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                                                                  EXHIBIT 10.11a

                             AMENDMENT NO. 3 TO THE
                                  COLUMBIA BANK
                           DEFERRED COMPENSATION PLAN

     This Amendment No. 3 to The Columbia Bank Deferred Compensation Plan (the
"Plan") made by The Columbia Bank (the "Company")

                              W I T N E S S E T H:

     WHEREAS the Company desires (i) to amend the terms of the Plan relating to
amendments and termination of the Plan and (ii) to amend the addenda to the Plan
that modify Section 4.4 with respect to the calculation of benefits under the
Plan for certain Plan Participants; and

     WHEREAS Section 9.1 of the Plan permits the Board of Directors of the
Company to amend the Plan from time to time; and

     WHEREAS the Board of Directors of the Company has, by duly adopted
resolutions, approved this Amendment No. 3 to the Plan;

     NOW THEREFORE, the following Plan is amended as follows:

     1. Section 9.1 is amended to read as follows (revised language is
underlined):

               9.1 Amendment. The Board may at any time amend the Plan in whole
        or in part. However, no amendment will decrease the amount of any then
        existing account or otherwise adversely affect a Participant's rights to
        existing Account balances or to benefits under any Addendum to this Plan
                                  ----------------------------------------------
        without the Participant's consent.

     2. Section 9.2 is amended to read as follows (revised language is
underlined):

               9.2 Board's Right to Terminate. The Board may at any time
                   --------------------------
        terminate the Plan, in which event no new Deferral Agreements shall be
        made, but the obligations of the Company under this Plan and existing
                                                 ---------------
        Deferral Agreements shall continue except to the extent that a
                                           ---------------------------
        Participant agrees otherwise with respect to his or her Account and
        -------------------------------------------------------------------
        other rights under the Plan and existing Deferral Agreements.
        -------------------------------------------------------------

     3. The last sentence of Section 10.2 is amended to read as follows (new
language is underlined):

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               The Company, in its sole discretion, may, however, elect to
        provide Termination Benefits and other amounts payable under this Plan
                                     -----------------------------------------
        through a trust or funding vehicle, provided, however, that the terms of
        any such trust or funding vehicle shall not alter the status of
        participants and Beneficiaries as mere general unsecured creditors of
        the Company or otherwise cause the Plan to be funded or benefits taxable
        to Participants except upon actual receipt.

     4. The first paragraph of Section 10.13 is amended to read as follows (new
language is underlined):

               10.13 Change in Control. Upon a Change in Control, as defined
                     -----------------
        herein, the Company shall, as soon as possible, but in no event longer
        than 30 days following the Change in Control, make an irrevocable
        contribution to a trust or funding vehicle established pursuant to and
        consistent with Section 10.2, in an amount equal to the sum of the
        balances of all Accounts as of the date on which the Change of Control
        occurred and shall also transfer to such trust or funding vehicle all
                 ------------------------------------------------------------
        insurance policies held by the Company in connection with this Plan.
        -------------------------------------------------------------------
        Within 5 days after the end of each calendar quarter thereafter, the
        Company shall contribute to such trust or funding vehicle the amount, if
        any, by which the sum of the balances of all Accounts exceeds the value
        of the assets of such trust or funding vehicle other than any insurance
                                                       ------------------------
        policies held by such trust or funding vehicle.
        ----------------------------------------------

     5. The Addenda attached to the Plan are replaced by the Addenda attached to
this Amendment No. 3.

     IN WITNESS WHEREOF, the Company has caused this Amendment No. 3 to be
executed effective as of January 1, 2003.

ATTEST:                                 THE COLUMBIA BANK

-----------------------------           By:  /s/ John A. Scaldara, Jr.
                                            ------------------------------------
                                        Print Name:  John A. Scaldara, Jr.
                                                    ----------------------------
                                        Title:  EVP
                                               ---------------------------------
                                        Date:   02/25/03
                                               ---------------------------------

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                                                                  EXHIBIT 10.11b

                                   ADDENDUM TO
                                THE COLUMBIA BANK
                           DEFERRED COMPENSATION PLAN

This Addendum authorized by the Board of Directors of The Columbia Bank pursuant
to Section 9.1 of The Columbia Bank Deferred Compensation Plan (the "Plan"), is
effective January 1, 2003.

     Section 4.4 of the Plan is hereby amended as follows with respect to the
calculation of John M. Bond, Jr.'s benefit under the Plan:

               Section 4.4 Payments After Death. If the Participant dies while
          in the active service of the Company or an Affiliate, the Company
          shall pay to the Participant's beneficiary a benefit equal to the
          greater of (A) the Participant's Deferred Compensation Account balance
          at the date of death and (B) the lesser of (i) $1,335,000, (ii) a sum
          equal to five (5) times the sum of the Participant's annual base
          salary at the date of death (or, if higher, annual base salary for the
          calendar year in which the Participant received the highest annual
          base salary) plus the average of the bonuses paid to the Participant
          over the three years ending with the date of death (including years in
          which no bonus was awarded), or, if base salary is not determined at
          date of death and is instead determined as the annual base salary for
          the calendar year in which the Participant received the highest annual
          base salary, the average of the bonuses paid to the Participant for
          such calendar year and for the two previous calendar years (including
          years in which no bonus was awarded), or (iii) the projected benefit
          that would have been payable under this Plan upon the Participant's
          attainment of age sixty-five (65) based on the Participant's Deferred
          Compensation Account balance at the date of death and the assumption
          (a) that deferrals, and Company Matching Contributions thereon, would
          continue until the Participant's attainment of age sixty-five (65) at
          the rate in effect at the Participant's death and (b) that earnings
          would be credited on the Participant's Accounts until the
          Participant's attainment of age sixty-five (65) at The Columbia Bank's
          prime rate as of December 15 of the year preceding the Participant's
          death. If the Participant dies while not in the active service of the
          Company or an Affiliate and death occurs within thirty-six (36) months
          after the date of a termination or resignation described in paragraph
          5.2(a) of the Participant's Employment Agreement with the Company
          dated as of February 26, 1996, as amended by First Amendment effective
          December 18, 1997 and Second Amendment effective April 30, 2002, or
          within twelve (12) months after the date of a resignation described in
          paragraph 5.2(b) of such Employment Agreement (in either case
          regardless of any termination of such Employment Agreement), the
          Company shall pay to the Participant's beneficiary a benefit equal to
          the greater of the amount described in (A) above or the amount
          described in (B) above, provided that the amount described in B(iii)
          above shall be calculated using the greater of the Participant's
          Deferred Compensation Account balance at the date of the Participant's
          termination or resignation or the Deferred Compensation

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          Account balance at the date of the Participant's death. The Company
          shall pay the benefit to the Beneficiary in the same form as it would
          have been paid to the Participant had the Participant's Termination
          occurred on the date of death, commencing on the first day of the
          month following the Participant's death. If the Participant dies after
          benefit payments have commenced under this Plan but before receiving
          all such payments, the Company shall pay the remaining benefits to the
          Participant's Beneficiary at the same time and in the same amounts
          they would have been paid to the Participant had the Participant
          survived.

     IN WITNESS WHEREOF, the Company has duly executed this Addendum to evidence
its assumption to the obligations thereunder.

ATTEST:                                 THE COLUMBIA BANK

                                        By:    /s/ John A. Scaldara, Jr.
                                               ---------------------------------
                                        Print Name: John A. Scaldara, Jr.
                                                    ----------------------------
                                        Title:   Executive Vice President
                                                --------------------------------
                                        Date:    February 27, 2003
                                                --------------------------------

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