Document:

EX-4.5

 Exhibit 4.5 

SECOND SUPPLEMENTAL INDENTURE 

dated as of February 7, 2014 

among 
 Black Knight InfoServ, LLC

 Black Knight Lending Solutions, Inc. 

and U.S. Bank National Association, 

as Trustee 
  

 
 5.75% 

Senior Notes due 
 2023 

 SECOND SUPPLEMENTAL INDENTURE 

THIS SECOND SUPPLEMENTAL INDENTURE (this “Supplemental Indenture”) is entered into as of February 7, 2014, among Black
Knight InfoServ, LLC, a Delaware limited liability company (formerly, Lender Processing Services, Inc., a Delaware corporation (the “Company”)), Black Knight Lending Solutions, Inc., a Delaware corporation and wholly owned
subsidiary of the Company (the “Co-Issuer” and, together with the Company, the “Issuers”), and U.S. Bank National Association, as trustee (the “Trustee”). 

RECITALS 
 WHEREAS, the
Company, the Guarantors party thereto and the Trustee entered into the Senior Notes Indenture, dated as of October 12, 2012 (the “Base Indenture”), relating to the Company’s 5.75% Senior Notes due 2023 (the
“Notes”), as amended by the Supplemental Indenture, dated as of January 2, 2014, by and among the Issuers, Fidelity National Financial, Inc., as the parent guarantor thereunder (the “Parent Guarantor”) and the
Trustee (the “First Supplemental Indenture” and, together with the Base Indenture, the “Indenture”); 

WHEREAS, the Issuers desire to further amend the Indenture to permit the Issuers to provide reports and information of the Parent Guarantor in
lieu of providing such reports and information of the Company and to make other related changes to the financial reporting covenant contained in the Indenture (the “Proposed Amendments”); 

WHEREAS, Section 9.02 of the Indenture provides, in part, that the Issuers and the Trustee may amend or supplement the Indenture or the
Notes with the consent of Holders of a majority in principal amount of the outstanding Notes (the “Requisite Consent”); 

WHEREAS, the Issuers previously distributed a consent solicitation statement (the “Statement”) and the accompanying letter of
consent, each dated January 28, 2014, to the Holders of the Notes to solicit their consent to the Proposed Amendments as described in the Statement; 

WHEREAS, the Issuers have received the Requisite Consents to the Proposed Amendments; 

WHEREAS, pursuant to Section 9.02 of the Indenture, the Trustee is authorized to execute and deliver this Supplemental Indenture; and

 WHEREAS, the execution and delivery of this Supplemental Indenture has been duly authorized by the parties hereto, and all other acts and
requirements necessary to make this Supplemental Indenture a valid and binding supplement to the Indenture effectively amending the Indenture as set forth herein have been duly taken. 

AGREEMENT 
 NOW,
THEREFORE, in consideration of the premises and mutual covenants herein contained and intending to be legally bound, the parties to this Supplemental Indenture hereby agree as follows: 

Section 1.01. Defined Terms. Capitalized terms used herein and not otherwise defined herein are used as defined in the Indenture.

 Section 2.01. Amendments to Indenture. Section 4.16.
Section 4.16, Financial Reports, of the Indenture is hereby amended to: 
 (a) delete the last paragraph of
Section 4.16(a) in its entirety; and 
 (b) insert the following new clause (f) at the end of such
Section 4.16 immediately after clause (e): 
 “(f) Notwithstanding the foregoing, the reports required to be provided pursuant to
clause (a) above may be those of the Parent Guarantor rather than those of the Company or the Co-Issuer so long as the Parent Guarantor’s Note Guaranty remains in effect. The Issuers shall be deemed to have provided all required reports
and information of the Parent Guarantor to the Trustee and the Noteholders as required by this Section 4.16 if the Parent Guarantor has filed such reports and information with the SEC via the EDGAR filing system and such reports are publicly
available. In the event the Parent Guarantor is no longer subject to the filing requirements of the Exchange Act, the Parent Guarantor shall not be required to file such reports with the SEC but the Issuers shall be deemed to have satisfied the
obligations under this Section 4.16(f) if the Issuers post such reports and information of the Parent Guarantor on a publicly available website or on Intralinks or any comparable password protected online data system that may require a
confidentiality acknowledgement; provided, that the Issuers shall make readily available any password or other login information to any Noteholder. So long as the Parent Guarantor’s Note Guaranty remains in effect, no reports or other
information of the Company, the Co-Issuer, any Guarantor (other than the Parent Guarantor) or any other Subsidiary of the Company shall be required to be provided pursuant to this Section 4.16 to the Trustee, any Noteholder or any other
Person.” 
 Section 3.01. Ratification of Indenture; Supplemental Indenture Part of Indenture. Except as expressly amended
hereby, the Indenture is in all respects ratified and confirmed and all the terms, conditions and provisions thereof shall remain in full force and effect. This Supplemental Indenture shall form a part of the Indenture for all purposes and every
holder of Notes heretofore or hereafter authenticated and delivered shall be bound hereby. 
 Section 4.01. Trustee Makes No
Representation. The Trustee shall not be responsible in any manner whatsoever for or with respect to any of the recitals or statements contained herein, all of which recitals or statements are made solely by the Issuers, and the Trustee makes no
representation with respect to any such matters. Additionally, the Trustee makes no representation as to the validity or sufficiency of this Supplemental Indenture. 

Section 5.01. Effect of Headings. The Section headings herein are for convenience only and shall not affect the construction
thereof. 
 Section 6.01. Governing Law. THIS SUPPLEMENTAL INDENTURE SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE
LAWS OF THE STATE OF NEW YORK. 
 Section 7.01. Counterparts. This Supplemental Indenture may be signed in multiple counterparts
which together will constitute one and the same instrument. 
 Section 8.01. Separability. In case any one or more of the
provisions contained in the Indenture or this Supplemental Indenture shall for any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provisions of the
Indenture or this Supplemental Indenture, but the Indenture or this Supplemental Indenture shall be construed as if such invalid or illegal or unenforceable provision had never been contained herein or therein. 

 Section 9.01. Benefits of Supplemental Indenture. Nothing in this Supplemental
Indenture, express or implied, shall give to any person, other than the parties hereto and their successors hereunder and the Noteholders, any benefit or any legal or equitable right, remedy, or claim under this Supplemental Indenture. 

[SIGNATURE PAGE TO FOLLOW] 

 IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly
executed as of the date first above written. 
  

			
	Black Knight InfoServ, LLC, as Issuer
		
	By:  	 	 /s/ Michael L. Gravelle

		 	Name: Michael L. Gravelle
		 	Title: Executive Vice President, General Counsel and Corporate Secretary
	
	Black Knight Lending Solutions, Inc., as Co-Issuer
		
	By:	 	 /s/ Brent B. Bickett

		 	Name: Brent B. Bickett
		 	Title: President
	
	U.S. Bank National Association, as Trustee
		
	By:	 	 /s/ Jack Ellerin

		 	Name: Jack Ellerin
		 	Title: Vice President

  
 [SIGNATURE PAGE TO
SUPPLEMENTAL INDENTURE]EX-10.5

 Exhibit 10.5 

MIRROR NOTE 
  

			
	US $1,400,000,000.00	 	Dated January 2, 2014

 FOR VALUE RECEIVED, Black Knight Financial Services, Inc., a Delaware corporation (the
“Borrower”), hereby unconditionally promises to pay to the order of Fidelity National Financial, Inc., a Delaware corporation (the “Lender”), the principal sum of one billion four hundred million
United States dollars (US $1,400,000,000.00) (the “Principal Sum”) consisting of a tranche T borrowing in an original aggregate principal amount of $1,100,000,000 and a tranche R borrowing in an original aggregate principal
amount of $300,000,000, on the terms set forth below. 
 1. Definitions: 

“Borrower” has the meaning assigned to such term in the preamble to this Note. 

“Debtor Relief Laws” means the Bankruptcy Code of the United States, and all other liquidation, conservatorship,
bankruptcy, assignment for the benefit of creditors, moratorium, rearrangement, receivership, insolvency, reorganization, or similar debtor relief laws of the United States, any state thereof or other applicable jurisdictions from time to time in
effect and affecting the rights of creditors generally. 
 “Dollar” and “$” mean lawful
money of the United States. 
 “Event of Default” has the meaning specified in Section 5. 

“Funding Date” means January 2, 2014. 

“Lender” has the meaning assigned to such term in the preamble to this Note. 

“Loan” means the Tranche R Loan and Tranche T Loan. 

“Maturity Date” means the Tranche R Maturity Date or the Tranche T Maturity Date, as applicable. 

“Obligations” means all advances to, and debts, liabilities and monetary obligations of, the Borrower to the Lender
arising under this Note, whether direct or indirect (including those acquired by assumption), absolute or contingent, due or to become due, now existing or hereafter arising, including interest and fees that accrue after the commencement by or
against the Borrower of any proceeding under any Debtor Relief Laws naming the Borrower as the debtor in such proceeding, regardless of whether such interest and fees are allowed claims in such proceeding. 

“Principal Sum” has the meaning assigned to such term in the preamble to this Note. 

“Revolver Credit Agreement” means that certain Third Amended and Restated Credit Agreement, dated as of June 25,
2013 (as the same may be amended, restated, amended and restated, extended and/or otherwise modified from time to time), among the Lender, the lenders from time to time party thereto and Bank of America, N.A. as administrative agent. 

“Term Loan Credit Agreement” means that certain Term Loan Credit Agreement, dated as of July 11, 2013 (as
the same may be amended, restated, amended and restated, extended and/or otherwise modified from time to time), among the Lender, the lenders from time to time party thereto and Bank of America, N.A. as administrative agent. 

  
 [NOTE] 

 “Tranche R Loan” the loan made the Borrower by the Lender on the date
hereof in an original aggregate principal amount of $300,000,000. 
 “Tranche T Loan” the loan made to the Borrower
by the Lender on the date hereof in an original aggregate principal amount of $1,100,000,000. 
 “Tranche R Maturity
Date” means July 15, 2018. 
 “Tranche T Maturity Date” means January 2, 2019. 

2. Repayment. 
 (a) (i) The
Borrower shall repay the Lender the aggregate principal amount of the Tranche T Loan outstanding in equal quarterly installments on the last day of each fiscal quarter as follows, with the first such payment to be made on the last day of the fifth
full fiscal quarter after the Funding Date: (1) 0.0% in the first year after the Funding date, (2) 10.0% in the second year after the Funding Date, (3) 15.0% in the third year after the Funding Date, (4) 20.0% in the fourth year
after the Funding Date and (5) 20.0% in the fifth year after the Funding Date, in each case of the original aggregate principal amount of the Tranche T Loan made on the Funding Date; provided, however, that the final principal repayment
installment of the Tranche T Loan shall be repaid on the Maturity Date and in any event shall be in an amount equal to the aggregate outstanding principal amount of the Tranche T Loan on such date. 

(b) The Borrower shall repay to the Lender the aggregate outstanding principal amount of the Tranche R Loan on the Tranche R Maturity Date.

 (c) The Borrower shall have the right to prepay, at any time and from time to time, all or any portion of the outstanding principal
amount hereunder, without premium or penalty other than customary breakage costs. Prepayments of the Tranche T Loan in accordance with this Section 2(c) shall be applied to the remaining scheduled installments of principal due in respect of the
Tranche T Loans pursuant to Section 2(a)(i) in a manner determined at the discretion of the Borrower. 
 3. Place of Payment. All amounts
payable hereunder shall be payable to the Lender by wire transfer of immediately available funds into an account or accounts designated by the Lender in writing from time to time. All payments shall be made in lawful money of United States and shall
include all fees and costs, including any currency exchange costs, applicable to such payments. 
 4. Interest. 

(a) Subject to the provisions of subsection (b) below, (i) the Tranche T Loan shall bear interest at the rate or rates of
interest charged on borrowings under the Term Loan Credit Agreement plus 100 basis points and (ii) the Tranche R Loan shall bear interest at the rate or rates of interest charged on borrowings under the Revolver Credit Agreement
plus 100 basis points. 
 (b) (i) If any amount of principal of any Loan is not paid when due (without regard to any applicable grace
periods), whether at stated maturity, by acceleration or otherwise, such amount shall thereafter bear interest at a fluctuating interest rate per annum at all times equal to (a) in the case of the Tranche T Loan, at the “Default Rate”
as defined in the Term Loan Credit Agreement and (b) in the case of the Tranche R Loan, at the “Default Rate” as defined in the Revolver Credit Agreement, in each case, to the fullest extent permitted by applicable laws. 

 (ii) If any amount (other than principal of any Loan) payable by the Borrower
under this Note is not paid when due (without regard to any applicable grace periods), whether at stated maturity, by acceleration or otherwise, then upon the request of the Lender, such amount shall thereafter bear interest at a fluctuating
interest rate per annum at all times equal to (a) in the case of the Tranche T Loan, at the “Default Rate” as defined in the Term Loan Credit Agreement and (b) in the case of the Tranche R Loan, at the “Default Rate” as
defined in the Revolver Credit Agreement, in each case, to the fullest extent permitted by applicable laws. 
 (iii) Upon the
request of the Lender, while any Event of Default exists (other than as set forth in clauses (b)(i) and (b)(ii) above), the Borrower shall pay interest on the principal amount of all outstanding Obligations hereunder at a fluctuating
interest rate per annum at all times equal to (a) in the case of the Tranche T Loan, at the “Default Rate” as defined in the Term Loan Credit Agreement and (b) in the case of the Tranche R Loan, at the “Default Rate” as
defined in the Revolver Credit Agreement, in each case, to the fullest extent permitted by applicable laws. 
 (iv) Accrued
and unpaid interest on past due amounts (including interest on past due interest) shall be due and payable upon demand. 
 (c) Interest on
each Loan shall be due and payable in arrears on (i) in the case of the Tranche T Loan, on each “Interest Payment Date” as defined in the Term Loan Credit Agreement and (ii) in the case of the Tranche R Loan, on each
“Interest Payment Date” as defined in the Revolver Credit Agreement, and at such other times as may be specified herein. Interest hereunder shall be due and payable in accordance with the terms hereof before and after judgment, and before
and after the commencement of any proceeding under any Debtor Relief Law. 
 5. Creditor Rights. In the event that (i) Borrower shall
fail to make any scheduled payment of principal or interest hereunder prior to maturity, (ii) Borrower shall be dissolved or adjudicated insolvent, or (iii) Borrower shall cease engaging in business operations, (iv) any legal
proceeding by any judgment creditor is commenced against Borrower to attach or levy upon any material property of Borrower, which his not dismissed within forty-five (45) days, (v) Borrower shall become the subject of any bankruptcy
(including, without limitation, any reorganization under Chapter 11 of Title 11 of the United States Code and /or its foreign equivalent), insolvency, receivership, liquidation (including, without limitation, any liquidation under Chapter 7 of Title
11 of the United States Code and/or its foreign equivalent), or dissolution under applicable law or statute, or (vi) Borrower shall make a general assignment for the benefit of its creditors (each event described in clauses (i) through
(vi), an “Event of Default”), then, in each case of clauses (i) through (vi) above, the Lender, at its option, shall have the right to declare the entire Principal Sum outstanding hereunder to be immediately due and
payable without notice or demand. In such event, Borrower shall be required to make immediate payment of the entire outstanding principal balance of this Note, together with all accrued and unpaid interest thereon. 

6. Miscellaneous. 
 (a) Submission to
Jurisdiction; Waivers; Amendments. THE LENDER AND THE BORROWER HEREBY IRREVOCABLY SUBMIT TO THE JURISDICTION OF ANY STATE OR FEDERAL COURT SITTING IN THE STATE OF DELAWARE, AND THEY HEREBY IRREVOCABLY AGREE THAT ANY ACTION MAY BE HEARD AND
DETERMINED IN SUCH DELAWARE STATE OR FEDERAL COURT. THE LENDER AND THE BORROWER HEREBY WAIVE TRIAL BY JURY IN ANY ACTION OR PROCEEDING OF ANY KIND OR NATURE IN ANY COURT OR 

 
TRIBUNAL IN WHICH AN ACTION MAY BE COMMENCED BY OR AGAINST THE BORROWER ARISING OUT OF THIS NOTE OR BY REASON OF ANY OTHER CAUSE OR DISPUTE WHATSOEVER BETWEEN THE BORROWER AND THE LENDER OF ANY
KIND OR NATURE. No delay or failure on the part of the Lender in the exercise of any right or remedy shall operate as a waiver thereof, and no single or partial exercise by the Lender of any right or remedy shall preclude other or further exercise
thereof or the exercise of any other right or remedy. The rights, remedies, powers and privileges provided herein are cumulative and not exclusive of any rights, remedies, powers and privileges provided by law. Time is of the essence in respect of
the performance of all payment obligations under this Note. The Borrower hereby waives presentment and demand for payment, notice of dishonour, protest and notice of protest of this Note. No modification or waiver of any provision of this Note or
consent to departure therefrom shall be effective unless in writing and signed by the Borrower and the Lender. 
 (b) Governing Law. THIS NOTE
SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF DELAWARE AND NO CONFLICTS OF LAW PRINCIPLES WILL APPLY TO THIS NOTE. 

(c) Severability. In the event that any provision of this Note would be held in any jurisdiction to be invalid, prohibited or unenforceable for
any reason, such provision, as to such jurisdiction, shall be ineffective, without invalidating the remaining provisions of this Note or affecting the validity or enforceability of such provision in any jurisdiction. 

(d) Counterparts; Binding Effect; Successors and Assigns. This Note may be executed in counterparts (and by different parties hereto on
different counterparts), each of which shall constitute an original but all of which when taken together shall constitute a single contract. This Note shall be assignable by the Borrower without the prior written consent of the Lender. Subject to
the foregoing, this Note and every part hereof shall be binding upon the undersigned and their respective successors and assigns, and shall inure to the benefit of and be enforceable by the Lender and any of its successors and assigns. 

[Remainder of Page Intentionally Left Blank] 

 IN WITNESS WHEREOF, the undersigned have executed this Note as of the date first written above, 

 

			
	THE BORROWER:
	
	BLACK KNIGHT FINANCIAL SERVICES, INC.
		
	By:	 	 /s/ Brent Bickett

	Name:	 	Brent Bickett
	Title:	 	President
	
	THE LENDER:
	
	FIDELITY NATIONAL FINANCIAL, INC.
		
	By:	 	 /s/ David Ducommun

	Name:	 	David Ducommun
	Title:	 	Senior Vice President, Corporate Finance

  
 [Mirror Note –
Credit Agreements – FNF & BFKS Inc.]

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