Document:

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                         Exhibit 4.2 - Form of 6.95% Notes due September 1, 2006

                                [FACE OF NOTE]

         UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO MEDIA GENERAL, INC.
(THE "ISSUER") OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT,
AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER
NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS
MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER
HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

         UNLESS AND UNTIL THIS NOTE IS EXCHANGED IN WHOLE OR IN PART FOR NOTES
IN CERTIFICATED FORM, THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY DTC
TO A NOMINEE THEREOF OR BY A NOMINEE THEREOF TO DTC OR ANOTHER NOMINEE OF DTC OR
BY DTC OR ANY SUCH NOMINEE TO A SUCCESSOR OF DTC OR A NOMINEE OF SUCH SUCCESSOR.

                               MEDIA GENERAL, INC.

                       6.95% Note due September 1, 2006

CUSIP No . 584404 AA5
No. R-___                                                           $___________

         MEDIA GENERAL, INC., a corporation duly organized and existing under
the laws of the Commonwealth of Virginia (herein referred to as the "Issuer,"
which term includes any successor Person under the Indenture hereinafter
referred to), for value received, hereby promises to pay to CEDE & CO., or
registered assigns, the principal sum of ___________________ DOLLARS
($____________) on September 1, 2006 (the "Stated Maturity Date"), unless
previously redeemed on any Redemption Date (as defined below), in accordance
with the provisions set forth on the reverse hereof (the Stated Maturity Date or
any Redemption Date is referred herein as the "Maturity Date" with respect to
principal repayable on such date) and to pay interest thereon semiannually in
arrears on March 1 and September 1 of each year, commencing on March 1, 2002
(each, an "Interest Payment Date"), at the rate of 6.95% per annum, until
payment of the principal sum has been made or duly provided for. Interest on
this Note payable on an Interest Payment Date will accrue from and including the
immediately preceding Interest Payment Date to which interest has been paid or
duly provided for, or from and including August 28, 2001 if no interest has been
paid or duly provided for, to but excluding the applicable Interest Payment Date
or the Maturity Date, as the case may be. Interest on this Note will be computed
on the basis of a 360-day year consisting of twelve 30-day months.

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         Capitalized terms used but not otherwise defined herein shall have the
respective meanings assigned to them in the Indenture (as defined on the reverse
hereof).

         The interest so payable and punctually paid or duly provided for on any
Interest Payment Date will be paid to the Holder in whose name this Note (or one
or more predecessor Notes) is registered in the Security Register at the close
of business on the "Regular Record Date" for such payment, which shall be
February 15 or August 15, as the case may be, immediately preceding such
Interest Payment Date (regardless of whether such day is a Business Day (as
defined below)). Any such interest not so punctually paid or duly provided for
shall forthwith cease to be payable to the Holder on such Regular Record Date,
and shall be paid to the Person in whose name this Note (or one or more
predecessor Notes) is registered at the close of business on a subsequent
Special Record Date for the payment of such defaulted interest (which shall be
not more than 15 days and not less than 10 days prior to the date of the payment
of such defaulted interest) established by notice given by mail by or on behalf
of the Issuer to the Holder of this Note not less than 10 days preceding such
subsequent Special Record Date, or may be paid at any time in any other lawful
manner, all as more fully provided in the Indenture.

         The principal of, and the Make-Whole Amount (as defined on the reverse
hereof), if any, with respect to, this Note payable on the Maturity Date will be
paid against presentation and surrender of this Note at the office or agency of
the Issuer maintained for that purpose in the Borough of Manhattan, The City of
New York. The Issuer hereby initially designates the Corporate Trust Office of
the Trustee (as defined on the reverse hereof) at 88 Pine Street, 19th Floor,
New York, New York 10005 as the office to be maintained by it where Notes may be
presented for payment, registration of transfer or exchange and where notices or
demands to or upon the Issuer in respect of the Notes or the Indenture may be
served.

         If any Interest Payment Date or the Maturity Date falls on a day that
is not a Business Day, the payment required to be made on such date will,
instead, be made on the next Business Day with the same force and effect as if
it were made on the date such payment was due, and no additional interest shall
be payable with such payment for the period from and after such Interest Payment
Date or the Maturity Date, as the case may be, to such next Business Day.
"Business Day" means any day, other than a Saturday, a Sunday or other day on
which banking institutions in The City of New York are authorized or obligated
by law, regulation or executive order to be closed.

         Payments of principal, Make-Whole Amount, if any, and interest in
respect of this Note will be made in such coin or currency of the United States
of America as at the time of payment is legal tender for the payment of public
and private debts (i) in the case of payments on the Maturity Date, in
immediately available funds and (ii) in the case of payments of interest on an
Interest Payment Date other than the Maturity Date, at the option of the Issuer,
by check mailed to the Holder entitled thereto at the applicable address
appearing in the Security Register or by transfer of immediately available funds
to an account maintained by the payee with a bank located in the United States
of America; provided, however, that so long as Cede & Co. is the Holder of this
Note, payments of interest on an Interest Payment Date other than the Maturity
Date will be made in immediately available funds.

                                       2
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         Reference is made to the further provisions of this Note set forth on
the reverse hereof. Such further provisions shall for all purposes have the same
effect as though fully set forth at this place.

         This Note shall not be entitled to the benefits of the Indenture or the
Guarantees (as defined on the reverse hereof) or be valid or become obligatory
for any purpose until the certificate of authentication hereon shall have been
executed by manual signature by the Trustee.

                                       3
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         IN WITNESS WHEREOF, the Issuer has caused this instrument to be duly
executed, manually or by facsimile by an authorized signatory.

         Date:

                                         MEDIA GENERAL, INC.,
                                               as Issuer

                                         By:
                                               ---------------------------------
                                               Name:
                                               Title:
ATTEST:

By:
   ----------------------------
   Name:
   Title:

                     TRUSTEE'S CERTIFICATE OF AUTHENTICATION

         This is one of the Securities of the series designated therein referred
to in the within-mentioned Indenture.

                                                   SUNTRUST BANK,
                                                    as Trustee

                                         By:
                                               ---------------------------------
                                                 Authorized Signatory

                                       4
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                                [REVERSE OF NOTE]

                               MEDIA GENERAL, INC.

                        6.95% Note due September 1, 2006

         This Note is one of a duly authorized issue of senior debt securities
of the Issuer (hereinafter called the "Securities") of the series hereinafter
specified, all issued or to be issued under and pursuant to an Indenture, dated
as of August 1, 2001 (the "Indenture"), duly executed and delivered by the
Issuer and Media General Financial Services, Inc., Media General Communications,
Inc., MG Broadcasting of Birmingham Holdings, LLC, Media General Operations,
Inc., The Tribune Company Holdings, Inc., Media General Broadcasting of South
Carolina Holdings, Inc., MG Broadcasting of Birmingham II, LLC, Professional
Communications Systems, Inc., NES II, Inc. and Virginia Paper Manufacturing
Corp., as guarantors (the "Initial Guarantors" and, together with each other
subsidiary of the Issuer that pursuant to the terms of the Indenture guarantees
the Issuer's obligations under such Indenture, in each case in such entity's
capacity as a guarantor, the "Guarantors"), to SunTrust Bank, as trustee (the
"Trustee," which term includes any successor trustee under the Indenture with
respect to the series of Securities of which this Note is a part), and reference
is hereby made to the Indenture, and all modifications and amendments and
indentures supplemental thereto relating to the Notes, made for a description of
the rights, limitations of rights, obligations, duties, and immunities
thereunder of the Trustee, the Issuer, the Guarantors and the Holders of the
Notes and the terms upon which the Notes are authenticated and delivered. The
Securities may be issued in one or more series, which different series may be
issued in various aggregate principal amounts, may mature at different times,
may accrue interest (if any) at different rates or formulas and may otherwise
vary as provided in the Indenture. This Note is one of a series of Securities
designated as the "6.95% Notes due September 1, 2006" (collectively, the
"Notes") of the Issuer, initially limited (except as permitted under the
Indenture) in aggregate principal amount to $200,000,000.

         Payments of principal, Make-Whole Amount, if any, and interest in
respect of the Notes will be fully and unconditionally guaranteed by the
Guarantors, subject to the termination and reinstatement of any Guarantee of any
Guarantor pursuant to the terms of Article Fourteen of the Indenture.

         The Issuer may redeem this Note, at any time in whole or from time to
time in part, at the option of the Issuer, at a redemption price (the
"Redemption Price") equal to the greater of (i) 100% of the aggregate principal
amount being redeemed and (ii) the Make-Whole Amount, if any, plus, in each
case, unpaid interest on the aggregate principal amount being redeemed accrued
to the date fixed for redemption (each, a "Redemption Date"); provided, however,
that interest installments due on an Interest Payment Date which is on or prior
to a Redemption Date will be payable to the Holder hereof (or one or more
predecessor Notes) as of the close of business on the Regular Record Date
preceding such Interest Payment Date.

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         If notice has been given as provided in the Indenture and funds for the
redemption of this Note or any part thereof called for redemption shall have
been made available on the Redemption Date, this Note or such part thereof will
cease to bear interest on the applicable Redemption Date and the only right of
the Holder will be to receive payment of the Redemption Price. Notice of any
optional redemption of any Notes will be given to the Holder hereof (in
accordance with the provisions of the Indenture), not more than 60 nor less than
30 days prior to the Redemption Date. The notice of redemption will specify,
among other things, the Redemption Date, the Redemption Price and the principal
amount of Notes to be redeemed. In the event of redemption of this Note in part
only, a new Note of like tenor for the unredeemed portion hereof and otherwise
having the same terms and provisions as this Note shall be issued by the Issuer
in the name of the Holder hereof upon the presentation and surrender hereof.

         "Make-Whole Amount" means the aggregate present value as of the
applicable Redemption Date of each dollar of the aggregate principal amount of
this Note or any part hereof being redeemed and the amount of interest,
exclusive of interest accrued to such Redemption Date, that would have been
payable in respect of each dollar if such redemption had not been made,
determined by discounting, on a semi-annual basis, such principal and interest
at the Reinvestment Rate (as defined below), as determined on the third Business
Day preceding the date notice of redemption is given, from the respective dates
on which such principal and interest would have been payable if such redemption
had not been made to such Redemption Date.

         "Reinvestment Rate" means 0.25% plus the arithmetic mean of the yields
under the respective heading "Week Ending "published in the most recent
Statistical Release under the caption "Treasury Constant Maturities "for the
maturity (rounded to the nearest month) corresponding to the remaining life to
maturity, as of the applicable Redemption Date, of the principal amount of this
Note or any part hereof being redeemed. If no maturity exactly corresponds to
such maturity, yields for the two published maturities most closely
corresponding to such maturity shall be calculated pursuant to the immediately
preceding sentence and the Reinvestment Rate shall be interpolated or
extrapolated from such yields on a straight-line basis, rounding in each of such
relevant periods to the nearest month. For the purpose of calculating the
Reinvestment Rate, the most recent Statistical Release published prior to the
date of determination of the Make-Whole Amount shall be used. If the format or
content of the Statistical Release changes in a manner that precludes
determination of the Treasury yield in the above manner, then the Treasury yield
shall be determined in the manner that most closely approximates the above
manner, as reasonably determined by the Issuer.

         "Statistical Release" means the statistical release designated
"H.15(519)"or any successor publication which is published weekly by the Board
of Governors of the Federal Reserve System and which establishes yields on
actively traded United States government securities adjusted to constant
maturities or, if such statistical release is not published at the time of any
determination under the Indenture, such other reasonably comparable index which
shall be designated by the Issuer.

                                       6
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         This Note is not subject to repayment at the option of the Holder
thereof. Furthermore, this Note is not entitled to the benefit of, and is not
subject to, any sinking fund.

         In case an Event of Default with respect to this Note shall have
occurred and be continuing, the principal hereof may be (and, in certain cases,
shall be) declared, and upon such declaration shall become, due and payable, in
the manner, with the effect, and subject to the conditions, provided in the
Indenture.

         The Indenture permits, with certain exceptions as therein provided, the
amendment thereof and the modification of the rights and obligations of the
Issuer and, if applicable, the Guarantors, and the rights of the Holders of the
Securities under the Indenture at any time by the Issuer and, if applicable, the
Guarantors, and the Trustee with the consent of the Holders of a majority in
the aggregate principal amount of Securities of each series issued under the
Indenture at the time Outstanding and affected thereby. Furthermore, provisions
in the Indenture permit the Holders of a majority in the aggregate principal
amount of the Outstanding Securities of any series, in certain instances, to
waive, on behalf of all of the Holders of Securities of such series, certain
past defaults under the Indenture and their consequences. Any such waiver by the
Holder of this Note shall be conclusive and binding upon such Holder and upon
all future Holders of this Note and other Notes issued upon the registration of
transfer hereof or in exchange hereof, or in lieu hereof, whether or not
notation of such consent or waiver is made upon this Note.

         No reference herein to the Indenture and no provision of this Note or
the Indenture shall alter or impair the obligation of the Issuer, which is
absolute and unconditional, to pay the principal of, and Make-Whole Amount, if
any, with respect to, and interest on, this Note in the manner, at the
respective times, at the rate and in the coin or currency herein prescribed.

         This Note is issuable only in fully registered form, without coupons,
in denominations of $1,000 and integral multiples thereof. This Note may be
exchanged for a like aggregate principal amount of Notes of other authorized
denominations at the office or agency of the Issuer in The City of New York, in
the manner and subject to the limitations provided herein and in the Indenture,
but without the payment of any charge except for any tax or other governmental
charge imposed in connection therewith.

         Upon due presentment for registration of transfer of this Note at the
office or agency of the Issuer in The City of New York, one or more new Notes of
authorized denominations in an equal aggregate principal amount will be issued
to the transferee in exchange therefor, subject to the limitations provided
herein and in the Indenture, but without payment of any charge except for any
tax or other governmental charge imposed in connection therewith.

         The Issuer, the Guarantors or the Trustee and any authorized agent of
the Issuer, the Guarantors or the Trustee may deem and treat the Person in whose
name this Note is registered as the Holder and absolute owner of this Note
(whether or not this Note shall be overdue and notwithstanding any notation of
ownership or other writing hereon), for the purpose of receiving payment of, or
on account of, the principal of, or Make-Whole Amount, if any, with respect to,
or subject to the provisions on the face hereof, interest on, this Note and for
all other purposes,

                                       7
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and none of the Issuer, the Guarantors or the Trustee or any authorized agent of
the Issuer, the Guarantors or the Trustee shall be affected by any notice to the
contrary.

         The Indenture and this Note shall be deemed to be governed by and
construed in accordance with the laws of the State of New York, including
Section 5-1401 of the New York General Obligations Law, but otherwise without
regard to the conflict of law principles of such State.

                                       8
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                                ASSIGNMENT FORM
                                ---------------

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto

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Please insert social security number or other identifying number of assignee:

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Please print or type name and address (including zip code) of assignee:

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the within Note and all rights thereunder, hereby irrevocably constituting and
appointing _____________________ attorney to transfer said Note of MEDIA
GENERAL, INC. on the books of MEDIA GENERAL, INC., with full power of
substitution in the premises.

--------------------------------

Dated:
      -----------------------------------------------

Signature Guaranteed

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NOTICE: Signature must be guaranteed by an eligible Guarantor Institution
(banks, stockbrokers, savings and loan associations and credit unions) with
membership in an approved signature guarantee medallion program pursuant to
Securities and Exchange Commission Rule 17Ad-15.

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NOTICE: The signature to this Assignment must correspond with the name as
written upon the face of the within Note in every particular, without alteration
or enlargement or any change whatever.<PAGE>

                                                                     Exhibit 4.3

WFD                                                                CUSIP _______
COMMON STOCK                                                              SHARES

                            WESTFIELD FINANCIAL, INC.
        INCORPORATED UNDER THE LAWS OF THE COMMONWEALTH OF MASSACHUSETTS

      This Certifies that _________________________________________ is the
  owner of ___________________________________________________________________
 fully paid and non-assessable Shares of Common Stock, par value $.01 per share,
                                       of

                            Westfield Financial, Inc.

(the "Corporation"), a Massachusetts corporation. The shares represented by this
Certificate are transferable only on the stock transfer books of the Corporation
by the holder of record hereof in person, or by his or her duly authorized
attorney or legal representative, upon the surrender of this Certificate
properly endorsed. This Certificate and the shares represented hereby are issued
and shall be held subject to all the provisions of the Articles of Organization
and Bylaws of the Corporation and any amendments thereto (copies of which are on
file with the transfer agent), to all of which provisions the holder by
acceptance hereof, assents. The shares represented by this Certificate are not
insured by the Federal Deposit Insurance Corporation or by any other government
agency. This Certificate is not valid until countersigned and registered by the
Corporation's transfer agent and registrar.

In Witness Whereof, the Corporation has caused this Certificate to be executed
by the facsimile signature of its duly authorized officers and has caused its
corporate seal to be hereunto affixed.

Dated _____________________, 2001

[Seal]          __________________________         _____________________________
                Phillip R. Smith                   Donald A. Williams
                Clerk                              Chief Executive Officer and
                                                    President

<PAGE>

                            Westfield Financial, Inc.

         The shares represented by this certificate are issued subject to all
the provisions of the Articles of Organization and Bylaws of Westfield
Financial, Inc. (the "Corporation") as from time to time amended (copies of
which are on file at the principal office of the Corporation), to all of which
the holder by acceptance hereof assents. The following description constitutes a
summary of certain provisions of, and is qualified in its entirety by reference
to, the Corporation's Articles of Organization.

         The Articles of Organization of the Corporation contain certain
provisions, applicable upon the consummation of the reorganization of Westfield
Mutual Holding Company ("MHC") pursuant to which the Corporation will be formed
and will acquire all of the outstanding capital stock of Westfield Bank (the
"Reorganization"), that restrict persons from directly or indirectly acquiring
or holding, or attempting to acquire or hold, the beneficial ownership of, more
than of 10% of the issued and outstanding shares of capital stock of the
Corporation entitled to vote generally in the election of directors ("Voting
Stock"), exclusive of the shares beneficially owned by the MHC. The Articles of
Organization contain a provision pursuant to which any shares held in excess of
10% of the Voting Stock of the Corporation will not be counted as shares
entitled to vote within three years following the Reorganization and thereafter
will only be counted as one hundredth (1/100) of one vote per share, exclusive
of the shares beneficially held by the MHC. In addition, the Corporation is
authorized to refuse to recognize a transfer or attempted transfer of any shares
of Voting Stock to any person who beneficially owns, or who the Corporation
believes would become by virtue of such transfer the beneficial owner of, more
than 10% of shares of the Voting Stock, exclusive of the shares beneficially
owned by the MHC. These restrictions are not applicable to underwriters in
connection with a public offering of the common stock or to acquisitions of
common stock by the Corporation, any majority-owned subsidiary of the
Corporation, or any pension, profit-sharing, stock bonus or other compensation
plan maintained by the Corporation or by a member of a controlled group of
corporations or trades or businesses of which the Corporation is a member for
the benefit of the employees of the Corporation or any subsidiary, or any trust
or custodial arrangement established in connection with any such plan.

         The Articles of Organization of the Corporation contain provisions
providing that the affirmative vote of the holders of at least 80% of the Voting
Stock of the Corporation may be required to approve certain business
combinations and other transactions with persons or their corporate affiliates
who directly or indirectly acquire or hold, or would acquire or hold after the
business combination, the beneficial ownership of in excess of 5% of the Voting
Stock of the Corporation.

         The Corporation will furnish to any stockholder upon written request
and without charge, a statement of the powers, designations, preferences and
relative, participating, optional or other special rights of each class of stock
or series thereof and the qualifications, limitations or restrictions of such
preferences and/or rights. Such request may be made to the Corporation or to its
transfer agent and registrar.

         For value received, __________________________ hereby sell(s),
assign(s) and transfer(s) unto _________________________________________________
shares of capital stock evidenced by this Certificate, and do(es) hereby
irrevocably constitute(s) and appoint(s) as Attorney, to transfer the said
shares on the books of the herein named Corporation with full power of
substitution.

Date: _________________________            Signature____________________________

                                           Signature____________________________

                                           Notice:   The signature to this
                                                     assignment must correspond
                                                     with the name as written
                                                     upon the face of the
                                                     Certificate, in every
                                                     particular, without
                                                     alteration or enlargement,
                                                     or any change whatsoever.

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