Document:

<PAGE>

                                 Exhibit 10.1

                       GREENPOINT HOME EQUITY LOAN TRUST
                   Home Equity Loan Asset-Backed Securities
                                 Series 2000-2
                      Distribution Date:  March 15, 2001

<TABLE>
<CAPTION>
                         Original             Beginning
                   Investor Certificate  Investor Certificate    Principal       Interest     Investor Certificate
       Class        Principal Balance     Principal Balance     Distribution   Distribution   Distribution Amount
-------------------------------------------------------------------------------------------------------------------
<S>                <C>                   <C>                   <C>             <C>            <C>
A-1                      275,831,000.00       $249,377,310.01  $ 7,701,917.53  $1,105,330.29        $ 8,807,247.82
A-2                       77,669,000.00       $ 71,555,358.72  $ 2,385,931.76  $  323,281.15        $ 2,709,212.91
 R                      $          0.00       $          0.00  $         0.00  $        0.00        $         0.00
TOTAL                   $353,500,000.00       $320,932,668.73  $10,087,849.29  $1,428,611.44        $11,516,460.73
</TABLE>

<TABLE>
<CAPTION>
                                          Ending
                     Investor Loss  Investor Certificate
       Class            Amount       Principal Balance
--------------------------------------------------------
<S>                  <C>            <C>
A-1                          $0.00       $241,675,392.48
A-2                          $0.00       $ 69,169,426.96
 R                           $0.00       $          0.00
TOTAL                        $0.00       $310,844,819.44
</TABLE>

<TABLE>
<CAPTION>
                                                      AMOUNTS PER $1,000 UNIT
                                      Beginning                                                                 Ending
                                Investor Certificate    Principal      Interest    Investor Certificate  Investor Certificate
       Class           CUSIP      Principal Balance    Distribution  Distribution  Distribution Amount    Principal Balance
-----------------------------------------------------------------------------------------------------------------------------
<S>                  <C>        <C>                    <C>           <C>           <C>                   <C>
A-1                  395385AD9           904.09457245   27.92259583    4.00727362           31.92986945          876.17197662
A-2                  395385AE7           921.28595343   30.71922848    4.16229319           34.88152167          890.56672495
</TABLE>

<TABLE>
<CAPTION>
        Investor Certificate Rates
                            Investor
       Class            Certificate Rate
------------------------------------------
<S>                     <C>
A-1                                5.69875%
A-2                                5.80875%
</TABLE>

Investor Certificate Rates based on a LIBOR of:     5.56875%

PLEASE DIRECT ANY QUESTIONS OR COMMENTS TO THE FOLLOWING ADMINISTRATOR:

                                                        Steven Charles
                                                        Bank One, NA
                                                        1 Bank One Plaza
                                                        Chicago, IL 60670

<PAGE>

                   Information pursuant to Section 8.8 of the
                     Pooling Agreement dated Sept. 1, 2000

<TABLE>
<CAPTION>
                                                      Group 1         Group 2
                                                --------------------------------
<S>        <C>                                   <C>                 <C>
(i)        Unpaid Investor Certificate                      0.00            0.00
           Interest Shortfall paid
           Per $1000 of Original                       0.0000000       0.0000000
           Investor Certificate Principal
           Balance

(ii)       Remaining Unpaid Investor                        0.00            0.00
           Certificate Interest Shortfall
           Per $1000 of Original Investor              0.0000000       0.0000000
           Certificate Principal Balance

(iii)      Servicing Fee                              104,074.22       29,803.59
           Gross Interest Collections               2,652,580.17      762,805.40

(iv)       Original Pool Balance                  272,350,187.97   77,615,878.87
           Beginning Pool Balance                 249,778,117.10   71,528,627.28
           Loans Removed                                    0.00            0.00
           Loans Added                                      0.00            0.00
           Adjuated Beginning Pool Balance        249,778,117.10   71,528,627.28
           Principal Collections                   10,760,754.86    4,195,917.54
           Additional Balances                      3,524,962.98    1,943,210.18
           Ending Pool Balance                    242,542,325.22   69,275,919.92

(v)        Delinquency Information
</TABLE>

<TABLE>
<CAPTION>

                                           Group 1                                    Group 2
                         ---------------------------------------------------------------------------------------
                              Count   Balance        % of Group Bal         Count    Balance      % of Group Bal
                         ---------------------------------------------------------------------------------------
<S>                         <C>     <C>              <C>                    <C>   <C>             <C>
     30-59 days                 45  2,342,272.39        0.965717%              9  1,139,767.29        1.645258%
     60-89 days                 19    660,647.94        0.272385%              2     39,671.90        0.057267%
     90-119 days                 3    211,458.37        0.087184%              0          0.00        0.000000%
    120-149 days                 0          0.00        0.000000%              0          0.00        0.000000%
    150-179 days                 0          0.00        0.000000%              0          0.00        0.000000%
 180 days or more                0          0.00        0.000000%              0          0.00        0.000000%
       Total                    67  3,214,378.70        1.325286%             11  1,179,439.19        1.702524%
</TABLE>

(vi)       Foreclosure, REO and Bankruptcy Information

<TABLE>
<CAPTION>
                                          Group 1                                        Group 2
                         ----------------------------------------------------------------------------------------
                              Count    Balance       % of Group Bal         Count    Balance       % of Group Bal
                         ----------------------------------------------------------------------------------------
<S>                           <C>   <C>              <C>                    <C>   <C>             <C>
            Foreclosure         16  1,136,702.06        0.468661%              5  1,444,079.10        2.084533%
                REO              0          0.00        0.000000%              0          0.00        0.000000%
            Bankruptcies        12    509,700.46        0.210149%              2     87,660.63        0.126538%
</TABLE>
<PAGE>

<TABLE>
<CAPTION>
                                                                                       Group 1                Group 2
                                                                              ---------------------------------------------
<S>           <C>                                                               <C>                    <C>
(vii)         Liquidation Loss Amount (Current Period)                                          0.00                   0.00
              Liquidation Loss Amount (Cumulative)                                              0.00                   0.00

              Cumulative Liquidation Loss:
              Percentage of Original Balance                                                    0.00%                  0.00%
              Percentage of Current Balance                                                     0.00%                  0.00%

(viii)        Six Month Rolling Pool Delinquency Rate                                            0.45%                  1.34%

(ix)          Book Value of REO Properties                                                      0.00                   0.00

(x)           Draws: Policy                                                                     0.00
              Demand Note                                                                       0.00

(xi)          Accelerated Principal Distribution Amount                                   466,125.65             133,224.40

(xii)         Funds on deposit in the Reserve Fund                                      1,578,001.60
              (Beginning of Period)
              Reserve Fund Deposit                                                      1,198,700.09
              Reserve Fund Withdrawal                                                     265,893.37
              Reserve Fund Interest Income                                                  8,367.10
              Funds on deposit in                                                        2519175.424
              the Reserve Fund (End of Period)

(xiii)        Has an Event of Servicing Termination occurred?                                                   NO
              Has an Insurer Default occurred?                                                                  NO

(xiv)         Has the Managed Amortization period ended and
              the Rapid Amortization Period begun?                                                              NO

(xv)          Specified Overcollateralization Amount                                    6,127,879.23           1,746,357.27

</TABLE>
<PAGE>

<TABLE>
<CAPTION>
                                                       RECONCILIATION REPORT
<S>          <C>                                                         <C>                              <C>
                                                                         ISSUE DATE:                      00-Jan-00
DEAL NAME:   GREENPOINT HOME EQUITY LOAN TRUST 2000-2                    DISTRIBUTION DATE:               15-Mar-01
             Home Equity Loan Asset-Backed Securities, Series 2000-2     DETERMINATION DATE               00-Jan-00
                                                                         RUN DATE:                        08-Mar-01
                                                                                                        04:21:30 PM

</TABLE>

<TABLE>
<CAPTION>
I.  CASH RECONCILIATION

A.  Cash Available for Distribution                                              Group 1             Group 2             Total
                                                                             ---------------     ---------------    ----------------
<S>                                                                          <C>                 <C>                <C>
Net Collections Interest Collections - per Servicer Report                    $  2,548,505.95    $    733,001.81    $  3,281,507.76
Principal Collections - per Servicer Report                                   $ 10,760,754.86    $  4,195,917.54    $ 14,956,672.40
Residual Advance                                                              $          0.00    $          0.00    $          0.00
Cash Released from Reserve Account                                            $          0.00    $          0.00    $          0.00
Additional Balances                                                            ($3,524,962.98)    ($1,943,210.18)    ($5,468,173.16)
Total Deposit to Collection Account                                           $  9,784,297.83    $  2,985,709.17    $ 12,770,007.00

II.  DISTRIBUTION SUMMARY AND RECONCILIATION

A. Amounts Distributed:

Section 5.01
Trustee Fee                                                                   $      1,870.33    $        536.67    $      2,407.00
Premium to Credit Enhancer                                                    $     33,230.37    $      9,510.80    $     42,741.17
Freddie Mac Guarantee Fee                                                     $      9,698.01    $          0.00    $      9,698.01
Investor Certificate Interest and Unpaid Investor Certificate Interest        $  1,105,330.29    $    323,281.15    $  1,428,611.44
Advances due to Servicer (adjustment for November 2000 distribution)                             $    265,893.37
Reserve Fund Deposit/(Withdrawal)                                             $    932,251.30    $        555.42    $    932,806.72

Class A Investor Certificate Principal Distributed                            $  7,701,917.53    $  2,385,931.76    $ 10,087,849.29
Management Fee                                                                $          0.00    $          0.00    $          0.00
Residual Payment                                                              $          0.00    $          0.00    $          0.00

Total Distributions                                                           $  9,784,297.83    $  2,985,709.17    $ 12,770,007.00

Difference (Remains in Collections Account)                                   $          0.00    $          0.00    $          0.00

Balance Reconciliation
----------------------
Loan Group Beginning Balance                                                   249,778,117.10      71,528,627.28    $321,306,744.38
Loan Group Ending Balance                                                      242,542,325.22      69,275,919.92     311,818,245.14
Change in Balance                                                                7,235,791.88       2,252,707.36    $  9,488,499.24
Principal Collections                                                           10,760,754.86       4,195,917.54    $ 14,956,672.40
Liquidation Loss Amount                                                                  0.00               0.00    $          0.00
Additional Balances                                                              3,524,962.98       1,943,210.18    $  5,468,173.16
Balance Check                                                                            0.00               0.00               0.00
</TABLE><PAGE>

                                  Exhibit 10.1

CONTACTS
----------------------------------------------------------
     Administrator:      Barbara A Campbell
     Direct Phone No:    (714)247-6278
     Address:            Deutsche Bank
                         1761 E. St. Andrew Place
                         Santa Ana, CA 92705

     Web Site:           http://www-apps.gis.deutsche-bank.com/invr
     Factor Information: (800) 735-7777
     Main Phone No:      (714) 247-6000
----------------------------------------------------------

ISSUANCE INFORMATION

<TABLE>
<S>                  <C>                                           <C>                      <C>
------------------------------------------------------------------------------------------------------------
Seller:              GreenPoint Mortgage                           Cut-Off Date:            May 31, 2000
Certificate Insurer: AMBAC Assurance Corporation                   Closing Date:            June 29, 2000
Servicer(s):         GreenPoint Mortgage - Master Servicer         First Payment Date:      July 17, 2000
Underwriter(s):      Greenwich Capital Markets,Inc. - Underwriter  Distribution Date:       February 15, 2001
                                                                   Record Date:             February 14, 2001
                                                                                            January 31, 2000
------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

                   GreenPoint Home Equity Loan Trust 2000-1
                   Home Equity Loan Asset-Backed Securities
                                 Series 2000-1
         Certificate Payment Report for February 15, 2001 Distribution

Distribution in Dollars - Current Period

<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                 Prior                                                                                  Current
        Class      Original    Principal                                        Total         Realized   Deferred       Principal
Class   Type      Face Value    Balance         Interest       Principal     Distribution      Losses    Interest        Balance
------------------------------------------------------------------------------------------------------------------------------------
                                 (1)               (2)            (3)         (4)=(2)+(3)        (5)       (6)         (7)=(1)-(3)-
                                                                                                                        (5)+(6)
------------------------------------------------------------------------------------------------------------------------------------
<S>  <C>       <C>             <C>             <C>            <C>             <C>              <C>       <C>            <C>
A-1  FLT,STEP  244,172,000.00  210,960,694.26  1,057,000.98    7,320,536.58   8,377,537.56           -          -     203,640,157.68
A-2  FLT,STEP  108,598,000.00   86,769,077.44    443,426.14    2,737,590.47   3,181,016.61           -          -      84,031,486.97
R                           -               -             -               -               -          -          -                  -
------------------------------------------------------------------------------------------------------------------------------------
Total          352,770,000.00  297,729,771.70   1,500,427.12  10,058,127.05   11,558,554.17           -         -     287,671,644.65
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

Interest Accrual Detail
         Current Period Factor Information per $1,000 of Original Face

<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                      Orig. Principal     Prior                                            Current
        Period     Period                             (with Notional)   Principal                             Total       Principal
Class  Starting    Ending      Method      Cusip           Balance       Balance    Interest    Principal  Distribution   Balance
------------------------------------------------------------------------------------------------------------------------------------
                                                                           (1)         (2)         (3)     (4)=(2)+(3)       (5)
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>         <C>         <C>       <C>          <C>               <C>          <C>        <C>            <C>        <C>
A-1    01/16/01    02/14/01   A-Act/360  3133TPCH0    244,172,000.00    863.983971   4.328920   29.981065    34.309985    834.002906
A-2    01/16/01    02/14/01   A-Act/360  395385AC1    108,598,000.00    798.993328   4.083189   25.208480    29.291668    773.784848
R                                -                                 -             -          -           -            -             -
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

Distribution in Dollars - to Date

<TABLE>
<CAPTION>
                                                                                                                       Current
        Original                      Unscheduled    Scheduled        Total          Total      Realized   Deferred   Principal
Class  Face Value      Interest        Principal      Principal     Principal    Distribution    Losses    Interest    Balance
          (1)            (2)              (3)           (4)        (5)=(3)+(4)    (6)=(2)+(5)      (7)        (8)    (9)=(1)-(5)-
                                                                                                                      (7)+(8)
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>             <C>            <C>            <C>           <C>            <C>            <C>       <C>         <C>
A-1   244,172,000.00   9,822,109.07  38,703,131.75  1,828,710.57  40,531,842.32  50,353,951.39         -          -   203,640,157.68
A-2   108,598,000.00   4,209,212.94  23,879,904.10    686,608.93  24,566,513.03  28,775,725.97         -          -    84,031,486.97
R                                 -              -             -              -              -         -          -                -
------------------------------------------------------------------------------------------------------------------------------------
Total 352,770,000.00  14,031,322.01  62,583,035.85  2,515,319.50  65,098,355.35  79,129,677.36         -          -   287,671,644.65
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

Interest Detail
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
        Pass-     Prior Principal                    Non-       Prior    Unscheduled                    Paid or      Current
       Through    (with Notional)     Accrued     Supported    Unpaid     Interest        Optimal       Deferred      Unpaid
Class    Rate         Balance        Interest      Interest   Interest   Adjustments      Interest      Interest     Interest
                                       (1)          (2)         (3)          (4)         (5)=(1)-        (6)        (7)=(5)-(6)
                                                                                        (2)+(3)+(4)
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>        <C>               <C>           <C>         <C>        <C>            <C>            <C>            <C>
A-1    6.01250%   210,960,694.26    1,057,000.98          -          -              -   1,057,000.98   1,057,000.98           -
A-2    6.13250%    86,769,077.44      443,426.14          -          -              -     443,426.14     443,426.14           -
R                              -               -          -          -              -              -              -           -
------------------------------------------------------------------------------------------------------------------------------------
Total             297,729,771.70    1,500,427.12          -          -              -   1,500,427.12   1,500,427.12           -
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

                           Collection Account Report

<TABLE>
<CAPTION>
SUMMARY                                                                          POOL II          POOL I           TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Net Principal Collections                                                   2,342,481.93    6,334,900.43     8,677,382.36

   TOTAL PRINCIPAL                                                             2,342,481.93    6,334,900.43     8,677,382.36

   Interest Collections                                                          851,886.48    2,083,891.34     2,935,777.82
   Interest Fees                                                                 (13,351.80)     (41,254.21)      (54,606.01)

   TOTAL INTEREST                                                                838,534.68    2,042,637.13     2,881,171.81

   TOTAL AVAILABLE FUNDS                                                       3,181,016.61    8,377,537.56    11,558,554.17
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
PRINCIPAL - COLLECTIONS                                                          POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Principal Collections                                                       4,450,376.69    8,537,943.41    12,988,320.10
   Repurchases/Substitutions                                                           0.00            0.00             0.00
   Liquidations                                                                        0.00       99,492.49        99,492.49
   Insurance Principal                                                                 0.00            0.00             0.00
   Liquidation Loss Amounts                                                            0.00      (43,524.66)      (43,524.66)
   Additional Balances                                                        (2,107,894.76)  (2,259,010.81)   (4,366,905.57)

   TOTAL PRINCIPAL COLLECTED                                                   2,342,481.93    6,334,900.43     8,677,382.36
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
PRINCIPAL - WITHDRAWALS                                                          POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
                                            SPACE INTENTIONALLY LEFT BLANK
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
PRINCIPAL - OTHER ACCOUNTS                                                       POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
                                            SPACE INTENTIONALLY LEFT BLANK
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
INTEREST - COLLECTIONS                                                           POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Interest Collections                                                       888,574.39       2,172,155.75     3,060,730.14
   Repurchases/Substitutions                                                        0.00               0.00             0.00
   Liquidations                                                                     0.00           1,160.75         1,160.75
   Insurance Interest                                                               0.00               0.00             0.00
   Other Additional Interest                                                       48.09               0.00            48.09
   Current Servicing Fee                                                      (36,736.00)        (89,425.16)     (126,161.16)

   TOTAL INTEREST                                                             851,886.48       2,083,891.34     2,935,777.82
------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

<TABLE>
<CAPTION>
INTEREST - WITHDRAWALS                                                           POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
                                            SPACE INTENTIONALLY LEFT BLANK
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
INTEREST - OTHER ACCOUNTS                                                        POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
                                            SPACE INTENTIONALLY LEFT BLANK
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
INTEREST - FEES                                                                  POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Trustee Fee                                                                       697.98       1,699.08        2,397.06
   Certificate Insurer Premium                                                    12,653.82      30,765.10       43,418.92
   Guarantee Fee                                                                       0.00       8,790.03        8,790.03
   Management Fee                                                                      0.00           0.00            0.00

   TOTAL INTEREST FEES                                                            13,351.80      41,254.21       54,606.01
------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

                           Credit Enhancement Report

<TABLE>
<CAPTION>
ACCOUNTS                                                                         POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Beginning                                                                       0.00           0.00            0.00
   Reserve Fund
   Balance
   Curr Period                                                                     0.00           0.00            0.00
   Amounts Dep
   to Res Fund
   Curr Withdrawal from Reserve Fund                                               0.00           0.00            0.00
   Reserve Fund                                                                    0.00           0.00            0.00
   Balance
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
INSURANCE                                                                        POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Insured Amount                                                                  0.00           0.00            0.00
   Reimbursements to the Insurer                                                   0.00           0.00            0.00
   Cumulative Insurance Payment                                                    0.00           0.00            0.00
   Draws on the Policy                                                             0.00           0.00            0.00
   Draws on the Demand Note                                                        0.00           0.00            0.00
   Interest portion of Guarantee Payment                                           0.00           0.00            0.00
   Principal portion of Guarantee Payment                                          0.00           0.00            0.00
   Guarantee Payment for this date                                                 0.00           0.00            0.00
   Cumulative Guaranty Payments                                                    0.00           0.00            0.00
---------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
STRUCTURAL FEATURES                                                              POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Pool Delinquency Rate                                                           24.8377%         0.6582%
   Rolling Six-month                                                                4.9114%         0.5150%
   Pool Delinquency Rate

   Prior Overcollateralization Amount                                         1,397,327.88    3,659,691.72     5,057,019.60
   Specified Overcollateralization Amount                                     2,425,281.26    5,452,977.96     7,878,259.22
   Overcollateralization Amount                                               1,792,436.42    3,616,167.06     5,408,603.48
   Overcollateralization Deficiency Amount                                      632,844.84    1,836,810.90     2,469,655.74

   Overcollateralization Deficit                                                      0.00            0.00             0.00
   Overcollateralization Reduction Amount                                             0.00            0.00             0.00
   Step-Up Overcollateralization Amount                                       5,389,513.91   12,117,728.81    17,507,242.71

   Current Accelerated Principal Payment                                        395,108.54      985,636.15     1,380,744.69
   Cumulative Accelerated Principal Payment                                   2,600,158.30    6,478,880.03     9,079,038.33
------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

                               Collateral Report
<TABLE>
<CAPTION>
COLLATERAL                                                                       POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
     Loan Count:
   Original                                                                             1258             5996             7254
   Prior                                                                               1,024            5,188            6,212
   Prefunding                                                                              -                -                -
   Scheduled Paid Offs                                                                     -                -                -
   Full Voluntary Prepayments                                                            (27)            (148)            (175)
   Repurchases                                                                             -                -                -
   Liquidations                                                                            -               (1)              (1)
------------------------------------------------------------------------------------------------------------------------------
   Current                                                                               997            5,039            6,036

   Principal Balance:
   Original                                                                   107,790,278.12   242,354,576.15   350,144,854.27
   Prior                                                                       88,166,405.32   214,620,385.98   302,786,791.30
   Prefunding                                                                              -                -                -
   Scheduled Principal                                                            (61,034.68)     (162,162.72)     (223,197.40)
   Partial and Full Voluntary Prepayments                                      (4,389,342.01)   (8,375,780.69)  (12,765,122.70)
   Repurchases                                                                             -                -                -
------------------------------------------------------------------------------------------------------------------------------
   Liquidations                                                                            -       (99,492.49)      (99,492.49)
   Current                                                                     85,823,923.39   208,241,960.89   294,065,884.28
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
PREFUNDING                                                                       POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
                                SPACE INTENTIONALLY LEFT BLANK
------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
CHARACTERISTICS                                                                  POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   Weighted Average Coupon Original                                                9.377874%       9.394264%        9.389218%
   Weighted Average Coupon Prior                                                  12.020190%      12.078330%       12.061443%
   Weighted Average Coupon Current                                                11.837660%      12.133290%       12.047208%
   Weighted Average Months to Maturity Original                                         200             204              203
   Weighted Average Months to Maturity Prior                                            195             199              198
   Weighted Average Months to Maturity Current                                          195             198              197
   Weighted Avg Remaining Amortization Term Original                                    208             205              206
   Weighted Avg Remaining Amortization Term Prior                                       202             200              201
   Weighted Avg Remaining Amortization Term Current                                     201             199              200
   Weighted Average Seasoning Original                                                 2.71            2.76             2.74
   Weighted Average Seasoning Prior                                                    8.65            8.70             8.68
   Weighted Average Seasoning Current                                                  9.62            9.69             9.67
----------------------------------------------------------------------------------------------------------------------------
</TABLE>

Note:  Original information refers to deal issue.

<TABLE>
<CAPTION>
ARM CHARACTERISTICS                                                              POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
    Weighted Average Margin Original                                              2.380%           2.530%
    Weighted Average Margin Prior                                                 2.357%           2.447%
    Weighted Average Margin Current                                               2.336%           2.420%
------------------------------------------------------------------------------------------------------------------------------
    Weighted Average Max Rate Original                                           17.181%          17.075%
    Weighted Average Max Rate Prior                                              17.144%          17.072%
    Weighted Average Max Rate Current                                            17.152%          17.062%
------------------------------------------------------------------------------------------------------------------------------
    Weighted Average Min Rate Original                                            3.686%           3.918%
    Weighted Average Min Rate Prior                                               3.731%           3.838%
</TABLE>
<PAGE>

<TABLE>
<CAPTION>
<S>                                                                           <C>             <C>             <C>
    Weighted Average Min Rate Current                                             3.676%           3.827%
------------------------------------------------------------------------------------------------------------------------------
    Weighted Average Cap Up Original
    Weighted Average Cap Up Prior
    Weighted Average Cap Up Current
------------------------------------------------------------------------------------------------------------------------------
    Weighted Average Cap Down Original
    Weighted Average Cap Down Prior
    Weighted Average Cap Down Current
------------------------------------------------------------------------------------------------------------------------------
</TABLE>
Note:  Original information refers to deal issue.

<TABLE>
<CAPTION>
SERVICING FEES / ADVANCES                                                        POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
   TOTAL SERVICING FEE                                                          36,736.00      89,425.16      126,161.16
--------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
ADDITIONAL COLLATERAL INFORMATION                                                POOL II         POOL I          TOTAL
------------------------------------------------------------------------------------------------------------------------------
<S>                                                                           <C>             <C>             <C>
                    SPACE INTENTIONALLY LEFT BLANK
------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

                          Delinquency Report - Total

<TABLE>
<CAPTION>
                                 CURRENT          1 PAYMENT            2 PAYMTS       3+ PAYMTS              TOTAL
<S>         <C>              <C>              <C>                <C>                 <C>            <C>
DELINQUENT   Balance                           3,332,759.84       20,172,596.80       62,444.80      23,567,801.44
             % Balance                                1.13%               6.86%           0.02%              8.01%
             # Loans                                     65                   9               2                 76
             %# Loans                                 1.08%               0.15%           0.03%              1.26%
------------------------------------------------------------------------------------------------------------------
FORECLOSURE  Balance           99,065.54                  -                   -    2,104,015.11       2,203,080.65
             % Balance             0.03%              0.00%               0.00%           0.72%              0.75%
             # Loans                   1                  -                   -              26                 27
             %# Loans              0.02%              0.00%               0.00%           0.43%              0.45%
------------------------------------------------------------------------------------------------------------------
BANKRUPTCY   Balance          312,305.71                  -           68,605.88      180,579.71         561,491.30
             % Balance             0.11%              0.00%               0.02%           0.06%              0.19%
             # Loans                  10                  -                   2               4                 16
             %# Loans              0.17%              0.00%               0.03%           0.07%              0.27%
------------------------------------------------------------------------------------------------------------------
REO          Balance                   -                  -                   -               -                  -
             % Balance             0.00%              0.00%               0.00%           0.00%              0.00%
             # Loans                   -                  -                   -               -                  -
             %# Loans              0.00%              0.00%               0.00%           0.00%              0.00%
------------------------------------------------------------------------------------------------------------------
TOTAL        Balance          411,371.25       3,332,759.84       20,241,202.68    2,347,039.62      26,332,373.39
             % Balance             0.14%              1.13%               6.88%           0.80%              8.95%
             # Loans                  11                 65                  11              32                119
             %# Loans              0.18%              1.08%               0.18%           0.53%              1.97%
------------------------------------------------------------------------------------------------------------------
</TABLE>
Note: Current = 0-29days, 1 Payment =30-59days, 2 Payments = 60-89days, 3+
Payments = 90+

                       Delinquency Report - Pool I Group

<TABLE>
<CAPTION>
                                CURRENT           1 PAYMENT         2 PAYMTS           3+ PAYMTS            TOTAL
<S>         <C>             <C>               <C>                <C>               <C>              <C>
DELINQUENT   Balance                           2,379,259.94       186,167.80           62,444.80     2,627,872.54
             % Balance                                1.14%            0.09%               0.03%            1.26%
             # Loans                                     56                6                   2               64
             %# Loans                                 1.11%            0.12%               0.04%            1.27%
-----------------------------------------------------------------------------------------------------------------
FORECLOSURE  Balance          99,065.54                   -                -          773,721.99       872,787.53
             % Balance            0.05%               0.00%            0.00%               0.37%            0.42%
             # Loans                  1                   -                -                  18               19
             %# Loans             0.02%               0.00%            0.00%               0.36%            0.38%
-----------------------------------------------------------------------------------------------------------------
BANKRUPTCY   Balance         302,379.03                   -        68,605.88          180,579.71       551,564.62
             % Balance            0.15%               0.00%            0.03%               0.09%            0.26%
             # Loans                  9                   -                2                   4               15
             %# Loans             0.18%               0.00%            0.04%               0.08%            0.30%
-----------------------------------------------------------------------------------------------------------------
REO          Balance                   -                  -                -                   -                -
             % Balance             0.00%              0.00%            0.00%               0.00%            0.00%
             # Loans                   -                  -                -                   -                -
             %# Loans              0.00%              0.00%            0.00%               0.00%            0.00%
-----------------------------------------------------------------------------------------------------------------
TOTAL        Balance          401,444.57       2,379,259.94       254,773.68        1,016,746.50     4,052,224.69
             % Balance             0.19%              1.14%            0.12%               0.49%            1.95%
             # Loans                  10                 56                8                  24               98
             %# Loans              0.20%              1.11%            0.16%               0.48%            1.94%
-----------------------------------------------------------------------------------------------------------------
</TABLE>
Note: Current = 0-29days, 1 Payment =30-59days, 2 Payments = 60-89days, 3+
Payments = 90+
<PAGE>

                      Delinquency Report - Pool II Group

<TABLE>
<CAPTION>
                                 CURRENT          1 PAYMENT            2 PAYMTS        3+ PAYMTS            TOTAL
<S>         <C>                <C>              <C>              <C>               <C>             <C>
DELINQUENT   Balance                             953,499.90       19,986,429.00                -    20,939,928.90
             % Balance                                1.11%              23.29%            0.00%           24.40%
             # Loans                                      9                   3                -               12
             %# Loans                                 0.90%               0.30%            0.00%            1.20%
-----------------------------------------------------------------------------------------------------------------
FORECLOSURE  Balance                   -                  -                   -     1,330,293.12     1,330,293.12
             % Balance             0.00%              0.00%               0.00%            1.55%            1.55%
             # Loans                   -                  -                   -                8                8
             %# Loans              0.00%              0.00%               0.00%            0.80%            0.80%
-----------------------------------------------------------------------------------------------------------------
BANKRUPTCY   Balance            9,926.68                  -                   -                -         9,926.68
             % Balance             0.01%              0.00%               0.00%            0.00%            0.01%
             # Loans                   1                  -                   -                -                1
             %# Loans              0.10%              0.00%               0.00%            0.00%            0.10%
-----------------------------------------------------------------------------------------------------------------
REO          Balance                   -                  -                   -                -                -
             % Balance             0.00%              0.00%               0.00%            0.00%            0.00%
             # Loans                   -                  -                   -                -                -
             %# Loans              0.00%              0.00%               0.00%            0.00%            0.00%
-----------------------------------------------------------------------------------------------------------------
TOTAL        Balance            9,926.68         953,499.90       19,986,429.00     1,330,293.12    22,280,148.70
             % Balance             0.01%              1.11%              23.29%            1.55%           25.96%
             # Loans                   1                  9                   3                8               21
             %# Loans              0.10%              0.90%               0.30%            0.80%            2.11%
-----------------------------------------------------------------------------------------------------------------
</TABLE>
Note: Current = 0-29days, 1 Payment =30-59days, 2 Payments = 60-89days, 3+
Payments = 90+
<PAGE>

    REO Report - Mortgage Loans that Become REO During Current Distribution

<TABLE>
<CAPTION>
SUMMARY                                                     LOAN GROUP
<S>                                                        <C>
Total Loan Count = 0                                        Loan Group 1 = Pool I Group; REO Book Value = 000.00
Total Original Principal Balance = 000.00                   Loan Group 2 = Pool II Group; REO Book Value = 000.00
Total Current Balance = 000.00
REO Book Value = 000.00
</TABLE>
REO Book Value reported corresponds to total REO loans, including loans that
 become REO during current distribution.

<TABLE>
<CAPTION>
 Loan Number       Original         Stated                  Current      State &
     &            Principal       Principal     Paid to      Note         LTV at        Original     Origination
 Loan Group        Balance         Balance       Date        Rate       Origination       Term          Date
------------------------------------------------------------------------------------------------------------------
 <S>             <C>             <C>           <C>         <C>         <C>             <C>           <C>
                                           SPACE INTENTIONALLY LEFT BLANK
</TABLE>
<PAGE>

                   Prepayment Report - Voluntary Prepayments

<TABLE>
<CAPTION>
VOLUNTARY PREPAYMENTS                                       POOL II             POOL I               TOTAL
<S>                                                  <C>                <C>                <C>
Current
Number of Paid in Full Loans                                     27                148                 175
Number of Repurchased Loans                                       -                  -                   -
-----------------------------------------------------------------------------------------------------------
Total Number of Loans Prepaid in Full                            27                148                 175

Paid in Full Balance                                   3,130,849.73       6,422,350.92        9,553,200.65
Repurchased Loans Balance                                         -                  -                   -
Curtailments Amount                                    1,258,492.28       1,953,429.77        3,211,922.05
-----------------------------------------------------------------------------------------------------------
Total Prepayment Amount                                4,389,342.01       8,375,780.69       12,765,122.70

Cumulative
Number of Paid in Full Loans                                    263                956               1,219
Number of Repurchased Loans                                       -                  -                   -
-----------------------------------------------------------------------------------------------------------
Total Number of Loans Prepaid in Full                           263                956               1,219

Paid in Full Balance                                  27,675,883.10      45,676,850.44       73,352,733.54
Repurchased Loans Balance                                         -                  -                   -
Curtailments Amount                                   15,614,043.66      20,342,530.79       35,956,574.45
-----------------------------------------------------------------------------------------------------------
Total Prepayment Amount                               43,289,926.76      66,019,381.23      109,309,307.99
</TABLE>

                        SPACE INTENTIONALLY LEFT BLANK

<TABLE>
<CAPTION>
VOLUNTARY PREPAYMENT RATES                                  POOL II             POOL I               TOTAL
<S>                                                       <C>                <C>                 <C>
SMM                                                           4.98%              3.91%               4.22%
3 Months Avg SMM                                              4.58%              3.91%               4.11%
12 Months Avg SMM
Avg SMM Since Cut-off                                         5.52%              3.59%               4.16%

CPR                                                          45.84%             38.00%              40.39%
3 Months Avg CPR                                             43.01%             38.05%              39.53%
12 Months Avg CPR
Avg CPR Since Cut-off                                        49.41%             35.49%              39.97%

PSA                                                        2381.56%           1961.38%            2088.40%
3 Months Avg PSA Approximation                             2487.35%           2186.20%            2275.55%
12 Months Avg PSA Approximation
Avg PSA Since Cut-off Approximation                        3992.22%           2850.36%            3216.09%
</TABLE>

PREPAYMENT CALCULATION METHODOLOGY

 Single Monthly Mortality (SMM): (Voluntary partial and full prepayments +
 Repurchases)/(Beg Principal Balance - Sched Principal)

 Conditional Prepayment Rate (CPR): 1-((1-SMM)12)

 PSA Standard Prepayment Model: CPR/(0.02*min(30,WAS))

 Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)
 * (1-SMMn+1) *.......*(1-SMMm)](1/months in period n,m )
<PAGE>

 Average CPR over period between the nth month and mth month (AvgCPRn,m): 1-((1-
 AvgSMMn,m)12)

 Average PSA Approximation over period between the nth month and mth month:
 AvgCPRn,m/(0.02*Avg WASn,m))

 Average WASn,m: (min(30,WASn)+min(30,WASn+1)+.......+min(30,WASm)/(number of
 months in the period n,m)

 Weighted Average Seasoning (WAS)

 Note: Prepayment rates are calculated since deal issue date and include partial
       and full voluntary prepayments and repurchases. Dates correspond to
       distribution dates.
<PAGE>

                       Realized Loss Report - Collateral

<TABLE>
<CAPTION>
COLLATERAL REALIZED LOSSES                                                  POOL II          POOL I            TOTAL
---------------------------------------------------------------------------------------------------------------------
<S>                                                                        <C>           <C>              <C>
Current
Number of Loans Liquidated                                                        -               1                1
Collateral Realized Loss/(Gain) Amount                                            -       43,524.66        43,524.66
Net Liquidation Proceeds                                                          -       55,967.83        55,967.83

Cumulative
Number of Loans Liquidated                                                        -               2                2
Collateral Realized Loss/(Gain) Amount                                            -       59,652.97        59,652.97
Net Liquidation Proceeds                                                          -       55,967.83        55,967.83

Note: Collateral realized losses may include adjustments to
loans liquidated in prior periods.

Cumulative Losses as % of Original Balance                                  0.0000%         0.0246%          0.0170%

Cumulative Losses as % of Current Balance                                   0.0000%         0.0286%          0.0203%
---------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
DEFAULT SPEEDS                                                              POOL II          POOL I            TOTAL
---------------------------------------------------------------------------------------------------------------------
<S>                                                                         <C>             <C>             <C>
MDR                                                                           0.00%           0.05%            0.03%
3 Months Avg MDR                                                              0.00%           0.02%            0.01%
12 Months Avg MDR
Avg MDR Since Cut-off                                                         0.00%           0.01%            0.00%

CDR                                                                           0.00%           0.55%            0.39%
3 Months Avg CDR                                                              0.00%           0.21%            0.15%
12 Months Avg CDR
Avg CDR Since Cut-off                                                         0.00%           0.08%            0.06%

SDA                                                                           0.00%           2.86%            2.04%
3 Months Avg  SDA Approximation                                               0.00%           1.23%            0.88%
12 Months Avg SDA Approximation
Avg SDA Since Cut-off Approximation                                           0.00%           0.65%            0.46%

Loss Severity Approximation for Current Period                                               43.75%           43.75%
3 Months Avg Loss Severity Approximation                                                     71.87%           71.87%
---------------------------------------------------------------------------------------------------------------------
12 Months Avg Loss Severity Approximation
Avg  Loss Severity Approximation Since Cut-off                                               71.87%           71.87%
</TABLE>

COLLATERAL REALIZED LOSS  CALCULATION METHODOLOGY
--------------------------------------------------------------------------------
 Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total
 Beg Principal Balance)

 Conditional Default Rate (CDR): 1-((1-MDR)12)

 SDA Standard Default Assumption: CDR/IF(WAS is less than
 61,MIN(30,WAS)*0.02,MAX(0.03,MIN (30,WAS)*0.02-0.0095*(WAS-60)))

 Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)
 * (1-MDRn+1) *.......*(1-MDRm)](1/months in period n,m)

 Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-
 AvgMDRn,m)12)

 Average SDA Approximation over period between the nth month and mth month:
<PAGE>

 AvgCDRn,m/IF(Avg WASn,m 61,MIN(30,Avg WASn,m)*0.02,MAX(0.03,MIN(30,Avg
 WASn,m)*0.02-0.0095*(Avg WASn,m-60)))

 Average WASn,m: (WASn + WASn+1 +.......+ WASm )/(number of months in the period
 n,m)

 Loss Severity Approximation for current period: sum(Realized Loss
 Amount)/sum(Beg Principal Balance of Liquidated Loans)

 Average Loss Severity Approximation over period between nth month and mth
 month: Avg(Loss Severityn,m)

 Note:  Default rates are calculated since deal issue date and include realized
        gains and additional realized losses and gains from prior periods.

       Dates correspond to distribution dates.

--------------------------------------------------------------------------------
<PAGE>

  Realized Loss Detail Report - Loans Liquidated During Current Distribution

SUMMARY                                          LOAN GROUP
---------------------------------------------    -----------------------------
Total Loan Count = 1                             Loan Group 1 = Pool I Group
Total Original Principal Balance = 100,000.00    Loan Group 2 = Pool II Group
Total Prior Principal Balance =  99,492.49
Total Realized Loss Amount = 43,524.66
Total Net Liquidation Proceeds = 55,967.83
---------------------------------------------    -----------------------------

<TABLE>
<CAPTION>
  Loan Number                Original       Prior                   Current      State &
      &           Loan      Principal     Principal     Realized      Note        LTV at      Original    Origination
  Loan Group      Status     Balance       Balance     Loss/(Gain)    Rate     Origination      Term          Date
 ---------------------------------------------------------------------------------------------------------------------
 <S>              <C>       <C>            <C>           <C>         <C>       <C>            <C>         <C>
 100306265 1                100,000.00     99,492.49           -     14.000%   CA - 85.03%         180       Jan-14-00
 ---------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>

              Triggers, Adj. Rate Cert. and Miscellaneous Report

<TABLE>
<CAPTION>
TRIGGER EVENTS                                                POOL II         POOL I           TOTAL
-----------------------------------------------------------------------------------------------------
<S>                                                         <C>           <C>             <C>
Servicer Event of Default                                          No             No              No
Insurer Default                                                    No             No              No
-----------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
ADJUSTABLE RATE CERTIFICATE INFORMATION                       POOL II         POOL I           TOTAL
-----------------------------------------------------------------------------------------------------
<S>                                                         <C>           <C>             <C>
                                    SPACE INTENTIONALLY LEFT BLANK
-----------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
ADDITIONAL INFORMATION                                        POOL II         POOL I           TOTAL
-----------------------------------------------------------------------------------------------------
<S>                                                         <C>           <C>             <C>
Detail Delinq. Breakdown to Supplement pages 11-13
Number of Mort. Loans Delinq. 90-119 days                           -              2               2
Balance of Mort. Loans Delinq. 90-119 days                       0.00      62,444.80       62,444.80
Number of Mort. Loans Delinq. 120-149 days                          -              -               -
Balance of Mort. Loans Delinq. 120-149 days                      0.00           0.00            0.00
Number of Mort. Loans Delinq. 150-179 days                          -              -               -
Balance of Mort. Loans Delinq. 150-179 days                      0.00           0.00            0.00
Number of Mort. Loans Delinq. 180 days or more                      -              -               -
Balance of Mort. Loans Delinq. 180 days or more                  0.00           0.00            0.00

Management Fee Accrued and Unpaid                            1,231.36       2,768.64        4,000.00
-----------------------------------------------------------------------------------------------------
</TABLE>

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00021-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00021-of-00352.parquet"}]]