Document:

Exhibit

Exhibit 10.1

	
					
	This document is part of a prospectus covering securities that have been registered under the Securities Act of 1933, as amended. This document may be used only in connection with our offer and sale of the securities hereunder. You cannot use this document to offer or sell the securities that you acquire hereunder to anyone else. A paper version of this document and the other documents constituting the complete prospectus are available upon request by contacting _____________ in the Human Resources department.

HealthSouth Corporation

NON-QUALIFIED STOCK OPTION AWARD AGREEMENT
(Pursuant to the ______________ Incentive Plan)

This Non-Qualified Stock Option Award Agreement (this “Award”) is granted in Birmingham, Alabama by HealthSouth Corporation, a Delaware corporation (the “Corporation”), pursuant to a Summary of Grant (the “Summary”) previously delivered to you as the person to whom the Option is granted (“Grantee”) and/or displayed at the website of UBS (http://www.ubs.com/onesource/HLS). The Summary, which specifies the name of Grantee, the date as of which the grant is made (the “Date of Grant”) and other specific details of the grant, and the electronic acceptance of the Summary are incorporated herein by reference.

1.GRANT OF OPTION. The Corporation hereby grants to Grantee the option to purchase (the “Option”), on the terms and subject to the conditions set forth herein and in the Plan (as defined below), up to the number of shares specified in the Summary of the Corporation’s common stock, par value $.01 per share (the “Common Stock”), at the exercise price per share set forth in the Summary (the “Exercise Price”), being not less than 100% of the Fair Market Value of such Common Stock on the Date of Grant. The Option is intended to constitute a non-qualified stock option and shall be administered consistently with such intent.

The Option is granted pursuant to the Corporation’s _________________ Incentive Plan (the “Plan”), a copy of which has been made available to Grantee electronically. This Award is subject in its entirety to all the applicable provisions of the Plan, which are hereby incorporated herein by reference. Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in the Plan.

2.PERIOD OF OPTION. Except as provided herein or as otherwise provided in the Plan, the Option is cumulatively vested and exercisable in installments in accordance with the schedule set forth in the Summary. The vested portions of the Option may be exercised from time to time during the term of the Option set forth in the Summary (the “Term”) as to the total number of shares allowable under this Section 2, or any lesser amount thereof. The Option is not exercisable before or after the dates specified in the Summary.

3.METHOD OF EXERCISE OF OPTION. 

(a)Subject to the provisions of Section 2 hereof, the Corporation’s Insider Trading Policy and securities laws, the Option may be exercised in whole or in part by Grantee’s giving written notice, which notice may be given electronically, specifying the number of shares which Grantee elects to purchase and the date on which such purchase is to be made to the Corporation or its designated broker. Payment of the exercise price may be made in cash or shares of Common Stock, including, without limitation, a cashless exercise of the Option. 
(b)In the event (i) there is an unexercised vested portion of the Option outstanding at the expiration of the Term and (ii) on such date, the last reported transaction price of the Common Stock on its primary securities exchange or automated quotation system exceeds the Exercise Price, Grantee hereby elects to exercise all such portions of the Option on such date, provided that such election is not revoked by written notice, which notice may be given electronically, to the Corporation on or before such date. In the event of any Option exercises pursuant to this subsection (b), payment of the Exercise Price shall be made in shares of Common Stock by cashless exercise, unless Grantee instructs the Corporation otherwise. 

4.TERMINATION OF EMPLOYMENT.    
(a)Except as provided in the subsection (b) below, the Option and this Award shall, upon termination of employment with the Corporation (including its subsidiaries), be subject to lapse and forfeiture or accelerated vesting, as the case may be, pursuant to Sections 16.5, 16.6, 16.7, and 16.8 of the Plan. 
(b)In the event that Grantee dies, suffers a Disability or effects a Retirement, any unvested Option shall partially vest and become exercisable according to the following formula: the portion that becomes vested and exercisable shall equal the number of shares represented by the then unvested Option multiplied by the ratio of (i) the number of full months that have elapsed from the Date of Grant to the date of death, Disability or Retirement, to (ii), the number of full months from the Date of Grant to the latest occurring vesting date set forth in the Summary. All vested portions of the Option, including those subject to accelerated vesting pursuant to this subsection (b), shall be exercisable for the applicable period following termination set forth in Section 16.8(b) of the Plan. 
5.TAX ISSUES. 
(a)    Grantee agrees to notify the Corporation immediately if Grantee recognizes taxable income generated by the grant of the Award by the Corporation to Grantee pursuant to an election under Section 83(b) of the Code. 
(b)    Grantee acknowledges that the Corporation has not advised Grantee regarding Grantee’s income tax liability in connection with the grant or vesting of the Option and the delivery of shares of Common Stock in connection with the exercise thereof. Grantee has reviewed with Grantee’s own tax advisors the federal, state, and local and tax consequences of the grant and vesting of the Option and the delivery of shares of Common Stock in connection with the 

exercise thereof as contemplated by this Award and the Plan. Grantee is relying solely on such advisors and not on any statements or representations of the Corporation or any of its agents. Grantee understands that Grantee (and not the Corporation) shall be responsible for Grantee’s own tax liability that may arise as a result of the transactions contemplated by this Award.
(c)    Grantee shall pay to the Corporation promptly upon request, and in any event, no later than at the time the Corporation determines that Grantee will recognize taxable income in respect of the Option or the related shares of Common Stock, an amount equal to the taxes the Corporation determines it is required to withhold under applicable tax laws with respect to such securities. Such payment shall be made delivering to the Corporation, or having the Corporation withhold, a portion of the shares of Common Stock otherwise to be delivered to Grantee with respect to the Option sufficient to satisfy the minimum withholding required with respect thereto; provided, with advance notice, the Corporation may require, or lacking such a requirement the Grantee may elect, another method or a combination of such methods of satisfying the withholding requirement.
6.TRANSFERABILITY. Except as provided in Section 16.2 of the Plan, the Option is not transferable otherwise than by will or pursuant to the laws of descent and distribution and is exercisable during Grantee’s lifetime only by Grantee, provided, however, that transfers for estate planning purposes are permitted so long as (w) the Grantee has satisfied his or her stock ownership requirements,  (x) the Grantee gives the Committee advance written notice describing the terms and conditions of the proposed transfer, (y) the transferee qualifies as either an “employee” or a “family member” under those definitions set forth in Form S-8 under the 1933 Act and agrees to comply with all of the terms and conditions of the Award that are or would have been applicable to the Grantee and to be bound by the acknowledgments made by the Grantee in connection with the grant of the Option, and (z) the transfer is not a “modification” or “extension” of the Option that would give rise to a “deferral of compensation” within the meaning of Section 409A of the Code.

7.BINDING AGREEMENT. This Award shall be binding upon and shall inure to the benefit of any successor or assign of the Corporation, and, to the extent herein provided, shall be binding upon and inure to the benefit of Grantee’s beneficiary or legal representatives, as the case may be.
    
8.ENTIRE AGREEMENT; AMENDMENT. This Award contains the entire agreement of the parties with respect to the Option granted hereby. This Award may be amended in accordance with the provisions of Section 18.2 of the Plan.
    
9.ACCEPTANCE OF AGREEMENT. By accepting the Award and/or the Summary electronically, Grantee confirms that the grant is in accordance with Grantee’s understanding and agrees to the terms of this Award and the terms of the Plan, all as of the Date of Grant.

10.APPLICABLE RECOUPMENT POLICY. Notwithstanding anything to the contrary contained in this Award, this Award is subject to the terms of the Compensation Recoupment Policy (the “Clawback Policy”) adopted by the Board of Directors of the Corporation (the “Board”), published with other Plan materials on the website of UBS (http://www.ubs.com/onesource/HLS). and modified from time to time to comply with applicable requirements of law or the listing standards 

of The New York Stock Exchange. This Award may be cancelled in accordance with the Clawback Policy in the event the Board or a committee thereof determines that one of the events enumerated in the Clawback Policy has occurred and that it is in the best interests of the Corporation to do so.

11.NONCOMPETITION, NONDISCLOSURE AND NONSOLICITATION.

(a)    From the date of termination of employment with the Corporation (including its subsidiaries) until the exercise, lapse or forfeiture of all outstanding, vested portions of the Option under this Award (the “Noncompetition Period”), Grantee shall not, directly or indirectly, participate in the management, operation or control of, or have any financial or ownership interest in, or aid or knowingly assist anyone else in the conduct of, any business or entity that (i) engages in the business of owning, operating or managing inpatient rehabilitation facilities offering a range of rehabilitative healthcare services, and services directly ancillary thereto (collectively, the “Company Business”) in any area within seventy-five (75) miles of where an inpatient rehabilitation facility owned or operated by the Corporation (the “Restricted Territory”) is located, or (ii) is, to Grantee’s knowledge, making preparations for engaging in the Company Business in any Restricted Territory (collectively, “Competitive Activity”); provided, however, that (x) the “beneficial ownership” by Grantee, either individually or as a member of a “group” (as such terms are used in Rule 13d of the General Rules and Regulations under the 1934 Act), of not more than one percent (1%) of the voting stock of any publicly held corporation shall not alone constitute a breach of this Section 11 and (y) Grantee may enter into, at arm’s length, any bona fide joint venture (or partnership or other business arrangement) with any person who is not directly engaged in the Company Business but which is an affiliate of another person engaged in the Company Business.
(b)    Grantee shall not, directly or indirectly, within the Noncompetition Period, without the prior written consent of the Corporation, solicit or direct any other person to solicit any officer or other employee of the Corporation to: (i) terminate such officer’s or employee’s employment with the Corporation; or (ii) seek or accept employment or other affiliation with Grantee or any person engaged in any Competitive Activity in which Grantee is directly or indirectly involved (other than, in each case, any solicitation directed at the public in general in publications available to the public in general or any contact which Grantee can demonstrate was initiated by such officer, director or employee or any contact after such officer’s or employee’s employment with the Corporation is terminated). Grantee’s obligations under this subsection (b) with respect to new Corporation employees hired after the date of termination shall be subject to the condition that Grantee shall have been notified of such new employees.
(c)    Grantee shall not, directly or indirectly, within the Noncompetition Period, without the prior written consent of the Corporation, solicit or direct any other Person to solicit any person or entity in a business relationship with the Corporation (whether an independent contractor, joint venture partner or otherwise) to terminated such person or entity’s business relationship with the Corporation.
(d)    Grantee shall not, directly or indirectly, within the Noncompetition Period, make any statements or comments of a defamatory or disparaging nature to third parties regarding the Corporation or any of their members, principals, officers, managers, directors, personnel, 

employees, agents, services or products; provided, however, that nothing contained herein shall preclude Grantee from providing truthful testimony in response to a valid subpoena, court order, regulatory request or as may be required by law.
(e)     In the event Grantee violates the terms of this Section 11, the Option and the Award shall be immediately cancelled, lapsed and forfeited.
12.ADMINISTRATION OF THE PLAN; INTERPRETATION OF THE PLAN AND THE AWARD. The Plan shall be administered by the Committee pursuant to Section 4 of the Plan. Furthermore, the interpretation and construction of any provision of the Plan or of this Award by the Committee shall be final, conclusive and binding. In the event there is any inconsistency or discrepancy between the provisions of this Award and the provisions of the Plan, the provisions of the Plan shall prevail.Exhibit

Exhibit 10.1

Facility Letter

Borrower
M/s My Mobile Payments Ltd
MOM House, Plot No 61,Ramchandra Lane,
Next to Kapolwadi,Opp to Bikaji Foods,Kanchpada,
Malad-Wesr,Mumbai-400064

Dear Sirs,

Re:  Sanction of Credit Facilities.

With reference to your request and subsequent discussions & clarifications, we (the “Lender” or “the Bank”) have pleasure in offering you M/s My Mobile Payments Ltd (the “Borrower”), the following facilities (the "Facilities") on the terms and conditions set out below:

Facility Details

	
			
	Facility Details
	Terms Description

	Nature of Facility
	Overdraft
	 

	Amount
	INR 100,000,000 (Indian Rupees One Hundred Million only)
	Pricing: 2.10% ("Margin") over and avove the Bank's Yearly MCLR.

	Nature  
	Revolving
	Interest Reset: Annually

	Tenor
	12 months subject to payable on demand / annual review
	Interest Payment: Monthly

	Purpose
	For Working Capital
	(Effective Rate of Interest is subject to change in MCLR on the date of disbursement)

	Availability
	12 months subject to annual review
	Margin: Nil

	Repayment
	On Demand / Annual Review
	Security: SBLC issued by UBS Bank amounting USD 2MM equivalent approx INR 130 MM issued by shareholder of M/s MoneyOnMobile Inc - Mr. Mark V. Houghton-Bery who hold 4% shares of MoneyOnMobile, Inc.

	 
	 
	Guarantee: N/A

	 
	 
	Special Terms & Conditions: 
1. The SBLC value converted in INR should not fall below INR 125 MM and short fall, if any to be covered by additional SBLC/BG or proportionate limit reduction as below:
a) INR equivalent falls to INR 115 MM Limit and outstanding to be proportionately reduced within 7 days.
b) INR equivalent falls to INR 110 MM Limit and outstanding to be proportionately reduced immediately

	Review Date
	 
	The facilities will be reviewed by 26/9/2017

	Documentation
	 
	As stipulated by Bank from time to time.

Exhibit 10.1

Interest:
		
	1.
	The interest, commitment fee, increased cost and additional interest payable on the

Facilities by the Borrower shall be as follows:

		
	a.
	The Borrower shall be liable to pay to the Bank interest on the amounts due under

the Facility (ies) at Applicable Rate of Interest prevailing on the date of drawdown or
such other rate as may be stipulated by the Bank in its absolute discretion from time
to time and advised to the Borrower. The interest shall be paid by the Borrower on
the Interest Payment Dates.

Notwithstanding anything contained hereinabove:

		
	(i)
	The Bank shall be entitled to reset the Margin on the Interest Reset Date and

Base Rate/MCLR on first day of every subsequent month/quarter/ half year/
one year or at such frequency as the Bank deems fit.

For the purpose of Base Rate/MCLR reset:-
A.    Month shall mean 1st day of each calendar month;
B.    Quarter shall mean the 1st day of the month falling after three calendar months
(including the month in which drawdown has been made) from the date of relevant
drawdown;
C.    Half year shall mean the 1st day of the month falling after six calendar months
(including the month in which drawdown has been made) from the date of relevant
drawdown; and
D.    Annual shall mean the 1st day of the month falling after twelve calendar months
(including the month in which drawdown has been made) from the date of relevant
drawdown;

		
	b.
	The Bank shall also have the right to reset the Margin consequent to any change in

the Base Rate/MCLR. Further, the Bank shall have the right to reset the Base
Rate/MCLR as well as the Margin upon occurrence of any of the following:

a.    RBI revising the standard provisioning requirements for banking assets; or
b.    RBI enhancing the risk weightage norms for banking assets; or
c.    RBI changing the norms for classification of banking assets; or
d.    Downward revision in the credit rating of the Borrower and/or third party
security provider by a Credit Rating Agency and /or internal ratings;
e.    occurrence of an event of default or potential event of default; or
f.    Bank’s internal reviews and/or changes in externally prevailing directives
of regulatory authorities; or
g.    RBI changing the methodology for computation of base rate/MCLR from
time to time.

		
	c.
	Upon reset of the Margin in accordance with this Clause, the Bank shall notify to the

Borrower of such reset and revised Applicable Rate of Interest and the Borrower
shall, from the reset date, pay to the Bank interest on the Facility(ies) at the revised
Applicable Rate of Interest.
		
	d.
	The interest rate/commission is subject to variation in consonance with RBI

directions, statutory and regulatory requirements, conditions of money market,
availability of loanable funds, internal policy of the Bank, etc.

For the purpose of above clauses, the following definitions shall apply:
“Base Rate” means the percentage rate per annum determined by the Bank from time to
time and announced / notified by the Bank as its Base Rate.

Exhibit 10.1

“MCLR” shall mean marginal cost of lending rate as determined by the Bank from time
to time and announced / notified by the Bank as its marginal cost of lending rate.    

Special Terms & Conditions for the above credit limits:

		
	1)
	The Processing Fees of 0.75% of the facility amount plus applicable taxes payable upfront at the time of 

acceptance of this facility letter.
		
	2)
	Legal Fee: On Actual

		
	3)
	SBLC/BG text and format to be as per legal approved format and SBLC text to be vetted by YBL Legal dept. prior to disbursement.

		
	4)
	Limit set up shall be only till one month prior to SBLC expiry date, subject to maximum of 12 months during the tenor of limits.

		
	5)
	End use certificate to be submitted prior to disbursement.

		
	6)
	Term Loan A/c statement from SCB from inception till date and repayment statement to be submitted prior to disbursement.

		
	7)
	MoA & AoA of the company to be submitted to ensure borrowing powers prior to disbursement. 

GENERAL TERMS & CONDITIONS: As per Annexure I

All charges/fees paid to the Bank pursuant grant of Facilities hereto are non-refundable.

This offer shall be valid for acceptance within 45 days from the date of this letter. Kindly confirm to us, by signing on the duplicate copy of this letter, your acceptance of the foregoing terms and conditions  and return the same to us so as to be received by us prior to the above date.

Utilization of the above Facilities shall be subject to discretion of the Bank, execution of all facility and security related documents and no event of default or potential event of default having occurred.

Should you have any query regarding the above terms and conditions, please do not hesitate to contact the right-hand undersigned.

Yours faithfully,
YES BANK LIMITED

/s/ Shasshank Jariwala                /s/ Atanu Dash
..................................            ...............................
Shashank Jariwala                          Atanu Dash
Cluster Business Leader            Relationship Leader
Business Banking                          Business Banking

I/We, My Money Payments LTD. confirm acceptance of the above terms and conditions mentioned herein as also in the Working Capital Master Facility Agreement or other transaction documents together with its schedules earlier executed by me in the matter. I/We hereby irrevocably authorize you to debit my/our account(s) maintained with your Bank  towards processing fees, applicable taxes together with interest, costs, charges, expenses, commissions as may be applicable in relation to the above said credit facilities.

Borrower: M/s My Mobile Payments Ltd
            
Name:    Jolly Mathur
Position: Director                             

Signature(s) / Company's stamp                 

/s/ Jolly Mathur                             
...............................................................                

Exhibit 10.1

Annexure I

GENERAL TERMS & CONDITIONS
		
	1)
	The Borrower to arrange registration of Bank’s charge including ROC charge and

Intimation to Mortgage with Sub Registrar Office on the assets secured against the
facilities sanctioned, within the stipulated time.
		
	2)
	The Borrower to route all banking transactions through YBL only. Additional current

accounts if any, with other bank can be opened or continued only with prior written
consent of YBL.
		
	3)
	All charges pertaining to legal opinion, valuations, insurance, inspection, ROC search,

ECGC premium, other incidental expenses, etc. to be borne by the Borrower and the
charges once paid is non- refundable. Base Rate/MCLR, effective interest rate, fees,
commission and other charges are subject to change at any time at the sole discretion of
the Bank or if so required by Reserve Bank Of India (“RBI”). All interest rates, fees,
commissions and other charges are exclusive of interest tax and service tax (if
applicable) and the same will be recovered separately.
		
	4)
	In case of takeover of facilities from other bank, the Borrower would submit No

Dues/No Charge/Satisfaction of charge certificate from existing bank within 30 days of
the disbursement, failing which an additional interest of 2% on the outstanding amount
would be due and payable.
		
	5)
	Borrower to furnish us on a regular basis Statement of stocks and book debts, on a

monthly basis for Drawing power linked facilities, to be submitted latest by the 25th of
subsequent month. Any delay is submission of the stock statement will attract late
payment charges of Rs.5,000/- p.m.
		
	6)
	Working Capital facilities are payable on demand and are subject to annual renewal.

Renewal documents are to be submitted 60 days prior to the due date as mentioned
above. Please note that the Bank shall not renew / enhance the limit granted or to be
granted to you otherwise than at the Bank’s sole and absolute discretion and in no
circumstances the loan amount shall at any point of time exceed in the aggregate with
interest thereon and other costs, if any, such limit as the Bank may, from time to time,
decide in respect of each facility or in the aggregate. Bank reserves the right to charge an
additional interest @2% in case the documents/required information are not submitted
within the due date resulting in delay/non renewal of limits.
		
	7)
	In case for facilities to be renewed on an annual basis, the utilisation of the limit over the

stipulated date of renewal shall be treated as deemed acceptance by the Borrower and
guarantors to continue the facility on the terms and conditions accepted for the original
sanction. Bank will have the authority to debit the charges for renewal of facility at its
sole discretion, on the same terms as mentioned in clause 1 of special terms and
condition of this letter and the Borrower by accepting this letter agrees for the same.
		
	8)
	Te Borrower shall forward to the Bank, provisional balance sheet and Profit & Loss

Account within 45 days of year-end and audited accounts within 6 months from the
year-end.
		
	9)
	The Bank will have the right to examine at all times, the Borrower’s books of accounts

and its offices/ sites/factory (ies)/stocking points inspected from time to time by
officer(s) of the Bank and / or qualified auditors/statutory auditors and / or technical
experts and / or management consultants of the Bank’s choice. Cost of such inspection
shall be borne by the Borrower.
		
	10)
	The Borrower shall endorse/assign the Insurance policy in Bank’s favour, covering the

full value of assets, hypothecated /mortgaged /assigned to the Bank. In case, the
property / assets are found to be not insured/inadequately insured or the evidence to
this effect is not made available to the Bank, in order to protect its interest, the Bank
reserves the right to take adequate insurance cover for such property /assets. Any costs
and risks arising out of this would be borne by the Borrower and YBL reserves the right

Exhibit 10.1

to debit the Borrower’s account towards the insurance premium charged by the
insurance company. By accepting this Facility Letter you are authorizing the Bank to
recover the amount of premium by debiting your bank account maintained with the
Bank.
		
	11)
	The Borrower agrees to create security interest in favour of the Bank/ security

trustee/security agent in a form and manner satisfactory to the Bank. Further, the Bank
as a matter of policy does not accept laminated title /security documents. The Borrower
is therefore advised to upfront inform the Bank as to whether the title/security
documents are laminated or not. The Bank further reserves its right to accept or reject
any title/security documents, with or without assigning any reasons. The decision of the
Bank shall be final and binding on the Borrower in this regard.”
		
	12)
	Prepayment/Pre-closure of any of the above credit facility will attract prepayment/preclosure

charges @ 2% of the entire sanctioned limit.
		
	13)
	Upon issuance of the Pay-order/Counter Guarantee in favour of the earlier bank, the

cancellation of same will attract pre-closure charges as stipulated above.
		
	14)
	Under utilization/utilization of the limit at a level below 60% will attract the levy of

commitment charge.
		
	15)
	The Bank reserves the right to discontinue the facility and to withhold / stop any

disbursement without giving any notice in case of non - compliance / breach of any
terms and conditions stipulated herein and from time to time as also in the relevant
documents or any information / particulars furnished to us is found to be incorrect or in
case of any development or situations due to which in the opinion of the Bank, its
interest will be / is likely to be prejudicially affected by such continuation or
disbursement.
		
	16)
	The Borrower further agrees that in addition to right enjoyed by YBL in the event of

Borrower committing any act of default, YBL shall be entitled to disclose to RBI/CIBIL
or any other third person, the name/identity/details of the Borrower and the fact of its
having committed any act of default as aforesaid.
		
	17)
	Notwithstanding the terms herein and in conformity with normal business practice, we

reserve the right to review this Facility or any of the terms and conditions thereof
including interest spread or any other documents or security relating thereto with
immediate effect.
		
	18)
	During the currency of the Bank’s facilities, the Borrower will not without the written

permission of the Bank:
a) Effect any change in management and/or the capital structure
b) Undertake any major capital expenditure
c) Formulate any scheme of amalgamation or reconstruction
d) Undertake guarantee obligations on behalf of any other entity
e) Withdraw monies brought in by key promoters/depositors.
f) Extend loans & advances to promoters/associates and other companies
g) Declare dividends for any year except out of profits relating to that year after
making all due and necessary provisions and provided further that no default had
occurred in any repayment obligations.
h) Avail additional borrowings from the banking system, secured or unsecured.
i) Charge / sell off any of the fixed assets of the Firm.

		
	19)
	Any other terms and conditions, which are not specifically covered herein but stipulated

in the sanction, should be strictly complied with, including those stipulated by other
banks, if any, under consortium / multiple banking arrangements.
		
	20)
	Non-compliance of any of the conditions of sanction or irregularity in the account

including unauthorized excess drawings, for any reason whatsoever will attract penal
charges @ 2.00% payable monthly during the period of non - compliance.
		
	21)
	In cases where facilities to the Borrower are backed by guarantee/standby letter of credit

Exhibit 10.1

from overseas parent company / overseas bank on behalf of overseas parent company,
the Borrower hereby unconditionally and irrevocably agrees and undertakes to adopt
any one of the course of action as mentioned below:
a) To remit funds to the overseas company within 7 days from the date on which
the payment has been made by the overseas parent company/overseas bank
under the said guarantee/ standby letter of credit : or
b) To comply with all guidelines/regulation as may be laid down by Reserve Bank
of India in regard to Foreign Direct Investment (“FDI”)/External Commercial
Borrowing (“ECB”)
c) The Borrower shall intimate the Bank within 7 days of the course of action
adopted by the Borrower as mentioned above, failing which the Bank shall be
entitled to report non compliance to Reserve Bank of India.

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