Document:

EX-10.10

 Exhibit 10.10 

EXECUTION VERSION 
 THIRD
AMENDMENT TO 
 AMENDED AND RESTATED CREDIT AGREEMENT 

THIS THIRD AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”) is dated as of May 30, 2018 and is
entered into by and among ZEKELMAN INDUSTRIES, INC., a Delaware corporation (the “Borrower”), GOLDMAN SACHS LENDING PARTNERS LLC, as administrative agent (in such capacity, the “Administrative Agent”) and arranger
(in such capacity, the “Arranger” or “Goldman Sachs”), and the several banks and financial institutions parties hereto as Lenders. Capitalized terms used but not defined herein shall have the meanings assigned to
such terms in the Credit Agreement referenced below. 
 RECITALS 

WHEREAS, the Borrower is party to that certain Amended and Restated Credit Agreement, dated as of June 14, 2016 (as amended by the
First Amendment to Amended and Restated Credit Agreement, dated as of February 9, 2017, and the Second Amendment to Amended and Restated Credit Agreement, dated as of August 9, 2017, and as further amended, restated, amended and restated,
supplemented or otherwise modified prior to the date hereof, the “Credit Agreement”), by and among the Borrower, the several lenders from time to time parties thereto, the Administrative Agent and the other agents and entities
parties thereto; 
 WHEREAS, the Borrower is party to that certain Intercreditor Agreement, dated as of March 11, 2011 (as
supplemented by the Joinder Agreement, dated as of November 13, 2014, and as further amended, restated, amended and restated, supplemented or otherwise modified prior to the date hereof, the “Intercreditor Agreement”), by and
among the Borrower (formerly known as JMC Steel Group, Inc.) and JPMorgan Chase Bank, N.A. (succeeded by the Administrative Agent); 

WHEREAS, the Borrower is party to that certain Junior Lien Intercreditor Agreement, dated as of June 14, 2016 (as amended,
restated, amended and restated, supplemented or otherwise modified prior to the date hereof, the “Junior Lien Intercreditor Agreement”), by and among Wheatland Tube, LLC, a Pennsylvania corporation, the Borrower, certain
subsidiaries of the Borrower that become parties thereto from time to time, JPMorgan Chase Bank, N.A., the Administrative Agent and Wilmington Trust, National Association; 

Repricing Amendment 

WHEREAS, the Borrower has requested that the Lenders under the Credit Agreement prior to the Third Amendment Effective Date (as
defined below) (the “Existing Lenders”) consent to reduce the Applicable Rate for the Term Loans (the “Repricing Amendment”) on the terms and subject to the
conditions set forth herein and in the Credit Agreement; 
 WHEREAS, each Existing Lender that executes and delivers a signature page
to this Amendment on or prior to the Third Amendment Effective Date (the “Consenting Lenders”) hereby consents to the amendments set forth herein subject to the conditions in Section III(a) to this Amendment; 

WHEREAS, the Borrower is electing to replace each Existing Lender that is not executing a counterpart of this Amendment (each, a
“Non-Consenting Lender”) pursuant to Section 3.07 of the Credit Agreement; 

WHEREAS, Goldman Sachs Lending Partners LLC (in such capacity, the “Replacement Lender”) wishes to purchase the Term
Loans of (i) each of the Non-Consenting Lenders and (ii) each of the 

  
 1 

 
Consenting Lenders that elect the “Cash Roll” option (the “Cash Roll Lenders”) and to consent to the amendments set forth herein; and 

Required Lender Amendments 

WHEREAS, the Borrower has also requested that the Required Lenders agree to consent to the amendments set forth in Section II
herein (collectively, the “Required Lender Amendments”), in each case as provided for herein; 

WHEREAS, each Consenting Lender that executes and delivers a signature page to this Amendment on or prior to the Third Amendment
Effective Date is willing to amend the Intercreditor Agreement and the Junior Lien Intercreditor Agreement, and hereby consents to the amendments set forth herein subject to the conditions in Section III(b) to this Amendment; and 

WHEREAS, pursuant to Section 8.3 of the Intercreditor Agreement and of the Junior Lien Intercreditor Agreement, the Administrative
Agent, the Consenting Lenders, as applicable, and the Borrower hereby agree to amend certain provisions of the Intercreditor Agreement and the Junior Lien Intercreditor Agreement to effectuate the foregoing. 

NOW, THEREFORE, in consideration of the premises and the agreements, provisions and covenants herein contained, the parties hereto
agree as follows: 
 SECTION I.     REPRICING AMENDMENT 

Upon the satisfaction of the conditions to effectiveness set forth in Section III(a) below, the parties hereto agree that the Credit
Agreement shall be amended as follows: 
 (a)       Amendments to
Section 1.01: Section 1.01 of the Credit Agreement is hereby amended as follows: 
 (1)
      The first paragraph of the definition of “Applicable Rate” is hereby replaced in its entirety with the following: 

““Applicable Rate” means (w) prior to the First Amendment Effective Date, a
percentage per annum equal to 5.00% per annum for Eurodollar Rate Loans and 4.00% per annum for Base Rate Loans; provided that, such Applicable Rate shall step down to 4.75% per annum for Eurodollar Rate Loans and 3.75% per annum for Base
Rate Loans if the Consolidated First Lien Secured Debt Ratio is equal to or less than 2.50:1.00, (x) on and after the First Amendment Effective Date, but prior to the Second Amendment Effective Date, including with respect to the February 2017
Increased Term Loan, a percentage per annum equal to 3.75% per annum for Eurodollar Rate Loans and 2.75% per annum for Base Rate Loans; provided that, such Applicable Rate shall step down to 3.50% per annum for Eurodollar Rate Loans and 2.50%
per annum for Base Rate Loans if the Consolidated First Lien Secured Debt Ratio is equal to or less than 2.50:1.00, (y) on and after the Second Amendment Effective Date, but prior to the Third Amendment Effective Date, a percentage per annum equal
to 2.75% per annum for Eurodollar Rate Loans and 1.75% per annum for Base Rate Loans and (z) on and after the Third Amendment Effective Date, a percentage per annum equal to 2.25% per annum for Eurodollar Rate Loans and 1.25% per annum for Base
Rate Loans.” 
 (2)       The following definitions are hereby added to Section 1.01 of the Credit
Agreement in proper alphabetical sequence: 

  
 2 

 “Third Amendment Effective Date” shall mean May 30, 2018. 

“Third Amendment to the Credit Agreement” shall mean the Third Amendment to the Amended and Restated Credit Agreement, dated
as of May 30, 2018, among the Borrower, the Administrative Agent and the Lenders listed on the signature pages thereto. 
 (b)
      Amendment to Section 2.03: Section 2.03(a)(iii) of the Credit Agreement is hereby amended and restated in its entirety as follows: 

“If the Borrower makes a prepayment of the entire then-outstanding principal amount under Term Loan Facility pursuant to
Section 2.03(a) or a prepayment of the entire then outstanding principal amount under the Term Loan Facility with the proceeds of any Specified Refinancing Debt pursuant to Section 2.03(b)(iii), in
each case within six (6) months after the Third Amendment Effective Date in connection with any Repricing Transaction, the Borrower shall pay to the Administrative Agent, for the ratable account of the applicable Lenders (including each Lender
that withholds its consent to such Repricing Transaction and is replaced as a Non-Consenting Lender under Section 3.07), a prepayment premium in an amount equal to 1.0% of the
principal amount prepaid.” 
 (c)       Amendment to Section 2.06:
Section 2.06(a) of the Credit Agreement is hereby amended and restated in its entirety as follows: 
 “(a)
      Subject to the provisions of Section 2.06(b), (i) each Eurodollar Rate Loan shall bear interest on the outstanding principal amount thereof for each Interest Period at a rate per annum equal to
the sum of (A) the greater of (x) the Eurodollar Rate for such Interest Period and (y) 0.00%, plus (B) the Applicable Rate for Eurodollar Rate Loans under such Facility and (ii) each Base Rate Loan under a Facility
shall bear interest on the outstanding principal amount thereof from the applicable borrowing date at a rate per annum equal to the sum of (A) the greater of (x) the percentage for clause (i)(A) above and (y) the
Base Rate, plus (B) the Applicable Rate for Base Rate Loans under such Facility.” 
 SECTION II.     REQUIRED LENDER
AMENDMENTS 
 Upon the satisfaction of the conditions to effectiveness set forth in Section III(b) below, the parties hereto agree
that the Intercreditor Agreement, the Junior Lien Intercreditor Agreement and the Credit Agreement shall be amended as follows: 
 (a)
      Amendments to the Preamble of the Intercreditor Agreement: 
 (1)
      Bank of America, N.A. shall be the “Revolving Credit Administrative Agent” as defined in and for all purposes of the Intercreditor Agreement. 

(2)       Bank of America, N.A. shall be the “Revolving Credit Collateral Agent” as defined in
and for all purposes of the Intercreditor Agreement. 
 (b)       Amendments to
Section 1.1 of the Intercreditor Agreement: 
 (1)       The
definition of “Collateral” in Section 1.1 of the Intercreditor Agreement is hereby replaced in its entirety with the following: 

  
 3 

 ““Collateral” means all of the assets and property of any
Grantor, whether real, personal or mixed, constituting either ABL Collateral or Fixed Asset Collateral. For the avoidance of doubt, ABL Foreign Collateral and Fixed Asset Mortgages shall not constitute Collateral under this Agreement.” 

(2)       (i) The definition of “Mortgaged Premises” in Section 1.1 of the
Intercreditor Agreement is hereby replaced in its entirety with the following: 
 ““Mortgaged Properties”
has the meaning given to such term in the Amended and Restated Credit Agreement, dated as of June 14, 2016, among the Borrower, each lender from time to time party thereto and Goldman Sachs Lending Partners LLC as administrative
agent.” 
 (ii) All references to “Mortgaged Premises” in the Intercreditor Agreement is hereby replaced with
“Mortgaged Properties”. 
 (3)       The definition of “Revolving Credit
Agreement” in Section 1.1 of the Intercreditor Agreement is hereby replaced in its entirety with the following: 

““Revolving Credit Agreement” means that certain Revolving Credit and Guaranty Agreement, to be entered
into in June 2018, among the Borrower, Holdings, the Guarantor, the lenders and agents party thereto and Bank of America, as Revolving Credit Administrative Agent and Revolving Credit Collateral Agent, as amended, supplemented, amended and restated,
replaced, refinanced or otherwise modified from time to time.” 
 (4)       The definition of
“Revolving Credit Collateral” in Section 1.1 of the Intercreditor Agreement is hereby replaced in its entirety with the following: 

““Revolving Credit Collateral” means all of the assets and property of any Grantor with respect to which a
Lien is granted as security for any Revolving Credit Obligations.” 
 (5)       The definition of
“Revolving Credit Mortgages” in Section 1.1 of the Intercreditor Agreement is hereby removed in its entirety. 

(6)       The definition of “Revolving Credit Pledge and Security Agreement” in
Section 1.1 of the Intercreditor Agreement is hereby replaced in its entirety with the following: 
 ““Revolving
Credit Pledge and Security Agreement” means the Pledge and Security Agreement, to be entered into in June 2018, among the Borrower, Holdings, each of the other grantors from time to time party thereto and Bank of America, N.A., as
collateral agent, as it may be amended, supplemented or otherwise modified from time to time.” 
 (c)
      Amendments to Section 2.3 of the Intercreditor Agreement: 

(1)       Section 2.3(a) of the Intercreditor Agreement is hereby amended by adding “(other than any Lien
securing real property)” after the reference to “Revolving Credit Obligations”. 
 (2)
      Section 2.3 of the Intercreditor Agreement is hereby amended by replacing the last sentence thereof with the following: 

“For the avoidance of doubt, and notwithstanding anything herein or in any Credit Document to the contrary, (i) the Credit Parties
that are not US Credit Parties (as defined in the Revolving Credit 

  
 4 

 
Agreement) may grant Liens on their assets or property to secure the Revolving Credit Obligations in accordance with the terms of the Revolving Credit Documents but shall not be required to grant
liens on such asset or property to secure the Fixed Asset Obligations and (ii) the Revolving Credit Collateral Agent has elected not to receive a Lien on real property and as such the Credit Parties may grant Liens on real property to secure
the Fixed Asset Obligations but shall not be required to grant liens on such real property to secure the Revolving Credit Obligations.” 

(d)       Amendments to Section 2.4 of the Intercreditor Agreement:
Section 2.4 of the Intercreditor Agreement is hereby amended to: 
 (1)       add
“(excluding, for the avoidance of doubt, any real property)” after the first reference to “Fixed Asset Facility Collateral”; and 

(2)       add “(other than with respect to any real property Collateral)” after the second reference
to “taken as a whole” in clause (b) thereof. 
 (e)       Amendments to the Preamble and
the Recitals of the Junior Lien Intercreditor Agreement: 
 (1)       Bank of America, N.A. shall be
the “Revolving Credit Administrative Agent” as defined in and for all purposes of the Junior Lien Intercreditor Agreement. 

(2)       Bank of America, N.A. shall be the “Revolving Credit Collateral Agent” as defined in
and for all purposes of the Junior Lien Intercreditor Agreement. 
 (3)       The first recital of the Junior
Intercreditor Agreement is hereby replaced in its entirety with the following: 
 “The Borrower, Holdings, the Guarantors, the lenders
and agents party thereto and Bank of America, as Revolving Credit Administrative Agent and Revolving Credit Collateral Agent, are party to that certain Revolving Credit and Guaranty Agreement, to be entered into in June 2018, providing a revolving
credit and letter of credit facility to the Borrower and the Canadian Borrower (as amended, supplemented, amended and restated, replaced, refinanced or otherwise modified from time to time, the “Revolving Credit Agreement”);”

 (f)       Amendments to Section 2.3 of the Junior Lien Intercreditor
Agreement: 
 (1)       The first sentence of Section 2.3 of the Junior Lien Intercreditor
Agreement is hereby amended by adding “(other than, with respect to the Revolving Credit Obligations only, any Lien securing real property)” after the last reference to “Priority Obligations”. 

(2)       Section 2.3 of the Junior Lien Intercreditor Agreement is hereby amended by replacing the last
sentence thereof with the following: 
 “For the avoidance of doubt, and notwithstanding anything herein or in any Credit Document to
the contrary, (i) the Notes Obligations shall not at any time be secured by any Liens granted by the Credit Parties that are not US Credit Parties (as defined in the Revolving Credit Agreement) and (ii) the Revolving Credit Collateral
Agent has elected not to receive a Lien on real property and as such the Credit Parties may grant Liens on real property to secure the Fixed Asset Obligations and Notes Obligations but shall not be required to grant liens on such real property to
secure the Revolving Credit Obligations.” 

  
 5 

 (g)       Amendments to
Section 2.4 of the Junior Lien Intercreditor Agreement: Section 2.4 of the Junior Lien Intercreditor Agreement is hereby amended to: 

(1)       add “(and with respect to ABL Collateral only, any real property)” after the reference to
“ABL Foreign Collateral”; and 
 (2)       add “and to reflect the provisions set forth in the
last sentence of Section 2.3” at the end of clause (b) thereof. 
 (h)       Amendments
to Section 1.01 of the Credit Agreement. The following definitions are added to Section 1.01 of the Credit Agreement in alphabetical order: 

“Benefit Plan” means any of (a) an “employee benefit plan” (as defined in
ERISA) that is subject to Title I of ERISA, (b) a “plan” as defined in Section 4975 of the Code or (c) any Person whose assets include (for purposes of ERISA Section 3(42) or otherwise for purposes of Title I of ERISA
or Section 4975 of the Code) the assets of any such “employee benefit plan” or “plan”. 

“PTE” means a prohibited transaction class exemption issued by the U.S. Department of
Labor, as any such exemption may be amended from time to time. 
 (i)       Amendments to Article 9 of
the Credit Agreement. Article 9 of the Credit Agreement is hereby amended to add the following Section 9.14 after Section 9.15 thereof: 

“9.15. Certain ERISA Matters. (a) Each Lender (x) represents and warrants, as of the date such Person became a Lender
party hereto, to, and (y) covenants, from the date such Person became a Lender party hereto to the date such Person ceases being a Lender party hereto, for the benefit of, the Administrative Agent and each Arranger and their respective
Affiliates, and not, for the avoidance of doubt, to or for the benefit of the Borrower or any other Loan Party, that at least one of the following is and will be true: 

(i) such Lender is not using “plan assets” (within the meaning of 29 CFR § 2510.3-101,
as modified by Section 3(42) of ERISA) of one or more Benefit Plans in connection with the Loans or the Commitments, 
 (ii) the
transaction exemption set forth in one or more PTEs, such as PTE 84-14 (a class exemption for certain transactions determined by independent qualified professional asset managers), PTE 95-60 (a class exemption for certain transactions involving insurance company general accounts), PTE 90-1 (a class exemption for certain transactions involving insurance
company pooled separate accounts), PTE 91-38 (a class exemption for certain transactions involving bank collective investment funds) or PTE 96-23 (a class exemption for
certain transactions determined by in-house asset managers), is applicable with respect to such Lender’s entrance into, participation in, administration of and performance of the Loans, the Commitments
and this Agreement, 
 (iii) (A) such Lender is an investment fund managed by a “Qualified Professional Asset Manager” (within the
meaning of Part VI of PTE 84-14), (B) such Qualified Professional Asset Manager made the investment decision on behalf of such Lender to enter into, participate in, administer and perform the Loans, the
Commitments and this Agreement, (C) the entrance into, participation in, administration of and performance of the Loans, the Commitments and this Agreement satisfies the requirements of sub-sections
(b) through (g) of Part I of PTE 84-14 and (D) to the best knowledge of such Lender, the requirements of subsection (a) of Part I of PTE 84-14 are
satisfied with respect to such Lender’s entrance into, participation in, administration of and performance of the Loans, the Commitments and this Agreement, or 

  
 6 

 (iv) such other representation, warranty and covenant as may be agreed in writing between the
Administrative Agent, in its sole discretion, and such Lender. 
 (b) In addition, unless sub-clause
(i) in the immediately preceding clause (a) is true with respect to a Lender or such Lender has not provided another representation, warranty and covenant as provided in sub-clause
(iv) in the immediately preceding clause (a), such Lender further (x) represents and warrants, as of the date such Person became a Lender party hereto, to, and (y) covenants, from the date such Person became a Lender party
hereto to the date such Person ceases being a Lender party hereto, for the benefit of, the Administrative Agent and each Arranger and their respective Affiliates, and not, for the avoidance of doubt, to or for the benefit of the Borrower or any
other Loan Party, that: 
 (i) none of the Administrative Agent or any Arranger or any of their respective Affiliates is a fiduciary with
respect to the assets of such Lender (including in connection with the reservation or exercise of any rights by the Administrative Agent under this Agreement, any Loan Document or any documents related to hereto or thereto), 

(ii) the Person making the investment decision on behalf of such Lender with respect to the entrance into, participation in, administration of
and performance of the Loans, the Commitments and this Agreement is independent (within the meaning of 29 CFR § 2510.3-21) and is a bank, an insurance carrier, an investment adviser, a broker-dealer or
other person that holds, or has under management or control, total assets of at least $50,000,000, in each case as described in 29 CFR § 2510.3-21(c)(1)(i)(A)-(E), 

(iii) the Person making the investment decision on behalf of such Lender with respect to the entrance into, participation in, administration
of and performance of the Loans, the Commitments and this Agreement is capable of evaluating investment risks independently, both in general and with regard to particular transactions and investment strategies (including in respect of the
Obligations), 
 (iv) the Person making the investment decision on behalf of such Lender with respect to the entrance into, participation
in, administration of and performance of the Loans, the Commitments and this Agreement is a fiduciary under ERISA or the Code, or both, with respect to the Loans, the Commitments and this Agreement and is responsible for exercising independent
judgment in evaluating the transactions hereunder, and 
 (v) no fee or other compensation is being paid directly to the Administrative
Agent or any Arranger or any of their respective Affiliates for investment advice (as opposed to other services) in connection with the Loans, the Commitments or this Agreement. 

(c) The Administrative Agent and each Arranger hereby informs the Lenders that each such Person is not undertaking to provide impartial
investment advice, or to give advice in a fiduciary capacity, in connection with the transactions contemplated hereby, and that such Person has a financial interest in the transactions contemplated hereby in that such Person or an Affiliate thereof
(i) may receive interest or other payments with respect to the Loans, the Commitments and this Agreement, (ii) may recognize a gain if it extended the Loans or the Commitments for an amount less than the amount being paid for an interest
in the Loans or the Commitments by such Lender or (iii) may receive fees or other payments in connection with the transactions contemplated hereby, the Loan Documents or otherwise, including structuring fees, commitment fees, arrangement fees,
facility fees, upfront fees, underwriting fees, ticking fees, agency fees, administrative agent or collateral agent fees, utilization fees, minimum usage fees, letter of credit fees, fronting fees, deal-away or alternate transaction fees, amendment
fees, processing fees, term out premiums, banker’s acceptance fees, breakage or other early termination fees or fees similar to the foregoing.” 

SECTION III.       CONDITIONS TO EFFECTIVENESS 

  
 7 

 (a) The Repricing Amendment shall become effective on the date on which the following conditions
precedent are satisfied (or waived by the Administrative Agent): 
 (1) the Administrative Agent shall have received a counterpart of this
Amendment executed and delivered by (i) a duly authorized officer of the Borrower and each Guarantor, (ii) the Consenting Lenders representing the Required Lenders under the Credit Agreement (as in effect immediately prior to effectiveness
of this Amendment) and (iii) the Replacement Lender, which together with such Consenting Lenders, shall represent each of the Lenders; 

(2) all fees and expenses required to be paid on the Third Amendment Effective Date pursuant to (i) this Amendment and (ii) that
certain amended and restated engagement letter dated as of May 24, 2018 by and among the Borrower and the engagement parties party thereto, including reasonable and documented
out-of-pocket expenses required to be paid on the Third Amendment Effective Date pursuant hereto and thereto (including reasonable fees, charges and disbursements of
Milbank, Tweed, Hadley & McCloy LLP) shall have been paid to the extent invoiced in reasonable detail at least two Business Days prior to the Third Amendment Effective Date); 

(3) the representations and warranties contained in Article V of the Credit Agreement and each other Loan Document shall be true and correct
in all material respects (and in all respects if any such representation or warranty is already qualified by materiality) on and as of the Third Amendment Effective Date, except to the extent that such representations and warranties specifically
refer to an earlier date, in which case they shall be true and correct in all material respects (and in all respects if any such representation or warranty is already qualified by materiality) as of such earlier date; 

(4) no Default has occurred and is continuing or will result from the consummation of the transactions contemplated by this Amendment or from
the application of proceeds therefrom; 
 (5) the Administrative Agent shall have received an opinion from Latham & Watkins LLP,
special New York counsel to the Loan Parties, covering such customary matters relating to this Amendment as the Administrative Agent shall reasonably request; 

(6) the Administrative Agent shall have received a certificate of a Responsible Officer of the Borrower dated as of the Third Amendment
Effective Date (A) (1) attaching copies of Organizational Documents of the Borrower, certified as of a recent date by the appropriate Governmental Authority of the state or other jurisdiction of organization or certified by a Responsible
Officer of the Borrower as of the Third Amendment Effective Date or (2) certifying that there has been no change to such Organizational Documents previously delivered to the Administrative Agent, (B) attaching copies of the resolutions of
the board of directors (or other applicable governing body) of the Borrower or such Guarantor, as applicable, approving and adopting this Amendment, the transactions contemplated herein and authorizing execution and delivery hereof, in each case
certified by a Responsible Officer of the Borrower or such Guarantor to be in force and effect as of the Third Amendment Effective Date, and (C) attaching copies of certificates of good standing, existence or its equivalent with respect to the
Borrower certified as of a recent date by the appropriate Governmental Authorities; 
 (7) the Administrative Agent shall have received a
certificate of the Borrower dated as of the Third Amendment Effective Date signed by a Responsible Officer of the Borrower, certifying that no Default has occurred and is continuing or will result from the consummation of the transactions
contemplated by this Amendment; 
 (8) the Borrower and each of the Guarantors shall have provided the documentation and other information
reasonably requested in writing at least ten (10) days prior to the Third Amendment Effective 

  
 8 

 
Date by the Lenders in connection with applicable “know your customer” and anti-money-laundering rules and regulations, including, without limitation, the PATRIOT Act; and 

(9) all accrued interest on the Term Loans outstanding immediately prior to the Third Amendment Effective Date, whether or not due and
payable, shall have been paid in full in a manner reasonably satisfactory to the Administrative Agent and such amounts, when paid, shall be set off against interest that is due and payable on such Term Loans pursuant to Section 2.06(c) of the
Credit Agreement at the end of the Interest Period in effect on the Third Amendment Effective Date applicable to such Term Loans. 
 The
Administrative Agent shall give prompt notice in writing to the Borrower of the occurrence of the Third Amendment Effective Date. Each Consenting Lender hereby authorizes the Administrative Agent to provide such notice and agree that such notice
shall be irrevocably conclusive and binding. 
 (b) The Required Lender Amendments shall become effective on the date on which the following
conditions precedent are satisfied (or waived by the Administrative Agent): 
 (1) the Administrative Agent shall have received a
counterpart of this Amendment executed and delivered by (i) a duly authorized officer of the Borrower and each Guarantor and (ii) the Consenting Lenders representing the Required Lenders under the Credit Agreement (as in effect immediately
prior to effectiveness of this Amendment); and 
 (2) Each of the conditions in clauses (a)(2), (a)(3) and (a)(4) above
shall have been satisfied.  
 SECTION IV.       REAFFIRMATION; ACKNOWLEDGMENT AND CONSENT 

4.1     Reaffirmation of Security Interests and Guaranty. 

(a)       Each Loan Party hereby expressly acknowledges the terms of this Amendment and reaffirms, as of the date
hereof, (i) the covenants and agreements contained in each Loan Document to which it is a party, including, in each case, such covenants and agreements as in effect immediately after giving effect to this Amendment and the transactions
contemplated hereby, (ii) its guarantee of the Obligations under the Subsidiary Guaranty and (iii) its grant of Liens on the Collateral to the Collateral Agent for the benefit of the Lenders to secure the prompt payment and performance in
full when due of the Obligations pursuant to the Collateral Documents. 
 (b)       Each Loan Party
acknowledges and agrees that each of the Loan Documents to which it is a party or otherwise bound shall continue in full force and effect as amended on the date hereof and that all of its obligations thereunder shall be valid and enforceable and
shall not be impaired or limited by the execution or effectiveness of this Amendment. On and after the Third Amendment Effective Date, the parties confirm and acknowledge with respect to each Loan Document not amended or modified restated in
connection with the Third Amendment that unless the context otherwise requires (i) each reference in such Loan Documents to “Credit Agreement”, “thereunder”, “thereof” or words of like import shall be a reference
to the Credit Agreement as amended by the Third Amendment, and as such agreement may be otherwise amended, amended and restated, modified or supplemented and in effect from time to time and (ii) the definition of any term defined in any such
Loan Document by reference to the terms defined in the “Credit Agreement” shall reference the defined terms in the Credit Agreement, as amended hereby, as the same may be otherwise amended, amended and restated, modified or supplemented
and in effect from time to time. 

  
 9 

 4.2   Acknowledgement and Consent. 

Each Guarantor acknowledges and agrees that (i) notwithstanding the conditions to effectiveness set forth in this Amendment, such
Guarantor is not required by the terms of the Credit Agreement or any other Loan Document to consent to the amendments to the Credit Agreement effected pursuant to this Amendment and (ii) nothing in the Credit Agreement, this Amendment or any
other Loan Document shall be deemed to require the consent of such Guarantor to any future amendments to the Credit Agreement. 
 SECTION V.
      REPRESENTATIONS AND WARRANTIES 
 In order to induce the Existing Lenders and the Administrative
Agent to enter into this Amendment, each of the Borrower and each Guarantor represents and warrants to the Administrative Agent and each Lender, as of the Third Amendment Effective Date, both before and after giving effect to this Amendment, that:

 (a) Power and Authority. Each of the Borrower and each Guarantor has all requisite power and authority to execute, deliver
and perform its obligations under this Amendment. 
 (b) Authorization, No Contravention. The execution, delivery and
performance by each of the Borrower and each Guarantor of this Amendment, and the consummation of the transactions contemplated herein, are within such Loan Party’s corporate or other powers, have been duly authorized by all necessary corporate
or other organizational action, and do not (a) contravene the terms of any of such Person’s Organization Documents; (b) conflict with or result in any breach or contravention of, or the creation of any Lien under (other than as
permitted by Section 7.01 of the Credit Agreement), or require any payment to be made under (i) any Contractual Obligation to which such Person is a party or affecting such Person or the properties of such Person or any of its Restricted
Subsidiaries or (ii) any material order, injunction, writ or decree of any Governmental Authority or any arbitral award to which such Person or its property is subject; or (c) violate any material Law, in each case, except with respect to
any violation, breach or contravention or payment (but not creation of Liens), to the extent that such violation, conflict, breach, contravention or payment could not reasonably be expected to have a Material Adverse Effect. 

(c) Enforceability. This Amendment has been duly executed and delivered by each Loan Party. This Amendment constitutes, a legal,
valid and binding obligation of each Loan Party, enforceable against each Loan Party that is party thereto in accordance with its terms, except as such enforceability may be limited by bankruptcy, insolvency, reorganization, examinership,
receivership, moratorium or other laws affecting creditors’ rights generally and by general principles of equity. 
 (d)
Solvency. On the Third Amendment Effective Date, after giving effect to this Amendment and the transactions contemplated hereby, the Loan Parties together with their Restricted Subsidiaries on a consolidated basis, are Solvent. 

(e) Disclosure. No report, financial statement, certificate or other written information furnished by or on behalf of any Loan
Party (other than projected financial information, pro forma financial information and information of a general economic or industry nature) to any Agent or any Lender in connection with the transactions contemplated hereby and the negotiation of
this Amendment or delivered hereunder (as modified or supplemented by other information so furnished), when taken as a whole, contains any material misstatement of fact or omits to state any material fact necessary to make the statements therein
(when taken as a whole), in the light of the circumstances under which they were made, not materially misleading; provided that, with respect to projected and pro forma financial information, the Borrower represents only that such information
was prepared in good faith based upon assumptions 

  
 10 

 
believed to be reasonable at the time of preparation and delivery; it being understood that such projections may vary from actual results and that such variances may be material. 

SECTION VI.       MISCELLANEOUS 

6.1   Indemnity. 

The Borrower hereby confirms that the indemnification provisions set forth in Section 10.05 of the Credit Agreement shall apply to this
Amendment and such losses, claims, damages, liabilities, costs and expenses (as more fully set forth therein as applicable) which may arise out of or in connection with any actual or prospective claim, litigation, investigation or proceeding in any
way relating to, arising out of, in connection with or by reason of any of the following, whether based on contract, tort or any other theory, the execution, delivery, enforcement, performance or administration of the Amendment or any other
agreement, letter or instrument delivered in connection with the transactions contemplated thereby or the consummation of the transactions contemplated thereby. 

6.2   Limitation of Amendment. 

Except as expressly modified hereby, the Credit Agreement shall continue in effect in accordance with its terms. Except as expressly set forth
herein, this Amendment (i) shall not by implication or otherwise limit, impair, constitute a waiver of or otherwise affect the rights and remedies of the Lenders, the Administrative Agent or the Loan Parties under the Credit Agreement or any
other Loan Document, and (ii) shall not alter, modify, amend or in any way affect any of the terms, conditions, obligations, covenants or agreements contained in the Credit Agreement or any other provision of the Credit Agreement or any other
Loan Document. Each and every term, condition, obligation, covenant and agreement contained in the Credit Agreement or any other Loan Document is hereby ratified and re-affirmed in all respects and shall
continue in full force and effect as modified by this Amendment and nothing herein can or may be construed as a novation thereof. This Amendment shall constitute a Loan Document for purposes of the Credit Agreement and from and after the Third
Amendment Effective Date, all references to the Credit Agreement in any Loan Document and all references in the Credit Agreement to “this Agreement”, “hereunder”, “hereof” or words of like import referring to the Credit
Agreement, shall, unless expressly provided otherwise, refer to the Credit Agreement as modified by this Amendment. 
 6.3
   Direction to Administrative Agent. 
 Each Consenting Lender (i) hereby directs the Administrative Agent to
execute this Amendment and (ii) acknowledges and agrees that the Administrative Agent has executed this Amendment in reliance of the direction set forth in clause (i). 

6.4    Consent. 

Each Consenting Lender that delivers an executed counterpart of this Amendment on or prior to the Third Amendment Effective Date hereby
consents to this Amendment and the amendments contemplated hereby. 
 6.5    Assignment. 

Each Consenting Lender consenting to this Amendment via the cashless option hereby consents and agrees to, immediately upon the effectiveness
of this Amendment, if so determined by the Arranger and the Borrower, sell a portion of the principal amount of its existing Term Loans (as identified by the Arranger) via an assignment on the Third Amendment Effective Date pursuant to an Assignment
and 

  
 11 

 
Assumption (or Master Assignment and Assumption, which will be substantially in the form attached hereto as Annex A (with such changes as requested by the Administrative Agent)). By
executing a signature page hereto and consenting to this Amendment via the cashless option, each such Lender under the Credit Agreement shall be deemed to have executed a counterpart to the Master Assignment and Assumption to give effect, solely
upon the consent and acceptance by the Arranger, to the assignment described in the immediately preceding sentence. 
 Each Cash Roll Lender
hereby consents and agrees (subject to the effectiveness of the assignment referred to in the following clause (ii)) to (i) this Amendment, (ii) immediately upon the effectiveness of this Amendment, sell the entire principal amount
of its existing Term Loans via an assignment on the Third Amendment Effective Date pursuant to an Assignment and Assumption (or Master Assignment and Assumption) and (iii) commit to repurchase a like amount (or, if so determined by the Arranger
and the Borrower, a lesser amount identified by the Arranger) of the repriced Term Loans via an assignment after the Third Amendment Effective Date. By executing a signature page hereto and consenting to this Amendment via a cash settlement, each
such Lender under the Credit Agreement shall be deemed to have executed a counterpart to the Master Assignment and Assumption to give effect, solely upon the consent and acceptance by the Arranger, to the assignment described in clause
(ii) of the immediately preceding sentence. 
 6.6   Headings. 

Section and Subsection headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this
Amendment for any other purpose or be given any substantive effect. 
 6.7   Applicable Law. 

THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK. 

6.8   Jurisdiction; Waiver of Jury Trial. 

The provisions of Sections 10.15(b), (c) and (d) and 10.16 of the Credit Agreement pertaining to consent to jurisdiction, waiver of venue,
service of process, and waiver of jury trial are hereby incorporated by reference herein, mutatis mutandis. 
 6.9
  Severability. 
 Any term or provision of this Amendment which is invalid or unenforceable in any jurisdiction shall,
as to that jurisdiction, be ineffective to the extent of such invalidity or unenforceability without rendering invalid or unenforceable the remaining terms and provisions of this Amendment or affecting the validity or enforceability of any of the
terms or provisions of this Amendment in any other jurisdiction. If any provision of this Amendment is so broad as to be unenforceable, the provision shall be interpreted to be only so broad as would be enforceable. 

6.10   Counterparts. 

  This Amendment may be executed in counterparts, each of which shall be deemed to be an original, but all of which shall constitute
one and the same agreement. Delivery of an executed counterpart of a signature page of this Amendment by telecopy or other electronic imaging (including in .pdf or .tif format) means shall be effective as delivery of a manually executed counterpart
of this Amendment 

  
 12 

 [Remainder of this page intentionally left blank.] 

  
 13 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly
executed and delivered by their respective officers thereunto duly authorized as of the date first written above. 
  

					
	BORROWER:
	
	ZEKELMAN INDUSTRIES, INC.
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title:	 	Executive Vice President and Secretary

 [Signature Page to Third Amendment to Amended and Restated Credit Agreement] 

 
					
	GUARANTORS:
	
	WHEATLAND TUBE, LLC
		
	By: 	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: President and Secretary
	
	ATLAS (USA) HOLDING INC.
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: Vice President and Secretary
	
	ATLAS TUBE (PLYMOUTH) INC.
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: Vice President and Secretary
	
	ATLAS TUBE (CHICAGO), LLC
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: President and Secretary
	
	M.O.S. INC.
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: Vice President and Secretary
	
	WESTERN TUBE & CONDUIT CORPORATION
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: President and Secretary
	
	ATLAS TUBE (ALABAMA), INC.
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: President and Secretary
	
	ZEKELMAN HOLDING, INC.
		
	By:	 	/s/ Michael P. McNamara, Jr.
		 	Name:	 	Michael P. McNamara, Jr.
		 	Title: President and Secretary

 [Signature Page to Third Amendment to Amended and Restated Credit Agreement] 

 
					
	ADMINISTRATIVE AGENT and ARRANGER:
	
	GOLDMAN SACHS LENDING PARTNERS LLC
		
	By:	 	/s/ Douglas Tansey
		 	Douglas Tansey
		 	Authorized Signatory

 [Signature Page to Third Amendment to Amended and Restated Credit Agreement]EX-4.2

 Exhibit 4.2 

Execution Version 
  

 
 4.750% Senior Unsecured Notes due
2024 
 CIT GROUP INC., 

as Issuer, 
 and 

WILMINGTON TRUST, NATIONAL ASSOCIATION, 

as Trustee, 
 and

 DEUTSCHE BANK TRUST COMPANY AMERICAS, 

as Paying Agent, Security Registrar and Authenticating Agent 

 
  

EIGHTH SUPPLEMENTAL INDENTURE 
  

 
 Dated as of
August 17, 2018 
  
  

 

 TABLE OF CONTENTS 

 

							
	 	 	 	  	Page	 
	ARTICLE 1	  

	
	DEFINITIONS	  

			
	 Section 1.1
	 	 Relation to Base Indenture
	  	 	1	 
	 Section 1.2
	 	 Definition of Terms
	  	 	2	 
	
	ARTICLE 2	  

	
	GENERAL TERMS AND CONDITIONS OF THE NOTES	  

			
	 Section 2.1
	 	 Designation and Principal Amount
	  	 	7	 
	 Section 2.2
	 	 Maturity
	  	 	7	 
	 Section 2.3
	 	 Form, Payment and Appointment
	  	 	7	 
	 Section 2.4
	 	 Global Notes
	  	 	8	 
	 Section 2.5
	 	 Interest
	  	 	8	 
	
	ARTICLE 3	  

	
	REDEMPTION AND REPURCHASE OF THE NOTES	  

			
	 Section 3.1
	 	 No Sinking Fund or Repayment at Option of the Holder
	  	 	8	 
	 Section 3.2
	 	 Optional Redemption
	  	 	8	 
	 Section 3.3
	 	 Offer to Repurchase Upon Change of Control Triggering Event
	  	 	9	 
	 Section 3.4
	 	 Effect of Redemption
	  	 	11	 
	 Section 3.5
	 	 Redemption Procedures
	  	 	11	 
	 Section 3.6
	 	 No Other Redemption
	  	 	11	 
	
	ARTICLE 4	  

	
	FORM OF NOTE	  

			
	 Section 4.1
	 	 Form of Note
	  	 	12	 
	
	ARTICLE 5	  

	
	COVENANTS	  

			
	 Section 5.1
	 	 Reports
	  	 	12	 

  
 -i- 

							
	 	 	 	  	Page	 
	ARTICLE 6	  

	
	ADDITIONAL PROVISIONS	  

			
	 Section 6.1
	 	 Additional Events of Default
	  	 	13	 
	 Section 6.2
	 	 Additional Covenant Defeasance
	  	 	13	 
	 Section 6.3
	 	 Additional Amendments and Waivers
	  	 	13	 
	
	ARTICLE 7	  

	
	MISCELLANEOUS	  

			
	 Section 7.1
	 	 Ratification of Indenture
	  	 	14	 
	 Section 7.2
	 	 No Personal Liability of Directors, Officers, Employees and Stockholders
	  	 	14	 
	 Section 7.3
	 	 Trustee and Agent Not Responsible for Recitals
	  	 	14	 
	 Section 7.4
	 	 New York Law To Govern
	  	 	14	 
	 Section 7.5
	 	 Separability
	  	 	14	 
	 Section 7.6
	 	 Counterparts
	  	 	14	 

  
 -ii- 

 THIS EIGHTH SUPPLEMENTAL INDENTURE, dated as of August 17, 2018 (this
“Supplemental Indenture”), among CIT Group Inc., a corporation duly organized and existing under the laws of the State of Delaware (the “Company”), Wilmington Trust, National Association, as trustee (the
“Trustee”), and Deutsche Bank Trust Company Americas, as paying agent, security registrar and authenticating agent (the “Agent”), amending and supplementing the Indenture, dated as of March 15, 2012 among the
Company, the Trustee and the Agent, governing the issuance of debt securities (the “Base Indenture”). The Base Indenture, as amended and supplemented by the Supplemental Indenture, shall be referred to herein as the
“Indenture.” 
 RECITALS 

WHEREAS, the Company has executed and delivered the Base Indenture to the Trustee and the Agent to provide for the future issuance of the
Company’s debt securities or other evidence of Indebtedness, to be issued from time to time in one or more series as might be determined by the Company under the Base Indenture; 

WHEREAS, Section 9.3(8) of the Base Indenture provides for the Company and the Trustee to enter into an indenture supplemental to the
Base Indenture to establish the forms or terms of Securities of any series as permitted by Section 2.1 and Section 3.1 of the Base Indenture; 

WHEREAS, pursuant to Section 3.1 of the Base Indenture, the Company wishes to provide for the issuance of a new series of Securities to
be known as its 4.750% Senior Unsecured Notes due 2024 (the “Notes”) and the form, terms, provisions and conditions thereof to be set forth as provided in this Supplemental Indenture; and 

WHEREAS, the Company has requested that the Trustee and the Agent execute and deliver this Supplemental Indenture, and all requirements
necessary to make this Supplemental Indenture a valid, binding and enforceable instrument in accordance with its terms, and to make the Notes, when executed by the Company and authenticated and delivered by the Trustee and the Agent, and the payment
by the purchaser thereof of the agreed upon consideration therefor, the valid, binding and enforceable Obligations of the Company, have been done and performed, and the execution and delivery of this Supplemental Indenture have been duly authorized
in all respects. 
 NOW, THEREFORE, in consideration of the covenants and agreements set forth herein and for other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: 
 ARTICLE 1

 DEFINITIONS 

Section 1.1 Relation to Base Indenture. 

This Supplemental Indenture constitutes an integral part of the Base Indenture, and supplements and amends the Base Indenture solely with
respect to the Notes. 

 Section 1.2 Definition of Terms. 

For all purposes of this Supplemental Indenture: 

(a) a term not defined herein that is defined in the Base Indenture has the same meaning when used in this Supplemental
Indenture; 
 (b) the definition of any term in this Supplemental Indenture that is also defined in the Base Indenture shall
supersede the definition of such term in the Base Indenture; 
 (c) a term defined anywhere in this Supplemental Indenture
has the same meaning throughout; 
 (d) the singular includes the plural and vice versa and use of any gender includes each
other gender; 
 (e) headings are for convenience of reference only and do not affect interpretation; and 

(f) the following terms have the meanings given to them in this Section 1.2: 

“Additional Notes” means additional Notes (other than the Initial Notes) issued under this Indenture in accordance with
Section 3.12 of the Base Indenture, as part of the same series as the Initial Notes. 
 “Alternate Offer” has the
meaning assigned to that term set forth in Section 3.3. 
 “Beneficial Owner” has the meaning assigned to such term in
Rule 13d-3 and Rule 13d-5 under the Exchange Act, except that in calculating the beneficial ownership of any particular “person” (as that term is used in
Section 13(d)(3) of the Exchange Act), such “person” shall be deemed to have beneficial ownership of all securities that such “person” has the right to acquire by conversion or exercise of other securities, whether such
right is currently exercisable or is exercisable only after the passage of time. The terms “Beneficially Owns” and “Beneficially Owned” have a corresponding meaning. 

“Change of Control” means the occurrence of any of the following: 

(1) any “person” or “group” (as such terms are used in Sections 13(d) and 14(d) of the Exchange Act) is or
becomes the Beneficial Owner of more than 50% of the total outstanding Voting Stock (measured by voting power rather than the number of shares) of the Company, other than in any such transaction where: 

(A) the Voting Stock (as defined herein) of the Company outstanding immediately prior to such transaction is changed into or
exchanged for Voting Stock of another Person (the “Permitted Parent”) constituting a majority of the outstanding Voting Stock (measured by voting power rather than the number of shares) of the Permitted Parent (immediately
after giving effect to such issuance); and 

  
 -2- 

 (B) immediately after such transaction, no “person” or
“group” (as such terms are used in Sections 13(d) and 14(d) of the Exchange Act) is the Beneficial Owner of more than 50% of the total outstanding Voting Stock (measured by voting power rather than the number of shares) of the Permitted
Parent; or 
 (2) the Company sells, assigns, conveys, transfers, leases or otherwise disposes of all or substantially all of
its assets to any Person, other than any such transaction where: 
 (A) the Voting Stock of the Company outstanding
immediately prior to such transaction is changed into or exchanged for Voting Stock of the transferee Person (the “Transferee”) constituting a majority of the outstanding shares of the outstanding Voting Stock (measured by
voting power rather than the number of shares) of the Transferee (immediately after giving effect to such issuance); and 

(B) immediately after such transaction, no “person” or “group” (as such terms are used in Sections 13(d)
and 14(d) of the Exchange Act), is the Beneficial Owner of more than 50% of the total outstanding Voting Stock (measured by voting power rather than the number of shares) of the Transferee. 

Following any transaction described in clause (1)(A), the Permitted Parent shall be substituted for the Company in this definition and the definition of
“Trigger Period,” and following any transaction described in clause (2)(A), the Transferee shall be substituted for the Company in this definition and the definition of “Trigger Period.” 

“Change of Control Offer” has the meaning assigned to that term in Section 3.3 hereof. 

“Change of Control Payment” has the meaning assigned to that term in Section 3.3 hereof. 

“Change of Control Payment Date” has the meaning assigned to that term in Section 3.3 hereof. 

“Change of Control Triggering Event” means the occurrence of both (i) a Change of Control and (ii) a Ratings
Downgrade Event. 
 “Comparable Treasury Issue” means the United States Treasury security selected by the Independent
Investment Banker as having a maturity comparable to the remaining term of the Notes that would be utilized, at the time of selection and in accordance with customary financial practice, in pricing new issues of corporate debt securities of
comparable maturity to the remaining term of the Notes; provided, however, that if no maturity is within three months before or after the maturity date for such Notes, yields for the two published maturities most closely corresponding
to such United States Treasury security will be determined and the treasury rate will be interpolated or extrapolated from those yields on a straight line basis rounding to the nearest month. 

  
 -3- 

 “Comparable Treasury Price” means, with respect to any redemption date
(a) the average of the Reference Treasury Dealer Quotations for such redemption date after excluding the highest and lowest Reference Treasury Dealer Quotations or (b) if the Independent Investment Banker obtains fewer than four Reference
Treasury Dealer Quotations, the average of all such quotations. 
 “Coupon Rate” has the meaning set forth in
Section 2.5(a) hereof. 
 “Custodian” means, with respect to any Global Note, the Security Registrar, as custodian for
DTC with respect to such Global Note. 
 “DTC” has the meaning set forth in Section 2.3(d) hereof. 

“Exchange Act” means the Securities Exchange Act of 1934, as amended. 

“Global Notes” has the meaning set forth in Section 2.4 hereof. 

“Guarantee” means, with respect to any Person, any Obligation, contingent or otherwise, of such Person guaranteeing or having
the economic effect of guaranteeing any Indebtedness or other Obligation of any other Person in any manner, whether directly or indirectly, and including any Obligation of the guarantor, direct or indirect, that is (1) an Obligation of such
Person the primary purpose or intent of which is to provide assurance to an obligee that the Obligation of the obligor thereof shall be paid or discharged, or any agreement relating thereto shall be complied with, or the holders thereof shall be
protected (in whole or in part) against loss in respect thereof; or (2) a liability of such Person for an Obligation of another through any agreement (contingent or otherwise) (a) to purchase, repurchase or otherwise acquire such
Obligation or any security therefor, or to provide funds for the payment or discharge of such Obligation (whether in the form of loans, advances, stock purchases, capital contributions or otherwise) or (b) to maintain the solvency or any
balance sheet item, level of income or financial condition of another if, in the case of any agreement described under subclauses (a) or (b) of this clause (2), the primary purpose or intent thereof is as described in clause (1) above. The
verb “Guarantee” shall have a correlative meaning. 
 “Independent Investment Banker” means Barclays Capital Inc.
(and its successors) or, if any such firm is not willing and able to select the applicable Comparable Treasury Issue, an independent investment banking institution of national standing appointed by the Company and reasonably acceptable to the
Trustee. 
 “Initial Notes” means $500,000,000 aggregate principal amount of the Notes issued on the Issue Date. 

“Interest Payment Date” has the meaning set forth in Section 2.5(a) hereof. 

  
 -4- 

 “Investment Grade Rating” means a rating from Moody’s of Baa3 or
higher (or its equivalent under any successor rating category of Moody’s) and a rating from S&P of BBB- or higher (or its equivalent under any successor rating category of S&P), in each case with
a stable outlook, and the equivalent investment grade credit rating from any replacement rating agency or rating agencies selected by the Company under the circumstances permitting the Company to select a replacement agency and in the manner for
selecting a replacement agency, in each case as set forth in the definition of “Rating Agency.” 
 “Issue Date”
means the date of this Supplemental Indenture. 
 “Maturity Date” means February 16, 2024. 

“Moody’s” means Moody’s Investors Service, Inc. 

“Notes” has the meaning set forth in the recitals hereto. 

“Obligations” means any principal, interest (including interest which, but for the filing of a petition in bankruptcy with
respect to an obligor, would have accrued on any obligation, whether or not a claim is allowed against such obligor for such interest in the related proceeding), penalties, fees, indemnifications, reimbursements, damages and other liabilities
payable under the documentation governing any Indebtedness. 
 “Par Call Date” means November 16, 2023. 

“Parent” has the meaning set forth in Section 5.1(c) hereof. 

“Rating Agency” means each of Moody’s and S&P; provided, that if Moody’s or S&P ceases to rate the
Notes or fails to make a rating of the Notes available, the Company shall use commercially reasonable efforts to appoint another “nationally recognized statistical rating organization” within the meaning of Section 3(a)(62) of the
Exchange Act as a replacement for such Rating Agency and following such appointment such replacement rating agency shall be substituted in this definition for the rating agency that ceased to rate the Notes or failed to make a rating of the Notes
available; provided that the Company shall give notice of such appointment to the Trustee. 
 “Ratings Downgrade
Event” means, on any date during the Trigger Period (as defined herein), the Notes being downgraded by at least one modifier (a modifier being plus, neutral or minus for S&P, 1, 2 or 3 for Moody’s and similar modifier by any other
Rating Agency) by one of the Rating Agencies from the rating on the Notes by such Rating Agency on the date prior to the first day of the Trigger Period; provided that no Ratings Downgrade Event shall be deemed to occur if either (i) the
rating on the Notes by each Rating Agency that downgraded its rating is an Investment Grade Rating after such downgrade or (ii) in respect of a particular Change of Control, if the Rating Agency or Agencies (as applicable) that downgraded the
Notes announce or confirm or inform the Trustee in writing that the reduction was not the result, in whole or in part, of any event or circumstance comprised of or arising as a result of, or in respect of, the applicable Change of Control. 

“Reference Treasury Dealer Quotations” means, with respect to each Reference Treasury Dealer and any redemption date for the
Notes, an average, as determined by the Independent Investment Banker, of the bid and asked prices for the Comparable Treasury Issue 

  
 -5- 

 
for the Notes to be redeemed (expressed in each case as a percentage of its principal amount) quoted in writing to the Independent Investment Banker by such Reference Treasury Dealer at 5:00
p.m., New York City time, on the third business day preceding such redemption date. 
 “Reference Treasury Dealers” means
Merrill Lynch, Pierce, Fenner & Smith Incorporated, Barclays Capital Inc. and Credit Suisse Securities (USA) LLC and, in each case, its successors; provided, however, that if any of the foregoing shall resign as a Reference
Treasury Dealer or cease to be a primary U.S. government securities dealer, the Company will substitute therefor another primary U.S. government securities dealer. 

“Regular Record Date” means, with respect to a February 16 Interest Payment Date, the immediately preceding
February 1, and with respect to an August 16 Interest Payment Date, the immediately preceding August 1. 

“S&P” means Standard & Poor’s Ratings Group, a division of The McGraw Hill Corporation. 

“Treasury Yield” means, with respect to any redemption date, (a) the yield, under the heading which represents the
average for the immediately preceding week, appearing in the most recently published statistical release designated “H.15(519)” or any successor publication which is published weekly by the Board of Governors of the Federal Reserve System
and which establishes yields on actively traded United States Treasury securities adjusted to constant maturity under the caption “Treasury Constant Maturities,” for the maturity corresponding to the Comparable Treasury Issue; or
(b) if the release (or any successor release) is not published during the week preceding the calculation date or does not contain these yields, the rate per annum equal to the semi-annual equivalent yield to maturity (computed as of the third
business day immediately preceding such redemption date) of the Comparable Treasury Issue, assuming a price for the Comparable Treasury Issue (expressed as a percentage of its principal amount) equal to the applicable Comparable Treasury Price for
such redemption date. 
 “Trigger Period” means the period commencing one day prior to the first public announcement by the
Company of an arrangement that could result in a Change of Control and ending 60 days following consummation of the Change of Control (which period will be extended following consummation of a Change of Control for so long as the rating of the Notes
is under announced consideration for possible downgrade by any of the Rating Agencies as the result, in whole or in part, of any event or circumstance comprised of or arising as a result of, or in respect of, the applicable Change of Control). 

“U.S.” means the United States of America (including the states thereof and the District of Columbia), its territories and
possessions and other areas subject to its jurisdiction. 
 “Voting Stock” of any specified Person as of any date means the
Capital Stock of such Person that is at the time entitled to vote in the election of the Board of Directors of such Person. 
 The terms
“Company,” “Trustee,” “Indenture” and “Base Indenture” shall have the respective meanings set forth in the paragraph preceding the recitals to this Supplemental Indenture. 

  
 -6- 

 ARTICLE 2 

GENERAL TERMS AND CONDITIONS OF THE NOTES 

Section 2.1 Designation and Principal Amount. 

There is hereby authorized a series of Securities designated the “4.750% Senior Unsecured Notes due 2024” initially offered
in the aggregate principal amount of $500,000,000, which amount shall be as set forth in a Company Order for the authentication and delivery of Notes pursuant to Section 3.3 of the Base Indenture. 

Section 2.2 Maturity. 

Unless earlier redeemed pursuant to Section 3.2 hereof, the date upon which the Notes shall become due and payable at final maturity,
together with any accrued and unpaid interest, is the Maturity Date. 
 Section 2.3 Form, Payment and Appointment. 

(a) Principal of, premium, if any, and interest on the Notes shall be payable, the transfer of such Notes shall be registrable, and such Notes
shall be exchangeable for Notes of a like aggregate principal amount bearing identical terms and provisions, at the office or agency of the Company maintained for such purpose in the Borough of Manhattan, The City of New York, which shall initially
be the office of the Security Registrar; provided, however, that (i) if a Holder (including a Depository) has given wire transfer instructions to the Company on or before the Regular Record Date, then payment of principal,
premium, if any, and interest on that Holder’s Notes shall be paid in accordance with those instructions and (ii) if no such instructions have been given, then, at the option of the Company, payments of principal, premium, if any, and
interest may be made by check mailed to the Holder at such address as shall appear in the Security Register. Principal, premium, if any, and interest shall be payable in Dollars. 

(b) No service charge shall be made for any registration of transfer or exchange of the Notes, but the Company may require payment from the
Holder of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection therewith. 
 (c) The Paying
Agent, Authenticating Agent and Security Registrar for the Notes shall initially be Deutsche Bank Trust Company Americas. 
 (d) The Company
initially appoints The Depository Trust Company (“DTC”) to act as Depository with respect to the Global Notes. Deutsche Bank Trust Company Americas shall act as Custodian with respect to the Global Notes. 

(e) The Notes shall be issuable in the denominations of $2,000 and integral multiples of $1,000 in excess thereof. 

  
 -7- 

 Section 2.4 Global Notes. 

The Notes initially shall be issued in permanent global form as one or more Global Notes (collectively, the “Global Notes”).
Except as otherwise provided in the Indenture or this Section 2.4, Notes represented by the Global Notes shall not be exchangeable for, and shall not otherwise be issuable as, Notes in certificated form. Unless and until such Global Note is
exchanged for Notes in certificated form, Global Notes may be transferred, in whole but not in part, and any payments on the Notes shall be made, only to the Depositary or a nominee of the Depositary, or to a successor Depositary selected or
approved by the Company or to a nominee of such successor Depositary. 
 Section 2.5 Interest. 

(a) The unpaid principal amount of the Notes shall bear interest at the rate of 4.750% per year (the “Coupon Rate”) from and
including the Issue Date or from the most recent Interest Payment Date to which interest has been paid or duly provided for to, but excluding, the Maturity Date. Interest will be payable semiannually in arrears on February 16 and
August 16, commencing on February 16, 2019. Each such date on which interest is payable is an “Interest Payment Date.” 

(b) Interest shall be computed on the basis of a 360-day year consisting of twelve 30-day months. In the event that any scheduled Interest Payment Date falls on a day that is not a Business Day, then payment of interest payable on such Interest Payment Date shall be made on the next succeeding day
that is a Business Day (and without any interest or other payment in respect of any such delay). 
 (c) Interest shall be calculated by the
Paying Agent. The Paying Agent will provide to the Company the calculation of interest payable on an Interest Payment Date at least 5 Business Days prior to such Interest Payment Date. 

(d) The Company shall deposit the funds for any payment of interest with the Trustee or Paying Agent one Business Day prior to any Interest
Payment Date. 
 ARTICLE 3 

REDEMPTION AND REPURCHASE OF THE NOTES 

Section 3.1 No Sinking Fund or Repayment at Option of the Holder. 

The Notes are not entitled to the benefit of any sinking fund and are not subject to redemption at the option of the Holders. Articles 12 and
13 of the Base Indenture shall not apply to the Notes. 
 Section 3.2 Optional Redemption. 

(a) At any time and from time to time prior to the Par Call Date, the Company may redeem all or a part of the Notes, upon not less than 10 nor
more than 60 days’ notice to each holder of Notes to be redeemed, at a redemption price equal to the greater of: 
 (1)
100% of the principal amount of the Notes redeemed, and 

  
 -8- 

 (2) the sum of the present values of the remaining scheduled payments of
principal and interest on the Notes to be redeemed that would be due after the related redemption date but for such redemption (exclusive of interest accrued to the redemption date) (assuming for this purpose that the Notes matured on the Par Call
Date) discounted to the redemption date on a semiannual basis (assuming a 360-day year consisting of twelve 30-day months) at the applicable Treasury Yield plus 30 basis
points; 
 plus, in either case, accrued and unpaid interest, to the date of redemption, subject to the rights of Holders of such Notes on a relevant record
date to receive interest due on a relevant Interest Payment Date. 
 (b) At any time and from time to time on or after the Par Call Date, the
Company may redeem all or a part of the Notes, upon not less than 10 nor more than 60 days’ notice to each holder of Notes to be redeemed, at a redemption price equal to 100% of the principal amount of the Notes redeemed, plus accrued and
unpaid interest, to (but not including) the date of redemption. 
 (c) If less than all of the Notes are to be redeemed at any time, the
Notes shall be redeemed on a pro rata basis in accordance with Section 11.3 of the Base Indenture. 
 (d) Any redemption of Notes
pursuant to this Section 3.2 that is in part processed through DTC shall be treated in accordance with the rules and procedures of DTC as a “Pro Rata Pass-Through Distribution of Principal” (as defined under such rules and
procedures). Except to the extent modified by this Supplemental Indenture, the provisions of Article 11 of the Base Indenture shall apply to redemptions of Notes pursuant to this Section 3.2. 

(e) In addition to the Company’s right to redeem Notes as set forth above in this Section 3.2, the Company may at any time and from
time to time purchase Notes in open market transactions, tender offers or otherwise. 
 Section 3.3 Offer to Repurchase Upon Change
of Control Triggering Event. 
 (a) Upon the occurrence of a Change of Control Triggering Event, the Company will be obligated to make an
offer to purchase (a “Change of Control Offer”) and each Holder of Notes will have the right to require the Company to purchase all or any part (equal to $2,000 in principal amount or an integral multiple of $1,000 in excess
thereof) of that Holder’s Notes on the terms set forth in this Indenture. In the Change of Control Offer, the Company will offer a Change of Control payment in cash equal to 101% of the aggregate principal amount of Notes purchased plus accrued
and unpaid interest on the Notes purchased to the date of purchase, subject to the rights of Holders of Notes on the relevant record date to receive interest due on the relevant Interest Payment Date (the “Change of Control
Payment”). 
 Within 30 days following the date upon which the Change of Control Triggering Event occurred, or at the
Company’s option, prior to any Change of Control but after the public announcement of the pending Change of Control and conditional upon a Change of Control Triggering Event occurring, the Company will mail, by first class mail, a notice to
each Holder 

  
 -9- 

 
of Notes, with a copy to the Trustee, describing the transaction or transactions that constitute the Change of Control and offering to repurchase Notes on the Change of Control payment date
specified in the notice (the “Change of Control Payment Date”), which date will be no earlier than 30 days and no later than 60 days from the date such notice is mailed, other than as required by law, pursuant to the procedures
required by this Indenture and described in such notice. The notice, if mailed prior to the date of consummation of the Change of Control, will state that the Change of Control Offer is conditioned on the consummation of the Change of Control on or
prior to the Change of Control Payment Date. 
 (b) On the Change of Control Payment Date, the Company shall, to the extent lawful: 

(i) accept for payment all Notes or portions of Notes properly tendered and not withdrawn pursuant to the Change of Control
Offer; 
 (ii) deposit with the Paying Agent an amount equal to the Change of Control Payment in respect of all Notes or
portions of Notes properly tendered and not withdrawn pursuant to the Change of Control Offer; and 
 (iii) deliver or cause
to be delivered to the Trustee the Notes properly accepted together with an Officers’ Certificate stating the aggregate principal amount of Notes or portions of Notes being purchased by the Company. 

(c) The Paying Agent shall promptly mail to each Holder of Notes properly tendered pursuant to the Change of Control Offer the Change of
Control Payment for such Notes, and the Authenticating Agent shall promptly authenticate and mail, or cause to be transferred by book entry, to each such Holder a new Note equal in principal amount to any unpurchased portion of the Notes
surrendered, if any; provided that the new Note shall be in a principal amount of $2,000 or an integral multiple of $1,000 in excess thereof. The Company shall publicly announce the results of the Change of Control Offer on or as soon as
reasonably practicable after the Change of Control Payment Date. 
 (d) The Change of Control provisions described in this Section 3.3
shall be applicable whether or not any other provisions of this Indenture are applicable, except in any case in which the provisions of Section 4.2 of the Base Indenture are applicable. The Company shall comply with the requirements of Section 14e-1 of the Exchange Act and any other securities laws or regulations to the extent those laws and regulations are applicable to the purchase of Notes as a result of a Change of Control Triggering
Event. To the extent that the provisions of any securities laws or regulations conflict with the Change of Control provisions of this Section 3.3, the Company shall comply with the applicable securities laws and regulations and shall not be
deemed to have breached its obligations under this Section 3.3 by virtue of such compliance. 
 (e) The Company shall not be required to
make a Change of Control Offer upon a Change of Control Triggering Event if (1) a third party makes the Change of Control Offer in the manner, at the times and otherwise in compliance with the requirements set forth in this Indenture applicable
to a Change of Control Offer made by the Company and purchases all Notes validly and properly tendered and not withdrawn pursuant to the Change of Control Offer, (2) the Company has given notice to redeem all Notes in accordance with the
redemption 

  
 -10- 

 
provisions of Section 3.2 hereof unless and until there is a default in payment of the applicable Redemption Price or (3) in connection with or in contemplation of any Change of Control
for which a definitive agreement is in place, the Company or a third party has made an offer to purchase (an “Alternate Offer”) any and all Notes validly and properly tendered at a cash price equal to or higher than the Change of
Control Payment and has purchased all Notes validly and properly tendered and not withdrawn in accordance with the terms of such Alternate Offer. 

Section 3.4 Effect of Redemption. 

Unless the Company defaults in the payment of the Redemption Price, on and after the Redemption Date, (a) interest shall cease to accrue
on the Notes immediately prior to the close of business on the Redemption Date, (b) the Notes shall become due and payable at the Redemption Price and (c) the Notes shall be void and all rights of the Holders in respect of the Notes shall
terminate and lapse (other than the right to receive the Redemption Price upon surrender of such Notes but without interest on such Redemption Price). Following the notice of a redemption, neither the Company nor the Security Registrar shall be
required to register the transfer of or exchange the Notes to be redeemed. The redemption provisions of Sections 11.5 and 11.6 of the Base Indenture shall not apply to the Notes. 

Section 3.5 Redemption Procedures. 

One Business Day prior to the Redemption Date, the Company shall deposit with the Paying Agent immediately available funds in an amount
sufficient to pay, on the Redemption Date, the aggregate Redemption Price for Notes being redeemed. If the Company gives an irrevocable notice of redemption with respect to the Notes pursuant to Section 3.2 hereof in connection with an optional
redemption, and the Company has paid to the Paying Agent the Redemption Price of the Notes to be redeemed, then, on the Redemption Date, the Paying Agent shall irrevocably deposit such funds with the Depository. The Company shall also give the
Depository irrevocable instructions and authority to pay the Redemption Price in immediately available funds to the Holders of beneficial interests in the Global Notes. If any Redemption Date is not a Business Day, then the Redemption Price shall be
payable on the next Business Day (and without any interest or other payment in respect of any such delay). Interest to be paid on or before the Redemption Date for any Notes called for redemption shall be payable to the Holders on the Regular Record
Date for the related Interest Payment Dates. If any Notes called for redemption are not so paid upon surrender thereof for redemption, the Redemption Price shall, until paid, bear interest from the Redemption Date at the Coupon Rate. In exchange for
the unredeemed portion of such surrendered Notes, new Notes in an aggregate principal amount equal to the unredeemed portion of such surrendered Notes shall be issued. 

Section 3.6 No Other Redemption. 

Except as set forth in this Article 3, the Notes shall not be redeemable by the Company prior to the Maturity Date. 

  
 -11- 

 ARTICLE 4 

FORM OF NOTE 

Section 4.1 Form of Note. 

The Notes and the Authenticating Agent’s Certificate of Authentication to be endorsed thereon are to be substantially in the forms
attached as Exhibit A hereto, with such changes therein as the officers of the Company executing the Notes (by manual or facsimile signature) may approve, such approval to be conclusively evidenced by their execution thereof. 

ARTICLE 5 
 COVENANTS

 In addition to the covenants set forth in Article 10 of the Base Indenture, the following covenants shall apply to any
Outstanding Notes: 
 Section 5.1 Reports. 

(a) Whether or not required by the rules and regulations of the Commission and in lieu of Section 7.4 of the Base Indenture, so long as
any Notes are Outstanding, the Company shall furnish to the Holders or cause the Trustee (upon its receipt from the Company) to furnish to the Holders, within 30 days after the Company is required to file the same with the Commission: 

(i) all quarterly and annual reports that the Company is required to file, or would be required to file with the Commission, on
Forms 10-Q and 10-K if the Company were required to file such reports; and 

(ii) all current reports that the Company is required to file, or would be required to file with the Commission, on Form 8-K if the Company were required to file such reports; 
 provided that any such above information or reports filed
with the EDGAR system of the Commission (or any successor system) and available publicly on the Internet shall be deemed to be furnished to the Holders of Notes. 

(b) All such reports shall be prepared in all material respects in accordance with all of the rules and regulations applicable to such reports.
Each annual report on Form 10-K shall include a report on the Company’s consolidated financial statements by the Company’s independent registered public accounting firm. In addition, whether or not
required by the Commission, the Company shall file a copy of all of the reports referred to in Section 5.1(a)(i) and (ii) with the Commission for public availability within the time periods specified in the Commission’s rules and
regulations applicable to such reports for the status of the filer that the Company would otherwise be if it were required to file reports with the Commission, subject to extension as set forth in Rule
12b-25(b)(ii) under the Exchange Act (or any successor provision) (unless the Commission shall not accept such a filing) and make such information available to

  
 -12- 

 
securities analysts and prospective investors upon request. The Company agrees that it shall not take any action that would cause the Commission not to accept such filings. If, notwithstanding
the foregoing, the Commission will not accept such filings for any reason, the Company will post the reports specified in Section 5.1(a) hereof on its publicly accessible website within the time periods that would apply if the Company were
required to file those reports with the Commission. 
 (c) If, and so long as, all of the Capital Stock of the Company is beneficially owned,
directly or indirectly, by a Person (the “Parent”) (i) whose corporate family and corporate credit ratings are Investment Grade Ratings and (ii) that files reports with the Commission under Section 13(a) or 15(d) of the
Exchange Act, the requirements in Section 5.1(a) shall be deemed satisfied by the filing by such Parent of the reports specified in Section 5.1(a) hereof within the time periods specified therein. 

ARTICLE 6 

ADDITIONAL PROVISIONS 

Section 6.1 Additional Events of Default 

In addition to the Events of Default set forth in Article 5 of the Base Indenture, each of the following shall be deemed an Event of Default
under Section 5.1 of the Base Indenture in respect of any Outstanding Notes: 
 (a) failure for three business days by the Company to
comply with Section 3.3 hereof; and 
 (b) failure by the Company for 60 days after written notice to the Company by the Trustee or the
Holders of at least 25% of aggregate principal amount of the Notes then Outstanding to comply with Section 5.1 hereof. 

Section 6.2 Additional Covenant Defeasance. 

Article 4 of the Base Indenture shall apply in respect of any Outstanding Notes; provided that subject to the conditions set forth under
Section 4.2(3) of the Base Indenture, the Company may, at its option and at any time, elect to have the Obligations of the Company released with respect to Sections 3.3 and 5.1 hereof in connection with the Covenant Defeasance as provided under
Section 4.2(2) of the Base Indenture. In the event such Covenant Defeasance occurs, the events set forth under Section 6.1 hereof shall no longer constitute an Event of Default with respect to the Notes. 

Section 6.3 Additional Amendments and Waivers. 

(a) Article 9 of the Base Indenture shall apply in respect of any Outstanding Notes; provided that, notwithstanding anything to the
contrary in the Base Indenture and the Supplemental Indenture, any amendment or waiver of Section 3.3 hereof shall not be deemed an amendment or waiver of the redemption provisions applicable to the Notes. 

  
 -13- 

 ARTICLE 7 

MISCELLANEOUS 

Section 7.1 Ratification of Indenture. 

The Base Indenture, as supplemented by this Supplemental Indenture, is in all respects ratified and confirmed, and this Supplemental Indenture
shall be deemed part of this Indenture in the manner and to the extent herein and therein provided. 
 Section 7.2 No Personal
Liability of Directors, Officers, Employees and Stockholders. 
 No director, officer, employee, incorporator or stockholder of the
Company, as such, will have any liability for any Obligation of the Company under the Notes or this Indenture or for any claim based on, in respect of, or by reason of, such Obligations or their creation. Each Holder of Notes by accepting a Note
waives and releases all such liability. The waiver and release are part of the consideration for issuance of the Notes. The waiver may not be effective to waive liabilities under the federal securities laws. 

Section 7.3 Trustee and Agent Not Responsible for Recitals. 

The recitals herein contained are made by the Company and not by the Trustee or Agent, and the Trustee and Agent assume no responsibility for
the correctness thereof. The Trustee and Agent make no representation as to the validity or sufficiency of this Supplemental Indenture. 

Section 7.4 New York Law To Govern. 

THIS SUPPLEMENTAL INDENTURE AND EACH NOTE SHALL BE DEEMED TO BE CONTRACTS MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE GOVERNED
BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED WHOLLY WITHIN SUCH STATE. 

Section 7.5 Separability. 

In case any one or more of the provisions contained in this Supplemental Indenture or in the Notes shall for any reason be held to be invalid,
illegal or unenforceable in any respect, then, to the extent permitted by law, such invalidity, illegality or unenforceability shall not affect any other provisions of this Supplemental Indenture or of the Notes, but this Supplemental Indenture and
the Notes shall be construed as if such invalid or illegal or unenforceable provision had never been contained herein or therein. 

Section 7.6 Counterparts. 

This Supplemental Indenture may be executed in any number of counterparts each of which shall be an original, but such counterparts shall
together constitute but one and the same instrument. Delivery of an executed counterpart of this Supplemental Indenture by telefacsimile or by any electronic imaging, electronic mail or other similar means shall be effective as delivery of a
manually executed counterpart of this Supplemental Indenture. 
 [Signature pages follow] 

  
 -14- 

 IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly
executed, as of the day and year first written above. 
  

					
	 WILMINGTON TRUST, NATIONAL

ASSOCIATION,
 as
Trustee

		
	 By:
	 	 /s/ Shawn
Goffinet                            

		 	 Name:
	 	 Shawn Goffinet

		 	 Title:
	 	 Assistant Vice President

  
 [Eighth Supplemental
Indenture] 

 
					
	 DEUTSCHE BANK TRUST COMPANY AMERICAS,

as Paying Agent, Security Registrar and Authenticating Agent

		
	By:	 	Deutsche Bank National Trust Company
		
	By:	 	/s/ Chris
Niesz                                        
 
		 	Name:	 	Chris Niesz
		 	Title:	 	Vice President
		
	By:	 	/s/ Kathryn
Fischer                                   
		 	Name:	 	Kathryn Fischer
		 	Title:	 	Vice President

  
 [Eighth Supplemental
Indenture] 

 
					
	CIT GROUP INC.
		
	 By:
	 	/s/ Sarah L.F.
McAvoy                                    
		 	 Name:
	 	 Sarah L.F. McAvoy

		 	 Title:
	 	 Executive Vice President and Treasurer

  
 [Eighth Supplemental
Indenture] 

 EXHIBIT A 

[FORM OF FACE OF SECURITY] 

[Global Securities Legend] 

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION
(“DTC”), NEW YORK, NEW YORK, TO THE COMPANY OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS IS REQUESTED BY AN
AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO., OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. 
 TRANSFERS OF THIS GLOBAL NOTE SHALL BE
LIMITED TO TRANSFERS IN WHOLE, BUT NOT IN PART, TO NOMINEES OF DTC OR TO A SUCCESSOR THEREOF OR SUCH SUCCESSOR’S NOMINEE AND TRANSFERS OF PORTIONS OF THIS GLOBAL NOTE SHALL BE LIMITED TO TRANSFERS MADE IN ACCORDANCE WITH THE RESTRICTIONS SET
FORTH IN THE INDENTURE REFERRED TO ON THE REVERSE HEREOF. 
 [Definitive Securities Legend] 

IN CONNECTION WITH ANY TRANSFER, THE HOLDER WILL DELIVER TO THE SECURITY REGISTRAR AND TRANSFER AGENT SUCH CERTIFICATES AND OTHER INFORMATION
AS SUCH TRANSFER AGENT MAY REASONABLY REQUIRE TO CONFIRM THAT THE TRANSFER COMPLIES WITH THE FOREGOING RESTRICTIONS. 

  
 Exhibit A-1 

 CUSIP No. 125581 GY8 

ISIN No. US125581GY89 
  

			
	No.                     	  	$         

 4.750% Senior Unsecured Notes due 2024 (the “Notes”) 

CIT GROUP INC., a Delaware corporation, promises to pay to Cede & Co., or registered assigns, the principal sum of
$[        ] Dollars on February 16, 2024. 
 Interest Payment Dates: February 16 and
August 16. 
 Record Dates: February 1 and August 1. 

  
 Exhibit A-2 

 Additional provisions of this Note are set forth on the other side of this Note. 

Dated: 
  

			
	CIT GROUP INC.
		
	By:	 	  

		 	Name:
		 	Title:

  

			
	Attest:	 	  

		 	Name:
		 	Title:

  
 Exhibit A-3 

 CERTIFICATE OF AUTHENTICATION 

DEUTSCHE BANK TRUST COMPANY AMERICAS 
 as Authenticating Agent

 By: Deutsche Bank National Trust Company 
  

			
	By:	 	                                      
                        
		 	 Authorized Signatory

  
 Exhibit A-4 

 [FORM OF REVERSE SIDE OF SECURITY] 

1. Interest 
 CIT GROUP INC., a Delaware
corporation (such corporation, and its successors and assigns under the Indenture hereinafter referred to, being herein called the “Company”), promises to pay interest on the principal amount of this Note at the rate per annum shown
above. The Company shall pay interest semiannually on February 16 and August 16 of each year, commencing February 16, 2019. Interest on the Notes shall accrue from the most recent date to which interest has been paid or, if no
interest has been paid, from August 17, 2018. Interest shall be computed on the basis of a 360-day year of twelve 30-day months. 

2. Method of Payment 
 The Company shall
pay interest on the Notes (except defaulted interest) to the Persons who are registered holders of Notes at the close of business on the February 1 and August 1 next preceding the interest payment date even if Notes are canceled after the
record date and on or before the interest payment date. Holders must surrender Notes to a Paying Agent to collect principal payments. The Company shall pay principal and interest in money of the United States that at the time of payment is legal
tender for payment of public and private debts. Payments in respect of the Notes represented by a Global Note (including principal, premium, if any, and interest) shall be made by wire transfer of immediately available funds to the accounts
specified by The Depository Trust Company. The Company shall make all payments in respect of a certificated Note (including principal, premium, if any, and interest) by mailing a check to the registered address of each Holder thereof;
provided, however , that payments on a certificated Note shall be made by wire transfer to a U.S. dollar account maintained by the payee with a bank in the United States if such Holder elects payment by wire transfer by giving written
notice to the Paying Agent to such effect designating such account no later than 30 days immediately preceding the relevant due date for payment (or such other date as Deutsche Bank Trust Company Americas (the “Agent”) may accept in
its discretion). 
 3. Paving Agent and Security Registrar 

Initially, the Agent shall act as Paying Agent and Security Registrar. The Company may appoint and change any Paying Agent, Security Registrar
or co-registrar without notice. The Company or any wholly owned Subsidiary may act as Paying Agent, Security Registrar or co-registrar. 

4. Indenture 
 The Company issued the
Notes under an Indenture (the “Base Indenture”) dated as of March 15, 2012 and an Eighth Supplemental Indenture (the “Supplemental Indenture” and together with the Base Indenture, the
“Indenture”) dated as of August 17, 2018, among the Company, the Trustee and the Agent. The terms of the Notes include those stated in the Indenture and those made part of the Indenture by reference to the Trust Indenture Act
of 1939 (15 U.S.C. §§ 77aaa-77bbbb) as in effect on the date of the Indenture (the “Act”). Terms defined in the Indenture and not defined herein have the meanings ascribed thereto in the Indenture. The Notes are
subject to all such terms, and Holders are referred to the Indenture and the Act for a statement of those terms. 

  
 Exhibit A-5 

 The Notes are unsecured obligations of the Company. The Company shall be entitled to issue
Additional Securities pursuant to Section 3.12 of the Base Indenture. The Notes issued on the Issue Date and any Additional Securities shall be treated as a single class for all purposes under the Indenture. 

5. Optional Redemption 
 (a) At any time
and from time to time prior to November 16, 2023 (the “Par Call Date”), the Company may redeem all or a part of the Notes, upon not less than 10 nor more than 60 days’ notice to each holder of Notes to be redeemed, at a
redemption price equal to the greater of: 
 (1) 100% of the principal amount of the Notes redeemed, and 

(2) the sum of the present values of the remaining scheduled payments of principal and interest on the Notes to be redeemed
that would be due after the related redemption date but for such redemption (exclusive of interest accrued to the redemption date) (assuming for this purpose that the Notes matured on the Par Call Date), discounted to the redemption date on a
semiannual basis (assuming a 360-day year consisting of twelve 30-day months) at the applicable Treasury Yield plus 30 basis points; 

plus, in either case, accrued and unpaid interest, to the date of redemption, subject to the rights of Holders of such Notes on a relevant record date to
receive interest due on a relevant Interest Payment Date. 
 (b) At any time and from time to time on or after the Par Call Date, the Company
may redeem all or a part of the Notes, upon not less than 10 nor more than 60 days’ notice to each holder of Notes to be redeemed, at a redemption price equal to 100% of the principal amount of the Notes redeemed, plus accrued and unpaid
interest, to (but not including) the date of redemption. 
 In addition to the Company’s right to redeem Notes as set forth in
Section 3.2 of the Supplemental Indenture, the Company may at any time and from time to time purchase Notes in open market transactions, tender offers or otherwise. 

6. Notice of Redemption 
 If less than all
of the Notes are to be redeemed at any time, the Notes shall be redeemed on a pro rata basis in accordance with Section 11.3 of the Base Indenture. 

Any redemption of Notes pursuant to Section 3.2 of the Supplemental Indenture that is in part processed through DTC shall be treated in
accordance with the rules and procedures of DTC as a “Pro Rata Pass-Through Distribution of Principal” (as defined under such rules and procedures). Except to the extent modified by the Supplemental Indenture, the provisions of Article 11
of the Base Indenture shall apply to redemptions of Notes pursuant to Section 3.2 of the Supplemental Indenture. 

  
 Exhibit A-6 

 7. Change of Control 

Upon the occurrence of a Change of Control Triggering Event, the Company will be obligated to make an offer to purchase and each Holder of
Notes will have the right to require the Company to purchase all or any part (equal to $2,000 in principal amount or an integral multiple of $1,000 in principal amount in excess thereof) of that Holder’s Notes on the terms set forth herein. In
the Change of Control Offer, the Company will offer a Change of Control Payment in cash equal to 101% of the aggregate principal amount of Notes purchased plus accrued and unpaid interest on the Notes purchased to the date of purchase, subject to
the rights of Holders of Notes on the relevant record date to receive interest due on the relevant Interest Payment Date. 
 8. Denominations; Transfer;
Exchange 
 The Notes are in registered form without coupons in denominations of $2,000 principal amount and integral multiples of $1,000
in excess thereof. A Holder may transfer or exchange Notes in accordance with the Indenture. The Security Registrar may require a Holder, among other things, to furnish appropriate endorsements or transfer documents and to pay any taxes and fees
required by law or permitted by the Indenture. The Security Registrar need not register the transfer of or exchange any Notes selected for redemption (except, in the case of a Note to be redeemed in part, the portion of the Note not to be redeemed)
or any Notes for a period of 15 days before a selection of Notes to be redeemed or 15 days before an interest payment date. 
 9. Persons Deemed
Owners 
 The registered Holder of this Note may be treated as the owner of it for all purposes. 

10. Discharge and Defeasance 
 Subject to
certain conditions, the Company at any time shall be entitled to terminate some or all of its obligations under the Notes and the Indenture if the Company deposits with the Paying Agent Cash in U.S. dollars,
non-callable Government Obligations, or a combination of Cash in U.S. dollars and non-callable Government Obligations, in amounts as shall be sufficient, without
consideration of any reinvestment of interest, to pay and discharge the entire Indebtedness on the Notes not delivered to the Paying Agent for cancellation for principal, premium, if any, and accrued interest to the date of maturity or redemption.

 11. Defaults and Remedies 
 The
Events of Default relating to the Notes are defined in Section 5.1 of the Base Indenture and Section 6.1 of the Supplemental Indenture. Upon the occurrence of an Event of Default, the rights and obligations of the Company and the Holders
shall be as set forth in the Indenture. 

  
 Exhibit A-7 

 12. No Recourse Against Others 

No director, officer, employee, incorporator or stockholder of the Company, as such, will have any liability for any obligations of the Company
under the Notes or the Indenture or for any claim based on, in respect of, or by reason of, such obligations or their creation. Each holder of Notes by accepting a Note waives and releases all such liability. The waiver and release are part of the
consideration for issuance of the Notes. The waiver may not be effective to waive liabilities under the federal securities laws. 
 13.
Authentication 
 This Note shall not be valid until an authorized signatory of the Authenticating Agent manually signs the
certificate of authentication on the other side of this Note. 
 14. Abbreviations 

Customary abbreviations may be used in the name of a Holder or an assignee, such as TEN COM (=tenants in common), TEN ENT (=tenants by the
entireties), JT TEN (=joint tenants with rights of survivorship and not as tenants in common), CUST (=custodian), and U/G/M/A (=Uniform Gift to Minors Act). 

15. CUSIP Numbers 
 The Company has caused
CUSIP numbers to be printed on the Notes and has directed the Trustee to use CUSIP numbers in notices of redemption as a convenience to Holders. No representation is made as to the accuracy of such numbers either as printed on the Notes or as
contained in any notice of redemption and reliance may be placed only on the other identification numbers placed thereon. 
 16. Governing Law 

THIS NOTE SHALL BE DEEMED TO BE A CONTRACT MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE GOVERNED BY, AND CONSTRUED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED WHOLLY WITHIN SUCH STATE. 

  
 Exhibit A-8 

 ASSIGNMENT FORM 
  

			
	To assign this Note, fill in the form below:	 	  

  

			
	I or we assign and transfer this Note to	 	  

		 	 (Print or type assignee’s name, address and zip code)

  
  

(Insert assignee’s sec. sec. or tax I.D. No.) 

and irrevocably appoint ____________________________________ agent to transfer this Security on the books of the Company. The agent may substitute another to
act for him. 
  

			
	Date:                     	  	Your Signature:                                  
                                         
 
		  	 Sign exactly as your name appears on the other side of this Security.

  
 Exhibit A-9 

 [TO BE ATTACHED TO GLOBAL SECURITIES] 

SCHEDULE OF INCREASES OR DECREASES IN GLOBAL NOTE 

The following increases or decreases in this Global Note have been made: 
  

																	
	 Date of

Exchange
	  	Amount of decrease
in Principal amount
of this Global
Security	 	  	Amount of increase
in Principal amount
of this Global
Security	 	  	Principal amount of
this Global Note
following such
decrease or
increase	 	  	Signature of
authorized officer of
Trustee or Securities
Custodian	 
		  				  				  				  			
		  				  				  				  			
		  				  				  				  			
		  				  				  				  			

  
 Exhibit A-10 

 OPTION OF HOLDER TO ELECT PURCHASE 

If you want to elect to have this Security purchased by the Company pursuant to Section 3.3 of the Supplemental Indenture, check the box:
☐ 
 If you want to elect to have only part of this Security purchased by the Company pursuant to Section 3.3 of the Supplemental
Indenture, state the amount in principal amount: $________ 
  

			
	Date:                     	  	Your Signature:                                  
                                         
           
		  	 Sign exactly as your name appears on the other side of this Security.

 Signature
Guarantee:                                       
            
 (Signature must be guaranteed) 

Signatures must be guaranteed by an “eligible guarantor institution” meeting the requirements of the Security Registrar, which requirements include
membership or participation in the Security Transfer Agent Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Security Registrar in addition to, or in substitution for, STAMP, all
in accordance with the United States Securities Exchange Act of 1934, as amended. 

  
 Exhibit A-11

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00286-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00286-of-00352.parquet"}]]