Document:

Exhibit 10.4

                     Consulting Agreement with Eli E. Hertz
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                              CONSULTING AGREEMENT

      AGREEMENT made and entered into a consulting agreement as of the 13th day
of October, 2000, by and between Eli Hertz ("Consultant") and Return Assured
Incorporated, formerly Hertz Technology Group Inc., a Delaware corporation,
("RAI") for a Period commencing on the effective date of the merger and
terminating on the expiration of two (2) years from such date.

                              W I T N E S S E T H :

      WHEREAS, RAI wishes to hire the Consultant to provide consultation and
advice to RAI in matters relating to the transition in the change of control
(the "Transition") resulting from the merger of Return Assured Incorporated,
formerly A Sure eCommerce, Inc., a Nevada corporation, with a wholly owned
subsidiary of RAI (the "Merger").

      NOW, THEREFORE, in consideration of the foregoing, it is agreed as
follows:

      FIRST: RAI retains the Consultant as a consultant to RAI, to provide
counsel and advice in connection with the Transition for a two-year period
commencing on the effective date of the Merger (the "Commencement Date").

      SECOND: The Consultant shall render such advice and assistance as RAI may
reasonably request of him in connection with the Transition. It is understood by
the parties that such assistance will not involve more than 3 hours a week.

      THIRD: In consideration of, and in full payment for, the services to be
rendered to RAI by the Consultant, RAI hereby agrees to pay the Consultant a
$125,000 a year payable in advance of each contract year i.e. $125,000 on the
Commencement Date and $125,000 on the first anniversary of the Commencement
Date. In the event of Consultant death or permanent disability, all amounts

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due would be paid to the Consultant or the beneficiary of Consultant within 15
days of death or permanent disability.

      FOURTH: RAI shall provide Consultant with two luxury automobiles and all
related expenses such as repair, maintenance, gas, insurance and parking. Except
as otherwise provided herein, the Consultant shall be entitled to participate,
to the extent he qualifies, in any bonus or other incentive compensation,
profit-sharing or retirement plans, life or health insurance plans or other
benefit plans maintained by the RAI, upon such terms and conditions as are made
available to executives of the RAI, generally. In particular, the Consultant and
his wife shall be entitled to disability insurance benefits and life insurance
in a minimum amount of $2,000,000 and $1,000,000 respectively payable to their
beneficiaries of choice and full medical insurance of their choice and never
less than the level now provided by RAI or at such higher level as RAI may
hereafter provide for other executives or employees of RAI.

      FIFTH: RAI shall reimburse the Consultant for travel and other related
expenses incurred by the Consultant in connection with the performance of his
consulting duties hereunder in accordance with RAI's standard policy for
employees reimbursement of such expenses.

      SIXTH: The Consultant shall have no power or authorization to assume or
create any liability on behalf of RAI or any affiliate of RAI, except Hergo
Ergonomic Support Systems, Inc. ("Hergo") and its subsidiaries in accordance
with Consultant's employment agreement with Hergo of even date herewith.

      SEVENTH: In the event that RAI sells or disposes by merger, consolidation,
spin-off, or otherwise, all or part of the stock or assets of Hertz Computer
Corp. ("Computer"), Edutec Computer Education, Inc. ("Edutec") or RemoteIT.com,
Inc. ("Remote") during the term of this Agreement,

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or for 2 years there after (if the introduction is made during the term of this
agreement) it will pay in the case of Computer or Edutec 15%, and in the case of
Remote 35%, of the consideration received from each such sale or disposition.

      EIGHTH: RAI shall without any charges, make available to Consultant for
his exclusive use four furnished offices of his choice (excluding is current
office) and the private lavatory currently exclusively used by him plus 7,000
square feet of space, all with services such as currently provided (eg.,
electricity, AC, cleaning and use of conference-room) at 75 Varick Street for
the balance of RAI's current lease of such premises.

      NINTH: This Agreement shall be binding upon, and inure to the benefit of,
the parties hereto, their heirs, legal representatives, successors and assigns.

      TENTH: This Agreement shall be governed by, and construed in accordance
with, the laws of the State of New York.

      IN WITNESS WHEREOF, the parties hereto have signed this Agreement as of
the day and year first above written.

                                       /s/ ELI HERTZ
                                       -----------------------------------------
                                       Eli Hertz

                                       Return Assured Incorporated

                                       By: /s/ MATTHEW SEBAL
                                           -------------------------------------
                                           Matthew Sebal
                                           PresidentExhibit 10.5

                   Employment Agreement with I. Marilyn Hertz

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                              EMPLOYMENT AGREEMENT

      EMPLOYMENT AGREEMENT dated as of the 13th of October, 2000 between HERGO
ERGONOMIC SUPPORT SYSTEMS, INC. a New York corporation (the "Company") and I.
MARILYN HERTZ ("Hertz"). Except where the context indicates otherwise, the term
Company shall mean the Company and any of its subsidiaries.

      1. Period. Subject to the terms and conditions hereof, the term of
employment of Hertz under this Agreement shall be for the period (the
"Employment Period") commencing on the effective date of the merger (the
"Merger") of Return Assured Incorporated, a Nevada Corporation, with a wholly
owned subsidiary of Return Assured Incorporated, formerly Hertz Technology
Group, Inc., ("HTG") the holder of all the Company's outstanding stock (the
"Commencement Date") and terminating on the expiration of five (5) years from
such date, unless sooner terminated by the death of Hertz or as provided in
Paragraphs 5, 6 or 7 hereof.

      2. Duties and Responsibilities. The Company shall employ Hertz as a part
time senior executive and Hertz accepts such employment with such duties and
responsibilities, as may be assigned to her from time to time by the Chief
Executive Officer of the Company. During the Employment Period, Hertz shall
perform her duties in a diligent, trustworthy, loyal and businesslike manner.

      3. Compensation and Benefits.

      (a) Hertz' compensation shall consist of base compensation at the annual
rate of $95,000 payable in 26 equal periods,

      (b) Hertz shall be entitled to such increase in base compensation or
bonuses as and when determined by the Board of Directors.

      (c) Except as otherwise provided herein, Hertz shall be entitled to
participate, to the extent she qualifies, in any bonus or other incentive
compensation, profit-sharing or retirement plans, life or health insurance plans
or other benefit plans maintained by the Company or HTG, upon such terms and
conditions as are made available to executives of the Company or HTG, generally.
Hertz shall also be entitled to the use of a luxury automobile and all related
expenses such as repair, maintenance, gas and insurance except that Hertz shall
not entitled to any automobile or health insurance to the extent such benefits
are provided by HTG under its Consulting Agreement with Eli E. Hertz.

      (d) Hertz shall be entitled to reimbursement of all reasonable, ordinary
and necessary business related expenses incurred by her in the course of her
duties and upon submission of appropriate documentation in accordance with the
Company's procedures.

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      (e) Hertz shall be entitled to five full weeks of paid vacation during
each calendar year. Hertz shall be entitled to have any part of her unused
vacation time paid by the Company.

      (f) Hertz shall be entitled to disability insurance benefits reflecting
the value of her base compensation and life insurance in a minimum amount of
$1,000,000 payable to the beneficiary of her choice and full medical insurance
of her choice and never less than the level now provided by HTG or at such
higher level as the Company or HTG may hereafter provide for other executives or
employees of the Company or HTG.

      4. Stock Options. Hertz is currently holding options to purchase an
aggregate of 208,333 shares of the Common Stock of HTG at the exercise price and
for the escrow periods reflected in Schedule A attached hereto. The Company
shall cause HTG, prior to closing of the Merger to modify such options so that
they shall vest immediately upon the Merger and shall continue to be exercisable
by Hertz on the same terms and conditions except that they shall remain
exercisable until the expiration of the exercise period irrespective of whether
Hertz remains an employee of the Company.

      5. Termination in Case of Death or Total Disability. In case of a
Disability, which for this purpose shall mean that as a result of illness or
injury, Hertz is completely unable to perform her duties hereunder for a period
of at least two hundred and seventy (270) consecutive days, the Company may
terminate Hertz's employment hereunder upon giving Hertz at least thirty (30)
days' written notice of termination; provided, however, that if Hertz is
eligible to receive disability payments pursuant to the disability insurance
policy paid for by the Company, Hertz shall assign such benefits to the Company
for all periods as to which she is receiving full payment under this Agreement.
If Company fails to maintain such Disability Insurance, it would be liable to
continue and pay Hertz base compensation for the balance of the Employment
Period.

      6. Other Termination by the Company.

      (a) The Company may terminate Hertz's employment if the net tangible net
worth of the Company falls below $100,000 for reasons unrelated to the Company's
breach of its obligations under Section 9 of its Employment Agreement with Eli
E. Hertz of even date herewith ("Eli's Employment Agreement") or for Cause (as
defined in sub-paragraph (b) below); provided, however, that the Company shall
not terminate this Agreement for reasons set forth in Section 6(b)(i) unless the
Company shall first have delivered to Hertz a notice which specifically
identifies such Cause and Hertz shall not have cured the same within hundred and
twenty (120) days after receipt of such notice (the "Cure Period").

      (b) "Cause" shall mean (i) a material breach by Hertz of the terms,
covenants, agreements or representations set forth herein, or (ii) Hertz
willingly engaging in misconduct which is materially injurious to the Company.

      (c) Upon termination of the Employment Period for any reason the Company
will promptly reimburse Hertz for all monies loaned by her to the Company, will
indemnify Hertz for any

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guaranties by her of Company obligations and will use its best efforts to cause
any liens imposed on Hertz's assets on account of her activities on behalf of
the Company to be removed.

      7. Termination by Hertz for "Good Reason". Hertz may terminate her
employment for "Good Reason" if:

      (a) She is assigned, without her express written consent, any duties
inconsistent with her positions, duties, responsibilities, authority and status
with the Company as of the date hereof, or a change in her reporting
responsibilities or titles as in effect as of the date hereof; or

      (b) Her compensation or benefits are reduced or full payment delayed or
interrupted for more than 2 weeks.

      (c) The Company breaches its obligations under Section 9 of Eli's
Employment Agreement.

      8. Liquidated Damages. It is understood that (i) if Hertz shall elect to
terminate her employment for a Good Reason (as defined above) or (ii) her
employment is terminated by the Company otherwise than as provided in Section 5
and 6, Hertz will suffer damages, which will be difficult to calculate.
Consequently, in the event of a termination of Hertz's employment for either of
these reasons, Hertz shall be entitled by way of liquidated damages and not as a
penalty to receive a single lump sum payment in an amount equal to the amount of
the basic compensation payments under Section 3(a) that, but for her termination
of employment under this Section 8, would have been payable to Hertz for the
remainder of the Employment Period.

      The Company shall make such payment to Hertz within fifteen (15) days
following her termination of employment for the reason set forth in this Section
8. Hertz shall not be required to mitigate the amount of any payment provided in
this Section 8 nor shall the amount payable under this Section be reduced by any
compensation earned by Hertz after the date of her termination of employment.

      In the event that Hertz lends or advances any funds to the Company or
guaranties any obligations of the Company, the Company will provide Hertz with
satisfactory indemnities holding Hertz harmless from any claims, loss or
liability on account of such loans, advances or guaranties.

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      9. Confidentiality.

      (a) Hertz agrees that during the Employment Period or at any time
thereafter she will not, directly or indirectly, use for her own benefit or for
the benefit of any third party, or reveal or cause to be revealed to any person,
firm, entity or corporation, any Confidential Information (as defined herein)
which relates to the Company or its customers. Confidential Information shall
include, but not be limited to, trade secrets, supplier lists, customer lists,
intellectual property and any other information, whether or not proprietary,
which relates to the business of the Company and which otherwise is not
considered to be public information; provided, however, that the parties
acknowledge that it is not the intention of this paragraph to include within its
subject matter (i) information not proprietary to the Company, (ii) information
which is then in the public domain, or (iii) information required to be
disclosed by law.

      (b) Hertz acknowledges that a violation of any of the covenants contained
in this paragraph 10 may cause irreparable injury to the Company and that the
Company will be entitled, in addition to any other rights and remedies it may
have, to injunctive relief; provided, however, that nothing contained herein
constitutes a waiver by Hertz of her rights, and the rights to contest the
existence of any such violation of such covenants.

      (c) In the event the covenants contained in this paragraph 9 should be
held by any court or other duly constituted judicial authority to be void or
otherwise unenforceable in any particular jurisdiction or with respect to any
particular activity, then such covenants so affected shall be deemed to have
been amended and modified so as to eliminate there from the particular
jurisdiction or activity as to which such covenants are so held to be void or
otherwise unenforceable, and, as to all other jurisdictions and activities
covered hereby, the terms and provisions hereof shall remain in full force and
effect.

      10. Successors; Binding Agreement. This Agreement shall inure to the
benefit of and be enforceable by the parties hereto, their personal or legal
representatives, executors, administrators, successors, heirs, distributees,
devisees and legatees.

      11. Notice. Any notice, request, instruction or other document to be given
hereunder by any party shall be in writing and shall be deemed to have been duly
given when delivered personally or five (5) days after dispatch by registered or
certified mail, postage prepaid, return receipt requested, to the party to whom
the same is so given or made:

If to the Company

addressed to:      Return Assured Incorporated
                   885 West Georgia, Suite 2240
                   Vancouver, B.C., Canada V6C 3#8
                   Attn: Matthew Sebal

With a copy to:    Kaplan Gottbetter & Levenson, LLP
                   630 Third Avenue
                   New York, New York 10017

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                   Attn: Adam Gottbetter, Esq.

If to Hertz to:    I. MARILYN HERTZ
                   24 Greenway South
                   Forest Hills, NY 11375

With a copy to:    Morse, Zelnick, Rose & Lander, LLP
                   450 Park Avenue
                   New York, NY 10022
                   Attn: Howard L. Weinreich, Esq.

      12. Governing Law; Change or Termination. This Agreement shall be governed
by, and construed in accordance with, the laws of the State of New York
applicable to agreements made and to be performed in New York, and may not be
changed or terminated orally.

      13. Validity. The invalidity or unenforceability of any provision of this
Agreement in any respect shall not affect the validity or enforceability of such
provision in any other respect or of any other provision of this Agreement, all
of which shall remain in full force and effect.

      14. Amendment and Waiver.

      (a) This agreement may not be amended or waived except in a writing
executed by the party against which such amendment or waiver is sought to be
enforced. No course of dealing between or among any persons having any interest
in this Agreement will be deemed effective to modify or amend any part of this
Agreement or any rights or obligations of any person under or by reason of this
Agreement.

      (b) The rights and remedies of the parties to this Agreement are
cumulative and not alternative. Neither the failure nor any delay by any party
in exercising any right, power or privilege under this Agreement will operate as
a waiver of such right, power or privilege, and no single or partial exercise of
any such right, power, or privilege will preclude any other or further exercise
of such right, power or privilege or the exercise of any other right, power or
privilege.

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      IN WITNESS WHEREOF, the parties hereto have caused this Employment
Agreement to be duly executed and delivered as of the date first hereinabove
written.

                                       Hergo Ergonomic Support Systems, Inc.

                                       By: /s/ ELI E. HERTZ
                                           -------------------------------------
                                              Chief Executive Officer

                                       /s/ I. MARILYN HERTZ
                                       -----------------------------------------
                                                 I. MARILYN HERTZ

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                                   SCHEDULE A

                                   [Omitted]

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