Document:

<PAGE>

                                                                  EXHIBIT 10.134

                        LEASE AND BATCH PLANT AGREEMENT

     This Lease and Mining Agreement (the "Lease") is dated June 26, 2000 (the
"Lease"), by and between Ready Mix, Inc., a Nevada corporation and Clay R.
Oliver d.b.a. Oliver Mining Company ("Oliver)").

                                   RECITALS

     A. Oliver owns that certain gravel plant located at 39353 North Schnepf
        Road, Queen Creek, Arizona as more particularly described and indicated
        on Exhibit A attached hereto (the "Premises").
           ---------

     B. Oliver desires to lease the Premises to Ready Mix, Inc. and Ready Mix,
        Inc. desires to lease the Premises from Oliver for the purpose of
        setting, managing and operating a concrete batch plant on the Premises
        all upon the terms and conditions hereinafter set forth.

     C. The parties desire to enter into this Lease upon the terms and
        conditions set forth.

                                  AGREEMENTS

     NOW THEREFORE, in consideration of the foregoing and the covenants
contained herein, the parties hereto agree as follows:

     1.   Lease. Oliver hereby leases the Premises to Ready Mix, Inc. and Ready
          -----
          Mix, Inc. leases the Premises from Oliver Mining, on the terms and
          conditions set forth herein.

     2.   Term. Lessor does hereby lease and rent to Lessee the above described
          ----
          premises for the period of five (5) years commencing July 1, 2000 and
          ending June 31, 2005.

          a)   A five (5) year option is subject to the compliance of the
               specifications and conditions of Exhibit B.
                                                ---------
          b)   The option to extend the Lease for an additional term is subject
               to the specifications and conditions of Exhibit C.
                                                       ---------

     3.   Earnest Monies. Lessee shall pay Lessor Five Thousand ($5000) earnest
          --------------
          monies, non-refundable, upon mutual signing of the Lease. Earnest
          monies can be credited against the payment of rent or the minimum
          monthly aggregate purchases, if Lessor so deems appropriate.

     4.   Rent.
          ----

          (a)  Beginning July 1, 2000, Lessee shall pay rent for the leased
               premises as set forth in the schedule attached hereto as Exhibit
                                                                        -------
               C and by this reference incorporated herein. Lessee shall
               -
               continue to pay monthly rent until the amount of material
               surpasses the amount of rent due.
<PAGE>

          (b)  In addition to all of the rents above specified to be paid by
               Lessee to Lessor, the Lessee shall pay all taxes or assessments,
               if any, levied and assessed upon or against the rents payable
               under this Lease.

     5.   Licenses and Permits. Lessee shall obtain and keep current all
          --------------------
          necessary licenses and permits as deemed necessary by any governmental
          entity whether local, state or federal relating to conducting business
          on the Premises. If such licenses and/or permits were unattainable,
          this Lease would be in default.

     6.   Possession and Enjoyment.
          ------------------------

          (a)  Lessor agrees that Lessee, paying the rent and performing the
               other terms and conditions of this Lease, may peaceably hold and
               enjoy the leased premises during the leased term without any
               interruption by Lessor or any person lawfully claiming by,
               through or under Lessor. Lessor shall have the right during the
               term of this Agreement to enter upon the leased premises during
               the normal business hour for the purpose of inspection and
               determination of compliance with the mining specifications and
               conditions.

          (b)  Lessee acknowledges that it has examined the premises and knows
               the condition thereof and that no representations have been made
               as to the condition or state thereof, and Lessee accepts the
               premises in its present condition.

     7.   Business. Lessee shall use the leased premises exclusively for the
          --------
          purpose of conduction and operating a concrete batch plant business
          and other lawful business in connection therewith. No landfill or
          dumping of broken concrete, debris or other material is permitted
          under this agreement.

     8.   Use of Premises. Lessee shall at all times keep and maintain the
          ---------------
          premises in a clean, orderly and sanitary condition, and shall comply
          with all environmental rules and regulations. No storage of hazardous
          materials is permitted, unless expressly used in the operation of the
          concrete batch plant. An area will be established to washout concrete
          trucks and properly dispose of returned concrete.

     9.   Improvements. Lessee may at its own expense construct such buildings,
          ------------
          structures and other improvements on the premises as are reasonably
          necessary for the conduct of its business. All such permanent
          buildings, structures and improvements constructed by Lessee shall
          either become the property of the Lessor and remain on and be
          surrendered with the premises as a part thereof at the termination of
          this Lease or at the Lessor's option must be removed at the Lessee's
          expense. The Lessor grants the Lessee the right to remove and recover
          the concrete batch plant, other portable buildings and equipment at
          the termination of this Lease. Lessee agrees to maintain at its own
          expense the interior and exterior of any buildings, structures and
          improvements it may construct thereon in good condition and repair.
<PAGE>

     10.  Occupancy Expenses and Property Taxes. Lessee shall promptly pay when
          -------------------------------------
          due all gas, light, heat, power, plumbing, water and other occupancy
          expenses of whatsoever kind or nature, including utility deposits,
          connection fees and running of utilities to the premises, and shall
          pay all property taxes on equipment and improvements placed on the
          subject property by Lessee.

     11.  Damage to Property and Persons. All property of any kind which may
          ------------------------------
          be on the premises during the term of this Lease shall be at the sole
          risk of the Lessee; and Lessor shall not liable to lessee, its agents,
          guests, customers, employees, for any damage caused to their person or
          property by water, rain, snow, sleet, fire, storms and accidents, or
          by breakage, stoppage or leakage of water, gas, electricity, heating,
          sewer pipes or plumbing on, about or adjacent to the premises; and in
          the event of any breakage, stoppage or leakage, Lessee shall promptly
          remedy the same at its expense.

     12.  Insurance. Lessee shall provide and obtain and maintain in full force
          ---------
          during the leased term, for the benefit of both parties hereto, as
          their respective interests may appear, liability insurance in a
          company satisfactory to Lessor, general liability insurance in the
          minimum amount of One Million Dollars ($1,000,000) with respect to
          injuries to any one person; Two Million Dollars ($2,000,000) with
          respect to injuries in any one accident and One Million Dollars
          ($1,000,000) with respect to property damage. Ready Mix, Inc. shall
          have Oliver listed as an additional inured on all insurance policies
          and shall furnish certificates evidencing the existence of all
          policies to Oliver as and when reasonably requested by Oliver.

     13.  Indemnity. Lessee shall indemnify and save harmless Lessor from and
          ---------
          against any and all claims, liability, penalties, damages, expenses
          and judgements for injuries or accidents to persons or property, in
          connection with Ready Mix Inc.'s operations, occurring on or about the
          premises and the driveways and streets adjacent hereto, during the
          leased term, any extensions thereof, and any other period of
          occupancy, including all costs, expenses and attorney's fees incurred
          by Lessor in defense of any such claims, whether the same be or not be
          covered adequately by insurance. The indemnification in this Paragraph
          13 shall survive the termination of this Lease.

     14.  Insolvency or Bankruptcy. In the event of the insolvency of Lessee, or
          ------------------------
          the filing of by it or against it of any voluntary or involuntary
          petition under the Bankruptcy Act, or a partial or a general
          assignment by it for the benefit of creditors, or any proceedings
          whereby its full rights to the use, control and occupancy of the
          premises may be impaired or transferred, in whole or in part, then
          this Lease, at the option of the Lessor, may be immediately
          terminated.

     15.  Delivery at Termination. Upon the expiration or sooner termination of
          -----------------------
          this Lease, Lessee shall immediately deliver to Lessor quiet and
          peaceable possession of the leased premises, together with any
          buildings, structures, equipment and improvements thereon constructed
          by Lessee, with the exception so noted in paragraph 9 of this Lease,
          with the keys to the same, cleared of all persons and property not
          belonging to Lessor, in good, clean and orderly condition. No demand
          or notice of such delivery shall be necessary.
<PAGE>

     16.  Default.
          -------

            (a)  If Lessee neglects to pay when due any of the sums provided in
                 this Lease and the neglect or failure shall continue for more
                 than thirty (30) days after notice to Lessee, or if Lessee
                 neglects or fails to perform fully and fulfill any of the other
                 terms and conditions of this Lease and such neglect or failure
                 shall continue more than thirty (30) days after notice to
                 Lessee, this Lease may be immediately terminated, at the option
                 of Lessor, without further notice and without any obligation
                 whatsoever to Lessor.

            (b)  Lessee shall pay Lessor for all costs and expenses, including
                 reasonable attorney's fees, incurred by Lessor in connection
                 with recovery of any rent due and unpaid under the terms of
                 this lease, or the breach of any of the terms and conditions
                 contained herein, or the recovery of possession of the
                 premises.

     17.  Specification and Conditions of Batch Plant. The specifications and
          -------------------------------------------
          conditions imposed upon the batch plant operation and Activities of
          Lessee are set forth in detail in the schedule attached hereto as
          Exhibit "B", and made part hereto of this reference.

     18.  Holding Over. In the event a new Lease Agreement is not executed prior
          ------------
          to the end of this Lease term, there shall be no holding over at the
          end of said term and immediate possession of the property shall be
          turned over to Lessor. The Lessee may cancel this lease at the end of
          any anniversary of said Lease.

     19.  Notice. All notices and other communication required or permitted
          ------
          under this Lease shall be in writing and shall be deemed to have been
          duly given made and received when delivered against receipt requested,
          or twenty-four hours after sending via facsimile, addressed as set
          forth below or such other addresses as the parties hereto may
          designate in writing:

             LESSOR:       CLAY R. OLIVER d.b.a.
                           OLIVER MINING COMPANY.
                           P.O. BOX 630
                           QUEEN CREEK, ARIZONA 85242-0630

             LESSEE:       READY MIX, INC.
                           3430 E. FLAMINGO ROAD
                           SUITE 100
                           LAS VEGAS, NEVADA 89121

     20.  Time is of the Essence. Time is of the essence in the performance of
          ----------------------
          each and every requirement set forth in this Lease.

     21.  Further Assurance. Each of the parties hereto shall execute and
          -----------------
          deliver all other instruments and take all such actions as any party
          hereto may reasonably request from
<PAGE>

          time to time in order to effectuate the purposes of this Lease and the
          transactions provided for herein.

     22.  Controlling Law. This Lease and all questions relating to its
          ---------------
          validity, interpretation performance and enforcement shall be
          governed by and construed, interpreted and enforced in accordance with
          the laws of the State of Arizona notwithstanding any Arizona or other
          conflict-of-law rules to the contrary.

     23.  Nature of Relationship Between Parties. The sole relationship between
          --------------------------------------
          the parties created by this agreement is that of Lessor and Lessee.
          Nothing contained in the Lease shall be deemed, held or construed as
          creating a joint venture or partnership between the parties.

     24.  Amendments, Changes or Modifications. This Lease may be amended,
          ------------------------------------
          changed or modified only by an instrument in writing executed by both
          Lessor and Lessee.

     25.  Succession and Assignment. The provisions of this Lease shall be
          -------------------------
          binding upon and insure to the benefit of the parties hereto, their
          heirs, executors, administrators, successors, and assigns. In the
          event of any subletting, the Lessee shall not be discharged of its
          obligations under this Lease but shall remain liable therefore unless
          Lease is cancelled in writing by the Lessor and Lessee.

     IN WITNESS WHEREOF, the parties hereto have executed and delivered this
     Lease as of the date first above written.

                                           CLAY R. OLIVER d.b.a.
                                           OLIVER MINING COMPANY

                                           By: ________________________________

                                           Its: _______________________________

                                           READY MIX, INC. a Nevada corporation.

                                           By: /s/ Robert A. DeRuiter
                                               ---------------------------------

                                           Its: General Manager
                                                --------------------------------<PAGE>

                                                                  EXHIBIT 10.135

<TABLE>
<CAPTION>
                                                LOAN CONTRACT - SECURITY AGREEMENT
------------------------------------------------------------------------------------------------------------------------------------
<S>                <C>               <C>             <C>               <C>              <C>                          <C>
GOODS PREVIOUSLY   CONSTRUCTION      DEALER ACCOUNT  DEALER PHONE NO.  APPLICATION DATE  DATA ACCEPTED BY JOHN DEERE  CONTRACT NO.
                   ------------
SETTLED FOR?                         NUMBER                                                CONST. FQMT CO.
YES [_]  NO [X]    NEW [X] USED [_]  17-0908         801-262-7441       26JUN2000           OFFICE USE ONLY            17-880171959
------------------------------------------------------------------------------------------------------------------------------------
Seller's Name and Address
SCOTT MACHINERY                       4055 SO, 500 WEST             SALT LAKE CITY, UTAH        84123
------------------------------------------------------------------------------------------------------------------------------------
Borrower's (Debtor's) Name (Last Name First) and Mailing Address       Borrower's (Debtor's) Name (Last Name First) and Mailing
(Including County and Zip)                                             Address (Including County and Zip)
MEADOW VALLEY CONTRACTORS, INC.   ATT: KEN NELSON
PO BOX 60726
PHEONIX, AZ, 85082
------------------------------------------------------------------------------------------------------------------------------------
Borrower's (Debtor's)    Borrower (Debtor) Resides in        Borrower (Debtor)             Place of Filing (Town & State)
Phone No.                (County/State)                      Agrees to Keep Goods in
602-437-5400             MARICOPA      AZ                    County/State MARICOPA     AZ     AZ             SOS
------------------------------------------------------------------------------------------------------------------------------------
Borrower's Social Security Number (First Signer)                Type of Business                 Name and Title of Signing Officer
or Tax Id Number                                    ---------------------------------------      (If Corporation or LLC)
880171959                                           Proprietor [X] Partner [_] Corporation [_]     KEN NELSON, VICE PRESIDENT
                                                                    L.L.C. [_]
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

APPLICATION AND PROMISSORY NOTE: I hereby apply to John Deere Construction
Equipment Company (together with its assigns, the "Lender") for a Loan in the
amount of the Principal Balance shown below. The amount of the unpaid balance on
line 3 is to be used to finance the Balance Due on the purchase order executed
in connection with the purchase from the Seller of the equipment described below
(the "Goods"). If this Loan Contract is accepted by Lender, I promise to pay to
the order of Lender, the Principal Balance, shown on line 7 below, and finance
charges thereon computed on the daily unpaid balance of the Principal Balance
and to pay the installments shown below, with such adjustments in the amount or
number of installments as may be necessary to reflect actual finance charges
earned. If more than one person signs this Agreement as "Borrower"), we will be
jointly and severally liable for all amounts due under this Agreement. Except
for the Notice to Borrower section, In this Agreement, the words "I", "me" and
"my" mean the persons, whether one or more, who sign it as the "Borrower".

<TABLE>
<CAPTION>
-----------------------------------------------------------------------------------------------------------------------------------
Quantity   New/Used   Manufacturer   Model    Goods(Equipment)   Product Identification No.        Delivered Cash Price
<S>        <C>        <C>            <C>      <C>                <C>                               <C>
-------- ----------- ------------- --------- ----------------- -------------------------------- -----------------------------------
   1          N        JOHN DEERE     650G     CRAWLER DOZER            T0650GH851874                           $81,500.00
-------- ----------- ----------------------- ----------------- -------------------------------- -----------------------------------
                                                                                                                $     0.00
-------- ----------- ----------------------- ----------------- -------------------------------- -----------------------------------
                                                                                                                $     0.00
-------- ----------- ----------------------- ----------------- -------------------------------- -----------------------------------
                                                                                                                $     0.00
-----------------------------------------------------------------------------------------------------------------------------------
Quantity  Manufacturer    Model  Description of Trade-In (From Purchase Order)   Product Identification No.        Amount
-------- -------------- -------- --------------------------------------------- -------------------------------- -------------------
                                                                                                                $     0.00
-------- -------------- -------- --------------------------------------------- -------------------------------- -------------------
                                                                                                                $     0.00
-------- -------------- -------- --------------------------------------------- -------------------------------- -------------------
                                                                                                                $     0.00
------------------------------------------------------------------------------ -------------------------------- -------------------
 CASH DOWN PAYMENT: $8,675.25                                                          TOTAL TRADE-IN:          $     0.00
------------------------------------------------------------------------------------------------------------------------------------
        MONTHLY INSTALLMENTS
--------------------------------------------------
Number of        Amount of         First Payment
 Payments      Each Payment          Due Date                             ITEMIZATION OF AMOUNT FINANCED
------------------------------------------------------------------------------------------------------------------------------------
   24             $3,262.50            8/10/00
------------------------------------------------------------------------------------------------------------------------------------
   0              $    0.00                       Sales Tax Paid to Government Agencies                               $ 5,175.25
------------------------------------------------------------------------------------------------------------------------------------
   0              $    0.00                       Cash Price (Including Tax)                                   1      $86,675.25
------------------------------------------------------------------------------------------------------------------------------------
   0              $    0.00                       Total Down Payment. Sum of Trade-In and Cash Down Payment    2      $ 8,675.25
------------------------------------------------------------------------------------------------------------------------------------
   0              $    0.00                       Unpaid Balance of Cash Price (Paid to Seller)                3      $78,000.00
------------------------------------------------------------------------------------------------------------------------------------
   0              $    0.00                       Official Fees (Paid to Public Officials)                     4      $     0.00
------------------------------------------------------------------------------------------------------------------------------------
   0              $    0.00                       Administrative Fees                                          5      $   300.00
------------------------------------------------------------------------------------------------------------------------------------
                                                  Insurance - Credit Life and/or Physical Damage               6      $     0.00
------------------------------------------------------------------------------------------------------------------------------------
Payments are due each successive month on the     Principal Balance  (Lines 3, 4, 5 and 6)
same day of the month as the first payment        The amount of credit provided to Borrower(s)                 7      $78,300.00
except as follows:
------------------------------------------------------------------------------------------------------------------------------------
                                                 Finance Charge (Based on Line 7)
                                                 The dollar amount the credit will cost Borrower(s)            8      $     0.00
------------------------------------------------------------------------------------------------------------------------------------
                                                 Total (Lines 7 and 8). (Principal Balance plus Finance
                                                 Charge)                                                       9      $78,300.00
------------------------------------------------------------------------------------------------------------------------------------
                                                 Annual Interest Rate:
 DATE FINANCE CHARGE BEGINS: 7/10/00             The cost of the Borrower(s) credit as a yearly rate.                       0.00%
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

SECURITY AGREEMENT: To secure the indebtedness evidenced by this contract I
grant you a Security Interest in the Goods (which term includes items, if any,
listed as "Security" or "additional security") and all parts and accessories now
or hereafter incorporated in or on such Goods by way of addition, accession or
replacement and any proceeds arising therefrom, including, without limitation,
insurance proceeds. I agree that I have received the Goods. Lender can inspect
the Goods at any reasonable time. I REPRESENT THAT THE GOODS ARE BEING PURCHASED
FOR A BUSINESS OR COMMERCIAL PURPOSE.

EARLY PAYMENT: I may prepay my obligation in full at any time prior to the
original or any extended maturity and will be charged only for earned Finance
Charges. No penalties will be imposed for early payment).

DELINQUENCY CHARGE; NSF FEES:  For each installment not paid when due, I
promise to pay Lender a delinquency charge calculated at the rate of 1.5% per
month for the period of the delinquency or, at Lender's option, 5% of such
installment provided that such a delinquency charge is not prohibited by law,
otherwise at the highest rate allowed by applicable law. I agree to repay
immediately to Lender in the enforcement or administration of its rights under
this Agreement, including, without limitation, any amount paid by Lender to a
depository institution because a check, draft or order made or drawn by or for
the benefit of me is returned unpaid for any reason. If any payment is made by a
check which is dishonored, I agree to pay Lender a fee of $20 or such lesser
amount specified by applicable law.

STATE LAW APPLYING:  THE CONSTRUCTION AND VALIDITY OF THIS AGREEMENT SHALL BE
CONTROLLED BY THE LAW OF IOWA, AND THE VALIDITY OF THE SECURITY INTEREST SHALL
BE CONTROLLED BY THE LAW OF THE STATE WHERE THE GOODS ARE TO BE KEPT AND USED.

--------------------------------------------------------------------------------
  ADDITIONAL PROVISIONS CONCERNING RIGHTS OF THE PARTIES ON REVERSE SIDE ARE
                              PART OF THIS CONTRACT
--------------------------------------------------------------------------------

<TABLE>
------------------------------------------------------------------------------------------------------------------------------------
<S>                                                             <C>       <C>         <C>
INSURANCE DISCLOSURES: I may obtain Physical Damage Insurance   NO.       PREMIUM     I want Physical Damage Insurance (Sign in this
from anyone I want that is acceptable to Lender. If I get this  MOS.      $0.00       box)
insurance through Lender, I will pay the Premium shown at       0
right. No insurance will be provided unless I sign at the
right, the premium is shown and Lender accepts the contract.
------------------------------------------------------------------------------------------------------------------------------------
Credit Life Insurance is not required to obtain credit and      NO.       PREMIUM     I want Credit Life Insurance (Sign in this
will not be provided unless I sign at the right, the            MOS.      $0.00       box)
premium is shown and Lender accepts this contract.              0                                                            Age: 0
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

NOTICE TO BORROWERS: 1. Do not sign this contract before you read it or if it
contains blank spaces. 2. You are entitled to an exact and completely filled in
copy of this contract when you sign it. Keep it to protect your rights. 3. Under
the law, you may have the right to redeem the property if repossessed for a
default within the time provided by law.

CAUTION: IT IS IMPORTANT THAT YOU THOROUGHLY READ THE CONTRACT BEFORE YOU SIGN
IT.

<TABLE>
<S>                                                                <C>
I acknowledge receipt of a true copy hereof.
MEADOW VALLEY CONTRACTORS, INC.                                      DO NOT WRITE IN SHADED AREA - (FOR DEERE CREDIT SERVICES,
                                                                                             INC., USE ONLY
                                                                    ---------------------------------------------------------------
                                                                    Accepted by: JOHN DEERE CONSTRUCTION EQUIPMENT COMPANY
/s/ Kenneth D. Nelson                           VP      6-29-00                          (Lender/Secured Party
-----------------------------------------------------  ----------------------------------------------------------------------------
Borrower's (Debtor's) Signature KEN NELSON    Title      Date        At: 1415 28th Street P.O. Box 65090 West Des Moines, Iowa 0090
                                                                     --------------------------------------------------------------
_____________________________________________________  __________    By: (Authorized Signature)                   Date
Borrower's (Debtor's) Signature               Title      Date        ---------------------------------------------------------------

_____________________________________________________  __________
Borrower's (Debtor's) Signature               Title      Date
</TABLE>

<PAGE>

            ADDITIONAL PROVISIONS CONCERNING RIGHTS OF THE PARTIES

APPLICATION OF PAYMENTS:  Any sums received from me may be applied at Lender's
discretion to obligations hereunder or to any other indebtedness owed by me to
Lender despite directions, if any, appearing on the remittance, and to interest
before principal, and if permitted by law to past due interest before
installments.  If any proceeds from the sale of the Goods or insurance are
applied to the debt, I remain liable to make each monthly payment described in
this contract until it is paid in full.  Lender may accept payments marked "paid
in full" or with other restrictive endorsements, without losing any of your
rights under this Agreement.

DEFAULT:  This contract shall be in default (a) if I fail to pay any
installment when due; (b) if I attempt to sell or encumber any interest in the
Goods; (c) if I institute or have instituted against me proceedings under any
bankruptcy or insolvency law; (d) if I make an assignment for the benefit of
creditors; (e) if I fail to pay taxes levied on the Goods; (f) if any
attachment, execution, writ, or other process is levied against any of my
property; (g) if I fail at any time to keep the Goods properly insured as
described below; (h) if I remove the Goods, without prior written notice to
Lender, from the location in which I have agreed to keep them; (i) if I fail to
maintain the Goods in good condition and repair or permit its value to be
impaired; (j) if I permit the Goods to be used in violation of any law,
regulation or policy of insurance; (k) if any representation, warranty or
statement is made to Lender in connection with this agreement which is false in
any material respect when made; (l) if any legal entity such as a partnership,
limited liability company or corporation) that has agreed to pay this agreement
ceases to do business, dissolves, liquidates its assets or terminates or fails
to maintain its legal existence; (m) if I fail to comply with any other
provision of this contract: or (n) if for any reason Lender deems the debt or
security unsafe. In any such event Lender may take possession of any Goods in
which Lender has a Security Interest and exercise any other remedies provided by
law. In such event I agree, upon demand, to assemble the Goods at a location
designated by Lender, and Lender may immediately and without notice declare the
entire balance of this contract due and payable. In addition, to the extent
permitted by law, Lender may collect all reasonable expenses, including
attorney's fees, incurred in realizing on the security interest granted
hereunder, or otherwise enforcing the terms of this contract. If I reside in
Texas, I agree that any remaining amounts due under this contract after any
default by me shall be payable to Lender or its order at Dallas, in Dallas
County, Texas.

If Lender takes possession of the Goods after I default, it shall be
commercially reasonable for Lender to sell; (i) the Goods at a private sale;
(ii) at wholesale to a dealer in used goods of like kind; or (iii) at retail to
a purchaser directly or through a dealer in such used goods.  The enumeration of
the foregoing methods of disposition are without limitation to the Lender's
right to dispose of the Goods by any other manner or method (whether by sale,
lease, or otherwise) in a commercially reasonable manner.  Lender also has the
right to take possession of the Goods or render the Goods unusable.  Upon
default, I grant Lender permission to cancel any insurance on the Goods and if
allowed by law, to apply any premium refunds to my debt to Lender with any
excess returned to me.  Waiver of any breach or default shall not constitute a
waiver of any other or subsequent breach or default.

RISK OF LOSS AND OTHER AGREEMENTS.  I hold the Goods at my risk and expense with
no abatement in any obligation on account of loss or damage.  I will settle
all claims of any kind against the seller of the Goods directly with the seller
and I will not use any such claim as a defense, setoff or counterclaim against
any effort by Lender to enforce this Contract.  I authorize Lender to file (or
to execute on my behalf and file) a financing statement (or statements) in order
to perfect the security interest granted herein, indicating the type of items
described herein or describing such items.  Each person who signs this Agreement
agrees that any carbon signature, facsimile signature or electronic signature
shall constitute an original signature within the meaning of applicable law, for
all purposes, including the filing of financing statements.  Lender may correct
patent or clerical errors in the Agreement, or any purchase order or financing
statement executed in connection with the transactions contemplated in this
Agreement.  Any provision of this Agreement prohibited by law shall be
ineffective and deemed deleted to the extent of such prohibition and shall not
invalidate any other provision hereof.

INSURANCE:  Except to the extent this Agreement is for service work, I will at
all times keep the Goods insured against all risk of loss, damage or destruction
for greater or their full insurable value or the then outstanding amount of this
Loan.  Lender must be listed as a loss payee.  I may choose the person through
whom I obtain the insurance but the insurance must be acceptable to Lender.
Such insurance will provide that it may not be canceled by me without Lender's
consent and may not be canceled by the insurance company without at least ten
(10) days written notice to Lender.  I will provide Lender with evidence of the
paid-up insurance on the Goods within fifteen (15) days of the date of this
contract and at least thirty (30) days before the renewal date.  If I fail to
provide evidence of the insurance within the time periods specified in the
preceding sentence, then I will reimburse Lender for the cost of any insurance
Lender purchased until the date such evidence is provided by me.  If I fail to
keep the Goods properly insured, Lender may, but is under no obligation to, buy
insurance to protect the Goods and add the cost to my debt to Lender, and I
promise to pay additional cost upon Lender's demand.  To the fullest extent
permitted by law, I will pay Lender a reasonable administrative fee for
obtaining and canceling such insurance.

I may meet this insurance requirement by having Lender purchase such insurance.
Inclusion of any amount of Physical Damage Insurance in the Insurance Disclosure
box on the front of this contract will be election to do this, but such
insurance will only be purchased if Lender accepts this Agreement.  Such
insurance will cover only the fair market value of the Goods at the time of the
loss.  If the term of such insurance is less than the term of this Agreement, I
will, upon termination of such insurance, purchase insurance to fulfill my
obligation to insure hereunder.

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