Document:

Exhibit # 10.11

                               Agreement with Inet

<PAGE>

                                            CARRIER SERVICES AGREEMENT

         This agreement  ("Agreement')  entered into this 25h day of June, 1999,
by and between INET  Interactive  Network System,  Inc.  ("INET"),  a California
corporation  with principal  offices located at 1640 S. Sepulveda  Blvd.,  Suite
320,  Los Angeles,  California  90025,  and  Competitive  Communications,  Inc.,
("Client') whose address is 11731 Sterling Ave.,  Suite F, Riverside,  CA 92503.
This  Agreement  must be signed by the Client and returned to MET within fifteen
(15) days for INET execution.

         Client represents and warrants that all financial  information relating
Client has been or will be  provided  to INET by Client on or before the date of
this Agreement or at the time thereafter is or shall be true and accurate in all
material respects.  Client acknowledges that the effectiveness of this Agreement
shall be contingent upon approval of Client's credit application.

1. SERVICE AND POP

A.   INET agrees to provide, and Client agrees to purchase, switched termination
     services or long distance telecommunications traffic ("Services"),  subject
     to the terms and conditions  set form herein.  Client shall comply with the
     requirements  of the  Federal  Communications  Commission  and  any and all
     local, state or federal governmental  agencies having jurisdiction over the
     provision of Services.

B.   the Point of Presence "(POT) for the Client to access "Services" is at:

       1). One Wilshire Building, 624 S. Grand Avenue, 11th Floor, Los Angeles,
           CA 90017

       2). Telehouse, 25 Broadway, 5th Floor, New York, NY 10004

2. TERMS AND CHARGES

A.   the term of this Agreement is twelve (12) months commencing on the "Service
     commencement  Date",  described  in Exhibit  (A)  attached  hereto.  At the
     expiration of the initial term, the Agreement  shall continue on a month to
     month basis unless terminated by either party. Termination can occur at the
     expiration  of the initial term or any other time  thereafter on thirty(30)
     days written notice.

B.   the  Client  will be  billed  for the  traffic  volume  on the basis of the
     pricing outlined in Exhibit (B) attached hereto,  or as hereafter  modified
     and accepted by INET and the Client. During the term of this Agreement, the
     Client's per minute rate and  applicable  traffic  volume and other charges
     for Service provided should be as detailed in Exhibit (A), attached hereto,
     or as hereafter modified and accepted by [NET and the Client.

C.   INET %%rill provide to Client monthly  statements  showing call termination
     charges and other  charges,  if any, owed by Client for Services  provided.
     All Calls, other than calls to Mexico,  will be billed with a thirty second
     minimum and thereafter in six-second increments rounded to the next highest
     one-tenth  of a minute  per call  record.  Calls to  Mexico  are  billed in
     one-minute increments.

D.   Minimum  Monthly  Volume:  During the term of this  Agreement,  commencing
     on the Service  Commencement  Date, Client's  monthly  minimum of billable
     minute  volume shall be as per Exhibit  (A),  attached  hereto,  or as
     hereafter modified and accepted by [NET and the Client.

3. PAYMENT AND BILLING

<PAGE>

           A. INET shall  invoice all Service  -charges  provided  for each week
during  the  term of this  Agreement.  INET  will  provide  Client  weekly,  via
Facsimile,  with an invoice for Services  provided during the previous week. The
invoice  amount shall be due and payable to INET in U.S.  funds within seven (7)
days of  receipt  of  invoice.  INET will send  Client at the end of each week a
statement  that  reflects  a complete  week.  Client  payments  shall be made by
Cashiers or Company check to:

                  INET

                  Attn: Claude Socroun
                  1640 S. Sepulveda Blvd., Suite 320
                  Los Angeles, CA 90025

         A late  charge in the amount of one and  one-half  percent (I 1/2%) per
month shall apply for all past due amounts.

         B. any  requests  by Client for  billing  adjustments,  must be made in
writing, with detail substantiating said request within thirty- (30) days of the
invoice date.  Request for billing  adjustments  shall not be cause for delay in
the payment of the  non-contested  amount of any invoice.  Client* agrees to pay
full amount of non-contested  invoice by due date. Amounts determined by INET to
be in error will be credited on the following invoice.

         C.  Any  applicable  federal,  state  or local  use,  excise,  sales or
privilege taxes,  duties or similar  liabilities,  chargeable to or against INET
because of the  Services  provided to Client,  shall be charged to Client and is
payable to INET in addition to the regular  charges under this Agreement  unless
Client  provides INET with  applicable  tax exemption  documentation.  Client is
solely liable for and hereby indemnifies and holds INET harmless from filing all
applications,  forms,  reports,  returns,  statements,  and other  documents and
information  with and  payment  of all taxes  and/or  assessments  to all local,
county,  state,  federal and other taxing authorities  having  jurisdiction with
respect to any and all charges to Client's customers for the Services, including
without limitation, any governmental agency or authority in any foreign country.

         D. INET  agrees to review  item A. above  after  ninety  (90) days.  If
Client has paid as  specified  in item A above,  during such period then payment
terms shall be extended to (30) days of receipt of written monthly invoice or be
cycle billed.

4.  SUSPENSION OR TERMINATION OF SERVICE

         If  non-contested  payment is not made by Client and/or not received by
INET on or before the due date of any given invoice,  INET, shall issue a notice
to  Client,  via  facsimile,  to  immediately  correct  (cure)  the  problem  of
non-payment.   If  said  payment  problem  is  not  corrected   (cured)  to  WET
satisfaction within twenty-four business days from the date of said notice, INET
shall have the right to suspend  "Services" to Client (either completely or only
with respect to any affected  Services,  as INET may at its option  elect) until
such time as Client has paid all  charges,  including  any interest as specified
herein.  Further,  the Services  provided to Client are subject to the condition
that it may not be used for any unlawful purpose or in any improper manner,  and
may be  terminated  or suspended by INET without  notice,  at INETs  option,  if
prohibited use occurs.

Further,  if payment problems are not corrected  within the timeframe  described
above, INET may at its sole option do any of the following:

<PAGE>

a. Cease accepting or processing orders for the services.
b. Cease all electronically generated information
c. Draw upon any letter or credit, security deposit or other assurance of
   payment provided by Client
c. Enforce any security interest granted by Client to INET.
e. Terminate this agreement without liability to INET.
f. Contact the end user  directly  to inform them that their  telecommunications
   service will no longer be provided  through the client,  but may be continued
   through INET directly.

g. Bill and collect from the End-Users directly (or through its billing agents)
   for  services
h. Treat the End-Users as INET customers for all purposes.
i. Pursue such other remedy or relief as may be appropriate.

5. QUALITY AND AVAILABILITY

         INET will use reasonable  efforts under the  circumstances  to maintain
overall  network  quality.  The quality  and  reliability  of Services  provided
hereunder  shall be consistent  with other common  carrier  industry  standards,
government  regulations  and  sound  business  practices.  INET  MAKES  NO OTHER
WARRANTIES ABOUT THE SERVICE PROVIDED,  EXPRESS OR IMPLIED.  Should INET fail to
maintain industry  standards  including but not limited to service "up times" at
each of clients' locations then client may terminate this agreement within seven
(7) days or more (at client's discretion) of written notification of INET.

6. EXCHANGE OF INFORMATION

         INET and Client shall mark as confidential all information  provided by
each party to the  other,  which is  considered  by the  disclosing  party to be
confidential  information.  The party  receiving such  confidential  information
shall not (i) use any  portion of such  confidential  information  other than in
connection  with  performance  under  this  Agreement,  or  (ii)  disclose  such
confidential  information to any third party,  except to the extent  required by
law, to a government  agency or  department  or to enforce its rights under this
Agreement.  The obligation to protect such confidential information shall remain
in effect except to the extent that (1) such  confidential  information  becomes
generally  available to the public,  (ii) such confidential  information becomes
generally  available  to the  public,  (ii) such  confidential  information  was
developed by the receiving party independently of the disclosures hereunder,  or
(iii) such confidential information was previously know to the receiving party

7.  LIMITATION OF LIABILITY

         INET  liability and Client's sole and  exclusive  remedy,  arising from
delays in  installation,  commencement  or restoration of Service to be provided
under this  Agreement OR out of  mistakes.,  omissions,  interruptions,  delays,
errors or defects in transmission in the provision of Service provided hereunder
OR any breach of this  Agreement,  shall in no event  exceed the charges paid by
Client for the period time during which such  mistakes,  errors,  interruptions,
described above, occurred. Client has the right to cancel this Agreement without
liability to either party.

IN NO EVENT  SHALL  INET BE LIABLE TO THE  CLIENT OR ANY OTHER  PERSON,  FIRM OR
ENTITY IN ANY RESPECT,  INCLUDING,  WITHOUT LIMITATION,  FOR ANY DAMAGES, EITHER
DIRECT, INDIRECT,  CONSEQUENTIAL,  SPECIAL, INCIDENTAL,  ACTUAL, PUNITIVE OR ANY
OTHER DAMAGES, OR FOR ANY LOST PROFITS OF ANY

<PAGE>

KIND OR NATURE WHATSOVER, ARISING OUT OF MISTAKES, ACCIDENTS, ERRORS, OMISSIONS,
INTERRUPTIONS,  DELAYS,  OR DEFECTS IN TRANSMISSION  OR DELAYS,  INCLUDING THOSE
WHICH MAY BE CAUSED BY  REGULATORY  OR JUDICIAL  AUTHORITIES,  ARISING OUT OF OR
RELATING  TO THE  AGREEMENT  OR THE  OBLIGATIONS  OF  SUPPLIER  PURSUANT TO TIES
AGREEMENT.  INET MAKES NO WARRANTY,  WHETHER EXPRESSED IMPLIED, OR STATUTORY, AS
TO THE DESCRIPTION,  QUALITY,  MERCHANTABILITY,  COMPLETENESS OR FITNESS FOR ANY
PURPOSE OF THE SERVICE OF THE LOCAL ACCESS,  OR AS TO ANY OTHER  MATTER,  ALL OF
WHICH WARRANTIES BY INET ARE HEREBY EXCLUDED AND DISCLAIMED.

         Fraudulent  Calls.  INET shall not be liable for any  fraudulent  calls
processed  by INET and billed to  Client's  account.  INET shall  notify
 Client
promptly of any fraudulent calling of which INET has actual knowledge,  it being
understood that INET is under no obligation to investigate  the  authenticity of
calls charged to Client's  account.  INET will assist customer in the resolution
of fraudulent calls and the blocking of these calls as necessary.

8. FORCE MAJEURE

         INET and its  Representatives  are not  liable  for any loss or  damage
whatever caused by delays,  failures of  performance,  damage,  destruction,  or
malfunction of switching  equipment,  or any loss or damage  occasioned by fire,
the elements, labor disputes,  shortages, utility curtailments,  power failures,
explosions,  civil cable cuts, acts of God, government  requisition,  changes in
government  regulation,  acts or omissions  of third  parties or any other cause
beyond INETs reasonable control.

9. BINDING EFFECT

         This  Agreement  shall be binding  upon and inure to the benefit of the
parties hereto and their respective  successors and assigns;  provided  however,
Client  shall not  assign or  transfer  its  rights or  obligations  under  this
Agreement  without  the  prior  written  consent  of  INET  which  shall  not be
unreasonably withheld.

<PAGE>

10. GOVERNING LAW, JURISDICTION, AND ATTORNEY'S FEES

     A. Validity. If any provision of this Agreement is determined by a court or
other  government  authority  to be  invalid,  illegal  or  unenforceable,  such
invalidity, illegality or enforceability shall not affect the validity, legality
or  enforceability  of any  other  provision  of this  Agreement.  Further,  the
provision that is determined to be invalid,  illegal or  unenforceable  shall be
reformed and construed to the extent  permitted by law so that it will be valid,
legal and enforceable to the maximum extent possible.  Further,  nothing in this
Agreement  shall  be  deemed  to  create a  partnership,  joint  venture  or any
relationship other than a vendor-Client relationship.

     B. Governing Law and Expedited Dispute Resolution.  This Agreement shall be
governed and  construed in  accordance  with the laws of the State of California
without  regard to choice  of law  principles.  Any  dispute  arising  out of or
related to this  Agreement,  which cannot be resolved by  negotiation,  shall be
settled by binding  arbitration  through the  American  Arbitration  Association
("AAA")  in  accordance  with  the  J.A.M.S./ENDISPUTE   Arbitration  Rules  and
procedures  ("Endispute  Rules"),  as  amended by this  Agreement.  'Me costs of
arbitration, including the fee of the arbitrator, shall be shared equally by the
Parties unless the arbitration award provides  otherwise.  Each Party shall bear
the cost of  preparing  and  presenting  its case.  The Parties  agree that this
provision and the arbitrator's authority to grant relief shall be subject to the
United States Arbitration Act. 9 U.S.C. 116 et seq. ("USAA"),  the provisions of
this  Agreement,  and the ABA AAA Code of Ethics for  Arbitrators  in Commercial
Disputes.  The Parties agree the arbitrator  shall have no power or authority to
make awards or issue  orders of any kind except as  expressly  permitted by this
Agreement,  and in no event shall the arbitrator  have the authority to make any
award that provides for punitive or exemplary damages. The arbitrator's decision
shall follow the plain meaning of the relevant documents, and shall be final and
binding.  The award may be  confirmed  and  enforced  in any court of  competent
jurisdiction. All post award proceedings shall be governed by the USAA. Any such
arbitration or enforcement shall take. place in California,  or such other place
mutually agreed by the parities,  or through the federal or state courts located
therein.

     C.  Indemnification.  Both  parties  agree to  defend,  hold  harmless  and
indemnify each other from and against all claims,  demands,  actions,  causes of
action, judgments, costs, attorney's fees and expenses of any kind or nature for
bodily injury, death,  property damage,  goodwill, or other damages oft any KIND
incurred by either party,  its  employees,  or third parties  arising under this
Agreement due to Client's negligence or willful misconduct.

     D.  Neither  party  is  authorized  to  act  as  an  agent  for,  or  legal
representative  of, the other party and neither  party shall have  authority  to
assume or create any  obligation  on behalf of, in the name of, or binding  upon
the other party. Client shall not represent or intimate that INET is responsible
for the type or quality of Client's services to its Clients.

<PAGE>

11. NOTICES

         Notices  to the  parties  shall  be  deemed  to have  been  given  when
delivered,  or when  received  or refused by the party to whom sent after  being
mailed be pre-paid, certified mail return receipt requested, or express carrier,
to the persons -,-,,hose name and business address appears herein. The effective
date of any notice shall be the date of delivery or refusal of such notices, and
not the date of mailing.

If to INET:                                    If to Client:

INET Interactive Network Systems, Inc.         Competitive Communications, Inc.
1640 S. Sepulveda Blvd., Suite 320             1173 1 Sterling Ave., Suite F
Los Angeles, California 90025                  Riverside, CA 92503
Telephone Number (310) 235-3177                TEL: (909) 687-6100
Facsimile Number (310) 235-3190                FM: (909) 687-6103
Attn: Stan Alvidrez                            Attn: David Kline

Billing inquiries shall be directed to:

INET Interactive Network Systems, Inc.
1640 S. Sepulveda Blvd., Suite 320
Los Angeles, California 90025
Telephone Number (310) 235-3177
Facsimile Number (310) 235-3190
Attn: Claude Socroun

<PAGE>

12. ADDITIONAL PROVISIONS

         A. The failure of either  party to give notice of default or to enforce
or insist upon compliance with any of the terms or conditions of this Agreement,
the waiver of any term or  condition  of this  Agreement  or the  granting of an
extension of time for performance  shall not constitute the permanent  waiver of
any term or  condition of this  Agreement,  and this  Agreement  and each of its
provisions  shall remain at all times in full force and effect until modified by
the parties in writing.

B. No subsequent  agreement between Client and INET concerning the Service shall
be  effective  or binding  unless it is made in  writing  and  attached  to this
Agreement, and no representation-, promise, inducement or statement of intention
has been made by either party, which is not embodied herein.

         C. this  constitutes  the  entire  Agreement  between  the  parties
and it may only be changed by written agreement executed by INET and Client.

         IN WITNESS  WHEREOF.  the parties  hereto have executed this  Agreement
as of the day and year first above written.

INET Interactive Network Systems              Competitive Communications, Inc.

By:                                           By:

Print:                                        Print:

Title:                                        Title:

Date:                                         Date:

<PAGE>

                            EXHIBIT (A)

This is Exhibit A to the Agreement between INET Interactive Network System, Inc.

Los

Angeles, California, and Competitive Communications, Inc. ("Client'), dated this
25th day of June, 1999. In addition to the terms and conditions described in the
Agreement,  the  following  terms  and  conditions  will  apply to the  Services
provided pursuant to this Exhibit and the Agreement.

1. Service  Commencement Date: To be determined,  or on such later date that
service is installed by an INET vendor and accepted by Client.

2. Rate to Mexico  includes U.S. and Mexican portion of the call.  Calls.  other
than calls to Mexico, will be billed with a thirty second minimum and thereafter
in six-second  increments  rounded to the next highest one-tenth of a minute per
call  record.  Calls to  Mexico  are  billed  in  one-minute,  increments.  Rate
increases are subject to change with Five- (5) days written  notice from INET to
Client.  Rate decreases are effective  immediately.  Upon  notification  of rate
increase,  Client at its sole  discretion,  may terminate  this  agreement  with
thirty (30) days written notice.

3. Above Rates are based on minimum of twelve- (12) months contract term, F.O.B.
INET POP.  Above rates have been  negotiated  between INET and Client and Client
agrees to keep the same from the  public,  competitors,  and others who may gain
benefit from such knowledge.

4.    Ramp up Period: Ninety (90) days from service inception date.

5. Minimum Commitment: Client agrees to use its best efforts to maintain no less
than  100,000  minutes of traffic  per month  after  ninety (90) day ramp up. If
Client  fails to maintain  100,000  minutes  after ninety (90) day ramp up, INET
will have the right to terminate  Services on seven (7) days  written  notice to
Customer.

6. The above  prices  are in US funds and do not  include  applicable  taxes and
government fees, if any, as detailed in section 3.4 of the Agreement.

INET-International Network System Inc.  Client: Competitive Communications, Inc.

By:                                     By:
Title:                                  Title:
<PAGE>

                        EXHIBIT B

                INET INTERNATIONAL/DOMESTIC CARRIER TERMINATION
                   FOB LOS ANGELAS, New York

                           6/29/99

<TABLE>
<CAPTION>

-----------------------------------------------------------------------------------------------------------------------------------
    CODE      COUNTRY                          RATE PER MINUTE         CODE     COUNTRY                         RATE PER MINUTE
-----------------------------------------------------------------------------------------------------------------------------------
<S> <C>       <C>                                 <C>               <C>         <C>                                 <C>

     93       Afghanistan                           0.6694             5521     Brazil, Rio De Janeiro               0.1965
     355      Albania                               0.2320             5511     Brazil, Sao Paulo                    0.1520
     213      Algeria                               0.2581            55219     Brazil, Cellular                     0.1593
     684      American Samoa                        0.2229             284      British Virgin Islands               0.2470
     376      Andorra                               0.1841             673      Brunei                               0.2765
     244      Angola                                0.2664             359      Bulgaria                             0.2642
     264      Anguilla                              0.3333             226      Burkina Faso                         0.3294
    67212     Antarctica (Casey Base)               0.2420             257      Burundi                              0.4447
     672      Antarctica (Scott Base)               0.2420             855      Cambodia (Kampu)                     0.5015
     268      Antigua & Barbuda                     0.3615             237      Cameroon                             0.5365
     54       Argentina                             0.2640             238      Cape Verde Islands                   0.4358
     541      Argentina, Buenos Aires               0.2110             345      Cayman Islands                       0.2373
     54       Argentina, Cellular                   0.2805             236      Central African Republic             0.6743
     374      Armenia                               0.4322             235      Chad Republic                        0.7333
     297      Aruba                                 0.2460              56      Chile                                0.1186
     247      Ascension Island                      0.5143             569      Chile, Cellular                      0.1186
     61       Australia                             0.0617              86      China Prc                            0.2747
     612      Australia, Sydney                     0.0617              86      China Prc, Cellular                  0.2830
     61       Australia, Cellular                   0.0646             8610     China, Beijing                       0.2413
     43       Austria                               0.0900            86591     China, Fuzhou                        0.2685
     431      Austria, Vienna                       0.0920             8621     China, Shanghai                      0.2685
     431      Austria, Cellular                     0.0949             672      Christmas Island                     0.2493
     994      Azerbaijan                            0.3249             613      Cocos Kelling Island                 0.1323
     242      Bahamas                               0.1492              57      Colombia                             0.2565
     973      Bahrain                               0.5030             5767     Colombia, Armenia                    0.2565
     880      Bangladesh                            0.5666             5758     Colombia, Barranquilla               0.2565
    8801      Bangladesh, Cellular                  0.5666             571      Colombia, Bogota                     0.0994
     246      Barbados                              0.2106             572      Colombia, Cali                       0.1281
     375      Belarus                               0.2836             573      Colombia, Cellular                   0.2568
     32       Belgium                               0.0735             574      Colombia, Medellin                   0.1415
     323      Belgium, Antwerp                      0.0735             5763     Colombia, Pereira                    0.2568
     322      Belgium, Brussels                     0.0735             2690     Comoros                              0.5195
     32       Belgium, Cellular                     0.0873             242      Congo                                0.5180
     501      Belize                                0.4349             682      Cook Islands                         0.7472
     229      Benin                                 0.3910             506      Costa Rica                           0.1450
     441      Bermuda                               0.1403             5063     Costa Rica, Cellular                 0.2000
     975      Bhutan                                0.2052             385      Croatia                              0.2355
     591      Bolivia                               0.3588              53      Cuba                                 0.5140
     387      Bosnia/Herzegovina                    0.2852             5399     Cuba-Guantanamo Bay                  0.3769
     267      Botswana                              0.2535             357      Cyprus                               0.2434
     55       Brazil                                0.2345              42      Czech Republic                       0.1975
-----------------------------------------------------------------------------------------------------------------------------------

<PAGE>

-----------------------------------------------------------------------------------------------------------------------------------
    CODE      COUNTRY                          RATE PER MINUTE         CODE     COUNTRY                         RATE PER MINUTE
---------------------------------------------------------------------------------------------------------------------------------
     45       Denmark                               0.0668             4940     Germany, Hambourg                     0.0491
     45       Denmark, Cellular                     0.0683             233      Ghana                                 0.3523
     246      Diego Garcia                          0.5336             350      Gibralter                             0.2733
     253      Djibouti                              0.5633              30      Greece                                0.2015
     767      Dominica                              0.3843             301      Greece, Athens                        0.1763
     594      Dominican Republic                    0.1449             299      Greeland                              0.2857
     594      Dominican Republic, Cellular          0.1499             473      Grenada                               0.3685
     593      Ecuador                               0.2677             590      Guataloupe                            0.2945
    5932      Ecuador, Quito                        0.2119             671      Guam                                  0.0884
    5934      Ecuador, Guayaquil                    0.2687             502      Guatemala                             0.2159
    5939      Ecuador, Cellular                     0.3129            50220     Guatemala, Cellular                   0.2256
     20       Egypt                                 0.4061             224      Guinea Republic                       0.3654
     202      Egypt, Cairo                          0.4061             245      Guinea - Bissau                       0.6223
    2012      Egypt, Cellular                       0.4061             592      Guyana                                0.5500
     503      El Salvador                           0.2795             509      Haiti                                 0.4364
    5038      El Salvador, Cellular                 0.2800             504      Handuras                              0.4035
     240      Equatorial Guinea                     0.6328             852      Hong Kong, China                      0.0560
     291      Eritrea                               0.7237             8529     Hong Kong, Cellular                   0.0699
     372      Estonia                               0.1987              36      Hungary                               0.1812
     251      Ethiopia                              0.7054             354      Iceland                               0.1585
     298      Faeroe Island                         0.2218              91      India                                 0.4478
     500      Falkland Island                       0.3484             9198     India, Cellular                       0.4837
     679      Fiji Islands                          0.5827             9144     India, Madras                         0.4778
     358      Finland                               0.0770             9111     India, New Delhi                      0.4680
    3580      Finland, Helsinki                     0.0770             9122     India, Bombay                         0.4778
     358      Finland, Cellular                     0.0770             9180     India, Bangalore                      0.4778
     33       France                                0.0520              62      Indonesia                             0.2767
     334      France, Nice                          0.0520             6221     Indonesia, Jakarta                    0.2181
     331      France, Paris                         0.0520             871      Inmaristat East Atlantic              4.6282
                                                                                Ocean

     336      France, Cellular                      0.0823             872      Inmaristat Pacific Ocean              4.7910
     596      French Antilles/Martinique            0.2873             873      Inmaristat Indian Ocean               4.4652
     594      French Guiana                         0.3009             874      Inmaristat West Atlantic              4.4785
                                                                                Ocean

     689      French Polynesia                      0.3665              98      Iran                                  0.5707
     241      Gabon Republic                        0.5104             964      Iraq                                  0.6681
     220      Gambia                                0.3975             353      Ireland                               0.0821
      7       Georgia                               0.4797             3531     Ireland, Dublin                       0.0819
     49       Germany                               0.0491             353      Ireland, Cellular                     0.0821
    4930      Germany, Berlin                       0.0491             972      Israel                                0.1153
     49       Germany, Cellular                     0.0840             9725     Israel, Cellular                      0.1606
    4969      Germany, Frankfurt                    0.0491              39      Italy                                 0.0963
------------------------------------------------------------------------------------------------------------------------------------

<PAGE>

-----------------------------------------------------------------------------------------------------------------------------------
    CODE      COUNTRY                          RATE PER MINUTE         CODE     COUNTRY                         RATE PER MINUTE
------------------------------------------------------------------------------------------------------------------------------------
    3910      Italy, Genoa                          0.0963             692      Marshall Islands                      0.3027
     392      Italy, Milan                          0.0963             222      Mauritania                            0.4565
    3911      Italy, Turin                          0.0963             230      Mauritius                             0.5731
     39       Italy, Cellular                       0.1063             2696     Mayotte Island ( Comoros)             0.4507
     225      Ivory Coast (Cote' D'Ivoire)          0.6613              52      1/ Mexico On net on peak              0.1588
     876      Jamaica                               0.3387              52      2/ Mexico On net off peak             0.1588
     81       Japan                                 0.0850              52      3/ Mexico On net on peak              0.1588
     81       Japan, Cellular                       0.1313              52      4/ Mexico On net off peak             0.1588
     816      Japan, Osaka                          0.0726             691      Micronesia                            0.4888
     81       Japan, Military                       0.0888             373      Moldavia                              0.3455
     813      Japan, Tokyo                          0.0726             339      Monaco                                0.1212
    8152      Japan, Nagoya                         0.0500             976      Mongolia                              0.6550
     962      Jordan                                0.4457             664      Montserrat                            0.4129
    96279     Jordan, Cellular                      0.4457             212      Morocco                               0.3348
      7       Kazakhstan                            0.4554             258      Mozambique                            0.3360
     254      Kenya                                 0.4915              95      Myanmar (Birma)                       0.6957
     686      Kiribati                              0.6375             264      Namibia                               0.2407
     850      Korea - North (DPR)                   0.6072             674      Nauru                                 0.5605
     82       Korea, South                          0.1212             977      Nepal                                 0.6047
     822      Korea, South Seoul                    0.1212             599      Netherlands Antilles                  0.2686
    9659      Kuwait                                0.5124              31      Netherlands                           0.0578
     965      Kuwait, Cellular                      0.5124             3120     Netherlands, Amsterdam                0.0578
     996      Kyrgyzstan                            0.4464             3165     Netherlands, Cellular                 0.0595
     856      Laos                                  0.5804             869      Nevis Island                          0.2978
     371      Latvia                                0.2557             687      New Caledonia                         0.4767
     961      Lebanon                               0.4293              64      New Zealand                           0.0694
    9613      Lebanon, Cellular                     0.4650              64      New Zealand, Cellular                 0.0694
     266      Lesotho                               0.2977             505      Nicaragua                             0.3414
     231      Liberia                               0.3644             5058     Nicaragua, Cellular                   0.3414
     218      Libyan Arab rep                       0.2741             227      Niger republic                        0.5007
    4175      Liechtenstein                         0.0891             234      Nigeria                               0.5198
     370      Lithuania                             0.2708             683      Niue Island                           0.7832
     352      Luxembourg                            0.1069             672      Norfolk Island                        0.3378
     853      Macao                                 0.2725              47      Norway                                0.0866
     389      Macedonia                             0.2944              47      Norway, Oslo                          0.0866
     261      Madagascar                            0.6218              47      Norway, Cellular                      0.0867
     265      Malawi                                0.3461             968      Omen Dem Republic                     0.5933
     60       Malaysia                              0.1351              92      Pakistan                              0.5450
     960      Maldives                              0.5772             9221     Pakistan, Karachi                     0.5345
     223      Mali Republic                         0.6306             680      Palau Republic                        0.5771
     356      Malta                                 0.1671             507      Panama                                0.3773
------------------------------------------------------------------------------------------------------------------------------------
<PAGE>

-----------------------------------------------------------------------------------------------------------------------------------
    CODE      COUNTRY                          RATE PER MINUTE         CODE     COUNTRY                         RATE PER MINUTE
------------------------------------------------------------------------------------------------------------------------------------
    5076      Panama, Cellular                      0.3773             869      St Kitts                              0.3198
     675      Papua New Guinea                      0.2842             758      St Lucia                              0.4000
     595      Paraguay                              0.4305             508      St Pierre & Miquelon                  0.1951
     51       Peru                                  0.3068             784      St Vincent & Grenadines               0.4055
    5114      Peru, Lima                            0.3078              72      St Vincent, Mustique                  0.5085
     51       Peru, Cellular                        0.3255             809      St Lucia, Palm                        0.5085
     63       Philippines                           0.2000             809      St Lucia, Union Island                0.5085
    63.2      Philippines, Manila                   0.2000             249      Sudan                                 0.3076
     48       Poland                                0.2100             597      Suriname                              0.7451
     351      Portugal                              0.1722             268      Swazland                              0.2043
    35191     Portugal, Madeira Island              0.1722              46      Sweden                                0.0506
     974      Qatar                                 0.4824              46      Sweden, Cellular                      0.0540
     262      Reunion Island                        0.3825              41      Switzerland                           0.0741
     40       Romania                               0.2964              41      Switzerland, Cellular                 0.0741
      7       Russia                                0.2465             963      Syria                                 0.4874
    7095      Russia, Moscow                        0.1419             886      Taiwan                                0.1150
    7812      Russia, St Petersburg                 0.1525             8862     Taiwan, Taipei                        0.0988
     250      Rwanda Republic                       0.6085             8867     Taiwan, Kaohsiung                     0.1150
     670      Saipan/Mariannas                      0.2043             8869     Taiwan, Cellular                      0.1155
     378      San Marino                            0.2825             673      Tajikistan                            0.3660
     239      Sao Tome/Prinsipe                     0.7393             255      Tanzania                              0.3979
     966      Saudi Arabia                          0.5073              66      Thailand                              0.2600
     221      Senegal  Republic                     0.5985             662      Thailand, Bangkok                     0.2600
     248      Seychelles Island                     0.6850             228      Togo republic                         0.5862
     232      Sierra Leone                          0.5959             676      Tonga islands                         0.6776
     65       Singapore                             0.1365             868      Trinidad & Tobago                     0.3695
     421      Slovakia                              0.2129             216      Tunisia                               0.3231
     386      Slovenia                              0.1780              90      Turkey                                0.2085
     677      Solomon Islands                       0.4754             905      Turkey, Cellular                      0.2085
     252      Somalia Republic                      0.5880              7       Turkmenistan                          0.4705
     27       South Africa Republic                 0.2715             649      Turks & Caicos Islands                0.3518
    2711      South Africa, Johannesburg            0.2153             688      Tuvalu                                0.6200
     34       Spain                                 0.1154             256      Uganda                                0.3046
     343      Spain, Barcelona                      0.1154             380      Ukraine                               0.2874
     34       Spain, Balearic island                0.1154             970      United Arab Emirates                  0.3073
    3428      Spain, Canary Island                  0.1154              44      United Kingdom                        0.0302
    3456      Spain, Cueta                          0.1154            44171     United kingdom, London                0.0302
    3452      Spain, Melilla                        0.1154              44      United Kingdom, Cellular              0.0519
     341      Spain, Madrid                         0.1154             598      Uruguay                               0.4074
     95       Sri Lanka                             0.5634             736      Uzbekistan                            0.4528
     290      St Helena                             0.4113             678      Vanuatu Republic/New Hebridi          0.5893
------------------------------------------------------------------------------------------------------------------------------------
<PAGE>

-----------------------------------------------------------------------------------------------------------------------------------
    CODE      COUNTRY                          RATE PER MINUTE         CODE     COUNTRY                         RATE PER MINUTE
-----------------------------------------------------------------------------------------------------------------------------------
     396      Vatican City                          0.1836
     58       Venezuela                             0.2700
     58       Venezuela, Cellular                   0.2700             403      Canada, Alberta                       0.0501
     58       Venezuela, Caraces                    0.1531           250/604    Canada, British Columbia              0.0501
     84       Vietnam                               0.6613             204      Canada, Manitoba                      0.0501
     848      Vietnam, Ho Chi Minh City             0.6595             514      Canada, Montreal                      0.0501
     681      Wallace/Futuna Islands                0.3165             506      Canada, News Brunswick                0.0501
     685      Western Somoa                         0.4701             709      Canada, New Foundland                 0.0501
     967      Yemen Arab Republic                   0.6073             902      Canada, Nova Scotia                   0.0501
     969      Yemen Dem Republic                    0.7845             416      Canada, Ontario                       0.0501
     381      Yugoslavia/ Serbia                    0.2772             519      Canada, Ontario                       0.0501
     243      Zaire Republic                        0.5025             613      Canada, Ontario                       0.0501
     260      Zambia                                0.4863             807      Canada, Ontario                       0.0501
     259      Zanzibar                              0.6134             905      Canada, Ontario                       0.0501
     263      Zimbabwe                              0.2615             514      Canada, Quebec                        0.0501
                                                                       819      Canada, Quebec                        0.0501
                                                                       306      Canada, Saskatchewan                  0.0501
     907      Alaska                                0.0915
     808      Hawaii                                0.0858              1       US Interstate                         0.0390
  787 (PR)    Puerto Rico                           0.0858                      Ca Intrastate                         0.0290
  809 (VI)    Virgin Islands (US)                   0.1129                      NY Intrastate                         0.0575
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

If in any given month,  more than fifteen percent (%15) of the Purchaser's total
USA   Continental,   dedicated   carrier   traffic  does  not  terminate  to  an
RBOC-franchised  region,  Provider may apply a $.03 per minute  surcharge to all
such traffic in excess of the fifteen percent.

<PAGE>Exhibit # 10.12

                       Sample Option Agreement - employees

<PAGE>

                                 1998 STOCK PLAN

                             STOCK OPTION AGREEMENT

Unless  otherwise  defined  herein,  the terms defined in the Plan  (attached as
Exhibit "B") shall have the same defined meanings in this Option Agreement.

I.       NOTICE OF STOCK OPTION GRANT

                  [NAME]
                  [STREET ADDRESS]
                  [CITY, STATE  ZIP]

         You have been granted an option to purchase Class A Common Stock of the
Company,  subject  to the  terms  and  conditions  of the Plan  and this  Option
Agreement as follows:

         Grant Number                                         98-Ennnnn

         Date of Grant                                        n/nn/nn

         Vesting Commencement Date                   See Vesting Schedule below

         Exercise Price per Share                    See Vesting Schedule below

         Total Number of Shares Granted              nnn,nnn

         Type of Option                              Incentive Stock Option

         Term/Expiration Date                        See Vesting Schedule below

     A. Vesting  Schedule.  This Option may be exercised in accordance  with the
following  terms which are based on the Optionee's  following  performance as an
Agent for the Company:
<TABLE>
<CAPTION>

                                     NUMBER OF                FIRST
                 EXERCISE      SHARES WHICH          EXERCISE      EXPIRATION
OPTION          PRICE        CAN BE PURCHASED            DATE                     DATE

<S>               <C>               <C>              <C>                    <C>
    A             $n.nn             [40%]            [2 years]              [10 years from grant date]*

    B             $n.nn             [20%]            [3 years]              [10 years from grant date]*

    C             $n.nn             [20%]            [4 years]              [10 years from grant date]*

    D             $n.nn             [20%]            [5 years-1 day]        [10 years from grant date]*
</TABLE>

* 5 years for 10%+ stockholders

         B.  Termination  Period.  Those  Options  which reach the above defined
Levels and have not reached their  respective  Expiration Date, may be exercised
for ninety (90) days after Optionee ceases to be an Employee of the Company;  or
upon the death or Disability of the Optionee,  for one hundred eighty (180) days
after Optionee ceases to be an Employee of the Company.  In no event shall these
Options be  exercised  later than the  applicable  Expiration  Date as  provided
above.

II.      AGREEMENT

A. Grant of Option.  The Plan  Administrator of the Company hereby grants to the
Optionee  named in the Notice of Grant attached as Part I of this Agreement (the
"Optionee")  an option (the  "Option") to purchase the number of Shares,  as set
forth in the Notice of Grant,  at the  exercise  price(s) per Share set forth in
the Notice of Grant (the "Exercise Price"),  subject to the terms and conditions
of the  Plan  (attached  as  Exhibit  "B"),  which  is  incorporated  herein  by
reference.  Subject to Section 7 of the Plan, in the event of a conflict between
the terms and conditions of the Plan and the terms and conditions of this Option
Agreement, the terms and conditions of the Plan shall prevail.

                  If  designated  in the Notice of Grant as an  Incentive  Stock
Option ("ISO"),  this Option is intended to qualify as an Incentive Stock Option
under  Section  422 of the Code.  However,  if this  Option is intended to be an
Incentive Stock Option,  to the extent that it exceeds the $100,000 rule of Code
Section 422(d) it shall be treated as a Nonstatutory Stock Option ("NSO").

B.       Exercise of Option.

1. Right to Exercise.  This Option is exercisable  during its term in accordance
with the Vesting  Schedule  set forth in the Notice of Grant and the  applicable
provisions of the Plan and this Stock Agreement.

2. Method of  Exercise.  This Option is  exercisable  by delivery of an exercise
notice, in the form attached as Exhibit "A" (the "Exercise Notice"), which shall
state the  election to exercise  the Option,  the number of Shares in respect to
which  Option  is being  exercised  (the  "Exercised  Shares"),  and such  other
representations and agreements as may be required by the Company pursuant to the
provisions of the Plan.  The Exercise  Notice shall be completed by the Optionee
and  delivered to the  Secretary of the  Company.  The Exercise  Notice shall be
accompanied  by  payment of the  aggregate  Exercise  Price as to all  Exercised
Shares.  This  Option  shall be deemed to be  exercised  upon the receipt by the
Company of such fully  executed  Exercise  Notice  accompanied by such aggregate
Exercise Price.

                           No Shares shall be issued pursuant to the exercise of
this Option unless such issuance and exercise
complies with Applicable Laws. Assuming such compliance, for income tax purposes
the Exercised Shares shall be considered transferred to the Optionee on the date
the Option is exercised with respect to such Exercised Shares.

3. Method of Payment. Payment of the aggregate Exercise Price shall be by any of
the following, or a combination thereof, at the election of the Optionee:

(a)      cash;

(b)      check;

(c)  consideration  received by the Company  under a cashless  exercise  program
implemented by the Company in connection with the Plan; or

(d)  surrender  of other Shares  which (i) in the case of Shares  acquired  upon
exercise  of an option,  have been owned by the  Optionee  for more than six (6)
months on the date of  surrender,  and (ii) have a Fair Market Value on the date
of surrender equal to the aggregate Exercise Price of the Exercised Shares.

4.  Non-Transferability  of Option.  This Option may not be  transferred  in any
manner  otherwise than by will or by the laws of descent or distribution and may
be exercised during the lifetime of Optionee only by the Optionee.

5. Term of Option.  This Option may be exercised only within the term(s) set out
in the  Notice  of Grant,  and may be  exercised  during  such  term(s)  only in
accordance with the Plan and the terms of this Option Agreement.

6. Tax  Consequences.  Some of the  federal  tax  consequences  relating to this
Option,  as of the date of this  Option,  are set forth  below.  THIS SUMMARY IS
NECESSARILY INCOMPLETE,  AND THE TAX LAWS AND REGULATIONS ARE SUBJECT TO CHANGE.
THE  OPTIONEE  SHOULD  CONSULT A TAX ADVISOR  BEFORE  EXERCISING  THIS OPTION OF
DISPOSING OF THE SHARES.

(a)      Exercising the Option.

(1) Nonstatutory Stock Option. The Optionee may incur regular federal income tax
liability  upon  exercise  of an NSO.  The  Optionee  will be  treated as having
received compensation income (taxable at ordinary income tax rates) equal to the
excess,  if any, of the Fair Market Value of the Exercised Shares on the date of
exercise over their aggregate  Exercise Price. If the Optionee is an Employee or
a former  Employee,  the Company  will be  required to withhold  from his or her
compensation  or  collect  from  Optionee  and  pay  to  the  applicable  taxing
authorities an amount in cash equal to a percentage of this compensation  income
at the time of  exercise,  and may  refuse to honor the  exercise  and refuse to
deliver Shares if such withholding amounts are not delivered at the same time of
exercise.

(2)  Incentive  Stock Option.  If this Option  qualifies as an ISO, the Optionee
will have no regular  federal income tax liability  upon its exercise,  although
the excess,  if any, of the Fair Market Value of the Exercise Shares on the date
of exercise over the aggregate  Exercise  Price will be treated as an adjustment
to alternative  minimum  taxable income for federal tax purposes and may subject
the Optionee to  alternative  minimum tax in the year of exercise.  In the event
that the Optionee ceases to be an Employee but remains a Service  Provider,  any
Incentive Stock Option of the Optionee that remains  unexercised  shall cease to
qualify as an  Incentive  Stock Option and will be treated for tax purposes as a
Nonstatutory Stock Option in the date three (3) months and one (1) day following
such change of status.

(b)      Disposition of Shares.

(1) NSO.  If the  Optionee  holds NSO  Shares  for at least  one year,  any gain
realized on disposition of the Shares will be treated as long-term  capital gain
for federal  income tax purposes.  (2) ISO. If the Optionee holds ISO Shares for
at least one year after  exercise  and two years after the grant date,  any gain
realized on disposition of the Shares will be treated as long-term  capital gain
for federal income tax purposes.  If the Optionee  disposes of ISO Shares within
one year after  exercise or two years after the grant date, any gain realized on
such  disposition  will be treated as  compensation  income (taxable at ordinary
income  rates) to the  extent of the  excess,  if any,  of the lesser of (a) the
difference  between the Fair Market Value of the Shares  acquired on the date of
exercise and the aggregate  Exercise  Price,  or (b) the difference  between the
sale price of such Shares and the aggregate  Exercise Price. Any additional gain
will be taxed as capital gain,  short-term or long-term  depending on the period
that the ISO Shares were held.

(c) Notice of Disqualifying  Disposition of ISO Shares. If the Optionee sells or
otherwise disposes of any of the Shares acquired pursuant to an ISO on or before
the later of (i) two years  after the  grant  date,  or (ii) one year  after the
exercise date, the Optionee shall  immediately  notify the Company in writing of
such  disposition.  The Optionee  agrees that he or she may be subject to income
tax withholding by the Company on the compensation  income  recognized from such
early  disposition  of ISO  Shares  by  payment  in cash  or out of the  current
earnings paid to the Optionee.

7. Entire Agreement Governing Law. The Plan is incorporated herein by reference.
The Plan and this  Option  Agreement  constitute  the  entire  agreement  of the
parties  with  respect  to the  subject  matter  hereof and  supersede  in their
entirety all prior  undertakings and agreements of the Company and Optionee with
respect to the subject matter hereof,  and may not be modified  adversely to the
Optionee's  interest  except by means of a writing  signed  by the  Company  and
Optionee.  This Agreement is governed by the internal  substantive laws, but not
the choice of law rules, of California.

8. No Guarantee of Continued Service.  OPTIONEE ACKNOWLEDGES AND AGREES THAT THE
VESTING OF SHARES  PURSUANT  TO THE  VESTING  SCHEDULE  HEREOF IS EARNED ONLY BY
CONTINUING AS A SERVICE PROVIDER OR EMPLOYEE, AS THE CASE MAY BE, AT THE WILL OF
THE COMPANY (AND NOT THROUGH THE ACT OF BEING HIRED,  BEING GRANTED AN OPTION OR
PURCHASING SHARES HEREUNDER). OPTIONEE FURTHER ACKNOWLEDGES AND AGREES THAT THIS
AGREEMENT, THE TRANSACTIONS  CONTEMPLATED HEREUNDER AND THE VESTING SCHEDULE SET
FORTH  HEREIN DO NOT  CONSTITUTE  AN  EXPRESS OR  IMPLIED  PROMISE OF  CONTINUED
ENGAGEMENT  AS A SERVIE  PROVIDER OR EMPLOYEE  FOR THE VESTING  PERIOD,  FOR ANY
PERIOD,  OR AT ALL,  AND  SHALL  NOT  INTERFERE  WITH  OPTIONEE'S  RIGHT  OR THE
COMPANY'S RIGHT TO TERMINATE  OPTIONEE'S  RELATIONSHIP AS A SERVICE  PROVIDER OR
EMPLOYEE AT ANY TIME, WITH OR WITHOUT CAUSE.

By your signature and the signature of the Company's  representative  below, you
and the  Company  agree that this  Option is granted  under and  governed by the
terms  and  conditions  of the Plan  and this  Option  Agreement.  Optionee  has
reviewed  the Plan and  this  Option  Agreement  in their  entirety,  has had an
opportunity  to obtain the  advice of counsel  prior to  executing  this  Option
Agreement and fully understands all provisions of the Plan and Option Agreement.
Optionee hereby agrees to accept as binding,  conclusive and final all decisions
or  interpretations of the Administrator upon any questions relating to the Plan
and Option  Agreement.  Optionee  further  agrees to notify the Company upon any
change in the residence address and telephone numbers indicated below.

         OPTIONEE:                             COMPETITIVE COMPANIES, INC.

         ------------------------------     ------------------------------
         Signature                                            Signature

         ______________________________     Larry A. Halstead
         Print Name                     Corporate Secretary & Plan Administrator
                                        11731 Sterling Avenue, Suite F
         ______________________________     Riverside, CA  92503
         Address                                     (909) 687-6100

         ------------------------------
         City                           State     Zip

         (------)-----------------------
         Telephone Number

<PAGE>

                                                                       EXHIBIT A

                                                                EXERCISE NOTICE

TO:      COMPETITIVE COMPANIES, INC.
         Attn: Stock Plan Administrator
         11731 Sterling Avenue, Suite F
         Riverside, CA  92503

FROM:  ______________________________

           ------------------------------

           ------------------------------

As of ___________________ (Date) and in accordance with the terms of Stock
Option Grant Number

________ I hereby elect to exercise such Option to the extent delineated below:

1.       OPTION NUMBER:                                       __________

2.       NUMBER OF SHARES BEING EXERCISED:                    __________

3.       EXERCISE PRICE PER SHARE (PER OPTION NUMBER):        $__________

4.       AGGREGATE PRICE OF SHARES (#2 X #3, above)           $__________

5.       PAYMENT METHOD:

                  _____ Cash Amount:                          $__________

                  _____  Check Amount:                        $__________

                  _____ Other per Plan (describe below): $__________

                  _____  Surrender of Other Shares (Fair Market Value):
                                                              $----------
                           (Executed Certificate(s) #____,____,____ attached)

                                    TOTAL (must equal #4 total above):

                                                               $----------

Other Plan Payment Method:_____________________________________________________

-------------------------------------------------------------------------------

Amount of Payment Enclosed: $__________________

Signed:____________________________ Date:_____________________

Enclosure(s)-

--------------------------

--------------------------

<PAGE>

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00016-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00016-of-00352.parquet"}]]