Document:

CONSULTING AGREEMENT

This CONSULTING AGREEMENT (the "Agreement"), is effective as of this 5th day of
October, 2004, between: Phoenix Holdings, LLC (the "Consultant"), with an
address at ________________________
_________________________________________________________________________ and
Walker Financial Corporation, ("Company"), with offices at 990 Stewart Avenue,
Suite 60A, Garden City, NY 11530

                                   WITNESSETH

WHEREAS, the Company requires and will continue to require consulting services
relating to management advisement, strategic planning and marketing in
connection with its business, together with advisory and consulting related to
shareholder management and public relations; and

WHEREAS, Consultant is qualified to provide the Company with the aforementioned
consulting services and is desirous to perform such services for the Company;
and

WHEREAS, the Company wishes to induce Consultant to provide these consulting
services to the Company and wishes to contract with the Consultant regarding the
same believing it to be in its best interest,

NOW, THEREFORE, in consideration of the mutual covenants hereinafter stated, it
is agreed as follows:

1. APPOINTMENT.

The Company hereby engages Consultant and Consultant agrees to render services
to the Company as a consultant upon the terms and conditions hereinafter set
forth.

2. TERM.

The term of this Consulting Agreement began as of the date of this Agreement,
and shall terminate on October 4, 2005, unless earlier terminated in accordance
with paragraph 9 herein or extended as agreed to between the parties.

3. SERVICES.

During the term of this Agreement, Consultant shall provide advice to undertake
for and consult with the Company concerning management, marketing, consulting,
strategic planning, corporate organization and structure, financial matters in
connection with the operation of the businesses of the Company, expansion of
services, acquisitions and business opportunities, and shall review and advise
the Company regarding its overall progress, needs and condition. The services of
Consultant shall not be exclusive nor shall Consultant be required to render any
specific number of hours or assign specific personnel to the Company or its
projects. The parties hereto acknowledge and agree that Consultant cannot
guarantee the results or effectiveness of any of the services rendered or to be
rendered by Consultant. Rather, Consultant shall conduct its operations and
provide its services in a professional manner and in accordance with good
industry practice.

Consultant agrees to provide on a timely basis the following enumerated services
plus any additional services contemplated thereby:

(a) The implementation of short-range and long-term strategic planning to fully
develop and enhance the Company's assets, general resources, products and
services; and

(b) Advise the Company relative to its operational needs, relating specifically
to past and future corporate transactional and mergers and acquisitions matters.

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(c) Advise the Company in relation to shareholder management and public
relations. Consultant shall be available for advice and counsel to the officers
and directors of the Company at such reasonable and convenient times and places
as may be mutually agreed upon. Except as foresaid, the time, place and manner
of performance of the services hereunder, including the amount of time to be
allocated by Consultant to any specific service, shall be determined at the sole
discretion of Consultant. It is agreed that all the information and materials
produced for the Company shall be the property of Consultant, free and clear of
all claims thereto by the Company, and the Company shall retain no claims of
authorship therein.

4. DUTIES OF THE COMPANY.

The Company shall provide Consultant, on a regular and timely basis, with all
approved data and information about it, its subsidiaries, its management, its
products and services and its operations as shall be reasonably requested by
Consultant, and shall advise Consultant of any facts which would affect the
accuracy of any data and information previously supplied pursuant to this
paragraph. The Company shall promptly supply Consultant with full and complete
copies of all financial reports, all fillings with all federal and state
securities agencies; with full and complete copies of all stockholder reports;
with all data and information supplied by any financial analyst, and with all
brochures or other sales materials relating to its products or services.

5. COMPENSATION.

Upon execution of this Agreement and in settlement for its services hereunder,
Consultant shall receive $ 2,500.00 per month for the Term of this Agreement and
the following securities (the "Securities") 500,000 shares of the Company's
common stock. The Company covenants and agrees to use its best efforts to cause
the shares to be registered under the Securities Act of 1933. The Company
further covenants and agrees that within 15 days of the effectiveness of such
registration it will execute a written request to its transfer agent to prepare
and deliver, per Consultant's instructions, one or more stock certificates for
the Company's shares of common stock, in a freely tradable, non legend form.

6. REPRESENTATION AND INDEMNIFICATION.

The Company shall be deemed to have been made a continuing representation of the
accuracy of any and all facts, material information and data which it supplies
to Consultant and acknowledges its awareness that Consultant will rely on such
continuing representation in disseminating such information and otherwise
performing its advisory functions. Consultant in the absence of notice in
writing from the Company, will rely on the continuing accuracy of material,
information and data supplied by the Company. The Company agrees to indemnify,
hold harmless and defend Consultant, its agents or employees from any proceeding
or suit which arises out of or is due to the inaccuracy or incompleteness of any
material or information supplied by the Company to Consultant. Consultant
represents that he has knowledge of and is experienced in providing the
aforementioned services.

7. COMPLIANCE WITH SECURITIES LAWS.

The Company understands that any and all compensation outlined in Section 5
shall be paid solely and exclusively as consideration for the aforementioned
consulting efforts made by Consultant on behalf of the Company as an independent
contractor. Consultant is a natural person. Any monies transferred to Company by
Consultant herein is not made with the intent to raise capital or to provide the
Company with capital. Consultant has been engaged to provide the Company with
traditional business, management, technical and operational consulting, and
related business services. Consultant's engagement does not involve the
promotion or marketing of the Company's securities (including it's common
stock), nor does it involve raising money for the Company.

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8. CONFIDENTIALITY

Consultant will not disclose, without the consent of the Company, any financial
or business information concerning the business, affairs and plans of the
Company which Consultant may receive from the Company, provided such information
is plainly marked in writing by the Company as being confidential (the
Confidential Information). Consultant will not be bound by the foregoing
limitation in the event (i) the Confidential Information is otherwise
disseminated and becomes public information, or (ii) Consultant is required to
disclose the Confidential Information pursuant to a subpoena or other judicial
order.

9. MISCELLANEOUS.

Termination: This Agreement shall be terminated immediately upon written notice
for material breach of this Agreement. Upon termination, and fees or expenses
due to Consultant shall become immediately payable. If terminated by Consultant,
Consultant shall return an amount of compensation received (including the
Securities) determined by multiplying the amount of compensation received by a
fraction the numerator being the amount of months the contract was effective for
prior to termination and the denominator being 12.

Modification: This Consulting Agreement sets forth the entire understanding of
the Parties with respect to the subject matter hereof. This Consulting Agreement
may be amended only in writing signed by both Parties.

Notices: Any notice required or permitted to be given hereunder shall be in
writing and shall be mailed or otherwise delivered in person or by facsimile
transmission at the address of such Party set forth above or to such other
address or facsimile telephone number as the Party shall have furnished in
writing to the other Party.

Waiver: Any waiver by either Party of a breach of any provision of this
Consulting Agreement shall not operate as or be construed to be a waiver of any
other breach of that provision or of any breach of any other provision of this
Consulting Agreement. The failure of a Party to insist upon strict adherence to
any term of this Consulting Agreement on one or more occasions will not be
considered a waiver or deprive that Party of the right thereafter to insist upon
adherence to that term of any other term of this Consulting Agreement.

Assignment: The Agreement is not assignable by either party unless agreed in
writing.

Severability: If any provision of this Consulting Agreement is invalid, illegal,
or unenforceable, the balance of this Consulting Agreement shall remain in
effect, and if any provision is inapplicable to any person or circumstance, it
shall nevertheless remain applicable to all other persons and circumstances.

Disagreements: Any dispute or other disagreement arising from or out of this
Consulting Agreement shall be submitted to arbitration under the rules of the
American Arbitration Association and the decision of the arbiter(s) shall be
enforceable in any court having jurisdiction thereof. Arbitration shall occur
only in Nassau County, NY. The interpretation and the enforcement of this
Agreement shall be governed by New York Law as applied to residents of the State
of New York relating to contracts executed in and to be performed solely within
the State of New York. In the event any dispute is arbitrated, the prevailing
Party (as determined by the arbiter(s)) shall be entitled to recover that
Party's reasonable attorney's fees incurred (as determined by the arbiter(s)).

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IN WITNESS WHEREOF, this Consulting Agreement has been executed by the Parties
as of the date first above written.

For and on behalf of
Walker Financial Corporation                         Phoenix Holdings, LLC.

/s/ Mitchell Segal                                   /s/ Ro DePetrillo
------------------                                   -----------------
Mitchell Segal                                       Ro DePetrillo
President &
Chief Executive Officer

                                       4THIS SECURITY AGREEMENT IS SUBJECT TO THE INTERCREDITOR AGREEMENT, DATED AS OF
OCTOBER __, 2005 (THE "INTERCREDITOR AGREEMENT"), AMONG COHANZICK CREDIT
OPPORTUNITIES MASTER FUND, LTD., AS AGENT, AND THE OTHER PARTIES THERETO UNDER
WHICH THIS AGREEMENT AND THE OBLIGATIONS HEREUNDER ARE SUBORDINATED IN THE
MANNER SET FORTH THEREIN TO THE PRIOR PAYMENT OF CERTAIN OBLIGATIONS TO THE
LENDERS AS DEFINED THEREIN.

                               SECURITY AGREEMENT

To:      Ahab Partners, L.P., as Agent
         c/o Ahab Capital Management Inc.
         299 Park Avenue
         New York, NY  10171

         Gentlemen:

      1. To secure the payment of all Obligations (as hereafter defined), we
hereby grant to you, for your benefit and for the ratable benefit of lenders (as
hereinafter defined) a second continuing security interest behind the Senior
Indebtedness (as defined in the Intercreditor Agreement) in all of the following
property now owned or at any time hereafter acquired by us, or in which we now
have or at any time in the future may acquire any right, title or interest (the
"Collateral"): all accounts, inventory, equipment, goods, documents, instruments
(including, without limitation, promissory notes), contract rights, general
intangibles (including, without limitation, payment intangibles), chattel paper,
supporting obligations, investment property, letter-of-credit rights,
trademarks, tradestyles, patents and copyrights in which we now have or
hereafter may acquire any right, title or interest, all proceeds and products
thereof (including, without limitation, proceeds of insurance) and all
additions, accessions and substitutions thereto or therefor. For the purposes
hereof, Collateral shall not include and we are not granting a security interest
in the property described in Schedule 1 hereto.

      2. The term "Obligations" as used herein shall mean and include all debts,
liabilities and obligations owing by us to Ahab Partners, L.P. and Ahab
International, Ltd. (collectively, the "Lenders") and all loans, advances,
extensions of credit, endorsements, guaranties, benefits and/or financial
accommodations heretofore or hereafter made, granted or extended by the Lenders
to us or which the Lenders have or will become obligated to make, grant or
extend to us or for our account and any and all interest, charges and/or
expenses heretofore or hereafter owing by us to the Lenders and any and all
renewals or extensions of any of the foregoing, direct or indirect, absolute or
contingent, liquidated or unliquidated, arising out of that certain Loan
Agreement and Promissory Notes dated as of October ___, 2005 made by us in favor
of the Lenders in the original principal amounts of $310,000 and $380,000 (as
each may be amended, modified and supplemented from time to time, collectively,
the "Notes") copies of which are attached hereto as Exhibit 2 hereto.

<PAGE>

      3. We hereby represent, warrant and covenant to you that: (a) we are a
company validly existing, in good standing and formed under the laws of the
State of Florida and we will provide you thirty days prior written notice of any
change in our state of formation; (b) our legal name is "SuperStock, Inc.", as
set forth in our Certificate of Incorporation as amended through the date
hereof; (c) we are the lawful owner of the Collateral and have the sole right to
grant a security interest therein and will defend the Collateral against all
claims and demands of all persons and entities; (d) other than liens and
security interests in existence on the date hereof and Permitted Liens (as
defined herein), we will keep the Collateral free and clear of all attachments,
levies, taxes, liens, security interests and encumbrances of every kind and
nature; (e) we will at our own cost and expense maintain and keep the Collateral
in good state of repair and will not waste or destroy the same or any part
thereof; (f) we will at all times allow you or your representatives free access
to and the right of inspection of the Collateral; (g) we will at our own cost
and expense adequately insure the Collateral against customary risks and subject
to commercially reasonable limitations and deductibles; (h) we will pay all
taxes due with respect to the Collateral other than taxes being diligently
contested in good faith by appropriate proceedings, provided adequate reserves
with respect thereto are maintained on our books in conformity with GAAP; and
(i) we will not sell any Collateral, other than in the ordinary course of
business, without your prior written consent which will not be unreasonably
withheld or delayed. For the purposes of Section 3(i) hereof, you will be deemed
to have consented to a proposed sale of Collateral if you have failed to respond
to a written notice delivered in accordance with Section 10 below within ten
(10) business days after the notice is given. For purposes hereof, "Permitted
Liens" means (a) liens of carriers, warehousemen, artisans, bailees, mechanics
and materialmen incurred in the ordinary course of business securing sums not
overdue; (b) liens incurred in the ordinary course of business in connection
with workmen's compensation, unemployment insurance or other forms of
governmental insurance or benefits, relating to employees, securing sums (i) not
overdue or (ii) being diligently contested in good faith provided that adequate
reserves with respect thereto are maintained on our books in conformity with
GAAP; (c) liens in favor of you; (d) liens for taxes (i) not yet due or (ii)
being diligently contested in good faith by appropriate proceedings, provided
that adequate reserves with respect thereto are maintained on our books in
conformity with GAAP; provided, that, the lien shall have no effect on the
priority of liens in your favor or the value of the assets in which you have a
lien; (e) liens securing purchase money indebtedness to the extent such
indebtedness is permitted by the Notes; and (f) liens and security interests
granted to Cohanzick Credit Opportunities Master Fund, L.P., John L. Steffens,
Gabriel Capital, L.P. and their respective successors and assigns.

      4. We shall be in default under this Agreement upon the happening of any
of the following events or conditions, each such event or condition an "Event of
Default" (a) we shall fail to pay when due or punctually perform any of the
Obligations; (b) any covenant, warranty, representation or statement made or
furnished to you or any other Lender by us or on our behalf was false in any
material respect when made or furnished; (c) we shall breach any provision of
this Agreement or any other document, instrument or agreement delivered to you
or any other Lender in connection with the transactions contemplated hereby, as
the same may be amended, modified and supplemented from time to time, and such
breach shall not have been cured during any applicable cure or grace period; (d)
we shall become insolvent, cease operations, dissolve, terminate our business
existence, make an assignment for the benefit of creditors, suffer the
appointment of a receiver, trustee, liquidator or custodian of all or any part
of our property; (e) any proceedings under any bankruptcy or insolvency law
shall be commenced by or against us; or (f) a "default" or "event of default"
shall have occurred under the Notes, which shall not have been cured during any
applicable cure or grace period.

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      5. Upon the occurrence of any event of default and at any time thereafter,
you may declare all Obligations immediately due and payable and you shall have
the remedies of a secured party provided in the Uniform Commercial Code as in
effect in the State of Florida, this Agreement and other applicable law. You
will at all times have the right to take possession of the Collateral and to
maintain such possession on our premises or to remove the Collateral or any part
thereof to such other premises as you may desire. Upon your request, we shall
assemble the Collateral and make it available to you at a place designated by
you. If any notification of intended disposition of any Collateral is required
by law, such notification, if mailed, shall be deemed properly and reasonably
given if mailed at least ten days before such disposition, postage prepaid,
addressed to us either at our address shown herein or at any address appearing
on your records for us. Any proceeds of any disposition of any of the Collateral
shall be applied by you to the payment of all expenses in connection with the
sale of the Collateral, including reasonable attorneys' fees and other legal
expenses and disbursements and the reasonable expense of retaking, holding,
preparing for sale, selling, and the like, and any balance of such proceeds may
be applied by you toward the payment of the Obligations in such order of
application as you may elect, and we shall be liable for any deficiency.

      6. If we default in the performance or fulfillment of any of the terms,
conditions, promises, covenants, provisions or warranties on our part to be
performed or fulfilled under or pursuant to this Agreement, you may, at your
option without waiving your right to enforce this Agreement according to its
terms, immediately or at any time thereafter and without notice to us, perform
or fulfill the same or cause the performance or fulfillment of the same for our
account and at our sole cost and expense, and the cost and expense thereof
(including reasonable attorneys' fees) shall be added to the Obligations and
shall be payable on demand with interest thereon at the highest rate permitted
by law.

      7. We appoint you, any of your officers, employees or any other person or
entity whom you may designate as our attorney, with power to execute such
documents in our behalf and to supply any omitted information and correct patent
errors in any documents executed by us or on our behalf; to file financing
statements against us covering the Collateral; to sign our name on public
records; and to do all other things you deem necessary to carry out this
Agreement. We hereby ratify and approve all acts of the attorney and neither you
nor the attorney will be liable for any acts of commission or omission, nor for
any error of judgment or mistake of fact or law. This power being coupled with
an interest, is irrevocable so long as any Obligations remains unpaid.

      8. No delay or failure on your part in exercising any right, privilege or
option hereunder shall operate as a waiver of such or of any other right,
privilege, remedy or option, and no waiver whatever shall be valid unless in
writing, signed by you and then only to the extent therein set forth, and no
waiver by you of any default shall operate as a waiver of any other default or
of the same default on a future occasion. The Lenders' books and records
containing entries with respect to the Obligations shall be admissible in
evidence in any action or proceeding, shall be binding upon us for the purpose
of establishing the items therein set forth and shall constitute prima facie
proof thereof. The Lenders shall have the right to enforce any one or more of
the remedies available to the Lenders, successively, alternately or
concurrently. We agree to join with you in executing financing statements or
other instruments to the extent required by the Uniform Commercial Code in form
satisfactory to you and in executing such other documents or instruments as may
be required or deemed necessary by you for purposes of affecting or continuing
your security interest in the Collateral.

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      9. This Agreement shall be governed by and construed in accordance with
the laws of the State of New York and cannot be terminated orally. All of the
rights, remedies, options, privileges and elections given to the Lenders
hereunder shall inure to the benefit of all successors and assigns of the
Lenders. The term "you" as herein used shall include your company, any parent of
your company, any of your subsidiaries and any co-subsidiaries of your parent,
whether now existing or hereafter created or acquired, and all of the terms,
conditions, promises, covenants, provisions and warranties of this Agreement
shall inure to the benefit of and shall bind the representatives, successors and
assigns of each of us and them. You and we hereby (a) waive any and all right to
trial by jury in litigation relating to this Agreement and the transactions
contemplated hereby and we agree not to assert any counterclaim in such
litigation, (b) submit to the nonexclusive jurisdiction of any Florida court;
provided, that nothing in this Agreement shall be deemed to preclude you from
bringing suit or taking other legal action in any other jurisdiction. and (c)
waive any objection you or we may have as to the bringing or maintaining of such
action with any such court. We hereby waive personal service of process in any
such action and agree that service of such process may be made by registered or
certified mail addressed to us at the address set forth below.

             [The balance of this page is intentionally left blank.]

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      10. All notices from one party hereto to the other shall be sufficiently
given if mailed by registered or certified mail, postage prepaid, or delivery to
a nationally recognized overnight delivery service for next Business Day
delivery, to the addresses set forth below.

                                           SUPERSTOCK, INC.

                                           By:
                                             -----------------------------
                                           Name:  Thomas Butta
                                           Title:  Chief Executive Officer

                                           Address: 7660 Centurion Parkway
                                                    Jacksonville, FL  32256

                                           Dated as of October ___, 2005

         ACKNOWLEDGED:

         AHAB PARTNERS, L.P.

         By:
           ---------------------------------------------------
         Name:    Jonathan Gallen
         Title:   President, Ahab Capital Management, Inc.
                  Investment Advisor, Ahab International, Ltd.

         AHAB INTERNATIONAL, LTD.

         By:
           ---------------------------------------------------
         Name:  Jonathan Gallen
         Title:   Managing Member, Pequod LLC
                  General Partners, Ahab Partners, L.P.

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                                   Schedule 1

1.    Sublease for the premises located at 7660 Centurion Parkway, Jacksonville,
      FL 32256.

2.    Lease for the premises located at 7660 Centurion Parkway, Jacksonville, FL
      32256.

3.    Equipment Leases, if any.

<PAGE>

                                    Exhibit 2

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