Document:

<PAGE>

                                                                    EXHIBIT 10.3

                                                                  EXECUTION COPY

                                    GUARANTEE

            GUARANTEE, dated as of June 8, 2005, made by U-HAUL INTERNATIONAL,
INC. (the "Guarantor"), in favor of MERRILL LYNCH COMMERCIAL FINANCE CORP., as
lender (the "Lender"), parties to the Credit Agreement referred to below.

                                    RECITALS

            Pursuant to the Amended and Restated Credit Agreement, dated as of
June 8, 2005 (as amended, supplemented or otherwise modified from time to time,
the "Credit Agreement"), among AMERCO REAL ESTATE COMPANY, AMERCO REAL ESTATE
COMPANY OF TEXAS, INC., AMERCO REAL ESTATE COMPANY OF ALABAMA, INC. and U-HAUL
CO. OF FLORIDA, INC. (each a "Borrower", collectively the "Borrowers"), the
Guarantor and the Lender, the Lender has agreed to make loans to the Borrowers
upon the terms and subject to the conditions set forth therein, such loans to be
evidenced by the Notes issued by the Borrowers thereunder. The Borrowers are
members of an affiliated group of corporations that includes the Guarantor. The
Borrowers and the Guarantor are engaged in related businesses, and the Guarantor
will derive substantial direct and indirect benefit from the making of the
loans. It is a condition precedent to the obligation of the Lender to make the
loans to the Borrowers under the Credit Agreement that the Guarantor hereto
shall have executed and delivered this Guarantee to the Lender.

            NOW, THEREFORE, in consideration of the premises and to induce the
Lender to enter into the Credit Agreement and make the loans to the Borrowers,
under the Credit Agreement, the Guarantor hereby agrees with the Lender as
follows:

      1.    Defined Terms.

            (a) Unless otherwise defined herein, terms defined in the Credit
Agreement and used herein shall have the meanings given to them in the Credit
Agreement.

            (b) The words "hereof," "herein" and "hereunder" and words of
similar import when used in this Guarantee shall refer to this Guarantee as a
whole and not to any particular provision of this Guarantee, and section and
paragraph references are to this Guarantee unless otherwise specified.

            (c) The meanings given to terms defined herein shall be equally
applicable to both the singular and plural forms of such terms.

      2. Guarantee.

      (a) The Guarantor hereby, unconditionally and irrevocably, guarantees to
the Lender and its respective successors, indorsees, transferees and assigns,
the prompt and complete payment and performance by each Borrower of its
obligations under the Loan Documents, whether at stated maturity, by
acceleration or otherwise.

      (b) Anything herein or in any other Loan Document to the contrary
notwithstanding, the maximum liability of the Guarantor hereunder and under the
other Loan Documents shall in no event exceed the amount which can be guaranteed
by the Guarantor under applicable federal and state laws relating to the
insolvency of debtors.

      (c) The Guarantor further agrees to pay any and all expenses (including,
without limitation, all fees and disbursements of counsel) which may be paid or
incurred by the Lender in enforcing, or

<PAGE>

obtaining advice of counsel in respect of, any rights with respect to, or
collecting, any or all of the Obligations and/or enforcing any rights with
respect to, or collecting against, the Guarantor under this Guarantee. This
Guarantee shall remain in full force and effect until the Obligations are paid
in full and the Commitments are terminated, notwithstanding that from time to
time prior thereto the Borrowers, individually or collectively, may be free from
any Obligations.

      (d) The Guarantor agrees that the Obligations may at any time and from
time to time exceed the amount of the liability of the Guarantor hereunder
without impairing this Guarantee or affecting the rights and remedies of the
Lender hereunder.

      (e) No payment or payments made by any Borrower, the Guarantor, any other
guarantor or any other Person or received or collected by the Lender from any
Borrower, the Guarantor, any other guarantor or any other Person by virtue of
any action or proceeding or any set-off or appropriation or application at any
time or from time to time in reduction of or in payment of the Obligations shall
be deemed to modify, reduce, release or otherwise affect the liability of the
Guarantor hereunder which shall, notwithstanding any such payment or payments
other than payments made by the Guarantor in respect of the Obligations or
payments received or collected from the Guarantor in respect of the Obligations,
remain liable for the Obligations up to the maximum liability of the Guarantor
hereunder until the Obligations are paid in full and the Commitments are
terminated.

      (f) The Guarantor agrees that whenever, at any time, or from time to time,
it shall make any payment to the Lender on account of its liability hereunder,
it will notify the Lender in writing that such payment is made under this
Guarantee for such purpose.

      3. Right of Set-off. The Guarantor hereby irrevocably authorizes the
Lender at any time and from time to time without notice to the Guarantor, any
such notice being expressly waived by the Guarantor, to set-off and appropriate
and apply any and all deposits (general or special, time or demand, provisional
or final), in any currency, and any other credits, indebtedness or claims, in
any currency, in each case whether direct or indirect, absolute or contingent,
matured or unmatured, at any time held or owing by the Lender to or for the
credit or the account of the Guarantor, or any part thereof in such amounts as
the Lender may elect, against and on account of the obligations and liabilities
of the Guarantor to the Lender hereunder and claims of every nature and
description of the Lender against the Guarantor, in any currency, whether
arising hereunder, under the Credit Agreement, any Note, any Loan Documents or
otherwise, as the Lender may elect, whether or not the Lender has made any
demand for payment and although such obligations, liabilities and claims may be
contingent or unmatured. The Lender shall notify the Guarantor promptly of any
such set-off and the application made by the Lender, provided that the failure
to give such notice shall not affect the validity of such set-off and
application. The rights of the Lender a under this Section are in addition to
other rights and remedies (including, without limitation, other rights of
set-off) which the Lender may have.

      4. No Subrogation. Notwithstanding any payment or payments made by the
Guarantor hereunder or any set-off or application of funds of the Guarantor by
the Lender, the Guarantor shall not be entitled to be subrogated to any of the
rights of the Lender against the Borrowers or any other guarantor or any
collateral security or guarantee or right of offset held by any Lender for the
payment of the Obligations, nor shall the Guarantor seek or be entitled to seek
any contribution or reimbursement from the Borrowers or any other guarantor in
respect of payments made by the Guarantor hereunder, until all amounts owing to
the Lender by the Borrowers on account of the Obligations are paid in full and
the Commitments are terminated. If any amount shall be paid to the Guarantor on
account of such subrogation rights at any time when all of the Obligations shall
not have been paid in full, such amount shall be held by the Guarantor in trust
for the Lender, segregated from other funds of the Guarantor, and shall,
forthwith upon receipt by the Guarantor, be turned over to the Lender in the
exact form received by

                                       -2-
<PAGE>

the Guarantor (duly indorsed by the Guarantor to the Lender, if required), to be
applied against the Obligations, whether matured or unmatured, in such order as
the Lender may determine.

      5. Amendments, etc. with respect to the Obligations; Waiver of Rights. The
Guarantor shall remain obligated hereunder notwithstanding that, without any
reservation of rights against the Guarantor and without notice to or further
assent by the Guarantor, any demand for payment of any of the Obligations made
by the Lender may be rescinded by such party and any of the Obligations
continued, and the Obligations, or the liability of any other party upon or for
any part thereof, or any collateral security or guarantee therefor or right of
offset with respect thereto, may, from time to time, in whole or in part, be
renewed, extended, amended, modified, accelerated, compromised, waived,
surrendered or released by the Lender, and the Credit Agreement, the Notes and
the other Loan Documents and any other documents executed and delivered in
connection therewith may be amended, modified, supplemented or terminated, in
whole or in part, as the Lender may deem advisable from time to time, and any
collateral security, guarantee or right of offset at any time held by the Lender
for the payment of the Obligations may be sold, exchanged, waived, surrendered
or released. The Lender shall not have any obligation to protect, secure,
perfect or insure any Lien at any time held by it as security for the
Obligations or for this Guarantee or any property subject thereto. When making
any demand hereunder against the Guarantor, the Lender may, but shall be under
no obligation to, make a similar demand on the Borrowers or any other guarantor,
and any failure by the Lender to make any such demand or to collect any payments
from the Borrowers or any such other guarantor or any release of a Borrower or
such other guarantor shall not relieve the Guarantor of its obligations or
liabilities hereunder, and shall not impair or affect the rights and remedies,
express or implied, or as a matter of law, of the Lender against the Guarantor.
For the purposes hereof "demand" shall include the commencement and continuance
of any legal proceedings.

      6. Guarantee Absolute and Unconditional. The Guarantor waives any and all
notice of the creation, renewal, extension or accrual of any of the Obligations
and notice of or proof of reliance by the Lender upon this Guarantee or
acceptance of this Guarantee, the Obligations, and any of them, shall
conclusively be deemed to have been created, contracted or incurred, or renewed,
extended, amended or waived, in reliance upon this Guarantee; and all dealings
between the Borrowers and the Guarantor, on the one hand, and the Lender and the
Borrowers, on the other hand, likewise shall be conclusively presumed to have
been had or consummated in reliance upon this Guarantee. The Guarantor waives
diligence, presentment, protest, demand for payment and notice of default or
nonpayment to or upon the Borrowers or the Guarantor with respect to the
Obligations. The Guarantor understands and agrees that this Guarantee shall be
construed as a continuing, absolute and unconditional guarantee of payment
without regard to (a) the validity, regularity or enforceability of the Credit
Agreement, any Note or any other Loan Document, any of the Obligations or any
other collateral security therefor or guarantee or right of offset with respect
thereto at any time or from time to time held by the Lender, (b) any defense,
set-off or counterclaim (other than a defense of payment of performance) which
may at any time be available to or be asserted by the Borrowers against the
Lender, or (c) any other circumstance whatsoever (with or without notice to or
knowledge of any Borrower or the Guarantor) which constitutes, or might be
construed to constitute, an equitable or legal discharge of any Borrower for the
Obligations, or of the Guarantor under this Guarantee, in bankruptcy or in any
other instance. When pursuing its rights and remedies hereunder against the
Guarantor, the Lender may, but shall be under no obligation to, pursue such
rights and remedies as it may have against any Borrower or any other Person or
against any collateral security or guarantee for the Obligations or any right of
offset with respect thereto, and any failure by the Lender to pursue such other
rights or remedies or to collect any payments from any Borrower or any such
other Person or to realize upon any such collateral security or guarantee or to
exercise any such right of offset, or any release of a Borrower or any such
other Person or any such collateral security, guarantee or right of offset,
shall not relieve the Guarantor of any liability hereunder, and shall not impair
or affect the rights and remedies, whether express, implied or available as a
matter of law, of the Lender against the Guarantor. This Guarantee shall remain
in full force and effect and be

                                      -3-
<PAGE>

binding in accordance with and to the extent of its terms upon the Guarantor and
the successors and assigns thereof, and shall inure to be benefit of the Lender,
and its respective successors, indorsees, transferees and assigns, until all the
Obligations and the obligations of the Guarantor under this Guarantee shall have
been satisfied by payment in full and the Commitments shall be terminated,
notwithstanding that from time to time during the term of the Credit Agreement
the Borrowers, individually or collectively, may be free from any Obligations.

      7. Reinstatement. This Guarantee shall continue to be effective, or be
reinstated, as the case may be, if at any time payment, or any part thereof, of
any of the Obligations is rescinded or must otherwise be restored or returned by
the Lender upon the insolvency, bankruptcy, dissolution, liquidation or
reorganization of any Borrower or the Guarantor, or upon or as a result of the
appointment of a receiver, intervenor or conservator of, or trustee or similar
officer for, any Borrower or the Guarantor or any substantial part of its
property, or otherwise, all as though such payments had not been made.

      8. Not Affected by Bankruptcy. Notwithstanding any modification, discharge
or extension of the Obligations or any amendment, modification, stay or cure of
the Lender's rights which may occur in any bankruptcy or reorganization case or
proceeding against any Borrower, whether permanent or temporary, and whether or
not assented to by the Lender, the Guarantor hereby agrees that it shall be
obligated hereunder to pay and perform the Obligations and discharge their other
obligations in accordance with the terms of the Obligations and the terms of
this Guarantee. The Guarantor understands and acknowledges that, by virtue of
this Guarantee, it has specifically assumed any and all risks of a bankruptcy or
reorganization case or proceeding with respect to any or all Borrowers. Without
in any way limiting the generality of the foregoing, any subsequent modification
of the Obligations in any reorganization case concerning any Borrower shall not
affect the obligation of the Guarantor to pay and perform the Obligations in
accordance with the original terms thereof.

      9. Payments. The Guarantor hereby guarantees that payments hereunder will
be paid to the Lender without set-off or counterclaim in U.S. Dollars at the
office of the Lender specified in Section 9.02 of the Credit Agreement.

      10. Notices. All notices, requests and demands to or upon the Lender, or
the Guarantor to be effective shall be in writing (or by telex, fax or similar
electronic transfer confirmed in writing) and shall be deemed to have been duly
given or made (1) when delivered by hand or (2) if given by mail, when deposited
in the mails by certified mail, return receipt requested, or (3) if by telex,
fax or similar electronic transfer, when sent and receipt has been confirmed,
addressed as follows:

      (a) if to the Lender, at its address or transmission number for notices
provided in Section ___ of the Credit Agreement; and

      (b) if to the Guarantor, at its address or transmission number for notices
set forth under its signature below.

            The Lender and the Guarantor may change its address and transmission
numbers for notices by notice in the manner provided in this Section.

      11. Severability. Any provision of this Guarantee which is prohibited or
unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective
to the extent of such prohibition or unenforceability without invalidating the
remaining provisions hereof, and any such prohibition or unenforceability in any
jurisdiction shall not invalidate or render unenforceable such provision in any
other jurisdiction.

                                      -4-
<PAGE>

      12. Integration. This Guarantee represents the agreement of the Guarantor
with respect to the subject matter hereof and there are no promises or
representations by the Lender relative to the subject matter hereof not
reflected herein.

      13. Amendments in Writing; No Waiver; Cumulative Remedies.

      (a) None of the terms or provisions of this Guarantee may be waived,
amended, supplemented or otherwise modified except by a written instrument
executed by the Guarantor and the Lender, provided that any provision of this
Guarantee may be waived by the Lender in a letter or agreement executed by the
Lender or by telex or facsimile transmission from the Lender.

      (b) The Lender shall not by any act (except by a written instrument
pursuant to Section 18(a) hereof), delay, indulgence, omission or otherwise be
deemed to have waived any right or remedy hereunder or to have acquiesced in any
default or Event of Default or in any breach of any of the terms and conditions
hereof. No failure to exercise, nor any delay in exercising, on the part of the
Lender, any right, power or privilege hereunder shall operate as a waiver
thereof. No single or partial exercise of any right, power or privilege
hereunder shall preclude any other or further exercise thereof or the exercise
of any other right, power or privilege. A waiver by the Lender of any right or
remedy hereunder on any one occasion shall not be construed as a bar to any
right or remedy which the Lender would otherwise have on any future occasion.

            The rights and remedies herein provided are cumulative, may be
exercised singly or concurrently and are not exclusive of any other rights or
remedies provided by law.

      14. Section Headings. The section headings used in this Guarantee are for
convenience of reference only and are not to affect the construction hereof or
be taken into consideration in the interpretation hereof.

      15. Successors and Assigns. This Guarantee shall be binding upon the
successors and assigns of the Guarantor and shall inure to the benefit of the
Lender and its successors and assigns.

      16. GOVERNING LAW. THIS GUARANTEE SHALL BE GOVERNED BY, AND CONSTRUED AND
INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.

      17. Submission To Jurisdiction; Waivers. The Guarantor hereby irrevocably
and unconditionally:

      (a) submits for itself and its property in any legal action or proceeding
relating to this Guarantee and the other Loan Documents to which it is a party,
or for recognition and enforcement of any judgment in respect thereof, to the
non-exclusive general jurisdiction of the courts of the State of New York, the
courts of the United States of America for the Southern District of New York,
and appellate courts from any thereof;

      (b) consents that any such action or proceeding may be brought in such
courts and waives any objection that it may now or hereafter have to the venue
of any such action or proceeding in any such court or that such action or
proceeding was brought in an inconvenient court and agrees not to plead or claim
the same;

      (c) agrees that service of process in any such action or proceeding may be
effected by mailing a copy thereof by registered or certified mail (or any
substantially similar form of mail), postage

                                      -5-
<PAGE>

prepaid, to the Guarantor at its address set forth under its signature
below or at such other address of which the Lender shall have been notified
pursuant hereto;

      (d) agrees that nothing herein shall affect the right to effect service of
process in any other manner permitted by law or shall limit the right to sue in
any other jurisdiction; and

      (e) waives, to the maximum extent not prohibited by law, any right it may
have to claim or recover in any legal action or proceeding referred to in this
Section any special, exemplary, punitive or consequential damages.

      18. Acknowledgments. The Guarantor hereby acknowledges that:

      (a) it has been advised by counsel in the negotiation, execution and
delivery of this Guarantee and the other Loan Documents to which it is a party;

      (b) The Lender has no fiduciary relationship with nor duty to the
Guarantor arising out of or in connection with this Guarantee or any of the
other Loan Documents to which it is a party, and the relationship between the
Guarantor and the Borrowers on the one hand, and Guarantor and Lender , on the
other hand, in connection herewith or therewith is solely that of debtor and
creditor; and

      (c) no joint venture is created hereby or by the other Loan Documents or
otherwise exists by virtue of the transactions contemplated hereby among the
Guarantor, the Borrowers and the Lender .

      19. WAIVER OF JURY TRIAL. EACH GUARANTOR HEREBY IRREVOCABLY AND
UNCONDITIONALLY WAIVES TRIAL BY JURY IN ANY LEGAL ACTION OR PROCEEDING RELATING
TO THIS GUARANTEE OR ANY OTHER LOAN DOCUMENT AND FOR ANY COUNTERCLAIM THEREIN.

                                      -6-
<PAGE>

            IN WITNESS WHEREOF, each of the undersigned has caused this
Guarantee to be duly executed and delivered by its duly authorized officer as of
the day and year first above written.

                                                      U-HAUL INTERNATIONAL, INC.

                                                      By: /s/ Gary B. Horton
                                                          ----------------------
                                                          Name: Gary B. Horton
                                                          Title: Treasurer

                                                      Address for Notices:

                                                       2727 North Central Avenue
                                                       Phoenix, Arizona 85004
                                                       Tel:      (775) 688-6300
                                                       Fax:      (775) 688-6338

ACCEPTED AND AGREED:

MERRILL LYNCH COMMERCIAL FINANCE CORP.

By: /s/ Joshua A. Green
    ------------------------
    Name: Joshua A. Green
    Title:  Director

                                   Guarantee<PAGE>

                                                                    EXHIBIT 10.4

                                      NOTE

$465,000,000                                                        June 8, 2005
                                                              New York, New York

            FOR VALUE RECEIVED, AMERCO REAL ESTATE COMPANY, a Nevada
corporation, AMERCO REAL ESTATE COMPANY OF TEXAS, INC., a Texas corporation,
AMERCO REAL ESTATE COMPANY OF ALABAMA, INC., an Alabama corporation, and U-HAUL
CO. OF FLORIDA, INC., a Florida corporation (each, a "Borrower" and,
individually and collectively, jointly and severally, the "Borrowers") hereby
jointly and severally promise to pay to the order of MERRILL LYNCH COMMERCIAL
FINANCE CORP. (the "Lender"), at the principal office of the Lender at 4 World
Financial Center, 10th Floor, New York, New York 10080, in lawful money of the
United States, and in immediately available funds, the principal sum of FOUR
HUNDRED AND SIXTY-FIVE MILLION DOLLARS ($465,000,000) (or such lesser amount as
shall equal the aggregate unpaid principal amount of the Loans made by the
Lender to the Borrowers under the Credit Agreement (as defined below)), on the
dates and in the principal amounts provided in the Credit Agreement, and to pay
interest on the unpaid principal amount of each such Loan, at such office, in
like money and funds, for the period commencing on the date of such Loan until
such Loan shall be paid in full, at the rates per annum and on the dates
provided in the Credit Agreement.

            The date, amount and interest rate of each Loan made by the Lender
to the Borrowers, and each payment made on account of the principal thereof,
shall be recorded by the Lender on its books and, prior to any transfer of this
Note, endorsed by the Lender on the schedule attached hereto or any continuation
thereof; provided, that the failure of the Lender to make any such recordation
or endorsement shall not affect the obligations of the Borrowers to make a
payment when due of any amount owing under the Credit Agreement or hereunder in
respect of the Loans made by the Lender.

            This Note is the Note referred to in the Amended and Restated Credit
Agreement dated as of June 8, 2005 (as amended, restated, supplemented or
otherwise modified and in effect from time to time, the "Credit Agreement")
between the Borrowers and the Lender, and evidences Loans made by the Lender
thereunder. Terms used but not defined in this Note have the respective meanings
assigned to them in the Credit Agreement.

            The Borrowers agree, jointly and severally, to pay all the Lender's
costs of collection and enforcement (including reasonable attorneys' fees and
disbursements of Lender's counsel) in respect of this Note in accordance with
the Credit Agreement, including, without limitation, reasonable attorneys' fees
through appellate proceedings.

            Notwithstanding the pledge of the Collateral, each Borrower hereby
acknowledges, admits and agrees that the Borrowers' obligations under this Note
include recourse obligations of the Borrowers to which each Borrower pledges its
full faith and credit.

            Each Borrower, and any endorsers or guarantors hereof, (a) severally
waive diligence, presentment, protest and demand and also notice of protest,
demand, dishonor and nonpayments of this Note, (b) expressly agree that this
Note, or any payment hereunder, may be

<PAGE>

extended from time to time, and consent to the acceptance of further Collateral,
the release of any Collateral for this Note, the release of any party primarily
or secondarily liable hereon, and (c) expressly agree that it will not be
necessary for the Lender, in order to enforce payment of this Note, to first
institute or exhaust the Lender's remedies against the Borrowers or any other
party liable hereon or against any Collateral for this Note. No extension of
time for the payment of this Note, or any installment hereof, made by agreement
by the Lender with any person now or hereafter liable for the payment of this
Note, shall affect the liability under this Note of any Borrower, even if such
Borrower is not a party to such agreement; provided, however, that the Lender
and each Borrower, by written agreement between them, may affect the liability
of the Borrowers.

            Any reference herein to the Lender shall be deemed to include and
apply to every subsequent holder of this Note. Reference is made to the Credit
Agreement for provisions concerning optional and mandatory prepayments,
Collateral, guarantees, acceleration and other material terms affecting this
Note.

            Each Borrower hereby acknowledges and agrees that such Borrower
shall be jointly and severally liable to the maximum extent permitted by
applicable law for all representations, warranties, covenants, obligations and
indemnities of the Borrowers under the Loan Documents.

            THIS NOTE SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK (WITHOUT REFERENCE TO CHOICE
OF LAW DOCTRINE) WHOSE LAWS EACH BORROWER EXPRESSLY ELECTS TO APPLY TO THIS
NOTE. EACH BORROWER AGREES THAT ANY ACTION OR PROCEEDING BROUGHT TO ENFORCE OR
ARISING OUT OF THIS NOTE MAY BE COMMENCED IN THE SUPREME COURT OF THE STATE OF
NEW YORK, BOROUGH OF MANHATTAN, OR IN THE DISTRICT COURT OF THE UNITED STATES
FOR THE SOUTHERN DISTRICT OF NEW YORK.

                                    AMERCO REAL ESTATE COMPANY

                                    By:  /s/ Gary B. Horton
                                         ---------------------------------------
                                         Name:  Gary B. Horton
                                         Title: Treasurer

                                    AMERCO REAL ESTATE COMPANY OF TEXAS, INC.

                                    By:  /s/ Gary B. Horton
                                         ---------------------------------------
                                         Name:  Gary B. Horton
                                         Title: Treasurer

<PAGE>

                                    AMERCO REAL ESTATE COMPANY OF ALABAMA, INC.

                                    By:  /s/ Gary B. Horton
                                         ---------------------------------------
                                         Name:  Gary B. Horton
                                         Title: Treasurer

                                    U-HAUL CO. OF FLORIDA, INC.

                                    By:  /s/ Gary B. Horton
                                         ---------------------------------------
                                         Name:  Gary B. Horton
                                         Title: Treasurer

                                    U-HAUL INTERNATIONAL, INC., as Guarantor

                                    By:  /s/ Gary B. Horton
                                         ---------------------------------------
                                         Name:  Gary B. Horton
                                         Title: Treasurer

<PAGE>

                                SCHEDULE OF LOANS

            This Note evidences Loans made under the within-described Credit
Agreement to the Borrower, on the dates, in the principal amounts and bearing
interest at the rates set forth below, and subject to the payments and
prepayments of principal set forth below:

<TABLE>
<CAPTION>
             PRINCIPAL                  UNPAID
              AMOUNT     AMOUNT PAID   PRINCIPAL   NOTATION
DATE MADE     OF LOAN    OR PREPAID     AMOUNT      MADE BY
---------    ---------   -----------   ---------   --------
<S>          <C>         <C>           <C>         <C>
---------    ---------   -----------   ---------   --------

---------    ---------   -----------   ---------   --------

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---------    ---------   -----------   ---------   --------

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---------    ---------   -----------   ---------   --------

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---------    ---------   -----------   ---------   --------

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---------    ---------   -----------   ---------   --------

---------    ---------   -----------   ---------   --------
</TABLE>

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