Document:

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                                                                   Exhibit 10.12

                           TAX SEPARATION AGREEMENT

     This Tax Separation Agreement (this "Agreement") is made and entered into
                                          ---------
as of this first day of October 1999, by Spider Technologies, Inc., a Delaware
corporation ("Spider"), and Intek Information, Inc., a Delaware corporation
              ------
("Intek"), to allocate certain tax benefits and burdens realized by each of
  -----
them.

                                   Recitals

     1.   The parties have entered into that certain Contribution Agreement of
          even date herewith (the "Contribution Agreement"), pursuant to which
                                   ----------------------
          Intek will contribute certain assets to Spider in exchange for all of
          its capital stock (the "Contribution").
                                  ------------

     2.   The parties contemplate that Intek will distribute all or
          substantially all of the Spider stock to Intek's stockholders (the
          "Distribution") effective as of November 5, 1999 (the "Distribution
           ------------                                          ------------
           Date").

     3.   Intek has incurred and will incur certain expenses related to (i) the
          organization of Spider, (ii) the transfer of assets to Spider, and
          (iii) the Distribution.

     4.   For the period after the Contribution through and including the
          Distribution Date, Spider will be a member of the Intek Group and its
          income or loss will be included on the Intek Group's Consolidated Tax
          Period federal income tax returns and the Intek Group's Consolidated
          State or Local Income Tax Returns.

     5.   The parties wish to allocate the tax benefits and burdens of their
          operations before and after the Contribution and Distribution.

                                  Definitions

     "Code" means the Internal Revenue Code of 1986, as amended and in effect
      ----
from time to time.

     "Consolidated State or Local Income Tax Returns" means consolidated,
      ----------------------------------------------
unitary, or combined state or local income, franchise, single business, gross
receipts, or other state or local Tax Returns, based or measured in whole or in
part by reference to gross receipts, gross income, or net income, and means
consolidated, unitary or combined capital or net worth Tax Returns.  Tax returns
with respect to telecommunications, gross receipts transactional taxes and sales
and use taxes or other similar types of transactional taxes shall not be
considered "Consolidated State or Local Income Tax Returns" for purposes of this
Agreement.

     "Consolidated Tax Period" means any tax period of the Intek Group during
      -----------------------
which Spider is a member of the Intek Group.
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     "Final Determination" has the same meaning as the definition of
      -------------------
"determination" set forth in Section 1313(a) of the Code or similar provisions
of State law.

     "Intek Group" means Intek and all corporations which, from time to time,
      -----------
join with Intek in filing a consolidated federal or consolidated state or local
income tax return with Intek as the common parent of such group.

     "Post-Distribution Consolidated Tax Period" means, with respect to the
      -----------------------------------------
Consolidated Tax Period including the Distribution,  the portion of such
Consolidated Tax Period which does not include the Pre-Distribution Consolidated
Tax Period.

     "Post-Distribution Period" means, with respect to any taxable period
      ------------------------
including the Distribution,  the portion of such taxable period which does not
include the Pre-Distribution Period.

     "Pre-Distribution Consolidated Tax Period" means the portion of the
      ----------------------------------------
Consolidated Tax Period including the Distribution which begins on the first day
of such Consolidated Tax Period and ends on the Distribution Date.

     "Pre-Distribution Period" means the portion of a taxable period including
      -----------------------
the Distribution which begins on the first day of such taxable period and ends
on the Distribution Date.

     "Regulations" means the regulations promulgated under the Code, as in
      -----------
effect from time to time.

     "Separate Return Tax Period" means any tax period of Spider not included in
      --------------------------
a Consolidated Tax Period.

     "Separate Spider Tax Liability"  means the hypothetical federal income tax
      -----------------------------
liability or the hypothetical state income, franchise or other income-based tax
liability of Spider for a Consolidated Tax Period, determined as of the end of
such Consolidated Tax Period in accordance with Section 1.1502-1, et. seq. of
the Regulations or in accordance with State law and State regulations, as if
Spider were filing a separate federal and state income-based Tax Returns,
provided however, that for the Consolidated Tax Period including the
-------- -------
Distribution, the Separate Spider Tax Liability shall be determined pursuant to
Section 10 hereof.

     "Tax" or "Taxes" means any (A) federal, state, local or foreign income,
      ---      -----
gross receipts, franchise, estimated, alternative minimum, add-on minimum,
sales, use, transfer, registration, value added, excise, natural resources,
severance, stamp, occupation, premium, windfall profit, environmental, customs,
duties, real property, personal property, capital stock, social security,
unemployment, disability, payroll, license, employee or other withholding, or
other tax, of any kind whatsoever, including any interest, penalties or
additions to tax or additional amounts in respect of the foregoing; (B)
liability for the payment of any amounts of the type described in clause (A)
arising as a result of being (or ceasing to be) a member of any Affiliated Group
(or being included (or
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required to be included) in any Tax Return relating thereto); and (C) liability
for the payment of any amounts of the type described in clause (A) as a result
of any express or implied obligation to indemnify or otherwise assume or succeed
to the liability of any other person.

     "Tax Returns" means returns, declarations, reports, claims for refund,
      -----------
information returns or other documents (including any related or supporting
schedules, statements or information) filed or required to be filed in
connection with the determination, assessment or collection of Taxes of any
party or the administration of any laws, regulations or administrative
requirements relating to any Taxes.

                                   Agreement

     1.   Post-Distribution Periods of Spider.  Except as otherwise specifically
          -----------------------------------
provided herein, (i) Spider shall not be required to make any payment to the
Intek Group in connection with the liability of the Intek Group for Taxes for
any period or portion thereof beginning after the Distribution Date, and (ii)
Spider shall defend and indemnify the Intek Group against and hold the Intek
Group harmless from, any liability of Spider for Taxes for any period or portion
thereof beginning after the Distribution Date.

     2.   Post-Distribution Periods of Intek Group.  Except as otherwise
          ----------------------------------------
specifically provided herein, (i) the Intek Group shall not be required to make
any payment to Spider in connection with Spider's liability for Taxes for any
period or portion thereof beginning after the Distribution Date, and (ii) the
Intek Group shall defend and indemnify Spider against and hold Spider harmless
from, any liability of the Intek Group for Taxes for any period or portion
thereof beginning after the Distribution Date.

     3.   Pre-Distribution Periods of Intek Group.  Except as otherwise provided
          ---------------------------------------
herein and in the Regulations and state and local tax laws, (i) the Intek Group
will bear all Taxes, expenses and costs of any claims by taxing authorities, and
receive all Tax refunds and benefits, relating to the business and assets of
Spider attributable to all periods or portions thereof ending on or before the
Distribution Date and (ii) the Intek Group shall defend and indemnify Spider
against and hold Spider harmless from, any liability for Taxes for any period or
portion thereof ending on or before the Distribution Date.  Except for the Tax
attributes specific to and inherent in the assets contributed to Spider in the
Contribution, no Tax attributes of Intek shall be transferred to Spider in
connection with the Contribution.

     4.   Payment of Separate Spider Tax Liability.  Not later than the due date
          ----------------------------------------
(including extensions) for filing the Intek Group consolidated federal income
tax return or Consolidated State or Local Income Tax Returns for any
Consolidated Tax Period, Spider shall pay to Intek the Separate Spider Tax
Liability (if any) for such Consolidated Tax Period.  If any item of income,
gain, loss, expense, deduction or credit that enters into the computation of the
Separate Spider Tax Liability is changed or adjusted by the Internal Revenue
Service or by a state or locality, and such change or adjustment is part of a
Final Determination, Spider shall make such payments to Intek, or Intek shall

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make such payments to Spider as may be necessary to adjust the payment that
would have been made pursuant to the first sentence of this Section 4.  A
payment required pursuant to the immediately preceding sentence shall be due and
payable twenty (20) calendar days following the date that one party gives notice
to the other party that a payment is due.

     5.   Carryback of Items From Separate Return Tax Periods.
          ---------------------------------------------------

          5.1  With respect to carrybacks by Spider of net operating losses, net
capital losses, unused tax credits and other deductible or creditable tax
attributes to a Consolidated Tax Period from a Separate Return Tax Period which
would be permitted under the Code and the Regulations (or State law) based on
the Consolidated Tax Period income tax returns actually filed, and taking into
consideration the separate return limitation year rules, whenever permitted to
do so by the Code, the Regulations or State law, Spider shall elect to
relinquish any carryback period which would include any Consolidated Tax Period.
In cases where Spider cannot relinquish the carryback period, or if the parties
otherwise agree, Intek shall cooperate with Spider in seeking tax refunds from
the appropriate taxing authority, at Spider's expense, and Spider shall be
entitled to such refund, including interest paid by the taxing authority in
connection with such refund; provided however, that Spider shall indemnify and
                             -------- -------
hold Intek harmless from and against any and all collateral tax consequences
arising from or caused by the carryback of deductible or creditable tax
attributes by Spider from a Separate Return Tax Period to a Consolidated Tax
Period, including, but not limited to tax attributes of Intek that expire unused
(including tax attributes that expire during a tax period subsequent to the tax
period during which the Spider tax attribute carried back was generated) and
which would have been used but for Spider's carryback.  The amount of such
indemnity shall be limited to the actual tax benefit to which the Intek Group
would have been entitled in the absence of the carryback of the deductible or
creditable tax attribute of Spider.  Intek shall only be entitled to
indemnification under this Section 5 if Intek has used its reasonable best
efforts to avoid such collateral tax consequence.

          5.2  In the event that (i) Spider has filed a refund claim with a
taxing authority for a Consolidated Tax Period as contemplated by this Section
5, (ii) the refund claim has been allowed, and (iii) the taxing authority has
applied the refund to an amount owed by Intek, then Intek shall pay Spider the
amount of the refund, including the amount of interest that would otherwise have
been paid by the taxing authority to Spider.

     6.   Periodic Taxes.  In the case of any Taxes that are imposed on a
          --------------
periodic basis and are payable for a taxable period that includes (but does not
end on) the Distribution Date ("Periodic Taxes"), Intek shall bear the portion
                                --------------
of such Periodic Taxes which relates to the portion of such taxable period
ending on the Distribution Date (hereinafter, "Pre-Distribution Taxes").  Spider
                                               ----------------------
shall be responsible for the portion of such Periodic Taxes which Intek does not
bear pursuant to the preceding sentence.  For purposes of this paragraph (e),
Pre-Distribution Taxes shall (x) in the case of any Periodic Taxes other than
Periodic Taxes based upon or related to income or receipts, be deemed to be the
amount of such Periodic Tax for the entire taxable period multiplied by a
fraction the numerator of which is the number of days in the taxable period
ending on the Distribution Date

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and the denominator of which is the number of days in the entire taxable period,
and (y) in the case of any Periodic tax based upon or related to income or
receipts, be deemed equal to the amount which would be payable if the relevant
taxable period ended on the Distribution Date. For purposes of this paragraph,
in the case of any Tax credit relating to a taxable period that begins before
and ends after the Distribution Date, the portion of such tax credit which
relates to the portion of such taxable period ending on the Distribution Date
shall be the amount which bears the same relationship to the total amount of
such tax credit as the amount of Pre-Distribution Taxes bears to the total
amount of taxes for such taxable period. All determinations necessary to give
effect to the foregoing allocations shall be made in a manner consistent with
Intek's prior practice.

     7.   Organizational Expenses.  Expenses related to the organization of
          -----------------------
Spider (whether or not amortizable under Code Section 248) which are paid by
Intek (whether before or after the Distribution Date) shall be treated by both
parties as a contribution to the capital of Spider by Intek and shall not be
reimbursed by Spider.  To the extent such expenses are amortizable in accordance
with Code Section 248, Spider shall be entitled to elect to amortize such
expenses in its discretion.

     8.   Asset Transfer Fees.  Non-Tax expenses related to the transfer of
          -------------------
assets by Intek to Spider (including, without limitation, transfer-related
attorneys' fees, accounting fees, and valuation expenses) which are paid by
Intek shall be added to the tax basis of the related assets (thereby increasing
the amount deemed contributed by Intek to the capital of Spider) and shall not
be reimbursed by Spider.

     9.   Transfer Taxes.  Intek shall pay all transfer, documentary, sales,
          --------------
use, stamp, registration and other such taxes and fees (including any penalties
and interest) incurred in connection with the Distribution and Intek will, at
its own expense, file all necessary Tax Returns and other documentation with
respect to all such transfer, documentary, sales, use, stamp, registration and
other taxes and fees, and, if required by applicable law, Spider will join in
the execution of any such Tax Returns and other documentation.

     10.  Ratable Allocation of Final Consolidated Tax Period Items.  For the
          ---------------------------------------------------------
Consolidated Tax Period that includes the Distribution, each party agrees to
make the election under Regulations Section 1.1502-76(b)(2)(ii)(D) to ratably
allocate items of Spider's taxable income, gain, loss, deduction and credit
between the Pre-Distribution Consolidated Tax Period and the Post-Distribution
Consolidated Tax Period in accordance with Regulations Section 1.1502-
76(b)(2)(ii).

     11.  Pre-Distribution Tax Elections.  With respect to all Consolidated Tax
          ------------------------------
Periods, all elections that are available to the Intek Group under the
Regulations relating to the filing of consolidated federal income tax returns or
Consolidated State and Local Income Tax Returns shall be made by Intek in its
sole discretion.  All tax return filing positions for all Consolidated Tax
Periods shall be made by Intek in its sole discretion.

     12.  Post-Distribution Tax Elections.  With respect to Tax periods
          -------------------------------
beginning after the Distribution Date, and except as otherwise provided herein,
each party shall be entitled to make all

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available Tax elections with respect to it and its assets and business which it,
in its discretion, deems necessary and appropriate after the Distribution Date,
provided that such election is in accordance with the Code, Regulations and
State tax laws.

     13.  Cooperation With Respect to Tax Matters.  Each party shall cooperate
          ---------------------------------------
fully, as and to the extent reasonably requested by the other party, in
connection with the filing of Tax Returns and any audit, litigation or other
proceeding with respect to Taxes.  Such cooperation shall include the retention
and (upon the other party's request) the provision of records and information
which are reasonably relevant to any such audit, litigation or other proceeding
and making employees available on a mutually convenient basis to provide
additional information and explanation of any material provided hereunder.  Each
party agrees (A) to retain all books and records with respect to tax matters
pertinent to the Intek Group relating to any taxable period beginning before the
Distribution Date until the expiration of the statute of limitations and to
abide by all record retention agreements entered into with any taxing authority,
and (B) to give the other party reasonable written notice prior to transferring,
destroying or discarding any such books and records and, if Intek so requests,
Spider shall allow Intek to take possession of such books and records.

     14.  Interest.  If any payment required by this Agreement is not timely
          --------
made, interest shall be payable on the unpaid amount at a rate per annum equal
to the base rate established from time to time by Citibank, N.A., or a
comparable institution mutually selected by Intek and Spider, plus three percent
(3%), but in no event to exceed the maximum rate of interest allowed by
applicable law.

     15.  Governmental Certificates.  Each party further agrees, upon request,
          -------------------------
to use its best efforts to obtain any certificate or other document from any
governmental authority or any other person as may be necessary to mitigate,
reduce or eliminate any tax that could be imposed on either of them (including,
but not limited to, with respect to the transactions contemplated hereby).

     16.  Confidentiality.  Any information obtained by either party under this
          ---------------
Agreement shall be kept confidential, except as may be necessary in connection
with the filing of Tax Returns or claims for refund or in connection with an
audit, dispute, proceeding, suit or action concerning any issues or matters
addressed in this Agreement, or unless a party is compelled to disclose
information by judicial or administrative process or, in the opinion of its
counsel, by other requirements of law. In the event that either party has
received a subpoena or other demand for disclosure of any information of the
other party obtained under this Agreement, such party shall provide immediate
notice to the other party of such demand and give the other party a reasonable
opportunity to intervene in opposition to such subpoena or demand at the other
party's own expense.

     17.  Transfer Pricing Adjustments.  If, in connection with any transaction
          ----------------------------
between the parties after the Distribution Date, the tax liability of a party
hereto (the "Adjusted Party") is increased pursuant to an adjustment (an
             --------------
"Adjustment") under Section 482 of the Code, the other party (the "Other Party")
 ----------                                                        -----------
shall pay to the Adjusted Party an amount equal to the Correlative Tax Benefit
of the Other Party, provided however, that the Other Party shall have no
obligation to pay any amount to the Adjusted Party until such time as the
Correlative Tax Benefit produces a

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recognized tax savings for the Other Party by reducing the Other Party's
liability for a specific amount of tax currently due and payable. The Other
Party's "Correlative Tax Benefit" means the actual dollar value of any
         -----------------------
reduction in income tax currently due and payable by the Other Party resulting
directly from any deduction, credit or decrease in the taxable income of the
Other Party attributable to a correlative adjustment under Code Section 482 made
in connection with the Adjustment.

     18.  Miscellaneous.
          -------------

          18.1.  Entire Agreement.  This Agreement and the other writings
                 ----------------
referred to herein or delivered pursuant hereto which form a part hereof contain
the entire agreement among the parties with respect to the subject matter hereof
and supersede all prior and contemporaneous arrangements or understandings with
respect thereto.

          18.2.  Waiver and Modification.  An extension, amendment,
                 -----------------------
modification, cancellation, or termination of this Agreement will be valid and
effective only if it is in writing and signed by each party to this Agreement.
In addition, a waiver of any duty, obligation, or responsibility of a party
under this Agreement will be valid and effective only if it is evidenced by
writing signed by, or on behalf of, the party against whom the waiver or
discharge is sought to be enforced.  The waiver by either party of a breach of a
provision of this Agreement will not constitute as waiver of a succeeding breach
of the provision or a waiver of the provision itself.

          18.3.  Notices.   All notices, requests, consents and other
                 -------
communications hereunder to any party shall be deemed to be sufficient if
contained in a written instrument delivered in person or sent by telecopy,
nationally recognized overnight courier or first class registered or certified
mail, return receipt requested, postage prepaid, addressed to such party at the
address set forth below or in a counterpart hereto (as the case may be) or such
other address as may hereafter be designated in writing by such party to the
other parties:

                 if to Intek, to:

                 Intek Information, Inc.
                 5619 DTC Parkway, 12th Floor
                 Englewood, CO 80111
                 Telecopy:  (303) 323-4213
                 Attention: Chief Executive Officer

                 with a copy to:
                 Chrisman, Bynum & Johnson, P.C.
                 1900 Fifteenth Street
                 Boulder, Colorado 80302
                 Telecopy:  (303) 449-5426
                 Attention: G. James Williams, Jr.

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                 if to Spider, to:

                 Spider Technologies, Inc.
                 5619 DTC Parkway, 12th Floor
                 Englewood, CO 80111
                 Telecopy:  (303) 323-4213
                 Attention: Chief Executive Officer

                 with a copy to:

                 E* Law Group
                 3555 West 110/th/ Place
                 Westminster, CO 80031
                 Telecopy:  (303) 410-0468
                 Attention: Jeremy W. Makarechian

All such notices, requests, consents and other communications shall be deemed to
have been given when received.

          18.4.  Counterparts.  This Agreement may be executed in any number of
                 ------------
counterparts, and each such counterpart hereof shall be deemed to be an original
instrument, but all such counterparts together shall constitute but one
agreement.

          18.5.  Headings.  The headings of the sections of this Agreement have
                 --------
been inserted for convenience of reference only and shall not be deemed to be a
part of this Agreement.

          18.6.  Nouns and Pronouns.  Whenever the context may require, any
                 ------------------
pronouns used herein shall include the corresponding masculine, feminine or
neuter forms, and the singular form of names and pronouns shall include the
plural and vice versa.

          18.7   Dispute Resolution.  Any dispute concerning this agreement or
                 ------------------
its termination or amendment shall be resolved by arbitration in Denver,
Colorado, pursuant to the rules and procedures of the American Arbitration
Association. The decision in the arbitration proceeding shall be final and
binding and shall not be subject to appeal. The arbitrator shall act strictly in
accordance with Colorado law, as if a resolution of the dispute was being
determined by a Colorado court. The arbitrator shall award attorneys fees and
expert witness fees to the prevailing party on any claim. The arbitrator or
arbitrators shall have no authority or jurisdiction to award punitive or
exemplary damages, or treble damages which may be claimed under any legal
theory. In connection with this agreement to resolve any dispute by arbitration,
the parties agree to submit to personal jurisdiction in Denver, Colorado.

                                       8
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          18.8.  Governing Law.  This Agreement shall be governed by and
                 -------------
construed in accordance with the laws of the State of Colorado without giving
effect to the principles of conflicts of law.

          18.9.  Severability.   Whenever possible, each provision of this
                 ------------
Agreement shall be interpreted in such manner as to be effective and valid, but
if any provision of this Agreement is held to be invalid or unenforceable in any
respect, such invalidity or unenforceability shall not render invalid or
unenforceable any other provision of this Agreement.

          18.10. Rights of Third Parties.  Nothing in this Agreement, whether
                 -----------------------
express or implied, is intended or should be construed to confer or grant to any
person, except the Intek Group and Spider and their respective assignees and
successors, any claim, right, remedy, or privilege under, or because of, this
Agreement or any provision of it.

          18.11. Assignment; Binding Effect.  A party to this Agreement (whether
                 --------------------------
by operation of law or otherwise) shall not assign its rights or delegate its
duties, obligations, and responsibilities under this Agreement without advance
written notice to the other party to this Agreement, and any assignment or
delegation without advance written notice to the other party will be invalid and
ineffective against the nonconsenting party. This Agreement is binding on, and
inures to the benefit of, any successor or approved assignee of a party to this
Agreement.

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<PAGE>

     IN WITNESS WHEREOF, the parties hereto have executed this Tax Separation
Agreement as of the date first above written.

                              INTEK INFORMATION, INC.

                              By: /s/ TIMOTHY C. O'CROWLEY
                                 -------------------------------
                              Its: Chairman / CEO
                                   -----------------------------

                              SPIDER TECHNOLOGY, INC.

                              By: /s/ TIMOTHY C. O'CROWLEY
                                 -------------------------------
                              Its:______________________________

                                       10<PAGE>

                                                                  EXHIBIT 10.16

                                 BUILDING LEASE

This is a legally binding contract, if not understood, consult an attorney.
THIS LEASE IS MADE AND ENTERED INTO BETWEEN The City of Fort Scott, Kansas
("Landlord") and Intek, Inc. ("Tenant") on the 8th day of March, 1999 which is
the Effective Date of this Agreement.

WITNESSETH:

In consideration of the obligation of Tenant to pay rent and in consideration of
the other terms, covenants and conditions hereof, Landlord hereby demises and
leases to Intek, Inc. the Premises to have and to hold for the lease term
specified herein, all upon the terms and conditions set forth in this Lease.

BASIC PROVISIONS

1.   The following basic provisions shall be construed in conjunction with, and
limited by, reference thereto in other provisions of this Lease:

a.   "Landlord" - The City of Fort Scott, Kansas
                  ------------------------------
     Address of Landlord:  P. O. Box 151, Fort Scott, Kansas  66701
                           ----------------------------------------

b.   "Tenant" - Intek, Inc.
                -----------

c.   "Premises":  A building located on Lots 6 & 7, Fort Scott Industrial Park.
                  -------------------------------------------------------------

d.   "Lease Term":  A period of 10 years commencing on June 15, 1999, (the
"Commencement Date") and ending on June 14, 2009, (the "Expiration Date"),
unless sooner terminated in accordance with the provisions of this agreement.

e.   "Base Rent":  $2,625,000, payable in monthly installments in advance,
during the Lease Term according to the following schedule:
          Months 1 to 120:  $21,875
          -------------------------
Rent shall be paid to the Landlord at Fort Scott City Hall, P. O. Box 151, 3rd
                                      ----------------------------------------
and National, Fort Scott, Kansas  66701, or at such other place as Landlord
----------------------------------------
shall designate.

f.   "Additional Rent" shall be Tenant's Percentage of the increase in operating
and maintenance expenses as defined in Section 11.

g.   "Pre-Paid Rental":  $21,875 representing payment of the first monthly
                       ---------
installment of rent.

h.   "Security Deposit":  $10,000
                        ---------

PAYMENT OF RENT

2.   Tenant agrees to pay Base Rent in monthly installments in advance on the
first day of each and every month during the term, with proration for any
partial month's occupancy, without demand, setoff, or deduction except Tenant
shall pay the first monthly installment along with the security deposit no later
than the first date of occupancy.  Any rent payment not received by Landlord
within ten (10) days after its due date shall be subject to a delinquency charge
of five percent (5%) of the amount due each full or partial calendar month the
rent remains unpaid.  Failure by Tenant to pay the late charge within thirty
(30) days after receipt of notice from Landlord that it is due shall, in
addition to any other default, constitute a default of this Lease by Tenant.

                                       1
<PAGE>

POSSESSION

3.   Landlord shall use due diligence to deliver possession of the Premises to
Tenant as nearly as possible at the beginning of the term of this Lease.  In the
event Landlord cannot deliver possession to Tenant at the Commencement Date, or
if Landlord's work is not completed by the Commencement Date, this Lease shall
not be void or voidable, nor shall Landlord be liable to Tenant for any loss or
damage resulting from such failure, but, except as provided in Section 4, Tenant
shall not be liable for any rent except for the prepaid rental until such time
as Landlord can and does deliver possession.  The Expiration Date shall be
extended for a period equal to the delay in delivery of possession, plus the
number of days necessary to end the term on the last day of a month.  Landlord
and Tenant shall execute an amendment to this Lease setting forth revised
Commencement and Expiration Dates.  In the event Landlord is unable to deliver
possession by July 1, 1999, the Lease shall be null and void and Tenant's pre-
paid rental and the Security Deposit shall be promptly returned to Tenant.  If
permission is given to Tenant to enter into possession of the Premises prior to
the Commencement Date, Tenant agrees at date of occupancy to be responsible for
payment of Base Rent in advance at the rate of 1/30th of the Base Monthly Rent
for each day of occupancy prior to the Commencement Date.

QUIET ENJOYMENT

4.   Landlord hereby covenants that Tenant, upon paying rent as provided, and
performing all covenants and agreements contained in this Lease to be performed
by Tenant, shall and may peacefully and quietly have, hold and enjoy the
Premises.  Nothing in this section shall prevent Landlord from performing
alterations or repairs on other portions of the building, nor shall performance
of such alterations or repairs be construed as a breach of this covenant by
Landlord.  Said alterations and/or repairs shall be in such a way and at such a
time as to not unreasonably disrupt Tenant's normal business.

ASSIGNMENT-SUBLETTING

5.   Except as herein set forth, Tenant shall not sublet, assign, transfer,
mortgage, pledge, hypothecate or encumber this Lease or any interest herein or
any portion hereof, or permit or suffer any other person (the employees, agents,
servants and invitees of Tenant excepted) to occupy or use the Premises, or any
portion thereof, without the prior written consent of Landlord, which consent
shall not be unreasonably withheld.  In lieu of granting its consent to a
subletting or assignment, Landlord may, at its sole option, terminate this Lease
by notice to Tenant given within five (5) business days from the receipt of
request for permission to sublet or assign.  Such termination shall be effective
on the same date as the commencement date of the proposed subletting or
assignment.  Tenant shall have the right to negate any such termination by
withdrawing its request within ten (10) days after receipt of Landlord's notice
of termination, in which event the Lease shall remain in full force and effect.
Permission is, however, granted Tenant to assign this Lease and also to sublet
to any subsidiary corporation of Tenant, or parent corporation of Tenant, upon
giving Landlord written notice.  In the event of any assignment or subletting,
Tenant shall remain the principal obligor under all covenants of this Lease, and
by accepting any assignment or subletting, as assignee or subtenant shall

                                       2
<PAGE>

become bound by and shall perform and shall become entitled to the benefit of
all of the terms, conditions and covenants by which the Tenant is bound. A
consent to any such assignment, subletting, occupation or use by any other
person shall not be deemed to be a consent to any subsequent assignment,
subletting, occupation or use by another person. Any such assignment or
subletting without such consent shall be void, and shall, at the option of the
Landlord, constitute a default under the Lease.

     With prior approval by the Landlord of the proposed sub-tenant, Tenant may
sublet a portion of the premises, any subletting or assignment consented to by
Landlord shall be evidenced only in writing and in form acceptable to Landlord.
It is contemplated that the tenant may sublet a portion of the facility for
daycare services for its employees.  In the event this is done the parties agree
to sign the appropriate documents and lease modifications to allow the same and
include all necessary insurance requirements for the protection of the parties.

USE

6.   Tenant shall use and occupy the Premises for general office purposes
which will include a call center and for no other purpose without the Landlord's
prior written consent. Tenant agrees to maintain the Premises in a clean,
orderly, healthful condition and to comply with all laws, ordinances, rules and
regulations of all governmental agencies. Tenant will not use the Premises for
any unlawful, disreputable, or extra-hazardous purpose; or any public or private
nuisance; or disturb the quiet enjoyment of any other tenant; or permit any
operation which might emit offensive odors into other portions; or use any
apparatus which might make undue noise or set off vibrations; or permit anything
which would increase the fire insurance rate or other insurance rates on the
building or contents. Tenant will not permit the Premises to be used for any
purpose which, in Landlord's opinion, impairs the reputation or character of the
building. Tenant shall not permit the installation of any signs in or upon the
Premises which are visible from the exterior hereof without the written consent
of Landlord. Tenant shall not obstruct or use the sidewalks, entries, passages,
vestibules, halls, elevators, or stairways of the building for any purpose other
than ingress or egress to and from the Premises, or throw, or sweep, or put
anything out of the windows or doors, or in the passages or corridors of the
building.

REPAIRS AND IMPROVEMENTS

7.   Tenant has improved the plans for the building and understands the nature
and extent of the construction to be accomplished by the Landlord. Tenant
acknowledges that there have been no representations, agreements or promises to
decorate, alter, repair or improve the premises either before or after the
execution of this Lease. Upon termination or expiration of this Lease Tenant
will surrender the Premises to Landlord, ordinary wear and tear excepted. Any
damage to the Premises or building, not covered by the proceeds from Landlord's
fire and extended coverage insurance, resulting from acts or neglect of Tenant,
his employees, agents, servants, invitees or guests, shall be repaired or
replaced at Tenant's sole expense. Landlord shall be responsible for outside
walls, roof, grounds and parking lot.

                                       3
<PAGE>

ALTERATIONS

8.   Tenant shall not alter or change the Premises without prior written consent
of Landlord, and, unless otherwise provided in writing, all work shall be done
by or under the direction of Landlord at Tenant's reasonable expense by a
contractor employed by Tenant. Any alteration shall be of a quality equal to or
exceeding the building standard. Landlord reserves the right to require any
contractor to provide lien waivers or payment or performance bonds and liability
insurance and such other instruments as may be necessary to protect Landlord
against any loss, as shall be determined by Landlord in its sole discretion. Any
alterations, physical additions or improvements, except movable office
furniture, shall at once become property of Landlord and shall be surrendered to
Landlord upon termination of this Lease. Landlord, at Landlord's option, may
require Tenant to restore the Premises to its original condition at the
termination of this Lease, normal wear and tear excepted. Notwithstanding
anything herein to the contrary, any increase in ad valorem taxes or insurance
premiums resulting from such improvements shall be the sole responsibility of
Tenant.

SERVICES

9.   Landlord agrees to furnish to the building hot and cold water at points of
supply provided for general use, heated and refrigerated air conditioning in
season at reasonable temperatures, and in reasonable amounts, seven days a week
24 hours per day.  Janitor services shall be provided by Tenant.

     All utility service will be in the name of the Tenant and all costs
associated therewith will be paid by the Tenant.

     Landlord shall not be liable for damage to Tenant for failure to perform
any of the covenants in this paragraph, nor shall temporary stoppages, temporary
failures, or interruptions of any of the services to be supplied by Landlord
under this paragraph be construed as an eviction of Tenant or an abatement of
rent or relieve Tenant from any covenant or agreement.  Landlord agrees to
diligently restore any services obligated to be provided by Landlord hereunder
when temporary failures, stoppages or interruptions.  In the event of Landlord's
failure to deliver any of the above causes Tenant to temporarily cease
operations, Tenant shall have no obligation to pay rent for any days operations
are interrupted until said condition is rectified.  Tenant shall promptly notify
Landlord of the need of any repairs or maintenance for which the Landlord is
obligated in this Lease and Landlord shall have reasonable time after receipt of
such notice to complete such repairs.

ENTRY
10.  Landlord, its officers, agents and representatives shall have the right to
enter into and upon the Premises, at reasonable times during office hours to
inspect same or clean or make repairs or alterations or additions as Landlord
may deem necessary, or for any purpose whatsoever relating to the safety,
protection or preservation of the building, and Landlord may and shall at all
time, have master keys or pass keys to the Premises. Tenant shall not change any
locks or install locks in the doors of the Premises, or install other devices or
systems which would restrict access to the Premises, without Landlord's prior
written consent. If Tenant shall not be present to open and permit entry into
the Premises at any time, Landlord may enter the same by master key or pass key
or may forcibly enter the same. Should such force be used in entering the
building, any damage

                                       4
<PAGE>

resulting therefrom shall be repaired to Tenant's satisfaction so long as
Tenant's negligence did not lead to the need for forcible entry, provided that
during such entry Landlord shall take reasonable care of Tenant's property.
Landlord shall have the right at any time for the purposes of inspection,
maintenance, adjustment and balancing the controls of the HVAC systems, repair
environmental audits or abatement to erect, use, maintain, repair, replace or
relocate pipes, ducts, wiring conduits and similar devices in and through the
Premises and to enter upon the Premises for the purpose of the performance of
any such work whether same are used in the supply of services to the Tenant or
the other occupants of the building. Nothing contained above shall be deemed to
impose upon the Landlord, any obligation, responsibility or liability whatsoever
for the care, supervision or repair of the building or the Premises or any part
thereof, and Tenant shall be entitled to no abatement of rent or reduction of
rent by reason thereof. Landlord shall further have the right to enter the
Premises at reasonable hours to exhibit same to prospective purchasers, lenders
or tenants and to inspect the Premises to see that Tenant is complying with all
of its obligations hereunder, or to make repairs or modifications to any
adjoining space or to the building.

ADDITIONAL RENT

11.  During the term of this Lease and any extension or renewal thereof, Tenant
shall pay, as Additional Rent, any increase in real estate property taxes in the
event they exceed the $56,000 budget figure which is used for the taxes once the
project is completed.

     Such adjustment, if any, shall be determined by Landlord as soon as
reasonably possible after the end of each calendar year and the amount of such
adjustment shall be due and payable by Tenant within thirty (30) days following
receipt of the notice of the amount.  The adjustment for the calendar year
during which occupancy commenced or could have commenced shall be prorated based
on the number of calendar months of occupancy, or when occupancy could have
commenced as compared to the full calendar year.  Any adjustment for the
calendar year in which the Lease expired, or was renewed or extended, shall be
prorated based on the number of calendar months of occupancy during the calendar
year and shall be paid by Tenant on or before the date of expiration, renewal or
extension.

OPERATING AND MAINTENANCE COSTS

12.  The term "operating and maintenance costs" shall be defined as the sum of
any and all costs, expenses, and disbursements of every kind and character which
Landlord shall incur, pay or become obligated to pay in any calendar year in
connection with the ownership, operation, maintenance, repair, replacement, and
security of the building and land upon which the building is located, and or all
related improvements and appurtenances thereto. The expenses shall include but
not be limited to the following: real estate taxes and assessments; rent taxes,
gross receipts taxes, water and sewer charges; insurance premiums; license,
permit and inspection charges; utilities; service contracts; labor; building
management; air conditioning and heating; supplies; maintenance to all other
parts of the building; security; garbage service; maintenance and upkeep costs
of all parking areas, drives, lawns, trees, shrubbery and common areas; and the
cost of contesting by appropriate proceedings increases in real estate taxes and

                                       5
<PAGE>

assessments and the applicability to, or the validity of, any statute,
ordinance, rule or regulation affecting the building or land which might
increase operating expenses.

     The term "real estate taxes" shall mean all general and special,
levied or assessed on the land and the building improvements of which the
Premises is a part, and on any land and/or improvements now or hereafter owned
by Landlord that provide the building on the Premises with parking or other
services.

     Operating and maintenance costs shall not include the cost of capital
improvement, except capital improvements for energy conservation, the cost of
which may, in Landlord's sole reasonable judgment, be recovered from savings in
utility charges; expenses for repairs, replacements, and general maintenance
paid by proceeds of insurance or by Tenant or other third parties; alterations
attributable solely to tenants of the building other than Tenant; principal and
interest payments made by Landlord on mortgages on the building; depreciation;
and leasing commissions and other non-operating debts of Landlord.

     Tenant, at its expense, shall have the right once per calendar year
following prior written notice to Landlord, to audit Landlord's books and
records relating to operating and maintenance costs during the year preceding
such audit.  In the event such an audit demonstrates Additional Rent collected
for such preceding year to be higher or lower than the amount of Additional Rent
actually due pursuant to this paragraph, then within ten (10) days of such
determination Landlord shall refund any over-payment, or Tenant shall pay any
under-payment.

CONDEMNATION

13.  Should the Premises or the building be taken or condemned in whole or in
part under the power of eminent domain, or sold or disposed of under threat of
condemnation, then Landlord shall receive the entire award for such taking or
shall receive the entire payment made in lieu of condemnation, and Tenant shall
have no claim thereto; provided, however, Landlord shall not be entitled to any
award made directly to Tenant for loss of Tenant's business, depreciation to and
cost of removal of stock and office furniture. In the event of total
condemnation or conveyance in lieu thereof, the Lease term shall terminate on
the date the condemning authority takes possession of the building, and in the
event of a partial taking or conveyance in lieu thereof the Landlord may, at its
option, terminate the Lease Term as of the date of the taking of possession or
the partial taking by the condemning authority.

CASUALTY

14.  If the building or the Premises are made partially or substantially
untenantable by fire or other casualty, Landlord may elect either to (a)
terminate this Lease as of the date of such fire or other casualty by delivery
of notice of termination to Tenant within sixty (60) days after said date, or
(b) without termination of this Lease, proceed with due diligence to repair,
restore or rehabilitate the building or the Premises, other than leasehold
improvements installed by Tenant or paid for by Tenant. In the event such fire
or other casualty is due to an act of negligence by Tenant, its employees,
agents, servants, invitees or guests, such repair, restoration or rehabilitation
of the building or the Premises or both shall be paid for by Tenant to the
extent that Landlord's receipt of proceeds from its fire and extended coverage
insurance policies are insufficient to complete such repair,

                                       6
<PAGE>

restoration or rehabilitation. If Landlord elects not to repair, and the
building or the Premises, or both, have been damaged by casualty due to the act
or neglect of Tenant, his employees, agents, servants, invitees or guests, the
Tenant shall pay to the Landlord upon demand the difference between the proceeds
received by Landlord from its fire and extended coverage insurance, if any, and
the fair market value of the building or the Premises, or both. If all or any
part of the Premises are rendered substantially untenantable, by fire or other
casualty not due to an act of negligence of Tenant, its employees, agents,
servants, invitees or guests, and this Lease is not terminated, rent shall abate
for all or the part of the Premises which are untenantable on a per diem basis
from and after the date of the fire or other casualty, and until the Premises
are repaired and restored. Tenant's rent abatement, in the event of partial
untenantability of the Premises, shall be calculated based upon that portion of
the total rent which the amount of square foot area in the Premises that cannot
be occupied to the total square foot area of all the Premises.

LIABLITY

15.  Landlord shall not be liable to Tenant for any loss or damage to any person
or property, including the person and property of Tenant, its employees, agents,
servants, invitees or guests, occasioned by theft, the acts of any other tenant
or the acts of any employee or agent of any other tenant, leaks, casualty,
rain, water, condensation, fire, acts of God, public enemy, injunction, riot,
strike, insurrection, picketing, mob action, bombing, explosion, war, court
order, laten defects of the building, requisition or order of government
authority, the construction, repair, maintenance or alteration of any part,
improvement of the building as a whole, or any other cause not due to Landlord's
willful act or gross negligence. Tenant shall indemnify Landlord and save it
harmless from all suits, actions, damages, liability and expense in connection
with loss of life, bodily or personal injury or property damage arising from, or
out of, any occurrence in, upon, at, or from the Premises or the occupancy or
use by Tenant of the Premises or any part thereof, or occasioned wholly or in
part by any action or omission of Tenant, its employees, agents, servants,
invitees or guests. If Landlord shall be made a party to any action commenced
against Tenant, the Tenant shall protect and hold Landlord harmless and shall
pay all costs, expenses and attorneys' fees incurred by Landlord.

     Landlord shall, throughout the term of this Lease, maintain fire and
extended coverage insurance on the Premises in an amount equal to the full
insurable value thereof, subject to any allowances for coinsurance rating
provisions utilized by Landlord. Landlord shall also carry owner's public
liability and property damage insurance coverage on the Premises with limits not
less than $1,000,000 combined single limits. Subject to the provisions hereof,
all such insurance shall be the sole benefit of the Landlord and under its sole
control.

     Tenant, at Tenant's cost and expense, shall maintain comprehensive general
liability insurance with contractual and cross liability coverage protecting and
indemnifying Landlord and Tenant against any and all claims of liability for
injury or damage to person or property or for the loss of life or of property
occurring upon, in, or about the Premises, and the public portions of the
building caused by, or resulting from, any act or omission (in whole or in part)
of Tenant, its employees, agents, servants, invitees or guests; such insurance
to afford minimum protection during the term of this

                                       7
<PAGE>

lease, of not less than $1,000,000 for personal injury to any one person,
including death, and $1,000,000 for personal injury including death to more than
one person arising out of any one occurrence and not less than $500,000 with
respect to property damage. All such insurance shall be effected under valid and
enforceable policies; shall be issued by insurers of recognized responsibility
and authorized to do business in the state; shall name the Landlord as an
additional insured and shall contain a provision whereby the insurer agrees not
to cancel without thirty (30) days prior written notice to Landlord. On or
before the Commencement Date, Tenant shall furnish Landlord with certificates
evidencing the aforesaid insurance coverage, together with evidence of payment
of the premium, and renewal policies or certificates therefore shall be
furnished to Landlord at least thirty (30) days prior to the expiration date of
each policy for which a certificate was therefore furnished.

     Notwithstanding the fact that any liability of Tenant to Landlord may be
covered by Tenant's insurance, Tenant's liability shall in no way be limited by
the amount of its insurance recovery.

     Landlord hereby waives all claims for recovery from Tenant for any loss or
damage to Landlord or its property insured under valid and collectible insurance
policies to the extent of the proceeds collected under such insurance policies;
provided, however, that his waiver shall be effective only as allowed by the
applicable insurance policy of Landlord.  All merchandise and property in or
about the Premises shall be at Tenant's risk and Tenant does hereby now and
forever release Landlord from any claims for damages thereto or any of same
however caused.

HOLDING OVER

16.  If Tenant retains possession of the Premises after the expiration of the
Lease Term or any extension thereof by lapse of time or otherwise, Tenant shall
pay Landlord rent at a rate equal to 125% of the rate payable for the month
immediately preceding the expiration or termination of the Lease Term, including
any Additional Rent, computed on a per-month basis for each month or part
thereof without reduction for any such partial month that Tenant remains in
possession. In addition thereto, Tenant shall pay Landlord all damages,
consequential as well as direct, for all attorneys' fees and expenses incurred
by Landlord in enforcing its rights hereunder, sustained by reason of Tenant's
retention of possession. Such retention of possession shall constitute a month-
to-month lease. The provisions of this section shall not exclude Landlord's
right of re-entry or any other right hereunder. If Landlord has not elected to
renew this Lease, nothing herein contained shall preclude Landlord from
terminating such retention of possession by service of thirty (30) days notice
as provided by laws. The acceptance by Landlord of any payment of rent
subsequent to the commencement of such retention of possession by Tenant shall
not be deemed to constitute a waiver by Landlord of any of the provisions of
this section.

RIGHTS RESERVED AND RETAINED BY THE LANDLORD

17.  Landlord retains and reserves unto itself all rights not expressly granted
to tenant in this Lease. In addition, Landlord or Landlord's Agent reserves the
following rights exercised without liability to Tenant for (I) damage or injury
to property, person or business; (ii) causing an actual or constructive
eviction, from the Premises; or (iii) disturbing Tenant's use or possession of
the Premises:

                                       8
<PAGE>

     (a)     To name the building and project and to change the name or street
address of the building of project, and to compensate Tenant for the cost of
reprinting letterhead, business cards, Websites, etc. if the change of name or
street address is at the sole arbitration of the Landlord and not at the request
of an administrative office for the purpose of improving emergency vehicle
response time;

     (b)     To install and maintain all signs on the exterior and interior of
the building and project.

     (c)     To grant utility easements or other easements in, or re-plat,
subdivide or make other changes in the legal status of the land underlying the
building or the project as Landlord shall deem appropriate in its sole
discretion, provided such changes do not substantially interfere with Tenant's
use of the Premises for the permitted purpose.

SUBORDINATION AND ATTORNMENT

18.  Tenant hereby subordinates all of Tenant's rights, title and interest under
this Lease to the lien of any existing and all future mortgages and deeds of
trust on the building. Tenant agrees to execute and deliver promptly such
agreement and other documents as Landlord may request to confirm and acknowledge
the foregoing subordination agreement, and Tenant hereby appoints Landlord as
Tenant's Agent to execute and deliver all such agreements and other documents
for and in behalf of Tenant. In the event the lien of any such mortgage or deed
of trust is foreclosed or title to the building is conveyed in lieu of
foreclosure, Tenant hereby agrees to attorn to the purchaser of the building at
any foreclosure sale and the grantee of any such deed and to confirm this lease
and recognize such purchaser or grantee as the Landlord hereunder. So long as
Tenant is not in default, this Lease shall remain in full force and effect for
the full term hereof.

ESTOPPEL CERTIFICATE

19.  Tenant shall within ten (10) days after written request by Landlord,
deliver to Landlord in writing an executed statement certifying that his Lease
is unmodified and in full force and effect, or in the case of lease
modifications, that the Lease as modified is in full force and effect, the dates
to which rent or other charges have been paid, the amount, if any, of prepaid
rent and deposits paid by Tenant to Landlord, the nature and kind of
concessions, rental or otherwise, if any, which Tenant has received or is
entitled to receive, and that Landlord is not in default under any provision of
this Lease, or if in default, a detailed description hereof. Tenant hereby
appoints Landlord as Tenant's attorney-in-fact with full power and authority to
execute and deliver in the name of Tenant any such certificate in the event
Tenant fails to do so on request.

INTEREST

20.  All unpaid amounts of Base Rent and Additional Rent due to Landlord under
this Lease shall be subject to a delinquency charge each month at the rate of
five percent (5%) per annum from the due date until paid.  All other amounts due
to Landlord under this Lease shall be considered as additional rent, and if
unpaid when due shall be subject to a delinquency charge each month at the rate
of five percent (5%) per annum from the date due until paid.

                                       9
<PAGE>

DEFAULT AND REMEDIES

21. In the event: (a) Tenant fails to comply with any term, provision,
condition, or covenant of this Lease including the payment of all monies due;
(b) Tenant deserts or vacates the Premises for 30 consecutive days or more
without notice to Landlord and without making the current rental payment; (c)
Any petition is filed by or against Tenant under any Section or Chapter of the
Federal Bankruptcy Act, as amended, or under any similar law or statute of the
United States or any state thereof; (d) Tenant becomes insolvent or makes a
transfer in fraud of creditors; (e) Tenant makes an assignment for benefit of
creditors; or (f) a receiver is appointed for Tenant or any of the assets of
Tenant; then in any of such events, Tenant shall be in default and Landlord
shall have the option to do any one or more of the following: (1) Upon ten (10)
days prior written notice, excepting the payment of rent or additional rent for
which no demand or notice shall be necessary, in addition to, and not in
limitation of, any other remedy permitted by law; to enter upon the Premises or
any part thereof, either with or without process of law, and to expel, remove
and put out Tenant or any other persons who might be thereon, together with all
personal property found therein; or (2) Landlord may terminate this Lease, or it
may from time to time, without terminating this Lease, relet said Premises or
any part thereof for such term or terms and at such rent and upon such other
terms and conditions as Landlord in its sole discretion may deem advisable, with
the right to repair, renovate, remodel, redecorate, alter and change said
Premises. At the option of Landlord, rents received by Landlord from such
reletting shall be applied first to the payment of any indebtedness from Tenant
to Landlord other than rent and additional rent due hereunder, second to the
payment of any cost and expenses of such reletting, including, but not limited
to, attorney's fees, advertising fees and real estate brokerage fees, and to the
payment of any repairs, renovations, remodeling, redecorations, alterations and
changes in the Premises; third to the payment of rent and additional rent due
and payable hereunder and interest thereon, and if after applying said monies
there is any deficiency in the rent and additional rent and interest to be paid
by Tenant under this Lease, Tenant shall pay any such deficiency to Landlord and
such deficiency shall be calculated and collected by Landlord monthly. No such
re-entry or taking possession of said Premises shall be construed as an election
on Landlord's part to terminate this Lease unless a written notice be given to
Tenant.

     If Tenant vacates or abandons the Premises, any property that Tenant leaves
on the Premises shall be deemed to have been abandoned and may either be
retained by Landlord as the property of Landlord or may be disposed of at public
or private sale in accordance with applicable law as Landlord shall determine in
its sole discretion.  The proceeds of any public or private sale of Tenant's
property, or the then current fair market value of any property retained by
Landlord, shall be applied by Landlord against (I) the expenses of Landlord for
removal, storage or sale of the property; (ii) the arrears of rent or future
rents payable under this Lease; and (iii) any other damages to which Landlord
may be entitled hereunder.

     Notwithstanding, any such reletting without termination, Landlord may at
any time thereafter elect to terminate this Lease for such previous breach and
default.  Should Landlord at any time terminate this Lease by reason of any
default, in addition to any other remedy it may have, it may recover from Tenant
the amount at the time of such termination of the excess of the amount of rent
and additional rent reserved in this Lease

                                       10
<PAGE>

for the balance of the term hereof over the then reasonable rental value of the
Premises for the same period. Landlord shall have the right and remedy to seek
redress in the courts at any time to correct or remedy any default of Tenant by
injunction or otherwise, without such resulting or being deemed a termination of
this Lease, and Landlord, whether this Lease has been or is terminated or not,
shall have the absolute right by court action or otherwise to collect any and
all amounts of unpaid rent or unpaid additional rent or any other sums due from
Tenant to Landlord under this Lease which were or are unpaid at the date of
termination. In case it should be necessary for Landlord to bring any action
under this Lease, to consult or place said Lease or any amount payable by Tenant
thereunder with an attorney concerning or for the enforcement of any of
Landlord's rights hereunder, then Tenant agrees in each and any such case to
reimburse Landlord for its reasonable attorney's fees. All other remedies herein
provided shall be cumulative to all other rights or remedies herein given to
Landlord by law. A waiver by Landlord of any default by Tenant in the
performance of any of the covenants, terms or conditions hereof shall not be
considered or treated as a waiver of any subsequent or other default as to the
same or any other matter. If Tenant shall default in the performance of any
covenant, agreement, provision or condition herein contained, Landlord, without
thereby waiving such default, may perform the same for the account and at the
expense of Tenant, without notice in the case of emergency. Bills for any
expense incurred by Landlord in connection with any such performance by Landlord
for the account of Tenant, as well as bills for any property, materials, labor
or services provided, furnished or rendered, or caused to be provided, furnished
or rendered, by Landlord to Tenant may be sent by Landlord to Tenant monthly, or
immediately, at Landlord's option and shall be due and payable by Tenant upon
notice of the amount or amounts and the amount or amounts thereof shall be
deemed to be Additional Rent under this Lease. Tenant shall promptly give to
Landlord notice as herein provided of any defects in the Premises including the
failure of Landlord to do anything required to be done by law or by the terms of
this Lease or the doing or permitting to be done anything prohibited by law or
by the terms of this Lease. Unless Tenant has given said notice and Landlord has
failed to commence to cause the cure of said defect within ten (10) days after
receipt of said notice, Tenant shall have no right to terminate the said Lease
or to declare a forfeiture and in no event shall rent abate except as in this
Lease specifically provided. Landlord shall not be obligated to notify Tenant of
the due date of rent nor demand payment thereof on its due date, the same being
expressly waived by Tenant. The acceptance of any sums of money from the Tenant
that is less than the actual amount owed is considered a partial payment and
does not relieve Tenant from the full amount that is owed Landlord.

SECURITY DEPOSIT

22.  Tenant at the time of execution of this Lease has deposited with Landlord a
Security Deposit to be held by Landlord to guarantee the faithful performance by
Tenant of all of the terms and covenants to be kept and performed by Tenant.
Said deposit may be co-mingled with other funds and any interest earned shall be
the property of the Landlord. Unless and until Tenant is in default with respect
to any provision hereof, the Security Deposit shall be the property of Tenant.
In the event Tenant is in default and after any necessary notice thereof,
Landlord shall apply the whole or any part of such

                                       11
<PAGE>

Security Deposit toward the payment of any such amount which Landlord may expect
or may be required to expend by reason of default or any damage, expenses or
liability caused by default (including, but not limited to, the payment of any
rent in default). Tenant shall pay to Landlord on demand the amount necessary in
order to restore the Security Deposit to its original amount. Failure of Tenant
to restore the Security Deposit within ten (10) days from demand by Landlord,
shall constitute an act of default under this Lease. In the event that Tenant
shall faithfully and fully comply with all the terms, provisions, covenants and
conditions of this Lease, the Security Deposit shall be promptly returned to
Tenant within thirty (30) days of the end of the term and upon the surrender of
the Premises. In the event of any transfer of the building, Landlord may pay
over the Security Deposit to the transferee to be held under the terms of this
Lease. Under no circumstances shall the Security Deposit be interpreted in any
way or manner as being applied to any rental payment due by Tenant hereunder.

SURVIVAL OF OBLIGATION

23.  The obligation of Tenant with respect to the payment of rent accrued and
unpaid during the term of obligation of the Lease shall survive the expiration
or earlier termination of the Lease.

HEADINGS

24.  The titles and headings in the Lease are used only to facilitate reference,
and in no way to define or limit the scope or intent of any of the provisions
of this Lease.

ENTIRE AGREEMENT-AMENDMENTS

25.  This Lease constitutes the entire agreement between the parties with
respect to the Premises and this Lease covers, merges and includes all
agreements, oral or written, between the parties hereto whether made prior to or
contemporaneous with the execution of this Lease. This Lease cannot be modified
or changed by any verbal statement, promise or agreement and no modification,
change nor amendment shall be binding on the parties unless it shall have been
agreed to in writing. All pronouns and any variations thereof shall be deemed to
refer to the masculine, feminine, neuter, singular or plural, as the identity of
the person or persons may require.

SEVERABILITY

26.  In the event any provisions of this Lease by officially found to be
contrary to law, or void as against public policy or otherwise, such provisions
shall be either modified to conform to the law or considered severable with the
remaining provisions hereof continuing in full force and effect.

SUCCESSORS AND ASSIGNS

27.  It is agreed that all the covenants, agreements and conditions herein
contained shall extend to, and be binding upon, the respective successors,
heirs, executors, administrators, assigns, receivers or other personal
representatives of the parties to this Lease.

                                       12
<PAGE>

NOTICES

28.  Any and all notices required or permitted to be given hereunder shall be
served either personally or by United States Mail, postage prepaid (and if
permitted by law, by Registered, Certified, or Express Mail) at the following
Addresses:

     To Landlord: At the address as set forth on Page 1, or at such other
     address as Landlord shall designate by written notice.

     To Tenant: At the Premises or at such other address as Tenant shall
     designate by written notice to Landlord.

     Each such notice shall be deemed given as of the date it is so deposited in
     the United States Mail.

TIME OF THE ESSENCE

29.  Time is of the essence of this Lease Agreement.

SUPPLEMENTAL PROVISIONS

30.  Landlord and Tenant further agree as follows:

     a.  No payment by Tenant or receipt by Landlord of a lesser amount than the
rent provided for in this Lease shall be deemed to be other than on account of
the earliest due rent. Nor shall any endorsement or statement on any check or
letter accompanying any check or payment as rent be deemed in accord and
satisfaction, and Landlord may accept such check or payment without prejudice to
Landlord's right to recover the balance of the rent or pursue any other remedy
provided for in this Lease. In connection with the foregoing, Landlord shall
have the absolute right in its sole discretion to apply any payment received
from Tenant to any amount or other payment of Tenant then not current and due or
delinquent. The receipt and acceptance by Landlord of delinquent rent shall not
constitute a waiver of any other default, but, shall constitute only a waiver of
timely payment for the particular payment involved. Any waiver by Landlord of
any default must be in writing and shall not be a waiver of any other default
concerning the same or any other provision of the Lease.

     b.  If any provision contained in an addendum to this Lease is inconsistent
with any other provision herein, the provision contained in the addendum shall
control, unless otherwise provided in the addendum.

     c.  Attorney's Fees. If any action or proceeding is brought by either party
against the other party to or arising out of this Lease, the finally prevailing
party shall be entitled to recover all costs and expenses, including reasonable
attorney's fee incurred on account of such action or proceeding.

     d.  Landlord may from time to time seek from one or more financial
institutions some part or all of the funds to finance the improvements on the
property of which the Premises are a part. Neither Landlord nor Tenant shall
unreasonably withhold its consent to changes or amendments to the Lease
requested by the financing institution on Landlord's interest, so long as these
changes do not alter the basic business terms of this Lease or otherwise
materially diminish any rights or any obligations of the party from whom consent
to such change or amendment is requested.

     The parties agree to promptly sign all changes or amendments reasonably
requested to give effect to the provisions of this Lease.

                                       13
<PAGE>

     e.  This Lease shall be construed and enforced in accordance with the laws
of the State of Kansas.

     f.  Notwithstanding anything contained in the Lease to the contrary, Tenant
shall have no claim or hereby waives the right to any claims against Landlord
for money damages by reason of any refusal, withholding or delaying by the
Landlord or any consent, approval or statement of satisfaction, and in such
event, Tenant's only remedies shall be an action for specific performance,
injunction or declamatory judgment to enforce any right to such consent, etc.

     g.  The Tenant is a corporation and each individual signing this Lease on
behalf of the Tenant represents and warrants that he is duly authorized to
execute and deliver this Lease on behalf of the corporation and this Lease is
binding on Tenant in accordance with its terms. Tenant shall, at Landlord's
request, deliver a certified copy of a Resolution of its Board of Directors
authorizing such execution.

     h.  Recording: Recording of this Lease may be done by either party by
         ---------
recording a Memorandum of Lease, however, the Memorandum shall not include
information pertaining to rental amounts paid.

     IN WITNESS WHEREOF, Landlord and Tenant, acting herein by duly authorized
individuals, have caused this instrument to be executed in ______________
originals, on the 8/th/ day of March, 1999.

LANDLORD:  City of Fort Scott       TENANT:  Intek, Inc.
           ------------------                -----------

/s/ Kenneth D. [illegible]          /s/ Patrick O'Neal
------------------------------      -------------------------------
DATE:  3-8-99  TIME:  11:25am       DATE:  3-8-99  TIME:  4:00pm

                                       14

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