Document:

WARRANT MODIFICATION AGREEMENT (EQUITY LINE)

          WHEREAS, on July 3, 2000 Wealthhound.com, Inc., a Delaware corporation
(successor   in  interest  by  merger  to   Wealthhound.com,   Inc.,  a  Florida
corporation) (the "Company"), issued to Libra Finance S.A. common stock purchase
warrant No. 11 to purchase up to  4,000,000  shares of the  Company's  $.001 par
value common stock for $1.00 per common share, and common stock purchase warrant
No.  12  to  purchase  2,000,000  common  shares  for  $1.25  per  common  share
("Warrants"); and

          WHEREAS,  the Company has determined  that it is in the Company's best
interests to modify the Warrants.

          It is now  therefore  agreed  by the  Company  for good  and  valuable
consideration, receipt of which is acknowledged, that:

          1. The Purchase Price, as defined in the Warrant, is reduced to $.50.

          2. Except as modified herein,  the Warrant,  the documents referred to
therein,  and documents  delivered in connection  therewith remain in full force
and affect.

          3.  This  Warrant  Modification   Agreement  constitutes  the  binding
obligation of the Company.

          4. In lieu of the Company reissuing a Warrant  certificate  reflecting
the  reduced  Purchase  Price,  a copy of this  Warrant  Modification  Agreement
appended to the Warrant shall be deemed sufficient to establish the reduction of
the Purchase Price.

          5. The Company is concurrently  issuing to Libra Finance S.A.,  common
stock purchase warrant No. 13, a copy of which is annexed hereto, to purchase up
to  2,500,000  $.001 par value  common  shares at a  Purchase  Price of $.29 per
common share.

Dated: New York, New York
         November 2, 2000

                                       WEALTHHOUND.COM, INC.

                                       By: /S/ MICHAEL D. FARKAS
                                           -------------------------------
                                              Name: Michael D. Farkas
                                              Title: Chief Executive OfficerPURCHASER AGREEMENT

         WHEREAS, on July 3, 2000, Wealthhound.com, Inc., a Delaware corporation
(successor   in  interest  by  merger  to   Wealthhound.com,   Inc.,  a  Florida
corporation)  (the  "Issuer"),  issued  to Libra  Finance  S.A.,  a  corporation
incorporated  under  the  laws of the  British  Virgin  Islands  (the  "Security
Holder"),  common stock purchase  warrant No. 5 to purchase up to 500,000 shares
of the Issuer's $.001 par value common stock (the "Common Stock") at an exercise
price of $.65 per common  share,  and common  stock  purchase  warrant No. 10 to
purchase up to 750,000  shares of Common Stock at an exercise  price of $.75 per
common share (each of foregoing warrants,  together, the "Subscription Agreement
Warrants");

         WHEREAS,  on July 3, 2000,  the Issuer  issued to the  Security  Holder
common  stock  purchase  warrant No. 11 to purchase  up to  4,000,000  shares of
Common Stock at an exercise  price of $1.00 per common  share,  and common stock
purchase warrant No. 12 to purchase up to 2,000,000 shares of Common Stock at an
exercise  price of $1.25  per  common  share  (each of the  foregoing  warrants,
together, the "Equity Line Warrants");

         WHEREAS, on November 2, 2000, the Issuer signed a Warrant  Modification
Agreement,  pursuant to which, according to the terms thereof, the Issuer agreed
to reduce the exercise price of each of the Subscription  Agreement  Warrants to
$.50 per common share;

         WHEREAS, on November 2, 2000, the Issuer signed a Warrant  Modification
Agreement (Equity Line), pursuant to which,  according to the terms thereof, the
Issuer  agreed to reduce the exercise  price of each of the Equity Line Warrants
to $.50 per common share;

         WHEREAS,  on  November 2, 2000,  the Issuer will issue to the  Security
Holder common stock purchase  warrant No. 13 to purchase up to 2,500,000  shares
of Common  Stock at an exercise  price of $.29 per common  share (the "First Put
Warrant").

         It is  therefore  agreed by the  Security  Holder as  follows,  and the
Security Holder hereby makes, as of July 3, 2000 and as of the date hereof,  the
following representations and warranties to the Issuer:

                    (a)  INFORMATION  ON ISSUER.  The  Security  Holder has been
furnished  with the  Issuer's  unaudited  financial  statements  (without  usual
financial statements  footnotes) for the period ended May 31, 2000. In addition,
the  Security  Holder  has  received  from the  Issuer  such  other  information
concerning its operations, financial condition and other matters as the Security
Holder has requested (including information contained in the Disclosure Schedule
appended  to the  Subscription  Agreement,  dated as of July 3, 2000,  among the
Issuer and the subscribers a party thereto (the "Subscription Agreement")),  and
considered  all factors the Security  Holder  deems  material in deciding on the
advisability of investing in the  Subscription  Agreement  Warrants,  the Equity
Line Warrants and the First Put Warrant (collectively, the "Securities").

                    (b) INFORMATION ON SECURITY  HOLDER.  The Security Holder is
an "accredited investor", as such term is defined in Regulation D promulgated by
the Commission  under the Securities Act of 1933, as amended,  is experienced in
investments and business matters,  has made investments of a speculative  nature
and has  purchased  securities  of United  States  publicly-owned  companies  in
private placements in the past and, with its representatives, has such knowledge
and  experience in financial,  tax and other  business  matters as to enable the
Security  Holder to utilize  the  information  made  available  by the Issuer to
evaluate  the merits and risks of and to make an  informed  investment  decision
with  respect to the  existing  and/or  proposed  purchase,  which  represents a
speculative  investment.  The Security  Holder has the authority and is duly and
legally  qualified to purchase and own the  Securities.  The Security  Holder is
able to bear the risk of such investment for an indefinite  period and to afford
a complete loss thereof.

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<PAGE>

                    (c) PURCHASE OF  SECURITIES.  On July 3, 2000,  the Security
Holder  purchased  the  Subscription  Agreement  Warrants  and the  Equity  Line
Warrants for its own account and not with a view to any distribution thereof. On
the Put Closing Date (as defined in the  Subscription  Agreement),  the Security
Holder  will  purchase  the First Put Warrant for its own account and not with a
view to any distribution thereof.

                    (d)  COMPLIANCE  WITH  SECURITIES  ACT. The Security  Holder
understands and agrees that the Securities  have not been  registered  under the
Securities  Act of 1933, as amended (the "1933 Act") by reason of their issuance
in a transaction that does not require registration under the 1933 Act, and that
such Securities must be held unless a subsequent disposition is registered under
the 1933 Act or is exempt from such registration.

                    (e) LEGEND.  The shares of Common  Stock  issuable  upon the
exercise of the Securities, shall bear the following legend:

                  "THE  SHARES  REPRESENTED  BY THIS  CERTIFICATE  HAVE NOT BEEN
                  REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED. THESE
                  SHARES  MAY  NOT  BE  SOLD,   OFFERED  FOR  SALE,  PLEDGED  OR
                  HYPOTHECATED  IN  THE  ABSENCE  OF AN  EFFECTIVE  REGISTRATION
                  STATEMENT OR AN OPINION OF COUNSEL REASONABLY  SATISFACTORY TO
                  WEALTHHOUND.COM, INC. THAT SUCH REGISTRATION IS NOT REQUIRED."

                    (f)  SECURITIES   LEGEND.  The  Securities  shall  bear  the
following legend:

"THIS WARRANT AND THE COMMON SHARES  ISSUABLE UPON EXERCISE OF THIS WARRANT HAVE
NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED,  OR APPLICABLE
STATE SECURITIES LAWS. THIS WARRANT AND THE COMMON SHARES ISSUABLE UPON EXERCISE
OF THIS WARRANT MAY NOT BE SOLD,  OFFERED FOR SALE,  PLEDGED OR  HYPOTHECATED IN
THE ABSENCE OF AN EFFECTIVE REGISTRATION STATEMENT AS TO THIS WARRANT UNDER SAID
ACT AND APPLICABLE  STATE  SECURITIES  LAWS OR AN OPINION OF COUNSEL  REASONABLY
SATISFACTORY TO WEALTHHOUND.COM, INC. THAT SUCH REGISTRATION IS NOT REQUIRED."

                    (g) COMMUNICATION OF OFFER. The offer to sell the Securities
was directly  communicated to the Security  Holder.  At no time was the Security
Holder  presented  with or  solicited  by any  leaflet,  newspaper  or  magazine
article,  radio  or  television  advertisement,  or any  other  form of  general
advertising  or solicited or invited to attend a promotional  meeting  otherwise
than in connection and concurrently with such communicated offer.

                                       2
<PAGE>

                    (h)  CORRECTNESS  OF  REPRESENTATIONS.  The Security  Holder
represents  that  the  foregoing  representations  and  warranties  are true and
correct as of July 3, 2000 and as of the date  hereof and,  unless the  Security
Holder  otherwise  notifies the Issuer prior to the Put Closing  Date,  shall be
true and correct as of the Put Closing Date. The foregoing  representations  and
warranties shall survive the Put Closing Date.

                  Dated:  New York, New York
                           November 2, 2000

                                                  LIBRA FINANCE S.A.

                                                  By:/s/ Illegible
                                                     --------------------------
                                                         Name:
                                                         Title:SERVICES AGREEMENT
                               ------------------

         THIS SERVICES  AGREEMENT  (the  "Agreement"),  dated as of September 1,
2000,   by  and   between   Wealthhound.com,   Inc.,   a   Florida   Corporation
("Wealthhound"),  having  its  principal  place  of  business  at  11  Broadway,
Penthouse,  New York, New York 10004 and RichMark Capital  Corporation,  a Texas
Corporation  ("RichMark"),  having a  principal  place of business at 5525 North
McArthur Boulevard,  Suite 615, Irving,  Texas 75038  (individually,  a "Party";
collectively, the "Parties").

                              W I T N E S S E T H:

         WHEREAS,    Wealthhound    owns   and    operates   a   web   site   at
http://www.wealthhound.com  (the "Web Site") designed to offer various financial
and related services to users on the Internet ("Users");

         WHEREAS,  RichMark is an authorized and registered  broker-dealer and a
member of the National Association of Securities Dealers,  Inc. ("NASD") and the
Securities Investment Protection Corp. ("SIPC");

         WHEREAS,  on or about  January  1,  2000,  Wealthhound  orally  engaged
RichMark to offer  financial and  securities  services to Users on the Web Site,
including without limitation, brokerage accounts and on-line trading services;

         WHEREAS,  Wealthhound  and  RichMark  desire,  subject to the terms and
conditions stated below to memorialize their oral agreement in writing;

         NOW,  THEREFORE,  in  consideration  of the  premises  and  the  mutual
covenants contained herein, the Parties agree as follows:

         1.       RESPONSIBILITIES OF THE PARTIES.
                  -------------------------------

1.1  Wealthhound  presently owns a full service  financial Web Site which offers
Users a host of  financial  services,  including  without  limitation,  mortgage
services,  insurance,  and certain  e-commerce  applications.  Among the various
sections of the Web Site,  Wealthhound shall maintain a series of web pages (the
"Financial  Pages")  devoted  entirely to  securities,  brokerage  and execution
services.  Wealthhound  shall maintain a prominent  button  entitled  "Invest or
Trade" on both the home page and on the  navigational bar located on each of the
following  web pages on the Web Site,  which  will link  Users to the  Financial
Pages.  RichMark will actually  execute the various  Services (as defined below)
available on the Financial  Pages,  Wealthhound  shall provide the interface and
applications  by which Users will be able to take  advantage of these  Services,
including without  limitation,  registration fields where Users will be prompted
to submit  their  personal  information  to enable  RichMark  to open  brokerage
accounts (the  "Account")  and other web pages upon which Users will place their
trading orders that RichMark will execute. Wealthhound shall also be responsible
for maintaining  these  Financial  Pages and ensuring that any User  information
collected  thereon  will be both secure and  transmitted  directly

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<PAGE>

to RichMark. During the Term (as defined below) of this Agreement, RichMark will
exclusively execute securities trades on the Web Site.

1.2 In addition to the Services  available on the Financial  Pages,  Wealthhound
shall offer Users the ability to take  advantage of such Web Site  features as a
stock quote ticker, financial news and various wireless services. Such costs, if
any, will be the responsibility of Wealthhound.

1.3  Within  the  confines  of the  Financial  Pages,  RichMark  will  offer the
following  services to Users: (i) the option of setting up a number of different
types of Accounts for each User that agrees to submit the necessary personal and
financial  information on the Web Site including a deposit or transfer of funds;
(ii) the  execution  of  securities  trades on  behalf  of those  Users who have
obtained  Accounts via the Web Site;  (iii) such other  financial  services that
RichMark offers or may offer in the course of its normal business offerings (the
"Services").

1.4  Wealthhound  shall clearly  state on each of the  Financial  Pages that the
securities  products  are being  offered  by  RichMark.  Wealthhound  shall also
prominently  state  on those  Financial  Pages  where  actual  transactions  are
occurring:  "General  securities  offered through RichMark Capital  Corporation,
member NASD and SIPC."  Wealthhound  agrees to abstain from  referring to any of
the brokerage accounts of the Users as "Wealthhound  Brokerage Accounts" and may
refer to them on the Web Site as either  "Your  Brokerage  Account" or "RichMark
Brokerage  Account."  Wealthhound  shall  also  comply  by  inserting  all other
statements  and/or  disclaimers  on the Web Site as necessary to comply with the
rules of the National Association of Securities Dealers.

1.5 Web Site  changes  must be  submitted  to RichMark at least 10 days prior to
release  to  allow  RichMark  the  opportunity  to  review  and  submit  to NASD
Advertising, if required.

         2.       TERM.
                  -----

2.1 The term of this  Agreement  shall  commence  on the date  hereof  and shall
continue for a period of six (6) months, unless sooner terminated by Wealthhound
or  RichMark  as  provided  below.  Following  the  date  that is the two  month
anniversary  of the date  hereof,  each party shall have the right to  terminate
this  Agreement  with or without  cause upon  providing  the other Party with at
least  thirty (30) days prior  written  notice of its intent to  terminate  this
Agreement (the "Term").  If "Payment"  described in 3.1 below, is Delinquent for
more that 30 days,  RichMark may  terminate  this  Agreement as provided  below,
subject to the cure provision.

         3.       PAYMENT.
                  --------

3.1 During the Term,  Wealthhound shall remit to RichMark five thousand ($5,000)
dollars each month in consideration of the Services hereunder (the "Fees").  The
Fees shall be payable  directly to RichMark  and must be received by RichMark on
the fifteenth (15th) day of every month. Should the Fee become more than 30 days
delinquent,  RichMark may in its sole  discretion  terminate  this  agreement by
written  notification,  fax,  e-mail or otherwise to  Wealthhound.  In the event
Wealthhound  is  Delinquent,  Wealthhound  shall  have the  right  to cure

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<PAGE>

such  Delinquency  within 30 days after actual receipt by Wealthhound of written
notice of the intent to terminate the Agreement.

3.2 RichMark may earn  commissions from the execution  services  provided to its
customers.  These commissions will not be shared with Wealthhound as Wealthhound
is not a NASD member.

         4.       GRANT OF CUSTOMER LISTS LICENSE.
                  -------------------------------

4.1.  During the Term and  thereafter,  RichMark  hereby grants to  Wealthhound,
subject to the terms and conditions  contained  herein, a perpetual,  worldwide,
royalty-free license ("License") to access and use RichMark's customer lists and
customer  information  which RichMark  obtained and accumulated via the Web Site
(the "Customer Lists"),  including without limitation, all credit, financial and
customer  contact  information.  The license  fee for the  License  shall be one
payment of $20,000.00. In the event Wealthhound, or a subsidiary thereof, either
purchases  and/or  becomes a  registered  broker-dealer  itself,  and is thereby
permitted to offer and sell  securities on its own, the Parties  acknowledge and
agree that  Wealthhound may compete  directly with RichMark by soliciting  those
customers  on the Customer  Lists and may provide  services  competitive  to the
Services provided by RichMark hereunder to the customers.

         5.       TRADEMARK LICENSE.
                  -----------------

5.1  RichMark   hereby  grants  to  Wealthhound  a  world-wide,   non-exclusive,
royalty-free license to use its trademarks,  service marks, trade name and logos
(the  "Marks")  on the Web  Site  and on any  other  promotional  and  marketing
materials  with prior written  approval  from  RichMark in  connection  with the
Services hereunder for the Term of the Agreement.

5.2 Upon  termination or expiration of this Agreement,  Wealthhound  shall cease
using RichMark's Marks.

         6.       REPRESENTATIONS AND WARRANTIES.
                  ------------------------------

6.1      Wealthhound hereby represents and warrants as follows:

6.1.1  Wealthhound  will comply with all applicable  federal,  state,  local and
administrative laws in the performance of its obligations  hereunder,  including
but not limited to, laws pertaining to the protection of personal and personally
identifiable information;

6.1.2 The  execution,  delivery and  performance of this agreement has been duly
authorized  by all  corporate  action  on the  part  of  Wealthhound,  and  this
agreement   constitutes  the  valid  and  binding  obligations  of  Wealthhound,
enforceable against WealthHound in accordance with the terms herein;

6.1.3 Neither the execution and delivery by Wealthhound of this  Agreement,  nor
the consummation by Wealthhound of the  transactions  contemplated  hereby,  nor
compliance by Wealthhound with the provisions hereof, conflict with or result in
a  breach  of any of the

                                  Page 3 of 8
<PAGE>

provisions of the certificate of  incorporation of Wealthhound or any amendments
thereto, or any applicable law, judgment, order, writ, injunction,  decree, rule
or  regulation  of  any  court,  administrative  agency  or  other  governmental
authority,  or of any agreement or other  instrument to which  Wealthhound  is a
party or by which it is bound,  or  constitutes  a default  under any  provision
thereof.

6.1.4 Wealthhound is a corporation duly organized,  validly existing and in good
standing  under  the laws of the State of  Florida,  and is duly  qualified  and
authorized to do business and is in good standing in all  jurisdictions in which
the nature of its business requires such qualifications except where the failure
to so  qualify  would not have a  material  adverse  effect on the  transactions
contemplated hereby.

6.2      RichMark hereby represents and warrants as follows:

6.2.1 RichMark shall comply with all  applicable  federal,  state and local laws
and regulations in the performance of its obligations hereunder, including those
entailed by the  provisions  of  securities  brokerage  services to  Wealthhound
customers.  Such  laws  shall be  deemed  to  include  without  limitation,  the
registration and other requirements set forth in the Securities  Exchange Act of
1934 and those  regulations of the National  Association of Securities  Dealers,
Inc.;

6.2.2 The  execution,  delivery and  performance of this Agreement has been duly
authorized by all appropriate corporate action on the part of RichMark, and this
Agreement constitutes the valid and binding obligation of RichMark,  enforceable
against RichMark in accordance with the terms herein;

6.2.3  RichMark  owns all  right,  title  and  interest  in and to the Marks and
Customer Lists throughout the world and/or possesses the requisite  authority to
sublicense  the Marks and the Customer Lists to  Wealthhound.  RichMark's use of
the Marks will not violate or infringe the intellectual  property rights, or any
other right of any third party, or result in any tort, injury, damage or harm to
any third party;

6.2.4 RichMark is a corporation  duly  organized,  validly  existing and in good
standing  under  the  laws of the  State of  Texas,  and is duly  qualified  and
authorized to do business and is in good standing in all  jurisdictions in which
the nature of its business requires such qualifications except where the failure
to so  qualify  would not have a  material  adverse  effect on the  transactions
contemplated hereby;

         7.       INDEMNIFICATION.
                  ----------------

7.1 Each Party agrees to  indemnify,  defend and hold  harmless the other Party,
its parent, subsidiaries,  affiliates, successors, assigns, directors, officers,
agents or employees  from and against any third party  claims,  losses,  damage,
lost expense, liability and settlement, including without limitation, reasonable
attorney's fees and court costs  reasonably  incurred by the  indemnified  party
(the "Indemnified Party") (collectively,  "Losses") in a claim arising out of or
in  connection  with:  (i) the  intentional  or negligent act or omission by the
indemnifying party (the  "Indemnifying  Party") in the course of the performance
of its  duties  and  obligations  hereunder;

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<PAGE>

(ii) the material failure of the Indemnifying Party to comply with the terms and
conditions of this Agreement; (iii) any breach of any warranty,  representation,
agreement or covenant of the Indemnifying  Party as set forth in this Agreement;
or (iv) the  failure  to comply  with any and all  federal,  state or local laws
applicable  to the  Indemnifying  Party  in the  performance  of its  respective
obligations hereunder.

7.2 The  Indemnified  Party seeking  indemnification  shall give prompt  written
notice to the Indemnifying Party, along with the request for indemnification, of
any claim for which it is seeking  indemnification . The Parties  understand and
further  agree  that  an  Indemnifying  Party  without  the  concurrence  of the
Indemnified  Party shall make no settlement of a claim. The  Indemnifying  Party
shall control the settlement or defense of any claim;  provided,  however,  that
the  Indemnified  Party  may,  at  its  cost,  engage  its  own  attorneys.  The
Indemnifying Party and Indemnified Party will fully cooperate with each other to
enable  each of the  parties to fulfill  its  obligations  with  respect to such
claim.

7.3 The provisions of this Section 7 shall survive the expiration or termination
of this Agreement.

         8.       CONFIDENTIAL INFORMATION.
                  ------------------------

8.1 Each Party receiving any information of a business, technical,  marketing or
proprietary  nature (the  "Receiving  Party")  imparted to it by the other Party
(the "Disclosing Party") during the course of this Agreement,  which information
may include actual customer lists, business plans, content,  designs,  sketches,
materials,  costs,  pricing,  customer  lists,  subject to Section 4, production
techniques,  sources of supply and other documents,  non-public  information and
trade secrets (collectively, the "Confidential Information") that were acquired,
designed and/or developed by the Disclosing Party at great expense, acknowledges
that such  Confidential  Information  is secret,  confidential  and unique,  and
constitutes  the trade secrets and exclusive  property of the Disclosing  Party,
and that any use by the Receiving Party of such  Confidential  Information other
than  for  the  sole  purpose  of  exercising  its  rights  and  fulfilling  its
obligations  under  this  Agreement  would  cause  irreparable   injury  to  the
Disclosing Party. For the avoidance of doubt,  Confidential Information will not
include information that (i) is in or enters the public domain without breach of
this Agreement;  (ii) the Receiving  Party lawfully  receives from a third party
without  restriction  on  disclosure  and  without  breach  of  a  nondisclosure
obligation;  (iii) the Receiving Party knew prior to receiving such  information
from the Disclosing  Party; or (iv) the Receiving Party  independently  develops
without reliance on any  Confidential  Information.  Accordingly,  the Receiving
Party  agrees  that it will not,  at any time,  whether  during the term of this
Agreement or thereafter,  disclose or divulge to any Person of, or use or suffer
the use by any other Person, any Confidential  Information for any purpose other
than solely as required for the  promotion and to exercise the rights or fulfill
the  obligations  of the Receiving  Party in  accordance  with the terms of this
Agreement, and in no event, directly or indirectly, for its own benefit.

8.2 The Parties  acknowledge that irreparable harm may result from the breach of
any covenant or agreement to be performed or observed under this Section 8, and,
whether such breach occurs before or after the  termination  of this  Agreement,
the Parties agree that an aggrieved Party shall be entitled,  in addition to any
other  remedies  available to such Party

                                  Page 5 of 8
<PAGE>

hereunder,  under  applicable  law,  or  otherwise,  to seek  from any  court of
competent jurisdiction a temporary restraining order, preliminary injunction and
permanent injunction  enjoining any Party from any breach,  threatened breach or
further  breach  of  this  Agreement  or  any  present,  threatened  or  further
infringement  or  impairment  of  the  breaching  Party's  rights  in and to the
Confidential Information.

8.3 The  provisions  of this  Section 8 shall  survive the  termination  of this
Agreement.

         9.       LIMITATION OF LIABILITY
                  -----------------------

9.1  EXCEPT  FOR  LIABILITIES  ARISING  UNDER  THE  VARIOUS  INDEMNITIES  HEREIN
CONTAINED  AND WITH THE  EXCEPTION OF FRAUD OR WILLFUL  MISCONDUCT,  IN NO EVENT
WITH EITHER PARTY BE LIABLE FOR INCIDENTAL,  INDIRECT, SPECIAL, OR CONSEQUENTIAL
DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, CONTENT, DATA OR PROFITS, WHETHER
ARISING OUT OF OR IN CONNECTION WITH THIS  AGREEMENT,  AND WHETHER OR NOT EITHER
PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

         10.      CONTROLLING LAW; JURISDICTION.
                  ------------------------------

10.1 This Agreement shall be governed by, and construed in accordance  with, the
laws of  State  of Texas  without  regard  to the  conflicts  of law  principles
thereof,  regardless of the  jurisdiction of creation or domicile of the parties
hereto.  Any dispute arising  hereunder shall be adjudicated  exclusively in the
federal and state courts located in Dallas County,  Texas, and the parties waive
any claims of inconvenient forum in connection therewith.

         11.      NOTICES.
                  -------

11.1 All notices,  authorizations and requests in connection with this Agreement
shall be deemed  given upon receipt  when sent by air express  courier,  charges
prepaid,  or when telecopied with receipt  approval and addressed to the parties
at the addresses or telecopier  number set forth above (or to such other address
or telecopier number as the Party to receive the notice or request so designates
by written notice to the other).

         12.      ASSIGNMENT.
                  -----------

12.1 Neither Party may assign this Agreement  without the prior written  consent
of the other Party, and any attempt by a Party to assign this Agreement  without
such consent shall be null and void; provided,  however, that either Party shall
be entitled to assign this  Agreement  without the other  party's  prior written
consent in  connection  with:  (i) a transfer or sale of the business as a going
concern by either Party; or (ii) a transfer to a wholly owned subsidiary.

                                  Page 6 of 8
<PAGE>

         13.      MISCELLANEOUS.
                  --------------

13.1 WAIVER.  No Waiver of any breach of any provision of this  Agreement  shall
constitute a waiver of any prior, concurrent or subsequent breach of the same or
any other  provisions  hereof,  and no waiver shall be effective  unless made in
writing and signed by an authorized representative of the waiving party.

13.2 SEVERABILITY. In the event any provision of this Agreement shall be for any
reason be held to be  invalid,  illegal or  unenforceable  in any  respect,  the
remaining provisions shall remain in full force and effect.

13.3 COUNTERPARTS. This Agreement may be executed in multiple counterparts, each
of which  shall be deemed to be an  original,  but all of which  together  shall
constitute one and the same instrument.

13.4  CONSTRUCTION.  In  resolving  any  dispute  or  construing  any  provision
hereunder,  there shall be no presumptions  made or inferences drawn (i) because
the attorneys for one of the parties drafted the Agreement;  (ii) because of the
drafting  history  of the  Agreement;  or (iii)  because of the  inclusion  of a
provision  not  contained  in a prior  draft,  or the  deletion  of a  provision
contained in a prior draft.

13.5 FORCE  MAJEURE.  Neither Party shall be liable to the other or deemed to be
in default of or to have breached any provision of this Agreement as a result of
any delay, failure in performance or interruption of service, resulting directly
or  indirectly  from acts of God, acts of civil or military  authorities,  civil
disturbances,  wars,  strikes or other  labor  disputes,  fires,  transportation
contingencies,  interruptions  in  telecommunications  or  Internet  service  or
network  provider  services,   failure  of  equipment  and/or  software,   laws,
regulations,  acts or orders of any  government  or agency or official  thereof,
other  catastrophes  or any other  occurrences  beyond such  Party's  reasonable
control.

13.6 SECTION  HEADINGS.  Section headings are for convenience only and are not a
part  of  this   Agreement  and  should  not  limit  or  otherwise   effect  the
interpretation of any term of provision hereof.

13.7 RELATIONSHIP OF THE PARTIES. The Parties hereto are independent contractors
and no agency,  partnership,  joint venture, or employment relationship shall be
created or inferred by the  existence  of  performance  of this  Agreement,  and
neither  Party shall have any  authority  to bind the other Party in any respect
whatsoever.

13.8 ENTIRE AGREEMENT.  This Agreement contains the entire  understanding of the
Parties hereto with respect to the transactions and matters contemplated hereby,
supersedes all previous  agreements  between the Parties  concerning the subject
matter hereof, and cannot amended except by a writing signed by both parties. No
Party hereto has relied on any statement, representation or promise of any other
Party or of any  officer,  agent,  employee or  attorney  for the other Party in
executing this agreement except as expressly stated herein.

                                  Page 7 of 8
<PAGE>

13.9 NO THIRD  PARTY  BENEFICIARIES.  Nothing in this  Agreement  is intended or
shall be construed to give any person,  other than parties hereto,  any legal or
equitable  right,  remedy or claim under or in respect of this  Agreement or any
provision contained herein.

13.10 SURVIVAL. Notwithstanding termination or expiration of this Agreement, the
provisions of Sections 4, 7, 8, 9, 10 and 13 of this Agreement shall survive any
termination or expiration of this Agreement.

         IN WITNESS WHEREOF,  the Parties hereto have executed this Agreement as
of the date set forth above.

WEALTHHOUND.COM, INC.                       RICHMARK CAPITAL CORPORATION

By:      /s/ Michael D. Farkas              By:      /s/ Richard J. Monello
   --------------------------------            --------------------------------

Name:    Michael D. Farkas                  Name:    Richard J. Monello
     ------------------------------              ------------------------------

Title:   Chief Executive Officer            Title:   President
      -----------------------------               -----------------------------

                                  Page 8 of 8

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