Document:

Amended and Restated Credit and Security Agreement dated August 29, 2006

 Exhibit 10.1 
 AMENDMENT 
 Dated as of June 19, 2008 
 to 
 AMENDED AND RESTATED CREDIT AND SECURITY AGREEMENT 
 Dated as of August 29, 2006 
 THIS
AMENDMENT (this “Amendment”) dated as of June 19, 2008 is entered into by and among BROOKE CREDIT FUNDING, LLC, a Delaware limited liability company (the “Borrower”), ALERITAS CAPITAL CORP., a Delaware
corporation (formerly known as Brooke Credit Corporation) (“BCC”), BROOKE CORPORATION, a Kansas corporation (“Brooke Corporation”), AUTOBAHN FUNDING COMPANY LLC, a Delaware limited liability company (the
“Lender”), and DZ BANK AG DEUTSCHE ZENTRAL-GENOSSENSCHAFTSBANK (the “Agent”). 
 PRELIMINARY STATEMENTS

 A. Reference is made to the Amended and Restated Credit and Security Agreement dated as of August 29, 2006 among the Borrower, BCC,
Brooke Corporation, the Lender and the Agent (as amended or otherwise modified prior to the date hereof, the “Credit Agreement”). Capitalized terms used and not otherwise defined herein shall have the meanings ascribed to them in
the Credit Agreement. 
 B. The parties hereto have agreed to amend the Credit Agreement on the terms and conditions hereinafter set forth.

 NOW, THEREFORE, in consideration of the premises set forth above, and other good and valuable consideration the receipt and sufficiency of
which is hereby acknowledged, the parties hereto agree as follows: 
 SECTION 1. Amendments to the Credit Agreement. Effective as of
the Effective Date (as defined in Section 3 below), the Credit Agreement is amended as follows: 
 1.1 The following definitions are
added to Section 1.01 of the Credit Agreement in appropriate alphabetical order: 
 “BASC Security
Agreement” means the Security Agreement dated as of June 19, 2008 executed by the Master Agent in favor of the Agent, as the same may be amended, restated, supplemented or otherwise modified from time to time. 
 “BASC Collateral” means the “Collateral” as defined in the BASC Security Agreement. 

 “Brooke Capital” means Brooke Capital Corporation, a Kansas corporation.

 “Brooke Capital Collateral” means, collectively, the “Collateral” as defined in the Brooke
Capital Guaranty together with the “Collateral” as defined in the Brooke Capital Stock Pledge. 
 “Brooke
Capital Guaranty” means the Guaranty and Security Agreement dated as of June 19, 2008 executed by Brooke Capital in favor of the Agent and the Lender, as the same may be amended, restated, supplemented or otherwise modified from time
to time. 
 “Brooke Capital Stock Pledge” means the Pledge Agreement dated as of June 19, 2008 executed
by Brooke Capital in favor of the Agent and the Lender providing for a pledge of the capital stock of Brooke Investments, as the same may be amended, restated, supplemented or otherwise modified from time to time. 
 “Brooke Franchise Agreement” means any franchise agreement or other instrument, document, agreement or arrangement
pursuant to which a franchisee pays, or agrees to pay, fees or other amounts to or for the benefit of Brooke Capital, Brooke Investments, the Master Agent or any of their respective Affiliates, including, without limitation, any Existing Franchise
Agreement. 
 “Brooke Investments” means Brooke Investments, Inc., a Kansas corporation. 
 “Brooke Investments Collateral” means the “Collateral” as defined in the Brooke Investments Guaranty.

 “Brooke Investments Guaranty” means the Guaranty and Security Agreement dated as of June 19, 2008
executed by Brooke Investments in favor of the Agent and the Lender, as the same may be amended, restated, supplemented or otherwise modified from time to time. 
 “Existing Brooke Franchise Agreement” means a Brooke Franchise Agreement in existence as of the date hereof. 

“Permitted Columbian Bank Lien” means the security interest of Columbian Bank and Trust Company on the accounts
receivable of Brooke Capital securing debt of Brooke Capital in an aggregate principal amount of not more than $7,500,000 pursuant to the promissory note dated as of January 15, 2008 as in effect on the date hereof, a copy of which has been
furnished to the Agent. 
 “Permitted FLAC Lien” means the security interest of Brooke Capital Advisors, Inc.
on behalf of participating lenders on shares of First Life America Corporation, a Kansas-domiciled life insurance company, securing debt of Brooke Capital in an aggregate principal amount of not more than $12,382,000 pursuant to the Commercial Loan
Agreement, dated as of December 31, 2007, as in effect on the date hereof, a copy of which has been furnished to the Agent. 

 “Permitted Whitaker Lien” means the security interest of Manuel Whitaker
pursuant to that certain settlement agreement between Manuel Whitaker and Brooke Capital securing debt of Brooke Capital in an aggregate principal amount of $884,051.14, of which $442,025.56 is remaining to be paid in two equal installments of
$221,012.78 on July 1, 2008 and October 1, 2008. 
 “Purchase Amount” has the meaning specified in
the Sale and Servicing Agreement. 
 “Specified Ineligible Loan” means a Loan specified on Schedule V.

 “Specified Ineligible Loan Installment Payment” has the meaning specified in Section 8.04 

“Specified Ineligible Loan Repurchase Amount” means, on any date, an amount equal to (i) the aggregate
Outstanding Principal Balance of the Specified Ineligible Loans as of such date (determined without giving effect to any write-off with respect to any such Loan), plus (ii) the accrued and unpaid interest on the Specified Ineligible Loans,
minus (iii) the amount of all Specified Ineligible Loan Installment Payments that have been paid by the Seller and the Parent in accordance with Section 8.04 prior to such date. 
 “Subordinated Debt” means, with respect to any Person, Indebtedness of such Person and its Subsidiaries which
(i) matures after the Scheduled Program Maturity Date and (ii) has been subordinated to the payment of the obligations of the Parent and BCC under the Related Documents, as evidenced by a written subordination agreement in form and
substance satisfactory to the Agent. 
 “Tangible Net Worth” means, at any date with respect to any Person,
(a) the net worth of such Person and its consolidated Subsidiaries, determined in accordance with GAAP, minus (b) the total book value of all intangible assets of such Person and its consolidated Subsidiaries determined in
accordance with GAAP (including, without limitation, such items as goodwill, trademarks, trade names, service marks, brand names, copyrights, patents and licenses), plus (c) to the extent not otherwise included in clause (a), the principal
amount of such Person’s Subordinated Debt then outstanding; provided that no Indebtedness of, investment in or receivable owing by any Affiliate of such Person shall be included in the calculation of Tangible Net Worth. 
 1.2 The definition of “BCC” in Section 1.01 of the Credit Agreement is amended in its entirety to read as follows: 
 “BCC” means Aleritas Capital Corp., a Delaware corporation (f/k/a Brooke Credit Corporation). 

 1.3 The definition of “Brooke Party” in Section 1.01 of the Credit Agreement is amended in
its entirety to read as follows: 
 “Brooke Party” means BCC, the Parent, the Master Agent, Brooke Capital,
Brooke Investments and the Borrower (in each case acting in any capacity in connection with the Related Documents). 
 1.4 The definition of
“Key Employee” in Section 1.01 of the Credit Agreement is amended in its entirety to read as follows: 
 “Key Employees” means Rob Orr and Michael Hess; provided that if any such Person is replaced by a successor that has been approved in writing by the Agent, then such successor shall be deemed to be a Key Employee and
the replaced Person shall cease to be a Key Employee. 
 1.5 The definition of “Program Deficiency” in Section 1.01 of the
Credit Agreement is amended to add the following proviso at the end of such definition immediately before the period: 
 “; provided that, solely for purposes of determining whether a Program Deficiency exists at any time, a Specified Ineligible Loan may be treated as an Eligible Loan if (and only if) such Loan is not a Defaulted Loan and
satisfies all of the criteria set forth in the definition of Eligible Loan other than items identified by the Agent prior to June 19, 2008 as being deficiencies with respect to such Loan.” 
 1.6 The definition of “Program Maturity Date” in Section 1.01 of the Credit Agreement is amended in its entirety to read as follows:

 “Program Maturity Date” means the earlier of (a) the Scheduled Program Maturity Date and (b) the
date of the declaration or automatic occurrence of the Program Maturity Date pursuant to Article VI. 
 1.7 The definition of “Related
Documents” in Section 1.01 of the Credit Agreement is amended to add the following immediately after the term “each Hedge Agreement”: 
 “, the BASC Security Agreement, the Brooke Capital Guaranty, the Brooke Capital Stock Pledge, the Brooke Investments Guaranty”. 
 1.8 The definition of “Scheduled Program Maturity Date” in Section 1.01 of the Credit Agreement is amended in its entirety to read as follows: 
 “Scheduled Program Maturity Date” means August 27, 2010. 
 1.9 The definition of “Termination Date” in Section 1.01 of the Credit Agreement is amended in its entirety to read as follows:

 “Termination Date” means June 19, 2008. The parties acknowledge and agree that the Termination Date
has already occurred hereunder. Accordingly, no further Advances will be made by the Lender hereunder and all Collections on the Collateral will be applied to the payment of the Obligations in accordance with Section 2.05 of this Agreement.
Until the Obligations are paid in full, no Brooke Party shall be entitled to receive any Collections or other proceeds of the Collateral. 

 1.10 Section 2.07 of the Credit Agreement is amended to add the following new subsection
(e) immediately after subsection (d): 
 “(e) The Borrower hereby agrees to repay the Advances as follows:

 (i) by no later than December 31, 2008, the Borrower shall repay the Advances in an amount sufficient to cause the
aggregate outstanding principal amount of the Advances to be equal to or less than $30,000,000; 
 (ii) by no later than
June 30, 2009, the Borrower shall repay the Advances in an amount sufficient to cause the aggregate outstanding principal amount of the Advances to be equal to or less than $20,000,000; and 
 (iii) on the Program Maturity Date, the Borrower shall repay the Advances in full and shall pay all other Obligations then outstanding.

 For the avoidance of doubt, it is understood and agreed that the failure of the Borrower to make any payment required to be made by it
pursuant to this Section 2.07(e) shall constitute an Event of Default, whether or not Collections were available to make such payment pursuant to Section 2.05.” 
 1.11 Section 2.08(a) of the Credit Agreement is amended in its entirety to read as follows: 
 “(a) The Borrower shall pay the Agent the fees set forth in the Fee Letter in the amounts and on the dates set forth therein.”

 1.12 Section 2.16 of the Credit Agreement is deleted in its entirety. 
 1.13 Section 4.01(h) of the Credit Agreement is amended to delete the first sentence thereof and to substitute the following therefor: 

“The chief executive office of such Brooke Party is located at 7400 College Blvd., Ste. 250, Overland Park, Kansas 66210.”

 1.14 Section 4.01 of the Credit Agreement is amended to add the following new subsections immediately after subsection (cc):

 “(dd) Brooke Franchise Agreements. All Brooke Franchise Agreements are owned by Brooke Capital, Brooke
Investments or the Managing Agent free and clear of any Adverse Claims (other than the Permitted Columbian Bank Lien and the Permitted Whitaker Lien) and no other Brooke Party or Affiliate thereof has acquired any rights thereunder or any interest
therein or any right to receive any payments made pursuant thereto. 

 (ee) BASC Collateral. The BASC Security Agreement, together with the financing
statements filed on or prior to the date hereof, is effective to create a valid and perfected first priority security interest in (i) all Brooke Franchise Agreements in which the Master Agent has acquired or may hereafter acquire an interest
and (ii) all other BASC Collateral now existing or hereafter arising or acquired (it being understood that the BASC Collateral shall include all of the assets of the Master Agent, other than Sales Commissions required to be paid to another
party pursuant to a security agreement executed prior to June 19, 2008 in connection with any other securitization transaction to which the Master Agent is a party). 
 (ff) Brooke Capital Collateral. The Brooke Capital Guaranty and the Brooke Capital Stock Pledge, together with the financing
statements filed on or prior to the date hereof, are effective to create a valid and perfected first priority security interest (subject only to the Permitted Columbian Bank Lien, the Permitted Whitaker Lien and the Permitted FLAC Lien) in
(i) all Brooke Franchise Agreements in which Brooke Capital has acquired or may hereafter acquire an interest and (ii) all other Brooke Capital Collateral now existing or hereafter arising or acquired (it being understood that the Brooke
Capital Collateral shall include all of the assets of Brooke Capital). 
 (gg) Brooke Investments Collateral. The
Brooke Investments Guaranty, together with the financing statements filed on or prior to the date hereof, is effective to create a valid and perfected first priority security interest in (i) all Brooke Franchise Agreements in which Brooke
Investments has acquired or may hereafter acquire an interest and (ii) all other Brooke Investments Collateral now existing or hereafter arising or acquired (it being understood that the Brooke Investments Collateral shall include all of the
assets of Brooke Investments).” 
 1.15 Section 5.01 of the Credit Agreement is amended to add the following new subsections
immediately after subsection (s): 
 “(t) Brooke Franchise Agreements. The Parent will cause all Brooke Franchise
Agreements arising after the date hereof to be owned exclusively by Brooke Investments. The Parent will not permit any Brooke Party or Affiliate thereof to have any right, title or interest in or to any Brooke Franchise Agreement or any right to
receive any payments thereunder other than Brooke Investments and (solely with respect to Existing Brooke Franchise Agreements) Brooke Capital and the Master Agent. 
 (u) BASC Collateral, Brooke Capital Collateral and Brooke Investments Collateral. The Parent will cause the Agent to have a first
priority perfected security interest in all BASC Collateral, Brooke Capital Collateral and Brooke Investments Collateral (subject only to the Permitted Columbian Bank Lien, the Permitted FLAC Lien and the Permitted Whitaker Lien). To the extent
Brooke Capital or Brooke Investments has or acquires any real property or interest therein, the Parent shall promptly notify the Agent thereof in writing and will furnish to the Agent all information that the Agent may reasonably request with
respect thereto. If so requested by the Agent, the Parent will take (and will cause each of Brooke Capital and Brooke Investments to take) all actions necessary or desirable, or that the Agent may reasonably request, in order to ensure that 

 
the Agent has a first priority perfected lien on all such real property and interests in real property, including, without limitation, the execution and
delivery of appropriate mortgages, deeds of trust or other similar instruments as appropriate under the laws of the relevant jurisdiction where the real property is located. 
 (v) Columbian Bank Debt. The Parent will not permit Brooke Capital or any of its subsidiaries to incur any Indebtedness owing to
Columbian Bank and Trust Company or any Affiliate thereof other than the Indebtedness owing by Brooke Capital as of June 19, 2008 in an aggregate principal amount less than or equal to $7,500,000. The Parent shall cause Columbian Bank and Trust
Company to deliver to the Agent, within 10 days of June 19, 2008, a written acknowledgment addressed to the Agent and otherwise in form and substance satisfactory to the Agent to the effect that (x) the aggregate debt owing by Brooke
Capital and its Affiliates to Columbian Bank and Trust Company is limited to $7,500,000 and(y) Columbian Bank and Trust Company will not make any further advances or other extensions of credit to Brooke Capital if, after giving effect thereto, the
aggregate debt owing to it by Brooke Capital and its Affiliates would exceed $7,500,000.” 
 1.16 Section 5.03 of the Credit
Agreement is amended in its entirety to read as follows: 
 “5.03 Financial Covenants. Until the Final Payout Date: 

(a) The Parent agrees that it will maintain, at all times, a minimum Tangible Net Worth of not less than $30,000,000. 
 (b) The Seller agrees that it will maintain, at all times, a minimum Tangible Net Worth of not less than $50,000,000. 
 1.17 Article VI of the Credit Agreement is amended to delete the term “Termination Date” in each place where such term appears and to
substitute therefor the term “Program Maturity Date” in each such place. 
 1.18 Section 6.01(h) of the Credit Agreement is
amended in its entirety to read as follows: 
 “(h) any Brooke Party or Affiliate of a Brooke Party shall fail to pay any
Indebtedness (other than Indebtedness owing to Fifth Third Bank that was incurred prior to June 19, 2008) in excess of $250,000 when due; or any Brooke Party or Affiliate of a Brooke Party shall default in the performance of any term, provision
or condition contained in any agreement under which any such Indebtedness was created or is governed, the effect of which is to cause, or to permit the holder or holders of such Indebtedness to cause, such Indebtedness to become due prior to its
stated maturity; or any Indebtedness (other than Indebtedness owing to Fifth Third Bank that was incurred prior to June 19, 2008) in excess of $250,000 of any Brooke Party shall be declared to be due and payable or required to be prepaid (other
than by a regularly scheduled payment) prior to the date of maturity thereof; 

 1.19 Section 6.01(n) of the Credit Agreement is amended to add the following at the end of such
Section: 
 “; provided that, in the case of any merger transaction involving Brooke Capital or any subisidary thereof,
the Agent’s consent to such merger transaction will not be unreasonably withheld”. 
 1.20 Section 6.01(s) of the Credit
Agreement is amended in its entirety to read as follows: 
 “(s) the Performance Guaranty, the Brooke Capital Guaranty,
the Brooke Capital Stock Pledge, the Brooke Investments Guaranty or the BASC Security Agreement shall cease to be in full force and effect or any Brooke Party shall so assert; or the Agent shall fail to have a first priority perfected security
interest in all BASC Collateral, Brooke Capital Collateral and Brooke Investment Collateral (subject only to the Permitted Columbian Bank Lien, the Permitted FLAC Lien and the Permitted Whitaker Lien); or the Permitted Whitaker Lien has not been
terminated and released in full on or prior to October 1, 2008;” 
 1.21 The Credit Agreement is amended to add the following new
Section 8.04 immediately after Section 8.03: 
 “Section 8.04 Specified Ineligible Loans; Repurchase Obligations.

 (a) Each Brooke Party acknowledges and agrees that (i) the Specified Ineligible Loans are not Eligible Loans and
were not Eligible Loans at the time they were initially transferred to the Borrower pursuant to the Sale and Servicing Agreement, (ii) the Seller is obligated to repurchase the Specified Ineligible Loans pursuant to Section 2.5 of the Sale
and Servicing Agreement (subject to the terms of this Section 8.04) and (iii) the Parent has unconditionally guaranteed the Seller’s repurchase obligation in respect of the Specified Ineligible Loans pursuant to the Performance
Guaranty. Each of the Agent and the Lender hereby agrees that the Seller may defer the repurchase of the Specified Ineligible Loans until the Program Maturity Date so long as the Seller makes the payments described in this Section as and when
required hereunder; provided that (x) if, at any time after the date hereof, the Agent determines that a Specified Ineligible Loan is not an Eligible Loan other than by reason of a deficiency already identified to the Agent prior to
June 19, 2008, then the Seller shall obligated to immediately repurchase such Loan (and pay the Purchase Amount with respect thereto) in accordance with Section 2.5 of the Sale and Servicing Agreement, (y) the entire Specified
Ineligible Loan Repurchase Amount shall be due and payable in full on the Program Maturity Date and (z) title to each Specified Ineligible Loan shall remain vested in the Borrower (and the Seller shall have no right, title or interest in or to
any such Loan) unless and until the Seller either repurchases such Loan as described in clause (x) or pays the Specified Ineligible Loan Repurchase Amount in full and in cash to the Agent as described in clause (y). 

 (b) In consideration of the deferral of the Seller’s repurchase obligation described
above, the Parent and the Seller, jointly and severally, agree to make the following payments to the Agent (each, a “Specified Ineligible Loan Installment Payment”): 
 (i) on each Determination Date until the Specified Ineligible Loan Repurchase Amount is reduced to zero, the Seller and the Parent shall
pay to the Agent an amount equal to $400,000; 
 (ii) in the event any shares of stock or other equity interests in either the
Seller or the Parent are issued after the date hereof, the Seller and the Parent shall pay to the Agent an amount equal to 20% of the proceeds received in connection with such issuance within two Business Days of the date such proceeds are received
until the Specified Ineligible Loan Repurchase Amount is reduced to zero; and 
 (iii) on the Program Maturity Date, the
Seller and the Parent shall pay to the Agent the entire Specified Ineligible Loan Repurchase Amount. 
 Each such payment shall be made
directly into the Collection Account. All Specified Ineligible Loan Installment Payments so deposited to the Collection Account shall be applied as Available Funds on the next following Payment Date in accordance with Section 2.05. 

(c) Notwithstanding anything in the Performance Guaranty to the contrary, the Parent hereby acknowledges and agrees that all
obligations of the Seller described in this Section 8.04 constitute part of the Guaranteed Obligations under (and as defined in ) the Performance Guaranty and accordingly the Parent unconditionally guarantees the performance by the Seller of
such obligations. For purposes of the Performance Guaranty, all obligations of the Seller under this Section 8.04 shall be treated as part of the Seller’s repurchase obligations set forth in Section 2.5 of the Sale and Servicing
Agreement and accordingly the provisions of Section 15 of the Performance Guaranty shall not apply to such obligations. 
 (d) Notwithstanding anything in the Sale and Servicing Agreement to the contrary, each of the parties hereto agrees that no further substitutions may be made pursuant to Section 2.5 of the Sale and Servicing Agreement. A loan that is
not included in the Collateral as of June 19, 2008 cannot be treated as an Eligible Loan and the definition of Eligible Loan shall be deemed amended accordingly.” 
 1.22 Clause (xix) of the definition of “Eligible Loan” in Schedule I of the Credit Agreement is amended to add the following at the end of
such clause immediately after the semi-colon: 
 “and with respect to any Loan identified on Schedule VI and any other
Loan in respect of which any financial guaranty insurance policy has been issued, the Agent shall have received, by no later than June 19, 2008, an endorsement to the relevant policy duly executed and delivered by the relevant insurance company
and showing the Borrower as the loss payee under such insurance policy, which endorsement shall be in form and substance satisfactory to the Agent;” 

 1.23 The Credit Agreement is amended to add the New Schedule V and New Schedule VI attached hereto as
Schedule V and Schedule VI, respectively, to the Credit Agreement. 
 SECTION 2. Waivers. Each of the Agent and the Lender hereby
waives any Event of Default or Servicer Default that may have occurred prior to the date hereof solely to the extent such Event of Default or Servicer Default arose as a result of (i) the deficiencies with respect to the Specified Ineligible
Loans identified on Schedule V and any Program Deficiency resulting therefrom or any related breach identified by the Agent prior to the date hereof or (ii) the failure of the Seller and the Parent to maintain a positive Consolidated Net Income
for the fiscal period ending on March 31, 2008 as required by Section 5.03(c) of the Credit Agreement. The foregoing waivers are limited to the specific circumstances described in this Section 2 and are not intended to constitute a
waiver of any other Event of Default or Servicer Default that may have occurred, or may hereafter occur, under the Credit Agreement or any other Related Document. 
 SECTION 3. Conditions Precedent. This Amendment shall become effective as of June 19, 2008 (the “Effective Date”), subject to the condition that the Agent shall have executed this
Amendment and shall have confirmed its receipt of the following, each in form and substance satisfactory to the Agent (except, in each case, to the extent waived by the Agent in its sole discretion): 
 (a) a copy of this Amendment duly executed by the Borrower, BCC, Brooke Corporation, the Lender and the Agent; 
 (b) original copies of the BASC Security Agreement, the Brooke Capital Guaranty, the Brooke Capital Stock Pledge and the Brooke Investments Guaranty,
each duly executed by the parties thereto; 
 (c) pre-filing state and federal tax lien, judgment lien and UCC lien searches against Brooke
Capital, Brooke Investments and the Master Agent in their respective states of organization and such other jurisdictions as may be necessary or desirable in the opinion of the Agent; 
 (d) time stamped receipt copies of proper UCC termination statements, if any, necessary to release all security interests and other rights of any Person
in the BASC Collateral, the Brooke Capital Collateral and the Brooke Investments Collateral; 
 (e) copies of proper financing statements, in
a form suitable for filing under the UCC in all jurisdictions as may be necessary or, in the opinion of Agent, desirable, under the UCC of all appropriate jurisdictions or any comparable law in order to perfect the security interests contemplated by
the BASC Security Agreement, the Brooke Capital Guaranty, the Brooke Capital Stock Pledge and the Brooke Investments Guaranty; 

 (f) all certificates evidencing the issued and outstanding capital stock of Brooke Investments, together
with a stock power executed by Brooke Capital in blank in form and substance satisfactory to the Agent; 
 (g) for each Brooke Party, a
Secretary Certificate for such Brooke Party, certifying therein (i) the organizational documents for such Brooke Party, (ii) the resolutions of such Brooke Party’s board of directors (or equivalent governing body) authorizing the
execution and delivery of this Amendment and the other Related Documents being executed on the date hereof and (iii) the incumbency of the officers of such executing and delivering this Amendment and such Related Documents; 
 (h) a good standing certificate for each Brooke Party issued by the Secretary of State of the jurisdiction in which such Brooke Party is organized, dated
on or about the date hereof and showing such Brooke Party to be in good standing; and 
 (i) an opinion of counsel for each Brooke Party
regarding corporate, UCC and enforceability matters and such other matters as the Agent may request. 
 SECTION 4. Reference to and Effect
on the Credit Agreement and other Related Documents. 
 4.1 Except as specifically provided herein, the Credit Agreement, the other
Related Documents and all other documents, instruments and agreements executed and/or delivered in connection therewith shall remain in full force and effect and are hereby ratified and confirmed. 
 4.2 Except as specifically provided herein, the execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power
or remedy of the Agent or the Lender under the Credit Agreement, the Related Documents or any other document, instrument, or agreement executed in connection therewith, nor constitute a waiver of any provision contained therein. 
 SECTION 5. Reaffirmation of Performance Guaranty. The Parent hereby reaffirms all of its obligations under the Performance Guaranty. The
Performance Guaranty remains in full force and effect and is hereby ratified and confirmed. 
 SECTION 6. Governing Law. THIS
AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK (INCLUDING SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK BUT OTHERWISE WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES).

 SECTION 7. Execution in Counterparts. This Amendment may be executed in any number of counterparts and by different parties hereto
in separate counterparts, each of which when so executed and delivered shall be deemed to be an original and all of which taken together shall constitute but one and the same instrument. Delivery of an executed counterpart of this Amendment by
facsimile or by e-mail shall be effective as delivery of a manually executed counterpart of this Amendment. 

 SECTION 8. Headings. Section headings in this Amendment are included herein for convenience of
reference only and shall not constitute a part of this Amendment for any other purpose. 
 [signatures to follow on separate page]Brooke Capital Corporation Pledge Agreement dated June 19, 2008

 Exhibit 10.2 
 EXECUTION VERSION 
 PLEDGE AGREEMENT 
 PLEDGE AGREEMENT, made as of June 19, 2008, by BROOKE CAPITAL CORPORATION, a Kansas corporation (the “Pledgor”), in favor of DZ
BANK AG DEUTSCHE ZENTRAL-GENOSSENSCHAFTSBANK, as agent (in such capacity, the “Agent”) for AUTOBAHN FUNDING COMPANY LLC (the “Lender”) in connection with (i) that certain Amended and Restated Credit and
Security Agreement, dated as of August 29, 2006 (as amended, supplemented or otherwise modified from time to time, the “Credit Agreement”), among Brooke Credit Funding, LLC, as borrower (the “Borrower”),
Aleritas Capital Corp., f/k/a/ Brooke Credit Corporation (“Brooke Credit”), Brooke Corporation (the “Parent”), the Lender and the Agent and (ii) the Brooke Capital Guaranty (as defined in the Credit Agreement).

 W I T N E S S E T H: 
 WHEREAS, pursuant to the Credit Agreement, the Lender has agreed to make advances and loans to the Borrower for the purposes set forth therein;

 WHEREAS, the Lender has agreed to grant waivers with respect to certain Events of Default and Servicer Defaults (each as defined therein)
pursuant to an amendment to the Credit Agreement of even date herewith; 
 WHEREAS, the Pledgor is the legal and beneficial owner of all the
Pledged Equity Interests (as hereinafter defined) issued by the Issuer (as hereinafter defined); 
 WHEREAS, it is a condition precedent to
the effectiveness of the amendment to the Credit Agreement of even date herewith that the Pledgor shall have executed and delivered this Pledge Agreement to the Agent for the benefit of the Lender and the other Secured Parties; and 
 NOW, THEREFORE, in consideration of the premises and the waivers granted by the Agent and the Lender pursuant to the amendment to the Credit Agreement of
even date herewith, the Pledgor hereby agrees with the Agent, for the benefit of the Lender and the other Secured Parties, as follows: 
 1.
Defined Terms. Unless otherwise defined herein, terms defined in the Credit Agreement and used herein are used as defined therein, and the following terms shall have the following meanings: 
 “Code” shall mean the Uniform Commercial Code from time to time in effect in the State of New York. 
 “Collateral” shall mean the Pledged Equity Interests and all Proceeds (as defined below). 
 “Issuer” shall mean Brooke Investments, Inc. 
 “Obligations” means all present and future indebtedness and other liabilities and obligations (howsoever created, arising
or evidenced, whether direct or indirect, absolute 
  

 Schedule I 

 
or contingent, or due or to become due) of the Pledgor to the Lender, the Agent and/or any other Secured Party, arising under or in connection with the
Brooke Capital Guaranty or any other Related Document or the transactions contemplated hereby or thereby and shall include, without limitation, all liability for costs, expenses, indemnifications, repurchase obligations and all other amounts due or
to become due from the Pledgor under the Related Documents, including, without limitation, interest, fees and other obligations that accrue after the commencement of a bankruptcy, insolvency or similar proceeding (in each case whether or not allowed
as a claim in such proceeding). 
 “Pledge Agreement” shall mean this Pledge Agreement, as amended,
supplemented or otherwise modified from time to time. 
 “Pledged Equity Interests” shall mean the capital
stock and other equity interests of the Issuer listed on Schedule I hereto, together with all certificates, options or rights of any nature whatsoever that may be issued or granted by the Issuer to the Pledgor while this Pledge Agreement is in
effect. 
 “Proceeds” shall mean all “proceeds” as such term is defined in Article 9 of the UCC of
the Code as in effect on the date hereof (and any successor provision thereto) and, in any event, shall include, without limitation, all dividends or other income from the Pledged Equity Interests, collections thereon or distributions with respect
thereto. 
 2. Pledge; Grant of Security Interest. The Pledgor hereby delivers to the Agent, for the benefit of the Lender and the
other Secured Parties, all the Pledged Equity Interests, and hereby grants to the Agent, for the benefit of the Lender and the other Secured Parties, a first priority security interest in the Collateral, as collateral security for the prompt and
complete payment and performance when due (whether at the stated maturity, by acceleration or otherwise) of the Obligations. 
 3. Stock
Powers. Concurrently with the delivery to the Agent of each certificate representing one or more shares of Pledged Equity Interests to the Agent, the Pledgor shall deliver an undated stock power covering such certificate, duly executed in blank
by the Pledgor with, if the Agent so requests, signature guaranteed. 
 4. [Reserved]. 
 5. Representations and Warranties. The Pledgor represents and warrants that: 
 (a) the Pledged Equity Interests represent all the issued and outstanding capital stock and other equity interests in the Issuer in which
the Pledgor has any interest; 
 (b) all the shares of Pledged Equity Interests have been duly and validly issued and are
fully paid and nonassessable; 
 (c) the Pledgor is the sole record and beneficial owner of, and has good and marketable title
to, the Pledged Equity Interests, free of any and all Liens or options in favor of, or claims of, any other Person, except the Lien created by this Pledge Agreement; 
  

 Schedule I 

 (d) [reserved]. 
 (e) upon delivery to the Agent of the stock certificates evidencing the Pledged Equity Interests, the Lien granted pursuant to this Pledge
Agreement will constitute a valid, perfected first priority Lien on the Collateral, enforceable as such against all creditors of the Pledgor and any Persons purporting to purchase any Collateral from the Pledgor, except as enforceability may be
limited by bankruptcy, insolvency, reorganization, moratorium or similar laws affecting the enforcement of creditors’ rights generally and by general equitable principles (whether enforcement is sought by proceedings in equity or at law).

 (f)(i) The chief executive office of the Pledgor and the office where the Pledgor keeps its records concerning the Pledged
Equity Interests and all contracts relating thereto is located at 7400 College Boulevard, Suite 250, Overland Park, Kansas 66210. The Pledgor shall not establish a new location for its chief executive office or change its name until (i) it has
given to the Agent not less than 30 days’ prior written notice of its intention to do so, clearly describing such new location or specifying such new name, as the case may be, and (ii) with respect to such new location or such new name, as
the case may be, it shall have taken all action, satisfactory to the Agent, to maintain the security interest of the Agent in the Collateral intended to be granted hereby at all times fully perfected and in full force and effect. 
 (ii) The jurisdiction of organization of the Pledgor is Kansas. The Pledgor shall not change its jurisdiction of organization until
(i) it has given to the Agent not less than 30 days’ prior written notice of its intention to do so, clearly describing such new jurisdiction, and (ii) with respect to such new jurisdiction, it shall have taken all action,
satisfactory to the Agent, to maintain the security interest of the Agent in the Collateral intended to be granted hereby at all times fully perfected and in full force and effect. 
 6. Covenants. The Pledgor covenants and agrees with the Agent and the Lender that, from and after the date of this Pledge Agreement until the
Obligations are paid in full and the Brooke Capital Guaranty is terminated: 
 (a) If the Pledgor shall, as a result of its
ownership of the Pledged Equity Interests, become entitled to receive or shall receive any stock certificate (including, without limitation, any certificate representing a stock dividend or a distribution in connection with any reclassification,
increase or reduction of capital or any certificate issued in connection with any reorganization), option or rights, whether in addition to, in substitution of, as a conversion of, or in exchange for any shares of the Pledged Equity Interests, or
otherwise in respect thereof, the Pledgor shall accept the same as the agent of the Agent and the Lender, hold the same in trust for the Agent and the Lender and deliver the same promptly, and in any event with three Business Days, to the Agent in
the exact form received, duly endorsed by the Pledgor to the Agent, if required, together with an undated stock power covering such certificate duly executed in blank by the Pledgor to be held by the Agent, subject to the terms hereof, as additional
collateral security for the Obligations. Any sums paid upon or in respect of the Pledged Equity Interests upon the liquidation or dissolution of the Issuer shall be paid over to the Agent to be held by it hereunder as additional collateral security
for the Obligations, and in case any 

  

 Schedule I 

 
distribution of capital shall be made on or in respect of the Pledged Equity Interests or any property shall be distributed upon or with respect to the
Pledged Equity Interests pursuant to the recapitalization or reclassification of the capital of the Issuer or pursuant to the reorganization thereof, the property so distributed shall be delivered to the Agent to be held by it hereunder as
additional collateral security for the Obligations. Except as provided in Section 7, if any sums of money or property so paid or distributed in respect of the Pledged Equity Interests shall be received by the Pledgor, the Pledgor shall,
until such money or property is paid or delivered to the Agent, hold such money or property in trust for the Lender, segregated from other funds of the Pledgor, as additional collateral security for the Obligations. 
 (b) [Reserved]. 
 (c) Without the prior written consent of the Agent, the Pledgor will not (i) vote to enable, or take any other action to permit, the Issuer to issue any stock or other equity securities of any nature or to issue any other securities
convertible into or granting the right to purchase or exchange for any stock or other equity securities of any nature of the Issuer, (ii) sell, assign, transfer, exchange, or otherwise dispose of, or grant any option with respect to, the
Collateral, or (iii) create, incur or permit to exist any other Adverse Claim or option in favor of, or any claim of any Person with respect to, any of the Collateral, or any interest therein, except for the Adverse Claim provided for by this
Pledge Agreement. The Pledgor will defend and will indemnify and hold harmless the Agent and the Lender against the claims and demands of all Persons whomsoever with respect to any claim arising from or in connection with the right, title and
interest of the Agent and the Lender in and to the Collateral. 
 (d) At any time and from time to time, upon the written
request of the Agent, and at the sole expense of the Pledgor, the Pledgor will promptly and duly execute and deliver such further instruments and documents and take such further actions as the Agent may reasonably request for the purposes of
obtaining or preserving the full benefits of this Pledge Agreement and of the rights and powers herein granted. If any amount payable under or in connection with any of the Collateral shall be or become evidenced by any promissory note, other
instrument or chattel paper, such note, instrument or chattel paper shall be immediately delivered to the Agent, duly endorsed in a manner satisfactory to the Agent, to be held as Collateral pursuant to this Pledge Agreement. 
 (e) The Pledgor agrees to pay, and to save the Agent and the Lender harmless from, any and all liabilities with respect to, or resulting
from any delay in paying, any and all stamps, excise, sales or other taxes which may be payable or determined to be payable with respect to any of the Collateral or in connection with any of the transactions contemplated by this Pledge Agreement.

 7. Cash Dividends; Voting Rights. Unless an Event of Default or Potential Event of Default shall have occurred and be continuing,
the Pledgor shall be permitted to receive all cash dividends paid in respect of the Pledged Equity Interests to the extent permitted in the Credit Agreement; provided that any such cash dividends received by the Pledgor during the pendency of
any Potential Event of Default but prior to the occurrence of an Event of Default shall be promptly returned to the Issuer of such cash dividends, and any such cash dividends 

  

 Schedule I 

 
received during the pendency of any Event of Default or during the pendency of a Potential Event of Default but not returned prior to such Event of Default
shall be promptly delivered to the Agent. Unless an Event of Default shall have occurred and be continuing, the Pledgor shall be permitted to exercise all voting and corporate rights with respect to the Pledged Equity Interests; provided that
no vote shall be cast or corporate right exercised or other action taken which, in the Agent’s reasonable judgment, would impair the Collateral or which would be inconsistent with or result in any violation of any provision of the Credit
Agreement, the other Related Documents or this Pledge Agreement. 
 8. Rights of the Lender and the Agent. (a) If an Event of
Default shall occur and be continuing, (i) the Agent shall have the right to receive any and all cash dividends paid in respect of the Pledged Equity Interests, and to make application thereof to the Obligations in such order as the Agent may
determine and (ii) all shares of the Pledged Equity Interests shall be registered in the name of the Agent or its nominee, and the Agent or its nominee may thereafter exercise (A) all voting, corporate and other rights pertaining to such
shares of the Pledged Equity Interests at any meetings of shareholders of any Issuer or otherwise, and (B) any and all rights of conversion, exchange, subscription and any other rights, privileges or options, pertaining to any of such shares of
the Pledged Equity Interests as if it were the absolute owner thereof (including, without limitation, the right to exchange at its discretion any and all the Pledged Equity Interests upon the merger, consolidation, reorganization, recapitalization
or other fundamental change in the corporate structure of the Issuer, or upon the exercise by the Pledgor or the Agent of any right, privilege or option pertaining to any of such shares of the Pledged Equity Interests, and in connection therewith,
the right to deposit and deliver any and all of the Pledged Equity Interests with any committee, depositary, transfer agent, registrar or other designated agency upon such terms and conditions as it may determine), all without liability to the Agent
except to account for property actually received by it, but the Agent shall have no duty to the Pledgor to exercise any such right, privilege or option and shall not be responsible for any failure to do so or delay in so doing. The Agent will give
prior notice to the Pledgor of its intent to exercise its rights under the prior sentence; provided that the Agent’s failure to give such notice shall not impair the Agent’s ability to exercise such rights. 
 (b) The rights of the Agent and the Lender hereunder shall not be conditioned or contingent upon the pursuit by the Agent or the Lender of any right or
remedy against the Pledgor, the Issuer, any guarantor or against any other Person which may be or become liable in respect of all or any part of the Obligations or against any collateral security therefor, guarantee therefor or right of offset with
respect thereto. Neither the Agent nor the Lender shall be liable for any failure to demand, collect or realize upon all or any part of the Collateral or for any delay in doing so, nor shall the Agent be under any obligation to sell or otherwise
dispose of any Collateral upon the request of the Pledgor or any other Person or to take any other action whatsoever with regard to the Collateral or any part thereof. 
 9. Remedies. (a) If an Event of Default shall occur and be continuing, the Agent, on behalf of the Lender, may exercise, in addition to all other rights and remedies granted in this Pledge Agreement and in
any other instrument or agreement securing, evidencing or relating to the Obligations, all rights and remedies of a secured party under the Code. Without limiting the generality of the foregoing, the Agent, without demand of performance or other
demand, presentment, protest, advertisement or notice of any kind (except any notice required by law referred to below) to or upon the Pledgor, the Issuer, any guarantor or any other Person (all and each of which demands, defenses, advertisements
and notices are hereby waived), may in 

  

 Schedule I 

 
such circumstances forthwith collect, receive, appropriate and realize upon the Collateral, or any part thereof, and/or may forthwith sell, assign, give
option or options to purchase or otherwise dispose of and deliver the Collateral or any part thereof (or contract to do any of the foregoing), in one or more parcels at public or private sale or sales, in the over-the-counter market, at any
exchange, broker’s board or office of the Agent or the Lender or elsewhere upon such terms and conditions as it may deem advisable and at such prices as it may deem best, for cash or on credit or for future delivery without assumption of any
credit risk. The Agent and the Lender shall have the right upon any such public sale or sales, and, to the extent permitted by law, upon any such private sale or sales, to purchase the whole or any part of the Collateral so sold free of any right or
equity of redemption in the Pledgor, which right or equity is hereby waived or released. The Agent shall apply any Proceeds from time to time held by it and the net proceeds of any such collection, recovery, receipt, appropriation, realization or
sale, after deducting all reasonable costs and expenses of every kind incurred in respect thereof or incidental to the care or safekeeping of any of the Collateral or in any way relating to the Collateral or the rights of the Agent and the Lender
hereunder, including, without limitation, reasonable attorneys’ fees and disbursements of counsel to the Agent, to the payment in whole or in part of the Obligations, in such order as the Agent may elect, and only after such application and
after the payment by the Agent of any other amount required by any provision of law, need the Agent account for the surplus, if any, to the Pledgor. To the extent permitted by applicable law, the Pledgor waives all claims, damages and demands it may
acquire against the Agent or the Lender arising out of the exercise by them of any rights hereunder. If any notice of a proposed sale or other disposition of Collateral shall be required by law, such notice shall be deemed reasonable and proper if
given at least 10 days before such sale or other disposition. The Pledgor shall remain liable for any deficiency if the proceeds of any sale or other disposition of Collateral are insufficient to pay the Obligations and the fees and
disbursements of any attorneys employed by the Agent or the Lender to collect such deficiency. 
 (b) The Pledgor hereby irrevocably
constitutes and appoints the Agent and any officer or agent thereof, with full power of substitution, as its true and lawful attorney-in-fact with full irrevocable power and authority in the place and stead of the Pledgor and in the name of the
Pledgor or in its own name, from time to time in the Agent’s discretion, for the purpose of carrying out the terms of this Pledge Agreement, to take any and all appropriate action and to execute any and all documents and instruments which may
be necessary or desirable to accomplish the purposes of the Pledge Agreement, including, without limitation, the power to sell, transfer, convey, or otherwise dispose of all or any portion of the Collateral and to otherwise exercise its remedies
under this Pledge Agreement. This power of attorney is a power coupled with an interest and shall be irrevocable. 
 The Pledgor also
authorizes the Agent and the Lender, at any time and from time to time, to execute, in connection with the sale provided for in this Section 9, any endorsements, assignments or other instruments of conveyance or transfer with respect to
the Collateral. 
 The powers conferred on the Agent and the Lender hereunder are solely to protect the Agent’s and the Lender’
interests in the Collateral and shall not impose any duty upon the Agent or the Lender to exercise any such powers. The Agent and the Lender shall be accountable only for amounts that they actually receive as a result of the exercise of such powers,
and neither they nor any of their officers, directors, employees or agents shall be responsible to the Pledgor for any act or failure to act hereunder, except for their own gross negligence or willful misconduct. 
  

 Schedule I 

 10. Private Sales. (a) The Pledgor recognizes that the Agent may be unable to effect a public
sale of any or all the Pledged Equity Interests, by reason of certain prohibitions contained in the Securities Act of 1933 (the “Securities Act”) and applicable state securities laws or otherwise, and may be compelled to resort to
one or more private sales thereof to a restricted group of purchasers which will be obliged to agree, among other things, to acquire such securities for their own account for investment and not with a view to the distribution or resale thereof. The
Pledgor acknowledges and agrees that any such private sale may result in prices and other terms less favorable than if such sale were a public sale and, notwithstanding such circumstances, agrees that any such private sale shall be deemed to have
been made in a commercially reasonable manner. The Agent shall be under no obligation to delay a sale of any of the Pledged Equity Interests for the period of time necessary to permit the Issuer or the Pledgor to register such securities for public
sale under the Securities Act, or under applicable state securities laws, even if such Issuer or the Pledgor would agree to do so. 
 (b) The
Pledgor further agrees to use its best efforts to do or cause to be done all such other acts as may be necessary to make such sale or sales of all or any portion of the Pledged Equity Interests pursuant to this Section 10 valid and
binding and in compliance with any and all other applicable Requirements of Law. The Pledgor further agrees that a breach of any of the covenants contained in this Section 10 will cause irreparable injury to the Agent and the Lender,
that the Agent and the Lender have no adequate remedy at law in respect of such breach and, as a consequence, that each and every covenant contained in this Section 10 shall be specifically enforceable against the Pledgor, and the
Pledgor hereby waives and agrees not to assert any defenses against an action for specific performance of such covenants except for a defense that no Event of Default has occurred under the Credit Agreement. 
 11. Limitation on Duties Regarding Collateral. The Agent’s sole duty with respect to the custody, safekeeping and physical preservation of
the Collateral in its possession, under the Code as in effect on the date hereof (or any successor provision thereto) or otherwise, shall be to deal with it in the same manner as the Agent deals with similar securities and property for its own
account. None of the Agent, the Lender or any of their respective directors, officers, employees or agents shall be liable for failure to demand, collect or realize upon any of the Collateral or for any delay in doing so or shall be under any
obligation to sell or otherwise dispose of any Collateral upon the request of the Pledgor or otherwise. 
 12. Powers Coupled with an
Interest. All authorizations and agencies herein contained with respect to the Collateral are irrevocable and powers coupled with an interest. 
 13. Severability. Any provision of this Pledge Agreement which is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without
invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction. 
 14. Section Headings. The section headings used in this Pledge Agreement are for convenience of reference only and are not to affect the
construction hereof or be taken into consideration in the interpretation hereof. 
 15. No Waiver; Cumulative Remedies. Neither the
Agent nor the Lender shall by any act (except by a written instrument pursuant to Section 16) be deemed to have waived any 

  

 Schedule I 

 
right or remedy hereunder or to have acquiesced in any Potential Event of Default or Event of Default or in any breach of any of the terms and conditions
hereof. No failure to exercise, nor any delay in exercising, on the part of the Agent or the Lender, any right, power or privilege hereunder shall operate as a waiver thereof. No single or partial exercise of any right, power or privilege hereunder
shall preclude any other or further exercise thereof or the exercise of any other right, power or privilege. A waiver by the Agent or the Lender of any right or remedy hereunder on any one occasion shall not be construed as a bar to any right or
remedy which the Agent or such Lender would otherwise have on any future occasion. The rights and remedies herein provided are cumulative, may be exercised singly or concurrently and are not exclusive of any other rights or remedies provided by law.

 16. Waivers and Amendments; Successors and Assigns; Governing Law. None of the terms or provisions of this Pledge Agreement may be
amended, supplemented or otherwise modified except by a written instrument executed by the Pledgor and the Agent; provided that any provision of this Pledge Agreement may be waived by the Agent in a letter or agreement executed by the Agent
or by telex or facsimile transmission from the Agent. This Pledge Agreement shall inure to the benefit of the Agent and the Lender and their respective successors and assigns. THIS PLEDGE AGREEMENT AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES UNDER
THIS PLEDGE AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK WITHOUT REGARD TO THE PRINCIPLES OF CONFLICT OF LAWS THEREOF OTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE GENERAL
OBLIGATIONS LAW OF THE STATE OF NEW YORK. 
 17. Notices. Notices may be given by mail, by telex or by facsimile transmission,
addressed or transmitted to the Person to which it is being given at such Person’s address or transmission number set forth in the Credit Agreement and shall be effective (a) in the case of mail, three days after deposit in the postal
system, first class postage pre-paid, and (b) in the case of telex or facsimile notices, when sent. The Pledgor and the Issuer may change their respective addresses and transmission numbers by written notice to the Agent. 
 18. Irrevocable Authorization and Instruction to Issuer. The Pledgor hereby authorizes and instructs the Issuer to comply with any instruction
received by it from the Agent in writing that (a) states that an Event of Default has occurred and (b) is otherwise in accordance with the terms of this Pledge Agreement, without any other or further instructions from the Pledgor, and the
Pledgor agrees that the Issuer shall be fully protected in so complying. 
 19. Authority of Agent. The Pledgor acknowledges that the
rights and responsibilities of the Agent under this Pledge Agreement with respect to any action taken by the Agent or the exercise or non-exercise by the Agent of any option, voting right, request, judgment or other right or remedy provided for
herein or resulting or arising out of this Pledge Agreement shall, as between the Agent and the Lender, be governed by the Credit Agreement and by such other agreements with respect thereto as may exist from time to time among them, but, as between
the Agent and the Pledgor, the Agent shall be conclusively presumed to be acting as agent for the Lender with full and valid authority so to act or refrain from acting, and neither the Pledgor nor the Issuer shall be under any obligation, or
entitlement, to make any inquiry respecting such authority. 
  

 Schedule I 

 20. Termination; Release. Upon the repayment of all the Obligations in full and the termination of
the Brooke Capital Guaranty, this Pledge Agreement shall terminate, and the Agent, at the request of and expense of the Pledgor, will promptly execute and deliver to the Pledgor the proper instruments (including Uniform Commercial Code termination
statements) acknowledging the termination of this Pledge Agreement, and will duly assign, transfer and deliver to the Pledgor (without recourse and without any representation or warranty of any kind) such of the Collateral as may be in the
possession of the Agent and has not theretofore been disposed of or otherwise applied or released. 
 21. Counterparts. This Pledge
Agreement may be executed in counterparts, and all of such counterparts taken together shall be deemed to constitute one and the same instrument. 
  

 Schedule I

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