Document:

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                    CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.
                                   (Depositor)

                                       and

                         PNC BANK, NATIONAL ASSOCIATION

                                    (Seller)

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                        MORTGAGE LOAN PURCHASE AGREEMENT

                            Dated as of March 1, 2002

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                                TABLE OF CONTENTS

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Section 1.    Transactions on or Prior to the Closing Date...................
Section 2.    Closing Date Actions...........................................
Section 3.    Conveyance of Mortgage Loans...................................
Section 4.    Depositor's Conditions to Closing..............................
Section 5.    Seller's Conditions to Closing.................................
Section 6.    Representations and Warranties of Seller.......................
Section 7.    Obligations of Seller..........................................
Section 8.    Crossed Loans..................................................
Section 9.    Rating Agency Fees; Costs and Expenses Associated with a
                Defeasance...................................................
Section 10.   Representations and Warranties of Depositor....................
Section 11.   Survival of Certain Representations, Warranties and Covenants..
Section 12.   [Reserved].....................................................
Section 13.   Expenses; Recording Costs......................................
Section 14.   Notices........................................................
Section 15.   Examination of Mortgage Files..................................
Section 16.   Successors.....................................................
Section 17.   Governing Law..................................................
Section 18.   Severability...................................................
Section 19.   Further Assurances.............................................
Section 20.   Counterparts...................................................
Section 21.   Treatment as Security Agreement................................
Section 22.   Recordation of Agreement.......................................

Schedule I    Schedule of Transaction Terms
Schedule II   Mortgage Loan Schedule for Column Loans
Schedule III  Mortgage Loans Constituting Mortgage Groups
Schedule IV   Mortgage Loans with Lost Mortgage Notes
Schedule V    Exceptions with Respect to Seller's Representations and Warranties

Exhibit A     Representations and Warranties of Seller Regarding the Mortgage
                Loans
Exhibit B     Form of Lost Mortgage Note Affidavit
Exhibit C     Form of Assignment of Mortgage(s) and Assignment of Assignment of
                Lessor's Interests in Leases, Rents and Profits

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                        MORTGAGE LOAN PURCHASE AGREEMENT

            This Mortgage Loan Purchase Agreement (this "Agreement"), dated as
of March 1, 2002, is made by and between PNC BANK, NATIONAL ASSOCIATION., a
national banking association ("Seller"), and CREDIT SUISSE FIRST BOSTON MORTGAGE
SECURITIES CORP., a Delaware corporation (the "Depositor").

                                    RECITALS

            I.  Capitalized terms used herein without definition have the
meanings ascribed to them in the Schedule of Transaction Terms attached hereto
as Schedule I, which is incorporated herein by this reference, or, if not
defined therein, in the Pooling and Servicing Agreement.

            II. On the Closing Date, and on the terms set forth herein, Seller
has agreed to sell to Depositor and Depositor has agreed to purchase from Seller
the Mortgage Loans identified on the schedule (the "Mortgage Loan Schedule")
annexed hereto as Schedule II. Depositor intends to deposit the Mortgage Loans
and other assets into the Trust Fund created pursuant to the Pooling and
Servicing Agreement and to cause the issuance of the Certificates.

                                    AGREEMENT

            NOW, THEREFORE, on the terms and conditions set forth below and for
good and valuable consideration, the receipt and adequacy of which is hereby
acknowledged, Depositor and Seller agree as follows:

            Section 1. Transactions on or Prior to the Closing Date. On or prior
to the Closing Date, Seller shall have delivered the Mortgage Files with respect
to each of the Mortgage Loans listed in Schedule II to Wells Fargo Bank
Minnesota, N.A. as trustee (the "Trustee"), against receipt by Seller of a trust
receipt, pursuant to an arrangement between Seller and the Trustee; provided,
however, that item (p) in the definition of Mortgage File (below) shall be
delivered to the Master Servicer for inclusion in the Servicer File (defined
below) with a copy delivered to the Trustee for inclusion in the Mortgage File.

            Section 2. Closing Date Actions. The sale of the Mortgage Loans
shall take place on the Closing Date, subject to and simultaneously with the
deposit of the Mortgage Loans into the Trust Fund, the issuance of the
Certificates and the sale of (a) the Offered Certificates by Depositor to the
Underwriters pursuant to the Underwriting Agreement and (b) the Private
Certificates by Depositor to the Initial Purchaser pursuant to the Certificate
Purchase Agreement. The closing (the "Closing") shall take place at the offices
of Cadwalader, Wickersham & Taft, 100 Maiden Lane, New York, New York 10038, or
such other location as agreed upon between the parties hereto. On the Closing
Date, the following actions shall take place in sequential order on the terms
set forth herein:

            (i) Seller shall sell to Depositor, and Depositor shall purchase
      from Seller, the Mortgage Loans pursuant to this Agreement for the
      Mortgage Loan Purchase Price payable in accordance with instructions
      previously provided to Depositor by Seller. The Mortgage Loan Purchase
      Price (as defined herein) shall be paid by Depositor to Seller or at its
      direction by wire transfer in immediately available funds to an account
      designated by Seller on or prior to the Closing Date. The "Mortgage Loan
      Purchase Price" paid by Depositor shall be equal to $260,582,609.74.

            (ii) Pursuant to the terms of the Pooling and Servicing Agreement,
      Depositor shall sell all of its right, title and interest in and to the
      Mortgage Loans to the Trustee for the benefit of the Holders of the
      Certificates.

            (iii) Depositor shall sell to the Underwriters, and the Underwriters
      shall purchase from Depositor, the Offered Certificates pursuant to the
      Underwriting Agreement, and Depositor shall sell to the Initial Purchaser,
      and the Initial Purchaser shall purchase from Depositor, the Private
      Certificates pursuant to the Certificate Purchase Agreement.

            (iv) The Underwriters will offer the Offered Certificates for sale
      to the public pursuant to the Prospectus and the Prospectus Supplement and
      the Initial Purchaser will privately place certain classes of the
      Certificates pursuant to the Offering Circular.

            Section 3. Conveyance of Mortgage Loans. On the Closing Date, Seller
shall sell, convey, assign and transfer, subject to that certain Servicing
Rights Purchase Agreement, dated as of March 26 , 2002, between the Seller and
Midland Loan Services, Inc., without recourse except as provided herein, to
Depositor, free and clear of any liens, claims or other encumbrances, all of
Seller's right, title and interest in, to and under: (i) each of the Mortgage
Loans identified on the Mortgage Loan Schedule; and (ii) all property of Seller
described in Section 21(b) this Agreement, including, without limitation, (A)
all scheduled payments of interest and principal due on or with respect to the
Mortgage Loans after the Cut-off Date and (B) all other payments of interest,
principal or prepayment premiums received on or with respect to the Mortgage
Loans after the Cut-off Date, other than any such payments of interest or
principal or prepayment premiums that were due on or prior to the Cut-off Date.
Each Mortgage File shall contain the following documents:

            (a) the original Note, or with respect to those Mortgage Loans
listed in Schedule IV hereto, a "lost note affidavit" substantially in the form
of Exhibit B hereto and a true and complete copy of the Note, bearing, or
accompanied by, all prior and intervening endorsements or assignments showing a
complete chain of endorsement or assignment from the Mortgage Loan Originator
either in blank or to the Seller, and further endorsed (at the direction of the
Depositor given pursuant to the Mortgage Loan Purchase Agreement) by the Seller,
on its face or by allonge attached thereto, without recourse, to the order of
the Trustee in the following form: "Pay to the order of Wells Fargo Bank
Minnesota, N.A., as trustee for the registered Holders of Credit Suisse First
Boston Mortgage Securities Corp., Commercial Mortgage Pass-Through Certificates,
Series 2002-CKP1, without recourse, representation or warranty, express or
implied;"

            (b) a duplicate original Mortgage or a counterpart thereof or, if
such Mortgage has been returned by the related recording office, (A) an
original, (B) a certified copy or (C) a copy thereof from the applicable
recording office and originals or counterparts (or originals or copies of
certified copies from the applicable recording office) of any intervening
assignments thereof from the Mortgage Loan Originator to the Seller, in each
case in the form submitted for recording or, if recorded, with evidence of
recording indicated thereon;

            (c) an original Assignment of Mortgage substantially in the form of
Exhibit C hereto (or an alternative form approved by the Depositor) in
recordable form, either in blank or from the Seller (or the Mortgage Loan
Originator) to "Wells Fargo Bank Minnesota, N.A., as trustee for the registered
Holders of Credit Suisse First Boston Mortgage Securities Corp., Commercial
Mortgage Pass-Through Certificates, Series 2002-CKP1;"

            (d) an original, counterpart or copy of any related Assignment of
Leases (if such item is a document separate from the Mortgage) and the
originals, counterparts or copies of any intervening assignments thereof from
the Mortgage Loan Originator of the Loan to the Seller, in each case in the form
submitted for recording or, if recorded, with evidence of recording thereon;

            (e) an original assignment of any related Assignment of Leases (if
such item is a document separate from the Mortgage), substantially in the form
of Exhibit C hereto (or an alternative form approved by the Depositor) in
recordable form, either in blank or from the Seller (or the Mortgage Loan
Originator) to "Wells Fargo Bank Minnesota, N.A., as trustee for the registered
Holders of Credit Suisse First Boston Mortgage Securities Corp., Commercial
Mortgage Pass-Through Certificates, Series 2002-CKP1;"

            (f) an original or true and complete copy of any related Security
Agreement (if such item is a document separate from the Mortgage) and the
originals or copies of any intervening assignments thereof from the Mortgage
Loan Originator to the Seller;

            (g) an original assignment of any related Security Agreement (if
such item is a document separate from the Mortgage), either in blank or from the
Seller (or the Mortgage Loan Originator) to "Wells Fargo Bank Minnesota, N.A.,
as trustee for the registered Holders of Credit Suisse First Boston Mortgage
Securities Corp., Commercial Mortgage Pass-Through Certificates, Series
2002-CKP1," which assignment may be included as part of an omnibus assignment
covering other documents relating to the Mortgage Loan provided that such
omnibus assignment is effective under applicable law;

            (h) originals or copies of all (A) assumption agreements, (B)
modifications, (C) written assurance agreements and (D) substitution agreements,
together with any evidence of recording thereon or in the form submitted for
recording, in those instances where the terms or provisions of the Mortgage,
Note or any related security document have been modified or the Mortgage Loan
has been assumed;

            (i) the original lender's title insurance policy or a copy thereof
(together with all endorsements or riders that were issued with or subsequent to
the issuance of such policy), or if the policy has not yet been issued, a
binding written commitment (which may be a pro forma or specimen title insurance
policy which has been accepted or approved in writing by the related title
insurance company) or interim binder that is marked as binding and countersigned
by the title company, insuring the priority of the Mortgage as a first lien on
the related Mortgaged Property, relating to such Mortgage Loan;

            (j) the original or a counterpart of any guaranty of the obligations
of the Borrower under the Mortgage Loan;

            (k) certified or other copies of all UCC Financing Statements and
continuation statements which show the filing or recording thereof or copies
thereof in the form submitted for filing or recording sufficient to perfect (and
maintain the perfection of) the security interest held by the Mortgage Loan
Originator (and each assignee prior to the Trustee) in and to the personalty of
the Borrower at the Mortgaged Property, and original UCC assignments in a form
suitable for filing or recording, sufficient to transfer such security interest
to the Trustee;

            (l) the original or copy of the power of attorney (with evidence of
recording thereon) granted by the Borrower if the Mortgage, Note or other
document or instrument referred to above was not signed by the Borrower;

            (m) with respect to any debt of a Borrower permitted under the
related Mortgage Loan, an original or copy of a subordination agreement,
standstill agreement or other intercreditor agreement relating to such other
debt, if any, including any mezzanine loan documents or preferred equity
documents;

            (n) if any related Lock-Box Agreement or Cash Collateral Agreement
is separate from the Mortgage or Loan Agreement, a copy thereof; with respect to
the Cash Collateral Accounts and Lock-Box Accounts, if any, a copy of the UCC-1
financing statements, if any, submitted for filing with respect to the Seller's
security interest in the Cash Collateral Accounts and Lock-Box Accounts and all
funds contained therein (and UCC-2 or UCC-3 financing statement assignments
assigning such security interest to the Trustee on behalf of the
Certificateholders);

            (o) an original or counterpart of the Loan Agreement (if separate
from the Mortgage);

            (p) the originals of letters of credit, if any, relating to the
Mortgage Loans, and amendments thereto which entitles the Trust to draw thereon;

            (q) the original environmental indemnity agreement, if any, related
to the Mortgage Loan;

            (r) any related environmental insurance policies and any
environmental guaranty or indemnity agreements or copies thereof;

            (s) the original ground lease, if any, and any amendments,
modifications or extensions thereto, and any ground lease estoppel, or a
certified copy thereof; and

            (t) any additional documents required to be added to the Mortgage
File pursuant to the Pooling and Servicing Agreement.

            Notwithstanding the foregoing, in the event that, in connection with
any Mortgage Loan listed on Schedule II hereto, the Seller cannot deliver, or
cause to be delivered, an original, counterpart or certified copy of any of the
documents required to be delivered pursuant to clauses (b), (d), (h), (k) (other
than assignments of UCC financing statements to be recorded or filed in
accordance with the transfer contemplated by this Agreement), (l) and (n) (other
than assignments of UCC financing statements to be recorded or filed in
accordance with the transfer contemplated by this Agreement) above with evidence
of recording or filing thereon on the Closing Date, solely because of a delay
caused by the public recording or filing office where such document or
instrument has been delivered for recordation or filing, the Seller shall
deliver, or cause to be delivered, to the Trustee a duplicate original or true
copy of such document certified by the applicable public recording or filing
office, the applicable title insurance company or the Seller to be a true and
complete duplicate original or copy of the original thereof submitted for
recording or filing.

            Notwithstanding the foregoing, in the event that, in connection with
any Mortgage Loan listed on Schedule II hereto, the Seller cannot deliver, or
cause to be delivered, an original, counterpart or certified copy of any of the
documents required to be delivered pursuant to clauses (b), (d), (h), (k) (other
than assignments of UCC financing statements to be recorded or filed in
accordance with the transfer contemplated by this Agreement), (l) and (n) (other
than assignments of UCC financing statements to be recorded or filed in
accordance with the transfer contemplated by this Agreement) above with evidence
of recording or filing thereon, for any other reason, including without
limitation, that such non-delivered document has been lost, the delivery
requirements of this Agreement shall be deemed to have been satisfied and such
non-delivered document shall be deemed to have been included in the related
Mortgage File if a photocopy of such non-delivered document (with evidence of
recording or filing thereon and certified by the appropriate recording or filing
office to be a true and complete copy of the original thereof as filed or
recorded) is delivered to the Trustee on or before the Closing Date.

            Notwithstanding the foregoing, in the event that the Seller cannot
deliver to the Trustee any UCC-2 or UCC-3 assignment with the filing information
of the UCC-1 financing statement with respect to any Mortgage Loan listed on
Schedule II hereto being assigned, solely because such UCC-1 financing statement
has not been returned by the public filing office where such UCC-1 financing
statement has been delivered for filing, Seller shall deliver or cause to be
delivered to the Trustee a photocopy of such UCC-2 or UCC-3 assignment with the
filing information left blank. The Seller, promptly upon receipt of the
applicable filing information of the UCC-1 financing statement being so
assigned, shall deliver or cause to be delivered to the Trustee the original
UCC-2 or UCC-3 assignment with all appropriate filing information set forth
thereon.

            Notwithstanding the foregoing, Seller may, at its sole cost and
expense, engage a third party contractor to prepare or complete in proper form
for filing or recording any and all Assignments of Mortgage, assignments of
Assignments of Leases and assignments of UCC financing statements to the Trustee
to be delivered pursuant to clauses (c), (e), (k) and (n) above (collectively,
the "Assignments"), to submit the Assignments for filing and recording, as the
case may be, in the applicable public filing and recording offices and to
deliver the Assignments to the Trustee or its designee as the Assignments (or
certified copies thereof) are received from the applicable filing and recording
offices with evidence of such filing or recording indicated thereon; provided,
however, that in the event the Seller engages a third party contractor as
contemplated in the immediately preceding sentence, the rights, duties and
obligations of the Seller pursuant to this Agreement remain binding on such
Seller.

            Within ten (10) Business Days after the Closing Date, the Seller
shall deliver the Servicer Files with respect to each of the Mortgage Loans
listed on Schedule II hereto to the Master Servicer or, a Primary Servicer (with
a copy to the Master Servicer) under the direction of the Master Servicer, under
the Pooling and Servicing Agreement on behalf of the Trustee in trust for the
benefit of the Certificateholders. Each such Servicer File shall contain all
documents and records in the Seller's possession relating to such applicable
Mortgage Loans (including reserve and escrow agreements, cash management
agreements, lockbox agreements, financial statements and any other information
provided by the respective Borrower from time to time, but excluding documents
prepared by the Seller or any of its Affiliates solely for internal
communication) that are not required to be a part of a Mortgage File in
accordance with the definition thereof, together with copies of all instruments
and documents which are required to be a part of the related Mortgage File in
accordance with the definition thereof.

            For purposes of this Section 3, and notwithstanding any contrary
provision hereof or of the definition of "Mortgage File", if there exists with
respect to any group of Crossed Loans only one original or certified copy of any
document or instrument described in the definition of "Mortgage File" which
pertains to all of the Crossed Loans in such group of Crossed Loans, the
inclusion of the original or certified copy of such document or instrument in
the Mortgage File for any of such Crossed Loans and the inclusion of a copy of
such original or certified copy in each of the Mortgage Files for the other
Crossed Loans in such group of Crossed Loans, shall be deemed the inclusion of
such original or certified copy, as the case may be, in the Mortgage File for
each such Crossed Loan.

            The Trustee, as assignee or transferee of Depositor, shall be
entitled to all scheduled principal payments due after the Cut-off Date, all
other payments of principal due and collected after the Cut-off Date, and all
payments of interest on the Mortgage Loans, minus that portion of any such
payment which is allocable to the period on or prior to the Cut-off Date. All
scheduled payments of principal due on or before the Cut-off Date and collected
after the Cut-off Date, together with the accompanying interest payments, shall
belong to Seller.

            Upon the sale of the Mortgage Loans from Seller to Depositor
pursuant hereto, the ownership of each Mortgage Note, the Mortgage and the
contents of the related Mortgage File shall be vested in Depositor and the
ownership of all records and documents with respect to the related Mortgage Loan
prepared by or which come into the possession of Seller as seller of the
Mortgage Loans hereunder, exclusive in each case of documents prepared by Seller
or any of its affiliates solely for internal uses, shall immediately vest in
Depositor. All Monthly Payments, Principal Prepayments and other amounts
received by Seller and not otherwise belonging to Seller pursuant to this
Agreement shall be sent by Seller within three (3) Business Days after Seller's
receipt thereof to the Master Servicer via wire transfer for deposit by the
Master Servicer into the Collection Account.

            Section 4. Depositor's Conditions to Closing. The obligations of
Depositor to purchase the Mortgage Loans and pay the Mortgage Loan Purchase
Price at the Closing Date under the terms of this Agreement are subject to the
satisfaction of each of the following conditions at or before the Closing:

            (a) Each of the obligations of the Seller required to be performed
by it on or prior to the Closing Date pursuant to the terms of this Agreement
shall have been duly performed and complied with in all material respects; all
of the representations and warranties of Seller under this Agreement shall be
true and correct in all material respects as of the Closing Date; and no event
shall have occurred with respect to the Seller or any of the Mortgage Loans and
related Mortgage Files which, with notice or the passage of time, would
constitute a material default under this Agreement; and Depositor shall have
received certificates to the foregoing effect signed by authorized officers of
Seller.

            (b) Depositor, or if directed by Depositor, the Trustee or the
Depositor's attorneys, shall have received in escrow, all of the following
closing documents, in such forms as are agreed upon and reasonably acceptable to
the Depositor and the Seller, duly executed by all signatories other than
Depositor, as required pursuant to the respective terms thereof:

            (i) the Mortgage Files, subject to the proviso of Section 1 of this
      Agreement, which shall have been delivered to and held by the Trustee on
      behalf of Seller;

            (ii) the Mortgage Loan Schedule;

            (iii) the certificate of the Seller confirming its representations
      and warranties set forth in Section 6 as of the Closing Date;

            (iv) an opinion or opinions of Seller's counsel, dated the Closing
      Date, in form acceptable to the Depositor as to various corporate matters
      and such other matters as shall be reasonably required by the Depositor.

            Such opinion may express its reliance as to factual matters on,
among other things specified in such opinion, the representations and warranties
made herein, and on certificates or other documents furnished by officers of
Seller.

            In rendering the opinions expressed above, such counsel may limit
such opinions to matters governed by the laws of the State of New York and the
United States and shall not be required to express any opinion with respect to
the registration or qualification of the Certificates under any applicable state
or federal securities laws.

            Such counsel shall state that, although such counsel has not
specifically considered the possible applicability to Seller of any other laws,
regulations, judgments, orders or decrees, no facts have been disclosed to such
counsel that cause such counsel to conclude that any other consent, approval or
action is required;

            (v) such other certificates of Seller's officers or others and such
      other documents to evidence fulfillment of the conditions set forth in
      this Agreement as Depositor or its counsel may reasonably request.

            (vi) all other information, documents, certificates, or letters with
      respect to the Mortgage Loans or the Sellers and their Affiliates as are
      reasonably requested by the Depositor in order for the Depositor to
      perform any of it obligations or satisfy any of the conditions on its part
      to be performed or satisfied pursuant to any sale of Mortgage Loans by the
      Depositor as contemplated herein;

            (c) The Seller shall have performed or complied with all other terms
and conditions of this Agreement which it is required to perform or comply with
at or before the Closing and shall have the ability to perform or comply with
all duties, obligations, provisions and terms which it is required to perform or
comply with after the Closing.

            (d) The Seller shall have delivered to the Trustee, on or before the
Closing Date, five limited powers of attorney in favor of the Trustee and
Special Servicer empowering the Trustee and, in the event of the failure or
incapacity of the Trustee, the Special Servicer, to record, at the expense of
the Seller, any Mortgage Loan Documents required to be recorded and any
intervening assignments with evidence of recording thereon that are required to
be included in the Mortgage Files. The Seller shall reasonably cooperate with
the Trustee and the Special Servicer in connection with any additional powers or
revisions thereto that are requested by such parties.

            Section 5. Seller's Conditions to Closing. The obligations of Seller
under this Agreement shall be subject to the satisfaction, on the Closing Date,
of the following conditions:

            (a) Each of the obligations of Depositor required to be performed by
it on or prior to the Closing Date pursuant to the terms of this Agreement shall
have been duly performed and complied with in all material respects; and all of
the representations and warranties of Depositor under this Agreement shall be
true and correct in all material respects as of the Closing Date; and no event
shall have occurred with respect to Depositor which, with notice or the passage
of time, would constitute a material default under this Agreement, and Seller
shall have received certificates to that effect signed by authorized officers of
Depositor.

            (b) Seller shall have received all of the following closing
documents, in such forms as are agreed upon and reasonably acceptable to Seller
and Depositor, duly executed by all signatories other than Seller, as required
pursuant to the respective terms thereof:

                  (A) an officer's certificate of Depositor, dated as of the
            Closing Date, with the resolutions of Depositor authorizing the
            transactions set forth therein, together with copies of the charter,
            by-laws and certificate of good standing dated as of a recent date
            of Depositor;

                  (B) such other certificates of its officers or others, such
            opinions of Depositor's counsel and such other documents required to
            evidence fulfillment of the conditions set forth in this Agreement
            as Seller or its counsel may reasonably request; and

            (c) The Depositor shall have performed or complied with all other
terms and conditions of this Agreement which it is required to perform or comply
with at or before the Closing and shall have the ability to perform or comply
with all duties, obligations, provisions and terms which it is required to
perform or comply with after Closing.

            Section 6.  Representations and Warranties of Seller.

            (a) Seller represents and warrants to Depositor as of the date
hereof, as follows:

            (i) Seller is duly organized and is validly existing as a national
      banking association in good standing under the laws of the United States
      of America. Seller has conducted and is conducting its business so as to
      comply in all material respects with all applicable statutes and
      regulations of regulatory bodies or agencies having jurisdiction over it,
      except where the failure so to comply would not have a materially adverse
      effect on the performance by Seller of this Agreement, and there is no
      charge, action, suit or proceeding before or by any court, regulatory
      authority or governmental agency or body pending or, to the knowledge of
      Seller, threatened, which is reasonably likely to materially and adversely
      affect the performance by Seller of this Agreement or the consummation of
      transactions contemplated by this Agreement.

            (ii) Seller has the full power, authority and legal right to hold,
      transfer and convey the Mortgage Loans owned by it and to execute and
      deliver this Agreement (and all agreements and documents executed and
      delivered by Seller in connection herewith) and to perform all
      transactions of Seller contemplated by this Agreement (and all agreements
      and documents executed and delivered by Seller in connection herewith).
      Seller has duly authorized the execution, delivery and performance of this
      Agreement (and all agreements and documents executed and delivered by
      Seller in connection herewith), and has duly executed and delivered this
      Agreement (and all agreements and documents executed and delivered by
      Seller in connection herewith). This Agreement (and each agreement and
      document executed and delivered by Seller in connection herewith),
      assuming due authorization, execution and delivery thereof by each other
      party thereto, constitutes the legal, valid and binding obligation of
      Seller enforceable in accordance with its terms, except as such
      enforcement may be limited by bankruptcy, fraudulent transfer, insolvency,
      reorganization, receivership, moratorium or other laws relating to or
      affecting the rights of creditors generally, by general principles of
      equity (regardless of whether such enforcement is considered in a
      proceeding in equity or at law) and by considerations of public policy.

            (iii) Neither the execution, delivery and performance of this
      Agreement, nor the fulfillment of or compliance with the terms and
      conditions of this Agreement by Seller, will (a) conflict with or result
      in a breach of any of the terms, conditions or provisions of Seller's
      articles of association, as amended, or other organizational documents;
      (b) conflict with, result in a breach of, or constitute a default or
      result in an acceleration under, any agreement or instrument to which
      Seller is now a party or by which it (or any of its properties) is bound
      if compliance therewith is necessary (1) to ensure the enforceability of
      this Agreement or (2) for Seller to perform its duties and obligations
      under this Agreement (or any agreement or document executed and delivered
      by Seller in connection herewith); (c) conflict with or result in a breach
      of any legal restriction if compliance therewith is necessary (1) to
      ensure the enforceability of this Agreement or (2) for Seller to perform
      its duties and obligations under this Agreement (or any agreement or
      document executed and delivered by Seller in connection herewith); (d)
      result in the violation of any law, rule, regulation, order, judgment or
      decree to which Seller or its property is subject if compliance therewith
      is necessary (1) to ensure the enforceability of this Agreement or (2) for
      Seller to perform its duties and obligations under this Agreement (or any
      agreement or document executed and delivered by Seller in connection
      herewith); or (e) result in the creation or imposition of any lien, charge
      or encumbrance that would have a material adverse effect upon Seller's
      ability to perform its duties and obligations under this Agreement (or any
      agreement or document executed and delivered by Seller in connection
      herewith), or materially impair the ability of the Depositor to realize on
      the Mortgage Loans owned by Seller.

            (iv) Seller is solvent and the sale of Mortgage Loans (1) will not
      cause Seller to become insolvent and (2) is not intended by Seller to
      hinder, delay or defraud any of its creditors.

            (v) No consent, approval, authorization or order of, or registration
      or filing with, or notice to, any court or governmental agency or body
      having jurisdiction or regulatory authority over Seller is required for
      (a) Seller's execution, delivery and performance of this Agreement (and
      each agreement and document executed and delivered by Seller in connection
      herewith), (b) Seller's transfer and assignment of the Mortgage Loans
      owned by it, or (c) the consummation by Seller of the transactions
      contemplated by this Agreement (and each agreement and document executed
      and delivered by Seller in connection herewith) or, to the extent so
      required, such consent, approval, authorization, order, registration,
      filing or notice has been obtained, made or given (as applicable), except
      that Seller may not be duly qualified to transact business as a foreign
      corporation or licensed in one or more states if such qualification or
      licensing is not necessary to ensure the enforceability of this Agreement
      (or any agreement or document executed and delivered by Seller in
      connection herewith).

            (vi) The consideration received by Seller upon the sale of the
      Mortgage Loans owned by it constitutes fair consideration and reasonably
      equivalent value for such Mortgage Loans.

            (vii) Seller does not believe, nor does it have any reason or cause
      to believe, that it cannot perform each and every covenant of Seller
      contained in this Agreement (or any agreement or document executed and
      delivered by Seller in connection herewith).

            (viii) There are no actions, suits proceedings pending or to
      Seller's knowledge threatened in writing against Seller which are
      reasonably likely to draw into question the validity of this Agreement (or
      any agreement or document executed and delivered by Seller in connection
      herewith) or which, either in any one instance or in the aggregate, are
      reasonably likely to materially impair the ability of Seller to perform
      its duties and obligations under this Agreement (or any agreement or
      document executed and delivered by Seller in connection herewith).

            (ix) Seller's performance of its duties and obligations under this
      Agreement (and each agreement or document executed and delivered by Seller
      in connection herewith) is in the ordinary course of business of Seller
      and Seller's transfer, assignment and conveyance of the Mortgage Loans
      owned by it pursuant to this Agreement are not subject to the bulk
      transfer or similar statutory provisions in effect in any applicable
      jurisdiction.

            (x) Seller has not dealt with any Person that may be entitled, by
      reason of any act or omission of Seller, to any commission or compensation
      in connection with the sale of the Mortgage Loans owned by it to the
      Depositor hereunder except for the reimbursement of expenses as described
      herein or otherwise in connection with the transactions described in
      Section 2 and the commissions or compensation owed to the Underwriters or
      the Initial Purchaser.

            (xi) Seller is not in default or breach of any agreement or
      instrument to which Seller is now a party or by which it (or any of its
      properties) is bound which breach or default would materially and
      adversely affect the ability of Seller to perform its obligations under
      this Agreement.

            (xii) The representations and warranties contained in Exhibit A and
      the exceptions to such representations and warranties set forth on
      Schedule V hereto are true and correct in all material respects as of the
      date hereof with respect to the Mortgage Loans identified on Schedule II.

            Section 7. Obligations of Seller. Each of the representations and
warranties contained in or required to be made by Seller pursuant to Section 6
of this Agreement shall survive the sale of the Mortgage Loans and shall
continue in full force and effect, notwithstanding any restrictive or qualified
endorsement on the Notes and notwithstanding subsequent termination of this
Agreement or the Pooling and Servicing Agreement. The representations and
warranties contained in or required to be made by Seller pursuant to Section 6
of this Agreement shall not be impaired by any review or examination of the
Mortgage Files or other documents evidencing or relating to the Mortgage Loans
or any failure on the part of Depositor to review or examine such documents and
shall inure to the benefit of the initial transferee of the Mortgage Loans from
Depositor including, without limitation, the Trustee for the benefit of the
Holders of the Certificates, notwithstanding (1) any restrictive or qualified
endorsement on any Note, Assignment of Mortgage or reassignment of Assignment of
Leases or (2) any termination of this Agreement prior to the Closing but shall
not inure to the benefit of any subsequent transferee thereafter.

            If any Certificateholder, the Master Servicer, the Special Servicer
or the Trustee discovers or receives notice: of a breach of any of the
representations or warranties made by the Seller with respect to the Mortgage
Loans listed on Schedule II hereto, as of the date hereof in Section 6(a)(xii)
or as of the Closing Date pursuant to Section 4(b)(iii) (a "Breach"); or that
(a) any document required to be included in the Mortgage File related to any
Mortgage Loan listed on Schedule II hereto is not in the Trustee's possession
within the time period required herein or (b) such document has not been
properly executed or is otherwise defective on its face (subsection (a) and (b)
each, a "Defect" (including the "Defects" described below) in the related
Mortgage File), such party shall give notice to the Master Servicer, the Special
Servicer, the Trustee and the Rating Agencies. If the Master Servicer or the
Special Servicer determines that such Breach or Defect materially and adversely
affects the value of any Mortgage Loan or the interests of the
Certificateholders therein, it shall give prompt written notice of such Breach
or Defect to the Depositor, the Trustee, the Master Servicer, the Special
Servicer and the Seller and shall request that the Seller not later than the
earlier of 90 days from the receipt by the Seller of such notice or discovery by
the Seller of such Breach or Defect (subject to the second succeeding paragraph,
the "Initial Resolution Period"), (i) cure such Breach or Defect in all material
respects; (ii) repurchase the affected Mortgage Loan at the applicable Purchase
Price (as defined in the Pooling and Servicing Agreement) or (iii) substitute
one or more Qualified Substitute Mortgage Loans (as defined in the Pooling and
Servicing Agreement) for such affected Mortgage Loan (provided that in no event
shall any substitution occur later than the second anniversary of the Closing
Date) and pay the Master Servicer for deposit into the Collection Account any
Substitution Shortfall Amount (as defined in the Pooling and Servicing
Agreement) in connection therewith; provided, however, that if (i) such material
Breach or material Defect is capable of being cured but not within the Initial
Resolution Period, (ii) such material Breach or material Defect does not cause
the related Mortgage Loan not to be a "qualified mortgage" (within the meaning
of Section 860G(a)(3) of the Code), (iii) the Seller has commenced and is
diligently proceeding with the cure of such material Breach or material Defect
within the Initial Resolution Period and (iv) the Seller has delivered to the
Rating Agencies and the Trustee an Officer's Certificate that describes the
reasons that the cure was not effected within the Initial Resolution Period and
the actions that it proposes to take to effect the cure and that states that it
anticipates the cure will be effected within the additional 90-day period, then
the Seller shall have an additional 90 days to cure such material Defect or
material Breach. With respect to any substitution of one or more Qualified
Substitute Mortgage Loans for a Mortgage Loan hereunder, (A) no such
substitution may be made in any calendar month after the Determination Date for
such month; (B) scheduled payments of principal and interest due with respect to
the Qualified Substitute Mortgage Loan(s) after the related date of substitution
shall be part of the Trust Fund; and (C) scheduled payments of principal and
interest due with respect to such Qualified Substitute Mortgage Loan(s) on or
prior to the related date of substitution shall not be part of the Trust Fund,
and the Seller shall be entitled to receive such payments promptly following
receipt by the Master Servicer or Special Servicer, as applicable, under the
Pooling and Servicing Agreement.

            Any of the following will cause a document in the Mortgage File to
be deemed to have a "Defect" and to be conclusively presumed to materially and
adversely affect the interests of Certificateholders in a Mortgage Loan and to
be deemed to materially and adversely affect the interest of the
Certificateholders in and the value of a Mortgage Loan: (a) the absence from the
Mortgage File of the original signed Note, unless the Mortgage File contains a
signed lost note affidavit and indemnity; (b) the absence from the Mortgage File
of the original signed Mortgage, unless there is included in the Mortgage File a
certified copy of the Mortgage as recorded or as sent for recordation, together
with a certificate stating that the original signed Mortgage was sent for
recordation, or a copy of the Mortgage and the related recording information;
(c) the absence from the Mortgage File of the item called for by paragraph (ix)
of the definition of Mortgage File contained in the Pooling and Servicing
Agreement; (d) the absence from the Mortgage File of any intervening assignments
required to create an effective assignment to the Trustee on behalf of the
Trust, unless there is included in the Mortgage File a certified copy of the
intervening assignment and a certificate stating that the original intervening
assignments were sent for recordation; or (e) the absence from the Servicer File
of any required original letter of credit (as required in the proviso to Section
1 hereof), provided that such Defect may be cured by any substitute letter of
credit or cash reserve or (f) the absence from the Mortgage File of any required
ground lease.

            Any Defect or Breach which causes any Mortgage Loan not to be a
"qualified mortgage" (within the meaning of Section 860G(a)(3) of the Code)
shall be deemed to materially and adversely affect the interest of
Certificateholders therein and the Initial Resolution Period for the affected
Mortgage Loan shall be 90 days following the earlier of the Seller's receipt of
notice pursuant to this Section 7 or its discovery of such Defect or Breach
(which period shall not be subject to extension).

            If the Seller does not, as required by this Section 7, correct or
cure a material Breach or a material Defect in all material respects within the
applicable Initial Resolution Period (as extended pursuant to this Section 7),
or if such Breach or Defect is not capable of being so corrected or cured with
such period, then the Seller shall purchase or substitute for the affected
Mortgage Loan as provided in this Section 7. If (i) any Mortgage Loan is
required to be repurchased or substituted for as provided above, (ii) such
Mortgage Loan is a Crossed Loan that is a part of a Mortgage Group (as defined
below) and (iii) the applicable Breach or Defect does not constitute a Breach or
Defect, as the case may be, as to any other Crossed Loan in such Mortgage Group
(without regard to this paragraph), then the applicable Breach or Defect, as the
case may be, will be deemed to constitute a Breach or Defect, as the case may
be, as to any other Crossed Loan in the Mortgage Group for purposes of the above
provisions, and the Seller will be required to repurchase or substitute for such
other Crossed Loan(s) in the related Mortgage Group in accordance with the
provisions of this Section 7 unless such other Crossed Loans satisfy the Crossed
Loan Repurchase Criteria (as defined in the Pooling and Servicing Agreement) and
satisfy all other criteria for substitution or repurchase of Mortgaged Property
set forth in the Pooling and Servicing Agreement. In the event that one or more
of such other Crossed Loans satisfy the Crossed Loan Repurchase Criteria, the
Seller may elect either to repurchase or substitute for only the affected
Crossed Loan as to which the related Breach or Defect exists or to repurchase or
substitute for all of the Crossed Loans in the related Mortgage Group. The
Seller shall be responsible for the cost of any Appraisal required to be
obtained by the Master Servicer to determine if the Crossed Loan Repurchase
Criteria have been satisfied, so long as the scope and cost of such Appraisal
has been approved by the Seller (such approval not to be unreasonably withheld).
For purposes of this paragraph, a "Mortgage Group" is any group of Mortgage
Loans identified as a Mortgage Group on Schedule III to this Agreement.

            Notwithstanding the foregoing, if there is a material Breach or
material Defect with respect to one or more Mortgaged Properties (but not all of
the Mortgaged Properties) with respect to a Mortgage Loan, the Seller will not
be obligated to repurchase or substitute for the Mortgage Loan if the affected
Mortgaged Property may be released pursuant to the terms of any partial release
provisions in the related Mortgage Loan Documents and the remaining Mortgaged
Property(ies) satisfy the requirements, if any, set forth in the Mortgage Loan
Documents and (i) the Seller provides an opinion of counsel to the effect that
such partial release would not cause an Adverse REMIC Event (as defined in the
Pooling and Servicing Agreement) to occur, (ii) such Seller pays (or causes to
be paid) the applicable release price required under the Mortgage Loan
Documents, and to the extent not reimbursable out of the release price pursuant
to the related Mortgage Loan Documents, together with any additional amounts
necessary to cover all reasonable out-of-pocket expenses reasonably incurred by
the Master Servicer, the Special Servicer, the Trustee or the Trust Fund in
connection therewith, including any unreimbursed advances and interest thereon
made with respect to the Mortgaged Property which, is being released and (iii)
such cure by release of such Mortgaged Property is effected within the time
periods specified for cure of a Material Breach or Material Defect in Section
2.03(b) of the Pooling and Servicing Agreement.

            The Purchase Price or Substitution Shortfall Amount for any
repurchased or substituted Mortgage Loan shall be payable to the Depositor or,
subsequent to the assignment of the Mortgage Loans to the Trustee, the Trustee
as its assignee, by wire transfer of immediately available funds to the account
designated by the Depositor or the Trustee, as the case may be, and the
Depositor or the Trustee, as the case may be, upon receipt of such funds, shall
promptly release the related Mortgage File and Servicer File or cause them to be
released, to Seller and shall execute and deliver such instruments of transfer
or assignment as shall be necessary to vest in the Seller the legal and
beneficial ownership of such Mortgage Loan (including any property acquired in
respect thereof or proceeds of any insurance policy with respect thereto) and
the related Mortgage Loan Documents.

            It is understood and agreed that the obligations of the Seller set
forth in this Section 7 to cure, substitute for or repurchase a Mortgage Loan
listed on Schedule II hereto constitute the sole remedies available to the
Depositor and its successors and assigns respecting any Breach or Defect
affecting such Mortgage Loan.

            Section 8. Crossed Loans. With respect to any Crossed Loan conveyed
hereunder, to the extent that the Seller repurchases or substitutes for an
affected Crossed Loan in the manner prescribed above while the Trustee continues
to hold any related Crossed Loans, the Seller and the Depositor (on behalf of
its successors and assigns) agree to modify upon such repurchase or
substitution, the related Loan Documents in a manner such that such affected
Crossed Loan repurchased or substituted by the Seller, on the one hand, and any
related Crossed Loans still held by the Trustee, on the other, would no longer
be cross-defaulted or cross-collateralized with one another; provided, that the
Seller shall have furnished to the Trustee, at its expense, with an Opinion of
Counsel that such modification shall not cause an Adverse REMIC Event; provided,
further, that if such Opinion cannot be furnished, the Seller and the Depositor
hereby agree that such repurchase or substitution of only the affected Crossed
Loans, notwithstanding anything to the contrary herein, shall not be permitted.
Any reserve or other cash collateral or letters of credit securing the Crossed
Loans shall be allocated between such Mortgage Loans in accordance with the
Mortgage Loan Documents. All other terms of the Mortgage Loans shall remain in
full force and effect, without any modification thereof.

            Section 9. Rating Agency Fees; Costs and Expenses Associated with a
Defeasance. The Seller shall pay all Rating Agency fees associated with an
assumption of a Mortgage Loan to the extent such fees have not been paid by the
related Borrower and such Borrower is not required to pay them under the terms
of the related Mortgage Loan Documents in effect on or before the Closing Date.
The Seller shall pay all reasonable costs and expenses associated with a
defeasance of a Mortgage Loan to the extent such costs and expenses have not
been paid by the related Borrower and such Borrower is not required to pay them
under the terms of the related Mortgage Loan Documents in effect on or before
the Closing Date.

            Section 10. Representations and Warranties of Depositor. Depositor
hereby represents and warrants to Seller as of the date hereof, as follows:

            (a) Depositor is duly organized and is validly existing as a
corporation in good standing under the laws of the State of Delaware, with full
corporate power and authority to own its assets and conduct its business as it
is conducted, and is duly qualified as a foreign corporation in good standing in
all jurisdictions in which the ownership or lease of its property or the conduct
of its business requires such qualification (except where the failure to qualify
would not have a materially adverse effect on the consummation of any
transactions contemplated by this Agreement).

            (b) The execution and delivery by Depositor of this Agreement and
the performance of Depositor's obligations hereunder are within the corporate
power of Depositor and have been duly authorized by Depositor and neither the
execution and delivery by Depositor of this Agreement nor the compliance by
Depositor with the provisions hereof, nor the consummation by Depositor of the
transactions contemplated by this Agreement, will (i) conflict with or result in
a breach of, or constitute a default under, the certificate of incorporation or
by-laws of Depositor or, after giving effect to the consents or taking of the
actions contemplated by clause (ii) of this paragraph (b), any of the provisions
of any law, governmental rule, regulation, judgment, decree or order binding on
Depositor or its properties, or any of the provisions of any material indenture
or mortgage or any other material contract or other instrument to which
Depositor is a party or by which it is bound or result in the creation or
imposition of any lien, charge or encumbrance upon any of its properties
pursuant to the terms of any such indenture, mortgage, contract or other
instrument or (ii) require the consent of or notice to, or any filing with any
person, entity or governmental body, which has not been obtained or made by
Depositor, except where, in any of the instances contemplated by clause (i)
above or this clause (ii), the failure to do so will not have a material and
adverse effect on the consummation of any transactions contemplated by this
Agreement.

            (c) This Agreement has been duly executed and delivered by Depositor
and this Agreement constitutes a legal, valid and binding instrument,
enforceable against Depositor in accordance with its terms, subject, as to the
enforcement of remedies, to applicable bankruptcy, reorganization, insolvency,
moratorium and other laws affecting the rights of creditors generally and to
general principles of equity and the discretion of the court (regardless of
whether enforcement of such remedies is considered in a proceeding in equity or
at law) and, as to rights of indemnification hereunder, subject to limitations
of public policy under applicable securities laws.

            (d) There is no litigation, charge, investigation, action, suit or
proceeding by or before any court, regulatory authority or governmental agency
or body pending or, to the knowledge of Depositor, threatened against Depositor
the outcome of which could be reasonably expected to materially and adversely
affect the consummation of any transactions contemplated by this Agreement.

            Section 11. Survival of Certain Representations, Warranties and
Covenants. The respective representations and warranties set forth in or made
pursuant to this Agreement, and the respective obligations of the parties hereto
under Sections 7 and 11 of this Agreement, will remain in full force and effect,
regardless of any investigation or statement as to the result thereof made by or
on behalf of any party and will survive payment for the various transfers
referred to herein and delivery of the Certificates or termination of this
Agreement.

            Section 12. [Reserved]

            Section 13. Expenses; Recording Costs. Seller agrees to reimburse
the Trustee or its designee all recording and filing fees incurred by the
Trustee or its designee in connection with the recording or filing of the
Mortgage Loan Documents listed in Section 3 of this Agreement. In the event
Seller elects to engage a third party contractor to prepare, complete, file and
record Assignments with respect to Mortgage Loans as provided in Section 3,
Seller shall contract directly with such contractor and shall be responsible for
such contractor's compensation and reimbursement of recording and filing fees
and other reimbursable expenses pursuant to their agreement.

            Section 14. Notices. All communications hereunder will be in writing
and effective only upon receipt, and, (a) if sent to Depositor, will be mailed,
delivered or telecopied and confirmed to it at Credit Suisse First Boston
Mortgage Securities Corp., Eleven Madison Avenue, 5th Floor, New York, New York
10010, Attention: Allan J. Baum, Telecopy No.: (212) 325-8162; and (b) if sent
to Seller, will be mailed, delivered or telecopied to it at PNC Bank, National
Association, 210 West 10th Street, Kansas City, Missouri 64105, Attention: Harry
Funk, Telecopy No.: (816) 346-5320, or in the case of any such party, to such
other address or telecopy number as such party may hereafter furnish to the
other party by like notice.

            Section 15. Examination of Mortgage Files. Upon reasonable notice,
Seller, prior to the Closing Date, will make the Mortgage Files available to
Depositor or its agent for examination during normal business hours at Seller's
offices or such other location as shall otherwise be agreed upon by Depositor
and Seller. The fact that Depositor or its agent has conducted or has failed to
conduct any partial or complete examination of the Mortgage Files shall not
affect the rights of Depositor or the Trustee (for the benefit of the
Certificateholders) to demand cure, repurchase, or other relief as provided
herein.

            Section 16. Successors. This Agreement shall inure to the benefit of
and shall be binding upon Seller and Depositor and their respective successors,
permitted assigns and legal representatives, and nothing expressed in this
Agreement is intended or shall be construed to give any other person any legal
or equitable right, remedy or claim under or in respect of this Agreement, or
any provisions herein contained, this Agreement and all conditions and
provisions hereof being intended to be and being for the sole and exclusive
benefit of such persons and for the benefit of no other person; it being
understood that (a) the indemnities of Seller contained in that certain
Indemnification Agreement dated March 13, 2002 among Seller, Depositor and the
Underwriters, subject to all limitations therein contained, shall also be for
the benefit of the officers and directors of Depositor, the Underwriters and the
Initial Purchaser and any person or persons who control Depositor, the
Underwriters and the Initial Purchaser within the meaning of Section 15 of the
Securities Act or Section 20 of the 1934 Act, and (b) the rights of Depositor
pursuant to this Agreement, subject to all limitations herein contained,
including those set forth in Section 7 of this Agreement, may be assigned to the
Trustee, for benefit of the Certificateholders, as may be required to effect the
purposes of the Pooling and Servicing Agreement and, upon such assignment, the
Trustee shall succeed to such rights of Depositor hereunder, provided that the
Trustee shall have no right to further assign such rights to any other Person.
No owner of a Certificate issued pursuant to the Pooling and Servicing Agreement
shall be deemed a successor because of such ownership.

            Section 17. Governing Law. THIS AGREEMENT SHALL BE GOVERNED AND
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO
AGREEMENTS TO BE MADE AND PERFORMED ENTIRELY WITHIN SUCH STATE WITHOUT GIVING
EFFECT TO CHOICE OF LAW PRINCIPLES.

            Section 18. Severability. If any provision of this Agreement shall
be prohibited or invalid under applicable law, this Agreement shall be
ineffective only to such extent, without invalidating the remainder of this
Agreement.

            Section 19. Further Assurances. Depositor and Seller agree to
execute and deliver such instruments and take such actions as the other parties
may, from time to time, reasonably request in order to effectuate the purpose
and to carry out the terms of this Agreement.

            Section 20. Counterparts. This Agreement may be executed in
counterparts (and by each of the parties hereto on different counterparts), each
of which when so executed and delivered will be an original, and all of which
together will be deemed to constitute but one and the same instrument.

            Section 21. Treatment as Security Agreement. It is the express
intent of the parties hereto that the conveyance of the Mortgage Loans by Seller
to Depositor as provided in this Agreement be, and be construed as, a sale of
the Mortgage Loans by Seller to Depositor. It is, further, not the intention of
the parties that such conveyance be deemed a pledge of the Mortgage Loans by
Seller to Depositor to secure a debt or other obligation of Seller. However, in
the event that, notwithstanding the intent of the parties, the Mortgage Loans
are held to be property of Seller or if for any reason this Agreement is held or
deemed to create a security interest in the Mortgage Loans:

            (a) this Agreement shall hereby create a security agreement within
the meaning of Articles 8 and 9 of the Uniform Commercial Code in effect in the
applicable state;

            (b) the conveyance provided for in this Agreement shall hereby grant
from Seller to Depositor a security interest in and to all of Seller's right,
title, and interest, whether now owned or hereafter acquired, in and to:

            (i) all accounts, contract rights (including any guarantees),
      general intangibles, chattel paper, instruments, documents, money, deposit
      accounts, certificates of deposit, goods, letters of credit, advices of
      credit and investment property consisting of, arising from or relating to
      any of the property described in the Mortgage Loans, including the related
      Notes, Mortgages and title, hazard and primary mortgage insurance policies
      identified on the Mortgage Loan Schedule, including all replacement
      Mortgage Loans, and all distributions with respect thereto payable after
      the Cut-off Date;

            (ii) all accounts, contract rights, general intangibles, chattel
      paper, instruments, documents, money, deposit accounts, certificates of
      deposit, goods, letters of credit, advices of credit and investment
      property arising from or by virtue of the disposition of, or collections
      with respect to, or insurance proceeds payable with respect to, or claims
      against other persons with respect to, all or any part of the collateral
      described in (i) above (including any accrued discount realized on
      liquidation of any investment purchased at a discount), in each case,
      payable after the Cut-off Date; and

            (iii) all cash and non-cash proceeds of the collateral described in
      (i) and (ii) above payable after the Cut-off Date;

            (c) the possession by Depositor or its assignee of the Notes and
such other goods, letters of credit, advices of credit, instruments, money,
documents, chattel paper or certificated securities shall be deemed to be
possession by the secured party or possession by a purchaser or a person
designated by him or her, for purposes of perfecting the security interest
pursuant to the Uniform Commercial Code (including, without limitation, Sections
9-306, 9-313 and 9-314 thereof) as in force in the relevant jurisdiction; and

            (d) notifications to persons holding such property, and
acknowledgments, receipts, confirmations from persons holding such property,
shall be deemed to be notifications to, or acknowledgments, receipts or
confirmations from, financial intermediaries, bailees or agents of, or persons
holding for (as applicable), Depositor or its assignee for the purpose of
perfecting such security interest under applicable law. The Seller at the
direction of the Depositor or its assignee, shall, to the extent consistent with
this Agreement, take such actions as may be necessary to ensure that, if this
Agreement were deemed to create a security interest in the Mortgage Loans and
the proceeds thereof, such security interest would be a perfected security
interest of first priority under applicable law and will be maintained as such
throughout the term of this Agreement. In connection herewith, Depositor and its
assignee shall have all of the rights and remedies of a secured party and
creditor under the Uniform Commercial Code as in force in the relevant
jurisdiction.

            Section 22. Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation following the Closing
Date in all appropriate public offices for real property records in all the
counties or other comparable jurisdictions in which any or all of the properties
subject to the Mortgages are situated, and in any other appropriate public
recording office or elsewhere, such recordation to be effected by Seller at
Seller's expense at the direction of Depositor accompanied by an Opinion of
Counsel to the effect that such recordation materially and beneficially affects
the interests of Depositor.

                                           * * *

<PAGE>

            IN WITNESS WHEREOF, the parties hereto have caused this Mortgage
Loan Purchase Agreement to be duly executed and delivered as the date first
above written.

                                       PNC BANK, NATIONAL ASSOCIATON,
                                       as Seller

                                       By: ___________________________________
                                           Name:
                                           Title:

                                       CREDIT SUISSE FIRST BOSTON MORTGAGE
                                       SECURITIES CORP.,
                                       as Depositor

                                       By: ___________________________________
                                           Name:
                                           Title: Vice President

<PAGE>

                                                                      SCHEDULE I

                          SCHEDULE OF TRANSACTION TERMS

            This Schedule of Transaction Terms is appended to and incorporated
by reference in the Mortgage Loan Purchase Agreement (the "Agreement"), dated as
of March 1, 2002, between PNC Bank, National Association (the "Seller") and
Credit Suisse First Boston Mortgage Securities Corp. (the "Depositor").
Capitalized terms used herein without definition have the meanings given them in
or by reference in the Agreement or, if not defined in the Agreement, in the
Pooling and Servicing Agreement.

            "Affiliate" means with respect to any specified Person, any other
Person controlling or controlled by or under common control with such specified
Person.

            "Borrower" means the borrower under the Mortgage Loan.

            "Certificate Purchase Agreement" means the Certificate Purchase
Agreement, dated March 13, 2002, between Depositor and the Initial Purchaser.

            "Certificates" means each class of the Credit Suisse First Boston
Mortgage Securities Corp. Commercial Mortgage Pass-Through Certificates, Series
2002-CKP1.

            "Closing Date" means March 26, 2002.

            "Code" means the Internal Revenue Code of 1986, as amended.

            "Crossed Loan" means any Mortgage Loan which is cross-defaulted and
cross-collateralized with any other Mortgage Loan.

            "Cut-off Date" means, the applicable Due Date for each Mortgage Loan
occurring in March 2002.

            "Environmental Report" means the environmental audit report with
respect to each Mortgaged Property delivered to Seller in connection with the
related Mortgage, if any.

            "Exception Report" means exceptions with respect to the
representations and warranties made by the Seller as to the Mortgage Loans in
Section 6(a)(xii) and under the written certificate described in Section
4(b)(iii), which exceptions are set forth in Schedule V attached hereto and made
a part hereof.

            "Initial Purchaser" means Credit Suisse First Boston Corporation.

            "Loan Agreement" means, with respect to any Mortgage Loan, the loan
agreement, if any, between the Mortgage Loan Originator and the Borrower,
pursuant to which such Mortgage Loan was made.

            "Mortgage File" means, collectively, the documents and instruments
pertaining to a Mortgage Loan required to be included in the related Mortgage
File pursuant to Section 3 (subject to the proviso in Section 1).

            "Mortgage Loan Documents" means, collectively, the documents and
instruments pertaining to a Mortgage Loan to be included in either the related
Mortgage File or the related Servicer File.

            "Mortgage Loan Originator" means any institution which originated a
Mortgage Loan for a related Borrower.

            "Mortgage Loan Purchase Price" means the amount described in Section
2 of the Agreement.

            "Mortgage Loans" means the mortgage loans to be sold to Depositor
pursuant to the Agreement, specifically identified in Schedule II to the
Agreement.

            "Offered Certificates" means the Class A-1, Class A-2, Class A-3,
Class B, Class C, Class D and Class E Certificates.

            "Offering Circular" means the confidential offering circular dated
March 13, 2002, describing certain classes of the Certificates.

            "Pooling and Servicing Agreement" means the Pooling and Servicing
Agreement creating the Trust Fund and the interests therein, dated as of March
1, 2002, among the Master Servicer, the Special Servicer, Depositor and the
Trustee, including the Mortgage Loan Schedule annexed thereto.

            "Primary Collateral" means with respect to any Crossed Loan, that
portion of the Mortgaged Property designated as directly securing such Crossed
Loan and excluding any Mortgaged Property as to which the related lien may only
be foreclosed upon by exercise of the cross-collateralization provisions of such
Crossed Loan.

            "Prospectus" means the Prospectus, dated December 19, 2001.

            "Prospectus Supplement" means the Prospectus Supplement, dated March
13, 2002, relating to the Offered Certificates.

            "Servicer File" means, collectively, all documents, records and
copies pertaining to a Mortgage Loan listed on Schedule II which are required to
be included in the related Servicer File pursuant to Section 3 (subject to the
proviso in Section 1).

            "Underwriters" means Credit Suisse First Boston Corporation,
McDonald Investments Inc., PNC Capital Markets, Inc. and Goldman, Sachs & Co.

            "Underwriting Agreement" means the Underwriting Agreement, dated
March 13, 2002, between Depositor and the Underwriters.

<PAGE>

                                                                     SCHEDULE II

                    MORTGAGE LOAN SCHEDULE FOR PNC BANK LOANS

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.
COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2002-CKP1

<TABLE>
<CAPTION>

 #    CROSSED   PROPERTY NAME
---   -------   -------------
<S>     <C>     <C>
  1             Metroplex West
  2             300 M Street Office Building
  3             The Shops at Deerfield Square
  4             LOCKE SOVRAN PORTFOLIO
 4A             Uncle Bob's Self Storage
 4B             Security Self Storage
 4C             Security Self Storage
 4D             Central Self Storage
 4E             Mini-Stor Self Storage
 4F             Uncle Bob's Self Storage
 4G             Central Self Storage
 4H             Uncle Bob's Self Storage
 4I             Uncle Bob's Self Storage
 4J             Central Self Storage
 4K             Security Self Storage
 4L             Uncle Bob's Self Storage
 4M             Uncle Bob's Self Storage
 4N             Central Self Storage
 4O             Saco Self Storage
 4P             Central Self Storage
 4Q             Uncle Bob's Self Storage
 4R             Central Self Storage
 4S             Uncle Bob's Self Storage
 4T             Central Self Storage
 4U             Central Self Storage
 4V             Security Self Storage
 4W             Security Self Storage
 4X             Central Self Storage
 4Y             Dor-Co Self Storage
 4Z             Central Self Storage
4AA             Central Self Storage
  5     (A)     Tuttle Crossing
  6     (A)     Western Hills Marketplace
  7     (A)     Montgomery Crossing
  8             Park Center Office Building
  9             Oak Ridge Office Portfolio
 10             Clopper Road Portfolio
 11             Bridgepark Shopping Center
 12             The Summit - Phase II
 13             130 Fifth Avenue
 14             Colonial Grand  @ Bayshore
 15             Raytheon Building
 16             Nancy Ridge Technology Center
 17             Spradlin Farm Shopping Center
 18             Bay Point Apartments
 19             Chaparral Apartments
 20             Seville Place Apartments
 21             The Piccard Building
 22             The Leeward Apartments
 23             Plantation Point Plaza
 24             Park Hamilton Apartments
 25             Ridge Park Square
 26             The Fox Chase Apartments
 27             Honeywell Building
 28             Brookwood Village Townhouses
 29             Lattimore Medical Building
 30             The Medical Pavilion
 31             Findlay Tall Timbers
 32             Walnut Grove Plaza Shopping Center
 33             Bruton Oaks Apartments
 34             Country Creek Apartments
 35             Tower Office Plaza 1
 36             Versailles Apartments
 37             Highland Road Village I & II
 38             Cherokee Commons Shopping Center
 39             Willow Lake West Shopping Center
 40             Germantown Technology Center
 41             Royal Oaks Manor Apartments
 42             Dimond Shopping Center
 43             Darrow Place Apartments
 44             Stewart's Landing Apartments
 45             Natomas Self Storage
 46             Pine Creek Apartments
 47             Kingston Square Apartments
 48             Chapel Ridge of Emporia Apartments
 49             Pine Tree Park Apartments
 50             Kimball Square Apartments
 51             Oak Valley Apartments
 52             Franklin Marketplace Shopping Center
 53             Fairways Office Center
 54             Red Sierra Drive Apartments
 55             Chapel Ridge Apartments of Haysville
 56             North Port Shopping Center
 57             Hazleton Apartments
 58             Best Buy Store #422-Richmond
 59             Katella Plaza
 60             Village Square Apartments
 61             Water Street Plaza
 62             Apple Creek Apartments
 63             Madison on Dietrich Apartments
 64             Cornerstone Court West
 65             Highlands Business Center I and II
 66             St. Augustine Apartments
 67             Fisher's Mercantile Center
 68             Baric Commons Apartments
 69             Chapman Restaurants
 70             Deer Run Apartments
 71             Montgomery North Medical Center
 72             Breckenridge Apartments
 73             Walgreens Drug Store-Scherville
 74             Landmark Apartments
 75             Walgreens Drug Store-Wichita
 76             Silverwood Apartments
 77             Walgreens Drug Store-Greenwood
 78             Walgreens Plaza-Peabody
 79             Walgreens Drug Store-Bartlett
 80             Matador Villa Apartments
 81             Colonial Village Apartments
 82             Kendall Apartments
 83             Terrace Park & Cancer Care Medical Office
 84             Superior Self Storage
 85             Dancea Apartments
 86             Trail Commerce Center
 87             Newhall Avenue Apartments
 88             Walgreens Drug Store-Indianapolis
 89             The 1800 Building
 90             South Wales Mini Storage
 91             Springwood Apartments
 92             Best Buy-Joplin
 93             Scott Plaza Apartments
 94             Walgreens Drug Store-Lenoir City
 95             Central Park Apartments
 96             The Bungalows
 97             Chicago Heights Apartments
 98             Barry Towne Shopping Center
 99             Indian Ridge Apartments
100             Metroplaza Shopping Center
101             The Design Center
102             Bartlett Apartments
103             Spring Hollow Apartments
104             Heights Plaza Apartments
105             Crystal Lake Townhomes
106             Plaza South Shopping Center
107             Northern Passage Building
108             Oaks of Ashford Point II Apartments
109             Century Plaza Office Building
110             Regency Oaks Apartments
111             Park High Apartments
112             Indian Park Plaza
113             Hoffner/Airport Office Center
114             Cherry Estates Mobile Home Park
115     (B)     Hawthorne Apartments
116     (B)     Pinecrest Apartments
117             Ingleside Quarters
118             Silver Lake Mobile Home Park
119             Linden Place Apartments
120             Bethel of Gardner
121             4402 Swiss Avenue
122             300 Ed Wright Lane
123             Todd Investments
124             Kingwood Loop 494 Shopping Center
125             Leisure Days RV Resort
126             Fox Chase Park Apartments
127             Shadow Ridge Mobile Home Park
128             Alhambra Business Center - Phase II
129             18000 Encino Plaza
130             Shady Acres Mobile Home Park
131             Willow Brook Apartments
132             Chapel Ridge Apartments, Phase I
133             Tempe Professional Plaza
134             Villa Park Mobile Home Park
135             Louetta Plaza
136             Suffolk Pines Mobile Home Park
137             Washington Square
138             Chapel Ridge Apartments, Phase II
139             Admiral Manufactured Housing Community and Self Storage
140             Blonde (Quality) Apartments
141             Ardmore Self-Service Storage
142             Ridgefield Bank
143             North Reading Shopping Center
144             Fredricksburg Apartments
145             Bancroft Court Apartments
146             Bell Plaza
147             Cheyenne Apartments
148             Willow Ridge Apartments
149             Rose Meadows Apartments
150             734 Lancaster Avenue
151             Kingston Court Apartments
152             Bishop Court Apartments
153             Mesa Verde Mobile Home Park
154             Valley View Shopping Center
155             Amber Woods Apartments
156             West Queen Garden Apartments

<CAPTION>

                                                                                                                 ZIP     MORTGAGE
 #                                      ADDRESS                                            CITY        STATE    CODE   LOAN SELLER
---                                     -------                                            ----        -----    ----   -----------
<S>   <C>                                                                         <C>                   <C>    <C>       <C>
  1   Chemical Road and Germantown Pike                                           Plymouth Meeting      PA     19462     Column
  2   300 M Street, SE                                                            Washington            DC     20003     Column
  3   740 Waukegan Road                                                           Deerfield             IL     60015       Key
  4                                                                                                                        PNC
 4A   19200 Neff Road                                                             Cleveland             OH     44119
 4B   73 Pleasant Street                                                          Dracut                MA     01826
 4C   114 Pleasant Valley                                                         Methuen               MA     01844
 4D   6250 Westward                                                               Houston               TX     77081
 4E   6 Washington Circle                                                         Sandwich              MA     02563
 4F   1725 Roswell Road                                                           Marietta              GA     30062
 4G   2233 Franklin Drive                                                         Mesquite              TX     75150
 4H   4311 Samuel Boulevard                                                       Dallas                TX     75228
 4I   10114 Old Katy Road                                                         Houston               TX     77043
 4J   10640 Hempstead Road                                                        Houston               TX     77092
 4K   7437 Garners Ferry Road                                                     Columbia              SC     29209
 4L   191 Salem Church Road                                                       Harrisburg            PA     17055
 4M   3787 Elm Road North East                                                    Warren                OH     44483
 4N   15300 Kuykendahl                                                            Houston               TX     77090
 4O   6 Industrial Park Road                                                      Saco                  ME     04072
 4P   920 Highway 80 East                                                         Mesquite              TX     75149
 4Q   11670 Airline Highway                                                       Baton Rouge           LA     70816
 4R   9951 Harwin Drive                                                           Houston               TX     77066
 4S   3343 Southwest  Military Drive                                              San Antonio           TX     78211
 4T   1606 Plantation Road                                                        Dallas                TX     75235
 4U   3540 Hunt Lane                                                              San Antonio           TX     78227
 4V   1320 Georgia Highway 40 East                                                Kingsland             GA     31548
 4W   600 Cannon Road                                                             Myrtle Beach          SC     29577
 4X   8450 Cook Road                                                              Houston               TX     77072
 4Y   430 Spencer Street                                                          Syracuse              NY     13204
 4Z   14318 Highway 249                                                           Houston               TX     77086
4AA   8801 Boone Road                                                             Houston               TX     77099
  5   5700-5840, 5930 Britton Parkway                                             Columbus              OH     43016       Key
  6   N/W/C of Glenway Avenue & Glencrossing Way                                  Cincinnati            OH     45238       Key
  7   Fields Ertel Road and Montgomery Road                                       Cincinnati            OH     45249       Key
  8   2400 Dallas Parkway                                                         Plano                 TX     75093     Column
  9   151 Lafayette Drive and 1055, 1060, 1009, 1093 & 1099 Commerce Park Drive   Oak Ridge             TN     37830     Column
 10   1201, 930 and 940 Clopper Road                                              Gaithersburg          MD     20878     Column
 11   27702 Crown Valley Parkway                                                  Ladera Ranch          CA     92694     Column
 12   275 Summit Boulevard                                                        Birmingham            AL     35243     Column
 13   130 Fifth Avenue                                                            New York              NY     10011     Column
 14   4148 53Rd Avenue                                                            Bradenton             FL     34210       PNC
 15   2101 El Segundo Boulevard                                                   El Segundo            CA     90245       Key
 16   6310-6330 Nancy Ridge Drive And 6350-6370 Nancy Ridge Drive                 San Diego             CA     92121       PNC
 17   Us Highway 460 At Spradlin Farm Drive                                       Christiansburg        VA     24073       PNC
 18   1802 Ennis Joslin Road                                                      Corpus Christi        TX     78412       PNC
 19   601 East Rosery Road                                                        Largo                 FL     33770     Column
 20   3124 North Pine Hills Road                                                  Orlando               FL     32808     Column
 21   1390 Piccard Drive                                                          Rockville             MD     20850     Column
 22   444 East Medical Center Boulevard                                           Webster               TX     77598       PNC
 23   1201-1297 38th Avenue North                                                 Myrtle Beach          SC     29577     Column
 24   5900 Park Hamilton Boulevard                                                Orlando               FL     32808     Column
 25   NWQ Ridge Road & I-480                                                      Brooklyn              OH     44144       Key
 26   1920 West Tarrant Road                                                      Grand Prairie         TX     75050       PNC
 27   135 West Forest Hill Avenue                                                 Oak Creek             WI     53154       PNC
 28   5150 Henderson Road                                                         Millcreek Township    PA     16509       PNC
 29   125 Lattimore Road                                                          Rochester             NY     14620       Key
 30   34503-9th Avenue South                                                      Federal Way           WA     98003       Key
 31   6000 Fostoria Avenue & 2001 Industrial Drive                                Findlay               OH     45839       Key
 32   4951 South 155th Street                                                     Omaha                 NE     68135       Key
 33   9901 Bruton Road                                                            Dallas                TX     75217       Key
 34   1702 Jupiter Road                                                           Garland               TX     75042       PNC
 35   27555 Ynez Road                                                             Temecula              CA     92591       PNC
 36   18130 South Kedzie Avenue                                                   Hazel Crest           IL     60429     Column
 37   2704 South Cockrell Hill Road                                               Dallas                TX     75211     Column
 38   6192 Highway 92                                                             Acworth               GA     30102     Column
 39   2902 West 86Th Street                                                       Indianapolis          IN     46260       PNC
 40   20271 Goldenrod Lane                                                        Germantown            MD     20876       PNC
 41   602 West Pioneer Parkway                                                    Grand Prairie         TX     75051     Column
 42   601 East Dimond Boulevard                                                   Anchorage             AK     99518       Key
 43   238 Darrow Drive                                                            Edinboro              PA     16412       PNC
 44   3002 69th Street                                                            Galveston             TX     77551     Column
 45   2640 El Centro Road                                                         Sacramento            CA     95833       Key
 46   470 Maxey Road                                                              Houston               TX     77013     Column
 47   6315 Kingston Pike                                                          Knoxville             TN     37919     Column
 48   3601 West 18Th Avenue                                                       Emporia               KS     66801       PNC
 49   806-840 Hazel Street North                                                  St. Paul              MN     55119       Key
 50   4542 Kiest Blvd.                                                            Dallas                TX     75236       Key
 51   708 Woodard Way                                                             Arlington             TX     76011     Column
 52   1017-1031 Center Point Place Road                                           Franklin              TN     37064       Key
 53   28470 Thirteen Mile Road                                                    Farmington Hills      MI     48334       PNC
 54   6520 Red Sierra Drive                                                       Fort Worth            TX     76112     Column
 55   235 South Jane Street                                                       Haysville             KS     67060       PNC
 56   101 West Seven Hills Road                                                   Port Washington       WI     53074     Column
 57   701 West 24Th Street                                                        Hazle Township        PA     18201       PNC
 58   1560 Dager Center Boulevard                                                 Richmond              VA     23235       Key
 59   215-317 East Katella Avenue                                                 Orange                CA     92867       PNC
 60   17150 Meyers Road                                                           Detroit               MI     48226     Column
 61   126-138 West Water Street                                                   Santa Fe              NM     87501     Column
 62   4548 South Elm Place                                                        Broken Arrow          OK     74011       PNC
 63   4619 Dietrich Road                                                          San Antonio           TX     78219     Column
 64   5960 Cornerstone Court West                                                 San Diego             CA     92121       PNC
 65   40880-B, 40935, 40945 County Center Drive                                   Temecula              CA     92591       PNC
 66   1198 North St. Augustine Road                                               Dallas                TX     75217     Column
 67   16111 Southeast McGillivray Boulevard                                       Vancouver             WA     98684     Column
 68   232 East 121st Place                                                        Chicago               IL     60628     Column
 69   11757, 12001, 12007 & 12011 Harbor Boulevard                                Garden Grove          CA     92840     Column
 70   13615 White Avenue                                                          Grandview             MO     64030       PNC
 71   10600 North Montgomery Road                                                 Cincinnati            OH     45242       PNC
 72   4323, 4510 & 4530 North Division Street                                     Davenport             IA     52806     Column
 73   651 U.S. Highway 30                                                         Schererville          IN     46375       Key
 74   344 Richland Drive                                                          Waco                  TX     76710     Column
 75   1625 Webb Road                                                              Wichita               KS     67208       Key
 76   625 Green Wave Drive                                                        Gallatin              TN     37066     Column
 77   720 S. State Road 135                                                       Greenwood             IN     46143       Key
 78   229 Andover Street                                                          Peabody               MA     01960       Key
 79   6565 St. Elmo Road                                                          Bartlett              TN     38134       Key
 80   9721 Picador Drive                                                          St. Louis             MO     63136     Column
 81   400 Westside Boulevard                                                      Houma                 LA     70364     Column
 82   Multiple Addresses                                                          Davenport             IA     52806     Column
 83   1818, 1826, & 1810 E. 15th Street                                           Tulsa                 OK     74137       Key
 84   8960 Calvine Road                                                           Elk Grove             CA     95829       Key
 85   611-631 North West 177th Street                                             Miami                 FL     33169     Column
 86   3500 45th Street                                                            West Palm Beach       FL     33407     Column
 87   24856-82 Newhall Avenue                                                     Newhall               CA     91321     Column
 88   455 East Elper Avenue                                                       Indianapolis          IN     46227       Key
 89   1800 West 213Th Street                                                      Torrance              CA     90501       PNC
 90   1429 Old Bridge Road                                                        Amissville            VA     20106       Key
 91   2340 Hurley Way                                                             Sacramento            CA     95825       Key
 92   3117 Turkey Creek Boulevard                                                 Joplin                MO     64801       Key
 93   9703 Scott Street                                                           Houston               TX     77051     Column
 94   350 Highway 321 North                                                       Lenoir City           TN     37771       Key
 95   2300 D Street                                                               Anchorage             AK     99503       Key
 96   7204 Gaston Avenue                                                          Dallas                TX     75214       Key
 97   450-484 West 16th Street                                                    Chicago Heights       IL     60411     Column
 98   8401 North Madison                                                          Kansas City           MO     64118       PNC
 99   3706 West 8th Street                                                        Dallas                TX     75211     Column
100   714-780 South La Brea Avenue                                                Los Angeles           CA     90036     Column
101   10816 Millington Court                                                      Blue Ash              OH     45242       PNC
102   3-15 April Lane and 64-66 Perry Avenue                                      Norwalk               CT     06851       Key
103   4803 And 4804 Loyola                                                        Austin                TX     78723       PNC
104   205 Heights Boulevard                                                       Houston               TX     77007     Column
105   3801-4215 Palladium Drive                                                   Greensboro            NC     27410     Column
106   805-829 South Tennessee Boulevard                                           Murfreesboro          TN     37130       PNC
107   3302 Fuhrman Avenue East                                                    Seattle               WA     98102     Column
108   13103 Ashford Point Drive                                                   Houston               TX     77082       PNC
109   211 Century Drive                                                           Greenville            SC     29607     Column
110   2121 Handley Drive                                                          Fort Worth            TX     76112     Column
111   13824-13836 John R Road & 127-255 Gerald Street                             Highland Park         MI     48203     Column
112   6601 West Indian School Road                                                Phoenix               AZ     85033     Column
113   5448 Hoffner Avenue                                                         Orlando               FL     32812     Column
114   8300 Cherry Avenue                                                          Fontana               CA     92335     Column
115   45 Hawthorne Street                                                         Bristol               CT     06010     Column
116   288 Pine Street                                                             Bristol               CT     06010     Column
117   330 Ingleside Drive                                                         Baton Rouge           LA     70806       PNC
118   7333 Pine Forest Road                                                       Pensacola             FL     32526     Column
119   909 North Linden Street                                                     Muncie                IN     47303     Column
120   375 North Pine Street                                                       Gardner               KS     66030       PNC
121   4322, 4402 and 4414 Swiss Avenue                                            Dallas                TX     75204     Column
122   300 Ed Wright Lane                                                          Newport News          VA     23606     Column
123   382-390 Farmington Avenue and 503 New Britain Avenue                        Hartford              CT     06105     Column
124   22704 Loop 494                                                              Houston               TX     77339     Column
125   34533 Leisure Days Drive                                                    Zephyrhills           FL     33541     Column
126   307-309 Hoffnagle Street & 8248-8250 Rockwell Avenue                        Philadelphia          PA     19111     Column
127   8595 North 71st Avenue                                                      Glendale              AZ     85301     Column
128   4851 North West 79 Avenue                                                   Miami                 FL     33166     Column
129   18000 Ventura Boulevard                                                     Encino                CA     91316     Column
130   42 Miry Brook Road                                                          Danbury               CT     06810     Column
131   120 Atlantic Avenue                                                         Long Branch           NJ     07740     Column
132   160 Morphew Road                                                            Hot Springs           AR     71913       PNC
133   6101 South Rural Road                                                       Tempe                 AZ     85283     Column
134   410 East 23rd Street                                                        Roswell               NM     88201     Column
135   12603 Louetta Road                                                          Houston               TX     77070     Column
136   620 Montauk Highway                                                         Westhampton Beach     NY     11978     Column
137   6010 Washington Avenue                                                      Houston               TX     77007     Column
138   160 Morphew Road                                                            Hot Springs           AR     71913       PNC
139   8121 Lillian Highway                                                        Pensacola             FL     32506     Column
140   1616, 1620, 1630 & 1634 West 42nd Street                                    Davenport             IA     52806     Column
141   1900 Veterans Boulevard                                                     Ardmore               OK     73401     Column
142   941 Danbury Road                                                            Wilton                CT     06897     Column
143   6 Washington Street                                                         North Reading         MA     01864     Column
144   950 West Kiest Boulevard                                                    Dallas                TX     75224     Column
145   6420-6506 Park Heights Avenue                                               Baltimore             MD     21215     Column
146   1799 North State Road 7                                                     Margate               FL     33063     Column
147   4406 North Division Street & 4307 & 4311 Cheyenne Avenue                    Davenport             IA     52806     Column
148   6509 & 6520 Pitts Boulevard                                                 North Ridgeville      OH     44039     Column
149   7925 Streamside Drive                                                       Houston               TX     77088     Column
150   734 Lancaster Avenue                                                        Radnor                PA     19087     Column
151   120 South Church Avenue                                                     Tampa                 FL     33609     Column
152   901-907 North Bishop Avenue                                                 Dallas                TX     75208     Column
153   3003 Hualapai Mountain Road                                                 Kingman               AZ     86401     Column
154   2926 Valley View Lane                                                       Farmers Branch        TX     75234     Column
155   2506 Stadium Drive                                                          Phenix City           AL     36867     Column
156   1718 17th Avenue                                                            Albany                OR     97321     Column

<CAPTION>
                                                                                                          UNITS/
                    NET                                     REM.        ORIG     REM.                   SQ. FT./
      MORTGAGE   MORTGAGE    ORIGINAL       CUT-OFF       TERM TO      AMORT.   AMORT.     MONTHLY       ROOMS/
 #      RATE       RATE       BALANCE     BALANCE (1)   MATURITY (2)    TERM     TERM    PAYMENT (3)      PADS
---     ----       ----       -------     -----------   ------------    ----     ----    -----------      ----
<S>   <C>        <C>        <C>            <C>              <C>         <C>       <C>      <C>           <C>
  1   7.2500%    7.1977%    $65,500,000   $65,294,018       116         360       356      $446,825      477,461
  2   7.2500%    7.1977%    $53,000,000   $52,801,908       115         360       355      $361,553      279,381
  3   7.1200%    7.0677%    $50,000,000   $50,000,000       120         360       360      $336,691      237,079
  4   7.1900%    7.1077%    $48,000,000   $48,000,000       120         300       300      $345,094
 4A                                                                                                      74,882
 4B                                                                                                      46,126
 4C                                                                                                      41,040
 4D                                                                                                      124,674
 4E                                                                                                      39,000
 4F                                                                                                      59,450
 4G                                                                                                      81,973
 4H                                                                                                      79,046
 4I                                                                                                      52,860
 4J                                                                                                      108,839
 4K                                                                                                      72,976
 4L                                                                                                      59,450
 4M                                                                                                      60,200
 4N                                                                                                      108,318
 4O                                                                                                      53,750
 4P                                                                                                      63,240
 4Q                                                                                                      71,920
 4R                                                                                                      77,454
 4S                                                                                                      48,782
 4T                                                                                                      61,520
 4U                                                                                                      64,475
 4V                                                                                                      66,837
 4W                                                                                                      61,510
 4X                                                                                                      61,275
 4Y                                                                                                      34,350
 4Z                                                                                                      57,279
4AA                                                                                                      51,200
  5   7.3600%    7.3077%    $18,240,000   $18,159,078       114         360       354      $125,793      185,718
  6   7.3600%    7.3077%    $12,400,000   $12,344,987       114         360       354      $85,517       127,541
  7   7.3600%    7.3077%    $4,320,000    $4,300,834        114         360       354      $29,793       89,656
  8   7.5000%    7.4477%    $33,000,000   $32,896,136       117         312       309      $240,704      234,951
  9   7.8100%    7.7577%    $31,500,000   $29,428,137       127         300       247      $239,171      413,965
 10   7.4000%    7.3477%    $28,250,000   $28,201,325       118         360       358      $195,597      197,292
 11   7.1250%    7.0727%    $23,500,000   $23,424,249       116         360       356      $158,324      100,918
 12   7.3500%    7.2977%    $21,500,000   $21,421,366       115         360       355      $148,129      103,924
 13   7.0200%    6.9677%    $21,000,000   $20,930,893       116         360       356      $139,996      120,000
 14   6.8500%    6.7477%    $20,240,000   $20,171,135       116         360       356      $132,624        376
 15   7.4800%    7.4277%    $19,384,000   $19,345,706       118         300       298      $137,922      112,695
 16   7.4900%    7.3577%    $19,300,000   $19,277,617       119         360       359      $134,816      176,710
 17   7.2500%    7.1677%    $17,750,000   $17,729,004       119         360       359      $121,086      177,732
 18   6.8500%    6.7477%    $17,680,000   $17,635,029       117         360       357      $115,850        350
 19   6.9800%    6.9277%    $17,500,000   $17,441,956       116         360       356      $116,193        444
 20   7.0400%    6.9877%    $13,000,000   $12,949,167       115         360       355      $86,839         444
 21   7.5000%    7.4477%    $12,730,000   $12,684,941       115         360       355      $89,010       100,579
 22   7.0200%    6.9177%    $12,000,000   $11,952,876       115         360       355      $79,998         256
 23   7.1300%    7.0777%    $11,600,000   $11,600,000       117         360       360      $78,191       112,747
 24   7.0400%    6.9877%    $11,000,000   $10,956,988       115         360       355      $73,479         330
 25   7.2000%    7.1477%    $10,800,000   $10,780,786       118         360       358      $73,309       103,368
 26   6.9700%    6.8877%    $10,400,000   $10,374,163       117         360       357      $68,982         260
 27   7.4100%    7.2977%    $9,700,000    $9,700,000        120         360       360      $67,227       150,000
 28   7.0000%    6.9177%    $8,571,000    $8,542,683        116         360       356      $57,023         124
 29   7.2900%    7.2377%    $8,500,000    $8,480,179        117         360       357      $58,216       78,364
 30   7.3300%    7.2777%    $8,300,000    $8,300,000        120         360       360      $57,072       51,465
 31   7.2500%    7.1977%    $8,325,000    $8,295,226        117         300       297      $60,174       557,921
 32   7.3400%    7.2877%    $8,200,000    $8,185,735        118         360       358      $56,440       111,445
 33   7.2700%    7.2177%    $8,000,000    $7,985,926        118         360       358      $54,683         304
 34   7.0000%    6.9177%    $7,800,000    $7,774,230        116         360       356      $51,894         296
 35   7.4000%    7.2677%    $7,711,000    $7,697,714        118         360       358      $53,389       72,514
 36   7.3700%    7.3177%    $7,600,000    $7,576,662         56         360       356      $52,465         276
 37   6.8100%    6.7577%    $7,500,000    $7,474,281        116         360       356      $48,944         332
 38   7.2500%    7.1977%    $7,200,000    $7,173,089        115         360       355      $49,117       103,736
 39   7.1300%    7.0477%    $7,160,000    $7,160,000        120         300       300      $51,201       52,961
 40   7.1500%    7.0177%    $6,950,000    $6,933,337        117         360       357      $46,941       67,619
 41   6.9000%    6.8477%    $6,875,000    $6,840,240        116         300       296      $48,153         276
 42   7.2500%    7.1977%    $6,450,000    $6,419,140        116         300       296      $46,621       82,117
 43   7.0000%    6.9177%    $6,400,000    $6,374,760        115         360       355      $42,579         142
 44   7.0000%    6.9477%    $6,160,000    $6,135,706        115         360       355      $40,983         216
 45   7.1000%    7.0477%    $6,024,000    $6,009,414        117         360       357      $40,483       95,779
 46   7.0200%    6.9677%    $5,600,000    $5,581,571        116         360       356      $37,332         300
 47   7.0000%    6.9477%    $5,300,000    $5,279,098        115         360       355      $35,261         228
 48   7.0000%    6.9177%    $5,100,000    $5,093,836        179         360       359      $33,930         128
 49   7.0800%    6.9777%    $5,000,000    $4,991,939        119         300       299      $35,595         199
 50   7.3300%    7.2777%    $4,875,000    $4,867,304        119         300       299      $35,488         232
 51   7.0000%    6.9477%    $4,850,000    $4,830,873        115         360       355      $32,267         188
 52   7.2200%    7.1677%    $4,700,000    $4,691,665        118         360       358      $31,967       78,830
 53   7.1000%    7.0177%    $4,645,000    $4,633,753        117         360       357      $31,216       36,576
 54   7.1400%    7.0877%    $4,600,000    $4,578,616        114         360       354      $31,038         135
 55   7.0000%    6.8677%    $4,496,000    $4,484,896        177         360       357      $29,912         128
 56   7.4600%    7.3877%    $4,500,000    $4,477,932        113         360       353      $31,341       67,181
 57   7.0000%    6.8677%    $4,500,000    $4,472,812        115         300       295      $31,805         236
 58   7.4900%    7.4377%    $4,400,000    $4,400,000        144         360       360      $30,735       44,276
 59   7.2500%    7.1177%    $4,250,000    $4,242,499        118         360       358      $28,992       62,283
 60   7.2500%    7.1977%    $4,220,000    $4,200,834        114         360       354      $28,788         190
 61   8.2500%    8.1977%    $4,160,000    $4,138,449        111         360       351      $31,253       15,722
 62   6.9900%    6.9077%    $3,900,000    $3,881,288        114         360       354      $25,921         124
 63   6.9000%    6.8477%    $3,900,000    $3,880,282        116         300       296      $27,316         172
 64   7.4000%    7.2677%    $3,803,000    $3,798,557        119         360       359      $26,331       28,231
 65   7.3500%    7.2177%    $3,750,000    $3,743,487        118         360       358      $25,836       68,066
 66   6.7000%    6.6477%    $3,750,000    $3,736,862        116         360       356      $24,198         200
 67   7.7200%    7.6677%    $3,700,000    $3,682,905        113         360       353      $26,431       36,014
 68   7.5500%    7.4977%    $3,500,000    $3,483,184        113         360       353      $24,592         141
 69   7.2500%    7.1977%    $3,400,000    $3,392,008        117         360       357      $23,194       29,400
 70   7.0000%    6.8677%    $3,200,000    $3,188,093        117         300       297      $22,617         124
 71   7.2500%    7.1677%    $3,184,000    $3,180,234        119         360       359      $21,720       24,541
 72   7.5500%    7.4977%    $3,120,000    $3,106,711        114         360       354      $21,922         120
 73   7.2500%    7.1977%    $3,054,000    $3,044,396        116         360       356      $20,834       15,120
 74   7.2400%    7.1877%    $3,050,000    $3,032,435        112         360       352      $20,786         152
 75   7.2500%    7.1977%    $3,031,000    $3,019,671        115         360       355      $20,677       15,120
 76   7.6500%    7.5977%    $3,025,000    $3,009,190        112         360       352      $21,463         112
 77   7.2500%    7.1977%    $2,992,500    $2,983,089        116         360       356      $20,414       15,120
 78   7.2500%    7.1977%    $2,950,000    $2,939,449        117         300       297      $21,323       25,230
 79   7.2500%    7.1977%    $2,949,000    $2,937,978        115         360       355      $20,117       14,490
 80   7.3700%    7.3177%    $2,875,000    $2,858,939        112         360       352      $19,847         176
 81   7.2100%    7.1577%    $2,850,000    $2,839,255        115         360       355      $19,365         123
 82   7.6900%    7.6377%    $2,800,000    $2,788,430        114         360       354      $19,944         96
 83   7.2500%    7.1977%    $2,740,000    $2,730,200        117         300       297      $19,805       23,326
 84   7.1500%    7.0977%    $2,725,000    $2,718,467        117         360       357      $18,405       66,950
 85   7.5000%    7.4477%    $2,600,000    $2,592,220        116         360       356      $18,180         112
 86   7.5800%    7.5277%    $2,600,000    $2,582,737        114         300       294      $19,349       79,278
 87   7.6000%    7.5477%    $2,560,000    $2,546,458        112         360       352      $18,076         63
 88   7.2500%    7.1977%    $2,536,875    $2,528,897        116         360       356      $17,306       15,120
 89   7.6600%    7.5277%    $2,515,000    $2,510,842        118         360       358      $17,862       19,544
 90   7.3000%    7.1977%    $2,500,000    $2,496,044        119         300       299      $18,151       70,853
 91   6.9500%    6.8977%    $2,433,000    $2,426,932        117         360       357      $16,105         60
 92   7.2400%    7.1877%    $2,355,000    $2,348,916        118         300       298      $17,007       30,157
 93   7.1000%    7.0477%    $2,320,000    $2,306,733        117         240       237      $18,126         150
 94   7.5400%    7.4877%    $2,260,000    $2,256,494        119         300       299      $16,760       15,120
 95   7.4500%    7.3977%    $2,200,000    $2,192,379        117         300       297      $16,186         69
 96   7.0100%    6.9577%    $2,170,000    $2,159,632        114         360       354      $14,452         48
 97   7.4300%    7.3777%    $2,140,000    $2,127,974        115         300       295      $15,717         98
 98   7.7800%    7.6477%    $2,100,000    $2,100,000        240         240       240      $17,279       17,600
 99   7.0500%    6.9977%    $2,100,000    $2,091,806        115         360       355      $14,042         161
100   8.6900%    8.6377%    $2,030,000    $1,999,425         92         360       332      $15,883       29,863
101   7.4300%    7.3477%    $2,000,000    $1,997,669        119         360       359      $13,889       24,884
102   7.0000%    6.9477%    $2,000,000    $1,993,392        116         360       356      $13,306         16
103   7.0000%    6.9177%    $2,000,000    $1,992,558        117         300       297      $14,136         100
104   7.2500%    7.1977%    $1,925,000    $1,918,946        116         360       356      $13,132         102
105   7.0200%    6.9677%    $1,900,000    $1,895,326        117         360       357      $12,666         30
106   7.3900%    7.2577%    $1,900,000    $1,895,191        118         300       298      $13,905       25,361
107   7.5000%    7.4477%    $1,900,000    $1,893,275        115         360       355      $13,285       10,803
108   7.5000%    7.3677%    $1,775,000    $1,768,717        115         360       355      $12,411         56
109   7.3000%    7.2477%    $1,725,000    $1,719,629        116         360       356      $11,826       50,428
110   7.4500%    7.3977%    $1,700,000    $1,696,160        117         360       357      $11,829         100
111   7.2500%    7.1977%    $1,630,000    $1,622,597        114         360       354      $11,119         96
112   7.5700%    7.5177%    $1,620,000    $1,614,353        115         360       355      $11,405       19,848
113   7.5000%    7.4477%    $1,600,000    $1,591,115        115         300       295      $11,824       45,000
114   7.1500%    7.0977%    $1,480,000    $1,475,253        116         360       356       $9,996         54
115   7.2500%    7.1977%     $820,000      $814,246         114         300       294       $5,927         32
116   7.2500%    7.1977%     $640,000      $635,509         114         300       294       $4,626         24
117   7.1600%    7.0777%    $1,320,000    $1,320,000        120         300       300       $9,465         55
118   7.4000%    7.3477%    $1,334,000    $1,319,426        114         240       234      $10,665         186
119   7.2500%    7.1977%    $1,280,000    $1,268,208        115         240       235      $10,117         24
120   7.5400%    7.4577%    $1,266,000    $1,263,867        178         360       358       $8,887         36
121   7.6000%    7.5477%    $1,200,000    $1,195,845        115         360       355       $8,473         52
122   8.0400%    7.9877%    $1,200,000    $1,194,299        112         360       352       $8,839       27,256
123   7.4800%    7.4277%    $1,210,000    $1,192,874        112         240       232       $9,733         66
124   8.1000%    8.0477%    $1,150,000    $1,146,413        117         300       297       $8,952       21,683
125   7.0000%    6.9477%    $1,140,000    $1,135,504        115         360       355       $7,584         236
126   7.2500%    7.1977%    $1,134,000    $1,125,482        116         240       236       $8,963         40
127   7.0300%    6.9777%    $1,125,000    $1,119,648        114         360       354       $7,507         124
128   7.0000%    6.9477%    $1,050,000    $1,046,093        117         300       297       $7,421       14,217
129   8.3400%    8.2877%    $1,040,000    $1,036,952        115         360       355       $7,879        8,605
130   7.2500%    7.1977%    $1,040,000    $1,033,975        115         300       295       $7,517         48
131   7.8000%    7.7477%    $1,024,000    $1,019,356        113         360       353       $7,371         28
132   7.3100%    7.1777%    $1,011,000    $1,007,270        175         360       355       $6,938         56
133   8.1100%    8.0577%    $1,007,486    $1,002,783        112         360       352       $7,470       14,803
134   7.3900%    7.3377%    $1,000,000     $996,374         115         360       355       $6,917         83
135   7.7500%    7.6977%    $1,000,000     $992,932         116         240       236       $8,209        8,328
136   7.2500%    7.1977%    $1,000,000     $990,787         115         240       235       $7,904         62
137   8.3200%    8.2677%    $1,000,000     $980,408         173         180       173       $9,742       13,962
138   7.0000%    6.8677%     $976,000      $974,207         118         360       358       $6,493         32
139   7.4500%    7.3977%     $888,000      $878,360         114         240       234       $7,127       449,600
140   7.6400%    7.5877%     $875,000      $871,345         114         360       354       $6,202         34
141   8.2300%    8.1777%     $875,000      $868,366         112         300       292       $6,887       38,375
142   8.7600%    8.7077%     $850,000      $844,175         112         300       292       $6,994       13,400
143   8.3900%    8.3377%     $850,000      $843,747         112         300       292       $6,782       19,350
144   7.8400%    7.7877%     $800,000      $796,405         113         360       353       $5,781         66
145   7.3000%    7.2477%     $800,000      $795,404         115         300       295       $5,808         25
146   8.0000%    7.9477%     $750,000      $746,179         115         300       295       $5,789       14,400
147   7.6400%    7.5877%     $715,000      $712,013         114         360       354       $5,068         33
148   7.5300%    7.4777%     $700,000      $698,444         117         360       357       $4,909         46
149   8.1000%    8.0477%     $671,500      $667,891         111         360       351       $4,974         24
150   8.3400%    8.2877%     $675,000      $667,476         113         240       233       $5,790        5,500
151   7.9700%    7.9177%     $584,000      $579,863         113         300       293       $4,496         25
152   7.4500%    7.3977%     $560,000      $556,864         115         300       295       $4,120         16
153   7.0600%    7.0077%     $550,000      $547,400         114         360       354       $3,681         62
154   8.8200%    8.7677%     $550,000      $546,275         112         300       292       $4,548        8,400
155   7.2500%    7.1977%     $500,000      $498,131         115         360       355       $3,411         24
156   8.1100%    8.0577%     $500,000      $497,319         111         360       351       $3,707         18

<CAPTION>
                              SERVICING
                                 AND
      INTEREST CALCULATION     TRUSTEE     MATURITY               PREPAYMENT PROVISION                     EARTHQUAKE
 #    (30/360 / ACTUAL/360)      FEES        DATE      ARD (4)    AS OF ORIGINATION (5)   DEFEASANCE (6)    INSURANCE
---   ---------------------      ----        ----      -------    ---------------------   --------------    ---------
<S>        <C>                 <C>        <C>          <C>         <C>                          <C>            <C>
  1        Actual/360          0.0523%    11/11/2031   11/11/11       Lock/116_0%/4             Yes            N/A
  2        Actual/360          0.0523%    10/11/2031   10/11/11       Lock/113_0%/7             Yes            N/A
  3        Actual/360          0.0523%    03/01/2012        N/A       Lock/117_0%/3             Yes            N/A
  4        ACTUAL/360          0.0823%    03/01/2012        N/A       LOCK/116_0%/4             YES
 4A                                                                                                            N/A
 4B                                                                                                            N/A
 4C                                                                                                            N/A
 4D                                                                                                            N/A
 4E                                                                                                            N/A
 4F                                                                                                            N/A
 4G                                                                                                            N/A
 4H                                                                                                            N/A
 4I                                                                                                            N/A
 4J                                                                                                            N/A
 4K                                                                                                            N/A
 4L                                                                                                            N/A
 4M                                                                                                            N/A
 4N                                                                                                            N/A
 4O                                                                                                            N/A
 4P                                                                                                            N/A
 4Q                                                                                                            N/A
 4R                                                                                                            N/A
 4S                                                                                                            N/A
 4T                                                                                                            N/A
 4U                                                                                                            N/A
 4V                                                                                                            N/A
 4W                                                                                                            N/A
 4X                                                                                                            N/A
 4Y                                                                                                            N/A
 4Z                                                                                                            N/A
4AA                                                                                                            N/A
  5        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
  6        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
  7        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
  8        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
  9        Actual/360          0.0523%    10/01/2012        N/A       Lock/173_0%/7             Yes            N/A
 10        Actual/360          0.0523%    01/11/2032    1/11/12       Lock/116_0%/4             Yes            N/A
 11        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            No
 12        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 13        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 14        Actual/360          0.1023%    11/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 15        Actual/360          0.0523%    01/01/2027     1/1/12       Lock/116_0%/4             Yes            No
 16        Actual/360          0.1323%    02/01/2012        N/A       Lock/116_0%/4             Yes            No
 17        Actual/360          0.0823%    02/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 18        Actual/360          0.1023%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 19        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 20        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 21        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 22        Actual/360          0.1023%    10/01/2011        N/A    Lock/35_YM1/81_0%/4          No             N/A
 23        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 24        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 25        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 26        Actual/360          0.0823%    12/01/2011        N/A    Lock/35_YM1/81_0%/4          No             N/A
 27        Actual/360          0.1123%    03/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 28        Actual/360          0.0823%    11/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 29        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 30        Actual/360          0.0523%    03/01/2032     3/1/12       Lock/117_0%/3             Yes            N/A
 31        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 32        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 33        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 34        Actual/360          0.0823%    11/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 35        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            No
 36        Actual/360          0.0523%    11/11/2006        N/A        Lock/57_0%/3             Yes            N/A
 37        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 38        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 39        Actual/360          0.0823%    03/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 40        Actual/360          0.1323%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 41        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 42        Actual/360          0.0523%    11/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 43        Actual/360          0.0823%    10/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 44        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 45        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            No
 46        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 47        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 48        Actual/360          0.0823%    02/01/2017        N/A       Lock/176_0%/4             Yes            N/A
 49        Actual/360          0.1023%    02/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 50        Actual/360          0.0523%    02/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 51        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 52        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 53        Actual/360          0.0823%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 54        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 55        Actual/360          0.1323%    12/01/2016        N/A       Lock/176_0%/4             Yes            N/A
 56        Actual/360          0.0723%    08/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 57        Actual/360          0.1323%    10/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 58        Actual/360          0.0523%    03/01/2032     3/1/14       Lock/140_0%/4             Yes            N/A
 59        Actual/360          0.1323%    01/01/2012        N/A    Lock/59_YM1/57_0%/4          No             No
 60        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 61        Actual/360          0.0523%    06/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 62        Actual/360          0.0823%    09/01/2011        N/A    Lock/59_YM1/57_0%/4          No             N/A
 63        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 64        Actual/360          0.1323%    02/01/2012        N/A       Lock/116_0%/4             Yes            No
 65        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            No
 66        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 67        Actual/360          0.0523%    08/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 68        Actual/360          0.0523%    08/11/2031    8/11/11       Lock/118_0%/2             Yes            N/A
 69        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            No
 70        Actual/360          0.1323%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 71        Actual/360          0.0823%    02/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 72        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 73        Actual/360          0.0523%    11/01/2031    11/1/11       Lock/116_0%/4             Yes            N/A
 74        Actual/360          0.0523%    07/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 75        Actual/360          0.0523%    10/01/2031    10/1/11       Lock/116_0%/4             Yes            N/A
 76        Actual/360          0.0523%    07/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 77        Actual/360          0.0523%    11/01/2031    11/1/11       Lock/116_0%/4             Yes            N/A
 78        Actual/360          0.0523%    12/01/2026    12/1/11        YM3/116_0%/4             No             N/A
 79        Actual/360          0.0523%    10/01/2031    10/1/11       Lock/116_0%/4             Yes            N/A
 80        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 81        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 82        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 83        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 84        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            No
 85        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 86        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 87        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            No
 88        Actual/360          0.0523%    11/01/2031    11/1/11       Lock/116_0%/4             Yes            N/A
 89        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            No
 90        Actual/360          0.1023%    02/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 91        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            No
 92        Actual/360          0.0523%    01/01/2027     1/1/12       Lock/116_0%/4             Yes            N/A
 93        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 94        Actual/360          0.0523%    02/01/2027     2/1/12       Lock/116_0%/4             Yes            N/A
 95        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 96        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 97        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 98        Actual/360          0.1323%    03/01/2022        N/A       Lock/236_0%/4             Yes            N/A
 99        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
100        Actual/360          0.0523%    11/01/2009        N/A       Lock/114_0%/6             Yes            Yes
101        Actual/360          0.0823%    02/01/2012        N/A       Lock/116_0%/4             Yes            N/A
102        Actual/360          0.0523%    11/01/2011        N/A       Lock/117_0%/3             Yes            N/A
103        Actual/360          0.0823%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
104        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
105        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
106        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            N/A
107        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
108        Actual/360          0.1323%    10/01/2011        N/A    Lock/35_YM1/81_0%/4          No             N/A
109        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
110        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
111        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
112        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
113        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
114        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            No
115        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
116        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
117        Actual/360          0.0823%    03/01/2012        N/A       Lock/116_0%/4             Yes            N/A
118        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
119        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
120        Actual/360          0.0823%    01/01/2017        N/A       Lock/176_0%/4             Yes            N/A
121        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
122        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
123        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
124        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
125        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
126        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
127        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
128        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
129        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            No
130        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
131        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
132        Actual/360          0.1323%    10/01/2016        N/A       Lock/176_0%/4             Yes            N/A
133        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
134        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
135        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
136        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
137        Actual/360          0.0523%    08/11/2016        N/A       Lock/174_0%/6             Yes            N/A
138        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            N/A
139        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
140        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
141        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
142        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
143        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
144        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
145        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
146        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
147        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
148        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
149        Actual/360          0.0523%    06/11/2011        N/A       Lock/114_0%/6             Yes            N/A
150        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
151        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
152        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
153        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
154        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
155        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
156        Actual/360          0.0523%    06/11/2011        N/A       Lock/114_0%/6             Yes            N/A

<CAPTION>
      ENVIRONMENTAL     FEE/
 #      INSURANCE     LEASEHOLD   LETTER OF CREDIT AMOUNT
---     ---------     ---------   -----------------------
<S>       <C>         <C>                <C>
  1        No            Fee              $850,000
  2        No            Fee                N/A
  3        Yes           Fee              $150,000
  4                      FEE
 4A        No                               N/A
 4B        No                               N/A
 4C        No                               N/A
 4D        No                               N/A
 4E        No                               N/A
 4F        No                               N/A
 4G        No                               N/A
 4H        No                               N/A
 4I        No                               N/A
 4J        No                               N/A
 4K        No                               N/A
 4L        No                               N/A
 4M        No                               N/A
 4N        No                               N/A
 4O        No                               N/A
 4P        No                               N/A
 4Q        No                               N/A
 4R        No                               N/A
 4S        No                               N/A
 4T        No                               N/A
 4U        No                               N/A
 4V        No                               N/A
 4W        No                               N/A
 4X        No                               N/A
 4Y        No                               N/A
 4Z        No                               N/A
4AA        No                               N/A
  5        No            Fee                 $0
  6        Yes           Fee                 $0
  7        No            Fee                 $0
  8        No            Fee                 $0
  9        No            Fee                 $0
 10       #N/A           Fee                 $0
 11       #N/A           Fee                 $0
 12        No            Fee             $1,500,000
 13       #N/A           Fee                 $0
 14        No            Fee                N/A
 15        No            Fee                 $0
 16        No            Fee                N/A
 17        No            Fee              $800,000
 18        No            Fee                N/A
 19       #N/A           Fee                 $0
 20        No            Fee                 $0
 21        No            Fee              $525,000
 22        No            Fee                N/A
 23        No            Fee                 $0
 24        No            Fee                 $0
 25        No            Fee                 $0
 26        No            Fee                N/A
 27        No            Fee                N/A
 28        No            Fee                N/A
 29        No            Fee                 $0
 30        No            Fee                 $0
 31        No            Fee                 $0
 32        No            Fee                 $0
 33        No            Fee                 $0
 34        No            Fee                N/A
 35        No            Fee                N/A
 36        No            Fee                 $0
 37       #N/A           Fee                 $0
 38       #N/A           Fee                 $0
 39        No            Fee                N/A
 40        No            Fee                N/A
 41       #N/A           Fee                 $0
 42        No            Fee                 $0
 43        No            Fee                N/A
 44        No            Fee                 $0
 45        No            Fee                 $0
 46       #N/A           Fee                 $0
 47       #N/A           Fee                 $0
 48        No            Fee                N/A
 49        Yes           Fee                 $0
 50        No            Fee                 $0
 51       #N/A           Fee                 $0
 52        No            Fee                 $0
 53        No            Fee                N/A
 54       #N/A           Fee                 $0
 55        No            Fee                N/A
 56       #N/A           Fee                 $0
 57        No            Fee                N/A
 58        No            Fee                 $0
 59        No            Fee                N/A
 60       #N/A           Fee                 $0
 61       #N/A           Fee                 $0
 62        No            Fee                N/A
 63       #N/A           Fee                 $0
 64        No            Fee              $250,000
 65        No            Fee                N/A
 66       #N/A           Fee                 $0
 67       #N/A           Fee                 $0
 68       #N/A           Fee                 $0
 69       #N/A           Fee                 $0
 70        No            Fee                N/A
 71        No            Fee                N/A
 72       #N/A           Fee                 $0
 73        No            Fee                 $0
 74       #N/A           Fee                 $0
 75       #N/A           Fee                 $0
 76       #N/A           Fee                 $0
 77        No            Fee                 $0
 78       #N/A        Leasehold              $0
 79       #N/A           Fee                 $0
 80       #N/A           Fee                 $0
 81       #N/A           Fee                 $0
 82       #N/A           Fee                 $0
 83       #N/A           Fee                 $0
 84       #N/A           Fee                 $0
 85       #N/A           Fee                 $0
 86       #N/A           Fee                 $0
 87       #N/A           Fee                 $0
 88       #N/A           Fee                 $0
 89        Yes           Fee                N/A
 90       #N/A           Fee                 $0
 91       #N/A           Fee                 $0
 92        No            Fee                 $0
 93       #N/A           Fee                 $0
 94       #N/A           Fee                 $0
 95       #N/A           Fee                 $0
 96       #N/A           Fee                 $0
 97       #N/A           Fee                 $0
 98        Yes           Fee                N/A
 99       #N/A           Fee                 $0
100       #N/A           Fee                 $0
101        Yes           Fee                N/A
102       #N/A           Fee                 $0
103       #N/A           Fee                N/A
104       #N/A           Fee                 $0
105       #N/A           Fee                 $0
106        Yes           Fee                N/A
107       #N/A           Fee                 $0
108        No            Fee                N/A
109       #N/A           Fee                 $0
110       #N/A           Fee                 $0
111       #N/A           Fee                 $0
112       #N/A           Fee                 $0
113       #N/A           Fee                 $0
114       #N/A           Fee                 $0
115       #N/A           Fee                 $0
116       #N/A           Fee                 $0
117        Yes           Fee                N/A
118       #N/A           Fee                 $0
119       #N/A           Fee                 $0
120       #N/A           Fee                N/A
121       #N/A           Fee                 $0
122       #N/A           Fee                 $0
123       #N/A           Fee                 $0
124       #N/A           Fee                 $0
125       #N/A           Fee                 $0
126       #N/A           Fee                 $0
127       #N/A           Fee                 $0
128       #N/A           Fee                 $0
129       #N/A           Fee                 $0
130       #N/A           Fee                 $0
131       #N/A           Fee                 $0
132       #N/A           Fee                N/A
133       #N/A           Fee                 $0
134       #N/A           Fee                 $0
135       #N/A           Fee                 $0
136       #N/A           Fee                 $0
137       #N/A           Fee                 $0
138       #N/A           Fee                N/A
139       #N/A           Fee                 $0
140       #N/A           Fee                 $0
141       #N/A           Fee                 $0
142       #N/A           Fee                 $0
143       #N/A           Fee                 $0
144       #N/A           Fee                 $0
145       #N/A           Fee                 $0
146       #N/A           Fee                 $0
147       #N/A           Fee                 $0
148       #N/A           Fee                 $0
149       #N/A           Fee                 $0
150       #N/A           Fee                 $0
151       #N/A           Fee                 $0
152       #N/A           Fee                 $0
153       #N/A           Fee                 $0
154       #N/A           Fee                 $0
155       #N/A           Fee                 $0
156       #N/A           Fee                 $0

<CAPTION>
 #                                   LETTER OF CREDIT DESCRIPTION
---                                  ----------------------------
<S>   <C>
  1                              Homelife Letter of Credit ($850,000)
  2                                              N/A
  3                        Replacement Reserve Escrow & Security Agreement
  4
 4A                                              N/A
 4B                                              N/A
 4C                                              N/A
 4D                                              N/A
 4E                                              N/A
 4F                                              N/A
 4G                                              N/A
 4H                                              N/A
 4I                                              N/A
 4J                                              N/A
 4K                                              N/A
 4L                                              N/A
 4M                                              N/A
 4N                                              N/A
 4O                                              N/A
 4P                                              N/A
 4Q                                              N/A
 4R                                              N/A
 4S                                              N/A
 4T                                              N/A
 4U                                              N/A
 4V                                              N/A
 4W                                              N/A
 4X                                              N/A
 4Y                                              N/A
 4Z                                              N/A
4AA                                              N/A
  5                                              N/A
  6                                              N/A
  7                                              N/A
  8                                              N/A
  9                                              N/A
 10                                              N/A
 11                                              N/A
 12    Organized Living Letter of Credit ($1,000,000); Pottery Barn Letter of Credit ($500,000)
 13                                              N/A
 14                                              N/A
 15                                              N/A
 16                                              N/A
 17   Mitigate possible exposure to lawsuit against Home Depot and coutersued against borrower.
 18                                              N/A
 19                                              N/A
 20                                              N/A
 21                                     TILC Letter of Credit
 22                                              N/A
 23                                              N/A
 24                                              N/A
 25                                              N/A
 26                                              N/A
 27                                              N/A
 28                                              N/A
 29                                              N/A
 30                                              N/A
 31                                              N/A
 32                                              N/A
 33                                              N/A
 34                                              N/A
 35                                              N/A
 36                                              N/A
 37                                              N/A
 38                                              N/A
 39                                              N/A
 40                                              N/A
 41                                              N/A
 42                                              N/A
 43                                              N/A
 44                                              N/A
 45                                              N/A
 46                                              N/A
 47                                              N/A
 48                                              N/A
 49                                              N/A
 50                                              N/A
 51                                              N/A
 52                                              N/A
 53                                              N/A
 54                                              N/A
 55                                              N/A
 56                                              N/A
 57                                              N/A
 58                                              N/A
 59                                              N/A
 60                                              N/A
 61                                              N/A
 62                                              N/A
 63                                              N/A
 64                                        Security Deposit
 65                                              N/A
 66                                              N/A
 67                                              N/A
 68                                              N/A
 69                                              N/A
 70                                              N/A
 71                                              N/A
 72                                              N/A
 73                                              N/A
 74                                              N/A
 75                                              N/A
 76                                              N/A
 77                                              N/A
 78                                              N/A
 79                                              N/A
 80                                              N/A
 81                                              N/A
 82                                              N/A
 83                                              N/A
 84                                              N/A
 85                                              N/A
 86                                              N/A
 87                                              N/A
 88                                              N/A
 89                                              N/A
 90                                              N/A
 91                                              N/A
 92                                              N/A
 93                                              N/A
 94                                              N/A
 95                                              N/A
 96                                              N/A
 97                                              N/A
 98                                              N/A
 99                                              N/A
100                                              N/A
101                                              N/A
102                                              N/A
103                                              N/A
104                                              N/A
105                                              N/A
106                                              N/A
107                                              N/A
108                                              N/A
109                                              N/A
110                                              N/A
111                                              N/A
112                                              N/A
113                                              N/A
114                                              N/A
115                                              N/A
116                                              N/A
117                                              N/A
118                                              N/A
119                                              N/A
120                                              N/A
121                                              N/A
122                                              N/A
123                                              N/A
124                                              N/A
125                                              N/A
126                                              N/A
127                                              N/A
128                                              N/A
129                                              N/A
130                                              N/A
131                                              N/A
132                                              N/A
133                                              N/A
134                                              N/A
135                                              N/A
136                                              N/A
137                                              N/A
138                                              N/A
139                                              N/A
140                                              N/A
141                                              N/A
142                                              N/A
143                                              N/A
144                                              N/A
145                                              N/A
146                                              N/A
147                                              N/A
148                                              N/A
149                                              N/A
150                                              N/A
151                                              N/A
152                                              N/A
153                                              N/A
154                                              N/A
155                                              N/A
156                                              N/A
</TABLE>

(A)   THE UNDERLYING MORTGAGE LOANS SECURED BY TUTTLE CROSSING, WESTERN HILLS
      MARKETPLACE, AND MONTGOMERY CROSSING ARE CROSS-COLLATERALIZED AND
      CROSS-DEFAULTED, RESPECTIVELY. THESE LOANS ARE REFERRED TO COLLECTIVELY AS
      THE "SSC PORTFOLIO" IN THE PROSPECTUS.
(B)   THE UNDERLYING MORTGAGE LOANS SECURED BY HAWTHORNE APARTMENTS AND
      PINECREST APARTMENTS ARE CROSS-COLLATERALIZED AND CROSS-DEFAULTED,
      RESPECTIVELY.
(1)   ASSUMES A CUT-OFF DATE OF MARCH 11, 2002.
(2)   THE UNDERLYING MORTGAGE LOAN SECURED BY RAYTHEON BUILDING REQUIRES MONTHLY
      PAYMENTS OF:
      $137,921.98 FROM 2/1/2002 THROUGH AND INCLUDING 7/1/2003
      $146,639.90 FROM 8/1/2003 THROUGH AND INCLUDING 1/1/2006
      $170,486.40 FROM 2/1/2006 THROUGH AND INCLUDING 1/1/2008, AND
      $127,870.83 FROM 2/1/2008 THROUGH THE REMAINDER OF THE TERM.
(3)   IN THE CASE OF THE ARD LOANS, THE ANTICIPATED REPAYMENT DATE IS ASSUMED TO
      BE THE MATURITY DATE FOR THE PURPOSES OF THE INDICATED COLUMN.
(4)   ANTICIPATED REPAYMENT DATE.
(5)   PREPAYMENT PROVISION AS OF ORIGINATION:
      LOCK/(x) = LOCKOUT OR DEFEASANCE FOR (x) PAYMENTS
      YMA/(x) = GREATER OF YIELD MAINTENANCE PREMIUM AND A% PREPAYMENT FOR (x)
      PAYMENTS
      A%/(x) = A% PREPAYMENT FOR (x) PAYMENTS
      0%/(x) = PREPAYABLE AT PAR FOR (x) PAYMENTS
(6)   "YES" MEANS THAT DEFEASANCE IS PERMITTED NOTWITHSTANDING THE LOCKOUT
      PERIOD.

<PAGE>

                                                                    SCHEDULE III

                   MORTGAGE LOANS CONSTITUTING MORTGAGE GROUPS

                                      NONE

<PAGE>

                                                                     SCHEDULE IV

                         MORTGAGE LOANS WITH LOST NOTES

                                      NONE

<PAGE>

                                                                      SCHEDULE V

                             EXCEPTIONS TO SELLER'S
                         REPRESENTATIONS AND WARRANTIES

            Reference is made to the Representations and Warranties contained in
Exhibit A corresponding to the roman numerals listed below:

Exceptions to Section (ix)
940924261 DEER RUN APARTMENTS. The Miscellaneous Escrow Agreement deadline was
extended to April 30, 2003 for the purpose of providing proof that the disposal
of lead based curbs has been completed and to obtain Law &Ordinance insurance
coverage. The escrowed amount is $50,000. The extension was needed to verify the
disposal of lead based curbs, which was accomplished by the Closing Date, and to
obtain Law & Ordinance insurance coverage from a different insurer. The original
insurer wanted to change the terms of coverage on the eve of issuance at
significant additional cost to the Borrower, but agreed to provide two months'
coverage (commencing mid-March 2002) at no cost to allow the Borrower time to
obtain coverage from another insurer. It is anticipated that the new coverage
will be obtained without further extension of the deadline.

940926856 BROOKWOOD VILLAGE. The Post-Closing Agreement deadline was extended to
May 17, 2002 for the purpose of finalizing the borrower's tax protest. Real
estate taxes for 2000 and 2001 have not been paid but are being contested by the
Borrower with a board of tax appeals. Approximately $146,670 has been placed in
escrow with the title insurance company that issued the related lender's title
insurance policy, and such policy contains no exception for such prior years'
taxes or interest or penalties thereon.

940927656 SPRADLIN FARMS. The Post Closing Agreement deadline was extended to
April 30, 2002 for the purpose of obtaining two updated lease estoppels for
leases with Barnes & Noble Booksellers and Michaels. The escrowed amount is
$20,000. The lessees are withholding their estoppels until certain final
construction issues are resolved. The Borrower believes that these issues will
be resolved at no additional cost. It is anticipated that the estoppels will be
provided without further extension of the deadline.

940927633 OAKS OF ASHFORD. The Post Closing Agreement deadline was extended to
April 30, 2002 for the purpose of: obtaining a new survey showing the proposed
sewer line easement, recording the easement upon Lender's approval, and to
deliver to the Lender an endorsement to the title insurance policy reflecting
the new easement and the previously excluded 0.1139 acres occupied by the
playground. The escrowed amount is $1,500.

940926551 SPRING HOLLOW APARTMENTS. The Deferred Maintenance Escrow Agreement
deadline was extended to June 15, 2002. The seal coating for the parking lot
will not be successful until the weather is drier. The escrowed amount is
$5,206.

Exception to Section (x)
940926856 BROOKWOOD VILLAGE TOWNHOMES. Real estate taxes for 2000 and 2001 have
not been paid but are being contested by the Borrower with a board of tax
appeals. Approximately $146,670 has been placed in escrow with the title
insurance company which issued the related lender's title insurance policy, and
such policy contains no exception for such prior years' taxes or interest or
penalties thereon.

Exception to Section (xiii)
940926856 BROOKWOOD VILLAGE TOWNHOMES. Real estate taxes for 2000 and 2001 have
not been paid but are being contested by the Borrower with a board of tax
appeals. Approximately $146,670 has been placed in escrow with the title
insurance company which issued the related lender's title insurance policy, and
such policy contains no exception for such prior years' taxes or interest or
penalties thereon.

Exception to Section (xxi) Under the following two loans, monthly tax escrow
payments have been waived but may be required upon the occurrence of an event of
default:
940927950 COUNTRY CREEK APARTMENTS
940928859 HONEYWELL BUILDING

940926856 BROOKWOOD VILLAGE TOWNHOMES. Real estate taxes for 2000 and 2001 have
not been paid but are being contested by the Borrower with a board of tax
appeals. Approximately $146,670 has been placed in escrow with the title
insurance company which issued the related lender's title insurance policy, and
such policy contains no exception for such prior years' taxes or interest or
penalties thereon.

Exception to Section (xxiii)
The related Mortgaged Property for the following loans is covered by business
interruption or rental loss insurance for a period of six months:

940927519 CHAPEL RIDGE I
940928463 CHAPEL RIDGE II
940927722 CHAPEL RIDGE HAYSVILLE
940928464 CHAPEL RIDGE EMPORIA

Exceptions to Section  (xxviii)
Each of the following loans does not provide for acceleration of indebtedness
if, without the consent of the holder of the loan, a majority interest in the
related Borrower is transferred by virtue of an involuntary change in ownership
resulting from a death or physical or mental disability and does not require the
mortgagor to pay the holder's fees and costs associated therewith:

940928182 COLONIAL GRAND APARTMENTS.
940928992 LOCKE SOVRAN PORTFOLIO LOAN.

Exception to Section (xlviii)
940928992 LOCKE SOVRAN PORTFOLIO LOAN. Individual related Mortgaged Properties
may be released by the Borrower's substitution of a new mortgaged real property
pursuant to the conditions of a property substitution agreement to which the
Borrower is a party. The conditions of the agreement include, among other
requirements, the Borrower's payment of all costs associated with any such
substitution, the delivery of a confirmation in writing by each applicable
rating agency that the substitution would not result in a qualification,
downgrade or withdrawal of any its then current ratings of the Certificates, the
delivery of acceptable legal opinions of independent counsel regarding the
substitution (including certain REMIC matters) and the delivery of satisfactory
evidence that the debt service coverage ratio for such Mortgage Loan following
the substitution is equal to or greater than the debt service coverage ratio for
such Mortgage Loan as of its origination and as of the date of such
substitution.

<PAGE>

                                                                       EXHIBIT A

                    REPRESENTATIONS AND WARRANTIES OF SELLER

                          REGARDING THE MORTGAGE LOANS

            (i) Immediately prior to the sale, transfer and assignment to
the Depositor, no Note or Mortgage was subject to any assignment (other than
assignments which show a complete chain of assignment to the Seller),
participation or pledge, and the Seller had good and marketable title to, and
was the sole owner of, the related Mortgage Loan;

            (ii)    Each Mortgage Loan was either:

                  (A) originated by a savings and loan association, savings
            bank, commercial bank, credit union, or insurance company, which is
            supervised and examined by a Federal or State authority, or by a
            mortgagee approved by the Secretary of Housing and Urban Development
            pursuant to Sections 203 and 211 of the National Housing Act (any of
            the foregoing, including the Seller, a "Qualified Originator"); or

                  (B) if originated by a person which is not a Qualified
            Originator (any such person, a "Non-Qualified Originator"), then:

                        (1) such Mortgage Loan was underwritten in accordance
                  with standards established by a Qualified Originator, using
                  application forms and related credit documents approved by the
                  Qualified Originator;

                        (2) the Qualified Originator approved each application
                  and related credit documents before a commitment by the
                  Non-Qualified Originator was issued, and no such commitment
                  was issued until the Qualified Originator agreed to fund such
                  Mortgage Loan;

                        (3) the Mortgage Loan was originated by the
                  Non-Qualified Originator pursuant to an ongoing, standing
                  relationship with the Qualified Originator; and

                        (4) the closing documents for the Mortgage Loan were
                  prepared on forms approved by the Qualified Originator, and,
                  pursuant to the Non-Qualified Originator's ongoing, standing
                  relationship with the Qualified Originator, either:

                              (a) such closing documents reflect the Qualified
                        Originator as the original mortgagee, and such Mortgage
                        Loan was actually funded by the Qualified Originator at
                        the closing thereof;

                              (b) such closing documents reflect the
                        Non-Qualified Originator as the original mortgagee, but
                        include assignment documents executed by the
                        Non-Qualified Originator in favor of the Qualified
                        Originator at the time of the closing of the Mortgage
                        Loan, reflecting the Qualified Originator as the
                        successor and assign to the Non-Qualified Originator,
                        and the Mortgage Loan was funded initially by the
                        Non-Qualified Originator at the closing thereof and then
                        acquired by the Qualified Originator from such
                        Non-Qualified Originator; or

                              (c) such closing documents reflect the
                        Non-Qualified Originator as the original mortgagee, but
                        include assignment documents executed by the
                        Non-Qualified Originator in favor of the Qualified
                        Originator at the time of the closing of the Mortgage
                        Loan, reflecting the Qualified Originator as the
                        successor and assign to the Non-Qualified Originator,
                        and the Mortgage Loan was funded initially by the
                        Qualified Originator at the closing thereof and then
                        acquired by the Qualified Originator from such
                        Non-Qualified Originator.

            (iii) The Seller has full right and authority to sell, assign and
transfer such Mortgage Loan and the assignment to the Depositor constitutes a
legal, valid and binding assignment of such Mortgage Loan;

            (iv) The Seller is transferring such Mortgage Loan free and clear of
any and all liens, pledges, charges or security interests of any nature
encumbering such Mortgage Loan;

            (v) As of origination, to Seller's knowledge, based on the related
borrower's representations and covenants in the related mortgage loan documents,
the borrower, lessee and/or operator was in possession of all licenses, permits,
and authorizations then required for use of the Mortgaged Property which were
valid and in full force and effect as of the origination date;

            (vi) Each related Note, Mortgage, assignment of leases (if any) and
other agreement executed by or for the benefit of the related borrower, any
guarantor or their successors or assigns in connection with such Mortgage Loan
is the legal, valid and binding obligation of the related borrower, enforceable
in accordance with its terms, except as such enforcement may be limited by
bankruptcy, insolvency, reorganization, moratorium or other laws affecting the
enforcement of creditors' rights or by general principles of equity (regardless
of whether such enforceability is considered in a proceeding in equity or at
law); and there is no valid offset, defense, counterclaim, or right of
rescission available to the related borrower with respect to such Note,
Mortgage, assignment of leases and other agreements, except as the enforcement
thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or
other laws affecting the enforcement of creditors' rights or by general
principles of equity (regardless of whether such enforceability is considered in
a proceeding in equity or at law);

            (vii) Each related assignment of leases creates a valid first
priority collateral assignment of, or a valid first priority lien or security
interest in, certain rights under the related lease or leases, subject only to a
license granted to the related borrower to exercise certain rights and to
perform certain obligations of the lessor under such lease or leases, including
the right to operate the related leased property, except as the enforcement
thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or
other laws affecting the enforcement of creditors' rights or by general
principles of equity (regardless of whether such enforceability is considered in
a proceeding in equity or at law); no person other than the related borrower
owns any interest in any payments due under such lease or leases that is
superior to or of equal priority with the lender's interest therein;

            (viii) Each related assignment of Mortgage from the Seller to the
Depositor and related assignment of the assignment of leases, if any, or
assignment of any other agreement executed by or for the benefit of the related
borrower, any guarantor or their successors or assigns in connection with such
Mortgage Loan from the Seller to the Depositor constitutes the legal, valid and
binding assignment from the Seller to the Depositor, except as the enforcement
thereof may be limited by bankruptcy, insolvency, reorganization, liquidation,
receivership, moratorium or other laws relating to or affecting the enforcement
of creditors' rights or by general principles of equity (regardless of whether
such enforceability is considered in a proceeding in equity or at law);

            (ix) Since origination (a) except as set forth in the related
mortgage file, such Mortgage Loan has not been modified, altered, satisfied,
canceled, subordinated or rescinded and (b) each related Mortgaged Property has
not been released from the lien of the related Mortgage in any manner which
materially interferes with the security intended to be provided by such
Mortgage;

            (x) Each related Mortgage is a valid and enforceable first lien on
the related Mortgaged Property (subject to Permitted Encumbrances (as defined
below)), except as the enforcement thereof may be limited by bankruptcy,
insolvency, reorganization, moratorium or other laws affecting the enforcement
of creditors' rights or by general principles of equity (regardless of whether
such enforceability is considered in a proceeding in equity or at law); and such
Mortgaged Property is free and clear of any mechanics' and materialmen's liens
which are prior to or equal with the lien of the related Mortgage, except those
which are insured against by a lender's title insurance policy (as described
below). A UCC financing statement has been filed and/or recorded (or sent for
filing or recording) in all places necessary to perfect a valid security
interest in the personal property necessary to operate the Mortgaged Property;
any security agreement, chattel mortgage or equivalent document related to and
delivered in connection with the Mortgage Loan establishes and creates a valid
and enforceable lien on property described therein, except as such enforcement
may be limited by bankruptcy, insolvency, reorganization, moratorium or other
laws affecting the enforcement of creditors' rights or by general principles of
equity (regardless of whether such enforceability is considered in a proceeding
in equity or at law);

            (xi) The Seller has not taken any action that would cause the
representations and warranties made by the related borrower in the related
Mortgage Loan Documents not to be true;

            (xii) The Seller has no knowledge that the material representations
and warranties made by the related borrower in the related Mortgage Loan
Documents are not true in any material respect;

            (xiii) The lien of each related Mortgage is a first priority lien on
the fee or leasehold interest of the related borrower in the principal amount of
such Mortgage Loan or allocated loan amount of the portions of the Mortgaged
Property covered thereby (as set forth in the related Mortgage) after all
advances of principal and is insured by an ALTA lender's title insurance policy
(or a binding commitment therefor), or its equivalent as adopted in the
applicable jurisdiction, insuring the Seller and its successors and assigns as
to such lien, subject only to (a) the lien of current real property taxes,
ground rents, water charges, sewer rents and assessments not yet delinquent or
accruing interest or penalties, (b) covenants, conditions and restrictions,
rights of way, easements and other matters of public record, none of which,
individually or in the aggregate, materially interferes with the current use of
the Mortgaged Property or the security intended to be provided by such Mortgage
or with the borrower's ability to pay its obligations when they become due or
the value of the Mortgaged Property and (c) the exceptions (general and
specific) and exclusions set forth in such policy, none of which, individually
or in the aggregate, materially interferes with the current general use of the
Mortgaged Property or materially interferes with the security intended to be
provided by such Mortgage or with the related borrower's ability to pay its
obligations when they become due or the value of the Mortgaged Property (items
(a), (b) and (c) collectively, "Permitted Encumbrances"); the premium for such
policy was paid in full; such policy (or if it is yet to be issued, the coverage
to be afforded thereby) is issued by a title insurance company licensed to issue
policies in the state in which the related Mortgaged Property is located (unless
such state is Iowa) and is assignable (with the related Mortgage Loan) to the
Depositor and the Trustee without the consent of or any notification to the
insurer, and is in full force and effect upon the consummation of the
transactions contemplated by the Mortgage Loan Purchase Agreement; no claims
have been made under such policy and the Seller has not undertaken any action or
omitted to take any action, and has no knowledge of any such act or omission,
which would impair or diminish the coverage of such policy;

            (xiv) The proceeds of such Mortgage Loan have been fully disbursed
and there is no requirement for future advances thereunder, and no future
advances have been made which are not reflected in the related mortgage file;

            (xv) Except as set forth in a property inspection report or
engineering report prepared in connection with the origination of the Mortgage
Loan, as of the later of the date of origination of such Mortgage Loan or the
most recent inspection of the related Mortgaged Property by the Seller, as
applicable, and to the knowledge of Seller as of the date hereof, each related
Mortgaged Property is free of any material damage that would affect materially
and adversely the use or value of such Mortgaged Property as security for the
Mortgage Loan (normal wear and tear excepted) or reserves have been established
to cover the costs to remediate such damage and, as of the closing date for each
Mortgage Loan and, to the Seller's knowledge, as of the date hereof, there is no
proceeding pending for the total or partial condemnation of such Mortgaged
Property that would have a material adverse effect on the use or value of the
Mortgaged Property;

            (xvi) The Seller has inspected or caused to be inspected each
related Mortgaged Property within the past twelve months, or the originator of
the Mortgage Loan inspected or caused to be inspected each related Mortgaged
Property within three months of origination of the Mortgage Loan;

            (xvii) No Mortgage Loan has a shared appreciation feature, any other
contingent interest feature or a negative amortization feature other than the
ARD Loans which may have negative amortization from and after the Anticipated
Repayment Date;

            (xviii) Each Mortgage Loan is a whole loan and contains no equity
participation by Seller;

            (xix) The Mortgage Rate (exclusive of any default interest, late
charges, or prepayment premiums) of such Mortgage Loan complied as of the date
of origination with, or was exempt from, applicable state or federal laws,
regulations and other requirements pertaining to usury. Except to the extent any
noncompliance did not materially and adversely affect the value of the related
Mortgaged Property, the security provided by the Mortgage or the related
borrower's operations at the related Mortgaged Property, any and all other
requirements of any federal, state or local laws, including, without limitation,
truth-in-lending, real estate settlement procedures, equal credit opportunity or
disclosure laws, applicable to such Mortgage Loan have been complied with as of
the date of origination of such Mortgage Loan;

            (xx) Neither the Seller nor to the Seller's knowledge, any
originator, committed any fraudulent acts during the origination process of any
Mortgage Loan and the origination, servicing and collection of each Mortgage
Loan is in all respects legal, proper and prudent in accordance with customary
commercial mortgage lending standards, and no other person has been granted or
conveyed the right to service the Mortgage Loans or receive any consideration in
connection therewith, except as provided in the Pooling and Servicing Agreement
or any permitted subservicing agreements;

            (xxi) All taxes and governmental assessments that became due and
owing prior to the date hereof with respect to each related Mortgaged Property
and that are or may become a lien of priority equal to or higher than the lien
of the related Mortgage have been paid or an escrow of funds has been
established and such escrow (including all escrow payments required to be made
prior to the delinquency of such taxes and assessments) is sufficient to cover
the payment of such taxes and assessments;

            (xxii) All escrow deposits and payments required pursuant to each
Mortgage Loan are in the possession, or under the control, of the Seller or its
agent and there are no deficiencies (subject to any applicable grace or cure
periods) in connection therewith and all such escrows and deposits are being
conveyed by the Seller to the Depositor and identified as such with appropriate
detail;

            (xxiii) Each related Mortgaged Property is insured by a fire and
extended perils insurance policy, issued by an insurer meeting the requirements
of the Pooling and Servicing Agreement, in an amount not less than the lesser of
the principal amount of the related Mortgage Loan and the replacement cost (with
no deduction for physical depreciation) and not less than the amount necessary
to avoid the operation of any co-insurance provisions with respect to the
related Mortgaged Property; each related Mortgaged Property is also covered by
business interruption or rental loss insurance which covers a period of not less
than 12 months and comprehensive general liability insurance in amounts
generally required by prudent commercial mortgage lenders for similar
properties; all premiums on such insurance policies required to be paid as of
the date hereof have been paid; such insurance policies require prior notice to
the insured of termination or cancellation, and no such notice has been received
by the Seller; such insurance names the lender under the Mortgage Loan and its
successors and assigns as a named or additional insured; each related Mortgage
Loan obligates the related borrower to maintain all such insurance and, at such
borrower's failure to do so, authorizes the lender to maintain such insurance at
the borrower's cost and expense and to seek reimbursement therefor from such
borrower;

            (xxiv) There is no monetary default, breach, violation or event of
acceleration existing under the related Mortgage Loan. To the Seller's
knowledge, there is no (a) non-monetary default, breach, violation or event of
acceleration existing under the related Mortgage Loan or (b) event (other than
payments due but not yet delinquent) which, with the passage of time or with
notice and the expiration of any grace or cure period, would and does constitute
a default, breach, violation or event of acceleration, which default, breach,
violation or event of acceleration, in the case of either (a) or (b), materially
and adversely affects the use or value of the Mortgage Loan or the related
Mortgaged Property; provided, however, that this representation and warranty
does not address or otherwise cover any default, breach, violation or event of
acceleration that specifically pertains to any matter otherwise covered by any
other representation or warranty made by the Seller in any of paragraphs (xiii),
(xxi), (xxv), (xxvii), (xxix), and (xxxi) of this Exhibit A-1;

            (xxv) No Mortgage Loan has been more than 30 days delinquent in
making required payments since origination and as of the Cut-off Date no
Mortgage Loan is 30 or more days delinquent in making required payments;

            (xxvi) (a) Each related Mortgage contains provisions so as to render
the rights and remedies of the holder thereof adequate for the practical
realization against the Mortgaged Property of the principal benefits of the
security, including realization by judicial or, if applicable, non-judicial
foreclosure or, subject to applicable state law requirements, appointment of a
receiver, and (b) there is no exemption available to the borrower which would
interfere with such right to foreclose, except, in the case of either (a) or
(b), as the enforcement of the Mortgage may be limited by bankruptcy,
insolvency, reorganization, moratorium, redemption or other laws affecting the
enforcement of creditors' rights or by general principles of equity (regardless
of whether such enforceability is considered in a proceeding in equity or at
law). To the Seller's knowledge, no borrower is a debtor in a state or federal
bankruptcy or insolvency proceeding;

            (xxvii) At origination, each borrower represented and warranted in
all material respects that to its knowledge, except as set forth in certain
environmental reports and, except as commonly used in the operation and
maintenance of properties of similar kind and nature to the Mortgaged Property,
in accordance with prudent management practices and applicable law, and in a
manner that does not result in any contamination of the Mortgaged Property, it
has not used, caused or permitted to exist and will not use, cause or permit to
exist on the related Mortgaged Property any hazardous materials in any manner
which violates federal, state or local laws, ordinances, regulations, orders,
directives or policies governing the use, storage, treatment, transportation,
manufacture, refinement, handling, production or disposal of hazardous materials
or other environmental laws; the related borrower or an affiliate thereof agreed
to indemnify, defend and hold the mortgagee and its successors and assigns
harmless from and against losses, liabilities, damages, injuries, penalties,
fines, expenses, and claims of any kind whatsoever (including attorneys' fees
and costs) paid, incurred or suffered by, or asserted against, any such party
resulting from a breach of the foregoing representations, warranties or
covenants given by the borrower in connection with such Mortgage Loan. A Phase I
environmental report and with respect to certain Mortgage Loans, a Phase II
environmental report, was conducted by a reputable environmental consulting firm
in connection with such Mortgage Loan, which report did not indicate any
material non-compliance with applicable environmental laws or material existence
of hazardous materials or, if any material non-compliance or material existence
of hazardous materials was indicated in any such report, then at least one of
the following statements is true: (A) funds reasonably estimated to be
sufficient to cover the cost to cure any material non-compliance with applicable
environmental laws or material existence of hazardous materials have been
escrowed by the related borrower and held by the related mortgagee; (B) an
operations or maintenance plan has been required to be obtained by the related
borrower; (C) the environmental condition identified in the related
environmental report was remediated or abated in all material respects prior to
the date hereof; (D) a no further action or closure letter was obtained from the
applicable governmental regulatory authority (or the environmental issue
affecting the related Mortgaged Property was otherwise listed by such
governmental authority as "closed"); (E) such conditions or circumstances
identified in the Phase I environmental report were investigated further and
based upon such additional investigation, an environmental consultant
recommended no further investigation or remediation; (F) a party with financial
resources reasonably estimated to be adequate to cure the condition or
circumstance provided a guaranty or indemnity to the related borrower to cover
the costs of any required investigation, testing, monitoring or remediation; (G)
the expenditure of funds reasonably estimated to be necessary to effect such
remediation is not greater than two percent (2%) of the outstanding principal
balance of the related Mortgage Loan; or (H) a lender's environmental insurance
policy was obtained and is a part of the related mortgage file. Notwithstanding
the preceding sentence, with respect to certain Mortgage Loans with an original
principal balance of less than $3,000,000, no environmental report may have been
obtained, but (in such cases where a Phase I environmental report was not
obtained) a lender's secured creditor impairment environmental insurance policy
was obtained with respect to each such Mortgage Loan and is a part of the
related mortgage file. Each of such environmental insurance policies is in full
force and effect, the premiums for such policies have been paid in full and the
Trustee is named as an insured under each of such policies. To the best of the
Seller's knowledge, in reliance on such environmental reports and except as set
forth in such environmental reports, each Mortgaged Property is in material
compliance with all applicable federal, state and local environmental laws, and
to the best of the Seller's knowledge, no notice of violation of such laws has
been issued by any governmental agency or authority, except, in all cases, as
indicated in such environmental reports or other documents previously provided
to the Rating Agencies; and the Seller has not taken any action which would
cause the Mortgaged Property to not be in compliance with all federal, state and
local environmental laws pertaining to environmental hazards;

            (xxviii) (1) Each Mortgage Loan contains provisions for the
acceleration of the payment of the unpaid principal balance of such Mortgage
Loan if, without the consent of the holder of the Mortgage (and the Mortgage
requires the mortgagor to pay all fees and expenses associated with obtaining
such consent), the related Mortgaged Property is directly or indirectly
transferred or sold, and (2) except with respect to transfers of certain
interests in the related Borrower to persons already holding interests in the
Borrower, their family members, affiliated companies and other estate planning
related transfers that satisfy certain criteria specified in the related
Mortgage (which criteria is consistent with the practices of prudent commercial
mortgage lenders), each Mortgage Loan with a Stated Principal Balance of over
$20,000,000 also contains the provisions for the acceleration of the payment of
the unpaid principal balance of such Mortgage Loan if, without the consent of
the holder of the Mortgage, (and the Mortgage requires the mortgagor to pay all
fees and expenses associated with obtaining such consent) a majority interest in
the related Borrower is directly or indirectly transferred or sold;

            (xxix) All improvements included in the related appraisal are within
the boundaries of the related Mortgaged Property, except for encroachments onto
adjoining parcels for which the Seller has obtained title insurance against
losses arising therefrom or that do not materially and adversely affect the use
or value of such Mortgaged Property. No improvements on adjoining parcels
encroach onto the related Mortgaged Property except for encroachments that do
not materially and adversely affect the value of such Mortgaged Property, the
security provided by the Mortgage or the related borrower's operations at the
Mortgaged Property;

            (xxx) The information pertaining to the Mortgage Loans which is set
forth in the mortgage loan schedule attached as an exhibit to this Mortgage Loan
Purchase Agreement is complete and accurate in all material respects as of the
dates of the information set forth therein (or, if not set forth therein, as of
the Cut-Off Date);

            (xxxi) With respect to any Mortgage Loan where all or a material
portion of the estate of the related borrower therein is a leasehold estate, and
the related Mortgage does not also encumber the related lessor's fee interest in
such Mortgaged Property, based upon the terms of the ground lease and any
estoppel received from the ground lessor, the Seller represents and warrants
that:

                  (A) The ground lease or a memorandum regarding such ground
            lease has been duly recorded. The ground lease permits the interest
            of the lessee to be encumbered by the related Mortgage and does not
            restrict the use of the related Mortgaged Property by such lessee,
            its successors or assigns in a manner that would adversely affect
            the security provided by the related Mortgage. To the Seller's best
            knowledge, there has been no material change in the terms of the
            ground lease since its recordation, except by any written
            instruments which are included in the related mortgage file;

                  (B) The lessor under such ground lease has agreed in a writing
            included in the related mortgage file that the ground lease may not
            be amended, modified, canceled or terminated without the prior
            written consent of the lender and that any such action without such
            consent is not binding on the lender, its successors or assigns;

                  (C) The ground lease has an original term (or an original term
            plus one or more optional renewal terms, which, under all
            circumstances, may be exercised, and will be enforceable, by the
            lender) that extends not less than 20 years beyond the stated
            maturity of the related Mortgage Loan;

                  (D) Based on the title insurance policy (or binding commitment
            therefor) obtained by the Seller, the ground lease is not subject to
            any liens or encumbrances superior to, or of equal priority with,
            the Mortgage, subject to Permitted Encumbrances and liens that
            encumber the ground lessor's fee interest;

                  (E) The ground lease is assignable to the lender under the
            ground lease and its assigns without the consent of the lessor
            thereunder;

                  (F) As of the Closing Date, the ground lease is in full force
            and effect, the Seller has no actual knowledge that any default
            beyond applicable notice and grace periods has occurred, and there
            is no existing condition which, but for the passage of time or
            giving of notice, would result in a default under the terms of the
            ground lease;

                  (G) The ground lease or an ancillary agreement between the
            lessor and the lessee which is part of the Mortgage File, requires
            the lessor to give notice of any default by the lessee to the
            lender;

                  (H) A lender is permitted a reasonable opportunity (including,
            where necessary, sufficient time to gain possession of the interest
            of the lessee under the ground lease through legal proceedings, or
            to take other action so long as the lender is proceeding diligently)
            to cure any default under the ground lease which is curable after
            the receipt of notice of any default before the lessor may terminate
            the ground lease. All rights of the lender under the ground lease
            and the related Mortgage (insofar as it relates to the ground lease)
            may be exercised by or on behalf of the lender;

                  (I) The ground lease does not impose any restrictions on
            subletting that would be viewed as commercially unreasonable by an
            institutional investor. The lessor is not permitted to disturb the
            possession, interest or quiet enjoyment of any subtenant of the
            lessee in the relevant portion of the Mortgaged Property subject to
            the ground lease for any reason, or in any manner, which would
            adversely affect the security provided by the related Mortgage;

                  (J) Under the terms of the ground lease and the related
            Mortgage, any related insurance proceeds or condemnation award
            (other than in respect of a total or substantially total loss or
            taking) will be applied either to the repair or restoration of all
            or part of the related Mortgaged Property, with the lender or a
            trustee appointed by it having the right to hold and disburse such
            proceeds as repair or restoration progresses, or to the payment of
            the outstanding principal balance of the Mortgage Loan, together
            with any accrued interest, except that in the case of condemnation
            awards, the ground lessor may be entitled to a portion of such
            award;

                  (K) Under the terms of the ground lease and the related
            Mortgage, any related insurance proceeds, or condemnation award in
            respect of a total or substantially total loss or taking of the
            related Mortgaged Property will be applied first to the payment of
            the outstanding principal balance of the Mortgage Loan, together
            with any accrued interest (except as provided by applicable law or
            in cases where a different allocation would not be viewed as
            commercially unreasonable by any institutional investor, taking into
            account the relative duration of the ground lease and the related
            Mortgage and the ratio of the market value of the related Mortgaged
            Property to the outstanding principal balance of such Mortgage
            Loan). Until the principal balance and accrued interest are paid in
            full, neither the lessee nor the lessor under the ground lease will
            have an option to terminate or modify the ground lease without the
            prior written consent of the lender as a result of any casualty or
            partial condemnation, except to provide for an abatement of the
            rent; and

                  (L) Provided that the lender cures any defaults which are
            susceptible to being cured, the lessor has agreed to enter into a
            new lease upon termination of the ground lease for any reason,
            including rejection of the ground lease in a bankruptcy proceeding;

            (xxxii) With respect to any Mortgage Loan where all or a material
portion of the estate of the related borrower therein is a leasehold estate, but
the related Mortgage also encumbers the related lessor's fee interest in such
Mortgaged Property: (a) such lien on the related fee interest is evidenced by
the related Mortgage, (b) such Mortgage does not by its terms provide that it
will be subordinated to the lien of any other mortgage or encumbrance upon such
fee interest, (c) upon the occurrence of a default under the terms of such
Mortgage by the related borrower, any right of the related lessor to receive
notice of, and to cure, such default granted to such lessor under any agreement
binding upon the Seller would not be considered commercially unreasonable in any
material respect by prudent commercial mortgage lenders, (d) the related lessor
has agreed in a writing included in the related mortgage file that the related
ground lease may not be amended or modified without the prior written consent of
the lender and that any such action without such consent is not binding on the
lender, its successors or assigns, and (e) the related ground lease is in full
force and effect, and the Seller has no actual knowledge that any default beyond
applicable notice and grace periods has occurred or that there is any existing
condition which, but for the passage of time or giving of notice, would result
in a default under the terms of such ground lease;

            (xxxiii) With respect to Mortgage Loans that are
cross-collateralized or cross-defaulted, all other loans that are
cross-collateralized by or cross-defaulted with such Mortgage Loans are being
transferred to the Depositor;

            (xxxiv) Neither Seller nor any affiliate thereof has any obligation
to make any capital contribution to any borrower under a Mortgage Loan, other
than contributions made on or prior to the date hereof;

            (xxxv) (1) The Mortgage Loan is directly secured by a Mortgage on a
commercial property or multifamily residential property, and (2) the fair market
value of such real property, as evidenced by an appraisal satisfying the
requirements of FIRREA conducted within 12 months of the origination of the
Mortgage Loan, was at least equal to 80% of the principal amount of the Mortgage
Loan (a) at origination (or if the Mortgage Loan has been modified in a manner
that constituted a deemed exchange under Section 1001 of the Code at a time when
the Mortgage Loan was not in default or default with respect thereto was not
reasonably foreseeable, the date of the last such modification) or (b) at the
date hereof; provided that the fair market value of the real property must first
be reduced by (A) the amount of any lien on the real property interest that is
senior to the Mortgage Loan and (B) a proportionate amount of any lien that is
in parity with the Mortgage Loan (unless such other lien secures a Mortgage Loan
that is cross-collateralized with such Mortgage Loan, in which event the
computation described in (a) and (b) shall be made on an aggregated basis);

            (xxxvi) There are no subordinate mortgages encumbering the related
Mortgaged Property, nor are there any preferred equity interests held by the
Seller or any mezzanine debt related to such Mortgaged Property, except as set
forth in the Prospectus Supplement, this Exhibit A or in the Exception Report to
this Mortgage Loan Purchase Agreement;

            (xxxvii) The Mortgage Loan Documents executed in connection with
each Mortgage Loan having an original principal balance in excess of $5,000,000
require that the related borrower be a single-purpose entity (for this purpose,
"single-purpose entity" shall mean an entity, other than an individual, having
organizational documents which provide substantially to the effect that it is
formed or organized solely for the purpose of owning and operating one or more
Mortgaged Properties, is prohibited from engaging in any business unrelated to
such property and the related Mortgage Loan, does not have any assets other than
those related to its interest in the related Mortgaged Property or its
financing, or any indebtedness other than as permitted under the related
Mortgage Loan);

            (xxxviii) Each Mortgage Loan prohibits the related borrower from
mortgaging or otherwise encumbering the Mortgaged Property without the prior
written consent of the mortgagee or the satisfaction of debt service coverage or
similar criteria specified therein and, except in connection with trade debt and
equipment financings in the ordinary course of borrower's business, from
carrying any additional indebtedness, except, in each case, liens contested in
accordance with the terms of the Mortgage Loans or, with respect to each
Mortgage Loan having an original principal balance of less than $4,000,000, any
unsecured debt;

            (xxxix) Each borrower covenants in the Mortgage Loan documents that
it shall remain in material compliance with all material licenses, permits and
other legal requirements necessary and required to conduct its business;

            (xl) Each Mortgaged Property (a) is located on or adjacent to a
dedicated road, or has access to an irrevocable easement permitting ingress and
egress, (b) is served by public utilities and services generally available in
the surrounding community or otherwise appropriate for the use in which the
Mortgaged Property is currently being utilized, and (c) constitutes one or more
separate tax parcels or is covered by an endorsement with respect to the matters
described in (a), (b) or (c) under the related title insurance policy (or the
binding commitment therefor);

            (xli) Based solely on a flood zone certification or a survey of the
related Mortgaged Property, if any portion of the improvements on the Mortgaged
Property is located in an area identified by the Federal Emergency Management
Agency or the Secretary of Housing and Urban Development as having special flood
hazards categorized as Zone "A" or Zone "V" and flood insurance is available,
the terms of the Mortgage Loan require the borrower to maintain flood insurance,
or at such borrower's failure to do so, authorizes the Lender to maintain such
insurance at the cost and expense of the borrower;

            (xlii) To the knowledge of the Seller, with respect to each Mortgage
which is a deed of trust, a trustee, duly qualified under applicable law to
serve as such, currently so serves and is named in the deed of trust or has been
substituted in accordance with applicable law or may be substituted in
accordance with applicable law by the related mortgagee, and except in
connection with a trustee's sale after a default by the related borrower, no
fees are payable to such trustee;

            (xliii) RESERVED.

            (xliv) Except as disclosed in the Exception Report to this Mortgage
Loan Purchase Agreement, to the knowledge of the Seller as of the date hereof,
there was no pending action, suit or proceeding, arbitration or governmental
investigation against any borrower or Mortgaged Property, an adverse outcome of
which would materially and adversely affect such borrower's ability to perform
under the related Mortgage Loan;

            (xlv) No advance of funds has been made by the Seller to the related
borrower (other than mezzanine debt and the acquisition of preferred equity
interests by the preferred equity interest holder, as disclosed in the
Prospectus Supplement), and no funds have, to the Seller's knowledge, been
received from any person other than, or on behalf of, the related borrower, for,
or on account of, payments due on the Mortgage Loan;

            (xlvi) To the extent required under applicable law, as of the
Cut-off Date or as of the date that such entity held the Note, each holder of
the Note was authorized to transact and do business in the jurisdiction in which
each related Mortgaged Property is located, or the failure to be so authorized
did not materially and adversely affect the enforceability of such Mortgage
Loan;

            (xlvii) All collateral for the Mortgage Loans is being transferred
as part of the Mortgage Loans;

            (xlviii) Except as disclosed in the Exception Report to this
Mortgage Loan Purchase Agreement or the Prospectus Supplement with respect to
the Crossed Loans and Multiple Property Loans, no Mortgage Loan requires the
lender to release any portion of the Mortgaged Property from the lien of the
related Mortgage except upon (a) payment in full or defeasance of the related
Mortgage Loan, (b) the satisfaction of certain legal and underwriting
requirements that would be customary for prudent commercial mortgage lenders,
(c) releases of unimproved out-parcels or (d) releases of portions of the
Mortgaged Property which will not have a material adverse effect on the use or
value of the collateral for the related Mortgage Loan;

            (xlix) Except as provided in paragraphs (xxxi) (J) and (K) above,
any insurance proceeds in respect of a casualty loss or taking will be applied
either to (a) the repair or restoration of all or part of the related Mortgaged
Property, with, in the case of all casualty losses or takings in excess of a
specified amount or percentage of the related loan amount that a prudent
commercial lender would deem satisfactory and acceptable, the lender (or a
trustee appointed by it) having the right to hold and disburse such proceeds as
the repair or restoration progresses (except in any case where a provision
entitling another party to hold and disburse such proceeds would not be viewed
as commercially unreasonable by a prudent commercial mortgage lender) or (b) to
the payment of the outstanding principal balance of such Mortgage Loan together
with any accrued interest thereon;

            (l) Each Form UCC-1 financing statement, if any, filed with respect
to personal property constituting a part of the related Mortgaged Property and
each Form UCC-2 or UCC-3 assignment, if any, of such financing statement to the
Seller was, and each Form UCC-3 assignment, if any, of such financing statement
in blank which the Trustee or its designee is authorized to complete (but for
the insertion of the name of the assignee and any related filing information
which is not yet available to the Seller) is, in suitable form for filing in the
filing office in which such financing statement was filed;

            (li) To the Seller's knowledge, (a) each commercial lease
covering more than 10% (20% in the case of any Mortgage Loan having an original
principal balance less than $2,500,000) of the net leaseable area of the related
Mortgaged Property is in full force and effect and (b) there exists no default
under any such commercial lease either by the lessee thereunder or by the
related borrower that could give rise to the termination of such lease;

            (lii) Based upon an opinion of counsel and/or other due diligence
considered reasonable by prudent commercial mortgage lenders, the improvements
located on or forming part of each Mortgaged Property comply with applicable
zoning laws and ordinances, or constitute a legal non-conforming use or
structure or, if any such improvement does not so comply, such non-compliance
does not materially and adversely affect the value of the related Mortgaged
Property. With respect to properties with a Stated Principal Balance of over
$10,000,000, if the related Mortgaged Property does not so comply, to the extent
the Seller is aware of such non-compliance, it has required the related Borrower
to obtain law and ordinance insurance coverage in amounts customarily required
by prudent commercial mortgage lenders;

            (liii) Each Mortgage Loan constitutes a "qualified mortgage" within
the meaning of Section 860G(a)(3) of the Code (but without regard to the rule in
Treasury Regulation (as defined herein) Section 1.860G-2(f)(2) that treats a
defective obligation as a qualified mortgage or any substantially similar
successor provision) and all Prepayment Premiums and Yield Maintenance Charges
constitute "customary prepayment penalties" within the meaning of Treasury
Regulation Section 1.860G-1(b)(2);

            (liv) With respect to any Mortgage Loan that pursuant to the
Mortgage Loan Documents can be defeased, (i) the Mortgage Loan cannot be
defeased within two years after the Closing Date, (ii) the borrower can pledge
only United States government securities in an amount sufficient to make all
scheduled payments under the Mortgage Loan when due, (iii) the borrower is
required to provide independent certified public accountant's certification that
the collateral is sufficient to make such payments, (iv) the loan may be
required to be assumed by a single-purpose entity designated by the holder of
the Mortgage Loan, (v) the borrower is required to provide an opinion of counsel
that the trustee has a perfected security interest in such collateral prior to
any other claim or interest, (vi) the borrower is required to pay all Rating
Agency fees associated with defeasance (if rating confirmation is a specific
condition precedent thereto) and all other reasonable expenses associated with
defeasance, including, but not limited to, accountant's fees and opinions of
counsel, (vii) with respect to any Significant Loan (as defined in the Pooling
and Servicing Agreement), the borrower is required to provide an opinion of
counsel that such defeasance will not cause any REMIC created under the Pooling
and Servicing Agreement to fail to qualify as a REMIC for federal or applicable
state tax purposes and (viii) with respect to any Significant Loan (as defined
in the Pooling and Servicing Agreement), the borrower must obtain confirmation
from each Rating Agency that the defeasance would not result in such Rating
Agency's withdrawal, downgrade or qualification of the then current rating of
any class of Certificates rated by such Rating Agency;

            (lv) The Mortgage Loan Documents for each Mortgage Loan provide that
the related borrower thereunder shall be liable to the Seller for any losses
incurred by the Seller due to (i) the misapplication or misappropriation of
rents, insurance proceeds or condemnation awards, (ii) any willful act of
material waste, (iii) any breach of the environmental covenants contained in the
related Mortgage Loan Documents, and (iv) fraud by the related Borrower;
provided that, with respect to clause (iii) of this sentence, an indemnification
against losses related to such violations or environmental insurance shall
satisfy such requirement;

            (lvi) If such Mortgage Loan is an ARD Loan, it commenced amortizing
on its initial scheduled Due Date and provides that: (i) its Mortgage Rate will
increase by no more than two percentage points in connection with the passage of
its Anticipated Repayment Date and so long as the Mortgage Loan is an asset of
the Trust Fund; (ii) its Anticipated Repayment Date is not less than seven years
following the origination of such Mortgage Loan; (iii) no later than the related
Anticipated Repayment Date, if it has not previously done so, the related
borrower is required to enter into a "lockbox agreement" whereby all revenue
from the related Mortgaged Property shall be deposited directly into a
designated account controlled by the Master Servicer; and (iv) any cash flow
from the related Mortgaged Property that is applied to amortize such Mortgage
Loan following its Anticipated Repayment Date shall, to the extent such net cash
flow is in excess of the Monthly Payment payable therefrom, be net of budgeted
and discretionary (servicer approved) capital expenditures; and

            (lvii) Except as disclosed in the Prospectus Supplement, no Mortgage
Loan, and no group of Mortgage Loans made to the same borrower and to borrowers
that are affiliates, accounted for more than 5.0% of the aggregate of the Stated
Principal Balances of all of the Mortgage Loans, all the mortgage loans sold to
the Depositor by KeyBank National Association ("KeyBank") pursuant to that
certain Mortgage Loan Purchase Agreement dated as of March 1, 2002 between the
Depositor and KeyBank and all the mortgage loans sold to the Depositor by Column
Financial Inc. ("Column") pursuant to that certain Mortgage Loan Purchase
Agreement dated as of March 1, 2002 between the Depositor and Column, as of the
Cut-Off Date.

<PAGE>

                                    EXHIBIT B

                             AFFIDAVIT OF LOST NOTE

STATE OF NEW YORK       )
                        )  ss.:
COUNTY OF NEW YORK      )

                             , being duly sworn, deposes and says:

            1. that he is an authorized signatory of PNC Bank, National
Association ("PNC Bank");

            2. that PNC Bank is the owner and holder of a mortgage loan in the
original principal amount of $___________ secured by a mortgage (the "Mortgage")
on the premises known as ___________ ___________ located in _____________;

            3. (a) that PNC Bank , after having conducted a diligent
investigation of its records and files, has been unable to locate the following
original note and believes that said original note has been lost, misfiled,
misplaced or destroyed due to a clerical error:

            a note in the original sum of $____________  made by ______________,
 to PNC Bank, under date of ______________ (the "Note");

            4. that the Note is now owned and held by PNC Bank;

            5. that the Note has not been paid off, satisfied, assigned,
transferred, encumbered, endorsed, pledged, hypothecated, or otherwise disposed
of and that the original Note has been either lost, misfiled, misplaced or
destroyed;

            6. that no other person, firm, corporation or other entity has any
right, title, interest or claim in the Note except PNC Bank; and

            7. upon assignment of the Note by PNC Bank to Credit Suisse First
Boston Mortgage Securities Corp. (the "Depositor") and subsequent assignment by
the Depositor to the trustee for the benefit of the holders of the Credit Suisse
First Boston Mortgage Securities Corp. Commercial Mortgage Pass-Through
Certificates, Series 2002-CKP1 (the "Trustee") (which assignment may, at the
discretion of the Depositor, be made directly by PNC Bank to the Trustee) PNC
Bank covenants and agrees (a) promptly to deliver to the Trustee the original
Note if it is subsequently found, and (b) to indemnify and hold harmless the
Trustee and its successors and assigns from and against any and all costs,
expenses and monetary losses arising as a result of PNC Bank's failure to
deliver said original Note to the Trustee.

                                       PNC BANK, NATIONAL ASSOCIATION

                                       By: ___________________________________
                                           Name:
                                           Title:

Sworn to before me this
day of March [  ], 2002

<PAGE>

Loan Assignment - General Form
Last Revised July 1, 2000

                                    EXHIBIT C

                                     FORM OF

                          ASSIGNMENT OF MORTGAGE(S) AND

                 ASSIGNMENT OF ASSIGNMENT OF LESSOR'S INTERESTS
                          IN LEASES, RENTS AND PROFITS

                          ASSIGNMENT OF LOAN DOCUMENTS

                         PNC BANK, NATIONAL ASSOCIATION

                                   (Assignor)

                                       to

                             __________________________________
                                   (Assignee)

                        Dated:      _____________, ____

                        Location:

                        THIS INSTRUMENT WAS DRAFTED BY, AND
                        UPON RECORDING SHOULD BE RETURNED TO:

                        ____________________________________
                        ____________________________________
                        ____________________________________
                        Attention: _________________________

                        Loan No.:

<PAGE>

     THIS ASSIGNMENT OF LOAN DOCUMENTS ("Assignment") is made as of
____________________________, ______, by PNC BANK, NATIONAL ASSOCIATION
("Assignor"), whose mailing address is 210 West 10th Street, Kansas City,
Missouri 64105, in favor of
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
_____________________________("Assignee") whose mailing address is _____________
___________________________________.

..

                                    RECITALS:

     A. Assignor is the legal and equitable owner and holder of that certain
Promissory Note dated [___], made by [____], [____] ("Borrower"), in the
original principal amount of [____] and No/100 Dollars ($[____]) (the "Note").

     B. Assignor is also the legal and equitable owner and holder of certain
instruments securing the Note, including, without limitation, the following:

            (i) the [____], Security Agreement, Assignment of Leases and Rents
      and Fixture Filing (the "Security Instrument") dated [____], executed by
      Borrower in favor of Assignor, filed for record _____________, ______, in
      the Office of the Register of Deeds, Recorder of Deeds or County Clerk, as
      applicable, in and for [____] County, [____] (the "Recording Office") in
      Book _____________________, at Page ___________________, encumbering
      certain improved real property (the "Mortgaged Property") situated in said
      County, as more particularly described on Exhibit A attached hereto and
      made a part hereof; and

            (ii) the Assignment of Leases and Rents (the "Assignment of Leases")
      dated [____], executed by Borrower in favor of Assignor, filed for record
      _____________, ______, in the Recording Office in Book
      _____________________, at Page ___________________.

     C. Assignor and Assignee desire that the Security Instrument, the
Assignment of Leases, the Note, the Other Security Documents (as defined in the
Security Instrument), and all other documents executed in connection with the
Loan (including, without limitation any indemnities or guaranties of the Loan,
if any) (all such documents being collectively referred to herein as the "Loan
Documents") be assigned to Assignee.

     D. Assignor has simultaneously herewith endorsed the Note to Assignee.

     NOW THEREFORE, in consideration of the foregoing and other good and
valuable consideration, the receipt and sufficiency of which is hereby
acknowledged:

     1. Assignor does hereby sell, assign, grant, transfer, set over and convey
to Assignee, its successors and assigns, all of the Loan Documents (and all of
Assignor's right, title and interest therein), including without limitation, the
Security Instrument, the Assignment of Leases, the Note and the Other Security
Documents.

     2. This Assignment shall be binding upon and inure to the benefit of the
parties hereto and their respective successors and assigns.

     3. This Assignment shall be governed by and construed in accordance with
the laws of the state in which the Mortgaged Property is located.

     IN WITNESS WHEREOF, the undersigned has executed this Assignment of Loan
Documents to be effective as of the day and year first above mentioned.

                              ASSIGNOR

                              PNC BANK, NATIONAL ASSOCIATION

                              By: __________________________________

                                           ___________________________________

<PAGE>

STATE OF                )
                        )  ss.:
COUNTY OF               )

            On this _____________ day of ______________ , 2002, before me the
undersigned, a NOTARY PUBLIC OF _________________________ , personally appeared
____ , as ________ of PNC Bank, National Association, a national banking
association, who, I am satisfied, was the maker of the foregoing instrument and
who then stated and acknowledged to me that, as such officer and maker (1) he
was authorized to execute the foregoing instrument on behalf of said company and
(2) he executed said instrument as the act and deed of said company.

            IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my
official seal at my office in ________________________________________ the day
and year last above written.

                                       Signature______________________________

                                       Print Name_____________________________

                                       Residing at____________________________
                                                 _____________________________
                                                 _____________________________

                                       A NOTARY PUBLIC OF_____________________

[AFFIX SEAL]                      My Commission expires on____________________

<PAGE>

                             ASSIGNMENT OF MORTGAGE

                                       AND

                 ASSIGNMENT OF ASSIGNMENT OF LESSOR'S INTERESTS
                          IN LEASES, RENTS AND PROFITS

                             COLUMN FINANCIAL, INC.
                                       TO

                  WELLS FARGO BANK MINNESOTA, N.A., AS TRUSTEE

                              RECORD AND RETURN TO:EXHIBIT 4.4

================================================================================

              CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.
                                   (Depositor)

                                       and

                          KEYBANK NATIONAL ASSOCIATION

                                    (Seller)

                                   ----------

                        MORTGAGE LOAN PURCHASE AGREEMENT

                            Dated as of March 1, 2002

                                   ----------

================================================================================

<PAGE>

                                TABLE OF CONTENTS

Section 1.    Transactions on or Prior to the Closing Date..................
Section 2.    Closing Date Actions..........................................
Section 3.    Conveyance of Mortgage Loans..................................
Section 4.    Depositor's Conditions to Closing.............................
Section 5.    Seller's Conditions to Closing................................
Section 6.    Representations and Warranties of Seller......................
Section 7.    Obligations of Seller.........................................
Section 8.    Crossed Loans.................................................
Section 9.    Rating Agency Fees; Costs and Expenses Associated with a
               Defeasance...................................................
Section 10.   Representations and Warranties of Depositor...................
Section 11.   Survival of Certain Representations, Warranties and
               Covenants....................................................
Section 12.   [Reserved]....................................................
Section 13.   Expenses; Recording Costs.....................................
Section 14.   Notices.......................................................
Section 15.   Examination of Mortgage Files.................................
Section 16.   Successors....................................................
Section 17.   Governing Law.................................................
Section 18.   Severability..................................................
Section 19.   Further Assurances............................................
Section 20.   Counterparts..................................................
Section 21.   Treatment as Security Agreement...............................
Section 22.   Recordation of Agreement......................................

Schedule I    Schedule of Transaction Terms
Schedule II   Mortgage Loan Schedule for KeyBank Loans
Schedule III  Mortgage Loans Constituting Mortgage Groups
Schedule IV   Mortgage Loans with Lost Mortgage Notes
Schedule V    Exceptions with Respect to Seller's Representations and Warranties

Exhibit A     Representations and Warranties of Seller Regarding the Mortgage
               Loans
Exhibit B     Form of Lost Mortgage Note Affidavit
Exhibit C     Form of Assignment of Mortgage(s) and Assignment of Assignment of
               Lessor's Interests in Leases, Rents and Profits

<PAGE>

                        MORTGAGE LOAN PURCHASE AGREEMENT

            This Mortgage Loan Purchase Agreement (this "Agreement"), dated as
of March 1, 2002, is made by and between KEYBANK NATIONAL ASSOCIATION, a
national banking association ("Seller"), and CREDIT SUISSE FIRST BOSTON MORTGAGE
SECURITIES CORP., a Delaware corporation (the "Depositor").

                                    RECITALS

            I. Capitalized terms used herein without definition have the
meanings ascribed to them in the Schedule of Transaction Terms attached hereto
as Schedule I, which is incorporated herein by this reference, or, if not
defined therein, in the Pooling and Servicing Agreement.

            II. On the Closing Date, and on the terms set forth herein, Seller
has agreed to sell to Depositor and Depositor has agreed to purchase from Seller
the Mortgage Loans identified on the schedule (the "Mortgage Loan Schedule")
annexed hereto as Schedule II. Depositor intends to deposit the Mortgage Loans
and other assets into the Trust Fund created pursuant to the Pooling and
Servicing Agreement and to cause the issuance of the Certificates.

                                    AGREEMENT

            NOW, THEREFORE, on the terms and conditions set forth below and for
good and valuable consideration, the receipt and adequacy of which is hereby
acknowledged, Depositor and Seller agree as follows:

            Section 1. Transactions on or Prior to the Closing Date. On or prior
to the Closing Date, Seller shall have delivered the Mortgage Files with respect
to each of the Mortgage Loans listed in Schedule II to Wells Fargo Bank
Minnesota, N.A. as trustee (the "Trustee"), against receipt by Seller of a trust
receipt, pursuant to an arrangement between Seller and the Trustee; provided,
however, that item (p) in the definition of Mortgage File (below) shall be
delivered to the Master Servicer for inclusion in the Servicer File (defined
below) with a copy delivered to the Trustee for inclusion in the Mortgage File.

            Section 2. Closing Date Actions. The sale of the Mortgage Loans
shall take place on the Closing Date, subject to and simultaneously with the
deposit of the Mortgage Loans into the Trust Fund, the issuance of the
Certificates and the sale of (a) the Offered Certificates by Depositor to the
Underwriters pursuant to the Underwriting Agreement and (b) the Private
Certificates by Depositor to the Initial Purchaser pursuant to the Certificate
Purchase Agreement. The closing (the "Closing") shall take place at the offices
of Cadwalader, Wickersham & Taft, 100 Maiden Lane, New York, New York 10038, or
such other location as agreed upon between the parties hereto. On the Closing
Date, the following actions shall take place in sequential order on the terms
set forth herein:

            (i) Seller shall sell to Depositor, and Depositor shall purchase
      from Seller, the Mortgage Loans pursuant to this Agreement for the
      Mortgage Loan Purchase Price payable in accordance with instructions
      previously provided to Depositor by Seller. The Mortgage Loan Purchase
      Price (as defined herein) shall be paid by Depositor to Seller or at its
      direction by wire transfer in immediately available funds to an account
      designated by Seller on or prior to the Closing Date. The "Mortgage Loan
      Purchase Price" paid by Depositor shall be equal to $229,776,711.

            (ii) Pursuant to the terms of the Pooling and Servicing Agreement,
      Depositor shall sell all of its right, title and interest in and to the
      Mortgage Loans to the Trustee for the benefit of the Holders of the
      Certificates.

            (iii) Depositor shall sell to the Underwriters, and the Underwriters
      shall purchase from Depositor, the Offered Certificates pursuant to the
      Underwriting Agreement, and Depositor shall sell to the Initial Purchaser,
      and the Initial Purchaser shall purchase from Depositor, the Private
      Certificates pursuant to the Certificate Purchase Agreement.

            (iv) The Underwriters will offer the Offered Certificates for sale
      to the public pursuant to the Prospectus and the Prospectus Supplement and
      the Initial Purchaser will privately place certain classes of the
      Certificates pursuant to the Offering Circular.

            Section 3. Conveyance of Mortgage Loans. On the Closing Date, Seller
shall sell, convey, assign and transfer, without recourse except as provided
herein, to Depositor, free and clear of any liens, claims or other encumbrances,
all of Seller's right, title and interest in, to and under: (i) each of the
Mortgage Loans identified on the Mortgage Loan Schedule; and (ii) all property
of Seller described in Section 21(b) this Agreement, including, without
limitation, (A) all scheduled payments of interest and principal due on or with
respect to the Mortgage Loans after the Cut-off Date and (B) all other payments
of interest, principal or prepayment premiums received on or with respect to the
Mortgage Loans after the Cut-off Date, other than any such payments of interest
or principal or prepayment premiums that were due on or prior to the Cut-off
Date. Each Mortgage File shall contain the following documents:

            (a) the original Note, or with respect to those Mortgage Loans
listed in Schedule IV hereto, a "lost note affidavit" substantially in the form
of Exhibit B hereto and a true and complete copy of the Note, bearing, or
accompanied by, all prior and intervening endorsements or assignments showing a
complete chain of endorsement or assignment from the Mortgage Loan Originator
either in blank or to the Seller, and further endorsed (at the direction of the
Depositor given pursuant to the Mortgage Loan Purchase Agreement) by the Seller,
on its face or by allonge attached thereto, without recourse, to the order of
the Trustee in the following form: "Pay to the order of Wells Fargo Bank
Minnesota, N.A., as trustee for the registered Holders of Credit Suisse First
Boston Mortgage Securities Corp., Commercial Mortgage Pass-Through Certificates,
Series 2002-CKP1, without recourse, representation or warranty, express or
implied;"

            (b) a duplicate original Mortgage or a counterpart thereof or, if
such Mortgage has been returned by the related recording office, (A) an
original, (B) a certified copy or (C) a copy thereof from the applicable
recording office and originals or counterparts (or originals or copies of
certified copies from the applicable recording office) of any intervening
assignments thereof from the Mortgage Loan Originator to the Seller, in each
case in the form submitted for recording or, if recorded, with evidence of
recording indicated thereon;

            (c) an original Assignment of Mortgage substantially in the form of
Exhibit C hereto (or an alternative form approved by the Depositor) in
recordable form, either in blank or from the Seller (or the Mortgage Loan
Originator) to "Wells Fargo Bank Minnesota, N.A., as trustee for the registered
Holders of Credit Suisse First Boston Mortgage Securities Corp., Commercial
Mortgage Pass-Through Certificates, Series 2002-CKP1;"

            (d) an original, counterpart or copy of any related Assignment of
Leases (if such item is a document separate from the Mortgage) and the
originals, counterparts or copies of any intervening assignments thereof from
the Mortgage Loan Originator of the Loan to the Seller, in each case in the form
submitted for recording or, if recorded, with evidence of recording thereon;

            (e) an original assignment of any related Assignment of Leases (if
such item is a document separate from the Mortgage), substantially in the form
of Exhibit C hereto (or an alternative form approved by the Depositor) in
recordable form, either in blank or from the Seller (or the Mortgage Loan
Originator) to "Wells Fargo Bank Minnesota, N.A., as trustee for the registered
Holders of Credit Suisse First Boston Mortgage Securities Corp., Commercial
Mortgage Pass-Through Certificates, Series 2002-CKP1;"

            (f) an original or true and complete copy of any related Security
Agreement (if such item is a document separate from the Mortgage) and the
originals or copies of any intervening assignments thereof from the Mortgage
Loan Originator to the Seller;

            (g) an original assignment of any related Security Agreement (if
such item is a document separate from the Mortgage), either in blank or from the
Seller (or the Mortgage Loan Originator) to "Wells Fargo Bank Minnesota, N.A.,
as trustee for the registered Holders of Credit Suisse First Boston Mortgage
Securities Corp., Commercial Mortgage Pass-Through Certificates, Series
2002-CKP1," which assignment may be included as part of an omnibus assignment
covering other documents relating to the Mortgage Loan provided that such
omnibus assignment is effective under applicable law;

            (h) originals or copies of all (A) assumption agreements, (B)
modifications, (C) written assurance agreements and (D) substitution agreements,
together with any evidence of recording thereon or in the form submitted for
recording, in those instances where the terms or provisions of the Mortgage,
Note or any related security document have been modified or the Mortgage Loan
has been assumed;

            (i) the original lender's title insurance policy or a copy thereof
(together with all endorsements or riders that were issued with or subsequent to
the issuance of such policy), or if the policy has not yet been issued, a
binding written commitment (which may be a pro forma or specimen title insurance
policy which has been accepted or approved in writing by the related title
insurance company) or interim binder that is marked as binding and countersigned
by the title company, insuring the priority of the Mortgage as a first lien on
the related Mortgaged Property, relating to such Mortgage Loan;

            (j) the original or a counterpart of any guaranty of the obligations
of the Borrower under the Mortgage Loan;

            (k) certified or other copies of all UCC Financing Statements and
continuation statements which show the filing or recording thereof or copies
thereof in the form submitted for filing or recording sufficient to perfect (and
maintain the perfection of) the security interest held by the Mortgage Loan
Originator (and each assignee prior to the Trustee) in and to the personalty of
the Borrower at the Mortgaged Property, and original UCC assignments in a form
suitable for filing or recording, sufficient to transfer such security interest
to the Trustee;

            (l) the original or copy of the power of attorney (with evidence of
recording thereon) granted by the Borrower if the Mortgage, Note or other
document or instrument referred to above was not signed by the Borrower;

            (m) with respect to any debt of a Borrower permitted under the
related Mortgage Loan, an original or copy of a subordination agreement,
standstill agreement or other intercreditor agreement relating to such other
debt, if any, including any mezzanine loan documents or preferred equity
documents;

            (n) if any related Lock-Box Agreement or Cash Collateral Agreement
is separate from the Mortgage or Loan Agreement, a copy thereof; with respect to
the Cash Collateral Accounts and Lock-Box Accounts, if any, a copy of the UCC-1
financing statements, if any, submitted for filing with respect to the Seller's
security interest in the Cash Collateral Accounts and Lock-Box Accounts and all
funds contained therein (and UCC-2 or UCC-3 financing statement assignments
assigning such security interest to the Trustee on behalf of the
Certificateholders);

            (o) an original or counterpart of the Loan Agreement (if separate
from the Mortgage);

            (p) the originals of letters of credit, if any, relating to the
Mortgage Loans, and amendments thereto which entitles the Trust to draw thereon;

            (q) the original environmental indemnity agreement, if any, related
to the Mortgage Loan;

            (r) any related environmental insurance policies and any
environmental guaranty or indemnity agreements or copies thereof;

            (s) the original ground lease, if any, and any amendments,
modifications or extensions thereto, and any ground lease estoppel, or a
certified copy thereof; and

            (t) any additional documents required to be added to the Mortgage
File pursuant to the Pooling and Servicing Agreement.

            Notwithstanding the foregoing, in the event that, in connection with
any Mortgage Loan listed on Schedule II hereto, the Seller cannot deliver, or
cause to be delivered, an original, counterpart or certified copy of any of the
documents required to be delivered pursuant to clauses (b), (d), (h), (k) (other
than assignments of UCC financing statements to be recorded or filed in
accordance with the transfer contemplated by this Agreement), (l) and (n) (other
than assignments of UCC financing statements to be recorded or filed in
accordance with the transfer contemplated by this Agreement) above with evidence
of recording or filing thereon on the Closing Date, solely because of a delay
caused by the public recording or filing office where such document or
instrument has been delivered for recordation or filing, the Seller shall
deliver, or cause to be delivered, to the Trustee a duplicate original or true
copy of such document certified by the applicable public recording or filing
office, the applicable title insurance company or the Seller to be a true and
complete duplicate original or copy of the original thereof submitted for
recording or filing.

            Notwithstanding the foregoing, in the event that, in connection with
any Mortgage Loan listed on Schedule II hereto, the Seller cannot deliver, or
cause to be delivered, an original, counterpart or certified copy of any of the
documents required to be delivered pursuant to clauses (b), (d), (h), (k) (other
than assignments of UCC financing statements to be recorded or filed other than
in accordance with the transfer contemplated by this Agreement), (l) and (n)
(other than assignments of UCC financing statements to be recorded or filed in
accordance with the transfer contemplated by this Agreement) above with evidence
of recording or filing thereon, for any other reason, including without
limitation, that such non-delivered document has been lost, the delivery
requirements of this Agreement shall be deemed to have been satisfied and such
non-delivered document shall be deemed to have been included in the related
Mortgage File if a photocopy of such non-delivered document (with evidence of
recording or filing thereon and certified by the appropriate recording or filing
office to be a true and complete copy of the original thereof as filed or
recorded) is delivered to the Trustee on or before the Closing Date.

            Notwithstanding the foregoing, in the event that the Seller cannot
deliver to the Trustee any UCC-2 or UCC-3 assignment with the filing information
of the UCC-1 financing statement with respect to any Mortgage Loan listed on
Schedule II hereto being assigned, solely because such UCC-1 financing statement
has not been returned by the public filing office where such UCC-1 financing
statement has been delivered for filing, Seller shall deliver or cause to be
delivered to the Trustee a photocopy of such UCC-2 or UCC-3 assignment with the
filing information left blank. The Seller, promptly upon receipt of the
applicable filing information of the UCC-1 financing statement being so
assigned, shall deliver or cause to be delivered to the Trustee the original
UCC-2 or UCC-3 assignment with all appropriate filing information set forth
thereon.

            Notwithstanding the foregoing, Seller may, at its sole cost and
expense, engage a third party contractor to prepare or complete in proper form
for filing or recording any and all Assignments of Mortgage, assignments of
Assignments of Leases and assignments of UCC financing statements to the Trustee
to be delivered pursuant to clauses (c), (e), (k) and (n) above (collectively,
the "Assignments"), to submit the Assignments for filing and recording, as the
case may be, in the applicable public filing and recording offices and to
deliver the Assignments to the Trustee or its designee as the Assignments (or
certified copies thereof) are received from the applicable filing and recording
offices with evidence of such filing or recording indicated thereon; provided,
however, that in the event the Seller engages a third party contractor as
contemplated in the immediately preceding sentence, the rights, duties and
obligations of the Seller pursuant to this Agreement remain binding on such
Seller.

            Within ten (10) Business Days after the Closing Date, the Seller
shall deliver the Servicer Files with respect to each of the Mortgage Loans
listed on Schedule II hereto to the Master Servicer or, a Primary Servicer (with
a copy to the Master Servicer) under the direction of the Master Servicer, under
the Pooling and Servicing Agreement on behalf of the Trustee in trust for the
benefit of the Certificateholders. Each such Servicer File shall contain all
documents and records in the Seller's possession relating to such applicable
Mortgage Loans (including reserve and escrow agreements, cash management
agreements, lockbox agreements, financial statements and any other information
provided by the respective Borrower from time to time, but excluding documents
prepared by the Seller or any of its Affiliates solely for internal
communication) that are not required to be a part of a Mortgage File in
accordance with the definition thereof, together with copies of all instruments
and documents which are required to be a part of the related Mortgage File in
accordance with the definition thereof.

            For purposes of this Section 3, and notwithstanding any contrary
provision hereof or of the definition of "Mortgage File", if there exists with
respect to any group of Crossed Loans only one original or certified copy of any
document or instrument described in the definition of "Mortgage File" which
pertains to all of the Crossed Loans in such group of Crossed Loans, the
inclusion of the original or certified copy of such document or instrument in
the Mortgage File for any of such Crossed Loans and the inclusion of a copy of
such original or certified copy in each of the Mortgage Files for the other
Crossed Loans in such group of Crossed Loans, shall be deemed the inclusion of
such original or certified copy, as the case may be, in the Mortgage File for
each such Crossed Loan.

            The Trustee, as assignee or transferee of Depositor, shall be
entitled to all scheduled principal payments due after the Cut-off Date, all
other payments of principal due and collected after the Cut-off Date, and all
payments of interest on the Mortgage Loans, minus that portion of any such
payment which is allocable to the period on or prior to the Cut-off Date. All
scheduled payments of principal due on or before the Cut-off Date and collected
after the Cut-off Date, together with the accompanying interest payments, shall
belong to Seller.

            Upon the sale of the Mortgage Loans from Seller to Depositor
pursuant hereto, the ownership of each Mortgage Note, the Mortgage and the
contents of the related Mortgage File shall be vested in Depositor and the
ownership of all records and documents with respect to the related Mortgage Loan
prepared by or which come into the possession of Seller as seller of the
Mortgage Loans hereunder, exclusive in each case of documents prepared by Seller
or any of its affiliates solely for internal uses, shall immediately vest in
Depositor. All Monthly Payments, Principal Prepayments and other amounts
received by Seller and not otherwise belonging to Seller pursuant to this
Agreement shall be sent by Seller within three (3) Business Days after Seller's
receipt thereof to the Master Servicer via wire transfer for deposit by the
Master Servicer into the Collection Account.

            Section 4. Depositor's Conditions to Closing. The obligations of
Depositor to purchase the Mortgage Loans and pay the Mortgage Loan Purchase
Price at the Closing Date under the terms of this Agreement are subject to the
satisfaction of each of the following conditions at or before the Closing:

            (a) Each of the obligations of the Seller required to be performed
by it on or prior to the Closing Date pursuant to the terms of this Agreement
shall have been duly performed and complied with in all material respects; all
of the representations and warranties of Seller under this Agreement shall be
true and correct in all material respects as of the Closing Date; and no event
shall have occurred with respect to the Seller or any of the Mortgage Loans and
related Mortgage Files which, with notice or the passage of time, would
constitute a material default under this Agreement; and Depositor shall have
received certificates to the foregoing effect signed by authorized officers of
Seller.

            (b) Depositor, or if directed by Depositor, the Trustee or the
Depositor's attorneys, shall have received in escrow, all of the following
closing documents, in such forms as are agreed upon and reasonably acceptable to
the Depositor and the Seller, duly executed by all signatories other than
Depositor, as required pursuant to the respective terms thereof:

            (i) the Mortgage Files, subject to the proviso of Section 1 of this
      Agreement, which shall have been delivered to and held by the Trustee on
      behalf of Seller;

            (ii) the Mortgage Loan Schedule;

            (iii) the certificate of the Seller confirming its representations
      and warranties set forth in Section 6 as of the Closing Date;

            (iv) an opinion or opinions of Seller's counsel, dated the Closing
      Date, in form acceptable to the Depositor as to various corporate matters
      and such other matters as shall be reasonably required by the Depositor.

            Such opinion may express its reliance as to factual matters on,
among other things specified in such opinion, the representations and warranties
made herein, and on certificates or other documents furnished by officers of
Seller.

            In rendering the opinions expressed above, such counsel may limit
such opinions to matters governed by the laws of the State of Ohio and the laws
of the State of New York and the United States and shall not be required to
express any opinion with respect to the registration or qualification of the
Certificates under any applicable state or federal securities laws.

            Such counsel shall state that, although such counsel has not
specifically considered the possible applicability to Seller of any other laws,
regulations, judgments, orders or decrees, no facts have been disclosed to such
counsel that cause such counsel to conclude that any other consent, approval or
action is required;

            (v) such other certificates of Seller's officers or others and such
      other documents to evidence fulfillment of the conditions set forth in
      this Agreement as Depositor or its counsel may reasonably request.

            (vi) all other information, documents, certificates, or letters with
      respect to the Mortgage Loans or the Sellers and their Affiliates as are
      reasonably requested by the Depositor in order for the Depositor to
      perform any of it obligations or satisfy any of the conditions on its part
      to be performed or satisfied pursuant to any sale of Mortgage Loans by the
      Depositor as contemplated herein;

            (c) The Seller shall have performed or complied with all other terms
and conditions of this Agreement which it is required to perform or comply with
at or before the Closing and shall have the ability to perform or comply with
all duties, obligations, provisions and terms which it is required to perform or
comply with after the Closing.

            (d) The Seller shall have delivered to the Trustee, on or before the
Closing Date, five limited powers of attorney in favor of the Trustee and
Special Servicer empowering the Trustee and, in the event of the failure or
incapacity of the Trustee, the Special Servicer, to record, at the expense of
the Seller, any Mortgage Loan Documents required to be recorded and any
intervening assignments with evidence of recording thereon that are required to
be included in the Mortgage Files. The Seller shall reasonably cooperate with
the Trustee and the Special Servicer in connection with any additional powers or
revisions thereto that are requested by such parties.

            Section 5. Seller's Conditions to Closing. The obligations of Seller
under this Agreement shall be subject to the satisfaction, on the Closing Date,
of the following conditions:

            (a) Each of the obligations of Depositor required to be performed by
it on or prior to the Closing Date pursuant to the terms of this Agreement shall
have been duly performed and complied with in all material respects; and all of
the representations and warranties of Depositor under this Agreement shall be
true and correct in all material respects as of the Closing Date; and no event
shall have occurred with respect to Depositor which, with notice or the passage
of time, would constitute a material default under this Agreement, and Seller
shall have received certificates to that effect signed by authorized officers of
Depositor.

            (b) Seller shall have received all of the following closing
documents, in such forms as are agreed upon and reasonably acceptable to Seller
and Depositor, duly executed by all signatories other than Seller, as required
pursuant to the respective terms thereof:

                  (A) an officer's certificate of Depositor, dated as of the
            Closing Date, with the resolutions of Depositor authorizing the
            transactions set forth therein, together with copies of the charter,
            by-laws and certificate of good standing dated as of a recent date
            of Depositor;

                  (B) such other certificates of its officers or others, such
            opinions of Depositor's counsel and such other documents required to
            evidence fulfillment of the conditions set forth in this Agreement
            as Seller or its counsel may reasonably request; and

            (c) The Depositor shall have performed or complied with all other
terms and conditions of this Agreement which it is required to perform or comply
with at or before the Closing and shall have the ability to perform or comply
with all duties, obligations, provisions and terms which it is required to
perform or comply with after Closing.

            Section 6. Representations and Warranties of Seller.

            (a) Seller represents and warrants to Depositor as of the date
hereof, as follows:

            (i) Seller is duly organized and is validly existing as a national
      banking association in good standing under the laws of the United States
      of America. Seller has conducted and is conducting its business so as to
      comply in all material respects with all applicable statutes and
      regulations of regulatory bodies or agencies having jurisdiction over it,
      except where the failure so to comply would not have a materially adverse
      effect on the performance by Seller of this Agreement, and there is no
      charge, investigation, action, suit or proceeding before or by any court,
      regulatory authority or governmental agency or body pending or, to the
      knowledge of Seller, threatened, which is reasonably likely to materially
      and adversely affect the performance by Seller of this Agreement or the
      consummation of transactions contemplated by this Agreement.

            (ii) Seller has the full power, authority and legal right to hold,
      transfer and convey the Mortgage Loans owned by it and to execute and
      deliver this Agreement (and all agreements and documents executed and
      delivered by Seller in connection herewith) and to perform all
      transactions of Seller contemplated by this Agreement (and all agreements
      and documents executed and delivered by Seller in connection herewith).
      Seller has duly authorized the execution, delivery and performance of this
      Agreement (and all agreements and documents executed and delivered by
      Seller in connection herewith), and has duly executed and delivered this
      Agreement (and all agreements and documents executed and delivered by
      Seller in connection herewith). This Agreement (and each agreement and
      document executed and delivered by Seller in connection herewith),
      assuming due authorization, execution and delivery thereof by each other
      party thereto, constitutes the legal, valid and binding obligation of
      Seller enforceable in accordance with its terms, except as such
      enforcement may be limited by bankruptcy, fraudulent transfer, insolvency,
      reorganization, receivership, moratorium or other laws relating to or
      affecting the rights of creditors generally, by general principles of
      equity (regardless of whether such enforcement is considered in a
      proceeding in equity or at law) and by considerations of public policy.

            (iii) Neither the execution, delivery and performance of this
      Agreement, nor the fulfillment of or compliance with the terms and
      conditions of this Agreement by Seller, will (a) conflict with or result
      in a breach of any of the terms, conditions or provisions of Seller's
      articles of association, as amended, or other organizational documents;
      (b) conflict with, result in a breach of, or constitute a default or
      result in an acceleration under, any agreement or instrument to which
      Seller is now a party or by which it (or any of its properties) is bound
      if compliance therewith is necessary (1) to ensure the enforceability of
      this Agreement or (2) for Seller to perform its duties and obligations
      under this Agreement (or any agreement or document executed and delivered
      by Seller in connection herewith); (c) conflict with or result in a breach
      of any legal restriction if compliance therewith is necessary (1) to
      ensure the enforceability of this Agreement or (2) for Seller to perform
      its duties and obligations under this Agreement (or any agreement or
      document executed and delivered by Seller in connection herewith); (d)
      result in the violation of any law, rule, regulation, order, judgment or
      decree to which Seller or its property is subject if compliance therewith
      is necessary (1) to ensure the enforceability of this Agreement or (2) for
      Seller to perform its duties and obligations under this Agreement (or any
      agreement or document executed and delivered by Seller in connection
      herewith); or (e) result in the creation or imposition of any lien, charge
      or encumbrance that would have a material adverse effect upon Seller's
      ability to perform its duties and obligations under this Agreement (or any
      agreement or document executed and delivered by Seller in connection
      herewith), or materially impair the ability of the Depositor to realize on
      the Mortgage Loans owned by Seller.

            (iv) Seller is solvent and the sale of Mortgage Loans (1) will not
      cause Seller to become insolvent and (2) is not intended by Seller to
      hinder, delay or defraud any of its creditors.

            (v) No consent, approval, authorization or order of, or registration
      or filing with, or notice to, any court or governmental agency or body
      having jurisdiction or regulatory authority over Seller is required for
      (a) Seller's execution, delivery and performance of this Agreement (and
      each agreement and document executed and delivered by Seller in connection
      herewith), (b) Seller's transfer and assignment of the Mortgage Loans
      owned by it, or (c) the consummation by Seller of the transactions
      contemplated by this Agreement (and each agreement and document executed
      and delivered by Seller in connection herewith) or, to the extent so
      required, such consent, approval, authorization, order, registration,
      filing or notice has been obtained, made or given (as applicable), except
      that Seller may not be duly qualified to transact business as a foreign
      corporation or licensed in one or more states if such qualification or
      licensing is not necessary to ensure the enforceability of this Agreement
      (or any agreement or document executed and delivered by Seller in
      connection herewith).

            (vi) The consideration received by Seller upon the sale of the
      Mortgage Loans owned by it constitutes fair consideration and reasonably
      equivalent value for such Mortgage Loans.

            (vii) Seller does not believe, nor does it have any reason or cause
      to believe, that it cannot perform each and every covenant of Seller
      contained in this Agreement (or any agreement or document executed and
      delivered by Seller in connection herewith).

            (viii) There are no actions, suits proceedings pending or to
      Seller's knowledge threatened in writing against Seller which are
      reasonably likely to draw into question the validity of this Agreement (or
      any agreement or document executed and delivered by Seller in connection
      herewith) or which, either in any one instance or in the aggregate, are
      reasonably likely to materially impair the ability of Seller to perform
      its duties and obligations under this Agreement (or any agreement or
      document executed and delivered by Seller in connection herewith).

            (ix) Seller's performance of its duties and obligations under this
      Agreement (and each agreement or document executed and delivered by Seller
      in connection herewith) is in the ordinary course of business of Seller
      and Seller's transfer, assignment and conveyance of the Mortgage Loans
      owned by it pursuant to this Agreement are not subject to the bulk
      transfer or similar statutory provisions in effect in any applicable
      jurisdiction.

            (x) Seller has not dealt with any Person that may be entitled, by
      reason of any act or omission of Seller, to any commission or compensation
      in connection with the sale of the Mortgage Loans owned by it to the
      Depositor hereunder except for the reimbursement of expenses as described
      herein or otherwise in connection with the transactions described in
      Section 2 and the commissions or compensation owed to the Underwriters or
      the Initial Purchaser.

            (xi) Seller is not in default or breach of any agreement or
      instrument to which Seller is now a party or by which it (or any of its
      properties) is bound which breach or default would materially and
      adversely affect the ability of Seller to perform its obligations under
      this Agreement.

            (xii) The representations and warranties contained in Exhibit A and
      the exceptions to such representations and warranties set forth on
      Schedule V hereto are true and correct in all material respects as of the
      date hereof with respect to the Mortgage Loans identified on Schedule II.

            Section 7. Obligations of Seller. Each of the representations and
warranties contained in or required to be made by Seller pursuant to Section 6
of this Agreement shall survive the sale of the Mortgage Loans and shall
continue in full force and effect, notwithstanding any restrictive or qualified
endorsement on the Notes and notwithstanding subsequent termination of this
Agreement or the Pooling and Servicing Agreement. The representations and
warranties contained in or required to be made by Seller pursuant to Section 6
of this Agreement shall not be impaired by any review or examination of the
Mortgage Files or other documents evidencing or relating to the Mortgage Loans
or any failure on the part of Depositor to review or examine such documents and
shall inure to the benefit of the initial transferee of the Mortgage Loans from
Depositor including, without limitation, the Trustee for the benefit of the
Holders of the Certificates, notwithstanding (1) any restrictive or qualified
endorsement on any Note, Assignment of Mortgage or reassignment of Assignment of
Leases or (2) any termination of this Agreement prior to the Closing but shall
not inure to the benefit of any subsequent transferee thereafter.

            If any Certificateholder, the Master Servicer, the Special Servicer
or the Trustee discovers or receives notice: of a breach of any of the
representations or warranties made by the Seller with respect to the Mortgage
Loans listed on Schedule II hereto, as of the date hereof in Section 6(a)(xii)
or as of the Closing Date pursuant to Section 4(b)(iii) (a "Breach"); or that
(a) any document required to be included in the Mortgage File related to any
Mortgage Loan listed on Schedule II hereto is not in the Trustee's possession
within the time period required herein or (b) such document has not been
properly executed or is otherwise defective on its face (subsection (a) and (b)
each, a "Defect" (including the "Defects" described below) in the related
Mortgage File), such party shall give notice to the Master Servicer, the Special
Servicer, the Trustee and the Rating Agencies. If the Master Servicer or the
Special Servicer determines that such Breach or Defect materially and adversely
affects the value of any Mortgage Loan or the interests of the
Certificateholders therein, it shall give prompt written notice of such Breach
or Defect to the Depositor, the Trustee, the Master Servicer, the Special
Servicer and the Seller and shall request that the Seller not later than the
earlier of 90 days from the receipt by the Seller of such notice or discovery by
the Seller of such Breach or Defect (subject to the second succeeding paragraph,
the "Initial Resolution Period"), (i) cure such Breach or Defect in all material
respects; (ii) repurchase the affected Mortgage Loan at the applicable Purchase
Price (as defined in the Pooling and Servicing Agreement) or (iii) substitute
one or more Qualified Substitute Mortgage Loans (as defined in the Pooling and
Servicing Agreement) for such affected Mortgage Loan (provided that in no event
shall any substitution occur later than the second anniversary of the Closing
Date) and pay the Master Servicer for deposit into the Collection Account any
Substitution Shortfall Amount (as defined in the Pooling and Servicing
Agreement) in connection therewith; provided, however, that if (i) such material
Breach or material Defect is capable of being cured but not within the Initial
Resolution Period, (ii) such material Breach or material Defect does not cause
the related Mortgage Loan not to be a "qualified mortgage" (within the meaning
of Section 860G(a)(3) of the Code), (iii) the Seller has commenced and is
diligently proceeding with the cure of such material Breach or material Defect
within the Initial Resolution Period and (iv) the Seller has delivered to the
Rating Agencies and the Trustee an Officer's Certificate that describes the
reasons that the cure was not effected within the Initial Resolution Period and
the actions that it proposes to take to effect the cure and that states that it
anticipates the cure will be effected within the additional 90-day period, then
the Seller shall have an additional 90 days to cure such material Defect or
material Breach. With respect to any substitution of one or more Qualified
Substitute Mortgage Loans for a Mortgage Loan hereunder, (A) no such
substitution may be made in any calendar month after the Determination Date for
such month; (B) scheduled payments of principal and interest due with respect to
the Qualified Substitute Mortgage Loan(s) after the related date of substitution
shall be part of the Trust Fund; and (C) scheduled payments of principal and
interest due with respect to such Qualified Substitute Mortgage Loan(s) on or
prior to the related date of substitution shall not be part of the Trust Fund,
and the Seller shall be entitled to receive such payments promptly following
receipt by the Master Servicer or Special Servicer, as applicable, under the
Pooling and Servicing Agreement.

            Any of the following will cause a document in the Mortgage File to
be deemed to have a "Defect" and to be conclusively presumed to materially and
adversely affect the interests of Certificateholders in a Mortgage Loan and to
be deemed to materially and adversely affect the interest of the
Certificateholders in and the value of a Mortgage Loan, (a) the absence from the
Mortgage File of the original signed Note, unless the Mortgage File contains a
signed lost note affidavit and indemnity; (b) the absence from the Mortgage File
of the original signed Mortgage, unless there is included in the Mortgage File a
certified copy of the Mortgage as recorded or as sent for recordation, together
with a certificate stating that the original signed Mortgage was sent for
recordation, or a copy of the Mortgage and the related recording information;
(c) the absence from the Mortgage File of the item called for by paragraph (ix)
of the definition of Mortgage File; (d) the absence from the Mortgage File of
any intervening assignments required to create an effective assignment to the
Trustee on behalf of the Trust, unless there is included in the Mortgage File a
certified copy of the intervening assignment and a certificate stating that the
original intervening assignments were sent for recordation; or (e) the absence
from the Servicer File of any required original letter of credit (as required in
the proviso to Section 1 hereof), provided that such Defect may be cured by any
substitute letter of credit or cash reserve or (f) the absence from the Mortgage
File of any required ground lease.

            Any Defect or Breach which causes any Mortgage Loan not to be a
"qualified mortgage" (within the meaning of Section 860G(a)(3) of the Code)
shall be deemed to materially and adversely affect the interest of
Certificateholders therein and the Initial Resolution Period for the affected
Mortgage Loan shall be 90 days following the earlier of the Seller's receipt of
notice pursuant to this Section 7 or its discovery of such Defect or Breach
(which period shall not be subject to extension).

            If the Seller does not, as required by this Section 7, correct or
cure a material Breach or a material Defect in all material respects within the
applicable Initial Resolution Period (as extended pursuant to this Section 7),
or if such Breach or Defect is not capable of being so corrected or cured with
such period, then the Seller shall purchase or substitute for the affected
Mortgage Loan as provided in this Section 7. If (i) any Mortgage Loan is
required to be repurchased or substituted for as provided above, (ii) such
Mortgage Loan is a Crossed Loan that is a part of a Mortgage Group (as defined
below) and (iii) the applicable Breach or Defect does not constitute a Breach or
Defect, as the case may be, as to any other Crossed Loan in such Mortgage Group
(without regard to this paragraph), then the applicable Breach or Defect, as the
case may be, will be deemed to constitute a Breach or Defect, as the case may
be, as to any other Crossed Loan in the Mortgage Group for purposes of the above
provisions, and the Seller will be required to repurchase or substitute for such
other Crossed Loan(s) in the related Mortgage Group in accordance with the
provisions of this Section 7 unless such other Crossed Loans satisfy the Crossed
Loan Repurchase Criteria (as defined in the Pooling and Servicing Agreement) and
satisfy all other criteria for substitution or repurchase of Mortgaged Property
set forth in the Pooling and Servicing Agreement. In the event that one or more
of such other Crossed Loans satisfy the Crossed Loan Repurchase Criteria, the
Seller may elect either to repurchase or substitute for only the affected
Crossed Loan as to which the related Breach or Defect exists or to repurchase or
substitute for all of the Crossed Loans in the related Mortgage Group. The
Seller shall be responsible for the cost of any Appraisal required to be
obtained by the Master Servicer to determine if the Crossed Loan Repurchase
Criteria have been satisfied, so long as the scope and cost of such Appraisal
has been approved by the Seller (such approval not to be unreasonably withheld).
For purposes of this paragraph, a "Mortgage Group" is any group of Mortgage
Loans identified as a Mortgage Group on Schedule III to this Agreement.

            Notwithstanding the foregoing, if there is a material Breach or
material Defect with respect to one or more Mortgaged Properties (but not all of
the Mortgaged Properties) with respect to a Mortgage Loan, the Seller will not
be obligated to repurchase or substitute for the Mortgage Loan if the affected
Mortgaged Property may be released pursuant to the terms of any partial release
provisions in the related Mortgage Loan Documents and the remaining Mortgaged
Property(ies) satisfy the requirements, if any, set forth in the Mortgage Loan
Documents and (i) the Seller provides an opinion of counsel to the effect that
such partial release would not cause an Adverse REMIC Event (as defined in the
Pooling and Servicing Agreement) to occur, (ii) such Seller pays (or causes to
be paid) the applicable release price required under the Mortgage Loan
Documents, and to the extent not reimbursable out of the release price pursuant
to the related Mortgage Loan Documents, together with any additional amounts
necessary to cover all reasonable out-of-pocket expenses reasonably incurred by
the Master Servicer, the Special Servicer, the Trustee or the Trust Fund in
connection therewith, including any unreimbursed advances and interest thereon
made with respect to the Mortgaged Property which, is being released and (iii)
such cure by release of such Mortgaged Property is effected within the time
periods specified for cure of a Material Breach or Material Defect in Section
2.03(b) of the Pooling and Servicing Agreement.

            The Purchase Price or Substitution Shortfall Amount for any
repurchased or substituted Mortgage Loan shall be payable to the Depositor or,
subsequent to the assignment of the Mortgage Loans to the Trustee, the Trustee
as its assignee, by wire transfer of immediately available funds to the account
designated by the Depositor or the Trustee, as the case may be, and the
Depositor or the Trustee, as the case may be, upon receipt of such funds, shall
promptly release the related Mortgage File and Servicer File or cause them to be
released, to Seller and shall execute and deliver such instruments of transfer
or assignment as shall be necessary to vest in the Seller the legal and
beneficial ownership of such Mortgage Loan (including any property acquired in
respect thereof or proceeds of any insurance policy with respect thereto) and
the related Mortgage Loan Documents.

            It is understood and agreed that the obligations of the Seller set
forth in this Section 7 to cure, substitute for or repurchase a Mortgage Loan
listed on Schedule II hereto constitute the sole remedies available to the
Depositor and its successors and assigns respecting any Breach or Defect
affecting such Mortgage Loan.

            Section 8. Crossed Loans. With respect to any Crossed Loan conveyed
hereunder, to the extent that the Seller repurchases or substitutes for an
affected Crossed Loan in the manner prescribed above while the Trustee continues
to hold any related Crossed Loans, the Seller and the Depositor (on behalf of
its successors and assigns) agree to modify upon such repurchase or
substitution, the related Loan Documents in a manner such that such affected
Crossed Loan repurchased or substituted by the Seller, on the one hand, and any
related Crossed Loans still held by the Trustee, on the other, would no longer
be cross-defaulted or cross-collateralized with one another; provided, that the
Seller shall have furnished to the Trustee, at its expense, with an Opinion of
Counsel that such modification shall not cause an Adverse REMIC Event; provided,
further, that if such Opinion cannot be furnished, the Seller and the Depositor
hereby agree that such repurchase or substitution of only the affected Crossed
Loans, notwithstanding anything to the contrary herein, shall not be permitted..
Any reserve or other cash collateral or letters of credit securing the Crossed
Loans shall be allocated between such Mortgage Loans in accordance with the
Mortgage Loan Documents. All other terms of the Mortgage Loans shall remain in
full force and effect, without any modification thereof.

            Section 9. Rating Agency Fees; Costs and Expenses Associated with a
Defeasance. The Seller shall pay all Rating Agency fees associated with an
assumption of a Mortgage Loan to the extent such fees have not been paid by the
related Borrower and such Borrower is not required to pay them under the terms
of the related Mortgage Loan Documents in effect on or before the Closing Date.
The Seller shall pay all reasonable costs and expenses associated with a
defeasance of a Mortgage Loan to the extent such costs and expenses have not
been paid by the related Borrower and such Borrower is not required to pay them
under the terms of the related Mortgage Loan Documents in effect on or before
the Closing Date.

            Section 10. Representations and Warranties of Depositor. Depositor
hereby represents and warrants to Seller as of the date hereof, as follows:

            (a) Depositor is duly organized and is validly existing as a
corporation in good standing under the laws of the State of Delaware, with full
corporate power and authority to own its assets and conduct its business as it
is conducted, and is duly qualified as a foreign corporation in good standing in
all jurisdictions in which the ownership or lease of its property or the conduct
of its business requires such qualification (except where the failure to qualify
would not have a materially adverse effect on the consummation of any
transactions contemplated by this Agreement).

            (b) The execution and delivery by Depositor of this Agreement and
the performance of Depositor's obligations hereunder are within the corporate
power of Depositor and have been duly authorized by Depositor and neither the
execution and delivery by Depositor of this Agreement nor the compliance by
Depositor with the provisions hereof, nor the consummation by Depositor of the
transactions contemplated by this Agreement, will (i) conflict with or result in
a breach of, or constitute a default under, the certificate of incorporation or
by-laws of Depositor or, after giving effect to the consents or taking of the
actions contemplated by clause (ii) of this paragraph (b), any of the provisions
of any law, governmental rule, regulation, judgment, decree or order binding on
Depositor or its properties, or any of the provisions of any material indenture
or mortgage or any other material contract or other instrument to which
Depositor is a party or by which it is bound or result in the creation or
imposition of any lien, charge or encumbrance upon any of its properties
pursuant to the terms of any such indenture, mortgage, contract or other
instrument or (ii) require the consent of or notice to, or any filing with any
person, entity or governmental body, which has not been obtained or made by
Depositor, except where, in any of the instances contemplated by clause (i)
above or this clause (ii), the failure to do so will not have a material and
adverse effect on the consummation of any transactions contemplated by this
Agreement.

            (c) This Agreement has been duly executed and delivered by Depositor
and this Agreement constitutes a legal, valid and binding instrument,
enforceable against Depositor in accordance with its terms, subject, as to the
enforcement of remedies, to applicable bankruptcy, reorganization, insolvency,
moratorium and other laws affecting the rights of creditors generally and to
general principles of equity and the discretion of the court (regardless of
whether enforcement of such remedies is considered in a proceeding in equity or
at law) and, as to rights of indemnification hereunder, subject to limitations
of public policy under applicable securities laws.

            (d) There is no litigation, charge, investigation, action, suit or
proceeding by or before any court, regulatory authority or governmental agency
or body pending or, to the knowledge of Depositor, threatened against Depositor
the outcome of which could be reasonably expected to materially and adversely
affect the consummation of any transactions contemplated by this Agreement.

            Section 11. Survival of Certain Representations, Warranties and
Covenants. The respective representations and warranties set forth in or made
pursuant to this Agreement, and the respective obligations of the parties hereto
under Sections 7 and 11 of this Agreement, will remain in full force and effect,
regardless of any investigation or statement as to the result thereof made by or
on behalf of any party and will survive payment for the various transfers
referred to herein and delivery of the Certificates or termination of this
Agreement.

            Section 12. [Reserved]

            Section 13. Expenses; Recording Costs. Seller agrees to reimburse
the Trustee or its designee all recording and filing fees incurred by the
Trustee or its designee in connection with the recording or filing of the
Mortgage Loan Documents listed in Section 3 of this Agreement. In the event
Seller elects to engage a third party contractor to prepare, complete, file and
record Assignments with respect to Mortgage Loans as provided in Section 3,
Seller shall contract directly with such contractor and shall be responsible for
such contractor's compensation and reimbursement of recording and filing fees
and other reimbursable expenses pursuant to their agreement.

            Section 14. Notices. All communications hereunder will be in writing
and effective only upon receipt, and, (a) if sent to Depositor, will be mailed,
delivered or telecopied and confirmed to it at Credit Suisse First Boston
Mortgage Securities Corp., Eleven Madison Avenue, 5th Floor, New York, New York
10010, Attention: Allan J. Baum, Telecopy No.: (212) 325-8162; and (b) if sent
to Seller, will be mailed, delivered or telecopied to it at KeyBank National
Association c/o Key Commercial Mortgage, 911 Main Street, Suite 1500, Kansas
City, Missouri 64105, Attention: E.J. Burke, Telecopy No.: (816) 460-2100 (with
a copy to Key Bank National Association, 127 Public Square, Cleveland, Ohio,
44114, Attention: Robert C. Bowes), or in the case of any such party, to such
other address or telecopy number as such party may hereafter furnish to the
other party by like notice.

            Section 15. Examination of Mortgage Files. Upon reasonable notice,
Seller, prior to the Closing Date, will make the Mortgage Files available to
Depositor or its agent for examination during normal business hours at Seller's
offices or such other location as shall otherwise be agreed upon by Depositor
and Seller. The fact that Depositor or its agent has conducted or has failed to
conduct any partial or complete examination of the Mortgage Files shall not
affect the rights of Depositor or the Trustee (for the benefit of the
Certificateholders) to demand cure, repurchase, or other relief as provided
herein.

            Section 16. Successors. This Agreement shall inure to the benefit of
and shall be binding upon Seller and Depositor and their respective successors,
permitted assigns and legal representatives, and nothing expressed in this
Agreement is intended or shall be construed to give any other person any legal
or equitable right, remedy or claim under or in respect of this Agreement, or
any provisions herein contained, this Agreement and all conditions and
provisions hereof being intended to be and being for the sole and exclusive
benefit of such persons and for the benefit of no other person; it being
understood that (a) the indemnities of Seller contained in that certain
Indemnification Agreement dated March 13, 2002 among Seller, Depositor and the
Underwriters, subject to all limitations therein contained, shall also be for
the benefit of the officers and directors of Depositor, the Underwriters and the
Initial Purchaser and any person or persons who control Depositor, the
Underwriters and the Initial Purchaser within the meaning of Section 15 of the
Securities Act or Section 20 of the 1934 Act, and (b) the rights of Depositor
pursuant to this Agreement, subject to all limitations herein contained,
including those set forth in Section 7 of this Agreement, may be assigned to the
Trustee, for benefit of the Certificateholders, as may be required to effect the
purposes of the Pooling and Servicing Agreement and, upon such assignment, the
Trustee shall succeed to such rights of Depositor hereunder, provided that the
Trustee shall have no right to further assign such rights to any other Person.
No owner of a Certificate issued pursuant to the Pooling and Servicing Agreement
shall be deemed a successor because of such ownership.

            Section 17. Governing Law. THIS AGREEMENT SHALL BE GOVERNED AND
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO
AGREEMENTS TO BE MADE AND PERFORMED ENTIRELY WITHIN SUCH STATE WITHOUT GIVING
EFFECT TO CHOICE OF LAW PRINCIPLES.

            Section 18. Severability. If any provision of this Agreement shall
be prohibited or invalid under applicable law, this Agreement shall be
ineffective only to such extent, without invalidating the remainder of this
Agreement.

            Section 19. Further Assurances. Depositor and Seller agree to
execute and deliver such instruments and take such actions as the other parties
may, from time to time, reasonably request in order to effectuate the purpose
and to carry out the terms of this Agreement.

            Section 20. Counterparts. This Agreement may be executed in
counterparts (and by each of the parties hereto on different counterparts), each
of which when so executed and delivered will be an original, and all of which
together will be deemed to constitute but one and the same instrument.

            Section 21. Treatment as Security Agreement. It is the express
intent of the parties hereto that the conveyance of the Mortgage Loans by Seller
to Depositor as provided in this Agreement be, and be construed as, a sale of
the Mortgage Loans by Seller to Depositor. It is, further, not the intention of
the parties that such conveyance be deemed a pledge of the Mortgage Loans by
Seller to Depositor to secure a debt or other obligation of Seller. However, in
the event that, notwithstanding the intent of the parties, the Mortgage Loans
are held to be property of Seller or if for any reason this Agreement is held or
deemed to create a security interest in the Mortgage Loans:

            (a) this Agreement shall hereby create a security agreement within
the meaning of Articles 8 and 9 of the Uniform Commercial Code in effect in the
applicable state;

            (b) the conveyance provided for in this Agreement shall hereby grant
from Seller to Depositor a security interest in and to all of Seller's right,
title, and interest, whether now owned or hereafter acquired, in and to:

            (i) all accounts, contract rights (including any guarantees),
      general intangibles, chattel paper, instruments, documents, money, deposit
      accounts, certificates of deposit, goods, letters of credit, advices of
      credit and investment property consisting of, arising from or relating to
      any of the property described in the Mortgage Loans, including the related
      Notes, Mortgages and title, hazard and primary mortgage insurance policies
      identified on the Mortgage Loan Schedule, including all replacement
      Mortgage Loans, and all distributions with respect thereto payable after
      the Cut-off Date;

            (ii) all accounts, contract rights, general intangibles, chattel
      paper, instruments, documents, money, deposit accounts, certificates of
      deposit, goods, letters of credit, advices of credit and investment
      property arising from or by virtue of the disposition of, or collections
      with respect to, or insurance proceeds payable with respect to, or claims
      against other persons with respect to, all or any part of the collateral
      described in (i) above (including any accrued discount realized on
      liquidation of any investment purchased at a discount), in each case,
      payable after the Cut-off Date; and

            (iii) all cash and non-cash proceeds of the collateral described in
      (i) and (ii) above payable after the Cut-off Date;

            (c) the possession by Depositor or its assignee of the Notes and
such other goods, letters of credit, advices of credit, instruments, money,
documents, chattel paper or certificated securities shall be deemed to be
possession by the secured party or possession by a purchaser or a person
designated by him or her, for purposes of perfecting the security interest
pursuant to the Uniform Commercial Code (including, without limitation, Sections
9-306, 9-313 and 9-314 thereof) as in force in the relevant jurisdiction; and

            (d) notifications to persons holding such property, and
acknowledgments, receipts, confirmations from persons holding such property,
shall be deemed to be notifications to, or acknowledgments, receipts or
confirmations from, financial intermediaries, bailees or agents of, or persons
holding for (as applicable), Depositor or its assignee for the purpose of
perfecting such security interest under applicable law. The Seller at the
direction of the Depositor or its assignee, shall, to the extent consistent with
this Agreement, take such actions as may be necessary to ensure that, if this
Agreement were deemed to create a security interest in the Mortgage Loans and
the proceeds thereof, such security interest would be a perfected security
interest of first priority under applicable law and will be maintained as such
throughout the term of this Agreement. In connection herewith, Depositor and its
assignee shall have all of the rights and remedies of a secured party and
creditor under the Uniform Commercial Code as in force in the relevant
jurisdiction.

            Section 22. Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation following the Closing
Date in all appropriate public offices for real property records in all the
counties or other comparable jurisdictions in which any or all of the properties
subject to the Mortgages are situated, and in any other appropriate public
recording office or elsewhere, such recordation to be effected by Seller at
Seller's expense at the direction of Depositor accompanied by an Opinion of
Counsel to the effect that such recordation materially and beneficially affects
the interests of Depositor.

                                      * * *

<PAGE>

            IN WITNESS WHEREOF, the parties hereto have caused this Mortgage
Loan Purchase Agreement to be duly executed and delivered as the date first
above written.

                                        KEYBANK NATIONAL ASSOCIATION,
                                        as Seller

                                        By: ___________________________________
                                            Name:
                                            Title:

                                        CREDIT SUISSE FIRST BOSTON MORTGAGE
                                        SECURITIES CORP.,
                                        as Depositor

                                        By: ___________________________________
                                            Name:
                                            Title:

<PAGE>

                                                                      SCHEDULE I

                          SCHEDULE OF TRANSACTION TERMS

            This Schedule of Transaction Terms is appended to and incorporated
by reference in the Mortgage Loan Purchase Agreement (the "Agreement"), dated as
of March 1, 2002, between KeyBank National Association (the "Seller") and Credit
Suisse First Boston Mortgage Securities Corp. (the "Depositor"). Capitalized
terms used herein without definition have the meanings given them in or by
reference in the Agreement or, if not defined in the Agreement, in the Pooling
and Servicing Agreement.

            "Affiliate" means with respect to any specified Person, any other
Person controlling or controlled by or under common control with such specified
Person.

            "Borrower" means the borrower under the Mortgage Loan.

            "Certificate Purchase Agreement" means the Certificate Purchase
Agreement, dated March 13, 2002, between Depositor and the Initial Purchaser.

            "Certificates" means each class of the Credit Suisse First Boston
Mortgage Securities Corp. Commercial Mortgage Pass-Through Certificates, Series
2002-CKP1.

            "Closing Date" means March 26, 2002.

            "Code" means the Internal Revenue Code of 1986, as amended.

            "Crossed Loan" means any Mortgage Loan which is cross-defaulted and
cross-collateralized with any other Mortgage Loan.

            "Cut-off Date" means, the applicable Due Date for each Mortgage Loan
occurring in March 2002.

            "Environmental Report" means the environmental audit report with
respect to each Mortgaged Property delivered to Seller in connection with the
related Mortgage, if any.

            "Exception Report" means exceptions with respect to the
representations and warranties made by the Seller as to the Mortgage Loans in
Section 6(a)(xii) and under the written certificate described in Section
4(b)(iii), which exceptions are set forth in Schedule V attached hereto and made
a part hereof.

            "Initial Purchaser" means Credit Suisse First Boston Corporation.

            "Loan Agreement" means, with respect to any Mortgage Loan, the loan
agreement, if any, between the Mortgage Loan Originator and the Borrower,
pursuant to which such Mortgage Loan was made.

            "Mortgage File" means, collectively, the documents and instruments
pertaining to a Mortgage Loan required to be included in the related Mortgage
File pursuant to Section 3 (subject to the proviso in Section 1).

            "Mortgage Loan Documents" means, collectively, the documents and
instruments pertaining to a Mortgage Loan to be included in either the related
Mortgage File or the related Servicer File.

            "Mortgage Loan Originator" means any institution which originated a
Mortgage Loan for a related Borrower.

            "Mortgage Loan Purchase Price" means the amount described in Section
2 of the Agreement.

            "Mortgage Loans" means the mortgage loans to be sold to Depositor
pursuant to the Agreement, specifically identified in Schedule II to the
Agreement.

            "Offered Certificates" means the Class A-1, Class A-2, Class A-3,
Class B, Class C, Class D and Class E Certificates.

            "Offering Circular" means the confidential offering circular dated
March 13, 2002, describing certain classes of the Certificates.

            "Pooling and Servicing Agreement" means the Pooling and Servicing
Agreement creating the Trust Fund and the interests therein, dated as of March
1, 2002, among the Master Servicer, the Special Servicer, Depositor and the
Trustee, including the Mortgage Loan Schedule annexed thereto.

            "Primary Collateral" means with respect to any Crossed Loan, that
portion of the Mortgaged Property designated as directly securing such Crossed
Loan and excluding any Mortgaged Property as to which the related lien may only
be foreclosed upon by exercise of the cross-collateralization provisions of such
Crossed Loan.

            "Prospectus" means the Prospectus, dated December 19, 2001.

            "Prospectus Supplement" means the Prospectus Supplement, dated March
13, 2002, relating to the Offered Certificates.

            "Servicer File" means, collectively, all documents, records and
copies pertaining to a Mortgage Loan listed on Schedule II which are required to
be included in the related Servicer File pursuant to Section 3 (subject to the
proviso in Section 1).

            "Underwriters" means Credit Suisse First Boston Corporation,
McDonald Investments Inc., PNC Capital Markets, Inc. and Goldman, Sachs & Co.

            "Underwriting Agreement" means the Underwriting Agreement, dated
March 13, 2002, between Depositor and the Underwriters.

<PAGE>

                                                                     SCHEDULE II

                    MORTGAGE LOAN SCHEDULE FOR KEYBANK LOANS

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP.
COMMERCIAL MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2002-CKP1

<TABLE>
<CAPTION>

 #    CROSSED   PROPERTY NAME
---   -------   -------------
<S>     <C>     <C>
  1             Metroplex West
  2             300 M Street Office Building
  3             The Shops at Deerfield Square
  4             LOCKE SOVRAN PORTFOLIO
 4A             Uncle Bob's Self Storage
 4B             Security Self Storage
 4C             Security Self Storage
 4D             Central Self Storage
 4E             Mini-Stor Self Storage
 4F             Uncle Bob's Self Storage
 4G             Central Self Storage
 4H             Uncle Bob's Self Storage
 4I             Uncle Bob's Self Storage
 4J             Central Self Storage
 4K             Security Self Storage
 4L             Uncle Bob's Self Storage
 4M             Uncle Bob's Self Storage
 4N             Central Self Storage
 4O             Saco Self Storage
 4P             Central Self Storage
 4Q             Uncle Bob's Self Storage
 4R             Central Self Storage
 4S             Uncle Bob's Self Storage
 4T             Central Self Storage
 4U             Central Self Storage
 4V             Security Self Storage
 4W             Security Self Storage
 4X             Central Self Storage
 4Y             Dor-Co Self Storage
 4Z             Central Self Storage
4AA             Central Self Storage
  5     (A)     Tuttle Crossing
  6     (A)     Western Hills Marketplace
  7     (A)     Montgomery Crossing
  8             Park Center Office Building
  9             Oak Ridge Office Portfolio
 10             Clopper Road Portfolio
 11             Bridgepark Shopping Center
 12             The Summit - Phase II
 13             130 Fifth Avenue
 14             Colonial Grand  @ Bayshore
 15             Raytheon Building
 16             Nancy Ridge Technology Center
 17             Spradlin Farm Shopping Center
 18             Bay Point Apartments
 19             Chaparral Apartments
 20             Seville Place Apartments
 21             The Piccard Building
 22             The Leeward Apartments
 23             Plantation Point Plaza
 24             Park Hamilton Apartments
 25             Ridge Park Square
 26             The Fox Chase Apartments
 27             Honeywell Building
 28             Brookwood Village Townhouses
 29             Lattimore Medical Building
 30             The Medical Pavilion
 31             Findlay Tall Timbers
 32             Walnut Grove Plaza Shopping Center
 33             Bruton Oaks Apartments
 34             Country Creek Apartments
 35             Tower Office Plaza 1
 36             Versailles Apartments
 37             Highland Road Village I & II
 38             Cherokee Commons Shopping Center
 39             Willow Lake West Shopping Center
 40             Germantown Technology Center
 41             Royal Oaks Manor Apartments
 42             Dimond Shopping Center
 43             Darrow Place Apartments
 44             Stewart's Landing Apartments
 45             Natomas Self Storage
 46             Pine Creek Apartments
 47             Kingston Square Apartments
 48             Chapel Ridge of Emporia Apartments
 49             Pine Tree Park Apartments
 50             Kimball Square Apartments
 51             Oak Valley Apartments
 52             Franklin Marketplace Shopping Center
 53             Fairways Office Center
 54             Red Sierra Drive Apartments
 55             Chapel Ridge Apartments of Haysville
 56             North Port Shopping Center
 57             Hazleton Apartments
 58             Best Buy Store #422-Richmond
 59             Katella Plaza
 60             Village Square Apartments
 61             Water Street Plaza
 62             Apple Creek Apartments
 63             Madison on Dietrich Apartments
 64             Cornerstone Court West
 65             Highlands Business Center I and II
 66             St. Augustine Apartments
 67             Fisher's Mercantile Center
 68             Baric Commons Apartments
 69             Chapman Restaurants
 70             Deer Run Apartments
 71             Montgomery North Medical Center
 72             Breckenridge Apartments
 73             Walgreens Drug Store-Scherville
 74             Landmark Apartments
 75             Walgreens Drug Store-Wichita
 76             Silverwood Apartments
 77             Walgreens Drug Store-Greenwood
 78             Walgreens Plaza-Peabody
 79             Walgreens Drug Store-Bartlett
 80             Matador Villa Apartments
 81             Colonial Village Apartments
 82             Kendall Apartments
 83             Terrace Park & Cancer Care Medical Office
 84             Superior Self Storage
 85             Dancea Apartments
 86             Trail Commerce Center
 87             Newhall Avenue Apartments
 88             Walgreens Drug Store-Indianapolis
 89             The 1800 Building
 90             South Wales Mini Storage
 91             Springwood Apartments
 92             Best Buy-Joplin
 93             Scott Plaza Apartments
 94             Walgreens Drug Store-Lenoir City
 95             Central Park Apartments
 96             The Bungalows
 97             Chicago Heights Apartments
 98             Barry Towne Shopping Center
 99             Indian Ridge Apartments
100             Metroplaza Shopping Center
101             The Design Center
102             Bartlett Apartments
103             Spring Hollow Apartments
104             Heights Plaza Apartments
105             Crystal Lake Townhomes
106             Plaza South Shopping Center
107             Northern Passage Building
108             Oaks of Ashford Point II Apartments
109             Century Plaza Office Building
110             Regency Oaks Apartments
111             Park High Apartments
112             Indian Park Plaza
113             Hoffner/Airport Office Center
114             Cherry Estates Mobile Home Park
115     (B)     Hawthorne Apartments
116     (B)     Pinecrest Apartments
117             Ingleside Quarters
118             Silver Lake Mobile Home Park
119             Linden Place Apartments
120             Bethel of Gardner
121             4402 Swiss Avenue
122             300 Ed Wright Lane
123             Todd Investments
124             Kingwood Loop 494 Shopping Center
125             Leisure Days RV Resort
126             Fox Chase Park Apartments
127             Shadow Ridge Mobile Home Park
128             Alhambra Business Center - Phase II
129             18000 Encino Plaza
130             Shady Acres Mobile Home Park
131             Willow Brook Apartments
132             Chapel Ridge Apartments, Phase I
133             Tempe Professional Plaza
134             Villa Park Mobile Home Park
135             Louetta Plaza
136             Suffolk Pines Mobile Home Park
137             Washington Square
138             Chapel Ridge Apartments, Phase II
139             Admiral Manufactured Housing Community and Self Storage
140             Blonde (Quality) Apartments
141             Ardmore Self-Service Storage
142             Ridgefield Bank
143             North Reading Shopping Center
144             Fredricksburg Apartments
145             Bancroft Court Apartments
146             Bell Plaza
147             Cheyenne Apartments
148             Willow Ridge Apartments
149             Rose Meadows Apartments
150             734 Lancaster Avenue
151             Kingston Court Apartments
152             Bishop Court Apartments
153             Mesa Verde Mobile Home Park
154             Valley View Shopping Center
155             Amber Woods Apartments
156             West Queen Garden Apartments

<CAPTION>

                                                                                                                 ZIP     MORTGAGE
 #                                      ADDRESS                                            CITY        STATE    CODE   LOAN SELLER
---                                     -------                                            ----        -----    ----   -----------
<S>   <C>                                                                         <C>                   <C>    <C>       <C>
  1   Chemical Road and Germantown Pike                                           Plymouth Meeting      PA     19462     Column
  2   300 M Street, SE                                                            Washington            DC     20003     Column
  3   740 Waukegan Road                                                           Deerfield             IL     60015       Key
  4                                                                                                                        PNC
 4A   19200 Neff Road                                                             Cleveland             OH     44119
 4B   73 Pleasant Street                                                          Dracut                MA     01826
 4C   114 Pleasant Valley                                                         Methuen               MA     01844
 4D   6250 Westward                                                               Houston               TX     77081
 4E   6 Washington Circle                                                         Sandwich              MA     02563
 4F   1725 Roswell Road                                                           Marietta              GA     30062
 4G   2233 Franklin Drive                                                         Mesquite              TX     75150
 4H   4311 Samuel Boulevard                                                       Dallas                TX     75228
 4I   10114 Old Katy Road                                                         Houston               TX     77043
 4J   10640 Hempstead Road                                                        Houston               TX     77092
 4K   7437 Garners Ferry Road                                                     Columbia              SC     29209
 4L   191 Salem Church Road                                                       Harrisburg            PA     17055
 4M   3787 Elm Road North East                                                    Warren                OH     44483
 4N   15300 Kuykendahl                                                            Houston               TX     77090
 4O   6 Industrial Park Road                                                      Saco                  ME     04072
 4P   920 Highway 80 East                                                         Mesquite              TX     75149
 4Q   11670 Airline Highway                                                       Baton Rouge           LA     70816
 4R   9951 Harwin Drive                                                           Houston               TX     77066
 4S   3343 Southwest  Military Drive                                              San Antonio           TX     78211
 4T   1606 Plantation Road                                                        Dallas                TX     75235
 4U   3540 Hunt Lane                                                              San Antonio           TX     78227
 4V   1320 Georgia Highway 40 East                                                Kingsland             GA     31548
 4W   600 Cannon Road                                                             Myrtle Beach          SC     29577
 4X   8450 Cook Road                                                              Houston               TX     77072
 4Y   430 Spencer Street                                                          Syracuse              NY     13204
 4Z   14318 Highway 249                                                           Houston               TX     77086
4AA   8801 Boone Road                                                             Houston               TX     77099
  5   5700-5840, 5930 Britton Parkway                                             Columbus              OH     43016       Key
  6   N/W/C of Glenway Avenue & Glencrossing Way                                  Cincinnati            OH     45238       Key
  7   Fields Ertel Road and Montgomery Road                                       Cincinnati            OH     45249       Key
  8   2400 Dallas Parkway                                                         Plano                 TX     75093     Column
  9   151 Lafayette Drive and 1055, 1060, 1009, 1093 & 1099 Commerce Park Drive   Oak Ridge             TN     37830     Column
 10   1201, 930 and 940 Clopper Road                                              Gaithersburg          MD     20878     Column
 11   27702 Crown Valley Parkway                                                  Ladera Ranch          CA     92694     Column
 12   275 Summit Boulevard                                                        Birmingham            AL     35243     Column
 13   130 Fifth Avenue                                                            New York              NY     10011     Column
 14   4148 53Rd Avenue                                                            Bradenton             FL     34210       PNC
 15   2101 El Segundo Boulevard                                                   El Segundo            CA     90245       Key
 16   6310-6330 Nancy Ridge Drive And 6350-6370 Nancy Ridge Drive                 San Diego             CA     92121       PNC
 17   Us Highway 460 At Spradlin Farm Drive                                       Christiansburg        VA     24073       PNC
 18   1802 Ennis Joslin Road                                                      Corpus Christi        TX     78412       PNC
 19   601 East Rosery Road                                                        Largo                 FL     33770     Column
 20   3124 North Pine Hills Road                                                  Orlando               FL     32808     Column
 21   1390 Piccard Drive                                                          Rockville             MD     20850     Column
 22   444 East Medical Center Boulevard                                           Webster               TX     77598       PNC
 23   1201-1297 38th Avenue North                                                 Myrtle Beach          SC     29577     Column
 24   5900 Park Hamilton Boulevard                                                Orlando               FL     32808     Column
 25   NWQ Ridge Road & I-480                                                      Brooklyn              OH     44144       Key
 26   1920 West Tarrant Road                                                      Grand Prairie         TX     75050       PNC
 27   135 West Forest Hill Avenue                                                 Oak Creek             WI     53154       PNC
 28   5150 Henderson Road                                                         Millcreek Township    PA     16509       PNC
 29   125 Lattimore Road                                                          Rochester             NY     14620       Key
 30   34503-9th Avenue South                                                      Federal Way           WA     98003       Key
 31   6000 Fostoria Avenue & 2001 Industrial Drive                                Findlay               OH     45839       Key
 32   4951 South 155th Street                                                     Omaha                 NE     68135       Key
 33   9901 Bruton Road                                                            Dallas                TX     75217       Key
 34   1702 Jupiter Road                                                           Garland               TX     75042       PNC
 35   27555 Ynez Road                                                             Temecula              CA     92591       PNC
 36   18130 South Kedzie Avenue                                                   Hazel Crest           IL     60429     Column
 37   2704 South Cockrell Hill Road                                               Dallas                TX     75211     Column
 38   6192 Highway 92                                                             Acworth               GA     30102     Column
 39   2902 West 86Th Street                                                       Indianapolis          IN     46260       PNC
 40   20271 Goldenrod Lane                                                        Germantown            MD     20876       PNC
 41   602 West Pioneer Parkway                                                    Grand Prairie         TX     75051     Column
 42   601 East Dimond Boulevard                                                   Anchorage             AK     99518       Key
 43   238 Darrow Drive                                                            Edinboro              PA     16412       PNC
 44   3002 69th Street                                                            Galveston             TX     77551     Column
 45   2640 El Centro Road                                                         Sacramento            CA     95833       Key
 46   470 Maxey Road                                                              Houston               TX     77013     Column
 47   6315 Kingston Pike                                                          Knoxville             TN     37919     Column
 48   3601 West 18Th Avenue                                                       Emporia               KS     66801       PNC
 49   806-840 Hazel Street North                                                  St. Paul              MN     55119       Key
 50   4542 Kiest Blvd.                                                            Dallas                TX     75236       Key
 51   708 Woodard Way                                                             Arlington             TX     76011     Column
 52   1017-1031 Center Point Place Road                                           Franklin              TN     37064       Key
 53   28470 Thirteen Mile Road                                                    Farmington Hills      MI     48334       PNC
 54   6520 Red Sierra Drive                                                       Fort Worth            TX     76112     Column
 55   235 South Jane Street                                                       Haysville             KS     67060       PNC
 56   101 West Seven Hills Road                                                   Port Washington       WI     53074     Column
 57   701 West 24Th Street                                                        Hazle Township        PA     18201       PNC
 58   1560 Dager Center Boulevard                                                 Richmond              VA     23235       Key
 59   215-317 East Katella Avenue                                                 Orange                CA     92867       PNC
 60   17150 Meyers Road                                                           Detroit               MI     48226     Column
 61   126-138 West Water Street                                                   Santa Fe              NM     87501     Column
 62   4548 South Elm Place                                                        Broken Arrow          OK     74011       PNC
 63   4619 Dietrich Road                                                          San Antonio           TX     78219     Column
 64   5960 Cornerstone Court West                                                 San Diego             CA     92121       PNC
 65   40880-B, 40935, 40945 County Center Drive                                   Temecula              CA     92591       PNC
 66   1198 North St. Augustine Road                                               Dallas                TX     75217     Column
 67   16111 Southeast McGillivray Boulevard                                       Vancouver             WA     98684     Column
 68   232 East 121st Place                                                        Chicago               IL     60628     Column
 69   11757, 12001, 12007 & 12011 Harbor Boulevard                                Garden Grove          CA     92840     Column
 70   13615 White Avenue                                                          Grandview             MO     64030       PNC
 71   10600 North Montgomery Road                                                 Cincinnati            OH     45242       PNC
 72   4323, 4510 & 4530 North Division Street                                     Davenport             IA     52806     Column
 73   651 U.S. Highway 30                                                         Schererville          IN     46375       Key
 74   344 Richland Drive                                                          Waco                  TX     76710     Column
 75   1625 Webb Road                                                              Wichita               KS     67208       Key
 76   625 Green Wave Drive                                                        Gallatin              TN     37066     Column
 77   720 S. State Road 135                                                       Greenwood             IN     46143       Key
 78   229 Andover Street                                                          Peabody               MA     01960       Key
 79   6565 St. Elmo Road                                                          Bartlett              TN     38134       Key
 80   9721 Picador Drive                                                          St. Louis             MO     63136     Column
 81   400 Westside Boulevard                                                      Houma                 LA     70364     Column
 82   Multiple Addresses                                                          Davenport             IA     52806     Column
 83   1818, 1826, & 1810 E. 15th Street                                           Tulsa                 OK     74137       Key
 84   8960 Calvine Road                                                           Elk Grove             CA     95829       Key
 85   611-631 North West 177th Street                                             Miami                 FL     33169     Column
 86   3500 45th Street                                                            West Palm Beach       FL     33407     Column
 87   24856-82 Newhall Avenue                                                     Newhall               CA     91321     Column
 88   455 East Elper Avenue                                                       Indianapolis          IN     46227       Key
 89   1800 West 213Th Street                                                      Torrance              CA     90501       PNC
 90   1429 Old Bridge Road                                                        Amissville            VA     20106       Key
 91   2340 Hurley Way                                                             Sacramento            CA     95825       Key
 92   3117 Turkey Creek Boulevard                                                 Joplin                MO     64801       Key
 93   9703 Scott Street                                                           Houston               TX     77051     Column
 94   350 Highway 321 North                                                       Lenoir City           TN     37771       Key
 95   2300 D Street                                                               Anchorage             AK     99503       Key
 96   7204 Gaston Avenue                                                          Dallas                TX     75214       Key
 97   450-484 West 16th Street                                                    Chicago Heights       IL     60411     Column
 98   8401 North Madison                                                          Kansas City           MO     64118       PNC
 99   3706 West 8th Street                                                        Dallas                TX     75211     Column
100   714-780 South La Brea Avenue                                                Los Angeles           CA     90036     Column
101   10816 Millington Court                                                      Blue Ash              OH     45242       PNC
102   3-15 April Lane and 64-66 Perry Avenue                                      Norwalk               CT     06851       Key
103   4803 And 4804 Loyola                                                        Austin                TX     78723       PNC
104   205 Heights Boulevard                                                       Houston               TX     77007     Column
105   3801-4215 Palladium Drive                                                   Greensboro            NC     27410     Column
106   805-829 South Tennessee Boulevard                                           Murfreesboro          TN     37130       PNC
107   3302 Fuhrman Avenue East                                                    Seattle               WA     98102     Column
108   13103 Ashford Point Drive                                                   Houston               TX     77082       PNC
109   211 Century Drive                                                           Greenville            SC     29607     Column
110   2121 Handley Drive                                                          Fort Worth            TX     76112     Column
111   13824-13836 John R Road & 127-255 Gerald Street                             Highland Park         MI     48203     Column
112   6601 West Indian School Road                                                Phoenix               AZ     85033     Column
113   5448 Hoffner Avenue                                                         Orlando               FL     32812     Column
114   8300 Cherry Avenue                                                          Fontana               CA     92335     Column
115   45 Hawthorne Street                                                         Bristol               CT     06010     Column
116   288 Pine Street                                                             Bristol               CT     06010     Column
117   330 Ingleside Drive                                                         Baton Rouge           LA     70806       PNC
118   7333 Pine Forest Road                                                       Pensacola             FL     32526     Column
119   909 North Linden Street                                                     Muncie                IN     47303     Column
120   375 North Pine Street                                                       Gardner               KS     66030       PNC
121   4322, 4402 and 4414 Swiss Avenue                                            Dallas                TX     75204     Column
122   300 Ed Wright Lane                                                          Newport News          VA     23606     Column
123   382-390 Farmington Avenue and 503 New Britain Avenue                        Hartford              CT     06105     Column
124   22704 Loop 494                                                              Houston               TX     77339     Column
125   34533 Leisure Days Drive                                                    Zephyrhills           FL     33541     Column
126   307-309 Hoffnagle Street & 8248-8250 Rockwell Avenue                        Philadelphia          PA     19111     Column
127   8595 North 71st Avenue                                                      Glendale              AZ     85301     Column
128   4851 North West 79 Avenue                                                   Miami                 FL     33166     Column
129   18000 Ventura Boulevard                                                     Encino                CA     91316     Column
130   42 Miry Brook Road                                                          Danbury               CT     06810     Column
131   120 Atlantic Avenue                                                         Long Branch           NJ     07740     Column
132   160 Morphew Road                                                            Hot Springs           AR     71913       PNC
133   6101 South Rural Road                                                       Tempe                 AZ     85283     Column
134   410 East 23rd Street                                                        Roswell               NM     88201     Column
135   12603 Louetta Road                                                          Houston               TX     77070     Column
136   620 Montauk Highway                                                         Westhampton Beach     NY     11978     Column
137   6010 Washington Avenue                                                      Houston               TX     77007     Column
138   160 Morphew Road                                                            Hot Springs           AR     71913       PNC
139   8121 Lillian Highway                                                        Pensacola             FL     32506     Column
140   1616, 1620, 1630 & 1634 West 42nd Street                                    Davenport             IA     52806     Column
141   1900 Veterans Boulevard                                                     Ardmore               OK     73401     Column
142   941 Danbury Road                                                            Wilton                CT     06897     Column
143   6 Washington Street                                                         North Reading         MA     01864     Column
144   950 West Kiest Boulevard                                                    Dallas                TX     75224     Column
145   6420-6506 Park Heights Avenue                                               Baltimore             MD     21215     Column
146   1799 North State Road 7                                                     Margate               FL     33063     Column
147   4406 North Division Street & 4307 & 4311 Cheyenne Avenue                    Davenport             IA     52806     Column
148   6509 & 6520 Pitts Boulevard                                                 North Ridgeville      OH     44039     Column
149   7925 Streamside Drive                                                       Houston               TX     77088     Column
150   734 Lancaster Avenue                                                        Radnor                PA     19087     Column
151   120 South Church Avenue                                                     Tampa                 FL     33609     Column
152   901-907 North Bishop Avenue                                                 Dallas                TX     75208     Column
153   3003 Hualapai Mountain Road                                                 Kingman               AZ     86401     Column
154   2926 Valley View Lane                                                       Farmers Branch        TX     75234     Column
155   2506 Stadium Drive                                                          Phenix City           AL     36867     Column
156   1718 17th Avenue                                                            Albany                OR     97321     Column

<CAPTION>
                                                                                                          UNITS/
                    NET                                     REM.        ORIG     REM.                   SQ. FT./
      MORTGAGE   MORTGAGE    ORIGINAL       CUT-OFF       TERM TO      AMORT.   AMORT.     MONTHLY       ROOMS/
 #      RATE       RATE       BALANCE     BALANCE (1)   MATURITY (2)    TERM     TERM    PAYMENT (3)      PADS
---     ----       ----       -------     -----------   ------------    ----     ----    -----------      ----
<S>   <C>        <C>        <C>            <C>              <C>         <C>       <C>      <C>           <C>
  1   7.2500%    7.1977%    $65,500,000   $65,294,018       116         360       356      $446,825      477,461
  2   7.2500%    7.1977%    $53,000,000   $52,801,908       115         360       355      $361,553      279,381
  3   7.1200%    7.0677%    $50,000,000   $50,000,000       120         360       360      $336,691      237,079
  4   7.1900%    7.1077%    $48,000,000   $48,000,000       120         300       300      $345,094
 4A                                                                                                      74,882
 4B                                                                                                      46,126
 4C                                                                                                      41,040
 4D                                                                                                      124,674
 4E                                                                                                      39,000
 4F                                                                                                      59,450
 4G                                                                                                      81,973
 4H                                                                                                      79,046
 4I                                                                                                      52,860
 4J                                                                                                      108,839
 4K                                                                                                      72,976
 4L                                                                                                      59,450
 4M                                                                                                      60,200
 4N                                                                                                      108,318
 4O                                                                                                      53,750
 4P                                                                                                      63,240
 4Q                                                                                                      71,920
 4R                                                                                                      77,454
 4S                                                                                                      48,782
 4T                                                                                                      61,520
 4U                                                                                                      64,475
 4V                                                                                                      66,837
 4W                                                                                                      61,510
 4X                                                                                                      61,275
 4Y                                                                                                      34,350
 4Z                                                                                                      57,279
4AA                                                                                                      51,200
  5   7.3600%    7.3077%    $18,240,000   $18,159,078       114         360       354      $125,793      185,718
  6   7.3600%    7.3077%    $12,400,000   $12,344,987       114         360       354      $85,517       127,541
  7   7.3600%    7.3077%    $4,320,000    $4,300,834        114         360       354      $29,793       89,656
  8   7.5000%    7.4477%    $33,000,000   $32,896,136       117         312       309      $240,704      234,951
  9   7.8100%    7.7577%    $31,500,000   $29,428,137       127         300       247      $239,171      413,965
 10   7.4000%    7.3477%    $28,250,000   $28,201,325       118         360       358      $195,597      197,292
 11   7.1250%    7.0727%    $23,500,000   $23,424,249       116         360       356      $158,324      100,918
 12   7.3500%    7.2977%    $21,500,000   $21,421,366       115         360       355      $148,129      103,924
 13   7.0200%    6.9677%    $21,000,000   $20,930,893       116         360       356      $139,996      120,000
 14   6.8500%    6.7477%    $20,240,000   $20,171,135       116         360       356      $132,624        376
 15   7.4800%    7.4277%    $19,384,000   $19,345,706       118         300       298      $137,922      112,695
 16   7.4900%    7.3577%    $19,300,000   $19,277,617       119         360       359      $134,816      176,710
 17   7.2500%    7.1677%    $17,750,000   $17,729,004       119         360       359      $121,086      177,732
 18   6.8500%    6.7477%    $17,680,000   $17,635,029       117         360       357      $115,850        350
 19   6.9800%    6.9277%    $17,500,000   $17,441,956       116         360       356      $116,193        444
 20   7.0400%    6.9877%    $13,000,000   $12,949,167       115         360       355      $86,839         444
 21   7.5000%    7.4477%    $12,730,000   $12,684,941       115         360       355      $89,010       100,579
 22   7.0200%    6.9177%    $12,000,000   $11,952,876       115         360       355      $79,998         256
 23   7.1300%    7.0777%    $11,600,000   $11,600,000       117         360       360      $78,191       112,747
 24   7.0400%    6.9877%    $11,000,000   $10,956,988       115         360       355      $73,479         330
 25   7.2000%    7.1477%    $10,800,000   $10,780,786       118         360       358      $73,309       103,368
 26   6.9700%    6.8877%    $10,400,000   $10,374,163       117         360       357      $68,982         260
 27   7.4100%    7.2977%    $9,700,000    $9,700,000        120         360       360      $67,227       150,000
 28   7.0000%    6.9177%    $8,571,000    $8,542,683        116         360       356      $57,023         124
 29   7.2900%    7.2377%    $8,500,000    $8,480,179        117         360       357      $58,216       78,364
 30   7.3300%    7.2777%    $8,300,000    $8,300,000        120         360       360      $57,072       51,465
 31   7.2500%    7.1977%    $8,325,000    $8,295,226        117         300       297      $60,174       557,921
 32   7.3400%    7.2877%    $8,200,000    $8,185,735        118         360       358      $56,440       111,445
 33   7.2700%    7.2177%    $8,000,000    $7,985,926        118         360       358      $54,683         304
 34   7.0000%    6.9177%    $7,800,000    $7,774,230        116         360       356      $51,894         296
 35   7.4000%    7.2677%    $7,711,000    $7,697,714        118         360       358      $53,389       72,514
 36   7.3700%    7.3177%    $7,600,000    $7,576,662         56         360       356      $52,465         276
 37   6.8100%    6.7577%    $7,500,000    $7,474,281        116         360       356      $48,944         332
 38   7.2500%    7.1977%    $7,200,000    $7,173,089        115         360       355      $49,117       103,736
 39   7.1300%    7.0477%    $7,160,000    $7,160,000        120         300       300      $51,201       52,961
 40   7.1500%    7.0177%    $6,950,000    $6,933,337        117         360       357      $46,941       67,619
 41   6.9000%    6.8477%    $6,875,000    $6,840,240        116         300       296      $48,153         276
 42   7.2500%    7.1977%    $6,450,000    $6,419,140        116         300       296      $46,621       82,117
 43   7.0000%    6.9177%    $6,400,000    $6,374,760        115         360       355      $42,579         142
 44   7.0000%    6.9477%    $6,160,000    $6,135,706        115         360       355      $40,983         216
 45   7.1000%    7.0477%    $6,024,000    $6,009,414        117         360       357      $40,483       95,779
 46   7.0200%    6.9677%    $5,600,000    $5,581,571        116         360       356      $37,332         300
 47   7.0000%    6.9477%    $5,300,000    $5,279,098        115         360       355      $35,261         228
 48   7.0000%    6.9177%    $5,100,000    $5,093,836        179         360       359      $33,930         128
 49   7.0800%    6.9777%    $5,000,000    $4,991,939        119         300       299      $35,595         199
 50   7.3300%    7.2777%    $4,875,000    $4,867,304        119         300       299      $35,488         232
 51   7.0000%    6.9477%    $4,850,000    $4,830,873        115         360       355      $32,267         188
 52   7.2200%    7.1677%    $4,700,000    $4,691,665        118         360       358      $31,967       78,830
 53   7.1000%    7.0177%    $4,645,000    $4,633,753        117         360       357      $31,216       36,576
 54   7.1400%    7.0877%    $4,600,000    $4,578,616        114         360       354      $31,038         135
 55   7.0000%    6.8677%    $4,496,000    $4,484,896        177         360       357      $29,912         128
 56   7.4600%    7.3877%    $4,500,000    $4,477,932        113         360       353      $31,341       67,181
 57   7.0000%    6.8677%    $4,500,000    $4,472,812        115         300       295      $31,805         236
 58   7.4900%    7.4377%    $4,400,000    $4,400,000        144         360       360      $30,735       44,276
 59   7.2500%    7.1177%    $4,250,000    $4,242,499        118         360       358      $28,992       62,283
 60   7.2500%    7.1977%    $4,220,000    $4,200,834        114         360       354      $28,788         190
 61   8.2500%    8.1977%    $4,160,000    $4,138,449        111         360       351      $31,253       15,722
 62   6.9900%    6.9077%    $3,900,000    $3,881,288        114         360       354      $25,921         124
 63   6.9000%    6.8477%    $3,900,000    $3,880,282        116         300       296      $27,316         172
 64   7.4000%    7.2677%    $3,803,000    $3,798,557        119         360       359      $26,331       28,231
 65   7.3500%    7.2177%    $3,750,000    $3,743,487        118         360       358      $25,836       68,066
 66   6.7000%    6.6477%    $3,750,000    $3,736,862        116         360       356      $24,198         200
 67   7.7200%    7.6677%    $3,700,000    $3,682,905        113         360       353      $26,431       36,014
 68   7.5500%    7.4977%    $3,500,000    $3,483,184        113         360       353      $24,592         141
 69   7.2500%    7.1977%    $3,400,000    $3,392,008        117         360       357      $23,194       29,400
 70   7.0000%    6.8677%    $3,200,000    $3,188,093        117         300       297      $22,617         124
 71   7.2500%    7.1677%    $3,184,000    $3,180,234        119         360       359      $21,720       24,541
 72   7.5500%    7.4977%    $3,120,000    $3,106,711        114         360       354      $21,922         120
 73   7.2500%    7.1977%    $3,054,000    $3,044,396        116         360       356      $20,834       15,120
 74   7.2400%    7.1877%    $3,050,000    $3,032,435        112         360       352      $20,786         152
 75   7.2500%    7.1977%    $3,031,000    $3,019,671        115         360       355      $20,677       15,120
 76   7.6500%    7.5977%    $3,025,000    $3,009,190        112         360       352      $21,463         112
 77   7.2500%    7.1977%    $2,992,500    $2,983,089        116         360       356      $20,414       15,120
 78   7.2500%    7.1977%    $2,950,000    $2,939,449        117         300       297      $21,323       25,230
 79   7.2500%    7.1977%    $2,949,000    $2,937,978        115         360       355      $20,117       14,490
 80   7.3700%    7.3177%    $2,875,000    $2,858,939        112         360       352      $19,847         176
 81   7.2100%    7.1577%    $2,850,000    $2,839,255        115         360       355      $19,365         123
 82   7.6900%    7.6377%    $2,800,000    $2,788,430        114         360       354      $19,944         96
 83   7.2500%    7.1977%    $2,740,000    $2,730,200        117         300       297      $19,805       23,326
 84   7.1500%    7.0977%    $2,725,000    $2,718,467        117         360       357      $18,405       66,950
 85   7.5000%    7.4477%    $2,600,000    $2,592,220        116         360       356      $18,180         112
 86   7.5800%    7.5277%    $2,600,000    $2,582,737        114         300       294      $19,349       79,278
 87   7.6000%    7.5477%    $2,560,000    $2,546,458        112         360       352      $18,076         63
 88   7.2500%    7.1977%    $2,536,875    $2,528,897        116         360       356      $17,306       15,120
 89   7.6600%    7.5277%    $2,515,000    $2,510,842        118         360       358      $17,862       19,544
 90   7.3000%    7.1977%    $2,500,000    $2,496,044        119         300       299      $18,151       70,853
 91   6.9500%    6.8977%    $2,433,000    $2,426,932        117         360       357      $16,105         60
 92   7.2400%    7.1877%    $2,355,000    $2,348,916        118         300       298      $17,007       30,157
 93   7.1000%    7.0477%    $2,320,000    $2,306,733        117         240       237      $18,126         150
 94   7.5400%    7.4877%    $2,260,000    $2,256,494        119         300       299      $16,760       15,120
 95   7.4500%    7.3977%    $2,200,000    $2,192,379        117         300       297      $16,186         69
 96   7.0100%    6.9577%    $2,170,000    $2,159,632        114         360       354      $14,452         48
 97   7.4300%    7.3777%    $2,140,000    $2,127,974        115         300       295      $15,717         98
 98   7.7800%    7.6477%    $2,100,000    $2,100,000        240         240       240      $17,279       17,600
 99   7.0500%    6.9977%    $2,100,000    $2,091,806        115         360       355      $14,042         161
100   8.6900%    8.6377%    $2,030,000    $1,999,425         92         360       332      $15,883       29,863
101   7.4300%    7.3477%    $2,000,000    $1,997,669        119         360       359      $13,889       24,884
102   7.0000%    6.9477%    $2,000,000    $1,993,392        116         360       356      $13,306         16
103   7.0000%    6.9177%    $2,000,000    $1,992,558        117         300       297      $14,136         100
104   7.2500%    7.1977%    $1,925,000    $1,918,946        116         360       356      $13,132         102
105   7.0200%    6.9677%    $1,900,000    $1,895,326        117         360       357      $12,666         30
106   7.3900%    7.2577%    $1,900,000    $1,895,191        118         300       298      $13,905       25,361
107   7.5000%    7.4477%    $1,900,000    $1,893,275        115         360       355      $13,285       10,803
108   7.5000%    7.3677%    $1,775,000    $1,768,717        115         360       355      $12,411         56
109   7.3000%    7.2477%    $1,725,000    $1,719,629        116         360       356      $11,826       50,428
110   7.4500%    7.3977%    $1,700,000    $1,696,160        117         360       357      $11,829         100
111   7.2500%    7.1977%    $1,630,000    $1,622,597        114         360       354      $11,119         96
112   7.5700%    7.5177%    $1,620,000    $1,614,353        115         360       355      $11,405       19,848
113   7.5000%    7.4477%    $1,600,000    $1,591,115        115         300       295      $11,824       45,000
114   7.1500%    7.0977%    $1,480,000    $1,475,253        116         360       356       $9,996         54
115   7.2500%    7.1977%     $820,000      $814,246         114         300       294       $5,927         32
116   7.2500%    7.1977%     $640,000      $635,509         114         300       294       $4,626         24
117   7.1600%    7.0777%    $1,320,000    $1,320,000        120         300       300       $9,465         55
118   7.4000%    7.3477%    $1,334,000    $1,319,426        114         240       234      $10,665         186
119   7.2500%    7.1977%    $1,280,000    $1,268,208        115         240       235      $10,117         24
120   7.5400%    7.4577%    $1,266,000    $1,263,867        178         360       358       $8,887         36
121   7.6000%    7.5477%    $1,200,000    $1,195,845        115         360       355       $8,473         52
122   8.0400%    7.9877%    $1,200,000    $1,194,299        112         360       352       $8,839       27,256
123   7.4800%    7.4277%    $1,210,000    $1,192,874        112         240       232       $9,733         66
124   8.1000%    8.0477%    $1,150,000    $1,146,413        117         300       297       $8,952       21,683
125   7.0000%    6.9477%    $1,140,000    $1,135,504        115         360       355       $7,584         236
126   7.2500%    7.1977%    $1,134,000    $1,125,482        116         240       236       $8,963         40
127   7.0300%    6.9777%    $1,125,000    $1,119,648        114         360       354       $7,507         124
128   7.0000%    6.9477%    $1,050,000    $1,046,093        117         300       297       $7,421       14,217
129   8.3400%    8.2877%    $1,040,000    $1,036,952        115         360       355       $7,879        8,605
130   7.2500%    7.1977%    $1,040,000    $1,033,975        115         300       295       $7,517         48
131   7.8000%    7.7477%    $1,024,000    $1,019,356        113         360       353       $7,371         28
132   7.3100%    7.1777%    $1,011,000    $1,007,270        175         360       355       $6,938         56
133   8.1100%    8.0577%    $1,007,486    $1,002,783        112         360       352       $7,470       14,803
134   7.3900%    7.3377%    $1,000,000     $996,374         115         360       355       $6,917         83
135   7.7500%    7.6977%    $1,000,000     $992,932         116         240       236       $8,209        8,328
136   7.2500%    7.1977%    $1,000,000     $990,787         115         240       235       $7,904         62
137   8.3200%    8.2677%    $1,000,000     $980,408         173         180       173       $9,742       13,962
138   7.0000%    6.8677%     $976,000      $974,207         118         360       358       $6,493         32
139   7.4500%    7.3977%     $888,000      $878,360         114         240       234       $7,127       449,600
140   7.6400%    7.5877%     $875,000      $871,345         114         360       354       $6,202         34
141   8.2300%    8.1777%     $875,000      $868,366         112         300       292       $6,887       38,375
142   8.7600%    8.7077%     $850,000      $844,175         112         300       292       $6,994       13,400
143   8.3900%    8.3377%     $850,000      $843,747         112         300       292       $6,782       19,350
144   7.8400%    7.7877%     $800,000      $796,405         113         360       353       $5,781         66
145   7.3000%    7.2477%     $800,000      $795,404         115         300       295       $5,808         25
146   8.0000%    7.9477%     $750,000      $746,179         115         300       295       $5,789       14,400
147   7.6400%    7.5877%     $715,000      $712,013         114         360       354       $5,068         33
148   7.5300%    7.4777%     $700,000      $698,444         117         360       357       $4,909         46
149   8.1000%    8.0477%     $671,500      $667,891         111         360       351       $4,974         24
150   8.3400%    8.2877%     $675,000      $667,476         113         240       233       $5,790        5,500
151   7.9700%    7.9177%     $584,000      $579,863         113         300       293       $4,496         25
152   7.4500%    7.3977%     $560,000      $556,864         115         300       295       $4,120         16
153   7.0600%    7.0077%     $550,000      $547,400         114         360       354       $3,681         62
154   8.8200%    8.7677%     $550,000      $546,275         112         300       292       $4,548        8,400
155   7.2500%    7.1977%     $500,000      $498,131         115         360       355       $3,411         24
156   8.1100%    8.0577%     $500,000      $497,319         111         360       351       $3,707         18

<CAPTION>
                              SERVICING
                                 AND
      INTEREST CALCULATION     TRUSTEE     MATURITY               PREPAYMENT PROVISION                     EARTHQUAKE
 #    (30/360 / ACTUAL/360)      FEES        DATE      ARD (4)    AS OF ORIGINATION (5)   DEFEASANCE (6)    INSURANCE
---   ---------------------      ----        ----      -------    ---------------------   --------------    ---------
<S>        <C>                 <C>        <C>          <C>         <C>                          <C>            <C>
  1        Actual/360          0.0523%    11/11/2031   11/11/11       Lock/116_0%/4             Yes            N/A
  2        Actual/360          0.0523%    10/11/2031   10/11/11       Lock/113_0%/7             Yes            N/A
  3        Actual/360          0.0523%    03/01/2012        N/A       Lock/117_0%/3             Yes            N/A
  4        ACTUAL/360          0.0823%    03/01/2012        N/A       LOCK/116_0%/4             YES
 4A                                                                                                            N/A
 4B                                                                                                            N/A
 4C                                                                                                            N/A
 4D                                                                                                            N/A
 4E                                                                                                            N/A
 4F                                                                                                            N/A
 4G                                                                                                            N/A
 4H                                                                                                            N/A
 4I                                                                                                            N/A
 4J                                                                                                            N/A
 4K                                                                                                            N/A
 4L                                                                                                            N/A
 4M                                                                                                            N/A
 4N                                                                                                            N/A
 4O                                                                                                            N/A
 4P                                                                                                            N/A
 4Q                                                                                                            N/A
 4R                                                                                                            N/A
 4S                                                                                                            N/A
 4T                                                                                                            N/A
 4U                                                                                                            N/A
 4V                                                                                                            N/A
 4W                                                                                                            N/A
 4X                                                                                                            N/A
 4Y                                                                                                            N/A
 4Z                                                                                                            N/A
4AA                                                                                                            N/A
  5        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
  6        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
  7        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
  8        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
  9        Actual/360          0.0523%    10/01/2012        N/A       Lock/173_0%/7             Yes            N/A
 10        Actual/360          0.0523%    01/11/2032    1/11/12       Lock/116_0%/4             Yes            N/A
 11        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            No
 12        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 13        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 14        Actual/360          0.1023%    11/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 15        Actual/360          0.0523%    01/01/2027     1/1/12       Lock/116_0%/4             Yes            No
 16        Actual/360          0.1323%    02/01/2012        N/A       Lock/116_0%/4             Yes            No
 17        Actual/360          0.0823%    02/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 18        Actual/360          0.1023%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 19        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 20        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 21        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 22        Actual/360          0.1023%    10/01/2011        N/A    Lock/35_YM1/81_0%/4          No             N/A
 23        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 24        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 25        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 26        Actual/360          0.0823%    12/01/2011        N/A    Lock/35_YM1/81_0%/4          No             N/A
 27        Actual/360          0.1123%    03/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 28        Actual/360          0.0823%    11/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 29        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 30        Actual/360          0.0523%    03/01/2032     3/1/12       Lock/117_0%/3             Yes            N/A
 31        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 32        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 33        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 34        Actual/360          0.0823%    11/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 35        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            No
 36        Actual/360          0.0523%    11/11/2006        N/A        Lock/57_0%/3             Yes            N/A
 37        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 38        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 39        Actual/360          0.0823%    03/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 40        Actual/360          0.1323%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 41        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 42        Actual/360          0.0523%    11/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 43        Actual/360          0.0823%    10/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 44        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 45        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            No
 46        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 47        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 48        Actual/360          0.0823%    02/01/2017        N/A       Lock/176_0%/4             Yes            N/A
 49        Actual/360          0.1023%    02/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 50        Actual/360          0.0523%    02/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 51        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 52        Actual/360          0.0523%    01/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 53        Actual/360          0.0823%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 54        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 55        Actual/360          0.1323%    12/01/2016        N/A       Lock/176_0%/4             Yes            N/A
 56        Actual/360          0.0723%    08/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 57        Actual/360          0.1323%    10/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 58        Actual/360          0.0523%    03/01/2032     3/1/14       Lock/140_0%/4             Yes            N/A
 59        Actual/360          0.1323%    01/01/2012        N/A    Lock/59_YM1/57_0%/4          No             No
 60        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 61        Actual/360          0.0523%    06/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 62        Actual/360          0.0823%    09/01/2011        N/A    Lock/59_YM1/57_0%/4          No             N/A
 63        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 64        Actual/360          0.1323%    02/01/2012        N/A       Lock/116_0%/4             Yes            No
 65        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            No
 66        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 67        Actual/360          0.0523%    08/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 68        Actual/360          0.0523%    08/11/2031    8/11/11       Lock/118_0%/2             Yes            N/A
 69        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            No
 70        Actual/360          0.1323%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
 71        Actual/360          0.0823%    02/01/2012        N/A       Lock/116_0%/4             Yes            N/A
 72        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 73        Actual/360          0.0523%    11/01/2031    11/1/11       Lock/116_0%/4             Yes            N/A
 74        Actual/360          0.0523%    07/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 75        Actual/360          0.0523%    10/01/2031    10/1/11       Lock/116_0%/4             Yes            N/A
 76        Actual/360          0.0523%    07/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 77        Actual/360          0.0523%    11/01/2031    11/1/11       Lock/116_0%/4             Yes            N/A
 78        Actual/360          0.0523%    12/01/2026    12/1/11        YM3/116_0%/4             No             N/A
 79        Actual/360          0.0523%    10/01/2031    10/1/11       Lock/116_0%/4             Yes            N/A
 80        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 81        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 82        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 83        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 84        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            No
 85        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 86        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 87        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            No
 88        Actual/360          0.0523%    11/01/2031    11/1/11       Lock/116_0%/4             Yes            N/A
 89        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            No
 90        Actual/360          0.1023%    02/01/2012        N/A       Lock/117_0%/3             Yes            N/A
 91        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            No
 92        Actual/360          0.0523%    01/01/2027     1/1/12       Lock/116_0%/4             Yes            N/A
 93        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
 94        Actual/360          0.0523%    02/01/2027     2/1/12       Lock/116_0%/4             Yes            N/A
 95        Actual/360          0.0523%    12/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 96        Actual/360          0.0523%    09/01/2011        N/A       Lock/117_0%/3             Yes            N/A
 97        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
 98        Actual/360          0.1323%    03/01/2022        N/A       Lock/236_0%/4             Yes            N/A
 99        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
100        Actual/360          0.0523%    11/01/2009        N/A       Lock/114_0%/6             Yes            Yes
101        Actual/360          0.0823%    02/01/2012        N/A       Lock/116_0%/4             Yes            N/A
102        Actual/360          0.0523%    11/01/2011        N/A       Lock/117_0%/3             Yes            N/A
103        Actual/360          0.0823%    12/01/2011        N/A       Lock/116_0%/4             Yes            N/A
104        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
105        Actual/360          0.0523%    12/11/2011        N/A       Lock/117_0%/3             Yes            N/A
106        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            N/A
107        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
108        Actual/360          0.1323%    10/01/2011        N/A    Lock/35_YM1/81_0%/4          No             N/A
109        Actual/360          0.0523%    11/11/2011        N/A       Lock/117_0%/3             Yes            N/A
110        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
111        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
112        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
113        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
114        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            No
115        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
116        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
117        Actual/360          0.0823%    03/01/2012        N/A       Lock/116_0%/4             Yes            N/A
118        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
119        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
120        Actual/360          0.0823%    01/01/2017        N/A       Lock/176_0%/4             Yes            N/A
121        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
122        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
123        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
124        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
125        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
126        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
127        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
128        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
129        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            No
130        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
131        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
132        Actual/360          0.1323%    10/01/2016        N/A       Lock/176_0%/4             Yes            N/A
133        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
134        Actual/360          0.0523%    10/11/2011        N/A       Lock/117_0%/3             Yes            N/A
135        Actual/360          0.0523%    11/11/2011        N/A       Lock/114_0%/6             Yes            N/A
136        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
137        Actual/360          0.0523%    08/11/2016        N/A       Lock/174_0%/6             Yes            N/A
138        Actual/360          0.1323%    01/01/2012        N/A       Lock/116_0%/4             Yes            N/A
139        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
140        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
141        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
142        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
143        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
144        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
145        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
146        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
147        Actual/360          0.0523%    09/11/2011        N/A       Lock/114_0%/6             Yes            N/A
148        Actual/360          0.0523%    12/11/2011        N/A       Lock/114_0%/6             Yes            N/A
149        Actual/360          0.0523%    06/11/2011        N/A       Lock/114_0%/6             Yes            N/A
150        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
151        Actual/360          0.0523%    08/11/2011        N/A       Lock/114_0%/6             Yes            N/A
152        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
153        Actual/360          0.0523%    09/11/2011        N/A       Lock/117_0%/3             Yes            N/A
154        Actual/360          0.0523%    07/11/2011        N/A       Lock/114_0%/6             Yes            N/A
155        Actual/360          0.0523%    10/11/2011        N/A       Lock/114_0%/6             Yes            N/A
156        Actual/360          0.0523%    06/11/2011        N/A       Lock/114_0%/6             Yes            N/A

<CAPTION>
      ENVIRONMENTAL     FEE/
 #      INSURANCE     LEASEHOLD   LETTER OF CREDIT AMOUNT
---     ---------     ---------   -----------------------
<S>       <C>         <C>                <C>
  1        No            Fee              $850,000
  2        No            Fee                N/A
  3        Yes           Fee              $150,000
  4                      FEE
 4A        No                               N/A
 4B        No                               N/A
 4C        No                               N/A
 4D        No                               N/A
 4E        No                               N/A
 4F        No                               N/A
 4G        No                               N/A
 4H        No                               N/A
 4I        No                               N/A
 4J        No                               N/A
 4K        No                               N/A
 4L        No                               N/A
 4M        No                               N/A
 4N        No                               N/A
 4O        No                               N/A
 4P        No                               N/A
 4Q        No                               N/A
 4R        No                               N/A
 4S        No                               N/A
 4T        No                               N/A
 4U        No                               N/A
 4V        No                               N/A
 4W        No                               N/A
 4X        No                               N/A
 4Y        No                               N/A
 4Z        No                               N/A
4AA        No                               N/A
  5        No            Fee                 $0
  6        Yes           Fee                 $0
  7        No            Fee                 $0
  8        No            Fee                 $0
  9        No            Fee                 $0
 10       #N/A           Fee                 $0
 11       #N/A           Fee                 $0
 12        No            Fee             $1,500,000
 13       #N/A           Fee                 $0
 14        No            Fee                N/A
 15        No            Fee                 $0
 16        No            Fee                N/A
 17        No            Fee              $800,000
 18        No            Fee                N/A
 19       #N/A           Fee                 $0
 20        No            Fee                 $0
 21        No            Fee              $525,000
 22        No            Fee                N/A
 23        No            Fee                 $0
 24        No            Fee                 $0
 25        No            Fee                 $0
 26        No            Fee                N/A
 27        No            Fee                N/A
 28        No            Fee                N/A
 29        No            Fee                 $0
 30        No            Fee                 $0
 31        No            Fee                 $0
 32        No            Fee                 $0
 33        No            Fee                 $0
 34        No            Fee                N/A
 35        No            Fee                N/A
 36        No            Fee                 $0
 37       #N/A           Fee                 $0
 38       #N/A           Fee                 $0
 39        No            Fee                N/A
 40        No            Fee                N/A
 41       #N/A           Fee                 $0
 42        No            Fee                 $0
 43        No            Fee                N/A
 44        No            Fee                 $0
 45        No            Fee                 $0
 46       #N/A           Fee                 $0
 47       #N/A           Fee                 $0
 48        No            Fee                N/A
 49        Yes           Fee                 $0
 50        No            Fee                 $0
 51       #N/A           Fee                 $0
 52        No            Fee                 $0
 53        No            Fee                N/A
 54       #N/A           Fee                 $0
 55        No            Fee                N/A
 56       #N/A           Fee                 $0
 57        No            Fee                N/A
 58        No            Fee                 $0
 59        No            Fee                N/A
 60       #N/A           Fee                 $0
 61       #N/A           Fee                 $0
 62        No            Fee                N/A
 63       #N/A           Fee                 $0
 64        No            Fee              $250,000
 65        No            Fee                N/A
 66       #N/A           Fee                 $0
 67       #N/A           Fee                 $0
 68       #N/A           Fee                 $0
 69       #N/A           Fee                 $0
 70        No            Fee                N/A
 71        No            Fee                N/A
 72       #N/A           Fee                 $0
 73        No            Fee                 $0
 74       #N/A           Fee                 $0
 75       #N/A           Fee                 $0
 76       #N/A           Fee                 $0
 77        No            Fee                 $0
 78       #N/A        Leasehold              $0
 79       #N/A           Fee                 $0
 80       #N/A           Fee                 $0
 81       #N/A           Fee                 $0
 82       #N/A           Fee                 $0
 83       #N/A           Fee                 $0
 84       #N/A           Fee                 $0
 85       #N/A           Fee                 $0
 86       #N/A           Fee                 $0
 87       #N/A           Fee                 $0
 88       #N/A           Fee                 $0
 89        Yes           Fee                N/A
 90       #N/A           Fee                 $0
 91       #N/A           Fee                 $0
 92        No            Fee                 $0
 93       #N/A           Fee                 $0
 94       #N/A           Fee                 $0
 95       #N/A           Fee                 $0
 96       #N/A           Fee                 $0
 97       #N/A           Fee                 $0
 98        Yes           Fee                N/A
 99       #N/A           Fee                 $0
100       #N/A           Fee                 $0
101        Yes           Fee                N/A
102       #N/A           Fee                 $0
103       #N/A           Fee                N/A
104       #N/A           Fee                 $0
105       #N/A           Fee                 $0
106        Yes           Fee                N/A
107       #N/A           Fee                 $0
108        No            Fee                N/A
109       #N/A           Fee                 $0
110       #N/A           Fee                 $0
111       #N/A           Fee                 $0
112       #N/A           Fee                 $0
113       #N/A           Fee                 $0
114       #N/A           Fee                 $0
115       #N/A           Fee                 $0
116       #N/A           Fee                 $0
117        Yes           Fee                N/A
118       #N/A           Fee                 $0
119       #N/A           Fee                 $0
120       #N/A           Fee                N/A
121       #N/A           Fee                 $0
122       #N/A           Fee                 $0
123       #N/A           Fee                 $0
124       #N/A           Fee                 $0
125       #N/A           Fee                 $0
126       #N/A           Fee                 $0
127       #N/A           Fee                 $0
128       #N/A           Fee                 $0
129       #N/A           Fee                 $0
130       #N/A           Fee                 $0
131       #N/A           Fee                 $0
132       #N/A           Fee                N/A
133       #N/A           Fee                 $0
134       #N/A           Fee                 $0
135       #N/A           Fee                 $0
136       #N/A           Fee                 $0
137       #N/A           Fee                 $0
138       #N/A           Fee                N/A
139       #N/A           Fee                 $0
140       #N/A           Fee                 $0
141       #N/A           Fee                 $0
142       #N/A           Fee                 $0
143       #N/A           Fee                 $0
144       #N/A           Fee                 $0
145       #N/A           Fee                 $0
146       #N/A           Fee                 $0
147       #N/A           Fee                 $0
148       #N/A           Fee                 $0
149       #N/A           Fee                 $0
150       #N/A           Fee                 $0
151       #N/A           Fee                 $0
152       #N/A           Fee                 $0
153       #N/A           Fee                 $0
154       #N/A           Fee                 $0
155       #N/A           Fee                 $0
156       #N/A           Fee                 $0

<CAPTION>
 #                                   LETTER OF CREDIT DESCRIPTION
---                                  ----------------------------
<S>   <C>
  1                              Homelife Letter of Credit ($850,000)
  2                                              N/A
  3                        Replacement Reserve Escrow & Security Agreement
  4
 4A                                              N/A
 4B                                              N/A
 4C                                              N/A
 4D                                              N/A
 4E                                              N/A
 4F                                              N/A
 4G                                              N/A
 4H                                              N/A
 4I                                              N/A
 4J                                              N/A
 4K                                              N/A
 4L                                              N/A
 4M                                              N/A
 4N                                              N/A
 4O                                              N/A
 4P                                              N/A
 4Q                                              N/A
 4R                                              N/A
 4S                                              N/A
 4T                                              N/A
 4U                                              N/A
 4V                                              N/A
 4W                                              N/A
 4X                                              N/A
 4Y                                              N/A
 4Z                                              N/A
4AA                                              N/A
  5                                              N/A
  6                                              N/A
  7                                              N/A
  8                                              N/A
  9                                              N/A
 10                                              N/A
 11                                              N/A
 12    Organized Living Letter of Credit ($1,000,000); Pottery Barn Letter of Credit ($500,000)
 13                                              N/A
 14                                              N/A
 15                                              N/A
 16                                              N/A
 17   Mitigate possible exposure to lawsuit against Home Depot and coutersued against borrower.
 18                                              N/A
 19                                              N/A
 20                                              N/A
 21                                     TILC Letter of Credit
 22                                              N/A
 23                                              N/A
 24                                              N/A
 25                                              N/A
 26                                              N/A
 27                                              N/A
 28                                              N/A
 29                                              N/A
 30                                              N/A
 31                                              N/A
 32                                              N/A
 33                                              N/A
 34                                              N/A
 35                                              N/A
 36                                              N/A
 37                                              N/A
 38                                              N/A
 39                                              N/A
 40                                              N/A
 41                                              N/A
 42                                              N/A
 43                                              N/A
 44                                              N/A
 45                                              N/A
 46                                              N/A
 47                                              N/A
 48                                              N/A
 49                                              N/A
 50                                              N/A
 51                                              N/A
 52                                              N/A
 53                                              N/A
 54                                              N/A
 55                                              N/A
 56                                              N/A
 57                                              N/A
 58                                              N/A
 59                                              N/A
 60                                              N/A
 61                                              N/A
 62                                              N/A
 63                                              N/A
 64                                        Security Deposit
 65                                              N/A
 66                                              N/A
 67                                              N/A
 68                                              N/A
 69                                              N/A
 70                                              N/A
 71                                              N/A
 72                                              N/A
 73                                              N/A
 74                                              N/A
 75                                              N/A
 76                                              N/A
 77                                              N/A
 78                                              N/A
 79                                              N/A
 80                                              N/A
 81                                              N/A
 82                                              N/A
 83                                              N/A
 84                                              N/A
 85                                              N/A
 86                                              N/A
 87                                              N/A
 88                                              N/A
 89                                              N/A
 90                                              N/A
 91                                              N/A
 92                                              N/A
 93                                              N/A
 94                                              N/A
 95                                              N/A
 96                                              N/A
 97                                              N/A
 98                                              N/A
 99                                              N/A
100                                              N/A
101                                              N/A
102                                              N/A
103                                              N/A
104                                              N/A
105                                              N/A
106                                              N/A
107                                              N/A
108                                              N/A
109                                              N/A
110                                              N/A
111                                              N/A
112                                              N/A
113                                              N/A
114                                              N/A
115                                              N/A
116                                              N/A
117                                              N/A
118                                              N/A
119                                              N/A
120                                              N/A
121                                              N/A
122                                              N/A
123                                              N/A
124                                              N/A
125                                              N/A
126                                              N/A
127                                              N/A
128                                              N/A
129                                              N/A
130                                              N/A
131                                              N/A
132                                              N/A
133                                              N/A
134                                              N/A
135                                              N/A
136                                              N/A
137                                              N/A
138                                              N/A
139                                              N/A
140                                              N/A
141                                              N/A
142                                              N/A
143                                              N/A
144                                              N/A
145                                              N/A
146                                              N/A
147                                              N/A
148                                              N/A
149                                              N/A
150                                              N/A
151                                              N/A
152                                              N/A
153                                              N/A
154                                              N/A
155                                              N/A
156                                              N/A
</TABLE>

(A)   THE UNDERLYING MORTGAGE LOANS SECURED BY TUTTLE CROSSING, WESTERN HILLS
      MARKETPLACE, AND MONTGOMERY CROSSING ARE CROSS-COLLATERALIZED AND
      CROSS-DEFAULTED, RESPECTIVELY. THESE LOANS ARE REFERRED TO COLLECTIVELY AS
      THE "SSC PORTFOLIO" IN THE PROSPECTUS.
(B)   THE UNDERLYING MORTGAGE LOANS SECURED BY HAWTHORNE APARTMENTS AND
      PINECREST APARTMENTS ARE CROSS-COLLATERALIZED AND CROSS-DEFAULTED,
      RESPECTIVELY.
(1)   ASSUMES A CUT-OFF DATE OF MARCH 11, 2002.
(2)   THE UNDERLYING MORTGAGE LOAN SECURED BY RAYTHEON BUILDING REQUIRES MONTHLY
      PAYMENTS OF:
      $137,921.98 FROM 2/1/2002 THROUGH AND INCLUDING 7/1/2003
      $146,639.90 FROM 8/1/2003 THROUGH AND INCLUDING 1/1/2006
      $170,486.40 FROM 2/1/2006 THROUGH AND INCLUDING 1/1/2008, AND
      $127,870.83 FROM 2/1/2008 THROUGH THE REMAINDER OF THE TERM.
(3)   IN THE CASE OF THE ARD LOANS, THE ANTICIPATED REPAYMENT DATE IS ASSUMED TO
      BE THE MATURITY DATE FOR THE PURPOSES OF THE INDICATED COLUMN.
(4)   ANTICIPATED REPAYMENT DATE.
(5)   PREPAYMENT PROVISION AS OF ORIGINATION:
      LOCK/(x) = LOCKOUT OR DEFEASANCE FOR (x) PAYMENTS
      YMA/(x) = GREATER OF YIELD MAINTENANCE PREMIUM AND A% PREPAYMENT FOR (x)
      PAYMENTS
      A%/(x) = A% PREPAYMENT FOR (x) PAYMENTS
      0%/(x) = PREPAYABLE AT PAR FOR (x) PAYMENTS
(6)   "YES" MEANS THAT DEFEASANCE IS PERMITTED NOTWITHSTANDING THE LOCKOUT
      PERIOD.

<PAGE>

                                                                    SCHEDULE III

                   MORTGAGE LOANS CONSTITUTING MORTGAGE GROUPS

1.    SSC Portfolio (loan numbers 5, 6 and 7).

<PAGE>

                                                                     SCHEDULE IV

                         MORTGAGE LOANS WITH LOST NOTES

                                      NONE

<PAGE>

                                                                      SCHEDULE V

                             EXCEPTIONS TO SELLER'S
                         REPRESENTATIONS AND WARRANTIES

            Reference is made to the Representations and Warranties contained in
Exhibit A corresponding to the roman numerals listed below:

Exception to Section (xiii):

            The Shops at Deerfield Square - With respect to subsection (c) of
Section (xiv), the following qualifies as an exception set forth in the title
insurance policy: Until October 1, 2009, any proposed conveyance of the
Mortgaged Property by the related Borrower to any third party is subject to a
right of first opportunity to purchase ("Right of First Offer") in favor of the
Village of Deerfield. The Borrower must give written notice of any offer to the
Village of Deerfield, which then must decide within 45 days whether to agree to
purchase the Mortgaged Property on the same terms and conditions as the
third-party offer. If the Village of Deerfield elects to exercise the Right of
First Offer and buy the Mortgaged Property on those terms, the closing must
occur within 120 days. If the Village of Deerfield does not exercise its right,
the Borrower may sell the Mortgaged Property to the third party offeror within
120 days. The Right of First Offer does not apply to the Seller, its successors
or assigns in connection with a foreclosure or deed in lieu transfer, nor to any
transfer of the Mortgaged Property following a foreclosure or deed in lieu
transaction.

            Medical Pavilion of St. Francis -- With respect to subsection (c) of
Section (xiv), the following qualifies as an exception set forth in the title
insurance policy: Any proposed conveyance of the Mortgaged Property is subject
to a First Right to Purchase and a Right of First Offer in favor of Franciscan
Health System-West ("FHSW"). Seller and FHSW executed a subordination agreement
at the closing of the related Mortgage Loan pursuant to which FHSW agreed that
the first right to purchase will not apply to any sale conducted as the result
of a foreclosure proceeding and that the first right to purchase will expire
following a foreclosure sale, provided that the lender sends FHSW courtesy
copies of all notices, complaints and pleadings that are served upon the
Borrower by the lender as a part of the foreclosure proceeding concurrently with
service upon the Borrower. In addition, the subordination agreement provides,
with respect to the right of first offer, that if the lender acquires the
Mortgaged Property through foreclosure or a deed in lieu transaction, then
within thirty (30) days after its acquisition of the Mortgaged Property the
lender must give FHSW written notice and offer to sell the Mortgaged Property to
FHSW for an amount equal to the sum of the unpaid principal balance of the
related Mortgage Loan, plus accrued interest, plus the prepayment consideration
due under the related Mortgage Loan Documents, plus all advances made by the
lender to protect the Mortgaged Property, plus all costs and expenses incurred
by the lender in connection with the proceedings or the exercise of its remedies
under the related Mortgage Loan Documents. FHSW has fifteen (15) days from the
date it receives such notice from the lender to exercise the purchase option. If
it does not elect to exercise its option within the 15-day period, the option
lapses.

Exception to Section (xxiii):

            Walgreen's (Memphis), Walgreen's (Wichita) and Walgreen's (Lenoir
City) -- The requirement that business interruption insurance be maintained by
the related Borrower is waived in each of the following Mortgage Loans because
in each case the related Borrower's lease with its tenant Walgreen's requires
Walgreen's to continue to pay rent for 12 months during any applicable business
interruption.

Exception to Section (xxviii):

            Ridge Park Square - The related Borrower may, without the consent of
the holder of the Mortgage, convert to a different type of legal entity (the
"Conversion") provided that: i) no Event of Default (as defined in the related
loan documents) exists; (ii) Borrower delivers written notice to lender no less
than 30 days prior to the Conversion; (iii) the entity formed after Conversion
satisfies the SPE requirements set forth in the loan documents; (iv) no
guarantor or indemnitor is released from liability as a result of such
Conversion; (v) Borrower delivers to the lender prior to the Conversion all
proposed organizational documents, conversion documents and other documents
reasonably requested by lender; (vi) Borrower executes all documents reasonably
requested by lender to protect lender's interests in the property; (vii)
Borrower is responsible for all reasonable costs incurred in connection with the
Conversion, including reasonable costs incurred by lender.

Exception to Section (xxxi):

            Walgreen's Plaza (Peabody) -- The following exceptions relate to
correspondingly lettered subparagraphs of Section (xxxi):

            (B) The lessor under the ground lease has agreed in a writing
      included in the related mortgage file that the ground lease may not be
      amended or modified in a manner which would be detrimental to the
      leasehold mortgagee without the prior written consent of the lender and
      that the ground lease may not be canceled or terminated without the prior
      written consent of the lender. The ground lease does not specifically
      provide that without such consent any such action is not binding on the
      lender, its successors or assigns.

            (I) The ground lease provides that the lessor is not permitted to
      disturb the possession of any subtenant of the lessee in the relevant
      portion of the Mortgaged Property subject to the ground lease, but it does
      not specifically address disturbing such subtenant's interest or quiet
      enjoyment.

            (K) Upon a total or substantially total loss or taking of the
      related Mortgaged Property, the ground lease allows either party to
      terminate the ground lease, but, if terminated, no insurance proceeds will
      be paid to the lessor until the leasehold mortgages are paid in full and
      discharged.

Exception to Section (xxxii):

            The Shops at Deerfield Square -- There is no requirement that the
ground lessor obtain the prior written consent of lender prior to any
modification of the ground lease. However, both the ground lessor and the ground
lessee are co-Borrowers under the Mortgage Loan Documents.

Exception to Section (xl):

            Best Buy-Richmond -- Real property other than the related Mortgaged
Property is included on the same tax parcel as the related Mortgaged Property.
The related Mortgaged Property, however, is to be a separate tax parcel by
January 1, 2003. Best Buy is responsible for the payment of taxes pursuant to
the terms of its lease and therefore the requirement of an escrow for taxes was
waived by the lender provided certain conditions are satisfied, including
providing lender with evidence of the proof of payment of the taxes. A post
closing agreement was executed by the related Borrower that provides it will be
an event of default under the Mortgage Loan Documents if by January 1, 2003, the
holder of the Mortgage is not furnished with satisfactory documentation
evidencing that the related Mortgaged Property is assessed as a separate tax
lot. In addition to the post-closing agreement, Best Buy executed an indemnity
pursuant to which it agreed to indemnify lender and borrower from any damages
suffered as a consequence of the failure to timely pay all taxes with respect to
the portion of the property that is included in a tax parcel with other
properties.

            Walnut Grove Shopping Center -- The related Mortgaged Property
consists of three tax lots. Two of the three lots of the Mortgaged Property have
separate tax numbers from the adjacent property. One of the lots shares a tax
parcel number with adjacent property, but Seller has been advised that all
procedures have been completed to receive a separate tax parcel number. The tax
escrow required of the Borrower for the lot with the shared parcel number
requires escrow payments to cover the tax amount for the entire parcel until the
tax parcels can be separated, at which time the escrow amount will decrease to
an amount for the separated tax parcel only.

Exception to Section (lvi):

            El Segundo, Walgreen's (Memphis), ____ Walgreen's (Wichita),
Walgreen's Plaza, Walgreen's (Greenwood), Walgreen's (Indianapolis), Walgreen's
(Schereville), Walgreen's (Lenoir City), Best Buy (Joplin) and Medical Pavilion
of St. Francis -- ARD Loans that provide that the Mortgage Rate will increase by
the greater of (i) two percentage points over the treasury rate; or (ii) two
percentage points over the initial interest rate in connection with the passage
of its Anticipated Repayment Date.

<PAGE>

EXHIBIT A

                    REPRESENTATIONS AND WARRANTIES OF SELLER
                          REGARDING THE MORTGAGE LOANS

            (i) Immediately prior to the sale, transfer and assignment to the
Depositor, no Note or Mortgage was subject to any assignment (other than
assignments which show a complete chain of assignment to the Seller),
participation or pledge, and the Seller had good and marketable title to, and
was the sole owner of, the related Mortgage Loan;

            (ii) Each Mortgage Loan was either:

                  (A) originated by a savings and loan association, savings
            bank, commercial bank, credit union, or insurance company, which is
            supervised and examined by a Federal or State authority, or by a
            mortgagee approved by the Secretary of Housing and Urban Development
            pursuant to Sections 203 and 211 of the National Housing Act (any of
            the foregoing, including the Seller, a "Qualified Originator"); or

                  (B) if originated by a person which is not a Qualified
            Originator (any such person, a "Non-Qualified Originator"), then:

                        (1) such Mortgage Loan was underwritten in accordance
                  with standards established by a Qualified Originator, using
                  application forms and related credit documents approved by the
                  Qualified Originator;

                        (2) the Qualified Originator approved each application
                  and related credit documents before a commitment by the
                  Non-Qualified Originator was issued, and no such commitment
                  was issued until the Qualified Originator agreed to fund such
                  Mortgage Loan;

                        (3) the Mortgage Loan was originated by the
                  Non-Qualified Originator pursuant to an ongoing, standing
                  relationship with the Qualified Originator; and

                        (4) the closing documents for the Mortgage Loan were
                  prepared on forms approved by the Qualified Originator, and,
                  pursuant to the Non-Qualified Originator's ongoing, standing
                  relationship with the Qualified Originator, either:

                              (a) such closing documents reflect the Qualified
                        Originator as the original mortgagee, and such Mortgage
                        Loan was actually funded by the Qualified Originator at
                        the closing thereof;

                              (b) such closing documents reflect the
                        Non-Qualified Originator as the original mortgagee, but
                        include assignment documents executed by the
                        Non-Qualified Originator in favor of the Qualified
                        Originator at the time of the closing of the Mortgage
                        Loan, reflecting the Qualified Originator as the
                        successor and assign to the Non-Qualified Originator,
                        and the Mortgage Loan was funded initially by the
                        Non-Qualified Originator at the closing thereof and then
                        acquired by the Qualified Originator from such
                        Non-Qualified Originator; or

                              (c) such closing documents reflect the
                        Non-Qualified Originator as the original mortgagee, but
                        include assignment documents executed by the
                        Non-Qualified Originator in favor of the Qualified
                        Originator at the time of the closing of the Mortgage
                        Loan, reflecting the Qualified Originator as the
                        successor and ____ assign to the ____ Non-Qualified
                        Originator, and the Mortgage Loan was funded initially
                        by the Qualified Originator at the closing thereof and
                        then acquired by the Qualified Originator from such
                        Non-Qualified Originator.

            (iii) The Seller has full right and authority to sell, assign and
transfer such Mortgage Loan and the assignment to the Depositor constitutes a
legal, valid and binding assignment of such Mortgage Loan;

            (iv) The Seller is transferring such Mortgage Loan free and clear of
any and all liens, pledges, charges or security interests of any nature
encumbering such Mortgage Loan;

            (v) As of origination, to Seller's knowledge, based on the related
borrower's representations and covenants in the related mortgage loan documents,
the borrower, lessee and/or operator was in possession of all licenses, permits,
and authorizations then required for use of the Mortgaged Property which were
valid and in full force and effect as of the origination date;

            (vi) Each related Note, Mortgage, assignment of leases (if any) and
other agreement executed by or for the benefit of the related borrower, any
guarantor or their successors or assigns in connection with such Mortgage Loan
is the legal, valid and binding obligation of the related borrower, enforceable
in accordance with its terms, except as such enforcement may be limited by
bankruptcy, insolvency, reorganization, moratorium or other laws affecting the
enforcement of creditors' rights or by general principles of equity (regardless
of whether such enforceability is considered in a proceeding in equity or at
law); and there is no valid offset, defense, counterclaim, or right of
rescission available to the related borrower with respect to such Note,
Mortgage, assignment of leases and other agreements, except as the enforcement
thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or
other laws affecting the enforcement of creditors' rights or by general
principles of equity (regardless of whether such enforceability is considered in
a proceeding in equity or at law);

            (vii) Each related assignment of leases creates a valid first
priority collateral assignment of, or a valid first priority lien or security
interest in, certain rights under the related lease or leases, subject only to a
license granted to the related borrower to exercise certain rights and to
perform certain obligations of the lessor under such lease or leases, including
the right to operate the related leased property, except as the enforcement
thereof may be limited by bankruptcy, insolvency, reorganization, moratorium or
other laws affecting the enforcement of creditors' rights or by general
principles of equity (regardless of whether such enforceability is considered in
a proceeding in equity or at law); no person other than the related borrower
owns any interest in any payments due under such lease or leases that is
superior to or of equal priority with the lender's interest therein;

            (viii) Each related assignment of Mortgage from the Seller to the
Depositor and related assignment of the assignment of leases, if any, or
assignment of any other agreement executed by or for the benefit of the related
borrower, any guarantor or their successors or assigns in connection with such
Mortgage Loan from the Seller to the Depositor constitutes the legal, valid and
binding assignment from the Seller to the Depositor, except as the enforcement
thereof may be limited by bankruptcy, insolvency, reorganization, liquidation,
receivership, moratorium or other laws relating to or affecting the enforcement
of creditors' rights or by general principles of equity (regardless of whether
such enforceability is considered in a proceeding in equity or at law);

            (ix) Since origination (a) except as set forth in the related
mortgage file, such Mortgage Loan has not been modified, altered, satisfied,
canceled, subordinated or rescinded and (b) each related Mortgaged Property has
not been released from the lien of the related Mortgage in any manner which
materially interferes with the security intended to be provided by such
Mortgage;

            (x) Each related Mortgage is a valid and enforceable first lien on
the related Mortgaged Property (subject to Permitted Encumbrances (as defined
below)), except as the enforcement thereof may be limited by bankruptcy,
insolvency, reorganization, moratorium or other laws affecting the enforcement
of creditors' rights or by general principles of equity (regardless of whether
such enforceability is considered in a proceeding in equity or at law); and such
Mortgaged Property is free and clear of any mechanics' and materialmen's liens
which are prior to or equal with the lien of the related Mortgage, except those
which are insured against by a lender's title insurance policy (as described
below). A UCC financing statement has been filed and/or recorded (or sent for
filing or recording) in all places necessary to perfect a valid security
interest in the personal property necessary to operate the Mortgaged Property;
any security agreement, chattel mortgage or equivalent document related to and
delivered in connection with the Mortgage Loan establishes and creates a valid
and enforceable lien on property described therein, except as such enforcement
may be limited by bankruptcy, insolvency, reorganization, moratorium or other
laws affecting the enforcement of creditors' rights or by general principles of
equity (regardless of whether such enforceability is considered in a proceeding
in equity or at law);

            (xi) The Seller has not taken any action that would cause the
representations and warranties made by the related borrower in the related
Mortgage Loan Documents not to be true;

            (xii) The Seller has no knowledge that the material representations
and warranties made by the related borrower in the related Mortgage Loan
Documents are not true in any material respect;

            (xiii) The lien of each related Mortgage is a first priority lien on
the fee or leasehold interest of the related borrower in the principal amount of
such Mortgage Loan or allocated loan amount of the portions of the Mortgaged
Property covered thereby (as set forth in the related Mortgage) after all
advances of principal and is insured by an ALTA lender's title insurance policy
(or a binding commitment therefor), or its equivalent as adopted in the
applicable jurisdiction, insuring the Seller and its successors and assigns as
to such lien, subject only to (a) the lien of current real property taxes,
ground rents, water charges, sewer rents and assessments not yet delinquent or
accruing interest or penalties, (b) covenants, conditions and restrictions,
rights of way, easements and other matters of public record, none of which,
individually or in the aggregate, materially interferes with the current use of
the Mortgaged Property or the security intended to be provided by such Mortgage
or with the borrower's ability to pay its obligations when they become due or
the value of the Mortgaged Property and (c) the exceptions (general and
specific) and exclusions set forth in such policy, none of which, individually
or in the aggregate, materially interferes with the current general use of the
Mortgaged Property or materially interferes with the security intended to be
provided by such Mortgage or with the related borrower's ability to pay its
obligations when they become due or the value of the Mortgaged Property (items
(a), (b) and (c) collectively, "Permitted Encumbrances"); the premium for such
policy was paid in full; such policy (or if it is yet to be issued, the coverage
to be afforded thereby) is issued by a title insurance company licensed to issue
policies in the state in which the related Mortgaged Property is located (unless
such state is Iowa) and is assignable (with the related Mortgage Loan) to the
Depositor and the Trustee without the consent of or any notification to the
insurer, and is in full force and effect upon the consummation of the
transactions contemplated by the Mortgage Loan Purchase Agreement; no claims
have been made under such policy and the Seller has not undertaken any action or
omitted to take any action, and has no knowledge of any such act or omission,
which would impair or diminish the coverage of such policy;

            (xiv) The proceeds of such Mortgage Loan have been fully disbursed
and there is no requirement for future advances thereunder, and no future
advances have been made which are not reflected in the related mortgage file;

            (xv) Except as set forth in a property inspection report or
engineering report prepared in connection with the origination of the Mortgage
Loan, as of the later of the date of origination of such Mortgage Loan or the
most recent inspection of the related Mortgaged Property by the Seller, as
applicable, and to the knowledge of Seller as of the date hereof, each related
Mortgaged Property is free of any material damage that would affect materially
and adversely the use or value of such Mortgaged Property as security for the
Mortgage Loan (normal wear and tear excepted) or reserves have been established
to cover the costs to remediate such damage and, as of the closing date for each
Mortgage Loan and, to the Seller's knowledge, as of the date hereof, there is no
proceeding pending for the total or partial condemnation of such Mortgaged
Property that would have a material adverse effect on the use or value of the
Mortgaged Property;

            (xvi) The Seller has inspected or caused to be inspected each
related Mortgaged Property within the past twelve months, or the originator of
the Mortgage Loan inspected or caused to be inspected each related Mortgaged
Property within three months of origination of the Mortgage Loan;

            (xvii) No Mortgage Loan has a shared appreciation feature, any other
contingent interest feature or a negative amortization feature other than the
ARD Loans which may have negative amortization from and after the Anticipated
Repayment Date;

            (xviii) Each Mortgage Loan is a whole loan and contains no equity
participation by Seller;

            (xix) The Mortgage Rate (exclusive of any default interest, late
charges, or prepayment premiums) of such Mortgage Loan complied as of the date
of origination with, or was exempt from, applicable state or federal laws,
regulations and other requirements pertaining to usury. Except to the extent any
noncompliance did not materially and adversely affect the value of the related
Mortgaged Property, the security provided by the Mortgage or the related
borrower's operations at the related Mortgaged Property, any and all other
requirements of any federal, state or local laws, including, without limitation,
truth-in-lending, real estate settlement procedures, equal credit opportunity or
disclosure laws, applicable to such Mortgage Loan have been complied with as of
the date of origination of such Mortgage Loan;

            (xx) Neither the Seller nor to the Seller's knowledge, any
originator, committed any fraudulent acts during the origination process of any
Mortgage Loan and the origination, servicing and collection of each Mortgage
Loan is in all respects legal, proper and prudent in accordance with customary
commercial mortgage lending standards, and no other person has been granted or
conveyed the right to service the Mortgage Loans or receive any consideration in
connection therewith, except as provided in the Pooling and Servicing Agreement
or any permitted subservicing agreements;

            (xxi) All taxes and governmental assessments that became due and
owing prior to the date hereof with respect to each related Mortgaged Property
and that are or may become a lien of priority equal to or higher than the lien
of the related Mortgage have been paid or an escrow of funds has been
established and such escrow (including all escrow payments required to be made
prior to the delinquency of such taxes and assessments) is sufficient to cover
the payment of such taxes and assessments;

            (xxii) All escrow deposits and payments required pursuant to each
Mortgage Loan are in the possession, or under the control, of the Seller or its
agent and there are no deficiencies (subject to any applicable grace or cure
periods) in connection therewith and all such escrows and deposits are being
conveyed by the Seller to the Depositor and identified as such with appropriate
detail;

            (xxiii) Each related Mortgaged Property is insured by a fire and
extended perils insurance policy, issued by an insurer meeting the requirements
of the Pooling and Servicing Agreement, in an amount not less than the lesser of
the principal amount of the related Mortgage Loan and the replacement cost (with
no deduction for physical depreciation) and not less than the amount necessary
to avoid the operation of any co-insurance provisions with respect to the
related Mortgaged Property; each related Mortgaged Property is also covered by
business interruption or rental loss insurance which covers a period of not less
than 12 months and comprehensive general liability insurance in amounts
generally required by prudent commercial mortgage lenders for similar
properties; all premiums on such insurance policies required to be paid as of
the date hereof have been paid; such insurance policies require prior notice to
the insured of termination or cancellation, and no such notice has been received
by the Seller; such insurance names the lender under the Mortgage Loan and its
successors and assigns as a named or additional insured; each related Mortgage
Loan obligates the related borrower to maintain all such insurance and, at such
borrower's failure to do so, authorizes the lender to maintain such insurance at
the borrower's cost and expense and to seek reimbursement therefor from such
borrower;

            (xxiv) There is no monetary default, breach, violation or event of
acceleration existing under the related Mortgage Loan. To the Seller's
knowledge, there is no (a) non-monetary default, breach, violation or event of
acceleration existing under the related Mortgage Loan or (b) event (other than
payments due but not yet delinquent) which, with the passage of time or with
notice and the expiration of any grace or cure period, would and does constitute
a default, breach, violation or event of acceleration, which default, breach,
violation or event of acceleration, in the case of either (a) or (b), materially
and adversely affects the use or value of the Mortgage Loan or the related
Mortgaged Property; provided, however, that this representation and warranty
does not address or otherwise cover any default, breach, violation or event of
acceleration that specifically pertains to any matter otherwise covered by any
other representation or warranty made by the Seller in any of paragraphs (xiii),
(xxi), (xxv), (xxvii), (xxix), and (xxxi) of this Exhibit A-1;

            (xxv) No Mortgage Loan has been more than 30 days delinquent in
making required payments since origination and as of the Cut-off Date no
Mortgage Loan is 30 or more days delinquent in making required payments;

            (xxvi) (a) Each related Mortgage contains provisions so as to render
the rights and remedies of the holder thereof adequate for the practical
realization against the Mortgaged Property of the principal benefits of the
security, including realization by judicial or, if applicable, non-judicial
foreclosure or, subject to applicable state law requirements, appointment of a
receiver, and (b) there is no exemption available to the borrower which would
interfere with such right to foreclose, except, in the case of either (a) or
(b), as the enforcement of the Mortgage may be limited by bankruptcy,
insolvency, reorganization, moratorium, redemption or other laws affecting the
enforcement of creditors' rights or by general principles of equity (regardless
of whether such enforceability is considered in a proceeding in equity or at
law). To the Seller's knowledge, no borrower is a debtor in a state or federal
bankruptcy or insolvency proceeding;

            (xxvii) At origination, each borrower represented and warranted in
all material respects that to its knowledge, except as set forth in certain
environmental reports and, except as commonly used in the operation and
maintenance of properties of similar kind and nature to the Mortgaged Property,
in accordance with prudent management practices and applicable law, and in a
manner that does not result in any contamination of the Mortgaged Property, it
has not used, caused or permitted to exist and will not use, cause or permit to
exist on the related Mortgaged Property any hazardous materials in any manner
which violates federal, state or local laws, ordinances, regulations, orders,
directives or policies governing the use, storage, treatment, transportation,
manufacture, refinement, handling, production or disposal of hazardous materials
or other environmental laws; the related borrower or an affiliate thereof agreed
to indemnify, defend and hold the mortgagee and its successors and assigns
harmless from and against losses, liabilities, damages, injuries, penalties,
fines, expenses, and claims of any kind whatsoever (including attorneys' fees
and costs) paid, incurred or suffered by, or asserted against, any such party
resulting from a breach of the foregoing representations, warranties or
covenants given by the borrower in connection with such Mortgage Loan. A Phase I
environmental report and with respect to certain Mortgage Loans, a Phase II
environmental report, was conducted by a reputable environmental consulting firm
in connection with such Mortgage Loan, which report did not indicate any
material non-compliance with applicable environmental laws or material existence
of hazardous materials or, if any material non-compliance or material existence
of hazardous materials was indicated in any such report, then at least one of
the following statements is true: (A) funds reasonably estimated to be
sufficient to cover the cost to cure any material non-compliance with applicable
environmental laws or material existence of hazardous materials have been
escrowed by the related borrower and held by the related mortgagee; (B) an
operations or maintenance plan has been required to be obtained by the related
borrower; (C) the environmental condition identified in the related
environmental report was remediated or abated in all material respects prior to
the date hereof; (D) a no further action or closure letter was obtained from the
applicable governmental regulatory authority (or the environmental issue
affecting the related Mortgaged Property was otherwise listed by such
governmental authority as "closed"); (E) such conditions or circumstances
identified in the Phase I environmental report were investigated further and
based upon such additional investigation, an environmental consultant
recommended no further investigation or remediation; (F) a party with financial
resources reasonably estimated to be adequate to cure the condition or
circumstance provided a guaranty or indemnity to the related borrower to cover
the costs of any required investigation, testing, monitoring or remediation; (G)
the expenditure of funds reasonably estimated to be necessary to effect such
remediation is not greater than two percent (2%) of the outstanding principal
balance of the related Mortgage Loan; or (H) a lender's environmental insurance
policy was obtained and is a part of the related mortgage file. Notwithstanding
the preceding sentence, with respect to certain Mortgage Loans with an original
principal balance of less than $3,000,000, no environmental report may have been
obtained, but (in such cases where a Phase I environmental report was not
obtained) a lender's secured creditor impairment environmental insurance policy
was obtained with respect to each such Mortgage Loan and is a part of the
related mortgage file. Each of such environmental insurance policies is in full
force and effect, the premiums for such policies have been paid in full and the
Trustee is named as an insured under each of such policies. To the best of the
Seller's knowledge, in reliance on such environmental reports and except as set
forth in such environmental reports, each Mortgaged Property is in material
compliance with all applicable federal, state and local environmental laws, and
to the best of the Seller's knowledge, no notice of violation of such laws has
been issued by any governmental agency or authority, except, in all cases, as
indicated in such environmental reports or other documents previously provided
to the Rating Agencies; and the Seller has not taken any action which would
cause the Mortgaged Property to not be in compliance with all federal, state and
local environmental laws pertaining to environmental hazards;

            (xxviii) (1) Each Mortgage Loan contains provisions for the
acceleration of the payment of the unpaid principal balance of such Mortgage
Loan if, without the consent of the holder of the Mortgage (and the Mortgage
requires the mortgagor to pay all fees and expenses associated with obtaining
such consent), the related Mortgaged Property is directly or indirectly
transferred or sold, and (2) except with respect to transfers of certain
interests in the related Borrower to persons already holding interests in the
Borrower, their family members, affiliated companies and other estate planning
related transfers that satisfy certain criteria specified in the related
Mortgage (which criteria is consistent with the practices of prudent commercial
mortgage lenders), each Mortgage Loan with a Stated Principal Balance of over
$20,000,000 also contains the provisions for the acceleration of the payment of
the unpaid principal balance of such Mortgage Loan if, without the consent of
the holder of the Mortgage, (and the Mortgage requires the mortgagor to pay all
fees and expenses associated with obtaining such consent) a majority interest in
the related Borrower is directly or indirectly transferred or sold;

            (xxix) All improvements included in the related appraisal are within
the boundaries of the related Mortgaged Property, except for encroachments onto
adjoining parcels for which the Seller has obtained title insurance against
losses arising therefrom or that do not materially and adversely affect the use
or value of such Mortgaged Property. No improvements on adjoining parcels
encroach onto the related Mortgaged Property except for encroachments that do
not materially and adversely affect the value of such Mortgaged Property, the
security provided by the Mortgage or the related borrower's operations at the
Mortgaged Property;

            (xxx) The information pertaining to the Mortgage Loans which is set
forth in the mortgage loan schedule attached as an exhibit to this Mortgage Loan
Purchase Agreement is complete and accurate in all material respects as of the
dates of the information set forth therein (or, if not set forth therein, as of
the Cut-Off Date);

            (xxxi) With respect to any Mortgage Loan where all or a material
portion of the estate of the related borrower therein is a leasehold estate, and
the related Mortgage does not also encumber the related lessor's fee interest in
such Mortgaged Property, based upon the terms of the ground lease and any
estoppel received from the ground lessor, the Seller represents and warrants
that:

                  (A) The ground lease or a memorandum regarding such ground
            lease has been duly recorded. The ground lease permits the interest
            of the lessee to be encumbered by the related Mortgage and does not
            restrict the use of the related Mortgaged Property by such lessee,
            its successors or assigns in a manner that would adversely affect
            the security provided by the related Mortgage. To the Seller's best
            knowledge, there has been no material change in the terms of the
            ground lease since its recordation, except by any written
            instruments which are included in the related mortgage file;

                  (B) The lessor under such ground lease has agreed in a writing
            included in the related mortgage file that the ground lease may not
            be amended, modified, canceled or terminated without the prior
            written consent of the lender and that any such action without such
            consent is not binding on the lender, its successors or assigns;

                  (C) The ground lease has an original term (or an original term
            plus one or more optional renewal terms, which, under all
            circumstances, may be exercised, and will be enforceable, by the
            lender) that extends not less than 20 years beyond the stated
            maturity of the related Mortgage Loan;

                  (D) Based on the title insurance policy (or binding commitment
            therefor) obtained by the Seller, the ground lease is not subject to
            any liens or encumbrances superior to, or of equal priority with,
            the Mortgage, subject to Permitted Encumbrances and liens that
            encumber the ground lessor's fee interest;

                  (E) The ground lease is assignable to the lender under the
            ground lease and its assigns without the consent of the lessor
            thereunder;

                  (F) As of the Closing Date, the ground lease is in full force
            and effect, the Seller has no actual knowledge that any default
            beyond applicable notice and grace periods has occurred, and there
            is no existing condition which, but for the passage of time or
            giving of notice, would result in a default under the terms of the
            ground lease;

                  (G) The ground lease or ancillary which is part of the
            Mortgage File, agreement between the lessor and the lessee requires
            the lessor to give notice of any default by the lessee to the
            lender;

                  (H) A lender is permitted a reasonable opportunity (including,
            where necessary, sufficient time to gain possession of the interest
            of the lessee under the ground lease through legal proceedings, or
            to take other action so long as the lender is proceeding diligently)
            to cure any default under the ground lease which is curable after
            the receipt of notice of any default before the lessor may terminate
            the ground lease. All rights of the lender under the ground lease
            and the related Mortgage (insofar as it relates to the ground lease)
            may be exercised by or on behalf of the lender;

                  (I) The ground lease does not impose any restrictions on
            subletting that would be viewed as commercially unreasonable by an
            institutional investor. The lessor is not permitted to disturb the
            possession, interest or quiet enjoyment of any subtenant of the
            lessee in the relevant portion of the Mortgaged Property subject to
            the ground lease for any reason, or in any manner, which would
            adversely affect the security provided by the related Mortgage;

                  (J) Under the terms of the ground lease and the related
            Mortgage, any related insurance proceeds or condemnation award
            (other than in respect of a total or substantially total loss or
            taking) will be applied either to the repair or restoration of all
            or part of the related Mortgaged Property, with the lender or a
            trustee appointed by it having the right to hold and disburse such
            proceeds as repair or restoration progresses, or to the payment of
            the outstanding principal balance of the Mortgage Loan, together
            with any accrued interest, except that in the case of condemnation
            awards, the ground lessor may be entitled to a portion of such
            award;

                  (K) Under the terms of the ground lease and the related
            Mortgage, any related insurance proceeds, or condemnation award in
            respect of a total or substantially total loss or taking of the
            related Mortgaged Property will be applied first to the payment of
            the outstanding principal balance of the Mortgage Loan, together
            with any accrued interest (except as provided by applicable law or
            in cases where a different allocation would not be viewed as
            commercially unreasonable by any institutional investor, taking into
            account the relative duration of the ground lease and the related
            Mortgage and the ratio of the market value of the related Mortgaged
            Property to the outstanding principal balance of such Mortgage
            Loan). Until the principal balance and accrued interest are paid in
            full, neither the lessee nor the lessor under the ground lease will
            have an option to terminate or modify the ground lease without the
            prior written consent of the lender as a result of any casualty or
            partial condemnation, except to provide for an abatement of the
            rent; and

                  (L) Provided that the lender cures any defaults which are
            susceptible to being cured, the lessor has agreed to enter into a
            new lease upon termination of the ground lease for any reason,
            including rejection of the ground lease in a bankruptcy proceeding;

            (xxxii) With respect to any Mortgage Loan where all or a material
portion of the estate of the related borrower therein is a leasehold estate, but
the related Mortgage also encumbers the related lessor's fee interest in such
Mortgaged Property: (a) such lien on the related fee interest is evidenced by
the related Mortgage, (b) such Mortgage does not by its terms provide that it
will be subordinated to the lien of any other mortgage or encumbrance upon such
fee interest, (c) upon the occurrence of a default under the terms of such
Mortgage by the related borrower, any right of the related lessor to receive
notice of, and to cure, such default granted to such lessor under any agreement
binding upon the Seller would not be considered commercially unreasonable in any
material respect by prudent commercial mortgage lenders, (d) the related lessor
has agreed in a writing included in the related mortgage file that the related
ground lease may not be amended or modified without the prior written consent of
the lender and that any such action without such consent is not binding on the
lender, its successors or assigns, and (e) the related ground lease is in full
force and effect, and the Seller has no actual knowledge that any default beyond
applicable notice and grace periods has occurred or that there is any existing
condition which, but for the passage of time or giving of notice, would result
in a default under the terms of such ground lease;

            (xxxiii) With respect to Mortgage Loans that are
cross-collateralized or cross-defaulted, all other loans that are
cross-collateralized by or cross-defaulted with such Mortgage Loans are being
transferred to the Depositor;

            (xxxiv) Neither Seller nor any affiliate thereof has any obligation
to make any capital contribution to any borrower under a Mortgage Loan, other
than contributions made on or prior to the date hereof;

            (xxxv) (1) The Mortgage Loan is directly secured by a Mortgage on a
commercial property or multifamily residential property, and (2) the fair market
value of such real property, as evidenced by an appraisal satisfying the
requirements of FIRREA conducted within 12 months of the origination of the
Mortgage Loan, was at least equal to 80% of the principal amount of the Mortgage
Loan (a) at origination (or if the Mortgage Loan has been modified in a manner
that constituted a deemed exchange under Section 1001 of the Code at a time when
the Mortgage Loan was not in default or default with respect thereto was not
reasonably foreseeable, the date of the last such modification) or (b) at the
date hereof; provided that the fair market value of the real property must first
be reduced by (A) the amount of any lien on the real property interest that is
senior to the Mortgage Loan and (B) a proportionate amount of any lien that is
in parity with the Mortgage Loan (unless such other lien secures a Mortgage Loan
that is cross-collateralized with such Mortgage Loan, in which event the
computation described in (a) and (b) shall be made on an aggregated basis);

            (xxxvi) There are no subordinate mortgages encumbering the related
Mortgaged Property, nor are there any preferred equity interests held by the
Seller or any mezzanine debt related to such Mortgaged Property, except as set
forth in the Prospectus Supplement, this Exhibit A or in the Exception Report to
this Mortgage Loan Purchase Agreement;

            (xxxvii) The Mortgage Loan Documents executed in connection with
each Mortgage Loan having an original principal balance in excess of $5,000,000
require that the related borrower be a single-purpose entity (for this purpose,
"single-purpose entity" shall mean an entity, other than an individual, having
organizational documents which provide substantially to the effect that it is
formed or organized solely for the purpose of owning and operating one or more
Mortgaged Properties, is prohibited from engaging in any business unrelated to
such property and the related Mortgage Loan, does not have any assets other than
those related to its interest in the related Mortgaged Property or its
financing, or any indebtedness other than as permitted under the related
Mortgage Loan);

            (xxxviii) Each Mortgage Loan prohibits the related borrower from
mortgaging or otherwise encumbering the Mortgaged Property without the prior
written consent of the mortgagee or the satisfaction of debt service coverage or
similar criteria specified therein and, except in connection with trade debt and
equipment financings in the ordinary course of borrower's business, from
carrying any additional indebtedness, except, in each case, liens contested in
accordance with the terms of the Mortgage Loans or, with respect to each
Mortgage Loan having an original principal balance of less than $4,000,000, any
unsecured debt;

            (xxxix) Each borrower covenants in the Mortgage Loan documents that
it shall remain in material compliance with all material licenses, permits and
other legal requirements necessary and required to conduct its business;

            (xl) Each Mortgaged Property (a) is located on or adjacent to a
dedicated road, or has access to an irrevocable easement permitting ingress and
egress, (b) is served by public utilities and services generally available in
the surrounding community or otherwise appropriate for the use in which the
Mortgaged Property is currently being utilized, and (c) constitutes one or more
separate tax parcels or is covered by an endorsement with respect to the matters
described in (a), (b) or (c) under the related title insurance policy (or the
binding commitment therefor);

            (xli) Based solely on a flood zone certification or a survey of the
related Mortgaged Property, if any portion of the improvements on the Mortgaged
Property is located in an area identified by the Federal Emergency Management
Agency or the Secretary of Housing and Urban Development as having special flood
hazards categorized as Zone "A" or Zone "V" and flood insurance is available,
the terms of the Mortgage Loan require the borrower to maintain flood insurance,
or at such borrower's failure to do so, authorizes the Lender to maintain such
insurance at the cost and expense of the borrower;

            (xlii) To the knowledge of the Seller, with respect to each Mortgage
which is a deed of trust, a trustee, duly qualified under applicable law to
serve as such, currently so serves and is named in the deed of trust or has been
substituted in accordance with applicable law or may be substituted in
accordance with applicable law by the related mortgagee, and except in
connection with a trustee's sale after a default by the related borrower, no
fees are payable to such trustee;

            (xliii) RESERVED.

            (xliv) Except as disclosed in the Exception Report to this Mortgage
Loan Purchase Agreement, to the knowledge of the Seller as of the date hereof,
there was no pending action, suit or proceeding, arbitration or governmental
investigation against any borrower or Mortgaged Property, an adverse outcome of
which would materially and adversely affect such borrower's ability to perform
under the related Mortgage Loan;

            (xlv) No advance of funds has been made by the Seller to the related
borrower (other than mezzanine debt and the acquisition of preferred equity
interests by the preferred equity interest holder, as disclosed in the
Prospectus Supplement), and no funds have, to the Seller's knowledge, been
received from any person other than, or on behalf of, the related borrower, for,
or on account of, payments due on the Mortgage Loan;

            (xlvi) To the extent required under applicable law, as of the
Cut-off Date or as of the date that such entity held the Note, each holder of
the Note was authorized to transact and do business in the jurisdiction in which
each related Mortgaged Property is located, or the failure to be so authorized
did not materially and adversely affect the enforceability of such Mortgage
Loan;

            (xlvii) All collateral for the Mortgage Loans is being transferred
as part of the Mortgage Loans;

            (xlviii) Except as disclosed in the Exception Report to this
Mortgage Loan Purchase Agreement or the Prospectus Supplement with respect to
the Crossed Loans and Multiple Property Loans, no Mortgage Loan requires the
lender to release any portion of the Mortgaged Property from the lien of the
related Mortgage except upon (a) payment in full or defeasance of the related
Mortgage Loan, (b) the satisfaction of certain legal and underwriting
requirements that would be customary for prudent commercial mortgage lenders,
(c) releases of unimproved out-parcels or (d) releases of portions of the
Mortgaged Property which will not have a material adverse effect on the use or
value of the collateral for the related Mortgage Loan;

            (xlix) Except as provided in paragraphs (xxxi) (J) and (K) above,
any insurance proceeds in respect of a casualty loss or taking will be applied
either to (a) the repair or restoration of all or part of the related Mortgaged
Property, with, in the case of all casualty losses or takings in excess of a
specified amount or percentage that a prudent commercial lender would deem
satisfactory and acceptable, the lender (or a trustee appointed by it) having
the right to hold and disburse such proceeds as the repair or restoration
progresses (except in any case where a provision entitling another party to hold
and disburse such proceeds would not be viewed as commercially unreasonable by a
prudent commercial mortgage lender) or (b) to the payment of the outstanding
principal balance of such Mortgage Loan together with any accrued interest
thereon;

            (l) Each Form UCC-1 financing statement, if any, filed with respect
to personal property constituting a part of the related Mortgaged Property and
each Form UCC-2 or UCC-3 assignment, if any, of such financing statement to the
Seller was, and each Form UCC-3 assignment, if any, of such financing statement
in blank which the Trustee or its designee is authorized to complete (but for
the insertion of the name of the assignee and any related filing information
which is not yet available to the Seller) is, in suitable form for filing in the
filing office in which such financing statement was filed;

            (li) To the Seller's knowledge, (a) each commercial lease covering
more than 10% (20% in the case of any Mortgage Loan having an original principal
balance less than $2,500,000) of the net leaseable area of the related Mortgaged
Property is in full force and effect and (b) there exists no default under any
such commercial lease either by the lessee thereunder or by the related borrower
that could give rise to the termination of such lease;

            (lii) Based upon an opinion of counsel and/or other due diligence
considered reasonable by prudent commercial mortgage lenders, the improvements
located on or forming part of each Mortgaged Property comply with applicable
zoning laws and ordinances, or constitute a legal non-conforming use or
structure or, if any such improvement does not so comply, such non-compliance
does not materially and adversely affect the value of the related Mortgaged
Property. With respect to properties with a Stated Principal Balance of over
$10,000,000, if the related Mortgaged Property does not so comply, to the extent
the Seller is aware of such non-compliance, it has required the related Borrower
to obtain law and ordinance insurance coverage in amounts customarily required
by prudent commercial mortgage lenders;

            (liii) Each Mortgage Loan constitutes a "qualified mortgage" within
the meaning of Section 860G(a)(3) of the Code (but without regard to the rule in
Treasury Regulation (as defined herein) Section 1.860G-2(f)(2) that treats a
defective obligation as a qualified mortgage or any substantially similar
successor provision) and all Prepayment Premiums and Yield Maintenance Charges
constitute "customary prepayment penalties" within the meaning of Treasury
Regulation Section 1.860G-1(b)(2);

            (liv) With respect to any Mortgage Loan that pursuant to the
Mortgage Loan Documents can be defeased, (i) the Mortgage Loan cannot be
defeased within two years after the Closing Date, (ii) the borrower can pledge
only United States government securities in an amount sufficient to make all
scheduled payments under the Mortgage Loan when due, (iii) the borrower is
required to provide independent certified public accountant's certification that
the collateral is sufficient to make such payments, (iv) the loan may be
required to be assumed by a single-purpose entity designated by the holder of
the Mortgage Loan, (v) the borrower is required to provide an opinion of counsel
that the trustee has a perfected security interest in such collateral prior to
any other claim or interest, (vi) pay all Rating Agency fees associated with
defeasance (if rating confirmation is a specific condition precedent thereto)
and all other reasonable expenses associated with defeasance, including, but not
limited to, accountant's fees and opinions of counsel, (vii) with respect to any
Significant Loan (as defined in the Pooling and Servicing Agreement), the
borrower is required to provide an opinion of counsel that such defeasance will
not cause any REMIC created under the Pooling and Servicing Agreement to fail to
qualify as a REMIC for federal or applicable state tax purposes and (viii) with
respect to any Significant Loan (as defined in the Pooling and Servicing
Agreement), the borrower must obtain Rating Agency confirmation from each Rating
Agency that the defeasance would not result in such Rating Agency's withdrawal,
downgrade or qualification of the then current rating of any class of
Certificate rated by such Rating Agency;

            (lv) The Mortgage Loan Documents for each Mortgage Loan provide that
the related borrower thereunder shall be liable to the Seller for any losses
incurred by the Seller due to (i) the misapplication or misappropriation of
rents, insurance proceeds or condemnation awards, (ii) any willful act of
material waste, (iii) any breach of the environmental covenants contained in the
related Mortgage Loan Documents, and (iv) fraud by the related Borrower;
provided that, with respect to clause (iii) of this sentence, an indemnification
against losses related to such violations or environmental insurance shall
satisfy such requirement;

            (lvi) If such Mortgage Loan is an ARD Loan, it commenced amortizing
on its initial scheduled Due Date and provides that: (i) its Mortgage Rate will
increase by no more than two percentage points in connection with the passage of
its Anticipated Repayment Date and so long as the Mortgage Loan is an asset of
the Trust Fund; (ii) its Anticipated Repayment Date is not less than seven years
following the origination of such Mortgage Loan; (iii) no later than the related
Anticipated Repayment Date, if it has not previously done so, the related
borrower is required to enter into a "lockbox agreement" whereby all revenue
from the related Mortgaged Property shall be deposited directly into a
designated account controlled by the Master Servicer; and (iv) any cash flow
from the related Mortgaged Property that is applied to amortize such Mortgage
Loan following its Anticipated Repayment Date shall, to the extent such net cash
flow is in excess of the Monthly Payment payable therefrom, be net of budgeted
and discretionary (servicer approved) capital expenditures;

            (lvii) Except as disclosed in the Prospectus Supplement, no Mortgage
Loan, and no group of Mortgage Loans made to the same borrower and to borrowers
that are affiliates, accounted for more than 5.0% of the aggregate of the Stated
Principal Balances of all of the Mortgage Loans, all the mortgage loans sold to
the Depositor by Column Financial, Inc. ("Column") pursuant to that certain
Mortgage Loan Purchase Agreement dated as of March 1, 2002 between the Depositor
and Column and all the mortgage loans sold to the Depositor by PNC Bank,
National Association ("PNC Bank") pursuant to that certain Mortgage Loan
Purchase Agreement dated as of March 1, 2002 between the Depositor and PNC Bank,
as of the Cut-Off Date; and

            (lviii) The Seller has delivered to the Trustee or a custodian
appointed thereby, with respect to each Mortgage Loan, in accordance with
Section 3 of the Mortgage Loan Purchase Agreement, a complete Mortgage File.

<PAGE>

                                    EXHIBIT B

                             AFFIDAVIT OF LOST NOTE

STATE OF NEW YORK       )
                        )  ss.:
COUNTY OF NEW YORK      )

                                                    , being duly sworn, deposes
and says:

            1. that he is an authorized signatory of KeyBank National
Association ("KeyBank");

            2. that KeyBank is the owner and holder of a mortgage loan in the
original principal amount of $____________________ secured by a mortgage (the
"Mortgage") on the premises known as ____ ____________________
____________________ located in ____________________;

            3. (a) that KeyBank , after having conducted a diligent
investigation of its records and files, has been unable to locate the following
original note and believes that said original note has been lost, misfiled,
misplaced or destroyed due to a clerical error:

            a note in the original sum of $____________________ made by
            ____________________, to KeyBank National Association, under date of
            ____________________ (the "Note");

            4. that the Note is now owned and held by KeyBank;

            5. that the Note has not been paid off, satisfied, assigned,
transferred, encumbered, endorsed, pledged, hypothecated, or otherwise disposed
of and that the original Note has been either lost, misfiled, misplaced or
destroyed;

            6. that no other person, firm, corporation or other entity has any
right, title, interest or claim in the Note except KeyBank; and

            7. upon assignment of the Note by KeyBank to Credit Suisse First
Boston Mortgage Securities Corp. (the "Depositor") and subsequent assignment by
the Depositor to the trustee for the benefit of the holders of the Credit Suisse
First Boston Mortgage Securities Corp. Commercial Mortgage Pass-Through
Certificates, Series 2002-CKP1 (the "Trustee") (which assignment may, at the
discretion of the Depositor, be made directly by KeyBank to the Trustee) KeyBank
covenants and agrees (a) promptly to deliver to the Trustee the original Note if
it is subsequently found, and (b) to indemnify and hold harmless the Trustee and
its successors and assigns from and against any and all costs, expenses and
monetary losses arising as a result of KeyBank's failure to deliver said
original Note to the Trustee.

                                        KEYBANK NATIONAL ASSOCIATION

                                        By: ___________________________________
                                            Name:
                                            Title:

Sworn to before me this
day of March [ ], 2002

<PAGE>

                                    EXHIBIT C

                                     FORM OF
                          ASSIGNMENT OF MORTGAGE(S) AND
                 ASSIGNMENT OF ASSIGNMENT OF LESSOR'S INTERESTS
                          IN LEASES, RENTS AND PROFITS

This instrument prepared by:

Polsinelli Shalton & Welte
700 W. 47th Street, Suite 1000
Kansas City, Missouri 64112

Record & Return to:

________________________
________________________
________________________
Attn:___________________

             ___________________________________________________

                                                                 Loan No. ______

                SPACE ABOVE THIS LINE RESERVED FOR RECORDER'S USE

                          ASSIGNMENT OF LOAN DOCUMENTS

                =============================================

                         (HEREINAFTER THE "ASSIGNMENT")

      In consideration of the sum of Ten Dollars ($10.00) and other good and
valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, KEYBANK NATIONAL ASSOCIATION, a national banking association,
having an address at 911 Main Street, Suite 1500, Kansas City, Missouri 64105
("ASSIGNOR"), does hereby grant, bargain, sell, convey, assign, transfer and set
over unto ("ASSIGNEE"), without recourse, all of the right, title and interest
of Assignor in and to:

      1.    That certain [Mortgage] or [Deed of Trust], Assignment of Leases and
            Rents, Security Agreement and Fixture Filing described on Schedule 1
            hereto ("SECURITY INSTRUMENT");

      2.    That certain Assignment of Leases and Rents described on Schedule 1
            hereto ("ASSIGNMENT OF RENTS");

      3.    The note(s) and/or other agreements evidencing the indebtedness
            and/or the obligation(s) secured by the Security Instrument and/or
            Assignment of Rents; and

4.    Any and all other documents and instruments evidencing, securing and/or
      relating to the indebtedness and/or obligations secured by the Security
      Instrument and/or Assignment of Rents.

      This Assignment is made without representation, recourse or warranty by
Assignor.

      IN WITNESS WHEREOF, the Assignor by its duly authorized officers has
caused this Assignment to be duly executed, sealed, acknowledged and delivered.

Effective as of __________________________

                                        ASSIGNOR:

                                        KEYBANK NATIONAL ASSOCIATION, a
                                        national banking association

                                        By:   __________________________________
                                        Name: __________________________________

Title: __________________________________

<PAGE>

STATE OF                )
                        )  ss.:
COUNTY OF               )

            On this __________ day of ____________, 2002, before me the
undersigned, a NOTARY PUBLIC OF ________________________, personally appeared ,
as ________ of KeyBank National Association, a national banking association,
who, I am satisfied, was the maker of the foregoing instrument and who then
stated and acknowledged to me that, as such officer and maker (1) he was
authorized to execute the foregoing instrument on behalf of said company and (2)
he executed said instrument as the act and deed of said company.

            IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my
official seal at my office in ______________________________________ the day and
year last above written.

                                       Signature______________________________

                                       Print Name_____________________________

                                       Residing at____________________________
                                                 _____________________________
                                                 _____________________________

                                       A NOTARY PUBLIC OF_____________________

[AFFIX SEAL]                      My Commission expires on____________________

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