Document:

<PAGE>
                                                                     Exhibit 4.2

                                    FIRST AMENDMENT dated as of November 6, 2001
                           (this "Amendment"), to the Credit Agreement, dated as
                           October 11, 2001 (the "Credit Agreement"), among LAND
                           O'LAKES, INC., a cooperative corporation organized
                           under the laws of the State of Minnesota (the
                           "Borrower"), the several banks and other financial
                           institutions and entities from time to time parties
                           thereto (the "Lenders"), and THE CHASE MANHATTAN
                           BANK, as administrative agent (the "Administrative
                           Agent") for the Lenders.

                  WHEREAS, pursuant to the Credit Agreement, the
Lenders have agreed to make certain loans to the Borrower;
and

                  WHEREAS the Borrower has requested that certain provisions of
the Credit Agreement be modified in the manner provided for in this Amendment,
and the Lenders are willing to agree to such modifications as provided for in
this Amendment.

                  NOW, THEREFORE, the parties hereto hereby agree as follows:

                  1.  Defined Terms.  Capitalized terms used and not defined
herein shall have the meanings given to them in the Credit Agreement, as amended
hereby.

                  2.  Amendments to the Credit Agreement.

                  (a)  Section 1.01 of the Credit Agreement is
hereby amended by:

                  (i) adding the following definition in
         alphabetical order:

                  "'Permitted Parent Company Indebtedness' means unsecured
                  senior or subordinated Indebtedness issued by the Borrower and
                  any unsecured Guarantees with respect to such Indebtedness
                  given by Restricted Subsidiaries."

                  (ii) deleting the definition of "Senior Notes" and
         substituting the following therefor:

                  "'Senior Notes' means the unsecured Senior Notes to be issued
                  in November 2001 by the Borrower in the aggregate principal
                  amount of up to
<PAGE>
                                                                               2

                  $400,000,000 and the Indebtedness represented thereby."

                  (b) Section 2.09(b) of the Credit Agreement is amended by
deleting clause (ii) of the last proviso therein and replacing such clause with
"(ii) any Net Proceeds in excess of $250,000,000 from the issuance of the Senior
Notes will be applied (A) first, to the repayment of borrowings under the
Related Credit Facility until a cumulative aggregate of $100,000,000 of such
borrowings (or if less, all outstanding borrowings) have been paid and (B)
thereafter, to the prepayment of Term Loans as set forth above."

                  (c) Section 6.01(a) of the Credit Agreement is
hereby amended by:

                  (i) deleting Clause (iii) and substituting the following
          therefor:

                  "(iii) the Senior Notes in an aggregate amount not in excess
                  of $400,000,000 at any time outstanding;"

                  (ii) Clause (x) is amended by deleting "and" at
         the end thereof

                  (iii) Clause (xi) is amended by deleting "outstanding." and
         replacing it with "outstanding;"

                  (iv) inserting at the end thereof the following:

                  "(xii) Permitted Parent Company Indebtedness; provided that
                  100% of the Net Proceeds from any such issuance are applied to
                  the prepayment of Loans in accordance with Section 2.09(b),
                  without regard to whether or not such issuance constitutes a
                  Prepayment Event."

                  3. No Other Amendments; Confirmation.  Except as expressly
amended, waived, modified and supplemented hereby, the provisions of the Credit
Agreement are and shall remain in full force and effect.

                  4. Representations and Warranties.  The Borrower hereby
represents and warrants to the Administrative Agent and the Lenders as of the
date hereof:

                  (a) No Default or Event of Default has occurred and is
         continuing.

<PAGE>

                                                                               3

                  (b) All representations and warranties of the Borrower
         contained in the Credit Agreement (except with respect to
         representations and warranties expressly made only as of an earlier
         date) are true and correct in all material respects as of the date
         hereof.

                  5.  Effectiveness.  This Amendment shall become effective
when the Administrative Agent shall have received counterparts hereof, duly
executed and delivered by the Borrower and the Required Lenders.

                  6.  Expenses.  The Borrower agrees to reimburse the
Administrative Agent for its reasonable out-of-pocket expenses in connection
with this Amendment, including the reasonable fees, charges and disbursements of
Cravath, Swaine & Moore, counsel for the Administrative Agent.

                  7.  Governing Law; Counterparts.  (a) This Amendment and the
rights and obligations of the parties hereto shall be governed by, and construed
and interpreted in accordance with, the laws of the State of New York.

                  (b) This Amendment may be executed by one or more of the
parties to this Amendment on any number of separate counterparts, and all of
said counterparts taken together shall be deemed to constitute one and the same
instrument. This Amendment may be delivered by facsimile transmission of the
relevant signature pages hereof.

<PAGE>

                                                                               1

            IN WITNESS WHEREOF, THE PARTIES HERETO HAVE CAUSED THIS AMENDMENT TO
BE DULY EXECUTED AND DELIVERED BY THEIR RESPECTIVE PROPER AND DULY AUTHORIZED
OFFICERS AS OF THE DAY AND YEAR FIRST ABOVE WRITTEN.

                                    LAND O'LAKES, INC.,

                                    BY
                                        /S/ PETER SIMONSE
                                        -------------------
                                        NAME: PETER SIMONSE
                                        TITLE: TREASURER

                                    THE CHASE MANHATTAN BANK,
                                    INDIVIDUALLY AND AS ADMINISTRATIVE
                                    AGENT,

                                    BY
                                        /S/ ROBERT ANASTASIO
                                        ----------------------
                                        NAME: ROBERT ANASTASIO
                                        TITLE: VICE PRESIDENT

<PAGE>

                        BY COOPERATIEVE CENTRALE RAIFFEISEN-BOERENLEENBANK B.A.,
                        "RABOBANK INTERNATIONAL", NEW YORK BRANCH

                                    /S/ DAVID L. STREETER                  ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:  DAVID L. STREETER
                                    TITLE: VICE PRESIDENT

                                    /S/ IAN REECE                          ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:  IAN REECE
                                    TITLE: MANAGING DIRECTOR

                        BY  BANK OF COMMUNICATIONS, NEW YORK BRANCH

                                    /S/ OING SHAN ZHAI                     ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:  OING SHAN ZHAI
                                    TITLE: DEPUTY GENERAL MANAGER

                        BY  U.S. BANK NATIONAL ASSOCIATION

                                    /S/ CURTIS A. SCHRIEBER                ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:   CURTIS A. SCHRIEBER
                                    TITLE:  VICE PRESIDENT

                        BY  ING (US) CAPITAL LLC

                                    /S/ BILL REDMOND                       ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:  BILL REDMOND
                                    TITLE: DIRECTOR

<PAGE>

                        BY  LAGUNA FUNDING TRUST

                                    /S/ ANN E. MORRIS                      ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:  ANN E. MORRIS
                                    TITLE: AUTHORIZED AGENT

                        BY  OPPENHEINER SENIOR FLOATING RATE FUND

                                    /S/ LISA CHAFFEE                       ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:  LISA CHAFFEE
                                    TITLE: MANAGER

                        BY  PRINCIPAL LIFE INSURANCE COMPANY

                        PRINCIPAL CAPITAL MANAGEMNT, LLC, A DELAWARE LIMITED
                        LIABILITY COMPANY, ITS AUTHORIZED SIGNATORY

                                    /S/ JOHN HEINY                         ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:  JOHN HEINY
                                    TITLE: VICE PRESIDENT

                                    /S/ DEBRA SVOBODA, ESQ
                                    ---------------------------------------
                                    NAME:  DEBRA SVOBODA, ESQ
                                    TITLE: VICE PRESIDENT

                        BY  PROTECTIVE LIFE INSURANCE
                            COMPANY

                                    /S/ DIANE S. GRISWOLD                  ,
                                    ---------------------------------------
                                    AS A LENDER

                                    NAME:   DIANE S. GRISWOLD
                                    TITLE:  ASSISTANT VICE PRESIDENT
                                            INVESTMENTS

<PAGE>

                         BY  FRANKLIN FLOATING RATE TRUST

                                /S/ CHANCEY LUFKIN                          ,
                                --------------------------------------------
                                AS A LENDER

                                NAME:   CHANCEY LUFKIN
                                TITLE:  VICE PRESIDENT

                         BY  FRANKLIN FLOATING RATE MASTER
                             SERIES

                                /S/ CHANCEY LUFKIN                          ,
                                --------------------------------------------
                                AS A LENDER

                                NAME:   CHANCEY LUFKIN
                                TITLE:  VICE PRESIDENT

                         BY  FRANKLIN CLO I, LIMITED

                                /S/ CHANCEY LUFKIN                          ,
                                --------------------------------------------
                                AS A LENDER

                                NAME:   CHANCEY LUFKIN
                                TITLE:  VICE PRESIDENT

                         BY  FRANKLIN CLO II, LIMITED

                                /S/ CHANCEY LUFKIN                          ,
                                --------------------------------------------
                                AS A LENDER

                                NAME:   CHANCEY LUFKIN
                                TITLE:  VICE PRESIDENT

                         BY  FRANKLIN FLOATING RATE DAILY
                             ACCESS FUND

                                /S/ CHANCEY LUFKIN                          ,
                                --------------------------------------------
                                AS A LENDER

                                NAME:   CHANCEY LUFKIN
                                TITLE:  VICE PRESIDENT

<PAGE>

                         BY  ARCHIMEDES FUNDING III, LTD.
                             BY: ING CAPITAL ADVISORS, LLC AS
                                 INVESTMENT MANAGER

                                 /S/ GORDON R. COOK                        ,
                                 ------------------------------------------
                                 AS A LENDER

                                 NAME:   GORDON R. COOK
                                 TITLE:  VICE PRESIDENT

                         BY  SEQUILS-ING I (HBDGM), LTD.
                                 BY:  ING CAPITAL ADVISORS, LLC AS
                                 INVESTMENT MANAGER

                                 /S/ GORDON R. COOK                        ,
                                 ------------------------------------------
                                 AS A LENDER

                                 NAME:   GORDON R. COOK
                                 TITLE:  VICE PRESIDENT

                         BY  ORYX CLO, LTD.
                                 BY: ING CAPITAL ADVISORS, LLC AS
                                     INVESTMENT MANAGER

                                 /S/ GORDON R. COOK                        ,
                                 ------------------------------------------
                                 AS A LENDER

                                 NAME:   GORDON R. COOK
                                 TITLE:  VICE PRESIDENT

                         BY  APEX (IDM) CDO I, LTD.

                                 /S/ ROSHAN WHITE                          ,
                                 ------------------------------------------
                                 AS A LENDER

                                 NAME:   ROSHAN WHITE
                                 TITLE:  VICE PRESIDENT

                         BY ELC (CAYMAN) LTD. 1999-II
                                 /S/ ROSHAN WHITE                          ,
                                 ------------------------------------------
                                 AS A LENDER

                                 NAME:   ROSHAN WHITE
                                 TITLE:  VICE PRESIDENT

<PAGE>

                       BY  VAN KAMPEN SENIOR FLOATING RATE FUND
                           BY:   VAN CAMPEN INVESTMENT ADVISORY CORP

                           /S/ DARVIN D. PIERCE                            ,
                           ------------------------------------------------
                           AS A LENDER

                           NAME:   DARVIN D. PIERCE
                           TITLE:  EXECUTIVE DIRECTOR

                       BY  VAN KAMPEN PRIME RATE INCOME TRUST
                           BY: VAN CAMPEN INVESTMENT ADVISORY CORP

                           /S/ DARVIN D. PIERCE                            ,
                           ------------------------------------------------
                           AS A LENDER

                           NAME:   DARVIN D. PIERCE
                           TITLE:  EXECUTIVE DIRECTOR

                       BY  ALADDIN CAPITAL

                           /S/ THOMAS EGGENSCHWEILER                       ,
                           ------------------------------------------------
                           AS A LENDER

                           NAME:   THOMAS EGGENSCHWEILER
                           TITLE:  VICE PRESIDENT<PAGE>
                                                                     Exhibit 4.3

                                                                  EXECUTION COPY

                                    SECOND AMENDMENT dated as of February 14,
                           2002 (this "Amendment"), to the Credit Agreement,
                           dated as October 11, 2001 (the "Credit Agreement"),
                           among LAND O'LAKES, INC., a cooperative corporation
                           organized under the laws of the State of Minnesota
                           (the "Borrower"), the several banks and other
                           financial institutions and entities from time to time
                           parties thereto (the "Lenders"), and JPMORGAN CHASE
                           BANK (formerly known as The Chase Manhattan Bank), as
                           administrative agent (the "Administrative Agent") for
                           the Lenders.

                  WHEREAS, pursuant to the Credit Agreement, the
Lenders have agreed to make certain loans to the Borrower;
and

                  WHEREAS the Borrower has requested that certain provisions of
the Credit Agreement be modified in the manner provided for in this Amendment,
and the Lenders are willing to agree to such modifications as provided for in
this Amendment.

                  NOW, THEREFORE, the parties hereto hereby agree as follows:

                  1. Defined Terms. Capitalized terms used and not defined
herein shall have the meanings given to them in the Credit Agreement, as amended
hereby.

                  2.  Amendments to the Credit Agreement(1).

                  (a) Section 1.01 of the Credit Agreement is hereby amended by:

                  (i) deleting "and (ii) Foreign Subsidiaries" in the definition
         of "Subsidiary Loan Party" and substituting therefor ", (ii) Foreign
         Subsidiaries and (iii) Farmland Feed SPV."

                  (ii) deleting "previously" from clause (iii) of the definition
         of "Securitization" and by inserting at the end thereof ",including
         sales of receivables to

----------------
   (1)In the case of revisions to existing language, new provisions are
underlined to indicate changes, but such underlining is for illustrative
purposes only and shall not be considered part of the Amendment.
<PAGE>
                                                                               2

         third parties pursuant to receivables purchase facilities."

                  (iii) deleting "a special purpose" from the definition of
         "Securitization Vehicle" and substituting therefor "Farmland Feed SPV
         and any other special purpose" and by inserting at the end thereof "or
         sells receivables to third parties pursuant to a receivables purchase
         facility."

                  (iv) inserting "in an entity or in a pool or pools of accounts
         receivable or inventory" in the definition of "Third Party Securities"
         immediately after the phrase "undivided ownership interests"

                  (v) adding the following definitions in
         appropriate alphabetical order:

                  "'Farmland Feed SPV' means LOL Farmland Feed SPV, LLC, a
                  Delaware limited liability company."

                  "'Funded Receivables Sales' means, on any date, with respect
                  to sales of accounts receivable or inventory or of interests
                  in pools of accounts receivable or inventory by Securitization
                  Vehicles to third party purchasers ("Purchasers") pursuant to
                  any receivables purchase facilities, the aggregate amounts
                  theretofore paid to such Securitization Vehicles for purchases
                  of accounts receivable or inventory (or such interests
                  therein) less the aggregate amount of collections theretofore
                  distributed to such Purchasers on account of the principal
                  balance of such purchased receivables or inventory (or
                  interests therein) (exclusive of yield and fees), in each case
                  pursuant to such receivables purchase facilities; provided,
                  however, that Funded Receivables Sales shall not be deemed to
                  arise as a result of any sale of accounts receivable or
                  inventory or of interests in pools of accounts receivable or
                  inventory by a Securitization Vehicle to the extent that such
                  sale results in Indebtedness (including in respect of Third
                  Party Securities) of such Securitization Vehicle to such
                  Purchasers."

                  (b) Section 6.01(a) of the Credit Agreement is hereby amended
by deleting "or Attributable Debt" in the first sentence therein and
substituting ", Attributable Debt or Funded Receivables Sales" therefor and by
deleting clause (x) therein and substituting the following therefor:

<PAGE>
                                                                               3

                  "(x) (i) Indebtedness and Funded Receivables Sales of
Restricted Subsidiaries that are Securitization Vehicles (including Indebtedness
in respect of Third Party Securities) in an aggregate amount not in excess of
$200,000,000 at any time outstanding minus the then outstanding principal amount
of Indebtedness under the CoBank Receivables Loan Agreement and (ii)
Indebtedness of the Borrower and Restricted Subsidiaries consisting solely of
Liens on their Sellers' Retained Interests in connection with Securitizations
permitted by Section 6.04 securing obligations in respect of Third Party
Securities in an aggregate amount not in excess of $200,000,000 at any time
outstanding minus the sum of (x) the then outstanding principal amount of
Indebtedness under the CoBank Receivables Loan Agreement and (y) the then
outstanding amount of Indebtedness and Funded Receivables Sales incurred in
reliance on clause (i) of this paragraph; and"

                  (c) Section 6.02(a) of the Credit Agreement is hereby amended
by deleting clause (viii) therein and substituting the following therefor:

                  "(viii) Liens on Sellers' Retained Interests incurred in
                  connection with Securitizations permitted by Section 6.01(a)
                  and 6.04 securing obligations in respect of Third Party
                  Securities permitted by Section 6.01(a)(x)(ii); provided,
                  however, that recourse to such Sellers' Retained Interests is
                  limited in a manner customary for similar securitization
                  transactions and the ratio of the amount of such Sellers'
                  Retained Interests to the amount of such Third Party
                  Securities is not significantly greater than the ratio of
                  sellers' retained interests to the financed portion of assets
                  in similar securitization transactions;"

                  (d) Section 6.03(b) of the Credit Agreement is hereby amended
by adding the following sentence at the end thereof:

                  "The Borrower will not permit any Securitization Vehicle to
                  engage in any business other than the acquisition, financing
                  and/or sale of accounts receivable or inventory in connection
                  with any Securitization permitted hereby."

                  (e) Section 6.05 of the Credit Agreement is hereby amended by
deleting clause (e) therein and substituting the following therefor:

<PAGE>
                                                                               4

                  "(e) the sale to one or more Securitization Vehicles of
                  accounts receivable (including Account Assets) or inventory in
                  Securitizations and the sale by Securitization Vehicles of
                  accounts receivable to third parties in Securitizations,
                  provided that (i) each such Securitization is effected on
                  market terms, (ii) the aggregate amount (without duplication)
                  of Indebtedness, Third Party Securities and Funded Receivables
                  Sales in respect of all such Securitizations does not exceed
                  $200,000,000 at any time outstanding and (iii) an amount equal
                  to the Net Proceeds from each such Securitization is applied
                  to the mandatory repayment of Loans in accordance with
                  Sections 2.09(b) and (d);"

                  (f) Section 6.10 of the Credit Agreement is hereby amended by
deleting "and (vi)" therein and substituting ", (vi)" therefor and adding the
following immediately after clause (vi) therein:

                  "and (vii) the foregoing shall not apply to customary
                  restrictions and conditions contained in agreements relating
                  to Securitizations that are permitted hereunder, provided that
                  such restrictions and conditions relate only to Securitization
                  Vehicles or to the receivables or inventory which are the
                  subject of a Securitization"

                  3. No Other Amendments; Confirmation. Except as expressly
amended, waived, modified and supplemented hereby, the provisions of the Credit
Agreement are and shall remain in full force and effect.

                  4. Representations and Warranties.  The Borrower hereby
represents and warrants to the Administrative Agent and the Lenders as of the
date hereof:

                  (a) No Default or Event of Default has occurred
         and is continuing.

                  (b) All representations and warranties of the Borrower
         contained in the Credit Agreement (except with respect to
         representations and warranties expressly made only as of an earlier
         date) are true and correct in all material respects as of the date
         hereof.

                  5. Effectiveness.  This Amendment shall become effective when
the Administrative Agent shall have received

<PAGE>
                                                                               5

counterparts hereof, duly executed and delivered by the Borrower and the
Required Lenders.

                  6.  Expenses.  The Borrower agrees to reimburse the
Administrative Agent for its reasonable out-of-pocket expenses in connection
with this Amendment, including the reasonable fees, charges and disbursements of
Cravath, Swaine & Moore, counsel for the Administrative Agent.

                  7.  Governing Law; Counterparts.  (a) This Amendment and the
rights and obligations of the parties hereto shall be governed by, and construed
and interpreted in accordance with, the laws of the State of New York.

                  (b) This Amendment may be executed by one or more of the
parties to this Amendment on any number of separate counterparts, and all of
said counterparts taken together shall be deemed to constitute one and the same
instrument. This Amendment may be delivered by facsimile transmission of the
relevant signature pages hereof.

<PAGE>

                  IN WITNESS WHEREOF, THE PARTIES HERETO HAVE CAUSED THIS
AMENDMENT TO BE DULY EXECUTED AND DELIVERED BY THEIR RESPECTIVE PROPER AND DULY
AUTHORIZED OFFICERS AS OF THE DAY AND YEAR FIRST ABOVE WRITTEN.

                                            LAND O'LAKES, INC.,

                                            BY
                                               /S/ DANIEL KNUTSON
                                               ---------------------------------
                                               NAME: DANIEL KNUTSON
                                               TITLE: SENIOR VICE PRESIDENT &
                                                      CHIEF FINANCIAL OFFICER

                                            THE CHASE MANHATTAN BANK,
                                            INDIVIDUALLY AND AS ADMINISTRATIVE
                                            AGENT,

                                            BY
                                               /S/ GARY L. SPEVACK
                                               ---------------------------------
                                               NAME: GARY L. SPEVACK
                                               TITLE: VICE PRESIDENT
<PAGE>
                                         BY COOPERATIEVE CENTRALE
                                         RAIFFEISEN-BOERENLEENBANK B.A.,
                                         "RABOBANK INTERNATIONAL", NEW YORK
                                         BRANCH

                                            /S/ DAVID L. STREETER              ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   DAVID L. STREETER
                                            TITLE:  VICE PRESIDENT

                                            /S/ EDWARD J. PEYSER               ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   EDWARD J. PEYSER
                                            TITLE:   MANAGING DIRECTOR

                                         BY  BANK OF COMMUNICATIONS, NEW YORK
                                         BRANCH

                                            /S/ ZHAI, OING SHAN                ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   OING SHAN ZHAI
                                            TITLE:  DEPUTY GENERAL MANAGER

                                         BY  STANWICH LOAN FUNDING LLC

                                            /S/ ANN E. MORRIS                  ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ANN E. MORRIS
                                            TITLE:  ASST. VICE PRESIDENT

                                         BY  BANK OF TOKYO-MITSUBISHI, LTD.

                                            /S/ PATRICK MCCUE                  ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   PATRICK MCCUE
                                            TITLE:  VICE PRESIDENT & MANAGER
<PAGE>
                                         BY  SUNTRUST BANK

                                            /S/ KURT A. MORRIS                 ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   KURT A. MORRIS
                                            TITLE:  DIRECTOR

                                         OAK HILL SECURITIES FUND, L.P.

                                         BY:  OAK HILL SECURITIES GEN PAR,
                                         L.P. ITS GENERAL PARTNER

                                         BY: OAK HILL SECURITIES MGP, INC.,
                                         ITS GENERAL PARTNER

                                            /S/ SCOTT D. KRASE                 ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SCOTT D. KRASE
                                            TITLE:  AUTHORIZED SIGNATORY

                                         OAK HILL SECURITIES FUND II, L.P.

                                         BY:  OAK HILL SECURITIES GEN PAR II,
                                         L.P. ITS GENERAL PARTNER

                                         BY: OAK HILL SECURITIES MGP II, INC.,
                                         ITS GENERAL PARTNER

                                            /S/ SCOTT D. KRASE                 ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SCOTT D. KRASE
                                            TITLE:  AUTHORIZED SIGNATORY

                                         OAK HILL CREDIT PARTNERS I, LIMITED

                                         BY:  OAK HILL CLO MANAGEMENT, LLC,
                                         AND INVESTMENT MANAGER

                                            /S/ SCOTT D. KRASE                 ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SCOTT D. KRASE
                                            TITLE:  AUTHORIZED SIGNATORY
<PAGE>
                                         BY  WELLS FARGO BANK, NATIONAL
                                         ASSOCIATION

                                            /S/ MARK H. HALLDORSON             ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   MARK A. HALLDORSON
                                            TITLE:  ASSISTANT VICE PRESIDENT

                                         BY  FARM CREDIT BANK OF WICHITA

                                            /S/ GREG E. SOMERHALDER            ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   GREG E. SOMERHALDER
                                            TITLE: VICE PRESIDENT

                                         BY  U.S. BANK NATIONAL ASSOCIATION

                                            /S/ CURTIS A. SCHRIEBER            ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   CURTIS A. SCHRIEBER
                                            TITLE:  VICE PRESIDENT

                                         BY  KZH ING-1 LLC

                                            /S/ SUSAN LEE                      ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SUSAN LEE
                                            TITLE:  AUTHORIZED AGENT

                                         BY  KZH ING-3 LLC

                                            /S/ SUSAN LEE                      ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SUSAN LEE
                                            TITLE:  AUTHORIZED AGENT
<PAGE>
                                         BY  KZH RIVERSIDE LLC

                                            /S/ SUSAN LEE                      ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SUSAN LEE
                                            TITLE:  AUTHORIZED AGENT

                                         BY  KZH SHOSHONE LLC

                                            /S/ SUSAN LEE                      ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SUSAN LEE
                                            TITLE:  AUTHORIZED AGENT

                                            BY  KZH WAINSIDE

                                            /S/ SUSAN LEE                      ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   SUSAN LEE
                                            TITLE:  AUTHORIZED AGENT

                                         BY  METROPOLITAN LIFE INSURANCE COMPANY

                                            /S/ JAMES R. DINGLER               ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   JAMES R. DINGLER
                                            TITLE:  DIRECTOR

                                         BY  PROTECTIVE LIFE INSURANCE COMPANY

                                            /S/ DIANE S. GRISWOLD              ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   DIANE S. GRISWOLD
                                            TITLE:  ASSISTANT VICE PRESIDENT,
<PAGE>
                                         BY  FRANKLIN FLOATING RATE MASTER
                                         SERIES

                                            /S/ RICHARD D'ADDARIO              ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   RICHARD D'ADDARIO
                                            TITLE:  VICE PRESIDENT

                                         BY  FRANKLIN CLO I, LIMITED

                                            /S/ RICHARD D'ADDARIO              ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   RICHARD D'ADDARIO
                                            TITLE:  SENIOR VICE PRESIDENT

                                         BY  FRANKLIN CLO II, LIMITED

                                            /S/ RICHARD D'ADDARIO              ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   RICHARD D'ADDARIO
                                            TITLE:  SENIOR VICE PRESIDENT

                                         BY  FRANKLIN FLOATING RATE DAILY ACCESS
                                         FUND

                                            /S/ RICHARD D'ADDARIO              ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   RICHARD D'ADDARIO
                                            TITLE:  VICE PRESIDENT

                                         BY  APEX (IDM) CDO I, LTD.

                                            /S/ ROSHAN WHITE                   ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ROSHAN WHITE
                                            TITLE:  VICE PRESIDENT
<PAGE>
                                         BY ELC (CAYMAN) LTD. 1999-II

                                            /S/ ROSHAN WHITE                   ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ROSHAN WHITE
                                            TITLE:  VICE PRESIDENT

                                         BY ELC (CAYMAN) LTD. CDO SERIES 1999-I

                                            /S/ ROSHAN WHITE                   ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ROSHAN WHITE
                                            TITLE:  VICE PRESIDENT

                                         BY ELC (CAYMAN) LTD. 1999-III

                                            /S/ ROSHAN WHITE                   ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ROSHAN WHITE
                                            TITLE:  VICE PRESIDENT

                                         BY ELC (CAYMAN) LTD. 2000-I

                                            /S/ ROSHAN WHITE                   ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ROSHAN WHITE
                                            TITLE:  VICE PRESIDENT

                                         BY TRYON CLO LTD. 2000-1

                                            /S/ ROSHAN WHITE                   ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ROSHAN WHITE
                                            TITLE:  VICE PRESIDENT

                                         BY COBANK, ACB

                                            /S/ MICHAEL TOUSIGNANT             ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   MICHAEL TOUSIGNANT
                                            TITLE:  VICE PRESIDENT
<PAGE>
                                         BY AGFIRST FARM CREDIT BANK

                                            /S/ ISAAC E. BENNETT               ,
                                            ------------------------------------
                                            AS A LENDER

                                         NAME:  ISAAC E. BENNETT
                                         TITLE: VICE PRESIDENT - CAPITAL MARKETS

                                         BY AIB DEBT MANAGEMENT LTD

                                            /S/ ANTHONY O'REILLY               ,
                                            ------------------------------------
                                            AS A LENDER

                                            NAME:   ANTHONY O'REILLY
                                            TITLE:  VICE PRESIDENT

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00035-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00035-of-00352.parquet"}]]