Document:

EX-10.11

 Exhibit 10.11 

EXECUTION VERSION 

REVOLVING CREDIT AGREEMENT 

THIS REVOLVING CREDIT AGREEMENT (this “Agreement”), dated as of April 17, 2014, is entered into between ONEMAIN
FINANCIAL HOLDINGS, INC., a Delaware corporation (“Lender”) and ONEMAIN FINANCIAL FUNDING, LLC a Delaware limited liability company (“Borrower”). 

BACKGROUND 
 1. The
Borrower is organized for the specific purpose of securitizing personal loans. 
 2. Pursuant to a Loan Purchase Agreement, dated as of
April 17, 2014 (as amended and supplemented from time to time, the “Loan Purchase Agreement”), among the various “Sellers” party thereto, the Borrower, and the Depositor Loan Trustee, each of the Sellers will
sell all of its right, title and interest in and to the Loans and other related Purchased Assets to the Borrower and the Depositor Loan Trustee for the benefit of the Depositor. Such sales shall be made on the Closing Date and from time to time
thereafter in accordance with the Loan Purchase Agreement. Capitalized terms used herein and not otherwise defined shall have the meanings assigned to such terms in the Loan Purchase Agreement, or if not defined therein, in Schedule II to the Sale
and Servicing Agreement (the “Definitions Schedule”). The rules of construction set forth in Part B of the Definitions Schedule shall be applicable to this Agreement. In addition, with respect to all terms used in this Agreement,
the singular includes the plural and the plural the singular; words importing any gender include the other gender; references to “writing” include printing, typing, lithography, and other means of reproducing words in a visible form;
references to agreements and other contractual instruments include schedules and exhibits thereto and all subsequent amendments, modifications and changes thereto or therein entered into in accordance with their respective terms and not prohibited
by this Agreement; references to Persons include their permitted successors and assigns; and the terms “include” or “including” mean “include without limitation” or “including without limitation.” 

3. The Borrower is the Depositor of Loans to the OneMain Financial Issuance Trust 2014-1 (the “Trust”) pursuant to a Sale and
Servicing Agreement, dated as of April 17, 2014 (as amended, restated, supplemented or otherwise modified from time to time, the “Sale and Servicing Agreement”), by and among the Borrower, as OneMain Financial, Inc.
(“OneMain Financial”), as Depositor (in such capacity, the “Depositor”), Wells Fargo Bank, N.A. (“Wells Fargo”), as Depositor Loan Trustee (in such capacity, the “Depositor Loan
Trustee”), OneMain Financial Issuance Trust 2014-1, as Issuer (the “Issuer”), Wells Fargo, as Issuer Loan Trustee (in such capacity, the “Issuer Loan Trustee”), OneMain Financial, as Servicer, the various
“Subservicers” party thereto. 
 4. (a) Pursuant to the Sale and Servicing Agreement, (i) the Borrower will sell, transfer
and assign all of its right, title and interest in and to the Loans and other related Sold Assets to the Issuer and (ii) the Depositor Loan Trustee for the benefit of the Depositor, will sell, transfer and assign all of its right, title and
interest in and to the Loans (with respect to legal title) to the Issuer Loan Trustee for the benefit of the Issuer, and (b) pursuant to the Indenture, the Issuer will issue Notes secured by, among other things, the Loans and other related Sold
Assets. 

 5. The Borrower desires that the Lender extend financing to the Borrower to fund a portion of the
aggregate purchase price for the Loans and other related Purchased Assets purchased from the Lender and the other Sellers pursuant to the Loan Purchase Agreement. 

6. Accordingly, in consideration of the mutual agreements contained herein, and subject to the terms and conditions hereof, the parties hereto
agree as follows: 
 ARTICLE I 

LENDER LOANS; RECORDKEEPING 

Section 1.01. Lender Loans. Subject to the terms and conditions of this Agreement, on any day, the Lender agrees in its sole
discretion to make loans to the Borrower (herein collectively called the “Revolving Credit Loans” and individually each called a “Revolving Credit Loan”) on a revolving basis from time to time before the earlier to
occur of (A) termination of the Loan Purchase Agreement or (B) an Event of Default (as defined below), as the Borrower may from time to time request for the sole purpose of purchasing Loans and other related Purchased Assets from the
Sellers; provided, however, that the Lender shall not make any such loan in the event that, immediately after giving effect to such loan, the aggregate outstanding principal amount of the Revolving Credit Loans would exceed $250,000,000.00. 

Section 1.02. Recordkeeping. The Lender shall record in its records the date and amount of each Revolving Credit Loan made
hereunder, the amount of interest accrued monthly on each Revolving Credit Loan and any repayments thereof. In the absence of manifest error, the aggregate unpaid principal amount so recorded shall be the principal amount owing and unpaid on the
applicable Revolving Credit Loan. The failure to record any such information or any error in so recording any such information shall not, however, limit or otherwise affect the actual obligations of the Borrower hereunder to repay the principal
amount of all Revolving Credit Loans together with all interest accruing thereon. 
 ARTICLE II 

INTEREST 

Section 2.01. Interest Rate. Interest on the unpaid principal amount of each Revolving Credit Loan for the period commencing on
the date of such Revolving Credit Loan until such Revolving Credit Loan is paid in full shall be paid at a per annum rate equal to the sum of the Lender’s cost of funds from time to time (determined according to a commercially reasonable method
to be established by the Lender from time to time in its discretion) plus .50% (the “Cost of Funds Rate”); provided that during the existence of any Event of Default, the unpaid principal amount of each Revolving Credit Loan shall
be paid at a per annum rate equal to the sum of the applicable Cost of Funds Rate, plus an additional 2.00%. To the fullest extent permitted under applicable law, interest shall continue to accrue on the Revolving Credit Loans after the filing by or
against Borrower of a petition seeking relief in bankruptcy or under any act or law pertaining to insolvency or debtor relief, whether state, federal or foreign. 

  
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 Section 2.02. Interest Payment Dates. Subject to Section 3.02 hereof,
accrued interest on each Revolving Credit Loan shall be payable monthly on the 20th day of each calendar month, or if such 20th day is not a Business Day, the next succeeding Business Day, and at maturity, commencing with the first of such dates to
occur after the making of the first Revolving Credit Loan hereunder. 
 Section 2.03. Computation of Interest. Interest on each
Revolving Credit Loan shall be computed on the basis of a 360-day year of twelve 30-day months. 
 ARTICLE III 

MATURITY AND PAYMENTS OF PRINCIPAL AND INTEREST 

Section 3.01. Maturity. Subject to Section 3.02 hereof, principal on the Revolving Credit Loans is payable (i) in
full on demand of the Lender at any time following the termination of the Loan Purchase Agreement and (ii) on demand of the Lender at any time from Funds (as defined below) available to the Borrower. 

Section 3.02. Payments; Limited Recourse. Payments of principal and interest by the Borrower shall only be made in accordance with
this provision and only from the Funds (as defined below) available to the Borrower. The Lender acknowledges that the only recourse it has under this Agreement for such payments is such Funds. Payments of interest or principal by the Borrower to be
made in accordance with this Agreement shall be made by the Borrower from funds paid or payable to the Borrower pursuant to the Loan Purchase Agreement, Sale and Servicing Agreement, the Indenture or the Trust Agreement, including funds paid or
payable in respect of the Trust Certificate, that are not required by the terms of the Loan Purchase Agreement, the Sale and Servicing Agreement, the Indenture, the Trust Agreement or any other Transaction Document to be used by the Borrower for any
other purpose and the payment of which to the Lender pursuant to this Agreement would not cause a default (or any event that, with the giving of notice or passage of time or both, could give rise to a default) to occur under the Loan Purchase
Agreement, the Sale and Servicing Agreement, the Indenture, the Trust Agreement or any other Transaction Document (the “Funds”). Notwithstanding anything herein to the contrary, no payment of interest or principal shall be
considered due until Funds become available to make such payment. In such event, interest shall continue to accrue on the unpaid principal amount until payment is made at the rate provided in Section 2.01. Notwithstanding any provision
to the contrary in this Agreement, Borrower and Lender agree that all payment obligations of the Borrower under this Agreement on any date are hereby expressly made subordinate and subject in right of payment to the prior payment in full in cash of
all obligations of the Borrower, whether direct or indirect, absolute or contingent due under the Loan Purchase Agreement, the Sale and Servicing Agreement, the Indenture, the Trust Agreement or any other Transaction Document as of such date. 

Section 3.03. Prepayments. If permitted by Section 3.02 hereof, the Borrower may prepay the Revolving Credit Loans at
any time, in whole or in part, without penalty. 
 Section 3.04. Timing. If any payment of principal or interest falls due on a
day that is not a Business Day, then such due date shall be extended to the next succeeding Business Day, and interest shall continue to accrue on the outstanding principal for such period of extension, but interest for the period of extension shall
not be due or payable until the next payment date. 

  
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 ARTICLE IV 

COVENANT OF LENDER 

Section 4.01. Nonpetition Covenant. 

(a) To the fullest extent permitted by law and notwithstanding any prior termination of this Agreement, the Lender agrees that it shall not
file, commence, join, or acquiesce in a petition or proceeding, or cause the Depositor to file, commence, join, or acquiesce in a petition or proceeding, that causes (i) the Depositor to be a debtor under any Debtor Relief Law or (ii) a
trustee, conservator, receiver, liquidator, or similar official to be appointed for the Depositor or any substantial part of its property. 

(b) The parties hereto agree that the provisions of this Section 4.01 shall survive the resignation or removal of any such party
to this Agreement and the termination of this Agreement. 
 ARTICLE V 

DEFAULT 

Section 5.01. Events of Default. Each of the following shall constitute an Event of Default under this Agreement (an
“Event of Default”): 
 (a) Non-Payment. Default and continuance thereof for five (5) business days, in the
payment when due of any interest on the Revolving Credit Loans or default when due of payment of principal. 
 (b) Insolvency. An
Insolvency Event with respect to the Borrower has occurred. 
 Section 5.02. Effect of Default. If an Event of Default shall
occur and be continuing, the Lender will cease to make advances pursuant to Section 1.01 hereof and all principal and accrued but unpaid interest of any outstanding Revolving Credit Loans shall become immediately due and payable, subject
to Section 3.02 hereof. 
 ARTICLE VI 

USE OF PROCEEDS 

Section 6.01. Use of Proceeds. The Borrower agrees that the proceeds of the Revolving Credit Loans will be used only to purchase
Loans and other related Purchased Assets from the Sellers as contemplated in the Loan Purchase Agreement. 

  
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 ARTICLE VII 

MISCELLANEOUS 

Section 7.01. Successors and Assigns. This Agreement shall be binding upon and inure to the benefit of the Borrower, the Lender
and their respective successors and assigns; provided, however, that neither party to this Agreement may assign any rights or obligations under this Agreement without the prior written consent of the other party. 

Section 7.02. GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW
YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAW PROVISIONS (OTHER THAN SECTION 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW), AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 

EACH OF THE PARTIES HERETO HEREBY SUBMITS TO THE NONEXCLUSIVE JURISDICTION OF THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF
NEW YORK AND OF ANY NEW YORK STATE COURT SITTING IN THE COUNTY OF NEW YORK FOR PURPOSES OF ALL LEGAL PROCEEDINGS ARISING OUT OF OR RELATING TO THIS AGREEMENT, ANY OTHER TRANSACTION DOCUMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY. EACH OF
THE PARTIES HERETO HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT IT MAY EFFECTIVELY DO SO, ANY OBJECTION WHICH IT MAY NOW OR HEREAFTER HAVE TO THE LAYING OF THE VENUE OF ANY SUCH PROCEEDING BROUGHT IN SUCH A COURT AND ANY CLAIM THAT ANY SUCH
PROCEEDING BROUGHT IN SUCH A COURT HAS BEEN BROUGHT IN AN INCONVENIENT FORUM. NOTHING IN THIS SECTION SHALL AFFECT THE RIGHT OF ANY PARTY HERETO TO BRING ANY ACTION OR PROCEEDING AGAINST ANY OTHER PARTY HERETO OR ANY OF THEIR PROPERTY IN THE COURTS
OF OTHER JURISDICTIONS. 
 EACH OF THE PARTIES HERETO HEREBY WAIVES ANY RIGHT TO HAVE A JURY PARTICIPATE IN RESOLVING ANY DISPUTE, WHETHER
ARISING IN CONTRACT, TORT OR OTHERWISE, AMONG ANY OF THEM ARISING OUT OF, CONNECTED WITH, RELATING TO AND INCIDENT TO THE RELATIONSHIP BETWEEN THEM IN CONNECTION WITH THIS AGREEMENT OR THE OTHER TRANSACTION DOCUMENTS. 

Section 7.03. Counterparts. This Agreement may be executed by one or more parties to this Agreement on any number of separate
counterparts, and all of said counterparts taken together shall be deemed to constitute one and the same instrument. Delivery of an executed counterpart of a signature page to this Agreement by facsimile transmission or other electronic means shall
be effective as delivery of a manually executed counterpart of this Agreement. 

  
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 Section 7.04. Severability of Provisions. If any one or more of the covenants,
agreements, provisions or terms of this Agreement shall for any reason whatsoever be held invalid, then such covenants, agreements, provisions, or terms shall be deemed severable from the remaining covenants, agreements, provisions, and terms of
this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement. 
 Section 7.05.
Amendments. This Agreement may only be amended, waived or otherwise modified with (1) the prior written consent of all parties hereto and the Issuer and (2) the prior satisfaction of the Rating Agency Condition. 

Section 7.06. Term. This Agreement shall continue in effect until the later of the termination of the Loan Purchase Agreement or
the date on which all of the obligations of the Borrower hereunder have been paid in full. 
 [SIGNATURE PAGE FOLLOWS] 

  
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 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first written
above. 
  

					
	ONEMAIN FINANCIAL HOLDINGS, INC., as the Lender
		
	By:		/s/ Oona Robinson
			Name: Oona Robinson
			Title: Treasurer

  

					
	ONEMAIN FINANCIAL FUNDING, LLC, as the Borrower
		
	By:		/s/ Oona Robinson
			Name: Oona Robinson
			Title: Vice President & Assistant Treasurer

  
 [Signature Page to
Revolving Credit Agreement]EX-10.12

 Exhibit 10.12 

EXECUTION VERSION 

PERFORMANCE SUPPORT AGREEMENT 

THIS PERFORMANCE SUPPORT AGREEMENT (this “Support Agreement”) is executed as of April 17, 2014 (the “Closing
Date”), by OneMain Financial, Inc., a Delaware corporation (“OneMain Financial”), in favor of OneMain Financial Funding, LLC, a Delaware limited liability company (the “Depositor”), OneMain Financial
Issuance Trust 2014-1, a Delaware statutory trust (the “Issuer”), Wells Fargo Bank, N.A. (“Wells Fargo”), as Depositor Loan Trustee (the “Depositor Loan Trustee”), Wells Fargo, as Issuer Loan
Trustee (the “Issuer Loan Trustee”) and Wells Fargo, as Indenture Trustee under the Indenture (the “Indenture Trustee”) for the benefit of the Noteholders (the Depositor, the Issuer, the Depositor Loan Trustee, the
Issuer Loan Trustee and the Indenture Trustee are collectively referred to as the “Beneficiaries” and each individually a “Beneficiary”). 

PRELIMINARY STATEMENTS 

A. Unless otherwise defined in this Support Agreement, defined terms herein shall be construed as provided in Section 1 below. 

B. The Sellers, the Depositor and the Depositor Loan Trustee are parties to that certain Loan Purchase Agreement, dated as of the Closing Date
(as amended, restated, supplemented or otherwise modified from time to time, the “Purchase Agreement”), pursuant to which the Sellers will sell and transfer to the Depositor and the Depositor Loan Trustee for the benefit of the
Depositor certain Loans and related assets from time to time. 
 C. The Depositor, the Depositor Loan Trustee, OneMain Financial, as
Servicer thereunder (in such capacity, the “Servicer”), the Subservicers, the Issuer and the Issuer Loan Trustee have entered into that certain Sale and Servicing Agreement, dated as of the Closing Date (as amended, restated,
supplemented or otherwise modified from time to time, the “Sale and Servicing Agreement”), pursuant to which the Depositor and the Depositor Loan Trustee for the benefit of the Depositor will sell and transfer to the Issuer and the
Issuer Loan Trustee for the benefit of the Issuer certain Loans and related assets from time to time and pursuant to which the Servicer and the Subservicers will perform certain servicing duties with respect to the Loans. 

D. The Issuer, the Issuer Loan Trustee, the Servicer, and the Indenture Trustee have entered into the Indenture, dated as of the Closing Date
(as amended, restated, supplemented or otherwise modified from time to time, the “Indenture”), pursuant to which, among other things, each of the Issuer and, with respect to legal title to the Loans, the Issuer Loan Trustee has
granted a security interest in its assets, including, without limitation, its rights under the Sale and Servicing Agreement, to the Indenture Trustee for the benefit of the Noteholders. 

E. The Issuer, the Issuer Loan Trustee, the Depositor and OneMain Financial have entered into that certain Administration Agreement, dated as
of the Closing Date (as amended, restated, supplemented or otherwise modified from time to time, the “Administration Agreement”), pursuant to which OneMain Financial, as Administrator (in such capacity, the
“Administrator”) will perform certain of the duties of the Issuer as required in connection with the Transaction Documents. 

F. OneMain Financial is under common ownership with the Subservicers. 

G. OneMain Financial will receive substantial direct and indirect benefits from the transactions contemplated by the Purchase Agreement, the
Sale and Servicing Agreement, the Indenture, the Administration Agreement and the other Transaction Documents. 

 NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, OneMain Financial agrees as follows: 
 1. Definitions. Certain
capitalized terms in this Support Agreement are defined in and shall have the respective meanings assigned to them in Part A of Schedule II (together with Part B of such Schedule II, the “Definitions Schedule”) to the
Sale and Servicing Agreement. The rules of construction set forth in Part B of the Definitions Schedule shall be applicable to this Support Agreement. 

2. Guaranty of Obligations. 

(a) Guaranty of Servicing Obligations of the OneMain Successor Servicer and the Subservicers. OneMain Financial absolutely,
irrevocably and unconditionally guarantees to the Indenture Trustee for the benefit of the Beneficiaries the full and timely payment, observance and performance of all of the terms, covenants, indemnities, agreements, undertakings and obligations of
each Subservicer and, to the extent OneMain Financial is not the Servicer and the Servicer is an Affiliate of OneMain Financial, the Servicer (the “OneMain Successor Servicer”) under the Sale and Servicing Agreement and under the
other Transaction Documents including, without limitation, (a) the servicing and collecting of the Loans pursuant to the Sale and Servicing Agreement on behalf of the Depositor, the Issuer and the Indenture Trustee for the benefit of the
Noteholders, and the making of deposits and remittances required by such Subservicer or the OneMain Successor Servicer, as applicable, to the Note Accounts; and (b) the payment of all amounts and indemnities payable by such Subservicer or the
OneMain Successor Servicer, as applicable, pursuant to the Sale and Servicing Agreement and the other Transaction Documents (all of the terms, covenants, indemnities, agreements, undertakings and obligations in this Section 2(a) being
collectively referred to as the “Servicing Obligations”). Without limiting the generality of the foregoing, OneMain Financial agrees that if any Subservicer or the OneMain Successor Servicer shall fail in any manner whatsoever to
make any payments or to perform or observe any of the Servicing Obligations when the same shall be required to be paid, performed or observed, then OneMain Financial will itself duly and punctually pay, perform or observe, or cause to be paid,
performed or observed, the Servicing Obligations. 
 (b) Guaranty of Obligations of the Sellers. OneMain Financial absolutely,
irrevocably and unconditionally guarantees to the Indenture Trustee for the benefit of the Beneficiaries the full and timely payment, observance and performance of all of the terms, covenants, indemnities, agreements, undertakings and obligations of
each of the other Sellers under the Purchase Agreement and under the other Transaction Documents, including, without limitation, (a) the obligation of such other Seller to repurchase Loans pursuant to Section 6.01 of the Purchase Agreement
and (b) all obligations of such other Seller in respect of indemnities under Section 6.02 of the Purchase Agreement (all of the terms, covenants, indemnities, agreements, undertakings and obligations in this Section 2(b) being
collectively referred to as the “Origination Obligations”). Without limiting the generality of the foregoing, OneMain Financial agrees that if any other Seller shall fail in any manner whatsoever to make any payments or to perform
or observe any of the Origination Obligations when the same shall be required to be paid, performed or observed, then OneMain Financial will itself duly and punctually pay, perform or observe, or cause to be paid, performed or observed, the
Origination Obligations. 
 (c) Guaranty of Obligations of the OneMain Successor Administrator. OneMain Financial absolutely,
irrevocably and unconditionally guarantees to the Indenture Trustee for the benefit of the Beneficiaries the full and timely observance and performance of all of the terms, covenants, indemnities, agreements, undertakings and obligations of the
Administrator to the extent OneMain Financial is not the Administrator and the Administrator is an Affiliate of OneMain Financial, the Administrator (the “OneMain Successor Administrator”), under the Administration Agreement and

  
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under the other Transaction Documents (all of the terms, covenants, indemnities, agreements, undertakings and obligations in this Section 2(c) being collectively referred to as the
“Administration Obligations” and together with the Servicing Obligations and the Origination Obligations, the “Obligations”). Without limiting the generality of the foregoing, OneMain Financial agrees that if the
OneMain Successor Administrator shall fail in any manner whatsoever to perform or observe any of the Administration Obligations when the same shall be required to be performed or observed, then OneMain Financial will itself duly and punctually
perform or observe, or cause to be performed or observed, the Administration Obligations. 
 3. Validity of Obligations;
Irrevocability. OneMain Financial agrees that its obligations under this Support Agreement shall be unconditional and irrevocable, irrespective of (i) the validity, enforceability, discharge, disaffirmance, settlement or compromise by any
Person other than the Indenture Trustee (including a trustee in bankruptcy or other similar official) of the Obligations, of the Purchase Agreement, the Sale and Servicing Agreement or any other Transaction Document; (ii) the absence of any
attempt to collect, or obtain performance or observance of, the Obligations from any other Seller, any Subservicer, the OneMain Successor Servicer or the OneMain Successor Administrator or any guarantor or other Person; (iii) the waiver,
consent, extension, forbearance or granting of any indulgence by any Beneficiary with respect to any provision of any instrument or agreement evidencing any of the Obligations (other than any of the foregoing expressly with respect to such
Obligations); (iv) any change of the time, manner or place of payment or performance, or any other term of any of the Obligations; (v) any law, regulation or order of any jurisdiction affecting any term of any of the Obligations or rights
of any Beneficiary with respect thereto; (vi) the failure by the Depositor, the Depositor Loan Trustee, the Issuer, the Issuer Loan Trustee or the Indenture Trustee to take any steps to perfect and maintain perfected their respective interests
in the Loans or other property acquired by the Depositor and Depositor Loan Trustee for the benefit of the Depositor from a Seller, or by the Issuer and Issuer Loan Trustee for the benefit of the Issuer from the Depositor and the Depositor Loan
Trustee for the benefit of the Depositor, or any security or collateral related to the Obligations; (vii) the commencement of any bankruptcy, insolvency or similar proceeding with respect to the Depositor, the Issuer, any other Seller, any
Subservicer, the OneMain Successor Servicer or the OneMain Successor Administrator; (viii) any legal or equitable discharge or defense of a guarantor; (ix) any failure to obtain any authorization or approval from or other action by or to
notify or file with, any governmental authority or regulatory body required in connection with the performance of the obligations hereunder by OneMain Financial; (x) any change in the corporate relationship existing as of the date hereof
between OneMain Financial and any other Seller, any Subservicer, the OneMain Successor Servicer, the OneMain Successor Administrator, the Depositor or the Issuer; or (xi) any impossibility or impracticability of performance, illegality, force
majeure, any act of government, or other circumstances which might constitute a default available to, or a discharge of, any of the Depositor, the Issuer, any other Seller, any Subservicer, the OneMain Successor Servicer or the OneMain Successor
Administrator or any other circumstance, event or happening whatsoever whether foreseen or unforeseen and whether similar to or dissimilar to anything referred to above. OneMain Financial agrees that no Beneficiary shall be under any obligation to
marshal any assets in favor of or against or in payment of any or all of the Obligations. OneMain Financial further agrees that, to the extent that any other Seller, any Subservicer, the OneMain Successor Servicer or the OneMain Successor
Administrator makes a payment or payments to any Beneficiary, which payment or payments or any part thereof are subsequently invalidated, declared to be fraudulent or preferential, set aside and/or required to be repaid to such other Seller, such
Subservicer, the OneMain Successor Servicer or the OneMain Successor Administrator, its estate, a trustee, receiver or any other party, including, without limitation, OneMain Financial, under any bankruptcy, insolvency or similar state or federal
law, or otherwise, then to the extent of such payment or repayment, the Obligations or part thereof which have been paid, reduced or satisfied by such amount shall be automatically reinstated and continued in full force and effect, without further
action or notice, as of the date such initial payment, reduction or satisfaction occurred. OneMain Financial waives all presentments, demands for performance, protests, notices of protest, 

  
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notices of dishonor and notices of acceptance of this Support Agreement. OneMain Financial agrees that its obligations under this Support Agreement shall be unconditional and irrevocable and
hereby unconditionally and irrevocably waives any right to revoke this Support Agreement as to future transactions giving rise to any Obligations. OneMain Financial’s obligations under this Support Agreement shall not be limited if the
Indenture Trustee or any other Beneficiary is precluded for any reason (including, without limitation, the application of the automatic stay under Section 362 of the Bankruptcy Code) from enforcing or exercising any right or remedy with respect
to the Obligations, and OneMain Financial shall perform or observe, upon demand, the Obligations that otherwise would have been due and performable or observable by the applicable Seller or Subservicer, the OneMain Successor Servicer or the OneMain
Successor Administrator, as applicable, had such right and remedies been permitted to be exercised. 
 4. Representations and
Warranties. OneMain Financial hereby represents and warrants to each of the Beneficiaries, as follows: 
 (a) Organization, etc.
OneMain Financial is a corporation duly organized, validly existing and in good standing under the laws of the state of its incorporation and has full corporate power, authority and legal right to own or lease all of its properties and assets, to
carry on its business as it is now being conducted and to execute, deliver and perform its obligations under this Support Agreement. OneMain Financial is in good standing and duly qualified to do business and has obtained, directly or indirectly
through its subsidiaries, all necessary licenses and approvals, except where the failure to so qualify or obtain licenses or approvals would render this Support Agreement unenforceable or would have an adverse effect on OneMain Financial’s
ability to perform its obligations under this Support Agreement. 
 (b) Authorization Valid Agreement. OneMain Financial has the
power and authority to execute and deliver this Support Agreement and to carry out its terms. The execution and delivery of, and performance of its obligations under, this Support Agreement have been duly authorized by all required corporate or
other action on the part of OneMain Financial, and this Support Agreement constitutes the legal, valid and binding obligation of OneMain Financial, enforceable in accordance with its terms, except as enforceability may be limited by applicable
Debtor Relief Laws and by general equitable principles. 
 (c) No Conflicts. Neither the execution and delivery of, nor the
performance of OneMain Financial’s obligations under, this Support Agreement does or will: (a) contravene its charter or by-laws; (b) violate any provision of, or require any filing, registration, consent or approval under, any law,
rule, regulation, order, writ, judgment, injunction, decree, determination or award presently in effect having applicability to OneMain Financial, except any such violation and any such filing, registration, consent or approval the absence of which
would not render this Support Agreement unenforceable or have an adverse effect on OneMain Financial’s ability to perform its obligations under this Support Agreement; (c) result in a breach of or constitute a default or require any
consent under any indenture, contract, agreement, mortgage, deed of trust or any other agreement, lease or instrument to which OneMain Financial is a party or by which it or its properties may be bound or affected, except any such breach or default
and any such consent the absence of which would not render this Support Agreement unenforceable or would have an adverse effect on OneMain Financial’s ability to perform its obligations under this Support Agreement; or (d) result in, or
require, the creation or imposition of any Lien upon or with respect to any of the properties now owned or hereafter acquired by OneMain Financial. 

(d) No Proceedings. There are no proceedings or investigations pending, or, to the best knowledge of OneMain Financial, threatened
against OneMain Financial before any Governmental Authority (i) asserting the invalidity of this Support Agreement; (ii) seeking to prevent the 

  
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consummation of any transaction contemplated by this Support Agreement; (iii) seeking any determination or ruling that would adversely affect the performance by OneMain Financial of its
obligations under this Support Agreement; or (iv) seeking any determination or ruling that would adversely affect the validity or enforceability of this Support Agreement. 

(e) No Consents. No consent, approval, authorization or order of or declaration or filing with any Governmental Authority or other
Person is required in connection with the execution, delivery or performance of this Support Agreement, except such as have been duly made or obtained. 

5. Independent Obligations. Unless otherwise specified herein, the obligations of OneMain Financial hereunder are undertaken as primary
obligor, jointly and severally with, and independently of, the obligations of any other Seller or Subservicer or the OneMain Successor Servicer or the OneMain Successor Administrator, or any other obligor, guarantor or Person, and action or actions
may be brought or prosecuted directly against OneMain Financial whether or not action is brought first or at all against any applicable other Seller or applicable Subservicer or the OneMain Successor Servicer or the OneMain Successor Administrator,
or any other obligor, guarantor or Person, against any collateral security or any other circumstance whatsoever, and whether or not any applicable other Seller or applicable Subservicer or the OneMain Successor Servicer or the OneMain Successor
Administrator, or any other obligor, guarantor or Person is joined in any such action or actions, or any claims or demands are made or are not made, or any action is taken on or against any applicable other Seller or applicable Subservicer or the
OneMain Successor Servicer or the OneMain Successor Administrator, or any other obligor, guarantor or Person or any collateral security or otherwise. 

6. Waivers. Without limiting any other provision hereof, to the fullest extent permitted by applicable law, OneMain Financial hereby
waives: (i) any defense arising by reason of any invalidity or unenforceability of any Subservicer’s or the OneMain Successor Servicer’s obligations in respect of the Sale and Servicing Agreement or any other Transaction Document or
any other Seller’s obligations in respect of the Purchase Agreement or any other Transaction Document or the OneMain Successor Administrator’s obligations in respect of the Administration Agreement or any other Transaction Document, as
applicable, and the Transaction Documents, any manner in which any Beneficiary has exercised (or not exercised) its rights and remedies under the Sale and Servicing Agreement, the Purchase Agreement, the Administration Agreement or the other
Transaction Documents, or any cessation from any cause whatsoever of the liability of any Subservicer, any other Seller, the OneMain Successor Servicer or the OneMain Successor Administrator or any other obligor, guarantor or Person; (ii) all
presentments, demands for performance, notices of nonperformance, protests, notices of protest, notices of default, notices of dishonor, notice of incurrence of any Obligation, notices of acceptance of the Sale and Servicing Agreement, the Purchase
Agreement, the Administration Agreement or the other Transaction Documents or any other notice with respect to the Obligations and this Support Agreement (other than demand for payment or performance of Obligations by a Beneficiary); (iii) any
release of any collateral security provided under the Indenture or other Transaction Documents; (iv) notice of any indulgences, extensions, consents or waivers given to any Subservicer, any other Seller, the OneMain Successor Servicer or the
OneMain Successor Administrator or any other obligor, guarantor or Person, notice of the occurrence of any potential default, early amortization event, Servicer Default, Event of Default or Early Amortization Event (or the like) under the Indenture
or under any of the other Transaction Documents, or other notice of any kind whatsoever; (v) any right or claim of right to cause any Beneficiary to proceed against any Subservicer, any other Seller, the OneMain Successor Servicer or the
OneMain Successor Administrator or any other obligor, guarantor or Person in any particular order, to proceed against or exhaust any collateral security held by any Beneficiary at any time or to pursue any other right or remedy whatsoever at any
time; (vi) any requirement of diligence or promptness on any Beneficiary’s part in (X) making any claim or demand on or commencing suit against any Subservicer, 

  
 5 

 
any other Seller, the OneMain Successor Servicer or the OneMain Successor Administrator or any other obligor, guarantor or Person, and (Y) otherwise enforcing any Beneficiary’s rights
in respect of the Sale and Servicing Agreement, the Purchase Agreement, the Administration Agreement or any of the other Transaction Documents; and (vii) any duty of any Beneficiary to advise OneMain Financial of any information known to any
Beneficiary regarding the financial condition of any Subservicer, any other Seller, the OneMain Successor Servicer or the OneMain Successor Administrator or any other circumstance, it being agreed that OneMain Financial assumes responsibility for
being and keeping informed of such condition or any such circumstance. 
 Without limiting the generality of the foregoing, to the fullest
extent permitted by applicable law, OneMain Financial specifically waives all defenses it may have based upon any election of remedies by any Beneficiary which destroys OneMain Financial’s rights to proceed against any Subservicer, any other
Seller, the OneMain Successor Servicer or the OneMain Successor Administrator or any other obligor, guarantor or Person for reimbursement, contribution or otherwise, including any loss of rights that it may suffer by reason of any rights, powers,
remedies or defenses of any Subservicer, any other Seller, the OneMain Successor Servicer or the OneMain Successor Administrator in connection with any laws limiting, qualifying or discharging indebtedness of or remedies against any Subservicer, any
other Seller, the OneMain Successor Servicer or the OneMain Successor Administrator, and OneMain Financial hereby agrees not to exercise or pursue, so long as any of the Obligations remain unsatisfied, any right to reimbursement, subrogation, or
contribution from any Subservicer, any other Seller, the OneMain Successor Servicer or the OneMain Successor Administrator in respect of payments hereunder. 

No failure on the part of the Indenture Trustee (on behalf of itself or the other Beneficiaries) to exercise, and no delay in exercising, any
right hereunder shall operate as a waiver thereof; nor shall any single or partial exercise of any right hereunder preclude any other or further exercise thereof or the exercise of any other right. The remedies herein provided are cumulative and not
exclusive of any remedies provided by law. 
 7. Significance of Waivers. OneMain Financial represents, warrants and agrees that each
of the waivers set forth herein are made with OneMain Financial’s full knowledge of their significance and consequences, with the understanding that events giving rise to any defense waived may diminish, destroy or otherwise adversely affect
rights which OneMain Financial otherwise may have against any Subservicer, any other Seller, the OneMain Successor Servicer or the OneMain Successor Administrator or any other obligor, guarantor or Person, or against collateral, and that under the
circumstances the waivers are reasonable. 
 8. Separateness. OneMain Financial agrees that it shall not interfere, and will not
cause any of its Affiliates to interfere, with the Issuer’s compliance with Section 5.09 of the Trust Agreement or with the Depositor’s compliance with Section 2.07(f) of the Sale and Servicing Agreement or, in either case, take
any action inconsistent with the requirements thereof. 
 9. Limited Recourse. 

(a) Notwithstanding anything to the contrary contained herein, no recourse under or with respect to any obligation, covenant or agreement of
the Issuer as contained in this Support Agreement or any of the other Transaction Documents or any other agreement, instrument or document to which the Issuer is a party shall be had against any incorporator, stockholder, affiliate, officer,
employee or director of the Issuer by the enforcement of any assessment or by any legal or equitable proceeding, by virtue of any statute or otherwise; it being expressly agreed and understood that the agreements of the Issuer contained in this
Support Agreement and all other agreements, instruments and documents entered 

	

  
 6 

 
into pursuant hereto or in connection herewith are, in each case, solely corporate obligations of the Issuer. Notwithstanding any provisions contained in this Support Agreement to the contrary,
the Issuer shall not, and shall not be obligated to, pay any fees, costs, indemnified amounts or expenses due pursuant to this Trust Agreement other than in accordance with the order of priorities set forth in Section 8.06 of the Indenture. Any
amount which the Issuer does not pay pursuant to the operation of the preceding sentence shall not constitute a claim (as defined in §101 of the United States Bankruptcy Reform Act of 1978 (11 U.S.C. §101, et seq.), as amended from time to
time) against or obligation of the Issuer for any such insufficiency unless and until funds are available for the payment of such amounts as aforesaid. 

(b) The parties hereto agree that the provisions of this Section 9 shall survive the resignation or removal of any such party to this
Support Agreement and the termination of this Support Agreement. 
 10. Nonpetition Covenant. 

(a) To the fullest extent permitted by law and notwithstanding any prior termination of this Support Agreement, OneMain Financial agrees that
it shall not file, commence, join, or acquiesce in a petition or proceeding, or cause the Depositor to file, commence, join, or acquiesce in a petition or proceeding, that causes (i) the Depositor to be a debtor under any Debtor Relief Law or
(ii) a trustee, conservator, receiver, liquidator, or similar official to be appointed for the Depositor or any substantial part of its property. 

(b) To the fullest extent permitted by law and notwithstanding any prior termination of this Support Agreement, OneMain Financial agrees that
it shall not file, commence, join, or acquiesce in a petition or proceeding, or cause the Issuer to file, commence, join, or acquiesce in a petition or proceeding, that causes (i) the Issuer to be a debtor under any Debtor Relief Law or
(ii) a trustee, conservator, receiver, liquidator, or similar official to be appointed for the Issuer or any substantial part of its property. 

(c) The parties hereto agree that the provisions of this Section 10 shall survive the resignation or removal of any such party to this
Support Agreement and the termination of this Support Agreement. 
 11. Continuing Agreement. This Support Agreement is a continuing
agreement and shall (i) remain in full force and effect until the later of (x) the performance or payment in full of the Obligations and all other amounts that are guaranteed hereunder and (y) one year and a day after the date
following the termination of the Indenture when all amounts payable by the Issuer thereunder have been paid in full, (ii) be binding upon OneMain Financial, its successors and assigns, and (iii) inure to the benefit of, and be enforceable
by, the Beneficiaries and their respective successors, transferees and assigns. 
 12. Governing Law; Jurisdiction; Jury Trial Waiver;
Agent for Service of Process. THIS SUPPORT AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS CONFLICT OF LAWS PROVISIONS (OTHER THAN SECTION 5-1401
OF THE GENERAL OBLIGATIONS LAW) AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 

ONEMAIN FINANCIAL HEREBY SUBMITS TO THE NONEXCLUSIVE JURISDICTION OF THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT

  
 7 

 
OF NEW YORK AND OF ANY NEW YORK STATE COURT SITTING IN THE COUNTY OF NEW YORK FOR PURPOSES OF ALL LEGAL PROCEEDINGS ARISING OUT OF OR RELATING TO THIS SUPPORT AGREEMENT, ANY OTHER TRANSACTION
DOCUMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY. ONEMAIN FINANCIAL HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT IT MAY EFFECTIVELY DO SO, ANY OBJECTION WHICH IT MAY NOW OR HEREAFTER HAVE TO THE LAYING OF THE VENUE OF ANY SUCH
PROCEEDING BROUGHT IN SUCH A COURT AND ANY CLAIM THAT ANY SUCH PROCEEDING BROUGHT IN SUCH A COURT HAS BEEN BROUGHT IN AN INCONVENIENT FORUM. 

ONEMAIN FINANCIAL HEREBY WAIVES ANY RIGHT TO HAVE A JURY PARTICIPATE IN RESOLVING ANY DISPUTE, WHETHER ARISING IN CONTRACT, TORT OR OTHERWISE,
AMONG ANY OF THEM ARISING OUT OF, CONNECTED WITH, RELATING TO AND INCIDENT TO THE RELATIONSHIP BETWEEN IT IN CONNECTION WITH THIS SUPPORT AGREEMENT OR THE OTHER TRANSACTION DOCUMENTS. 

13. Amendments. This Support Agreement shall not be amended, waived or otherwise modified without the prior written consent of each
party hereto and satisfaction of the Rating Agency Condition. 
 14. Assignability. OneMain Financial may not assign, transfer or
otherwise convey any of its rights, duties or obligations hereunder. 
 15. Severability. Any provision of this Support Agreement
which is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability, and such prohibition or unenforceability shall not invalidate such provision to the extent
it is not prohibited or unenforceable in any other jurisdiction, nor invalidate the remaining provisions hereof or thereof. 
 16.
Execution in Counterparts. This Support Agreement may be executed in any number of counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together shall constitute one and the same
agreement. Delivery of an executed counterpart of a signature page to this Support Agreement by facsimile or by electronic mail in a “.pdf” file shall be effective as delivery of a manually executed counterpart of this Support Agreement.

 17. Limitation of Liability of the Owner Trustee. It is expressly understood and agreed by the parties hereto that (i) this
Support Agreement is executed and delivered by Wilmington Trust, National Association, not individually or personally but solely as owner trustee (the “Owner Trustee”) of the Issuer, in the exercise of the powers and authority
conferred and vested in it, (ii) each of the representations, undertakings and agreements herein made on the part of the Issuer is made and intended not as personal representations, undertakings and agreements by the Owner Trustee but made and
intended for the purpose of binding only the Issuer, (iii) nothing herein contained shall be construed as creating any liability on the Owner Trustee, individually or personally, to perform any covenants, either expressed or implied, contained
herein, all personal liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under the parties hereto, and (iv) under no circumstances shall the Owner Trustee be personally liable for the
payment of any indebtedness or expenses of the Issuer or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Issuer under this Support Agreement or any other related document. 

  
 8 

 IN WITNESS WHEREOF, this Support Agreement has been duly executed by OneMain Financial as of the
date and year first above written. 
  

			
	ONEMAIN FINANCIAL, INC.
		
	By		/s/ Oona Robinson
		 	  

	Name:		Oona Robinson
	Title:		Vice President & Assistant Treasurer

  

			
	Acknowledged and accepted as of the date first above written:
	
	ONEMAIN FINANCIAL FUNDING, LLC, as the Depositor
		
	By		/s/ Oona Robinson
		 	  

	Name:		Oona Robinson
	Title:		Vice President & Assistant Treasurer

  

			
	 ONEMAIN FINANCIAL ISSUANCE TRUST

2014-1, as the Issuer

	
	By Wilmington Trust, National Association, not in its individual capacity but solely as Owner Trustee
		
	By		 /s/ Rachel L. Simpson

	Name:		Rachel L. Simpson
	Title:		Assistant Vice President

  
 Signature to
Performance Support Agreement 

			
	WELLS FARGO BANK, N.A., not in its individual capacity but solely as Depositor Loan Trustee
		
	By	 	/s/ Marianna C. Stershic
		 	  

	Name:		Marianna C. Stershic
	Title:		Vice President

  

			
	WELLS FARGO BANK, N.A., not in its individual capacity but solely as Issuer Loan Trustee
		
	By		 /s/ Marianna C. Stershic

		 	  

	Name:		Marianna C. Stershic
	Title:		Vice President

  

			
	WELLS FARGO BANK, N.A., as Indenture Trustee
		
	By		 /s/ Marianna C. Stershic

		 	  

	Name:		Marianna C. Stershic
	Title:		Vice President

  
 Signature to
Performance Support Agreement

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