Document:

<PAGE>
                                                                    EXHIBIT 4.12

================================================================================

                               D.R. HORTON, INC.,

                          THE GUARANTORS PARTY HERETO,

                                       AND

                                 U.S. BANK, N.A.
         (successor by merger to U.S. Bank Trust National Association),
                                       as
                                     Trustee

                                   -----------

                          FIRST SUPPLEMENTAL INDENTURE

                          Dated as of February 21, 2002

                                   -----------

                           Supplementing the Indenture
                            Dated as of June 28, 2001
                               with respect to the
                   10 1/2% Senior Subordinated Notes Due 2011

================================================================================

<PAGE>

         THIS FIRST SUPPLEMENTAL INDENTURE, dated as of February 21, 2002, by
and among D.R. HORTON, INC., a Delaware corporation (the "Company"), the
EXISTING GUARANTORS (as defined herein), the ADDITIONAL GUARANTORS (as defined
herein) and U.S. BANK, N.A., as successor by merger to U.S. Bank Trust National
Association, as trustee (the "Trustee").

                                    RECITALS

         WHEREAS, Schuler Homes, Inc., a Delaware corporation ("Schuler") and
the guarantors signatory thereto (the "Existing Guarantors") executed and
delivered the Indenture dated as of June 28, 2001 (the "Indenture"), to the
Trustee, pursuant to which Schuler issued $150,000,000 principal amount of 10
1/2% Senior Subordinated Notes due 2009 (the "Securities");

         WHEREAS, on February 21, 2002, pursuant to the laws of the State of
Delaware and in accordance with the terms of the Agreement and Plan of Merger,
dated as of October 22, 2001, as amended (the "Merger Agreement"), by and
between the Company and Schuler, Schuler was duly merged with and into the
Company, with the Company continuing as the surviving corporation (the
"Merger");

         WHEREAS, as a result of the Merger, the Company succeeded to all
obligations, duties and liabilities of Schuler under the Indenture and the
Securities as if incurred or contracted by the Company;

         WHEREAS, the Company desires to amend the Indenture to provide for the
assumption by the Company of all Obligations of Schuler pursuant to Section 5.01
of the Indenture and that all references to Schuler shall now, where
appropriate, be references to "D.R. Horton, Inc.";

         WHEREAS, Schuler has a new Subsidiary, Western Pacific Housing, Inc.
(formerly known as Schuler Homes Holdco, Inc.), a Delaware corporation ("WPHI"),
which has been designated as a Restricted Subsidiary;

         WHEREAS, prior to the effective time of the Merger, pursuant to an
Agreement and Plan of Merger, dated as of February 15, 2002, by and among WPHI,
each of the limited partnerships identified therein, each of the limited
liability companies identified therein, and WPH Management Co., Inc., a
California corporation (collectively, the "Merged Guarantors"), the Merged
Guarantors merged with and into WPHI, with WPHI as the surviving corporation;

         WHEREAS, each of the Merged Guarantors was a Guarantor under the
Indenture;

         WHEREAS, the Company desires to amend the Indenture to provide for the
assumption by WPHI of all Obligations of the Merged Guarantors pursuant to
Section 5.01 of the Indenture;

         WHEREAS, pursuant to Section 4.18 of the Indenture, the Company is
required to cause any Restricted Subsidiary (the "Additional Guarantors") to
guarantee, simultaneously with its

                                       1
<PAGE>

designation as a Restricted Subsidiary, the payment of the Securities pursuant
to the terms of Article 11 and Exhibit B of the Indenture; and

         WHEREAS, the execution of this First Supplemental Indenture has been
duly authorized by the Boards of Directors of the Company, the Merged Guarantors
and the Additional Guarantors and all things necessary to make this First
Supplemental Indenture a legal, valid, binding and enforceable obligation of the
Company and the Additional Guarantors according to its terms have been done and
performed;

         NOW THEREFORE, for and in consideration of the premises, the Company
and the Additional Guarantors covenant and agree with the Trustee for the equal
and ratable benefit of the respective holders of the Securities as follows:

                                   ARTICLE I.

                                 CHANGE OF NAME

         1.1. The Company hereby assumes all the Obligations of Schuler under
the Indenture, the Securities and the Registration Rights Agreement.

         1.2. The Indenture is hereby amended so that all references to Schuler
shall, where appropriate, be deemed to be referenced to "D.R. Horton, Inc." and
further amended to reflect such changes in phraseology or form as may be
required thereby. Section 12.02 to the Indenture is hereby amended so that the
references to the Company's address shall be deemed to be 1901 Ascension Blvd.,
Suite 100, Arlington, Texas 76006, Attention: Chief Financial Officer.

         1.3. Each series of Securities under the Indenture shall rank pari
passu, on at least an equal and ratable basis, with the securities issued under
the Indenture, dated as of September 11, 2000, relating to the 9 3/8% Senior
Subordinated Notes due 2011, by and among the Company, the guarantors named
therein and American Stock Transfer & Trust Company, as trustee.

                                   ARTICLE II.

                                FORM OF SECURITY

         2.1. In accordance with Article I of this First Supplemental Indenture,
Exhibit A to the Indenture is hereby amended so that all references to Schuler
shall, where appropriate, be deemed to be referenced to "D.R. Horton, Inc." and
further amended to reflect such changes in phraseology or form as may be
required thereby. Exhibit A to the Indenture is hereby amended so that the
references to the Company's address shall be deemed to be 1901 Ascension Blvd.,
Suite 100, Arlington, Texas 76006, Attention: Chief Financial Officer.

                                       2
<PAGE>

                                  ARTICLE III.

                              ADDITIONAL GUARANTORS

         3.1. In accordance with Sections 4.18 and 11.13 of the Indenture, the
following Additional Guarantors hereby severally agree to be subject to and
bound by the terms of the Indenture applicable to a Guarantor and hereby jointly
and severally unconditionally and irrevocably guarantee on a senior basis the
payment of the Securities pursuant to the terms of Article 11 of the Indenture:

<Table>
<Caption>
Name                                                             Jurisdiction of Organization
----                                                             ----------------------------
<S>                                                              <C>
C. Richard Dobson Builders, Inc.                                         Virginia
CH Investments of Texas, Inc.                                            Delaware
CHI Construction Company                                                 Arizona
CHTEX of Texas, Inc.                                                     Delaware
Continental Homes, Inc.                                                  Delaware
Continental Homes of Florida, Inc.                                       Florida
Continental Homes of Texas, L.P.                                         Texas
Continental Residential, Inc.                                            California
D.R. Horton, Inc. - Birmingham                                           Alabama
D.R. Horton, Inc. - Chicago                                              Delaware
D.R. Horton, Inc. - Denver                                               Delaware
D.R. Horton, Inc. - Dietz-Crane                                          Delaware
D.R. Horton, Inc. - Greensboro                                           Delaware
D.R. Horton, Inc. - Jacksonville                                         Delaware
D.R. Horton, Inc. - Louisville                                           Delaware
D.R. Horton Los Angeles Holding Company, Inc.                            California
D.R. Horton Management Company, Ltd.                                     Texas
D.R. Horton, Inc. - Minnesota                                            Delaware
D.R. Horton, Inc. - New Jersey                                           Delaware
D.R. Horton, Inc. - Portland                                             Delaware
D.R. Horton, Inc. - Sacramento                                           California
D.R. Horton San Diego Holding Company, Inc.                              California
D.R. Horton - Emerald, Ltd.                                              Texas
D.R. Horton - Texas, Ltd.                                                Texas
D.R. Horton, Inc. - Torrey                                               Delaware
DRH Cambridge Homes, Inc.                                                California
DRH Cambridge Homes, LLC                                                 Delaware
DRH Construction, Inc.                                                   Delaware
DRH Regrem II, Inc.                                                      Delaware
DRH Regrem III, Inc.                                                     Delaware
DRH Regrem IV, Inc.                                                      Delaware
</Table>

                                       3
<PAGE>

<Table>
<Caption>
Name                                                             Jurisdiction of Organization
----                                                             ----------------------------
<S>                                                              <C>
DRH Regrem V, Inc.                                                       Delaware
DRH Regrem VII, LP                                                       Texas
DRH Regrem VIII, LLC                                                     Delaware
DRH Southwest Construction, Inc.                                         California
DRH Title Company of Colorado, Inc.                                      Colorado
DRH Tucson Construction, Inc.                                            Delaware
DRHI, Inc.                                                               Delaware
KDB Homes, Inc.                                                          Delaware
Meadows I, Ltd.                                                          Delaware
Meadows II, Ltd.                                                         Delaware
Meadows VIII, Ltd.                                                       Delaware
Meadows IX, Inc.                                                         New Jersey
Meadows X, Inc.                                                          New Jersey
Western Pacific Housing, Inc.                                            Delaware
D.R. Horton-Schuler Homes, LLC                                           Delaware
Western Pacific Housing-Park Avenue East, LLC                            Delaware
Western Pacific Housing-Park Avenue West, LLC                            Delaware
Western Pacific Housing-Copper Canyon, LLC                               Delaware
Western Pacific Housing-Del Valle, LLC                                   Delaware
Western Pacific Housing-River Ridge, LLC                                 Delaware
Western Pacific Housing-Boardwalk, LLC                                   Delaware
Western Pacific Housing-Studio 528, LLC                                  Delaware
Western Pacific Housing-Terra Bay Duets, LLC                             Delaware
Western Pacific Housing-Torrey Meadows, LLC                              Delaware
Western Pacific Housing-Windemere, LLC                                   Delaware
Western Pacific Housing-Playa Vista, LLC                                 Delaware
Western Pacific Housing-Torrance, LLC                                    Delaware
SGS Communities at Grande Quay, LLC                                      New Jersey
</Table>

         3.2. The Additional Guarantors shall execute and deliver a Guarantee,
which shall be incorporated herein by reference in the form set forth in Exhibit
B to the Indenture.

                                   ARTICLE IV.

                                MERGED GUARANTORS

         4.1 In accordance with Section 11.14 of the Indenture, the Company and
the Trustee acknowledge that the following Merged Guarantors have merged with
and into WPHI, and that all Obligations of the Merged Guarantors under the
Securities, the Indenture, the Registration Rights Agreement and the Guarantees
have been assumed by WPHI:

                                       4
<PAGE>

                           Porter LP LLC
                           Tracy, LLC (formerly WPH-Edgewood 56, LLC)
                           Western Pacific Housing-Agoura I, LLC
                           Western Pacific Housing-American Canyon, LLC
                           Western Pacific Housing-Bay Vista, LLC
                           Western Pacific Housing-Cabrera, LLC
                           Western Pacific Housing-Calvine, LLC
                           Western Pacific Housing-Cloverdale I, LLC
                           Western Pacific Housing-Cloverdale II, LLC
                           Western Pacific Housing-Cordelia Commons I, LLC
                           Western Pacific Housing-Coto I, LLC
                           Western Pacific Housing-Cypress Woods, LLC
                           Western Pacific Housing-Deer Creek, LLC
                           Western Pacific Housing-East Park, LLC
                           Western Pacific Housing-Edgewood 45, LLC
                           Western Pacific Housing-Escondido, LLC
                           Western Pacific Housing-Fieldstone, LLC
                           Western Pacific Housing-Hercules MRB, LLC
                           Western Pacific Housing-Hercules Village, LLC
                           Western Pacific Housing-Land Park North, LLC
                           Western Pacific Housing-Laurel Woods II, LLC
                           Western Pacific Housing-Martinez, LLC
                           Western Pacific Housing-Menifee, LLC
                           Western Pacific Housing-Montellano, LLC
                           Western Pacific Housing-Murrieta, LLC
                           Western Pacific Housing-Natomas Village 13, LLC
                           Western Pacific Housing-Paradise Creek, LLC
                           Western Pacific Housing-Providence I, LLC
                           Western Pacific Housing-Rowland Heights, LLC
                           Western Pacific Housing-Saddlebrook, LLC
                           Western Pacific Housing-San Elijo, LLC
                           Western Pacific Housing-Simi I, LLC
                           Western Pacific Housing-Sonoma, LLC
                           Western Pacific Housing-Spanish Hills, LLC
                           Western Pacific Housing-Stone Lake, LLC
                           Western Pacific Housing-Sun Valley, LLC
                           Western Pacific Housing-Terra Bay Woods, LLC
                           Western Pacific Housing-Torrey Glenn, LLC
                           Western Pacific Housing-Towngate, LLC
                           Western Pacific Housing-Valpico, LLC
                           Western Pacific Housing-Westminster, LLC
                           Western Pacific Housing-Windsor Pointe, LLC
                           Western Pacific Housing-Black Mountain, LLC
                           Western Pacific Housing-Cameron Meadows, LLC
                           Western Pacific Housing-Carlsberg Ranch, LLC

                                       5
<PAGE>

                           Western Pacific Housing-Carpenteria, LLC
                           Western Pacific Housing-Dos Vientos 78, LLC
                           Western Pacific Housing-Fillmore, LLC
                           Western Pacific Housing-San Elijo Area R, LLC
                           Western Pacific Housing-Scott Ranch, LLC
                           Western Pacific Housing-Sorrento, LLC
                           Western Pacific Housing-Torrey, LLC
                           Western Pacific Housing-Torrey Santa Fe, LLC
                           WPH-SAL2, L.P. (formerly WPH-Sunset Hills III, L.P.)
                           WPH-SAL1, L.P.
                           WPH Management Co.
                           Western Pacific Housing-Altamar, LLC
                           Western Pacific Housing-Altura, L.P.
                           Western Pacific Housing-Arbor Hills, LLC
                           Western Pacific Housing-Bella Nevona, LLC
                           Western Pacific Housing-Carlsbad I, LLC
                           Western Pacific Housing-Carter Station, LLC
                           Western Pacific Housing-Corona, L.P.
                           Western Pacific Housing-Curran Grove, LLC
                           Western Pacific Housing-Del Sol
                           Western Pacific Housing-El Camino, LLC
                           Western Pacific Housing-Financing Partners
                           Western Pacific Housing-Glen View, LLC
                           Western Pacific Housing-Hamptons, L.P.
                           Western Pacific Housing-Mayfair, LLC
                           Western Pacific Housing-Pacific Park, L.P.
                           Western Pacific Housing-Penasquitos, LLC
                           Western Pacific Housing-Rancho Del Tio, LLC
                           Western Pacific Housing-Riverside I, LLC
                           Western Pacific Housing-San Simeon, L.P.
                           Western Pacific Housing-San Simeon II, L.P.
                           Western Pacific Housing-Shadow Creek, LLC
                           Western Pacific Housing-Skyridge, L.P.
                           Western Pacific Housing-Stanton I, LLC
                           Western Pacific Housing-Sunset Hills I, L.P.
                           Western Pacific Housing-Sunset Hills II, L.P.
                           Western Pacific Housing-Sutton Place, LLC
                           Western Pacific Housing-Tiburon II, L.P.
                           Western Pacific Housing-Torrey Hills, LLC
                           Western Pacific Housing-Westlake, L.P.
                           Western Pacific Housing-Winterhaven, LLC
                           Western Pacific Housing-Woods, L.P.

                                       6
<PAGE>

                                   ARTICLE V.

                            MISCELLANEOUS PROVISIONS

         5.1. This First Supplemental Indenture constitutes a supplement to the
Indenture, and the Indenture and this First Supplemental Indenture shall be read
together and shall have the effect so far as practicable as though all of the
provisions thereof and hereof are contained in one instrument.

         5.2 The parties may sign any number of copies of this First
Supplemental Indenture. Each signed copy shall be an original, but all of them
together represent the same agreement.

         5.3 In the event that any provision in this First Supplemental
Indenture or the Notes shall be held to be invalid, illegal or unenforceable,
the validity, legality and enforceability of the remaining provisions shall not
in any way be affected or impaired thereby.

         5.4 The article and section headings herein are for convenience only
and shall not affect the construction hereof.

         5.5 Any capitalized term used in this First Supplemental Indenture and
not defined herein that is defined in the Indenture shall have the meaning
specified in the Indenture, unless the context shall otherwise require.

         5.6 All covenants and agreements in this First Supplemental Indenture
by the Company, the Existing Guarantors and the Additional Guarantors shall bind
each of their successors and assigns, whether so expressed or not. All
agreements of the Trustee in this First Supplemental Indenture shall bind its
successors and assigns.

         5.7 The laws of the State of New York shall govern this First
Supplemental Indenture, the Notes and the Guarantees.

         5.8 Except as amended by this First Supplemental Indenture, the terms
and provisions of the Indenture shall remain in full force and effect.

         5.9 This First Supplemental Indenture may not be used to interpret
another indenture, loan or debt agreement of the Company or a Subsidiary. Any
such indenture, loan or debt agreement may not be used to interpret this First
Supplemental Indenture.

         5.10 NO RECOURSE AGAINST OTHERS. A director, officer, controlling
person, employee or stockholder, as such, of the Company or any Guarantor or any
successor person thereof shall not have any liability for any Obligations,
covenants or agreements of the Company or any Guarantor under the Securities or
the Indenture or for any claim based on, in respect of or by reason of such
obligations, covenants or agreements or their creation. Each Holder by

                                       7
<PAGE>

accepting a Security waives and releases all such liability. The waiver and
releases are part of the consideration for the issue of the Securities.

         5.11 The Trustee accepts the modifications of the trust effected by
this First Supplemental Indenture, but only upon the terms and conditions set
forth in the Indenture. Without limiting the generality of the foregoing, the
Trustee assumes no responsibility for the correctness of the recitals herein
contained which shall be taken as the statements of the Company and the Trustee
shall not be responsible or accountable in any way whatsoever for or with
respect to the validity or execution or sufficiency of this First Supplemental
Indenture and the Trustee makes no representation with respect thereto.

            [SIGNATURES INTENTIONALLY APPEAR ON NEXT PAGE FOLLOWING]

                                       8
<PAGE>

         IN WITNESS WHEREOF, the parties hereto have caused this First
Supplemental Indenture to be duly executed, all as of the day and year first
above written.

                                  D.R. HORTON, INC.

                                  By: /s/ SAMUEL R. FULLER
                                     --------------------------------------
                                     Samuel R. Fuller
                                     Executive Vice President,
                                     Chief Financial Officer, and Treasurer

                                  ADDITIONAL GUARANTORS:

                                  C. Richard Dobson Builders, Inc.
                                  CHI Construction Company
                                  CHTEX of Texas, Inc.
                                  Continental Homes, Inc.
                                  Continental Homes of Florida, Inc.
                                  Continental Residential, Inc.
                                  D.R. Horton, Inc. - Birmingham
                                  D.R. Horton, Inc. - Chicago
                                  D.R. Horton, Inc. - Denver
                                  D.R. Horton, Inc. - Dietz-Crane
                                  D.R. Horton, Inc. - Greensboro
                                  D.R. Horton, Inc. - Jacksonville
                                  D.R. Horton, Inc. - Louisville
                                  D.R. Horton Los Angeles Holding Company, Inc.
                                  D.R. Horton, Inc. - Minnesota
                                  D.R. Horton, Inc. - New Jersey
                                  D.R. Horton, Inc. - Portland
                                  D.R. Horton, Inc. - Sacramento
                                  D.R. Horton San Diego Holding Company, Inc.
                                  D.R. Horton, Inc. - Torrey
                                  DRH Cambridge Homes, Inc.
                                  DRH Construction, Inc.
                                  DRH Regrem II, Inc.
                                  DRH Regrem III, Inc.
                                  DRH Regrem IV, Inc.
                                  DRH Regrem V, Inc.
                                  DRH Southwest Construction, Inc.
                                  DRH Title Company of Colorado, Inc.
                                  DRH Tucson Construction, Inc.
                                  DRHI, Inc.
                                  KDB Homes, Inc.

<PAGE>

                                      Meadows I, Ltd.
                                      Meadows VIII, Ltd.
                                      Meadows IX, Inc.
                                      Meadows X, Inc.

                                      By: /s/ SAMUEL R. FULLER
                                         ---------------------------------------
                                         Samuel R. Fuller
                                         Treasurer

                                      DRH Regrem VIII, LLC
                                      DRH Cambridge Homes, LLC

                                               By: D.R. Horton, Inc. - Chicago,
                                                   a member

                                               By: /s/ SAMUEL R. FULLER
                                                  ------------------------------
                                                  Samuel R. Fuller
                                                  Treasurer

<PAGE>

                                      D.R. Horton - Emerald, Ltd.
                                      D.R. Horton Management Company, Ltd.
                                      D.R. Horton-Texas, Ltd.
                                      DRH Regrem VII, LP

                                               By: Meadows I, Ltd., the general
                                                   partner

                                               By: /s/ SAMUEL R. FULLER
                                                  ------------------------------
                                                       Samuel R. Fuller
                                                       Treasurer

                                      SGS Communities At Grande Quay, LLC

                                               By:  Meadows IX, Inc., a member

                                               By: /s/ SAMUEL R. FULLER
                                                  ------------------------------
                                                  Samuel R. Fuller
                                                  Treasurer

                                                  and

                                               By: Meadows X, Inc., a member

                                               By: /s/ SAMUEL R. FULLER
                                                  ------------------------------
                                                  Samuel R. Fuller
                                                  Treasurer

                                      Continental Homes of Texas, L.P.

                                               By: CHTEX of Texas, Inc., the
                                                   general partner

                                               By: /s/ SAMUEL R. FULLER
                                                  ------------------------------
                                                  Samuel R. Fuller
                                                  Treasurer

<PAGE>

                                        Meadows II, Ltd.
                                        CH Investments of Texas, Inc.

                                                By: /s/ WILLIAM PECK
                                                   -----------------------------
                                                   William Peck
                                                   President

<PAGE>

                                        Western Pacific Housing, Inc.
                                        Western Pacific Housing-Park Avenue
                                          East, LLC
                                        Western Pacific Housing-Park Avenue
                                          West, LLC
                                        Western Pacific Housing-Copper Canyon,
                                          LLC
                                        Western Pacific Housing-Del Valle, LLC
                                        Western Pacific Housing-River Ridge, LLC
                                        Western Pacific Housing-Boardwalk, LLC
                                        Western Pacific Housing-Studio 528, LLC
                                        Western Pacific Housing-Terra Bay Duets,
                                          LLC
                                        Western Pacific Housing-Torrey Meadows,
                                          LLC
                                        Western Pacific Housing-Windemere, LLC
                                        Western Pacific Housing-Playa Vista, LLC
                                        Western Pacific Housing-Torrance, LLC

                                        By: /s/ THOMAS CONNELLY
                                           -------------------------------------
                                           Thomas Connelly, Chief Financial
                                           Officer and Secretary of each
                                           corporate guarantor and of each
                                           managing member or sole manager of
                                           each limited liability company
                                           guarantor

                                        D.R. Horton-Schuler Homes, LLC

                                                 By: Vertical Construction
                                                     Corporation, its manager

                                                 By:/s/ THOMAS CONNELLY
                                                    ----------------------------
                                                    Thomas Connelly
                                                    Chief Financial Officer
                                                    and Secretary

<PAGE>

                                  EXISTING GUARANTORS:
                                  -------------------

                                  Melody Homes, Inc.
                                  Melody Mortgage Co.
                                  Schuler Homes of California, Inc.
                                  Schuler Homes of Washington, Inc.
                                  Schuler Homes of Oregon, Inc.
                                  SHLR of Washington, Inc.
                                  SHLR of Colorado, Inc.
                                  SHLR of Nevada, Inc.
                                  Schuler Realty/Maui, Inc.
                                  Schuler Realty/Oahu, Inc.
                                  Vertical Construction Corporation
                                  SHLR of Utah, Inc.
                                  Schuler Mortgage, Inc.
                                  SHLR of California, Inc.
                                  SSHI LLC (Stafford)
                                  SRHI LLC (Rielly)
                                  Schuler Homes of Arizona LLC
                                  SHA Construction LLC
                                  LAMCO Housing, Inc.
                                  AP LHI, Inc.
                                  APLAM, LLC
                                  AP Western GP Corporation
                                  AP WP Partners, L.P.
                                  AP WP Operating Corporation
                                  HPH Homebuilders 2000 LP
                                  Porter GP LLC
                                  Western Pacific Housing Management, Inc.
                                     (formerly known as Western Pacific
                                      Housing, Inc.)
                                  Western Pacific Housing-Antigua, LLC
                                  Western Pacific Housing-Broadway, LLC
                                  Western Pacific Housing-Carrillo, LLC
                                  Western Pacific Housing-Communications Hill,
                                     LLC
                                  Western Pacific Housing-Creekside, LLC
                                  Western Pacific Housing-Lomas Verdes, LLC
                                  Western Pacific Housing-Norco Estates, LLC
                                  Western Pacific Housing-Robinhood Ridge, LLC
                                  Western Pacific Housing-Vineyard Terrace, LLC
                                  Western Pacific Housing-Lyons Canyon Partners,
                                     LLC
                                  Western Pacific Housing-Torrey Village Center

<PAGE>

                                 WPH-Camino Ruiz, LLC
                                 WPH-HPH LLC
                                 Western Pacific Funding, Inc.
                                 Western Pacific Housing-McGonigle Canyon, LLC
                                 Western Pacific Housing-Torrey Commercial, LLC
                                 Western Pacific Housing-Torrey Multi-Family,
                                    LLC
                                 Allegra, LLC
                                 Coto Venture, Ltd. (see WPH-Coto Venture, L.P.)
                                 HPH Homebuilders LP 1995
                                 HPH Homebuilders LP 1996
                                 Livermore Homebuilders LP
                                 Oakley-Avalon LP
                                 Western Pacific Housing-Aviara, L.P.
                                 Western Pacific Housing Co.
                                 Western Pacific Housing-Canyon Park, LLC
                                 Western Pacific Housing-Carmel, LLC
                                 Western Pacific Housing-Coto Venture, L.P.
                                 Western Pacific Housing-Culver City, L.P.
                                 Western Pacific Housing-Lost Hills Park, LLC
                                 Western Pacific Housing-Mountaingate, L.P.
                                 Western Pacific Housing-Oso, L.P.
                                 Western Pacific Housing-Pacific Park II, LLC
                                 Western Pacific Housing-Poinsettia, L.P.
                                 Western Pacific Housing-Santa Fe, LLC
                                 Western Pacific Housing-Scripps, L.P.
                                 Western Pacific Housing-Scripps II, LLC
                                 Western Pacific Housing-Seacove, L.P.
                                 Western Pacific Housing-Westlake II, L.P.
                                 Western Pacific Housing-Windflower, L.P.

                                 By: /s/ THOMAS CONNELLY
                                    --------------------------------------------
                                    Thomas Connelly, Chief Financial Officer and
                                    Secretary of each corporate guarantor, of
                                    each managing member or sole manager of each
                                    limited liability company guarantor, and of
                                    each general partner of each limited
                                    partnership guarantor

<PAGE>

                                  U.S. Bank, N.A.

                                  By: /s/ GONZALO UREY
                                     -------------------------------------------
                                  Name: Gonzalo Urey
                                       -----------------------------------------
                                  Title: Assistant Vice President
                                        ----------------------------------------<PAGE>
                                                                    EXHIBIT 4.13

================================================================================

                               D.R. HORTON, INC.,

                          THE GUARANTORS PARTY HERETO,

                                       AND

                    AMERICAN STOCK TRANSFER & TRUST COMPANY,
                                       as
                                     Trustee

                                   -----------

                        FOURTEENTH SUPPLEMENTAL INDENTURE

                          Dated as of February 21, 2002

                                   -----------

                           Supplementing the Indenture
                            Dated as of June 9, 1997
                               with respect to the
                          8 3/8% Senior Notes Due 2004
                          10 1/2% Senior Notes Due 2005
                            8% Senior Notes Due 2009
                          7 7/8% Senior Notes Due 2011
                  Zero Coupon Convertible Senior Notes Due 2021

================================================================================

<PAGE>

         THIS FOURTEENTH SUPPLEMENTAL INDENTURE, dated as of February 21, 2002,
to the Indenture, dated as of June 9, 1997 (as amended, modified or supplemented
from time to time in accordance therewith, the "Indenture"), by and among D.R.
HORTON, INC., a Delaware corporation (the "Company"), the ADDITIONAL GUARANTORS
(as defined herein), the EXISTING GUARANTORS (as defined herein) and AMERICAN
STOCK TRANSFER & TRUST COMPANY, as trustee (the "Trustee").

                                    RECITALS

         WHEREAS, the Company and the Trustee entered into the Indenture to
provide for the issuance from time to time of senior debt securities (the
"Securities") to be issued in one or more series as the Indenture provides;

         WHEREAS, pursuant to the First Supplemental Indenture, dated as of June
9, 1997 (the "First Supplemental Indenture"), among the Company, the guarantors
party thereto and the Trustee, the Company issued a series of Securities
designated as its 8 3/8% Senior Notes due 2004 in the aggregate principal amount
of $250,000,000 (the "8 3/8% Notes"), pursuant to the Sixth Supplemental
Indenture, dated as of February 4, 1999 (the "Sixth Supplemental Indenture"),
among the Company, the guarantors party thereto and the Trustee, the Company
issued a series of Securities designated as its 8% Senior Notes due 2009 in the
aggregate principal amount of up to $400,000,000 (the "8% Notes"), pursuant to
the Eighth Supplemental Indenture, dated as of March 21, 2000 (the "Eighth
Supplemental Indenture") and the Tenth Supplemental Indenture, dated as of June
5, 2000 (the "Tenth Supplemental Indenture"), among the Company, the guarantors
party thereto and the Trustee, the Company issued a series of Securities
designated as its 10 1/2% Senior Notes due 2005 in the aggregate principal
amount of $200,000,000 (the "10 1/2% Notes"), pursuant to the Eleventh
Supplemental Indenture, dated as of May 11, 2001 (the "Eleventh Supplemental
Indenture"), among the Company, the guarantors party thereto and the Trustee,
the Company issued a series of Securities designated as its Zero Coupon
Convertible Senior Notes due 2021 in the aggregate principal amount at maturity
of $381,113,000 (the "Zero Coupon Notes"), and pursuant to the Thirteenth
Supplemental Indenture, dated as of August 15, 2001 (the "Thirteenth
Supplemental Indenture"), among the Company, the guarantors party thereto (the
"Existing Guarantors") and the Trustee, the Company issued a series of
Securities designated as its 7 7/8% Senior Notes due 2011 in the aggregate
principal amount of $200,000,000 (the "7 7/8% Notes" and, together with the 8
3/8% Notes, the 8% Notes, the 10 1/2% Notes and the Zero Coupon Notes, the
"Notes");

         WHEREAS, on February 21, 2002, pursuant to the laws of the State of
Delaware and in accordance with the terms of the Agreement and Plan of Merger,
dated as of October 22, 2001, as amended, by and between the Company and Schuler
Homes, Inc., a Delaware corporation ("Schuler"), Schuler was duly merged with
and into the Company, with the Company continuing as the surviving corporation
(the "Merger");

         WHEREAS, pursuant to Section 4.05 of the Indenture, any Restricted
Subsidiary that the Company organizes, acquires or otherwise invests in, or any
Unrestricted Subsidiary that is

                                       1
<PAGE>

redesignated as a Restricted Subsidiary, is required to guarantee the Notes for
all purposes under the Indenture;

         WHEREAS, as a result of the Merger and pursuant to Section 4.05 of the
Indenture, the Company desires to cause each of the former subsidiaries of
Schuler who are deemed to be Restricted Subsidiaries (the "Additional
Guarantors") to be bound by those terms applicable to a Guarantor under the
Indenture, and cause such Additional Guarantors to execute and deliver a
supplemental indenture pursuant to which such Additional Guarantors shall
unconditionally guarantee all of the Company's obligations under the Notes on
the terms set forth in the Indenture; and

         WHEREAS, the execution of this Fourteenth Supplemental Indenture has
been duly authorized by the Executive Committee of the Board of Directors of the
Company and the Boards of Directors or other governing bodies of the Additional
Guarantors and all things necessary to make this Fourteenth Supplemental
Indenture a legal, valid, binding and enforceable obligation of the Company and
the Additional Guarantors according to its terms have been done and performed;

         NOW THEREFORE, for and in consideration of the premises, the Company,
the Existing Guarantors and the Additional Guarantors covenant and agree with
the Trustee for the equal and ratable benefit of the respective holders of the
Securities as follows:

                                   ARTICLE I.

                              ADDITIONAL GUARANTORS

         1.1. In accordance with Section 4.05 of the Indenture, the following
Additional Guarantors hereby unconditionally guarantee all of the Company's
obligations under the Notes and the Indenture, as it relates to the Notes, on
the terms set forth in the Indenture, including without limitation, Article Nine
thereof:

<Table>
<Caption>
         Name                                                          Jurisdiction of Organization
         ----                                                          ----------------------------
<S>                                                                    <C>
    Allegra, LLC                                                         California
    AP LHI, Inc.                                                         California
    AP Western GP Corporation                                            Delaware
    AP WP Operating Corporation                                          Delaware
    AP WP Partners, L.P.                                                 Delaware
    APLAM, LLC                                                           California
    D.R. Horton-Schuler Homes, LLC                                       Delaware
    HPH Homebuilders 2000 L.P.                                           California
    HPH Homebuilders LP 1995                                             California
    HPH Homebuilders LP 1996                                             California
    LAMCO Housing, Inc.                                                  California
    Livermore Homebuilders LP                                            California
    Melody Homes, Inc.                                                   Delaware
</Table>

                                       2
<PAGE>

<Table>
<Caption>
         Name                                                          Jurisdiction of Organization
         ----                                                          ----------------------------
<S>                                                                    <C>
    Melody Mortgage Co.                                                  Colorado
    Oakley-Avalon LP                                                     California
    Porter GP LLC                                                        Delaware
    Schuler Homes of Arizona LLC                                         Delaware
    Schuler Homes of California, Inc.                                    California
    Schuler Homes of Oregon, Inc.                                        Oregon
    Schuler Homes of Washington, Inc.                                    Washington
    Schuler Mortgage, Inc.                                               Delaware
    Schuler Realty/Maui, Inc.                                            Hawaii
    Schuler Realty/Oahu, Inc.                                            Hawaii
    SHA Construction LLC                                                 Delaware
    SHLR of California, Inc.                                             California
    SHLR of Colorado, Inc.                                               Colorado
    SHLR of Nevada, Inc.                                                 Nevada
    SHLR of Utah, Inc.                                                   Utah
    SHLR of Washington, Inc.                                             Washington
    SRHI LLC                                                             Delaware
    SSHI LLC                                                             Delaware
    Vertical Construction Corporation                                    Delaware
    Western Pacific Funding, Inc.                                        California
    Western Pacific Housing Co.                                          California
    Western Pacific Housing Management, Inc. (formerly Western Pacific   California
         Housing, Inc., a California corporation)
    Western Pacific Housing, Inc. (formerly Schuler Holdco, Inc., a      Delaware
         Delaware corporation)
    Western Pacific Housing-Antigua, LLC                                 Delaware
    Western Pacific Housing-Aviara, L.P.                                 California
    Western Pacific Housing-Boardwalk, LLC                               Delaware
    Western Pacific Housing-Broadway, LLC                                Delaware
    Western Pacific Housing-Canyon Park, LLC                             Delaware
    Western Pacific Housing-Carmel, LLC                                  Delaware
    Western Pacific Housing-Carrillo, LLC                                Delaware
    Western Pacific Housing-Communications Hill, LLC                     Delaware
    Western Pacific Housing-Copper Canyon, LLC                           Delaware
    Western Pacific Housing-Coto Venture, L.P.                           California
    Western Pacific Housing-Creekside, LLC                               Delaware
    Western Pacific Housing-Culver City, L.P.                            California
    Western Pacific Housing-Del Valle, LLC                               Delaware
    Western Pacific Housing-Lomas Verdes, LLC                            Delaware
    Western Pacific Housing-Lost Hills Park, LLC                         Delaware
    Western Pacific Housing-Lyons Canyon Partners, LLC                   Delaware
    Western Pacific Housing-McGonigle Canyon, LLC                        Delaware
    Western Pacific Housing-Mountaingate, L.P.                           California
    Western Pacific Housing-Norco Estates, LLC                           Delaware
</Table>

                                       3
<PAGE>

<Table>
<Caption>
         Name                                                          Jurisdiction of Organization
         ----                                                          ----------------------------
<S>                                                                    <C>
    Western Pacific Housing-Oso, L.P.                                    California
    Western Pacific Housing-Pacific Park II, LLC                         Delaware
    Western Pacific Housing-Park Avenue East, LLC                        Delaware
    Western Pacific Housing-Park Avenue West, LLC                        Delaware
    Western Pacific Housing-Playa Vista, LLC                             Delaware
    Western Pacific Housing-Poinsettia, L.P.                             California
    Western Pacific Housing-River Ridge, LLC                             Delaware
    Western Pacific Housing-Robinhood Ridge, LLC                         Delaware
    Western Pacific Housing-Santa Fe, LLC                                Delaware
    Western Pacific Housing-Scripps II, LLC                              Delaware
    Western Pacific Housing-Scripps, L.P.                                California
    Western Pacific Housing-Sea Cove, L.P.                               California
    Western Pacific Housing-Studio 528, LLC                              Delaware
    Western Pacific Housing-Terra Bay Duets, LLC                         Delaware
    Western Pacific Housing-Torrance, LLC                                Delaware
    Western Pacific Housing-Torrey Commercial, LLC                       Delaware
    Western Pacific Housing-Torrey Meadows, LLC                          Delaware
    Western Pacific Housing-Torrey Multi-Family, LLC                     Delaware
    Western Pacific Housing-Torrey Village Center, LLC                   Delaware
    Western Pacific Housing-Vineyard Terrace, LLC                        Delaware
    Western Pacific Housing-Westlake II, L.P.                            California
    Western Pacific Housing-Windemere, LLC                               Delaware
    Western Pacific Housing-Windflower, L.P.                             California
    WPH-Camino Ruiz, LLC                                                 Delaware
    WPH-HPH, LLC                                                         Delaware
</Table>

         1.2 The Trustee is hereby authorized to add the above-named Additional
Guarantors to the list of Guarantors on the Guarantees affixed to the Notes.

         1.3 In accordance with Section 5.01 of the Indenture, the Company, as
the surviving entity in the Merger, assumes all of the obligations of the
Company under the Notes and the Indenture.

                                   ARTICLE II.

                         DESIGNATED SENIOR INDEBTEDNESS

         2.1 Each series of Securities and each Guarantee under the Indenture
shall be deemed "Designated Senior Indebtedness" and "Guarantor Senior
Indebtedness," respectively, for purposes of the Indenture, dated as of June 28,
2001, by and among Schuler, the guarantors party thereto and U.S. Bank Trust
National Association, as trustee.

                                       4
<PAGE>

                                  ARTICLE III.

                                  MISCELLANEOUS

         3.1. This Fourteenth Supplemental Indenture constitutes a supplement to
the Indenture, and the Indenture and this Fourteenth Supplemental Indenture
shall be read together and shall have the effect so far as practicable as though
all of the provisions thereof and hereof are contained in one instrument.

         3.2 The parties may sign any number of copies of this Fourteenth
Supplemental Indenture. Each signed copy shall be an original, but all of them
together represent the same agreement.

         3.3 In the event that any provision in this Fourteenth Supplemental
Indenture or the Notes shall be held to be invalid, illegal or unenforceable,
the validity, legality and enforceability of the remaining provisions shall not
in any way be affected or impaired thereby.

         3.4 The article and section headings herein are for convenience only
and shall not affect the construction hereof.

         3.5 Any capitalized term used in this Fourteenth Supplemental Indenture
and not defined herein that is defined in the Indenture shall have the meaning
specified in the Indenture, unless the context shall otherwise require.

         3.6 All covenants and agreements in this Fourteenth Supplemental
Indenture by the Company, the Existing Guarantors and the Additional Guarantors
shall bind each of their successors and assigns, whether so expressed or not.
All agreements of the Trustee in this Fourteenth Supplemental Indenture shall
bind its successors and assigns.

         3.7 The laws of the State of New York shall govern this Fourteenth
Supplemental Indenture, the Notes and the Guarantees.

         3.8 Except as amended by this Fourteenth Supplemental Indenture, the
terms and provisions of the Indenture shall remain in full force and effect.

         3.9 This Fourteenth Supplemental Indenture may not be used to interpret
another indenture, loan or debt agreement of the Company or a Subsidiary. Any
such indenture, loan or debt agreement may not be used to interpret this
Fourteenth Supplemental Indenture.

         3.10 All liability described in paragraph 12 of the Notes, of any
director, officer, employee or stockholder, as such, of the Company is waived
and released.

         3.11 The Trustee accepts the modifications of the trust effected by
this Fourteenth Supplemental Indenture, but only upon the terms and conditions
set forth in the Indenture. Without limiting the generality of the foregoing,
the Trustee assumes no responsibility for the correctness of the recitals herein
contained which shall be taken as the statements of the

                                       5
<PAGE>

Company and the Trustee shall not be responsible or accountable in any way
whatsoever for or with respect to the validity or execution or sufficiency of
this Fourteenth Supplemental Indenture and the Trustee makes no representation
with respect thereto.

            [SIGNATURES INTENTIONALLY APPEAR ON NEXT PAGE FOLLOWING]

                                       6
<PAGE>

         IN WITNESS WHEREOF, the parties hereto have caused this Fourteenth
Supplemental Indenture to be duly executed, all as of the day and year first
above written.

                                  D.R. HORTON, INC.

                                  By: /s/ SAMUEL R. FULLER
                                     -------------------------------------------
                                     Samuel R. Fuller
                                     Executive Vice President,
                                     Chief Financial Officer, and Treasurer

                                  EXISTING GUARANTORS:

                                  C. Richard Dobson Builders, Inc.
                                  CHI Construction Company
                                  CHTEX of Texas, Inc.
                                  Continental Homes, Inc.
                                  Continental Homes of Florida, Inc.
                                  Continental Residential, Inc.
                                  D.R. Horton, Inc. - Birmingham
                                  D.R. Horton, Inc. - Chicago
                                  D.R. Horton, Inc. - Denver
                                  D.R. Horton, Inc. - Dietz-Crane
                                  D.R. Horton, Inc. - Greensboro
                                  D.R. Horton, Inc. - Jacksonville
                                  D.R. Horton, Inc. - Louisville
                                  D.R. Horton Los Angeles Holding Company, Inc.
                                  D.R. Horton, Inc. - Minnesota
                                  D.R. Horton, Inc. - New Jersey
                                  D.R. Horton, Inc. - Portland
                                  D.R. Horton, Inc. - Sacramento
                                  D.R. Horton San Diego Holding Company, Inc.
                                  D.R. Horton, Inc. - Torrey
                                  DRH Cambridge Homes, Inc.
                                  DRH Construction, Inc.
                                  DRH Regrem II, Inc.
                                  DRH Regrem III, Inc.
                                  DRH Regrem IV, Inc.
                                  DRH Regrem V, Inc.
                                  DRH Southwest Construction, Inc.
                                  DRH Title Company of Colorado, Inc.
                                  DRH Tucson Construction, Inc.
                                  DRHI, Inc.
                                  KDB Homes, Inc.

<PAGE>

                                  Meadows I, Ltd.
                                  Meadows VIII, Ltd.
                                  Meadows IX, Inc.
                                  Meadows X, Inc.

                                  By: /s/ SAMUEL R. FULLER
                                     -------------------------------------------
                                     Samuel R. Fuller
                                     Treasurer

                                  DRH Regrem VIII, LLC
                                  DRH Cambridge Homes, LLC

                                             By: D.R. Horton, Inc. - Chicago,
                                                 a member

                                             By: /s/ SAMUEL R. FULLER
                                                --------------------------------
                                                Samuel R. Fuller
                                                Treasurer

                                  D.R. Horton - Emerald, Ltd.
                                  D.R. Horton Management Company, Ltd.
                                  D.R. Horton-Texas, Ltd.
                                  DRH Regrem VII, LP

                                             By: Meadows I, Ltd., the general
                                                 partner

                                             By: /s/ SAMUEL R. FULLER
                                                --------------------------------
                                                Samuel R. Fuller
                                                Treasurer

<PAGE>

                                    SGS Communities At Grande Quay, LLC

                                             By: Meadows IX, Inc., a member

                                             By: /s/ SAMUEL R. FULLER
                                                --------------------------------
                                                Samuel R. Fuller
                                                Treasurer

                                                and

                                             By: Meadows X, Inc., a member

                                             By: /s/ SAMUEL R. FULLER
                                                --------------------------------
                                                Samuel R. Fuller
                                                Treasurer

                                    Continental Homes of Texas, L.P.

                                             By: CHTEX of Texas, Inc., the
                                                 general partner

                                             By: /s/ SAMUEL R. FULLER
                                                --------------------------------
                                                Samuel R. Fuller
                                                Treasurer

<PAGE>

                                    Meadows II, Ltd.
                                    CH Investments of Texas, Inc.

                                             By: /s/ WILLIAM PECK
                                                --------------------------------
                                                William Peck
                                                President

<PAGE>

                             ADDITIONAL GUARANTORS:

                             Allegra, LLC
                             AP LHI, Inc.
                             AP Western GP Corporation
                             AP WP Operating Corporation
                             AP WP Partners, L.P.
                             APLAM, LLC
                             HPH Homebuilders 2000 L.P.
                             HPH Homebuilders LP 1995
                             HPH Homebuilders LP 1996
                             LAMCO Housing, Inc.
                             Livermore Homebuilders LP
                             Melody Homes, Inc.
                             Melody Mortgage Co.
                             Oakley-Avalon LP
                             Porter GP LLC
                             Schuler Homes of Arizona LLC
                             Schuler Homes of California, Inc.
                             Schuler Homes of Oregon, Inc.
                             Schuler Homes of Washington, Inc.
                             Schuler Mortgage, Inc.
                             Schuler Realty/Maui, Inc.
                             Schuler Realty/Oahu, Inc.
                             SHA Construction LLC
                             SHLR of California, Inc.
                             SHLR of Colorado, Inc.
                             SHLR of Nevada, Inc.
                             SHLR of Utah, Inc.
                             SHLR of Washington, Inc.
                             SRHI LLC
                             SSHI LLC
                             Vertical Construction Corporation
                             Western Pacific Funding, Inc.
                             Western Pacific Housing Co.
                             Western Pacific Housing Management, Inc.,
                             (formerly Western Pacific Housing, Inc., a
                              California corporation)
                             Western Pacific Housing, Inc. (formerly Schuler
                                Holdco, Inc., a Delaware corporation)
                             Western Pacific Housing-Antigua, LLC
                             Western Pacific Housing-Aviara, L.P.
                             Western Pacific Housing-Boardwalk, LLC
                             Western Pacific Housing-Broadway, LLC

<PAGE>

                             Western Pacific Housing-Canyon Park, LLC
                             Western Pacific Housing-Carmel, LLC Western
                             Pacific Housing-Carrillo, LLC
                             Western Pacific Housing-Communications Hill,
                                LLC
                             Western Pacific Housing-Copper Canyon, LLC
                             Western Pacific Housing-Coto Venture, L.P.
                             Western Pacific Housing-Creekside, LLC
                             Western Pacific Housing-Culver City, L.P.
                             Western Pacific Housing-Del Valle, LLC
                             Western Pacific Housing-Lomas Verdes, LLC
                             Western Pacific Housing-Lost Hills Park, LLC
                             Western Pacific Housing-Lyons Canyon Partners,
                                LLC
                             Western Pacific Housing-McGonigle Canyon, LLC
                             Western Pacific Housing-Mountaingate, L.P.
                             Western Pacific Housing-Norco Estates, LLC
                             Western Pacific Housing-Oso, L.P.
                             Western Pacific Housing-Pacific Park II, LLC
                             Western Pacific Housing-Park Avenue East, LLC
                             Western Pacific Housing-Park Avenue West, LLC
                             Western Pacific Housing-Playa Vista, LLC
                             Western Pacific Housing-Pointsettia, L.P.
                             Western Pacific Housing-River Ridge, LLC
                             Western Pacific Housing-Robinhood Ridge, LLC
                             Western Pacific Housing-Santa Fe, LLC
                             Western Pacific Housing-Scripps II, LLC
                             Western Pacific Housing-Scripps, L.P.
                             Western Pacific Housing-Sea Cove, L.P.
                             Western Pacific Housing-Studio 528, LLC
                             Western Pacific Housing-Terra Bay Duets, LLC
                             Western Pacific Housing-Torrance, LLC
                             Western Pacific Housing-Torrey Commercial, LLC
                             Western Pacific Housing-Torrey Meadows, LLC
                             Western Pacific Housing-Torrey Multi-Family,
                                LLC
                             Western Pacific Housing-Torrey Village Center,
                                LLC
                             Western Pacific Housing-Vineyard Terrace, LLC
                             Western Pacific Housing-Westlake II, L.P.

<PAGE>

                             Western Pacific Housing-Windemere, LLC
                             Western Pacific Housing-Windflower, L.P.
                             WPH-Camino Ruiz, LLC
                             WPH-HPH, LLC

                             By: /s/ THOMAS CONNELLY
                                ------------------------------------------------
                                Thomas Connelly, Chief Financial Officer and
                                Secretary of each corporate guarantor, of each
                                managing member or sole manager of each limited
                                liability company guarantor, and of each general
                                partner of each limited partnership guarantor

                             D.R. Horton-Schuler Homes, LLC

                                      By: Vertical Construction
                                          Corporation, its manager

                                      By: /s/ THOMAS CONNELLY
                                         ---------------------------------------
                                         Thomas Connelly
                                         Chief Financial Officer
                                         and Secretary

<PAGE>

                             AMERICAN STOCK TRANSFER & TRUST
                             COMPANY, as Trustee

                             By: /s/ HERBERT J. LEMMER
                                ------------------------------------------------
                             Name: Herbert J. Lemmer
                                  ----------------------------------------------
                             Title: Vice President
                                   ---------------------------------------------

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}]]