Document:

Employment Agreement by and between Capital Title Group, Inc. and Mark C. Walker

 Exhibit 10.20 
  
 CAPITAL TITLE GROUP, INC. 
  
 AMENDMENT 
 TO 
  
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT amends the Employment Agreement dated March 7, 1998, by and
between CAPITAL TITLE GROUP, INC. (“Employer”) and MARK C. WALKER (“Employee”) in the following particulars: 
  
 New paragraph 4A shall read as follows: 
  
 “Employee’s annual salary is increased to $225,000, effective June 1, 2004.” 
  
 The foregoing provision shall become effective as of June 1, 2004 and, except to the extent herein modified, the Employment
Agreement shall remain in full force and effect. 
  
 IN WITNESS
WHEREOF, the parties have hereunto executed this Agreement as of the 27th day of May, 2004. 
  

									
	EMPLOYER:	 	 	 	EMPLOYEE:
			
	CAPITAL TITLE GROUP, INC.	 	 	 	 
				
	 By
	 	/S/    DONALD R.
HEAD        	 	 	 	/S/    MARK C.
WALKER        
	 	 	DONALD R. HEAD	 	 	 	 	 	MARK C. WALKER
	 	 	Chief Executive Officer	 	 	 	 	 	 

  

 CAPITAL TITLE GROUP, INC. 
  
 AMENDMENT 
 TO 
  
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT amends the Employment Agreement dated March 7, 1998, by and
between CAPITAL TITLE GROUP, INC. (“Employer”) and MARK C. WALKER (“Employee”) in the following particulars: 
  

	 	1.	Paragraph 3 is deleted. New paragraph 3 shall read: 

  
 “The term of this Employment Agreement shall be deemed to have commenced on April 1, 1998, and is hereby extended three (3) years for a term ending
March 31, 2006.” 
  

	 	2.	Paragraph 4(a) is deleted. New paragraph 4(a) shall read: 

  
 “Employee’s annual salary is increased to $175,000, effective January 1, 2003.” 
  

	 	3.	On execution of this Amendment to Employment Agreement, the Company shall cause Capital Title Group, Inc. to grant an option in favor of Employee to purchase an additional fifty
thousand (50,000) shares of the common stock of the CTGI based on the usual formulae for the strike price. 

  
 The foregoing provisions become effective as of January 1, 2003 and, except to the extent herein modified, the Employment Agreement shall remain in full
force and effect. 
  
 IN WITNESS WHEREOF, the parties have
hereunto executed this Agreement as of the 13 day of December, 2002. 
  

									
	EMPLOYER:	 	 	 	EMPLOYEE:
			
	CAPITAL TITLE GROUP, INC.	 	 	 	 
				
	 By
	 	/S/    TED F.
LAMB        	 	 	 	/s/    Mark C. Walker        
	 	 	TED F. LAMB, Director	 	 	 	 	 	MARK C. WALKER

  

 CAPITAL TITLE GROUP, INC. 
  
 AMENDMENT 
 TO 
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT amends the Employment Agreement of March 7, 1998, by and between CAPITAL TITLE GROUP, INC. (“Employer”) and MARK C. WALKER
(“Employee”) in the following particulars: 
  
 “Commencing April 1, 2001, Employee’s salary will be increased to $145,000 annually.” 
  
 IN WITNESS WHEREOF, the parties have hereunto executed this Agreement as of the 30th day of March, 2001. 
  

			
	EMPLOYEE:
	
	/S/    MARK C.
WALKER        
	 	 	MARK C. WALKER
	
	COMPANY:
	
	 CAPITAL TITLE GROUP, INC.

		
	 By
	 	/S/    DONALD R.
HEAD        
	 	 	DONALD R. HEAD,
	 	 	Chief Executive Officer

  

 COPY 
  
 CAPITAL TITLE GROUP, INC. 
  
 AMENDMENT 
 TO 
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT amends the Employment Agreement of March 7, 1998, by and between CAPITAL TITLE GROUP, INC. (“Employer”) and MARK C. WALKER
(“Employee”) in the following particulars: 
  
 “The term of employment is extended for a term ending March 31, 2005.” 
  
 IN WITNESS WHEREOF, the parties have hereunto executed this Agreement as of the 9th
day of January, 2001. 
  

			
	EMPLOYEE:
	
	/s/    MARK C.
WALKER        
	MARK C. WALKER
	
	COMPANY:
	
	 CAPITAL TITLE GROUP, INC.

		
	 By
	 	/s/    DONALD R. HEAD        
	 	 	DONALD R. HEAD,
	 	 	Chief Executive Officer

  

 CAPITAL TITLE GROUP, INC. 
  
 AMENDMENT 
 TO 
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT amends the Employment Agreement of March 7, 1998, by and between CAPITAL TITLE GROUP, INC. (“Employer”) and MARK C. WALKER
(“Employee”) in the following particular: 
  
 The term
of employment is extended to March 6, 2004. 
  
 IN WITNESS
WHEREOF, the parties have hereunto executed this Agreement as of the 13th day of March, 2000. 
  

			
	CAPITAL TITLE GROUP, INC.
		
	 By
	 	/s/    DONALD R. HEAD        
	 	 	DONALD R. HEAD, CEO
	
	EMPLOYER
	
	/s/    MARK C.
WALKER        
	MARK C. WALKER
		
	 	 	EMPLOYEE

  

 CAPITAL TITLE GROUP, INC. 
  
 AMENDMENT 
 TO 
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT amends the Employment Agreement of March 7,1998, by and between CAPITAL TITLE GROUP, INC. (“Employer”) and MARK C. WALKER
(“Employee”) in the following particular: 
  
 Commencing January 1, 1999, Employee’s salary is increased to One Hundred Twenty Thousand Dollars ($120,000) annually. 
  
 IN WITNESS WHEREOF, the parties have hereunto executed this Agreement as of the 24th day of December, 1998. 
  

			
	CAPITAL TITLE GROUP, INC.
		
	 By
	 	/s/    DONALD R. HEAD        
	 	 	DONALD R. HEAD, CEO
	
	EMPLOYER
	
	/s/    MARK C.
WALKER        
	MARK C. WALKER
		
	 	 	EMPLOYEE

  

 CAPITAL TITLE GROUP, INC. 
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT is made as of this 7th day of March, 1998, by and between CAPITAL
TITLE GROUP, INC., a Delaware corporation (“Employer”), and MARK C. WALKER, (“Employee”). 
  
 WITNESSETH: 
  
 WHEREAS, Employee has broad-based experience in accounting, and Employer desires to employ Employee and to assure itself of continued availability of
Employee’s services for Employer’s benefit, and Employee is willing to accept such employment and to perform such services, all in accordance with the terms herein contained. 
  
 NOW, THEREFORE, in consideration of the mutual promises and covenants herein contained, and intending to be legally bound
hereby, the parties agree as follows: 
  
 1. Employment.
Employer hereby agrees to employ the Employee, and Employee agrees to be hired by Employer, to become its Vice President and Chief Financial Officer with responsibility for management of finance, accounting and related administrative functions
and financial reporting requirements for all operations of the Employer, its subsidiaries and any affiliates as required by law or directed by the Board of Directors of Employer, to work under the direct supervision and authority of Donald R. Head,
or the Board of Director’s designee, and to perform such duties according to the policies and directives as communicated to employee from time to time during the period of such employment. 
  
 2. Extent of Services. During the employment period, except for
illness and for reasonable vacations, Employee shall devote full-time attention, skill and efforts to the duties under this “Agreement.” 
  
 3. Term. The employment period shall be for a term of three (3) years commencing as of the date of this Agreement. 
  
 4. Compensation and Reimbursement. For performing the services
required to be performed by this Agreement during the employment period, Employee shall be compensated by Employer as follows: 
  

	 	A.	Salary. A fixed salary at the rate of One Hundred Thousand Dollars ($100,000) annually, payable twice monthly in accordance with Employer’s normal policy.

  

	 	B.	Business Promotion Expenses. Reimbursement for all necessary and pre-approved travel and entertainment expenses incurred by Employee on behalf of Employer, not to exceed One
Thousand Dollars ($1,000) per month, which expenses shall be incurred by the Employee and reimbursed by Employer in accordance with the normal practices and budget of Employer or other restrictions that may be imposed by the Board of Directors.

  

	 	C.	Automobile Expense Allowance. Employer shall pay Employee, in addition to his regular salary, an automobile allowance in the amount of Five Hundred Dollars ($500) per month,
payable semi-monthly. 

  
 5. Supplemental
Benefits. During the term of this Agreement, Employee shall receive health insurance, vacation and other Employee benefits that are fairly comparable to those currently paid to employees of Capital Title Agency, Inc. operations in the State of
Arizona. 
  
 6. Disability and Incapacity. Subject to all
federal or state laws applicable, if Employee shall be unable to perform Employee’s duties by reason of disability or impairment of health for at least ninety (90) consecutive calendar days, Employer shall have the right to terminate this
Agreement by giving written notice to that effect, provided that at the time such notice is given such disability or impairment is still continuing. 
  
 7. Death. In the event of Employee’s death while employed by Employer, this Agreement shall terminate at the end of the calendar month in
which Employee’s death occurs, and Employee’s legal representative shall be entitled to receive the compensation due Employee through the last day of the calendar month in which Employee’s death shall have occurred, and any other
amounts which may have accrued to Employee for periods prior to such date. 
  
 8. Compensation on Termination. 
  

	 	A.	 Prior to the end of the employment period of this Agreement, if the Employer shall terminate employment of the Employee without cause, or if the Employee shall
terminate employment for cause as hereinafter defined, then the Employer shall pay the Employee’s aggregate compensation, and such other amounts as shall be necessary to continue any supplemental Employee benefits and prerequisites of office
which were provided the Employee prior to such termination. In the event such benefits or prerequisites of office are not continuable, the Employee shall be paid their cash equivalent. All payments hereunder shall be payable for the earlier of the
period ending the last day of the month in which Employee’s death occurs or 

  

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the end of the remaining employment term. Notwithstanding the foregoing. Employee shall have a duty to mitigate Employee’s damages in the event of any
such termination by Employer without cause or termination by Employee for cause and, to the extent Employee’s reasonable efforts generate or could have generated replacement income during the remaining term of this Agreement, such income shall
be credited to Employer against the obligation to pay additional salary and benefits pursuant to this paragraph. Employer may withhold payments for such period that Employee refuses to render all reasonable or necessary cooperation to enable
Employer (1) to determine the extent of any replacement income that may have been paid or may be payable to Employee during which time Employer may be obligated to continue paying compensation after termination pursuant to this paragraph, and (2) to
determine whether Employee has from time to time exerted reasonable efforts to obtain replacement income. 

  

	 	B.	In the event of Employee’s death or termination due to disability, or if the Employer shall terminate the employment of the Employee for cause, or if the Employee shall
terminate employment without cause, then the Employer shall pay the Employee’s salary to the effective date of such termination, and any accrued vacation not used, but no added compensation as otherwise provided under paragraph 5.B shall be
deemed earned in any of such events. 

  

	 	C.	As to Employee’s obligations, “cause” shall mean (i) a material breach by the Employee of this Agreement, (ii) incapacity of the Employee by reason of health or
incompetence to perform Employee’s duties for ninety (90) consecutive calendar days, or (iii) substantial dishonesty, theft, embezzlement or conviction of a felony. As to Employer’s obligations, “cause” shall mean a material
breach by the Employer of this Agreement. 

  
 9.
Assignment. The rights and obligations of Employer hereunder shall inure to the benefit of, and be binding upon, Employer and any other corporation or entity into which Employer shall be merged, or to which substantially all of the assets of
Employer shall be transferred, and such other corporation or entity shall thereupon be deemed the “Employer” hereunder. The rights and obligations of the Employee hereunder shall not be assignable except as to compensation earned but not
paid when due. 
  
 10. Proprietary Protection. 

 

	 	A.	 Non-Competition. At all times while employed by Employer, and for a period of one (1) year after the date on which the Employee ceases 

  

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to be actively employed by Employer, the Employee shall not compete in any way with the business of Employer anywhere within the restricted area as defined
in Paragraph I of this section, whether directly or indirectly, as an employee, agent, independent contractor, owner, or otherwise. In addition, during such one (1) year period the Employee shall not directly or indirectly enter into or in any
manner take part in any other business or entity that competes with Employer in the restricted area. 

  

	 	B.	Confidentiality. At all times while employed by Employer, and continuing after termination of such relationship without limitation as to time, the Employee shall not directly
or indirectly use or disclose to others any confidential or proprietary information or trade secrets of Employer. For purposes of this Agreement, confidential or proprietary information includes all information regarding Employer, whether disclosed
by Employer or originated by Employee while employed by Employer, including, without limitation, Employer’s policies and procedures, Employer’s suppliers and supply information, Employer’s customer lists and customer information
(whether the customer is a past, present or prospective customer), computer programs not generally available to the public, pricing, sales and marketing information, financial and technical information, manufacturing processes, inventions and
know-how. Employee acknowledges that all trade secrets, inventions, know-how, and all other information described in this paragraph developed by Employee during the course of employment belongs to Employer. 

  

	 	C.	Non-Piracy of Employees. Employee recognizes that Employer’s other employees are a valuable resource of Employer. Accordingly, Employee agrees that for a period of one
(1) year after the date on which the Employee ceases to be actively employed by Employer, Employee will not, alone or in conjunction with others, solicit, induce, or recruit any employee of Employer to leave Employer’s employment. Employee
shall never, at any time, attempt to induce another employee of Employer to violate a contract of employment for a specified term of years. 

  

	 	D.	 Customer Anti-Piracy. Employee agrees that for a period of one (1) year after the date on which Employee ceases to be actively employed by Employer, Employee
will not directly or indirectly in any capacity whatsoever, either as an employee, officer, director, stockholder, proprietor, partner, joint venturer, consultant, or otherwise, (a) induce any customer located in the restricted area with 

  

 4 

	 	 
regard to realty located in the restricted area (past or present) to patronize any employer that is in competition with Employer’s business; (b)
canvass, solicit, or accept any similar business from any past or present customer of Employer; or (c) request or advise any past or present customer of Employer to withdraw, curtail, or cancel any restricted area business with Employer.

  

	 	E.	Employee Acknowledgment of Fairness. Employee acknowledges and agrees that Employee’s services to Employer are of a special character with unique value to Employer, and
that the restrictive covenants set forth in this Agreement are reasonable, fair and valid in scope or activity, duration, territory, and in all other respects. 

  

	 	F.	Severability and Reformation. If any court of competent jurisdiction determines that any of the restrictions imposed on Employee by this Agreement, or any part thereof, is or
are invalid or unenforceable, the remainder of the restrictions shall not thereby be affected and shall be given full effect, without regard to invalid portions. If any of the restrictions imposed on Employee should ever be deemed to exceed the
temporal, geographic, or occupational limitations permitted by applicable laws, such restrictions shall be and are hereby reformed to the maximum temporal, geographic, or occupational limitations permitted by law. 

  

	 	G.	Breach of Obligations by Employee. In the event of a breach or threatened breach by the Employee of the obligations set forth in subparagraphs A through D above, Employer
shall be entitled to apply to any appropriate court for an injunction restraining the Employee; provided, however, that this paragraph shall not be construed as prohibiting Employer from pursuing any other available remedies for such breach or
threatened breach including, but not limited to, the recovery of damages from the Employee. 

  

	 	H.	Breach By Employer. In the event Employer terminates Employee without cause, subparagraph “A” shall not be enforceable; however, in any event, all other
subparagraphs of this section shall remain fully enforceable, 

  

	 	I.	Restricted Area. As used in this Agreement, the term “restricted area” means any county in which, at the time Employee’s employment has ended, Employer shall
have been engaged in business of any kind, either personally or through any subsidiary or affiliate company in any state within the United States of America. 

  

 5 

	 	J.	Restrictions. Employee understands and agrees that in addition to the periods applicable after employment, the restrictions set forth in Paragraphs A through D, above, shall
also be binding on Employee at all times during Employee’s employment. 

  
 11. Option To Purchase Stock of Public Employer. 
  

	 	A.	Subject to such restrictions as may be imposed by Employer, on advice of its securities legal counsel, to comply with regulatory requirements of federal and state laws, and on terms
set forth in Employer’s Incentive Stock Option Agreement, Employer hereby grants to Employee a non-assignable option to purchase up to one- hundred thousand (100,000) shares of the common, voting shares of Employer’s capital stock.

  

	 	B.	The purchase price for such option stock shall be Two Dollars ($2.00) per share. Employee shall be entitled to exercise the option to purchase shares as to not more than fifty
percent (50%) of such option shares after the second anniversary of the grant date. The option may be exercised as to the remaining fifty percent (50%) after the third anniversary of the grant date. 

  

	 	C.	All other terms of such option shall be as set forth in the Incentive Stock Option Agreement, receipt of a copy of which Employee hereby acknowledges. 

  

	 	D.	Employer reserves the right to cancel or suspend the options granted by paragraph A above as to any issued or unissued shares upon advice from Employer’s securities counsel
that the issuance of shares pursuant thereto may constitute a violation of existing or future securities laws, rules or regulations. As to any such issued shares subsequently determined by Employer’s security counsel to be in violation of
securities laws, rules or regulations, Employer shall have the option at any time to repurchase such shares for the amount of the purchase price paid, together with interest thereon at ten percent (10%) per annum. 

  
 12. Agreement. The entire agreement of the parties is herein written
fully and supersedes any prior agreement between the parties hereto, and the parties hereto are not bound by any agreements, understandings, conditions or inducements otherwise than are expressly set forth and stipulated hereunder. 
  

 6 

 13. Notices. All notices required to be sent pursuant to the terms of this Agreement shall be sent
by first class mail, postage prepaid, to the parties hereto at the following addresses, or such other addresses as they may hereafter designate in writing: 
  
 EMPLOYER: 
  
 CAPITAL TITLE GROUP, INC. 
 Attention: Donald
R. Head 
 14555 North Scottsdale Road 
 Suite 320 
 Scottsdale, AZ 85254 
  
 EMPLOYEE: 
  
 MARK C. WALKER 
 5861 East Marconi Avenue

 Scottsdale, AZ 85254 
  
 14. Employee Handbook. Except to the extent inconsistent with the terms herein, Employee shall be bound by the policies, procedures and other
rights and obligations set forth in the Capital Title Agency Employee Handbook, January 1, 1998, edition, and any subsequent amendments thereto. Employee acknowledges receipt of a copy thereof. 
  
 15. Attorney Fees. In the event of any controversy, claim or dispute
between the parties affecting or relating to the subject matter of performance of this Agreement, the prevailing party shall be entitled to recover from the non-prevailing party all of its reasonable attorney fees. 
  
 16. Governing Law. Unless or to the extent contrary to California law,
this Agreement shall be construed both as to validity and performance, and enforced in accordance with and governed by the laws of the State of Arizona, and shall be binding when signed by both parties upon each of them, their successors,
administrators and assigns. 
  
 IN WITNESS WHEREOF, the parties
have hereunto executed this Agreement as of the day above written. 
  

									
	EMPLOYER:	 	 	 	EMPLOYEE:
			
	 CAPITAL TITLE GROUP, INC.
	 	 	 	 
				
	 By
	 	/s/    DONALD R. HEAD        	 	 	 	/s/    MARK C.
WALKER        
	 Its
	 	CEO	 	 	 	 	 	MARK C. WALKER

  

 7 

 CAPITAL TITLE GROUP, INC. 
  
 AMENDMENT 
 TO 
  
 EMPLOYMENT AGREEMENT 
  
 THIS AGREEMENT amends the Employment Agreement dated March 7, 1998, by and
between CAPITAL TITLE GROUP, INC. (“Employer”) and MARK C. WALKER (“Employee”) in the following particulars: 
  

	 	1.	The term of employment is extended for a term ending March 31, 2008. 

  

	 	2.	New paragraph 4A shall read as follows: 

  
 “Employee’s annual salary is increased to $250,000, effective April 1, 2005.” 
  
 Except to the extent herein modified, the Employment Agreement dated March 7, 1998 and subsequent Amendments thereto shall
remain in full force and effect. 
  
 IN WITNESS WHEREOF, the
parties have hereunto executed this Agreement as of the 8th day of March, 2005. 
  

									
	EMPLOYER:	 	 	 	EMPLOYEE:
			
	CAPITAL TITLE GROUP, INC.	 	 	 	 
					
	By:	 	/s/    DONALD R. HEAD        	 	 	 	By:	 	/s/    MARK C. WALKER        
	 	 	 DONALD R. HEAD
 Chief Executive Officer
	 	 	 	 	 	MARK C. WALKERAcquisition Consulting Agreement

 Exhibit 10.21 
  

			
	

	 	 	 Miller Management Corporation            

		
	 	 	 Miller Capital Corporation

		
	 	 	 Miller Investments

  
 November 17, 2003 
  
 Mr. Donald R. Head 
 Chairman, President and Chief Executive Officer 
 CAPITAL TITLE GROUP, INC. 
 14648 North Scottsdale Road, Suite 125 
 Scottsdale, Arizona 85254 

 
 ACQUISITION CONSULTING AGREEMENT - THIRD RENEWAL 
  
 THIS ACQUISITION CONSULTING AGREEMENT (the “Agreement”) is entered into as of the
28th day of January, 2004 (the “Effective Date”) by and between CAPITAL TITLE GROUP, INC., a Delaware corporation (“Capital Title” or the “Company”), and MILLER CAPITAL CORPORATION, an Arizona corporation
(“MCC”). 
  
 In consideration of the mutual premises,
covenants and undertakings set forth herein, the parties hereby agree as follows: 
  
 I. RESPONSIBILITIES OF MCC 
  
 1.1 Subject to the terms and conditions hereof, Capital Title hereby retains MCC to provide exclusive acquisition consulting services to Capital Title for
transactions with a value greater than $7,000,000 and MCC agrees to provide such services to Capital Title. MCC shall assist with the identification of acquisition candidates and with negotiating and structuring acquisitions all in accordance with
Capital Title’s expansion plans as may be in effect from time to time. 
  
 1.2 Capital Title acknowledges and understands that MCC, in order to perform its services effectively under this Agreement, requires the prompt receipt of all material information with respect to Capital Title, its
operations and prospects. Accordingly, Capital Title agrees to furnish promptly to MCC copies of all publicly available reports and filings made with the Securities and Exchange Commission (the “SEC”), all communications with stockholders
and all reports received from Capital Title’s auditors 

 Acquisition Consulting Agreement Renewal 
 Between Capital Title Group, Inc. and Miller Capital Corporation 
 Effective January 28, 2004 
 Page 2 
  
 that have significance to the scope of
MCC’s services hereunder; provided, however, Capital Title shall have no obligation to provide MCC with any information that Capital Title deems confidential. Capital Title recognizes the necessity of promptly notifying MCC of all material
developments concerning Capital Title, its business and prospects and to supply MCC with sufficient information necessary for MCC to make a determination as to its compliance with its own procedures as well as any legal requirements. MCC agrees that
it shall keep confidential all information received from Capital Title until such time that MCC is authorized to release such information. 
  
 II. COMPENSATION 
  
 In the event the Company effectuates a corporate restructuring, merger, joint venture, or acquisition during the term hereof, or such a transaction occurs
on or prior to one year from the date of termination of this Agreement (irrespective of any reason for such termination), then the Company hereby agrees to pay the following consideration, which payment shall be due and payable eighty (80%) percent
in cash and twenty (20%) percent in common stock (with priority registration rights) on the date of any such closing with respect thereto: 
  
 5% of the consideration from $1 and up to $2,000,000, plus 
  
 4% of the consideration in excess of $2,000,000 and up to $10,000,000, plus 
  
 3% of the consideration in excess of $10,000,000 and up to $20,000,000, plus 
  
 2% of the consideration in excess of $20,000,000 and up to $30,000,000, plus

  
 1% of the consideration in excess of $30,000,000. 

 
 MCC further agrees that for transactions arranged directly by the Company
in the aggregate amount of $7,000,000 or less, MCC will not be entitled to a fee unless the Company requests MCC’s services, and MCC and the Company negotiate in advance a fee acceptable for each specific transaction of $7,000,000 or less for
which the Company engages MCC’s services. 
  
 III. EXPENSE REIMBURSEMENT 
  
 Capital Title
agrees to reimburse MCC for all reasonable out-of-pocket expenses including but not limited to, the cost of telephone calls, travel, facsimile transmissions, translation, interpretation, paper duplication, postage and delivery services, or fees of
counsel, incurred in connection with the performance by MCC of its duties as contemplated by this Agreement. All out-of-town travel, counsel or third party consultant fees, and other significant expenses over $1,000 will be approved by Capital Title
in advance. 
  

											
	 	 	 Miller Capital Corporation
	  	     •    4909 East McDowell Road
	  	     •    Phoenix, Arizona 85008
	  	     •    602.225.0505
	  	 

 Acquisition Consulting Agreement Renewal 
 Between Capital Title Group, Inc. and Miller Capital Corporation 
 Effective January 28, 2004 
 Page 3 
  
 IV.
TERM 
  
 The term of this Agreement shall be for two years
commencing as of the date first written above and terminating one day prior to the 2nd anniversary hereof. Thereafter, this Agreement shall be renewed for subsequent two-year terms upon mutual agreement of the parties. 
  
 V. ASSIGNMENT AND TRANSFER OF OBLIGATIONS 

 
 In the event that Capital Title transfers or otherwise conveys all or
substantially all of its assets (including without limitation the assets of its subsidiaries) or grants the authority to operate its business(es) or affiliated business(es) to a new entity, whether a corporation, partnership, or natural person
(“New Entity”) all of Capital Title’s obligations under this Agreement will be binding upon such New Entity and Capital Title will not enter into or create an agreement, undertaking or legal obligation with a New Entity without
requiring such New Entity to accept and satisfy Capital Title’s obligations under this Agreement. Notwithstanding anything to the contrary contained in this Article V, this Article V shall not be applicable and will be of no force or effect if
compliance with this Article V would result in the violation of any law or statute, the breach of any Agreement to which Capital Title or its affiliates is a party, or the inability of Capital Title to operate in accordance with its usual and
customary practices. 
  
 VI.
INDEMNIFICATION 
  
 6.1 In connection with the terms and
agreements set forth herein, Capital Title agrees to indemnify and hold harmless MCC, its officers, directors, employees, agents and legal counsel (collectively, the “MCC Parties”), against any and all losses, claims, damages, liabilities
or costs (and any reasonable legal or other expense in giving testimony or furnishing documents in response to a subpoena or otherwise), including the costs of investigation, preparing or defending any action or claim, directly or indirectly, caused
by, relating to, based upon or arising out of this Agreement. Capital Title also agrees that the MCC Parties shall not have any liability (whether direct or indirect, in contract, tort or otherwise) to Capital Title for or in connection with the
engagement of MCC. 
  
 6.2 MCC agrees to indemnify Capital Title
and hold harmless Capital Title, its officer, directors, employees, agents and legal counsel (collectively, the “Capital Title Parties”) against any and all liabilities, expenses, costs and damages (including the cost of defense) alleged
against or incurred by any Capital Title Party in connection with this Agreement to the extent that such liability, expense, cost, or damage was incurred or is alleged to have been incurred in whole or in part, directly or indirectly, due to any
action or omission to act by MCC, which action or omission is determined to be the result of MCC’s gross negligence or willful misconduct. 
  

											
	 	 	 Miller Capital Corporation
	  	     •    4909 East McDowell Road
	  	     •    Phoenix, Arizona 85008
	  	     •    602.225.0505
	  	 

 Acquisition Consulting Agreement Renewal 
 Between Capital Title Group, Inc. and Miller Capital Corporation 
 Effective January 28, 2004 
 Page 4 
  
 6.3 If any action, proceeding, or investigation is commenced or claim is made as to which either a MCC Party or a Capital Title Party proposes to demand indemnification, the party claiming indemnification (the
“Indemnified Party”) will notify the party against whom indemnification is claimed (the “Indemnifying Party”) with reasonable promptness. The Indemnifying Party reserves the right to assume the defense of the Indemnified Party
with counsel of its choosing, which counsel shall be reasonably acceptable to the Indemnified Party. The Indemnifying Party will not be liable for any settlement of any claim against any Indemnified Party made without the Indemnifying Party’s
written consent. 
  
 VII. NOTICES

  
 All notices and other written communications required to be given under this
Agreement shall be in writing and shall be deemed to have been duly given if delivered to the addressee in person or mailed by registered or certified mail, return receipt requested, to the following addresses: 
  

					
	 	 	 If to MCC:
	  	 Mr. Rudy R. Miller

	 	 	 	  	 Chairman, President and CEO

	 	 	 	  	 Miller Capital Corporation

	 	 	 	  	 4909 East McDowell Road

	 	 	 	  	 Phoenix, Arizona 85008-4293

			
	 	 	 If to Capital Title:
	  	 Mr. Donald R. Head

	 	 	 	  	 Chairman, President and CEO

	 	 	 	  	 Capital Title Group, Inc.

	 	 	 	  	 14648 North Scottsdale Road, Suite 125

	 	 	 	  	 Scottsdale, Arizona 85254

  
 Either party may change the address at
which notice is to be given by notifying the other party in writing. Notices shall be deemed delivered upon delivery, if personally delivered, or, if mailed, three (3) days after deposit in the Untied States mail. 
  
 VIII. APPLICABLE LAW 
  
 The validity and interpretation of this Agreement shall be governed by the
laws of the State of Arizona, without giving effect to the State of Arizona’s choice of law principles, and all actions arising under this Agreement or arising out of the operative facts represented by services performed pursuant to this
Agreement shall be resolved in the courts of the State of Arizona. 
  

											
	 	 	 Miller Capital Corporation
	  	     •    4909 East McDowell Road
	  	     •    Phoenix, Arizona 85008
	  	     •    602.225.0505
	  	 

 Acquisition Consulting Agreement Renewal 
 Between Capital Title Group, Inc. and Miller Capital Corporation 
 Effective January 28, 2004 
 Page 5 
  
 IX. MISCELLANEOUS 
  
 9.1 Assignment. MCC shall not assign this Agreement to a third party without the prior written consent of a duly authorized representative of
Capital Title, which consent shall not be unreasonably withheld. 
  
 9.2 Entire Agreement. This Agreement constitutes the full and entire understanding and agreement between the parties with regard to the subject hereof and that no understandings or agreements, verbal or otherwise, exist between the
parties except as set forth in the Agreement. 
  
 9.3
Amendment. Any modifications to the Agreement must be reduced to writing by both parties, and attached to the Agreement to be effective. 
  
 9.4 Severability. In the event any term or provision of this Agreement is declared to be invalid or illegal for any reason, this Agreement shall
remain in full force and effect and the same shall be interpreted as though such invalid and illegal provision were not a part hereof. The remaining provisions shall be construed to preserve the intent and purpose of this Agreement and the parties
shall negotiate in good faith to modify the provisions held to be invalid or illegal to preserve each party’s anticipated benefits thereunder. 
  
 9.5 Titles and Subtitles. The titles of articles and sections of this Agreement are for convenience of reference only and are not to be considered
in construing this Agreement. 
  
 9.6 Delays or Omissions.
No delay or omission to exercise any right, power or remedy accruing to any party shall impair any such right, power or remedy of such party, nor shall it be construed to be a waiver of any breach or default under this Agreement, or an acquiescence
therein, or in any similar breach or default thereafter occurring; nor shall any delay or omission to exercise any right, power or remedy or any waiver of any single breach or default be deemed a waiver of any other right, power or remedy or breach
or default theretofore or thereafter occurring. 
  
 SIGNATURE PAGE FOLLOWS:

  

											
	 	 	 Miller Capital Corporation
	  	     •    4909 East McDowell Road
	  	     •    Phoenix, Arizona 85008
	  	     •    602.225.0505
	  	 

 Acquisition Consulting Agreement Renewal 
 Between Capital Title Group, Inc. and Miller Capital Corporation 
 Effective January 28, 2004 
 Page 6 
  
 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first written above. 
  

			
	 CAPITAL TITLE GROUP, INC.

		
	 By:
	 	 /s/ Donald R. Head

	 	 	 Donald R. Head

	 	 	 Chairman, President and CEO

	
	 MILLER CAPITAL CORPORATION

		
	 By:
	 	 /s/ Rudy R. Miller

	 	 	 Rudy R. Miller

	 	 	 Chairman, President and CEO

  

											
	 	 	 Miller Capital Corporation
	  	     •    4909 East McDowell Road
	  	     •    Phoenix, Arizona 85008
	  	     •    602.225.0505

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