Document:

Class A(2003-7) Terms Document

 Exhibit 4.01 
  

  
 BANK ONE ISSUANCE TRUST 
 as Issuer 
  

CLASS A(2003-7) TERMS DOCUMENT 
 dated
as of July 30, 2003 
  
 to 
  
 ONESERIES INDENTURE SUPPLEMENT 
 dated as of May 1, 2002 
  
 to 
  
 INDENTURE 
  
 dated as of May 1, 2002 
  
 WELLS FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION 
 as Indenture Trustee and Collateral Agent 
  

 THIS CLASS A(2003-7) TERMS DOCUMENT (this “Terms Document”), by and between BANK ONE
ISSUANCE TRUST, a statutory trust created under the laws of the State of Delaware (the “Issuer”), having its principal office at c/o Wilmington Trust Company, 1100 North Market Street, Wilmington, Delaware 19890-1600, and WELLS
FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, a national banking association, as indenture trustee (the “Indenture Trustee”) and collateral agent (the “Collateral Agent”), is made and entered into as of July 30, 2003.

  
 Pursuant to this Terms Document, the Issuer and the Indenture
Trustee shall create a new Tranche of ONEseries Class A Notes and shall specify the principal terms thereof. 
  
 ARTICLE I 
  
 Definitions and Other Provisions of General Application 
  
 Section 1.1 Definitions. For all purposes of this Terms Document, except as otherwise expressly provided or unless the context otherwise requires: 
  
 (1) the terms defined in this Article have the meanings assigned to them in this Article, and include the
plural as well as the singular; 
  
 (2) all other
terms used herein which are defined in the Indenture Supplement, the Indenture or the Asset Pool Supplement, either directly or by reference therein, have the meanings assigned to them therein; 
  
 (3) all accounting terms not otherwise defined herein have
the meanings assigned to them in accordance with generally accepted accounting principles and, except as otherwise herein expressly provided, the term “generally accepted accounting principles” with respect to any computation required or
permitted hereunder means such accounting principles as are generally accepted in the United States of America at the date of such computation; 
  
 (4) all references in this Terms Document to designated “Articles,” “Sections” and other subdivisions are to the
designated Articles, Sections and other subdivisions of this Terms Document as originally executed; 
  
 (5) the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Terms
Document as a whole and not to any particular Article, Section or other subdivision; 

 (6) in the event that any term or provision contained herein shall conflict with or be
inconsistent with any term or provision contained in the Indenture Supplement, the Indenture or the Asset Pool Supplement, the terms and provisions of this Terms Document shall be controlling; 
  
 (7) each capitalized term defined herein shall relate only to
the Class A(2003-7) Notes and no other Tranche of ONEseries Notes issued by the Issuer; and 
  
 (8) “including” and words of similar import will be deemed to be followed by “without limitation.” 
  
 “Asset Pool Supplement” means the Asset Pool One Supplement
to the Indenture, dated as of May 1, 2002 among the Issuer, the Indenture Trustee and the Collateral Agent, as amended, supplemented, restated or otherwise modified from time to time. 
  
 “Base Rate” has the meaning specified in the Indenture Supplement. 
  
 “BDL” means Banque de Luxembourg. 
  
 “Class A(2003-7) Adverse Event” means the occurrence of any
of the following: (a) an Early Amortization Event with respect to the Class A(2003-7) Notes, (b) an Event of Default and acceleration of the Class A(2003-7) Notes, (c) the Class A Usage of the Class B Required Subordinated Amount for the Class
A(2003-7) Notes becomes greater than zero or (d) the Class A Usage of the Class C Required Subordinated Amount for the Class A(2003-7) Notes becomes greater than zero. 
  
 “Class A(2003-7) Note” means any Note, substantially in the form set forth in Exhibit A-1 to the Indenture
Supplement, designated therein as a Class A(2003-7) Note and duly executed and authenticated in accordance with the Indenture. 
  
 “Class A(2003-7) Noteholder” means a Person in whose name a Class A(2003-7) Note is registered in the Note Register. 
  
 “Class A(2003-7) Termination Date” means the earliest to
occur of (a) the Principal Payment Date on which the Outstanding Dollar Principal Amount of the Class A(2003-7) Notes is paid in full, (b) the Legal Maturity Date and (c) the date on which the Indenture is discharged and satisfied pursuant to
Article V thereof. 
  
 “Class A Required Subordinated
Amount of Class B Notes” is defined in Section 2.2(a). 
  
  

 2 

 “Class A Required Subordinated Amount of Class C Notes” is defined in Section 2.2(b).

  
 “Controlled Accumulation Amount” means
$41,666,666.67; provided, however, if the Accumulation Period Length is determined to be less than twelve months pursuant to Section 3.12(b)(ii) of the Indenture Supplement, the Controlled Accumulation Amount for any Note Transfer Date
with respect to the Class A(2003-7) Notes will be the amount specified in the definition of “Controlled Accumulation Amount” in the Indenture Supplement. 
  
 “Excess Spread Percentage” has the meaning specified in the Indenture Supplement. 
  
 “Indenture” means the Indenture, dated as of May 1, 2002,
between the Issuer and the Indenture Trustee, as the same may be amended, supplemented, restated or otherwise modified from time to time. 
  
 “Indenture Supplement” means the ONEseries Indenture Supplement, dated as of May 1, 2002, between the Issuer, the Indenture Trustee and
the Collateral Agent, as the same may be amended, supplemented, restated or otherwise modified from time to time. 
  
 “Initial Dollar Principal Amount” means $500,000,000. 
  
 “Interest Payment Date” means August 15, 2003 and the 15th day of each month thereafter, or if such 15th day is not a Business Day, the next succeeding Business Day. 
  
 “Interest Period” means, with respect to any Interest Payment Date, the period from and including the previous Interest Payment Date (or in the case of the initial Interest Payment Date, from and
including the Issuance Date) to but excluding such Interest Payment Date. 
  
 “Issuance Date” means July 30, 2003. 
  
 “Legal Maturity Date” means March 15, 2011. 
  
 “Note Interest Rate” means a rate per annum equal to 3.35%. 
  
 “Paying Agent” means Wells Fargo Bank Minnesota, National Association. 
  
 “Portfolio Yield” has the meaning specified in the Indenture Supplement. 
  
 “Predecessor Note” means, with respect to any particular
Note, every previous Note evidencing all or a portion of the same debt as that evidenced by such particular Note; and, for the purpose of this definition, any Note authenticated and delivered under Section 3.06 of the 
  

 3 

 Indenture in lieu of a mutilated, lost, destroyed or stolen Note shall be deemed to evidence the same debt as the
mutilated, lost, destroyed or stolen Note. 
  
 “Record
Date” means, for any Note Transfer Date, the last Business Day of the preceding Monthly Period. 
  
 “Reference Banks” means four major banks in the London interbank market selected by the Beneficiary. 
  
 “Scheduled Principal Payment Date” means July 15, 2008.

  
 “Stated Principal Amount” means $500,000,000.

  
 “Tranche” has the meaning specified in the
Indenture. 
  
 Section 1.2 Governing Law. THIS
TERMS DOCUMENT WILL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN
ACCORDANCE WITH SUCH LAWS. 
  
 Section 1.3
Counterparts. This Terms Document may be executed in any number of counterparts, each of which so executed will be deemed to be an original, but all such counterparts will together constitute but one and the same instrument. 
  
 Section 1.4 Ratification of Indenture and Indenture Supplement. As
supplemented by this Terms Document, each of the Indenture, the Asset Pool Supplement and the Indenture Supplement is in all respects ratified and confirmed and the Indenture as so supplemented by the Asset Pool Supplement and the Indenture
Supplement as so supplemented by this Terms Document shall be read, taken and construed as one and the same instrument. 
  
 [END OF ARTICLE I] 
  

 4 

 ARTICLE II 
  
 The Class A(2003-7) Notes 
  
 Section 1.5 Creation and Designation. There is hereby created a Tranche of ONEseries Class A Notes to be issued pursuant to the Indenture and the
Indenture Supplement to be known as the “ONEseries Class A(2003-7) Notes.” 
  
 Section 1.6 Specification of Required Subordinated Amount and Other Terms. 
  
 (1) For the Class A(2003-7) Notes for any date of determination, the Class A Required Subordinated Amount of Class B Notes will be an
amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2003-7) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-7) Notes on such date of determination or (ii) on and after the date on which a Class
A(2003-7) Adverse Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-7) Notes on such date of determination and (2) the Adjusted Outstanding Dollar Principal Amount of the Class
A(2003-7) Notes as of the close of business on the day immediately preceding the date on which such Class A(2003-7) Adverse Event shall have occurred. 
  
 (2) For the Class A(2003-7) Notes for any date of determination, the Class A Required Subordinated Amount of Class C Notes will be an
amount equal to 8.47953% of (i) prior to the occurrence of a Class A(2003-7) Adverse Event, the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-7) Notes on such date or (ii) on and after the date on which a Class A(2003-7) Adverse
Event shall have occurred, the greater of (1) the Adjusted Outstanding Dollar Principal Amount of the Class A(2003-7) Notes on such date of determination and (2) Adjusted Outstanding Dollar Principal Amount of the Class A(2003-7) Notes as of the
close of business on the day immediately preceding the date on which such Class A(2003-7) Adverse Event shall have occurred. 
  
 (3) The Issuer may change the percentages or the formulas set forth in either clause (a) or (b) above without the consent of any
Noteholder so long as the Issuer has (i) received written confirmation from each Note Rating Agency that has rated any Outstanding Class A(2003-7) Notes that the change in either of such percentages or formulas, as applicable, will not result in a
Ratings Effect with respect to any Outstanding Class A(2003-7) Notes and (ii) delivered to the Indenture Trustee and the Note Rating Agencies a Master Trust Tax Opinion and an Issuer Tax Opinion. 
  
 Section 1.7 Interest Payment. 
  
 (1) For each Interest Payment Date, the amount of interest
due with respect to the Class A(2003-7) Notes shall be an amount equal to one-twelfth the product of (i) the Note Interest Rate in effect with respect to the related Interest Period, times, (ii) the Outstanding Dollar 
  

 5 

 Principal Amount of the Class A(2003-7) Notes determined as of the close of business on the Interest
Payment Date preceding the related Note Transfer Date for the Class A(2003-7) Notes; provided, however, that for the first Interest Payment Date the amount of interest due with respect to the Class A(2003-7) Notes is $697,916.67.
Interest on the Class A(2003-7) Notes will be calculated on the basis of a 360-day year consisting of twelve 30-day months. 
  
 (2) Pursuant to Section 3.03 of the Indenture Supplement, on each Note Transfer Date with respect to the Class A(2003-7) Notes, the
Indenture Trustee shall deposit into the Class A(2003-7) Interest Funding Sub-Account the portion of ONEseries Available Finance Charge Collections allocable to the Class A(2003-7) Notes. 
  
 Section 1.8 [Reserved] 
  
 Section 1.9 Payments of Interest and Principal. 
  
 (1) Any installment of interest or principal payable on any Class A(2003-7) Note which is punctually paid or duly provided for by the
Issuer and the Indenture Trustee on the applicable Interest Payment Date or Principal Payment Date shall be paid by the Paying Agent to the Person in whose name such Class A(2003-7) Note (or one or more Predecessor Notes) is registered on the Record
Date, by wire transfer of immediately available funds to such Person’s account as has been designated by written instructions received by the Paying Agent from such Person not later than the close of business on the third Business Day preceding
the date of payment or, if no such account has been so designated, by check mailed first-class, postage prepaid to such Person’s address as it appears on the Note Register on such Record Date, except that with respect to Notes registered on the
Record Date in the name of the nominee of Cede & Co., payment shall be made by wire transfer in immediately available funds to the account designated by such nominee. 
  
 (2) The right of the Class A(2003-7) Noteholders to receive payments from the Issuer will terminate on the
first Business Day following the Class A(2003-7) Termination Date. 
  
 Section 1.10 Form of Delivery of Class A(2003-7) Notes; Depository; Denominations. 
  
 (1) The Class A(2003-7) Notes shall be delivered in the form of a global Registered Note as provided in Sections 2.02 and 3.01(i) of the
Indenture, respectively. 
  
 (2) The Depository
for the Class A(2003-7) Notes shall be The Depository Trust Company, and the Class A(2003-7) Notes shall initially be registered in the name of Cede & Co., its nominee. 
  
 (3) The Class A(2003-7) Notes will be issued in minimum denominations of $1,000 and integral multiples of
that amount. 
  

 6 

 Section 1.11 Delivery and Payment for the Class A(2003-7) Notes. The Issuer shall execute and
deliver the Class A(2003-7) Notes to the Indenture Trustee for authentication, and the Indenture Trustee shall deliver the Class A(2003-7) Notes when authenticated, each in accordance with Section 3.03 of the Indenture. 
  
 Section 1.12 Supplemental Indenture. The Issuer may enter into a
supplemental indenture with respect to the Class A(2003-7) Notes as provided in Section 9.01 of the Indenture, provided, however, that any supplemental indenture which provides for an additional or alternative form of credit
enhancement for the Class A(2003-7) Notes shall, in addition to the requirements set forth in Section 9.01 of the Indenture, require confirmation from the Note Rating Agencies that have rated any Outstanding Notes of the ONEseries that such change
in credit enhancement will not result in a Ratings Effect with respect to any Outstanding Notes of the ONEseries. 
  
 Section 1.13 Appointment of co-Paying Agent and co-Transfer Agent. BDL is appointed as co-paying agent and as co-transfer agent in Luxembourg with
respect to the Class A(2003-7) Notes for so long as the Class A(2003-7) Notes are listed on the Luxembourg Stock Exchange. Any reference in this Terms Document, the Indenture Supplement, the Asset Pool Supplement and the Indenture to the Paying
Agent or the Transfer Agent shall be deemed to include BDL as co-paying agent or co-transfer agent, as the case may be, unless the context requires otherwise. 
  

[END OF ARTICLE II] 
  

 7 

 IN WITNESS WHEREOF, the parties hereto have caused this Terms Document to be duly executed, all as of the
day and year first above written. 
  

	 BANK ONE ISSUANCE TRUST

		
	 By:
	 	 BANK ONE, DELAWARE, NATIONAL
 ASSOCIATION,
as Beneficiary and not in its individual capacity

		
	 By:
	 	 /s/    Stephen R. Etherington

	 Name:
	 	 Stephen R. Etherington

	 Title:
	 	 Senior Vice President

	
	WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION, as Indenture Trustee and Collateral Agent
		
	 By:
	 	 /s/    Jennifer C. Davis

	 Name:
	 	 Jennifer C. Davis

	 Title:
	 	 Assistant Vice President

	 

 TABLE OF CONTENTS 
  

	 	  	 	  	PAGE

	ARTICLE I Definitions and Other Provisions of General Application
	 Section 1.1
	  	 Definitions
	  	1
			
	 Section 1.2
	  	 Governing Law
	  	4
			
	 Section 1.3
	  	 Counterparts
	  	4
			
	 Section 1.4
	  	 Ratification of Indenture and Indenture Supplement
	  	4
	
	ARTICLE II The Class A(2003-7) Notes
			
	 Section 2.1
	  	 Creation and Designation
	  	5
			
	 Section 2.2
	  	 Specification of Required Subordinated Amount and Other Terms
	  	5
			
	 Section 2.3
	  	 Interest Payment
	  	5
			
	 Section 2.4
	  	 [Reserved]
	  	6
			
	 Section 2.5
	  	 Payments of Interest and Principal
	  	6
			
	 Section 2.6
	  	 Form of Delivery of Class A(2003-7) Notes; Depository; Denominations
	  	6
			
	 Section 2.7
	  	 Delivery and Payment for the Class A(2003-7) Notes
	  	7
			
	 Section 2.8
	  	 Supplemental Indenture
	  	7
			
	 Section 2.9
	  	 Appointment of co-Paying Agent and co-Transfer Agent
	  	7Amendment No. 5 to Second Amended and Restated Credit Agreement

 Exhibit 4.16a 
  
 AMENDMENT NO. 5 TO SECOND AMENDED 
 AND RESTATED CREDIT AGREEMENT 
  
 This AMENDMENT NO. 5 TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT (“Amendment”) dated as of August 14, 2003 (the “Amendment Effective Date”) is among The Wiser Oil Company, a Delaware corporation (the “U.S.
Borrower”), The Wiser Oil Company of Canada, a Nova Scotia unlimited liability company (the “Canadian Borrower”, and together with the U.S. Borrower, the “Borrowers”), the lenders party to the Credit Agreement (as defined
below) from time to time (the “Banks”), Union Bank of California, N.A., as U.S. administrative agent for the Banks (in such capacity, the “U.S. Administrative Agent”) and as the U.S. Issuing Bank (in such capacity, the “U.S.
Issuing Bank”), and National Bank of Canada (in its individual capacity, “NBOC”), as Canadian administrative agent for the Banks (in such capacity, the “Canadian Administrative Agent”, and together with the U.S.
Administrative Agent, the “Administrative Agents”) and as the Canadian Issuing Bank (in such capacity, the “Canadian Issuing Bank”, and together with the U.S. Issuing Bank, the “Issuing Banks”). 
  
 RECITALS 
  

	 	A.	 	The Borrowers, the Banks, the Issuing Banks and the Administrative Agents are parties to the Second Amended and Restated Credit Agreement dated as of May 21, 2001, as amended by (1)
the Master Assignment and Acceptance and Amendment No. 1 to Second Amended and Restated Credit Agreement dated as of November 21, 2001, (2) Waiver, Consent and Amendment No. 2 to Second Amended and Restated Credit Agreement dated as of February 14,
2002, (3) Consent and Amendment No. 3 to Second Amended and Restated Credit Agreement dated as of March 28, 2002, and (4) Consent and Amendment No. 4 to Second Amended and Restated Credit Agreement dated as of June 6, 2002 (as so amended, the
“Credit Agreement”; the defined terms of which are used herein unless otherwise defined herein). 

  

	 	B.	 	The Borrowers, the Banks, the Issuing Banks, and the Administrative Agents wish to, subject to the terms and conditions of this Amendment, (1) amend the Credit Agreement to increase
the U.S. Borrowing Base, (2) extend the Termination Date (as defined in the Credit Agreement) and the final payment date for the payment of the Obligations (as defined in the Credit Agreement), and (3) make certain other amendments to the Credit
Agreement. 

  
 THEREFORE, the Borrowers, the Banks,
the Issuing Banks, and the Administrative Agents hereby agree as follows: 
  

	Section 1.	 	Defined Terms; Other Definitional Provisions. As used in this Amendment, each of the terms defined in the opening paragraph and the Recitals above shall have
the meanings assigned to such terms therein. The words “hereby”, “herein”, “hereinafter”, “hereof”, “hereto” and “hereunder” when used in this Amendment shall refer to this Amendment as a
whole and not to any particular Article, Section, subsection or provision of this Amendment. 

  

 Section, subsection and Exhibit references herein are to such Sections, subsections and Exhibits to this
Amendment unless otherwise specified. All titles or headings to Articles, Sections, subsections or other divisions of this Amendment or the exhibits hereto, if any, are only for the convenience of the parties and shall not be construed to have any
effect or meaning with respect to the other content of such Articles, Sections, subsections, other divisions or exhibits, such other content being controlling as the agreement among the parties hereto. Words denoting sex shall be construed to
include the masculine, feminine and neuter, when such construction is appropriate; and specific enumeration shall not exclude the general but shall be construed as cumulative. 
  

	Section 2.	 	Amendments to Credit Agreement. 

  
 (a) The definitions for “Subordinated Debt” and “Termination Date” in Section 1.01 of the Credit Agreement are hereby amended by
replacing each reference to “May 21, 2004” appearing therein with “May 21, 2005”. 
  
 (b) Section 2.07 of the Credit Agreement is hereby amended by replacing each reference to “May 21, 2004” appearing therein with “the
Termination Date”. 
  

	Section 3.	 	Increase in U.S. Borrowing Base. The U.S. Borrowing Base shall, effective as of the Amendment Effective Date, be increased to $25,000,000 and shall remain in
effect until the Borrowing Base is redetermined in accordance with the terms of the Credit Agreement. 

  

	Section 4.	 	Representations and Warranties. The Borrowers hereby represent and warrant that: (a) except for such which are made only as of a prior date, the representations
and warranties set forth in the Credit Agreement and in the other Loan Documents are true and correct in all respects as of the Amendment Effective Date as if made on and as of such date; (b) the execution, delivery and performance of this Amendment
are within the corporate power and authority of each Borrower and have been duly authorized by appropriate corporate action and proceedings; (c) this Amendment constitutes a legal, valid, and binding obligation of each Borrower enforceable in
accordance with its terms, except as limited by applicable bankruptcy, insolvency, reorganization, moratorium, or similar laws affecting the rights of creditors generally and general principles of equity; and (d) there are no governmental or other
third party consents, licenses and approvals required in connection with the execution, delivery, performance, validity and enforceability of this Amendment and the other Loan Documents. 

  

	Section 5.	 	Conditions. This Amendment shall become effective and enforceable against the parties hereto and the Credit Agreement shall be amended as provided herein on the
Amendment Effective Date upon the occurrence of the following conditions precedent on or before the Amendment Effective Date: 

  

	 	(a)	 	Loan Documents. The U.S. Administrative Agent shall have received multiple original counterparts, as requested by the Administrative Agents, of this Amendment duly and
validly executed and delivered by duly authorized officers of the Borrowers, the Administrative Agents, the Issuing Banks, and all of the Banks. 

	 	(b)	 	No Default. No Default shall have occurred and be continuing as of the Amendment Effective Date. 

  

	 	(c)	 	Legal Fees of Administrative Agent’s Counsel. The Borrowers shall have paid all fees and expenses of the U.S. Administrative Agent’s outside legal counsel and other
consultants pursuant to all invoices presented for payment on or prior to the Amendment Effective Date. 

  

	 	(d)	 	Borrowing Base Increase Fee. The U.S. Borrower shall have paid to the U.S. Administrative Agent for the account of the U.S. Banks, a Borrowing Base increase fee in the amount
of $25,000 as required under Section 2.06(b) of the Credit Agreement, as amended hereby. 

  

	 	(e)	 	Facility Extension Fee. The Borrowers shall have paid to the U.S. Administrative Agent for the account of the Banks, an extension fee in the amount of $210,000.

  

	 	(f)	 	Other Instruments or Documents. The Administrative Agents, the Issuing Banks, or any Bank or counsel to the Administrative Agent shall have received such other instruments or
documents as any of them may reasonably request. 

  

	Section 6.	 	Miscellaneous. 

  

	 	(a)	 	Effect on Loan Documents. Each of the Borrowers, the Administrative Agents, the Issuing Banks and the Banks signatory hereto does hereby adopt, ratify, and confirm the Credit
Agreement, as amended hereby, and acknowledges and agrees that the Credit Agreement, as amended hereby, is and remains in full force and effect. Nothing herein shall act as a waiver of any of the Administrative Agents’, the Issuing Banks’
or the Bank’s rights under the Loan Documents, as amended, including the waiver of any Default or Event of Default, however denominated. From and after the Amendment Effective Date, all references to the Credit Agreement and the Loan Documents
shall mean such Credit Agreement and such Loan Documents as amended by this Amendment. This Amendment is a Loan Document for the purposes of the provisions of the other Loan Documents. Without limiting the foregoing, any breach of representations,
warranties, and covenants under this Amendment shall be an Event of Default under the Credit Agreement. 

  

	 	(b)	 	Counterparts. This Amendment may be signed in any number of counterparts, each of which shall be an original and all of which, taken together, constitute a single instrument.
This Amendment may be executed by facsimile signature and all such signatures shall be effective as originals. 

  

	 	(c)	 	Successors and Assigns. This Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns permitted pursuant to
the Credit Agreement. 

	 	(d)	 	Invalidity. In the event that any one or more of the provisions contained in this Amendment shall for any reason be held invalid, illegal or unenforceable in any respect,
such invalidity, illegality or unenforceability shall not affect any other provision of this Amendment. 

  

	 	(e)	 	Governing Law. This Amendment shall be deemed to be a contract made under and shall be governed by and construed in accordance with the laws of the State of Texas.

  
 THIS AMENDMENT, THE CREDIT AGREEMENT AS AMENDED BY THIS
AMENDMENT, THE NOTES, THE OTHER LOAN DOCUMENTS AND ANY FEE LETTER TO THE ADMINISTRATIVE AGENTS SIGNED BY ANY OF THE BORROWERS CONSTITUTE THE ENTIRE UNDERSTANDING AMONG THE PARTIES HERETO WITH RESPECT TO THE SUBJECT MATTER HEREOF AND SUPERSEDE ANY
PRIOR AGREEMENTS, WRITTEN OR ORAL, WITH RESPECT THERETO. 
  

 EXECUTED effective as of the date first above written. 
  

	BORROWERS:
	
	THE WISER OIL COMPANY
		
	 By:
	 	 /s/    RICHARD S. DAVIS
        

	 Name:
	 	Richard S. Davis
	 Title:
	 	Vice President of Finance

  
  

	
	THE WISER OIL COMPANY OF CANADA
		
	 By:
	 	 /s/    RICHARD S. DAVIS
        

	 Name:
	 	Richard S. Davis
	 Title:
	 	Vice President of Finance

	 U.S. ADMINISTRATIVE AGENT AND
 U.S. ISSUING BANK:

	
	 UNION BANK OF
CALIFORNIA, N.A., as
 U.S. Administrative Agent and as U.S. Issuing Bank

		
	 By:
	 	 /s/    JOHN A.
CLARK        

	Name:	 	John A. Clark
	 Title:
	 	Vice President

		
	 By:
	 	 /s/    ALI
AHMER        

	Name:	 	Ali Ahmer
	 Title:
	 	Vice President

	
	CANADIAN ADMINISTRATIVE AGENT AND CANADIAN ISSUING BANK
	
	NATIONAL BANK OF CANADA, as Canadian Administrative Agent and as Canadian Issuing Bank
		
	 By:
	 	 /s/    BRIAN J.
SPILCHEN        

	Name:	 	Brian J. Spilchen
	 Title:
	 	Manager, Energy Group

	 BANK:

	
	 UNION BANK OF CALIFORNIA, as a U.S. Bank
 and as a Canadian Bank

		
	 By:
	 	 /s/    JOHN A.
CLARK        

	Name:	 	John A. Clark
	 Title:
	 	Vice President

  
  

	BANK:
	
	NATIONAL BANK OF CANADA, as a Canadian Bank
		
	 By:
	 	 /s/    BRIAN J.
SPILCHEN        

	 Name:
	 	Brian J. Spilchen
	 Title:
	 	Manager, Energy Group

	BANK: 
	
	PNC BANK, NATIONAL ASSOCIATION, as a U.S. Bank
		
	 By:
	 	 /s/    T.C. WILDE
        

	 Name:
	 	T.C. Wilde
	 Title:
	 	AVP Relationship Manager

	 BANK:

	
	 FORTIS CAPITAL CORP., as a U.S. Bank
and a
 Canadian Bank

		
	 By:
	 	 /s/    CHRISTOPHER S.
PARADA        

	Name:	 	Christopher S. Parada
	 Title:
	 	Vice President
		
	 By:
	 	 /s/    DARRELL W. HOLLEY
        

	Name:	 	Darrell W. Holley
	 Title:
	 	Managing Director

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