Document:

Exhibit 10.29

 

PLEDGE
AND ESCROW AGREEMENT

 

THIS
PLEDGE AND ESCROW AGREEMENT (“Agreement”) is made and entered into as of January 20, 2021 by and between AARON
DREW, an individual, (the “Pledgor”), and MYFIZIQ LIMITED, a company organized under the laws of
Australia (the “Secured Party”), with the joinder of LUCOSKY BROOKMAN LLP (“Escrow Agent”).

 

RECITALS

 

WHEREAS,
the Secured Party has made certain financial accommodations for the benefit of Bearn, LLC (the “Company”),
in which Pledgor owns a majority interest, and the Company has issued a Promissory Note of even date herewith in favor of the Secured
Party (the “Note”); and

 

WHEREAS,
in order to secure the full and prompt payment when due (whether at the stated maturity, by acceleration or otherwise) of all of the
Pledgor’s Obligations to the Secured Party, or any successor to the Secured Party, under the Note and all other Transaction Documents,
Pledgor has agreed to pledge to the Secured Party 95 units representing 95% of the issued and outstanding Membership Interests (representing
100% of the Membership Interest owned by the Pledgor) (the “Pledged Securities”) of Bearn, LLC, a Maryland
limited liability company (the “Company”); and

 

NOW,
THEREFORE, in consideration of the mutual covenants, agreements, warranties, and representations herein contained, and for other
good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows:

 

1.
Recitals, Construction and Defined Terms. The recitations set forth in the preamble of this Agreement are true and correct and
incorporated herein by this reference. In this Agreement, unless the express context otherwise requires: (i) the words “herein,”
“hereof” and “hereunder” and words of similar import refer to this Agreement as a whole and not to any particular
provision of this Agreement; (ii) references to the words “Section” or “Subsection” refer to the respective Sections
and Subsections of this Agreement, and references to “Exhibit” or “Schedule” refer to the respective Exhibits
and Schedules attached hereto; and (iii) wherever the word “include,” “includes,” “including” or
words of similar import are used in this Agreement, such words will be deemed to be followed by the words “without limitation.”
All capitalized terms used in this Agreement that are defined in the Note shall have the meanings assigned to them in the Note, unless
the context of this Agreement requires otherwise (provided that if a capitalized term used herein is defined in the Note and separately
defined in this Agreement, the meaning of such term as defined in this Agreement shall control for purposes of this Agreement).

 

2.
Pledge. In order to secure the full and timely payment and performance of all of the Company’s Obligations to the Secured
Party under the Transaction Documents, the Pledgor hereby transfers, pledges, assigns, sets over, delivers and grants to the Secured
Party a continuing lien and security interest in and to all of the following property of Pledgor, both now owned and existing and hereafter
created, acquired and arising (all being collectively hereinafter referred to as the “Collateral”) and all
right, title and interest of Pledgor in and to the Collateral, to-wit:

 

(a)
the Pledged Securities owned by Pledgor;

  

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(b)
any certificates representing or evidencing the Pledged Securities, if any;

 

(c)
any and all distributions thereon, and cash and non-cash proceeds and products thereof, including all dividends, cash, distributions,
income, profits, instruments, securities, stock dividends, distributions of capital stock or other securities held by Pledger in the
Company and all other property from time to time received, receivable or otherwise distributed in respect of, in exchange for or upon
conversion of the Pledged Securities, whether in connection with stock splits, recapitalizations, merger, conversions, combinations,
reclassifications, exchanges of securities or otherwise; and

 

(d)
any and all voting, management, and other rights, powers and privileges accruing or incidental to an owner of the Pledged Securities
and the other property referred to in subsections 2(a) through 2(c) above.

 

3.
Transfer of Pledged Securities. Simultaneously with the execution of this Agreement, Pledgor shall deliver to the Escrow Agent:
(i) the Pledged Securities, together with undated, irrevocably and duly executed assignments and proxies thereof in form and substance
acceptable to Secured Party (together with medallion guaranteed signatures, if required by Secured Party), executed in blank by Pledgor;
(ii) all other property, instruments, documents and papers comprising, representing or evidencing the Collateral, or any part thereof,
together with proper instruments of assignment or endorsement, as Secured Party may request or require, duly executed by Pledgor (collectively,
items (i) and (ii), the “Transfer Documents”); and (iii) an irrevocable proxy in favor of the Secured Party
in respect of the Pledged Securities (the “Irrevocable Proxies”). The Pledged Securities, the Irrevocable Proxies
and other Transfer Documents (collectively, the “Pledged Materials”) shall be held by the Escrow Agent pursuant
to this Agreement until the full payment and performance of all of the Obligations, the termination or expiration of this Agreement,
the delivery of the Pledged Materials in accordance with this Agreement or the selection and exercise by the Secured Party of alternative
security interest as set forth in the Transfer Documents In addition, all non-cash dividends, dividends paid or payable in cash or otherwise
in connection with a partial or total liquidation or dissolution of the Company, instruments, securities and any other distributions,
whether paid or payable in cash or otherwise, made on or in respect of the Pledged Securities, whether resulting from a subdivision,
combination, or reclassification of the outstanding capital stock or other securities of the Company, or received in exchange for the
Pledged Securities or any part thereof, or in redemption thereof, as a result of any merger, consolidation, acquisition, or other exchange
of assets to which the Company may be a party or otherwise, or any other property that constitutes part of the Collateral from time to
time, including any additional certificates representing any portion of the Collateral hereafter acquired by the Pledgor, shall be immediately
delivered or cause to be delivered by Pledgor to the Escrow Agent in the same form as so received, together with proper instruments of
assignment or endorsement duly executed by Pledgor.

 

4.
Security Interest Only. The security interests in the Collateral granted to Secured Party hereunder are granted as security only
and shall not subject the Secured Party to, or transfer or in any way affect or modify, any obligation or liability of the Pledgor with
respect to any of the Collateral or any transaction in connection therewith.

 

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5.
Record Owner of Collateral. Until an “Event of Default” (as hereinafter defined) under this Agreement which has not
been cured or waived by the Secured Party shall occur, the Pledged Securities shall remain registered in the name of the Pledgor. Pledgor
will promptly give to the Secured Party copies of any notices or other communications received by it and with respect to Collateral registered
in the name of Pledgor.

 

6.
Rights Related to Pledged Securities. Subject to the terms of this Agreement:

 

(a)
Unless and until an Event of Default under this Agreement which has not been cured or waived by the Secured Party shall occur, Pledgor
shall be entitled to exercise any and all voting, management, and other rights, powers and privileges accruing to an owner of the Pledged
Securities, or any part thereof, for any purpose consistent with the terms of this Agreement; provided, however, such action would not
materially and adversely affect the rights inuring to Secured Party under any of the Transaction Documents, or adversely affect the remedies
of the Secured Party under any of the Transaction Documents, or the ability of the Secured Party to exercise same.

 

(b)
Upon the occurrence of an Event of Default which has not been cured or waived by the Secured Party, all rights of the Pledgor in and
to the Pledged Securities and all other Collateral shall cease and all such rights shall immediately vest in Secured Party, as may be
determined by Secured Party, although Secured Party shall not have any duty to exercise such rights or be required to sell or to otherwise
realize upon the Collateral, as hereinafter authorized, or to preserve the same, and Secured Party shall not be responsible for any failure
to do so or delay in doing so. To effectuate the foregoing, Pledgor hereby grants to Secured Party a proxy to vote the Pledged Securities
for and on behalf of Pledgor, which proxy is irrevocable and coupled with an interest and which proxy shall be effective upon the occurrence
of any Event of Default which has not been cured or waived by the Secured Party. Such proxy shall remain in effect so long as the Obligations
remain outstanding. The Company hereby agrees that any vote by Pledgor in violation of this Section 6 shall be null, void and of no force
or effect. Furthermore, all dividends or other distributions received by the Pledgor shall be subject to delivery to Escrow Agent in
accordance with Section 3 above, and until such delivery, any of such dividends and other distributions shall be received in trust for
the benefit of the Secured Party, shall be segregated from other property or funds of the Pledgor and shall be forthwith delivered to
Escrow Agent in accordance with Section 3 above.

 

7.
Release of Pledged Securities. Upon the timely payment in full of all of the Obligations in accordance with the terms thereof,
Secured Party shall timely notify the Escrow Agent in writing to such effect. Upon receipt of such written notice, the Escrow Agent shall
return all of the Pledged Materials in Escrow Agent’s possession to the Pledgor, whereupon any and all rights of Secured Party
in and to the Pledged Materials and all other Collateral shall be terminated.

 

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8.
Representations, Warranties, and Covenants of the Pledgor and the Company. The Pledgor and the Company hereby covenant, warrant
and represent, for the benefit of the Secured Party, as follows (the following representations and warranties shall be made as of the
date of this Agreement and as of each date when Pledged Securities are delivered to Escrow Agent hereunder, as applicable):

 

(a)
The Pledged Securities are free and clear of any and all Liens, other than as created by this Agreement.

 

(b)
The Pledged Securities have been duly authorized and are validly issued, fully paid and non-assessable, and are subject to no options
to purchase, or any similar rights or to any restrictions on transferability.

 

(c)
Each certificate or document of title constituting the Pledged Securities is genuine in all respects and represents what it purports
to be.

 

(d)
By virtue of the execution and delivery of this Agreement and upon delivery to Escrow Agent of the Pledged Securities in accordance with
this Agreement, Secured Party will have a valid and perfected, first priority security interest in the Collateral, subject to no prior
or other Liens of any nature whatsoever.

 

(e)
Pledgor covenants, that for so long as this Agreement is in effect, Pledgor will defend the Collateral and the priority of Secured Party’s
security interests therein, at its sole cost and expense, against the claims and demands of all Persons at any time claiming the same
or any interest therein.

 

(f)
At its option, Secured Party may pay, for Pledgor’s account, any taxes (including documentary stamp taxes), Liens, security interests,
or other encumbrances at any time levied or placed on the Collateral. Pledgor agrees to reimburse Secured Party on demand for any payment
made or expense incurred by Secured Party pursuant to the foregoing authorization. Any such amount, if not promptly paid upon demand
therefor, shall accrue interest at the highest non- usurious rate permitted by applicable law from the date of outlay, until paid, and
shall constitute an Obligation secured hereby.

 

(g)
The Pledged Securities constitute all of the securities owned, legally or beneficially, by the Pledgor of the Company, and such securities
represent 100% of the issued and outstanding membership interests of the Company. At all times while this Agreement remains in effect,
the Pledged Securities shall constitute and represent 100% of the issued and outstanding membership interests of the Company.

 

(h)
The Company and the Pledgor hereby authorize Secured Party to prepare and file such financing statements, amendments and other documents
and do such acts as Secured Party deems necessary in order to establish and maintain valid, attached and perfected, first priority security
interests in the Collateral in favor of Secured Party, for its own benefit and as agent for its Affiliates, free and clear of all Liens
and claims and rights of third parties whatsoever. The Company and Pledgor hereby irrevocably authorize Secured Party at any time, and
from time to time, to file in any jurisdiction any initial financing statements, amendments, continuations and other documents in furtherance
of the foregoing.

 

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9.
Events of Default. The occurrence of any one or more of the following events shall constitute an “Event of Default”
hereunder:

 

(a)
Default. The occurrence of any breach, default or “Event of Default” (as such term may be defined in any Transaction
Documents), after applicable notice and cure periods, under any of the Transaction Documents.

 

(b)
Covenants and Agreements. The failure of Pledgor or the Company to perform, observe or comply with any and all of the covenants,
promises and agreements of the Pledgor and the Company in this Agreement, which such failure is not cured by the Pledgor or the Company
within ten (10) days after receipt of written notice thereof from Secured Party, except that there shall be no notice or cure period
with respect to any failure to pay any sums due under or as part of the Obligations (provided that if the failure to perform or default
in performance is not capable of being cured, in Secured Party’s sole discretion, then the cure period set forth herein shall not
be applicable and the failure or default shall be an immediate Event of Default hereunder).

 

(c)
Information, Representations and Warranties. If any representation or warranty made herein or in any other Transaction Documents,
or if any information contained in any financial statement, application, schedule, report or any other document given by the Company
to Secured Party in connection with the Obligations, with the Collateral, or with the Transaction Documents, is not in all material respects
true, accurate and complete, or if the Pledgor or the Company omitted to state any material fact or any fact necessary to make such information
not misleading.

 

10.
Rights and Remedies. Subject at all times to the Uniform Commercial Code as then in effect in the State governing this Agreement,
the Secured Party shall have the following rights and remedies upon the occurrence and continuation of an Event of Default:

 

(a)
Upon and anytime after the occurrence and continuation of an Event of Default which has not been cured or waived by the Secured
Party, the Secured Party shall have the right to acquire the Pledged Securities and all other Collateral in accordance with the
following procedure: (i) the Secured Party shall provide written notice of such Event of Default (the “Default
Notice”) to the Escrow Agent, with a copy to the Pledgor and the Company; (ii) not less than five (5) days following
receipt of a Default Notice, the Escrow Agent shall deliver the Pledged Securities and all other Collateral, along with the
applicable Transfer Documents, to the Secured Party.

 

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(b)
Upon receipt of the Pledged Securities and other Collateral issued to the Secured Party, the Secured Party shall have the right to, without
notice or demand to Pledgor or the Company: (i) sell the Collateral and to apply the proceeds of such sales, net of any selling commissions,
to the Obligations owed to the Secured Party by the Company under the Transaction Documents, including outstanding principal, interest,
legal fees, and any other amounts owed to the Secured Party; and (ii) exercise in any jurisdiction in which enforcement hereof is sought,
any rights and remedies available to Secured Party under the provisions of any of the Transaction Documents, the rights and remedies
of a secured party under the Uniform Commercial Code as then in effect in the State governing this Agreement, and all other rights and
remedies available to the Secured Party, under equity or applicable law, all such rights and remedies being cumulative and enforceable
alternatively, successively or concurrently. In furtherance of the foregoing rights and remedies:

 

(i)
Secured Party may sell the Pledged Securities, or any part thereof, or any other portion of the Collateral, in one or more sales, at
public or private sale, conducted by any agent of, or auctioneer or attorney for Secured Party, at Secured Party’s place of business
or elsewhere, or at any broker’s board or on any securities exchange, for cash, upon credit or for future delivery, and at such
price or prices, all as Secured Party may deem appropriate. Secured Party may be a purchaser at any such sale of any or all of the Collateral
so sold. In the event Secured Party is a purchaser at any such sale, Secured Party may apply to such purchase all or any portion of the
sums then due and owing by the Company to Secured Party under any of the Transaction Documents or otherwise, and the Secured Party may,
upon compliance with the terms of the sale, hold, retain and dispose of such property without further accountability to the Pledgor or
the Company therefore. Secured Party is authorized, in its absolute discretion, to restrict the prospective bidders or purchasers of
any of the Collateral at any public or private sale as to their number, nature of business and investment intention, including the restricting
of bidders or purchasers to one or more persons who represent and agree, to the satisfaction of Secured Party, that they are purchasing
the Collateral, or any part thereof, for their own account, for investment, and not with a view to the distribution or resale of any
of such Collateral.

 

(ii)
Upon any such sale, Secured Party shall have the right to deliver, assign and transfer to each purchaser thereof the Collateral so sold
to such purchaser. Each purchaser (including Secured Party) at any such sale shall, to the full extent permitted by law, hold the Collateral
so purchased absolutely free from any claim or right whatsoever, including, without limitation, any equity or right of redemption of
the Pledgor, who, to the full extent that it may lawfully do so, hereby specifically waives all rights of redemption, stay, valuation
or appraisal which she now has or may have under any rule of law or statute now existing or hereafter adopted.

 

(iii)
At any such sale, the Collateral may be sold in one lot as an entirety, in separate blocks or individually as Secured Party may determine,
in its sole and absolute discretion. Secured Party shall not be obligated to make any sale of any Collateral if it shall determine in
its sole and absolute discretion, not to do so, regardless of the fact that notice of sale of such Collateral shall have been given.
Secured Party may, without notice or publication, adjourn any public or private sale from time to time by announcement at the time and
place fixed for such sale, or any adjournment thereof, and any such sale may be made at any time or place to which the same may be so
adjourned without further notice or publication.

 

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(iv)
The Pledgor and the Company acknowledge that compliance with applicable federal and state securities laws (including, without limitation,
the Securities Act of 1933, as amended, blue sky or other state securities laws or similar laws now or hereafter existing analogous in
purpose or effect) might very strictly limit or restrict the course of conduct of Secured Party if Secured Party were to attempt to sell
or otherwise dispose of all or any part of the Collateral, and might also limit or restrict the extent to which or the manner in which
any subsequent transferee of any such securities could sell or dispose of the same. The Pledgor and the Company further acknowledge that
under applicable laws, Secured Party may be held to have certain general duties and obligations to the Pledgor, as pledgors of the Collateral,
or the Company, to make some effort toward obtaining a fair price for the Collateral even though the obligations of the Pledgor and the
Company may be discharged or reduced by the proceeds of sale at a lesser price. The Pledgor and the Company understand and agree that,
to the extent allowable under applicable law, Secured Party is not to have any such general duty or obligation to the Pledgor or the
Company, and neither the Pledgor nor the Company will attempt to hold Secured Party responsible for selling all or any part of the Collateral
at an inadequate price even if Secured Party shall accept the first offer received or does not approach more than one possible purchaser.
Without limiting their generality, the foregoing provisions would apply if, for example, Secured Party were to place all or any part
of such securities for private placement by an investment banking firm, or if such investment banking firm purchased all or any part
of such securities for its own account, or if Secured Party placed all or any part of such securities privately with a purchaser or purchasers.

 

(c)
To the extent that the net proceeds received by the Secured Party are insufficient to satisfy the Obligations in full, the Secured Party
shall be entitled to a deficiency judgment against the Company and any other Person obligated for the Obligations for such deficiency
amount. The Secured Party shall have the absolute right to sell or dispose of the Collateral, or any part thereof, in any manner it sees
fit and shall have no liability to the Pledgor, the Company, or any other party for selling or disposing of such Collateral even if other
methods of sales or dispositions would or allegedly would result in greater proceeds than the method actually used. The Company and any
other Person obligated for the Obligations shall remain liable for all deficiencies and shortfalls, if any, that may exist after the
Secured Party has exhausted all remedies hereunder.

 

(d)
Each right, power and remedy of the Secured Party provided for in this Agreement or any other Transaction Document shall be cumulative
and concurrent and shall be in addition to every other such right, power or remedy. The exercise or beginning of the exercise by the
Secured Party of any one or more of the rights, powers or remedies provided for in this Agreement or any other Transaction Documents,
or now or hereafter existing at law or in equity or by statute or otherwise, shall not preclude the simultaneous or later exercise by
the Secured Party of all such other rights, powers or remedies, and no failure or delay on the part of the Secured Party to exercise
any such right, power or remedy shall operate as a waiver thereof. No notice to or demand on the Pledgor in any case shall entitle it
to any other or further notice or demand in similar or other circumstances or constitute a waiver of any of the rights of the Secured
Party to any other further action in any circumstances without demand or notice. The Secured Party shall have the full power to enforce
or to assign or contract its rights under this Agreement to a third party.

 

(e)
In addition to all other remedies available to the Secured Party, upon the issuance of the Pledged Securities to the Secured Party hereunder,
Pledgor and the Company each agree to: (i) take such action and prepare, distribute and/or file such documents and papers, as are required
or advisable in the opinion of Secured Party and/or its counsel, to permit the sale of the Pledged Securities, whether at public sale,
private sale or otherwise, including, without limitation, issuing, or causing its counsel to issue, any opinion of counsel for Pledgor
or the Company required to allow the Secured Party to sell the Pledged Securities or any other Collateral under Rule 144; (ii) to bear
all costs and expenses of carrying out its obligations under this Section 8(e), which shall be a part of the Obligations secured hereby;
and (iv) that there is no adequate remedy at law for the failure by the Pledgor and the Company to comply with the provisions of this
Section 8(e) and that such failure would not be adequately compensable in damages, and therefore agrees that its agreements contained
in this subsection may be specifically enforced.

 

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11.
Concerning the Escrow Agent.

 

(a)
The Escrow Agent undertakes to perform only such duties as are expressly set forth herein and no implied duties or obligations shall
be read into this Agreement against the Escrow Agent. Escrow Agent agrees to release any property held by it hereunder (the “Escrowed
Property”) in accordance with the terms and conditions set forth in this Agreement.

 

(b)
The Escrow Agent may act in reliance upon any writing or instrument or signature which it, in good faith, believes to be genuine, may
assume the validity and accuracy of any statement or assertion contained in such a writing or instrument, and may assume that any person
purporting to give any writing, notice, advice or instructions in connection with the provisions hereof has been duly authorized to do
so. The Escrow Agent shall not be liable in any manner for the sufficiency or correctness as to form, manner, and execution, or validity
of any instrument deposited in this escrow, nor as to the identity, authority, or right of any person executing the same; and its duties
hereunder shall be limited to the safekeeping of the Escrowed Property, and for the disposition of the same in accordance with this Agreement.
Escrow Agent shall not be deemed to have knowledge of any matter or thing unless and until Escrow Agent has actually received written
notice of such matter or thing and Escrow Agent shall not be charged with any constructive notice whatsoever.

 

(c)
Escrow Agent shall hold in escrow, pursuant to this Agreement, the Escrowed Property actually delivered and received by Escrow Agent
hereunder, but Escrow Agent shall not be obligated to ascertain the existence of (or initiate recovery of) any other property that may
be part or portion of the Collateral, or to become or remain informed with respect to the possibility or probability of additional Collateral
being realized upon or collected at any time in the future, or to inform any parties to this Agreement or any third party with respect
to the nature and extent of any Collateral realized and received by Escrow Agent (except upon the written request of such party), or
to monitor current market values of the Collateral. Further, Escrow Agent shall not be obligated to proceed with any action or inaction
based on information with respect to market values of the Collateral which Escrow Agent may in any manner learn, nor shall Escrow Agent
be obligated to inform the parties hereto or any third party with respect to market values of any of the Collateral at any time, Escrow
Agent having no duties with respect to investment management or information, all parties hereto understanding and intending that Escrow
Agent’s responsibilities are purely ministerial in nature. Any reduction in the market value or other value of the Collateral while
deposited with Escrow Agent shall be at the sole risk of Pledgor and Secured Party. If all or any portion of the Escrowed Property is
in the form of a check or in any other form other than cash, Escrow Agent shall deposit same as required but shall not be liable for
the nonpayment thereof, nor responsible to enforce collection thereof.

 

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(d)
In the event instructions from Secured Party, Pledgor, or any other Person would require Escrow Agent to expend any monies or to incur
any cost, Escrow Agent shall be entitled to refrain from taking any action until it receives payment for such costs. It is agreed that
the duties of Escrow Agent are purely ministerial in nature and shall be expressly limited to the safekeeping of the Escrowed Property
and for the disposition of same in accordance with this Agreement. Secured Party, Pledgor and the Company, jointly and severally, each
hereby indemnifies Escrow Agent and holds it harmless from and against any and all claims, liabilities, damages, costs, penalties, losses,
actions, suits or proceedings at law or in equity, or any other expenses, fees or charges of any character or nature (collectively, the
“Claims”), which it may incur or with which it may be threatened, directly or indirectly, arising from or in
any way connected with this Agreement or which may result from Escrow Agent’s following of instructions from Secured Party, Pledgor
or the Company, and in connection therewith, indemnifies Escrow Agent against any and all expenses, including attorneys’ fees and
the cost of defending any action, suit, or proceeding or resisting any Claim, whether or not litigation is instituted, unless any such
Claims arise as a result of Escrow Agent’s gross negligence or willful misconduct. Escrow Agent shall be vested with a lien on
all Escrowed Property under the terms of this Agreement, for indemnification, attorneys’ fees, court costs and all other costs
and expenses arising from any suit, interpleader or otherwise, or other expenses, fees or charges of any character or nature, which may
be incurred by Escrow Agent by reason of disputes arising between Pledgor, the Company, Secured Party, or any third party as to the correct
interpretation of this Agreement, and instructions given to Escrow Agent hereunder, or otherwise, with the right of Escrow Agent, regardless
of the instruments aforesaid and without the necessity of instituting any action, suit or proceeding, to hold any property hereunder
until and unless said additional expenses, fees and charges shall be fully paid. Any fees and costs charged by the Escrow Agent for serving
hereunder shall be paid by the Pledgor and the Company, jointly and severally.

 

(e)
In the event Escrow Agent shall be uncertain as to its duties or rights hereunder or shall receive instructions, claims or demands from
Secured Party, the Company, Pledgor or from third persons with respect to the Escrowed Property, which, in Escrow Agent’s sole
opinion, are in conflict with each other or with any provision of this Agreement, Escrow Agent shall be entitled to refrain from taking
any action until it shall be directed otherwise in writing by Pledgor, the Company and Secured Party and said third persons, if any,
or by a final order or judgment of a court of competent jurisdiction. If any of the parties shall be in disagreement about the interpretation
of this Agreement, or about the rights and obligations, or the propriety of any action contemplated by the Escrow Agent hereunder, the
Escrow Agent may, at its sole discretion, deposit the Escrowed Property with a court having jurisdiction over this Agreement, and, upon
notifying all parties concerned of such action, all liability on the part of the Escrow Agent shall fully cease and terminate. The Escrow
Agent shall be indemnified by the Pledgor, the Company and Secured Party for all costs, including reasonable attorneys’ fees, in
connection with the aforesaid proceeding, and shall be fully protected in suspending all or a part of its activities under this Agreement
until a final decision or other settlement in the proceeding is received. In the event Escrow Agent is joined as a party to a lawsuit
by virtue of the fact that it is holding the Escrowed Property, Escrow Agent shall, at its sole option, either: (i) tender the Collateral
in its possession to the registry of the appropriate court; or (ii) disburse the Collateral in its possession in accordance with the
court’s ultimate disposition of the case, and Secured Party, the Company and Pledgor hereby, jointly and severally, indemnify and
hold Escrow Agent harmless from and against any damages or losses in connection therewith including, but not limited to, reasonable attorneys’
fees and court costs at all trial and appellate levels.

 

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(f)
The Escrow Agent may consult with counsel of its own choice (and the costs of such counsel shall be paid by the Pledgor, the Company
and Secured Party, jointly and severally) and shall have full and complete authorization and protection for any action taken or suffered
by it hereunder in good faith and in accordance with the opinion of such counsel. The Escrow Agent shall not be liable for any mistakes
of fact or error of judgment, or for any actions or omissions of any kind, unless caused by its willful misconduct or gross negligence.

 

(g)
The Escrow Agent may resign upon ten (10) days’ written notice to the parties in this Agreement. If a successor Escrow Agent is
not appointed by Secured Party and Pledgor within this ten (10) day period, the Escrow Agent may petition a court of competent jurisdiction
to name a successor.

 

(h)
Conflict Waiver. The Pledgor and the Company hereby acknowledge that the Escrow Agent is counsel to the Secured Party in
connection with the transactions contemplated and referred herein. The Pledgor and the Company agree that in the event of any dispute
arising in connection with this Agreement or otherwise in connection with any transaction or agreement contemplated and referred herein,
the Escrow Agent shall be permitted to continue to represent the Secured Party and neither the Pledgor, nor the Company, will seek to
disqualify such counsel and each of them waives any objection Pledgor or the Company might have with respect to the Escrow Agent acting
as the Escrow Agent pursuant to this Agreement. Pledgor, the Company and Secured Party acknowledge and agree that nothing in this Agreement
shall prohibit Escrow Agent from: (i) serving in a similar capacity on behalf of others; or (ii) acting in the capacity of attorneys
for one or more of the parties hereto in connection with any matter.

 

12.
Increase in Obligations. It is the intent of the parties to secure payment of the Obligations, as the amount of such Obligations
may increase from time to time in accordance with the terms and provisions of the Transaction Documents, and all of the Obligations,
as so increased from time to time, shall be and are secured hereby. Upon the execution hereof, Pledgor and the Company shall pay any
and all documentary stamp taxes and/or other charges required to be paid in connection with the execution and enforcement of the Transaction
Documents, and if, as and to the extent the Obligations are increased from time to time in accordance with the terms and provisions of
the Transaction Documents, then Pledgor and the Company shall immediately pay any additional documentary stamp taxes or other charges
in connection therewith.

 

13.
Irrevocable Authorization and Instruction. If applicable, Pledgor and the Company hereby authorize and instruct the transfer agent
for such Company (or transfer agents if there is more than one) to comply with any instruction received by it from Secured Party in writing
that:

 

(i)
states that an Event of Default hereunder exists or has occurred; and (b) is otherwise in accordance with the terms of this Agreement,
without any other or further instructions from Pledgor or the Company, and Pledgor and such Company agree that such transfer agents shall
be fully protected in so complying with any such instruction from Secured Party.

 

    10

     

    

 

14.
Appointment as Attorney-in-Fact. The Company and Pledgor hereby irrevocably constitutes and appoints Secured Party and any officer
or agent of Secured Party, with full power of substitution, as its true and lawful attorney-in-fact, with full irrevocable power and
authority in the place and stead of Pledgor or such Company, as applicable, and in the name of Pledgor, such Company, or in the name
of Secured Party, as applicable, from time to time in the discretion of Secured Party, so long as an Event of Default hereunder exists,
for the purpose of carrying out the terms of this Agreement, to take any and all appropriate action and to execute any and all documents
and instruments which may be necessary or desirable to accomplish the purposes of this Agreement, including any financing statements,
endorsements, assignments or other instruments of transfer. Pledgor and the Company each hereby ratify all that said attorneys shall
lawfully do or cause to be done pursuant to the power of attorney granted in this Section 14. All powers, authorizations and agencies
contained in this Agreement are coupled with an interest and are irrevocable until the Obligations are paid and performed in full.

 

15.
Continuing Obligation of Pledgor and the Company. The obligations, covenants, agreements and duties of the Pledgor and the Company
under this Agreement shall in no way be affected or impaired by: (i) the modification or amendment (whether material or otherwise) of
any of the obligations of the Pledgor or the Company or any other Person, as applicable; (ii) the voluntary or involuntary bankruptcy,
assignment for the benefit of creditors, reorganization, or other similar proceedings affecting the Company, Pledgor or any other Person,
as applicable; (iii) the release of the Company, Pledgor or any other Person from the performance or observance of any of the agreements,
covenants, terms or conditions contained in any Transaction Documents, by the operation of law or otherwise, including the release of
the Company’s obligation to pay interest or attorney’s fees.

 

Pledgor
and the Company further agree that Secured Party may take other guaranties or collateral or security to further secure the Obligations,
and consent that any of the terms, covenants and conditions contained in any of the Transaction Documents may be renewed, altered, extended,
changed or modified by Secured Party or may be released by Secured Party, without in any manner affecting this Agreement or releasing
Pledgor herefrom, and Pledgor shall continue to be liable hereunder to pay and perform pursuant hereto, notwithstanding any such release
or the taking of such other guaranties, collateral or security. This Agreement is additional and supplemental to any and all other guarantees,
security agreements or collateral heretofore and hereafter executed by Pledgor and the Company for the benefit of Secured Party, whether
relating to the indebtedness evidenced by any of the Transaction Documents or not, and shall not supersede or be superseded by any other
document or guaranty executed by Pledgor, the Company or any other Person for any purpose. Pledgor and the Company hereby agree that
Pledgor, the Company, and any additional parties who may become liable for repayment of the sums due under the Transaction Documents,
may hereafter be released from their liability hereunder and thereunder; and Secured Party may take, or delay in taking or refuse to
take, any and all action with reference to any of the Transaction Documents (regardless of whether same might vary the risk or alter
the rights, remedies or recourses of Pledgor), including specifically the settlement or compromise of any amount allegedly due thereunder,
all without notice to, consideration to or the consent of the Pledgor, and without in any way releasing, diminishing or affecting in
any way the absolute nature of Pledgor’s obligations and liabilities hereunder.

 

    11

     

    

 

No
delay on the part of the Secured Party in exercising any rights hereunder or failure to exercise the same shall operate as a waiver of
such rights. Pledgor and the Company hereby waive any and all legal requirements, statutory or otherwise, that Secured Party shall institute
any action or proceeding at law or in equity or exhaust its rights, remedies and recourses against Pledgor, the Company or anyone else
with respect to the Transaction Documents, as a condition precedent to bringing an action against Pledgor or the Company upon this Agreement
or as a condition precedent to Secured Party’s rights to sell the Pledged Securities or any other Collateral. Pledgor and the Company
agree that Secured Party may simultaneously maintain an action upon this Agreement and an action or proceeding upon the Transaction Documents.
All remedies afforded by reason of this Agreement are separate and cumulative remedies and may be exercised serially, simultaneously
and in any order, and the exercise of any of such remedies shall not be deemed an exclusion of the other remedies and shall in no way
limit or prejudice any other contractual, legal, equitable or statutory remedies which Secured Party may have in the Pledged Securities,
any other Collateral, or under the Transaction Documents. Until the Obligations, and all extensions, renewals and modifications thereof,
are paid in full, and until each and all of the terms, covenants and conditions of this Agreement are fully performed, Pledgor shall
not be released by any act or thing which might, but for this provision of this Agreement, be deemed a legal or equitable discharge of
a surety, or by reason of any waiver, extension, modification, forbearance or delay of Secured Party or any obligation or agreement between
the Company or their successors or assigns, and the then holder of the Transaction Documents, relating to the payment of any sums evidenced
or secured thereby or to any of the other terms, covenants and conditions contained therein, and Pledgor hereby expressly waive and surrender
any defense to liability hereunder based upon any of the foregoing acts, things, agreements or waivers, or any of them. Pledgor and the
Company also waive any defense arising by virtue of any disability, insolvency, bankruptcy, lack of authority or power or dissolution
of Pledgor or the Company, even though rendering the Transaction Documents void, unenforceable or otherwise uncollectible, it being agreed
that Pledgor and the Company shall remain liable hereunder, regardless of any claim which Pledgor or the Company might otherwise have
against Secured Party by virtue of Secured Party’s invocation of any right, remedy or recourse given to it hereunder or under the Transaction
Documents. In addition, Pledgor waives and renounces any right of subrogation, reimbursement or indemnity whatsoever, and any right of
recourse to security for the Obligations of the Company to Secured Party, unless and until all of said Obligations have been paid in
full to Secured Party.

 

Pledgor
agrees and understands that Secured Party’s right to exercise its rights hereunder, in the Event of a Default, is a non-judicial
remedy. Accordingly, Pledgor waives and release any and all claims or defenses that they may have or come to have in connection with
Secured Party’s enforcement of such rights other than as to proof of repayment. Pledgor further stipulates that as a condition
precedent to its filing or taking any action that would delay or impair the recognition or enforcement of Secured Party’s rights
pursuant to its enforcement of its rights hereunder, Pledgor shall be required to post a bond in the amount of 20% of the remaining principal
and interest due to Secured Party under the Note at the time of Secured Party’s enforcement of its rights hereunder.

  

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16.
Miscellaneous.

 

(a)
Performance for Pledgor or the Company. The Pledgor and the Company agree and hereby acknowledge that Secured Party may, in Secured
Party’s sole discretion, but Secured Party shall not be obligated to, whether or not an Event of Default shall have occurred, advance
funds on behalf of the Company or Pledgor, without prior notice to the Pledgor or the Company, in order to insure the Company’s
and Pledgor’s compliance with any covenant, warranty, representation or agreement of the Pledgor or the Company made in or pursuant
to this Agreement or the other Transaction Documents, to continue or complete, or cause to be continued or completed, performance of
the Pledgor’s and the Company’s obligations under any contracts of the Pledgor or the Company, or to preserve or protect
any right or interest of Secured Party in the Collateral or under or pursuant to this Agreement or the other Transaction Documents; provided,
however, that the making of any such advance by Secured Party shall not constitute a waiver by Secured Party of any Event of Default
with respect to which such advance is made, nor relieve the Pledgor or the Company of any such Event of Default. The Pledgor and the
Company, respectively and as applicable, shall pay to Secured Party upon demand all such advances made by Secured Party with interest
thereon at the highest rate permitted by applicable law. All such advances shall be deemed to be included in the Obligations and secured
by the security interest granted Secured Party hereunder; provided, however, that the provisions of this Subsection shall survive the
termination of this Agreement and Secured Party’s security interest hereunder and the payment of all other Obligations.

 

(b)
Applications of Payments and Collateral. Except as may be otherwise specifically provided in this Agreement or the other Transaction
Documents, all Collateral and proceeds of Collateral coming into Secured Party’s possession may be applied by Secured Party (after
payment of any costs, fees and other amounts incurred by Secured Party in connection therewith) to any of the Obligations, whether matured
or unmatured, as Secured Party shall determine in its sole discretion. Any surplus held by the Secured Party and remaining after the
indefeasible payment in full in cash of all of the Obligations shall be paid over to whomsoever shall be lawfully entitled to receive
the same or as a court of competent jurisdiction shall direct. In the event that the proceeds of any such sale, collection or realization
are insufficient to pay all amounts to which the Secured Party is legally entitled, the Company shall be liable for the deficiency, together
with interest thereon at the highest rate permitted by applicable law, together with the costs of collection and the reasonable fees,
costs, expenses and other client charges of any attorneys employed by the Secured Party to collect such deficiency.

 

(c)
Waivers by Pledgor and the Company. The Company and the Pledgor hereby waive, to the extent the same may be waived under applicable
law: (i) notice of acceptance of this Agreement; (ii) all claims and rights of the Pledgor and the Company against Secured Party on account
of actions taken or not taken by Secured Party in the exercise of Secured Party’s rights or remedies hereunder, under any other
Transaction Documents or under applicable law; (iii) all claims of the Pledgor and the Company for failure of Secured Party to comply
with any requirement of applicable law relating to enforcement of Secured Party’s rights or remedies hereunder, under the other
Transaction Documents or under applicable law; (iv) all rights of redemption of the Pledgor with respect to the Collateral; (v) in the
event Secured Party seeks to repossess any or all of the Collateral by judicial proceedings, any bond(s) or demand(s) for possession
which otherwise may be necessary or required; (vi) presentment, demand for payment, protest and notice of non-payment and all exemptions
applicable to any of the Collateral or the Pledgor or the Company; (vii) any and all other notices or demands which by applicable law
must be given to or made upon the Pledgor or the Company by Secured Party; (viii) settlement, compromise or release of the obligations
of any person or entity primarily or secondarily liable upon any of the Obligations; (ix) all rights of the Pledgor or the Company to
demand that Secured Party release account debtors or other persons or entities liable on any of the Collateral from further obligation
to Secured Party; and (x) substitution, impairment, exchange or release of any Collateral for any of the Obligations. The Pledgor and
the Company agree that Secured Party may exercise any or all of its rights and/or remedies hereunder and under any other Transaction
Documents and under applicable law without resorting to and without regard to any Collateral or sources of liability with respect to
any of the Obligations.

 

    13

     

    

  

(d)
Waivers by Secured Party. No failure or any delay on the part of Secured Party in exercising any right, power or remedy hereunder
or under any other Transaction Documents or under applicable law, shall operate as a waiver thereof.

 

(e)
Secured Party’s Setoff. Secured Party shall have the right, in addition to all other rights and remedies available to it,
following an Event of Default, to set off against any Obligations due Secured Party, any debt owing to the Pledgor or the Company by
Secured Party.

 

(f)
Modifications, Waivers and Consents. No modifications or waiver of any provision of this Agreement or any other Transaction Documents,
and no consent by Secured Party to any departure by the Pledgor or the Company therefrom, shall in any event be effective unless the
same shall be in writing, and then such waiver or consent shall be effective only in the specific instance and for the purpose for which
given, and any single or partial written waiver by Secured Party of any term, provision or right of Secured Party hereunder shall only
be applicable to the specific instance to which it relates and shall not be deemed to be a continuing or future waiver of any other right,
power or remedy. No notice to or demand upon the Pledgor or the Company in any case shall entitle Pledgor or the Company to any other
or further notice or demand in the same, similar or other circumstances.

 

(g)
Notices. All notices of request, demand and other communications hereunder shall be addressed, sent and deemed delivered in accordance
with the Note, including delivery of any such notices or communications to the Pledgor on behalf of the Company, which the Company hereby
agrees and acknowledges shall be valid and effective notice to the Company hereunder.

 

(h)
APPLICABLE LAW AND CONSENT TO JURISDICTION. THE
PLEDGOR, THE COMPANY AND THE SECURED PARTY EACH IRREVOCABLY AGREES THAT ANY DISPUTE ARISING UNDER, RELATING TO, OR IN CONNECTION WITH,
DIRECTLY OR INDIRECTLY, THIS AGREEMENT OR RELATED TO ANY MATTER WHICH IS THE SUBJECT OF OR INCIDENTAL TO THIS AGREEMENT (WHETHER OR NOT
SUCH CLAIM IS BASED UPON BREACH OF CONTRACT OR TORT) SHALL BE SUBJECT TO THE EXCLUSIVE JURISDICTION AND VENUE OF THE STATE AND/OR FEDERAL
COURTS LOCATED IN NEW YORK; PROVIDED, HOWEVER, SECURED PARTY MAY, AT SECURED PARTY’S SOLE OPTION, ELECT TO BRING ANY ACTION IN
ANY OTHER JURISDICTION. THIS PROVISION IS INTENDED TO BE A “MANDATORY” FORUM SELECTION CLAUSE AND GOVERNED BY AND INTERPRETED
CONSISTENT WITH NEW YORK LAW. THE PLEDGOR, THE COMPANY AND SECURED PARTY EACH HEREBY CONSENTS TO THE EXCLUSIVE JURISDICTION AND VENUE
OF ANY STATE OR FEDERAL COURT HAVING ITS SITUS IN SAID COUNTY (OR TO ANY OTHER JURISDICTION OR VENUE, IF SECURED PARTY SO ELECTS), AND
EACH WAIVES ANY OBJECTION BASED ON FORUM NON CONVENIENS. THE PLEDGOR AND THE COMPANY EACH HEREBY WAIVES PERSONAL SERVICE OF ANY AND ALL
PROCESS AND CONSENT THAT ALL SUCH SERVICE OF PROCESS MAY BE MADE BY CERTIFIED MAIL, RETURN RECEIPT REQUESTED, DIRECTED TO THE PLEDGOR
OR THE COMPANY, AS APPLICABLE, AS SET FORTH HEREIN AND IN THE MANNER PROVIDED BY APPLICABLE STATUTE, LAW, RULE OF COURT OR OTHERWISE.
EXCEPT FOR THE FOREGOING MANDATORY FORUM SELECTION CLAUSE, THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE
OF NEW YORK, WITHOUT REGARD TO THE PRINCIPLES OF CONFLICTS OF LAWS.

 

    14

     

    

 

(i)
Survival: Successors and Assigns. All covenants, agreements, representations and warranties made herein shall survive the execution
and delivery hereof, and shall continue in full force and effect until all Obligations have been paid in full, there exists no commitment
by Secured Party which could give rise to any Obligations. Whenever in this Agreement any of the parties hereto is referred to, such
reference shall be deemed to include the successors and assigns of such party. In the event that Secured Party assigns this Agreement
and/or its security interest in the Collateral, such assignment shall be binding upon and recognized by the Pledgor. All covenants, agreements,
representations and warranties by or on behalf of the Pledgor or the Company which are contained in this Agreement shall inure to the
benefit of Secured Party, its successors and assigns. Neither the Pledgor, nor the Company, may assign this Agreement or delegate any
of their respective rights or obligations hereunder, without the prior written consent of Secured Party, which consent may be withheld
in Secured Party’s sole and absolute discretion.

 

(j)
Severability. If any term, provision or condition, or any part thereof, of this Agreement shall for any reason be found or held
invalid or unenforceable by any court or governmental authority of competent jurisdiction, such invalidity or unenforceability shall
not affect the remainder of such term, provision or condition nor any other term, provision or condition, and this Agreement shall survive
and be construed as if such invalid or unenforceable term, provision or condition had not been contained therein.

 

(k)
Merger, Integration and Non-Reliance. This Agreement and the other Transaction Documents contain the entire agreement of the parties
hereto with respect to the matters covered and the transactions contemplated hereby, and no other agreement, statement or promise made
by any party hereto, or by any employee, officer, agent or attorney of any party hereto, which is not contained herein shall be valid
or binding. Further, Pledgor understands and acknowledges that the agents and representatives of the Secured Party do not have authority
to make any statements, promises or representations in conflict with or in addition to the information contained in this Agreement or
any other loan document, and Secured Party hereby specifically disclaims any responsibility for any such statements, promises or representations.
by execution of this Agreement, Pledgor acknowledges that he has not relied upon such statements, promises or representations, if any,
and waives any rights, defenses, or claims arising from any such statements, promises or representations.

  

    15

     

    

 

(l)
WAIVER OF JURY TRIAL. THE PLEDGOR AND THE COMPANY EACH HEREBY: (i) COVENANTS AND AGREES NOT TO ELECT A TRIAL BY JURY OF ANY ISSUE
TRIABLE OF RIGHT BY A JURY; AND (ii) WAIVES TRIAL BY JURY IN ANY ACTION OR PROCEEDING TO WHICH THE PLEDGOR, THE COMPANY AND SECURED PARTY
MAY BE PARTIES, ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY PERTAINING TO THIS AGREEMENT, AND/OR ANY TRANSACTIONS, OCCURRENCES,
COMMUNICATIONS, OR UNDERSTANDINGS (OR THE LACK OF ANY OF THE FOREGOING) RELATING IN ANY WAY TO DEBTOR-CREDITOR RELATIONSHIP BETWEEN THE
PARTIES. IT IS UNDERSTOOD AND AGREED THAT THIS WAIVER CONSTITUTES A WAIVER OF TRIAL BY JURY OF ALL CLAIMS AGAINST ALL PARTIES TO SUCH
ACTIONS OR PROCEEDINGS, INCLUDING CLAIMS AGAINST PARTIES WHO ARE NOT PARTIES TO THIS AGREEMENT. THIS WAIVER OF JURY TRIAL IS SEPARATELY
GIVEN, KNOWINGLY, WILLINGLY AND VOLUNTARILY MADE BY THE PLEDGOR AND THE COMPANY AND THE PLEDGOR AND THE COMPANY HEREBY AGREE THAT NO
REPRESENTATIONS OF FACT OR OPINION HAVE BEEN MADE BY ANY INDIVIDUAL TO INDUCE THIS WAIVER OF TRIAL BY JURY OR TO IN ANY WAY MODIFY OR
NULLIFY ITS EFFECT. SECURED PARTY IS HEREBY AUTHORIZED TO SUBMIT THIS AGREEMENT TO ANY COURT HAVING JURISDICTION OVER THE SUBJECT MATTER
AND THE PLEDGOR, THE COMPANY AND SECURED PARTY, SO AS TO SERVE AS CONCLUSIVE EVIDENCE OF SUCH WAIVER OF RIGHT TO TRIAL BY JURY. THE PLEDGOR
AND THE COMPANY REPRESENT AND WARRANT THAT EACH OF THEM HAS BEEN REPRESENTED IN THE SIGNING OF THIS AGREEMENT AND IN THE MAKING OF THIS
WAIVER BY INDEPENDENT LEGAL COUNSEL, SELECTED OF ITS OWN FREE WILL, AND/OR THAT IT HAS HAD THE OPPORTUNITY TO DISCUSS THIS WAIVER WITH
COUNSEL.

 

(m)
Execution. This Agreement may be executed in one or more counterparts, all of which taken together shall be deemed and considered
one and the same Agreement. In the event that any signature is delivered by facsimile transmission or by e-mail delivery of a “.pdf”
format file or other similar format file, such signature shall be deemed an original for all purposes and shall create a valid and binding
obligation of the party executing same with the same force and effect as if such facsimile or “.pdf” signature page was an
original thereof.

 

(n)
Headings. The headings and sub-headings contained in the titling of this Agreement are intended to be used for convenience only
and shall not be used or deemed to limit or diminish any of the provisions hereof.

 

(o)
Gender and Use of Singular and Plural. All pronouns shall be deemed to refer to the masculine, feminine, neuter, singular or plural,
as the identity of the party or parties or their personal representatives, successors and assigns may require.

 

    16

     

    

 

(p)
Further Assurances. The parties hereto will execute and deliver such further instruments and do such further acts and things as
may be reasonably required to carry out the intent and purposes of this Agreement, including the execution and filing of UCC-1 Financing
Statements in any jurisdiction as Secured Party may require.

 

(q)
Time is of the Essence. The parties hereby agree that time is of the essence with respect to performance of each of the parties’
obligations under this Agreement. The parties agree that in the event that any date on which performance is to occur falls on a Saturday,
Sunday or state or national holiday, then the time for such performance shall be extended until the next business day thereafter occurring.

 

(r)
Joint Preparation. The preparation of this Agreement has been a joint effort of the parties and the resulting documents shall
not, solely as a matter of judicial construction, be construed more severely against one of the parties than the other.

 

(s)
Prevailing Party. If any legal action or other proceeding is brought for the enforcement of this Agreement or any other Transaction
Documents, or because of an alleged dispute, breach, default or misrepresentation in connection with any provisions of this Agreement
or any other Transaction Documents, the successful or prevailing party or parties shall be entitled to recover from the non-prevailing
party, reasonable attorneys’ fees, court costs and all expenses, even if not taxable as court costs (including, without limitation,
all such fees, costs and expenses incident to appeals), incurred in that action or proceeding, in addition to any other relief to which
such party or parties may be entitled.

 

(t)
Costs and Expenses. The Pledgor and the Company, jointly and severally, agree to pay to the Secured Party, upon demand, the amount
of any and all costs and expenses, including the reasonable fees, costs, expenses and disbursements of counsel for the Secured Party
and of any experts and agents, which the Secured Party may incur in connection with: (i) the preparation, negotiation, execution, delivery,
recordation, administration, amendment, waiver or other modification or termination of this Agreement, (ii) the custody, preservation,
use or operation of, or the sale of, collection from, or other realization upon, any Collateral; (iii) the exercise, enforcement or defense
of any of the rights of the Secured Party hereunder, including at all levels of litigation; or (iv) the failure by the Pledgor or the
Company to perform or observe any of the provisions hereof. Included in the foregoing shall be the amount of all expenses paid or incurred
by Secured Party in consulting with counsel concerning any of its rights hereunder, under any Transaction Documents or under applicable
law, as well as such portion of Secured Party’s overhead as Secured Party shall allocate to collection and enforcement of the Obligations
in Secured Party’s sole but reasonable discretion. All such costs and expenses shall bear interest from the date of outlay until
paid, at the highest rate allowed by law. The provisions of this Subsection shall survive the termination of this Agreement and Secured
Party’s security interest hereunder and the payment of all Obligations.

 

(u) Non-Recourse
Guarantee. The Pledgor hereby absolutely, unconditionally and irrevocably guarantees to the Secured Party, for the ratable
benefit of the Secured Party and its respective successors, indorsees, transferees and assigns, the prompt and complete payment and
performance by the Borrower when due (whether at the stated maturity, by acceleration or otherwise) of the Obligations, provided, however,
if and to the extent required in order for the Obligations of the Pledgor to be enforceable under applicable federal, state and
other laws, the maximum liability of the Pledgor hereunder shall be limited to the amount which is received pursuant to the excise
of any and all rights to foreclose upon the Pledged Securities and the rights pertaining thereto contained herein.

 

[Signatures
on the following page]

 

    17

     

    

 

IN
WITNESS WHEREOF, the parties hereto have duly executed this Agreement as of the day and year first above written.

 

	PLEDGOR:	 
	 	 
	/s/ Aaron Drew	 
	AARON DREW	 

 

[Signature
Page – BEARN, LLC. –Pledge and Escrow Agreement]

 

     

     

    

 

	COMPANY:	 
	 	 	 
	BEARN, LLC	 
	 	 	 
	 	/s/ Aaron
Drew	 
	Name:  	Aaron
Drew	 
	Title: 	CEO	 

 

[Signature
Page – BEARN, LLC. –Pledge and Escrow Agreement]

 

     

     

    

 

	SECURED PARTY:	 
	 	 	 
	MYFIZIQ LIMITED	 
	 	 	 
	By:	/s/ Vlado
Bosanac	 
	Name:  	Vlado
Bosanac	 
	Title: 	CEO	 

 

[Signature
Page – BEARN, LLC. –Pledge and Escrow Agreement]Exhibit 10.30

 

SECURITY AGREEMENT

 

This SECURITY
AGREEMENT (the “Security Agreement”) dated and made effective as of January 20, 2021 is executed by Bearn
LLC, a limited liability company organized and existing under the laws of the State of Maryland, including any successors or
assigns (the “Debtor”) and MyFizIQ Limited, a limited corporation incorporated under the laws of
Australia (the “Secured Party”).

 

R E C I T A L S:

 

WHEREAS, pursuant
to Promissory Note dated as of the date hereof (the “Loan Agreement”), issued by the Debtor, as borrower, in
favor of the Secured Party, as lender, the Secured Party has agreed to advance certain loan proceeds to the Debtor; and

 

WHEREAS, in order
to induce the Secured Party to made the loan advances to the Debtor the Debtor has agreed to execute and deliver to the Secured Party
this Agreement for the benefit of the Secured Party and to grant to Secured Party an unconditional and continuing, first priority security
interest in the Software of the Debtor to secure the prompt payment, performance and discharge in full of all of Debtor’s obligation
under the Loan Agreement and the other transaction documents executed in connection therewith (the “Transaction Documents”).

 

A G R E E M E N T S:

 

	1	DEFINITIONS.

 

1.1 Defined
Terms. Capitalized terms used but not otherwise defined in this Security Agreement (including the Recitals) shall have the meanings
ascribed to them in the Loan Agreement. For the purposes of this Security Agreement, the following capitalized words and phrases shall
have the meanings set forth below.

 

(a) “Bearn
App” means means downloadable application software designed to run on mobile platforms including Android and
iOS operating systems and which, inter alia, in combination with a fitness tracker, captures, processes, stores and transmits
biometric data..

 

(b) “Capital
Securities” shall mean, with respect to any Person, all shares, interests, participations or other equivalents (however
designated, whether voting or non-voting) of such Person’s capital, whether now outstanding or issued or acquired after the date
hereof, including common shares, preferred shares, membership interests in a limited liability company, limited or general partnership
interests in a partnership or any other equivalent of such ownership interest.

 

(c) “Collateral” shall have the meaning
set forth in Section 2.1 hereof.

 

 (d) “Obligor”
shall mean Debtor, or any other party liable with respect to the Obligations.

 

    1

     

    

 

(e) “Organizational
Identification Number” means, with respect to Debtor, the organizational identification number assigned to Debtor by the
applicable governmental unit or agency of the jurisdiction of organization of Debtor, if any.

 

(f) “Software”
shall mean software developed by the Debtor, including the Bearn App and related back end operating software used in connection with the
operation of the Debtor’s business, including, but not limited to IOS and Android downloadable mobile applications for, inter alia,
the measurement of calories burned by a user.

 

(g) “Taxes”
shall mean any and all present and future taxes, duties, levies, imposts, deductions, assessments, charges or withholdings, and any and
all liabilities (including interest and penalties and other additions to taxes) with respect to the foregoing.

 

(h) “Unmatured
Event of Default” shall mean any event which, with the giving of notice, the passage of time or both, would constitute an
Event of Default.

 

1.2 Other
Terms Defined in UCC. All other capitalized words and phrases used herein and not otherwise specifically defined herein or in the
Loan Agreement shall have the respective meanings assigned to such terms in the UCC, to the extent the same are used or defined therein.

 

 1.3 Other Interpretive Provisions.

 

(a) The
meanings of defined terms are equally applicable to the singular and plural forms of the defined terms. Whenever the context so requires,
the neutral gender includes the masculine and feminine, the single number includes the plural, and vice versa, and in particular the word
“Debtor” shall be so construed.

 

(b) Section
and Schedule references are to this Security Agreement unless otherwise specified. The words “hereof”, “herein”
and “hereunder” and words of similar import when used in this Security Agreement shall refer to this Security Agreement as
a whole and not to any particular provision of this Security Agreement

 

(c) The
term “including” (or words of similar import) is not limiting, and means “including, without limitation”.

 

(d) In
the computation of periods of time from a specified date to a later specified date, the word “from” means “from and
including”; the words “to” and “until” each mean “to but excluding”, and the word “through”
means “to and including”.

 

(e)
Unless otherwise expressly provided herein: (i) references to agreements (including this Security Agreement and the other Transaction
Documents) and other contractual instruments shall be deemed to include all subsequent amendments, restatements, supplements and other
modifications thereto, but only to the extent such amendments, restatements, supplements and other modifications are not prohibited by
the terms of any Transaction Document; and (ii) references to any statute or regulation shall be construed as including all statutory
and regulatory provisions amending, replacing, supplementing or interpreting such statute or regulation.

 

    2

     

    

 

(f) To
the extent any of the provisions of the other Transaction Documents are inconsistent with the terms of this Security Agreement, the provisions
of this Security Agreement shall govern.

 

(g) This
Security Agreement and the other Transaction Documents may use several different limitations, tests or measurements to regulate the same
or similar matters. All such limitations, tests and measurements are cumulative and each shall be performed in accordance with its terms.

 

	2	SECURITY FOR THE OBLIGATIONS.

 

2.1 Security
for Obligations. As security for the payment and performance of the Obligations, Debtor does hereby pledge, assign, transfer, deliver
and grant to Secured Party, for its own benefit and as agent for its Affiliates, the Software (“Collateral”).

 

2.2 Possession
and Transfer of Collateral. Until an Event of Default has occurred, Debtor shall be entitled to possession and use of the Collateral.
The cancellation or surrender of any promissory note evidencing an Obligation, upon payment or otherwise, shall not affect the right of
Secured Party to retain the Collateral for any other of the Obligations, except upon payment in full of the Obligations. Debtor shall
not sell, assign (by operation of law or otherwise), license, lease or otherwise dispose of, or grant any option with respect to any of
the Collateral, except as permitted pursuant to the Loan Agreement.

 

2.3 Financing
Statements. Debtor authorizes Secured Party to prepare and file such financing statements, amendments and other documents and do
such acts as Secured Party deems necessary in order to establish and maintain valid, attached and perfected, first priority security
interests in the Collateral in favor of Secured Party, for its own benefit and as agent for its Affiliates, free and clear of all
Liens and claims and rights of third parties whatsoever, except Permitted Liens. Debtor hereby irrevocably authorizes Secured Party
at any time, and from time to time, to file in any jurisdiction any initial financing statements and amendments thereto that: (a)
indicate the Collateral: (i) is comprised of all assets of Debtor (or words of similar effect), regardless of whether any particular
asset comprising a part of the Collateral falls within the scope of Article 9 of the UCC of the jurisdiction wherein such financing
statement or amendment is filed; or (ii) as being of an equal or lesser scope or within greater detail as the grant of the security
interest set forth herein; and (b) contain any other information required by Section 5 of Article 9 of the UCC of the jurisdiction
wherein such financing statement or amendment is filed regarding the sufficiency or filing office acceptance of any financing
statement or amendment, including: (A) whether Debtor is an organization, the type of organization and any Organizational
Identification Number issued to each Debtor; and (B) in the case of a financing statement filed as a fixture filing or indicating
Collateral as as-extracted collateral or timber to be cut, a sufficient description of the real property to which the Collateral
relates. Debtor agrees to furnish any such information to Secured Party promptly upon request. In addition, Debtor shall make
appropriate entries on their books and records disclosing the security interests of Secured Party, for its own benefit and as agent
for its Affiliates, in the Collateral. Debtor hereby agrees that a photogenic or other reproduction of this Security Agreement is
sufficient for filing as a financing statement and Debtor authorizes Secured Party to file this Security Agreement as a financing
statement in any jurisdiction.

 

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2.4 Preservation
of the Collateral. Secured Party may, but is not required to, take such actions from time to time as Secured Party deems appropriate
to maintain or protect the Collateral. Secured Party shall have exercised reasonable care in the custody and preservation of the Collateral
if Secured Party takes such action as Debtor shall reasonably request in writing which is not inconsistent with Secured Party’s
status as a secured party, but the failure of Secured Party to comply with any such request shall not be deemed a failure to exercise
reasonable care; provided, however, Secured Party’s responsibility for the safekeeping of the Collateral shall: (i)
be deemed reasonable if such Collateral is accorded treatment substantially equal to that which Secured Party accords its own property;
and (ii) not extend to matters beyond the control of Secured Party, including acts of God, war, insurrection, riot or governmental actions.
In addition, any failure of Secured Party to preserve or protect any rights with respect to the Collateral against prior or third parties,
or to do any act with respect to preservation of the Collateral, not so requested by Debtor, shall not be deemed a failure to exercise
reasonable care in the custody or preservation of the Collateral. Debtor shall have the sole responsibility for taking such action as
may be necessary, from time to time, to preserve all rights of Debtor and Secured Party in the applicable Collateral against prior or
third parties.

 

2.5 Other
Actions as to any and all Collateral. Debtor further agrees to take any other action reasonably requested by Secured Party to
ensure the attachment, perfection and first priority of, and the ability of Secured Party to enforce, the security interest of
Secured Party, for its own benefit and as agent for its Affiliates, in any and all of the Collateral, including: (i) causing Secured
Party’s name to be noted as secured party on any certificate of title for a titled good if such notation is a condition to
attachment, perfection or priority of, or ability of the bank to enforce, the security interest of Secured Party, for its own
benefit and as agent for its Affiliates, in such Collateral; (ii) complying with any provision of any statute, regulation or treaty
of the United States as to any material portion of the Collateral as soon as possible but not more than forty-five (45) days after
such request if compliance with such provision is a condition to attachment, perfection or priority of, or ability of Secured Party
to enforce, the security interest of Secured Party, for its own benefit and as agent for its Affiliates, in such Collateral; (iii)
obtaining governmental and other third party consents and approvals, including, without limitation, any consent of any licensor,
lessor or other Person with authority or control over or an interest in any material portion of the Collateral as soon as possible
but not more than forty-five (45) days after such request; (iv) obtaining waivers from mortgagees and landlords in form and
substance reasonably satisfactory to Secured Party which affect any material portion of the Collateral as soon as possible but not
more than forty- five (45) days after such request; and (v) taking all actions required by the UCC in effect from time to time or by
other law, as applicable in any relevant UCC jurisdiction, or by other law as applicable in any foreign jurisdiction. Debtor further
agrees to indemnify and hold Secured Party harmless against claims of any Persons not a party to this Security Agreement concerning
disputes arising over the Collateral, except to the extent resulting from the gross negligence or willful misconduct of Secured
Party or its Affiliates.

 

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2.6 Letter-of-Credit
Rights. If Debtor at any time is a beneficiary under a letter of credit now or hereafter issued in favor of Debtor, Debtor shall promptly
notify Secured Party thereof and, at the request and option of Secured Party, Debtor shall, pursuant to an agreement in form and substance
reasonably satisfactory to Secured Party, either: (i) arrange for the issuer and any confirmer of such letter of credit to consent to
an assignment to Secured Party, for its own benefit and as agent for its Affiliates, of the proceeds of any drawing under the letter of
credit; or (ii) arrange for Secured Party, for its own benefit and as agent for its Affiliates, to become the transferee beneficiary of
the letter of credit, with Secured Party agreeing, in each case, that the proceeds of any drawing under the letter to credit are to be
applied as provided in the Loan Agreement.

 

2.7 Commercial
Tort Claims. If Debtor shall at any time hold or acquire a Commercial Tort Claim, Debtor shall promptly notify Secured Party in writing
signed by Debtor of the details thereof and grant to Secured Party, for its own benefit and as agent for its Affiliates, in such written
notice or other written instrument, a security interest therein and in the proceeds thereof, all upon the terms of this Security Agreement,
in each case in form and substance reasonably satisfactory to Secured Party, and shall execute any amendments hereto deemed reasonably
necessary by Secured Party to perfect the security interest of Secured Party, for its own benefit and as agent for its Affiliates, in
such Commercial Tort Claim.

 

2.8 Additional
Requirements on Collateral. Debtor, at the Debtor’ expense, shall promptly: (A) execute all notices of security interest for
each relevant type of Software in forms suitable for filing with any United States or foreign office handling the registration or filing
of copyrights and other intellectual property and any successor office or agency thereto; and (B) take all commercially reasonable steps
in any hearing, suit, action, or other proceeding before any such office or any similar office or agency in any other country or any political
subdivision thereof, to diligently prosecute or maintain, as applicable, each application and registration of any Software or any other
intellectual property rights and assets that are part of the Collateral, including filing of renewals, affidavits of use, affidavits of
incontestability and opposition, interference and cancellation proceedings.

 

	3	REPRESENTATIONS AND WARRANTIES.

 

Debtor make the following representations and warranties to
Secured Party:

 

3.1 Debtor
Organization and Name. Debtor is a limited liability company, duly organized, existing and in good standing under the laws of its
State of organization, with full and adequate power to carry on and conduct its business as presently conducted. Debtor is duly licensed
or qualified in all foreign jurisdictions wherein the nature of their activities requires such qualification or licensing. Debtor’s
Organizational Identification Number, if applicable, is set forth in the Loan Agreement. The exact legal name of Debtor is as set forth
in the first paragraph of this Security Agreement, and Debtor currently do not conduct, nor has it during the last five (5) years conducted,
business under any other name or trade name.

 

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3.2 Authorization.
Debtor has full right, power and authority to enter into this Security Agreement and to perform all of their duties and obligations under
this Security Agreement. The execution and delivery of this Security Agreement and the other Transaction Documents will not, nor will
the observance or performance of any of the matters and things herein or therein set forth, violate or contravene any provision of law
or of the articles of incorporation, bylaws, operating agreement, or other governing documents of Debtor. All necessary and appropriate
action has been taken on the part of Debtor to authorize the execution and delivery of this Security Agreement.

 

3.3 Validity
and Binding Nature. This Security Agreement is the legal, valid and binding obligation of Debtor, enforceable against Debtor in accordance
with its terms, subject to bankruptcy, insolvency and similar laws affecting the enforceability of creditors’ rights generally and to
general principles of equity.

 

3.4 Consent;
Absence of Breach. The execution, delivery and performance of this Security Agreement and any other documents or instruments to be
executed and delivered by Debtor in connection herewith, do not and will not: (a) require any consent, approval, authorization, or filings
with, notice to or other act by or in respect of, any governmental authority or any other Person (other than filings or notices pursuant
to federal or state securities laws or other than any consent or approval which has been obtained and is in full force and effect); (b)
conflict with: (i) any provision of law or any applicable regulation, order, writ, injunction or decree of any court or governmental authority;
(ii) the articles of incorporation, bylaws, or other organic or governance document of Debtor; or (iii) any agreement, indenture, instrument
or other document, or any judgment, order or decree, which is binding upon Debtor or any of their properties or assets; or (c) require,
or result in, the creation or imposition of any Lien on any asset of Debtor, other than Liens in favor of Secured Party created pursuant
to this Security Agreement and Permitted Liens.

 

3.5 Ownership
of Collateral; Liens. Debtor is the sole owners of all the Collateral, free and clear of all Liens, charges and claims (including
infringement claims with respect to patents, trademarks, service marks, copyrights and other intellectual property rights), other than
Permitted Liens.

 

3.6 Adverse
Circumstances. No condition, circumstance, event, agreement, document, instrument, restriction, litigation or proceeding (or threatened
litigation or proceeding or basis therefor) exists which: (i) would have a Material Adverse Effect upon Debtor; or (ii) would constitute
an Event of Default or an Unmatured Event of Default.

 

3.7 Security
Interest. This Security Agreement creates a valid security interest in favor of Secured Party in the Collateral and, when properly
perfected by filing in the appropriate jurisdictions and or agency, shall constitute a valid, perfected, first-priority security interest
in such Collateral.

 

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3.8 Place of
Business. The principal place of business and books and records of Debtor and location of all Collateral is set forth in the
preamble to this Security Agreement, and Debtor shall promptly notify Secured Party of any change in such location. Debtor will not
remove or permit the Collateral to be removed from such locations without the prior written consent of Secured Party, except as
permitted pursuant to the Loan Agreement.

 

3.9 Complete
Information. This Security Agreement and all financial statements, schedules, certificates, confirmations, agreements, contracts,
and other materials and information heretofore or contemporaneously herewith furnished in writing by Debtor to Secured Party for purposes
of, or in connection with, this Security Agreement and the transactions contemplated hereby is, and all written information hereafter
furnished by or on behalf of Debtor to Secured Party pursuant hereto or in connection herewith will be, true and accurate in every material
respect on the date as of which such information is dated or certified, and none of such information is or will be incomplete by omitting
to state any material fact necessary to make such information not misleading in light of the circumstances under which made (it being
recognized by Secured Party that any projections and forecasts provided by Debtor are based on good faith estimates and assumptions believed
by Debtor to be reasonable as of the date of the applicable projections or assumptions and that actual results during the period or periods
covered by any such projections and forecasts may differ from projected or forecasted results).

 

	4	REMEDIES.

 

Upon the occurrence
of any default in the payment or performance of any of the covenants, conditions and agreements contained in this Security Agreement or
any other Event of Default, Secured Party shall have all rights, powers and remedies set forth in this Security Agreement or the other
Transaction Documents or in any other written agreement or instrument relating to any of the Obligations or any security therefor, as
a secured party under the UCC or as otherwise provided at law or in equity. Without limiting the generality of the foregoing, Secured
Party may, at its option upon the occurrence of an Event of Default, declare its commitments to Debtor to be terminated and all Obligations
to be immediately due and payable, or, if provided in the Transaction Documents, all commitments of Secured Party to Debtor shall immediately
terminate and all Obligations shall be automatically due and payable, all without demand, notice or further action of any kind required
on the part of Secured Party. Debtor hereby waives any and all presentment, demand, notice of dishonor, protest, and all other notices
and demands in connection with the enforcement of Secured Party’s rights under the Transaction Documents, and hereby consent to,
and waives notice of release, with or without consideration, of any Collateral, notwithstanding anything contained herein or in the Transaction
Documents to the contrary. In addition to the foregoing:

 

4.1 Possession
and Assembly of Collateral. Secured Party may, without notice, demand or the initiation of legal process of any kind, take
possession of any or all of the Collateral (in addition to Collateral of which Secured Party already has possession), wherever it
may be found, and for that purpose may pursue the same wherever it may be found, and may at any time enter into any of Debtor’
premises where any of the Collateral may be or is supposed to be, and search for, take possession of, remove, keep and store any of
the Collateral until the same shall be sold or otherwise disposed of and Secured Party shall have the right to store and conduct a
sale of the same in any of Debtor’ premises without cost to Secured Party. At Secured Party’s request, Debtor will, at
Debtor’ sole expense, assemble the Collateral and make it available to Secured Party at a place or places to be designated by
Secured Party which is reasonably convenient to Secured Party and Debtor.

 

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4.2 Sale
of Collateral. Secured Party may sell any or all of the Collateral at public or private sale, upon such terms and conditions as
Secured Party may deem proper, and Secured Party may purchase any or all of the Collateral at any such sale. Debtor acknowledges
that Secured Party may be unable to effect a public sale of all or any portion of the Collateral because of certain legal and/or
practical restrictions and provisions which may be applicable to the Collateral and, therefore, may be compelled to resort to one or
more private sales to a restricted group of offerees and purchasers. Debtor consents to any such private sale so made even though at
places and upon terms less favorable than if the Collateral were sold at public sale. Secured Party shall have no obligation to
clean-up or otherwise prepare the Collateral for sale. Secured Party may apply the net proceeds, after deducting all costs,
expenses, attorneys’ and paralegals’ fees incurred or paid at any time in the collection, protection and sale of the
Collateral and the Obligations, to the payment of the Obligations, returning the excess proceeds, if any, to Debtor. Debtor shall
remain liable for any amount remaining unpaid after such application, with interest at the default rate under the Loan Agreement.
Any notification of intended disposition of the Collateral required by law shall be conclusively deemed reasonably and properly
given if given by Secured Party at least ten (10) calendar days before the date of such disposition. Debtor hereby confirm, approve
and ratify all acts and deeds of Secured Party relating to the foregoing, and each part thereof, and expressly waives any and all
claims of any nature, kind or description which it has or may hereafter have against Secured Party or its representatives, by reason
of taking, selling or collecting any portion of the Collateral. Debtor consents to releases of the Collateral at any time (including
prior to default) and to sales of the Collateral in groups, parcels or portions, or as an entirety, as Secured Party shall deem
appropriate. Debtor expressly absolves Secured Party from any loss or decline in market value of any Collateral by reason of delay
in the enforcement or assertion or non-enforcement of any rights or remedies under this Security Agreement.

 

4.3 Standards
for Exercising Remedies. To the extent that applicable law imposes duties on Secured Party to exercise remedies in a
commercially reasonable manner, Debtor acknowledge and agree that it is not commercially unreasonable for Secured Party: (i) to
incur expenses deemed necessary by Secured Party to prepare Collateral for disposition or otherwise to complete raw material or
work-in-process into finished goods or other finished products for disposition; (ii) to fail to obtain third party consents for
access to Collateral to be disposed of, or to obtain or, if not required by other law, to fail to obtain governmental or third party
consents for the collection or disposition of Collateral to be collected or disposed of; (iii) to fail to exercise collection
remedies against any of their customers or other Persons obligated on Collateral or to remove liens or encumbrances on or any
adverse claims against Collateral; (iv) to exercise collection remedies against any of their customers and other Persons obligated
on Collateral directly or through the use of collection agencies and other collection specialists; (v) to advertise dispositions of
Collateral through publications or media of general circulation, whether or not the Collateral is of a specialized nature; (vi) to
contact other Persons, whether or not in the same business as Debtor, for expressions of interest in acquiring all or any portion of
the Collateral; (vii) to hire one or more professional auctioneers to assist in the disposition of Collateral, whether or not the
Collateral is of a specialized nature; (viii) to dispose of Collateral by utilizing internet sites that provide for the auction of
assets of the types included in the Collateral or that have the reasonable capability of doing so, or that match buyers and sellers
of assets; (ix) to dispose of assets in wholesale rather than retail markets; (x) to disclaim disposition warranties, including any
warranties of title; (xi) to purchase insurance or credit enhancements to insure Secured Party against risks of loss, collection or
disposition of Collateral or to provide to Secured Party a guaranteed return from the collection or disposition of Collateral; or
(xii) to the extent deemed appropriate by Secured Party, to obtain the services of other brokers, investment bankers, consultants
and other professionals to assist Secured Party in the collection or disposition of any of the Collateral. Debtor acknowledges that
the purpose of this section is to provide non-exhaustive indications of what actions or omissions by Secured Party would not be
commercially unreasonable in Secured Party’s exercise of remedies against the Collateral and that other actions or omissions
by Secured Party shall not be deemed commercially unreasonable solely on account of not being indicated in this Section. Without
limitation upon the foregoing, nothing contained in this Section shall be construed to grant any rights to Debtor or to impose any
duties on Secured Party that would not have been granted or imposed by this Security Agreement or by applicable law in the absence
of this Section.

 

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4.4 UCC
and Offset Rights. Secured Party may exercise, from time to time, any and all rights and remedies available to it under the UCC or
under any other applicable law in addition to, and not in lieu of, any rights and remedies expressly granted in this Security Agreement
or in any other agreements between any Obligor and Secured Party, and may, without demand or notice of any kind, appropriate and apply
toward the payment of such of the Obligations, whether matured or unmatured, including costs of collection and attorneys’ and paralegals’
fees and costs, and in such order of application as Secured Party may, from time to time, elect, any indebtedness of Secured Party to
any Obligor, however created or arising, including balances, credits, deposits, accounts or moneys of such Obligor in the possession,
control or custody of, or in transit to Secured Party. Each Debtor, on behalf of itself and any Obligor, hereby waive the benefit of any
law that would otherwise restrict or limit Secured Party in the exercise of its right, which is hereby acknowledged, to appropriate at
any time hereafter any such indebtedness owing from Secured Party to any Obligor.

 

4.5 Additional
Remedies. Upon the occurrence of an Event of Default, Secured Party shall have the right and power to:

 

(a) extend,
renew or modify for one or more periods (whether or not longer than the original period) the Obligations or any obligation of any nature
of any other obligor with respect to the Obligations;

 

(b) grant
releases, compromises or indulgences with respect to the Obligations, any extension or renewal of any of the Obligations, any security
therefor, or to any other obligor with respect to the Obligations;

 

(c)
at any time, and from time to time, accept additions to, releases, reductions, exchanges or substitution of the Collateral, without
in any way altering, impairing, diminishing or affecting the provisions of this Security Agreement, the Transaction Documents, or
any of the other Obligations, or Secured Party’s rights hereunder, under the Obligations.

 

Debtor hereby ratifies
and confirms whatever Secured Party may do with respect to the Collateral and agrees that Secured Party shall not be liable for any error
of judgment or mistakes of fact or law with respect to actions taken in connection with the Collateral.

 

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4.6 Attorney-in-Fact.
Debtor hereby irrevocably make, constitute and appoint Secured Party (and any officer of Secured Party or any Person designated by Secured
Party for that purpose) as each Debtor’s true and lawful proxy and attorney-in-fact (and agent-in- fact) in each Debtor’s
name, place and stead, with full power of substitution, to: (i) take such actions as are permitted in this Security Agreement; (ii) execute
such financing statements and other documents and to do such other acts as Secured Party may require to perfect and preserve Secured Party’s
security interest in, and to enforce such interests in the Collateral; and (iii) upon the occurrence of an Event of Default, carry out
any remedy provided for in this Security Agreement, the Loan Agreement, or otherwise at law or in equity. Debtor hereby acknowledge that
the constitution and appointment of such proxy and attorney-in-fact are coupled with an interest and are irrevocable. Debtor hereby ratifies
and confirms all that such attorney-in-fact may do or cause to be done by virtue of any provision of this Security Agreement.

 

4.7 No
Marshaling. Secured Party shall not be required to marshal any present or future collateral security (including this Security Agreement
and the Collateral) for, or other assurances of payment of, the Obligations or any of them or to resort to such collateral security or
other assurances of payment in any particular order. To the extent that it lawfully may, Debtor hereby agrees that it will not invoke
any law relating to the marshaling of collateral which might cause delay in or impede the enforcement of Secured Party’s rights
under this Security Agreement or under any other instrument creating or evidencing any of the Obligations or under which any of the Obligations
is outstanding or by which any of the Obligations is secured or payment thereof is otherwise assured, and, to the extent that it lawfully
may, Debtor hereby irrevocably waive the benefits of all such laws.

 

4.8 No Waiver.
No Event of Default shall be waived by Secured Party except in writing. No failure or delay on the part of Secured Party in exercising
any right, power or remedy hereunder shall operate as a waiver of the exercise of the same or any other right at any other time; nor
shall any single or partial exercise of any such right, power or remedy preclude any other or further exercise thereof or the exercise
of any other right, power or remedy hereunder. There shall be no obligation on the part of Secured Party to exercise any remedy available
to Secured Party in any order. The remedies provided for herein are cumulative and not exclusive of any remedies provided at law or in
equity. Debtor agrees that in the event that it fails to perform, observe or discharge any of its Obligations or liabilities under this
Security Agreement or any other agreements with Secured Party, no remedy of law will provide adequate relief to Secured Party, and further
agrees that Secured Party shall be entitled to temporary and permanent injunctive relief in any such case without the necessity of proving
actual damages.

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4.9
Application of Proceeds. Secured Party will, within three (3) Business Days after receipt of cash or solvent credits from collection
of items of payment, proceeds of Collateral or any other source, apply the whole or any part thereof against the Obligations secured
hereby. Secured Party shall further have the exclusive right to determine how, when and what application of such payments and such credits
shall be made on the Obligations, and such determination shall be conclusive upon Debtor. Any proceeds of any disposition by Secured
Party of all or any part of the Collateral may be first applied by Secured Party to the payment of expenses incurred by Secured Party
in connection with the Collateral, including reasonable attorneys’ fees and legal expenses and costs as provided for in Section
5.14 hereof.

 

	5	MISCELLANEOUS.

 

5.1 Entire
Agreement. This Security Agreement and the other Transaction Documents: (i) are valid, binding and enforceable against Debtor and
Secured Party in accordance with their respective provisions and no conditions exist as to their legal effectiveness; (ii) constitute
the entire agreement between the parties with respect to the subject matter hereof and thereof; and (iii) are the final expression of
the intentions of Debtor and Secured Party. No promises, either expressed or implied, exist between Debtor and Secured Party, unless
contained herein or therein. This Security Agreement, together with the other Transaction Documents, supersedes all negotiations, representations,
warranties, commitments, term sheets, discussions, negotiations, offers or contracts (of any kind or nature, whether oral or written)
prior to or contemporaneous with the execution hereof with respect to any matter, directly or indirectly related to the terms of this
Security Agreement and the other Transaction Documents. This Security Agreement and the other Transaction Documents are the result of
negotiations between Secured Party and Debtor and have been reviewed (or have had the opportunity to be reviewed) by counsel to all such
parties and are the products of all parties. Accordingly, this Security Agreement and the other Transaction Documents shall not be construed
more strictly against Secured Party merely because of Secured Party’s involvement in their preparation. DEBTOR ACKNOWLEDGE THAT
IT HAS NOT RELIED UPON ANY STATEMENTS, PROMISES OR REPRESENTATIONS, IF ANY, THAT ARE NOT CONTAINED WITHIN THIS SECURITY AGREEMENT OR
IN ANY OTHER THE TRANSACTION DOCUMENT AND WAIVES ANY RIGHTS, DEFENSES, OR CLAIMS ARISING FROM ANY SUCH STATEMENTS, PROMISES OR REPRESENTATIONS.

 

5.2 Amendments;
Waivers. No delay on the part of Secured Party in the exercise of any right, power or remedy shall operate as a waiver thereof, nor
shall any single or partial exercise by Secured Party of any right, power or remedy preclude other or further exercise thereof, or the
exercise of any other right, power or remedy. No amendment, modification or waiver of, or consent with respect to, any provision of this
Security Agreement or the other Transaction Documents shall in any event be effective unless the same shall be in writing and acknowledged
by Secured Party, and then any such amendment, modification, waiver or consent shall be effective only in the specific instance and for
the specific purpose for which given.

 

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5.3
WAIVER OF CLAIMS AND DEFENSES. THE DEBTOR WAIVE EVERY PRESENT AND FUTURE DEFENSE, CAUSE OF ACTION, COUNTERCLAIM OR SETOFF WHICH
THE DEBTOR MAY NOW HAVE AS OF THE DATE HEREOF, OR AS THEY MAY IN THE FUTURE COME TO HAVE, TO ANY ACTION BY SECURED PARTY IN ENFORCING
THIS SECURITY AGREEMENT OR ANY OTHER TRANSACTION DOCUMENTS -- OTHER THAN FOR SET OFF TO ESTABLISH THE AMOUNTS DUE AND PAID IN RESPECT
OF THE LOAN AGREEMENT. THE DEBTOR UNDERSTANDS AND AGREES THAT IT IS WAIVING DEFENSES AND CLAIMS WHICH MAY NOT YET HAVE ACCRUED OR OF
WHICH IT MAY NOT YET BE AWARE AS MATERIAL INDUCEMENT FOR SECURED PARTY ENTERING THIS SECURITY AGREEMENT AND GRANTING ANY FINANCIAL ACCOMMODATION
TO THE DEBTOR. THIS PROVISION IS INTENDED TO BE CONSTRUED AS BROADLY AS PERMISSIBLE UNDER APPLICABLE LAW. FURTHER, THE DEBTOR UNDERSTAND
AND ACKNOWLEDGE THAT THE AGENTS AND REPRESENTATIVES OF THE SECURED PARTY DO NOT HAVE AUTHORITY TO MAKE ANY STATEMENTS, PROMISES OR REPRESENTATIONS
IN CONFLICT WITH OR IN ADDITION TO THE INFORMATION CONTAINED IN THIS SECURITY AGREEMENT OR ANY OTHER TRANSACTION DOCUMENT, AND SECURED
PARTY HEREBY SPECIFICALLY DISCLAIMS ANY RESPONSIBILITY FOR ANY SUCH STATEMENTS, PROMISES OR REPRESENTATIONS. BY EXECUTION OF THIS AGREEMENT,
THE DEBTOR ACKNOWLEDGE THAT THEY HAVE NOT RELIED UPON SUCH STATEMENTS, PROMISES OR REPRESENTATIONS, IF ANY, AND WAIVES ANY RIGHTS, DEFENSES,
OR CLAIMS ARISING FROM ANY SUCH STATEMENTS, PROMISES OR REPRESENTATIONS.

 

5.4
MANDATORY FORUM SELECTION. TO INDUCE SECURED PARTY TO MAKE CERTAIN FINANCIAL ACCOMODATIONS TO DEBTOR, DEBTOR IRREVOCABLY AGREES
THAT ANY DISPUTE ARISING UNDER, RELATING TO, OR IN CONNECTION WITH, DIRECTLY OR INDIRECTLY, THIS SECURITY AGREEMENT OR RELATED TO ANY
MATTER WHICH IS THE SUBJECT OF OR INCIDENTAL TO THIS SECURITY AGREEMENT ANY OTHER TRANSACTION DOCUMENT, OR THE COLLATERAL (WHETHER OR
NOT SUCH CLAIM IS BASED UPON BREACH OF CONTRACT OR TORT) SHALL, EXCEPT AS HEREINAFTER PROVIDED, BE SUBJECT TO THE EXCLUSIVE JURISDICTION
AND VENUE OF THE STATE AND/OR FEDERAL COURTS LOCATED IN NEW YORK, NEW YORK; PROVIDED, HOWEVER, SECURED PARTY MAY, AT SECURED PARTY’S
SOLE OPTION, ELECT TO BRING ANY ACTION IN ANY OTHER JURISDICTION. THIS PROVISION IS INTENDED TO BE A “MANDATORY” FORUM SELECTION
CLAUSE AND GOVERNED BY AND INTERPRETED CONSISTENT WITH NEW YORK LAW. DEBTOR HEREBY CONSENTS TO THE EXCLUSIVE JURISDICTION AND VENUE OF
ANY STATE OR FEDERAL COURT HAVING IT SITUS IN SUCH COUNTY (OR TO ANY JURISDICTION OR VENUE, IF SECURED PARTY SO ELECTS), AND DEBTOR HEREBY
WAIVE ANY OBJECTION BASED ON FORUM NON CONVENIENS.

 

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5.5
WAIVER OF PERSONAL SERVICE. DEBTOR HEREBY WAIVES PERSONAL SERVICE OF ANY AND ALL PROCESS AND CONSENTS THAT ALL SUCH
SERVICE OF PROCESS MAY BE MADE BY CERTIFIED MAIL, RETURN RECEIPT REQUESTED, OR BY FEDERAL EXPRESS, DIRECTED TO THE DEBTOR, AS SET FORTH
AND ACCORDING TO THE TERMS IN THE NOTICE PROVISIONS HEREIN. DEBTOR AGREE THAT NO ACKNOWLEDGMENT OF ACTUAL RECEIPT OF PROCESS IS REQUIRED
AND SERVICE WILL BE DEEMED EFFECTIVE PURSUANT TO TERMS OF NOTICE PROVISIONS CONTAINED HEREIN. SERVICE MAY ALSO BE MADE IN ANY MANNER
PROVIDED BY APPLICABLE STATUTE, LAW, RULE OF COURT OR OTHERWISE.

 

5.6
WAIVER OF JURY TRIAL. DEBTOR AND SECURED PARTY, AFTER CONSULTING OR HAVING HAD THE OPPORTUNITY TO CONSULT WITH COUNSEL, EACH
KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVE IRREVOCABLY, ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION OR PROCEEDING TO ENFORCE OR DEFEND
ANY RIGHTS UNDER THIS SECURITY AGREEMENT, ANY NOTE, ANY OTHER TRANSACTION DOCUMENT, ANY OF THE OTHER OBLIGATIONS, THE COLLATERAL, OR
ANY AMENDMENT, INSTRUMENT, DOCUMENT OR AGREEMENT DELIVERED OR WHICH MAY IN THE FUTURE BE DELIVERED IN CONNECTION HEREWITH OR THEREWITH
OR ARISING FROM ANY LENDING RELATIONSHIP EXISTING IN CONNECTION WITH ANY OF THE FOREGOING, OR ANY COURSE OF CONDUCT OR COURSE OF DEALING
IN WHICH SECURED PARTY AND DEBTOR ARE ADVERSE PARTIES, AND EACH AGREE THAT ANY SUCH ACTION OR PROCEEDING SHALL BE TRIED BEFORE A COURT
AND NOT BEFORE A JURY. THIS PROVISION IS A MATERIAL INDUCEMENT FOR SECURED PARTY GRANTING ANY FINANCIAL ACCOMMODATION TO DEBTOR.

 

5.7 Assignability.
Secured Party, without consent from or notice to anyone, may at any time assign Secured Party’s rights in this Security Agreement,
the other Transaction Documents, the Obligations, or any part thereof and transfer Secured Party’s rights in any or all of the
Collateral, and Secured Party thereafter shall be relieved from all liability with respect to such Collateral. This Security Agreement
shall be binding upon Secured Party and Debtor and their respective legal representatives and successors. All references herein to Debtor
shall be deemed to include any successors, whether immediate or remote. In the case of a joint venture or partnership, the term “Debtor”
shall be deemed to include all joint venturers or partners thereof, who shall be jointly and severally liable hereunder.

 

5.8 Binding
Effect. This Security Agreement shall become effective upon execution by Debtor and Secured Party and shall bind the Debtor and Secured
Party, and their respective successors and permitted assigns.

 

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5.9 Governing
Law. This Security Agreement shall be delivered and accepted in and shall be deemed to be a contract made under and governed by the
internal laws of the State of New York, and for all purposes shall be construed in accordance with the laws of such State, without giving
effect to the choice of law provisions of such State.

 

5.10 Enforceability.
Wherever possible, each provision of this Security Agreement shall be interpreted in such manner as to be effective and valid under applicable
law, but if any provision of this Security Agreement shall be prohibited by, unenforceable or invalid under any jurisdiction, such provision
shall as to such jurisdiction, be severable and be ineffective to the extent of such prohibition or invalidity, without invalidating
the remaining provisions of this Security Agreement or affecting the validity or enforceability of such provision in any other jurisdiction.

 

5.11 Time
of Essence. Time is of the essence in making payments of all amounts due Secured Party under the Transaction Documents and in the
performance and observance by Debtor of each covenant, agreement, provision and term of this Security Agreement and the other Transaction
Documents.

 

5.12 Counterparts;
Facsimile Signatures. This Security Agreement may be executed in any number of counterparts and by the different parties hereto on
separate counterparts and each such counterpart shall be deemed to be an original, but all such counterparts shall together constitute
but one and the same Security Agreement. Receipt of an executed signature page to this Security Agreement by facsimile or other electronic
transmission shall constitute effective delivery thereof. Electronic records of executed Transaction Documents maintained by Secured
Party shall be deemed to be originals thereof.

 

5.13 Notices.
Except as otherwise provided herein, Debtor waives all notices and demands in connection with the enforcement of Secured Party’s
rights hereunder. All notices, requests, demands and other communications provided for hereunder shall be made in accordance with the
terms of the Loan Agreement.

 

5.14 Costs,
Fees and Expenses. Debtor shall pay or reimburse Secured Party for all reasonable costs, fees and expenses incurred by Secured
Party or for which Secured Party becomes obligated in connection with the enforcement or defense of this Security Agreement,
including search fees, costs and expenses and attorneys’ fees, costs and time charges of counsel to Secured Party and all
taxes payable in connection with this Security Agreement. In furtherance of the foregoing, Debtor shall pay any and all stamp and
other taxes, UCC search fees, filing fees and other costs and expenses in connection with the execution and delivery of this
Security Agreement and the other Transaction Documents to be delivered hereunder, and agrees to save and hold Secured Party harmless
from and against any and all liabilities with respect to or resulting from any delay in paying or omission to pay such costs and
expenses. That portion of the Obligations consisting of costs, expenses or advances to be reimbursed by Debtor to Secured Party
pursuant to this Security Agreement or the other Transaction Documents which are not paid on or prior to the date hereof shall be
payable by Debtor to Secured Party on demand. If at any time or times hereafter Secured Party: (a) employs counsel for advice or
other representation: (i) with respect to this Security Agreement or the other Transaction Documents; (ii) to represent Secured
Party in any litigation, contest, dispute, suit or proceeding or to commence, defend, or intervene or to take any other action in or
with respect to any litigation, contest, dispute, suit, or proceeding (whether instituted by Secured Party, Debtor, or any other
Person) in any way or respect relating to this Security Agreement; or (iii) to enforce any rights of Secured Party against Debtor or
any other Person under of this Security Agreement; (b) takes any action to protect, collect, sell, liquidate, or otherwise dispose
of any of the Collateral; and/or (c) attempts to or enforces any of Secured Party’s rights or remedies under this Security
Agreement, the costs and expenses incurred by Secured Party in any manner or way with respect to the foregoing, shall be part of the
Obligations, payable by Debtor to Secured Party on demand.

 

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5.15 Termination.
This Security Agreement and the Liens and security interests granted hereunder shall not terminate until the termination of the Loan
Agreement and the commitments to make Loans thereunder and the full and complete performance and satisfaction and payment in full of
all the Obligations (other than contingent indemnification obligations to the extent no claim giving rise thereto has been asserted).
Upon termination of this Security Agreement, Secured Party shall also deliver to Debtor (at the sole expense of Debtor) such UCC termination
statements, and such other documentation, without recourse, warranty or representation whatsoever, as shall be reasonably requested by
Debtor to effect the termination and release of the Liens and security interests in favor of Secured Party affecting the Collateral;
provided, however, to the extent any such terminations or releases require Secured Party to expend any sums in terminating or releasing
any such Liens, Secured Party may refrain from terminating or releasing such Liens unless and until Debtor pay to Secured Party the estimated
cost, as reasonably determined by Secured Party, of effectuating such terminations or releases.

 

5.16 Reinstatement.
This Security Agreement shall remain in full force and effect and continue to be effective should any petition be filed by or against
Debtor for liquidation or reorganization, should Debtor become insolvent or make an assignment for the benefit of any creditor or creditors
or should a receiver or trustee be appointed for all or any significant part of Debtor’s assets, and shall continue to be effective
or be reinstated, as the case may be, if at any time payment and performance of the Obligations, or any part thereof, is, pursuant to
applicable law, rescinded or reduced in amount, or must otherwise be restored or returned by any obligee of the Obligations, whether
as a “voidable preference,” “fraudulent conveyance,” or otherwise, all as though such payment or performance
had not been made. In the event that any payment, or any part thereof, is rescinded, reduced, restored or returned, the Obligations shall
be reinstated and deemed reduced only by such amount paid and not so rescinded, reduced, restored or returned.

 

5.17 Increase
in Obligations. It is the intent of the parties to secure payment of the Obligations, as the amount of such Obligations may
increase from time to time in accordance with the terms and provisions of the Transaction Documents, and all of the Obligations, as
so increased from time to time, shall be and are secured hereby. Upon the execution hereof, Debtor shall pay any and all documentary
stamp taxes and/or other charges required to be paid in connection with the execution and enforcement of the Transaction Documents,
and if, as and to the extent the Obligations are increased from time to time in accordance with the terms and provisions of the
Transaction Documents, then Debtor shall immediately pay any additional documentary stamp taxes or other charges in connection
therewith.

 

[SIGNATURE
PAGE FOLLOWS]

 

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IN
WITNESS WHEREOF, Debtor and Secured Party have executed this Security Agreement as of the date first above written.

 

	 	Debtor:
	 	 	 
	 	BEARN LLC
	 	 	 
	 	By:	/s/ aaron Drew
	 	Name:	aaron Drew
	 	Title:	CEO
	 	 	 
	 	Secured Party:
	 	 	 
	 	MYFIZIQ LIMITED
	 	 	 
	 	By:	/s/ Vlado Bosanac
	 	Name:	Vlado Bosanac
	 	Title:	CEO

 

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ANNEX
A

to

SECURITY

AGREEMENT

 

FORM
OF ADDITIONAL DEBTOR JOINDER

 

Security
Agreement dated as of November       , 2020 made by

BEARN
LLC and its subsidiaries party thereto from time to time, as Debtor

to
and in favor of the Secured Parties identified therein (the “Security Agreement”)

 

Reference
is made to the Security Agreement as defined above; capitalized terms used herein and not otherwise defined herein shall have the meanings
given to such terms in, or by reference in, the Security Agreement.

 

The
undersigned hereby agrees that upon delivery of this Additional Debtor Joinder to the Secured Parties referred to above, the undersigned
shall (a) be an Additional Debtor under the Security Agreement, (b) have all the rights and obligations of the Debtor under the Security
Agreement as fully and to the same extent as if the undersigned was an original signatory thereto and (c) be deemed to have made the
representations and warranties set forth therein as of the date of execution and delivery of this Additional Debtor Joinder. WITHOUT
LIMITING THE GENERALITY OF THE FOREGOING, THE UNDERSIGNED SPECIFICALLY GRANTS TO THE SECURED PARTIES A SECURITY INTEREST IN THE COLLATERAL
AS MORE FULLY SET FORTH IN THE SECURITY AGREEMENT AND ACKNOWLEDGES AND AGREES TO THE WAIVER OF JURY TRIAL PROVISIONS SET FORTH THEREIN.

 

Attached
hereto are supplemental and/or replacement Schedules to the Security Agreement, as applicable.

 

An
executed copy of this Joinder shall be delivered to the Secured Parties, and the Secured Parties may rely on the matters set forth herein
on or after the date hereof. This Joinder shall not be modified, amended or terminated without the prior written consent of the Secured
Parties.

 

    17

     

    

 

IN
WITNESS WHEREOF, the undersigned has caused this Joinder to be executed in the name and on behalf of the undersigned.

 

	 	[Name of Additional Debtor] 
	 	 	 
	 	By:	                                                       
	 	Name: 	 
	 	Title:	 
	 	 	 
	 	Address:

 

Dated:

 

 

18

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