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EXHIBIT 10(i)    NONSOLICITATION AND CONFIDENTIALITY AGREEMENT.

         THIS AGREEMENT made and entered into as of September 12, 2000 between
TCF FINANCIAL CORPORATION, a Delaware Corporation (the "Company") and Thomas A.
Cusick (the "Executive").

                                R E C I T A L S:

         WHEREAS, the Executive is now and has been Vice Chairman and Chief
Operating Officer of the Company;

         WHEREAS, as a partial inducement for the Executive to enter into a
Nonsolicitation Agreement with the Company, the Company is separately providing
the Executive with certain compensation and benefits in the event a Change in
Control of the Company occurs pursuant to a Change in Control Agreement executed
contemporaneously with this Agreement, and

         WHEREAS, Executive desires to obtain the rights and benefits of the
Change in Control Agreement as well as the other compensation, benefits and
remuneration to which Executive has been and/or will become entitled as a
consequence of his ongoing employment with the Company;

         NOW, THEREFORE, in exchange for the above-recited consideration and
other good and valuable consideration, Executive hereby agrees as follows:

1. Executive agrees that for the duration of his employment with the Company or
any of its affiliates and for a period of one year after Executive's termination
of employment, Executive will not: (a) solicit, attempt to solicit or hire any
of the Company's employees for employment with or to provide services or
financing to another bank, financial services company, lending company, leasing
company or other corporation, person, or other entity providing the same or
similar products or services as provided by the Company (a "potential
competitor"), or (b) solicit or attempt to solicit any of the Company's
customers for any such potential competitor; and Executive will not assist any
other person in doing so. Executive further agrees to keep confidential any
information obtained through Executive's employment with the Company relating to
Company strategies, business plans or other information not otherwise publicly
known. This Nonsolicitation provision does not apply, however, in the event the
Company terminates Executive's employment without Cause (as defined in the
Change in Control Agreement).

2. TERM. The term of this Agreement shall commence on the date it is signed and
shall continue through January 1, 2008, provided that in the event Executive's
Year 2000 Stock Grant becomes fully vested prior to January 1, 2008 (other than
due to a change in control) this Agreement shall terminate on the date on which
such full vesting occurs.

3. SURVIVAL. Notwithstanding the termination of this Agreement, Executive's
obligations under paragraph 1 shall remain in full force and effect if
Executive's termination of employment occurs before the termination of this
Agreement.

                                       1

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4. SEVERABILITY. If any provision of this Agreement or the application thereof
is held invalid or unenforceable, the invalidity or unenforceability thereof
shall not affect any other provisions or applications of this Agreement which
can be given effect without the invalid or unenforceable provision or
application.

5. SPECIFIC ENFORCEMENT. Executive understands and agrees that a breach by
Executive of any provision of this Agreement may cause the Company irreparable
injury and damage, which cannot be compensated by receipt of money damages.
Executive, therefore, expressly agrees that the Company shall be entitled, in
addition to any other remedies legally available, to injunctive and/or other
equitable relief to prevent a breach of this Agreement or any part hereof.

6. NOTICES. All notices under this Agreement shall be in writing and shall be
deemed effective when delivered in person (in the Company's case, to its
Secretary) or 48 hours after deposit thereof in the U.S. mails, postage prepaid,
addressed, in the case of the Executive, to his last known address as carried on
the personnel records of the Company and, in the case of the Company, to the
corporate headquarters, attention of the Secretary, or to such other address as
the party to be notified may specify by written notice to the other party.

7. AMENDMENTS AND CONSTRUCTION. This Agreement may only be amended in a writing
signed by the parties hereto. This Agreement shall be construed under the laws
of the State of Minnesota. Paragraph headings are for convenience only and shall
not be considered a part of the terms and provisions of the Agreement.

8. NO GUARANTEE OF EMPLOYMENT. This Agreement shall not be construed as any
guarantee or obligation of continuing employment on the part of the Company or
Executive. Executive's employment remains at will.

         IN WITNESS WHEREOF, the parties have duly executed this Agreement as of
the day and year first written above.

                                            TCF FINANCIAL CORPORATION

ATTEST:

                                            By
                                              ------------------------------
                                            Its
-------------------------------                -----------------------------
Vice Chairman, General Counsel
         and Secretary

WITNESS:

-------------------------------             --------------------------------
                                            Thomas A. Cusick

                                       2Prepared by MERRILL CORPORATION www.edgaradvantage.com

Exhibit 10.01  

October 17, 2000 

Doug
Holden

1196 Eagle Valley Court

San Jose, CA 95120 

Dear
Doug, 

    On
behalf of Zamba, I am both extremely pleased and excited to offer you an opportunity to join us as President and Chief Executive Officer, reporting to the Board of Directors. You
would be based in our Campbell, California office. 

    We
would like to offer you an exempt, full time position, which includes: 

	•
	Starting
semi-monthly salary of $12,500 ($300,000 annualized).

	•
	You
will be granted an option to purchase 1,500,000 shares of the company's common stock at a predetermined price. In accordance with the terms of our
stock option plan, 25% of the initial grant will become vested at your one year anniversary date and 6.25% quarterly thereafter, and will be fully vested at the end of four years.

	•
	Participation
in a bonus plan to be determined by the Compensation Committee of the Board of Directors.

	•
	The
Board of Directors or the Compensation Committee will work with you to create a written employment agreement within thirty (30) days of your
start date that will include provisions to (i) accelerate the vesting of all of your options upon a change of control and a second trigger, and (ii) six (6) months salary (or
until you find a new job, if sooner) if you are terminated other than for cause.

	•
	Zamba
will cover any liability and associated costs you may have with KPMG related to the creation and development of the team and concepts (company) that
ended up integrating to Zamba.

	•
	Coverage
under our existing Directors and Officers insurance policies. 

    This
offer is contingent upon your executing the attached employment agreement before commencing your employment, the successful completion of your reference and background
investigation, and compliance with the Immigration Reform Control Act of 1986 (IRCA). Also, if you are not a U.S. citizen, U.S. permanent resident, nor been granted asylee or refugee status, this
offer is contingent upon your ability to meet Zamba's Immigration policy guidelines and INS approval of your right to reside and work in the United States (i.e., approval of appropriate work visa or
status for Zamba, Minneapolis). Should you qualify, Zamba will pay the reasonable and usual costs to obtain the appropriate nonimmigrant classification. 

    This
offer will remain valid for seven days from the date of this letter unless we notify you otherwise. You should understand that this offer does not constitute a contract of
employment for any specified period of time but will create an "employment at will" relationship. 

    Please
sign this letter, indicating acceptance of this offer and your anticipated start date. Return the signed copy in the enclosed envelope and keep a copy for your records. Please
review and complete the enclosed forms. Bring these forms and the appropriate I-9 documentation with you on your first day of work. At orientation we will cover your benefits, review your
forms and answer any questions you may have. 

    Doug, we believe that you will find Zamba a truly exciting and fulfilling place to work. We look forward to your joining us and contributing to our success. 

Sincerely, 

/s/
Paul Edelhertz 

Paul
Edelhertz

Chairman of the Board of Directors 

I
accept this offer: 

	 
	 	 

	/s/ Doug Holden	 	10/17/00
	NAME	 	Date

Anticipated
Start Date: 10/17/00 

ENCL: 

	•
	Benefits
Summary

	•
	Proprietary
Information and Invention Agreement/Confidential Disclosure

Agreement/Terms of Employment

	•
	I-9
and W-4 Forms

	•
	Export
Control Document

	•
	MN
Child Support (MN residents only)

	•
	Background
Release Form

Indemnification AgreementPrepared by MERRILL CORPORATION www.edgaradvantage.com

Exhibit 10.02  

October 18, 2000

Jeff McCall

2100 Welch #C120

Houston, Texas 77019 

Dear
Jeff, 

    On
behalf of Zamba, I am both extremely pleased and excited to offer you an opportunity to join us as Executive Vice President of Internal Operations, reporting to the President and
Chief Executive Officer. 

    We
would like to offer you an exempt, full time position, which includes: 

	•
	Starting
semi-monthly salary of $9,375 ($225,000 annualized).

	•
	Signing
bonus of $25,000.

	•
	You
will be granted an option to purchase 450,000 shares of the company's common stock at a predetermined price. In accordance with the terms of our stock
option plan, 25% of the initial grant will become vested at your one year anniversary date and 6.25% quarterly thereafter, and will be fully vested at the end of four years.

	•
	Participation
in a bonus plan to be determined by the Compensation Committee of the Board of Directors.

	•
	The
Board of Directors or the Compensation Committee will work with you to create a written employment agreement within thirty (30) days of your
start date that will include provisions to (i) accelerate the vesting of all of your options upon a change of control and a second trigger, and (ii) six (6) months salary (or
until you find a new job, if sooner) if you are terminated other than for cause.

	•
	Zamba
will cover any liability and associated costs you may have with KPMG related to the creation and development of the team and concepts (company) that
ended up integrating to Zamba.

	•
	Coverage
under our existing Directors and Officers insurance policies. 

    This
offer is contingent upon your executing the attached employment agreement before commencing your employment, the successful completion of your reference and background
investigation, and compliance with the Immigration Reform Control Act of 1986 (IRCA). Also, if you are not a U.S. citizen, U.S. permanent resident, nor been granted asylee or refugee status, this
offer is contingent upon your ability to meet Zamba's Immigration policy guidelines and INS approval of your right to reside and work in the United States (i.e., approval of appropriate work visa or
status for Zamba, Minneapolis). Should you qualify, Zamba will pay the reasonable and usual costs to obtain the appropriate nonimmigrant classification. 

    This
offer will remain valid for seven days from the date of this letter unless we notify you otherwise. You should understand that this offer does not constitute a contract of
employment for any specified period of time but will create an "employment at will" relationship. 

    Please
sign this letter, indicating acceptance of this offer and your anticipated start date. Return the signed copy in the enclosed envelope and keep a copy for your records. Please
review and complete the enclosed forms. Bring these forms and the appropriate I-9 documentation with you on your first day of work. At orientation we will cover your benefits, review your
forms and answer any questions you may have. 

    Jeff, we believe that you will find Zamba a truly exciting and fulfilling place to work. We look forward to your joining us and contributing to our success. 

Sincerely, 

/s/
Paul Edelhertz 

Paul
Edelhertz

Chairman of the Board of Directors 

I
accept this offer: 

	 
	 	 

	/s/ Jeff McCall	 	10/18/00
	NAME	 	Date

Anticipated
Start Date: 11/1/00 

ENCL: 

	•
	Benefits
Summary

	•
	Proprietary
Information and Invention Agreement/Confidential Disclosure

Agreement/Terms of Employment

	•
	I-9
and W-4 Forms

	•
	Export
Control Document

	•
	MN
Child Support (MN residents only)

	•
	Background
Release Form

Indemnification Agreement

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