Document:

<PAGE>
                                                                    EXHIBIT 10.4

                          FIRST AMENDMENT TO SERVICING
                           AND INTERCREDITOR AGREEMENT

         This First Amendment to Servicing and Intercreditor Agreement is made
and entered into this 1st day of December, 2001 by and among Integra Bank,
successor to The National City Bank of Evansville (the "Servicer"), Princesa
Partners (the "Borrower") and each of the lenders signing this First Amendment
(collectively, including Servicer, the "Lenders" and each a "Lender").

                                    RECITALS

         A.       The parties hereto entered into a Servicing and Intercreditor
                  Agreement dated as of October 22, 1998 (the "Servicing
                  Agreement") relating to a certain Loan Agreement of even date
                  thereof. All capitalized terms not otherwise defined herein
                  shall have the meanings provided for in the Servicing
                  Agreement.

         B.       The parties have amended the Loan Agreement and desire to make
                  certain Amendments to the Servicing Agreement.

         NOW, THEREFORE, in consideration of the Recitals and for other good and
         valuable consideration, the receipt and sufficiency of which is hereby
         acknowledged, the parties agree as follows:

                  1.       The Lenders hereby approve the Agreement dated the
                           date hereof, the First Amendment to the Loan
                           Agreement and the other documents executed in
                           conjunction with the Agreement.

                  2.       Section 2.3 of the Servicing Agreement is hereby
                           amended effective May 1, 2001 by adding prior to the
                           period at the end thereof the following:

                                    ; provided that at anytime the Loan bears
                                    interest as a Loan Rate in excess of 10
                                    5/8%, the fee shall be .50% if the Loan Rate
                                    is 1.875% or more in excess of 10 3/8% or
                                    .375% if the Loan Rate is .875% or more but
                                    less than 1.875% in excess of 10 5/8% with
                                    such additional fee in excess of .25 %
                                    payable solely from any Collections of the
                                    Loan Rate in excess of 10 5/8%.

         IN WITNESS WHEREOF, the undersigned have executed this First Amendment
as of the date first above written.

                                       PRINCESA PARTNERS
                                       By: Conami, Inc., its general partner

                                       By: /s/ Jerry L. Baum
                                          --------------------------------------
                                          Its President
                                             -----------------------------------

<PAGE>

                                       By: Concorde Cruises, Inc., its general
                                       partner

                                       By: /s/ Jerry L. Baum
                                          --------------------------------------
                                          Its President
                                             -----------------------------------

                                       INTEGRA BANK, as a successor to The
                                       National City Bank of Evansville

                                       By: /s/ Christopher Tietz
                                          --------------------------------------
                                          Its Senior Vice President
                                             -----------------------------------

                                       FIRST NATIONAL BANK

                                       By:
                                          --------------------------------------
                                          Its
                                             -----------------------------------

                                       LINN COUNTY BANK

                                       By:
                                          --------------------------------------
                                          Its
                                             -----------------------------------

                                       UNITED PRAIRIE BANK - SLAYTON

                                       By:
                                          --------------------------------------
                                          Its
                                             -----------------------------------

                                       PEOPLES NATIONAL BANK OF KEWANEE

                                       By:
                                          --------------------------------------
                                          Its
                                             -----------------------------------

                                        2<PAGE>
                                                                    EXHIBIT 10.5

                           AMENDMENT TO LOAN AGREEMENT

         THIS AMENDMENT, made and entered into as of the 18th day of December,
2001, by and between Integra Bank N.A., successor in interest to the National
City Bank of Evansville ("Bank") and Concorde Cruises, Inc., as successor in
interest to Bayfront Ventures ("Borrower"):

                                   WITNESSETH:

         WHEREAS, on January 18, 2000, Bank and the Borrower entered into a Loan
Agreement by which Bank committed to extend a line of credit to the Borrower
with a credit balance not to exceed $500,000; and

         WHEREAS, pursuant to the terms of the Loan Agreement, any advances made
pursuant to the Loan Agreement were to be evidenced by and payable pursuant to a
Revolving Promissory Note of January 18, 2000 ("Note"); and

         WHEREAS, the Note matured on March 1, 2001 and the parties have since
that time been in negotiations over the resolution of the unpaid balance of the
Note pursuant to which Bank has granted to the Borrower several extensions of
the maturity date of the Note, the last of which expired on November 30, 2001;
and

         WHEREAS, the Loan Agreement and the Note are secured by the following:

                  (1)      A Security Agreement dated January 18, 2000 executed
                           by Borrower and Princesa Partners, a Florida general
                           partnership, in favor of Bank granting to Bank a
                           security interest in certain furniture, fixtures and
                           equipment used in connection with, or located or
                           intended to be located in, on or at a gaming vessel
                           known as the Princesa.

                  (2)      A Guaranty dated January 18, 2000 by which Princesa
                           Partners guarantied the payment to Bank of the amount
                           due under the Loan Agreement and the Note.

                  (3)      A Preferred Ship Mortgage dated January 18, 2000 by
                           which Princesa Partners granted to Bank a mortgage in
                           and to the vessel Princesa in order to secure payment
                           of Princesa Partners' Guaranty of the amount due
                           under the Loan Agreement and the Note.

                  (4)      A Guaranty dated January 18, 2000 by which Concorde
                           Gaming Corporation, a Colorado corporation,
                           guarantied the payment to Bank of the amount due
                           under the Loan Agreement and the Note.

         WHEREAS, Bank is party as a participating lender to a loan agreement
among Princesa Partners and various other financial institutions by which said
financial institutions, including Borrower, each made a loan to Princesa
Partners which loans in the aggregate equal an original principal amount of
$8,400,000, which sum was used to (1) pay for all equipment and fixtures

<PAGE>

appertaining to the Princesa and (2) for working capital of the Borrower to
operate the Princesa and the loan documents involved in the Princesa Partners
financing are more particularly described as follows:

                  (1)      Loan Agreement dated October 22, 1998.

                  (2)      Promissory Notes to the participating lenders as
                           follows:

                           o        Promissory Note dated October 22, 1998 from
                                    Princesa Partners to The National City Bank
                                    of Evansville in the amount of $3,600,000.

                           o        Promissory Note dated October 22, 1998 from
                                    Princesa Partners to Linn County State Bank
                                    in the amount of $250,000.

                           o        Promissory Note dated October 22, 1998 from
                                    Princesa Partners to First National Bank in
                                    the amount of $3,600,000.

                           o        Promissory Note dated October 22, 1998 from
                                    Princesa Partners to Peoples National Bank
                                    of Kewanee in the amount of $800,000.

                           o        Promissory Note dated October 22, 1998 from
                                    Princesa Partners to United Prairie
                                    Bank-Slayton in the amount of $150,000.

                  (3)      Security Agreement dated October 22, 1998 made by
                           Princesa Partners and Borrower in favor of the
                           participating lenders granting a security interest in
                           certain furniture, fixtures and equipment used in
                           connection with, or located or intended to be located
                           in, on or at the Princesa.

                  (4)      A First Preferred Ship Mortgage dated October 15,
                           1998 by which Princesa Partners granted to Bank a
                           mortgage in and to the vessel Princesa as security
                           for payment of the Princesa Partners loan.

                  (5)      A Guaranty, Subordination Agreement, Security
                           Agreement and Indemnity between Borrower and the
                           participating lenders by which Borrower absolutely
                           and unconditionally guarantied to the participating
                           lenders the full and prompt payment when due of each
                           of the separate Promissory Notes which collectively
                           constituted the Princesa Partners loan.

                  (6)      The guaranties of other entities and individuals
                           associated in some fashion with the ownership and/or
                           operation of the Princesa.

(hereinafter collectively referred to as the "Princesa Partners Loan
Documents").

                                       2
<PAGE>

         WHEREAS, Bank and the Borrower have agreed by letter agreement of even
date herewith to extend the maturity date of the Loan Agreement and the Note to
December 31, 2002 provided that the Loan Agreement is amended so that an Event
of Default under the Princesa Partners Loan Documents is considered an Event of
Default under the Loan Agreement; and

         NOW, THEREFORE, in consideration of the extension by Bank of the
maturity date of the Loan Agreement and the Note as referenced above, the
parties have agreed and do hereby covenant, stipulate and agree that the Loan
Agreement be and the same is hereby amended in the following respects:

         1. Paragraph 9 of the Loan Agreement entitled "Events of Default" is
amended to read as follows:

         Each of the following shall be an "Event of Default" hereunder:

                  o        The Borrower shall fail to make any payment due under
                           this Loan Agreement or under the Note, and the
                           failure to pay shall continue for a period of ten
                           days after the Bank mails to Borrower written notice
                           of the Borrower's failure to make any payment.

                  o        The Borrower, Princesa Partners or Concorde shall be
                           named a debtor in a petition filed under the U.S.
                           Bankruptcy Code.

                  o        Any representation made by or on behalf of the
                           Borrower in connection with this Loan Agreement or
                           the transactions contemplated hereby shall prove to
                           have been materially false or misleading when made.

                  o        The Borrower shall fail to comply with any covenant
                           contained in this Loan Agreement (except the covenant
                           to pay the principal of and interest on the Note and
                           any amounts due under this Loan Agreement when due),
                           in Annex II or in any Security Instrument, and the
                           Borrower shall fail to cure such breach within the
                           applicable period of grace, if any.

                  o        Princesa partners or Concorde shall notify the Bank
                           that it repudiates its guaranty.

                  o        Any Event of Default, as therein defined, shall occur
                           under any of the Loan Documents defined in paragraph
                           11(a).

                  o        The default by Princesa partners under any of the
                           Princesa Partners Loan Documents or any modifications
                           or alterations thereto other than such defaults as
                           the lenders which are parties to the Princesa
                           Partners loan documents have agreed to exercise no
                           remedies in regards to by virtue of any forbearance
                           agreements which may be entered into by and among
                           Princesa Partners and the financial institutions
                           which constitute the participating lenders under the
                           Princesa Partners Loan Documents.

                                       3
<PAGE>

         Subject only to the amendments effected hereby, the undersigned jointly
and severally ratify, confirm and adopt all of the provisions of the Loan
Agreement, the Note, and all other agreements between the parties which are
related to the Loan Agreement and the Note.

         IN WITNESS WHEREOF, the parties have entered into this Amendment to
Loan Agreement.

INTEGRA BANK N.A.                           CONCORDE CRUISES, INC., as successor
                                            in interest to Bayfront Ventures

By: /s/ Christopher Tietz                   By: /s/ Jerry L. Baum
   -------------------------------             ---------------------------------
   Signature                                   Signature

   Christopher Tietz                           Jerry L. Baum
   --------------------------------            ---------------------------------
   Printed                                     Printed

   Senior Vice President                       President
   --------------------------------            ---------------------------------
   Title                                       Title

   12/18/01                                    12/20/01
   --------------------------------            ---------------------------------
   Date                                        Date

                                       4

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}]]