Document:

f10k1210a2ex10xxviii_chyida.htm

Exhibit 10.28 

 

[English Summary]

Land Use Rights Transfer Agreement

Party A: Anhui Xingguang Investment (Group) Co., Ltd.

Party B : Anhui Yida Tourism Development Co., Ltd.

In order to invest and develop the Ming Dynasty Entertainment World project, Party B has been discussed with certain village committees regarding the land use rights for the project. Party A has previous entered into certain Land Use Rights Agreement with the village committees of Lilou Village and Hongta Village.  Now Party A agrees to transfer such land use rights to Party B.

Party B shall be entitled to all the rights and shall assume all the liabilities own by Party A.

 

Date of the Agreement:

February 26, 2011f10k1210a2ex10xxix_chyida.htm

Exhibit 10.29 

 

[English Summary]

Lease Agreement

Lessor/Party A: Fujian Taining Golden Lake Tourism Economic Development Management Committee

Lessee/Party B: Fujian Jintai Tourism Development Co., Ltd.

Pursuant to the Fujian Taining Great Golden Lake Tourism Project Management Agreement effective August 21, 2001, both parties agree to the following:

Party A shall lease the land to Party B according to this Agreement. The local government shall have the administrative rights to the land.

 

Term:

From August 21, 2001 to August 20, 2031.

Rental Fees:

The fees have been included in the Permit Fees/Mangement Fees as provided in the Fujian Taining Great Golden Lake Tourism Project Management Agreement.

 

Jurisdiction:

Laws of China

Dispute:

If there is any dispute between the parties, either party can resolve the dispute by the courts.

Date of the Agreement:

October 30, 2001f10k123110a2ex10xxx_chyida.htm

Exhibit 10.30 

 

[English Summary]

Advertising Agreement between Fujian Education TV Station

and Fujian Xin Hengji Advisement Limited Co.

Party A: Fujian Education TV Station

Party B : Fujian Xin Hengji Advisement Limited Co.

Cooperation:

Excepted provided herein, Party B shall operate and manage the commercial air time of Party A. Party B is the sole contactor for advertising business of Party A. Party B can use the name “Fujian Education TV Advertising Department.” However, Party B cannot use such name to do anything not related to the advertising business.

Term:

This Agreement shall be effective from August 1, 2003 to July 31, 2010 for a period of seven years.

After the Term, if Party B has fulfilled its obligation under this Agreement, Party A agrees that the Term shall be extended for another five years, on the basis that the contracted amount shall be increased 20% year by year based on the contracted amount of the seventh year of the Term.

Contract Amount:

The total contract amount shall be 70 million RMB, with 10 million RMB each year.

Party B shall pay to Party A 500,000 RMB upon execution of the agreement and upon beginning of each year as deposit. Then Party B shall pay to Party A remaining balance in equal amount every quarter.

Termination:

Either party cannot terminate the Agreement without consent of the other party.

Jurisdiction:

Laws of China

Dispute:

If there is any dispute between the parties, both parties shall resolve the dispute through compromise settlement. If the parties cannot reach the settlement, then either party can resolve the dispute by the courts.

Date of the Agreement:

July 11, 2003f10k123110a2ex10xxxi_chyida.htm

Exhibit 10.31 

 

 

[English Summary]

Cooperative Agreement

Party A: Fujian Xin Hengji Advertisement Limited Company

Party B: Fuzhou Fuyu Advertisement Limited Company

Reference is made to the Advertisement Agreement and its relative agreement Program Purchase and Production Management Agreement, dated July 11, 2003 (the “Agreement”).

Cooperation:

Party B agrees to provide necessary service to Party A under the Agreement.

Based on the services to be provided by Party B, Party A agrees to grant the exclusive rights to Party B so that Party B will be the exclusive agent for advertisement business of Fujian Education TV Station and entitle to any profits incurred.

Termination:

This agreement may be modified or adjusted with mutual consent of both parties.

Dispute:

If there is any dispute between the parties, both parties shall resolve the dispute through compromise settlement. If the parties cannot reach the settlement, then either party can resolve the dispute by the courts.

Date of the Agreement:

August 1, 2007EX-10.1

Exhibit 10.1

F.N.B. CORPORATION

RESTRICTED STOCK UNIT AWARD AGREEMENT

(Pursuant to 2007 Incentive Compensation Plan)

This Restricted Stock Unit Award Agreement (the “Agreement”) is between      
(“Participant”) and F.N.B. Corporation (“F.N.B.”), a Florida corporation, and sets forth the terms
and conditions of the award of Restricted Stock Units granted to Participant on March 21, 2012
(“Grant Date”) by the Compensation Committee of the Board of Directors (the “Committee”) of F.N.B.
pursuant to the terms of the 2007 Incentive Compensation Plan. as amended (the “Plan”). The terms
of the Plan are incorporated herein by reference, including the definitions of terms contained in
the Plan. Unless otherwise specified herein or the context indicates differently, all references in
this Agreement to “F.N.B.” shall mean F.N.B. and its direct and indirect subsidiaries and
affiliates.

RECITALS

WHEREAS, F.N.B.’s Board and shareholders have adopted and approved the Plan; and

WHEREAS, the Restricted Stock Units granted by the Committee are intended to award certain
management employees of F.N.B., First National Bank of Pennsylvania, F.N.B. Payroll Services, LLC
and non-Bank Affiliates (the term “Affiliate” is defined in the Plan) for F.N.B.’s long term
performance which is designed to deliver total shareholder return by combining an attractive
dividend yield with earnings per share growth for the purpose of attaining a corresponding total
shareholder return;

WHEREAS, the preamble recitals to this Agreement are incorporated into and made part of this
Agreement; and

WHEREAS, F.N.B. believes these awards will align management’s interest with those of the
shareholders; and

WHEREAS, the Participant has accepted the grant of the Restricted Stock Units and agrees to
the terms and conditions stated below:

Section 1. Purpose. The purpose of this award is to align Participant’s interest with
that of F.N.B. shareholders by attaining total shareholder return through a combination of an
attractive dividend yield and earnings per share growth over the performance period, which is
consistent with F.N.B.’s investment thesis of achieving total shareholder return of nine to twelve
percent.

Section 2. Restricted Stock Unit Award. Subject to the provisions of this Agreement and
the provisions of the Plan, F.N.B. hereby grants to Participant        Restricted Stock Units
(the “Target Amount”) which shall become vested in shares of F.N.B. common stock in an amount as
determined under Section 3(b) and (c) hereof provided that the applicable Vesting Requirements
described in 3(a)(i)(1) and (2) of this Agreement have been met. These Restricted Stock Units are
notational units of measurement denominated in shares of F.N.B. common stock (i.e., one restricted
stock unit is equivalent to one share of F.N.B. common stock).

Section 3. Vesting.

	(a)	 	All, a portion, a multiple or none of Participant’s Target Amount will vest subject to the
following terms and conditions:

	 	(i)	 	Service and Performance Requirements. Subject to the forfeiture and
accelerated vesting provisions set forth in Section 4 hereof, the Target Amount shall
become vested in shares of F.N.B. common stock and shall become deliverable in the
amount described in Section 3(c) hereof (provided such delivery is otherwise in
accordance with federal and state laws) to the Participant on March 1, 2016 (“Vesting
Date”), provided each of the following two vesting requirements set forth in Section
3(a)(i)(1) and (2) below, are satisfied, which shall both hereinafter be referred to as
the “Vesting Requirements,” or individually as the “Vesting Requirement.”

	 	(1)	 	Service Requirement. Participant remains continuously
employed by F.N.B. from the Grant Date through the Vesting Date; and

	 	(2)	 	Performance Requirement. F.N.B.’s relative return on
average tangible common equity (“ROATCE”), as calculated under Section 3(b)(i)
herein, during the four-year period beginning on January 1, 2012, and ending on
December 31, 2015 (the “Performance Period”), is greater than or equal to the
25th percentile of the peer financial institutions’ (identified in
Schedule 1 attached hereto and hereinafter referred to as the “Peer Financial
Institutions”) ROATCE during the Performance Period as approved by the
Committee on March 21, 2012 (“ROATCE Performance Goal”).

(b) Financial Performance Measurements.

	 	(i)	 	F.N.B. ROATCE. For purposes of this Agreement, the calculation of
F.N.B.’s ROATCE for the Performance Period shall be computed by taking the average of
F.N.B.’s ROATCE for each year in the Performance Period and comparing that to the
average ROATCE for the Peer Financial Institutions for each year in the Performance
Period. ROATCE is calculated for each year in the Performance Period by taking net
income available to common shareholders and adding back the after-tax effect of the
amortization of acquisition-related intangible assets, divided by average common
shareholders’ equity minus average acquisition-related intangible assets;

	 	(ii)	 	F.N.B. and Peer Financial Institutions’ EPS. For purposes of this
Agreement, the calculation of F.N.B.’s diluted earnings per common share growth
percentile ranking for the four-year Performance Period shall be computed by
calculating the compounded annual growth rate for F.N.B.’s diluted earnings per common
share using $0.72 as the base amount and the 2015 diluted earnings per common share as
the achieved amount (“EPS Growth”) and comparing this result to the same calculation
for the Peer Financial Institutions.

	 	(iii)	 	F.N.B. and Peer Financial Institution’s Dividend Payout Ratio. For
purposes of this Agreement, the calculation of F.N.B.’s dividend payout ratio
percentile ranking shall be computed by taking the average of F.N.B.’s dividend payout
ratio for each year in the Performance Period and comparing that to the average
dividend payout ratio for the Peer Financial Institutions for each year in the
Performance Period (“Dividend Payout Ratio”). The Dividend Payout Ratio is calculated
for each year in the Performance Period by taking the cash paid per common share and
dividing by diluted earnings per common share.

(c) Determination of Vested Restricted Stock Units Award Amount. Provided the Vesting
Requirements are met, the number of the Participant’s Restricted Stock Units that will become
vested on the Vesting Date will be determined based on EPS Growth and the Dividend Payout Ratio
with 75% of the

award based on EPS Growth and 25% of the award based on the Dividend Payout Ratio. The
determination of the vesting amount shall be calculated individually for each component of the
award and will be based on the following scale:

	 	(i)	 	Maximum Amount.

	 	(1)	 	If the EPS Growth for F.N.B. during the Performance Period is
at or above the 75th percentile of the Peer Financial Institutions,
then the vested amount shall be 1.75 times 75% of the Target Amount.

	 	(2)	 	If the Dividend Payout Ratio for F.N.B. during the Performance
Period is at or above the 75th percentile of the Peer Financial
Institutions, then the vested amount shall be 1.75 times 25% of the Target
Amount.

	 	(ii)	 	Target Amount.

	 	(1)	 	If the EPS Growth for F.N.B. during the Performance Period is
at the 50th percentile of the Peer Financial Institutions, then the
vested amount shall be 1.00 times 75% of the Target Amount.

	 	(2)	 	If the Dividend Payout Ratio for F.N.B. during the Performance
Period is at the 50th percentile of the Peer Financial Institutions,
then the vested amount shall be 1.00 times 25% of the Target Amount.

	 	(iii)	 	Threshold Amount.

	 	(1)	 	If the EPS Growth for F.N.B. during the Performance Period is
at the 35th percentile of the Peer Financial Institutions, then the
vested amount shall be 0.5 times 75% of the Target Amount.

	 	(2)	 	If the Dividend Payout Ratio for F.N.B. during the Performance
Period is at the 35th percentile of the Peer Financial Institutions,
then the vested amount shall be 0.5 times 25% of the Target Amount.

	 	(iv)	 	Interpolation Between Levels. For amounts between the Threshold Amount
and Target Amount or between the Target Amount and Maximum Amount, straight line
interpolation, rounded up to the next whole share, will be used for each individual
performance measure to determine the number of Restricted Stock Units that shall vest
on the Vesting Date. For purposes of this Agreement, the amount of the Participant’s
award that vests under the calculation set forth under this Section 3(c) of the
Agreement shall be referred to herein as the “Award Amount.”

Section 4. Forfeiture; Termination of Employment; and Accelerated Vesting of Restricted Stock
Units. Upon the effective date of the termination of Participant’s employment with F.N.B., the
Restricted Stock Units shall immediately be forfeited and returned to F.N.B. by the administrator
of this award program without consideration or future action being required of the Company; except
that notwithstanding the foregoing, in the event such termination is a result of the following
circumstances:

(a) Death. The Target Amount shall automatically vest (to the extent this award has not
been previously forfeited) and become payable in accordance with Section 7 hereof immediately upon
Participant’s death between the Grant Date and the Vesting Date.

(b) Disability. Provided the Vesting Requirements, except for the service requirement
set forth at Section 3(a)(i)(1) hereof, have been met, the Participant shall be entitled to vesting
on the Vesting Date in an amount not less than the pro-rata amount of the Award Amount for the
number of full months of the Performance Period (Participant shall be credited with working the
full months of January, February and March 2012) the Participant worked before the Participant
became a “Disabled Participant” (as defined in the Plan) as a portion of the total number of months
(including January, February and March 2012) in the Performance Period. The number of Restricted
Stock Units the Participant is entitled to have vest as a result of becoming a “Disabled
Participant” and payable in accordance with Section 7 hereof, shall be calculated by multiplying
the Award Amount by the fraction, the numerator of which is the number of full months (including
credit for the full months of January, February and March 2012) the Participant worked during the
Performance Period before the date Participant became a “Disabled Participant,” and the denominator
of which is forty-eight (48), representing the total number of months in the Performance Period.

(c) Early Retirement. The Vesting Requirement set forth under Section 3(a)(i)(1) of this
Agreement shall be waived upon the Participant’s “Early Retirement” (as that term is defined in the
Plan) provided the Vesting Requirement under Section 3(a)(i)(2) is met and the Participant shall be
entitled to vesting on the Vesting Date of not less than the pro rata amount of the Award Amount as
determined under Section 3(c) hereof and payable in accordance with Section 7 of this Agreement,
for the number of full months of the Performance Period (Participant shall be credited with working
the full months of January, February and March 2012) during which Participant remained employed
until the effective date of the Participant’s “Early Retirement,” as this term is defined in the
Plan (i.e., from the Grant Date to the actual date of the Participant’s Early Retirement). The
number of Participant’s Restricted Stock Units that Participant is entitled to have vest under this
Agreement upon Participant’s “Early Retirement” shall be calculated by multiplying the Award Amount
by the fraction, the numerator of which is the number of full months (including credit for the full
months of January, February and March 2012), the Participant worked during the Performance Period
before the Participant’s actual Early Retirement date, and the denominator of which is forty-eight
(48), representing the total number of months in the Performance Period.

(d) Normal Retirement. The Vesting Requirement set forth under Section 3(a)(i)(1) of
this Agreement shall be waived upon Participant’s “Normal Retirement” (as that term is defined in
the Plan) in a calendar year other than the calendar year in which the award of the Restricted
Stock Units was made to the Participant and Participant’s award shall be entitled to vest on the
Vesting Date in the Award Amount, and payable in accordance with Section 7 hereof, provided the
Vesting Requirement set forth at Section 3(a)(i)(2) is met; except, however, if Participant’s
“Normal Retirement” occurs in the calendar year in which the Restricted Stock Units were granted to
Participants, the amount that shall vest on the Vesting Date will be pro-rated by multiplying the
Award Amount by the fraction, the numerator of which is the actual number of full months the
Participant worked in calendar year 2012 prior to the effective date of Participant’s “Normal
Retirement” (including credit for the full months of January, February and March 2012) and the
denominator of which is forty-eight (48), representing the total number of months in the
Performance Period.

	(e)	 	Accelerated Vesting — Change in Control or Sale.

	 	(i)	 	Participant is an Employee of F.N.B. Corporation, First National Bank of
Pennsylvania or F.N.B. Payroll Services, LLC. In the event a “Change in Control”
(as defined in the Plan) of F.N.B. Corporation or the sale or transfer of 25% or more
of the Bank’s voting securities to a non-affiliated entity occurs or the merger or
consolidation of the Bank with a non-affiliated entity (“Bank Sale”) occurs prior to
the Vesting Date and the Participant is employed by F.N.B., Bank or F.N.B. Payroll
Services, LLC on the date of the consummation of the “Change in Control or Bank Sale,
the Target Amount shall immediately vest and be payable in accordance with Section 7
hereof.

	 	(ii)	 	Participant is an Employee of Non-Bank Affiliate. If the Participant
is employed with a non-Bank Affiliate on the effective date of the sale of all or
substantially all of the common stock or assets (“Sale”) of the non-Bank Affiliate to a
non-Affiliate entity, the Participant shall be entitled to immediate vesting of the
pro-rata amount of the Target Amount for the number of full months of the Performance
Period (Participant shall be credited with working the full months of January, February
and March 2012) the Participant was employed by F.N.B. The amount of Participant’s
Target Amount that shall vest under this Agreement upon the Sale of the non-Bank
Affiliate which employs Participant shall be calculated by multiplying the Target
Amount by the fraction, the numerator of which is the number of full months the
Participant worked in the Performance Period up to the Sale date, (Participant shall be
credited with working the full months of January, February and March 2011), and the
denominator of which is forty-eight (48), representing the total number of months in
the Performance Period.

	 	(iii)	 	Termination of Employment While Change in Control Pending. For
purposes of this Agreement, the termination of the Participant’s employment without
“Cause” (as defined in the Plan) with F.N.B., Bank or F.N.B. Payroll Services, LLC,
following execution of a definitive agreement contemplating a “Change in Control” of
F.N.B. or a Bank Sale, but prior to the consummation date of the “Change in Control” or
such Bank Sale, shall immediately result in full vesting at the Target Amount. In the
event the Participant is an employee of a non-Bank Affiliate or subsidiary (not
including F.N.B. Payroll Services, LLC) of F.N.B. and such Participant’s employment is
terminated without “Cause” while a Sale of such non-Bank Affiliate or subsidiary is
pending, then the Restricted Stock Units shall vest in a pro-rata amount for
Participant’s each full month of employment up to the effective date of the Sale.

Section 5. Restrictions. The Restricted Stock Units shall be subject to the following
restrictions:

(a) Restrictions on Transfer. The Restricted Stock Units may not be sold,
assigned, transferred, encumbered, hypothecated or pledged by the Participant, other than to F.N.B.
as a result of forfeiture of the units as provided herein and except by beneficiary designation,
will or by laws of descent and distribution upon the Participant’s death.

(b) No Voting Rights. The Restricted Stock Units granted pursuant to this
Agreement, whether or not vested, will not confer any voting rights upon the Participant, unless
and until the Restricted Stock Units are paid to Participant in shares of F.N.B. common stock.

(c) Restricted Stock Units Subject to the Plans. The Restricted Stock Units
awarded under the Agreement are subject to the terms of the Plan. In the event of a conflict or
ambiguity between any term or provision contained herein and a term or provision of the Plan, the
Plan will govern and prevail.

Section 6. Dividend Equivalents. Any dividend paid in cash on the shares of the F.N.B.
common stock between the Grant Date and the date the Award Amount is paid to Participant under
Section 7 hereof shall not be paid currently, but subject to the vesting requirements described
herein, shall be converted into additional Restricted Stock Units and delivered to Participant in
accordance with Section 7 hereof. Any Restricted Stock Units resulting from the conversion of
these dividend amounts (“Dividend Units”) will be considered Restricted Stock Units for purposes of
this Agreement and will be subject to all the terms, conditions and restrictions set forth herein.
The Dividend Units shall be made in whole and/or fractional Restricted Stock Units and shall be
based on the “Fair Market Value” (as defined in the F.N.B. Corporation Dividend Reinvestment and
Director Stock Purchase Plan) of the shares of F.N.B. common stock on the date of payment of any
such dividend. All Dividend Units shall be subject to the same vesting requirements applicable to
previously held Restricted Stock Units in respect of which they were credited and shall be payable
in accordance with Section 7 of this Agreement. Any dividends not paid in cash between the Grant
Date and the date of the Award Amount shall be converted into additional Restricted Stock Units in
accordance with the terms of the Plan.

Section 7. Payment of Vested Restricted Stock Units. Payment of Vested Restricted Stock
Units shall be made within thirty (30) days of the Vesting Date following satisfaction of the
Vesting Requirements or within thirty (30) days of an accelerated vesting event described in
Sections 3 and 4 herein. The Restricted Stock Units shall be paid in shares of F.N.B. common
stock, after deduction of applicable minimum statutory withholding taxes as determined by F.N.B.

Section 8. Adjustments and Significant Events.

(a) Adjustments. The Committee shall have the authority to make equitable
adjustments to the Restricted Stock Units in recognition of unusual or non-recurring events
affecting F.N.B. or the financial statements of F.N.B. in response to changes in applicable laws or
regulations, or to account for items of gain, loss or expense determined to be extraordinary or
unusual in nature or infrequent in occurrence or related to the disposal of a segment of a business
or related to a change in accounting principles. Additionally, the Restricted Stock Units awarded
under this Agreement shall be subject to the provisions of Section 2.6 of the Plan relating to
adjustments for changes in corporate capitalization.

(b) Significant Events. In accordance with the terms of the Plan, the Committee
may determine the occurrence of a “significant event” which the Committee expects to have a
substantial effect on the measurement of F.N.B.’s ROATCE Performance Goal, F.N.B.’s EPS Growth or
F.N.B.’s Dividend Payout Ratio specified in this Agreement and, therefore, the Committee has sole
discretion to establish a revised F.N.B. ROATCE, F.N.B. EPS Growth, F.N.B. Dividend Payout Ratio
or other performance measurement as it shall deem necessary and equitable for purposes of
maintaining the objective of the Award Amount contemplated by this Agreement. Such modification of
the performance measurements specified in this Agreement by the Committee shall ensure that the
F.N.B.’s ROATCE Performance Goal, F.N.B. EPS Growth or F.N.B. Dividend Payout Ratio described in
Section 3(a)(2) and Section 3(c) hereof, or establishment of new performance measurements shall in
no event be detrimental to the Participant and shall be consistent with any adjustment to the
Company’s capital structure during the Performance Period. Such “significant events” contemplated
herein may include, but not be limited to, capital raises, stock splits, stock buybacks, sale of
business units, business restructuring charges, merger- related costs, non-recurring activities,
and other comparable events.

Section 9. No Right of Employment. Nothing in this Agreement shall confer upon the
Participant any right to continue as an employee of F.N.B. nor interfere in any way with the right
of F.N.B. to terminate the Participant’s employment at any time or to change the terms and
conditions of such employment.

Section 10. Participant Bound by Plan. The Participant hereby acknowledges receipt of
an e-mail from the Company which includes attachments containing copies of (a) the Plan and (b) the
Prospectus relating to the Plan in connection with the registration of F.N.B. common stock under
the Securities Act of 1933, as amended, and the Participant agrees to be bound by all the terms and
provisions thereof. The Participant may receive a free hard copy of these Plan prospectus
documents by requesting a copy from the Company Human Resources Department. To the extent of any
inconsistency between the terms of this Agreement and

the terms of the Plan, the latter shall govern. All capitalized terms used herein and not defined
herein shall have the meanings ascribed to such terms in the Plan.

Section 11. Notices. Any notice hereunder to the Company shall be addressed to it at its
office, F.N.B. Corporation, 3015 Glimcher Blvd., Hermitage, Pennsylvania 16148, c/o Human Resources
Department, and

any notice hereunder to the Participant shall be addressed to him/her at his/her address provided
to the Company from time to time, subject to the right of either party to designate at any time
hereafter in writing some other address.

Section 12. Construction and Dispute Resolution. This Agreement shall be governed by and
construed in accordance with the internal laws of the Commonwealth of Pennsylvania, without giving
effect to principles of conflict of laws. All headings in this Agreement have been inserted solely
for convenience of reference only, are not to be considered a part of this Agreement, and shall not
affect the interpretation of any of the provisions of this Agreement. In the event of any dispute
or claim relating to or arising out of this Agreement, the Participant and the Company agree that
all such disputes shall be fully and finally resolved by binding arbitration conducted by the
American Arbitration Association (“AAA”) in Mercer County, Pennsylvania in accordance with the
AAA’s National Rules for the Resolution of Employment Disputes. The Participant acknowledges that
by accepting this arbitration provision he/she is waiving any right to a jury trial in the event of
a covered dispute. The arbitrator may, but is not required, to order that the prevailing party
shall be entitled to recover from the losing party its attorneys’ fees and costs incurred in any
arbitration arising out of this Agreement.

Section 13. Counterparts. This Agreement may be executed in two counterparts, each of
which shall be deemed an original, but both of which together shall constitute one and the same
instrument.

[Remainder of Page Left Intentionally Blank]

1

IN WITNESS WHEREOF, F.N.B. Corporation has caused this Restricted Stock Unit Award Agreement to be
executed on its behalf by its authorized officer and the Participant has executed this Restricted
Stock Unit Award Agreement, both as of the day and year first above written.

F.N.B. CORPORATION

By:  Vincent J. Delie, Jr.

Vincent J. Delie, Jr.

 

2

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