Document:

Exhibit

EXHIBIT 10.35

November 10, 2016

Brad Anderson

Dear Brad:

We are pleased to offer you the position of Senior Vice President, Field Sales (Grade 99) effective January 1, 2017. You will continue to report to Ralph Scozzafava, Chief Operating Officer.  On January 1, 2017, you will continue to report to Ralph in his new role as Dean Foods’ CEO, and you will become a member of the Executive Leadership Team. 

Here are the specifics of your assignment:

Base Salary
You will be paid $17,083.33 on a semi-monthly basis, less payroll taxes, which equates to an annual salary of $410,000.00, less payroll taxes.  Your new salary includes your 2017 merit adjustment, and will be reviewed annually (next in March 2018).   

Annual Incentive Opportunity
As a Grade 99 executive, you will continue to be eligible to earn an annual incentive as a participant in the Dean Foods Corporate Short-Term Incentive (STI) Plan with a 2017 target amount equal to 65% of your annualized base salary, subject to the achievement of certain financial targets as well as your performance against certain individual objectives.

Annual Long Term Incentive Compensation
You will continue to be eligible for consideration for future Long Term Incentive (LTI) grants under the Dean Foods Long Term Incentive Program.  The exact amount and nature of any future long term incentive awards will be determined by the Compensation Committee of the Dean Foods Board of Directors.

Executive Deferred Compensation Plan
You will continue to be eligible to participate in the Dean Foods Executive Deferred Compensation Plan.  The plan provides eligible executives with the opportunity to defer compensation on a pre-tax basis.

Supplemental Executive Retirement Plan
You will continue to be covered by the Dean Foods Supplemental Executive Retirement Plan (SERP) under the plan rules. 

Paid Time Off (PTO)
You will continue to receive your current PTO days per year.  Unused PTO is not carried forward from year to year unless required by state law.

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Executive Physical
You will continue to be eligible for a Company-paid Executive Physical every calendar year with the Cooper Institute in Dallas, Texas.  To schedule your physical, call 972.560.3227 and reference Dean Foods.

Benefits Plan
You will continue to be eligible to participate in the Dean Foods SmartChoice Benefits program and the Dean Foods 401(k) Plan.

Insider Trading
As a Senior Vice President, you will have access to sensitive business and financial information.  Accordingly, from time to time and in accordance with the company's Insider Trading Policy, you will be prohibited from trading Dean Foods’ securities (or, in some circumstances, the securities of companies doing business with Dean Foods).

Severance 
Dean Foods maintains an Executive Severance Plan.  As a Grade 99 Senior Vice President, you will continue to be an eligible participant.

Change-In-Control Provisions 
You will continue to be covered by your current Change in Control agreement. 

Conclusion
Brad, we appreciate the significant impact that you have had on our business, and we are very excited about the significant contributions you will continue to make in the years to come.

Best regards,

/s/ Kim Warmbier

Kim Warmbier
EVP, Chief Human Resources Officer

Agreed and accepted:

/s/ Brad Anderson                         
Brad Anderson

11/11/16    
Date

2Exhibit

EXHIBIT 10.36

January 8, 2018

Jose A Motta

Dear Jose:

I am confirming the details of your promotion to the position of Senior Vice President – Human Resources (Grade 99) for Dean Foods Company.  This position will report to me (Ralph Scozzafava, Chief Executive Officer), and will continue to be based out of our Corporate Headquarters in Dallas, Texas.  

Here are the specifics of your promotion:

Base Salary
You will be paid $14,583.33 on a semi-monthly basis, less applicable payroll taxes and withholdings. Your salary will be reviewed annually (next in March 2019).   

Annual Incentive Opportunity
You will continue to be eligible to earn an annual incentive.  Your target as a participant in the Dean Foods Corporate Short-Term Incentive (STI) Plan is equal to 45% of base salary from 1/1/2017 to 11/30/2017 and 50% of base salary from 12/1/2017 going forward and will continue to be driven by certain financial targets as well as your performance against certain individual objectives.  The STI payment will be calculated using your annualized base salary as of 12/31 of the incentive plan year.   

Annual Long-Term Incentive Compensation
You will continue to be eligible for consideration for future Long-Term Incentive (LTI) grants under the Dean Foods Long Term Incentive Program.  The exact amount and nature of any future long-term incentive awards will be determined by the Dean Foods Compensation Committee.

Paid Time Off (PTO)
You will continue to be eligible for the same number of PTO days that you currently receive.  Unused PTO is not carried forward from year to year unless required by state law.

Benefits Plan
You will continue to be eligible to participate in the Dean Foods SmartChoice Benefits program and the Dean Foods SmartChoice Savings Plan.

Executive Deferred Compensation Plan
You will be continue to be eligible to participate in the Dean Foods Executive Deferred Compensation Plan.  The plan provides eligible executives with the opportunity to defer compensation on a pre-tax basis.  You will receive general information and enrollment materials during the next enrollment cycle.

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Supplemental Executive Retirement Plan
You will be continue to be covered by the Dean Foods Supplemental Executive Retirement Plan (SERP) under the plan rules.  The SERP is a non-qualified retirement plan that provides an annual Company contribution (currently 4% of eligible excess compensation) to executives whose eligible compensation exceeds the annual IRS-mandated limit for qualified retirement plans.  Company contributions are made in June/July for the prior year period.  

Executive Physical
You will continue to be eligible for a Company-paid Executive Physical every calendar year with the Cooper Institute in Dallas, Texas.  To schedule your physical, call 972.560.3227 and reference Dean Foods.

Insider Trading
As a Senior Vice President, you will have access to sensitive business and financial information.  Accordingly, from time to time and in accordance with the company's Insider Trading Policy, you will be prohibited from trading Dean Foods’ securities (or, in some circumstances, the securities of companies doing business with Dean Foods).

Executive Severance 
As a grandfathered participant, you will continue to be eligible to participate in the Executive Severance plan at the Senior Vice President level. 

Change-In-Control Provisions 
You will be provided a Change in Control agreement comparable to that currently provided to other Dean Foods Senior Vice Presidents. 

Conclusion
Jose, I am very excited about your achievements thus far and look forward to your future contributions to Dean Foods.  I am confident that with your experience, skills, vision and standards, you will continue to make significant contributions to our company in the years to come.

Best regards,

/s/ Ralph Scozzafava

Ralph Scozzafava
Chief Executive Officer
Dean Foods

Agreed and accepted:

/s/ Jose A Motta                         
Jose A Motta

1/8/18    
Date

2EX-10.1

 Exhibit 10.1 

Employment Agreement with Gary M. Small 

EMPLOYMENT AGREEMENT 

THIS EMPLOYMENT AGREEMENT (this “Agreement”), is entered into this 20th day of February, 2018 by and among United Community
Financial Corp., a bank holding company incorporated under Ohio law (“UCFC”), Home Savings Bank, an Ohio chartered commercial bank (“Home Savings”) (collectively, the “Company”) and Gary M. Small, an individual
(hereinafter referred to as the “Executive”). 
 WITNESSETH: 

WHEREAS, the Boards of Directors of the Company (the “Board”) desire to retain the services of the Executive as President and Chief
Executive Officer of Home Savings and as President and Chief Executive Officer of UCFC, and the Executive desires to so serve; and 

WHEREAS, the Executive and the Company desire to enter into this Agreement to set forth the terms and conditions of the employment
relationship between the Company and the Executive. 
 NOW, THEREFORE, in consideration of the premises and mutual covenants herein
contained, and for other good and valuable consideration, the receipt and sufficiency of which is acknowledged by the parties, the Company and the Executive, each party intending to be legally bound, hereby agree as follows: 

1. Employment and Term. 
 (a) Term.
Upon the terms and subject to the conditions of this Agreement, the Company hereby employs the Executive for a term beginning on February 20, 2018 (the “Effective Date”) and continuing for a period of 36 months (together with any
renewal period described in Section 1(b), the “Term”). The Term may be terminated as set forth in Section 4 of this Agreement. 

(b) Renewal. The Term of this Agreement shall be extended automatically on each anniversary date following the Effective Date for an
additional period of 36 months, unless either the Company or the Executive provides the other party with written notice that the Term shall not be so extended within at least 90 days prior to the end of the Term. 

(c) Resignation of All Other Positions. Upon termination of the Executive’s employment hereunder for any reason, the Executive
shall be deemed to have resigned from all positions that the Executive holds as an officer or member of the Board (or a committee thereof) of the Company and any of its affiliates. 

2. Duties of the Executive. 
 (a)
General Duties and Responsibilities. The Executive shall serve as the President and Chief Executive Officer of Home Savings and as the President and Chief Executive Officer of UCFC. In such capacity(ies), the Executive shall have the
authority commensurate with such position and such duties as shall be determined from time to time by the Board and as further described in the Executive’s most recent job description on file with the Company. The

 
Executive shall report directly to the Board. The Executive will further perform such other duties and hold such other positions related to the business of the Company and its Affiliates as may
from time to time be reasonably requested of the Executive by the Board. For purposes of this Agreement, an “Affiliate” shall mean any corporation (including any non-profit corporation), general or
limited partnership, limited liability company, joint venture, trust, association or organization which, directly or indirectly, controls, is controlled by, or is under common control with, the Company. 

(b) Devotion of Entire Time to the Business of the Company. The Executive shall devote the Executive’s entire productive time,
ability and attention during normal business hours throughout the Term to the faithful performance of the Executive’s duties under this Agreement. The Executive shall not directly or indirectly render any services of a business, commercial or
professional nature to any person or organization other than the Company or its Affiliates without the prior written consent of the Board; provided, however, that the Executive shall not be precluded from taking such vacation or sick leave as is
applicable to the Executive, pursuing personal investments that do not interfere or conflict with the performance of the Executive’s duties to the Company, reasonable participation in community, civic, charitable or similar organizations, or in
industry-related activities, including, but not limited to, attending state and national trade association meetings and serving as an officer, director, trustee or committee member of a state or national trade association or Federal Home Loan Bank,
or such other regulatory governing body. 
 (c) Standards. During the Term, the Executive shall perform the Executive’s duties in
accordance with such reasonable standards expected of executives with comparable positions in comparable organizations and as may be established from time to time by the Board. 

3. Compensation and Review. 
 (a) Base
Salary. During the Term, the Executive will receive an annual base salary of $465,000. In the event that the Company increases the Executive’s annual base salary, the amount of the initial annual base salary, together with any increase(s)
will be the Executive’s base salary (the “Base Salary”). The Base Salary will be payable in accordance with the Company’s regular payroll payment practices, but not less frequently than monthly. 

(b) Annual Review. On or about December 31 of each year, the compensation of the Executive shall be reviewed in accordance with the
Company’s charter documents and applicable laws, rules or regulations, including those of any listing agency applicable to the Company, by either the Board or the Compensation Committee of the Board (the “Committee”) and, based upon
the Executive’s individual performance and such other factors as the Board or the Committee (as applicable) may deem appropriate, the Board or the Committee may, in its sole discretion, increase the Executive’s Base Salary. 

(c) Incentive Compensation. The Executive shall be eligible to participate during the Term in the Annual Executive Incentive Plan (the
“AIP”), the Long-Term Incentive Plan (the “LTIP”) and in any other executive incentive bonus plan that the Company may adopt and implement from time to time, including, but not limited to, any plans that replace or supplement the
AIP or LTIP. Executive acknowledges that the Company’s Compensation Adjustment and Recoupment Policy adopted on March 17, 2015, as amended from time to time, is applicable to all stock-based awards, performance-based compensation, and any
other forms of cash or equity 

  
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compensation received by Executive other than salary. Nothing contained in this Section shall obligate the Company to institute, maintain or refrain from changing, amending or discontinuing any
incentive bonus plan, so long as such changes are similarly applicable to other executive employees under such plan. 
 (d) Fringe
Benefits. During the Term, the Company will provide the Executive with all health and life insurance coverages, disability programs, tax-qualified retirement plans, equity compensation programs, and
similar fringe benefit plans, paid holidays, paid vacation, perquisites, and such other fringe benefits of employment as the Company may provide from time to time to actively employed similarly situated employees of the Company. Notwithstanding any
provision contained in this Agreement, the Company may discontinue or terminate at any time any employee benefit plan, policy or program described in this Section 3(e), now existing or hereafter adopted, to the extent permitted by the terms of
such plan, policy or program and will not be required to compensate the Executive for such discontinuance or termination. The Company also will pay for Executive’s dues at one or more country clubs or social clubs in accordance with the
policies and practices of the Compensation Committee of the Company. 
 (e) Supplemental disability. The Company shall provide
Executive with supplemental disability coverage to ensure that total disability benefits are equivalent to 60% of the Executive’s Base Salary, up to a maximum benefit of $35,000 per month. 

(f) Expenses. The Company shall reimburse the Executive for reasonable travel, industry, entertainment and miscellaneous expenses
incurred in connection with the performance of the Executive’s duties under this Agreement, including participation in industry-related activities, in accordance with the existing policies and procedures of the Company pertaining to
reimbursement of such expenses to executives. 
 (g) Stock Options. In consideration of Executive’s performance to date and to
encourage his future devotion to the Company’s best interests, the Company will award non-qualified stock options to purchase Company shares pursuant to an award agreement that will be entered into on the
Effective Date. 
 4. Termination of Employment and This Agreement. For purposes of this Agreement, any reference to the Executive’s
“termination of employment” (or any form thereof) shall mean the Executive’s “separation from service” within the meaning of Section 409A of the Internal Revenue Code of 1986, as amended (the “Code”), and
Treasury Regulation §1.409A-1(h). 
 (a) Death of Executive. The Term will terminate upon
the Executive’s termination of employment due to his death and the Executive’s beneficiary (as designated by the Executive in writing with the Company prior to the Executive’s death) will be entitled to the following payments and
benefits:  
  

	 	(i)	Any Base Salary that is accrued but unpaid and any business expenses that are unreimbursed – all, as of the date of termination of employment, paid within 30 days after the date of the Executive’s death;

  
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	 	(ii)	Any rights and benefits (if any) provided under any employee benefit plans and programs of the Company, determined in accordance with the applicable terms and provisions of such plans and programs (the payments
described in Sections 4(a)(i) and (ii) are hereinafter collectively referred to as the “Accrued Obligations”); 

  

	 	(iii)	An amount equal to 3 months of Executive’s Base Salary, paid within 60 days of death; and 

  

	 	(iv)	Payment of any accrued but unpaid annual incentive award, which shall be paid pursuant to the terms of the applicable incentive plan. 

In the absence of a beneficiary designation by the Executive, or, if the Executive’s designated beneficiary does not survive the
Executive, payments and benefits described in this Section 4(a) will be paid to the Executive’s estate. 
 (b) Disability.
The Term and the Executive’s employment may be terminated by the Company upon written notice from the Company following the determination, as set forth immediately below, that the Executive suffers from a Permanent Disability. For purposes of
this Agreement, “Permanent Disability” means a physical or mental impairment that renders the Executive incapable of performing the essential functions of the Executive’s job, on a full-time basis, even taking into account reasonable
accommodation required by law, as determined by a physician who is selected by the agreement of the Executive and the Company, for a period of greater than 150 days. 
  

	 	(i)	During any period that the Executive fails to perform the Executive’s duties hereunder as a result of a Permanent Disability (“Disability Period”), the Executive will continue to receive the
Executive’s Base Salary at the rate then in effect for such period until the Executive’s employment is terminated; provided, however, that payments of Base Salary so made to the Executive will be reduced by the sum of the amounts, if any,
that were payable to the Executive at or before the time of any such salary payment under any disability benefit plan or plans of the Company and that were not previously applied to reduce any payment of Base Salary; 

 

	 	(ii)	The Company shall pay the Executive a lump sum payment equal to 18 months of COBRA premiums for the coverage Executive had in place, if any, at the date of termination of employment, at the rate of premium in effect at
the time of such eligibility, paid within 60 days of such eligibility; 

  

	 	(iii)	In the event that the Company elects to terminate the Executive’s employment due to Disability, the Executive will be entitled to payment of the Accrued Obligations as described in Section 4(a)(ii);

  

	 	(iv)	In the event that the Company elects to terminate the Executive’s employment due to Disability, the Executive will be entitled to continued payment, up to the age of sixty-five, of the amounts Executive is entitled
to receive under the Company’s term life insurance programs and any supplemental term life insurance applicable to Executive; and 

  
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	 	(v)	In the event that the Company elects to terminate the Executive’s employment due to Disability, the Executive will also be entitled to payment of any accrued but unpaid annual incentive award, which shall be paid
pursuant to the terms of the applicable incentive plan. 

 (c) For Cause Termination. The Company may terminate the Term
and the Executive’s employment upon notice at any time for “Cause.” In the event that the Company terminates the Executive’s employment for Cause, the Executive will only be entitled to payment of the Accrued Obligations in
accordance with Section 4(a)(ii). For purposes of this Agreement, “Cause” means: 
  

	 	(i)	the Executive’s continued intentional failure or refusal to materially abide by the terms and conditions of this Agreement or perform substantially the Executive’s assigned duties (other than as a result of
total or partial incapacity due to physical or mental illness) for a period of ten days following written notice by the Company to the Executive of such failure; 

  

	 	(ii)	the Executive’s engagement in willful misconduct, including without limitation, fraud, embezzlement, theft or dishonesty in the course of the Executive’s employment with the Company; 

 

	 	(iii)	the Executive’s conviction of, or plea of guilty or nolo contendere to a felony or a crime other than a felony, which felony or crime involves moral turpitude or a breach of trust or fiduciary duty owed to the
Company or any of its Affiliates; or 

  

	 	(iv)	the Executive’s disclosure of trade secrets or material, non-public confidential information of the Company or any of its Affiliates in violation of the Company’s or its
Affiliates’ policies that applies to the Executive or any agreement with the Company or any of its Affiliates in respect of confidentiality, nondisclosure, or otherwise. 

(d) Termination Without Cause. The Company may terminate the Term and the Executive’s employment for any reason at any time. If the
Executive’s employment is terminated by the Company for any reason other than the reasons set forth in subsections (a), (b), (c), (e) or (f) of this Section 4, the Executive will be entitled to the following payments and benefits:

  

	 	(i)	Payment of the Accrued Obligations as described in Section 4(a)(ii); 

  

	 	(ii)	Payment of an amount equal to 2.0 times the Executive’s Base Salary plus an amount equal to 2.0 times target annual incentive compensation in effect on the date of the Executive’s termination of employment,
provided that for purposes of this Section 4(d)(ii), Base Salary shall not be reduced for any disability benefits as described under Section 4(b)(i) (nor shall Base Salary be deemed to include any disability benefits payable under Sections
4(b)(ii) – (v)). Except as otherwise prohibited by applicable Federal or state law or regulation and as otherwise mutually agreed to by the Executive and the Company, the payment due under this Section 4(d)(ii) shall be paid immediately
following the date of termination and be made in accordance with the Company’s normal payroll practices; 

  
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	 	(iii)	Payment of any accrued but unpaid annual incentive award, which shall be paid pursuant to the terms of the applicable incentive plan; 

 

	 	(iv)	A lump sum payment equal to 18 months of COBRA premiums for the coverage Executive had in place, if any, at the date of termination of employment, at the rate of premium in effect at the date of termination of
employment, paid within 60 days of termination of employment; and 

  

	 	(v)	In the event that the Company elects to terminate the Executive’s employment without cause pursuant to this Section 4(d), the Executive will be entitled to continued payment, up to the age of sixty-five, of
the amounts Executive is entitled to receive under the Company’s term life insurance programs and any supplemental term life insurance applicable to Executive. 

(e) Good Reason Termination. The Executive may resign and terminate the Term and the Executive’s employment with the Company for
“Good Reason” upon not less than 30 days prior written notice to the Company if the Company fails to fully cure the effect of such condition within 30 days following receipt of Executive’s written notice. 

 

	 	(i)	For purposes of this Agreement, the Executive will have “Good Reason” to terminate the Executive’s employment with the Company if any of the following events occur without the Executive’s consent:

  

	 	(A)	A purposeful diminution in the Executive’s Base Salary; 

  

	 	(B)	A material diminution in the Executive’s authority, duties or responsibilities as set forth in Section 2; 

  

	 	(C)	A requirement that the Executive report to a corporate officer or employee instead of reporting directly to the Board of Directors of the Company or its respective successors, survivors or assigns; 

 

	 	(D)	A material diminution in title; 

  

	 	(E)	A material change in the geographic location in which the Executive must perform services under this Agreement. For purposes of this Agreement, a material change in the geographic location shall mean the relocation of
the Executive’s principal place of employment to a new location that is over 50 miles from the former location(s); 

  

	 	(F)	The Company provides 90 days’ notice to Executive that it will not renew the Agreement or offer the Executive a substantially similar agreement; or 

  
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	 	(G)	Any other action or inaction that constitutes a material breach of this Agreement. 

Notwithstanding the foregoing, Good Reason shall cease to exist for an event on the 90th day following the later of its occurrence or the
Executive’s knowledge thereof, unless the Executive has given the Company written notice of the Executive’s intent to terminate prior to such date. 

The mere occurrence of a Change in Control shall not constitute “Good Reason” for the Executive to voluntarily terminate the Term
and the Executive’s employment. 
  

	 	(ii)	In the event that the Executive terminates Executive’s employment with the Company for Good Reason pursuant to this Section 4(e), the Executive will be entitled to: 

 

	 	(A)	Payment of the Accrued Obligations as described in Section 4(a)(ii); 

  

	 	(B)	Payment of an amount equal to 2.0 times the Executive’s Base Salary plus an amount equal to 2.0 times target annual incentive compensation in effect on the date of the Executive’s termination of employment,
provided that for purposes of this Section 4(e)(ii), Base Salary shall not be reduced for any disability benefits as described under Section 4(b)(i) (nor shall Base Salary be deemed to include any disability benefits payable under Sections
4(b)(ii) – (v)). Except as otherwise prohibited by applicable Federal or state law or regulation and as otherwise mutually agreed to by the Executive and the Company, the payment due under this Section 4(e)(ii) shall be paid immediately
following the date of termination and be made in accordance with the Company’s normal payroll practices. 

  

	 	(C)	Payment of any accrued but unpaid annual incentive award, which shall be paid pursuant to the terms of the applicable incentive plan; 

 

	 	(D)	A lump sum payment equal to 18 months of COBRA premiums for the coverage Executive had in place, if any, at the date of termination of employment, at the rate of premium in effect at the date of termination of
employment, paid within 60 days of termination of employment; and 

  

	 	(E)	In the event that the Company elects to terminate the Executive’s employment due to Disability, the Executive will be entitled to continued payment, up to the age of sixty-five, of the amounts Executive is entitled
to receive under the Company’s term life insurance programs and any supplemental term life insurance applicable to Executive. 

  
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 (f) Termination in Connection with Change In Control. In the event that during the Term, a
Change in Control of the Company occurs and, within 9 months prior to or 18 months following such Change in Control, this Agreement and the Executive’s employment is terminated by the Company or its successor without Cause as described in
Section 4(d) or is terminated for Good Reason by the Executive as described in Section 4(e), then in lieu of any payment that might be provided under such Section 4(d) or 4(e), as applicable, of this Agreement, the Executive will be
entitled to the following payments and benefits from the Company or its successors: 
  

	 	(i)	Payment of the Accrued Obligations as described in Section 4(a)(ii); 

  

	 	(ii)	Payment of an amount equal to 2.99 times the Executive’s Base Salary, plus an amount equal to the greater of 2.99 times (i) the annual incentive compensation actually awarded to Executive under the prior
year’s annual incentive compensation plan or (ii) annual target incentive compensation in effect on the date of the Executive’s termination of employment, provided, however, that for purposes of this Section 4(f)(ii), Base Salary
shall not be reduced for any disability benefits as described under Section 4(b)(i) (nor shall Base Salary be deemed to include any disability benefits payable under Sections 4(b)(ii) – (v)). Except as otherwise prohibited by applicable
Federal or state law or regulation and as otherwise reasonably requested by the Executive, the payment due under this Section 4(f)(ii) shall be paid immediately following the date of termination and be made in accordance with the Company’s
normal payroll practices. 

  

	 	(iii)	Payment of any accrued but unpaid annual incentive award, which shall be paid pursuant to the terms of the applicable incentive plan; 

 

	 	(iv)	A lump sum payment equal to 18 months of COBRA premiums for the coverage Executive had in place, if any, at the date of termination of employment, at the rate of premium in effect at the date of termination of
employment, paid within 60 days of termination of employment; and 

  

	 	(v)	In the event that the Company elects to terminate the Executive’s employment due to Disability, the Executive will be entitled to continued payment, up to the age of sixty-five, of the amounts Executive is entitled
to receive under the Company’s term life insurance programs and any supplemental term life insurance applicable to Executive. 

(g) Definition of Change in Control. For purposes of this Agreement, a “Change in Control” shall mean the occurrence of any of
the following events: 
  

	 	(i)	The date any one person, or more than one person acting as a group acquires ownership of shares of UCFC possessing 25% or more of the total voting power of the shares of UCFC; 

  
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	 	(ii)	The date that any one person, or more than one person acting as a group, acquires the ability to control the election of a majority of the directors of UCFC or Home Savings; 

 

	 	(iii)	The date a majority of the members of the Board of UCFC or Home Savings is replaced during any 12-month period by directors whose appointment or election is not endorsed by a
majority of the members of such Board before the date of the appointment or election; or 

  

	 	(iv)	The acquisition by any person, or more than one person acting as a group, of “control” of UCFC or Home Savings within the meaning of 12 C.F.R. Section 303.81(c). 

For purposes of this subsection (g), the term “person” refers to an individual or corporation, partnership, trust, association,
limited liability company or other organization, but does not include the Executive and any person or persons with whom the Executive is “acting in concert” within the meaning of 12 C.F.R. Section 303.81 (b). 

(h) Treatment of Taxes. If payments provided under this Agreement, when combined with payments and benefits under all other plans and
programs maintained by the Company, constitute “parachute payments” within the meaning of Code Section 280G, the Company or its successor will reduce the Executive’s payments and benefits under this Agreement and/or the other
plans and programs maintained by the Company so that the Executive’s total payments and benefits under this Agreement and all other plans and programs will be $1.00 less than the amount that would be considered a “parachute payment.”
Any reduction pursuant to this Section 4(h) shall be applied consistent with the requirements of Code Section 409A. In addition, in the event of any subsequent inquiries regarding the treatment of tax payments under this Section 4(h),
the parties will agree to the procedures to be followed in order to deal with such inquiries. 
 (i) Release. As a condition to
receiving any payments, other than payment of the Accrued Obligations and accrued but unpaid bonus (if any), pursuant to this Agreement, the Executive agrees to release the Company and all of its Affiliates, employees and directors from any and all
claims that the Executive may have against the Company and all of its Affiliates, employees and directors up to and including the date the Executive signs a Waiver and Release of Claims (“Release”) in the form provided by the Company,
which form shall provide for such waivers and/or revocation periods as are required by, or advisable under, applicable Federal law and/or regulation, and which Release shall be substantially similar to the Form of General Release set forth in
Appendix A to this Agreement. Notwithstanding anything to the contrary in this Agreement, the Executive acknowledges that the Executive is not entitled to receive, and will not receive, any payments pursuant to this Agreement unless and until the
Executive provides the Company with said Release prior to the first date that payment is to be made or is to commence; and if the release execution period begins in one taxable year and ends in another taxable year, payment shall not be made until
the beginning of the second taxable year. 
 (j) Coordination of Benefits. If the Executive’s employment is terminated for any
reason described in Sections 4(b), 4(d) or 4(e) and, after such termination, Executive becomes entitled to payments under Section 4(f), the Executive shall receive the payments described in Section 4(f), at the time and in the form
described in Section 4(f), less the amount of any payments previously paid that are described in Sections 4(b)(ii)-(v), 4(d) or 4(e). 

  
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 (k) Attorneys’ Fees. It is the intent of the Company that the Executive obtain the
benefits of this Agreement without reduction due to the need to expend funds to pay costs or expenses (including attorneys’ fees) to enforce this Agreement. Therefore, in the event the Executive determines it is necessary to expend such funds
to enforce the terms and conditions of this Agreement, the Company shall indemnify and hold harmless the Executive for all reasonable costs and expenses (including attorneys’ fees) incurred by Executive to enforce the Agreement, and the Company
shall, upon demand by Executive, promptly advance or reimburse Executive for such costs and expenses as incurred.. The Executive shall repay such funds to such Company if and only if Executive brings a legal action to enforce this Agreement and a
final non-appealable order is entered in such action that all of Executive’s claims are frivolous. 
 5.
Withholding. All payments required to be made by the Company hereunder to the Executive shall be subject to the withholding of such amounts, if any, relating to Federal, State and local tax and other payroll deductions as the Company may
reasonably determine should be withheld pursuant to any applicable law or regulation. 
 6. Indemnification; Insurance. 

(a) Indemnification. The Company agrees to indemnify the Executive and his heirs, executors, and administrators to the fullest extent
permitted under applicable law and regulations, including, without limitation 12 U.S.C. Section 1828(k), against any and all expenses and liabilities reasonably incurred by the Executive in connection with or arising out of any action,
suit or proceeding in which the Executive may be involved by reason of having been a director or officer of the Company, or any Affiliate, whether or not the Executive is a director or officer at the time of incurring any such expenses or
liabilities. Such expenses and liabilities shall include, but shall not be limited to, judgments, court costs and attorneys’ fees and the cost of reasonable settlements. The Executive shall be entitled to indemnification in respect of a
settlement only if the Board of Directors of the Company has approved such settlement. Notwithstanding anything herein to the contrary, (i) indemnification for expenses shall not extend to matters for which the Executive has been terminated,
and (ii) the obligations of this Section shall survive the termination of this Agreement. Nothing contained herein shall be deemed to provide indemnification prohibited by applicable law or regulation. 

(b) Insurance. During the Term of the Agreement, the Company shall provide the Executive (and his heirs, executors, and administrators)
with coverage under a directors’ and officers’ liability policy at the Company’s expense, at least equivalent to such coverage otherwise provided to the other directors and senior executives of the Company. 

7. Special Regulatory Events. Notwithstanding anything to the contrary contained herein, the Executive acknowledges and agrees that any payments made to
the Executive pursuant to this Agreement are subject to and conditioned on compliance with the provisions of 12 U.S.C. §1828(k) and Part 359 of the Federal Deposit Insurance Corporation (FDIC) regulations (12 C.F.R. Part 359), which contain
certain prohibitions and limitations on the making of “golden parachute” and certain indemnification payments by FDIC-insured institutions and their holding companies. In the event any payments to the Executive pursuant to this Agreement
are prohibited or limited by the provisions of such statute or regulation, UCFC or Home Savings, as the case may be, will use its commercially reasonable efforts to obtain the consent of the appropriate regulatory authorities to the payment to the
Executive of the maximum amount that is permitted (up to the full amount due under the terms of this Agreement). 

  
 10 

 8. Consolidation, Merger or Sale of Assets. Nothing in this Agreement shall preclude the Company from
consolidating with, merging into, or transferring all, or substantially all, of their assets to another corporation that assumes all their obligations and undertakings hereunder. Upon such a consolidation, merger or transfer of assets, the term
“Company” as used herein, shall mean such other corporation or entity, and this Agreement shall continue in full force and effect. 
 9.
Noncompetition and Non-Solicitation Covenant. The Executive agrees that, during the Term, including any extension thereof, and for a period of one year following the Executive’s termination of his
employment for any reason other than Good Reason, the Executive shall not, without the express written consent of the Company: 
 (a) Be
engaged, directly or indirectly, within those counties in which the Company is engaged in deposit-taking activities at the time of Executive’s termination of employment, as a partner, officer, director, employee, consultant, independent
contractor, security holder, or owner of any entity engaged in any business activity competitive with that of the Company or its Affiliates; provided, however, nothing in this Agreement shall prevent the Executive from owning or acquiring an
interest in any entity engaged in any competitive business activity if such interest does not constitute “control” as defined in 12 C.F.R. Section 303.81(c); 

(b) Call upon or solicit, either for the Executive or for any other person or firm that engages in competition with any business operation
actively conducted by the Company or any Affiliate during the Term, any customer with whom the Company or any Affiliate directly conducts business during the Term; or interfere with any relationship, contractual or otherwise, between the Company or
any Affiliate and any customer with whom the Company or any Affiliate directly conducts business during the Term; or 
 (c) Induce or solicit
any person who is at the date of termination or was during the 12 months preceding termination an employee, officer or agent of the Company or any Affiliate to terminate said relationship, except as pursuant to Executive’s duties for the
Company. 
 In the event of a breach by the Executive of any covenant set forth in this Section 9, the term of such covenant will be
extended by the period of the duration of such breach and such covenant as so extended will survive any termination of this Agreement but only for the limited period of such extension. 

The restrictions on competition provided herein may be enforced by the Company and/or any successor thereto, by an action to recover payments
made under this Agreement, an action for injunction, and/or an action for damages. The provisions of this Section 9 constitute an essential element of this Agreement, without which the Company would not have entered into this Agreement.
Notwithstanding any other remedy available to the Company at law or at equity, the parties hereto agree that the Company or any successor thereto, will have the right, at any and all times, to seek injunctive relief in order to enforce the terms and
conditions of this Section 9. 

  
 11 

 If the scope of any restriction contained in this Section 9 is too broad to permit
enforcement of such restriction to its fullest extent, then such restriction will be enforced to the maximum extent permitted by law, and the Executive hereby consents and agrees that such scope may be judicially modified accordingly in any
proceeding brought to enforce such restriction. 
 10. Confidential Information. The Executive will hold in a fiduciary capacity, for the
benefit of the Company, all secret or confidential information, knowledge, and data relating to the Company and their Affiliates (“Confidential Information”), that shall have been obtained by the Executive in connection the
Executive’s employment with the Company and that is not public knowledge (other than by acts by the Executive or the Executive’s representatives in violation of this Agreement). During the Term and after termination of the Executive’s
employment with the Company, the Executive will not, without the prior written consent of the Company, communicate or divulge any material non-public Confidential Information to anyone other than the Company
or those designated by them, unless the communication of such information, knowledge or data is required pursuant to a compulsory proceeding in which the Executive’s failure to provide such information, knowledge, or data would subject the
Executive to criminal or civil sanctions and then only if the Executive provides notice to the Company prior to disclosure. 
 The
restrictions imposed on the release of information described in this Section 11 may be enforced by the Company and/or any successor thereto, by an action for injunction or an action for damages. The provisions of this Section 11
constitute an essential element of this Agreement, without which the Company would not have entered into this Agreement. Notwithstanding any other remedy available to the Company at law or at equity, the parties hereto agree that the Company or any
successor thereto, will have the right, at any and all times, to seek injunctive relief in order to enforce the terms and conditions of this Section 11. 

If the scope of any restriction contained in this Section 11 is too broad to permit enforcement of such restriction to its fullest
extent, then such restriction will be enforced to the maximum extent permitted by law, and the Executive hereby consents and agrees that such scope may be judicially modified accordingly in any proceeding brought to enforce such restriction. 

11. Non-Assignability. Neither this Agreement nor any right or interest hereunder shall be assignable by the
Executive, his beneficiaries or legal representatives without the Company’s prior written consent; provided, however, that nothing in this Section 11 shall preclude the Executive from designating a beneficiary to receive any benefits
payable hereunder upon his death or the executors, administrators or legal representatives of the Executive or his estate from assigning any rights hereunder to the person or persons entitled thereto. 

12. No Attachment. Except as required by law, no right to receive payment under this Agreement shall be subject to anticipation, commutation,
alienation, sale, assignment, encumbrance, charge, pledge or hypothecation or to execution, attachment, levy, or similar process of assignment by operation of law, and any attempt, voluntary or involuntary, to effect any such action shall be null,
void and of no effect. 
 13. Binding Agreement. This Agreement shall be binding upon, and inure to the benefit of, the Executive and the Company and
their successors and assigns. 
 14. Amendment of Agreement. This Agreement may not be modified or amended, except by an instrument in writing signed
by the parties hereto. 

  
 12 

 15. Waiver. No term or condition of this Agreement shall be deemed to have been waived, nor shall there be
an estoppel against the enforcement of any provision of this Agreement, except by written instrument of the party charged with such waiver or estoppel. No such written waiver shall be deemed a continuing waiver, unless specifically stated therein,
and each waiver shall operate only as to the specific term or condition waived and shall not constitute a waiver of such term or condition for the future or as to any act other than the act specifically waived. 

16. Severability. If, for any reason, any provision of this Agreement is held invalid, such invalidity shall not affect the other provisions of this
Agreement not held so invalid, and each such other provision shall, to the full extent consistent with applicable law, continue in full force and effect. If this Agreement is held invalid or cannot be enforced, then any prior Agreement between the
Company (or any predecessor thereof) and the Executive shall be deemed reinstated to the full extent permitted by law, as if this Agreement had not been executed. 

17. Headings. The headings of the paragraphs herein are included solely for convenience of reference and shall not control the meaning or interpretation
of any of the provisions of this Agreement. 
 18. Effect of Prior Agreements. This Agreement contains the entire understanding between the parties
hereto and supersedes any prior employment agreement between the Company or any predecessor of the Company and the Executive. 
 19. Governing Law.
This Agreement has been executed and delivered in the State of Ohio and its validity, interpretation, performance, and enforcement shall be governed by the laws of the State of Ohio, except to the extent that federal law is governing. 

20. WAIVER OF JURY TRIAL. THE COMPANY AND EXECUTIVE, EACH AFTER CONSULTING OR HAVING HAD THE OPPORTUNITY TO CONSULT WITH LEGAL COUNSEL,
KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVE ANY RIGHT THEY MAY HAVE TO A TRIAL BY JURY IN ANY LITIGATION ARISING OUT OF, OR RELATED TO, THIS AGREEMENT. NO PARTY SHALL SEEK TO CONSOLIDATE, BY COUNTERCLAIM OR OTHERWISE, ANY
LITIGATION IN WHICH A JURY TRIAL HAS BEEN WAIVED WITH ANY OTHER LITIGATION IN WHICH A JURY TRIAL CANNOT BE OR HAS NOT BEEN WAIVED. 
 21. Notices.
Any notice required or permitted under this Agreement shall be in writing and either delivered personally or sent by nationally recognized overnight courier, express mail, or certified or registered mail, postage prepaid, return receipt requested,
at the following respective address unless the party notifies the other party in writing of a change of address: 

  
 13 

 If to the Company: 

Chairman, Board of Directors 

United Community Financial Corp. 

The Home Savings and Loan Company of Youngstown, Ohio 

275 West Federal Street 

Youngstown, Ohio 44503-1203 
 With a copy to:

 General Counsel 
 United
Community Financial Corp. 
 The Home Savings and Loan Company of Youngstown, Ohio 

275 West Federal Street 

Youngstown, Ohio 44503-1203 
 If to the
Executive: 
 Gary M. Small 
 At
the last address on file with the Company 
 A notice delivered personally shall be deemed delivered and effective as of the date of
delivery. A notice sent by overnight courier or express mail shall be deemed delivered and effective one (1) business day after it is deposited with the postal authority or commercial carrier. A notice sent by certified or registered mail shall
be deemed delivered and effective two (2) business days after it is deposited with the postal authority. 
 22. Code Section 409A
Requirements. 
 (a) Treatment of Reimbursements and/or In-Kind Benefits. Notwithstanding
anything in this Agreement to the contrary, any reimbursements or in-kind benefits provided under this Agreement (including any reimbursement for or provision or in-kind
medical benefits beyond the period of time described in Treasury Regulation §1.409A-1(b)(9)) shall be made or provided in accordance with the requirements of Section 409A of the Code, including,
where applicable, the requirements that: (1) any reimbursement is for expenses incurred during the period of time specified in this Agreement, (2) the amount of expenses eligible for reimbursement, or
in-kind benefits provided, during any taxable year of the Executive may not affect the expenses eligible for reimbursement, or in-kind benefits to be provided, in any
other taxable year of the Executive, (3) the reimbursement of an eligible expense will be made no later than the last day of the Executive’s taxable year following the year in which the expense is incurred, and (4) the right to
reimbursement or in-kind benefits is not subject to liquidation or exchange for another benefit. 

(b) Six-Month Distribution Delay for Specified Employees. Notwithstanding anything in this
Agreement to the contrary, in the event that the Executive is a “specified employee” (as defined in Code Section 409A) of the Company, or their Affiliates, as determined pursuant to the Company’s policies for identifying
specified employees, on the date of the Executive’s termination of employment and the Executive is entitled to a payment and/or a benefit under this Agreement that is required to be delayed pursuant to Code

  
 14 

 
Section 409A(a)(2)(B)(i), then such payment or benefit, as applicable, shall not be paid or provided (or begin to be paid or provided) until the first day of the seventh month following the
date of the Executive’s termination of employment (or, if earlier, the date of the Executive’s death). The first payment that can be made to the Executive following such period shall include the cumulative amount of any payments or
benefits that could not be paid or provided during such period due to the application of Code Section 409A(a)(2)(B)(i). 
 (c)
Compliance with Code Section 409A. The parties intend that this Agreement comply with, or be exempt from, the requirements of Code Section 409A, as applicable, and, to the maximum extent permitted by law, shall
administer, operate and construe this Agreement accordingly. For purposes of the limitations on nonqualified deferred compensation under Code Section 409A, each payment of compensation under this Agreement shall be treated as a separate payment
of compensation for purposes of applying the deferral election rules of Code Section 409A and the exclusion from Code Section 409A for certain “short-term deferrals”. Any amounts payable solely on account of an “involuntary
separation from service” within the meaning of Code Section 409A shall be excludible from the requirements of Code Section 409A, either as “separation pay” or as a “short-term deferral” to the maximum possible
extent. Nothing herein shall be construed as the guarantee of any particular tax treatment to the Executive, and none of the Company, their Boards of Directors, or any Affiliates shall have any liability with respect to any failure to comply with
the requirements of Code Section 409A. 
 [Signature page follows] 

  
 15 

 IN WITNESS WHEREOF, the Company has caused this Agreement to be executed by its duly authorized
officer and the Executive has signed this Agreement, each as of the day and year first above written. 
  

			
	UNITED COMMUNITY FINANCIAL CORP.
		
	By:	 	 /s/ Jude J. Nohra

	Name:	 	Jude J. Nohra
	Title:	 	Executive Vice President, General Counsel & Secretary
	
	HOME SAVINGS BANK
		
	By:	 	 /s/ Jude J. Nohra

	Name:	 	Jude J. Nohra
	Title:	 	Executive Vice President, General Counsel & Secretary
	
	EXECUTIVE:
	
	 /s/ Gary M. Small

	Name:	 	Gary M. Small

  
 16 

 Appendix A 

FORM OF WAIVER AND RELEASE 

The parties to this Waiver and Release (this “Agreement”), United Community Financial Corp., a bank holding company incorporated
under Ohio law (“UCFC”), Home Savings Bank, an Ohio chartered commercial bank (“Home Savings”) and their respective affiliates, parents, successors, predecessors, and subsidiaries (collectively, the “Company”) and Gary
M. Small, an individual (hereinafter referred to as the “Executive”) agree that: 
 Executive and the Company now wish to
terminate their employment relationship effective                    , 20     (the “Separation Date”) in a manner that
is satisfactory to both Executive and the Company. 
 Executive and the Company, for the good and valuable consideration stated below, the
sufficiency of which is acknowledged, agree as follows: 
 1. In exchange for the Company’s promises in this Agreement, Executive, including
Executive’s heirs, administrators, executors, spouse, if any, successors, estate, representatives and assigns and all others claiming by or through Executive, voluntarily and knowingly releases the Company, parent companies, their subsidiaries,
divisions, affiliates, related companies, predecessors, successors, partners, members, directors, officers, trustees, employees, independent contractors, consultants, stockholders, owners, attorneys, agents, benefit plans, subrogees, insurers,
representatives and assigns, whether alleged to have acted in their official capacities or personally (collectively, the “Released Parties”) completely and forever, from any and all claims, causes of action, suits, contracts, promises, or
demands of any kind, which Executive may now have, whether known or unknown, intentional or otherwise, from the beginning of time to the Effective Date of this Agreement, with the sole and limited exception of the rights and claims reserved in
Paragraph 2.1. The Effective Date of this Agreement is the date it is signed by Executive. 
 2. Executive understands and agrees that this Agreement covers
all claims described in Paragraph 1, including, but not limited to, any alleged violation of: 
  

	 	•	 	the Civil Rights Act of 1991; 

  

	 	•	 	Title VII of the Civil Rights Act of 1964, as amended; 

  

	 	•	 	Americans with Disabilities Act; 

  

	 	•	 	Employee Retirement Income Security Act; 

  

	 	•	 	the Worker Adjustment and Retraining Notification Act; 

  

	 	•	 	the Family Medical Leave Act; 

  
 A-1 

	 	•	 	the Age Discrimination in Employment Act as amended by the Older Workers Benefit Protection Act; 

  

	 	•	 	the Fair Labor Standards Act, to the extent permitted by law; 

  

	 	•	 	the Occupational Safety and Health Act of 1970; 

  

	 	•	 	The Ohio Fair Employment Practices Law, including but not limited to O.R.C. Title 41 § 4112.01 et seq; 

  

	 	•	 	the Ohio Fair Employment Practices Law, ORC, Title 41 § 4112-01 et seq., as amended; 

  

	 	•	 	the Ohio Commission Policies Statement on Aids; 

  

	 	•	 	the Ohio Equal Pay Law, O.R.C. Title 41 § 4111.13, 4111.17, and 4111.99, et seq., as amended; 

  

	 	•	 	retaliation for exercise of rights under the Ohio Workers’ Compensation Law; 

  

	 	•	 	Workers’ Compensation Anti-Retaliation Act, Ohio Rev. Code § 4123.90; 

  

	 	•	 	Whistleblower Protection Act for Public Employees, Ohio Rev. Code § 124.341; 

  

	 	•	 	Ohio Whistleblower Statute, Ohio Rev. Code § 4113.52; 

  

	 	•	 	Ohio State Wage Payment and Work Hour Laws—Ohio Rev. Code Ann. § 4111.01, et seq.; 

  

	 	•	 	Ohio Political Action of Employees Laws; 

  

	 	•	 	Ohio Witness and Juror Leave Laws—Ohio Rev. Code Ann. § 2313.18, et seq.; 

  

	 	•	 	Ohio Voting Leave Laws—Ohio Rev. Code Ann. § 3599.06, et seq.; 

  

	 	•	 	Ohio Military Family Medical Leave Act—Ohio Rev. Code Ann. § 5906.01, et seq.; 

  

	 	•	 	and any other federal, state or local civil, labor, pension, wage-hour or human rights law, federal or state public policy, contract or tort law; 

 

	 	•	 	any claim arising under federal or state common law, including, but not limited to, constructive or wrongful discharge or intentional or negligent infliction of emotional distress; 

 

	 	•	 	and any claim for costs or attorneys’ fees, except any claim specifically providing for payment of Executive’s attorneys’ fees by the Company, including, but not necessarily limited to Section 4(k)
of the Agreement. 

  
 A-2 

 2.1 This Agreement does not include, and Executive does not waive, any rights or claims: (1)
which may arise after Executive signs this Agreement; (2) for alleged workplace injuries or occupational disease that arise under any state’s workers’ compensation laws (Executive does waive and fully release the Released Parties from
any claims under Ohio Rev. Code § 4123.90); (3) for benefits in which Executive has a vested right under any pension plans; (4) which cannot be released by law; (5) to enforce this Agreement; or (6) to participate in any
proceedings before an administrative agency responsible for enforcing labor and/or employment laws, e.g., the Equal Employment Opportunity Commission. Executive agrees, however, to waive and release any right to receive any monetary award from
such proceedings. Nothing in this Agreement (including the confidentiality and non-disparagement provisions) shall be construed to limit Executive’s right to participate in administrative
proceedings, as described in this Paragraph 2.1, to provide information to an agency responsible for enforcing unemployment compensation laws, or to file an action to enforce this Agreement. 

Nothing in this Agreement (including the confidentiality and non-disparagement provisions) shall be
construed to limit Executive’s right to (1) respond accurately and fully to any question, inquiry or request for information when required by legal process or from initiating communications directly with, or responding to any inquiry from,
or providing testimony before, any self-regulatory organization or state or federal regulatory authority, regarding the Company, Executive’s employment, or this Agreement. Executive is not required to contact the Company regarding the subject
matter of any such communications before engaging in such communications; (2) disclose information to an administrative agency responsible for enforcing labor and/or employment laws; or (3) to provide information to an agency responsible
for enforcing unemployment compensation laws. 
 3. Executive agrees to keep the terms of this Agreement confidential and not to disclose the terms of this
Agreement to any third party at any time, other than to Executive’s attorneys, taxing authorities, accountants, or as otherwise required by law. Executive agrees to use Executive’s best efforts to ensure that the terms of this Agreement
are kept confidential by Executive’s spouse, heirs, assigns, attorneys, etc. 
 3.1 Executive is not prohibited from disclosing the
terms of this Agreement to Executive’s spouse, if any, attorney, if any, or accountant, in a proceeding to enforce its terms, or as otherwise required by law or court order. Should Executive receive legal papers or process that Executive
believes would require Executive to disclose the terms of this Agreement, Executive agrees to notify, in writing and within 7 days of Executive’s receipt of such legal papers or process, Cynthia A. Cerimele, Senior Vice President, Human
Resources, The Home Savings and Loan Company, 275 W. Federal Street, Youngstown, Ohio 44503, 330.742.0621. 
 4. In exchange for Executive’s promises
contained herein, the Company agrees to pay Executive in accordance with the Severance and Change in Control Agreement. 
 5. The parties agree that if any
provision of this Agreement is declared illegal or unenforceable by any court of competent jurisdiction and cannot be modified to be enforceable, including the general release language, the provision declared illegal or unenforceable will
immediately become null and void, leaving the remainder of this Agreement in full force and effect. 

  
 A-3 

 6. Executive declares and expressly warrants that Executive is not Medicare eligible, that Executive is not a
Medicare beneficiary, and that Executive is not within 30 months of becoming Medicare eligible; that Executive is not 65 years of age or older; that Executive is not suffering from end stage renal failure or amyotrophic lateral sclerosis; that
Executive has not received Social Security benefits for 24 months or longer; and/or that Executive has not applied for Social Security benefits, and/or has not been denied Social Security disability benefits and is not appealing any denial of Social
Security disability benefits. 
 6.1 Executive affirms, covenants and warrants that Executive has made no claim for illness or injury
against, nor is Executive aware of any facts supporting any claim against, the Released Parties under which the Released Parties could be liable for medical expenses incurred by Executive before or after the execution of this Agreement. 

6.2 Because Executive is not a Medicare recipient as of the date of this release, Executive is aware of no medical expenses that Medicare paid
and for which the Released Parties are or could be liable now or in the future. Executive agrees and affirms that, to the best of Executive’s knowledge, no liens of any governmental entities, including those for Medicare conditional payments,
exist. 
 7. In compliance with the Older Workers Benefit Protection Act, Executive is hereby advised to consult with an attorney regarding the terms,
meaning and impact of this Agreement. 
 7.1 IN ADDITION, EXECUTIVE UNDERSTANDS AND AGREES THAT: (A) BY SIGNING THIS
AGREEMENT, EXECUTIVE WAIVES AND RELEASES ANY CLAIMS EXECUTIVE MIGHT HAVE AGAINST ANY OF THE RELEASED PARTIES, INCLUDING, BUT NOT LIMITED TO, ANY CLAIMS UNDER THE AGE DISCRIMINATION IN EMPLOYMENT ACT OF 1967; (B) EXECUTIVE HAS TWENTY-ONE (21) DAYS FROM THE DATE OF RECEIPT OF THIS AGREEMENT TO CONSIDER WHETHER OR NOT TO EXECUTE THIS AGREEMENT, WHICH EXECUTIVE WAIVES BY VIRTUE OF EXECUTIVE’S EXECUTION OF THE
AGREEMENT DURING THE CONSIDERATION PERIOD; AND (C) AFTER EXECUTIVE SIGNS THIS AGREEMENT AND IT BECOMES EFFECTIVE, EXECUTIVE HAS SEVEN DAYS FROM THAT DATE TO CHANGE EXECUTIVE’S MIND AND REVOKE THE AGREEMENT. TO REVOKE THE
AGREEMENT, EXECUTIVE MUST CLEARLY COMMUNICATE EXECUTIVE’S DECISION IN WRITING AS PROVIDED IN PARAGRAPH 3.1 BY THE SEVENTH DAY FOLLOWING THE EFFECTIVE DATE OF THIS AGREEMENT. EXECUTIVE UNDERSTANDS AND AGREES THAT SHOULD
EXECUTIVE REVOKE EXECUTIVE’S RELEASE AND WAIVER AS TO CLAIMS UNDER THE AGE DISCRIMINATION IN EMPLOYMENT ACT OF 1967, AS AMENDED, THE COMPANY’S OBLIGATIONS UNDER THIS AGREEMENT WILL BECOME NULL AND VOID. 

8. Executive agrees that Executive will not, in any way, disparage the Company or any of the Released Parties. The Company agrees that they will not, in any
way, disparage Executive. Further, Executive and the Company agree that they will not make, nor solicit, any comments, statements, or the like to the media, or to others, that may be considered to be derogatory or detrimental to the good name or
business reputation of Executive or the Company. 

  
 A-4 

 9. Executive acknowledges that, through Executive’s employment with the Company, Executive has acquired and
had access to the Company’s confidential and proprietary business information and trade secrets (“Confidential Information”). Executive acknowledges and agrees that the Company prohibit the use or disclosure of its Confidential
Information and that the Company have taken all reasonable steps necessary to protect the secrecy of such Confidential Information. Executive acknowledges and agrees that “Confidential Information” includes any data or information that is
valuable to the Company and not generally known to competitors of the Company or other outsiders, regardless of whether the confidential information is in printed, written or electronic form, retained in Executive’s memory or has been compiled
or created by Executive, including but not limited to: business plans; product designs, drawings and formulas; test and development data; customer or prospective customer, vendor, supplier and distributor information; financial information;
marketing strategies; pending projects and proposals; personnel and payroll records; pricing data; contract terms; proprietary production processes; third party information that we have a duty to maintain as confidential; and other business-related
information, which, if made available to our competitors or the public, would be advantageous to such competitors and detrimental to the Company. Executive agrees that Executive has not and in the future will not use, or disclose to any third party,
Confidential Information, unless compelled by law after reasonable advance notice to the Company, and further agrees to return all documents, disks, CDs, DVDs, drives, storage devices or any other item or source containing Confidential Information,
or any other of the Company’s property, to the Company upon execution of this Agreement. Executive understands that he shall not be held criminally or civilly liable under any Federal or state trade secret law for the disclosure of a trade
secret that: (1) is made (a) in confidence to a Federal, state, or local government official, either directly or indirectly, or to an attorney, and (b) solely for the purpose of reporting or investigating a suspected violation of law;
or (2) is made in a complaint or other document filed in a lawsuit or other proceeding, if such filing is made under seal. Executive also understands that disclosure of trade secrets to attorneys, made under seal, or pursuant to court order is
also protected in certain circumstances under 18 U.S. Code §1833. If Executive has any question regarding what data or information would be considered by the Company to be Confidential Information subject to this provision, Executive agrees to
contact Cynthia A. Cerimele, Vice President, Human Resources, The Home Savings and Loan Company, 275 W. Federal Street, Youngstown, Ohio 44503, 330.742.0621. 

  
 A-5 

 10. THIS AGREEMENT CONTAINS THE COMPLETE UNDERSTANDING BETWEEN THE PARTIES. THE PARTIES AGREE THAT NO PROMISES
OR AGREEMENTS WILL BE BINDING OR WILL MODIFY THIS UNDERSTANDING UNLESS IN WRITING AND SIGNED BY BOTH PARTIES. THIS RELEASE SHALL NOT AFFECT THE VALIDITY OR ENFORCEABILITY OF ANY PRIOR WRITTEN AGREEMENTS BY AND BETWEEN COMPANY AND EXECUTIVE. 

11. This Agreement may be executed in multiple counterparts, each of which will be considered an original, and all of which will be considered a single
memorandum. If Executive signs a facsimile copy of this Agreement, Executive also will provide the Company with a conforming original copy. 
 12. The
validity, construction, and interpretation of this Agreement and the rights and duties of the parties to this Agreement will be governed by the laws of the State of Ohio without regard to any state conflict of law rules. 

The parties agree that they have read this Agreement, understand and agree to its terms, and have knowingly and voluntarily signed it on the
dates written below. 
  

			
	  

	Gary M. Small
		
	Date:	 	  

	
	Home Savings Bank
		
	By:	 	  

		
	Date:	 	  

	
	United Community Financial Corp.
		
	By:	 	  

		
	Date:	 	  

  
 A-6

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