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Exhibit 10.2    
    

Personal
and Confidential 

August 9,
2005 

Mr. James
Cracchiolo

Ameriprise Financial Inc.

Mail Drop: 2825, 20th Floor

50642 AXP Financial Center

Minneapolis, MN 55474 

Dear
Jim: 

        This
letter covers certain potential compensation to be provided to you in connection with your service as Chairman and Chief Executive Officer of Ameriprise Financial, Inc.
("Ameriprise") in the event that during 2005 any of the interests of American Express Company ("AXP") in Ameriprise are distributed to shareholders by reason of a spin-off as a result of
which Ameriprise would become an independent public company in the manner described in Ameriprise's registration statement on Form 10 as filed with the SEC on June 7, 2005 (the
"Spin-off"). The terms in parts A, B, C and D have been approved by the Compensation and Benefits Committee of the AXP Board of Directors (the "AXP CBC") and will be recommended to the AXP
Board of Directors (the "AXP Board") and the Compensation and Benefits Committee of the Ameriprise Board of Directors (the "Ameriprise CBC") for approval, as indicated below. The terms set forth in
this letter are not binding until such approvals have been obtained. 

 A.    Existing Long-Term Incentive Awards.  

        The AXP CBC has agreed to recommend to the AXP Board that your existing long-term incentive awards be treated as follows: 

          (i)  Stock Options.    On and after the Spin-off date, it is anticipated
that your options on AXP common stock (the "AXP Options") granted pursuant to the AXP stock plans (the "AXP Incentive Plans") that would be vested as of December 31, 2005 will remain AXP
Options and will continue to be governed by the terms and conditions set forth in the stock option agreements under which they were granted, including adjustments to reflect the Spin-off.
Your continuing service with Ameriprise will be treated as continued service under these stock option agreements. It is further anticipated that on the Spin-off date, or as soon as
reasonably practical thereafter, Ameriprise will substitute your AXP Options that would be unvested as of December 31, 2005 with options to purchase Ameriprise common stock. These options will
be governed by the terms and conditions set forth in a separate stock plan to be adopted by Ameriprise with vesting and exercisablity conditions comparable to those applicable to the replaced stock
options (the "Ameriprise Incentive Plan"). 

         (ii)  Restricted Stock Awards.    On and after the Spin-off date, it is
expected that your restricted shares of AXP common stock (the "AXP Restricted Stock") will remain AXP Restricted Stock and will be governed by the terms and conditions set forth in the award
agreements under which they were granted, including adjustments to reflect the Spin-off. Your continuing service with Ameriprise will be treated as continued service under these awards. 

        (iii)  Portfolio Grants.    It is anticipated that on the Spin-off date and
subject to the conditions of the Ameriprise Incentive Plan, Ameriprise will assume all obligations of AXP with respect to your outstanding portfolio grant awards (PG XIV, PG XV and PG XVI), which were
granted to you under the AXP Incentive Plan. The awards will be adjusted as necessary to reflect appropriate financial and stock incentive objectives and grids for the respective performance periods. 

 

 B.    New Ameriprise Long-Term Incentive Awards. 

        AXP
CBC has agreed to recommend to the AXP Board and the Ameriprise CBC that the following long-term incentive awards be granted to you on the Spin-off date, or
as soon as reasonably practical thereafter. The awards will be governed by the terms and conditions of the Ameriprise Incentive Plan with vesting as indicated below and, if applicable, Ameriprise
performance conditions as defined by the Ameriprise CBC. 

          (i)  Stock Option.    It is expected that the Ameriprise CBC will make a
one-time grant to you of a non-qualified stock option on Ameriprise common stock with a deemed Black-Scholes value of $10.4 million (the actual number of shares subject
to the option is calculated by dividing $10.4 million by the product of the fair market value of an Ameriprise share on grant date and a fixed Black-Scholes factor of 33.8%) (the "Ameriprise
Option").1 The Ameriprise Option will vest at the rate of 25 percent on each of the first four anniversaries of the date of grant. The exercise price for the Ameriprise Option
will be equal to the fair market value of Ameriprise common stock on the date of grant. The Ameriprise Option will cease to be exercisable on the earlier to occur of ten years or termination of
employment. 

         (ii)  Restricted Stock Award.    It is expected that the Ameriprise CBC will make a
one-time grant to you of restricted shares of Ameriprise common stock with a value of $3,500,000 (the "Ameriprise Restricted Stock"). The Ameriprise Restricted Stock will vest at the rate
of 25 percent on each of the first four anniversaries of the date of grant. 

        (iii)  Portfolio Grant.    It is expected that the Ameriprise CBC will make a
one-time grant to you of a portfolio grant award ("Ameriprise Portfolio Grant"). The Target Value of the Ameriprise Portfolio Grant is expected to be $510,000 (if earned at 2X target,
$1,020,000 estimated value). 

 C.    Completion/Retention Awards. 

        Subject
to the recommendation by the Chairman and Chief Executive Officer of AXP, the AXP CBC has agreed to recommend to the AXP Board and the Ameriprise CBC that the following
completion/retention awards be granted to you on the Spin-off date, or as soon as reasonably practical thereafter. The awards will be governed by the terms and conditions of the Ameriprise
Incentive Plan. 

          (i)  Cash Award.    It is contemplated that on the Spin-off date, or as
soon as reasonably practical thereafter, and provided certain agreed upon performance conditions have been satisfied as determined by the Chairman and Chief Executive Officer of AXP, the Ameriprise
CBC will grant you a cash award of up to $3,500,000. Fifty percent of such award is expected to vest on the date of grant. The remaining 50 percent of such award is expected to vest six months
thereafter, provided that you remain employed through such date and that certain performance conditions that may be set by the Ameriprise CBC have been satisfied. 

         (ii)  Restricted Stock Award.    In addition, on the Spin-off date, or as
soon as reasonably practical thereafter, and provided certain agreed upon performance conditions have been satisfied as determined by the Chairman and Chief Executive Officer of AXP, it is expected
that the Ameriprise CBC will grant to you Ameriprise Restricted Stock with a value of up to $1,500,000 ("Completion/Retention Stock Award"). Such Completion/Retention Stock Award is expected to vest
25 percent on each of the first four anniversaries of the date of grant, provided certain performance conditions that may be set by the Ameriprise CBC have been satisfied. 

	1
	The Ameriprise Option would have a value of $7.138 million when using a fixed Black-Scholes factor of 23.2%. Although the
valuations differ based on the assumptions used, the number of shares covered by the Ameriprise Option is the same under either scenario. Example: Assumption of Ameriprise share price of $40 on date
of grant. $10,400,000/($40 * 33.8%) = 769,231 shares; $7,138,463/($40 * 23.2%) = 769,231 shares. 

2

 

        D.    Employment Status and Severance.    Your employment at Ameriprise will continue to
be at-will meaning either you or Ameriprise can terminate the relationship at any time, with or without cause. However, the AXP CBC has agreed to recommend to the AXP Board and the
Ameriprise CBC that Ameriprise adopt a severance plan for you that mirrors in all material respects the American Express Senior Executive Severance Plan. 

        E.    Post-Spin-off Compensation.    Consistent with our
discussions with the AXP CBC, the Ameriprise CBC and Ameriprise Board of Directors will have the governance responsibility to develop your post-spin-off salary, bonus and other
compensation and benefits arrangements, taking into consideration Ameriprise's compensation
philosophy, linkage of business plans to incentive compensation, mix of compensation components and relevant financial services industry market practices. 

	

By:	
 	

/s/  L. KEVIN COX      
 L. Kevin Cox

Executive Vice President, Human Resources	
 	

 	
 	

 

cc:
Ken Chenault 

3

QuickLinks

Exhibit 10.2Exhibit 4.03

    
      

      

    

     

     

     

    

      Exhibit
        4.03

      Bylaws

      

      

      

      BYLAWS

      OF

      UTAH
        MEDICAL PRODUCTS, INC.

      

      

      A
        UTAH CORPORATION

      

      

      
 

      

      

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      TABLE
        OF CONTENTS

      

      
        	
                ARTICLE

              	 	
                PAGE

              
	 	 	 	 
	
                ARTICLE
                  I

              	
                OFFICES

              	
                1

              
	 	
                Section
                  1.1

              	
                Business
                  Office

              	
                1

              
	 	
                Section
                  1.2

              	
                Registered
                  Office

              	
                1

              
	 	 	 	 
	
                ARTICLE
                  II

              	
                SHAREHOLDERS

              	
                1

              
	 	
                Section
                  2.1

              	
                Annual
                  Shareholder Meeting

              	
                1

              
	 	
                Section
                  2.2

              	
                Special
                  Shareholder Meetings

              	
                1

              
	 	
                Section
                  2.3

              	
                Place
                  of Shareholder Meetings

              	
                1

              
	 	
                Section
                  2.4

              	
                Notice
                  of Shareholder Meetings

              	
                2

              
	 	
                Section
                  2.5

              	
                Meetings
                  by Telecommunications

              	
                3

              
	 	
                Section
                  2.6

              	
                Fixing
                  of Record Date

              	
                3

              
	 	
                Section
                  2.7

              	
                Shareholder
                  List

              	
                3

              
	 	
                Section
                  2.8

              	
                Shareholder
                  Quorum and Voting Requirements

              	
                3

              
	 	
                Section
                  2.9

              	
                Increasing
                  Either Quorum or Voting Requirements

              	
                4

              
	 	
                Section
                  2.10

              	
                Proxies

              	
                4

              
	 	
                Section
                  2.11

              	
                Voting
                  of Shares

              	
                4

              
	 	
                Section
                  2.12

              	
                Corporation's
                  Acceptance of Votes

              	
                5

              
	 	
                Section
                  2.13

              	
                Inspectors
                  of Election

              	
                6

              
	 	
                Section
                  2.14

              	
                Vote
                  Required; Election of Directors

              	
                6

              
	 	
                Section
                  2.15

              	
                Business
                  at Annual Meeting

              	
                7

              
	 	
                Section
                  2.16

              	
                Notification
                  of Nominations

              	
                7

              
	 	
                Section
                  2.17

              	
                Conduct
                  of Meeting

              	
                8

              
	 	
                Section
                  2.18

              	
                Shareholder's
                  Rights to Inspect Corporate Records

              	
                8

              
	 	
                Section
                  2.19

              	
                Financial
                  Statements Shall be Furnished to the Shareholders

              	
                9

              
	 	
                Section
                  2.20

              	
                Dissenters'
                  Rights

              	
                9

              
	 	 	 	 
	
                ARTICLE
                  III

              	
                BOARD
                  OF DIRECTORS

              	
                10

              
	 	
                Section
                  3.1

              	
                General
                  Powers

              	
                10

              
	 	
                Section
                  3.2

              	
                Number,
                  Tenure, and Qualification of Directors

              	
                10

              
	 	
                Section
                  3.3

              	
                Regular
                  Meetings of the Board of Directors

              	
                10

              
	 	
                Section
                  3.4

              	
                Special
                  Meetings of the Board of Directors

              	
                10

              
	 	
                Section
                  3.5

              	
                Notice
                  of, and Waiver of Notice for, Special Director Meetings

              	
                10

              
	 	
                Section
                  3.6

              	
                Director
                  Quorum

              	
                11

              
	 	
                Section
                  3.7

              	
                Directors,
                  Manner of Acting

              	
                11

              
	 	
                Section
                  3.8

              	
                Establishing
                  a "Supermajority" Quorum or Voting Requirement for the Board of
                  Directors

              	
                11

              
	 	
                Section
                  3.9

              	
                Director
                  Action Without a Meeting

              	
                11

              
	 	
                Section
                  3.10

              	
                Removal
                  of Directors

              	
                12

              
	 	
                Section
                  3.11

              	
                Board
                  of Director Vacancies

              	
                12

              

      

      
        
          
          

        

        
          -ii-

          
            

          

        

        
          
          

        

      

      

      
        	
                ARTICLE
                  III

              	 	
                PAGE

              
	 	
                Section
                  3.12

              	
                Director
                  Compensation

              	
                12

              
	 	
                Section
                  3.13

              	
                Director
                  Committees

              	
                12

              
	 	 	 	 
	
                ARTICLE
                  IV

              	
                OFFICERS

              	
                13

              
	 	
                Section
                  4.1

              	
                Number
                  of Officers

              	
                13

              
	 	
                Section
                  4.2

              	
                Appointment
                  and Term of Office

              	
                13

              
	 	
                Section
                  4.3

              	
                Removal
                  of Officers

              	
                14

              
	 	
                Section
                  4.4

              	
                Chairman

              	
                14

              
	 	
                Section
                  4.5

              	
                President

              	
                14

              
	 	
                Section
                  4.6

              	
                Vice-Presidents

              	
                14

              
	 	
                Section
                  4.7

              	
                Secretary

              	
                14

              
	 	
                Section
                  4.8

              	
                Treasurer

              	
                14

              
	 	
                Section
                  4.9

              	
                Assistant
                  Secretaries and Assistant Treasurers

              	
                15

              
	 	
                Section
                  4.10

              	
                Salaries

              	
                15

              
	 	 	 	 
	
                ARTICLE
                  V

              	
                INDEMNIFICATION
                  OF DIRECTORS, OFFICERS, AGENTS, AND EMPLOYEES

              	
                15

              
	 	
                Section
                  5.1

              	
                Indemnification
                  of Directors

              	
                15

              
	 	
                Section
                  5.2

              	
                Advance
                  Expenses for Directors

              	
                15

              
	 	
                Section
                  5.3

              	
                Indemnification
                  of Officers, Agents, and Employees Who are not Directors

              	
                15

              
	 	 	 	 
	
                ARTICLE
                  VI

              	
                CERTIFICATES
                  FOR SHARES AND THEIR TRANSFER

              	
                16

              
	 	
                Section
                  6.1

              	
                Certificates
                  for Shares

              	
                16

              
	 	
                Section
                  6.2

              	
                Shares
                  Without Certificates

              	
                16

              
	 	
                Section
                  6.3

              	
                Registration
                  of the Transfer of Shares

              	
                17

              
	 	
                Section
                  6.4

              	
                Restrictions
                  on Transfer of Shares Permitted

              	
                17

              
	 	
                Section
                  6.5

              	
                Acquisition
                  of Shares

              	
                18

              
	 	 	 	 
	
                ARTICLE
                  VII

              	
                DISTRIBUTIONS

              	
                18

              
	 	 	 	 
	
                ARTICLE
                  VIII

              	
                CORPORATE
                  SEAL

              	
                18

              
	 	 	 	 
	
                ARTICLE
                  IX

              	
                DIRECTORS
                  CONFLICTING INTEREST TRANSACTIONS

              	
                18

              
	 	 	 	 
	
                ARTICLE
                  X

              	
                AMENDMENTS

              	
                19

              
	 	 	 	 
	
                ARTICLE
                  XI

              	
                FISCAL
                  YEAR

              	
                19

              
	 	 	 	 
	
                CERTIFICATE
                  OF SECRETARY

              	
                19

              

      

      

      
        
          
          

        

        
          -iii-

          
            

          

        

        
          
          

        

      

      

      BYLAWS
        OF

      

      UTAH
        MEDICAL PRODUCTS, INC.

      

      

      

      ARTICLE
        I

      OFFICES

      

      Section
        1.1    Business
        Office.
        The
        principal office of the corporation shall be located at any place either
        within
        or outside the state of Utah as designated in the corporation's most current
        annual report filed with the Utah Division of Corporations and Commercial
        Code.
        The corporation may have such other offices, either within or without the
        state
        of Utah, as the board of directors may designate or as the business of the
        corporation may require from time to time. The corporation shall maintain
        at its
        principal office a copy of certain records, as specified in section 2.18
        of
        Article II.

      

      Section
        1.2    Registered
        Office.
        The
        registered office of the corporation, required by section 16-10a-501 of the
        Utah
        Revised Business Corporation Act (the "Act") or any section of like tenor
        as
        from time to time amended shall be located within Utah and may be, but need
        not
        be, identical with the principal office (if located within Utah). The address
        of
        the registered office may be changed from time to time.

      

      

      ARTICLE
        II

      SHAREHOLDERS

      

      Section
        2.1    Annual
        Shareholder Meeting.
        The
        annual meeting of the shareholders shall be held within 150 days of the close
        of
        the corporation's fiscal year, at a time and date as is determined by the
        corporation's board of directors, for the purpose of electing directors and
        for
        the transaction of such other business as may come before the meeting. If
        the
        day fixed for the annual meeting shall be a legal holiday in the state of
        Utah,
        such meeting shall be held on the next succeeding business day.

      

      If
        the
        election of directors shall not be held on the day designated herein for
        any
        annual meeting of the shareholders, or at any subsequent continuation after
        adjournment thereof, the board of directors shall cause the election to be
        held
        at a special meeting of the shareholders as soon thereafter as convenient.
        The
        failure to hold an annual or special meeting does not affect the validity
        of any
        corporate action or work a forfeiture or dissolution of the
        corporation.

      

      Section
        2.2    Special
        Shareholder Meetings.
        Special
        meetings of the shareholders, for any purpose or purposes described in the
        meeting notice, may be called by the president or by the board of directors
        and
        shall be called by the president at the request of the holders of not less
        than
        one- tenth of all outstanding votes of the corporation entitled to be cast
        on
        any issue at the meeting.

      

      Section
        2.3    Place
        of Shareholder Meetings.
        The
        board of directors may designate any place, either within or without the
        state
        of Utah, as the place of meeting for any annual or any special meeting of
        the
        shareholders, unless by written consents, which may be in the form of waivers
        of
        notice or otherwise, a majority of shareholders entitled to vote at the meeting
        may designate a different place, either within or without the state of Utah,
        as
        the place for the holding of such meeting. If no designation is made by either
        the directors or majority action of the voting shareholders, the place of
        meeting shall be the principal office of the corporation.

      

      
        
          
          

        

        
          1

          
            

          

        

        
          
          

        

      

      

      Section
        2.4    Notice
        of Shareholder Meetings.

      

      (a)    Required
        Notice.
        Written
        notice stating the place, day, and time of any annual or special shareholder
        meeting shall be delivered not less than 10 nor more than 60 days before
        the
        date of the meeting, either in person, by any form of electronic communication,
        by mail, by private carrier, or by any other manner provided for in the Act,
        by
        or at the direction of the president, the board of directors, or other persons
        calling the meeting, to each shareholder of record, entitled to vote at such
        meeting and to any other shareholder entitled by the Act or the articles
        of
        incorporation to receive notice of the meeting. Notice shall be deemed to
        be
        effective at the earlier of: (1) when deposited in the United States mail,
        addressed to the shareholder at his address as it appears on the stock transfer
        books of the corporation, with postage thereon prepaid; (2) on the date shown
        on
        the return receipt if sent by registered or certified mail, return receipt
        requested, and the receipt is signed by or on behalf of the addressee; (3)
        when
        received; or (4) five days after deposit in the United States mail, if mailed
        postpaid and correctly addressed to an address other than that shown in the
        corporation's current record of shareholders.

      

      (b)    Adjourned
        Meeting.
        If any
        shareholder meeting is adjourned to a different date, time, or place, notice
        need not be given of the new date, time, and place, if the new date, time,
        and
        place is announced at the meeting before adjournment. If a new record date
        for
        the adjourned meeting is, or must be fixed (see section 2.6 of this Article
        II)
        or if the adjournment is for more than 30 days, then notice must be given
        pursuant to the requirements of paragraph (a) of this section 2.4, to those
        persons who are shareholders as of the new record date.

      

      (c)    Waiver
        of Notice.
        The
        shareholder may waive notice of the meeting (or any notice required by the
        Act,
        articles of incorporation, or bylaws), by a writing signed by the shareholder
        entitled to the notice, which is delivered to the corporation (either before
        or
        after the date and time stated in the notice) for inclusion in the minutes
        or
        filing with the corporate records.

      

      (d)    Shareholder
        Attendance.
        A
        shareholder's attendance at a meeting:

       

          (1)    waives
        objection to lack of notice or defective notice of the meeting, unless the
        shareholder at the beginning of the meeting objects to holding the meeting
        or
        transacting business at the meeting; and

      

       (2)    waives
        objection to consideration of a particular matter at the meeting that is
        not
        within the purpose or purposes described in the meeting notice, unless the
        shareholder objects to considering the matter when it is presented.

      

      (e)    Contents
        of Notice.
        The
        notice of each special shareholder meeting shall include a description of
        the
        purpose or purposes for which the meeting is called. Except as provided in
        paragraph (e) of this section 2.4, the articles of incorporation, or otherwise
        in the Act, the notice of an annual shareholder meeting need not include
        a
        description of the purpose or purposes for which the meeting is
        called.

      

      If
        a
        purpose of any shareholder meeting is to consider either: (1) a proposed
        amendment to the articles of incorporation (including any restated articles
        requiring shareholder approval); (2) a plan of merger or share exchange;
        (3) the
        sale, lease, exchange, or other disposition of all, or substantially all
        of the
        corporation's property; (4) the dissolution of the corporation; or (5) the
        removal of a director, the notice must so state and, to the extent applicable,
        be accompanied by a copy or summary of the: (1) articles of amendment; (2)
        plan
        of merger or share exchange; (3) agreement for the disposition of all or
        substantially all of the corporation's property; or (4) the terms of the
        dissolution. If the proposed corporate action creates dissenters' rights,
        the
        notice must state that shareholders are, or may be entitled to assert
        dissenters' rights, and must be accompanied by a copy of the provisions of
        the
        Act governing such rights.

      
        
          
          

        

        
          2

          
            

          

        

        
          
          

        

      

      

      Section
        2.5    Meetings
        by Telecommunications.
        Any or
        all of the shareholders may participate in an annual or special meeting of
        shareholders by, or the meeting may be conducted through the use of, any
        means
        of communication by which all persons participating in the meeting can hear
        each
        other during the meeting. A shareholder participating in a meeting by this
        means
        is considered to be present in person at the meeting.

      

      Section
        2.6    Fixing
        of Record Date.
        For the
        purpose of determining shareholders of any voting group entitled to notice
        of or
        to vote at any meeting of shareholders, or shareholders entitled to receive
        payment of any distribution or dividend, or in order to make a determination
        of
        shareholders for any other proper purpose, the board of directors may fix
        in
        advance a date as the record date. Such record date shall not be more than
        70
        days prior to the meeting of shareholders or the payment of any distribution
        or
        dividend. If no record date is so fixed by the board of directors for the
        determination of shareholders entitled to notice of, or to vote at a meeting
        of
        shareholders, or shareholders entitled to receive a share dividend or
        distribution, or in order to make a determination of shareholders for any
        other
        proper purpose, the record date for determination of such shareholders shall
        be
        at the close of business on:

      

      (a)    With
        respect to an annual shareholder meeting or any special shareholder meeting
        called by the board of directors or any person specifically authorized by
        the
        board of directors or these bylaws to call a meeting, the day before the
        first
        notice is delivered to shareholders;

      

      (b)    With
        respect to a special shareholders' meeting demanded by the shareholders,
        the
        date the first shareholder signs the demand;

      

      (c)    With
        respect to the payment of a share dividend, the date the board of directors
        authorizes the share dividend; and

      

      (d)    With
        respect to a distribution to shareholders (other than one involving a repurchase
        or reacquisition of shares), the date the board authorizes the
        distribution.

      

      When
        a
        determination of shareholders entitled to vote at any meeting of shareholders
        has been made as provided in this section 2.6, such determination shall apply
        to
        any adjournment thereof unless the board of directors fixes a new record
        date. A
        new record date must be fixed if the meeting is adjourned to a date more
        than
        120 days after the date fixed for the original meeting.

      

      Section
        2.7    Shareholder
        List.
        The
        officer or agent having charge of the stock transfer books for shares of
        the
        corporation shall make a complete record of the shareholders entitled to
        vote at
        each meeting of shareholders, arranged in alphabetical order with the address
        of
        and the number of shares held by each. The list must be arranged by voting
        group
        (if such exists, see Article II, section 2.8) and within each voting group
        by
        class or series of shares. The shareholder list must be available for inspection
        by any shareholder, beginning on the earlier of ten days before the meeting
        for
        which the list was prepared or two business days after notice of the meeting
        is
        given for which the list was prepared and continuing through the meeting.
        The
        list shall be available at the corporation's principal office or at a place
        identified in the meeting notice in the city where the meeting is to be held.
        A
        shareholder, or his agent or attorney, is entitled, on written demand, to
        inspect and, subject to the requirements of section 2.18 of this Article
        II and
        sections 16-10a-1602 and 16-10a-1603 of the Act, or any sections of like
        tenor
        as from time to time amended, to inspect and copy the list during regular
        business hours, at his expense, during the period it is available for
        inspection. The corporation shall maintain the shareholder list in written
        form
        or in another form capable of conversion into written form within a reasonable
        time.

      

      Section
        2.8    Shareholder
        Quorum and Voting Requirements.
        If the
        articles of incorporation or the Act provides for voting by a single voting
        group on a matter, action on that matter is taken when voted upon by that
        voting
        group.

      
        
          
          

        

        
          3

          
            

          

        

        
          
          

        

      

      

      Shares
        entitled to vote as a separate voting group may take action on a matter at
        a
        meeting only if a quorum of those shares exists with respect to that matter.
        Unless the articles of incorporation, a bylaw adopted pursuant to section
        2.9 of
        this Article II, or the Act provides otherwise, a majority of the votes entitled
        to be cast on the matter by the voting group constitutes a quorum of that
        voting
        group for action on that matter.

      

      If
        the
        articles of incorporation or the Act provides for voting by two or more voting
        groups on a matter, action on that matter is taken only when voted upon by
        each
        of those voting groups counted separately. Action may be taken by one voting
        group on a matter even though no action is taken by another voting group
        entitled to vote on the matter.

      

      Once
        a
        share is represented for any purpose at a meeting, it is deemed present for
        quorum purposes for the remainder of the meeting and for any adjournment
        of that
        meeting unless a new record date is or must be set for that adjourned
        meeting.

      

      If
        a
        quorum exists, action on a matter (other than the election of directors)
        by a
        voting group is approved if the votes cast within the voting group favoring
        the
        action exceed the votes cast opposing the action, unless the articles of
        incorporation, a bylaw adopted pursuant to section 2.9 of this Article II,
        or
        the Act require a greater number of affirmative votes.

      

      Section
        2.9    Increasing
        Either Quorum or Voting Requirements.
        For
        purposes of this section 2.9, a "supermajority" quorum is a requirement that
        more than a majority of the votes of the voting group be present to constitute
        a
        quorum; and a "supermajority" voting requirement is any requirement that
        requires the vote of more than a majority of the affirmative votes of a voting
        group at a meeting.

      

      The
        shareholders, but only if specifically authorized to do so by the articles
        of
        incorporation, may adopt, amend, or delete a bylaw which fixes a "supermajority"
        quorum or "supermajority" voting requirement.

      

      The
        adoption or amendment of a bylaw that adds, changes, or deletes a
        "supermajority" quorum or voting requirement for shareholders must meet the
        same
        quorum requirement and be adopted by the same vote and voting groups required
        to
        take action under the quorum and voting requirement then in effect or proposed
        to be adopted, whichever is greater.

      

      A
        bylaw
        that fixes a supermajority quorum or voting requirement for shareholders
        may not
        be adopted, amended, or repealed by the board of directors.

      

      Section
        2.10    Proxies.
        At all
        meetings of shareholders, a shareholder may vote in person, or vote by proxy,
        executed in writing by the shareholder or by his duly authorized
        attorney-in-fact. Such proxy shall be filed with the secretary of the
        corporation or other person authorized to tabulate votes before or at the
        time
        of the meeting. No proxy shall be valid after 11 months from the date of
        its
        execution unless otherwise provided in the proxy.

      

      Section
        2.11    Voting
        of Shares.
        Unless
        otherwise provided herein or in the articles of incorporation, each outstanding
        share entitled to vote shall be entitled to one vote upon each matter submitted
        to a vote at a meeting of shareholders.

      
        
          
          

        

        
          4

          
            

          

        

        
          
          

        

      

      

      Except
        as
        provided by specific court order, no shares held by another corporation,
        if a
        majority of the shares entitled to vote for the election of directors of
        such
        other corporation are held by the corporation, shall be voted at any meeting
        or
        counted in determining the total number of outstanding shares at any given
        time
        for purposes of any meeting; provided, however, the prior sentence shall
        not
        limit the power of the corporation to vote any shares, including its own
        shares,
        held by it in a fiduciary capacity.

      

      Redeemable
        shares are not entitled to vote after notice of redemption is mailed to the
        holders and a sum sufficient to redeem the shares has been deposited with
        a
        bank, trust company, or other financial institution under an irrevocable
        obligation to pay the holders the redemption price on surrender of the
        shares.

      

      Section
        2.12    Corporation's
        Acceptance of Votes.

      

        
        (a)    If
        the
        name signed on a vote, consent, waiver, or proxy appointment or revocation
        corresponds to the name of a shareholder, the corporation if acting in good
        faith is entitled to accept the vote, consent, waiver, or proxy appointment
        or
        revocation and give it effect as the act of the shareholder.

      

        
        (b)    If
        the
        name signed on a vote, consent, waiver, or proxy appointment or revocation
        does
        not correspond to the name of its shareholder, the corporation, if acting
        in
        good faith, is nevertheless entitled to accept the vote, consent, waiver,
        or
        proxy appointment or revocation and give it effect as the act of the shareholder
        if:

       

      (1)    the
        shareholder is an entity as defined in the Act and the name signed purports
        to
        be that of an officer or agent of the entity;

      

      (2)    the
        name
        signed purports to be that of an administrator, executor, guardian, or
        conservator representing the shareholder and, if the corporation requests,
        evidence of fiduciary status acceptable to the corporation has been presented
        with respect to the vote, consent, waiver, or proxy appointment or
        revocation;

      

      (3)    the
        name
        signed purports to be that of receiver or trustee in bankruptcy of the
        shareholder and, if the corporation requests, evidence of this status acceptable
        to the corporation has been presented with respect to the vote, consent,
        waiver,
        or proxy appointment or revocation;

      

      (4)    the
        name
        signed purports to be that of a pledgee, beneficial owner, or attorney-in-fact
        of the shareholder and, if the corporation requests, evidence acceptable
        to the
        corporation of the signatory's authority to sign for the shareholder has
        been
        presented with respect to the vote, consent, waiver, or proxy appointment
        or
        revocation; and

      

      (5)    two
        or
        more persons are the shareholder as co-tenants or fiduciaries and the name
        signed purports to be the name of at least one of the co-owners and the person
        signing appears to be acting on behalf of all the co-owners.

      

        
        (c)   The
        corporation is entitled to reject a vote, consent, waiver, or proxy appointment
        or revocation if the secretary or other officer or agent authorized to tabulate
        votes, acting in good faith, has reasonable basis for doubt about the validity
        of the signature or about the signatory's authority to sign for the
        shareholder.

      

      
        
          
          

        

        
          5

          
            

          

        

        
          
          

        

      

      

        
        (d)    The
        corporation and its officer or agent who accepts or rejects a vote, consent,
        waiver, or proxy appointment or revocation in good faith and in accordance
        with
        the standards of this section are not liable in damages to the shareholder
        for
        the consequences of the acceptance or rejection.

      

        
        (e)    Corporate
        action based on the acceptance or rejection of a vote, consent, waiver, or
        proxy
        appointment or revocation under this section 2.12 is valid unless a court
        of
        competent jurisdiction determines otherwise.

      

      Section
        2.13    Inspectors
        of Election.
        There
        shall be appointed at least one inspector of the vote. Such inspector shall
        first take and subscribe an oath or affirmation faithfully to execute the
        duties
        of inspector at such meeting with strict impartiality and according to the
        best
        of his ability. Unless appointed in advance of any such meeting by the board
        of
        directors, such inspector shall be appointed for the meeting by the presiding
        officer. In the absence of any such appointment, the secretary of the
        corporation shall act as the inspector. No candidate for the office of director
        (whether or not then a director) shall be appointed as such inspector. Such
        inspector shall be responsible for tallying and certifying each vote, whether
        made in person or by proxy.

      

      Section
        2.14    Vote
        Required; Election of Directors.
        The
        election need not be by ballot unless any shareholder so demands before the
        voting begins. Except as otherwise provided by law, the articles of
        incorporation, any preferred stock designation, or these bylaws, all matters
        other than the election of directors submitted to the shareholders at any
        meeting shall be decided by a majority of the votes cast with respect thereto.
        At all meetings of the shareholders at which directors are to be elected,
        except
        as otherwise set forth in any stock designation with respect to the right
        of the
        holders of any class or series of stock to elect additional directors under
        specified circumstances, directors shall be elected by a plurality of the
        votes
        cast at the meeting. Notwithstanding the foregoing, shareholders shall have
        the
        right to cumulate their votes in any election of directors of the corporation
        on
        or after the occurrence of both of the following events:

      

        
        (a)    the
        public announcement (which, for purposes of this definition, shall include,
        without limitation, a report filed pursuant to section 13(d) under the
        Securities Exchange Act of 1934, as amended (the "Exchange Act")) by the
        corporation or any Person (which shall mean any individual, firm, corporation,
        or other entity, and shall include any successor, by merger or otherwise,
        of
        such entity) who or which, together with all Affiliates and Associates (as
        such
        terms are defined in rule 12b-2 of the General Rules and Regulations under
        the
        Exchange Act as in effect on May 6, 1994) of such Person, shall be the
        Beneficial Owner (as defined in rule 13d-3 and rule 13d-5 of the General
        Rules
        and Regulations under the Exchange Act as in effect on May 6, 1994) of 40%
        or
        more of the common stock and any other securities of the Corporation entitled
        to
        vote generally for the election of directors or any security convertible
        into or
        exchangeable for or exercisable for the purchase of common stock or other
        securities of the Corporation entitled to vote generally for the election
        of
        directors (the "Voting Stock") (any such person referred to herein as a "40%
        Shareholder") that such Person has become a 40% Shareholder; and

      

       
        (b)    such
        40%
        Shareholder makes, or in any way participates in, directly or indirectly,
        any
        "solicitation" of "proxies" (as such terms are defined or used in regulation
        14A
        under the Exchange Act) or becomes a "participant" in any "election contest"
        (as
        such terms are defined or used in rule 14a-11 of the Exchange Act) with respect
        to the Corporation; seeks to advise or influence any person (within the meaning
        of section 13(d)(3) of the Exchange Act) with respect to the voting of any
        securities of the corporation; or executes any written consent in lieu of
        a
        meeting of holders of the Voting Stock.

      
        
          
          

        

        
          6

          
            

          

        

        
          
          

        

      

      

      Notwithstanding
        the foregoing, no Person shall become a 40% Shareholder as the result of
        an
        acquisition of common stock by the corporation which, by reducing the number
        of
        shares outstanding, increases the proportionate number of shares beneficially
        owned by such Person to 40% or more of the Voting Stock; provided,
        however,
        that if
        a Person who would otherwise be a 40% Shareholder but for the provisions
        of this
        sentence shall, after such share purchases by the corporation, become the
        Beneficial Owner of any additional Voting Stock, then such Person shall be
        deemed to be a 40% Shareholder. Further, the term 40% Shareholder shall not
        include (a) the corporation, (b) any wholly-owned subsidiary of the corporation,
        (c) any employee benefit plan of the corporation or of any corporation or
        other
        entity of which a majority of the voting power of the voting equity securities
        or equity interests is owned, directly or indirectly, by the corporation,
        or (d)
        any Person holding securities of the corporation for or pursuant to the terms
        of
        any such plan.

      

      Section
        2.15    Business
        at Annual Meeting.
        At any
        annual meeting of the shareholders, only such business shall be conducted
        as
        shall have been brought before the meeting (a) by or at the direction of
        the
        board of directors or (b) by any shareholder of record of the corporation
        who is
        entitled to vote with respect thereto and who complies with the notice
        procedures set forth in this section. For business to be properly brought
        before
        an annual meeting by a shareholder, the shareholder must have given timely
        notice thereof in writing to the secretary of the corporation. To be timely,
        a
        shareholder's notice shall be received at the principal executive offices
        of the
        corporation not less than 120 calendar days in advance of the date in the
        current fiscal year that corresponds to the date in the preceding fiscal
        year on
        which the corporation's notice of meeting and related proxy or information
        statement were released to shareholders in connection with the previous year's
        annual meeting of shareholders, except that if no meeting was held in the
        immediately preceding year or if the date of the annual meeting in the current
        fiscal year has been changed by more than 30 calendar days from the
        corresponding date of such meeting in the preceding fiscal year, such notice
        by
        the shareholder proposing business to be brought before the shareholders'
        meeting must be received not less than 30 days prior to the date of the current
        year's annual meeting; provided,
        that in
        the event that less than 40 days' notice of the date of the meeting is given
        to
        shareholders, to be timely, a shareholder's notice of business to be brought
        before the meeting shall be so received not later than the close of business
        on
        the 10th day following the day on which such notice of the date of the annual
        meeting was mailed. A shareholder's notice to the secretary shall set forth
        as
        to each matter such shareholder proposes to bring before the annual meeting
        (a)
        a brief description of the business desired to be brought before the annual
        meeting and the reasons for conducting such business at the annual meeting,
        (b)
        the name and address, as they appear on the corporation's books, of the
        shareholder of record proposing such business, (c) the class and number of
        shares of the corporation's capital stock that are beneficially owned by
        such
        shareholder, and (d) any material interest of such shareholder in such business.
        Notwithstanding anything in these bylaws to the contrary, no business shall
        be
        brought before or conducted at an annual meeting except in accordance with
        the
        provisions of this section. The officer of the corporation or other person
        presiding at the annual meeting shall, if the facts so warrant, determine
        that
        business was not properly brought before the meeting in accordance with the
        provisions of this section, and if such presiding officer shall so determine,
        such presiding officer shall so declare to the meeting, and any such business
        so
        determined to be not properly brought before the meeting shall not be
        transacted.

      

      Section
        2.16    Notification
        of Nominations.
        Nominations for the election of directors may be made by the board of directors
        or by any shareholder entitled to vote for the election of directors. Any
        shareholder entitled to vote for the election of directors at a meeting may
        nominate persons for election as directors only if written notice of such
        shareholder's intent to make such nomination is delivered or mailed to and
        received at the principal executive offices of the corporation not later
        than
        (i) with respect to an election to be held at an annual meeting of shareholders,
        not less than 30 days prior to such meeting, provided,
        in
        the
        event that less than 40 days' notice of the date of the meeting is given
        or made
        to shareholders, to be timely, a shareholder's notice shall be so received
        not
        later than the close of business on the 10th day following the day on which
        such
        notice of the date of the annual meeting was mailed, and (ii) with respect
        to an
        election to be held at a special meeting of shareholders for the election
        of
        directors, the close of business on the seventh day following the date on
        which
        notice of such meeting is first given to shareholders. Each such notice shall
        set forth:

      
        
          
          

        

        
          7

          
            

          

        

        
          
          

        

      

      

      (a)       
        the
        name
        and address of the shareholder who intends to make the nomination and of
        the
        person or persons to be nominated;

      

      (b)       
        a
        representation that such shareholder is a holder of record of stock of the
        corporation entitled to vote at such meeting and intends to appear in person
        or
        by proxy at the meeting to nominate the person or persons specified in the
        notice;

      

      (c)       
        a
        description of all arrangements or understandings between such shareholder
        and
        each nominee and nay other person or persons (naming such person or persons)
        pursuant to which the nomination or nominations are to be made by such
        shareholder;

      

      (d)      
         such
        other information regarding each nominee proposed by such shareholder as
        would
        have been required to be included in a proxy statement filed pursuant to
        the
        proxy rules of the Securities and Exchange Commission had each nominee been
        nominated, or intended to be nominated by the board of directors;
        and

      

      (e)       
        the
        consent of each nominee to serve as a director of the corporation if
        elected.

      

      The
        chairman of a shareholder meeting may refuse to acknowledge the nomination
        of
        any person not made in compliance with the foregoing procedure.

      

      Section
        2.17    Conduct
        of Meeting.
        The
        board of directors of the corporation shall be entitled to make such rules
        or
        regulations for the conduct of meetings of shareholders as it shall deem
        necessary, appropriate, or convenient. Subject to such rules and regulations
        of
        the board of directors, if any, the chairman of the meeting shall have the
        right
        and authority to prescribe such rules, regulations, and procedures and do
        all
        such acts as, in the judgment of such chairman, are necessary, appropriate,
        or
        convenient for the proper conduct of the meeting, including, without limitation,
        establishing an agenda or order of business for the meeting, rules and
        procedures for maintaining order at the meeting and the safety of those present,
        limitations on participation in such meeting to shareholders of record of
        the
        corporation and their duly authorized and constituted proxies, and such other
        persons as the chairman shall permit, restrictions on entry to the meeting
        after
        the time fixed for the commencement thereof, limitations on the time allotted
        to
        questions or comments by participants, regulation of the opening and closing
        of
        the polls for balloting on matters which are to be voted on by ballot. Unless,
        and to the extent, determined by the board of directors or the chairman of
        the
        meeting, meetings of shareholders shall not be required to be held in accordance
        with rules of parliamentary procedure.

      

      Section
        2.18    Shareholder's
        Rights to Inspect Corporate Records.

      

      (a)     
        Minutes
        and Accounting Records.
        The
        corporation shall keep as permanent records minutes of all meetings of its
        shareholders and board of directors, a record of all actions taken by the
        shareholders or board of directors without a meeting, and a record of all
        actions taken by a committee of the board of directors in place of the board
        of
        directors on behalf of the corporation. The corporation shall maintain
        appropriate accounting records.

      

      (b)     
        Absolute
        Inspection Rights of Records Required at Principal Office.
        If a
        shareholder gives the corporation written notice of his demand at least five
        business days before the date on which he wishes to inspect and copy, such
        shareholder (or his agent or attorney) has the right to inspect and copy,
        during
        regular business hours, any of the following records, all of which the
        corporation is required to keep at its principal office:

      

      (1)    its
        articles or restated articles of incorporation and all amendments to the
        articles of incorporation currently in effect;

      
        
          
          

        

        
          8

          
            

          

        

        
          
          

        

      

      

      (2)    its
        bylaws or restated bylaws and all amendments to the bylaws currently in
        effect;

      

      (3)    the
        minutes of all shareholders' meetings, and records of all action taken by
        shareholders without a meeting, for the past three years;

      

      (4)    all
        written communications to shareholders within the past three years;

      

      (5)    a
        list of
        the names and business addresses of its current directors and
        officers;

      

      (6)    the
        most
        recent annual report of the corporation delivered to the Utah Division of
        Corporations and Commercial Code; and

      

      (7)    all
        financial statements prepared for periods ending during the last three years
        that a shareholder could request under section 2.19.

      

      (c)     
        Conditional
        Inspection Right.
        In
        addition, if a shareholder gives the corporation a written demand made in
        good
        faith and for a proper purpose at least five business days before the date
        on
        which such shareholder wishes to inspect and copy, such shareholder describes
        with reasonable particularity his purpose and the records he desires to inspect,
        and the records are directly connected with his purpose, such shareholder
        of the
        corporation (or his agent or attorney) is entitled to inspect and copy, during
        regular business hours at a reasonable location specified by the corporation,
        any of the following records of the corporation:

      

      (1)    excerpts
        from minutes of any meeting of the board of directors, records of any action
        of
        a committee of the board of directors acting on behalf of the corporation,
        minutes of any meeting of the shareholders, and records of action taken by
        the
        shareholders or board of directors without a meeting, to the extent not subject
        to inspection under paragraph (b) of this section 2.19;

      

      (2)    accounting
        records of the corporation; and

      

      (3)    the
        record of shareholders (compiled no earlier than the date of the shareholder's
        demand).

      

      (d)     
        Copy
        Costs.
        The
        right to copy records includes, if reasonable, the right to receive copies
        made
        by photographic, xerographic, or other means. The corporation may impose
        a
        reasonable charge, covering the costs of labor and material (including
        third-party costs) for copies of any documents provided to the shareholder.
        The
        charge may not exceed the estimated cost of production or reproduction of
        the
        records.

      

      (e)     
        Shareholder
        Includes Beneficial Owner.
        For
        purposes of this section 2.19, the term "shareholder" shall include a beneficial
        owner whose shares are held in a voting trust or by a nominee on his
        behalf.

      

      Section
        2.19    Financial
        Statements Shall be Furnished to the Shareholders.
        Upon
        written request of any shareholder, the corporation shall mail to such
        shareholder its most recent annual or quarterly financial statements showing
        in
        reasonable detail its assets and liabilities and the results of its
        operations.

      

      Section
        2.20    Dissenters'
        Rights.
        Each
        shareholder shall have the right to dissent from and obtain payment for such
        shareholder's shares when so authorized by the Act, the articles of
        incorporation, these bylaws, or in a resolution of the board of
        directors.

      
        
          
          

        

        
          9

          
            

          

        

        
          
          

        

      

      

      ARTICLE
        III

      BOARD
        OF DIRECTORS

      

      Section
        3.1    General
        Powers.
        Unless
        the articles of incorporation have dispensed with or limited the authority
        of
        the board of directors, all corporate powers shall be exercised by or under
        the
        authority of, and the business and affairs of the corporation shall be managed
        under the direction of, the board of directors.

      

      Section
        3.2    Number,
        Tenure, and Qualification of Directors.
        Unless
        permitted by the Act, the authorized number of directors shall be not less
        than
        three and no more than thirteen. The current number of directors shall be
        as
        determined (or as amended from time to time) by resolution adopted from time
        to
        time by the directors. The directors shall be divided into three classes:
        Class
        I, Class II, and Class III. Such classes shall be as nearly equal in number
        as
        possible. The term of office of the initial Class I directors shall expire
        at
        the annual meeting of the stockholders in 1994, the term of office of the
        initial Class II directors shall expire at the annual meeting of the
        stockholders in 1995, and the term of office of the initial Class III directors
        shall expire at the annual meeting of stockholders in 1996, or thereafter
        in
        each case when their respective successors are elected and have qualified.
        At
        each annual election, the directors chosen to succeed those whose terms then
        expire shall be identified as being of the same class as the directors they
        succeed and shall be elected for a term expiring at the third succeeding
        annual
        meeting or thereafter when their respective successors in each case are elected
        and have qualified. If the number of directors is changed, any increase or
        decrease in directors shall be apportioned among the classes so as to maintain
        all classes as nearly equal in number as possible,
        and any
        individual director elected to any class shall hold office for a term which
        shall coincide with the term of such class. A decrease in the number of
        directors does not shorten an incumbent director's term. Unless required
        by the
        articles of incorporation, directors do not need to be residents of Utah
        or
        shareholders of the corporation.

      

      Section
        3.3    Regular
        Meetings of the Board of Directors.
        A
        regular meeting of the board of directors shall be held without other notice
        than this bylaw immediately after, and at the same place as, the annual meeting
        of shareholders. The board of directors may provide, by resolution, the time
        and
        place for the holding of additional regular meetings without other notice
        than
        such resolution.

      

      Section
        3.4    Special
        Meetings of the Board of Directors.
        Special
        meetings of the board of directors may be called by or at the request of
        the
        president or any one director. The person authorized to call special meetings
        of
        the board of directors may fix any place as the place for holding any special
        meeting of the board of directors.

      

      Section
        3.5    Notice
        of, and Waiver of Notice for, Special Director Meetings.
        Unless
        the articles of incorporation provide for a longer or shorter period, notice
        of
        any special director meeting shall be given at least two days prior thereto
        either orally, in person, by telephone, by any form of electronic communication,
        by mail, by private carrier, or by any other manner provided for in the Act.
        Any
        director may waive notice of any meeting. Except as provided in the next
        sentence, the waiver must be in writing, signed by the director entitled
        to the
        notice, and filed with the minutes or corporate records. The attendance of
        a
        director at a meeting shall constitute a waiver of notice of such meeting,
        except where a director attends a meeting for the express purpose of objecting
        to the transaction of any business and at the beginning of the meeting (or
        promptly upon his arrival) objects to holding the meeting or transacting
        business at the meeting, and does not thereafter vote for or assent to action
        taken at the meeting. Unless required by the articles of incorporation or
        the
        Act, neither the business to be transacted at, nor the purpose of, any special
        meeting of the board of directors need be specified in the notice or waiver
        of
        notice of such meeting.

      
        
          
          

        

        
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      Section
        3.6    Director
        Quorum.
        A
        majority of the number of directors in office immediately before the meeting
        begins shall constitute a quorum for the transaction of business at any meeting
        of the board of directors, unless the articles of incorporation require a
        greater number.

      

      Any
        amendment to this quorum requirement is subject to the provisions of section
        3.8
        of this Article III.

      

      Section
        3.7    Directors,
        Manner of Acting.
        The act
        of the majority of the directors present at a meeting at which a quorum is
        present when the vote is taken shall be the act of the board of directors
        unless
        the articles of incorporation require a greater percentage. Any amendment
        which
        changes the number of directors needed to take action, is subject to the
        provisions of section 3.8 of this Article III.

      

      Unless
        the articles of incorporation provide otherwise, any or all directors may
        participate in a regular or special meeting by, or conduct the meeting through
        the use of, any means of communication by which all directors participating
        may
        simultaneously hear each other during the meeting. A director participating
        in a
        meeting by this means is deemed to be present in person at the
        meeting.

      

      A
        director who is present at a meeting of the board of directors or a committee
        of
        the board of directors when corporate action is taken is deemed to have assented
        to the action taken unless: (1) he objects at the beginning of the meeting
        (or
        promptly upon his arrival) to holding it or transacting business at the meeting;
        or (2) his dissent or abstention from the action taken is requested by such
        director to be entered in the minutes of the meeting; or (3) he delivers
        written
        notice of his dissent or abstention to the presiding officer of the meeting
        before its adjournment or to the corporation immediately after adjournment
        of
        the meeting. The right of dissent or abstention is not available to a director
        who votes in favor of the action taken.

      

      Section
        3.8    Establishing
        a "Supermajority" Quorum or Voting Requirement for the Board of
        Directors.
        For
        purposes of this section 3.8, a "supermajority" quorum is a requirement that
        requires more than a majority of the directors in office to constitute a
        quorum;
        and a "supermajority" voting requirement is any requirement that requires
        the
        vote of more than a majority of those directors present at a meeting at which
        a
        quorum is present to be the act of the directors.

      

      A
        bylaw
        that fixes a supermajority quorum or supermajority voting requirement may
        be
        amended or repealed:

      

      (1)    if
        originally adopted by the shareholders, only by the shareholders (unless
        otherwise provided by the shareholders); or

      

      (2)    if
        originally adopted by the board of directors, either by the shareholders
        or by
        the board of directors.

      

      A
        bylaw
        adopted or amended by the shareholders that fixes a supermajority quorum
        or
        supermajority voting requirement for the board of directors may provide that
        it
        may be amended or repealed only by a specified vote of either the shareholders
        or the board of directors.

      

      Subject
        to the provisions of the preceding paragraph, action by the board of directors
        to adopt, amend, or repeal a bylaw that changes the quorum or voting requirement
        for the board of directors must meet the same quorum requirement and be adopted
        by the same vote required to take action under the quorum and voting requirement
        then in effect or proposed to be adopted, whichever is greater.

      

      Section
        3.9    Director
        Action Without a Meeting.
        Unless
        the articles of incorporation provide otherwise, any action required or
        permitted to be taken by the board of directors at a meeting may be taken
        without a meeting if all the directors sign a written consent describing
        the
        action taken, and such consent is filed with the records of the corporation.
        Action taken by consent is effective when the last director signs the consent,
        unless the consent specifies a different effective date. A signed consent
        has
        the effect of a meeting vote and may be described as such in any document.
        Such
        consent may be executed in any number of counterparts, or evidenced by any
        number of instruments of substantially similar tenor.

      
        
          
          

        

        
          11

          
            

          

        

        
          
          

        

      

      

      Section
        3.10    Removal
        of Directors.
        The
        shareholders may remove one or more directors at a meeting called for that
        purpose if notice has been given that the purpose of the meeting is such
        removal. The removal may be for cause if the number of votes cast for removal
        exceeds the number of votes cast against removal, or without cause on the
        affirmative vote of two-thirds of the votes entitled to be cast. For purposes
        hereof, cause shall be deemed to exist only if the director whose removal
        is
        proposed has been convicted in a court of competent jurisdiction of a felony
        or
        has been adjudged by a court of competent jurisdiction to be liable for gross
        negligence or misconduct in the performance of such director's duty to the
        corporation, and such conviction or adjudication has become final and
        nonappealable. If a director is elected by a voting group of shareholders,
        only
        the shareholders of that voting group may participate in the vote to remove
        him.
        If cumulative voting is authorized, a director may not be removed if the
        number
        of votes sufficient to elect him under cumulative voting is voted against
        his
        removal.

      

      Section
        3.11    Board
        of Director Vacancies.
        Unless
        the articles of incorporation provide otherwise, if a vacancy occurs on the
        board of directors, including a vacancy resulting from an increase in the
        number
        of directors or the removal of an incumbent director, the board of directors
        may
        fill the vacancy even if the directors remaining in office constitute fewer
        than
        a quorum of the board, whereupon the vacancy may be filled by the affirmative
        vote of a majority of all the directors remaining in office.

      

      If
        two or
        more directors are elected by the same voting group, only remaining directors
        elected by such voting group are entitled to vote to fill the vacancy of
        a
        director elected by the voting group. If there are no remaining directors
        elected by such voting group, the vacancy or vacancies may be filled by the
        affirmative vote of a majority of all the remaining directors.

      

      A
        vacancy
        that will occur at a specific later date (by reason of resignation effective
        at
        a later date) may be filled before the vacancy occurs but the new director
        may
        not take office until the vacancy occurs.

      

      The
        term
        of a director elected to fill a vacancy expires at the termination of the
        unexpired term of such director's predecessor in office, or, if such vacancy
        is
        the result of an increase in the number of directors, until the next
        shareholders' meeting at which directors are elected. However, if his term
        expires, he shall continue to serve until his successor is elected and qualified
        or until there is a decrease in the number of directors.

      

      Section
        3.12    Director
        Compensation.
        Unless
        otherwise provided in the articles of incorporation, by resolution of the
        board
        of directors, each director may be paid his expenses, if any, of attendance
        at
        each meeting of the board of directors, and may be paid a stated salary as
        director or a fixed sum for attendance at each meeting of the board of directors
        or both. No such payment shall preclude any director from serving the
        corporation in any other capacity and receiving compensation
        therefor.

      

      Section
        3.13    Director
        Committees.

      

      (a)     
        Creation
        of Committees.
        Unless
        the articles of incorporation provide otherwise, the board of directors may
        create one or more committees and appoint members of the board of directors
        to
        serve on them. Each committee must have two or more members, who serve at
        the
        pleasure of the board of directors.

      

      (b)     
        Selection
        of Members.
        The
        creation of a committee and appointment of members to it must be approved
        by the
        greater of (1) a majority of all the directors in office when the action
        is
        taken or (2) the number of directors required by the articles of incorporation
        to take such action (or if not specified in the articles of incorporation,
        the
        number required by section 3.7 of this Article III to take
        action).

      
        
          
          

        

        
          12

          
            

          

        

        
          
          

        

      

      

      (c)     
        Required
        Procedures.
        Sections 3.3, 3.4, 3.5, 3.6, 3.7, and 3.8, of this Article III, which govern
        meetings, action without meetings, notice and waiver of notice, quorum and
        voting requirements of the board of directors, apply to committees and their
        members.

      

      (d)     
        Authority.
        Unless
        limited by the articles of incorporation, each committee may exercise those
        aspects of the authority of the board of directors which the board of directors
        confers upon such committee in the resolution creating the committee;
provided,
        however, a committee may not:

      

      (1)    authorize
        distributions to shareholders;

      

      (2)    approve,
        or propose to shareholders, action that the Act requires be approved by
        shareholders;

      

      (3)    fill
        vacancies on the board of directors or on any of its committees;

      

      (4)    amend
        the
        articles of incorporation pursuant to the authority of directors to do so
        granted by section 16-10a-1002 of the Act or any section of like tenor as
        from
        time to time amended;

      

      (5)    adopt,
        amend, or repeal bylaws;

      

      (6)    approve
        a
        plan of merger not requiring shareholder approval;

      

      (7)    authorize
        or approve reacquisition of shares, except according to a formula or method
        prescribed by the board of directors; or

      

      (8)    authorize
        or approve the issuance or sale or contract for sale of shares or determine
        the
        designation and relative rights, preferences, and limitations of a class
        or
        series of shares, except that the board of directors may authorize a committee
        (or a senior executive officer of the corporation) to do so within limits
        specifically prescribed by the board of directors.

      

      

      ARTICLE
        IV

      OFFICERS

      

      Section
        4.1    Number
        of Officers.
        The
        officers of the corporation shall be a president and a secretary, both of
        whom
        shall be appointed by the board of directors. Such other officers and assistant
        officers as may be deemed necessary, including any vice-presidents, may be
        appointed by the board of directors. If specifically authorized by the board
        of
        directors, an officer may appoint one or more officers or assistant officers.
        The same individual may simultaneously hold more than one office in the
        corporation.

      

      Section
        4.2    Appointment
        and Term of Office.
        The
        officers of the corporation shall be appointed by the board of directors
        for a
        term as determined by the board of directors. If no term is specified, such
        term
        shall continue until the first meeting of the directors held after the next
        annual meeting of shareholders. If the appointment of officers shall not
        be made
        at such meeting, such appointment shall be made as soon thereafter as is
        convenient. Each officer shall hold office until his successor shall have
        been
        duly appointed and shall have qualified, until his death, or until he shall
        resign or shall have been removed in the manner provided in section 4.3 of
        this
        Article IV.

      
        
          
          

        

        
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      Section
        4.3    Removal
        of Officers.
        Any
        officer or agent may be removed by the board of directors or an officer
        authorized to do so by the board of directors at any time either before or
        after
        the expiration of the designated term, with or without cause. Such removal
        shall
        be without prejudice to the contract rights, if any, of the person so removed.
        Neither the appointment of an officer nor the designation of a specified
        term
        shall create any contract rights.

      

      Section
        4.4    Chairman.
        The
        board of directors may elect one of their members as chairman who, if so
        elected, shall preside at all meetings of the board of directors and shall
        be a
        member of the executive committee, if any. In the absences of a chairman
        or if
        no chairman is elected, the president shall preside at meetings of the board
        of
        directors.

      

      Section
        4.5    President.
        The
        president shall be the principal executive officer of the corporation and,
        subject to the control of the board of directors, shall in general supervise
        and
        control all of the business and affairs of the corporation. The president
        shall,
        when present, preside at all meetings of the shareholders and of the board
        of
        directors, if the chairman of the board is not present. The president may
        sign,
        with the secretary or any other proper officer of the corporation thereunto
        authorized by the board of directors, certificates for shares of the corporation
        and deeds, mortgages, bonds, contracts, or other instruments arising in the
        normal course of business of the corporation and such other instruments as
        may
        be authorized by the board of directors, except in cases where the signing
        and
        execution thereof shall be expressly delegated by the board of directors
        or by
        these bylaws to some other officer or agent of the corporation, or shall
        be
        required by law to be otherwise signed or executed; and in general shall
        perform
        all duties incident to the office of president and such other duties as may
        be
        prescribed by the board of directors from time to time.

      

      Section
        4.6    Vice-Presidents.
        If
        appointed, in the event of the president's death or inability to act, the
        vice-president (or in the event there be more than one vice-president, the
        executive vice-president or, in the absence of any designation, the senior
        vice-president in the order of their appointment) shall perform the duties
        of
        the president, and when so acting, shall have all the powers of and be subject
        to all the restrictions upon the president. A vice-president, if any, may
        sign,
        with the secretary or an assistant secretary, certificates for shares of
        the
        corporation the issuance of which has been authorized by resolution of the
        board
        of directors; and shall perform such other duties as from time to time may
        be
        assigned to him by the president or by the board of directors.

      

      Section
        4.7    Secretary.
        The
        secretary shall: (a) keep the minutes of the proceedings of the shareholders
        and
        of the board of directors in one or more books provided for that purpose;
        (b)
        see that all notices are duly given in accordance with the provisions of
        these
        bylaws or as required by law; (c) be custodian of the corporate records and
        of
        any seal of the corporation and, if there is a seal of the corporation, see
        that
        it is affixed to all documents the execution of which on behalf of the
        corporation under its seal is duly authorized; (d) when requested or required,
        authenticate any records of the corporation; (e) keep a register of the post
        office address of each shareholder which shall be furnished to the secretary
        by
        such shareholders; (f) sign with the president, or a vice-president,
        certificates for shares of the corporation, the issuance of which has been
        authorized by resolution of the board of directors; (g) have general charge
        of
        the stock transfer books of the corporation; and (h) in general perform all
        duties incident to the office of secretary and such other duties as from
        time to
        time may be assigned to him by the president or by the board of
        directors.

      

      Section
        4.8    Treasurer.
        The
        treasurer, if any, and in the absence thereof, the secretary, shall: (a)
        have
        charge and custody of and be responsible for all funds and securities of
        the
        corporation; (b) receive and give receipts for moneys due and payable to
        the
        corporation from any source whatsoever, and deposit all such moneys in the
        name
        of the corporation in such banks, trust companies, or other depositories
        as
        shall be selected by the board of directors; and (c) in general perform all
        of
        the duties incident to the office of treasurer and such other duties as from
        time to time may be assigned to him by the president or by the board of
        directors. If required by the board of directors, the treasurer shall give
        a
        bond for the faithful discharge of his duties in such sum and with such surety
        or sureties as the board of directors shall determine.

      
        
          
          

        

        
          14

          
            

          

        

        
          
          

        

      

      

      Section
        4.9    Assistant
        Secretaries and Assistant Treasurers.
        Any
        assistant secretary, when authorized by the board of directors, may sign
        with
        the president or a vice-president certificates for shares of the corporation
        the
        issuance of which has been authorized by a resolution of the board of directors.
        Any assistant treasurer shall, if required by the board of directors, give
        bonds
        for the faithful discharge of his duties in such sums and with such sureties
        as
        the board of directors shall determine. Any assistant secretary or assistant
        treasurer, in general, shall perform such duties as shall be assigned to
        them by
        the secretary or the treasurer, respectively, or by the president or the
        board
        of directors.

      

      Section
        4.10     Salaries.
        The
        salaries of the officers shall be fixed from time to time by the board of
        directors or by a duly authorized officer.

      

      

      ARTICLE
        V

      INDEMNIFICATION
        OF DIRECTORS, OFFICERS, AGENTS, AND EMPLOYEES

      

      Section
        5.1    Indemnification
        of Directors.
        The
        corporation shall indemnify any individual made a party to a proceeding because
        such individual was a director of the corporation to the extent permitted
        by and
        in accordance with section 16-10a-901, et seq. of the Act or any amendments
        of
        successor sections of like tenor.

      

      Section
        5.2    Advance
        Expenses for Directors.
        To the
        extent permitted by section 16-10a-904 of the Act or any section of like
        tenor
        as amended from time to time, the corporation may pay for or reimburse the
        reasonable expenses incurred by a director who is a party to a proceeding
        in
        advance of final disposition of the proceeding, if:

      

      (a)    the
        director furnishes the corporation a written affirmation of his good faith
        belief that he has met the standard of conduct described in the
        Act;

      

      (b)    the
        director furnishes the corporation a written undertaking, executed personally
        or
        on his behalf, to repay advances if it is ultimately determined that he did
        not
        meet the standard of conduct (which undertaking must be an unlimited general
        obligation of the director but need not be secured and may be accepted without
        reference to financial ability to make repayment); and

      

      (c)    a
        determination is made that the facts then known to those making the
        determination would not preclude indemnification under section 5.1 of this
        Article V or section 16-10a-901 through section 16-10a-909 of the Act or
        similar
        sections of like tenor as from time to time amended.

      

      Section
        5.3    Indemnification
        of Officers, Agents, and Employees Who are not Directors.
        Unless
        otherwise provided in the articles of incorporation, the board of directors
        may
        authorize the corporation to indemnify and advance expenses to any officer,
        employee, or agent of the corporation who is not a director of the corporation,
        to the extent permitted by the Act.

      

      
        
          
          

        

        
          15

          
            

          

        

        
          
          

        

      

      

      ARTICLE
        VI

      CERTIFICATES
        FOR SHARES AND THEIR TRANSFER

      

      Section
        6.1    Certificates
        for Shares.

      

      (a)    
Content.
        Certificates representing shares of the corporation shall at minimum, state
        on
        their face the name of the issuing corporation and that it is formed under
        the
        laws of the state of Utah; the name of the person to whom issued; and the
        number
        and class of shares and the designation of the series, if any, the certificate
        represents; and be in such form as determined by the board of directors.
        Such
        certificates shall be signed (either manually or by facsimile) by the president
        or a vice-president and by the secretary or an assistant secretary and may
        be
        sealed with a corporate seal or a facsimile thereof. Each certificate for
        shares
        shall be consecutively numbered or otherwise identified.

      

      (b)    
Legend
        as to Class or Series.
        If the
        corporation is authorized to issue different classes of shares or different
        series within a class, the designations, relative rights, preferences, and
        limitations applicable to each class and the variations in rights, preferences,
        and limitations determined for each series (and the authority of the board
        of
        directors to determine variations for future series) must be summarized on
        the
        front or back of each certificate. Alternatively, each certificate may state
        conspicuously on its front or back that the corporation will furnish the
        shareholder this information without charge on request in writing.

      

      (c)    
Shareholder
        List.
        The
        name and address of the person to whom the shares represented thereby are
        issued, with the number of shares and date of issue, shall be entered on
        the
        stock transfer books of the corporation.

      

      (d)    
Transferring
        Shares.
        All
        certificates surrendered to the corporation for transfer shall be canceled
        and
        no new certificate shall be issued until the former certificate for a like
        number of shares shall have been surrendered and canceled, except that in
        case
        of a lost, destroyed, or mutilated certificate a new one may be issued therefor
        upon such terms and indemnity to the corporation as the board of directors
        may
        prescribe.

      

      Section
        6.2    Shares
        Without Certificates.

      

      (a)    
Issuing
        Shares Without Certificates.
        Unless
        the articles of incorporation provide otherwise, the board of directors may
        authorize the issuance of some or all the shares of any or all of its classes
        or
        series without certificates. The authorization does not affect shares already
        represented by certificates until they are surrendered to the
        corporation.

      

      (b)    
Written
        Statement Required.
        Within
        a reasonable time after the issuance or transfer of shares without certificates,
        the corporation shall send the shareholder a written statement containing
        at
        minimum:

      

      (1)    the
        name
        of the issuing corporation and that it is organized under the laws of the
        state
        of Utah;

      

      (2)    the
        name
        of the person to whom issued; and

      

      (3)    the
        number and class of shares and the designation of the series, if any, of
        the
        issued shares.

      
        
          
          

        

        
          16

          
            

          

        

        
          
          

        

      

      

      If
        the
        corporation is authorized to issue different classes of shares or different
        series within a class, the written statement shall describe the designations,
        relative rights, preferences, and limitations applicable to each class and
        the
        variation in rights, preferences, and limitations determined for each series
        (and the authority of the board of directors to determine variations for
        future
        series). Alternatively, each written statement may state conspicuously that
        the
        corporation will furnish the shareholder this information without charge
        on
        request in writing.

      

      Section
        6.3    Registration
        of the Transfer of Shares.
        Registration of the transfer of shares of the corporation shall be made only
        on
        the stock transfer books of the corporation. In order to register a transfer,
        the record owner shall surrender the shares to the corporation for cancellation,
        properly endorsed by the appropriate person or persons with reasonable
        assurances that the endorsements are genuine and effective. Unless the
        corporation has established a procedure by which a beneficial owner of shares
        held by a nominee is to be recognized by the corporation as the record owner
        of
        such shares on the books of the corporation, the nominee shall be deemed
        by the
        corporation to be the owner thereof for all purposes.

      

      Section
        6.4    Restrictions
        on Transfer of Shares Permitted.
        The
        board of directors (or shareholders) may impose restrictions on the transfer
        or
        registration of transfer of shares (including any security convertible into,
        or
        carrying a right to subscribe for or acquire, shares). A restriction does
        not
        affect shares issued before the restriction was adopted unless the holders
        of
        the shares are parties to the restriction agreement or voted in favor of
        the
        restriction.

      

      A
        restriction on the transfer or registration of transfer of shares is
        authorized:

      

      (a)    to
        maintain the corporation's status when it is dependent on the number or identity
        of its shareholders;

      

      (b)    to
        preserve entitlements, benefits, or exemptions under federal, state, or local
        law; and

      

      (c)    for
        any
        other reasonable purpose.

      

      A
        restriction on the transfer or registration of transfer of shares
        may:

      

      (a)    obligate
        the shareholder first to offer the corporation or other persons (separately,
        consecutively, or simultaneously) an opportunity to acquire the restricted
        shares;

      

      (b)    obligate
        the corporation or other persons (separately, consecutively, or simultaneously)
        to acquire the restricted shares;

      

      (c)    require
        the corporation, the holders of any class of its shares, or another person
        to
        approve the transfer of the restricted shares, if the requirement is not
        manifestly unreasonable; and

      

      (d)    prohibit
        the transfer of the restricted shares to designated persons or classes of
        persons, if the prohibition is not manifestly unreasonable.

      

      A
        restriction on the transfer or registration of transfer of shares is valid
        and
        enforceable against the holder or a transferee of the holder if the restriction
        is authorized by this section 6.4 and such person has knowledge of the
        restriction or its existence is noted conspicuously on the front or back
        of the
        certificate or is contained in the written statement required by section
        6.2 of
        this Article VI with regard to shares issued without certificates. Unless
        so
        noted, a restriction is not enforceable against a person without knowledge
        of
        the restriction.

      
        
          
          

        

        
          17

          
            

          

        

        
          
          

        

      

      

      Section
        6.5    Acquisition
        of Shares.
        The
        corporation may acquire its own shares and unless otherwise provided in the
        articles of incorporation, the shares so acquired constitute authorized but
        unissued shares.

      

      If
        the
        articles of incorporation prohibit the reissuance of acquired shares, the
        number
        of authorized shares is reduced by the number of shares acquired by the
        corporation, effective upon amendment of the articles of incorporation, which
        amendment may be adopted by the shareholders or the board of directors without
        shareholder action. The articles of amendment must be delivered to the Utah
        Division of Corporations and Commercial Code for filing and must set
        forth:

      

      (a)    the
        name
        of the corporation;

      

      (b)    the
        reduction in the number of authorized shares, itemized by class and
        series;

      

      (c)    the
        total
        number of authorized shares, itemized by class and series, remaining after
        reduction of the shares; and

      

      (d)    if
        applicable, a statement that the amendment was adopted by the board of directors
        without shareholder action and that shareholder action was not
        required.

      

      

      ARTICLE
        VII

      DISTRIBUTIONS

      

      The
        corporation may make distributions (including dividends on its outstanding
        shares) as authorized by the board of directors and in the manner and upon
        the
        terms and conditions provided by law and in the corporation's articles of
        incorporation.

      

      

      ARTICLE
        VIII

      CORPORATE
        SEAL

      

      The
        board
        of directors may provide for a corporate seal which may have inscribed thereon
        any designation including the name of the corporation, Utah as the state
        of
        incorporation, and the words "Corporate Seal."

      

      

      ARTICLE
        IX

      DIRECTORS
        CONFLICTING INTEREST TRANSACTIONS

      

      A
        director's conflicting interest transaction may not be enjoined, be set aside,
        or give rise to an award of damages or other sanctions, in a proceeding by
        a
        shareholder or by or in the right of the corporation, solely because the
        director, or any person with whom or which the director has a personal,
        economic, or other association, has an interest in the transaction,
        if:

      

      (a)    directors'
        action respecting the transaction was at any time taken in compliance with
        section 16-10a-852 of the Act or any section of like tenor as amended from
        time
        to time;

      

      (b)    shareholders'
        action respecting the transaction was at any time taken in compliance with
        section 16-10a-853 of the Act or any section of like tenor as amended from
        time
        to time; or

      

      (c)    the
        transaction, judged according to the circumstances at the time of commitment,
        is
        established to have been fair to the corporation.

      
        
          
          

        

        
          18

          
            

          

        

        
          
          

        

      

      

      

      ARTICLE
        X

      AMENDMENTS

      

      The
        corporation's board of directors may amend or repeal the corporation's bylaws
        unless:

      

      (a)    the
        Act
        or the articles of incorporation reserve this power exclusively to the
        shareholders in whole or part; or

      

      (b)    the
        shareholders in adopting, amending, or repealing a particular bylaw provide
        expressly that the board of directors may not amend or repeal that bylaw;
        or

      

      (c)    the
        bylaw
        either establishes, amends, or deletes, a supermajority shareholder quorum
        or
        voting requirement (as defined in Article II, section 2.9).

      

      Any
        amendment which changes the voting or quorum requirement for the board must
        comply with Article III, section 3.8, and for the shareholders, must comply
        with
        Article II, section 2.9.

      

      The
        corporation's shareholders may amend or repeal the corporation's bylaws even
        though the bylaws may also be amended or repealed by its board of
        directors.

      

      

      ARTICLE
        XI

      FISCAL
        YEAR

      

      The
        fiscal year of the corporation shall be fixed by resolution of the board
        of
        directors in consultation with the financial and tax advisors of the
        corporation.

      

      

      CERTIFICATE
        OF SECRETARY

      

      The
        undersigned does hereby certify that such person is the secretary of Utah
        Medical Products, Inc., a corporation duly organized and existing under and
        by
        virtue of the laws of the state of Utah; that the above and foregoing bylaws
        of
        said corporation were duly and regularly adopted as such by the board of
        directors of said corporation by unanimous consent dated January 28, 1995,
        and
        that the above and foregoing bylaws are now in full force and effect and
        supersede and replace any prior bylaws of the corporation.

      

      DATED
        this 28th day of January, 1995.

      

      

      

      
        	 	
                  
                  /s/ Kevin L.
                  Cornwell                                             

              
	 	
                Kevin
                  L. Cornwell, Secretary

              

      

    

     

     

     

    19

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