Document:

Exhibit 10.36

 

EXECUTION COPY

 

AMENDMENT, dated as of November 26, 2010 (this “Amendment”), to the ILIAC Participation Agreement, dated as of March 31, 2009 (the “Participation Agreement”), by and among ING Life Insurance and Annuity Company (“Seller”), an insurance company organized under the laws of Connecticut, ING Support Holding B.V. (“Buyer”), a private company with limited liability organized under the laws of the Netherlands and having its principal place of business in Amsterdam, and ING Groep N.V. (“Guarantor”), a company with limited liability organized under the laws of the Netherlands and having its principal place of business in Amsterdam.

 

RECITALS:

 

A.        WHEREAS, Buyer and Guarantor are parties to the ING Life Insurance and Annuity Company Facility Agreement, and at the request of the State propose to enter into a Master Amendment Agreement to Illiquid Assets Back-up Facility Agreements, dated November 26, 2010 (the “Master Amendment”), that will amend certain terms of the ING Life Insurance and Annuity Company Facility Agreement, including the State’s payment obligations thereunder; and

 

B.        WHEREAS, pursuant to Section 6.2 of the Participation Agreement, Buyer has requested Seller to consent to the Master Agreement, and Buyer and Guarantor have also requested Seller to enter into this Amendment in connection with the Master Amendment;

 

NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

 

1.         Consent to Master Amendment.  Seller hereby consents to the Master Amendment.

 

2.         Amendment to Section 2.1(b)(ii)(B).  Section 2.1(b)(ii)(B) of the Participation Agreement is hereby amended in its entirety to read as follows:

 

“(B)     The installments will be increased with a gross up amount representing the Effective Federal Funds Rate (for the avoidance of doubt, applying compound interest) over such amount calculated over the period from and including the 25th of January to but excluding the relevant Distribution Date, provided that the Effective Federal Funds Rate applicable to the period starting five Business Days prior to the relevant Distribution Date will be the Effective Federal Funds Rate which is published on the fifth Business Day prior to such Distribution Date.”

 

3.         Amendment to Section 9.1(a).  Section 9.1(a) of the Participation Agreement is hereby amended in its entirety to read as follows:

 

“(a)      If during any Calculation Period Seller received or receives a Distribution, Seller shall (i) accept, and from and after the Cut-Off Date, hold Buyer’s

 

 

Proportion of such Distribution for the account and sole benefit of Buyer, (ii) from and after the Cut-Off Date have no equitable or beneficial interest in Buyer’s Proportion of such Distribution and (iii) deliver Buyer’s Proportion of such Distribution (free of any withholding, setoff, recoupment, or deduction of any kind except as required by law), no later than 12:00 noon (New York City time), on the first Business Day following the State Instalment Announcement Date (as such term is defined in the Master Amendment) (each such date, a “Distribution Date”).  Seller shall pay compound interest on such Distribution payment at the Effective Federal Funds Rate for the period from (and including) the day on which such payment was or is actually received by Seller to (but excluding) the day such payment is actually paid to Buyer (calculated on an actual/360 basis) provided that the Effective Federal Funds Rate (as used in the calculation of the Interest Amount for any given date) applicable to the period starting five Business Days prior to the relevant Distribution Date will be the Effective Federal Funds Rate which is published on the fifth Business Day prior to such Distribution Date.  Notwithstanding anything in this Agreement to the contrary, any interest accrued on any Security up to but excluding the Cut-off Date, regardless of when such interest is paid by the Obligor, will not be required to be paid to the Buyer and any principal payable on any Security through and including the Cut-off Date will not be required to be paid to the Buyer.”

 

4.         Amendment to Section 13.4.  Section 13.4 of the Participation Agreement is hereby amended in its entirety to read as follows:

 

“13.4.   Seller shall appoint ING Investment Management LLC to service the Designated Securities Pool (the “Servicer”) and to perform the duties of Seller pursuant to Sections 9, 11 and 13 of this Agreement, which duties, for avoidance of doubt, shall include assisting Buyer and Guarantor with the preparation and delivery of the assurance report provided for in clause 7.6 of the ING Life Insurance and Annuity Company Facility Agreement.  The servicing of the Designated Securities Pool shall at all times be performed by an Entity other than Seller or any Entity controlled by Seller and may only be delegated to a party other than the Servicer with the prior written consent of the Majority Holders (as defined above).”

 

5.         Definitions.   Capitalized terms used and not defined herein shall have the meanings specified in the Participation Agreement.

 

6.         Effectiveness.   This Amendment shall be effective immediately upon its execution by each of the parties hereto.  This Amendment shall not constitute an amendment or waiver of any other provision of the Participation Agreement not expressly referred to herein, or consent to any other amendment of the ING Life Insurance and Annuity Company Facility Agreement not expressly referred to in the Master Amendment.  Except as expressly amended hereby, the provisions of the Participation Agreement are and shall remain in full force and effect.   For the avoidance of doubt, this Amendment shall not affect the calculation of any amount that was payable under the Participation Agreement prior to the date hereof.

 

7.         Governing Law.  THIS AMENDMENT, THE RIGHTS AND OBLIGATIONS OF THE PARTIES UNDER THIS AMENDMENT AND ANY CLAIM OR CONTROVERSY DIRECTLY OR INDIRECTLY BASED UPON OR ARISING OUT OF THIS AMENDMENT OR THE TRANSACTION (WHETHER BASED ON CONTRACT,

 

-2-

 

TORT OR ANY OTHER THEORY), INCLUDING ALL MATTERS OF CONSTRUCTION, VALIDITY AND PERFORMANCE, SHALL IN ALL RESPECTS BE GOVERNED BY AND INTERPRETED, CONSTRUED AND DETERMINED IN ACCORDANCE WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (WITHOUT REGARD TO ANY CONFLICTS OF LAW PROVISION THEREOF THAT WOULD REQUIRE THE APPLICATION OF THE LAWS OF ANY OTHER JURISDICTION).

 

8.         Counterparts; Telecopies.  This Amendment may be executed in multiple counterparts and all of such counterparts taken together shall be deemed to constitute one and the same instrument.  Transmission by telecopier, facsimile or other form of electronic transmission of an executed counterpart of this Amendment shall be deemed to constitute due and sufficient delivery of such counterpart.  Each fully executed counterpart of this Amendment shall be deemed to be a duplicate original.

 

[signature pages follows]

 

-3-

 

IN WITNESS WHEREOF, the Parties hereto have executed this instrument as of the day and year first above written.

 

 

	
ING   LIFE INSURANCE AND ANNUITY COMPANY
    
	
 
    	
 
    
	
 
    	
 
    
	
By: /s/
    	
  Boyd   G. Combs
    
	
Name:
    	
  Boyd   G. Combs
    
	
Title:
    	
 
    
	
 
    	
 
    
	
 
    
	
ING   SUPPORT HOLDING B.V.
    
	
 
    	
 
    
	
 
    	
 
    
	
By: /s/
    	
 
    	
Johannes D. Wolvius
    	
/s/
    	
Peter G. van der Linde
    
	
Name:
    	
 
    	
J. D. Wolvius
    	
 
    	
P. G. van der Linde
    
	
Title:
    	
 
    	
 
    	
legal counsel
    
	
 
    
	
 
    
	
ING   GROEP N.V.
    
	
 
    	
 
    
	
 
    	
 
    	
 
    
	
By: /s/
    	
 
    	
Johannes D. Wolvius
    	
/s/
    	
Peter G. van der Linde
    
	
Name:
    	
 
    	
J. D. Wolvius
    	
 
    	
P. G. van der Linde
    
	
Title:
    	
 
    	
 
    	
legal counsel
    

 

-4-Exhibit 10.37

 

December 22, 2010

 

Directed Services LLC

1475 Dunwoody Drive

West Chester, Pennsylvania 19380

 

Dear Ms. Hughes:

 

Re:   Termination of Service Agreement

 

We refer to the service agreement effective January 1, 1994, as amended by a first amendment effective March 7, 1995 and a second amendment effective July 31, 2007 (collectively, the “Service Agreement”). The purpose of this letter is to confirm our mutual agreement to terminate the Service Agreement effective January 1, 2010.

 

Please confirm that Directed Services LLC has agreed to the foregoing termination of the Service Agreement.  Please evidence your agreement by signing a copy of this letter where indicated below and returning it to us immediately.

 

Sincerely,

 

 

	
ING USA ANNUITY AND LIFE INSURANCE COMPANY
    
	
 
    	
 
    
	
 
    	
 
    
	
By: /s/
    	
  Thomas N. Hanson
    	
 
    
	
Name:
    	
  Thomas N. Hanson
    
	
Title:
    	
  Vice President and Actuary
    	
Agreed to on   December 22, 2010
    
	
 
    	
 
    
	
 
    	
 
    
	
DIRECTED SERVICES LLC
    
	
 
    	
 
    
	
 
    	
 
    
	
By: /s/
    	
  Spencer T. Shell
    	
 
    
	
Name:
    	
  Spencer T. Shell
    
	
Title:
    	
  Vice President and Assistant TreasurerExhibit 10.38

 

INTERCOMPANY AGREEMENT

 

THIS AGREEMENT is executed as of the date below between Directed Services LLC (“DSL”), and ING USA Annuity and Life Insurance Company (“USA”).

 

WHEREAS, DSL is an investment adviser for certain U.S. registered investment companies (“Funds”), and a registered broker-dealer distributing variable insurance contracts;

 

WHEREAS, USA is an insurance company which offers a variety of insurance products, including variable annuities; Funds advised by DSL are made available through sub-accounts to purchasers of these insurance products;

 

WHEREAS, both DSL and USA are indirect wholly owned subsidiaries of ING Groep, N.V, and, are under common control of such parent company;

 

WHEREAS both DSL and USA desire to allocate the collective resources of ING’s United States operations in a manner which supports USA’s insurance business; and

 

NOW, THEREFORE, in consideration of the mutual promises contained herein and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereby agree as follows:

 

1.         Payments

 

DSL shall pay to USA, within thirty (30) days after the end of each calendar month, the amounts derived from applying the annual rates listed in Schedule A against the average net assets invested in the Funds by USA and by USA non-insurance customers during the prior calendar month (the “Intercompany Payments”).  The methodology used to determine the amount of each month’s Intercompany Payment shall be as follows:

 

(a)  No later than the 20th calendar day of each calendar month, USA or its designee shall provide, or cause to be provided, the average net assets of the prior calendar month to be used in calculating such ownership percentages and the assets shall be grouped by business line.

 

(b)  On a fund by fund basis, the USA average net assets will be calculated by applying USA’s prior calendar month actual average net asset ownership percentage to the current calendar month’s average net assets

 

(c)  USA average net assets shall be multiplied by the annual rates listed in Schedule A on a fund by fund basis and then adjusted for a monthly payment rate (annual rate* 1/calendar days in year * days in calendar month)

 

(d)  The Intercompany Payment for any calendar month shall equal the sum of the fund by fund calculations described in sub-paragraph (c) above.

 

1

 

The Intercompany Payments shall be paid from DSL’s own resources and therefore shall not result in any increase in the expense borne by the Funds or their shareholders.  The rates listed in Schedule A will be reviewed at least once each calendar quarter and may be modified at any time by mutual written consent.

 

Intercompany Payments will be calculated and paid as hereinabove provided, and USA shall account for such Intercompany Payments in conformity with customary insurance accounting practices. The books, accounts and records of each party shall be maintained so as to clearly and accurately disclose the precise details of the Intercompany Payments.  DSL shall keep such books, records and accounts insofar as they pertain to the computation of the Intercompany Payments available upon reasonable notice for audit, inspection and copying by USA and persons authorized by it or any governmental agency having jurisdiction over USA during all reasonable business hours.

 

2.         Required Disclosure

 

Each party will make all disclosures relating to this Agreement and the payments made hereunder, as required under applicable state or federal law, rule, or regulation, including any subsequent release, interpretation, rule or regulation of the SEC or any other regulatory or self-regulatory organization applicable to DSL or USA in connection with this Agreement (“Applicable Law”).

 

3.         Notices

 

Any notice required or permitted to be given by either party to the other shall be deemed sufficient if sent by registered or certified mail, postage prepaid, or overnight courier and addressed by the party giving notice to the other party at the last address furnished by the other party to the party giving notice: if to DSL: 1475 Dunwoody Drive, West Chester, PA 19380 in care of Chief Financial Officer with a copy to the Legal Department; if to USA: 909 Locust Street, Des Moines, Iowa 50309, in care of Annuity Financial Actuary with copy to Legal Department.

 

4.         Governing Law

 

This Agreement will be construed in accordance with the laws of the State of Delaware, without giving effect to any conflicts of law principles thereof.

 

5.         Effective Date

 

This Agreement shall be effective as of January 1, 2010, and, unless terminated as provided, shall continue in force for one year from the effective date and thereafter from year to year, unless and until terminated in accordance with Section 8 below.

 

6.         Entire Agreement and Amendment

 

This Agreement constitutes the entire agreement between the parties hereto and supersedes any prior agreement, draft or agreement or proposal with respect to the subject matter hereof.  This

 

2

 

Agreement or any part hereof may be changed or waived only by an instrument in writing signed by the party against which enforcement of such change or waiver is sought.

 

7.         Assignment

 

This Agreement may not be assigned by either party without the written consent of the other.

 

8.         Termination

 

(a)        Except under the circumstances described in paragraphs (b) and (c) of this Section 8, this Agreement may only be terminated by the mutual written agreement of the parties.  If this Agreement is so terminated, the payments specified in Section 1 shall continue for a period of six (6) months, or a shorter period if agreed to by the parties.

 

(b)       If a Change in Control (within the meaning assigned to that term below), of a party (the “Changed Party”) occurs, and if the other party (the “Remaining Party”) has not consented in writing to the continuation of this Agreement notwithstanding such Change in Control, then this Agreement may be terminated at the option of the Remaining Party by sending written notice to the Changed Party and the Intercompany Payments shall cease upon the Agreement’s termination.  “Change in Control” means the occurrence of any one or more of the following: (i) the transfer of control of the party to another entity; or (ii) the consummation of a reorganization, merger, share exchange, consolidation, or sale or disposition of all or substantially all of the assets of the party; provided, however, that the occurrence of an event described in clauses (i) or (ii) above shall not constitute a Change in Control if either (a) the entity that acquires control of a party was already an Affiliate of the party prior to the event , or (b) the parties remain Affiliates of one another immediately following the Change in Control.  “Affiliate” means, with respect to a party, an entity that controls, is under common control, or is controlled by, such party.

 

(c)        This Agreement will terminate automatically and the Intercompany Payments shall thereupon immediately cease if the Intercompany Payments are adjudged or otherwise determined to the satisfaction of both parties to be contrary to law.

 

9.         Severability

 

If any part, term or provision of this Agreement is held to be illegal, in conflict with any law or otherwise invalid, the remaining portion or portions shall be considered severable and not be affected, and the rights and obligations of the parties shall be construed and enforced as if the Agreement did not contain the particular part, term or provision held to be illegal or invalid.

 

10.       Miscellaneous

 

(a)        The heading of each provision of this Agreement is for descriptive purposes only and shall not be deemed to modify or qualify any of the rights or obligations set forth in each such provision.

 

3

 

(b)        This Agreement may be executed in counterparts.

 

11.       Force Majeure

 

DSL shall not be liable for losses caused directly or indirectly by government restrictions, exchange or market rulings, suspension of trading, war, acts of terrorism, strikes, failures of the mails or other communications systems, mechanical or electronic failure, failure of third parties to follow instructions, for other causes commonly known as “acts of God,” or for any other cause not reasonably within DSL’s control, whether or not such cause was reasonably foreseeable.

 

 

IN WITNESS WHEREOF, the parties have each duly executed this Agreement on this 22ND day of December 2010.

 

 

	
ING   Investment Management, LLC
    
	
 
    	
 
    
	
 
    	
 
    
	
By: /s/
    	
Shaun P. Mathews
    	
 
    
	
Name:
    	
Shaun Mathews
    
	
Title:
    	
Executive Vice   President
    
	
 
    	
 
    
	
 
    	
 
    
	
ING   USA Annuity and Life Insurance Company
    
	
 
    	
 
    
	
 
    	
 
    
	
By: /s/
    	
Thomas Hanson
    	
 
    
	
Name:
    	
Thomas Hanson
    
	
Title:
    	
Vice President   and Actuary
    

 

4

 

 

Schedule A

Amended and Restated as of                                                   

 

As described in Section 1 USA shall be paid at the rates set forth immediately below.  In the case of funds of funds, payments will apply to the shares of the fund of funds held directly at the rate specified and will also apply to shares of underlying funds held indirectly through the fund of funds at the rates specified for those underlying funds calculated in the same manner as if the underlying funds were held directly.

 

	
FUND NAME
    	
 
    	
Payment
    	
 
    	
 FUND NAME
    	
 
    	
Payment
    
	
 IIM Sub-advised Equity and Balanced Funds
    	
 
    	
 
    	
 
    	
 IIM Sub-advised Fixed Income Funds
    	
 
    	
 
    
	
ING Focus 5   Portfolio (1/1/10 to 4/29/10)
    	
 
    	
0.132%
    	
 
    	
ING Limited   Maturity Bond Portfolio
    	
 
    	
0.1275%
    
	
ING Global   Resources Portfolio
    	
 
    	
0.225%
    	
 
    	
ING Liquid Assets   Portfolio
    	
 
    	
0.1275%
    
	
ING Large   Cap Growth Portfolio (Effective 6/12/10)
    	
 
    	
0.225%
    	
 
    	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    	
 
    
	
ING Stock   Index Portfolio
    	
 
    	
0.142%
    	
 
    	
Fund of Funds
    	
 
    	
 
    
	
 
    	
 
    	
 
    	
 
    	
ING DFA Global   Allocation Portfolio
   (Effective 4/30/10)
    	
 
    	
0.19%
    
	
IIT Portfolios
    	
 
    	
 
    	
 
    	
ING DFA World   Equity Portfolio (Effective 4/30/10) (F/K/A ING DFA Global All Equity   Portfolio)
    	
 
    	
0.00%
    
	
ING Artio   Foreign Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Franklin   Templeton Founding Strategy Portfolio
    	
 
    	
0.00%
    
	
ING   BlackRock Inflation Protected Bond Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Index Solution   Portfolios
    	
 
    	
0.021%
    
	
ING   BlackRock Large Cap Growth Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Retirement   Portfolios
    	
 
    	
0.107%
    
	
ING   BlackRock Large Cap Value Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution 2015   Portfolio
    	
 
    	
0.05%
    
	
ING Clarion   Real Estate Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution 2025   Portfolio
    	
 
    	
0.05%
    
	
ING FMR   diversified Mid Cap Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution 2035   Portfolio
    	
 
    	
0.05%
    
	
ING   Franklin Income Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution 2045   Portfolio
    	
 
    	
0.05%
    
	
ING   Franklin Mutual Shares Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution 2055   Portfolio (Effective 5/1/10)
    	
 
    	
0.05%
    
	
ING Goldman   Sachs Commodity Strategy Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution   Income Portfolio
    	
 
    	
0.05%
    
	
ING Janus   Contrarian Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution   Aggressive Growth Portfolio
    	
 
    	
0.02%
    
	
ING   JPMorgan Emerging Markets Equity Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution   Conservative Portfolio
    	
 
    	
0.02%
    
	
ING   JPMorgan Small Cap Core Equity Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Solution   Growth Portfolio
    	
 
    	
0.02%
    
	
ING Lord   Abbett Growth and Income Portfolio (F/K/A ING Lord Abbett Affiliated   Portfolio)
    	
 
    	
0.281%
    	
 
    	
ING Solution   Moderate Portfolio
    	
 
    	
0.02%
    
	
ING Marsico   Growth Portfolio
    	
 
    	
0.281%
    	
 
    	
 
    	
 
    	
 
    
	
ING Marsico   International Opportunities Portfolio
    	
 
    	
0.281%
    	
 
    	
American Funds Master Feeder Funds
    	
 
    	
 
    
	
ING MFS   Total Return Portfolio
    	
 
    	
0.281%
    	
 
    	
ING American Funds   World Allocation Portfolio
    	
 
    	
0.14%
    
	
ING MFS   Utilities Portfolio
    	
 
    	
0.281%
    	
 
    	
 
    	
 
    	
 
    
	
ING Morgan   Stanley Global Franchise Portfolio (F/K/A ING Van Kampen Global Franchise   Portfolio)
    	
 
    	
0.281%
    	
 
    	
Fidelity VIP Master Feeder Funds
    	
 
    	
 
    

 

5

 

	
ING Morgan   Stanley Global Tactical Asset Allocation Portfolio (F/K/A ING Van Kampen   Global Tactical Asset Allocation Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Fidelity VIP Contrafund Portfolio
    	
 
    	
0.015%
    
	
ING PIMCO   High Yield Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Fidelity VIP   Equity-Income Portfolio
    	
 
    	
0.015%
    
	
ING PIMCO   Total Return Bond Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Fidelity VIP   Growth Portfolio (1/1/10 to 8/20/10
    	
 
    	
0.015%
    
	
ING Pioneer   Equity Income Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Fidelity VIP   Mid Cap Portfolio
    	
 
    	
0.015%
    
	
ING Pioneer   Fund Portfolio
    	
 
    	
0.281%
    	
 
    	
 
    	
 
    	
 
    
	
ING Pioneer   Mid Cap Value Portfolio
    	
 
    	
0.281%
    	
 
    	
IPI Portfolios
    	
 
    	
 
    
	
ING T. Rowe   Price Capital Appreciation Portfolio
    	
 
    	
0.281%
    	
 
    	
ING American   Century Small-Mid Cap Value Portfolio
    	
 
    	
0.364%
    
	
ING T. Rowe   Price Equity Income Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Baron Asset   Portfolio (1/10/10 to 8/20/10)
    	
 
    	
0.364%
    
	
ING   Templeton Global Growth Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Baron Small Cap Growth Portfolio
    	
 
    	
0.364%
    
	
ING Van   Kampen Growth and Income Portfolio
    	
 
    	
0.281%
    	
 
    	
ING Columbia Small   Cap Value II Portfolio
    	
 
    	
0.364%
    
	
ING Wells   Fargo Health Sciences Portfolio (F/K/A ING Evergreen Health Sciences   Portfolio)
    	
 
    	
0.281%
    	
 
    	
ING Davis New York   Venture Portfolio
    	
 
    	
0.364%
    
	
ING Wells   Fargo Omega Growth Portfolio (F/K/A ING Evergreen Omega Portfolio)
    	
 
    	
0.281%
    	
 
    	
ING JPMorgan Mid   Cap Value Portfolio
    	
 
    	
0.364%
    
	
ING Wells   Fargo Small Cap Disciplined Portfolio (1/1/10 to 8/20/10)
    	
 
    	
0.281%
    	
 
    	
ING Legg Mason   Partners Aggressive Growth Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING Oppenheimer   Global Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING Oppenheimer   Global Strategic Income Portfolio (F/K/A ING Oppenheimer Strategic Income   Portfolio)
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING PIMCO Total   Return Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING Pioneer High   Yield Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING T. Rowe Price   Diversified Mid Cap Growth Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING T. Rowe Price   Growth Equity Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING Templeton   Foreign Equity Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING Thornburg   Value Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING UBS U.S. Large   Cap Equity Portfolio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING Van Kampen Comstock Portfoliio
    	
 
    	
0.364%
    
	
 
    	
 
    	
 
    	
 
    	
ING Van Kampen   Equity and Income Portfolio
    	
 
    	
0.364%
    

 

6

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