Document:

------                                                                   -------
Number      ----------------------------------------------------         SHARES
C-0         INCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE
------      ----------------------------------------------------         -------

         ----------------------------------------------------------------
                           WEALTHHOUND.COM, INC.
         ----------------------------------------------------------------
                   TOTAL AUTHORIZED ISSUE 205,000,000 SHARES

200,000,000 SHARES PAR VALUE $.001 EACH    5,000,000 SHARES PAR VALUE $.01 EACH
   COMMON STOCK                                    PREFERRED STOCK

THIS IS TO CERTIFY THAT ______________________________________ IS THE OWNER OF

                                   [SPECIMEN]
________________________________________________________________________________
             FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK OF
                             WEALTHHOUND.COM, INC.
<TABLE>
<CAPTION>
TRANSFERRABLE ON THE BOOKS OF THE CORPORATION BY THE HOLDER HEREOF IN PERSON OR
BY DULY AUTHORIZED ATTORNEY UPON SURRENDER OF THIS CERTIFICATE PROPERLY ENDORSED.

<S>     <C>    <C>    <C>    <C>    <C>    <C>
WITNESS, THE SEAL OF THE CORPORATION AND THE SIGNATURES OF ITS DULY AUTHORIZED OFFICERS.

DATE

_______________________________                       __________________________
                    SECRETARY                                        PRESIDENT

<PAGE>

                         [REVERSE OF STOCK CERTIFICATE]

         The following  abbreviations,  when used in the inscription on the face
of this certificate,  shall be construed as though they were written out in full
according to applicable laws or regulations.

TEN COM - as tenants in common                             UNIF GIFT MIN ACT -......... Custodian ........(Minor)
TEN ENT - as tenants by the entireties                       under Uniform Gifts to Minors Act............(State)
JT TEN  - as joint tenants with right of survivorship
          and not used as tenants in common

Additional  abbreviations may also be used though not in the list.
</TABLE>

For value received, _______________ hereby sell, assign and transfers unto

PLEASE INSERT SOCIAL SECURITY
NUMBER OR OTHER IDENTIFYING
NUMBER OFASSIGNEE
[                   ]
[                   ]

 ................................................................................
PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING POSTAL ZIP CODE OF ASSIGNEE

 ................................................................................

 ..........................................................................Shares
represented by the within Certificate, and do hereby irrevocably constitute and
appoint___________________________________Attorney to transfer the said Shares
on the books of the within named Corporation with full power of substitution in
the premises.

  Dated...........................

             In the presence of                  ...............................

 ........................................

         NOTICE:  THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME
AS  WRITTEN  UPON  THE  FACE OF THE  CERTIFICATE  IN  EVERY  PARTICULAR  WITHOUT
ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER.WEALTHHOUND.COM, INC.

                             2000 STOCK OPTION PLAN

         1. PURPOSES OF THE PLAN. The purposes of this 2000 Stock Option Plan is
to attract and retain the best available  personnel for positions of substantial
responsibility,  to provide additional incentive to Employees and Consultants of
the Company  and its  Subsidiaries  and to promote the success of the  Company's
business.  Options  granted  under the Plan may be incentive  stock  options (as
defined  under  Section  422 of the Code) or  non-statutory  stock  options,  as
determined by the Administrator at the time of grant of an option and subject to
the  applicable  provisions  of Section  422 of the Code,  as  amended,  and the
regulations promulgated thereunder.

         2.       DEFINITIONS. As used herein, the following definitions shall
apply:

(a) "ADMINISTRATOR" means the Board or any of its Committees appointed pursuant
 to Section 4 of the Plan.

                  (b)      "AFFILIATE"  of any Person  shall be any other Person
                           which controls,  is controlled by, or is under common
                           control with, such Person. As used herein,  "control"
                           shall be the possession,  directly or indirectly,  of
                           the power to direct  or cause  the  direction  of the
                           management and policies of a Person,  whether through
                           the ownership of voting securities,  by contract,  or
                           otherwise.

                  (c)      "BOARD" means the Board of Directors of the Company.

                  (d)      "CAUSE",  in connection  with the  termination  of an
                           Optionee,  shall mean (i)  "cause,"  as such term (or
                           any similar term, such as "with cause") is defined in
                           any  employment,   consulting  or  other   applicable
                           agreement  for services  between the Company and such
                           Optionee,   or  (ii)  in  the   absence  of  such  an
                           agreement,  (A)  indictment  of such Optionee for any
                           felony,  (B) the  commission of any act or failure to
                           act by such Optionee that involves  moral  turpitude,
                           dishonesty,  theft,  destruction of property,  fraud,
                           embezzlement or unethical  business conduct.  (C) any
                           violation by such Optionee of the requirements of any
                           other  contract or agreement  between the Company and
                           such Optionee or this Plan (as in effect from time to
                           time);  in each case, with respect to subsections (A)
                           through (C), as determined by the Board of Directors.

                  (e)      "CODE"  means the Internal  Revenue Code of 1986,  as
                           amended.

                  (f)      "CHANGE  IN  CONTROL"  means  any  of  the  following
                           occurrences:

<PAGE>

                    (i) any Person (other than the Company, any trustee or other
fiduciary  holding  securities  under an employee benefit plan of the Company or
any company controlled by the Company), is or becomes the "beneficial owner" (as
defined in Rule 13d-3  under the  Exchange  Act),  directly  or  indirectly,  of
securities of the Company  representing 30% or more of the combined voting power
of the Company's then outstanding  securities;  EXCLUDING,  HOWEVER,  any person
acquiring  such  beneficial  ownership  (A) directly from the Company or from an
Affiliate  who acquired  such  beneficial  ownership  directly  from the Company
(including  any  acquisition  resulting  from the  exercise of a  conversion  or
exchange  privilege  in  respect  of  outstanding  convertible  or  exchangeable
securities acquired from the Company or such an Affiliate),  and (B) pursuant to
a reorganization,  merger, exchange of shares, reorganization,  consolidation or
other  combination  involving  the Company  which does not itself  constitute  a
Change in Control  pursuant to subsection  (iii) of this  definition;  PROVIDED,
HOWEVER,  that this subparagraph (i) shall be inapplicable if the Company is not
at the time of an event described in this  subparagraph (i), a reporting Company
under the Securities Exchange Act of 1934;

                    (ii)  during  any  period of not more  than two  consecutive
years (not including any period prior to the adoption of the Plan),  individuals
who at the beginning of such period constitute the Board cease for any reason to
constitute at least a majority  thereof  unless the election,  or the nomination
for election,  by  shareholders of the Company of each new director was approved
or  ratified  by a vote of at least a majority  of the  directors  then still in
office  who  were  directors  at the  beginning  of the  period  or who were new
directors approved by such a vote;

                    (iii) upon the closing of

                    (A) any of the following: (a) the merger or consolidation of
the Company with or into another issuer; or (b) the exchange or sale of all or a
portion of the  outstanding  shares of the  Company  for  securities  of another
issuer, or other consideration  provided by such issuer or another party to such
transaction;  and in the  case  of  either  (a) or  (b),  as a  result  of  such
transaction,  the  Company's  stockholders  prior  to  the  transaction,  do not
possess,  immediately after such transaction,  more than 50% of the voting power
of the securities  issued and  outstanding of any one of the following:  (x) the
Company;  (y)  such  other  issuer;  or  (z)  other  constituent  party  to  the
transaction; or

                    (B) a sale (other than in the  ordinary  course of business)
of more than 90% of the  Company's  assets to a third party not an  Affiliate of
the Company immediately prior to such transaction;

                    (iv)  the  stockholders  of the  Company  approve  a plan of
complete  liquidation or dissolution of the Company and such transaction or plan
is consummated.

                    (f)       "COMMITTEE"  means the Committee  appointed by the
                              Board of Directors in  accordance  with  paragraph
                              (a) of Section 4 of the Plan.

                                       2
<PAGE>

                    (g)       "COMMON  STOCK" means the Common Stock,  par value
                              $.001, of the Company.

                    (h)       "COMPANY  means  WealthHound.com,  Inc., a Florida
                              corporation.

                    (i)       "CONSULTANT"   means  any  person,   including  an
                              advisor,  who is  engaged  by the  Company  or any
                              Parent or  Subsidiary  to render  services  and is
                              compensated for such services, and any director of
                              the Company whether  compensated for such services
                              or not.

                    (j)       "CONTINUOUS  STATUS  AS  AN  EMPLOYEE"  means  the
                              absence of any  interruption or termination of the
                              employment  relationship  by  the  Company  or any
                              Subsidiary. Continuous Status as an Employee shall
                              not be considered  interrupted in the case of: (i)
                              sick leave;  (ii) military leave;  (iii) any other
                              leave of absence  approved by the Board,  provided
                              that  such  leave is for a period of not more than
                              ninety (90) days,  unless  re-employment  upon the
                              expiration of such leave is guaranteed by contract
                              or statute,  or unless provided otherwise pursuant
                              to Company  policy  adopted from time to time;  or
                              (iv) in the case of transfers between locations of
                              the   Company  or   between   the   Company,   its
                              Subsidiaries or its successor.

                    (k)       "EMPLOYEE"  means any person,  including  officers
                              and  directors,  employed  by the  Company  or any
                              Parent or Subsidiary  of the Company.  The payment
                              of fees by the Company for a  director's  services
                              as director  shall not be sufficient to constitute
                              "employment" by the Company.

                    (l)       "EXCHANGE ACT" means the  Securities  Exchange Act
                              of 1934, as amended.

                    (m)       "FAIR MARKET  VALUE"  means,  as of any date,  the
                              value of Common Stock determined as follows.

                           (i)      If  the  Common   Stock  is  listed  on  any
                                    established  stock  exchange  or a  national
                                    market system including  without  limitation
                                    the NASDAQ Stock Market ("NASDAQ")  National
                                    Market,  its Fair Market  Value shall be the
                                    closing  sales  price for such stock (or the
                                    closing bid, if no sales were  reported,  as
                                    quoted on such  system or  exchange,  or the
                                    exchange with the greatest volume of trading
                                    in Common Stock, for the last market trading
                                    day prior to the time of  determination)  as
                                    reported in THE WALL STREET  JOURNAL or such
                                    other  source  as  the  Administrator  deems
                                    reliable;

                           (ii)     if the Common  Stock is quoted on the Nasdaq
                                    Stock  Market  or  regularly   quoted  by  a
                                    recognized  securities  dealer  but  selling

                                       3
<PAGE>

                                    prices  are not  reported,  its Fair  Market
                                    Value shall be the mean between the high bid
                                    and low asked  prices for the  Common  Stock
                                    or;

                           (iii)    In the absence of an established  market for
                                    the  Common  Stock,  the Fair  Market  Value
                                    thereof shall be determined in good faith by
                                    the Administrator.

                    (n)       "INCENTIVE  STOCK OPTION" means an Option intended
                              to qualify as an incentive stock option within the
                              meaning of Section 422 of the Code.

                    (o)       "LEGAL   REPRESENTATIVE"  of  Optionee  means  the
                              executor,  administrator,  or other  person who at
                              the time is entitled by law to exercise the rights
                              of  a  deceased  or  incapacitated  Optionee  with
                              respect to an Option granted under the Plan.

                    (p)       "NONSTATUTORY  STOCK  OPTION"  means an Option not
                              intended to qualify as an Incentive Stock Option.

                    (q)       "OPTION" means a stock option granted  pursuant to
                              the Plan.

                    (r)       "OPTION  AGREEMENT"  means  the form of  agreement
                              attached to this Plan,  to be utilized in form and
                              substance,   whenever   an   Option   is   granted
                              hereunder, subject to such terms amd modifications
                              as provided by the Administrator.

                    (s)       "OPTIONED STOCK" means the Common Stock subject to
                              an Option.

                    (t)       "OPTIONEE"  means an  Employee or  Consultant  who
                              receives an Option.

                    (u)       "PARENT" means a "parent corporation", whether now
                              or  hereafter  existing,  as  defined  in  Section
                              424(e) of the Code.

                    (v)       "PLAN" means this 1998 Stock Option Plan.

                    (w)       "SECURITIES ACT" means the Securities Act of 1933,
                              as amended.

                    (x)       "SHARE"  means a share  of the  Common  Stock,  as
                              adjusted  in  accordance  with  Section  12 of the
                              Plan.

                    (y)       "SUBSIDIARY"  means  a  "subsidiary  corporation",
                              whether now or hereafter  existing,  as defined in
                              Section 424(f) of the Code.

          3. STOCK SUBJECT TO THE PLAN.  Subject to the provisions of Section 12
of the Plan,  the maximum  aggregate  number of shares which may be optioned and
sold  under the Plan is

                                       4
<PAGE>

15,000,000 shares of Common Stock. The shares may be authorized,  but unissued,
or reacquired Common Stock.

          If an Option  should  expire or become  unexercisable  for any  reason
without having been exercised in full, the unpurchased Shares which were subject
thereto shall, unless the Plan shall have been terminated,  become available for
future grant under the Plan.

         4.       ADMINISTRATION OF THE PLAN.

                  (a)  The  Plan  shall  be  administered  by (i) the  Board  in
compliance with paragraph (d) of Rule 16b-3  promulgated  under the Exchange Act
("Rule 16b-3") or any successor thereto,  or (ii) a Committee  designated by the
Board to administer  the Plan,  which  Committee  shall be constituted in such a
manner  as to  permit  the  Plan to  comply  with  paragraph  (d) of Rule  16b-3
(however, if the Company is not a reporting company under the Exchange Act, then
compliance with Rule 16b-3 by the Board or the Committee shall not be required),
the Plan shall also be  administered  to the extent  necessary  to preserve  any
deduction  under  the Code,  to comply  with  Section  162(m) of the Code.  Once
appointed,  such Committee  shall  continue to serve in its designated  capacity
until otherwise  directed by the Board. From time to time the Board may increase
the size of the Committee and appoint additional members thereof, remove members
(with or without cause) and appoint new members in substitution  therefor,  fill
vacancies,  however  caused,  and  remove  all  members  of  the  Committee  and
thereafter  directly  administer  the  Plan,  all to  the  extent  permitted  by
paragraph  (d) of Rule  16b-3,  and to the  extent  necessary  to  preserve  any
deduction under the Code, to comply with Section 102(n) of the Code.

                  (b) POWERS OF THE ADMINISTRATOR.  Subject to the provisions of
the Plan and in the case of a Committee,  the specific  duties  delegated by the
Board to such  Committee,  the  Administrator  shall have the authority,  in its
discretion:

                    (i) to determine  the Fair Market Value of the Common Stock,
in accordance with Section 2(k) of the Plan;

                    (ii) to select the Consultants and Employees to whom Options
may from time to time be granted hereunder;

                    (iii) to  determine  whether and to what extent  Options are
granted hereunder;

                    (iv) to determine the number of shares of Common Stock to be
covered by each such award granted hereunder;

                    (v) to approve  the form of Option  Agreement  for use under
the Plan;

                                       5
<PAGE>

                    (vi) to determine the terms and conditions, not inconsistent
with the terms of the Plan, of any award granted  hereunder  including,  but not
limited to, conditions of vesting or forfeiture;

                    (vii) to determine  whether and under what  circumstances an
Option may be settled in cash under subsection 9(f) instead of Common Stock; and

                    (viii) to reduce  the  exercise  price of any  Option to the
then  current  Fair Market  Value if the Fair Market  Value of the Common  Stock
covered  by such  Option  shall  have  declined  since the date the  Option  was
granted.

          (c) EFFECT OF ADMINISTRATOR'S DECISION. All decisions,  determinations
and  interpretations  of the  Administrator  shall be final and  binding  on all
Optionees and any other holders of any Options.

         5.       ELIGIBILITY.
                  -----------

                  (a) Nonstatutory Stock Options may be granted to Employees and
Consultants.  Incentive  Stock  Options  may be granted  only to  Employees.  An
Employee or  Consultant  who has been  granted an Option may, if he is otherwise
eligible, be granted an additional Option or Options (Nonstatutory Stock Options
and/or Incentive Stock Options).

                  (b) Each Option  shall be  designated  in the  written  Option
Agreement as either an Incentive  Stock Option or a  Nonstatutory  Stock Option.
However,  notwithstanding  such  designations,  to the extent that the aggregate
Fair Market  Value of the Shares with  respect to which  Options  designated  as
Incentive  Stock  Options  are  exercisable  for the first time by any  Optionee
during  any  calendar  year  (under  all plans of the  Company  or any Parent or
Subsidiary)   exceeds  $100,000,   such  excess  Options  shall  be  treated  as
Nonstatutory Stock Options.

                  (c) For  purposes of Section  5(b),  Incentive  Stock  Options
shall be taken into  account in the order in which  they were  granted,  and the
Fair Market  Value of the Shares shall be  determined  as of the time the Option
with respect to such Shares is granted.

                  (d) The Plan shall not confer upon any Optionee any right with
respect to  continuation  of  employment  or  consulting  relationship  with the
Company, nor shall it interfere in any way with his right or the Company's right
to terminate  his  employment or consulting  relationship  at any time,  with or
without cause.

         6. TERM OF PLAN.  The Plan shall become  effective upon its adoption by
the Board of  Directors,  subject to its  approval  by the  shareholders  of the
Company within twelve (12) months of such adoption.  It shall continue in effect
for a term of ten (10) years unless  sooner  terminated  under Section 14 of the
Plan.

                                       6
<PAGE>

         7. TERM OF OPTION.  The term of each Option shall be the term stated in
the Option Agreement;  PROVIDED, HOWEVER that the term shall be no more than ten
(10)  years  from the  date of  grant  thereof  or such  shorter  term as may be
provided in the Option  Agreement.  However,  in the case of an Incentive  Stock
Option granted to an Optionee who, at the time the Option is granted, owns stock
representing  more than ten percent  (10%) of the voting power of all classes of
stock of the Company or any Parent or  Subsidiary,  the term of the Option shall
be five (5) years from the date of grant  thereof or such shorter term as may be
provided in the Option Agreement;

         8.       OPTION EXERCISE PRICE AND CONSIDERATION.
                  ---------------------------------------

                  (a) The per share  exercise  price for the Shares to be issued
pursuant to exercise of an Option  shall be such price as is  determined  by the
Administrator but, in the case of an Incentive Stock Option, shall be subject to
the following:

                    (i) if the Incentive  Stock Option is granted to an Employee
who,  at the time of the  grant  of such  Incentive  Stock  Option,  owns  stock
representing  more than ten percent  (10%) of the voting power of all classes of
stock of the Company or any Parent or  Subsidiary,  the per Share exercise price
shall be no less  than  110% of the Fair  Market  Value per Share on the date of
grant; and

                    (ii) if the  Incentive  Stock Option is granted to any other
Employee,  the per Share  exercise  price shall be no less than 100% of the Fair
Market Value per Share on the date of grant.

                  (b) The  consideration  to be paid for the Shares to be issued
upon exercise of an Option, including the method of payment, shall be determined
by the  Administrator and may consist entirely of (1) cash, (2) check, (3) other
Shares which (x) in the case of Shares acquired upon exercise of an Option, have
been owned by the  Optionee  for more than six months on the date of  surrender,
and  (y),  have  a  Fair  Market  Value  (alone  or in  combination  with  other
permissible forms of payment set forth herein) on the date of surrender equal to
the  aggregate  exercise  price of the Shares as to which said  Option  shall be
exercised,  or a  combination  of the  foregoing,  (4)  delivery  of a  properly
executed  exercise  notice  together  with  such  other   documentation  as  the
Administrator and the broker, if applicable, shall require to effect an exercise
of the Option and delivery to the Company of the sale or loan proceeds  required
to pay the exercise price, or (5) if permitted by the Administrator, in its sole
discretion;  (i) promissory note; (ii) by authorization to the Company to retain
from the total number of Shares as to which the Option is exercised  that number
of  Shares  having a Fair  Market  Value on the  date of  exercise  equal to the
exercise  price  for the  total  number  of  Shares  as to which  the  Option is
exercised;  (iii) by delivering an  irrevocable  subscription  agreement for the
Shares which  irrevocably  obligates  the option  holder to take and pay for the
Shares  not  more  than  twelve  months  after  the  date  of  delivery  of  the
subscription  agreement;  (iv)  any  combination  of the  foregoing  methods  of
payment;  or (v) such other consideration and method of payment for the issuance
of Shares to the extent  permitted under applicable laws, if provided for in the
instrument  granting  said  Option,  or any  amendment  thereto.  In making  its
determination as to

                                       7
<PAGE>

the type of  consideration  to accept,  the  Administrator  shall  consider  if
acceptance  of such  consideration  may be  reasonably  expected  to benefit the
Company,  and if the  acceptance  of a particular  form of  consideration  would
require  the  Company to record a change  against  its  earnings  for  financial
accounting purposes.

         8A.      MARKET STANDOFF.
                  ---------------

                  An Optionee  to whom an Option is granted  shall be subject to
the  Market  Standoff  Agreement  set  forth in the  Exercise  Notice,  which is
attached as Appendix A to the form of Option Agreement attached to this Plan.

         9.       EXERCISE OF OPTION.
                  ------------------

                  (a)  PROCEDURE  FOR  EXERCISE;  RIGHTS AS A  SHAREHOLDER.  Any
Option  granted  hereunder  shall be  exercisable  at such  times and under such
conditions as determined by the Administrator,  including  performance  criteria
with respect to the Company  and/or the  Optionee,  and as shall be  permissible
under the terms of the Plan.

         An Option may not be exercised for a fraction of a Share.

         An Option shall be deemed to be exercised  when written  notice of such
exercise  has been  given to the  Company  in  accordance  with the terms of the
Option by the person  entitled to exercise  the Option and full  payment for the
Shares with  respect to which the Option is exercised  has been  received by the
Company.  Full payment may, as authorized by the  Administrator,  consist of any
consideration and method of payment allowable under Section 8(b) of the Plan.

         Until the  stock  certificate  evidencing  such  Shares  is issued  (as
evidenced  by the  appropriate  entry on the books of the  Company  or of a duly
authorized transfer agent of the Company), no right to vote or receive dividends
or any other  rights as a  shareholder  shall exist with respect to the Optioned
Stock,  notwithstanding  the exercise of the Option. The Company shall issue (or
cause to be  issued)  such  stock  certificate  promptly  after  the  Option  is
exercised.  No  adjustment  will be made for a dividend or other right for which
the record date is prior to the date the stock certificate is issued,  except as
provided in Section 12 of the Plan.

         Exercise of an Option in any manner  shall  result in a decrease in the
number of Shares which  thereafter  may be  available,  both for purposes of the
Plan and for sale  under  the  Option,  by the  number of Shares as to which the
Option is exercised.

                  (b) TERMINATION OF EMPLOYMENT.  In the event of termination of
an Optionee's  consulting  relationship or Continuous Status as an Employee with
the Company (as the case may be),  (i) if such  Optionee  is an  Employee,  such
Optionee  may,  but only  within a period of not less than  thirty (30) days (or
such longer period of time as is determined by the Administrator,  which, in the
case of an Incentive  Stock Option shall not exceed three (3) months)  after the
date  of such  termination,  or (ii) if  such  Optionee  is a  Consultant,  such

                                       8
<PAGE>

Optionee may, at any time  thereafter,  unless a shorter period of time (no less
than thirty (30) days) is determined by the Administrator in the original Option
Contract or amendment thereto agreed to with the Consultant (but in each case in
no event later than the expiration  date of the term of such Option as set forth
in the Option  Agreement),  exercise his Option to the extent that  Optionee was
entitled  to  exercise  it at the date of such  termination.  To the extent that
Optionee  was  not  entitled  to  exercise  the  Option  at  the  date  of  such
termination,  or if  Optionee  does not  exercise  such  Option to the extent so
entitled within the time specified herein, the Option shall terminate; provided,
however,  that if such  relationship  is  terminated  for Cause (as  defined  in
Section 2(d)), such Option shall terminate  immediately upon such finding by the
Board of Directors that such termination is a termination for "Cause".

                  (c) DISABILITY OF OPTIONEE.  Notwithstanding the provisions of
Section 9(b) above,  in the event of  termination  of an  Optionee's  consulting
relationship  or  Continuous  Status  as an  Employee  as a result of his or her
disability (as defined in Section 22(e)(3) of the Code), (i) if such Optionee is
an Employee,  Optionee or his Legal  Representative  may, but only within twelve
(12) months  from the date of such  termination,  or (ii) if such  Optionee is a
Consultant,  Optionee or his Legal  Representative  may, at any time thereafter,
unless a  shorter  period of time (no less  than 30 days) is  determined  by the
Administrator  (but in each case in no event later than the  expiration  date of
the term of such  Option as set forth in the  Option  Agreement),  exercise  the
Option to the  extent  otherwise  entitled  to  exercise  it at the date of such
termination. To the extent that Optionee was not entitled to exercise the Option
at the date of termination,  or if Optionee does not exercise such Option to the
extent so entitled within the time specified herein, the Option shall terminate.

                  (d)  DEATH  OF  OPTIONEE.  In the  event  of the  death  of an
Optionee,  the Option may be exercised,  (i) if Optionee is an Employee,  at any
time within twelve (12) months  following the date of death, or (ii) if Optionee
is a  Consultant,  at any time  following  the date of  death,  unless a shorter
period of time is determined by the Administrator  (but in each case in no event
later than the  expiration  date of the term of such  Option as set forth in the
Option  Agreement),  by the  Optionee's  Legal  Representative,  but only to the
extent the Optionee was entitled to exercise the Option at the date of death. To
the extent that  Optionee was not entitled to exercise the Option at the date of
termination,  or if  Optionee  does not  exercise  such  Option to the extent so
entitled within the time specified herein, the Option shall terminate.

                  (e) RULE 16B-3 Options  granted to persons  subject to Section
16(b) of the  Exchange  Act must comply with Rule 16b-3 and shall  contain  such
additional  conditions or restrictions as may be required  thereunder to qualify
for the maximum  exemption  from  Section 16 of the Exchange Act with respect to
Plan transactions.

                  (f) BUYOUT PROVISIONS. The Administrator may at any time offer
to buy out for a payment in cash or Shares, an Option previously granted,  based
on  such  terms  and  conditions  as  the  Administrator   shall  establish  and
communicate to the Optionee at the time that such offer is made.

                                       9
<PAGE>

         10.  NON-TRANSFERABILITY OF OPTIONS. Incentive Stock Options may not be
sold, pledged, assigned, hypothecated, transferred, or disposed of in any manner
other  than by  will  or by the  laws of  descent  or  distribution,  and may be
exercised,  during the  lifetime of the  Optionee,  only by the  Optionee or his
Legal  Representative.  In the case of a Nonstatutory Stock Option, sale, pledge
assignment,  hypothecation,  transfer or  disposition  may be or will, or by the
laws of decent or distribution, and as otherwise permitted by the Administrator.

         11. STOCK  WITHHOLDING TO SATISFY  WITHHOLDING TAX OBLIGATIONS.  At the
discretion  of  the   Administrator,   Optionees  may  be  required  to  satisfy
withholding  obligations as provided in this paragraph.  When an Optionee incurs
tax  liability in connection  with an Option,  which tax liability is subject to
tax withholding  under applicable tax laws, and the Optionee is obligated to pay
the Company an amount  required to be withheld  under  applicable  tax laws, the
Optionee may satisfy the withholding  tax obligation by one or some  combination
of the following methods: (i) by cash payment, or (ii) out of Optionee's current
compensation, or (iii) if permitted by the Administrator,  in its discretion, by
surrendering  to the Company  Shares which (a) in the case of Shares  previously
acquired from the Company, have been owned by the Optionee for more than six (6)
months on the date of surrender, and (b) have a Fair Market Value on the date of
surrender equal to or less than Optionee's  marginal tax rate times the ordinary
income  recognized,  or (iv) by electing to have the Company  withhold  from the
Shares to be issued upon  exercise of the Option that number of Shares  having a
Fair Market Value equal to the amount required to be withheld. For this purpose,
the Fair Market Value of the Shares to be withheld  shall be  determined  on the
date that the amount of tax to be withheld is to be determined (the "Tax Date").

         If the  Optionee  is  subject to  Section  16 of the  Exchange  Act (an
"Insider"),  any surrender of previously owned Shares to satisfy tax withholding
obligations arising upon exercise of this Option must comply with the applicable
provisions of Rule 16b-3 and shall be subject to such  additional  conditions or
restrictions as may be required  thereunder to qualify for the maximum exemption
from Section 16 of the Exchange Act with respect to Plan transactions.

         All  elections  by an Optionee  to have Shares  withheld to satisfy tax
withholding  obligations  shall be made in writing in a form  acceptable  to the
Administrator and shall be subject to the following restrictions:

                    (a) the election must be made on or prior to the  applicable
Tax Date;

                    (b) once made,  the election  shall be irrevocable as to the
particular Shares of the Option as to which the election is made;

                    (c)  all  elections  shall  be  subject  to the  consent  or
disapproval of the Administrator; and

                    (d) if the Optionee is an Insider,  the election must comply
with the  applicable  provisions  of Rule  16b-3  and shall be  subject  to such
additional  conditions or restrictions as

                                       10
<PAGE>

may be required thereunder to qualify for the maximum exemption from Section 16
of the Exchange Act with respect to Plan transactions. In the event the election
to have  Shares  withheld  is made by an  Optionee  and the Tax Date is deferred
under Section 83 of the Code because no election is filed under Section 83(b) of
the Code,  the Optionee  shall receive the full number of Shares with respect to
which  the  Option  is  exercised  but such  Optionee  shall be  unconditionally
obligated  to tender back to the Company the proper  number of Shares on the Tax
Date.

         12.      ADJUSTMENTS UPON CHANGES IN CAPITALIZATION, LIQUIDATION, OR
CHANGE IN CONTROL MERGER.
-------------------------

                  (a) CHANGES IN CAPITALIZATION.  Subject to any required action
by the shareholders of the Company, the number of shares of Common Stock covered
by each outstanding  Option, and the number of shares of Common Stock which have
been  authorized for issuance under the Plan but as to which no Options have yet
been  granted  or which  have been  returned  to the Plan upon  cancellation  or
expiration of an Option,  as well as the price per share of Common Stock covered
by each such  outstanding  Option,  shall be  proportionately  adjusted  for any
increase or decrease in the number of issued  shares of Common  Stock  resulting
from a stock split,  reverse stock split,  common stock dividend with respect to
the Common Stock or  reclassification of the Common Stock, or any other increase
or  decrease in the number of issued  shares of Common  Stock  effected  without
receipt of consideration by the Company,  the existence of such consideration to
be as  determined in the sole  discretion  of the Board of Directors;  PROVIDED,
HOWEVER, that conversion of any convertible  securities of the Company shall not
be  deemed  to have been  "effected  without  receipt  of  consideration."  Such
adjustment  shall  be  made by the  Administrator  whose  determination  in that
respect shall be final,  binding and  conclusive.  Except as expressly  provided
herein,  no  issuance  by the  Company  of  shares  of  stock of any  class,  or
securities  convertible into shares of stock of any class,  shall affect, and no
adjustment by reason  thereof shall be made with respect to, the number or price
of shares of Common Stock subject to an Option.

                  (b) CHANGE IN  CONTROL.  In the event of a Change in  Control,
notwithstanding  any vesting  schedule  provided for by the  Administrator  with
respect to an Option, (i) the Administrator  shall notify Optionee of such event
at least  twenty  (20) days prior to such  event,  and (ii) if the Option is not
assumed by the successor Corporation or its Parent, or surviving corporation, or
another party to such Change in Control transaction,  each Option which has been
granted prior to the Change in Control shall become immediately exercisable upon
such notice with respect to 100% of the Shares  subject to the Option,  and such
Option shall otherwise  terminate to the extent  unexercised upon such Change in
Control and the Optionee shall have no claim against the Company, its directors,
or officers,  the successor corporation or its Parent, or surviving corporation,
or other  party to the  Change in  Control  transaction,  and  their  respective
directors or officers.  For the purposes of this paragraph,  the Option shall be
considered assumed if, following the Change in Control transaction,  pursuant to
the agreement  effecting the Change in Control  transaction,  the Option, or any
instrument  substituted for the Option,  confers the right to purchase, for each
Share of Optioned Stock subject to the Option immediately prior to the Change in
Control transaction, the consideration (whether stock, cash,

                                       11
<PAGE>

or other securities or property) received in the Change in Control  transaction
by holders of Common  Stock for each  Share  held on the  effective  date of the
transaction (and if holders were offered a choice of consideration,  the type of
consideration  chosen by the holders of a majority of the  outstanding  Shares);
PROVIDED,  HOWEVER, that if such consideration received in the Change in Control
transaction  was not solely  common stock of the  successor  corporation  or its
Parent, or surviving  corporation,  or of another party to the Change in Control
transaction,   the  Administrator   may,  with  the  consent  of  the  successor
corporation or its Parent,  or surviving  corporation,  or other  participant in
such Change in Control transaction, provide for the consideration to be received
upon the exercise of the Option, for each Share of Optioned Stock subject to the
Option, to be solely common stock of the successor corporation or its Parent, or
surviving  corporation,  or other  party to the Change of  Control  transaction,
equal in fair market value to the per share consideration received by holders of
Common Stock in the Change in Control transaction;  provided,  further,  that in
the event there is no change in the Company's outstanding Common Stock resulting
from a Change in Control, then the Option will terminate after the 20 day notice
period  aforesaid  unless the Company  expressly  agrees in writing to allow the
Option to continue, in accordance with its original terms.

                  (c) DISSOLUTION OR  LIQUIDATION.  In the event of the proposed
dissolution  or  liquidation  of the Company,  including a sale of the Company's
assets  followed by a  liquidation,  which events do not also effect a Change of
Control,  the Administrator shall notify the Optionee at least fifteen (15) days
prior  to  such  proposed  action.  To the  extent  it has not  been  previously
exercised,  the Option will terminate  immediately  prior to the consummation of
such  proposed  action;  provided,  however,  that in the event of a sale of the
Company's assets which involves the disposition to the Company's shareholders of
securities of the acquiring  entity,  the provisions of subparagraph (b) of this
Section 12 shall apply.

                  (d)  REORGANIZATION,  RECLASSIFICATION.  If the  Common  Stock
issuable  upon the  exercise of the Option  shall be changed  into the same or a
different number of shares of any class or classes of stock,  whether by capital
reorganization, reclassification or otherwise (other than in a Change in Control
transaction as provided for above),  then, and in each such event, the holder of
the Option shall have the right  thereafter to convert each such share of Common
Stock  issuable  upon the  exercise  of the  Option  into the kind and amount of
shares of stock  and  other  securities  receivable  upon  such  reorganization,
reclassification  or other change,  by holders of the number of shares of Common
Stock for which such Option might have been exercised  immediately prior to such
reorganization,  reclassification  or  change,  all  subject  to  adjustment  as
provided herein.

         13. TIME OF GRANTING OPTIONS. The date of grant of an Option shall, for
all purposes,  be the date on which the  Administrator  makes the  determination
granting such Option, or such other date as is determined by the  Administrator.
Notice of the  determination  shall be given to each  Employee or  Consultant to
whom an Option is so  granted  within a  reasonable  time after the date of such
grant.

                                       12
<PAGE>

         14.  AMENDMENT AND TERMINATION OF THE PLAN.
              -------------------------------------

                  (a)  AMENDMENT  AND  TERMINATION.  The  Board  may at any time
amend,  alter,  suspend or discontinue  the Plan, but no amendment,  alteration,
suspension or discontinuation shall be made which would impair the rights of any
Optionee under any grant theretofore made, without his or her consent.

                  (b) EFFECT OF AMENDMENT OR TERMINATION.  Any such amendment or
termination  of the Plan  shall not  affect  Options  already  granted  and such
Options  shall  remain  in full  force  and  effect as if this Plan had not been
amended or terminated, unless mutually agreed otherwise between the Optionee and
the Administrator, which agreement must be in writing and signed by the Optionee
and the Company.

         15.  CONDITIONS  UPON  ISSUANCE OF SHARES.  Shares  shall not be issued
pursuant to the exercise of an Option unless the exercise of such Option and the
issuance  and  delivery of such Shares  pursuant  thereto  shall comply with all
relevant provisions of law, including,  without limitation,  the Securities Act,
the Exchange  Act, the rules and  regulations  promulgated  thereunder,  and the
requirements  of any stock exchange upon which the Shares may then be listed and
shall be further subject to the approval of counsel for the Company with respect
to such compliance.

         As a condition  to the  exercise of an Option,  the Company may require
the person  exercising  such Option to represent  and warrant at the time of any
such  exercise  that the  Shares are being  purchased  only for  investment  and
without  any  present  intention  to sell or  distribute  such Shares if, in the
opinion of counsel  for the  Company,  such a  representation  is  necessary  or
required by any of the aforementioned relevant provisions of law.

         The inability of the Company to obtain  authority  from any  regulatory
body having jurisdiction,  which authority is deemed by the Company's counsel to
be necessary  to the lawful  issuance  and sale of any Shares  hereunder,  shall
relieve the Company of any  liability in respect of the failure to issue or sell
such Shares as to which such requisite authority shall not have been obtained.

                    16. RESERVATION OF SHARES.  The Company,  during the term of
this Plan, will at all times reserve and keep available such number of Shares as
shall be sufficient to satisfy the requirements of the Plan.

                                * * * * * * * *

                                       13
<PAGE>

                              WEALTHHOUND.COM, INC.
                             2000 STOCK OPTION PLAN

                          NOTICE OF STOCK OPTION GRANT

Optionee's Name and Address:

                    You have been granted an option to purchase  Common Stock of
WealthHound.com, Inc. (the "Company") as follows:

         Grant Number
                           -------------------------------------

         Date of Grant
                           -------------------------------------

         Vesting Commencement Date
                                           --------------------

         Option Price Per Share
                                    ----------------------------

         Total Number of Shares Granted    (TOTAL SHARES)
                                           --------------------

         Total Price of Shares Granted     (TOTAL PRICE)
                                           --------------------

         Type of Option:                 Incentive Stock Option     -----

                                         Nonstatutory Stock Option  -----

         Term/Expiration Date:
                                           ------------------

         VESTING SCHEDULE:
-------------------------

         TERMINATION PERIOD:
---------------------------

         Option may be  exercised  for three (3)  months  after  termination  of
employment  or,  if you  are a  Consultant  or a  director,  at any  time  after
termination  of consulting  or director  relationship,  unless a shorter  period
after termination is specified below your signature below,  except as set out in
Sections 7 and 8 of the Stock Option  Agreement  (but in no event later than the
Expiration Date).

         By your  signature and the  signature of the  Company's  representative
below,  you and the Company agree that this option is granted under and governed
by the terms and  conditions

                                       14
<PAGE>

of the 2000 Stock Option Plan and the Stock Option Agreement,  all of which are
attached and made a part of this document.

OPTIONEE:                                            WEALTHHOUND.COM, INC.

_______________________                     By:________________________________
Signature

_______________________                     Title:______________________________
(print name)

SPECIFIED PERIOD OF EXERCISE
AFTER TERMINATION OF RELATIONSHIP:
----------------------------------

                                       15

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