Document:

<PAGE>

EXHIBIT 10.3
------------

                              AMENDED AND RESTATED
                             CONTRACT OF EMPLOYMENT

     This AMENDED AND RESTATED CONTRACT OF EMPLOYMENT ("Agreement"), made and
entered into this 16th day of November, 2001, by and between Mercantile Bank and
Gulf West Banks, Inc., both corporations duly organized and existing under the
laws of the State of Florida (hereinafter collectively referred to as "Banks"),
and Gordon W. Campbell, as Chairman and Chief Executive Officer ("CEO") of the
Banks (hereinafter referred to as "Executive").

     WHEREAS, the Banks and Executive have seen fit to establish matters
normally dealt with in an employment contract such as salary, vehicle allowance,
expenses, and hospitalization by separate determinations, and

     WHEREAS, it is not the intent of the parties to attempt to incorporate in
this Agreement any such separate determinations, nor is the exclusion of said
items from this Agreement in any way intended to nullify said determinations or
to modify them in any way, and

     WHEREAS, Mercantile Bank and Executive entered into a Contract of
Employment ("Contract") on November 5, 1992 said contract having been amended on
May 30, 2000; and

     WHEREAS, the Banks and Executive now desire to further amend the Contract
in certain respects by this Agreement.

     NOW, THEREFORE, in consideration of Executive's past services and those to
be performed in the future, and based upon their mutual covenants and good and
valuable consideration, the Banks and Executive do agree as follows:

                               TERM; COMPENSATION
                               ------------------

     The Executive is hereby employed by the Banks for a period of twelve (12)
years, commencing the 30th day of May, 2000, with an annual salary of $260,000,
plus incentive bonuses.  Such salary and bonuses are subject to increase or
decrease as determined by the Boards of Directors of the Banks ("Boards").

                            ALLOWANCES AND BENEFITS
                            -----------------------

     The Executive shall be entitled to receive reimbursements and benefits of
all types commensurate with, and at least equal to, the benefits of the other
corporate officers, excepting only benefits which are given to a specific
officer for a specific and separate banking purpose.

                                      56
<PAGE>

                              DUTIES OF THE OFFICE
                              --------------------

     The Executive hereby commits to the Banks to carry out, to the best of his
ability, the duties set forth in the respective Bylaws and Charter of each
corporation for his position as CEO, Chairman, or such office or offices in a
corporation or corporations, or any subsidiary corporation, to which he may be
elected and appointed by the respective Boards, subject to such reasonable
requirements and allowances as the Executive shall request.  The Executive shall
perform such other reasonable duties as shall from time to time be prescribed by
the Directors of the Banks.  The Executive shall devote his time and attention
to the business and affairs of the Banks, and shall use his best efforts to
promote the best interest of the Banks.

     The Banks understand that the Executive has business interests outside of
the Banks, and there is no intent by this Agreement to restrict those business
interests or to prohibit the Executive from holding office in other corporations
or owning interest in other corporations, so long as said corporations do not
have an interest which substantially conflicts with the interests of the Banks,
and so long as the carrying out of the duties of such other offices do not by
the requirements of time, talent, or knowledge interfere in any way with the
Executive's ability to fully perform the duties assigned to him by the Boards.

                                   SEPARATION
                                   ----------

     A. Discharge for Cause. The Banks may, at any time, terminate this
        -------------------
Agreement for "Cause," which term is hereby defined as any activity of the
Executive which is: 1) clearly inconsistent with his fiduciary duties to the
Banks; 2) in violation of the laws of the State of Florida or the United States
of America and which constitutes a felony; 3) morally reprehensible and of such
a nature as to clearly have a substantial adverse effect upon the business of
the Banks; or 4) conduct of a financial nature, either in the Executive's
personal life or in the conduct of the business of the Banks, which could pose a
substantial risk of either loss to the Banks or severe criticism by those in
regulatory authority over the Banks. The Banks shall have the sole discretion to
determine whether Cause exists.

     B. Resignation and Termination Not For Cause. In the event the Executive's
        -----------------------------------------
duties as Chairman or CEO of either Bank are terminated, whether by Executive or
by the Banks, for any reason other than for Cause, as above defined, the
Executive shall be retained as a consultant to the Banks with a salary set by
the Boards, but in no event less than $100,000 per year for the remaining term
of the Agreement. As such consultant, the Executive shall make himself available
to the Banks, at their request, for an aggregate total of no less than 330 hours
per year (on average, approximately thirty (30) hours per month during eleven
(11) months of the year).

                                      57
<PAGE>

     In the event the Executive is discharged because of physical or mental
inability to perform his duties, the discharge will be considered a termination
not for Cause and the requirement that the Executive make himself available to
the Banks for consulting shall be reduced in such manner as the physical or
mental inability necessitates.

     C. Successors. The Banks shall use their best efforts to require any
        ----------
successor or assignee, whether direct or indirect, by purchase, merger,
consolidation or otherwise, to all or substantially all the business or assets
of either Bank, expressly and unconditionally, to assume and agree to perform
the Bank's obligations under this Agreement, in the same manner and to the same
extent that the Banks would be required to perform if no such succession or
assignment had taken place. In such event, the term "Banks," as used in this
Agreement, shall mean the Banks as hereinbefore defined and any successor or
assignee to the business or assets which by reason hereof becomes bound by the
terms and provisions of this Agreement.

     D. Benefits After Separation. In the event of (i) separation not for Cause,
        -------------------------
as above specified, (ii) retirement at any time after the term of the Agreement,
or (iii) retirement during the term of the Agreement if such retirement is
agreed to by the Banks and the Executive, the Banks agree to make available to
the Executive and his spouse (if such spouse was covered by the Banks' health
benefits program before the separation or retirement) health benefits which are
substantially similar to the health benefits provided to the Executive and his
spouse (if applicable) prior to the termination or retirement. The Executive
shall pay the same portion of the cost of such benefits as is paid by any other
active officer of the Banks.

                                 MISCELLANEOUS
                                 -------------

     A. Applicable Law and Binding Effect. This Agreement shall be interpreted
        ---------------------------------
and construed in accordance with the laws of the State of Florida.

     B. Amendment. This Agreement may not be modified orally, and may only be
        ---------
modified by a writing signed by all parties to this Agreement.

     C. Attorneys' Fees. If either party initiates proceedings for the other's
        ---------------
breach of this Agreement, the prevailing party shall recover attorneys' fees and
costs, including such fees and costs on any enforcement or appeal proceedings.

     D. Severability. If one or more provisions of this Agreement are ruled
        ------------
invalid or unenforceable, such invalidity or unenforceability shall not affect
any other provision of the Agreement, which shall remain in full force and
effect.

     E. Banks. All parties understand that although Executive is employed by
        -----
both Banks, for purposes of this Agreement, the Banks have agreed to act in
concert with respect to the employment of the Executive.

                                      58
<PAGE>

     F. Counterparts. This Agreement may be executed in two or more
        ------------
counterparts, each of which shall constitute an original, but all of which
together shall constitute one and the same document.

     IN WITNESS WHEREOF, the parties have executed this Agreement on the day and
year first above written.

                                    MERCANTILE BANK
                                    GULF WEST BANKS, INC.

                                    By:______________________________________
                                         Ross Roeder
                                         Compensation Committee Chair

                                    _________________________________________
                                    GORDON W. CAMPBELL

                                    ATTESTED BY:

                                    _________________________________________
                                    Barry  K. Miller
                                    Secretary of the Board

                                      59<PAGE>

                                                                    Exhibit 10.1

THE BANK OF NEW YORK
5 Penn Plaza, 16th Floor
New York, NY 10001
Attn: Diane Pickett
Phone: (212) 328-7568

                    GreenPoint Home Equity Loan Trust 2001-2
                   Home Equity Loan Asset-Backed Certificates
                                  Series 2001-2
          Certificate Payment Report for February 15, 2002 Distribution

<TABLE>
<CAPTION>
                                         Certificateholder Monthly Distribution Summary
------------------------------------------------------------------------------------------------------------------------------------
                                                                             Pass
                          Class        Certificate       Beginning         Through     Principal       Interest          Total
 Class      Cusip      Description      Rate Type         Balance          Rate (%)   Distribution   Distribution    Distribution
------------------------------------------------------------------------------------------------------------------------------------
  <S>     <C>           <C>            <C>             <C>                 <C>        <C>            <C>             <C>
  A1      395385AL1      Senior        Var-Act/360      95,788,912.38      2.100000    2,860,244.31     173,218.28     3,033,462.60
  A2      395385AM9      Senior        Var-Act/360      96,926,715.39      2.100000    1,474,481.70     175,275.81     1,649,757.51
  A3      395385AN7      Senior        Var-Act/360     239,921,796.42      2.120000    3,731,800.27     437,990.57     4,169,790.83
  SIO                   Strip IO       Fix-30/360      433,977,951.36      0.000000            0.00     808,538.73       808,538.73
   R                     Senior        Fix-30/360                0.00      0.000000            0.00           0.00             0.00
------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------
Totals                                                 432,637,424.19                  8,066,526.28   1,595,023.39     9,661,549.67
------------------------------------------------------------------------------------------------------------------------------------

<CAPTION>
---------------------------------------------------
         Current                        Cumulative
         Realized    Ending Balance      Realized
 Class    Losses                         Losses
---------------------------------------------------
  <S>      <C>      <C>                 <C>
  A1       0.00      92,928,668.07          0.00
  A2       0.00      95,452,233.69          0.00
  A3       0.00     236,189,996.15          0.00
  SIO      0.00     426,899,639.09          0.00
   R       0.00               0.00          0.00
---------------------------------------------------
---------------------------------------------------
Totals     0.00     424,570,897.91          0.00
---------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
                                           Principal Distribution Detail
-----------------------------------------------------------------------------------------------------------------------------
                               Original        Beginning        Scheduled                     Unscheduled            Net
                             Certificate      Certificate       Principal       Accretion      Principal          Principal
   Class        Cusip          Balance          Balance       Distribution      Principal     Adjustments       Distribution
-----------------------------------------------------------------------------------------------------------------------------
    <S>       <C>          <C>              <C>               <C>               <C>           <C>               <C>
    A1        395385AL1    100,000,000.00    95,788,912.38     2,860,244.31          0.00            0.00       2,860,244.31
    A2        395385AM9    100,000,000.00    96,926,715.39     1,474,481.70          0.00            0.00       1,474,481.70
    A3        395385AN7    245,000,000.00   239,921,796.42     3,731,800.27          0.00            0.00       3,731,800.27
    SIO                    445,000,000.00   433,977,951.36             0.00          0.00            0.00               0.00
     R                               0.00             0.00             0.00          0.00            0.00               0.00
-----------------------------------------------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------------------------------------------
Totals                     445,000,000.00   432,637,424.19     8,066,526.28          0.00            0.00       8,066,526.28
-----------------------------------------------------------------------------------------------------------------------------

<CAPTION>
------------------------------------------------------------
                Current           Ending          Ending
                Realized       Certificate      Certificate
   Class         Losses          Balance          Factor
------------------------------------------------------------
    <S>           <C>       <C>               <C>
    A1            0.00       92,928,668.07    0.92928668067
    A2            0.00       95,452,233.69    0.95452233692
    A3            0.00      236,189,996.15    0.96404080062
    SIO           0.00      426,899,639.09    0.95932503166
     R            0.00                0.00    0.00000000000
------------------------------------------------------------
------------------------------------------------------------
Totals            0.00      424,570,897.91
------------------------------------------------------------
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
                                           Interest Distribution Detail
------------------------------------------------------------------------------------------------------------------------------------
           Beginning                      Accrued     Cumulative                Total           Net      Unscheduled
          Certificate     Pass Through    Optimal       Unpaid     Deferred    Interest     Prepayment     Interest
 Class      Balance         Rate (%)      Interest     Interest    Interest      Due       Int Shortfall  Adjustment   Interest Paid
------------------------------------------------------------------------------------------------------------------------------------
  <S>    <C>                <C>          <C>          <C>          <C>         <C>         <C>           <C>           <C>
  A1      95,788,912.38     2.100000     173,218.28        0.00       0.00     173,218.28          0.00        0.00      173,218.28
  A2      96,926,715.39     2.100000     175,275.81        0.00       0.00     175,275.81          0.00        0.00      175,275.81
  A3     239,921,796.42     2.120000     437,990.57        0.00       0.00     437,990.57          0.00        0.00      437,990.57
  SIO    433,977,951.36     0.000000           0.00        0.00       0.00           0.00          0.00        0.00      808,538.73
   R               0.00     0.000000           0.00        0.00       0.00           0.00          0.00        0.00            0.00
------------------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------------------
Totals   432,637,424.19                  786,484.66        0.00       0.00     786,484.66          0.00        0.00    1,595,023.39
------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
                                               Current Payment Information
                                                   Factors Per $1,000
--------------------------------------------------------------------------------------------------------------------------------
                                                                                                   Ending
                                 Original          Beginning                                      Certificate         Pass
                               Certificate        Certificate       Principal       Interest       Notional          Through
   Class          Cusip          Balance        Notional Balance   Distribution   Distribution      Balance          Rate (%)
--------------------------------------------------------------------------------------------------------------------------------
    <S>         <C>           <C>                 <C>              <C>            <C>            <C>                 <C>
    A1          395385AL1     100,000,000.00      957.889123809    28.602443135   1.732182832    929.286680674       2.100000
    A2          395385AM9     100,000,000.00      969.267153897    14.744816974   1.752758103    954.522336923       2.100000
    A3          395385AN7     245,000,000.00      979.272638440    15.231837822   1.787716606    964.040800618       2.120000
    SIO                       445,000,000.00      975.231351371     0.000000000   1.816940973    959.325031663       0.000000
     R                                  0.00        0.000000000     0.000000000   0.000000000      0.000000000       0.000000
--------------------------------------------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------------------------------------
Totals                        445,000,000.00      972.218930764    18.127025348   3.584322225    954.091905416
--------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<PAGE>

      Pool Level Data

      Distribution Date                                          2/15/02
      Cut-off Date                                               11/1/01
      Determination Date                                          2/1/02
      Accrual Period                        Begin                 1/1/02
                                            End                   2/1/02
      Number of Days in Accrual Period                                31

<TABLE>
-----------------------------------------------------------------------------------------------------------
                                           Collateral Information
-----------------------------------------------------------------------------------------------------------
<S>                                                                                          <C>
Group 1
-------

Cut-off Balance                                                                              100,000,000.00

Beginning Aggregate Pool Stated Principal Balance                                             94,888,055.71
Beginning Aggregate Pre-Funded Account Principal Balance                                       1,329,179.67
Ending Aggregate Pool Stated Principal Balance                                                93,592,988.21
Ending Aggregate Pre-Funded Account Principal Balance                                                  0.00

Beginning Aggregate Certificate Stated Principal Balance                                      95,788,912.38
Ending Aggregate Certificate Stated Principal Balance                                         92,928,668.07

Draw Amount                                                                                    1,747,865.45

Required Overcollateralization Amount                                                          2,750,000.00
Actual Overcollateralization Amount                                                              664,320.14

Beginning Aggregate Loan Count                                                                        1,984
Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement                           3
Ending Aggregate Loan Count                                                                           1,981

Beginning Weighted Average Loan Rate (WAC)                                                        7.114619%
Ending Weighted Average Loan Rate (WAC)                                                           7.094417%

Beginning Net Weighted Average Loan Rate                                                          6.608619%
Ending Net Weighted Average Loan Rate                                                             6.588417%

Weighted Average Maturity (WAM) (Months)                                                                209

Servicer Advances                                                                                      0.00
</TABLE>

<PAGE>

Group 2
-------

<TABLE>
<S>                                                                                         <C>
Cut-off Balance                                                                             100,000,000.00

Beginning Aggregate Pool Stated Principal Balance                                            84,206,272.54
Beginning Aggregate Pre-Funded Account Principal Balance                                     13,067,376.14
Ending Aggregate Pool Stated Principal Balance                                               96,020,227.97
Ending Aggregate Pre-Funded Account Principal Balance                                                 0.00

Beginning Aggregate Certificate Stated Principal Balance                                     96,926,715.39
Ending Aggregate Certificate Stated Principal Balance                                        95,452,233.69

Draw Amount                                                                                   1,855,588.00

Specified Overcollateralization Amount                                                        2,750,000.00
Actual Overcollateralization Amount                                                             567,994.28

Beginning Aggregate Loan Count                                                                       2,599
Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement                       -382
Ending Aggregate Loan Count                                                                          2,981

Beginning Weighted Average Loan Rate (WAC)                                                       7.042077%
Ending Weighted Average Loan Rate (WAC)                                                          7.039066%

Beginning Net Weighted Average Loan Rate                                                         6.536077%
Ending Net Weighted Average Loan Rate                                                            6.533066%

Weighted Average Maturity (WAM) (Months)                                                               223

Servicer Advances                                                                                     0.00
</TABLE>

<PAGE>

Group 3
-------

<TABLE>
<S>                                                                                         <C>
Cut-off Balance                                                                             245,000,000.00

Beginning Aggregate Pool Stated Principal Balance                                           158,799,269.55
Beginning Aggregate Pre-Funded Account Principal Balance                                     81,687,797.75
Ending Aggregate Pool Stated Principal Balance                                              237,286,422.91
Ending Aggregate Pre-Funded Account Principal Balance                                                 0.00

Beginning Aggregate Certificate Stated Principal Balance                                    239,921,796.42
Ending Aggregate Certificate Stated Principal Balance                                       236,189,996.15

Draw Amount                                                                                   6,355,202.35

Specified Overcollateralization Amount                                                        6,737,500.00
Actual Overcollateralization Amount                                                           1,096,426.76

Beginning Aggregate Loan Count                                                                       2,888
Loans Paid Off or Otherwise Removed Pursuant to Pooling and Servicing Agreement                     -1,900
Ending Aggregate Loan Count                                                                          4,788

Beginning Weighted Average Loan Rate (WAC)                                                       7.168868%
Ending Weighted Average Loan Rate (WAC)                                                          7.152995%

Beginning Net Weighted Average Loan Rate                                                         6.662868%
Ending Net Weighted Average Loan Rate                                                            6.646995%

Weighted Average Maturity (WAM) (Months)                                                               253

Servicer Advances                                                                                     0.00
</TABLE>

<PAGE>

<TABLE>
<S>                                                                    <C>
Beginning Balance                                                                0.00

Deposit
Payments of Interest and Principal                                       9,900,058.81
Liquidation Proceeds                                                             0.00
All Other Proceeds                                                               0.00
Other Amounts                                                                    0.00
                                                                      ----------------
Total Deposits                                                           9,900,058.81

Withdrawals
Reimbursement of Servicer Advances                                               0.00
Payment of Master Servicer Fees                                            180,824.15
Payment of Sub Servicer Fees                                                     0.00
Payment of Other Fees                                                            0.00
Payment of Insurance Premium(s)                                                  0.00
Payment of Personal Mortgage Insurance                                           0.00
Other Permitted Withdrawal per the Pooling and Servicing Agreement          57,684.99
Payment of Principal and Interest                                        9,661,549.67
                                                                      ----------------
Total Withdrawals                                                        9,900,058.81

Ending Balance                                                                  -0.00
</TABLE>

          Payment Compensation

          Total Gross Prepayment Interest Shortfall                     0.00
          Compensation for Gross PPIS from Servicing Fees               0.00
          Other Gross PPIS Compensation                                 0.00
                                                                        ----

          Total Net PPIS (Non-Supported PPIS)                           0.00

<PAGE>

<TABLE>
<CAPTION>
----------------------------------------------------------------------------------------------------------------------------------
                                                        Delinquency Information
----------------------------------------------------------------------------------------------------------------------------------

Group 1
-------

Delinquency                                   30 - 59 Days            60 - 89 Days               90+ Days                 Totals
-----------                                   ------------            ------------               --------                 ------
<S>                                           <C>                     <C>                        <C>                    <C>
Scheduled Principal Balance                     561,001.51               131,276.35               50,820.88             743,098.74
Percentage of Total Pool Balance                 0.599405%                0.140263%               0.054300%              0.793968%
Number of Loans                                          9                        2                       1                     12
Percentage of Total Loans                        0.454316%                0.100959%               0.050480%              0.605755%

Foreclosure
-----------

Scheduled Principal Balance                           0.00                     0.00                     0.00            100,079.41
Percentage of Total Pool Balance                 0.000000%                0.000000%                0.000000%             0.106930%
Number of Loans                                          0                        0                        0                     2
Percentage of Total Loans                        0.000000%                0.000000%                0.000000%             0.100959%

Bankruptcy
----------

Scheduled Principal Balance                           0.00                     0.00                     0.00             44,863.42
Percentage of Total Pool Balance                 0.000000%                0.000000%                0.000000%             0.047935%
Number of Loans                                          0                        0                        0                     1
Percentage of Total Loans                        0.000000%                0.000000%                0.000000%             0.050480%

REO
---

Scheduled Principal Balance                           0.00                     0.00                     0.00                  0.00
Percentage of Total Pool Balance                 0.000000%                0.000000%                0.000000%             0.000000%
Number of Loans                                          0                        0                        0                     0
Percentage of Total Loans                        0.000000%                0.000000%                0.000000%             0.000000%

Book Value of all REO Loans                                                                                                   0.00
Percentage of Total Pool Balance                                                                                         0.000000%

Current Realized Losses                                                                                                       0.00
Additional Gains (Recoveries)/Losses                                                                                          0.00
Total Realized Losses                                                                                                         0.00
</TABLE>

<PAGE>

Group 2
-------

<TABLE>
<CAPTION>
Delinquency                                  30 - 59 Days            60 - 89 Days                 90+ Days               Totals
-----------                                  ------------            ------------                 --------               ------
<S>                                           <C>                       <C>                       <C>                  <C>
Scheduled Principal Balance                   498,617.10                204,533.03                56,541.73            759,691.86
Percentage of Total Pool Balance               0.519283%                 0.213010%                0.058885%             0.791179%
Number of Loans                                       16                         9                        3                    28
Percentage of Total Loans                      0.536733%                 0.301912%                0.100637%             0.939282%

Foreclosure
-----------

Scheduled Principal Balance                         0.00                      0.00                     0.00             63,800.54
Percentage of Total Pool Balance               0.000000%                 0.000000%                0.000000%             0.066445%
Number of Loans                                        0                         0                        0                     4
Percentage of Total Loans                      0.000000%                 0.000000%                0.000000%             0.134183%

Bankruptcy
----------

Scheduled Principal Balance                         0.00                      0.00                     0.00            111,742.52
Percentage of Total Pool Balance               0.000000%                 0.000000%                0.000000%             0.116374%
Number of Loans                                        0                         0                        0                     3
Percentage of Total Loans                      0.000000%                 0.000000%                0.000000%             0.100637%

REO
---

Scheduled Principal Balance                         0.00                      0.00                     0.00                  0.00
Percentage of Total Pool Balance               0.000000%                 0.000000%                0.000000%             0.000000%
Number of Loans                                        0                         0                        0                     0
Percentage of Total Loans                      0.000000%                 0.000000%                0.000000%             0.000000%

Book Value of all REO Loans                                                                                                  0.00
Percentage of Total Pool Balance                                                                                        0.000000%

Current Realized Losses                                                                                                      0.00
Additional Gains (Recoveries)/Losses                                                                                         0.00
Total Realized Losses                                                                                                        0.00
</TABLE>

<PAGE>

Group 3
-------

<TABLE>
<CAPTION>
Delinquency                                  30 - 59 Days            60 - 89 Days               90+ Days                 Totals
-----------                                  ------------            ------------               --------                 ------
<S>                                          <C>                        <C>                     <C>                  <C>
Scheduled Principal Balance                  1,579,681.51               225,179.32              278,026.24           2,082,887.07
Percentage of Total Pool Balance                0.665728%                0.094898%               0.117169%              0.877794%
Number of Loans                                        44                        6                       8                     58
Percentage of Total Loans                       0.918964%                0.125313%               0.167084%              1.211362%

Foreclosure
-----------

Scheduled Principal Balance                          0.00                     0.00                     0.00            278,026.24
Percentage of Total Pool Balance                0.000000%                0.000000%                0.000000%             0.117169%
Number of Loans                                         0                        0                        0                     8
Percentage of Total Loans                       0.000000%                0.000000%                0.000000%             0.167084%

Bankruptcy
----------

Scheduled Principal Balance                          0.00                     0.00                     0.00            268,898.46
Percentage of Total Pool Balance                0.000000%                0.000000%                0.000000%             0.113322%
Number of Loans                                         0                        0                        0                     3
Percentage of Total Loans                       0.000000%                0.000000%                0.000000%             0.062657%

REO
---

Scheduled Principal Balance                          0.00                     0.00                     0.00                  0.00
Percentage of Total Pool Balance                0.000000%                0.000000%                0.000000%             0.000000%
Number of Loans                                         0                        0                        0                     0
Percentage of Total Loans                       0.000000%                0.000000%                0.000000%             0.000000%

Book Value of all REO Loans                                                                                                  0.00
Percentage of Total Pool Balance                                                                                        0.000000%

Current Realized Losses                                                                                                      0.00
Additional Gains (Recoveries)/Losses                                                                                         0.00
Total Realized Losses                                                                                                        0.00
</TABLE>

            ---------------------------------------------------------
                            Reserve Fund Information
            ---------------------------------------------------------

               Reserve Fund
               ------------

               Beginning Balance                             0.00
               Deposits                                      0.00
               Accrued Interest                              0.00
               Withdrawals                                   0.00
               Ending Balance                                0.00

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}]]