Document:

<PAGE>

                                 EXHIBIT (10)(a)

                         CONSENT OF INDEPENDENT AUDITORS

<PAGE>

                         Consent of Independent Auditors

We consent to the reference to our firm under the caption "Independent Auditors"
in the Statement of Additional Information and to the use of our report dated
February 15, 2002 with respect to the statutory-basis financial statements and
schedules of Transamerica Life Insurance Company, included in Pre-Effective
Amendment No. 1 to the Registration Statement (Form N-4 No. 333-87792) and
related Prospectus of Transamerica Preferred Advantage Variable Annuity.

                                            /s/ Ernst & Young LLP

Des Moines, Iowa
July 11, 2002<PAGE>

                                                                    EXHIBIT 10.1

                               AMENDMENT NO. 1 TO
                          REVOLVING/TERM LOAN AGREEMENT

                THIS AMENDMENT NO. 1 TO REVOLVING/TERM LOAN AGREEMENT (this
"Amendment"), dated as of March 29, 2002, is entered into by and among the
financial institutions listed on the signature pages hereof (individually, a
"Lender" and collectively, the "Lenders"), Union Bank of California, N.A., as
Administrative Agent (in such capacity, the "Agent"), and ViaSat, Inc., a
Delaware corporation (the "Borrower"), with reference to the following facts:

                                    RECITALS

                A. The Borrower, the Lenders and the Agent are parties to that
certain Revolving/Term Loan Agreement, dated as of June 21, 2001 (the "Loan
Agreement"), pursuant to which the Lenders have provided the Borrower with
certain credit facilities.

                B. The Borrower, the Agent and the Lenders wish to amend the
Loan Agreement on the terms and conditions set forth below.

                NOW, THEREFORE, the parties hereby agree as follows:

        1. Defined Terms. Any and all initially capitalized terms used in this
Amendment (including, without limitation, in the recitals hereto) without
definition shall have the respective meanings specified in the Loan Agreement.

        2. Extension of Term of Loan Agreement. Section 1.1 of the Loan
Agreement is hereby amended such that the reference to "April 30, 2002" set
forth in the definition of "Revolving Loan Maturity Date" is hereby deleted and
a reference to "April 30, 2003" substituted therefor.

        3. Amendment to Capital Expenditures Covenant. Section 6.17 of the Loan
Agreement is hereby amended to read in full as follows:

                "6.17 Capital Expenditures. Make any Capital Expenditure in any
Fiscal Year, if to do so would result in the aggregate Capital Expenditures made
in such Fiscal Year (exclusive of Capital Expenditures made in connection with
Permitted Acquisitions) to exceed $18,000,000.

        4. Amendment to Schedule of Commitments. Schedule 1.1 to the Loan
Agreement is hereby amended and replaced by Schedule 1.1 to this Amendment.

                                      -1-
<PAGE>

        5. Return of Original Wamu Note. Within 15 days of the execution of this
Agreement, Wamu shall have returned its original Revolving Note to Borrower
marked "cancelled," "paid in full" or bearing a similar indication that such
note no longer is valid.

        6. Conditions Precedent. The effectiveness of this Amendment shall be
subject to the prior satisfaction of each of the following conditions:

                (a)     This Amendment. The Agent shall have received an
                        original of this Amendment, duly executed by the
                        Borrower and each of the Lenders;

                (b)     Certificate. The Assistant Secretary of Borrower shall
                        have executed the Certificate of Resolution attached to
                        this Amendment;

                (c)     Commitment Assignment. Washington Mutual Bank, dba WM
                        Business Bank ("Wamu") and U.S. Bank National
                        Association ("U.S. Bank") shall have entered into a
                        Commitment Assignment and Acceptance, by which Wamu
                        shall have assigned to U.S. Bank all of Wamu's Pro Rata
                        Share of the Revolving Commitment;

                (d)     Revolving Note to U.S. Bank. Borrower shall have
                        executed a Revolving Note, in the original principal
                        amount of $12,500,000, to the order of U.S. Bank;

                (e)     Other Documents. The Borrower shall have executed and
                        delivered to the Agent such other documents and
                        instruments as the Agent may reasonably require.

        7. Miscellaneous.

                (a)     Survival of Representations and Warranties. All
                        representations and warranties made in the Loan
                        Agreement or in any other document or documents relating
                        thereto, including, without limitation, any Loan
                        Document furnished in connection with this Amendment,
                        shall survive the execution and delivery of this
                        Amendment and the other Loan Documents, and no
                        investigation by the Agent or the Lenders or any closing
                        shall affect the representations and warranties or the
                        right of the Agent or any Lender to rely thereon.

                                      -2-
<PAGE>

                (b)     Reference to Loan Agreement. The Loan Agreement, each of
                        the other Loan Documents, and any and all other
                        agreements, documents or instruments now or hereafter
                        executed and delivered pursuant to the terms hereof, or
                        pursuant to the terms of the Loan Agreement as amended
                        hereby, are hereby amended so that any reference therein
                        to the Loan Agreement shall mean a reference to the Loan
                        Agreement as amended hereby.

                (c)     Loan Agreement Remains in Effect. The Loan Agreement and
                        the other Loan Documents remain in full force and effect
                        and the Borrower ratifies and confirms its agreements
                        and covenants contained therein. The Borrower hereby
                        confirms that, after giving effect to this Amendment, no
                        Event of Default or Default exists as of such date.

                (d)     Severability. Any provision of this Amendment held by a
                        court of competent jurisdiction to be invalid or
                        unenforceable shall not impair or invalidate the
                        remainder of this Amendment and the effect thereof shall
                        be confined to the provision so held to be invalid or
                        unenforceable.

                (e)     APPLICABLE LAW. THIS AMENDMENT AND ALL OTHER LOAN
                        DOCUMENTS EXECUTED PURSUANT HERETO SHALL BE DEEMED TO
                        HAVE BEEN MADE AND TO BE PERFORMABLE IN THE STATE OF
                        CALIFORNIA AND SHALL BE GOVERNED BY AND CONSTRUED IN
                        ACCORDANCE WITH THE LAWS OF THE STATE OF CALIFORNIA.

                (f)     Successors and Assigns. This Amendment is binding upon
                        and shall inure to the benefit of the Lenders and
                        Borrower and their respective successors and assigns;
                        provided, however, that Borrower may not assign or
                        transfer any of its rights or obligations hereunder
                        without the prior written consent of the Lenders.

                (g)     Counterparts. This Amendment may be executed in one or
                        more counterparts, each of which when so executed shall
                        be deemed to be an original, but all of which when taken
                        together shall constitute one and the same instrument.

                (h)     Headings. The headings, captions and arrangements used
                        in this Amendment are for convenience only and shall not
                        affect the interpretation of this Amendment.

                                      -3-
<PAGE>

                (i)     NO ORAL AGREEMENTS. THIS AMENDMENT, TOGETHER WITH THE
                        OTHER LOAN DOCUMENTS AS WRITTEN, REPRESENTS THE FINAL
                        AGREEMENT BETWEEN THE LENDERS AND THE BORROWER AND MAY
                        NOT BE CONTRADICTED BY EVIDENCE OF PRIOR,
                        CONTEMPORANEOUS OR SUBSEQUENT ORAL AGREEMENTS OF THE
                        PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN
                        THE LENDERS AND THE BORROWER.

                                      -4-
<PAGE>

                IN WITNESS WHEREOF, the parties have entered into this Amendment
by their respective duly authorized officers as of the date first above written.

                                            VIASAT, INC.

                                            By:
                                               ---------------------------------
                                               Rick Baldridge
                                               Executive Vice President, Chief
                                               Operating Officer and Chief
                                               Financial Officer

                                            Address:

                                            ViaSat, Inc.
                                            6155 El Camino Real
                                            Carlsbad, California  92009

                                            Attn: Rick Baldridge
                                                  Executive Vice President,
                                                  Chief Operating Officer and
                                                  Chief Financial Officer

                                            Telecopier: (760) 476-2200
                                            Telephone:  (760) 929-3926

                                            UNION BANK OF CALIFORNIA, N.A.,
                                            as Administrative Agent

                                            By:
                                               ---------------------------------
                                               Rick Young
                                               Vice President

                                            Address:

                                            Union Bank of California, N.A.
                                            San Diego Commercial Banking Office
                                            530 "B" Street, 4th Floor, S-420
                                            San Diego, California 92101-4407

                                            Attn:    Mr. Rick Young

                                      -5-
<PAGE>

                                            Telecopier:       (619) 230-3766
                                            Telephone:        (619) 230-3756

                                            UNION BANK OF CALIFORNIA, N.A., as
                                            a Lender

                                            By:
                                               ---------------------------------
                                               Rick Young
                                               Vice President

                                            Address:

                                            Union Bank of California, N.A.
                                            San Diego Commercial Banking Office
                                            530 "B" Street, 4th Floor, S-420
                                            San Diego, California 92101-4407

                                            Attn:    Mr. Rick Young

                                            Telecopier:       (619) 230-3766
                                            Telephone:        (619) 230-3756

                                            U.S. BANK NATIONAL ASSOCIATION,
                                            as a Lender

                                            By:
                                               ---------------------------------
                                               Maureen Sullivan
                                               Vice President

                                            Address:

                                            U.S. Bank National Association
                                            4180 La Jolla Village Drive,
                                            Suite 125
                                            La Jolla, California 92037
                                            Attn:    Maureen Sullivan

                                            Telecopier: (858) 597-6651
                                            Telephone: (858) 597-1055

                                      -6-
<PAGE>

                                            Acknowledged and Agreed as to
                                            Paragraph 5 of the Waiver and
                                            Amendment:

                                            WASHINGTON MUTUAL BANK,
                                            dba WM Business Bank, as ASSIGNOR

                                            By:
                                               ---------------------------------
                                               Richard Petrie
                                               Vice President

                                            WM Business Bank
                                            San Diego Business Banking Center
                                            101 West Broadway, Suite 110
                                            San Diego, California  92101
                                            Attn:    Richard Petrie
                                            Telecopier:       (619) 702-9157
                                            Telephone:        (619) 702-9208

                                      -7-
<PAGE>

                                  SCHEDULE 1.1

                               LENDER COMMITMENTS

<TABLE>
<CAPTION>
                                                 Revolving Commitment Amount          Pro Rata Share
                                                 ---------------------------          --------------
<S>                                              <C>                                  <C>
Union Bank of California, N.A.                   $12,500,000                          50%
U.S. Bank National Association                   $12,500,000                          50%
                                                 ===========                          ===
Total:                                            25,000,000                          100%
</TABLE>

                                      -8-

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