Document:

AMENDMENT NO. 2 TO LOAN AGREEMENT

AND RELATED NOTE

 

THIS AMENDMENT NO.
2 TO LOAN AGREEMENT AND RELATED NOTE (this “Amendment”) dated as of January 30, 2013, is by and
among HSL HOLDINGS INC., a Delaware corporation (the “Borrower”), JUBILANT LIFE SCIENCES HOLDINGS,
INC. (the “Guarantor”), and JUBILANT CADISTA PHARMACEUTICALS INC., a Delaware corporation
(the “Lender”). Unless otherwise defined herein or the context otherwise requires, capitalized terms used
herein and not otherwise defined shall have the meaning ascribed thereto in the “Loan Agreement” (as defined below).

 

WHEREAS, the
Lender has extended an unsecured recourse loan to the Borrower in the principal amount of Ten Million and 00/100 ($10,000,000)
pursuant to a loan agreement, dated as of November 23, 2011 (the “Original Loan Agreement”), which loan agreement
has been amended pursuant to Amendment No. 1 to Loan Agreement and Related Note, dated as of November 30, 2012 (the Original Loan
Agreement, as amended, the “Loan Agreement”); and

 

WHEREAS, the
Borrower and the Lender are entering into another loan agreement (the “2013 Loan Agreement”) and a related promissory
note, simultaneously with this Amendment, providing for an additional loan (the “Additional Loan”) by Lender
to Borrower in the principal amount of Twenty Million and 00/100 Dollars ($20,000,000);

 

WHEREAS, the
Lender would not enter into the 2013 Loan Agreement and extend the Additional Loan, unless Borrower enters into this Amendment;

 

WHEREAS, the
Guarantor intends by its signature hereof to acknowledge and consent to the modifications to the Loan Agreement contemplated by
this Amendment (notwithstanding that such consent is not legally required for the obligations of the Guarantor to remain binding)
and Guarantor agrees to certain modifications to its guaranty as set forth herein;

 

WHEREAS, the
Lender would not enter into the 2013 Loan Agreement and extend the Additional Loan, unless Guarantor enters into this Amendment;

 

NOW, THEREFORE,
in consideration of the agreements hereinafter set forth, and for other good and valuable consideration, the receipt and adequacy
of which are hereby acknowledged, the parties hereto agree as follows:

 

1.            Amendment
to Loan Agreement. Upon effectiveness of this Amendment as set forth in Section 4 below, the
Loan Agreement shall be amended as follows:

 

		(a)	By deleting the word “or,” which appears after the semi-colon at the end of clause
(iii) of Section 15;

 

		(b)	By substituting a semi-colon for the period at the end of clause (iv) of Section 15 and inserting
the word “or” after the semi-colon; and

 

		(c)	Adding a new clause (v) to Section 15, to read in its entirety as follows:

 

    	- 1 -

    	 

    

 

“(v)         The
occurrence of an “Event of Default,” as defined in that certain loan agreement, dated January 30, 2013, by and between
Borrower and Lender, as the same may hereafter be amended (the “2013 Loan Agreement”).”

 

2.           References
to Loan Agreement in Note and Guaranty All references to the “Loan Agreement” in the Note and in the Guaranty
executed by Guarantor in connection therewith (the “Guaranty”) shall mean the Loan Agreement as modified hereby

 

3.           Amendment
to Guaranty. Upon effectiveness of this Amendment as set forth in Section 4 below, Guarantor’s Guaranty shall
be amended by amending the fifth sentence thereof to read in its entirety as follows:

 

“Until
such time as the Loan Obligations and all liabilities, obligations and covenants of Borrower under the 2013 Loan Agreement and
the promissory note executed in connection therewith have been fully and indefeasibly been repaid to Lender, Guarantor hereby irrevocably
and unconditionally waives and relinquishes any and all statutory, contractual, common law, equitable or other rights and claims
the Guarantor may have against Borrower in connection with the Loan Obligations, including, without limitation, any claim (i) to
seek reimbursement, contribution, indemnification, set-off or other recourse from or against Borrower in connection with any payment
by Guarantor pursuant to this Guaranty, or (ii) to be subrogated to the Lender’s rights under this Loan Agreement and/or
the Note upon the Guarantor’s performance under this Guaranty.”

 

4.           Conditions
to Effectiveness. This Amendment shall be and become effective when the Lender shall have received counterparts of this
Amendment, which collectively, shall have been duly executed on behalf of the Borrower and the Guarantor.

 

5.           Representations
and Warranties.

 

(a)          Borrower
hereby represents and warrants to the Lender that:

 

(i)          No
default or Event of Default will exist after giving pro forma effect to this Amendment and the transactions contemplated by and
consented to in this Amendment;

 

(ii)         Giving
effect to this Amendment, the representations and warranties set forth in the Loan Agreement are, subject to the limitations set
forth therein, true and correct in all material respects as of the date hereof (except for those which expressly relate to an earlier
date);

 

(iii)        Each
of the Guarantor and the Borrower has the organizational power and authority to execute and deliver this Amendment and to perform
its obligations hereunder and has taken all necessary organizational action to authorize the execution, delivery and performance
by it of this Amendment; and

 

(iv)        Each
of the Guarantor and the Borrower has duly executed and delivered this Amendment, and this Amendment constitutes its legal, valid
and binding obligation enforceable in accordance with its terms.

 

(b)          The
Guarantor hereby makes the same representations and warranties to Lender, after giving effect to this Amendment as set forth in
Sections 4(a)(iii) and (iv) of this Amendment as if set forth herein mutatis mutandis.

 

    	- 2 -

    	 

    

 

6.           Amendment;
No Implied Waiver. This Amendment shall be limited precisely as written and shall not operate as a consent to any other
action or inaction by the Borrower or the Guarantor, or as a waiver or amendment of any right, power, or remedy of the Lender under
the Loan Agreement, the Note or the Guaranty nor constitute a consent to any action or inaction, or a waiver or amendment of any
provision contained in the Loan Agreement, the Note or the Guaranty except as specifically provided herein. Without limiting the
generality of the foregoing, and for the avoidance of doubt, nothing contained in this Amendment shall limit or be deemed to limit
Lender’s right to demand repayment of all or any portion of the outstanding principal amount of the Loan, accrued and unpaid
interest, together with prepayment fees and other sums and expenses, pursuant to Section 3 of the Loan Agreement, regardless of
whether an Event of Default has occurred.

 

7.           Reaffirmation
of Borrower and Guarantors Obligations; Other Acknowledgement and Consents. Each of the Borrower and the Guarantor hereby:

 

(a)          Agrees
that it is truly and justly indebted to the Lender for all of the Borrower’s obligations under the Loan Agreement and the
Note without defense, offset or counterclaim of any kind whatsoever and reaffirms and admits the validity and enforceability of
the Loan Agreement, the Note and the Guaranty to which it is a party;

 

(b)          Consents
to the execution and delivery of this Amendment by the Borrower and the Guarantor and to the terms and conditions set forth herein
and any other waivers, consents or amendments which the Lender deems appropriate;

 

(c)          Agrees
to be bound by the terms and conditions of the Loan Agreement and the Guaranty as amended or modified by this Amendment;

 

(d)          Acknowledges
and agrees that all obligations of the Borrower under the Loan Agreement, as amended and modified by this Amendment, are included
in the obligations guaranteed by the Guarantor pursuant to the Loan Agreement; and

 

(e)          Notwithstanding
any prior disregard of any of the terms of the Loan Agreement, the Note or the Guaranty agrees that the terms of the Loan Agreement,
Note and the Guaranty shall be strictly adhered to on and after the date hereof in accordance with the terms hereof.

 

8.           Further
Assurances. The Borrower and the Guarantor will each execute such additional documents as are reasonably requested by the
Lender to reflect the terms and conditions of this Amendment and will cause to be delivered such agreements, certificates, and
other documents as are reasonably required by the Lender.

 

9.           Counterparts/Telecopy
This Amendment may be executed by the parties hereto in several counterparts, each of which shall be deemed to be original and
all of which shall constitute together but one and the same agreement. Delivery of executed counterparts of this Amendment by telecopy
shall be effective as an original and shall constitute a representation that an original shall be delivered.

 

10.         Governing
Law. This Amendment shall be deemed to be a contract made under and governed by the laws of the State of Delaware, without
giving effect to conflict of laws principles.

 

    	- 3 -

    	 

    

 

11.         Survival.
All warranties, representations and covenants made by Borrower and the Guarantor herein, or in any agreement referred to herein
or in any certificate, document or other instrument delivered by them or on their behalf under this Amendment, shall be considered
to have been relied upon by Lender. All statements in any such certificate or other instrument shall constitute warranties and
representations by Borrower and Guarantor hereunder. All warranties, representations, and covenants made by Borrower and Guarantor
hereunder or under any other agreement or instrument shall be deemed continuing until the payment in full, in cash, and indefeasible
satisfaction of all liabilities and obligations of Borrower under the Loan Agreement and the Note and the 2013 Loan Agreement and
the related promissory note.

 

[REMAINDER OF PAGE INTENTIONALLY LEFT
BLANK]

 

    	- 4 -

    	 

    

 

IN WITNESS WHEREOF, the Borrower
and the other parties listed below have caused this Amendment to be duly executed as of the day and year first above written.

 

	 	BORROWER:
	 	 
	 	HSL HOLDINGS INC.,
	 	 
	 	By:	/s/  Sitakant Chaudhary
	 	 	      Sitakant Chaudhary, Chief Financial Officer
	 	 	 
	 	GUARANTOR:
	 	 	 
	 	JUBILANT LIFE SCIENCES HOLDINGS, INC.
	 	 	 
	 	By:	/s/ Rahul Devanani
	 	 	     Rahul Devnani, Treasurer
	 	 	 
	 	LENDER:
	 	 	.
	 	JUBILANT CADISTA PHARMACEUTICALS INC.
	 	 	 
	 	By:	/s/  Kamal Mandan
	 	 	      Kamal Mandan, Chief Financial Officer

 

[Signature page to Amendment No. 2 to Loan
Agreement]

 

    	- 5 -EXHIBIT 10.1

 

LETTER OF INTENT

By and Between 

Discovery Energy Corp. and Global Energy
International, Inc.

 

May 28, 2013

 

This
Letter of Intent outlines our mutual understanding of certain basic terms regarding a series of transactions described herein (collectively,
the “Transactions”) involving Global Energy International Inc. (“Global”) and Discovery Energy Corp. (“Discovery”).
The Transactions involve a proposed purchase (the “Stock Purchase”) by Global of originally issued shares of
Discovery’s common stock, par value US$0.001 per share (“Common Stock”), and a proposed
line of credit (the “Line of Credit”) pursuant to which Global will loan amounts
to Discovery. The parties intend that the consummations of these Transactions will occur simultaneously.

 

This Letter of Intent
does not constitute a legally binding obligation or commitment of Global or Discovery with respect to any matter provided for or
contemplated herein (except as otherwise provided herein), and this Letter of Intent is subject to the execution and delivery of
definitive documents with respect to all matters pertaining to the Transactions. Notwithstanding the preceding, the provisions
of Paragraphs 4, 5, 6, 7, 9, 10 and 11 hereof shall constitute binding agreements that survive the termination of this Letter of
Intent and the Transactions.

 

1.Definitive Stock
Purchase Documentation. Promptly after the execution of this
Letter of Intent, Global and Discovery shall commence the negotiation and preparation of definitive documentation (the
"Definitive Stock Purchase Documentation") providing for or effecting the Stock
Purchase, in forms mutually satisfactory to them, containing definitive terms, provisions, and
conditions for the Stock Purchase. The Definitive Stock Purchase
Documentation shall contain terms, provisions and conditions reflecting the following:

 

		(a)	Global shall purchase from Discovery, and Discovery shall
sell to Global, a number of shares of Common Stock that will constitute sixty percent (60%) of the number of shares of Common
Stock (giving full effect to all outstanding warrants, options and contingent commitments) immediately after this sale and purchase.

 

		(b)	The purchase price for the Common
Stock shall be US$60.0 million ($60,000,000), which shall be paid in its entirety at the Closing (as defined herein).
The preceding purchase price shall be credited with the five million dollars (US$5,000,000)
standstill payment being made pursuant to Paragraph 7 below.

 

		(c)	The Definitive Stock Purchase Documentation shall contain
customary representations, warranties and indemnities.

 

		(d)	The Definitive Stock Purchase Documentation shall contain customary closing condition, including,
without limitation, that the Closing shall be subject to the satisfactory completion by Global of its due diligence investigation
of Discovery.

 

    	 

    	 

    

 

Discovery Energy Corp. and Global Energy
International Inc.

May 28, 2013

Page 2

 

		(e)	The Definitive Stock Purchase Documentation shall contain provisions regarding the use of proceeds
from the Common Stock sale and purchase. Although this use is subject to final agreement, Global and Discovery tentatively believe
that the US$60.0 million in proceeds shall be used to execute Discovery’s 2013/2014 Operations Program as follows:

 

	Use of Proceeds	 	Amount	 
	2-D & 3-D seismic programs	 	$	20,000,000	(1)
	Acquisition of necessary equipment and infrastructure	 	 	10,000,000	 
	Drilling up to 8 wells over two years	 	 	16,000,000	 
	SG&A for two years	 	 	6,500,000	(2)
	Contingencies (Permitting, Regulatory)	 	 	2,500,000	 
	Payment to Existing Stockholders	 	 	5,000,000	 
	Total	 	$	60,000,000	 

 

		(1)	$10.0 million per each of the two years

		(2)	$3.0 million in 2013 and $3.5 million in 2014 including management fees to be paid to Global.

 

		(f)	The Definitive Stock Purchase Documentation shall contain provisions providing, subject to a subsequent
agreement of the parties otherwise, that Discovery’s Board of Directors shall have five members, that Global shall be entitled
to nominate three persons to serve as directors, that the existing management of Discovery shall be entitled to nominate two persons
to serve as directors, and that the parties shall vote their shares of Common Stock to elect the persons nominated in accordance
with the preceding.

 

		(g)	In further consideration of
Global’s purchase of Common Stock, the Definitive Stock Purchase Documentation
shall contain provisions providing that Discovery will source all major equipment, materials and related
labor (where applicable) from sources recommended by Global’s funding group at standard
industry rates and terms, and that Global’s funding group will hold a first call option
on all production at standard industry terms and rates.

 

2.Definitive Loan Documentation.
Promptly after the execution of this Letter of Intent, Global and Discovery shall commence the negotiation and preparation of definitive
documentation (the "Definitive Loan Documentation") providing for the Line of Credit, in forms mutually satisfactory
to them, containing definitive terms, provisions, and conditions for the Line of Credit. The Definitive Loan Documentation shall
contain terms, provisions and conditions reflecting the following:

 

		(a)	Global shall establish a line of credit (the “Line of Credit”) pursuant to which it
shall loan to Discovery an aggregate amount of up to four hundred and forty million dollars (US$440,000,000).
The specific dates, timing and conditions required to make draws on the Line of Credit shall be agreed upon and set forth in the
Definitive Loan Documentation, after consultation with Global's funding partners. 

 

    	 

    	 

    

 

Discovery Energy Corp. and Global Energy
International Inc.

May 28, 2013

Page 3

 

		(b)	The use of proceeds from each advance on the Line of
Credit shall be agreed upon and set forth in the Definitive Loan Documentation or some subsequent written instrument signed by
both parties. The parties tentatively believe that the proceeds from the Line of Credit will immediately be used aggressively
to grow the value of Discovery through acquisitions, license awards, and farm-in opportunities in Australia, which could include
the following:

 

		*	Acquisition of adjacent Oil & Gas production from
SANTOS in 2013

		*	Acquisition of Magellan Petroleum Australia Ltd. (MPAL) in 2013

		*	Acquisition of Strike Energy

		*	Acquisition of CG Operating (PEL 1056)

		*	Farm-in to several exploration and development fields in Australia (e.g., Beach, DrillSearch, SENEX,
Holloman).

 

			The parties are tentatively aspiring to the following crude oil production targets:

 

		*	300-800 BPD year 1 (2013)

		*	5,000-10,000 BPD year 2

		*	20,000+ BPD year 3

		*	50,000+ BPD years 4 and beyond

 

		(c)	Amounts advanced pursuant
to the Line of Credit shall bear interest at the rate set forth in the Definitive Loan Documentation, which the parties tentatively
believe will be approximately six percent (6%) per annum or as established by Global’s funding partner.
No payments of principal or interest on amounts advanced pursuant to the Line of Credit shall
be due and payable until 24 months after the date of the related advance, after which time principal and interest shall be paid
monthly in equal installments based on a 15-year level amortization. Discovery shall have the right to prepay all or any portion
of the amounts outstanding on the Line of Credit at any time without any prepayment or other penalty.

 

		(d)	The Definitive Loan Documentation shall contain customary
representations, warranties and indemnities.

 

		(e)	The Definitive Loan Documentation
shall contain customary closing condition, including, without limitation, that the Closing shall be subject to the satisfactory
completion by Global of its due diligence investigation of Discovery.

 

    	 

    	 

    

 

Discovery Energy Corp. and Global Energy
International Inc.

May 28, 2013

Page 4

 

3.Latest
Closing Date. Global, Discovery and Discovery agree to cooperate with each other fully, in good faith, and with the view of
obtaining all necessary consents, executing and delivering the Definitive Stock Purchase Documentation
and the Definitive Loan Documentation, and effecting the closing of the Transactions (the “Closing”) on or before
July 1, 2013, or as agreed-to by both parties. 

 

4.Due Diligence. Discovery
agrees to (a) give to Global and its authorized representatives such access during regular business hours to Discovery’s
books, records, properties, personnel and to such other information as Global reasonably requests and shall instruct Discovery’s
independent public accountants to provide access to their work papers and such other information as Global may reasonably request,
and (b) cause Discovery’s officers to furnish Global with such financial and operating data and other information with respect
to the business and properties of Discovery as Global may reasonably request.

 

5.Confidentiality.
Global and Discovery have already entered into a separate confidentiality/non-disclosure agreement. The preceding confidentiality/non-disclosure
agreement shall cover all information given to Global pursuant to this Letter of Intent, and Global shall disclose and use such
information only in accordance with the terms, provisions and conditions of said agreement. 

 

6.Conduct of Business. After
the date hereof and until the Closing or the abandonment of the Transactions, Discovery shall conduct its business in the ordinary
course consistent with past practice and shall use reasonable efforts to keep its assets in good repair and working order except
for ordinary wear and tear, maintain any existing insurance on the assets, and preserve intact its business. Without limiting the
generality of the foregoing, after the date hereof and until the closing or the abandonment of the Transactions, Discovery shall
not (a) make any acquisition, by means of a merger or otherwise, of a material amount of assets or securities, other than acquisitions
in the ordinary course consistent with past practice; (b) agree to any sale, lease, encumbrance or other disposition of a material
amount of assets or securities or any material change in its capitalization, other than sales or other dispositions in the ordinary
course consistent with past practice; (c) enter into any material contract other than in the ordinary course of business or agree
to any release or relinquishment of any material contract rights; (d) incur any long-term debt or short-term debt for borrowed
money except for debt incurred in the ordinary course consistent with past practice; or (e) agree in writing or otherwise to take
any of the foregoing actions.

 

7. Standstill. Global shall
remit to Discovery a non-refundable five million dollar (US$5,000,000) standstill payment (the “Standstill Payment”)
under the following terms and conditions:

 

		(a)	On or before May 31, 2013, Global shall remit to Discovery five hundred thousand dollars (US$500,000)
as an initial standstill payment.

 

    	 

    	 

    

 

Discovery Energy Corp. and Global Energy
International Inc.

May 28, 2013

Page 5

 

		(b)	On or before the earliest to occur of (i) the Closing, (ii) July 1, 2013 or (iii) Global's giving
of notice pursuant to paragraph 12 of this Letter of Intent, Global shall remit to Discovery four million, five hundred thousand
dollars (US$4,500,000) for the remainder of the Standstill Payment.

 

		(c)	If during its due diligence process Global elects to withdraw from this transaction or the Transactions
fail to close on or before July 1, 2013, for the full amount of the standstill payment of five million dollars (US$5,000,000),
Discovery shall issue to Global 16,666,667 common shares of Discovery (DENR) (on the basis of a $0.30 per-share price), with no
additional requirement or obligation from either party thereafter. Global shall execute such documentation and provide such information
as the Company shall reasonably require in order to perfect all private placement exemptions required in connection with the issuance
of shares pursuant to this subparagraph (c).

		(d)	In consideration of the initial Standstill Payment of $500,000, during the period from the date
that the initial Standstill Payment is made (see “a” above) through the earlier of 11:59 pm (Central Time) on July
1, 2013, or the date that Global gives the notice pursuant to paragraph 12 of this Letter of Intent (the “Standstill Period”),
neither Discovery nor any of its Affiliates (as defined below) shall (whether directly or indirectly through advisors, agents,
employees or other intermediaries), (i) solicit, initiate or take any action knowingly to encourage the submission of inquiries,
proposals or offers which constitute or would reasonably be expected to lead to (A) any acquisition or purchase by any person or
entity other than Global (a “Third Party”) of any of the assets or outstanding equity securities of Discovery, (B)
any merger, consolidation, business combination, sale of substantially all assets, recapitalization, liquidation, dissolution or
similar transaction involving Discovery and any Third Party, or (C) any fund raising or financing activities involving Discovery
or its assets and any Third Party (any of the transactions described in clauses (A), (B) or (C) is referred to hereinafter as a
“Restricted Transaction”), (ii) enter into or participate in any discussions or negotiations with any Third Party regarding
a Restricted Transaction, or furnish to any Third Party any information with respect to Discovery’s business, properties
or assets in furtherance of any proposal to effect a Restricted Transaction or (iii) enter into any agreement, understanding or
arrangement with any Third Party regarding a Restricted Transaction. The term “Affiliate” shall mean with respect to
any person or entity, any other person or entity controlling, controlled by or under common control with that first person or entity.

 

8.Conditions
Precedent to Closing. The Definitive Stock Purchase Documentation and the Definitive Loan
Documentation shall provide that the Transactions are expressly conditioned upon the following: 

 

    	 

    	 

    

 

Discovery Energy Corp. and Global Energy
International Inc.

May 28, 2013

Page 6

 

		(a)	The Definitive Stock
Purchase Documentation and the Definitive Loan Documentation shall have been prepared and executed;
and

 

		(b)	The business, legal, technical and financial due diligence
of Discovery shall have been completed and shall be satisfactory to Global in its discretion; and

 

		(c)	The Transactions shall have been approved by all necessary entity action on the part of Global,
Discovery and any subsidiary in accordance with all applicable law; and

 

		(d)	All third party and other consents required for the Transactions
shall have been obtained; and

 

		(e)	No action, suit or proceeding shall have been instituted
or, to the knowledge of the parties, be pending or threatened before any court or other governmental body by any public agency
or governmental authority seeking to restrain, enjoin or prohibit the Transactions or to seek damages or other relief in connection
therewith against any member of management of either Global or Discovery.

 

9.Expenses.
Each party shall be responsible for its own attorney fees and other costs and expenses, anticipated or otherwise, relating to
the Transactions and the preparation of the Definitive Stock Purchase Documentation and the
Definitive Loan Documentation. 

 

10.Publicity. Each party
hereto hereby agrees that no public statements will be made with respect to the transactions contemplated hereby unless such statements
are required by applicable law or unless the other party hereto has consented to such disclosure, such consent not to be unreasonably
withheld.

 

11.Governing
Law. THIS LETTER OF INTENT, the Definitive
Stock Purchase Documentation AND THE Definitive Loan Documentation SHALL BE GOVERNED BY AND INTERPRETED
IN ACCORDANCE WITH THE LAWS OF THE STATE OF TEXAS.

 

12.Termination. Except with
respect to the provisions of Paragraphs 4, 5, 6, 7, 9, 10 and 11 hereof, either party hereto may terminate this Letter of Intent
prior to the consummation of the Transactions by giving written notice to the other of the notifying party's desire to terminate
this Letter of Intent (and in the case of Global, by delivering any unpaid portion of the non-refundable Standstill Payment), and
thereafter this Letter of Intent shall have no force and effect and the parties shall have no further obligations hereunder, other
than Global’s obligation to remit any unpaid portion of the non-refundable Standstill Payment, and Discovery’s obligation
to issue shares pursuant to Paragraph 7(c) in consideration of the Standstill Payment.

 

    	 

    	 

    

 

Discovery Energy Corp. and Global Energy
International Inc.

May 28, 2013

Page 7

 

If this letter accurately
reflects our agreements and understandings with respect to the proposed Transactions, please confirm this by signing and returning
the enclosed counterpart copy of this letter to the undersigned.

 

IN WITNESS WHEREOF,
the Parties hereto have executed this Agreement on the 28th day of May, 2013.

 

	DISCOVERY ENERGY CORP.	 	Global Energy International Inc.
	 	 	 
	By:	 	 	By:	 
	 	Keith D. Spickelmier	 	 	John S. Ippolito Jr.
	 	 	 
	Title:  Chairman	 	Title:  Chief Executive Officer

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