				  				  				  				  				  				  			

  
 20

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