Document:

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                                                                   Exhibit 10.45
                                                                   -------------

                            EMPLOYMENT AGREEMENT

                             W I T N E S S E T H:
                             - - - - - - - - - -

     WHEREAS, the Board of Directors of the Company (the "Board") has determined
that THIS EMPLOYMENT AGREEMENT ("Agreement") dated as of January 1, 2000,
("Effective Date"), is made and entered into by and between FinancialWeb.Com,
Inc., a Nevada corporation (the "Company"), and Kevin Leininger, a Pennsylvania
resident ("Employee").

     WHEREAS, the Board has determined that the Employee's contribution to the
growth and success of the Company will be substantial, and the Board has further
determined that this Agreement will reinforce and encourage the Employee's
attention and dedication to the Company and is in the best interests of the
Company, and

     WHEREAS, the Board desires to provide for the employment of the Employee,
as memorialized in this Agreement, and the Employee is willing to commit himself
to serve the Company.

     NOW, THEREFORE, for and in consideration of the mutual promises, covenants
and agreements of the parties herein contained and other good and valuable
consideration, the receipt and sufficiency all of which are forever acknowledged
and confessed, the parties hereby agree as follows:

     1.   Agreement for Employment.
          ------------------------

     1.1  Employment.  The Company (including its successors, present and future
          ----------
subsidiaries, affiliates or divisions of the Company or any one or more other
entities to which the business or functions of the Company may be transferred)
hereby engages and employs and agrees to continue to employ the Employee, and
Employee accepts such engagement and employment as President and Chief Executive
Officer of the Company and agrees to serve the Company on the terms herein
specified.

     1.2  Employee's Service.  Employee agrees to act as President and Chief
          ------------------
Executive Officer of Company for so long as he holds such offices of the
Company. Employee shall divide his time among New York City, Orlando, and his
home office during the term of this Agreement.

     1.3  Office of President. Employee acknowledges that the office of
          -------------------
President of the Company is an office to which he must be appointed by the Board
and that the Board has appointed Employee to serve for a period equal to the
Term. Employee may not be removed from such office except in strict accordance
with the procedures set forth in this Agreement. The removal of Employee or
expiration of Employee's appointment shall not affect this Agreement except as
specified below. Company represents and warrants to Employee that Company's
Articles of Incorporation and By-laws do not prohibit such appointment and the
employment contemplated hereunder.
<PAGE>

     2.   Scope of Management and Duties.
          -------------------------------

     2.1  Scope of Duties. The Employee is authorized to conduct the Company's
          ---------------
business as he deems appropriate in his sole discretion, subject to the
provisions hereof. The Employee shall be the senior management officer of the
Company and the primary effector of Board action, with responsibility and
authority for the general direction of the affairs of the Company, the
supervision of its officers and the supervision of its employees. Employee shall
be solely responsible for conducting the day to day operations and business of
the Company. The Employee shall attend all meetings of the Board and shall sign
and execute in the name of the Company all contracts or other instruments unless
delegated to another employee by Employee; and in general shall perform all
duties customarily incident to the offices of President and Chief Executive
Officer.

Employee shall prepare for the approval of the Board, a budget for each fiscal
year of the Company during the Term. The first such budget shall be submitted to
the Board within thirty (60) days of the date hereof, and thereafter annual
budgets shall be submitted for Board approval on each January 2 or the next
business day thereafter. The Board shall approve such budget or consult with
Employee regarding such budget within thirty (30) days of the Board's receipt of
same. Employee is hereby authorized to carry out the actions necessary to
implement each item set forth in the approval budget without further
authorization or approval. The Board shall, from time to time, establish the
Company's objectives and shall cause those objectives to be published in the
minutes of the Company. The Employee shall, to the best of his ability conduct
the business of the Company to achieve the published objectives of the Company.
The Board shall assist Employee in performing the duties set forth herein.

     2.2  Legal Compliance. In the discharge of his duties, the Employee shall
          ----------------
use his best efforts to adhere to the legal requirements codified in statues,
ordinances and governmental regulations applicable to the Company, unless the
failure to do so will not have a material adverse effect on the Company.

     2.3  Required Efforts. Employee shall devote his full time and effort to
          ----------------
the business and affairs of the Company in order to accomplish the tasks
assigned to him under this Agreement, except in cases of Disability or
Incapacity, as hereinafter defined. This Agreement shall not be construed to
prevent the Employee from investing his personal assets in businesses which do
not compete with Company.

     3.   Term.
          ----

     3.1  Term. This Agreement shall commence on the Effective Date and continue
          ----
thereafter, unless terminated as hereinafter provided, for one year from the
Effective Date (the "Initial Term") and for successive one (1) year periods
("Renewal Terms"). The word "Term" shall mean the Initial Term as well as any
and all Renewal Terms.

     3.2  Renewal. This Agreement shall be automatically extended without the
          -------
action of any party at the end of the Initial Term and each Renewal Term unless
either the Company or the Employee delivers to the other written notice that the
Employee's employment hereunder will not be extended. Such notice must be
delivered at least ninety (90) days prior to the expiration of the Term, whether
the Initial Term or a Renewal Term, for which it is to be effective.
<PAGE>

     4.   Compensation.
          -------------

     4.1  Base Salary. Throughout the Term of this Agreement the Company agrees
          -----------
to compensate and pay Employee a base salary at the initial rate of TWO HUNDRED
TWENTY FIVE THOUSAND DOLLARS ($ 225,000) per year, commencing on January 15,
2000. The base salary shall be paid in equal periodic installments on the
fifteenth and last day of each month. The base salary shall be increased
annually in accordance with the good faith business practices of the Company and
customary business practices.

     4.2  Annual Incentive Bonus: Employee's target bonus will be 30% of annual
          ----------------------
cash base salary. This bonus will be developed with the FWEB Board of Directors,
and will be based on Employee's individual and business performance against
specific objectives developed with the Board of Directors. It will be paid in
the first quarter following each performance year.

     4.3  Termination Compensation. If Employee's employment is terminated for
          ------------------------
any reason other than by Employee's voluntary resignation or "For Cause" as
defined in Section 7.5, the Employee's Base Salary shall be continued (a) for a
period equal to six months, regardless of Employee's employment status. The
Termination Compensation shall be paid in equal periodic installments on the
fifteenth and last days of each month.

     4.4  Equity Compensation. In addition to Employee's compensation provided
          --------------------
above, the Company shall grant stock options to Employee, as set forth below.
Notwithstanding the foregoing,

     4.5  Stock Incentive Award: Upon commencement of employment, Employee will
          ---------------------
be granted an option to purchase 225,000 shares on January 31, 2000, with an
exercise price equal to that day's closing price, which grant shall vest on a
schedule of 25% on the last business day of each quarter during the first year
of employment, and shall be subject to the terms and conditions set forth in the
Company's Incentive Stock Option Plan. The Employee will have three additional
grant targets to purchase an additional 300,000 Option Shares (Target Option
Shares), which would vest at the rate of 25% per year, when the Company's
trading price closes for three consecutive days at or above the following
prices:

  4.5.1   First Target Option: Eleven (11) dollars - an additional 100,000
          -------------------
          options will be granted at 11 dollars.

  4.5.2   Second Target Option: Seventeen (17) dollars - an additional 100,000
          --------------------
          options will be granted at 17 dollars.

  4.5.3   Third Target Option: Twenty Five (25) dollars - an additional 100,000
          -------------------
          options will be granted at 25 dollars.

  4.5.4   Lock Up: The shares resulting from option exercises may not be sold
          -------
          prior to February 15, 2001 and then at a rate not to exceed 10,000
          shares per month, except in the case of Point 4.5.6. This Point shall
          survive this Agreement, except as provided by Point 4.5.7.

  4.5.5   Target Option Share Forfeiture: If Employee were to voluntarily
          ------------------------------
          terminate his employment or be terminated "For Cause" at any point
          prior to 18 months from his first day of employment, any grant made
          for Target Option Shares would be
<PAGE>

          cancelled. If Employee were to voluntarily terminate or be terminated
          "For Cause" after this 18-month period he would forfeit his vesting
          rights to all remaining stock options granted but not yet vested,
          however he would be eligible to exercise and sell all vested options,
          adhering to the 10,000 shares per month limit.

  4.5.6   Automatic Vesting Upon Involuntary Termination: If Employee's
          ----------------------------------------------
          employment is terminated for any reason, other than "For Cause" or
          Employee's voluntary resignation, all options granted as of the date
          of termination shall vest and be transferred to Employee as of the
          date of Employee's termination of employment, upon Employee's request,
          at the strike price determined by the lower of current market value of
          the stock or the strike price as detailed above, (e.g. if the stock is
          then trading at 30 dollars per share, then all options are granted and
          vested with strike prices as follows: 100,000 at 11 dollars, 100,000
          at 17 dollars and 100,000 at 25 dollars).

  4.5.7   Automatic Vesting Upon Change of Control In the event of a change of
          ----------------------------------------
          control, all options hereunder will be awarded and vest immediately,
          upon Employee's request, at the strike price determined by the lower
          of current market value of the stock or the strike price as explained
          in Point 4.5.6. In such an event, there shall be no limitation on the
          number of shares that may be sold during any monthly period.

     5.   Reimbursement for Expenses.
          --------------------------

     5.1  Reimbursement. The Company shall reimburse Employee or cause him to be
          -------------
promptly reimbursed for all reasonable and necessary expenses incurred by
Employee in furtherance of the business and affairs of the Company, including,
but not limited to, all travel expenses and living expenses while away from home
on business or at the request of the Company or the Board. Such reimbursement
shall be effected as soon as reasonably practicable after such expenditures are
made, against presentation of signed, itemized expense reports in accordance
with the present travel and business expense reimbursement policies of the
Company.

     6.   Fringe Benefits.
          ---------------

     6.1  Benefits. The Company shall furnish to Employee, at the Company's
          --------
expense, the following specific benefits in addition to any other benefits
provided in the Agreement.

     (a)  Company paid family medical and dental insurance coverage. The
          insurance coverage provided to the Employee shall be no less favorable
          to the Employee and his family, than the insurance coverage provided
          by the Company to any other employee, agent, officer or similar
          operative of the Company or that which is in effect on the Effective
          Date;

     (b)  Participation in the Company's 401K plan.

     (c)  A life insurance policy equal to 4 (four) times Employee's base
          salary.

     (d)  A disability policy for short term and long term disability.
<PAGE>

     (e)  An apartment in New York City at a cost not to exceed $2,500 per month
          paid directly by the Company to the property lessor.

     6.2  Other Benefits. The Company maintains employee benefit plans and
          --------------
arrangements. The Employee shall be entitled to and may elect to participate in,
or receive benefits equivalent to, any plans or arrangements instituted
subsequent hereto by the Company for its employees (including without limitation
each pension and retirement plan and arrangement, stock option plan, life
insurance and health-and-accident plan and arrangement, medical insurance plan,
disability plan, survivor income plan, relocation plan and vacation plan). The
Company shall not make any changes in such plans or arrangements, which would
adversely affect the Employee's rights or benefits thereunder. Nothing paid to
the Employee under any plan or arrangement presently in effect or made available
in the future shall be deemed to be in lieu of the base salary payable to the
Employee.

     6.3  Post Termination Benefits. If Employee's employment is terminated for
          -------------------------
any reason other than "For Cause" or Employee's voluntary resignation, the
Fringe Benefits provided to Employee under this Article 6 shall be continued for
(a) a period equal to six (6) months or (b) if lesser, until Employee is re-
employed on a full-time basis. In the event of termination, other than "For
Cause" or voluntary resignation, Employee shall use his best efforts to be re-
employed on a full time basis, which efforts shall be a condition to receipt of
Fringe Benefits.

     6.4  Vacations. The Employee shall be entitled to 15 (fifteen)-vacation
          ---------
days in each calendar year, and to compensation for earned but unused vacation
days, determined in accordance with the Company's vacation plan. The Employee
shall also be entitled to all paid holidays given by the Company to its
executives and other employees. The number of vacation and paid holidays and the
policies related thereto available to the Employee shall be no less favorable to
the Employee than the vacation and holiday benefits provided to any other
employee, agent or similar operative or those in effect on the Effective Date.

     6.5  Service Furnished. The Company shall furnish the Employee with office
          -----------------
space, word processing and computer assistance and such other facilities and
services as shall be suitable to the Employee's position and adequate for the
performance of his duties as set forth herein.

     7.   Termination.
          -----------

     7.1  Events of Termination. This Agreement may only be terminated upon the
          ---------------------
following circumstances:

     (a)  Death. The death of the Employee;
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     (b)  Disability. The Employee's Disability and election of the Company to
          ----------
          terminate as set forth in Sections 7.2 and 7.3, respectively;

     (c)  Term Expiration. The expiration of the Initial Term or any Renewal
          ---------------
          Term only if the written notice provided for in Section 3.2 has been
          delivered to the nonterminating party after the beginning of the Term
          that is to be the
<PAGE>

          last Term and 90 (ninety) days prior to the expiration of the Term for
          which the notice is to be effective;

     (d)  Termination For Cause by the Company.  Written notice from the Company
          ------------------------------------
          delivered to the Employee that his employment is terminated For Cause,
          as that term is defined below; and

     (e)  Termination for Good Reason by the Employee.  Written notice from the
          -------------------------------------------
          Employee delivered to the Company that his employment is terminated
          For Good Reason as that term is defined below.

     7.2  Definition of Disability. "Disability" as applied to the Employee
          ------------------------
shall be deemed to have occurred whenever the Employee has suffered physical or
mental illness or infirmity of such nature, degree or effect as to render
Employee substantially unable to perform his duties as delineated in Article 2
hereof for a period of two (2) consecutive months.

     7.3  Termination in the Event of Disability.  In the event of Employee's
          --------------------------------------
Disability, the Company, shall have the right to terminate the Employee's
employment at any time upon 30 (thirty) days advance written Notice of
Termination to Employee, provided however, that the Employee may contest the
determination of Incapacity at any time as provided in Section 7.4. If the
Company has not elected to terminate the Employee's employment after Disability
has occurred, the Company may appoint another person to temporarily perform the
duties of Employee, but in such case such appointment shall not constitute a
termination of Employee's employment nor a breach by the Company of this
Agreement.

     7.4  Determination of Disability.  The Employee's physician, at the
          ---------------------------
Company's request, shall determine, according to the facts then available to
him, whether Disability has occurred and is continuing. Such determination shall
be made in good faith and not arbitrarily or unreasonably made. The Board may
request the opinion of a reputable and qualified physician mutually acceptable
to Employee and the Company to examine Employee for the purpose of determining
whether Employee is in fact disabled. The fees of such physician, as well as any
other expenses related to such physician's examination of Employee, shall be
paid by the Company. Employee shall be given written notice of the intent of the
Company to make such request and the Employee shall be provided with sufficient
time to respond thereto. In the event the Employee's physician and the mutually
agreed upon physician do not concur, the Employee shall have the right to
request the appointment of a mutually agreeable third physician who shall
consult with the other two physicians and make a final binding determination
with respect to the Employee's Disability.

     7.5  For Cause. Except for Disability or termination upon expiration of the
          ---------
Term, the Company may terminate Employee's employment only "For Cause." For
purposes of this Agreement, the Company shall have "Cause to terminate the
Employee's employment only if termination by the Company shall have taken place
as a direct result of: (i) Employee's conviction of a crime which constitutes a
felony or misdemeanor with a possible sentence of one year or more, or (ii)
Employee's failure or refusal to perform, or negligence in performing, his
lawful duties as required his duties as required by this Agreement following
written notice of such default within 3 (three) days of Employee's receipt of
notice, or (iii) conduct that is unethical,, illegal, or prejudicial to the
image or
<PAGE>

interests of the Company, or (iv) failure to follow the instructions that from
time to time may be issued by the Board of Directors.

     7.6  Termination by the Employee. The Employee may terminate his
          ---------------------------
employment hereunder for Good Reason.

     For the purposes of this Agreement, "Good Reason" shall mean (a) a change
in Control of the Company (as defined below), (b) a failure by the Company to
comply with any material provision of this Agreement which has not been cured
within thirty (30) days after written notice of such noncompliance has been
given by the Employee to the Company, (c) any purported termination of the
Employee's employment which is not effected pursuant to a Notice of Termination
satisfying the requirements of paragraph 7.8 hereof (and for purposes of this
Agreement no such purported termination shall be effective), (d) any act or
pattern of acts of hostility toward employee or creation of a hostile work
environment, or (e) any time when Employee's health is impaired to an extent
that makes his continued performance of his duties hereunder hazardous to his
physical or mental health or his life, provided that the Employee shall have
furnished the Company with a written statement from a physician to such effect,
if requested by the Company.

     7.7  Change of Control. For purposes of this Agreement, a "Change of
          -----------------
Control," shall be deemed to have occurred if there is any change in legal or
beneficial share ownership from that reflected on the Effective Date in the
transfer ledger or other record of share ownership of the Company other than in
connection with (i) a public offering; or (ii) any change in Share ownership
which effects less than thirty percent (30%) of the issued and outstanding stock
of the Company when aggregated with all prior transfers during the immediately
preceding twenty-four (24) month period.

     7.8  Notice of Termination.  Any termination of the Employee's employment
          ---------------------
by the Company or by the Employee shall be communicated by written notice of
termination to the other party hereto.  For purposes of this Agreement, a
"Notice of Termination" shall mean a notice which shall indicate the specific
termination provision in this Agreement relied upon and shall set forth in
reasonable detail the facts and circumstances claimed to provide a basis for
termination of the Employee's employment under the provision so indicated.

     7.9  Date of Termination.  "Date of Termination" shall mean (i) if the
          -------------------
Employee's employment is terminated by his death, the date of his death, (ii) if
the Employee's employment is terminated pursuant to paragraph 7.1 (b) above, 30
(thirty) days after Notice of Termination is given (iii) if the Employee's
employment is terminated pursuant to paragraph 7.1(c) above, the date specified
in the Notice of Termination, and (iv) if the Employee's employment is
terminated for any other reason the date on which a Notice of Termination is
given.

     7.10 Payment Upon Termination by Company. If the Employee's employment
          -----------------------------------
shall be terminated pursuant to Sections 7.1(a), (b) or (c), the Company shall
pay the Employee his base salary through the Date of Termination at the rate in
effect at the time Notice of Termination is given thereafter, compensation shall
be paid, as herein provided.  If Employee dies, however, Employee's spouse shall
receive all compensation, including post termination compensation, due to
Employee.
<PAGE>

     7.11 Miscellaneous. Termination of employment of Employee shall not
          -------------
terminate this Agreement. Employee, however, shall not be obligated to mitigate
damages by seeking employment elsewhere.

     8.   Confidential Information.
          ------------------------

     8.1  Employee agrees that he will not, either during the term of this
Agreement or at any time after the termination thereof, disclose or make
accessible to any other person (except pursuant to the valid order of a court or
governmental agency), or use for the benefit of himself or any other person, any
Confidential Information as hereinafter defined.

     8.2  "Confidential Information" for the purposes of this Employment
Agreement means any knowledge of information which is not generally known or
available relating to the existing or contemplated products, or services,
equipment, processes and methods, technology, research, engineering or
developmental work, processes, formulae, inventions, plans, business procedures,
sales methods, customer lists, customer usage and requirements, raw materials
and the suppliers and costs thereof, and other confidential business information
and data relating to the affairs of the Company or of any other subsidiary or
division of the Company with which Employee may have an association or
relationship.  Confidential Information shall not, however, include any
information which (a) has become knows in the industry through no wrongful act
of Employee; (b) has been rightfully received from a third party without
restriction and without breach of this Agreement; (c) has been furnished to a
third party by the Company without a similar restriction on the third party's
rights; or (d) is in the public domain.

     9.   Notices. Any notices and communications required to be given under
          -------
this Employment Agreement shall be in writing and shall be sent by registered or
certified mail, postage prepaid, or delivered by hand to the parties at the
addresses set forth below, or at such other addresses as any party may designate
to the others by notice hereunder:

     If to the Company:
                      FinancialWeb.com, Inc.
                      201 Park Place
                      Suite 321
                      Altamonte Springs, FL 32701

     If to Employee:
                   Mr. Kevin Leininger
                   53 Alexanders Court
                   Wrightstown, PA 18940

     10.  Review.
          ------

     Each year in January, the Company and the Employee agree to meet to review
the performance of Employee, Employee's status with the Company and the status
of the Company.

     11.  Good Faith. Except as herein expressly provided to the contrary,
          ----------
whenever this Agreement requires any consent or approval to be given by either
party, or either party
<PAGE>

must or may exercise discretion, the parties agree that such consents or
approvals and all actions taken in compliance with or relating to this Agreement
shall not be unreasonably withheld or delayed and shall be reasonable exercised
in good faith.

     12.  Severability. If any provision or term of this Agreement shall be
          ------------
found by any court of competent jurisdiction to be enforceable, the remaining
terms and provisions hereof shall remain in full force and effect, as if such
enforceable provision or term had never been a part hereof.

     13.  Captions. The headings of paragraphs hereof are used for convenience
          --------
only and shall not affect the meaning or interpretation of the contents hereof.

     14.  Successors.  This Agreement is personal and may not be assigned by
          ----------
Employee. This Agreement shall inure to the benefit of and be binding upon the
Company's successors and assigns. The Company will require any successor
(whether direct or indirect, by purchase, merger, consolidation or otherwise) to
all or substantially all of the business or assets of the Company, by agreement
and form and substance satisfactory to Employee, to expressly assume and agree
to perform this Agreement in the same manner and to the same extent that the
Company would be required to perform it if no succession had taken place.
Failure of the Company to obtain such agreement prior to such succession shall
be a breach of this Agreement and shall entitle the Employee to compensation in
the same amount and on the same terms as if he terminated his employment for
Good Reason. The date on which the succession becomes effective shall be deemed
the Date of Termination. For purposes of this Agreement "Company" shall mean not
only the Company as defined herein, but also any successor to its business or
assets or which otherwise becomes bound under this Agreement by operation of
law.

     15.  Entire Agreement. This Employment Agreement contains the entire
          ----------------
agreement between the parties hereto with respect to the subject matter hereof.
This Agreement may not be modified or amended or waived or discharged except in
writing signed by all parties.

     16.  Governing Law. This Agreement is entered into and shall be construed
          -------------
in accordance with the laws of the State of Florida. The parties hereto shall
submit to the jurisdiction and venue of the State and Federal Courts of Florida
in the event of a dispute.

     IN WITNESS WHEREOF, the parties hereto have caused this Employment
Agreement to be executed as of the day and year first above written.

                                    FINANCIALWEB.COM, INC.

                                    Name:  /s/ James P. Gagel
                                         -----------------------------
                                    Title:    EVP, General Counsel

                                    /s/ KEVIN LEININGER
                                        ----------------------------
                                        Kevin Leininger<PAGE>

                                                                   EXHIBIT 10.46
                                                                   -------------

                             EMPLOYEEMENT AGREEMENT

THIS EMPLOYMENT AGREEMENT ("Agreement") dated as of February 21, 2000
("Effective Date"), is made and entered into by and between FinancialWeb.Com,
Inc., a Nevada corporation (the "Company"), and Jeff Rudman an Illinois resident
("Employee").

                              W I T N E S S E T H:

WHEREAS, the Company recognizes that the Employee's contribution to the growth
and success of the Company will be substantial, and the Company has determined
that this Agreement will reinforce and encourage the Employee's attention and
dedication to the Company and is in the best interests of the Company, and

WHEREAS, the Company desires to provide for the employment of the Employee and
the Employee is willing to commit himself to serve the Company.

NOW, THEREFORE, for and in consideration of the mutual promises, covenants and
agreements of the parties herein contained and other good and valuable
consideration, the receipt and sufficiency of which are acknowledged, the
parties hereby agree as follows:

1.   Agreement for Employment.

1.1  Employment. The Company hereby employs Employee, and Employee accepts such
employment as Senior Vice President of Partner Operations of the Company and
agrees to serve the Company on the terms herein specified.

1.2  Employee's Service. Employee agrees to act as Senior Vice President of
Partner Operations of the Company for so long as he holds such offices of the
Company. Employee shall work from his home in Chicago and will report to the
Company's office in Orlando, Florida during the term of this Agreement as well
as to such other locations as the Company may require. The Company may require
Employee to re-locate to the Orlando office, or to such other office as it may
establish, provided that the Company pays Employee's reasonable relocation
expenses, costs associated with sale of current residence, including moving and
packing costs.

1.3  Required Efforts. Employee shall devote sufficient working time and effort
to the business and affairs of the Company as may be required to accomplish the
tasks assigned to him under this Agreement.
<PAGE>

1.4  Term. This Agreement shall commence on the Effective Date and continue
thereafter, unless terminated as hereinafter provided, for one year from the
Effective Date (the "Initial Term") and for successive one (1) year periods
("Renewal Terms"). The word "Term" shall mean the Initial Term as well as any
and all Renewal Terms.

2.   Renewal. This Agreement shall be automatically extended without the
action of any party at the end of the Initial Term and each Renewal Term unless
either the Company or the Employee delivers to the other written notice that the
Employee's employment hereunder will not be extended. Such notice must be
delivered at least 60 (sixty) days prior to the expiration of the Term, whether
the Initial Term or a Renewal Term, for which it is to be effective.

3.   Compensation.

3.1  Base Salary. Throughout the Term of this Agreement the Company agrees to
compensate and pay Employee a base salary at the initial rate of $150,000 per
year, commencing on the Effective Date. The base salary shall be paid in equal
periodic installments on the first and fifteenth days of each month. The base
salary shall be increased annually in accordance with the good faith business
practices of the Company and customary business practices.

3.2  Bonus. A bonus may be paid equal to 30% of Employee's base salary, upon
Employee's achievement of certain goals, to be established by the President
during the term of this Agreement.

3.3  Termination Compensation. If Employee's employment is terminated for any
reason other than voluntary resignation or "For Cause", the Employee's Base
Salary shall be continued for six months from the date that Employee is notified
of termination, regardless of Employee's re-employment. Termination Compensation
shall be paid in equal periodic installments on the first and fifteenth days of
each month.

3.4  Withholding. The amounts stated in this Article 4 are stated in gross
amounts. The Company is or may be required to withhold from such gross amount
deductions for federal, state or local taxes, F.I.C.A. and such other taxes
required by appropriate governmental agencies. The amount to be paid Employee
shall be net of such amounts withheld.

3.5  Equity Compensation. In addition to Employee's compensation provided above,
the Company has granted to employee options. The value of the equity granted to
Employee hereunder shall be in the form of an option to purchase 190,000 shares
of the Company's common stock at an exercise price of $6.00 pursuant to the
terms and conditions of the Company's Stock Option Plan. The option shall vest
at the rate of 25% per year over a four year period. The Company may grant to
Employee additional equity or options for membership interests of the Company
after the date hereof.

<PAGE>

4.   Reimbursement. The Company shall reimburse Employee or cause him to be
promptly reimbursed for all reasonable and necessary expenses incurred by
Employee in furtherance of the business and affairs of the Company, including,
but not limited to, all travel expenses and living expenses while away from home
on business or at the request of the Company or the Board. Such reimbursement
shall be effected as soon as reasonably practicable after such expenditures are
made, against presentation of signed, itemized expense reports in accordance
with the present travel and business expense reimbursement policies of the
Company.

5.   Fringe Benefits.

     a. Benefits. The Company shall furnish to Employee, at the Company's
expense, the following specific benefits in addition to any other benefits
provided in this Agreement.

     b. Company paid family medical and dental insurance coverage which shall be
no less favorable to the Employee and his family, than the insurance coverage
provided by the Company to any other employee, agent, officer or similar
operative of the Company or that which is in effect on the Effective Date; and

     c. Participation in the Company's 401k Plan, in accordance with the terms
and conditions of the Plan.

6.   Post Termination Benefits. If Employee's employment is terminated for any
reason, other than due to Employee's voluntary resignation or "For Cause", the
Fringe Benefits provided to Employee under this Article 6 shall be continued for
a period of six months, from the date that the Employee's notified of
termination, regardless of Employee's re-employment.

7.   Vacations. The Employee shall be entitled to fifteen (15) vacation days in
each calendar year, and to compensation for earned but unused vacation days,
determined in accordance with the Company's vacation plan. The Employee shall
also be entitled to all paid holidays given by the Company to its executives and
other employees. The number of vacation and paid holidays and the policies
related thereto available to the Employee shall be no less favorable to the
Employee than the vacation and holiday benefits provided to any other employee.

8.   Service Furnished. The Company shall furnish the Employee with office
space, word processing and computer assistance and such other facilities and
services as shall be suitable to the Employee's position and adequate for the
performance of his duties as set forth herein.

9.   For Cause. For purposes of this Agreement, the Company shall have "Cause"
to terminate the Employee's employment based on the following: (i) Employee's
conviction of a crime which constitutes a felony or misdemeanor with a possible
sentence of at least one year, or (ii) Employee's failure or refusal to perform,
or negligence in performing,
<PAGE>

his lawful duties as required by this Agreement following written notice of such
default within three (3) days of Employee's receipt of notice, (iii) Conduct
that is unethical, illegal, or prejudicial to the image or interests of the
Company, (iv) Failure to follow the instructions that from time to time may be
issued or meet the goals that from time to time may be set by the Company.

10.  Notice of Termination. Any termination of the Employee's employment by the
Company or by the Employee shall be communicated by written notice of
termination to the other party hereto, including e-mail. For purposes of this
Agreement, a "Notice of Termination" shall mean a notice which shall indicate
the specific termination provision in this Agreement relied upon and shall set
forth in reasonable detail the facts and circumstances claimed to provide a
basis for termination of the Employee's employment under the provision so
indicated.

11.  Miscellaneous. Termination of employment of Employee shall not terminate
this Agreement.  Employee, however, shall be obligated to mitigate damages by
seeking employment elsewhere.

12.  Confidential Information. Employee agrees that he will not, either during
the term of this Agreement or at any time after the termination thereof,
disclose or make accessible to any other person (except pursuant to the valid
order of a court or governmental agency), or use for the benefit of himself or
any other person, any Confidential Information as hereinafter defined.

12.1 "CONFIDENTIAL INFORMATION" for the purposes of this Employment Agreement
means any knowledge of information which is not generally known or available
relating to the existing or contemplated products, or services, equipment,
processes and methods, technology, research, engineering or developmental work,
processes, formulae, inventions, plans, business procedures, sales methods,
customer lists, customer usage and requirements, raw materials and the suppliers
and costs thereof, and other confidential business information and data relating
to the affairs of the Company or of any other subsidiary or division of the
Company with which Employee may have an association or relationship.
Confidential Information shall not, however, include any information which (a)
has become knows in the industry through no wrongful act of Employee; (b) has
been rightfully received from a third party without restriction and without
breach of this Agreement; (c) has been furnished to a third party by the Company
without a similar restriction on the third party's rights; or (d) is in the
public domain.

13.  Notices. Any notices and communications required to be given under this
Employment Agreement shall be in writing and shall be sent by registered or
certified mail, postage prepaid, or delivered by hand to the parties at the
addresses set forth below, or at such other addresses as any party may designate
to the others by notice hereunder:
<PAGE>

If to the Company:

If to Employee:

14.  Review. Each year in February, the Company and the Employee agree to meet
to review the performance of Employee, Employee's status with the Company and
the status of the Company.

15.  Good Faith. Except as herein expressly provided to the contrary, whenever
this Agreement requires any consent or approval to be given by either party, or
either party must or may exercise discretion, the parties agree that such
consents or approvals and all actions taken in compliance with or relating to
this Agreement shall not be unreasonably withheld or delayed and shall be
reasonable exercised in good faith.

16.  Severability. If any provision or term of this Agreement shall be found by
any court of competent jurisdiction to be enforceable, the remaining terms and
provisions hereof shall remain in full force and effect, as if such enforceable
provision or term had never been a part hereof.

17.  Entire Agreement. This Employment Agreement contains the entire agreement
between the parties hereto with respect to the subject matter hereof.  This
Agreement may not be modified or amended or waived or discharged except in
writing signed by all parties.

18.  Governing Law. This Agreement is entered into and shall be construed in
accordance with the laws of the State of Florida.

IN WITNESS WHEREOF, the parties hereto have caused this Employment Agreement to
be executed as of the day and year first above written.

                              FINANCIALWEB.COM, INC.

                               By: /S/ James Gagel
                                   -------------------
                                   James Gagel

                               /S/ Jeffrey Rudman
                               ------------------
                               Jeffrey Rudman

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