Document:

Consent and Sixth Amendment to Credit Agreement

 Exhibit 10.8(f) 
 EXECUTION COPY 
 CONSENT AND SIXTH AMENDMENT TO CREDIT AGREEMENT 
 CONSENT AND SIXTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of September 25, 2008, among ADDUS HEALTHCARE, INC.,
an Illinois corporation (“Borrower”), the other persons signatory hereto as “Loan Parties”, FREEPORT FINANCIAL LLC, a Delaware limited liability company (“Agent”) and the Lenders signatory hereto. Terms
not defined herein have the meanings given to them in the Credit Agreement (as hereinafter defined). 
 RECITALS 
 A. Borrower, the Loan Parties, the Lenders signatory thereto and Agent are party to that certain Credit Agreement dated as of September 19, 2006 (as
amended by that certain Consent and First Amendment to Credit Agreement dated as of July 29, 2007, that certain Consent and Second Amendment to Credit Agreement dated as of October 15, 2007, that certain Consent and Third Amendment to
Credit Agreement dated as of November 13, 2007, that certain Consent and Fourth Amendment to Credit Agreement dated as of April 1, 2008, that certain Consent and Fifth Amendment to Credit Agreement dated as of June 9, 2008 and as
further amended, restated or otherwise modified including by this Amendment, the “Credit Agreement”). 
 B. Borrower, the
Loan Parties, the Lenders and Agent are entering into this Amendment in connection with the acquisition (the “Awakened Alternatives Acquisition”) by Addus HealthCare (Indiana), Inc., a Delaware corporation and a wholly-owned
Subsidiary of the Borrower (“Addus Indiana”), of substantially all of the assets of Awakened Alternatives Enterprises, LLC, an Illinois limited liability company (“Awakened Alternatives”), for an aggregate purchase
price not to exceed $450,000. 
 C. Agent, Lenders and the Loan Parties are willing to enter into this Amendment upon the terms and
conditions set forth below. 
 NOW THEREFORE, in consideration of the matters set forth in the recitals and the covenants and provisions
herein set forth, and other valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: 
 AGREEMENT 
 Section 1. Definitions. Capitalized terms used herein and not
otherwise defined herein shall have the meanings ascribed thereto in the Credit Agreement. 
 Section 2. Consent. Agent and the
Lenders hereby consent to the following: 
 2.1. Addus Indiana (i) entering into (x) an Asset Purchase Agreement, dated as of even
date herewith (the “Awakened Alternatives Purchase Agreement”), by and between Addus Indiana, Awakened Alternatives and certain Members (as defined in the Awakened Alternatives 

 
Purchase Agreement) of Awakened Alternatives party thereto, for the purpose of acquiring substantially all of the assets of Awakened Alternatives and
(y) the other agreements, instruments and documents for the purpose of consummating the Awakened Alternatives Acquisition, in each case on terms and conditions reasonably satisfactory to the Agent (collectively, the “Awakened
Alternatives Acquisition Documents”); and (ii) consummating the Awakened Alternatives Acquisition on the Sixth Amendment Effective Date for an aggregate purchase price not to exceed $300,000 paid in cash on the closing date thereof
pursuant to the terms of the Awakened Alternatives Acquisition Documents, plus a deferred purchase price in an amount not to exceed $50,000 paid pursuant to the Awakened Alternatives Purchase Agreement, plus the issuance of the
Awakened Alternatives Note; provided that neither such deferred purchase price paid pursuant to the Awakened Alternatives Purchase Agreement nor any payments on the Awakened Alternatives Note shall be paid in the event that any Default or
Event of Default under any of Sections 7.1 or 8.1(a) of the Credit Agreement has occurred and is continuing or would result therefrom or the Borrower does not have the minimum Borrowing Availability required by Section 6.17
of the Credit Agreement after giving effect to such payment. 
 Section 3. Amendment to the Credit Agreement. As of the Sixth
Amendment Effective Date, the Credit Agreement is hereby amended as follows: 
 3.1. Section 1.1 of the Credit Agreement is
hereby amended by adding the following new definitions thereto: 
 Awakened Alternatives has the meaning set forth in the Recitals to
the Sixth Amendment. 
 Awakened Alternatives Acquisition has the meaning set forth in the Recitals to the Sixth Amendment.

 Awakened Alternatives Acquisition Documents has the meaning set forth in Section 2 of the Sixth Amendment. 
 Awakened Alternatives Note means that certain 6% Junior Subordinated Promissory Note by Borrower payable to Awakened Alternatives in the original
principal amount of $100,000. 
 Sixth Amendment means that certain Consent and Sixth Amendment to Credit Agreement dated as of
September 25, 2008 among the Loan Parties, Agent and the Lenders. 
 Sixth Amendment Effective Date has the meaning set forth in
the Sixth Amendment. 
 Sixth Amendment Reaffirmation of Collateral Documents means the Consent and Reaffirmation (Sixth Amendment),
dated as of September 25, 2008 of the Loan Parties signatory thereto, in respect of the Collateral Documents. 
 3.2. On the Sixth
Amendment Effective Date, Section 2.1(a)(v) of the Credit Agreement shall be amended and restated in its entirety and replaced with the following new Section 2.1(a)(v): 
 (v) Borrower shall repay the Term Loans through periodic payments on the dates and in the amounts indicated below (“Scheduled
Installments”), and in any event the entire remaining principal balance shall be repaid on the Commitment Termination Date. 
  

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 Term Loan 
  

				
	 Date
	  	Scheduled
Installment
	 September 30, 2008
	  	$	1,197,000
		
	 December 31, 2008
	  	$	1,620,500
		
	 March 31, 2009
	  	$	1,620,500
		
	 June 30, 2009
	  	$	1,620,500
		
	 September 30, 2009
	  	$	1,620,500
		
	 December 31, 2009
	  	$	2,044,000
		
	 March 31, 2010
	  	$	2,044,000
		
	 June 30, 2010
	  	$	2,044,000
		
	 September 30, 2010
	  	$	2,044,000
		
	 December 31, 2010
	  	$	2,467,500
		
	 March 31, 2011
	  	$	2,467,500
		
	 June 30, 2011
	  	$	2,467,500
		
	 September 19, 2011
	  	$
  
  
  
  
  
	30,170,500
 or the outstanding
 principal balance
 of Term Loans

outstanding on
 such
date

 The above scheduled installment amounts reflect the incurrence by the Borrower of the Delayed Draw Term Loans
funded on the Sixth Amendment Effective Date as set forth on Annex A attached hereto and shall thereafter be increased in the manner set forth on Annex B to the Second Amendment to the extent any further Delayed Draw Term Loans are
funded. The final installment payment shall in all events equal the entire remaining principal balance of the Term Loan (including any remaining principal balance of such Delayed Draw Term Loans). Amounts borrowed under this
Section 2.1(a) and repaid may not be reborrowed. 
 At the request of the applicable Lender, the Term Loans shall be evidenced by promissory
notes substantially in the form of Exhibit 2.1(a) (as amended, modified, extended, substituted or replaced from time to time, each a “Term Note” and, collectively, the “Term Notes”), and Borrower shall
execute and deliver a Term Note to each such Term Lender. Each Term Note shall represent the obligation of Borrower to pay the amount of the applicable Term Lender’s Term Loan Commitment, together with interest thereon.” 
 3.3. Section 6.1 of the Credit Agreement is hereby amended by deleting the “and” at the end of clause (p) thereof,
deleting the “.” at the end of clause (q) thereof and replacing it with “; and” and by adding the following new clause (r): 
 “(r) Indebtedness in respect of the Awakened Alternatives Purchase Agreement and Awakened Alternatives Note.” 
  

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 3.4. Section 6.3 of the Credit Agreement is hereby amended by deleting the “and” at
the end of clause (q) thereof, deleting the “.” at the end of clause (r) thereof and replacing it with “; and” and by adding the following new clauses (s): 
 “(s) Borrower or a wholly-owned Subsidiary of Borrower may consummate the Awakened Alternatives Acquisition as of the Sixth Amendment Effective
Date pursuant to the Sixth Amendment Acquisition Documents.” 
 3.5. Clause (d) of Section 6.6 of the Credit
Agreement is hereby amended by deleting the “and” before clause (vii) thereof and adding the following new language immediately at the end thereof: 
 “(viii) Borrower or a wholly-owned Subsidiary of Borrower may consummate the Awakened Alternatives Acquisition on the Sixth Amendment Effective Date pursuant to the Awakened Alternatives Acquisition Documents and
all applicable law, provided that the Awakened Alternatives Acquisition Documents shall be in full force and effect and provided further that the Agent shall have received a complete copy of the fully executed Awakened Alternatives Acquisition
Documents, certified by the Borrower as being true, complete and correct.” 
 3.6. Section 6.16 of the Credit Agreement is
amended and restated in its entirety to read as follows: 
 “None of the Loan Parties shall change or amend the terms of the
Acquisition Note, Silver State Note, Vegas Earn Out Agreement, Idaho Earn Out Agreement, Idaho Note, SuCasa Note, Down East Purchase Agreement, New Life Purchase Agreement, Awakened Alternatives Purchase Agreement or Awakened Alternatives Note if
such change or amendment would be adverse in any material respect to the rights or interests of the Loan Parties, the Agent or the Lenders.” 
 Section 4. Representations and Warranties. To induce Agent and Lenders to execute this Amendment, each Loan Party hereby represents and warrants to Agent and Lenders as follows: 
 (a) the execution, delivery and performance of each of this Amendment and the Awakened Alternatives Acquisition Documents have been duly authorized by all requisite
action of each Loan Party thereto, and each of this Amendment and the Awakened Alternatives Acquisition Documents constitutes the legal, valid and binding obligation of such Person, enforceable against such Person in accordance with its terms,
subject to bankruptcy, insolvency and similar laws affecting the enforceability of creditors’ rights generally and to general principles of equity; and 
 (b) each of the representations and warranties in the Credit Agreement are true and correct in all material respects with the same effect as though made on and as of the date hereof (except, in each case, to the extent stated to relate to
an earlier date, in which case such 

  

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representation or warranty shall have been true and correct on and as of such earlier date) and no Event of Default or Default exists thereunder or would
exist after giving effect to this Amendment or the Awakened Alternatives Acquisition. 
 Section 5. Conditions Precedent. This
Amendment shall be effective as of the date first set forth above, subject to the satisfaction of the following conditions precedent (the date of such satisfaction being the “Sixth Amendment Effective Date”): 
 5.1. Execution and Delivery. Borrower, each of the other Loan Parties, Agent and the Requisite Lenders shall have executed and delivered this
Agreement; the Borrower shall have executed and delivered an Officer’s Certificate in the form of Exhibit A attached hereto; each Loan Party shall have executed and delivered the Consent and Reaffirmation in the form of Exhibit B
attached hereto. 
 5.2. Covenant Compliance. After giving pro forma effect to the Awakened Alternatives Acquisition to and the
incurrence of the Delayed Draw Term Loans in connection therewith, Borrower is in compliance with each of the covenants set forth in Section 7.1. 
 5.3. Letter of Direction. Agent shall have received a duly executed letter of direction from Borrower addressed to Agent, on behalf of itself and the Lenders directing the disbursement of the proceeds of the
Delayed Draw Term Loans to fund the Awakened Alternatives Acquisition. 
 5.4. Insurance. Agent shall have received evidence of the
existence of insurance required to be maintained pursuant to the Credit Agreement, together with evidence that the Agent has been named as a lender’s loss payee and an additional insured on all related insurance policies to the extent there is
any change in such insurance in effect prior to the Sixth Amendment Effective Date as a result of or in connection with the Awakened Alternatives Acquisition. 
 5.5. Filings, Registrations and Recordings. The Agent shall have received each document (including Uniform Commercial Code financing statements) required by Section 5.7(c) of the Credit Agreement as
may be necessary or desirable in order to create in favor of the Agent, for the benefit of the Lenders, a perfected Lien on the Collateral acquired in connection with the Awakened Alternatives Acquisition prior to any other Liens (subject only to
Permitted Encumbrances). 
 5.6. Due Diligence. Agent, Lenders and their counsel and advisors shall have completed their legal,
accounting and financial due diligence review (including, without limitation, lien searches on Awakened Alternatives) of Awakened Alternatives and the Awakened Alternatives Acquisition, the results of which review shall be reasonably satisfactory to
Agent and the Requisite Lenders. 
 5.7. Material Adverse Effect. There shall have occurred no Material Adverse Effect upon the
financial condition, operations, assets, business or properties of (i) the Loan Parties or Awakened Alternatives, taken as a whole, since December 31, 2007; or (ii) Awakened Alternatives since December 31, 2007. 
  

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 5.8. Awakened Alternatives Acquisition Documents. On or prior to the Sixth Amendment Effective
Date, each of the Awakened Alternatives Acquisition Documents shall have been duly authorized by each of the Loan Parties party thereto and executed and delivered by each of the respective parties thereto and shall be in full force and effect and
shall not have been amended or modified in any manner adverse to the Lenders except for such amendments and modifications, if any, as may be reasonably satisfactory to Agent and the Requisite Lenders. The Awakened Alternatives Acquisition shall have
been, or shall be contemporaneously herewith, consummated substantially in accordance with the Awakened Alternatives Acquisition Documents (as amended in accordance with the immediately preceding sentence) and in accordance with all applicable law,
except as may have been consented to in writing by Agent. Agent shall have received a complete copy of the fully executed Awakened Alternatives Acquisition Documents, certified by the Borrower as being true, complete and correct. 
 5.9. Approvals. All necessary governmental and third party approvals and/or consents in connection with the Awakened Alternatives Acquisition and
otherwise referred to herein or therein shall have been obtained and remain in effect, and all applicable waiting periods shall have expired without any action being taken by any competent authority which restrains, prevents or imposes materially
adverse conditions upon the consummation of all or any part of the Awakened Alternatives Acquisition, in each case as of the Sixth Amendment Effective Date. Additionally, there shall not exist any judgment, order, injunction or other restraint
pending or notified prohibiting or imposing material adverse conditions upon all or any part of the Awakened Alternatives Acquisition or the transactions contemplated by this Amendment as of the Sixth Amendment Effective Date. 
 5.10. No Defaults. After giving effect to this Amendment, no Event of Default or Default under the Credit Agreement shall have occurred and be
continuing. 
 5.11. Representations and Warranties. After giving effect to this Amendment, the representations and warranties of the
Loan Parties contained in this Amendment, the Credit Agreement and the other Loan Documents shall be true and correct in all material respects as of the Sixth Amendment Effective Date, with the same effect as though made on such date, except to the
extent that any such representation or warranty relates to an earlier date, in which case such representation or warranty shall be true and correct in all material respects as of such earlier date. 
 5.12. Secretary’s Certificate. Agent shall have received from each Loan Party a certificate signed by the secretary or an assistant secretary
of such Loan Party, dated as of the Sixth Amendment Effective Date, as to the incumbency and signature of the officers of such Loan Party executing any Loan Document and any certificate or other document or instrument to be delivered pursuant hereto
by or on behalf of such Loan Party, together with evidence of the incumbency of such Secretary or Assistant Secretary, as the case may be and certifying that there have been no changes to (i) the resolutions of such Loan Party authorizing and
approving, among other things, the execution, delivery and performance of this Amendment and the other Loan Documents and (ii) the organizational documents of such Loan Party in each case since the date on which they were most recently
delivered to Agent. 
  

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 5.13. Good Standing Certificates. Agent shall have received good standing certificates for each
Loan Party from their respective jurisdictions of incorporation or organization. 
 5.14. Addus Indiana Secretary’s Certificate.
Agent shall have received from Addus Indiana a certificate signed by the secretary or an assistant secretary of such corporation, dated as of the Sixth Amendment Effective Date, as to (i) the incumbency and signature of the officers of such
corporation executing any Loan Document and any certificate or other document or instrument to be delivered pursuant hereto by or on behalf of such corporation, (ii) the resolutions of such corporation authorizing and approving, among other
things, the execution and delivery of the Loan Documents, the Awakened Alternatives Acquisition Documents and the other documents and instruments provided for therein and the consummation of the transactions contemplated hereby and thereby,
(iii) the organizational documents of such corporation, and (iv) the good standing certificate for such corporation from its jurisdiction of incorporation. 
 5.15. Fees. Borrower shall have paid all reasonable and documented costs, fees and expenses (including, without limitation, reasonable legal fees and expenses of Winston & Strawn LLP) of Agent.

 5.16. Opinions of Counsel. Agent shall have received opinions of counsel for each Loan Party, including local counsel reasonably
requested by the Agent. 
 5.17. Other Matters. Agent shall have received such other instruments and documents as Agent or the
Requisite Lenders may reasonably request in connection with the execution of this Amendment, and all such instruments and documents shall be reasonably satisfactory in form and substance to Agent. 
 Section 6. Miscellaneous. 
 6.1.
Effect of Amendment. The execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power or remedy of Agent or any Lender under the Credit Agreement or any Loan Document, or constitute a waiver of any
provision of the Credit Agreement or any Loan Document, except as specifically set forth herein. 
 6.2. Counterparts. This Amendment
may be executed in any number of counterparts and by the different parties on separate counterparts, and each such counterpart shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument.
Delivery of the executed counterpart of this Amendment by telecopy or electronic mail shall be as effective as delivery of a manually executed counterpart to this Amendment. 
 6.3. Severability. The illegality or unenforceability of any provision of this Amendment or any instrument or agreement required hereunder shall
not in any way affect or impair the legality or enforceability of the remaining provisions of this Amendment or any instrument or agreement required hereunder. 
 6.4. Captions. Section captions used in this Amendment are for convenience only, and shall not affect the construction of this Amendment. 
  

 7 

 6.5. Entire Agreement. This Amendment embodies the entire agreement and understanding among the
parties hereto and supersedes all prior or contemporaneous agreements and understandings of such Persons, verbal or written, relating to the subject matter hereof. 
 6.6. References. Any reference to the Credit Agreement contained in any notice, request, certificate, or other document executed concurrently with or after the execution and delivery of this Amendment shall be
deemed to include this Amendment unless the context shall otherwise require. Reference in any of this Amendment, the Credit Agreement or any other Loan Document to the Credit Agreement shall be a reference to the Credit Agreement as amended hereby
and as further amended, modified, restated, supplemented or extended from time to time. 
 Section 7. Governing Law. THIS
AMENDMENT SHALL BE A CONTRACT MADE UNDER AND GOVERNED BY THE INTERNAL LAWS OF THE STATE OF ILLINOIS APPLICABLE TO CONTRACTS MADE AND TO BE PERFORMED ENTIRELY WITHIN SUCH STATE, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES. 
 [signature pages follow] 
  

 8 

 Witness the due execution hereof by the respective duly authorized officers of the undersigned as of the
date first above written. 
  

			
	ADDUS HOLDING CORPORATION
		
	By:	 	 /s/ Simon Bachleda

	Name:	 	Simon Bachleda
	Title:	 	Vice President and Secretary
	
	ADDUS HEALTHCARE, INC.
	
	FORT SMITH HOME HEALTH AGENCY, INC.
	
	LITTLE ROCK HOME HEALTH AGENCY, INC.
	
	LOWELL HOME HEALTH AGENCY, INC.
	
	PHC ACQUISITION CORPORATION
	
	PROFESSIONAL RELIABLE NURSING SERVICE, INC.
	
	BENEFITS ASSURANCE CO., INC.
		
	By:	 	 /s/ Frank Leonard

	Name:	 	Frank Leonard
	Title:	 	Chief Financial Officer and Secretary

			
	FREEPORT FINANCIAL LLC, as Agent
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Senior Managing Director

	
	FREEPORT LOAN FUND LLC, as a Lender
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Senior Managing Director

	
	FREEPORT OFFSHORE LOAN FUND LLC, as a Lender
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Senior Managing Director

	
	FREEPORT LOAN TRUST 2006-1, as a Lender
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Senior Managing Director

			
	FIFTH THIRD BANK, CHICAGO
	(A Michigan Banking Company)
		
	By:	 	 /s/ Michael E. May

	Name:	 	 Michael E. May

	Title:	 	 Vice President

			
	CF BLACKBURN LLC
		
	By:	 	 /s/ Angela D. Brown

	Name:	 	 Angela D. Brown

	Title:	 	 Managing DirectorConsent and Seventh Amendment to Credit Agreement

 Exhibit 10.8(g) 
 EXECUTION COPY 
 CONSENT AND SEVENTH AMENDMENT TO CREDIT AGREEMENT 
 CONSENT AND SEVENTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”), dated as of October 21, 2008, among ADDUS HEALTHCARE, INC.,
an Illinois corporation (“Borrower”), the other persons signatory hereto as “Loan Parties”, FREEPORT FINANCIAL LLC, a Delaware limited liability company (“Agent”) and the Lenders signatory hereto. Terms
not defined herein have the meanings given to them in the Credit Agreement (as hereinafter defined). 
 RECITALS 
 A. Borrower, the Loan Parties, the Lenders signatory thereto and Agent are party to that certain Credit Agreement dated as of September 19, 2006 (as
amended by that certain Consent and First Amendment to Credit Agreement dated as of July 29, 2007, that certain Consent and Second Amendment to Credit Agreement dated as of October 15, 2007, that certain Consent and Third Amendment to
Credit Agreement dated as of November 13, 2007, that certain Consent and Fourth Amendment to Credit Agreement dated as of April 1, 2008, that certain Consent and Fifth Amendment to Credit Agreement dated as of June 9, 2008, that
certain Consent and Sixth Amendment to Credit Agreement dated as of September 25, 2008 and as further amended, restated or otherwise modified including by this Amendment, the “Credit Agreement”). 
 B. Borrower, the Loan Parties, the Lenders and Agent are entering into this Amendment to amend certain provisions of the Credit Agreement. 
 C. Agent, Lenders and the Loan Parties are willing to enter into this Amendment upon the terms and conditions set forth below. 
 NOW THEREFORE, in consideration of the matters set forth in the recitals and the covenants and provisions herein set forth, and other valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: 
 AGREEMENT 

 Section 1. Definitions. Capitalized terms used herein and not otherwise defined herein shall have the meanings ascribed
thereto in the Credit Agreement. 
 Section 2. Consent. Borrower, Agent and the Lenders hereby (A) consent to the assignment
of certain Loans pursuant to the Assignment Agreement (the “Seventh Amendment Assignment”) attached to this Amendment as Exhibit A notwithstanding the minimum assignment provisions of Section 9.1(a) of the Credit
Agreement; and (B) consent to the drawing of all remaining Delayed Draw Term Loan Commitments immediately prior to the Seventh Amendment Effective Date notwithstanding the conditions to borrowing set forth in Section 2.1(a)(iv) of
the Credit Agreement have not been met; provided that, notwithstanding the terms set forth in Section 2.1(a)(iii) of the Credit Agreement with respect to the use of proceeds of the 

 
Delayed Draw Term Loans, the proceeds of the Delayed Draw Term Loans so borrowed are immediately applied to pay the amendment fee pursuant to
Section 5.4 hereof and repay the outstanding principal amount of the Revolving Loans. 
 Section 3. Amendment to the Credit
Agreement. As of the Seventh Amendment Effective Date, the Credit Agreement is hereby amended as follows: 
 3.1. Section 1.1
of the Credit Agreement is hereby amended by adding the following new definitions thereto: 
 Seventh Amendment means that certain
Consent and Seventh Amendment to Credit Agreement dated as of October 21, 2008 among the Loan Parties, Agent and the Lenders. 
 Seventh Amendment Assignment has the meaning set forth in the Seventh Amendment. 
 Seventh Amendment Effective Date
has the meaning set forth in the Seventh Amendment. 
 Seventh Amendment Reaffirmation of Collateral Documents means the Consent and
Reaffirmation (Seventh Amendment), dated as of October 21, 2008 of the Loan Parties signatory thereto, in respect of the Collateral Documents. 
 3.2. On the Seventh Amendment Effective Date, Section 2.1(a)(v) of the Credit Agreement shall be amended and restated in its entirety and replaced with the following new Section 2.1(a)(v): 
 (v) Borrower shall repay the Term Loans through periodic payments on the dates and in the amounts indicated below (“Scheduled
Installments”), and in any event the entire remaining principal balance shall be repaid on the Commitment Termination Date. 
 Term Loan 
  

			
	 Date
	  	Scheduled Installment
	 December 31, 2008
	  	$1,662,500
		
	 March 31, 2009
	  	$1,662,500
		
	 June 30, 2009
	  	$1,662,500
		
	 September 30, 2009
	  	$1,662,500
		
	 December 31, 2009
	  	$2,100,000
		
	 March 31, 2010
	  	$2,100,000
		
	 June 30, 2010
	  	$2,100,000
		
	 September 30, 2010
	  	$2,100,000
		
	 December 31, 2010
	  	$2,537,500
		
	 March 31, 2011
	  	$2,537,500
		
	 June 30, 2011
	  	$2,537,500
		
	 September 19, 2011
	  	$32,368,500 or the outstanding principal balance of
Term Loans outstanding on such date

  

 2 

 The above scheduled installment amounts reflect the incurrence by the Borrower of the Delayed Draw Term Loans funded as
of the Seventh Amendment Effective Date. The final installment payment shall in all events equal the entire remaining principal balance of the Term Loan (including any remaining principal balance of such Delayed Draw Term Loans). Amounts borrowed
under this Section 2.1(a) and repaid may not be reborrowed. 
 At the request of the applicable Lender, the Term Loans shall be evidenced by
promissory notes substantially in the form of Exhibit 2.1(a) (as amended, modified, extended, substituted or replaced from time to time, each a “Term Note” and, collectively, the “Term Notes”), and Borrower
shall execute and deliver a Term Note to each such Term Lender. Each Term Note shall represent the obligation of Borrower to pay the amount of the applicable Term Lender’s Term Loan Commitment, together with interest thereon.” 

3.3. On the Seventh Amendment Effective Date, Section 7.1(d) of the Credit Agreement shall be amended by replacing the Leverage Ratios
currently referenced in such Section (i) for the Fiscal Quarters ending December 31, 2008 and March 31, 2009 with references in each case to 4.25:1.00; (ii) for the Fiscal Quarter ending June 30, 2009 with a reference to
4:00:1.00; and (iii) for the Fiscal Quarter ending September 30, 2009 with a reference to 3.75:1.00. 
 Section 4.
Representations and Warranties. To induce Agent and Lenders to execute this Amendment, each Loan Party hereby represents and warrants to Agent and Lenders as follows: 
 (a) the execution, delivery and performance of this Amendment has been duly authorized by all requisite action of each Loan Party thereto, and this Amendment constitutes the legal, valid and binding obligation of such
Person, enforceable against such Person in accordance with its terms, subject to bankruptcy, insolvency and similar laws affecting the enforceability of creditors’ rights generally and to general principles of equity; and 
 (b) each of the representations and warranties in the Credit Agreement are true and correct in all material respects with the same effect as though made on and as of the
date hereof (except, in each case, to the extent stated to relate to an earlier date, in which case such representation or warranty shall have been true and correct on and as of such earlier date) and no Event of Default or Default exists thereunder
or would exist after giving effect to this Amendment. 
 Section 5. Conditions Precedent. This Amendment shall be effective as of
the date first set forth above, subject to the satisfaction of the following conditions precedent (the date of such satisfaction being the “Seventh Amendment Effective Date”): 
 5.1. Execution and Delivery. Borrower, each of the other Loan Parties, Agent, the Requisite Lenders, each holder of Delayed Draw Term Loans and
the Supermajority Revolving Lenders shall have executed and delivered this Agreement and each Loan Party shall have executed and delivered the Consent and Reaffirmation in the form of Exhibit B attached hereto. 
  

 3 

 5.2. Assignment Agreements. The Seventh Amendment Assignment shall be effective and the settlement
of amounts due pursuant thereto shall have occurred. 
 5.3. Delayed Draw Term Loans. The Lenders holding Delayed Draw Term Loan
Commitments shall have funded all such remaining Commitments and the proceeds of such borrowing shall have been immediately applied to pay the amendment fee pursuant to Section 5.4 hereof and repay the outstanding principal amount of the
Revolving Loans. 
 5.4. Amendment Fee. Borrower shall have paid to Agent for the benefit of each Lender an amendment fee in an amount
equal to $271,991.25 which amount shall be payable to each such Lender based on such Lender’s Pro Rata Share of such amount in each case immediately prior to giving effect to the Seventh Amendment Assignment but after giving effect to the
drawing of the Delayed Draw Term Loans referenced in Section 5.3 of this Amendment. 
 5.5. No Defaults. After giving effect to
this Amendment, no Event of Default or Default under the Credit Agreement shall have occurred and be continuing. 
 5.6. Representations
and Warranties. After giving effect to this Amendment, the representations and warranties of the Loan Parties contained in this Amendment, the Credit Agreement and the other Loan Documents shall be true and correct in all material respects as of
the Seventh Amendment Effective Date, with the same effect as though made on such date, except to the extent that any such representation or warranty relates to an earlier date, in which case such representation or warranty shall be true and correct
in all material respects as of such earlier date. 
 5.7. Fees. Borrower shall have paid all reasonable and documented costs, fees and
expenses (including, without limitation, reasonable legal fees and expenses of Winston & Strawn LLP) of Agent. 
 5.8. Other
Matters. Agent shall have received such other instruments and documents as Agent or the Requisite Lenders may reasonably request in connection with the execution of this Amendment, and all such instruments and documents shall be reasonably
satisfactory in form and substance to Agent. 
 Section 6. Miscellaneous. 
 6.1. Effect of Amendment. The execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power or remedy
of Agent or any Lender under the Credit Agreement or any Loan Document, or constitute a waiver of any provision of the Credit Agreement or any Loan Document, except as specifically set forth herein. 
  

 4 

 6.2. Counterparts. This Amendment may be executed in any number of counterparts and by the
different parties on separate counterparts, and each such counterpart shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument. Delivery of the executed counterpart of this Amendment by
telecopy or electronic mail shall be as effective as delivery of a manually executed counterpart to this Amendment. 
 6.3.
Severability. The illegality or unenforceability of any provision of this Amendment or any instrument or agreement required hereunder shall not in any way affect or impair the legality or enforceability of the remaining provisions of this
Amendment or any instrument or agreement required hereunder. 
 6.4. Captions. Section captions used in this Amendment are for
convenience only, and shall not affect the construction of this Amendment. 
 6.5. Entire Agreement. This Amendment embodies the
entire agreement and understanding among the parties hereto and supersedes all prior or contemporaneous agreements and understandings of such Persons, verbal or written, relating to the subject matter hereof. 
 6.6. References. Any reference to the Credit Agreement contained in any notice, request, certificate, or other document executed concurrently with
or after the execution and delivery of this Amendment shall be deemed to include this Amendment unless the context shall otherwise require. Reference in any of this Amendment, the Credit Agreement or any other Loan Document to the Credit Agreement
shall be a reference to the Credit Agreement as amended hereby and as further amended, modified, restated, supplemented or extended from time to time. 
 Section 7. Governing Law. THIS AMENDMENT SHALL BE A CONTRACT MADE UNDER AND GOVERNED BY THE INTERNAL LAWS OF THE STATE OF ILLINOIS APPLICABLE TO CONTRACTS MADE AND TO BE PERFORMED ENTIRELY WITHIN SUCH
STATE, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES. 
 [signature pages follow] 
  

 5 

 Witness the due execution hereof by the respective duly authorized officers of the undersigned as of the
date first above written. 
  

			
	ADDUS HOLDING CORPORATION
		
	By:	 	 /s/ Simon Bachleda

	Name:	 	Simon Bachleda
	Title:	 	Vice President and Secretary

  

			
	ADDUS HEALTHCARE, INC.
	
	FORT SMITH HOME HEALTH AGENCY, INC.
	
	LITTLE ROCK HOME HEALTH AGENCY, INC.
	
	LOWELL HOME HEALTH AGENCY, INC.
	
	PHC ACQUISITION CORPORATION
	
	PROFESSIONAL RELIABLE NURSING SERVICE, INC.
	
	BENEFITS ASSURANCE CO., INC.
		
	By:	 	 /s/ Frank Leonard

	Name:	 	Frank Leonard
	Title:	 	Chief Financial Officer and Secretary

			
	FREEPORT FINANCIAL LLC, as Agent
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Sr. Managing Director

	
	FREEPORT LOAN FUND LLC, as a Lender
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Sr. Managing Director

	
	FREEPORT OFFSHORE LOAN FUND LLC, as a Lender
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Sr. Managing Director

	
	FREEPORT LOAN TRUST 2006-1, as a Lender
		
	By:	 	 /s/ Chad Blakeman

	Title:	 	 Sr. Managing Director

			
	 FIFTH THIRD BANK, CHICAGO
 (A
Michigan Banking Company)

		
	By:	 	 /s/ Michael E. May

	Name:	 	 Michael E. May

	Title:	 	 Vice President

			
	CF BLACKBURN LLC
		
	By:	 	  

	Name:	 	  

	Title:

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00160-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00160-of-00352.parquet"}]]