Document:

Exhibit
        10(t)(vii)

       

      AMENDMENT
        NO. 10 AND WAIVER TO CREDIT AGREEMENT

       

      AMENDMENT
        NO. 10 AND WAIVER,
        dated
        as of November 9, 2007 (this “Amendment and Waiver”), with respect to the Credit
        Agreement, dated as of May 20, 2002 (as same has been and may be further
        amended, restated, supplemented or modified, from time to time, the “Credit
        Agreement”), by and between AMERICAN
        MEDICAL ALERT CORP.,
        a New
        York corporation (the “Company”) and JPMORGAN
        CHASE BANK, N.A.,
        as
        successor-in-interest to The Bank of New York, a national banking association
        (the “Lender”). 

       

       

      RECITALS
        

       

      The
        Company has requested and the Lender has agreed, subject to the terms and
        conditions of this Amendment and Waiver, to amend and waive certain provisions
        of the Credit Agreement as herein set forth. 

       

      Accordingly,
        in consideration of the premises and of the mutual covenants and agreements
        hereinafter set forth, the parties hereto agree as follows: 

       

      1. Amendment.
        The
        table in Section 7.13(a) is hereby amended and restated in its entirety to
        provide as follows: 

       

      
        	
                “Fiscal
                  Quarter Ending

              	
                Ratio

              
	 	 
	
                December
                  31, 2007

              	
                1.02:1.00

              
	
                March
                  3l, 2008

              	
                1.04:1.00

              
	
                June
                  30, 2008 

              	
                1.06:1.00

              
	
                September30,
                  2008 

              	
                1.08:1.00

              
	
                December
                  30, 2008 and thereafter 

              	
                1.10:1.00”

              

      

       

      2. Waiver.
        The
        Bank hereby waives compliance by the Company with Section 7.13(a) of the
        Credit
        Agreement, Consolidated
        Fixed Charge Coverage Ratio,
        for the
        fiscal quarter ended September 30, 2007 provided
        that the
        Consolidated Fixed Charge Coverage Ratio was not less than 0.75:1.00, at
        the end
        of such fiscal quarter. 

       

      3. Conditions
        of Effectiveness.
        This
        Amendment and Waiver shall become effective upon receipt by the Lender of
        this
        Amendment and Waiver, duly executed by the Company and each Guarantor.

       

      4. Miscellaneous.
        

       

      (a) This
        Amendment and Waiver shall he governed by and construed in accordance with
        the
        laws of the State of New York. 

       

      (b) All
        terms
        used herein shall have the same meaning as in the Credit Agreement, as amended
        hereby, unless specifically defined herein. 

       

      (c) This
        Amendment and Waiver shall constitute a Loan Document. 

      
        
           

        

        
           

          
            

          

        

        
           

        

      

       

      (d) Except
        as
        expressly amended and waived hereby, the Credit Agreement remains in full
        force
        and effect in accordance with the terms thereof. The Credit Agreement and
        the
        Loan Documents are each ratified and confirmed in all respects by the Company.
        The amendment and waiver. herein are limited specifically to the matters
        set
        forth above and for the specific instance and purpose for which given and
        do not
        constitute directly or by implication an amendment or waiver of any other
        provisions of the Credit Agreement or a waiver of any Default or Event of
        Default which may occur or may have occurred under the Credit Agreement or
        any
        other Loan Document. 

       

      (e) Upon
        the
        effectiveness of this Amendment and Waiver, each reference in the Credit
        Agreement and the other Loan Documents to “this Agreement”, “hereunder”,
“hereof”, “herein” or words of like import shall mean and be a reference to the
        Credit Agreement, as amended hereby. 

       

      (f) The
        Company hereby represents and warrants that, (i) the representations and
        warranties by the Company pursuant to the Credit Agreement and each other
        Loan
        Document, as updated by the Schedules attached hereto, are true and correct,
        in
        all material respects, on the date hereof, and (ii) no Default or Event of
        Default exists under the Credit Agreement or any other Loan Document.

       

      (g) The
        Company hereby: (a) acknowledges and confirms that, notwithstanding the
        consummation of the transactions contemplated by this Amendment and Waiver,
        (i)
        all terms and provisions contained in the Security Documents are, and shall
        remain, in full force and effect in accordance with their respective terms
        and
        (ii) the liens heretofore granted, pledged and/or assigned to the Lender
        as
        security for the Company’s obligations tinder the Notes, the Credit Agreement
        and the other Loan Documents shall not be impaired, limited or affected in
        any
        manner whatsoever by reason of this Amendment and Waiver; and (b) represents,
        warrants and confirms the non-existence of any offsets, defenses, or
        counterclaims to its obligations under the Credit Agreement or any Loan
        Document. 

       

      (h) This
        Amendment and Waiver may be executed in one or more counterparts, each of
        which
        shall constitute an original, but all of which, when taken together, shall
        constitute but one Amendment and Waiver. 

       

      [next
        page is signature page] 

       

      
        
           

        

        
          2

          
            

          

        

        
           

        

      

      IN
        WITNESS WHEREOF,
        the
        Company and the Lender have caused this Amendment and Waiver to be duly executed
        by their duly authorized officers as of the day and year first above written,
        

       

      
        	 	
                AMERICAN
                  MEDICAL ALERT CORP. 

                 

              
	 	
                By:
                  

              	/s/
                Jack Rhian	 
	 	
                Name
                  Jack Rhian 

              
	 	
                Title:
                  President 

                 

              
	 	
                JPMORGAN
                  CHASE BANK, N.A.

                 

              	 
	 	
                By:
                  

              	
                /s/
                  Barbara G. Bertschi

              	 
	 	
                Name:
                  Barbara G. Bertschi

              	 
	 	
                Title:
                  Senior Vice President

              	 

      

       

      The
        undersigned, not parties to the Credit Agreement but as Guarantors under
        their
        respective Guaranties executed in favor of the Lender, dated as of May 20,
        2002,
        and as Grantors under the Security Agreement, dated as of May 20, 2002, each
        hereby (a) accept and agree to the terms of the foregoing Amendment and Waiver,
        (b) acknowledge and confirm that all terms and provisions contained in their
        respective Guaranty are, and shall remain, in full force and effect in
        accordance with their respective terms and that has obligations thereunder,
        and
        (c) (i) 1l terms and provisions contained in the Security Agreement are and
        shall remain, in full force and effect in accordance with their respective
        terms
        and (ii) the liens heretofore granted, pledged and/or assigned to the Lender
        as
        security for the Guarantee Obligations (as defined in the Guaranty) shall
        not be
        impaired, limited or affected in any manner whatsoever by reason of this
        Amendment and Waiver and that all such liens continue to be granted pledged
        and/or assigned to the Lender as security for the Guarantee Obligations.
        

       

      
        	 	
                 

                HCI
                  ACQUISITION CORP. 

              
	 	
                SAFE
                  COM NC. 

              
	 	
                LIVE
                  MESSAGE AMERICA ACQUISITION CORP. 

              
	 	
                NORTH
                  SHORE ANSWERING SERVICE, INC. 

              
	 	
                ANSWER
                  CONNECTICUT ACQUSITION CORP. 

              
	 	
                MID
                  ONCALL ACQUISITION CORP. 

              
	 	
                AMERICAN
                  MEDICONNECT ACQUISITION CORP. 

                 

              
	 	
                By:
                  

              	
                /s/
                  Jack Rhian

              	 
	 	 	
                Jack
                  Rhian, the President of each 

              
	 	 	
                of
                  the foregoing corporations 

              

      

      
        
           

        

        
          3Exhibit
      10(t)(viii)

     

    AMENDMENT
      NO. 11 AND WAIVER TO CREDIT AGREEMENT

     

    AMENDMENT
      NO. 11 AND WAIVER,
      dated
      as of March 27, 2008 (this “Amendment and Waiver”), with respect to the Credit
      Agreement, dated as of May 20, 2002 (as same has been and may be further
      amended. restated, supplemented or modified, from time to time, the “Credit
      Agreement”), by and between AMERICAN
      MEDICAL ALERT CORP.,
      a New
      York corporation (the “Company”) and JPMORGAN
      CHASE BANK, N.A.,
      as
      successor-in-interest to The Bank of New York, a national banking association
      (the “Lender”). 

     

     

    RECITALS

     

    The
      Company has requested and the Lender has agreed, subject to the terms and
      conditions of this Amendment and Waiver, to amend and waive certain provisions
      of the Credit Agreement as herein set forth. 

     

    Accordingly,
      in consideration of the premises and of the mutual covenants and agreements
      hereinafter set forth, the parties hereto agree as follows: 

     

    1. Amendment.
      The
      table in Section 7.13(a), Consolidated
      Fixed Charge Coverage Ratio,
      is
      hereby amended and restated in its entirety to provide as follows: 

     

    
      	
              “Fiscal
                Quarter Ending 

            	
              Ratio

            
	 	 
	
              March
                31, 2008

            	
              l.00:1.00
                

            
	
              June
                30, 2008

            	
              1.02:1.00
                

            
	
              September
                30, 2008

            	
              1.06:1.00
                

            
	
              December
                30, 2008 and thereafter

            	
              1.10:1.00”
                

            

    

     

    2. Waiver.
      The
      Bank hereby waives compliance by the Company with Section 7.13(a) of the Credit
      Agreement, Consolidated
      Fixed Charge Coverage Ratio,
      for the
      fiscal quarter ended December 31, 2007 provided
      that the
      Consolidated Fixed Charge Coverage Ratio was not less than 1.00:1.00, at the
      end
      of such fiscal quarter. 

     

    3. Conditions
      of Effectiveness.
      This
      Amendment and Waiver shall become effective upon receipt by the Lender of this
      Amendment and Waiver, duly executed by the Company and each Guarantor.

     

    4. Miscellaneous.
      

     

    (a) This
      Amendment and Waiver shall be governed by and construed in accordance with
      the
      laws of the State of New York.

     

    (b) All
      terms
      used herein shall have the same meaning as in the Credit Agreement, as amended
      hereby, unless specifically defined herein.

     

    (c) This
      Amendment and Waiver shall constitute a Loan Document.

    
      
         

      

      
         

        
          

        

      

      
         

      

    

     

    (d) Except
      as
      expressly amended and waived hereby, the Credit Agreement remains in full force
      and effect in accordance with the terms thereof. The Credit Agreement and the
      Loan Documents are each ratified and confirmed in all respects by the Company.
      The amendment and waiver herein are limited specifically to the matters set
      forth above and for the specific instance and purpose for which given and do
      not
      constitute directly or by implication an amendment or waiver of any other
      provisions of the Credit Agreement or a waiver of any Default or Event of
      Default which may occur or may have occurred under the Credit Agreement or
      any
      other Loan Document. 

     

    (e) Upon
      the
      effectiveness of this Amendment and Waiver, each reference in the Credit
      Agreement and the other Loan Documents to “this Agreement”, “hereunder”,
“hereof’, “herein” or words of like import shall mean and be a reference to the
      Credit Agreement, as amended hereby. 

     

    (f) The
      Company hereby represents and warrants that, (i) the representations and
      warranties by the Company pursuant to the Credit Agreement and each other Loan
      Document are true and correct, in all material respects, on the date hereof,
      and
      (ii) no Default or Event of Default exists under the Credit Agreement or any
      other Loan Document. 

     

    (g) The
      Company hereby: (a) acknowledges and confirms that, notwithstanding the
      consummation of the transactions contemplated by this Amendment and Waiver,
      (1)
      all terms and provisions contained in the Security Documents are, and shall
      remain, in full force and effect in accordance with their respective terms
      and
      (ii) the liens heretofore granted, pledged and/or assigned to the Lender as
      security for the Company’s obligations under the Notes, the Credit Agreement and
      the other Loan Documents shall not be impaired, limited or affected in any
      manner whatsoever by reason of this Amendment and Waiver; and (b) represents,
      warrants and confirms the non-existence of any offsets, defenses, or
      counterclaims to its obligations under the Credit Agreement or any Loan
      Document. 

     

    (h) This
      Amendment and Waiver maybe executed in one or more counterparts, each of which
      shall constitute an original, but all of which, when taken together, shall
      constitute but one Amendment and Waiver. 

     

    [next
      page is signature page] 

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    IN
      WITNESS WHEREOF, the Company and the Lender have caused this Amendment and
      Waiver to be duly executed by their duly authorized officers as of the day
      and
      year first above written. 

     

    
      	 	
              AMERICAN
                MEDICAL ALERT CORP.

               

            
	 	
              By:
                

            	
              /s/
                Jack Rhian

            	 
	 	
              Name:
                Jack Rhian 

            
	 	
              Title:
                President 

               

            
	 	
              JPMORGAN
                CHASE BANK, N.A. 

               

            
	 	
              By:
                

            	
              /s/
                William Ewing

            	 
	 	
              Name:
                William Ewing 

            
	 	
              Title:
                Senior Vice President

            

    

     

    The
      undersigned, not parties to the Credit Agreement but as Guarantors under their
      respective Guaranties executed in favor of the Lender, dated as of May 20,
      2002,
      and as Grantors under the Security Agreement, dated as of May 20, 2002, each
      hereby (a) accept and agree to the terms of the foregoing Amendment and Waiver,
      (b) acknowledge and confirm that all terms and provisions contained in their
      respective Guaranty are, and shall remain, in full force and effect in
      accordance with their respective terms and that its obligations thereunder,
      and
      (c) (i) all terms and provisions contained in the Security Agreement are and
      shall remain, in full force and effect in accordance with their respective
      terms
      and (ii) the liens heretofore granted, pledged and/or assigned to the Lender
      as
      security for the Guarantee Obligations (as defined in the Guaranty) shall not
      be
      impaired, limited or affected in any manner whatsoever by reason of this
      Amendment and Waiver and that all such liens continue to be granted, pledged
      and/or assigned to the Lender as security for the Guarantee Obligations.

     

    
      	 	
              HCI
                ACQUISITION CORP. 

            
	 	
              SAFE
                COM INC. 

            
	 	
              LIVE
                MESSAGE AMERICA ACQUISITION CORP. 

            
	 	
              NORTH
                SHORE ANSWERING SERVICE, INC. 

            
	 	
              ANSWER
                CONNECTICUT ACQUSITION CORP. 

            
	 	
              MD
                ONCALL ACQUISITION CORP. 

            
	 	
              AMERICAN
                MEDICONNECT ACQUISITION CORP. 

               

            
	 	
              By:
                

            	
              /s/
                Jack Rhian

            	 
	 	 	
              Jack
                Rhian, the President of each 

            
	 	 	
              of
                the foregoing corporations

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00139-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00139-of-00352.parquet"}]]