Document:

Schedule 12 by and between JPMorgan Chase Bank NA and Visa U.S.A. Inc.

 Exhibit 10.32 
 JPMC Agreement Number              
 SCHEDULE
12 
 THIS SCHEDULE 12 effective as of 21 December 2007 (the “Schedule”) (together with JPMC Agreement Number 68593 and its annexes,
amendments, and schedules (the “Agreement”)), is entered into between JPMorgan Chase Bank, National Association, with a primary location in Columbus, Ohio (“JPMC”), and Visa U.S.A. Inc., a Delaware corporation, with offices
located at 123 Mission Street, San Francisco, CA 94105 (“Visa”). 
  

									
	Visa U.S.A. Inc.	 		 	JPMorgan Chase Bank, National Association
					
	By:	 	 /s/ Tad Fordyce
	 		 	By:	 	 /s/ William Sheley

	Name:	 	Tad Fordyce	 		 	Name:	 	William S. Sheley
	Title:	 	SVP	 		 	Title:	 	General Manager, Retail
					
	Date:	 	1/9/08	 		 	Date:	 	12/31/2007

 This Schedule sets forth the duties and obligations of Visa and JPMC (collectively the “Parties”) under
which the Parties will work together to enhance JPMC’s custom participation in the ** program (the “** Program”), as more specifically set forth in Exhibit A (the “Project”). This Schedule will be effective when it has been
signed by both Parties (the “Effective Date”) and will terminate upon the conclusion of each party’s obligations herein (the “Term”). Capitalized terms not defined herein will have the meaning ascribed to them in the
Agreement Number 68593. 
 SECTION 1. CUSTOM ** PROGRAM DEVELOPMENT 
 The specific elements of the Project are set forth in Exhibit A attached hereto and made a part hereof by reference. 
 A. VISA’S OBLIGATIONS 
 1. Project Management Visa will oversee their Subcontractor,
Carlson Marketing Worldwide (“CMW”) in CMW’s execution of the work outlined herein. Visa will oversee both planning and execution of the Project, excluding requirements definition and performance of testing by JPMC resources. Visa
will designate a project manager to work with JPMC on the Project and will provide no less than 30 days notice of any change in the assignment of the project manager if practical. 
 2. Project Fee Visa will bill JPMC a one-time fee for the development expenses for the Project as described in Exhibit A through Visa’s Global
Client Billing System. JPMC will be billed the actual charges required for the completion of the Project as a Pass Through Expense. The estimate below reflects the estimated costs covering hours for technical development, creative development,
telecom changes, project management, quality assurance and testing, ** setup, and implementation of the Project. Additional changes to the ** Program platform for JPMC-requested customization beyond those described in Exhibit A will require the
mutual agreement of the Parties. 
  
  

	**	Omitted pursuant to a confidential treatment request. The confidential portion has been filed separately with the SEC. 

  

 -1- 

			
	 Estimate of Content Updates (FAQ/**(Project Hours **)
	 	$**
	Estimate of IVR Script Enhancements (Project Hours – **)	 	$**
	Estimate of Linking at ** (Project Hours – **)	 	$**
		
	Estimate of Total Project Fee	 	$**

 In addition, any ongoing maintenance fees agreed to in advance by JPMC in writing charged by CMW
upon completion of the Project will be paid by JPMC as a Pass Through Expense. 
 3. Project Completion Visa will use all reasonable
efforts and direct CMW as its Subcontractor to make every effort to complete the Project no later than **. JPMC acknowledges that completion of the Project may be delayed by act(s) or omission(s) of JPMC or by unanticipated technology issues. Visa
will make JPMC aware of any technology issues promptly upon discovery and provide daily updates on steps towards resolution. 
 B.
JPMC’S OBLIGATIONS 
 1. Project Management JPMC will designate a project manager to work with Visa and CMW on the Project and
will provide no less than 30 days notice of any change in the assignment of the project manager if practical. 
 2. Payment JPMC will
pay the Project Fee as outlined in Section A.2 above, pursuant to the Agreement. 
 3. Deadline Efforts JPMC agrees to use reasonable
efforts to meet the following timelines and acknowledges that failure to meet the timelines could delay the Project. 
 (i) JPMC to deliver
to Visa an executed Schedule 12 for the Project by **; 
 (ii) JPMC to provide ** and ** IVR script revisions by **; 
 (iii) JPMC to provide ** and ** web site content guide text revisions by **; 
 (iv) JPMC to provide final Sign-Off on Development Effort for the Project by ** (subject to JPMC receiving materials for such approval at least three
Business Days in advance of this date.) 
 SECTION 2. COMBINED WEBSITE LOOK, TONE, AND FEEL 
 A. Visa will manage a project to combine and create a new look, tone and feel of the ** and ** websites (the “Second Project”). Visa will
bill JPMC a one-time fee via Visa’s Global Client Billing System for the Second Project. Requirements for this Second Project will be developed by JPMC, documented by Visa, and approved by JPMC prior to the start of Visa’s work thereunder.
JPMC may cancel this work effort ** and ** and **. JPMC will be billed the actual charges required for the completion of the work effort as a Pass Through Expense. Additional changes to the ** Program platform for JPMC-requested customization beyond
those described in the requirements will require the mutual agreement of the Parties. 
 B. Estimated fees for the Second Project are
(** hours) $**. This estimate reflects the estimated costs covering hours for technical development, creative development, telecom changes, project management, quality assurance and testing, ** setup, and implementation of the work effort as defined
as of the Effective Date. 
  
  

	**	Omitted pursuant to a confidential treatment request. The confidential portion has been filed separately with the SEC. 

  

 -2- 

 C. Visa’s obligations under Section 2.A hereof and the fee estimate in Section 2.B
hereof are both subject to the Parties’ written agreement, no later than 30 June 2008, on JPMC obligations in connection with the Second Project. 
 SECTION 3. GENERAL TERMS AND CONDITIONS 
 A. Confidentiality JPMC and Visa agree to keep the terms of this Schedule
confidential in accordance with the provisions of Section 2 of the Master Agreement. 
 B. Termination Rights In addition to all
other rights provided for herein, either Party may terminate this Schedule upon thirty days’ written notice in the event the other Party breaches any of the terms hereof or defaults on any of its obligations hereunder, and such breach or
default remains uncured through the thirty-day notice period. 
 C. Notices All notices and other communications required to be given
pursuant to this Schedule shall be in writing and shall be deemed to have been given: (i) when personally delivered; or (ii) three (3) business days after mailing, postage prepaid, by certified mail; or (iii) when delivered (and
receipted for) by an overnight delivery service, addressed (unless a different address shall have been designated in writing) in the case of JPMC to the Notice addresses contained in Section 8.1 of the Master Agreement and to JPMC’s
designated representatives and in the case of Visa to: Visa U.S.A. Inc., 900 Metro Center Boulevard, Foster City, CA 94404, Attn. Jim VonDerheide (with a copy to: General Counsel, to the same Visa address). 
 D. Visa Rules Nothing in this Schedule will limit or supersede any of Visa’s Rules or the Agreement, all of which continue to govern the
relationship between JPMC and Visa. In the event of any apparent conflict between the terms of this Schedule and the Rules or Agreement, the Rules or Agreement (as applicable) will govern. In the case of any such apparent conflict, Visa will work
reasonably with JPMC to ensure that the Parties’ rights and obligations hereunder are carried out in the manner intended. 
 E.
Assignment This Schedule will be binding on and inure to the benefit of each of the Parties, their respective successors and permitted assigns. It may not be assigned or transferred, in whole or in part, without the written consent of the other
Party, pursuant to Section 8.2 of the Master Agreement. Any such assignment or transfer without consent will be void. Notwithstanding the foregoing, Visa may assign this Schedule to a Related Entity. For purposes of this Schedule, a
“Related Entity” means: (i) any corporation which is a successor to Visa either by merger or consolidation; (ii) a purchaser of all or substantially all of Visa’s assets; or (iii) a corporation or other entity which
shall directly or indirectly Control, be under the Control of, or be under common Control with Visa U.S.A. Inc. 
  
  

	**	Omitted pursuant to a confidential treatment request. The confidential portion has been filed separately with the SEC. 

  

 -3- 

 Exhibit A 
 Project Specifics 
 Project Overview 
 JPMC has requested customization of the ** sites, which include ** and ** 
 Project Assumptions 
  

	1.	The requirements identified in this schedule are based on ** Enhancements Phase 1 – Business Requirements **. 

  

	2.	All content and changes to the ** front end web site will fit within the ** framework or template. 

  

	3.	IVR changes are limited to script and recording changes only, no ** changes meaning that any pre-existing ** or **, may be used, but ** is out of scope. 

  

	4.	Coding Changes will be fully tested as part of the standard release process with Visa, and it will include System Testing by the CMW Quality Assurance test team and User Acceptance
Testing (UAT) by the Visa UAT test team. CMW will provide UAT Testing support. Any issues arising from any of these testing activities will be provided to JPMC. 

  

	5.	All enhancements/changes included in the scope of this effort will be PCI compliant. 

  

	6.	All enhancements/changes within this Schedule will maintain compliance with the FFIEC changes implemented to date for **. 

  

	7.	All enhancements/changes within this Schedule have been approved by Visa legal, and risk compliance. 

  

	8.	All content changes will be provided by JPMC and approved by Visa. 

  

	9.	Express Interest in Linking changes are ** ONLY for ** and ** under and **. 

  

	10.	The existing ** Program ** of “Express Interest in Linking” at the ** will apply to JPMC cardholders who are ** or ** (i.e. **). 

  

	11.	JPMC may elect to include the ** program in the existing ** or ** programs. 

  

	12.	Existing primary and secondary express interest rules shall apply meaning that the primary or any secondary cardholder on a consumer account may select the option to link while only
the primary cardholder for business accounts may select the option to link. 

  

	13.	Existing Linking rules shall apply. 

  

	14.	Existing rules related to processing records from the Cardholder Maintenance File, the “CMF” shall apply. 

  

	15.	Existing rules related to populating the data elements of the record in the Daily Incremental Enrollment File, the “DIEF” shall apply with the exception of the following:

  

	 	a.	Populate ** in “Account number 1” in record 1 with an inclusion reason code of “I”, which will advise JPMC to link ** at the ** to the cardholder requesting the
change. 

  

	16.	Only cardholders with an account status of ‘02- Activated’, ‘05- Inconclusive’ or ‘01- Pending’ shall be allowed to express interest in linking at **
through the website or contact center. 

  

	17.	The Contact Center Application shall indicate for the requesting cardholder that he has expressed interest in creating a ** linked relationship at ** or ** to an existing linked
relationship, the date that interest was expressed. 

  

	18.	The system shall notify the requesting cardholder by email that the express interest request at ** was submitted. 

  

	19.	The Contact Center Application shall indicate that the Express Interest request at ** was implemented. 

  

	20.	A one-time “link implemented” message shall be provided to the requesting cardholder and all cardholders included in the linked relationship the first time they login to
the cardholder website after the relationship is created. 

  

	21.	JPMC shall be required to use the CMF process to actually create the relationship or to link an additional account to an existing relationship. 

  
  

	**	Omitted pursuant to a confidential treatment request. The confidential portion has been filed separately with the SEC. 

  

 -4- 

	22.	JPMC shall be required to use the CMF for handling unlinking requests. 

  

	23.	The system shall require that the cardholder enter an email address that can be used to provide the cardholder with information on the status of the request.

  

	 	a.	Any changes to the email address shall not change the cardholder’s profile. 

  

	24.	The system creates one record in the DIEF for each cardholder that has submitted a valid ‘Express interest linking’ request. A maximum of one ‘Express Interest
Linking’ record per requesting cardholder per file shall be allowed. 

  

	25.	After ** days the Contact Center Application shall note if there has been no response from the issuer and the ** is no longer valid. The requestor shall be messaged one time via all
of the following channels using JPMC approved and customized verbiage: 

  

	 	a.	Cardholder website 

  

	 	b.	CSR application (via inquiry log) 

  

	 	c.	Email 

  

	26.	A web message using JPMC approved and customized verbiage will be displayed to the requestor if a linking by ** is implemented by the Issuer within the expiration period.

  

	27.	An email message using JPMC approved and customized verbiage will be sent to the requestor if a linking by ** has been implemented by the Issuer within the expiration period.

  

	28.	Inactive status cannot be included in an express interest request on Cardholder Web and CSR web. 

  

	29.	The system allows unlinking of pooled active accounts, but does not allow unlinking of pooled inactive accounts. Only JPMC is able to unlink accounts that are inactive.

 Deliverables 
  

	1.	Upon completion of this request, the JPMC sites will included, updated FAQ and ** content and newly scripted IVR. 

  

	2.	Upon completion of this request, Express Interest in Linking will be ** and ** as described in the Description of Changes. 

  

	3.	A project plan including milestones, relationships between tasks and testing activities. 

 Out of Scope 
  

	1.	Any ** that is not included in the Detailed Description of Changes below. 

  

	2.	Displaying ** based on any segmentation level or by hierarchy. 

  

	3.	Reporting changes. 

  

	4.	Accounting and/or billing changes. 

  

	5.	Adding any new front end ** sites or programs for JPMC. 

  

	6.	Displaying multiple ** beyond the four new **. 

  

	7.	Ability to select the option for “Express Interest in Linking” at ** via the IVR. 

  

	8.	The change in terminology form “**” to “**” will not extend to reports as reports are common to all issuers. 

  
  

	**	Omitted pursuant to a confidential treatment request. The confidential portion has been filed separately with the SEC. 

  

 -5- 

 Detailed Description of Changes 
 1. Content Updates 
 1.1. Update FAQs content. 
 1.1.1. Update the FAQ content for the ** site. 
 1.1.1.1. Update the FAQ content which is displayed on the outside of login. 
 1.1.1.2. Update the FAQ content which is displayed on
the inside of login. 
 1.1.2. Update the FAQ content for the ** site. 
 1.1.2.1. Update the FAQ content which is displayed on the outside of login. 
 1.1.2.2. Update the FAQ content which is displayed on the inside of login. 
 1.2. Update ** content. 
 1.2.1. Update the ** content for the ** site. 
 1.2.1.1. Update the ** content which is displayed on the outside of login. 
 1.2.1.2. Update the ** content which is displayed on the inside of login. 
 1.2.2. Update the ** content for
the ** site. 
 1.2.2.1. Update the ** content which is displayed on the outside of login. 
 1.2.2.2. Update the ** content which is displayed on the inside of login. 
 2. IVR Enhancements 
 2.1. ** new IVR scripts will be recorded and implemented. 
 2.1.1. No ** changes are expected. 
 3. Express Interest
in Linking ** 
 3.1 The system shall allow the cardholder to request “Express Interest in Linking” at the ** and not at the **. 
 3.2 The system shall not allow cardholders in an “Express Interest in Linking” relationship to participate in a house holding relationship, i.e. allowing
consumer and business to collectively earn points for redemption. 
 3.3 The system shall allow a cardholder to express interest in linking at a via the
cardholder website and contact center application. 
 3.4 The “Express Interest Page” on the cardholder website shall provide an option to select
the linking by **. 
 3.4.1. “Express Interest Page” shall ** be provide the custom look and feel and text 
 3.4.2. The “**” ** shall be ** to ** the ** if 
 3.5 The system shall provide messaging about the following before a cardholder chooses to proceed with linking at a **: 
 3.5.1.
General linking rules. 
 3.5.2. Instructions to the cardholder to review the terms and conditions of their card. 
 3.6 The Express Interest Page shall display the look and feel that corresponds to the ** or ** customized site. 
 3.7 The system will display custom messages for the following: 
 3.7.1. Confirmation email 
  
  

	**	Omitted pursuant to a confidential treatment request. The confidential portion has been filed separately with the SEC. 

  

 -6- 

 3.7.2. Confirmation messages via “My Messages” inbox indicating successful linking 

3.7.3. Confirmation messages via “My Messages” inbox indicating link request expiration 
 3.8 The system shall include the cardholder who has requested linking at a ** on the DIEF with an inclusion reason code of “I” and a blank in “Account
number 1” in record 1 
  
  

	**	Omitted pursuant to a confidential treatment request. The confidential portion has been filed separately with the SEC. 

  

 -7-Unitrin Inc. Non-Qualified Deferred Compensation Plan

 Exhibit 10.14 
 UNITRIN, INC. 
 NON-QUALIFIED DEFERRED COMPENSATION PLAN 
 As Amended and Restated Effective January 1, 2008 

 TABLE OF CONTENTS 
  

					
	 	 	 	  	Page
	ARTICLE I	 	DEFINITIONS	  	1
			
	ARTICLE II	 	ELIGIBILITY	  	4
			
	ARTICLE III	 	DEFERRALS	  	5
			
	ARTICLE IV	 	FUNDING	  	6
			
	ARTICLE V	 	INVESTMENT OF FUNDS, ACCOUNT MAINTENANCE AND VESTING	  	8
			
	ARTICLE VI	 	PAYMENT OF BENEFITS	  	9
			
	ARTICLE VII	 	PAYMENTS UPON DEATH	  	10
			
	ARTICLE VIII	 	ADMINISTRATION OF THE PLAN	  	11
			
	ARTICLE IX	 	AMENDMENT OR TERMINATION	  	12
			
	ARTICLE X	 	GENERAL PROVISIONS	  	13

  

 -i- 

 UNITRIN, INC. 
 NON-QUALIFIED DEFERRED COMPENSATION PLAN 
 The Unitrin, Inc. Non-Qualified Deferred Compensation Plan
(the “Plan”) was adopted effective January 1, 2002 and hereby is amended and restated effective January 1, 2008 to comply with Section 409A of the Internal Revenue Code. The purpose of the Plan is to provide a benefit to
directors who are not employees of Unitrin, Inc. and select executives of Unitrin, Inc. or one of its subsidiaries. Plan Participants are allowed the opportunity to elect to defer a portion of their Eligible Compensation (as defined in
Section 1.13) to some future period. The Plan is intended to be an unfunded “top hat plan” exempt from certain provisions of ERISA. 
 ARTICLE I 
 DEFINITIONS 
 1.1 General. For purposes of the Plan, the following terms, when capitalized, will have the following meanings. The masculine pronoun wherever used herein will include the feminine gender, the singular number
will include the plural, and the plural will include the singular, unless the context clearly indicates a different meaning. 
 1.2
“Account” means the aggregate of a Participant’s bookkeeping sub-accounts established pursuant to Section 5.1 of the Plan. 
 1.3 “Affiliated Company” or “Affiliate” means any corporation, trade or business entity which is a member of a controlled group of corporations, trades or businesses of which the Company is
also a member, as provided in Code Sections 414(b) or (c). 
 1.4 “Beneficiary Designation Form” means a written document,
the form of which the Plan Administrator shall determine from time to time, on which a Participant shall have the right to designate a beneficiary. 
 1.5 “Board” means the Board of Directors of the Company. 
 1.6 “Bonus Compensation” means the
annual formula and annual discretionary management bonuses earned in a given year and generally paid in the following year. Bonus Compensation does not include other bonuses such as a relocation bonus, a hiring bonus or other periodic bonuses.

 1.7 “Change of Control” means Change of Control as defined in Section 4.3 of the Plan. 
 1.8 “Code” means the Internal Revenue Code of 1986, as amended from time to time, and any regulations relating thereto. 
 1.9 “Committee” means the Compensation Committee of the Board. 
  

 1 

 1.10 “Company” means Unitrin, Inc., a Delaware corporation, or, to the extent provided
in Section 10.9 below, any successor corporation or other entity resulting from a reorganization, merger or consolidation into or with the Company, or a transfer or sale of substantially all of the assets of the Company. 
 1.11 “Deferral Election” means the following: (a) for Employee Participants, an election to defer all or part of such
Participant’s Regular Base Salary or such Participant’s Bonus Compensation, all pursuant to Section 3.1, and (b) for Outside Director Participants, an election to defer Director Fees pursuant to Section 3.1. A
Participant’s Deferral Election shall also include an election by the Participant specifying the calendar year in which payments shall commence and the method of payment with respect to the payout of all future benefits attributable to
deferrals for the Plan Year. 
 1.12 “Director Fees” means the cash fees Outside Directors earn. 
 1.13 “Eligible Compensation” means Regular Base Salary, Bonus Compensation or Director Fees. 
 1.14 “Eligible Employees” means a select group of management employees of the Company or an Affiliate. 
 1.15 “Employee Participant” means with respect to any Plan Year, an Eligible Employee who has been designated in writing as a
Participant pursuant to Section 2.1 of the Plan. 
 1.16 “Employer” means the Company and its Affiliates. 

1.17 “ERISA” means the Employee Retirement Income Security Act of 1974, as amended from time to time, and the regulations promulgated
thereunder. 
 1.18 “401(a)(17) Limit” means the amount of compensation which may be considered by a plan sponsor for
purposes of determining benefits under a qualified retirement plan. This amount is automatically adjusted annually by the Secretary of the Treasury for increases in the cost-of-living and such adjustment shall automatically be taken into account by
the Plan. 
 1.19 “Investment Preference Form” means a written document, the form of which the Plan Administrator shall
determine from time to time, on which a Participant shall communicate his or her investment preference. 
 1.20 “Outside
Directors” mean the directors of the Board who are not employees of the Company. 
 1.21 “Outside Director
Participant” means with respect to any Plan Year, a Participant who is an Outside Director for that Plan Year. 
 1.22
“Participation Date” means the date on which an Eligible Employee or an Outside Director is eligible to participate in the Plan, as set forth in Section 2.2 of the Plan. 
  

 2 

 1.23 “Participant” means an Employee Participant or an Outside Director Participant.

 1.24 “Plan” means the Unitrin, Inc. Non-Qualified Deferred Compensation Plan. 
 1.25 “Plan Administrator” means the Committee. 
 1.26 “Plan Year” means any calendar year during which the Plan is in effect. 
 1.27
“Regular Base Salary” means the annual scheduled base salary, excluding, without limitation, stock option income, severance pay, and income included in pay due to fringe benefits. 
 1.28 “Regulations” means the regulations, as amended from time to time, which are issued under Code Section 409A. 
 1.29 “Separation from Service” means the Participant’s termination from employment from the Employer for reasons other than death
or Disability, subject to the following: 
 (a) The employment relationship is treated as continuing intact while the
Participant is on military leave, sick leave, or other bona fide leave of absence if the period of such leave does not exceed six months, or if longer, so long as the individual retains a right to reemployment with the service recipient under an
applicable statute or by contract. A leave of absence constitutes a bona fide leave of absence only if there is a reasonable expectation that the Participant will return to perform services for the Employer. If the period of leave exceeds six months
and the Participant does not retain a right to reemployment under an applicable statute or by contract, the employment relationship is deemed to terminate on the first day immediately following such six-month period. 
 (b) In determining whether a Separation from Service has occurred, the following presumptions, which may be rebutted as provided in the
Regulations, shall apply: 
 (i) A Participant is presumed to have separated from service where the level of bona fide
services performed decreases to a level equal to 20% or less of the average level of services performed by the Participant during the immediately preceding 36-month period. 
 (ii) A Participant will be presumed not to have separated from service where the level of bona fide services performed continues at a
level that is 50% or more of the average level of service performed by the Participant during the immediately preceding 36-month period. 
 No
presumption applies to a decrease in the level of bona fide services performed to a level that is more than 20% but less than 50% of the average level of bona fide services performed during the immediately preceding 36-month period. If a Participant
had not performed services for the Employer for 36 months, the full period that the Participant has performed services for the Employer shall be substituted for 36 months. 
  

 3 

 (c) For purposes of this Section, the term “Employer” has the meaning set forth
in Section 1.16 provided that the following shall apply in determining whether a person is an Affiliate as defined in Section 1.3: 
 (i) In applying Section 1563(a)(1), (2) and (3) of the Code for purposes of determining a controlled group of corporations under Section 414(b) of the Code, the phrase “at least 50
percent” shall be used instead of “at least 80 percent” each place it appears in Section 1563(a)(1), (2) and (3) of the Code; and 
 (ii) In applying Treasury Regulation Section 1.414(c)-2 for purposes of determining trades or businesses (whether or not
incorporated) that are under common control for purposes of Section 414(c) of the Code, “at least 50 percent” is used instead of “at least 80 percent” each place it appears in Treasury Regulation Section 1.414(c)-2.

 (d) In the event of the sale or other disposition of assets by the Company or an Affiliate (the “Seller”)
to an unrelated service recipient (the “Buyer”), the Seller and the Buyer may specify whether a Separation from Service has occurred for a Participant who would otherwise experience a Separation from Service with the Seller, in
accordance with the rules set forth in Section 1.409A-1(h)(4) of the Regulations. 
 1.30 “Trust” means a so-called
“rabbi trust,” the assets of which shall remain, for all purposes, a part of the general unrestricted assets of the Company. 
 ARTICLE II 
 ELIGIBILITY 
 2.1 Eligibility. The Board may, in its discretion, or an Affiliate may, in its discretion and subject to the approval of the Board, designate in writing any Eligible Employee as a Participant who is eligible to
participate in the Plan. An Outside Director is automatically eligible to participate in the Plan. 
 2.2 Participation Date and
Notice. An Eligible Employee designated as a Participant pursuant to Section 2.1 shall become a Participant as of the first day of the Plan Year following such designation. An Outside Director shall become a Participant as of the date he or
she is elected a director of the Board. The date that an Eligible Employee or Outside Director is eligible to participate in the Plan shall be known as the Participation Date. The Plan Administrator will provide the Participant with notice of the
Participant’s Participation Date and the forms needed to make an election pursuant to Section 3.2 of the Plan as soon as reasonably practicable after the Plan Administrator is informed of a Participant’s Participation Date.

  

 4 

 ARTICLE III 
 DEFERRALS 
 3.1 Deferral Amounts. Participants may elect to defer Eligible Compensation
subject to the limits described below. A separate election for Regular Base Salary, Bonus Compensation and Director Fees must be made. Outside Director Participants may elect to defer up to 100% of their Director Fees. Employee Participants may
elect to defer up to 100% of their Regular Base Salary in excess of the 401(a)(17) Limit in effect for the year of payment. Employee Participants may also elect to defer up to 100% of their Bonus Compensation to the extent that Bonus Compensation
plus non-deferred Regular Base Salary is in excess of the 401(a)(17) Limit in effect for the year in which such bonus is earned, instead of for the year of payment. 
 3.2 Deferral Election. The Plan Administrator shall provide each Participant, upon becoming a Participant and thereafter annually, with a Deferral Election to be filed by the Participant, as described below.

 (a) An Employee Participant desiring to participate in the Plan must file with the Plan Administrator a Deferral Election prior to the
beginning of the Plan Year to which it pertains, at which time the election shall become irrevocable. Such Deferral Election shall be effective on the first day of the Plan Year following the filing thereof. 
 (b) A Director Participant desiring to participate in the Plan must file with the Plan Administrator an initial Deferral Election within 30 days (or such
lesser number of days as the Plan Administrator shall determine) following such Participant’s Participation Date at which time the election shall become irrevocable. Such initial election shall be effective commencing with the first day of the
first month following such filing. Thereafter, a Deferral Election must be filed by a Director Participant within 30 days (or such lesser number of days as the Plan Administrator shall determine) prior to the beginning of the Plan Year to which it
pertains, at which time the election shall become irrevocable. Such Deferral Election shall be effective on the first day of the Plan Year following the filing thereof. 
 (c) In no event shall a Participant be permitted to defer Eligible Compensation for any period that has commenced prior to the date on which the Plan is effective or the date on which a Deferral Election is signed by
the Participant and accepted by the Plan Administrator. 
 (d) Upon receipt of a properly completed and executed Deferral Election, the Plan
Administrator shall notify the payroll department of the Participant’s Employer to withhold that portion of the Participant’s Eligible Compensation specified in the agreement. All amounts shall be withheld ratably throughout the Plan Year
except for any bonus amounts which shall be withheld in a single lump sum. In no event shall the Participant be permitted to defer more than the amount specified by the Plan. 
  

 5 

 ARTICLE IV 
 FUNDING 
 4.1 Unsecured Obligation. Individual Participant deferrals of Eligible Compensation
and the hypothetical investment earnings/losses thereon shall be reflected in book entries maintained by or on behalf of the Company, as set forth in Section 5.1 of the Plan. The existence of such book entries shall not create a trust of any
kind, or a fiduciary relationship between the Company, any third party record keeper and the Participant, his or her designated beneficiary, or other beneficiaries provided for under the Plan. The bookkeeping entries represent an unsecured
obligation of the Company to pay deferred Eligible Compensation and the investment earnings/losses thereon to a Participant at a future date. 
 4.2 Discretionary Rabbi Trust. If the Company so determines, in its sole discretion, payments to a Participant or his or her designated beneficiary or any other beneficiary hereunder may be made from assets held in a Trust. No person
shall have any interest in such assets by virtue of the Plan. The Company’s obligations hereunder shall be an unfunded and unsecured promise to pay money in the future. Any Participant having a right to receive payments pursuant to the
provisions of the Plan shall have no greater rights than any unsecured general creditor of the Company in the event of the Company’s insolvency or bankruptcy, and no person shall have nor acquire any legal or equitable right, claim or interest
in or to any property or assets of the Company. In no event shall the assets accumulated in the Trust be construed as creating a funded plan under the applicable provisions of ERISA, or under the Code, or under the provisions of any other applicable
statute or regulation. 
 4.3 Change in Control. 
 (a) Upon a Change of Control the Company shall, as soon as possible, but in no event longer than 30 days following the Change of Control, make an irrevocable contribution to the Trust in an amount that is sufficient
to pay each Participant or beneficiary the benefits to which such Participant(s) or their beneficiaries would be entitled pursuant to the terms of the Plan as of the date on which the Change of Control occurred. For purposes of the Plan “Change
of Control” shall mean the occurrence of any of the following events: 
  

	 	(i)	any “Person” (defined below) is or becomes the “Beneficial Owner,” (defined below) directly or indirectly, of securities of the Company (not including in the
securities beneficially owned by such Person any securities acquired directly from the Company or its “Affiliate” (defined below)) representing 25% or more of the combined voting power of the Company’s then outstanding securities,
excluding any Person who becomes such a Beneficial Owner in connection with a transaction described in clause (i) of subparagraph (iii) below; or 

  

 6 

	 	(ii)	the following individuals cease for any reason to constitute a majority of the number of directors then serving: individuals who, on December 31, 2005, constituted the Board of
Directors and any new director (other than a director whose initial assumption of office is in connection with an actual or threatened election contest relating to the election of directors of the Company) whose appointment or election by the Board
of Directors or nomination for election by the Company’s shareholders was approved or recommended by a vote of at least two-thirds of the directors still in office who either were directors on December 31, 2005 or whose appointment,
election or nomination for election was previously so approved or recommended; or 

  

	 	(iii)	there is consummated a merger or consolidation of the Company or any direct or indirect subsidiary of the Company with any other corporation, other than (i) a merger or
consolidation which results in the directors of the Company immediately prior to such merger or consolidation continuing to constitute at least a majority of the board of directors of the surviving entity or any parent thereof, or (ii) a merger
or consolidation effected to implement a recapitalization of the Company (or similar transaction) in which no Person is or becomes the Beneficial Owner, directly or indirectly, of securities of the Company (not including in the securities
Beneficially Owned by such Person any securities acquired directly from the Company or its Affiliate) representing 25% or more of the combined voting power of the Company’s then outstanding securities; or 

  

	 	(iv)	the shareholders of the Company approve a plan of complete liquidation or dissolution of the Company or there is consummated an agreement for the sale or disposition by the Company
of all or substantially all of the Company’s assets, other than a sale or disposition by the Company of all or substantially all of the Company’s assets immediately following which the individuals who comprise the Board of Directors
immediately prior thereto constitute at least a majority of the board of directors of the entity to which such assets are sold or disposed or any parent thereof. 

 (b) As used in this Change of Control section: 
  

	 	(i)	“Affiliate” shall have the meaning set forth in Rule 12b-2 promulgated under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange
Act”); 

  

	 	(ii)	“Beneficial Owner” shall have the meaning set forth in Rule 13d-3 under the Exchange Act; and 

  

 7 

	 	(iii)	“Person” shall have the meaning given in Section 3(a)(9) of the Exchange Act, as modified in Sections 13(d)(3) and 14(d)(2) thereof, except that such term shall not
include (1) the Company or any entity, more than 50% of the voting securities of which are Beneficially Owned by the Company, (2) a trustee or other fiduciary holding securities under an employee benefit plan of the Company or any of its
Affiliates, (3) an underwriter temporarily holding securities pursuant to an offering of such securities, (4) a corporation owned, directly or indirectly, by the shareholders of the Company in substantially the same proportions as their
ownership of stock of the Company, (5) any individual, entity or group whose ownership of securities of the Company is reported on Schedule 13G pursuant to Rule 13d-1 promulgated under the Exchange Act (but only for so long as such ownership is
so reported) or (6) Singleton Group LLC or any successor in interest to such entity. 

 ARTICLE V 
 INVESTMENT OF FUNDS, ACCOUNT MAINTENANCE AND VESTING 
 5.1 Record Keeper. The Plan Administrator shall appoint a Plan record keeper which shall establish and maintain an individual bookkeeping Account on behalf of each Participant for purposes of determining each
Participant’s benefits under the Plan. Separate sub-accounts shall be established for each Participant with respect to each year’s Deferral Election and for which a different form of payment or payment start date has been elected.

 5.2 Account Adjustments. 
 (a) The Plan record keeper shall adjust each Participant’s Account for amounts representing: 
  

	 	(i)	Participant deferrals, 

  

	 	(ii)	Hypothetical investment earnings/losses, 

  

	 	(iii)	Expenses, and 

  

	 	(iv)	Distributions paid to the Participant or beneficiaries. 

 (b) Each Participant electing to defer Eligible Compensation pursuant to the Plan shall also specify at the time the Deferral Election is made, the hypothetical measure(s) of investment performance. The Participant’s bookkeeping
account shall be deemed to be invested in the hypothetical investment choice(s) made available from time to time by the Committee. Investment preferences selected by the Participant are used only to determine the value of a Participant’s
Account and in no event is the Company required to follow these investment preferences for actual plan investments. A Participant’s investment preference shall be communicated to the Plan Administrator by completion and delivery to the Plan
Administrator of 

  

 8 

 
an Investment Preference Form in such form as the Plan Administrator shall determine from time to time. Participants shall indicate their initial investment
preferences by filing an Investment Preference Form with the Plan Administrator prior to the date on which deferrals commence under the terms of the Participant’s Deferral Election. Once elected, investment preferences shall be valid until
revoked by filing a new Investment Preference Form. Participants shall have the opportunity to change their investment preferences with respect to (a) new deferrals (b) their entire existing balances or (c) deferrals made for a
specific Plan Year upon notice to the Plan Administrator once per calendar quarter. 
 (c) The Plan record keeper shall determine the value
of all Accounts maintained under the terms of the Plan on the close of each business day. The Plan record keeper shall provide each Participant with a statement of his or her individual bookkeeping Account reflecting adjustments to such Account
during the period from the last statement date. Such statement shall be provided to Participants as soon as administratively feasible following the end of each calendar quarter. 
 ARTICLE VI 
 PAYMENT OF BENEFITS 
 6.1 Distributions. A Participant’s or beneficiary’s benefit payable under the Plan shall be determined by reference to the value of each
bookkeeping sub-account balance at the time of distribution. Sub-accounts shall be maintained for each Plan Year’s deferrals. Benefit payments from the Plan shall be payable from the general assets of the Company which includes any assets held
in the Trust. 
 6.2 Timing of Payments. Subject to Section 6.4 through Section 6.8, each of a Participant’s
subaccounts shall be paid or payment shall begin within 30 days following the specific date elected on the Participant’s applicable Deferral Election. Except as set forth in Sections 6.7 and 6.8, no Participant or beneficiary shall have any
right to receive payment of his or her benefit under the Plan prior to the specific date elected on the applicable Deferral Election. 
 6.3
Form of Payments. Each of a Participant’s subaccounts shall be paid as a lump sum or in installments as elected in the applicable Deferral Election. A different form of payment, as to amount and timing, may be elected with respect to
each year’s Deferral Election. Except as otherwise provided in Sections 6.4 and 6.5, once a Deferral Election is made with respect to amounts deferred for a Plan Year, it cannot be altered and is irrevocable. A Participant’s account
balance shall be distributed to the Participant or his or her beneficiary in the form of cash only. 
 6.4 Subsequent Deferral. A
Participant may elect to delay payment or change the form of payment of any of his or her sub-accounts if all of the following conditions are met with respect to such sub-account: 
 (a) Such election shall not take effect until at least 12 months after the date on which the election is made; 
 (b) Payment must be deferred for a period of not less than five years from the date such payment would otherwise have been paid; and 
  

 9 

 (c) Any election must be made not less than 12 months before the first day of the calendar year in which
payment of such sub-account would otherwise be made or commence. 
 The right to a series of installment payments, as defined in the Regulations, shall be
treated as a right to a single payment. 
 6.5 Transitional Relief. Prior to January 1, 2009, a Participant may change the
specific date for payment and the form of payment for one or more of his or her subaccounts to the extent permitted by IRS Notice 2007-86. 
 6.6 Payments in Violation of Federal Securities Laws. Notwithstanding Section 6.2 and to the extent permitted by the Regulations, a benefit payment may be delayed where the Plan Administrator reasonably anticipates that the
making of the payment will violate Federal securities laws or other applicable law. Such a benefit payment shall be made at the earliest date at which the Plan Administrator reasonably anticipates that the making of the benefit payment will not
cause such violation. Notwithstanding the foregoing, if a benefit payment to a Participant is delayed until the Participant’s Separation from Service, then the benefit payment shall not be made before the date that is six months after the date
of the Participant’s Separation from Service or, if earlier, the date of death of the Participant. 
 6.7 Accelerated Payment for
Domestic Relations Orders. Notwithstanding Section 6.2 and to the extent permitted by the Regulations, in the Plan Administrator’s sole discretion, to the extent necessary to fulfill a domestic relations order (as defined in Code
Section 414(p)(1)(B)), either the time or schedule of a benefit payment under the Plan to an individual other than the Participant may be accelerated, or a benefit payment under the Plan may be made to an individual other than the Participant.

 6.8 Accelerated Payment for Failure to Comply with Code Section 409A. Notwithstanding Section 6.2 and to the extent
permitted by the Regulations, at any time the Plan fails to meet the requirements of Code Section 409A and the regulations promulgated thereunder, the time or schedule of a payment may be accelerated, or a payment under the Plan may be made;
provided, however, that such payment shall not exceed the amount required to be included in income as a result of the failure to comply with the requirements of Code Section 409A and the regulations promulgated thereunder. 
 ARTICLE VII 
 PAYMENTS UPON DEATH

 7.1 Payment to Beneficiary. Any benefit which a deceased Participant is entitled to receive under the Plan shall be paid to
such Participant’s beneficiary. Such death benefit shall be paid in the form and at the time elected in accordance with the Participant’s Deferral Elections. 
  

 10 

 7.2 Designation of Beneficiary. A Participant shall have the right to designate a beneficiary on
the Beneficiary Designation Form and to amend or revoke such designation at any time in writing. Such designation, amendment or revocation shall be effective only when filed with the Plan Administrator. Any beneficiary designation, amendment or
revocation shall apply to all past and present Deferral Elections. 
 If no Beneficiary Designation Form is filed with the Plan
Administrator, or if the Beneficiary Designation Form is held invalid, or if no beneficiary survives the Participant and benefits remain payable following the Participant’s death, the Plan Administrator shall direct that payment of benefits be
made to the person or persons in the first category in which there is a survivor. The categories of successor beneficiaries, in order, are (1) the Participant’s spouse and (2) the Participant’s estate. 
 ARTICLE VIII 
 ADMINISTRATION OF THE
PLAN 
 8.1 Plan Administration. The Plan Administrator is the Committee. The Committee has complete authority to interpret and
administer the Plan. The Committee’s responsibilities and obligations may be delegated as deemed necessary by the Committee from time to time. The Committee may establish administrative practices as necessary for the establishment and ongoing
maintenance of the Plan. The Committee may delegate to one or more of its members or to one or more agents such administrative duties as it may deem advisable, and the Committee or any person to whom it has delegated duties as aforesaid may employ
one or more persons to render advice with respect to any responsibility the Committee or such person may have under the Plan. The decisions made by and the actions taken by the Plan Administrator in the administration and interpretation of the Plan
shall be final and conclusive for all persons. If, after reading the Plan, Participants have questions about the Plan, such questions should be directed to the designated contact at the Company. 
 8.2 Claims. 
 Any Participant or
beneficiary who believes that there was an error in the calculation of his or her account balance or in the payment of benefits under the Plan shall file a claim with the Plan Administrator. The claim must be filed, signed and dated within 90 days
of the date on which the claimant learned of the facts from which such claim arises. The claim must be sent by certified mail or presented in person to the Plan Administrator. 
 The Plan Administrator shall respond in writing to the claimant within a reasonable period of time but not later than 90 days after receipt of the claim
unless special circumstances require an extension of time for processing. If such extension of time is required, the Plan Administrator shall furnish written notice of the extension to the claimant prior to the termination of the initial 90 day
period. The extension notice shall indicate the special circumstances requiring an extension of time and the date by which the Plan Administrator expects to render a final decision. In no event shall such extension exceed a period of 90 days from
the end of the initial period. 
  

 11 

 8.3 Appeals. 
 Any claimant not satisfied with the Plan Administrator’s decision of a claim shall have the right to appeal to the Plan Administrator. The appeal must be signed and dated by the claimant and include a copy of the
claim submitted to the Plan Administrator as well as a copy of the Plan Administrator’s decision. The appeal should explain why the claimant does not agree with the Plan Administrator’s decision. The appeal must be filed within 60 days of
the receipt of the Plan Administrator’s decision. The appeal must be sent by certified mail or presented in person to the Plan Administrator. 
 The Plan Administrator shall promptly advise the claimant of its decision on the claimant’s appeal. Such decision shall be written in layman’s terms, shall include specific reasons for the decision and shall contain specific
references to pertinent Plan provisions upon which the decision is based. The decision on appeal shall be made no later than 60 days after the Plan Administrator’s receipt of the appeal, unless special circumstances require an extension of the
time for processing. If such an extension of time is required, the Plan Administrator shall furnish written notice of the extension to the claimant prior to the termination of the 60 day period. The extension notice shall indicate the special
circumstances requiring an extension of time and the date by which the Plan Administrator expects to render a final decision. If an extension of time is required, a decision shall be rendered as soon as possible, but not later than 120 days
following receipt of the appeal. 
 ARTICLE IX 
 AMENDMENT OR TERMINATION 
 9.1 Amendment or Termination. The Company intends the Plan to be
permanent but reserves the right, subject to Section 9.2, to amend or terminate the Plan when, in the sole opinion of the Company, such amendment or termination is advisable. However, no amendment shall deprive a Participant or beneficiary of
any of the benefits which he or she has accrued under the Plan or otherwise adversely affect the Participant’s Account with respect to amounts credited thereto prior to the date such amendment is made. The Administrative Committee of the
Unitrin, Inc. 401(k) Savings Plan (the “Administrative Committee”) shall have the authority, on behalf of the Company, to amend the Plan in any manner permitted by Article IX of the Plan as the Administrative Committee considers desirable,
appropriate or necessary, provided that no such amendments, either individually or in the aggregate, have a material adverse financial impact on the Company and the Employers. The Board reserves the authority to make any other amendments to the
Plan, including, but not limited to, amendments that the Administrative Committee deems desirable, appropriate or necessary which would have a material adverse financial impact on the Company and the Employers. 
  

 12 

 9.2 Effect of Amendment or Termination. No amendment or termination of the Plan shall, without the
express written consent of the affected current or former Participant or Beneficiary, reduce or alter any benefit entitlement of such Participant or Beneficiary. Upon Plan termination, no further deferrals shall be made. In such event, the
Participant or his or her beneficiary, as the case may be, shall be entitled to receive any benefit attributable to the deferrals accrued as of the day preceding the effective date of termination, plus hypothetical investment earnings and less
hypothetical investment losses, taxes and expenses chargeable to the Participant’s Account up to the benefit distribution date. The Plan Administrator shall make distributions of the Participant’s benefit (1) in accordance with the
Participant elections then in effect, or (2) if permitted by the Regulations and elected by the Company, in a single lump sum payment as soon as practicable after termination of the Plan. 
 ARTICLE X 
 GENERAL PROVISIONS 
 10.1 Taxes. The Company shall have the right to (a) require any Participant or beneficiary to pay the Company the amount of any taxes which
the Company may be required to withhold with respect to such distributions or (b) deduct from all amounts paid the amount of any taxes which the Company may be required to withhold with respect to any such distributions. 
 10.2 Entire Agreement. The Plan document along with the Deferral Election, Investment Preference Form, Beneficiary Designation Form and other
administration forms required of Participants, and made known to them by the Plan Administrator, shall constitute the entire agreement or contract between the Company and the Participant regarding the Plan. No oral statement regarding the Plan may
be relied upon by the Participant or any other person claiming through or under the Participant. 
 10.3 Employment Rights. Neither
the establishment of the Plan nor any modification thereof, nor the creation of any Trust or account, nor the payment of any benefits, shall be construed as conferring upon a Participant the right to continue to be employed by the Company in his or
her present capacity, or in any capacity, or the right to continue to serve as an Outside Director. The Plan relates to the payment of deferred compensation as provided herein, and is not intended to be an employment contract. 
 10.4 Benefit Transfers. Neither the Participant nor his or her designated or other beneficiary under the Plan shall have any right to transfer,
assign, anticipate, hypothecate or otherwise encumber all or any part of the amounts payable under the Plan. No such amounts shall be subject to seizure by any creditor of any such Participant or beneficiary, by a proceeding at law or in equity, nor
shall any such amounts be transferable by operation of law in the event of bankruptcy, insolvency or death of the Participant, his or her designated beneficiary or any other beneficiary hereunder. Any attempted assignment or transfer in
contravention of this provision shall be void. 
  

 13 

 10.5 Governing Law. Construction, validity and administration of the Plan shall be governed by
applicable Federal law and the laws of the State of Illinois. 
 10.6 Inurement. The Plan shall be binding upon and inure to the
benefit of the Company and its successors and assigns, and the Participant, his or her successors, heirs, executors, administrators and beneficiaries. 
 10.7 Notices. Any notice (other than pursuant to enrollment materials) required or permitted to be given pursuant to the Plan shall be in writing, and shall be signed by the person giving the notice. If such
notice is mailed, it shall be sent by United States first class mail, postage prepaid, addressed to such person’s last known address as shown on the records of the Company. The date of such mailing shall be deemed to be the date of notice, but
the notice shall not be effective until actually received. The Company or the Participant may change the address to which notice is sent by giving notice of such change in the manner above. 
 10.8 Small Benefits. If, upon the sixth (6th) month anniversary of a
Participant’s Separation from Service, a Participant’s Account is less than or equal to the applicable dollar limit under Section 402(g)(1)(B) and results in the determination and liquidation of the entirety of the Participant’s
interest under all agreements, methods, programs or other arrangements with respect to which deferrals of compensation are treated as having been deferred under a single nonqualified deferred compensation plan under Section 1.409A-1(c)(2) of
the Regulations, the Company may pay such Account to the Participant or his or her Beneficiary in a single lump sum in lieu of any further benefit payments hereunder within thirty (30) days after such sixth month anniversary. Such payment shall
be made no later than the later of (a) December 31 following the Participant’s Separation from Service or (b) the 15th day of the third month following the Participant’s Separation from Service. 
 10.9 Corporate Successor. The Plan shall not be automatically terminated by a Change of Control event, but the Plan shall be continued after such
Change of Control event only if and to the extent that the transferee, purchaser or successor entity agrees to continue the Plan. In the event that the Plan is not continued by the transferee, purchaser or successor entity, then the Plan shall
terminate subject to the provisions of Section 9.2. 
 10.10 Unclaimed Benefit. Each Participant shall keep the Company informed
of his or her current address and the current address of his or her beneficiary. The Company shall not be obligated to search for the whereabouts of any person. If the location of a Participant is not made known to the Company within three years
after the date on which payment of the Participant’s Account is scheduled to be made, payment may be made as though the Participant had died at the end of the three-year period. If, within one additional year after such three-year period has
elapsed, or, within three years after the actual death of a Participant, the Company is unable to locate any beneficiary for the Participant, then the Company shall have no further obligation to pay any benefit hereunder to such Participant or
beneficiary or any other person and such benefit shall be irrevocably forfeited. 
  

 14 

 10.11 Limitations on Liability. Notwithstanding any of the preceding provisions of the Plan,
neither the Company nor any individual acting as an employee or agent of the Company shall be liable to any Participant, former Participant, beneficiary or any other person for any claim, loss, liability or expense incurred in connection with the
Plan. 
 10.12 No Guaranty of Benefits. Nothing contained in the Plan shall constitute a guaranty by the Company or any other entity
or person that the assets of the Company will be sufficient to pay any benefit hereunder. 
 10.13 409A Compliance. The Plan is
intended to be a nonqualified deferred compensation plan that complies with the provisions of Section 409A of the Code and the Regulations, and shall be interpreted and operated consistent with such intent. If any ambiguity exists in the terms
of the Plan, it shall be interpreted to be consistent with this purpose. 
 The Company has executed the Unitrin, Inc. Non-Qualified Deferred
Compensation Plan on November 12, 2007. 
  

			
	UNITRIN, INC.
		
	By:	 	 /s/ Dave Bengston

		
	Title:	 	 Vice President

  

 15

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00136-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00136-of-00352.parquet"}]]