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                             [LOGO] MetlifeInvestors
                    MetLife Investors USA Insurance Company
                         222 Delaware Avenue, Suite 900
                                 P.O. Box 25130
                              Wilmington, DE 19899

PURCHASE PAYMENT CREDIT RIDER

This Rider forms a part of the Contract to which it is attached and is effective
as of the Issue Date. In the case of a conflict with any provision of the
Contract, the provisions of this Rider will control.

The Purchase Payment Credit is set forth on the Contract Schedule.

If you exercise the "Free Look" provision of the Contract, we will return your
Account Value less the Adjusted Purchase Payment Credit. The Adjusted Purchase
Payment Credit is equal to the lesser of:

     (a)  the portion of the Account Value that is attributable to any Purchase
          Payment Credit, or

     (b)  the total of Purchase Payment Credit(s).

This means that you receive any investment gain on the Purchase Payment
Credit(s) and we bear any loss.

Each Purchase Payment Credit will be allocated to the Contract in the same
proportion that the applicable Purchase Payment is allocated.

All Purchase Payment Credits shall be treated as earnings under the Contract.

If Joint Owners are named, the age of the oldest Owner will apply under this
Rider. If a non-natural person owns the Contract, then the Annuitant's age will
apply under this Rider.

MISSTATEMENT OF AGE OR SEX -- The "Misstatement of Age or Sex" provision in the
Contract is modified to provide that we may also require proof of age of any
Owner.

MetLife Investors USA Insurance Company has caused this Rider to be signed by
its President and Secretary.

/s/ Richard C. Pearson                  /s/ Michael Farrell
-------------------------------------   ----------------------------------------
           Secretary                                 President

8030 (2/08)-XXCSixth Amendment

 Exhibit 10.1 
 SIXTH AMENDMENT TO CREDIT AGREEMENT 
 THIS SIXTH AMENDMENT TO CREDIT AGREEMENT, dated as of January 10,
2008 (this “Amendment”), relating to the Credit Agreement referenced below, is by and among Speedway Motorsports, Inc., a Delaware corporation (“SMI”), and Speedway Funding, LLC, a Delaware limited liability
company) (“Speedway Funding” and together with SMI, the “Borrowers”), the subsidiaries and related parties identified as Guarantors on the signature pages hereto, the Lenders identified on the signature pages
hereto, Bank of America, N.A., a national banking association, as Administrative Agent for the Lenders (in such capacity, the “Administrative Agent”), Wachovia Bank, National Association, as Syndication Agent (in such capacity, the
“Syndication Agent”), Calyon New York Branch (successor in interest to Credit Lyonnais New York Branch) and SunTrust Bank, as the Documentation Agents (in such capacity, the “Documentation Agents”), and Banc of
America Securities LLC, as Lead Arranger and Book Manager for the Lenders. Terms used herein but not otherwise defined herein shall have the meanings provided to such terms in the Credit Agreement. 
 W I T N E S S E T H 
 WHEREAS, a $400 million
credit facility has been extended to the Borrowers pursuant to the terms of that Credit Agreement dated as of May 16, 2003, as amended as of November 7, 2003, March 15, 2005, December 2, 2005, May 15, 2006 and
as of August 30, 2006 (as amended and modified from time to time, the “Credit Agreement”) among the Borrowers, the subsidiaries and related parties identified as guarantors therein, the Lenders from time to time party thereto,
Bank of America, N.A., as Administrative Agent, Wachovia Bank, National Association, as Syndication Agent, Credit Lyonnais, New York Branch, Fleet National Bank, and SunTrust Bank, as the Documentation Agents, and Banc of America Securities LLC, as
Lead Arranger and Book Manager for the Lenders; 
 WHEREAS, the Borrowers have requested certain modifications to the Credit Agreement;

 WHEREAS, the requested modifications require the approval of the Lenders; 
 WHEREAS, the Lenders have agreed to the requested modifications on the terms and conditions set forth herein; 
 NOW, THEREFORE, IN CONSIDERATION of the premises and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged,
the parties hereto agree as follows: 

 1. Amendments. The Credit Agreement is amended in the following respects: 
 (a) Additional Definition. A new definition for “New Hampshire International Speedway” is added to Section 1.1 in
correct alphabetical order to read as follows: 
 “ “New Hampshire International Speedway” means New
Hampshire Speedway, Inc., a New Hampshire corporation.” 
 (b) Increase in Revolving Committed Amount. In
Section 2.1 (Revolving Loans), the text “FOUR HUNDRED MILLION DOLLARS ($400,000,000)” is replaced with the text “FIVE HUNDRED MILLION DOLLARS ($500,000,000)”. 
 (c) Consolidation, Merger, Sale or Purchase of Assets, etc. In Section 8.4(c) the text is deleted in its entirety and replaced
with the following: 
 “(c) except as otherwise permitted by Section 8.4(a) or 8.5, acquire all or any portion of
the Capital Stock or securities of any other Person or purchase, lease or otherwise acquire (in a single transaction or a series of related transactions) all or any substantial part of the Property of any other Person provided,
however, that, so long as no Default or Event of Default would be caused as a result thereof on an actual or Pro Forma Basis, then any Credit Party or any Subsidiary may (i) enter into Permitted Motorsports Transactions; provided,
however, the aggregate Cash Consideration paid for such transactions in any fiscal year (specifically excluding the acquisition of New Hampshire International Speedway) shall not exceed 35% of the Consolidated Net Worth of Speedway Motorsports at
the immediately preceding fiscal year end, and (ii) consummate other acquisitions consistent with the nature of the Borrowers’ business, whether by merger, stock purchase or asset purchase; provided, however, that the Cash Consideration
paid for such other acquisitions shall not exceed $100,000,000 in the aggregate during the term of this Credit Agreement.” 
 (d) New Revolving Commitments; Schedule of Lenders and Commitments. After giving effect to the increase in the Revolving Committed Amount as provided in Section 1(b) hereof, the Revolving Commitment and the Revolving
Commitment Percentage of each Lender shall be as set forth on Schedule 2.1(a) attached hereto. Schedule 2.1(a) to the Credit Agreement is amended and restated in its entirety to read as Schedule 2.1(a) attached hereto. 
 2. Conditions Precedent. This Amendment shall be effective as of the date hereof upon satisfaction of each of the following conditions precedent:

 (a) Executed Amendment. the Administrative Agent’s receipt of counterparts of this Amendment duly executed by
the Borrowers, all the Lenders and the Administrative Agent. 
 (b) Secretary’s Certificate. the Administrative
Agent’s receipt of a duly executed certificate of an executive officer of each Credit Party, in form and substance satisfactory to 

  

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the Administrative Agent and the Lenders, attaching each of the following documents and certifying that each is true, correct and complete and in full force
and effect as of the date hereof: 
 (i) Articles of Incorporation. Copies of its articles of incorporation or
certificate of formation, certified to be true and complete as of a recent date by the appropriate Governmental Authority of the state of its organization, unless an executive officer certifies in the secretary’s certificate that the copies of
its articles of incorporation or certificate of formation previously delivered to the Administrative Agent at the closing of the Credit Agreement or in connection with a prior amendment or joinder agreement have not been amended, supplemented or
otherwise modified and remain in full force and effect as of the date hereof; 
 (ii) Bylaws. Copies of its bylaws or
operating agreement, unless an executive certifies in the secretary’s certificate that the copies of its bylaws or operating agreement previously delivered to the Administrative Agent at the closing of the Credit Agreement or in connection with
a prior amendment or joinder agreement have not been amended, supplemented or otherwise modified and remain in full force and effect as of the date hereof; 
 (iii) Resolutions. Copies of its resolutions approving and adopting this Amendment, the transactions contemplated herein, and authorizing the execution and delivery hereof; and 
 (iv) Incumbency. Incumbency certificates identifying the executive officers of each Credit Party who are authorized to execute this
Amendment and related documents and to act on such Credit Party’s behalf in connection with this Amendment and the Credit Documents. 
 (c) Fees. All fees (including all reasonable fees, expenses and disbursements of Moore & Van Allen PLLC) due in connection herewith, which fees shall be deemed fully earned and due and payable on the
effective date of this Amendment. 
 3. Representations and Warranties. Each of the Credit Parties hereby represents and warrants in
connection herewith that as of the date hereof (after giving effect hereto) (a) the representations and warranties set forth in Section 6 of the Credit Agreement are true and correct in all material respects (except those which expressly
relate to an earlier date), and (b) no Default or Event of Default has occurred and is continuing under the Credit Agreement. 
 4.
Acknowledgments, Affirmations and Agreements. Each of the Credit Parties (i) acknowledges and consents to all of the terms and conditions of this Amendment, (ii) affirms all of its obligations under the Credit Documents and
(iii) agrees that this Amendment does not operate to reduce or discharge the Guarantors’ obligations under the Credit Agreement or the other Credit Documents. 
  

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 5. Credit Agreement. Except as expressly modified hereby, all of the terms and provisions of the
Credit Agreement remain in full force and effect. 
 6. Expenses. The Borrowers jointly and severally agree to pay all reasonable
costs and expenses in connection with the preparation, execution and delivery of this Amendment, including the reasonable fees and expenses of the Administrative Agent’s legal counsel. 
 7. Counterparts. This Amendment may be executed in any number of counterparts, each of which when so executed and delivered shall be deemed an
original. It shall not be necessary in making proof of this Amendment to produce or account for more than one such counterpart. 
 8.
Governing Law. This Amendment shall be deemed to be a contract under, and shall for all purposes be construed in accordance with, the laws of the State of North Carolina. 
  

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 IN WITNESS WHEREOF, each of the parties hereto has caused a counterpart of this Amendment to be duly
executed and delivered as of the date first above written. 
  

					
	THE BORROWERS:	 	SPEEDWAY MOTORSPORTS, INC.,
		 	a Delaware corporation
			
		 	By:	 	 /s/ William R. Brooks

		 	Name:	 	William R. Brooks
		 	Title:	 	Vice President
		
		 	SPEEDWAY FUNDING, LLC,
		 	a Delaware limited liability company
			
		 	By:	 	 /s/ William R. Brooks

		 	Name:	 	William R. Brooks
		 	Title:	 	President
		
		 	[Signatures Continue]

							
	GUARANTORS:	 	600 RACING, INC.,
		 	a North Carolina corporation
		 	ATLANTA MOTOR SPEEDWAY, LLC,
		 	a Georgia limited liability company
		 	BRISTOL MOTOR SPEEDWAY, LLC,
		 	a Tennessee limited liability company
		 	CHARLOTTE MOTOR SPEEDWAY, LLC,
		 	a North Carolina limited liability company
		 	INEX CORP.,
		 	a North Carolina corporation
		 	LAS VEGAS MOTOR SPEEDWAY, LLC,
		 	a Delaware limited liability company
		 	MOTORSPORTS BY MAIL, LLC
		 	a North Carolina limited liability company
		 	NEVADA SPEEDWAY, LLC,
		 	a Delaware limited liability company
		 	SMI TRACKSIDE, LLC,
		 	a North Carolina limited liability company
		 	SMISC HOLDINGS, INC.,
		 	a North Carolina corporation
		 	SPEEDWAY MEDIA, LLC,
		 	a North Carolina limited liability company
		 	SPEEDWAY PROPERTIES COMPANY, LLC,
		 	a Delaware limited liability company
		 	SPEEDWAY SONOMA, LLC,
		 	a Delaware limited liability company
		 	SPR, LLC, a Delaware limited liability company
		 	TEXAS MOTOR SPEEDWAY, INC.,
		 	a Texas corporation
		 	TRACKSIDE HOLDING CORPORATION,
		 	a North Carolina corporation
			
		 	By:	 	 /s/ William R. Brooks

		 	Name:	 	William R. Brooks
		 	Title:	 	Vice President
		
		 	SPEEDWAY SYSTEMS LLC,
		 	a North Carolina limited liability company
			
		 	By:	 	SPR, LLC,
		 		 	its manager
				
		 		 	By:	 	 /s/ William R. Brooks

		 		 	Name:	 	William R. Brooks
		 		 	Title:	 	Vice President

 [Signatures Continue] 

					
	ADMINISTRATIVE	 		 	
	AGENT:	 	BANK OF AMERICA, N.A.,
		 	in its capacity as the Administrative Agent
			
		 	By:	 	 /s/ Anne M. Zeschke

		 	Name:	 	Anne M. Zeschke
		 	Title:	 	Asst. Vice President
		
	LENDERS:	 	BANK OF AMERICA, N.A.,
		 	in its capacity as a Lender, Swingline Lender and Issuing Lender
			
		 	By:	 	 /s/ Madison B. Wyche, IV

		 	Name:	 	Madison B. Wyche, IV
		 	Title:	 	Vice President
		
		 	BANK OF THE WEST
			
		 	By:	 	 /s/ Sidney Jordan

		 	Name:	 	Sidney Jordan
		 	Title:	 	Vice President
		
		 	CALYON NEW YORK BRANCH (successor in interest to Credit Lyonnais New York Branch), in its capacity
		 	as Documentation Agent and as a Lender
			
		 	By:	 	 /s/ Samuel Hill

		 	Name:	 	Samuel Hill
		 	Title:	 	Managing Director/Regional Head
			
		 	By:	 	 /s/ Brian Myers

		 	Name:	 	Brian Myers
		 	Title:	 	Managing Director

					
		 	CAROLINA FIRST
			
		 	By:	 	 /s/ Charles D. Chamberlain

		 	Name:	 	Charles D. Chamberlain
		 	Title:	 	Executive Vice President
		
		 	COMERICA BANK
			
		 	By:	 	 /s/ Richard C. Hampson

		 	Name:	 	Richard C. Hampson
		 	Title:	 	Vice President
		
		 	FIRST TENNESSEE BANK NATIONAL ASSOCIATION
			
		 	By:	 	 /s/ Miles R. Snider

		 	Name:	 	Miles R. Snider
		 	Title:	 	Vice President
		
		 	FIRSTRUST BANK
			
		 	By:	 	 /s/ Ellen Frank

		 	Name:	 	Ellen Frank
		 	Title:	 	Vice President
		
		 	JPMORGAN CHASE BANK, N.A.
			
		 	By:	 	 /s/ Sean P. Golden

		 	Name:	 	Sean P. Golden
		 	Title:	 	Assistant Vice President

					
		 	RBC CENTURA BANK
			
		 	By:	 	 /s/ Richard E. Anglin III

		 	Name:	 	Richard E. Anglin III
		 	Title:	 	Vice President
		
		 	REGIONS BANK
			
		 	By:	 	 /s/ Elaine E. Passman

		 	Name:	 	Elaine E. Passman
		 	Title:	 	Vice President
		
		 	SOVEREIGN BANK
			
		 	By:	 	 /s/ Kathryn McEnroe Williams

		 	Name:	 	Kathryn McEnroe Williams
		 	Title:	 	Vice President
		
		 	SUNTRUST BANK, in its capacity
		 	as Documentation Agent and as a Lender
			
		 	By:	 	 /s/ Thomas F. Parrott

		 	Name:	 	Thomas F. Parrott
		 	Title:	 	Vice President

					
		 	US BANK NATIONAL ASSOCIATION
			
		 	By:	 	 /s/ William J. Hronek

		 	Name:	 	William J. Hronek
		 	Title:	 	Senior Vice President
		
		 	WACHOVIA BANK, NATIONAL ASSOCIATION,
		 	in its capacity as Syndication Agent and as a Lender
			
		 	By:	 	 /s/ Douglas T. Davis

		 	Name:	 	Douglas T. Davis
		 	Title:	 	Senior Vice President

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