Document:

Capital Contribution Agreement

 Exhibit 10.15 
 CAPITAL CONTRIBUTION AGREEMENT 
 THIS CAPITAL CONTRIBUTION AGREEMENT
is made and entered into as of this 20th day of April, 2012, by and between (i) Macho Uno Racing Corporation (“Raceco”) and (ii) Golden Pegasus Racing Incorporated (“Golden Pegasus”). 

W I T N E S S E T H: 
 1. Capital Contribution. Golden Pegasus is currently the sole shareholder of Raceco and in connection with the anticipated initial public offering (the “IPO”) of common shares of Raceco,
Golden Pegasus hereby agrees to pay any and all commissions and expense reimbursements paid to selling agents in connection with the IPO through an additional capital contribution to Raceco. No additional shares are to be issued in consideration for
any such additional capital contribution. Any such additional capital contribution will be paid no later than the closing date of the IPO. 
 2. Representations and Warranties of Golden Pegasus. Golden Pegasus represents and warrants to Raceco: 
 (a) Binding Obligation. This Capital Contribution Agreement is a valid, binding obligation of Golden Pegasus, enforceable in accordance with its terms; and 

(b) No Violation. The execution, delivery and performance of the Capital Contribution Agreement by Golden Pegasus do not violate
any laws, regulations, orders, decrees or agreements binding upon or affecting Golden Pegasus or this transaction; 
 3.
Representations and Warranties of Raceco. Raceco represents and warrants to Golden Pegasus that the execution, delivery and performance of this Capital Contribution Agreement by Raceco do not violate any laws, regulations, orders, decrees or
agreements binding upon or affecting Raceco or this transaction. 
 4. Governing Law. The Capital Contribution Agreement
was entered into and shall be governed by and construed in accordance with the laws of the State of Florida. 

 IN WITNESS WHEREOF, this agreement has been signed by Golden Pegasus and Raceco as of the
date first above written. 
  

			
	 MACHO UNO RACING

CORPORATION

		
	By:	 	     /s/ Lyle Strachan

	Name:	 	Lyle Strachan
	Title:	 	Chief Financial Officer
	
	GOLDEN PEGASUS RACING INCORPORATED
		
	By:	 	     /s/ Michael Rogers

	Name:	 	Michael Rogers
	Title:	 	Chief Executive Officer

  
 2Amendment #2 to Employment Agreement

 Exhibit 10.1 
 AMENDMENT #2 
 TO 

EMPLOYMENT AGREEMENT 
 BY AND BETWEEN 
 MICHAEL D. HEIL 

AND 

IGO, INC. 
 This Amendment
#2 to Employment Agreement (“Amendment #2”) is made effective as of April 19, 2012, by and between Michael D. Heil (“Employee”) and iGo, Inc., a Delaware corporation (“Employer”). 

RECITALS 
  

	A.	On May 1, 2007, Employee and Employer entered into that certain Employment Agreement, as amended pursuant to that certain Amendment #1 to Employment Agreement,
dated April 10, 2012 by and between Employee and Employer (collectively, the “Agreement”); and 

  

	B.	Employee and Employer wish to amend the Agreement in accordance with this Amendment #2. 

 NOW THEREFORE, in consideration of the foregoing recitals and the terms and conditions of this Amendment #2, and other good and valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, Employee and Employer, intending to be legally bound, hereby agree as follows: 
  

	 	1.	Amendment to Agreement. Notwithstanding anything in the Agreement to the contrary, Employee will tender his resignation as a member of the Board of
Directors of Employer (the “Board”) at such time as he ceases to be employed, voluntarily or involuntarily, as the President and Chief Executive Officer of Employer (the “Resignation”). The Corporate Governance and Nominating
Committee of the Board will have the sole right to either accept or reject such Resignation at its discretion. 

  

	 	2.	Ratification. All terms and conditions of the Agreement are reaffirmed, except where such terms and conditions would conflict with the provisions of this
Amendment #2. In such instances, the provisions of this Amendment #2 supersede and replace the conflicting terms and conditions of the Agreement. Except as expressly modified by this Amendment #2, the Agreement shall remain in full force and effect
in accordance with its provisions. 

 IN WITNESS WHEREOF, Representative and iGo have executed this Amendment #2 to be effective
as of the date first set forth above. 
  

									
	iGo, Inc.	  		  		  	
					
	By:	  	 /s/ Darryl S. Baker
	  		  	By:	  	     /s/ Michael D. Heil

	Name:	  	Darryl S. Baker	  		  	Michael D. Heil
	Title:	  	Vice President & CFOEXHIBIT (10)(A)

 EXHIBIT (10)(a) 

Consent of Counsel 

 [Sutherland Asbill & Brennan LLP] 

April 16, 2012 
 Board of Directors

 Transamerica Advisors Life Insurance Company 
 Merrill Lynch Life Variable Annuity Separate Account A 
 4333 Edgewood Road, NE 

Cedar Rapids, IA. 52499-0001 
  

	 	RE:	Merrill Lynch Life Variable Annuity Separate Account A 

 Merrill Lynch Investor Choice AnnuitySM (Investor Series) 
 File No. 333-118362/811-06459 

Gentlemen: 
 We hereby consent
to the use of our name under the caption “Legal Matters” in the Prospectus contained in Post-Effective Amendment No. 16 to the Registration Statement to Form N-4 (File No. 333-118362) of the Merrill Lynch Life Variable Annuity
Separate Account A filed by Transamerica Advisors Life Insurance Company with the Securities and Exchange Commission. In giving this consent, we do not admit that we are in the category of persons whose consent is required under Section 7 of
the Securities Act of 1933. 
  

			
	Very truly yours,
	
	Sutherland Asbill & Brennan LLP
		
	By:	 	 /s/ Frederick R. Bellamy

		 	Frederick R. BellamyEXHIBIT (10)(B)

 EXHIBIT 10(b) 
 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

 Consent of Independent Registered Public Accounting Firm 

We consent to the reference to our firm under the caption “Experts” in the Prospectus and to the use of our reports: (1) dated March 29,
2012, with respect to the financial statements of Transamerica Advisors Life Insurance Company, and (2) dated April 23, 2012, with respect to the financial statements of Merrill Lynch Life Variable Annuity Separate Account A in Post-Effective
Amendment No. 16 to the Registration Statement (Form N-4, No. 333-118362) under the Securities Act of 1933, and the related Prospectus of Merrill Lynch Investor Choice Annuity (Investor Series). 

/s/ Ernst & Young LLP 
 Des Moines, Iowa 
 April 23, 2012EXHIBIT (10)(A)

 EXHIBIT (10)(a) 

Consent of Counsel 

 [Sutherland Asbill & Brennan LLP] 

April 16, 2012 
 Board of Directors

 Transamerica Advisors Life Insurance Company of New York 
 ML of New York Variable Annuity Separate Account A 
 440 Mamaroneck Avenue 

Harrison, New York 10528 
  

	 	RE:	ML of New York Variable Annuity Separate Account A 

	 	  	 Merrill Lynch Investor Choice AnnuitySM (Investor Series) 

	 	  	File No. 333-119611/811-06466 

Gentlemen: 
 We hereby consent
to the use of our name under the caption “Legal Matters” in the Prospectus contained in Post-Effective Amendment No. 11 to the Registration Statement to Form N-4 (File No. 333-119611) of the ML of New York Variable Annuity
Separate Account A filed by Transamerica Advisors Life Insurance Company of New York with the Securities and Exchange Commission. In giving this consent, we do not admit that we are in the category of persons whose consent is required under
Section 7 of the Securities Act of 1933. 
  

			
	Very truly yours,
	
	Sutherland Asbill & Brennan LLP
		
	By:	 	    /s/ Frederick R. Bellamy
		 	    Frederick R. BellamyEXHIBIT (10)(B)

 EXHIBIT 10(b) 
 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

 Consent of Independent Registered Public Accounting Firm 

We consent to the reference to our firm under the caption “Experts” in the Prospectus and to the use of our reports: (1) dated
March 29, 2012, with respect to the financial statements of Transamerica Advisors Life Insurance Company of New York, and (2) dated April 23, 2012, with respect to the financial statements of ML of New York Variable Annuity Separate
Account A in Post-Effective Amendment No. 11 to the Registration Statement (Form N-4, No. 333-119611) under the Securities Act of 1933, and the related Prospectus of Merrill Lynch Investor Choice Annuity (Investor Series). 

/s/ Ernst & Young LLP 
 Des Moines, Iowa 
 April 23, 2012Exclusive Partnership Agreement

 EXHIBIT 4.29 
 CONSULTING/SERVICES AGREEMENT 
 This Consulting/Services Agreement (this
“Agreement”) is entered into as of March 31, 2011, by and between Global Infomercial Services, Inc., a corporation organized and existing under the laws of Nevada and having its principal place of business at 10735 South Cicero
Avenue, Suite 201, Oak Lawn, Illinois 60453 (“GIS”), and Acorn Trade (Shanghai) Co., Ltd., a corporation organized and existing under the laws of China and having its principal place of business at 18/F, 20 Baoshiyuan Building, 487
Tianlin Lu, Shanghai (“Client”). The terms and conditions of this Agreement are set forth below, and in the Schedules, which the parties agree are a part of this Agreement. A reference herein to this Agreement shall mean this Agreement
including the Schedules. 
 1. COMPENSATION. Client shall pay to GIS the compensation as set forth on the attached Schedule A
(the “Compensation”). 
 2. SERVICES. GIS shall perform the services set forth on Schedule B (the
“Services”). 
 3. APPOINTMENT. For the Term, Client appoints GIS as its exclusive agent with respect to all
infomercial products (defined as all products sold with a short or long form infomercial) that have been or are being sold in North America, South America, or Europe (the “Territory”). In addition, during the Term, GIS will introduce non-
infomercial products to Client. If Client requests a specific product, GIS will endeavor to introduce that product to Client without undue delay. The Parties agree that this appointment and the duty to pay Compensation excludes products which prior
to the date of this agreement, Client already sells, or, was in negotiations to sell, and, products where the owner/rights holder is based outside the Territory (the “Excluded Products”). Recognizing that GIS will commit considerable
resources to the relationship, Client will test market at least 2 GIS Products in the first year and 3 products in the second year. 
 4. TERM AND TERMINATION. The term of this Agreement will be for a period of two (2) years commencing on the date hereof, and will automatically renew for successive one (1) year terms (such
initial term and any renews thereof to be referred to in this Agreement as the “Term”), absent written notice to the contrary from one party to the other at least sixty (60) days prior to the expiration of a term, except that either
party may terminate earlier on thirty (30) days’ written notice to the other party in the event of a breach of any material provision of this Agreement by the other party, provided that, by the expiration of the thirty (30) day
period, the breaching party has failed to cure such breach. During the sixty (60) day notice period, Client shall remain obligated to pay Compensation on GIS Products, but shall be free to source new products directly from product owners/rights
holders in the Territory, and, GIS shall not be obligated to offer new products to Client. Upon termination of this Agreement, any monies owed by the Client to GIS shall be paid immediately. Client shall continue to pay Compensation to GIS so long
as Client continues to purchase (or manufacture for sale) any GIS Product as defined in Schedule A. 

 5. NOTICES. All notices under this Agreement shall be in writing correctly addressed to the
relevant party’s address as specified in this Agreement or at such other address as either party may designate in writing to the other party. Notice pursuant to this Paragraph shall be deemed to have been served as follows: (a) if hand
delivered or by courier or post, at the time of delivery; (b) if sent by facsimile within 8 hours of transmission during business hours at its destination or within 24 hours if not within business hours but subject to proof by the sender that
he holds an acknowledgment from the addressed confirming receipt of the transmitted notice in readable form. 
 6.
AUTHORIZATION. GIS hereby represents and warrants that any products or infomercial introduced by GIS to Client will obtain the proper authorization from the owner/holder and will not infringe or otherwise violate the intellectual property right or
other proprietary rights of any third party. 
 7. LIMITATION OF LIABILITY. Notwithstanding anything to the contrary contained
in this Agreement, GIS shall not be liable (whether in Agreement or in negligence or other tort or otherwise) for any indirect or consequential loss and/or loss of profit and/or loss of business suffered by Client or any third party as a result of
or in connection with this Agreement. In any case, the maximum aggregate liability of GIS under or in connection with this Agreement in respect of any claim or claims made in any one year whether for breach of any of the terms and conditions of this
Agreement, negligence or other tort or otherwise shall not exceed the total amount of Compensation paid to GIS by Client. 
 8.
RIGHTS OF THIRD PARTIES. Nothing expressed or implied in this Agreement is intended or shall be construed to confer upon or give any person, firm or corporation, other than the parties hereto, any right or remedies under or by reason of this
Agreement. 
 9. SEVERABILITY. Whenever possible, each provision of this Agreement will be interpreted in such manner as to be
effective and valid under applicable law, but if any provision of this Agreement is held to be invalid, illegal or unenforceable in any respect under any applicable law or rule in any jurisdiction, such invalidity, illegality or unenforceability
will not affect any other provision or any other jurisdiction, but this Agreement will be reformed, construed and enforced in such jurisdiction as if such invalid, illegal or unenforceable provision had never been contained herein. 

10. SCHEDULES. Each Schedule referred to in this Agreement is hereby incorporated by reference into this Agreement and is made a part of
this Agreement as if set out in full in the first place that reference is made to it 
 11. COUNTERPARTS. This Agreement may be
executed in two or more counterparts, each of which shall be deemed an original, but all of which taken together shall constitute one and the same instrument. Delivery of an executed counterpart of this Agreement by facsimile or .pdf/e-mail copy
will be deemed as effective as delivery of an originally executed counterpart. 

 12. ENTIRE AGREEMENT. This Agreement is the complete and entire Agreement between the
parties hereto relating the subject matter hereof and supersedes all prior agreement, understanding or representations, express or implied, between the parties hereto relative to subject matter hereof. 

13. MODIFICATIONS. No oral explanation or oral confirmation by either of the parties hereto shall alter the meaning or interpretation of
this Agreement. No amendment, modification or change hereof shall be effective or binding on either of the parties hereto unless reduced to writing which specifically references this Agreement and which is executed by the respective duly authorize
representatives of each of the parties hereto. 
 14. ADDITIONAL REPRESENTATIONS AND WARRANTIES. Each party represents and
warrants to the other that it has all requisite power and authority to enter into this Agreement, and has duly authorized by all necessary action the execution and delivery hereof by the officer or individual whose name is signed on its behalf
below. Each party represents further that the execution and delivery of this Agreement by it and the performance of its obligations hereunder do not or will not conflict with or result in a breach of or default under its organizational instruments
or any other agreement, instrument, order, law or regulation applying to it or by which it may be bound; and this Agreement has been duly and validly executed and delivered by it and constitutes its valid and legally binding obligation, enforceable
in accordance with its terms. 
 15. INDEPENDENT CONTRACTORS. The parties are independent contractors. Nothing in this Agreement
shall be construed to constitute the parties as principal and agent, employer and employee, franchiser and franchisee, partners, joint venturers, affiliates, co-owners or otherwise as participants in a joint undertaking. 

16. BINDING EFFECT. This Agreement shall be binding upon and inure to the benefit of the parties’ heirs, successors and assigns.

 17. CONFIDENTIALITY. GIS shall at all times during the Term of this Agreement and thereafter use its best endeavors to keep
all confidential information confidential and accordingly not disclose any confidential information of Client and its affiliates to any other person nor use any confidential information for any purpose other than the performance of its obligations
under this Agreement. The confidentiality obligation contained herein shall continue to be in effect for three (3) years after the date of termination of this Agreement. 
 18. GOVERNING LAW. This Agreement shall be governed by, and construed and enforced in accordance with the laws of the People’s Republic of China without regard to principles of conflict of laws.

 19. DISPUTE RESOLUTION. Except as otherwise provided in this Agreement, the parties will attempt in good faith to resolve
through negotiation, any dispute, claim or controversy arising out of or relating to this Agreement. Either party may initiate negotiations by providing written notice to the other party, setting forth the subject of the dispute. 

 If the dispute is not resolved through the parties good faith negotiations, the matter shall
be submit to the Hong Kong International Arbitration Center for arbitration which shall be conducted in accordance with the UNCITRAL Arbitration Rules in effect at the time of applying for arbitration. The arbitral award is final and binding upon
both parties. IN WITNESS whereof, the parties hereto have duly executed this Agreement by affixing their respective signatures below as of the day and year there noted. 

 

			
	 GLOBAL INFOMERCIAL SERVICES, INC.

	
	 /s/    SCOTT F. REID

	 BY:
	 	 SCOTT F. REID

	 ITS
	 	 PRESIDENT

  

			
	 Acorn Trade (Shanghai) Co., Ltd.

	
	 /s/    Don Dongjie Yang

	 BY:
	 	 Don Dongjie Yang

	 ITS:
	 	 Chief Executive Officer

 SCHEDULE “A” 

Compensation for Services/Payment Terms 
 1. Products on which Compensation shall be Due. Except for the Excluded Products, as defined in paragraph 3 of this Agreement, Client shall pay the Compensation with respect to all products
introduced to Client by GIS during the Term, as well as all future versions of such products, and any related upsells and accessories. The Products on which Compensation shall be due shall be referred to in this Agreement as the GIS Products.

 2. Amount of Compensation. For each product, GIS and Client shall negotiate the amount of compensation on a case by
case basis, but in whatever circumstances, Client shall not pay to GIS more than 10% of the cost of the product. As required by applicable law, Client shall have the right to deduct 10% withholding income tax and 5% withholding business tax from the
amount of compensation due to GIS. However, Client shall transmit to GIS official tax receipts or other evidence issued by said appropriate tax authorities to enable GIS to support a claim for tax credit in respect to such withheld taxes so paid by
Client. 
 3. Order and Payment Process. It is expected that orders and payments will be processed through GIS and that
the contractual relationship at that time will be established between GIS and Client, on the one hand, and GIS and the product supplier (the Supplier), on the other hand. In its contract with Client, GIS will bear suppliers’ liability. The
price will be as agreed by the parties, and, except in cases where by mutual agreement the product is manufactured by Client, it is expected that payment terms will be 100% by wire transfer when the shipping documents are surrendered. 

3. Compensation Report. In cases where Client manufactures the product and pays a royalty to the Supplier, and also in cases where
due to special circumstances the Supplier is paid directly by Client, within thirty (30) days after the end of each month, Client shall send to GIS a report setting forth the total number of units purchased or manufactured for sale and total
dollar amount of sales and a statement showing the total Compensation to be paid to GIS for such period plus the royalty to be paid to Supplier, if applicable (the “Royalty/Compensation Report”). Unless GIS or Supplier object to the
accuracy of the Royalty/Compensation Report, GIS shall sign and return the report to Client together with GIS’s invoice for the Royalty and Compensation amounts stated in the Royalty/Compensation Report. Client shall pay GIS’s invoice by
wire transfer to the bank account designated by GIS within the time period negotiated by the parties, but no longer than 60 days. Notwithstanding GIS’s acceptance and return of the Royalty/Compensation Report, GIS shall not be deemed to have
waived any right to later audit Client as provided in this Agreement or otherwise. Client’s obligation to produce the Royalty/Compensation Report each month and pay the royalty and Commission shall survive the termination of this Agreement and
shall continue so long as Client continues to have an obligation to pay compensation to GIS under this Agreement. 

 4. Right to Audit. Client shall keep full and accurate books concerning the
purchase/manufacture and sale of any GIS Products, and such books shall be available upon reasonable written notice, during normal business hours for GIS to audit. Should any audit reveal underpayment by five percent or more, Client will pay the
reasonable cost of said audit. Any underpayment shall be paid to GIS within the period negotiated by the parties, but no longer than 60 days. 
 5. Cost of Outside Marketing not Included. The costs associated with outside marketing activities arranged by GIS for Client are not included in the Compensation. 

 SCHEDULE “B” 

Description of Services 
 The Services to be performed by GIS shall include the following: 
 1. Search for
and identify products of interest to Client. Examples of what may be provided: 
  

	 	•	 	 New show CTA and product description 

  

	 	•	 	 Summary video of new IMS shows and Spots 

  

	 	•	 	 Product tracking 

  

	 	•	 	 Access to 3 year IMS database with GIS customization 

 2. Obtain the rights to the products introduced and to the related infomercials and short forms. 
 3. Provide product marketing analysis, such as: 
  

	 	•	 	 GIS Customer Purchase Cycle Analysis 

  

	 	•	 	 Web Analysis, 

 4. Assist in Vendor Relationship Management, to include: 
  

	 	•	 	 Negotiate contracts with the product owners on behalf of or in conjunction with Client 

 

	 	•	 	 Process orders to all US and European vendors 

  

	 	•	 	 Process payments to all US and European vendors 

 5. Arrange for all outside marketing activities within the US and Europe as requested by Client, all costs to be paid by Client, with no mark-up by GIS. Some examples of outside marketing which GIS may
arrange upon request by Client and at Client’s expense include: 
  

	 	•	 	 Manage magazine and other advertising in the US and Europe. 

 

	 	•	 	 Make arrangements for European and Las Vegas Electronic Retailers Association conferences, including, as appropriate, registration, hotel
reservations, event planning, and booth management.

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