Document:

COVENANT NOT TO COMPETE

         THIS COVENANT NOT TO COMPETE (the "Agreement") is made and entered into
this  _____  day  of  May,  2000  by  Steve  Naremore  ("Seller")  in  favor  of
eonthestreet.com, Inc., a Delaware corporation ("Purchaser").

                                                      Recitals:

         WHEREAS, pursuant to an Asset Purchase Agreement and Assignment of even
date herewith by and among Seller,  Purchaser and JVWeb,  Inc. (the  "Company"),
Seller sold to  Purchaser  all of the assets (the  "Assets")  planned to used by
Seller  in  connection  with a site  on  the  World  Wide  Web  currently  under
development that proposes to use the domain name "www.discoverystocks.com"; and

         WHEREAS,  in consideration of such sale, the Company agreed to issue to
Seller an  aggregate  of  200,000  shares of the  Company's  common  stock  (the
"Shares"); and

         WHEREAS,  Seller agreed to enter into this Agreement in connection with
the sale of the Assets,  and Purchaser  would not have purchased the Assets from
Seller and the  Company  would not have  issued to Seller the Shares but for the
execution and delivery of this Agreement;

                                                     Agreement:

         NOW THEREFORE,  for and in consideration of the above premises, and for
and in consideration of the mutual promises  hereinafter  contained,  Seller and
Purchaser hereby agree as follows:

         1. Covenant Not to Compete.
            -----------------------

         In further  consideration of the Company's  issuance of the Shares, and
other  independent  valuable  consideration  (the receipt of which Seller hereby
acknowledges), Seller agrees as follows:

                  (a) For a period  of five  (5)  years  from  the date  hereof,
         Seller  shall  not  directly  or  indirectly,  acting  alone  or in any
         capacity with any other  business  entity:  (i) engage  anywhere in the
         world in a  subscription-based,  Internet-related  financial newsletter
         business or  publication  that  derives any portion of its  revenues by
         promoting  publicly  traded  companies  on a fee basis,  Seller  hereby
         acknowledging  that the business that Purchaser  intend to conduct with
         the Assets is expected to be  worldwide  in  geographical  scope;  (ii)
         solicit,  deal,  negotiate,  enter  into an  arrangement,  contract  or
         attempt to do any of the  foregoing,  in any respect  pertaining to the
         financial  newsletter  business as described in Section  1(a)(i) above,
         with any person who becomes a customer of Purchaser with respect to the
         Assets during the  five-year  period of this  Agreement,  or attempt to
         cause any such  person not to  continue  with  Purchaser  its  business
         relationship with Purchaser;  or (iii) disclose to any person, firm, or
         corporation any trade secrets, proprietary data or any details relating
         to the methods of operation  that Seller  proposes to use in connection
         with  the  proposed  business  to be  conducted  with  the  Assets,  or
         otherwise attempt to take any form of advantage of such information.

                  (b) Notwithstanding the foregoing provisions,  Seller shall be
         permitted  to own up to  five  percent  (5%)  of  the  publicly  traded
         securities,  whose  securities are  registered  under Section 12 or who
         file reports  under  Section  15(d) of the  Securities  Exchange Act of
         1934,  of any company that is in the financial  newsletter  business as
         described in Section 1(a)(i) above.

                  (c) Seller hereby  specifically  acknowledges  and agrees that
         the temporal and other restrictions  contained in (a) immediately above
         are  reasonable  and necessary to protect the business  that  Purchaser
         intends to conduct  with the Assets,  and that the  enforcement  of the
         provisions of this section will not work an undue hardship on him.

                  (d)  Seller  further  agrees  that  in the  event  either  the
         duration,  geographical  scope,  or any other  restriction,  or portion
         thereof,  set  forth  in (a)  immediately  above  is held to be  overly
         restrictive and  unenforceable in any court  proceeding,  the court may
         reduce or modify such  restrictions to those which it deems  reasonable
         and enforceable  under the circumstances and the parties agree that the
         restrictions  of (a)  immediately  above will  remain in full force and
         effect as reduced or modified.

                  (e) Seller further agrees and acknowledges that Purchaser does
         not have an adequate remedy at law for the breach or threatened  breach
         by him of the covenants  contained in (a) immediately above, and Seller
         therefore  specifically  agrees  that  Purchaser,  in addition to other
         remedies  which may be  available to it  hereunder,  may file a suit in
         equity to enjoin Seller from such breach or threatened breach.

                  (f) Seller further agrees,  in the event that any provision of
         (a)  immediately  above is held to be invalid or against public policy,
         the remaining  provisions of (a) immediately above and the remainder of
         this Agreement shall not be affected thereby.

         2. Miscellaneous.  THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE.  This Agreement  embodies the
entire  agreement and  understanding  between the parties hereto with respect to
the subject matter hereof and supersede all prior agreements and understandings,
whether written or oral,  relating to the subject matter hereof.  This Agreement
shall be binding  upon and shall inure to the  benefit of each party  hereto and
his or its respective successors, heirs, assigns, and legal representatives, but
neither this  Agreement  nor any rights  hereunder  may be assigned by any party
hereto without the consent in writing of the other party. No remedy conferred by
any of the specific  provisions of this Agreement is intended to be exclusive of
any other remedy,  and each and every remedy shall be cumulative and shall be in
addition to every other remedy given  hereunder or now or hereafter  existing at
law or in equity or by statute or  otherwise.  The  election  of any one or more
remedies  by any  party  hereto  shall not  constitute  a waiver of the right to
pursue other available remedies.

         IN WITNESS  WHEREOF,  the parties  hereto have executed this  Agreement
effective as of the date and year first hereinabove written.

                                    "SELLER"

                                    /s/ Steve Naremore
                                   ---------------------------------------------
                                    Steve Naremore

                                   "PURCHASER"

                                   EONTHESTREET.COM, INC.

                                   BY:  /s/ Jordan Ness
                                   --------------------------------
                                   Jordan Ness, PresidentEX-10.31

SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF NEW YORK

LOUIS FERRO,                                      Index No.: 605883/99

         Plaintiff,                               Date Purchased: 12/30/99

-against-                                         STIPULATION OF SETTLEMENT

JVWEB, INC. and GREG J. MICEK,

         Defendants.

         Plaintiff Louis Ferro  ("Plaintiff"),  and Defendants  JVWEB,  INC. and
GREG J. MICEK (collectively, the "Defendants"), in consideration of the promises
and mutual covenants contained herein, and other valuable consideration, receipt
of which is hereby acknowledged, hereby stipulate and agree to settle all claims
in the above-referenced action as follows:

         1.       Defendants shall pay $25,000.00 to Plaintiff in accordance
with the following schedule:

         a .$11,500.00 within two (2) days of execution of this Stipulation of
                Settlement,
         b. $5,000.00 within thirty (30) days of execution of this Stipulation
                 of Settlement,
         c. $5,000.00 within sixty (60) days of execution of this Stipulation of
                 Settlement, and
         d. $3,500.00 within ninety (90) days of execution of this Stipulation
                of Settlement.

         2.       All payments pursuant to paragraph one (1) shall be by check
payable to the order of Louis Ferro.

         3.  Defendants  shall  transmit  all  settlement  payments  pursuant to
paragraph one (1) to Penn & Associates,  437 Madison Avenue, Floor 35, New York,
New York 10022.

         4.       Defendants' payments to Plaintiff pursuant to paragraph one
(1) shall total $25,000.00.

         5. Counsel for  Plaintiff and for  Defendants  shall execute and file a
Stipulation of Discontinuance  upon receipt by Penn & Associates of all payments
under and pursuant to paragraph one (1) of this Stipulation of Settlement.

         6. Defendants shall reimburse Plaintiff for all legal fees and expenses
that  Plaintiff  incurs  as a  result  of  Defendants'  failure  to  perform  it
obligations  to Plaintiff in accordance  with the terms of this  Stipulation  of
Settlement.  This Stipulation of Settlement shall be interpreted pursuant to the
laws of the State of New York and may be  enforced in the Courts of the State of
New York.

          7.  The  parties  hereby  agree  not to  disclose  the  terms  of this
Stipulation  of  Settlement  unless  directed  to do so by a court of  competent
jurisdiction.  The  parties  hereto  agree to  refrain  from  making  derogatory
statements about each other.

         8. In  consideration  for the  parties'  obligations  pursuant  to this
Stipulation of  Settlement,  Plaintiff  agrees on behalf of himself,  his heirs,
successors and/or assigns,  to irrevocably release and discharge the Defendants,
their owners,  directors,  officers, and employees, for any debts,  obligations,
claims,  demands,  and/or  judgments  whether  in law  or in  equity,  from  the
beginning of time until the date of execution of this Stipulation of Settlement,
exclusive of any claims against the  Defendants  based upon and/or in connection
with the shares of JVWEB common stock and/or options to purchase shares of stock
that  Plaintiff  owns  and/or  possesses.  In  consideration  for  the  parties'
obligations  pursuant to this  Agreement,  the Defendants,  Defendants'  owners,
directors,  officers, and employees, agree on behalf of themselves, their heirs,
successors and/or assigns,  to irrevocably  release and discharge  Plaintiff for
any debts,  obligations,  claims, demands, and/or judgments whether in law or in
equity,  from  the  beginning  of  time  until  the  date of  execution  of this
Stipulation  of  Settlement.  Plaintiff's  release  of the  Defendants  shall be
without force or effect if the Defendants fail to make all payments to Plaintiff
pursuant to paragraph one (1) of this Stipulation of Settlement.

         9. This Stipulation of Settlement  constitutes the entire understanding
and agreement of the parties hereto.  This  Stipulation of Settlement may not be
modified except by writing signed by all of the parties hereto. This Stipulation
of Settlement shall not be binding unless and until fully-executed  counterparts
thereof have been delivered to each of the parties hereto.  This  Stipulation of
Settlement  shall be a nullity unless  fully-executed  counterparts of same have
been exchanged by the parties hereto by May 5, 2000.

         10.      Plaintiff shall cooperate with Defendants in connection with
Defendants' efforts to obtain payment from AMP3.com for
services rendered.

Dated:            May 5, 2000
                  New York, New York

JVWEB, INC. (Defendant)

By: /s/ Greg J. Micek                                       /s/ Greg J. Micek
    -----------------                                        -----------------
GREG J. MICEK                                                 GREG J. MICEK
(President)                                                         (Defendant)

/s/ Louis A. Ferro
------------------
LOUIS A. FERRO
(Plaintiff)

/s/ Richard D. Lorge                                    /s/ Craig E. Penn, Esq.
--------------------                                     -----------------------
Attorneys for Defendants                                Attorney for Plaintiff
900 Merchants Concourse                                 437 Madison Avenue
Suite 405                                               Floor 35
Westbury, New York 11590                                New York, New York 10022
(516) 228 0393                                                (212) 661 5700

STATE OF NEW YORK          )
                                            )
COUNTY OF NEW YORK                  )

On May 4, 2000  before me, the  undersigned,  personally  appeared  LOUIS  FERRO
personally known to me or proved to me on the basis of satisfactory  evidence to
be the  individual  whose  name  is  subscribed  to the  within  instrument  and
acknowledged  to me that he executed the same in his  capacity,  and that by his
signature on the instrument,  the individual, or the person upon behalf of which
the individual acted, executed the instrument.

                                                           /s/  Craig Eric Penn
                                                          --------------------
                                             (signature and office of individual
                                                         taking acknowledgment)

STATE OF TEXAS                      )
                                            )
COUNTY OF HARRIS           )

On May 1, 2000 before me, the  undersigned,  personally  appeared  GREG J. MICEK
personally known to me or proved to me on the basis of satisfactory  evidence to
be the  individual  whose  name  is  subscribed  to the  within  instrument  and
acknowledged to me that he executed the same in his capacity,  both individually
and as President of Defendant  JVWEB,  INC.,  and that by his  signatures on the
instrument,  the  individual,  or the person upon behalf of which the individual
acted,  executed the  instrument,  and that such individual made such appearance
before the undersigned in Houston, Texas.

                                                           /s/  Peggy R. Weiser
                                                          --------------------
                                             (signature and office of individual
                                                         taking acknowledgment)

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00016-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00016-of-00352.parquet"}]]