Document:

Exhibit
4.4

 

 

 

Note

 

	Date:	 	Jun 20, 2020
	 	 	 
	Note
Amount:	 	$90,645
	 	 	 
	Borrower:	 	VIVAVENTURES OIL SANDS, INC.
	 	 	 
	Lender:	 	JPMorgan
Chase Bank, N.A.

 

 

		1.	PROMISE TO PAY.

 

Borrower promises to pay to the order of Lender
the Note Amount, plus interest on the unpaid principal balance at the Note Rate, and all other amounts required by this Note.

 

		2.	DEFINITIONS.

 

"CARES Act" means the Coronavirus
Aid, Relief, and Economic Security Act and the applicable Paycheck Protection Program rules, interim rules, regulations, guidance
and Frequently Asked Questions.

 

"Covered Period" means the period
beginning on the date on which the proceeds of the Loan are disbursed to Borrower and ending on whichever of the following two
dates occurs first:

 

A. 
The date that is 24 weeks after the date of disbursement, and

B. 
December 31, 2020.

 

"Deferral Period" means the period
ending on the date on which the amount of any forgiveness of the Loan determined under the CARES Act is remitted to Lender by SBA
or forgiveness is denied. However, if Borrower does not apply for forgiveness of the Loan within 10 months after the last day of
the Covered Period, the Deferral Period will end on the date that is 10 months after the last day of the Covered Period.

 

"Loan" means the loan evidenced by this
Note.

 

"Maturity Date" means the fifth anniversary
of the disbursement date of the Loan.

 

 

 

    	 	1	 

     

    

 

"Note Rate" means an interest rate
of 0.98% Per Annum and interest shall accrue on the unpaid principal balance computed on the basis of the actual number of days
elapsed in a year of 360 days.

 

"Per Annum" means for a year deemed to
be comprised of 360 days.

 

"SBA" means the Small Business Administration,
an agency of the United States of America.

 

		3.	CONDITIONS PRECEDENT TO FUNDING OF LOAN.

 

Before the funding of the Loan, the following conditions
must be satisfied:

A. 
Lender has approved the request for the Loan.

B. 
Lender has received approval from SBA to fund the Loan.

 

		4.	PAYMENT TERMS.

 

Borrower will pay this Note as follows:

 

		A.	No Payments During Deferral Period. There shall be no payments due by Borrower during the Deferral Period.

		B.	Principal and Interest Payments. Upon the expiration of the Deferral Period, Lender will notify
Borrower (in a billing statement or by other means) of the due date for the first payment (the "First Payment Date").
Commencing on the First Payment Date and continuing on the same day of each month thereafter until the Maturity Date, Borrower
shall pay to Lender equal monthly payments of principal and interest, through the month prior to the Maturity Date; provided that
the initial payments shall be applied to the interest accrued during the Deferral Period until such amount has been satisfied.

		C.	Maturity Date. On the Maturity Date, Borrower shall pay to Lender any and all unpaid principal
plus accrued and unpaid interest. This Note will mature on the Maturity Date.

		D.	If any payment is due on a date for which there is no numerical equivalent in a particular calendar
month then it shall be due on the last day of such month. If any payment is due on a day that is not a Business Day, the payment
will be made on the next Business Day. The term "Business Day" means a day other than a Saturday, Sunday or any other
day on which national banking associations are authorized to be closed.

		E.	Payments shall be allocated among principal and interest at the discretion of Lender unless otherwise
agreed or required by applicable law. However, in the event the Loan, or any portion thereof, is forgiven pursuant to the Paycheck
Protection Program under the CARES Act, the amount so forgiven shall be applied in accordance with applicable law and regulations.

		F.	If Lender or SBA determines that Borrower was not eligible for all or any portion of the Loan,
then Borrower shall repay the Loan, or the portion of the Loan for which Borrower was not eligible, together with any accrued and
unpaid interest, immediately upon notice from Lender or SBA of this determination.

		G.	Borrower may prepay this Note at any time without payment of any premium.

 

 

 

    	 	2	 

     

    

 

		5.	AGREEMENTS.

 

Borrower understands and agrees as follows:

	 	A.	The Loan is to be made under the SBA's Paycheck Protection Program.
		B.	Any loan made under the SBA's Paycheck Protection Program must be submitted to and approved by
SBA. As there is limited funding available under the Paycheck Protection Program, it is possible that not all applications submitted
will be approved by SBA. Lender is participating in the Paycheck Protection Program to help businesses experiencing the economic
impacts from COVID-19 obtain funding through the program. Lender anticipates high application volume and that there may be processing
and system issues that impact the intake, ordering and/or submission of loan requests to SBA. While Lender will use best efforts
in this extraordinary time, Lender cannot guarantee it will be able to submit Borrower's application before SBA funding is no longer
available. Borrower understands and agrees that Lender will not be liable to Borrower if Borrower fails to obtain the loan applied
for. As such, Borrower releases and waives claims concerning Lender's processes and systems for obtaining, ordering and submitting
applications to SBA and further releases and waives to the maximum extent not prohibited by law any claims against Lender for special,
exemplary, punitive or consequential damages relating to any application. This provision supersedes any prior communications, understandings
or agreements on the issues set forth herein.

		C.	Borrower must use all Loan proceeds only for purposes permitted under the Paycheck Protection
Program provided for in the CARES Act.

		D.	Forgiveness of the Loan is not automatic and Borrower must request it. Borrower is responsible for
understanding the requirements for obtaining forgiveness, and for complying with those requirements. Borrower is not relying on
Lender for its understanding of the requirements for forgiveness such as eligible expenditures, necessary records/documentation,
Borrower certifications, or possible reductions due to changes in number of employees or compensation. Rather Borrower will
consult the SBA's Paycheck Protection Program materials. Borrower understands that these requirements may change from time to time.

		E.	The application for this Loan is subject to review and Borrower may not receive the Loan. The
Loan also remains subject to availability of funds under the SBA's Paycheck Protection Program, and to the SBA issuing an SBA loan
number.

		F.	If the terms and conditions of the SBA’s Paycheck Protection Program are changed in any manner
that retroactively makes or requires changes to the terms of the Loan, whether by statute, regulation, interpretation, guidance
or judicial action, then the terms of this Note will be automatically amended to reflect those retroactively made or required
changes.

 

		6.	DEFAULT.

 

Borrower is in default under this Note if Borrower:

	 	A.	Fails to make a payment when due under the Note or otherwise fails to comply with any provision of this Note.
	 	B.	Does not disclose, or anyone acting on its behalf does not disclose, any material fact to Lender or SBA.
		C.	Makes, or anyone acting on its behalf makes, a materially false or misleading representation,
attestation or certification to Lender or SBA in connection with Borrower’s request for this Loan under the CARES Act.

		D.	Becomes the subject of a proceeding under any bankruptcy or insolvency law, has a receiver or
liquidator appointed for any part of its business or property, or makes an assignment for the benefit of creditors.

		E.	Reorganizes, merges, consolidates, or otherwise changes ownership or business structure without
Lender's prior written consent.

		F.	Becomes the subject of a civil or criminal action that Lender believes may materially affect
Borrower's ability to pay this Note.

 

 

 

    	 	3	 

     

    

 

		7.	LENDER'S RIGHTS IF THERE IS A DEFAULT.

 

Without notice or demand and without giving up any
of its rights, Lender may:

A. 
Require immediate payment of all amounts owing under this Note.

B. 
Collect all amounts owing from Borrower.

C. 
File suit and obtain judgment.

 

		8.	LENDER'S GENERAL POWERS.

 

Without notice or Borrower's consent, Lender
may incur expenses to collect amounts due under this Note and enforce the terms of this Note. Among other things, the expenses
may include reasonable attorney's fees and costs. If Lender incurs such expenses, it may demand immediate repayment from Borrower
or add the expenses to the principal balance.

 

		9.	GOVERNING LAW AND VENUE; WHEN FEDERAL LAW APPLIES.

 

When SBA is the holder, this Note shall be interpreted
and enforced under federal law, including SBA regulations. Lender or SBA may use state or local procedures for filing papers,
recording documents, giving notice, and other purposes. By using such procedures, SBA does not waive any federal immunity from
state or local control, penalty, tax, or liability. As to this Note, Borrower may not claim or assert against SBA any local or
state law to deny any obligation, defeat any claim of SBA, or preempt federal law.

 

If SBA is not the holder, this Note shall be governed
by and construed in accordance with the laws of the State of Ohio where the main office of Lender is located. MATTERS REGARDING
INTEREST TO BE CHARGED BY LENDER AND THE EXPORTATION OF INTEREST SHALL BE GOVERNED BY FEDERAL LAW (INCLUDING WITHOUT LIMITATION
12 U.S.C. SECTIONS 85 AND 1831u) AND THE LAW OF THE STATE OF OHIO. Borrower agrees that any legal action or proceeding with respect
to any of its obligations under this Note may be brought by Lender in any state or federal court located in the State of Ohio,
as Lender in its sole discretion may elect. Borrower submits to and accepts in respect of its property, generally and unconditionally,
the non-exclusive jurisdiction of those courts. Borrower waives any claim that the State of Ohio is not a convenient forum or
the proper venue for any such suit, action or proceeding. The extension of credit that is the subject of this Note is being made
by Lender in Ohio.

 

		10.	SUCCESSORS AND ASSIGNS.

 

Under this Note, Borrower includes its successors,
and Lender includes its successors and assigns.

 

 

 

    	 	4	 

     

    

 

		11.	GENERAL PROVISIONS.

 

A. 
Borrower must sign all documents necessary at any time to comply with the Loan.

		B.	Borrower’s execution of this Note has been duly authorized by all necessary actions of
its governing body. The person signing this Note is duly authorized to do so on behalf of Borrower.

		C.	This Note shall not be governed by any existing or future credit agreement or loan agreement
with Lender. The liabilities guaranteed pursuant to any existing or future guaranty in favor of Lender shall not include this Note.

The liabilities secured by any existing or future
security instrument in favor of Lender shall not include this Note.

		D.	Lender may exercise any of its rights separately or together, as many times and in any order it
chooses. Lender may delay or forgo enforcing any of its rights without giving up any of them.

		E.	Borrower may not use an oral statement of Lender or SBA to contradict or alter the written terms of this Note.

		F.	If any part of this Note is unenforceable, all other parts remain in effect.

		G.	To the extent allowed by law, Borrower waives all demands and notices in connection with this
Note, including presentment, demand, protest, and notice of dishonor.

		H.	Borrower's liability under this Note will continue with respect to any amounts SBA may pay Lender
based on an SBA guarantee of this Note. Any agreement with Lender under which SBA may guarantee this Note does not create any third
party rights or benefits for Borrower and, if SBA pays Lender under such an agreement, SBA or Lender may then seek recovery
from Borrower of amounts paid by SBA.

		I.	Lender reserves the right to modify the Note Amount based on documentation received from Borrower.

 

		12.	ELECTRONIC SIGNATURES.

 

Borrower agrees that its electronic signature
shall have the same force and effect as an original signature and shall be deemed (i) to be "written" or "in
writing" or an “electronic record”, (ii) to have been signed, and (iii) to constitute a record established and
maintained in the ordinary course of business and an original written record when printed from electronic files. Such paper
copies or "printouts," if introduced as evidence in any judicial, arbitral, mediation or administrative proceeding, will
be admissible as between the parties to the same extent and under the same conditions as other original business records created
and maintained in documentary form.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    	 	5Exhibit 4.5

 

 

 

 

 

 

Thank you for allowing us to serve you with
your Paycheck Protection Program loan. We recognize the significant role these funds will play in the sustainability and
future growth of your organization during this challenging time for our clients, communities, and nation.

 

Please remember to maintain the necessary records
to obtain the provided loan forgiveness as soon as possible. We are expecting borrowers to provide us with the information required
to apply for full forgiveness of loan balances no later than eight (8) weeks from the loan origination date. This is a critical
part of this program, and by working with us on your loan, you acknowledge that you will help us better serve other borrowers by
providing this information accurately and in conjunction with the above timeline.

 

We are here and have been since 1893. Please continue
to look to us for help, guidance, and advice for your financial services and needs. Times are challenging and unsure, but we believe
it is in these times we can provide the most value. We energetically embraced the Paycheck Protection Program because we
know it is critical for you, and so many others, and we will equally embrace and engage anything we know provides such a tremendous
benefit to those we serve.

 

We are proud to serve you
and do not take that privilege lightly, and we look forward to serving you again as our nation triumphs over the current circumstances
and emerges stronger than ever. With the deepest appreciation and best wishes for your continued success, I am

 

 

Very gratefully yours,

 

Brian K. Plum

Chief Executive Officer

 

 

 

 

 

 

 

 

	Member
FDIC	Blue Ridge Bank, N.A.	www.mybrb.com
	Equal Housing Lender	 	 

 

 

 

    	 	1	 

     

    

 

 

 

 

ACH TRANSFER AUTHORIZATION

 

You are authorizing Blue Ridge Bank N.A.
to deposit your SBA Payroll Protection Program proceeds into the below referenced deposit account. The borrower is responsible
for verifying the accuracy of the information completed on this document.

 

 

 

 

Account Holder(s) Name(s): RPC Design & Manufacturing
LLC                                       

 

Amount to be Transferred: $ 205,100.00                                      

 

 

 

 

CREDIT TO

 

 

 

Account
Title:                                                                                                                                              

 

Financial
Institution:                                                                                                                                              

 

Account
Number:                                                                                                                                              

 

Routing
Number:                                                                                                                                              

 

Type
of Account: Checking           Savings          

 

Authorization Agreement:

Account Holder hereby authorizes Blue Ridge
Bank to deposit SBA Payroll Protection Program funds into the account listed above. If this agreement changes any prior authorization
between you and the Account Holder, the prior authorization is hereby canceled, and Account Holder instructs Blue Ridge Bank to
follow this authorization. Account Holder further acknowledges that you have no responsibility to contact Account Holder when the
above transfer occur. Account Holder understands that Account Holder can call Blue Ridge Bank to find out whether or not the transfer
has been made. Account Holder further acknowledges that the Financial Institution will not be liable for any charges, including
but not limited to, any charges related to items returned because of insufficient funds, or for any late charges or additional
interest if this authorization is for time- sensitive transactions. A $100.00 service charge will be imposed for each transfer.

 

 

 

 

 

 

    	 	2	 

     

    

 

SBA
PAYCHECK PROTECTION PROGRAM LOAN AGREEMENT

 

 

This
SBA Paycheck Protection Program Loan Agreement (“Agreement”) is by and between Blue Ridge Bank, N.A. (“Bank”)
and the borrower (“Borrower”) executing this Agreement below, applies to the loan (“Loan”)
evidenced by the Paycheck Protection Program Note (“Note”) of even date herewith, and is entered into pursuant
to Sections 1102 and 1106 of the Coronavirus Aid, Relief and Economic Security Act (“Act”) and the Interim Final
Rule of the Small Business Administration (“SBA”) promulgated on April 2, 2020 and identified therein as Docket
No. SBA-2020-0015, 13 C.F.R. Part 120 and supplemented by the SBA on April 4, 2020 (“Rule”) (the Act and the
Rule are collectively, the “Program”). The term “Loan Documents” as used herein means this
Agreement, the Note, the Paycheck Protection Program Borrower Application Form submitted by Borrower to the SBA in connection with
the Loan (“Application”) and all documentation and written information provided by Borrower to Bank or to the
SBA pursuant to the Application (“Application Documents”). The term “Obligations” as used
herein means the principal balance of the Note and all interest accrued thereon.

 

Relying upon the
covenants, agreements, representations and warranties made herein by Borrower, Bank is willing to extend credit to Borrower upon
and subject to the terms and conditions set forth herein and in the Note. Bank and Borrower agree as follows:

 

		1.	Borrower covenants, agrees, represents and warrants that:

 

		a.	All information, answers, statements, records, calculations, authorizations,
certifications and other documentation provided with or made by Borrower in the Application or the Application Documents are truthful,
accurate and complete.

 

		b.	Borrower will expend the proceeds of the Note in compliance with the Program,
will expend no less than 75% of the proceeds of the Note for “payroll costs”, as defined in the Act and item 2.f. of
the Rule, and will expend the remainder of the proceeds of the Note for other eligible expenses qualifying for forgiveness under
the Program and as certified by Borrower in the Application.

 

		c.	Borrower will exercise its best and most diligent efforts to comply with
all requirements of the Program necessary to enable forgiveness of the Obligations (“Forgiveness”) under the
Program and any Additional Rule (as defined below).

 

		d.	Borrower shall not conduct its business activities or otherwise engage in
activities that would prevent Forgiveness.

 

		e.	Borrower will operate its business in compliance with all federal, state
and local laws, rules and regulations applicable to its business, properties, operations or finances.

 

		f.	Borrower shall allow and provide to Bank and its agents, during normal business
hours, access to its books, records, accounting records and such other documents of Borrower as Bank shall reasonably require,
including books, records, accounting records and such other documents held by a third party on behalf of Borrower or to enable
the third party to provide services to Borrower (other than attorney-client privileged materials).

 

2.                 
Borrower covenants and agrees that should Bank request the SBA to purchase the expected forgiveness amount of the Obligations
as provided by the Program, Borrower will promptly and fully provide to Bank all documents, statements, calculations, records,
certifications, authorizations and other information (“Submission Materials”) necessary for Bank to make such
request and to provide to the SBA a complete report (as described in the Rule), including all supporting Submission Materials necessary
for Bank to document all prior expenditures of the proceeds of the Note by Borrower and to make and establish to the satisfaction
of the SBA the Bank’s reasonable expectation of additional expenditures of the proceeds of the Note to be made by Borrower.

 

 

 

    	 	3	 

     

    

 

3.                 
Borrower covenants and agrees that upon such time as the Program and/or any Additional Rule permits Borrower and/or Lender
to seek Forgiveness, then either, as applicable, (a) upon the request of Bank, Borrower will promptly and fully file or otherwise
provide to the SBA all Submission Materials required by the SBA in order to promptly effect Forgiveness, or (b) promptly and fully
provide to Bank all Submission Materials required by the SBA necessary for Bank to file or otherwise provide to the SBA all materials
necessary to promptly effect Forgiveness, and Borrower shall certify and warrant to Bank the truthfulness, accuracy and completeness
of all such Submission Materials provided to the SBA or Bank.

 

4.                 
Borrower covenants and agrees that in the event that there shall be an Additional Rule pursuant to which the SBA, the United
States Department of the Treasury (“Treasury”), any other department, agency or administration of the United
States Government, or any facility, fund or any other mechanism established or sponsored by the SBA, the Treasury or any other
such department, agency or administration (a “Facility”) is enabled to purchase, forgive or otherwise extinguish
any or all of the Obligations by reimbursing or otherwise paying to Bank the Obligations or any portion thereof (a “Repurchase”),
then either, as applicable, (a) upon the request of Bank, Borrower will promptly and fully file or otherwise provide to the SBA,
the Treasury or the Facility all Submission Materials required by the SBA, the Treasury or the Facility to promptly effect the
Repurchase, or (b) promptly and fully provide to Bank all Submission Materials required by the SBA, the Treasury or the Facility
necessary for Bank to file or otherwise provide to the SBA, the Treasury or the Facility all materials necessary to effect the
Repurchase, and Borrower shall certify to Bank the truthfulness, accuracy and completeness of all Submission Materials provided
to the SBA, the Treasury, the Facility or Bank.

 

5.                 
Borrower and Bank agree that interest on the principal balance of the Note shall be deferred for a period of six (6) months
from the date hereof (“Deferred Interest”), and that the principal balance of the Note and accrued interest
therein (including the Deferred Interest) will be paid to the Bank as provided in the Note.

 

6.                 
Borrower and Bank agree that upon an Event of Default (as defined in the Note), Bank may declare a Default (as defined in
and as provided by the Note) and take such actions as are permitted by the Note.

 

7.                 
Borrower agrees that, except as preempted by the Program or any Additional Rule and except as interpretation of the terms
hereof require reference to the Program or any Additional Rule, this Agreement shall be governed by and controlled as to enforcement,
validity and effect by the laws, statutes and court decisions of the State of Virginia. All disputes, actions or proceedings between
Borrower and Bank arising directly, indirectly or otherwise in connection with this Agreement or any other Loan Documents shall
be litigated in the federal or state courts, as applicable, having jurisdiction over the situs of Bank’s principal office.
Borrower consents and submits to the jurisdiction of the courts specified in the preceding sentence, and waives any right to seek
to transfer or to change the venue of any such litigation.

 

BORROWER AGREES THAT ANY
LITIGATION RELATING TO THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT WILL BE COMMERCIAL IN NATURE AND COMPLEX. IN ORDER TO MINIMIZE
THE COSTS AND TIME INVOLVED IN ANY LITIGATION, BORROWER KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVES ANY RIGHT TO TRIAL BY JURY
WITH RESPECT TO, BASED UPON OR ARISING OUT OF ANY LOAN DOCUMENT. BORROWER ACKNOWLEDGES THAT SUCH WAIVER IS A MATERIAL INDUCEMENT
TO BANK ENTERING INTO THIS AGREEMENT.

 

8.                 
Borrower acknowledges and agrees that Bank may assign or transfer its rights and/or obligations under this Agreement and
any other Loan Document, in whole or in part, to the SBA, the Treasury, a Facility or any purchaser or purchasers of the Note or
any portion thereof.

 

 

 

    	 	4	 

     

    

 

9.                 
In consideration of Bank entering into this Agreement, and for good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, Borrower hereby releases and forever discharges Bank, its past, present and future shareholders,
successors, assigns, officers, directors, agents, attorneys and employees together with their respective heirs, legal representatives,
legatees, successors and assigns (collectively “Released Parties”) of and from all actions, claims, demands,
damages, debts, losses, liabilities, costs, causes of action either at law or in equity and of whatever kind or nature, whether
known or unknown, direct or indirect, by reason of any matter, cause or thing whatsoever arising out of or relating to the transactions
which are the subject of this Agreement. Borrower agrees to promptly indemnify and hold each Released Party harmless from all actions,
claims, demands, damages, debts, losses, costs, expenses, judgments, monetary sanctions and similar liabilities caused by, arising
out of or relating to any breach by Borrower of any of its covenants, agreements, representations or warranties set forth herein.

 

10.             
As used herein, the term “Additional Rule” means any amendment to the Act; any additional federal statute
altering or expanding the Rule; any Executive Order of the President of the United States altering or expanding the Rule; any official
guidance, form, requirement, procedure, rule, regulation, reporting obligation, notice, program guide or other release by the SBA,
the Treasury, a Facility or any other department, agency or administration of the United States Government altering or expanding
the Rule or pertaining to, affecting or enabling forgiveness, purchase, repayment or other satisfaction of the principal balance
of the Note and

interest accrued thereon at any time or from
time to time and/or interest thereon (whether accrued or thereafter to accrue) on such principal balance.

 

11.             
This Agreement may be executed in counterparts, each of which shall be deemed an original, but all of which together shall
constitute one and the same instrument. The counterparts of this Agreement may be executed via “wet” signature or electronic
mark and may be delivered using .pdf or similar file type transmitted via electronic mail, cloud based server, e- signature technology
or other similar electronic means (including, without limitation, use of an electronic signature service such as DocuSign).

 

Executed under seal and delivered
as of the 20th  day of   May  , 2020.

 

 

	 	     RPC Design & Manufacturing LLC     (SEAL)
	 	Name of Borrower
	 	 
	 	 
	 	

        By: /s/ Matt Nicosia

        

	 	Authorized Officer, Manager or Partner
	 	

                                                           

	 	 
	 	Matt Nicosia
	 	Print Name
	 	 
	 	 
	 	CEO
	 	Print Office Held
	 	 
	 	 
	 	BLUE RIDGE
BANK, N.A.
	 	 
	 	 
	 	By: 
	 	Authorized Officer

 

 

 

    	 	5	 

     

    

 

 

SBA
PAYCHECK PROTECTION PROGRAM PROMISSORY NOTE

 

 

FOR
VALUE RECEIVED, the undersigned borrower (“Maker”) hereby promises to pay to the order of Blue Ridge Bank,
N.A. (“Payee”) or its assigns (each of Payee or such assigns hereinafter called “Holder”),
in lawful money of the United States the principal amount specified adjacent to Maker’s signature below, as reduced as provided
herein, together with interest on the unpaid principal balance of this Note from the date hereof until paid in full, at the interest
rate (calculated on an a 30/360 basis), as set forth herein (the “Loan”).

 

 1.                  Interest Rate. The interest rate on this Note is one percent (1.00%) per annum.

 

2.                 
Payments. Payments of principal and interest will be deferred for six (6) months from the date of the making of this
Note specified below (the last day of such period being the “Period End Date”). Thereafter, commencing on the
seven (7) month anniversary of the date of this Note and continuing on the same date in each of the seventeen (17) succeeding calendar
months, Maker shall pay to Holder a monthly payment equal to the sum of (a) one-eighteenth (1/18th) of the principal
balance of this Note as of the Period End Date, (b) applicable accrued interest, and (c) one-eighteenth (1/18th) of
the total interest accrued, but deferred, on the principal balance of this Note through the Period End Date. Any and all other
charges due under the terms of this Note shall be due and payable with the last such monthly payment. The principal amount of this
Note and interest due thereon shall be reduced by the amount of any Forgiveness or Repurchase (as such terms are defined herein).
Holder and Maker agree that Holder will provide to Borrower in advance of the Period End Date a schedule specifying the amount(s)
of the monthly payments set forth above (“Schedule”) and that the Schedule shall be deemed a part of and incorporated
into this Note.

 

3.                 
Term and Maturity Date. The term of this Note shall end upon the due date of the last monthly payment specified in
Section 2. above (the “Maturity Date”).

 

4.                 
Prepayment. This Note may be prepaid prior to the Maturity Date, in full or in part, together with all accrued interest
on the date of prepayment, at any time, without penalty.

 

5.                 
Set-Off. To the extent not prohibited by law, including the Coronavirus Aid, Relief and Economic Security Act (“Act”),
the Interim Final Rule of the Small Business Administration (the “SBA”) promulgated on April 2, 2020 and identified
therein as Docket No. SBA-2020-0015, 13 C.F.R. Part 120 and supplemented by the SBA on April 4, 2020 (the “Rule”)
or any Additional Rule (as defined herein), Holder may exercise the right to set-off any amount due and payable under this Note,
whether matured or unmatured, against any amount owing by Holder to Maker, including any and all of Maker’s deposit or similar
accounts with Holder and further including all such accounts Maker holds jointly with another person or entity and all accounts
with Holder that Maker may open in the future. Such right of set-off may be exercised by Holder against Maker or against any assignee
of Maker for the benefit of creditors, receiver or execution, judgment or attachment creditor of Maker, notwithstanding the fact
that such set-off right was not exercised by Holder prior to the making, filing or issuance or service upon Holder of, or a notice
of, any

assignment for the benefit of creditors, appointment
or application of a receiver, or issuance of execution, subpoena, order or warrant.

 

6.                 
Method of Payment. All payments of principal or interest due under this Note shall be made by Maker as set forth
on the signature page of this Note or to such other place or by such other method as provided in writing to Maker by Holder, and
in such money of the United States as shall be legal tender for the payment of public and private debts. Whenever payment due hereunder
falls due on a day which is a Saturday, Sunday or legal holiday under the laws specified in Section 10 below, such payment shall
be made in the next succeeding day which is not a Saturday, Sunday or a legal holiday.

 

 

 

    	 	6	 

     

    

 

7.                 
Default. The occurrence of any of the following events constitutes an event of default under this Note (each an “Event
of Default”):

 

a.                  
A determination by the SBA or the United States Department of the Treasury (the “Treasury”) that the
Loan is not an “eligible loan” under the Act, the Rule or any Additional Rule;

 

b.                 
A determination by the SBA or the Treasury that any use of the proceeds of the Note by Maker prohibits the forgiveness of
principal and interest (whether or not then deferred as to payment as provided herein) due under this Note (“Forgiveness”)
or a Repurchase (as defined herein) pursuant to the Act, the Rule or any Additional Rule and the payment of such forgiven or purchased
principal and interest to Holder by the SBA, the Treasury or any Facility (as defined herein);

 

c.                  
Any failure by Maker to make any payment due under this Note when or in the amount due;

 

d.                 
Any act or omission of Maker resulting in the termination of the SBA’s guarantee of the Loan pursuant to the Act,
the Rule or any Additional Rule;

 

		e.	The dissolution or other termination of the existence of Maker;

 

f.                   
The commencement of any proceeding under bankruptcy or insolvency laws by or against Maker;

 

g.                 
Maker’s failure to promptly and fully file or otherwise provide to the SBA, or to promptly provide to Holder so that
it may file or otherwise provide to the SBA, all documents, statements, records, certification, calculations, authorizations and
other information (“Submission Materials”) required by the SBA to promptly effect a Forgiveness;

 

h.                 
Any breach by Maker of the Loan Agreement between Maker and Payee of even date herewith (“Loan Agreement”);

 

i.                   
Maker’s failure to promptly and fully file or otherwise provide to the SBA, the Treasury, any other department, agency
or administration of the United States Government, or any facility, fund or other mechanism established or sponsored by the

SBA, the Treasury or any
other such department, agency or administration (each a “Facility”) enabled to purchase, forgive or otherwise
extinguish this Note by reimbursing or otherwise paying to Holder the principal and all accrued, but unpaid, interest under this
Note (a “Repurchase”) all Submission Materials required by the SBA, the Treasury or a Facility to promptly effect
such Repurchase or Maker fails to promptly and fully provide to Holder all such Submission Materials required by the SBA, the Treasury
or a Facility necessary for Holder to file or otherwise provide to the SBA, the Treasury or a Facility all materials necessary
to effect such Repurchase;

 

j.                   
Any default by Maker on any other loan, extension of credit, security or similar credit document with Holder;

 

k.                 
Any default on any loan, extension of credit, security agreement, sale of assets or any other agreement with another creditor
if Holder believes such default may materially affect Maker’s ability to pay this Note;

 

l.                   
Maker becomes the subject of a civil or criminal action that Holder believes may materially affect Maker’s ability
to pay this Note; or

 

m.               
The reorganization or merger, or change of 25% or more of the equity ownership, of Maker without Holder’s prior written
consent.

 

 

 

    	 	7	 

     

    

 

Upon an instance of an Event
of Default, Holder may declare Maker in default (“Default”) and this Note immediately due and payable, and pursue
any remedy available to it under the Act, the Rule, any Additional Rule, or otherwise at law or in equity.

 

8.                 
Interest Rate After Default. Except to the extent prohibited by the Act, the Rule or any Additional Rule, upon Default
the interest rate specified in Section 1. above shall be increased to four percent (4%) per annum.

 

9.                 
Assignment. Holder may assign this Note and its rights and obligations herein, in whole or in part, to the SBA, the
Treasury, a Facility or any purchaser or purchasers of this Note or any portion hereof. Maker may not assign any of its rights
or obligations herein without the prior written consent of Holder.

 

10.             
Governing Law. This Note shall be governed by and construed under and in accordance with the laws of the State of
Virginia. When the SBA is the Holder of this Note, this Note will be interpreted and enforced under federal law, including the
SBA regulations. Payee or the SBA may use state or local procedures for filing papers, recording documents, giving notice and other
purposes. By using such procedures, the SBA does not waive any federal immunity from state or local control, penalty, tax or liability.
As to this Note, Maker may not claim or assert against the SBA any local or state law to deny any obligation, defeat any claim
of the SBA, or preempt federal law.

 

11.             
Headings. The headings of the Sections of this Note are for convenience only and shall not be used to construe any
provision hereof.

 

12.             
Severability. Any provision of this Note prohibited by the Act, the Rule or any Additional Rule, or any other laws
of any jurisdiction shall be ineffective to the extent of such prohibition or modified to conform therewith, without invalidating
the remaining provisions of this Note.

 

13.             
Binding Effect. This Note shall bind and inure to the benefit of the parties and their respective legal representatives,
successors, and permitted assigns.

 

14.             
Waiver of Protest. Maker waives presentment, protest, notice of protest and non- payment, or other notice of default,
notice of acceleration and intention to accelerate and agrees that its liability under this Note shall not be affected by any renewal
or extension in the time of payment hereof, or by any indulgences, and hereby consents to any and all renewals, extensions, indulgences,
releases, or changes, regardless of the number of such renewals, extensions, indulgences, releases or changes.

 

15.             
Rights and Waivers. No failure or delay on the part of Holder in exercising any right, power or privilege under this
Note or the Loan Agreement, or under the Act, the Rule, any Additional Rule or any other applicable law shall operate as a waiver
thereof, nor shall any single or partial exercise of any right, power or privilege hereunder or thereunder preclude any other or
further exercise thereof or the exercise of any other right, power or privilege. No waiver or modification of any right, power
or privilege of Holder or of any obligation of Maker shall be effective unless such waiver or modification is in writing, and signed
by Holder and then only to the extent set forth therein. A waiver by Holder of any right, power, or privilege hereunder on any
one occasion shall not be construed as a bar to, or waiver of, the exercise of any such right, power or privilege which Holder
otherwise would have on any subsequent occasion.

 

16.             
Costs of Collection. If this Note is placed in the hands of an attorney for collection, or if it is collected through
any legal proceeding at law or in equity, or in bankruptcy, receivership or other court proceedings, Maker agrees to pay all costs
of collection, including, but not limited to, court costs and reasonable attorneys’ fees actually incurred by Holder, including
all costs of appeal.

 

 

 

    	 	8	 

     

    

 

17.             
Additional Rules. As used in this Note, the term “Additional Rule” means any amendment to the
Act; any additional federal statute altering or expanding the Rule; any Executive Order of the President of the United States altering
or expanding the Rule; any official guidance, form, requirement, procedure, rule, regulation, reporting obligation, notice, program
guide or other release by the SBA, the Treasury, a Facility or any other department, agency or administration of the United States
Government altering or expanding the Rule or pertaining to, affecting or enabling forgiveness, purchase, repayment or other satisfaction
of the principal balance of this Note at any time or from time to time and/or interest thereon (whether accrued or thereafter to
accrue) on such principal balance.

 

18.             
Electronic Signatures. This Note may be executed by Maker via “wet” signature or electronic mark and
may be delivered using a .pdf or similar file type transmitted via electronic mail, cloud-based server, e-signature technology
or other similar electronic means (including, without limitation, use of an electronic signature service such as DocuSign.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

    	 	9	 

     

    

 

IN WITNESS WHEREOF, Maker has duly endorsed this Note
under seal on the 20th day of May       , 2020.

 

 

	 	     RPC Design & Manufacturing LLC
	 	Name of Maker
	Principal Amount:	 
	 	 
	$      205,200.00     	

        By: /s/ Matt Nicosia                                                  (SEAL)

        

	 	Authorized Officer, Manager or Partner
	 	

                                                           

	 	 
	 	Matt Nicosia
	 	Print Name
	 	 
	 	 
	 	CEO
	 	Print Office Held

 

Method/Place of Payment

 

If payment made
by mail:

 

Blue Ridge Bank, N.A.

PO Box 609

Luray VA 22835-0609

 

If payment made by wire transfer:

 

Blue Ridge
Bank, N.A.

17
W. Main Street

Luray, VA 22835

ABA #051402372

Reference:

Account Holder

Account Number

 

If payment made by other method:

17 W. Main Street

Luray, VA 22835

 

 

 

 

    	 	10	 

     

    

 

 

    	 	11

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00321-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00321-of-00352.parquet"}]]