Document:

Amended & Restated Limited Liability Company Agreement dated June 30, 2009

 Exhibit 10.2 
  
  
  
  
  
 FTPS HOLDING, LLC 
 A Delaware Limited Liability Company 
  
  
 AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT 
 Dated as of
June 30, 2009 
 THE UNITS REPRESENTED BY THIS LIMITED LIABILITY COMPANY AGREEMENT HAVE NOT BEEN REGISTERED UNDER THE UNITED STATES SECURITIES ACT
OF 1933, AS AMENDED, OR UNDER ANY OTHER APPLICABLE SECURITIES LAWS. SUCH UNITS MAY NOT BE SOLD, ASSIGNED, PLEDGED OR OTHERWISE TRANSFERRED AT ANY TIME WITHOUT EFFECTIVE REGISTRATION UNDER SUCH ACT AND LAWS OR AN EXEMPTION THEREFROM. 
 THE UNITS REPRESENTED BY THIS LIMITED LIABILITY COMPANY AGREEMENT ARE ALSO SUBJECT TO ADDITIONAL RESTRICTIONS ON TRANSFER SPECIFIED HEREIN, AND THE COMPANY RESERVES THE
RIGHT TO REFUSE THE TRANSFER OF SUCH UNITS UNTIL SUCH TRANSFER IS IN COMPLIANCE HEREWITH. 
  
  
  

							
			
	 ARTICLE I -
	 	 DEFINITIONS
	  	2
			
	 SECTION 1.1
	 	Definitions	  	2
			
	 SECTION 1.2
	 	Terms Generally	  	19
			
	 ARTICLE II -
	 	 GENERAL PROVISIONS
	  	20
			
	 SECTION 2.1
	 	Formation	  	20
			
	 SECTION 2.2
	 	Name	  	20
			
	 SECTION 2.3
	 	Term	  	20
			
	 SECTION 2.4
	 	Purpose; Powers	  	20
			
	 SECTION 2.5
	 	Foreign Qualification	  	21
			
	 SECTION 2.6
	 	Registered Office; Registered Agent; Principal Office; Other Offices	  	21
			
	 SECTION 2.7
	 	No State-Law Partnership	  	22
			
	 ARTICLE III -
	 	 UNITS
	  	22
			
	 SECTION 3.1
	 	Authorized Units	  	22
			
	 SECTION 3.2
	 	General	  	23
			
	 SECTION 3.3
	 	Voting	  	23
			
	 SECTION 3.4
	 	Preemptive Rights	  	23
			
	 ARTICLE IV -
	 	 MANAGEMENT
	  	24
			
	 SECTION 4.1
	 	Board of Directors	  	24
			
	 SECTION 4.2
	 	Meetings of the Members	  	33
			
	 SECTION 4.3
	 	Chairperson	  	35
			
	 SECTION 4.4
	 	Officers	  	36
			
	 SECTION 4.5
	 	Management Matters	  	38
			
	 SECTION 4.6
	 	Liability of Members	  	38
			
	 SECTION 4.7
	 	Exculpation; Indemnification by the Company	  	38
			
	 SECTION 4.8
	 	Renunciation of Corporate Opportunities; No Expansion of Duties	  	40
			
	 ARTICLE V -
	 	 CAPITAL CONTRIBUTIONS; ALLOCATIONS; DISTRIBUTIONS
	  	43
			
	 SECTION 5.1
	 	Capital Account Creation	  	43
			
	 SECTION 5.2
	 	Capital Account Negative Balance	  	43
			
	 SECTION 5.3
	 	Allocations of Net Income and Net Loss	  	43
			
	 SECTION 5.4
	 	Distributions	  	48

  

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	 ARTICLE VI -
	 	WITHDRAWAL; DISSOLUTION; TRANSFER OF MEMBERSHIP INTERESTS; ADMISSION OF NEW MEMBERS	  	49
			
	 SECTION 6.1
	 	Member Withdrawal	  	49
			
	 SECTION 6.2
	 	Dissolution	  	49
			
	 SECTION 6.3
	 	Transfer by Members	  	51
			
	 SECTION 6.4
	 	Transfers and Other Actions in Connection with Public Offering or Recapitalization	  	59
			
	 SECTION 6.5
	 	Admission or Substitution of New Members	  	60
			
	 ARTICLE VII -
	 	 REPORTS TO MEMBERS; TAX MATTERS
	  	60
			
	 SECTION 7.1
	 	Books of Account	  	60
			
	 SECTION 7.2
	 	Reports	  	61
			
	 SECTION 7.3
	 	Fiscal Year	  	62
			
	 SECTION 7.4
	 	Independent Auditor	  	62
			
	 SECTION 7.5
	 	Certain Tax Matters	  	62
			
	 ARTICLE VIII -
	 	 MISCELLANEOUS
	  	65
			
	 SECTION 8.1
	 	Exhibits	  	65
			
	 SECTION 8.2
	 	Governing Law; Severability; Selection of Forum; Waiver of Trial by Jury	  	65
			
	 SECTION 8.3
	 	Successors and Assigns; No Third-Person Beneficiaries	  	66
			
	 SECTION 8.4
	 	Confidentiality	  	66
			
	 SECTION 8.5
	 	Amendments	  	66
			
	 SECTION 8.6
	 	Notices	  	66
			
	 SECTION 8.7
	 	Counterparts	  	67
			
	 SECTION 8.8
	 	Power of Attorney	  	67
			
	 SECTION 8.9
	 	Entire Agreement	  	67

 Exhibits and Schedules 
  

			
	Schedule I	  	Members
		
	Exhibit A	  	Notice Addresses of Current Directors and the CEO
	Exhibit B	  	Approved Acquisitions
	Exhibit C	  	Approved Affiliate Transactions
	Exhibit D	  	Tax Representations
	Exhibit E	  	Management Phantom Equity Plan
	Exhibit F	  	Seller Business Plan

  

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 FTPS HOLDING, LLC 
 A Delaware Limited Liability Company 
  
  
 AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT 
 Dated as of
June 30, 2009 
 This AMENDED AND RESTATED LIMITED LIABILITY COMPANY AGREEMENT (as amended from time to time in accordance
with its terms, this “Agreement”) of FTPS HOLDING, LLC (formerly known as Fifth Third Processing Solutions, LLC), a Delaware limited liability company (the “Company”), is made effective as of the date first
written above (the “Effective Date”) by and among: 
  

	 	(i)	Advent-Kong Blocker Corp., a Delaware corporation (“Advent Blocker”); 

  

	 	(ii)	Fifth Third Bank, a bank chartered under the Laws of the State of Ohio (“FTB”); 

  

	 	(iii)	FTPS Partners, LLC, a Delaware limited liability company (“FTPSP”); 

  

	 	(iv)	JPDN Enterprises, LLC, a Delaware limited liability company (“JPDN”); 

  

	 	(iv)	the Company; and 

  

	 	(v)	each other Person who at any time after the Effective Date becomes a Member in accordance with the terms of this Agreement and the Act. 

 Any reference in this Agreement to Advent Blocker, FTB, FTPSP or any other Member shall be deemed to include such Member’s Successors in Interest to the extent such
Successors in Interest have become Substitute Members in accordance with the provisions of this Agreement. 
 All capitalized terms used in
this Agreement are defined in Article I. 
 R E C I T A L S 
 WHEREAS, (i) the Company was formed as a limited liability company under the Delaware Limited Liability Company Act, Title 6,
Sections 18-101 et seq. (as amended from time to time, the “Act”), by the filing of a Certificate of Formation with the Secretary of State of the State of Delaware on December 11, 2008 (the “Filing Date”);

  

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 WHEREAS, the then-Members of the Company set forth certain agreements governing the relations
among the members in a Limited Liability Company Agreement dated as of February 24, 2009 (as amended to date, the “Original Agreement”); 
 WHEREAS, in connection with (i) Advent Blocker’s purchase of 50,930,455 Class A Units, representing 50.93% of the Units, from FTB pursuant to the terms, and subject to the conditions of, that
certain Master Investment Agreement, dated as of March 27, 2009, as amended June 30, 2009, by and among Advent Blocker, FTB, the Company, Fifth Third Financial Corporation, an Ohio corporation, and Fifth Third Processing Solutions, LLC
(formerly known as FTPS Opco, LLC), a Delaware limited liability company (“Opco”) (as amended from time to time in accordance with its terms, the “Master Investment Agreement”), concurrently with the Closing (as
defined in the Master Investment Agreement), and (ii) JPDN’s purchase of 69,545 Class A Units and 66,818 Class B Units from FTB concurrently with the Closing, the Members wish to amend and restate the Original Agreement by entering
into this Agreement; and 
 WHEREAS, as of the Effective Date, the Company is operating the Business indirectly through Opco and,
simultaneously herewith, the Company and Opco are entering into an Amended and Restated Limited Liability Company Agreement (as amended and restated, the “Opco LLC Agreement”) pursuant to which the Company will be the sole member of
Opco and will govern Opco as a member pursuant to the provisions of this Agreement. 
 NOW THEREFORE, in consideration of the mutual
covenants and agreements contained in this Agreement, the sufficiency of which is hereby acknowledged, the parties agree that the Original Agreement is hereby amended and restated in its entirety as follows: 
 ARTICLE I - DEFINITIONS 
 SECTION 1.1
Definitions. 
 The following terms shall have the following meanings for purposes of this Agreement: 
 “Act” has the meaning set forth in the recitals above. 
 “Additional Member” means any Person that has been admitted to the Company as a Member pursuant to
Section 6.5 by virtue of having received its Membership Interest from the Company and not from any other Member or Assignee. 
 “Adjusted Capital Account Deficit” means, with respect to any Member, the deficit balance, if any, in such Member’s Capital Account as of the end of the relevant fiscal year, after giving effect
to the following adjustments: 
 (i) Credit to such Capital Account any amounts which such Member is obligated to restore
pursuant to any provision of this Agreement or is deemed obligated to restore pursuant to the penultimate sentences of Regulations Sections 1.704-2(g)(1) and 1.704-2(i)(5); and 
  

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 (ii) Debit to such Capital Account the items described in Regulations Sections
1.704-1(b)(2)(ii)(d)(4), 1.704-1(b)(2)(ii)(d)(5), and 1.704-1(b)(2)(ii)(d)(6). 
 The foregoing definition of “Adjusted Capital Account Deficit” is intended to comply with the provisions of Section 1.704-1(b)(2)(ii)(d) of the Regulations and shall be interpreted and applied by the Board of
Directors consistently therewith. 
 “Advent Blocker” has the meaning set forth in the preamble above.

 “Advent Blocker Affiliate” has the meaning set forth in Section 6.3(b)(ii). 
 “Advent Blocker Stock” means the voting capital stock of Advent Blocker. 
 “Advent Blocker Stockholder(s)” means the holders of Advent Blocker Stock. 
 “Advent Group” has the meaning set forth in Section 4.8(a). 
 “Advent Group Member” has the meaning set forth in Section 4.8(a). 
 “Affiliate” means, with respect to any Person, any other Person, directly or indirectly, through one or more
intermediaries, controlling, controlled by, or under common control with, such Person. 
 “Agreement” has the
meaning set forth in the preamble above. 
 “Approved Replacement” means, (a) with respect to the Board
of Directors, each of Ross Kari and Mary Tuuk, and, (b) with respect to the Steering Committee, each of Greg Carmichael and Vince Destefano. 
 “Assignee” means any transferee to which a Member or another Assignee has transferred its Economic Interest in the Company in accordance with the terms of this Agreement, but who is not a Member.

 “Bankruptcy” means, with respect to any Person, the occurrence of any of the following events:
(i) the filing of an application by such Person for, or a consent to, the appointment of a trustee or custodian of its assets; (ii) the filing by such Person of a voluntary petition in bankruptcy or the seeking of relief under Title 11 of
the United States Code, as now constituted or hereafter amended, or the filing of a pleading in any court of record admitting in writing its inability to pay its debts as they become due; (iii) the making by such Person of a general assignment
for the benefit of creditors; (iv) the filing by such Person of an answer admitting the material allegations of, or its consenting to, or defaulting in answering, a bankruptcy petition filed against it in any bankruptcy proceeding or petition
seeking relief under Title 11 of the United States Code, as now constituted or as hereafter amended; or (v) the entry of an order, judgment or decree by any court of competent jurisdiction adjudicating such Person a bankrupt or insolvent or for
relief in respect of such Person or appointing a trustee or custodian of its assets and the continuance of such order, judgment or decree unstayed and in effect for a period of ninety (90) consecutive days. 
  

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 “Board of Directors” has the meaning set forth in
Section 4.1(a). 
 “Board Supermajority” has the meaning set forth in Section 4.1(h).

 “Book Item” has the meaning set forth in Section 5.3(d)(i)(A). 
 “Business” has the meaning set forth in the Master Investment Agreement. 
 “Business Day” means any day of the year other than a Saturday, a Sunday or any other day on which national or state
banking institutions in Ohio are required or authorized by Law to close. 
 “Business Plan” means initially
the strategic direction of the Business as of the Effective Date until such time as a business plan is approved by the Board of Directors in accordance with Section 4.1(i) and thereafter a business plan approved by the Board of Directors
in accordance with Section 4.1(i) and, subject to Section 4.1(h)(vi), by which the business affairs of the Company and the Subsidiaries shall be conducted and which, for any year, shall include, among other things,
(a) the Company’s and the Subsidiaries’ business strategy and organizational structure, (b) basic goals, (c) parameters of the Company’s and the Subsidiaries’ business purpose, (d) projected revenues, expenses
(including compensation packages for any executive officers), financing plans and limitations on the incurrence of indebtedness, cash flows, the number and aggregate amount of grants for that year to executive officers under the Management Phantom
Equity Plan, (e) appointment of agents or advisers, (f) strategic alliances of the Company and the Subsidiaries, (g) an annual operating budget (including operating projections of the Company and the Subsidiaries covering not less
than the next three succeeding fiscal years) and (h) an annual capital budget (including the projected capital expenditures of the Company covering not less than the next fiscal year). 
 “Capital Account” means, with respect to any Member, the Capital Account maintained for such Member in accordance with
the following provisions: 
 (a) To each Member’s Capital Account there shall be credited such Member’s Capital
Contribution, such Member’s distributive share of Net Income and any item in the nature of income or gain which is specially allocated to such Member pursuant to Section 5.3(c), and the amount of any Company liabilities assumed by
such Member or which are secured by any property distributed to such Member; 
 (b) To each Member’s Capital Account
there shall be debited the amount of cash and the Gross Asset Value of any property distributed to such Member pursuant to any provision of this Agreement, such Member’s distributive share of Net Loss and any item in the nature of expense or
loss which is specially allocated to such Member pursuant to Section 5.3(c), and the amount of any liabilities of such Member assumed by the Company or which are secured by any property contributed by such Member to the Company;

 (c) In the event all or a portion of an interest in the Company is Transferred in accordance with the terms of this
Agreement, the transferee shall succeed to the Capital Account of the transferor to the extent that it relates to the transferred interest; and 
  

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 (d) In determining the amount of any liability for purposes of subparagraphs (a) and
(b) in this definition and Section 5.3(b), there shall be taken into account Code Section 752(c) and any other applicable provisions of the Code and Regulations. 
 The foregoing definition and other provisions of this Agreement relating to the maintenance of Capital Accounts are intended to comply with Code
Section 704(b) and the Regulations promulgated thereunder and shall be interpreted and applied by the Board of Directors and the Company in a manner consistent with such Regulations. 
 “Capital Contribution” means, with respect to any Person, the amount of cash and the initial Gross Asset Value of any
property (other than money) contributed to the Company or any Subsidiary by such Person (or its predecessors in interest) in respect of a Membership Interest. If any Member (A) is required to make an indemnity payment to the Company pursuant to
Article VII of the Master Investment Agreement or (B) pays any amount which gives rise to a tax deduction of the Company, such payment shall be treated as a Capital Contribution by the Member. 
 “Cause” means any of the following with respect to the CEO: (a) such officer’s continued and willful failure to
perform substantially his or her responsibilities to the Company or any Subsidiary, after demand for substantial performance has been given by the Board of Directors (or such officer’s direct supervisor) that specifically identifies how such
officer has not substantially performed his or her responsibilities; (b) such officer’s willful engagement in illegal conduct or in gross misconduct in connection with the business of the Company or any Subsidiary; (c) such
officer’s conviction of, or plea of guilty or nolo contendere to, a felony; (d) such officer’s willful and material breach of any written code of conduct and business ethics or other written policy, procedure or guideline
relating to personal conduct adopted by the Company or any Subsidiary and in effect from time to time; (e) such officer’s willful attempt to obstruct or willful failure to cooperate with any investigation authorized by the Board of
Directors or any Governmental Entity or self-regulatory authority; (f) such officer’s disqualification or bar by any Governmental Entity or self-regulatory authority from engaging in the business of banking or in activities related to the
securities industry or otherwise serving in the capacity contemplated by this Agreement or other employment arrangements entered into between the Company or any Subsidiary and such officer, or such officer’s loss of any license issued by a
Governmental Entity or self-regulatory authority that is reasonably necessary for such officer to perform his or her responsibilities to the Company or any Subsidiary; or (g) the material underperformance by the Company and the Subsidiaries
(which for purposes of this definition will mean performance at or below eighty-five percent (85%) of Projected EBITDA for the relevant period unless there has occurred a force majeure or other event generally affecting the industry in
which the Business operates and in which the Company or the Subsidiaries has not been disproportionately affected). 
 “CEO” has the meaning set forth in Section 4.4(d). 
 “Certificate” has
the meaning set forth in Section 2.1. 
 “Chairperson” has the meaning set forth in
Section 4.3. 
  

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 “Change of Control” means any (i) merger, consolidation or other
business combination of the Company (or any Subsidiary or Subsidiaries that alone or together represent all or substantially all of the Company’s consolidated business at that time) or any successor or other entity owning or holding
substantially all the assets of the Company and its Subsidiaries that results in the Members immediately before the consummation of such transaction, or a series of related transactions, holding, directly or indirectly, less than fifty percent
(50%) of the voting power of the Company (or such Subsidiary or Subsidiaries) or any successor or other entity owning or holding substantially all the assets of the Company and its Subsidiaries or the surviving entity thereof, as applicable,
immediately following the consummation of such transaction or series of related transactions, (ii) Transfer, in one or a series of related transactions, of Units representing fifty percent (50%) or more of the voting power of the Company
(or such Subsidiary or Subsidiaries) or any successor or other entity owning or holding substantially all the assets of the Company and its Subsidiaries to a Person or group of related Persons (other than Advent Blocker and FTB and their respective
Affiliates), (iii) transaction in which a majority of the Board of Directors following such transaction is comprised of Persons who are not designees of Advent Blocker, FTB or their respective Affiliates or (iv) sale or other disposition
in one or a series of related transactions of all or substantially all of the assets of the Company and the Subsidiaries. 
 “Chief Financial Officer” has the meaning set forth in Section 4.4(f). 
 “Chosen Courts” has the meaning set forth in Section 8.2. 
 “Class A
Director” has the meaning set forth in Section 4.1(d)(i)(A). 
 “Class B Director” has
the meaning set forth in Section 4.1(d)(i)(B). 
 “Class A Units” has the meaning set forth in
Section 3.1. 
 “Class B Units” has the meaning set forth in Section 3.1. 

“Class C Non-Voting Unit” has the meaning set forth in Section 3.1. 
 “Code” means the Internal Revenue Code of 1986, as amended, or any successor statute. 
 “Commission” means the Securities and Exchange Commission and any successor thereto. 
 “Company” has the meaning set forth in the preamble above. 
 “Company Minimum Gain” has the same meaning as “partnership minimum gain” set forth in Regulations Sections
1.704-2(b)(2) and 1.704-2(d). 
 “Competitor” means any of JPMorgan & Chase Co., Bank of America
Corporation, US Bancorp. or Wells Fargo & Co. or any successors to their respective processing businesses. 
  

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 “Competitor COC” has the meaning set forth in the definition of Trigger
Event. 
 “Control” means, with respect to any Person, the beneficial ownership of more than fifty percent
(50%) of the voting equity of such entity or the right, directly or indirectly, by contract or otherwise, to appoint at least a majority of the board of directors (or comparable governing body) of such Person. 
 “Covered Claim” has the meaning set forth in Section 4.7(a). 
 “Covered Person” has the meaning set forth in Section 4.7(a). 
 “Covered Proceeding” has the meaning set forth in Section 4.7(b) 
 “Credit Facility” means the Loan Agreement by and among Opco, as borrower, and the lenders named therein, dated as of
May 29, 2009, as amended from time to time in accordance with its terms. 
 “Depreciation” means, for
each fiscal year or other period, an amount equal to the depreciation, amortization or other cost recovery deduction allowable with respect to an asset for such fiscal year or other period, except that (i) if the Gross Asset Value of an asset
acquired from any Person other than FTB or FTPSP differs from its adjusted basis for federal income tax purposes at the beginning of such fiscal year or other period, and which difference is being eliminated by use of the “remedial allocation
method” defined by Regulations Section 1.704-3(d), Depreciation for such fiscal year or other period shall be the amount of book basis recovered for such fiscal year or other period under the rules prescribed by Regulations
Section 1.704-3(d)(2), and (ii) with respect to any other asset whose Gross Asset Value differs from its adjusted basis for federal income tax purposes at the beginning of such fiscal year or other period, Depreciation shall be an amount
which bears the same ratio to such beginning Gross Asset Value as the federal income tax depreciation, amortization or other cost recovery deduction for such year or other period bears to such beginning adjusted tax basis; provided,
however, that, in the case of clause (ii) above, if the federal income tax depreciation, amortization or other cost recovery deduction for such year is zero, Depreciation shall be calculated with reference to such beginning Gross Asset
Value using any reasonable method selected by the Board of Directors. 
 “Depreciation Recapture” has the
meaning set forth in Section 5.3(d)(i)(B)(II). 
 “Director” has the meaning set forth in
Section 4.1(a). 
 “Distributions” has the meaning set forth in Section 5.4(c).

 “EBITDA” means, for any measurement period, the Company’s Consolidated EBITDA, as such term is
defined in the Notes, without giving effect to clauses (a)(v)-(x), (b) and (c) of such definition, during such measurement period. 
 “Economic Interest” means a Member’s or Assignee’s share of the Company’s Net Income, Net Loss and distributions pursuant to this Agreement, but shall not include any right to
participate in the management or affairs of the Company, including the right to vote in 

  

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the election of Directors, vote on, consent to, or otherwise participate in, any decision of the Members or Directors, or any right to receive information
concerning the business and affairs of the Company, in each case, except as expressly otherwise provided in this Agreement. 
 “Effective Date” has the meaning set forth in the preamble above. 
 “EFT Business”
means the EFT Business, as defined in the Master Investment Agreement. 
 “Equity Value” means (i) the
equity value of the Company as a whole, based on the pre-tax aggregate net proceeds (including cash, the Fair Market Value of other property and the present value of any deferred consideration) received or to be received by the Members, any
Assignees, any holders of the Warrant, and any holders of phantom equity in such Change of Control, plus (ii) the aggregate amount of any Distributions (other than Quarterly Distributions) made to holders of Units to and until the date
of such Change of Control. 
 “Exchange Act” means the Securities Exchange Act of 1934, as amended, and the
rules and regulations thereunder, as amended, or any successor federal statute, and the rules and regulations of the Commission thereunder, all as the same shall be in effect from time to time. 
 “Exempt Securities” means (a) New Securities issued as a pro rata Distribution to Members or upon any split,
subdivision or combination of Units; (b) New Securities issuable upon exercise of the Warrant; (c) New Securities issued in connection with a strategic acquisition (or similar transaction) of another business or Person by the Company
and/or any Subsidiary that is either (i) approved, or (ii) is not required to be approved, in each case pursuant to Section 4.1(h)(iii) and (xiv), but only to the extent that (A) such New Securities are issued at a
price equal to or greater than Fair Market Value and (B) the aggregate number of all New Securities issued under clause (c)(ii), together with all other issuances of New Securities under clause (c)(ii), does not exceed twenty
percent (20%) of the total number of Units held by all Members as of the date of issuance of such New Securities; (d) New Securities issued for reasons other than those described in clauses (a) through (c), but only to
the extent that (i) such New Securities are issued at an amount equal to or greater than Fair Market Value, (ii) the number of all New Securities issued under this clause (d), together with all other issuances of New Securities
under clause (d), does not exceed ten percent (10%) of the total number of Units held by all Members as of the date of issuance of such New Securities, (iii) the Preemptive Rights of all Members with respect to such issuance are
waived by the Board of Directors (which, prior to a Trigger Event, shall include approval by a majority of the Class B Directors) and (iv) no Members participate in such issuances; and (e) New Securities incident to the exercise,
conversion or exchange of any Exempt Securities or any New Securities for which Preemptive Rights have been provided pursuant to Section 3.4. 
 “Expenses” has the meaning set forth in Section 4.7(a). 
 “Fair Market Value” means, with respect to any asset or security, the fair market value of such asset or security, as between a willing buyer and a willing seller not under a compulsion to buy or sell in an
arms’-length transaction occurring on the date of the valuation, taking into account all relevant factors, as reasonably determined in Good Faith by the Board of 

  

 8 

 
Directors as of the time of issuance or the entry into the transaction; it being understood that, (i) with respect to a security that is listed
on a national securities exchange or quoted on NASDAQ, Fair Market Value shall mean the average of the closing prices of such security over the thirty (30) -day period ending one (1) Business Day prior to the date of measurement, and
(ii) with respect to a security that is traded over-the-counter, Fair Market Value shall mean the average of the closing bid prices over the thirty (30) -day period ending one (1) Business Day prior to the date of measurement.

 “Filing Date” has the meaning set forth in the recitals above. 
 “FTB” has the meaning set forth in the preamble above. 
 “FTB Bankruptcy Event” has the meaning set forth in the definition of Trigger Event. 
 “FTB Group Member” has the meaning set forth in Section 4.8(f). 
 “FTB Ownership Event” has the meaning set forth in Section 4.1(d). 
 “FTPSP” has the meaning set forth in the preamble above. 
 “GAAP” has the meaning set forth in Section 7.1. 
 “Good Faith” means a Person having acted honestly and fairly and in a manner such Person reasonably believed to be in or
not opposed to the best interests of the Company (as opposed to the interests of a particular Member), and, with respect to a criminal proceeding, having had no reasonable cause to believe such Person’s conduct was unlawful. 
 “Government Entity” means any federal, state, local or foreign government, governmental subdivision, administrative body
or other governmental or quasi-governmental agency, tribunal, court or other entity with competent jurisdiction. 
 “Government Investment” has the meaning set forth in the definition of Trigger Event. 
 “Gross Asset Value” means, with respect to any asset, the asset’s adjusted basis for federal income tax purposes, except as follows: 
 (a) The initial Gross Asset Value of any asset contributed by a Member to the Company shall be the gross fair market value of such asset
on the date of the contribution, as reasonably determined by the Board of Directors. 
 (b) The Gross Asset Values of all
Company assets shall be adjusted to equal their respective gross fair market values, as reasonably determined by the Board of Directors, as of the following times: 
 (i) the acquisition of an additional Membership Interest in the Company after the date of this Agreement by an existing Member or
Additional Member 

  

 9 

 
in exchange for more than a de minimis Capital Contribution, if the Board of Directors reasonably determines that such adjustment is necessary or
appropriate to reflect the relative economic interests of the Members in the Company; 
 (ii) the distribution by the Company
to a Member of more than a de minimis amount of Company property as consideration for a Membership Interest in the Company, if the Board of Directors reasonably determines that such adjustment is necessary or appropriate to reflect the
relative economic interests of the Members in the Company; 
 (iii) the liquidation of the Company within the meaning of
Regulations Section 1.704-1(b)(2)(ii)(g); 
 (iv) the grant of an interest in the Company (other than a de minimis
interest) as consideration for the provision of services to or for the benefit of the Company by an existing Member acting in a Member capacity, or by an Additional Member acting in a Member capacity or in anticipation of being a Member if the Board
of Directors reasonably determines that such adjustment is necessary or appropriate to reflect the relative economic interests of the Members in the Company; and 
 (v) such other times as the Board of Directors shall reasonably determine necessary or advisable in order to comply with Regulations
Sections 1.704-1(b) and 1.704-2. 
 (c) The Gross Asset Value of any Company asset distributed to a Member shall be the
gross fair market value of such asset on the date of distribution, as reasonably determined by the Board of Directors. 
 (d)
The Gross Asset Values of Company assets shall be increased (or decreased) to reflect any adjustments to the adjusted basis of such assets pursuant to Code Section 734(b) or Code Section 743(b), but only to the extent that such adjustments
are taken into account in determining Capital Accounts pursuant to Regulations Section 1.704-1(b)(2)(iv)(m); provided, however, that Gross Asset Values shall not be adjusted pursuant to this subparagraph (d) to the
extent that the Board of Directors reasonably determines that an adjustment pursuant to subparagraph (b) of this definition of Gross Asset Value is necessary or appropriate in connection with a transaction that would otherwise result in
an adjustment pursuant to this subparagraph (d). 
 (e) The Gross Asset Value of a Company asset shall be adjusted by
the Depreciation, if any, taken into account by the Company with respect to computing Net Income or Net Loss. 
 “Initiating Member” has the meaning set forth in Section 6.3(e)(i). 
 “IPO” means the first registered, public offering of (i) Units, (ii) the common stock or other equity securities for which the Units have been converted or exchanged of a successor corporation or other entity into
which the Company is converted or merged, (iii) the common stock or other equity securities of a corporation or other entity otherwise formed by the 

  

 10 

 
Company or the holders of Units for the purpose of offering securities to the public that are issued or issuable for the Units, or the rights to receive, or
the securities that are convertible into, or exchangeable or exercisable for, the common stock or other equity securities of a corporation or other entity otherwise formed by the Company or the holders of Units for the purpose of offering securities
to the public that are issued or issuable for the Units, (iv) the common stock or other equity securities of a Parent, a Subsidiary or other entity to which the assets of the Company and/or the Subsidiaries have been transferred, in each case,
whose securities the Company has determined to offer to the public and that are issued or issuable for the Units, or (v) the Units for which such Units are exchangeable, in each case of clauses (i) through (v), for cash
pursuant to an effective registration statement under the Securities Act, registered on Form S-1 (or any successor form), in which such Units or securities are sold to one or more underwriters on a firm-commitment basis for reoffering to the
public. 
 “IPO Corp.” has the meaning set forth in Section 6.4. 
 “IRS” means the United States Internal Revenue Service. 
 “JPDN” has the meaning set forth in the preamble above. 
 “Law” means any law, statute, ordinance, rule, regulation, code, Order, judgment, injunction or decree enacted, issued,
promulgated, enforced or entered by a Government Entity or Self-Regulatory Organization (including, for the sake of clarity, any policy statement or interpretation that has the force of law with respect to any of the foregoing, and including common
law). 
 “LTM EBITDA” means, as of any measurement date, EBITDA for the twelve (12) months ended as of
the last day of the month immediately preceding such measurement date. 
 “Management Phantom Equity Plan”
means the Company’s 2009 Management Phantom Equity Plan in substantially the form attached as Exhibit E hereto, as amended, from time to time in accordance with Section 4.1(h)(viii). 
 “Master Investment Agreement” has the meaning set forth in the recitals above. 
 “Member” means Advent Blocker, FTB, FTPSP and JPDN, and each other Person who is hereafter admitted as a Member in
accordance with the terms of this Agreement, including an Additional Member and a Substitute Member, but only to the extent such Person has not ceased to be a Member pursuant to Section 6.1. The Members shall comprise the
“members” (as that term is defined and used in the Act) of the Company. 
 “Member Nonrecourse
Debt” has the same meaning as the term “partner nonrecourse debt” set forth in Regulations Section 1.704-2(b)(4). 
 “Member Nonrecourse Debt Minimum Gain” means an amount, with respect to each Member Nonrecourse Debt, equal to the Company Minimum Gain that would result if the Member Nonrecourse Debt were treated as
a Nonrecourse Liability, determined in accordance with Regulations Section 1.704-2(i)(3). 
  

 11 

 “Member Nonrecourse Deductions” has the same meaning as the term
“partner nonrecourse deductions” set forth in Regulations Sections 1.704-2(i)(1) and 1.704-2(i)(2). 
 “Membership Interest” means a Member’s ownership interest in the Company at the relevant time, including its Economic Interest and rights as a Member. 
 “Net Income” and “Net Loss” means, for each fiscal year or other period, an amount equal to the
Company’s taxable income or loss for such fiscal year or period, determined in accordance with Code Section 703(a) (for this purpose, all items of income, gain, loss or deduction required to be stated separately pursuant to Code
Section 703(a)(1) shall be included in taxable income or loss) with the following adjustments: 
 (a) Any income of the
Company that is exempt from federal income tax and to the extent not otherwise taken into account in computing Net Income or Net Loss pursuant to this definition of Net Income or Net Loss, shall be added to such income or loss; 
 (b) Any expenditures of the Company described in Code Section 705(a)(2)(B) or treated as Code Section 705(a)(2)(B) expenditures
pursuant to Regulations Section 1.704-1(b)(2)(iv)(i), and to the extent not otherwise taken into account in computing Net Income or Net Loss pursuant to this definition of Net Income or Net Loss, shall be subtracted from such taxable
income or loss; 
 (c) In the event the Gross Asset Value of any Company asset is adjusted pursuant to subparagraphs
(b) or (c) of the definition of Gross Asset Value in this Agreement, the amount of such adjustment shall be taken into account as gain (if the adjustment increases the Gross Asset Value of the asset) or loss (if the adjustment
decreases the Gross Asset Value of the asset) from the disposition of such asset for purposes of computing Net Income or Net Loss; 
 (d) Gain or loss resulting from any disposition of Company property with respect to which gain or loss is recognized for federal income tax purposes shall be computed by reference to the Gross Asset Value of the property disposed of,
notwithstanding that the adjusted tax basis of such property differs from its Gross Asset Value; 
 (e) In lieu of
depreciation, amortization, and other cost recovery deductions taken into account in computing such taxable income or loss, there shall be taken into account Depreciation for such fiscal year; 
 (f) To the extent an adjustment to the adjusted tax basis of any Company asset pursuant to Code Section 734(b) or 743(b) is required
pursuant to Regulations Section 1.704-1(b)(2)(iv)(m) to be taken into account in determining Capital Accounts as a result of a distribution other than in liquidation of a Member’s interest in the Company, the amount of such adjustment
shall be treated as an item of gain (if the adjustment increases the basis of the asset) or loss (if the adjustment decreases the basis of the asset) from the disposition of the asset and shall be taken into account for purposes of computing Net
Income or Net Loss; and 
 (g) Any items which are specially allocated pursuant to the provisions of
Section 5.3(c) shall not be taken into account in computing Net Income or Net Loss. 
  

 12 

 “New Activity” has the meaning set forth in
Section 2.4(b)(i). 
 “New Activity Notice” has the meaning set forth in
Section 2.4(b)(i). 
 “New Securities” means (a) any Units, whether or not currently
authorized, or (b) any rights, options or warrants to purchase Units (or non-equity securities that are convertible into or exchangeable for Units), and non-equity securities of any type whatsoever that are, or may become convertible into, or
exchangeable for, Units, in any case, whether issued on or after the Effective Date; it being understood that the only equity interest in the Company shall be in the form of Units. 
 “Nonrecourse Deductions” has the meaning set forth in Regulations Section 1.704-2(b)(1) and 1.704-2(c). 

“Nonrecourse Liability” has the meaning set forth in Regulations Section 1.752-1(a)(2). 
 “Non-Competitor COC” has the meaning set forth in the definition of Trigger Event. 
 “Non-Qualified IPO” means an IPO generating pre-tax aggregate proceeds (including, for purposes of calculating the amount
of such proceeds, the aggregate amount of any Distributions (other than Quarterly Distributions) made to the holders of Units to and until the date of the IPO), before deducting underwriting commissions, that implies an equity value of the Company
as a whole equal to or less than $1.8 billion or that involves less than $300 million of pre-tax aggregate proceeds, before deducting underwriting commissions. 
 “Notes” means, collectively, the promissory notes (and all indebtedness thereunder) issued pursuant to the Credit
Facility, as amended from time to time in accordance with their terms. 
 “Offered Units” has the meaning set
forth in Section 6.3(c)(i). 
 “Officer” means each Person designated as an officer of the
Company or of any Subsidiary pursuant to and in accordance with the provisions of Section 4.4, subject to the terms of any resolution of the Board of Directors appointing such Person as an officer or relating to such appointment.

 “Opco” has the meaning set forth in the recitals above. 
 “Opco LLC Agreement” has the meaning set forth in the recitals above. 
 “Order” means any order, injunction, judgment, decree, writ or other enforcement action of a Government Entity.

 “Original Agreement” has the meaning set forth in the recitals above. 
 “Original Holder” means any of Advent Blocker, FTB, FTPSP and JPDN. 
  

 13 

 “Other Investments” has the meaning set forth in
Section 4.8(a). 
 “Parent” means, with respect to any Person, a Person that has control of such
Person. 
 “Participating ROFO Offeree” has the meaning set forth in Section 6.3(c)(iii).

 “Participating Tag-Along Offeree” has the meaning set forth in Section 6.3(d)(iii).

 “Permitted Affiliate” has the meaning set forth in Section 6.3(b)(i). 
 “Permitted ROFO Transfer” has the meaning set forth in Section 6.3(c)(iv). 
 “Permitted Transfer” has the meaning set forth in Section 6.3(b). 
 “Person” means an individual, a corporation, a partnership, an association, a limited liability company, a joint venture,
a Government Entity, a trust or other entity or organization. 
 “Preemptive Rights” has the meaning set
forth in Section 3.4(a). 
 “Preemptive Rights Notice” has the meaning set forth in
Section 3.4(b). 
 “President” has the meaning set forth in Section 4.4(e).

 “Pro Rata Portion” (a) of a Member for purposes of determining such Member’s relative Preemptive
Rights shall mean a fraction, the numerator of which is the number of Units held by such Member, and the denominator of which is the total number of Units held by all Members; (b) of a ROFO Offeree for purposes of determining such ROFO
Offeree’s relative ROFO Rights shall mean a fraction, the numerator of which is the number of Units owned by such ROFO Offeree, and the denominator of which is the total number of Units then held by all Members (other than the Offered Units and
Units held by the Transferring Member or any Member holding less than five percent (5%) of the Units then held by all Members); (c) of a Tag-Along Offeree for purposes of determining such Tag-Along Offeree’s relative Tag-Along Rights
shall mean a fraction, the numerator of which is the total number of Tag-Along Units, and the denominator of which is the total number of Units owned by the Transferring Member; provided that, in the event that the Tag-Along Purchaser is
unwilling or unable, pursuant to Sections 6.3(d)(iii) or 6.3(d)(vi), to acquire all Units proposed to be included in a Tag-Along Sale, then the “Pro Rata Portion” of the Transferring Member or any Participating
Tag-Along Offeree for purposes of determining the Transferring Member’s or such Participating Tag-Along Offeree’s relative Tag-Along Rights shall mean a fraction, the numerator of which is the total number of Units held by the Transferring
Member or such Participating Tag-Along Offeree, as applicable, and the denominator of which is the aggregate number of Units owned by the Transferring Member and all Participating Tag-Along Offerees; and (d) of a Take Along Member for purposes
of determining such Take Along Member’s relative obligations upon any exercise of the Take Along Rights shall mean a fraction, the numerator of which is the number of Units being Transferred by the Initiating Member in the proposed Take Along
Sale, and the denominator of which is the total number of Units owned by the Initiating Member; it being  

  

 14 

 
understood that, in the case of each of clauses (a) through (d), the time of determination of Units held shall be as of immediately
before the proposed issuance or Transfer to which such rights or obligations relate. 
 “Proceeding” has the
meaning set forth in Section 4.7(b). 
 “Projected EBITDA” means, as of any measurement date,
EBITDA (as reflected in the business plan prepared by FTB attached as Exhibit F hereto) for the twelve (12) months ended as of the last day of the month preceding such measurement date, or if less than twelve (12) months have
elapsed since the Effective Date, for such number of months that have elapsed since the Effective Date. 
 “Proposed
Offer” has the meaning set forth in Section 6.3(c)(ii). 
 “Purchaser” has the meaning
set forth in Section 3.4(d). 
 “Put Event” means any of the following: 
 (i) during the first twelve (12) months following the Effective Date, (A) either (x) a Government Investment or (y) a
Non-Competitor COC occurs and (B) there is a change in two (2) of FTB’s three designees on the Steering Committee unless (1) such change is due to the death or disability of such designee, (2) such change is due to a
voluntary resignation that occurs more than nine (9) months from the Government Investment or Non-Competitor COC, or (3) any of the two (2) Approved Replacements is designated to the Steering Committee as replacements for such
designees; or 
 (ii) during the period from the Effective Date until the earlier of (x) the last day of the fifty-fourth
month following the Effective Date, and (y) the date on which Advent Blocker has Transferred (in one or more transactions) more than fifty percent (50%) of Units held by it (or its Affiliates) as of the Effective Date, a Competitor COC
occurs; or 
 (iii) during the first two (2) years following Effective Date, a FTB Bankruptcy Event occurs. 

“Put Right” has the meaning set forth in Section 6.3(f)(i). 
 “Put Units” has the meaning set forth in Section 6.3(f)(i). 
 “Quarterly Distributions” has the meaning set forth in Section 5.4. 
 “Quarterly Estimated Tax Liability with respect to the Company’s Income” has the meaning set forth in
Section 5.4(a). 
 “Registration Rights Agreement” means the Registration Rights Agreement by and
among the Company, FTB, FTPSP, Advent Blocker and JPDN, dated as of the Effective Date, as amended from time to time in accordance with its terms. 
  

 15 

 “Regulations” means the Income Tax Regulations, including temporary
Regulations, promulgated under the Code, as such Regulations may be amended from time to time (including corresponding provisions of succeeding regulations). 
 “Regulatory Allocations” has the meaning set forth in Section 5.3(c)(i)(F). 
 “Regulatory Approval” has the meaning set forth in Section 2.4(b)(i). 
 “Rescheduled Board of Directors Meeting” has the meaning set forth in Section 4.1(f)(vi)(2). 
 “Rescheduled Committee Meeting” has the meaning set forth in Section 4.1(k)(ii)(3). 
 “Rescheduled Member Meeting” has the meaning set forth in Section 4.2(b)(iii). 
 “Rights of First Offer” has the meaning set forth in Section 6.3(c). 
 “ROFO Acceptance” has the meaning set forth in Section 6.3(c)(iii). 
 “ROFO Acceptance Period” has the meaning set forth in Section 6.3(c)(iii). 
 “ROFO Offeree” has the meaning set forth in Section 6.3(c)(i). 
 “ROFO Offer Period” has the meaning set forth in Section 6.3(c)(ii). 
 “ROFO Notice” has the meaning set forth in Section 6.3(c)(i). 
 “ROFO Rights” has the meaning set forth in the definition of Pro Rata Portion. 
 “Secretary” has the meaning set forth in Section 4.4(h)(i). 
 “Securities Act” means the Securities Act of 1933, as amended, or any successor federal statute, and the rules and
regulations of the Commission thereunder, all as the same shall be in effect from time to time. 
 “Self-Regulatory
Organization” means the Financial Industry Regulatory Authority, the American Stock Exchange, the National Futures Association, the Chicago Board of Directors of Trade, the New York Stock Exchange, any national securities exchange (as
defined in the Exchange Act), any other securities exchange, futures exchange, contract market, any other exchange or corporation or similar self-regulatory body or organization. 
 “Specified Liabilities” means any liabilities, debts, commitments or obligations of any kind whatsoever, whether fixed,
contingent or absolute, matured or unmatured, liquidated or unliquidated, accrued or not accrued, asserted or not asserted, known or unknown, determined, determinable or otherwise, whenever or however arising (including, whether arising out of any
contract or tort based on negligence or strict liability), in each case, other than liabilities, debts, commitments or obligations (i) under this Agreement and the Registration Rights Agreement, (ii) that relate to corporate upkeep
and maintenance and filing obligations, including state 

  

 16 

 
franchise tax obligations, for the period following a transfer of the Advent Blocker Stock to a third party in accordance with the provisions of
Section 6.3(e)(v) or Section 6.3(f) (a “Blocker Transfer”), or (iii) under any agreement between Advent Blocker and the Advent Blocker Stockholders that is being terminated in connection with a Blocker
Transfer so long as such liabilities are limited to non-monetary obligations that would not affect the price being offered by the third party in a Change of Control, or (iv) (a) arising out of any actual or threatened legal proceedings or
claims to which the Company and/or any of the Subsidiaries is also subject and (b) consisting of any immaterial liabilities paid in full prior to the Blocker Transfer, but, in each case, only to the extent of such claims, and only to the extent
that Advent Blocker and its Parent have agreed to indemnify the transferee holders of Advent Blocker Stock from and against any liability therefor to the same extent that such holders would have been indemnified if they were holders of Units.

 “Steering Committee” has the meaning set forth in the Master Investment Agreement. 
 “Subsidiary” means any Person of which (i) a majority of the outstanding share capital, voting securities or other
equity interests are owned, directly or indirectly, by the Company and/or any other Subsidiary or (ii) the Company and/or any other Subsidiary is entitled, directly or indirectly, to appoint a majority of the board of directors or comparable
body of such Person. 
 “Substitute Member” means any Person that has been admitted to the Company as a
Member pursuant to Section 6.5 by virtue of such Person receiving all or a portion of a Membership Interest from a Member or an Assignee and not from the Company. 
 “Successor in Interest” means any (i) trustee, custodian, receiver or other Person acting in any Bankruptcy or
reorganization proceeding with respect to, (ii) assignee for the benefit of the creditors of, (iii) trustee or receiver, or current or former officer, director, manager or partner, or other fiduciary acting for, or with respect to, the
dissolution, liquidation or termination of, or (iv) other executor, administrator, committee, legal representative or other successor or assign of, any Member, whether by operation of Law or otherwise. 
 “Tag-Along Notice” has the meaning set forth in Section 6.3(d)(i). 
 “Tag-Along Offeree” has the meaning set forth in Section 6.3(d)(i). 
 “Tag-Along Purchaser” has the meaning set forth in Section 6.3(d)(i). 
 “Tag-Along Rights” has the meaning set forth in Section 6.3(d)(ii). 
 “Tag-Along Sale” has the meaning set forth in the definition of Pro Rata Portion. 
 “Tag-Along Units” has the meaning set forth in Section 6.3(d)(i). 
 “Take Along Member” has the meaning set forth in Section 6.3(e)(i). 
 “Take Along Notice” has the meaning set forth in Section 6.3(e)(i). 
  

 17 

 “Take Along Rights” has the meaning set forth in
Section 6.3(e)(i). 
 “Take Along Sale” has the meaning set forth in
Section 6.3(e)(i). 
 “Tax-Free Basis” has the meaning set forth in Section 6.4.

 “Tax Matters Member” has the meaning set forth in Section 7.5(c). 
 “Transfer” means, with respect to any Units, (i) when used as a verb, to sell, assign, dispose of, exchange, pledge,
encumber, hypothecate or otherwise transfer such Units or any participation or interest therein, whether directly or indirectly, or to agree or commit to do any of the foregoing, and (ii) when used as a noun, a direct or indirect sale,
assignment, disposition, exchange, pledge, encumbrance, hypothecation or other transfer of such Units or any participation or interest therein, or any agreement or commitment to do any of the foregoing, including in each case through the Transfer of
any Person holding such Units or any interest in such Person; it being understood that a Transfer of a controlling interest in any Person holding such Units shall be deemed to be a Transfer of all of the Units held by such
Person. For the avoidance of doubt, the transfer of the Warrant shall not be deemed to be a Transfer. Notwithstanding anything to the contrary in this Agreement, no Transfer of an interest in any Person which is a public company or which is a
limited partner in any investment entity that holds a direct or indirect interest in an Original Holder shall be deemed to constitute a Transfer of any Units held by such Original Holder unless such Original Holder and such Person are acting in
concert with respect to such Transfer, or such Original Holder, alone or together with its Affiliates or other Persons with whom it is acting in concert, controls such Person. 
 “Transferring Member” has the meaning set forth in Section 6.3(c)(i). 
 “Trigger Event” means the earlier to occur of any of the following: (i) FTB (together with its Affiliates) shall
have Transferred (other than pursuant to obligations upon the exercise by another Member of any Take Along Rights or pursuant to any Transfer by FTB or any of its Affiliates to a Permitted Affiliate) Units constituting at least fifty percent
(50%) of the Units that FTB and FTPSP own as of the Effective Date; or (ii) any Competitor acquires Control of FTB or any of its direct or indirect Parent companies (a “Competitor COC”); or (iii) (A) any
Government Entity acquires more than a twenty percent (20%) interest (which interest either votes generally in the election of all directors and all other matters brought before the stockholders or otherwise carries with it any material
negative consent or approval rights) in FTB or any of its direct or indirect Parent companies (a “Government Investment”), or (B) any Person other than a Competitor acquires Control of FTB or any of its direct or
indirect Parent companies (a “Non-Competitor COC”) and, in the case of either a Government Investment or Non-Competitor COC, any change in two of FTB’s four designees on the Board of Directors occurs unless (I) such
change is due to the death or disability of such designee, (II) such change is due to a voluntary resignation that occurs more than nine months following such Government Investment or Non-Competitor COC, or (III) any of the two Approved Replacements
is designated to the Board of Directors to replace such designee; or (iv) FTB or any of its direct or indirect Parent companies goes into Bankruptcy, receivership or conservatorship or any similar event (each, a “FTB Bankruptcy
Event”). 
  

 18 

 “Units” has the meaning set forth in Section 3.1.

 “Warrant” means the warrant executed on the Effective Date and any warrants issuable for all or any part
of such warrant. 
 SECTION 1.2 Terms Generally. 
 (a) Numbers. The definitions in Section 1.1 shall apply equally to both the singular and plural forms of the terms
defined. 
 (b) Gender. Whenever the context may require, any pronoun shall include the corresponding masculine,
feminine and neuter forms. 
 (c) Including. The words “include,” “includes” and
“including” shall be deemed to be followed by the phrase “without limitation.” 
 (d) Calculation of
Time Period. When calculating the period of time before which, within which or following which any act is to be done or step taken pursuant to this Agreement, the date that is the reference date in calculating such period shall be excluded. If
the last day of such period is a non-Business Day, the period in question shall end on the next succeeding Business Day. 
 (e) Dollars. Any reference in this Agreement to “dollars” or “$” shall mean the lawful currency of the United States of America. 
 (f) Holdings. For purposes of calculating ownership percentages and determining whether certain ownership thresholds are met under
Sections 6.3(c)(i), 6.3(d)(i) and 6.3(e)(i), the total number of Units owned by any Member shall be aggregated with the number of Units owned by such Member’s Affiliates, without duplication. 
 (g) Headings. The provision of a Table of Contents, the division of this Agreement into Articles, Sections and other subdivisions
and the insertion of headings are for convenience of reference only and shall not affect or be utilized in construing or interpreting this Agreement. All references to “Sections” and “Articles” shall refer to Sections and
Articles of this Agreement unless otherwise specified. 
 (h) Exhibits. The exhibits to this Agreement are hereby
incorporated and made a part of this Agreement and are an integral part of this Agreement. All exhibits annexed hereto or referred to in this Agreement are hereby incorporated in and made a part of this Agreement as if set forth in full in this
Agreement. Any capitalized terms used in any exhibit but not otherwise defined therein shall be defined as set forth in this Agreement. 
 (i) Negotiation. The parties hereto have participated jointly in the negotiation and drafting of this Agreement and, in the event an ambiguity or question of intent or interpretation arises, this Agreement
shall be construed as jointly drafted by the parties hereto and no presumption or burden of proof shall arise favoring or disfavoring any party by virtue of the authorship of any provision of this Agreement. 
  

 19 

 ARTICLE II - GENERAL PROVISIONS 
 SECTION 2.1 Formation. The Company was organized as a Delaware limited liability company by the execution and filing of a Certificate of Formation
on the Filing Date with the Secretary of State of the State of Delaware (as amended from time to time, the “Certificate”), under and pursuant to the Act. The rights, powers, duties, obligations and liabilities of the Members shall
be determined pursuant to the Act and this Agreement. To the extent that the rights, powers, duties, obligations and liabilities of any Member are different by reason of any provision of this Agreement than they would be in the absence of such
provision, this Agreement shall, to the extent permitted by the Act, control. 
 SECTION 2.2 Name. The name of the Company is
“FTPS Holding, LLC,” and all Company business shall be conducted in that name or in such other names that comply with applicable Law as the Board of Directors may select from time to time. 
 SECTION 2.3 Term. The term of the Company commenced on the Filing Date and shall continue in existence perpetually until termination or
dissolution in accordance with the provisions of Section 6.2. 
 SECTION 2.4 Purpose; Powers. 
 (a) General Powers. The nature of the business or purposes to be conducted or promoted by the Company is to continue the Business
and, subject to the terms of this Agreement and the Business Plan, to engage in any act or activity which may be lawfully conducted by a limited liability company under the Act and the Laws of any other jurisdictions in which the Company engages in
such activities. The Company may engage in any and all activities necessary, desirable or incidental to the accomplishment of the foregoing. Notwithstanding anything in this Agreement to the contrary, nothing set forth in this Agreement shall be
construed as authorizing the Company to possess any purpose or power, or to do any act or thing, forbidden by Law to a limited liability company organized under the Laws of the State of Delaware. 
 (b) Certain Regulatory Restrictions. 
 (i) Notwithstanding anything to the contrary in this Agreement, the Company and the Members acknowledge that FTB and its Affiliates are subject to regulatory oversight by bank regulatory authorities in various
jurisdictions (including the Board of Governors of the Federal Reserve System and other Government Entities, including the State of Ohio’s Division of Financial Institutions) with jurisdiction over FTB or its Affiliates and that FTB or its
Affiliates may be required to obtain regulatory approvals from, or provide notice to, such authorities, prior to, or provide notice to such authorities following, the Company’s engagement in certain activities or consummation of certain
investments (“Regulatory Approval”). Notwithstanding anything to the contrary in this Agreement, neither the Company nor any Subsidiary shall engage in any business that may reasonably require FTB or an Affiliate of FTB to seek
Regulatory Approval, whether under the Bank Holding Company Act, Ohio Law or other applicable Law (a “New Activity”), whether by acquisition, investment or organic growth, without 

  

 20 

 
first sending written notice to FTB (the “New Activity Notice”). Within thirty (30) days after receipt of the New Activity Notice, FTB
must notify the Board of Directors in writing (i) whether, based on the advice of legal counsel, such New Activity would be permissible for FTB and/or its Affiliates to make or engage in directly under all applicable banking Laws and
(ii) that either (A) no Regulatory Approval with respect to FTB and/or its Affiliates is required for such New Activity, or (B) any required Regulatory Approval with respect to such New Activity has been or will within a reasonable
amount of time be obtained by FTB and/or its Affiliates. Neither the Company nor any Subsidiary shall engage in such New Activity if FTB notifies it that such activity is impermissible or until required Regulatory Approvals are obtained; it
being understood that a Regulatory Approval shall not be deemed obtained until the expiration of any applicable waiting periods or the receipt of any necessary approval, as applicable. 
 (ii) The Company shall use its reasonable best efforts to take, or cause to be taken, all actions and to do, or cause to be done, all
things necessary, proper or advisable, as promptly as possible, to assist FTB or its Affiliates in obtaining any Regulatory Approval necessary for FTB or its Affiliates to qualify or continue its ownership interest in the Company as a permissible
investment, including by (i) making appropriate filings and submissions to any Government Entity required by Law applicable to the Company or the Subsidiaries or FTB or its Affiliates and (ii) providing any information to FTB as may be
reasonably requested by FTB or its Affiliates in connection therewith and (iii) executing and delivering additional documents necessary to consummate the transactions contemplated by this Agreement in connection therewith. FTB shall use its
reasonable best efforts to obtain any Regulatory Approval as promptly as possible; provided that FTB will exercise reasonable best efforts to minimize disclosure of any confidential or proprietary information relating to the Company and to
seek confidential treatment for any such information, in each case, to the maximum extent allowed under applicable Law. 
 (c)
Company Action. Subject to the provisions of this Agreement, except as prohibited by applicable Law, (i) the Company may, with the approval of the Board of Directors, enter into and perform any and all documents, agreements and
instruments contemplated by such approval, all without any further act, vote or approval of any Member and (ii) the Board of Directors may authorize any Person (including any Member or Officer) to enter into and perform any document on behalf
of the Company. 
 SECTION 2.5 Foreign Qualification. Prior to the Company’s or any Subsidiary’s conducting business in any
jurisdiction other than Delaware, the Board of Directors shall cause the Company or such Subsidiary to comply, to the extent procedures are available and those matters are reasonably within the control of the Officers, with all requirements
necessary to qualify the Company or any Subsidiary as a foreign limited liability company conducting business in that jurisdiction. 
 SECTION 2.6 Registered Office; Registered Agent; Principal Office; Other Offices. The registered office of the Company required by the Act to be maintained in the State of Delaware shall be the office of the initial registered agent
named in the Certificate or such other office 

  

 21 

 
(which need not be a place of business of the Company) as the Board of Directors may designate from time to time in the manner provided by Law. The
registered agent of the Company in the State of Delaware shall be the initial registered agent named in the Certificate or such other Person or Persons as the Board of Directors may designate from time to time in the manner provided by Law. The
principal office of the Company shall be at such place as the Board of Directors may designate from time to time, which need not be in the State of Delaware, and the Company shall maintain records at such place. The Company may have such other
offices as the Board of Directors may designate from time to time. 
 SECTION 2.7 No State-Law Partnership. The Members intend that
the Company shall not be a partnership (including a limited partnership) or joint venture, and that no Member, Director or Officer shall be a partner or joint venturer of any other Member, Director or Officer by virtue of this Agreement, for any
purposes other than as set forth in the last sentence of this Section 2.7, and this Agreement shall not be construed to the contrary. The Members intend that the Company shall be treated as a partnership for federal, state or local
income tax purposes, and each Member and the Company shall file all tax returns and shall otherwise take all tax and financial reporting positions in a manner consistent with such treatment. 
 ARTICLE III - UNITS 
 SECTION 3.1 Authorized Units. The only beneficial
interests in the Company shall be units (“Units”). The total number of Units that the Company initially shall have authority to issue is 111,594,203 Units, of which (a) 51,000,000 shall be designated as Class A Units
having the rights, preferences, privileges and restrictions set forth in this Agreement (each, a “Class A Unit,” and collectively, the “Class A Units”), (b) 49,000,000 shall be designated as Class B
Units having the rights, preferences, privileges and restrictions set forth in this Agreement (each, a “Class B Unit,” and collectively, the “Class B Units”) and (c) 11,594,203 shall be designated as
Class C Non-Voting Units having the rights, preferences, privileges and restrictions set forth in this Agreement and the Warrant (each, a “Class C Non-Voting Unit,” and collectively, the “Class C Non-Voting
Units”); provided, however, that, subject to Sections 4.1(h)(viii), 4.1(h)(xiv) and 4.2(e)(iii), and except as required by the terms of the Warrant (x) the Board of Directors may from time to time
authorize the issuance of additional Class A Units, Class B Units and Class C Units and such other Units with such rights, preferences, privileges and restrictions as the Board of Directors shall designate so long as none of such rights,
preferences or privileges are inconsistent with the terms of this Agreement or would deprive any Member of the rights it has as a Member (for the avoidance of doubt, dilution of Economic Interests and voting rights (other than rights set forth in
Section 4.1(h)) shall not be deemed to deprive any Member of the rights it has as a Member), and (y) this Agreement shall be amended in order to document such new classes of Units and their rights, preferences, privileges and
restrictions and/or such authorized number of Units of existing classes of Units, in each case, with no further action required by the Members. Notwithstanding anything to the contrary herein, the Board shall authorize the issuance of additional
Units as required by the terms of the Warrant. The issuance of any Units after the Effective Date shall be subject to the Members’ Preemptive Rights, as applicable, shall be issued at a price equal to or greater than Fair Market Value and shall
be paid for in cash or, in connection with an acquisition by the Company or any Subsidiary or the contribution by a Member of assets to the Company or any Subsidiary related to the Business or its strategic direction as outlined in the Business
Plan, cash or other property, the 

  

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Fair Market Value of which shall be determined in Good Faith by the Board of Directors. The Class C Non-Voting Units shall be issued only upon the valid
exercise of the Warrant. The initial holdings of Units shall be as set forth on Schedule I. 
 SECTION 3.2 General. Except as
otherwise expressly provided in this Agreement, all Units shall have identical rights and privileges in every respect. 
 SECTION 3.3
Voting. Each Member shall be entitled to one vote per Class A Unit and one vote per Class B Unit that it holds with respect to any matter as to which the Members holding such Units are entitled to vote; provided that any
Class A Units or Class B Units held by any Assignee shall be non-voting, and any Class C Non-Voting Units held by any Person shall be non-voting, in each case, except as otherwise provided in this Agreement. 
 SECTION 3.4 Preemptive Rights. 
 (a) General. At any time before the consummation of the IPO, the Company shall not be authorized to issue any New Securities (other than Exempt Securities) unless each Member is granted the opportunity to
purchase for cash up to its Pro Rata Portion of such New Securities (other than Exempt Securities) (“Preemptive Rights”); provided that, for the avoidance of doubt, (i) the Board of Directors may waive the Preemptive
Rights of all Members with respect to any issuance of New Securities that otherwise meets the requirements specified in clause (d) of the definition of Exempt Securities and (ii) no Member shall have Preemptive Rights with respect
to the IPO. 
 (b) Offer Period. Promptly following the Board’s determination to issue New Securities (other than
Exempt Securities), the Company shall provide each Member with a written notice describing in reasonable detail the New Securities being offered, the purchase price thereof, the basis for the determination of the purchase price thereof, the payment
terms, such Member’s Pro Rata Portion of the New Securities and all other facts that would be material to any determination by a Member as to whether to purchase such New Securities (the “Preemptive Rights Notice”). In order to
exercise its Preemptive Rights, each Member must deliver a written notice to the Company describing its election to exercise its Preemptive Rights within thirty (30) days after receipt of the Preemptive Rights Notice. 
 (c) Expiration of Offer Period. For one hundred twenty (120) days following the expiration of the offering period described in
Section 3.4(b), the Company shall be entitled to sell such New Securities that the Members have not elected to purchase on terms and conditions no more favorable to the purchasers thereof than those offered to the Members. Any New
Securities to be sold by the Company to any Person after such one hundred twenty (120)-day period must be reoffered to the Members pursuant to the terms of this Section 3.4. 
 (d) Distressed Purchase. Nothing in this Section 3.4 shall be deemed to prevent any Member or any of its Affiliates
from purchasing for cash any New Securities without first complying with the provisions of Section 3.4; provided, that in connection with such purchase, (i) the Board of Directors has determined in Good Faith (A) that
the Company needs an immediate cash investment, (B) that no alternative financing on terms no less favorable to the Company in the aggregate than such purchase is available that is of a type that could be 

  

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obtained without having to comply with this Section 3.4 and (C) that the delay caused by compliance with the provisions of this
Section 3.4 in connection with such investment would be reasonably likely to cause material and immediate harm to the Company, (ii) the Company gives prompt notice to the other Members of such investment, which notice shall describe
in reasonable detail the New Securities being purchased by the Person making such purchase (for purposes of this Section 3.4, the “Purchaser”) and the purchase price thereof and (iii) the Purchaser and the Company
take all steps necessary to enable the other Members to exercise effectively their respective rights under this Section 3.4 with respect to their purchase of a Pro Rata Portion of the New Securities issued to the Purchaser and all
Members exercising their Preemptive Rights after such purchase by the Purchaser on the terms specified in Section 3.4; it being understood that in such event the Pro Rata Portion shall be determined assuming the emergency issuance to
which such Preemptive Right applies has been offered but not issued. 
 ARTICLE IV - MANAGEMENT 
 SECTION 4.1 Board of Directors. 
 (a) Management by the Board of Directors. Subject to the Business Plan and the terms of this Agreement, the business and affairs of the Company shall be managed and controlled by, or under the direction of, a
Board of Directors (the “Board of Directors,” and each director on the Board of Directors is referred to individually as a “Director” and collectively as the “Directors”), which may exercise all
such powers of the Company and do all such lawful acts and things as are not, by Law or by this Agreement, directed or required to be exercised or done by a Member or the Members. 
 (b) Waiver of Fiduciary Duties. Each of the Members and the Company acknowledges and agrees that (i) each Director is the
designee of the Member(s) that appointed such Director, is acting as a proxy for such Member(s) with respect to the management of the Company and does not have any duties (including fiduciary duties) to the Company, any Subsidiary or any other
Member, nor shall any Member have any such duty and (ii) each Member hereby acknowledges and agrees that each Director, in determining whether or not to vote in support of or against any particular decision for which the Board of
Directors’ consent is required, may act in and consider the best interest of the Member who designated such Director and shall not be required to act in or consider the best interests of the Company or the other Members or parties hereto,
except to the extent expressly set forth in this Agreement. Each of the Members and the Company agree that any duties, whether express or implied (including fiduciary duties), of a Director to the Company or to any other Member that would otherwise
apply at law or in equity are hereby eliminated to the fullest extent permitted under the Act (including Section 18-1101(c) of the Act) and any other applicable Law, and each Member hereby waives all rights to, and releases each Director from,
any such duties, except to the extent expressly set forth in this Agreement. Notwithstanding anything to the contrary contained in this Agreement, (i) the foregoing shall not eliminate or limit the obligation of the Members or any Director to
act in compliance with the express terms of this Agreement (other than the foregoing), including the obligation to make determinations in Good Faith, and (ii) the foregoing shall not be deemed to eliminate the implied contractual covenant of
good faith and fair dealing of the Members. Except as otherwise expressly provided in this Agreement, nothing contained in this Agreement shall be deemed to constitute any Director or Member an agent or legal 

  

 24 

 
representative of any other Member or to create any fiduciary relationship for any purpose whatsoever, apart from such obligations between the members of a
limited liability company as may be created by the Act. A Member shall not have any authority to act for, or to assume any obligation or responsibility on behalf of, any other Member, the Company or any Subsidiary. 
 (c) No Individual Authority. No Director has the authority or power to act for, or on behalf of, the Company, to do any act that
would be binding on the Company or any Subsidiary, to make any expenditures or incur any obligations on behalf of the Company or any Subsidiary or to authorize any of the foregoing, other than acts that are expressly authorized by the Board of
Directors. 
 (d) Designation of the Directors. 
 (i) Number and Designation. The Board of Directors shall consist of nine (9) Directors as of the Effective Date. The number of
Directors constituting the entire Board of Directors may be changed only with the written approval of the Members holding a majority of the Class A Units held by all Members and the Members holding a majority of the Class B Units held by all
Members, voting separately; provided that for so long as FTB and its Affiliates collectively hold twenty percent (20%) or more of the Class B Units, FTB’s (and only FTB’s) written approval in respect of the Class B Units is
required. The Directors shall be determined by the Members as provided in this Section 4.1(d)(i). Directors need not be Members or officers of Members. At any time at which Members shall have the right to, or shall, vote for Directors of
the Company, the Members shall vote all Units as to which they are then entitled to vote generally in the election of Directors so as to fix the number of Directors at nine (9) (or such other number as is approved pursuant to this
Section 4.1(d)(i)) and for the election of a Board of Directors in the manner set forth below or in such other manner as is approved pursuant to any change in the number of Directors approved pursuant to this
Section 4.1(d)(i): 
 (A) Five (5) Directors designated by the Members holding a majority of the
Class A Units then held by all Members (each, a “Class A Director” and, collectively, the “Class A Directors”); and 
 (B) Four (4) Directors designated by the Members holding a majority of the Class B Units then held by all Members (each, a “Class B Director” and, collectively, the “Class B
Directors”); provided that for so long as FTB and its Affiliates collectively hold twenty percent (20%) or more of the Class B Units, FTB shall designate at least three (3) of such four (4) Directors. 
 The Board of Directors as of the Effective Date shall be comprised of the individuals set forth on Exhibit A. Notwithstanding anything to the contrary in
this Agreement, if at any time FTB and its Affiliates collectively hold more than fifty percent (50%) of the Units without regard to the Class C Non-Voting Units (an “FTB Ownership Event”), then, unless waived by the Members
holding a majority of the Class B Units held by all Members, (i) the composition of the Board of Directors shall be appropriately adjusted to reflect the relative proportionate holdings of Units as between FTB and its Affiliates, on the one
hand, and Advent Blocker and its Affiliates, on the 

  

 25 

 
other hand and, (ii) following any such adjustment, in the event that Advent Blocker and its Affiliates hold less than fifty percent (50%) of the
Units without regard to the Class C Non-Voting Units and shall have Transferred Units constituting at least fifty percent (50%) of the Units that Advent Blocker and its Affiliates owned as of the Effective Date to Persons other than its
Affiliates, then only the affirmative vote of a majority of the Directors present at a meeting shall be required with respect to the actions described in Sections 4.1(h)(i), (iii), (vii), (ix) and (xiv).

 (ii) Term. Each Director shall hold office until the earlier of (i) the appointment or election and
qualification of the Director’s successor and (ii) the Director’s death, resignation or removal. There is no limit to the number of terms a Director may serve. 
 (iii) Removal; Election of Successors. If the Company receives a written notice that either the Members holding a majority of the
Class A Units then held by all Members or the Members holding a majority of the Class B Units then held by all Members desire to remove a Director designated by the applicable Members, the Company and each of the Members agrees to take such
action as is necessary to call a special meeting of the Members of the Company (or effect a written consent in lieu thereof) for the purpose of effecting any such removal, and at such meeting (or in effecting such consent for any reason) each of the
Members shall vote to accomplish said result; provided that for so long as FTB and its Affiliates collectively hold twenty percent (20%) or more of the Class B Units, only FTB may deliver such written notice in respect of the removal of
any Director designated by FTB. In the event that any Director is removed or shall have resigned or become unable to serve, the Members that had the power to designate such Director pursuant to Section 4.1(d)(i) shall have the power to
designate a person to fill such vacancy, and shall nominate an individual to fill such vacancy within thirty (30) days of any removal or resignation, whereupon the Company and each of the Members agrees to take such action as is necessary to
elect such person to fill such vacancy promptly (including, if necessary, calling a special meeting of the Members of the Company (or effecting a written consent in lieu thereof) and voting all Units owned by such Members to accomplish such result).
Other than as provided in this Section 4.1(d)(iii), no Member shall vote in favor of the removal of any Director who shall have been designated or nominated pursuant to Section 4.1(d)(i). Any Director designated by a majority
of the Board of Directors pursuant to Section 4.1(e) to fill a newly created Director position may be removed by a vote of the majority of the Board of Directors. 
 (e) Vacancies; Resignation. Vacancies shall be filled in accordance with Section 4.1(d)(i), other than vacancies of
newly created Director positions resulting from any increase in the number of Directors pursuant to Section 4.1(d)(i), which vacancies shall be filled in the manner dictated at the time of the creation of the newly created Director
position. Newly-created Director positions resulting from any increase in the number of Directors, unless filled in another manner approved in connection with the approval of such newly-created Director position, may be filled by a vote of the
majority of the Board of Directors, and each Director so chosen shall hold office until his or her successor is elected and qualified or until his or her 

  

 26 

 
earlier death, resignation or removal by the Board of Directors. A Director may resign at any time by giving written notice to the Board of Directors.

 (f) Meetings. 
 (i) Regular Meetings. Regular meetings of the Board of Directors shall be held within sixty (60) days of the end of each fiscal year and at least once every fiscal quarter, in each case, at such times and
places as shall be designated from time to time by resolution of the Board of Directors. Written notice of each regular meeting of the Board of Directors shall be given to each Director at least five (5) Business Days before the date of the
meeting. 
 (ii) Special Meetings. Special meetings of the Board of Directors may be called on at least five
(5) Business Days’ notice to each Director and may be called by any Director. 
 (iii) Notice; Waiver. Notice
of any regular or special meeting of the Board of Directors or any committee of the Board of Directors may be given personally or by email, facsimile or courier, and if given other than by email, shall also be sent by email, and shall be deemed
given upon any of the following: (A) when personally delivered to the Director; (B) when emailed to the Director; (C) when faxed to the Director (provided such fax is confirmed); or (D) one (1) Business Day after being sent
to the Director by reputable national overnight courier service (charges prepaid), at the mailing address, email address or fax number, as applicable, of the Director as listed on the books and records of the Company. The name, address, email
address, facsimile and telephone number of each of the current Directors are as set forth on Exhibit A. Attendance of a Director at a meeting shall constitute a waiver of notice of such meeting, except where a Director attends a meeting
for the express purpose of objecting to the transaction of any business on the ground that the meeting is not lawfully called or convened. 
 (iv) Place of Meetings. All meetings of the Board of Directors may be held either within or without the State of Delaware at such place or places as shall be determined from time to time by resolution of the
Board of Directors. 
 (v) Attendance by Telephone. Members of the Board of Directors may participate in any meeting of
the Board of Directors by means of conference telephone or similar communications equipment by means of which all persons participating in the meeting can hear each other, and such participation in a meeting shall constitute presence in person at a
meeting. 
 (vi) Quorum; Actions at a Meeting. 
 (1) Provided that notice is given to or waived by all Directors pursuant to Section 4.1(f)(iii), a majority of the total
number of Directors (which majority shall include at least two (2) Class A Directors and at least two (2) Class B Directors) shall constitute a quorum for the transaction of business of the Board of Directors and, subject to
Section 4.1(h), 

  

 27 

 
the acts of a majority of the Directors present at a meeting of the Board of Directors at which a quorum is present shall be the acts of the Board of
Directors. 
 (2) Notwithstanding Section 4.1(f)(vi)(1), if it is determined after the calling of any Board of
Directors meeting pursuant to the provisions of this Agreement that the number of Directors able to attend such meeting will not constitute a quorum (as set forth in Section 4.1(f)(vi)(1)), then such meeting shall be rescheduled by the
Board of Directors for a date within five (5) Business Days after the date on which such meeting was initially proposed to be held (the “Rescheduled Board of Directors Meeting”). If it is determined that the number of Directors
able to attend such Rescheduled Board of Directors Meeting will not constitute a quorum, then for purposes of such Rescheduled Board of Directors Meeting only, a quorum shall be considered present when a majority of the Directors are in attendance
(and no particular number of Class A Directors or Class B Directors shall be required); provided that no matter may be considered at the Rescheduled Board of Directors Meeting that was not the subject of the notice of meeting delivered
pursuant to Section 4.1(f)(iii) with respect to such meeting. 
 (3) Notwithstanding
Section 4.1(f)(vi)(1), following a Trigger Event, a quorum shall exist when a majority of the Directors are in attendance; provided, that notice is given to or waived by all Directors pursuant to Section 4.1(f)(iii).

 (4) A Director who is present at a meeting of the Board of Directors at which action on any matter is taken shall be
presumed to have assented to the action unless his or her dissent shall be entered in the minutes of the meeting or unless he or she shall file his or her written dissent to such action with the person acting as secretary of the meeting before the
adjournment thereof or shall deliver such dissent to the Company immediately after the adjournment of the meeting. Such right to dissent shall not apply to a Director who voted in favor of such action. 
 (g) Action without Meeting. Any action required or permitted to be taken at any meeting of the Board of Directors may be taken
without a meeting if all of the members of the Board of Directors consent thereto in writing and the writing or writings are filed with the minutes of proceedings of the Board of Directors. 
 (h) Supermajority Voting. Notwithstanding anything to the contrary contained herein but subject to the last sentence of this
Section 4.1(h), the following matters relating to the business and operations of the Company and/or the Subsidiaries shall be presented to the Board of Directors and shall require the affirmative vote of at least seven (7) out of
the nine (9) Directors, or in the event that the Board of Directors is expanded pursuant to Section 4.1(d)(i), a number of Directors that includes at least two (2) Class B Directors, or in the event of and for so long as there
exists an FTB Ownership Event , at least two (2) Class A Directors (a “Board Supermajority”): 
 (i) any Change of Control (A) during the first three (3) years following the Effective Date, (B) during the fourth year following the Effective Date that implies an Equity Value of the Company and the Subsidiaries of less
than $2.3 billion, (C) during the fifth year following the Effective Date that implies an Equity Value of the 

  

 28 

 
Company and the Subsidiaries of less than $2.5 billion; provided, however, that no such Board Supermajority consent shall be necessary
(x) at any time if the Company and/or the Subsidiaries is in a payment default or financial covenant default under the Notes, unless the Notes have been amended consistent with a waiver of such payment default or financial covenant default, or
(y) at any time after June 30, 2012 if the Company’s LTM EBITDA is less than $335,000,000; 
 (ii) any sale,
transfer or disposition, in one or a series of related transactions, of any assets or other property of the Company and/or any Subsidiary having a value in excess of $100,000,000 in the aggregate (other than pursuant to a Change of Control);
provided that no such Board Supermajority consent shall be required for any sale of the EFT Business at an aggregate purchase price greater than $1.0 billion; 
 (iii) any acquisition of assets or securities or investment in any other Person by the Company and/or any Subsidiary, in one or a series
of related acquisitions, investments or contributions, other than with respect to any Person set forth on Exhibit B attached hereto, for a value exceeding $175,000,000 in the aggregate; 
 (iv) the retention, termination or replacement of the independent auditor of the Company and the Subsidiaries; 
 (v) other than (A) the arrangements set forth on Exhibit C, (B) issuances of New Securities permitted by this Agreement,
(C) distributions provided to such Person in its capacity as a Member of the Company, (D) arm’s-length commercial transactions between the Company or its Subsidiaries, on the one hand, and a portfolio company of Advent International
Corporation, on the other hand, in the ordinary course of business, the engagement by the Company or any Subsidiary, either directly or indirectly, in a transaction or series of related transactions with Advent Blocker or any Advent Blocker
Affiliate or portfolio company of Advent International Corporation or any executive management employee of the Company or any Subsidiary, including ownership by Advent Blocker or an executive management employee or a member of any such
individual’s family group of any supplier, contractor, subcontractor, customer or other entity with which the Company or any Subsidiary does business or seeks to do business (other than as a shareholder of less than two percent (2%) of a
publicly traded class of securities), where either (A) such transaction or transactions are not on arm’s-length terms or (B) such transaction or transactions would require the Company or any Subsidiary to pay or incur obligations of
more than $1,000,000; 
 (vi) a material change to the strategic direction of the Company and/or the Subsidiaries as compared
to, (A) with respect to the period before the adoption of the Company’s initial Business Plan, the strategic direction of the Business as of the Effective Date and, (B) with respect to the period thereafter, the then-effective
Business Plan or the last Business Plan approved by a Board Supermajority pursuant to this Section 4.1(h)(vi) to the extent that any changes since such time would, individually or in the aggregate when taken together with any elements of
any Business Plan approved by the Board of Directors since such time, constitute a material change to the strategic direction of the Company and/or the Subsidiaries; provided that any material changes to 

  

 29 

 
the strategic direction of the Company and the Subsidiaries reflected in any Business Plan are approved by a Board Supermajority pursuant to this
Section 4.1(h)(vi), in any case, including through the entry into, commencement of, expansion into, or engagement in, any business (through acquisition, investment or otherwise), or the cessation of any existing business (through
divestiture or otherwise); 
 (vii) any loan or series of related loans by the Company or any Subsidiary (except in the
ordinary course of business) in an amount exceeding $200,000,000; 
 (viii) the modification of the material terms and
conditions, and any amendment, of the Management Phantom Equity Plan; 
 (ix) the effectuation of any Non-Qualified IPO before
the third anniversary of the Effective Date; 
 (x) the modification of any of the terms and conditions of the Credit
Facility; 
 (xi) the entry into, or amendment of, any contracts of the Company and/or any Subsidiary providing for capital
expenditures expected to exceed $25,000,000 in the aggregate, other than immaterial amendments to the non-economic terms of such contracts; 
 (xii) the declaration, setting aside for payment of, or payment of, any Distribution by the Company to the Members other than Quarterly Distributions; 
 (xiii) any request for any additional capital contribution from FTB or FTPSP in its capacity as a Member; 
 (xiv) the issuance of New Securities constituting more than twenty percent (20%) of the total Units then held by all Members
(excluding issuances under the Warrant and the Management Phantom Equity Plan); provided, however, that no Board Supermajority consent shall be necessary (x) at any time if the Company and/or the Subsidiaries is in a payment
default or financial covenant default under the Credit Facility or the Notes, unless the Credit Facility or the Notes, as applicable, have been amended consistent with a waiver of such payment default or financial covenant default, or (y) at
any time after June 30, 2012 if the Company’s LTM EBITDA is less than $335,000,000; 
 (xv) approval and submission
to any applicable tax authority of any material tax returns and tax elections (other than a Section 754 election or an election to make Section 704(c) or “reverse Section 704(c)” allocations in the manner specified in this
Agreement or an election to treat any new direct or indirect Subsidiaries acquired by the Company or any Subsidiary or organized by the Company or any Subsidiary as a partnership or disregarded entity for U.S. federal tax purposes), including any
permitted determinations related to any Adjusted Capital Account Deficit or Gross Asset value, or matters in Sections 5.3(d)(iv), 5.3(f), 7.2(e) and 7.3; provided that the following review 

  

 30 

 
and deadlock resolution procedure shall apply with respect to the matters subject to this Section 4.1(h)(xv): The Class A Directors shall
provide draft copies of any such material tax returns or material tax elections to the Class B Directors at least 30 days before the filing deadline and shall provide the Class B Directors with any information requested by the Class B Directors to
review such tax returns or tax elections. The Class B Directors will notify the Class A Directors within 15 days of receipt of such draft tax return or tax election of their approval or disapproval of the draft tax return or tax election. If a
Board Supermajority cannot agree on whether to make any such tax election, then the election shall not be made. If a Board Supermajority cannot agree on any other tax position in a material tax return or a material tax election where an election
must be made, then, at the Company’s expense, any Big Four accounting firm agreed by a Board Supermajority shall determine whether the tax position proposed by the Class A Directors or the tax position proposed by the Class B Directors is
more likely to prevail or, if such positions are equally likely to prevail, whether the tax election proposed by the Class A Directors or the tax election proposed by the Class B Directors is more neutral to the Members, and in each case such
determination shall be binding for purposes of this Section 4.1(h)(xv); 
 (xvi) any change to the capitalization
or organization of any Subsidiary or any change at any Subsidiary or any governance provisions of any Subsidiary that, in any case, would in any way have the effect of circumventing the provisions, including the protections afforded the Members in
Section 4.1(h), of this Agreement, or materially and adversely affecting any Member that, together with its Affiliates, collectively holds fifteen percent (15%) or more of the Units in a manner differently or disproportionately than
the other Members, including the amendment of the Opco LLC Agreement; it being understood that it is intended that no action may be effected at a Subsidiary that could not be effected at the Company under this Agreement; 
 (xvii) in each case, within the first year following the Effective Date, the appointment or removal of the CEO other than for Cause; and

 (xviii) the exercise by Opco of the termination right set forth in Section 1.2(c) of the Master Lease Agreement, dated
June 30, 2009, between FTB and Opco, or in Section 1.2(e) of the Master Sublease Agreement, dated June 30, 2009, between FTB and Opco (for the avoidance of doubt, this Section 4.1(h)(xviii) shall not apply with respect to
Section 17.1 of each the Master Lease Agreement and Master Sublease Agreement), or any successor provisions thereof. 
 Notwithstanding the foregoing,
following a Trigger Event, only the affirmative vote of a majority of the Directors present at a meeting shall be required with respect to the actions described in Sections 4.1(h)(i), (iii), (vii), (ix) and
(xiv); provided that, for the sake of clarity, no New Securities shall be issued at a price below Fair Market Value at any time. 
 (i) Approval of Business Plan. The Company shall conduct its business affairs at all times in accordance with the Business Plan in effect from time to time. Not less frequently than once a year, the Board of
Directors shall review, amend and update the Business Plan to account for any acquisitions, dispositions or other Board of Directors-approved actions that were not contemplated by the Business Plan at the time of its adoption, and, subject to

  

 31 

 
Section 4.1(h)(vi), the adoption of each Business Plan shall require the approval of a majority of the Board of Directors. 
 (j) Compensation. The Company will reimburse all Directors for reasonable out-of-pocket expenses (including travel expenses)
actually incurred in connection with their service on the Board of Directors or any committee thereof, promptly upon written request. In the discretion of the Board of Directors, each Director (other than an employee of the Company or any
Subsidiary, FTB, Advent Blocker or any of their respective Affiliates) may be paid such fees for such Director’s services as Director or as a member of any committee as the Board of Directors may determine from time to time. 
 (k) Committees. 
 (i) Authorization; Composition; Powers. The Board of Directors shall, by resolution adopted by a majority of the Directors then in office, designate such committees as the Board of Directors from time to time
may determine, and each such committee shall consist of at least one (1) Class A Director and at least one (1) Class B Director as members (which Class A Director and Class B Director shall be designated by the Members holding a
majority of the Class A Units then held by all Members and the Members holding a majority of the Class B Units then held by all Members, respectively, voting as a separate class; provided that for so long as FTB and its Affiliates
collectively hold twenty percent (20%) or more of the Class B Units, FTB shall designate such Class B Director). Except as expressly limited by applicable Law, any such committee shall have and may exercise such powers and authority as the
Board of Directors may determine and specify in the resolution designating such committee or any amendment thereto, but subject to the limitations in this Agreement, including Section 4.1(h), applicable to the Board of Directors.

 (ii) Quorum; Actions at a Meeting. 
 (1) Provided that notice is given pursuant to Section 4.1(f)(iii) to or waived by all Directors who are members of the
committee, the presence of at least one (1) Class A Director and at least one (1) Class B Director shall be required for any committee to have a quorum, except as otherwise provided in Sections 4.1(k)(ii)(3) and (4).

 (2) The affirmative vote of a majority of the committee members present at a meeting shall be sufficient for effective
committee action when a quorum is present. 
 (3) Notwithstanding Sections 4.1(k)(ii)(1) and (2), if it is
determined after the calling of any committee meeting pursuant to the provisions of this Agreement that the Directors able to attend such meeting will not constitute a quorum (as set forth in Section 4.1(k)(ii)(1)), then such meeting
shall be rescheduled for a date within ten (10) Business Days after the date on which such meeting was initially proposed to be held (the “Rescheduled Committee Meeting”). If it is determined that the number of Directors able
to attend such Rescheduled Committee Meeting will not constitute a quorum, for purposes of such Rescheduled Committee Meeting only, a quorum shall be considered present when a majority of 

  

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the Directors that are members of such committee are in attendance; provided that no business may be considered at the Rescheduled Member Meeting that
was not the subject of the notice of meeting delivered pursuant to Section 4.1(f)(iii) with respect to such meeting. 
 (4) Notwithstanding Sections 4.1(k)(ii)(1), following a Trigger Event, a quorum shall exist when a majority of the Directors that are members of such committee are in attendance; provided, that notice is given to or waived by
all Directors pursuant to Section 4.1(f)(iii). 
 (iii) Attendance by Telephone. Members of a committee of
the Board of Directors may participate in any meeting of such committee by means of conference telephone or similar communications equipment by means of which all persons participating in the meeting can hear each other, and such participation in a
meeting shall constitute presence in person at a meeting. 
 (iv) Action without Meeting. Any action required or
permitted to be taken at any meeting of any committee of the Board of Directors may be taken without a meeting if all of the members of such committee consent thereto in writing and the writing or writings are filed with the minutes of proceedings
of such committee. 
 SECTION 4.2 Meetings of the Members. 
 (a) Meetings. 
 (i) Regular Meetings. The Company may hold annual meetings to transact such business as the Members may determine; provided, that no action may be taken at any regular meeting of Members that would in any way have the effect
of circumventing the provisions of this Agreement, including the protections afforded the Members in Section 4.1(h). The date of the annual meeting, if held, shall be determined by the Board of Directors. 
 (ii) Special Meetings. Special meetings may be called by a majority of the Board of Directors upon at least two (2) Business
Days’ notice to the Members or by any Member upon at least five (5) Business Days’ notice given in accordance with Section 8.6 to the other Members; provided, that no action may be taken at any special meeting of
Members that would in any way have the effect of circumventing the provisions of this Agreement, including the protections afforded the Members in Section 4.1(h). 
 (iii) Notice; Waiver. Written notice of each regular meeting of the Members setting the place, date and time of the meeting shall
be given in accordance with Section 8.6, not less than ten (10) nor more than sixty (60) days before the date of the meeting, to each Member. Attendance of a Member at a meeting shall constitute a waiver of notice of such
meeting, except where a Member attends a meeting for the express purpose of objecting to the transaction of any business on the ground that the meeting is not lawfully called or convened. 
  

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 (iv) Place of Meetings. All meetings of the Members shall be held at such time and
place, within or without the State of Delaware as shall be designated by the Board of Directors or, if called by a Member, at the principal place of the Company and the Subsidiaries. In the absence of any such designation by the Board of Directors,
each such meeting shall be held at the principal place of business of the Company and the Subsidiaries. 
 (v) Attendance
by Telephone. Members may participate in any meeting of Members by means of conference telephone or similar communications equipment by means of which all persons participating in the meeting can hear each other, and such participation in a
meeting shall constitute presence in person at a meeting. 
 (b) Quorum; Actions at a Meeting. 
 (i) Provided that notice is given pursuant to Section 4.2(a)(ii) or Section 4.2(a)(iii), as applicable, to or
waived by all Members, a quorum shall be considered present when Members holding two-thirds (2/3) of the Units then held by all Members are in attendance, except as otherwise provided in Sections 4.2(b)(iii) and (iv). 

(ii) Approval for any matter submitted to the Members for a vote shall require the affirmative vote or consent of the Members holding a
majority of the Units then held by all Members, voting together as a single class, present at a meeting in which a quorum is present, except as otherwise expressly provided by this Agreement. 
 (iii) Notwithstanding Sections 4.2(b)(i) and (ii), if it is determined after the calling of any meeting of Members pursuant
to the provisions of this Agreement that the number of Members able to attend such meeting will not constitute a quorum (as set forth in Section 4.2(b)(i)), then such meeting shall be rescheduled for a date within ten (10) Business
Days after the date on which such meeting was initially proposed to be held (the “Rescheduled Member Meeting”). If it is determined that the number of Members able to attend such Rescheduled Member Meeting will not constitute a
quorum, for purposes of such Rescheduled Meeting only, a quorum shall be considered present when Members holding a majority of the Units then held by all Members are in attendance; provided that no business may be considered at the
Rescheduled Member Meeting that was not the subject of the notice of meeting delivered pursuant to Section 4.2(a) with respect to such meeting; and, provided, further, that no action may be taken at any Rescheduled Member
Meeting that would in any way have the effect of circumventing the provisions of this Agreement, including the protections afforded the Members in Section 4.1(h). 
 (iv) Notwithstanding Section 4.2(b)(i), following the occurrence of a Trigger Event, a quorum shall be considered present when
Members holding a majority of the Units then held by all Members are in attendance. 
 (c) Informal Action by Members.
Any action required to be taken at a meeting of the Members, or any other action which may be taken at a meeting of the Members, may be taken without a meeting, without prior notice and without a vote, if a consent in writing, 

  

 34 

 
setting forth the action so taken, shall be signed by those Members that would be necessary to approve such action at a meeting of the Members at which a
quorum was present. Notice of any such action shall be delivered to all Members as promptly as practicable. 
 (d) Approval
or Ratification of Acts or Contracts. Any act or contract that shall be approved or be ratified by the Board of Directors in accordance with this Agreement shall be valid and binding upon the Company and upon all the Members (in their capacity
as Members). 
 (e) Actions Requiring Member Approval. The prior written consent of the Members holding a majority of
the Class A Units then held by all Members and the Members holding a majority of the Class B Units then held by all Members, each voting separately as a single class, shall be required for the following; provided that for so long as FTB
and its Affiliates collectively hold twenty percent (20%) or more of the Class B Units, FTB’s (and only FTB’s) written consent in respect of the Class B Units will be required: 
 (i) any amendment to the Certificate; 
 (ii) any amendments to this Agreement; and 
 (iii) any increase in the number of Units issued
or reserved for issuance under the Management Phantom Equity Plan in excess of eight percent (8%) of the fully-diluted Units held by all Members on the Effective Date (subject to equitable adjustments for Unit splits, dividend and
combinations); 
 provided that, following the occurrence of a Trigger Event, any amendments to the Certificate or this Agreement shall only require
the prior consent of the Members holding a majority of the Units, voting together as a single class. Notwithstanding anything to the contrary contained herein, if an amendment to the Certificate or this Agreement would materially and adversely
affect any Member, then the consent of a majority of each group of Members affected in the same manner shall be required; provided that if the affected Members are Class B Members (as a Class) for so long as FTB and its Affiliates
collectively hold twenty percent (20%) or more of the Class B Units, then FTB’s (and only FTB’s) written consent in respect of the Class B Units will be required; provided, further, that any Members that are Affiliates
of any Member who has proposed an amendment to the Certificate or this Agreement shall be deemed to be affected in the same manner by such amendment as the Affiliated Member proposing it (and not of any other group affected differently than the
Member proposing the amendment); it being understood that the authorization and issuance of new junior interests or interests pari passu to the Class A Units and Class B Units at a price equal to or greater than Fair
Market Value shall not, in and of itself, be considered material or adverse to any Member; it being further understood that any amendment to Section 4.1(h) shall be considered material and adverse. 

SECTION 4.3 Chairperson. A majority of the Board of Directors shall designate a Director to serve as Chairperson of the Board of Directors (the
“Chairperson”). For the avoidance of doubt, a Director serving as the Chairperson shall be entitled to vote with the Board of Directors on all matters, including the designation of a Chairperson. The Chairperson shall preside at all
meetings of the Board of Directors. If the Chairperson is absent at any meeting of 

  

 35 

 
the Board of Directors, a majority of the Directors present shall designate another Directors to serve as interim Chairperson for that meeting. The
Chairperson shall have no authority or power to act for or on behalf of the Company, to do any act that would be binding on the Company or to make any expenditure or incur any obligations on behalf of the Company or authorize any of the foregoing.
The initial Chairperson is noted on Exhibit A. 
 SECTION 4.4 Officers. 
 (a) Designation and Appointment. The Board of Directors may, from time to time, employ and retain Persons as may be necessary or
appropriate for the conduct of the Company’s and the Subsidiaries’ business (subject to the supervision and control of the Board of Directors), including employees, agents and other Persons (any of whom may be a Member or Director) who may
be designated as Officers of the Company or of one or more Subsidiaries, with titles as and to the extent authorized by the Board of Directors. Any number of offices may be held by the same Person. In its discretion, the Board of Directors may
choose not to fill any office for any period as it may deem advisable. Officers need not be residents of the State of Delaware or Members. Any Officers so designated shall have such authority and perform such duties as the Board of Directors may,
from time to time, delegate to them. The Board of Directors may assign titles to particular Officers. Each Officer shall hold office until his successor shall be duly designated and shall qualify or until his death or until he shall resign or shall
have been removed in the manner provided in this Agreement. 
 (b) Resignation/Removal. Any Officer may resign his or
her office at any time. Such resignation shall be made in writing and shall take effect at the time specified therein, or if no time is specified, at the time of its receipt by the Board of Directors. The acceptance of a resignation shall not be
necessary to make it effective, unless expressly so provided in the resignation. Any Officer may be removed as such, either with or without cause at any time by the Board of Directors; provided that the vote of the Members holding a majority
of the Class B Units, voting as a separate class, shall be required to remove the CEO other than for Cause at any time before the first anniversary of the Effective Date; provided, further, that for so long as FTB and its Affiliates
collectively hold twenty percent (20%) or more of the Class B Units, only FTB may vote in respect of the Class B Units. Designation of an Officer shall not of itself create any contractual or employment rights. 
 (c) Duties of Officers Generally. The Officers, in the performance of their duties as such, shall owe to the Company duties of
loyalty and due care of the type owed by the officers of a corporation to such corporation and its stockholders under the Laws of the State of Delaware. 
 (d) Chief Executive Officer. The Board of Directors shall appoint a Chief Executive Officer of the Company and the Subsidiaries (the “CEO”). The CEO as of the Effective Date shall be as set
forth on Exhibit A. The CEO (i) shall be in general and active charge of the entire business and affairs of the Company, and shall be its chief policy making officer and (ii) shall, subject to the powers of the Board of Directors
and the limitations set forth in Section 4.1, have the power and authority to cause the Company to enter into and perform contracts and agreements in the ordinary course of business without action of the Board of 

  

 36 

 
Directors. In the event that the CEO resigns or is removed for any reason, the Board of Directors will consult with FTB in good faith regarding the successor
CEO. 
 (e) President. If at any time a president of the Company (the “President”) is appointed, the
President shall, subject to the powers of the Board of Directors and the limitations set forth in Section 4.1 and, in the event that the President and the CEO are not the same person, the CEO, have responsibility for the general and
active management of the business of the Company, and shall see that all orders and resolutions of the Board of Directors are carried into effect. The President shall have such other powers and perform such other duties as may be prescribed by the
Board of Directors and, in the event that the President and the CEO are not the same person, the CEO, subject to the limitations set forth in Section 4.1. 
 (f) Chief Financial Officer. The chief financial officer of the Company (the “Chief Financial Officer”) shall keep
and maintain, or cause to be kept and maintained, adequate and correct books and records of accounts of the properties and business transactions of the Company, including accounts of its assets, liabilities, receipts, disbursements, gains, losses
and capital. The Chief Financial Officer shall have the custody of the funds and securities of the Company, and shall keep full and accurate accounts of receipts and disbursements in books belonging to the Company, and shall deposit all moneys and
other valuable effects in the name and to the credit of the Company in such depositories as may be designated by the Board of Directors. The Chief Financial Officer shall have such other powers and perform such other duties as may from time to time
be prescribed by the CEO or the Board of Directors, subject to the limitations set forth in Section 4.1. For the sake of clarity, no separate vote of the Members holding Class B Units or the Class B Directors shall be required to hire
the initial or any successor Chief Financial Officer. 
 (g) Vice President(s). The vice president(s) of the Company
shall perform such duties and have such other powers as the Board of Directors may from time to time prescribe. 
 (h)
Secretary. 
 (i) The secretary of the Company (the “Secretary”) shall attend all meetings of the
Board of Directors, and shall record all the proceedings of the meetings in a book to be kept for that purpose, and shall perform like duties for the standing committees of the Board of Directors when required. 
 (ii) The Secretary shall keep all documents described in Article VII and such other documents as may be required under the
Act. The Secretary shall perform such other duties and have such other authority as may be prescribed elsewhere in this Agreement or from time to time by the CEO or the Board of Directors. The Secretary shall have the general duties, powers and
responsibilities of a secretary of a corporation. 
 (iii) If the Board of Directors chooses to appoint an assistant secretary
or assistant secretaries, the assistant secretaries, in the order of their seniority, in the absence, disability or inability to act of the Secretary, shall perform the duties and 

  

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exercise the powers of the Secretary, and shall perform such other duties as the CEO or the Board of Directors may from time to time prescribe. 

SECTION 4.5 Management Matters. The Board of Directors shall take all action which may be necessary or appropriate (i) for the
continuation of the Company’s valid existence as a limited liability company under the Laws of the State of Delaware (and of each other jurisdiction in which such existence is necessary to enable the Company to conduct the business in which it
is engaged) and (ii) for the maintenance, preservation and operation of the business of the Company and the Subsidiaries in accordance with the provisions of this Agreement and applicable Laws and regulations. The Board of Directors shall file
or cause to be filed for recordation in the office of the appropriate authorities of the State of Delaware, and in the proper office or offices in each other jurisdiction in which the Company or any Subsidiary is formed or qualified, such
certificates (including certificates of limited liability companies and fictitious name certificates) and other documents as are required by the applicable Laws of any such jurisdiction or as are required to reflect the identity of the Members and
the amounts of their respective Capital Accounts. 
 SECTION 4.6 Liability of Members. 
 (a) No Personal Liability. Except as otherwise required by applicable Law or as expressly set forth in this Agreement, no Member
shall have any personal liability whatsoever in such Person’s capacity as a Member, whether to the Company, to any of the other Members, to the creditors of the Company or any Subsidiary or to any other third party, for the debts, liabilities,
commitments or any other obligations of the Company or any Subsidiary or for any losses of the Company or any Subsidiary. 
 (b) Limited Liability of the Member. The liability of each Member, in its capacity as such, cannot exceed (i) the amount of its Capital Contributions, if any, (ii) its share of any assets and undistributed profits of the
Company and (iii) the amount of any distributions wrongfully distributed to it to the extent set forth in the Act, except to the extent such Member (including through its nominated Directors) has breached this Agreement. 
 (c) Return of Distributions. In accordance with the Act and the Laws of the State of Delaware, a member of a limited liability
company may, under certain circumstances, be required to return amounts previously distributed to such member. It is the intent of the Members that no distribution to any Member pursuant to Article V of this Agreement shall be deemed a
return of money or other property paid or distributed in violation of the Act. The payment of any such money or distribution of any such property to a Member shall be deemed to be a compromise within the meaning of the Act, and the Member receiving
any such money or property shall not be required to return to any Person any such money or property, except to the extent such Member has breached this Agreement. However, if any court of competent jurisdiction holds that, notwithstanding the
provisions of this Agreement, any Member is obligated to make any such payment, such obligation shall be the obligation of such Member and not of any Director or other Member. 
 SECTION 4.7 Exculpation; Indemnification by the Company. 
  

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 (a) Exculpation. To the fullest extent permitted by Law, no past, present or
future Member or Affiliate of any of the foregoing, or Tax Matters Member or Director or any of their respective employees (each, in their capacity as such, a “Covered Person”), shall be liable to the Company or the Subsidiaries or
any other Person who is bound by this Agreement for any or all losses, damages, claims, judgments, penalties (including excise and similar taxes and punitive damages), fines, settlements and reasonable expenses (including reasonable attorneys’
fees and expenses) (collectively, “Expenses”) actually incurred by reason of any act or omission performed or omitted by such Covered Person in Good Faith on behalf of the Company or the Subsidiaries and in a manner reasonably
believed to be within the scope of the authority conferred on such Covered Person in accordance with this Agreement, except to the extent such Expenses are due to the gross negligence or willful misconduct of, or breach of this Agreement by, such
Covered Person (each, a “Covered Claim”). The provisions of this Agreement, to the extent that they restrict, limit or eliminate the duties and liabilities of a Covered Person to the Company or any Subsidiary or the Members
otherwise existing at law or in equity, are agreed by the parties hereto to replace such other duties and liabilities at law or in equity of such Covered Person, and each Member to the fullest extent permitted by applicable Law, hereby waives any
right to make any claim, bring any action or seek any recovery based on such other duties or liabilities for breach thereof. 
 (b) Indemnification. Subject to the limitations and conditions provided in this Section 4.7, each Covered Person who was or is made a party or is threatened to be made a party to, or is involved in, any threatened,
pending or completed action, suit or proceeding, whether civil, criminal, administrative or arbitrative, with respect to a Covered Claim (a “Proceeding”), or any appeal in such a Proceeding or any inquiry or investigation that could
lead to such a Proceeding (a “Covered Proceeding”), by reason of the fact that he, she or it, or a Person of which he, she or it is or was a Covered Person shall be indemnified by the Company or to the extent applicable a Subsidiary
to the fullest extent permitted by applicable Law, as the same exists or may hereafter be amended (but, in the case of any such amendment, only to the extent that such amendment permits the Company to provide broader indemnification rights than such
Law permitted the Company to provide prior to such amendment) against all Expenses actually incurred by such Person in connection with such Covered Proceeding, and indemnification under this Section 4.7 shall continue as to a Covered
Person who has ceased to serve in the capacity which initially entitled such Covered Person to indemnity under this Agreement. The indemnification provided in this Section 4.7 is recoverable only out of the assets of the Company and/or
the Subsidiaries, and no Member, Director, Officer or employee of the Company or any Subsidiary has any personal liability, or obligation to make a capital contribution, on account thereof. 
 (c) Reliance. A Covered Person shall be fully protected in relying in good faith upon the records of the Company and the
Subsidiaries and upon such information, opinions, reports or statements presented to the Company or the Subsidiaries by any person as to matters the Covered Person reasonably believes are within such other person’s professional or expert
competence, including information, opinions, reports or statements as to the value and amount of the assets, liabilities, Net Profits or Net Losses of the Company and the Subsidiaries, or the value and amount of assets or reserves or contracts,
agreements or other undertakings that would be sufficient to pay claims and obligations of the Company and the Subsidiaries or to make reasonable provision to pay such claims and obligations, or any other facts pertinent to the 

  

 39 

 
existence and amount of assets from which distributions to the Members or creditors of the Company and the Subsidiaries might properly be paid. 

(d) Advancement of Expenses. The Company shall advance reasonable expenses (including reasonable attorneys’ fees) incurred
by or on behalf of a Covered Person who is a Director, Officer or member of the Steering Committee in connection with a Covered Proceeding (ignoring for purposes of this clause (d) the exception contained therein relating to gross
negligence or willful misconduct of, or breach of this Agreement) within twenty (20) days after receipt by the Company from such Covered Person of a statement requesting such advances from to time; provided such statement provides
reasonable documentary evidence of such expenses and provides a written undertaking by the Covered Person to repay any and all advanced expenses in the event such Covered Person is ultimately determined not to be entitled hereunder to
indemnification by the Company. 
 (e) Indemnification Agreements and D&O Insurance. The Company may enter into
agreements with Directors to provide for indemnification consistent with the terms and conditions set forth in this Section 4.7. The Company and the Subsidiaries will purchase and maintain director and officer liability insurance at
appropriate levels of coverage as determined by the Board of Directors. 
 (f) Nature of Rights. The rights granted
pursuant to this Section 4.7 shall be deemed contract rights, and no amendment, modification or repeal of this Section 4.7 shall have the effect of limiting or denying any such rights with respect to actions taken or Covered
Proceedings arising prior to any amendment, modification or repeal. 
 (g) Third-Party Beneficiaries. Notwithstanding
anything to the contrary in this Agreement, each of the Members and the Company acknowledges and agrees that the Covered Persons have relied on this Section 4.7 and are express third-party beneficiaries of Section 4.7 with
the express right and ability to enforce the Company’s obligations under Section 4.7 directly against the Company to the full extent of such obligations. The Company and each Member shall not in any way hinder, compromise or delay
the rights and ability of the Covered Persons to enforce any of the Company’s obligations under this Section 4.7 directly against the Company to the full extent of such obligations. Notwithstanding anything to the contrary in this
Agreement, (a) this Section 4.7 may not be amended, modified, supplemented or waived in any manner, and (b) the other provisions of this Agreement may not be amended, modified, supplemented or waived in any manner that
adversely affects any Covered Person’s rights to enforce any of the Company’s obligations under this Section 4.7 directly against the Company without the prior written consent of each of the Members, which consent may be
withheld, conditioned or delayed for any reason in their sole discretion. 
 (h) Survival. This Section 4.7
shall survive any termination of this Agreement. It is expressly acknowledged that the indemnification provided in this Section 4.7 could involve indemnification for negligence or under theories of strict liability. 
 SECTION 4.8 Renunciation of Corporate Opportunities; No Expansion of Duties. The Company (on behalf of itself and each of the Subsidiaries), FTB
and each of other Members hereby acknowledge and agree that: 
  

 40 

 (a) Advent Blocker, the Advent Blocker Stockholders and each of their respective
Affiliates (other than any Person that is an Affiliate of such Member solely by virtue of such Member’s relationship with the Company), associated investment funds and portfolio companies (other than the Company) (each, an “Advent Group
Member,” and collectively, the “Advent Group”) are in the business of making investments in, and have investments in, other Persons (“Other Investments”), including other businesses similar to, and that may
compete with, the Company’s and the Subsidiaries’ businesses and, in connection with such Other Investments, may have interests in, participate with, aid, advise, and/or maintain seats on the board of directors (or comparable governing
bodies) of, such Other Investments. 
 (b) In recognition that each Advent Group Member may have myriad duties to various
investors and partners, and in anticipation that the Company and the Subsidiaries, on the one hand, and such Advent Group Member (whether through its Other Investments or otherwise), on the other hand, may engage in the same or similar activities or
lines of business and have an interest in the same areas of corporate opportunities, and in recognition of the difficulties that may confront any Advent Group Member that desires and endeavors to satisfy fully the duties of such Advent Group Member,
in determining the full scope of such duties in any particular situation, the provisions of this Section 4.8 are set forth to regulate, define and guide the conduct of certain affairs of the Company as they may involve any Advent Group
Member. 
 (c) Each Advent Group Member shall have the right (whether through its Other Investments or otherwise), independent
of such Advent Group Member’s investment in the Company or role as a Member or Director: (i) to engage or invest, directly or indirectly, in any business (including any business activities, relationships or lines of business that are the
same as or similar to those pursued by, or competitive with, the Company and the Subsidiaries, including any competitor); (ii) to do business, directly or indirectly, with any customer or supplier of the Company and the Subsidiaries;
(iii) to take any other action that such Advent Group Member believes in good faith is necessary to or appropriate to fulfill its obligations as described in Section 4.8(b); (iv) develop opportunities for such Advent Group
Member or such Other Investments or encounter business opportunities that the Company and the Subsidiaries may desire to pursue; (v) not to present potential transactions, matters or business opportunities to the Company or any of the
Subsidiaries; (vi) to pursue, directly or indirectly, any opportunity for itself; and (vii) to direct any opportunity to another Person, except in any case, to the extent any such action (x) would breach any other provision of this
Agreement or (y) would, or would be reasonably likely to, result in (as determined by the Company’s outside legal counsel, provided such legal counsel is of national reputation and specializes in the legal matters involved in such
determination) a violation of applicable Law or (z) would, or would be reasonably likely to, result in the imposition of material and adverse obligations, limitations or conditions on the Company and/or the Subsidiaries. 
 (d) Each Advent Group Member shall have no duty (contractual or otherwise) to communicate or present any corporate opportunities to the
Company or any of its Affiliates and the Company (on behalf of itself and each of its Affiliates and Members) hereby renounces and waives any interest or expectancy of the Company, any Affiliate and any Member in, or in being offered an opportunity
to participate in, any and all business opportunities that are made 

  

 41 

 
available to such Advent Group Member and any right to require such Advent Group Member to act in a manner inconsistent with the provisions of this
Section 4.8. 
 (e) No Advent Group Member shall be liable to the Company or any of its Affiliates or Members for
breach of any duty (contractual or otherwise) by reason of any activities or omissions of the types referred to in this Section 4.8 or such Advent Group Member’s participation therein, except to the extent such actions or omissions
are in breach of this Agreement. 
 (f) Subject to the non-compete set forth in Section 5.7(c) of the Master Investment
Agreement and any agreement between FTB and/or any of its Affiliates and the Company and/or any Subsidiary (including such agreements entered into in connection with the Master Investment Agreement), each of FTB and its Affiliates (other than any
Person that is an Affiliate of FTB solely by virtue of FTB’s relationship with the Company) (each, an “FTB Group Member”) shall have the right, independent of such FTB Group Member’s investment in the Company or role as a
Member or Director: (i) to engage or invest, directly or indirectly, in any business (including any business activities, relationships or lines of business that are the same as or similar to those pursued by, or competitive with, the Company
and the Subsidiaries, including any competitor); (ii) to do business, directly or indirectly, with any customer or supplier of the Company and the Subsidiaries; (iii) to take any other action that such FTB Group Member believes in good
faith is necessary to or appropriate to fulfill its obligations and duties to its investors; (iv) to develop opportunities for such FTB Group Member or encounter business opportunities that the Company and the Subsidiaries may desire to pursue;
(v) not to present potential transactions, matters or business opportunities to the Company or any of the Subsidiaries; (vi) to pursue, directly or indirectly, any opportunity for itself; and (vii) to direct any opportunity to another
Person, except in any case, to the extent any such action (x) would breach any other provision of this Agreement or (y) would, or would be reasonably likely to, result in (as determined by the Company’s outside legal counsel, provided
such legal counsel is of national reputation and specializes in the legal matters involved in such determination) a violation of applicable Law or (z) would, or would be reasonably likely to, result in the imposition of material and adverse
obligations, limitations or conditions on the Company and the Subsidiaries. 
 (g) Subject to any agreement between FTB or any
of its Affiliates and the Company and the Subsidiaries entered into in connection with the Master Investment Agreement, each FTB Group Member shall have no duty (contractual or otherwise) to communicate or present any corporate opportunities to the
Company or any of its Affiliates and the Company (on behalf of itself and each of its Affiliates and Members) hereby renounces and waives any interest or expectancy of the Company, any Affiliate and any Member in, or in being offered an opportunity
to participate in, any and all business opportunities that are made available to such FTB Group Member and any right to require such FTB Group Member to act in a manner inconsistent with the provisions of this Section 4.8. 
 (h) No FTB Group Member shall be liable to the Company or any of its Affiliates or Members for breach of any duty (contractual or
otherwise) by reason of any activities or omissions of the types referred to in this Section 4.8 or such FTB Group Member’s participation therein, except to the extent such actions or omissions are in breach of this 

  

 42 

 
Agreement or any agreement between FTB or any of its Affiliates and the Company and the Subsidiaries entered into in connection with the Master Investment
Agreement. 
 ARTICLE V - CAPITAL CONTRIBUTIONS; ALLOCATIONS; DISTRIBUTIONS 
 SECTION 5.1 Capital Account Creation. There shall be established for each Member on the books of the Company a Capital Account, which shall be
increased or decreased in the manner set forth in this Agreement. The Members Capital Accounts as of the Effective Date are as set forth on Schedule I. 
 SECTION 5.2 Capital Account Negative Balance. A Member shall not have any obligation to the Company or to any other Member to restore any negative balance in the Capital Account of such Member. 
 SECTION 5.3 Allocations of Net Income and Net Loss. 
 (a) Timing and Amount of Allocations of Net Income and Net Loss. The rules set forth below in this Sections 5.3(b) and 5.3(c) shall apply for the purpose of determining each Member’s
allocable share of the items of income, gain, loss and expense of the Company comprising Net Income or Net Loss of the Company for each fiscal year (or as of the end of such other period or periods as circumstances otherwise require or allow),
determining special allocations of other items of income, gain, loss and expense, and adjusting the balance of each Member’s Capital Account to reflect the aforementioned general and special allocations. For each fiscal year, the Regulatory
Allocations in Section 5.3(c) shall be made immediately prior to the general allocations of Section 5.3(b). 
 (b) General Allocations. 
 (i) Hypothetical Liquidation. The items of income, gain, loss and expense
of the Company comprising Net Income or Net Loss for a fiscal year shall be allocated among the Persons who were Members during such fiscal year in a manner that will, as nearly as possible, cause the Capital Account balance of each Member at the
end of such fiscal year to equal the excess (which may be negative) of: 
 (A) the amount of the hypothetical distribution
(if any) that such Member would receive if, on the last day of the fiscal year, (x) all Company assets, including cash, were sold for cash in an amount equal to their Gross Asset Values, taking into account any adjustments thereto for such
fiscal year, (y) all Company liabilities were satisfied in cash according to their terms (limited, with respect to each Nonrecourse Liability or Member Nonrecourse Debt in respect of such Member, to the Gross Asset Values of the assets securing
such liability), and (z) the net proceeds thereof (after satisfaction of such liabilities) were distributed in full pursuant to Section 6.2(c)(ii), over 
 (B) the sum of (x) the amount, if any, without duplication, that such Member would be obligated to contribute to the capital of the
Company, (y) such Member’s share of Company Minimum Gain determined pursuant to Regulations Section 1.704-2(g) and (z) such Member’s share of Member 

  

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Nonrecourse Debt Minimum Gain determined pursuant to Regulations Section 1.704 2(i)(5), all computed as of the hypothetical sale described in
Section 5.3(b)(i)(A) above. 
 For purposes of the foregoing hypothetical sale described in Section 5.3(b)(i)(A), all assets and
liabilities of any entity that is wholly-owned by the Company and disregarded as an entity separate from the Company for federal income tax purposes shall be treated as assets and liabilities of the Company. 
 (ii) Loss Limitation. Notwithstanding anything to the contrary in this Section 5.3(b), the amount of items of Company
expense and loss allocated pursuant to this Section 5.3(b) to any Member shall not exceed the maximum amount of such items that can be so allocated without causing such Member to have an Adjusted Capital Account Deficit at the end of any
fiscal year, unless each Member would have an Adjusted Capital Account Deficit. All such items in excess of the limitation set forth in this Section 5.3(b)(ii) shall be allocated first, to Members who would not have an Adjusted Capital
Account Deficit, pro rata, in proportion to their Capital Account balances, adjusted as provided in clauses (i) and (ii) of the definition of Adjusted Capital Account Deficit, until no Member would be entitled to any further allocation,
and thereafter, to all Members, pro rata, in proportion to their ownership of Units. 
 (c) Additional Allocation
Provisions. (i) Notwithstanding Section 5.3(b): 
 (A) In the event that there is a net decrease during
a fiscal year in either Company Minimum Gain or Member Nonrecourse Debt Minimum Gain, then notwithstanding any other provision of this Article V, each Member shall receive such special allocations of items of Company income and gain as are
required in order to conform to Regulations Section 1.704-2. It is intended that this Section 5.3(c)(i)(A) qualify and be construed as a “minimum gain chargeback” and a “chargeback of partner nonrecourse debt minimum
gain” within the meaning of such Regulations, which shall be controlling in the event of a conflict between such Regulations and this Section 5.3(c)(i)(A). 
 (B) If any Member unexpectedly receives an adjustment, allocation or distribution described in Regulations
Section 1.704-1(b)(2)(ii)(d)(4), (5) or (6), items of Company income and gain shall be allocated, in accordance with Regulations Section 1.704-1(b)(2)(ii)(d), to the Member in an amount and manner sufficient to eliminate, to the
extent required by such Regulations, the Adjusted Capital Account Deficit of the Member as quickly as possible. It is intended that this Section 5.3(c)(i)(B) qualify and be construed as a “qualified income offset” within the
meaning of Regulations 1.704-1(b)(2)(ii)(d), which shall be controlling in the event of a conflict between such Regulations and this Section 5.3(c)(i)(B). 
 (C) In the event that a Member has an Adjusted Capital Account Deficit, such Member shall be specially allocated items of Company income
and gain (consisting of a pro rata portion of each item of income and gain 

  

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of the Company for such fiscal year in accordance with Regulations Section 1.704-1(b)(2)(ii)(d)) in the amount of such excess as quickly as
possible; provided, however, that any allocation under this Section 5.3(c)(i)(C) shall be made only if and to the extent that a Member would have a deficit Capital Account balance in excess of such sum after all allocations
provided for in this Article V have been tentatively made as if this Section 5.3(c)(i)(C) were not in this Agreement. 
 (D) Any Nonrecourse Deductions for any fiscal year shall be specially allocated to the Members pro rata in accordance with their Units. Any Member Nonrecourse Deductions for any fiscal year shall be specially
allocated to the Member(s) that bears the economic risk of loss with respect to the Member Nonrecourse Debt to which such Member Nonrecourse Deductions are attributable, in accordance with Regulations Section 1.704-2(i). 
 (E) To the extent that an adjustment to the adjusted tax basis of any Company assets pursuant to Code Section 734(b) or Code
Section 743(b) is required, pursuant to Regulations Section 1.704-1(b)(2)(iv)(m)(2) or Regulations Section 1.704-l(b)(2)(iv)(m)(4), to be taken into account in determining Capital Accounts as the result of
a distribution to a Member in complete liquidation of its Units, the amount of such adjustment to the Capital Accounts shall be treated as an item of gain (if the adjustment increases the basis of the asset) or loss (if the adjustment decreases such
basis), and such gain or loss shall be specially allocated to the Members in accordance with their interests in the Company in the event that Regulations Section 1.704-l(b)(2)(iv)(m)(2) applies, or to the Members to whom such
distribution was made in the event that Regulations Section 1.704-1(b)(2)(iv)(m)(4) applies. 
 (F) The
allocations set forth in Sections 5.3(c)(i)(A), (B), (C) (D) and (E) (the “Regulatory Allocations”) are intended to comply with certain regulatory requirements, including the
requirements of Regulations Sections 1.704-1(b) and 1.704-2. Notwithstanding the provisions of Section 5.3(b), the Regulatory Allocations shall be taken into account in allocating other items of income, gain, loss and deduction
among the Members so that, to the extent possible, the net amount of such allocations of other items and the Regulatory Allocations to each Member shall be equal to the net amount that would have been allocated to each such Member if the Regulatory
Allocations had not occurred. 
 (G) If any Member (I) is required to make an indemnity payment to the Company pursuant
to Article VII of the Master Investment Agreement or (II) pays any amount which gives rise to an item of in the nature of expense or loss of the Company, the loss giving rise to the indemnity payment or the item attributable to the payment
shall be allocated to such Member. 
 (ii) For any fiscal year during which a Member’s interest in the Company is
assigned by such Member, the portion of the Net Income and Net Loss of the 

  

 45 

 
Company that is allocable in respect of such Member’s interest shall be apportioned between the assignor and the assignee of such Member’s interest
using any permissible method under Code Section 706 and the Regulations thereunder, as determined by the Board of Directors. 
 (d) Required Tax Allocations. 
 (i) Section 704(b) Allocations. 
 (A) Each item of income, gain, loss, or deduction for federal income tax purposes that corresponds to an item of income, gain, loss or
expense that is either taken into account in computing Net Income or Net Loss or is specially allocated pursuant to Section 5.3(c) (a “Book Item”) shall be allocated among the Members in the same proportion as the
corresponding Book Item is allocated among them pursuant to Section 5.3(b) or Section 5.3(c) of this Agreement; provided, however, that such tax allocations shall be made, and, for purposes of such tax
allocation, all references to fiscal years shall be construed, in accordance with the requirements of Section 706 of the Code. 
 (B) (I) If the Company recognizes Depreciation Recapture (as defined below) in respect of the sale of any Company asset, 
 (a) the portion of the gain on such sale which is allocated to a Member pursuant to Section 5.3(b) or Section 5.3(c) shall be treated as consisting of a portion of the Company’s Depreciation Recapture on the
sale and a portion of the Company’s remaining gain on such sale under principles consistent with Regulations Section 1.1245-1; and 
 (b) if, for federal income tax purposes, the Company recognizes both “unrecaptured Section 1250 gain” (as defined in Section 1(h) of the Code) and gain treated as ordinary income under
Section 1250(a) of the Code in respect of such sale, the amount treated as Depreciation Recapture under Section 5.3(d)(i)(B)(I)(a) shall be comprised of a proportionate share of both such types of gain. 
 (II) For purposes of this Section 5.3(d)(i)(B)(II) “Depreciation Recapture” means the portion of any gain
from the disposition of an asset of the Company which, for federal income tax purposes (a) is treated as ordinary income under Section 1245 of the Code; (b) is treated as ordinary income under Section 1250 of the Code; or
(c) is “unrecaptured Section 1250 gain” as such term is defined in Section 1(h) of the Code. 
 (ii)
Section 704(c) Allocations. In the event any property of the Company is credited to the Capital Account of a Member at a value other than its tax basis (whether as a result of a contribution of such property or a revaluation of such
property pursuant to subparagraph (b) of the definition of “Gross Asset Value”), then allocations of taxable income, gain, loss and deductions with respect to such property 

  

 46 

 
shall be made in accordance with the “traditional” allocation method described in Regulation § 1.704-3(b). 
 (iii) Tax Items Allocable to Particular Members. If the Company is required to recognize items of income, gain, deduction or loss
for tax purposes that is attributable to a particular Member, such items shall be allocated to such Member. 
 (iv)
Credits. All tax credits shall be allocated among the Members as determined by the Board of Directors in its sole and absolute discretion, consistent with applicable Law. 
 The tax allocations made pursuant to this Section 5.3(d) shall be solely for tax purposes and shall not affect any Member’s Capital Account or share of non-tax allocations or distributions under this
Agreement. 
 (e) Withholding. Each Member hereby authorizes the Company to withhold and to pay over any taxes payable
by the Company or any of its Affiliates as a result of the participation by such Member (or any Assignee of, or Successor in Interest to, such Member) in the Company. If and to the extent that the Company shall be required to withhold any taxes,
such Member shall be deemed for all purposes of this Agreement to have received a distribution from the Company as of the time such withholding is required to be paid, including for purposes of Section 5.4(a), Section 5.4(c)
or Section 6.2. To the extent that the aggregate of such deemed distributions to a Member for any period exceeds the distributions to which such Member is entitled for such period, the amount of such excess shall be considered a demand
loan from the Company to such Member, with interest at an interest rate of 5% compounded annually, which interest shall be treated as an item of Company income until discharged by such Member by repayment. The Company may, in the sole discretion of
the Board of Directors, elect to satisfy such demand loan out of distributions to which such Member would otherwise be subsequently entitled. The withholdings referred to in this Section 5.3(e) shall be made at the maximum applicable
statutory rate under applicable tax Law unless the Board of Directors receives documentation, satisfactory to the Board of Directors, to the effect that a lower rate is applicable, or that no withholding is applicable. 
 (f) Other Tax Matters. 
 (i) In the event that the Code or any Regulations require allocations of items of income, gain, loss, deduction or credit different from those set forth in this Section 5.3, the Board of Directors is
hereby authorized to make new allocations in reliance on the Code and such Regulations, provided that if any such new allocation shall be proposed to be made in a manner that disproportionately adversely impacts any Member, such Member shall have
the right to consent to such allocation (such consent not to be unreasonably withheld, conditioned or delayed). No such new allocation shall give rise to any claim or cause of action by any Member. 
 (ii) All decisions and other matters concerning the computation and allocation of items of income, gain, loss, deduction and credits among
the Members, and accounting procedures not specifically and expressly provided for by the terms of this 

  

 47 

 
Agreement shall be determined by the Board of Directors in its sole and absolute discretion. Any determination made pursuant to this
Section 5.3(f)(ii) by the Board of Directors shall be conclusive and binding on all Members. 
 (g) Allocation
of Excess Nonrecourse Liabilities. For purposes of determining each Member’s share of excess nonrecourse liabilities, if any, of the Company in accordance with Regulations Section 1.752-3(a)(3), the Members’ interests in Company
profits shall be in proportion to their Units. 
 SECTION 5.4 Distributions. Subject to any restrictions in any indebtedness of the
Company or the Subsidiaries, the Board of Directors shall cause the Company to distribute to the Members, pro rata according to the number of Units held by such Member, cash distributions equal to the amount necessary to satisfy the
“Quarterly Estimated Tax Liability with respect to the Company’s Income” (the “Quarterly Distributions”). 
 (a) Amount of Distribution. The “Quarterly Estimated Tax Liability with respect to the Company’s Income” shall mean the quarterly estimated tax liability calculated using the annualized
income installment method of Code § 6655(e)(2)(A) (installment calculations based on income annualized on a 3/3/6/9/ method, with a true-up of annual estimated taxes by March 15th of the following year based on income from a full fiscal
year, and with any excess distributions previously made to the Members to be applied against the next distribution owed under this Section 5.4(a)) assuming that (i) the Company has a single Member, (ii) the items of income,
gain, deduction, loss and credit (all as determined for federal income tax purposes and in accordance with Code Section 704(b), but without regard to any Code Section 704(c) gains or adjustments pursuant to any Code Section 754
election) in respect of the Company were the only such items entering into the computation of tax liability of such Member for the fiscal year in respect of which the Quarterly Distribution was made, and (iii) the taxable income of the Member
determined in accordance with clause (ii) was subject to tax at the highest marginal effective rate of federal, state and local income tax applicable to a corporation resident and doing all of its business in New York City, taking
account of any difference in rates applicable to particular items of income, and any allowable deductions in respect of such state and local taxes in computing such Member’s liability for federal income taxes. No account shall be taken of any
items of deduction or credit attributable to an interest in the Company that may be carried back or carried forward from any other taxable year. The amount of hypothetical tax liability determined under clause (iii) in excess of
Quarterly Distributions made previously with respect to such taxable year shall be distributed to the Members pro rata according to the number of Units held by each Member. 
 (b) Time for Making Quarterly Distributions. Quarterly Distributions shall be made on or before three (3) days before the end
of the quarter to which the Quarterly Distribution relates (i.e., no later than April 12, June 12, September 12 and December 12), with an additional Distribution made if necessary, on or before March 1 each year to
true-up estimated taxes based on the actual twelve (12) months of income for the preceding fiscal year. 
 (c) Other
Distributions. The Board of Directors may cause the Company to make distributions other than the Quarterly Distributions at any time, in cash or in kind, as shall be determined by a Board Supermajority to the extent that such distributions are
permissible 

  

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under the Act, the Credit Facility, the Notes and/or any other indebtedness of the Company or the Subsidiaries (such distributions, together with the
Quarterly Distributions, “Distributions”). All Distributions shall be made pro rata to each Member according to the number of Units held by each Member. 
 (d) Successors. For purposes of determining the amount of Distributions under this Section 5.4, each Member shall be
treated as having received amounts received by its predecessors in respect of any of such Member’s Units. 
 ARTICLE VI -

 WITHDRAWAL; DISSOLUTION; TRANSFER OF MEMBERSHIP INTERESTS; 
 ADMISSION OF NEW MEMBERS 
 SECTION 6.1 Member Withdrawal. No Member shall
have the power or right to withdraw, otherwise resign, or require the repayment of its Capital Contribution (if any) or the redemption of its Units, prior to the dissolution and winding up of the Company, except pursuant to a Transfer of Units
permitted under this Agreement as provided in Section 6.3 or upon FTB’s failure to perform its obligations upon the exercise of the Put Right as provided in Section 6.3(f), as applicable. Notwithstanding anything to the
contrary contained in the Act, in no event shall any Member be deemed to have withdrawn from the Company or ceased to be a Member upon the occurrence of any event, unless such Member, after the occurrence of any such event, indicates in a written
instrument that such Member has so withdrawn; provided that no such written instrument shall be required in the event that FTB fails to perform its payment obligations pursuant to Section 6.3(f) upon exercise by the Advent Blocker
Stockholders of the Put Right (for the sake of clarity, no withdrawal shall be deemed to be effective if FTB in good faith is disputing the right of Advent Blocker or the Advent Blocker Stockholders, as applicable, to exercise the Put Right in
accordance with Section 6.3(f)). 
 SECTION 6.2 Dissolution. 
 (a) Events. The Company shall be dissolved and its affairs shall be wound up on the first to occur of the following: 
 (i) the written consent of the Members collectively holding seventy-five percent (75%) of the Units then held by all Members;

 (ii) the termination of the legal existence or the membership in the Company of the last remaining Member (unless within
ninety (90) days, (x) such Member’s personal representative or nominee agrees in writing to continue the Company and to be admitted as a Member, or (y) a Member is otherwise admitted in accordance with this Agreement, in each
case, effective as of the occurrence of the event that terminated the continued membership of such Member); 
 (iii) any event
that makes it unlawful for the entire or any material part of the business of the Company and its Subsidiaries to continue; 
  

 49 

 (iv) the consent of the Members collectively holding a majority of the Units then held by
all Members following a sale of all or more than ninety percent (90%) (by value) of the assets of the Company and the Subsidiaries or, to the extent the non-consenting Members are not materially and adversely affected, a sale of substantially
all the assets of the Company and the Subsidiaries; and 
 (v) the entry of a decree of judicial dissolution of the Company
under Section 18-802 of the Act. 
 Except as provided in this Agreement, the death, retirement, resignation, expulsion, incapacity, bankruptcy or
dissolution of a Member, or the occurrence of any other event that terminates the continued membership of a Member in the Company, shall not cause a dissolution of the Company, and the Company shall continue in existence subject to the terms and
conditions of this Agreement. 
 (b) Actions Upon Dissolution. When the Company is dissolved, the business and property
of the Company and the Subsidiaries shall be wound up and liquidated by the Board of Directors or, in the event of the unavailability of the Board of Directors, such Member or other liquidating trustee as shall be named by the Board of Directors. In
such event, the Board of Directors (or such Member or liquidating trustee, as applicable) shall have the full right and discretion to manage such process, including the power to prosecute and defend suits, collect debts, dispose of property, settle
and close the business of the Company and the Subsidiaries, discharge the liabilities of the Company and the Subsidiaries, pay reasonable costs and expenses incurred in the winding up, distribute remaining assets to Members in accordance with this
Agreement and execute and file a certificate of cancellation under the Act. 
 (c) Priority. Within one hundred twenty
(120) calendar days after the effective date of dissolution of the Company, whether by expiration of its full term or otherwise, the assets of the Company shall be distributed in the following manner and order: 
 (i) first, to the satisfaction (whether by payment or the reasonable provision for payment) of the liabilities of the Company to
creditors, in the order of priority established by the instruments creating or governing such obligations and to the extent otherwise permitted by Law, including to the establishment of reserves which the Board of Directors or other liquidating
trustee as may be selected considers necessary for the reasonable provision for payment for (A) any known contingent, conditional or unmatured contractual claims against the Company, (B) any claim against the Company that is the subject of
a pending action, suit or proceeding to which the Company is a party and (C) any claim that is not known to the Company or has not arising but that, based on the facts known to the Company, are likely to arise or to become known to the Company
within ten (10) years after the date of dissolution, which reserves shall be held by the Board of Directors (or other liquidating trustee if applicable) for the purpose of disbursing such reserves in payment in respect of any of the
aforementioned claims. At the expiration of such period as the Board of Directors (or other liquidating trustee, if applicable) shall deem advisable, any balance of any such reserves not required to discharge such liabilities or obligations shall be
distributed as provided in Section 6.2(c)(ii); and 
  

 50 

 (ii) second, to the Members pro rata according to the number of Units held by each
Member as of the effective date of such dissolution. 
 (d) No Recourse. Each Member shall look solely to the assets of
the Company for all distributions with respect to the Company and shall have no recourse therefor, upon dissolution or otherwise, against any Director or Member, except to the extent otherwise provided in the Act or in this Agreement. No Member
shall have any right to demand or receive property other than cash upon dissolution of the Company; provided that, for the sake of clarity, the Board of Directors shall have the right to cause the Company to make distributions of property
other than cash upon dissolution of the Company. 
 (e) Cancellation of Certificate. On completion of the distribution
of the Company assets as provided in this Agreement, the Company shall file a certificate of cancellation with the Secretary of State of the State of Delaware and take such other actions as may be necessary to terminate the Company, and the Company
shall at such time be terminated. 
 SECTION 6.3 Transfer by Members. 
 (a) Transfers Generally. 
 (i) No Member may Transfer any Units (or any part of its Membership Interest), except as provided in this Section 6.3. No Member may Transfer any part of a Membership Interest that is not an Economic
Interest other than pursuant to a Transfer of a Unit. No Member may Transfer any Units (or any part of its Membership Interest) before the earlier to occur of the third anniversary of the Effective Date and the consummation of the IPO without the
prior written consent of the holders of a majority of each Class of Units, except in connection with a Change of Control approved by the Board of Directors or a Permitted Transfer; provided that for so long as FTB and its Affiliates
collectively holds twenty percent (20%) or more of the Class B Units, FTB’s (and only FTB’s) prior written consent in respect of the Class B Units shall be required. Thereafter, any Member may Transfer any Units (or any part of its
Membership Interest) so long as such Transfer is in compliance with this Section 6.3. 
 (ii) Any Member who
Transfers any Units in accordance with this Section 6.3 shall cease to be a Member with respect to such Units and shall no longer have any rights or privileges of a Member with respect to such Units; provided that no Member shall
cease to be a Member upon the collateral assignment of, or the pledging or granting of a security interest in, its Units until the foreclosure of such pledge or security interest. 
 (iii) Any Person who acquires any Units in accordance with this Section 6.3 shall agree in writing to assume the
responsibility of the transferring Member. In the event that such Person fails to do so entirely or fails to do so in a timely manner, such Person shall be deemed by its acceptance of the benefits of the acquisition of such Units to have agreed to
be subject to, and bound by, all of the terms and conditions of this Agreement to which the predecessor in such Units was subject, and by which such predecessor was bound, and for all purposes shall be deemed to be a Member. 
  

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 (iv) No Transfer shall be given effect unless the transferee delivers to the Company the
representations set forth in Exhibit D, and no Member may Transfer any of such Member’s Units (including any Economic Interest therein) unless (A) the Board of Directors determines, in its reasonable discretion, that such
Transfer or attempted Transfer would not cause the Company to be treated as a “publicly traded partnership” within the meaning of Code Section 7704; it being understood that such determination shall be made promptly and in Good
Faith or (B) the transferring Member delivers an opinion of counsel with a determination that such Transfer or attempted Transfer would not cause the Company to be treated as a “publicly traded partnership” within the meaning of Code
Section 7704 (provided such legal counsel is of national reputation and specializes in such matters of determination); 
 (v) Notwithstanding any provision of this Agreement to the contrary, no Transfer of Units may be made except in compliance with all federal, state and other applicable Laws, including federal and state securities Laws. 
 (vi) Any attempted Transfer of Units by any Member not in accordance with this Section 6.3 shall be ineffective, null and void
ab initio. 
 (b) Permitted Transfers. A Transfer of Units by a Member to any of the following Persons shall
constitute a “Permitted Transfer” and shall not be subject to the Rights of First Offer or the Tag-Along Rights or give rise to Take Along Rights (except as otherwise provided below): 
 (i) (A) any Person who is a direct or indirect wholly-owned subsidiary of such Member, (B) any Person who owns, directly or
indirectly, one hundred percent (100%) of the equity interests of such Member prior to such Transfer and (C) any Person that is directly or indirectly wholly owned by a Person who owns, directly or indirectly, one hundred percent
(100%) of the equity interests of such Member prior to such Transfer (any such Person in clauses (A), (B) or (C), a “Permitted Affiliate”), in each case, upon thirty (30) days’ prior written
notice to the other Members; provided that, if at any time such transferee ceases to be a Permitted Affiliate of such Member, such transferee shall immediately (and, in any event, no later than three Business Days thereafter) Transfer its
Units (in whole but not in part) to a Person that is a Permitted Affiliate of such Member or to such Member itself; except in any case, to the extent any such action (x) would breach any other provision of this Agreement or (y) would, or
would be reasonably likely to, result in (as determined by the Company’s outside legal counsel, provided such legal counsel is of national reputation and specializes in the legal matters involved in such determination) a violation of applicable
Law or (z) would, or would be reasonably likely to, result in the imposition of material and adverse obligations, limitations or conditions on the Company and/or the Subsidiaries, in which event, in any such case, a Transfer shall be deemed to
have occurred with respect to the portion that cannot be Transferred, as to which Tag Along Rights shall then apply; 
 (ii)
with respect to Advent Blocker, any Advent Blocker Stockholder, any Person that is a partner or member of any investment fund managed by Advent International Corporation and any Person controlling, controlled by, or under common 

  

 52 

 
control with, Advent Blocker (other than portfolio companies of Advent International Corporation) (each, an “Advent Blocker Affiliate”),
except in any case, to the extent any such action (x) would breach any other provision of this Agreement or (y) would, or would be reasonably likely to, result in (as determined by the Company’s outside legal counsel, provided such
legal counsel is of national reputation and specializes in the legal matters involved in such determination) a violation of applicable Law or (z) would, or would be reasonably likely to, result in the imposition of material and adverse
obligations, limitations or conditions on the Company and/or the Subsidiaries; provided, however, that any such Transfers shall not be subject to the Rights of First Offer or the Tag-Along Rights (excluding Transfers to one of the
Advent Blocker Stockholders on the Effective Date) only to the extent that such Transfers, when taken together with all previous Transfers under this Section 6.3(b)(ii), do not in the aggregate exceed twenty-five percent (25%) of
the number of Units held by Advent Blocker as of the Effective Date; and provided, further, that if at any time such transferee ceases to be an Advent Blocker Affiliate, such transferee shall immediately (and, in any event, no later
than three Business Days thereafter) Transfer its Units (in whole but not in part) to a Person that is an Advent Blocker Affiliate or to Advent Blocker; 
 (iii) any Person, in the event that, as a result of any change in applicable Law or the scope of business activities in which the Company and the Subsidiaries are engaged, ownership by such Member of such
Member’s Units is no longer legally permissible, as determined reasonably and in good faith by such Member’s legal counsel (provided such legal counsel is of national reputation and specializes in the legal matters involved in such
determination); provided, however, (A) that to the extent such Member is given a time period during which to divest its Units, such Member shall use its reasonable best efforts to comply with the Rights of First Offer and the
Members shall agree to shorter time periods for notice and response thereunder, as reasonably necessary, and (B) such Member uses its reasonable efforts to have the purchaser of its Units in a divestiture also purchase the Units of the other
Members that would otherwise be entitled to participate in the Tag-Along Rights; 
 (iv) any Affiliate (other than a portfolio
company of Advent International Corporation or any of its Affiliates) acquiring only an Economic Interest pursuant to a pledge, for so long as such transferee is an Affiliate; 
 (v) IPO Corp. pursuant to a transaction effected pursuant to Section 6.4; or 
 (vi) With respect to JPDN, (A) any trust, partnership, limited liability company or similar vehicle established and maintained solely
for the benefit of (or the sole members or partners of which are) Charles Drucker, his spouse, descendants (whether adopted or natural), parents or siblings, or (B) Charles Drucker, his spouse, descendants, (whether adopted or natural), parents
or siblings. 
 (c) Rights of First Offer. 
  

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 (i) If, at any time before the consummation of the IPO, any Member (a
“Transferring Member”) desires to Transfer all or any part of its Units (the “Offered Units”), then such Transferring Member shall submit and deliver a written notice, which notice shall disclose the number of
Offered Units proposed to be Transferred (the “ROFO Notice”), to all Members that hold five percent (5%) or more of the Units then held by all Members other than the Transferring Member and any of its Affiliates (the
“ROFO Offerees”); it being understood that such Transferring Member shall include in the ROFO Notice the material terms of any offer that it has received or is contemplating with respect to the Offered Units.

 (ii) Each ROFO Offeree shall have the right to provide to the Transferring Member, within twenty (20) days of the date
of the ROFO Notice (the “ROFO Offer Period”), an irrevocable offer to acquire such ROFO Offeree’s Pro Rata Portion (but not less than all of its Pro Rata Portion) of the Offered Units and such additional Units as such ROFO
Offeree may offer to purchase in the event that other ROFO Offerees do not make an irrevocable offer to acquire such other ROFO Offeree’s Pro Rata Portion of the Offered Units, upon the price, terms and conditions on which such ROFO Offeree is
willing to purchase such Offered Units (each, a “Proposed Offer”); provided that, in the event the Transferring Member is Transferring the Units indirectly, the ROFO Offeree shall have the right to offer to purchase the
Offered Units and not any equity interest in any other entity (other than Advent Blocker, which shall have the right to Transfer Advent Blocker Stock so long as Advent Blocker has no Specified Liabilities at the time of the closing of such
transaction), and so long as in connection with such Transfer, the governance of Advent Blocker or the Company is restructured so that the ROFO Offeree has all such rights, taking into account its ownership interest in the Company, as it would have
had, had it received the Offered Units directly in such Transfer). 
 (iii) If the Transferring Member, in its sole
discretion, elects to accept any Proposed Offer, then the Transferring Member shall communicate in writing its irrevocable acceptance, conditional on Section 6.3(c)(iv) (a “ROFO Acceptance”), to the Company and the ROFO
Offeree that submitted such Proposed Offer (the “Participating ROFO Offeree”), indicating the number of Units in excess of such ROFO Offeree’s Pro Roto Portion that is part of the ROFO Acceptance, which Acceptance shall be
delivered within ten (10) days of the date of the ROFO Notice (the “ROFO Acceptance Period”). 
 (iv)
Subject to the Tag-Along Rights, after termination of the ROFO Acceptance Period, the Transferring Member may, during a period of one hundred twenty (120) days following the ROFO Acceptance Period, Transfer the Offered Units, at and upon the
price and other terms and conditions that are at least as favorable to the Transferring Member as those set forth in the Proposed Offer which the Transferring Member conditionally accepted or, if no Proposed Offers were accepted, the most favorable
Proposed Offer that the Transferring Member rejected (such Transfer, a “Permitted ROFO Transfer”). In the event that the Transferring Member has not consummated a Permitted ROFO Transfer, or has not entered into a definitive
agreement regarding a Permitted ROFO Transfer, within such one hundred twenty (120) day period, the Transferring Member shall not thereafter Transfer any Units (including such Offered 

  

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Units), whether pursuant to a Proposed Offer or otherwise, without first providing a new ROFO Notice to the ROFO Offerees in the manner provided above, and
such proposed Transfer shall again be subject to the requirements of this Section 6.3(c). 
 (v) Notwithstanding
anything to the contrary in this Agreement, this Section 6.3(c) shall not apply to a Permitted Transfer. 
 (d)
Tag-Along Rights. 
 (i) Tag-Along Notice. Prior to the consummation of the IPO, if the Transferring Member
proposes to Transfer to a third party or parties (including, for the sake of clarity, any Participating ROFO Offeree) (collectively, the “Tag-Along Purchasers”) by a transaction or a series of related transactions, Units
representing ten percent (10%) or more of the Units then held by all Members, then such Transferring Member shall provide to all Members that hold five percent (5%) or more of the Units then held by all Members other than the Transferring
Member and any of its Affiliates (each, a “Tag-Along Offeree”) a notice disclosing the identity of the Tag-Along Purchasers, the number of Units proposed to be Transferred (the “Tag-Along Units”), the total number
of Units owned by the Transferring Member, the price and other terms and conditions of such proposed Transfer (a “Tag-Along Notice”) within the earlier of five (5) days following the execution of the agreement with respect to
the proposed Transfer and fifteen (15) days prior to consummation of the proposed Transfer. 
 (ii) Each Tag-Along
Offeree shall have the right to elect to exercise its tag-along rights pursuant to this Section 6.3(d) (the “Tag-Along Rights”) by providing written notice to such Transferring Member no later than ten (10) days
after the date of the Tag-Along Notice. 
 (iii) If any Tag-Along Offeree exercises its Tag-Along Right (a
“Participating Tag-Along Offeree”), such Tag-Along Offeree shall have the right to Transfer to the Tag-Along Purchasers, as a condition to such proposed Transfer by the Transferring Member, a Pro Rata Portion of such Tag-Along
Offeree’s Units, upon the same price, terms and conditions as those of the proposed Transfer; provided that if such Transfer would be impermissible under applicable Law or adversely affect the Company’s and the Subsidiaries’
business in the Good Faith determination of the Board of Directors, then the Transferring Member shall allocate to the Transferring Member and the Participating Tag-Along Members their respective Pro Rata Portions of the maximum number of Units that
would be permitted to be Transferred under applicable Law and would not adversely affect the Company’s and the Subsidiaries’ business in the Good Faith determination of the Board of Directors. 
 (iv) The Transferring Member and each Participating Tag-Along Offeree shall sell to the Tag-Along Purchasers all, or at the option of the
Tag-Along Purchasers as provided in Section 6.3(d)(vi), any part of the Units proposed to be sold by the Participating Tag-Along Offerees at not less than the price and upon other terms and conditions, if any, not more favorable to the
Tag-Along Purchasers than those in the Tag-Along Notice. 
  

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 (v) If no Member elects to exercise its Tag-Along Rights, the Transferring Member may
Transfer the Units to the Tag-Along Purchaser within ninety (90) days. Any remaining Units not sold within such ninety (90) day period shall again be subject to the requirements of this Section 6.3(d). 
 (vi) The Transferring Member shall use all reasonable efforts to cause the Tag-Along Purchaser to agree to acquire all Units identified by
the Participating Tag-Along Offerees upon the same terms and conditions as applicable to the Transferring Member, as provided in this Agreement. If the Tag-Along Purchaser is unwilling or unable to acquire all Units proposed to be included in such
sale upon such terms, then the Transferring Member may elect either to: (i) cancel such proposed sale or (ii) allocate to the Transferring Member and the Participating Tag-Along Members their respective Pro Rata Portions of the maximum
number of Units that the Tag-Along Purchaser is willing to purchase. 
 (vii) Notwithstanding anything to the contrary in this
Agreement, this Section 6.3(d) shall not apply to a Permitted Transfer. 
 (e) Take Along Rights.

 (i) If, at any time before the consummation of the IPO, any Member holding a majority of the Units then held by all Members
(the “Initiating Member”) desires to effect a Transfer to a Person that is not a Permitted Affiliate of such Initiating Member (and, in the case of Advent Blocker, is not an Advent Group Member) constituting a Change of Control (the
“Take Along Sale”), then the Initiating Member may elect to exercise its take along rights pursuant to this Section 6.3(e) (the “Take Along Rights”) by providing written notice to all Members other than
the Initiating Member (each, a “Take Along Member,” and collectively, the “Take Along Members”). In order to exercise the Take Along Rights, the Initiating Member must give written notice to the Take Along Members
disclosing the identity of the proposed transferee(s), the Person or Persons, if any, that control the proposed transferee(s), the number and classes of Units proposed to be Transferred and the terms and conditions, including price, of the proposed
Transfer (the “Take Along Notice”) within the earlier of five (5) days following the execution of the agreement with respect to the proposed Transfer and ten (10) days prior to the proposed date upon which the contemplated
Change of Control is to be effected. 
 (ii) If the Initiating Member exercises its Take Along Right, except to the extent
contrary to applicable Law, each Take Along Member shall, consent and raise no objections to such Change of Control and shall take all actions reasonably necessary or desirable to consummate such Change of Control, including by (A) Transferring
to the proposed transferee(s) its Pro Rata Portion of its Units, (B) delivering such Units at the closing, free and clear of all claims, liens and encumbrances, (C) if Member approval of the transaction is required, voting its Units in
favor thereof, (D) approving, executing and delivering any and all documents, certificates and instruments, necessary to the Transfer of such Take Along Member’s Units pursuant to this Section 6.3(e), (E) and, if required
by the Initiating Member, make the same representations, warranties, covenants and 

  

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indemnities and agreements as the Initiating Member made in connection with such Change of Control; provided that, (1) any indemnity is
several and not joint and a Take Along Member’s indemnity exposure with respect to any representations subject to a cap on indemnity shall not exceed 25% of such Take Along Member’s pro rata share of the proceeds from the Take Along
Sale; and (2) the Initiating Member shall consult with any Member owning more than 25% of the outstanding Units of the Company regarding the representations being given to the acquirer in a Take-Along Sale, (F) waive any and all
dissenters’ rights, appraisal rights or similar rights in connection with the related transaction that such Member might otherwise have, and (G) permit any escrow of proceeds of any such Change of Control to be withheld on a pro
rata basis among all Members participating in such Change of Control. Each Member hereby grants to each of the Directors, each acting singly, an irrevocable proxy, coupled with an interest, to vote all Units owned by such Member or over which
such Member has voting control, and to take such other actions to the extent necessary to carry out the provisions of this Section 6.3(e), in the event of any breach by such Member of its obligations under this
Section 6.3(e). 
 (iii) The Transfer of Units by the Take Along Members pursuant to this
Section 6.3(e) shall be at the same price and on the same terms and conditions as the Initiating Member shall be Transferring its Units in such transaction or series of related transactions, except that the Take Along Members shall each
bear their ratable share (based on the number of Units sold) of the liabilities and expenses incurred in connection with such Change of Control, but only to the extent that such liabilities and expenses are incurred for the benefit of the Initiating
Member and all Take-Along Members and are not otherwise paid by the Company or by an entity acquiring the Company or its assets, and liabilities and expenses incurred by any Members on its own behalf, including indemnities, shall not be considered
liabilities and expenses incurred in connection with such Change of Control; it being understood that the price per Unit shall take into account all benefits (other than the benefits derived pursuant to
Section 6.3(e)(v)) being obtained by Advent Blocker or any of its Affiliates or other Advent Group Member in connection with, or as a consequence of, such Change of Control. 
 (iv) The Take Along Right shall not apply to any Change of Control that would require Board Supermajority consent, unless such consent has
been obtained. For the sake of clarity, the Right of First Offer and the Tag-Along Rights shall not apply with respect to any Transfer made in connection with the exercise of the Take Along Right, but the Right of First Offer shall apply in
connection with any Transfer prior to any Member exercising its Take Along Right. 
 (v) In any Change of Control, the Advent
Blocker Stockholders shall have the right to sell their indirect stake in the Company by selling the Advent Blocker Stock at the same price as the Units, without discount; provided that such right shall be exercisable only if Advent
Blocker’s only assets are the Units and the rights under this Agreement and the Registration Rights Agreement and if Advent Blocker has no Specified Liabilities at the time such Change of Control is consummated. 
  

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 (vi) If upon the date ninety (90) days following the date of a particular Take Along
Notice (subject to extension for an additional sixty (60) days in the event of an extended regulatory review), the Initiating Member has not consummated the Take Along Sale, then each of the Take Along Members shall be released from their
obligations under such Take Along Notice, such Take Along Notice shall be null and void, and it shall be necessary for another Take Along Notice to be furnished, and the terms and provisions of this Section 6.3(e) to be complied with, in
order to consummate a Take Along Sale pursuant to this Section 6.3(e). 
 (f) Advent Blocker Put Rights.

 (i) Put Rights. If a Put Event occurs at any time prior to the IPO, then within thirty (30) days of such Put
Event, Advent Blocker (or the Advent Blocker Stockholders, at Advent’s Blocker’s sole option) will have the right, exercisable by written notice to FTB, to put, and FTB will have the obligation to purchase, all but not less than all of the
Class A Units held by Advent Blocker (or, in the case of an exercise by the Advent Blocker Stockholders, Advent Blocker Stock) (the “Put Units”) within sixty (60) days thereafter (subject to extension for an additional
sixty (60) days in the event of an extended regulatory review) at the greater of (A) (I) the number of Put Units, multiplied by (II) an amount per Class A Unit that reflects a twenty-five percent (25%) internal rate
of return on Advent Blocker’s original per Unit purchase price for its Class A Units, measured as of immediately following the Put Event, taking into account the net present value of all Distributions with respect to the Put Units (other
than the net present value of all Quarterly Distributions, computed as if such Quarterly Distributions took into account (with respect to Advent Blocker) Advent Blocker’s deductions and/or reduced gains attributable to Code Section 743
adjustments) made prior to the consummation of the Transfer pursuant to the Put Right and the timing of such Distributions, and (B) (x) (I) the number of Put Units, multiplied by (II) 1.5x of Advent Blocker’s original per
Unit purchase price for its Class A Units (less any Distributions with respect to the Put Units, other than Quarterly Distributions, computed as if such Quarterly Distributions took into account (with respect to Advent Blocker) Advent
Blocker’s deductions and/or reduced gains attributable to Code Section 743 adjustments, made prior to the consummation of the Transfer pursuant to the Put Right), plus (y) $30,000,000(the “Put Right”). Advent
Blocker (or, in the case of an exercise of the Put Rights by the Advent Blocker Stockholders, the Advent Blocker Stockholders) shall be wholly responsible for any taxes associated with the exercise of the Put Right. In the event the Put Right is
exercised by Advent Blocker (or the Advent Blocker Stockholders) but payment is not made by FTB within sixty (60) days following the date on which the Put Right is exercised (subject to extension for an additional sixty (60) days in the
event of an extended regulatory review), then, in addition to all other remedies available to Advent Blocker (or the Advent Blocker Stockholders) at law or equity, all of FTB’s and FTPSP’s Class B Units shall be forfeited without the
payment of any consideration therefor, and each of FTB and FTPSP shall automatically be withdrawn from the Company and shall cease to be a Member (without the requirement of any notice of any of the foregoing), unless, in any case, FTB in good faith
is disputing the right of Advent Blocker (or the Advent Blocker Stockholders, as applicable) to exercise the Put Right, in which event no such forfeiture and withdrawal shall become effective if the dispute is settled in a manner such that Advent
Blocker (or 

  

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the Advent Blocker Stockholders, as applicable) did not have the right to exercise its Put Rights, and the forfeiture and withdrawal shall become effective
if the dispute is settled in a manner such that Advent Blocker (or the Advent Blocker Stockholders, as applicable) did have the right to exercise its Put Rights. 
 (ii) The Put Right shall only be exercisable by the Advent Blocker Stockholders if Advent Blocker’s only assets are Units and the
rights under this Agreement and the Registration Rights Agreement and if Advent Blocker has no Specified Liabilities at the time of the consummation of the Transfer pursuant to the Put Right. 
 SECTION 6.4 Transfers and Other Actions in Connection with Public Offering or Recapitalization. If the Board of Directors has approved the IPO and
deems it necessary or advisable in connection with such IPO to (i) convert the Company to, or merge the Company into, a corporation, (ii) transfer the operating business of the Company and/or its Subsidiaries that alone or together
represent all or substantially all of the Company’s consolidated business at that time to a corporation (the “IPO Corp.”), (iii) cause the outstanding equity securities of the Company and/or its Subsidiaries that alone or
together represent all or substantially all of the Company’s consolidated business at that time to be transferred to the IPO Corp. or (iv) effect a transaction having a similar effect as any of clauses (i), (ii) or (iii), then in any
such case, all Members shall take any and all reasonable actions requested by the Board of Directors (including causing the outstanding equity securities of the Company to be exchanged or contributed (through merger or otherwise) to such IPO Corp.
and/or causing the Company to contribute the operating business to such IPO Corp.) as may be necessary or advisable to give effect to such transaction; provided, that immediately prior to such transaction, the IPO Corp. shall have no
liabilities, debts, commitments or obligations of any kind whatsoever, whether fixed, contingent or absolute, matured or unmatured, liquidated or unliquidated, accrued or not accrued, asserted or not asserted, known or unknown, determined,
determinable or otherwise, whenever or however arising (including, whether arising out of any contract or tort based on negligence or strict liability); provided, further, that none of the foregoing actions shall be taken if such
resulting structure would adversely affect any Member, it being acknowledged and agreed that the following will not be considered to “adversely affect” a Member for purposes hereof: (x) any “adverse” tax effects inherent in
using a corporate form as opposed to partnership form (for tax purposes), and (y) the fact that such exchange may not be on a Tax-Free Basis to a Member (provided, in such case, Advent Blocker takes the commercially reasonable efforts described
below). In connection with the foregoing, at the request of any Member, reasonable efforts shall be made to allow such Member to convert its Company interests into an interest in IPO Corp. on a tax-free basis (excepting any tax attributable to any
deemed distribution to the Seller pursuant to Section 752) (“Tax-Free Basis”), and if the IPO restructuring is not effected on a Tax-Free Basis with respect to any Member, then unless such actions will adversely affect the IPO
price or terms, Advent Blocker shall use its commercially reasonable efforts to have IPO Corp. enter into a “tax receivable agreement” or otherwise compensate the Company or the Members for tax attributes or benefits provided to IPO Corp.
(other than tax attributes or benefits attributable to any deemed distribution to FTB pursuant to Section 752) (e.g., tax benefits received by IPO Corp. upon the taxable exchange of Company interests by such Members for IPO Corp. shares), and
any such agreements or compensation shall be issued to the Members who provided such tax attributes or benefits in accordance with the amount of tax attributes or benefits provided by each 

  

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such Member. Upon the consummation of such transaction, the Members shall enter into a securityholders, registration rights or similar agreement with such
IPO Corp. in form and substance determined in good faith by the Board of Directors to provide the Members the relative rights and restrictions set forth in this Agreement, to the extent not provided in the Registration Rights Agreement, as
applicable. For the avoidance of doubt, the consummation of the transactions contemplated in this Section 6.4 will not constitute a Change of Control. The securities of IPO Corp. (or any other securities in connection with an IPO)
received by each Member under this Section 6.4 or otherwise shall be of like kind and have a Fair Market Value at least equal to the Fair Market Value of the Units replaced thereby, calculated as if the Company were being liquidated in a
hypothetical liquidation. 
 SECTION 6.5 Admission or Substitution of New Members. 
 (a) Admission. The Board of Directors shall have the right, subject to the provisions of Section 6.3, to admit as a
Substitute Member or an Additional Member, any Person who acquires Units from a Member or from the Company, respectively; it being understood that no approval of the Board of Directors shall be required to admit a Person as a
Substitute Member if such Person acquires Units in compliance with all of the provisions of this Agreement. Concurrently with the admission of a Substitute Member or an Additional Member, the Board of Directors shall forthwith cause any necessary
papers to be filed and recorded and notice to be given wherever and to the extent required showing the substitution of a transferee as a Substitute Member in place of the Transferring Member, or the admission of an Additional Member, all at the
expense, including payment of any professional and filing fees incurred, of the Substitute Member or the Additional Member. 
 (b) Conditions. Subject to Section 6.3(a)(iii), the admission of any Person as a Substitute Member or Additional Member shall be conditioned upon such Person’s written acceptance and adoption of all the terms and
provisions of this Agreement, by execution and delivery of a counterpart signature page to this Agreement. 
 (c)
Assignees. Any Assignee that does not become admitted as a Member shall have no rights (other than those rights pertaining solely to such Assignee’s Economic Interest), but all of the obligations (other than those pertaining to voting),
of a Member under this Agreement. 
 ARTICLE VII - 
 REPORTS TO MEMBERS; TAX MATTERS 
 SECTION 7.1 Books of Account. Appropriate books of account
shall be kept by the Company and the Subsidiaries, in accordance with the generally accepted accounting principles of the United States (“GAAP”), at the principal place of business of the Company, and each Member shall have access
to all books, records and accounts of the Company and the Subsidiaries and the right to make copies thereof for any purpose reasonably related to the Member’s interest as a member of the Company, in each case, under such conditions and
restrictions as the Board of Directors may reasonably prescribe. 
  

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 SECTION 7.2 Reports. All reference to Members in this Section 7.2 refer to only those
Members holding at least one percent (1%) of the Units then held by all Members. 
 (a) Monthly Financial Reports.
As promptly as practicable, but in no event later than thirty (30) days after the end of each month, the Board of Directors shall cause to be prepared and delivered to each Member unaudited monthly consolidated financial statements of the
Company and the Subsidiaries for the immediately preceding month. 
 (b) Quarterly Financial Reports. As promptly as
practicable, but in no event later than forty-five (45) days after the end of the first three (3) fiscal quarters and sixty (60) days after the end of the fourth fiscal quarter, as the case may be, of each fiscal year, the Board of
Directors shall cause to be prepared and delivered to each Member unaudited quarterly consolidated financial statements of the Company and the Subsidiaries for the immediately preceding quarter, prepared in accordance with GAAP (provided, however,
that for the first year following the Effective Date, such statements will not be required to be prepared in accordance with GAAP). 
 (c) Quarterly Tax Reports. As promptly as possible, but in no event later than three (3) days prior to the estimated tax due date of each fiscal quarter (i.e. no later than
April 12, June 12, September 12 and December 12) the Board of Directors shall cause to be prepared and delivered to each Member a statement of the Quarterly Estimated Tax Liability with respect to the Company’s
Income calculated pursuant to Section 5.4(a). 
 (d) Annual Financial Reports. As promptly as practicable after
the close of each fiscal year of the Company, but in no event later than ninety (90) days after the end of each fiscal year, the Board of Directors shall cause an examination of the financial statements of the Company and the Subsidiaries as of
the end of each such fiscal year to be made in accordance with GAAP, as in effect on the date thereof, by a firm of certified public accountants selected by the Board of Directors in accordance with Sections 7.4 and 4.1(h)(iv). Within
ninety (90) days after the close of each fiscal year, a copy of the financial statements of the Company and the Subsidiaries, including the report of such certified public accountants, shall be furnished to each Member and shall include, as of
the end of such fiscal year: 
 (i) a statement prepared by the Company setting forth the balance of each Member’s
Capital Account and the amount of that Member’s allocable share of the Company’s items of Net Income or Net Loss and deduction, capital gain and loss or credit for such year; and 
 (ii) a balance sheet, a statement of income and expense and a statement of changes in cash flows of the Company and the Subsidiaries for
that fiscal year. 
 (e) Schedules K-1. Within sixty (60) days after the close of each taxable year, the Board of
Directors shall cause to be provided to each Member an estimate of taxable income for such taxable year. Within one hundred twenty (120) days after the close of each taxable year, the Board of Directors shall cause to be provided any completed
IRS Schedule K-1 and such other financial, tax or other information as reasonably requested by a Member at such times as may be required to comply with any applicable public disclosure, external financial reporting, 

  

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federal, state or local tax filings or any other legal requirements to which such Member is subject. 
 (f) Members’ Tax Filings. To the extent permitted by the Code, each Member agrees to file all tax returns consistently with
the treatment of the Company as a partnership with respect to the determination of the taxable income of the Company. 
 (g)
Determinations. All determinations, valuations and other matters of judgment required to be made for non-tax accounting purposes under this Agreement shall be made in Good Faith by the Board of Directors. 
 SECTION 7.3 Fiscal Year. The fiscal year of the Company shall end on December 31 of each calendar year unless otherwise determined by the
Board of Directors in accordance with Section 706 of the Code. 
 SECTION 7.4 Independent Auditor. Subject to
Section 4.1(h)(iv), the initial independent auditor of the Company shall be Deloitte & Touche LLP. 
 SECTION 7.5
Certain Tax Matters. 
 (a) Certain Tax Elections. 
 (1) Partnership Treatment. The Company shall not file any election pursuant to Regulations Section 301.7701-3(c) to be treated
as an entity other than a partnership. The Company shall not elect, pursuant to Section 761(a) of the Code, to be excluded from the provisions of subchapter K of the Code. If requested by the Board of Directors, each Member agrees to provide
the Company with such assistance as would be required (including signing any election forms) to cause any new direct or indirect Subsidiaries acquired by the Company or any Subsidiary or organized by the Company or any Subsidiary to elect to be
treated as a partnership or disregarded entity for U.S. federal tax purposes, such election to be effective on or before the date such new Subsidiary is acquired or organized. 
 (2) Elections by the Company. Except as provided in Section 7.5(a)(1), relating to the tax classification of the
Company, and Section 7.5(a)(5) relating to Section 754 elections, the Board of Directors may make, but shall not be obligated to make, any tax election provided under the Code, or any provision of state, local or foreign tax Law.
All decisions and other matters concerning the computation and allocation of items of income, gain, loss, deduction and credit among the Members, and accounting procedures not specifically and expressly provided for by the terms of this Agreement,
shall be determined by the Board of Directors. Any determination made pursuant to this Section 7.5(a)(2) by the Board of Directors shall be conclusive and binding on all Members. 
 (3) Elections by Members. Without the consent of the Board of Directors, no Member shall make the election provided by
Section 732(d) of the Code, relating to the basis of property distributed by a Company to certain Members. In the event any Member makes any tax election that requires the Company to furnish 

  

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information to such Member to enable such Member to compute its own tax liability, or requires the Company to file any tax return or report with any tax
authority, or adjust the basis of Company property, in any case that would not be required in the absence of such election made by such Member, the Board of Directors may, as a condition to furnishing such information, or filing such return or
report, or making such basis adjustment, require such member to pay to the Company any incremental expenses incurred in connection therewith. 
 (4) Member Obligations. Promptly upon request, each Member shall provide the Board of Directors with any information related to such Member necessary to allow the Company to comply with any tax reporting, tax
withholding or tax payment obligations of the Company. 
 (5) Section 754 Elections. Advent Blocker shall have the
right and authority, in its sole discretion, to cause the Company to make a Section 754 election for any taxable year or years of the Company in which, or commencing immediately after the date, the Closing occurs. If Advent Blocker causes the
Company to elect under Section 754 of the Code to adjust the basis of Company property under Section 734(b) and Section 743(b) of the Code, then: 
 (I) the Board of Directors shall make such adjustments to the definition of Gross Asset Value and Net Income and Net Loss, and to the
Regulatory Allocations required by Section 5.3(c) as are necessary to carry out the provisions of Regulations Section 1.704-1(b)(2)(iv)(m)(2) and 1.704-1(b)(2)(iv)(m)(4); and 
 (II) a Member who acquires any Units shall furnish to the Board of Directors such information as the Board of Directors shall reasonably
require to enable it to compute the adjustments required by Section 755 of the Code and the Regulations thereunder. 
 (b) Preparation of Returns. The Board of Directors shall cause to be prepared all federal, state and local tax returns of the Company for each year for which such returns are required to be filed and shall cause such returns to be
timely filed. Except to the extent otherwise expressly provided in this Agreement, the Board of Directors shall determine the appropriate treatment of each item of income, gain, loss, deduction and credit of the Company and the accounting methods
and conventions under the tax Laws of the United States, the several states and other relevant jurisdictions as to the treatment of any such item or any other method or procedure related to the preparation of such tax returns. 
 (c) Tax Matters Member. 
 (1) Designation and Powers. Advent Blocker is hereby designated as the tax matters partner within the meaning of Section 6231(a)(7) of the Code (“Tax Matters Member”) until such time as
Advent Blocker or its Affiliates are no longer the sole Class A Member, after which time the Members shall determine the Tax Matters Member pursuant to the voting provisions in Section 4.2. The Tax Matters Member shall 

  

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have all of the rights, authority and power, and shall be subject to all of the obligations, of a tax matters partner to the extent provided in the Code and
the Regulations. The Tax Matters Member shall take such action as may be reasonably necessary to cause each other eligible Member to become a “notice partner” within the meaning of Code Section 6231(a)(8). To the extent and in the
manner provided by applicable Code sections and Regulations thereunder, the Tax Matters Member (i) shall furnish the name, address, profits interest and taxpayer identification number of each Member to the IRS and (ii) shall keep the
Members informed of all administrative and judicial proceedings for the adjustment of Company items required to be taken into account by a Member for income tax purposes. Notwithstanding anything in this Agreement to the contrary, the Tax Matters
Member, in its capacity as such, shall not, without the prior approval of the Members holding a majority of the Class B Units (provided that for so long as FTB and its Affiliates collectively hold twenty percent (20%) or more of the
Class B Units, FTB’s (and only FTB’s) prior approval is required), such approval not to be unreasonably withheld, conditioned or delayed, (i) extend the statute of limitations for the assessment of any Tax, (ii) file a petition
for judicial review of a “final partnership administrative adjustment” within the meaning of Section 6226(a) of the Code, (iii) file a tax claim, on behalf of the Company, in any court, (iv) submit any request for
administrative adjustment on behalf of the Company, or (v) bind the Members to any tax settlement. The Tax Matters Member shall notify the other Members within twenty (20) Business Days after it receives notice from the IRS (or any state
and local tax authority), of any administrative proceeding with respect to an examination of, or proposed adjustment to, any Company tax items. 
 (2) State and Local Tax Law. If any state or local tax Law provides for a tax matters partner or person having similar rights, powers, authority or obligations, the Tax Matters Member shall also serve in such
capacity. In all other cases, the Tax Matters Member shall represent the Company in all tax matters to the extent allowed by Law. 
 (3) Expenses of the Tax Matters Member. All reasonable out-of-pocket expenses incurred by the Tax Matters Member in its capacity as such shall be borne by the Company as an ordinary expense of its business. Such expenses shall
include fees of attorneys and other tax professionals, accountants, appraisers and experts, filing fees and reasonable out-of-pocket costs. 
 (4) Inconsistent Return Positions. No Member shall file a notice with the IRS under Section 6222(b) of the Code in connection with such Member’s intention to treat an item on such Member’s
federal income tax return in a manner that is inconsistent with the treatment of such item on the Company’s federal income tax return, unless such Member has, not less than thirty (30) days prior to the filing of such notice, provided the
Board of Directors with a copy of the notice and thereafter in a timely manner provides such other information related thereto as the Board of Directors shall reasonably request. 
 (5) Election into TEFRA. In the event that the Company is not subject to the consolidated audit rules of Sections 6221 through
6234 of the Code during any 

  

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fiscal year, each Person who was a Member at any time during such fiscal year hereby agrees to sign an election pursuant to Section 6231(a)(1)(B)(ii) of
the Code and Regulations Section 301.6231(a)(1) 1(b)(2) to be filed with the Company’s federal income tax return for such fiscal year to have such consolidated audit rules apply to the Company. 
 ARTICLE VIII - 
 MISCELLANEOUS 

 SECTION 8.1 Exhibits. Without in any way limiting the provisions of Section 7.2, a Director may from time to time
execute on behalf of the Company and deliver to the Members exhibits which set forth the then-current Capital Account balances of each Member and any other matters deemed appropriate by the Board of Directors or required by applicable Law. Such
exhibits shall be for information purposes only and shall not be deemed to be part of this Agreement for any purpose whatsoever. 
 SECTION
8.2 Governing Law; Severability; Selection of Forum; Waiver of Trial by Jury. THIS AGREEMENT IS GOVERNED BY AND SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE, EXCLUDING ANY CONFLICT-OF-LAWS RULE OR PRINCIPLE THAT
MIGHT REFER THE GOVERNANCE OR THE CONSTRUCTION OF THIS AGREEMENT TO THE LAW OF ANOTHER JURISDICTION. In the event of a direct conflict between the provisions of this Agreement and any provision of the Certificate, this Agreement shall control; in
the event of a direct conflict between the provisions of this Agreement and any mandatory provision of the Act, the applicable provision of the Act shall control. The provisions of this Agreement shall be deemed severable and the invalidity or
unenforceability of any provision shall not affect the validity or enforceability of the other provisions hereof. If any provision of this Agreement, or the application thereof to any Person or circumstance, is invalid or unenforceable to any
extent, (a) a suitable and equitable provision shall be substituted therefor in order to carry out, so far as may be valid and enforceable, the intent and purpose of such invalid or unenforceable provision and (b) the remainder of this
Agreement and the application of such provision to other Persons or circumstances shall not be affected by such invalidity or unenforceability, and such invalidity or unenforceability shall not affect the validity or enforceability of such
provision, or the application thereof, in any other jurisdiction. Each party agrees that it shall bring any action, suit, demand or proceeding (including counterclaims) in respect of any claim arising out of or related to this Agreement or the
transactions contemplated hereby, exclusively in the United States District Court for the District of Delaware or any Delaware State court, in each case, sitting in the City of Wilmington, Delaware (the “Chosen Courts”), and solely
in connection with claims arising under this Agreement or the transactions contemplated hereby (i) irrevocably submits to the exclusive jurisdiction of the Chosen Courts, (ii) waives any objection to laying venue in any such action, suit,
demand or proceeding in the Chosen Courts, (iii) waives any objection that the Chosen Courts are an inconvenient forum or do not have jurisdiction over any Party and (iv) agrees that service of process upon such party in any such action,
suit, demand or proceeding shall be effective if notice is given in accordance with Section 8.6. Each party irrevocably waives any and all right to trial by jury in any action, suit, demand or proceeding (including counterclaims) arising
out of or related to this Agreement or the transactions contemplated hereby. 
  

 65 

 SECTION 8.3 Successors and Assigns; No Third-Person Beneficiaries. This Agreement is binding upon
the parties to this Agreement and their respective permitted successors and assigns. This Agreement shall not be construed so as to confer any right or benefit upon any Person other than the parties to this Agreement and each of their respective
permitted successors and assigns and other than (i) the Covered Persons with respect to Section 4.7 and (ii) the Advent Blocker Stockholders with respect to Section 6.3(e)(v) (Transfer of Advent Blocker Stock in a
Change of Control) and Section 6.3(f) (Put Rights), in each case with the right to enforce the Company’s obligations thereunder directly against the Company and, only in the case of Section 6.3(e)(v) and
Section 6.3(f), against a Member to the full extent of such obligations. 
 SECTION 8.4 Confidentiality. The Company shall
use reasonable best efforts to preserve the confidentiality of the confidential information of the Company and the Subsidiaries. By executing this Agreement, for the period during which a Member is a party to this Agreement and for three
(3) years thereafter, each Member expressly agrees to maintain the confidentiality of, and not to disclose to any Person other than the Company or any Subsidiary, another Member or any of their respective financial advisors, accountants,
attorneys or other advisors, without the consent of a majority of the Board of Directors but subject to the first sentence of this Section 8.4, any information relating to the business, financial structure, financial position or
financial results, customers, suppliers or affairs of the Company and the Subsidiaries that shall not be generally known to the public, except (i) as otherwise required by Law or by any Government Entity or Self-Regulatory Organization having
jurisdiction over such Members; provided that the disclosing Member will exercise reasonable best efforts to minimize disclosure of such information that is confidential or proprietary and to seek confidential treatment for any such
information to the maximum extent permissible, or (ii) the delivery by a Member of financial statements of the Company and the Subsidiaries to its direct or indirect partners, stockholders or members, provided that such parties are bound by
appropriate confidentiality provisions, including in their ability to use such information. This provision shall survive any termination of this Agreement either generally or in regard to any Member. Each Member agrees that monetary damages may not
be an adequate remedy for a breach of this Section 8.4, and that, in addition to any other remedies, each Member shall be entitled to seek injunctive relief to restrain any such breach, whether threatened or actual, without the necessity
of proving the inadequacy of monetary damages as a remedy. 
 SECTION 8.5 Amendments. Except as otherwise provided in this Agreement,
no amendment of any provision of this Agreement shall be effective against the Company or the Members unless such amendment is approved in accordance with Section 4.2(e). This Agreement and any provision hereof may only be waived by a
writing signed by the party against whom the waiver is to be effective. The failure of any party to enforce any of the provisions of this Agreement shall in no way be construed as a waiver of such provisions and shall not affect the right of such
party thereafter to enforce each and every provision of this Agreement in accordance with its terms. 
 SECTION 8.6 Notices. Whenever
notice is required or permitted by this Agreement to be given, such notice shall be in writing and shall be given to any Member at its address, telecopy number or email address shown in the Company’s books and records, or, if given to the
Company, at the addresses listed on Schedule I or such other address as may be designated from time to time. Each proper notice shall be effective upon any of the following: (i) personal 

  

 66 

 
delivery to the recipient, (ii) when telecopied or emailed to the recipient if the telecopy is promptly confirmed by automated or telephone confirmation
thereof or if the email is promptly confirmed by email or telephone confirmation thereof, or (iii) one (1) Business Day after being sent to the recipient by reputable overnight courier service (charges prepaid). 
 SECTION 8.7 Counterparts. This Agreement may be executed in any number of counterparts (including by means of telecopied signature pages), each of
which shall be deemed an original, and all of which together shall constitute one and the same agreement. 
 SECTION 8.8 Power of
Attorney. Each Member hereby irrevocably appoints each Director as such Member’s true and lawful representative and attorney-in-fact, each acting alone, in such Member’s name, place and stead, (i) to make, execute, sign and file
all instruments, documents and certificates which, from time to time, may be required to set forth any otherwise approved amendments to this Agreement or which may be required by this Agreement or by the Laws of the United States of America, the
State of Delaware or any other state in which the Company and/or the Subsidiaries shall determine to do business, or any political subdivision or agency thereof and (ii) to execute, implement and continue the valid and subsisting existence of
the Company and/or the Subsidiaries or to qualify and continue the Company and/or the Subsidiaries as a foreign limited liability company in all jurisdictions in which the Company may conduct business. The CEO, as representative and
attorney-in-fact, however, shall not have any rights, powers or authority to amend this Agreement when acting in such capacity, except as expressly provided in this Agreement. Such power of attorney is coupled with an interest and shall survive and
continue in full force and effect notwithstanding the subsequent withdrawal from the Company of any Member for any reason and shall survive and shall not be affected by the disability or incapacity of such Member. 
 SECTION 8.9 Entire Agreement. This Agreement, including the Exhibits and Schedules to this Agreement, embodies the entire agreement and
understanding of the parties hereto in respect of the subject matter contained in this Agreement. This Agreement and the Warrant and the Registration Rights Agreement supersede all prior agreements and understandings between the parties with respect
to the subject matter hereof and thereof. 
 [THE REMAINDER OF THIS
PAGE LEFT BLANK INTENTIONALLY – SIGNATURE PAGES FOLLOW] 
  

 67 

 IN WITNESS WHEREOF, the parties have executed this Amended and Restated Limited Liability Company
Agreement as of the day and year first above written. 
  

			
	THE COMPANY:
	
	FTPS HOLDING, LLC
	(formerly known as Fifth Third Processing Solutions, LLC)
		
	By:	 	/S/ CHARLES D. DRUCKER
	Name: Charles D. Drucker
	Title: President

 SIGNATURE PAGE TO THE 

AMENDED AND RESTATED LIMITED LIABILITY COMPANY
AGREEMENT OF FTPS HOLDING, LLC 

			
	THE MEMBERS:
	
	ADVENT-KONG BLOCKER CORP.
		
	By:	 	/S/ CHRISTOPHER PIKE
	Name: Christopher Pike
	Title: Authorized Signatory

 SIGNATURE PAGE TO THE 

AMENDED AND RESTATED LIMITED LIABILITY COMPANY
AGREEMENT OF FTPS HOLDING, LLC 

			
	FIFTH THIRD BANK
		
	By:	 	/S/ ROSS J. KARI
	Name: Ross J. Kari
	Title: Executive Vice President
		
	By:	 	/S/ PAUL L. REYNOLDS
	Name: Paul L. Reynolds
	Title: Executive Vice President
	
	FTPS PARTNERS, LLC
		
	By:	 	/S/ PAUL L. REYNOLDS
	Name: Paul L. Reynolds
	Title: Manager

 SIGNATURE PAGE TO THE 

AMENDED AND RESTATED LIMITED LIABILITY COMPANY
AGREEMENT OF FTPS HOLDING, LLC 

			
	JPDN ENTERPRISES, LLC
		
	By:	 	/S/ CHARLES D. DRUCKER
	Name: Charles D. Drucker
	Title: Manager

 SIGNATURE PAGE TO THE 

AMENDED AND RESTATED LIMITED LIABILITY COMPANY
AGREEMENT OF FTPS HOLDING, LLC 

 SCHEDULE I 
 Members 
  

											
	 Members
	  	 Notice Address
	  	No. of 
Class A Units Held	  	No. of 
Class B Units Held	  	No. of 
Units Held	  	Initial Capital
Accounts
	 Advent-Kong Blocker Corp.
	  	75 State Street Boston, MA 02109	  	50,930,455	  	0	  	50,930,455	  	
						
	 Fifth Third Bank
	  	38 Fountain Square Plaza, Cincinnati, OH 45263	  	0	  	44,515,182	  	44,515,182	  	
						
	 FTPS Partners, LLC
	  	38 Fountain Square Plaza, Cincinnati, OH 45263	  	0	  	4,418,000	  	4,418,000	  	
						
	 JPDN Enterprises, LLC
	  	4626 151 St. Urbandale, Iowa 50323	  	69,545	  	66,818	  	136,363	  	
						
	 Total
	  	N/A	  	51,000,000	  	49,000,000	  	100,000,000Amendment and Restatement Agreement and Reaffirmation dated June 30, 2009

 Exhibit 10.3 
 AMENDMENT AND RESTATEMENT AGREEMENT AND REAFFIRMATION 
 This Amendment and Restatement Agreement and Reaffirmation (herein, this “Agreement”) is entered into as of June 30, 2009, among
Fifth Third Processing Solutions, LLC, a Delaware limited liability company (“FTPS LLC”), as Borrower (in such capacity, the “Borrower”), FTPS Holding, LLC, a Delaware limited liability company
(“Holdco”), Card Management Company, LLC, an Indiana limited liability company (“CMC”), Fifth Third Holdings, LLC, a Delaware limited liability company (“Fifth Third Holdings”), as a Lender, and
Fifth Third Bank, a Michigan banking corporation (“Fifth Third Michigan”), in its individual capacity as a Lender (together, Fifth Third Holdings and Fifth Third Michigan are the “Lenders”), as L/C Issuer (the
“L/C Issuer”) and as the Administrative Agent for the Lenders (the “Administrative Agent”). 
 PRELIMINARY STATEMENTS 
 A. The Borrower, the Lenders and the Administrative Agent are party
to a Loan Agreement dated as of May 29, 2009, and among Fifth Third Ohio, as the Assignor, FTPS LLC, as the Assignee, Fifth Third Holdings, as a Lender, Fifth Third Michigan, as a Lender and as Administrative Agent, as amended and restated by
that Assignment, Assumption, Amendment and Restatement Agreement dated as of June 1, 2009 (the “Existing Loan Agreement”). As security for its Obligations under the Existing Loan Agreement, the Borrower granted to the
Administrative Agent a security interest in and lien on all of its personal property and fixtures pursuant to the terms and conditions set forth in an Amended and Restated Security Agreement dated as of June 1, 2009 (the “Security
Agreement”). All capitalized terms used herein without definition shall have the same meanings herein as such terms have in the Existing Loan Agreement. 
 B. Pursuant to the terms of a Master Investment Agreement dated March 27, 2009 among Fifth Third Bank, an Ohio banking corporation (“Fifth Third Ohio”), as seller (the “Seller”),
Advent-Kong Blocker Corp., a Delaware corporation, as buyer (the “Buyer”), Holdco and FTPS LLC (the “MIA”), (i) Fifth Third Ohio has contributed to Holdco, among other things, all of Fifth Third Ohio’s
equity interests in FTPS LLC, (ii) Fifth Third Ohio’s wholly owned subsidiary, FTPS Partners, LLC, a Delaware limited liability company (“Partners”), has contributed to Holdco, among other things, all of Partners’
equity interests in CMC and (iii), immediately after such contribution to Holdco, Holdco has contributed to FTPS LLC, among other things, all of Holdco’s equity interest in CMC, in each case on the terms and conditions set forth in the MIA
(collectively the events described in the foregoing clauses (i), (ii) and (ii) are referred to as the “Contribution”). 
 C. Immediately after the effectiveness of the Contribution, Holdco, the direct parent company of the Borrower, and CMC, a direct subsidiary of the Borrower, each executed and delivered (i) a Guaranty Agreement dated June 1, 2009
in favor of the Administrative Agent whereby each guaranteed the Obligations, Hedging Liability and Funds Transfer Liability, Deposit Account Liability and Data Processing Obligations of the Borrower under the Existing Loan Agreement and
(ii) an Assumption and Supplemental Security Agreement whereby each joined the Security Agreement and granted to the Administrative Agent a security interest in and 

 
lien on all of its personal property and fixtures pursuant to the terms and conditions set forth in the Security Agreement. 
 D. Pursuant further to the MIA, the Buyer has agreed to purchase all of the issued and outstanding Class A Units of Holdco in exchange for the Cash
Purchase Price (as defined in the MIA) (the “Investment”). 
 E. In connection with the Investment and simultaneously
therewith, the Borrower, the Administrative Agent and the Lenders desire to amend and restate the Existing Loan Agreement and the Administrative Agent and the Lenders are willing to amend and restate the Existing Loan Agreement on the terms and
conditions set forth herein, including, without limitation, that Holdco, the Borrower and CMC each ratify and reaffirm its payment and performance obligations under each of the existing Loan Documents to which it is a party listed on Exhibit A
attached hereto (the “Existing Loan Documents”). 
 NOW, THEREFORE, for good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows: 
 SECTION 1.
AMENDED AND RESTATED LOAN AGREEMENT. 
 On the Effective Date, the
Existing Loan Agreement shall be amended and restated so that it shall be read and construed for all purposes as set out in Exhibit B attached hereto (such amended and restated loan agreement being referred to herein as the “Amended and
Restated Loan Agreement”). The Amended and Restated Loan Agreement, by way of this Agreement, amends and restates the Existing Loan Agreement and is not intended to be or operate as a novation or an accord and satisfaction of the Existing
Loan Agreement or the Obligations of the Borrower evidenced or provided for thereunder. The “Effective Date” shall be that date on which each of the conditions precedent set forth in Section 3 of this Agreement is satisfied.

 SECTION 2. REAFFIRMATION AND MODIFICATION OF LOAN
DOCUMENTS. 
 2.1. In connection with the amendment and restatement of the Existing Loan Agreement pursuant to Section 1
of this Agreement, as of the Effective Date, the Borrower, as borrower and as debtor, grantor, pledgor or in any other similar capacity in which the Borrower granted liens or security interests in its properties under the Existing Loan Documents and
Holdco and CMC, each as a guarantor, a debtor, grantor, pledgor or in any other similar capacity in which it granted liens or security interest in its properties under the Existing Loan Documents each (a) ratifies and reaffirms each of the
Existing Loan Documents to which it is a party and all of its payment and performance obligations, contingent or otherwise, under each of the Existing Loan Documents to which it is a party, (b) confirms that each Existing Loan Document to which
it is a party remains in full force and effect and (c) to the extent it or its predecessors in interest granted liens on or security interests in any properties pursuant to any such Existing Loan Documents, ratifies and reaffirms such grant of
security and confirms that such liens and security interests continue to secure the Obligations under and as defined in the Amended and Restated Loan Agreement. Holdco, the Borrower and CMC each acknowledges that the Administrative Agent and the

  

 -2- 

 
Lenders are relying on the assurances provided herein in entering into the Amended and Restated Loan Agreement. 
 2.2. Holdco, the Borrower and CMC each further agrees that all references to the Existing Loan Agreement in each of the Existing Loan Documents shall
hereinafter mean and refer to the Existing Loan Agreement as amended and restated by the Amended and Restated Loan Agreement. 
 SECTION 3. CONDITIONS PRECEDENT. 
 This Agreement shall become effective upon such
date that all of the following conditions precedent are satisfied: 
 3.1. The Borrower, Holdco, CMC, the Lenders, the L/C Issuer and the
Administrative Agent shall have executed and delivered this Agreement. 
 3.2. The Borrower shall have executed and delivered Term A Notes to
Fifth Third Holdings and Fifth Third Michigan in the amount of their respective Term A Loans on the date hereof. 
 3.3. Each condition
precedent expressed in Section 3.2 of the Amended and Restated Loan Agreement shall have been satisfied by the Borrower or waived by the Initial Lenders. 
 3.4. Each of the events described in Section 2.3 of the MIA shall have occurred, including, that the “Sale Transaction” (as defined therein) shall have been consummated and Buyer shall have paid to
Seller the “Cash Purchase Price” (as defined therein) to Seller. 
 SECTION 4. MISCELLANEOUS. 
 4.1. In order to induce the Administrative Agent and the Lenders to execute and deliver this Agreement, the Borrower hereby represents to the
Administrative Agent and the Lenders that as of the date hereof the representations and warranties set forth in Section 5 of the Amended and Restated Loan Agreement are true and correct in all material respects (except to the extent the same
expressly relate to an earlier date) and no Default or Event of Default has occurred and is continuing under the Amended and Restated Loan Agreement or shall result after giving effect to this Amendment. Holdco, the Borrower and CMC each hereby
represent and warrant that each of the representations and warranties set forth in the Security Agreement are true and correct in all material respects, except to the extent the same expressly relate to an earlier date. 
 4.2. Holdco, the Borrower and CMC each shall, at the request of the Administrative Agent and at its own expense, do all such acts and things reasonably
required to give effect to the amendments effected or to be effected by this Agreement. 
 4.3. Each of the parties to this Agreement agrees
and acknowledges that this Agreement has been negotiated in good faith, at arm’s length, and not by any means forbidden by law. 
  

 -3- 

 4.4. This Agreement may be executed in any number of counterparts, and by the different parties on
different counterpart signature pages, all of which taken together shall constitute one and the same agreement. Any of the parties hereto may execute this Agreement by signing any such counterpart and each of such counterparts shall for all purposes
be deemed to be an original. Delivery of an executed signature page of this Agreement in a portable document format (“PDF”) or by facsimile shall be effective as delivery of a manually executed counterpart hereof. 
 4.5. THIS AGREEMENT AND THE RIGHTS AND
OBLIGATIONS OF THE PARTIES HEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED
BY AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF
NEW YORK, INCLUDING SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW OF THE
STATE OF NEW YORK, BUT EXCLUDING THE LAWS APPLICABLE TO CONFLICTS OR
CHOICE OF LAW. Each of the parties hereto hereby submits to the nonexclusive jurisdiction of the United States District Court for the Southern District of New York and of any New York State court sitting
in New York City in the borough of Manhattan for purposes of all legal proceedings arising out of or relating to this Agreement or the transactions contemplated hereby or hereby. Each of the parties hereto irrevocably waives, to the fullest extent
permitted by law, any objection which it may now or hereafter have to the laying of the venue of any such proceeding brought in such a court and any claim that any such proceeding brought in such a court has been brought in an inconvenient forum.
EACH OF HOLDCO, THE BORROWER, CMC, THE ADMINISTRATIVE AGENT AND THE LENDERS
HEREBY IRREVOCABLY WAIVE ANY AND ALL RIGHT TO TRIAL BY JURY IN
ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT OR
THE TRANSACTIONS CONTEMPLATED HEREBY. 
 [SIGNATURE
PAGE TO FOLLOW] 
  

 -4- 

 Exhibit 10.3 
 This Amendment and Restatement Agreement and Reaffirmation is entered into as of the date and year first above written. 
  

			
	 FIFTH THIRD PROCESSING SOLUTIONS, LLC, a Delaware limited liability
company, as Borrower

		
	By	 	/S/ CHARLES DRUCKER
		 	Name: Charles Drucker
		 	Title: Chief Executive Officer
	
	 FTPS HOLDING, LLC, a Delaware limited liability company

		
	By	 	/S/ CHARLES DRUCKER
		 	Name: Charles Drucker
		 	Title: Chief Executive Officer
	
	 CARD MANAGEMENT COMPANY, LLC, an Indiana limited liability
company

		
	By	 	/S/ CHARLES DRUCKER
		 	Name: Charles Drucker
		 	Title: Chief Executive Officer

 [SIGNATURE PAGE TO AGREEMENT
AND REAFFIRMATION] 

					
	 FIFTH THIRD BANK, a Michigan banking corporation, individually as a Lender, and as
L/C Issuer and as Administrative Agent

		
	By	 	/S/ MICHAEL SCHALTZ
		 	Name	 	Michael Schaltz

					
		 	Title	 	Vice President
	
	 FIFTH THIRD HOLDINGS, LLC a Delaware limited liability company, as a
Lender

		
	By	 	/S/ MICHAEL BROST
		 	Name	 	Michael Brost

					
		 	Title	 	Manager

 [SIGNATURE PAGE TO AGREEMENT
AND REAFFIRMATION] 

 Exhibit 10.3 
 EXHIBIT A 
 EXISTING LOAN DOCUMENTS 

  

	(a)	$250 Million Term B Note dated as of June 1, 2009 made by Borrower to Fifth Third Michigan, as Term B Lender 

  

	(b)	$125 Million Revolving Note dated as of June 1, 2009 made by Borrower in favor of Fifth Third Michigan, as Revolving Lender 

  

	(c)	$125 Million Swing Note dated as of June 1, 2009 made by Borrower in favor of Fifth Third Michigan 

  

	(d)	Amended and Restated Security Agreement dated as of June 1, 2009 made by Borrower, as Debtor, pledging all assets, in favor of Fifth Third Michigan, as Administrative Agent

  

	(e)	Assumption and Supplemental Security Agreement dated as of June 1, 2009 made by Holdco, as Debtor, pledging all assets, in favor of Fifth Third Michigan, as Administrative
Agent 

  

	(f)	Assumption and Supplemental Security Agreement dated as of June 1, 2009 made by CMC, as Debtor, pledging all assets, in favor of Fifth Third Michigan, as Administrative Agent

  

	(g)	Copyright Collateral Agreement dated as of June 1, 2009 made by Borrower in favor of Fifth Third Michigan, as Administrative Agent 

  

	(h)	Patent Collateral Agreement dated as of June 1, 2009 made by Borrower in favor of Fifth Third Michigan, as Administrative Agent 

  

	(i)	Trademark Collateral Agreement dated as of June 1, 2009 made by Borrower in favor of Fifth Third Michigan, as Administrative Agent 

  

	(j)	Guaranty made by Holdco and CMC in favor of Fifth Third Michigan, as Administrative Agent 

  

	(k)	Deposit Account Control Agreement dated as of June 1, 2009 among CMC, as debtor, Fifth Third Ohio, as depository institution and Fifth Third Michigan, as Administrative Agent

  

	(l)	Deposit Account Control Agreement dated as of June 1, 2009 among Borrower, as debtor, Fifth Third Ohio, as depository institution and Fifth Third Michigan, as Administrative
Agent 

  

	(m)	Acknowledgment of Pledged Equity Interests dated as of June 1, 2009 made by Holdco in favor of Fifth Third Michigan, as Administrative Agent with respect to the equity interest
of Borrower 

  

	(n)	Acknowledgment of Pledged Equity Interests dated as of June 1, 2009 made by Borrower in favor of Fifth Third Michigan, as Administrative Agent with respect to the equity
interest of CMC 

 Exhibit 10.3 
 EXHIBIT B 
 AMENDED AND RESTATED
LOAN AGREEMENT 
 [SEE ATTACHED] 

 Exhibit 10.3 
  
  
  
 LOAN AGREEMENT 
 AMONG 
 FIFTH THIRD PROCESSING SOLUTIONS, LLC,

 a Delaware limited liability company, as Borrower 
 VARIOUS LENDERS 
 FROM TIME TO
TIME PARTY HERETO 
 AND 
 FIFTH THIRD BANK, a Michigan banking corporation, 
 as Administrative Agent and L/C Issuer 
 ORIGINALLY DATED AS OF
MAY 29, 2009 
  
  
  
 FIFTH THIRD
BANK, as Lead Arranger and Sole Book Runner 
  
  
  
 LOAN AGREEMENT AS AMENDED AND RESTATED BY AN
ASSIGNMENT, 
 ASSUMPTION, AMENDMENT AND RESTATEMENT AGREEMENT DATED AS OF 
 JUNE 1, 2009 AND AS FURTHER AMENDED AND RESTATED BY AN AMENDMENT 
 AND RESTATEMENT
AGREEMENT AND REAFFIRMATION 
 DATED AS OF JUNE 30, 2009 

 Exhibit 10.3 
 TABLE OF CONTENTS 
  

					
	 SECTION
	  	 HEADING
	  	PAGE
			
	 SECTION 1.
	  	DEFINITIONS; INTERPRETATION	  	1
			
	 Section 1.1.
	  	 Definitions
	  	1
	 Section 1.2.
	  	 Interpretation
	  	28
	 Section 1.3.
	  	 Change in Accounting Principles
	  	28
			
	 SECTION 2.
	  	THE LOAN FACILITIES	  	29
			
	 Section 2.1.
	  	 The Term Loans
	  	29
	 Section 2.2.
	  	 Revolving Credit Commitments
	  	29
	 Section 2.3.
	  	 Letters of Credit
	  	29
	 Section 2.4.
	  	 Applicable Interest Rates
	  	32
	 Section 2.5.
	  	 Manner of Borrowing Revolving Loans and Designating Applicable Interest Rates
	  	34
	 Section 2.6.
	  	 Minimum Borrowing Amounts; Maximum Eurodollar Loans
	  	36
	 Section 2.7.
	  	 Maturity of Loans
	  	36
	 Section 2.8.
	  	 Prepayments
	  	38
	 Section 2.9.
	  	 Place and Application of Payments
	  	41
	 Section 2.10.
	  	 Commitment Terminations
	  	43
	 Section 2.11.
	  	 Swing Loans
	  	43
	 Section 2.12.
	  	 Evidence of Indebtedness
	  	45
	 Section 2.13.
	  	 Fees
	  	46
			
	 SECTION 3.
	  	CONDITIONS PRECEDENT	  	47
			
	 Section 3.1.
	  	 All Credit Events
	  	47
	 Section 3.2.
	  	 Initial Credit Event
	  	47
			
	 SECTION 4.
	  	THE COLLATERAL, THE GUARANTY AND THE LIMITED GUARANTY	  	48
			
	 Section 4.1.
	  	 Collateral
	  	48
	 Section 4.2.
	  	 Liens on Real Property
	  	48
	 Section 4.3.
	  	 Limited Guaranty
	  	49
	 Section 4.4.
	  	 Guaranty
	  	49
	 Section 4.5.
	  	 Further Assurances
	  	49
	 Section 4.6.
	  	 Limitation on Collateral
	  	49
			
	 SECTION 5.
	  	REPRESENTATIONS AND WARRANTIES	  	50
			
	 Section 5.1.
	  	 Organization and Qualification
	  	50
	 Section 5.2.
	  	 Authority and Enforceability
	  	50
	 Section 5.3.
	  	 No Material Adverse Change
	  	51
	 Section 5.4.
	  	 Litigation and Other Controversies
	  	51

  

 -i- 

					
	 Section 5.5.
	  	 True and Complete Disclosure
	  	51
	 Section 5.6.
	  	 Use of Proceeds; Margin Stock
	  	51
	 Section 5.7.
	  	 Taxes
	  	51
	 Section 5.8.
	  	 ERISA
	  	52
	 Section 5.9.
	  	 Subsidiaries
	  	52
	 Section 5.10.
	  	 Compliance with Laws
	  	52
	 Section 5.11.
	  	 Environmental Matters
	  	52
	 Section 5.12.
	  	 Investment Company
	  	53
	 Section 5.13.
	  	 Intellectual Property
	  	53
	 Section 5.14.
	  	 Good Title
	  	53
	 Section 5.15.
	  	 Labor Relations
	  	53
	 Section 5.16.
	  	 Capitalization
	  	53
	 Section 5.17.
	  	 Other Agreements
	  	53
	 Section 5.18.
	  	 Governmental Authority and Licensing
	  	53
	 Section 5.19.
	  	 Approvals
	  	54
	 Section 5.20.
	  	 Solvency
	  	54
	 Section 5.21.
	  	 Foreign Assets Control Regulations and Anti-Money Laundering
	  	54
			
	 SECTION 6.
	  	 COVENANTS
	  	54
			
	 Section 6.1.
	  	 Information Covenants
	  	54
	 Section 6.2.
	  	 Inspections
	  	57
	 Section 6.3.
	  	 Maintenance of Property, Insurance, Environmental Matters, etc.
	  	58
	 Section 6.4.
	  	 Preservation of Existence
	  	58
	 Section 6.5.
	  	 Compliance with Laws
	  	58
	 Section 6.6.
	  	 ERISA
	  	59
	 Section 6.7.
	  	 Payment of Taxes
	  	59
	 Section 6.8.
	  	 Contracts with Affiliates
	  	59
	 Section 6.9.
	  	 No Changes in Fiscal Year
	  	60
	 Section 6.10.
	  	 Change in the Nature of Business
	  	61
	 Section 6.11.
	  	 Indebtedness
	  	61
	 Section 6.12.
	  	 Liens
	  	64
	 Section 6.13.
	  	 Consolidation, Merger, Sale of Assets, etc.
	  	67
	 Section 6.14.
	  	 Advances, Investments and Loans
	  	69
	 Section 6.15.
	  	 Restricted Payments
	  	70
	 Section 6.16.
	  	 Limitation on Restrictions
	  	72
	 Section 6.17.
	  	 OFAC
	  	73
	 Section 6.18.
	  	 Operating Accounts
	  	73
	 Section 6.19.
	  	 Financial Covenants
	  	73
	 Section 6.20.
	  	 Post-Closing Rating
	  	74
	 Section 6.21.
	  	 Limitation on Non-Material Subsidiaries
	  	74
			
	 SECTION 7.
	  	 EVENTS OF DEFAULT AND REMEDIES
	  	75
			
	 Section 7.1.
	  	 Events of Default
	  	75

  

 -ii- 

					
	 Section 7.2.
	  	 Non Bankruptcy Defaults
	  	76
	 Section 7.3.
	  	 Bankruptcy Defaults
	  	77
	 Section 7.4.
	  	 Collateral for Undrawn Letters of Credit
	  	77
	 Section 7.5.
	  	 Notice of Default
	  	78
	 Section 7.6.
	  	 Equity Cure
	  	78
			
	 SECTION 8.
	  	CHANGE IN CIRCUMSTANCES AND CONTINGENCIES	  	78
			
	 Section 8.1.
	  	 Funding Indemnity
	  	78
	 Section 8.2.
	  	 Illegality
	  	79
	 Section 8.3.
	  	 Reserved
	  	79
	 Section 8.4.
	  	 Yield Protection
	  	79
	 Section 8.5.
	  	 Substitution of Lenders
	  	81
	 Section 8.6.
	  	 Lending Offices
	  	81
			
	 SECTION 9.
	  	THE ADMINISTRATIVE AGENT	  	81
			
	 Section 9.1.
	  	 Appointment and Authorization of Administrative Agent
	  	81
	 Section 9.2.
	  	 Administrative Agent and its Affiliates
	  	82
	 Section 9.3.
	  	 Action by Administrative Agent
	  	82
	 Section 9.4.
	  	 Consultation with Experts
	  	82
	 Section 9.5.
	  	 Liability of Administrative Agent; Credit Decision
	  	82
	 Section 9.6.
	  	 Indemnity
	  	83
	 Section 9.7.
	  	 Resignation of Administrative Agent and Successor Administrative Agent
	  	84
	 Section 9.8.
	  	 L/C Issuer
	  	84
	 Section 9.9.
	  	 Hedging Liability and Funds Transfer Liability, Deposit Account Liability and Data Processing Obligation Arrangements
	  	84
	 Section 9.10.
	  	 Designation of Additional Administrative Agents
	  	85
	 Section 9.11.
	  	 Authorization to Enter into, and Enforcement of, the Collateral Documents
	  	85
	 Section 9.12.
	  	 Authorization to Release Liens and Limit Amount of Certain Claims
	  	85
			
	 SECTION 10.
	  	MISCELLANEOUS	  	86
			
	 Section 10.1.
	  	 Withholding Taxes
	  	86
	 Section 10.2.
	  	 No Waiver, Cumulative Remedies
	  	88
	 Section 10.3.
	  	 Non-Business Days
	  	88
	 Section 10.4.
	  	 Documentary Taxes
	  	89
	 Section 10.5.
	  	 Survival of Representations
	  	89
	 Section 10.6.
	  	 Survival of Indemnities
	  	89
	 Section 10.7.
	  	 Sharing of Set-Off
	  	89
	 Section 10.8.
	  	 Notices
	  	89
	 Section 10.9.
	  	 Counterparts
	  	90
	 Section 10.10.
	  	 Successors and Assigns; Assignments and Participations
	  	91

  

 -iii- 

					
	 Section 10.11.
	  	 Amendments
	  	94
	 Section 10.12.
	  	 Heading
	  	96
	 Section 10.13.
	  	 Costs and Expenses; Indemnification
	  	96
	 Section 10.14.
	  	 Set-off
	  	96
	 Section 10.15.
	  	 Entire Agreement
	  	97
	 Section 10.16.
	  	 Governing Law
	  	97
	 Section 10.17.
	  	 Severability of Provisions
	  	97
	 Section 10.18.
	  	 Excess Interest
	  	97
	 Section 10.19.
	  	 Construction
	  	98
	 Section 10.20.
	  	 Lender’s Obligations Several
	  	98
	 Section 10.21.
	  	 USA Patriot Act
	  	98
	 Section 10.22.
	  	 Submission to Jurisdiction; Waiver of Jury Trial
	  	98
	 Section 10.23.
	  	 Treatment of Certain Information; Confidentiality
	  	98
			
	 SECTION 11.
	  	AGREEMENT REGARDING LIMITED GUARANTY	  	99
			
	 Section 11.1.
	  	 No Limitation Intended
	  	99
	 Section 11.2.
	  	 Interests in the Limited Guaranty
	  	99
	 Section 11.3.
	  	 Turn-Over
	  	99

  

					
	 EXHIBIT A
	  	—	  	Notice of Payment Request
	 EXHIBIT B
	  	—	  	Notice of Borrowing
	 EXHIBIT C
	  	—	  	Notice of Continuation/Conversion
	 EXHIBIT D-1
	  	—	  	Term A Note
	 EXHIBIT D-2
	  	—	  	Term B Note
	 EXHIBIT D-3
	  	—	  	Revolving Note
	 EXHIBIT D-4
	  	—	  	Swing Note
	 EXHIBIT E
	  	—	  	Compliance Certificate
	 EXHIBIT F
	  	—	  	Assignment and Assumption
			
	 SCHEDULE 1
	  	—	  	Term A Loans, Term B Loans and Revolving Credit Commitments as of the Closing Date
	 SCHEDULE 5.9
	  	—	  	Subsidiaries
	 SCHEDULE 5.16
	  	—	  	Capitalization
	 SCHEDULE 6.8
	  	—	  	Contracts with Affiliates
	 SCHEDULE 6.11
	  	—	  	Indebtedness
	 SCHEDULE 6.12
	  	—	  	Liens
	 SCHEDULE 6.13
	  	—	  	Existing Dispositions
	 SCHEDULE 6.14
	  	—	  	Investments

  

 -iv- 

 Exhibit 10.3 
 LOAN AGREEMENT 
 This Loan Agreement is entered into as of May 29,
2009, by and among FIFTH THIRD PROCESSING SOLUTIONS, LLC, a Delaware limited liability company (the “Borrower”), the various institutions from time to time party to this
Agreement, as Lenders, and FIFTH THIRD BANK, a Michigan banking corporation, as Administrative Agent and L/C Issuer. 
 The Borrower has requested, and the Lenders have agreed to extend, certain credit facilities on the terms and conditions of this Agreement. In consideration of the mutual agreements set forth in this Agreement, the
parties to this Agreement agree as follows: 
 SECTION 1. DEFINITIONS; INTERPRETATION. 
 Section 1.1. Definitions. The following terms when used herein shall have the following meanings: 
 “Acquisition” means any transaction or series of related transactions for the purpose of or resulting, directly or
indirectly, in (a) the acquisition of all or substantially all of the assets of a Person, or of any business or division of a Person, (b) the acquisition of in excess of 50% of the capital stock, partnership interests, membership interests
or equity of any Person (other than a Person that is a Subsidiary), or otherwise causing any Person to become a Subsidiary (other than in connection with the formation or creation of a Subsidiary), or (c) a merger or consolidation or any other
combination with another Person (other than a Person that is already a Subsidiary), provided that the Borrower or a Subsidiary is the surviving entity. 
 “Adjusted LIBOR” means, for any Borrowing of Eurodollar Loans, a rate per annum equal to the greater of: (a) 3.0%
and (b) the quotient of (i) LIBOR, divided by (ii) one minus the Reserve Percentage. 
 “Administrative
Agent” means Fifth Third Bank, a Michigan banking corporation, as contractual representative for itself and the other Lenders and any successor pursuant to Section 9.7 hereof. 
 “Administrative Agent’s Quoted Rate” is defined in Section 2.11(c) hereof. 
 “Administrative Questionnaire” means, with respect to each Lender, an Administrative Questionnaire in a form supplied by
the Administrative Agent and duly completed by such Lender. 
 “Advent” means Advent International Corp.

 “Affected Lender” is defined in Section 8.5 hereof. 
 “Affiliate” means any Person directly or indirectly controlling or controlled by, or under direct or indirect common
control with, another Person. A Person shall be deemed 

  

 -1- 

 
to control another Person for the purposes of this definition if such Person possesses, directly or indirectly, the power to direct, or cause the direction
of, the management and policies of the other Person, whether through the ownership of voting securities, by contract or otherwise; provided that, notwithstanding the foregoing, Fifth Third Bancorp, an Ohio corporation, Fifth Third Ohio, Fifth
Third Holdings, Fifth Third Bank, N.A., and Fifth Third Michigan, in their capacities as Lenders, Administrative Agent (or other named agent) or L/C Issuer, are not “Affiliates” of the Borrower. 
 “Agreement” means this Loan Agreement, as the same may be amended, modified, restated, amended and restated or
supplemented from time to time pursuant to the terms hereof. 
 “Applicable Laws” means, as to any Person,
any law (including common law), statute, regulation, ordinance, rule, order, decree, judgment, consent decree, writ, injunction, settlement agreement or governmental requirement enacted, promulgated or imposed or entered into or agreed by any
Governmental Authority, in each case applicable to or binding on such Person or any of its property or assets or to which such Person or any of its property or assets is subject. 
 “Applicable Margin” means with respect to (a) Base Rate Loans, 4.50%, (b) Eurodollar Loans and Letter of
Credit, 5.50% and (c) the Commitment Fee, .50%. 
 “Application” is defined in Section 2.3(b)
hereof. 
 “Approved Fund” means any Person (other than a natural person) that is engaged in making,
purchasing, holding or otherwise investing in commercial loans and similar extensions of credit in the ordinary course of its business and that is administered or managed by (a) a Lender, (b) an Affiliate of a Lender or (c) an entity
or an Affiliate of an entity that administers or manages a Lender. 
 “Assignment and Assumption” means an
assignment and assumption entered into by a Lender and an Eligible Assignee (with the consent of any party whose consent is required by Section 10.10), and accepted by the Administrative Agent, in substantially the form of
Exhibit F or any other form approved by the Administrative Agent and the Borrower. 
 “Assumed Capital
Leases” means Capital Leases which are assumed by the Borrower in connection with the Transactions, including, without limitation, those Capital Leases which are assumed pursuant to the Asset Identification Process described in
Section 2.12 of the Master Investment Agreement. 
 “Authorized Representative” means those persons
shown on the list of officers provided by the Borrower pursuant to Section 3.2 hereof or on any update of any such list provided by the Borrower to the Administrative Agent, or any further or different officers of the Borrower so named by any
Authorized Representative of the Borrower in a written notice to the Administrative Agent. 
  

 -2- 

 “Available Amount” means, at any time, an amount equal to, without
duplication, (a) the sum of: 
 (i) the amount of any capital contributions or other equity issuances received as cash
equity by the Borrower or any of its Subsidiaries, plus the fair market value, as determined in good faith by the Borrower, of marketable securities or other property received by the Borrower or its Subsidiaries as a capital contribution or in
return for issuances of equity, in each case, during the period from and including the Business Day immediately following the Closing Date through and including such time; and 
 (ii) the amount of cash and the fair market value, as determined in good faith by the Borrower, of marketable securities or other property
received by the Borrower or a Subsidiary by means of the sale or other disposition (other than to the Borrower or a Subsidiary) of investments made by the Borrower or its Subsidiaries pursuant to Sections 6.14(f), (l) or (q) following
the Closing Date and including such time; minus 
 (b) the sum, without duplication, of: 
 (i) the aggregate amount of any investments made by the Borrower or any Subsidiary pursuant to Sections 6.14(f), (l) or
(q) after the Closing Date and prior to such time; and 
 (ii) the aggregate amount of any Distributions made by the
Borrower pursuant to Section 6.15(f) after the Closing Date and prior to such time. 
 “Base Rate” means
for any day the greatest of: (i) the rate of interest announced by the Administrative Agent from time to time as its “prime rate” as in effect on such day, with any change in the Base Rate resulting from a change in said prime rate to
be effective as of the date of the relevant change in said prime rate (it being acknowledged that such rate may not be the Administrative Agent’s best or lowest rate), (ii) the sum of (x) the Federal Funds Rate, plus (y) 1/2 of
1% and (iii) the sum of (x) the Adjusted LIBOR that would be applicable to a Eurodollar Loan with a 1 month Interest Period advanced on such day (or if such day is not a Business Day, the immediately preceding Business Day)
plus (y) 1.00%. 
 “Base Rate Loan” means a Revolving Loan bearing interest at a rate specified
in Section 2.4(b) hereof. 
 “Borrower” is defined in the introductory paragraph of this Agreement.

 “Borrowing” means the total of Revolving Loans of a single type advanced, continued for an additional
Interest Period, or converted from a different type into such type by the Lenders under the Revolving Credit on a single date and, in the case of Eurodollar Loans, for a single Interest Period. Borrowings of Revolving Loans are made 

  

 -3- 

 
and maintained ratably from each of the Lenders under the Revolving Credit according to their Percentages of such Revolving Credit. A Borrowing of Revolving
Loans is “advanced” on the day Lenders advance funds comprising such Borrowing to the Borrower, is “continued” on the date a new Interest Period for the same type of Loans commences for such Borrowing, and is
“converted” when such Borrowing is changed from one type of Loans to the other, all as requested by the Borrower pursuant to Section 2.5(a) hereof. Base Rate Loans and Eurodollar Loans are each a “type” of Revolving Loans.
Borrowings of Swing Loans are made by the Administrative Agent in accordance with the procedures set forth in Section 2.11 hereof. 
 “Business” means “Business” as defined in the Master Investment Agreement. 
 “Business Day” means any day (other than a Saturday or Sunday) on which banks are not authorized or required to close in Cincinnati, Ohio. 
 “Capital Lease” means any lease of Property which in accordance with GAAP is required to be capitalized on the balance
sheet of the lessee. 
 “Capitalized Lease Obligation” means, for any Person, the amount of the liability
shown on the balance sheet of such Person in respect of a Capital Lease determined in accordance with GAAP. 
 “Cash
Equivalents” means, as to any Person: (a) investments in direct obligations of the United States of America or of any agency or instrumentality thereof whose obligations constitute full faith and credit obligations of the United States
of America, provided that any such obligations shall mature within one year of the date of issuance thereof; (b) investments in commercial paper rated at least P-1 by Moody’s or at least A-1 by S&P (or, if at any time neither
Moody’s or S&P shall be rating such obligations, an equivalent rating from another nationally recognized rating service) maturing within 90 days from the date of issuance thereof; (c) investments in certificates of deposit or
bankers’ acceptances issued by any Lender or by any United States commercial bank having capital and surplus of not less than $250,000,000 which have a maturity of one year or less; (d) investments in repurchase obligations with a term of
not more than 7 days for underlying securities of the types described in clause (a) above entered into with any bank meeting the qualifications specified in clause (c) above, provided that, all such agreements require physical
delivery of the securities securing such repurchase agreement, except those delivered through the Federal Reserve Book Entry System; (e) marketable short-term money market or similar securities having a rating of at least P-1 by Moody’s or
A-1 by S&P (or, if at any time neither Moody’s or S&P shall be rating such obligations, an equivalent rating from another nationally recognized rating service) and (f) investments in money market funds that invest solely, and which
are restricted by their respective charters to invest solely, in investments of the type described in the immediately preceding subsections (a), (b), (c), and (d) above. 
 “Cash Flow” means, with reference to any period, the difference (if any) of (a) Net Income for such period plus the
sum of all amounts deducted in arriving at such 

  

 -4- 

 
Consolidated Net Income amount in respect of all charges for (i) depreciation of fixed assets and amortization of intangible assets for such period and
(ii) all other non-cash charges or expenses deducted in computing Consolidated Net Income for such period minus (plus) (b) additions (reductions) to non-cash working capital of the Borrower and its Subsidiaries for such period (i.e., the
increase or decrease in consolidated non-cash current assets of the Borrower and its Subsidiaries minus the consolidated current liabilities (excluding the current maturities of long-term debt) of the Borrower and its Subsidiaries from the beginning
to the end of such period) minus (c) all non-cash gains or benefits added in computing Net Income for such period. 
 “Cash Management Services” means treasury, depository, overdraft, credit or debit card, including noncard payables services, purchase card, electronic funds transfer, automated clearing house fund transfer services, other
cash management services and all services performed by any of the Lenders or their Affiliates under the Clearing Agreement. 
 “CERCLA” means the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended by the Superfund Amendments and Reauthorization Act of 1986, 42 U.S.C. §§9601 et seq.,
and any future amendments. 
 A “Change of Control” shall be deemed to have occurred if the Permitted
Investors cease to have the power, directly or indirectly, to vote or direct the voting of the Voting Stock of the Borrower; provided that the occurrence of the foregoing event shall not be deemed a Change of Control if, (a) any time
prior to the consummation of a Qualified Public Offering, and for any reason whatsoever, (A) the Permitted Investors otherwise have the right, directly or indirectly, to designate (and do so designate) a majority of the board of directors of
the Borrower or (B) the Permitted Investors own, directly or indirectly, of record and beneficially an amount of Voting Stock of the Borrower that is equal to or more than 50% of the amount of Voting Stock of the Borrower owned, directly or
indirectly, by the Permitted Investors of record and beneficially as of the Closing Date (determined by taking into account any stock splits, stock dividends or other events subsequent to the Closing Date that changed the amount of Voting Stock, but
not the percentage of Voting Stock, held by the Permitted Investors) and such ownership by the Permitted Investors represents the largest single block of Voting Stock of the Borrower held by any person or related group for purposes of
Section 13(d) of the Securities Exchange Act of 1934, or 
 (b) at any time after the consummation of a Qualified
Public Offering, and for any reason whatsoever, (A) no “person” or “group” (as such terms are used in Sections 13(d) and 14(d) of the Securities Exchange Act of 1934 as in effect on the date hereof, but
excluding any employee benefit plan of such Person and its subsidiaries, and any Person or entity acting in its capacity as trustee, agent or other fiduciary or administrator of any such plan), excluding the Permitted Investors, shall become the
“beneficial owner” (as defined in Rules 13(d)-3 and 13(d)-5 under such Act), directly or indirectly, of more than the greater of (x) 35% of outstanding Voting Stock of the Borrower and (y) the percentage of the then
outstanding Voting Stock of the Borrower 

  

 -5- 

 
owned, directly or indirectly, beneficially and of record by the Permitted Investors, and (B) during each period of 12 consecutive months, a majority of
natural persons who are members of the board of directors (or similar governing body) of the Borrower shall consist of the same persons who are members of the board of directors (or similar governing body) of the Borrower on the Closing Date
(together with any new or replacement directors (or similar persons) whose initial nomination for election was approved or recommended by either the Permitted Investors or by a majority of the directors (or similar persons) who were either directors
(or similar persons) on the Closing Date or previously so approved or recommended). 
 “Clearing Agreement”
means Clearing, Settlement and Sponsorship Services Agreement by and between the Borrower and Fifth Third Ohio dated as of June 30, 2009, as the same may be amended, modified, supplemented, restated or amended and restated from time to
time. 
 “Closing Date” means the “Effective Date” as defined in the Amendment and
Restatement Agreement and Reaffirmation dated as of June 30, 2009 among Borrower, Holdco, Fifth Third Holdings and Fifth Third Michigan. 
 “CMC” means Card Management Company, LLC, an Indiana limited liability company. 
 “Code” means the Internal Revenue Code of 1986, as amended, and any successor statute thereto. 
 “Collateral” means all properties, rights, interests, and privileges from time to time subject to the Liens granted to the Administrative Agent, or any security trustee therefor, by the Collateral Documents. 
 “Collateral Account” is defined in Section 7.4 hereof. 
 “Collateral Documents” means the Security Agreement and all other mortgages, deeds of trust, security agreements, pledge
agreements, account control agreements, assignments, financing statements and other documents pursuant to which Liens are granted to the Administrative Agent or such Liens are perfected, and as shall from time to time secure the Obligations, the
Hedging Liability, and the Funds Transfer Liability, Deposit Account Liability and Data Processing Obligations, or any part thereof. 
 “Commitment Fee” is defined in Section 2.13(a) hereof. 
 “Consolidated
EBITDA” means, for any period, the Consolidated Net Income for such period, plus: 
 (a) without duplication and to
the extent already deducted (and not added back) in arriving at such Consolidated Net Income, the sum of the following amounts for such period: 
  

 -6- 

 (i) interest expense and, to the extent not reflected in such interest expense, unused
line fees and letter of credit fees payable hereunder, 
 (ii) provision for taxes based on income, profits or capital,
including federal, foreign, state, franchise, excise and similar taxes paid or accrued during such period (including in respect of repatriated funds), including Distributions made to Holdco to permit it to make Quarterly Distributions, 

(iii) depreciation and amortization, including amortization of intangible assets established through purchase accounting and
amortization of deferred financing fees or costs, 
 (iv) any expenses or charges (other than depreciation or amortization
expense) related to any equity offering, investment, acquisition, disposition, recapitalization or the incurrence or repayment of Indebtedness (including a refinancing or amendment, waiver or other modification thereof), in each case, permitted
under this Agreement (whether or not successful), 
 (v) Non-Cash Charges, 
 (vi) extraordinary losses in accordance with GAAP, 
 (vii)(a) all Stand Alone Costs (including those funded by Fifth Third Ohio) incurred during the first three years following the
Closing Date and all other Transaction Expenses and (b) all amounts invoiced by Fifth Third Ohio to the Borrower pursuant to the Transition Services Agreement (as defined in the Master Investment Agreement); provided that, amounts under
clause (b) hereof shall not exceed $25,000,000 for such period, 
 (viii) operating expenses attributable to the
implementation of cost savings initiatives, severance, relocation costs, integration and facilities’ opening costs, signing costs, retention or completion bonuses, transition costs and costs related to closure/consolidation/separation of
facilities and systems and in an aggregate amount not to exceed $25,000,000 for such period, 
 (ix) the amount of any
minority interest expense consisting of subsidiary income attributable to minority equity interests of third parties in any non-Wholly-Owned Subsidiary, and 
 (x) the amount of management, monitoring, consulting, transaction and advisory fees and related expenses paid in such period to 

  

 -7- 

 
the Existing Shareholders to the extent otherwise permitted under Section 6.8(a); less 
 (b) without duplication and to the extent included in arriving at such Consolidated Net Income, the sum of the following amounts for such
period: 
 (i) extraordinary gains and unusual or non-recurring gains, and 
 (ii) non-cash gains (excluding any non-cash gain to the extent it represents the reversal of an accrual or reserve for a potential cash
item that reduced Consolidated EBITDA in any prior period); provided, in each case, that if any non-cash gain represents an accrual or asset for future cash items in any future period, the cash payment in respect thereof shall in such future
period be added to Consolidated EBITDA for such period to the extent excluded from Consolidated EBITDA in any prior period, 
 (c) increased or decreased by (without duplication): 
 (i) any net gain or loss resulting in such period from
Hedging Obligations and the application of Statement of Financial Accounting Standards No. 133 and International Accounting Standards No. 39 and their respective related pronouncements and interpretations; plus or minus, as applicable, and

 (ii) any net gain or loss resulting in such period from currency translation gains or losses related to currency
remeasurements of indebtedness (including any net loss or gain resulting from hedge agreements for currency exchange risk), 
 in each case,
as determined on a consolidated basis for the Borrower and its Subsidiaries in accordance with GAAP. 
 “Consolidated
Net Income” means, for any period, the net income (loss) of the Borrower and its Subsidiaries for such period determined on a consolidated basis in accordance with GAAP, excluding, without duplication, (a) the cumulative effect of
a change in accounting principles during such period to the extent included in net income (loss), (b) accruals and reserves that are established or adjusted as a result of the transactions contemplated herein in accordance with GAAP or changes
as a result of the adoption or modification of accounting policies during such period and (c) non-cash, equity-based award compensation expenses (including with respect to any interest relating to membership interests in any partnership or
limited liability company). 
 “Contingent Obligation” means as to any Person, any obligation of such Person
guaranteeing or intended to guarantee any Indebtedness (“primary obligations”) of any other Person (the “primary obligor”) in any manner, whether directly or indirectly, including, without limitation, any obligation
of such Person, whether or not contingent, 

  

 -8- 

 
(i) to purchase any such primary obligation or any Property constituting direct or indirect security therefor, (ii) to advance or supply funds
(x) for the purchase or payment of any such primary obligation or (y) to maintain working capital or equity capital of the primary obligor or otherwise to maintain the net worth or solvency of the primary obligor, (iii) to purchase
property, securities or services primarily for the purpose of assuring the owner of any such primary obligation of the ability of the primary obligor to make payment of such primary obligation or (iv) otherwise to assure or hold harmless the
holder of such primary obligation against loss in respect thereof; provided, however, that the term Contingent Obligation shall not include endorsements of instruments for deposit or collection in the ordinary course of business. The amount
of any Contingent Obligation shall be deemed to be an amount equal to the stated or determinable amount of the primary obligation in respect of which such Contingent Obligation is made or, if not stated or determinable, the maximum reasonably
anticipated liability in respect thereof (assuming such Person is required to perform thereunder) as determined by such Person in good faith. 
 “Controlled Group” means all members of a controlled group of corporations and all trades or businesses (whether or not incorporated) under common control which, together with the Borrower, are
treated as a single employer under Section 414 of the Code. 
 “Credit” means any of the Revolving
Credit, the Term A Credit and the Term B Credit. 
 “Credit Event” means the advancing of any Loan
or the issuance of, or increase in the amount of, any Letter of Credit. 
 “Cure Amount” is defined in
Section 7.6 hereof. 
 “Cure Right” is defined in Section 7.6 hereof. 
 “Damages” means all damages including, without limitation, punitive damages, liabilities, costs, expenses, losses,
judgments, diminutions in value, fines, penalties, demands, claims, cost recovery actions, lawsuits, administrative proceedings, orders, response action, removal and remedial costs, compliance costs, investigation expenses, consultant fees,
attorneys’ and paralegals’ fees and litigation expenses. 
 “Default” means any event or condition
the occurrence of which would, with the passage of time or the giving of notice, or both, constitute an Event of Default. 
 “Defaulting Lender” means any Lender that (a) has failed to fund any portion of the Loans, participations in Reimbursement Obligations or participations in Swing Loans required to be funded by it hereunder within one
Business Day of the date required to be funded by it hereunder unless such failure has been cured, (b) has otherwise failed to pay over to the Administrative Agent or any other Lender any other amount required to be paid by it hereunder within
one Business Day of the date when due, unless the subject of 

  

 -9- 

 
a good faith dispute or unless such failure has been cured, or (c) has been deemed insolvent or become the subject of a receivership, bankruptcy or
insolvency proceeding. 
 “Departing Administrative Agent” is defined in Section 9.7 hereof. 

“Disposition” means the sale, lease, conveyance or other disposition of Property pursuant to Section 6.13(g).

 “Distribution” has the meaning provided in Section 6.15 hereof. 
 “Dollars” and “$” each means the lawful currency of the United States of America. 
 “Domestic Holding Company” means any Domestic Subsidiary of Borrower that is treated as a disregarded entity for U.S.
federal income tax purposes and all of its assets (other than immaterial assets) consist of the equity interests of one or more Foreign Subsidiaries that are controlled foreign corporations within the meaning of Section 957 of the Code.

 “Domestic Subsidiary” means each Subsidiary of the Borrower that is organized under the Applicable Laws of
the United States, any state or territory thereof, or the District of Columbia. 
 “EFT Business” means
“EFT Business” as defined in the Master Investment Agreement. 
 “Eligible Assignee” means
(a) a Lender, (b) an Affiliate of a Lender, (c) Advent and any of its Affiliates, (d) an Approved Fund, and (e) any other Person (other than a natural person) approved by (i) the Administrative Agent, (ii) in the
case of any assignment of a Revolving Credit Commitment, the L/C Issuer, and (iii) unless an Event of Default has occurred and is continuing under Section 7.1(a), (j) or (k) hereof, the Borrower (each such approval not to be
unreasonably withheld or delayed); provided that, notwithstanding the foregoing, “Eligible Assignee” shall not include the Borrower, any of the Borrower’s Subsidiaries, or any of the Prohibited Lenders; provided further
that, notwithstanding the foregoing, “Eligible Assignee” shall include the Borrower solely to the extent that no cash consideration is paid by the Borrower in connection with such assignment. 
 “Environmental Claim” means any investigation, written notice, violation, written demand, written allegation, action,
suit, injunction, judgment, order, consent decree, penalty, fine, lien, proceeding or claim (whether administrative, judicial or private in nature) arising (a) pursuant to, or in connection with an actual or alleged violation of, any
Environmental Law, (b) from any actual or threatened abatement, removal, remedial, corrective or response action in connection with the Release of Hazardous Material, Environmental Law or order of a Governmental Authority under Environmental
Law or 

  

 -10- 

 
(c) from any actual or alleged damage, injury, threat or harm to human health or safety as it relates to exposure to Hazardous Materials, natural
resources or the environment. 
 “Environmental Law” means any current or future Applicable Law pertaining to
(a) the protection of the environment, or health and safety as it relates to exposure to Hazardous Materials, (b) the protection of natural resources and wildlife, (c) the protection of surface water or groundwater quality,
(d) the management, manufacture, possession, presence, use, generation, transportation, treatment, storage, disposal, Release, threatened Release, abatement, removal, remediation or handling of, or exposure to, any Hazardous Material or
(e) any Release of Hazardous Materials to air, land, surface water or groundwater, and any amendment, rule, regulation, order or directive issued thereunder. 
 “ERISA” means the Employee Retirement Income Security Act of 1974, as amended, or any successor statute thereto.

 “Eurodollar Loan” means a Revolving Loan bearing interest at the rate specified in Section 2.4(c)
hereof. 
 “Event of Default” means any event or condition identified as such in Section 7.1 hereof.

 “Event of Loss” means, with respect to any Property, any of the following: (a) any loss, destruction
or damage of such Property or (b) any condemnation, seizure, or taking, by exercise of the power of eminent domain or otherwise, of such Property, or confiscation of such Property. 
 “Excess Cash Flow” means, with respect to any period, the amount (if any) by which (a) Cash Flow during such period
exceeds (b) the sum of (i) the aggregate amount of payments required to be made or otherwise paid by the Borrower and its Subsidiaries during such period in respect of all principal on all Indebtedness (whether at maturity, as a result of
mandatory prepayment, acceleration or otherwise, but excluding voluntary prepayments of the Loans and prepayments of the Loans made out of Excess Cash Flow), plus, to the extent each of the following is not deducted in computing Consolidated Net
Income, 
 (A) without duplication of amounts deducted pursuant to clause (D) below in a prior period, capital
expenditures of the Borrower and its Subsidiaries made in cash, 
 (B) without duplication of amounts deducted pursuant to
clause (D) below in a prior period, the amount of investments made by the Borrower and its Subsidiaries pursuant to Section 6.14 (other than as permitted under clauses (b), (d) and (e) thereof), 
  

 -11- 

 (C) cash losses from any sale or disposition outside the ordinary course of business,

 (D) without duplication of amounts deducted from Excess Cash Flow in a prior period, the aggregate consideration required
to be paid in cash by the Borrower and its Subsidiaries pursuant to binding contracts (the “Contract Consideration”) entered into prior to or during such period relating to Permitted Acquisitions or capital expenditures to be
consummated or made during the period of four consecutive fiscal quarters of the Borrower following the end of such period, and 
 (E) the sum of all Distributions made to Holdco for the sole purpose of permitting Holdco to make Quarterly Distributions required to be made by it during such period. 
 “Excess Interest” is defined in Section 10.18 hereof. 
 “Excluded Equity Interests” means (a) any capital stock or other equity interests of any Person with respect to
which, in the reasonable judgment of the Administrative Agent, the cost or other consequences (including any adverse tax consequences) of pledging such equity interests shall be excessive in view of the benefits to be obtained by the Lenders
therefrom, (b) solely in the case of any pledge of equity interests of any First-Tier Foreign Subsidiary or Domestic Holding Company to secure the Obligations, any equity interests in excess of 65% of the outstanding equity interests of such
First-Tier Foreign Subsidiary or Domestic Holding Company, and (c) any equity interests to the extent the pledge thereof would be prohibited by any applicable law or contractual obligation (only to the extent such prohibition is applicable and
not rendered ineffective). 
 “Excluded Property” means (a) any Excluded Equity Interests, (b) any
property to the extent that the grant of a Lien thereon is prohibited by applicable law or contractual obligation or requires a consent not obtained of any governmental authority pursuant to such applicable law or any third party pursuant to any
contract between the Borrower or any Subsidiary and such third party, (c) United States intent-to-use trademark applications to the extent that, and solely during the period in which, the grant of a Lien thereon would impair the validity or
enforceability of such intent-to-use trademark applications under applicable United States federal law, (d) local petty cash deposit accounts maintained by the Borrower and its Subsidiaries in proximity to their operations; provided that
the total amount on deposit at any one time shall not exceed $10,000,000.00 in the aggregate, (e) payroll accounts maintained by the Borrower and its Subsidiaries; provided that the total amount on deposit at any time does not exceed the
current amount of the Borrower or any Subsidiary’s payroll obligation, as applicable, (f) all vehicles and other assets subject to certificates of title, (g) Property that is subject to a Lien securing a purchase money obligation or
Capitalized Lease Obligation permitted to be incurred pursuant to this Agreement, if the contract or other agreement in which such Lien is granted (or the documentation providing for such purchase money obligation or Capitalized Lease Obligation)
validly prohibits the creation of any other Lien on such Property, (h) any 

  

 -12- 

 
interest in joint ventures and non-Wholly owned Subsidiaries which cannot be pledged without the consent of one or more third parties, (i) any leasehold
real property, (j) the Settlement Account and the Reserve Account, as such terms are defined in the Clearing Agreement, and similar accounts pursuant to similar sponsorship, clearinghouse and/or settlement arrangements and all cash in such
accounts, and (k) any direct proceeds, substitutions or replacements of any of the foregoing, but only to the extent such proceeds, substitutions or replacements would otherwise constitute Excluded Property. 
 “Excluded Subsidiary” means (a) any Subsidiary that is prohibited by any applicable law or contractual obligation
from guaranteeing or providing collateral for the Obligations (only to the extent such prohibition is applicable and not rendered ineffective), (b) any Domestic Holding Company, solely to the extent that adverse tax consequences to Borrower and
its Subsidiaries would result from such Domestic Holding Company providing Collateral hereunder or guaranteeing the Obligations, (c) any Foreign Subsidiary, (d) any Subsidiary that is not a Material Subsidiary and (e) any other
Subsidiary with respect to which, in the reasonable judgment of the Administrative Agent, the cost or other consequences (including any adverse tax consequences) of providing Collateral or guaranteeing the Obligations shall be excessive in view of
the benefits to be obtained by the Lenders therefrom. 
 “Existing Shareholders” means Advent and its
Affiliates and Fifth Third Ohio and its Affiliates. 
 “Federal Funds Rate” means, for any day, the weighted
average of the rates on overnight Federal funds transactions with members of the Federal Reserve System arranged by Federal funds brokers, as published on the next succeeding Business Day by the Federal Reserve Bank of New York, or, if such
rate is not so published for any day that is a Business Day, the rate determined by the Administrative Agent to be the average (rounded upward, if necessary, to the next higher 1/100 of 1%) of the rates per annum quoted to the Administrative Agent
at approximately 10:00 a.m. (Cincinnati time) (or as soon thereafter as is practicable) on such day (or, if such day is not a Business Day, on the immediately preceding Business Day) by two or more Federal funds brokers selected by the
Administrative Agent for sale to the Administrative Agent at face value of Federal funds in the secondary market in an amount equal or comparable to the principal amount owed to the Administrative Agent for which such rate is being determined.

 “Fifth Third Ohio” means Fifth Third Bank, an Ohio banking corporation. 
 “Fifth Third Holdings” means Fifth Third Holdings, LLC, a Delaware limited liability company. 
 “Fifth Third Michigan” means Fifth Third Bank, a Michigan banking corporation. 
  

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 “First-Tier Foreign Subsidiary” means a Foreign Subsidiary, the equity
interests of which are directly owned by the Borrower or a Domestic Subsidiary that is not a Subsidiary of a Foreign Subsidiary. 
 “Fixed Rate” means nine and one-half of one percent (9.5%) per annum. 
 “Foreign
Subsidiary” means each Subsidiary of the Borrower that is not a Domestic Subsidiary. 
 “Funds Transfer
Liability, Deposit Account Liability and Data Processing Obligations” means the liability of the Borrower or any of its Subsidiaries owing to any of the Lenders, or any Affiliates of such Lenders, arising out of (a) the execution or
processing of electronic transfers of funds by automatic clearing house transfer, wire transfer or otherwise to or from the deposit accounts of the Borrower and/or any Subsidiary now or hereafter maintained with any of the Lenders or their
Affiliates, (b) the acceptance for deposit or the honoring for payment of any check, draft or other item with respect to any such deposit accounts, (c) any other deposit, disbursement, and Cash Management Services afforded to the Borrower
or any such Subsidiary by any of such Lenders or their Affiliates, and (d) the Master Data Processing Agreement between the Borrower and Fifth Third Bancorp, an Ohio corporation, dated June 30, 2009, as amended, modified, supplemented or
restated from time to time. 
 “GAAP” means generally accepted accounting principles in the United States of
America, as in effect from time to time. 
 “Governmental Authority” means the government of the United
States of America, any other nation or any political subdivision thereof, whether state or local, and any agency, authority, instrumentality, regulatory body, central bank or other entity exercising executive, legislative, judicial, taxing,
regulatory or administrative powers or functions of or pertaining to the United States government. 
 “Guarantor” is defined in Section 4.4 hereof. 
 “Guaranty” is defined in
Section 4.4 hereof. 
 “Hazardous Material” means any (a) asbestos, polychlorinated biphenyls and
petroleum (including crude oil or any fraction thereof) and (b) any substance, waste or material classified or regulated as “hazardous,” “toxic,” “contaminant” or “pollutant” or words of like import
pursuant to an applicable Environmental Law. 
 “Hedge Agreement” means any interest rate, currency or
commodity swap agreements, cap agreements, collar agreements, floor agreements, exchange agreements, forward contracts, option contracts or similar interest rate or currency or commodity hedging arrangements. 
  

 -14- 

 “Hedging Liability” means Hedging Obligations owing to any of the
Lenders, or any Affiliates of such Lenders. 
 “Hedging Obligations” means, with respect to any Person, the
obligations of such Person under Hedge Agreements. 
 “Holdco” means FTPA Holding, LLC, a Delaware limited
liability company. 
 “Holdco LLC Agreement” means the Limited Liability Company Agreement of Holdco, dated
as of February 24, 2009, created by Fifth Third Ohio, as amended and restated pursuant to that certain Amended and Restated Limited Liability Company Agreement by and among Advent - Kong Blocker Corp., a Delaware corporation, Fifth Third Ohio,
FTPA Partners, LLC, a Delaware limited liability company, Holdco and each other member of Holdco pursuant to the terms of such agreement, dated as of June 30, 2009. 
 “Hostile Acquisition” means the acquisition of the capital stock or other equity interests of a Person through a tender
offer or similar solicitation of the owners of such capital stock or other equity interests which has not been approved (prior to such acquisition) by resolutions of the Board of Directors of such Person or by similar action if such Person is not a
corporation, and, if such acquisition has been so approved, as to which such approval has been withdrawn. 
 “Indebtedness” means for any Person (without duplication): 
 (a) all indebtedness of such Person
for borrowed money, whether current or funded, or secured or unsecured, 
 (b) all indebtedness for the deferred purchase
price of Property, 
 (c) all indebtedness secured by a purchase money mortgage or other Lien to secure all or part of the
purchase price of Property subject to such mortgage or Lien, 
 (d) all obligations under leases which shall have been or must
be, in accordance with GAAP, recorded as Capital Leases in respect of which such Person is liable as lessee, other than such obligations related to Assumed Capital Leases, 
 (e) any liability in respect of banker’s acceptances or letters of credit, 
 (f) any indebtedness, whether or not assumed, of the types described in clauses (a) through (c) above or clauses (g) and
(h) below, secured by Liens on Property acquired by such Person at the time of acquisition thereof, 
  

 -15- 

 (g) all obligations under any so-called “synthetic lease” transaction entered
into by such Person, and 
 (h) all Contingent Obligations in respect of indebtedness of the types described in
clauses (a) through (g) hereof, 
 provided, that the term “Indebtedness” shall not include (i) trade payables
arising in the ordinary course of business, (ii) any earn-out obligation until such obligations become a liability on the balance sheet of such Person in accordance with GAAP, (iii) prepaid or deferred revenue arising in the ordinary
course of business, and (iv) purchase price holdbacks arising in the ordinary course of business in respect of a portion of the purchase price of an asset to satisfy warrants or other unperformed obligations of the seller of such asset.

 “Information” has the meaning provided in Section 10.23. 
 “Initial Lenders” means Fifth Third Holdings and Fifth Third Michigan. 
 “Initial Term A Loan Amount” means $1,000,000,000.00. 
 “Initial Term B Loan Amount” means $250,000,000.00. 
 “Interest Expense” means, with reference to any period, (a) the sum of all interest charges (including imputed
interest charges with respect to Capitalized Lease Obligations (other than imputed interest charges to the extent related to Assumed Capital Leases) and all amortization of debt discount and expense) of the Borrower and its Subsidiaries payable in
cash for such period determined on a consolidated basis in accordance with GAAP but excluding (i) any non-cash interest expense attributable to the movement in the mark to market valuation of Hedging Obligations or other derivative instruments
pursuant to GAAP, amortization of deferred financing fees, debt issuance costs, commissions, fees and expenses, and (ii) any expensing of bridge, commitment and other financing fees minus (b) interest income of the Borrower and its
Subsidiaries for such period determined on a consolidated basis in accordance with GAAP. 
 “Interest Period”
means, with respect to Eurodollar Loans and Swing Loans under the Revolving Credit, the period commencing on the date a Borrowing of Eurodollar Loans or Swing Loans is advanced, continued or created by conversion and ending: (a) in the case of
a Eurodollar Loan, 1, 2 or 3 months thereafter, and (b) in the case of a Swing Loan, on the last day of the calendar month in which such Swing Loan was advanced; provided, however, that: 
 (i) no Interest Period with respect to any Swing Loan shall extend beyond the Revolving Credit Termination Date; 
 (ii) whenever the last day of any Interest Period would otherwise be a day that is not a Business Day, the last day of such Interest
Period shall be 

  

 -16- 

 
extended to the next succeeding Business Day, provided that, if such extension would cause the last day of an Interest Period for a Borrowing of
Eurodollar Loans to occur in the following calendar month, the last day of such Interest Period shall be the immediately preceding Business Day; and 
 (iii) for purposes of determining an Interest Period for a Borrowing of Eurodollar Loans, a month means a period starting on one day in a calendar month and ending on the numerically corresponding day in the next
calendar month; provided, however, that if there is no numerically corresponding day in the month in which such an Interest Period is to end or if such an Interest Period begins on the last Business Day of a calendar month, then such Interest
Period shall end on the last Business Day of the calendar month in which such Interest Period is to end. 
 “L/C
Backstop” means, in respect of any Letter of Credit, (a) a letter of credit delivered to the L/C Issuer which may be drawn by the L/C Issuer to satisfy any obligations of the Borrower in respect of such Letter of Credit or
(b) cash or Cash Equivalents deposited with the L/C Issuer to satisfy any obligation of the Borrower in respect of such Letter of Credit, in each case, in an amount not to exceed 100% of the undrawn face amount and any unpaid Reimbursement
Obligations with respect to such Letter of Credit and on terms and pursuant to arrangements (including, if applicable, any appropriate reimbursement agreement) reasonably satisfactory to the respective L/C Issuer. 
 “L/C Issuer” means Fifth Third Michigan. 
 “L/C Obligations” means the aggregate undrawn face amounts of all outstanding Letters of Credit and all unpaid
Reimbursement Obligations. 
 “L/C Sublimit” means $25,000,000.00, as reduced pursuant to the terms hereof.

 “Lenders” means and includes the Initial Lenders and the other banks, financial institutions and other
lenders from time to time party to this Agreement, including each assignee Lender pursuant to Section 10.10 hereof. 
 “Lending Office” is defined in Section 8.6 hereof. 
 “Letter of Credit” is
defined in Section 2.3(a) hereof. 
 “Leverage Ratio” means, as of the date of determination thereof,
the ratio of Total Funded Debt of the Borrower and its Subsidiaries as of such date to Consolidated EBITDA for the period of four fiscal quarters then ended. 
 “LIBOR” means, for an Interest Period for any Borrowing of Eurodollar Loans, (a) the LIBOR Index Rate for such
Interest Period, if such rate is available, and (b) if the LIBOR Index Rate cannot be determined, the arithmetic average of the rates of interest 

  

 -17- 

 
per annum (rounded upwards, if necessary, to the nearest 1/100 of 1%) at which deposits in Dollars in immediately available funds are offered to the
Administrative Agent at 11:00 a.m. (London, England time) 2 Business Days before the beginning of such Interest Period by 3 or more major banks in the interbank eurodollar market selected by the Administrative Agent for delivery on
the first day of and for a period equal to such Interest Period and in an amount equal or comparable to the principal amount of the Eurodollar Loan scheduled to be made by the Administrative Agent as part of such Borrowing. 
 “LIBOR Index Rate” means, for an Interest Period for any Borrowing of Eurodollar Loans, the rate per annum (rounded
upwards, if necessary, to the next higher one hundred-thousandth of a percentage point) for deposits in Dollars for a period equal to such Interest Period, which appears on the Reuters Screen LIBOR01 Page as of 11:00 a.m. (London, England time)
on the day 2 Business Days before the commencement of such Interest Period. 
 “Lien” means any deed of
trust, mortgage, lien, security interest, pledge, charge or encumbrance in the nature of security in respect of any Property, including the interests of a vendor or lessor under any conditional sale, Capital Lease or other title retention
arrangement. 
 “Limited Guarantor” means Fifth Third Bank, an Ohio banking corporation. 
 “Limited Guaranty” is defined in Section 4.3 hereof. 
 “Loan” means any Revolving Loan, Term A Loan, Term B Loan or Swing Loan. 
 “Loan Documents” means this Agreement, the Notes (if any), the Guaranty, the Limited Guaranty and the Collateral
Documents. 
 “Loan Parties” means the Borrower and each Guarantor but not including the Limited Guarantor.

 “Master Investment Agreement” means the Master Investment Agreement dated March 27, 2009, among
Fifth Third Ohio, the Borrower, Holdco and Advent-Kong Blocker Corp., a Delaware corporation. 
 “Material Adverse
Effect” means (a) a material adverse change in, or material adverse effect upon, the operations, business, Property, or financial condition of the Borrower and its Subsidiaries taken as a whole, or (b) a material adverse effect
upon (i) the legality, validity, binding effect or enforceability against the Borrower or any Subsidiary of any Loan Document or the rights and remedies of the Administrative Agent and the Lenders thereunder or (ii) the perfection or
priority of any Lien granted under a Collateral Document; provided that the occurrence of the foregoing change or effect shall not be deemed a Material Adverse Effect if such change or effect (x) occurs in connection 

  

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with any Regulatory Event at any Lender or (y) is a change or effect that is authorized under the Clearing Agreement (or results from conduct authorized
under such agreement). 
 “Material Plan” is defined in Section 7.1(h) hereof. 
 “Material Subsidiary” shall mean and include (i) each Subsidiary that is a Domestic Subsidiary, except any
Subsidiary that is a Domestic Subsidiary and does not have (together with its Subsidiaries) (a) at any time, consolidated total assets that constitute more than 5% of the consolidated total assets of the Borrower and its Subsidiaries at such
time and (b) net income in accordance with GAAP for any four consecutive fiscal quarters of the Borrower ending on or after December 31, 2009, that constitute more than 5% of the consolidated net income in accordance with GAAP of the
Borrower and its Subsidiaries during such period and (ii) each Domestic Subsidiary that the Borrower has designated to the Administrative Agent in writing as a Material Subsidiary. 
 “Maximum Rate” is defined in Section 10.18 hereof. 
 “Moody’s” means Moody’s Investors Service, Inc. 
 “Net Cash Proceeds” means, with respect to any mandatory prepayment event pursuant to Section 2.8(d), (a) the
gross cash and cash equivalent proceeds (including payments from time to time in respect of installment obligations, if applicable) received by or on behalf of the Borrower or any of its Subsidiaries in respect of such prepayment event or issuance,
as the case may be, less (b) the sum of: 
 (i) the Borrower’s good faith estimate of taxes paid or payable in
connection with any such prepayment event, 
 (ii) the amount of any reasonable reserve established in accordance with GAAP
against any liabilities (other than any taxes deducted pursuant to clause (i) above) (x) associated with the assets that are the subject of such prepayment event and (y) retained by the Borrower (or any of its members or direct or
indirect parents) or any of the Subsidiaries, including, with respect to Net Cash Proceeds from a Disposition, liabilities under any indemnification obligations or purchase price adjustment associated with such Disposition and other liabilities
associated with the asset disposed of and retained by the Borrower or any of its Subsidiaries after such Disposition, including pension and other post-employment benefit liabilities and liabilities related to environmental matters provided
that the amount of any subsequent reduction of such reserve (other than in connection with a payment in respect of any such liability) shall be deemed to be Net Cash Proceeds of such a prepayment event occurring on the date of such reduction,

  

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 (iii) the amount of any Indebtedness secured by a Lien permitted hereunder on the assets
that are the subject of such prepayment repaid upon consummation of such prepayment event, and 
 (iv) reasonable and
customary costs and fees payable in connection therewith. 
 “Non-Cash Charges” means (a) any impairment
charge or asset write-off or write-down related to intangible assets (including goodwill), long-lived assets, and investments in debt and equity securities pursuant to GAAP, (b) all non-cash losses from investments recorded using the equity
method, (c) all Non-Cash Compensation Expenses, (d) the non-cash impact of purchase accounting, and (e) all other non-cash charges (provided, in each case, that if any non-cash charges represent an accrual or reserve for
potential cash items in any future period, the cash payment in respect thereof in such future period shall be subtracted from Consolidated EBITDA to such extent, and excluding amortization of a prepaid cash item that was paid in a prior period).

 “Non-Cash Compensation Expense” means any non-cash expenses and costs that result from the issuance of
stock-based awards, limited liability company or partnership interest-based awards and similar incentive-based compensation awards or arrangements. 
 “Non-Consenting Lender” as defined in Section 10.11(b). 
 “Note” and “Notes” means and includes the Revolving Notes, the Term A Notes, the Term B Notes and the Swing Note. 
 “Notice of Intent to Cure” is defined in Section 7.6 hereof. 
 “Obligations” means all obligations of the Borrower to pay principal and interest on the Loans, all Reimbursement
Obligations owing under the Applications, all fees and charges payable hereunder, and all other payment obligations of the Borrower or any of its Subsidiaries arising under or in relation to any Loan Document, in each case whether now existing or
hereafter arising, due or to become due, direct or indirect, absolute or contingent, and howsoever evidenced, held or acquired. 
 “Participant” is defined in Section 10.10(d) hereof. 
 “Participating
Interest” is defined in Section 2.3(d) hereof. 
 “Participating Lender” is defined in
Section 2.3(d) hereof. 
 “Patriot Act” is defined in Section 5.21(b) hereof. 
 “PBGC” means the Pension Benefit Guaranty Corporation or any Person succeeding to any or all of its functions under
ERISA. 
  

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 “Percentage” means for any Lender its Revolver Percentage, Term A
Loan Percentage or Term B Loan Percentage, as applicable; and where the term “Percentage” is applied on an aggregate basis, such aggregate percentage shall be calculated by aggregating the separate components of the Revolver
Percentage, Term A Loan Percentage and Term B Loan Percentage, and expressing such components on a single percentage basis. 
 “Permitted Acquisition” means any Acquisition with respect to which all of the following conditions shall have been satisfied: 
 (a) after giving effect to the Acquisition, the Borrower is in compliance with Section 6.10 hereof; 
 (b) the Acquisition is not a Hostile Acquisition; 
 (c) the Total Consideration for any acquired business that does not become a Domestic Subsidiary (or the assets of which are not acquired
by the Borrower or a Domestic Subsidiary), when taken together with the Total Consideration for all such acquired businesses acquired after the Closing Date, does not exceed (i) $75,000,000 plus (ii) the Available Amount at such
time; 
 (d) if a new Subsidiary (other than an Excluded Subsidiary) is formed or acquired as a result of or in connection
with the Acquisition, the Borrower shall have complied with the requirements of Section 4 hereof in connection therewith; and 
 (e) after giving effect to the Acquisition, no Event of Default shall exist, including, with respect to Acquisitions occurring on or after June 30, 2010, with respect to the financial covenants contained in Section 6.19 after
giving Pro Forma Effect for such Acquisition, and, with respect to Acquisitions occurring on or after June 30, 2010, the Leverage Ratio on a Pro Forma Basis shall not exceed the greater of (i) 4.5 to 1.0 or (ii) the
then-applicable ratio under Section 6.19(a) less .25x. 
 “Permitted Investors” shall mean
(a) the Existing Shareholders, their respective limited partners and any Person making an investment in any direct or indirect parent of Borrower or its Subsidiaries concurrently with the Existing Shareholders and (b) the members of
management of any direct or indirect parent of Borrower and its Subsidiaries who are investors, directly or indirectly, in the Borrower (collectively, the “Management Investors”). 
 “Permitted Lien” is defined in Section 6.12 hereof. 
 “Person” means any natural person, partnership, corporation, limited liability company, association, trust,
unincorporated organization or any other entity or organization, including a government or agency or political subdivision thereof. 
  

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 “Plan” means any employee pension benefit plan covered by Title IV
of ERISA or subject to the minimum funding standards under Section 412 of the Code that either (a) is maintained by a member of the Controlled Group for employees of a member of the Controlled Group or (b) is maintained pursuant to a
collective bargaining agreement or any other arrangement under which more than one employer makes contributions and to which a member of the Controlled Group is then making or accruing an obligation to make contributions or has within the preceding
five plan years made contributions. 
 “Post-Acquisition Period” means, with respect to any Specified
Transaction, the period beginning on the date such Specified Transaction is consummated and ending on the last day of the fourth full consecutive fiscal quarter immediately following the date on which such Specified Transaction is consummated.

 “Pro Forma Adjustment” means, for any period that includes all or any part of a fiscal quarter included in
any Post-Acquisition Period, the pro forma increase or decrease in Consolidated EBITDA pursuant to a Pro Forma Adjustment Certificate of the Borrower, which pro forma increase or decrease shall be based on the Borrower’s good faith projections
and reasonable assumptions as a result of (a) actions taken, prior to or during such Post-Acquisition Period, for the purposes of realizing reasonably identifiable and factually supportable cost savings, or (b) any additional costs
incurred prior to or during such Post-Acquisition Period in connection with the operations of the Borrower and its Subsidiaries; provided that (A) so long as such actions are taken prior to or during such Post-Acquisition Period or such
costs are incurred prior to or during such Post-Acquisition Period it may be assumed, for purposes of projecting such pro forma increase or decrease to Consolidated EBITDA, that such cost savings will be realizable during the entirety of such
period, or such additional costs will be incurred during the entirety of such period, and (B) any such pro forma increase or decrease to Consolidated EBITDA shall be without duplication for cost savings or additional costs already included in
Consolidated EBITDA for such period. 
 “Pro Forma Adjustment Certificate” means any certificate by the chief
financial officer of the Borrower or any other officer of the Borrower reasonably acceptable to the Administrative Agent delivered pursuant to Section 6.1(f). 
 “Pro Forma Basis,” “Pro Forma Compliance” and “Pro Forma Effect” means, with respect to
compliance with any test or covenant hereunder, that (A) to the extent applicable, the Pro Forma Adjustment shall have been made and (B) all Specified Transactions and the following transactions in connection therewith shall be deemed to
have occurred as of the first day of the applicable period of measurement in such test or covenant: (a) income statement items (whether positive or negative) attributable to the property or Person subject to such Specified Transaction,
(i) in the case of a sale, transfer or other disposition of all or substantially all capital stock in any Subsidiary of the Borrower or any division or product line of the Borrower or any of its Subsidiaries, shall be excluded, and (ii) in
the case of a Permitted Acquisition or investment described in the definition of the term “Specified Transaction”, shall be included, (b) any retirement or repayment of Indebtedness and (c) any Indebtedness incurred by the
Borrower or any of 

  

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its Subsidiaries in connection therewith and if such indebtedness has a floating or formula rate, shall have an implied rate of interest for the applicable
period for purposes of this definition determined by utilizing the rate that is or would be in effect with respect to such Indebtedness at the relevant date of determination; provided that, without limiting the application of the Pro Forma
Adjustment pursuant to (A) above (but without duplication thereof), the foregoing pro forma adjustments may be applied to any such test or covenant solely to the extent that such adjustments are consistent with the definition of Consolidated
EBITDA and give effect to events (including operating expense reductions) that are (i) (x) directly attributable to such transaction, (y) expected to have a continuing impact on the Borrower and its Subsidiaries and (z) factually
supportable or (ii) otherwise consistent with the definition of the term “Pro Forma Adjustment”. 
 “Prohibited Lenders” means and includes each of the following Persons and their Affiliates and their respective successors-in-interest via merger or acquisition: JPMorgan Chase Bank, N.A., Bank of America, N.A., Wells Fargo
Bank, National Association, The Royal Bank of Scotland, PLC and U.S. Bancorp. 
 “Property” means, as to any
Person, all types of real, personal, tangible, intangible or mixed property owned by such Person whether or not included in the most recent balance sheet of such Person and its Subsidiaries under GAAP. 
 “Qualified Public Offering” shall mean the issuance by the Borrower or any direct or indirect parent of the Borrower of
its common equity interests in an underwritten primary public offering (other than a public offering pursuant to a registration statement on Form S-8) pursuant to an effective registration statement filed with the U.S. Securities and Exchange
Commission in accordance with the Securities Act of 1933, as amended. 
 “Quarterly Distributions” has the
meaning assigned to such term in the Holdco LLC Agreement. 
 “RCRA” means the Solid Waste Disposal Act, as
amended by the Resource Conservation and Recovery Act of 1976 and Hazardous and Solid Waste Amendments of 1984, 42 U.S.C. §§6901 et seq., and any future amendments. 
 “Refinancing Indebtedness” shall have the meaning assigned to such term under Section 6.11(t) hereof. 
 “Register” is defined in Section 10.10(c) hereof. 
 “Regulatory Event” means, with respect to any Lender, that (i) the Federal Deposit Insurance Corporation or any
other Governmental Authority is appointed as conservator or Receiver for such Lender; (ii) such Lender is considered in “troubled condition” for the purposes of 12 U.S.C. § 1831i or any regulation promulgated
thereunder; (iii) such Lender qualifies as “Undercapitalized,” “Significantly Undercapitalized,” or “Critically Undercapitalized” as those terms are defined in 12 C.F.R. § 208.43; or (iv) such
Lender becomes subject to any formal or informal 

  

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regulatory action requiring the Lender to materially improve its capital, liquidity or safety and soundness. 
 “Reimbursement Obligations” is defined in Section 2.3(c) hereof. 
 “Related Parties” means, with respect to any Person, such Person’s Affiliates and the partners, directors, officers,
employees and agents of such Person and of such Person’s Affiliates. 
 “Release” means any spilling,
leaking, pumping, pouring, emitting, emptying, discharging, injecting, escaping, leaching, dumping, disposing or migration into the environment. 
 “Reportable Event” means any of the events set forth in Section 4043(c) of ERISA, other than those events as to which the thirty day notice period is waived under subsections .27, .28, .29,
..30, .31, .32, .34 or .35 of PBGC Regulation Section 4043. 
 “Required Lenders” means, as of the date
of determination thereof, Lenders whose outstanding Loans and interests in Letters of Credit and Unused Revolving Credit Commitments constitute more than 50% of the sum of the total outstanding Loans, interests in Letters of Credit and Unused
Revolving Credit Commitments; provided that, the Revolving Credit Commitment of, and the portion of the outstanding Loans, interests in Letters of Credit and Unused Revolving Credit Commitments held or deemed held by, any Defaulting Lender
shall, so long as such Lender is a Defaulting Lender, be excluded for purposes of making a determination of Required Lenders. 
 “Reserve Percentage” means, for any Borrowing of Eurodollar Loans, the daily average for the applicable Interest Period of the maximum rate, expressed as a decimal, at which reserves (including, without limitation, any
supplemental, marginal, and emergency reserves) are imposed during such Interest Period by the Board of Governors of the Federal Reserve System (or any successor) on “eurocurrency liabilities,” as defined in such Board’s
Regulation D (or in respect of any other category of liabilities that includes deposits by reference to which the interest rate on Eurodollar Loans is determined or any category of extensions of credit or other assets that include loans by
non-United States offices of any Lender to United States residents), subject to any amendments of such reserve requirement by such Board or its successor, taking into account any transitional adjustments thereto. For purposes of this definition, the
Eurodollar Loans shall be deemed to be “eurocurrency liabilities” as defined in Regulation D without benefit or credit for any prorations, exemptions or offsets under Regulation D. 
 “Reuters Screen LIBOR01 Page” means the display designated as the “LIBOR01 Page” on the Reuters Service (or
such other page as may replace the LIBOR01 Page on that service or such other service as may be nominated by the British Bankers’ Association as the information vendor for the purpose of displaying British Bankers’ Association Interest
Settlement Rates for U.S. Dollar deposits (“BBA LIBOR”) or such 

  

 -24- 

 
other commercially available source providing quotations of BBA LIBOR as designated by the Administrative Agent from time to time). 
 “Revolver Percentage” means, for each Lender, the percentage of the aggregate Revolving Credit Commitments represented by
such Lender’s Revolving Credit Commitment or, if the Revolving Credit Commitments have been terminated, the percentage held by such Lender (including through participation interests in Reimbursement Obligations) of the aggregate principal
amount of all Revolving Loans and L/C Obligations then outstanding. 
 “Revolving Credit” means the
credit facility for making Revolving Loans and Swing Loans and issuing Letters of Credit described in Sections 2.2, 2.3 and 2.11 hereof. 
 “Revolving Credit Commitment” means, as to any Lender, the obligation of such Lender to make Revolving Loans and to participate in Swing Loans and Letters of Credit issued for the account of the
Borrower hereunder in an aggregate principal or face amount at any one time outstanding not to exceed the amount set forth opposite such Lender’s name on Schedule 1 attached hereto and made a part hereof, as the same may be reduced,
increased or otherwise modified at any time or from time to time pursuant to the terms hereof. The Borrower and the Lenders acknowledge and agree that the Revolving Credit Commitments of the Lenders aggregate $125,000,000 on the date hereof.

 “Revolving Credit Termination Date” means May 29, 2014 or such earlier date on which the Revolving
Credit Commitments are terminated in whole pursuant to Section 2.10, 7.2 or 7.3 hereof. 
 “Revolving
Loan” is defined in Section 2.2 hereof and, as so defined, includes a Base Rate Loan or a Eurodollar Loan, each of which is a “type” of Revolving Loan hereunder. 
 “Revolving Note” is defined in Section 2.12(d) hereof. 
 “S&P” means Standard & Poor’s Ratings Services Group, a division of The McGraw-Hill
Companies, Inc. 
 “Security Agreement” means that certain Security Agreement dated the date of this
Agreement by and between the Borrower and the Administrative Agent, as the same may be amended, modified, supplemented, restated or amended and restated from time to time. 
 “Specified Transaction” means, with respect to any period, (a) the Transactions, (b) any incurrence or
repayment of Indebtedness, (c) any Permitted Acquisition or the making of other investment pursuant to which all or substantially all of the assets or stock of a Person (or any line of business or division thereof) are acquired, (d) the
disposition of all or substantially all of the assets or stock of a Subsidiary (or any line of business or division thereof) or (e) other event that by the terms of the Loan Documents requires Pro 

  

 -25- 

 
Forma Compliance with a test or covenant hereunder or requires such test or covenant to be calculated on a Pro Forma Basis. 
 “Stand Alone Costs” means all costs and expenses incurred by the Borrower or any of its Subsidiaries related to the
transition of the Business to a stand alone company, including the cost of establishing separate systems and infrastructure and other carve-out related costs financed with the Transition Cost Contribution (as defined in the Holdco LLC Agreement).

 “Subsidiary” means, as to any particular parent corporation or organization, any other corporation or
organization more than 50% of the outstanding Voting Stock of which is at the time directly or indirectly owned by such parent corporation or organization or by any one or more other entities which are themselves subsidiaries of such parent
corporation or organization. Unless otherwise expressly noted herein, the term “Subsidiary” means a Subsidiary of the Borrower or of any of its direct or indirect Subsidiaries. 
 “Swing Line” means the credit facility for making one or more Swing Loans described in Section 2.11 hereof.

 “Swing Line Sublimit” means $125,000,000, as reduced pursuant to the terms hereof. 
 “Swing Loan” and “Swing Loans” each is defined in Section 2.11(a) hereof. 
 “Swing Note” is defined in Section 2.12(d) hereof. 
 “Term A Credit” means the credit facility for the Term A Loans described in Section 2.1(a) hereof.

 “Term A Lender” means any Lender holding all or a portion of the Term A Credit. 
 “Term A Loan” is defined in Section 2.1(a) hereof. 
 “Term A Loan Percentage” means, for any Lender, the percentage held by such Lender of the aggregate principal amount
of all Term A Loans then outstanding. 
 “Term A Note” is defined in Section 2.12(d) hereof.

 “Term B Credit” means the credit facility for the Term B Loans described in Section 2.1(b)
hereof. 
 “Term B Lender” means any Lender holding all or a portion of the Term B Credit.

  

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 “Term B Loan” is defined in Section 2.1(b) hereof. 

“Term B Loan Percentage” means, for any Lender, the percentage held by such Lender of the aggregate principal
amount of all Term B Loans then outstanding. 
 “Term B Note” is defined in Section 2.12(d)
hereof. 
 “Total Consideration” means the total amount (but without duplication) of (a) cash paid in
connection with any Acquisition, plus (b) Indebtedness for borrowed money payable to the seller in connection with such Acquisition, plus (c) the fair market value of any equity securities, including any warrants or options therefor,
delivered to the seller in connection with any Acquisition, plus (d) the amount of Indebtedness assumed in connection with any Acquisition. 
 “Total Funded Debt” means, at any time the same is to be determined, the aggregate of all Indebtedness under clauses (a), (c) and (d) of such definition of the Borrower and its
Subsidiaries as determined on a consolidated basis in accordance with GAAP, minus the amount of unrestricted cash and Cash Equivalents held by the Borrower and its Subsidiaries and cash and Cash Equivalents restricted in favor of the Administrative
Agent; provided that in making a calculation of Total Funded Debt, the amount of Revolving Loans and/or Swing Loans included therein shall be deemed to be the sum of the outstanding balance of Revolving Loans and Swing Loans outstanding on
each day of the period ending on the date of determination divided by the number of days in such period. 
 “Transaction Documents” means the Master Investment Agreement and the Ancillary Agreements (as defined in the Master Investment Agreement). 
 “Transaction Expenses” means any fees or expenses incurred or paid by the Borrower or any of its Subsidiaries in
connection with the Transactions. 
 “Transactions” means, collectively, the transactions contemplated by
this Agreement, the other Loan Documents and the Transaction Documents. 
 “UCC” means the Uniform Commercial
Code as in effect from time to time (except as otherwise specified) in any applicable state or jurisdiction. 
 “Unfunded Vested Liabilities” means, for any Plan at any time, the amount (if any) by which the present value of all vested nonforfeitable accrued benefits under such Plan exceeds the fair market value of all Plan assets
allocable to such benefits, all determined as of the then most recent valuation date for such Plan, but only to the extent that such excess represents a potential liability of a member of the Controlled Group to the PBGC or the Plan under
Title IV of ERISA. 
 “Unused Revolving Credit Commitments” means, at any time, the difference between
the Revolving Credit Commitments then in effect and the aggregate outstanding 

  

 -27- 

 
principal amount of Revolving Loans and L/C Obligations; provided that Swing Loans outstanding from time to time shall be deemed to reduce the Unused
Revolving Credit Commitment of the Administrative Agent for purposes of computing the commitment fee under Section 2.13(a) hereof. 
 “Voting Stock” of any Person means capital stock or other equity interests of any class or classes (however designated) having ordinary power for the election of directors or other similar governing
body of such Person (including, without limitation, general partners of a partnership), other than stock or other equity interests having such power only by reason of the happening of a contingency. 
 “Weighted Average Life to Maturity” means, when applied to any Indebtedness at any date, the quotient obtained by
dividing: 
 (a) the sum of the products of the number of years from the date of determination to the date of each successive
scheduled principal payment of such Indebtedness multiplied by the amount of such payment; by 
 (b) the sum of all such
payments. 
 “Welfare Plan” means a “welfare plan” as defined in Section 3(1) of ERISA.

 “Wholly-owned Subsidiary” means, at any time, any Subsidiary of which all of the issued and outstanding
shares of capital stock (other than directors’ qualifying shares and shares held by a resident of the jurisdiction, in each case, as required by law) or other equity interests are owned by any one or more of the Borrower and the Borrower’s
other Wholly-owned Subsidiaries at such time. 
 Section 1.2. Interpretation. The foregoing definitions are equally applicable to
both the singular and plural forms of the terms defined. The words “hereof,” “herein,” and “hereunder” and words of like import when used in this Agreement shall refer to this Agreement as a whole and not to any
particular provision of this Agreement. All references to time of day herein are references to Cincinnati, Ohio, time unless otherwise specifically provided. Where the character or amount of any asset or liability or item of income or expense is
required to be determined or any consolidation or other accounting computation is required to be made for the purposes of this Agreement, it shall be done in accordance with GAAP. All terms that are used in this Agreement which are defined in the
UCC of the State of New York shall have the same meanings herein as such terms are defined in the New York UCC, unless this Agreement shall otherwise specifically provide. 
 Section 1.3. Change in Accounting Principles. If, after the date of this Agreement, there shall occur any change in GAAP from those used in
the preparation of the financial statements referred to in Section 6.1 hereof and such change shall result in a change in the method of calculation of any financial covenant, standard or term found in this Agreement, either the Borrower or the
Required Lenders may by notice to the Lenders and the Borrower, respectively, require that the Lenders and the Borrower negotiate in good faith to amend such covenants, 

  

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standards, and term so as equitably to reflect such change in accounting principles, with the desired result being that the criteria for evaluating the
financial condition of the Borrower and its Subsidiaries shall be the same as if such change had not been made. No delay by the Borrower or the Required Lenders in requiring such negotiation shall limit their right to so require such a negotiation
at any time after such a change in accounting principles. Until any such covenant, standard, or term is amended in accordance with this Section 1.3, financial covenants (and all related defined terms) shall be computed and determined in
accordance with GAAP in effect prior to such change in accounting principles. Without limiting the generality of the foregoing, the Borrower shall neither be deemed to be in compliance with any covenant hereunder nor out of compliance with any
covenant hereunder if such state of compliance or noncompliance, as the case may be, would not exist but for the occurrence of a change in accounting principles after the date hereof. 
 SECTION 2. THE LOAN FACILITIES. 
 Section 2.1. The Term Loans. 
 (a) Term A Loans. The parties hereto agree that each Term A Lender severally
and not jointly made a loan (each individually a “Term A Loan” and, collectively, the “Term A Loans”) in Dollars to the Borrower in the Initial Term A Loan Amount, which Term A Loans were advanced on May 29,
2009, and the aggregate principal amount of Term A Loans owed to each Term A Lender on the Closing Date are expressed on Schedule 1 attached hereto. 
 (b) Term B Loans. The parties hereto agree that each Term B Lender severally and not jointly made a loan (each individually a “Term B Loan” and, collectively, the “Term B
Loans”) in Dollars to the Borrower in the Initial Term B Loan Amount, which Term B Loans were advanced on May 29, 2009, and the aggregate principal amount of Term B Loans owed to each Term B Lender on the Closing Date are expressed on
Schedule 1 attached hereto. 
 Section 2.2. Revolving Credit Commitments. Prior to the Revolving Credit Termination Date, each
Lender severally and not jointly agrees, subject to the terms and conditions hereof, to make revolving loans (each individually a “Revolving Loan” and, collectively, the “Revolving Loans”) in Dollars to the Borrower from
time to time up to the amount of such Lender’s Revolving Credit Commitment in effect at such time; provided, however, the sum of the aggregate principal amount of Revolving Loans, Swing Loans and L/C Obligations at any time outstanding
shall not exceed the sum of the total Revolving Credit Commitments in effect at such time. Each Borrowing of Revolving Loans shall be made ratably by the Lenders in proportion to their respective Revolver Percentages. As provided in
Section 2.5(a), and subject to the terms hereof, the Borrower may elect that each Borrowing of Revolving Loans be either Base Rate Loans or Eurodollar Loans. Revolving Loans may be repaid and reborrowed before the Revolving Credit Termination
Date, subject to the terms and conditions hereof. 
 Section 2.3. Letters of Credit. 
 (a) General Terms. Subject to the terms and conditions hereof, as part of the Revolving Credit, the L/C Issuer shall issue standby letters of
credit (each a “Letter of Credit”) for the 

  

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Borrower’s and its Subsidiaries’ account in an aggregate undrawn face amount up to the L/C Sublimit; provided, however, the sum of the
Revolving Loans, Swing Loans and L/C Obligations at any time outstanding shall not exceed the sum of all Revolving Credit Commitments in effect at such time. Each Lender shall be obligated to reimburse the L/C Issuer for such Lender’s
Revolver Percentage of the amount of each drawing under a Letter of Credit and, accordingly, each Letter of Credit shall constitute usage of the Revolving Credit Commitment of each Lender pro rata in an amount equal to its Revolver Percentage of the
L/C Obligations then outstanding. 
 (b) Applications. At any time before the Revolving Credit Termination Date, the L/C Issuer
shall, at the request of the Borrower, issue one or more Letters of Credit in Dollars, in form and substance acceptable to the L/C Issuer, with expiration dates no later than the earlier of 12 months from the date of issuance (or which are
cancelable not later than 12 months from the date of issuance and each renewal) or 5 days prior to the Revolving Credit Termination Date, in an aggregate face amount as requested by the Borrower subject to the limitations set forth in clause
(a) of this Section 2.3, upon the receipt of a duly executed application for the relevant Letter of Credit in the form then customarily prescribed by the L/C Issuer for the Letter of Credit requested (each an
“Application”). Notwithstanding anything contained in any Application to the contrary: (i) the Borrower shall pay fees in connection with each Letter of Credit as set forth in Section 2.13(b) hereof, and (ii) if the
L/C Issuer is not timely reimbursed for the amount of any drawing under a Letter of Credit as required pursuant to clause (c) of this Section 2.3, the Borrower’s obligation to reimburse the L/C Issuer for the amount of such drawing
shall bear interest (which the Borrower hereby promises to pay) from and after the date such drawing is paid to but excluding the date of reimbursement by the Borrower at a rate per annum equal to the sum of 2.0% plus the Applicable Margin plus the
Base Rate from time to time in effect (computed on the basis of a year of 365 or 366 days, as the case may be, and the actual number of days elapsed). Without limiting the foregoing, the L/C Issuer’s obligation to issue a Letter of Credit
or increase the amount of a Letter of Credit is subject to the terms or conditions of this Agreement (including the conditions set forth in Section 3.1 and the other terms of this Section 2.3). 
 (c) The Reimbursement Obligations. Subject to Section 2.3(b) hereof, the obligation of the Borrower to reimburse the L/C Issuer for all
drawings under a Letter of Credit (a “Reimbursement Obligation”) shall be governed by the Application related to such Letter of Credit and this Agreement, except that reimbursement shall be paid by no later than 2:00 p.m.
(Cincinnati time) on the date which each drawing is to be paid if the Borrower has been informed of such drawing by the L/C Issuer on or before 11:30 a.m. (Cincinnati time) on the date when such drawing is to be paid or, if notice of such
drawing is given to the Borrower after 11:30 a.m. (Cincinnati time) reimbursement shall be made on the next Business Day following the date when such drawing is to be paid, by the end of such day, in all instances in immediately available funds
at the Administrative Agent’s principal office in Cincinnati, Ohio or such other office as the Administrative Agent may designate in writing to the Borrower, and the Administrative Agent shall thereafter cause to be distributed to the
L/C Issuer such amount(s) in like funds. If the Borrower does not make any such reimbursement payment on the date due and the Participating Lenders fund their participations in the manner set forth in Section 2.3(d) below, then all
payments thereafter received by the Administrative Agent in discharge of any of the 

  

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relevant Reimbursement Obligations shall be distributed in accordance with Section 2.3(d) below. In addition, for the benefit of the Administrative
Agent, the L/C Issuer and each Lender, the Borrower agrees that, notwithstanding any provision of any Application, its obligations under this Section 2.3(c) and each Application shall be absolute, unconditional and irrevocable, and shall
be performed strictly in accordance with the terms of this Agreement and the Applications, under all circumstances whatsoever, and irrespective of any claim or defense that the Borrower may otherwise have against the Administrative Agent, the L/C
Issuer or any Lender, including without limitation (i) any lack of validity or enforceability of any Loan Document; (ii) any amendment or waiver of or any consent to departure from all or any of the provisions of any Loan Document;
(iii) the existence of any claim of set-off the Borrower may have at any time against a beneficiary of a Letter of Credit (or any Person for whom a beneficiary may be acting), the Administrative Agent, the L/C Issuer, any Lender or any other
Person, whether in connection with this Agreement, another Loan Document, the transaction related to the Loan Document or any unrelated transaction; (iv) any statement or any other document presented under a Letter of Credit proving to be
forged, fraudulent, invalid or insufficient in any respect or any statement therein being untrue or inaccurate in any respect; (v) payment by the Administrative Agent or a L/C Issuer under a Letter of Credit against presentation to the
Administrative Agent or a L/C Issuer of a draft or certificate that does not comply with the terms of the Letter of Credit, provided that the Administrative Agent’s or L/C Issuer’s determination that documents presented under
the Letter of Credit complied with the terms thereof did not constitute gross negligence, bad faith or willful misconduct of the Administrative Agent or L/C Issuer; or (vi) any other act or omission to act or delay of any kind by the
Administrative Agent or a L/C Issuer, any Lender or any other Person or any other event or circumstance whatsoever that might, but for the provisions of this Section 2.3(c), constitute a legal or equitable discharge of the Borrower’s
obligations hereunder or under an Application. 
 (d) The Participating Interests. Each Lender (other than the Lender acting as
L/C Issuer) severally and not jointly agrees to purchase from the L/C Issuer, and the L/C Issuer hereby agrees to sell to each such Lender (a “Participating Lender”), an undivided participating interest (a
“Participating Interest”) to the extent of its Revolver Percentage in each Letter of Credit issued by, and each Reimbursement Obligation owed to, the L/C Issuer. Upon Borrower’s failure to pay any Reimbursement Obligation on
the date and at the time required, or if the L/C Issuer is required at any time to return to the Borrower or to a trustee, receiver, liquidator, custodian or other Person any portion of any payment of any Reimbursement Obligation, each Participating
Lender shall, not later than the Business Day it receives a certificate in the form of Exhibit A hereto from the L/C Issuer (with a copy to the Administrative Agent) to such effect, if such certificate is received before 1:00 p.m.
(Cincinnati time), or not later than 1:00 p.m. (Cincinnati time) the following Business Day, if such certificate is received after such time, pay to the Administrative Agent for the account of the L/C Issuer an amount equal to such
Participating Lender’s Revolver Percentage of such unpaid Reimbursement Obligation together with interest on such amount accrued from the date the L/C Issuer made the related payment to the date of such payment by such Participating Lender at a
rate per annum equal to: (i) from the date the L/C Issuer made the related payment to the date 2 Business Days after payment by such Participating Lender is due hereunder, the Federal Funds Rate for each such day and (ii) from the
date 2 Business Days after the date such payment is due from such Participating Lender to the date such payment is made by such Participating Lender, the Base Rate in effect for each such 

  

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day. Each such Participating Lender shall, after making its appropriate payment, be entitled to receive its Revolver Percentage of each payment received in
respect of the relevant Reimbursement Obligation and of interest paid thereon, with the L/C Issuer retaining its Revolver Percentage thereof as a Lender hereunder. 
 The several obligations of the Participating Lenders to the L/C Issuer under this Section 2.3 shall be absolute, irrevocable and unconditional under any and all circumstances and shall not be subject to any
set-off, counterclaim or defense to payment which any Participating Lender may have or has had against the Borrower, the L/C Issuer, the Administrative Agent, any Lender or any other Person. Without limiting the generality of the foregoing, such
obligations shall not be affected by any Default or Event of Default or by any reduction or termination of the Revolving Credit Commitment of any Lender, and each payment by a Participating Lender under this Section 2.3 shall be made without
any offset, abatement, withholding or reduction whatsoever. 
 (e) Indemnification. The Participating Lenders shall, to the extent of
their respective Revolver Percentages, indemnify the L/C Issuer (to the extent not reimbursed by the Borrower) against any cost, expense (including reasonable counsel fees and disbursements), claim, demand, action, loss or liability (except such as
result from the L/C Issuer’s gross negligence or willful misconduct) that the L/C Issuer may suffer or incur in connection with any Letter of Credit issued by it. The obligations of the Participating Lenders under this Section 2.3(e) and
all other parts of this Section 2.3 shall survive termination of this Agreement and of all Applications, Letters of Credit, and all drafts and other documents presented in connection with drawings thereunder. 
 (f) Manner of Requesting a Letter of Credit. The Borrower shall provide at least three (3) Business Days’ advance written notice to the
Administrative Agent (or such lesser notice as the Administrative Agent and the L/C Issuer may agree in their sole discretion) of each request for the issuance of a Letter of Credit, each such notice to be accompanied by a properly completed and
executed Application for the requested Letter of Credit and, in the case of an extension or amendment or an increase in the amount of a Letter of Credit, a written request therefor, in a form acceptable to the Administrative Agent and the L/C
Issuer, in each case, together with the fees called for by this Agreement. The Administrative Agent shall promptly notify the L/C Issuer of the Administrative Agent’s receipt of each such notice and the L/C Issuer shall promptly notify the
Administrative Agent and the Lenders of the issuance of a Letter of Credit. 
 (g) Conflict with Application. In the event of any
conflict or inconsistency between this Agreement and the terms of any Application, the terms of the Agreement shall control. 
 Section 2.4. Applicable Interest Rates. 
 (a) Fixed Rate Term Loans. Each Term A Loan or Term B Loan
made or maintained by a Lender shall bear interest (computed on the basis of a year of 365 or 366 days, as the case may be, and the actual days elapsed) on the unpaid principal amount thereof from the date such Loan is advanced until, but
excluding, the date of repayment thereof at a rate per annum equal to 

  

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the Fixed Rate, payable in arrears on the last Business Day of each March, June, September and December and at maturity (whether by acceleration or
otherwise). 
 (b) Revolving Base Rate Loans. Each Revolving Loan that is a Base Rate Loan made or maintained by a Lender shall bear
interest (computed on the basis of a year of 365 or 366 days, as the case may be, and the actual days elapsed) on the unpaid principal amount thereof from the date such Loan is advanced or created by conversion from a Eurodollar Loan until, but
excluding, the date of repayment thereof at a rate per annum equal to the sum of the Applicable Margin plus the Base Rate from time to time in effect, payable in arrears on the last Business Day of each month and at maturity (whether by acceleration
or otherwise). 
 (c) Revolving Eurodollar Loans. Each Revolving Loan that is a Eurodollar Loan made or maintained by a Lender shall
bear interest during each Interest Period it is outstanding (computed on the basis of a year of 360 days and actual days elapsed) on the unpaid principal amount thereof from the date such Loan is advanced, continued or created by conversion
from a Base Rate Loan until, but excluding, the date of repayment thereof at a rate per annum equal to the sum of the Applicable Margin plus the Adjusted LIBOR applicable for such Interest Period, payable in arrears on the last day of the Interest
Period and at maturity (whether by acceleration or otherwise), and, if the applicable Interest Period is longer than three months, on each day occurring every three months after the commencement of such Interest Period. 
 (d) Default Rate. While any Event of Default exists or after acceleration, the Borrower shall pay interest (after as well as before entry of
judgment thereon to the extent permitted by law) on the principal amount of all Loans owing by it at a rate per annum equal to: 
 (i) for any Term A Loan and any Term B Loan, the sum of 2.0% per annum plus the Fixed Rate; 
 (ii)
for any Base Rate Loan and any Swing Loan bearing interest at the Base Rate, the sum of 2.0% per annum plus the Applicable Margin plus the Base Rate from time to time in effect; and 
 (iii) for any Eurodollar Loan and any Swing Loan bearing interest at the Administrative Agent’s Quoted Rate, the sum of 2.0% per
annum plus the rate of interest in effect thereon at the time of such default until the end of the Interest Period applicable thereto and, thereafter, at a rate per annum equal to the sum of 2.0% plus the Applicable Margin for Base Rate Loans plus
the Base Rate from time to time in effect; 
 provided, however, that in the absence of acceleration, any increase in interest rates pursuant to this
Section shall be made at the election of the Administrative Agent, acting at the request or with the consent of the Required Lenders, with written notice to the Borrower. While any Event of Default exists or after acceleration, interest shall
be paid on demand of the Administrative Agent at the request or with the consent of the Required Lenders. 
  

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 (e) Rate Determinations. The Administrative Agent shall determine each interest rate applicable to
the Revolving Loans and the Reimbursement Obligations hereunder, and its determination thereof shall be conclusive and binding except in the case of manifest error. 
 Section 2.5. Manner of Borrowing Revolving Loans and Designating Applicable Interest Rates. 
 (a) Notice to the Administrative Agent. The Borrower shall give notice to the Administrative Agent by no later than noon (Cincinnati time): (i) at least 3 Business Days before the date on which the Borrower requests the Lenders
to advance a Borrowing of Revolving Loans that are Eurodollar Loans and (ii) on the date the Borrower requests the Lenders to advance a Borrowing of Revolving Loans that are Base Rate Loans. The Loans included in each Borrowing of Revolving
Loans shall bear interest initially at the type of rate specified in such notice. Thereafter, the Borrower may from time to time elect to change or continue the type of interest rate borne by each Borrowing of Revolving Loans or, subject to
Section 2.6 hereof, a portion thereof, as follows: (i) if such Borrowing of Revolving Loans is of Eurodollar Loans, on the last day of the Interest Period applicable thereto, the Borrower may continue part or all of such Borrowing as
Eurodollar Loans or convert part or all of such Borrowing into Base Rate Loans or (ii) if such Borrowing of Revolving Loans is of Base Rate Loans, on any Business Day, the Borrower may convert all or part of such Borrowing into Eurodollar Loans
for an Interest Period or Interest Periods specified by the Borrower. The Borrower shall give all such notices requesting the advance, continuation or conversion of a Borrowing of Revolving Loans to the Administrative Agent by telephone or telecopy
(which notice shall be irrevocable once given and, if by telephone, shall be promptly confirmed in writing), substantially in the form attached hereto as Exhibit B (Notice of Borrowing) or Exhibit C (Notice of Continuation/Conversion), as
applicable, or in such other form acceptable to the Administrative Agent. Notice of the continuation of a Borrowing of Revolving Loans that are Eurodollar Loans for an additional Interest Period or of the conversion of part or all of a Borrowing of
Revolving Loans that are Base Rate Loans into Eurodollar Loans must be given by no later than noon (Cincinnati time) at least 3 Business Days before the date of the requested continuation or conversion. All notices concerning the advance,
continuation or conversion of a Borrowing of Revolving Loans shall specify the date of the requested advance, continuation or conversion of a Borrowing of Revolving Loans (which shall be a Business Day), the amount of the requested Borrowing to be
advanced, continued or converted, the type of Loans (Base Rate Loans or Eurodollar Loans) to comprise such new, continued or converted Borrowing and, if such Borrowing is to be comprised of Eurodollar Loans, the Interest Period applicable thereto.
The Borrower agrees that the Administrative Agent may rely on any such telephonic or telecopy notice given by any person the Administrative Agent in good faith believes is an Authorized Representative without the necessity of independent
investigation (the Borrower hereby indemnifies the Administrative Agent from any liability or loss ensuing from such reliance) and, in the event any such notice by telephone conflicts with any written confirmation, such telephonic notice shall
govern if the Administrative Agent has acted in reliance thereon. 
 (b) Notice to the Lenders. The Administrative Agent shall give
prompt telephonic or telecopy notice to each Lender of any notice from the Borrower received pursuant to Section 2.5(a) above and, if such notice requests the Lenders to make Eurodollar Loans, the 

  

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Administrative Agent shall give notice to the Borrower and each Lender of the interest rate applicable thereto promptly after the Administrative Agent has
made such determination. 
 (c) Borrower’s Failure to Notify; Automatic Continuations and Conversions. If the Borrower fails to
give proper notice of the continuation or conversion of any outstanding Borrowing of Revolving Loans that are Eurodollar Loans before the last day of its then current Interest Period within the period required by Section 2.5(a) and such
Borrowing is not prepaid in accordance with Section 2.8(c), such Borrowing shall automatically be continued as a Borrowing of Eurodollar Loans with an Interest Period of one month’s duration. In the event the Borrower fails to give notice
pursuant to Section 2.5(a) of a Borrowing of Revolving Loans equal to the amount of a Reimbursement Obligation and has not notified the Administrative Agent by 1:00 p.m. (Cincinnati time) on the day such Reimbursement Obligation becomes
due that it intends to repay such Reimbursement Obligation through funds not borrowed under this Agreement, the Borrower shall be deemed to have requested a Borrowing of Revolving Loans that are Base Rate Loans (or, at the option of the
Administrative Agent, under the Swing Line) on such day in the amount of the Reimbursement Obligation then due, which Borrowing, if otherwise available hereunder, shall be applied to pay the Reimbursement Obligation then due. 
 (d) Disbursement of Loans. Not later than 2:00 p.m. (Cincinnati time) on the date of any requested advance of a new Borrowing of Revolving
Loans, subject to Section 3 hereof, each Lender shall make available its Revolving Loan comprising part of such Borrowing in funds immediately available at the principal office of the Administrative Agent in Cincinnati, Ohio. The Administrative
Agent shall promptly wire transfer the proceeds of each new Borrowing of Revolving Loans to an account designated by the Borrower in the applicable notice of borrowing. 
 (e) Administrative Agent Reliance on Lender Funding. Unless the Administrative Agent shall have been notified by a Lender prior to (or, in the case of a Borrowing of Base Rate Loans, by 1:00 p.m.
(Cincinnati time) on such date) the date on which such Lender is scheduled to make payment to the Administrative Agent of the proceeds of a Revolving Loan (which notice shall be effective upon receipt) that such Lender does not intend to make such
payment, the Administrative Agent may assume that such Lender has made such payment when due and the Administrative Agent, in reliance upon such assumption may (but shall not be required to) make available to the Borrower the proceeds of the
Revolving Loan to be made by such Lender and, if any Lender has not in fact made such payment to the Administrative Agent, such Lender shall, on demand, pay to the Administrative Agent the amount made available to the Borrower attributable to such
Lender together with interest thereon in respect of each day during the period commencing on the date such amount was made available to the Borrower and ending on (but excluding) the date such Lender pays such amount to the Administrative Agent at a
rate per annum equal to: (i) from the date the related advance was made by the Administrative Agent to the date 2 Business Days after payment by such Lender is due hereunder, the greater of, for each such day, (x) the Federal Funds
Rate and (y) an overnight rate determined by the Administrative Agent in accordance with banking industry rules on interbank compensation, plus any standard administrative or processing fees charged by the Administrative Agent in connection
with such Lender’s non-payment and (ii) from the date 2 Business Days after the date such payment is due from such Lender to the date such payment is made by such Lender, the Base Rate in effect for each such day. If such amount is
not received from such Lender by the Administrative Agent 

  

 -35- 

 
immediately upon demand, the Borrower will, on demand, repay to the Administrative Agent the proceeds of the Revolving Loan attributable to such Lender with
interest thereon at a rate per annum equal to the interest rate applicable to the relevant Revolving Loan, but without such payment being considered a payment or prepayment of a Revolving Loan under Section 8.1 hereof so that the Borrower will
have no liability under such Section with respect to such payment. 
 Section 2.6. Minimum Borrowing Amounts; Maximum Eurodollar
Loans. Each Borrowing of Base Rate Loans advanced under the Revolving Credit shall be in an amount not less than $500,000 or such greater amount that is an integral multiple of $50,000. Each Borrowing of Eurodollar Loans advanced, continued or
converted under the Revolving Credit shall be in an amount equal to $1,000,000 or such greater amount that is an integral multiple of $100,000. Without the Administrative Agent’s consent, there shall not be more than five Borrowings of
Eurodollar Loans outstanding at any one time. 
 Section 2.7. Maturity of Loans. 
 (a) Scheduled Payments of Term A Loans. The Borrower shall make principal payments on the Term A Loans in installments on the last
Business Day of each March, June, September and December in each year, commencing with the calendar quarter ending September 30, 2009, with the amount of each such principal installment to equal the amount set forth in Column B
below shown opposite of the relevant due date as set forth in Column A below: 
  

			
	 COLUMN A
PAYMENT DATE
	  	 COLUMN B
SCHEDULED
PRINCIPAL PAYMENT ON LOANS

	 09/30/09
	  	0.5% of the Initial Term A Loan Amount
	 12/31/09
	  	0.5% of the Initial Term A Loan Amount
	 03/31/10
	  	0.375% of the Initial Term A Loan Amount
	 06/30/10
	  	0.375% of the Initial Term A Loan Amount
	 09/30/10
	  	0.375% of the Initial Term A Loan Amount
	 12/31/10
	  	0.375% of the Initial Term A Loan Amount
	 03/31/11
	  	1.25% of the Initial Term A Loan Amount
	 06/30/11
	  	1.25% of the Initial Term A Loan Amount
	 09/30/11
	  	1.25% of the Initial Term A Loan Amount
	 12/31/11
	  	1.25% of the Initial Term A Loan Amount
	 03/31/12
	  	1.25% of the Initial Term A Loan Amount
	 06/30/12
	  	1.25% of the Initial Term A Loan Amount
	 09/30/12
	  	1.25% of the Initial Term A Loan Amount
	 12/31/12
	  	1.25% of the Initial Term A Loan Amount
	 03/31/13
	  	1.25% of the Initial Term A Loan Amount
	 06/30/13
	  	1.25% of the Initial Term A Loan Amount
	 09/30/13
	  	1.25% of the Initial Term A Loan Amount
	 12/31/13
	  	1.25% of the Initial Term A Loan Amount
	 03/31/14
	  	1.25% of the Initial Term A Loan Amount

  

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	 COLUMN A
PAYMENT DATE
	  	 COLUMN B
SCHEDULED
PRINCIPAL PAYMENT ON LOANS

	 06/30/14
	  	1.25% of the Initial Term A Loan Amount
	 09/30/14
	  	1.25% of the Initial Term A Loan Amount
	 12/31/14
	  	1.25% of the Initial Term A Loan Amount
	 03/31/15
	  	1.25% of the Initial Term A Loan Amount
	 06/30/15
	  	1.25% of the Initial Term A Loan Amount
	 09/30/15
	  	1.25% of the Initial Term A Loan Amount
	 12/31/15
	  	1.25% of the Initial Term A Loan Amount
	 3/31/16
	  	1.25% of the Initial Term A Loan Amount

 ; it being further agreed that a final payment comprised of all principal and interest not sooner paid on the
Loans, shall be due and payable on May 29, 2016, the final maturity thereof. 
 (b) Scheduled Payments of Term B Loans. The
Borrower shall make principal payments on the Term B Loans in installments on the last Business Day of each March, June, September and December in each year, commencing with the calendar quarter ending September 30, 2009, with
the amount of each such principal installment to equal the amount set forth in Column B below shown opposite of the relevant due date as set forth in Column A below: 
  

			
	 COLUMN A
PAYMENT DATE
	  	 COLUMN B
SCHEDULED
PRINCIPAL PAYMENT ON LOANS

	 09/30/09
	  	0.5% of the Initial Term B Loan Amount
	 12/31/09
	  	0.5% of the Initial Term B Loan Amount
	 03/31/10
	  	0.375% of the Initial Term B Loan Amount
	 06/30/10
	  	0.375% of the Initial Term B Loan Amount
	 09/30/10
	  	0.375% of the Initial Term B Loan Amount
	 12/31/10
	  	0.375% of the Initial Term B Loan Amount
	 03/31/11
	  	1.25% of the Initial Term B Loan Amount
	 06/30/11
	  	1.25% of the Initial Term B Loan Amount
	 09/30/11
	  	1.25% of the Initial Term B Loan Amount
	 12/31/11
	  	1.25% of the Initial Term B Loan Amount
	 03/31/12
	  	1.25% of the Initial Term B Loan Amount
	 06/30/12
	  	1.25% of the Initial Term B Loan Amount
	 09/30/12
	  	1.25% of the Initial Term B Loan Amount
	 12/31/12
	  	1.25% of the Initial Term B Loan Amount
	 03/31/13
	  	1.25% of the Initial Term B Loan Amount
	 06/30/13
	  	1.25% of the Initial Term B Loan Amount
	 09/30/13
	  	1.25% of the Initial Term B Loan Amount
	 12/31/13
	  	1.25% of the Initial Term B Loan Amount
	 03/31/14
	  	1.25% of the Initial Term B Loan Amount

  

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	 COLUMN A
PAYMENT DATE
	  	 COLUMN B
SCHEDULED
PRINCIPAL PAYMENT ON LOANS

	 06/30/14
	  	1.25% of the Initial Term B Loan Amount
	 09/30/14
	  	1.25% of the Initial Term B Loan Amount
	 12/31/14
	  	1.25% of the Initial Term B Loan Amount
	 03/31/15
	  	1.25% of the Initial Term B Loan Amount
	 06/30/15
	  	1.25% of the Initial Term B Loan Amount
	 09/30/15
	  	1.25% of the Initial Term B Loan Amount
	 12/31/15
	  	1.25% of the Initial Term B Loan Amount
	 3/31/16
	  	1.25% of the Initial Term B Loan Amount

 ; it being further agreed that a final payment comprised of all principal and interest not sooner paid on the
Loans, shall be due and payable on May 29, 2016, the final maturity thereof. 
 (c) Revolving Loans. Each Revolving Loan, both
for principal and interest, shall mature and become due and payable by the Borrower on the Revolving Credit Termination Date. 
 Section 2.8. Prepayments. 
 (a) Voluntary Prepayments of Term A Loans. The Borrower may, at its option,
upon notice as herein provided, prepay without premium or penalty at any time all, or from time to time any part of, the Term A Loans, in a multiple of $500,000 and an aggregate amount of not less than $1,000,000; provided that, the
Borrower may not make any voluntary prepayment of the Term A Loans until the Term B Loans have been paid in full. The Borrower will give the Administrative Agent written notice (or telephone notice promptly confirmed by written notice) of
each optional prepayment under this Section 2.8(a) prior to 2:00 p.m. (Cincinnati, Ohio time) at least one Business Date prior to the date fixed for such prepayment (which notice may be revoked at the Borrower’s option). Each such
notice shall specify the date of such prepayment (which shall be a Business Day), the principal amount of the Term A Loans to be prepaid and the interest to be paid on the prepayment date with respect to such principal amount being repaid. Any
prepayments made pursuant to this Section 2.8(a) shall be applied against the remaining scheduled installments of principal due in respect of such Term A Loans in direct order of maturity. 
 (b) Voluntary Prepayments of Term B Loans. The Borrower may, at its option, upon notice as herein provided, prepay without premium or penalty
at any time all, or from time to time any part of, the Term B Loans, in a multiple of $500,000 and an aggregate amount of not less than $1,000,000. The Borrower will give the Administrative Agent written notice (or telephone notice promptly
confirmed by written notice) of each optional prepayment under this Section 2.8(b) prior to 2:00 p.m. (Cincinnati, Ohio time) at least one Business Date prior to the date fixed for such prepayment (which notice may be revoked at the
Borrower’s option). Each such notice shall specify the date of such prepayment (which shall be a Business Day), the principal amount of the Term B Loans to be prepaid and the interest to be paid on the prepayment 

  

 -38- 

 
date with respect to such principal amount being repaid. Any prepayments made pursuant to this Section 2.8(b) shall be applied against the remaining
scheduled installments of principal due in respect of such Term B Loans in direct order of maturity. 
 (c) Voluntary Prepayments of
Revolving Loans and Swing Loans. The Borrower may prepay without premium or penalty (except as set forth in Section 8.1 below) and in whole or in part any Borrowing of (i) Revolving Loans that are Eurodollar Loans at any time upon at
least 3 Business Days prior notice by the Borrower to the Administrative Agent, (ii) in the case of a Borrowing of Revolving Loans that are Base Rate Loans, notice delivered by the Borrower to the Administrative Agent no later than
10:00 a.m. (Cincinnati time) on the date of prepayment or (iii) Swing Loans at any time without prior notice, in each case, such prepayment to be made by the payment of the principal amount to be prepaid and, in the case of any Eurodollar
Loans or Swing Loans, accrued interest thereon to the date fixed for prepayment plus any amounts due the Lenders under Section 8.1; provided, however, the Borrower may not partially repay a Borrowing (other than a Borrowing of Swing
Loans) (i) if such Borrowing is of Base Rate Loans, in a principal amount less than $500,000, (ii) if such Borrowing is of Eurodollar Loans, in a principal amount less than $1,000,000, and (iii) in each case, unless it is in an amount
such that the minimum amount required for a Borrowing pursuant to Section 2.6 remains outstanding. 
 (d) Mandatory. (i) If
the Borrower or any Subsidiary shall at any time or from time to time make a Disposition or shall suffer an Event of Loss resulting in Net Cash Proceeds in excess of $5,000,000.00 individually, then (x) the Borrower shall promptly notify the
Administrative Agent of such Disposition or Event of Loss (including the amount of the estimated Net Cash Proceeds to be received by the Borrower or such Subsidiary in respect thereof) and (y) promptly upon receipt by the Borrower or the
Subsidiary of the Net Cash Proceeds of such Disposition or such Event of Loss, the Borrower shall prepay the Obligations in an aggregate amount equal to 100% of the amount of all such Net Cash Proceeds in excess of the amount specified above;
provided that in the case of each Disposition and Event of Loss, if the Borrower states in its notice of such event that the Borrower or the applicable Subsidiary intends to invest or reinvest, as applicable, within 180 days of the applicable
Disposition or receipt of Net Cash Proceeds from an Event of Loss, the Net Cash Proceeds thereof in assets used or useful in the business of the Borrower or its Subsidiaries, then so long as no Event of Default then exists, the Borrower shall not be
required to make a mandatory prepayment under this Section in respect of such Net Cash Proceeds to the extent such Net Cash Proceeds are actually invested or reinvested, or the Borrower or a Subsidiary has entered into a binding contract to so
invest or reinvest such Net Cash Proceeds during such 180-day period. Promptly after the end of such 180-day period, to the extent such Net Cash Proceeds have not been so invested or reinvested or such a binding contract entered into, the Borrower
shall promptly prepay the Obligations in the amount of such Net Cash Proceeds in excess of the amount specified above not so invested or reinvested or subject to such binding contract. The amount of each such prepayment shall be applied first to the
outstanding Term A Loans until paid in full and then to the outstanding Term B Loans until paid in full and then to the Revolving Loans until paid in full and then to the Swing Loans. If the Administrative Agent or the Required Lenders so
request, all proceeds of such Disposition or Event of Loss that the Borrower or its Subsidiary intends to invest or reinvest shall be maintained in operating accounts at the Administrative Agent or its Affiliates until invested, reinvested or
applied to the Obligations pursuant to this Section 2.8(d). 
  

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 (ii) On or before April 30th of each year, beginning in 2010, the Borrower shall prepay the
then-outstanding Loans by an amount equal to 75% of Excess Cash Flow of Borrower and its Subsidiaries for the most recently completed fiscal year of the Borrower. The amount of each such prepayment shall be applied first to the outstanding
Term B Loans until paid in full and then to the outstanding Term A Loans until paid in full and then to the Revolving Loans until paid in full and then to the Swing Loans. Any voluntary prepayments of principal of the Term A Loans and
Term B Loans made during any fiscal year and on or prior to April 30th of the following year shall reduce, by the amount of such voluntary prepayments, the amount required to be paid by the Borrower under this Section 2.8(d)(ii) for
such year; provided that, the amount required to be paid under this Section 2.8(d)(ii) shall not in any event be reduced to less than zero, and no such voluntary prepayments shall reduce payments required to be made under this
Section 2.8(d)(ii) in more than one year (i.e., any payments made between the end of a fiscal year and the payment required under this Section 2.8(d)(ii) in respect thereof shall not be double counted). 
 (iii) The Borrower shall, on each date the Revolving Credit Commitments are reduced pursuant to Section 2.10, prepay the Revolving Loans and Swing
Loans and, if necessary after such Revolving Loans and Swing Loans have been repaid in full, replace or cause to be canceled (or provide an L/C Backstop or make other arrangements reasonably satisfactory to the L/C Issuer) outstanding Letters of
Credit by the amount, if any, necessary to reduce the sum of the aggregate principal amount of Revolving Loans, Swing Loans and L/C Obligations then outstanding to the amount to which the Revolving Credit Commitments have been so reduced.

 (iv) Unless the Borrower otherwise directs, prepayments of Revolving Loans under this Section 2.8(d) shall be applied first to
Borrowing Base Rate Loans until payment in full thereof with any balance applied to Borrowings of Eurodollar Loans in the order in which their Interest Periods expire. Each prepayment of Loans under this Section 2.8(d) shall be made by the
payment of the principal amount to be prepaid and, in the case of any Term A Loans, Term B Loans, Swing Loans or Eurodollar Loans, accrued interest thereon to the date of prepayment together with any amounts due the Lenders under
Section 8.1. Each prefunding of L/C Obligations that the Borrower chooses to make to the Administrative Agent as a result of the application of Section 2.8(d)(iii) above by the deposit of cash or Cash Equivalents with the
Administrative Agent shall be made in accordance with Section 7.4. 
 (e) Defaulting Lenders. Until such time as the Default
Excess (as defined below) with respect to any Defaulting Lender has been reduced to zero, (i) any voluntary prepayment of the Revolving Loans pursuant to Section 2.8(c) shall, if the Borrower so directs at the time of making such voluntary
prepayment, be applied to the Revolving Loans of other Lenders as if such Defaulting Lender had no loans outstanding and the Revolving Credit Commitments of such Defaulting Lender were zero and (ii) any mandatory prepayment of the Loans
pursuant to Section 2.8(d) shall, if the Borrower so directs at the time of making such mandatory prepayment, be applied to the Loans of other Lenders (but not to the Loans of such Defaulting Lender) as if such Defaulting Lender has funded all
defaulted Loans of such Defaulting Lender, it being understood and agreed that the Borrower shall be entitled to retain any portion of any mandatory prepayment of the Loans that is not paid to such Defaulting Lender solely as a result of the
operation of the provisions of this clause (e). “Default Excess” means, with respect to any Defaulting Lender, the excess, if any, of such Defaulting Lender’s Percentage of the aggregate 

  

 -40- 

 
outstanding principal amount of the applicable Loans of all the applicable Lenders (calculated as if all Defaulting Lenders (including such Defaulting
Lender) had funded all of their respective defaulted Loans) over the aggregate outstanding principal amount of the applicable Loans of such Defaulting Lender. 
 (f) The Administrative Agent will promptly advise each Lender of any notice of prepayment it receives from the Borrower, and (i) in the case of any partial prepayment under Sections 2.8(a) or 2.8(b) hereof,
such prepayment shall be applied to the remaining amortization payments on the relevant Loans in the direct order of maturity and (ii) in the case of any partial prepayment under Section 2.8(d) hereof, such payment shall be applied ratably
to the remaining amortization payments on the relevant Loans. 
 Section 2.9. Place and Application of Payments. All payments of
principal of and interest on the Loans and the Reimbursement Obligations, and of all other Obligations payable by the Borrower under this Agreement and the other Loan Documents, shall be made by the Borrower to the Administrative Agent by no later
than 2:00 p.m. (Cincinnati time) on the due date thereof at the office of the Administrative Agent in Cincinnati, Ohio (or such other location as the Administrative Agent may designate to the Borrower in writing) for the benefit of the Lender
or Lenders entitled thereto. Any payments received after such time shall be deemed to have been received by the Administrative Agent on the next Business Day. All such payments shall be made in Dollars, in immediately available funds at the place of
payment, in each case without set-off or counterclaim, except as provided in Section 10.1. The Administrative Agent will promptly thereafter cause to be distributed like funds relating to the payment of principal or interest on Loans and on
Reimbursement Obligations in which the Lenders have purchased Participating Interests ratably to the Lenders and like funds relating to the payment of any other amount payable to any Lender to such Lender, in each case to be applied in accordance
with the terms of this Agreement. 
 Anything contained herein to the contrary notwithstanding, (x) pursuant to the exercise of remedies
under Sections 7.2 and 7.3 hereof or (y) after written instruction by the Required Lenders after the occurrence and during the continuation of an Event of Default, all payments and collections received in respect of the Obligations and all
proceeds of the Collateral received, in each instance, by the Administrative Agent or any of the Lenders, other than payments and collection received pursuant to the Limited Guaranty, shall be remitted to the Administrative Agent and distributed as
follows: 
 (a) first, to the payment of any outstanding costs and expenses incurred by the Administrative Agent, and
any security trustee therefor, in monitoring, verifying, protecting, preserving or enforcing the Liens on the Collateral, in protecting, preserving or enforcing rights under the Loan Documents, and in any event all costs and expenses of a character
which the Borrower has agreed to pay the Administrative Agent under Section 10.13 hereof (such funds to be retained by the Administrative Agent for its own account unless it has previously been reimbursed for such costs and expenses by the
Lenders, in which event such amounts shall be remitted to the Lenders to reimburse them for payments theretofore made to the Administrative Agent); 
  

 -41- 

 (b) second, to the payment of principal and interest on the Swing Loans until paid
in full; 
 (c) third, to the payment of any outstanding interest and fees due under the Loan Documents to be allocated
pro rata in accordance with the aggregate unpaid amounts owing to each holder thereof; 
 (d) fourth, to the payment of
principal on the Term B Loans, Revolving Loans, unpaid Reimbursement Obligations, together with amounts to be held by the Administrative Agent as collateral security for any outstanding L/C Obligations pursuant to Section 7.4 hereof (until
the Administrative Agent is holding an amount of cash equal to the then outstanding amount of all Letters of Credit, to the extent the same have not been replaced or cancelled or otherwise provided for to the reasonable satisfaction of the L/C
Issuer), and Hedging Liability, the aggregate amount paid to, or held as collateral security for, the Lenders and, in the case of Hedging Liability, their Affiliates to be allocated pro rata in accordance with the aggregate unpaid amounts owing to
each holder thereof; 
 (e) fifth, to the payment of principal on the Term A Loans to be allocated pro rata in
accordance with the aggregate unpaid amounts owing to each holder thereof until paid in full; 
 (f) sixth, to the
payment of all other unpaid Obligations and all other indebtedness, obligations, and liabilities of the Borrower and its Subsidiaries secured by the Collateral Documents (including, without limitation, Funds Transfer Liability, Deposit Account
Liability and Data Processing Obligations) to be allocated pro rata in accordance with the aggregate unpaid amounts owing to each holder thereof; and 
 (g) seventh, to the Borrower or whoever else may be lawfully entitled thereto. 
 Anything contained
herein to the contrary notwithstanding, all payments and collections received in respect of the Obligations pursuant to the Limited Guaranty, in each instance, by the Administrative Agent, the L/C Issuer or any of the Lenders shall be remitted to
the Administrative Agent and distributed as follows: 
 (a) first, to the payment of any outstanding costs and expenses
incurred by the Administrative Agent, protecting, preserving or enforcing the Limited Guaranty, and in any event all costs and expenses of a character which the Borrower has agreed to pay the Administrative Agent under Section 10.13 hereof in
respect of the Limited Guaranty (such funds to be retained by the Administrative Agent for its own account unless it has previously been reimbursed for such costs and expenses by the Lenders, in which event such amounts shall be remitted to the
Lenders to reimburse them for payments theretofore made to the Administrative Agent); 
  

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 (b) second, to the payment of any outstanding interest due to the Term A
Lenders under the Loan Documents to be allocated pro rata in accordance with the aggregate unpaid amounts owing to the Term A Lenders; 
 (c) third, to the payment of principal on the Term A Loans to be allocated pro rata in accordance with the aggregate unpaid amounts owing to each holder thereof; and 
 (d) fourth, to the Borrower or whoever else may be lawfully entitled thereto. 
 Section 2.10. Commitment Terminations. 
 (a) Voluntary. The Borrower shall have the right at any time and from time to time, upon 3 Business Days prior written notice to the Administrative Agent, to terminate the Revolving Credit Commitments in whole or in part, any
partial termination to be (i) in an amount not less than $1,000,000 or any greater amount that is an integral multiple of $100,000 and (ii) allocated ratably among the Lenders in proportion to their respective Revolver Percentages,
provided that the Revolving Credit Commitments may not be reduced to an amount less than the sum of the aggregate principal amount of Revolving Loans, Swing Loans and of L/C Obligations then outstanding. Any termination of the Revolving
Credit Commitments below the L/C Sublimit then in effect shall reduce the L/C Sublimit by a like amount. Any termination of the Revolving Credit Commitments below the Swing Line Sublimit then in effect shall reduce the Swing Line Sublimit
by a like amount. The Administrative Agent shall give prompt notice to each Lender of any such termination of the Revolving Credit Commitments. Any termination of the Revolving Credit Commitments pursuant to this Section 2.10 may not be
reinstated. 
 Section 2.11. Swing Loans. 
 (a) Generally. Subject to the terms and conditions hereof, as part of the Revolving Credit, the Administrative Agent agrees to make loans in Dollars to the Borrower under the Swing Line (individually a
“Swing Loan” and collectively the “Swing Loans”) which shall not in the aggregate at any time outstanding exceed the Swing Line Sublimit; provided, however, the sum of the Revolving Loans, Swing Loans and
L/C Obligations at any time outstanding shall not exceed the sum of all Revolving Credit Commitments in effect at such time. The Swing Loans may be availed of by the Borrower from time to time and borrowings thereunder may be repaid and used
again during the period ending on the Revolving Credit Termination Date and each Swing Loan not sooner repaid shall mature and be due and payable by the Borrower on such date. Except as provided in clause (c) below, each Swing Loan shall be in
a minimum amount of $250,000 or such greater amount which is an integral multiple of $100,000. 
 (b) Interest on Swing Loans. Each
Swing Loan shall bear interest until repaid (whether by acceleration or otherwise) at a rate per annum equal to, at the option of the Borrower, (x) the sum of the Base Rate plus the Applicable Margin for Base Rate Loans under the Revolving
Credit as from time to time in effect (computed on the basis of a year of 365 or 366 days, as the case may be, for the actual number of days elapsed) or (y) the Administrative Agent’s Quoted Rate (computed on the basis of a year of
360 days for the actual number of days elapsed); provided that, notwithstanding the foregoing, any deemed borrowing of a Swing Loan pursuant 

  

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to clause (c)(ii) below shall bear interest as described in clause (i)(x) above. Interest on each Swing Loan shall be due and payable on the last day of each
Interest Period applicable thereto. 
 (c) Requests for Swing Loans. (i) Except as provided in clause (ii) below, the
Borrower shall give the Administrative Agent prior notice (which may be written or oral), no later than 12:00 noon (Cincinnati time) on the date upon which the Borrower requests that any Swing Loan be made or such later time as may be acceptable to
the Administrative Agent, in its reasonable discretion, of the amount and date of such Swing Loan, and the Interest Period requested therefor. Within 30 minutes after receiving such notice, the Administrative Agent shall in its discretion quote
an interest rate to the Borrower at which the Administrative Agent would be willing to make such Swing Loan available to the Borrower for the Interest Period so requested (the rate so quoted for a given Interest Period being herein referred to as
“Administrative Agent’s Quoted Rate”). The Borrower acknowledges and agrees that the interest rate quote is given for immediate and irrevocable acceptance. If the Borrower does not so immediately accept the Administrative
Agent’s Quoted Rate for the full amount requested by the Borrower for such Swing Loan, the Administrative Agent’s Quoted Rate shall be deemed immediately withdrawn and such Swing Loan shall bear interest at the rate per annum determined by
adding the Applicable Margin for Base Rate Loans under the Revolving Credit to the Base Rate as from time to time in effect. Subject to the terms and conditions hereof, the proceeds of such Swing Loan shall be made available to the Borrower by wire
transfer to an account designated by the Borrower. 
 (ii) Notwithstanding clause (i) above, in the event that there is a negative
balance at the end of any Business Day in the Borrower’s “concentration” account that it maintains with the Administrative Agent, the Borrower shall be deemed to have requested (without the necessity of any formal or written notice),
and, subject to the first sentence of Section 2.11(a) hereof, the Administrative Agent shall make, a Swing Loan in the amount of such negative balance. Anything contained in this Section 2.11(c) to the contrary notwithstanding,
(x) the obligation of the Administrative Agent to make Swing Loans shall be subject to all of the terms and conditions of this Agreement and (y) the Administrative Agent shall not be obligated to make more than one Swing Loan during any
one day. 
 (d) Refunding of Swing Loans. In its sole and absolute discretion, the Administrative Agent may at any time, on behalf of
the Borrower (which the Borrower hereby irrevocably authorizes the Administrative Agent to act on its behalf for such purpose) and with notice to the Borrower, request each Lender to make a Revolving Loan in the form of a Base Rate Loan in an amount
equal to such Lender’s Revolver Percentage of the amount of the Swing Loans outstanding on the date such notice is given. Unless an Event of Default described in Section 7.1(j) or 7.1(k) exists with respect to the Borrower, regardless of
the existence of any other Event of Default, each Lender shall make the proceeds of its requested Revolving Loan available to the Administrative Agent, in immediately available funds, at the Administrative Agent’s principal office in
Cincinnati, Ohio, before 12:00 Noon (Cincinnati time) on the Business Day following the day such notice is given. The proceeds of such Borrowing of Revolving Loans shall be immediately applied to repay the outstanding Swing Loans. 

 

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 (e) Participations. If any Lender refuses or otherwise fails to make a Revolving Loan when
requested by the Administrative Agent pursuant to Section 2.11(d) above (because an Event of Default described in Section 7.1(j) or 7.1(k) exists with respect to the Borrower or otherwise), such Lender will, by the time and in the manner
such Revolving Loan was to have been funded to the Administrative Agent, purchase from the Administrative Agent an undivided participating interest in the outstanding Swing Loans in an amount equal to its Revolver Percentage of the aggregate
principal amount of Swing Loans that were to have been repaid with such Revolving Loans; provided that the foregoing purchases shall be deemed made hereunder without any further action by such Lender or the Administrative Agent. Each Lender
that so purchases a participation in a Swing Loan shall thereafter be entitled to receive its Revolver Percentage of each payment of principal received on the Swing Loan and of interest received thereon accruing from the date such Lender funded to
the Administrative Agent its participation in such Loan. The several obligations of the Lenders under this Section shall be absolute, irrevocable and unconditional under any and all circumstances whatsoever and shall not be subject to any
set-off, counterclaim or defense to payment which any Lender may have or have had against the Borrower, any other Lender or any other Person whatever. Without limiting the generality of the foregoing, such obligations shall not be affected by any
Default or Event of Default or by any reduction or termination of the Revolving Credit Commitments of any Lender, and each payment made by a Lender under this Section shall be made without any offset, abatement, withholding or reduction
whatsoever. 
 Section 2.12. Evidence of Indebtedness. (a) Each Lender shall maintain in accordance with its usual practice
an account or accounts evidencing the indebtedness of the Borrower to such Lender resulting from each Loan made by such Lender from time to time, including the amounts of principal and interest payable and paid to such Lender from time to time
hereunder. 
 (b) The Administrative Agent shall also maintain accounts in which it will record (i) the amount of each Loan made
hereunder, with respect to Revolving Loans, the type thereof and, with respect to Eurodollar Loans and Swing Loans, the Interest Period with respect thereto, (ii) the amount of any principal or interest due and payable or to become due and
payable from the Borrower to each Lender hereunder and (iii) the amount of any sum received by the Administrative Agent hereunder from the Borrower and each Lender’s share thereof. 
 (c) The entries maintained in the accounts maintained pursuant to paragraphs (a) and (b) above shall be prima facie evidence of the existence
and amounts of the Obligations therein recorded; provided, however, that the failure of the Administrative Agent or any Lender to maintain such accounts or any error therein shall not in any manner affect the obligation of the Borrower to
repay the Obligations in accordance with their terms. 
 (d) Any Lender may request that its Loans be evidenced by a promissory note or notes
in the forms of Exhibit D-1 (in the case of its Term A Loan and referred to herein as a “Term A Note”), D-2 (in the case of its Term B Loan and referred to herein as a “Term B Note”), D-3
(in the case of its Revolving Loans and referred to herein as a “Revolving Note”) or D-4 (in the case of its Swing Loans and referred to herein as a “Swing Note”), as applicable (the Term A Notes, Term B
Notes, Revolving Notes and Swing Note being hereinafter referred to collectively as the “Notes” and individually as a “Note”). In such event, the Borrower shall prepare, execute and 

  

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deliver to such Lender a Note payable to the order of such Lender in the amount of the Term A Loan, Term B Loan, Revolving Credit Commitment, or
Swing Line Sublimit, as applicable. Thereafter, the Loans evidenced by such Note or Notes and interest thereon shall at all times (including after any assignment pursuant to Section 10.10) be represented by one or more Notes payable to the
order of the payee named therein or any assignee pursuant to Section 10.10, except to the extent that any such Lender or assignee subsequently returns any such Note for cancellation and requests that such Loans once again be evidenced as
described in subsections (a) and (b) above. 
 Section 2.13. Fees. 
 (a) Revolving Credit Commitment Fee. The Borrower shall pay to the Administrative Agent for the ratable account of the Lenders according to their
Revolver Percentages a commitment fee at the rate per annum equal to the Applicable Margin (computed on the basis of a year of 360 days and the actual number of days elapsed) on the average daily Unused Revolving Credit Commitments (the
“Commitment Fee”); provided, however, that no commitment fee shall accrue to the Unused Revolving Credit Commitment of a Defaulting Lender, or be payable for the benefit of such Lender, so long as such Lender shall be a
Defaulting Lender. Such commitment fee shall be payable quarterly in arrears on the last day of each March, June, September, and December in each year (commencing on the first such date occurring after the date hereof) and on the Revolving
Credit Termination Date, unless the Revolving Credit Commitments are terminated in whole on an earlier date, in which event the commitment fee for the period to the date of such termination in whole shall be paid on the date of such termination.

 (b) Letter of Credit Fees. On the date of issuance or extension, or increase in the amount, of any Letter of Credit pursuant to
Section 2.3 hereof, the Borrower shall pay to the L/C Issuer for its own account a fronting fee equal to 0.125% of the face amount of (or of the increase in the face amount of) such Letter of Credit. Quarterly in arrears, on the last day
of each March, June, September, and December, commencing on the first such date occurring after the date hereof, the Borrower shall pay to the Administrative Agent, for the ratable benefit of the Lenders according to their Revolver Percentages, a
letter of credit fee at a rate per annum equal to the Applicable Margin (computed on the basis of a year of 360 days and the actual number of days elapsed) in effect during each day of such quarter applied to the daily average face amount of
Letters of Credit outstanding during such quarter; provided that, any portion of the Letter of Credit fee paid to Fifth Third Michigan on any of its Affiliates shall be reduced by the amount of any fronting fee paid with respect to such
Letters of Credit as provided above until the Borrower receives full credit for such fronting fee; provided further that, while any Event of Default exists or after acceleration, such rate shall increase by 2% over the rate otherwise payable
and such fee shall be paid on demand of the Administrative Agent at the request or with the consent of the Required Lenders; provided, however, that in the absence of acceleration, any rate increase pursuant to the foregoing proviso shall be
made at the direction of the Administrative Agent, acting at the request or with the consent of the Required Lenders; provided further that, no letter of credit fee shall accrue to the Revolver Percentage of a Defaulting Lender, or be payable
for the benefit of such Lender, so long as such Lender shall be a Defaulting Lender. In addition, the Borrower shall pay to the L/C Issuer for its own account the L/C Issuer’s standard drawing, 

  

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negotiation, amendment, transfer and other administrative fees for each Letter of Credit. Such standard fees referred to in the preceding sentence may be
established by the L/C Issuer from time to time. 
 SECTION 3. CONDITIONS PRECEDENT. 
 Section 3.1. All Credit Events. At the time of each Credit Event under the Revolving Credit hereunder: 
 (a) each of the representations and warranties set forth herein and in the other Loan Documents shall be and remain true and correct in
all material respects as of said time, except to the extent the same expressly relate to an earlier date; 
 (b) no Default or
Event of Default shall have occurred and be continuing or would occur as a result of such Credit Event; 
 (c) after giving
effect to any requested extension of credit, the aggregate principal amount of all Revolving Loans, Swing Loans and L/C Obligations under this Agreement shall not exceed the aggregate Revolving Credit Commitments; 
 (d) in the case of a Borrowing, the Administrative Agent shall have received the notice required by Section 2.5 hereof, in the case
of the issuance of any Letter of Credit the L/C Issuer shall have received a duly completed Application together with any fees called for by Section 2.13 hereof, and, in the case of an extension or increase in the amount of a Letter of
Credit, a written request therefor in a form reasonably acceptable to the L/C Issuer together with fees called for by Section 2.13 hereof; and 
 (e) such Credit Event shall not violate any Applicable Law with respect to the Administrative Agent or any Lender (including, without limitation, Regulation U of the Board of Governors of the Federal Reserve
System) as then in effect; provided that, any such Applicable Law shall not entitle any Lender that is not affected thereby to not honor its obligation hereunder to advance, continue or convert any Loan or, in the case of the L/C Issuer, to
extend the expiration date of or increase the amount of any Letter of Credit hereunder. 
 Each request for a Borrowing hereunder and each request for the
issuance of, increase in the amount of, or extension of the expiration date of, a Letter of Credit shall be deemed to be a representation and warranty by the Borrower on the date of such Credit Event as to the facts specified in subsections (a)
through (d), both inclusive, of this Section. 
 Section 3.2. Initial Credit Event. Before or concurrently with the initial
Credit Event: 
 (a) the Administrative Agent shall have received copies of the certificate of formation, certificate of
organization, operating agreement, articles of incorporation and bylaws, as applicable (or comparable organizational documents) of Holdco, the Borrower and CMC and any amendments thereto, certified in each instance by its Secretary, 

  

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Assistant Secretary or Chief Financial Officer and, with respect to organizational documents filed with a Governmental Authority, by the applicable
Governmental Authority or a certified statement from the Secretary, Assistant Secretary or Chief Financial Officer of Holdco, the Borrower and CMC, respectively, certifying that the organizational documents previously delivered to the Administrative
Agent have not been amended, supplemented, amended and restated or otherwise modified since the date of their original delivery; 
 (b) the Administrative Agent shall have received copies of resolutions of the board of directors (or similar governing body) of the Borrower authorizing the execution, delivery and performance of the Amendment and Restatement Agreement and
Reaffirmation, dated as of June 30, 2009, whereby this Agreement is amended and restated in the form hereof and the Borrower’s obligations under this Agreement and the other Loan Documents to which it is a party and the consummation
of the transactions contemplated hereby and thereby are reaffirmed, together with specimen signatures of the persons authorized to execute such documents on the Borrower’s behalf, all certified in each instance by its Secretary, Assistant
Secretary or Chief Financial Officer; 
 (c) the Administrative Agent shall have received copies of the certificates of good
standing (if available) for each of Holdco, the Borrower and of CMC from the office of the secretary of state or other appropriate governmental department or agency of the state of its formation, incorporation or organization, as applicable;

 (d) the Administrative Agent shall have received a list of the Borrower’s Authorized Representatives; and 

(e) the Administrative Agent shall have received a favorable written opinion of counsel to Holdco, the Borrower and CMC, in form and
substance reasonably satisfactory to the Administrative Agent. 
 SECTION 4. THE COLLATERAL,
THE GUARANTY AND THE LIMITED GUARANTY. 
 Section 4.1. Collateral. The Obligations, Hedging Liability, and Funds Transfer Liability, Deposit Account Liability and Data Processing Obligations shall be secured by (a) valid, perfected, and enforceable Liens on all
right, title, and interest of Holdco, the Borrower and each Subsidiary (other than an Excluded Subsidiary) in all capital stock and other equity interests (other than Excluded Equity Interests) held by such Person in each of its Subsidiaries,
whether now owned or hereafter formed or acquired, and all proceeds thereof, and (b) valid, perfected, and enforceable Liens on all right, title, and interest of Holdco, the Borrower and each Subsidiary (other than an Excluded Subsidiary) in
all personal property and fixtures, whether now owned or hereafter acquired or arising, and all proceeds thereof (other than Excluded Property). 
 Section 4.2. Liens on Real Property. In the event that the Borrower or any Subsidiary (other than an Excluded Subsidiary) owns or hereafter acquires real property having a fair market value in excess of $5,000,000.00 in the
aggregate (other than any Excluded Property), within 90 

  

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days of the Closing Date or the acquisition thereof (or such longer period as to which the Administrative Agent may consent), the Borrower shall, or shall
cause such Subsidiary to, execute and deliver to the Administrative Agent (or a security trustee therefor) a mortgage or deed of trust reasonably acceptable in form and substance to the Administrative Agent for the purpose of granting to the
Administrative Agent a Lien on such real property to secure the Obligations, Hedging Liability, and Funds Transfer Liability, Deposit Account Liability and Data Processing Obligations, shall pay all taxes and reasonable costs and expenses incurred
by the Administrative Agent in recording such mortgage or deed of trust. 
 Section 4.3. Limited Guaranty. The collection of the
Obligations arising in connection with the Term A Loans shall at all times be guaranteed by the Limited Guarantor pursuant to a collection guaranty agreement in favor of the Administrative Agent, for the benefit of the Term A Lenders, as
the same may be amended, restated, amended and restated, modified or supplemented from time to time (the “Limited Guaranty”). 
 Section 4.4. Guaranty. The payment and performance of the Obligations, Hedging Liability, and Funds Transfer, Deposit Account Liability and Data Processing Obligations shall at all times be guaranteed by Holdco and each
Subsidiary (other than an Excluded Subsidiary) (each, a “Guarantor” and, collectively, the “Guarantors”) pursuant to a guaranty agreement in form and substance acceptable to the Administrative Agent, as the same may
be amended, restated, amended and restated, modified or supplemented from time to time (the “Guaranty”). 
 Section 4.5. Further Assurances. The Borrower agrees that it shall, and shall cause each Subsidiary (other than any Excluded Subsidiary) to, from time to time at the request of the Administrative Agent or the Required Lenders,
execute and deliver such documents and do such acts and things as the Administrative Agent or the Required Lenders may reasonably request in order to provide for or perfect or protect such Liens on the Collateral. In the event the Borrower or any
Subsidiary forms or acquires any other Subsidiary (other than an Excluded Subsidiary) after the date hereof, on or prior to the later to occur of (a) 30 days following the date of such acquisition or formation and (ii) the date of the
required delivery of the certificate required by Section 6.1(c) following the date of such acquisition or formation (or such longer period as to which the Administrative Agent may consent), the Borrower shall cause such newly formed or acquired
Subsidiary to execute such Collateral Documents (or supplements, assumptions or amendments to existing Collateral Documents) as the Administrative Agent may then require, and the Borrower shall also deliver to the Administrative Agent, or cause such
Subsidiary to deliver to the Administrative Agent, at the Borrower’s cost and expense, such other instruments, documents, certificates, and opinions reasonably required by the Administrative Agent in connection therewith. 
 Section 4.6. Limitation on Collateral. Notwithstanding anything to the contrary in Sections 4.1 through 4.5 or any other Collateral Document
(a) the Administrative Agent shall not require the taking of a Lien on, or require the perfection of any Lien granted in, those assets as to which the cost of obtaining or perfecting such Lien (including any mortgage, stamp, intangibles or
other tax or expenses relating to such Lien) is excessive in relation to the benefit to the Lenders of the security afforded thereby as reasonably determined by the Borrower and the Administrative Agent and (b) Liens required to be granted
pursuant to Section 4.5 shall be 

  

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subject to exceptions and limitations consistent with those set forth in the Collateral Documents as in effect on the Closing Date (to the extent appropriate
in the applicable jurisdiction). 
 SECTION 5. REPRESENTATIONS AND WARRANTIES. 

The Borrower represents and warrants to each Lender and the Administrative Agent that: 
 Section 5.1. Organization and Qualification. The Borrower and each of its Subsidiaries (i) is duly organized, validly existing and in
good standing under the laws of the jurisdiction of its organization, (ii) has the power and authority to own its property and to transact the business in which it is engaged and proposes to engage, except where the failure to do so would not
reasonably be expected to have a Material Adverse Effect, and (iii) is duly qualified and in good standing in each jurisdiction where the ownership, leasing or operation of property or the conduct of its business requires such qualification,
except, in each case, where the same could not be reasonably expected to have, either individually or in the aggregate, a Material Adverse Effect. 
 Section 5.2. Authority and Enforceability. The Borrower has the power and authority to enter into this Agreement and the other Loan Documents executed by it, to make the borrowings herein provided for, to issue its Notes (if
any), to grant to the Administrative Agent the Liens described in the Collateral Documents executed by the Borrower, and to perform all of its obligations hereunder and under the other Loan Documents executed by it. Each other Loan Party has the
power and authority to enter into the Loan Documents executed by it, to grant to the Administrative Agent the Liens described in the Collateral Documents executed by such Person, and to perform all of its obligations under the Loan Documents
executed by it. The Loan Documents delivered by the Loan Parties have been duly authorized by proper corporate and/or other organizational proceedings, executed, and delivered by such Person and constitute valid and binding obligations of such
Person enforceable against it in accordance with their terms, except as enforceability may be limited by bankruptcy, insolvency, fraudulent conveyance or similar laws affecting creditors’ rights generally and general principles of equity
(regardless of whether the application of such principles is considered in a proceeding in equity or at law); and this Agreement and the other Loan Documents do not, nor does the performance or observance by any Loan Party, if any, of any of the
matters and things herein or therein provided for, (a) violate any provision of law or any judgment, injunction, order or decree binding upon any Loan Party, (b) contravene or constitute a default under any provision of the organizational
documents (e.g., charter, articles of incorporation, by-laws, articles of association, operating agreement, partnership agreement or other similar document) of any Loan Party, (c) contravene or constitute a default under any covenant, indenture
or agreement of or affecting any Loan Party or any of its Property, or (d) result in the creation or imposition of any Lien on any Property of any Loan Party other than the Liens granted in favor of the Administrative Agent pursuant to the
Collateral Documents and Permitted Liens, except with respect to clauses (a), (c) or (d), to the extent, individually or in the aggregate, that such violation, contravention, breach, conflict, default or creation or imposition of any Lien could
not reasonably be expected to result in a Material Adverse Effect. 
  

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 Section 5.3. No Material Adverse Change. Since the Closing Date, there has been no event or
circumstance which individually or in the aggregate could reasonably be expected to have a Material Adverse Effect. 
 Section 5.4.
Litigation and Other Controversies. There is no litigation, arbitration or governmental proceeding pending or, to the knowledge of the Borrower and its Subsidiaries, threatened against the Borrower or any of its Subsidiaries that could
reasonably be expected to have a Material Adverse Effect. 
 Section 5.5. True and Complete Disclosure. As of the Closing Date,
all information (other than projections or any other forward-looking information and any information of a general economic or industry-specific nature) furnished by or on behalf of the Borrower or any of its Subsidiaries in writing to the
Administrative Agent, the L/C Issuer or any Lender for purposes of or in connection with this Agreement, or any transaction contemplated herein, is true and accurate in all material respects and not incomplete by omitting to state any fact necessary
to make such information (taken as a whole) not misleading in light of the circumstances under which such information was provided; provided that, with respect to projected financial information furnished by or on behalf of the Borrower or
any of its Subsidiaries, the Borrower only represents and warrants that such information is prepared in good faith based upon assumptions believed to be reasonable at the time (it being understood that such projections are subject to uncertainties
and contingencies, many of which are beyond the control of the Borrower, that actual results may vary from projected results and such variances may be material and that the Borrower makes no representation as to the attainability of such projections
or as to whether such projections will be achieved or will materialize). 
 Section 5.6. Use of Proceeds; Margin Stock. All
proceeds of the Revolving Loans and Swing Loans shall be used by the Borrower to pay fees and expenses incurred in connection with this Agreement and the transaction contemplated hereby and for working capital and other general corporate purposes.
No part of the proceeds of any Loan or other extension of credit hereunder will be used by the Borrower or any Subsidiary thereof to purchase or carry any margin stock (within the meaning of Regulation U of the Board of Governors of the Federal
Reserve System, “Margin Stock”) or to extend credit to others for the purpose of purchasing or carrying any margin stock. Neither the making of any Loan or other extension of credit hereunder nor the use of the proceeds thereof will
violate or be inconsistent with the provisions of Regulations T, U or X of the Board of Governors of the Federal Reserve System and any successor to all or any portion of such regulations. Margin Stock constitutes less than 25% of the value of
those assets of the Borrower and its Subsidiaries that are subject to any limitation on sale, pledge or other restriction hereunder. 
 Section 5.7. Taxes. The Borrower and each of its Subsidiaries has filed or caused to be filed all tax returns required to be filed by the Borrower and/or any of its Subsidiaries, except where failure to so file could not be
reasonably expected to have, either individually or in the aggregate, a Material Adverse Effect. The Borrower and each of its Subsidiaries has paid all taxes, assessments and other governmental charges payable by them (other than taxes, assessments
and other governmental charges which are not delinquent), except those (a) not overdue by more than thirty (30) days, (b) that are being contested in good faith and by proper 

  

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legal proceedings and as to which appropriate reserves have been provided for in accordance with GAAP or (c) the non-payment of which could not be
reasonably expected to result in a Material Adverse Effect. 
 Section 5.8. ERISA. The Borrower and each other member of its
Controlled Group has fulfilled its obligations under the minimum funding standards of, and is in compliance in all material respects with, ERISA and the Code to the extent applicable to it and, other than a liability for premiums under
Section 4007 of ERISA, has not incurred any liability to the PBGC or a Plan under Title IV of ERISA, except where the failure, noncompliance or incurrence of such could not be reasonably expected to have a Material Adverse Effect. The
Borrower and its Subsidiaries have no contingent liabilities with respect to any post-retirement benefits under a Welfare Plan, as defined in Section 3(1) of ERISA, other than liability for continuation coverage described in article 6 of
Title 1 of ERISA, and except as could not be reasonably expected to have a Material Adverse Effect. 
 Section 5.9.
Subsidiaries. Schedule 5.9 correctly sets forth, as of the Closing Date, each Subsidiary of the Borrower, its respective jurisdiction of organization and the percentage ownership (whether directly or indirectly) of the Borrower in each
class of capital stock or other equity interests of each of its Subsidiaries and also identifies the direct owner thereof. 
 Section 5.10. Compliance with Laws. The Borrower and each of its Subsidiaries is in compliance with all applicable statutes, regulations and orders of, and all applicable restrictions imposed by, all Governmental Authority in
respect of the conduct of their businesses and the ownership of their property, except such noncompliances as could not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect. 
 Section 5.11. Environmental Matters. The Borrower and each of its Subsidiaries is in compliance with all applicable Environmental Laws and
the requirements of any permits issued under such Environmental Laws, except to the extent that the aggregate effect of all noncompliances could not reasonably be expected to have a Material Adverse Effect. There are no pending or, to the knowledge
of the Borrower and its Subsidiaries, threatened Environmental Claims, including any such claims (regardless of materiality) for liabilities under CERCLA relating to the disposal of Hazardous Materials, against the Borrower or any of its
Subsidiaries or any real property, including leaseholds, owned or operated by the Borrower or any of its Subsidiaries, except such claims as could not reasonably be expected to have, either individually or in the aggregate, a Material Adverse
Effect. Except as could not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect, there are no facts, circumstances, conditions or occurrences on any real property, including leaseholds, owned or
operated by the Borrower or any of its Subsidiaries that, to the knowledge of the Borrower and its Subsidiaries, could reasonably be expected (i) to form the basis of an Environmental Claim against the Borrower or any of its Subsidiaries or any
such real property, or (ii) to cause any such real property to be subject to any restrictions on the ownership, occupancy, use or transferability of such real property by the Borrower or any of its Subsidiaries under any applicable
Environmental Law. To the knowledge of the Borrower, Hazardous Materials have not been Released on or from any real property, including leaseholds, owned or operated by the Borrower 

  

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or any of its Subsidiaries where such Release, individually, or when combined with other Releases, in the aggregate, may reasonably be expected to have a
Material Adverse Effect. 
 Section 5.12. Investment Company. Neither the Borrower nor any Subsidiary is an “investment
company” or a company “controlled” by an “investment company” within the meaning of the Investment Company Act of 1940, as amended. 
 Section 5.13. Intellectual Property. The Borrower and each of its Subsidiaries owns all the patents, trademarks, service marks, trade names and copyrights or rights with respect to the foregoing, or each
has obtained licenses of all other rights of whatever nature necessary for the present conduct of its businesses, in each case without any known conflict with the rights of others which, or the failure to obtain which, as the case may be, could
reasonably be expected to result in a Material Adverse Effect. 
 Section 5.14. Good Title. The Borrower and its Subsidiaries
have good and indefeasible title, or valid leasehold interests, to their material properties and assets as reflected on the Borrower’s most recent consolidated balance sheet provided to the Administrative Agent (except for sales of assets in
the ordinary course of business, and such defects in title that could not reasonably be expected to have, either individually or in the aggregate, a Material Adverse Effect) and is subject to no Liens, other than Permitted Liens. 
 Section 5.15. Labor Relations. Neither the Borrower nor any of its Subsidiaries is engaged in any unfair labor practice that could reasonably
be expected to have a Material Adverse Effect. There is (i) no strike, labor dispute, slowdown or stoppage pending against the Borrower or any of its Subsidiaries or, to the knowledge of the Borrower and its Subsidiaries, threatened against the
Borrower or any of its Subsidiaries and (ii) to the knowledge of the Borrower and its Subsidiaries, no union representation proceeding is pending with respect to the employees of the Borrower or any of its Subsidiaries and no union organizing
activities are taking place, except (with respect to any matter specified in clause (i) or (ii) above, either individually or in the aggregate) such as could not reasonably be expected to have a Material Adverse Effect. 
 Section 5.16. Capitalization. Except as set forth on Schedule 5.16, all outstanding equity interests of the Borrower and the
Subsidiaries have been duly authorized and validly issued, and, to the extent applicable, are fully paid and nonassessable, and as of the Closing Date there are no outstanding commitments or other obligations of any Subsidiary to issue, and no
rights of any Person to acquire, any equity interests in any Subsidiary. 
 Section 5.17. Other Agreements. Neither the Borrower
nor any Subsidiary is in default under the terms of any covenant, indenture or agreement of or affecting the Borrower, any Subsidiary or any of their Property, which default could reasonably be expected to have a Material Adverse Effect. 

Section 5.18. Governmental Authority and Licensing. The Borrower and its Subsidiaries have received all licenses, permits, and approvals
of each Governmental Authority necessary to conduct their businesses, in each case where the failure to obtain or maintain the same could 

  

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reasonably be expected to have a Material Adverse Effect. No investigation or proceeding that, if adversely determined, could reasonably be expected to
result in revocation or denial of any license, permit or approval is pending or, to the knowledge of the Borrower, threatened, except where such revocation or denial could not reasonably be expected to have, either individually or in the aggregate,
a Material Adverse Effect. 
 Section 5.19. Approvals. No authorization, consent, license or exemption from, or filing or
registration with, any Governmental Authority, nor any approval or consent of any other Person, is or will be necessary to the valid execution, delivery or performance by the Borrower or any other Loan Party of any Loan Document, except (a) for
such approvals which have been obtained prior to the date of this Agreement and remain in full force and effect, (b) filings necessary to perfect Liens created by the Loan Documents and (c) consents, approvals, registrations, filings,
permits or actions the failure to obtain or perform which could not be reasonably expected to have a Material Adverse Effect. 
 Section 5.20. Solvency. The Borrower and its Subsidiaries are collectively solvent, able to pay their debts as they become due, and have sufficient capital to carry on their business as currently conducted and all businesses in
which they are about to engage. 
 Section 5.21. Foreign Assets Control Regulations and Anti-Money Laundering. 
 (a) OFAC. Neither Borrower nor any of its Subsidiaries is (i) a person whose property or interest in property is blocked or subject to
blocking pursuant to Section 1 of Executive Order 13224 of September 23, 2001 Blocking Party and Prohibiting Transactions With Persons Who Commit, Threaten to Commit, or Support Terrorism (66 Fed. Reg. 49079 (2001)), (ii) a
person who engages in any dealings or transactions prohibited by Section 2 of such executive order, or is otherwise associated with any such person in any manner violative of Section 2, or (iii) a person on the list of Specially
Designated Nationals and Blocked Persons or subject to the limitations or prohibitions under any other U.S. Department of Treasury’s Office of Foreign Assets Control regulation or executive order. 
 (b) Patriot Act. The Borrower and its Subsidiaries are in compliance, in all material respects, with the USA Patriot Act (Title III of
Pub. L. 107-56 (signed into law October 26, 2001)) (the “Patriot Act”). No part of the proceeds of the Loans will be used, directly or indirectly, for any payments to any governmental official or employee, political party,
official of a political party, candidate for political office, or anyone else acting in an official capacity, in order to obtain, retain or direct business or obtain any improper advantage, in violation of the United States Foreign Corrupt Practices
Act of 1977, as amended. 
 SECTION 6. COVENANTS. 
 The Borrower covenants and agrees that, so long as any Loan or other Obligation hereunder shall remain unpaid or unsatisfied (other than any contingent
indemnity obligations): 
 Section 6.1. Information Covenants. The Borrower will furnish to the Administrative Agent (for
delivery to the Lenders): 
  

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 (a) Quarterly Reports. Within 60 days after the end of each fiscal quarter of the
Borrower not corresponding with the fiscal year end, commencing with the first full fiscal quarter of the Borrower ending after the Closing Date, the Borrower’s consolidated balance sheet as at the end of such fiscal quarter and the related
consolidated statements of income and retained earnings and of cash flows for such fiscal quarter and for the elapsed portion of the fiscal year-to-date period then ended, each in reasonable detail, prepared by the Borrower in accordance with GAAP,
and starting with the first full fiscal quarter after the first anniversary of the Closing Date setting forth comparative figures for the corresponding fiscal quarter in the prior fiscal year, all of which shall be certified by the chief financial
officer or other financial or accounting officer of the Borrower that they fairly present in all material respects in accordance with GAAP the financial condition of the Borrower and its Subsidiaries as of the dates indicated and the results of
their operations and changes in their cash flows for the periods indicated, subject to normal year-end audit adjustments and the absence of footnotes; provided that, the failure to deliver financial statements pursuant to this paragraph shall
not constitute a Default or an Event of Default hereunder at any time, if such failure is caused by acts or omissions of Fifth Third Ohio or its Affiliates. 
 (b) Annual Statements. Within 120 days after the close of each fiscal year of the Borrower (commencing with the fiscal year ending
December 31, 2009), a copy of the Borrower’s consolidated balance sheet as of the last day of the fiscal year then ended and the Borrower’s consolidated statements of income, retained earnings, and cash flows for the fiscal year then
ended, and accompanying notes thereto, each in reasonable detail and starting with the first full fiscal year after the first anniversary of the Closing Date showing in comparative form the figures for the previous fiscal year, accompanied by an
unqualified opinion of a firm of independent public accountants of recognized national standing, selected by the Borrower, to the effect that the consolidated financial statements have been prepared in accordance with GAAP and present fairly in
accordance with GAAP the consolidated financial condition of the Borrower and its Subsidiaries as of the close of such fiscal year and the results of their operations and cash flows for the fiscal year then ended and that an examination of such
accounts in connection with such financial statements has been made in accordance with generally accepted auditing standards; provided that, the failure to deliver financial statements pursuant to this paragraph shall not constitute a Default
or an Event of Default hereunder at any time, if such failure is caused by acts or omissions of Fifth Third Ohio or its Affiliates. Notwithstanding the foregoing, for the fiscal year ending December 31, 2009, the financial statements delivered
under this clause (b) need only cover the period from and after the Closing Date through and including December 31, 2009. 
 (c) Compliance Certificate. At the time of the delivery of the financial statements provided for in Sections 6.1(a) and (b), a certificate of the chief financial officer or other financial or accounting officer of the Borrower
in the form of Exhibit E (x) stating no Default or Event of Default has occurred and is then continuing or, if a Default or Event of Default exists, a detailed description of the Default or Event of Default and all actions the Borrower is
taking with respect to such Default or Event of 

  

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Default, and (y) showing the Borrower’s compliance with the covenants set forth in Section 6.19. 
 (d) Notice of Default or Litigation. Promptly after any senior executive officer of the Borrower obtains knowledge thereof, notice
of (i) the occurrence of any event which constitutes a Default or an Event of Default, which notice shall specify the nature thereof, the period of existence thereof and what action the Borrower proposes to take with respect thereto,
(ii) the commencement of, or threat in writing of, or any significant development in, any litigation, labor controversy, arbitration or governmental proceeding pending against the Borrower or any of its Subsidiaries which would reasonably be
expected to result in a Material Adverse Effect. 
 (e) Other Reports and Filings. To the extent not required by any
other clause in this Section 6.1, promptly, copies of all financial information, proxy materials and other material information, certificates, reports, statements and completed forms, if any, which the Borrower or any of its Subsidiaries has
delivered to holders of, or to any agent or trustee with respect to, Indebtedness of the Borrower or any of its Subsidiaries in their capacity as such a holder, agent or trustee to the extent that the aggregate principal amount of such Indebtedness
exceeds (or upon the utilization of any unused commitments may exceed) $15,000,000.00. 
 (f) Pro Forma Adjustment
Certificate. On or before the date on which a Pro Forma Adjustment is made, a certificate of an officer of the Borrower in form reasonably acceptable to the Administrative Agent setting forth the amount of such Pro Forma Adjustment and, in
reasonable detail, the calculations and basis therefor. 
 (g) Environmental Matters. Promptly after any senior
executive officer of the Borrower obtains knowledge thereof, notice of one or more of the following environmental matters which individually, or in the aggregate, may reasonably be expected to have a Material Adverse Effect: (i) any notice of
an Environmental Claim against the Borrower or any of its Subsidiaries or any real property owned or operated by the Borrower or any of its Subsidiaries; (ii) any condition or occurrence on or arising from any real property owned or operated by
the Borrower or any of its Subsidiaries that (a) results in noncompliance by the Borrower or any of its Subsidiaries with any applicable Environmental Law or (b) could reasonably be expected to form the basis of an Environmental Claim
against the Borrower or any of its Subsidiaries or any such real property; (iii) any condition or occurrence on any real property owned or operated by the Borrower or any of its Subsidiaries that could reasonably be expected to cause such real
property to be subject to any restrictions on the ownership, occupancy, use or transferability by the Borrower or any of its Subsidiaries of such real property under any Environmental Law; and (iv) any removal or remedial actions to be taken in
response to the actual or alleged presence of any Hazardous Material on any real property owned or operated by the Borrower or any of its Subsidiaries as required by any Environmental Law or any Governmental Authority. All such notices shall
describe in reasonable detail the nature of the claim, investigation, condition, occurrence or removal or remedial action and the Borrower’s or such Subsidiary’s response thereto. In addition, the Borrower 

  

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agrees to provide the Lenders with copies of all material non-privileged written communications by the Borrower or any of its Subsidiaries with any Person or
Governmental Authority relating to any of the matters set forth in clauses (i)-(iv) above, and such detailed reports relating to any of the matters set forth in clauses (i)-(iv) above as may reasonably be requested by the Administrative
Agent or the Required Lenders. 
 (h) Other Information. From time to time, such other information or documents
(financial or otherwise) as the Administrative Agent or any Lender (through the Administrative Agent) may reasonably request; provided that, the Administrative Agent and any Lender (through the Administrative Agent) may request such
information in their respective capacities as Administrative Agent and Lender only and may not use such information for any purpose other than a purpose reasonably related to its capacity as Administrative Agent or Lender, as applicable. 

Information and documents required to be delivered pursuant to Sections 6.1 may be delivered electronically and if so delivered, shall be deemed
to have been delivered on the date (i) on which the Borrower posts such documents, or provides a link thereto on the Borrower’s website on the Internet at the website address provided to the Administrative Agent or on an Intralinks or
similar site to which the Lenders have been granted access; or (ii) on which such documents are transmitted by electronic mail to the Administrative Agent. 
 Notwithstanding the foregoing, the obligations in paragraphs (a) and (b) of this Section 6.1 may be satisfied with respect to financial information of the Borrower and its Subsidiaries by furnishing (A) the applicable
financial statements of any direct or indirect parent of the Borrower or (B) the Borrower’s (or any direct or indirect parent thereof), as applicable, Form 10-K or 10-Q, as applicable, filed with the Securities and Exchange
Commission. 
 Section 6.2. Inspections. The Borrower will, and will cause each Subsidiary to, permit officers, designated
representatives and agents of the Administrative Agent (or any Lender solely if accompanying the Administrative Agent), to visit and inspect any Property of the Borrower or such Subsidiary, and to examine the books of account of the Borrower or such
Subsidiary and discuss the affairs, finances and accounts of the Borrower or such Subsidiary with its and their officers and independent accountants, all at such reasonable times as the Administrative Agent may request; provided that,
(i) prior written notice of any such visit, inspection or examination shall be provided to the Borrower and such visit, inspection or examination shall be performed at reasonable times to be agreed to by the Borrower, which agreement will not
be unreasonably withheld, (ii) excluding any such visits and inspections during the continuation of an Event of Default, the Administrative Agent shall not exercise its rights under this Section 6.2 more often than one time during any such
fiscal year, the Borrower is not obligated to compensate the Administrative Agent for more than one inspection and examination by the Administrative Agent during any calendar year and any such compensation shall be subject to the limitations of
Section 10.13, and (iii) the Administrative Agent may conduct inspections pursuant to this Section 6.2 in its respective capacity as Administrative Agent only and may not conduct inspections or utilize information from such
inspections for any purpose other than a purpose reasonably related to its capacity as Administrative Agent. The Administrative Agent shall give 

  

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the Borrower a reasonable opportunity to participate in any discussions with the Borrower’s independent public accountants. 
 Section 6.3. Maintenance of Property, Insurance, Environmental Matters, etc. 
 (a) The Borrower will, and will cause each of its Subsidiaries to, (i) keep its property, plant and equipment in good repair, working order and
condition, except (A) normal wear and tear and casualty and condemnation and (B) to the extent that failure to do so would not reasonably be expected to result in a Material Adverse Effect, and (ii) maintain in full force and effect
with financially sound and reputable insurance companies insurance against loss or damage of the kinds customarily insured against by Persons engaged in the same or similar business of the Borrower and shall furnish to the Administrative Agent upon
its reasonable request (but not more than twice per fiscal year in the absence of an Event of Default) reasonably detailed information as to the insurance so carried. 
 (b) Without limiting the generality of Section 6.3(a), the Borrower and its Subsidiaries: (i) shall comply with, and maintain all real property in compliance with, any applicable Environmental Laws;
(ii) shall obtain and maintain in full force and effect all governmental approvals required for its operations at or on its properties by any applicable Environmental Laws; (iii) shall cure as soon as reasonably practicable any violation
of applicable Environmental Laws with respect to any of its properties which individually or in the aggregate may reasonably be expected to have a Material Adverse Effect; (iv) shall not, and shall not permit any other Person to, own or operate
on any of its properties any landfill or dump or hazardous waste treatment, storage or disposal facility as defined pursuant to the RCRA, or any comparable state law; and (v) shall not use, generate, treat, store, release or dispose of
Hazardous Materials at or on any of the real property except in the ordinary course of its business and in compliance with all Environmental Laws; except, with respect to clauses (i), (ii), (iv) and (v), to the extent, either individually or in
the aggregate, all of the same could not be reasonably expected to have a Material Adverse Effect. With respect to any Release of Hazardous Materials, the Borrower and its Subsidiaries shall conduct any necessary or required investigation, study,
sampling and testing, and undertake any cleanup, removal, remedial or other response action necessary to remove, cleanup or abate any material quantity of Hazardous Materials released at or on any of its properties as required by any applicable
Environmental Law. 
 Section 6.4. Preservation of Existence. The Borrower will, and will cause each of its Subsidiaries to, do
or cause to be done, all things necessary to preserve and keep in full force and effect its existence under the laws of its jurisdiction of organization and its franchises, authority to do business, licenses, patents, trademarks, copyrights and
other proprietary rights, except where the failure to do so would not reasonably be expected to have a Material Adverse Effect; provided, however, that nothing in this Section 6.4 shall prevent the Borrower or any Subsidiary from
consummating any transaction permitted by Section 6.13. 
 Section 6.5. Compliance with Laws. The Borrower shall, and shall
cause each Subsidiary to, comply in all respects with the requirements of all laws, rules, regulations, ordinances and orders applicable to its property or business operations of any Governmental Authority, where any such non-compliance,
individually or in the aggregate, would reasonably be 

  

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expected to have a Material Adverse Effect or result in a Lien upon any of its Property (other than a Permitted Lien). 
 Section 6.6. ERISA. The Borrower shall, and shall cause each Subsidiary to, promptly pay and discharge all obligations and liabilities
arising under ERISA of a character which if unpaid or unperformed would reasonably be expected to have a Material Adverse Effect. The Borrower shall, and shall cause each Subsidiary to, promptly notify the Administrative Agent of: (a) the
occurrence of any Reportable Event with respect to a Plan, (b) receipt of any notice from the PBGC of its intention to seek termination of any Plan or appointment of a trustee therefor and (c) its intention to terminate or withdraw from
any Plan, in each case, except as could not reasonably be expected to have a Material Adverse Effect. 
 Section 6.7. Payment of
Taxes. The Borrower will, and will cause each of its Subsidiaries to, pay and discharge, all material taxes, assessments, fees and other material governmental charges imposed upon it or any of its Property, before becoming delinquent and before
any material penalties accrue thereon, unless and to the extent that (a) the same are being contested in good faith and by proper proceedings and as to which appropriate reserves are provided therefor, unless and until any material Lien
resulting therefrom attaches to any of its Property or (b) the failure to pay the same could not be reasonably expected to have a Material Adverse Effect. 
 Section 6.8. Contracts with Affiliates. The Borrower shall not, nor shall it permit any Subsidiary to, enter into any contract, agreement or business arrangement with any of its Affiliates (other than its
Subsidiaries) except on terms that are not materially less favorable to the Borrower or such Subsidiary as would have been obtained in a comparable arm’s-length transaction with a Person that is not an Affiliate; provided that the
foregoing restrictions shall not apply to: 
 (a) the payment of customary fees to the Existing Shareholders for management,
consulting and financial services rendered to the Borrower and the Subsidiaries and customary investment banking fees paid to the Existing Shareholders for services rendered to the Borrower and the Subsidiaries in connection with divestitures,
acquisitions, financings and other transactions in an amount not to exceed $2 million per fiscal year, 
 (b) transactions
permitted by Section 6.15, 
 (c) the Transactions and the payment of the Transaction Expenses, 
 (d) the issuance of capital stock or other equity interests of the Borrower or other payment to the management of the Borrower (or any
direct or indirect parent thereof) or any of its Subsidiaries in connection with the Transactions, pursuant to arrangements described in the following clause (e), or otherwise to the extent permitted under this Section 6, 
  

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 (e) employment and severance arrangements and health, disability and similar insurance or
benefit plans between the Borrower (or any direct or indirect parent thereof) and the Subsidiaries and their respective directors, officers, employees (including management and employee benefit plans or agreements, subscription agreements or similar
agreements pertaining to the repurchase of capital stock pursuant to put/call rights or similar rights with current or former employees, officers or directors and stock option or incentive plans and other compensation arrangements) in the ordinary
course of business or as otherwise approved by the board of directors (or similar governing body) of the Borrower, 
 (f) the
payment of customary fees and reasonable out of pocket costs to, and indemnities provided on behalf of, directors, managers, consultants, officers and employees of the Borrower and the Subsidiaries (or any direct or indirect parent of the Borrower)
in the ordinary course of business (in the case of any direct or indirect parent of the Borrower, to the extent attributable to the operations of the Borrower or its Subsidiaries), 
 (g) transactions with joint ventures for the purchase and sale of goods, equipment or services entered into in the ordinary course of
business, 
 (h) transactions pursuant to permitted agreements in existence on the Closing Date and set forth on
Schedule 6.8 or any amendment thereto to the extent such an amendment is not adverse, taken as a whole, to the Lenders in any material respect, 
 (i) payments by the Borrower and its Subsidiaries to each other pursuant to tax sharing agreements or arrangements among any direct or indirect parent of Borrower and such parent’s Subsidiaries on customary
terms, 
 (j) loans and other transactions among the Borrower and its Subsidiaries (and any direct and indirect parent company
of the Borrower) to the extent permitted under this Section 6; provided that any Indebtedness of any Loan Party owed to a Subsidiary that is not a Loan Party shall be subordinated in right of payment to the Obligations, and 

(k) payments or loans (or cancellation of loans) to directors, officers, employees, members of management or consultants of the
Borrower, any of its direct or indirect parent companies or any of its Subsidiaries which are approved by a majority of the board of directors of the Borrower in good faith. 
 Section 6.9. No Changes in Fiscal Year. The Borrower shall not, nor shall it permit any Subsidiary to, change its fiscal year for financial
reporting purposes from its present basis; provided, however, that the Borrower may, upon written notice to, and consent by, the Administrative Agent, change the financial reporting convention specified above to any other financial reporting
convention reasonably acceptable to the Administrative Agent, in which case the Borrower and the Administrative Agent will, and are hereby authorized by the Lenders to, make any adjustments to this Agreement that are necessary in order to reflect
such change in financial reporting. 
  

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 Section 6.10. Change in the Nature of Business. The Borrower and its Subsidiaries, taken as a
whole, will not fundamentally and substantively alter the character of their business, taken as a whole, from the Business conducted by the Borrower on the Closing Date and other business activities incidental or related to any of the foregoing
unless such change occurs as a result of any Regulatory Event at any Lender. 
 Section 6.11. Indebtedness. The Borrower will
not, and will not permit any of its Subsidiaries to, contract, create, incur, assume or suffer to exist any Indebtedness, except; 
 (a) the Obligations, Hedging Liability, and Funds Transfer Liability, Deposit Account Liability and Data Processing Obligations of the Borrower and its Subsidiaries; 
 (b) Indebtedness owed pursuant to Hedge Agreements entered into in the ordinary course of business and not for speculative purposes with
Persons other than Lenders (or their Affiliates); 
 (c) intercompany Indebtedness among the Borrower and its Subsidiaries to
the extent permitted by Section 6.14; 
 (d) Indebtedness (including Capitalized Lease Obligations and other Indebtedness
arising under Capital Leases) the proceeds of which are used to finance the acquisition, lease, construction, repair, replacement, expansion or improvement of fixed or capital assets or otherwise incurred in respect of capital expenditures, whether
through the direct purchase of assets or the purchase of capital stock of any Person owning such assets; provided that the aggregate principal amount of Indebtedness outstanding under this paragraph (d) shall not exceed $10,000,000.00 at
any time; 
 (e) Indebtedness of the Borrower and its Subsidiaries not otherwise permitted by this Section in an amount
not to exceed $100,000,000.00 in the aggregate at any one time outstanding; 
 (f) Contingent Obligations incurred by
(i) any Subsidiary in respect of Indebtedness of the Borrower or any other Subsidiary that is permitted to be incurred under this Agreement and (ii) the Borrower in respect of Indebtedness of any Subsidiary that is permitted to be incurred
under this Agreement; 
 (g) Contingent Obligations incurred in the ordinary course of business in respect of obligations to
suppliers, customers, franchisees, lessors, licensees or distribution partners; 
 (h) (i) unsecured Indebtedness in
respect of obligations of the Borrower or any Subsidiary to pay the deferred purchase price of goods or services or progress payments in connection with such goods and services; provided that such obligations are incurred in connection with
open accounts extended by suppliers on customary trade terms in the ordinary course of business and not in connection with the borrowing of money or any Hedge Agreements and (ii) unsecured Indebtedness in respect of intercompany 

  

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obligations of the Borrower or any Subsidiary in respect of accounts payable incurred in connection with goods sold or services rendered in the ordinary
course of business and not in connection with the borrowing of money; 
 (i) Indebtedness arising from agreements of the
Borrower or any Subsidiary providing for indemnification, adjustment of purchase price or similar obligations, in each case, entered into in connection with the disposition of any business, assets or capital stock permitted hereunder, other than
Contingent Obligations incurred by any Person acquiring all or any portion of such business, assets or capital stock for the purpose of financing such acquisition; 
 (j) Indebtedness arising from agreements of the Borrower or any Subsidiary providing for indemnification, adjustment of purchase price or
similar obligations, in each case, entered into in connection with Permitted Acquisitions or other investments permitted under Section 6.14; 
 (k) Indebtedness in respect of performance bonds, bid bonds, appeal bonds, surety bonds, performance and completion guarantees and similar obligations incurred in the ordinary course of business and not in connection
with the borrowing of money or Hedge Agreements; 
 (l) Indebtedness of the Borrower or any Subsidiary consisting of
(i) obligations to pay insurance premiums or (ii) take or pay obligations contained in supply agreements, in each case arising in the ordinary course of business and not in connection with the borrowing of money or Hedge Agreements;

 (m) Indebtedness representing deferred compensation or similar arrangements to employees, consultants or independent
contractors of the Borrower (or its direct or indirect parent) and its Subsidiaries incurred in the ordinary course of business or otherwise incurred in connection with the Transactions or any Permitted Acquisition or other investment permitted
under Section 6.14; 
 (n) Indebtedness consisting of promissory notes issued to current or former officers, managers,
consultants, directors and employees (or their respective spouses, former spouses, successors, executors, administrators, heirs, legatees or distributees) to finance the purchase or redemption of capital stock of the Borrower permitted by
Section 6.15; 
 (o) Indebtedness in respect of Cash Management Services, netting services, automatic clearing house
arrangements, employees’ credit or purchase cards, overdraft protections and similar arrangements in each case incurred in the ordinary course of business; 
 (p) Capitalized Lease Obligations and other Indebtedness arising under Capital Leases to the extent permitted to be incurred pursuant to
the Transition Services Agreement (as defined in the Master Investment Agreement), 
  

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 (q) Indebtedness of the Borrower and its Subsidiaries in existence on the Closing Date
and set forth in all material respects on Schedule 6.11; 
 (r) Indebtedness incurred by the Borrower or any Subsidiary
constituting reimbursement obligations with respect to bankers’ acceptances and letters of credit issued in the ordinary course of business, including letters of credit in respect of workers’ compensation laws, unemployment insurance laws
or similar legislation, or other Indebtedness with respect to reimbursement type obligations regarding workers’ compensation laws, unemployment insurance laws or similar legislation; provided, however, that upon the drawing of such
bankers’ acceptances and letters of credit or the incurrence of such Indebtedness, such obligations are reimbursed within 30 days following such drawing or incurrence; 
 (s) Indebtedness of the Borrower or any Subsidiary incurred to finance any Acquisition or investment permitted under Section 6.14 in
an aggregate principal amount or liquidation preference equal to 100% of the net cash proceeds received by the Borrower and its Subsidiaries since immediately after the Closing Date from the issue or sale of equity interests of the Borrower or cash
contributed to the capital of the Borrower (in each case, other than proceeds of sales of equity interests to, or contributions received from, the Borrower or any of its Subsidiaries and other than the Cure Amount); 
 (t) the incurrence by the Borrower or any Subsidiary of Indebtedness which serves to refund or refinance any Indebtedness permitted under
clauses (d), (p), (q), (s) and (u) of this Section 6.11 or any Indebtedness issued to so refund, replace or refinance such Indebtedness, including, in each case, additional Indebtedness incurred to pay premiums (including tender
premiums), defeasance costs and fees and expenses in connection therewith (collectively, the “Refinancing Indebtedness”) prior to its respective maturity; provided, however, that such Refinancing Indebtedness: 
 (A) has a Weighted Average Life to Maturity at the time such Refinancing Indebtedness is incurred which is not less than the remaining
Weighted Average Life to Maturity of the Indebtedness being refunded or refinanced; 
 (B) to the extent such Refinancing
Indebtedness refinances Indebtedness subordinated or pari passu to the Obligations, such Refinancing Indebtedness is subordinated or pari passu to the Obligations at least to the same extent as the Indebtedness being refinanced or
refunded; and 
 (C) shall not include Indebtedness of a non-Loan Party that refinances Indebtedness of a Loan Party;

 (u) Indebtedness of (x) the Borrower or a Subsidiary incurred to finance an acquisition or (y) Persons that are
acquired by the Borrower or any Subsidiary or merged into the Borrower or a Subsidiary in accordance with the terms of this Agreement or that 

  

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is assumed by the Borrower or any Subsidiary in connection with such acquisition so long as: 
 (A) no Default exists or shall result therefrom; 
 (B) any Indebtedness incurred in reliance on clause (x) of this Section 6.11(u) shall not be secured by a Lien and shall not
mature or require any payment of principal, in each case, prior to the date which is 91 days after the maturity date of the Term A and B Loans as set forth in Sections 2.7(a) and (b); and 
 (C) any Indebtedness incurred in reliance on clause (y) of this Section 6.11(u) and either (1) the aggregate principal
amount of such Indebtedness that is secured by any Lien, together with all Refinancing Indebtedness in respect thereof, shall not exceed $100,000,000.00 or (2) after giving Pro Forma Effect to such acquisition or merger, the Leverage Ratio is
less than or equal to the Leverage Ratio immediately prior to such acquisition or merger; 
 (v) Indebtedness of the Borrower
or any of its Subsidiaries supported by a Letter of Credit in a principal amount not to exceed the face amount of such Letter of Credit; 
 (w) all customary premiums (if any), interest (including post-petition interest), fees, expenses, charges and additional or contingent interest on obligations described in each of Sections 6.11(a) through 6.11(v)
above. 
 Section 6.12. Liens. The Borrower will not, and will not permit any of its Subsidiaries to, create, incur or suffer to
exist any Lien on any of its Property; provided that the foregoing shall not prevent the following (the Liens described below, the “Permitted Liens”): 
 (a) inchoate Liens for the payment of taxes which are not yet due and payable or the payment of which is not required by Section 6.7;

 (b) Liens (i) arising by statute in connection with worker’s compensation, unemployment insurance, old age
benefits, social security obligations, taxes, assessments, statutory obligations or other similar charges, (ii) in connection with bids, tenders, contracts or leases to which the Borrower or any Subsidiary is a party or (iii) to secure
public or statutory obligations of such Person or deposits of cash or Cash Equivalents to secure surety or appeal bonds to which such Person is a party, or deposits as security for contested taxes or for the payment of rent, in each case, incurred
in the ordinary course of business; 
 (c) mechanics’, workmen’s, materialmen’s, landlords’,
carriers’ or other similar Liens arising in the ordinary course of business with respect to obligations which are not overdue by a period of more than 30 days or which, to the extent the failure to do 

  

 -64- 

 
so could reasonably be expected to have a Material Adverse Effect, are being contested in good faith by appropriate proceedings; 
 (d) Liens created by or pursuant to this Agreement and the Collateral Documents; 
 (e) Liens on property of the Borrower or any Subsidiary created solely for the purpose of securing indebtedness permitted by
Section 6.11(d) hereof, provided that no such Lien shall extend to or cover other Property of the Borrower or such Subsidiary other than the respective Property so acquired or similar Property acquired from the same lender or its
Affiliates, and the principal amount of indebtedness secured by any such Lien shall at no time exceed the purchase price of all such Property; 
 (f) Liens incurred in connection with Permitted Acquisitions; 
 (g) easements, rights-of-way,
restrictions, and other similar encumbrances as to the use of real property of the Borrower or any Subsidiary incurred in the ordinary course of business which do not impair their use in the operation of the business of such Person; 
 (h) Liens in favor of (i) Fifth Third Ohio created pursuant to the Clearing Agreement, (ii) one or more financial institutions
pursuant to similar sponsorship, clearinghouse and/or settlement arrangements, provided that no Liens permitted under this clause (ii) will extend to cover Property of the Borrower or any Subsidiary other than that held by the other
party to such agreement and the amount of such Lien shall not exceed the amount owed by the Borrower or any Subsidiary under such agreement; 
 (i) ground leases or subleases, licenses or sublicenses in respect of real property on which facilities owned or leased by the Borrower or any of its Subsidiaries are located; 
 (j) Liens arising from judgments or decrees for the payment of money in circumstances not constituting an Event of Default under
Section 7.1; 
 (k) any interest or title of a lessor, sublessor, licensor or sublicensor or secured by a lessor’s,
sublessor’s, licensor’s or sublicensor’s interest under any lease not prohibited by this Agreement; 
 (l)
licenses and sublicenses of intellectual property granted in the ordinary course of business; 
 (m) any zoning or similar law
or right reserved to, or vested in, any Governmental Authority to control or regulate the use of any real property that does not materially interfere with the ordinary course of conduct of the business of the Borrower and its Subsidiaries, taken as
a whole; 
  

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 (n) Liens (i) of a collection bank arising under Section 4-210 of the UCC on
items in the course of collection, (ii) attaching to commodity trading accounts or other commodity brokerage accounts incurred in the ordinary course of business and (iii) in favor of a banking institution arising as a matter of law
encumbering deposits (including the right to set off), which are within the general parameters customary in the banking industry; 
 (o) Liens (i) on cash advances in favor of the seller of any property to be acquired in an investment permitted pursuant to Section 6.14 to be applied against the purchase price for such investment or (ii) consisting of an
agreement to sell, transfer, lease or otherwise dispose of any property in a transaction permitted under Section 6.13; 
 (p) Liens on securities that are the subject of repurchase agreements constituting Cash Equivalents; 
 (q) Liens
that are contractual rights of set-off (i) relating to the establishment of depository relations with banks not given in connection with the issuance of indebtedness, (ii) relating to pooled deposit, automatic clearing house or sweep
accounts of the Borrower or any Subsidiary to permit satisfaction of overdraft or similar obligations incurred in the ordinary course of business of the Borrower and its Subsidiaries or (iii) relating to purchase orders and other agreements
entered into with customers of the Borrower or any Subsidiary in the ordinary course of business; 
 (r) Liens solely on any
cash earnest money deposits or escrow arrangements made by the Borrower or any of its Subsidiaries in connection with any letter of intent or purchase agreement permitted hereunder; 
 (s) Liens on insurance policies and the proceeds thereof securing the financing of the premiums with respect thereto; 
 (t) Liens incurred to secure any Indebtedness permitted to be incurred under Section 6.11; provided that the aggregate
principal amount of all Indebtedness secured by such Liens, together with all Refinancing Indebtedness in respect thereof, shall not exceed $10,000,000.00; 
 (u) Liens in favor of the issuer of customs, stay, performance, bid, appeal or surety bonds or completion guarantees and other obligations of a like nature or letters of credit issued pursuant to the request of and
for the account of such Person in the ordinary course of its business; 
 (v) Liens existing on the Closing Date and described
on Schedule 6.12; 
 (w) Liens on property or shares of stock of a Person at the time such Person becomes a Subsidiary;
provided, however, such Liens are not created or incurred in connection with, or in contemplation of, such other Person becoming such a Subsidiary or concurrently therewith; provided, further, that such Liens may not extend to any
other 

  

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property owned by the Borrower or any of its Subsidiaries; provided, further, that such Liens secure Indebtedness permitted to be incurred under
clause (y) of Section 6.11(u); 
 (x) Liens on property at the time the Borrower or a Subsidiary acquired the
property or concurrently therewith, including any acquisition by means of a merger or consolidation with or into the Borrower or any of its Subsidiaries; provided, however, that such Liens are not created or incurred in connection with, or in
contemplation of, such acquisition; provided, further, that the Liens may not extend to any other property owned by the Borrower or any of its Subsidiaries; provided, further, that such Liens secure Indebtedness permitted to be
incurred under clause (y) of Section 6.11(u); 
 (y) Liens on specific items of inventory or other goods and
proceeds of any Person securing such Person’s obligations issued or created for the account of such Person to facilitate the purchase, shipment or storage of such inventory or other goods, and pledges or deposits in the ordinary course of
business securing inventory purchases from vendors; and 
 (z) Liens to secure any refinancing, refunding, extension, renewal
or replacement (or successive refinancing, refunding, extensions, renewals or replacements) as a whole, or in part, of any Indebtedness permitted by Section 6.11 and secured by any Lien referred to in the foregoing clauses (e), (v),
(w) and (x); provided, however, that (i) such new Lien shall be limited to all or part of the same property that secured the original Lien (plus improvements on such property), and (ii) the Indebtedness secured by such Lien at
such time is not increased to any amount greater than the sum of (A) the outstanding principal amount or, if greater, committed amount of the Indebtedness described under clauses (e), (v), (w) and (x) at the time the original
Lien became a Permitted Lien hereunder, and (B) an amount necessary to pay any fees and expenses, including premiums, related to such refinancing, refunding, extension, renewal or replacement. 
 Section 6.13. Consolidation, Merger, Sale of Assets, etc. The Borrower will not, and will not permit any of its Subsidiaries to, wind up,
liquidate or dissolve its affairs or merge or consolidate, or convey, sell, lease or otherwise dispose of all or any part of its property, including any disposition as part of any sale-leaseback transactions except that this Section shall not
prevent: 
 (a) the sale and lease of inventory in the ordinary course of business; 
 (b) the sale, transfer or other disposition of any property that, in the reasonable judgment of the Borrower or its Subsidiaries, has
become uneconomic, obsolete or worn out or is no longer useful in its business; 
 (c) the sale, transfer, lease, or other
disposition of Property of the Borrower and its Subsidiaries to one another; 
  

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 (d) the merger of any Subsidiary with and into the Borrower or any other Subsidiary,
provided that, in the case of any merger involving the Borrower, the Borrower is the legal entity surviving the merger; 
 (e) the disposition or sale of Cash Equivalents; 
 (f) any Subsidiary may dissolve if the Borrower determines in
good faith that such dissolution is in the best interests of the Borrower, such dissolution is not disadvantageous to the Lenders and the Borrower or any Subsidiary receives any assets of such dissolved Subsidiary; 
 (g) the sale, transfer, lease, or other disposition of Property of the Borrower or any Subsidiary (including any disposition of Property
as part of a sale and leaseback transaction) aggregating for the Borrower and its Subsidiaries not more than $25,000,000.00 during any fiscal year of the Borrower; 
 (h) the lease, sublease, license (or cross-license) or sublicense (or cross-sublicense) of real or personal property in the ordinary
course of business; 
 (i) the sale, transfer or other disposal of property (including like-kind exchanges) to the extent that
(i) such property is exchanged for credit against the purchase price of similar replacement property or (ii) the proceeds of such disposition are promptly applied to the purchase price of such replacement property; 
 (j) the sale, transfer or other disposal of investments in joint ventures to the extent required by, or made pursuant to customary
buy/sell arrangements between, the joint venture parties set forth in joint venture arrangements or similar binding arrangements; 
 (k) any transaction permitted by Section 6.14; 
 (l) the dispositions listed on Schedule 6.13; 

(m) the unwinding of any Hedge Agreement; 
 (n) the disposition of any asset between or among the Borrower and/or its Subsidiaries as a substantially concurrent interim disposition in connection with a disposition otherwise permitted pursuant to
clauses (a) through (m) above; and 
 (o) the sale of the EFT Business for cash consideration; provided that
100% of the net cash proceeds therefrom are applied toward the repayment of the Obligations in the manner set forth in Section 2.8(d)(i) and Section 2.8(f)(ii). 
 To the extent any Collateral is disposed of as expressly permitted by this Section 6.13 to any Person other than a Loan Party, such Collateral shall automatically be sold free and clear of the 

  

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Liens created by the Loan Documents, and the Administrative Agent shall be authorized to take any actions deemed appropriate in order to effect the
foregoing. 
 Section 6.14. Advances, Investments and Loans. The Borrower will not, and will not permit any of its Subsidiaries
to make loans or advances to or make, retain or have outstanding any investments (whether through purchase of equity interests or debt obligations) in, any Person or enter into any partnerships or joint ventures, or purchase or own a futures
contract or otherwise become liable for the purchase or sale of currency or other commodities at a future date in the nature of a futures contract (all of the foregoing, collectively, “investments”), except that this
Section shall not prevent: 
 (a) investments constituting receivables created in the ordinary course of business;

 (b) investments in Cash Equivalents; 
 (c) investments (including debt obligations) received in connection with the bankruptcy or reorganization of a Person and in settlement of
delinquent obligations of, and other disputes with, a Person arising in the ordinary course of business; 
 (d) (i) the
Borrower’s equity investments from time to time in its Subsidiaries, and (ii) investments made from time to time by a Subsidiary in the Borrower or one or more of its Subsidiaries; provided that any such investments made by the
Borrower or any Subsidiary in any Subsidiary which is not a Loan Party plus any intercompany advances permitted by Section 6.14(e) hereof shall not exceed $100,000,000.00 in the aggregate at any one time outstanding; 
 (e) intercompany advances made from time to time from (i) the Borrower to any one or more Subsidiaries, (ii) from one or more
Subsidiaries to the Borrower and (iii) from one or more Subsidiaries to one or more Subsidiaries; provided that any such advances made by a Loan Party to a Subsidiary that is not a Loan Party plus any equity investments permitted
by Section 6.14(d) hereof shall not exceed $100,000,000.00 in the aggregate at any one time outstanding; 
 (f) other
investments (including investments in joint ventures or similar entities that do not constitute Subsidiaries), in each case, as valued at the fair market value of such investment at the time each such investment is made, in an amount that, at the
time such investment is made, would not exceed the sum of (i) $25,000,000.00 plus (ii) the amount of any returns of capital, dividends or other distributions received in connection with such investment; 
 (g) loans and advances to officers, directors, employees and consultants of the Borrower (or its direct or indirect parent company) or any
of its Subsidiaries for reasonable and customary business related travel expenses, entertainment expenses, moving expenses and similar expenses, in each case incurred in the ordinary course of business and advances of payroll payments to employees,
consultants or independent 

  

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contractors or other advances of salaries or compensation to employees, consultants or independent contractors, in each case in the ordinary course of
business; provided that, the aggregate amount of such loan in advance outstanding at any time shall not exceed $5,000,000.00; 
 (h) investments in Hedge Agreements permitted by Section 6.11(b); 
 (i) investments received upon the
foreclosure with respect to any secured investment or other transfer of title with respect to any secured investment; 
 (j)
Investments in the ordinary course of business consisting of Article 3 endorsements for collection or deposit and Article 4 customary trade arrangements with customers consistent with past practices; 
 (k) guarantees by the Borrower or any Subsidiary of leases (other than Capital Leases) or of other obligations that do not constitute
indebtedness for borrowed money, in each case entered into in the ordinary course of business; 
 (l) Permitted Acquisitions;

 (m) investments in Subsidiaries for the purpose of consummating transactions permitted under Sections 6.13(n) or any
Permitted Acquisition; 
 (n) investments permitted under Sections 6.11, 6.12, 6.13 and 6.15; 
 (o) other investments, loans and advances in addition to those otherwise permitted by this Section in an amount not to exceed
$25,000,000.00 in the aggregate at any one time outstanding; 
 (p) investments consisting of consideration received in
connection with any disposition or other transfer made in compliance with Section 6.13; 
 (q) investments in an amount
not to exceed the Available Amount at the time such investment is made; 
 (r) other investments, loans and advances existing
as of the Closing Date and set forth on Schedule 6.14 (as the same may be renewed, refinanced or extended from time to time); and 
 (s) investments the sole consideration for which is equity interests of the Borrower (or any direct or indirect parent of the Borrower). 
 Section 6.15. Restricted Payments. The Borrower shall not, nor shall it permit any of its Subsidiaries to, (i) declare or pay any dividends on or make any other distributions in respect of any class or series of its equity
interests or (ii) directly or indirectly purchase, redeem, or 

  

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otherwise acquire or retire any of its equity interests or any warrants, options, or similar instruments to acquire the same (all the foregoing,
“Distributions”); provided, however: 
 (a) any Subsidiary of the Borrower may make Distributions to
its parent corporation (and, in the case of any non-Wholly-owned Subsidiary, pro rata to its parent companies based on their relative ownership interests); 
 (b) so long as no Event of Default has occurred, is continuing or would result therefrom, the Borrower may redeem, acquire, retire or repurchase (and the Borrower may declare and pay Distributions, the proceeds of
which are used to so redeem, acquire, retire or repurchase and to pay withholding or similar tax payments are expected to be payable in connection therewith) its equity interests (or any options or warrants or stock appreciation rights issued with
respect to any of such equity interests) (or to allow any of the Borrower’s direct or indirect parent companies to so redeem, retire, acquire or repurchase their equity) held by current or former officers, managers, consultants, directors and
employees (or their respective spouses, former spouses, successors, executors, administrators, heirs, legatees or distributees) of Borrower (or any direct or indirect parent thereof) and its Subsidiaries, with the proceeds of Distributions from,
seriatim, the Borrower, upon the death, disability, retirement or termination of employment of any such Person or otherwise in accordance with any stock option or stock appreciation rights plan, any management, director and/or employee stock
ownership or incentive plan, stock subscription plan, employment termination agreement or any other employment agreements or equity holders’ agreement; provided that, the aggregate amount of Distributions made pursuant to this
Section shall not exceed $5,000,000.00; 
 (c) the Borrower may repurchase equity interests (or pay Distributions to
permit any direct or indirect parent to repurchase equity interests) upon exercise of options or warrants if such equity interest represents all or a portion of the exercise price of such options or warrants; 
 (d) the Borrower may pay Distributions, the proceeds of which shall be used to allow any direct or indirect parent of Borrower to pay its
operating expenses incurred in the ordinary course of business and other corporate overhead costs and expenses (including administrative, legal, accounting and similar expenses provided by third parties), which are reasonable and customary and
incurred in the ordinary course of business, in an aggregate amount not to exceed $1,000,000 in any fiscal year of the Borrower plus any reasonable and customary indemnification claims made by directors or officers of the Borrower (or any parent
thereof) attributable to the ownership or operations of the Borrower and its Subsidiaries; 
 (e) the Borrower may make
Distributions in an aggregate amount equal to all Quarterly Distributions as of the time such Distribution is made; 
 (f) the
Borrower may make Distributions in an aggregate amount not to exceed the Available Amount at the time such Distribution is made; 
  

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 (g) the Borrower may make Distributions to (i) redeem, repurchase, retire or
otherwise acquire any (A) equity interests (“Treasury Capital Stock”) of the Borrower or any Subsidiary or (B) equity interests of any direct or indirect parent company of the Borrower, in the case of each of
clause (A) and (B), in exchange for, or out of the proceeds of the substantially concurrent sale (other than to the Borrower or a Subsidiary) of, equity interests of the Borrower, or any direct or indirect parent company of the Borrower to the
extent contributed to the capital of the Borrower or any Subsidiary (“Refunding Capital Stock”) and (ii) declare and pay dividends on the Treasury Capital Stock out of the proceeds of the substantially concurrent sale (other
than to the Borrower or a Subsidiary) of the Refunding Capital Stock; 
 (h) Distributions the proceeds of which will be used
to make cash payments in lieu of issuing fractional equity interests in connection with the exercise of warrants, options or other securities convertible or exchangeable for equity interests of the Borrower (or its direct or indirect parent) in an
amount not to exceed $100,000 in any fiscal year; 
 (i) to the extent constituting a Distribution, transactions permitted by
Section 6.8 and 6.13; and 
 (j) following any Qualified Public Offering, Distributions by the Borrower (or to any direct
or indirect parent to fund a Distribution) of up to 6% of the net cash proceeds received by (or contributed to the capital of) the Borrower in or from any such Qualified Public Offering. 
 Section 6.16. Limitation on Restrictions. The Borrower will not, and it will not permit any of its Subsidiaries to, directly or indirectly,
create or otherwise cause or suffer to exist or become effective any consensual restriction on the ability of any such Subsidiary to (a) pay dividends or make any other distributions on its capital stock or other equity interests owned by the
Borrower or any other Subsidiary, (b) pay or repay any Indebtedness owed to the Borrower or any other Subsidiary, (c) make loans or advances to the Borrower or any other Subsidiary, (d) transfer any of its Property to the Borrower or
any other Subsidiary, (e) encumber or pledge any of its assets to or for the benefit of the Administrative Agent or (f) guaranty the Obligations, Hedging Liability and Funds Transfer Liability, Deposit Account Liability and Data Processing
Obligations, except for, in each case: 
 (i) restrictions and conditions imposed by any Loan Document or which (x) exist
on the date hereof and (y) to the extent contractual obligations permitted by clause (x) are set forth in an agreement evidencing Indebtedness, are set forth in any agreement evidencing any permitted renewal, extension or refinancing of
such Indebtedness so long as such renewal, extension or refinancing does not expand the scope of such contractual obligation; 
 (ii) customary restrictions and conditions contained in agreements relating to any sale of assets pending such sale, provided such restrictions and conditions apply only to the Person or property that is to be sold; 
  

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 (iii) restrictions or conditions imposed by any agreement relating to secured
Indebtedness permitted by this Agreement if such restrictions or conditions apply only to the Person obligated under such Indebtedness and its subsidiaries or the property or assets intended to secure such Indebtedness; 
 (iv) contractual obligations binding on a Subsidiary at the time such Subsidiary first becomes a Subsidiary, so long as such contractual
obligations were not entered into solely in contemplation of such Person becoming a Subsidiary; 
 (v) customary provisions in
joint venture agreements and other similar agreements applicable to joint ventures permitted under Section 6.13 and applicable solely to such joint venture entered into in the ordinary course of business; 
 (vi) restrictions on cash, other deposits or net worth imposed by customers under contracts entered into in the ordinary course of
business and customary provisions in leases, subleases, licenses, sublicenses and other contracts restricting the assignment thereof, in each case entered into in the ordinary course of business; 
 (vii) secured Indebtedness otherwise permitted to be incurred under Sections 6.11 and 6.12 that limit the right of the obligor to
dispose of the assets securing such Indebtedness; and 
 (viii) any encumbrances or restrictions of the types referred to in
clauses (a) through (f) above imposed by any amendments, modifications, restatements, renewals, increases, supplements, refundings, replacements or refinancings of the contracts, instruments or obligations referred to in clauses (i)
through (vii) above; provided that such amendments, modifications, restatements, renewals, increases, supplements, refundings, replacements or refinancings are, in the good faith judgment of the Borrower, no more restrictive with respect
to such encumbrance and other restrictions taken as a whole than those prior to such amendment, modification, restatement, renewal, increase, supplement, refunding, replacement or refinancing. 
 Section 6.17. OFAC. The Borrower will not, and will not permit any of its Subsidiaries to, (i) become a person whose property or
interests in property are blocked or subject to blocking pursuant to Section 1 of Executive Order 13224 of September 23, 2001 Blocking Party and Prohibiting Transactions With Persons Who Commit, Threaten to Commit or Support Terrorism
(66 Fed. Reg. 49079(2001)), (ii) engage in any dealings or transactions prohibited by Section 2 of such executive order, or be otherwise associated with any such person in any manner violative of Section 2, and (iii) become
a person on the list of Specially Designated Nationals and Blocked Persons or subject to the limitations or prohibitions under any other U.S. Department of Treasury’s Office of Foreign Assets Control regulation or executive order. 

Section 6.18. Operating Accounts. Each of the primary operating accounts of the Borrower and its Subsidiaries shall be at all times
maintained with the Administrative Agent. 
 Section 6.19. Financial Covenants. 
  

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 (a) Leverage Ratio. The Borrower shall not, as of the last day of each fiscal quarter of the
Borrower ending during each of the periods specified below, permit the Leverage Ratio to be greater than: 
  

					
	 FROM AND INCLUDING
	  	 TO AND
INCLUDING
	  	THE LEVERAGE RATIO SHALL
NOT
BE GREATER THAN:
	JUNE 30, 2010	  	DECEMBER 31, 2010	  	5.7 to 1.0
	JANUARY 1, 2011	  	DECEMBER 31, 2011	  	5.5 to 1.0
	JANUARY 1, 2012	  	DECEMBER 31, 2012	  	5.0 to 1.0
	JANUARY 1, 2013	  	DECEMBER 31, 2013	  	3.7 to 1.0
	JANUARY 1, 2014	  	DECEMBER 31, 2014	  	3.35 to 1.0
	JANUARY 1, 2015	  	ALL TIMES THEREAFTER	  	3.0 to 1.0

 (b) Interest Coverage Ratio. The Borrower shall not, as of the last day of each fiscal
quarter of the Borrower ending during each of the periods specified below, permit the ratio of Consolidated EBITDA for the four fiscal quarters of the Borrower then ended (provided if Consolidated EBITDA for such period is less than $1, then
for purposes of this covenant Consolidated EBITDA shall be deemed to be $1) to Interest Expense for the same four fiscal quarters then ended to be less than: 
  

					
	 FROM AND INCLUDING
	  	 TO AND
INCLUDING
	  	THE INTEREST COVERAGE
RATIO SHALL NOT BE 
LESS
THAN:
	JUNE 30, 2010	  	DECEMBER 31, 2010	  	1.75 to 1.0
	JANUARY 1, 2011	  	DECEMBER 31, 2011	  	2.00 to 1.0
	JANUARY 1, 2012	  	DECEMBER 31, 2012	  	2.25 to 1.0
	JANUARY 1, 2013	  	DECEMBER 31, 2013	  	2.6 to 1.0
	JANUARY 1, 2014	  	DECEMBER 31, 2014	  	3.20 to 1.0
	JANUARY 1, 2015	  	ALL TIMES THEREAFTER	  	3.55 to 1.00

 (c) Pro Forma Compliance. Compliance with the financial covenants set forth in
clauses (a) and (b) above shall always be calculated on a Pro Forma Basis. 
 Section 6.20. Post-Closing Rating. If
requested by the Administrative Agent in connection with the Lenders’ syndication of the Loans, the Borrower shall use its commercially reasonable efforts to obtain a long-term credit rating of the Borrower by S&P. 
 Section 6.21. Limitation on Non-Material Subsidiaries. The Borrower shall not permit (i), at any time, the aggregate book value of the assets
of all Subsidiaries that are not Material Subsidiaries to exceed 5% of the book value of the consolidated assets of the Borrower and its Subsidiaries or (ii), as of the last day of each fiscal quarter of the Borrower, the aggregate net income
computed in accordance with GAAP of all Subsidiaries that are not Material Subsidiaries during the four fiscal quarters of the Borrower then ending, not to exceed 5% of the consolidated 

  

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net income computed in accordance with GAAP of the Borrower and its Subsidiaries during such period. 
 SECTION 7. EVENTS OF DEFAULT AND REMEDIES. 
 Section 7.1. Events of Default. Any one or more of the following shall constitute an “Event of Default” hereunder: 
 (a) default (i) in the payment when due (whether at the stated maturity thereof or at any other time provided for in this Agreement)
of all or any part of the principal of any Loan or (ii) in the payment when due of interest on any Loan or any other Obligation payable hereunder or under any other Loan Document and such default shall continue unremedied for a period of 5
Business Days; 
 (b) default in the observance or performance of any covenant set forth in Sections 6.1(d), 6.4 (with
respect to the Borrower), 6.11, 6.12, 6.13, 6.14, 6.15 or 6.19 hereof; 
 (c) default in the observance or performance of any
other provision hereof or of any other Loan Document which is not remedied within 30 days after written notice of such default is given to the Borrower by the Administrative Agent; 
 (d) any representation or warranty made herein or in any other Loan Document or in any certificate delivered to the Administrative Agent
or the Lenders pursuant hereto or thereto proves untrue in any material respect as of the date of the issuance or making thereof; 
 (e) any of the Loan Documents shall for any reason not be or shall cease to be in full force and effect or is declared to be null and void (other than pursuant to the terms thereof or as a result of the gross negligence, bad faith or
willful misconduct of the Administrative Agent), or any of the Collateral Documents shall for any reason fail to create a valid and perfected Lien in favor of the Administrative Agent in any Collateral purported to be covered thereby except as
expressly permitted by the terms hereof or thereof (other than as a result of the gross negligence, bad faith or willful misconduct of the Administrative Agent), or any Subsidiary terminates, repudiates in writing or rescinds any Loan Document
executed by it or any of its obligations thereunder; 
 (f) default shall occur under any Indebtedness of the Borrower or any
of its Subsidiaries aggregating in excess of $25,000,000.00, or under any indenture, agreement or other instrument under which the same may be issued, and such default shall continue for a period of time sufficient to permit the acceleration of the
maturity of any such Indebtedness (and such maturity is in fact accelerated), or the principal or interest under any such Indebtedness shall not be paid when due (whether by demand, lapse of time, acceleration or otherwise) after giving effect to
applicable grace or cure periods, if any; 
  

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 (g) any final judgment or judgments, writ or writs or warrant or warrants of attachment,
or any similar process or processes, shall be entered or filed against the Borrower or any of its Subsidiaries, or against any of its Property, in an aggregate amount in excess of $25,000,000.00 (except to the extent paid or covered by insurance
(other than the applicable deductible) and the insurer has not denied coverage therefor in writing), and which remains undischarged, unvacated, unbonded or unstayed for a period of 60 days from the entry thereof; 
 (h) the Borrower or any of its Subsidiaries, or any member of its Controlled Group, shall fail to pay when due an amount or amounts
aggregating in excess of $25,000,000.00 which it shall have become liable to pay to the PBGC or to a Plan under Title IV of ERISA; or notice of intent to terminate a Plan or Plans having aggregate Unfunded Vested Liabilities in excess of
$25,000,000.00 (collectively, a “Material Plan”) shall be filed under Title IV of ERISA by the Borrower or any of its Subsidiaries, or any other member of its Controlled Group, any plan administrator or any combination of the
foregoing; or the PBGC shall institute proceedings under Title IV of ERISA to terminate or to cause a trustee to be appointed to administer any Material Plan or a proceeding shall be instituted by a fiduciary of any Material Plan against the
Borrower or any of its Subsidiaries, or any member of its Controlled Group, to enforce Section 515 or 4219(c)(5) of ERISA and such proceeding shall not have been dismissed within 30 days thereafter; or a condition shall exist by reason of which
the PBGC would be entitled to obtain a decree adjudicating that any Material Plan must be terminated; 
 (i) any Change of
Control shall occur; 
 (j) the Borrower or any of its Subsidiaries shall (i) have entered involuntarily against it an
order for relief under the United States Bankruptcy Code, as amended, (ii) admit in writing its inability to pay its debts generally as they become due, (iii) make a general assignment for the benefit of creditors, (iv) apply for,
seek, consent to or acquiesce in, the appointment of a receiver, custodian, trustee, examiner, liquidator or similar official for it or any substantial part of its Property, or (v) institute any proceeding seeking to have entered against it an
order for relief under the United States Bankruptcy Code, as amended, to adjudicate it insolvent, or seeking dissolution, winding up, liquidation, reorganization, arrangement, adjustment or composition of it or its debts under any law relating to
bankruptcy, insolvency or reorganization or relief of debtors; or 
 (k) a custodian, receiver, trustee, examiner, liquidator
or similar official shall be appointed for the Borrower or any of its Subsidiaries, or any substantial part of any of its Property, or a proceeding described in Section 7.1(j)(v) shall be instituted against the Borrower or any Subsidiary, and
such appointment continues undischarged or such proceeding continues undismissed or unstayed for a period of 60 days. 
 Section 7.2.
Non Bankruptcy Defaults. When any Event of Default other than those described in subsection (j) or (k) of Section 7.1 hereof has occurred and is continuing, the Administrative Agent shall, by written notice to the Borrower:
(a) if so directed by the Required Lenders, terminate the remaining Revolving Credit Commitments and all other obligations of the 

  

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Lenders hereunder on the date stated in such notice (which may be the date thereof); (b) if so directed by the Required Lenders, declare the principal
of and the accrued interest on all outstanding Loans to be forthwith due and payable and thereupon all outstanding Loans, including both principal and interest thereon, shall be and become immediately due and payable together with all other amounts
payable under the Loan Documents without further demand, presentment, protest or notice of any kind; and (c) if so directed by the Required Lenders, demand that the Borrower immediately pay to the Administrative Agent, as cash collateral, the
full amount then available for drawing under each or any Letter of Credit, whether or not any drawings or other demands for payment have been made under any Letter of Credit. The Administrative Agent, after giving notice to the Borrower pursuant to
Section 7.1(c) or this Section 7.2, shall also promptly send a copy of such notice to the other Lenders, but the failure to do so shall not impair or annul the effect of such notice. 
 Section 7.3. Bankruptcy Defaults. When any Event of Default described in subsections (j) or (k) of Section 7.1 hereof has
occurred and is continuing, then all outstanding Loans shall immediately become due and payable together with all other amounts payable under the Loan Documents without presentment, demand, protest or notice of any kind, the Revolving Credit
Commitments and any and all other obligations of the Lenders to extend further credit pursuant to any of the terms hereof shall immediately terminate and the Borrower shall immediately pay to the Administrative Agent, as cash collateral, the full
amount then available for drawing under all outstanding Letters of Credit, whether or not any draws or other demands for payment have been made under any of the Letters of Credit. 
 Section 7.4. Collateral for Undrawn Letters of Credit. (a) If the prepayment of the amount available for drawing under any or all
outstanding Letters of Credit is required under Section 2.8(c) or under Section 7.2 or 7.3 above, the Borrower shall forthwith pay the amount required to be so prepaid, to be held by the Administrative Agent as provided in
subsection (b) below. 
 (b) All amounts prepaid pursuant to subsection (a) above shall be held by the Administrative Agent in one
or more separate collateral accounts (each such account, and the credit balances, properties, and any investments from time to time held therein, and any substitutions for such account, any certificate of deposit or other instrument evidencing any
of the foregoing and all proceeds of and earnings on any of the foregoing being collectively called the “Collateral Account”) as security for, and for application by the Administrative Agent (to the extent available) to, the
reimbursement of any payment under any Letter of Credit then or thereafter made by the L/C Issuer, and to the payment of the unpaid balance of any other Obligations in respect of any Letter of Credit. The Collateral Account shall be held in the name
of and subject to the exclusive dominion and control of the Administrative Agent for the benefit of the Administrative Agent, the Lenders, and the L/C Issuer. If and when requested by the Borrower, the Administrative Agent shall invest funds held in
the Collateral Account from time to time in direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by, the United States of America with a remaining maturity of one year or less, provided
that the Administrative Agent is irrevocably authorized to sell investments held in the Collateral Account when and as required to make payments out of the Collateral Account for application to amounts due and owing from the Borrower to the L/C
Issuer, the 

  

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Administrative Agent or the Lenders in respect of any Letter of Credit; provided, however, that if (i) the Borrower shall have made payment of
all such obligations referred to in subsection (a) above and (ii) no Letters of Credit remain outstanding hereunder, then the Administrative Agent shall release to the Borrower any remaining amounts held in the Collateral Account.

 Section 7.5. Notice of Default. The Administrative Agent shall give notice to the Borrower under Section 7.1(c) hereof
promptly upon being requested to do so by the Required Lenders and shall at such time also notify all the Lenders thereof. 
 Section 7.6. Equity Cure. Notwithstanding anything to the contrary contained in this Section 7, in the event that the Borrower fails to comply with the requirements of Section 6.19 as of the end of any relevant fiscal
quarter, the Borrower shall have the right (the “Cure Right”) (at any time during such fiscal quarter or thereafter until the date that is 20 days after the date the compliance certificate is required to be delivered pursuant to
Section 6.1(c)) to issue equity interests for cash or otherwise receive cash contributions to its common equity (the “Cure Amount”), and thereupon the Borrower’s compliance with Section 6.19 shall be recalculated
giving effect to the following pro forma adjustment: 100% of the Cure Amount shall be applied to the repayment of the Obligations in the manner set forth in Section 2.8(f)(ii) and the penultimate sentence of Section 2.8(d)(i). If, after
giving effect to the foregoing recalculations (but not, for the avoidance of doubt, taking into account any immediate repayment of Indebtedness in connection therewith other than as described in this Section 7.6), the requirements of
Section 6.19 shall be satisfied, then the requirements of Section 6.19 shall be deemed satisfied as of the end of the relevant fiscal quarter with the same effect as though there had been no failure to comply therewith at such date, and
the applicable breach or default of Section 6.19 that had occurred shall be deemed cured for the purposes of this Agreement. 
 Notwithstanding anything
herein to the contrary, (w) the Cure Right shall only be applicable during the first three years following the Closing Date, (x) in each four fiscal quarter period there shall be a period of at least three fiscal quarters in which the Cure
Right is not exercised, (y) the Cure Amount shall be no greater than the amount required for purposes of complying with Section 6.19 and (z) upon the Administrative Agent’s receipt of a notice from the Borrower that it intends to
exercise the Cure Right (a “Notice of Intent to Cure”), until the 20th day following date of delivery of the compliance certificate under Section 6.1(c) to which such Notice of Intent to Cure relates, none of the Administrative
Agent nor any Lender shall exercise the right to accelerate the Loans or terminate the Revolving Credit Commitments and neither the Administrative Agent nor any other Lender or secured party shall exercise any right to foreclose on or take
possession of the Collateral solely on the basis of an Event of Default having occurred and being continuing under Section 6.19. 
 SECTION 8. CHANGE IN CIRCUMSTANCES AND CONTINGENCIES. 
 Section 8.1. Funding Indemnity. If any Lender shall incur any loss, cost or expense (including, without limitation, any loss, cost or expense incurred by reason of the liquidation or re employment of
deposits or other funds acquired by such Lender to fund or maintain any Revolving Loan that is a Eurodollar Loan, but excluding any loss of margin as a result of: 
  

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 (a) any payment, prepayment or conversion of a Revolving Loan that is a Eurodollar Loan
or Swing Loan on a date other than the last day of its Interest Period, 
 (b) any failure (because of a failure to meet the
conditions of Section 3 or otherwise) by the Borrower to borrow or continue a Revolving Loan that is a Eurodollar Loan or Swing Loan, or to convert a Revolving Loan that is a Base Rate Loan into a Eurodollar Loan or Swing Loan, on the date
specified in a notice given pursuant to Section 2.5(a) hereof, 
 (c) any failure by the Borrower to make any payment of
principal on any Revolving Loan that is a Eurodollar Loan or Swing Loan when due (whether by acceleration or otherwise), or 
 (d) any acceleration of the maturity of a Revolving Loan that is a Eurodollar Loan or Swing Loan as a result of the occurrence of any Event of Default hereunder, 
 then, within 10 days after the demand of such Lender, the Borrower shall pay to such Lender such amount as will reimburse such Lender for such loss, cost or expense. If any Lender makes such a claim for compensation,
it shall provide to the Borrower, with a copy to the Administrative Agent, a certificate setting forth the amount of such loss, cost or expense in reasonable detail (including an explanation of the basis for and the computation of such loss, cost or
expense) and the amounts shown on such certificate shall be conclusive absent manifest error. 
 Section 8.2. Illegality.
Notwithstanding any other provisions of this Agreement or any other Loan Document, if at any time any change in applicable law, rule or regulation or in the interpretation thereof makes it unlawful for any Lender to make or continue to maintain any
Revolving Loans that are Eurodollar Loans or to perform its obligations as contemplated hereby with respect to such Eurodollar Loans, such Lender shall promptly give notice thereof to the Borrower and the Administrative Agent and such Lender’s
obligations to make or maintain Revolving Loans that are Eurodollar Loans under this Agreement shall be suspended until it is no longer unlawful for such Lender to make or maintain Eurodollar Loans. Such Lender may require that such affected
Eurodollar Loans be converted to Base Rate Loans from such Lender automatically on the effective date of the notice provided above, and such Base Rate Loans shall not be made ratably by the Lenders but only from such affected Lender. Such Lender
shall withdraw such notice promptly following any date on which it becomes lawful for such Lender to make and maintain Eurodollar Loans or give effect to its obligations as contemplated hereby with respect to any Eurodollar Loan. 
 Section 8.3. Reserved. 
 Section 8.4. Yield Protection. (a) If, on or after the date hereof, the adoption of any applicable law, rule or regulation, or any change therein, or any change in the interpretation or administration thereof by any
Governmental Authority charged with the interpretation or administration thereof, or compliance by any Lender (or its Lending Office) with any request or directive (whether or not having the force of law) of any such Governmental Authority:

  

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 (i) shall subject any Lender (or its Lending Office) to any tax, duty or other charge
(other than net income tax (including branch profits tax), franchise taxes and other similar taxes) with respect to its Eurodollar Loans, its Revolving Notes, its Letter(s) of Credit, or its participation in any thereof, any Reimbursement
Obligations owed to it or its obligation to make Eurodollar Loans, issue a Letter of Credit, or to participate therein (other than taxes subject to Section 10.1 hereof); or 
 (ii) shall impose, modify or deem applicable any reserve, special deposit or similar requirement (including, without limitation, any such
requirement imposed by the Board of Governors of the Federal Reserve System, but excluding with respect to any Eurodollar Loans any such requirement included in an applicable Reserve Percentage) against assets of, deposits with or for the account
of, or credit extended by, any Lender (or its Lending Office) or shall impose on any Lender (or its Lending Office) or on the interbank market any other condition affecting its Eurodollar Loans, its Revolving Notes, its Letter(s) of Credit, or its
participation in any thereof, any Reimbursement Obligation owed to it, or its obligation to make Eurodollar Loans, or to issue a Letter of Credit, or to participate therein; 
 and the result of any of the foregoing is to increase the cost to such Lender (or its Lending Office) of making or maintaining any Eurodollar Loan, issuing or maintaining a Letter of Credit, or participating therein,
or to reduce the amount of any sum received or receivable by such Lender (or its Lending Office) under this Agreement or under any other Loan Document with respect thereto, by an amount deemed by such Lender to be material, then, within 30 days
after demand by such Lender (with a copy to the Administrative Agent), the Borrower shall be obligated to pay to such Lender such additional amount or amounts as will compensate such Lender for such increased cost or reduction. 
 (b) If, after the date hereof, any Lender or the Administrative Agent shall have determined that the adoption of any applicable law, rule or regulation
regarding capital adequacy, or any change therein, or any change in the interpretation or administration thereof by any Governmental Authority charged with the interpretation or administration thereof, or compliance by any Lender (or its Lending
Office) or any corporation controlling such Lender with any request or directive regarding capital adequacy (whether or not having the force of law) of any such Governmental Authority has had the effect of reducing the rate of return on such
Lender’s or such corporation’s capital as a consequence of its obligations hereunder to a level below that which such Lender or such corporation could have achieved but for such adoption, change or compliance (taking into consideration
such Lender’s or such corporation’s policies with respect to capital adequacy) by an amount deemed by such Lender to be material, then from time to time, within 30 days after demand by such Lender (with a copy to the Administrative Agent),
the Borrower shall pay to such Lender such additional amount or amounts as will compensate such Lender for such reduction. 
 (c) A
certificate of a Lender claiming compensation under this Section 8.4 and setting forth the additional amount or amounts to be paid to it hereunder shall be delivered to Borrower at the time of such demand and shall be conclusive absent manifest
error. In determining such amount, such Lender may use any reasonable averaging and attribution methods. 
  

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 Section 8.5. Substitution of Lenders. Upon the receipt by the Borrower of (a) a claim
from any Lender for compensation under Section 8.4 or 10.1 hereof, (b) notice by any Lender to the Borrower of any illegality pursuant to Section 8.2 hereof, (c) in the event any Lender is a Defaulting Lender or (d) in the
event any Lender fails to consent to any amendment, waiver, supplement or other modification pursuant to Section 10.11 requiring its consent and as to which the Required Lenders have otherwise consented (any such Lender referred to in
clause (a), (b), (c) or (d) above being hereinafter referred to as an “Affected Lender”), the Borrower may, in addition to any other rights the Borrower may have hereunder or under applicable law, require, at its
expense, any such Affected Lender to assign, at par plus accrued interest and fees, without recourse, all of its interest, rights, and obligations hereunder (including all of its Revolving Credit Commitments and the Revolving Loans and participation
interests in Letters of Credit and other amounts at any time owing to it hereunder and the other Loan Documents) to an Eligible Assignee specified by the Borrower, provided that (i) such assignment shall not conflict with or violate any
law, rule or regulation or order of any Governmental Authority, (ii) if the assignment to a Person other than a Lender, the Borrower shall have received the written consent of the Administrative Agent and, in the case of any Revolving Credit
Commitment, the L/C Issuer, which consents shall not be unreasonably withheld or delayed, to such assignment, (iii) the Borrower shall have paid to the Affected Lender all monies (together with amounts due such Affected Lender under
Section 8.1 hereof as if the Revolving Loans owing to it were prepaid rather than assigned) other than principal owing to it hereunder, and (iv) the assignment is entered into in accordance with the other requirements of Section 10.10
hereof. 
 Section 8.6. Lending Offices. Each Lender may, at its option, elect to make its Loans hereunder at the branch, office
or affiliate specified on the appropriate signature page hereof (each a “Lending Office”) for each type of Loan available hereunder or at such other of its branches, offices or affiliates as it may from time to time elect and
designate in a written notice to the Borrower and the Administrative Agent. To the extent reasonably possible, a Lender shall designate an alternative branch or funding office with respect to its Eurodollar Loans to reduce any liability of the
Borrower to such Lender under Section 8.4 hereof or to avoid the unavailability of Eurodollar Loans under Section 8.2 hereof, so long as such designation is not disadvantageous to the Lender. 
 SECTION 9. THE ADMINISTRATIVE AGENT. 
 Section 9.1. Appointment and Authorization of Administrative Agent. Each Lender hereby appoints Fifth Third Bank, a Michigan banking
corporation, as the Administrative Agent under the Loan Documents and hereby authorizes the Administrative Agent to take such action as Administrative Agent on its behalf and to exercise such powers under the Loan Documents as are delegated to the
Administrative Agent by the terms thereof, together with such powers as are reasonably incidental thereto. Notwithstanding the use of the word “Administrative Agent” as a defined term, the Lenders expressly agree that the Administrative
Agent is not acting as a fiduciary of any Lender in respect of the Loan Documents, the Borrower or otherwise, and nothing herein or in any of the other Loan Documents shall result in any duties or obligations on the Administrative Agent or any of
the Lenders except as expressly set forth herein. 
  

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 Section 9.2. Administrative Agent and its Affiliates. The Administrative Agent shall have the
same rights and powers under this Agreement and the other Loan Documents as any other Lender and may exercise or refrain from exercising such rights and power as though it were not the Administrative Agent, and the Administrative Agent and its
affiliates may accept deposits from, lend money to, and generally engage in any kind of business with the Borrower or any Affiliate of the Borrower as if it were not the Administrative Agent under the Loan Documents. The term “Lender” as
used herein and in all other Loan Documents, unless the context otherwise clearly requires, includes the Administrative Agent in its individual capacity as a Lender. References in Section 2 hereof to the amount owing to the Administrative Agent
for which an interest rate is being determined, refer to the Administrative Agent in its individual capacity as a Lender. 
 Section 9.3. Action by Administrative Agent. If the Administrative Agent receives from the Borrower a written notice of an Event of Default pursuant to Section 6.1 hereof, the Administrative Agent shall promptly give each
of the Lenders written notice thereof. Without limiting the generality of the foregoing, the Administrative Agent shall not be required to take any action hereunder with respect to any Default or Event of Default, except as expressly provided in the
Loan Documents. Upon the occurrence of an Event of Default, the Administrative Agent shall take such action to enforce its Lien on the Collateral and to preserve and protect the Collateral as may be directed by the Required Lenders. Unless and until
the Required Lenders give such direction, the Administrative Agent may (but shall not be obligated to) take or refrain from taking such actions as it deems appropriate and in the best interest of all the Lenders. In no event, however, shall the
Administrative Agent be required to take any action in violation of Applicable Law or of any provision of any Loan Document, and the Administrative Agent shall in all cases be fully justified in failing or refusing to act hereunder or under any
other Loan Document unless it first receives any further assurances of its indemnification from the Lenders that it may require, including prepayment of any related expenses and any other protection it requires against any and all costs, expense,
and liability which may be incurred by it by reason of taking or continuing to take any such action. The Administrative Agent shall be entitled to assume that no Default or Event of Default exists unless notified in writing to the contrary by a
Lender or the Borrower. In all cases in which the Loan Documents do not require the Administrative Agent to take specific action, the Administrative Agent shall be fully justified in using its discretion in failing to take or in taking any action
thereunder. Any instructions of the Required Lenders, or of any other group of Lenders called for under the specific provisions of the Loan Documents, shall be binding upon all the Lenders and the holders of the Obligations. 
 Section 9.4. Consultation with Experts. The Administrative Agent may consult with legal counsel, independent public accountants, and other
experts selected by it and shall not be liable for any action taken or omitted to be taken by it in good faith in accordance with the advice of such counsel, accountants or experts. 
 Section 9.5. Liability of Administrative Agent; Credit Decision. Neither the Administrative Agent nor any of its directors, officers, agents
or employees shall be liable for any action taken or not taken by it in connection with the Loan Documents: (i) with the consent or at the request of the Required Lenders or (ii) in the absence of its own bad faith, gross negligence or

  

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willful misconduct, in each case, unless such action or inaction violates the terms of this Agreement or the other Loan Documents. Neither the Administrative
Agent nor any of its directors, officers, agents or employees shall be responsible for or have any duty to ascertain, inquire into or verify: (i) any statement, warranty or representation made in connection with this Agreement, any other Loan
Document or any Credit Event; (ii) the performance or observance of any of the covenants or agreements of the Borrower or any Subsidiary contained herein or in any other Loan Document or any Credit Event; (iii) the satisfaction of any
condition specified in Section 3 hereof, except receipt of items required to be delivered to the Administrative Agent; or (iv) the validity, effectiveness, genuineness, enforceability, perfection, value, worth or collectibility hereof or
of any other Loan Document or of any other documents or writing furnished in connection with any Loan Document or of any Collateral; and the Administrative Agent makes no representation of any kind or character with respect to any such matter
mentioned in this sentence. The Administrative Agent may execute any of its duties under any of the Loan Documents by or through employees, agents, and attorneys-in-fact and shall not be answerable to the Lenders, the Borrower, or any other Person
for the default or misconduct of any such agents or attorneys-in-fact selected with reasonable care. The Administrative Agent shall not incur any liability by acting in reliance upon any notice, consent, certificate, other document or statement
(whether written or oral) believed by it in good faith to be genuine or to be sent by the proper party or parties. In particular and without limiting any of the foregoing, the Administrative Agent shall have no responsibility for confirming the
accuracy of any compliance certificate or other document or instrument received by it under the Loan Documents. The Administrative Agent may treat the payee of any Note as the holder thereof until written notice of transfer shall have been filed
with the Administrative Agent signed by such payee in form satisfactory to the Administrative Agent. Each Lender acknowledges that it has independently and without reliance on the Administrative Agent or any other Lender, and based upon such
information, investigations and inquiries as it deems appropriate, made its own credit analysis and decision to extend credit to the Borrower in the manner set forth in the Loan Documents. It shall be the responsibility of each Lender to keep itself
informed as to the creditworthiness of the Borrower and its Subsidiaries, and the Administrative Agent shall have no liability to any Lender with respect thereto. 
 Section 9.6. Indemnity. The Lenders shall ratably, in accordance with their respective Percentages, indemnify and hold the Administrative Agent, and its directors, officers, employees, agents, and
representatives harmless from and against any liabilities, losses, costs or expenses suffered or incurred by it under any Loan Document or in connection with the transactions contemplated thereby, regardless of when asserted or arising, except to
the extent they are promptly reimbursed for the same by the Borrower and except to the extent that any event giving rise to a claim was caused by the bad faith, gross negligence or willful misconduct of the party seeking to be indemnified. The
obligations of the Lenders under this Section shall survive termination of this Agreement. The Administrative Agent shall be entitled to offset amounts received for the account of a Lender under this Agreement against unpaid amounts due from
such Lender to the Administrative Agent hereunder (whether as fundings of participations, indemnities or otherwise), but shall not be entitled to offset against amounts owed to the Administrative Agent by any Lender arising outside of this Agreement
and the other Loan Documents. 
  

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 Section 9.7. Resignation of Administrative Agent and Successor Administrative Agent. The
Administrative Agent may resign at any time by giving written notice thereof to the Lenders and the Borrower or may be replaced by the Borrower and the Required Lenders (such retiring or replaced Administrative Agent, the “Departing
Administrative Agent”). Upon any such resignation or replacement of the Administrative Agent, the Required Lenders shall have the right to appoint a successor Administrative Agent with the written consent of the Borrower (not to be unreasonably
withheld). If no successor Administrative Agent shall have been so appointed by the Required Lenders, and shall have accepted such appointment, within 30 days after the retiring Administrative Agent’s giving of notice of resignation then
the retiring Administrative Agent may, on behalf of the Lenders, appoint a successor Administrative Agent with the consent of the Borrower (not to be unreasonably withheld), which may be any Lender hereunder or any commercial bank organized under
the laws of the United States of America or of any State thereof and having a combined capital and surplus of at least $500,000,000. Upon the acceptance of its appointment as the Administrative Agent hereunder, such successor Administrative Agent
shall thereupon succeed to and become vested with all the rights and duties of the Departing Administrative Agent under the Loan Documents, and the Departing Administrative Agent shall be discharged from its duties and obligations thereunder. After
any Departing Administrative Agent’s resignation or replacement hereunder as Administrative Agent, the provisions of this Section 9 and all protective provisions of the other Loan Documents shall inure to its benefit as to any actions
taken or omitted to be taken by it while it was Administrative Agent, but no successor Administrative Agent shall in any event be liable or responsible for any actions of its predecessor. 
 Section 9.8. L/C Issuer. The L/C Issuer shall act on behalf of the Lenders with respect to any Letters of Credit issued by it and the
documents associated therewith. The L/C Issuer shall have all of the benefits and immunities (i) provided to the Administrative Agent in this Section 9 with respect to any acts taken or omissions suffered by the L/C Issuer in
connection with Letters of Credit issued by it or proposed to be issued by it and the Applications pertaining to such Letters of Credit as fully as if the term “Administrative Agent”, as used in this Section 9, included the
L/C Issuer with respect to such acts or omissions and (ii) as additionally provided in this Agreement with respect to such L/C Issuer. 
 Section 9.9. Hedging Liability and Funds Transfer Liability, Deposit Account Liability and Data Processing Obligation Arrangements. By virtue of a Lender’s execution of this Agreement or an assignment
agreement pursuant to Section 10.10 hereof, as the case may be, any Affiliate of such Lender with whom the Borrower or any Subsidiary has entered into an agreement creating Hedging Liability or Funds Transfer Liability, Deposit Account
Liability and Data Processing Obligations shall be deemed a Lender party hereto for purposes of any reference in a Loan Document to the parties for whom the Administrative Agent is acting, it being understood and agreed that the rights and benefits
of such Affiliate under the Loan Documents consist exclusively of such Affiliate’s right to share in payments and collections out of the Collateral as more fully set forth in Section 2.9 and Section 4 hereof. In connection with any
such distribution of payments and collections, the Administrative Agent shall be entitled to assume no amounts are due to any Lender or its Affiliate with respect to Hedging Liability or Funds Transfer Liability, Deposit Account Liability and Data
Processing Obligations unless such 

  

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Lender has notified the Administrative Agent in writing of the amount of any such liability owed to it or its Affiliate prior to such distribution.

 Section 9.10. Designation of Additional Administrative Agents. The Administrative Agent shall have the continuing right, for
purposes hereof, at any time and from time to time to designate one or more of the Lenders (and/or its or their Affiliates) as “syndication agents,” “documentation agents,” “arrangers” or other designations for purposes
hereto, but such designation shall have no substantive effect, and such Lenders and their Affiliates shall have no additional powers, duties or responsibilities as a result thereof. 
 Section 9.11. Authorization to Enter into, and Enforcement of, the Collateral Documents. The Administrative Agent is hereby irrevocably
authorized by each of the Lenders to execute and deliver the Collateral Documents on behalf of each of the Lenders and their Affiliates and to take such action and exercise such powers under the Collateral Documents as the Administrative Agent
considers appropriate, provided the Administrative Agent shall not (except as expressly provided in Section 10.11) amend the Collateral Documents unless such amendment is agreed to in writing by the Required Lenders. Each Lender acknowledges
and agrees that it will be bound by the terms and conditions of the Collateral Documents upon the execution and delivery thereof by the Administrative Agent. Except as otherwise specifically provided for herein, no Lender (or its Affiliates) other
than the Administrative Agent shall have the right to institute any suit, action or proceeding in equity or at law for the foreclosure or other realization upon any Collateral or for the execution of any trust or power in respect of the Collateral
or for the appointment of a receiver or for the enforcement of any other remedy under the Collateral Documents; it being understood and intended that no one or more of the Lenders (or their Affiliates) shall have any right in any manner whatsoever
to affect, disturb or prejudice the Lien of the Administrative Agent (or any security trustee therefor) under the Collateral Documents by its or their action or to enforce any right thereunder, and that all proceedings at law or in equity shall be
instituted, had, and maintained by the Administrative Agent (or its security trustee) in the manner provided for in the relevant Collateral Documents for the benefit of the Lenders and their Affiliates. 
 Section 9.12. Authorization to Release Liens and Limit Amount of Certain Claims. The Administrative Agent is hereby irrevocably authorized by
each of the Lenders (and shall, upon the written request of the Borrower) to: 
 (i) (A) release any Lien covering any
Property of the Borrower or its Subsidiaries that is the subject of a disposition that is permitted by this Agreement or that has been consented to in accordance with Section 10.11; 
 (B) upon the date when all Revolving Credit Commitments have terminated, no Letters of Credit are outstanding and the Loans and other
non-contingent obligations have been paid in full, release the Borrower from its Obligations under the Loan Documents (other than those that specifically survive termination of this Agreement); and 
 (C) release any Lien on any Property that is sold or to be sold as part of or in connection with any sale permitted hereunder or under any
other Loan Document; and 
  

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 (ii) at the request of the Borrower, to subordinate any Lien on any Property granted to
or held by the Administrative Agent under any Loan Document to the holder of any Lien on such Property that is permitted by clause (e) of the definition of Permitted Liens. 
 SECTION 10. MISCELLANEOUS. 
 Section 10.1. Withholding Taxes.

 (a) Payments Free of Withholding. Except as otherwise required by law and subject to Section 10.1(b) hereof, each payment by
the Borrower under this Agreement or the other Loan Documents shall be made without withholding or deduction for or on account of any present or future United States withholding taxes or any taxes of any other jurisdiction from which or through
which payments are made (other than overall net income taxes (including branch profits tax), franchise taxes and other similar taxes on the recipient imposed by the jurisdiction (or any political subdivision thereof) in which its principal executive
office or Lending Office is located or taxes imposed on a recipient as a result of a present or former connection between such recipient and the United States (other than in connection with entering into this Agreement, the receipt of payments
hereunder or the enforcement of rights hereunder)). If any such withholding is so required, the Borrower shall make the withholding or deduction, pay the amount withheld to the appropriate Governmental Authority before penalties attach thereto or
interest accrues thereon and forthwith pay such additional amount as may be necessary to ensure that the net amount actually received by each Lender and the Administrative Agent free and clear of such taxes (including such taxes on such additional
amount) is equal to the amount which that Lender or the Administrative Agent (as the case may be) would have received had such withholding not been made. If the Administrative Agent or any Lender pays any amount in respect of any such taxes,
penalties or interest, the Borrower shall reimburse the Administrative Agent or such Lender for that payment on demand in the currency in which such payment was made. Notwithstanding the foregoing, the Borrower shall not be required to pay any
additional amounts or reimburse any Lender or the Administrative Agent with respect to any taxes (i) that, except as provided in Section 10.1(c), are attributable to a Lender’s failure to comply with the requirements of
Section 10.1(b) or (ii) that are withholding taxes imposed on amounts payable to a Lender or Administrative Agent at the time such Lender or Administrative Agent becomes a party to this Agreement, except to the extent such Lender’s
assignor (if any) was entitled, at the time of assignment, to receive additional amounts or reimbursement under this Section 10.1(a). If the Borrower pays any such taxes, penalties or interest, it shall deliver official tax receipts evidencing
that payment or certified copies thereof (or, if such receipts are not available, other evidence of payment reasonably acceptable to the relevant Lender or Administrative Agent) to the Lender or Administrative Agent on whose account such withholding
was made (with a copy to the Administrative Agent if not the recipient of the original) on or before the thirtieth day after payment. 
 (b)
U.S. Withholding Tax Exemptions. Each Lender that is not a United States person (as such term is defined in Section 7701(a)(30) of the Code) shall submit to the Borrower and the Administrative Agent (x) on or before the Closing Date
or, if later, the date such financial institution becomes a Lender hereunder, (y) on or prior to the date 60 days after written notice 

  

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from Borrower that such form or certificate shall expire or become obsolete other than in connection with an event described in (z), and (z) after the
occurrence of any event within Lender’s control requiring a change in the most recent form of certification previously delivered by it, two duly completed and signed originals of (i) either Form W-8 BEN (relating to such Lender and
entitling it to a complete exemption from withholding under the Code on all amounts to be received by such Lender, including fees, pursuant to the Loan Documents and the Obligations) or Form W-8 ECI (relating to all amounts to be received by
such Lender, including fees, pursuant to the Loan Documents and the Obligations) of the United States Internal Revenue Service (the “IRS”), or any successor forms, (ii) solely if such Lender is claiming exemption from United
States withholding tax under Section 871(h) or 881(c) of the Code with respect to payments of “portfolio interest”, a Form W-8 BEN, or any successor form prescribed by the IRS, and a certificate representing that such Lender is
not a bank for purposes of Section 881(c) of the Code, is not a 10-percent shareholder (within the meaning of Section 871(h)(3)(B) of the Code) of the Borrower and is not a controlled foreign corporation related to the Borrower (within the
meaning of Section 864(d)(4) of the Code) or (iii) any other applicable document prescribed by the IRS certifying as to the entitlement of such Lender to such exemption from United States withholding tax or reduced rate with respect to all
payments to be made to such Lender under the Loan Documents. Thereafter and from time to time, each such Lender, within 60 days of Borrower’s written request, shall submit to the Borrower and the Administrative Agent such additional duly
completed and signed copies of one or the other of such forms (or such successor forms as shall be adopted from time to time by the relevant United States taxing authorities) and such other certificates as may be (i) requested by the
Borrower in a written notice, directly or through the Administrative Agent, to such Lender and (ii) required under then-current United States law or regulations to avoid or reduce United States withholding taxes on payments in respect of all
amounts to be received by such Lender, including fees, pursuant to the Loan Documents or the Obligations. Each Lender that is a United States person (as such term is defined in Section 7701(a)(30) of the Code) shall (A) on or prior to the
Closing Date or, if later, the date such financial institution becomes a Lender hereunder, (B) on or prior to the date 60 days after written notice from Borrower that such form or certification shall expire or become obsolete other than in
connection with an event described in (C), (C) after the occurrence of any event requiring a change in the most recent form or certification previously delivered by it pursuant to this clause (b) and (D) from time to time if requested
by the Borrower or the Administrative Agent, provide the Administrative Agent and the Borrower with two completed originals of Form W-9 (certifying that such Lender is entitled to an exemption from U.S. backup withholding tax) or any successor form.

 (c) Inability of Lender to Submit Forms. If as a result of any change in Applicable Law, regulation or treaty, or in any official
application or interpretation thereof applicable to the payments made by the Borrower or the Administrative Agent under this Agreement or any change in an income tax treaty applicable to any Lender, any Lender is unable to submit to the Borrower or
the Administrative Agent any form or certificate that such Lender is obligated to submit pursuant to subsection (b) of this Section 10.1 or such Lender is required to withdraw or cancel any such form or certificate previously submitted or
any such form or certificate otherwise becomes ineffective or inaccurate, such Lender shall promptly notify the Borrower and Administrative Agent of such fact and the Lender shall to that extent not be obligated to provide 

  

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any such form or certificate and will be entitled to withdraw or cancel any affected form or certificate, as applicable. 
 (d) Tax Refunds. If the Administrative Agent or any Lender determines that it has received a refund of taxes as to which it has been indemnified by
the Borrower or with respect to which the Borrower has paid additional amounts pursuant to this Section 10.1 or Section 10.4, it shall pay over such refund to the Borrower (but only to the extent of indemnity payments made, or additional
amounts paid, by the Borrower under this Section 10.1 or Section 10.4 giving rise to such refund), net of all reasonable out-of-pocket expenses of the Administrative Agent or such Lender and without interest (other than any interest paid
by the relevant Governmental Authority) with respect to such refund. 
 (e) Lender Replacement. The Borrower shall be permitted to
replace any Lender that (i) requests reimbursement for amounts owing pursuant to Section 10.1 or (ii) becomes a Defaulting Lender, with a replacement bank or other financial institution, provided that (A) such replacement
does not conflict with any Applicable Law, (B) no Event of Default shall have occurred and be continuing at the time of such replacement, (C) the Borrower shall repay (or the replacement bank or institution shall purchase, at par) all
Loans and other amounts (other than any disputed amounts), pursuant to Section 10.1 owing to such replaced Lender prior to the date of replacement, (D) the replacement bank or institution shall be an Eligible Assignee, (E) the
replaced Lender shall be obligated to make such replacement in accordance with the provisions of Section 10.10 and (F) any such replacement shall not be deemed to be a waiver of any rights that the Borrower, the Administrative Agent or any
other Lender shall have against the replaced Lender. 
 (f) Mitigation. Any Lender claiming any additional amounts payable pursuant to
this Section 10.1 shall use its reasonable efforts (consistent with its internal policies and Applicable Laws) to change the jurisdiction of its lending office if such a change would reduce any such additional amounts (or any similar amount
that may thereafter accrue) and would not, in the sole determination of such Lender, be otherwise disadvantageous to such Lender. 
 Section 10.2. No Waiver, Cumulative Remedies. No delay or failure on the part of the Administrative Agent or any Lender or on the part of the holder or holders of any of the Obligations in the exercise of any power or right
under any Loan Document shall operate as a waiver thereof or as an acquiescence in any default, nor shall any single or partial exercise of any power or right preclude any other or further exercise thereof or the exercise of any other power or
right. The rights and remedies hereunder of the Administrative Agent, the Lenders and of the holder or holders of any of the Obligations are cumulative to, and not exclusive of, any rights or remedies which any of them would otherwise have.

 Section 10.3. Non-Business Days. If any payment hereunder or date for performance becomes due and payable or performable (in
each case, including as a result of the expiration of any relevant notice period) on a day which is not a Business Day, the due date of such payment or the date for such performance shall be extended to the next succeeding Business Day on which date
such payment shall be due and payable or such other requirement shall be performed. In the case of any payment of principal falling due on a day which is not a Business Day, interest on 

  

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such principal amount shall continue to accrue during such extension at the rate per annum then in effect, which accrued amount shall be due and payable on
the next scheduled date for the payment of interest. 
 Section 10.4. Documentary Taxes. The Borrower agrees to pay within 10
days after demand therefor any documentary, stamp or similar taxes payable in respect of this Agreement or any other Loan Document, including interest and penalties, in the event any such taxes are assessed, irrespective of when such assessment is
made and whether or not any credit is then in use or available hereunder. 
 Section 10.5. Survival of Representations. All
representations and warranties made herein or in any other Loan Document or in certificates given pursuant hereto or thereto shall survive the execution and delivery of this Agreement and the other Loan Documents, and shall continue in full force
and effect with respect to the date as of which they were made as long as any Lender or the L/C Issuer has any Revolving Credit Commitment hereunder or any Obligations remain unpaid hereunder. 
 Section 10.6. Survival of Indemnities. All indemnities and other provisions relative to reimbursement to the Lenders of amounts sufficient to
protect the yield of the Lenders with respect to the Loans and Letters of Credit, including, but not limited to, Sections 8.1, 8.4, 10.4 and 10.13 hereof, shall survive the termination of this Agreement and the other Loan Documents and the payment
of the Obligations. 
 Section 10.7. Sharing of Set-Off. Each Lender agrees with each other Lender a party hereto that if such
Lender shall receive and retain any payment, whether by set-off or application of deposit balances or otherwise (except pursuant to a valid assignment or participation pursuant to Section 10.10), on any of the Loans or Reimbursement Obligations
in excess of its ratable share of payments on all such Obligations then outstanding to the Lenders, then such Lender shall purchase for cash at face value, but without recourse, ratably from each of the other Lenders such amount of the Loans or
Reimbursement Obligations, or participations therein, held by each such other Lenders (or interest therein) as shall be necessary to cause such Lender to share such excess payment ratably with all the other Lenders; provided, however, that if
any such purchase is made by any Lender, and if such excess payment or part thereof is thereafter recovered from such purchasing Lender, the related purchases from the other Lenders shall be rescinded ratably and the purchase price restored as to
the portion of such excess payment so recovered, but without interest. For purposes of this Section, amounts owed to or recovered by the L/C Issuer in connection with Reimbursement Obligations in which Lenders have been required to fund their
participation shall be treated as amounts owed to or recovered by the L/C Issuer as a Lender hereunder. 
 Section 10.8. Notices.
Except as otherwise specified herein, all notices hereunder and under the other Loan Documents shall be in writing (including, without limitation, notice by facsimile or email transmission) and shall be given to the relevant party at its physical
address, facsimile number or email address set forth below, or such other physical address, facsimile number or email address as such party may hereafter specify by notice to the Administrative Agent and the Borrower given by courier, by United
States certified or registered mail, by 

  

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facsimile, email transmission or by other telecommunication device capable of creating a written record of such notice and its receipt. Notices under the
Loan Documents to any Lender shall be addressed to its physical address or facsimile number or email address set forth on its Administrative Questionnaire; and notices under the Loans Documents to the Borrower or the Administrative Agent shall be
addressed to their respective physical addresses, facsimile numbers or email addresses set forth below: 
 to the Borrower: 
 Fifth Third Processing Solutions, LLC 
 38
Fountain Square Plaza, 11th Floor 
 MD 1090BH 
 Cincinnati, Ohio 45263 
 Attention: Stephanie Ferris 
 Telephone: (513) 534-6109 
 Facsimile:
(513) 534-0318 
 Email: Stephanie.Ferris@53.com 
 With a copy of any notice of any Default or Event of Default (which shall not constitute notice to the Borrower) to: 
 Weil, Gotshall and Manges LLP 
 200 Crescent Court, Suite 300 
 Dallas, Texas 75201-6950 
 Attention: Kelly M.
Dybala 
 Telephone: (214) 746-7898 
 Facsimile: (214) 746-7777 
 Email: kelly.dybala@weil.com 
 to the Administrative Agent: 
 Fifth Third
Bank 
 38 Fountain Square Plaza 
 Cincinnati, Ohio 45263 
 Attention: Loan Syndications/Judy Huls 
 Telephone: (513) 579-4224 
 Facsimile: (513)
534-0875 
 Email: judy.huls@53.com 
 Each such notice, request or other communication shall be effective (i) if given by facsimile, when such facsimile is transmitted to the facsimile number specified in this Section 10.8 or in the relevant Administrative
Questionnaire and a confirmation of such telecopy has been received by the sender, (ii) if given by mail, 5 days after such communication is deposited in the mail, certified or registered with return receipt requested, addressed as
aforesaid, (iii) if by email, when delivered (all such notices and communications sent by email shall be deemed delivered upon the sender’s receipt of an acknowledgement from the intended recipient (such as by the “return receipt
requested” function, as available, return email or other written acknowledgement)), or (iv) if given by any other means, when delivered at the addresses specified in this Section 10.8 or in the relevant Administrative Questionnaire;
provided that any notice given pursuant to Section 2 hereof shall be effective only upon receipt. 
 Section 10.9.
Counterparts. This Agreement may be executed in any number of counterparts, and by the different parties hereto on separate counterpart signature pages, and all such counterparts taken together shall be deemed to constitute one and the same
instrument. 
  

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 Section 10.10. Successors and Assigns; Assignments and Participations. 
 (a) Successors and Assigns Generally. The provisions of this Agreement shall be binding upon and inure to the benefit of the parties hereto and
their respective successors and assigns permitted hereby, except that the Borrower may not assign or otherwise transfer any of its rights or obligations under any Loan Document without the prior written consent of the Administrative Agent and each
Lender, and no Lender may assign or otherwise transfer any of its rights or obligations hereunder except (i) to an Eligible Assignee in accordance with the provisions of paragraph (b) of this Section, (ii) by way of participation in
accordance with the provisions of paragraph (d) of this Section or (iii) by way of pledge or assignment of a security interest subject to the restrictions of paragraph (f) of this Section (and any other attempted assignment
or transfer by any party hereto shall be null and void). Nothing in this Agreement, expressed or implied, shall be construed to confer upon any Person (other than the parties hereto, their respective successors and assigns permitted hereby,
Participants to the extent provided in paragraph (d) of this Section and, to the extent expressly contemplated hereby, the Related Parties of each of the Administrative Agent and the Lenders) any legal or equitable right, remedy or claim
under or by reason of this Agreement. 
 (b) Assignments by Lenders. Any Lender may at any time assign to one or more Eligible
Assignees all or a portion of its rights and obligations under this Agreement with respect to all or a portion of its Revolving Credit Commitment(s) and the Loans at the time owing to it; provided that: 
 (i) except in the case of an assignment of the entire remaining amount of the assigning Lender’s Revolving Credit Commitment(s) and
the Loans at the time owing to it or in the case of an assignment to a Lender or an Affiliate of a Lender or an Approved Fund with respect to a Lender, the aggregate amount of the Revolving Credit Commitment(s) (which for this purpose includes Loans
outstanding thereunder) or, if the applicable Revolving Credit Commitment is not then in effect, the principal outstanding balance of the Loans of the assigning Lender subject to each such assignment (determined as of the date the Assignment and
Assumption with respect to such assignment is delivered to the Administrative Agent or, if “Trade Date” is specified in the Assignment and Assumption, as of such Trade Date) shall not be less than $2,500,000, in the case of any assignment
in respect of the Revolving Credit, or less than $1,000,000, in the case of any assignment in respect of the Term A Credit or Term B Credit, unless each of the Administrative Agent and the Borrower otherwise consent (each such consent not
to be unreasonably withheld or delayed); 
 (ii) each partial assignment shall be made as an assignment of a proportionate
part of all the assigning Lender’s rights and obligations under this Agreement with respect to the Credit or the Revolving Credit Commitment assigned, except that this clause (ii) shall not prohibit any Lender from assigning all or a
portion of its rights and obligations among separate Credit on a non-pro rata basis; 
 (iii) any assignment of a Revolving
Credit Commitment must be approved by the Administrative Agent, the L/C Issuer and the Borrower (each such approval not to be 

  

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unreasonably withheld or delayed) unless the Person that is the proposed assignee is itself a Lender with a Revolving Credit Commitment (whether or not the
proposed assignee would otherwise qualify as an Eligible Assignee); 
 (iv) the parties to each assignment shall execute and
deliver to the Administrative Agent an Assignment and Assumption, together with a processing and recordation fee of $3,500 (unless otherwise waived or reduced by the Administrative Agent in its sole discretion), and the Eligible Assignee, if it
shall not be a Lender, shall deliver to the Administrative Agent an Administrative Questionnaire; and 
 (v) the Eligible
Assignee provides the Borrower and the Administrative Agent the forms required by Section 10.1(b) prior to the assignment and shall not be entitled to any additional amounts or indemnification of taxes under Section 10.1 in excess of the
amounts that would be paid to its assignor. 
 Subject to acceptance and recording thereof by the Administrative Agent pursuant to paragraph (c) of this
Section, from and after the effective date specified in each Assignment and Assumption, the Eligible Assignee thereunder shall be a party to this Agreement and, to the extent of the interest assigned by such Assignment and Assumption, have the
rights and obligations of a Lender under this Agreement, and the assigning Lender thereunder shall, to the extent of the interest assigned by such Assignment and Assumption, be released from its obligations under this Agreement (and, in the case of
an Assignment and Assumption covering all of the assigning Lender’s rights and obligations under this Agreement, such Lender shall cease to be a party hereto) but shall continue to be entitled to the benefits of Sections 8.4 and 10.13 and
subject to any obligations hereunder with respect to facts and circumstances occurring prior to the effective date of such assignment. Any assignment or transfer by a Lender of rights or obligations under this Agreement that does not comply with
this paragraph shall be void ab initio. All parties hereto consent that assignments to the Borrower permitted by the terms hereof shall not be construed as violating pro rata, optional redemption or any other provisions hereof, it being
understood that, not withstanding anything to the contrary elsewhere in this Agreement, immediately upon receipt by the Borrower of any Loans and/or Revolving Credit Commitments the same shall be deemed cancelled and no longer outstanding for any
purpose under this Agreement, including without limitation, Section 10.11, and in no event shall the Borrower have any rights of a Lender under this Agreement or any other Loan Document. 
 (c) Register. (i) The Administrative Agent, acting solely for this purpose as an agent of the Borrower, shall maintain a copy of each
Assignment and Assumption delivered to it and a register for the recordation of the names and addresses of the Lenders, the Revolving Credit Commitment(s) of, and principal amounts of the Loans owing to, each Lender pursuant to the terms hereof from
time to time, and each repayment in respect of the principal amount (and any interest thereon) (the “Register”). The entries in the Register shall be conclusive absent manifest error, and the Borrower, the Administrative Agent and
the Lenders may treat each Person whose name is recorded in the Register pursuant to the terms hereof as a Lender hereunder for all purposes of this Agreement, notwithstanding notice to the contrary; provided that in the event any assignment
contemplated by clause (b) above is not effected in accordance with the requirements of that Section, nothing in the Register to the contrary shall override the nullity of 

  

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such assignment as provided pursuant to clause (b) above. The Register shall be available for inspection by the Borrower and any Lender, at any
reasonable time and from time to time upon reasonable prior notice. 
 (ii) The Administrative Agent shall (A) accept the Assignment and
Assumption and (B) promptly record the information contained therein in the Register once all the requirements of paragraph (a) above have been met. No assignment shall be effective unless it has been recorded in the Register. 

(d) Participations. Any Lender may at any time, without the consent of, or notice to, the Borrower or the Administrative Agent, sell
participations to any Person (other than a natural person) (each, a “Participant”) in all or a portion of such Lender’s rights and/or obligations under the this Agreement (including all or a portion of its Revolving Credit
Commitment(s) and/or the Loans owing to it); provided that, (i) such Lender’s obligations under this Agreement shall remain unchanged, (ii) such Lender shall remain solely responsible to the other parties hereto for the
performance of such obligations and (iii) the Borrower, the Administrative Agent and the Lenders shall continue to deal solely and directly with such Lender in connection with such Lender’s rights and obligations under this Agreement and
(iv) no Lender shall sell participations to any Prohibited Lender or its Affiliates. 
 Any agreement or instrument pursuant to which a
Lender sells such a participation shall provide that such Lender shall retain the sole right to enforce this Agreement and to approve any amendment, modification, supplement or waiver of any provision of this Agreement; provided that such
agreement or instrument may provide that such Lender will not, without the consent of the Participant, agree to any amendment, modification, supplement or waiver described in Section 10.11(a) that directly affects such Participant. Subject to
paragraph (e) of this Section, the Borrower agrees that each Participant shall be entitled to the benefits of Sections 8.1 and 8.4(b) to the same extent as if it were a Lender and had acquired its interest by assignment pursuant to
paragraph (b) of this Section. To the extent permitted by law, each Participant also shall be entitled to the benefits of Section 10.14 as though it were a Lender, provided such Participant agrees to be subject to Section 10.7
as though it were a Lender. 
 (e) Limitations upon Participant Rights. A Participant shall not be entitled to receive any greater
payment under Section 8.4(a) than the applicable Lender would have been entitled to receive with respect to the participation sold to such Participant. A Participant that is not a United States person (as such term is defined in
Section 7701(a)(30) of the Code) shall not be entitled to the benefits of Section 10.1(a) unless the Borrower is notified of the participation sold to such Participant and such Participant complies with Section 10.1(b), (c) and
(e) as though it were a Lender. 
 (f) Certain Pledges. Any Lender may at any time pledge or assign a security interest in all or
any portion of its rights under this Agreement to secure obligations of such Lender, including any pledge or assignment to secure obligations to a Federal Reserve Bank; provided that no such pledge or assignment shall release such Lender from
any of its obligations hereunder or substitute any such pledgee or assignee for such Lender as a party hereto. 
  

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 (g) Electronic Execution of Assignments. The words “execution,” “signed,”
“signature,” and words of like import in any Assignment and Assumption shall be deemed to include electronic signatures or the keeping of records in electronic form, each of which shall be of the same legal effect, validity or
enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any Applicable Law, including the Federal Electronic Signatures in Global and National
Commerce Act, the Ohio Uniform Electronic Transactions Act, or any other similar state laws based on the Uniform Electronic Transactions Act. 
 Section 10.11. Amendments. Any provision of this Agreement or the other Loan Documents may be amended, modified, supplemented or waived if, but only if, such amendment, modification, supplement or waiver is in writing and is
signed by (i) the Borrower, (ii) the Required Lenders, (iii) if the rights or duties of the Administrative Agent are adversely affected thereby, the Administrative Agent, and (iv) if the rights or duties of the L/C Issuer are
affected thereby, the L/C Issuer; provided that: 
 (A) no amendment, modification, supplement or waiver pursuant to
this Section 10.11 shall (i) increase any Revolving Credit Commitment of any Lender without the consent of such Lender (it being understood that any such amendment, modification, supplement or waiver that provides for the payment of
interest in kind in addition to, and not as substitution for or as conversion of, the interest otherwise payable hereunder shall only require the consent of the Required Lenders), (ii) reduce the amount of or postpone the date for any scheduled
payment of any principal of or interest on any Loan or of any Reimbursement Obligation or of any fee payable hereunder without the consent of the Lender to which such payment is owing or which has committed to make such Loan or Letter of Credit (or
participate therein) hereunder or (iii) change the application of payments set forth in Section 2.9 hereof without the consent of any Lender adversely affected thereby; 
 (B) no amendment, modification, supplement or waiver pursuant to this Section 10.11 shall, unless signed by each Lender, increase the
aggregate Revolving Credit Commitments of the Lenders (it being understood that any such amendment, modification, supplement or waiver that provides for the payment of interest in kind in addition to, and not as substitution for or as conversion of,
the interest otherwise payable hereunder shall only require the consent of the Required Lenders), change the definitions of Revolving Credit Termination Date or Required Lenders, change the provisions of this Section 10.11, release any material
guarantor or all or substantially all of the Collateral (except as otherwise provided for in the Loan Documents), extend the stated expiration date of any Letter of Credit beyond the Revolving Credit Termination Date, affect the number of Lenders
required to take any action hereunder or under any other Loan Document, or change or waive any provision of any Loan Document that provides for the pro rata nature of disbursements or payments to Lenders; and 
 (C) no amendment, modification, supplement or waiver pursuant to this Section 10.11 shall, unless signed by the Borrower, the
Administrative Agent and each Term A Lender release or amend the Limited Guaranty; provided that, any amendment to 

  

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the Limited Guaranty to modify such Limited Guaranty to be a guaranty of payment shall also require the consent of each Lender. 
 Notwithstanding anything to the contrary herein, (a) no Defaulting Lender shall have any right to approve or disapprove any amendment, modification, supplement,
waiver or consent hereunder or otherwise give any direction to the Administrative Agent; (b) the Administrative Agent may, with the consent of Borrower only, amend, modify or supplement this Agreement or any other Loan Document to cure any
ambiguity, omission, defect or inconsistency, so long as such amendment, modification or supplement does not adversely affect the rights of any Lender and (c) any agreement of the Required Lenders to forbear (and/or direction to the
Administrative Agent to forbear) from exercising any of their rights and remedies upon a Default or Event of Default shall be effective without the consent of the Administrative Agent or any other Lender. 
 In addition, notwithstanding the foregoing, this Agreement may be amended (or amended and restated) with the written consent of the Required Lenders (as
determined hereunder prior to any such amendment or amendment and restatement), the Administrative Agent and the Borrower (i) to add one or more additional credit facilities to this Agreement and to permit the extensions of credit from time to
time outstanding thereunder and the accrued interest and fees in respect thereof to share ratably in the benefits of this Agreement and the other Loan Documents with the Loans and the accrued interest and fees in respect thereof and (ii) to
include appropriately the Lenders holding such credit facilities in any determination of the Required Lenders, the Required Term Lenders, the Required Revolving Lenders and other definitions related to such new credit facilities; provided
that, no Lender shall be obligated to commit to or hold any part of such credit facilities. 
 (b) If any Lender (such Lender, a
“Non-Consenting Lender”) has failed to consent to a proposed amendment, modification, supplement, waiver, discharge or termination which pursuant to the terms of this Section 10.11 requires the consent of all of the Lenders
affected and with respect to which the Required Lenders shall have granted their consent, then provided no Event of Default then exists, the Borrower shall have the right (unless such Non-Consenting Lender grants such consent) to (i) replace
such Non-Consenting Lender by requiring such Non-Consenting Lender to assign its relevant outstanding Loans plus any accrued and unpaid interest and fees, its Revolving Credit Commitments and all of its rights and obligations hereunder to one or
more assignees, provided that: (a) all Obligations of the Borrower owing to such Non-Consenting Lender being replaced shall be paid in full to such Non-Consenting Lender concurrently with such assignment, (b) the replacement Lender
shall purchase the foregoing by paying to such Non-Consenting Lender a price equal to the principal amount thereof plus accrued and unpaid interest thereon, and (c) the replacement Lender shall grant such consent or (ii) terminate the
Revolving Credit Commitment of such Non-Consenting Lender and repay all Obligations of the Borrower owing to such Lender as of such termination date. In connection with any such assignment, the Borrower, Administrative Agent, such Non-Consenting
Lender and the replacement Lender shall otherwise comply with Section 10.10 hereof. 
 (c) Each waiver, amendment, modification,
supplement or consent made or given pursuant to this Section 10.11 shall be effective only in the specific instance and for the specific purpose for which given, and such waiver, amendment, modification or supplement shall apply 

  

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equally to each of the Lenders and shall be binding on the Loan Parties, the Lenders, the Administrative Agents and all future holders of the Loans and
Revolving Credit Commitments. 
 Section 10.12. Heading. Section headings and the Table of Contents used in this Agreement are
for reference only and shall not affect the construction of this Agreement. 
 Section 10.13. Costs and Expenses;
Indemnification. The Borrower agrees to pay all reasonable and documented out-of-pocket costs and expenses of the Administrative Agent in connection with the administration of the Loan Documents, including, but limited, in the case of the fees
and disbursements of counsel, to one firm of outside counsel to the Administrative Agent, in connection with the preparation and execution of any amendment, modification, supplement, waiver or consent related to the Loan Documents, together with any
fees and charges suffered or incurred by the Administrative Agent in connection with collateral filing fees and lien searches. The Borrower further agrees to indemnify the Administrative Agent in its capacity as such, each Lender, and their
respective directors, officers, employees and agents against all Damages (including, without limitation, all reasonable attorney’s fees and other expenses of litigation or preparation therefor, whether or not the indemnified Person is a party
thereto, or any settlement arrangement arising from or relating to any such litigation) which any of them may pay or incur arising out of or relating to any Loan Document or any of the transactions contemplated thereby or the direct or indirect
application or proposed application of the proceeds of any Loan or Letter of Credit, other than those which (i) arise from the gross negligence, willful misconduct or bad faith of, or breach of the Loan Documents by, the party claiming
indemnification (or any of its respective directors, officers, employees, and agents) (ii) arise out of any dispute solely among indemnitees or (iii) in the case of any affiliate of the Fifth Third Ohio under the Master Investment
Agreement, relate to any breach or alleged breach of the Master Investment Agreement or any claim for indemnity thereunder. Under no circumstances will the Borrower be obligated to pay for more than one firm of outside counsel (and shall not be
obligated to pay for any in-house counsel) to the Administrative Agent and the Lenders taken as a whole. The obligations of the Borrower under this Section shall survive the termination of this Agreement. 
 Section 10.14. Set-off. In addition to any rights now or hereafter granted under Applicable Law and not by way of limitation of any such
rights, upon the occurrence and during the continuation of any Event of Default, each Lender and each subsequent holder of any Obligation is hereby authorized by the Borrower at any time or from time to time, without prior notice to the Borrower or
to any other Person, any such notice being hereby expressly waived, to set-off and to appropriate and to apply any and all deposits (general or special, including, but not limited to, indebtedness evidenced by certificates of deposit, whether
matured or unmatured, but not including trust accounts, and in whatever currency denominated) and any other indebtedness at any time held or owing by that Lender or that subsequent holder to or for the credit or the account of the Borrower, whether
or not matured, against and on account of any amount due and payable by the Borrower hereunder. Each Lender or any such subsequent holder of any Obligations agrees to promptly notify the Borrower and the Administrative Agent after any such set-off
and application made by such Lender, provided that the failure to give such notice shall not affect the validity of such set-off and application. 
  

 -96- 

 Section 10.15. Entire Agreement. The Loan Documents constitute the entire understanding of
the parties thereto with respect to the subject matter thereof and any prior agreements, whether written or oral, with respect thereto are superseded hereby. 
 Section 10.16. Governing Law. THIS AGREEMENT AND THE RIGHTS AND OBLIGATIONS OF
THE PARTIES HEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED BY AND
INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF
NEW YORK, INCLUDING SECTION 5 -1401 OF THE GENERAL OBLIGATIONS LAW OF THE
STATE OF NEW YORK, BUT EXCLUDING THE LAWS APPLICABLE TO CONFLICTS
OR CHOICE OF LAW. 
 Section 10.17. Severability of Provisions. Any
provision of any Loan Document which is unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such unenforceability without invalidating the remaining provisions hereof or affecting the validity or
enforceability of such provision in any other jurisdiction. All rights, remedies and powers provided in this Agreement and the other Loan Documents may be exercised only to the extent that the exercise thereof does not violate any applicable
mandatory provisions of law, and all the provisions of this Agreement and other Loan Documents are intended to be subject to all applicable mandatory provisions of law which may be controlling and to be limited to the extent necessary so that they
will not render this Agreement or the other Loan Documents invalid or unenforceable. 
 Section 10.18. Excess Interest.
Notwithstanding any provision to the contrary contained herein or in any other Loan Document, no such provision shall require the payment or permit the collection of any amount of interest in excess of the maximum amount of interest permitted by
Applicable Law to be charged for the use or detention, or the forbearance in the collection, of all or any portion of the Loans or other obligations outstanding under this Agreement or any other Loan Document (“Excess Interest”). If
any Excess Interest is provided for, or is adjudicated to be provided for, herein or in any other Loan Document, then in such event (a) the provisions of this Section shall govern and control, (b) neither the Borrower nor any
guarantor or endorser shall be obligated to pay any Excess Interest, (c) any Excess Interest that the Administrative Agent or any Lender may have received hereunder shall, at the option of the Administrative Agent, be (i) applied as a
credit against the then outstanding principal amount of Obligations hereunder and accrued and unpaid interest thereon (not to exceed the maximum amount permitted by Applicable Law), (ii) refunded to the Borrower, or (iii) any combination
of the foregoing, (d) the interest rate payable hereunder or under any other Loan Document shall be automatically subject to reduction to the maximum lawful contract rate allowed under applicable usury laws (the “Maximum
Rate”), and this Agreement and the other Loan Documents shall be deemed to have been, and shall be, reformed and modified to reflect such reduction in the relevant interest rate, and (e) neither the Borrower nor any guarantor or
endorser shall have any action against the Administrative Agent or any Lender for any Damages whatsoever arising out of the payment or collection of any Excess Interest. Notwithstanding the foregoing, if for any period of time interest on any of
Borrower’s Obligations is calculated at the Maximum Rate rather than the applicable rate under this Agreement, and thereafter such applicable rate becomes less than the Maximum Rate, the rate of interest payable on the Borrower’s
Obligations shall remain at the Maximum Rate until the Lenders have received the amount of interest which such 

  

 -97- 

 
Lenders would have received during such period on the Borrower’s Obligations had the rate of interest not been limited to the Maximum Rate during such
period. 
 Section 10.19. Construction. The parties acknowledge and agree that the Loan Documents shall not be construed more
favorably in favor of any party hereto based upon which party drafted the same, it being acknowledged that all parties hereto contributed substantially to the negotiation of the Loan Documents. The provisions of this Agreement relating to
Subsidiaries shall apply only during such times as the Borrower has one or more Subsidiaries. In the event of any conflict or inconsistency between or among this Agreement and the other Loan Documents, the terms and conditions of this Agreement
shall govern and control. 
 Section 10.20. Lender’s Obligations Several. The obligations of the Lenders hereunder are
several and not joint. Nothing contained in this Agreement and no action taken by the Lenders pursuant hereto shall be deemed to constitute the Lenders a partnership, association, joint venture or other entity. 
 Section 10.21. USA Patriot Act. Each Lender hereby notifies the Borrower that pursuant to the requirements of the Patriot Act it is required
to obtain, verify and record information that identifies the Borrower, which information includes the name and address of the Borrower and other information that will allow such Lender to identify the Borrower in accordance with the Patriot Act.

 Section 10.22. Submission to Jurisdiction; Waiver of Jury Trial. Each of the parties hereto hereby submits to the nonexclusive
jurisdiction of the United States District Court for the Southern District of New York and of any New York State court sitting in New York City in the borough of Manhattan for purposes of all legal proceedings arising out of or
relating to this Agreement, the other Loan Documents or the transactions contemplated hereby or thereby. Each of the parties hereto irrevocably waives, to the fullest extent permitted by law, any objection which it may now or hereafter have to the
laying of the venue of any such proceeding brought in such a court and any claim that any such proceeding brought in such a court has been brought in an inconvenient forum. THE BORROWER, THE
ADMINISTRATIVE AGENT AND THE LENDERS HEREBY IRREVOCABLY WAIVE ANY AND ALL
RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF
OR RELATING TO ANY LOAN DOCUMENT OR THE TRANSACTIONS CONTEMPLATED THEREBY.

 Section 10.23. Treatment of Certain Information; Confidentiality. Each of the Administrative Agent, the Lenders and the L/C
Issuer agrees to maintain the confidentiality of the Information (as defined below), except that Information may be disclosed (a) to its Affiliates and to its and its Affiliates’ respective partners, directors, officers, employees, agents,
advisors and other representatives (it being understood that the Persons to whom such disclosure is made will be informed of the confidential nature of such Information and instructed to keep such Information confidential) in connection with the
transactions contemplated or permitted hereby, (b) to the extent requested by any regulatory authority purporting to have jurisdiction over it (including any self-regulatory authority, such as the National Association of Insurance
Commissioners), (c) to the extent required by Applicable Laws or regulations or by any subpoena or similar legal process; provided that unless specifically prohibited by Applicable Law or court 

  

 -98- 

 
order, each Lender and the Administrative Agent shall promptly notify the Borrower of any such disclosure, (d) to any other party hereto, (e) in
connection with the exercise of any remedies hereunder or under any other Loan Document or any action or proceeding relating to this Agreement or any other Loan Document or the enforcement of rights hereunder or thereunder, (f) subject to an
agreement containing provisions substantially the same as those of this Section, to (i) any assignee of or Participant in, or any prospective assignee of or Participant in, any of its rights or obligations under this Agreement or (ii) any
actual or prospective counterparty (or its advisors) to any Hedge Agreement relating to the Borrower and its obligations, (g) with the consent of the Borrower or (h) to the extent such Information (x) becomes publicly available other
than as a result of a breach of this Section or (y) becomes available to the Administrative Agent, any Lender or any of their respective Affiliates on a nonconfidential basis from a source other than the Borrower (except to the extent that
such Information was available to the Administrative Agent, any Lender or any of their Affiliates as a result of Administrative Agent’s, any Lender’s or their Affiliates’ ownership interests in the Business or the Borrower). For
purposes of this Section, “Information” means all information received from the Borrower or any of its Subsidiaries relating to the Borrower or any of its Subsidiaries or any of their respective businesses, other than any such information
that is available to the Administrative Agent or any Lender on a nonconfidential basis prior to disclosure by the Borrower or any of its Subsidiaries, provided that, in the case of information received from the Borrower or any of its
Subsidiaries after the date hereof, such information is clearly identified at the time of delivery as confidential. Any Person required to maintain the confidentiality of Information as provided in this Section shall be considered to have
complied with its obligation to do so if such Person has exercised the same degree of care to maintain the confidentiality of such Information as such Person would accord to its own confidential information. Notwithstanding the foregoing, the
Administrative Agent and the Lenders agree not to disclose any Information to a Prohibited Lender. 
 SECTION 11.
AGREEMENT REGARDING LIMITED GUARANTY. 
 Section 11.1. No Limitation
Intended. Except as otherwise provided in this Section, nothing herein is intended to affect the respective rights of the Term A Lenders or Term B Lenders against the Borrower, the Limited Guarantor or any third parties obligated on
the obligations of the Borrower or the Limited Guarantor. 
 Section 11.2. Interests in the Limited Guaranty. Each Term B
Lender acknowledges and agrees that it does not have, and will not obtain or accept, any interest in the Limited Guaranty. 
 Section 11.3. Turn-Over. Each Term B Lender agrees that in the event that such Term B Lender receives any payment pursuant to the Limited Guaranty, such payment shall be deemed to have been paid to such Term B
Lender in trust for the benefit of the Term A Lenders, and shall be immediately paid over to the Administrative Agent for the benefit of the Term A Lenders. 
 THE SIGNATURES OF EACH PARTY HERETO TO THE AMENDMENT AND
RESTATEMENT AGREEMENT AND REAFFIRMATION DATED JUNE 30, 2009 EVIDENCE EACH PARTIES’
AGREEMENT TO BE BOUND BY THE TERMS OF THIS LOAN AGREEMENT. 
  

 -99- 

 EXHIBIT A 
 NOTICE OF PAYMENT REQUEST 
 [Date] 
 [Name of Lender] 
 [Address]

 Attention: 
 Reference is made to the
Loan Agreement, dated as of May 29, 2009, among FIFTH THIRD PROCESSING SOLUTIONS, LLC, a Delaware limited liability company, the Lenders party thereto, and Fifth Third Bank, a Michigan
banking corporation, as Administrative Agent (as amended, restated, amended and restated, supplemented or otherwise modified, the “Loan Agreement”). Capitalized terms used herein and not defined herein have the meanings assigned to
them in the Loan Agreement. [The Borrower has failed to pay its Reimbursement Obligation in the amount of $                    . Your
Revolver Percentage of the unpaid Reimbursement Obligation is $                    ] or [the L/C Issuer has been required to return a
payment by the Borrower of a Reimbursement Obligation in the amount of $                    . Your Revolver Percentage of the returned
Reimbursement Obligation is $                    .] 
  

					
	Very truly yours,
	
	 FIFTH THIRD BANK, a Michigan banking
     corporation, as L/C Issuer

			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

 EXHIBIT B 
 NOTICE OF BORROWING 
 Date:             ,          
  

	To:	Fifth Third Bank, a Michigan banking corporation, as Administrative Agent for the Lenders parties to the Loan Agreement dated as of May 29, 2009 (as extended, renewed, amended
or restated from time to time, the “Loan Agreement”), among Fifth Third Processing Solutions, LLC, a Delaware limited liability company (the “Borrower”), certain Lenders which are signatories thereto, and Fifth
Third Bank, a Michigan banking corporation, as Administrative Agent 

 Ladies and Gentlemen: 
 The undersigned, the Borrower, refers to the Loan Agreement, the terms defined therein being used herein as therein defined, and hereby gives you notice
irrevocably, pursuant to Section 2.5 of the Loan Agreement, of the Borrowing of Revolving Loans specified below: 
 1. The Business Day of the proposed Borrowing is                     ,
        .1 
 2. The aggregate amount of the proposed Borrowing is
$            .1

 3. The Borrowing is being advanced under the Revolving Credit. 
 4. The Borrowing is to be comprised of $             of [Base Rate]
[Eurodollar] Loans. 
 [5. The duration of the Interest Period for the Eurodollar Loans included in
the Borrowing shall be                      months.]2 
 The undersigned hereby certifies that the following statements are true on the date hereof: 
 (a) the representations and warranties of the Borrower contained in Section 5 of the Loan Agreement are true and correct in all
material respects as though made on and 
  

	1
	 Notice must be provided by telephone (promptly confirmed in writing) or telecopy by noon (Cincinnati time) (i) at least 3 Business Days before the date on
which the Borrower requests the Lenders to advance a Borrowing of Revolving Loans that are Eurodollar Loans and (ii) on the date the Borrower requests the Lenders to advance a Borrowing of Revolving Loans that are Base Rate Loans.

  

	1
	 Each Borrowing of Base Rate Loans shall be in amount not less than $500,000 or such greater amount that is an integral multiple of $50,000. Each Borrowing of
Eurodollar Loans advanced shall be in an amount equal to $1,000,000 or such greater amount that is in integral multiple of $100,000. 

  

	2
	 May be 1, 2 or 3 months. 

 as of such date (except to the extent such representations and warranties relate to an earlier date, in
which case they are true and correct as of such date); and 
 (b) no Default or Event of Default has occurred and is
continuing or would result from such proposed Borrowing. 
  

					
	FIFTH THIRD PROCESSING SOLUTIONS, LLC,
			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

  

 -2- 

 EXHIBIT C 
 NOTICE OF CONTINUATION/CONVERSION 
 Date:             ,          
  

	To:	Fifth Third Bank, as Administrative Agent for the Lenders parties to the Loan Agreement dated as of May 29, 2009 (as extended, renewed, amended or restated from time to time,
the “Loan Agreement”) among Fifth Third Processing Solutions, LLC (the “Borrower”), certain Lenders which are signatories thereto, and Fifth Third Bank, as Administrative Agent 

 Ladies and Gentlemen: 
 The undersigned, Fifth Third
Processing Solutions, LLC, refers to the Loan Agreement, the terms defined therein being used herein as therein defined, and hereby gives you notice irrevocably, pursuant to Section 2.5 of the Loan Agreement, of the [conversion]
[continuation] of the Revolving Loans specified herein, that: 
 1. The conversion/continuation Date
is             ,             .1 
 2. The aggregate amount of the Revolving Loans to be [converted] [continued] is $            .2 
 3. The
Loans are to be [converted into] [continued as] [Eurodollar] [Base Rate] Loans. 
 4. [If
applicable:] The duration of the Interest Period for the Revolving Loans included in the [conversion] [continuation] shall be              months.3 
  

					
	FIFTH THIRD PROCESSING SOLUTIONS, LLC
			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

  

	1
	 Notice of the continuation of a Borrowing of Revolving Notes that are Eurodollar Loans for an additional Interest Period or of the conversion of part or all of a
Borrowing of Revolving Loans that are Base Rate Loans into Eurodollar Loans must be given by no later than noon (Cincinnati time) at least 3 Business Days before the date of the requested continuation or conversion. 

  

	2
	 Each Borrowing of Eurodollar Loans continued or converted shall be in an amount equal to $1,000,000 or such greater amount that in an integral multiple of $100,000

  

	3
	 May be 1, 2 or 3 months. 

 EXHIBIT D-1 
 TERM A NOTE 
  

			
	 $                    
	  	            , 20__

 FOR VALUE RECEIVED, the undersigned, Fifth Third
Processing Solutions, LLC, a Delaware limited liability company (the “Borrower”), hereby promises to pay to
                                 (the “Lender”) at the principal
office of Fifth Third Bank, a Michigan banking corporation, as Administrative Agent, in Cincinnati, Ohio, in immediately available funds, the principal sum of
                     Dollars
($                    ) or, if less, the aggregate unpaid principal amount of the Term A Loan made or maintained by the Lender to
the Borrower pursuant to the Loan Agreement, in installments in the amounts and on the dates called for by Section 2.7(a) of the Loan Agreement, together with interest on the principal amount of such Term A Loan from time to time
outstanding hereunder at the rates, and payable in the manner and on the dates, specified in the Loan Agreement. 
 This Note is one of the
Term A Notes referred to in the Loan Agreement dated as of May 29, 2009 among the Borrower, Fifth Third Bank, a Michigan banking corporation, as Administrative Agent and the Lenders party thereto (as amended, supplemented, restated,
amended and restated or otherwise modified from time to time, the “Loan Agreement”), and this Note and the holder hereof are entitled to all the benefits and security provided for thereby or referred to therein, to which Loan
Agreement reference is hereby made for a statement thereof. All defined terms used in this Note, except terms otherwise defined herein, shall have the same meaning as in the Loan Agreement. This Note shall be governed by and construed in accordance
with the laws of the State of New York, including Section 5-1401 of the General Obligations Law of the State of New York (but excluding the laws applicable to conflicts or choice of law). 
 Voluntary prepayments may be made hereon, certain prepayments are required to be made hereon, and this Note may be declared due prior to the expressed
maturity hereof, all on the terms and in the manner as provided for in the Loan Agreement. 
 The Borrower hereby waives demand, presentment,
protest or notice of any kind hereunder. 
  

					
	FIFTH THIRD PROCESSING SOLUTIONS, LLC
			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

 EXHIBIT D-2 
 TERM B NOTE 
  

			
	 $                    
	  	            , 20__

 FOR VALUE RECEIVED, the undersigned, Fifth Third
Processing Solutions, LLC, a Delaware limited liability company (the “Borrower”), hereby promises to pay to
                                     (the
“Lender”) at the principal office of Fifth Third Bank, a Michigan banking corporation, as Administrative Agent, in Cincinnati, Ohio, in immediately available funds, the principal sum of
                     Dollars
($                    ) or, if less, the aggregate unpaid principal amount of the Term B Loan made or maintained by the Lender to
the Borrower pursuant to the Loan Agreement, in installments in the amounts and on the dates called for by Section 2.7(b) of the Loan Agreement, together with interest on the principal amount of such Term B Loan from time to time
outstanding hereunder at the rates, and payable in the manner and on the dates, specified in the Loan Agreement. 
 This Note is one of the
Term B Notes referred to in the Loan Agreement dated as of May 29, 2009 among the Borrower, Fifth Third Bank, a Michigan banking corporation, as Administrative Agent and the Lenders party thereto (as amended, supplemented, restated,
amended and restated or otherwise modified from time to time, the “Loan Agreement”), and this Note and the holder hereof are entitled to all the benefits and security provided for thereby or referred to therein, to which Loan
Agreement reference is hereby made for a statement thereof. All defined terms used in this Note, except terms otherwise defined herein, shall have the same meaning as in the Loan Agreement. This Note shall be governed by and construed in accordance
with the laws of the State of New York, including Section 5-1401 of the General Obligations Law of the State of New York (but excluding the laws applicable to conflicts or choice of law). 
 Voluntary prepayments may be made hereon, certain prepayments are required to be made hereon, and this Note may be declared due prior to the expressed
maturity hereof, all on the terms and in the manner as provided for in the Loan Agreement. 
 The Borrower hereby waives demand, presentment,
protest or notice of any kind hereunder. 
  

					
	FIFTH THIRD PROCESSING SOLUTIONS, LLC
			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

 EXHIBIT D-3 
 REVOLVING NOTE 
  

			
	$                    	  	            , 20__

 FOR VALUE RECEIVED, the undersigned, Fifth Third
Processing Solutions, LLC, a Delaware limited liability company (the “Borrower”), hereby promises to pay to
                                 (the “Lender”) on the Revolving
Credit Termination Date of the hereinafter defined Loan Agreement, at the principal office of Fifth Third Bank, a Michigan banking corporation, as Administrative Agent, in Cincinnati, Ohio, in immediately available funds, the principal sum of
                     Dollars ($            ) or, if less, the
aggregate unpaid principal amount of all Revolving Loans made by the Lender to the Borrower pursuant to the Loan Agreement, together with interest on the principal amount of each Revolving Loan from time to time outstanding hereunder at the rates,
and payable in the manner and on the dates, specified in the Loan Agreement. 
 This Note is one of the Revolving Notes referred to in the
Loan Agreement dated as of May 29, 2009 among the Borrower, Fifth Third Bank, a Michigan banking corporation, as Administrative Agent and the Lenders party thereto (as amended, supplemented, restated, amended and restated or otherwise modified
from time to time, the “Loan Agreement”), and this Note and the holder hereof are entitled to all the benefits and security provided for thereby or referred to therein, to which Loan Agreement reference is hereby made for a
statement thereof. All defined terms used in this Note, except terms otherwise defined herein, shall have the same meaning as in the Loan Agreement. This Note shall be governed by and construed in accordance with the laws of the State of
New York, including Section 5-1401 of the General Obligations Law of the State of New York (but excluding the laws applicable to conflicts or choice of law). 
 Voluntary prepayments may be made hereon, certain prepayments are required to be made hereon, and this Note may be declared due prior to the expressed
maturity hereof, all on the terms and in the manner as provided for in the Loan Agreement. 
 The Borrower hereby waives demand, presentment,
protest or notice of any kind hereunder. 
  

					
	FIFTH THIRD PROCESSING SOLUTIONS, LLC
			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

 EXHIBIT D-4 
 SWING NOTE 
  

			
	$                    	  	            , 20__

 FOR VALUE RECEIVED, the undersigned, Fifth Third
Processing Solutions, LLC, a Delaware limited liability company (the “Borrower”), hereby promises to pay to
                                 (the “Lender”) on the Revolving
Credit Termination Date of the hereinafter defined Loan Agreement, at the principal office of Fifth Third Bank, a Michigan banking corporation, as Administrative Agent, in Cincinnati, Ohio, in immediately available funds, the principal sum of
                     ($            ) or, if less, the aggregate unpaid
principal amount of all Swing Loans made by the Lender to the Borrower pursuant to the Loan Agreement, together with interest on the principal amount of each Swing Loan from time to time outstanding hereunder at the rates, and payable in the manner
and on the dates, specified in the Loan Agreement. 
 This Note is one of the Swing Notes referred to in the Loan Agreement dated as of
May 29, 2009 among the Borrower, the Lenders party thereto, and Fifth Third Bank, a Michigan banking corporation, as Administrative Agent and L/C Issuer (as amended, supplemented, restated, amended and restated or otherwise modified from time
to time, the “Loan Agreement”), and this Note and the holder hereof are entitled to all the benefits and security provided for thereby or referred to therein, to which Loan Agreement reference is hereby made for a statement thereof.
All defined terms used in this Note, except terms otherwise defined herein, shall have the same meaning as in the Loan Agreement. This Note shall be governed by and construed in accordance with the laws of the State of New York, including
Section 5-1401 of the General Obligations Law of the State of New York (but excluding the laws applicable to conflicts or choice of law). 
 Voluntary prepayments may be made hereon, certain prepayments are required to be made hereon, and this Note may be declared due prior to the expressed maturity hereof on the terms and in the manner as provided for in the Loan Agreement.

 The Borrower hereby waives demand, presentment, protest or notice of any kind hereunder. 
  

					
	FIFTH THIRD PROCESSING SOLUTIONS, LLC
			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

 EXHIBIT E 
  
  
 COMPLIANCE CERTIFICATE 
  

	To:	Fifth Third Bank, a Michigan banking corporation, as Administrative Agent under the Loan Agreement described below 

 This Compliance Certificate is furnished to the ADMINISTRATIVE AGENT (for delivery to the Lenders) pursuant to that certain
Loan Agreement dated as of May 29, 2009 among Fifth Third Processing Solutions, LLC, a Delaware limited liability company (the “Borrower”), Fifth Third Bank, a Michigan banking corporation, as Administrative Agent, and the
Lenders party thereto (as amended, supplemented, restated, amended and restated or otherwise modified from time to time, the “Loan Agreement”). Unless otherwise defined herein, the terms used in this Compliance Certificate shall
have the meanings ascribed thereto in the Loan Agreement. 
 THE UNDERSIGNED HEREBY
CERTIFIES THAT: 
 1. I am the duly elected
            1 of
the Borrower; 
 2. I have reviewed the terms of the Loan Agreement and I have made, or have caused to be made under my
supervision, a detailed review of the transactions and conditions of the Borrower and its Subsidiaries during the accounting period covered by the attached financial statements; 
 3. As of the date hereof, no Default or Event of Default has occurred and is continuing [, except as set forth below]; 

4. 2The financial statements required by Section 6.1(a) of the Loan Agreement and being furnished to you concurrently with this
Compliance Certificate fairly present in all material respects in accordance with GAAP the financial condition of the Borrower and its Subsidiaries as of the dates indicated and the results of their operations and changes in their cash flows for the
periods indicated, subject to normal year-end adjustments and the absence of footnotes; and 
 5. Schedule I hereto sets
forth financial data and computations evidencing the Borrower’s compliance with the financial covenants set forth in Section 6.19 of the Loan Agreement, all of which data and computations are, to the best of my knowledge, true, 

 

	1
	 Must be the chief financial officer or other financial or accounting officer. 

  

	2
	 Insert following statement for Compliance Certificates delivered in conjunction with the deliver of quarterly financial statements under Section 6.1(a).

 complete and correct and have been made in accordance with the relevant Sections of the Loan Agreement.

 [Described below are the exceptions to paragraph 3 by listing, in detail, the nature of the condition or event and the action
which the Borrower has taken, is taking, or proposes to take with respect to each such condition or event: 
  

					
		  	 	 	
			
		  	 	 	
			
		  	 	 	
			
		  	 	 	]

 The foregoing certifications, together with the computations set forth in Schedule I hereto
and the financial statements delivered with this Certificate in support hereof, are made and delivered this          day of
             20    . 
  

					
	FIFTH THIRD PROCESSING SOLUTIONS, LLC
			
	By	 	 	 	 

					
		 	Name	 	 

					
		 	Title	 	 

  

 -2- 

 SCHEDULE I 
 TO COMPLIANCE CERTIFICATE 
 FIFTH THIRD PROCESSING SOLUTIONS, LLC 
 COMPLIANCE CALCULATIONS 
 FOR LOAN AGREEMENT
DATED AS OF MAY 29, 2009* 
 CALCULATIONS
AS OF             ,          
  

				
	 A.     Leverage Ratio (Section 6.19(a))
	  		
		
	 1.      Indebtedness for borrowed money
	  	$	___________
		
	 2.      Indebtedness secured by a purchase money mortgage or other Lien to secure purchase price
	  	$	___________
		
	 3.      Obligations under Capital Leases (other than obligations related to Assumed Capital
Leases)
	  	$	___________
		
	 4.      Sum of Lines A1, A2 and A3
	  	$	___________
		
	 5.      Uunrestricted cash and Cash Equivalents and cash and Cash Equivalents restricted in favor of the
Administrative Agent
	  	$	___________
		
	 6.      Line A4 minus Line A5 (“Total Funded Debt”)
	  	$	___________
		
	 7.      Net income (loss) excluding (a) cumulative effect of a change in accounting principles,
(b) accruals and reserves established or adjusted and (c) non-cash, equity-based award compensation expenses
	  	$	___________
		
	 8.      Interest expense and, to the extent not reflected in Interest Expense, unused line fees and letter of
credit fees payable under Loan Agreement
	  	$	___________
		
	 9.      Taxes based on income, profits or capital, including Distributions made to permit Holdco to make
Quarterly Distributions
	  	$	___________
		
	 10.    Depreciation and amortization, including amortization of intangible assets established through purchase accounting
and amortization of deferred financing fees or costs
	  	$	___________
		
	 11.    Expenses or charges related to any equity offering, investment, acquisition, disposition, recapitalization or the

	  	$	___________

  

	*	Unless otherwise defined herein, the terms used in this Schedule 1 to Compliance Certificate shall have the meanings ascribed thereto in the Loan Agreement.

				
		
	          incurrence or repayment of Indebtedness permitted under the Loan
Agreement
	  		
		
	 12.    Non-Cash Charges
	  	$	___________
		
	 13.    Extraordinary losses in accordance with GAAP
	  	$	___________
		
	 14.    (a) All Stand Alone Costs incurred during the first three years following the Closing Date and all other
Transaction Expenses and (b) all amounts invoiced by Fifth Third Ohio to the Borrower pursuant to the Transition Services Agreement not to exceed $25,000,000 for such period
	  	$	___________
		
	 15.    Operating expenses attributable to implementation of cost savings initiatives, severance, relocation costs,
integration and facilities’ opening costs, signing costs, retention or completion bonuses, transition costs and costs related to closure/consolidation/separation of facilities and systems not to exceed $25,000,000 for such
period
	  	$	___________
		
	 16.    Amount of any minority interest expense consisting of subsidiary income attributable to minority equity interests
of third parties in any non-Wholly-Owned Subsidiary
	  	$	___________
		
	 17.    Amount of management, monitoring, consulting, transaction and advisory fees and related expenses paid to the
Existing Shareholders to the extent permitted under Section 6.8(a)
	  	$	___________
		
	 18.    Sum of Lines A7, A8, A9, A10, A11, A12, A13, A14, A15, A16 and A17
	  	$	___________
		
	 19.    Extraordinary gains and unusual or non-recurring gains
	  	$	___________
		
	 20.    Non-cash gains (excluding any non-cash gain representing reversal of an accrual or reserve for a potential cash
item that reduced Consolidated EBITDA in any prior period)
	  	$	___________
		
	 21.    Sum of Lines A19 and A20
	  	$	___________
		
	 22.    Net gain (loss) resulting from Hedging Obligations and the application of Statement of Financial Accounting
Standards No. 133 and International Accounting Standards No. 39
	  	$	___________
		
	 23.    Any net gain (loss) resulting from currency translation gains or losses related to currency remeasurements of
indebtedness (including any net loss or gain resulting from hedge agreements for currency exchange risk)
	  	$	___________
		
	 24.    Line A22 plus or minus Line A23, as applicable
	  	$	___________
		
	 25.    Line A18 minus Line A21, increased or decreased by Line A24, as applicable (“Consolidated EBITDA”)

	  	$	___________

  

 -2- 

				
		
	 26.    Ratio of Line A6 to Line A25
	  	 	_____:1.00
		
	 27.    Line A26 ratio must not exceed
	  	 	_____:1.00
		
	 28.    The Borrower is in compliance (circle yes or no)
	  	 	yes / no
		
	 B.     Interest Coverage Ratio (Section 6.19(b))
	  		
		
	 1.      Consolidated EBITDA (Line A25)
	  	$	___________
		
	 2.      Interest charges for four fiscal quarters then ended (including imputed interest charges with respect to
Capitalized Lease Obligations (other than inputted interest charges to the extent related to Assumed Capital Leases) and all amortization of debt discount and expense) payable in cash
	  	$	___________
		
	 3.      Non-cash interest expense for four fiscal quarters then ended attributable to the movement in the mark
to market valuation of Hedging Obligations or other derivative instruments pursuant to GAAP, amortization of deferred financing fees, debt issuance costs, commissions, fees and expenses
	  	$	___________
		
	 4.      Any expensing of bridge, commitment and other financing fees for four fiscal quarters then
ended
	  	$	___________
		
	 5.      Line B2 minus Lines B3 and B4
	  	$	___________
		
	 6.      Interest income for four fiscal quarters then ended
	  	$	___________
		
	 7.      Line B5 minus Line B6 (“Interest Expense”)
	  	$	___________
		
	 8.      Ratio of Line B1 to Line B7
	  	 	_____:1.00
		
	 9.      Line B8 shall exceed
	  	 	____:1.00
		
	 10.    The Borrower is in compliance (circle yes or no)
	  	 	yes / no

  

 -3- 

 EXHIBIT F 
 ASSIGNMENT AND ASSUMPTION 
 This
Assignment and Assumption (the “Assignment and Assumption”) is dated as of the Effective Date set forth on the signature page hereof and is entered into by and between [Insert name of Assignor] (the
“Assignor”) and [Insert name of Assignee] (the “Assignee”). Capitalized terms used but not defined herein shall have the meanings given to them in the Loan Agreement (as defined below), receipt of a copy of
which is hereby acknowledged by the Assignee. The Standard Terms and Conditions set forth in Annex I attached hereto are hereby agreed to and incorporated herein by reference and made a part of this Assignment and Assumption as if set forth
herein in full. 
 For an agreed consideration, the Assignor hereby irrevocably sells and assigns to the Assignee, and the Assignee hereby
irrevocably purchases and assumes from the Assignor, subject to and in accordance with the Standard Terms and Conditions and the Loan Agreement, as of the Effective Date (i) all of the Assignor’s rights and obligations in its capacity as a
Lender under the Loan Agreement and any other documents or instruments delivered pursuant thereto to the extent related to the amount and Percentage identified below of all of such outstanding rights and obligations of the Assignor under the
respective Credits identified below (including any Letters of Credit and Swing Loans included in such Credits) and (ii) to the extent permitted to be assigned under applicable law, all claims, suits, causes of action and any other right of the
Assignor (in its capacity as a Lender) against any Person, whether known or unknown, arising under or in connection with the Loan Agreement, any other documents or instruments delivered pursuant thereto or the loan transactions governed thereby or
in any way based on or related to any of the foregoing, including, but not limited to, contract claims, tort claims, malpractice claims, statutory claims and all other claims at law or in equity related to the rights and obligations sold and
assigned pursuant to clause (i) above (the rights and obligations sold and assigned pursuant to clauses (i) and (ii) above being referred to herein collectively as, the “Assigned Interest”). Such sale and assignment
is without recourse to the Assignor and, except as expressly provided in this Assignment and Assumption, without representation or warranty by the Assignor. 
 1. Assignor: 
 2. Assignee:
                                         
                                         
                                         
                  
                       [and is an Affiliate/Approved Fund of [identify Lender]1 
 3. Borrower: Fifth Third Processing Solutions, LLC 
 4. Administrative Agent: Fifth Third Bank, a Michigan banking corporation, as the Administrative Agent under the Loan Agreement 
  

	1
	 Select as applicable. 

 5. Loan Agreement: The Loan Agreement dated as of May 29, 2009, among Fifth Third Processing
Solutions, LLC, the Lenders parties thereto, and Fifth Third Bank, a Michigan banking corporation as Administrative Agent (as amended, restated, amended and restated, supplemented or otherwise modified, the “Loan Agreement”).

 6. Assigned Interest: 
  

							
	 Credit Assigned1
	  	Aggregate Amount of
Commitments/Loans
for all Lenders2	  	Amount of
Commitment/Loans
Assigned2	  	Percentage Assigned of
Commitments/Loans3

		  		  		  	
		  		  		  	
		  		  		  	

 [7. Trade Date:
                                         
                                         
          ]4 
 [Page break] 
  

	1
	 Fill in the appropriate terminology for the types of facilities under the Loan Agreement that are being assigned under this Assignment (e.g. “Revolving
Credit Commitment,” “Term A Credit,” etc.) 

  

	2
	 Amount to be adjusted by the counterparties to take into account any payments or prepayments made between the Trade Date and the Effective Date.

  

	3
	 Set forth, to at least 9 decimals, as a percentage of the Commitments/Loans of all Lenders thereunder. 

  

	4
	 To be completed if the Assignor and the Assignee intend that the minimum assignment amount is to be determined as of the Trade Date. 

 

 -2- 

 Effective Date:             ,
20     [TO BE INSERTED BY ADMINISTRATIVE AGENT AND WHICH SHALL BE
THE EFFECTIVE DATE OF RECORDATION OF TRANSFER IN THE REGISTER THEREFOR.]

 The terms set forth in this Assignment and Assumption are hereby agreed to: 
  

					
	ASSIGNOR
	
	[NAME OF ASSIGNOR]
			
	By:	 	 	 	 

					
		 	Title:	 	 

  

					
	ASSIGNEE
	
	[NAME OF ASSIGNEE]
			
	By:	 	 	 	 

					
		 	Title:	 	 

  

			
	Consented to and Accepted:
	
	 FIFTH THIRD BANK, a Michigan banking
     corporation, as Administrative Agent and
     L/C Issuer

		
	By	 	 

					
		 	Title:	 	 

  

			
	[Consented to:]1
	
	[NAME OF RELEVANT PARTY]
		
	By	 	 

					
		 	Title:	 	 

  
  

	1
	 To be added only if the consent of the Borrower and/or other parties is required by the terms of the Loan Agreement. 

  

 -3- 

 ANNEX 1 
 STANDARD TERMS AND CONDITIONS FOR ASSIGNMENT AND ASSUMPTION

 SECTION 1. REPRESENTATIONS AND WARRANTIES. 
 Section 1.1. Assignor. The Assignor (a) represents and warrants that (i) it is the legal and beneficial owner of the Assigned
Interest, (ii) the Assigned Interest is free and clear of any lien, encumbrance or other adverse claim and (iii) it has full power and authority, and has taken all action necessary, to execute and deliver this Assignment and Assumption and
to consummate the transactions contemplated hereby; and (b) assumes no responsibility with respect to (i) any statements, warranties or representations made in or in connection with the Loan Agreement or any other Loan Document
(ii) the execution, legality, validity, enforceability, genuineness, sufficiency or value of the Loan Documents or any collateral thereunder, (iii) the financial condition of the Borrower, any of its Subsidiaries or Affiliates or any other
Person obligated in respect of any Loan Document or (iv) the performance or observance by the Borrower, any of its Subsidiaries or Affiliates or any other Person of any of their respective obligations under any Loan Document. 
 Section 1.2. Assignee. The Assignee (a) represents and warrants that (i) it has full power and authority, and has taken all action
necessary, to execute and deliver this Assignment and Assumption and to consummate the transactions contemplated hereby and to become a Lender under the Loan Agreement, (ii) it meets all the requirements and has received all consents necessary
to be an assignee under Section 10.10(b)(iii) and the definition of “Eligible Assignee” of the Loan Agreement, (iii) from and after the Effective Date, it shall be bound by the provisions of the Loan Agreement as a Lender
thereunder and, to the extent of the Assigned Interest, shall have the obligations of a Lender thereunder, (iv) it is sophisticated with respect to decisions to acquire assets of the type represented by the Assigned Interest and either it, or
the person exercising discretion in making its decision to acquire the Assigned Interest, is experienced in acquiring assets of such type, (v) it has received a copy of the Loan Agreement, and has received or has been accorded the opportunity
to receive copies of the most recent financial statements delivered pursuant to Section 6.1 thereof, as applicable, and such other documents and information as it deems appropriate to make its own credit analysis and decision to enter into this
Assignment and Assumption and to purchase the Assigned Interest, (vi) it has, independently and without reliance upon the Administrative Agent or any other Lender and based on such documents and information as it has deemed appropriate, made
its own credit analysis and decision to enter into this Assignment and Assumption and to purchase the Assigned Interest, and (vii) if it is not a United States person (as such term is defined in Section 7701(a)(30) of the Code) attached to
the Assignment and Assumption is any documentation required to be delivered by it pursuant to the terms of the Loan Agreement, duly completed and executed by the Assignee; and (b) agrees that (i) it will, independently and without reliance
on the Administrative Agent, the Assignor or any other Lender, and based on such documents and information as it shall deem appropriate at the time, continue to make its own credit decisions in taking or not taking action under the Loan Documents,
and (ii) it will perform in accordance with their terms all of the obligations which by the terms of the Loan Documents are required to be performed by it as a Lender. 

 Section 2. Payments. From and after the Effective Date, the Administrative Agent shall make
all payments in respect of the Assigned Interest (including payments of principal, interest, fees and other amounts) to the Assignor for amounts which have accrued to but excluding the Effective Date and to the Assignee for amounts which have
accrued from and after the Effective Date. 
 Section 3. General Provisions. This Assignment and Assumption shall be binding
upon, and inure to the benefit of, the parties hereto and their respective successors and assigns. This Assignment and Assumption may be executed in any number of counterparts, which together shall constitute one instrument. Delivery of an executed
counterpart of a signature page of this Assignment and Assumption by telecopy shall be effective as delivery of a manually executed counterpart of this Assignment and Assumption. This Assignment and Assumption shall be governed by, and construed in
accordance with, the law of the State of New York. 
  

 -2- 

 SCHEDULE 1 
 TERM A LOANS, TERM B LOANS AND REVOLVING CREDIT COMMITMENTS

 AS OF THE CLOSING DATE 
  

										
	 NAME OF LENDER
	  	AGGREGATE TERM
A
LOANS
OUTSTANDING ON
THE CLOSING DATE	  	AGGREGATE TERM B
LOANS OUTSTANDING
ON THE CLOSING DATE	  	REVOLVING CREDIT
COMMITMENT
	 Fifth Third Holdings LLC, a Delaware limited liability company
	  	$	999,000,000.00	  	 	$0.00	  	 	$0.00
	 Fifth Third Bank, a Michigan banking corporation
	  	$	1,000,000.00	  	$	250,000,000.00	  	$	125,000,000.00
	 Total:
	  	$	1,000,000,000.00	  	$	250,000,000.00	  	$	125,000,000.00

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