Document:

EX-10.4

 Exhibit 10.4 

EMPLOYMENT AGREEMENT 

This EMPLOYMENT AGREEMENT (the “Agreement”) is entered into as of
                    , 2019 by and between Huize Holding Limited, an exempted company incorporated and existing under the laws of the Cayman Islands
(the “Company”) and                     , an individual with
                     passport/ID number
                     (the “Executive”). 

RECITALS 
 WHEREAS, the Company desires to
employ the Executive and to assure itself of the services of the Executive during the term of Employment (as defined below) and under the terms and conditions of the Agreement; 

WHEREAS, the Executive desires to be employed by the Company during the term of Employment and under the terms and conditions of the Agreement; 

AGREEMENT 
 NOW, THEREFORE, in
consideration of the premises and the mutual covenants and agreements herein contained, the Company and the Executive agree as follows: 
  

	1.	 EMPLOYMENT 

The Company hereby agrees to employ the Executive and the Executive hereby accepts such employment, on the terms and conditions hereinafter set
forth (the “Employment”). 
  

	2.	 TERM 

Subject to the terms and conditions of the Agreement, the initial term of the Employment shall be
                    years, commencing on
                    , 2019 (the “Effective Date”) and ending
on                    , 20    (the “Initial Term”), unless terminated earlier pursuant to the terms of the
Agreement. Upon expiration of the Initial Term of the Employment, the Employment shall be automatically extended for successive periods of
                     months each (each, an “Extension Period”) unless either party shall have given 60 days advance written notice
to the other party, in the manner set forth in Section 19 below, prior to the end of the Initial Term or the Extension Period in question, as applicable, that the term of this Agreement that is in effect at the time such written notice is given
is not to be extended or further extended, as the case may be (the period during which this Agreement is effective being referred to hereafter as the “Term”). 

 

	3.	 POSITION AND DUTIES 

 

	 	(a)	 During the Term, the Executive shall serve as
                     of the Company or in such other position or positions with a level of duties and responsibilities consistent with the foregoing
with the Company and/or its subsidiaries and affiliated entities as the board of directors of the Company (the “Board”) may specify from time to time and shall have the duties, responsibilities and obligations customarily assigned
to individuals serving in the position or positions in which the Executive serves hereunder and as assigned by the Board, or with the Board’s authorization, by the Company’s Chief Executive Officer. 

	 	(b)	 The Executive agrees to serve without additional compensation, if elected or appointed thereto, as a director
of the Company or any subsidiaries or affiliated entities of the Company (collectively, the “Group”) and as a member of any committees of the board of directors of any such entity, provided that the Executive is indemnified for
serving in any and all such capacities on a basis no less favorable than is currently provided to any other director of any member of the Group. 

  

	 	(c)	 The Executive agrees to devote all of his/her working time and efforts to the performance of his/her duties for
the Company and to faithfully and diligently serve the Company in accordance with the Agreement and the guidelines, policies and procedures of the Company approved from time to time by the Board. 

 

	4.	 NO BREACH OF CONTRACT 

The Executive hereby represents to the Company that: (i) the execution and delivery of the Agreement by the Executive and the performance
by the Executive of the Executive’s duties hereunder shall not constitute a breach of, or otherwise contravene, the terms of any other agreement or policy to which the Executive is a party or by which the Executive is otherwise bound, except
that the Executive does not make any representation with respect to agreements required to be entered into by and between the Executive and any member of the Group pursuant to the applicable law of the jurisdiction in which the Executive is based,
if any; (ii) that the Executive is not in possession of any information (including, without limitation, confidential information and trade secrets) the knowledge of which would prevent the Executive from freely entering into the Agreement and
carrying out his/her duties hereunder; and (iii) that the Executive is not bound by any confidentiality, trade secret or similar agreement with any person or entity other than any member of the Group. 

 

	5.	 LOCATION 

The Executive will be based in
                     or any other location as requested by the Company during the Term. 

 

	6.	 COMPENSATION AND BENEFITS 

 

	 	(a)	 Cash Compensation. As compensation for the performance by the Executive of his/her obligations
hereunder, during the Term, the Company shall pay the Executive cash compensation (inclusive of the statutory benefit contributions that the Company is required to set aside for the Executive under applicable law) pursuant to Schedule A
hereto, subject to annual review and adjustment by the Board or any committee designated by the Board. 

  
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	 	(b)	 Equity Incentives. During the Term, the Executive shall be eligible to participate, at a level
comparable to similarly situated executives of the Company, in such long-term compensation arrangements as may be authorized from time to time by the Board, including any share incentive plan the Company may adopt from time to time in its sole
discretion. 

  

	 	(c)	 Benefits. During the Term, the Executive shall be entitled to participate in all of the employee benefit
plans and arrangements made available by the Company to its similarly situated executives, including, but not limited to, any retirement plan, medical insurance plan and travel/holiday policy, subject to and on a basis consistent with the terms,
conditions and overall administration of such plans and arrangements. 

  

	7.	 TERMINATION OF THE AGREEMENT 

The Employment may be terminated as follows: 
  

	 	(a)	 Death. The Employment shall terminate upon the Executive’s death. 

 

	 	(b)	 Disability. The Employment shall terminate if the Executive has a disability, including any physical or
mental impairment which, as reasonably determined by the Board, renders the Executive unable to perform the essential functions of his/her position at the Company, even with reasonable accommodation that does not impose an undue burden on the
Company, for more than 180 days in any 12-month period, unless a longer period is required by applicable law, in which case that longer period shall apply. 

 

	 	(c)	 Cause. The Company may terminate the Executive’s employment hereunder for Cause. The occurrence of
any of the following, as reasonably determined by the Company, shall be a reason for Cause, provided that, if the Company determines that the circumstances constituting Cause are curable, then such circumstances shall not constitute Cause unless and
until the Executive has been informed by the Company of the existence of Cause and given an opportunity of ten business days to cure, and such Cause remains uncured at the end of such ten-day period:

  

	 	(1)	 continued failure by the Executive to satisfactorily perform his/her duties; 

 

	 	(2)	 willful misconduct or gross negligence by the Executive in the performance of his/her duties hereunder,
including insubordination; 

  

	 	(3)	 the Executive’s conviction or entry of a guilty or nolo contendere plea of any felony or any
misdemeanor involving moral turpitude; 

  

	 	(4)	 the Executive’s commission of any act involving dishonesty that results in material financial,
reputational or other harm, monetary or otherwise, to any member of the Group, including but not limited to an act constituting misappropriation or embezzlement of the property of any member of the Group as determined in good faith by the Board; or

  
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	 	(5)	 any material breach by the Executive of this Agreement. 

 

	 	(d)	 Good Reason. The Executive may terminate his/her employment hereunder for “Good Reason” upon
the occurrence, without the written consent of the Executive, of an event constituting a material breach of this Agreement by the Company that has not been fully cured within ten business days after written notice thereof has been given by the
Executive to the Company setting forth in sufficient detail the conduct or activities the Executive believes constitute grounds for Good Reason, including but not limited to: the failure by the Company to pay to the Executive any portion of the
Executive’s current compensation or to pay to the Executive any portion of an installment of deferred compensation under any deferred compensation program of the Company, within twenty business days of the date such compensation is due.

  

	 	(e)	 Without Cause by the Company; Without Good Reason by the Executive. The Company may terminate the
Executive’s employment hereunder at any time without Cause upon 60-day prior written notice to the Executive. The Executive may terminate the Executive’s employment voluntarily for any reason or no
reason at any time by giving 60-day prior written notice to the Company. 

  

	 	(f)	 Notice of Termination. Any termination of the Executive’s employment under the Agreement shall be
communicated by written notice of termination (“Notice of Termination”) from the terminating party to the other party. The notice of termination shall indicate the specific provision(s) of the Agreement relied upon in effecting the
termination. 

  

	 	(g)	 Date of Termination. The “Date of Termination” shall mean (i) the date specified
in the Notice of Termination, or (ii) if the Executive’s employment is terminated by the Executive’s death, the date of his/her death. 

  

	 	(h)	 Compensation upon Termination. 

 

	 	(1)	 Death. If the Executive’s employment is terminated by reason of the Executive’s death, the
Company shall have no further obligations to the Executive under this Agreement and the Executive’s benefits shall be determined under the Company’s retirement, insurance and other benefit and compensation plans or programs then in effect
in accordance with the terms of such plans and programs. 

  
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	 	(2)	 By Company without Cause or by the Executive for Good Reason. If the Executive’s employment is
terminated by the Company other than for Cause or by the Executive for Good Reason, the Company shall (i) continue to pay and otherwise provide to the Executive, during any notice period, all compensation, base salary and previously earned but
unpaid incentive compensation, if any, and shall continue to allow the Executive to participate in any benefit plans in accordance with the terms of such plans during such notice period; and (ii) pay to the Executive, in lieu of benefits under
any severance plan or policy of the Company, any such amount as may be agreed between the Company and the Executive. 

  

	 	(3)	 By Company for Cause or by the Executive other than for Good Reason. If the Executive’s employment
shall be terminated by the Company for Cause or by the Executive other than for Good Reason, the Company shall pay the Executive his/her base salary at the rate in effect at the time Notice of Termination is given through the Date of Termination,
and the Company shall have no additional obligations to the Executive under this Agreement. 

  

	 	(i)	 Return of Company Property. The Executive agrees that following the termination of the Executive’s
employment for any reason, or at any time prior to the Executive’s termination upon the request of the Company, he/she shall return all property of the Group that is then in or thereafter comes into his/her possession, including, but not
limited to, any Confidential Information (as defined below) or Intellectual Property (as defined below), or any other documents, contracts, agreements, plans, photographs, projections, books, notes, records, electronically stored data and all
copies, excerpts or summaries of the foregoing, as well as any automobile or other materials or equipment supplied by the Group to the Executive, if any. 

  

	 	(j)	 Requirement for a Release. Notwithstanding the foregoing, the Company’s obligations to pay or
provide any benefits shall (1) cease as of the date the Executive breaches any of the provisions of Sections 8, 9 and 11 hereof, and (2) be conditioned on the Executive signing the Company’s customary release of claims in favor of the
Group and the expiration of any revocation period provided for in such release. 

  

	8.	 CONFIDENTIALITY AND NONDISCLOSURE 

 

	 	(a)	 Confidentiality and Non-Disclosure. 

 

	 	(1)	 The Executive acknowledges and agrees that: (A) the Executive holds a position of trust and confidence
with the Company and that his/her employment by the Company will require that the Executive have access to and knowledge of valuable and sensitive information, material, and devices relating to the Company and/or its business, activities, products,
services, users, clients, insurer partners, including, but not limited to, the following, regardless of the form in which the same is accessed, maintained or stored: the identity of the Company’s actual and prospective customers and, as
applicable, their representatives; prior, current or future research or development activities of the Company; the products and services provided or offered by the Company to clients or potential clients and the manner in which such services are
performed or to be performed; the product and/or service needs of actual or prospective clients; pricing and cost information; information concerning the development, design, specifications, acquisition or disposition of products and/or services of
the Company; user base personal data, programs, software and source codes, licensing information, personnel information, advertising client information, insurer partner information, marketing plans and techniques, forecasts, and other trade secrets
(“Confidential Information”); and (B) the direct and indirect disclosure of any such Confidential Information would place the Company at a competitive disadvantage and would do damage, monetary or otherwise, to the
Company’s business. 

  
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	 	(2)	 During the Term and at all times thereafter, the Executive shall not, directly or indirectly, whether
individually, as a director, stockholder, owner, partner, employee, consultant, principal or agent of any business, or in any other capacity, publish or make known, disclose, furnish, reproduce, make available, or utilize any of the Confidential
Information without the prior express written approval of the Company, other than in the proper performance of the duties contemplated herein, unless and until such Confidential Information is or shall become general public knowledge through no
fault of the Executive. 

  

	 	(3)	 In the event that the Executive is required by law to disclose any Confidential Information, the Executive
agrees to give the Company prompt advance written notice thereof and to provide the Company with reasonable assistance in obtaining an order to protect the Confidential Information from public disclosure. 

 

	 	(4)	 The failure to mark any Confidential Information as confidential shall not affect its status as Confidential
Information under this Agreement. 

  

	 	(b)	 Third Party Information in the Executive’s Possession. The Executive agrees that he/she shall not,
during the Term, (i) improperly use or disclose any proprietary information or trade secrets of any former employer or other person or entity with which the Executive has an agreement or duty to keep in confidence information acquired by
Executive, if any, or (ii) bring into the premises of Company any document or confidential or proprietary information belonging to such former employer, person or entity unless consented to in writing by such former employer, person or entity.
The Executive will indemnify the Company and hold it harmless from and against all claims, liabilities, damages and expenses, including reasonable attorneys’ fees and costs of litigation, arising out of or in connection with any violation of
the foregoing. 

  
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	 	(c)	 Third Party Information in the Company’s Possession. The Executive recognizes that the Company may
have received, and in the future may receive, from third parties their confidential or proprietary information subject to a duty on the Company’s part to maintain the confidentiality of such information and to use it only for certain limited
purposes. The Executive agrees that the Executive owes the Company and such third parties, during the Term and thereafter, a duty to hold all such confidential or proprietary information in strict confidence and not to disclose such information to
any person or firm, or otherwise use such information, in a manner inconsistent with the limited purposes permitted by the Company’s agreement with such third party. 

This Section 8 shall survive the termination of the Agreement for any reason. In the event the Executive breaches this Section 8, the
Company shall have right to seek remedies permissible under applicable law. 
  

	9.	 INTELLECTUAL PROPERTY 

 

	 	(a)	 Prior Inventions. The Executive has attached hereto, as Schedule B, a list describing all
inventions, ideas, improvements, designs and discoveries, whether or not patentable and whether or not reduced to practice, original works of authorship and trade secrets made or conceived by or belonging to the Executive (whether made solely by the
Executive or jointly with others) that (i) were developed by Executive prior to the Executive’s employment by the Company (collectively, “Prior Inventions”), (ii) relate to the Company’s actual or proposed business,
products or research and development, and (iii) are not assigned to the Company hereunder; or, if no such list is attached, the Executive represents that there are no such Prior Inventions. Except to the extent set forth in Schedule B,
the Executive hereby acknowledges that, if in the course of his/her service for the Company, the Executive incorporates into a Company product, process or machine a Prior Invention owned by the Executive or in which he/she has an interest, the
Company is hereby granted and shall have a nonexclusive, royalty-free, irrevocable, perpetual, worldwide right and license (which may be freely transferred by the Company to any other person or entity) to make, have made, modify, use, sell,
sublicense and otherwise distribute such Prior Invention as part of or in connection with such product, process or machine. 

  
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	 	(b)	 Assignment of Intellectual Property. The Executive hereby assigns to the Company or its designees,
without further consideration and free and clear of any lien or encumbrance, the Executive’s entire right, title and interest (within the United States and all foreign jurisdictions) to any and all inventions, discoveries, improvements,
developments, works of authorship, concepts, ideas, plans, specifications, software, formulas, databases, designees, processes and contributions to Confidential Information created, conceived, developed or reduced to practice by the Executive (alone
or with others) during the Term which (i) are related to the Company’s current or anticipated business, activities, products, or services, (ii) result from any work performed by Executive for the Company, or (iii) are created,
conceived, developed or reduced to practice with the use of Company property, including any and all Intellectual Property Rights (as defined below) therein (“Work Product”). Any Work Product which falls within the definition of
“work made for hire”, as such term is defined in the U.S. Copyright Act, shall be considered a “work made for hire”, the copyright in which vests initially and exclusively in the Company. The Executive waives any rights to be
attributed as the author of any Work Product and any “droit morale” (moral rights) in Work Product. The Executive agrees to immediately disclose to the Company all Work Product. For purposes of this Agreement, “Intellectual
Property” shall mean any patent, copyright, trademark or service mark, trade secret, or any other proprietary rights protection legally available. 

  

	 	(c)	 Patent and Copyright Registration. The Executive agrees to execute and deliver any instruments or
documents and to do all other things reasonably requested by the Company in order to more fully vest the Company with all ownership rights in the Work Product. If any Work Product is deemed by the Company to be patentable or otherwise registrable,
the Executive shall assist the Company (at the Company’s expense) in obtaining letters of patent or other applicable registration therein and shall execute all documents and do all things, including testifying (at the Company’s expense) as
necessary or appropriate to apply for, prosecute, obtain, or enforce any Intellectual Property right relating to any Work Product. Should the Company be unable to secure the Executive’s signature on any document deemed necessary to accomplish
the foregoing, whether due to the Executive’s disability or other reason, the Executive hereby irrevocably designates and appoints the Company and each of its duly authorized officers and agents as the Executive’s agent and attorney-in-fact to act for and on the Executive’s behalf and stead to take any of the actions required of Executive under the previous sentence, with the same effect as
if executed and delivered by the Executive, such appointment being coupled with an interest. 

 This Section 9 shall
survive the termination of the Agreement for any reason. In the event the Executive breaches this Section 9, the Company shall have right to seek remedies permissible under applicable law. 

 

	10.	 CONFLICTING EMPLOYMENT 

The Executive hereby agrees that, during the Term, he/she will not engage in any other employment, occupation, consulting or other business
activity related to the business in which the Company is now involved or becomes involved during the Term, nor will the Executive engage in any other activities that conflict with his/her obligations to the Company without the prior written consent
of the Company. 

  
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	11.	 NON-COMPETITION AND
NON-SOLICITATION 

  

	 	(a)	 Non-Competition. In consideration of the compensation provided
to the Executive by the Company hereunder, the adequacy of which is hereby acknowledged by the parties hereto, the Executive agree that during the Term and for a period of two years following the termination of the Employment for whatever reason,
the Executive shall not engage in Competition (as defined below) with the Group. For purposes of this Agreement, “Competition” by the Executive shall mean the Executive’s engaging in, or otherwise directly or indirectly being employed
by or acting as a consultant or lender to, or being a director, officer, employee, principal, agent, stockholder, member, owner or partner of, or permitting the Executive’s name to be used in connection with the activities of, any other
business or organization which competes, directly or indirectly, with the Group in the Business; provided, however, it shall not be a violation of this Section 11(a) for the Executive to become the registered or beneficial owner
of up to five percent (5%) of any class of the capital stock of a publicly traded corporation in Competition with the Group, provided that the Executive does not otherwise participate in the business of such corporation. 

For purposes of this Agreement, “Business” means any business which the Group engages in, or is preparing to become engaged
in, during the Term. 
  

	 	(b)	 Non-Solicitation;
Non-Interference. During the Term and for a period of one year following the termination of the Executive’s employment for any reason, the Executive agrees that he/she will not, directly or
indirectly, for the Executive’s benefit or for the benefit of any other person or entity, do any of the following: 

  

	 	(1)	 approach the insurer partners, clients, contacts or other persons or entities introduced to the Executive in
his/her capacity as a representative of the Group for the purpose of doing business of the same or of a similar nature to the Business or doing business that will harm the business relationships of the Group with the foregoing persons or entities;

  

	 	(2)	 assume employment with or provide services to any competitors of the Group, or engage, whether as principal,
partner, licensor or otherwise, any of the Group’s competitors, without the Group’s express consent; or 

  

	 	(3)	 seek, directly or indirectly, to solicit the services of, or hire or engage, any person who is known to be
employed or engaged by the Group; or 

  

	 	(4)	 otherwise interfere with the business or accounts of the Group. 

  
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	 	(c)	 Injunctive Relief; Indemnity of Company. The Executive agrees that any breach or threatened breach of
subsections (a) and (b) of this Section 11 would result in irreparable injury and damage to the Company for which an award of money to the Company would not be an adequate remedy. The Executive therefore also agrees that in the event of
said breach or any reasonable threat of breach, the Company shall be entitled to seek an immediate injunction and restraining order to prevent such breach and/or threatened breach and/or continued breach by the Executive and/or any and all persons
and/or entities acting for and/or with the Executive. The terms of this paragraph shall not prevent the Company from pursuing any other available remedies for any breach or threatened breach hereof, including, but not limited to, remedies available
under this Agreement and the recovery of damages. The Executive and the Company further agree that the provisions of this Section 11 are reasonable. The Executive agrees to indemnify and hold harmless the Company from and against all reasonable
expenses (including reasonable fees and disbursements of counsel) which may be incurred by the Company in connection with, or arising out of, any violation of this Agreement by the Executive. This Section 11 shall survive the termination of the
Agreement for any reason. 

  

	12.	 WITHHOLDING TAXES 

Notwithstanding anything else herein to the contrary, the Company may withhold (or cause there to be withheld, as the case may be) from any
amounts otherwise due or payable under or pursuant to the Agreement such national, state, provincial, local or any other income, employment, or other taxes as may be required to be withheld pursuant to any applicable law or regulation. 

 

	13.	 ASSIGNMENT 

The Agreement is personal in its nature and neither of the parties hereto shall, without the consent of the other, assign or transfer the
Agreement or any rights or obligations hereunder; provided, however, that the Company may assign or transfer the Agreement or any rights or obligations hereunder to any member of the Group without such consent. If the Executive should die while any
amounts would still be payable to the Executive hereunder if the Executive had continued to live, all such amounts unless otherwise provided herein, shall be paid in accordance with the terms of this Agreement to the Executive’s devisee,
legatee, or other designee or, if there be no such designee, to the Executive’s estate. The Company will require any and all successors (whether direct or indirect, by purchase, merger, consolidation or otherwise) to all or substantially all of
the business and/or assets of the Company to expressly assume and agree to perform this Agreement in the same manner and to the same extent that the Company would be required to perform it if no such succession had taken place. Failure of the
Company to obtain such assumption and agreement prior to the effectiveness of any such succession shall be a breach of this Agreement and shall entitle the Executive to compensation from the Company in the same amount and on the same terms as the
Executive would be entitled to hereunder if the Company had terminated the Executive’s employment other than for Cause, except that for purposes of implementing the foregoing, the date on which any such succession becomes effective shall be
deemed the Date of Termination. As used in this Section, “Company” shall mean the Company as herein before defined and any successor to its business and/or assets as aforesaid which executes and delivers the agreement provided for
in this Section 13 or which otherwise becomes bound by all the terms and provisions of this Agreement by operation of law. 

  
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	14.	 SEVERABILITY 

If any provision of the Agreement or the application thereof is held invalid, the invalidity shall not affect other provisions or applications
of the Agreement which can be given effect without the invalid provisions or applications and to this end the provisions of the Agreement are declared to be severable. 
  

	15.	 ENTIRE AGREEMENT 

The Agreement constitutes the entire agreement and understanding between the Executive and the Company regarding the terms of the Employment
and supersedes all prior or contemporaneous oral or written agreements concerning such subject matter. The Executive acknowledges that he/she has not entered into the Agreement in reliance upon any representation, warranty or undertaking which is
not set forth in the Agreement. 
  

	16.	 GOVERNING LAW 

The Agreement shall be governed by and construed in accordance with the law of the State of New York. 

 

	17.	 AMENDMENT 

The Agreement may not be amended, modified or changed (in whole or in part), except by a formal, definitive written agreement expressly
referring to the Agreement, which agreement is executed by both of the parties hereto. 
  

	18.	 WAIVER 

Neither the failure nor any delay on the part of a party to exercise any right, remedy, power or privilege under the Agreement shall operate as
a waiver thereof, nor shall any single or partial exercise of any right, remedy, power or privilege preclude any other or further exercise of the same or of any right, remedy, power or privilege, nor shall any waiver of any right, remedy, power or
privilege with respect to any occurrence be construed as a waiver of such right, remedy, power or privilege with respect to any other occurrence. No waiver shall be effective unless it is in writing and is signed by the party asserted to have
granted such waiver. 
  

	19.	 NOTICES 

All notices, requests, demands and other communications required or permitted under the Agreement shall be in writing and shall be deemed to
have been duly given and made if (i) delivered by hand, (ii) otherwise delivered against receipt therefor, (iii) sent by a recognized courier with next-day or
second-day delivery to the last known address of the other party; or (iv) sent by e-mail with confirmation of receipt. 

  
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	20.	 COUNTERPARTS 

The Agreement may be executed in any number of counterparts, each of which shall be deemed an original as against any party whose signature
appears thereon, and all of which together shall constitute one and the same instrument. The Agreement shall become binding when one or more counterparts hereof, individually or taken together, shall bear the signatures of all of the parties
reflected hereon as the signatories. Photographic copies of such signed counterparts may be used in lieu of the originals for any purpose. 
  

	21.	 NO INTERPRETATION AGAINST DRAFTER 

Each party recognizes that the Agreement is a legally binding contract and acknowledges that such party has had the opportunity to consult with
legal counsel of choice. In any construction of the terms of the Agreement, the same shall not be construed against either party on the basis of that party being the drafter of such terms. 

[Remainder of the page intentionally left blank.] 

  
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 IN WITNESS WHEREOF, the Agreement has been executed as of the date first written
above. 
  
  

									
	COMPANY:	 		 	 Huize Holding Limited
 a
Cayman Islands exempted company

									
					
		 		 		 	       By:	 	      

									
		 		 		 	            Name:	 	

									
		 		 		 	            Title:	 	

									
	  
 EXECUTIVE:
	 		 	
				
		 		 		 	      

		 		 		 	Name:	 	
		 		 		 	Address:	 	

  
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 SCHEDULE A 

Cash Compensation 

  
 14 

 SCHEDULE B 

Prior Inventions 

  
 15EX-10.5

 Exhibit 10.5 
  

 
  

Exclusive Business Cooperation Agreement 

among 
 Party A 

Zhixuan International Management Consulting (Shenzhen) Co., Ltd., 

Party B 
 Shenzhen Huiye
Tianze Investment Holding Co., Ltd. 
 and 

Party C 
 Shareholders of
Huiye Tianze as listed in Annex I hereto 
 Dated: June 6, 2019 

 
  

 

 Exclusive Business Cooperation Agreement 

This Exclusive Business Cooperation Agreement (“Agreement”) is entered into by and among the parties set out as follows on Jun. 6, 2019
(“Effective Date”): 
 Party C1: SHENZHEN HUIDECHENG INVESTMENT DEVELOPMENT LIMITED PARTNERSHIP, a limited partnership incorporated and
validly existing under the PRC laws with uniform social credit code 914403003194841583, having its registered address at Room 501, Building 4, Yuehai Industrial Village (Shenzhen Animation Park), Yuehai Road, Nanshan District, Shenzhen 

Party C2: XIAMEN SIYUAN INVESTMENT MANAGEMENT CO., LTD., a limited liability company incorporated and validly existing under the PRC laws with uniform
social credit code 913502030793662583, having its registered address at Area B, Room 365, 859 West Lianqian Road, Siming District, Xiamen 
 Party C3:
FOCUS TECHNOLOGY CO., LTD., a limited liability company incorporated and validly existing under the PRC laws with uniform social credit code 91320191250002463L, having its registered address at 12F, Block A, Xinghuo Road Software Building,
Nanjing High-tech Development Zone 
 Party C4: SHENZHEN HUIDELI CONSULTING MANAGEMENT PARTNERSHIP (LIMITED), a limited partnership incorporated and
validly existing under the PRC laws with uniform social credit code 91440300MA5DF65AX2, having its registered address at Room 201, Building A, No. 1, Qianwan 1st Road, Qianhai-Shenzhen-Hong Kong Corporation Zone, Shenzhen, China (in Shenzhen Qianhai Business Scretary Co., Ltd.) 
 Party
C5: JIAXING WEIRONG INVESTMENT MANAGEMENT PARTNERSHIP (LIMITED), a limited partnership incorporated and validly existing under the PRC laws with uniform social credit code 91330402MA28A65U6D, having its registered address at Room 573-164, Floor 5, Building 2, Lianchuang Building, 883 Guangyi Road, Jiaxing City, Zhejiang Province 

 Party C6: SHENZHEN CHUANG DONG FANG CHANGLE INVESTMENT LLP, a limited partnership incorporated
and validly existing under the PRC laws with uniform social credit code 914403003197715019, having its registered address at Room 1209, West Block, Zhuzilin Qiushi Building, Middle Shennan Road, Xiangmihu Street, Futian District, Shenzhen 

Party C7: SHENZHEN CHUANG DONG FANG INTERNET FINANCING INVESTMENT LLP, a limited partnership incorporated and validly existing under the PRC
laws with uniform social credit code 91440300088426670Y, having its registered address at Room 1209, West Block, Zhuzilin Qiushi Building, Middle Shennan Road, Futian District, Shenzhen, China 

Party C8: SHENZHEN CHUANG DONG FANG CHANGRUN INVESTMENT LLP, a limited partnership incorporated and validly existing under the PRC laws with uniform
social credit code 91440300311980210A, having its registered address at Room 1209, West Block, Zhuzilin Qiushi Building, Middle Shennan Road, Xiangmihu Street, Futian District, Shenzhen, China 

Party C9: BEIJING KOALA KUNLVE INTERNET INDUSTIAL INVESTMENT FUND LLP, a limited partnership incorporated and validly existing under the PRC
laws with uniform social credit code 91110000357933639B, having its registered address at Room 1115, Floor 11, Block D1, No. 1, Zhongguancun, Beiqing Road, Haidian District, Beijing 

Party C10: SHENZHEN DACHEN CHUANGKUN INVESTMENT LIMITED ENTERPRISE, a limited partnership incorporated and validly existing under the PRC laws
with uniform social credit code 91440300359772736N, having its registered address at Floor 23, East Zone, Special Area Newspapers Building, 6008 Shennan Avenue, Lianhua Street, Futian District, Shenzhen 

Party C11: XINYU DONG GUANG YUAN INVESTMENT MANAGEMENT CENTER LLP, a limited partnership incorporated and validly existing under the PRC laws
with uniform social credit code 91360502MA368GQE54, having its registered address at Room 801, New Economic Building, 21 Kangtai Road, Yushui District, Xinyu City, Jiangxi Province 

 Party C12: SHENZHEN CHUANG DONG FANG CHANGCHEN INVESTMENT LLP, a limited partnership
incorporated and validly existing under the PRC laws with uniform social credit code 914403000886163784, having its registered address at Room 1209, West Block, Zhuzilin Qiushi Building, Middle Shennan Road, Futian District, Shenzhen, China 

(Party C1, Party C2, Party C3, Party C4, Party C5, Party C6, Party C7, Party C8, Party C9, Party C10, Party C11 and Party C12 are collectively referred to as
the “Shareholders of Huiye Tianze” or “Party C.”) 
 (Party A, Party B and Party C are referred to individually as a
“Party” and collectively as the “Parties.”) 
 WHEREAS: 

 

	1.	 Party A is a limited liability company registered and established under the PRC laws, with business scope of
“enterprise management consulting, information consulting and marketing planning (items subject to approval according to law shall not be carried out without the approval of the authorities)”. It is currently engaged in business related to
its business scope, and has rich experience and resources in enterprise management, consulting, logistics support and marketing. 

  

	2.	 Party B is a limited liability company incorporated under the PRC laws, mainly engaged in insurance brokerage
and related businesses through its wholly-owned subsidiary Shenzhen Huize Insurance Brokerage Co., Ltd. 

  

	3.	 On the date of execution of this Agreement, Party C holds 100% equity in Party B, and its Contribution in
Registered Capital of Party B and Shareholding Percentage are incorporated into Annex I. 

  

	4.	 Party A, Party B and/or Party C signed this agreement, to an Exclusive Option and Equity Custody Agreement, an
Equity Pledge Agreement and a Power of Attorney (collectively referred to as the “Series of Cooperation Agreements”) on the date of execution of this Agreement. 

 

	5.	 Party A agrees to provide Party B with exclusive management, consulting, technical support, business support
and other services hereunder (see below for specific scope), and Party B agrees to accept the related services provided by Party A. 

 Now therefore, the Parties agree as follows through consensus: 

 

	1.	 Provision of Services 

 

	1.1	 During the validity period of this Agreement, Party B and Party C agree to irrevocably appoint Party A as the
exclusive provider of management, consulting, technical support and business support to Party B in accordance with the terms and conditions hereof, and to the extent permitted by applicable laws and regulations, providing Party B with comprehensive
services related to its business activities (i.e. insurance brokerage and related business), including but not limited to the following: 

  

	 	1.1.1	 assisting Party B in developing management models and business plans; 

 

	 	1.1.2	 assisting Party B in developing market development plans; 

 

	 	1.1.3	 assisting Party B in establishing sound business process management; 

 

	 	1.1.4	 providing Party B with management and consulting services concerning daily operations, financial affairs,
investment, assets, liabilities and debts, human resources, and internal information, and other management and consulting services; 

  

	 	1.1.5	 providing Party B with services concerning technical research and development, software development, and
technology improvement; 

	 	1.1.6	 providing Party B with technical development, technology transfer, and technical consulting;

  

	 	1.1.7	 providing Party B with services concerning market research, market investigation, research consultation and
judgment, and providing market information for Party B; 

  

	 	1.1.8	 providing Party B with management, development, upgrade, update and maintenance of its office application
system and network system; 

  

	 	1.1.9	 providing information technology support and management for Party B; 

 

	 	1.1.10	 providing Party B with management consulting and other services in terms of business decision-making and
strategic planning; 

  

	 	1.1.11	 assisting Party B in formulating employee training and development programs, conducting pre-job training and management training for its staff, and improving the business level of its staff and management personnel; 

 

	 	1.1.12	 assisting Party B in establishing a marketing network; 

 

	 	1.1.13	 providing management consulting and other services for Party B’s operations; 

 

	 	1.1.14	 assisting Party B in finding suitable financing channels for the capital needs in its operations;

	 	1.1.15	 assisting Party B in developing plans for maintaining the relationships with its suppliers, customers and
partners, and assisting it in maintaining such relationships; 

  

	 	1.1.16	 providing opinions and suggestions on Party B’s assets and business operations; 

 

	 	1.1.17	 providing opinions and suggestions on the negotiation, signing and performance of Party B’s major
contracts; 

  

	 	1.1.18	 providing opinions and suggestions on Party B’s mergers and acquisitions or other expansion plans;

  

	 	1.1.19	 providing services concerning the licensing applications for Party B’s softwares, domain names, trademarks
and know-how (if involved); 

  

	 	1.1.20	 providing opinions and suggestions and services on the use of Party B’s softwares, trademarks and
technology licensing (if involved); providing opinions and suggestions on public relations; and 

  

	 	1.1.21	 other services that Party A has determined through negotiations from time to time based on its actual business
needs and ability to provide services. 

  

	1.2	 Apart from the above services, during the validity period of this Agreement, Party A may, upon negotiation
among the Parties, provide Party B in accordance with the conditions hereof with other services within Party A’s business scope, related to Party B’s business activities and comply with the PRC laws. If Party B requests

	 	
Party A to provide services beyond Party A’s approved business scope, Party A shall apply for the expansion of its business scope to the maximum extent permitted by law, and provide relevant
services after it has been approved to so expand. 

  

	1.3	 The entrustment and authorization made by Party B to Party A hereunder is exclusive, excludable and
irrevocable. During the validity period of this Agreement, without prior written consent of Party A Party B shall procure and ensure that Party B and its subsidiaries and branches shall not directly or indirectly obtain the same or similar services
as those agreed herein from any third party (including but not limited to its shareholders, directors or senior management officer or any person or entity that has any relationships with the aforementioned shareholders, directors or senior
management officer), and shall not establish any similar business cooperation relationship with any third party on the matters described herein. 

  

	1.4	 Party B and Party C shall procure and ensure that Party A is solely responsible for the selection of Party
B’s senior management officers and employees, and its financial affairs and daily operations, and Party B must strictly abide by all instructions and opinions of Party A. 

 

	1.5	 Party B shall, and Party C shall procure and ensure that Party B will provide Party A with any documents
related to Party B at the request of Party A, including but not limited to the agreements and related documents executed by Party B for the purpose of borrowing, financing, providing guarantee or setting any encumbrance, and allow Party A to consult
all the licenses and documents of Party B and its operations. 

  

	1.6	 The Parties hereby agree that Party A has the right to delegate all or part of its rights to provide services
hereunder to the third party designated by Party A. 

	1.7	 Party B and Party C shall procure and ensure that Party A has the right to consult Party B’s accounts
regularly and at any time, and Party B shall keep its accounts in a timely and accurate manner and provide Party A with its accounts as required by Party A. During the the validity period of this Agreement, Party B agrees and Party C shall procure
and ensure that Party B will cooperate with Party A and Shareholders of Party A (direct or indirect) in conducting audits (including but not limited to audits of related party transactions and other audits), provide relevant information and data
about Party B’s operations, businesses, customers, financial affairs, employees, etc. to Party A, Shareholders of Party A (direct or indirect) and/or their commissioned auditors or other professional institutions, and agree Shareholders of
Party A can disclose such information and data for the purpose of meeting the regulatory requirements of the regulatory authorities. The Parties agree that during the validity period of this Agreement, Party A shall enjoy and bear all the economic
benefits and risks arising from Party B’s business (for avoidance of doubts, the term “risks” here only means that Party B cannot have revenue due to its bad management and thereby Party A cannot charge the Service Fees hereunder in
accordance herewith, and in this case, Party A shall not assume any legal liability for any liabilities, debts or other obligations and risks of Party B), and Party A shall have the right to consolidate the financial result of Party B with the
effects of the subsidiaries wholly owned by Party A in accordance with applicable accounting standards. 

  

	1.8	 Party B and Party C shall procure and ensure that when Party B has operating losses or serious operational
difficulties or financial crises, Party A has the right to decide whether Party B can continue to operate and the right to (rather than being obliged to) choose whether to give Party B financial support, and Party B shall unconditionally accept
Party A’s decision as to whether it shall continue to operate. 

  

	1.9	 The Parties hereby agree that for all rights and interests arising from the performance hereof, including but
not limited to relevant ownership, copyrights, patents and other intellectual property rights, technical secrets, trade secrets and others rights, whether developed by Party A or by Party B based on Party A’s original intellectual property
rights, Party A shall have exclusive and excludable rights (except for the intellectual property rights that Party B is required to hold for the purpose that Party B can continue to maintain or obtain the licenses or related

	 	
tax benefits required for its business operations). Party B shall sign all appropriate documents, take all appropriate actions, submit all documents and/or applications, provide all appropriate
assistance, and take all other acts deemed necessary at the discretion of Party A, grant any ownership, rights and interests to such intellectual property rights to Party A and/or improve the protection of such intellectual property rights of Party
A. If it is expressly provided by applicable PRC laws and regulations, such intellectual property rights shall not be owned by Party A, or Party B is required to hold such intellectual property rights for the purpose of maintaining or obtaining the
licenses or related tax benefits required for its business operations, with the consent of Party A, such intellectual property rights shall be held by Party B first, and then be transferred to Party A at the minimum prices permitted by law when
Party A is permitted by the PRC laws and regulations to so own and Party B no longer needs to so hold for the purpose of the aforementioned license or related tax benefits; if there is no restriction on such minimum prices in such laws then, Party B
shall transfer the ownership of such intellectual property rights for free and without any conditions, and assist Party A in dealing with all government registration and other procedures concerning the change of the owner of such intellectual
property rights. Party B shall not transfer, assign, mortgage, license or otherwise dispose of its intellectual property rights without the prior written consent of Party A. 

 

	2.	 Calculation and Payment of Service Fees 

 

	2.1	 In respect of the services provided by Party A hereunder, Party B shall, and Party C shall procure and ensure
that Party B will pay Party A the service fees (the “Service Fees”). The Parties agree that the Service Fees hereunder shall be calculated and paid in the manner set out in Annex II. 

 

	2.2	 Each Party shall bear the taxes and fees that shall be paid according to law arising from its execution and
performance of this Agreement. 

	2.3	 Party B and Party C shall procure and ensure that Party A has the right to assign employees or external
accountants and/or auditors of itself or its holding companies (“Party A’s Authorized Representatives”) to verify Party B’s financial situation at any time in order to verify the specific amount of the Service Fees. In
this case, Party B shall provide Party A’s Authorized Representatives with the documents, books, vouchers, financial records and other data required for their verification. In the event of any inconsistency between the amount of the Service
Fees verified by Party A and that verified by Party B, the amount determined by Party A’s Authorized Representatives shall prevail. 

  

	2.4	 The Service Fees paid by Party B to Party A in accordance herewith shall not be subject to any deductions or
offsets (such as bank charges), and all such deductions or offsets shall be borne by Party B. 

  

	2.5	 Party B and Party C agree that if Party B is liquidated or dissolved under any circumstances, a liquidation
committee shall be established according to law, and under such circumstances, Party A shall have the right to exercise the rights of the members of the liquidation committee on behalf of Party C and Party B and/or exercise the right to nominate,
recommend or designate such members on behalf of Party C and Party B. If any assets remain after all payments are made by Party B in accordance with the PRC laws, subject to the current PRC laws and regulations, Party B and Party C shall transfer
all of such assets to Party A at a price of RMB 1 or other minimum price permitted by the PRC laws and regulations. 

  

	3.	 Representations, Warranties and Commitments 

 

	3.1	 Party A hereby represents and warrants as follows: 

 

	 	3.1.1	 Party A is a limited liability company legally registered and validly existing under PRC laws, and Party A or
its designated service provider shall obtain all government permits and licenses required to provide any services prior to providing such services under this Agreement; 

	 	3.1.2	 Party A signs and implements this Agreement within its company’s power and business scope, has taken
necessary company actions and has been properly authorized, has obtained the necessary consents and approvals (if necessary) from third parties and governmental authorities, and does not violate the laws and agreements that are binding or
influential on Party A; and 

  

	 	3.1.3	 Upon its entry into force, this Agreement shall constitute a legal, valid and binding obligation and shall be
enforceable against Party A in accordance with the terms hereof. 

  

	3.2	 Party B hereby makes the following representations, warranties and commitments: 

 

	 	3.2.1	 Party B is a limited liability company legally registered and validly existing under PRC laws;

  

	 	3.2.2	 Without the consent of Party A, Party B’s business scope shall not be changed. Party B’s articles of
association, governance structure, members of the board of directors, members of the board of supervisors not elected by its employee representatives, CFO/financial management personnel and other management personnel shall not be changed, and the
above-mentioned personnel in Party B shall be appointed in accordance with the instructions of Party A; 

  

	 	3.2.3	 Party B and its Affiliate own and will maintain the business licenses required for their operations, and have
adequate rights and qualifications to operate the business they are currently engaged in within the PRC. Without the consent of Party A, neither Party B nor its Affiliate shall conduct activities beyond its normal business scope or operate its
business in a manner inconsistent with that in the past or in an unusual way; 

  

	 	3.2.4	 Party B signs and implements this Agreement within its company’s power and business scope; has taken
necessary legal person actions and has been properly authorized, has obtained the necessary consents and approvals (if necessary) from third parties and governmental authorities, and does not violate the laws and agreements binding or influential on
Party B; 

	 	3.2.5	 Party B shall pay Party A the Service Fees in full and on time in accordance herewith; Party B and its
Affiliate shall, as far as possible during the service period, maintain the continuity and validity of the licenses and qualifications related to its business, actively cooperate with Party A in its providing services, and accept Party A’s
reasonable opinions and suggestions on Party B’s business; 

  

	 	3.2.6	 Without the consent of Party A, Party B shall not enter into or participate in any transactions that may affect
its assets, liabilities, rights or operations, including but not limited to: (1) providing guarantees to any third party or setting any encumbrance or right limit on Party B’s assets; (2) conducting any financing activities, including
providing loans or debts to any third party or obtaining loans or liabilities from any third party; (3) purchasing or disposing of any assets valued at more than RMB 3 million (including but not limited to fixed assets and intellectual
property rights); (4) signing any material contract with a target amount of RMB 3 million or more; (5) changing normal business procedures or modifying any major internal rules and regulations; (6) making major adjustments to its
business model, marketing strategy, business policy or customer relationship; and (7) liquidating and allocating residual assets, except for the regular transactions that Party B has in the course of daily business; 

 

	 	3.2.7	 Without the consent of Party A, Party B shall not distribute any bonuses, dividends, profits or any other
benefits; 

  

	 	3.2.8	 Without the consent of Party A, Party B shall not merge, consolidate or form a joint entity with any third
party, or acquire any third party or be acquired or controlled, increase or decrease its registered capital, or otherwise change its registered capital structure; 

 

	 	3.2.9	 Upon execution of this Agreement, Party B entrusts Party A to keep and control relevant certificates and
official seals important for Party B’s daily operations, including but not limited to Party B’s business license, official seal, contract seal, and financial special seal; 

	 	3.2.10	 Party B shall not dispose of or dilute, directly or indirectly, its interests at any of its Affiliate without
prior written consent of Party A; 

  

	 	3.2.11	 Upon its entry into force, this Agreement shall constitute a legal, valid and binding obligation and shall be
enforceable against Party B in accordance with the terms hereof; 

  

	 	3.2.12	 Party B warrants that if Party B and/or Party C breach/breaches the provisions of any of the Series of
Cooperation Agreements, and Party A requires Party C and/or Party B to transfer the Underlying Equity and/or Underlying Assets under the Exclusive Option and Equity Custody Agreement to it/them, then Party C and/or Party B shall immediately enter
into a share transfer agreement and/or an assets transfer agreement with Party A or a third party designated by Party A to transfer the aforesaid Underlying Equity and/or Underlying Assets to Party A or such third party. 

 

	 	3.2.13	 Party B ensures that any of its Affiliate will comply with the commitments set forth in Article 3.2.1 through
Article 3.2.12. 

  

	3.3	 Party C hereby makes the following representations, warranties and commitments: 

 

	 	3.3.1	 Party C is a limited liability company/limited partnership that is legally registered and validly existing
under the PRC laws; 

  

	 	3.3.2	 Party C signs and implements this Agreement within its legal person’s power and business scope, has taken
necessary legal person actions and has been properly authorized, has obtained the necessary consents and approvals (if necessary) from third parties and governmental authorities, and does not violate the laws and agreements that are binding or
influential on Party C; and 

	 	3.3.3	 Upon its entry into force,, this Agreement shall constitute a legal, valid and binding obligation and shall be
enforceable against Party C in accordance with the terms hereof; 

  

	 	3.3.4	 This Agreement shall remain effective and irrevocable for Party C’s successor, and Party C shall procure
its successor to undertake to be bound by this Agreement; and 

  

	 	3.3.5	 Party C warrants that if Party B and/or Party C breach/breaches the provisions of any of the Series of
Cooperation Agreements, and Party A requires Party C and/or Party B to transfer the Underlying Equity and/or Underlying Assets under the Exclusive Option and Equity Custody Agreement to it/them, then Party C and/or Party B shall immediately enter
into a share transfer agreement and/or an assets transfer agreement with Party A or a third party designated by Party A to transfer the aforesaid Underlying Equity and/or Underlying Assets to Party A or such third party. 

 

	3.4	 Party B and Party C make the further representations, warranties and commitments: 

 

	 	3.4.1	 In order to ensure the performance of the services between Party A and Party B and the various payments by
Party B to Party A: 

  

	 	(1)	 Party B and Party C hereby agree to accept the suggestions and requirements provided by Party A from time to
time regarding the appointment and dismissal of employees, daily operation management and financial management system, and strictly abide by and implement such suggestions and requirements; 

	 	(2)	 Party B and Party C hereby agree that they will elect the persons designated by Party A as members of the board
of directors of Party B in accordance with the procedures stipulated by laws and regulations and their articles of association, and procure such elected members to elect the candidate recommended by Party A as Party B’s chairman, and appoint
the persons designated by Party A as Party B’s general manager, CFO and other senior management officers (including but not limited to various business heads, financial management personnel, financial monitoring personnel and accounting
personnel). Party A shall, in good faith, recommend to Party B candidates who meet the qualifications required by applicable laws. If the above-mentioned officers recommended by Party A leave Party A or Shareholders of Party A (direct or indirect)
(as the case may be), whether they voluntarily resign or are dismissed by Party A, they will not be qualified to hold any positions in Party B. In this case, Party B will appoint other officers recommended by Party A and employed by Party A or
Shareholders of Party A(including direct or indirect) (as the case may be) to hold such positions. Party C and Party B shall, in accordance with laws, articles of association and this Agreement, take all necessary internal and external procedures to
complete the above dismissal and appointment procedures; 

  

	 	3.4.2	 Party B and Party C hereby agree that, once Party A has submitted a written request, Party B shall use all of
its accounts receivable and/or all of its other assets legally owned and disposed of then, in the manner permitted by the then law, as a guarantee for the payment by Party B of the Service Fees stipulated in Article 2.1 hereof. Party B and Party C
hereby agree that Party B and its Affiliate will, during the validity period of this Agreement, maintain the business licenses required for their operations, and have adequate rights and qualifications to operate the business they are currently
engaged in within the PRC; 

  

	 	3.4.3	 Without the prior written consent of Party A, Party B shall not engage in contractual operations, lease
operations, mergers, divisions, joint ventures, shareholding system reforms or other arrangements that change its mode 

	 	
of operation and property rights structure, or disposal of Party B’s all or substantial assets or interests by transfer, assignment, conversion of assets into equity or other means, or any
form of initial public offering, backdoor listing, and/or listing in the form of asset restructuring; 

  

	 	3.4.4	 When Party B is liquidated or dissolved for various reasons, Party C and Party B shall, within the scope
permitted by the PRC laws, appoint the persons recommended by Party A to establish a liquidation committee to manage Party B’s property. Party C and Party B acknowledge that when Party B is liquidated or dissolved, regardless of whether the
above provision of this Article 3.4.3 can be implemented, Party C and Party B agree to transfer all remaining assets obtained respectively thereby from liquidating Party B in accordance with the PRC laws and regulations, to Party A at a price of RMB
1 or other minimum price permitted by the PRC laws and regulations; 

  

	 	3.4.5	 Party C hereby agrees to issue a power of attorney satisfactory to party A in content and form to Party A at
the same time on the date hereof, and to fulfill the provisions of such power of attorney in full, appropriate and complete manner, including but not limited to unconditionally and irrevocably authorizing Party A or the person designated by Party A
(the “Trustee”) as an agent to fully represent Party C to exercise its shareholder’s rights in Party B according to the Trustee’s own will; 

 

	 	3.4.6	 Party C acknowledges that that it has a full and clear understanding of Party B’s obligations hereunder
upon signing this Agreement, and voluntarily pledges 100% of its equity held in Party B to Party A or its designated institution to guarantee the performance of all obligations under this Agreement and the Cooperation Series Agreement by Party C and
Party B. The Parties shall sign an agreement regarding the equity pledge separately; 

  

	 	3.4.7	 Party B and Party C hereby agree that without Party A’s written consent, they shall not enter into any
other agreements or arrangements that conflict with this Agreement and/or the Series of Cooperation Agreement or may impair Party A’s interests under this Agreement and/or the Series of Cooperation Agreement; 

	 	3.4.8	 However, if the development is carried out by Party A based on Party B’s intellectual property rights,
Party B shall ensure that such intellectual properties are free from any defects, otherwise Party B shall bear the losses (if any) caused to Party A. If Party A thereby assumes liability of compensation to any third party, Party A shall have the
right to recover from Party B for its total losses after making such compensation; and 

  

	 	3.4.9	 This Agreement remains effective and irrevocable for Party B’s and Party C’s assignees, successors,
agents and administrators, and Party B and Party C shall procure their assignees, successors, agents and administrators to undertake to be bound by this Agreement. 

 

	4.	 Confidentiality 

 

	4.1	 For the purposes of this Agreement, the term “Confidential Information” includes but is not limited
to all or any part of the contents or information contained in (1) any oral or written information obtained by Party C from Party A or Party B in connection with this Agreement; (2) any contracts, agreements, memos, schedules, drafts or
records (including this Agreement) entered into among the Parties for the purposes hereof; (3) any information obtained by Party C from Party A or Party B which is not specified as public information when provided; and (4) all arrangements
and transactions hereunder. 

  

	4.2	 Unless with prior written consent of Party A, neither Party B nor Party C shall divulge the Confidential
Information to any party other than the Parties hereto in any way. 

  

	4.3	 Both Party B and Party C shall take necessary measures to ensure that the Confidential Information is disclosed
to their staff, agents or consultants who need to know the same only, provided that such staff, agents or consultants shall 

	 	
be required to strictly observe this Article and not to divulge the Confidential Information so disclosed to them to any third parties. Both Party B and Party C undertake to disclose or reveal
the Confidential Information to their staff, agents or consultants only on a need-to-know basis. 

 

	4.4	 The confidentiality obligations set out herein shall not apply to any Confidential Information that:

  

	 	4.4.1	 is generally known prior to divulgement thereof (unless such information is divulged in a manner violating this
Agreement); 

  

	 	4.4.2	 is disclosed or divulged with prior written consent of Party A; 

 

	 	4.4.3	 is disclosed in accordance with the mandatory requirements made by governmental authorities, stock exchanges,
regulatory authorities or other authorities or set out in laws and statutes, provided, however, that in the case of governmental or other authorities, such disclosure requirements shall be made in an official written document, or Party C shall
reject required disclosure and shall not disclose or divulge any Confidential Information; and 

  

	 	4.4.4	 is required to be disclosed by any Party to its legal or financial advisor in respect of the transaction
contemplated hereunder, provided, however, that such legal or financial advisor shall be bound by the confidentiality obligations which are similar to those set out in this Article. 

 

	4.5	 In case of breach of this Article, Party C or Party B, as the case may be, shall indemnify and hold Party A
harmless from and against the losses (if any) resulting from such breach. 

	5.	 Validity and Term 

 

	5.1	 This Agreement shall take effect as of being duly executed by the Parties. 

 

	5.2	 Unless Party A exercises its exclusive option under the Exclusive Option and Equity Custody Agreement and
becomes the sole shareholder of Party B after completing the relevant industrial and commercial change registration, or Party A terminates this Agreement early according to the relevant provisions hereof, this Agreement shall remain in force for the
duration of the existence of Party A and Party B and for the period of their renewal according to the PRC laws and regulations. If, during the validity period of this Agreement, the term of operation of either Party expires, such Party shall renew
its term of operation (if applicable) in a timely manner so that this Agreement can remain valid and enforceable. 

  

	6.	 Termination 

  

	6.1	 Without prejudice to Party A’s rights or remedies for legal or other reasons, Party A may terminate this
Agreement immediately upon written notice to Party B in the following circumstances: (1) Party B has any breach and within 30 days from the date of receipt of the written notice from Party A, Party B fails to remedy such breach, or
(2) Party B ceases business, is dissolved or liquidated, files for bankruptcy or is filed for bankruptcy, revoked business license or in any other similar circumstance. 

 

	6.2	 During the validity period of this Agreement, Party A may terminate this Agreement at any time after giving
Party B a 10-day prior written notice. 

  

	6.3	 During the validity period of this Agreement, neither Party B nor Party C shall terminate this Agreement early
for any reason. 

  

	6.4	 The termination of this Agreement does not affect any rights enjoyed by the Parties prior to such termination.
After such termination, the rights and obligations of the Parties under Intellectual Property Rights, Confidentiality, Dispute Resolution, Governing Law and Liability for Breach shall remain valid. 

	6.5	 Each Party separately warrants to the other Parties that once the PRC laws permit Party A to directly hold and
Party A decides to hold Party B’s equity, and Party A and/or its subsidiaries and branches can legally engage in Party B’s business, Party A has the right to immediately terminate this Agreement and exercise all of its exclusive option
under the Exclusive Option and Equity Custody Agreement. 

  

	6.6	 The early termination for any reason or expiration of this Agreement does not exempt any Party from all payment
obligations hereunder due prior to the date of such termination or expiration, nor from any liability for breach incurred prior to such date. 

  

	7.	 Liability for Breach 

If all or part of this Agreement is prevented from performing, or any obligation hereunder is prevented from substantially performing by
breaching of any provision hereunder by any Party (the “Breaching Party”), a breach hereunder is constituted. The Breaching Party shall assume the liability for such breach and compensate the observant Party for the losses
(including the resulting litigation fees, attorney fees and default interest) caused thereby; if such breach is caused by multiple Parties, such Parties shall assume the corresponding liability according to the actual situation and according to the
degree of such breach, and determine the amount of compensation that shall be paid; if any of the provisions made hereunder is materially breached by Party B and/or Party C, Party A has the right to terminate this Agreement; this Article shall not
prevent Party A from exercising any of its other rights hereunder. If the Breaching Party is Party A, Party B has the right to demand damages therefrom. However, unless otherwise stipulated by law, Party B and/or Party C shall have no right to
terminate or cancel this Agreement unilaterally under any circumstance. In addition, Party B shall indemnify and hold Party A harmless from and against any loss, damages, obligation and expense incurred by any lawsuit, claim or other request
against Party A arising out of or from the contents of services required by Party B, Party B’s failure to carry out business in accordance with the instructions of Party A or any reasons of Party B, unless such loss, damages, obligation or
expense is caused by Party A’s gross negligence or intentional misconduct. 

	8.	 Governing Law 

The execution, validity, interpretation, performance, modification, termination and dispute resolution of this Agreement shall be governed by
the PRC laws. 
  

	9.	 Dispute Resolution 

 

	9.1	 In the event of any dispute between the Parties regarding the interpretation or performance of the terms
hereof, the Parties shall resolve such dispute in good faith. If any such dispute cannot be resolved through amiable negotiation within thirty (30) days following the giving by either Party of a request for such resolution, then either Party
may submit such dispute to South China International Economic and Trade Arbitration Commission (the “Arbitration Authority”) for resolution by arbitration in accordance with the arbitration rules of the Arbitration Authority in
force when a valid arbitration application is submitted. The place of arbitration shall be Shenzhen, China, and the language of the arbitration shall be Chinese. The arbitral award shall be final and binding upon the Parties. The Losing Party of the
arbitration decision shall be liable for all the paid-up expenses of the Successful Party (including but not limited to attorney fees). The Arbitration Authority has the right to rule according to its powers
that the equity of Party B and/or the assets of Party B (including but not limited to assets such as land and houses) held by Party C shall be used to compensate the losses caused by the breach of Party B and Party B’s Affiliate and/or Party C,
or order Party B or Party B’s Affiliate to liquidate; if necessary, the Arbitration Authority has the right to, prior to making a final ruling on such dispute among the Parties, first rule according to its powers that the Breaching Party shall
stop such breach or the Breaching Party shall not conduct acts that may lead to further expansion of the losses suffered by Party A, or make a relief injunction (such as ordering to maintain operations or enforcing share or assets transfer) or rule
that Party B shall be dissolved and/or liquidated; subject to the PRC laws and regulations and the effective arbitration rules, courts with jurisdiction (i.e. the courts in China, Hong Kong Special Administrative Region of China and Cayman Islands
and the place where the principal assets of the Parties are located) have the right to, in accordance with their powers, prior to the formation of the arbitral tribunal or under proper circumstances, make the ruling that appropriate remedies (such
as property preservation and evidence preservation) 

 
shall be given to support the arbitration, or according to the interim award of the Arbitration Authority, rule that the Breaching Party shall stop its breach or the Breaching Party shall not
conduct acts that may lead to further expansion of the losses suffered by Party A. 
  

	9.2	 During the arbitration, each Party is obliged to continue to perform its obligations hereunder, except for the
matter in dispute and under arbitration. 

  

	10.	 Force Majeure 

 

	10.1	 In this Agreement, Force Majeure means wars, fires and natural disasters, such as earthquakes, floods, storms,
snow disasters, etc.; or other events which cannot be foreseen at the time of conclusion of this Agreement and whose occurrence is irresistible and inevitable. However, inadequate credit, funding or financing shall not be deemed as matter beyond the
reasonable control of a Party. The effected Party under Force Majeure seeking exemptions from liabilities for its default under this Agreement or any terms hereof shall promptly inform of the other Party such waiver by telegram, fax, electronic
means or other ways immediately, and provide written evidence for Force Majeure within five (5) days where specifies the actions to be taken to complete the performance. 

 

	10.2	 Neither Party shall be held liable for any failure or delay in performing all or any part of its obligations
hereunder to the extent that such failure or delay has been caused by Force Majeure, provided, however, that the affected party shall resume the performance of its obligations hereunder following elimination of the impact of such Force Majeure. If
the performance of this Agreement has become impossible or unnecessary due to Force Majeure, the Parties shall through friendly negotiation agree upon a solution to such case. 

 

	11.	 Notice 

Notices or other communications issued by any Party in accordance herewith shall be in Chinese and may be sent to the address confirmed by a
relevant party or each 

 
of the other Parties by personal delivery, registered mail, postage prepaid mail, or approved courier service or fax, or the other address of or the address of other person designated by such
relevant party or each of the other Parties as notified from time to time thereby. The delivery date of notice sent shall be: (1) if sent by hand, the date when the notice is delivered by hand; (2) if sent by letter, the tenth
(10) day after the notice sent by prepaid registered mail by air (as marked by postmark), or the fourth (4) day after the notice submitted to courier service provider internationally accepted; and (3) if sent by fax, the receiving
time as specified on the acknowledgement of related documents. Each Party acknowledges that its communication information for the purpose of the notices hereunder is shown in Annex IV hereto. 

 

	12.	 Entire Agreement 

The Parties acknowledge that this Agreement constitutes the entire agreement and consensus reached by the Parties in relation to the contents
hereof and completely supersedes all such agreements and consensus in oral or writing reached by the Parties prior to this Agreement. 
  

	13.	 Severability 

If any validity period of this Agreement is invalid or unenforceable due to inconsistency with the applicable law, such term shall be deemed to
be invalid only within the jurisdiction of such applicable law, and will not affect the legal effect of the other terms hereof. 
  

	14.	 Agreement Transfer 

Without Party A’s prior written consent, Party B and Party C shall not transfer their rights and obligations hereunder to any third party.
Party B and Party C hereby 

 
agree that, if permitted by the PRC laws, Party A may transfer its rights and obligations hereunder to other third parties (including but not limited to Party A’s holding companies,
subsidiaries or affiliated companies) when it deems necessary. Party A is only required to send written notices to Party B and Party C at the time of such transfers, and is not required to obtain further consent from the other Parties with respect
to such transfers. 
  

	15.	 Agreement Modification and Supplement 

 

	 	15.1	 This Agreement shall be modified or supplemented through written agreement by the Parties. Modification and
supplemental agreements relating to this Agreement duly properly executed by the Parties are an integral part of this Agreement and have the same legal effect as this Agreement. If Party A, Party A’s related parties or the regulatory
authorities requires/require or the laws of the USA require, and it does not violate the PRC laws, Party A may modify the contents hereof at any time, and Party B and Party C shall give their consent and cooperation. 

 

	 	15.2	 The Parties understand that this Agreement, Series of Cooperation Agreements and other relevant documents are
executed for the purpose of allowing insurance broker and other related business of Party B and its Affiliate in the PRC to achieve the overseas listing through the arrangement by holding companies of Party A. For the purpose mentioned above, each
Party shall cooperate, fully and appropriately, with the amendments to this Agreement, Series of Cooperation Agreement and/or other relevant documents required by any regulator. 

 

	16.	 Change in Circumstances 

In addition to and without contravening the Series of Cooperation Agreements and any other provisions hereof, if, at any time, as a result of
enactment of or amendment to any PRC laws, regulations or rules, or change in the interpretation or application of any such laws, regulations or rules, Party A believes that it would become illegal or inconsistent with such laws, regulations or
rules to maintain this Agreement valid, 

 
then Party B and Party C shall immediately take any acts and/or execute any agreements or other documents, in either case, as may be instructed in writing and reasonably requested by Party A to
maintain this Agreement in effect. 
  

	17.	 Number of Counterparts 

This Agreement is made in sixteen (16) counterparts, of which the Parties shall each hold one counterpart and the remaining counterparts
shall be properly kept by Party A or submitted to the competent governmental authorities for the purpose of registration or filing (if required). 
 In
witness whereof, the Parties have executed this Agreement on the date mentioned above. 
 [Intentionally Left Blank Below] 

 [Signature page of Exclusive Business Cooperation Agreement] 

Party A: Zhixuan International Management Consulting (Shenzhen) Co., Ltd. 
  

			
	Signature:	 	/s/ Cunjun Ma
	Name:	 	Cunjun Ma
	Title:	 	Legal Representative

 [Signature page of Exclusive Business Cooperation Agreement] 

Party B: Shenzhen Huiye Tianze Investment Holding Co., Ltd. 
  

			
	Signature:	 	/s/ Cunjun Ma
	Name:	 	Cunjun Ma
	Title:	 	Legal Representative

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C1: Shenzhen Huidecheng Investment Development Limited Partnership 
  

			
	Signature:	 	/s/ Cunjun Ma
	Name:	 	Cunjun Ma
	Title:	 	General Partner

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C2: Xiamen Siyuan Investment Management Co., Ltd. 
  

			
	Signature:	 	/s/ Xuejun Xie
	Name:	 	Xuejun Xie
	Title:	 	Legal Representative

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C3: Focus Technology Co., Ltd. 
  

			
	Signature:	 	/s/ Jinhua Shen
	Name:	 	Jinhua Shen
	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C4: Shenzhen Huideli Consulting Management Limited Partnership 
  

			
	Signature:	 	/s/ Cunjun Ma
	Name:	 	Cunjun Ma
	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C5: Jiaxing Weirong Investment Management Limited Partnership 
  

			
	Signature:	 	/s/ Jun Xiong
	Name:	 	Jun Xiong
	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C6: Shenzhen Chuang Dong Fang Changle Investment LLP 
  

			
	Signature:	 	/s/ Ke Xiao
	Name:	 	Ke Xiao
	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C7: Shenzhen Chuang Dong Fang Internet Financing Investment LLP 
  

			
	Signature:	 	/s/ Ke Xiao
	Name:	 	Ke Xiao
	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C8: Shenzhen Chuang Dong Fang Changrun Investment LLP 
  

			
	Signature:	 	/s/ Ke Xiao
	Name:	 	Ke Xiao
	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C9: Beijing Koala Kunlve Internet Industrial Investment Fund LLP 
  

			
	Signature:	 	/s/ Wenkai Tian
	Name:	 	 Wenkai Tian

	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C10: Shenzhen Dachen Chuangkun Equity Investment Limited Enterprise 
  

			
	Signature:	 	/s/ Zhou Lin
	Name:	 	 Zhou Lin

	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C11: Xinyu Dong Guang Yuan Investment Management Center LLP 
  

			
	Signature:	 	/s/ Angsheng Jin
	Name:	 	 Angsheng Jin

	Title:	 	Authorized Signatory

 [Signature page of Exclusive Business Cooperation Agreement] 

Party C12: Shenzhen Chuang Dong Fang Changchen Investment LLP 
  

			
	Signature:	 	/s/ Ke Xiao
	Name:	 	Ke Xiao
	Title:	 	Authorized Signatory

 Annex I: Shareholders of Huiye Tianze 

 

											
	 Serial
No.
	  	 Name 
	  	Contribution in
Registered Capital	 	  	Shareholding
Proportion	 
	  1.	  	Shenzhen Huidecheng Investment Development Limited Partnership	  	 	1,226.3600	 	  	 	27.3950	% 
	  2.	  	Xiamen Siyuan Investment Management Co., Ltd.	  	 	979.1254	 	  	 	21.8721	% 
	  3.	  	Focus Technology Co., Ltd.	  	 	919.6457	 	  	 	20.5434	% 
	  4.	  	Jiaxing Weirong Investment Management Limited Partnership	  	 	491.6084	 	  	 	10.9818	% 
	  5.	  	Shenzhen Dachen Chuangkun Equity Investment Limited Enterprise	  	 	237.0777	 	  	 	5.2959	% 
	  6.	  	Beijing Koala Kunlve Internet Industriral Investment Fund LLP	  	 	210.5086	 	  	 	4.7024	% 
	  7.	  	Xinyu Dong Guang Yuan Investment Management Center LLP	  	 	109.9917	 	  	 	2.4570	% 
	  8.	  	Shenzhen Chuang Dong Fang Changle Investment LLP	  	 	98.3217	 	  	 	2.1964	% 
	  9.	  	Shenzhen Chuang Dong Fang Internet Financing Investment LLP	  	 	73.7412	 	  	 	1.6473	% 
	10.	  	Shenzhen Chuang Dong Fang Changchen Investment LLP	  	 	73.7412	 	  	 	1.6473	% 
	11.	  	Shenzhen Chuang Dong Fang Changrun Investment LLP	  	 	49.1608	 	  	 	1.0982	% 
	12.	  	Shenzhen Huideli Consulting Management Limited Partnership	  	 	7.3087	 	  	 	0.1632	% 
		  		  	  
	  
	 	  	  
	  
	 
	 Total
	  	 	4,476.5911	 	  	 	100	% 
		  		  	  
	  
	 	  	  
	  
	 

 Annex II: Calculation and Payment Method of Service Fees 

 

	1.	 The Parties agree that Party B shall pay Party A the Service Fees on a quarterly basis for the services
provided by Party A hereunder. Subject to the PRC laws, the amount of the Service Fees is the total remaining amount of Party B’s pre-tax profit determined by Party A in accordance with US GAAP after
deducting the relevant costs and reasonable expenses. The specific amount shall be determined by Party A in the service fee bill or other written document issued to Party B on the basis of fully considering the following factors, but the maximum
amount shall not exceed the aforesaid total remaining amount: 

  

	 	(1)	 the difficulty and complexity of Party A’s services; 

 

	 	(2)	 the time spent by Party A’s employees for specific services; 

 

	 	(3)	 the specific contents and business value of Party A’s services; 

 

	 	(4)	 the market reference price of similar services; and 

 

	 	(5)	 Party B’s operating conditions and development needs. 

Notwithstanding the above provision, Party A may adjust the scope and amount of the Service Fees according to the PRC laws and regulations on
tax and tax practices , and with reference to the needs of Party B’s working capital, and Party B and its subsidiaries shall accept such adjustment. 
  

	2.	 The Parties hereby acknowledge that the Service Fees are only the remuneration that Party A shall obtain for
providing services. All fees and expenses (the “Other Fees”) incurred by Party A in providing such services, such as travel expenses, transportation expenses and postal fees, shall be borne by Party B and included in Party B’s
total cost. 

  

	3.	 Within thirty (30) days upon the end of each quarter (i.e., the last natural day of each quarter), Party B
shall provide Party A with all financial information necessary to calculate the fees incurred in such quarter. Party A shall send a payment notice (the format of the payment notice is shown in Annex III hereto) to Party B within forty
(40) days upon the end of each quarter. Party B shall pay Party A the Service Fees and Other Fees listed in the payment notice within seven (7) days after receiving the payment notice. If Party B fails to pay the Service Fees and Other
Fees in full and on time in accordance herewith, Party A has the right to request Party B to pay Party A a default interest at the annual rate of 10% according to the amount of the arrears. The Parties further agree that, according to the actual
operation, with the prior consent of Party A, the payment time of the above Service Fees may be separately determined. 

	4.	 If Party A has any doubt about the financial information provided by Party B, it may appoint its Authorized
Representatives to audit such information. Such audit shall be conducted during normal business hours and shall not affect the normal business of Party B, and Party B shall give cooperation on such premise. In the event of any inconsistency between
the amount of the Service Fees verified by Party A and that verified by Party B, the amount determined by Party A’s Authorized Representatives shall prevail. 

 

	5.	 If Party A believes that the Service Fees stipulated in Annex II hereto cannot be adapted to the change
in objective situation and need to be adjusted, Party A has the right to unilaterally adjust the charging standard or mechanism of the Service Fees according to the quantity and contents of the services it provides to Party B at any time.

 Annex III: Format of Payment Notice of Service Fees 

 

	To:	 Shenzhen Huiye Tianze Investment Holding Co., Ltd., 

Payment Notice of Service Fees 

In accordance with the Exclusive Business Cooperation Agreement made and entered into by and among us, you and another party on June 6, 2019,
you shall pay the Service Fees totaling RMB              and Other Fees totaling RMB [insert amount] as the consideration for the services we provide to you from
             to             . 

Within 7 days of receiving this notice, you are requested to arrange for remitting the Service Fees and Other Fees to the following bank
account: 
 Account name:                     

 Account bank:                      

Account number:                      

Best Regards! 
 Zhixuan
International Management Consulting (Shenzhen) Co., Ltd. 
 (Seal) 

Legal/Authorized Representative:

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