Document:

EX-10.1

 Exhibit 10.1 

EXECUTION VERSION 
  

									
	 J.P. MORGAN

SECURITIES LLC

JPMORGAN CHASE

BANK, N.A.

383 Madison Avenue

New York, New York

10179
	 	 MERRILL LYNCH,

PIERCE, FENNER &

SMITH INCORPORATED

BANK OF AMERICA, N.A.

One Bryant Park

New York, New York 10036
	 	 THE BANK OF TOKYO-

MITSUBISHI UFJ, LTD.
 1251
Avenue of the
 Americas
 New
York, NY 10020
	 	 U.S. BANK

NATIONAL
 ASSOCIATION

Hearst Tower
 214 N. Tryon
Street
 Charlotte, NC 28202
	 	 WELLS FARGO

SECURITIES, LLC
 WELLS FARGO

BANK, NATIONAL
 ASSOCIATION

One Wells Fargo Center
 301 South
College Street
 Charlotte, NC 28288-

0737

 CONFIDENTIAL 

January 26, 2016 
 Bridge
Term Loan Facility 
 Commitment Letter 

Total System Services, Inc. 
 One TSYS Way 

Columbus, Georgia, 31901 
 Attention:    Paul
M. Todd, Senior Executive Vice President and Chief Financial Officer 
 $2,000 Million Bridge Term Loan Facility 

Ladies and Gentlemen: 
 You have advised J.P. Morgan Securities
LLC (“JPMorgan”), JPMorgan Chase Bank, N.A. (“JPMorgan Chase Bank”), Merrill Lynch, Pierce, Fenner & Smith Incorporated (together with its designated affiliates,
“MLPF&S”), Bank of America N.A. (“Bank of America”), The Bank of Tokyo-Mitsubishi UFJ, Ltd. (“BTMU”), U.S. Bank National Association (“U.S. Bank”),
Wells Fargo Securities, LLC (“Wells Fargo Securities”) and Wells Fargo Bank, National Association (“Wells Fargo Bank” and together with JPMorgan, JPMorgan Chase Bank, MLPF&S, Bank of America, BTMU,
U.S. Bank and Wells Fargo Securities, the “Commitment Parties”, “us” or “we”) that Total System Services, Inc., a Georgia corporation (“you” or the
“Borrower”) intends to acquire (the “Acquisition”), through a stock purchase, TransFirst Holdings Corp. (the “Target”) from Vista Equity Partners Fund V, L.P, Vista Equity
Partners Fund V-A, L.P., Vista Equity Partners Fund V-B, L.P., Vista Equity Partners Fund V Executive, L.P., VEPF V FAF, L.P. and Vista Equity Associates, LLC (collectively, the “Sellers”) pursuant to a Stock Purchase
Agreement (together with all exhibits, schedules and disclosure letters thereto, the “Purchase Agreement”) dated as of January 26, 2016 among the Target, the Sellers, and the Borrower. Capitalized terms used but not
defined herein are used with the meanings assigned to them in the Exhibits attached hereto. This letter, Exhibit A (the “Summary of Terms”) and Exhibit B attached hereto, are collectively referred to as the
“Commitment Letter”. The Acquisition, the entering into and funding of the Bridge Term Loan Facility (as defined below) and all related transactions are hereinafter collectively referred to as the
“Transaction.” 

 In connection therewith (a) JPMorgan Chase Bank is pleased to offer to be the sole administrative agent (in
such capacity, the “Administrative Agent”) for a $2,000 million senior bridge term loan facility to the Borrower (the “Bridge Term Loan Facility”), (b) Bank of America is pleased to offer to be
the sole syndication agent (in such capacity, the “Syndication Agent”), (c) each of BTMU, U.S. Bank and Wells Fargo Bank is pleased to offer to be a co-documentation agent (each in such capacity, a
“Co-Documentation Agent”) for the Bridge Term Loan Facility and (d) each of JPMorgan Chase Bank, Bank of America, BTMU, U.S. Bank and Wells Fargo Bank (collectively the “Lead Banks”) hereby commit
(on a several and not joint basis) to provide $700 million, $700 million, $200 million, $200 million and $200 million, respectively, of the Bridge Term Loan Facility, upon and subject only to the terms and conditions set forth in this Commitment
Letter (it being understood that any event occurring after the date hereof and prior to the Closing Date that would result in a mandatory prepayment with respect to the Bridge Term Loan Facility after the funding thereof as set forth in Exhibit A
shall reduce commitments with respect to the Bridge Term Loan Facility under this Commitment Letter or result in a prepayment of Bridge Term Loans, as applicable, as set forth on Exhibit A). In addition, each of JPMorgan, MLPF&S, BTMU, U.S. Bank
and Wells Fargo Securities is pleased to advise you of its willingness in connection with the foregoing commitments, to act as a joint lead arranger and a joint bookrunner for the Bridge Term Loan Facility (in such capacity, the “Lead
Arrangers”). 
 It is agreed that (a) JPMorgan Chase Bank will act as sole Administrative Agent for the Bridge Term Loan Facility,
(b) Bank of America will act as sole Syndication Agent for the Bridge Term Loan Facility, (c) BTMU, U.S. Bank and Wells Fargo Bank will each act as a Co-Documentation Agent for the Bridge Term Loan Facility and (d) JPMorgan,
MLPF&S, BTMU, U.S. Bank and Wells Fargo Securities will act as the joint lead arrangers and joint bookrunners for the Bridge Term Loan Facility. It is further agreed that JPMorgan will have “lead left” placement in any and all
marketing materials and documentation used in connection with the Bridge Term Loan Facility and have authority typically associated with “lead left” placement and that MLPF&S will be immediately to the “right” of JPMorgan in
any and all marketing materials and documentation used in connection with the Bridge Term Loan Facility. No other agents, co-agents, arrangers or bookrunners will be appointed and no other titles will be awarded without the prior consent of the
Commitment Parties. 
 The commitments and/or agreements of each Commitment Party hereunder are solely subject to the satisfaction (or waiver) of each of
the conditions precedent expressly set forth in Exhibit B and the following conditions precedent: (a) the execution and delivery of definitive documentation for the Bridge Term Loan Facility (the “Term Facility
Documentation”) consistent with this Commitment Letter and (b) between the date of the Purchase Agreement and the Closing Date, there shall not have occurred a Company Material Adverse Effect, and upon satisfaction (or applicable
waiver) of such conditions, the funding of the Bridge Term Loan Facility shall occur (the conditions described in this sentence including clause (a) and (b) hereof, the “Funding Conditions”). As used herein,
“Company Material Adverse Effect” shall have the meaning set forth in the Purchase Agreement. 
 Notwithstanding anything in this
Commitment Letter, the Fee Letters (as hereinafter defined) or the Term Facility Documentation to the contrary, (a) the only representations relating to you and your subsidiaries, the Target and its subsidiaries and their respective businesses
the accuracy of which shall be a condition to availability of the Bridge Term Loan Facility on the Closing Date shall be (i) such of the representations made by the Target (or its affiliates) in the Purchase Agreement as are material to the
interests of the Lenders, but only to the extent that the accuracy of any such representation is a condition to your (or your affiliates’) obligations to close under the Purchase Agreement or you have the right to terminate your (or your
affiliates’) obligations under the Purchase Agreement as a result of a breach of such representations in the Purchase Agreement (the “Specified Purchase Agreement Representations”) and (ii) the Specified
Representations (as defined below), and (b) the terms of the Term Facility Documentation shall be in a form such that they do not impair availability of the Bridge Term Loan 

  
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Facility on the Closing Date if the conditions set forth in the immediately preceding paragraph and in Exhibit B to this Commitment Letter are satisfied. For purposes hereof,
“Specified Representations” means the representations and warranties set forth in Exhibit A relating to corporate existence and qualification, corporate or organizational power and authority to enter into the Term Facility
Documentation, due authorization, execution and delivery, in each case, as they relate to the entering into and performance of the Term Facility Documentation, the enforceability of the Term Facility Documentation, no conflicts (x) with
applicable laws that would result in a Material Adverse Effect (to be defined substantially consistent with the definition thereof in the Existing Credit Agreement), or (y) with organizational documents (in the case of each of (x) and (y),
solely as they relate to conflicts arising as a result of entering into and the incurrence of the loans made under the Term Facility Documentation and, if any and only as required, the provision of the guarantees in respect thereof), use of
proceeds, solvency of Borrower and its subsidiaries (on a consolidated basis) as of the Closing Date, as evidenced by a certificate substantially in the form of Exhibit C to the Commitment Letter, Patriot Act, Federal Reserve margin regulations, the
Investment Company Act, OFAC, FCPA and anti-money laundering (with respect to OFAC, FCPA and anti-money laundering, as to compliance in all material respects by the Borrower and its subsidiaries, other than the Target and its subsidiaries).
Notwithstanding anything in this Commitment Letter, the Fee Letters or the Term Facility Documentation to the contrary, the only conditions to each Commitment Party’s commitment hereunder and availability of the Bridge Term Loan Facility on the
Closing Date are expressly set forth in the immediately preceding paragraph and in Exhibit B. This paragraph, and the provisions herein, shall be referred to as the “Limited Conditionality Provision” and shall constitute a
condition precedent as referenced in Exhibit B. It being understood and agreed that there are no other conditions (implied or otherwise) to the commitments hereunder, including compliance with the terms of this Commitment Letter, the Fee Letter or
the Term Facility Documentation (including obtaining any amendments or approvals under the Existing Credit Agreement and the Credit Agreement dated September 10, 2012, among the Borrower, JPMorgan Chase Bank, N.A., as administrative agent and
the lenders and other agents party thereto (as amended, supplemented or otherwise modified up to the date hereof, the “Existing 2012 Facility”)), it being understood the Funding Conditions are conditions to the commitments
hereunder. 
 JPMorgan and MLPF&S intend to syndicate the Bridge Term Loan Facility to a group of lenders identified by them in consultation with you
and reasonably acceptable to you (together with JPMorgan Chase Bank, Bank of America, BTMU, U.S. Bank and Wells Fargo Bank, the “Lenders”). JPMorgan and MLPF&S intend to commence syndication of the Bridge Term Loan
Facility promptly upon your acceptance of this Commitment Letter and the Fee Letters. You agree to actively assist JPMorgan and MLPF&S in achieving a syndication of the Bridge Term Loan Facility that is satisfactory to them and you until the
earlier of (i) occurrence of a Successful Syndication and (b) the day that is 45 days following the Closing Date. Such assistance shall include your (a) providing, and using commercially reasonable efforts to cause your advisors to
provide, the Commitment Parties and the other Lenders upon request with all information (including information and evaluations prepared by you or your advisors) reasonably deemed necessary by JPMorgan and MLPF&S to complete syndication,
including, but not limited to, the Projections (as defined below) (the “Information”), (b) assisting in the preparation of a confidential information memoranda (“Confidential Information
Memorandum”) and other customary marketing materials to be used in connection with the syndication of the Bridge Term Loan Facility (the “Information Materials”), (c) using commercially reasonable efforts to
ensure that the syndication efforts of JPMorgan and MLPF&S benefit materially from your existing banking relationships, (d) otherwise using commercially reasonable efforts to assist JPMorgan and MLPF&S in their syndication efforts,
including by making your officers and advisors available to attend and make presentations regarding the business and prospects of the Borrower and its subsidiaries, as appropriate, at one or more meetings of prospective Lenders at times and
locations to be mutually agreed and (e) your using your commercially reasonable efforts to obtain corporate credit and/or corporate family ratings for the Borrower (on a pro forma basis after giving effect to the Transaction) from each of
Moody’s Investors Service, Inc. 

  
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(“Moody’s”) and Standard & Poor’s Financial Services LLC (“S&P”) as soon as practicable. At the option of JPMorgan and
MLPF&S, you agree to use commercially reasonable efforts (x) to enter into the Term Facility Documentation with the Lenders as soon as practicable after the date hereof or (y) at your election (in lieu of entering into the Term
Facility Documentation), to enter into one or more joinder agreements to this Commitment Letter as soon as practicable after the date hereof executed by the applicable Lenders, the Commitment Parties and you (“Joinder
Agreements”) (which Joinder Agreements shall provide that the commitments of the Lenders thereunder shall be subject to the same terms and conditions as are applicable to the commitments of the Lead Banks under this Commitment Letter,
with the fees payable to such Lenders to be as set forth in such Joinder Agreements, in each case pursuant to which such Lenders shall assume a proportion of the commitments with respect to the Bridge Term Loan Facility as set forth in such Term
Facility Documentation or Joinder Agreements, as applicable, with a corresponding reduction in the commitments of the Lead Banks by the amount so assumed, provided that, except as otherwise provided above, no Lead Bank shall be released or novated
from their commitments under this Commitment Letter in connection with any other assignments (other than an assignment pursuant to the Term Facility Documentation) contemplated under this Commitment Letter in connection with the syndication of the
Bridge Term Loan Facility and shall remain obligated with respect to such commitments through the Closing Date notwithstanding any such assignment. To facilitate a Successful Syndication, you agree that, until the earliest of completion of a
Successful Syndication, termination of the syndication (as determined by JPMorgan and MLPF&S), and 45 days following the funding of the Bridge Term Loan Facility, the Borrower will not, and will not permit its subsidiaries to, offer, syndicate
or issue, or attempt to offer, syndicate or issue, any debt securities or syndicated bank financing that, in the reasonable judgment of JPMorgan and MLPF&S, would reasonably be expected to adversely impact in any material respect the syndication
of the Bridge Term Loan Facility (other than any indebtedness the net proceeds of which are to be used to prepay or reduce the commitments under the Bridge Term Loan Facility). 

Notwithstanding the foregoing or anything to the contrary set forth in this Commitment Letter, the Fee Letters or the Term Facility Documentation,
(a) the Borrower shall not be required to disclose communications relating to any litigation or investigation, or the conduct thereof, solely to the extent that such disclosure would reasonably be expected to result in the waiver of the
attorney-client privilege or work product protection applicable thereto (but for the avoidance of doubt any such limitation on disclosure shall not limit any representations made by the Borrower with respect to the accuracy or completeness of
information hereunder or under the Term Facility Documentation), and (b) without limiting your obligation to assist in the syndication of the Bridge Term Loan Facility as provided herein, neither of (x) obtaining the ratings referred to
above, or (y) the achievement of a Successful Syndication nor any other agreement in this Commitment Letter with respect to the syndication process shall constitute a condition precedent to the commitments of the Commitment Parties hereunder or
the funding of the Bridge Term Loan Facility on the Closing Date. 
 It is understood and agreed that JPMorgan and MLPF&S will manage and control all
aspects of the syndication in consultation with you, including decisions as to the selection of prospective Lenders and any titles offered to proposed Lenders, when commitments will be accepted and the final allocations of the commitments among the
Lenders. It is understood that no Lender participating in the Bridge Term Loan Facility will receive compensation from you in order to obtain its commitment, except on the terms contained herein, in the Fee Letters (in the case of the Lead Banks and
their affiliates, if applicable) and in Exhibit B.  
 You represent and warrant that (a) all written Information which has been or is hereafter
made available to any of the Commitment Parties or the Lenders by you or any of your Representatives (or on your or their behalf, but only to your knowledge with respect to any written Information that is provided by the Sellers, the Target, their
subsidiaries or their Representatives) in connection with any aspect of the Bridge 

  
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Term Loan Facility other than (i) information of a general economic or general industry nature, or information and data prepared by a third party that is not one of your Representatives or a
third party acting on your or such Representatives’ behalf, and (ii) all projections, financial estimates, forecasts and other forward-looking information (“Projections”), as and when furnished and taken as a whole
(after giving effect to (x) with respect to information delivered on or prior to the date hereof, supplements delivered on or prior to the date hereof and (y) with respect to information delivered after the date hereof, supplements
delivered thereafter), is and will be complete and correct in all material respects and does not and will not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements contained therein not
materially misleading in light of the circumstances under which such statements are made and (b) the Projections that have been or will be made available to us by you or any of your representatives in connection with the transactions
contemplated hereby have been or will be prepared in good faith based upon assumptions believed by you to be reasonable at the time furnished to us (it being understood and agreed that such Projections are not to be viewed as facts and that actual
results during the period or periods covered by any such Projections may differ from the projected results, and such differences may be material). You agree to furnish us with further and supplemental information from time to time until the later of
(x) a Successful Syndication, but in no event exceeding 45 days after the Closing Date and (y) the date of the initial borrowing under the Bridge Term Loan Facility (the “Closing Date”) so that the representation
and warranty in the immediately preceding sentence would be correct in all material respects if the Information were being furnished, and such representation, and warranty were being made, on such date. In issuing this commitment and in arranging
and syndicating the Bridge Term Loan Facility, the Commitment Parties are and will be using and relying on the Information without independent verification thereof. 

You acknowledge that the Lead Arrangers on your behalf will make available Information Materials to the proposed syndicate of Lenders by posting the
Information Materials on IntraLinks or another similar electronic system. In connection with the syndication of the Bridge Term Loan Facility, unless the parties hereto otherwise agree in writing, you shall be under no obligation to provide
Information Materials suitable for distribution to any prospective Lender (each, a “Public Lender”) that does not wish to receive material non-public information (within the meaning of the United States federal securities
laws, “MNPI”) with respect to the Borrower, the Target or their affiliates, or the respective securities of any of the foregoing. Prior to distribution of Information Materials to prospective Lenders, you shall provide us
with a customary letter authorizing the dissemination thereof. 
 By executing this Commitment Letter, you agree to reimburse each of the Commitment Parties
from time to time on demand for all reasonable and invoiced out-of-pocket fees and expenses, including, but not limited to, (a) the reasonable and invoiced fees, disbursements and other charges of counsel to the Commitment Parties and the
Administrative Agent (it being understood and agreed that the Commitment Parties shall use a single transaction counsel in connection with the principal negotiation and documentation of this Commitment Letter and the Bridge Term Loan Facility
(understanding that certain Commitment Parties may have separate outside counsel provide limited review of all documentation at the expense of such Commitment Parties), the fees for which the Lead Arranger’s counsel currently estimate to be in
a range separately communicated to you and the Lead Arrangers agree to cause their counsel to notify you promptly if we believe such estimate will be exceeded) and (b) out-of-pocket due diligence expenses by each of the Commitment Parties in
connection with the Bridge Term Loan Facility, the syndication thereof prior to the Closing Date, the preparation of the Term Facility Documentation and the other transactions contemplated hereby. The provisions of this paragraph shall remain in
full force and effect regardless of whether the Term Facility Documentation shall be executed and delivered, and notwithstanding the termination of this Commitment Letter or any commitment or undertaking of the Commitment Parties hereunder. 

  
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 You agree to indemnify and hold harmless each of the Commitment Parties, each Lender and each of their affiliates
and their respective officers, directors, employees, agents, advisors and other representatives (each, an “Indemnified Party”) from and against (and will reimburse each Indemnified Party as the same are incurred for) any and
all claims, damages, losses, liabilities and expenses (including, without limitation, the reasonable fees, disbursements and other charges of counsel but in each case limited to the reasonable and documented out-of-pocket fees, disbursements and
other charges of one counsel to all Indemnified Parties taken as a whole and, if reasonably necessary, one local counsel for all Indemnified Parties taken as a whole in each relevant jurisdiction and, solely in the case of an actual or perceived
conflict of interest, one additional counsel (and if reasonably necessary, one local counsel in each relevant jurisdiction) to each group of similarly situated affected Indemnified Parties) that are actually incurred by or asserted or awarded
against any such Indemnified Party, in each case arising out of or in connection with or by reason of (including, without limitation, in connection with any investigation, litigation or proceeding or preparation of a defense in connection therewith)
(a) any matters contemplated by this Commitment Letter (including the Acquisition) or (b) the Bridge Term Loan Facility or any use made or proposed to be made with the proceeds thereof (IN ALL CASES, WHETHER OR NOT CAUSED OR ARISING, IN
WHOLE OR IN PART, OUT OF THE COMPARATIVE, CONTRIBUTORY OR SOLE NEGLIGENCE OF THE INDEMNIFIED PARTY), except to the extent such claim, damage, loss, liability or expense is found in a final, nonappealable judgment by a court of competent
jurisdiction (x) to have resulted from (i) such Indemnified Party’s bad faith, gross negligence or willful misconduct or (ii) the material breach by such Indemnified Party of its obligations under this Commitment Letter or
(y) to have arisen out of, or in connection with, any proceeding that does not involve an act or omission by you or any of your affiliates and that is brought by an Indemnified Person against any other Indemnified Person (other than a claim
related to such Indemnified Person acting as a Lead Arranger, administrative agent, syndication agent or in another agency or representative capacity). In the case of an investigation, litigation or proceeding to which the indemnity in this
paragraph applies, such indemnity shall be effective whether or not such investigation, litigation or proceeding is brought by you, your equityholders or creditors or an Indemnified Party, whether or not an Indemnified Party is otherwise a party
thereto and whether or not the Closing Date occurs. You also agree that no Indemnified Party shall have any liability (whether direct or indirect, in contract or tort or otherwise) to you or your subsidiaries or affiliates, or to your or their
respective equity holders or creditors arising out of, related to or in connection with the Acquisition, this Commitment Letter or any aspect of the Bridge Term Loan Facility, except to the extent of direct, as opposed to special, indirect,
consequential or punitive, damages determined in a final, nonappealable judgment by a court of competent jurisdiction to have resulted from (i) such Indemnified Party’s bad faith, gross negligence or willful misconduct or (ii) the
material breach by such Indemnified Party of its obligations under this Commitment Letter. Additionally, you shall not have any liability (whether direct or indirect, in contract or tort or otherwise) to the Commitment Parties or their subsidiaries
or affiliates, or to their respective equity holders or creditors for any special, indirect, consequential or punitive, damages arising out of, related to or in connection with the Acquisition, this Commitment Letter or any aspect of the Bridge Term
Loan Facility; provided that nothing contained in this sentence shall limit your indemnity obligations to the extent set forth in this paragraph. Notwithstanding any other provision of this Commitment Letter, no Indemnified Party shall be
liable for any damages arising from the use by others of information or other materials obtained through electronic telecommunications or other information transmission systems, other than for direct or actual damages resulting from the bad faith,
gross negligence or willful misconduct of such Indemnified Party as determined by a final and nonappealable judgment of a court of competent jurisdiction. The foregoing provisions in this paragraph shall be superseded in each case by the applicable
corresponding provisions contained in the Term Facility Documentation upon the execution thereof and thereafter shall have no further force and effect. 

This Commitment Letter, the fee letter dated the date hereof and delivered herewith among you and us (the “Arranger Fee Letter”) and
the fee letter dated the date hereof and delivered herewith between you, 

  
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JPMorgan Chase Bank and JPMorgan (the “Agency Fee Letter” and collectively with the Arranger Fee Letter, the “Fee Letters”) and the contents hereof
and thereof are confidential and, except for disclosure hereof or thereof as otherwise permitted herein, may not be disclosed in whole or in part to any person or entity without our prior written consent (or in the case of the Agency Fee Letter,
JPMorgan’s consent). The Commitment Parties hereby notify you that pursuant to the requirements of the USA PATRIOT Act, Title III of Pub. L. 107-56 (signed into law October 26, 2001) (the “Act”), each of them is
required to obtain, verify and record information that identifies you, the Target and your and their subsidiaries, which information includes your and their names and addresses and other information that will allow each of the Commitment Parties to
identify you and them in accordance with the Act. 
 You acknowledge that the Commitment Parties or their affiliates may be providing financing or other
services to parties whose interests may conflict with yours. Each Commitment Party agrees that it will not furnish confidential information obtained from you to any of its other customers and that it will treat confidential information relating to
you and your affiliates with the same degree of care as it treats its own confidential information. Each Commitment Party further advises you that it will not make available to you confidential information that it has obtained or may obtain from any
other customer. In connection with the services and transactions contemplated hereby, you agree that each Commitment Party is permitted to access, use and, subject to the confidentiality provisions of this Commitment Letter or other applicable
confidentiality agreements, share with any of its bank or non-bank affiliates, agents, advisors (legal or otherwise) or representatives any information concerning you or any of your affiliates (but no such information regarding any of your
customers) that is or may come into the possession of such Commitment Party or any of such affiliates. 
 In connection with all aspects of the Bridge Term
Loan Facility, you acknowledge and agree that: (a) (i) the arranging and other services described herein regarding the Bridge Term Loan Facility are arm’s-length commercial transactions between you, on the one hand, and each of the
Commitment Parties, on the other hand that do not directly or indirectly give rise to, nor do you rely on, any fiduciary duty to you or your affiliates on the part of any of the Commitment Parties, (ii) you have consulted your own legal,
accounting, regulatory and tax advisors to the extent you have deemed appropriate, and (iii) you are capable of evaluating and understanding, and you understand and accept, the terms, risks and conditions of the transactions contemplated by
this Commitment Letter; (b) (i) each of the Commitment Parties has been, is, and will be acting solely as a principal and, except as otherwise expressly agreed in writing by the relevant parties, has not been, is not, and will not be
acting as an advisor, agent or fiduciary for you or any other person or entity and (ii) none of the Commitment Parties has any obligation to you or any other person or entity with respect to the transactions contemplated hereby except those
obligations expressly set forth herein; and (c) each of the Commitment Parties and each of their respective affiliates may be engaged in a broad range of transactions that involve interests that differ from yours and those of your affiliates,
and none of the Commitment Parties has any obligation to disclose any of such interests to you or your affiliates. You agree that you will not claim that any Commitment Party has rendered advisory services of any nature or respect, or owes a
fiduciary or similar duty to you, in connection with the Bridge Term Loan Facility. 
 The indemnification, fee, expense, jurisdiction, governing law,
venue, waiver of jury trial, syndication, agreement not to assert fiduciary duty claims, agreements relating to activities of affiliates of the Commitment Parties, confidentiality provisions contained herein and in the Fee Letters shall remain in
full force and effect regardless of whether the Term Facility Documentation shall be executed and delivered, and notwithstanding the termination of this Commitment Letter or any commitment or undertaking of any Commitment Party hereunder. This
Commitment Letter may not be amended or waived except by an instrument in writing signed by the Borrower and each of the Commitment Parties. 

  
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 This Commitment Letter is delivered to you on the understanding that neither this Commitment Letter nor the Fee
Letters nor any of their terms or substance shall be disclosed by you, directly or indirectly, to any other person except (a) to you, the Sellers, the Target, its subsidiaries and the officers, directors, employees, affiliates, members,
partners, stockholders, attorneys, accountants, agents and advisors of the forgoing persons on a confidential and need-to-know basis (provided that any disclosure of the Fee Letters or their terms or substance to the Sellers, the Target, its
subsidiaries or their officers, directors, employees, affiliates, members, partners, stockholders, attorneys, accountants, agents or advisors shall be redacted as to fees and economic “market flex” provisions (including timing thereof)
contained therein in a customary manner), (b) in any legal, judicial or administrative proceeding or as otherwise required by law or regulation or as requested by a governmental authority (including, for the avoidance of doubt, in filings with
the Securities and Exchange Commission and other applicable regulatory authorities and stock exchanges; provided that the terms and contents of any of the Fee Letters shall not be included in any such disclosure in filings with the Securities
and Exchange Commission and other applicable regulatory authorities and stock exchanges, but to the extent required by applicable law, you may disclose the aggregate fee amounts in the Fee Letters as part of a generic disclosure of total fees and
expenses in connection with the aggregate sources related to the Transactions) (in which case you agree, to the extent permitted by law, to inform us promptly in advance thereof) and (c) the Summary of Terms may be disclosed to potential
Lenders and to any rating agency in connection with the Bridge Term Loan Facility. 
 Each Commitment Party agrees that it will maintain the confidentiality
of the Confidential Information (as defined below), except that Confidential Information (as defined below) may be disclosed (a) to its respective affiliates and to its and its affiliates’ respective partners, directors, officers,
employees, agents, advisors, legal counsel, independent auditors and professionals and other representatives (collectively, “Representatives”) (it being understood and agreed that (i) Representatives will be informed of
the confidential nature of such Confidential Information and instructed to keep such Confidential Information confidential and (ii) a party making such information available to its affiliates and its and their respective officers, directors and
employees agrees to be responsible for any breach of this paragraph that results from the actions or omissions of such affiliates, officers, directors and employees), (b) to the extent requested by any regulatory authority purporting to have
jurisdiction over it (including any self-regulatory authority, such as the National Association of Insurance Commissioners), (c) to the extent required by applicable laws or regulations or by any legal process, subpoena, judicial or
administrative proceeding or similar compulsory process, provided such Commitment Party agrees that it will notify you as soon as practical in the event of any such disclosure (other than at the request of a regulatory authority), unless such
notification shall be prohibited by applicable law or legal process, (d) to any other party hereto, (e) in connection with the exercise of any remedies under this Commitment Letter, the Fee Letters, or under any documentation evidencing or
relating to the Bridge Term Loan Facility or any action or proceeding relating to this Commitment Letter, the Fee Letters, or any documentation evidencing or relating to the Bridge Term Loan Facility or the enforcement of rights hereunder or
thereunder, (f) to potential or prospective Lenders, participants or assignees; provided that the disclosure of any such information to any Lenders or prospective Lenders or participants or prospective participants or assignees or
prospective assignees referred to above shall be made subject to the acknowledgment and acceptance by such Lender or prospective Lender or participant or prospective participant or assignee or prospective assignee that such information is being
disseminated on a confidential basis (on substantially the terms set forth in this paragraph or as is otherwise reasonably acceptable to the Borrower and JPMorgan and MLPF&S, including, without limitation, as agreed in any confidential
information memorandum or other marketing materials or in connection with the distribution of information through Intralinks) in accordance with the standard syndication processes of JPMorgan and MLPF&S or customary market standards for
dissemination of such type of information, (g) with your consent, (h) to the extent such Confidential Information (x) becomes publicly available other than as a result of disclosure by such Commitment Party, its affiliates or
Representatives or (y) becomes available to such Commitment Party or any of its respective affiliates on a nonconfidential basis from a source other than the Borrower, its affiliates or 

  
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Representatives or any person that the Commitment Party or its Representatives know is breaching a confidentiality obligation to the Borrower or its subsidiaries by making such Confidential
Information available without the consent or authorization of the Borrower, or (i) in the case of the information set forth on Exhibit A, to S&P and Moody’s on a confidential basis. For purposes of this paragraph,
“Confidential Information” means all information received from you, the Target or your or their subsidiaries relating to you, the Target or any of your or their subsidiaries or affiliates or any of their respective
businesses, other than any such information that is available to such Commitment Party or its affiliates on a nonconfidential basis prior to disclosure by you or any of your subsidiaries. Any Person required to maintain the confidentiality of
Confidential Information as provided in this paragraph shall be considered to have complied with its obligation to do so if such person has exercised the same degree of care to maintain the confidentiality of such Confidential Information as such
person would accord to its own confidential information. The obligations of each of the Commitment Parties under this paragraph shall automatically terminate and be superseded by the confidentiality provisions in the Term Facility Documentation, and
in any case, on the date that is one year from the date hereof. 
 This Commitment Letter and the Fee Letters may be executed in counterparts which, taken
together, shall constitute an original. Delivery of an executed counterpart of this Commitment Letter or the Fee Letters by telecopier, facsimile or electronic transmission shall be effective as delivery of a manually executed counterpart thereof.

 This Commitment Letter and the Fee Letters shall be governed by, and construed in accordance with, the laws of the State of New York; provided,
however, that (a) the interpretation of the definition of Company Material Adverse Effect and the determination of whether there shall have occurred a Company Material Adverse Effect, (b) the determination of whether the Acquisition has
been consummated as contemplated by the Purchase Agreement, and (c) the determination of whether the representations and warranties made by the Target in the Purchase Agreement are accurate, and whether any inaccuracy thereof entitles the
Borrower to terminate its obligations under the Purchase Agreement or not to consummate the Acquisition, shall be determined in accordance with the laws of the State of Delaware without regard to principles of conflicts of laws that would result in
the application of the laws of any other jurisdiction. Each Commitment Party and you hereby irrevocably and unconditionally submit to the exclusive jurisdiction of any state or Federal court sitting in the Borough of Manhattan in the City of New
York over any suit, action or proceeding arising out of or relating to the Transactions or the other transactions contemplated hereby, this Commitment Letter or the Fee Letters or the performance of services hereunder or thereunder. Each Commitment
Party and you agree that service of any process, summons, notice or document by registered mail addressed to you or us shall be effective service of process for any suit, action or proceeding brought in any such court. Each Commitment Party and you
hereby irrevocably and unconditionally waive any objection to the laying of venue of any such suit, action or proceeding brought in any such court and any claim that any such suit, action or proceeding has been brought in any inconvenient forum.
Each Commitment Party and you hereby irrevocably waive any and all right to trial by jury in any action, proceeding or counterclaim (whether based on contract, tort or otherwise) arising out of or relating to the Acquisition, this Commitment Letter,
the Fee Letters, the Bridge Term Loan Facility or the actions of the Commitment Parties in the negotiation, performance or enforcement hereof. 
 This
Commitment Letter and the Fee Letters embody the entire agreement and understanding among the Commitment Parties and you with respect to the Bridge Term Loan Facility and supersede all prior agreements and understandings relating to the specific
matters hereof. No party has been authorized by any of the Commitment Parties to make any oral or written statements that are inconsistent with this Commitment Letter. This Commitment Letter is not assignable by the Borrower without our prior
written consent and is intended to be solely for the benefit of the parties hereto and the Indemnified Parties. 

  
 -9- 

 Each of the parties hereto agrees that this Commitment Letter, if accepted by you as provided above, is a binding
and enforceable agreement (subject to the effects of bankruptcy, insolvency, fraudulent conveyance, reorganization and other similar laws relating to or affecting creditors’ rights generally and general principles of equity (whether considered
in a proceeding in equity or law)) with respect to the subject matter contained herein, including an agreement to negotiate in good faith the Term Loan Documentation by the parties hereto in a manner consistent with this Commitment Letter, it being
acknowledged and agreed that the funding of the Bridge Term Loan Facility and the commitment provided hereunder is subject to the Funding Conditions. 

This Commitment Letter and all commitments and undertakings of the Commitment Parties hereunder will expire at 11:59 p.m. (New York City time) on
January 26, 2016 unless you execute this Commitment Letter and the Fee Letters and return them to us prior to that time (which may be by facsimile or electronic transmission), whereupon this Commitment Letter and the Fee Letters (each of which
may be signed in one or more counterparts) shall become binding agreements. In the event that the initial borrowing under the Bridge Term Loan Facility does not occur on or before the Expiration Date, then this Commitment Letter and the commitments
hereunder shall automatically terminate unless we shall, in our discretion, agree to an extension. “Expiration Date” means the earliest of (i) July 24, 2016, (ii) the closing of the Acquisition without the use of the
Bridge Term Loan Facility and (iii) the termination (in accordance with the terms thereof) or public abandonment of the Purchase Agreement, after execution of the Purchase Agreement and prior to closing of the Acquisition. 

THIS WRITTEN AGREEMENT (WHICH INCLUDES THE SUMMARY OF TERMS) AND THE FEE LETTERS REPRESENT THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE
CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. 

[THE BALANCE OF THIS PAGE IS INTENTIONALLY LEFT BLANK] 

  
 -10- 

 We are pleased to have the opportunity to work with you in connection with this important financing. 

 

			
	Very truly yours,
	
	JPMORGAN CHASE BANK, N.A.
		
	By:	 	 /s/ John Kowalczuk

	Name:	 	John Kowalczuk
	Title:	 	Executive Director
	
	J.P. MORGAN SECURITIES LLC
		
	By:	 	 /s/ Natalia Klykova

	Name:	 	Natalia Klykova
	Title:	 	Managing Director

  
 [Signature Page to
Commitment Letter] 

 
			
	MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED
		
	By:	 	 /s/ Jonathan Mullen

	Name:	 	Jonathan Mullen
	Title:	 	Managing Director
	
	BANK OF AMERICA, N.A.
		
	By:	 	 /s/ Ryan Maples

	Name:	 	Ryan Maples
	Title:	 	Sr. Vice President

  
 [Signature Page to
Commitment Letter] 

 
			
	THE BANK OF TOKYO-MITSUBISHI UFJ, LTD.
		
	By:	 	 /s/ Ola Anderssen

	Name:	 	Ola Anderssen
	Title:	 	Director

  
 [Signature Page to
Commitment Letter] 

 
			
	U.S. BANK NATIONAL ASSOCIATION
		
	By:	 	 /s/ Allison Burgun

	Name:	 	Allison Burgun
	Title:	 	Vice President

  
 [Signature Page to
Commitment Letter] 

 
			
	WELLS FARGO SECURITIES, LLC
		
	By:	 	 /s/ Timothy Houlahan

	Name:	 	Timothy Houlahan
	Title:	 	Managing Director
	
	WELLS FARGO BANK, NATIONAL ASSOCIATION
		
	By:	 	 /s/ Jocelyn Boll

	Name:	 	Jocelyn Boll
	Title:	 	Vice President

  
 [Signature Page to
Commitment Letter] 

 Accepted and agreed to as of the date first above written: 

 

			
	TOTAL SYSTEM SERVICES, INC.
		
	By:	 	 /s/ Paul M. Todd

	Name:	 	Paul M. Todd
	Title:	 	Senior Executive Vice President and Chief Financial Officer

  
 [Signature Page
to Commitment Letter] 

 EXECUTION VERSION 

EXHIBIT A 
 SUMMARY OF
TERMS AND CONDITIONS 
 TOTAL SYSTEM SERVICES, INC. 

$2,000 MILLION BRIDGE TERM LOAN FACILITY 

Capitalized terms not otherwise defined herein have the same meanings as specified therefor in the Commitment Letter to which this Exhibit A
is attached. 
  

			
	BORROWER:	  	Total System Services, Inc., a Georgia corporation (the “Borrower”).
		
	 ADMINISTRATIVE

AGENT:
	  	JPMorgan Chase Bank, N.A. (“JPMorgan Chase Bank”) will act as sole administrative agent (the “Administrative Agent”).
		
	JOINT LEAD ARRANGERS AND JOINT BOOKRUNNERS:	  	J.P. Morgan Securities LLC (“JPMorgan”), Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), The Bank of Tokyo-Mitsubishi UFJ, Ltd.
(“BTMU”), U.S. Bank National Association (“U.S. Bank”) and Wells Fargo Securities, LLC (“Wells Fargo Securities”) (in such capacities, collectively, the “Lead
Arrangers”).
		
	SYNDICATION AGENT:	  	Bank of America, N.A.
		
	CO-DOCUMENTATION AGENTS:	  	BTMU, U.S. Bank and Wells Fargo Bank, National Association
		
	LENDERS:	  	A syndicate of financial institutions (including JPMorgan Chase Bank, Bank of America, N.A., BTMU, U.S. Bank and Wells Fargo Bank, National Association) arranged by the Lead Arrangers and reasonably acceptable to the Borrower
(collectively, the “Lenders”).
		
	BRIDGE TERM LOAN FACILITY:	  	A $2,000 million 364-day bridge term loan facility (the “Bridge Term Loan Facility” the bridge term loans thereunder, the “Bridge Term Loans”), made in U.S. Dollars in a single
advance on the Closing Date. The Bridge Term Loan Facility shall consist of two tranches, a $1,500 million tranche (the “Capital Markets Tranche”) and a $500 million tranche (the “Loan
Tranche”).
		
	PURPOSE:	  	The proceeds of the Bridge Term Loan Facility will be used, in part, to finance the Acquisition, to repay certain indebtedness of the Target and its subsidiaries, and to pay fees and expenses related thereto.
		
	CLOSING DATE:	  	The date of initial funding under the Term Facility Documentation (the “Closing Date”) to occur on or before the Expiration Date.
		
	INTEREST RATES:	  	As set forth in Addendum I.
		
	MATURITY:	  	The Bridge Term Loan Facility shall terminate and all amounts outstanding thereunder shall be due and payable 364 days from the Closing Date (the “Maturity
Date”).

			
	OPTIONAL PREPAYMENTS:	  	The Borrower may prepay the Bridge Term Loan Facility in whole or in part at any time without premium or penalty, subject to reimbursement of the Lenders’ customary breakage and redeployment costs (but not lost
profits) in the case of prepayment of LIBOR borrowings.
		
	MANDATORY PREPAYMENTS AND COMMITMENT REDUCTIONS:	  	 On or prior to the Closing Date (assuming for purposes hereof the Transactions have been consummated), the aggregate commitments in
respect of the Bridge Term Loan Facility shall be permanently reduced by an amount equal to, and after the Closing Date the Borrower shall make prepayments of Bridge Term Loans from:

 
 (a) 100% of the net cash proceeds from any non-ordinary course sale
or other disposition of assets (including as a result of casualty or condemnation) by the Borrower and its subsidiaries (subject to exceptions and reinvestment rights to be agreed);

 
 (b) 100% of the net cash proceeds from issuances or incurrences of
debt by the Borrower and its subsidiaries (other than (i) borrowings under revolving facilities of the Borrower and its subsidiaries (provided that for the avoidance of doubt the establishment of aggregate commitments under revolving facilities in
excess of $350 million shall result in a commitment reduction or prepayment hereunder as set forth below) and (ii) certain other indebtedness to be agreed); provided that in any event prepayments or reductions, as applicable, shall be
required to the extent that the Borrower or its subsidiaries enter into a credit agreement after the date hereof pursuant to which the Borrower or its subsidiaries obtains commitments for term loan facilities ( “Replacement Term Loan
Facilities”) and/or revolving facilities ( “Replacement Revolving Loan Facilities”, collectively with any Replacement Term Loan Facilities, the “Replacement Facilities”) to fund a portion
of the Transactions, in an amount equal to the aggregate amount of commitments under Replacement Term Loan Facilities in excess of $300 million and the aggregate amount of commitments under Replacement Revolving Loan Facilities which, when
aggregated with any revolving commitments still outstanding under the Borrower’s existing revolving facility dated September 10, 2012, if any, at such time), is in excess of $350 million (which reductions and/or prepayments shall only reduce or
prepay the commitments or Bridge Term Loans, as applicable, of JPMorgan Chase Bank, Bank of America, N.A., BTMU, U.S. Bank, Well Fargo Bank, National Association and such other Lenders, if any, who executed the Joinder Agreements (and who have a
commitment in respect of the Loan Tranche pursuant to such Joinder Agreements), with such reductions and/or prepayments to be allocated pro rata based on their respective commitments as of the date of such reduction)); and

 
 (c) 100% of the net cash proceeds from issuances of new equity or
equity linked securities by the Borrower (other than net cash proceeds from equity issuances made pursuant to employee compensation plans or arrangements or pursuant to the Borrower’s dividend reinvestment
plan).

  
 -2- 

			
		  	 Reductions or prepayments in respect of the Replacement Facilities shall be allocated first to the Loan Tranche and second to the Capital
Markets Tranche. Reductions or prepayments in respect of the issuance of notes or other debt securities shall be allocated first to the Capital Markets Tranche and second to the Loan Tranche. All other reductions or prepayments shall be allocated
ratably between the Capital Markets Tranche and the Loan Tranche.
  
 For the avoidance of
doubt the commitments in respect of the Bridge Term Loan Facility shall be reduced to zero upon the occurrence of the Expiration Date and/or immediately after the funding thereof on the Closing Date.

		
	CONDITIONS PRECEDENT TO CLOSING DATE	  	Subject to the Limited Conditionality Provision, the closing and the initial extension of credit under the Bridge Term Loan Facility will solely be subject to the satisfaction of the conditions precedent as set forth in the
Commitment Letter constituting Funding Conditions, including Exhibit B to the Commitment Letter.
		
	REPRESENTATIONS AND WARRANTIES:	  	To be substantially the same as those contained in the Borrower’s Credit Agreement dated April 8, 2013 among the Borrower, JPMorgan Chase Bank, N.A., as administrative agent and the other parties thereto (as amended,
supplemented or otherwise modified up to the date hereof, the “Existing Credit Agreement”) (including the exceptions and qualifications contained therein), modified as agreed for transactions of this type, which shall be
limited to the following: (i) legal existence, qualification and power; (ii) due authorization and no contravention of law, contracts or organizational documents; (iii) governmental and third party approvals and consents; (iv) enforceability;
(v) accuracy and completeness of specified financial statements and no event or circumstance, either individually or in the aggregate, that has had or could reasonably be expected to have a material adverse effect; (vi) no material litigation (vii)
compliance with contracts; (viii) ownership of property; (ix) insurance matters; (x) compliance with environmental laws; (xi) tax matters; (xii) ERISA compliance; (xiii) identification of subsidiaries; (xiv) not engaging in the
business of purchasing or carrying margin stock (other than repurchases by the Borrower of its own capital stock permitted by the Existing Credit Agreement); (xv) status under Investment Company Act; (xvi) solvency; (xvii) accuracy of
disclosure; (xviii) use of proceeds; (xix) compliance with laws; (xx) intellectual property and (xxi) Patriot Act, sanctions, anti-corruption and anti-money laundering.
		
	COVENANTS:	  	To be substantially the same as those contained in the Existing Credit Agreement (including the exceptions and qualifications contained therein), which shall be limited to the following: (i) delivery of financial statements, SEC
filings, compliance certificates and other specified information, (ii) notices of default, litigation, governmental proceedings or investigations, which litigation, proceedings or investigations could

  
 -3- 

			
		  	 reasonably be expected to have a material adverse effect, certain ERISA events and material changes in accounting or financial reporting
practices; (iii) payment of certain obligations; (iv) preservation of existence; (v) maintenance of properties and insurance; (vi) compliance with laws; (vii) maintenance of books and records; (viii) inspection rights;
(ix) use of proceeds; and (x) limitations on (A) investments (including loans and advances), (B) mergers and other fundamental changes, (C) sales and other dispositions of property or assets, (D) dividends and other distributions by
the Borrower after the occurrence of an event of default, (E) changes in the nature of business, (F) transactions with affiliates, (G) use of proceeds (including use in compliance with Patriot Act, sanctions, anti-corruption and anti-money
laundering laws, rules and regulations), (H) swaps and (I) liens and negative pledge clauses. On and after the Closing Date, the covenants shall prohibit (x) discretionary special dividends, discretionary special distributions and discretionary
stock repurchases, in each case in the form of cash only, by the Borrower in excess of $25 million in the aggregate (it being understood the Borrower’s ordinary dividends and distributions and any increases thereof in each case approved by the
board of directors of the Borrower shall not be subject to this limitation) and (y) the Borrower and its subsidiaries from entering into, after the Closing Date, acquisitions or acquisition agreements where the acquisition consideration is in the
form of cash payable by the Borrower or its subsidiaries in an aggregate amount of all such transactions in excess of $25 million.
  

Financial covenants to be limited to the following:
  

•       Minimum Consolidated Fixed Charge Coverage Ratio (EBITDAR/Interest
Expense plus Rental Expense, with financial definitions to be substantially the same as those contained in the Existing Credit Agreement except as otherwise agreed) of at least 2.5 to 1.0.

 

•       Maximum Consolidated Leverage Ratio (with financial definitions to be
substantially the same as those contained in the Existing Credit Agreement except as otherwise agreed) not to exceed 4.25 to 1.00, with such ratio stepping down to:
  

(i) in the event the Closing Date is on or prior to May 15, 2016, 4.00 to 1.00 on December 31, 2016 and 3.75 to 1.00 on
March 31, 2017 (with such final ratio applying for any fiscal quarter thereafter); or
  

(ii) in the event the Closing Date is after May 15, 2016, 4.00 to 1.00 on March 31, 2017 and 3.75 to 1.00 on June 30,
2017 (with such final ratio applying for any fiscal quarter thereafter).
  
 Each of the
ratios referred to above will be calculated on a consolidated basis as of the end of each consecutive four fiscal quarter period.

  
 -4- 

			
	EVENTS OF DEFAULT:	  	To be substantially the same as those contained in the Existing Credit Agreement (including notice and cure rights provided therein), which shall be limited to the following: (i) nonpayment of principal, interest, fees or
other amounts; (ii) failure to perform or observe covenants set forth in the loan documentation (subject to grace periods as set forth in the Existing Credit Agreement); (iii) any representation or warranty proving to have been incorrect in any
material respect when made or confirmed; (iv) cross-default to other indebtedness in excess of $50 million in principal amount; (v) bankruptcy and insolvency defaults (with a 60-day grace period for involuntary proceedings); (vi) inability to pay
debts; (vii) monetary judgment defaults in excess of $50 million to the extent not covered by insurance and nonmonetary judgment defaults which could reasonably be expected to have a material adverse effect; (viii) customary ERISA defaults;
(ix) actual or asserted invalidity or impairment of any material provisions of the loan documentation; and (x) change of control.
		
	ASSIGNMENTS AND PARTICIPATIONS:	  	 Subject to the consents described below (which consents will not be unreasonably withheld or delayed), each Lender will be permitted to
make assignments to other financial institutions in respect of the Bridge Term Loan Facility in a minimum amount equal to $5 million.
  

Consents: The consent of the Borrower will be required unless (i) an event of default has occurred and is continuing or (ii) the assignment is to
a Lender, an affiliate of a Lender or an Approved Fund (as such term is defined in the Existing Credit Agreement) (and the Borrower’s consent will be deemed given if not expressly withheld within five business days). The consent of the
Administrative Agent (not to be unreasonably withheld or delayed) will be required for any assignment of any outstanding Bridge Term Loan to an entity that is not a Lender, an affiliate of a Lender or an Approved Fund.

 
 Assignments Generally: An assignment fee in the amount of $3,500 will be
charged to the assigning Lender or the assignee Lender, as such Lenders may agree, with respect to each assignment unless waived by the Administrative Agent in its sole discretion. Each Lender will also have the right, without consent of the
Borrower or the Administrative Agent, to assign as security all or part of its rights under the loan documentation to any Federal Reserve Bank.
  

Participations: Lenders will be permitted to sell participations with voting rights limited to significant matters such as changes in amount,
rate and maturity date.

		
	WAIVERS AND AMENDMENTS:	  	Amendments and waivers of the provisions of the loan agreement and other definitive credit documentation will require the approval of Lenders holding loans and commitments representing more than 50% of the aggregate amount of the
loans and commitments under the Bridge Term Loan Facility (the “Required Lenders”), except that (a) the consent of each Lender shall be required with respect to (i) the waiver of certain conditions precedent to be agreed to
the initial credit extension under the

  
 -5- 

			
		  	Bridge Term Loan Facility, (ii) the amendment of pro rata sharing provisions, and (iii) the amendment of the voting percentages of the Lenders, and (b) the consent of each Lender affected thereby shall be required with respect to
(i) increases or extensions in the commitment of such Lender, (ii) reductions of principal, interest or fees, and (iii) extensions of scheduled maturities or times for payment.
		
	INDEMNIFICATION:	  	 The Borrower will indemnify and hold harmless the Administrative Agent, the Bookrunner, the Lead Arrangers, any other agents acting in
their capacity as such and each Lender and their respective affiliates and their partners, directors, officers, employees, agents and advisors (each an “Indemnified Party”) from and against all losses, claims, damages,
liabilities and expenses arising out of or relating to the Acquisition, the Bridge Term Loan Facility, the Borrower’s use of loan proceeds or the commitments, including, but not limited to, reasonable attorneys’ fees (but in the case of
attorney’s fees, expenses and charges, limited in the reasonable and documented out-of-pocket fees, disbursements and other charges of one counsel to all Indemnified Parties taken as a whole and, if reasonably necessary, one local counsel for
all Indemnified Parties taken as a whole in each relevant jurisdiction and, solely in the case of an actual or perceived conflict of interest, one additional counsel (and if reasonably necessary, one local counsel in each relevant jurisdiction) to
each group of similarly situated affected Indemnified Parties) and settlement costs except (i) to the extent resulting from the bad faith, gross negligence or willful misconduct of such Indemnified Party or material breach by such Indemnified
Party of its obligations under the Bridge Term Loan Facility, in each case, as determined in a final, nonappealable judgment of a court of competent jurisdiction and (ii) those arising out of, or in connection with, any proceeding that does not
involve any act or omission by the Borrower or any of its affiliates and that is brought by an Indemnified Party against any other Indemnified Party (except to the extent relating to such Indemnified Party acting in an agency or other representative
capacity in connection with the Bridge Term Loan Facility). This indemnification shall survive and continue for the benefit of all such persons or entities.
  

The loan documentation shall contain a customary waiver and agreement by the parties not to assert claims for special, indirect, consequential or punitive
damages (as opposed to direct or actual damages) arising out of, in connection with, or as a result of, the loan documents or any agreement or instrument contemplated thereby, the transactions contemplated thereby, any loan or the use of the
proceeds thereof; provided that nothing contained in such waiver and agreement not to assert shall limit the Borrower’s indemnity obligations to the extent set forth in such loan documents.

		
	DEFAULTING LENDERS	  	The loan documentation shall contain customary “Defaulting Lender” provisions for transactions and facilities of this type.
		
	EU BAIL-IN	  	The loan documentation shall contain customary language relating to the EU Bail-in regime to be mutually agreed.

  
 -6- 

			
	GOVERNING LAW:	  	State of New York.
		
	PRICING/FEES/EXPENSES:	  	As set forth in Addendum I.
		
	OTHER	  	Each of the parties shall (i) waive its right to a trial by jury and (ii) submit to exclusive New York jurisdiction.

  

  
 -7- 

 ADDENDUM I 

PRICING, FEES AND EXPENSES 
  

			
	INTEREST RATES:	  	 At the Borrower’s option, any Bridge Term Loan will bear interest at a rate equal to (i) LIBOR (which if less than zero shall be
deemed to be zero) adjusted for applicable reserve requirements plus the Applicable Margin, as determined in accordance with the Performance Pricing grid set forth below or (ii) the Base Rate (to be defined as the highest of (a) JPMorgan Chase
Bank’s prime rate, (b) the Federal Funds rate (which if less than zero shall be deemed to be zero) plus .50% and (c) one-month LIBOR plus 1.00%) plus the Applicable Margin.

 
 The Borrower may select interest periods of one, two, three or six months for LIBOR loans
or, upon consent of all of the affected Lenders, such other period that is twelve months or less, subject to availability. Interest shall be payable at the end of the selected interest period, but no less frequently than quarterly.

 
 During the continuance of event of default under the loan documentation, the Applicable
Margin on obligations owing under the loan documentation shall increase by 2% per annum (subject to the request of the Required Lenders).

		
	DURATION FEES:	  	 The Borrower shall pay non-refundable duration fees based on the following percentages of the aggregate principal amount of Loans
outstanding on the dates below, each such duration fee to be payable on such applicable date:
  

90 days after the Closing Date: 0.50%
  

180 days after the Closing Date: 0.75%
  

270 days after the Closing Date: 1.00%

		
	PERFORMANCE PRICING:	  	The Applicable Margin for LIBOR Loans shall be, at any time, the rate per annum set forth in the table below opposite the corporate credit rating of the Borrower by Standard & Poor’s Financial Services LLC or
Moody’s Investors Service, Inc; provided that such amount shall increase by an additional 25 basis points at the end of each successive three month period after the Closing Date. In the case of a split rating, the higher rating will
apply (provided further that if there is a difference of more than one ratings level, the level one lower than the higher rating will apply); if there is only one rating, such rating will apply; and if there is no rating, the lowest rating set forth
below will apply; provided that if there is no rating as a result of both Standard & Poor’s Financial Services LLC and Moody’s Investors Service, Inc. (or their successors) ceasing to issue ratings generally, the rating in
effect immediately prior to the Borrower no longer having a rating shall apply until the parties can agree on an alternative method of determining the Applicable Margin for LIBOR and Base Rate Loans (such ratings principles, the “Ratings
Principles”). The Applicable Margin for Base Rate Loans shall be

  
 -1- 

			
		  	1.00% per annum less than the Applicable Margin for LIBOR Loans in each category (but not less than zero).

  

					
	 Debt Rating
	  	Applicable
Margin for
LIBOR
Loans	 
	 A- / A3 or better
	  	 	1.000	% 
	 BBB+ / Baa1
	  	 	1.125	% 
	 BBB / Baa2
	  	 	1.250	% 
	 BBB- / Baa3
	  	 	1.500	% 
	 < BBB- / Baa3
	  	 	1.750	% 

  

			
	CALCULATION OF INTEREST AND FEES:	  	Other than calculations in respect of interest at the prime rate (which shall be made on the basis of actual number of days elapsed in a 365/366 day year), all calculations of interest and fees shall be made on the basis of
actual number of days elapsed in a 360 day year.
		
	 COST AND YIELD PROTECTION:
	  	Customary for transactions and facilities of this type, including, without limitation, in respect of breakage or redeployment costs incurred in connection with prepayments, changes in capital adequacy, liquidity, tax gross up,
increased cost and capital requirements or their interpretation, illegality, unavailability, reserves without proration or offset and payments free and clear of withholding or other taxes (provided that (i) all requests, rules, guidelines,
requirements and directives promulgated by the Bank for International Settlements, the Basel Committee on Banking Supervision or by United States or foreign regulatory authorities, in each case pursuant to Basel III, and (ii) the Dodd-Frank Wall
Street Reform and Consumer Protection Act and all requests, rules, guidelines, requirements and directives thereunder or issued in connection therewith or in implementation thereof, shall in each case be deemed to be a change in law, regardless of
the date enacted, adopted, issued or implemented), in each case shall be substantially similar to those set forth in the Existing Credit Agreement.
		
	 EXPENSES:
	  	The Borrower will pay all reasonable and invoiced out-of-pocket costs and expenses of the Administrative Agent and the Lead Arrangers associated with the preparation, due diligence, administration, syndication and closing of all
loan documentation, including, without limitation, the reasonable and invoiced legal fees of counsel to the Administrative Agent and the Lead Arrangers, regardless of whether or not the Bridge Term Loan Facility is closed (it being understood and
agreed that the Administrative Agent and the Lead Arrangers shall use a single transaction counsel in connection with the principal negotiation and documentation of the foregoing). The Borrower will also pay the reasonable and invoiced out-of-pocket
expenses of the Administrative Agent and each Lender (including reasonable legal fees of counsel which shall be limited to legal fees of one primary counsel to the Administrative Agent and the Lenders taken as a whole and, if reasonably necessary,
one local counsel in each relevant jurisdiction for

  
 -2- 

			
		  	the Administrative Agent and the Lenders taken as a whole and, solely in the case of an actual or perceived conflict of interest, one additional counsel (and if reasonably necessary, one local counsel in each relevant
jurisdiction) to each group of similarly situated affected parties) in connection with the enforcement of any of the loan documentation.

  
 -3- 

 EXHIBIT B 

CONDITIONS 
 The
availability of the Bridge Term Loan Facility shall be subject solely to the satisfaction of the following conditions and the other Funding Conditions (subject to the Limited Conditionality Provision). Capitalized terms used but not defined herein
have the meanings set forth in the Commitment Letter to which this Exhibit B is attached, including Exhibit A thereto. 
 1. Each party
thereto shall have executed and delivered the Term Facility Documentation on terms consistent with the Commitment Letter and otherwise reasonably satisfactory to both the Borrower and the Commitment Parties, and the Commitment Parties shall have
received: 
  

	 	a.	customary closing certificates and legal opinions from counsel to Borrower; and 

  

	 	b.	a certificate from the chief financial officer of Borrower, substantially in form of Exhibit C to the Commitment Letter, certifying that Borrower and its subsidiaries, on a consolidated basis after giving effect to the
Transactions and the other transactions contemplated hereby, are solvent. 

 2. On the Closing Date, after giving effect to
the Transactions, neither the Borrower nor any of its subsidiaries shall have any material indebtedness for borrowed money other than (i) indebtedness in connection with the Existing Credit Agreement and that certain credit agreement dated
September 10, 2012, among the Borrower, JPMorgan Chase Bank, N.A., as administrative agent and the lenders and other agents party thereto (and in the case of each of the foregoing any refinancing or replacements thereof not in excess, in the
case of any revolving facilities, of $800 million in the aggregate and in the case of term loan facilities, of $700 million in the aggregate), (ii) the Borrower’s existing 2.375% and 3.75% Notes due 2018 and 2023, respectively,
(iii) the Bridge Term Loan Facility, (iv) indebtedness of the Target and its subsidiaries permitted under the Purchase Agreement, (v) indebtedness as to which the net proceeds have been used to fund a portion of the Acquisition and
have reduced the commitments of the Commitment Parties in respect of the Bridge Term Loan Facility by a corresponding amount, (vi) indebtedness described on Schedule I hereto and (vii) other indebtedness to be agreed. 

3. The terms of the Purchase Agreement (including all exhibits, schedules, annexes and other attachments thereto and other agreements related
thereto) and all material related documents shall be reasonably satisfactory to the Lead Arrangers, it being agreed that the Purchase Agreement (including all exhibits, schedules, annexes and other attachments thereto) dated January 26, 2016
provided to the Lead Arrangers is reasonably satisfactory to the Lead Arrangers. The Acquisition shall be consummated in all material respects in accordance with the Purchase Agreement, substantially concurrently with the initial funding of the
Bridge Term Loan Facility, and no provision thereof shall have been amended or waived, and no consent or request shall have been given thereunder, by the Borrower or its affiliates, in any manner materially adverse to the interests of the Commitment
Parties or the Lenders without the prior written consent of the Commitment Parties, not to be unreasonably withheld, conditioned or delayed (it being understood that (a) any amendment to the definition of “Company Material Adverse
Effect” in the Purchase Agreement shall be deemed material and adverse to the interests of the Commitment Parties and Lenders, (b) any amendment, waiver, consent or other modification that decreases the purchase price in respect of the
Acquisition less than 10% shall be deemed not to be materially adverse to the interests of the Commitment Parties or the Lenders, so long as such decrease is allocated to reduce the Bridge Term Loan Facility on a dollar for dollar basis, and
(c) any increase or decrease in the purchase price in respect of the Acquisition pursuant to any purchase price or similar adjustment provisions set forth in the Purchase Agreement (as in effect on the date hereof) shall not constitute an
alteration, amendment, change, supplement, waiver, consent or other modification to the Purchase Agreement)). 

  
 -1- 

 4. The Specified Purchase Agreement Representations shall be true and correct, and the Specified
Representations shall be true and correct in all material respects (unless already qualified by materiality or “material adverse effect”, in which case they shall be true and correct in all respects) as of the Closing Date (except to the
extent that such representations and warranties specifically refer to an earlier date, in which case they shall be true and correct in all material respects (unless already qualified by materiality or “material adverse effect”, in which
case they shall be true and correct in all respects) as of such earlier date), in each case in the manner described in the fifth paragraph in the Commitment Letter. 

5. The Expiration Date shall not have occurred. 

6. The Commitment Parties shall have received (a) audited consolidated balance sheets and related statements of income,
stockholders’ equity and cash flows of the Borrower and its subsidiaries and the Target and its subsidiaries, for the three most recently completed fiscal years ended at least 60 days before the Closing Date and (b) unaudited consolidated
balance sheets and related statements of income, stockholders’ equity and cash flows of Borrower and its subsidiaries and the Target and its subsidiaries, for each subsequent fiscal quarter ended at least 40 days before the Closing Date;
provided that filing of the required financial statements on form 10-K and form 10-Q by the Borrower and/or the Target will be deemed to satisfy the foregoing requirements. As of the date hereof, the Commitment Parties acknowledge receipt of
the following financial historical statements: the financial statements referred to in clause (a) with respect to the Borrower and its subsidiaries and the Target and its subsidiaries for the fiscal years ended December 31, 2012, 2013 and
2014, respectively and the financial statements referred to in clause (b) for the first, second and third fiscal quarters ended March 31, June 30 and September 30, 2015, respectively, of the Borrower and its subsidiaries and
for the second and third fiscal quarters ended June 30 and September 30, 2015, respectively, of the Target and its subsidiaries. 

7. The Commitment Parties shall have received a pro forma consolidated balance sheet and related pro forma consolidated statements of income
of the Borrower and its subsidiaries as of and for the periods required to be presented under Article XI of Regulation S-X under the Securities Act of 1933, as amended, in connection with the financial statements delivered pursuant to paragraph 6
above, prepared after giving effect to the Transactions as if the Transactions had occurred as of such date (in the case of such balance sheet) or at the beginning of such period (in the case of such statements of income). 

8. The Administrative Agent shall have received, at least 3 business days prior to the Closing Date, all documentation and other information
required by regulatory authorities under applicable “know your customer” and anti-money laundering rules and regulations, including the PATRIOT Act, in each case that had been requested by the Commitment Parties and Lenders through the
Administrative Agent in writing at least 5 business days prior to such required delivery date. 
 9. All fees and expenses due to the
Commitment Parties and the Lenders pursuant to the Commitment Letter and Fee Letters, for which, in the case of expenses, an invoice has been received at least two business days prior to the Closing Date, shall have been paid or shall have been
authorized to be deducted from the proceeds of the initial funding under the Bridge Term Loan Facility. 
 10. The Lead Arrangers shall
have received from or on behalf of the Borrower the historical and pro forma financial statements set forth in paragraphs 6 and 7 above, which shall meet the requirements of Regulation S-X under the Securities Act of 1933, as amended
(“Regulation S-X”), and all other accounting rules and regulations of the SEC promulgated thereunder applicable to a registration 

  
 -2- 

 
statement under such Act on Form S-3; provided that such financial statements for the Target and its subsidiaries shall meet the requirements of Rule 3-05 of Regulation S-X (without giving effect
to Rule 3-05(b)(4) thereof) for a non-issuer entity whose financial statements are filed in a registration statement of the Borrower to permit a registration statement of the Borrower required to include such financial statements to be declared
effective by the Securities and Exchange Commission on the last day of the period set forth in the immediately following sentence. A period of no less than 15 business days from the date of delivery of the information required by this paragraph 10
to the Lead Arrangers shall have elapsed prior to the Closing Date (it being understood and agreed that the entirety of such 15 business day period shall commence not earlier than March 1, 2016). 

  
 -3- 

 SCHEDULE I 

OTHER INDEBTEDNESS 
  

	1.	Yen-denominated term loan facility (¥2 billion) for Total System Services Holding Europe LP from Royal Bank of Scotland. 

  

	2.	Capital leases and purchase money financing obligations in the ordinary course of business. 

  
 -1- 

 EXHIBIT C 

FORM OF SOLVENCY CERTIFICATE 

[●], 2016 
 Pursuant to
Section [●] of the [Credit Agreement], dated as of [●], (the “Credit Agreement”; terms defined therein being used herein as therein defined), among Total System Services, Inc., a Georgia corporation (the
“Borrower”), the Lenders party thereto and JPMorgan Chase Bank, N.A., as administrative agent (in such capacity, the “Administrative Agent”), the undersigned Chief Financial Officer of the Borrower hereby certifies
on behalf of the Borrower and its Subsidiaries, in the undersigned’s capacity as an officer of the Borrower and not in any individual capacity, as follows: 

As of the date hereof, after giving effect to the use of the proceeds of the Term Loans and the other Transactions, the Borrower and its
Subsidiaries, on a consolidated basis, are Solvent. As used in this paragraph, “Solvent” means, with respect to the Borrower and its Subsidiaries, on a consolidated basis, on any date of determination, that on such date (a) the fair
value of the property of the Borrower and its Subsidiaries, on a consolidated basis, is greater than the total amount of liabilities, including contingent liabilities, of the Borrower and its Subsidiaries, on a consolidated basis, (b) the
present fair salable value of the assets of the Borrower and its Subsidiaries, on a consolidated basis, is not less than the amount that will be required to pay the probable liability of the Borrower and its Subsidiaries, on a consolidated basis, on
their debts as they become absolute and matured, (c) the Borrower and its Subsidiaries, on a consolidated basis, do not intend to, and do not believe that they will, incur debts or liabilities beyond their ability to pay such debts and
liabilities as they become absolute and matured, and (d) the Borrower and its Subsidiaries, on a consolidated basis, are not engaged in business, and are not about to engage in business, for which their property would constitute an unreasonably
small capital, and (e) the Borrower and its Subsidiaries, on a consolidated basis, are able to pay their debts and liabilities, contingent or otherwise, as they become absolute and matured. The amount of contingent liabilities at any time shall
be computed as the amount that, in the light of all the facts and circumstances existing at such time, represents the amount that can reasonably be expected to become an actual or matured liability. It is assumed that the indebtedness and other
obligations incurred on the date hereof under the Credit Agreement will come due on their respective stated maturities. 
 IT WITNESS
WHEREOF, the undersigned has executed this Solvency Certificate as of the date set forth above. 
  

			
	  

	Name:	 	
	Title:	 	Chief Financial OfficerEX-10.2

 Exhibit 10.2 

EXECUTION VERSION 
 SECOND
AMENDMENT 
 Second Amendment, dated as of January 26, 2016 (this “Amendment”), to the Credit Agreement dated as of
September 10, 2012 (as amended by the First Amendment, dated as of April 8, 2013 and as further amended, supplemented or otherwise modified from time to time, the “Credit Agreement”), among TOTAL SYSTEM SERVICES, INC. (the
“Borrower”), the several lenders from time to time party thereto (the “Lenders”), JPMORGAN CHASE BANK, N.A., as administrative agent (in such capacity, the “Administrative Agent”) and the other
agents party thereto. 
 W I T N E S S E T H: 

WHEREAS, the Borrower, the Lenders and the Administrative Agent are parties to the Credit Agreement, and the Borrower has requested that the
Credit Agreement be amended as set forth herein; 
 WHEREAS, as permitted by Section 10.01 of the Credit Agreement, the Required
Lenders and the Administrative Agent are willing to agree to this Amendment upon the terms and conditions set forth herein; 
 NOW,
THEREFORE, in consideration of the premises contained herein, the parties hereto agree as follows: 
 SECTION 1. Defined Terms.
Unless otherwise defined herein, capitalized terms are used herein as defined in the Credit Agreement as amended hereby. 
 SECTION 2.
Amendment to the Credit Agreement. Effective as of the Effective Date (as defined below), the Credit Agreement is hereby amended as set forth on Exhibit A to this Amendment. Language being inserted into the applicable section of the
Credit Agreement is evidenced by blue double underline formatting. Language being deleted from the applicable section of the Credit Agreement is evidenced by red strike-through formatting. 

SECTION 3. Conditions to Effectiveness. This Amendment shall become effective on January 26, 2016 (the “Effective
Date”) upon satisfaction of each of the following conditions: 
 (a) The Administrative Agent (or its counsel) shall
have received from the Borrower, the Administrative Agent and the Required Lenders either a counterpart of this Amendment signed on behalf of such party or written evidence satisfactory to the Administrative Agent (which may include telecopy or
other electronic transmission of a signed signature page of this Amendment) that such party has signed a counterpart of this Amendment. 

(b) On and as of the Effective Date, after giving effect to this Amendment, (i) each of the representations and warranties
set forth in Article V of the Credit Agreement are true and correct in all material respects on and as of the date hereof (except to the extent that any such representation or warranty expressly relates to a specified earlier date, in which case
such representation or warranty shall be true and correct in all material respects as of such earlier date) and (ii) no Default or Event of Default shall have occurred and be continuing. The Borrower’s execution hereof shall be deemed a
certification as to the satisfaction of this condition (b). 

 (c) The Administrative Agent shall have received all amounts due and payable by
the Borrower on the Effective Date as set forth in Section 5 below, to the extent the invoice of which shall have been received by the Borrower at least 2 Business Days prior to the Effective Date. 

SECTION 4. Continuing Effect; No Other Amendments or Consents. 

(a) Except as expressly provided herein, all of the terms and provisions of the Credit Agreement are and shall remain in full
force and effect. The amendment provided for herein is limited to the specific sections of the Credit Agreement specified herein and shall not constitute a consent, waiver or amendment of, or an indication of the Administrative Agent’s or the
Lenders’ willingness to consent to any action requiring consent under any other provisions of the Credit Agreement or the same subsection for any other date or time period. Upon the effectiveness of the amendment set forth herein, each
reference in the Credit Agreement to “this Agreement,” “the Agreement,” “hereunder,” “hereof” or words of like import referring to the Credit Agreement, and each reference in the other Loan Documents to
“Credit Agreement,” “thereunder,” “thereof” or words of like import referring to the Credit Agreement, shall mean and be a reference to the Credit Agreement as amended hereby. 

(b) The Borrower agrees with respect to each Loan Document to which it is a party that all of its obligations and liabilities
under such Loan Document shall remain in full force and effect on a continuous basis in accordance with the terms and conditions of such Loan Document after giving effect to this Amendment. 

(c) The Borrower and the other parties hereto acknowledge and agree that this Amendment shall constitute a Loan Document. 

SECTION 5. Expenses. The Borrower agrees to pay or reimburse the Administrative Agent for all its reasonable out-of-pocket costs and
expenses incurred in connection with the development, preparation and execution of this Amendment, and any other documents prepared in connection herewith and the consummation and administration of the transactions contemplated hereby, including,
without limitation, the reasonable fees and disbursements of counsel to the Administrative Agent. 
 SECTION 6. Counterparts. This
Amendment may be executed in any number of counterparts by the parties hereto (including by facsimile and electronic (e.g., “.pdf”, or “.tif”) transmission), each of which counterparts when so executed shall be an original, but
all the counterparts shall together constitute one and the same instrument. 
 SECTION 7. FATCA. For purposes of determining
withholding Taxes imposed under FATCA, from and after the Effective Date, the Borrower and the Administrative Agent shall treat (and the Lenders hereby authorize the Administrative Agent to treat) the Credit Agreement as not qualifying as a
“grandfathered obligation” within the meaning of Treasury Regulation Section 1.1471-2(b)(2)(i). 
 SECTION 8. GOVERNING
LAW. THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK. 
 [Remainder of page
intentionally left blank.] 

  
 - 2 - 

 IN WITNESS WHEREOF, the parties have caused this Amendment to be duly executed and delivered by
their proper and duly authorized officers as of the day and year first above written. 
  

			
	TOTAL SYSTEM SERVICES, INC., as Borrower
		
	By:	 	 /s/ Paul M. Todd

	Name:	 	Paul M. Todd
	Title:	 	Senior Executive Vice President and Chief Financial Officer

  
 [Signature Page to 2012
Facility Amendment] 

 
			
	 JPMORGAN CHASE BANK, N.A.,
 as
Administrative Agent and as a Lender

		
	By:	 	 /s/ John Kowalczuk

	Name:	 	John Kowalczuk
	Title:	 	Executive Director

  
 [Signature Page to 2012
Facility Amendment] 

 
			
	BANK OF AMERICA, N.A., as a Lender
		
	By:	 	 /s/ Ryan Maples

	Name:	 	Ryan Maples
	Title:	 	Sr. Vice President

  
 [Signature Page to 2012
Facility Amendment] 

 
			
	THE BANK OF TOKYO-MITSUBISHI UFJ, LTD., as a Lender
		
	By:	 	 /s/ Ola Anderssen

	Name:	 	Ola Anderssen
	Title:	 	Director

  
 [Signature Page to 2012
Facility Amendment] 

 
			
	U.S. BANK NATIONAL ASSOCIATION, as a Lender
		
	By:	 	 /s/ Allison Burgun

	Name:	 	Allison Burgun
	Title:	 	Vice President

  
 [Signature Page to 2012
Facility Amendment] 

 
			
	WELLS FARGO BANK, NATIONAL ASSOCIATION, as a Lender
		
	By:	 	 /s/ Jocelyn Boll

	Name:	 	Jocelyn Boll
	Title:	 	Vice President

  
 [Signature Page to 2012
Facility Amendment] 

 Exhibit A 

[redline changed pages to be attached] 

 CONFORMED THROUGH FIRST
AMENDMENT, DATED APRIL 8, 2013 
 EXECUTION VERSION 

EXHIBIT A TO SECOND
AMENDMENT 
 CREDIT AGREEMENT 

Dated as of September 10, 2012 

among 
 TOTAL SYSTEM SERVICES,
INC., 
 as the Borrower, 

JPMORGAN CHASE BANK, N.A.  

as Administrative Agent, Swing Line Lender 

and 
 L/C Issuer, 

THE BANK OF TOKYO-MITSUBISHI UFJ, LTD., REGIONS BANK AND U.S. BANK 

NATIONAL ASSOCIATION  
 as
Syndication Agents, 
 The Other Lenders Party Hereto 

and 
 J.P. MORGAN SECURITIES
LLC 
 and 
 THE BANK OF
TOKYO-MITSUBISHI UFJ, LTD., REGIONS CAPITAL MARKETS AND 
 U.S. BANK NATIONAL ASSOCIATION  

as 
 Joint Lead Arrangers and Joint
Bookrunners 
  
  

 

 TABLE OF CONTENTS 

 

							
	 ARTICLE I. DEFINITIONS AND ACCOUNTING TERMS
	  	 	14	  
	 1.01.
	 	 Defined Terms
	  	 	14	  
	 1.02.
	 	 Other Interpretive Provisions
	  	 	2728	  
	 1.03.
	 	 Accounting Terms and Calculations.
	  	 	2829	  
	 1.04.
	 	 Rounding
	  	 	2829	  
	 1.05.
	 	 Times of Day
	  	 	2830	  
	 1.06.
	 	 Letter of Credit Amounts
	  	 	2830	  
		
	 ARTICLE II. THE COMMITMENTS AND CREDIT EXTENSIONS
	  	 	2930	  
	 2.01.
	 	 The Loans.
	  	 	2930	  
	 2.02.
	 	 Borrowings, Conversions and Continuations of Loans.
	  	 	2931	  
	 2.03.
	 	 Competitive Bid Procedure.
	  	 	3233	  
	 2.04.
	 	 Letters of Credit.
	  	 	3436	  
	 2.05.
	 	 Swing Line Loans.
	  	 	4344	  
	 2.06.
	 	 Prepayments.
	  	 	4647	  
	 2.07.
	 	 Termination or Reduction of Commitments
	  	 	4748	  
	 2.08.
	 	 Repayment of Loans.
	  	 	4849	  
	 2.09.
	 	 Amortization of Term Loans
	  	 	4849	  
	 2.10.
	 	 Interest.
	  	 	4850	  
	 2.11.
	 	 Fees
	  	 	4950	  
	 2.12.
	 	 Computation of Interest and Fees
	  	 	5051	  
	 2.13.
	 	 Evidence of Debt.
	  	 	5051	  
	 2.14.
	 	 Payments Generally; Administrative Agent’s Clawback.
	  	 	5052	  
	 2.15.
	 	 Sharing of Payments by Lenders
	  	 	5253	  
	 2.16.
	 	 Extension of Maturity Date in respect of the Revolving Credit Facility.
	  	 	5354	  
	 2.17.
	 	 Increase in Commitments.
	  	 	5556	  
	 2.18.
	 	 Currency Equivalents.
	  	 	5657	  
	 2.19.
	 	 Defaulting Lenders
	  	 	5758	  
		
	 ARTICLE III. TAXES, YIELD PROTECTION AND ILLEGALITY
	  	 	5960	  
	 3.01.
	 	 Taxes.
	  	 	5960	  
	 3.02.
	 	 Illegality
	  	 	6263	  
	 3.03.
	 	 Inability to Determine Rates
	  	 	6264	  
	 3.04.
	 	 Increased Costs; Reserves on Eurocurrency Rate Loans.
	  	 	6364	  
	 3.05.
	 	 Compensation for Losses
	  	 	6667	  
	 3.06.
	 	 Mitigation Obligations; Replacement of Lenders.
	  	 	6667	  
	 3.07.
	 	 Survival
	  	 	6668	  
		
	 ARTICLE IV. CONDITIONS PRECEDENT TO CREDIT EXTENSIONS
	  	 	6768	  
	 4.01.
	 	 Conditions of Initial Credit Extension
	  	 	6768	  
	 4.02.
	 	 Conditions to all Credit Extensions
	  	 	6869	  
		
	 ARTICLE V. REPRESENTATIONS AND WARRANTIES
	  	 	6970	  
	 5.01.
	 	 Existence, Qualification and Power
	  	 	6970	  
	 5.02.
	 	 Authorization; No Contravention
	  	 	6971	  
	 5.03.
	 	 Governmental Authorization; Other Consents
	  	 	6971	  
	 5.04.
	 	 Binding Effect
	  	 	6971	  
	 5.05.
	 	 Financial Statements; No Material Adverse Effect.
	  	 	6971	  
	 5.06.
	 	 Litigation
	  	 	7071	  

  
 i 

					
	 5.07.
	 	 No Default
	  	7072
	 5.08.
	 	 Ownership of Property; Liens
	  	7072
	 5.09.
	 	 Insurance
	  	7072
	 5.10.
	 	 Environmental Compliance
	  	7072
	 5.11.
	 	 Taxes
	  	7072
	 5.12.
	 	 ERISA Compliance.
	  	7072
	 5.13.
	 	 Subsidiaries; Equity Interests
	  	7173
	 5.14.
	 	 Margin Regulations; Investment Company Act.
	  	7173
	 5.15.
	 	 Solvency.
	  	7173
	 5.16.
	 	 Disclosure
	  	7173
	 5.17.
	 	 Compliance with Laws
	  	7273
	 5.18.
	 	 Use of Proceeds
	  	7273
	 5.19.
	 	 Intellectual Property; Licenses, Etc.
	  	7274
	 5.20.
	 	 Taxpayer Identification Number
	  	7274
		
	 ARTICLE VI. AFFIRMATIVE COVENANTS
	  	7274
	 6.01.
	 	 Financial Statements
	  	7274
	 6.02.
	 	 Certificates; Other Information
	  	7375
	 6.03.
	 	 Notices
	  	7476
	 6.04.
	 	 Payment of Obligations
	  	7577
	 6.05.
	 	 Preservation of Existence, Etc.
	  	7577
	 6.06.
	 	 Maintenance of Properties
	  	7577
	 6.07.
	 	 Maintenance of Insurance
	  	7577
	 6.08.
	 	 Compliance with Laws
	  	7677
	 6.09.
	 	 Books and Records
	  	7677
	 6.10.
	 	 Inspection Rights
	  	7678
	 6.11.
	 	 Use of Proceeds
	  	7678
		
	 ARTICLE VII. NEGATIVE COVENANTS
	  	7678
	 7.01.
	 	 Liens
	  	7678
	 7.02.
	 	 Investments
	  	7880
	 7.03.
	 	 Fundamental Changes
	  	7981
	 7.04.
	 	 Dispositions
	  	7981
	 7.05.
	 	 Restricted Payments
	  	8082
	 7.06.
	 	 Change in Nature of Business
	  	8082
	 7.07.
	 	 Transactions with Affiliates
	  	8082
	 7.08.
	 	 Use of Proceeds
	  	8082
	 7.09.
	 	 Financial Covenants.
	  	8082
	 7.10.
	 	 Swap Contracts
	  	8183
		
	 ARTICLE VIII. EVENTS OF DEFAULT AND REMEDIES
	  	8183
	 8.01.
	 	 Events of Default
	  	8183
	 8.02.
	 	 Remedies Upon Event of Default
	  	8284
	 8.03.
	 	 Application of Funds
	  	8385
		
	 ARTICLE IX. ADMINISTRATIVE AGENT
	  	8486
	 9.01.
	 	 Appointment and Authority
	  	8486
	 9.02.
	 	 Rights as a Lender
	  	8486
	 9.03.
	 	 Exculpatory Provisions
	  	8486
	 9.04.
	 	 Reliance by Administrative Agent
	  	8587
	 9.05.
	 	 Delegation of Duties
	  	8587

  
 ii 

							
	 9.06.
	 	 Resignation of Administrative Agent
	  	 	8587	  
	 9.07.
	 	 Non-Reliance on Administrative Agent and Other Lenders
	  	 	8688	  
	 9.08.
	 	 No Other Duties, Etc.
	  	 	8688	  
	 9.09.
	 	 Administrative Agent May File Proofs of Claim
	  	 	8688	  
		
	 ARTICLE X. MISCELLANEOUS
	  	 	8789	  
	 10.01.
	 	 Amendments, Etc.
	  	 	8789	  
	 10.02.
	 	 Notices; Effectiveness; Electronic Communication.
	  	 	8890	  
	 10.03.
	 	 No Waiver; Cumulative Remedies
	  	 	9092	  
	 10.04.
	 	 Expenses; Indemnity; Damage Waiver.
	  	 	9092	  
	 10.05.
	 	 Payments Set Aside
	  	 	9294	  
	 10.06.
	 	 Successors and Assigns.
	  	 	9294	  
	 10.07.
	 	 Treatment of Certain Information; Confidentiality
	  	 	9698	  
	 10.08.
	 	 Right of Setoff
	  	 	9799	  
	 10.09.
	 	 Interest Rate Limitation
	  	 	97100	  
	 10.10.
	 	 Counterparts; Integration; Effectiveness
	  	 	98100	  
	 10.11.
	 	 Survival of Representations and Warranties
	  	 	98100	  
	 10.12.
	 	 Severability
	  	 	98100	  
	 10.13.
	 	 Replacement of Lenders
	  	 	98100	  
	 10.14.
	 	 Governing Law; Jurisdiction; Etc.
	  	 	99101	  
	 10.15.
	 	 Waiver of Jury Trial
	  	 	100102	  
	 10.16.
	 	 No Advisory or Fiduciary Responsibility
	  	 	100102	  
	 10.17.
	 	 USA PATRIOT Act Notice
	  	 	100102	  
	 10.18.
	 	 Judgment Currency
	  	 	101103	  
	 10.19.
	 	 Termination
	  	 	101103	  
	 10.20.
	 	 ENTIRE AGREEMENT
	  	 	101103	  

  

					
	SCHEDULES
		
	1.01	  	Administrative Schedule
	2.01	  	Commitments and Applicable Percentages
	2.04	  	Existing Letter of Credit
	5.06	  	Litigation
	5.10	  	Environmental Matters
	5.13	  	Subsidiaries; Other Equity Investments
	7.01	  	Existing Liens
	10.02	  	Administrative Agent’s Office; Certain Addresses for Notices

  

					
	 EXHIBITS

			
		 		  	 Form of

			
		 	 A
	  	 Committed Loan Notice

		 	 B
	  	 Swing Line Loan Notice

		 	 C-1
	  	 Competitive Bid Request

		 	 C-2
	  	 Administrative Agent’s Notice to Lenders of Competitive Bid Request

		 	 C-3
	  	 Competitive Bid

		 	 D-1
	  	 Term Note

		 	 D-2
	  	 Dollar Note

		 	 D-3
	  	 Multicurrency Note

		 	 E
	  	 Compliance Certificates

		 	 F
	  	 Assignment and Assumption

		 	 G
	  	 U.S. Tax Compliance Certificates

  
 iii 

 CREDIT AGREEMENT 

This CREDIT AGREEMENT (“Agreement”) is entered into as of September 10, 2012, among TOTAL SYSTEM SERVICES, INC.,
a Georgia corporation (the “Borrower”), each lender from time to time party hereto (collectively, the “Lenders” and individually, a “Lender”), JPMORGAN CHASE BANK, N.A.,
as Administrative Agent, Swing Line Lender and L/C Issuer, J.P. MORGAN SECURITIES LLC, THE BANK OF TOKYO-MITSUBISHI UFJ, LTD., REGIONS CAPITAL MARKETS AND U.S. BANK NATIONAL ASSOCIATION, as joint lead arrangers and joint bookrunners, and THE
BANK OF TOKYO-MITSUBISHI UFJ, LTD., REGIONS BANK AND U.S. BANK NATIONAL ASSOCIATION, as Syndication Agents. 
 The Borrower has requested
that the Lenders provide a revolving credit facility and a term loan facility, and the Lenders are willing to do so on the terms and conditions set forth herein. 

In consideration of the mutual covenants and agreements herein contained, the parties hereto covenant and agree as follows: 

ARTICLE I. 
 DEFINITIONS
AND ACCOUNTING TERMS 
 1.01. Defined Terms. As used in this Agreement, the following terms shall have the meanings set
forth below: 

“5-Year Credit
Facility Commitment Letter” means the Commitment Letter relating to the term loan facility and revolving facility described therein dated January 26, 2016 among the Borrower and J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A.,
Merrill Lynch, Pierce, Fenner & Smith Incorporated, Bank of America N.A., The Bank of Tokyo-Mitsubishi UFJ, Ltd., U.S. Bank National Association, Wells Fargo Securities, LLC and Wells Fargo Bank, National Association, including the exhibits and
annexes attached thereto. 
 “Additional Commitment
Lender” has the meaning specified in Section 2.16(d). 
 “Administrative
Agent” means JPMorgan Chase Bank, in its capacity as administrative agent under any of the Loan Documents, or any successor administrative agent. 

“Administrative Agent’s Office” means the Administrative Agent’s address and, as
appropriate, account as set forth on Schedule 10.02, or such other address or account as the Administrative Agent may from time to time notify to the Borrower and the Lenders. 

“Administrative Questionnaire” means an Administrative Questionnaire in a form supplied by
the Administrative Agent. 
 “Administrative Schedule” means Schedule 1.01 to this
Agreement, which contains administrative information in respect of each Foreign Currency and each (i) Multicurrency Loan denominated in a Foreign Currency and (ii) Multicurrency Letter of Credit denominated in a Foreign Currency. 

“Affected Lender” has the meaning specified in Section 3.04. 

 not result in or provide such Person with immunity from the jurisdiction of courts within the United States or
from the enforcement of judgments or writs of attachment on its assets or permit such Person (or such Governmental Authority or instrumentality) to reject, repudiate, disavow or disaffirm any contracts or agreements made by such Person. 

“Base Rate” means for any day a fluctuating rate per annum equal to the highest of (a) the Federal Funds Rate
plus 1/2 of 1%, (b) the rate of interest in effect for such day as publicly announced from time to time by JPMorgan Chase Bank as its “prime rate” and (c) the Eurocurrency Rate that would be calculated as of such
day (or, if such day is not a Business Day, as of the immediately preceding Business Day) in respect of a proposed Eurocurrency Rate Loan with a one-month Interest Period plus 1% per annum. The “prime rate”
is a rate set by JPMorgan Chase Bank based upon various factors including JPMorgan Chase Bank’s costs and desired return, general economic conditions and other factors, and is used as a reference point for pricing some loans, which may be
priced at, above, or below such announced rate. Any change in such rate announced by JPMorgan Chase Bank shall take effect at the opening of business on the day specified in the public announcement of such change. 

“Base Rate Loan” means a Revolving Credit Loan or a Term Loan that bears interest based on the Base Rate. 

“Book Value” means, at any date of determination with respect to any asset, the value thereof as the same would be
reflected on a balance sheet as at such time in accordance with GAAP. 
 “Borrower” has the meaning specified in the
introductory paragraph hereto. 
 “Borrower Materials” has the meaning specified in Section 6.02.

 “Borrowing” means a Revolving Credit Borrowing, a Competitive Loan Borrowing, a Swing Line Borrowing or a Term
Loan Borrowing, as the context may require. 
 “Borrowing Date” means any Business Day specified by the Borrower as
a date on which the Borrower requests the relevant Lenders to make Loans hereunder. 
 “Bridge Facility Commitment Letter” means the Commitment Letter relating to the bridge term loan facility described
therein dated January 26, 2016 among the Borrower and J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Merrill Lynch, Pierce, Fenner & Smith Incorporated, Bank of America N.A., The Bank of Tokyo-Mitsubishi UFJ, Ltd., U.S. Bank National
Association, Wells Fargo Securities, LLC and Wells Fargo Bank, National Association, and the exhibits and annexes attached thereto. 

“Business Day” means any day other than a Saturday, Sunday or other day on which commercial banks are authorized to
close under the Laws of, or are in fact closed in, the state where the Administrative Agent’s Office is located; provided, however, (a) when used in connection with a Eurocurrency Rate Loan the term “Business Day”
shall also exclude any day on which banks are not open for international business (including dealings in Dollar deposits) in the London interbank market and (b) when used in connection with any Loan denominated in Euros, the term “Business
Day” shall also exclude any day which is not a Target Day. 
 “Calculation Date” means (a) the second
Business Day preceding each Borrowing Date with respect to, and each date of any continuation of, a Multicurrency Loan or Competitive Loan in any Foreign Currency which is a Eurocurrency Rate Loan; (b) each Borrowing Date with respect to any

  
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minus (b) the following to the extent included in calculating such Consolidated Net Income: (i) Federal, state, local and foreign income tax credits of the Borrower and its
Subsidiaries for such period and (ii) all non-cash items increasing Consolidated Net Income for such period. 

“Consolidated EBITDAR” means, as of any date of determination and without duplication, an amount equal to Consolidated
EBITDA for the most recently completed Measurement Period plus, to the extent deducted in calculating such Consolidated Net Income, Rental Expenses for such period. 

“Consolidated Fixed Charge Coverage Ratio” means, as of any date of determination, the ratio of
(a) Consolidated EBITDAR for the most recently completed Measurement Period to (b) Consolidated Interest Charges plus Rental Expenses for the most recently completed Measurement Period. Notwithstanding anything to the contrary in this Agreement or any other Loan Document, it is understood and agreed that Indebtedness shall
not be included in calculating any the Consolidated Fixed Charge Coverage Ratio as used in the financial covenants set forth in Section 7.09 for so long as such Indebtedness constitutes Qualifying Escrowed Indebtedness. 
 “Consolidated Funded Indebtedness” means, as of any
date of determination, for the Borrower and its Subsidiaries on a consolidated basis, and without duplication, the sum of (a) the outstanding principal amount of all obligations, whether current or long-term, for borrowed money (including, as
applicable, Obligations hereunder) and all obligations evidenced by bonds, debentures, notes, loan agreements or other similar instruments, (b) all purchase money Indebtedness, (c) all direct obligations arising under letters of credit
(including standby and commercial), bankers’ acceptances, bank guaranties, surety bonds and similar instruments, (d) all obligations in respect of the deferred purchase price of property or services (other than trade accounts payable in
the ordinary course of business), (e) all Attributable Indebtedness in respect of capital leases and Synthetic Lease Obligations, (f) all Guarantees with respect to outstanding Indebtedness of the types specified in clauses
(a) through (e) above of Persons other than the Borrower or any Subsidiary, and (g) all other Indebtedness of a Person other than the Borrower or any Subsidiary, which Indebtedness is (x) of the types
referred to in clauses (a) through (f) above and (y) recourse to the Borrower or any Subsidiary. 

“Consolidated Interest Charges” means, as of any date of determination, with respect to the Borrower and
its Subsidiaries on a consolidated basis for the most recently completed Measurement Period, the sum of (a) all interest, premium payments, debt discount, fees, charges and related expenses of the Borrower and its Subsidiaries in connection
with borrowed money (including capitalized interest) or in connection with the deferred purchase price of assets, in each case to the extent treated as interest in accordance with GAAP, and (b) the portion of rent expense of the Borrower and
its Subsidiaries with respect to such period under capital leases that is treated as interest in accordance with GAAP. 

“Consolidated Leverage Ratio” means, as of any date of determination, the ratio of
(a) Consolidated Funded Indebtedness as of such date to (b) Consolidated EBITDA. Notwithstanding anything to the
contrary in this Agreement or any other Loan Document, it is understood and agreed that Indebtedness shall not be included in calculating any the Consolidated Leverage Ratio as used in the financial covenants set forth in Section 7.09
for so long as such Indebtedness constitutes Qualifying Escrowed Indebtedness. 

“Consolidated Net Income” means, at any date of determination, for the Borrower and its Subsidiaries on
a consolidated basis, the net income of the Borrower and its Subsidiaries for the most recently completed Measurement Period; provided that Consolidated Net Income shall exclude (a) extraordinary gains and extraordinary losses for such
Measurement Period, (b) the net income of any Subsidiary during such Measurement Period to the extent that the declaration or payment of dividends or similar distributions by such Subsidiary of such income is not permitted by operation of the
terms of its 

  
 8 

 
ERISA Affiliate contributes or has an obligation to contribute, or in the case of a multiple employer or other plan described in Section 4064(a) of ERISA, has made contributions at
any time during the immediately preceding five plan years. 
 “Permitted Disposition” means the following
Dispositions, so long as no Event of Default exists immediately after giving effect thereto: 
  

	 	(a)	Dispositions of obsolete or worn out property, whether now owned or hereafter acquired, in the ordinary course of business; 

  

	 	(b)	Dispositions of inventory in the ordinary course of business; 

  

	 	(c)	Dispositions of equipment or real property to the extent that (i) such property is exchanged for credit against the purchase price of similar replacement property or (ii) the proceeds of such Disposition are
reasonably promptly applied to the purchase price of such replacement property; 

  

	 	(d)	Dispositions of property by any Subsidiary in compliance with Section 7.07 (i) to the Borrower or (ii) to a wholly-owned Subsidiary; 

 

	 	(e)	Dispositions in the form of Investments to the extent permitted under Section 7.02; 

  

	 	(f)	Dispositions in the form of leases, licenses or subleases of property in the ordinary course of business and which do not materially interfere with the business of the Borrower and its Subsidiaries; and

  

	 	(g)	Dispositions in the form of assignments and licenses of IP Rights of the Borrower and its Subsidiaries in the ordinary course of business. 

“Person” means any natural person, corporation, limited liability company, trust, joint venture, association, company,
partnership, Governmental Authority or other entity. 
 “Plan” means any “employee benefit
plan” (as such term is defined in Section 3(3) of ERISA), whether or not subject to ERISA, established by the Borrower or, with respect to any such plan that is subject to Section 412 of the Code or Title IV of
ERISA, any ERISA Affiliate. 
 “Platform” has the meaning specified in Section 6.02. 

“Public Lender” has the meaning specified in Section 6.02. 

“Qualifying
Escrowed Indebtedness” means Indebtedness the proceeds of which are escrowed or otherwise segregated (whether or not with a third party, but otherwise on terms and in a manner reasonably satisfactory to the Administrative Agent (it
being acknowledged and agreed that any of the escrow and/or segregation arrangements consistent with the ones employed by the Borrower in connection with the issuance of $1.1 billion of senior notes in May 2013 to finance the Borrower’s
acquisition of NetSpend Holdings, Inc. are reasonably satisfactory to the Administrative Agent)) and set aside pending application towards the Tanzanite Acquisition to the extent such Indebtedness is required to be repaid or redeemed in the event
the Tanzanite Acquisition terminates prior to its consummation (for the avoidance of doubt such Indebtedness shall only constitute Qualifying Escrowed Indebtedness while the proceeds thereof are so escrowed or segregated and otherwise meet the
requirements of this definition). 

  
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 provided by any recognized dealer in such Swap Contracts (which may include a Lender or any Affiliate of a
Lender). 
 “Swing Line” means the swing line subfacility established pursuant to
Section 2.05. 
 “Swing Line Borrowing” means a borrowing of a Swing Line Loan pursuant to
Section 2.05. 
 “Swing Line Lender” means JPMorgan Chase Bank in its capacity as
provider of Swing Line Loans, or any successor swing line lender hereunder. 
 “Swing Line Loan” has
the meaning specified in Section 2.05(a). 
 “Swing Line Loan Notice” means a
notice of a Swing Line Borrowing pursuant to Section 2.05(b), which, if in writing, shall be substantially in the form of Exhibit B. 

“Swing Line Sublimit” means an amount equal to the lesser of (a) $50,000,000 and (b) the
Aggregate Commitments. The Swing Line Sublimit is part of, and not in addition to, the Aggregate Commitments. 

“Syndication Agent” means each of The Bank of Tokyo-Mitsubishi UFJ, Ltd., Regions Bank and U.S. Bank
National Association, each in their capacity as a syndication agent under any of the Loan Documents, or any successor syndication agent. 

“Synthetic Lease Obligation” means the monetary obligation of a Person under (a) a so-called
synthetic, off-balance sheet or tax retention lease, or (b) an agreement for the use or possession of property creating obligations that do not appear on the balance sheet of such Person but which, upon the insolvency or bankruptcy of such
Person, would be characterized as the indebtedness of such Person (without regard to accounting treatment). 
 “Tanzanite” means TransFirst Holdings Corp., a Delaware corporation. 

“Tanzanite
Acquisition” means the acquisition of Tanzanite through a stock purchase, from Vista Equity Partners Fund V, L.P, Vista Equity Partners Fund V-A, L.P., Vista Equity Partners Fund V-B, L.P., Vista Equity Partners Fund V Executive, L.P.,
VEPF V FAF, L.P. and Vista Equity Associates, LLC (collectively, the “Sellers”) pursuant to a Stock Purchase Agreement (together with all exhibits, schedules and disclosure letters thereto, the “Tanzanite
Purchase Agreement”) dated as of January 26, 2016 among Tanzanite, the Sellers, and the Borrower. 

“Tanzanite
Closing Date” means the first date all the conditions precedent in the “notwithstanding” clause in the last sentence of Section 4.02 are satisfied or waived in accordance with Section 10.01. 

“Tanzanite
Purchase Agreement” has the meaning specified in the definition of Tanzanite Acquisition. 

“Target Day” means any day on which (i) Target2 is open for settlement of payments in Euro and (ii) banks
are open for dealings in deposits in Euro in the London interbank market. 
 “Target2” means the Trans-European
Automated Real-time Gross Settlement Express Transfer payment system which utilizes a single shared platform and which was launched on November 19, 2007. 

  
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 subsections (a) and (b) of Section 5.05 shall be deemed
to refer to the most recent statements furnished pursuant to clauses (a) and (b), respectively, of Section 6.01. 

(b) No Default shall exist, or would result from such proposed Credit Extension or from the application of the proceeds thereof. 

(c) The Administrative Agent and, if applicable, the applicable L/C Issuer or the Swing Line Lender shall have received a Request for Credit
Extension in accordance with the requirements hereof. 
 Each Request for Credit Extension (other than a Committed Loan Notice requesting
only a conversion of Loans to the other Type or a continuation of Eurocurrency Rate Loans) submitted by the Borrower shall be deemed to be a representation and warranty that the conditions specified in Sections 4.02(a) and
(b) have been satisfied on and as of the date of the applicable Credit Extension. 
 Notwithstanding anything in this Agreement or in any other Loan Document to the contrary, the only conditions to a Credit Extension under the
Revolving Credit Facility to fund the Tanzanite Acquisition on the Tanzanite Closing Date (it being understood the representations and warranties set forth in Section 4.02(a) above are made on the Tanzanite Closing Date, but the only
representations and warranties the accuracy of which is a condition to such Credit Extension on the Tanzanite Closing Date shall be limited to the “Specified Representations” (as defined in the 5-Year Credit Facility Commitment Letter or
the Bridge Commitment Letter, as applicable and as the case may be, in each case as in effect as of January 26, 2016, after giving effect to any subsequent amendment, waiver or modification thereof approved by the Required Lenders) in the credit
facilities referred to in clause (b) below (it being understood that where such “Specified Representations” specifically relate to the documentation governing such credit facilities they shall instead, solely for purposes hereof, be deemed
to relate to the Loan Documents)) shall be (a) that Administrative Agent and, if applicable, the applicable L/C Issuer or the Swing Line Lender shall have received a Request for Credit Extension in accordance with the requirements hereof and (b) the
“Delayed Draw Term Loan Facility” set forth in the 5-Year Credit Facility Commitment Letter (or if such “Delayed Draw Term Loan Facility” is not established, the “Bridge Term Loan Facility” set forth in the Bridge
Commitment Letter) shall have been funded or will be substantially simultaneously funded, in each case in accordance with the conditions set forth in such respective commitment letter (and with “Delayed Draw Term Loan Facility” and
“Bridge Term Loan Facility” as used herein to have the meanings set forth in in such respective commitment letters) in each case as in effect as of January 26, 2016 (after giving effect to any subsequent amendment, waiver or modification
thereof approved by the Required Lenders). 
 ARTICLE V. 

REPRESENTATIONS AND WARRANTIES 

The Borrower represents and warrants to the Administrative Agent and the Lenders that: 

5.01. Existence, Qualification and Power. The Borrower (a) is duly organized or formed, validly existing and, as
applicable, in good standing under the Laws of the jurisdiction of its incorporation or organization, (b) has all requisite power and authority and all requisite governmental licenses, authorizations, consents and approvals to (i) own or
lease its assets and carry on its business and (ii) execute, deliver and perform its obligations under the Loan Documents to which it is a party, and (c) is duly qualified and is licensed and, as applicable, in good standing under the Laws
of each jurisdiction where its ownership, lease or operation of properties or the conduct of its business requires 

  
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conducted or (b) the failure to comply therewith, either individually or in the aggregate, could not reasonably be expected to have a Material Adverse Effect. 

5.18. Use of Proceeds. The proceeds of the Term Loans and the proceeds of the Revolving Credit Facility will be used by the
Borrower to refinance the Existing Credit Agreement and for working capital and other lawful corporate purposes, including the financing of the repurchase by the Borrower of the Borrower’s capital stock, and the financing of the Tanzanite Acquisition and the transactions related thereto.

 5.19. Intellectual Property; Licenses, Etc. Subject to the immediately following sentence, the Borrower and
its Subsidiaries own, or possess the right to use, all of the material trademarks, service marks, trade names, copyrights, patents, patent rights, franchises, licenses and other intellectual property rights (collectively,
“IP Rights”) that are used in the operation of their respective businesses, without material conflict with the rights of any other Person. To the best knowledge of the Borrower, no slogan or other
advertising device, product, process, method, substance, part or other material now employed, or now contemplated to be employed, by the Borrower or any Subsidiary infringes upon any rights held by any other Person other than infringements that
could not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect. No claim or litigation regarding any of the foregoing is pending or, to the best knowledge of the Borrower, threatened, which, either
individually or in the aggregate, could reasonably be expected to have a Material Adverse Effect. 
 5.20.
Taxpayer Identification Number. The Borrower’s correct U.S. taxpayer identification number is set forth on Schedule 10.02. 

ARTICLE VI. 
 AFFIRMATIVE
COVENANTS 
 So long as any Lender shall have any Commitment hereunder, any Loan or other Obligation hereunder shall remain unpaid or
unsatisfied, or any Letter of Credit shall remain outstanding, the Borrower shall, and shall (except in the case of the covenants set forth in Sections 6.01, 6.02, and 6.03) cause
each Subsidiary to: 
 6.01. Financial Statements. Deliver to the Administrative Agent and each Lender, in form and detail
satisfactory to the Administrative Agent and the Required Lenders: 
 (a) as soon as available, but in any event within 90 days after the
end of each fiscal year of the Borrower, a consolidated balance sheet of the Borrower and its Subsidiaries as at the end of such fiscal year, and the related consolidated statements of income or operations, shareholders’ equity and cash flows
for such fiscal year, setting forth in each case in comparative form the figures for the previous fiscal year, all in reasonable detail and prepared in accordance with GAAP, audited and accompanied by a report and opinion of an independent certified
public accountant of nationally recognized standing, which report and opinion shall be prepared in accordance with generally accepted auditing standards and shall not be subject to any “going concern” or like qualification or exception or
any qualification or exception as to the scope of such audit; and 
 (b) as soon as available, but in any event within 45 days after the end
of each of the first three fiscal quarters of each fiscal year of the Borrower, a consolidated balance sheet of the Borrower and its Subsidiaries as at the end of such fiscal quarter, and the related consolidated statements of income or operations,
shareholders’ equity and cash flows for such fiscal quarter and for the portion of the Borrower’s fiscal year then ended, setting forth in each case in comparative form the figures for the corresponding fiscal quarter of the previous
fiscal year and the corresponding portion of the previous 

  
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Subsidiary (but only to the extent such Negative Pledge covers any Equity Interest in such Subsidiary or the property or assets of such Subsidiary); 

(v) a Negative Pledge contained in any agreements governing an Investment made in a Person other than a Subsidiary (but only to the extent
such Negative Pledge covers any Equity Interest in such Person); 
 (vi) a Negative Pledge contained in any agreement relating to the
Disposition of a Subsidiary or assets pending such Disposition, provided that in any such case such Negative Pledge applies only to the Subsidiary or the assets that are the subject of such Disposition; or 
 (vii) a
Negative Pledge contained in any agreement evidencing or governing Indebtedness (including credit facilities and debt securities) otherwise permitted to be incurred under this Agreement, so long as the Borrower determines in good faith (after
consultation with the Administrative Agent) that such Negative Pledge, taken as a whole, is no more restrictive in any material respect than the restrictions in Section 7.01(b), or that such Negative Pledge is otherwise in a form
customary for similar agreements for comparable borrowers or issuers at such time;
andor 

(viii) a Negative Pledge contained in any documentation in connection with Qualifying Escrowed
Indebtedness, provided that such Negative Pledge only extends to the proceeds of such Qualifying Escrowed Indebtedness and any account containing such proceeds; and 

(b) Create, incur, assume or suffer to exist any Lien upon any of its property, assets or revenues, whether now owned or hereafter acquired,
other than the following: 
 (i) Liens pursuant to any Loan Document; 

(ii) Liens existing on the date hereof and listed on Schedule 7.01 and any renewals or extensions thereof, provided that
(x) the value of the property covered thereby is not changed (unless reduced), (y) the amount secured or benefited thereby is not increased, and (z) the direct or any contingent obligor with respect thereto is not changed; 

(iii) Liens for taxes not yet due or which are being contested in good faith and by appropriate proceedings diligently conducted, if adequate
reserves with respect thereto are maintained on the books of the applicable Person in accordance with GAAP; 
 (iv) carriers’,
warehousemen’s, mechanics’, materialmen’s, repairmen’s or other like Liens arising in the ordinary course of business which are not overdue for a period of more than 60 days or which are being contested in good faith and by
appropriate proceedings diligently conducted, if adequate reserves with respect thereto are maintained on the books of the applicable Person in accordance with GAAP; 

(v) pledges or deposits in the ordinary course of business in connection with workers’ compensation, unemployment insurance and other
social security legislation, other than any Lien imposed by ERISA; 
 (vi) deposits to secure the performance of bids, trade contracts and
leases (other than Indebtedness), statutory obligations, surety and appeal bonds, performance bonds and other obligations of a like nature incurred in the ordinary course of business, but expressly excluding any liens in favor of the PBGC or
otherwise under ERISA; 

  
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 (vii) easements, rights-of-way, restrictions and other similar encumbrances affecting real
property which, in the aggregate, are not substantial in amount, and which do not in any case materially detract from the value of the property subject thereto or materially interfere with the ordinary conduct of the business of the applicable
Person; 
 (viii) Liens securing judgments or orders for the payment of money not constituting an Event of Default under
Section 8.01(h); 
 (ix) Liens securing Indebtedness in respect of capital leases, Synthetic Lease Obligations and
purchase money obligations for fixed or capital assets; provided, that (x) on any date of determination the aggregate amount of all such Indebtedness secured by such Liens does not exceed 15% of the Book Value of the assets of the
Borrower and its Subsidiaries in the aggregate; (y) such Liens do not at any time encumber any property other than the property financed by such Indebtedness (and the proceeds thereof); and (z) the Indebtedness secured thereby does not on
the date of acquisition exceed the cost or fair market value, whichever is lower, of the property being acquired; 
 (x) any Lien
(x) existing on property of a Person at the time of its consolidation with or merger into the Borrower or a Subsidiary or at the time such Person becomes a Subsidiary or (y) existing on any property acquired by the Borrower or any
Subsidiary at the time such property is so acquired (whether or not the Indebtedness secured thereby shall have been assumed); provided that in each such case, (A) such Lien was not created or assumed in contemplation of such consolidation or
merger or such Person’s becoming a Subsidiary or such acquisition of property and (B) such Lien shall extend solely to the property so acquired or in the case of an acquisition of a Subsidiary, the assets of the Subsidiary, and in each
case, proceeds thereof; 
 (xi) normal and customary rights of setoff upon deposits of cash in favor of banks or other depository
institutions; 
 (xii) leases or subleases granted to others not interfering in any material respect with the business of the Borrower or
any of its Subsidiaries; 
 (xiii) Liens on the assets of any Subsidiary securing Indebtedness or other obligations owing to the Borrower;

 (xiv) Liens in the nature of any interest or title of a lessor or sublessor under any lease; 

(xv) Liens solely on any cash earnest money deposits made by the Borrower or any of its Subsidiaries in connection with any letter of intent
or purchase agreement in connection with Investments permitted under Section 7.02; 
 (xvi) purported Liens evidenced by
the filing of precautionary UCC financing statements; and 

(xvii) Liens arising in connection with out-bound licenses of patents, copyrights, trademarks and other IP Rights granted by the Borrower or
any of its Subsidiaries in the ordinary course of business and not interfering in any material respect with the ordinary conduct of the business of the Borrower and its
Subsidiaries.; and 

(xviii) Liens securing Qualifying Escrowed Indebtedness (to the extent such liens only extend to
such Qualifying Escrowed Indebtedness, the proceeds thereof and any account containing any 

  
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such proceeds). 

7.02. Investments. Make any
Investments (other than the Tanzanite Acquisition), if a Default then exists or
arises as a result of such Investment or if immediately after giving effect to such Investment, (a) the Book Value of the assets of the Borrower would be less than the greater of (i) 50% of the Book Value of the consolidated assets of the
Borrower and its Subsidiaries and (ii) $850,000,000 or (b) the representations and warranties made by the Borrower in the Loan Documents to which it is a party would not be true and correct in all material respects with the same force and
effect as if made on and as of the date of such Investment, except to the extent that such representations and warranties specifically refer to an earlier date, in which case they were not true and correct in all material respects as of such earlier
date; provided that, prior to making any Material Investment, the Borrower shall deliver to the Administrative Agent a Compliance Certificate, demonstrating that the Borrower is in compliance, on a pro forma basis after giving effect to such
Material Investment, as of the last day of the most-recently ended fiscal quarter of the Borrower for which the Borrower has delivered financial statements to the Lenders or for which financial statements of the Borrower are publicly available, with
the financial covenants set forth in Section 7.09 and demonstrating the Borrower’s compliance with the requirements of Section 7.02(a); provided that, notwithstanding the foregoing, Investments by
Subsidiaries (including without limitation, intercompany loans and advances) in the Borrower may not exceed $5,000,000 in the aggregate on any date of determination. For purposes hereof, “Material Investment”
shall mean any Investment of more than $150,000,000 in cash, cash equivalents or assets (valued at such assets Book Value at the date of such Investment). 

7.03. Fundamental Changes.
Other than the transactions to effect the Tanzanite Acquisition conducted pursuant to the Tanzanite Purchase Agreement,
Mmerge, dissolve, liquidate, consolidate with or into another Person, or Dispose of (whether in one transaction or in a series of transactions) all or substantially all of its assets (whether now owned or hereafter
acquired) to or in favor of any Person, except that, so long as no Default exists or would result therefrom: 
 (a) any Subsidiary
may merge with the Borrower, provided that the Borrower shall be the continuing or surviving Person; 
 (b) any Subsidiary may merge
with any other Subsidiary so long as no Default would exist immediately after giving effect to such merger, including without limitation a Default resulting from a breach of any other covenant contained in this Article VII; 

(c) the Borrower or any Subsidiary may Dispose of Subsidiaries and any Subsidiary may Dispose of all or substantially all of its assets (upon
voluntary liquidation or otherwise) to the extent each such Disposition constitutes a Permitted Disposition or is otherwise permitted by Section 7.04; 

(d) any Subsidiary may merge with another Person (other than the Borrower or another Subsidiary), if immediately after giving effect to such
merger, (i) the Book Value of the assets of the Borrower would not be less than the greater of (x) 50% of the Book Value of the consolidated assets of the Borrower and its Subsidiaries and (y) $850,000,000; and (ii) the
representations and warranties made by the Borrower in the Loan Documents to which it is a party are true and correct in all material respects with the same force and effect as if made on and as of the date of such merger, except to the extent that
such representations and warranties specifically refer to an earlier date, in which case they are true and correct in all material respects as of such earlier date; provided that if such Subsidiary is a Material Subsidiary, the Borrower shall
deliver to the Administrative Agent a Compliance Certificate, demonstrating that the Borrower is in compliance, on a pro forma basis after giving effect to the merger of such Material Subsidiary, as of the last day of the most-recently ended fiscal
quarter of the Borrower for which the Borrower has delivered financial statements to the Lenders or for which financial 

  
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 7.09. Financial Covenants. 

(a) Minimum Consolidated Fixed Charge Coverage Ratio. Permit the Consolidated Fixed Charge Coverage Ratio as of the end of any fiscal
quarter of the Borrower to be less than 2.5 to 1.0. 
 (b) Maximum Consolidated Leverage Ratio. Permit the Consolidated Leverage
Ratio as of the end of any fiscal quarter of the Borrower to be greater than 3.0 to
1.0.; provided that with respect to the end of any
fiscal quarter of the Borrower on and after the Tanzanite Closing Date such ratio shall instead be 4.25 to 1.00, with such ratio stepping down to: 

(i) in the event the
Tanzanite Closing Date is on or prior to May 15, 2016, 4.00 to 1.00 on December 31, 2016, 3.75 to 1.00 on March 31, 2017 and 3.50 to 1.00 on September 30, 2017 (with such 3.50 to 1.00 ratio applying for any fiscal quarter of the Borrower ending
thereafter); or 

(ii) in the event the
Tanzanite Closing Date is after May 15, 2016, 4.00 to 1.00 on March 31, 2017, 3.75 to 1.00 on June 30, 2017 and 3.50 to 1.00 on December 31, 2017 (with such 3.50 to 1.00 ratio applying for any fiscal quarter of the Borrower ending
thereafter). 
 7.10. Swap Contracts. Enter into any Swap Contract
except in the ordinary course of business pursuant to bona fide hedging transactions and not for speculation. 
 ARTICLE VIII. 

EVENTS OF DEFAULT AND REMEDIES 

8.01. Events of Default. Any of the following shall constitute an Event of Default: 

(a) Non-Payment. The Borrower fails to pay (i) when and as required to be paid herein, any amount of principal of any Loan or any
L/C Obligation, or (ii) within two Business Days after the same becomes due, any interest on any Loan or on any L/C Obligation, or any fee due hereunder as contemplated by Section 2.04(i), 2.04(j), or
2.11, or (iii) within three Business Days after notice thereof, any other amount payable hereunder or under any other Loan Document; or 

(b) Specific Covenants. The Borrower fails to perform or observe any term, covenant or agreement contained in any of
Section 6.05, or 6.11 or Article VII; or 
 (c) Other
Defaults. The Borrower fails to perform or observe (i) any other covenant or agreement (not specified in subsection (a) or (b) above) contained in any Loan Document on its part to be performed or
observed and such failure continues for 30 days; or (ii) any term, covenant or agreement contained in Section 6.01, 6.02, 6.03, or 6.10 and such failure continues for two Business Days; or 

(d) Representations and Warranties. Any representation, warranty, certification or statement of fact made or deemed made by or on
behalf of the Borrower herein, in any other Loan Document, or in any document delivered in connection herewith or therewith shall be incorrect or misleading when made or deemed made; or 

(e) Cross-Default. (i) The Borrower or any Subsidiary (A) fails to make any payment when due (whether by scheduled maturity,
required prepayment, acceleration, demand, or otherwise) in respect of any Indebtedness or Guarantee (other than Indebtedness hereunder and Indebtedness under Swap Contracts) having an aggregate principal amount (including undrawn committed or
available amounts 

  
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