Document:

Exhibit 10.14

 

 

OPTION AGREEMENT

 

This Option
Agreement evidences the grant of a stock option (the "Option") to purchase shares of common stock, par value $.001 (the
"Company Stock"), of Generex Biotechnology Corporation (the "Company") granted to Eric von Hofe (the
"Optionee") pursuant to the Generex Biotechnology Corporation Amended 2001 Stock Option Plan (the “Plan”),
a copy of which is attached to this Option Agreement and incorporated into this Option Agreement by reference. The Option is subject
to the terms, conditions, limitations and restrictions set forth in the Plan, including the following:

 

a.The date of grant
of the Option is October 31, 2013, and the number of shares of Company Stock that may be purchased upon exercise of the
Option is 400,000.

 

b.The purchase price
(the “Exercise Price”) of Company Stock subject to the Option is $0.001 per share.

 

c.The
Option shall become exercisable as follows, subject to the terms, conditions, limitations and restrictions set forth in the Plan:
400,000 shares will vest on January 1, 2014. Only options
that have vested may be exercised.

 

d.Unless sooner terminated
pursuant to the Plan, the Option shall terminate on October 31, 2018.

 

e.The Optionee shall
pay the Exercise Price for the Option (i) in cash or (ii) by such other method as may be approved by the Compensation Committee
of the Company’s Board of Directors. The Optionee shall pay the amount of any withholding tax due at the time of exercise,
as provided in the Plan.

 

f.The rights and interests
of the Optionee under this Option Agreement may not be sold, assigned, encumbered or otherwise transferred, except, in the event
of the death of the Optionee, by will or by the laws of descent and distribution.

 

g.Any notice to the
Company, including notice of exercise of an Option, shall be addressed to the Company in care of Mark Fletcher at the Company’s
principal offices.

 

IN
WITNESS WHEREOF, this Option Agreement has been executed on behalf of the Company by a duly authorized officer and by the Optionee
effective as of the date of grant of the Option.

 

 

	GENEREX BIOTECHNOLOGY CORPORATION	 	ACCEPTED AND AGREED:
	 	 	 	 
	 	 	 	 
	Per:	/s/ Mark Fletcher	 	/s/
Eric von Hofe
	Name:	Mark A. Fletcher,	 	Eric von Hofe, Optionee
	 	President & CEO	 	 
	 	 	 	 
	Per:	/s/ Stephen Fellows	 	 
	Name:	Stephen Fellows,	 	 
	 	Chief Financial OfficerEXECUTION VERSION

Exhibit 4.8

SECOND AMENDMENT TO 

CREDIT AGREEMENT

          This
SECOND AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of December 6, 2013, among Orchard
Acquisition Company, LLC, a Delaware limited liability company (the “Parent Borrower”) and Jefferies Finance
LLC, as Administrative Agent for, and on behalf of, the Lenders (as defined below) (in such capacity, the “Administrative
Agent”).

R E C I T A L S:

          A.          The
Parent Borrower, J.G. Wentworth, LLC (“Holdings”), the lenders from time to time party thereto (the “Lenders”)
and the Administrative Agent are parties to that certain Credit Agreement, dated as of February 8, 2013, as amended by that certain
First Amendment to Credit Agreement, dated as of May 31, 2013, among Parent Borrower, the Administrative Agent and the other parties
party thereto (and as further amended, restated, amended and restated, supplemented or otherwise modified, the “Credit
Agreement”).

          B.          The
Parent Borrower wishes to amend the Credit Agreement to, among other things, provide for the prepayment of a certain amount of
the Initial Term Loans without a corresponding payment of the prepayment premium, to reduce the Applicable Revolving Loan Margin,
the Applicable Term Loan Margin, the Base Rate floor and the Adjusted Eurodollar Rate floor and to extend the dates with respect
to which the prepayment premium is payable with respect to the Initial Term Loans.

          C.
          Accordingly, the Parent Borrower, Holdings, the Administrative Agent
and the Lenders party hereto desire to amend the Credit Agreement pursuant to Section 11.12 thereof in order to modify certain
provisions thereof in accordance with and subject to the terms and conditions set forth below.

          Section
1          Definitions and Interpretation.

          1.1
          Definitions. Unless otherwise defined in this Amendment, capitalized
terms used herein shall have the meanings given to them in the Credit Agreement.

          1.2
          Interpretation. This Amendment shall be construed and interpreted
in accordance with the rules of construction set forth in Sections 1.02, 1.03 and 1.04 of the Credit Agreement.

          Section
2           Amendment to Credit Agreement. As of the Second
Amendment Effective Date (as defined below), the Credit Agreement is hereby amended as follows:

          2.1
          Amendments to Section 1.01.

	 	 	 
	 	             (a)       Section 1.01 of the Credit Agreement is hereby amended by adding the following defined terms in proper alphabetical order:
	 	 
	 	 	          “Second Amendment” means that certain Second Amendment to Credit Agreement, dated as of December 6, 2013 among the Parent Borrower, the Lenders party thereto and the Administrative Agent.
	 	 	 
	 	 	           “Second Amendment Effective Date” has the meaning set forth in Section 3.1 of the Second Amendment, which shall be December 6, 2013.

 

    	  

    	 

    

 

	 	 	 
	 	 	          “Second Amendment Lead Arrangers” means Credit Suisse Securities (USA) LLC and Jefferies LLC, as joint lead arrangers and joint lead bookrunners under the Second Amendment.
	 	 	 
	 	 	           “Specified Prepayment” means a prepayment of the Initial Term Loans by the Parent Borrower on the Second Amendment Effective Date in a principal amount equal to $123,000,000.
	 	 	 
	 	             (b)          Section 1.01 of the Credit Agreement is hereby amended by amending the proviso in the definition of “Base Rate” by deleting the reference to “2.50%” therein and replacing it with a reference to “2.00%”.
	 	 
	 	             (c)          Section 1.01 of the Credit Agreement is hereby amended by amending the last proviso in the definition of “Adjusted Eurodollar Rate” by deleting the reference to “1.50%” therein and replacing it with a reference to “1.00%”.
	 	 
	 	             (d)          Section 1.01 of the Credit Agreement is hereby amended by deleting the definition of “Applicable Revolving Loan Margin” in its entirety and replacing it with the following:
	 	 
	 	 	““Applicable Revolving Loan Margin” means, with respect to Initial Revolving Loans, for any day, with respect to any Base Rate Loan or Eurodollar Loan, as the case may be, the applicable rate per annum set forth below under the caption “Base Rate Spread” or “Eurodollar Spread”, as the case may be:

	 	 
	Base
    Rate Spread	Eurodollar
    Spread
	5.00%	6.00%

 

	 	             (e)          Section 1.01 of the Credit Agreement is hereby amended by deleting the definition of “Applicable Term Loan Margin” in its entirety and replacing it with the following:
	 	 
	 	 	““Applicable Term Loan Margin” means, with respect to Initial Term Loans, (i) 5.00% per annum for Initial Term Loans that are Base Rate Loans and (ii) 6.00% per annum for Initial Term Loans that are Eurodollar Loans.”
	 	 
	           2.2          Amendment to Section 2.15.  The Credit Agreement is hereby amended by deleting Section 2.15(f) in its entirety and replacing it with the following:
	 	 
	 	             (a)          “(f)          Term Loan Prepayment Premium.  Any prepayment of the Initial Term Loans made ratably to a Class of Term Loan Lenders pursuant to Section 2.15(a) (other than clause (v) thereof) shall be subject to the premiums outlined in the table below:

	 	 
	applicable period	% of repaid principal amount
	 	 
	Second Amendment Effective Date to	 
	to February 7, 2015	(see below)
	 	 
	February 8, 2015 to February 7, 2016	103%
	 	 
	February 8, 2016 to February 7, 2017	101.5%
	 	 
	thereafter	100%.

 

    	2

    	 

    

	 	          Prior to February 8, 2015, ratable prepayments of Initial Term Loans pursuant to Section 2.15(a) (other than clause (v) thereof) shall be made, in whole or in part, in an amount (such amount, the “Make-Whole Amount”) equal to (a) 100% of the then outstanding principal amount of the Initial Term Loans being prepaid, plus (b) all accrued and unpaid interest on the Initial Term Loans being prepaid to the date of prepayment, plus (c) a make-whole premium (the “Make-Whole Premium”) defined as an amount equal to (i) the present value of (A) the remaining payments of interest on the Initial Term Loans being prepaid through February 7, 2015 (other than accrued and unpaid interest on the Initial Term Loans being prepaid to the date of prepayment and assuming the interest rate equals the Applicable Margin plus the “LIBOR floor” then in effect) and (B) the prepayment price of the Initial Term Loans being prepaid as of February 8, 2015 (103% of the principal amount thereof), and using a discount rate equal to the applicable treasury rate plus 50 basis points, less (ii) the principal of the Initial Term Loans being prepaid as of the day of determination.
	 	 
	 	          Notwithstanding anything to the contained herein or in any Loan Document to the contrary, no prepayment premium pursuant to this Section 2.15(f) or otherwise shall be payable in respect of the Specified Prepayment.”

                  2.3      Amendment to Section 11.02.  The Credit Agreement is hereby amended by adding “the Second Amendment Lead Arrangers,” after the phrase “Each Credit Party agrees to indemnify the Administrative Agent, the Collateral Agent, the Arranger,” at the beginning of Section 11.02 of the Credit Agreement.

                  Section
3           Effectiveness.

                  3.1
     Conditions Precedent. The effectiveness of the amendments set
forth in Section 2 above shall be conditioned on the satisfaction not later than three Business Days after the date hereof of the
following conditions precedent (such date upon which all such conditions have been satisfied is referred to herein as the (the
“Second Amendment Effective Date”)):

	 	 
	 	           (a)          this Amendment shall have been executed by the Parent Borrower and the Administrative Agent;
	 	 
	 	           (b)          each Lender under the Credit Agreement shall have consented to this Amendment by executing a Lender Addendum in the form attached hereto as Attachment 2 , and counterparts thereof as so executed shall have been delivered to the Administrative Agent;  
	 	 
	 	           (c)          upon and immediately after giving effect to this Amendment, (i) all of the representations and warranties set forth in Section 4 below will be true and correct in all material respects (or, if qualified by “materiality,” “Material Adverse Effect” or similar language, in all respects (after giving effect to such qualification)) as of such date, except to the extent that such representations and warranties expressly relate to an earlier specified date or period, in which case such representations and warranties shall have been true and correct in all material respects as of the date when made or for the respective period, as the case may be, and (ii) no Default or Event of Default shall exist;

 

    	3

    	 

    

 

	 	 
	 	           (d)          the Parent Borrower shall have paid all reasonable legal fees and out-of-pocket expenses of the Administrative Agent in connection with the negotiation and execution of this Amendment, and any other documents being executed or delivered in connection therewith;
	 	 
	 	           (e)          the Parent Borrower shall have paid all reasonable legal fees and out-of-pocket expenses of Credit Suisse Securities (USA) LLC, in connection with arranging the Amendment;
	 	 
	 	           (f)          the Parent Borrower shall have paid all other fees owing to the Second Amendment Lead Arrangers in connection with arranging the Amendment, as separately agreed by the Parent Borrower and each of the Second Amendment Lead Arrangers;
	 	 
	 	           (g)          the Parent Borrower shall have paid to Administrative Agent for the account of each Lender that has executed and delivered to the Administrative Agent a Lender Addendum on or prior to 12:00 p.m. (Noon) Eastern Time on December 6, 2013 (the “Consent Deadline”) an amendment fee in the amount of 1.50% of the principal amount of such Lender’s outstanding Loans and Commitments as of the date of the Consent Deadline (and without giving effect to any assignments to such Lender pursuant to Section 11.12(f) or the Specified Prepayment), which amendment fee, for the avoidance of doubt, will not be payable unless and until the other conditions set forth in this Section 3 have been met, except for the payment of fees pursuant to this Section 3(f);
	 	 
	 	           (h)          the Parent Borrower shall have made the Specified Prepayment on the Second Amendment Effective Date;
	 	 
	 	           (i)          the Guarantors shall have executed and delivered the reaffirmation of the Guaranty attached hereto as Attachment 1;  
	 	 
	 	           (j)          the Administrative Agent shall have received certified copies of the resolutions of the Board of Directors (or similar governing body) of the Parent Borrower evidencing approval of this Amendment;  
	 	 
	 	           (k)          the Administrative Agent shall have received executed customary opinions of the Parent Borrower’s counsel addressed to the Administrative Agent and the Lenders and dated as of the Second Amendment Effective Date in form and substance reasonably satisfactory to the Administrative Agent and the Second Amendment Lead Arrangers; and
	 	 
	 	           (l)          the Administrative Agent shall have received certified copies of the limited liability company agreement and other applicable governing documents of the Parent Borrower (or a certificate of an Authorized Officer of the Parent Borrower stating that such documents have not been modified since the Closing Date and are in full force and effect) and a good standing certificate from the Secretary of State of Delaware, dated as of a recent date, certifying as to the good standing of the Parent Borrower.

 

                  Section
4          Replacement Lenders and Non-Consenting Lenders.
 If any Lender under the Credit Agreement declines or fails to consent to this Amendment by failing to return an executed Lender
Addendum to the Administrative Agent prior tothe Consent Deadline or elects to assign a portion of its Loans after the date when
consents to the Second Amendment have been solicited and prior to the Consent Deadline, then pursuant to and in compliance with
the terms of Section 11.06 and Section 11.12(f) of the Credit Agreement, such Lender shall be replaced and its commitments and/or
obligations purchased and assumed (or a portion thereof) by either a Replacement Lender or an existing Lender which is willing to increase its Loans or Commitments, as applicable.

 

    	4

    	 

    

          Section 5           Representations and Warranties. The Parent
Borrower hereby represents and warrants to the Administrative Agent, the Second Amendment Lead Arrangers and the Lenders party
hereto as follows:

          5.1
          Existence. It is a duly organized or formed and validly existing
limited liability company in good standing under the laws of its jurisdiction of formation.

          5.2
          Power and Authority. It has the legal power and authority to
execute and deliver this Amendment and perform its obligations hereunder.

          5.3
          No Contraventions. The execution and delivery of this Amendment
and the performance and observance by the Parent Borrower of the provisions hereof will not (a) violate or contravene its Organizational
Documents or any provision of any law, statute, rule, regulation, order, writ, injunction or decree of any Governmental Authority
applicable to the Parent Borrower or its properties and assets or (b) conflict with or result in a breach or contravention of any
provision of, or constitute a default under, any contract binding upon or enforceable against the Parent Borrower or any of its
properties or assets.

          5.4
          Valid and Binding Agreement. This Amendment has been duly executed
and delivered by the Parent Borrower. Upon satisfaction of the conditions set forth in Section 3.1 above, this Amendment shall
constitute a valid and binding agreement of the Parent Borrower, enforceable against it in accordance with its terms, subject to
the effect of any applicable bankruptcy, insolvency, reorganization, moratorium or similar laws affecting creditors’ rights
generally.

          5.5
          Credit Agreement Representations. The representations and warranties
of the Credit Parties contained in the Credit Agreement as amended hereby are true and correct in all material respects (or, if
qualified by “materiality,” “Material Adverse Effect” or similar language, in all respects (after giving
effect to such qualification)) as of the Second Amendment Effective Date, except to the extent that such representations and warranties
expressly relate to an earlier specified date or period, in which case such representations and warranties shall have been true
and correct in all material respects as of the date when made or for the respective period, as the case may be.

          5.6
          No Default or Event of Default. As of the Second Amendment Effective
Date, no Default or Event of Default exists and is continuing, nor will occur immediately after giving effect to this Amendment.

          5.7
          No Consents. No consent or authorization of, filing with, notice
to or other act by or in respect of, any Governmental Authority or any other Person is required in connection with this Amendment,
or the execution, delivery, performance, validity or enforceability of this Amendment, except consents, authorizations, filings
and notices which have been obtained or made and are in full force and effect.

          Section 6          Miscellaneous.

          6.1
          Successors and Assigns. This Amendment shall be binding upon
and inure to the benefit of the parties hereto and their respective successors and assigns.

          6.2
          Survival of Representations and Warranties. All representations
and warranties made hereunder shall survive the execution and delivery of this Amendment.

    	5

    	 

    

          6.3
          Severability. Any provision of this Amendment that is prohibited
or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability
without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not
invalidate or render unenforceable such provision in any other jurisdiction.

          6.4
          Headings. The headings, captions and arrangements used in this
Amendment are for convenience only and shall not affect the interpretation of this Amendment.

          6.5
          Loan Documents Unaffected. Each reference to the Credit Agreement
in any Loan Document shall hereafter be construed as a reference to the Credit Agreement as amended hereby. This Amendment shall
not by implication or otherwise limit, impair, constitute a waiver of, or otherwise affect the rights and remedies of any party
under, the Credit Agreement or any other Loan Document. Except as herein otherwise specifically provided, all provisions of the
Credit Agreement and the other Loan Documents, and the guarantees, pledges and grants of security interests, as applicable, under
each of the Security Documents, are hereby reaffirmed and ratified and shall remain in full force and effect, shall continue to
accrue to the benefit of the Secured Parties and shall be unaffected hereby. This Amendment is a Loan Document.

          6.6
          Expenses. As provided in and subject to the limitations of Section
11.01 of the Credit Agreement, the Parent Borrower agrees to pay all reasonable costs and expenses incurred by the Administrative
Agent in connection with the preparation, negotiation, and execution of this Amendment, including without limitation the reasonable
costs and fees of the Administrative Agent’s legal counsel.

          6.7
          Entire Agreement. This Amendment, together with the Credit Agreement
and the other Loan Documents and the letter agreements entered into between the Parent Borrower and each of the Second Amendment
Lead Arrangers, integrates all the terms and conditions mentioned herein or incidental hereto and supersedes all oral representations
and negotiations and prior writings with respect to the subject matter hereof.

          6.8
          Acknowledgments. Each of Holdings and the Parent Borrower hereby
acknowledges that:

	 	 
	 	               (a)          it has been advised by counsel in the negotiation, execution and delivery of this Amendment and the other Loan Documents;
	 	 
	 	               (b)          none of the Administrative Agent, the Second Amendment Lead Arrangers, nor any Lender has any fiduciary relationship with or duty to the Parent Borrower or any Credit Party arising out of or in connection with this Amendment or any of the other Loan Documents, and the relationship between the Administrative Agent, the Second Amendment Lead Arrangers and the Lenders, on one hand, and the Parent Borrower and the other Credit Parties, on the other hand, in connection herewith or therewith is solely that of debtor and creditor; and
	 	 
	 	               (c)          no joint venture is created hereby or by the other Loan Documents or otherwise exists by virtue of the transactions contemplated hereby among the Lenders or among the Parent Borrower and the Lenders.

          6.9
          Counterparts. This Amendment may be executed by the parties
hereto separately in one or more counterparts, each of which when so executed shall be deemed to be an original, but all of which
when taken together shall constitute one and the same agreement. Transmission by a party to another party (or its counsel) via
facsimile or electronic mail of a copy of this Amendment (or a signature page of this Amendment) shall be as fully effective as
delivery by such transmitting party to the other parties hereto of a counterpart of this Amendment that had been manually signed
by such transmitting party.

    	6

    	 

    

         

          6.10
          Governing Law. THIS AMENDMENT AND THE OTHER LOAN DOCUMENTS
AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER AND THEREUNDER SHALL BE CONSTRUED IN ACCORDANCE WITH AND BE GOVERNED BY
THE LAW OF THE STATE OF NEW YORK WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES (OTHER THAN SECTIONS 5-1401 AND 5-1402 OF THE NEW
YORK GENERAL OBLIGATIONS LAW). TO THE FULLEST EXTENT PERMITTED BY LAW, EACH OF THE PARENT BORROWER AND HOLDINGS HEREBY UNCONDITIONALLY
AND IRREVOCABLY WAIVES ANY CLAIM TO ASSERT THAT THE LAW OF ANY JURISDICTION OTHER THAN THE STATE OF NEW YORK GOVERNS THIS AMENDMENT
OR ANY OF THE OTHER LOAN DOCUMENTS. 

          6.11
          Jury Trial Waiver. EACH OF THE PARTIES TO THIS AMENDMENT
HEREBY IRREVOCABLY WAIVES ALL RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF OR RELATING TO
THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS (INCLUDING, WITHOUT LIMITATION, ANY AMENDMENTS, WAIVERS OR OTHER MODIFICATIONS
RELATING TO ANY OF THE FOREGOING), OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY 

          6.12
          Third Party Beneficiary. The parties hereto expressly recognize
that each Second Amendment Lead Arranger is a third party beneficiary of this Amendment and Section 11.02 of the Credit
Agreement and may enforce any right, remedy, or claim conferred, given or granted hereunder or thereunder. 

[SIGNATURE PAGE FOLLOWS.]

 

    	7

    	 

    

IN
WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed and delivered by their proper and duly authorized
officers as of the day and year first above written.

	 	 	 	 
	 	ORCHARD ACQUISITION COMPANY, LLC
	 	 
	 	By:	/s/ Randi Sellari	 
	 	Name: Randi Sellari
	 	Title: President

 

    	  

    	 

    
 

	 	 	 	 
	 	JEFFERIES FINANCE LLC, as Administrative Agent
	 	and on behalf of the Lenders
	 	 
	 	By:	/s/ J. Paul McDonnell	 
	 	Name: J. Paul McDonnell
	 	Title: Managing Director

 

    	  

    	 

    

ATTACHMENT 1

REAFFIRMATION OF GUARANTY

By
its execution and delivery of this reaffirmation (this “Reaffirmation of Guaranty”), each of the undersigned
Guarantors hereby acknowledges and agrees, as of December 6, 2013, to that certain Second Amendment to Credit Agreement dated as
of December 6, 2013, among Orchard Acquisition Company, LLC, a Delaware limited liability company (the “Parent Borrower”)
and Jefferies Finance LLC, as Administrative Agent for and on behalf of the Lenders (the “Amendment”; capitalized
terms used without definition herein have the meanings set forth in the Amendment), and reaffirms the Guaranty dated as of February
8, 2013 among the Parent Borrower, J.G. Wentworth, LLC, the subsidiaries of the Parent Borrower party thereto, and Jefferies Finance
LLC, as Collateral Agent thereunder, for the benefit of the Secured Creditors (as defined therein).

[SIGNATURE PAGE FOLLOWS.]

    	  

    	 

    

IN WITNESS WHEREOF, each of the parties hereto
has caused this reaffirmation to be duly executed and delivered by their proper and duly authorized officers as of the day and
year first above written. 

	 	 	 	 	 
	 	ORCHARD ACQUISITION COMPANY, LLC
	 	 
	 	By:	/s/ Randi Sellari	 	 
	 	Name: Randi Sellari
	 	Title: President
	 	 
	 	J.G. WENTWORTH, LLC
	 	 
	 	By:	/s/ Randi Sellari	 	 
	 	Name: Randi Sellari
	 	Title: President
	 	 
	 	PEACHHI LLC
	 	 
	 	By:	/s/ Randi Sellari	 	 
	 	Name: Randi Sellari
	 	Title: President

	 	 	 	 	 
	 	PEACH HOLDINGS, LLC
	 	 
	 	By:	/s/ Randi Sellari	 	 
	 	Name: Randi Sellari
	 	Title: President
	 	 
	 	J.G. WENTWORTH STRUCTURED
	 	SETTLEMENT FUNDING II, LLC
	 	 
	 	By:	/s/ Rebecca Howell	 
	 	Name: Rebecca Howell
	 	Title: Vice President
	 	 
	 	J.G. WENTWORTH S.S.C. LIMITED
	 	PARTNERSHIP
	 	 
	 	By: J.G. Wentworth Structured Settlement Funding II,
	 	LLC, as its General Partner
	 	 
	 	By:	/s/ Rebecca Howell	 
	 	Name: Rebecca Howell
	 	Title: Vice President

 

    	  

    	 

    

 

	 	 	 	 	 
	 	 	GREEN APPLE MANAGEMENT COMPANY, LLC
	 	 
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President
	 	 	 
	 	 	J.G. WENTWORTH MANAGEMENT
	 	 	COMPANY, LLC
	 	 	 
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President

	 	 	 	 	 
	 	 	PEACHTREE ORIGINATIONS, LLC
	 	 	By: J.G. Wentworth S.S.C., Limited Partnership, its Sole Member
	 	 	By: J.G. Wentworth Structured Settlement Funding II,

 LLC, its General Partner
	 	 	 
	 	 	By:	/s/ Rebecca Howell	 
	 	 	Name: Rebecca Howell
	 	 	Title: Vice President
	 	 	 
	 	 	J.G. WENTWORTH ORIGINATIONS, LLC
	 	 	By: J.G. Wentworth S.S.C. Limited Partnership, its Sole Member
	 	 	By: J.G. Wentworth Structured Settlement Funding II,

 LLC, its General Partner

	 	 	 	 	 
	 	 	By:	/s/ Rebecca Howell	 
	 	 	Name: Rebecca Howell
	 	 	Title: Vice President
	 	 	 
	 	 	PEACHTREE SETTLEMENT FUNDING, LLC
	 	 	By: Peachtree Originations, LLC, its Sole Member
	 	 	By: J.G. Wentworth S.S.C., Limited Partnership, its Sole Member
	 	 	By: J.G. Wentworth Structured Settlement Funding II,

 LLC, its General Partner
	 	 	 
	 	 	By:	/s/ Rebecca Howell	 
	 	 	Name: Rebecca Howell
	 	 	Title: Vice President 

 

    	  

    	 

    

 

	 	 	 	 	 
	 	 	SETTLEMENT FUNDING, LLC
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President:
	 	 	 
	 	 	LOTTERY ORIGINATIONS, LLC
	 	 	By: J.G. Wentworth S.S.C., Limited Partnership, its Sole Member
	 	 	By: J.G. Wentworth Structured Settlement Funding II,
LLC, its General Partner
	 	 	 
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President 

	 	 	 	 	 
	 	 	LOTTERY FUNDING, LLC
	 	 	By: Lottery Originations, its Designated Manager
	 	 	By: J.G. Wentworth S.S.C., Limited Partnership, its Sole Member
	 	 	By: J.G. Wentworth Structured Settlement Funding II,
LLC, its General Partner
	 	 	 
	 	 	By:	/s/ Rebecca Howell	 
	 	 	Name: Rebecca Howell
	 	 	Title: Vice President

 

    	  

    	 

    

 

	 	 	 	 	 
	 	 	PEACHTREE FUNDING NORTHEAST, LLC
	 	 	 
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President
	 	 	 
	 	 	PEACHTREE PRE-SETTLEMENT FUNDING, LLC
	 	 	 
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President 
	 	 	 
	 	 	PSF HOLDINGS, LLC
	 	 	 
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President 
	 	 	 
	 	 	TATS LICENSING COMPANY, LLC
	 	 	 
	 	 	By:	/s/ Randi Sellari	 
	 	 	Name: Randi Sellari
	 	 	Title: President 

    	  

    	 

    

 

ATTACHMENT 2

LENDER ADDENDUM

Reference
is hereby made to the proposed Second Amendment to Credit Agreement dated as of December 6, 2013 (the “Amendment”),
among Orchard Acquisition Company, LLC, a Delaware limited liability company and Jefferies Finance LLC, as Administrative Agent
for and on behalf of the Lenders (including the undersigned), a copy of which is attached hereto. Capitalized terms used but not
defined herein have the meanings assigned to them in the Amendment. By its signature below, the undersigned hereby consents as
of this ____ day of December, 2013 to the amendments provided for in the proposed Amendment and authorizes the Administrative Agent
to execute the Amendment on its behalf.

[SIGNATURE PAGE FOLLOWS.]

    	  

    	 

    

 

	 	 	 	 
	 	[LENDER], as a Lender
	 	 	 
	 	By:	 	 
	 	 	 Name:
	 	 	 Title:

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00224-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00224-of-00352.parquet"}]]