Document:

<PAGE>

                                                                    EXHIBIT 10.2

                             MASTER PROMISSORY NOTE

Amount: $9,000,000.00                                        Date: June 15, 2001

         FOR VALUE RECEIVED, the undersigned ("Maker") hereby promises to pay to
the order of The Dai-Ichi Kangyo Bank, Ltd. "Bank"; Bank or any other holder of
this Master Promissory Note, "Lender") at One World Trade Center, Suite 4911,
New York, New York 10048 the principal amount of Nine Million United States
Dollars ($9,000,000.00), or, if less, the outstanding principal amount of each
loan made by Lender IN ITS SOLE DISCRETION to Maker (each, a "Loan";
collectively, the "Loans") on the maturity date therefor (each, a "Maturity
Date"), in each case as set forth on the Schedule attached hereto and made a
part hereof (the "Schedule"). Each Loan shall bear interest from (and including)
the date such Loan is made to (but excluding) its Maturity Date at the rate of
interest noted on the Schedule. Interest on each Loan shall (a) be calculated on
the basis of a 360-day year for the actual number of days elapsed and (b) be due
and payable on the earliest of (i) its Maturity Date, (ii) any prepayment of
such Loan to the extent accrued on the amount so prepaid and (iii) such other
date as such Loan shall mature, whether by reason of acceleration or otherwise.
It is the express intention of Lender that in no event shall interest on any
Loan exceed the maximum rate permitted by applicable law. Lender hereby
unconditionally agrees to apply any amount of interest received by it hereunder
in excess of the maximum rate of interest permitted by applicable law to reduce
the outstanding principal amount of the Loan(s).

         Maker hereby authorizes Lender to endorse on the Schedule appropriate
notations with respect to each Loan (the "Notations"), including, without
limitation, (a) the principal amount of such Loan, (b) the date such Loan is
made, (c) its Maturity Date, (d) the rate of interest applicable to such Loan
and (e) any payment or prepayment with respect to the principal amount thereof.
Maker further authorizes Lender to append to the Schedule such records with
respect to each Loan as Lender customarily maintains with respect to loans made
by it (the "Records") in lieu of making such Notations and agrees that the
Records will thereupon be deemed an integral part of this Master Promissory
Note. Maker agrees that the Notations and the Records shall constitute
conclusive evidence of the information set forth thereby absent manifest error.
The failure of Lender to make any Notations shall not affect or limit the
obligations of Maker hereunder.

         Maker hereby submits to the non-exclusive jurisdiction of the courts of
the State of New York and the courts of the United States of America for the
Southern District of New York in connection with any action or proceeding
arising under, or with respect to, this Master Promissory Note. Maker hereby
waives (a) any objection it may have to the laying of venue in any such courts
or that any such action or proceeding in such courts has been brought in an
inconvenient forum, (b) any right to trial by jury in any action or proceeding
arising under, or with respect to, this Master Promissory Note and (c)
presentment, demand, protest, notice of dishonor or any other notice or action
by Lender with respect to Maker's obligations hereunder or the rights of Lender
hereunder.

         Maker agrees (a) to pay, indemnify and hold Lender harmless from and
against any and all liabilities, obligations, losses, damages, penalties,
actions (whether sounding in contract, in tort or on any other ground),
judgments, suits, costs, expenses or disbursements of any kind or nature
whatsoever arising out of, or relating to, this Master Promissory Note or any
action taken or omitted to be taken by Lender with respect hereto (collectively,
the "indemnified liabilities"); provided, however, that Maker shall have no
obligation hereunder to Lender with respect to indemnified liabilities arising
solely from the gross negligence or willful misconduct of Lender and (b) to pay
or reimburse Lender for all its costs and expenses incurred in connection with
the enforcement or preservation of any rights under this Master Promissory Note
(including, without limitation, fees and disbursements of counsel to Lender).
Lender may, at any time and from time to time, transfer any and all of its
rights and obligations hereunder to any of its branches, lending offices or
affiliates.

         Maker shall make all payments under this Master Promissory Note in
United States dollars and in immediately available funds and without deduction
of any kind whatsoever. If Maker shall be required by applicable law to make any
deduction from any amount payable hereunder, Maker shall promptly pay an amount
equal to the amount so deducted to Lender. If any amount payable hereunder is
due on a day which is not a Business Day (as hereinafter defined), such amount
shall be due and payable on the following Business Day and interest on such
amount, if any, shall continue to accrue during such extension. If Maker prepays
any Loan, Maker agrees to indemnify Lender for any loss, cost or expense
determined by Lender as resulting from any such prepayment (including, without
limitation, any reinvestment or liquidation loss, cost or expense). If Maker
shall fail to pay any amount owing by it hereunder when due, Maker shall pay
interest on such amount (to the fullest extent permitted by applicable law) at a
rate per annum equal to 2% over the Base Rate (as hereinafter defined) from (and
including) the date such amount was due to (but excluding) the date Lender shall
receive such amount in immediately available funds.

         This Master Promissory Note is subject to the Terms and Conditions
attached hereto which include, among other things, provisions for the
acceleration of amounts due hereunder. THIS MASTER PROMISSORY NOTE CREATES NO
OBLIGATION BINDING UPON LENDER TO MAKE ANY LOAN AT ANY TIME TO MAKER AND MAKER
HEREBY WAIVES ANY RIGHT IT MAY HAVE TO ASSERT THE EXISTENCE OF ANY SUCH
OBLIGATION.

         THIS MASTER PROMISSORY NOTE SHALL BE GOVERNED BY, AND CONSTRUED AND
INTERPRETED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK.

Legal Form of Maker: Corporation                   SYNETICS SOLUTIONS INC.

Jurisdiction of Maker's Formation: Oregon

Address of Maker: 18870 NE Riverside Parkway       By: KOKI NAKAMURA
                  Portland, Oregon 97230               -------------------------

                                                       Name: Koki Nakamura
                                                       Title: CEO & Chairman

<PAGE>

                              TERMS AND CONDITIONS

         As used in this Master Promissory Note, (i) "Business Day" means any
day, other than a Saturday or Sunday, on which banks in New York, New York are
not required or authorized by law to close, (ii) "Base Rate" means, as
determined by Lender, the higher of (a) the rate per annum established by Lender
from time to time as the reference rate for short-term commercial loans in
United States dollars to United States corporate borrowers (which Maker
acknowledges is not necessarily Lender's lowest lending rate of interest) and
(b) the overnight cost of funds of Lender (as determined solely by Lender) plus
1/4 of 1.0%. and (iii) "Permitted Liens" means liens described in the Lien
Schedule attached hereto, provided that no such lien is amended after the date
hereof to cover any additional property or to secure additional indebtedness.

         Maker hereby represents and warrants on and as of the date hereof and
on and as of the date any Loan is advanced hereunder that: (i) it is duly
formed, validly existing, and in good standing under the laws of the
jurisdiction of its formation and duly qualified to conduct business in each
jurisdiction where such qualification is required, (ii) it has the requisite
power and authority to execute, deliver and perform its obligations under this
Master Promissory Note and has taken all necessary action to authorize the same,
and such execution, delivery and performance do not violate or contravene its
organizational documents or any law, regulation, agreement, writ or order
applicable to, or binding upon, it or its property, (iii) this Master Promissory
Note has been duly executed and delivered, and constitutes the legal, valid and
binding obligation of Maker enforceable against Maker in accordance with its
terms, (iv) no consent, approval or authorization of any court, governmental
authority or other person or entity is required for the execution or delivery by
Maker of this Master Promissory Note or for the performance by Maker of its
obligations hereunder, (v) it is in compliance with all laws and regulations
applicable to it, (vi) since February 26, 2001 there has been no development or
event nor any prospective development or event that has had, or could reasonably
be expected to have, a material adverse effect on the business, condition
(financial or otherwise), operations, properties or prospects of Maker or
Maker's ability to repay the Loans (a "Material Adverse Effect") and (vii) no
Event of Default or event (a "Default") which, with the passage of time or the
giving of notice, or both, would constitute an Event of Default shall have
occurred and be continuing on such date or after giving effect to the Loan
requested to be made on such date.

         Maker shall provide Lender (i) as soon as available, but in any event
not later than 90 days after the end of each of its fiscal years, its
consolidated audited annual financial statements, provided that such financial
statements shall be provided by an accounting firm acceptable to Lender, (ii) as
soon as available, but in any event not later than 45 days after the end of each
of the first three quarterly periods of each of its fiscal years, its quarterly
financial statements and (iii) promptly upon Lender's request therefor, such
additional financial and other information as Lender from time to time may
reasonably request; all such financial statements to be complete and correct in
all material respects and to be prepared in reasonable detail and in accordance
with generally accepted accounting principles applied consistently throughout
the periods reflected therein.

         Upon the occurrence of any of the following events (each, an "Event of
Default"): (i) if Maker shall fail to pay (a) the principal amount of any Loan
when due or (b) interest on such Loan or any other amount due hereunder for 3
Business Days after such interest or other amount is due; (ii) if any
representation or warranty made by Maker herein or with respect to the
obligations of Maker evidenced hereby shall be false or misleading in any
material respect when made or deemed made; (iii) (a) if Yaskawa Electric
Corporation, a Japanese corporation ("Parent") or Maker or any of its
subsidiaries shall generally not pay its debts as such debts become due or shall
make a general assignment for the benefit of creditors, (b) if any proceeding
shall be instituted by or, unless dismissed within 60 days, against, Parent or
Maker or any of its subsidiaries seeking to adjudicate it bankrupt or insolvent
or seeking liquidation, winding up, reorganization, arrangement, adjustment,
protection, relief or composition of it or its debts under any law relating to
bankruptcy, insolvency or relief of debtors generally, or seeking the entry of
an order for relief or for the appointment of a receiver, trustee, custodian or
other similar officer for it or for any part of its assets or (c) if Parent or
Maker or any of its subsidiaries shall take any action to authorize any of the
actions set forth in preceding clauses (iii) (a) or (iii) (b); (iv) if Maker
shall fail to perform or observe any term, covenant or agreement on its part to
be performed or observed pursuant to this Promissory Note; (v) if Maker or any
of its subsidiaries shall merge or consolidate with or into any other person or
entity; (vi) if Maker or any of its subsidiaries shall convey, sell, lease,
transfer or otherwise dispose of, or create, assume or suffer to exist any lien
on, all or any material portion of its assets (in each case, whether in one
transaction or in a series of transactions) other than Permitted Liens; (vii) if
there shall occur any change in ownership or control of Maker; (viii) if Parent
or Maker or any of its subsidiaries shall (a) fail to pay any indebtedness in an
amount, individually or in the aggregate for Parent and Maker and its
subsidiaries, equal to, or in excess of, $1,000.00 (or its equivalent in other
currency) when due, whether by reason of acceleration or otherwise or (b)
default under any agreement or instrument relating to such indebtedness or any
other event shall occur and continue after any grace period applicable thereto
if the effect of such default or event is to accelerate, or permit the
acceleration of, the maturity of such indebtedness; (ix) if the Loans shall at
any time fail to rank at least pari passu with all other unsecured indebtedness
of Maker; (x) if any event of default shall have occurred and be continuing
under any security agreement or reimbursement agreement made by Maker in favor
of Lender; (xi) if one or more judgments or decrees shall be entered against
Parent or Maker or any of its subsidiaries involving in the aggregate for Parent
and Maker and its subsidiaries a liability (not paid or fully covered by
insurance) of $1,000.00 or more and all such judgments and decrees shall not
have been vacated, discharged, stayed or bonded pending appeal within 60 days
from the entry thereof or (xii) if an event shall occur with respect to Parent
or Maker or any of its subsidiaries which, in the sole judgment of Lender, could
reasonably be expected to have a Material Adverse Effect, then Lender (a) may
declare the outstanding principal amount of the Loans, together with all accrued
and unpaid interest thereon and all other amounts due hereunder (collectively,
the "Indebtedness"), to be, whereupon the Indebtedness shall become, immediately
due and payable and (b) shall have the right, without prior notice to Maker, any
such notice being expressly waived by Maker to the extent permitted by
applicable law, to set-off and appropriate and apply against the Indebtedness
any and all deposits (general or specific, time or demand, provisional or
final), in any currency, and any other credits, indebtedness or claims, in any
currency, in each case whether direct or indirect, absolute or contingent,
matured or unmatured, at any time held or owing by Lender at any branch or
agency thereof to, or for the credit or the account of, Maker; provided,
however, that upon the occurrence of any Event of Default specified in preceding
clause (iii) in respect of Parent or Maker, the Indebtedness shall automatically
become due and payable. Maker hereby agrees to provide Lender with prompt
written notice of any Default or Event of Default.

<PAGE>

                                    SCHEDULE

THIS SCHEDULE FORMS A PART OF THE MASTER PROMISSORY NOTE, DATED JUNE 15, 2001,
MADE BY SYNETICS SOLUTIONS INC. TO THE ORDER OF THE DAI-ICHI KANGYO BANK, LTD.

<TABLE>
<CAPTION>
  Date      Principal Amount                                                               Interest      Notation Made
Of Loan         of Loan         Maturity Date   Interest Rate   Principal Amount Paid     Amount Paid         By
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<S>         <C>                 <C>             <C>             <C>                       <C>            <C>
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</TABLE><PAGE>

                                                                    EXHIBIT 10.3

                             MASTER PROMISSORY NOTE
Amount: $5,000,000.00                                    Date: November 28, 2001

FOR VALUE RECEIVED, the undersigned ("Maker") hereby promises to pay to the
order of The Dai-Ichi Kangyo Bank, Ltd. ("DKB"; DKB or any other holder of this
Master Promissory Note, "Lender") at 95 Christopher Columbus Drive, Jersey City,
New Jersey 07302 the principal amount of Five Million United States Dollars
($5,000,000.00), or, if less, the outstanding principal amount of each loan made
by Lender IN ITS SOLE DISCRETION to Maker (each, a "Loan"; collectively, the
"Loans") on the maturity date therefor (each, a "Maturity Date"), in each case
as set forth on the Schedule attached hereto and made a part hereof (the
"Schedule"). Each Loan shall bear interest from (and including) the date such
Loan is made to (but excluding) its Maturity Date at the rate of interest noted
on the Schedule. Interest on each Loan shall (a) be calculated on the basis of a
360-day year for the actual number of days elapsed and (b) be due and payable on
the earliest of (i) its Maturity Date, (ii) any prepayment of such Loan to the
extent accrued on the amount so prepaid and (iii) such other date as such Loan
shall mature, whether by reason of acceleration or otherwise. It is the express
intention of Lender that in no event shall interest on any Loan exceed the
maximum rate permitted by applicable law. Lender hereby unconditionally agrees
to apply any amount of interest received by it hereunder in excess of the
maximum rate of interest permitted by applicable law to reduce the outstanding
principal amount of the Loan(s).

Maker hereby authorizes Lender to endorse on the Schedule appropriate notations
with respect to each Loan (the "Notations"), including, without limitation, (a)
the principal amount of such Loan, (b) the date such Loan is made, (c) its
Maturity Date, (d) the rate of interest applicable to such Loan and (e) any
payment or prepayment with respect to the principal amount thereof. Maker
further authorizes Lender to append to the Schedule such records with respect to
each Loan as Lender customarily maintains with respect to loans made by it (the
"Records") in lieu of making such Notations and agrees that the Records will
thereupon be deemed an integral part of this Master Promissory Note. Maker
agrees that the Notations and the Records shall constitute conclusive evidence
of the information set forth thereby absent manifest error. The failure of
Lender to make any Notations shall not affect or limit the obligations of Maker
hereunder.

Maker hereby submits to the non-exclusive jurisdiction of the courts of the
State of New York and the courts of the United States of America for the
Southern District of New York in connection with any action or proceeding
arising under, or with respect to, this Master Promissory Note. Maker hereby
waives (a) any objection it may have to the laying of venue in any such courts
or that any such action or proceeding in such courts has been brought in an
inconvenient forum, (b) any right to trial by jury in any action or proceeding
arising under, or with respect to, this Master Promissory Note and (c)
presentment, demand, protest, notice of dishonor or any other notice or action
by Lender with respect to Maker's obligations hereunder or the rights of Lender
hereunder.

Maker agrees (a) to pay, indemnify and hold Lender harmless from and against any
and all liabilities, obligations, losses, damages, penalties, actions (whether
sounding in contract, in tort or on any other ground), judgments, suits, costs,
expenses or disbursements of any kind or nature whatsoever arising out of, or
relating to, this Master Promissory Note or any action taken or omitted to be
taken by Lender with respect hereto (collectively, the "Indemnified
Liabilities"); provided, however, that Maker shall have no obligation hereunder
to Lender with respect to Indemnified Liabilities arising solely from the gross
negligence or willful misconduct of Lender and (b) to pay or reimburse Lender
for all its costs and expenses incurred in connection with the enforcement or
preservation of any rights under this Master Promissory Note (including, without
limitation, fees and disbursements of counsel to Lender).

Maker shall make all payments under this Master Promissory Note in United States
dollars and in immediately available funds and without deduction of any kind
whatsoever. If Maker shall be required by applicable law to make any deduction
from any amount payable hereunder, Maker shall promptly pay an amount equal to
the amount so deducted to Lender. If any amount payable hereunder is due on a
day which is not a Business Day (as hereinafter defined), such amount shall be
due and payable on the following Business Day and interest on such amount, if
any, shall continue to accrue during such extension. If Maker prepays any Loan,
Maker agrees to indemnify Lender for any loss, cost or expense determined by
Lender as resulting from any such prepayment (including, without limitation, any
reinvestment or liquidation loss, cost or expense). If Maker shall fail to pay
any amount owing by it hereunder when due, Maker shall pay interest on such
amount (to the fullest extent permitted by applicable law) at a rate per annum
equal to 2% over the Base Rate (as hereinafter defined) from (and including) the
date such amount was due to (but excluding) the date Lender shall receive such
amount in immediately available funds.

This Master Promissory Note is subject to the Terms and Conditions attached
hereto which include, among other things, provisions for the acceleration of
amounts due hereunder. THIS MASTER PROMISSORY NOTE CREATES NO OBLIGATION BINDING
UPON LENDER TO MAKE ANY LOAN AT ANY TIME TO MAKER AND MAKER HEREBY WAIVES ANY
RIGHT IT MAY HAVE TO ASSERT THE EXISTENCE OF ANY SUCH OBLIGATION.

THIS MASTER PROMISSORY NOTE SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED
IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK.

Legal Form of Maker: Corporation                    SYNETICS SOLUTIONS INC.

Jurisdiction of Maker's Formation: Oregon

Address of Maker: 18870 NE Riverside Parkway        By: KOKI NAKAMURA
                                                        ------------------------
                                                        Name: Koki Nakamura
                                                        Title: CEO & Chairman

                                       1
<PAGE>

                              TERMS AND CONDITIONS

As used in this Master Promissory Note, (i) "Business Day" means any day, other
than a Saturday or Sunday, on which banks in New York, New York are not required
or authorized by law to close and (ii) "Base Rate" means, as determined by
Lender, the higher of (a) the rate per annum established by Lender from time to
time as the reference rate for short-term commercial loans in United States
dollars to United States corporate borrowers (which Maker acknowledges is not
necessarily Lender's lowest lending rate of interest) and (b) the overnight cost
of funds of Lender (as determined solely by Lender) plus 1/4 of 1.0%.

Maker hereby represents and warrants on and as of the date hereof and on and as
of the date any Loan is advanced hereunder that: (i) it is duly formed, validly
existing, and in good standing under the laws of the jurisdiction of its
formation and duly qualified to conduct business in each jurisdiction where such
qualification is required, (ii) it has the requisite power and authority to
execute, deliver and perform its obligations under this Master Promissory Note
and has taken all necessary action to authorize the same, and such execution,
delivery and performance do not violate or contravene its organizational
documents or any law, regulation, agreement, writ or order applicable to, or
binding upon, it or its property, (iii) this Master Promissory Note has been
duly executed and delivered, and constitutes the legal, valid and binding
obligation of Maker enforceable against Maker in accordance with its terms, (iv)
no consent, approval or authorization of any court, governmental authority or
other person or entity is required for the execution or delivery by Maker of
this Master Promissory Note or for the performance by Maker of its obligations
hereunder, (v) it is in compliance with all laws and regulations applicable to
it, (vi) the consolidated balance sheet of Maker dated as of, and the related
statements of income, retained earnings and cash flows for the fiscal year
ended, February 26, 2001 (certified by an accounting firm acceptable to Lender)
fairly present the consolidated financial position of Maker and its consolidated
subsidiaries as of February 26, 2001 and the results of their consolidated
operations for the fiscal year then ended, all in conformity with generally
accepted accounting principles, and since February 26, 2001 there has been no
development or event nor any prospective development or event that has had, or
could reasonably be expected to have, a material adverse effect on the business,
condition (financial or otherwise), operations, properties or prospects of Maker
or Maker's ability to repay the Loans (a "Material Adverse Effect") and (vii) no
Event of Default or event (a "Default") which, with the passage of time or the
giving of notice, or both, would constitute an Event of Default shall have
occurred and be continuing on such date or after giving effect to the Loan
requested to be made on such date.

Upon the occurrence of any of the following events (each, an "Event of
Default"): (i) if Maker shall fail to pay (a) the principal amount of any Loan
when due or (b) interest on such Loan or any other amount due hereunder for 3
Business Days after such interest or other amount is due; (ii) if any
representation or warranty made by Maker herein or with respect to the
obligations of Maker evidenced hereby shall be false or misleading in any
material respect when made or deemed made; (iii) (a) if Yaskawa Electric
Corporation, a Japanese corporation ("Parent") or] Maker or any of Parent's
subsidiaries shall generally not pay its debts as such debts become due or shall
make a general assignment for the benefit of creditors, (b) if any proceeding
shall be instituted by or, unless dismissed within 60 days, against, Parent or
Maker or any of Parent's subsidiaries seeking to adjudicate it bankrupt or
insolvent or seeking liquidation, winding up, reorganization, arrangement,
adjustment, protection, relief or composition of it or its debts under any law
relating to bankruptcy, insolvency or relief of debtors generally, or seeking
the entry of an order for relief or for the appointment of a receiver, trustee,
custodian or other similar officer for it or for any part of its assets or (c)
if Parent or Maker or any of Parent's subsidiaries shall take any action to
authorize any of the actions set forth in preceding clauses (iii) (a) or (iii)
(b); (iv) if Parent or Maker or any of Parent's subsidiaries shall merge or
consolidate with or into any other person or entity; (v) if Parent or Maker or
any of its subsidiaries shall convey, sell, lease, transfer or otherwise dispose
of, or create, assume or suffer to exist any lien on, all or any material
portion of its assets (in each case, whether in one transaction or in a series
of transactions); (vi) if there shall occur any change in ownership or control
of Maker; (vii) if Parent or Maker or any of Parent's subsidiaries shall (a)
fail to pay any indebtedness in an amount, individually or in the aggregate for
Parent and Maker and Parent's subsidiaries, equal to, or in excess of, $1,000.00
(or its equivalent in other currency) when due, whether by reason of
acceleration or otherwise or (b) default under any agreement or instrument
relating to such indebtedness or any other event shall occur and continue after
any grace period applicable thereto if the effect of such default or event is to
accelerate, or permit the acceleration of, the maturity of such indebtedness;
(viii) if the Loans shall at any time fail to rank at least pari passu with all
other unsecured indebtedness of Maker; (ix) if any event of default shall have
occurred and be continuing under any security agreement or reimbursement
agreement made by Maker in favor of Lender; (x) if one or more judgments or
decrees shall be entered against Parent or Maker or any of Parent's subsidiaries
involving in the aggregate for Parent and Maker and Parent's subsidiaries a
liability (not paid or fully covered by insurance) of $1,000.00 or more and all
such judgments and decrees shall not have been vacated, discharged, stayed or
bonded pending appeal within 60 days from the entry thereof or (xi) if an event
shall occur with respect to Parent or Maker or any of Parent's subsidiaries
which, in the sole judgment of Lender, could reasonably be expected to have a
Material Adverse Effect, then Lender (a) may declare the outstanding principal
amount of the Loans, together with all accrued and unpaid interest thereon and
all other amounts due hereunder (collectively, the "Indebtedness"), to be,
whereupon the Indebtedness shall become, immediately due and payable and (b)
shall have the right, without prior notice to Maker, any such notice being
expressly waived by Maker to the extent permitted by applicable law, to set-off
and appropriate and apply against the Indebtedness any and all deposits (general
or specific, time or demand, provisional or final), in any currency, and any
other credits, indebtedness or claims, in any currency, in each case whether
direct or indirect, absolute or contingent, matured or unmatured, at any time
held or owing by Lender at any branch or agency thereof to, or for the credit or
the account of, Maker; provided, however, that upon the occurrence of any Event
of Default specified in preceding clause (iii) in respect of Parent or Maker,
the Indebtedness shall automatically become due and payable. Maker hereby agrees
to provide Lender with prompt written notice of any Default or Event of Default.

This Master Promissory Note shall be binding upon and inure to the benefit of
Maker and Lender, all future holders of this Master Promissory Note and their
respective successors and assigns except that Maker may not assign, transfer or
delegate any of its rights or obligations hereunder without the prior written
consent of Lender. Notwithstanding anything to the contrary herein, DKB may
assign all of its rights and obligations hereunder to an entity that is
wholly-owned, directly or indirectly, by Mizuho Holdings, Inc. Upon such
assignment, the assignee shall be a party hereto and be bound by the provisions
hereof and shall have the rights and obligations of DKB hereunder, and DKB shall
cease to be party hereto and to be bound hereby and shall relinquish its rights
and be released from its obligations hereunder.

                                       2
<PAGE>

                                    SCHEDULE

THIS SCHEDULE FORMS A PART OF THE MASTER PROMISSORY NOTE, DATED NOVEMBER 28,
2001, MADE BY SYNETICS SOLUTIONS INC. TO THE ORDER OF THE DAI-ICHI KANGYO BANK,
LTD.

<TABLE>
<CAPTION>
  Date      Principal Amount                                                               Interest      Notation Made
Of Loan         of Loan         Maturity Date   Interest Rate   Principal Amount Paid     Amount Paid         By
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<S>         <C>                 <C>             <C>             <C>                       <C>            <C>
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</TABLE>

                                       3

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