Document:

EX-10.44

                           NU SKIN INTERNATIONAL, INC.
                                NU SKIN USA, INC.
                               SUBLEASE AGREEMENT

This Sublease  Agreement  ("Lease") is entered into and made  effective this 1st
day of January 1998 (the "Effective Date") by and between Nu Skin International,
Inc.  ("Lessor"),  having a place of business at 75 West Center  Street,  Provo,
Utah 84601 and Nu Skin USA,  Inc.  ("Lessee"),  having a place of business at 75
West Center Street,  Provo, Utah 84601. The Lessor and Lessee may be hereinafter
referred to individually as a "Party" or collectively as the "Parties."

                                    RECITALS

A.       Lessor is the lessee of the premises described below,  having space for
         sublease on such premises; and

         B.       Lessee  desires to lease space from Lessor in such premises on
                  the terms and conditions hereafter set forth.

                                    AGREEMENT

In consideration of the mutual covenants  contained herein, the Parties agree as
follows:

1.       Leased Space.

         A.       Lessor  hereby  leases to Lessee  certain  office,  warehouse,
                  distribution, and other related space collectively hereinafter
                  referred to as  "Space") in the amounts of square  footage and
                  located in the office  buildings  as set forth on Exhibit  "A"
                  attached  hereto.  As of the Effective Date, the occupied area
                  used by Lessee consists of  approximately  114, 123 sq. ft. of
                  Space.

         B.       The Space shall be used for the  purposes set forth in Exhibit
                  B hereto.

2.       Term.

         A.       The initial term  ("Term") of this Lease shall be for a period
                  of 5 years  commencing  on the Effective  Date and  continuing
                  year-to-year thereafter.  This Lease shall renew automatically
                  for subsequent  terms of 1 year,  unless either Party notifies
                  the other in  writing at least  ninety  (90) days prior to the
                  expiration of the initial or any renewal Term(s).

         B.       Lessee shall  surrender the Space to Lessor  immediately  upon
                  termination or expiration of this Lease.
<PAGE>
3.       Rent.

         A.       During the first year of the Term hereof,  Lessee shall pay an
                  annual rent of $1,744,135.00  (the "Annual Rent").  The Annual
                  Rent  reflects a blended  per  square  foot  rental  amount of
                  US$15.28 per square  foot.  The Annual Rent shall be satisfied
                  through monthly payments of $US 145,344.58, due and payable on
                  the first day of each month.

         B.       Effective  as of  January  1,  1999 and as of each  January  1
                  thereafter  during  the Term of this  Lease  and any  renewals
                  thereof,  the Annual Rent Asahi be adjusted in accordance with
                  changes in the Consumer Price Index.  The Consumer Price Index
                  shall mean the average  for "all  items"  shown on the "United
                  states  city  average  for urban  wage  earners  and  clerical
                  workers, all items, groups,  sub-groups, and special groups of
                  items as promulgated by the Bureau of Labor  Statistics of the
                  United  States   Departments   of  Labor."  using  the  period
                  1982-1984 as a base of 100.

         C.       In no  event,  however,  shall  the  Annual  Rent be less than
                  $1,744,000.00  ($   15.28/blended   sq.  ft.)  nor  more  than
                  $2,000,000.00 ($ 17.52/blended sq. ft.). In the event that the
                  Consumer Price Index is substantially  revised,  an adjustment
                  shall be made in the revised  Consumer Price Index which would
                  produce results  equivalent,  as nearly as possible,  to those
                  which  would have been  obtained if the  Consumer  Price Index
                  shall become  unavailable  to the public  because  publication
                  discontinuation or otherwise, then the Prorates shall agree to
                  an alternative measurement.

         D.       In the event Lessee should fail to pay any installment of rent
                  or any other sum due under  this Lease with 30 days after such
                  sum is due, Lessee shall pay to Lessor,  as additional rent, a
                  late charge  equal to 10 percent of each  installment  or sum.
                  Waiver  of  the  late  charge  equal  to 10  percent  of  each
                  installment or sum.  Waiver of the late charge with respect to
                  any  installment  or sum shall not be deemed to  constitute  a
                  waiver with respect to any  subsequent  installment  or sum so
                  due.

4.       Use.

         A.       In  addition  to being  used  for the  purposes  specified  in
                  Exhibit "B"  attached  hereto,  Lessee  shall  comply with the
                  Rules and Regulations  attached hereto as Exhibit "C" and with
                  all rules, regulations,  ordinances, statues, and other lawful
                  requirements   of  governmental   agencies,   consistent  with
                  Lessee's use thereof.

         B.       Lessee  shall not use or  permit  the Space to be used for any
                  purpose(s)  other  than  those set forth in this Lease and the
                  Exhibits hereto.  Lessee shall neither permit on the Space any
                  activity,  including any act, sale or storage of any substance
                  that may be prohibited  under standard forms of fire insurance
                  policies, nor use the Space for any such purpose. In addition,
                  no use shall be made or permitted to be made that shall result
                  in:
<PAGE>
                  1.       The use or storage of  hazardous  materials or waste;
                  2.       Public or private nuisance that may disturb the quiet
                           enjoyment of other tenants in the buildings;
                  3.       Improper,  unlawful,  or objectionable use, including
                           sale,  storage,  or  preparation  of food,  alcoholic
                           beverages,  or  materials  generating  an odor on the
                           Space; or
                  4.       Noises or vibrations that may disturb other tenants.

5.       Security Deposit.

No deposit is requested and no deposit has been made.

6.       Abandonment.

Lessee  shall not vacate or abandon the Space,  or any portion  thereof,  at any
time  during the Term of the Lease.  If Lessee  does vacate or abandon the Space
(or any portion  thereof) of is  dispossessed  by process of law,  any  personal
property  belonging  to  Lessee  and left in or on the  Space  shall  be  deemed
abandoned at the option of Lessor and shall become the property of Lessor.

7.       Taxes.

Lessor shall pay real property taxes and  assessments  associated with the Space
during the Term of this Lease.

8.       Utilities, Other Costs.

         A.       Lessor  shall  pay  all  charges  for  water,  sewer,  garbage
                  removal, power and gas.

         B.       Lessor  shall  provide  for Space and common  area  janitorial
                  service and maintain the Space in a clean and orderly manner.

         C.       Lessor  shall  ensure the  removal of snow in the  parking and
                  walkway areas during applicable seasons., lessor shall further
                  keep walkways salted and free from snow buildup.

         D.       Lessor shall provide office  furniture,  equipment  (including
                  reasonable computer, printing and photocopying equipment), and
                  office supplies that may be reasonably requested by Lessee and
                  in  accordance  with  Lessor's  polices  with  respect  to its
                  business  operations  in the Space.  Less shall have access to
                  all facilities and services  available  within the Space at no
                  additional cost to Lessee.

9.       Alterations, Modifications and Repairs.

         A.       Lessee shall  maintain the Space in a reasonable and well kept
                  and shall not alter, repair or change the Space including, but
                  not  limited to addition of cables,  electrical  wires,  etc.,
                  that may damage walls,  without  prior,  express,  and written
                  consent of Lessor.
<PAGE>
         B.       All  alterations,  improvements,  and changes  that Lessee may
                  desire  shall be done  either  by or under  the  direction  of
                  Lessor,  and at the  expense  of Lessor  and shall  become the
                  property of Lessee and remain on the Space.

         C.       All damage or injury  done to the Space by Lessee,  its agents
                  or employees, or any person who may be in or on the Space with
                  the consent of Lessee shall be paid for be Lessee.

         D.       Lessee shall, at the  termination of the Lease,  surrender the
                  Space to Lessor in as good  condition or the same condition as
                  when entered upon by Lessee excepting ordinary wear and tear.

         E.       Lessor shall be  responsible  for making all routine  repairs,
                  maintaining the landscape and performing routine  maintenance.
                  Lessee  shall permit  Lessor and  Lessor's  agent to enter the
                  Space at all  reasonable  times to inspect  and  maintain  the
                  building and Space, make repairs, alternation, or additions to
                  the Space,  or any  portion  of the  building,  including  the
                  erection of scaffolding, props or other mechanical devices, to
                  post notices or non-liability for  alternations,  additions or
                  repairs.

10.      Insurance.

The Parties shall each obtain and keep in force during the Term of this Lease, a
policy of comprehensive general liability insurance naming the other Party as an
additional insured.

11.      Assignment and Sublease.

         A.       Lessee  shall not assign any rights or duties under this Lease
                  nor  sublet  the  Space or any part of the Space nor allow any
                  other  person to occupy or use the Space  without  the  prior,
                  express,  and  written  consent  of  lessor.  A consent to one
                  assignment,  sublease or occupation or use by any other person
                  shall not be consent to any subsequent  assignment,  sublease,
                  or  occupation  or use by another  person.  Any  assignment or
                  subletting without consent shall be void.

         B.       This Lease shall not be assignable without the written consent
                  of both Parties.

12.      Breach or Default.

         A.       The  occurrence  of any one or more  of the  following  events
                  shall constitute a material default in breach of this Lease by
                  Lessee:
<PAGE>
                  1.       Vacation or abandonment of the Space, including,  but
                           not  limited to, any absence of Lessee from the Space
                           for 30 business days or longer.

                  2.       Failure by Lessee to make any payment  required under
                           this Lease as and when due,  where such failure shall
                           continue for a period of 30 days after written notice
                           form Lessor.

                  3.       Failure by Lessee to observe or to perform any of the
                           covenants,  conditions,  or provisions of this Lease,
                           other  than the  making of any  payment,  where  such
                           failure shall  continue for a period of 60 days after
                           notice of such failure from Lessor or such additional
                           period  of time as is  reasonably  necessary  to cure
                           such failure,  provided Lessee diligently  prosecutes
                           such cure.

         B.       In the event of any  default by  Lessee,  in  addition  to any
                  other remedies available to Lessee at law or in equity, Lessee
                  shall have the  immediate  option to terminate  this Lease and
                  all rights of Lessee under this Lease.

         C.       In the event of any such default by Lessee,  Lessor shall also
                  have the right,  adhering to applicable legal processes,  with
                  or without  terminating  this Lease, to re-enter the Space and
                  remove all persons and property from the Space.  Such property
                  may be removed and stored in a public  warehouse  or elsewhere
                  at the cost of or on the account of Lessee.

         D.       In the event of any such default by Lessee,  Lessor shall also
                  have the right,  adhering to applicable legal processes,  with
                  or without terminating this lease, to reenter the Space and to
                  relet it.

         E.       In the event of any  default by Lessor,  which  default  shall
                  remain  uncured after 30 days' notice to Lessor,  Lessee shall
                  have all rights  and  remedies  provided  by  applicable  law,
                  including,  but not limited to , rights of offset  against the
                  Annual Rent,  injunctive  relief and other equitable and legal
                  remedies.

13.      Indemnification.

         A.       Lessee shall indemnify,  defend, and hold Lessor harmless from
                  any and all claims and damages (including  reasonable attorney
                  fees and costs)  arising from Lessee's use of the Space or the
                  conduct of its  business or from any  activity,  work or thing
                  done,  permitted or suffered by Lessee,  in or about the Space
                  and/or the  buildings  in which the Space is  located,  unless
                  caused by the negligent  acts of Lessor or Lessor's  agents or
                  employees.

         B.       Each Party Lessee shall indemnify,  defend, and hold the other
                  harmless  from  any  and all  claims  and  damages  (including
                  reasonable   attorney  fees  and  costs)  arising  from  their
                  respective breach or default in any of the terms or conditions
                  of this Lease,  or arising form any act of negligence,  fault,
                  or omission of their respective agents, employees or invitees,
                  and from and  against  any and all cost,  reasonable  attorney
                  fees, expenses and liabilities incurred in or about such claim
                  or any action or proceeding brought on such claim.

14.      General.

         A.       Governing  Law. It is agreed that this Lease shall be governed
                  by, construed, and enforced in accordance with the laws of the
                  State of Utah.
<PAGE>
         B.       Waivers.  Waivers by Lessor of any breach of any  covenant  or
                  duty of lessee under this Lease is not a waiver of a breach of
                  any other  covenant  or duty of Lessee.  or of any  subsequent
                  breach of the same covenant of duty.

         C.       Entire  Agreement.  This  Lease  shall  constitute  the entire
                  agreement  between the  Parties.  Any prior  understanding  or
                  representation  of any kind  preceding  the date of this Lease
                  shall not be binding  upon either  Party  except to the extent
                  incorporated in this Lease Agreement.

         D.       Assignment/Modification  of Agreement. Any assignment or other
                  modification of this Lease or additional obligation assumed by
                  either  Party in  connection  with this Lease shall be binding
                  only if evidenced in writing signed by each Party.

         E.       Notices. All notices,  demands, or other writing in this Lease
                  to be given,  made or sent or which may be given, made or sent
                  be  either  Party to the  other,  shall be deemed to have been
                  fully  given , made,  or sent when made in writing  and either
                  personally  delivered or deposited in the United  States mail,
                  return receipt requested, and addressed as follows:

         TO LESSOR:     At the address set forth at the beginning of this Lease.
         TO LESSEE:     At the address set forth at the beginning of this Lease.

         F.       Invalidity.  The  invalidity or illegality of any provision of
                  this Lease shall not affect the  remaining  provision  of this
                  Lease.

IN WITNESS WHEREOF, the Parties hereto have executed this Lease on the Effective
Date above written.

NU SKIN INTERNATIONAL, INC.                 NU SKIN USA, INC.

By:   /s/ Steven J. Lund                    By:   /s/Keith R. Halls
Name: Steven J. Lund                        Name: Keith R. Halls
Its:  Executive Vice President              Its:  Vice President
<PAGE>
                                    EXHIBIT A

                        LOCATION AND DESCRIPTION OF SPACE

One Nu Skin Plaza
75 West Center Street
Provo, Utah 84601

                              Common      Sub
                   Space       Area      Total    %Allocation     Total
                   ------     ------     -----    -----------     ------
                   17,942     8,016                               25,958

Kress Building
40 South 100 West
Provo, Utah 84601
                              Common      Sub
                   Space       Area      Total    %Allocation     Total
                   ------     ------     -----    -----------     ------
                   1,315        501                                1,816

Distribution Center
275 East 1325 South
Provo, Utah 84606

                              Common      Sub
                   Space       Area      Total    %Allocation     Total
                   ------     ------     -----    -----------     ------
                   74,215     12,024                              86,349
<PAGE>
                                    EXHIBIT B

                                    PURPOSES

         Name of Building/Space                           Permitted Uses
         ----------------------                           --------------

One Nu Skin Plaza                                         Office Space
75 West Center Street
Provo, Utah 84601

Kress Building                                            Office Space
40 South 100 West
Provo, Utah 84601

Nu Skin Distribution Center                               -Office Space
275 East 1325 South                                       -Packaging/Shipping
Provo, Utah 84606                                          Center
<PAGE>
                                    EXHIBIT C

Lessee agrees to comply fully with the following  rules and regulations and with
such reasonable  modifications of and additions to such rules and regulations as
lessor may make from time to time.

Any sign,  lettering,  picture,  notice,  or advertisement  installed within the
Space that is visible to the public from within the building  shall be installed
in such a manner and be of such  character  and style as Lessor shall approve in
writing. No sign, lettering,  picture,  notice, or advertisement shall be placed
on any outside window or in a position to be visible from outside the building.

Lessee  shall not  advertise  the  business,  profession,  or activity of Lessee
conducted in the building in any manner that violates any code of ethics adopted
by an  recognized  association  or  organization  pertaining  to  the  business,
profession,  or activity, shall not use the name of the building for any purpose
other than that of the business address of Lessee.

Lessee shall not obstruct sidewalks,  entrances,  passages,  courts,  corridors,
vestibules, halls, or stairways in or about the building, nor shall Lessee place
objects  against  doors or windows that would be unsightly  from the  building's
corridors or from the exterior of the building.

No animals or pets or bicycles or other  vehicles  shall be brought or permitted
to be in the building or the Space.

Lessee shall not make excessive noises, cause disturbances or vibrations, or use
or operate  any  devices  that emit loud sound or air waves that may  disturb or
annoy other  tenants or occupants of the building or that would  interfere  with
the operation or any device or equipment or radio or television  broadcasting or
reception from or within the building or elsewhere.

Lessee shall not make any  room-to-room  canvass to solicit  business from other
tenants of the building.

Lessee  shall not  create any odors that may be  offensive  to other  tenants or
occupants of the building.

The  building  is a  no-smoking  building  and Lessee  shall not,  nor allow its
invitees to smoke while in the building or Space.

Lessee  shall not  waste  electricity,  water,  or air  conditioning,  and shall
cooperate  fully  with  Lessor to assure  the most  efficient  operation  of the
building's  heating and air  conditioning  system.  Lessee  shall not adjust any
controls other than room  thermostats  installed for Lessee's use.  Lessee shall
not tie,  wedge,  or otherwise  fasten open any water  faucet or outlet.  Lessee
shall keep all corridor doors closed.

No  additional  locks or similar  devices  shall be  attached to any door and no
locks shall be changed without lessor's prior written consent.
<PAGE>
Lessee assumes full responsibility for protecting the Space from theft, robbery,
and pilferage.  Except during Lessee's normal business hours,  Lessee shall keep
all doors to the Space  locked and other means of entry to the Space  closed and
secure.

No peddlers,  solicitors,  or beggars shall be allowed in the  building,  and if
present, shall be reported by Lessee to Lessor.

No person not employed,  contracted for, or approved by Lessor shall perform any
window washing, cleaning, repairing, janitorial,  decorating, painting, or other
services or work in or about the Space.

Lessee shall not in any manner deface or injure the building.

Lessee  shall not bring  into the  building  or the Space  inflammables  such as
gasoline,  kerosene,  naphtha, and benzene, or explosives, or any other articles
or any intrinsically  dangerous nature. If by reason of the failure of Lessee to
comply with the provisions of this paragraph,  any insurance  premium payable by
Lessor  for all or any part of the  building  shall  at any  time be  increased,
Lessor  shall have the option  either to  terminate  the Lease  Agreement  or to
require lessee to make immediate payment of the amount of such increase.

Lessee  shall not install or operate any steam or  internal  combustion  engine,
boiler,   machinery,   refrigeration  or  heating  device  or  air  conditioning
apparatus,  or carry on any  mechanical  business  in or about the  building  or
Space.

Lessee  shall  be  responsible  for  the  observance  of all of  the  rules  and
regulations by Lessee's employees,  agents,  clients,  customers,  invitees, and
guests,  Lessor  shall not be  responsible  for any  violation  of the rules and
regulations  by other  tenants of the building and shall have no  obligation  to
enforce the rules and regulations against other tenants.

The work  "Building"  as uses herein  means the building of which the Space is a
part.
<PAGE>
HIGH RISE                                                $32 PER SQ FOOT

USA HIGH RISE SQUARE FOOTAGE                                      25,958

RENT (INCLUDES SPACE, UTILITIES, EQUIPMENT)
         SPACE-$14.00 PER SQUARE FOOT                            363,412
         UTILITIES-$3.5 PER SQUARE FOOT                           90,853
         PROPERTY TAXES-$1.70 PER SQUARE FOOT                      4,413
         FURNITURE & FIXTURES-$12.80 PER SQUARE FOOT             332,262
                                                                 -------
                                                                 790,940

USA KRESS BUILDING SQUARE FOOTAGE                                  1,816

RENT (INCLUDES SPACE, UTILITIES, EQUIPMENT)
         SPACE - $10 PER SQUARE FOOT                              18,160
         UTILITIES - $3.5 PER SQUARE FOOT                          6,356
         PROPERTY TAXES - $1.70 PER SQUARE FOOT                    3,087
         FURNITURE & FIXTURES - $12.80 PER SQUARE FOOT            23,245
                                                                 -------
                                                                  50,848

USA DISTRIBUTION CENTER SQUARE FOOTAGE                            86,349

RENT (INCLUDES SPACE, UTILITIES, EQUIPMENT)
         SPACE- $3.5 PER SQUARE FOOT                             302,222
         UTILITIES - $3.5 PER SQUARE FOOT                        302,222
         PROPERTY TAXES - $1.70 PER SQUARE FOOT                  146,793
         FURNITURE & FIXTURES - $1.75 PER SQUARE FOOT            151,111
                                                                 -------EX-10.45

                            WAREHOUSE LEASE AGREEMENT

This  Warehouse  Lease  Agreement  ("Agreement")  was made and  entered  into on
October 1, 1993 by and between Nu Skin  International,  Inc.  ("Lessee")  a Utah
Corporation with a principal place of business at 75 West Center Street,  Provo,
Utah 84601 and Aspen  Investments,  Ltd.  ("Lessor") a Utah Limited  Partnership
with a place of business at 75 West Center, Provo, Utah 84601.

In  consideration  of the mutual  covenants  contained  in this triple net lease
Agreement, the parties agree as follows:

1.      Description of Premises: Lessor hereby leases to Lessee that part of the
        premises located at 1085 South 250 East, Provo Utah,  otherwise known as
        the Annex (or old Wicat building) and more particularly described as:

        The Lessors building and ground 160 feet East and West by 300 feet North
        and South,  located at 1085 South 250 East, Provo,  Utah,  together with
        the use  with  Lessor  of a 200  foot by 140 foot  asphalt  parking  lot
        located at the corner of 1000 South 350 East,  containing  approximately
        100 parking spaces.

        And as set forth on Exhibit A  (hereinafter  referred  to as the "Leased
        Premises") attached hereto and incorporated herein by this reference for
        the term and at the rental provided for in this Agreement.

2.      Rental:  In consideration  of the lease of the Leased  Premises,  Lessee
        shall pay Lessor a monthly  rental of Seven  Thousand  Seven Hundred and
        no/100 Dollars ($7,700.00)  beginning on October 1, 1993 with succeeding
        payments  due on the first  day of each  month  during  the term of this
        Agreement plus other charges as hereinafter set forth.

3.      Term: This Agreement  shall have a term of five (5) years  commencing on
        October 1, 1993 and shall  renew  automatically  for like  terms  unless
        otherwise terminated pursuant to this Agreement.

4.      Use of Leased Premises:

        4.1    The Leased Premises shall be used and occupied for the storage of
               property and for whatever lawful business activities Lessee deems
               necessary.

        4.2    Lessee shall not store any items that Lessee possesses  illegally
               or items that are  unlawful  to be  possessed.  Lessee  shall not
               store any flammable,  explosive, or dangerous material or illegal
               drugs in the Leased Premises.

5.      Access To Leased  Premises by Lessor:  Lessee shall,  for the purpose of
        storage or removal of any  merchandise,  goods, or other property in the
        Leased Premises, be permitted easy and convenient passage at any and all
        times,  through any part of the abutting premises occupied or controlled
        by Lessor.
<PAGE>
6.      Facilities of Lessor:

        6.1    For the  convenient  moving  of  merchandise,  goods,  and  other
               property  to or from the Leased  Premises,  Lessee may use, at no
               extra cost,  pulleys,  scales or any other  fixture or appliances
               located in the Leased Premises.

        6.2    Lessee  may  place  any  marks,  signs,  or  other  evidences  of
               possession in or on the Leased Premises or on  the merchandise or
               goods  stored  in  the  Leased  Premises  that  Lessee  may  deem
               necessary or desirable.

7.      Entry in Leased  Premises by Lessor:  Lessor reserves the right to enter
        the Leased Premises at any time to inspect the Leased Premises,  perform
        required  maintenance and repairs,  or make additions,  alterations,  or
        modifications  to any part of Leased  Premises,  and Lessee shall permit
        Lessor to do so.  Lessor  may erect  scaffolding,  fences,  and  similar
        structures,  post  relevant  notices,  and place  movable  equipment  in
        connection with making alterations,  additions,  or repairs, all without
        incurring  liability to Lessee for disturbance of quiet enjoyment of the
        Leased Premises, or loss of use of the Leased Premises.

8.      Repairs and  Maintenance:  Lessee shall maintain the Leases Premises and
        keep such Leased  Premises in good  repair at Lessee's  expense.  Lessee
        shall maintain and repair windows, doors, skylights, adjacent sidewalks,
        the building front, and interior walls.

9.      Utilities:

        9.1     Lessee shall contract for all utility  services  required on the
                Leased  Premises  in the name of Lessee  and shall be liable for
                payment for all  services  received.  Lessor  shall  arrange and
                grant all necessary  easements to utility  service  suppliers to
                facilitate installation,  maintenance,  and repairing of utility
                services required by Lessee.

        9.2     Toilet  and  washroom  facilities  for the use of the Lessee and
                employees  of Lessee are  designated  to be used in common  with
                Lessor and shall be maintained by lessee.

10.     Insurance: Lessee shall, during the term of this Agreement and any other
        period of occupancy of the Leased  Premises,  at Lessees's sole expense,
        maintain a reasonable amount of insurance on the Leased Premises and its
        property stored therein.

11.     Taxes and Other  Charges:  Lessee shall pay and  discharge  when due, as
        part  of  the  rental  of  the  Leased  Premises  all  property,  state,
        municipal,  and local  taxes  assessments,  levies  and  other  charges,
        general and  special,  ordinary  and  extraordinary,  of whatever  name,
        nature, and kind that are or may be during the term of this Agreement or
        any renewal,  beginning with 1994, levied assessed,  imposed, or charged
        on the land or the Leased  Premises,  or on improvements now on or after
        the date of this Agreement to be built or made on the Leased Premises.

12.     Termination of Lease:  Either party may terminate this Agreement for any
        reason upon 30 days prior written notice to the other.

13.     Entire  Agreement:  This Agreement shall constitute the entire agreement
        between the parties. Any prior understanding or representation preceding
        the date of this  Agreement  shall not be binding on either party except
        to the extent incorporated in this Agreement.
<PAGE>
14.     Governing law. The validity of this Agreement and the interpretation and
        performance of all of its terms shall be governed by the substantive and
        procedural laws of the State of Utah.  Each party expressly  submits and
        consents to exclusive  personal  jurisdiction and venue in the courts of
        Utah County, State of Utah or in any Federal District Court in Utah.

15.     Alternative  Dispute Resolution (ADR): In the event of a dispute between
        the  parties  arising  out of or related to this  Agreement  the parties
        shall set up an initial negotiation meeting to negotiate, in good faith,
        a settle the dispute.  If,  within  thirty (30) days after such meeting,
        the parties  have not  succeeded  in settling  the  dispute,  they shall
        submit the dispute to mediation in accordance  with the  procedures of a
        mutually  acceptable  neutral ADR  provider not  affiliated  with either
        party.  If the parties are not successful in settling the dispute within
        thirty (30) days after the mediation session,  then the dispute shall be
        submitted to binding arbitration under a mutually agreed to organization
        not affiliated with either party.

IN WITNESS  WHEREOF,  the parties have caused this  Agreement to be signed as of
the date first above written.

NU SKIN INTERNATIONAL, INC.

By:   /s/Michael D. Smith
Name: Michael D. Smith
Its:  General Counsel

ASPEN INVESTMENTS, Ltd.

By:  /s/Keith Halls
Name:Keith Halls
For: Nu Skin International, Inc., The General Partner of Aspen Investments, Ltd.
Its: Vice President

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