Document:

Exhibit 10.9 Agreement with PNC BANK

Exhibit 10.9 Agreement with PNC BANK

                                 PROMISSORY NOTE

Principal    Loan Date   Maturity  Loan No  Call/Coll  Account Officer  Initials
$250,000.00  01-08-2003  01-08-2005         L76        11501

References in the shaded area are for Lender's use only and do not limit the
applicability of this document to any particular loan or item. Any item above
containing "***" has been omitted due to text length limitations.

Borrower:BETTER SOLUTIONS, INC. (TIN: 25-1867054) Lender:PNC Bank, National Association
         300 PENN CENTER BOULEVARD, SUITE 201            Business Banking
         PITTSBURGH, PA 15235                            One PNC Plaza
                                                         249 Fifth Avenue
                                                         Pittsburgh, PA 15222

Principal Amount: $250,000.00  Initial Rate: 6.250%  Date of Note: January 8, 2003

PROMISE TO PAY. BETTER SOLUTIONS, INC. ("Borrower") promises to pay to PNC Bank,
National Association ("Lender"), or order, in lawful money of the United States
of America, the principal amount of Two Hundred Fifty Thousand & 00/100 Dollars
($250,000.00) or so much as may be outstanding, together with interest on the
unpaid outstanding principal balance of each advance. Interest shall be
calculated from the date of each advance until repayment of each advance.

PAYMENT. Borrower will pay this loan in accordance with the following payment
schedule:

Borrower will pay regular monthly payments of accrued interest beginning
FEBRUARY 8, 2003, and all subsequent interest payments are due on the same day
of each month after that. Borrower will pay this loan in one payment of all
outstanding principal plus all accrued unpaid interest on the Expiration Date.
Borrower may borrow, repay and reborrow hereunder until the Expiration Date,
subject to the terms and conditions of this Note. The "Expiration Date" shall
mean JANUARY 8, 2005, or such later date as may be designated by written notice
from Lender to Borrower. Borrower acknowledges and agrees that in no event will
Lender be under any obligation to extend or renew the loan or this Note beyond
the initial Expiration Date. In no event shall the aggregate unpaid principal
amount of advances under this Note exceed the face amount of this Note.

Unless otherwise agreed or required by applicable law, payments will be applied
first to accrued unpaid interest, then to principal, and any remaining amount to
any unpaid collection costs and late charges. The annual interest rate for this
Note is computed on a 365/360 basis; that is, by applying the ratio of the
annual interest rate over a year of 360 days, multiplied by the outstanding
principal balance, multiplied by the actual number of days the principal balance
is outstanding. Borrower will pay Lender at Lender's address shown above or at
such other place as Lender may designate in writing.

VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from
time to time based on changes in an independent index which is the highest Prime
Rate as published in the "Money Rates" section of The Wall Street Journal (the
"Index"). The Index is not necessarily the lowest rate charged by Lender on its
loans. If the Index becomes unavailable during the term of this loan, Lender may
designate a substitute index after notice to Borrower. Lender will tell Borrower
the current Index rate upon Borrower's request. The interest rate change will
not occur more often than each day. Borrower understands that Lender may make
loans based on other rates as well. The Index currently is 4.250% per annum. The
interest rate to be applied to the unpaid principal balance of this Note will be
at a rate of 2.000 percentage points over the Index, resulting in an initial
rate of 6.250% per annum. NOTICE: Under no circumstances will the interest rate
on this Note be more than the maximum rate allowed by applicable law.

PREPAYMENT. Borrower may pay without penalty all or a portion of the amount owed
earlier than it is due. Early payments will not, unless agreed to by Lender in
writing, relieve Borrower of Borrower's obligation to continue to make payments
of accrued unpaid interest. Rather, early payments will reduce the principal
balance due. Borrower agrees not to send Lender payments marked "paid in full",
"without recourse", or similar language. If Borrower sends such a payment,
Lender may accept it without losing any of Lender's rights under this Note, and
Borrower will remain obligated to pay any further amount owed to Lender. All
written communications concerning disputed amounts, including any check or other
payment instrument that indicates that the payment constitutes "payment in full"
of the amount owed or that is tendered with other conditions or limitations or
as full satisfaction of a disputed amount must be mailed or delivered to: PNC
Bank, National Association, Attn: Doc Prep/Operations Department - BBCAC, 8800
Tinicum Boulevard 5th Floor Philadelphia, PA 19153.

LATE CHARGE. If a payment is 15 days or more late, Borrower will be charged
5.000% of the regularly scheduled payment or $100.00, whichever is less.

INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final
maturity, Lender, at its option, may, if permitted under applicable law,
increase the variable interest rate on this Note to 7.000 percentage points over
the Index. The interest rate will not exceed the maximum rate permitted by
applicable law. If judgment is entered in connection with this Note, interest
will continue to accrue on this Note after judgment at the interest rate
applicable to this Note at the time judgment is entered.

DEFAULT. Each of the following shall constitute an event of default ("Event of
Default") under this Note: Payment Default. Borrower fails to make any payment
when due.

Other Defaults. Borrower or Grantor fails to comply with or to perform any other
term, obligation, covenant or condition contained in this Note or in any of the
related documents or to comply with or to perform any term, obligation, covenant
or condition contained in any other agreement between Lender and Borrower.

Default in Favor of Third Parties. Borrower or any Grantor defaults under any
loan, extension of credit, security agreement, purchase or sales agreement, or
any other agreement, in favor of any other creditor or person that may
materially affect any of Borrower's property or Borrower's ability to repay this
Note or perform Borrower's obligations under this Note or any of the related
documents.

False Statements. Any warranty, representation or statement made or furnished to
Lender by Borrower or on Borrower's behalf under this Note or the related
documents is false or misleading in any material respect, either now or at the
time made or furnished or becomes false or misleading at any time thereafter.

Insolvency. The dissolution or termination of Borrower's existence as a going
business, the insolvency of Borrower, the appointment of a receiver for any part
of Borrower's property, any assignment for the benefit of creditors, any type of
creditor workout, or the commencement of any proceeding under any bankruptcy or
insolvency laws by or against Borrower.

Creditor or Forfeiture Proceedings. Commencement of foreclosure or forfeiture
proceedings, whether by judicial proceeding, self-help, repossession or any
other method, by any creditor of Borrower or by any governmental agency against
any collateral securing the loan. This includes a garnishment of any of
Borrower's accounts, including deposit accounts, with Lender. However, this
Event of Default shall not apply if there is a good faith dispute by Borrower as
to the validity or reasonableness of the claim which is the basis of the
creditor or forfeiture proceeding and if Borrower gives Lender written notice of
the creditor or forfeiture proceeding and deposits with Lender monies or

                                 PROMISSORY NOTE
                               (Continued) Page 2

a surety bond for the creditor or forfeiture proceeding, in an amount determined
by Lender, in its sole discretion, as being an adequate reserve or bond for the
dispute.

Events Affecting Guarantor. Any of the preceding events occurs with respect to
any Guarantor of any of the indebtedness or any I Guarantor dies or becomes
incompetent, or revokes or disputes the validity of, or liability under, any
guaranty of the indebtedness evidenced by this Note.

Change In Ownership. Any change in ownership of twenty-five percent (25%) or
more of the common stock of Borrower.

Adverse Change. A material adverse change occurs in Borrower's financial
condition, or Lender believes the prospect of payment or performance of this
Note is impaired.

Insecurity. Lender in good faith believes itself insecure.
LENDER'S RIGHTS. Upon default, Lender may, after giving such notices as required
by applicable law, declare the entire unpaid principal balance on this Note and
all accrued unpaid interest immediately due, without notice, and then Borrower
will pay that amount.

ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else to help collect
this Note if Borrower does not pay. Borrower will pay Lender that amount. This
includes, subject to any limits under applicable law, Lender's attorneys' fees
and Lender's legal expenses, whether or not there is a lawsuit, including
attorneys' fees, expenses for bankruptcy proceedings (including efforts to
modify or vacate any automatic stay or injunction), appeals and any anticipated
post-judgement collection services. If not prohibited by applicable law,
Borrower also will pay any court costs, in addition to all other sums provided
by law.

WAIVER OF JURY TRIAL. THE BORROWER IRREVOCABLY WAIVES ANY AND ALL RIGHTS THE
BORROWER MAY HAVE TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR CLAIM OF ANY
NATURE RELATING TO THIS NOTE, ANY DOCUMENTS EXECUTED IN CONNECTION WITH THIS
NOTE OR ANY TRANSACTION CONTEMPLATED IN ANY OF SUCH DOCUMENTS. THE BORROWER
ACKNOWLEDGES THAT THE FOREGOING WAIVER IS KNOWING AND VOLUNTARY.

GOVERNING LAW. This Note will be governed by, construed and enforced in
accordance with federal law and the laws of the Commonwealth of Pennsylvania.
This Note has been accepted by Lender in the Commonwealth of Pennsylvania.

CHOICE OF VENUE. If there is a lawsuit, Borrower agrees upon Lender's request to
submit to the jurisdiction of the courts of Allegheny County, Commonwealth of
Pennsylvania.

RIGHT OF SETOFF. In addition to all liens upon and rights of setoff against
Borrower's money, securities or other property given to Lender by law, Lender
shall have, with respect to Borrower's obligations to Lender under this Note and
to the extent permitted by law, a contractual possessory security interest in
and a contractual right of setoff against, and Borrower hereby assigns, conveys,
delivers, pledges and transfers to Lender all of Borrower's right, title and
interest in and to, all of Borrower's deposits, moneys, securities and other
property now or hereafter in the possession of or on deposit with, or in transit
to, Lender or any other direct or indirect subsidiary of The PNC Financial
Services Group, Inc., whether held in a general or special account or deposit,
whether held jointly with someone else, or whether held for safekeeping or
otherwise, excluding, however, all IRA, Keogh, and trust accounts. Every such
security interest and right of setoff may be exercised without demand upon or
notice to Borrower. Every such right of setoff shall be deemed to have been
exercised immediately upon the occurrence of an Event of Default hereunder
without any action of Lender, although Lender may enter such setoff on its books
and records at a later time.

COLLATERAL. Borrower acknowledges this Note is secured by, in addition to any
other collateral, a Mortgage dated January 8, 2003, to Lender on real property
described as "Real Property located at 1020 HUNT CLUB COURT, MURRYSVILLE, PA
15668" and located in WESTMORELAND County, Commonwealth of Pennsylvania, all the
terms and conditions of which are hereby incorporated and made apart of this
Note; and a Mortgage dated January 8, 2003, to Lender on real property described
as "Real Property located at 3007 WEDGEWOOD COURT, MURRYSVILLE, PA 15668" and
located in WESTMORELAND County, Commonwealth of Pennsylvania, all the terms and
conditions of which are hereby incorporated and made a part of this Note.

LINE OF CREDIT. This Note evidences a revolving line of credit. Advances under
this Note may be requested either orally or in writing by Borrower or as
provided in this paragraph. Lender may, but need not, require that all oral
requests be confirmed in writing. All communications, instructions, or
directions by telephone or otherwise to Lender are to be directed to Lender's
office shown above. Borrower agrees to be liable for all sums either: (A)
advanced in accordance with the instructions of an authorized person or (B)
credited to any of Borrower's accounts with Lender. The unpaid principal balance
owing on this Note at any time may be evidenced by endorsements on this Note or
by Lender's internal records, including daily computer print-outs. lender will
have no obligation to advance funds under this Note if: (A) Borrower or any
guarantor is in default under the terms of this Note or any agreement that
Borrower or any guarantor has with Lender, including any agreement made in
connection with the signing of this Note; (B} Borrower or any guarantor ceases
doing business or is insolvent; (C) any guarantor seeks, claims or otherwise
attempts to limit, modify or revoke such guarantor's guarantee of this Note or
any other loan with Lender; (D) Borrower has applied funds provided pursuant to
this Note for purposes other than those authorized by Lender; or (E) Lender in
good faith believes itself insecure.

FINANCIAL INFORMATION PROVISION, Borrower agrees to deliver any financial and
other business information concerning Borrower that Lender may request from time
to time, such as annual and interim financial statements (all of which shall be
prepared in accordance with generally accepted accounting principles) and
federal income tax returns.

DEPOSITORY. Borrower will establish and maintain, with Lender, Borrower's
primary depository account(s). If Borrower fails to establish and/or maintain
its primary depository account(s) with Lender, Lender may. at its option, upon
thirty (30) days notice to Borrower, increase the interest rate payable by
Borrower under this Note by up to 1.00 percentage points (1.00%). lender's right
to increase the interest rate pursuant to this "paragraph shall be in addition
to any other rights or remedies Lender may have under this Note, all of which
are hereby reserved, and shall not constitute a waiver, release or limitation
upon Lender's exercise of any such rights or remedies.

SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and
upon Borrower's heirs, personal representatives, successors and assigns, and
shall inure to the benefit of Lender and its successors and assigns.

GENERAL PROVISIONS. Lender may delay or forgo enforcing any of its rights or
remedies under this Note without losing them. Borrower and any other person who
signs, guarantees or endorses this Note, to the extent allowed by law, waive
presentment, demand for payment, and notice of dishonor. Upon any change in the
terms of this Note, and unless otherwise expressly stated in writing, no party
who signs this Note, whether as maker, guarantor, accommodation maker or
endorser, shall be released from liability. All such parties agree that Lender
may renew or extend (repeatedly and for any length of time) this loan or release
any party or guarantor or collateral; or impair, fail to realize upon or perfect
Lender's security interest in the collateral; and take any other action deemed
necessary by Lender without the consent of or notice to anyone. All such parties
also agree that Lender may modify this loan without the consent of or notice to
anyone other than the party with whom the modification is made. The obligations
under this Note are joint and several. If any portion of this Note is for any
reason determined to be unenforceable, it will not affect the enforceability of
any other provisions of this Note.

CONFESSION OF JUDGEMENT. THE BORROWER HEREBY EMPOWERS ANY ATTORNEY OF ANY COURT
OF RECORD. AFTER THE

                                 PROMISSORY NOTE
                               (Continued) Page 3

OCCURRENCE OF ANY EVENT OF DEFAULT HEREUNDER. TO APPEAR FOR THE BORROWER AND,
WITH OR WITHOUT COMPLAINT FILED, CONFESS JUDGMENT. OR A SERIES OF JUDGMENTS.
AGAINST THE BORROWER IN FAVOR OF LENDER OR ANY HOLDER HEREOF FOR THE ENTIRE
PRINCIPAL BALANCE OF THIS NOTE. ALL ACCRUED INTEREST AND ALL OTHER AMOUNTS DUE
HEREUNDER. TOGETHER WITH COSTS OF SUIT AND AN ATTORNEY'S COMMISSION OF THE
GREATER OF 10% OF SUCH PRINCIPAL AND INTEREST OR $1,000 ADDED AS A REASONABLE
ATTORNEY'S FEE, AND FOR DOING SO. THIS NOTE OR A COPY VERIFIED BY AFFIDAVIT
SHALL BE A SUFFICIENT ; WARRANT. THE BORROWER HEREBY FOREVER WAIVES AND RELEASES
ALL ERRORS IN SAID PROCEEDINGS AND ALL RIGHTS OF APPEAL AND ALL RELIEF FROM ANY
AND ALL APPRAISEMENT. STAY OR EXEMPTION LAWS OF ANY STATE NOW IN FORCE OR
HEREAFTER ENACTED. INTEREST ON ANY SUCH JUDGMENT SHALL ACCRUE AT THE DEFAULT
RATE.

NO SINGLE EXERCISE OF THE FOREGOING POWER TO CONFESS JUDGMENT, OR A SERIES OF
JUDGMENTS, SHALL BE DEEMED TO EXHAUST THE POWER, WHETHER OR NOT ANY SUCH
EXERCISE SHALL BE HELD BY ANY COURT TO BE INVALID, VOIDABLE, OR VOID, BUT THE
POWER SHALL CONTINUE UNDIMINISHED AND IT MAYBE EXERCISED FROM TIME TO TIME AS
OFTEN AS LENDER SHALL ELECT UNTIL SUCH TIME AS LENDER SHALL HAVE RECEIVED
PAYMENT IN FULL OF THE DEBT, INTEREST AND COSTS. NOTWITHSTANDING THE ATTORNEY'S
COMMISSION PROVIDED FOR IN THE PRECEDING PARAGRAPH (WHICH IS INCLUDED IN THE
WARRANT FOR PURPOSES OF ESTABLISHING A SUM CERTAIN), THE AMOUNT OF ATTORNEYS'
FEES THAT LENDER MAY RECOVER FROM THE BORROWER SHALL NOT EXCEED THE ACTUAL
ATTORNEYS' FEES INCURRED BY LENDER.

PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF
THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS. BORROWER AGREES TO
THE TERMS OF THE NOTE.

THIS NOTE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS NOTE IS AND SHALL
CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW.

BORROWER:

BETTER SOLUTIONS, INC.

By: ____________________________(Seal)
MARC D ROUP, President of BETTER SOLUTIONS, INC.

By: _________________________(Seal)
RICHARD E MCDONALD, Vice President of BETTER SOLUTIONS, INC.Exhibit 10.10 Agreement with David Wood and Media 1 Group, LLC

Exhibit 10.10 Agreement with David Wood and Media 1 Group, LLC

                                    AGREEMENT

This Agreement (the "Agreement") is made by and between Media 1 Financial Group
LLC (hereinafter "Media 1") and David Wood, an individual, (hereinafter referred
to as David Wood) jointly and severally with World Health Alternatives, Inc., a
Florida corporation, hereinafter "the Company." WITNESSETH:

WHEREAS, David Wood, who is the sole officer, director and shareholder of Media
1 Financial Group LLC, holds an aggregate of 1,008,000 shares of the Company's
common stock;

WHEREAS, David Wood has agreed to retire 608,000 of the shares held by him so
that he holds 400,000 shares of the Company in exchange for the Company
retaining the services of Media 1 to provide services to the Company; and

WHEREAS, Media 1 desires to provide the services to the Company as more fully
set forth herein;

NOW THEREFORE, in exchange for good and valuable consideration, the receipt of
which is hereby acknowledged, the parties agree as follows:

1. This Agreement supersedes all prior oral or written agreements between the
parties hereto.

2. David Wood hereby agrees to retire 608,000 shares of the Company's common
stock held by him upon execution of this Agreement. David Wood will have 400,000
remaining shares of the Company's common stock. David Wood acknowledges that he
cannot directly or indirectly compensate any third party with the remaining
400,000 shares for providing investor relations or any other services of or for
the Company.

3. Fees. The Company shall pay to Media 1 for its services a fee of 858,000
shares of the Company's common stock ("the shares") which shall upon issuance
bear the following restrictive legend:
"The Shares Represented By This Certificate Have Not Been Registered Under The
Securities Act Of 1933, As Amended, Or Applicable State Securities Laws, And May
Not Be Sold, Transferred, Pledged, Or Hypothecated Without Either: i)
Registration Under The Securities Act Of 1933, As Amended, And Applicable State
Securities Laws, Or ii) Submission To The Corporation Of An Opinion Of Counsel,
Satisfactory To The Corporation That Said Shares And The Transfer Thereof Are
Exempt From The Registration Requirements Of The Securities Act Of 1933 And
Applicable State Securities Laws."

All Fees Shall Be Inclusive Of Costs And The Services Of Media 1 Shall Include
All Costs Of Providing Services Hereunder.

THE COMPANY SHALL REGISTER THE RESALE OF 608,000 OF THE 858,000 SHARES ON THE
COMPANY'S FORM SB-2 REGISTRATION STATEMENT. 250,000 OF THE 858,000 SHARES SHALL
BE RESTRICTED SHARES AND THE COMPANY SHALL HAVE NO OBLIGATION TO REGISTER THE
250,000 RESTRICTED SHARES.

4. Media 1 agrees to perform, as requested by the Company, investor relations
services for the Company. These services include, but are not limited to:
(a) Assist the Company in developing, creating and providing factual information
and in developing and implementing a strong market awareness for the Company and
its business;
(b) Develop and create an advertising campaign for the Company;
(c) Aid, advise and assist the Company in establishing a means of securing local
and nationwide media interest and coverage of the Company;
(d) Aid and assist the Company in developing a (user friendly) "web site";
(e) Aid, consult, prepare and deliver "due diligence" packages requested by and
furnished to registered broker/dealers and/or other institutional and/or fund
managers as requested by the Company;
(f) Create a Company profile and investment data sheet and present and deliver
via email/fax to over 50 stock newsletter writers and editors [newsletter
writers and editors shall be provided by Media 1];
(g) Host Company at least two conventions at the expense of Media 1;
(h) Review and prepare summaries of the financial and non-financial portions of
quarterly and annual reports of the Company, exclusive of any current, quarterly
or annual reports filed with U.S. Securities and Exchange Commission and/or
other regulatory agencies;
(i) Edit and distribute financial and general press releases as requested by the
Company;
(j) Draft and distribute collateral material regarding the Company; and
(k) Develop and distribute to over 500 sources and/or persons three media
articles regarding the Company each month.

5. Limitations of Services. Media 1's activities pursuant to this Agreement or
as contemplated by this Agreement do not constitute and shall not constitute
acting as a securities broker or dealer under Federal or State securities laws.
Further, Media 1 shall not receive any compensation of any form for introducing
or locating a potential investor or members of the financial community to the
Company.
Media 1 recognizes that certain responsibilities and obligations are imposed by
Federal and State securities laws and by the applicable rules and regulations of
stock exchanges, the National Association of Securities Dealers, in-house "due
diligence" or "compliance" departments of brokerage houses, etc. Accordingly,
Media 1 agrees as follows:
a. Media 1 shall NOT release any financial or other information or data about
the Company or the services to be provided hereunder without the written consent
and approval of the Company.
b. Media 1 shall NOT conduct any meetings with financial analysts without
informing the Company in advance of any proposed meeting, the format or agenda
of such meeting and the Company may elect to attend such meeting.
c. Media 1 shall NOT release any information or data about the Company to any
selected or limited person(s), entity, or group if Media 1 is aware that such
information or data has not been generally released or promulgated.

6. Non-exclusive Relationship and Time Commitment. Consultant shall commence to
provide the services set forth in this Agreement within ten days receipt of
written notice from the Company that Consultant's services are to begin (the
"Commencement Date"). Media 1 shall use its best efforts in the performance of
its services described herein. Nothing in this Agreement shall be construed as
limiting Media 1's right to represent other companies, except that Media 1
agrees not to represent any other person or entity which is in competition with
the Company unless Media 1 first obtains the Company's written consent. Media 1
agrees to provide one hundred (100) hours of services each month during the term
of this Agreement.

7. Term and Termination of the Engagement. The term of the engagement is for a
period of six (6) months. This engagement may be terminated by the Company
immediately upon written notice to the Company with or without cause and any
fees earned shall be prorated over the term of this Agreement.

8. Indemnity. Indemnification by Media 1. In connection with Media 1's
engagement hereunder, including modifications or future additions to this
engagement and the related activities prior to this date, Media 1 agrees that it
will indemnify, hold harmless and defend the Company and its affiliates, any
director, officer, agent or employee of the Company or any of its affiliates and
each other person, if any, controlling the Company or any of its affiliates and
each of their successors and assigns (collectively, the "Company Group") against
and in respect of any and all losses, damages, claims, obligations, demands,
actions, suits, proceedings, assessments, liabilities, judgments, recoveries and
deficiencies, costs and expenses (including, without limitation, reasonable
attorneys' fees and costs and expenses incurred in investigating, preparing,
defending against or prosecuting any litigation, claim, proceeding or demand),
all on an after-tax basis, less any amounts actually paid as insurance
reimbursement, of any kind or character (collectively, a "Company Loss"), (i)
related to, arising out of or result from (A) oral or written information
provided by or disseminated by Media 1, Media 1's employees or its other agents,
for use by Media 1 in connection with Media 1's performance of services under
this Agreement; (B) other action or failure to act by Media 1, its employees or
its other agents of Media 1 or (C) any breach of, or failure by Media 1 to fully
perform, or any inaccuracy in, any of the representations, warranties, covenants
or agreements of Media 1 in this Agreement or (ii) otherwise related to or
arising out of the engagement of Media 1 pursuant to this Agreement. The
Indemnity obligations under this Agreement shall survive the termination of this
Agreement for a period of two (2) years.

9. Except in accordance with the provisions of this Agreement, David Wood and
Media 1 agrees, while this Agreement is in effect, not to, directly or
indirectly, whether in privately negotiated transactions or to the public in
open market transactions: Sell, transfer, pledge, encumber, hypothecate, assign
or otherwise dispose of directly or indirectly of any of the Company shares or
enter into any contract, option or other arrangement or understanding with
respect to the sale, transfer, pledge, encumbrance, hypothecation, assignment or
other disposition of, any of the Company shares; or Grant any proxies, deposit
any of the Company's shares into a voting trust or enter into a voting agreement
with respect to any of the Company's shares.

10. David Wood and Media 1 may not sell, assign, transfer, exchange, gift,
devise, pledge, hypothecate, encumber or otherwise alienate or dispose of any of
the Company shares now owned by them or owned by them during the term of this
Agreement, or any right or interest therein, whether voluntarily or
involuntarily, by operation of law or otherwise, except in accordance with this
Agreement. Any such purported transfer in violation of any provision of this
Agreement and all actions by the purported transferor and transferee in
connection therewith shall be of no force or effect and the Company shall not be
required to recognize such purported transfer for any purpose, including but not
limited to dividend and voting rights.

11. David Wood and Media 1 agree to sell the Company shares held by them only as
follows:
a. For the first full calendar month, after the execution of this Agreement,
David Wood and Media 1 shall be allowed to sell 400,000 of the Company's common
shares.
b. Beginning the period from the second month after the execution of this
Agreement, and until the expiration of the ninth month after execution of this
Agreement, during each respective month of this period, David Wood and Media 1
shall be allowed to sell the Company shares at their discretion up to the
aggregate amount not to exceed twenty five (25) percent of the prior calendar
month's trading volume as reported by the OTCBB.
c. After expiration of the ninth month after the date of execution of this
Agreement, David Wood and Media 1 can sell the Company shares pursuant to the
terms of this Agreement.
d. With regard to each respective trading period that David Wood and Media 1 may
sell the Company shares as defined herein, respectively, David Wood and Media 1
may not carry over the difference between the amount of the Company shares that
David Wood and Media 1 could have sold and any remaining amount not sold
("remaining amount"). Further, David Wood and Media 1 will be not permitted to
aggregate remaining amount(s) to successive periods.

As an example of the foregoing:
Average trading volume for the second month was 100,000 the Company shares;
During the third month, David Wood and Media 1 in the aggregate may sell 25% of
100,000 of the Company shares, which equals 25,000 of the Company shares;
David Wood and Media 1 in the aggregate only sells 10,000 of the Company shares
during the third month;
David Wood and Media 1 in the aggregate may not carry over or aggregate the
15,000 of the Company shares not sold (representing the difference between the
25% allowable trading amount and the amount he actually traded) to succeeding
months.
For purposes of this Agreement, the aggregate amount of shares sold pursuant to
this Agreement shall be the sum of the shares held by David Wood and Media 1.

12. David Wood and Media 1 in the aggregate agrees, while this Agreement is in
effect, to notify the Company promptly of the number of any of the Company
shares acquired by David Wood and Media 1 after the date hereof. Such
notification by David Wood and Media 1 shall be affected by David Wood and Media
1 the day following his acquisition of such Company shares and in accordance
with the notice provisions of this Agreement. David Wood and Media 1 in the
aggregate represents that David Wood is not now an affiliate of the Company and
has not previously been an affiliate of the Company.

13. Acknowledgments and Representations.
(a) The Company recognizes and confirms that in performing its duties pursuant
to this Agreement, Media 1 will be using and relying upon data, material and
other information furnished by the Company, its employees and representatives
(the "Information"). The Company hereby agrees and represents that all
Information furnished to Media 1 in connection with this Agreement shall be
materially accurate and complete at the time furnished, and that if the Company
is aware that such Information, in whole or part, becomes materially inaccurate,
misleading or incomplete during the term of Media 1's engagement hereunder, the
Company shall so advise Media 1 and Media 1 shall correct any such inaccuracy or
omission. To the extent consistent with legal requirements, all Information,
unless publicly available or otherwise available to Media 1 without restriction
or breach of any confidentiality agreement, will be held by Media 1 in
confidence and will not be disclosed to anyone other than Media 1's agents and
advisors without the Company's prior written approval or used for any purpose
other than those referred to in this Agreement.
(b) The Company understands and agrees that in furnishing the Company with
advice and other services as provided in this Agreement, Media 1 and its
officers, directors and agents shall be liable to the Company, its affiliates or
its creditors as provided herein.
(c) The Company acknowledges that Media 1 has been retained solely as an advisor
to the Company, and not as an advisor to or agent of any other person, and that
the Company's engagement of Media 1 is not intended to confer rights upon any
persons not a party hereto (including shareholders, employees or creditors of
the Company) as against Media 1, Media 1's affiliates or their respective
directors, officers, agents and employees.

14. Media 1 represents and warrants to the Company that it will not cause, or
permit (a) any action to be taken which violates or (b) a failure to act, the
effect of which violates, any federal or state securities law.

15. Notices. All notices, requests, consents and other communications under this
Agreement shall be in writing and shall be delivered by hand or fax or mailed by
overnight courier or first class certified or registered mail, return receipt
requested, postage prepaid and properly addressed as follows:

If to Media 1 Capital Group and David Wood:
David Wood
15800 John J Delaney Drive, Ste. 325
Charlotte, NC  28277

As to the Company:
World Health Alternatives, Inc.
300 Penn Center Blvd.
Pittsburgh, PA  15235

Any party may change its address for purposes of this provision by giving the
other party written notice of the new address in the manner set forth above.
Notice will be conclusively deemed to have been given when personally delivered,
or if given by mail, on the second day after being sent by overnight courier or
on the third day after being sent by first class, registered or certified mail,
or if given by fax, when confirmation of transmission is indicated by the
sender's fax machine.

16. Independent Contractor
Media 1 shall provide said services as an independent contractor, and not as an
employee or of any company affiliated with the Company. Media 1 has no authority
to bind the Company or any affiliate of the Company to any legal action,
contract, agreement, or purchase, and such action cannot be construed to be made
in good faith or with the acceptance of the Company; thereby becoming the sole
responsibility of Media 1. Media 1 is not entitled to any medical coverage, life
insurance, savings plans, health insurance, or any and all other benefits
afforded the Company employees. Media 1 shall be solely responsible for any
Federal, State or local taxes, and should the Company for any reason by required
to pay taxes at a later date, Media 1 shall reassure such payment is made by
Media 1 and not by the Company. Media 1 shall be responsible for all workers
compensations payments and herein holds the Company harmless for any and all
such payments and responsibilities related hereto.

17. Arbitration. All controversies, disputes or claims arising out of or
relating to this Agreement shall be resolved by binding arbitration. The
arbitration shall be conducted in accordance with the Commercial Arbitration
Rules of the American Arbitration Association. All arbitrators shall possess
such experience in, and knowledge of, the subject area of the controversy or
claim so as to qualify as an "expert" with respect to such subject matter. The
governing law for the purposes of any arbitration arising hereunder shall be in
Pennsylvania. The prevailing party shall be entitled to receive its reasonable
attorney's fees and all costs relating to the arbitration. Any award rendered by
arbitration shall be final and binding on the parties, and judgment thereon may
be entered in any court of competent jurisdiction.

18. Governing Law. This Agreement shall be governed by and construed in
accordance with the laws of the state of Pennsylvania, without regard to the
conflicts of laws provisions thereof, and may not be amended or modified except
in writing signed by both parties.

19. Successors. This Agreement and all rights and obligations thereunder shall
be binding upon and inure to the benefit of each party's successors, but may not
be assigned without the prior written consent of the other party, which shall
not be unreasonably withheld or delayed.

20. Severability. If any provision of this Agreement shall be held or made
invalid by a statute, rule, regulation, decision of a tribunal or otherwise, the
remainder of this Agreement shall not be affected thereby and, to this extent,
the provisions of this Agreement shall be deemed severable.

21. Authorization. The Company represents and warrants that it has all requisite
power and authority, and has received all necessary authorizations, to enter
into and carry out the terms and provisions of this Agreement.

Dated February 25, 2003

Media 1 Financial Group LLC

By: David Wood
David Wood

David Wood
David Wood, an individual

The Company: World Health Alternatives, Inc.

By: Richard McDonald
Richard McDonald
Chief Executive Officer

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