Document:

<PAGE>

                                                                   EXHIBIT 4.2.5

                          J. B. POINDEXTER & CO., INC.

                                    As Issuer

                     UNITED STATES TRUST COMPANY OF NEW YORK

                                   As Trustee

                     THE SUBSIDIARY GUARANTORS NAMED HEREIN

                                  As Guarantors

                          FIFTH SUPPLEMENTAL INDENTURE

                         DATED AS OF SEPTEMBER 29, 2000

                         12 1/2% SENIOR NOTES DUE 2004

<PAGE>

         FIFTH SUPPLEMENTAL INDENTURE, dated as of September 29, 2000, (herein
called this "Supplemental Indenture") among J.B. POINDEXTER & CO., INC., a
corporation duly organized and existing under the laws of the State of Delaware
(herein called the "Company"), having its principal office at 1100 Louisiana
Street, Suite 5400, Houston, Texas 77002, each of MORGAN TRAILER MFG. CO., a New
Jersey corporation ("Morgan"), TRUCK ACCESSORIES GROUP, INC., FORMERLY KNOWN AS
LEER, INC., a Delaware corporation ("TAG"), LOWY GROUP, INC., a Delaware
corporation ("Lowy"), EFP CORPORATION, a Delaware corporation ("EFP"), MAGNETIC
INSTRUMENTS CORP., a Delaware corporation ("MIC"), RAIDER INDUSTRIES, INC., a
Saskatchewan corporation ("Raider"), KWS MANUFACTURING COMPANY, INC., a Texas
corporation ("KWS"), UNIVERSAL BRIXIUS, INC., a Wisconsin corporation
("Brixius"), MORGAN TRAILER FINANCIAL CORPORATION, a Nevada corporation
("MTFC"), and MORGAN TRAILER FINANCIAL MANAGEMENT, L.P., a Texas limited
partnership ("MTFMLP") and UNITED STATES TRUST COMPANY OF NEW YORK, a
corporation duly organized and existing under the laws of the State of New York,
United States of America, having its principal office at 114 West 47th Street,
New York, New York 10036, as Trustee (herein called the "Trustee")

                                     RECITAL

         WHEREAS, the Company, Morgan, TAG, Lowy, EFP, MIC and the Trustee are
parties to that certain Indenture, dated as of May 23, 1994 (the "Original
Indenture"), governing the Company's 12 1/2% Senior Notes due 2004 (the
"Securities") issued hereunder;

         WHEREAS, the Original Indenture was amended by the First Supplemental
Indenture dated as of May 11, 1995, by the Second Supplemental Indenture dated
as of June 26, 1995, by the Third Supplemental Indenture dated as of March 8,
2000, and by the Fourth Supplemental Indenture dated March 17, 2000 (the
Original Indenture as so amended, the "Indenture");

         WHEREAS, MTFC and MTFMLP, are Restricted Subsidiaries that, pursuant to
Section 1305 of the Indenture, wish to become Subsidiary Guarantors under the
Indenture by jointly and severally unconditionally guaranteeing the Securities
on a senior basis;

         WHEREAS, Section 901(6) of the Indenture provides that, without the
consent of any Holders, the Company, when authorized by a Board Resolution, the
Subsidiary Guarantors, when authorized by resolutions of their respective boards
of directors (certified copies of which shall be furnished to the Trustee) and
the Trustee, at any time and from time to time, may enter into one or more
indentures supplemental to the Indenture, in form satisfactory to the Trustee,
to add new Subsidiary Guarantors pursuant to Section 1305 of the Indenture;

         WHEREAS, the Company and the Subsidiary Guarantors pursuant to the
foregoing authority, propose in and by this Supplemental Indenture to amend and
supplement the Indenture in certain respects, and requests the Trustee to enter
into this Supplemental Indenture; and

<PAGE>

         WHEREAS, all things necessary to make this Supplemental Indenture a
valid agreement of the Company, the Subsidiary Guarantors and the Trustee and a
valid amendment of and supplement to the Indenture have been done;

         NOW, THEREFORE, for and in consideration of the premises, it is
mutually covenanted and agreed for the equal and proportionate benefit of all
Holders of the Securities:

                                   ARTICLE ONE

                             DEFINITIONS; GUARANTEE

         SECTION 1.1 Definitions. All terms used in this Supplemental Indenture
which are not defined in this Supplemental Indenture and which are defined in
the Indenture shall have the

meanings assigned to them in the Indenture.

         SECTION 1.2 Guaranty. Each of MTFC and MTFMLP hereby unconditionally,
jointly and severally with the other Subsidiary Guarantors, guarantee to each
Holder of a Security authenticated and delivered by the Trustee, and to the
Trustee on behalf of such Holder, the due and punctual payment of the principal
of (and premium, if any) and interest on such Security when and as the same
shall become due and payable, whether at the Stated Maturity Date, by
acceleration, call for redemption, purchase or otherwise, in accordance with the
terms of such Security and of the Indenture, and each of MTFC and MTFMLP agrees
that from and after the date hereof each of MTFC and MTFMLP shall be subject to
the provisions (including the representations and warranties) of the Indenture
as a Subsidiary Guarantor as fully as if each of MTFC and MTFMLP were a party to
and had executed the Indenture as a Subsidiary Guarantor.

                                   ARTICLE TWO

                                  MISCELLANEOUS

         SECTION 2.1 Incorporation of Supplemental Indenture. All provisions of
this Supplemental Indenture shall be deemed to be incorporated in, and made a
part of, the Indenture, and the Indenture, as supplemented and amended by this
Supplemental Indenture, shall be read, taken and construed as one and the same
instrument.

         SECTION 2.2 Headings. The Article and Section headings of this
Supplemental Indenture are for convenience only and shall not affect the
construction hereof.

         SECTION 2.3 Counterparts. This Supplemental Indenture may be executed
in any number of counterparts, each of which so executed shall be deemed to be
an original, but all such counterparts shall together constitute but one and the
same instrument.

         SECTION 2.4 Conflict with Trust Indenture Act. If any provision hereof
limits, qualifies or conflicts with a provision of the Trust Indenture Act that
is required under such Act

                                       2
<PAGE>

to be part of and govern this Supplemental Indenture, the latter provision shall
control. If any provision of this Supplemental Indenture modifies or excludes
any provision of the Trust Indenture Act that may be so modified or excluded,
the latter provision shall be deemed to apply to this Supplemental Indenture as
so modified or to be excluded, as the case may be.

         SECTION 2.5 Successors and Assigns. All covenants and agreements in
this Supplemental Indenture by the Company or any Subsidiary Guarantor shall
bind its respective successors and assigns, whether so expressed or not.

         SECTION 2.6 Separability Clause. In case any provisions in this
Supplemental Indenture shall be invalid, illegal or unenforceable, the validity,
legality and enforceability of the remaining provisions shall not in any way be
affected or impaired thereby.

         SECTION 2.7 Benefits of Supplemental Indenture. Nothing in this
Supplemental Indenture, express or implied, shall give to any Person, other than
the parties hereto, and their successors hereunder and the Holders of
Securities, any benefit or any legal or equitable right, remedy or claim under
this Supplemental Indenture.

         SECTION 2.8 GOVERNING LAW. THIS SUPPLEMENTAL INDENTURE SHALL BE
GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK.

         IN WITNESS WHEREOF, the parties have caused this Supplemental Indenture
to be duly executed, and their respective corporate seals to be hereunder
affixed and attested, all as of the date and year first above written.

Attest:                                   J. B. POINDEXTER & CO., INC.

                                          By:
-------------------------                    -----------------------------------
                                             Stephen Magee
                                             Executive Vice President

                                          MORGAN TRAILER MFG. CO.
                                          TRUCK ACCESSORIES GROUP, INC.
                                          EFP CORPORATION
Attest:                                   MAGNETIC INSTRUMENTS CORP.

                                          By:
-------------------------                    -----------------------------------
                                             Stephen Magee
                                             Vice President

                                       3

<PAGE>

Attest:                                   LOWY GROUP, INC.

                                          By:
-------------------------                    -----------------------------------
                                             Stephen Magee
                                             President

                                          UNITED STATES TRUST COMPANY
Attest:                                   OF NEW YORK

                                          By:
-------------------------                    -----------------------------------

                                          RAIDER INDUSTRIES, INC.
Attest:                                   a Saskatchewan corporation

                                          By:
-------------------------                    -----------------------------------
                                             Stephen Magee
                                             Vice President

Attest:                                   KWS MANUFACTURING COMPANY, INC.

                                          By:
-------------------------                    -----------------------------------
                                             Stephen Magee
                                             President

Attest:                                   UNIVERSAL BRIXIUS, INC.

                                          By:
-------------------------                    -----------------------------------
                                             Stephen Magee
                                             Vice President

                                       4

<PAGE>

                                          AGREED AND ACCEPTED:

Attest:                                   MORGAN TRAILER FINANCIAL
                                          CORPORATION

                                          By:
-------------------------                    -----------------------------------
                                             Jim Mitchell
                                             President

Attest:                                   MORGAN TRAILER FINANCIAL
                                          MANAGEMENT, L.P.

------------------------                  BY: MORGAN TRAILER MFG. CO., ITS
                                              GENERAL PARTNER

                                              By:
                                                 -------------------------------
                                                 Stephen Magee
                                                 Vice President

                                       5

<PAGE>

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the _____________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Executive Vice President of J. B. Poindexter & Co., Inc., one of the
corporations described in and which executed the foregoing instrument; that he
knows the seal of said corporation; that the seal affixed to said instrument is
such corporate seal; that it was so affixed by authority of the Board of
Directors of said corporation, and that he signed his name thereto by like
authority.

                                                --------------------------------

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the _______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Vice President of Morgan Trailer Mfg. Co., one of the corporations
described in and which executed the foregoing instrument; that he knows the seal
of said corporation; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by authority of the Board of Directors of said
corporation, and that he signed his name thereto by like authority.

                                                --------------------------------

                                       6

<PAGE>

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the _______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Vice President of Truck Accessories Group, Inc., formerly known as Leer
Inc., one of the corporations described in and which executed the foregoing
instrument; that he knows the seal of said corporation; that the seal affixed to
said instrument is such corporate seal; that it was so affixed by authority of
the Board of Directors of said corporation, and that he signed his name thereto
by like authority.

                                                --------------------------------

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the _____________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is President of Lowy Group, Inc., one of the corporations described in and
which executed the foregoing instrument; that he knows the seal of said
corporation; that the seal affixed to said instrument is such corporate seal;
that it was so affixed by authority of the Board of Directors of said
corporation, and that he signed his name thereto by like authority.

                                                --------------------------------

                                       7

<PAGE>

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the _______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Vice President of EFP Corporation, one of the corporations described in
and which executed the foregoing instrument; that he knows the seal of said
corporation; that the seal affixed to said instrument is such corporate seal;
that it was so affixed by authority of the Board of Directors of said
corporation, and that he signed his name thereto by like authority.

                                                --------------------------------

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the ______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Vice President of Magnetic Instruments Corp., one of the corporations
described in and which executed the foregoing instrument; that he knows the seal
of said corporation; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by authority of the Board of Directors of said
corporation, and that he signed his name thereto by like authority.

                                                --------------------------------

                                       8

<PAGE>

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the ______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is President of KWS Manufacturing Company, Inc., one of the corporations
described in and which executed the foregoing instrument; that he knows the seal
of said corporation; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by authority of the Board of Directors of said
corporation, and that he signed his name thereto by like authority.

                                                --------------------------------

STATE OF NEW YORK          )
                           )    ss.
COUNTY OF NEW YORK         )

         On the _______________ day of , 2000, before me personally came
___________________________________ to me known, who, being by me duly sworn,
did depose and say that [he - she] is ___________________________ United States
Trust Company of New York, one of the corporations described in and which
executed the foregoing instrument; that [he - she] knows the seal of said
corporation; that the seal affixed to said instrument is such corporate seal;
that it was so affixed by authority of the Board of Directors of said
corporation, and that [he - she] signed his name thereto by like authority.

                                                --------------------------------

                                       9

<PAGE>

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the ______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Vice President of Raider Industries Inc., one of the corporations
described in and which executed the foregoing instrument; that he knows the seal
of said corporation; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by authority of the Board of Directors of said
corporation, and he signed his name thereto by like authority.

                                                --------------------------------

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the _______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Vice President of Universal Brixius, Inc. one of the corporations
described in and which executed the foregoing instrument; that he knows the seal
of said corporation; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by authority of the Board of Directors of said
corporation, and he signed his name thereto by like authority.

                                                --------------------------------

                                       10

<PAGE>

STATE OF TEXAS             )
                           )    ss.
COUNTY OF HARRIS           )

         On the _______________ day of September 2000, before me personally came
Stephen Magee, to me known, who, being by me duly sworn, did depose and say that
he is Vice President of Morgan Trailer Mfg. Co., a New Jersey corporation and
the general partner of Morgan Trailer Financial Management, L.P., one of the
legal entities described in and which executed the foregoing instrument; that he
knows the seal of said corporation; that the seal affixed to said instrument is
such corporate seal; that it was so affixed by authority of the Board of
Directors of said corporation, and he signed his name thereto by like authority.

                                                --------------------------------

STATE OF OREGON            )
                           )    ss.
COUNTY OF CLACKAMAS        )

         On the _______________ day of September 2000, before me personally came
Jim Mitchell, to me known, who, being by me duly sworn, did depose and say that
he is President of Morgan Trailer Financial Management Corporation, one of the
corporations described in and which executed the foregoing instrument; that he
knows the seal of said corporation; that the seal affixed to said instrument is
such corporate seal; that it was so affixed by authority of the Board of
Directors of said corporation, and he signed his name thereto by like authority.

                                                --------------------------------

                                       11<PAGE>

                                                                 EXHIBIT 10.1.22

                                                                       [4/30/02]

                 AMENDMENT NO. 15 TO LOAN AND SECURITY AGREEMENT

                           J.B. POINDEXTER & CO., INC.
                              1100 Louisiana Street
                                   Suite 5400
                              Houston, Texas 77002

                                                  May 30, 2002

Congress Financial Corporation
1133 Avenue of the Americas
New York, New York 10036

Ladies and Gentlemen:

         Congress Financial Corporation ("Lender"), J.B. Poindexter & Co., Inc.
("Borrower"), EFP Corporation ("EFP"), Lowy Group, Inc. ("Lowy"), Magnetic
Instruments Corp. ("MIC"), Morgan Trailer Mfg. Co. ("Morgan"), Truck Accessories
Group, Inc. ("TAG"), Raider Industries Inc. ("Raider"), KWS Manufacturing
Company, Inc. ("KWS"), Universal Brixius, Inc. ("Brixius"), Morgan Trailer
Financial Corporation ("MTFC") and Morgan Trailer Financial Management, L. P.
("MTF Management", and together with EFP, Lowy, MIC, Morgan, TAG, Raider, KWS,
Brixius and MTFC, each individually sometimes referred to herein as a
"Guarantor" and, collectively, "Guarantors") have entered into certain financing
arrangements as set forth in the Loan and Security Agreement, dated as of June
28, 1996, by and among Lender, Borrower and Guarantors, as amended by Amendment
No. 1 to Loan and Security Agreement, dated May 13, 1998, Amendment No. 2 to
Loan and Security Agreement, dated as of June 30, 1998, Amendment No. 3 to Loan
and Security Agreement, dated as of June 24, 1999, Amendment No. 4 to Loan and
Security Agreement, dated as of February 25, 2000, Amendment No. 5 to Loan and
Security Agreement, dated as of March 8, 2000, Amendment No. 6 to Loan and
Security Agreement, dated as of March 17, 2000, Amendment No. 7 to Loan and
Security Agreement, dated as of September 29, 2000, Amendment No. 8 to Loan and
Security Agreement, dated as of October 31, 2000, Amendment No. 9 to Loan and
Security Agreement, dated March 27, 2001, Amendment No. 10 to Loan and Security
Agreement, dated as of June 29, 2001, Amendment No. 11 to Loan and Security
Agreement, dated as of August 14, 2001, Amendment No. 12 to Loan and Security
Agreement, dated as of December 13, 2002, Amendment No. 13 to Loan and Security
Agreement, dated as of March 1, 2002 and Amendment No. 14 to Loan and Security
Agreement, dated April 22, 2002 (as the same now exists and may hereafter be
further amended, modified, supplemented, extended, renewed, restated or
replaced, the "Loan Agreement"), together with all other agreements, documents,
supplements and instruments now or at any time hereafter executed and/or
delivered by any other person, with, to or in favor of Lender in connection
therewith (all of the foregoing, together with this Amendment and the other
agreements and instruments delivered hereunder, as the same now exist or may
hereafter be

<PAGE>

amended, modified, supplemented, extended, renewed, restated or replaced,
collectively, the "Financing Agreements"). For purposes of this letter, unless
otherwise defined herein, all capitalized terms used herein, shall have the
respective meanings ascribed to them in the Loan Agreement.

         Borrower and Guarantors have requested that Lender enter into certain
amendments to the Loan Agreement. Lender is willing to agree to the foregoing,
subject to the terms and conditions contained herein.

         In consideration of the foregoing, the mutual agreements and covenants
contained in this Amendment, and other good and valuable consideration, the
adequacy and sufficiency of which are hereby acknowledged, Borrower, Guarantors
and Lender agree as follows:

         1. Definitions.

                  (a) Interpretation. For purposes of this Amendment, unless
otherwise defined herein, all capitalized terms used herein, shall have the
respective meanings ascribed to them in the Loan Agreement.

         2. Consent and Amendment. Notwithstanding anything to the contrary
contained in the Loan Agreement and the other Financing Agreements, Lender
hereby consents to the execution and delivery by Borrower and EFP of the
Settlement Agreement & Release, dated May 30, 2002, by and among Borrower, EFP
and TXU Gas Company (the "Settlement") and the performance by Borrower and EFP
of their respective obligations under the Settlement as in effect on the date
hereof including, without limitation, the guarantee by Borrower pursuant to
Section 3.2 of the Settlement of the obligation of EFP under the Settlement.

         3. Representations, Warranties and Covenants. In addition to the
continuing representations, warranties and covenants heretofore or hereafter
made by Borrower and Guarantors to Lender pursuant to the other Financing
Agreements, Borrower and Guarantors hereby represent, warrant and covenant with
and to Lender as follows (which representations, warranties and covenants are
continuing and shall survive the execution and delivery hereof and shall be
incorporated into and made a part of the Financing Agreements):

                  (a) This Amendment has been duly authorized, executed and
delivered by Borrower and each Guarantor, and the agreements and obligations of
Borrower and each Guarantor contained herein constitute legal, valid and binding
obligations of Borrower and each Guarantor enforceable against Borrower and each
Guarantor in accordance with their respective terms.

                  (b) Neither the execution and delivery of this Amendment, nor
the modifications to the Financing Agreements contemplated by this Amendment
shall violate any applicable law or regulation, or any order or decree of any
court or any governmental instrumentality in any respect or does or shall
conflict with or result in the breach of, or constitute a default in any respect
under, any indenture, including, without limitation, the Senior Note Indenture,
or any material mortgage, deed of trust, security agreement, agreement or
instrument to which Borrower and each Guarantor is a party or may be bound, or
violate any provision of the organizational documents of Borrower and each
Guarantor.

                                      -2-

<PAGE>

                  (c) All of the representations and warranties set forth in the
Loan Agreement as amended hereby, and the other Financing Agreements, are true
and correct in all material respects, except to the extent any such
representation or warranty is made as of a specified date, in which case such
representation or warranty shall have been true and correct as of such date.

                  (d) After giving effect to the amendments to the Loan
Agreement provided in this Amendment, no Event of Default shall exist or have
occurred and no event, act or condition shall have occurred or exist which with
notice or passage of time or both would constitute an Event of Default.

         4. Conditions Precedent. The effectiveness of the waiver provided for
herein shall only be effective upon the satisfaction of each of the following
conditions precedent in a manner satisfactory to Lender:

                  (a) no Event of Default shall have occurred and be continuing
and no event shall have occurred or condition be existing and continuing which,
with notice or passage of time or both, would constitute an Event of Default,
after giving effect to the waivers and amendments set forth herein;

                  (b) Lender shall have received a true, complete and correct
copy of the Settlement, which shall be in form and substance satisfactory to
Lender; and

                  (c) Lender shall have received an original of this Amendment
duly authorized, executed and delivered by Borrower and Guarantors.

         5. Effect of this Amendment. Except for the specific waiver and
amendments expressly set forth herein, no other waiver, changes or modifications
to the Financing Agreements, and no waivers of any provisions thereof are
intended or implied, and in all other respects the Financing Agreements are
hereby specifically ratified, restated and confirmed by all parties hereto as of
the date hereof. To the extent of conflict between the terms of this Amendment
and the other Financing Agreements, the terms of this Amendment shall control.
The Loan Agreement and this Amendment shall be read and construed as one
agreement.

         6. Governing Law. The rights and obligations hereunder of each of the
parties hereto shall be governed by and interpreted and determined in accordance
with the internal laws of the State of New York (without giving effect to
principles of conflicts of laws).

         7. Binding Effect. This Amendment shall be binding upon and inure to
the benefit of each of the parties hereto and their respective successors and
assigns.

                                      -3-

<PAGE>

         8. Counterparts. This waiver may be executed in any number of
counterparts, but all of such counterparts shall together constitute but one and
the same agreement. In making proof of this waiver, it shall not be necessary to
produce or account for more than one counterpart thereof signed by each of the
parties thereto.

                [REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]

                                      -4-
<PAGE>

         Please sign in the space provided below and return a counterpart of
this Amendment, whereupon this Amendment, as so agreed to and accepted by
Lender, shall become a binding agreement among Borrower, Guarantors and Lender.

                                        Very truly yours,

                                        J.B. POINDEXTER & CO., INC.

                                        By:
                                            ------------------------------------

                                        Title:
                                               ---------------------------------

AGREED AND ACCEPTED:

CONGRESS FINANCIAL CORPORATION

By:
    -------------------------------

Title:
       ----------------------------

ACKNOWLEDGED AND CONSENTED TO:

EFP CORPORATION

By:
    -------------------------------

Title:
       ----------------------------

LOWY GROUP, INC.

By:
    -------------------------------

Title:
       ----------------------------

                       [SIGNATURES CONTINUE ON NEXT PAGE]

                                      -5-
<PAGE>

                    [SIGNATURES CONTINUED FROM PREVIOUS PAGE]

MAGNETIC INSTRUMENTS CORP.

By:
    -------------------------------

Title:
       ----------------------------

MORGAN TRAILER MFG. CO.

By:
    -------------------------------

Title:
       ----------------------------

TRUCK ACCESSORIES GROUP, INC.

By:
    -------------------------------

Title:
       ----------------------------

RAIDER INDUSTRIES INC.

By:
    -------------------------------

Title:
       ----------------------------

KWS MANUFACTURING COMPANY, INC.

By:
    -------------------------------

Title:
       ----------------------------

UNIVERSAL BRIXIUS, INC.

By:
    -------------------------------

Title:
       ----------------------------

                       [SIGNATURES CONTINUE ON NEXT PAGE]

                                      -6-

<PAGE>

                    [SIGNATURES CONTINUED FROM PREVIOUS PAGE]

MORGAN TRAILER FINANCIAL CORPORATION

By:
    ---------------------------------------------

Title:
       ------------------------------------------

MORGAN TRAILER FINANCIAL MANAGEMENT, L.P.

By: MORGAN TRAILER MFG. CO., as General Partner

       By:
          ---------------------------------------
       Title:
             ------------------------------------

                                       -7-

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