Document:

EX-10.4

 Exhibit 10.4 

The redacted information has been excluded because it is both (i) not material and (ii) would be competitively
harmful if publicly disclosed. 
 SUBCUSTODIAL AND 

SERVICE AGREEMENT 

This Agreement (“Agreement”) is entered into by and among GE Financial Trust Company (“GEFTC”) and Fidelity Brokerage
Services LLC (“FBS”) and National Financial Services LLC (“NFS”), (FBS and NFS together, “Fidelity”) acting through its business unit Fidelity Registered Investment Advisor Group (“FRIAG”) (Fidelity, FRIAG and
GEFTC may individually be referred to as a “Party” or collectively as “Parties”), effective as of November 1, 2005; 

WHEREAS, GEFTC is a trust company duly chartered by the Arizona State Banking Department and maintains accounts and provides trust and custody
services for its trust company customers (each a “Client”); 
 WHEREAS, GEFTC accepts Client accounts referred by its registered
investment advisory affiliate, GE Private Asset Management (“Advisory Firm”); 
 WHEREAS, Advisory Firm and GEFTC wish to retain
Fidelity to act as sub-custodian as contemplated in this Agreement and to provide brokerage services in connection with their separate account wrap program. 

WHEREAS, Advisory Firm intends to use the services of investment managers which will provide portfolio research models and asset allocation
strategies; whereby only the Advisory Firm, and not the investment managers, will have trading authorization on the Accounts. 
 WHEREAS,
Advisory Firm provides investment advisory services to Clients; 
 WHEREAS, Fidelity and GEFTC intend to establish a technology based
operating platform and interface; 
 WHEREAS, Fidelity desires to provide brokerage services and act as subcustodian for Client accounts;

 WHEREAS, GEFTC intends to use electronic interfaces between TNET, a trust accounting system licensed and operated by GEFTC, and
Fidelity’s brokerage platform to exchange information including without limitation balances, positions, and history. GEFTC may also affect transactions in certain Client Accounts through the interface; 

WHEREAS, Fidelity and GEFTC and Advisory Firm intend to interface using a Checkfree APL that shall be implemented on or about February 2006;
and prior to that Advisory Firm will use Fidelity’s product, Advisor Channel, to send and receive intra-day trade information to Fidelity. 

WHEREAS, FBS and NFS are each a broker-dealer registered with the Securities and Exchange Commission and a member of the National Association
of Securities Dealers, Inc; 
 WHEREAS, in addition to acting as a subcustodian, Fidelity will provide execution and clearance services for
equity and fixed income securities held at Fidelity in GEFTC Accounts (as defined below) in accordance with the terms of this Agreement; 

  
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 NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and
valuable consideration, the receipt and adequacy of which is hereby acknowledged, the parties, intending to be legally bound, do hereby agree as follows: 
  

	1.	 APPOINTMENT OF CUSTODIAN; TYPES OF ACCOUNTS, TRADING, AND FEES 

 

	 	1.1.	 Appointment of Fidelity as Subcustodian and Types of Accounts 

 

	 	1.1.1.	 Pursuant to this Agreement and the separate Fidelity brokerage account application and agreement accepted by
Fidelity for each account (Application and Agreement), to be executed in a form substantially similar to that attached hereto as Exhibit A, as such form may be amended from time to time, such amendments to be immaterial or required by applicable
law, rule or regulation or Fidelity Policies and Procedures, GEFTC authorizes Fidelity to hold securities in registered form in its name. If there is any conflict between this Agreement and the Application Agreement, the terms of the Application
Agreement shall prevail with the exception of: the term and termination provisions this Agreement (all of section 2); the representations and warranties (all of section 3), including without limitation service levels (Exhibit C); indemnification
provisions (all of section 4); confidentiality (all of section 5); and pricing (Exhibit B), excluding any margin fees. If future material amendments are made to the Application Agreement that conflict with this Agreement, GEFTC reserves the right to
review those amendments, and if GEFTC determines using reasonable business judgment that such amendments are unacceptable, GEFTC may terminate this agreement. 

 

	 	1.1.2.	 “GEFTC Accounts” are brokerage accounts opened by and registered in the name of GEFTC as legal and
record owner which accounts may be owned by GEFTC for the benefit of one or more of its Clients and carried by Fidelity under GEFTC’s name, address and tax identification number in which it will hold securities and cash. GEFTC Accounts include
both Omnibus GEFTC Accounts and Non-Omnibus GEFTC Accounts. “Omnibus GEFTC Accounts” are those accounts that hold commingled assets of GEFTC’s Clients.
“Non-Omnibus GEFTC Accounts” are other GEFTC Accounts established at Fidelity and registered in GEFTC’s name for the benefit of a particular GEFTC Client. For all accounts carried by Fidelity
pursuant to this Agreement, Fidelity’s customer shall be GEFTC only and in no event will any Client, other customer or prospective Client or customer of GEFTC or Advisory Firm be considered to be a customer of Fidelity. 

 

	 	1.1.3.	 Fidelity will not charge GEFTC or Advisory Firm a separate custody fee for maintaining custody of GEFTC
Accounts. 

  
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	 	1.1.4.	 With respect to GEFTC Accounts, GEFTC will be the “end financial institution” responsible for all
know your customer, anti-money laundering and other applicable legal and regulatory requirements, including but not limited to the Bank Secrecy Act of 1970, as amended, and related regulations, for any Client who may have a disclosed or undisclosed
beneficial interest in a GEFTC Account. GEFTC agrees not to open any GEFTC Accounts, process any transactions or provide any other services that would violate any applicable sanctions administered by the Office of Foreign Assets Control of the U.S.
Department of the Treasury. 

  

	 	1.1.5.	 GEFTC has authorized Advisory Firm, an investment Advisor registered under the Investment Advisor Act of 1940,
with discretionary authority to engage in various trading and other investment related activities, including, but not limited to the purchase, sale or exchange of securities on GEFTC Accounts. The Advisory Firm shall be designated in the
Applications and Agreement as the investment adviser with trading authorization on Client Accounts. Fidelity will not be responsible for the actions or inactions of the Advisory Firm. 

 

	 	1.1.6.	 GEFTC agrees that it shall not request Fidelity to establish, carry or provide services under this Agreement to
any Fully Disclosed Client Account directly for a Client, customer or prospect of GEFTC or Advisory Firm (a “Fully Disclosed Client Account”). A Fully Disclosed Client Account shall mean any brokerage account registered in the
Client’s name as legal and record owner, address and tax identification number and with respect to which Fidelity would otherwise collect personal and financial information with respect to such Client. GEFTC will open accounts with Fidelity
and/or refer Clients to Fidelity only in those instances in which GEFTC and/or the Advisory Firm deems it appropriate and in the best interest of Clients. In the event that GEFTC desires to open an account with Fidelity on a fully-disclosed basis,
prior to opening such account, GEFTC and Fidelity shall negotiate in good faith the terms and conditions of the parties’ obligations with respect to such fully-disclosed accounts. 

 

	 	1.1.7.	 Subject to the terms hereof and the Application and Agreement, GEFTC hereby authorizes Fidelity to hold any
securities received by it from time to time for the account of GEFTC Accounts. Fidelity may elect to utilize Depositories and third-party subcustodians to the extent it deems appropriate possible in connection with its performance hereunder.
“Depository” shall include the Federal Reserve Banks book-entry system, the Depository Trust Company, Euroclear, Clearstream Banking, S.A. and any other securities depository, book-entry system or clearing agency (and their respective
successors and nominees) registered with the Securities and Exchange Commission or otherwise authorized to act as a securities depository, book-entry system or clearing agency pursuant to applicable law. A “Third-Party Subcustodian” shall
mean a bank or other financial institution (other than a Depository) which is utilized by Fidelity in connection with the purchase, sale or custody of securities hereunder. 

 

	 	1.1.8.	 Securities and cash deposited by Fidelity in a Depository will be held subject to the rules, terms and
conditions of such Depository. Securities and cash held through Third-Party Subcustodians shall be held subject to the terms and conditions of any applicable agreement between Fidelity and such Third Party Subcustodians. Third-Party Subcustodians
may be authorized to hold Securities 

  
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in central securities depositories or clearing agencies in which such Third-Party Subcustodians participate. Unless otherwise required by law or practice or a particular Third-Party Subcustodian
agreement, securities deposited with Third-Party Subcustodians will be held in a commingled account in the name of NFS as custodian for the benefit of its customers. Fidelity shall identify on its books and records the securities and cash belonging
to GEFTC Accounts, whether held directly or indirectly through Depositories or Third-Party Subcustodians. 

  

	 	1.2.	 Trading and Operational Interface 

 

	 	1.2.1.	 On or before December 31, 2005, GEFTC anticipates transferring from GEFTC over to Fidelity approximately
$1.5 billion in initial assets (the “Transfer”). GEFTC and Advisory Firm anticipate that approximately 100 million equity shares shall be traded during the first 12 month period from the date of the Transfer. The Transfer will
include approximately 225 non-omnibus GEFTC accounts and two omnibus GEFTC account. 

  

	 	1.2.2.	 Trading of equity on GEFTC Accounts will be done through Fidelity’s Advisor CHANNEL® products or other
electronic trading system supported by Fidelity until the parties interface through CheckFree APL, at which time all equity trades will be placed via the APL or other systems acceptable to Fidelity. Trading of fixed income securities shall be done
through Fidelity’s Bond Trader Pro system or by sending fax, email or phone trades directly to Fidelity’s fixed income trading desk. 

  

	 	1.2.3.	 It is understood that by Fidelity and GEFTC that orders for the execution of transactions in GEFTC Accounts
shall be directed to Fidelity, but that Advisor may use other broker/dealers (“Trade Away”) if Advisor deems such activity as appropriate in its sole discretion. Fidelity shall provide monthly trade execution reports to GEFTC and the
Advisory Firm to report on execution quality. 

  

	 	1.3.	 Pricing and Billing for Fidelity Brokerage Services 

 

	 	1.3.1.	 The pricing schedule that will apply to all GEFTC Accounts is set forth in Exhibit B. This pricing schedule
does not apply to separate account network, turn key asset management and other programs which may be selected by GEFTC, which may which charge either transaction based or asset based fees. This pricing schedule includes all services discussed in
this Agreement including custody and clearing services, use of Advisor Channel, use of Bond Trader Pro, interfacing, operational and administrative services, asset conversions and the implementation of CheckFree APL at no additional charge.

  

	 	1.3.2.	 Fees accrued, pursuant to Exhibit B, shall accrue during the quarter. All transaction costs, commissions,
ticket charges, and other fees will be billed directly to GEFTC, rather than being charged to individual trade. Such accrued fees shall be billed quarterly in arrears to GEFTC on or before 30 days following the calendar quarter end, or if Fidelity
is unable to bill GEFTC by that date, as promptly as possible thereafter. 

  
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	2.	 EFFECTIVENESS AND TERMINATION 

 

	 	2.1.	 This Agreement shall remain in full force and effect for an initial
36-month term unless terminated in accordance with this section 2. Fidelity may terminate this Agreement at the end of such 36-month period by giving GEFTC 90 days prior
written notification of termination. GEFTC may terminate this Agreement at the end of such 36-month period by giving 90 days prior written notification of termination. Upon termination of this Agreement, both
GEFTC and Fidelity agree to provide on-going support and operational services pursuant to this Agreement no less than 90 days from termination or until the completion of the conversion of assets, whichever
occurs earlier. If, in the event of termination, an Account does not transfer from Fidelity, Fidelity may transfer such Account as it reasonably deems appropriate. 

 

	 	2.2.	 In the event no written notification is given as set forth above, this Agreement shall be deemed to have been
renewed for additional successive one-year periods. At any time during such additional periods, this Agreement may be terminated by Fidelity giving 90 days prior written notification to GEFTC, or by GFTC
giving 90 days prior written notice to Fidelity, and such termination shall be effective as of the end of such 90-day period. Upon termination of this Agreement, both GEFTC and Fidelity agree to provide on-going support and operational services pursuant to this Agreement no less than 90 days from termination or until the completion of the conversion of assets, whichever occurs earlier. 

 

	 	2.3.	 This Agreement may be terminated: 

 

	 	2.3.1.	 by mutual written consent of the parties hereto; 

 

	 	2.3.2.	 by either party upon the occurrence of the following: (i) a material breach by the other party of any of
its representations, warranties, covenants or agreements hereunder, and (ii) the failure to cure such breach by the other party within 30 days following its receipt of written notice of such breach; 

 

	 	2.3.3.	 if required by law or any applicable supervising regulating authorities; 

 

	 	2.3.4.	 by either party if the other party becomes insolvent or becomes the subject of a voluntary or involuntary
bankruptcy proceeding; 

  

	 	2.3.5	 pursuant to Section 2.5 below. 

 

	 	2.3.6.	 by GEFTC in the event that Fidelity fails to provide services in material compliance with Service Levels set
forth in Exhibit C. 

  

	 	2.4.	 The termination of this Agreement will not relieve any party of any obligation or liability hereunder that
accrued prior to such termination. Upon termination of this Agreement, all payments under Section 1.3 shall immediately cease and Fidelity will notify GEFTC of the revised pricing schedule that will apply to any GEFTC Accounts maintained with
Fidelity. 

  
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	 	2.5.	 It is understood that GEFTC strives to grow over time, which could result in growth of client assets under
management, share volume traded and servicing support activity. It is understood that GEFTC may fail to grow or may experience loss of assets over time. As well, it is understood that movements in financial markets will impact GEFTC’s asset
levels and growth paths. The potential for business growth and/or asset loss experienced in the normal course of doing business is contemplated within the standard terms of this Agreement and is not cause for renegotiation of any terms. In the event
of a material change in GEFTC’s business model, Fidelity and GEFTC, respectively, reserve the right to notify the other Party of its request to renegotiate the fee schedule contained in Exhibit B upon providing 90 days notice. A “material
change” for this Section 2.5 may include, but is not limited to: a change from the “omnibus” model to either a “business accounts” or “fully disclosed” model; a change to trading practices in which Fidelity is
no longer being directed substantially all (at least 95%) trade flow related to omnibus assets held in sub-custody by Fidelity; a change to or expansion of servicing standards or practices beyond what is
addressed in this Agreement; or other GEFTC business model changes that result in verifiable and detrimental financial impacts to either party. In such event, if Fidelity and GEFTC fail to reach an agreement on a revised pricing schedule within 90
days of such notice, then either party may terminate this Agreement with a written 90 day termination notice to the other. Upon termination of this Agreement, both GEFTC and Fidelity agree to provide ongoing support and operational services pursuant
to this Agreement no less than 90 days from termination or until the completion of the conversion of assets, whichever occurs earlier. 

  

	3.	 REPRESENTATIONS, WARRANTIES AND COVENANTS 

 

	 	3.1.	 Each of the parties represents warrants and agrees to the others as follows: 

 

	 	3.1.1.	 Such party is an entity duly organized, validly existing and in good standing under the laws of its
jurisdiction of organization and is duly qualified to transact business in each other jurisdiction where it is required to be so qualified; 

  

	 	3.1.2.	 This Agreement has been duly authorized and executed by such party, and represents the legal, valid and binding
obligation of such party, enforceable against such party in accordance with its terms; 

  

	 	3.1.3.	 The execution, delivery and performance by such party of this Agreement does not violate, conflict with or
constitute a breach of any provision of any Federal, state or local law applicable to such party, the organizational documents of such party or any material agreement, contract, consent, decree, order or other instrument to which such party is a
party or by which such party is bound; 

  

	 	3.1.4.	 Each of the parties shall obtain such regulatory and Client consents as may be required, including GEFTC
obtaining the consent of the Arizona State Banking Department, to execute, deliver and perform the term of this Agreement; and 

  
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	 	3.1.5.	 Neither GEFTC and Fidelity, nor Advisor Firm and Fidelity, are affiliated with each other in any way.

  

	 	3.2.	 With respect to the Omnibus GEFTC Accounts and Non-Omnibus GEFTC
Accounts, GEFTC represents, warrants and agrees that: 

  

	 	3.2.1.	 GEFTC is Fidelity’s brokerage customer; 

 

	 	3.2.2.	 Clients are GEFTC’s trust company customers and will not be regarded as Fidelity’s brokerage
customers; 

  

	 	3.2.3.	 GEFTC is responsible for obtaining and maintaining all necessary documentation and information relating to such
Clients and GEFTC Accounts; 

  

	 	3.2.4.	 GEFTC or its designated Advisory Firm is responsible for making all investment decisions and suitability
determinations with respect to such Clients and GEFTC Accounts; 

  

	 	3.2.5.	 Clients will not have any contact with Fidelity with respect to the GEFTC Accounts; 

 

	 	3.2.6.	 GEFTC is responsible for providing all Clients with all information or records to which such Clients may be
entitled by virtue of their beneficial ownership in GEFTC Accounts, including, but not limited to, customer account statements, confirmation of transactions, tax information and any other information or records required by law or regulation;

  

	 	3.2.7.	 GEFTC is responsible for completing all reporting to the Internal Revenue Service and state taxing authorities
on such Client accounts; 

  

	 	3.2.8.	 GEFTC or their designated Advisory Firm is responsible for monitoring the investments in all Client Accounts
held at Fidelity, and Fidelity will not be responsible for monitoring the investments made in any Client accounts; and 

  

	 	3.2.9.	 Fidelity will not be responsible for monitoring the activities of Advisory Firm in GEFTC Accounts.

  

	 	3.3.	 With respect to the Omnibus GEFTC Account, GEFTC represents, warrants and agrees that: 

 

	 	3.3.1.	 Each Client has authorized the Advisory Firm to establish a custodial account for the Client’s benefit at
GEFTC and at sub-custodians as appropriate, therefore, including Fidelity, to maintain the account. 

  

	 	3.3.2.	 GEFTC maintains on its books a separate account for each Client account and segregates in its books each Client
account’s assets. For those Client accounts managed by the Advisory Firm, GEFTC does not take physical custody of Client assets, but holds assets by book entry. 

  
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	 	3.3.3.	 For any new Clients of the Advisory Firm, each Client has authorized GEFTC and the Advisory Firm to transfer
his/her account from a fully disclosed account at the current firm to an account registered under GEFTC, for the benefit of the Client at Fidelity. 

  

	 	3.4.	 To the extent GEFTC is acting in fiduciary capacity to any Client for the purposes of ERISA, GEFTC represents
and warrants that it shall administer the GEFTC Accounts consistent with such obligations, including, but limited to, the proper disclosure and handling of fees and compensation. 

 

	 	3.5	 During the term of this Agreement, each party shall remain in material compliance with each of the laws, rules,
and regulations to which their activities are subject. 

  

	 	3.4.1	 GEFTC agrees to notify Fidelity immediately in the event GEFTC’s charter with any governmental or
regulatory organization which GEFTC is currently registered is suspended, terminated or materially changes. Fidelity agrees to notify GEFTC immediately in the event Fidelity’s registration as a broker-dealer and/or membership with the NASD is
suspended, terminated or materially changes 

  

	 	3.4.2	 Upon reasonable prior written notice, Fidelity will respond to requests for information from the Arizona State
Banking Department related to the books and records maintained by Fidelity in the ordinary course of business with respect to the GEFTC Accounts. In addition, upon written request, Fidelity will provide GEFTC with its SAS 70 and NFS’ Statement
of Financial Condition. 

  

	 	3.6.	 Each Party will be responsible for reviewing and determining whether additional disclosures are necessary in
its respective regulatory filings, disclosures to clients or otherwise with respect to the terms and conditions of this Agreement and obtain any necessary consent from its regulatory authorities and/or Clients. Fidelity and GEFTC acknowledge that
this Agreement must comply with applicable laws, rules and regulations. The parties acknowledge that the sale or redemption of any mutual fund must be made in compliance with such fund’s prospectus and policies and applicable laws, rules and
regulations. GEFTC agrees that it will monitor and assess short term redemption fees on Fidelity mutual funds, and non-Fidelity funds if required, at the sub-account or
participant level on all Omnibus GEFTC Accounts. 

  

	 	3.7.	 Unless otherwise agreed to by GEFTC, Fidelity will not use Client information it obtains from GEFTC to directly
solicit Clients to open Fidelity retail brokerage accounts. 

  

	 	3.8	 With respect to the securities held in GEFTC Accounts, Fidelity shall: 

 

	 	3.8.1	 Timely post any interest and dividends actually received by Fidelity and any amounts actually received by
Fidelity with respect to matured securities. Fidelity shall make such information available on Advisor CHANNEL and CheckFree APL or other third party portfolio accounting systems, as instructed by GEFTC. 

  
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	 	3.8.2.	 Forward to GEFTC copies of all information or documents that it may actually receive from an issuer of
securities pursuant to sections 4.5 and 6 of the Application and Agreement. 

  

	 	3.8.3	 If so notified by a regulatory body or governmental agency, Fidelity will forward to GEFTC any forms or other
document requiring GEFTC’s signature. 

  

	 	3.8.4	 Hold directly, or through a Depository, all rights and similar securities issued with respect to any securities
credited to the GEFTC Accounts. 

  

	 	3.8.5	 Endorse for collection checks, drafts or other negotiable instruments. 

 

	 	3.9	 With respect to any rights or actions conferred upon GEFTC pursuant to the information or documents it receives
under section 3.7, GEFTC will notify Fidelity of its decision relating thereto. 

  

	 	3.10	 GEFTC and Fidelity each agree to maintain respective conversion teams for the support of the initial conversion
of assets to Fidelity during the first 5 months of this Agreement, or for a period of the agreement date through 60-days past the actual conversion date, whichever is longer. Fidelity’s conversion team
will include a business and technical analyst. The parties’ respective conversion teams shall cooperate in good faith to promptly address issues that may arise during the initial conversion. 

 

	 	3.11.	 Upon completion of the implementation and conversion process, Fidelity represents that it will assign and
maintain for the duration of the term a service and support structure that is materially sufficient to maintain the service level standards outlined in Exhibit C. 

 

	 	3.12.	 GEFTC represents warrants and agrees to the additional warranties set forth in Exhibit D and incorporated
herein by reference. 

  

	 	3.13.	 Fidelity represents, warrants and agrees as follows: 

 

	 	3.13.1	 It has the financial resources, personnel and organizational resources reasonably needed to perform its
obligations under this Agreement and will notify GEFTC of any change in circumstances that would materially adversely impact Fidelity’s ability to perform its obligations under this Agreement. 

 

	 	3.13.2	 It shall maintain throughout the term of this Agreement, commercially reasonable levels of excess SIPC coverage
for the protection of the value of all cash and securities held in GEFTC accounts, and it authorizes and approves disclosure by GEFTC to GEFTC Clients that: (i) Client assets in GEFTC Accounts are protected by Securities Investor Protection
Insurance (“SPIC”) insurance up to $[***] (including cash claims limited to $[***]); (ii) additional insurance protection for cash and securities has been arranged to supplement the SIPC coverage; (iii) this additional protection
covers total account net equity in excess of the $[***]/$[***] coverage provided by SIPC; and (iv) neither coverage protects against a decline in the market value of securities. 

  
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	 	3.13.3	 It shall maintain throughout the term of this Agreement a commercially reasonable disaster recovery plan.

  

	4.	 LIMITATION OF LIABILITY AND INDEMNIFICATION 

 

	 	4.1.	 Neither GEFTC nor Fidelity will be liable under this Agreement for any special, consequential, indirect,
incidental or similar damages of any kind, including lost revenue, lost profits and lost or damaged data. Market based losses that are a result of delayed or incorrect execution or other error due to Fidelity’s negligence or willful misconduct
shall not be considered special, consequential, indirect, incidental or similar damages of any kind, unless due to the negligence or willful misconduct of GEFTC or Advisory Firm. 

 

	 	4.2.	 GEFTC will indemnify, defend and hold harmless Fidelity and its officers, directors, managers, employees,
designees, affiliates, subsidiaries and agents (each a “Fidelity Party”) from and against any and all damages, liabilities, expenses (including reasonable attorneys’ fees), costs and claims (collectively, “Costs”) incurred
by any Fidelity Party to the extent arising from or relating to: (i) any breach by GEFTC of any representation, warranty, covenant or other obligation contained in this Agreement; (ii) any error, wrongful act or wrongful omission by GEFTC,
or a third party service provider working for GEFTC, in submitting any order or instruction to Fidelity or performing its obligations under this Agreement; (iii) subject to subsection 4.4, such Fidelity Party’s investigation, preparation
or defense of any of the foregoing; and (iv) any interface or support of any interface GEFTC establishes with TNET or other interface(s) made available through Fidelity. 

 

	 	4.3.	 Fidelity will indemnify, defend and hold harmless GEFTC and its officers, directors, managers, employees,
designees, affiliates, subsidiaries and agents (each a “GEFTC Party”) from any and all Costs incurred by any GEFTC Party to the extent arising from or relating to: (i) any breach by Fidelity of any representation, warranty, covenant
or other obligation contained in this Agreement; (ii) any error, wrongful act or wrongful omission by Fidelity in performing its obligations under this Agreement; and (iii) subject to subsection 4.4, such GEFTC Party’s investigation,
preparation or defense of any of the foregoing. 

  

	 	4.4.	 No party will be entitled to indemnification pursuant to this Agreement to the extent that such party’s
Costs arise out of or relate to such party’s own negligence or willful misconduct. 

  

	 	4.5.	 Promptly after a party (the “Indemnitee”) receives notice or becomes aware of a claim threatened or
commenced against it, against which another party to this Agreement (the “Indemnitor”) is obligated to indemnify the Indemnitee, the Indemnitee will give written notice of such claim to the Indemnitor. However, the Indemnitee’s
failure to notify the Indemnitor will not relieve the Indemnitor from any liability that it may have to any Indemnitee under this Agreement, except to the extent that the Indemnitor has been prejudiced in any material respect by such failure. The
Indemnitor will be entitled to assume the defense of the claim with counsel reasonably satisfactory to the Indemnitee, and the Indemnitee will have the right to participate in the defense or preparation of the defense of the claim as follows:
(i) in the event that the Indemnitor elects to assume the defense of the claim, and to retain such reasonably satisfactory counsel, the Indemnitee will bear all fees and expenses of any additional counsel the Indemnitee retains and any

  
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other costs associated with the Indemnitee’s participation, and (ii) in the event that the Indemnitor does not assume the defense of the claim within a reasonable time after its receipt
of the Indemnitee’s notice, the Indemnitor will reimburse the Indemnitee for its reasonable fees and expenses of counsel in defending the claim. If the Indemnitor assumes the defense of claim, the Indemnitor will not, without the prior written
consent of the Indemnitee, settle or compromise the liability of the Indemnitee, or permit a default or consent to the entry of any judgment in a court action, unless in connection with such settlement, compromise or consent the Indemnitee receives
from the claimant a written unconditional release from all liability in respect of the claim. 

  

	5.	 CONFIDENTIAL AND PROPRIETARY INFORMATION 

 

	 	5.1.	 Definition of Confidential Information. The parties acknowledge that in connection with this Agreement
each may be provided with confidential and proprietary information of the other party and third parties with which the other party conducts business. All information of a party and the third parties with which such party conducts business that is
marked confidential, described as confidential at the time of disclosure or that the receiving party should reasonably know to be confidential, including the information relating to the TNET Interface, is collectively referred to as
“Confidential Information.” The terms and conditions of this Agreement are considered Confidential Information. In addition, any GEFTC Account information shall be considered Confidential Information. Despite any contrary provision in this
Agreement, Confidential Information will not include information that: (a) is or becomes generally known to the public not as a result of a disclosure by the receiving party, (b) is rightfully in the possession of the receiving party
before disclosure by the first party, (c) is independently developed by the receiving party without reliance on such information, or (d) is received by the receiving party in good faith and without restriction from a third party not under
a confidentiality obligation to the first party and having the right to make such disclosure. The parties acknowledge that as financial institutions, each may be subject to certain laws and regulations regarding the privacy and protection of
consumer information and that any use of personal information by the Receiving Party may be subject to compliance with such laws. 

  

	 	5.2.	 Obligations Regarding Confidential Information. Except as expressly permitted by this Agreement, each
party will: 

  

	 	5.2.1.	 keep and maintain all Confidential Information of the other parties in strict confidence, using such degree of
care as is appropriate to avoid unauthorized use or disclosure; 

  

	 	5.2.2.	 not, directly or indirectly, disclose any Confidential Information of the other parties to any third party,
except with the other’s prior written consent; 

  

	 	5.2.3.	 use the other parties’ Confidential Information solely as necessary to perform its obligations or exercise
its rights under this Agreement; 

  

	 	5.2.4.	 not use another party’s Confidential Information to compete with such party in any way; and

  
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	 	5.2.5.	 advise the other party immediately if it learns or has reason to believe that any person or entity which has
had access to such party’s Confidential Information has violated or intends to violate the terms of this Agreement. 

  

	 	5.3.	 Permitted Disclosures. Each party will be permitted to disclose the other parties’ Confidential
Information only to its employees, legal counsel, accountants, auditors, and agents, and its applicable regulatory authorities which expressly request such information during an examination or inquiry (collectively, “Authorized
Recipients”) having a need to know the Confidential Information in connection with the performance of its obligations or the exercise of its rights under this Agreement. Each party will instruct its Authorized Recipients as to their obligations
under this Agreement. Despite any contrary provision in this Agreement, either party may disclose the other party’s Confidential Information to the extent required to comply with law or court order; provided, however, that the party required to
disclose the Confidential Information must if legally permissible: 

  

	 	5.3.1.	 to the extent practicable, give prompt written notice of the disclosure requirement to the party whose
Confidential Information is at issue provided such notice is not prohibited by law, 

  

	 	5.3.2.	 to the extent practicable, give the other party a reasonable opportunity to prevent the disclosure of the
Confidential Information, and 

  

	 	5.3.3.	 reasonably cooperate with the other party in any efforts it makes to prevent the disclosure of the Confidential
Information. 

  

	 	5.4.	 Remedies. The parties acknowledge that the disclosure of another’s Confidential Information may
cause irreparable injury to the other and damages which may be difficult to ascertain. Therefore, each party will be entitled to injunctive relief upon a disclosure or threatened disclosure of any of its Confidential Information in violation of this
Agreement, without the necessity of proving damages. 

  

	6.	 MISCELLANEOUS 

 

	 	6.1.	 Force Majeure. No party will be responsible for losses caused directly or indirectly by conditions
beyond its reasonable control (each, a “Force Majeure Event”), including but not limited to war, natural disaster, terrorist activity, government, clearing corporation or NSCC restrictions or changes, exchange, market, clearing corporation
or NSCC rulings, strikes, interruptions of communications or data processing services, or disruptions in orderly trading on any exchange or market. 

  

	 	6.2.	 Additional Covenants. Each party will retain absolute and complete responsibility for the supervision of
all of its representatives, employees or other agents, and the other party will have no supervisory, compliance or other responsibility as to the actions of such representatives, employees or agents of the other party. 

 

	 	6.3.	 Use of Name; Extent of Relationship. The parties acknowledge that the names of each party, and the names
of each party’s products and services, whether or not registered as a trademark, are owned by such party. Each party agrees not to use such other parties’ names in marketing materials or in any other manner without the owning party’s
prior written approval, except that each party may use the other parties’ names in regulatory filings. No party will represent in any manner that it is an agent or representative of the

  
 12 

	 	
other parties. The sole and exclusive extent of the parties’ relationship will be as set forth in this Agreement. The parties are not partners, joint venturers, employees or employers of one
another. No party will represent or imply in any way that it has any relationship with the other party except as described in this Agreement. 

  

	 	6.4.	 Governing Law. This Agreement will be governed by and construed in accordance with the laws of the
Commonwealth of Massachusetts, without regard to the choice of law principles thereof. 

  

	 	6.5.	 Entire Agreement; Successors and Assigns. This Agreement constitutes the entire agreement between the
parties hereto with respect to the matters contained herein and supersedes all prior agreements and understandings between the parties with respect thereto. Neither party may assign its rights or delegate its duties under this Agreement without the
prior written consent of the other parties; provided however, that any party may assign its rights or delegate its duties to any affiliate, subsidiary or assignee whether by merger, consolidation or otherwise that agrees in writing to perform such
party’s duties. This Agreement will be binding upon and will inure to the benefit of the parties and its successors and permitted assigns. 

  

	 	6.6.	 Notices. Any notice, demand, consent, election, offer, approval, request or other communication
(collectively, a “Notice”) required or permitted under this Agreement must be in writing and delivered by a nationally recognized overnight courier or sent by certified or registered mail, postage prepaid, return receipt requested. A
Notice must be addressed to a party as follows: 

  

	 	6.6.1.	 If to Fidelity: 

Fidelity Brokerage Company 

Attention: Jennifer Moran, Senior Vice President 

82 Devonshire Street Z2N 

Boston, MA 02109 
  

	 	6.6.2.	 If to GEFTC: 

GE Financial Trust Company, FSB 

ATTN: President 
 3200 N.
Central Avenue, Suite 620 
 Phoenix, Arizona 85012 
  

	 	6.6.3.	 A Notice delivered via a nationally recognized overnight courier will be deemed given as of the next business
day after it is sent. A Notice sent via mail will be deemed given three business days after it is mailed. The address specified by a party above for notices to be sent may be changed by such party by written notice to the other parties.

  
 13 

	 	6.7.	 Amendment and Waiver. The terms of this Agreement may be waived, amended or modified in whole or in part
only by a writing signed by GEFTC and Fidelity. The failure by either party of any time to require performance by the other of any provision of this Agreement will not affect in any way either party’s right to require such performance at any
time thereafter. The waiver by either party of a breach of a provision of this Agreement will not be taken or held to be a waiver of the provision itself. 

  

	 	6.8.	 Non-Exclusivity. Each party may enter into other similar
agreements with any other person or persons without the other party’s consent. 

  

	 	6.9.	 Severability. All provisions and covenants contained herein are severable, and in the event that any one
or more of them is held to be invalid, illegal or unenforceable in any respect by any court of competent jurisdiction, the validity, legality and enforceability of the remaining provisions and covenants contained herein will not in any way be
affected thereby, and this Agreement will be interpreted as if such invalid, illegal or unenforceable agreement(s), provision(s) or covenant(s) was not contained herein. 

 

	 	6.10.	 Survival. The rights and obligation of the parties under sections 4 and 5 shall survive any termination
of this Agreement. 

  

	 	6.11.	 Captions. The descriptive heading of the sections and subsections of this Agreement are for convenience
only, do not constitute a part of this Agreement, and do not affect this Agreement’s construction or interpretation. 

REMAINDER OF PAGE INTENTIONALLY LEFT BLANK 

  
 14 

 IN WITNESS THEREOF, the parties hereto have caused this Agreement to be executed as of the
day and year first above written. 
  

					
		 	GE FINANCIAL TRUST COMPANY, FSB
			
	      	 	By:	 	 /s/ Gurinder Ahluwalia

		 	Name:	 	Gurinder Ahluwalia
		 	Title:	 	Chairman
			
		 	Date:	 	11/1/05

 FIDELITY BROKERAGE SERVICES LLC AND NATIONAL FINANCIAL SERVICES LLC, ACTING THROUGH FIDELITY REGISTERED
INVESTMENT ADVISOR GROUP 
  

					
		 	By:	 	 /s/ Jennifer Moran

	      	 	Name:	 	Jennifer Moran
		 	Title:	 	Senior Vice President
			
		 	Date:	 	NOV 03 2005

  
 15 

 Exhibit A 

Attach: 
  

	1.	 Advisor Brokerage Kit, including: 

 

	 	a.	 Advisor Account Agreement 

 

	 	b.	 Advisor Account Application 

 

	2.	 Transfer of Asset for Unlike Registrations 

  
 16 

 Exhibit B 

Pricing Schedule 
  

									
	EQUITIES	  		  	    	  	MUTUAL FUNDS	  	
	Trades submitted electronically (via Advisor Channel or CheckFree APL):	  		  	Fidelity NTF* No-Load Funds	  	[***]
					
	 Minimum ticket charge:
	  	[***] per trade	  		  	Fidelity Low-Load Funds	  	“
					
	 Maximum ticket charge:
	  	[***] per trade	  		  	Non-Fidelity NTF* No-Load Funds	  	“
					
	 Cents per share charge:
	  	[***]/share	  		  	Non-Fidelity Load Funds at NAV/NTF*	  	“
				
	Rep. assisted trades placed via telephone	  		  	Non Fidelity Load Funds	  	“
					
		  		  		  	Non-Fidelity No-Load	  	[***]
					
	 Minimum ticket charge:
	  	[***] per trade	  		  	Mutual Funds Transaction Fee:	  	on all buys and sells
					
	 Maximum ticket charge:
	  	[***] per trade	  		  		  	
					
	 Cents per share charge:
	  	[***]/share	  		  		  	
				
	OPTIONS	  		  		  	
					
	 Commission Per Contract
	  	[***]	  		  		  	
					
	 Minimum Block Trade Commission
	  	[***]	  		  		  	
				
	 Allocated trades subject to 10-contract minimum.
	  		  		  	
				
	FIXED INCOME	  		  	OTHER FEES	  	
					
	Principal Business	  		  		  	Wire Fee	  	[***]
					
	Municipal bonds	  	[***]	  		  	Trade-Away Fee	  	[***]
					
	Government notes & bonds	  	[***]	  		  	Foreign-Security Transfer Fee	  	[***]
					
	GNMAs and CMOs	  	[***]	  		  	Check Reorder	  	[***]
					
	Corporate Bonds	  	[***]	  		  	Retirement Account Close-out Fee:	  	
					
		  		  		  	 - IRA
  

- Keogh
  

- SEP
	  	 [***] Per Account
  

[***] Per Account
  

[***] Per Account

					
	Agent Business *	  		  		  	Margin	  	[***]
					
	 Corporate Bonds
	  		  		  		  	
					
	 — Commission Per Bond
	  	[***]	  		  		  	
					
	 — Minimum Commission Per Allocation
	  	[***]	  		  		  	
			
	 *  The majority of fixed income business is executed on a Principal
Basis
	  		  	
		
	ADDITIONAL SERVICES PROVIDED AT NO CHARGE	  	
			
	 Advisor CHANNEL

Clearing & Custodial Services

EFT
 NASU, Asset
Conversions/Transfers
	  		  	 Dividend Postings

Retirement Accounts
 Establishment
of TNET and CheckFree APL Interface All services described in Appendix C

  
 17 

 EXHIBIT C 

Service Levels 
  

	A.	 GENERAL PROVISIONS 

Provided GEFTC has substantially performed its obligations under the Agreement and any other policies and procedures agreed to in writing between GEFTC and
Fidelity, including any prerequisites noted set forth in the Services Levels, Fidelity shall provide service level and support to GEFTC in accordance with the standards described below. 

 

	 	1.	 General Service Levels 

The following Service Level is attached hereto as Schedule A and incorporated herein by reference: 

 

	 	•	 	 Service Level 1 – Transmission File Availability 

 

	 	•	 	 Service Level 2 – Key Activity Operations Efficacy 

 

	 	•	 	 Service Level 3 – System Availability 

 

	 	2.	 Reporting. 

Within 15 business days after the end of each calendar quarter, Fidelity will generate a quarter report covering the degree of compliance with
the stated service level in order to measure performance and monitor standards as compared to the appropriate service level specifications set forth in Schedule A. 

GEFTC and Fidelity shall designate appropriate personnel to meet on a quarterly basis in an agreed upon forum, after production of monthly
reports for a calendar quarter by Fidelity, and at the respective costs of Fidelity and GEFTC, to review the past quarter’s reports and the performance of the Parties and to discuss potential problems or issues in connections with the services
level. Both Parties agree to make good faith efforts to resolve such problems or issues. 
  

	 	3.	 Measurement and Monitoring Methodologies. 

The measurement and monitoring methodologies are described in the Service Level. 

 

	 	4.	 Commencement of Obligations. 

The measuring and reporting obligations set forth herein shall commence upon the second calendar month following conversion. 

 

	 	5.	 Cooperation. 

The achievement of the Service Level by Fidelity will require the coordinated, collaborative, good faith effort of Fidelity, GEFTC and with
each party’s respective subcontractors or vendors. Each party will provide a single point of contact for the prompt resolution of all issues. 

  
 18 

	 	6.	 Detailed Metrics: 

The detailed metrics relating to Service Levels and Key Measurements are as set forth in Appendix C-1.

  

	 	7.	 Definition for Services Levels: 

 

			
	 Phrase / Term
	  	 Description

	“Business Hours”	  	Defined as the hours from 8:00 a.m. to 8:00 p.m. Eastern Time on all days during which the New York Stock Exchange is open, unless otherwise stated in a specific Service Level.
		
	“Key Activities”	  	Means each of the activities listed on Key Activity Requirements as identified in Service Levels 2 and 3.
		
	“Measurement Interval”	  	Means the frequency which Fidelity will measure the Service Level performance for monthly reporting. Criteria are defined in the detail of each Service Level, respectively.
		
	“On-Time”	  	Means in accordance with time periods listed.
		
	 “Problem

Response”
	  	Means acknowledgment of Fidelity’s receipt of a Problem Ticket from GEFTC through approved escalation processes.
		
	“Resolution”	  	Means providing a commercially reasonable fix, error correction or work-around.
		
	“Service Metric”	  	Means the expected Fidelity performance requirements as defined in the detail of each Service Level, respectively,
		
	“Transmission Files”	  	Means the files designated as such in Service Level #1.
		
	 “Severity

Levels”
	  	See Appendix C-1, Service Level #1 Severity Level Definitions for Prioritization of Technical Issues

  
 19 

 Appendix C-1 

SERVICE LEVEL #1 
  

							
	TRANSMISSION FILES AVAILABILITY
		
		  	MEASUREMENT METHOD
		
	Data Capture/ Measurement Method	  	FRIAG Quarterly Performance Report
			
	 Measurement

Interval
	  	Daily, Month End or Year End as described below.	  	
		
	Calculation	  	For each File Transmission, the number of file transmissions completed in accordance with the respective Service Level divided by the total number of transmissions completed.
		
		  	RESPONSIBILITY
				
	 Reporting

Period
	  	Quarterly	  		  	
		
	Applicable Hours	  	Per Time Frames Listed in Service Metrics.
		
		  	SERVICE METRICS FOR SERVICE LEVEL #1
		
	Service Level	  	 1.  Transmission Files Availability. 95% of the file transmissions
(based on a weighted average of the aggregate number of files transmitted) shall be completed in accordance within Time Frame/Availability requirements for such Transmission Files.

				
	 	  	 Transmission File:
	  	 File Name:
	  	 Time
Frame/Availability:

		  	Security Master File– sent from Fidelity to GEFTC	  	 FBSI.TCS.FBDTN05P.G
 E.ORDER.ACKS(0)
	  	Daily by 7:00 a.m.
				
		  	Trade Confirmations – sent from Fidelity to GEFTC	  	 FBSI.TCS.FBDTN20P.G
 E.CONFIRMS(0)
	  	Daily, by 7:00 a.m.
				
		  	Trade Settlement – sent from Fidelity to GEFTC	  	FBSI.TCS.FBB5960.GE.
TRADE. SETTLE(0)	  	Daily, by 7:00 a.m.
				
		  	Income Settlement – sent from Fidelity to GEFTC	  	 FBSI.TCS.FBB5961.GE.I
 NC.SETT(0)
	  	Daily, by 4:30 p.m.
				
		  	Income Projections – sent from Fidelity to GEFTC	  	 FBSI.TCS.FBB5961.
 GE.INC.PROJ(0)
	  	Daily, by 4:30 p.m.
				
		  	Position Reconciliation – sent from Fidelity to GEFTC	  	 FBSI.TCS.FBDTN15P.
 GE.POSITION(0)
	  	Daily, by 7:00 a.m.
				
		  	Trade Commissions – (available on Advisor Channel.com	  	Quarterly commission report	  	Quarterly (no later than 30th day of the month following calendar quarter end.)

  
 20 

					
		  	SERVICE METRICS FOR SERVICE LEVEL #1, CONTINUED
		
	Service Level Support	  	Transmission File Business Processes:
	 	  	 Business Process
	  	 Prerequisite (if any)

		  	i. Prompt notification upon discovery of problems affecting any file transmissions to/from GEFTC	  	 GEFTC to promptly notify Fidelity of any transmission problems discovered at GEFTC site.

 
 GEFTC to research locally to determine that incident is not a GEFTC problem before
reporting transmission failures to Fidelity; or concurrent to notification to Fidelity where GEFTC reasonably believes problem is not a GEFTC problem.

			
		  	ii. Communication of specific alternatives to resolve transmission file failures.	  	GEFTC to research locally to determine that incident is not a GEFTC problem before reporting transmission failures to Fidelity; or concurrent to notification to Fidelity where GEFTC reasonably believes problem is not a GEFTC
problem.
			
		  	 iii. Technology Support for File Transmissions provided as follows:

 
 1-603-791-7604
 (during the hours of

8:30 a.m. to 5:00 p.m. ET)
 — or —

24 x 7
 1-800-525-3274
 Option #2

— or —
 Ibg.transmission.support@fmr.com
	  	GEFTC to research locally to determine that incident is not a GEFTC problem before reporting transmission failures to Fidelity; or concurrent to notification to Fidelity where GEFTC reasonably believes problem is not a GEFTC
problem.
			
		  	 iv. AC.com and Advisor Channel Software Support available as follows:

 
 1-800-248-2885
 Option #3

(during the hours of 8:00 a.m. to 8:00 p.m. ET)
	  	GEFTC to research locally to determine that incident is not a GEFTC problem before reporting transmission failures to Fidelity; or concurrent to notification to Fidelity where GEFTC reasonably believes problem is not a GEFTC
problem.
			
		  	 v. Program Bugs – technical support provided as follows:
  

1-800-248-2885

Option #1
 (during the hours of 8:30 a.m. to 5:00 p.m.
ET)
	  	GEFTC to research locally to determine that incident is not a GEFTC problem before reporting transmission failures to Fidelity; or concurrent to notification to Fidelity where GEFTC reasonably believes problem is not a GEFTC
problem.

  
 21 

 Severity Level Definitions for Prioritization of Technical Issues: 

The following Severity Level response matrix represents Fidelity’s corporate policy for addressing technology and product disruptions. 

 

											
	 Severity

Level
	  	 Definition
	  	 Who Opens
	  	 Response
	  	 Response

Time
	  	 Resolution or
Work Around

Time

	1	  	Site or platform outage or significant business disruption across multiple clients	  	 TechOps;
 Operational

Support
	  	 Operational problem: Immediate fix.
  

Software problem: Work around provided until problem is fixed and inform business.
	  	  
 45 minutes
	  	  
 2 hours

						
	2	  	Business critical - functionality loss or major client dissatisfier, including known security breaches	  	 TechOps;
 Operational

Support
	  	 Operational problem: Fix within 24 hours and inform business.
  

Software problem: Close into CQ for business prioritization.
	  	  
 60 minutes
	  	 Operational problem: Fix within 24 hours and inform business.
  

Software problem: Close into CQ for business prioritization.

						
	3	  	Non-business critical defects	  	 TechOps;
 Operational

Support
	  	 Operational problem: Fix within 72 hours and inform business.
  

Software problem: Close into CQ for business prioritization.
	  	  
 90 minutes
	  	 Operational problem: Fix within 72 hours and inform business.
  

Software problem: Close into CQ for business prioritization.

 

			
		  	PREREQUISITES
		
	 Prerequisites
	  	 GEFTC to immediately research perceived transmission failures locally to ensure that any such failure is not a result of a failure of
GEFTC’s systems before reporting such transmission failures to Fidelity.
  

Standing weekly conference call to be held within no less than 90 days following the initial conversion of the Accounts to Fidelity to identify, discuss and
resolve any operational or relationship issues.

  
 22 

 SERVICE LEVEL #2 

 

			
	KEY ACTIVITY - OPERATIONS EFFICACY
		
		  	MEASUREMENT METHOD
		
	Data Capture/ Measurement Method	  	FRIAG Quarterly Performance Report
		
	 Measurement

Interval
	  	Quarterly
		
	Calculation	  	For each Key Activity, the number of activities completed in accordance with the respective Performance Level divided by the total number of activities completed
		
		  	RESPONSIBILITY
		
	 Reporting

Period
	  	Quarterly
		
	 Applicable

Hours
	  	N/A
		
		  	SERVICE METRIC
		
	Service Level	  	90% of Key Activities (based on a weighted average of the aggregate number of activities completed) shall be completed in accordance with the Performance Levels set forth below for such Key Activities
		
		  	PREREQUISITES
		
	Prerequisites	  	See Key Activities Below

  
 23 

 SERVICE METRICS FOR SERVICE LEVEL #2 

 

							
	 Business

Process
	  	 Key Activity
	  	 Performance Level
	  	 Prerequisite (if any)

	Transfer of Account (“TOA”) Initiation – Receives	  	Non- Automatic Converion of Accounts Transfer (“ACAT”) Transfers In (TOA receives)	  	Fidelity will process 95% of Non-ACAT transfers that are received In Good Order the same day with receipt of complete transfer documentation.	  	Transfer documentation must be In Good Order (“IGO”). Brokerage account application must be IGO. GEFTC must provide evidence of matching registration, address and SSN as compared to the delivering firm’s records.
GEFTC to include “fbo” reference on the account to match the registration of delivering firm’s records. GEFTC and Fidelity will follow process outlined in TOA workflow document.
				
	TOA Initiation – Receives	  	ACAT Transfers (TOA receives)	  	Fidelity will process 95% of ACAT transfers that are received In Good Order the same day with receipt of complete transfer documentation.	  	Transfer documentation must be IGO. Brokerage account must be established. GEFTC must provide evidence of matching registration, address and SSN as compared to the delivering firm’s records. GEFTC to include “fbo”
reference on the account to match the registration of delivering firm’s records. GEFTC and Fidelity will follow process outlined in TOA workflow document.
				
	TOA Initiation – Receives	  	Notification of rejected TOA receives	  	Notice of ACAT and Non-ACAT transfers NIGO and Reject is posted to AC.com intra-day.	  	Following the completion of training and workflow analysis, the parties agree to negotiate in good faith the maximum Not In Good Order (“NIGO”) rate.
				
	TOA Initiation – Delivers	  	Transfers Out (TOA delivers)	  	Fidelity will process 95% of transfers that are received In Good Order within 3 business days of receipt.	  	Transfer documentation must be IGO.
				
	Cash Disbursement from Business Accounts	  	Delivery of cash to GECTC	  	Fidelity will deliver funds to GECFT within 1 day of settlement of transactions.	  	Request from GEFTC is in IGO.

  
 24 

							
	 Business
Process
	  	 Key Activity
	  	 Performance Level
	  	 Prerequisite (if any)

	Journal from Business Account to Omnibus Account	  	Asset Movements, Trailing Dividends/Interest	  	Fidelity will process 95% of journal request on the same day of receipt of Letter of Instruction (“LOI”). This also includes dividends and interest income received in the non-omnibus GEFTC Accounts. Fidelity shall journal
such assets to the GEFTC Omnibus Account per GEFTC’s instruction.	  	GEFTC to provide a letter of instruction (“LOI”) IGO on the journal of assets.
				
	NASU	  	New Account Set- Up	  	Completed same business day.	  	 Brokerage account application must be received IGO through Fidelity’s Covington, KY facility by 1:30 pm E.T.

 
 Large faxed New Account volume near cut-off time
may affect standard.

				
	 Trade
 Execution
	  	Equity Execution Quality	  	95% of all trades through Fidelity will be executed at or between the quoted spreads.	  	Fidelity must receive at least 3 day prior notice of any planned rebalancing activity.
				
	Service	  	Telephone Calls	  	85% of telephone service calls will be answered within 20 seconds.	  	Based upon volume routed through appropriate 800 number/PIN.
				
	Service	  	 Problem
 Resolution
	  	75% of work items resolved within 2 days	  	Tracking work item must be opened by Fidelity CSM.

  
 25 

 Exhibit D 

Additional GEFTC Representations and Warranties 

GEFTC represents warrants and agrees as follows: 
  

	1.	 GEFTC is a “bank” as that term is defined in Section 3(a)(6) of the Securities Exchange Act, as
amended (the “Exchange Act”), and is exempt from registration as a “broker” or “dealer” under the Exchange Act. Subsequent to the May 12, 2001 effective date of relevant provisions of the Gramm-Leach-Blilely Act
(the “GLB Act”), GEFTC will operate its activities in such a manner so as to remain exempt from broker dealer registration. 

  

	2.	 GEFTC has received all necessary consents, authorizations and approvals (collectively, the
“Approvals”) from any fiduciaries, co-fiduciaries, grantors, beneficiaries or other persons or entities exercising authority or rights with respect to the Clients under any account.

  

	3.	 GEFTC has made such disclosures to Clients regarding all third-party service providers we use and any personal
information GEFTC passes through to third-party providers in the course of managing Client Accounts. 

  

	4.	 Clients executing authorizing documents, including the delegation to GEFTC of discretionary investment
authority, shall be properly authorized to do so by the person, grantor, trust, institution or other entity the Client represents. 

  

	5.	 In the event GEFTC provides instructions to Fidelity via a faxed or imaged document, GEFTC represents that it
will have the original of that document in its files and will forward to Fidelity upon request. 

  

	6.	 GEFTC shall be financially responsible for any unsatisfied financial obligation in GEFTC’s firm or Client
Accounts in that event that that obligation is the result of instructions, or an order that GEFTC or a third-party service provider working for GEFTC directs to Fidelity. 

 

	7.	 GEFTC understands and accepts that for a variety of reasons, including verification of securities transactions
and other information, Fidelity may monitor and / or tape-record telephone conversations with GEFTC and its employees. GEFTC also understands that such monitoring and/or recording may take place without an audible electronic “beep”, tone
or vocal announcement to indicate the line may be recorded. GEFTC consents to such recording and will be solely responsible for notifying, and obtaining the consent of all present GEFTC employees, and any that join GEFTC in the future, that such
conversations may be monitored and/or recorded. GEFTC consents to the admission of such recordings as evidence in any adjudication of any dispute or claim arising under this representation should Fidelity wish to admit them. 

 

	8.	 GEFTC shall not alter the Fidelity custodial agreement, disclosure statement, client agreements, or Client
applications provided to GEFTC by Fidelity. 

  
 26 

 AMENDMENT 

OF THE 

SUBCUSTODIAL AND 

SERVICE AGREEMENT 

This amendment (“Amendment”) to the Subcustodial and Service Agreement, including any prior amendments thereto,
(“Agreement”) between Genworth Financial Trust Company (“GFTC”) and Fidelity Brokerage Services LLC (“FBS”) and National Financial Services LLC (“NFS”), (FBS and NFS together, “Fidelity”) acting
through its business unit Fidelity Registered Investment Advisor Group (“FRIAG”) (Fidelity, FRIAG and GFTC may individually be referred to as a “Party” or collectively as “Parties”), is entered into by and among the
parties hereto as of February 22, 2007 (“Effective Date”). 
 WHEREAS, Fidelity and GFTC intend to amend certain pricing
terms set forth in Exhibit B to the Agreement; 
 WHEREAS, GFTC desires Fidelity to provide additional products/services to GFTC including
customizing reports of execution quality, referral programs and marketing support programs; 
 WHEREAS, Fidelity intends to work with GFTC
to scope additional products/services requested by GFTC, including customization of execution quality reports, referral programs and marketing support programs; 

WHEREAS, the Parties intend to negotiate in good faith the addition of mutually agreed upon services to this Agreement, including related
pricing for such services. 
 NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other good and valuable
consideration, the receipt and adequacy of which is hereby acknowledged, the parties, intending to be legally bound, do hereby agree as follows: 
 1.
Exhibit B, entitled Pricing Schedule, is hereby amended to replace in its entirety the section entitled Equities as follows: 

 EQUITIES 

Trades submitted electronically (via Advisor Channel or Checkfree APL): 

 

					
	 Minimum ticket charge:
	  	 	[	***] per trade 
	 Maximum ticket charge:
	  	 	[	***] per trade* 
	 Cents per share charge:
	  	 	[	***]/share 
	 Rep. assisted trades placed via telephone
	  			
	 Minimum ticket charge:
	  	 	[	***] per trade 
	 Maximum ticket charge:
	  	 	[	***] per trade* 
	 Cents per share charge:
	  	 	[	***]/share 

  

			
	 *  Maximum ticket charge shall apply as a ceiling for the Cents per
share charge of [***]/share in the case of trades submitted electronically and of [***]/share in the case of Rep. assisted trades placed via telephone, however; trades executed via Fidelity Capital Markets Services Institutional Program Trading
capabilities (which may include Domestic Institutional Block Trading, Standard Algorithmic Trading, Proprietary Algorithmic Trading, and Staged CrossStream Trading) will include a surcharge of [***] per share:

 2. Billing. With respect to the billing of charges associated with the annual GFTC rebalancing only, such charges will
be billed directly to GFTC in two separate installments. Each such installment shall be equal to fifty percent (50%) of the total annual rebalancing charges. The first installment shall be billed as part of the Q1 billing cycle (to be paid by GFTC
in Q2) and the second installment shall be billed as part of the Q3 billing cycle (to be paid by GFTC during Q4 2007). The second installment will only be due and payable to Fidelity if a mutually agreed upon set of services (outlined in
Section 3) are materially delivered and implemented in accordance with the good faith amendment process outlined in section 3, unless any such failure by Fidelity to meet the requirements outlined in Section 3 below is materially due to
the action or inaction of GFTC in which case the second installment shall be due. 
 3. Additional Products/Services. The Parties hereby agree to act
in good faith and use commercially reasonable efforts to amend the existing Agreement within sixty (60) days of the date hereof to include additional products/services, including charges for such products/services. Such an amendment shall be
subject to mutual agreement by the Parties. Further, as part of this effort towards defining and providing additional products/services, the parties agree to act in good faith to scope out the following products/services currently requested by GFTC:

  

	 	a)	 customization of execution quality reports for GTFC trades; 

 

	 	b)	 participation in business development or referral programs; 

 

	 	c)	 provision of additional general marketing consulting services and programs (does not include expenses for
reproduction of marketing materials); 

  

	 	d)	 consultation and implementation of new TOA workflows; and 

 

	 	e)	 consultation and implementation of 401k distribution strategies. 

 4. This Amendment may be executed in one or more counterparts, each of which shall be deemed an original and
all of which, when taken together, shall constitute one and the same instrument. 
 5. The pricing set forth in this Amendment will be effective on the
Effective Date. 
 6. Unless amended herein, all other provisions of the Agreement shall remain in full force and effect. 

 

									
	National Financial Services LLC	  	Genworth Financial Trust Company
					
	By:	 	 /s/ Jennifer Moran
	 		  	By:	  	 /s/ Michael J Abelson

	Name:	 	Jennifer Moran	 		  	Name:	  	Michael J Abelson
	Title:	 	Sr. Vice President	 		  	Title:	  	Senior Vice President
	Date:	 	Feb 23, 2007	 		  	Date:	  	Feb 22, 2007

			
		 	

  

			
	 

	  	Fidelity Institutional
	 FI CMS SCANNING FORM
	  	
		
	 FIMCo Box Number
	  	00001639567
		
	 Firm Name
	  	GENWORTH FINANCIAL TRUST CO.
		
	 Firm Number
	  	18582
		
	 Contract/Amendment Type
	  	AMENDMENT TO CUSTODY AGMT - COST BASIS REPORTING
		
	 Corresponding Contract ID
	  	
		
	 Contract Effective Date
	  	12/13/2011
		
	 Business Unit
	  	FIDELITY INSTITUTIONAL WEALTH SERVICES
		
	 Firm Status
	  	ACTIVE
		
	 Contract Name

	  	FIDELITY INSTITUTIONAL WEALTH SERVICES
		
	 Amendment Completed Date
	  	
		
	 Amendment ID
	  	30183
		
	Notes Field	  	
		  	

			
	 	 	
	 	 	
	 	 	
	 	 	
	 	 	

  
 

 

 EXECUTION COPY 

DEC 16 2011 
 AMENDMENT TO THE
CUSTODY AGREEMENT 
 This Cost Basis Reporting Amendment (this “Amendment”) to the Subcustodial and Service Agreement (the
“Agreement”) made and entered into November 1, 2005 by and among Fidelity Brokerage Services LLC (“FBS”), National Financial Services LLC (“NFS”) (together, “Fidelity”), and Genworth Financial Trust
Company (“Customer”), shall be effective as of the date, or the last of the dates, if different, on which this Amendment is executed by FBS, NFS and Customer (the “Effective Date”). 

WHEREAS, the parties wish to amend the Agreement, as set forth below: 

NOW, THEREFORE, in consideration of the mutual covenants contained herein and other good and valuable consideration, Fidelity and Customer
agree as follows: 
  

	 	1.	 The attached “Cost Basis Reporting Addendum” (the “Addendum”) is hereby added to the
Agreement. 

  

	 	2.	 Except as specifically amended hereby, the terms, provisions, conditions, covenants and agreements set forth in
the Agreement are hereby confirmed and shall remain in full force and effect. 

  

	 	3.	 In the event of a conflict between the terms of the attached Addendum and the terms of the Agreement, the terms
of the Agreement shall control. 

 IN WITNESS WHEREOF, the Parties hereto have caused this Amendment to be executed as of
the Effective Date. 
  

									
	Fidelity Brokerage Services LLC	 		 	     National Financial Services LLC

									
					
	BY:	 	 /s/ Melissa Morganti Zizza
	 		 	     BY:	 	 /s/ Pui Shan Ng

									
	PRINT NAME:	 	Melissa Morganti Zizza	 		 	PRINT NAME:	 	Pui Shan Ng
	PRINT TITLE:	 	Vice President	 		 	PRINT TITLE :	 	Vice President
	DATE SIGNED:	 	12/13/11	 		 	DATE SIGNED:	 	12-6-2011
				
	Customer	 		 		 	

									
					
	NAME:	 	Genworth Financial Trust Company	 		 		 	

									
					
	BY:	 	 /s/ Bradford Wheeler
	 		 		 	

									
	PRINT NAME:	 	Bradford Wheeler	 		 		 	
	PRINT TITLE:	 	PRESIDENT	 		 		 	
	DATE SIGNED:	 	11/30/2011	 		 		 	

 COST BASIS REPORTING ADDENDUM 

WHEREAS, the Internal Revenue Service has issued final regulations on broker reporting of sales of securities and on the basis of securities
pursuant to Sections 6045(g), 6045A, and 6045B of the Internal Revenue Code (the “Cost Basis Rule”), which require an applicable person (as such term is defined in the Cost Basis Rule) to furnish to a receiving broker a transfer statement
that includes certain information about a transferred security (“Transfer Statement”); 
 WHEREAS, pursuant to the arrangement
between the parties governed by the Custody Agreement, Fidelity is an “applicable person” under the Cost Basis Rule, and Customer is a bank that maintains the information prescribed by Treasury Regulations
Section 1.6045A-1(b) to be included in a Transfer Statement as required by the Cost Basis Rule (“Required Information”); 

WHEREAS, Customer may elect to either 1) provide to Fidelity the Required Information for each transaction necessary for Fidelity to complete
and issue Transfer Statements; or 2) issue its own Transfer Statements directly without the involvement of Fidelity, in each case on the terms and subject to the conditions set forth herein. 

NOW, THEREFORE, in consideration of the mutual covenants contained herein and other good and valuable consideration, Fidelity and Customer
agree as follows: 
  

	1.	 CUSTOMER OBLIGATIONS 

1.1. Required Information. 

(a) Customer agrees to provide Fidelity with instructions as to the manner in which it shall facilitate compliance with the Cost Basis Rule as
set forth on Exhibit A. Such instructions shall be provided to Fidelity in writing on or before December 15, 2011. Fidelity may use and disclose to the receiving broker any Required Information provided by Customer to carry out its
obligations under this Amendment and under applicable law, including without limitation by issuing Transfer Statements consistent with the Cost Basis Rule. 

(b) In providing any Required Information to Fidelity hereunder, Customer shall comply with all applicable laws, including, without limitation,
laws governing the collection, use and distribution of personal information. The Parties acknowledge that the Required Information may include personal and other confidential information. Customer shall promptly notify Fidelity of any contractual
restrictions to which it is subject which may govern, limit or otherwise impact the collection, use or distribution of the Required Information as contemplated under this Custody Agreement. 

(c) Customer agrees that Customer is exclusively responsible for the accuracy and adequacy of all the Required Information that it transmits to
Fidelity. Customer represents and warrants that the Required Information transmitted to Fidelity will not disrupt, disable, harm, or otherwise impede any software, firmware, hardware, computer system or network owned by Fidelity or operated for or
on behalf of Fidelity. 
 1.2. No Fees. The Parties acknowledge that no fees are payable by Customer to Fidelity under this Amendment.

  
 2 

	2.	 FIDELITY OBLIGATIONS 

2.1. Required Information. Fidelity hereby agrees to use the Required Information only for purposes related to the Cost Basis Rule and
for any other purposes permitted or required by applicable law. Fidelity will maintain the security and confidentiality of the Required Information, including shareholder data, as required by applicable law. 

 

	3.	 WARRANTIES; LIMITATIONS; AND INDEMNIFICATION 

3.1. Customer Responsibilities. Customer acknowledges and agrees that it is solely responsible for ensuring that its delivery of any
Required Information to Fidelity complies with all applicable laws, rules and regulations of relevant federal and state authorities, applicable self-regulatory organizations and any other regulatory authority. Customer represents and warrants to
Fidelity that: (a) the Required Information it provides will be complete and accurate; (b) it has authority to possess and to provide the Required Information and is in compliance with and is not violating any privacy or confidentiality rules,
regulations, or agreements by providing same; (c) Fidelity is authorized to use the Required Information in order to comply with its Cost Basis Rule obligations; and (d) the Required Information does not contain any malicious code and will
not cause any computer virus or data corruption. 
 3.2. Indemnification. Customer will indemnify and hold harmless Fidelity and its
Affiliates, officers, directors, employees and agents from and against any and all penalties, fines and interest assessed by the Internal Revenue Service, as well as any and all other liabilities, damages, awards, settlements, losses, claims and
expenses, including without limitation reasonable attorney fees and expenses and costs of investigation (collectively, “Damages”) resulting from and to the extent arising from Customer’s breach of any term or condition of this
Amendment. In the event that any Required Information is disclosed by Fidelity at any time, such disclosure shall be made in accordance with all applicable laws, rules and regulations, including but not limited to the Graham-Leach-Bliley Act as it
applies to Customer. 

  
 3 

 EXHIBIT A 

In accordance with the terms of this Amendment, Customer shall inform Fidelity which of the methods set forth below it desires to employ in order to ensure
compliance with the Cost Basis Rule. Customer shall deliver to Fidelity all Required Information needed by Fidelity to carry out its obligations under this Amendment and to comply with applicable law, including, without limitation, the Cost Basis
Rule. 
 Method A: 
 On or before the thirteenth (13th) day following settlement of a transfer of assets, Customer shall provide Fidelity with the Required Information necessary for Fidelity to issue Transfer Statements in compliance with the Cost Basis
Rule. Customer shall submit to Fidelity the Required Information via the platform agreed to by the parties. 
 Method B: 

Customer acknowledges Fidelity’s duty to furnish Transfer Statements under the Cost Basis Rule. Customer represents and warrants that it shall perform the
functions on Fidelity’s behalf necessary to satisfy this regulatory obligation, including, but not limited to, gathering and maintaining the Required Information, creating Transfer Statements, and issuing the Transfer Statements to the
receiving brokers as required by the Cost Basis Rule. Fidelity agrees to provide Customer with any Required Information in its possession necessary to assist Customer in fulfilling its obligations hereunder to furnish such Transfer Statements. 

  
 4 

 AMENDMENT #2 TO THE SUBCUSTODIAL AND SERVICES
AGREEMENT 
 This AMENDMENT #2 TO THE SUBCUSTODIAL AND SERVICES AGREEMENT, (this “Amendment”), dated June 23, 2015, is entered into by
and between Fidelity Brokerage Services LLC (“FBS”) and National Financial Services LLC (“NFS”) (Collectively “Fidelity”) and AssetMark Trust Company (“ATC”) (formerly, GE Financial Trust Company)
(“Customer”). 
 WHEREAS, Fidelity and Customer entered into a Subcustodial and Services Agreement, dated as of November 1, 2005, and amended
effective February 22, 2007 (the “Agreement”), pursuant to which Customer engaged Fidelity to act as its sub-custodian in effecting transactions for its clients through Fidelity’s brokerage
platform and providing certain other related services. 
 WHEREAS, the parties desire to amend the Agreement as set forth below. 

NOW THEREFORE, in consideration of the foregoing and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the
parties hereto agree as follows: 
 1. Exhibit B of the Agreement, as amended by the February 22, 2007, Amendment, is hereby deleted in its entirety and
replaced with the new Exhibit B attached hereto. The pricing in Exhibit B includes payments from Fidelity to ATC that are a percentage of the income received by Fidelity related to fund holdings. Fidelity shall provide a monthly payment report to
ATC. 
 2. Section 2.2 of the Agreement is hereby deleted in its entirety and replaced with the following Section 2.2: 

“In the event no written notification is given as set forth above, this Agreement shall be deemed to have been renewed for additional successive one-year periods. At any time during such additional periods, this Agreement may be terminated by Fidelity giving 180 days prior written notification to Customer, or by Customer giving 90 days prior written notice
to Fidelity, and such termination shall be effective as of the end of such 180 or 90 day period, as applicable. Upon termination of this Agreement, both Customer and Fidelity agree to provide ongoing support and operational services pursuant to this
Agreement no less than 90 days from termination or until the completion of the conversion of the assets, whichever occurs earlier.” 
 3. Since the 2005
execution of the Agreement, ATC’s custodial business has expanded, and ATC accepts Client accounts referred to it, not only by its registered investment advisory affiliate AssetMark, Inc. (previously named GE Private Asset Management, Inc.),
but also from third party registered investment advisers. The expansion of ATC’s custodial Client base in no way affects Fidelity’s obligations under the Agreement but, for purposes of clarity, the Parties agree to amend Section 3 of
the Agreement as follows: 

 Paragraph 3.2.4 is amended to clarify that Advisory Firm, a third party registered investment adviser and/or
Client is responsible for making investment decisions and/or suitability determinations with respect to such Clients and ATC Accounts, and Fidelity will not be responsible for monitoring the investment decisions and/or suitability determinations
with respect to such Clients and ATC Accounts. 
 Paragraph 3.2.8 is amended to clarify that ATC, Advisory Firm, a third party registered investment adviser
and/or Client is responsible for monitoring the investment in Client Accounts held at Fidelity, and Fidelity will not be responsible for monitoring the investment made in any Client Accounts. 

Paragraph 3.3.1 is amended to clarify that with regard to each Client Account, the Client has authorized Advisory Firm to establish a custodial Account for
the Client’s benefit or has established a custodial Account on their own behalf or another person has been authorized to establish a custodial Account for the Client’s benefit. 

Paragraph 3.3.3 is deleted in its entirety as unnecessary. 
 4.
Except as expressly amended by this Amendment #2, the Agreement shall remain in full force and effect. References to the Agreement in other agreements, documents or instruments shall be in reference to the Agreement, as amended hereby. In the event
one or more provisions of this Amendment conflicts or is inconsistent with one or more provisions of the Agreement, the provisions of this Amendment shall control. Except as otherwise provided, the capitalized terms in this Amendment shall have the
same meaning as set forth in the Agreement. This Amendment may be executed in one or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same agreement. The facsimile signature of any
party to this Amendment shall constitute the valid and binding execution hereof by such party. 

 IN WITNESS WHEREOF, each party has caused this Amendment to be executed by its duly authorized
representative as of the date first set forth above. 
  

									
	AssetMark Trust Company	  		 	Fidelity Brokerage Services LLC
					
	By:	  	 /s/ Carrie E. Hansen
	  		 	By:	  	 /s/ Michael Danick

	Name:	  	Carrie E. Hansen	  		 	Name:	  	Michael Danick
	Title:	  	EVP, COO	  		 	Title:	  	Vice President
	Date:	  	06/23/2015	  		 	Date:	  	6/30/15
				
	National Financial Services LLC	  		 		  	
					
	By:	  	 /s/ Pui Shan Ng
	  		 		  	
	Name:	  	Pui Shan Ng	  		 		  	
	Title:	  	Vice President	  		 		  	
	Date:	  	6-30-2015	  		 		  	

 Exhibit B 

Fidelity Pricing 

CLIENT NAME: ASSETMARK TRUST COMPANY 
  

					
	 	  	FIDELITY
Terms	 
	 AssetMark Mutual Fund Pricing:
	  			
	 Annual Base Fee ($) (per account):
	  	 	[	***] 
	 Custody Fee (bps):
	  	 	[	***] 
	 Transaction Fee (on all TF trades):
	  	 	[	***] 
	 Transaction Fee Surcharge (NPFF Buy Side Transactions):
	  	 	[	***] 
	 Monthly Minimum ($):
	  	 	[	***] 
	 Deconversion/Close out Fee:
	  	 	[	***] 
	 Proprietary Fund Fee:
	  	 	[	***] 
	 Wire Fees:
	  	 	[	***] 
	 Payments to AssetMark:
	  			
	 Funds Excluding Proprietary Funds
	  			
	 Expense Reimbursement - NTF (No Transaction Fee)
	  	 	[	***] 
	 Expense Reimbursement - RFN (Identified EB Assets Only)
	  	 	[	***] 
	 Expense Reimbursement - Asset Based Service Payment
	  	 	[	***] 
	 Expense Reimbursement - Asset Based Administrative Fee
	  	 	[	***] 
	 Proprietary Funds Only
	  			
	 Expense Reimbursement - NTF (No Transaction Fee)
	  	 	[	***] 
	 Expense Reimbursement - RFN (Identified EB Assets Only)
	  	 	[	***] 
	 Expense Reimbursement - Asset Based Service Payment
	  	 	[	***] 
	 Expense Reimbursement - Asset Based Administrative Fee
	  	 	[	***] 
	 AssetMark IS Custody Pricing: 
	  			
	 Electronic Equities
	  	 	[	***] 
	 Manual Equities
	  	 	[	***] 
	 International (USD Settlement) 2
	  	 	[	***] 
	 International (Local Currency Settlement)
3
	  	 	[	***] 
	 Fixed Income 4
	  	 	[	***] 
	 Tradeaway Fee
	  	 	[	***] 
	 International Tradeaway Fee
	  	 	[	***] 
	 Electronic Options
	  	 	[	***] 
	 Manual Options
	  	 	[	***] 

 Detail Notes: 
  

	A.	 Custody Fee excludes Fidelity fund assets for TrustCustody Customers only. 

 

	B.	 The funds reserve the right to change or suspend payments or impose certain restrictions at anytime. In
accordance therewith, Fidelity may revise or suspend payment at any time. 

  

	C.	 Expense Reimbursement Program Payments - The Parties agree that all expense reimbursement payments on Funds
Excluding Proprietary Funds will be reduced to [***] on February 1st, 2017. 

  

	D.	 Expense Reimbursement Program Payments - NTF, RFN, and Asset Based Administrative Fees - Statements are
published in WealthCentral 1 month following billing period. Payments are made 1 month + 7 days following billing period. If 1 month + 7 days falls on a weekend, payments are made the following business day. 

 

	E.	 Expense Reimbursement Program Payments - Asset Based Service Payments - Statements and payments are processed
the 15th day of the month following billing period, with the exception of certain NTF funds which are processed the 20th day of the month. If the 15th or 20th fall on a weekend, payments are made the following business day. 

 

	 	i.	 Expense Reimbursement Service Payment - NTF - Payments from Fidelity to reimburse TPA and/or bank trust
organizations for administrative expenses associated with providing services to a retirement plan or trust account. Payments are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	ii.	 Expense Reimbursement Service Payment - RFN - Additional payments from Fidelity for participant recordkeeping
and related costs associated with the servicing of employee benefit plans. Please note that the RFN component is only paid with respect to eligible employee benefit assets when TPA and/or bank trust organizations associated with such assets have
signed an attestation stating that their accounts are eligible employee benefit assets and are in the appropriate RFN branch prefixes. Some funds may have special requirements in support of the TPA Retirement Network program (e.g., NAV
requirements). Please contact the individual fund company directly for more details. Payments are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	iii.	 Expense Reimbursement - Asset Based Service Payments - Payments shall be paid from Fidelity to ATC to pay or
reimburse ATC for expenses associated with services performed for their clients. This amount may coincide with the fee that would otherwise be payable if it were being made pursuant to a Rule 12b-1 arrangement
as indicated in the fund’s prospectus. The amounts paid are based on the fees actually received by Fidelity from the Fund company or a service provider to the fund, such as the fund adviser or principal underwriter, and may differ from those
stated in either the applicable fund prospectus or herein, with the exception of certain NTF funds which are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	iv.	 Expense Reimbursement - Asset Based Administrative Fees - Asset Based Administrative Fees are paid by certain
fund companies on non-NTF positions in lieu of a per position fee. Payments are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	F.	 Proprietary Funds include funds advised by AssetMark, Inc., and include funds in the GPS Funds I and GPS Funds
II series trusts and are generally named GuideMark and GuidePath. Proprietary Funds also include the Genworth Financial Contra Fund (cusip number: 15642U303), soon to be known as the Savos Dynamic Hedging Fund advised by Altegris Advisors, L.L.C.

  

	G.	 Each party has the right to reevaluate pricing every year. 

 

	H.	 Please contact your Fidelity relationship manager to discuss pricing related to transactions in
securities/trading types other than those listed herein. In the event that you place an order prior to executing an amendment specific to the pricing of such securities/trading types, you agree to pay the Fidelity standard pricing then in effect for
such securities/trading types, as may be amended by Fidelity from time to time. A Fidelity Transaction Pricing Schedule is available upon request. 

	I.	 Soon after the effectiveness of this Amendment #2, ATC shall transfer to Fidelity for services under the
Agreement substantially all the mutual fund assets held in ATC custodial Accounts, currently approximately [***]. The Parties acknowledge that the actual amount converted may be greater than or less than [***] due to market activity or client
issues. Immediately after such mutual fund assets have been transferred to Fidelity, Fidelity shall lower the Electronic Equities pricing to [***] per share, from [***] 

 

	J.	 Beginning on the date of the completion of the transfer to Fidelity of substantially all the mutual fund assets
held in ATC custodial Accounts after the effectiveness of this Amendment #2, the expense reimbursement payments from Fidelity to ATC shall be based on the rates Fidelity provided to ATC by email on May 1, 2015, with the exception of the
following funds: CNR Intermediate Fixed Inc N, CNR Emerging Markets N, and CNR Fixed Inc Opportunities N fund. ATC acknowledges that fund families may renegotiate rates paid to Fidelity, but Fidelity shall use commercially reasonable efforts to
negotiate reasonable expense reimbursement payments. 

  

	K.	 Fidelity shall build and launch for use by ATC an enhanced daily accrual dividend file capability. The enhanced
capabilities will include a daily file with cusip, pay date, month-to-date accrual amount, share quantity, and other related data elements required to calculate and
reconcile daily accrual balances. 

  

	L.	 Fidelity shall launch for use by ATC an enhancement to the daily income feature to expand the rate field to 5
decimals. 

  

	1 	 Maximum ticket charge shall apply as a ceiling for the Cents per share charge of [***]/share in the case of
trades submitted electronically and of [***]/share in the case of Rep. assisted trades placed via telephone, however; trades executed via Fidelity Capital Markets Services Institutional Program Trading capabilities (which may include Domestic
Institutional Block Trading, Standard Algorithmic Trading, Proprietary Algorithmic Trading, and Staged CrossStream Trading) will include a surcharge of $.005 per Share. 

	2 	 Except for Canada, where price is [***] per share if share price is greater than [ ***], [ ***] per share if
share price is less than [***]. Fx component of trade is [***] for Canada and [***] for all other countries 

	3 	 Pricing varies by country consisting of a flat per trade fee and a basis point fee on principal. Schedule
available via your relationship manager. 

	4 	 Certain fixed income transactions are subject to additional fees including [***] for Commercial Paper, [***]
for government T-bills auction orders placed through the trading desk. For agency business, Muni-Resets and Auction Rate Preferred securities are charged a [***] transaction fee and Exchange Traded fixed
income securities are [***] per bond with a [***] minimum. UIT’s are charged [***] per trade. 

  

							
	 /s/ Carrie E. Hansen
	 		 		 	 6/23/2015

	ASSETMARK TRUST COMPANY	 		 		 	Date

			
		 	

  

			
	

	  	Fidelity Institutional
	 FI CMS SCANNING FORM
	  	
		
	 Box Number
	  	264640418
		
	 Firm Name
	  	ASSETMARK TRUST COMPANY
		
	 Firm Number
	  	18582
		
	 Contract/Amendment Type
	  	AMENDMENT
		
	 Contract ID
	  	
		
	 Contract/Amendment Effective Date
	  	7/23/2015
		
	 Business Unit
	  	IWS
		
	 Amendment ID
	  	118326
		
	 Notes Field
	  	

  

			
	 	  	
	 	  	
	 	  	
	 	  	
	 	  	

  
 

 

 EXECUTION COPY 

AUG 21 2015 
 AMENDMENT TO THE
SUBCUSTODIAL AND SERVICE AGREEMENT 
 This trade away amendment (this “Amendment”) to the Subcustodial and Service Agreement
made and entered into November, 2005, by and among Fidelity Brokerage Services LLC (“FBS”), National Financial Services LLC (“NFS”) (together, “Fidelity”), and AssetMark Trust Company (“Customer”), shall be
effective as of the date, or the last of the dates, if different, on which this Amendment is executed by FBS, NFS and Customer (the “Effective Date”). 

WHEREAS, the parties wish to amend the Subcustodial and Service Agreement, as set forth below: 

NOW, THEREFORE, in consideration of the mutual covenants contained herein and other good and valuable consideration, Fidelity and Customer
agree as follows: 
  

	 	1.	 The attached “Trade Away Addendum” (the “Addendum”) is hereby added to the Subcustodial and
Service Agreement. 

  

	 	2.	 Except as specifically amended hereby, the terms, provisions, conditions, covenants and agreements set forth in
the Subcustodial and Service Agreement are hereby confirmed and shall remain in full force and effect. 

  

	 	3.	 If any provision of the attached Addendum conflicts or is inconsistent with any provision of the Subcustodial
and Service Agreement, the provisions of this Addendum will control for securities transactions executed by Executing Brokers on behalf of IMA Manager’s Clients. 

IN WITNESS WHEREOF, the Parties hereto have caused this Amendment to be executed as of the Effective Date. 

 

									
	Fidelity Brokerage Services LLC	  	    	  	National Financial Services LLC
			
	BY: /s/ Michael Danick
                                         
               	  		  	BY: /s/ Pui Shan
Ng                                         
                        
	PRINT NAME:	  	Michael Danick	  		  	PRINT NAME:	  	Pui Shan Ng
	PRINT TITLE: 	  	Vice President	  		  	PRINT TITLE:	  	Vice President
	DATE SIGNED:	  	7/23/15	  		  	DATE SIGNED:	  	7-23-2015

  

			
	Customer	 	
	
	NAME: AssetMark Trust Company
	
	BY: /s/ Gaurav Auditya
                                        

	PRINT NAME:	 	Gaurav Auditya
	PRINT TITLE:	 	Vice President of Custody Operations, Trade Operations and Reporting
	DATE SIGNED:	 	July 13, 2015

 TRADE AWAY ADDENDUM 

WHEREAS, Customer’s Clients include those with Individually managed Accounts (“IMA”) managed by managers with discretionary
authority (“IMA Managers”), and Customer desires that Fidelity accept from IMA Managers instructions relating to the settlement of trade away securities transaction (“Trade Away Transactions”) executed by Executing Brokers on
behalf of a Client. 
 WHEREAS, the terms of this Trade-Away Addendum (“Addendum”) will apply to any instruction or representation
an IMA Manager gives to Fidelity for securities transactions that IMA Manager places directly with any broker-dealers, including both foreign and domestic broker-dealers that are not affiliated with Fidelity (“Executing Brokers”). 

NOW, THEREFORE, in consideration of the mutual covenants contained herein and other good and valuable consideration, Fidelity and Customer
agree as follows: 
 (1) As between IMA Manager and Fidelity, IMA Manager is solely responsible for the selection, monitoring and supervision of Executing
Brokers, including assessing their execution capabilities and financial strength. IMA Manager will perform such due diligence as it believes is necessary in connection with its selection of Executing Brokers. Fidelity will have no obligation to
select, monitor or supervise Executing Brokers. 
 (2) Fidelity’s role in any Trade Away Transaction IMA Manager arranges is limited to acting as
custodian and settlement agent in settling transactions for Customer and IMA Manager’s Clients. Customer and IMA Manager will not identify Fidelity as executing broker or counterparty in any securities transaction IMA Manager arranges with an
Executing Broker, and any such designation will not be binding on Fidelity. 
 (3) Customer agrees that IMA Manager must comply with the Trade-Away
Operational Procedures, as amended from time to time with notice to Customer and IMA Manager (“Procedures”). Fidelity will act solely as settlement agent and custodian in Trade Away Transactions, and will have no other responsibility
whatsoever with regard to the execution or clearance of any such transactions. Fidelity’s duties in this regard will be further conditioned upon Fidelity (directly or through its agents) having custody of or receiving the subject securities or
other property (including cash) in good deliverable form before settlement. Fidelity is not obligated, nor will it undertake to settle any Trade Away Transaction in any account without sufficient cash or securities in the account to settle the
transaction on settlement date. 
 (4) Fidelity in its sole discretion may limit or restrict IMA Manager’s ability to deal with particular Executing
Brokers, or may place limits on the number or volume of Trade Away Transactions IMA Manager may affect on behalf its Clients. Fidelity may also require Customer and IMA Manager’s Clients to maintain minimum net equity in the Accounts. Fidelity
will provide written notice of any such requirements, limitations and restrictions (“Rules”) and Customer and IMA Manager must comply with such Rules. 

  
 2 

 (5) Fidelity may terminate this Addendum and no longer accept for settlement and custody of trade away
transactions and securities in the event IMA Manager or Customer fails to comply with the terms of this Addendum. 
 (6) Fidelity may charge Clients trade
away fees as set forth in the Custody Agreement Fee Exhibit as it may be revised from time to time. Customer agrees to notify its Clients of such fees associated with trade away securities transactions to the extent that they are charged Client
Accounts. 
 (7) To facilitate settlement on behalf of Customer’s Clients, Fidelity may book Trade Away Transactions through its systems in a manner
that makes them appear as though they are “buys” and “sells,” and may reflect this activity as a “trade” on standardized communications. Customer understands that, notwithstanding the presentation of this information on
communications that Customer and IMA Manager receive from Fidelity, Fidelity is acting solely as settlement agent in connection with Trade Away Transactions. 

In consideration of Fidelity’s acceptance of instructions relating to Trade Away Transactions executed through Executing Brokers, Customer agrees to
indemnify and hold harmless Fidelity and their officers, directors, employees, agents, control persons and affiliates from and against all claims, losses, damages, liabilities and expenses (including reasonable attorneys fees arising out of or
relating to: (1) Customer’s or IMA Manager’s failure to comply with the terms or conditions of this Addendum; (2) the execution and clearance of any Trade Away Transaction, including the acts or omissions of any Executing Broker
or other party not controlled by Fidelity; (3) Fidelity’s following Customer’s or IMA Manager’s instructions pertaining to the settlement of Trade Away Transactions; or (4) a Trade Away Transaction that fails to settle as a
result of Customer’s or IMA Manager’s act or omission or due to insufficient cash or securities in an account to settle the Trade Away Transaction on settlement date. This indemnification obligation is in addition to that set forth in the
Custody Agreement. 
 Customer acknowledges that Fidelity reserves the right to confirm any instruction with IMA Manager or the Client prior to acting upon
the instruction. 

  
 3 

 AMENDMENT #5 TO THE SUBCUSTODIAL AND SERVICES AGREEMENT 

This Amendment #5, effective June 1, 2018, amends the Subcustodial and Services Agreement between “AssetMark Trust Company (“ATC”)
(formerly, GE Financial Trust Company) (“Customer”) and Fidelity Brokerage Services LLC (“FBS”) and National Financial Services LLC (“NFS”) (collectively, “Fidelity”) effective November 1, 2005, and any
amendments thereto (“the Agreement”). 
 This Amendment hereby modifies the Agreement by deleting Exhibit B in its entirety and replacing it with
a new Exhibit B attached hereto. The pricing in Exhibit B includes payments from Fidelity to ATC that are a percentage of the income received by Fidelity related to fund holdings. Fidelity shall provide a monthly payment report to ATC. 

Exhibit B 

Fidelity Pricing 
 CLIENT
NAME: ASSETMARK TRUST COMPANY 
  

			
	 	  	 FIDELITY

Terms

	 AssetMark Mutual Fund Pricing:
	  	
	 Annual Base Fee ($) (per account):
	  	[***]
	 Custody Fee (bps):
	  	[***]
	 Transaction Fee (on all TF trades):
	  	[***]
	 Transaction Fee Surcharge (NPFF Buy Side Transactions):
	  	[***]
	 Monthly Minimum ($):
	  	[***]
	 Deconversion/Close out Fee:
	  	[***]
	 Proprietary Fund Fee:
	  	[***]
	 Wire Fees:
	  	[***]
	 Payments to AssetMark:
	  	
	 Funds Excluding Proprietary Funds
	  	
	 Expense Reimbursement - NTF (No Transaction Fee)
	  	[***]
	 Expense Reimbursement - RFN (Identified EB Assets Only)
	  	[***]
	 Expense Reimbursement - Asset Based Service Payment
	  	[***]
	 Expense Reimbursement - Asset Based Administrative Fee
	  	[***]
	 Proprietary Funds Only
	  	
	 Expense Reimbursement - NTF (No Transaction Fee)
	  	[***]
	 Expense Reimbursement - RFN (Identified EB Assets Only)
	  	[***]
	 Expense Reimbursement - Asset Based Service Payment
	  	[***]
	 Expense Reimbursement - Asset Based Administrative Fee
	  	[***]
	 AssetMark IS Custody Pricing:
	  	
	 Electronic Equities
	  	[***] per Share / [***] per Trade Min / [***] per Trade Max1
	 Manual Equities
	  	[***] per Share / $[***] per Trade Min / [***] per Trade Max1
	 International Equities (USD
Settlement)2
	  	[***] [***] on Principal
	 International Equities (Local Currency Settlement)
	  	Varies based on Foreign Pricing Schedule
	 Fixed Income (Domestic and International)
	  	[***]
	 Domestic Tradeaway Fee
	  	[***]
	 International Tradeaway Fee
	  	[***]
	 Electronic Options
	  	[***]
	 Manual Options
	  	[***]

 See Detail Notes below for additional information 

 Detail Notes: 
  

	 	A.	 Custody Fee excludes Fidelity fund assets for TrustCustody Customers only. 

 

	 	B.	 The funds reserve the right to change or suspend payments or impose certain restrictions at anytime. In
accordance therewith, Fidelity may revise or suspend payment at any time. 

  

	 	C.	 Expense Reimbursement Program Payments – NTF, RFN, and Asset Based Administrative Fees – Statements
are published in WealthCentral 1 month following billing period. Payments are made 1 month + 7 days following following billing period. If 1 month + 7 days falls on a weekend, payments are made the following business day. 

 

	 	D.	 Expense Reimbursement Program Payments – Asset Based Service Payments – Statements and payments are
processed the 15th day of the month following billing period, with the exception of certain NTF funds which are processed the 20th day of the
month. If the 15th or 20th fall on a weekend, payments are made the following business day. 

 

	 	i.	 Expense Reimbursement Program Payment – NTF - Payments from Fidelity to reimburse TPA an/or bank trust
organizations for administrative expenses associated with providing services to a retirement plan or trust account. Payments are based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	ii.	 Expense Reimbursement Service Payment – RFN – Additional payments from Fidelity for participant
recordkeeping and related costs associated with the servicing of employee benefit plans. Please note that the RFN component is only paid with respect to eligible employee benefit assets when TPA and/or bank trust organizations associated with such
assets have signed an attestation stating that their accounts are eligible employee benefit assets and are in the appropriate RFN branch prefixes. Some funds may have special requirements in support of the TPA Retirement Network Program (e.g., NAV
requirements). Please contact the individual fund company directly for more details. Payments are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	iii.	 Expense Reimbursement – Asset Based Service Payments – Payments shall be paid from Fidelity to ATC to
pay or reimburse ATC for expenses associated with services performed for clients. This amount may coincide with the fee that would otherwise be payable if it were being made pursuant to a Rule 12b-1
arrangement as indicated in the fund’s prospectus. The amounts paid are based on the fees actually received by Fidelity from the Fund company or a service provider to the fund, such as the fund advisor or principal underwriter, and may diffor
from those stated in either the applicable fund prospectus or herein, with the exception of certain NTF funds which are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 
   

 

	1 	 Maximum ticket charge shall apply as a ceiling for the Cents per share charge of [***]/share in the case of
trades submitted electronically and of [***]/share in the case of Rep. assisted trades placed via telephone, however; trades executed via Fidelity Capital Markets Services Institutional Program Trading capabilities (which may include Domestic
Institutional Block Trading, Standard Algorithmic Trading, Proprietary Algorithmic Trading, and Staged CrossStream Trading) will include a surcharge of [***] per share. 

	2	 Except for Canada, where price is [***] per share if share price is greater than [***], [***] per share if
share price is less than [***]. Fx component of trade is [***] for Canada and [***] for all other countries. 

	3 	 Pricing varies by country consisting of a flat per trade fee and a basis point fee on principal. Schedule
available via your relationship manager. 

	4 	 Certain fixed income transactions are subject to additional fees including [***] for Commercial Paper, [***]
for government T-bills auction orders placed through the trading desk. For agency business, Muni-Resets and Auction Rate Preferred securities are charged a [***] transaction fee and Exchange Traded fixed
income securities are [***] per bond with a [***] minimum. UIT’s are charged [***] per trade. 

  
 Amendment to Subcucstodial
and Services Agreement 
 Page 2 of 3 

	 	iv.	 Expense Reimbursement – Asset Based Administrative Fees – Asset Based Administrative Fees are paid by
certain fund companies on non-NTF positions in lieu of a per position fee. Payments are made on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	E.	 Proprietary Funds include funds advised by AssetMark, Inc., and include funds in the GPS Funds I and GPS Funds
II series trusts and are generally named GuideMark and GuidePath. Proprietary Funds also include the Genworth Financial Contra Fund (cusip number: 15642U303), soon to be known as the Savos Dynamic Hedging Fund advised by Altegris Advisors, L.L.C.

  

	 	F.	 Each party has the right to reevaluate pricing every year. 

 

	 	G.	 Fidelity may collect Per Position on Transaction Fee funds, but shall not pay such fees to the customer.

  

	 	H.	 Please contact your Fidelity relationship manager to discuss pricing related to transactions in
securities/trading types other than those listed herein. In the event that you place an order prior to executing an amendment specific to the pricing of such securities/trading types, you agree to pay the Fidelity standard pricing then in effect for
such securities/trading types, as may be amended by Fidelity from time to time. A Fidelity Transaction Pricing Schedule is available upon request. 

  

	 	I.	 The expense reimbursement payments from Fidelity to ATC shall be based on the rates Fidelity provided to ATC by
email on May 1, 2015, with the exception of the following funds: CNR Intermediate Fixed Inc. N, CNR Emerging Markets N, and CNR Fixed Inc Opportunities N fund. ATC acknowledges that fund families may negotiate rates paid to Fidelity, but
Fidelity shall use commercially reasonable efforts to negotiate expense reimbursement payments. 

  

	 	J.	 Fidelity shall build and launch for use by ATC an enhanced daily accrual dividend file capability. The enhanced
capabilities will include a daily file with cusip, pay date, month-to-date accrual amount, share quality, and other related daya elements required to calculate and
reconcile daily accrual balances. 

  

	 	K.	 Fidelity shall launch for use by ATC on enhancement to the daily income feature to expand the rate field to 5
decimals. 

 Except as expressly amended by this Amendment, the Agreement shall remain in full force and effect. References to the
Agreement in other agreements, documents or instruments shall be in reference to the Agreement, as amended hereby. In the event one or more provisions of this Amendment conflicts or is inconsistent with one or more provisions of the Agreement, the
provisions of this Amendment shall control. Except as otherwise provided, the capitalized terms in this Amendment shall have the same meaning as set forth in the Agreement. This Amendment may be executed in one or more counterparts, each of which
shall be deemed an original, but all of which together shall constitute one and the same agreement. The facsimile signature of any party to this Amendment shall constitute the valid and binding execution hereof by such party. 

 

									
	National Financial Services LLC	 		 	AssetMark Trust Company
					
	By:	 	 /s/ Lisa O Smith
	 		 	By:	 	 /s/ Carrie Hansen

	Name:	 	Lisa O Smith	 		 	Name:	 	Carrie Hansen
	Title:	 	Vice President - Fidelity Clearing & Custody Solutions	 		 	Title:	 	EVP, COO
	Date:	 	6/19/2018	 		 	Date:	 	6/19/2018
				
	Fidelity Brokerage Services LLC	 		 		 	
					
	By:	 	 /s/ Mike Danick
	 		 		 	
	Name:	 	Mike Danick	 		 		 	
	Title:	 	Vice President	 		 		 	
	Date:	 	6/19/2018	 		 		 	

  

  
 Amendment to Subcucstodial
and Services Agreement 
 Page 3 of 3 

 

 

					
	
	Certificate Of Completion
		
	Envelope Id: D677345D71A9488AA7AC4460A50014C7	 	Status: Completed
	Subject: Please DocuSign: Assetmark Pricing Amendment 06-18-18.pdf	 	
	PramataWorkflow:	  		 	
	Source Envelope:	  		 	
	Document Pages: 3	  	Signatures: 3	 	Envelope Originator:
	Certificate Pages: 2	  	Initials: 1	 	FIContractExecution
	AutoNav: Enabled	  		 	245 Summer Street
	EnvelopeId Stamping: Enabled	  		 	Boston, MA 02210
	Time Zone: (UTC-05:00) Eastern Time (US & Canada)	 	a390245@fmr.com
		  		 	IP Address: 192.223.236.250
	
	Record Tracking
			
	Status: Original	  	Holder: FIContractExecution	 	Location: DocuSign
	 6/19/2018
	  	 a390245@fmr.com
	 	
			
	Signer Events	  	Signature	 	Timestamp
			
	Carrie Hansen	  		 	Sent: 6/19/2018
	Carrie.Hansen@AssetMark.com	  		 	Viewed: 6/19/2018
	EVP, COO	  		 	Signed: 6/19/2018
	Security Level: Email, Account Authentication (None)	  	Using IP Address: 40.140.177.158	 	
			
	Electronic Record and Signature Disclosure:	  		 	
	 Not Offered via DocuSign
	  		 	
			
	Mussaab Hussain	  		 	Sent: 6/19/2018
	Mussaab.Hussain@fmr.com	 	Viewed: 6/19/2018
	Fidelity Family Office Services	  		 	Signed: 6/19/2018
	Security Level: Email, Account Authentication (None)	  	Using IP Address: 192.223.242.21	 	
			
	Electronic Record and Signature Disclosure:	  		 	
	 Not Offered via DocuSign
	  		 	
			
	 Mike Danick
 Mike.Danick@fmr.com
	  		 	 Sent: 6/19/2018
 Viewed: 6/19/2018

	Vice President	  		 	Signed: 6/19/2018
	Security Level: Email, Account Authentication (None)	  	Using IP Address: 192.223.236.250	 	
			
	Electronic Record and Signature Disclosure:	  		 	
	 Not Offered via DocuSign
	  		 	
			
	 Lisa O Smith
 Lisa.Q.Smith@fmr.com
	  		 	 Sent: 6/19/2018
 Viewed: 6/19/2018

	Vice President- Fidelity Clearing & Custody Solutions	  		 	Signed: 6/19/2018
	Security Level: Email, Account Authentication	  	Using IP Address: 192.223.236.250	 	
	(None)	  		 	
			
	Electronic Record and Signature Disclosure:	  		 	
	 Not Offered via DocuSign
	  		 	
			
	In Person Signer Events	  	Signature	 	Timestamp
			
	Editor Delivery Events	  	Status	 	Timestamp
			
	Agent Delivery Events	  	Status	 	Timestamp

					
			
	Intermediary Delivery Events	  	Status	 	Timestamp
			
	Certified Delivery Events	  	Status	 	Timestamp
			
	Carbon Copy Events	  	Status	 	Timestamp
			
	Catherine Davies	  	COPIED	 	Sent: 6/19/2018
	Catherine.Davies@fmr.com	  		 	
	Security Level: Email, Account Authentication (None)	  		 	
			
	Electronic Record and Signature Disclosure:	  		 	
	 Not Offered via DocuSign
	  		 	
			
	Notary Events	  	Signature	 	Timestamp
			
	Envelope Summary Events	  	Status	 	Timestamps
			
	Envelope Sent	  	Hashed/Encrypted	 	6/19/2018
	Certified Delivered	  	Security Checked	 	6/19/2018
	Signing Complete	  	Security Checked	 	6/19/2018
	Completed	  	Security Checked	 	6/19/2018
			
	Payment Events	  	Status	 	Timestamps

 AMENDMENT #6 TO THE SUBCUSTODIAL AND SERVICE AGREEMENT 

This AMENDMENT #6 TO THE SUBCUSTODIAL AND SERVICE AGREEMENT, (this “Amendment”), effective November 1, 2018, is entered into by and between
Fidelity Brokerage Services LLC (“FBS”) and National Financial Services LLC (“NFS”) (Collectively “Fidelity”) and “AssetMark Trust Company (formerly, GE Financial Trust Company) (“Customer”). 

WHEREAS, Fidelity and Customer entered into a Subcustodial and Service Agreement, dated as of November 1, 2005 (as amended, the “Agreement”),
pursuant to which Customer engaged Fidelity to act as its sub-custodian in effecting transactions for its clients through Fidelity’s brokerage platform and providing certain other related services. 

WHEREAS, the parties desire to amend the Agreement as set forth below. 

NOW THEREFORE, in consideration of the foregoing and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the
parties hereto agree as follows: 
 1. Exhibit B of the Agreement is hereby deleted in its entirety and replaced with the new Exhibit B attached hereto. 

2. This Amendment shall remain in full force and effect for a one (1) year period beginning on the effective date of the Amendment. Either party may
terminate this Agreement at the end of such one year period by giving 90 days prior written notification of termination. In such event, this Agreement shall terminate at the end of such one year period. All provisions related to term and termination
as stated in the Agreement shall otherwise remain intact. 
 3. Except as expressly amended by this Amendment, the Agreement shall remain in full force and
effect. References to the Agreement in other agreements, documents or instruments shall be in reference to the Agreement, as amended hereby. In the event one or more provisions of this Amendment conflicts or is inconsistent with one or more
provisions of the Agreement, the provisions of this Amendment shall control. Except as otherwise provided, the capitalized terms in this Amendment shall have the same meaning as set forth in the Agreement. This Amendment may be executed in one or
more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same agreement. The facsimile signature of any party to this Amendment shall constitute the valid and binding execution hereof by
such party. 

 IN WITNESS WHEREOF, each party has caused this Amendment to be executed by its duly authorized
representative. 
  

									
	AssetMark Trust Company	 		 	Fidelity Brokerage Services LLC
					
	By:	 	 /s/ Carrie Hansen
	 		 	 By:
	 	 /s/ Jennifer Moran

	Name:	 	 Carrie Hansen
	 	 

        
	 	 Name:
	 	Jennifer Moran
	Title:	 	EVP, COO	 		 	Title:	 	Vice President

  

			
	National Financial Services LLC
		
	By:	 	 /s/ Lisa O Smith

	Name:	 	Lisa O Smith
	Title:	 	Vice President - FCCS

 Exhibit B 

Fidelity Pricing 
  

			
	CLIENT NAME: ASSETMARK TRUST COMPANY
	 	  	FIDELITY
Terms
	 AssetMark Payments to Fidelity:
	  	
	 AssetMark Mutual Fund Pricing:
	  	
	 Annual Base Fee ($) (per account):
	  	[***]
	 Subcustodial and Service Fee (bps):
	  	[***]
	 Transaction Fee (on all TF trades):
	  	[***]
	 Transaction Fee Surcharge (NPFF Buy Side Transactions):
	  	[***]
	 Monthly Minimum ($):
	  	[***]
	 Deconversion/Close out Fee:
	  	[***]
	 Proprietary Fund Fee:
	  	[***]
	 Wire Fees:
	  	[***]
		
	 *   Subcustodial and Service Fee – Mutual Fund & Individual
Securities – Tiered (bps):
	  	
		
	 First $10B
	  	[***]
	 Next $10B
	  	[***]
	 Next $10B
	  	[***]
	 Next $10B
	  	[***]
	 Next $10B
	  	[***]
	 Over $50B
	  	[***]
	 Fidelity Payments to AssetMark:
	  	
	 Funds Excluding Proprietary Funds
	  	
	 Expense Reimbursement – NTF (No Transaction Fee)
	  	[***]
	 Expense Reimbursement – RFN (Identified EB Assets Only)
	  	[***]
	 Expense Reimbursement – Asset Based Service Payment
	  	[***]
	 Expense Reimbursement – Asset Based Administrative Fee
	  	[***]
	 Proprietary Funds Only
	  	
	 Expense Reimbursement – NTF (No Transaction Fee)
	  	[***]
	 Expense Reimbursement – RFN (Identified EB Assets Only)
	  	[***]
	 Expense Reimbursement – Asset Based Service Payment
	  	[***]
	 Expense Reimbursement – Asset Based Administrative Fee
	  	[***]
	 AssetMark IS Custody Pricing:
	  	
	 Custody Fee (per IS position per year)
	  	[***]
	 Electronic Equities
	  	[***]
	 Manual Equities
	  	[***]
	 International Equities (USD
Settlement)1
	  	[***]
	 International Equities (Local Currency
Settlement)2
	  	[***]
	 Fixed Income (Domestic and
International)3
	  	[***]
	 Domestic Tradeaway Fee – Until and Including November 30, 2018
	  	[***]
	 Domestic Tradeaway Fee – After November 30, 2018
	  	[***]
	 International Tradeaway Fee
	  	[***]
	 Electronic Options
	  	[***]
	 Manual Options
	  	[***]

 See Detail Notes below for additional information 

 Detail Notes: 
  

	 	A.	 Custody Fee excludes Fidelity fund assets for TrustCustody Customers only. 

 

	 	B.	 The funds reserve the right to change or suspend payments or impose certain restrictions at anytime. In
accordance therewith, Fidelity may revise or suspend payment at any time. 

  

	 	C.	 Expense Reimbursement Program Payments – NTF, RFN, and Asset Based Administrative Fees – Statements
are published in WealthCentral 1 month following billing period. Payments are made 1 month + 7 days following following billing period. If 1 month + 7 days falls on a weekend, payments are made the following business day. 

 

	 	D.	 Expense Reimbursement Program Payments – Asset Based Service Payments – Statements and payments are
processed the 15th day of the month following billing period, with the exception of certain NTF funds which are processed the 20th day of the
month. If the 15th or 20th fall on a weekend, payments are made the following business day. 

 

	 	i.	 Expense Reimbursement Program Payment – NTF- Payments from
Fidelity to reimburse TPA an/or bank trust organizations for administrative expenses associated with providing services to a retirement plan or trust account. Payments are based on an “expected basis” based on the fees negotiated by
Fidelity. 

  

	 	ii.	 Expense Reimbursement Service Payment – RFN – Additional payments from Fidelity for participant
recordkeeping and related costs associated with the servicing of employee benefit plans. Please note that the RFN component is only paid with respect to eligible employee benefit assets when TPA and/or bank trust organizations associated with such
assets have signed an attestation stating that their accounts are eligible employee benefit assets and are in the appropriate RFN branch prefixes. Some funds may have special requirements in support of the TPA Retirement Network Program (e.g., NAV
requirements). Please contact the individual fund company directly for more details. Payments are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	iii.	 Expense Reimbursement – Asset Based Service Payments – Payments shall be paid from Fidelity to ATC to
pay or reimburse ATC for expenses associated with services performed for clients. This amount may coincide with the fee that would otherwise be payable if it were being made pursuant to a Rule 12b-1
arrangement as indicated in the fund’s prospectus. The amounts paid are based on the fees actually received by Fidelity from the Fund company or a service provider to the fund, such as the fund advisor or principal underwriter, and may differ
from those stated in either the applicable fund prospectus or herein, with the exception of certain NTF funds which are paid based on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	iv.	 Expense Reimbursement – Asset Based Administrative Fees – Asset Based Administrative Fees are paid by
certain fund companies on non-NTF positions in lieu of a per position fee. Payments are made on an “expected basis” based on the fees negotiated by Fidelity. 

 

	 	E.	 Proprietary Funds include funds advised by AssetMark, Inc., and include funds in the GPS Funds I and GPS Funds
II series trusts and are generally named GuideMark and GuidePath. Proprietary Funds also include cusip number 15642U303, the Savos Dynamic Hedging Fund advised by AssetMark, Inc. 

 

	 	F.	 Each party has the right to reevaluate pricing every year. 

 
  

	1	 Except for Canada, where price is [***] per share if share price is greater than [***], [***] per share if
share price is less than [***]. Fx component of trade is [***] for Canada and [***] for all other countries. 

	2 	 Pricing varies by country consisting of a flat per trade fee and a basis point fee on principal. Schedule
available via your relationship manager. 

	3 	 Certain fixed income transactions are subject to additional fees including [***] for Commercial Paper, [***]
for government T-bills auction orders placed through the trading desk. For agency business, Muni-Resets and Auction Rate Preferred securities are charged a [***] transaction fee and Exchange Traded fixed
income securities are [***] per bond with a [***] minimum. UIT’s are charged [***] per trade. 

	 	G.	 Fidelity may collect Per Position on Transaction Fee funds, but shall not pay such fees to the customer.

  

	 	H.	 Please contact your Fidelity relationship manager to discuss pricing related to transactions in
securities/trading types other than those listed herein. In the event that you place an order prior to executing an amendment specific to the pricing of such securities/trading types, you agree to pay the Fidelity standard pricing then in effect for
such securities/trading types, as may be amended by Fidelity from time to time. A Fidelity Transaction Pricing Schedule is available upon request. 

  

	 	I.	 The expense reimbursement payments from Fidelity to ATC shall be based on the rates Fidelity provided to ATC by
email on May 1, 2015, with the exception of the following funds: CNR Intermediate Fixed Inc. N, CNR Emerging Markets N, and CNR Fixed Inc Opportunities N fund. ATC acknowledges that fund families may negotiate rates paid to Fidelity, but
Fidelity shall use commercially reasonable efforts to negotiate expense reimbursement payments. 

  

	 	J.	 Fidelity shall build and launch for use by ATC an enhanced daily accrual dividend file capability. The enhanced
capabilities will include a daily file with cusip, pay date, month-to-date accrual amount, share quality, and other related data elements required to calculate and
reconcile daily accrual balances. 

  

	 	K.	 Fidelity shall launch for use by ATC on enhancement to the daily income feature to expand the rate field to
[***] decimals.EX-10.5

 Exhibit 10.5 

The redacted information has been excluded because it is both (i) not material and (ii) would be competitively
harmful if publicly disclosed. 
 CHECKFREE APL MASTER AGREEMENT 

This CheckFree APL Master Agreement (“Agreement”) is made between CheckFree Investment Services, a division of CheckFree Services Corporation, a
Delaware corporation with a place of business at 10 Exchange Place, 23rd floor, Jersey City, NJ 07302 (hereafter “CKFR”) and AssetMark Investment Services, with a principal place of
business at 2300 Contra Costa Blvd., Suite 425, Pleasant Hill, CA 94523 (hereafter, referred to as “Client”). This Agreement shall supersede and replace the CheckFree APL Wrap System Agreement, dated July 15, 2002 between the parties
(the “Old Agreement”). 
 WHEREAS, Client provides certain services to certain companies and wish to include on each account to each company the
fees for access to the CheckFree APL system (the “System”); and, 
 NOW THEREFORE, in consideration of the mutual promises herein contained, and
for other good and valuable consideration, the sufficiency of which is hereby acknowledged by both parties, the parties to this Agreement, intending to be legally bound, hereby agree as follows: 

 

	1.	 TERM AND PRICING 

CKFR agrees to provide Client, with volume based pricing on the number of accounts used, in the aggregate, for advisors or other parties mutually agreed upon
by CKFR and Client (each an “Authorized Party” or “AP”) to which Client provides certain outsourcing services, except as provided in Sections 1.5. Client agrees to submit to CKFR the New User Notification Form substantially in
the form attached as Addendum B in order to notify CKFR of the Authorized Party and any needed implementation services. 
  

	 	1.1	 For a period of three (3) years (the “Term”), CKFR agrees to furnish Client with access to its
customized version of the System. CKFR will give Client pricing based on the combined number of accounts Of all Authorized Parties as stated in Schedule 1 (attached hereto), except as stated in Section 1.5. 

 

	 	1.2	 Client and Authorized Parties will have access to the System by means of thirty (30) active ports. Such
access will normally be between the hours of 8:00 a.m. and 6:00 p.m., Eastern Time, Monday through Friday. Client and Authorized Parties will have access at other times subject to CKFR’s reasonable discretion based on usage considerations.

  

	 	1.3	 CKFR will provide Client and Authorized Party personnel with the documentation, training, and assistance
necessary to implement access to the System. If an Authorized Party requires additional services, such services will be negotiated between CKFR and Client and paid for by Client as long as Client has given prior approval for such services.

  

	 	1.4	 The monthly rates and minimum payments applicable to the System are set forth on Schedule 1 hereto, with the
rate to be determined in each instance based on the type of account, as further listed on Schedule 1 hereto, except as stated in Section 1.5. 

 

	 	1.5	 Notwithstanding the pricing set forth on Schedule 1 hereto, if an Authorized Party is a current client of CKFR
or is processing accounts on the System at the time of becoming an Authorized Party (each such pre-existing client of CKFR being hereinafter referred to as a “PEC”), Client will be responsible for
such PEC’s then current account pricing for six (6) months from the time in which Client has assumed full responsibility for servicing such accounts. This period of time shall be known as the “Wait Period”. Client and CKFR
acknowledge that during the Wait Period there may be a transition of account servicing responsibilities from the PEC to Client. CKFR shall pass on the discounts associated with Schedule 1 the month immediately following the Wait Period as Client
assumes the servicing of those accounts. The example below illustrates the invoicing of the Wait Period. 

  
 1 

 Example #1: It is January 1, 2005 and the PEC has 20,000 accounts, the PEC is a current
CKFR client until August 2005. The transition schedule is as follows: 5000 accounts in February 2005; 5000 accounts in July 2005; 5000 accounts in December 2005 and 5000 accounts in April 2007. 

 

	 	•	 	 January 2005—June 2005; then current PEC pricing for all accounts 

 

	 	•	 	 July 2005—December 2005: - then current PEC pricing for 15,000 accounts; Schedule 1 pricing for 5000
accounts 

  

	 	•	 	 January 2006—June 2006: then current PEC pricing for 10,000 accounts; Schedule 1 pricing for 10,000 accounts

  

	 	•	 	 July 2006—October 2007: then current PEC pricing for 5,000 accounts; Schedule 1 pricing for 15,000 accounts

  

	 	•	 	 November 2007—thereafter: Schedule 1 pricing 

If Authorized Party is not a current client of CKFR or is not currently processing accounts on the System at the time of becoming an
Authorized Party, then Client may use pricing listed in Schedule 1 for additional accounts added to System 
  

	 	1.5.1	 Notwithstanding the above language, CKFR shall not charge more than the following monthly per account rates by
product. 

  

					
	 •  Mutual Fund Wrap Accounts
	  	$	[***]	 
	 •  Separately Managed Wrap Accounts
	  	$	[***]	 
	 •  ETF Wrap Accounts
	  	$	[***]	 
	 •  Multiple Strategy Portfolio Accounts
	  	$	[***]	 
	 •  Administrative Accounts
	  	$	[***]	 
	 •  Funding Accounts
	  	$	[***]	 

  

	 	1.6	 In the event that Client and CKFR desire to cover additional types of accounts or include other Authorized
Parties under, or remove Authorized Parties from, the terms of this Agreement, Client and CKFR may amend the schedules and addenda hereto by mutual agreement of Client and CKFR in writing. 

 

	 	1.7	 Payments due under this agreement are to be made within thirty (30) calendar days of receipt by Client of
the invoice. Client agrees to pay any applicable taxes, including state and local, levied or based on this charge or the Agreement (excluding income taxes payable by CKFR). Payments made by credit card shall incur a [***] percent ([***]%) surcharge.

  

	 	1.8	 Late Fees, In the event Client fails to pay any fee or charge on or before the due date specified by
this Agreement, CKFR reserves the right to impose a late fee equal to 11⁄2% of the delinquent amount for each month or partial month that the amount remains unpaid
(or, if less, the maximum amount permitted by law). 

  

	 	1.9	 CKFR also offers certain Optional Services that are not included in the System and that are priced separately.
Addendum A to this Agreement lists the Optional Services that are available upon request. The Optional Services are subject to change over time and are not all- inclusive. 

 

	 	1.10	 CKFR will make available the services and functions as described in the System users guide, to be provided to
the Authorized Parties upon execution of this Agreement, and the Webster on-line enhancements bulletin board. Authorized Parties will have access to additional services and functions that are released to the
System user base generally. In the event that CKFR is requested to provide additional custom programming it will do so at the rate of [***] ($[***]) per hour. Software analysis will be provided to analyze, facilitate, implement and test programming
as described herein at the rate of [***] dollars ($[***]) per hour. 

  
 2 

	 	1.11	 CKFR shall not agree to provide, or provide, to any Authorized Party any Optional Services or other services
not specifically contemplated hereby without Client’s prior written consent thereto, if such services would result in the incurrence of additional fees by Client and Client shall have no responsibility or liability to CKFR for any fees incurred
without such prior written consent. 

  

	 	1.12	 Client and CKFR hereby acknowledge that they have executed a letter agreement dated March 14, 2006
(the Letter Agreement”), whereby the parties reached an agreement on the use by Client of a specific tool developed by CKFR (as described in such Letter Agreement). The parties hereto agree and acknowledge that the Letter Agreement shall
survive until the termination or expiration of this Agreement, The parties further acknowledge that the reference to “Section 1.12” in the Letter Agreement to the Old Agreement should have been to “Section 1.5” of the
Old Agreement. 

  

	 	1.13	 During the term of this Agreement, Client may request CKFR to develop a specific and specialized competitive
modification to the System (a “Tool”). If CKFR agrees to develop the Tool, and if CKFR expressly agrees in a writing signed by both parties (which shall not include a facsimile or email) (the “Use Agreement”), Client shall enjoy
(subject to the terms and conditions below and in such Use Agreement) exclusive use of such particular Tool for a defined period of time agreed to by Client and CKFR in such Use Agreement (the “Restricted Period”). In such case, CKFR will
not sell or utilize the Tool, as developed, for other CKFR clients for the Restricted Period. Client agrees, however, that CKFR shall not be restricted from designing, developing, creating, selling and implementing similar or identical
functionality, features and/or tools to or for other CKFR client(s), so long as CKFR and such client(s) undertake the design and creation of such functionality, features and/or tools by utilizing a discovery and collaborative process similar to that
which was followed by CKFR and Client during the design and creation of the Tool. During such process, CKFR shall not divulge, reveal or provide specific information about the Tool to such other client(s). However, if through the discovery and
collaborative process, CKFR and such client(s) are able to create and/or develop functionality, features and/or tools that are similar to, or even identical to, the Tool, CKFR shall not be in violation of the Agreement by creating and providing
these functionalities, features and/or tools to such client(s). Further, with respect to CKFR products and services made generally available to CKFR’s customer base, CKFR shall not be prohibited from offering any features, functionality and/or
tools in such products and services that separately, or in conjunction with other features, functionality and/or tools perform similar to any Tool(s), so long as the Tool(s), as specifically designed and created by CKFR for Client is not included in
such CKFR products or services. Client acknowledges and agrees that, between itself and CKFR, CKFR owns all of the rights (including any and all intellectual property rights), title and interest in and to the System, including all modifications
(including the Tool), enhancements and releases thereto. Nothing in this Agreement shall be construed to infer the provision of any such rights to AssetMark. 

 

	2.	 CONFIDENTIAL INFORMATION 

CKFR and Client each agree that it, including its officers, employees and agents, who shall be obligated either by execution of a
confidentiality agreement requiring such person to maintain the confidentiality of the Confidential Information or is subject to a policy which would protect the Confidential Information from disclosure, shall maintain all information disclosed to
it by the other in connection with this Agreement in confidence and will not disclose any such information to anyone who does not have a need to know such Confidential Information for the purposes of fulfilling obligations under this Agreement, nor
shall a recipient of such Confidential Information use it for its own benefit or for the benefit of others without the written consent of the other party. Confidential Information may be released, but only to the extent necessary to resolve any
dispute involving this Agreement or as otherwise required by law or order of any court or tribunal having jurisdiction. 

  
 3 

 
“Confidential Information” shall mean all information or material proprietary to CKFR or Client or designated by either party as proprietary, which either party may obtain knowledge
about or access to, through or as a result of our mutual relationship. Confidential Information includes, but is not limited to, the following types of information and other information of a similar nature whether or not reduced to writing: any and
all information gained in or through the System (including software, databases, methodologies and evaluations), discoveries, ideas, concepts, research, development, processes, operating procedures,
“know-how”, marketing techniques, procedures and materials, marketing and development plans, client names and other information related to clients, account fees, pricing and policies and financial
information. Confidential Information also includes any information described above which either party obtains from a third party and which either party treats as proprietary or designates as Confidential Information, whether or not owned or
developed by that party, unless such information was obtained from a third party free from any obligation of confidentiality or restriction on disclosure. Confidential Information received hereunder shall not be treated as confidential if it is or
becomes generally available or known to the public other than by disclosure by the receiving party hereunder in violation of this Agreement. Client shall not download, copy, transfer or otherwise remove or manipulate Confidential Information from
the System, nor shall Client copy and paste such items into any third party applications other than to productivity software, such as spreadsheets or word processing applications used solely for Client’s internal use, which shall not include
use for the benefit of an affiliate of Client or a joint venture to which Client is a party. 
  

	3.	 WARRANTY AND LIMITATION OF LIABILITY 

 

	 	3.1	 CKFR SHALL INDEMNIFY AND HOLD CLIENT HARMLESS FROM ALL FINES, PENALTIES, LOSSES, LIABILITIES, DAMAGES, CLAIMS,
AND COSTS (INCLUDING REASONABLE ATTORNEYS’ FEES AND COURT COSTS), CAUSED AS A RESULT OF CKFR’S GROSS NEGLIGENCE, WILLFUL MISCONDUCT, CKFR’S BREACH OF INTELLECTUAL PROPERTY RIGHTS OR CLIENT’S CONFIDENTIALITY PROVISIONS. If any
claim is brought alleging infringement or the violation of any intellectual property right, the alleged infringing party will avoid any further possible infringement of the intellectual property right in question. The alleged infringing party will
seek to resolve the claim in consultation with the non-infringing party, either by means of alternative arrangements for the Services, or by obtaining permission to use the intellectual property in question.

  

	 	3.2	 EXCEPT AS OTHERWISE STATED IN SECTION 3.1, NEITHER PARTY SHALL BE LIABLE FOR ANY INDIRECT, SPECIAL OR
CONSEQUENTIAL DAMAGES. ANY CLAIM FOR DAMAGES AGAINST CKFR, OTHER THAN AS PROVIDED FOR HEREIN, SHALL BE LIMITED TO LIQUIDATED DAMAGES IN THE AMOUNT OF THE SYSTEM FEES PAID BY CLIENT TO CKFR FOR EACH AFFECTED AUTHORIZED USER PURSUIANT TO THIS
AGREEMENT FOR THE TWO (2) CALENDAR MONTHS IMMEDIATELY PRECEEDING THE MONTH THAT GAVE RISE TO THE DAMAGES. 

 EXCEPT AS
OTHERWISE PROVIDED HEREIN, CKFR MAKES NO OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE SERVICES PROVIDED HEREUNDER. 

Neither party shall be liable for any delay or other failure of performance caused by factors beyond its reasonable control, such as, but not
limited to, strikes, insurrection, war, fire, lack of energy, acts of God, governmental acts or regulation, or acts of third parties. 

  
 4 

 
In the event that Client at any time accesses data comprised of evaluations of Fixed Income Securities and certain other data related to such securities, the following additional provisions shall
apply: 
  

	 	i)	 Fixed Income Securities are complicated financial instruments. There are many methodologies (including
computer-based analytical modeling and individual security evaluations*) available to generate approximations of their market value, and there is significant professional disagreement about which is best. No evaluation method, including those used
by CKFR, may consistently generate approximations that correspond to actual “traded” prices of the instruments. 

  

	 	ii)	 The System contains evaluations; however, Client acknowledges that there may be errors or defects in the System
evaluations and may be inappropriate for use in certain applications. 

  

	 	iii)	 Client acknowledges and agrees that Client assumes all responsibility for edit checking, external verification
of evaluations, and ultimately the appropriateness of use of evaluations and other pricing data provided via the System, regardless of any efforts made by CKFR or any of its third party suppliers in this respect. Client agrees to indemnify and hold
CKFR and its third party suppliers completely harmless in the event that errors, defects, or inappropriate evaluations are made available to Client via the System. 

 

	*	 Individual security evaluations are used for miscellaneous issues that may not fit into any of data
supplier’s current evaluation models. These issues are evaluated on a case-by-case basis. Data suppliers concentrate on integrity within both market sector and
issuer, examine the individual characteristics of each issue, and confer with broker/dealers and other information sources. Market sources are contacted by CKFR’s data suppliers when appropriate for the particular issue. These issue types
include but are not limited to non-investment grade issues and issues with special terms and conditions. These issues are subject to the same quality control standards applied to other evaluations provided by
CKFR’s data suppliers. 

  

	4.	 INTELLECTUAL PROPERTY 

 

	 	4.1	 CKFR shall own all right, title and interest in and to all of the System, software, software code (including
source code) and documentation CKFR supplies to Client in the performance of this Agreement, including without limitation all error corrections, updates, upgrades, enhancements and custom programming, all patents, copyrights and other intellectual
property rights therein. 

  

	 	4.2	 Each party shall have or obtain all necessary licenses and governmental approvals to use any and all
intellectual property that may be shared between the parties. 

  

	 	4.3	 Each party will hold harmless and indemnify the other party and, at the other party’s option, defend the
other party from and against any and all fines, penalties, losses, liabilities, damages, claims, and costs (including reasonable attorneys’ fees and court costs), arising out of or incurred as a result, directly or indirectly, of any alleged or
actual infringement or violation of any right, or alleged right, relating to intellectual property, to include any patent, copyright or trade secret. 

  

	 	4.3	 In addition, if any claim is brought alleging infringement or the violation of any intellectual property right,
the alleged infringing party will avoid any further possible infringement of the intellectual property right in question. The alleged infringing party will seek to resolve the claim in consultation with the
non-infringing party, either by means of alternative arrangements for the Services, or by obtaining permission to use the intellectual property in question. 

  
 5 

	5.	 ASSIGNMENT 

This Agreement may not be assigned by Client, in whole or in part, without the prior written consent of CKFR. Any prohibited assignment or
transfer shall be void. Client agrees not to resell or allow third parties to have access to the System without the prior written consent of CKFR. 
  

	6.	 TERMINATION 

 

	 	6.1	 This Agreement will automatically renew and extend for successive twelve (12) month terms (“Renewal
Term”), commencing at the conclusion of the Initial Term or any Renewal Term unless either Client or CKFR gives contrary notice at least one hundred and eighty (180) days prior to the expiration of the Initial Term or the then current
Renewal Term. Upon termination, the obligations of a continuing nature shall continue to be binding and in full force and effect, including, without limitation, those reflected in the following sections of this Agreement: section 2, section 3 and
section 4. Notwithstanding the foregoing, Client is hereby granted the right at its option to terminate this Agreement for its convenience at any time after the first eighteen (18) months by giving one hundred and eighty (180) days prior
written notice of termination, and by the payment to CKFR of an amount equal to the higher of the applicable fees or the minimum fee for the months remaining in the term. In addition, if either party breaches the terms of this Agreement and fails to
cure such breach within thirty (30) days of written notice from the non-breaching party, then, at the option of the nonbreaching party, this Agreement shall terminate. Upon termination for any reason,
Client shall instruct all Authorized Parties that it is unable to provide services related to the System. 

  

	7.	 DATA 

Authorized Party may request data tapes for de-conversion by making such request through Client. The
fee for each de-conversion tape generation is $[***] per tape per Authorized user. Standard data tapes for download and delivery will include all Authorized Party owned and generated data. Such data will
include, but not be limited to, all tax lot, account/broker profiles, name and address files, and all fields for the following files: EDPORT, EDGL, EDAC, EDMEMO, EDPMHIST and INFODEX. Files may be accessed by Authorized Party or Client either by
aforementioned tape or by electronic download. 
  

	8.	 MISCELLANEOUS 

 

	 	8.1	 CKFR hereby affirms that it complies with the Financial Services Modernization Act of 1999 (Gramm-Leach-Bliley
Act) regarding ‘Privacy’ of ‘non-public personal information’ as stated in Title V of that Act and promulgated by the Federal Reserve Board in Regulation P. 

 

	 	8.2	 If any provision of this Agreement (or any portion thereof) shall be held to be invalid, illegal or
unenforceable, the validity, legality or enforceability of the remainder hereof shall not in any way be affected or impaired thereby. 

  

	 	8.3	 The headings in this Agreement are intended for convenience of reference and shall not affect its
interpretation. 

  

	 	8.4	 The parties do not intend the benefits of this Agreement to inure to any third party, and nothing contained
herein shall be construed as creating any right, claim or cause of action in favor of any such third party against either of the parties hereto. 

  
 6 

	 	8.5	 This Agreement shall be governed by the laws of the State of Delaware without regard to choice of law
principals. 

  

	 	8.6	 Service of all notices under this Agreement shall be in writing and sent by either U.S. Certified Mail,
return receipt requested, postage paid, addressed to the party to be served notice, or by nationally recognized overnight mail service, at the following addresses. All such notices and communications shall be effective upon receipt.

  

									
	        	 	8.7  	  	CheckFree Investment Services	  	AssetMark Investment Services	  	    
		 		  	a Division of CheckFree Services Corporation	  	2300 Contra Costa Blvd., Suite 425	  	
		 		  	4411 East Jones Bridge Road	  	Pleasant Hill, CA 94523	  	
		 		  	Norcross, Georgia 30092	  		  	
		 		  	Attention: William C. Buckham,	  	Attention: John Whittaker	  	
		 		  	Assistant General Counsel	  	Chief Operating Officer	  	

  

	 	8.8	 Each of the individuals executing this Agreement on behalf of CKFR and Client hereby represents and warrants
that he/she is duly authorized by all necessary action to execute this Agreement on behalf of his/her respective principal. 

  

	 	8.9	 This Agreement constitutes the entire agreement and supercedes any prior agreement(s) between the
parties hereto with respect to the subject matter of this Agreement and there are no representations, understandings or agreements that are not fully expressed herein. All changes, waivers, and discharges must be in a writing signed by an authorized
representative of the party against which the change, waiver or discharge is sought to be enforced. 

  

	 	8.10	 This Agreement may be executed in multiple counterparts, each of which shall constitute an original and
all of which when taken together shall constitute but one and the same instrument. 

 This Agreement shall be effective upon
CKFR’s signature (the “Effective Date”). CKFR agrees to fully execute this Agreement within ten (10) days of signed receipt of it from Client. EXECUTED in multiple originals. 

 

									
	 AssetMark Investment Services

(“Client”)
	 		 	 CheckFree Investment Services

a Division of CheckFree Services Corporation

(“CKFR”)

					
	By:	 	/s/ John M. Whittaker	 		 	By:	 	/s/ Kenneth Bachulis
	Print:	 	John M. Whittaker	 		 	Print:	 	Kenneth Bachulis
	Title:	 	SVP, COO	 		 	Title:	 	Vice President
		 		 		 		 	6/23/06

  
 7 

 Schedule 1 

The following monthly rates apply for all business added to the accounts of Authorized Parties except for those excluded in Section 1.5. Client rates will
be based on the total number of accounts utilized by the Authorized Parties. Client shall be required to pay a monthly minimum fee of [***] dollars $[***] for the ‘AIS’ directory. Client understands and agrees that additional directories
requested by Client shall incur both a setup charge as well as an additional monthly minimum charge. Such fees shall be furnished to Client upon request for any such additional directory. 

For Active Accounts, the following monthly rates apply: 

Mutual Fund Wrap Accounts 

$[***] per account for accounts 0 – 1,000 and, 

$[***] per account for accounts 1,001 – 5,000 and, 

$[***] per account for accounts 5,001 – 10,000 and, 

$[***] per account for accounts 10,001 – 20,000 and, 

$[***] per account for accounts 20,001 – 30,000 and, 

$[***] per account for accounts 30,001 – 40,000 and, 

$[***] per account for accounts 40,001 – 70,000 and, 

$[***] per account for each account thereafter. 

Separately Managed Wrap Accounts 

$[***] per account for accounts 0 – 300 and, 

$[***] per account for accounts 301 – 800 and, 

$[***] per account for accounts 801 – 1,500 and, 

$[***] per account for accounts 1,501 – 3,000 and, 

$[***] per account for each account thereafter. 

ETF Wrap Accounts 
 $[***]
per account for accounts 0 – 1,000 and, 
 $[***] per account for accounts 1,001 – 5,000 and, 

$[***] per account for accounts 5,001 – 10,000 and, 

$[***] per account for accounts 10,001 – 20,000 and, 

$[***] per account for accounts 20,001 – 30,000 and, 

$[***] per account for each account thereafter. 

Multiple Strategy Portfolio (CMA) Accounts 

$[***] for the first two sleeves and $[***] for each sleeve per account thereafter, for  

accounts 0 – 500 and, 

$[***] for the first two sleeves and $[***] for each sleeve per account thereafter, for  

accounts 501 – 1,000 and, 

$[***] for the first two sleeves and $[***] for each sleeve per account thereafter. 

Administrative Accounts 1 

$[***] per account 
 Funding
Accounts2 
 $[***] per account 

 
  

	1 	 Includes bookkeeping transactions via interface, post/reconcile trades via interface, postscript reporting and
performance calculations. Excludes Windows build. 

	2 	 Includes bookkeeping transactions via interface, post/reconcile trades via interface. Excludes Performance. The
maximum period of time that CKFR agrees to invoice a funding account is limited to three months. 

  
 i 

 CKFR and Client agree that Active Accounts are billable. Active Accounts are defined as accounts in which
interface processing is run against the accounts and/or accounts that are manually updated on the System. For the avoidance of doubt, all Active Accounts will be coded into a System code, called “RR”, less than 99. Client controls the
coding of these accounts and may change the coding to RR=99 to signify an Inactive Account. Client agrees to notify CKFR within thirty (30) days of any change to such account coding. Client represents that it will not change account RR’s
in order to avoid paying associated System fees. Client shall notify CKFR in writing of account coding changes at least thirty (30) days in advance. Client further agrees that any dispute regarding invoicing related to incorrectly coded
accounts or System fees must be brought to the attention of CKFR, in writing, within thirty (30) days of receipt of current invoice by Client. 

Inactive Accounts are not billable and are defined as closed accounts, which are kept for historical reporting purposes (i.e. composites). For the avoidance
of doubt, these Inactive Accounts are stored in RR’s greater than 98 on the System. Accounts that have been terminated by Authorized Party will be migrated by Client into the RR EQ 99 designation. At that point Client will not be charged the
normal monthly account fee, but such data will be stored on the System at no additional charge, Twenty-four months after termination of accounts, CKFR may purge closed tax lot data on these accounts, but will continue to store historical performance
data for the term of the Agreement. 
 Monthly billing at the rates specified herein will commence at the first billing cycle following the Effective Date
or, if the Agreement is executed and returned to CKFR by June 15, 2006, such rates will be effective as of September 1, 2005, and CKFR shall credit the Client accordingly. 

  
 ii 

 Addendum A: Optional Services-Not Included in System

  

	 	•	 	 PostScript based Client Reporting (Graphical) 

 

	 	•	 	 Interfaces – new developed interfaces or existing interfaces 

 

	 	•	 	 Securities Pricing other than listed U.S. equities 

 

	 	•	 	 Ancillary securities information such as factors and ratings 

 

	 	•	 	 JJ Kenny Municipal Bond Pricing 

 

	 	•	 	 Faxing 

  

	 	•	 	 15 Minute Delay Quote Terminal 

 

	 	•	 	 PostScript Printing 

Black and White 
 Color 

 

	 	•	 	 Printing – other than quarterly monitor 

 

	 	•	 	 Outsourcing (third party vendor’s print/fulfillment services) 

 

	 	•	 	 APL Archive 

  

	 	•	 	 Additional On-site Training/Support 

 

	 	•	 	 Communications Equipment 

Purchase, Lease, Rental Fees 

Equipment Maintenance 
  

	 	•	 	 Dedicated and Leased Line(s) 

 

	 	•	 	 Electronic delivery of statements – APL Navigator 

 

	 	•	 	 CD ROM bum 

  

	 	•	 	 Client Initiated Disaster Recovery & Network testing 

 

	 	•	 	 Terminal Emulation Software – KEA 

 

	 	•	 	 Communications Software – VPN token (incurs a monthly per-token
communications charge) 

  
 iii 

 Addendum B: New User Notification for Authorized Parties 

Name of Authorized User: 
 Date: 

New User Notification Billing Period Start Date: 
  

			
	Authorized User Needs:	  	CKFR Pricing:

  

	 	•	 	 Directory Setup 

  

	 	•	 	 Source (s) of data files 

 

	 	•	 	 Number of ports 

  

	 	•	 	 Number of accounts 

  

	 	•	 	 Data files being converted 

 

	 	•	 	 Implementation of “existing” interfaces 

Trades 
 Bookkeeping 

Position 
 Cash 

Name & Address 
 End of
day trades allocation 
 Electronic Order Routing 
  

	 	•	 	 Creation of “new” interfaces 

Trades 
 Bookkeeping 

Positions 
 Cash 

Name & Address 
 End of
day trades allocation 
 Electronic Order Routing 
  

	 	•	 	 Customized ASCII text reports (samples provided) 

 

	 	•	 	 Customized functionality 

 

	 	•	 	 Performance sectors 

  

	 	•	 	 PostScript report customization 

 

	 	•	 	 Standard Billing System 

 

	 	•	 	 COMMUNICATION COSTS - TBD 

 

			
	TOTAL FEE:	  	$                        

  
  

  
 iv 

 CKFR input: 

Start Date of conversion:                      

Short Name of directory:                      

AP Directory Minimum:                      Per Month

  
 v 

											
		 	Effective Date:	 	 12/2/2010
	 	

	  	Contract Type:	  	 Amendment #1

		 	Client Short Name:	 	 AIS
	  		  	  

  

					
	Contract Company Name:	  	 Genworth Financial Wealth Management, Inc.
	  	
			
	Address:	  	 2300 Contra Costa Blvd., Suite #600
	  	
			
	City, State, Zip:	  	 Pleasant Hill, CA 94523
	  	        
			
	Country:	  	 United States
	  	
			
	Contact Name:	  	 Carrie Hansen
	  	
			
	Telephone Number:	  	 800-664-5345
	  	

  

									
	 Date Contract Rec’d
	  	 Contract Format
	  	 Type of Service
	  	 Group Responsible
	  	 If CAM, Team #

					
	 12/16/2010
	  	 Original
	  	 Hosted (i.e. APL)
	  	 CAM
	  	 CAM Team 12

 

			
		  	Legal Contracting Officer (initial & date):
		
	Projected Revenue of Contract:	  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no modifications.
		
	refer to
agreement                                        
            	  	 /s/ X [Authorized
Signatory]            12/17/2010            

 Date Released to Authorized Signatory for signature: 

 

                         

      Salesperson(s):                
                                         
                                         
                                         
                  

                        RM: 
        Larry Bernstein / Michael
Dellipaoli                                        
                                         
        
 Special Notes: 
  

                       
                                         
                                         
                                         
                                         

 

                       
                                         
                                         
                                         
                                         

 

					
		 	Date/Time Cover Sheet Generated                        	  	12/17/2010 9:14 AM

  

					
	Signatures/Initials - please date	  	 	  	 
			
	 ☒ /s/ Tom Ryan 12/20/10
	  	 ☐   Lana Cheng-Minafia (Client Svcs. — SOWs $25,000.00
& less)
	  	Electronic Copy
			
	 ☒ Hamilton Bunge / Bob Whiteside (Finance) 
	  	 ☐   Mike Gianoni (Group President—Financial Institutions
Group)
	  	 ☐   Finance
JERSEY CITY/
MORRIS PLAINS/
UNITED
KINGDOM

	 /s/ Hamilton Bunge 12/28/10
	  		  	
			
	  

☐   Pete Crenier (SVP, Client Services—IS)
	  	 ☐   Sean Gallagher (President—Investment Services)
	  	 ☐   Legal Department

Contract Repository

			
	 ☐   Angelo Fazio (Client Svcs. — SOWs $25,000.00 &
less)
	  	 ☐   Chery Nash (SVP, Business Development)
	  	
			
	 ☐   Charles Smith (Client Svcs.—SOWs $25,000.00 & less)

	  	Executed Contract Distribution:	  	
			
	 ☐   David Cerza (Client Svcs.—SOWs $25,000.00 & less)

	  	 Original
	  	
			
	 ☐   Keith Smith (Client Svcs.—SOWs $25,000.00 So
less)
	  	 ☐   Client-sent via UPS (see Legal for tracking number)
	  	
			
		  	 ☐   Contract File Cabinets
	  	

 

 
 AMENDMENT #1 

This is Amendment #1 (“Amendment”), made effective as of December 2, 2010 (the “Amendment Effective
Date”), is to the CheckFree APL Master Agreement between CheckFree Services Corporation (“CKFR”) and Genworth Financial Wealth Management, Inc. f/k/a/ AssetMark Investment Services, (“Client”), effective as
of June 23, 2006 (the “Agreement”). Any capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 

RECITALS 
 WHEREAS, per
Section 1.2 of the Agreement, Client may access the System by means of thirty (30) ports; and 
 WHEREAS, CKFR and Client each
desire to the Agreement. 
 THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and
the mutual covenants contained herein, the parties agree to modify and otherwise amend the Agreement as follows: 
  

	 	1.	 As of the Amendment Effective Date and notwithstanding anything to the contrary in the Agreement,
CheckFree hereby agrees to increase the number of ports that the Client uses to access the System by fifteen (15) ports, for a collective use of forty-five (45) ports (“Total Ports”), at no additional costs to the Client.
Additional ports requested by Client in excess of the Total Ports shall be billable to and payable by Client at CKFR’s then-current rate per port per month. 

 

	 	2.	 EFFECT OF AMENDMENT: Except as otherwise expressly provided in this Amendment, all other terms and
conditions of the Agreement shall remain in full force and effect. 

 This Amendment shall be effective upon the Amendment Effective
Date set forth above. EXECUTED in multiple originals. 
  

									
	CheckFree Services Corporation	 		 	Genworth Financial Wealth Management Inc.
					
	By:	 	 /s/ Robert Whiteside
	 		 	By:	 	 /s/ Carrie Hansen

	Print Name: Robert Whiteside	 		 	Print Name: Carrie Hansen
	Title: VP Finance	 		 	Title: Chief Operation Officer

											
		 	Effective Date:	 	 9/7/2011
	 	

	  	Contract Type:	  	 Amendment #2

	    	 	Client Short Name:	 	  
	  		  	  

  

					
	Contract Company Name:	  	 Genworth Financial Wealth Mgmt
	  	
			
	Address:	  	  
	  	
			
	City, State, Zip:	  	  
	  	        
			
	Country:	  	 United States
	  	
			
	Contact Name:	  	  
	  	
			
	Telephone Number:	  	  
	  	

  

									
	 Date Contract Rec’d
	  	 Contract Format
	  	 Type of Service
	  	 Group Responsible
	  	 If CAM, Team #

					
	 10/19/2011
	  	 Original
	  	 Hosted (i.e. APL)
	  	  
	  	  

  

			
		  	Legal Contracting Officer (initial & date):
		
	Projected Revenue of Contract:	  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no modifications.
		
	    No Projected Revenue charge                        	  	        /s/
Ma        10-19-2011                               
     

 Date Released to Authorized Signatory for signature: 

            10/19/2011 

      Salesperson(s):                
                                         
                                         
                                         
                  

                        RM: 
                                         
                                         
                                         
                                

 

					
		 	Date/Time Cover Sheet Generated                    	  	10/19/2011 2:25 PM

  

							
	 Signature/Initials - please date
	  	 Executed Contract Distribution:
	  	 
				
	☐	  	Louis Bonanni (Legal) 	  	          Original	  	          Electronic Copy
				
	☒	  	Hamilton Bunge / Bob Whiteside (Finance)	  	 ☐   Client–sent via UPS (see Legal for tracking number)
	  	 ☐   Finance 

JERSEY CITY/
 MORRIS
PLAINS/
 UNITED KINGDOM

		  	/s/ Hamilton Bunge / Bob Whiteside 10/20/2010	  		  	
				
	☒	  	Cheryl Nash (Interim President)	  	 ☐   Contract File Cabinets
	  	
				
		  	/s/ Cheryl Nash 10/20/11	  		  	
	  
 ☐
	  	  
 Pete Crenier (SVP, Client Services - IS)
	  	
				
	☐	  	Doug Smith (VP, Operations)	  		  	 ☐   Legal Department 

  Contract Repository

				
	☐	  	Mike Gianoni (Group President — Financial Institutions Group)	  		  	

 

 
 AMENDMENT #2 

This is Amendment #2 (“Amendment”), made effective as of September 7, 2011 (the “Amendment Effective
Date”), is to the CheckFree APL Master Agreement between CheckFree Services Corporation (“CKFR”) and Genworth Financial Wealth Management, Inc. f/k/a AssetMark Investment Services, (“Client”), effective as
of June 23, 2006 (the “Agreement”). Any capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 

RECITALS 
 WHEREAS, Client
intends to undergo a directory consolidation with a targeted completion date of October 31, 2011 and this Amendment will provide interim account pricing; and 

WHEREAS, CKFR and Client each desire to amend the Agreement. 

THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and the mutual covenants
contained herein, the parties agree to modify and otherwise amend the Agreement as follows: 
  

	1.	 Schedule 1 of the Agreement is hereby modified to include the following: 

“Multiply Strategy Portfolio (“MSP”) Active Accounts include: 

(a) MSP accounts that are migrated from the GNA APL directory to the AIS APL directory after the Amendment Effective Date, and identified on
the AIS directory by RR EQ 1. An MSP account shall be considered migrated when the account is no longer billed for on the GNA directory, but is billed for on the AIS directory. 

(b) New MSP accounts added to the AIS directory after the Amendment Effective Date identified by RR EQ 1. 

For the MSP Active Accounts, the following rate applies: 

$[***] per account per month 
  

	2.	 The MSP Active Account per account fee of $[***] per month shall remain in effect while this Amendment remains
in force. 

  

	3.	 This Amendment shall expire on June 30, 2012 or upon the execution of a new APL license Agreement between
the parties, whichever occurs sooner. 

  

	4.	 EFFECT OF AMENDMENT: Except as otherwise expressly provided in this Amendment, all other terms and
conditions of the Agreement shall remain in full force and effect. 

 [SIGNATURES ON NEXT PAGE] 

 This Amendment shall be effective upon the Amendment Effective Date set forth above. EXECUTED in multiple
originals. 
  

									
	CheckFree Services Corporation	 		 	Genworth Financial Wealth Management, Inc.
					
	By:	 	 /s/ Cheryl Nash
	 		 	By:	 	 /s/ Carrie E. Hansen

	Print Name: Cheryl Nash	 		 	Print Name: Carrie E. Hansen
	Title: President	 		 	Title: SVP, COO, President - Mutual Funds
	Date: 10/20/11	 		 	Date: 10/18/11

											
		 	Effective Date:	 	 8/6/2012
	 	

	  	Contract Type:	  	 Amendment No. 3

	    	 	Client Short Name:	 	  
	  		  	

  

					
	Contract Company Name:	  	 Genworth Financial Wealth Management, Inc.
	  	
			
	Address:	  	  
	  	
			
	City, State, Zip:	  	  
	  	        
			
	Country:	  	  
	  	
			
	Contact Name:	  	 Gary Zyla
	  	
			
	Telephone Number:	  	  
	  	

  

									
	 Date Contract Rec’d
	  	 Contract Format
	  	 Type of Service
	  	 Group Responsible
	  	 If CAM, Team #

					
	 8/6/2012
	  	 .PDF
	  	 Hosted (i.e. APL)
	  	  
	  	  

  

			
		  	Legal Contracting Officer (initial & date):
		
	Projected Revenue of Contract:	  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no modifications.
		
	IDC Data Fixed Monthly Fee (Updated)                        	  	/s/ X [Authorized Signatory]     8-6-2012
	(See Attached)	  	

 Date Released to Authorized Signatory for signature: 

            8/6/2012 

      Salesperson(s):                
                                         
                                         
                                         
                  

                        RM: 
      Todd
Fornella                                        
                                         
                                         
     
  

					
		 	Date/Time Cover Sheet Generated                    	  	8/6/2012 10:39 AM

  

							
	 Signature/Initials - please date
	  	 Executed Contract Distribution:
	  	 
				
	☒	  	Louis Bonanni (Legal) 	  	          Original	  	          Electronic Copy
				
		  	/s/ Louis Bonanni 7/6/12	  		  	
				
	☒	  	 Hamilton Bunge / Bob Whiteside (Finance)
  

/s/ Hamilton Bunge 12/28/10
	  	  

☐   Client – sent via UPS (see Legal for tracking number)

 
 ☐   Contract File
Cabinets
	  	 ☐   Finance 

JERSEY CITY/
 MORRIS
PLAINS/
 UNITED KINGDOM

				
	☐	  	Cheryl Nash (IPresident)	  		  	 ☐   Legal
Department 
   Contract Repository

				
	☒	  	Pete Crenier (SVP, Client Services -IS)	  		  	
				
		  	Pete Crenier 8/8/2	  		  	
				
	☐	  	Doug Smith (VP, Operations)	  		  	
				
	☐	  	Mike Gianoni (Group President — Financial Institutions Group)	  		  	

 

 
 Contract ID#873 

AMENDMENT #3 

This is Amendment #3 (“Amendment”), made effective as of August 1, 2012 (the “Amendment Effective
Date”), is to the CheckFree APL Master Agreement between Fiserv Investment Solutions, Inc (as successor-in-interest to CheckFree Services Corporation)
(“Fiserv”) and Genworth Financial Wealth Management, Inc. f/k/a AssetMark Investment Services, (“Client”), effective as of June 23, 2006 (the “Agreement”). Any capitalized terms not defined in this
Amendment shall be given their meanings set forth in the Agreement. 
 RECITALS 

WHEREAS, the Client is receiving JJ Kenny Daily Muni pricing (“Existing Data”) through the System; and 

WHEREAS, Fiserv and Client agree to replace the Existing Data with IDC Data (as defined below); and 

WHEREAS, Fiserv and Client each desire to amend the Agreement. 

THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and the mutual covenants
contained herein, the parties agree to modify and otherwise amend the Agreement as follows: 
  

	1.	 Effective with the Amendment Effective Date, the following fees for the Existing Data shall be deleted from the
Client’s monthly invoice: 

  

			
	 Description
	  	 Unit Price

	MUNI PRICING JJKENNY	  	[***]
	WKLY MUNI PRICING JJKENNYW	  	[***]

 Effective with the Amendment Effective Date, the Existing Data shall be replaced with IDC Muni Pricing data (“IDC
Data”) and the following fees shall apply: 
 Effective August 1, 2012, IDC Data shall be a fixed monthly fee of [***] dollars
$[***], invoiced monthly in arrears. 
 Effective August 1, 2013, IDC Data shall be a fixed monthly fee of [***] dollars $[***],
invoiced monthly in arrears. 
 Effective August 1, 2014, IDC Data shall be a fixed monthly fee of [***] dollars $[***], invoiced
monthly in arrears. 
  

	2.	 EFFECT OF AMENDMENT: Except as otherwise expressly provided in this Amendment, all other terms and
conditions of the Agreement shall remain in full force and effect. 

 This Amendment shall be effective upon the Amendment Effective
Date set forth above. EXECUTED in multiple originals. 
  

									
			
	Fiserv Investment Solutions, Inc.	 		 	Genworth Financial Wealth Management, Inc.
					
	By:	 	 /s/ Peter Crenier
	 		 	By:	 	 /s/ Gary Zyla

	Print Name:	 	 Peter Crenier
	 		 	Print Name:	 	 Gary Zyla

	Title:	 	 SVP
	 		 	Title:	 	 CFO

	Date:	 	 8/8/12
	 		 	Date:	 	 8/3/2012

											
		 	Effective Date:	 	 1/1/2013
	 	

	  	Contract Type:	  	 Amendment No. 5

		 	Client Short Name:	 	  
	  		  	  

  

					
	Contract Company Name:	  	 Genworth Financial Wealth Mgmt
	  	
			
	Address:	  	  
	  	
			
	City, State, Zip:	  	  
	  	        
			
	Country:	  	 United States
	  	
			
	Contact Name:	  	  
	  	
			
	Telephone Number:	  	  
	  	

  

									
	 Date Contract Rec’d
	  	 Contract Format
	  	 Type of Service
	  	 	  	 
					
	 9/5/2013
	  	 PDF
	  	 Hosted (i.e. APL)
	  	 	  	 

  

			
		  	Legal Contracting Officer (initial & date):
		
	Projected Revenue of Contract:	  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no modifications.
		
	                                      
              	  	 /s/
Muriel    9-5-2013            

 Date Released to Authorized Signatory for signature: 

9/5/2013 
  

      Salesperson(s): Todd
Fornella                                       
                                         
                                         
          
 Relationship
Manager:                                       
                                         
                                         
                            
  

					
		 	Date/Time Cover Sheet Generated                        	  	9/5/2013 3:09 PM

  

					
	Signatures/Initials - please date	  	Executed Contract Distribution:	  	 
			
	 ☒   Louis Bonanni (Legal)
	  	 Original
	  	Electronic Copy
			
	 /s/ Louis Bonanni 9/5/2013
	  		  	
			
	 ☒   Daniel McLaughlin/ Hamilton Bunge (Finance)
	  	 ☐   Client - sent via UPS (see Legal for tracking number)
	  	 ☐   Jersey City

			
	 /s/ Daniel McLaughlin/ Hamilton Bunge 9/5/2013
	  		  	
			
	 ☒   Cheryl Nash (President)
	  	 ☐   Salesperson
	  	 ☐   Los Angeles

			
	 /s/ Cheryl Nash 9/5/13
	  		  	
			
	 ☐   Dough Smith (SVP)
	  	 ☐ Relationship Manager
	  	 ☐   Morris Plains

			
	 ☐   Hilary Fiorella (VP)
	  	☐ Contract File Cabinets	  	 ☐   United Kingdom

			
	 ☐   Mike Gianoni (Group President - Financial Institutions Group)
	  		  	 ☐ Contract Repository.

			
		  		  	
			
		  		  	

 

 
 Contract ID#1288 

Amendment No. 5 
 This
Amendment No. 5 (“Amendment”), made effective as of January 1, 2013 (the “Amendment Effective Date”), is to the CheekFree APL Master Agreement between Fiserv Investment Solutions, Inc (as successor-in- interest to
CheekFree Services Corporation) (“Fiserv”) and Genworth Financial Wealth Management, Inc. f/k/a AssetMark Investment Services, (“Client”), effective as of June 23, 2006 (the “Agreement”). Any
capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 
 RECITALS 

WHEREAS, Fiserv and Client each desire to amend the Agreement as expressly set forth herein, 

WHEREAS, Fiserv and Client each desire to amend the Agreement to include non-trading accounts 

THEREFORE, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, and the mutual covenants contained
herein, the parties agree to modify and otherwise amend the Agreement as follows: 
 1. Schedule 1 of the Agreement is hereby modified
to include the following: 
 “Non-Trading Accounts include: 

(a) Non-Trading Accounts are accounts, which are no longer traded. Non- Trading accounts include pricing feeds, extracts and control jobs this
will allow Genworth to perform reconciliation on a daily basis. Non-Trading accounts are kept for historical reporting purposes (i.e. composites). These Non-Trading Accounts are stored in RR=98. 

For the Non-Trading accounts, the following rate applies: 

$[***] per account 
 2. The Non-Trading
Account per account fee of $[***] shall remain in effect while this Amendment remains in force. 
 3. EFFECT OF AMENDMENT: Except as otherwise
expressly provided in this Amendment, all other terms and conditions of the Agreement shall remain in full force and effect. 
 This Amendment shall be
effective upon the Amendment Effective Date set forth above. 
  

									
	Fiserv Investment Solutions, Inc.	 	                	  	Genworth Financial Wealth Management, Inc.
					
	By:	 	 /s/ Cheryl Nash
	 		  	By:	 	 /s/ Carrie E. Hansen

	Print Name:	 	Cheryl Nash	 		  	Print Name:	 	Carrie E. Hansen
	Title:	 	President	 		  	Title:	 	SVP, COO
	Date:	 	9/5/13	 		  	Date:	 	 09/04/13

													
		 		 		 	    	 		 		  	
	Effective Date:	 	1/1/2013	 	 

     
	 		 	Contract Type:	 	Amendment No. 6	  	
	  
 Client Short Name:
	 	  
  
	 		 		 	  

                       
         
	  	
		 		 		 		 		 		  	
	Contract Company Name:	 	Genworth Financial Wealth Mgmt	 		  	
				
	Address:	 	 	 		  	
				
	City, State, Zip:	 	 	 		  	
				
	Country:	 	 United States
	 		  	
				
	Contact Name:	 	 	 		  	
				
	Telephone Number:	 	 	 		  	
							
	Date Contract Rec’d	 	Contract Format	 	Type of Service	 		 		 		  	
							
	                        9/5/2013    	 	                        PDF    	 	            Hosted (i.e. APL)    	 		 		 		  	
						
		 		 		 		 	Legal Contracting Officer (initial & date):	  	
					
	Projected Revenue of Contract:	 		 		 	 I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for
signature (as such was approved internally) and that there have been no modifications.
  
	  	
	  
	 		 	 /s/ Muriel     9-5-2013
	  	
		
	 Date Released to Authorized Signatory for signature:
	  	
							
	                        9/5/2013    	 		 		 		 		 		  	
				
	 Salesperson(s):
	 	 Todd Fornella
	 		  	
				
	 Relationship Manager:
	 	 	 		  	
				
		 		 	Date/Time Cover Sheet Generated                	 	9/5/2013 3:09 PM

													
					
	Signatures/Initials - please date	  	Executed Contract Distribution:	  		  		  	
							
	 ☒
  

 
  
  

☒
  
  

    
  

 
 ☒

 
     

 
 ☐

 
 ☐

 
 ☐
	  	 Louis Bonanni (Legal)
  

/s/ Louis Bonanni
9/5/2013                        
  

Daniel McLaughlin/Hamilton Bunge (Finance)
  

/s/ Daniel McLaughlin/Hamilton Bunge 9/5/2013
  

Cheryl Nash (President)
  

/s/ Cheryl Nash 9/5/13
  

Doug Smith (SVP)
  

Hilary Fiorella (VP)
  

Mike Gianoni (Group President—Financial Institutions Group)
	  	            	  	Original	  	            	  	Electronic Copy	  	            
	  	  
 ☐

☐
 ☐

 
 ☐
	  	  

Client — sent via UPS (see Legal for tracking number)

Salesperson
 Relationship Manager

 
 Contract File Cabinets
	  	  
 ☐

☐
 ☐

 
 ☐
	  	  
 Jersey City

Los Angeles
 Morris Plains

 
 United Kingdom
	  	
	  	☐	  	Contract Repository.	  	
	  		  		  	
	  		  		  	

 

 
 Contract ID#1288 

Amendment No. 6 

This Amendment No. 6 (“Amendment”), made effective as of April 11, 2013 (the “Amendment Effective
Date”), is to the CheekFree APL Master Agreement between Fiserv Investment Solutions, Inc (as successor-in- interest to CheekFree Services Corporation)
(“Fiserv”) and Genworth Financial Wealth Management, Inc. f/k/a AssetMark Investment Services, (“Client”), effective as of June 23, 2006 (the “Agreement”). Any capitalized terms not defined in
this Amendment shall be given their meanings set forth in the Agreement. 
 RECITALS 

WHEREAS, Fiserv and Client each desire to amend the Agreement as expressly set forth herein. 

WHEREAS, Fiserv and Client each desire to amend the Agreement to include fees for “GPS Select” UMA accounts, which product was
launched on the GFWM Platform in early 2013. 
 THEREFORE, for good and valuable consideration, the receipt and sufficiency of which
is hereby acknowledged, and the mutual covenants contained herein, the parties agree to modify and otherwise amend the Agreement as follows: 

1. Schedule 1 of the Agreement is hereby modified to include the following pricing: 

“For UMA Accounts, the following monthly fees apply 

$[***] Per GPS Select UMA Account up to two (2) sleeves, with a “sleeve” being an allocation received from a
Strategist; and 
 $[***] per GPS Select UMA Account thereafter. 

(a) These GPS Select UMA Accounts are stored in RR=11. 

2. EFFECT OF AMENDMENT: Except as otherwise expressly provided in this Amendment, all other terms and conditions of the Agreement shall
remain in full force and effect. 
 This Amendment shall be effective upon the Amendment Effective Date set forth above. 

 

									
	Fiserv Investment Solutions, Inc.	 		 	Genworth Financial Wealth Management, Inc.
					
	By:	 	 /s/ Cheryl Nash
	 		 	By:	 	 /s/ Carrie E. Hansen

	Print Name:	 	Cheryl Nash	 		 	Print Name:	 	Carrie E. Hansen
	Title:	 	President	 		 	Title:	 	SVP, COO
	Date:	 	9/5/13	 		 	Date:	 	09/04/13

 

 
  

											
		 	Effective Date:	 	  
	 		  	Contract Type:	  	 Amendment #7

		 	Client Short Name:	 	  
	  	Sales Type:	  	  

  

					
	Contract Company Name:	  	 Genworth Financial Wealth Management, Inc.
	  	
			
	Address:	  	  
	  	
			
	City, State, Zip:	  	  
	  	        
			
	Country:	  	  
	  	
			
	Contact Name:	  	  
	  	
			
	Telephone Number:	  	  
	  	

  

									
	 Date Contract Rec’d
	  	 Contract Format
	  	 Type of Service
	  	 	  	 
					
	 6/12/2014
	  	 PDF
	  	 Hosted (i.e. APL)
	  	 	  	 

  

					
	Rev Type	 	TCV	  	
	Professional Services	 	                        	  	Legal Contracting Officer (initial & date):
	Maintenance	 	                        	  	
	License Processing	 	                        	  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no modifications.
		 		  	
	Total:	 	[***]	  	
			
	CY Impact Revenue:	 		  	 /s/ X [Authorized Signatory]    6/12/14

			
	                                     
                           	 		  	

 Date Released to Authorized Signatory for signature: 

            6/12/2014    Connectivity 

                        
                                        

                        
                                        

      Salesperson(s):                
                                         
                       Split
%:                                        
                                     

Relationship
Manager:                                       
                                 Split
%:                                        
                                     

 

					
		 	                        	  	6/12/2014 6:03 PM

  

					
	Signatures/Initials - please date	  	Executed contract Distribution:	  	 
			
	 ☒   Jamie Plaisted (Legal)
	  	
                   
 Original
	  	Electronic Copy
			
	 /s/ Jamie Plaisted 6/16
	  		  	
			
	 ☐   Daniel McLaughlin/Hamilton Bunge

(Finance)
	  	 ☐   Client - sent via UPS (see Legal for tracking number)
	  	
			
	 ☒   Cheryl Nash (President)
	  	 ☐   Sales Force
	  	 ☐   Warren

			
	 /s/ Cheryl Nash 6/17/14
	  	 ☐   Shared Drive
	  	 ☐   Los Angeles

			
	 ☐   Doug Smith (SVP, Operations
	  	 ☐   Contract Repository
	  	 ☐   Morris Plains

			
	 ☐   Hilary Fiorella (SVP, Client Services)
	  	 ☐   Contract File Cabinets
	  	 ☐   United Kingdom

			
	 ☒   /s/ Maria Cordero 6/17/14
	  	 ☐   WorkFlow (Check-In)
	  	

 

 
 SF#1629                

 AMENDMENT #7 

This is Amendment #7 (“Amendment’’), made effective as of the Amendment Effective Date, to the Fiserv
APL System Agreement by and between Fiserv Investment Solutions, Inc. (“Fiserv”) and Genworth Financial Wealth Management, Inc. (as
successor-in-interest to Assetmark Investment Services) (“Client’’), effective as of June
23rd, 2006 as amended , (the “Agreement’”). Any capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 

RECITALS 
 WHEREAS, Fiserv and
Client each desire to amend the Agreement. 
 THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, and the mutual covenants contained herein, the parties agree to modify and otherwise amend the Agreement as follows: 
  

	 	1.	 As of the Amendment Effective Date, Fiserv hereby grants Client access to a 1.5 Meg T1 shared Verizon
MPLS cloud circuit with connectivity to Fiserv MPLS cloud network (“Connectivity Service”) for a monthly fee of $[***] (“Monthly Fee”), which Monthly Fee is due, owing and payable in accordance with
Section 1 of the Agreement. The Connectivity Service will be installed at the Client’s location as specifically set forth in the attached Exhibit A. 

 

	 	2.	 The Connectivity Service shall commence on the Amendment Effective Date and will run concurrently with the Term
of the Agreement. However, the Connectivity Service set forth herein shall terminate and cease to be of any force and effect: (a) upon the termination or expiration of the Agreement; or (b) upon the termination of CKFR’s direct
agreement with such third party service provider that supplies the connectivity circuits, whichever is earlier. Client may terminate this Amendment and the services herein for convenience by giving CKFR ninety (90) days prior written notice of
termination, and, in the event of such termination, Client shall pay CKFR an amount that shall be the result of multiplying the Monthly Fee by the months remaining in the then-current Term on the effective date of termination (including any partial
months) (“Termination Fee”), it being agreed that such Termination Fee constitutes reasonable liquidated damages sustained by CKFR by reason of such early termination. Upon termination or expiration of this Amendment for any reason,
or upon earlier request by CKFR, Client shall promptly deliver to CKFR all equipment and hardware associated with the services herein. 

  

	 	3.	 EFFECT OF AMENDMENT: Except as otherwise expressly provided in this Amendment, all other terms and
conditions of the Agreement shall remain in full force and effect. 

 This Amendment shall be effective upon FISERV’s execution of
this Amendment (the “Amendment Effective Date”). EXECUTED in multiple originals. 
  

									
	Fiserv Investment Solutions, Inc.	 		 	 Genworth Financial Wealth Management, Inc.

(an affiliate of Genworth North America Corporation)

					
	By:	 	 /s/ Cheryl Nash
	 		 	By:	 	 /s/ James Hanna

	Print Name:	 	Cheryl Nash	 		 	Print Name:	 	James Hanna
	Title:	 	President	 		 	Title:	 	CTO
	Date:	 	6/17/14	 		 	Date:	 	6/12/14

 EXHIBIT A 
  

			
	Address:	  	1655 Grant Street, 10th Floor | Concord, CA 94520
	Client Point of Contact:	  	Patty Adams, 925 382 6880
	Fiserv Relationship Manager:	  	Michael Dellipaoli, Michael.Dellipaoli@Fiserv.com
	Fiserv Business Analyst:	  	Lissethe Vargas, 1.877.347.3781 ext. 0780
	Ticket Number:	  	AIS0164
	Development Queue:	  	Networking

 1. Services and Deliverables. Pursuant to the terms of this Amendment, Fiserv shall provide the professional services
which may include, without limitation, customization, analysis, testing, programming, implementation, production, training and/or consulting services (the “Services”) set forth below. The Services are subject to change only by a
written agreement of the parties that expressly amends this Amendment. 
 Fiserv will provide the following Services under this Amendment: 

 

	 	•	 	 Client has requested that Fiserv provides a new 1.5 MB datacenter located in Franklin Park, IL, while Backup
datacenter is located in Durham, NC. 

 The delivery will include engineering, design, provisioning, and testing. 

 

	 	•	 	 As part of the Services, Fiserv will provide the Client’s data center equipment (“CPE”), which
will be (collated/housed) at Client site: 

 Data Center Location Primary: 

Windstream 9333 W Grand Ave, 

Franklin Park, IL 60131 
 Data
Center Location Backup: 
 Windstream 99 T W Alexander Dr, 

Durham, NC 27709 
  

	 	•	 	 Installation/monitoring/maintenance of CPE is Fiserv’s responsibility. 

Fiserv will provide the following materials and deliverables (“Deliverables”) under this Amendment: 

 

	 	•	 	 MPLS cloud connectivity to the Fiserv’s network to both the primary and backup datacenters.

  

	 	•	 	 Primary 1.5 Meg circuit and Backup 1.5 Meg circuits with Verizon 

 

	 	•	 	 New CPE’s for each line 

 

	 	•	 	 Configuration of CPE’s 

All Deliverables (including hardware, CPEs, and software) provided in connection with such Services shall be owned exclusively by Fiserv, are provided to
Client solely for use in connection with the System in strict accordance with the terms of the Agreement and only for as long as the Agreement remains in effect. Client’s use of any Deliverables is subject to all terms and conditions of the
Agreement applicable to such System (including, without limitation, any use restrictions). 
 2. Payment Terms. Fiserv will perform the
Services and provide the Deliverables under this Amendment for a fixed price of $[***] (“Fixed Price’’). The Fixed Price will be due and payable upon completion of the project. Fiserv shall perform only the Services expressly
identified in this Amendment for the Fixed Price. Any services and deliverables not expressly identified under this Amendment are deemed to be out-of-scope with respect
to this Amendment and are not included in the Fixed Price. 
 Rev. 2013-03-04 

  
 2 

 EXHIBIT A 

3. Client Responsibilities. 
 Client will provide
the following resources and has the following responsibilities in supporting Fiserv’s performance of the Services: 
  

	 	•	 	 Client will provide demarcation information for the device to ensure it is properly connected.

  

	 	•	 	 Client will provide inside wiring for the device. 

 

	 	•	 	 Client will provide the necessary technical staff to connect Fiserv’s CPE to the client network.

  

	 	•	 	 Client will configure its network to accept Fiserv’s CPE. 

 

	 	•	 	 Client must collocate Fiserv’s CPE in a secure location appropriate for housing network equipment.

  

	 	•	 	 From time to time, Client may be requested to reboot/support CPE. 

 

	 	•	 	 Client agrees to be bound by Fiserv’s Data Access and Usage policy for network connectivity, which will
available upon request. 

 4. Assumptions. 

If any of the following assumptions are not met, Fiserv reserves the right to charge additional amounts or receive an extension to any Deliverable due dates or
Services completion dates. 
  

	 	•	 	 All Client project teams, sponsors, and management will be readily available to Fiserv when needed and have the
ability and authority to resolve business and technical issues regarding the project on a timely basis. 

  

	 	•	 	 Client will provide accurate and complete information as needed, will complete its responsibilities in a timely
and effective manner, and will make decisions and provide approvals, as necessary, in a timely manner. 

  

	 	•	 	 Fiserv will work directly with Client’s assigned project management and product development teams. These
Client teams will be Fiserv’s primary points of contact regarding project issues and scope changes. Fiserv shall be entitled to rely on the instructions, authorizations, approvals and other information provided by the Client teams.

  

	 	•	 	 Client’s project team will perform reviews and provide critical feedback on checkpoints as required, in a
timely manner, and as agreed per the applicable project plan. 

  

	 	•	 	 Client will provide resources and materials as needed for Fiserv to complete its responsibilities, including
where applicable, office space, connectivity, a telephone line and access to all necessary buildings and facilities. 

 Rev.
2013-03-04 

  
 3 

 

 
 SF#1672                

 AMENDMENT # 9 

This is Amendment #7 (“Amendment”), made effective as of September 23, 2014, to the Fiserv APL System Agreement dated as
of June 23, 2006 between Fiserv Investment Solutions, Inc. (“Fiserv”) and AssetMark, Inc. (formerly known as Genworth Financial Wealth Management, Inc.) (“Client’’) (the “Agreement”). Any
capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 
 The parties agree to amend the
Agreement as follows: 
  

	 	1.	 The following sentence shall be added to the end of Section 3.1: 

Any claim against CKFR under this Section 3.1, shall be limited in the aggregate to liquidated damages in the amount of the system fees
paid by Client to CKFR pursuant to this agreement for the twelve (12) calendar months immediately preceding the month that gave rise to the damages. 
  

	 	2.	 The parties agree to otherwise extend the Agreement termination date from September 23, 2014 to
November 22, 2014 under the same terms and conditions. 

  

	 	3.	 Except as expressly provided in this Amendment, all other terms of the Agreement shall remain in effect.

 This Amendment shall be effective upon Fiserv’s execution. 

 

									
	Fiserv Investment Solutions, Inc.	 		 	AssetMark, Inc.
					
	By:	 	 /s/ Daniel McLaughlin
	 		 	By:	 	 /s/ Carrie E. Hansen

	Print Name:	 	Daniel McLaughlin	 		 	Print Name:	 	Carrie E. Hansen
	Title:	 	VP/CFO	 		 	Title:	 	EVP, COO
	Date:	 	9/22/14	 		 	Date:	 	9/11/2014

													
		 		 		 	    	 		 		  	
	Effective Date:	 	11/22/2014	 	 

     
	 		 	Contract Type:	 	Amendment #10	  	
	  
 Client Short Name:
	 	  
 AIS
	 		 		 	  

ID# 1702                        
        
	  	
		 		 		 		 		 		  	
	Contract Company Name:	 	AssetMark	 		  	
				
	Address:	 	 	 		  	
				
	City, State, Zip:	 	 	 		  	
				
	Country:	 	 	 		  	
				
	Contact Name:	 	 	 		  	
				
	Telephone Number:	 	 	 		  	
							
	Date Contract Rec’d	 	Contract Format	 	Type of Service	 		 		 		  	
							
	                        11/14/2014    	 	                        PDF    	 	            Hosted (i.e. APL)    	 		 		 		  	
						
		 		 		 		 	Legal Contracting Officer (initial & date):	  	
					
	Projected Revenue of Contract:	 		 		 	 I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for
signature (as such was approved internally) and that there have modifications.
  
	  	
	  
	 		 	 11/25/2014    /s/ X [Authorized Signatory]
	  	
		
	 Date Released to Authorized Signatory for signature:
	  	
							
	                        11/25/2014    	 		 		 		 		 		  	
				
	 Salesperson(s):
	 	 	 		  	
				
	 Relationship Manager:
	 	 	 		  	
				
		 		 	Date/Time Cover Sheet Generated                	 	 11/25/2014 4:20 PM

													
					
	Signatures/Initials - please date	  	Executed Contract Distribution:	  		  		  	
							
	 ☒
  

 
 ☐
  

☐
  

☐
  

☒
  
  

☐
	  	 Jamie Plaisted (Legal)
  

/s/ Jamie Plaisted 11/25
  

Daniel McLaughlin/Hamilton Bunge (Finance)
  

Cheryl Nash (President)
  

Doug Smith (SVP Operations)
  

Hilary Fiorella (SVP, Client Services)
  

/s/ Hilary Fiorella 11/25/14
  

Lou Bonanni (Legal – Financial Institutions Group)
	  	            	  	Original	  	            	  	Electronic Copy	  	            
	  	  
 ☐

 
 ☐

☐
 ☐

☐
	  	  
 Client – sent via UPS (sec Legal for tracking
number)
 Sales Force
 Shared Drive

Contract Repository
 Contract File Cabinets
	  	  
 ☐

☐
 ☐

☐
	  	  
 Jersey City

Los Angeles
 Morris Plains

United Kingdom
	  	
	  		  		  	
	  		  		  	
	  		  		  	

  
 

                 

11/25/14                     

 

 
 SF#1702                

 AMENDMENT # 10 

This is Amendment #10 (“Amendment”), made effective as of November 22, 2014, to the Fiserv APL System Agreement dated as
of June 23, 2006 between Fiserv Investment Solutions, Inc. (“Fiserv”) and AssetMark, Inc. (formerly known as Genworth Financial Wealth Management, Inc.) (“Client”) (the “Agreement”). Any
capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 
 The parties agree to amend the
Agreement as follows: 
  

	 	1.	 The following sentence shall be added to the end of Section 3.1: 

Notwithstanding anything in the Agreement to the contrary herein, any claim against CKFR under this Section 3.1, shall be limited in the
aggregate to liquidated damages in the amount of the system fees paid by Client to CKFR pursuant to this agreement for the twelve (12) calendar months immediately preceding the month that gave rise to the damages. 

 

	 	2.	 The parties agree to otherwise extend the Agreement termination date to December 21, 2014 under the same
terms and conditions. 

  

	 	3.	 Except as expressly provided in this Amendment, all other terms of the Agreement shall remain in effect.

 This Amendment shall be effective upon Fiserv’s execution. 

 

									
	Fiserv Investment Solutions, Inc.	 		 	     AssetMark, Inc.

									
					
	By: 	 	/s/ Hilary Fiorella	 		 	By: 	 	/s/ Carrie E. Hansen

									
	Print Name:	 	Hilary Fiorella	 		 	Print Name:	 	Carrie E. Hansen

									
	Title:	 	SVP Client Services	 		 	Title:	 	EVP, COO
	Date:	 	11/25/2014	 		 	Date:	 	11/14/2014

											
		 	 Effective Date:
	 	 11/22/2014        
	 	 

	  	 Contract Type:
	  	
Amendment#10            

		 	 Client Short Name:
	 	
AIS                   
 
	  		  	
ID#1702                  
      

				
		 	Contract Company Name:	 	AssetMark	  	
		 	Address:	 	  
	  	
		 	City, State, Zip:	 	  
	  	
		 	Country:	 	  
	  	
		 	Contact Name:	 	  
	  	
		 	Telephone Number:	 	  
	  	
						
	 	 	 Date Contract Rec’d
	 	 Contract Format
	 	 Type of Service
	  	 	  	 
						
		 	         11/14/2014
	 	                    .PDF	 	Hosted (i.e. APL) 	  		  	
		 		 		 		  	 Legal Contracting Officer (initial & date):

			
		 	Projected Revenue of Contract:	  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no
modifications.
			
	 	 	0	  	11/25/2014        X [Authorized Signatory]

  

	
	Date Released to Authorized Signatory for signature:
	
	        11/25/2014

  

							
	 Salesperson(s):
	 	  
	 	     

	 Relationship Manager:
	 	
            X [Authorized
Signatory]                     100
	 	

  

					
		 	 Date/Time Cover Sheet Generated
	  	 11/25/2014 4:20 PM

  

											
	 Signatures/Initials – please date
	  	 Executed Contract Distribution:
	  	 	  	 
						
	 ☒
	  	Jamie Plaisted (Legal) (Illegible)     11/125	  		  	Original	  		  	Electronic Copy
	☐	  	Daniel McLaughlin/Hamilton Bunge (Finance)	  	☐	  	Client—sent via UPS (see Legal for tracking number)	  	☐	  	Jersey City
	☐	  	Cheryl Nash (President)	  	☐	  	Sales Force	  	☐	  	Los Angeles
	☐	  	Doug Smith (SVP, Operations)	  	☐	  	Shared Drive	  	☐	  	Morris Plains
	☐	  	Hilary Fiorella (SVP, Client Services)	  	☐	  	Contract Repository	  	☐	  	United Kingdom
	 ☐
	  	Lou Bonanni (Legal—Financial Institutions Group)	  	 ☐
	  	Contract File Cabinets	  		  	
	 ☒
	  	/s/ Maria Cordero 11/25/14	  		  		  		  	

 

 
  

													
		 	Effective Date:	  	        12/22/2014	  	                            	  	Contract Type:	  	Amendment #11            
		 	Client Short Name:	  	                        	  		  	Sales Type:	  		  	                                    

				
	 Contract Company Name:
	  	AssetMark, Inc.	  		  	    
		 	Address:	  	  
	  		  	
		 	City, State, Zip:	  	  
	  		  	
		 	Country:	  	  
	  		  	
		 	Contact Name:	  	  
	  		  	
		 	Telephone Number:	  	  
	  		  	
							
	 	 	 Date Contract Rec’d
	  	 Contract Format
	  	 Type of Service
	  	 	  	 	  	 
							
		 	        12/22/2014	  	                    .PDF	  	Hosted (i.e. APL)	  		  		  	
							
		 	    Rev Type	  	TCV	  		  		  		  	
		 	Professional Services	  	                                	  		  	Legal Contracting Officer (initial & date):
					
		 	Maintenance	  	                                	  		  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no
modifications.
		 	 License
 Processing
	  	                                	  		  	
		 		  	                                	  	                                	  	
		 	Total:	  		  		  	  

		 		  		  		  	                                    
	  	
		 	CY Impact Revenue:	  	
				
	  
	  	    	  		  	
		 	 Date Released to Authorized Signatory for signature:
	  	
							
		 	 12/22/2014
	  		  		  		  		  	
							
		 	 Salesperson(s):
	  	X [Authorized Signatory]	  	100.00	  	Split %:	  	 	  	
		 	 Relationship Manager:
	  	 	  	 	  	Split %:	  	 	  	

 12/22/2014 4:29 PM 
  

											
	 	 	 Signatures/Initials—please date
	  	 Executed Contract Distribution:
	  	 	  	 
						
	☒	 	Jamie Plaisted (Legal) /s/ Jamie Plaisted         12/22	  		  	Original	  		  	Electronic Copy
						
	☒	 	Daniel McLaughlin/Hamilton Bunge (Finance) /s/ Daniel McLaughlin         12/22	  	 ☐
	  	 Client—sent via UPS (see Legal for tracking number)
	  	 ☐
	  	 Warren

						
	 ☐
	 	 Cheryl Nash (President)
	  	 ☐
	  	Sales Force	  	 ☐
	  	Los Angeles
						
	 ☐
	 	 Doug Smith (SVP, Operations)
	  	 ☐
	  	Shared Drive	  	 ☐
	  	Morris Plains
						
	 ☐
	 	 Hilary Fiorella (SVP, Client Services)
	  	 ☐
	  	Contract Repository	  	 ☐
	  	United Kingdom
						
		 		  	 ☐
	  	Contract File Cabinets	  		  	
					
		 		  	 ☐
	  	WorkFlow (Check-In)	  	

		 		  		  		  		  	12/23/14

  

  
 1 of 1 

 

 

SF#                     

AMENDMENT # 11 

This is Amendment #11 (“Amendment”), made effective as of December 22, 2014, to the Fiserv APL System Agreement dated as
of June 23, 2006, between Fiserv Investment Solutions, Inc. (“Fiserv”) and AssetMark, Inc. (formerly known as Genworth Financial Wealth Management, Inc.) (“Client”) (the “Agreement”). Any
capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 
 The parties agree to amend the
Agreement as follows: 
  

	 	1.	 The following sentence shall be added to the end of Section 3: 

Notwithstanding anything in the Agreement to the contrary herein in no event shall Fiserv be liable for loss of goodwill, or for special,
indirect, incidental, consequential, punitive, exemplary, or tort damages arising out of or relating to this agreement, regardless of whether such claim arises in tort, contract, or otherwise. Except for claims related to proprietary rights or
payment obligations, neither party may assert any claim against the other related to this agreement more than 2 years after such claim accrued. Fiserv’s aggregate liability to Client and any third party for any and all claims or obligations
relating to this agreement shall be limited to the total fees paid by Client to Fiserv in the twelve (12) month period preceding the date the claim accrued. 
  

	 	2.	 The parties agree to otherwise extend the Agreement termination date to January 21, 2014, under the same
terms and conditions. 

  

	 	3.	 Except as expressly provided in this Amendment, all other terms of the Agreement shall remain in effect.

 This Amendment shall be effective upon Fiserv’s execution. 

 

									
	Fiserv Investment Solutions, Inc.	 		 	AssetMark, Inc.
					
	By:	 	/s/ Dan McLaughlin	 		 	By:	 	/s/ Gary Zyla
	Print Name: Dan McLaughlin	 		 	Print Name: Gary Zyla
	Title: VP/CFO	 		 	Title: EVP, CFO
	Date: 12/22/14	 		 	Date: 12/19/14

 

 

SF#                     

AMENDMENT # 12 

This is Amendment #12 (“Amendment”), made effective as of January 21, 2015, to the Fiserv APL System Agreement dated as
of June 23, 2006 between Fiserv Investment Solutions, Inc. (“Fiserv”) and AssetMark, Inc. (formerly known as Genworth Financial Wealth Management, Inc.) (“Client”) (the “Agreement”). Any
capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 
 The parties agree to amend the
Agreement as follows: 
  

	 	1.	 The parties agree to extend the Agreement termnination date to March 27, 2015, under the same terms and
conditions. 

  

	 	2.	 Except as expressly provided in this Amendment, all other terms of the Agreement shall remain in effect.

 This Amendment shall be effective upon Fiserv’s execution. 

 

									
	Fiserv Investment Solutions, Inc.	 		 	AssetMark, Inc.
					
	By:	 	/s/ Dan McLaughlin	 		 	By:	 	/s/ Carrie E. Hansen
	Print Name: Dan McLaughlin	 		 	Print Name: Carrie E. Hansen
	Title: VP/CFO	 		 	Title: EVP, COO
	Date: 1/26/15	 		 	Date: 1/20/2015

					
	Effective Date: 3/27/15	 	 

	  	Contract Type: Amendment #13
	Client Short Name: AIS	  	
                      
          

  

			
	Contract Company Name:	  	AssetMark Inc (formerly Genworth)
	Address:	  	 
	City, State, Zip:	  	 
	Country:	  	 
	Contact Name:	  	 
	Telephone Number:	  	 

  

							
	Date Contract Rec’d	  	Contract Format	  	Type of Service	  	
	3/31/15	  	                             	  	Hosted (i.e. APL)	  	

  

			
		  	Legal Contracting Officer (initial & date):
	Projected Revenue of Contract:	  	  
 I hereby certify that I have compared the attached signed contract
document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no modifications.

	 	  	X [Authorized Signatory] 3/31/15

  

			
		  	Meets Contract Mandates      (Y/N) Y
	Date Released to Authorized Signatory for signature:	  	If No, Highlest Level
Approved                                       
  
	 3/31/15
	  	 Approvals Sought
by            (Initials)                           
     
  

  

			
	Salesperson(s):	 	                                      
                                         
                                         
            
	Relationship Manager:	 	                                      
                                         
                                         
            

  

					
		  	Date/Time Cover Sheet Generated	  	3/19/2015 12:51 PM

  

											
	Signatures/Initials—please date	  	Executed Contract Distribution:	  	
	☒	  	Jamie Plaisted (Legal) /s/ Jamie Plaisted 3/31	  	Original	  	Electronic Copy
	☐	  	Daniel McLaughlin/Hamilton Bunge (Finance) 	  	☐	  	Client — sent via UPS (see Legal for tracking number)	  	☐	  	Jersey City
	☒	  	Cheryl Nash (President) /s/ Cheryl Nash 4/1/15	  	☐	  	Sales Force	  	☐	  	Los Angeles
	☐	  	Doug Smith (SVP, Operations)	  	☐	  	Shared Drive	  	☐	  	Morris Plains
	☐	  	Hilary Fiorella (SVP, Client Services)	  	☐	  	Contract Repository	  	☐	  	United Kingdom
	☐	  	Lou Bonanni (Legal — Financial Institutions Group)	  	☐	  	Contract File Cabinets	  		  	

  
 

 
 4/2/15 

 

 
 AMENDMENT #13 

This Amendment #13 (“Amendment”) dated as of March 27, 2015 (“Amendment Effective Date”) to the Fiserv APL System Agreement dated
June 23, 2006 (as amended through the date hereof, (the “Agreement”) between Fiserv Investment Solutions, Inc. (“Fiserv”) and AssetMark, Inc. (fka Genworth Financial Wealth Management, Inc.)(“Client”). Any
capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 
 The parties agree to amend the Agreement as
follows: 
  

	 	1.	 The parties agree to extend the Agreement termination date to April 27, 2015 under the same terms and
conditions. 

  

	 	2.	 Except as expressly provided in this Amendment, all other terms of the Agreement shall remain in effect.

 IN WITNESS WHEREOF, the parties have caused this Amendment to be executed by their duly authorized representatives as of the Amendment
Effective Date. 
  

									
	For Client:	 		 	For Fiserv:
	AssetMark, Inc.	 		 	Fiserv Investment Solutions, Inc.
					
	By:	 	/s/ Carrie E. Hansen	 		 	By:	 	/s/ Cheryl Nash
	Print Name: Carrie E. Hansen	 		 	Print Name: Cheryl Nash
	Title: EVP, COO	 		 	Title: President
	Date: 3/27/2015	 		 	Date: 4/1/15

									
	Effective Date:	 	4/27/15	 	

	  	Contract Type:	  	Amendment #14
	Client Short Name:	 	AIS	  		  	 

  

			
	Contract Company Name:	  	AssetMark Inc.
	Address:	  	 
	City, State, Zip:	  	 
	Country:	  	 
	Contact Name:	  	 
	Telephone Number:	  	 

  
  
  

					
	Date Contract Rec’d	    	Contract Format	    	Type of Service
	4/28/15	    	 	    	Hosted (i.e. APL)

  
  

					
		 		  	Legal Contracting Officer (initial & date):
			
	Projected Revenue of Contract:	 		  	I hereby certify that I have compared the attached signed contract document to the final version submitted to the Client for signature (as such was approved internally) and that there have been no modifications.
			
	 	 		  	DCR 4/28/15

  

							
		  	 Meets Contract Mandates
	  	 (Y/N)
	  	 
				
	Date Released to Authorized Signatory for signature:	  	 If No, Highlest Level Approved
	  		  	 
				
	 4/28/15
	  	 Approvals Sought by
	  	 (Initials)
	  	 

  

			
	Salesperson(s): 	 	 
	 Relationship Manager: 
	 	 

  

							
		 		  	Date/Time Cover Sheet Generated	  	4/27/2015 5:15 PM

  

											
	Signatures/Initials - please date	  	Executed Contract Distribution:	  		    	
	☒	    	Jamie Plaisted (Legal) /s/ Jamie Plaisted 4/28	  		    	Original	  		    	Electronic Copy
	☒	    	Daniel McLaughlin/Hamilton Bunge (Finance) /s/ Daniel McLaughlin 4/28	  		    		  		    	
		    		  	☐	    	Client – sent via UPS (see Legal for tracking number)	  	☐	    	Jersey City
	☐	    	Cheryl Nash (President)	  	☐	    	Sales Force	  	☐	    	Los Angeles
		    		  	☐	    	Shared Drive	  	☐	    	Morris Plains
	☐	    	Doug Smith (SVP, Operations)	  	☐	    	Contract Repository	  	☐	    	United Kingdom
		    		  	☐	    	Contract File Cabinets	  		    	
	☐	    	Hilary Fiorella (SVP, Client Services)	  		    		  		    	
	☐	    	Lou Bonanni (Legal—Financial Institutions Group)	  		    		  		    	

  
 

 
 4/28/15 

 

 
 AMENDMENT #14 

This Amendment #14 (“Amendment”) dated as of April 27, 2015 (“Amendment Effective Date”) to the Fiserv APL System Agreement dated
June 23, 2006 (as amended through the date hereof, (the “Agreement”) between Fiserv Investment Solutions, Inc. (“Fiserv”) and AssetMark, Inc. (fka Genworth Financial Wealth Management, Inc.)(“Client”). Any
capitalized terms not defined in this Amendment shall be given their meanings set forth in the Agreement. 
 The parties agree to amend the Agreement as
follows: 
  

	 	1.	 The parties agree to extend the Agreement termination date to April 30, 2015 under the same terms and
conditions. 

  

	 	2.	 Except as expressly provided in this Amendment, all other terms of the agreement shall remain in effect.

 IN WITNESS WHEREOF, the parties have caused this Amendment to be executed by their duly authorized representatives as of the Amendment
Effective Date. 
  

									
	 For Client:
 AssetMark,
Inc.
	 		 	 For Fiserv:
 Fiserv Investment
Solutions, Inc.

					
	By: 	 	 /s/ Carrie E. Hansen
	 		 	By: 	 	 /s/ Dan McLaughlin

	Print Name: Carrie E. Hansen	 		 	Print Name: Dan McLaughlin
	Title: EXEC. VP, COO	 		 	Title: VP/CFO
	Date: 04/28/15	 		 	Date: 4/28/15

 

 
 SF# 1757 

AMENDMENT # 15 
 This is
Amendment #15 (“Amendment”), made effective as of April 30, 2015 (the “Amendment Effective Date”), to the Fiserv APL System Agreement, dated as of June 23, 2006, between Fiserv Solutions, LLC
(“Fiserv”) and AssetMark, Inc. (formerly known as Genworth Financial Wealth Management, Inc.) (“Client”), as amended (the “Agreement”). Any capitalized terms not defined in this Amendment #15 shall
be given their meanings set forth in the Agreement and its Amendments. 
 The parties agree to amend the Agreement as follows: 

 

	 	1.	 Term. Section 1.1 of the Agreement is amended to extend the Term of the Agreement from the
Amendment Effective Date for a period of two (2) years (the “Initial Term”). After the Initial Term, the Agreement shall automatically renew one three (3) month term (each a “Renewal Term”) on the same terms, conditions
and pricing unless either Party provides the other Party with contrary written notice at least six (6) months prior to the expiration of the Initial Term. The Initial Term and the Renewal Term, if any, shall be referred to together as the
“Term.” 

  

	 	2.	 Information Security. Fiserv shall (i) immediately notify Client of any access to or use of
Client’s Confidential Information, including all Client data stored in the System in contravention of Fiserv’s Information Security policy (“Unauthorized Access”) and (ii) reasonably cooperate with Client in investigating
the Unauthorized Access. Fiserv shall provide Client with reasonably sufficient details regarding its Information Security policy on Client’s periodic request. 

 

	 	3.	 Fees and Charges. Schedule 1 to the Agreement is amended and restated in its entirety as attached to
this Amendment. Addendums A and B of the 2006 original Agreement shall be deleted. 

  

	 	4.	 Deletion of Sections 1.5 and 1.12. Sections 1.5, 1.12 and 1.13 shall be deleted. Parties acknowledge
that the March 14, 2006, Letter Agreement referenced by section 1.12 cannot be located and current personnel are not aware of its contents. 

  

	 	5.	 Liability Cap. The following sentence shall be added to the end of Section 3:

  

	 	 	 Notwithstanding anything in the Agreement to the contrary herein in no event shall Fiserv be liable for loss of
goodwill, or for special, indirect, incidental, consequential, punitive, exemplary, or tort damages arising out of or relating to this agreement, regardless of whether such claim arises in tort, contract, or otherwise. Except for claims related to
proprietary rights or payment obligations, neither Party may assert any claim against the other related to this agreement more than 2 years after such claim accrued. Fiserv’s aggregate liability to Client and any third party for any and all
claims or obligations relating to this agreement shall be limited to the total fees paid by Client to Fiserv in the twelve (12) month period preceding the date the claim accrued. 

 

	 	6.	 Termination. 6.1 shall be replaced with the following: After the end of the Initial Term, this Agreement
will automatically renew and extend for successive twelve (12) month terms (each a “Renewal Term”, together with the Initial Term, the “Term”), unless either Party provides contrary notice one hundred and eighty days’
prior to the expiration of the initial Term or any Renewal Term. In addition, Client may terminate at any time for convenience during a Renewal Term upon three months’ notice to Fiserv provided that it pay the number of remaining months in the
Renewal Term 

 Fiserv/AssetMark Agreement 

Amendment #15 
 April 30, 2015 

Page 2 of 7 
  

	 	multiplied by its Monthly Minimum. Upon termination, the obligations of a continuing nature shall survive, including Sections 2 through 5 and 8 of the Agreement. In addition if either Party breaches the terms of this
Agreement and fails to cure such breach within thirty (30) days’ notice from the non-breaching Party then, at the option of the non-breaching Party, this Agreement shall terminate. Upon termination
for any reason Client shall instruct all Authorized Parties that it is unable to provide services related to the System. 

  

	 	7.	 Data. Section 7 regarding data for de-conversion shall be amended by adding to the list of files
EDPMSECT. The [***] fee per tape is no longer applicable. Fiserv shall charge at its then standard rates for time and materials need to provide de-conversion services. 

 

	 	8.	 Past Amendments and Miscellaneous. The 2006 Agreement was with CheckFree Investment Solutions, a
division of CheckFree Services Corporation. Fiserv Investment Solutions, Inc., is successor-in-interest to CheckFree Services Corporation. At the time of the 2006
Agreement, AssetMark, Inc., was named AssetMark Investment Services, Inc. During the time of the amendments to the 2006 Agreement, AssetMark has also been named Genworth Financial Wealth Management, Inc. 

The amendments to the 2006 Agreement have been as follows, a brief, non-determinative description
following each: 
  

	 	1.	 Amendment #1, effective December 2, 2010, increasing Total Ports to 45; 

 

	 	2.	 Amendment #2, effective September 7, 2011, regarding Multiple Strategy Portfolio accounts;

  

	 	3.	 Amendment #3, effective August 1, 2012, regarding JJ Kenny Daily Muni pricing and IDC Data;

  

	 	4.	 Amendment #5, effective January 1, 2013, adding non-trading
accounts; 

  

	 	5.	 Amendment #6, effective April 11, 2013, adding UMA accounts; 

 

	 	6.	 Navigator Addendum, effective October 3, 2013, adding APL Navigator software, which included Kass
Enterprises LLC included as a party; 

  

	 	7.	 Amendment #7, effective June 17, 2014, regarding access to 1.5 Meg T1 shared Verizon MPLS cloud circuit
with connectivity to Fiserv MPLS cloud network; 

  

	 	8.	 Amendment #7, effective June 21, 2014, defining liquidated damages under 3.1 and extending the Agreement
termination date from June 22, 2014, to September 22, 2014; and 

  

	 	9.	 Amendment #9, effective September 22, 2014, extending the Agreement termination date to November 22,
2014. 

  

	 	10.	 Amendment #10, effective November 22, 2014, extending the Agreement termination date to December 22, 2014.

  

	 	11.	 Amendment #11, effective December 22, 2014, extending the Agreement termination date to January 21,
2015 (although 2014 is listed in the Amendment). 

  

	 	12.	 Amendment #12, effective January 21, 2015, extending the Agreement termination date to March 27,
2015. 

  

 Fiserv/AssetMark Agreement 

Amendment #15 
 April 30, 2015 

Page 3 of 7 
  

	 	13.	 Amendment #13, effective March 27, 2015, extending the Agreement termination date to April 27, 2015.

  

	 	14.	 Amendment #14, effective April 27, 2015, extending the Agreement termination date to April 30, 2015.

 There was no amendment #4; there were two amendments #7 and no Amendment #8. Capitalized terms, not otherwise defined
herein, shall have the meanings assigned to them in the Agreement and any Amendments. Except as set forth herein, all terms and conditions of the 2006 Agreement, as amended by its Amendments, listed above, shall remain in full force and effect,
provided though, in the event of any conflict between the terms of this Amendment #12 and the Agreement and its Amendments, the terms of this Amendment#12 shall control. No amendment or modification of this Amendment shall be effective unless signed
by authorized representatives of both parties. This Agreement, as amended, constitutes the entire agreement of the parties concerning its subject matter. 
  

	 	9.	 Legal Entity Name Change. Client legally changed its name from Genworth Financial Wealth Management,
Inc., to AssetMark, Inc., by amendment of its Articles of Incorporation, November 6, 2013, filed with the Secretary of State of the State of California November 14, 2013. 

 

	 	10.	 Press Release. The Parties agree that, unless required by law, (i) no press release or public
announcement concerning the Agreement, as amended, and the services provided by Fiserv shall be made by Fiserv without the prior written approval of Client, (ii) Strategist and its agents shall not identify Client or any Client affiliate as a
customer in public announcements or marketing materials without Client’s prior written approval, provided that Fiserv may identify Client as a client when responding to requests for proposals and in similar communications which are one-on-one communications or have a limited audience, and (iii) Fiserv and its agents shall not use Client’s or an affiliate’s logo(s) or trademark(s) without
Client’s prior written approval. 

 This Amendment shall be effective as of the Amendment Effective Date set forth
above. 
  

									
	Fiserv Solutions, LLC	 		 	AssetMark, Inc.
					
	By:	 	/s/ Cheryl Nash	 		 	By:	 	/s/ Carrie E. Hansen
	Print Name: Cheryl Nash	 		 	Print Name: Carrie E. Hansen
	Title: President	 		 	Title: Executive VP, COO, President Mutual Funds
	Date: 4/30/15	 		 	Date: 04/30/2015

  

 Fiserv/AssetMark Agreement 

Amendment #15 
 April 30, 2015 

Page 4 of 7 
  

 SCHEDULE 1 

FEES 
 Monthly System Fees: 

Client agrees to pay Fiserv a Monthly Minimum System Fee of [***] dollars ($[***]) per month (“Monthly Minimums”) or the below “Actual Monthly
Fees”, whichever is the greater amount (such greater amount to be referred to as the “Monthly System Fees”). 
 Actual Monthly Fees:

 “Unit Price” means price per Active Account. 

A “MFA” Account is one invested primarily in mutual funds as part of a mutual fund wrap program. 

An “ETF” Account is one invested primarily in ETFs as part of an ETF wrap program. 

A “SMA” or “IMA” or Individually Managed Account is one whose manager does not maintain separate “sleeves” within the Account,
but the Account is managed and accounted for as a whole. By way of examples, at the Effective Date of this Amendment #15, such Accounts on the AssetMark Platform included those IMAs managed by Eaton Vance, by Natixis Global Asset Management, by
Nuveen Asset Management, and by PIMCO, and the Manager Select Accounts managed by Parametric. Individually managed accounts where the manager is not leveraging the tools and services provided by Fiserv, such as the trading tools, will be classified
as “Reporting Only Accounts” and will be charged separate rates listed below. By way of examples, at the Effective Date of this Amendment #15, such Accounts on the AssetMark Platform included those IMAs managed by City National Rochdale
and by William Blair. 
 A “UMA” Account is an Account managed by one adviser but with “sleeves” of investments selected by different
advisers. By way of examples, at the Effective Date of this Amendment #15, such Accounts on the AssetMark Platform included GPS Select Solutions, Custom GPS Select Solutions, the UMAs managed by the Savos division of Client which include the GMS,
PMP, ARO, and Fixed Income strategies, the MSA or Multiple Strategy Accounts, the CMA Account Managed by Parametric and the Aris (high net worth) IMA. 

  

 Fiserv/AssetMark Agreement 

Amendment #15 
 April 30, 2015 

Page 5 of 7 
  

					
	 Description
	  	Unit Price	 
	 MFA Accounts Under 10,000
	  	$	[***]	 
	 MFA Accounts 10,001 to 20,000
	  	$	[***]	 
	 MFA Accounts 20,001 to 40,000
	  	$	[***]	 
	 MFA Accounts 40,001 to 60,000
	  	$	[***]	 
	 MFA Accounts 60,001 to 80,000
	  	$	[***]	 
	 MFA Accounts 80,001 to 110,000
	  	$	[***]	 
	 MFA Accounts > 110,000
	  	$	[***]	 

  

					
	 Description
	  	Unit Price	 
	 SMA Accounts (IMA Accounts)
	  	$	[***]	 

  

					
	 Description
	  	Unit Price	 
	 ETF Accounts Under 5,000
	  	$	[***]	 
	 ETF Accounts 5,001 to 10,000
	  	$	[***]	 
	 ETF Accounts 10,001 to 20,000
	  	$	[***]	 
	 ETF Accounts 20,001 to 30,000
	  	$	[***]	 
	 ETF Accounts 30,001 to 40,000
	  	$	[***]	 
	 ETF Accounts > 40,000
	  	$	[***]	 

  

					
	 Description
	  	Unit Price	 
	 UMA Accounts Under 10,000
	  	$	[***]	 
	 UMA Accounts 10,001 to 20,000
	  	$	[***]	 
	 UMA Accounts > 20,000
	  	$	[***]	 

 In addition to the UMA Unit Fees listed above there will be an additional monthly charge of [***] basis points (or [***]) of
Assets Under Management (“AUM”) in the UMA Accounts. AUM in the UMA Accounts will be calculated as market value on the last business day of each month. 
  

					
	 Description
	  	Unit Price	 
	 Reporting Only Accounts under 5,000
	  	$	[***]	 
	 Reporting Only Accounts 5,001 to 10,000
	  	$	[***]	 
	 Reporting Only Accounts 10,001 to 20,000
	  	$	[***]	 
	 Reporting Only Accounts from 20,001
	  	$	[***]	 

  

 Fiserv/AssetMark Agreement 

Amendment #15 
 April 30, 2015 

Page 6 of 7 
  

					
	 Description
	  	Unit Price	 
	 Admin Accounts
	  	$	[***]	 

  

					
	 Description
	  	Unit Price	 
	 Non-Trading Accounts
	  	$	[***]	 

  

					
	 Description
	  	Unit Price	 
	 Suspended Trading Accounts
	  	$	[***]	 

 Professional Services Fees 

Any services not listed on this Schedule 1, including professional services under Section 1.10 and deconversion services under Section 7, shall be at
Fiserv’s then current rates. Below are the rates applicable at the Effective Date of this Amendment #15. 
 Development Rates – 

Standard Rates 
  

					
	 Activity
	  	Cost	 
	 Development
	  	 	[***]	 
	 Business Analyst
	  	 	[***]	 
	 Quality Assurance
	  	 	[***]	 
	 Average
	  	 	[***]	 

 Closed/Inactive Account Fees: 

Fiserv and Client agree that Active Accounts are billable. “Active Accounts” shall mean accounts against which interface processing is
run and/or accounts that are manually updated on the System. All Active Accounts will be coded into a System code, called “RR,” less than 99. 

“Inactive Accounts” shall mean accounts that are not listed above and are closed accounts that are kept solely for historical reporting
purposes (i.e., Certified Financial Analyst Institute composites). Client shall code these Inactive Accounts exclusively as RR equal to 99 on the System. Inactive Accounts are billable monthly at [***] cents an account, for each account over 100,000
accounts, provided, however, that for the first six (6) months following the Amendment Effective Date, there shall be no Closed/Inactive Accounts charge. 

  

 Fiserv/AssetMark Agreement 

Amendment #15 
 April 30, 2015 

Page 7 of 7 
  

 Client controls and is responsible for the coding of its accounts, agrees to notify Fiserv promptly following
any change to such account coding and represents that it will code accounts as per Fiserv policy and not code accounts in order to avoid paying associated Monthly System Fees or other amounts that may be due and owing. 

Communication Charges Separate: 
 Communication costs are
not included as part of the above Unit Prices or Monthly Minimum System Fees. Communication costs are the responsibility of Client but options can be provided as an Optional Service by Fiserv. Fiserv will discuss the optimal method of communication
with Client at Client’s request. 
 Increases: 

Fiserv may increase all fees, including Unit Prices, Monthly Minimums and Professional Services standard rates, under the Agreement [***] each
year commencing one year from the Amendment Effective Date. 

  

 

 
 Fiserv Contract ID#1764 

AMENDMENT #16 
 This is
Amendment #16 (“Amendment”), made effective as of June 14, 2015 (the “Amendment Effective Date”), to the Fiserv APL System Agreement, dated as of June 23, 2006, between Fiserv Solutions, LLC
(“Fiserv”) and AssetMark, Inc. (“Client”), as amended (the “Agreement”). Any capitalized terms not defined in this Amendment #16 shall be given their meanings set forth in the Agreement and its Amendments. 

The parties agree to amend the Agreement as follows: 
  

	 	1.	 Incentive. Client recently acquired approximately 6600 accounts (“Transition Accounts”)
from an acquisition of Aris Corporation of America. If Client converts at least 6000 Transition Accounts by December 31, 2015 into full trading accounts, Client shall receive a [***] relationship credit on its next invoice.

  

	 	2.	 No Further Amendments. Except as otherwise expressly provided in this Amendment, all other terms and
conditions of the Amendment and the Agreement shall remain in full force and effect. 

 This Amendment shall be effective as of the
Amendment Effective Date set forth above. 
  

									
	Fiserv Solutions, LLC	 		 	AssetMark, Inc.
					
	By: 	 	/s/ Cheryl Nash	 		 	By: 	 	/s/ Carrie E. Hansen
	Print Name: Cheryl Nash	 		 	Print Name: Carrie E. Hansen
	Title: President	 		 	Title: EVP, COO
	Date: 8/10/15	 		 	Date: 8/6/2015

  

			
	Confidential & Proprietary	  	Page 1 of 1

 

 
 AMENDMENT #17 TO AGREEMENT 

AMENDMENT #17 (“Amendment”) dated December 16, 2015, to the Fiserv APL System Agreement dated June 23, 2006, between Fiserv
Solutions, LLC (“Fiserv”), and AssetMark, Inc. (“Client”), (as amended through the date hereof, the “Agreement”). 

Fiserv and Client entered into the Agreement for Fiserv’s provision of various Services to Client and wish to amend the Agreement as follows: 

1. Defined Terms. Unless otherwise defined herein, capitalized terms used herein shall have the same meanings assigned them in the Agreement. 

2. Termination. The parties agree to amend the Agreement as follows: 

Section 6.1, Termination, is revised and replaced in its entirety with the following: 

“Client may terminate at any time for convenience during a Renewal Term upon three months’ notice to Fiserv, provided that it pays the number of
remaining months in the Renewal Term multiplied by its Monthly Minimum. Upon termination, the obligations of a continuing nature shall survive, including Sections 2, 3, 4 and 8 of the Agreement. In addition, if either Party breaches the terms of
this Agreement and fails to cure such breach within thirty (30) days’ notice from the non-breaching Party then, at the option of the non-breaching Party, this
Agreement shall terminate. Upon termination for any reason, Client shall instruct all Authorized Parties that it is unable to provide services related to the System.” 

The third line of section 1, “Term,” of Amendment #15 is clarified to read, “...The Agreement shall automatically renew for successive three
(3) months terms (each a “renewal Term”)...” The reference to “one” three month Renewal Term was not intended by the Parties. 

3. Amendment. This Amendment is intended to be a modification of the Agreement. Except as expressly modified herein, the Agreement shall remain in full
force and effect. In the event of a conflict between the terms of this Amendment and the Agreement, this Amendment shall control. 
 IN WITNESS WHEREOF, the
parties have caused this Amendment to be executed by their duly authorized representatives and is effective upon the date in which it becomes fully executed by the Parties (the “Effective Date”). 

 

									
	For Client:	 		 	For Fiserv:
			
	ASSETMARK, INC.	 		 	FISERV SOLUTIONS, LLC
					
	By: 	 	/s/ Carrie E. Hansen	 		 	By: 	 	/s/ Dan McLaughlin
	Name: Carrie E. Hansen	 		 	Name: Dan McLaughlin
	Title: EVP, COO	 		 	Title: Authorized Signatory
	Date: 1/26/2016	 		 	Date: 1/26/16

  

			
		  	Page 1

 

 
 AMENDMENT # 18 

This is Amendment #18 (“Amendment”), made effective as of March 9, 2017 to the Fiserv APL System Agreement, dated as of
June 23, 2006, between Fiserv Solutions, LLC (“Fiserv”) and AssetMark, Inc. (“AssetMark”), as amended (the “Agreement”). Any capitalized terms not defined in this Amendment #18 shall be given
their meanings set forth in the Agreement and its Amendments. 
 The Parties agree to amend the Agreement as follows: 

 

	 	1.	 Term. Section 1.1 of the Agreement is replaced with the following: 

“1.1. The Term of the Agreement shall commence on May 1, 2017, and extend for a period of four (4) years (the “Initial
Term”). After the Initial Term, the Agreement shall automatically renew for one one-year term (a “Renewal Term”) at the terms of this Amendment #18, including the agreed Fixed Fee and Maximum
Accounts of Schedule 1 corresponding to the 1/1/21 – 4/30/21 period, unless AssetMark provides Fiserv with written notice of termination at least three (3) months prior to the expiration of the Initial Term. After the fifth year, the
Agreement shall automatically renew (beginning on May 1, 2022) on each annual anniversary for one-year terms (a “Renewal Term”) at the terms of this Amendment #18, including the agreed Fixed Fee
and Maximum Accounts of Schedule 1, unless either Party provides written notice of termination at least three (3) months prior to the expiration of the Renewal Term. The Initial Term and the Renewal Term(s) shall be referred to together as the
“Term.” 
  

	 	2.	 Termination. Section 6.1 is replaced with the following: 

6.1.1. AssetMark may terminate at any time for convenience during the Initial Term and any Renewal Term upon three months’ notice to
Fiserv, provided that it pays, for the number of months remaining after de-conversion to another system and service provider designated by AssetMark until the end of the full Initial Term or any Renewal Term,
as applicable, the Fixed Fees payable pursuant to Schedule 1. Payment of such fee shall be AssetMark’s sole and exclusive liability and Fiserv’s sole and exclusive remedy for such termination. In addition, if either Party breaches the
terms of this Agreement and fails to cure such breach within thirty (30) days’ notice from the non-breaching Party then, at the option of the non-breaching
Party, this Agreement shall terminate, at the date determined by the non-breaching Party, without payment of the Fixed Fees by AssetMark for the remainder of the Term for which Fiserv does not provide
Services. 
 6.1.2. Fiserv will provide a copy of AssetMark’s data upon AssetMark’s request at its then standard rates. If
AssetMark does not request such data prior to de-conversion to another system and service provider designated by AssetMark, Fiserv shall have the right to delete the data upon 90 days’ notice to
AssetMark.” 
  

	 	3.	 Notices. The addresses in Section 8.7 shall be updated as follows: AssetMark, 1655 Grant Street,
10th Floor, Concord, CA 94520 Attn: President and General Counsel. Fiserv, 184 Liberty Corner Road, Warren, NJ 07059 Attn: Chief Operating Officer and General Counsel. 

 Fiserv/AssetMark Amendment #18 

March 9 2017 
 Page 2 of 3 

 

	 	4.	 Tax Functionality and Termination. Fiserv shall work in good faith to complete the work needed to
provide AssetMark’s desired tax trading capabilities by March 31, 2018 (“Delivery Date”). The Parties may mutually agree to change the Delivery Date. The Parties agree to sign a Statement of Work (“SOW”) by
April 15, 2017, for $[***] per month through the Delivery Date to define and deliver on these tax trading capabilities. This work shall include the services of Kass Enterprises. If there is any change to the scope of these tax trading
capabilities as defined by the SOW when first signed, the Delivery Date may change accordingly, as shall be specified in the amended SOW. If Fiserv does not deliver the tax trading capabilities as defined by the SOW by the Delivery Date, then
AssetMark shall have a one-time right to terminate the Agreement without penalty or payment of Fixed Fees for the remainder of the Term for which Services are not provided, upon 90 days’ notice to Fiserv,
at a time specified by AssetMark, not to exceed the Initial Term of the agreement. 

  

	 	5.	 Kass Enterprises. Kass Enterprises shall be available for the Term for the provision of professional
services and pursuant to the October 3, 2013, Navigator Amendment to the Agreement and additional agreed SOWs. 

  

	 	6.	 Fees and Charges. Schedule 1 to the Agreement is replaced with the Schedule 1 attached to this
Amendment. 

  

	 	7.	 Terms Continue. Any provision of the Agreement not specifically modified by this Amendment shall remain
in full force and effect. 

 This Amendment shall be effective as of the date first set forth above. 

 

									
	Fiserv Solutions, LLC	 		 	AssetMark, Inc.
					
	By:	 	/s/ Cheryl Nash	 		 	By:	 	/s/ Charles G Goldman
	Print Name: Cheryl Nash	 		 	Print Name: Charles G Goldman
	Title: President	 		 	Title: CEO
	Date: 3/15/2017	 		 	Date: 3/14/2017

  

 Fiserv/AssetMark Amendment #18 

March 9 2017 
 Page 3 of 3 

 

 SCHEDULE 1 

FEES 
 AssetMark shall pay the following
fees for the System and Services: 
  

																					
	 	  	5/1/17 -
12/31/17	 	  	1/1/18 -
12/13/18	 	  	1/1/19 -
12/13/19	 	  	1/1/120 -
12/13/20	 	  	1/1/21 -
4/30/21	 
	 Fixed Fee
	  	 	[***]	 	  	 	[***]	 	  	 	[***]	 	  	 	[***]	 	  	 	[***]	 
	 Maximum Accounts
	  	 	[***]	 	  	 	[***]	 	  	 	[***]	 	  	 	[***]	 	  	 	[***]	 

 An additional per Account fee of $[***] shall be applied for each Account exceeding the corresponding “Maximum
Accounts” listed above. An Account is any open and trading account; an Account does not include any Non-Trading Account, any Suspended Trading Account, and any Inactive Account. Non-Trading, Suspended and Inactive Accounts shall not count towards the number of Maximum Accounts and shall not be charged any fee; services for these accounts shall be provided as part of the Fixed Fee
compensation paid by AssetMark. 
 Other than Navigator for which the current fees apply as specified in the October 3, 2013, Navigator Amendment to
the Agreement, this Fixed Fee is intended to be an all-inclusive fee for all services which AssetMark currently receives under the current Agreement. If AssetMark is provided new or additional services,
including additional professional services under Section 1.10 or de-conversion services under Section 7, then they shall be at Fiserv’s then current rates. 

A [***] relationship credit will be applied monthly to the eight monthly invoices from May 1, 2017.

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