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                           LOAN AND SECURITY AGREEMENT
                           ---------------------------

THIS LOAN AND SECURITY AGREEMENT (this "Agreement"), made and entered into as of
the  15th  day  of  April,  2003,  by  and between MVP 3, LP, a Delaware limited
partnership  ("Borrower"),  FIFTH  THIRD  BANK,  FLORIDA,  a  Florida  banking
corporation  ("Fifth  Third"),  NEOGENOMICS,  INC.,  a  Florida  corporation
("Corporate  Guarantor"), JOHN ELLIOTT, an individual residing at 2709 Buckthorn
Way,  Naples,  FL  34105  ("Elliott"),  LARRY KUHNERT (also known as Lawrence R.
Kuhnert),  an individual residing at 5120 Timberview Terrace, Orlando, FL  32819
("Kuhnert"),  and  STEVEN JONES, an individual residing at 1740 Persimmon Drive,
Naples, FL  34109 ("Jones", and collectively, jointly and severally with Kuhnert
and  Elliott,  referred  to  as  "Individual  Guarantors").

                                    RECITALS
                                    --------

     A.     Individual Guarantors are the sole limited partners of Borrower, and
the sole members of Borrower's general partner, Medical Venture Partners, LLC, a
Delaware  limited liability company, and both Individual Guarantors and Borrower
have  ownership  interests  in  Corporate Guarantor by virtue of their ownership
interests  in  NeoGenomics,  Inc., a Nevada corporation ("Parent"), which is the
parent  and  sole shareholder of Corporate Guarantor.  Individual Guarantors and
Corporate  Guarantor  are  sometimes  referred  to herein jointly, severally and
collectively  as  the  "Guarantors".

     B.     Borrower  desires to lend money to Corporate Guarantor to be used by
Corporate Guarantor for general working capital purposes, and has requested that
Fifth Third provide  it with certain loan facilities, the proceeds of which will
be  used  solely  to  lend  to  Corporate Guarantor and to provide Borrower with
          ------
working  capital  (but  not  to  exceed  Two  Hundred  Fifty  Thousand  Dollars
($250,000.00)  for  such  purpose).

     C.     Corporate  Guarantor  will  receive  a direct benefit from the loans
made  to  Borrower by Fifth Third as described in this Agreement, inasmuch as it
is  the  ultimate  recipient  of  such  loan  proceeds.

D.     Individual  Guarantors  will  receive  both a direct and indirect benefit
from  the  loans made to Borrower by Fifth Third as described in this Agreement,
inasmuch  as  they  would  otherwise  be required to personally provide all such
funds  to  Borrower and they also will receive stock, ownership rights and other
benefits  from  both  Parent  and  Corporate  Guarantor.

E.     Fifth  Third  is  willing to make the loans to Borrower described in this
Agreement  upon  and  subject  to  the  terms  and  conditions set forth herein.

                                   PROVISIONS
                                   ----------

     NOW,  THEREFORE,  for  and  in  consideration  of  the  agreements  herein
contained,  the  parties  hereby  agree  as  follows:

     l.     INCORPORATION  OF  RECITALS.  The Recitals portion of this Agreement
            ---------------------------
is  hereby  incorporated by this reference as though it were fully set forth and
rewritten  herein,  and  the  affirmative  statements therein contained shall be
deemed  to  be  representations of Borrower, Corporate Guarantor and Individuals
Guarantors  to  Fifth  Third  which  are  hereby  ratified  and  confirmed.

2.     LOAN FACILITIES.  Fifth Third hereby agrees to lend to Borrower (a) up to
       ---------------
the  maximum  sum  of  Seven  Hundred  Fifty  Thousand  Dollars  ($750,000.00)
(hereinafter  referred  to as the "Revolving Line of Credit"), and (b) up to the
maximum  sum  of Seven Hundred Fifty Thousand Dollars ($750,000.00) (hereinafter
referred  to  as  the  "Draw Loan", and, collectively with the Revolving Line of
Credit,  referred to as the "Loans"), on and subject to the terms and conditions
hereinafter  set  forth.  As  used  in this Agreement, the term "Liabilities" or
"Liability"  shall  mean the Loans and any and all other indebtedness, advances,
obligations,  covenants,  undertakings and liabilities of Borrower and Corporate
Guarantor  (including  amendments,  restatements,  modifications, extensions and
renewals  thereof)  to Fifth Third or any affiliate of Fifth Third Bancorp under
all  documents  now or hereafter executed by Borrower and/or Corporate Guarantor
in favor of (or acquired by) Fifth Third or any affiliate of Fifth Third Bancorp
(the  "Loan  Documents") or however created, direct or indirect, now existing or
hereafter arising, due or to become due, absolute or contingent, participated in
whole  or  in part, whether evidenced or created by promissory notes, agreements
or  otherwise,  in  any  manner  acquired  by  or accruing to Fifth Third or any
affiliate of Fifth Third Bancorp, whether by agreement, assignment or otherwise,
as  well  as any and all obligations of Borrower or Guarantors to Fifth Third or
any  affiliate of Fifth Third Bancorp, whether absolute, contingent or otherwise
and  howsoever  and  whensoever  (whether  now or hereafter) created, including,
without limitation, (a) those created, arising, evidenced or acquired (including
all  renewals, extensions and modifications thereof and substitutions therefor),
under or in connection with (i) any and all Rate Management Agreements, and (ii)
any  and all cancellations, buy-backs, reversals, terminations or assignments of
any  Rate  Management Agreement, (b) obligations of another or others guaranteed
or  endorsed  by  Borrower, and (c) whether or not presently contemplated by the
parties  on  the  date  hereof, including all costs and expenses incurred in the
collection  of  such  indebtedness or the loan referred to herein, taxes levied,
insurance  and  repairs  to or for the maintenance of the Collateral hereinafter
described.  As  used  herein,  "Rate  Management  Agreement"  shall  mean  any
agreement,  device  or  arrangement  providing for payments which are related to
fluctuations of interest rates, exchange rates, forward rates, or equity prices,
including,  but  not  limited  to, dollar-denominated or cross-currency interest
rate  exchange  agreements,  forward currency exchange agreements, interest rate
cap  or  collar  protection  agreements,  forward rate currency or interest rate
options,  puts  and  warrants, and any agreement pertaining to equity derivative
transactions (e.g., equity or equity index swaps, options, caps, floors, collars
and  forwards),  including  without limitation any ISDA Master Agreement between
Borrower  or  any  Guarantor  and  Fifth  Third  or any affiliate of Fifth Third
Bancorp,  and  any  schedules,  confirmations and documents and other confirming
evidence between the parties confirming transactions thereunder, all whether now
existing  or  hereafter  arising,  and  in  each  case  as  amended, modified or
supplemented  from  time to time.  As used in this Agreement, an "Advance" shall
mean  a sum advanced by Fifth Third from time to time under either the Revolving
Line  of  Credit  or  the  Draw  Loan,  and  "Advances" shall mean all such sums
collectively.  As  used in this Agreement, "Availability" shall mean the maximum
amount  permitted  to  be  drawn  by Borrower under the Draw Loan based upon the
value  of  collateral  granted  by  the  Individual  Guarantors  to  secure such
Advances,  as  described  in paragraph 11(c) of this Agreement and the Draw Note
(as  defined  in  paragraph 2 of this Agreement).  "Initial Availability" is One
Hundred  Twenty-Five  Thousand Dollars ($125,000.00), based upon delivery of One
Thousand  One  Hundred  Sixty  (1,160) shares of stock of Lenawee Bancorp, Inc.,
plus Eleven Thousand Three Hundred Twenty Dollars ($11,320.00) in cash delivered
to  Fifth  Third  by  Kuhnert.

     3.     TERMS  OF  LOANS.  The  specific provisions of the Revolving Line of
            ----------------
Credit,  including, but not limited to, the rate of interest, term, late charge,
prepayment  rights, borrowing base limitations and default rate of interest, are
contained  in  that  certain  "Revolving Line of Credit Promissory Note" of even
date  herewith  from Borrower to Fifth Third (the "Line of Credit Note"), in the
form  attached  hereto  as  Exhibit  A,  as  the  same may be amended, restated,
                            ----------
modified,  extended  and/or replaced from time to time.  The specific provisions
of  the  Draw  Loan,  including, but not limited to, the rate of interest, term,
late  charge,  prepayment  rights,  conditions  for  draws  and  default rate of
interest,  are  contained in that certain "Draw Note" of even date herewith from
Borrower  to  Fifth  Third  (the  "Draw  Note"),  in the form attached hereto as
Exhibit  B,  as  the  same  may  be amended, restated, modified, extended and/or
      ----
replaced  from  time  to  time.  The  Line  of Credit Note and the Draw Note are
sometimes  collectively  referred  to  herein  as  the  "Notes".

     4.     EVIDENCE OF INDEBTEDNESS AND SECURITY INTEREST.  The Loans described
            ----------------------------------------------
in paragraph 2 hereof shall be evidenced by the Line of Credit Note and the Draw
Note,  as described in paragraph 3 hereof, each executed by Borrower in favor of
Fifth  Third  (collectively,  the  "Notes").  The  Notes  shall  be  secured by:

     (a)     Security  Agreement  executed  by  Borrower in favor of Fifth Third
dated  of  even  date  herewith, as the same may be amended, modified, restated,
replaced  and  extended  from  time  to time, encumbering all business assets of
Borrower,  to  be  delivered  to  Fifth  Third  concurrent  with this Agreement;

     (b)     Security  Agreement  executed  by  Corporate  Guarantor in favor of
Fifth  Third  dated of even date herewith, as the same may be amended, modified,
restated,  replaced  and  extended  from  time to time, encumbering all business
assets  of  Corporate  Guarantor, to be delivered to Fifth Third concurrent with
this  Agreement;

     (c)     Guaranty executed by each of the Guarantors in favor of Fifth Third
dated  of  even  date  herewith, as the same may be amended, modified, restated,
replaced  and  extended  from  time  to  time,  to  be  delivered to Fifth Third
concurrent  with  this  Agreement;

     (d)     Collateral  Assignment  of  Loan Documents executed by Borrower and
Corporate  Guarantor in favor of Fifth Third dated of even date herewith, as the
same  may  be  amended,  modified,  restated, replaced and extended from time to
time,  to  be  delivered  to  Fifth  Third  concurrent  with  this  Agreement;

     (e)     certain key-man life insurance policies required in accordance with
paragraph 11(d) of this Agreement and in the Draw Note, together with Collateral
Assignments  of  the  same  in  the  form  attached  hereto  as  Exhibit  C  and
                                                                 ----------
incorporated  by  reference  herein;

     (f)     Lockbox  and  Dominion  of  Funds  Agreement  executed by Corporate
Guarantor  in  favor of Fifth Third dated of even date herewith, as the same may
be  amended,  modified, restated, replaced and extended from time to time, to be
delivered  to  Fifth  Third  concurrent  with  this  Agreement;

     (g)     the  property  described  below  in  this  paragraph  4,  and

     (h)     such  other  and  additional instruments as may now or hereafter be
granted  by  Borrower  or  any  Guarantor  to  Fifth  Third,  including, without
limitation, the collateral hereafter granted by Individual Guarantors to support
Advances  under  the  Draw  Note as further described in paragraph 11(c) of this
Agreement  ("Additional  Collateral").

     To  secure  the performance of this Agreement and subject only to Permitted
Liens,  Borrower  hereby  grants  in  favor of Fifth Third a continuing security
interest in all accounts, equipment, inventory, goods, equipment, trademarks and
tangible and intangible personal property of Borrower (as such terms are defined
under  the  Uniform  Commercial Code enacted in the State of Florida, as amended
from  time to time ("UCC")), regardless of whether the foregoing is now owned or
existing or is owned, acquired or arises hereafter and the proceeds and products
of all of the foregoing including, without limitation, proceeds from all eminent
domain  or  condemnation  awards  or  insurance covering the described property.
Borrower  hereby  authorizes  Fifth  Third  to  file  any  and all UCC financing
statements,  amendments,  continuations  and/or  modifications which Fifth Third
deems  necessary  or  desirable to create, maintain and/or perfect a valid first
security  interest  created  herein  in  such  property.

     As  used  herein,  the  term  "Collateral"  shall  include  all  documents,
instruments  and property described in (a) through (j) above (sometimes referred
to  as  the  "Loan Documents"), all Additional Collateral, and all of Borrower's
and/or Corporate Guarantor's right, title and interest in any sums, documents or
instruments  at any time credited by or due from Fifth Third or any affiliate of
Fifth  Third  Bancorp to Borrower or Corporate Guarantor or in the possession of
Fifth  Third  or  any  affiliate  of  Fifth  Third  Bancorp,  including, without
limitation,  deposits.  Upon the occurrence of any default by Borrower, Borrower
and  each  Guarantor  hereby authorize Fifth Third to appropriate and use any of
the  Collateral or proceeds of the Collateral referred to in this paragraph 4 in
which  Fifth  Third  has  a  security  interest  or  of which Fifth Third or any
affiliate  of  Fifth Third Bancorp has possession and any of the sums, documents
or  instruments  referred  to  in  this  sentence  or  the  proceeds thereof for
application  against the Liabilities.  Borrower shall not sell, assign, transfer
or  grant a security interest to any other person in, or otherwise encumber, the
Collateral  and sums covered by this paragraph 4 except in favor of Fifth Third.
Corporate  Guarantor  shall  not  sell,  assign,  transfer  or  grant a security
interest  to any other person in, or otherwise encumber, the Collateral and sums
covered  by  this  paragraph  4  except  in  favor of Fifth Third or in favor of
Borrower  as  collaterally  assigned  to Fifth Third, for Permitted Liens, or as
otherwise  permitted  under  any of the Loan Documents.  As used herein the term
"Person"  includes  natural  persons,  corporations  (which  shall  be deemed to
include  business  trusts),  limited  liability  companies,  associations  and
partnerships.  As  used herein the phrase "Permitted Liens" means the following:
(a)  liens for taxes, fees, assessments or other governmental charges or levies,
either  not  yet due and payable or being contested in good faith by appropriate
proceedings  with  appropriate reserves for full payment of the same;  (b) liens
(i) upon or in any equipment acquired or held by Borrower or Corporate Guarantor
to  secure  the purchase price of such equipment or indebtedness incurred solely
for  the  purpose  of  financing  the  acquisition of such equipment, but not to
exceed Fifty Thousand Dollars ($50,000.00) in the aggregate, or (ii) existing on
such  equipment  at  the  time  of  its  acquisition,  provided that the lien is
confined  solely  to  the property so acquired and improvements thereon, and the
proceeds  of  such  equipment,  and  provided,  further,  that the same has been
disclosed  to  Fifth  Third in writing prior to the execution of this Agreement;
(c)  leases  or  subleases  and licenses or sublicenses granted to others in the
ordinary  course  of  Corporate  Guarantor's  business  not  interfering  in any
material respect with the business or financial condition of Corporate Guarantor
and  which  do not, in the aggregate, require payments by Corporate Guarantor in
excess  of  Fifty  Thousand Dollars ($50,000.00), and any interest or title of a
lessor,  licensor  or  under  any  lease  or  license provided that such leases,
subleases,  licenses  and  sublicenses do not prohibit the grant of the security
interest  granted  hereunder;  and  (d)  liens  incurred  in connection with the
extension,  renewal  or  refinancing of the indebtedness secured by liens of the
type  described  in  clauses (a) through (c) above, provided that any extension,
renewal  or  replacement lien shall be limited to the property encumbered by the
existing  lien  and provided that the principal amount of the indebtedness being
extended,  renewed  or  refinanced  does  not  increase.

     5.     FINANCIAL  STATEMENTS,  BOOKS  AND  RECORDS.
            -------------------------------------------

     (a)     Borrower  shall  furnish  to  Fifth Third its opening balance sheet
reflecting  the  net  worth of Borrower, which shall be certified by Borrower or
otherwise  in  a manner satisfactory to Fifth Third. Borrower shall also furnish
Fifth  Third  with copies of all of its federal tax returns (with all schedules)
and  all  reports  filed by it with any governmental entity or agency within ten
(10)  days  of  filing.  Notwithstanding  the foregoing, Fifth Third may, at its
option,  upon  the occurrence of any default by Borrower or Corporate Guarantor,
require  Borrower to furnish updated financial statements during the term of the
loan  on  a periodic basis together with such other financial information as may
from  time to time be required by Fifth Third, all in form and detail reasonably
satisfactory  to  Fifth  Third.

     (b)     As soon as practicable and in any event within forty-five (45) days
after  the  end  of  each of the first three fiscal quarters of each fiscal year
Corporate  Guarantor shall furnish to Fifth Third, either (i) a copy of a report
on  Form  10-Q,  or any successor form, and any amendments thereto, filed by the
Parent  with  the  United  States  Securities & Exchange Commission ("SEC") with
respect  to  the  immediately  preceding  fiscal  quarter  or  (ii) an unaudited
consolidated  balance sheet of Parent and Corporate Guarantor as of the close of
such  fiscal  quarter  and  unaudited  consolidated  statements  of  income,
stockholders'  equity  and cash flows for the fiscal quarter then ended and that
portion  of  the  fiscal  year  then  ended, including the notes thereto, all in
reasonable  detail  setting  forth in comparative form the corresponding figures
for  the  corresponding  period  or  periods  of (or, in the case of the balance
sheet,  as  of  the end of) the preceding fiscal year and prepared in accordance
with  generally  accepted  accounting  principles  ("GAAP"), and, if applicable,
containing  disclosure  of  the  effect  on the financial position or results of
operations  of  any  change  in  the  application  of  accounting principles and
practices  during  the  period,  and certified by the Chief Executive Officer or
Chief Financial Officer of the Parent to present fairly in all material respects
the  financial  condition  of  the  Parent  and  Corporate Guarantor as of their
respective  dates  and  the  results  of  operations of the Parent and Corporate
Guarantor  for  the  respective  periods  then ended, subject to normal year end
adjustments.

     (c)     As  soon  as  practicable  and in any event within ninety (90) days
after  the  end  of  each fiscal year Corporate Guarantor shall furnish to Fifth
Third,  either  (i)  a copy of a report on Form 10-K, or any successor form, and
any  amendments  thereto,  filed  by  Parent  with  the  SEC with respect to the
immediately  preceding fiscal year or (ii) an audited consolidated balance sheet
of  the  Parent  and Corporate Guarantor as of the close of such fiscal year and
audited  consolidated  statements of income, stockholders' equity and cash flows
for  the  fiscal year then ended, including the notes thereto, all in reasonable
detail  setting  forth  in  comparative  form  the corresponding figures for the
preceding fiscal year and prepared by an independent certified public accounting
firm  in  accordance  with GAAP and, if applicable, containing disclosure of the
effect  on  the  financial position or results of operation of any change in the
application  of  accounting  principles  and  practices  during  the  year.

     (d)     Corporate  Guarantor and Borrower shall also provide Fifth Third on
or  before the 20th day of each calendar month, a Borrowing Base Certificate (as
defined  in  the Line of Credit Note) and an aging (based on date of invoice) of
its  Accounts  through the end of the prior calendar month, such report to be in
form  reasonably satisfactory to Fifth Third and certified as true, complete and
correct  by  both  Corporate Guarantor's and Borrower's chief financial officer.

     (e)     Corporate  Guarantor  shall also furnish Fifth Third with copies of
all  federal  tax  returns  (with  all  schedules)  of  it  and/or  Parent  (if
consolidated) and all reports filed by it or Parent with any governmental entity
or  agency  (including,  without  limitation,  the  SEC) within ten (10) days of
filing.  Notwithstanding the foregoing, Fifth Third may, at its option, upon the
occurrence  of any default by Borrower or Corporate Guarantor, require Corporate
Guarantor to furnish updated financial statements during the term of the loan on
a periodic basis together with such other financial information as may from time
to time be required by Fifth Third, all in form and detail satisfactory to Fifth
Third.

     (f)     Individual  Guarantors  shall  each  furnish  to  Fifth Third their
respective  annual  federal  income  tax returns (with all schedules) within ten
(10)  days  of  filing  and  shall  provide Fifth Third, at least annually on or
before  April  30  of  each  calendar  year,  and  at such other times as may be
requested  by  Fifth Third, with a personal financial statement in form and with
certification  satisfactory  to  Fifth  Third.

     (g)     In addition to the foregoing, Borrower and Guarantors shall make or
cause  to  be made available to Fifth Third or its representative(s) such books,
records  and reports (including, but not limited to, income tax returns) that in
any  way may reasonably pertain to said party's financial  condition or the loan
herein  made  by  Fifth Third upon reasonable request therefor from time to time
made  by  Fifth  Third.

     6.     FINANCIAL  COVENANTS.  Beginning  with  the  calendar quarter ending
            --------------------
June  30,  2003,  and continuing with each calendar quarter thereafter until all
Loans  are  paid in full and there is no credit available to Borrower from Fifth
Third,  Corporate  Guarantor's  working  capital  as  a  percentage of its gross
revenues shall not exceed forty percent (40%), calculated as follows:  Corporate
Guarantor's  (a)  current assets less current liabilities determined pursuant to
GAAP  divided by (b) Corporate Guarantor's gross revenues for the preceding four
(4)  quarters,  determined pursuant to GAAP.  This ratio shall be measured as of
the  end  of  each  calendar  quarter  on  a  rolling four (4) quarter basis and
calculation  of  the same shall be prepared by Corporate Guarantor and submitted
to Fifth Third upon the earlier of (y) within forty-five (45) days after the end
of  each  calendar quarter except the last and within ninety (90) days after the
last  calendar  quarter  or  (z)  three  (3)  business days of the filing of any
quarterly  or  annual  reports  of either Corporate Guarantor or Parent with the
SEC.  In  the  event  Corporate  Guarantor  fails  to  comply with any financial
covenant,  availability  under  the  Revolving Line of Credit shall be suspended
until  such  time as Corporate Guarantor demonstrates it has achieved compliance
and  has  paid a covenant waiver fee in an amount established by Fifth Third for
any  such  waiver.

     7.     FEES.  On  or before Closing, Borrower shall pay to Fifth Third: (a)
            ----
a  bank processing fee in the amount of Six Hundred Fifty Dollars ($650.00), (b)
a  commitment  fee  for  the  Revolving  Line of Credit in the amount of Fifteen
Thousand Dollars ($15,000.00), and (c) a commitment fee for the Draw Note in the
amount  of  the  greater  of  two percent (2%) of the total Initial Availability
under  the  Draw Note or Five Thousand Dollars ($5,000.00).  Borrower shall also
pay  at Closing all out-of-pocket expenses incurred by Fifth Third in connection
with  the  Loans,  including,  without limitation, attorneys' fees and expenses,
documentary  stamp taxes and recording fees.  In addition, at such time as there
is  additional Availability under the Draw Note, Borrower shall pay Fifth Third,
concurrent  with  the  first  Advance  under  the Draw Note from such additional
Availability,  all  out-of-pocket  expenses  incurred by Bank in connection with
such  Additional  Collateral (including, without limitation, attorneys' fees and
expenses,  documentary  stamp  taxes  and  recording  fees),  together  with  a
commitment  fee  in  the  amount  of  the  greater  of  two percent (2%) of such
additional  Availability or Five Thousand Dollars ($5,000.00), provided that the
                                                               --------
total  commitment  fee  payable by Borrower under the Draw Note shall not exceed
Fifteen  Thousand  Dollars  ($15,000.00).

     8.     BORROWER'S  REPRESENTATIONS,  WARRANTIES AND UNDERTAKINGS.  Borrower
            ---------------------------------------------------------
hereby  represents,  warrants  and  covenants  to  Fifth  Third  that all of the
following  statements  are  true  and correct in all material respects and shall
continue  to be so until all Liabilities are paid in full and Fifth Third has no
obligation  to  make  further  Advances:

     (a)     Borrower  is  duly organized and validly existing under the laws of
the  State  of  Delaware.  Borrower  is  duly  qualified and is authorized to do
business  in  all  other  states  and  jurisdictions where the character of  its
property  or  the  nature  of  its activities make such qualification necessary;

     (b)     Borrower  has  the  right  and  power  and  is  duly authorized and
empowered to enter into, execute, deliver and perform this Agreement and each of
the  other  Loan  Documents to which it is a party.  The execution, delivery and
performance  of  this Agreement and each of the other Loan Documents to which it
is a party have been duly authorized by all necessary action and do not and will
not,  to the best of Borrower's knowledge, after reasonable inquiry, contravene,
violate,  result  in a breach of or constitute a default under any of Borrower's
governing  documents,  any  applicable  law,  rule,  regulation,  order,  writ,
judgment, injunction, or decree, or any indenture or loan or credit agreement of
Borrower;

     (c)     This Agreement is, and each of the other Loan Documents to which it
is  a  party  when  delivered  under  this Agreement will be, a legal, valid and
binding  obligation  of Borrower enforceable against it in accordance with their
respective  terms,  and  no notice to or consent of any governmental body or any
Person  is  needed  in  connection  with this Agreement or any Advance under the
Loans;

     (d)     To  the  best  of  Borrower's  knowledge, after reasonable inquiry,
Borrower  has,  and  is  in  good  standing  with  respect  to, all governmental
consents,  approvals,  authorizations,  permits,  certificates,  inspections and
franchises  necessary  to  continue to conduct its business as heretofore and/or
proposed  to  be conducted by it and to own stock of and/or lend money to Parent
and/or  Corporate  Guarantor  as  now  owned  and/or proposed to be owned by it;

     (e)     Borrower  is  not  a  party  or subject to any contract, agreement,
charter  or other  restriction, which materially adversely  affects its business
or  the  lending  of  money  to or ownership of stock of Parent and/or Corporate
Guarantor.  Borrower  is  not  a  party  or subject to any contract or agreement
which  restricts  its  right  or  ability  to incur any indebtedness which would
prohibit  the  execution  of  or  compliance  with  this  Agreement by Borrower.
Borrower  has  not agreed or consented to cause, nor will Borrower permit in the
future  (upon  the happening of a contingency or otherwise) the Collateral to be
subject  to  a  lien  that  is  not  permitted  under  this  Agreement;

     (f)     There are no actions, suits, proceedings or investigations pending,
or  to  the knowledge of Borrower, threatened, against or affecting Borrower, or
the  business,  operations,  properties,  prospects,  profits  or  condition  of
Borrower, in any court or before any governmental authority or arbitration board
or  tribunal.  Borrower  is  not  in  default  with  respect to any order, writ,
injunction,  judgment,  decree  or  rule of any court, governmental authority or
arbitration  board  or  tribunal;

     (g)     Neither  the  financial  statements of Borrower, this Agreement nor
any  other  written  statement  of  Borrower to  Fifth Third, contain any untrue
statement  of  a  material  fact  or  omit a material fact necessary to make the
statements  contained  therein  or  herein not misleading.  There is no material
fact  which  Borrower  has  failed  to  disclose to Fifth Third in writing which
adversely  affects or, so far as Borrower can now foresee, will adversely affect
the  business,  prospects,  profits  or  condition  (financial  or otherwise) of
Borrower  or  Corporate  Guarantor  or  the  ability  of  Borrower  or Corporate
Guarantor  to  perform  this  Agreement;

     (h)     To  the  best  of  Borrower's  knowledge,  Borrower  and  Corporate
Guarantor  have  duly  complied with, and their respective property and business
operations  are  in  compliance in all material respects with, and will maintain
compliance  in  all material respects with, the provisions of all federal, state
and  local  laws,  rules and regulations applicable to Borrower and/or Corporate
Guarantor  and  their  respective  property  or  the conduct of their respective
business,  and  there have been no citations, notices or orders of noncompliance
issued  to  Borrower  or  Corporate  Guarantor  under  any  such  law,  rule  or
regulation,  including,  without  limitation,  any  demand  for  reimbursement,
recoupment  and/or  setoff  from  any governmental entity or Private Third Party
Payor  rendering payment to Corporate Guarantor.  As used herein, "Private Third
Party  Payor"  includes  any  insurance product, self-insured employer, or other
source  of  payment  for  health  care  services which is not paid directly by a
governmental  entity  under  a  governmental  program  covering the provision of
health  care  and/or  laboratory  services;

     (i)     Borrower  shall  use  the  loan  proceeds  solely  for the purposes
described  herein  and  as  represented  in  Borrower's  loan  request;

     (j)     Borrower  and/or  Individual  Guarantors  have  and  will  have the
ability  to  appoint  a  majority  of  the  directors  of  Parent;

     (k)     Borrower  will not agree to any termination or modification of that
certain  Shareholders'  Agreement  dated  of  even  or  approximately  even date
herewith  executed  by  and  among  Parent,  Corporate  Guarantor,  Individual
Guarantors, Borrower and Michael T. Dent, M.D. without the prior written consent
of  Fifth  Third;

     (l)     Borrower  has  not  employed or engaged any broker, finder or agent
who  may  claim  a  commission  or fee on the loan transaction described in this
Agreement and Borrower hereby agrees to indemnify and hold Fifth Third  harmless
from  any  such  claim  or  demand  and  litigation  resulting  therefrom;

     (m)     Borrower  shall,  from  time  to time, upon request of Fifth Third,
furnish  Fifth Third with such information and documents reasonably necessary to
protect  Fifth Third's interest in the Collateral and to effectuate the terms of
this  Agreement  and  the  other  Loan  Documents;

     (n)     No event has occurred and no condition exists which would, upon the
execution  and  delivery  of this Agreement or Borrower's performance hereunder,
constitute  an  event  of  default as hereinafter described.  Borrower is not in
default, and no event has occurred and  no conditions exist which constitute, or
which with the passage of time or the giving of notice or both would constitute,
a default in the payment of any indebtedness of Borrower to any person for money
borrowed  which  could  have  a  material  adverse  effect  on  Borrower;

     (o)     Borrower  has  and  will  maintain good and marketable title in the
items  of  property  described  herein  as Collateral owned by Borrower free and
clear  of any liens, encumbrances or adverse claims, whether legal or equitable,
except  for  Permitted  Liens  or as agreed in writing by Fifth Third.  Borrower
shall  at  all  times  maintain  such insurance, to such extent and against such
risks,  including, fire, theft, workmen's compensation claims, general liability
and  property  damage,  as  is  customary  with companies in the same or similar
business  or  as  required  by  Bank,  providing  a  schedule  of  same to Bank;

     (p)     Borrower  will  not  incur,  create,  assume or permit to exist any
indebtedness  or liability for borrowed money which could constitute a lien upon
or  create a security interest in its assets except (i) in favor of Fifth Third,
or  (ii)  Permitted  Liens;

     (q)     Borrower  will not directly or indirectly guarantee or otherwise be
responsible  for  payment  or performance of the obligations of any other Person
except  in  favor  of  Fifth  Third;

     (r)     Borrower  will  not sell, transfer or otherwise dispose of all or a
substantial part of its assets to any Person; will not consolidate or merge with
any  other  Person,  or  acquire  all  or substantially all of the properties or
assets  of  any  other  Person; and will not enter into any arrangement with any
Person  whereby  it  shall  sell  or  transfer  and  then lease back any kind of
property  used  in  its  business,  whether  now  owned  or  hereafter acquired;

     (s)     The  financial  statements  and  other  information  supplied  by
Borrower, Individual Guarantors and/or Corporate Guarantor for the Loans were in
all  material  respects correct on the date supplied (subject to normal year end
audit  adjustments),  and  since  their  dates no material adverse change in the
financial  condition  of  Borrower,  Individual  Guarantors  and/or  Corporate
Guarantor  has  occurred;

     (t)     Borrower  will  not  sell or offer to sell or otherwise transfer or
encumber  all  or  a  part  of  the Collateral owned by Borrower without written
consent  of Fifth Third, except if the same is replaced by substitute Collateral
of at least equal value or as otherwise permitted under this Agreement; Borrower
will keep the Collateral owned by Borrower in good order and repair and will not
destroy  the Collateral.  Fifth Third, at its option, may discharge taxes, liens
or  other encumbrances placed on the Collateral and may pay for the preservation
of  the  Collateral.  Borrower agrees to reimburse Fifth Third, upon demand, for
any  such  expenditures;

     Each  request for an Advance made by Borrower pursuant to this Agreement or
any  of  the  other  Loan  Documents  shall  constitute:  (i)  an  automatic
representation  and warranty by Borrower to Fifth Third that there does not then
exist  any  event  of  default;  and (ii) a reaffirmation as of the date of said
request  that all of the representations and warranties of Borrower contained in
this Agreement and the other Loan Documents are true and correct in all material
respects.  The  representations  and  warranties  of  Borrower contained in this
Agreement  or  any  of  the  other  Loan  Documents shall survive the execution,
delivery  and  acceptance thereof by Fifth Third and the parties thereof and the
Closing  of  the  transactions  described  therein  or  related  thereto.

     9.     CORPORATE  GUARANTOR'S REPRESENTATIONS, WARRANTIES AND UNDERTAKINGS.
            -------------------------------------------------------------------
Corporate  Guarantor  hereby  represents,  warrants and covenants to Fifth Third
that  all  of  the  following  statements  are  true and correct in all material
respects  and shall continue to be so until all Liabilities are paid in full and
Fifth  Third  has  no  obligation  to  make  further  Advances:

     (a)     Corporate  Guarantor  is  duly organized and validly existing under
the  laws of the State of Florida.  Corporate Guarantor is duly qualified and is
authorized  to  do  business  in  all  other  states and jurisdictions where the
character  of  its  property  or  the  nature  of  its  activities  make  such
qualification  necessary;

     (b)     Corporate  Guarantor has the right and power and is duly authorized
and  empowered  to  enter  into, execute, deliver and perform this Agreement and
each  of  the  other  Loan  Documents  to  which  it is a party.  The execution,
delivery  and performance of this Agreement and each of the other Loan Documents
to  which it is a party have been duly authorized by all necessary action and do
not  and  will  not,  to  the  best  of  Corporate  Guarantor's knowledge, after
reasonable  inquiry,  contravene, violate, result in a breach of or constitute a
default  under  any of Corporate Guarantor's governing documents, any applicable
law,  rule,  regulation,  order,  writ,  judgment, injunction, or decree, or any
indenture  or  loan  or  credit  agreement  of  Corporate  Guarantor;

     (c)     This Agreement is, and each of the other Loan Documents to which it
is  a  party  when  delivered  under  this Agreement will be, a legal, valid and
binding  obligation  of Corporate Guarantor enforceable against it in accordance
with  their  respective  terms,  and no notice to or consent of any governmental
body  or  any  Person is needed in connection with this Agreement or any Advance
under  the  Loans;

     (d)     To  the  best  of Corporate Guarantor's knowledge, after reasonable
inquiry,  Corporate  Guarantor has, and is in good standing with respect to, all
governmental  consents,  approvals,  authorizations,  permits,  certificates,
inspections  and  franchises  necessary  to  continue to conduct its business as
heretofore  and/or  proposed  to  be  conducted  by  it;

     (e)     Corporate  Guarantor  is  not  a  party or subject to any contract,
agreement,  charter  or  other  restriction, which materially adversely  affects
its  business.  Corporate Guarantor is not a party or subject to any contract or
agreement  which  restricts its right or ability to incur any indebtedness which
would  prohibit  the execution of or compliance with this Agreement by Corporate
Guarantor.  Corporate  Guarantor  has not agreed or consented to cause, nor will
Corporate Guarantor permit in the future (upon the happening of a contingency or
otherwise)  the  Collateral  to be subject to a lien that is not permitted under
this  Agreement;

     (f)     Except  as set forth in Schedule 9(f) attached hereto, there are no
actions,  suits,  proceedings  or investigations pending, or to the knowledge of
Corporate  Guarantor,  threatened,  against or affecting Corporate Guarantor, or
the  business,  operations,  properties,  prospects,  profits  or  condition  of
Corporate  Guarantor,  in  any  court  or  before  any governmental authority or
arbitration  board  or  tribunal.  Corporate  Guarantor  is  not in default with
respect  to  any order, writ, injunction, judgment, decree or rule of any court,
governmental  authority  or  arbitration  board  or  tribunal;

     (g)     Neither  the  financial  statements  of  Corporate  Guarantor, this
Agreement  nor  any  other  written  statement  of Corporate Guarantor to  Fifth
Third,  contain  any untrue statement of a material fact or omit a material fact
necessary  to  make  the  statements contained therein or herein not misleading.
There  is  no  material fact which Corporate Guarantor has failed to disclose to
Fifth Third in writing which adversely affects or, so far as Corporate Guarantor
can  now  foresee,  will  adversely  affect  the business, prospects, profits or
condition  (financial  or  otherwise)  of Borrower or Corporate Guarantor or the
ability  of  Borrower  or  Corporate  Guarantor  to  perform  this  Agreement;

     (h)     To the best of Corporate Guarantor's knowledge, Corporate Guarantor
has  duly  complied  with,  and  its  property  and  business  operations are in
compliance  in  all  material respects with, and will maintain compliance in all
material  respects  with,  the  provisions of all federal, state and local laws,
rules  and regulations applicable to Corporate Guarantor and its property or the
conduct of its business, including, without limitation, federal, state and local
laws,  rules  and  regulations  relating  or  pertaining  to  data  protection,
confidentiality, safe working conditions, billing and collections, referrals and
laboratory and manufacturing practices, and the purchase, storage, movement, use
and disposal of hazardous or potentially hazardous substances used in connection
with research work and manufacturing operations (including radioactive compounds
and infectious disease agents).  There have been no citations, notices or orders
of  noncompliance  issued  to  Corporate  Guarantor  under any such law, rule or
regulation,  including,  without  limitation,  any  demand  for  reimbursement,
recoupment  and/or  setoff  from  any governmental entity or Private Third Party
Payor  rendering payment to Corporate Guarantor.  As used herein, "Private Third
Party  Payor"  includes  any  insurance product, self-insured employer, or other
source  of  payment  for  health  care  services which is not paid directly by a
governmental  entity  under  a  governmental  program  covering the provision of
health  care  and/or  laboratory  services;

     (i)     Corporate  Guarantor shall use the loan proceeds solely for working
capital  purposes  as  described  herein  and  as represented in Borrower's loan
request;

     (j)     Borrower  and/or  Individual Guarantors have been and will have the
ability  to  appoint  a  majority  of  the  directors  of  Parent;

     (k)     Corporate  Guarantor has not employed or engaged any broker, finder
or  agent who may claim a commission or fee on the loan transaction described in
this Agreement and Corporate Guarantor hereby agrees to indemnify and hold Fifth
Third  harmless  from  any  such  claim  or  demand  and  litigation  resulting
therefrom;

     (l)     Corporate Guarantor shall, from time to time, upon request of Fifth
Third,  furnish  Fifth  Third  with  such  information  and documents reasonably
necessary  to protect Fifth Third's interest in the Collateral and to effectuate
the  terms  of  this  Agreement  and  the  other  Loan  Documents;

     (m)     No event has occurred and no condition exists which would, upon the
execution  and  delivery  of this Agreement or Corporate Guarantor's performance
hereunder,  constitute  an event of default as hereinafter described.  Corporate
Guarantor  is not in default, and no event has occurred and  no conditions exist
which  constitute,  or which with the passage of time or the giving of notice or
both would constitute, a default in the payment of any indebtedness of Corporate
Guarantor  to  any person for money borrowed which could have a material adverse
effect  on  Corporate  Guarantor;

     (n)     Corporate Guarantor has and will maintain good and marketable title
in  the  items  of property described herein as Collateral free and clear of any
liens,  encumbrances  or  adverse claims, whether legal or equitable, except for
Permitted  Liens  or  as  agreed in writing by Fifth Third.  Corporate Guarantor
shall  at  all  times  maintain  such insurance, to such extent and against such
risks,  including, fire, theft, workmen's compensation claims, general liability
and  property  damage,  as  is  customary  with companies in the same or similar
business  or  as  required  by  Bank,  providing  a  schedule  of  same to Bank;

     (o)     Corporate  Guarantor  will  not  incur, create, assume or permit to
exist  any indebtedness or liability for borrowed money which could constitute a
lien  upon  or  create  a security interest in its assets except (i) in favor of
Fifth Third or Borrower, (ii) Permitted Liens or (iii) for taxes and assessments
which  may  be  a  lien  but  are  not  due  and  payable;

     (p)     Corporate  Guarantor  will  not directly or indirectly guarantee or
otherwise  be  responsible  for payment or performance of the obligations of any
other  Person  except  in  favor  of  Fifth  Third;

     (q)     Corporate Guarantor will not sell, transfer or otherwise dispose of
all  or a substantial part of its assets to any Person;  will not consolidate or
merge  with  any  other  Person,  or  acquire  all  or  substantially all of the
properties or assets of any other Person unless, with respect to any merger, (i)
such  Person  is  organized  under  the  law  of the United States or one of its
states,  (ii)  the Corporate Guarantor is the corporation surviving such merger,
and  (iii)  immediately  prior  to  and  after  giving effect to such merger, no
Default  or  Event  of  Default  exists  or would exist; will not enter into any
arrangement  with  any  Person  whereby it shall sell or transfer and then lease
back  any  kind of property used in its business, whether now owned or hereafter
acquired;  and  will  not,  without  the  prior written consent of Fifth Third,;

     (r)     The financial statements and other information supplied by Borrower
and/or  Corporate  Guarantor for the Loans were in all material respects correct
on  the  date supplied (subject to normal year end audit adjustments), and since
their  dates  no  material adverse change in the financial condition of Borrower
and/or  Corporate  Guarantor  has  occurred;

     (s)     Corporate  Guarantor  will  not  sell or offer to sell or otherwise
transfer  or  encumber  all  or  a  part  of  the  Collateral owned by Corporate
Guarantor  without  written  consent of Fifth Third or as otherwise permitted by
this  Agreement,  except  if the same is replaced by substitute Collateral of at
least  equal  value;  Corporate  Guarantor  will  keep  the  Collateral owned by
Corporate  Guarantor  in  good  order  and  repair  and  will  not  destroy  the
Collateral.  Fifth  Third,  at  its  option, may discharge taxes, liens or other
encumbrances  placed  on  the Collateral and may pay for the preservation of the
Collateral.  Corporate  Guarantor  agrees to reimburse Fifth Third, upon demand,
for  any  such  expenditures;

     (t)     Corporate  Guarantor  has not received notice from any governmental
entity (including federal, state or local) that Corporate Guarantor has received
a material overpayment on accounts, which material overpayment (in excess of any
related  provision  for  the  same  on  that  person's  financial statements and
records)  would  decrease  the  overall  value  of the accounts of the Corporate
Guarantor  by  in  excess  of  Twenty-Five  Thousand  Dollars  ($25,000.00);

     (u)     Corporate  Guarantor  will  promptly  and  immediately notify Fifth
Third  upon receipt of any notice of overpayment of Twenty-Five Thousand Dollars
($25,000.00)  or  more  in  excess  of the related provision on the books of the
affected  person  ("Extraordinary  Overpayment")  and  of  any  attempt  by  any
governmental  entity  or  any  Private  Third  Party  Payor  to  recoup  such
Extraordinary Overpayment.  As used herein, "Private Third Party Payor" includes
any  insurance  product,  self-insured  employer, or other source of payment for
health care services which is not paid directly by a governmental entity under a
governmental  program  covering  the  provision of health care and/or laboratory
services.

     Each  request for an Advance made by Borrower pursuant to this Agreement or
any  of  the  other  Loan  Documents  shall  constitute:  (i)  an  automatic
representation  and  warranty  by  Corporate Guarantor to Fifth Third that there
does  not then exist any event of default; and (ii) a reaffirmation by Corporate
Guarantor  as  of  the  date of said request that all of the representations and
warranties of Corporate Guarantor contained in this Agreement and the other Loan
Documents  are  true  and correct in all material respects.  The representations
and  warranties of Corporate Guarantor contained in this Agreement or any of the
other  Loan  Documents  shall  survive  the  execution,  delivery and acceptance
thereof  by  Fifth  Third  and  the  parties  thereof  and  the  Closing  of the
transactions  described  therein  or  related  thereto.

     10.     EXISTENCE  AND AUTHORITY; OTHER DOCUMENTS.  At or prior to Closing,
             -----------------------------------------
Borrower  shall  furnish  to  Fifth  Third:

     (a)     A  true,  correct  and  complete copy of all governing documents of
Borrower  and  all  amendments  thereto,  certified by the Secretary of State or
other  appropriate  official of its jurisdiction of formation, or by the general
partner  of  Borrower  for  documents  not  required  to  be  filed;

     (b)     A  true,  correct  and  complete copy of all governing documents of
Corporate  Guarantor  and  all amendments thereto, certified by the Secretary of
State  or other appropriate official of its jurisdiction of incorporation, or by
the  secretary  of  Corporate  Guarantor for documents not required to be filed;

     (c)     Certified  copy  of  resolutions  and  incumbency certificates from
Borrower  authorizing  the  execution,  delivery  and  consummation  of  the
transactions  contemplated  by  this  Agreement  and  all  other  documents  or
instruments  to  be  executed  and  delivered  in  conjunction  herewith;

     (d)     Certified  copy  of  resolutions  and  incumbency certificates from
Corporate  Guarantor authorizing the execution, delivery and consummation of the
transactions  contemplated  by  this  Agreement  and  all  other  documents  or
instruments  to  be  executed  and  delivered  in  conjunction  herewith;

     (e)     A certificate issued by the Secretary of State or other appropriate
official  of  Corporate  Guarantor's  jurisdiction  of  incorporation evidencing
Corporate  Guarantor's  authority  to  do  business;  and

     (d)     Such  other  documents,  instruments,  certificates, agreements  or
information  as  Fifth  Third  shall  request in connection with the matters and
transactions  contemplated  by  this  Agreement  and  the  other Loan Documents.

     11.     ADDITIONAL  CONDITIONS  TO  CLOSING  AND/OR  ADVANCES.
             -----------------------------------------------------

     (a)     Control  of  Parent.  At  Closing, Borrower must demonstrate to the
             -------------------
sole  satisfaction  of  Fifth Third and its counsel, that Borrower, collectively
with  Individual  Guarantors  and  Medical  Venture  Partners,  LLC (the general
partner  of  Borrower), has control of, or has the ability to assume control of,
the  Board  of  Directors of Parent, and must at all times until the Liabilities
are paid in full and Fifth Third has no obligation to make any further Advances,
maintain  such  control  or  ability  to assume control.  Borrower shall provide
additional  ongoing  evidence of such control and/or ability to control to Fifth
Third  within  thirty  (30)  days  of  Fifth  Third's  request  for  the  same.

     (b)     Borrowing  Base.  No Advances will be made under the Revolving Line
             ---------------
of  Credit  if  such  amount,  together with all outstanding and unpaid advances
under  the Revolving Line of Credit, would exceed the Borrowing Base, as defined
in  the  Line  of  Credit  Note.

     (c)     Additional  Collateral.  No  Advances  will  be made under the Draw
             ----------------------
Loan  in  excess of the Availability.  The amount of Availability shall be equal
to  twice  the lending value (calculated by Fifth Third pursuant to its standard
lending  policies in effect from time to time) of Additional Collateral provided
by  the  Individual  Guarantors  from  time  to  time.  Collateral  specifically
described  in  paragraph  4 shall not constitute Additional Collateral or create
any  Availability  in excess of the Initial Availability.  Availability shall be
increased from time to time in increments of at least Two Hundred Fifty Thousand
Dollars ($250,000.00) or such lesser amount as may be acceptable to Fifth Third,
with  Additional  Collateral  provided  in  increments  of  at least One Hundred
Twenty-Five  Thousand  Dollars  ($125,000.00)  or  such  lesser amount as may be
acceptable  to  Fifth  Third.  All  Additional  Collateral must be acceptable to
Fifth Third in its sole discretion.  The delivery of Additional Collateral shall
not  create  Availability  unless and until Fifth Third shall have received such
additional  documents,  instruments  and/or  certifications  as  it  shall  deem
necessary  to create, perfect and/or maintain a security interest and/or lien on
such  Additional  Collateral  in  favor  of  Fifth  Third.

     (d)     Key-Man Life Insurance.  Upon the earlier of thirty (30) days after
             ----------------------
Closing  or  any  increase  in Availability under the Draw Note in excess of Two
Hundred  Fifty Thousand Dollars ($250,000.00), Borrower will obtain key-man life
insurance  in  an  amount at least equal to Seven Hundred Fifty Thousand Dollars
($750,000.00) in the aggregate on the lives of the Individual Guarantors, naming
Fifth  Third  as  beneficiary  to  the extent of amounts owed  from time to time
under the Draw Loan, and shall deliver to Fifth Third a Collateral Assignment of
Life  Insurance  in  the  form  of Exhibit C hereto for such policy(ies).  Fifth
                                   ---------
Third  covenants  and  agrees  that  it shall only seek and retain from any such
policy  proceeds equal to the then outstanding amounts due and payable under the
Draw  Note.

     (e)     Lockbox.  At Closing, Corporate Guarantor shall execute and deliver
             -------
to Fifth Third, and shall thereafter at all times until the Liabilities are paid
in  full  and  Fifth  Third  has no obligation to make any Advances, maintain an
agreement  pursuant  to  which  all  accounts  receivable  payable  to Corporate
Guarantor  are  deposited  into  a  lockbox over which Fifth Third has dominion.
Such  agreement shall be irrevocable as to all accounts receivable debtors other
                                                                           -----
than  governmental  agencies  and/or  payors.
----

     (f)     Dividends.  Any  and  all  dividends  payable by Parent to Borrower
             ---------
and/or  Medical  Venture  Partners,  LLC  shall  be payable to Fifth Third to be
applied  towards  principal,  interest and fees accruing under the Draw Note, in
such  order  as  Fifth  Third  may  in  its  sole  discretion  determine.

     (g)     Payments  from  Corporate  Guarantor  to  Borrower.  Any  and  all
             --------------------------------------------------
interest, principal and late fees paid by Corporate Guarantor to Borrower and/or
Individual  Guarantors  under  or  pursuant  to  the terms and conditions of any
loan(s)  made  by  Borrower  to Corporate Guarantor and/or Individual Guarantors
(other  than interest payments made by Corporate Guarantor to Borrower in excess
of  those  interest  payments owed by Borrower to Fifth Third)  shall be payable
directly  to Fifth Third, to be applied by Fifth Third towards payment due under
the  Notes,  in  such  order and manner as Fifth Third may determine in its sole
discretion.

     (h)     Distribution  of Advances.  All Advances made hereunder pursuant to
             -------------------------
the  Revolving  Line  of Credit shall be deposited into an account maintained by
Borrower  with  Fifth  Third  and  then  immediately  transferred  to an account
                                         -----------
maintained  by  Corporate  Guarantor  with Fifth Third.  Borrower shall identify
specifically  the  purpose  for each Advance made hereunder pursuant to the Draw
Loan,  and  Advances to be loaned to Corporate Guarantor shall be deposited into
an  account  maintained  by  Borrower  with  Fifth  Third  and  then immediately
                                                                     -----------
transferred  to  an  account maintained by Corporate Guarantor with Fifth Third.
All Advances made hereunder pursuant to the Draw Loan which are not to be loaned
                                                                ---
to  Corporate  Guarantor (such Advances not to exceed Two Hundred Fifty Thousand
Dollars  ($250,000.00)  in  the  aggregate)  shall  be deposited into an account
maintained  by  Borrower  with  Fifth  Third.

     12.     BORROWER'S  AFFIRMATIVE  AGREEMENTS.  In  addition  to  any  other
             -----------------------------------
covenants  and  agreements  of Borrower hereunder, Borrower agrees that from the
date  hereof  and  until  payment  in full of all Liabilities and termination of
Fifth  Third's  obligation  to make Advances, unless Fifth Third shall otherwise
consent  in  writing, it shall (a) cause to be done all things reasonably needed
to preserve its rights and franchises and make good faith efforts to comply with
all  laws applicable to it; continue to conduct its business substantially as it
has  during  the present year or as it has represented same to Fifth Third; and,
at  all  times,  maintain such insurance, to such extent and against such risks,
including,  fire,  theft,  workmen's  compensation claims, general liability and
property damage, as is customary with companies in the same or similar business,
providing  a  schedule  of  same  to  Fifth  Third;  (b) promptly pay all of its
obligations, and all taxes, assessments and governmental charges imposed upon it
and  its  business  operations before they are in default, as well as all lawful
claims  for  labor,  materials and supplies or otherwise which, if unpaid, might
become  a  lien  upon  its  properties;  (c)  promptly notify Fifth Third of any
default  by  Borrower  or  Corporate  Guarantor  relating to any indebtedness of
Borrower  or  Corporate  Guarantor  or  any  material, contractual obligation of
Borrower  or  Corporate  Guarantor;  (d)  protect,  indemnify,  defend  and save
harmless,  Fifth  Third,  any  affiliate  of  Fifth  Third  Bancorp,  and  their
respective  directors,  officers,  agents and employees from and against any and
all  liability,  expense  or  damage  of  any kind or nature and from any suits,
claims  or  demands,  including reasonable legal fees and expenses on account of
any matter or thing or action or failure to act of Fifth Third or such affiliate
of Fifth Third Bancorp, whether in suit or not, arising out of this Agreement or
any Loan Documents or Security Instrument (as defined in either of the Notes) or
in  connection herewith or therewith unless said suit, claim or damage is caused
by  the  sole negligence or willful malfeasance of Fifth Third or such affiliate
of  Fifth  Third  Bancorp;  (e)  establish  and  maintain its primary depository
relationship  with  Fifth  Third;  and  (f)  at  Fifth Third's request, promptly
execute  or  cause  to  be  executed  and  deliver  to  Fifth  Third any and all
documents,  instruments,  agreements  and  information deemed necessary by Fifth
Third,  in  Fifth  Third's  reasonable discretion, to perfect or to continue the
perfection  of  Fifth  Third's  liens  created  hereunder,  to  facilitate  the
collection  of  the  Collateral  or otherwise to give effect to or carry out the
terms  or  intent  of  this  Agreement  or any of the other Loan Documents.  The
indemnification  set  forth  herein shall survive the Closing of the transaction
and  the  repayment  of  all  Liabilities  incurred  under  the  Loan Documents.

     13.     CORPORATE  GUARANTOR'S  AFFIRMATIVE AGREEMENTS.  In addition to any
             ----------------------------------------------
other  covenants  and  agreements  of  Corporate  Guarantor hereunder, Corporate
Guarantor  agrees  that  from  the  date hereof and until payment in full of all
Liabilities and termination of Fifth Third's obligation to make Advances, unless
Fifth  Third  shall  otherwise consent in writing, it shall (a) cause to be done
all things reasonably needed to preserve its rights and franchises and make good
faith  efforts to comply with all laws applicable to it; continue to conduct its
business  substantially  as  it  has  during  the  present  year  or  as  it has
represented  same to Fifth Third; and, at all times, maintain such insurance, to
such  extent  and  against  such  risks,  including,  fire,  theft,  workmen's
compensation claims, general liability and property damage, as is customary with
companies in the same or similar business, providing a schedule of same to Fifth
Third;  (b)  promptly pay all of its obligations, and all taxes, assessments and
governmental charges imposed upon it and its business operations before they are
in  default,  as  well as all lawful claims for labor, materials and supplies or
otherwise  which,  if  unpaid,  might  become  a  lien  upon its properties; (c)
promptly  notify  Fifth  Third of any default by Borrower or Corporate Guarantor
relating to any indebtedness of Borrower or Corporate Guarantor or any material,
contractual  obligation  of  Borrower  or  Corporate  Guarantor;  (d)  protect,
indemnify,  defend  and save harmless, Fifth Third, any affiliate of Fifth Third
Bancorp, and their respective directors, officers, agents and employees from and
against  any and all liability, expense or damage of any kind or nature and from
any  suits,  claims  or demands, including reasonable legal fees and expenses on
account  of  any  matter  or thing or action or failure to act of Fifth Third or
such  affiliate  of  Fifth Third Bancorp, whether in suit or not, arising out of
this  Agreement  or  any  Loan  Documents  or Security Instrument (as defined in
either  of  the  Notes) or in connection herewith or therewith unless said suit,
claim or damage is caused by the sole negligence or willful malfeasance of Fifth
Third  or  such  affiliate  of  Fifth  Third  Bancorp;  and (e) at Fifth Third's
request, promptly execute or cause to be executed and deliver to Fifth Third any
and  all  documents, instruments, agreements and information deemed necessary by
Fifth  Third,  in Fifth Third's reasonable discretion, to perfect or to continue
the  perfection  of  Fifth  Third's  liens  created hereunder, to facilitate the
collection  of  the  Collateral  or otherwise to give effect to or carry out the
terms  or  intent  of  this  Agreement  or  any  of  the  other  Loan Documents,
specifically  excluding,  however, any patient records.  The indemnification set
forth  herein  shall survive the Closing of the transaction and the repayment of
all  Liabilities  incurred  under  the  Loan  Documents.

     14.     BORROWER'S  NEGATIVE COVENANTS.  In addition to any other covenants
             ------------------------------
and  agreements of Borrower hereunder, Borrower agrees that from the date hereof
and  until  payment  in full of all Liabilities and termination of Fifth Third's
obligation  to  make  Advances,  unless  Fifth  Third shall otherwise consent in
writing,  it  shall  not:  (a)  incur  or  permit  to  exist any indebtedness or
liability  for  borrowed  money,  except  for  the  Liabilities,  the  existing
indebtedness  set  forth  on  Schedule  14(a) attached hereto, or as approved by
Fifth  Third;  (b) incur or permit to exist any lien or other encumbrance on the
Collateral  other  than  in  favor of Fifth Third or as permitted hereunder; (c)
guarantee or otherwise be responsible for obligations of any other Person except
in  favor  of  Fifth  Third  or any affiliate of Fifth Third Bancorp; (d) to the
extent the following would cause a material adverse effect on Borrower's ability
to perform its obligations hereunder, make any substantial change in its present
business  or engage in any activities apart from its present business; dissolve,
merge  or  consolidate  with  or  into any other Person, or otherwise change its
identity  or  corporate structure, , or all or a substantial part of its assets,
whether now owned or hereinafter acquired, change its corporate or tradename, or
change  its  chief  executive  and/or  operating offices; and (e) create, incur,
assume  or  suffer  to  exist any lease obligation other than Permitted Liens or
lease  obligations  incurred  in  the  ordinary  course  of  business,  make any
investment  in,  or  make  any  loan  or  advance to, any Person, or purchase or
acquire  obligations  owned  by  others.

     15.     CORPORATE GUARANTOR'S NEGATIVE COVENANTS.  In addition to any other
             ----------------------------------------
covenants  and  agreements of Corporate Guarantor hereunder, Corporate Guarantor
agrees  that  from  the date hereof and until payment in full of all Liabilities
and termination of Fifth Third's obligation to make Advances, unless Fifth Third
shall  otherwise consent in writing, it shall not:  (a) incur or permit to exist
any  indebtedness  or  liability  for borrowed money in excess of Fifty Thousand
Dollars  ($50,000.00), except for the Liabilities or as approved by Fifth Third;
(b)  incur  or  permit  to exist any lien or other encumbrance on the Collateral
other  than  in favor of Fifth Third or as permitted hereunder; (c) guarantee or
otherwise  be responsible for obligations of any other Person except in favor of
Fifth  Third  or  any  affiliate  of  Fifth Third Bancorp; (d) to the extent the
following would cause a material adverse effect on Borrower's ability to perform
its  obligations  hereunder, make any substantial change in its present business
or  engage in any activities apart from its present business; dissolve, merge or
consolidate  with  or into any other Person, or otherwise change its identity or
corporate  structure,  ,  or all or a substantial part of its assets (except for
inventory  in  the ordinary course of business) whether now owned or hereinafter
acquired,  change  its  corporate  or  tradename,  or change its chief executive
and/or operating offices; ; and (e) create, incur, assume or suffer to exist any
lease  obligation  in  excess of Fifty Thousand Dollars ($50,000.00), other than
Permitted  Liens  or  lease  obligations  incurred  in  the  ordinary  course of
business, make any investment in, or make any loan or advance to, any Person, or
purchase  or  acquire  obligations  owned  by  others.

     16.     EVENTS  OF  DEFAULT.  The  following  are  Events  of  Default:
             -------------------

     (a)     Payment.  Default  in  the payment of any Liability within ten (10)
             -------
days  of  when  due, or default with respect to any indebtedness (other than the
Liabilities)  of  Borrower  when  due or default in the performance of any other
obligation  incurred  in  connection  with  any  indebtedness of Borrower or any
Guarantor  for  borrowed money, subject to any applicable grace or cure periods,
if  the effect of such default is the accelerated maturity of such indebtedness;

     (b)     Breach  of  Representations  or  Warranties.  The  breach of any of
             -------------------------------------------
Borrower's  or  any  Guarantor's  representations,  covenants,  agreements  or
warranties contained in this Agreement (including, without limitation, those set
forth  in  Section  11  of  this  Agreement)  or under the Loan Documents or any
Security  Instrument (as defined in either of the Notes) in any material respect
or  the  same  being  misleading  in  any  material respect or the breach of any
representations  or  warranties  contained  in  any other instrument executed in
favor  of  Fifth  Third  or  any  affiliate  of  Fifth  Third  Bancorp;

     (c)     Payment  of  Over-Advance.  Refusal  or  failure  to pay amounts in
             -------------------------
excess  of  the  Borrowing  Base ("Over-Advance") within ten (10) days after the
occurrence  of  such  Over-Advance;

          (d)     Other  Terms,  Covenants  or  Agreements.  Default  in  the
                  ----------------------------------------
performance  of  any other term, covenant, condition, obligation or agreement of
this  Agreement,  any Guaranty, any Security Instrument (as defined in either of
the  Notes) or any Loan Document which continues unremedied for thirty (30) days
after written notice of such event to Borrower or Guarantor (as the case may be)
from  Fifth  Third,  or any material event of default on the part of Borrower or
any  Guarantor  due  to  non-performance  under any loan, agreement, document or
instrument to which Borrower or any Guarantor is now or hereafter a party, or by
which any of Borrower's or Guarantor's property is bound, which default or event
of  default  is  not cured within the period of grace, if any, provided therein;

     (e)     Liens,  Sales,  Conveyances, etc.  Any sale, conveyance or transfer
             ---------------------------------
of  any  rights  in the Collateral securing the Liabilities, or any destruction,
loss  or  damage  of  or  to the Collateral in any material respect other than a
Permitted  Lien  or  as  expressly  permitted pursuant to this Agreement, or the
creation  of  any  lien  on  the  Collateral (except a Permitted Lien, a lien to
Secured  Party  or  as  expressly  agreed  by  Secured  Party  in  writing.)

     (f)     Maintenance  of  Insurance.  Failure  of  Borrower  or  Corporate
             --------------------------
Guarantor  to  maintain  any  insurance required under the terms of any Security
Instrument.

     (g)     Voluntary  Actions.  Borrower  shall  apply  for  or consent to the
             ------------------
appointment  of  a  receiver, trustee or liquidator for itself or for any of its
properties  or  assets,  admit  in  writing  the  inability to pay debts, make a
general  assignment  for  the  benefit  of creditors, be adjudicated bankrupt or
insolvent, or file a voluntary petition  under any bankruptcy law, or a petition
or  answer  seeking  reorganization  or an arrangement with creditors or to take
advantage  of any bankruptcy, reorganization, insolvency, or liquidation law, or
an  answer  admitting the material allegations of a petition filed against it in
any  proceeding  under  any  such  law, or any of the foregoing shall occur with
respect  to  any  Guarantor;

     (h)     Involuntary  Actions.  An  order  shall  be  entered,  without  the
             --------------------
application  or  consent  of Borrower, by any court approving a petition seeking
reorganization  of Borrower or of all or a substantial part of the properties or
assets  of  Borrower or appointing a receiver, trustee or liquidator of Borrower
and  such  order  shall  continue unstayed and in effect for a period of  thirty
(30)  days  or  more,  or  the  institution  of  any  garnishment proceedings by
attachment,  levy  or  otherwise,  against any deposit balance maintained or any
property  deposited  with  Fifth  Third  by  Borrower and such proceeding is not
discharged  within  ten  (10)  days of its commencement, or any of the foregoing
shall  occur  with  respect  to  any  Guarantor  or  Parent.

     17.     ACTION  UPON DEFAULT.  Upon the occurrence of any Event of Default,
             --------------------
in  addition  to  all  rights  and  remedies available to it at law or in equity
(which  rights  and  remedies are expressly reserved by Fifth Third) Fifth Third
may,  upon notice to Borrower, at its election (but without any obligation to do
so),  without  further  demand  or  notice  of  any  kind  or  any  appraisal or
evaluation,  all  of  which  are  hereby  expressly  waived  by  Borrower:

     (a)     Cease  making  any  Advances  under either or both of the Revolving
Line  of  Credit  or  the  Draw  Loan;

     (b)     Pay  any  taxes, discharge any lien, procure any insurance, pay any
contractor,  subcontractor,  materialman  or  supplier  or  cure  any default by
Borrower  or  Corporate  Guarantor  and  the  costs  thereof  shall  be  deemed
Liabilities  bearing  interest  at  the highest Default Rate under the Notes and
secured  by the Security Instruments (as defined in either of the Notes), and/or
the  Collateral;

     (c)     Declare  either or both of the Notes and any or all Liabilities due
and  payable  forthwith  in  full,  both  as to principal and interest, anything
contained  in  this  Agreement  or  the  Loan  Documents  to  the  contrary
notwithstanding  (which  shall  be  automatic  upon  the occurrence of any event
described  in  16(g)  or  16(h)  above).

     Fifth  Third  may proceed to the enforcement of this Agreement or any other
Loan Documents with its rights and remedies as provided by law or equity against
any  Collateral  in  any  combination  or  order  as  Fifth  Third shall choose.

     18.     FURTHER  FIFTH  THIRD RIGHTS.  Without limiting any other provision
             ----------------------------
contained  herein,  should  any  or  all  Liabilities  become  forthwith due and
payable  as set forth in paragraph 17 above, Fifth Third may sell or deliver the
Collateral  or  any  part  thereof,  in  good faith at any broker's board, or at
public or private sale, in whole at any time or in part from time to time within
Florida  or  elsewhere, for cash, upon credit or for future delivery and at such
place  or prices as it shall deem satisfactory.  Fifth Third may be a good faith
purchaser  of  any  Collateral  and  may  apply  to  the  purchase  price of the
Collateral  any  amounts due and unpaid as Liabilities.  Any such sales shall be
free  from any right or equity of redemption in Borrower or any Guarantor, which
right or equity, if any, is hereby expressly waived and released by Borrower and
all  Guarantors.  In case of any sale by Fifth Third of any of the Collateral on
credit  or  for  future  delivery,  the Collateral sold may be retained by Fifth
Third  until  the  selling price is paid by the purchaser, but Fifth Third shall
incur  no  liability in case of a failure of the purchaser to take up or pay for
the  Collateral  so  sold.  In case of any such failure, such Collateral so sold
may  be  again  similarly sold.  In lieu of exercising a power of sale hereunder
conferred  upon  it, Fifth Third may, in its sole discretion, proceed by suit or
suits  at  law  or  in  equity  to  enforce  the  security interest and sell the
Collateral,  or  any  portion  thereof, under a judgment or decree of a court or
courts  of competent jurisdiction.  Borrower and Guarantors each authorize Fifth
Third,  in  connection  with  any sale, assignment, transfer or delivery for the
purpose  of enforcing this Agreement, to execute and deliver such bills of sale,
assignments and other instruments that the Fifth Third shall consider necessary.
Nevertheless,  Borrower  and Guarantors each agree, if requested by Fifth Third,
to  ratify  and  confirm  any  such  sale,  assignment,  transfer or delivery by
executing  and  delivering  to  Fifth Third  or any purchaser all bills of sale,
assignments,  releases and other proper  instruments or documents to effect such
ratification  and  confirmation  as  may be designated at any such request.  The
proceeds  of such sales may be applied to the Liabilities in any manner or order
Fifth Third desires.  Fifth Third shall have all of the rights and remedies of a
secured  party under the Uniform Commercial Code as adopted in Florida and under
any  other  applicable  law.

     19.     NO  WAIVER.  The  failure  of  Fifth  Third  to  insist upon strict
             ----------
compliance  with  and  performance  of  any  of the terms and conditions of this
Agreement  shall  not  constitute  a  waiver of any such term or condition.  Any
waiver  granted  hereunder  shall  be in writing signed by Fifth Third and shall
apply  only  to  the  specific  instance  referenced  therein  and only for that
specific  time.  Any  waiver granted for one event shall not constitute a waiver
of  any  same  or similar condition or event occurring at a subsequent date.  No
waiver  by  Fifth Third of any Event of Default shall be held or construed to be
a  waiver  of  any other Event of Default whether or not subsequently occurring.
No  Advances  under  this  Agreement  shall  constitute  a  waiver of any of the
conditions of the Fifth Third's obligation to make further Advances, nor, in the
event  Borrower  is unable to satisfy any such condition, shall any such failure
to  insist upon strict compliance have the effect of precluding Fifth Third from
thereafter  declaring  such  inability  to  be  an  Event  of  Default as herein
provided.  The  remedies  set forth herein are cumulative and are in addition to
any  other  remedies  available  to Fifth Third by law or equity or by any other
documents  executed  by  Borrower or any Guarantor in connection with this loan,
and  Fifth  Third  may  pursue any one, several or all of said remedies upon the
occurrence  of  any  Event  of  Default.

     20.     GENERAL  CONDITIONS.
             -------------------

     (a)     Indemnity.  Borrower  and each of the Guarantors hereby indemnifies
             ---------
and  agrees to defend and hold harmless each of Fifth Third and any affiliate of
Fifth  Third  Bancorp  and  their  respective  directors,  officers,  agents and
employees,  from  and  against any and all liabilities, claims, charges, losses,
expenses  (including,  without limitation, attorneys' fees and disbursements) or
damages  of any kind  or nature, or otherwise which may arise in connection with
this  Agreement  or  any  of the other Loan Documents or the consummation of the
transactions  contemplated  herein  or  therein,  except  to the extent any such
liabilities,  claims,  charges,  losses,  expenses  or  damages arise solely and
directly out of the gross negligence or willful misconduct of Fifth Third or any
affiliate of Fifth Third Bancorp or their respective directors, officers, agents
or  employees.

     (b)     Submission  of  Evidence.  Any  condition  of  this Agreement which
             ------------------------
requires  the  submission  of  evidence  of  the existence or non-existence of a
specified  fact or facts implies as a condition the  existence or non-existence,
as  the case may be, of such fact or facts, and Fifth Third shall, at all times,
be  free  to  independently  establish  to  its  satisfaction  such existence or
non-existence.

     (c)     Fifth Third Sole Beneficiary.  All terms, provisions, covenants and
             ----------------------------
other  conditions  of  the obligations of Fifth Third to make Advances hereunder
are  imposed  solely  and  exclusively  for  the  benefit of Fifth Third and its
successors  and  assigns,  and  no  other person  shall have standing to require
satisfaction  of  such  terms, covenants and other conditions in accordance with
their  terms or be deemed to be a beneficiary of such terms, covenants and other
conditions,  any  or  all of which may be freely waived, in whole or in part, by
Fifth  Third at any time if, in Fifth Third's sole discretion, Fifth Third deems
it  advisable  or  desirable  to  do  so.

     (d)     Severability  of Provisions.  Any provision of this Agreement which
             ---------------------------
is prohibited or unenforceable in the State of Florida or in any jurisdiction in
the United States shall, as to the State of  Florida or such jurisdiction in the
United  States,  be  ineffective  to  the  extent  of  such  prohibition  or
unenforceability  without  invalidating  the  remaining  provisions  hereof  or
affecting  the  validity  or  enforceability  of  such  provision  in  any other
jurisdiction.

     (e)     Headings.  The  headings and captions of various paragraphs of this
             --------
Agreement  are  for convenience of reference only and are not to be construed as
defining  or limiting, in any way, the scope or intent of the provisions hereof.

     (f)     No  Joint  Venture.  Neither  Borrower,  Corporate Guarantor or any
             ------------------
Individual Guarantor are and shall not be deemed to be a joint venturer with, or
an  agent  of,  Fifth  Third  for  any  purpose.

     (g)     Incorporation  By  Reference.  Borrower  and  Guarantors agree that
             ----------------------------
until  this  Agreement  is  terminated  by  the repayment to Fifth Third and any
affiliate  of Fifth Third Bancorp of all principal and interest due and owing on
both of the Notes, any of the Liabilities, and other sums due and owing pursuant
to  the  other Loan Documents, either of the Notes, the Security Instruments (as
defined  in  either  of  the  Notes), and the other Loan Documents shall be made
subject  to  all the terms, covenants, conditions, obligations, stipulations and
agreements contained in this Agreement to the same extent and effect as if fully
set  forth  in  and made a part of the Notes, such Security Instruments, and the
other Loan Documents.  In the event of a direct conflict between any of the Loan
Documents  and  the  provisions  of  this  Agreement,  this  Agreement  shall be
controlling.

     (h)     Further  Assurances.  Borrower and Guarantors hereby agree promptly
             -------------------
to execute and deliver such additional documents, agreements and instruments and
promptly to take such additional action as Fifth Third may  at any time and from
time  to  time  reasonably request in writing in order for Fifth Third to obtain
the  full  benefits  and  rights  granted  or  purported  to  be granted by this
Agreement.

     21.     INSPECTIONS.  Fifth  Third, through its officers, agents, employees
             -----------
or  designees,  shall  have  the  right  at  all reasonable times to examine the
books, records, accounting data and other documents of Borrower and/or Corporate
Guarantor and to make extracts therefrom or copies thereof.  Said books, records
and  documents  shall be made available to Fifth Third, its officers, agents and
employees  promptly  (and  in  any  event  within  three (3) business days) upon
written  demand  therefor.  Notwithstanding the foregoing or any other provision
of  this  Agreement,  Fifth  Third  acknowledges  that  at  no  time  will it be
permitted,  or  have  a  right  to,  access  to  any  private  patient  records.

     22.     COSTS  AND EXPENSES.  Borrower shall pay all expenses incidental to
             -------------------
the  making  and  administration  of  this  loan, including, but not limited to,
pre-Closing,  Closing  and post-Closing expenses, commitment fees, recording and
filing fees, appraisal fees, attorneys' fees and any and all other out-of-pocket
expenses  or  fees  incurred  in  connection  with the negotiation, preparation,
review,  amendment  or  modification of the documents relating to the Loans, the
administration  of the Loans, or the enforcement of any of Fifth Third's rights.
Borrower  agrees that Fifth Third's determination that an expense is a necessary
expense incidental to the making or administration of the Loans shall constitute
a  conclusive  determination  of  Borrower's  obligation  to  pay such expenses.

     23.     NOTICES.  Any  notices  required to be given herein by any party to
             -------
the other shall be in writing and either personally delivered or sent registered
or  certified  mail,  postage  prepaid,  return  receipt  requested,  to:

     Borrower:            MVP  3,  LP
                          c/o  Medical  Venture  Partners,  LLC
                          1740  Persimmon  Drive
                          Naples,  FL  34109
                          Attention:  Steven  Jones,  Member

     Corporate  Guarantor:NeoGenomics,  Inc.
                          1726  Medical  Blvd.,  Suite  101
                          Naples,  FL  34110
                          Attention:  Michael  T.  Dent,  M.D.,  President

     Individual
     Guarantors:          To  the  addresses  set  forth  above.

     Fifth  Third:        Fifth  Third  Bank,  Florida,  Florida
                          999  Vanderbilt  Beach  Road
                          P.O.  Box  413021
                          Naples,  Florida  34103
                          Attention:   Scott  D.  Koenig,  Vice  President

or  such  other  address  as  either  party hereafter designates to the other in
writing  as  aforesaid.

     24.     MISCELLANEOUS.  No right, interest or benefit of Borrower hereunder
             -------------
shall  be  assigned  or otherwise transferred by it.  This Agreement, the Notes,
the Loan Documents and any other documents required to be executed and delivered
by  Borrower  or  any  of  the  Guarantors  in  accordance  with this Agreement,
constitute  the  entire  and  complete  agreement by and between Fifth Third and
Borrower  concerning the Loans described in this Agreement.  In the event of any
conflict  or  inconsistency  between  this  Agreement  and any of the other Loan
Documents,  the  terms  of this Agreement shall govern.  No change, amendment or
modification  of  or to this Agreement, the Notes, the Loan Documents and/or any
of  the  other  documents  executed  and  delivered  by  Borrower  or any of the
Guarantors  shall  be  binding unless in writing and signed by Fifth Third.  All
representations,  warranties  and  agreements herein contained shall survive the
Closing.  This  Agreement  is  made and entered into for the sole protection and
benefit  of  Fifth Third, affiliates of Fifth Third Bancorp, Borrower, and their
respective  successors  and assigns, and no other person shall have any right of
action  hereon.  Time  is  of  the  essence hereof.  Whenever used, the singular
number  shall  include  the  plural, the plural the singular, and the use of any
gender  shall  include  all  genders.

     25.     GOVERNING LAW; CONSENT TO FORUM.  This Agreement and all other Loan
             -------------------------------
Documents have been negotiated, executed and delivered at and shall be deemed to
have  been  made  in  the  State  of Florida.  This Agreement and all other Loan
Documents  shall be governed by and construed in accordance with the laws of the
State  of  Florida;  provided,  however,  that if any of the Collateral shall be
                     --------   -------
located  in  any  jurisdiction other than Florida, the laws of such jurisdiction
shall  govern  the method, manner and procedure for foreclosure of Fifth Third's
lien  upon  such  Collateral and the enforcement of Fifth Third's other remedies
with  respect  to  such  Collateral  to  the  extent  that  the  laws  of  such
jurisdiction  are  different  from or inconsistent with the laws of Florida.  As
part  of  the  consideration  for  new  value  this  day  received, Borrower and
Guarantors  each  hereby  consent and submit to the personal jurisdiction of the
Circuit  Court  for Collier County, Florida and the United States District Court
for  the  Middle  District of Florida, and waive personal service of any and all
process  upon  it  and  consent  that  all  such  service  of process be made by
certified  or  registered  mail  directed to such party at the address stated in
paragraph  23,  with  service so made deemed to be completed upon actual receipt
thereof.  Borrower  and  each  of  the  Guarantors  waive  any  objection  to
jurisdiction  and  venue  of any action instituted against it as provided herein
and  agree  not  to  assert  any defense based on lack of jurisdiction or venue.

     26.     WAIVER  OF  RIGHT TO TRIAL BY JURY.  BORROWER, CORPORATE GUARANTOR,
             ----------------------------------
INDIVIDUAL  GUARANTORS,  AND  FIFTH  THIRD  EACH  HEREBY  UNCONDITIONALLY  AND
IRREVOCABLY  WAIVE  ANY  AND  ALL  RIGHT  TO  TRIAL BY JURY IN ANY ACTION, SUIT,
COUNTERCLAIM  OR  CROSS-CLAIM  ARISING  IN  CONNECTION WITH, OUT OF OR OTHERWISE
RELATING  TO  THIS  AGREEMENT,  THE  OTHER  LOAN DOCUMENTS, THE LIABILITIES, ANY
COLLATERAL  OR  ANY  TRANSACTION  ARISING  THEREFROM  OR  RELATED  THERETO.

     27.     CLOSING.  All references herein to the "Closing" shall be deemed to
             -------
refer to the actual date on which this Agreement is fully executed and delivered
to  Fifth  Third.

     IN WITNESS WHEREOF, this Agreement has been executed by the duly authorized
officers  of Borrower, Corporate Guarantor and Fifth Third and by the Individual
Guarantors  as  of  the  day  and  year  first  above  written.

Signed  In  the  Presence  of:     Fifth  Third:

FIFTH  THIRD  BANK,  FLORIDA

Print  Name

By:
Print  Name: Scott  D.  Koenig,  Vice  President

Borrower:

MVP  3,  LP,  a  Delaware  limited  partnership

Print  Name

By:     Medical  Venture  Partners,  LLC,  a
        Delaware  limited  liability  company,  its  general  partner

Print  Name:
By:
   Steven  Jones,  Member

Corporate  Guarantor:

NEOGENOMICS,  INC.,  a  Florida  corporation

Print  Name

By:
Print  Name:          Michael  T.  Dent,  M.D.,  President

Individual  Guarantors:

Print  Name

Print  Name:  John  Elliott

Print  Name

Print  Name: Larry  Kuhnert  (aka  Lawrence  R.  Kuhnert)

                       [SIGNATURES CONTINUE ON NEXT PAGE]

Print  Name

Print  Name:  Steven  Jones

This  Instrument  Prepared  By:

Porter  Wright  Morris  &  Arthur  LLP
5801  Pelican  Bay  Boulevard,  Suite  300
Naples,  Florida  34108-2709

<PAGE>
                                     ------
                                    EXHIBIT A
                                    ---------

                    REVOLVING LINE OF CREDIT PROMISSORY NOTE
                    ----------------------------------------

$750,000.00     As  of  April  15,  2003
                                                                 Naples, Florida

     FOR  VALUE  RECEIVED,  the  undersigned,  MVP  3,  LP,  a  Delaware limited
partnership,  having  its  principal  office  at  1740  Persimmon Drive, Naples,
Florida  34109  (hereinafter  referred to as "Borrower"), promises to pay to the
order  of  FIFTH  THIRD  BANK,  FLORIDA,  a Florida banking corporation, with an
office  at  999  Vanderbilt  Beach  Road, P.O. Box 413021, Naples, Florida 34103
(hereinafter  referred  to  as  "Bank"),  or  holder, the principal sum of Seven
Hundred  Fifty  Thousand ($750,000.00), or so much thereof as may be advanced by
Bank  to  Borrower  from  time  to time pursuant to the terms hereof and of that
certain  Loan  and  Security Agreement by and between Borrower and Bank dated of
even  date  herewith  (as  the same may be amended, modified, restated, extended
and/or  replaced  from  time  to  time, the "Loan Agreement"), together with any
additional  payments  or sums provided for in this Note, the Loan Agreement, and
the  Security  Instruments (as hereinafter defined), with interest from the date
of  advance, at the rate and in the manner hereinafter specified.  The principal
amount  of  each  loan  made  by  Bank  under  this  Note and the amount of each
prepayment  made  by  Borrower  under  this Note will be recorded by Bank in the
regularly  maintained  data  processing  records  of Bank.  The aggregate unpaid
principal amount of all loans set forth in such schedule or in such records will
be  presumptive  evidence of the principal amount owing and unpaid on this Note.
However,  failure  by  Bank  to  make any such entry will not limit or otherwise
affect  Borrower's  obligations  under  this  Note,  the  Loan Agreement, or the
Security Instruments.  Borrower may borrow, prepay (without penalty or premium),
and reborrow principal hereunder, subject to the terms hereof, provided that the
principal  amount of all Advances (as hereinafter defined) hereunder outstanding
at  any  one time shall not exceed the lesser of the face amount of this Note or
the  Borrowing  Base (as hereinafter defined).  If the total principal amount of
all  Advances made hereunder at any time exceeds the face amount of this Note or
exceeds  the  Borrowing Base (as hereinafter defined), Borrower will immediately
pay  the  amount  of  such  excess  to  Bank.

Interest
--------

     Interest  shall  be  at  the  rate  per  annum  equal to the Prime Rate (as
hereinafter  defined)  plus  two percent (2%).  Interest shall be charged on the
outstanding principal balance of this Note from time to time owing from the date
such  principal is advanced.  During the term of this Note, the rate of interest
shall  be  based  on  the  hereinafter  defined  Prime Rate from time to time in
effect.  Said  rate  of  interest  shall increase and decrease automatically and
without  notice  in  the  same  amount  and on the same day that said Prime Rate
increases or decreases.  Any reference herein to the "prime rate of interest" or
Prime  Rate  is  hereby  defined  to  mean  the prime, base or reference rate of
interest  for  commercial  loans  set and established by Bank from time to time,
which  rate  is not intended to be nor is defined as the lowest rate of interest
charged  by Bank to its most preferred borrowers and whether or not such rate is
actually  charged.  All  Interest  shall be calculated on the basis of a 360-day
year  for  actual  days elapsed.  Interest after maturity (whether as stated, by
acceleration  or  otherwise) on any and all portions of the principal amount and
any unpaid interest shall be at a rate per annum equal to six percent (6%) above
the rate otherwise then payable (hereinafter referred to as the "Default Rate of
Interest").   Interest  shall  be  payable in arrears and shall accrue as of the
date  of  the  first  Advance  hereunder.

Payments
--------

     Interest only on the unpaid principal balance of this Note shall be due and
payable  monthly  in  arrears  commencing  on  the last day of April, 2003, with
successive payments due on the last day of each succeeding and consecutive month
thereafter,  and  continuing  until  maturity  (as  stated,  by  acceleration or
otherwise), at which time the then outstanding principal amount hereof, which is
acknowledged by Borrower to be a balloon payment, together with interest and any
and  all other amounts due hereunder or under the hereinafter described Security
Instruments  shall  be  due  and payable.  All payments under this Note shall be
applied, at Bank's discretion, to payment of accrued interest, late fees and any
other  amounts  due  and  payable  by  Borrower  hereunder or under the Security
Instruments  with  the  balance  to be applied towards the principal amount owed
hereunder.

Prepayments;  Required  Payments
--------------------------------

     Borrower  may  prepay  this  Note  in  whole or in part at any time without
premium or penalty.  Any and all principal, interest payments and late fees paid
by  NeoGenomics  to  Borrower  pursuant  to  any  instruments, agreements and/or
documents  which  are  the  subject  of  the  Collateral  Assignment of Loan (as
hereinafter  defined), excluding, however, interest payments made by NeoGenomics
to Borrower in excess of those interest payments owed by Borrower to Bank, shall
be  immediately paid to Bank to be applied to the Liabilities (as defined in the
Loan  Agreement)  at  Bank's discretion.  No prepayment or required payment made
pursuant  to  this section shall be deemed to relieve Borrower of its obligation
to  make  other  payments hereunder, including, without limitation any scheduled
interest  payment.

Term  of  Note
--------------

     The  entire  unpaid  principal  balance of this Note, together with accrued
interest  thereon,  shall  be  due  and  payable  unless  earlier accelerated as
provided  herein,  on  April  14, 2005, subject to extension by Bank in its sole
discretion  ("Maturity  Date").

Place  of  Payments
-------------------

     Payments  shall  be payable in lawful money of the United States to Bank at
its office at 999 Vanderbilt Beach Road, P.O. Box 413021, Naples, Florida 34103,
or  at  such  place  as shall hereafter be designated by written notice from the
holder  to  the  Borrower.

Monetary  Default
-----------------

     Upon the failure to make any payment required hereunder or under any of the
other  Security  Instruments  or  under any other obligation of Borrower to Bank
when  due,  the  entire  unpaid  principal  of  this Note, together with accrued
interest  thereon  and  any  other sums due to Bank by Borrower, shall become at
once  due and collectible at the option of the Bank or holder, without notice or
demand  and  Bank  or  holder  may  proceed  to foreclose all liens and security
interests  securing  this  Note.  The  notice  of  the exercise of the option to
accelerate  contained  in this paragraph is hereby expressly waived by Borrower.
Failure  of  the  Bank  or holder to exercise this option shall not constitute a
waiver of the right to exercise the same in the event of any subsequent default.

"Security  Instruments"
-----------------------

     The  payment  of  this  Note  is  secured  by valid and subsisting (a) Loan
Agreement,  (b) Security Agreement of even date herewith executed by Borrower in
favor  of  Bank,  as  the  same  may be amended, modified, extended, replaced or
restated  from  time  to  time  ("Borrower  Security  Agreement"),  (c) Security
Agreement of even date herewith executed by NeoGenomics in favor of Bank, as the
same may be amended, modified, extended, replaced, or restated from time to time
("NeoGenomics  Security  Agreement"),  (d) Four (4) separate Guaranties, each of
even  date  herewith,  executed  by John Elliott ("Elliott"), Larry Kuhnert (aka
Lawrence  R.  Kuhnert)  ("Kuhnert"),  Steve  Jones  ("Jones"),  and  NeoGenomics
(collectively, jointly and severally hereinbefore and hereinafter referred to as
"Guarantors"  and  Elliott,  Kuhnert  and Jones being collectively and severally
referred  to  as  "Individual  Guarantors"), as either or any of the same may be
amended,  modified,  extended,  replaced,  or  restated  from  time  to  time
(collectively,  jointly  and  severally,  the  "Guaranty"),  and  (e) Collateral
Assignment  of  Loan  Documents executed by Borrower and NeoGenomics in favor of
Bank  dated  of  even  date  herewith,  as  the  same  may be amended, modified,
extended,  replaced  or  restated  from time to time (hereinbefore and hereafter
"Collateral  Assignment  of  Loan").  The Loan Agreement, the  Borrower Security
Agreement,  the  NeoGenomics  Security  Agreement,  the Guaranty, the Collateral
Assignment  of  Loan,  and  all  other  instruments now or hereafter executed in
connection  with  or  as  security  for  this  Note  or any other obligations of
Borrower  to Bank have heretofore and shall hereinafter be collectively referred
to  as  the  "Security  Instruments."

Security  and  Non-Monetary  Default
------------------------------------

     All  of the agreements, conditions, covenants, warranties, representations,
provisions  and  stipulations  made  by or imposed upon Borrower in the Security
Instruments are hereby made a part of this Note to the same extent, and with the
same force and effect, as if they were fully recited herein.  Should there be an
Event  of  Default (as defined in the Loan Agreement), then the Bank, or holder,
shall  have  (after  the  expiration  of  any applicable grace period and notice
expressly  set  forth  in the Loan Agreement), in addition to any  and all other
rights,  remedies and recourses available to it, the right and option to declare
the  entire  unpaid  principal balance and accrued interest on this Note and any
other  sums  due  to  Bank  by  Borrower at once due and payable without further
demand  or  presentment  for  payment  to Borrower, and proceed to foreclose all
liens  and  security  interests  securing  the payment of same and to invoke all
rights,  remedies and recourses relating thereto.  The notice of the exercise of
the  option to accelerate contained in this paragraph is hereby expressly waived
by  Borrower.  Failure of the Bank or holder to exercise the option contained in
this  paragraph  shall not constitute a waiver of the right to exercise the same
in  the  event  of  any  subsequent  default.

Late  Charge
------------

     In the event that any payment herein provided for shall become overdue  for
a period in excess of ten (10) days, a late charge of five percent (5%)  of such
amount  so  overdue shall become immediately due to the Bank or holder, not as a
penalty,  but  as agreed compensation to Bank or holder for the additional costs
and expenses incident to such default in making a payment or payments.  Borrower
acknowledges  that the exact amount of such costs and expenses may be difficult,
if  not  impossible,  to  determine with certainty, and further acknowledges and
confesses  the  amount of such charge to be a consciously considered, good faith
estimate of the actual damage to Bank or holder by reason of such default.  Said
charge  shall  be  payable  in  any event no later than the due date of the next
subsequent  payment  hereunder.  Assessment  of the late charge shall not in any
event  be deemed to extend the date upon which such installment is due.  Failure
to  pay  an  assessed late charge is an event of default.  The assessment and/or
collection  of any late charge shall in no way impair Bank's right to pursue any
other  remedies  upon default hereunder, nor shall the acceptance by Bank of any
late  payment or other performance which does not strictly comply with the terms
of this Note or any of the Security Instruments, be deemed to be a waiver of any
rights  of  Bank  arising  as  a  result  of  any  other  failure  to  comply.

Default  Rate
-------------

     In  the  event  of  any  default  hereunder  or  under  any of the Security
Instruments,  the  unpaid  principal  balance  of this Note and accrued interest
thereon,  together with the late charge set forth in the preceding paragraph and
all  other  sums  due to Bank or holder by Borrower, shall at the option of Bank
bear interest at the Default Rate of Interest from the date of occurrence of any
such  Event  of  Default  until  all  sums  are  paid  in  full.

Right  of  Set-Off
------------------

     Borrower  grants to Bank a contractual possessory security interest in, and
hereby  assigns, conveys, delivers, pledges and transfers to Bank all Borrower's
right, title and interest in and to, the accounts of Borrower with Bank (whether
checking,  savings,  or  some  other  account), including without limitation all
accounts  held  jointly  with someone else and all accounts Borrower may open in
the future, excluding, however, all IRA and Keogh accounts.  Borrower authorizes
Bank,  to  the extent permitted by applicable law and upon the occurrence of any
default hereunder or under any of the Security Instruments, to charge or set-off
all  sums  owing  on  this  Note  against  any  and all such accounts, provided,
however, without impairing or limiting Bank's security interest, that Bank shall
not  set-off  against  any  IRA  or  Keogh  accounts.

Conditions  for  Advance
------------------------

     No  Advance  shall  be  made  hereunder  if  Bank  in  its  sole discretion
determines that the total amount of all outstanding and unpaid Advances plus the
requested  Advance  would  exceed  the Borrowing Base.  No Advance shall be made
hereunder  if  Borrower  is  in  default  hereunder or under any of the Security
Instruments.  No Advance shall be made hereunder without submission of a current
Borrowing  Base  Certificate evidencing that the total of such requested Advance
plus  all  outstanding  and  unpaid Advances will not exceed the Borrowing Base.

Borrowing  Base  Covenant
-------------------------

     At  all  times  hereafter,  and  so  long  as  any principal is outstanding
hereunder  or Bank has any obligation to advance funds hereunder, Borrower shall
not  permit  the  total of all unpaid Advances hereunder to exceed the Borrowing
Base.  Bank  may, by notice to Borrower, require compliance with such additional
covenants  as  Bank  may, in its reasonable discretion, deem necessary to ensure
that  Borrower's  financial status does not change in a material adverse manner.

Definitions
-----------

     As  used  herein,  the  following  terms  shall have the following meaning:

     "Accounts"  shall  have  the  meaning  ascribed  thereto  in  the  Uniform
Commercial Code in effect in the State of Florida from time to time, as the same
may  be  amended  and/or  modified.

     "Advance"  shall  mean  each  principal  amount  advanced  hereunder.

     "Borrowing  Base"  shall mean the total of eighty percent (80%) of Eligible
Accounts  plus  fifty  percent  (50%)  of the Book Value (determined pursuant to
GAAP)  of  all  Equipment  owned  by  NeoGenomics.

     "Borrowing  Base  Certificate" shall mean a collateral report substantially
in  the  form of Exhibit 1 attached hereto and incorporated herein by reference,
identifying  the  calculation  of  and  basis  for  the  Borrowing  Base.

     "Eligible  Accounts"  shall mean all of NeoGenomics' Accounts minus (a) any
of  NeoGenomics  Accounts  which  are unpaid more than ninety (90) days from the
earlier of the date of invoice or billing, (b) any of NeoGenomics' Accounts owed
by  an Account Debtor for whom twenty-five percent (25%) or more of such Account
Debtor's  Total  Accounts  are unpaid more than sixty (60) days from the date of
invoice,  (c)  contra accounts, i.e., Accounts owed by an Account Debtor to whom
NeoGenomics is also a vendor, (d) Accounts owed by a foreign Account Debtor, and
(e)  Accounts  owed  to  NeoGenomics  by Borrower or any other entity related to
either  Borrower  or  NeoGenomics  by  common  ownership.

     "Equipment"  shall  have  the  meaning  ascribed  thereto  in  the  Uniform
Commercial Code in effect in the State of Florida from time to time, as the same
may  be  amended  and/or  modified.

     "GAAP"  means  generally  accepted  accounting  principles,  consistently
applied.

     "Person"  means any individual, entity or governmental agency, and shall be
construed  in  its  broadest  sense.

Additional  Requirements
------------------------

     Borrower  shall  submit  to  Bank  the  following:

(a)     upon  (i)  execution  of  this Note, and (ii) on or before the twentieth
(20th)  day  of  every  month,  a Borrowing Base Certificate evidencing that the
total  of  all  outstanding  Advances  as  of  the execution of this Note (for a
Borrowing Base Certificate submitted pursuant to (i) above), or as of the end of
the preceding month (for a Borrowing Base Certificate submitted pursuant to (ii)
above)  does  not exceed the Borrowing Base, and each Borrowing Base Certificate
shall  also  contain  a  complete  aging  of  NeoGenomics' Accounts and accounts
payable;

(b)     within  three  (3)  days  of  filing, complete copies of its federal tax
returns,  with  all  schedules;

(c)     such  additional  documents  regarding  Borrower's  financial condition,
assets  or  ability  to  repay Advances as Bank may deem reasonably necessary or
desirable.

Depository  Relationship;  Billpayer  2000
------------------------------------------

     Prior  to  the execution of this Note, Borrower has established and, at all
times  hereafter  will maintain, the Bank as its sole depository institution and
will  use Bank's "Billpayer 2000" program (as the same may be modified from time
to  time), and agrees to open such accounts, execute such documents, and perform
any  other  acts  necessary  to  maintain  said  relationship  and  program.

Waiver  of  Laws
----------------

     Borrower hereby waives the benefit of any laws which now or hereafter might
authorize  the  stay  of any execution to be issued on any judgment recovered on
this  Note  or  the  exemption  of  any  property  from levy or sale thereunder.
Borrower  also  waives  and  releases  unto  Bank or holder hereof, all  errors,
defects  and  imperfections whatsoever of a procedural nature in the entering of
any  judgment  or  any  process  or  proceedings  relating  thereto.

WAIVER  OF  RIGHT  TO  TRIAL  BY  JURY.
--------------------------------------

     BORROWER AND BANK EACH HEREBY UNCONDITIONALLY AND IRREVOCABLY WAIVE ANY AND
ALL  RIGHT  TO  TRIAL  BY  JURY IN ANY ACTION, SUIT, COUNTERCLAIM OR CROSS-CLAIM
ARISING  IN  CONNECTION  WITH,  OUT  OF  OR OTHERWISE RELATING TO THIS NOTE, THE
SECURITY INSTRUMENTS, THE OBLIGATIONS EVIDENCED HEREBY, AND/OR ANY COLLATERAL OR
ANY  TRANSACTION  ARISING  THEREFROM  OR  RELATED  HERETO.

Non-Waiver
----------

     The  remedies  of  this  Note  and  the aforedescribed Security Instruments
securing the same, providing for the enforcement of the payment of the principal
sum thereby secured, together with the interest thereon, and for the performance
of  the  covenants,  conditions  and  agreements,  matters and things herein and
therein  contained,  are  cumulative and concurrent and may be pursued singly or
successively  or  together, at the sole discretion of Bank or holder, and may be
exercised  as often as occasion therefor shall occur.  The waiver by Bank or any
holder  hereof  of, or failure to enforce any covenant or condition of this Note
or  the Security Instruments, or to declare any default thereunder or hereunder,
shall  not  operate as a waiver of any subsequent default or affect the right of
the  Bank  or  holder  to  exercise  any right or remedy not expressly waived in
writing  by  Bank  or  holder.

Payment  of  Expenses
---------------------

     Borrower  shall  pay  Bank,  concurrent  herewith,  a processing fee in the
amount  of  $650.00  and  a commitment fee in the amount of $15,000.00 and shall
pay, upon receipt of an invoice therefor, all legal fees and other out-of-pocket
expenses  incurred  by  Bank  in  connection  herewith.

Costs  of  Collection
---------------------

     Borrower  hereby  unconditionally  agrees to pay the costs of collection of
this  Note, including, but not limited to, reasonable attorney fees incurred  by
Bank  or  holder,  if  collectible  in  the  jurisdiction in which a judgment is
rendered  or  sought  to  be  enforced.

Acknowledgment  of  Type  of  Debt  and  Use  of  Proceeds
----------------------------------------------------------

     Borrower  hereby  acknowledges,  warrants and represents that this is not a
consumer  transaction  and  that the principal sum evidenced hereby was not used
for  any  consumer  purpose but was used solely in connection with a commercial,
business  transaction.  Borrower  hereby  acknowledges,  warrants and represents
that it will use all Advances solely as and for loans to be made to NeoGenomics.

Binding  Effect
---------------

     This obligation shall bind Borrower and Borrower's successors and permitted
assigns,  as  the case may be, and the benefits hereof shall inure to any holder
hereof  and  its  successors  and  assigns.

Waiver  of  Presentment,  Etc.
------------------------------

     Borrower,  and all sureties, endorsers and guarantors of this Note, if any,
hereby:  (a)  waive  demand,  presentment  for  payment,  notice of non-payment,
protest,  notice of protest and all other notice (unless notice  is specifically
otherwise required in this Note), filing of suit or diligence in collecting this
Note,  in  enforcing  any of the security rights or in proceeding against any of
the  property  which is collateral for this Note; (b) agree to any substitution,
exchange, addition or release of any such property or the addition or release of
any  party or Person primarily or secondarily liable herein; (c) agree that Bank
or  holder  shall not be required first to institute any suit, or to exhaust its
remedies  against  the Borrower or any other Person or party in order to enforce
payment  of  this  Note; (d) consent to any extension, rearrangement, renewal or
postponement  of  time  of payment of this Note and to any other indulgence with
respect  hereto without notice, consent or consideration to any of them; and (e)
agree that, notwithstanding the occurrence of any of the foregoing, except as to
any  such Person expressly released in writing by Bank or holder, they  shall be
and  remain  jointly  and severally, directly and primarily, liable for all sums
due  hereunder  and  under  any  and  all  of  the  Security  Instruments.

Governing  Law
--------------

     This  Note and the Security Instruments shall be governed and construed  in
accordance  with  the  laws  of  the  State of Florida and of the United States.

Severability  -  Usury
----------------------

     The  unenforceability or invalidity of any one or more provisions, clauses,
sentences  and/or  paragraphs of this Note shall not render any other provision,
clause,  sentence  and/or  paragraph  herein contained unenforceable or invalid.

     It  is the intention of Bank or holder, which is signified by acceptance of
this  Note,  that  this  Note shall comply with all applicable usury laws now or
hereafter  in  effect.  Accordingly,  to  the  extent that any  rate of interest
stated in this Note exceeds the maximum rate of interest which may be charged on
loans of the type and nature evidenced by this Note, then said interest shall be
abated  and  reduced  to  the  extent  necessary  to  conform  with  the maximum
permissible  rate.

     IN  WITNESS  WHEREOF,  Borrower  has executed this Revolving Line of Credit
Promissory  Note as of the date and year first above written in Naples, Florida.

MVP  3,  LP,  a  Delaware  limited  partnership  ("Borrower")

By:  MEDICAL  VENTURES  PARTNERS,  LLC,
a  Delaware  limited  liability
company,  its  general partner

_________________________________
Print  Name
By:
___________________________________
          Steven  Jones,  Member

______________________
Print  Name:  _______________________

<PAGE>
                                    EXHIBIT 1
                            FIFTH THIRD BANK, FLORIDA
                           BORROWING BASE CERTIFICATE

NeoGenomics, Inc., a Florida corporation ("Company"), and MVP 3, LP, a Delaware
limited partnership ("Borrower")

     The  undersigned,  in  accordance with and subject to the terms of the Loan
and  Security  Agreement  dated  April  15,  2003  (as the same may be hereafter
amended,  restated,  extended,  revised,  and/or  modified  from  time  to time,
hereinafter  referred  to  as the "Agreement"), and the Revolving Line of Credit
Note  as  defined  therein  ("Note"),  hereby  certifies  as  of
______________________________  [insert  month  and  year]  that  the  following
computations  have  been made in accordance with the provisions of the Agreement
and  the  Note  and  without  duplication  or  overlap:

I.     CALCULATION  OF  ELIGIBLE  ACCOUNTS

     A.     Accounts                                       $______________

     B.     Less

(a)     Accounts  that  arose  in  the  ordinary  course  of  Company's business
     from  the  performance  (fully  completed)  of services or bona fide lease,
     sale,  manufacture,  repair, processing or fabrication of personal property
     which  have  been  delivered  to  the  Account  Debtor,  and  more  than
     ninety  (90)  days  have  elapsed  since  the  date  on  which the Account,
     by  its  original  terms,  was  invoiced

                                                             $______________

(b)     Accounts  for  which  Company  or  Borrower  has  received  notice  that
     the  Account  Debtor  is  the  subject  of  an  action  in bankruptcy court
     or  for  receivership,  or otherwise fail to meet the criteria for Eligible
     Accounts                                                $______________

(c)     Accounts  owed  by  an  Account  Debtor to whom Company is also a vendor
                                                             $______________

(d)     Accounts  that  are  an  Account arising out of contracts with or orders
     from  an  Account  Debtor  which  does  not  have  its  principal  place of
     business  located  in  the  United  States  of  America
                                                              $______________

(e)     Accounts  that  are  an  Account  due  from  Borrower  or any Affiliate,
     subsidiary,  shareholder  or  employee  of  Borrower  or  Company
                                                            $______________

     Total  Non-Eligible  (sum  of  (a)  through  (e))      $______________

     C.     Total  Eligible  Accounts  (A  minus  B)        $______________

     D.     Advance  Rate  (80%)                             x  .80
                                                             --------

     E.     Accounts  Availability  per  Formula
                                                             $______________

II.     CALCULATION  OF  ELIGIBLE  EQUIPMENT

     A.     Book  Value  of  Equipment
                                                             $_____________

     B.     Advance  Rate  (50%)                              x  .50
                                                              ----------

     C.     Equipment  Availability  per  Formula             $_____________

III.     Total  Credit  Availability  per  Formula  (IE  +  IIC)
                                                               $_____________

     Revolver  Commitment  Amount          $750,000.00

     Total  Credit  Availability                              $_____________

     Less  Outstanding  RC Debt                                $_____________

     Excess  (Deficit)  Availability                           $_____________

For  the  purposes of inducing Fifth Third Bank, Florida to grant Revolving Line
of  Credit Loans  pursuant to the Note and Agreement, we hereby certify that the
foregoing  Borrowing Base Certificate is true and correct in all particulars and
that there is no Event of Default or event which, but for the passage of time or
notice  or both, would constitute an Event of Default under the Agreement or the
Note.

NeoGenomics,  Inc.,  a Florida corporation ("Company")     MVP 3, LP, a Delaware
limited  partnership  ("Borrower")

By:__________________________________________
By:_________________________________________
Title:_________________________________________
Title:________________________________________
Dated:________________________________________
Dated:_______________________________________

Borrowing  Base  Certificate  No.:____________

<PAGE>
                                    EXHIBIT B
                                    ---------

                                    DRAW NOTE
                                    ---------

$750,000.00     As  of  April  15,  2003
                                                                 Naples, Florida

     FOR  VALUE  RECEIVED,  the  undersigned,  MVP  3,  LP,  a  Delaware limited
partnership,  having  its  principal  office  at  1740  Persimmon Drive, Naples,
Florida  34109  (hereinafter  referred to as "Borrower"), promises to pay to the
order  of  FIFTH  THIRD  BANK,  FLORIDA,  a Florida banking corporation, with an
office  at  999  Vanderbilt  Beach  Road, P.O. Box 413021, Naples, Florida 34103
(hereinafter  referred  to  as  "Bank"),  or  holder, the principal sum of Seven
Hundred  Fifty  Thousand ($750,000.00), or so much thereof as may be advanced by
Bank  to  Borrower  from  time  to time pursuant to the terms hereof and of that
certain  Loan  and  Security Agreement by and between Borrower and Bank dated of
even  date  herewith  (as  the same may be amended, modified, restated, extended
and/or  replaced  from  time  to  time, the "Loan Agreement"), together with any
additional  payments  or sums provided for in this Note, the Loan Agreement, and
the  Security  Instruments (as hereinafter defined), with interest from the date
of  advance, at the rate and in the manner hereinafter specified.  The principal
amount  of  each  loan  made  by  Bank  under  this  Note and the amount of each
prepayment  made  by  Borrower  under  this Note will be recorded by Bank in the
regularly  maintained  data  processing  records  of Bank.  The aggregate unpaid
principal amount of all loans set forth in such schedule or in such records will
be  presumptive  evidence of the principal amount owing and unpaid on this Note.
However,  failure  by  Bank  to  make any such entry will not limit or otherwise
affect  Borrower's  obligations  under  this  Note,  the  Loan Agreement, or the
Security  Instruments.  Borrower  may not prepay and then reborrow any principal
sums  hereunder.  At  no  time  will  the  total  of  all Advances (as hereafter
defined)  hereunder  exceed  the  total  Availability  (as hereinafter defined).

Interest
--------

     Interest  shall  be  at  the  rate  per  annum  equal to the Prime Rate (as
hereinafter  defined)  plus  two-and-a-half  percent (2.50%).  Interest shall be
charged  on  the  outstanding  principal  balance of this Note from time to time
owing  from  the date such principal is advanced.  During the term of this Note,
the  rate  of interest shall be based on the hereinafter defined Prime Rate from
time  to  time  in  effect.  Said  rate  of interest shall increase and decrease
automatically  and  without  notice  in the same amount and on the same day that
said Prime Rate increases or decreases.  Any reference herein to the "prime rate
of  interest"  or  Prime  Rate  is  hereby  defined  to  mean the prime, base or
reference rate of interest for commercial loans set and established by Bank from
time to time, which rate is not intended to be nor is defined as the lowest rate
of  interest  charged by Bank to its most preferred borrowers and whether or not
such rate is actually charged.  All Interest shall be calculated on the basis of
a  360-day  year  for  actual days elapsed.  Interest after maturity (whether as
stated,  by  acceleration or otherwise) on any and all portions of the principal
amount and any unpaid interest shall be at a rate per annum equal to six percent
(6%)  above  the  rate  otherwise  then  payable (hereinafter referred to as the
"Default  Rate  of  Interest").   Interest shall be payable in arrears and shall
accrue  as  of  the  date  of  the  first  Advance  hereunder.

Payments
--------

     Interest only on the unpaid principal balance of this Note shall be due and
payable  monthly  in  arrears  commencing  on  the last day of April, 2003, with
successive payments due on the last day of each succeeding and consecutive month
thereafter,  and  continuing  until  maturity  (as  stated,  by  acceleration or
otherwise), at which time the then outstanding principal amount hereof, which is
acknowledged by Borrower to be a balloon payment, together with interest and any
and  all other amounts due hereunder or under the hereinafter described Security
Instruments  shall  be  due  and payable.  All payments under this Note shall be
applied, at Bank's discretion, to payment of accrued interest, late fees and any
other  amounts  due  and  payable  by  Borrower  hereunder or under the Security
Instruments  with  the  balance  to be applied towards the principal amount owed
hereunder.

Prepayments;  Required  Payments
--------------------------------

     Borrower  may  prepay  this  Note  in  whole or in part at any time without
premium  or penalty.  Any and all dividends payable to Medical Venture Partners,
LLC,  a  Delaware  limited  liability  company, and/or Borrower arising from the
ownership  of  shares  of  stock  of  NeoGenomics,  Inc.,  a Florida corporation
("NeoGenomics"),  and/or  NeoGenomics,  Inc.  (formerly  known  as  American
Communications  Enterprises, Inc., a Nevada corporation) ("NeoGenomics Parent"),
shall  be  paid  to  Bank  to  be  applied  to  amounts  due hereunder at Bank's
discretion.  Any  and  all  principal,  interest  payments and late fees paid by
NeoGenomics to Borrower pursuant to any instruments, agreements and/or documents
which  are  the  subject  of  the  Collateral Assignment of Loan (as hereinafter
defined),  excluding, however, interest payments made by NeoGenomics to Borrower
in  excess  of  those  interest  payments  owed  by  Borrower  to Bank, shall be
immediately  paid  to  Bank  to be applied to the Liabilities (as defined in the
Loan  Agreement)  at  Bank's discretion.  No prepayment or required payment made
pursuant  to  this section shall be deemed to relieve Borrower of its obligation
to  make  other  payments hereunder, including, without limitation any scheduled
interest  payment.

Term  of  Note
--------------

     The  entire  unpaid  principal  balance of this Note, together with accrued
interest  thereon,  shall  be  due  and  payable  unless  earlier accelerated as
provided  herein,  on  April  14, 2005, subject to extension by Bank in its sole
discretion  ("Maturity  Date").

Place  of  Payments
-------------------

     Payments  shall  be payable in lawful money of the United States to Bank at
its office at 999 Vanderbilt Beach Road, P.O. Box 413021, Naples, Florida 34103,
or  at  such  place  as shall hereafter be designated by written notice from the
holder  to  the  Borrower.

Monetary  Default
-----------------

     Upon the failure to make any payment required hereunder or under any of the
other  Security  Instruments  or  under any other obligation of Borrower to Bank
when  due,  the  entire  unpaid  principal  of  this Note, together with accrued
interest  thereon  and  any  other sums due to Bank by Borrower, shall become at
once  due and collectible at the option of the Bank or holder, without notice or
demand  and  Bank  or  holder  may  proceed  to foreclose all liens and security
interests  securing  this  Note.  The  notice  of  the exercise of the option to
accelerate  contained  in this paragraph is hereby expressly waived by Borrower.
Failure  of  the  Bank  or holder to exercise this option shall not constitute a
waiver of the right to exercise the same in the event of any subsequent default.

"Security  Instruments"
-----------------------

     The  payment  of  this  Note  is  secured  by valid and subsisting (a) Loan
Agreement,  (b) Security Agreement of even date herewith executed by Borrower in
favor  of  Bank,  as  the  same  may be amended, modified, extended, replaced or
restated  from  time  to  time  ("Borrower  Security  Agreement"),  (c) Security
Agreement of even date herewith executed by NeoGenomics in favor of Bank, as the
same may be amended, modified, extended, replaced, or restated from time to time
("NeoGenomics  Security  Agreement"),  (d) Four (4) separate Guaranties, each of
even  date  herewith,  executed  by John Elliott ("Elliott"), Larry Kuhnert (aka
Lawrence  R.  Kuhnert)  ("Kuhnert  "),  Steve  Jones  ("Jones"), and NeoGenomics
(collectively,  jointly  and severally hereinbefore and hereinafter "Guarantors"
and  Elliott, Kuhnert  and Jones being collectively and severally referred to as
"Individual Guarantors"), as either or any of the same may be amended, modified,
extended,  replaced,  or  restated  from time to time (collectively, jointly and
severally, the "Guaranty"), (e) Collateral Assignment of Loan Documents executed
by Borrower and NeoGenomics in favor of Bank dated of even date herewith, as the
same  may be amended, modified, extended, replaced or restated from time to time
(hereinbefore  and  hereafter  "Collateral  Assignment of Loan"), (f) Collateral
Assignment  of  Life  Insurance Policies assigning life insurance policies to be
obtained  on  the  lives  of Individual Guarantors in an amount of not less than
Seven  Hundred  Fifty  Thousand  Dollars  ($750,000.00)  in the aggregate, to be
delivered  to  Bank  within  thirty  (30)  days after the execution of this Note
("Life  Insurance Assignments"), and (g) Stock Pledge Agreement dated of even or
approximately  even  date  herewith executed by Kuhnert in favor of Bank, as the
same  may be amended, modified, extended, replaced or restated from time to time
(hereinbefore  and hereafter "Stock Pledge Agreement").  The Loan Agreement, the
Borrower  Security  Agreement, the NeoGenomics Security Agreement, the Guaranty,
the  Stock  Pledge  Agreement,  the  Collateral  Assignment  of  Loan,  the Life
Insurance  Assignments,  and  all other instruments now or hereafter executed in
connection  with  or  as  security  for  this  Note  or any other obligations of
Borrower  to Bank have heretofore and shall hereinafter be collectively referred
to  as  the  "Security  Instruments."

Security  and  Non-Monetary  Default
------------------------------------

     All  of the agreements, conditions, covenants, warranties, representations,
provisions  and  stipulations  made  by or imposed upon Borrower in the Security
Instruments are hereby made a part of this Note to the same extent, and with the
same force and effect, as if they were fully recited herein.  Should there be an
Event  of  Default (as defined in the Loan Agreement), then the Bank, or holder,
shall  have  (after  the  expiration  of  any applicable grace period and notice
expressly  set  forth  in the Loan Agreement), in addition to any  and all other
rights,  remedies and recourses available to it, the right and option to declare
the  entire  unpaid  principal balance and accrued interest on this Note and any
other  sums  due  to  Bank  by  Borrower at once due and payable without further
demand  or  presentment  for  payment  to Borrower, and proceed to foreclose all
liens  and  security  interests  securing  the payment of same and to invoke all
rights,  remedies and recourses relating thereto.  The notice of the exercise of
the  option to accelerate contained in this paragraph is hereby expressly waived
by  Borrower.  Failure of the Bank or holder to exercise the option contained in
this  paragraph  shall not constitute a waiver of the right to exercise the same
in  the  event  of  any  subsequent  default.

Late  Charge
------------

     In the event that any payment herein provided for shall become overdue  for
a period in excess of ten (10) days, a late charge of five percent (5%)  of such
amount  so  overdue shall become immediately due to the Bank or holder, not as a
penalty,  but  as agreed compensation to Bank or holder for the additional costs
and expenses incident to such default in making a payment or payments.  Borrower
acknowledges  that the exact amount of such costs and expenses may be difficult,
if  not  impossible,  to  determine with certainty, and further acknowledges and
confesses  the  amount of such charge to be a consciously considered, good faith
estimate of the actual damage to Bank or holder by reason of such default.  Said
charge  shall  be  payable  in  any event no later than the due date of the next
subsequent  payment  hereunder.  Assessment  of the late charge shall not in any
event  be deemed to extend the date upon which such installment is due.  Failure
to  pay  an  assessed late charge is an event of default.  The assessment and/or
collection  of any late charge shall in no way impair Bank's right to pursue any
other  remedies  upon default hereunder, nor shall the acceptance by Bank of any
late  payment or other performance which does not strictly comply with the terms
of this Note or any of the Security Instruments, be deemed to be a waiver of any
rights  of  Bank  arising  as  a  result  of  any  other  failure  to  comply.

Default  Rate
-------------

     In  the  event  of  any  default  hereunder  or  under  any of the Security
Instruments,  the  unpaid  principal  balance  of this Note and accrued interest
thereon,  together with the late charge set forth in the preceding paragraph and
all  other  sums  due to Bank or holder by Borrower, shall at the option of Bank
bear interest at the Default Rate of Interest from the date of occurrence of any
such  Event  of  Default  until  all  sums  are  paid  in  full.

Right  of  Set-Off
------------------

     Borrower  grants to Bank a contractual possessory security interest in, and
hereby  assigns, conveys, delivers, pledges and transfers to Bank all Borrower's
right, title and interest in and to, the accounts of Borrower with Bank (whether
checking,  savings,  or  some  other  account), including without limitation all
accounts  held  jointly  with someone else and all accounts Borrower may open in
the future, excluding, however, all IRA and Keogh accounts.  Borrower authorizes
Bank,  to  the extent permitted by applicable law and upon the occurrence of any
default hereunder or under any of the Security Instruments, to charge or set-off
all  sums  owing  on  this  Note  against  any  and all such accounts, provided,
however, without impairing or limiting Bank's security interest, that Bank shall
not  set-off  against  any  IRA  or  Keogh  accounts.

Conditions  for  Advance
------------------------

     No  Advance  shall  be  made  hereunder in excess of the Availability.  The
amount  of  Availability  shall  be equal twice the lending value (calculated by
Bank  pursuant  to its standard lending policies in effect from time to time) of
Additional  Collateral  provided by the Individual Guarantors from time to time.
Collateral  provided  at the time of execution of this Note shall not constitute
Additional Collateral or create any Availability except the Initial Availability
of  One  Hundred Twenty-Five Thousand Dollars ($125,000.00).  Availability shall
be  increased  from  time  to  time  in increments of at least Two Hundred Fifty
Thousand  Dollars  ($250,000.00) (or such lesser amount as Bank may agree), with
additional Collateral provided in increments of at least One Hundred Twenty-Five
Thousand  Dollars  ($125,000.00) (or such lesser amount as Bank may agree).  All
Additional  Collateral  must  be acceptable to Bank in its sole discretion.  The
delivery of Additional Collateral shall not create Availability unless and until
Bank  shall  have  received  such  additional  documents,  instruments  and/or
certifications  as  it shall deem necessary to create, perfect and/or maintain a
security  interest  and/or  lien on such Additional Collateral in favor of Bank.

Definitions
-----------

     As  used  herein,  the  following  terms  shall have the following meaning:

     "Additional  Collateral"  shall  mean  such collateral hereafter granted by
Individual  Guarantors  to  create  Availability.

     "Advance"  shall  mean  each  principal  amount  advanced  hereunder.

     "Availability"  shall  mean  the  maximum  amount  permitted to be drawn by
Borrower  hereunder based upon the value of collateral granted by the Individual
Guarantors  to  secure  Advances,  as  described  in  this  Note.

     "GAAP"  means  generally  accepted  accounting  principles,  consistently
applied.

     "Person"  means any individual, entity or governmental agency, and shall be
construed  in  its  broadest  sense.

Additional  Requirements
------------------------

     Borrower  shall  submit  to  Bank  the  following:

(a)     Additional  Collateral  in connection with any increase in Availability;

(b)     within  three  (3)  days  of  filing, complete copies of its federal tax
returns,  with  all  schedules;

(c)     with  any increase in Availability, the required commitment fee pursuant
to  the  Loan  Agreement;  and

(f)     such  additional  documents  regarding  Borrower's  financial condition,
assets  or  ability  to  repay Advances as Bank may reasonably deem necessary or
desirable.

Depository  Relationship;  Billpayer  2000
------------------------------------------

     Prior  to  the execution of this Note, Borrower has established and, at all
times  hereafter  will maintain, the Bank as its sole depository institution and
will  use Bank's "Billpayer 2000" program (as the same may be modified from time
to  time), and agrees to open such accounts, execute such documents, and perform
any  other  acts  necessary  to  maintain  said  relationship  and  program.

Waiver  of  Laws
----------------

     Borrower hereby waives the benefit of any laws which now or hereafter might
authorize  the  stay  of any execution to be issued on any judgment recovered on
this  Note  or  the  exemption  of  any  property  from levy or sale thereunder.
Borrower  also  waives  and  releases  unto  Bank or holder hereof, all  errors,
defects  and  imperfections whatsoever of a procedural nature in the entering of
any  judgment  or  any  process  or  proceedings  relating  thereto.

WAIVER  OF  RIGHT  TO  TRIAL  BY  JURY.
--------------------------------------

     BORROWER AND BANK EACH HEREBY UNCONDITIONALLY AND IRREVOCABLY WAIVE ANY AND
ALL  RIGHT  TO  TRIAL  BY  JURY IN ANY ACTION, SUIT, COUNTERCLAIM OR CROSS-CLAIM
ARISING  IN  CONNECTION  WITH,  OUT  OF  OR OTHERWISE RELATING TO THIS NOTE, THE
SECURITY INSTRUMENTS, THE OBLIGATIONS EVIDENCED HEREBY, AND/OR ANY COLLATERAL OR
ANY  TRANSACTION  ARISING  THEREFROM  OR  RELATED  HERETO.

Non-Waiver
----------

     The  remedies  of  this  Note  and  the aforedescribed Security Instruments
securing the same, providing for the enforcement of the payment of the principal
sum thereby secured, together with the interest thereon, and for the performance
of  the  covenants,  conditions  and  agreements,  matters and things herein and
therein  contained,  are  cumulative and concurrent and may be pursued singly or
successively  or  together, at the sole discretion of Bank or holder, and may be
exercised  as often as occasion therefor shall occur.  The waiver by Bank or any
holder  hereof  of, or failure to enforce any covenant or condition of this Note
or  the Security Instruments, or to declare any default thereunder or hereunder,
shall  not  operate as a waiver of any subsequent default or affect the right of
the  Bank  or  holder  to  exercise  any right or remedy not expressly waived in
writing  by  Bank  or  holder.

Payment  of  Expenses
---------------------

     Borrower  shall  pay  Bank,  concurrent  herewith,  a commitment fee in the
amount  of  $5,000.00  at  closing,  and  shall  pay, upon receipt of an invoice
therefor,  all  legal  fees and other out-of-pocket expenses incurred by Bank in
connection  herewith.

Costs  of  Collection
---------------------

     Borrower  hereby  unconditionally  agrees to pay the costs of collection of
this  Note, including, but not limited to, reasonable attorney fees incurred  by
Bank  or  holder,  if  collectible  in  the  jurisdiction in which a judgment is
rendered  or  sought  to  be  enforced.

Acknowledgment  of  Type  of  Debt  and  Use  of  Proceeds
----------------------------------------------------------

     Borrower  hereby  acknowledges,  warrants and represents that this is not a
consumer  transaction  and  that the principal sum evidenced hereby was not used
for  any  consumer  purpose but was used solely in connection with a commercial,
business  transaction.  Borrower  hereby  acknowledges,  warrants and represents
that it will use all Advances solely as and for funds in an amount not to exceed
Two  Hundred  Fifty  Thousand  Dollars  ($250,000.00)  for  its  working capital
purposes  (including,  without  limitation,  its  acquisition  of  stock  of
NeoGenomics,  Inc.,  a  Nevada  corporation, the parent of NeoGenomics), and the
remainder  as  loans  to  NeoGenomics,  and  for  no  other  purposes.

Binding  Effect
---------------

     This obligation shall bind Borrower and Borrower's successors and permitted
assigns,  as  the case may be, and the benefits hereof shall inure to any holder
hereof  and  its  successors  and  assigns.

Waiver  of  Presentment,  Etc.
------------------------------

     Borrower,  and all sureties, endorsers and guarantors of this Note, if any,
hereby:  (a)  waive  demand,  presentment  for  payment,  notice of non-payment,
protest,  notice of protest and all other notice (unless notice  is specifically
otherwise required in this Note), filing of suit or diligence in collecting this
Note,  in  enforcing  any of the security rights or in proceeding against any of
the  property  which is collateral for this Note; (b) agree to any substitution,
exchange, addition or release of any such property or the addition or release of
any  party or Person primarily or secondarily liable herein; (c) agree that Bank
or  holder  shall not be required first to institute any suit, or to exhaust its
remedies  against  the Borrower or any other Person or party in order to enforce
payment  of  this  Note; (d) consent to any extension, rearrangement, renewal or
postponement  of  time  of payment of this Note and to any other indulgence with
respect  hereto without notice, consent or consideration to any of them; and (e)
agree that, notwithstanding the occurrence of any of the foregoing, except as to
any  such Person expressly released in writing by Bank or holder, they  shall be
and  remain  jointly  and severally, directly and primarily, liable for all sums
due  hereunder  and  under  any  and  all  of  the  Security  Instruments.

Governing  Law
--------------

     This  Note and the Security Instruments shall be governed and construed  in
accordance  with  the  laws  of  the  State of Florida and of the United States.

Severability  -  Usury
----------------------

     The  unenforceability or invalidity of any one or more provisions, clauses,
sentences  and/or  paragraphs of this Note shall not render any other provision,
clause,  sentence  and/or  paragraph  herein contained unenforceable or invalid.

     It  is the intention of Bank or holder, which is signified by acceptance of
this  Note,  that  this  Note shall comply with all applicable usury laws now or
hereafter  in  effect.  Accordingly,  to  the  extent that any  rate of interest
stated in this Note exceeds the maximum rate of interest which may be charged on
loans of the type and nature evidenced by this Note, then said interest shall be
abated  and  reduced  to  the  extent  necessary  to  conform  with  the maximum
permissible  rate.

     IN WITNESS WHEREOF, Borrower has executed this Draw Note as of the date and
year  first  above  written  in  Naples,  Florida.

MVP  3,  LP,  a  Delaware  limited  partnership
("Borrower")

By:  Medical  Venture Partners, LLC ,
a Delaware limited liability company,
its  general  partner

________________________________
Print  Name_______________________
By:  ________________________________
________________________________
Steven  Jones,  Member
Print  Name_______________________

<PAGE>

                                       39

                                    EXHIBIT C
                                    ---------

             FORM OF COLLATERAL ASSIGNMENT OF LIFE INSURANCE POLICY
             ------------------------------------------------------

<PAGE>
                                  SCHEDULE 9(F)
                                  -------------

                                LEGAL PROCEEDINGS
                                -----------------

     The Parent has received several e-mails and telephone messages from persons
purporting  to  be  current  shareholders of the Parent threatening legal action
against  the  Parent  and  its  directors  with respect to the Parent's recently
announced  reverse  stock split.  These claims have generally indicated that the
parties propose to undertake litigation against the Parent and its directors due
to  the negative impact of the reverse stock split on the Parent's shareholders.
To  the  knowledge  of  the  Parent,  no  legal proceedings have been filed with
respect  to  any  such  claims.

<PAGE>
                                 SCHEDULE 14(A)
                                 --------------

                        BORROWER'S EXISTING INDEBTEDNESS
                        --------------------------------

                          Michael T. Dent, M.D.     $31,273.00

                          Naples  Women's  Center   $60,165.00SECURITY AGREEMENT
                               ------------------

Naples,  Florida                                      As  of  April  15,  2003

NEOGENOMICS,  INC.,  a  Florida  corporation  with a principal place of business
located at 1726 Medical Blvd., Suite 101, Naples, Florida 34110 (hereinafter the
"Debtor")  jointly  and  severally  if  more than one, hereby assign(s) to FIFTH
THIRD  BANK, FLORIDA, a Florida banking corporation, for itself and as agent for
any  affiliate  of  Fifth  Third  Bancorp  (hereinafter  the "Secured Party") as
collateral and grant(s) to Secured Party a security interest in and to all items
of  property  described  in  paragraph  2  of  this  Security  Agreement  (the
"Agreement").  Capitalized  terms  used  herein  but  not defined shall have the
meanings  assigned  to  them  in  the  Loan  Agreement  (as  defined  below).

     1.     OBLIGATIONS:  This  assignment  of  collateral and grant of security
interest shall secure all loans, advances, indebtedness and each and every other
obligation  or  liability  of each of Debtor, jointly and severally if more than
one  and  MVP  3,  LP, a Delaware limited partnership (if different from Debtor,
hereinafter  referred  to  as  the  "Borrower")  owed  to  Secured Party and any
affiliate  of  Fifth  Third  Bancorp,  however  created,  of  every  kind  and
description,  whether  now  existing  or hereafter arising and whether direct or
indirect,  primary  or as guarantor or surety, absolute or contingent, due or to
become  due,  liquidated  or unliquidated, matured or unmatured, participated in
whole  or  in  part, created by trust agreement, lease, overdraft, agreement, or
otherwise,  whether  or not secured by additional collateral, whether originated
with  Secured Party or owed to others and acquired by Secured Party by purchase,
assignment or otherwise, and including, without limitation, all loans, advances,
indebtedness and each and every other obligation or liability arising under that
certain Loan and Security Agreement ("Loan Agreement") between and among Secured
Party,  Debtor,  Borrower,  John Elliott ("Elliott"), Larry Kuhnert ("Kuhnert"),
and Steve Jones ("Jones"), that certain Revolving Line of Credit Promissory Note
from  Borrower  to  Secured Party dated of even date herewith, that certain Draw
Note from Borrower to Secured Party dated of even date herewith, loans, advances
and/or  letters  of  credit  now  or  hereafter  issued  by Secured Party or any
affiliate  of Fifth Third Bancorp for the benefit of or at the request of Debtor
or Borrower, all obligations to perform or forbear from performing acts, and all
agreements,  instruments  and  documents  evidencing, guarantying or securing or
otherwise  executed  in  connection with any of the foregoing, together with any
amendments,  modifications,  and  restatements  thereof,  and  all  expenses and
attorneys'  fees  incurred  or  other  sums  disbursed  by  Secured Party or any
affiliate  of  Fifth  Third  Bancorp under this Agreement or any other document,
instrument  or  agreement  related  to  any  of  the foregoing (collectively the
"Obligations").

     2.     COLLATERAL:  The  collateral hereby assigned and in which a security
interest  is granted includes that collateral now existing and hereafter arising
or  acquired  by  Debtor,  regardless  of where it is located, and is defined as
follows  (together  with all proceeds and products thereof and all additions and
accession  thereto,  replacements  thereof,  supporting  obligations  therefor,
guaranties  thereof,  insurance  or  condemnation  proceeds  thereof,  documents
related  thereto,  all  sales  of  accounts  constituting  a  right  to  payment
therefrom,  all tort or other claims against third parties arising out of damage
thereto  or destruction thereof, all property received wholly or partly in trade
or  exchange  thereof,  all fixtures attached or appurtenant thereto, all leases
thereof,  and all rents, revenues, issues, profits and proceeds arising from the
sale,  lease,  license,  encumbrance,  collection  or  any  other  temporary  or
permanent  disposition thereof, or any other interest therein, collectively, the
"Collateral"):

a.     All  Accounts, all Inventory, all Equipment, all General Intangibles, all
Investment  Property;

b.     all  instruments,  chattel  paper,  electronic  chattel paper, documents,
securities, moneys, cash, letters of credit, letter of credit rights, promissory
notes,  warrants,  dividends,  distributions, commercial tort claims, contracts,
agreements,  contract  rights  or  other  property,  owned by Debtor or in which
Debtor  has  an  interest,  including but not limited to, those which are now or
hereafter in the possession or control of Secured Party or in transit by mail or
carrier  to  or in the possession of any third party acting on behalf of Secured
Party,  without regard to whether Secured Party received the same in pledge, for
safekeeping,  as  agent  for  collection or transmission or otherwise or whether
Secured Party had conditionally released the same, and the proceeds thereof, all
rights  to  payment  from, and all claims against Secured Party, and any deposit
accounts  of  Debtor  with  Secured  Party, including all demand, time, savings,
passbook  or  other  accounts  and  all  deposits  therein;

c.     all assets and personal property now owned or hereafter acquired; all now
owned  and  hereafter  acquired inventory, equipment, fixtures, goods, accounts,
chattel  paper,  documents,  instruments,  farm  products,  general intangibles,
supporting  obligations,  software, and all rents, issues, profits, products and
proceeds  thereof,  wherever  any  of  the  foregoing  is  located;

d.     INTENTIONALLY  DELETED;
       -----------------------

e.     INTENTIONALLY  DELETED;  and
       -----------------------

f.     other  Collateral: Loan Agreement; Guaranties of Elliott, Kuhnert, Jones,
and  Debtor;  Stock  Pledge  Agreements  of Elliott, Kuhnert, Jones, Debtor, and
Medical  Venture Partners, LLC, a Delaware limited liability company; Assignment
of  Life  Insurance  Proceeds  of  Elliott,  Kuhnert,  and  Jones.

     3.     DEFINITIONS:  Capitalized  terms  not  otherwise  defined  in  this
Agreement  or  the  Loan Agreement shall have the meanings attributed thereto in
the  applicable  version  of the Uniform Commercial Code adopted in the state of
Florida,  as  such  definitions may be enlarged or expanded from time to time by
legislative  amendment  thereto  or  judicial  decision (the "Uniform Commercial
Code").  As  used herein the following capitalized terms will have the following
meanings:

     (a)     "Accounts"  means  all  accounts,  accounts  receivable,
health-care-insurance  receivables,  credit  card  receivables, contract rights,
instruments,  documents, chattel paper, tax refunds from federal, state or local
governments  and  all obligations in any form including without limitation those
arising  out  of  the  sale  or  lease  of goods or the retention of services by
Debtor;  all  guaranties,  letters  of  credit and other security and supporting
obligations  for  any  of the above; all merchandise returned to or reclaimed by
Debtor;  and  all books and records (including computer programs, tapes and data
processing  software)  evidencing  an  interest in or relating to the above; all
winnings in a lottery or other game of chance operated by a governmental unit or
person  licensed  to  operate such game by a governmental unit and all rights to
payment therefrom; and all "Accounts" as same is now or hereafter defined in the
Uniform  Commercial  Code.

     (b)     "Equipment"  means all goods (excluding inventory, farm products or
consumer  goods),  machinery,  machine  tools,  equipment,  fixtures,  office
equipment,  furniture,  furnishings, motors, motor vehicles, tools, dies, parts,
jigs,  goods  (including, without limitation, each of the items of equipment set
forth  on  any schedule which is either now or in the future attached to Secured
Party's  copy  of this Agreement), and all attachments, accessories, accessions,
replacements,  substitutions,  additions  and  improvements  thereto,  and  all
supplies  used or useful in connection therewith, and all "Equipment" as same is
now  or  hereafter  defined  in  the  Uniform  Commercial  Code.

     (c)     "General  Intangibles"  means  all  general  intangibles, choses in
action,  causes  of  action, obligations or indebtedness owed to Debtor from any
source  whatsoever,  payment  intangibles,  software  and  all  other intangible
personal  property  of  every  kind  and  nature (other than Accounts) including
without  limitation  patents, trademarks, trade names, service marks, copyrights
and  applications  for  any of the above, and goodwill, trade secrets, licenses,
franchises,  rights  under  agreements,  tax  refund  claims,  and all books and
records  including  all  computer  programs,  disks,  tapes, printouts, customer
lists,  credit files and other business and financial records, and the equipment
containing any such information, and all "General Intangibles" as same is now or
hereafter  defined  in  the  Uniform  Commercial  Code.

     (d)     "Inventory"  means  all  goods,  supplies,  wares, merchandises and
other  tangible  personal  property,  including  raw materials, work in process,
supplies  and components, and finished goods, whether held for sale or lease, or
furnished or to be furnished under any contract for service, or used or consumed
in business, and also including products of and accessions to inventory, packing
and  shipping  materials,  and  all  documents  of  title, whether negotiable or
non-negotiable,  representing  any of the foregoing, and all "Inventory" as same
is  now  or  hereafter  defined  in  the  Uniform  Commercial  Code.

     (e)     "Investment  Property"  means  a  security, whether certificated or
uncertificated,  security entitlement, securities account, commodity contract or
commodity  account  and  all  "Investment  Property" as same is now or hereafter
defined  in  the  Uniform  Commercial  Code.

     4.     WARRANTIES  AS  TO  DEBTOR: Debtor hereby represents and warrants to
Secured  Party  as  follows:

     (a)     That  he/she/it  is/are  a(n)  _____  individual;  _____  limited
partnership;  _____  limited  liability  company; __x__ corporation; _____ other
                                                    -
(specify)  with  a primary residence or principal place of business, as the case
may  be,  located at the address otherwise set forth herein, and is organized in
the  State  of  Florida,  license  number  _______  (if  applicable).

     (b)     Debtor  further  warrants that its exact legal name is set forth in
the  initial  paragraph  of  this  Agreement,  and  its  Taxpayer  I.D.  No.  is
###-##-####
          -

     (c)     Exhibit  B,  attached  to this Agreement and incorporated herein by
             ----------
reference,  lists  the  locations  of  any  and all of the Collateral of Debtor.

     5.     WARRANTIES  AS  TO COLLATERAL: Debtor hereby represents and warrants
to  Secured  Party  that:

     (a)     Except  for  the security interest granted hereby and for Permitted
Liens  (as  defined  in  the  Loan Agreement), Debtor is, and as to any property
which  at  any time forms a part of the Collateral, shall be, the sole owner of,
with  good  and  marketable  title in, each and every item of the Collateral, or
otherwise  shall  have  the full right and power to grant a security interest in
the Collateral, free from any lien, security interest or encumbrance whatsoever;

     (b)     Each  item  of  Collateral  is,  and  shall  be,  valid,  and  all
information  furnished  to  Secured  Party with regard thereto is, and shall be,
accurate  and  correct  in  all  respects  when  furnished;

     (c)     None  of  the  Collateral  shall  be  sold,  assigned, transferred,
discounted,  hypothecated,  or  otherwise  subjected to any lien, encumbrance or
security  interest  (except  for Permitted Liens, liens in favor of Borrower and
assigned  to  Secured  Party, or as otherwise expressly permitted under the Loan
Agreement), and that Debtor shall defend such Collateral and each and every part
thereof  against  claims  of all persons at any time claiming such Collateral or
claiming  any  interest  therein  adverse  to  Secured  Party;

     (d)     The  provisions of this Agreement are sufficient to create in favor
of Secured Party a valid and continuing lien on, and first security interest in,
the  types  of  Collateral  in which a security interest may be perfected by the
filing  of  UCC Financing Statements, and when such UCC Financing Statements are
filed  in  the requisite filing offices, and the requisite filing fees are paid,
such  filings  shall be sufficient to perfect such security interest (other than
Equipment  affixed  to  real  property  so  as  to  become  fixtures);

     (e)     If  any  of the Collateral is or will be attached to real estate in
such  a manner as to become a fixture under applicable state law, that said real
estate  is  not  encumbered  in  any  way, or if said real estate is encumbered,
Debtor  will  secure  from  the lien holder or the party in whose favor it is or
will  become  so  encumbered  a  written acknowledgment and subordination to the
security  interest hereby granted or a written disclaimer of any interest in the
Collateral,  in  such  form  as  is  acceptable  to  Secured  Party.

     (f)     The  financial  statements  of  Debtor  dated December 31, 2002 and
heretofore  submitted to the Secured Party are true and correct and there are no
material  adverse  changes  in the conditions, financial or otherwise, of Debtor
since  the  date  of  said  financial  statements.

     6.     DEBTOR'S  RESPONSIBILITIES:  Debtor covenants with, and warrants to,
Secured  Party  that  Debtor  shall:

     (a)     Furnish  to  Secured  Party,  in  writing,  a  current  list of all
Collateral  for  the purpose of identifying the Collateral and, further, execute
and  deliver  such  supplemental  instruments, documents, agreements and chattel
paper,  in  the form of assignments or otherwise, as Secured Party shall require
for  the purpose of confirming and perfecting, and continuing the perfection of,
Secured  Party's  security  interest  in any or all of such Collateral, or as is
necessary  to  provide  Secured  Party  with  control over the Collateral or any
portion  thereof;

     (b)     At its expense and upon request of Secured Party, furnish copies of
invoices  issued  by  Debtor  in  connection  with  the  Collateral,  furnish
certificates  of  insurance evidencing insurance on Collateral, furnish proof of
payment of taxes and assessments on Collateral, make available to Secured Party,
any  and  all  of  Debtor's  books,  records, written memoranda, correspondence,
purchase  orders,  invoices  and  other  instruments or writings that in any way
evidence  or  relate  to  the  Collateral;

     (c)     Keep  the  Collateral insured at all times against risks of loss or
damage  by  fire  (including  so-called extended coverage), theft and such other
casualties  including  collision  in  the case of any motor vehicle, all in such
amounts,  under  such forms of policies, upon such terms and for such periods as
is  customary with companies in the same or similar business and written by such
companies  or  underwriters  as  is  satisfactory to Secured Party. In all cases
losses  shall  be  payable  to Secured Party and any surplusage shall be paid to
Debtor.  All  policies  of insurance shall provide for at least thirty (30) days
prior written notice of cancellation to Secured Party. Should Debtor at any time
fail  to  purchase  or  maintain  insurance,  pay taxes, or pay for any expense,
incident  or  such  insurance,  pay such taxes, order and pay for such necessary
items of preservation, maintenance or protection, and Debtor agrees to reimburse
Secured  Party  for  all  expenses  incurred  under  this  paragraph;

     (d)     Pay  all  taxes  or  assessments  imposed on or with respect to the
Collateral;

     (e)     Keep all of the Collateral in good condition and repair, protecting
it  from  weather  and  other  contingencies  which might adversely affect it as
secured  hereunder;

     (f)     Notify  Secured  Party  immediately  in  writing of any information
which  Debtor  has  or  may  receive which might in any way adversely affect the
value  of  the  Collateral  or the rights of Secured Party with respect thereto;

     (g)     Notify  Secured  Party  promptly,  in writing, of any change in the
location  of  the Collateral or of any place of business or mailing addresses or
the  establishment  of  any  new  place  of  business  or  mailing  address;

     (h)     Pay  all costs of filing any financing, continuation or termination
statements  with  respect  to  the  security  interest  created  hereby;

     (i)     Upon  the  occurrence  of  an  Event  of  Default  or breach of any
provision of this Security Agreement, pay all expenses and reasonable attorneys'
fees  of  Secured  Party; and Debtor agrees that said expenses and fees shall be
secured  under  this  Agreement;

     (j)     Maintain  possession of all Collateral at the location disclosed to
Secured  Party  and  not  to  remove  the  Collateral  from  that  location;

     (k)     Not  sell, contract to sell, lease, encumber, or otherwise transfer
the  Collateral  (other than inventory in the ordinary course of business) until
the  Obligations  have  been  paid  and  performed  except  for  (a) the sale of
inventory in the ordinary course of business, (b) the sale of obsolete or unused
assets,  or  (c)  Permitted Liens, Debtor acknowledging nonetheless that Secured
Party  has  a  security  interest  in  the  proceeds  of  such  Collateral.

     (l)     Take  any  other  and  further  action  necessary  or  desirable as
requested  by  Secured Party to grant Secured Party control over the Collateral,
as  "control"  is  defined  in  the applicable version of the Uniform Commercial
Code,  including  without  limitation  (i)  executing  and/or authenticating any
assignments  or third party agreements; (ii) delivering, or causing the delivery
of,  any  of  the Collateral to the possession of Secured Party; (iii) obtaining
written  acknowledgments  of  the  lien  of  Secured  Party  and  agreements  of
subordination to such lien from third parties in possession of the Collateral in
a form acceptable to Secured Party. Debtor consents to and hereby authorizes any
third  party  in  an  authenticated  record or agreement between Debtor, Secured
Party,  and  the  third  party,  including  but  not  limited  to  depository
institutions,  securities  intermediaries,  and  issuers of letters of credit or
other  support obligations, to accept direction from Secured Party regarding the
maintenance  and  disposition  of  the  Collateral and the products and proceeds
thereof, and to enter into agreements with Secured Party regarding same, without
further  consent  of  the  Debtor.

     7.     ACCOUNTS  RECEIVABLE: Debtor hereby agrees that, notwithstanding the
fact  that  all  or  any  part  of  the Obligations is not matured and Debtor is
current  in  payment  according  to  the tenor of the Obligations, Secured Party
shall  have the absolute right to take any one or more of the following actions:

     (a)     Secured Party may serve written notice on Debtor instructing Debtor
to deliver to Secured Party all subsequent payments on accounts receivable which
Debtor  shall  do  until  notified  otherwise;

     (b)     Secured  Party  may  notify  the  account debtor(s) of its security
interest  and  instruct  such account debtor(s) to make further payments on such
accounts  to  Secured  Party  instead  of  to  Debtor;  and,

     (c)  Secured Party may serve written notice upon Debtor that all subsequent
billings  or  statements  of account rendered to any account debtor shall bear a
notation  directing  the  account  debtor(s) to make payment directly to Secured
Party. Any payment received by Secured Party pursuant to this paragraph shall be
retained  in  a separate noninterest bearing account as security for the payment
and  performance  of  all  Obligations  of  Debtor.

     8.     POWER  OF  ATTORNEY:  Debtor  hereby makes, constitutes and appoints
Secured  Party  its  true and lawful attorney-in-fact to act, with full power of
substitution,  with  respect  to  the  Collateral,  in  any  transaction,  legal
proceeding,  or  other  matter in which Secured Party is acting pursuant to this
Agreement, including, but not limited to executing, authenticating and/or filing
on its behalf: (i) UCC Financing Statements reflecting the lien of Secured Party
upon the Collateral and any other documents necessary or desirable to perfect or
otherwise  continue  the  security  interest  granted herein; and (ii) any third
party  agreements  or  assignments  to  grant  Secured  Party  control  over the
Collateral,  including but not limited to third party agreements between Debtor,
Secured  Party,  and  depository  institutions,  securities  intermediaries, and
issuers  of  letters  of  credit or other support obligations, which third party
agreements  direct  the  third  party  to  accept  direction  from Secured Party
regarding the maintenance and disposition of the Collateral and the products and
proceeds  thereof.

     9.     EVENTS  OF  DEFAULT.  Any  Event of Default under the Loan Agreement
shall  constitute  an  Event  of  Default  under  this  Security  Agreement.

     10.     REMEDIES.  Upon  the occurrence and until the waiver of an Event of
Default, Secured Party may, without further notice to Debtor, at Secured Party's
option, declare any note and all of the Obligations to become due and payable in
its  aggregate  amount;  provided  that  the  Obligations  shall  be accelerated
automatically  and  immediately  if  the  Event of Default is a filing under the
Bankruptcy  Code.  Secured  Party  may  resort  to  the rights and remedies of a
secured  party  under  the Uniform Commercial Code, including but not limited to
the  right  of  a  secured  party  to  (a) enter any premises of Debtor, with or
without  legal  process  and take possession of the Collateral and remove it and
any records pertaining thereto and/or remain on such premises and use it for the
purpose  of  collecting,  preparing  and  disposing of the Collateral; (b) ship,
reclaim,  recover,  store,  finish,  maintain and repair the Collateral; and (c)
sell  the Collateral at public or private sale. Debtor will be credited with the
net proceeds of such sale only when they are actually received by Secured Party,
and  any  requirement  of reasonable notice of any disposition of the Collateral
will  be  satisfied if such notice is sent to Debtor ten (10) days prior to such
disposition.  Debtor will, upon request, assemble the Collateral and any records
pertaining  thereto  and  make  them  available at a place designated by Secured
Party.  Secured Party may use, in connection with any assembly or disposition of
the  Collateral, any trademark, trade name, tradestyle, copyright, patent right,
trade  secret  or  technical  process  used or utilized by Debtor. No remedy set
forth herein is exclusive of any other available remedy or remedies, but each is
cumulative and in addition to every other remedy given under this Agreement, and
of  the  Obligations,  or  now  or  hereafter existing at law or in equity or by
statute.  Secured  Party  may  proceed  to  protect and enforce its rights by an
action  at law, in equity or by any other appropriate proceedings. No failure on
the part of Secured Party to enforce any of the rights hereunder shall be deemed
a waiver of such rights or of any Event of Default and no waiver of any Event of
Default  shall  be  deemed  to  be  a waiver of any subsequent Event of Default.

     11.     MISCELLANEOUS  PROVISIONS:

     (a)     All  rights  of  Secured  Party  shall  inure to the benefit of its
successors  and  assigns  and  all  obligations  of Debtor shall bind the heirs,
executors,  administrators,  successors  and  assigns  of  Debtor.

     (b)     Debtor  acknowledges  and  agrees that, in addition to the security
interests granted herein, Secured Party has a banker's lien and common law right
of  set-off  in  and  to Debtor's deposits, accounts and credits held by Secured
Party and Secured Party may apply or set off such deposits or other sums against
the  Obligations  upon  the  occurrence  of  an Event of Default as set forth in
paragraph  10  of  this  Agreement.

     (c)     This  Agreement contains the entire Agreement of the parties and no
oral Agreement whatsoever, whether made contemporaneously herewith or hereafter,
shall  amend,  modify  or  otherwise  affect  the  terms  of  this  Agreement.

     (d)     All  rights and liabilities hereunder shall be governed and limited
by  and  construed  in  accordance  with  the  laws  of  the  State  of Florida.

     (e)     Any provision herein which may prove limited or unenforceable under
any  law  or  judicial ruling shall not affect the validity or enforceability of
the  remainder  of  this  Agreement.

     (f)     Debtor  hereby  authorizes  Secured  Party  to  file a copy of this
Agreement  as a Financing Statement with appropriate county and state government
authorities  necessary  to  perfect  Secured  Party's  security  interest in the
Collateral  as  set forth herein. Debtor hereby further authorizes Secured Party
to  file  UCC  Financing  Statements  on behalf of Debtor and Secured Party with
respect  to  the  Collateral.

SECURED  PARTY:     DEBTOR:

FIFTH  THIRD  BANK,  FLORIDA,  a  Florida     NEOGENOMICS,  INC.,  a  Florida
corporation
banking  corporation

By:________________________________     By:  _______________________________
     Scott  D.  Koenig, Vice President          Michael T. Dent, M.D., President

<PAGE>
                                    EXHIBIT A
                                    ---------

                                LEGAL DESCRIPTION
                                -----------------

                                      None.

<PAGE>

3

                                    EXHIBIT B
                                    ---------

                             [COLLATERAL LOCATIONS]
                             ----------------------

1726  Medical  Blvd.,  Suite  101,  Naples,  Florida  34110

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