Document:

EX-10.14

Exhibit 10.14

PLEDGE AMENDMENT

(Tribeca)

     This Pledge Amendment, dated as of December 19, 2008, is delivered pursuant to
Section 4.4(a) (Pledged Collateral) of the Security Agreement, dated as of December 28, 2007 (as
amended, supplemented, restated or otherwise modified from time to time, the “Security Agreement”)
by Tribeca Lending Corp. (the “Borrower”) and each of the entities listed on the signature
pages thereof in favor of The Huntington National Bank (the “Lender”). The undersigned hereby agree
that this Pledge Amendment may be attached to the Security Agreement and that the Pledged
Collateral listed on this Pledge Amendment shall be and become part of the Collateral referred to
in the Security Agreement and shall secure all Secured Obligations of the undersigned. Capitalized
terms used herein but not defined herein are used herein with the meanings given them in the
Security Agreement.

PLEDGED TRUST CERTIFICATES:

	 	 	 	 	 	 	 
	 	 	 	 	Certificate 	 	 
	Registered Holder	 	Issuer	 	No(s).	 	Date
	The Huntington National
Bank

	 	Tribeca Lending
Trust Series I
	 	1
	 	December 16, 2008

(Signature Pages Follow)

 

	 	 	 	 	 
	 	TRIBECA LENDING CORP., as Borrower

 	 
	 	By:  	/s/ Alexander Gordon Jardin
 	 
	 	 	Name:  	Alexander Gordon Jardin 	 
	 	 	Title:  	Chief Executive Officer 	 
	 

The undersigned hereby agrees that it will not exercise any of its rights and remedies as set forth
under the Security Agreement in respect to the Pledged Trust Certificate until the occurrence and
during the continuance of an Event of Default.

Accepted and Agreed

as of the date first above written:

The Huntington National Bank

	 	 	 	 	 
	 	 	 
	 	By:  	/s/ Alan D. Seitz
 	 
	 	 	Name:  	Alan D. Seitz 	 
	 	 	Title:  	Senior Vice PresidentEX-10.15

Exhibit 10.15

PLEDGE AMENDMENT

(Franklin Trust Certificate)

     This Pledge Amendment, dated as of December 19, 2008, is delivered pursuant to
Section 4.4(a) (Pledged Collateral) of the Security Agreement, dated as of November 15, 2007 (as
amended, supplemented, restated or otherwise modified from time to time, the “Security Agreement”)
by Franklin Credit Management Corporation (the “Borrower”) and each of the entities listed
on the signature pages thereof in favor of The Huntington National Bank (the “Lender”). The
undersigned hereby agree that this Pledge Amendment may be attached to the Security Agreement and
that the Pledged Collateral listed on this Pledge Amendment shall be and become part of the
Collateral referred to in the Security Agreement and shall secure all Secured Obligations of the
undersigned. Capitalized terms used herein but not defined herein are used herein with the
meanings given them in the Security Agreement.

PLEDGED TRUST CERTIFICATE:

	 	 	 	 	 	 	 
	 	 	 	 	Certificate 	 	 
	“Registered Holder”	 	“Issuer”:	 	No(s).	 	Date
	The Huntington National Bank

	 	Franklin Credit Trust Series I
	 	1
	 	December 16, 2008

(Signature Pages Follow)

 

	 	 	 	 	 
	 	FRANKLIN CREDIT MANAGEMENT CORPORATION, as
Borrower

 	 
	 	By:  	/s/ Thomas J. Axon
 	 
	 	 	Name:  	Thomas J. Axon 	 
	 	 	Title:  	President 	 
	 

	 	 	 	 	 
	 	Each Loan Party listed on Schedule 1 attached hereto:

 	 
	 	By:  	/s/ Alexander Gordon Jardin
 	 
	 	Name:  	Alexander Gordon Jardin 	 
	 	Title :  Chief Executive Officer,  as an authorized officer
of, and on behalf of, each Loan Party listed on
Schedule 1 attached hereto 	 
	 

	 	 	 	 	 
	 	FRANKLIN CREDIT ASSET CORPORATION, 

as a Loan Party

 	 
	 	By:  	/s/ Alexander Gordon Jardin
 	 
	 	 	Name:	Alexander Gordon Jardin 	 
	 	 	Title:	Chief Executive Officer 	 
	 

	 	 	 	 	 
	 	FRANKLIN CREDIT HOLDING CORPORATION, as a Loan Party

 	 
	 	By:  	/s/ Thomas J. Axon
 	 
	 	 	Name:  	Thomas J. Axon 	 
	 	 	Title:  	President 	 
	 

The undersigned hereby agrees that it will not exercise any of its rights and remedies as set forth
under the Security Agreement in respect to the Pledged Trust Certificate until and until the
occurrence and during the continuance of an Event of Default.

Accepted and Agreed

as of the date first above written:

The Huntington National Bank

	 	 	 	 	 
	 	 	 
	 	By:  	/s/ Alan D. Seitz
 	 
	 	 	Name:  	Alan D. Seitz 	 
	 	 	Title:  	Senior Vice President 	 
	 

Signature Page to Pledge Amendment (Franklin Trust Certificate)

 

	 	 	 	 	 
	 
	 	SCHEDULE 1
	 	Franklin Borrowers

FCMC 2000 B CORP.

FCMC 2000 C CORP.

FCMC 2000 D CORP.

FCMC 2001 A CORP.

FCMC 2001 B CORP

FCMC 2001 C CORP.

FCMC 2001 D CORP.

FCMC 2001 E CORP.

FCMC 2001 F CORP.

FCMC 2002 A CORP.

FCMC 2002 B CORP.

FCMC 2002 C CORP.

FCMC 2002 D CORP.

FCMC 2002 E CORP.

FCMC 2002 F CORP.

FCMC 2002 G CORP.

FCMC 2002 H CORP.

FCMC 2003 A CORP.

FCMC 2003 B CORP.

FCMC 2003 C CORP.

FCMC 2003 D CORP.

FCMC 2003 E CORP.

FCMC 2003 F CORP.

FCMC 2003 G CORP.

FCMC 2003 H CORP.

FCMC 2003 I CORP.

FCMC 2003 J CORP.

FCMC 2003 K CORP.

FCMC 2004 A CORP

FCMC 2004 B CORP.

FCMC 2004 C CORP.

FCMC 2004 D CORP.

FCMC 2004 E CORP.

FCMC 2004 F CORP.

FCMC 2004 G CORP.

FCMC 2004 H CORP.

FCMC 2004 I CORP.

FCMC 2004 J CORP.

FCMC 2004 K CORP.

FCMC 2004 L CORP.

FCMC 2004 M CORP.

FCMC 2005 A CORP.

FCMC 2005 B CORP.

FCMC 2005 C CORP.

FCMC 2005 D CORP.

FCMC 2005 E CORP.

1

 

 
	 	 	 	 	 
	 
	 	SCHEDULE 1
	 	Franklin Borrowers

FCMC 2005 F CORP.

FCMC 2005 G CORP.

FCMC 2005 H CORP.

FCMC 2005 I CORP.

FCMC B-ONE 2004 A CORP.

FCMC B-ONE 2004 B CORP.

FCMC B-ONE 2004 C CORP.

FCMC B-ONE 2004 D CORP.

FCMC B-ONE 2004 E CORP.

FCMC B-ONE 2004 F CORP.

FLOW 2000A CORP.

FLOW 2000B CORP.

FLOW 2000C CORP.

FLOW 2000D CORP.

FLOW 2000E CORP.

FLOW 2000F CORP.

FLOW 2001 A CORP.

FLOW 2001 B CORPORATION

FLOW 2001 C CORPORATION

FLOW 2001 D CORP

FLOW 2001 E CORPORATION

FLOW 2001 F CORPORATION

FLOW 2001 G CORPORATION

FLOW 2001 H CORP.

FLOW 2001 I CORP.

FLOW 2001 J CORP.

FLOW 2001 K CORP

FLOW 2001 L CORP.

FLOW 2002 A CORP.

FLOW 2002 B CORP.

FLOW 2002 C CORP.

FLOW 2002 D CORP.

FLOW 2002 E CORP.

FLOW 2002 F CORP.

FLOW 2002 G CORP.

FLOW 2002 H CORP.

FLOW 2002 I CORP.

FLOW 2002 J CORP.

FLOW 2002 K CORP.

FLOW 2002 L CORP.

FLOW 2003 A CORP.

FLOW 2003 B CORP.

FLOW 2003 C CORP.

FLOW 2003 D CORP.

FLOW 2003 E CORP.

FLOW 2003 F CORP.

2

 

 
	 	 	 	 	 
	 
	 	SCHEDULE 1
	 	Franklin Borrowers

FLOW 2003 G CORP.

FLOW 2003 H CORP.

FLOW 2003 I CORP.

FLOW 2003 J CORP.

FLOW 2003 K CORP.

FLOW 2003 L CORP.

FLOW 2003 M CORP.

FLOW 2004 A CORP.

FLOW 2004 B CORP.

FLOW 2004 C CORP.

FLOW 2004 D CORP.

FLOW 2004 E CORP.

FLOW 2004 F CORP.

FLOW 2004 G CORP.

FLOW 2004 H CORP.

FLOW 2004 I CORP.

FLOW 2005 A CORP.

FLOW 2005 B CORP.

FLOW 2005 C CORP.

FLOW 2005 D CORP.

FLOW 2005 E CORP.

FLOW 2005 F CORP

FLOW 2005 G CORP

FLOW 2005 H CORP

FLOW 2005 I CORP

FLOW 2005 J CORP

FLOW 99-70 CORP.

FLOW 99-76 CORP.

FLOW 99-88 CORP.

FLOW 99-92 CORP.

CAL SECOND 49 CORPORATION

CAPE 77 CORP.

COAST 56 CORPORATION

COAST 62 CORPORATION

EMERGE 64 CORPORATION

JACKSON UNION 28 CORPORATION

MORGAN 85 CORP.

PANCAL 93 CORP.

PARK 86 CORP.

PARK 94 CORP.

SHELTON 46 CORPORATION

NEW HAVEN 40 CORPORATION

FIRSTGOLD 69 CORP.

ACCU 95 CORP.

ACCU 99 CORP.

ACREDIT 75 CORP.

3

 

 
	 	 	 	 	 
	 
	 	SCHEDULE 1
	 	Franklin Borrowers

ARK 38 CORPORATION

BEACH FUNDING CORP.

BRANFORD 55 CORPORATION

CAPT 47 CORPORATION

CENTURY 78 CORP.

COAST 74 CORP.

COAST 96 CORP.

DAPT 51 CORPORATION

EMGOLD 67 CORP.

EMOD 65 CORP.

EMSEC 66 CORP.

ERICSSON ASSOCIATES INC.

FIRSTCO 80 CORP.

FORT GRANITE 44 CORPORATION

FREE 73 CORP.

FREE 81 CORP.

GARFIELD 48 CORPORATION

GREEN 89 CORP.

GREENWICH FIRST CORPORATION

GREENWICH FUNDING CORPORATION

GREENWICH MANAGEMENT CORPORATION

HARRISON FINANCIAL CORPORATION

HOME FED 57 CORPORATION

IVY CITY 72 CORP.

JERSEY 45 CORPORATION

KEARNY 39 CORPORATION

KEARNY 61 CORPORATION

MADISON 54 CORPORATION

MASS FED 29 CORPORATION

MODGOLD 68 CORP.

NEW HAVEN 53 CORPORATION

NEW HAVEN 63 CORPORATION

NORTH FORK 41 CORPORATION

NY APT. 33 CORPORATION

PAN CAL 98 CORP.

PANCAL 82 CORP.

PARK 97 CORP.

PENN 100B CORP.

PENN 100 CORP.

POINT 91 CORP.

RAPID POINT 60 CORPORATION

ST. PETE 43 CORPORATION

TAMPA 79 CORP.

VANTAGE 90 CORP.

WELL 84 CORP.

WFB 83 CORP.

4

 

	 	 	 	 	 
	 
	 	SCHEDULE 1
	 	Franklin Borrowers

STATES 87 CORP.

FCMC 2005 J CORP.

FCMC 2005 K CORP.

FCMC 2005 L CORP.

FCMC 2005 M CORP.

FCMC 2005 N CORP.

FCMC 2005 O CORP.

FCMC 2005 P CORP.

FCMC 2005 Q CORP.

FCMC 2005 R CORP.

FCMC 2005 S CORP.

FCMC 2006 A CORP.

FCMC 2006 B CORP.

FCMC 2006 C CORP.

FCMC 2006 D CORP.

FCMC 2006 E CORP.

FCMC 2006 F CORP.

FCMC 2006 G CORP.

FCMC 2006 H CORP.

FCMC 2006 I CORP.

FCMC 2006 J CORP.

FCMC 2006 K CORP.

FCMC 2006 L CORP.

FCMC 2006 M CORP.

FCMC 2006 N CORP.

FCMC 2006 O CORP.

FCMC 2006 P CORP.

FCMC 2006 Q CORP.

FCMC 2006 R CORP.

FCMC 2006 S CORP.

FCMC 2006 T CORP.

FCMC 2006 U CORP.

FCMC 2006 V CORP.

FCMC 2006 W CORP.

FCMC 2006 X CORP.

FCMC 2006 Y CORP.

FCMC 2006 Z CORP.

FCMC 2007 A CORP.

FCMC 2007 B CORP.

FCMC 2007 C CORP.

FCMC 2007 D CORP.

FCMC 2007 E CORP.

FCMC 2007 F CORP.

FCMC 2007 G CORP.

FCMC 2007 H CORP.

FCMC 2007 H CORP.

5

 

 
	 	 	 	 	 
	 
	 	SCHEDULE 1
	 	Franklin Borrowers

FCMC 2007 I CORP.

FCMC 2007 J CORP.

FCMC 2007 K CORP.

FCMC 2007 L CORP.

FCMC 2007 M CORP.

FCMC 2007 N CORP

FCMC 2007 O CORP.

FCMC 2007 P CORP.

FCMC 2007 Q CORP.

FCMC 2007 R CORP.

FCMC 2007 S CORP.

FCMC 2007 T CORP.

FCMC 2007 U CORP

FCMC 2007 V CORP.

FCMC 2007 W CORP.

FCMC 2007 X CORP.

FCMC 2007 Y CORP.

FCMC 2007 Z CORP

FCMC 2007 AA CORP.

FCMC 2007 AB CORP.

FCMC 2007 AC CORP.

FLOW 2006 A CORP.

FLOW 2006 B CORP.

FLOW 2006 C CORP.

FLOW 2006 D CORP.

FLOW 2006 E CORP.

FLOW 2006 F CORP.

FLOW 2006 G CORP.

FLOW 2006 H CORP.

FLOW 2007 A CORP.

FLOW 2007 B CORP

FLOW 2007 C CORP.

FLOW 2007 D CORP.

RONTEX CORPORATION

SIX HARRISON CORPORATION

HARRISON FIRST CORPORATION

HARRISON FINANCIAL ASSOCIATES, INC.

HARRISON FUNDING CORPORATION

FCMC Corporate Refinance

FLOW PURCHASE 98 CORPORATION

TRIBECA LENDING CORP.

RONTEXT 1617 CORPORATION

RONTEX 1617 CORPORATION

JUNIPER CORP.

NEWPORT 50 CORPORATION

FORT 100 CORPORATION

6 

 

 
	 	 	 	 	 
	 
	 	SCHEDULE 1
	 	Franklin Borrowers

FORT 100 B CORPORATION

SIX HARRISON CORPORATION

HUDSON MANAGEMENT CORPORATION

TRIBECA FUNDING CORPORATION

EMGOLD 57 CORP.

ISLAND 52 CORPORATION

NEW HAVEN 58 CORPORATION

NORWICH 42 CORPORATION

FLOW 2007 E CORP.

FRANKLIN CREDIT ASSET CORPORATION

7

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