Document:

exv10w15

 

Exhibit 10.15

EXHIBIT D TO THE RESTRICTED STOCK UNIT AWARD GRANT NOTICE

TERMS AND CONDITIONS

ADDENDUM FOR EMPLOYEES IN FRANCE

May 2008

     Pursuant to the Restricted Stock Unit Award Grant Notice to which this addendum is attached
(the “Grant Notice”), Allergan, Inc. (the “Company”) granted to the participant specified on the
Grant Notice (“Participant”) an award of restricted stock units (the “Restricted Stock Units”)
under the Allergan, Inc. 2008 Incentive Award Plan (the “Plan”), subject to a general set of terms
and conditions attached as “Exhibit A” to the Grant Notice (the “Terms”), the terms and conditions
of the Grant Notice and the Plan, and the terms and conditions set forth in this addendum. The
provisions of this addendum form an integral part of the Terms. The provisions of the Plan, the
Grant Notice and the Terms that do not contradict the provisions of this addendum shall remain
applicable.

     Capitalized terms not specifically defined herein shall have the meanings specified in the
Plan or, if not defined therein, the Terms.

	1.	 	Permanent and Total Disability. For the purposes of Section 2.3 of the Terms, “permanent and
total disability” means disability of the second or third category, as determined in
accordance with Article L 341-1 of the French Social Security Code.
	 
	2.	 	Vesting. Notwithstanding anything to the contrary in the Plan, the Grant Notice or the
Terms, in no event shall any Restricted Stock Units vest prior to the first day of the second
calendar year following the Date of Grant specified on the Grant Notice.
	 
	3.	 	Delivery of Shares. Notwithstanding anything to the contrary in Section 2.4 of the Terms, in
no event shall any shares of Stock underlying the Restricted Stock Units be distributed to
Participant (or in the event of Participant’s death, to his or her estate) prior to the second
anniversary of the Date of Grant specified on the Grant Notice (the “Delivery Date”).
	 
	4.	 	Holding Period. Participant shall not sell, pledge, assign or transfer any shares of Stock
acquired pursuant to the Restricted Stock Units prior to the earlier of (i) the second
anniversary of the Delivery Date or (ii) Participant’s death or disability of second or third
category, as determined in accordance with Article L 341-1 of the French Social Security Code
(hereafter the “Holding Period”).
	 
	5.	 	Indemnification. By accepting shares of Stock issued pursuant to the Restricted Stock Units,
Participant agrees that, in the event that Participant does not comply with the holding period
requirements set forth in Section 4, Participant shall be liable for all consequences to the
Company and its Subsidiaries resulting from such breach and undertakes to indemnify the
Company and its Subsidiaries with respect to all amounts payable by the Company and its
Subsidiaries in connection with such breach. More generally, by accepting shares of Stock
issued pursuant to the Restricted Stock Units, Participant agrees to indemnify and keep
indemnified the Company and its Subsidiaries from and against any liability for, and
obligation to pay, any tax and social charges incurred by the Company and its Subsidiaries.

 

 

	6.	 	Trading Windows. Participant shall not sell, pledge, assign or transfer any shares of Stock
acquired pursuant to Restricted Stock Units (i) during the ten trading sessions preceding and
following the date on which the consolidated accounts or annual accounts of the Company are
first released to the public, and (ii) during a period (x) starting from the date on which
the Board of Directors of the Company or any committee thereof becomes aware of any
information which, if published, could significantly affect the Company’s market price and
(y) ending at the close of the tenth trading session following the publication of such
information.

	7.	 	Acquired Rights.

	 	•	 	The grant of the Restricted Stock Units to Participant was wholly at the discretion
of the Administrator and neither Participant’s receipt of the Restricted Stock Units
nor any other restricted stock units or other award imposes any obligation on the
Administrator or the Company to grant Participant any additional awards under the Plan
in the future.
	 
	 	•	 	The value or benefits derived from the Restricted Stock Units shall not be taken
into account in computing the amount of Participant’s salary or other compensation for
the purposes of determining any pension, retirement or other benefits.
	 
	 	•	 	No account shall be taken of actual or further grants of restricted stock units or
other awards under the Plan for the purposes of any redundancy payments or for the
purposes of any claim for compensation resulting from loss of employment in any way
whatsoever.
	 
	 	•	 	Nothing in the Plan or in any document of any type executed pursuant to the Plan or
relating to the Restricted Stock Units shall confer upon Participant any right to
continue in the employ or service of the Company, or shall affect the right of the
Company to terminate the employment or service of Participant at any time for any or no
reason or shall impose upon the Company any liability for any forfeiture, lapse or
termination of the Restricted Stock Units that may result from any such termination.

	8.	 	Currency. All calculations under the Plan shall be prepared based on U.S. dollars. Amounts
denominated in any currency other than U.S. dollars shall be converted into U.S. dollars on
the basis of the Exchange Rate in effect on the relevant date. The “Exchange Rate” shall be
the rate at which the relevant currency is converted into U.S. Dollars, as reported on the
relevant date in The Wall Street Journal (or such other reliable source as may be selected
from time to time by the Administrator in its discretion).

	9.	 	Other Terms. The provisions of this Terms and Conditions Addendum for Employees in France
shall supersede any provisions to the contrary in the Grant Notice, the Terms or the Plan._

FIRST
AMENDMENT TO 

CREDIT AGREEMENT

            This First
Amendment to Credit Agreement (the “Amendment”), dated as of March 20,
2008 (the “Effective Date”), is by and among Associated Estates Realty
Corporation (the “Borrower”), National City Bank and the other banks and
financial institutions whose signatures appear below (collectively, the “Lenders”)
and National City Bank, not individually but as administrative agent for the
Lenders (the “Administrative Agent”).

RECITALS

 A.                
Borrower, Administrative Agent, and certain of the Lenders are parties
to that certain Credit Agreement dated as of April 24, 2007 (the “Credit
Agreement”), pursuant to which such Lenders made available to Borrower an
unsecured revolving credit facility with an Aggregate Commitment of $100,000,000. 
All capitalized terms used in this Amendment and not otherwise defined herein
shall have the meanings given to such terms in the Credit Agreement.

B.                
Borrower and the Lenders wish to amend the Credit Agreement to increase
the Aggregate Commitment to $150,000,000 by adding new Lenders and increasing
the Commitments of certain of the existing Lenders, to extend the Facility
Termination Date thereunder and to modify certain other terms, covenants, and
provisions in the Credit Agreement, all as set forth herein.

            NOW, THEREFORE, in consideration of the
foregoing recitals and for other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, the parties hereto agree as
follows:

AGREEMENTS

1.                 
Incorporation. The foregoing Recitals to this Amendment are
hereby incorporated and made part of this Amendment.

2.                 
Effectiveness. This Amendment shall be effective from
and after the Effective Date shown above, which is the date on which each of
the parties hereto has executed and delivered to the Administrative Agent a
counterpart of this Amendment.

3.                 
New and Increased Commitments. From and after the Effective Date
(i) US Bank, National Association shall be considered a “Lender” under the
Credit Agreement and the Loan Documents and each shall have a Commitment in the
amount shown next to its signature on the signature pages of this Amendment,
and (ii) National City Bank, Wells Fargo Bank, N.A., Raymond James Bank,
FSB, and The Huntington National Bank shall each be deemed to have increased
its Commitment to the increased amount shown next to its signature on the
signature pages of this Amendment.  For purposes of Section 14.1 of the Credit
Agreement (Notices), the address(es) and facsimile number(s) for each such new
Lender shall be as specified below its signature on the signature pages of this
Amendment. The Borrower shall, on or
before the Effective Date, execute and deliver to the Administrative Agent on
behalf of each such new Lender a Note to evidence the Loans to be made by such
Lender.

4.                 
Changes to Defined Terms.  From and after the Effective Date, the
following definitions in Article I of the Credit Agreement are amended as
follows:

a.                  
The definition of  “Aggregate Commitment” is
deleted in its entirety and shall be replaced by the following: 

                                               “Aggregate Commitment” means, as of any date, the
aggregate of the then-current Commitments of all the Lenders, which is, as of
the Effective Date of the First Amendment to this Agreement, $150,000,000.

b.                 
The definition of  “Capitalization Rate” shall be amended by modifying
clause (i) thereof to read “seven and one quarter percent (7.25%).”

c.                  
The definition of “Facility Termination Date” is deleted in its entirety
and shall be replaced by the following: 

                        “Facility Termination Date” shall mean March 20, 2011,
which shall be the third (3rd ) anniversary of the Effective Date of the First
Amendment to this Agreement, or if such day is not a Business Day the last
Business Day immediately preceding such day.

d.                    The definition of “Total Asset Value” is deleted in its
entirety and shall be replaced with the following:

     “Total Asset Value” means, as of
any date, (i) the Net Operating Income for the most recent four (4)
consecutive fiscal quarters of the Borrower for which financial results have
been reported attributable to Projects then owned or leased by Borrower or any
other member of the Consolidated Group (excluding 100% of the Net Operating
Income attributable to any such Projects which have not been owned or leased by
any combination of Borrower, other members of the Consolidated Group or
Investment Affiliates for at least eight (8) full fiscal quarters as of the end
of the most recent fiscal quarter for which financial results have been
reported, other than Net Operating Income from Overlimit Projects (as defined
below) then owned or leased by Borrower or any other member of the Consolidated
Group which Net Operating Income will be included in this clause (i)) divided
by the Capitalization Rate, plus (ii) 100% of cost for any such Projects first
acquired or leased during such eight (8) fiscal quarter period (including the
amount of any assumed Indebtedness secured thereby) which are not Overlimit
Projects, plus (iii) the Consolidated Group Pro Rata
Share of Net Operating Income for the most recent four (4) consecutive
fiscal quarters of the Borrower for which financial results have been reported attributable to Projects then owned or leased by an
Investment Affiliate (excluding Net Operating Income attributable to any such
Projects which have not been so owned or leased for eight (8) fiscal quarters as of the end of such most recent fiscal
quarter for which financial results have been reported, other than Net
Operating Income from Overlimit Projects (as defined below) then owned or
leased by an Investment Affiliate which Net Operating Income will be included
in this clause (iii)) divided by the Capitalization Rate, plus (iv) the
Consolidated Group Pro Rata Share of 100% of cost for any such Projects
first acquired or leased by an Investment Affiliate during such eight (8)
fiscal quarter period (including the amount of any assumed Indebtedness secured
thereby); plus (v) cash and Cash Equivalents owned by
Borrower or any other member of the Consolidated Group as of the end of the
most recent fiscal quarter for which financial results have been reported, plus
(vi) the Consolidated Group Pro Rata Share of all cash and Cash Equivalents
owned by Investment Affiliates as of the end of the most recent fiscal quarter
financial results have been reported plus (vii) Real Property Under Development
and Undeveloped Land of the Consolidated Group, valued at cost, plus (viii) the
Consolidated Group Pro Rata Share of any Real Property Under Development and
Undeveloped Land of Investment Affiliates, valued at cost, plus (ix) First Mortgage
Receivables owned by the Consolidated Group, valued in accordance with GAAP,
plus (x) the Consolidated Group Pro Rata Share of First Mortgage Receivables
owned by any Investment Affiliates, valued in accordance with GAAP.  As
used herein, the term “Overlimit Projects” shall mean, if at any time the
aggregate amount contributed to Total Asset Value under clauses (ii) and (iv)
of this definition on account of acquired Projects owned or leased for more
than four (4) quarters but less than nine (9) quarters would exceed twenty
percent (20%) of Total Asset Value, a sufficient number of such Project(s)
which would otherwise be valued at cost under such clauses (ii) or (iv), which
the Company shall designate to instead be valued in accordance with clauses (i)
or (iii), so that the aggregate value of the remaining Projects owned or leased
for more than four (4) quarters but less than nine (9) quarters which are
included at cost under clauses (ii) and (iv) of this definition do not exceed
twenty percent (20%) of Total Asset Value. 

e.                 
 The definition of “Unencumbered Real Property Value” is deleted in its
entirety and shall be replaced by the following:

                                              “Unencumbered Real Property Value” shall mean,
as of any date, (i) Unencumbered Real Property Adjusted NOI divided by the
Capitalization Rate applicable thereto, plus (ii) the cost of all Qualifying
Unencumbered Projects then owned by Borrower or a Subsidiary Guarantor which
have not been owned by any combination of Borrower, other members of the
Consolidated Group or Investment Affiliates for eight (8) consecutive full
fiscal quarters as of the end of the most recent fiscal quarter of Borrower for
which financial results have been reported other than Overlimit Unencumbered
Projects, with the cost of each such Qualifying Unencumbered Project being the
amount capitalized as “real estate” on Borrower’s balance sheet plus any
portion of the acquisition cost required to be allocated as an intangible asset
by GAAP.  As used herein, the term “Overlimit Unencumbered Projects” shall
mean, if at any time the aggregate amount contributed to Unencumbered Real
Property Value under clause (i) of this definition for acquired Qualifying
Unencumbered Projects owned or leased for more than four (4) quarters but less
than nine (9) quarters would exceed twenty percent (20%) of Unencumbered Real
Property Value, a sufficient number of such Project(s) which would otherwise be
valued at cost under such clause (ii), which the Company shall designate to
instead be valued in accordance with clause (i), so that the aggregate value of
the remaining Qualifying Unencumbered Projects owned or leased for more than
four (4) quarters but less than nine (9) quarters which are included at cost
under clause (ii) of this definition does not exceed twenty percent (20%) of
Unencumbered Real Property Value. [

f.                   The definition of “Unencumbered Real Property Adjusted NOI”
is deleted in its entirety and shall be replaced by the following:

                                             
 “Unencumbered Real Property Adjusted NOI” shall mean, as of any date,  the Net
Operating Income for the most recent four (4) consecutive fiscal quarters of
Borrower for which financial results have been reported attributable to
Qualifying Unencumbered Projects then owned or leased by Borrower or a
Subsidiary Guarantor (excluding Net Operating Income attributable to any such
Qualifying Unencumbered Projects which have not been owned or leased by any
combination of Borrower, other members of the Consolidated Group or Investment
Affiliates for eight (8) full fiscal quarters as of the end of the most recent
fiscal quarter of Borrower for which financial results have been reported other
than Net Operating Income from Overlimit Unencumbered Projects then owned or
leased by Borrower or a Subsidiary Guarantor which shall be included in this definition),
less (i) management fees equal to 2.5% of the aggregate gross revenues
attributable to such Qualifying Unencumbered Projects for such period, and less
(ii) a capital expenditure reserve equal to $150 per unit for such Qualifying
Unencumbered Projects.  

5.                 
Other Changes to Credit Agreement.  From and after the Effective
Date, the following sections in the Credit Agreement shall be modified as
follows:

         a.                  In Section 2.5 the words “(the “Fee Letter”)” shall be
replaced by the words “and pursuant to the Borrower’s letter agreement with the
Administrative Agent dated as of February 13, 2008 (collectively, the “Fee
Letter”).”

        b.                   The text of Section 7.20(b) shall be deleted in its entirety and
replaced with the following:  “The ratio of Consolidated Adjusted EBITDA to
Consolidated Fixed Charges to be less than 1.35:1 as of the end of any fiscal
quarter.”

        c.                  
The text of Section 7.20(c) shall be deleted in its entirety and
replaced with the following:  “The ratio of Consolidated Unsecured Indebtedness
to Unencumbered Real Property Value to be greater than 0.65:1 as of the end of
any fiscal quarter.”

       d.                    In Section 7.20(d) the ratio “2.40:1” shall be replaced with
“2.00:1.”

       e.                  
A new subsection (e) shall be added at the end of Section 7.20
and shall read as follows: 

            

                             “(e) The percentage of the total residential units in the
Qualifying Unencumbered Projects that are physically occupied by tenants under
third party occupancy leases to be less than 85% as of any date, provided
however that, if and to the extent that the total percentage of residential
units in the Qualifying Unencumbered Projects that are physically occupied by
tenants under third party occupancy leases falls below the 85% threshold at any
time, Borrower may, within thirty (30) days from such date, either (i) add an
Eligible Unencumbered Project (in accordance with Section 3.1 of the
Credit Agreement), (ii)  replace a Qualifying Unencumbered Project, or (iii)
remove a Qualifying Unencumbered Project (in accordance with Section 3.3
of the Credit Agreement) in order to comply with such 85% minimum threshold.”

   
f.                         The following sentence shall be added at the end of Section
9.2:

                               
 “Notwithstanding anything to the contrary in this Section 9.2, no such
supplemental agreement or waiver shall modify Section 7.12 or the
definition of Change in Control or delete or modify the reference to Section
7.12 which is contained in Section 8.3 without the consent of
Lenders in the aggregate having at least 75% of the Aggregate Commitment, or if
the Aggregate Commitment has been terminated, Lenders in the aggregate holding
at least 75% of the aggregate unpaid principal amount of the outstanding
Advances.” 

6.                 
Representations and Warranties.  Borrower hereby represents and
warrants to Lenders and the Administrative Agent that as of the Effective Date:

         a.                  
no Default or Unmatured Default exists under the Credit Agreement or the
other Loan Documents or will exist after giving effect to the terms of this
Amendment;

         b.                 
the representations and warranties contained in Article VI of the Credit
Agreement are true and correct;

        c.                  
the Credit Agreement and the other Loan Documents are in full force and
effect and it has no defenses or offsets to, or claims or counterclaims
relating to, the obligations under the Credit Agreement or any of the other
Loan Documents;

        d.                 
other than changes which have been previously provided to and approved
by the Administrative Agent, no changes have been made to its organizational
documents since the Agreement Execution Date; and 

        e.                  
it has full power and authority to execute this Amendment.  

7.                
Reimbursement to Administrative Agent.  The Borrower agrees to
reimburse the Administrative Agent for all reasonable out-of-pocket expenses
(including, but not limited to fees relating to legal, consulting, or auditing
expenses) incurred in connection with the preparation, negotiation, and
consummation of this Amendment. 

8.                 
References to Credit Agreement; Inconsistency.  All references in
the Loan Documents to the Credit Agreement henceforth shall be deemed to refer
to the Credit Agreement as amended by this Amendment.  In the event of a
conflict or inconsistency between the provisions of the Loan Documents and the
provisions of this Amendment, the provisions of this Amendment shall govern.

9.                 
Continuing Force and Effect of Credit Agreement and Loan Documents. 
The provisions of the Credit Agreement and other Loan Documents are in full
force and effect, except as amended herein, and the Loan Documents as so
amended are hereby ratified and reaffirmed by Borrower.  Nothing contained in
this Amendment shall be construed to disturb, discharge, cancel, impair or
extinguish the indebtedness evidenced by the existing Notes and the other Loan
Documents.

          10.                 Counterparts.  This Amendment may be executed in any
number of counterparts, all of which taken together shall constitute one
agreement, and any of the parties hereto may execute this Amendment by signing
any such counterpart.  This Amendment shall be construed in accordance with the
internal laws (and not the law of conflicts) of the State of Ohio, but giving
effect to federal laws applicable to national banks.  

              IN
WITNESS WHEREOF, Borrower, Lenders and the Administrative Agent have executed
this Agreement as of the date first above written.

ASSOCIATED
ESTATES REALTY CORPORATION, 

an Ohio
corporation

            By:  /s/
Martin A. Fishman                               

            Name: Martin
A. Fishman                               

            Title:    Vice
President                                       

1 AEC
Parkway

Richmond
Heights, Ohio  44143

Attention: 
Chief Financial Officer & Legal Department

Phone: 
216-261-3902

Facsimile: 
216-797-8779

With a
copy to:

Greenberg Traurig, LLP

77 West Wacker Drive

Chicago, Illinois  60601

Attention:  Michael T. Fishman

Phone:  312- 476-5075

Fax:  312-456-8435

   The undersigned, being all of the Subsidiary Guarantors
under the Credit Agreement, hereby consent to and approve of the foregoing
Amendment and agree that their obligations under the Subsidiary Guaranty shall
continue in full force and effect with respect to the Loan, as increased and
modified by the foregoing Amendment:

AERC COUNTRY PLACE, LLC

By:    AERC Country, Inc.

         Its Managing Member

 

By:   /s/ Martin
A. Fishman              

Name:  Martin A. Fishman

Title:  Vice President

 

AERC COURTNEY CHASE, LLC

By:    Associated Estates Realty
Corporation

         

By:  /s/ Martin A.
Fishman                  

Name: Martin A. Fishman 

Title:  Vice President 

 

AERC
MORGAN PLACE, INC.

By:  /s/ Martin A.
Fishman                       

Name: Martin A. Fishman

Title:  Vice President

BUCKHEAD AERC, LLC

By: Associated Estates Realty Corporation 

By:  /s/ Martin A.
Fishman                      

Name:  Martin A. Fishman

Title:  Vice President

                                                                                    AERC-REMINGTON
PLACE, INC.

By:  /s/ Martin A.
Fishman                         

Name:  Martin A. Fishman

Title:  Vice President

 

                                                                                    SANDLER
at ALTA LAGO, L.L.C.

By:  Associated Estates Realty Corporation

By:  /s/ Martin A.
Fishman                      

Name:  Martin A. Fishman

Title:  Vice President

AERC WILLIAMSBURG, INC.

By:                                                                   

Name:  Martin A. Fishman

Title:  Vice President

AERC ARROWHEAD STATION, INC.

By:  /s/ Martin A.
Fishman                           

Name:  Martin A. Fishman

Title:  Vice President

AERC BAY CLUB, INC.

By:  /s/ Martin A.
Fishman                             

Name:  Martin A. Fishman

Title:  Vice President

AERC BEDFORD COMMONS, INC.

By:   /s/ Martin
A. Fishman                               

Name:  Martin A. Fishman

Title:  Vice President

 

AERC STEEPLECHASE, LLC

 

By:    AERC Shiloh Member, Inc.

         Its Managing Member

By:  /s/ Martin A.
Fishman                               

Name:  Martin A. Fishman

Title:  Vice President

 

AERC WESTCHESTER, INC.

By:  /s/ Martin A.
Fishman                           

Name:  Martin A. Fishman

Title:  Vice President

 

ASPEN LAKES - AERC, INC.

By:  /s/ Martin A.
Fishman                            

Name:  Martin A. Fishman

Title:  Vice President

 

AERC LANDINGS AT PRESERVE, LLC

By:    AERC Landings, Inc.

         Its Managing Member

By:   /s/ Martin
A. Fishman                            

Name:  Martin A. Fishman

Title:  Vice President

AERC BENNELL, INC.

By:  /s/ Martin A.
Fishman                             

Name:  Martin A. Fishman

Title:  Vice President

 

AERC LAKE FOREST, INC.

By:  /s/ Martin A.
Fishman                             

|Name:  Martin A. Fishman

Title:  Vice President

COMMITMENT:                                            NATIONAL
CITY BANK, 

$38,500,000                                                    Individually
and as Administrative Agent

            By:  /s/
Martin D. Rodriguez                          

            Name:
Martin D. Rodriguez                         

            Title:    Senior
Vice President                       

                                    National
City Bank

                        Investment
Real Estate

                        One
Chagrin Highlands

                        2000
Auburn Drive, Suite 400

                        Beachwood,
Ohio  44122-4327

                        Attention: 
Martin D. Rodriguez

                        Phone: 
216-488-9123

                        Facsimile: 
216-488-3160

COMMITMENT:                                            WELLS
FARGO BANK, N.A., 

$38,500,000                                                    Individually
and as Documentation Agent

 

            By: /s/
A. Geraldi
Perry                                 

            Name:  A.
Geraldi Perry                              

            Title:  Assistant
Vice President                    

                                    200
Public Square

                        Suite
3200

                        Cleveland,
OH  44114

                        Attention: 
Toni G. Perry

                        Phone: 
216-344-6946

                        Facsimile: 
216-344-6971

COMMITMENT:                                            RAYMOND
JAMES BANK, FSB

$25,000,000

 

            By:  /s/
James M. Armstrong                           

            Name:  James
M. Armstrong                           

            Title:      Vice
President                                     

                                    710
Carillon Parkway

                        St.
Petersburg, FL  33716

                        Attention: 
James M. Armstrong

                         Phone: 
727-567-7919

                         Facsimile: 
727-567-8830

COMMITMENT:                                            THE
HUNTINGTON NATIONAL BANK

$24,000,000

 

            By:  /s/
Stephen D. Bobonich               

            Name:
Stephen D. Bobonich                    

            Title:    Vice
President                                  

                                    925
Euclid Avenue

                        Suite 1990, CM17

                        Cleveland,
OH  44115

                        Attention: 
Stephen D. Bobonich

                        Phone:
216-515-6235

                        Facsimile:
216-515-6251

                                                                                                                                                                                    

COMMITMENT:                                            U.S.
BANK NATIONAL ASSOCIATION

$24,000,000                                                    

 

            By:  /s/
Leonard Olsavsky                          

            Name:
Leonard Olsavsky                          

            Title:   
Vice
President                                

            U.S.
Bank National Association

            Commercial
Real Estate, Mid-East Region

            1350
Euclid Avenue

             Suite
1100, Mail Code CN-OH-RN11

             Cleveland,
Ohio 44115

             Attention: 
Leonard Olsavsky

             Phone:
216-623-9212

             Facsimile:
216-241-0164

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