Document:

Exhibit 10.1

 Exhibit 10.1 
 FIRST AMENDMENT TO CREDIT AGREEMENT 
 THIS FIRST
AMENDMENT TO CREDIT AGREEMENT (“Amendment”) is entered into as of December 29, 2011, by and among Rush Truck Centers of Alabama, Inc., Rush Truck Centers of Arizona, Inc., Rush Truck Centers of California, Inc., Rush Medium
Duty Truck Centers of Colorado, Inc., Rush Truck Centers of Colorado, Inc., Rush Truck Centers of Florida, Inc., Rush Truck Centers of Georgia, Inc., Rush Truck Centers of New Mexico, Inc., Rush Truck Centers of Oklahoma, Inc., Rush Truck Centers of
Tennessee, Inc., Rush Truck Centers of North Carolina, Inc., Rush Truck Centers of Idaho, Inc., Rush Truck Centers of Utah, Inc., and Rush Truck Centers of Oregon, Inc., each a Delaware corporation and Rush Truck Centers of Texas, L.P., a Texas
limited partnership (collectively, the “Borrowers” and individually a “Borrower”), Rush Enterprises, Inc., a Texas corporation (“Holdings” or the “Borrower Representative”), the Lenders
signatory hereto, and General Electric Capital Corporation, a Delaware corporation (“GE Capital”), as Administrative Agent for the Lenders (“Agent”). 
 RECITALS 
 A. Borrowers, the other Loan Parties signatory
thereto, the Lenders signatory thereto from time to time and Agent are parties to that certain Credit Agreement, dated as of December 31, 2010 (as amended prior to the date hereof, the “Credit Agreement”). 

B. Borrowers have requested that Lenders amend the Credit Agreement in certain respects and Lenders have agreed to amend
the Credit Agreement, subject to the terms and conditions hereof. 
 NOW, THEREFORE, in consideration of the
premises and the mutual covenants hereinafter contained, and intending to be legally bound, the parties hereto agree as follows: 

A. AMENDMENTS 
 1. Amendment to the Commitment of GE Capital. From the date hereof until 2:00 pm on January 12, 2012 (such period, the “Commitment Increase Period), the Commitment of GE under the Credit
Agreement shall be increased by $50,000,000 such that, after giving effect to such increase and until the end of the Commitment Increase Period, the Commitment of GE Capital shall be $350,000,000 and the aggregate Commitments shall be $500,000,000.
For the avoidance of doubt, if, at the end of the Commitment Increase Period, the aggregate Credit Exposure exceeds the aggregate Commitments, the Borrowers shall pay to the Administrative Agent an amount equal to such excess as required by
Section 2.8(a) of the Credit Agreement. 
 2. Reallocation of Loans. On the date hereof, GE Capital
shall be deemed to have purchased ratably from all other Lenders (the “Other Lenders”), without recourse or warranty, a portion of the Revolving Loans and participations in Swing Loans held by the Other Lenders to the extent
necessary such that the Revolving Loans and participations in Swing Loans are held ratably by all Lenders; provided, that to the extent any such purchase of a Revolving Loan would result in payment of breakage costs under Section 2.16 of the
Credit Agreement, such purchase 

 
shall be made on the last day of the Interest Period applicable to such Revolving Loan. At the end of the Commitment Increase Period, each other Lender shall be deemed to have purchased from GE
Capital, without recourse or warranty, a portion of the Revolving Loans and participations in Swing Loans held by GE Capital to the extent necessary such that the Revolving Loans and participations in Swing Loans are held ratably by all Lenders;
provided, that to the extent any such purchase of a Revolving Loan would result in payment of breakage costs under Section 2.16 of the Credit Agreement, such purchase shall be made on the last day of the Interest Period applicable to such
Revolving Loan. 
 3. Amendment to Section 1.1. Section 1.1 of the Credit Agreement is amended
as follows: 
 (a) The definitions of “Commitment” and “New Equipment Loan Sublimit” are
hereby replaced with the following: 
 “Commitment” means, with respect to each
Lender, the commitment of such Lender to make Loans, which commitment is in the amount set forth opposite such Lender’s name on Schedule I under the caption “Commitment” as amended to reflect Assignments, as such amount may be reduced
pursuant to this Agreement and as adjusted pursuant to the First Amendment. 
 “New
Equipment Loan Sublimit” means (x) prior to 2:00 pm on January 12, 2012, $500,000,000 minus the amount of any Used Equipment Loans and (y) at or after 2:00 pm on January 12, 2012, $450,000,000 minus the amount of any
Used Equipment Loans. 
 (b) The following new defined term is hereby inserted in appropriate alphabetical
order: 
 “First Amendment” means that certain First Amendment to Credit
Agreement, dated as of December 29, 2011, among the Borrowers, Borrower Representative, Administrative Agent and the Lenders party thereto. 
 B. CONDITIONS TO EFFECTIVENESS  
 Notwithstanding any other
provision of this Amendment and without affecting in any manner the rights of the Lenders hereunder, it is understood and agreed that this Amendment shall not become effective, and the Borrower shall have no rights under this Amendment, until Agent
shall have received payment of all fees and expenses of Agent and Lenders and the following documents, each of which shall be in form and substance satisfactory to Agent: 

(a) duly executed signature pages to this Amendment from the Required Lenders, Borrowers, Agent and each Loan Party;

 (b) duly executed favorable opinions of Fulbright & Jaworski L.L.P., counsel to the Loan Parties,
addressed to the Agent and the Lenders and addressing such matters as the Agent may reasonably request; 

  
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 (c) a copy of each Constituent Document of each Loan Party that is on file
with any Governmental Authority in any jurisdiction, certified as of a recent date by such Governmental Authority, together with, if applicable, certificates attesting to the good standing of such Loan Party in such jurisdiction and each other
jurisdiction where such Loan Party is qualified to do business as a foreign entity or where such qualification is necessary (and, if appropriate in any such jurisdiction, related tax certificates); and 

(d) a certificate of the secretary or other officer of each Loan Party in charge of maintaining books and records of such
Loan Party certifying as to (i) the names and signatures of each officer of such Loan Party authorized to execute and deliver this Amendment, (ii) the Constituent Documents of such Loan Party attached to such certificate are complete and
correct copies of such Constituent Documents as in effect on the date of such certification (or, for any such Constituent Document delivered pursuant to clause (c) above, that there have been no changes from such Constituent Document so
delivered) and (iii) the resolutions of such Loan Party’s board of directors or other appropriate governing body approving and authorizing the execution, delivery and performance of each Loan Document to which such Loan Party is a party.

 C. REPRESENTATIONS 
 Each Loan Party hereby represents and warrants to Lenders and Agent that: 
 1. Each Group Member (a) is duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization, (b) is duly qualified to do business as a foreign entity
and in good standing under the laws of each jurisdiction where such qualification is necessary, except where the failure to be so qualified or in good standing would not, in the aggregate, have a Material Adverse Effect, (c) has all requisite
corporate or limited partnership power, as applicable, and authority and the legal right to own, pledge, mortgage and operate its property, to lease or sublease any property it operates under lease or sublease and to conduct its business as now or
currently proposed to be conducted, (d) is in compliance in all material respects with its Constituent Documents, (e) is in compliance with all applicable Requirements of Law, except where the failure to be in compliance would not have a
Material Adverse Effect and (f) has all necessary Permits from or by, has made all necessary filings with, and has given all necessary notices to, each Governmental Authority having jurisdiction, to the extent required for such ownership,
lease, sublease, operation, occupation or conduct of business, except where the failure to obtain such Permits, make such filings or give such notices would not, in the aggregate, have a Material Adverse Effect. The Borrowers are engaged in the
business of selling Inventory at retail. 
 2. The execution, delivery and performance by each Loan Party of
this Amendment (i) are within such Loan Party’s corporate or similar powers and, at the time of execution thereof, have been duly authorized by all necessary corporate and similar action (including, if applicable, consent of holders of its
Securities), (ii) do not (A) contravene such Loan Party’s Constituent Documents, (B) violate any applicable Requirement of Law, (C) conflict with, contravene, constitute a default or breach under, or result in or permit the
termination or acceleration of, any material Contractual Obligation of any Loan Party or any of its Subsidiaries (including other 

  
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Loan Documents) other than those that would not, in the aggregate, have a Material Adverse Effect or (D) result in the imposition of any Lien (other than a Lien securing the Obligations)
upon any property of any Loan Party or any of its Subsidiaries and (iii) do not require any Permit of, or filing with, any Governmental Authority or any consent of, or notice to, any Person. 

3. This Amendment has been duly executed and delivered to the other parties thereto by each Loan Party party hereto, is
the legal, valid and binding obligation of such Loan Party and is enforceable against such Loan Party in accordance with its terms, except as enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or similar
laws affecting the enforcement of creditors’ rights generally or by equitable principles relating to enforceability. 
 4. Both before and after giving effect to this Amendment, the representations and warranties contained in the Credit Agreement and the other Loan Documents are true and correct in all material respects
and no Default or Event of Default has occurred and is continuing as of the date hereof. 
 D. OTHER AGREEMENTS

 1. Continuing Effectiveness of Loan Documents. As amended hereby, all terms of the Credit Agreement
and the other Loan Documents, including without limitation the grant of security interest contained in Article 3 of the Credit Agreement, shall be and remain in full force and effect and shall constitute the legal, valid, binding and enforceable
obligations of the Loan Parties party thereto. To the extent any terms and conditions in any of the other Loan Documents shall contradict or be in conflict with any terms or conditions of the Credit Agreement, after giving effect to this Amendment,
such terms and conditions are hereby deemed modified and amended accordingly to reflect the terms and conditions of the Credit Agreement as modified and amended hereby. Upon the effectiveness of this Amendment such terms and conditions are hereby
deemed modified and amended accordingly to reflect the terms and conditions of the Credit Agreement as modified and amended hereby. 
 2. Reaffirmation of Guaranty. Holdings consents to the execution and delivery by all Borrowers of this Amendment and the consummation of the transactions described herein, and ratifies and confirms
the terms of its guarantee of all Obligations with respect to the indebtedness now or hereafter outstanding under the Credit Agreement as amended hereby. Holdings acknowledges that, notwithstanding anything to the contrary contained herein or in any
other document evidencing any indebtedness of any Borrower to the Lenders or any other obligation of any Borrower, or any actions now or hereafter taken by the Lenders with respect to any obligation of any Borrower, the guarantee by Holdings of all
Obligations (i) is and shall continue to be a primary obligation of Holdings, (ii) is and shall continue to be an absolute, unconditional, continuing and irrevocable guaranty of payment, and (iii) is and shall continue to be in full
force and effect in accordance with its terms. Nothing contained herein to the contrary shall release, discharge, modify, change or affect the original liability of Holdings with respect to the Obligations as amended hereby. 

3. [Reserved] 

  
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 4. Effect of Agreement. Except as set forth expressly herein, all
terms of the Credit Agreement, as amended hereby, and the other Loan Documents shall be and remain in full force and effect and shall constitute the legal, valid, binding and enforceable obligations of the Borrower to the Lenders and Agent. The
execution, delivery and effectiveness of this Amendment shall not, except as expressly provided herein, operate as a waiver of any right, power or remedy of the Lenders under the Credit Agreement, nor constitute a waiver of any provision of the
Credit Agreement. This Amendment shall constitute a Loan Document for all purposes of the Credit Agreement. 

5. Governing Law. This Amendment shall be governed by, and construed in accordance with, the
internal laws of the State of New York and all applicable federal laws of the United States of America. 
 6.
No Novation. This Amendment is not intended by the parties to be, and shall not be construed to be, a novation of the Credit Agreement and the other Loan Documents or an accord and satisfaction in regard thereto. 

7. Costs and Expenses. Borrowers agree to pay on demand all costs and expenses of Agent in connection with the
preparation, execution and delivery of this Amendment, including, without limitation, the reasonable fees and out-of-pocket expenses of outside counsel for Agent with respect thereto. 

8. Counterparts. This Amendment may be executed by one or more of the parties hereto in any number of separate
counterparts, each of which shall be deemed an original and all of which, taken together, shall be deemed to constitute one and the same instrument. Delivery of an executed counterpart of this Amendment by facsimile transmission, Electronic
Transmission or containing an E-Signature shall be as effective as delivery of a manually executed counterpart hereof. 
 9. Binding Nature. This Amendment shall be binding upon and inure to the benefit of the parties hereto, their respective successors, successors-in-titles, and assigns. 

10. Entire Understanding. This Amendment sets forth the entire understanding of the parties with respect to the
matters set forth herein, and shall supersede any prior negotiations or agreements, whether written or oral, with respect thereto. 
 [remainder of page intentionally left blank] 

  
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 IN WITNESS WHEREOF, this Amendment has been duly executed as of the date
first written above. 
  

							
		 	 BORROWERS:
  

RUSH TRUCK CENTERS OF ALABAMA, INC.

RUSH TRUCK CENTERS OF ARIZONA, INC.

RUSH TRUCK CENTERS OF CALIFORNIA, INC.

RUSH MEDIUM DUTY TRUCK CENTERS OF COLORADO, INC.
 RUSH TRUCK CENTERS OF COLORADO, INC.
 RUSH TRUCK CENTERS OF FLORIDA, INC.

RUSH TRUCK CENTERS OF GEORGIA, INC.

RUSH TRUCK CENTERS OF NEW MEXICO, INC.

RUSH TRUCK CENTERS OF OKLAHOMA, INC.

RUSH TRUCK CENTERS OF TENNESSEE, INC.

RUSH TRUCK CENTERS OF NORTH CAROLINA, INC.

RUSH TRUCK CENTERS OF IDAHO, INC.
 RUSH
TRUCK CENTERS OF UTAH, INC.
 RUSH TRUCK CENTERS OF OREGON, INC. 

			
		 	By:	 	 /s/ W.M. “Rusty” Rush

		 		 	Name:	 	W.M. “Rusty” Rush
		 		 	Title:	 	President of each of the foregoing entities

  

							
		 	RUSH TRUCK CENTERS OF TEXAS, L.P.
			
		 	By:	 	Rushtex, Inc., a Delaware corporation
			
		 	By:	 	 /s/ W.M. “Rusty” Rush

		 		 	Name:	 	W.M. “Rusty” Rush
		 		 	Title:	 	President 

  

							
		 	 HOLDINGS:
  

RUSH ENTERPRISES, INC.

			
		 	By:	 	 /s/ W.M. “Rusty” Rush

		 		 	Name:	 	W.M. “Rusty” Rush
		 		 	Title:	 	President and Chief Executive Officer

  

							
		 	GENERAL ELECTRIC CAPITAL CORPORATION, AS ADMINISTRATIVE AGENT AND LENDER
			
		 	By:	 	 /s/ C. Daniel Clark

		 		 	Name:	 	C. Daniel Clark
		 		 	Title:	 	General ManagerLetter Agreement

 Exhibit 10.1 
 Suffolk Bancorp 
 4 West Second Street 

P. O. Box 9000 

Riverhead, New York 11901 
 December 30, 2011 
 Mr. Howard C. Bluver 

74 Litchfield Road 
 Port Washington, New York
11050 
 Dear Howard: 

I am pleased to confirm the terms of your employment with Suffolk Bancorp (the “Company”). 

 

	 	1.	Effective Date. December 30, 2011. 

  

	 	2.	Position. On the Effective Date, you will begin to serve as President and Chief Executive Officer of the Company and of Suffolk County National Bank. In that
capacity, you will report directly to the Board of Directors of the Company (the “Board”) and have the customary authority, duties and responsibilities that accompany this position. You will be initially appointed to the Board as of
the Effective Date and thereafter, while serving as Chief Executive Officer, will be nominated for election to the Board. While employed by the Company, you will devote full business time and attention during normal business hours to the business
and affairs of the Company, although you will be permitted to serve on civic or charitable boards or committees with the prior consent of the Board, fulfill speaking engagements, and manage personal investments, so long as such activities do not
significantly interfere with the performance of your duties and responsibilities to the Company. You hereby agree to resign from your positions as a member of the Board of Directors of Blue Ridge Holding, Inc., and its wholly owned subsidiary bank,
Certus Bank, N.A.; as well as your position on various Board committees of both entities within 45 days of the Effective Date hereof. In addition, subject to compliance with any bank regulatory restrictions or requirements, you may continue to serve
on the Board of Directors of the Bank of Georgetown and as a member of it’s Audit Committee (but not the Chairman) and Strategic Planning Committee. 

  

	 	3.	Location. You will perform your duties at the Company’s headquarters in Riverhead, New York (and such travel to other locations as business requires).

  

	 	4.	Annual Base Salary. Your annual base salary will initially be $360,000 per year (the “Annual Base Salary”), payable at the times consistent with
the Company’s general policies regarding compensation of executives. The annual base salary will be reviewed annually for increase. 

  
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	 	5.	Initial Bonus. Subject to your continued employment through March 15, 2012, you will receive a one-time cash bonus payment of $200,000, payable as soon as
practicable following March 15, 2012 and in no event more than thirty days after such date. 

  

	 	6.	 Annual Bonus Opportunity. With respect to fiscal year 2012 and each subsequent completed fiscal year of the Company, you will be eligible to be
awarded an annual bonus that will be determined by the Compensation Committee of the Board (the “Committee”). Any earned annual bonus will be paid at such time as the Company normally pays annual bonuses, which is currently no later
than March 15th of the calendar year immediately
following the year in which the bonus was earned. 

  

	 	7.	Initial Stock Option Award. As an inducement to commence employment with the Company, on the Effective Date (the “Grant Date”), you will be
granted a nonqualified stock option to acquire 50,000 shares of Company common stock with an exercise price equal to the Fair Market Value (as defined in the Company’s 2009 Stock Incentive Compensation Plan (the “Stock Plan”))
on the Grant Date (the “Initial Option Award”). The Initial Option Award will (a) vest in three equal annual installments on each of the third, fourth and fifth anniversaries of the Grant Date based on your continued employment
on such dates, subject to accelerated vesting in full upon your termination of employment (i) due to death or Disability (as defined in the Company’s long-term disability plan as in effect from time to time), (ii) by the Company
without Cause (as defined in the Change in Control Employment Contract to be entered into between you and the Company) or (iii) by you for Good Reason (as defined in the Change in Control Employment Contract), or upon the occurrence of a
“Change in Control” (as defined in the Stock Plan), and (c) expire no later than ten years from the Grant Date or, upon your termination of employment, such earlier date as is specified in Section 6 of the Stock Plan,
provided that, if your employment is terminated by the Company without Cause or by you for Good Reason, the Initial Option Award will remain exercisable until the earlier of the expiration of the ten year term and the second anniversary of
your date of termination of employment. Without regard to whether the Initial Option Award is granted under the Stock Plan, except as otherwise specified herein or in the award agreement, the terms of the Stock Plan shall govern such award. As soon
as reasonably practicable after the Grant Date, the Company shall, at its expense, cause the issuance of the shares underlying the Initial Option Award to be registered under the Securities Act of 1933, as amended, pursuant to a registration
statement on Form S-8 (or other appropriate form) and registered or qualified under applicable state law, to be freely resold subject to any limitations imposed by applicable law, and the Company shall thereafter maintain the effectiveness of such
registration and qualification for so long as you hold the Initial Option Award or any of the shares of common stock that were previously subject to the Initial Option Award, or until such earlier date as such shares of common stock may otherwise be
freely sold under applicable law. 

  
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	 	8.	Annual Long-Term Incentive Opportunity. You will be eligible to be granted an annual long-term incentive award in an amount and with terms and conditions
determined by the Committee, subject to the terms of the Stock Plan or any successor equity incentive plan as in effect from time to time. 

  

	 	9.	Change of Control Severance Protection. Concurrently with executing this letter you will execute a Change of Control Employment Agreement substantially in the
form attached as Exhibit A to this letter. 

  

	 	10.	Employee and Fringe Benefits. You will be entitled to employee and fringe benefits on the same basis as those provided from time to time to similarly situated
senior executives of the Company. 

  

	 	11.	Company Policies; Regulatory Requirement. You will be subject to all policies of the Company, including, without limitation, any stock ownership guidelines and
incentive compensation clawback policy applicable to senior executives of the Company, as each policy is adopted or amended from time to time. By signing this letter you agree that your continued employment is contingent upon compliance with
applicable regulatory, registration and licensing requirements, if any, now or in the future required of your position. 

  

	 	12.	Confidentiality. You will hold in a fiduciary capacity for the benefit of the Company all secret or confidential information, knowledge or data relating to the
Company or any of its affiliated companies, and their respective businesses, which shall have been obtained by you during your employment by the Company or any of its affiliated companies and which shall not be or become public knowledge (other than
by your acts in violation of this letter). After termination of your employment with the Company, you shall not, without the prior written consent of the Company or as may otherwise be required by law or legal process, communicate or divulge any
such information, knowledge or data to anyone other than the Company and those designated by it. 

  

	 	13.	Representations. You acknowledge and warrant that you are currently free to commence employment with the Company pursuant to the terms of this letter and you are
not restricted in any way, including by way of restrictive covenants with prior employers, from fulfilling all of the duties set forth in this letter. 

  

	 	14.	Miscellaneous. 

  

	 	•	 	 Entire Agreement; Amendment. This letter shall supersede any other agreement or understanding, written or oral, with respect to the matters
covered herein. This letter may not be amended or modified otherwise than in writing signed by the parties hereto; provided, however, that, notwithstanding the foregoing, the Company may amend or modify this letter if it determines it is
necessary to do so in order to comply with applicable legal and/or regulatory requirements or guidance or any changes in applicable law, rules or regulations or in the formal and conclusive interpretation thereof by any

  
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regulator or agency of competent jurisdiction. In the event such modification has a material adverse impact upon the employment benefits you received under this letter, the Company and you will
cooperate diligently and in good faith to amend the terms of this letter to preserve your employment benefits under this letter. 

  

	 	•	 	 Severability. The invalidity or unenforceability of any provision of this letter will not affect the validity or enforceability of any other
provision of this letter, and this letter will be construed as if such invalid or unenforceable provision were omitted (but only to the extent that such provision cannot be appropriately reformed or modified). 

 

	 	•	 	 Governing Law. This letter will be governed by, and construed under and in accordance with, the internal laws of the State of New York, without
reference to rules relating to conflicts of laws. The Company’s obligations hereunder are subject to compliance with any applicable standards and restrictions imposed under law or regulation as in effect from time to time.

  

	 	•	 	 Tax Matters. The Company may withhold from any amounts payable to you such Federal, state, local or foreign taxes as shall be required to be
withheld pursuant to any applicable law or regulation. It is intended that the payments and benefits provided under this letter shall comply with the provisions of Section 409A of the Code (“Section 409A”) and the regulations
relating thereto, or an exemption to Section 409A, and this letter shall be interpreted accordingly. Any payments or benefits that qualify for the “short-term deferral” exception or another exception under Section 409A shall be
paid under the applicable exception. Each payment under this letter will be treated as a separate payment for purposes of Section 409A. 

  

	 	•	 	 Dispute Resolution. Any dispute or controversy arising under or in connection with this letter will be settled exclusively by confidential
arbitration in Riverhead, New York in accordance with the rules of the American Arbitration Association then in effect. Judgment may be entered on the arbitrator’s award in any court having jurisdiction. 

 

	 	•	 	 Successors. This letter is personal to you and without the prior written consent of the Company will not be assignable by you. This letter and
any rights and benefits hereunder will inure to the benefit of and be enforceable by your legal representatives, heirs or legatees. This letter and any rights and benefits hereunder will inure to the benefit of and be binding upon the Company and
its successors and assigns. 

  

	 	•	 	 Headings. The headings in this letter are for convenience of reference only and do not affect the interpretation of this letter.

  
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	 	•	 	 Counterparts. This letter may be executed in separate counterparts, each of which is deemed to be an original and all of which taken together
constitute one and the same. 

 [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 

  
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 Suffolk Bancorp 
 4 West Second Street 
 P. O. Box 9000 

Riverhead, New York 11901 
 If this letter correctly sets forth our agreement, please return a signed copy of this letter to the Company. 
 We look forward to your leadership. 
  

			
	Sincerely,
	
	Suffolk Bancorp
		
	By:	 	 /s/ Edgar F. Goodale

		 	Name: Edgar F. Goodale
		 	Title: Chairman of the Board of Directors

  

	
	 Accepted and agreed to this

30th day of December, 2011.

	
	 /s/ Howard C. Bluver

	Howard C. Bluver

 Exhibit A 

Change of Control Employment Agreement 

  
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