Document:

CONSENT, WAIVER AND FIFTH AMENDMENT TO CREDIT AGREEMENT

     This  Consent,  Waiver and Fifth Amendment, dated as of July 14, 2000 (this
"Amendment") is entered into by and among Policy Management Systems Corporation,
a  South Carolina corporation (the "Borrower"), the Subsidiaries of the Borrower
parties  hereto  (the  "Guarantors"), the financial institutions parties to this
Agreement  (collectively,  the  "Banks";  individually,  a  "Bank")  and Bank of
America,  N.A.  (formerly  known  as  Bank of America National Trust and Savings
Association),  as  Agent  (the  "Agent").

                                    RECITALS
                                    --------

     The  Borrower,  the  Guarantors,  the  Agent and the Banks are parties to a
Credit  Agreement dated as of August 8, 1997, as amended by a First Amendment to
Credit  Agreement  dated  as  of  November 5, 1999, a Second Amendment to Credit
Agreement  dated  as of February 10, 2000, a Third Amendment to Credit Agreement
dated  as  of March 30, 2000 and a Fourth Amendment to Credit Agreement dated as
of  April 24, 2000 (the "Credit Agreement") pursuant to which the Banks extended
a  revolving  facility.  Capitalized  terms  used  and  not otherwise defined or
amended  in this Amendment shall have the meanings respectively assigned to them
in  the  Credit  Agreement.

The  Borrower has requested that the Bank (i) provide a consent and waiver under
the Credit Agreement and (ii) modify certain provisions of the Credit Agreement.
The  Banks have agreed to do so upon the terms and provisions and subject to the
conditions  hereinafter  set  forth.

                                    AGREEMENT
                                    ---------

     In  consideration  of  the foregoing and the mutual covenants and agreement
hereinafter  set  forth,  the  parties  hereto  mutually  agree  as  follows:

A.     AMENDMENTS
       ----------

     1.     Amendment  of  Section  1.1.  The following definitions set forth in
            ---------------------------
Section  1.1  are  hereby  amended  and  restated  as  follows:

     (a)     "Borrowing  Base"  means, as of any day, 85% of Accounts Receivable
              ---------------
plus  62.5%  of Eligible PP&E plus 40% of Capitalized Software, all as set forth
----                          ----
in  the  applicable  Borrowing  Base  Certificate delivered to the Agent and the
Lenders  in  accordance  with  the  terms  of  Section  5.1(l).

     (b)     "Eligible  PP&E" means, as of any date of determination and without
              --------------
duplication,  the  aggregate  net  book  value  of  all  real estate, machinery,
equipment  and  computer hardware with supporting software ("PP&E") owned by the
Borrower or any of its Subsidiaries but excluding in any event (i) PP&E which is
(a)  not  subject  to  a perfected, first priority Lien in favor of the Agent to
secure  the  Obligations  or (b) subject to any other Lien that is not permitted
under  Section  5.3,  (ii)  PP&E which is not in good condition or fails to meet
standards   for   sale   or   use   imposed   by   governmental   agencies,
<PAGE>
departments  or divisions having regulatory authority over such PP&E, (iii) PP&E
which is not useable or salable at prices approximating its depreciated value in
the  ordinary  course  of  the business, (iv) PP&E located outside of the United
States,  (v)  PP&E that are leasehold improvements and (vi) PP&E which is leased
or  on  consignment.
     (c)     "Ineligible  Accounts  Receivable"  means,  as  of  any  date  of
              --------------------------------
determination,  any  Accounts  Receivable:

          (a)     not  subject  to  a perfected, first priority Lien in favor of
the  Agent  to  secure  the Obligations and the obligations of the Guarantors or
subject  to  any  other  Lien  that  is  not  a  permitted  Lien;

          (b)     with respect to which more than 90 days have elapsed since the
date of the original invoice therefor or which is more than  60  days  past due;

          (c)     if  fifty percent (50%) or more of the aggregate dollar amount
of  outstanding  Accounts  Receivable  owed  at  such time by the account debtor
thereon  is  classified  as  ineligible  under  clause  (b)  above;
                                                -----------

          (d)     with  respect to which any of the representations, warranties,
covenants,  and  agreements  contained  in  this  Agreement,  the Term Loan, the
Security Agreement, the  Pledge  Agreement, the Mortgage Instrument or any other
related document, are not or have ceased to be complete and correct or have been
breached;

          (e)     with  respect  to  which  such Account Receivable evidenced by
notes, chattel paper or other instruments, unless such notes,  chattel  paper or
instruments  have  been  delivered  to  and  are in the possession of the Agent;

          (f)     which  arises out of a sale not made in the ordinary course of
business  of  the  Borrower  or  its  Subsidiaries or not under customary terms;

          (g)     which  represents a progress billing; for the purposes hereof,
"progress  billing"  means  any  invoice  for  goods  sold or leased or services
rendered  under a contract  or  agreement pursuant to which the account debtor's
obligation  to  pay such invoice is specifically conditioned upon the completion
of  any  further  performance under the contract or agreement by the Borrower or
any  of  its  Subsidiaries;

          (h)     owed  by an account debtor which, to the best knowledge of the
Borrower,  is  not  solvent  or  is  subject  to  any  bankruptcy  or insolvency
proceeding  of  any  kind;

          (i)     owed by an account debtor located outside of the United States
(unless  payment  for  the  goods shipped is secured by an irrevocable letter of
credit  in  a  form  and  from  an  institution  acceptable  to  the  Agent);

<PAGE>
          (j)     owed  by an account debtor which is a Subsidiary, affiliate or
employee  of  the  Borrower  or  any  of  its  Subsidiaries;

          (k)     with  respect  to  which are currently contingent or currently
subject to offset, deduction, counterclaim, dispute or other defense to payment,
in  each case  to  the  extent  of such offset, deduction, counterclaim, dispute
or  other  defense;

          (l)     owed by the government of the United States of America, or any
department, agency, public corporation, or other instrumentality thereof, unless
the  Federal  Assignment  of Claims Act and any other steps necessary to perfect
the  Agent's  Lien  therein, have been complied with to the Agent's satisfaction
with  respect  to  such  Account  Receivable;

          (m)     owed   by   any  state,  municipality,  or  other  political
subdivision  of  the United States of America, or any department, agency, public
corporation,  or  other  instrumentality  thereof  and  as  to  which  the Agent
determines  that  its  Lien  therein  is  not  or  cannot  be  perfected;  and

          (n)     which  fail to meet such other specifications and requirements
may  from time to time be established by the Agent in its reasonable discretion.

     2.     Amendment  of Section 1.1.  Section 2.11 is hereby amended by adding
            -------------------------
the  following  new  definitions:

            "Capitalized  Software"  means  the  amount  identified  on  the
             ---------------------
consolidated balance sheet of the Borrower as "Capitalized software costs, net".

     3.     Amendment  of  Section  5.1.  Section  5.1(l)  is hereby amended and
            ---------------------------
restated  in  its  entirety  to  read  as  follows:

     "(l)     to  the  extent  the Borrowing Base is then applicable pursuant to
the  terms  of  Section  5.20  hereof, initially, on or before July 17, 2000 and
thereafter,  on or before the fifteenth Business Day of each month, the Borrower
shall  submit,  substantially  in the form of the certificate attached hereto as
Exhibit  K, a Borrowing Base Certificate as of the last day of the prior month."

     4.     Form  of  Borrowing Base Certificate.  Annex A attached hereto shall
            ------------------------------------
be  added  to  the  Credit  Agreement  as  Exhibit  K.

B.   CONSENT  AND  WAIVER
     --------------------

     1.     Pursuant  to (i) a Consent and Waiver dated as of June 19, 2000, the
Banks  consented  to  and  waived  any Default or Event of Default under Section
2.11(c)  of  the  Credit  Agreement  arising  from  the Borrower's incurrence of
subordinate  indebtedness  to  CSC (as defined herein) in an aggregate principal
amount  of  up  to  $24,000,000  (the  "Subordinated  Fee
<PAGE>
Loan")  and  the Borrower's use of the proceeds of such Subordinated Fee Loan to
pay  the  fee  (together with related expenses of both Politic Acquisition Corp.
and  Welsh  Carson Anderson & Stowe VIII) to Welsh Carson Anderson & Stowe, L.P.
or  Politic  Acquisition  Corp.  (or  its designated beneficiary) (collectively,
"WCAS")  as required under the Amended and Restated Agreement and Plan of Merger
between  Politic  Acquisition  Corp.  and  the  Borrower  and (ii) a Consent and
Waiver  dated  as  of  June 20, 2000, the Banks also consented to and waived any
Default  or  Event  of  Default  under  Section  2.11(c) of the Credit Agreement
arising  from  (a) the Borrower's possible incurrence of additional subordinated
indebtedness  to  CSC  (as  defined  herein)  in  the  form of a working capital
revolving line of credit established by Computer Sciences Corporation ("CSC") in
connection  with  the  merger  agreement  between  CSC  and  the Borrower for an
aggregate  amount of up to $30,000,000, which is subordinate to the indebtedness
owing  under the Credit Agreement and the Term Loan on terms similar to those of
the  Subordinated  Fee  Loan  and  in  all respects acceptable to the Agent (the
"Subordinated  Working  Capital  Loan")  and (b) the possible future issuance of
additional subordinated indebtedness by the Borrower to a prospective buyer (the
"Replacement  Subordinated  Loans"),  which Replacement Subordinated Loans would
refinance  and  replace  the  Subordinated Fee Loan and the Subordinated Working
Capital  Loan  in  full.

     2.     The  Borrower  has  requested  that  the  Banks  consent  to (i) the
incurrence by the  Borrower of additional indebtedness in an aggregate principal
amount of up to $29,000,000 ("New Subordinated Debt") the proceeds of which will
be  used to pay (A) the fee to CSC (or its designated beneficiary) in connection
with the termination by  the  Borrower of the merger agreement with CSC, (B) the
related  expenses  of  CSC in connection with the termination by the Borrower of
the merger agreement with CSC and (C) the related expenses of WCAS in connection
with  the  termination  by  the Borrower of the merger agreement with WCAS (such
amounts hereinafter collectively referred to as the "Break up Fee") and (ii) the
incurrence  by  the  Borrower  of  additional  subordinated  indebtedness  in an
aggregate  principal  amount  of  up  to  $30,000,000 ("New Subordinated Working
Capital Loan") the proceeds of which will be used (A) to the extent outstanding,
to  refinance  the  Subordinated  Working  Capital  Loan  in full and/or (B) for
general  working  capital  purposes.

     3.     As  the  use of the proceeds of the New Subordinated Debt to pay the
Break-up  Fee  and  the  New  Subordinated Working Capital Loan to refinance the
Subordinated  Working  Capital  Loan and/or for general working capital purposes
would  otherwise  violate  the  provisions  of  Section  2.11(c)  of  the Credit
Agreement,  which requires that the Borrower apply 100% of the net cash proceeds
of  any  issuance  of debt securities for cash to prepay the Term Loan until the
Term  Loan  is  repaid  in  full, and, to the extent of any excess, to repay any
outstanding  Loans,  the  Banks,  effective  as  of  the date hereof, hereby (i)
consent to the use of proceeds of  the New Subordinated Debt to pay the Break up
Fee  and  consent to the use of proceeds of the New Subordinated Working Capital
Loan  (A)  to  the  extent  outstanding,  to  refinance the Subordinated Working
Capital  Loan  and/or  (B) for general working capital purposes and (ii) grant a
limited  one-time  waiver of any Default or Event of Default that, at such time,
otherwise arise pursuant to Section 2.11(c) as a result of the non-prepayment of
the  Term  Loan  and/or  the Loans; provided that such New Subordinated Debt and
                                    --------
such  New  Subordinated  Working  Capital  Loan  shall  be  subordinated  to the
indebtedness  owing  under  the  Credit Agreement and the Term Loan on terms and
conditions  and  pursuant  to  documentation satisfactory in all respects to the
Agent.

<PAGE>

C.   REPRESENTATIONS  AND  WARRANTIES
     --------------------------------

     Each  of  the Borrower and the Guarantors hereby represents and warrants to
the  Agent  and  Banks  that:

     1.     After giving effect to this Amendment, no Event of Default specified
in  the Credit Agreement and no event which with notice or lapse of time or both
would  become  such  an  Event  of  Default  has  occurred  and  is  continuing;

     2.     After  giving  effect  to  this  Amendment,  the representations and
warranties  of  the Borrower and the Guarantors pursuant to the Credit Agreement
are  true  on  and  as of the date hereof as if made on and as of said date; and

     3.     The  making  and  performance  by the Borrower and the Guarantors of
this  Amendment  have  been  duly  authorized by all necessary corporate action.

D.   MISCELLANEOUS
     -------------

     1.     This  Amendment may be signed in any number of counterparts, each of
which  shall  be  an original, with same effect as if the signatures thereto and
hereto  were  upon  the  same  instrument.

     2.     Except  as  herein  specifically  amended,  all terms, covenants and
provisions  of  the  Credit  Agreement shall remain in full force and effect and
shall  be  performed by the parties hereto according to its terms and provisions
and  all  references  therein  or  in the Exhibits shall henceforth refer to the
Credit  Agreement  as  amended  by  this  Amendment.

     3.     This Amendment shall be governed by and construed in accordance with
the  laws  of  the  State  of  New  York.

     4.     The parties hereto agree that Policy Management Systems Investments,
Inc.  shall  execute  this  Amendment by or on August 2, 2000 and the failure by
them  to  so  execute  this  Amendment by such date shall be an Event of Default
under  the  Credit  Agreement.

<PAGE>

     IN  WITNESS  WHEREOF,  the  parties  hereto  have  executed  and  delivered
this Amendment  as  of  the  date  first  written.

BORROWER:     POLICY  MANAGEMENT  SYSTEMS
--------
               CORPORATION

              By:/S/  G.  Larry Wilson
                 ---------------------
              Title: Chief  Executive  Officer
                      ------------------------

GUARANTORS:   MYND  CORPORATION  F/K/A  CYBERTEK
----------
              CORPORATION
              MYND  INTERNATIONAL,  LTD.
              MYND  PARTNERS,  L.P.  F/K/A  CYBERTEK
                SOLUTIONS,  L.P.
                By:  POLICY  MANAGEMENT
                SYSTEMS  CORPORATION,  its  General
                Partner
              MYND  CORPORATION  F/K/A  DORN
                TECHNOLOGY  GROUP,  INC.
              MYND  CORPORATION  F/K/A  THE  LEVERAGE
                GROUP,  INC.
              SOFTWARE  SERVICES  HOLDING,  INC.

              By:     /S/  G.  Larry  Wilson
              ---     ----------------------
              Title:     Director
              ------     --------

<PAGE>
------
              POLICY  MANGEMENT  SYSTEMS
              INVESTMENT,  INC.

              By:     /S/  Elizabeth  D.  Powers
                      --------------------------
              Title:  President
              -----------------

<PAGE>

BANKS:        BANK  OF  AMERICA,  N.A.
-----

              By:  /S/  John  E.  Williams
                   -----------------------
              Title:  Managing  Director
                      ------------------

              WACHOVIA  BANK,  N.A.

              By:/S/  John  H.  Graham
                ----------------------
              Title:  Assistant  Vice  President
                      --------------------------

              FIRST  UNION  NATIONAL  BANK

              By:_/S/  Franklin  M.  Wessinger
              --------------------------------
              Title:  _Senior  Vice  President
              --------------------------------

<PAGE>

              DEUTSCHE  BANK  AG,  NEW  YORK
              BRANCH  AND/OR  CAYMAN  ISLANDS
              BRANCH

              By:_____________________________
              Title:  ________________________

              By:_____________________________
              Title:  ________________________

              DAI-ICHI  KANGYO  BANK,  LTD.

              By:  /S/  Nelson  Y.  Chang
              ---------------------------
              Title:  _Assistant  Vice  President
              -----------------------------------

              THE  FUJI  BANK,  LIMITED

              By:_____________________________
              Title:  ________________________

<PAGE>
                                                                         ANNEX A
                                                                         -------
                                    EXHIBIT K
                                    ---------

                      POLICY MANAGEMENT SYSTEMS CORPORATION
                           BORROWING BASE CERTIFICATE

The  undersigned Authorized Representative of the Borrowers, hereby certifies as
follows:

ACCOUNTS RECEIVABLE                                                  $__________
Less Ineligible Accounts Receivable:
(i,a)  Not  subject  to  a  perfected,  first priority Lien in favor
       of  the  Agent
(i,b)  Subject  to  any  other  Lien  not  permitted  under  Section
       5.3  of  Credit  Agreement                                    $         -
(ii) More than 60 days past due or 90 days past invoice date         $         -
(iii) Cross-aged receivables; 50% or more 90 days past invoice date' $         -
(iv) Representations in the loan documents are not true and correct  $         -
(v) Evidenced by notes, chattel paper, or other instruments          $         -
(vi) Not in ordinary course of business or containing customary terms$         -
(vii) Progress Billing                                               $         -
(viii) Owed by an insolvent account debtor                           $         -
(ix) Owed  by  an  account  debtor  outside  the  U.S.
(unless  secured  by  an  LC)                                        $         -
(x) Direct or indirect Subsidiary or Affiliate is the debtor         $         -
(xi) Contingent to defense to payment                                $         -
(xii) Owed by U.S government, department, or agency                  $         -
(xiii) Owed  by  any  state,  municipality,  or  other  political
       subdivision  of  the  U.S.                                    $         -
(xiv)  Other                                                         $         -
NET ACCOUNTS RECEIVABLE                                              $ _________
Advance Rate                                                                 85%
TOTAL BORROWING BASE ACCOUNTS RECEIVABLE                             $ _________

PROPERTY, PLANT, & EQUIPMENT                                         $ _________
Less  Ineligible  PP&E:
(i,a)  Not subjected to a perfected, first priority Lien in favor of
       the Agent                                                     $         -
(i,b)  Subject  to any other Lien not permitted under Section 5.3 of
       Credit Agreement                                              $         -
(ii)  Not  in good condition or fails to meet governmental standards
      for sale or use                                                $         -
(iii) Not usable or saleable at prices approximating its depreciated
      value                                                          $         -
(iv)  Located outside the U.S.                                       $         -
(v)   PP&E that are leasehold improvements                           $         -
(vi)  Leased or on consignment                                       $         -
NET PP&E                                                              $ ________
Advance Rate                                                               62.5%
TOTAL BORROWING BASE PP&E                                             $ ________

CAPITALIZED SOFTWARE                                                 $ _________
Advance Rate                                                                 40%
TOTAL BORROWING BASE CAPITALIZED SOFTWARE                            $ _________

              BORROWING  BASE  (FROM  ABOVE)
              ------------------------------
               Accounts Receivable                                   $ _________
               PP&E                                                  $ _________
               Capitalized Software                                  $ _________
              TOTAL Borrowing BASE                                   $ _________
              TOTAL Outstanding ON FACILITY                          $ _________
              CUSHION (Remaining AVAILABILITY UNDER $180MM REVOLVER) $ _________

     IN  WITNESS  WHEREOF,  the  undersigned  has  executed  and  delivered this
certificate  as  of  the  ___  day  of  _______,  20___.

              POLICY  MANAGEMENT  SYSTEMS
              CORPORATION

              By:________________________
              Title:CONSENT AND WAIVER

     This  Consent  and  Waiver,  dated  as  of  July 14, 2000 (this "Consent"),
relating  to  the Credit Agreement referenced below is entered into by and among
Policy  Management  Systems  Corporation,  a  South  Carolina  corporation  (the
"Borrower"), the Subsidiaries of the Borrower parties hereto (the "Guarantors"),
the  financial  institutions  parties  hereto  (collectively,  the  "Banks";
individually,  a  "Bank")  and Bank of America, N.A.  (formerly known as Bank of
America  National  Trust  and  Savings  Association),  as  Agent  (the "Agent").

                                    RECITALS
                                    --------

     The Borrower, the Guarantors, the Agent and the Banks are parties to a Term
Loan  Agreement dated as of November 5, 1999, as amended by a First Amendment to
Term  Loan  Agreement  dated as of February 10, 2000, a Second Amendment to Term
Loan  Agreement  dated  as  of March 30, 2000 and a Third Amendment to Term Loan
Agreement  dated as of April 24, 2000 (the "Credit Agreement") pursuant to which
the  Banks  extended  a  term  loan.  Capitalized  terms  used and not otherwise
defined in this Consent shall have the meanings respectively assigned to them in
the  Credit  Agreement.

     The  Borrower  has  requested  that  the Banks provide a consent and waiver
under  the  Credit  Agreement  and  the Banks have agreed to do so, all upon the
terms  and  provisions  and  subject  to  the  conditions hereinafter set forth.

                                    AGREEMENT
                                    ---------

     In  consideration  of  the foregoing and the mutual covenants and agreement
hereinafter  set  forth,  the  parties  hereto  mutually  agree  as  follows:

     1.     Pursuant to (i) a Consent, Waiver and Amendment dated as of June 19,
2000,  the  Banks  consented to and waived any Default or Event of Default under
Section 2.9(c) of the Credit Agreement arising from the Borrower's incurrence of
subordinate  indebtedness  to  CSC (as defined herein) in an aggregate principal
amount of up to $24,000,000 (the "Subordinated Fee Loan") and the Borrower's use
of  the  proceeds  of  such  Subordinated Fee Loan to pay the fee (together with
related  expenses  of both Politic Acquisition Corp. and Welsh Carson Anderson &
Stowe  VIII) to Welsh Carson Anderson & Stowe, L.P. or Politic Acquisition Corp.
(or  its  designated  beneficiary)  (collectively, "WCAS") as required under the
Amended  and  Restated  Agreement and Plan of Merger between Politic Acquisition
Corp. and the Borrower  and (ii) a Consent and Waiver dated as of June 20, 2000,
the  Banks  also  consented  to and waived any Default or Event of Default under
Section  2.9(c) of the Credit Agreement arising from (a) the Borrower's possible
incurrence of additional subordinated indebtedness to CSC (as defined herein) in
the  form  of a working capital revolving line of credit established by Computer
Sciences Corporation ("CSC") in connection with the merger agreement between CSC
and  the  Borrower  for  an  aggregate  amount  of  up  to $30,000,000, which is
subordinate  to  the  indebtedness  owing  under the Credit Agreement (the "Term
Loan")  and  the  Senior  Bank  Facility  on  terms  similar  to  those  of  the
Subordinated  Fee  Loan  and  in  all  respects  acceptable  to  the  Agent (the
"Subordinated  Working  Capital  Loan")  and (b) the possible future issuance of
additional subordinated indebtedness by the Borrower to a prospective buyer (the
"Replacement  Subordinated  Loans"),  which Replacement Subordinated Loans would
refinance  and  replace  the  Subordinated Fee Loan and the Subordinated Working
Capital  Loan  in  full.

     The  Borrower has requested that the Banks consent to (i) the incurrence by
the  Borrower  of additional indebtedness in an aggregate principal amount of up
to  $29,000,000  ("New  Subordinated
<PAGE>
Debt")  the  proceeds  of  which  will be used to pay (A) the fee to CSC (or its
designated  beneficiary)  in  connection with the termination by the Borrower of
the  merger  agreement  with  CSC, (B) the related expenses of CSC in connection
with  the  termination  by the Borrower of the merger agreement with CSC and (C)
the  related expenses of WCAS in connection with the termination by the Borrower
of  the  merger  agreement  with  WCAS  (such  amounts  hereinafter collectively
referred  to  as  the "Break up Fee") and (ii) the incurrence by the Borrower of
additional  subordinated  indebtedness in an aggregate principal amount of up to
$30,000,000 ("New Subordinated Working Capital Loan") the proceeds of which will
be  used  (A)  to  the extent outstanding, to refinance the Subordinated Working
Capital  Loan  in  full  and/or  (B)  for  general  working  capital  purposes.

     As the use of the proceeds of the New Subordinated Debt to pay the Break-up
Fee and the New Subordinated Working  Capital Loan to refinance the Subordinated
Working Capital Loan and/or for general working capital purposes would otherwise
violate the provisions of Section 2.9(c) of the Credit Agreement, which requires
that  the  Borrower  apply 100% of the net cash proceeds of any issuance of debt
securities for cash to prepay the Term Loan, the Banks, effective as of the date
hereof,  hereby  (i) consent to the use of proceeds of the New Subordinated Debt
to  pay  the  Break  up  Fee  and  consent  to  the  use  of proceeds of the New
Subordinated  Working  Capital  Loan (A) to the extent outstanding, to refinance
the  Subordinated  Working  Capital  Loan and/or (B) for general working capital
purposes  and  (ii)  grant  a limited one-time waiver of any Default or Event of
Default  that,  at  such  time,  otherwise arise pursuant to Section 2.9(c) as a
result  of  the  non-prepayment  of  the  Term  Loan,  provided  that  such  New
                                                       --------
Subordinated  Debt  and  such  New  Subordinated  Working  Capital Loan shall be
subordinated to the indebtedness owing under the Credit Agreement and the Senior
Bank Facility on terms and conditions and pursuant to documentation satisfactory
in  all  respects  to  the  Agent.

     2.     The  Borrower and the Guarantors hereby represent and warrant to the
Agent  and  Banks  that  (i)  after giving effect to this Consent, no Default or
Event  of  Default  has  occurred and is continuing; (ii) after giving effect to
this  Consent,  the  representations  and  warranties  of  the  Borrower and the
Guarantors  pursuant  to  the  Credit  Agreement  are true on and as of the date
hereof as if made on and as of said date;  and  (iii) the making and performance
by  the Borrower and the Guarantors of this Consent have been duly authorized by
all  necessary  corporate  action.

     3.     This  Consent  may  be signed in any number of counterparts, each of
which  shall  be  an original, with same effect as if the signatures thereto and
hereto  were  upon  the  same  instrument.

     4.     Except  as  herein  specifically  amended,  all terms, covenants and
provisions  of  the  Credit  Agreement shall remain in full force and effect and
shall  be  performed by the parties hereto according to its terms and provisions
and  all  references  therein  or  in the Exhibits shall henceforth refer to the
Credit  Agreement  as  modified  by  this  Consent.

     5.     This  Consent  shall be governed by and construed in accordance with
the  laws  of  the  State  of  New  York.

     6.     The parties hereto agree that Policy Management Systems Investments,
Inc.  shall execute this Consent by or on August 2, 2000 and the failure by them
to  so  execute this Consent by such date shall be an Event of Default under the
Credit  Agreement.

<PAGE>

     IN  WITNESS  WHEREOF,  the  parties hereto have executed and delivered this
Consent  as  of  the  date  first  written.

BORROWER:     POLICY  MANAGEMENT  SYSTEMS
--------
              CORPORATION

              By:     /S/  G.  Larry  Wilson
                      ----------------------
              Title:     Chief  Executive  Officer
                         -------------------------

GUARANTORS:   MYND  CORPORATION  F/K/A  CYBERTEK
----------
                   CORPORATION
              MYND  INTERNATIONAL,  LTD.
              MYND  PARTNERS,  L.P.  F/K/A  CYBERTEK
                   SOLUTIONS,  L.P.
                   By:  POLICY  MANAGEMENT
                   SYSTEMS  CORPORATION,  its  General
                   Partner
              MYND  CORPORATION  F/K/A  DORN
                   TECHNOLOGY  GROUP,  INC.
              MYND  CORPORATION  F/K/A  THE
                   LEVERAGE  GROUP,  INC.
              SOFTWARE  SERVICES  HOLDING,  INC.

              By:     /S/  G.  Larry  Wilson
                      ----------------------
              Title:  Director
                      --------

<PAGE>

              POLICY  MANAGEMENT  SYSTEMS
                   INVESTMENTS,  INC.

              By:Elizabeth  D.  Powers
                 ---------------------
              Title:  President
                   ------------

<PAGE>

BANKS:        BANK  OF  AMERICA,  N.A.
-----

              By:_/S/__John  E.  Williams
                  ---  ------------------
              Title:_Managing  Director     ___
                    ---------------------------

              WACHOVIA  BANK,  N.A.

              By:  /S/  John H. Graham
                   -------------------
              Title: Assistant  Vice  President
                     --------------------------

              FIRST  UNION  NATIONAL  BANK

              By:  /S/  Franklin  M.  Wessinger
                   ----------------------------
              Title:  Senior  Vice  President
                      -----------------------

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00013-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00013-of-00352.parquet"}]]