Document:

Exhibit

Exhibit 10.72
AMENDMENT NUMBER TWO
TO
THE ALICO OVERSEAS PENSION PLAN
THE ALICO OVERSEAS PENSION PLAN (the "Plan") is hereby amended, effective as of November 1, 2011, as follows:
	
			
	 
	1
	Section 2.01 of the Plan is hereby amended by adding the following sentence to the end of such section:

"Effective November, 1, 2011, participation in the Plan is closed to any Employee who was not already a Participant as of October 31, 2011."
	
			
	 
	2
	Section 2.04 of the Plan is hereby amended by adding the phrase "and if the Plan Administrator approves such continued participation" at the end of the first sentence and adding the phrase 'If the Plan Administrator approves such continued participation," at the beginning of the second sentence.

	
			
	 
	3
	Section 2.05 of the Plan is hereby amended by adding the following sentence to the end of such section:

"The Participant shall be responsible for notifying the Plan Administrator of any benefits that are offset under Section 5.01(b) of the Plan and any information needed to calculate his benefits under Section 5.01(c) of the Plan. In addition, the Participant is responsible for keeping the Plan Administrator notified of his address."
	
			
	 
	4
	Section 3.01 of the Plan is hereby amended by replacing the phrase "(except such Employee's first six months of service)" with "(except such Employee's first six months of service as measured from the first day of the month in which the Employee was hired)."

	
			
	 
	5
	Section 4.04 of the Plan is hereby amended to read as follows:

"If any former Participant is reemployed after incurring a break in Continuous Service, he shall, subject to the approval of the Plan Administrator, again become a Participant for purposes of the Plan as of the date he completes a year of Continuous Service. Where the Plan Administrator approves his continued participation and his prior Credited Service and Continuous Service are restored pursuant to Section 4.03, he shall become a Participant retroactively to his date of rehire. Otherwise, where the Plan Administrator approves his continued participation, his participation shall be retroactive to the first day of the month in which the Participant has completed six months of service with the Company or a Participating Company following such reemployment".
	
			
	 
	6
	Section 5.01(d)(ii) of the Plan is hereby amended by adding the phrase ", as determined by the Plan Administrator," after the words "equivalent actuarial value".

	
			
	 
	7
	Section 5.06 is hereby amended by adding the phrase "with the approval of the Plan Administrator" after the words "re-enters the Plan" in the fourth sentence and by adding the following paragraph to the end of such section:

"In the event a Participant with an early retirement allowance or a vested retirement allowance fails to elect to have his benefit commence by his Normal Retirement Date, a late retirement factor, as determined by the Plan Administrator, will be applied to his early retirement allowance or vested retirement allowance computed under Section 5.01, and Section 5.02 or 5.04, whichever is applicable, at the time of commencement. In the event the spouse of a terminated Participant fails to elect to have the death benefit under Section 5.05(c) commence by the date that would have been the Participant's Normal Retirement Date, a late retirement factor, as determined by the Plan Administrator, shall be applied to the spouse's death benefit computed under Section 5.05(c)."
	
			
	 
	8
	Section 5.08 of the Plan is hereby amended by adding the phrase "(if applicable)" after the words "prior and subsequent" in the first sentence.

	
			
	 
	9
	Section 8.03 of the Plan is hereby amended by adding the following sentence to the end of such section:

"Wherever the term "equivalent actuarial value", "actuarial equivalent" or a term with a similar meaning is used throughout the Plan and specific actuarial assumptions are not included, the actuarial factors to be used shall be determined by the Plan Administrator."

1

 
	
				
	 
	 
	 
	 

	METLIFE GLOBAL, INC.
	 

	 
	 
	 

	By:
	 
	/s/ Mark J. Davis
	 

	 
	 
	Mark J. Davis
	 

	 
	 
	Plan Administrator
	 

	
				
	 
	 
	 
	 

	 
	 
	 

	Date:
	 
	12/13/2011
	 

	
				
	 
	 
	 
	 

	 
	 
	 

	Witness:
	 
	/s/ Francesca Pulis
	 

2Exhibit

Exhibit 10.77

AMENDMENT NUMBER TWO
TO THE
METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS
(Amended and Restated Effective April 1, 2014)

The METLIFE PLAN FOR TRANSITION ASSISTANCE FOR OFFICERS (the “Plan”) is hereby amended, effective as of April 1, 2016, as follows:

		
	1.
	Section 1.1 of the Plan is hereby amended by restating it in its entirety to read as follows: 

“This plan shall be known as the MetLife Plan for Transition Assistance for Grades 14 and Above.”

		
	2.
	Section 1.4.9 of the Plan is hereby amended by restating Subsections (a) through (e) therein in their entirety to read as follows:

“(a) is employed by the Company or a Subsidiary and compensated in or from the United States, and
(b) is a grade 14M, 14I or 14S or any higher grade, as designated by the Company or a Subsidiary, and
(c) is either: (1) a regular full-time employee, or (2) a regular part-time employee whose regularly scheduled annual service is 1,000 hours or more in a 12-month period, and
(d) is not within the definition of "Employee" in the MetLife Plan for Transition
Assistance for Grades 13 and Below, and
(e) is not a temporary employee, and”

		
	3.
	Section 1.4.11 of the Plan is hereby amended to add the following new paragraph at the end thereof to read as follows:

“Notwithstanding any provision of this Section 1.4.12 or the Plan to the contrary, with respect to an Employee who (i) experiences a Job Elimination, (ii) is immediately assigned by the Company or a Subsidiary to a new position in the Company, a Subsidiary or an Affiliate, and (iii) within 90 days of the Employee’s commencement of such assignment, management determines, in consultation with the Plan Administrator, that the Employee is not qualified for or otherwise not suited to perform the requirements of the new position, such Employee, may nevertheless, in the discretion of the Plan Administrator, be considered to have experienced a Job Elimination with respect to the Employee’s prior position and regardless of whether the Employee will be replaced in the new position by another person.”

		
	4.
	Section 1.4.15 of the Plan is hereby amended by deleting it in its entirety.

1

		
	5.
	Section 1.4.18 of the Plan is hereby amended by adding the following new paragraph at the end thereof to read as follows:

“Notwithstanding the prior paragraph, exclusively with respect to Participants with grades of 14S or 15S, as so designated  by the Company or a Subsidiary (collectively such grades referred to herein as the "Applicable Grade Level"), for purposes of calculating such Participant's Severance Pay upon Job Elimination (but not upon a Discontinuance of Employment for Performance), "Salary" means 80% (which percentage may be changed for future periods in the discretion  of the Plan Administrator) of the average annualized amount of the Participant's  base salary plus the sales incentive compensation  paid to the Participant under the sales incentive plan(s) in which the Participant participated while at the  Applicable Grade Level (before any payroll deductions, including taxes) during the 36 full months immediately preceding the month in which the Participant's Date of Discontinuance occurs, adjusted to exclude any negative true-up which may have increased  the average annualized amount.  The average annualized  amount shall be determined  by dividing by three (3) the total of the Participant's  base salary plus the sales incentive compensation  paid to the Participant under the sales incentive plan(s) in which the Participant participated while at the  Applicable Grade Level (before any payroll deductions, including taxes) during the 36 full months immediately preceding the month in which the Participant's Date of Discontinuance of Employment occurs, adjusted to exclude  any negative true-up which may have increased the average annualized amount. However, if the Participant has less than 36 months of service preceding the month in which the Participant's Date of Discontinuance of Employment occurs, for purposes of calculating the Participant's Severance Pay upon Job Elimination, "Salary"  means 80% (which percentage shall be subject to future change at the sole discretion of the Plan Administrator) of the average annualized  amount (as determined in the discretion of the Plan Administrator) of the Participant's base salary plus the sales incentive compensation  paid to the Participant under the sales incentive  plan(s) in which the Participant participated while at the  Applicable Grade Level (before any payroll deductions, including taxes), adjusted to exclude any negative true-up which may have increased the average annualized amount.”

2

		
	6.
	Section 1.4.20(a) of the Plan is hereby amended by restating the first sentence therein in its entirety to read as follows: 

“In the event that severance or a similar termination or separation payment was previously paid to an Employee by the Company, Subsidiary, or an Affiliate under this Plan or a similar severance plan of the Company, a Subsidiary or Affiliate, or was paid in accordance with the laws of a jurisdiction outside of the United States, and the Employee was reemployed by the Company, a Subsidiary or an Affiliate after the full number of weeks used to determine the amount of such previous severance pay under the Plan, or, in the case of any severance or similar termination or separation payment made in a jurisdiction outside of the United States, regardless of the amount or duration of such payment or the number of weeks, months or years used to determine the amount or duration of such payment, completed years of employment will be computed from the date the Employee was first reemployed by the Company, Subsidiary, or Affiliate after the cessation of employment for which prior severance pay or similar termination or separation payment was paid.”

		
	7.
	Section 4.3 of the Plan is hereby amended by deleting it in its entirety.

IN WITNESS WHEREOF, the Company has caused this amendment to be executed on this 30th day of March, 2016 by the duly authorized individual below.

METROPOLITAN LIFE INSURANCE COMPANY

	
			
	By:
	/s/ Mark J. Davis
	 

	 
	Mark J. Davis, Plan Administrator
	 

	 
	 
	 

	Witness:
	/s/ Candice Martin
	 

3

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