Document:

Exhibit

      
      Exhibit 10.39

AMENDED AND RESTATED 
CARNIVAL PLC 2014 EMPLOYEE SHARE PLAN
 
(Approved by Shareholders April 17, 2014; 
amended by the Board of Directors October 17, 2016) 

1.Purpose.  The purpose of the Carnival plc 2014 Employee Share Plan is to provide a means through which the members of the plc Group may attract and retain key personnel, and to provide a means whereby employees and executive directors of members of the plc Group can acquire and maintain an interest in Shares, or be paid incentive compensation, measured by reference to the value of Shares, thereby strengthening their commitment to the welfare of members of the plc Group and aligning their interests with those of the holders of Shares.  It is intended that the Plan will be an employees’ share scheme within the meaning of section 1166 of the Companies Act 2006.
2.    Definitions.  The following definitions shall be applicable throughout the Plan:
(a)    “ADRs” means American Depositary Receipts evidencing American Depositary Shares deposited by the Company with a depositary pursuant to a depositary agreement.
(b)    “Affiliate” means (i) any person or entity that directly or indirectly Controls, is Controlled by or is under common Control with the Company or Carnival Corporation and/or (ii) to the extent provided by the Committee, any person or entity in which the Company or Carnival Corporation has a significant interest.
(c)    “Approved Option” means an Option granted under the HMRC approved share plan contained in the Appendix to this Plan.
(d)    “Award” means, individually or collectively, any Incentive Stock Option, Nonqualified Stock Option, Unapproved Option, Approved Option, Stock Appreciation Right, Restricted Shares, Restricted Share Unit and Other Share-Based Award granted under the Plan.  
(e)     “Board” means the Board of Directors of the Company (or any duly appointed committee thereof).
(f)    “Capital Reorganisation” means any variation in the share capital or reserves of the Company (including, without limitation, by way of capitalisation issue, rights issue, sub-division, consolidation, or reduction).
(g)    “Carnival Corporation” means Carnival Corporation, a corporation organised under the laws of the Republic of Panama and any successor thereto.
(h)     “Cause” means, in the case of a particular Award, unless the applicable Award agreement states otherwise: 
(i)     a member of the plc Group having “cause” to terminate a Participant’s employment, as defined in any employment or other agreement between the Participant and the plc Group in effect at the time of such termination; or 
(ii)     in the absence of any such employment or other agreement (or the absence of any definition of “cause” or term of similar import therein): 
(A)     the Participant has failed to reasonably perform his or her duties to the plc Group, or has failed to follow the lawful instructions of the Board or his or 

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      Exhibit 10.39

her direct superiors, in each case other than as a result of his or her incapacity due to physical or mental illness or injury, that could reasonably be expected to result in harm (whether financially, reputationally or otherwise) to the Combined Group; 
(B)     the Participant has engaged or is about to engage in conduct harmful (whether financially, reputationally or otherwise) to the Combined Group; 
(C)     the Participant having been convicted of, or pleaded guilty to, a crime involving as a material element fraud or dishonesty;
(D)     the wilful misconduct or gross neglect of the Participant that could reasonably be expected to result in harm (whether financially, reputationally or otherwise) to the Combined Group;
(E)     the wilful violation by the Participant of the Combined Group’s written policies that could reasonably be expected to result in harm (whether financially, reputationally or otherwise) to the Combined Group; 
(F)     the Participant’s fraud or misappropriation, embezzlement or misuse of funds or property belonging to the Combined Group (other than good faith expense account disputes); 
(G)     the Participant’s act of personal dishonesty which involves personal profit in connection with the Participant’s employment with the plc Group; or 
(H)     the wilful breach by the Participant of fiduciary duty owed to the plc Group,
provided, however, that the Participant shall be provided a 10-day period to cure any of the events or occurrences described in the immediately preceding clause (A) hereof, to the extent capable of cure during such 10-day period.  References in the preceding sentence to the “plc Group” or to the “Combined Group” shall be deemed to refer to any member of the plc Group or the Combined Group, as the case may be.  Any determination of whether Cause exists shall be made by the Committee in its sole discretion.
(i)    “Change in Control” shall, in the case of a particular Award, unless the applicable Award agreement states otherwise or contains a different definition of “Change in Control,” be deemed to occur upon:  
(i)    a person (either alone or together with any person acting in concert with him) obtaining Control of the Company as a result of a  general offer or otherwise for the whole of the share capital of the Company (other than those shares which are already owned by him and/or any person acting in concert with him);
(ii)    a person (either alone or together with any person acting in concert with him) acquiring 50% or more (on a fully diluted basis) of either:
(a)    the then outstanding Shares taking into account as outstanding for this purpose such Shares as are issuable upon the exercise of options or warrants, the conversion of convertible shares or debt and the exercise of any similar right to acquire such Shares (the “Outstanding Shares”); or

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      Exhibit 10.39

(b)    the combined voting power of the then outstanding voting shares or securities of the Company entitled to vote generally in the election of directors (the “Outstanding Company Voting Securities”); 
and for the purposes of this Plan an event falling within sub-paragraphs (i) or (ii) of this definition shall be referred to as an Acquisition; provided, however, that for purposes of this Plan, the following Acquisitions shall not constitute a Change of Control:  
(A)    any acquisition by the Company or any Affiliate;
(B)    any acquisition by any employee benefit plan sponsored or maintained by the Company or any Affiliate;
(C)    any acquisition by Marilyn B. Arison, Micky Arison, Shari Arison, Michael Arison or their spouses or lineal descendents, any trust established for the benefit of any of the aforementioned Arison family members, or any person directly or indirectly controlling, controlled by or under common control with any of the aforementioned Arison family members or any trust established for the benefit of any of the aforementioned Arison family members or any charitable trust or non-profit entity established by any person or entity described in this sub-paragraph (C);
(D)    any acquisition by any person which falls within the proviso to paragraph (v) below or sub-paragraphs (A), (B) or (C) of paragraph (vii) below; or
(E)     in respect of an Award held by a particular Participant, any acquisition by the Participant or any group of persons including the Participant (or any entity controlled by the Participant or any group of persons including the Participant) (persons described in clauses (A), (B), (C), (D) and (E) being referred to hereafter as “Excluded Persons”);
(iii)    individuals who, during any consecutive 12-month period, constitute the Board (the “Incumbent Directors”) cease for any reason to constitute at least a majority of the Board, provided that any person becoming a director subsequent to the date hereof, whose election or nomination for election was approved by a vote of at least two-thirds of the Incumbent Directors then on the Board (either by a specific vote or by approval of the proxy statement or annual report and accounts of the Company in which such person is nominated for election by shareholders, without written objection to such nomination) shall be an Incumbent Director and for the purposes of this Plan an event falling within this sub-paragraph (iii) shall be referred to as a Board Change;
(iv)    a person becoming entitled or required under sections 979 to 985 of the Companies Act 2006 to acquire Shares (a “Compulsory Acquisition Procedure”);
(v)    a Court directing that a meeting of the holders of Shares be convened pursuant to section 896 of the Companies Act 2006 for the purposes of considering a scheme of arrangement of the Company or its amalgamation with any other company or companies and the scheme of arrangement being approved by the shareholders’ meeting or sanctioned by the Court (as the Committee may determine) (the “Relevant Condition”) provided, however, that the Committee may determine that the scheme of arrangement shall not constitute a Change of Control if the purpose and effect of the scheme of arrangement is to create a new holding company for the Company, such company having substantially the same shareholders with the same proportionate shareholdings as the Company had immediately prior to the scheme of arrangement, 

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      Exhibit 10.39

and for the purposes of this Plan an event falling within this sub- paragraph (v) shall be referred to as a Scheme of Arrangement;
(vi)    notice being duly given of a resolution for the voluntary winding-up of the Company (a “Voluntary Winding Up”);
(vii)    the completion of a reorganization, recapitalization, merger, consolidation, share exchange or similar form of corporate transaction involving the Company (a “Business Combination”), or sale, transfer or other disposition of all or substantially all of the business or assets of the Company to an entity that is not an Affiliate of the Company (a “Sale”), that in each case requires the approval of the Company’s shareholders (whether for such Business Combination or Sale or the issue of securities in such Business Combination or Sale), unless immediately following such Business Combination or Sale:  
(A)     more than 50% of the total voting power of (x) the entity resulting from such Business Combination or the entity which has acquired all or substantially all of the business or assets of the Company in a Sale (in either case, the “Surviving Company”), or (y) if applicable, the ultimate parent entity that directly or indirectly has beneficial ownership of sufficient voting securities eligible to elect a majority of the board of directors (or the analogous governing body) of the Surviving Company (the “Parent Company”), is represented by the Outstanding Company Voting Securities that were outstanding immediately prior to such Business Combination or Sale (or, if applicable, is represented by shares into which the Outstanding Company Voting Securities were converted pursuant to such Business Combination or Sale), and such voting power among the holders thereof is in substantially the same proportion as the voting power of the Outstanding Company Voting Securities among the holders thereof immediately prior to the Business Combination or Sale;
(B)     no Person (other than any Excluded Person or any employee benefit plan sponsored or maintained by the Surviving Company or the Parent Company), is or becomes the beneficial owner, directly or indirectly, of 50% or more of the total voting power of the outstanding voting securities eligible to elect members of the board of directors (or the analogous governing body) of the Parent Company (or, if there is no Parent Company, the Surviving Company); and 
(C)     at least a majority of the members of the board of directors (or the analogous governing body) of the Parent Company (or, if there is no Parent Company, the Surviving Company) following the completion of the Business Combination or Sale were Board members at the time of the Board’s approval of the execution of the initial agreement providing for such Business Combination or Sale,
and for the purposes of this Plan a transaction falling within this sub-paragraph (vii) shall be referred to as a Corporate Transaction.  
Notwithstanding the foregoing, the Committee may determine that a transaction or series of transactions pursuant to which (x) the Company is acquired by or otherwise becomes a subsidiary of or merges, consolidates or amalgamates with Carnival Corporation or (y) Carnival Corporation is acquired by or otherwise becomes a subsidiary of or merges, consolidates or amalgamates with the Company, shall not be a Change in Control.

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      Exhibit 10.39

(j)    “Code” means the US Internal Revenue Code of 1986, as amended, and any successor thereto.  Reference in the Plan to any section of the Code shall be deemed to include any regulations or other interpretative guidance under such section, and any amendments or successor provisions to such section, regulations or guidance.
(k)    “Combined Group” means the Company and Carnival Corporation.
(l)    “Committee” means the Compensation Committee of the Board or subcommittee thereof or, if no such Compensation Committee or subcommittee thereof exists, the Board.  Unless the Board determines otherwise, each member of the Committee shall, at the time he takes any action with respect to an Award under the Plan, be an Eligible Director.  However, the mere fact that a Committee member shall fail to qualify as an Eligible Director shall not invalidate any Award which is otherwise validly granted under the Plan.
(m)    “Company” means Carnival plc, a company incorporated under the laws of England and Wales.
(n)    The term “Control” (including, with correlative meaning, the terms “controlled by” and “under common Control with”), as applied to any person or entity, means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of such person or entity, whether through the ownership of voting or other securities, by contract or otherwise.
(o)    “Date of Grant” means the date on which the granting of an Award is authorised, or such other date as may be specified in such authorization or, if there is no such date, the date indicated on the applicable Award agreement.
(p)    “Dealing Day” means any day on which the London Stock Exchange is open for the transaction of business.
(q)    “Detrimental Activity” means any of the following:  (i) unauthorised disclosure of any confidential or proprietary information of the Combined Group, (ii) any activity that would be grounds to terminate the Participant’s employment with the Combined Group for Cause, (iii) whether in writing or orally, maligning, denigrating or disparaging the Combined Group or their respective predecessors and successors, or any of the current or former directors, officers, employees, shareholders, partners, members, agents or representatives of any of the foregoing, with respect to any of their respective past or present activities, or otherwise publishing (whether in writing or orally) statements that tend to portray any of the aforementioned persons or entities in an unfavorable light, or (iv) the breach of any noncompetition, nonsolicitation or other agreement containing restrictive covenants, with the Combined Group.  For purposes of the preceding sentence the phrase “the Combined Group” shall mean “any member of the Combined Group or any Affiliate”.
(r)    “Disability” means, unless in the case of a particular Award the applicable Award agreement states otherwise, a member of the Combined Group or an Affiliate having cause to terminate a Participant’s employment on account of “disability,” as defined in any then-existing employment or other similar agreement between the Participant and a member of the Combined Group or an Affiliate or, in the absence of such an employment or other similar agreement, a Participant’s total disability as defined below and (in the case of a US Participant to the extent required by Code Section 409A) determined in a manner consistent with Code Section 409A and the regulations thereunder:  
(i)    The Participant is unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment that can be expected to result in death or can be expected to last for a continuous period of not less than 12 months.

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      Exhibit 10.39

(ii)    A Participant will be deemed to have suffered a Disability if determined to be totally disabled by the relevant social security authority.  In addition, the Participant will be deemed to have suffered a Disability if determined to be disabled in accordance with a disability insurance program maintained by the Company. 

(s)    “Discretionary Share Plan” means an Employee Share Plan in which participation is solely at the discretion of the Board or the Committee.
(t)    “Effective Date” means [               ] 2014, if the Plan is approved by the shareholders of the Company at the annual meeting of shareholders held on such day.
(u)    “Eligible Director” means a person who is (i) a “non‐employee director” within the meaning of Rule 16b‐3 under the Exchange Act and (ii) an “independent director” under the rules of the New York Stock Exchange or any securities exchange or inter-dealer quotation system on which the Shares are listed or quoted, or a person meeting any similar requirement under any successor rule or regulation.
(v)    “Employee” means any employee (including an executive director) of a member of the plc Group whose terms of service require him to devote substantially the whole of his working time to the affairs of a member of the Combined Group or an Affiliate.
(w)    “Employee Share Plan” means any share option plan or other employees’ share incentive plan established by the Company.
(x)    “Exchange Act” means the US Securities Exchange Act of 1934, as amended, and any successor thereto.  Reference in the Plan to any section of (or rule promulgated under) the Exchange Act shall be deemed to include any rules, regulations or other interpretative guidance under such section or rule, and any amendments or successor provisions to such section, rules, regulations or guidance.
(y)    “Exercise Price” has the meaning given such term in Section 7(c) of the Plan.
(z)    “Fair Market Value” means, on a given date:
(i)    for so long as the Shares are traded on the London Stock Exchange, the closing middle market quotation for a Share as derived from the Daily Official List of the London Stock Exchange for that day; or
(ii)    subject to (i) above, its market value determined in accordance with Part VIII of the Taxation of Chargeable Gains Act 1992 and in the case of any Award under which Shares are to be issued, the nominal value of a Share.
(aa)    “HMRC” means H.M. Revenue & Customs.
(bb)    “ICTA” means the United Kingdom Income and Corporation Taxes Act 1988.
(cc)    “ITEPA” means the United Kingdom Income Tax (Earnings and Pensions) Act 2003.
(dd)    “Incentive Stock Option” means an Option granted to a US Participant in the Plan which is designated by the Committee as an incentive stock option as described in Section 422 of the Code and otherwise meets the requirements set forth in the Plan.
(ee)    “the London Stock Exchange” means London Stock Exchange plc or any recognised investment exchange for the purposes of the UK Financial Services and Markets Act 2000 which may take over the functions of the London Stock Exchange plc.

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      Exhibit 10.39

(ff)    “Model Code” means the UKLA’s Model Code for Securities Transactions by Directors of Listed Companies.
(gg)     “Nonqualified Stock Option” means an Option granted to a US Participant in the Plan which is not designated by the Committee as an Incentive Stock Option.
(hh)    “Option” means an Award granted under Section 7 being either an Incentive Share Option, a Nonqualified Share Option, an Unapproved Option or an Approved Option.
(ii)    “Option Holder” means any individual who holds a subsisting Option (including, where the context permits, the legal personal representative of a deceased Option Holder).
(jj)    “Option Period” means such period commencing on the Date of Grant and not exceeding ten years, as the Committee may be determine under Section 7(g) and (h) in respect of an Option or portions of an Option.
(kk)    “Other Share-Based Award” means an Award granted under Section 10 of the Plan.
(ll)    “Participant” means an Employee who pursuant to Section 5 of the Plan has been selected by the Committee to participate in the Plan and to receive an Award.
(mm)    “Performance Criteria” shall mean the criterion or criteria that the Committee shall select for purposes of establishing the Performance Goal(s) for a Performance Period with respect to any Award under the Plan.  
(nn)    “Performance Goals” shall mean, for a Performance Period, the one or more goals established by the Committee for the Performance Period based upon the Performance Criteria.
(oo)    “Performance Period” shall mean the one or more periods of time of not less than 12 months, as the Committee may select, over which the attainment of one or more Performance Goals will be measured for the purpose of determining a Participant’s right to, and the payment of an Award.
(pp)    “Person” has the meaning given such term in the definition of “Change in Control”.
(qq)    “Plan” means this Carnival PLC 2014 Employee Share Plan, as amended.
(rr)    “the plc Group” means the Company and the Subsidiaries and member of the plc Group shall be construed accordingly.
(ss)    “Registered Holder” means any person or persons nominated by the Committee to hold Restricted Shares on behalf of a Participant.
(tt)    “Released Unit” shall have the meaning given such term in Section 9(g).
(uu)    “Restricted Period” means the period of time determined by the Committee during which an Award is subject to restrictions or, as applicable, the period of time within which performance is measured for purposes of determining whether an Award has been earned.
(vv)    “Restricted Shares” means Shares, subject to forfeiture and certain specified restrictions (including, without limitation, a requirement that the Participant remain continuously employed or provide continuous services for a specified period of time), granted under Section 9 of the Plan.
(ww)    “Restricted Share Unit” means an unfunded and unsecured promise to deliver Shares, cash, other securities or other property, subject to certain restrictions (including, without limitation, a 

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      Exhibit 10.39

requirement that the Participant remain continuously employed or provide continuous services for a specified period of time), granted under Section 9 of the Plan.
(xx)    “Retirement” means a termination of employment with a member of the Combined Group and all Affiliates by a Participant on or after the Participant’s Retirement Age. 
(yy)    “Retirement Age” means, unless determined otherwise by the Committee, attainment of the earlier of (i) age 65 with at least five years of employment with a member of the Combined Group and/or its Affiliates or (ii) age 60 with at least 15 years of employment with a member of the Combined Group and/or its Affiliates.
(zz)    “SAR Period” has the meaning given such term in Section 8(c) of the Plan.
(aaa)    “Securities Act” means the US Securities Act of 1933, as amended, and any successor thereto.  Reference in the Plan to any section of (or rule promulgated under) the Securities Act shall be deemed to include any rules, regulations or other interpretative guidance under such section or rule, and any amendments or successor provisions to such section, rules, regulations or guidance.
(bbb)    “Shares” means fully paid and irredeemable ordinary shares in the capital of the Company or shares representing those shares following any Capital Reorganisation.  References to Shares in relation to the granting, operation or satisfaction of any Award include, if the Committee so decides, reference to ADRs.
(ccc)    “Stock Appreciation Right” or “SAR” means an Award granted under Section 8 of the Plan.
(ddd)    “Strike Price” has the meaning given such term in Section 8(b) of the Plan.
(eee)    “Subsidiary” means any subsidiary of the Company, as defined in Section 1159 of the Companies Act 2006, of which the Company has Control.
(fff)    “Substitute Award” has the meaning given such term in Section 5(c).
(ggg)    “UKLA” means the United Kingdom Listing Authority.
(hhh)    “Unapproved Option” means an Option granted to a Participant other than a US Participant under the Plan which is not designated by the Committee as an Approved Option.
(iii)    “US Participant” means a Participant who is a US citizen or US tax resident subject to taxation in the United States.
3.    Effective Date; Duration and Shareholder Approval.  The Plan shall be effective as of the Effective Date.  The expiration date of the Plan, on and after which date no Awards may be granted hereunder, shall be the tenth anniversary of the Effective Date; provided, however, that such expiration shall not affect Awards then outstanding, and the terms and conditions of the Plan shall continue to apply to such Awards. 
4.    Administration.  (a)  The Committee shall administer the Plan.  The majority of the members of the Committee shall constitute a quorum.  The acts of a majority of the members present at any meeting at which a quorum is present or acts approved in writing by a majority of the Committee shall be deemed the acts of the Committee.  To the extent required to comply with the provisions of Rule 16b-3 promulgated under the Exchange Act (if the Board is not acting as the Committee under the Plan), or any exception or exemption under the rules of the London Stock Exchange or any other securities exchange or inter-dealer quotation system on which the Shares (or ADRs or common stock of Carnival Corporation) are listed or 

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      Exhibit 10.39

quoted, as applicable, it is intended that each member of the Committee shall, at the time he or she takes any action with respect to an Award under the Plan, be an Eligible Director.  However, the fact that a Committee member shall fail to qualify as an Eligible Director shall not invalidate any Award granted or action taken by the Committee that is otherwise validly granted or taken under the Plan.
(b)    Subject to the provisions of the Plan and applicable law, the Committee shall have the sole and plenary authority, in addition to other express powers and authorizations conferred on the Committee by the Plan, to:  
(i)     designate Participants; 
(ii)     determine the type or types of Awards to be granted to a Participant; 
(iii)     determine the number of Shares to be covered by, or with respect to which payments, rights or other matters are to be calculated in connection with, Awards; 
(iv)     determine the terms and conditions of any Award; 
(v)     determine whether, to what extent and under what circumstances Awards may be settled or exercised in cash, Shares, other securities, other Awards or other property or cancelled, forfeited or suspended, and the method or methods by which Awards may be settled, exercised, canceled, forfeited or suspended; 
(vi)     determine whether, to what extent and under what circumstances the delivery of cash, Shares, other securities, other Awards or other property and other amounts payable with respect to an Award shall be deferred, either automatically or at the election of the Participant or the Committee; 
(vii)     interpret, administer, reconcile any inconsistency in, correct any defect in and/or supply any omission in the Plan and any instrument or agreement relating to, or Award granted under, the Plan; 
(viii)     establish, amend, suspend or waive any rules and regulations and appoint such agents as the Committee shall deem appropriate for the proper administration of the Plan; and 
(ix)     make any other determination and take any other action that the Committee deems necessary or desirable for the administration of the Plan.
(c)    Except to the extent prohibited by applicable law or the applicable rules and regulations of any securities exchange or inter-dealer quotation system on which the Shares or any successor securities of the Company are listed or traded, the Committee may allocate all or any portion of its responsibilities and powers to any one or more of its members and may delegate all or any part of its responsibilities and powers to any person or persons selected by it.  Any such allocation or delegation may be revoked by the Committee at any time.  Without limiting the generality of the foregoing, the Committee may delegate to one or more officers of any member of the Combined Group or any Affiliate the authority to act on behalf of the Committee with respect to any matter, right, obligation or election which is the responsibility of or which is allocated to the Committee herein, and which may be so delegated as a matter of law.
(d)    The Committee shall have the authority to amend the Plan (including by the adaptation of appendices or subplans) and/or the terms and conditions relating to an Award to the extent necessary to 

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permit participation in the Plan by Employees who are located outside of the United Kingdom on terms and conditions comparable to those afforded to Employees located within the United Kingdom; provided, however, that no such action shall be taken without shareholder approval if such approval is necessary to comply with any tax or regulatory requirement applicable to the Plan.
(e)    Unless otherwise expressly provided in the Plan, all designations, determinations, interpretations and other decisions under or with respect to the Plan or any Award or any documents evidencing Awards granted pursuant to the Plan shall be within the sole discretion of the Committee, may be made at any time and shall be final, conclusive and binding upon all persons or entities, including, without limitation, each member of the Combined Group, each Affiliate, any Participant, any holder or beneficiary of any Award and any shareholder.
(f)    Notwithstanding anything to the contrary contained in the Plan, the Board may, in its sole discretion, at any time and from time to time, grant Awards and administer the Plan with respect to such Awards.  Any such actions by the Board shall be subject to the applicable rules of the London Stock Exchange or any other securities exchange or inter-dealer quotation system on which the Shares are listed or quoted.  In any such case, the Board shall have all the authority granted to the Committee under the Plan.
5.    Grant of Awards; Shares Subject to the Plan; Limitations.  (a)  The Committee may from time to time grant Options, Stock Appreciation Rights, Restricted Shares, Restricted Share Units and/or Other Share-Based Awards to one or more Employees.
(b)    Awards granted under the Plan shall be subject to the following limitations:  (i)  subject to Section 11 of the Plan, grants of Options or SARs in respect of no more than 3,000,000 Shares may be made to any individual Participant during any period of 36 consecutive months; (ii) subject to Section 11 of the Plan, no more than 1,000,000 Shares may be delivered in respect of an Award subject to performance conditions to any individual Participant for a single fiscal year during a Performance Period (or with respect to each single fiscal year in the event a Performance Period extends beyond a single fiscal year), or in the event such Award subject to performance conditions is paid in cash, other securities, other Awards or other property, no more than the Fair Market Value of such Shares on the last day of the Performance Period to which such Award relates; and (iii) the maximum amount that can be paid to any individual Participant for a single fiscal year during a Performance Period (or with respect to each single fiscal year in the event a Performance Period extends beyond a single fiscal year) pursuant to an award subject to performance conditions that is denominated in cash shall be $10,000,000.
(c)    (i)    no Award to subscribe for Shares shall be granted to the extent that the aggregate number of Shares that could be issued pursuant to that Award and any other Awards granted at the same time when added to the number of Shares that:
(a)    could be issued on the exercise or vesting of any other subsisting share options or awards granted during the preceding ten years under the Plan or any other Employee Share Plan; and
(b)    have been issued on the exercise or vesting of any share options or awards granted during the preceding ten years under the Plan or any other Employee Share Plan; and
(c)    have been issued during the preceding ten years under any Employee Share Plan or any profit sharing or other employee share incentive plan established by the Company,
would exceed 10% of the ordinary share capital of the Company for the time being in issue.

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(ii)    no Award to subscribe for Shares shall be granted to the extent that the aggregate number of Shares that could be issued pursuant to that Award and any other Awards granted at the same time when added to the number of Shares that:
(a)    could be issued on the exercise or vesting of any other subsisting share options or awards granted during the preceding ten years under the Plan or any other Discretionary Share Plan; and
(b)    have been issued on the exercise or vesting of any share options or awards granted during the preceding ten years under the Plan or any other Discretionary Share Plan; and
(c)    have been issued during the preceding ten years under any Discretionary Share Plan established by the Company;
would exceed 5% of the ordinary share capital of the Company for the time being in issue.
(d)    Shares delivered by the Company in settlement of Awards may be authorised and unissued Shares, Shares held in the treasury of the Company, Shares purchased on the open market or by private purchase or a combination of the foregoing.  
(e)    Awards may, in the sole discretion of the Committee, be granted under the Plan in assumption of, or in substitution for, outstanding awards previously granted by an entity directly or indirectly acquired by the Company or with which the Company combines (“Substitute Awards”).  Substitute Awards issued in connection with the assumption of, or in substitution for, outstanding options intended to qualify as “incentive stock options” within the meaning of Section 422 of the Code shall be counted against the aggregate number of Shares available for Awards of Incentive Stock Options under the Plan.  Subject to applicable stock exchange requirements, available shares under a shareholder approved plan of an entity directly or indirectly acquired by the Company or with which the Company combines (as appropriately adjusted to reflect the acquisition or combination transaction) may be used for Awards under the Plan and shall not reduce the number of Shares available for delivery under the Plan.
(f)    Any member of the plc Group may provide money to the trustees of any trust or any other person to enable them or him to acquire Shares to be held for the purposes of the Plan, or enter into any guarantee or indemnity for those purposes, to the extent not prohibited by section 678 of the Companies Act 2006.
6.    Eligibility.  Participation shall be limited to Employees who have received written notification from the Committee or from a person designated by the Committee, that they have been selected to participate in the Plan.
7.    Options.  (a)  Generally.  The Committee is authorised to grant one or more Approved Options, Unapproved Options, Incentive Share Options or Nonqualified Share Options to any Employee.  Each Option so granted shall be subject to the conditions set forth in this Section 7 and to such other conditions not inconsistent with the Plan as may be reflected in the applicable Award agreement.  
(b)    NQSO and Incentive Options.  All Options granted under the Plan to US Participants shall be Nonqualified Stock Options unless the applicable Award agreement expressly states that the Option is intended to be an Incentive Stock Option.  Incentive Stock Options shall be granted only to US Participants who are employees of a member of the plc Group, and no Incentive Stock Option shall be granted to any Employee who is ineligible to receive an Incentive Stock Option under the Code.  No Option shall be treated as an Incentive Stock Option unless the Plan has been approved by the shareholders of the Company in a manner intended to comply with the shareholder approval requirements of Section 422(b)(1) of the Code, provided, that any Option intended to be an Incentive Stock Option 

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      Exhibit 10.39

shall not fail to be effective solely on account of a failure to obtain such approval, but rather such Option shall be treated as a Nonqualified Stock Option unless and until such approval is obtained.  In the case of an Incentive Stock Option, the terms and conditions of such grant shall be subject to and comply with such rules as may be prescribed by Section 422 of the Code.  If for any reason an Option intended to be an Incentive Stock Option (or any portion thereof) shall not qualify as an Incentive Stock Option, then, to the extent of such nonqualification, such Option or portion thereof shall be regarded as a Nonqualified Stock Option appropriately granted under the Plan.
(c)    Exercise Price.  The Exercise Price per Share for each Option shall be set by the Committee at the Date of Grant but shall not be less than the Fair Market Value of a Share on the Date of Grant and, if the Shares are to be issued, the nominal value of a Share.  Any modification to the Exercise Price of an outstanding Option shall be subject to the prohibition on repricing set forth in the proviso to Section 13(b).
(d)    Tax conditions. An Option may be granted subject to such conditions for payment of taxation, employees’ National Insurance contributions and employer’s National Insurance contributions liability as the Committee may determine (including without limitation the right to sell on an Option Holder’s behalf sufficient Shares to satisfy any taxation, National Insurance or other social security contributions) and if any condition is imposed relating to the assumption, payment or reimbursement by the Option Holder of employer’s National Insurance contributions liability, such conditions shall comply with any applicable legislation or regulations and the Company shall be entitled to waive in whole or in part the Option Holder’s obligation in respect of such liability.
(e)    Performance Goals. The Committee shall determine prior to the Date of Grant whether any Performance Goals shall apply to the vesting of an Option and if so these shall be set out in the applicable Award agreement.
(f)    Model Code. The Committee shall not grant Options at any time when it would be prohibited from doing so by the Model Code (or the Company’s dealing code).
(g)    Vesting and Expiration.  Options shall vest and become exercisable in such manner and on such date or dates as the Committee may determine at the Date of Grant and set out in a vesting schedule (a “Vesting Schedule”) in the applicable Award agreement.  The Committee may determine that an Option may vest in full on one date only or may vest partially as to different portions on different dates so that an Option may have one Option Period or a number of Option Periods applying to determine when each portion shall vest. Subject to Section 13, Options shall lapse on the earlier of:
(i)    the expiry of the Option Period; and
(ii)    the Option Holder being declared bankrupt or entering into any general composition with or for the benefit of his creditors including a voluntary arrangement under the Insolvency Act 1986;
provided, however, that notwithstanding any vesting dates set by the Committee, the Committee may, in its sole discretion, accelerate the exercisability of any Option, which acceleration shall not affect the terms and conditions of such Option other than with respect to exercisability;  provided, further, that if the Option Period (other than in the case of an Incentive Stock Option) would expire at a time when trading in the Shares is prohibited by the Company’s insider trading policy (or Company-imposed “blackout period”), the Option Period shall be automatically extended until the 30th day following the expiration of such prohibition; provided, however, that in no event shall the Option Period exceed ten years from the Date of Grant or five years from the Date of Grant in the case of an Incentive Stock Option granted to a US Participant who on the Date of Grant owns share representing more than 10% of the voting power of all classes of share capital of the Company or any Affiliate.  If an Option is exercisable in instalments, 

12

      
      Exhibit 10.39

such instalments or portions thereof which vest and become exercisable shall remain exercisable until the Option lapses but subject to any earlier lapse provisions under Sections 7(h) and 12.  
(h)    Exercise and Lapse of Options - Cessation of Employment.  Unless otherwise stated in the applicable Award agreement, an Option shall expire earlier than the end of the Option Period in the following circumstances:
(i)    If prior to the end of the Option Period, the Participant’s employment with each member of the Combined Group and all Affiliates is terminated without Cause or by the Participant for any reason other than Retirement, the Option shall expire on the earlier of the last day of the Option Period or the date that is three months after the date of such termination; provided, however, that any Participant whose employment with a member of the Combined Group or any Affiliate is terminated and who is subsequently rehired or reengaged by a member of the Combined Group or any Affiliate within three months following such termination and prior to the expiration of the Option shall be treated as if his employment had not terminated.  In the event of a termination described in this clause (i), the Option shall remain exercisable by the Participant until its expiration only to the extent the Option was exercisable at the time of such termination.
(ii)    If the Participant dies or his employment is terminated on account of Disability prior to the end of the Option Period and while still in the employment of a member of the Combined Group or an Affiliate, or dies following a termination described in clause (i) above but prior to the expiration of an Option, the Option shall expire on the earlier of the last day of the Option Period or the date that is one year after the date of death or cessation on account of Disability of the Participant, as applicable.  In such event, the Option shall remain exercisable by the Participant or his or her beneficiary determined in accordance with Section 14(g), as applicable, until its expiration only to the extent the Option was exercisable by the Participant at the time of such event.
(iii)    If the Participant ceases employment with a member of the Combined Group or any Affiliates due to a termination for Cause, the Option shall expire immediately upon such cessation of employment.
(iv)    If the Participant’s employment ceases by reason of Retirement prior to the end of the Option Period, the Option shall (i) expire at the end of the Option Period and (ii) continue vesting in accordance with the Vesting Schedule set forth in the Award agreement, without regard to any requirement in such Vesting Schedule that the Participant remain employed with a member of the Combined Group or an Affiliate as a condition to vesting.
(v)    If the Participant’s employment ceases on account of Disability at a time when the Participant has attained the age and service requirements for Retirement, the Participant shall receive the better of the treatment under clause (ii) and clause (iv) above.
(vi)     For the avoidance of doubt, an Option exercisable under Sections (i) to (v) may lapse at an earlier date by virtue of Section 12 and may not be exercised after the expiry of the Option Period.
(vii)    For the purposes of this Section 7 a female Option Holder shall not be treated as ceasing to be an employee of a member of the Combined Group or an Affiliate if absent from work wholly or partly because of pregnancy or confinement until she ceases to be entitled to exercise any statutory or contractual right to return to work.
(viii)    Where any exercise of an Option under this Section 7 would be prohibited by law or the Model Code (or the Company’s dealing rules) the period during which the Option Holder may exercise his Options shall be extended by an additional period equal to the length of the period of prohibition but not beyond the expiry of the Option Period.

13

      
      Exhibit 10.39

(i)    Other Terms and Conditions.  Each Option granted under the Plan shall be evidenced by an Award agreement.  Immediately prior to the granting of any Options, the Committee may, in its absolute discretion, enter into a deed poll recording its intention to be bound by the share option certificates to be issued to the Option Holder in respect of such Option.  Except as specifically provided otherwise in an Award agreement, each Option granted under the Plan shall be subject to the following terms and conditions:
(i)    Each Option or portion thereof that is exercisable shall be exercisable for the full amount or for any part thereof.
(ii)    Each Share acquired through the exercise of an Option shall be treated as fully paid up at the time of issue or transfer.  Each Option shall cease to be exercisable, as to any Share, when the Participant purchases the Share or when the Option expires.
(iii)    Options shall not be transferable by the Participant except by will or the laws of descent and distribution and shall be exercisable during the Participant’s lifetime only by the Participant.
(iv)    each Option shall vest and become exercisable by the Participant in accordance with the Vesting Schedule established by the Committee and set forth in the Award agreement;
(v)    at the time of any exercise of an Option, a Participant must take whatever action is reasonably required by the Committee to ensure compliance with applicable securities laws; and
(vi)    Except as specifically provided otherwise in an Award agreement, any Participant who is classified as a “shipboard employee,” and who has not otherwise evidenced a specific intent to permanently terminate his employment with each member of the Combined Group and all Affiliates (as reasonably determined by the Committee) shall not be considered to have terminated employment with each member of the Combined Group and all Affiliates until a six-month period has expired from his signing off of a ship without physically signing on to another ship.
(j)    Method of Exercise and Form of Payment.  No Shares shall be delivered pursuant to any exercise of an Option until payment in full of the Exercise Price therefore is received by the Company or the Participant has made arrangements acceptable to the Company for the payment of the Option Price.  Options which have become exercisable may be exercised by delivery of written notice (or electronic notice or telephonic instructions to the extent provided by the Committee) of exercise to the Company or its designee (including a third party administrator) in accordance with the terms of the Option accompanied by payment of, or an understanding to pay, the Exercise Price.  The Exercise Price shall be payable (i) in cash, check, cash equivalent and/or Shares valued at the Fair Market Value at the time the Option is exercised (including, pursuant to procedures approved by the Committee, by means of attestation of ownership of a sufficient number of Shares in lieu of actual delivery of such shares to the Company or such other method as determined by the Committee); provided, that such Shares are not subject to any pledge or other security interest; or (ii) by such other method as the Committee may permit in its sole discretion, including without limitation:  (A) in other property having a fair market value on the date of exercise equal to the Exercise Price or (B) if there is a public market for the Shares at such time, by means of a broker-assisted “cashless exercise” pursuant to which the Company is delivered (including telephonically to the extent permitted by the Committee) a copy of irrevocable instructions to a stockbroker to sell the Shares otherwise deliverable upon the exercise of the Option and to deliver promptly to the Company an amount equal to the Exercise Price or (C) a “net exercise” procedure effected by withholding the minimum number of Shares otherwise deliverable in respect of an Option that are needed to pay the Exercise Price and all applicable required withholding taxes.  

14

      
      Exhibit 10.39

(k)    Notification upon Disqualifying Disposition of an Incentive Stock Option.  Each Participant awarded an Incentive Stock Option under the Plan shall notify the Company in writing immediately after the date he or she makes a disqualifying disposition of any Shares acquired pursuant to the exercise of such Incentive Stock Option.  A disqualifying disposition is any disposition (including, without limitation, any sale) of such Shares before the later of (A) two years after the Date of Grant of the Incentive Stock Option or (B) one year after the date of exercise of the Incentive Stock Option.  The Company may, if determined by the Committee and in accordance with procedures established by the Committee, retain possession, as agent for the applicable Participant, of any Shares acquired pursuant to the exercise of an Incentive Stock Option until the end of the period described in the preceding sentence, subject to complying with any instructions from such Participant as to the sale of such Share.
(l)    Compliance With Laws, etc.  Notwithstanding the foregoing, in no event shall a Participant be permitted to exercise an Option in a manner which the Committee determines would violate any applicable law or the applicable rules and regulations of the London Stock Exchange or the UKLA or of any securities exchange or inter-dealer quotation system on which the securities of the Company are listed or traded.
(m)    Incentive Stock Option Grants to 10% Shareholders.  Notwithstanding anything to the contrary in this Section 7, if an Incentive Stock Option is granted to a Participant who owns shares representing more than ten percent of the voting power of all classes of share capital of the Company or of a Subsidiary or a parent of the Company, the Option Period shall not exceed five years from the Date of Grant of such Option and the Option Price shall be at least 110 percent of the Fair Market Value (on the Date of Grant) of the Shares subject to the Option.
(n)    $100,000 Per Year Limitation for Incentive Stock Options.  To the extent the aggregate Fair Market Value (determined as of the Date of Grant) of Shares for which Incentive Stock Options are exercisable for the first time by any Participant during any calendar year (under all plans of the Company) exceeds $100,000, such excess Incentive Stock Options shall be treated as Nonqualified Stock Options.
8.    Stock Appreciation Rights.  (a)  Generally.  Each SAR granted under the Plan shall be evidenced by an Award agreement.  Each SAR so granted shall be subject to the conditions set forth in this Section 8, and to such other conditions not inconsistent with the Plan as may be reflected in the applicable Award agreement.  Any Option granted under the Plan may include tandem SARs.  The Committee also may award SARs to Employees independent of any Option.  
(b)    Strike Price.  Except as otherwise provided by the Committee in the case of Substitute Awards, the strike price (“Strike Price”) per Share for each SAR shall not be less than 100% of the Fair Market Value of such share (determined as of the Date of Grant).  Notwithstanding the foregoing, a SAR granted in tandem with (or in substitution for) an Option previously granted shall have a Strike Price equal to the Exercise Price of the corresponding Option.  Any modification to the Strike Price of an outstanding SAR shall be subject to the prohibition on repricing set forth in Section 13(b).  
(c)    Vesting and Expiration.  A SAR granted in connection with an Option shall become exercisable and shall expire according to the same vesting schedule and expiration provisions as the corresponding Option.  A SAR granted independent of an Option shall vest and become exercisable and shall expire in such manner and on such date or dates determined by the Committee and shall expire after such period, not to exceed ten years, as may be determined by the Committee (the “SAR Period”); provided, that if the SAR Period would expire at a time when trading in the Shares is prohibited by a member of the Combined Group’s insider trading policy (or a member of the Combined Group’s-imposed “blackout period”), the SAR Period shall be automatically extended until the 30th day following the expiration of such prohibition. 
Unless otherwise stated in the applicable Award agreement, a SAR shall expire earlier than the end of the SAR Period in the following circumstances:

15

      
      Exhibit 10.39

(i)    If prior to the end of the SAR Period, the Participant’s employment with each member of the Combined Group and all Affiliates is terminated without Cause or by the Participant for any reason other than Retirement, the SAR shall expire on the earlier of the last day of the SAR Period or the date that is three months after the date of such termination; provided, however, that any Participant whose employment with a member of the Combined Group or any Affiliate is terminated and who is subsequently rehired or reengaged by a member of the Combined Group or any Affiliate within three months following such termination and prior to the expiration of the SAR shall be treated as if his employment had not terminated.  In the event of a termination described in this clause (i), the SAR shall remain exercisable by the Participant until its expiration only to the extent the SAR was exercisable at the time of such termination.
(ii)    If the Participant dies or his employment is terminated on account of Disability prior to the end of the SAR Period and while still in the employment of a member of the Combined Group or an Affiliate, or dies following a termination described in clause (i) above but prior to the expiration of an SAR, the SAR shall expire on the earlier of the last day of the SAR Period or the date that is one year after the date of death or cessation on account of Disability of the Participant, as applicable.  In such event, the SAR shall remain exercisable by the Participant or his or her beneficiary determined in accordance with Section 14(g), as applicable, until its expiration only to the extent the SAR was exercisable by the Participant at the time of such event.
(iii)    If the Participant ceases employment with a member of the Combined Group or any Affiliates due to a termination for Cause, the SAR shall expire immediately upon such cessation of employment.
(iv)    If the Participant’s employment ceases by reason of Retirement prior to the end of the SAR Period, the SAR shall (i) expire at the end of the SAR Period and (ii) continue vesting in accordance with the Vesting Schedule set forth in the Award agreement, without regard to any requirement in such Vesting Schedule that the Participant remain employed with a member of the Combined Group or an Affiliate as a condition to vesting.
(v)    If the Participant’s employment ceases on account of Disability at a time when the Participant has attained the age and service requirements for Retirement, the Participant shall receive the better of the treatment under clause (ii) and clause (iv) above.
(d)    Method of Exercise.  SARs which have become exercisable may be exercised by delivery of written notice (or electronic notice or telephonic instructions to the extent provided by the Committee) of exercise to the Company or its designee (including a third party administrator) in accordance with the terms of the Award, specifying the number of SARs to be exercised and the date on which such SARs were awarded.
(e)    Payment.  Upon the exercise of a SAR, a member of the plc Group shall pay to the Participant an amount equal to the number of shares subject to the SAR that are being exercised multiplied by the excess, if any, of the Fair Market Value of one Share on the exercise date over the Strike Price, less an amount equal to any income and employment taxes, National Insurance or other social security contributions required to be withheld.  A member of the plc Group shall pay such amount in cash, in Shares valued at Fair Market Value, or any combination thereof, as determined by the Committee.
(f)    Substitution of SARs for Nonqualified Stock Options.  The Committee shall have the authority in its sole discretion to substitute, without the consent of the affected Participant or any holder or beneficiary of SARs, SARs settled in Shares (or settled in shares or cash in the sole discretion of the Committee) for outstanding Nonqualified Stock Options, provided that (i) the substitution shall not otherwise result in a modification of the terms of any such Nonqualified Stock Option, (ii) the number of Shares underlying the substituted SARs shall be the same as the number of Shares underlying such 

16

      
      Exhibit 10.39

Nonqualified Stock Options and (iii) the Strike Price of the substituted SARs shall be equal to the Exercise Price of such Nonqualified Stock Options; provided, however, that if, in the opinion of the Company’s auditors, the foregoing provision creates adverse accounting consequences for a member of the Combined Group, such provision shall be considered null and void.
9.    Restricted Shares and Restricted Share Units.  (a)  Generally.  The Committee shall have the authority:
(i)    to grant Restricted Share Awards and Restricted Share Unit Awards to Employees; 
(ii)    to issue or transfer Restricted Shares to Registered Holders on behalf of Participants; and
(iii)    to establish terms, conditions and restrictions applicable to such Restricted Shares and Restricted Share Units, including the Restricted Period, which may differ with respect to each Participant, the time or times at which Restricted Shares or Restricted Share Units shall become vested and the number of Shares or units to be covered by each grant and whether the Award shall be subject to Performance Goals.
Each Restricted Share and Restricted Share Unit grant shall be subject to the conditions set forth in this Section 9, and to such other conditions not inconsistent with the Plan as determined by the Committee and may be reflected in the applicable Award agreement.  No Restricted Share Awards or Restricted Share Unit Awards shall be granted at any time when the Committee is prohibited from doing so by the Model Code (or the Company’s dealing rules).
(b)    Holding of Restricted Shares.  The Committee may require a Participant granted a Restricted Share Award to execute and deliver to the Company a Restricted Share Agreement with respect to the Restricted Shares setting forth the restrictions applicable to such Restricted Shares.  The Committee shall determine the terms of such Restricted Share Agreement and in particular whether:
(i)    the Restricted Shares shall be held in escrow rather than delivered to the Participant pending the release of the applicable restrictions, in which case the Committee may require the Participant to additionally execute and deliver to the Company an escrow agreement satisfactory to the Company; or 
(ii)    the Restricted Shares shall be registered in the name of the nominated Registered Holder during the Restricted Period; or 
(iii)    other arrangements shall apply to the holding of Restricted Shares during the Restricted Period, the terms of such arrangements being consistent with the terms of this Plan.
(c)    Rights of a Participant: Subject to the restrictions set forth in this Section 9 and the applicable Restricted Share Agreement, the Participant generally shall have the rights and privileges of a shareholder as to such Restricted Shares, including without limitation the right to direct the Registered Holder how to vote such Restricted Shares.  Subject to Section 14(c), at the discretion of the Committee, cash dividends and share dividends with respect to the Restricted Shares may be either currently paid to the Participant or withheld by the Company or the Registered Holder for the Participant’s account, and interest may be credited on the amount of cash dividends withheld at a rate and subject to such terms as determined by the Committee.  The cash dividends or share dividends so withheld by the Committee and attributable to any particular Restricted Shares (and earnings thereon, if applicable) shall be distributed to the Participant upon the release of restrictions on such Restricted Shares.  To the extent Restricted Shares are forfeited, any share certificates issued to the Participant evidencing such shares shall be returned to the Company, and all rights of the Participant to such shares 

17

      
      Exhibit 10.39

and as a shareholder with respect thereto, including, but not limited to, the right to any cash dividends and share dividends, shall terminate without further obligation on the part of the Company.
(c)    Restricted Share Units:  The terms and conditions of a grant of a Restricted Share Unit Award will be reflected in a written Restricted Share Unit Award Agreement.  The Committee may determine that a Restricted Share Unit Award be granted in the form of a nil cost option or a conditional or contingent right to acquire shares.  Where a Restricted Share Unit Award is granted in the form of a nil cost option, any reference to the Restricted Period expiring in respect of Restricted Share Units shall be construed as meaning that a Participant may call for the Restricted Share Units within the period determined by the Committee.  A Participant shall not have any beneficial interest in any Shares during the Restricted Period as a result of being granted a Restricted Share Unit Award.   The Company will not be required to set aside a fund for the payment of any such Award.  At the discretion of the Committee, each Restricted Share Unit (representing one Share) awarded to a Participant may be credited with cash and share dividends paid in respect of one Share (“Dividend Equivalents”).  Subject to Section 14(c), at the discretion of the Committee, Dividend Equivalents may be either currently paid to the Participant or withheld by the Company for the Participant’s account, and interest may be credited on the amount of cash Dividend Equivalents withheld at a rate and subject to such terms as determined by the Committee.  Dividend Equivalents credited to a Participant’s account and attributable to any particular Restricted Share Unit (and earnings thereon, if applicable) shall be distributed to the Participant upon settlement of such Restricted Share Unit and, if such Restricted Share Unit is forfeited, the Participant shall have no right to such Dividend Equivalents.
(e)    Restrictions; Forfeiture: (i) Restricted Shares comprised in a Restricted Share Award awarded to a Participant shall be subject to the following restrictions until the expiration of the Restricted Period and the attainment of any other vesting criteria established by the Committee, and to such other terms and conditions as may be set forth in the applicable Restricted Share Agreement:  (A) the Participant shall not be entitled to delivery of the share certificate; (B) the Restricted Shares shall be subject to the restrictions on transferability set forth in the Restricted Share Agreement; (C) the Shares shall be subject to forfeiture  to the extent provided in the applicable Restricted Share Award Agreement.  In the event of any forfeiture all rights of the Participant to such Restricted Shares and as a shareholder shall terminate without further obligation on the part of the Company.
(ii)    Restricted Share Units awarded to any Participant shall be subject to (1) forfeiture until the expiration of the Restricted Period and the attainment of any other vesting criteria established by the Committee, to the extent provided in these Rules and the applicable Restricted Share Unit Agreement.  In the event of any forfeiture, all rights of the Participant to such Restricted Share Units shall terminate without further obligation on the part of the Company and (2) such other terms and conditions as may be set forth in the applicable Restricted Share Unit Agreement.
(iii)    The Committee shall have the authority to remove any or all of the restrictions on the Restricted Shares and Restricted Share Units whenever it may determine that, by reason of changes in applicable laws or other changes in circumstances arising after the date of the Restricted Share Award or Restricted Share Unit Award, such action is appropriate.
(f)    Restricted Period: The Restricted Period applicable to Restricted Shares and Restricted Share Units comprised in an Award shall commence on the Date of Grant and shall expire from time to time as to that part of the Restricted Shares and Restricted Share Units indicated in a schedule (the “Vesting Schedule”) established by the Committee and set out in the applicable Restricted Share Agreement or Restricted Share Unit Agreement.  
(g)    Delivery of Restricted Shares and Settlement of Restricted Share Units.  (i)  Upon the expiration of the Restricted Period with respect to any Restricted Shares covered by a Restricted Share Award, the restrictions set forth in these Rules and the applicable Restricted Share Agreement shall be of no further force or effect with respect to such Restricted Shares, except as set forth in the applicable 

18

      
      Exhibit 10.39

Restricted Share Agreement.  Dividends, if any, that may have been withheld by the Committee and attributable to any particular Restricted Share (and the interest thereon, if any) shall be distributed to the Participant in cash or, at the sole discretion of the Committee, in Shares having a Fair Market Value (on the date of distribution) equal to the amount of such dividends, upon the release of restrictions on such Restricted Share.
(ii)    Unless otherwise provided by the Committee in an Award agreement, upon the expiration of the Restricted Period and the attainment of any other vesting criteria established by the Committee, with respect to any outstanding Restricted Share Units covered by a Restricted Share Unit Award, the Company shall deliver to the Participant, or his or her beneficiary, without charge, one Share (or other securities or other property, as applicable) for each such outstanding Restricted Share Unit which has not then been forfeited and with respect to which the Restricted Period has expired and any other such vesting criteria are attained (“Released Unit”); provided, however, that the Committee may, in its sole discretion, elect to (i) pay cash or part cash and part Shares in lieu of delivering only Shares in respect of such Released Units or (ii) defer the delivery of Shares (or cash or part Shares and part cash, as the case may be) beyond the expiration of the Restricted Period if such extension would not cause adverse tax consequences (whether under Section 409A of the Code or otherwise).  If a cash payment is made in lieu of delivering Shares, the amount of such payment shall be equal to the Fair Market Value of the Shares as of the date on which the Restricted Period lapsed with respect to such Restricted Share Units.  Dividend Equivalent payments due in accordance with Section 9(d) shall be payable at the same time as the underlying Restricted Share Units are settled following the release of restrictions on such Restricted Share Units. 
(h)    Tax Conditions: Restricted Share Awards and Restricted Share Unit Awards may be granted subject to such conditions for payment of tax and employees’ National Insurance contributions and employer’s National Insurance contributions as the Committee may determine, including that, with respect to Awards of Restricted Shares which qualify as employment related restricted securities under Chapter 2 of Part VII of ITEPA, any member of the plc Group may require a Participant to enter into an election under section 430 or section 431 of ITEPA.  
10.    Other Share-Based Awards.  The Committee may issue unrestricted Shares, rights to receive grants of Awards at a future date, the grant of securities convertible into Shares, the grant of other Awards denominated in Shares (including, without limitation, performance shares, or performance units), or valued with reference to Shares, under the Plan to Employees, alone or in tandem with other Awards, in such amounts as the Committee shall from time to time in its sole discretion determine.  Each Other Share-Based Award granted under the Plan shall be evidenced by an Award agreement.  Each Other Share-Based Award so granted shall be subject to such conditions not inconsistent with the Plan as may be reflected in the applicable Award agreement including, without limitation, the payment by the Participant of the Fair Market Value of such Shares on the Date of Grant.  
11.    Changes in Capital Structure and Similar Events.  In the event of any:
(a)    Capital Reorganisation;
(b)    Corporate Transaction; or 
(c)    the implementation by the Company of a demerger, or the payment by the Company of a dividend in specie or a super dividend or other transaction or any change in applicable laws or any change in circumstances which in the opinion of the Committee (acting fairly and reasonably and taking into account any criteria it may consider to be relevant) would materially affect (whether by increasing or reducing) the current or future value of an Award 
then the Committee shall make any such adjustments in such manner as it may deem equitable, including without limitation, any or all of the following:

19

      
      Exhibit 10.39

(i)    adjusting any or all of (A) the number of Shares or other securities of the Company (or number and kind of other securities or other property) which may be delivered in respect of Awards or with respect to which Awards may be granted under the Plan (including, without limitation, adjusting any or all of the limitations under Section 5 of the Plan) and (B) the terms of any outstanding Award, including, without limitation, (1) the number of Shares or other securities of the Company (or number and kind of other securities or other property) subject to outstanding Awards or to which outstanding Awards relate, (2) the Exercise Price with respect to any Award or (3) any applicable performance measures (including, without limitation, Performance Criteria and Performance Goals);
(ii)    providing for a substitution or assumption of Awards (or awards of an acquiring company), accelerating the exercisability of, lapse of restrictions on, or termination of, Awards or providing for a period of time (which shall not be required to be more than ten (10) days) for Participants to exercise outstanding Awards prior to the occurrence of such event (and any such Award not so exercised shall terminate upon the occurrence of such event); and
(iii)    cancelling any one or more outstanding Awards and causing to be paid to the holders thereof, in cash, Shares, other securities or other property, or any combination thereof, the value of such Awards, if any, as determined by the Committee (which if applicable may be based upon the price per Share received or to be received by other shareholders of the Company in such event), including without limitation, in the case of an outstanding Option or SAR, a cash payment in an amount equal to the excess, if any, of the Fair Market Value (as of a date specified by the Committee) of the Shares subject to such Option or SAR over the aggregate Exercise Price or Strike Price of such Option or SAR, respectively (it being understood that, in such event, any Option or SAR having a per share Exercise Price or Strike Price equal to, or in excess of, the Fair Market Value of a Share subject thereto may be canceled and terminated without any payment or consideration therefor); 
provided, however, that:
(i)    in the case of any “equity restructuring” (within the meaning of the Financial Accounting Standards Board Accounting Standards Codification Topic 718 (or any successor pronouncement thereto) (“ASC 718”)), the Committee shall make an equitable or proportionate adjustment to outstanding Awards to reflect such equity restructuring; 
(ii)    except as otherwise determined by the Committee, any adjustment in Incentive Stock Options under this Section 11 (other than any cancellation of Incentive Stock Options) shall be made only to the extent not constituting a “modification” within the meaning of Section 424(h) (3) of the Code, and any adjustments under this Section 11 shall be made in a manner which does not adversely affect the exemption provided pursuant to Rule 16b-3 under the Exchange Act.  Any such adjustment shall be conclusive and binding for all purposes;
(iii)    except as provided in this sub-paragraph (iii), no adjustment may have the effect of reducing the Exercise Price of any Option to less than the nominal value of a Share.  Where an Option subsists over both issued and unissued Shares, any such adjustment may only be made if the reduction of the Exercise Price of Options over both issued and unissued Shares can be made to the same extent.  Any adjustment to the Exercise Price of Options over unissued Shares shall only be made if and to the extent that the Committee shall be authorised to capitalise from the reserves of the Company a sum equal to the amount by which the nominal value of the Shares in respect of which the Option is exercisable exceeds the adjusted Exercise Price.  The Company may apply such sum in paying up such amount on such Shares and so that, on exercise of any Option in respect of which such reduction shall have been made, the Company shall capitalise such sum (if any) and apply the same in paying up such amount as aforesaid; and
(iv)    any adjustment in Incentive Share Options under this Section 11 shall be made only to the extent not constituting a “modification” within the meaning of Section 424(h)(3) of the 

20

      
      Exhibit 10.39

Code, and any adjustments under this Section 11 shall be made in a manner which does not adversely affect the exemption provided pursuant to Rule 16b-3 under the Exchange Act.
12.    Effect of Change of Control: Except to the extent a particular Award agreement or Award agreement otherwise provides:
(a)    In the event a Participant’s employment with the Combined Group is terminated by the Combined Group without Cause (and other than due to death or Disability) on or within 12 months following a Change of Control, notwithstanding any provision of the Plan to the contrary, all Options and SARs held by such Participant shall become immediately exercisable with respect to 100 percent of the Shares subject to such Options and SARs, and the Restricted Period shall expire immediately with respect to 100 percent of the Restricted Shares and Restricted Share Units and any other Awards held by such Participant (including a waiver of any applicable Performance Goals); provided that in the event the vesting or exercisability of any Award would otherwise be subject to the achievement of performance conditions, a portion of any such Award that shall become fully vested and immediately exercisable shall be based on (a) actual performance through the date of termination as determined by the Committee or (b) if the Committee determines that measurements of actual performance cannot be reasonably assessed, the assumed achievement of target performance as determined by the Committee.
(b)    In addition, in the event of a Change of Control, the Committee may in its discretion and upon at least 10 days’ advance notice to the affected persons, cancel any outstanding Award and pay to the holders thereof, in cash or shares, or any combination thereof, the value of such Awards based upon the price per Share received or to be received by other shareholders of the Company in the event.  Notwithstanding the above, the Committee shall, in the case of US Participants, exercise such discretion over any Award subject to Code Section 409A at the time such Award is granted. 
(c)    The obligations of the Company under the Plan shall be binding upon any successor corporation or organization resulting from the merger, consolidation or other reorganization of the Company, or upon any successor corporation or organization succeeding to substantially all of the assets and business of the Company.  The Company agrees that it will make appropriate provisions for the preservation of Participants’ rights under the Plan in any agreement or plan which it may enter into or adopt to effect any such merger, consolidation, reorganization or transfer of assets.
13.    Amendments and Termination.  (a)  Amendment and Termination of the Plan.  The Board may amend, alter, suspend, discontinue, or terminate the Plan or any portion thereof at any time; provided, that no amendment to the advantage of Employees or may be made to:
(i)    the definition of Employee in Section 2;
(ii)    the limitations on the number of Shares subject to the Plan;
(iii)    the basis for determining an Executive’s entitlement to Shares under the Plan;
(iv)    the terms of Shares to be provided under the Plan;
(v)    the adjustment provisions of Section 11 of the Plan; or
(vi)    the Option Price applicable to an Option (other than in the circumstances permitted in Section 11),
without the prior approval of the Company in general meeting except in the case of minor amendments to benefit the administration of the Plan, to take account of a change in legislation or to obtain or maintain 

21

      
      Exhibit 10.39

favourable tax, exchange control or regulatory treatment for Employees or any member of the Combined Group.
(b)    Amendment of Award Agreements.  The Committee may, to the extent consistent with the terms of any applicable Award agreement, waive any conditions or rights under, amend any terms of, or alter, suspend, discontinue, cancel or terminate, any Award theretofore granted or the associated Award agreement, prospectively or retroactively (including after a Participant’s termination of employment with the Company); provided, that without shareholder approval, except as otherwise permitted under Section 11 of the Plan, (i) no amendment or modification may reduce the Exercise Price of any Option or the Strike Price of any SAR, (ii) the Committee may not cancel any outstanding Option or SAR and replace it with a new Option or SAR (with a lower Exercise Price or Strike, as the case may be) or other Award or cash and (iii) the Committee may not take any other action which is considered a “repricing” for the purposes of the shareholder approval rules of any securities exchange or inter-dealer quotation system on which the securities of the Company are listed or quoted.  
provided, further, that any such amendment that would materially and adversely affect the rights of any Participant or any holder or beneficiary of any Award theretofore granted shall not to that extent be effective without the consent of or sanction of a majority of Participants who, having been notified of the proposed amendment express their views.  For this purpose a majority is determined by reference to the position if the affected Participants exercised their Options in full or the Restricted Period in respect of their Award expired, and they became entitled to all the Shares which would fall to be allotted, transferred or released upon exercise in full of all outstanding Options and expiry of the Restricted Period.  Notwithstanding the foregoing, no amendment shall be made to proviso (iii) of this Section 13(b) without shareholder approval.
(c)    Notwithstanding any other provision of the Plan, the Committee may establish appendices to the Plan for the purpose of granting Approved Options to Employees who are primarily liable to tax in the United Kingdom and Awards to Employees who are or may become primarily liable to tax outside the United Kingdom on their remuneration, subject to such modifications as may be necessary or desirable to take account of overseas tax, exchange control or securities laws provided that any shares made available under such appendices shall count towards the limits set out in Section 5.
(d)    Benefits under the Plan shall not be pensionable.
14.    General.  (a)  Award Agreements.  
(i)    Each Award under the Plan shall be evidenced by an Award agreement, which shall be delivered to the Participant and shall specify the terms and conditions of the Award and any rules applicable thereto, including without limitation, the effect on such Award of the death, Disability or termination of employment of a Participant, or of such other events as may be determined by the Committee.  For purposes of the Plan, an Award agreement may be in any such form (written or electronic) as determined by the Committee (including, without limitation, a Board or Committee resolution, an employment agreement, a notice, a certificate or a letter) evidencing the Award.  The Committee need not require an Award agreement to be signed by the Participant or a duly authorised representative of the Company.  
(ii)    Awards granted to a Participant under the Plan also may be subject to such other provisions (whether or not applicable to Awards granted to any other Participant) as the Committee determines appropriate including, without limitation, provisions to assist the Participant in financing the acquisition of Shares upon the exercise of Options (provided that the Committee determines that providing such financing does not violate the US Sarbanes-Oxley Act of 2002 and applicable UK law), provisions for the forfeiture of or restrictions on resale or other disposition of Shares acquired under any Award, provisions giving the Company the right to repurchase Shares acquired under any Award in the event the Participant elects to dispose of such Shares, provisions allowing the Participant to elect to defer 

22

      
      Exhibit 10.39

the receipt of Shares upon the exercise of Awards for a specified period or until a specified event, and provisions to comply with any applicable securities laws or tax withholding requirements.  Any such provisions shall be reflected in the applicable Award agreement.
(b)    Nontransferability.  Each Award shall be exercisable only by a Participant during the Participant’s lifetime, or, if permissible under applicable law, by the Participant’s legal guardian or representative.  No Award may be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered by a Participant other than by will or by the laws of descent and distribution and any such purported assignment, alienation, pledge, attachment, sale, transfer or encumbrance shall be void and unenforceable against each member of the plc Group or any Affiliate; provided that the designation of a beneficiary shall not constitute an assignment, alienation, pledge, attachment, sale, transfer or encumbrance.
(c)    Dividends and Dividend Equivalents.  The Committee in its sole discretion may provide a Participant as part of an Award with dividends or dividend equivalents, payable in cash, Shares, other securities, other Awards or other property, on a current or deferred basis, on such terms and conditions as may be determined by the Committee in its sole discretion, including without limitation, payment directly to the Participant, withholding of such amounts by the Company subject to vesting of the Award or reinvestment in additional Shares, Restricted Shares or other Awards; provided, that no dividends or dividend equivalents shall be payable in respect of outstanding (i) Options or SARs or (ii) unearned Awards subject to performance conditions (other than or in addition to the passage of time) (although dividend equivalents may be accumulated in respect of unearned Awards and paid as soon as administratively practicable (but not more than 60 days) after such Awards are earned and become payable or distributable).
(d)    Tax Withholding.  (i)  A Participant may be required to pay to a member of the Combined Group, and each member of the Combined Group shall have the right and is hereby authorised to withhold from any Shares or other property deliverable under any Award or from any compensation or other amounts owing to a Participant the amount (in cash, Shares or other property) of any required tax withholding and payroll taxes in respect of an Award, its exercise, or any payment or transfer under an Award or under the Plan and to take such other action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.
(ii)    Without limiting the generality of the above, the Committee may, in its sole discretion, permit a Participant to satisfy, in whole or in part, the foregoing withholding liability (but no more than the minimum required withholding liability if using method (B) or (C) of this subsection) by:
(A)    payment in cash; 
(B)    delivery of Shares owned by the Participant with a Fair Market Value equal to such withholding liability; 
(C)    having the Company withhold from the number of Shares otherwise issuable pursuant to the exercise of the Award a number of Shares with a Fair Market Value equal to such withholding liability; or 
(D)    authorising the Company to arrange the sale of sufficient Shares to generate proceeds sufficient to discharge any withholding liability.
(e)    No Claim to Awards; No Rights to Continued Employment; Waiver.  No employee of a member of a Combined Group or an Affiliate, or other person, shall have any claim or right to be granted an Award under the Plan or, having been selected for the grant of an Award, to be selected for a grant of any other Award.  There is no obligation for uniformity of treatment of Participants or holders or beneficiaries of Awards.  The terms and conditions of Awards and the Committee’s determinations and 

23

      
      Exhibit 10.39

interpretations with respect thereto need not be the same with respect to each Participant and may be made selectively among Participants, whether or not such Participants are similarly situated.  Neither the Plan nor any action taken hereunder shall be construed as giving any Participant any right to be retained in the employ of a member of the Combined Group or an Affiliate, nor shall it be construed as giving any Participant any rights to continued service on the Board.  A member of the Combined Group or any of its Affiliates may at any time dismiss a Participant from employment (lawfully or unlawfully), free from any liability or any claim under the Plan, unless otherwise expressly provided in the Plan or any Award agreement.  By accepting an Award under the Plan, a Participant shall thereby be deemed to have waived any claim to continued exercise or vesting of an Award or to damages or severance entitlement related to non-continuation of the Award beyond the period provided under the Plan or any Award agreement, except to the extent of any provision to the contrary in any written employment contract or other agreement between a member of the Combined Group and its Affiliates and the Participant, whether any such agreement is executed before, on or after the Date of Grant.
(f)    Terms of employment. The rights and obligations of an Employee under the terms and conditions of his office or employment shall not be affected by his participation in the Plan or any right he may have to participate in the Plan.  An individual who participates in the Plan waives all and any rights to compensation and damages in consequence of the termination of his office or employment with any company for any reason whatsoever (whether lawfully or unlawfully) insofar as those rights arise, or may arise, from his ceasing to have rights under or his entitlement to an Award under the Plan as a result of such termination or from the loss or diminution in value of such rights or entitlements.  In the event of conflict between the terms of this Section 14(f) and the Employee’s terms of employment, this Section will take precedence.
(g)    Designation and Change of Beneficiary.  If provided in an Award agreement or otherwise permitted by the Company, each Participant may file with the Company a written designation of one or more persons as the beneficiary(ies) who shall be entitled to receive the amounts payable with respect to an Award, if any, due under the Plan upon his or her death.  If a beneficiary designation is permitted, a Participant may, from time to time, revoke or change his or her beneficiary designation without the consent of any prior beneficiary by filing a new designation with the Committee.  The last such designation received by the Committee shall be controlling; provided, however, that no designation, or change or revocation thereof, shall be effective unless received by the Committee prior to the Participant’s death, and in no event shall it be effective as of a date prior to such receipt.  If the Company does not allow a Participant to file a beneficiary designation in an Award Agreement or otherwise, or if a beneficiary designation is permitted but no beneficiary designation is filed by a Participant, the beneficiary shall be determined by will or the laws of descent and distribution.  After receipt of Options in accordance with this paragraph, beneficiaries will only be able to exercise such Options in accordance with Section 7(h)(ii) of this Plan.
(h)    Termination of Employment.  Except as otherwise provided in an Award agreement or an employment, severance, consulting, letter or other agreement with a Participant, unless determined otherwise by the Committee at any point following such event, neither a temporary absence from employment due to illness, vacation or leave of absence (including, without limitation, a call to active duty for military service through a reserve unit) nor a transfer from employment with a member of the Combined Group to employment with another member of the Combined Group or an Affiliate (or vice-versa) shall be considered a termination of employment of such Participant with a member of the Combined Group or an Affiliate.
(i)    No Rights as a Shareholder.  Except as otherwise specifically provided in the Plan or any Award agreement, no person shall be entitled to the privileges of ownership in respect of Shares which are subject to Awards hereunder until such Shares have been issued or delivered to that person.
(j)    Government and Other Regulations.  (i)  The obligation of the Company to settle Awards in Shares or other consideration shall be subject to all applicable laws, rules, and regulations, and to such 

24

      
      Exhibit 10.39

approvals by governmental agencies as may be required.  Notwithstanding any provision in the Plan to the contrary, the Committee reserves the right to add any additional terms or provisions to any Award granted under the Plan that it in its sole discretion deems necessary or advisable in order that such Award complies with the legal requirements of any governmental entity to whose jurisdiction the Award is subject.  
(ii)    The Committee may cancel an Award or any portion thereof if it determines, in its sole discretion, that legal or contractual restrictions and/or blockage and/or other market considerations would make the Company’s acquisition of Shares from the public markets, the Company’s issuance of Shares to the Participant, the Participant’s acquisition of Shares from the Company and/or the Participant’s sale of Shares to the public markets, illegal, impracticable or inadvisable.  If the Committee determines to cancel all or any portion of an Award in accordance with the foregoing, the Company shall pay to the Participant an amount equal to the excess of (A) the aggregate Fair Market Value of the shares of Shares subject to such Award or portion thereof canceled (determined as of the applicable exercise date, or the date that the shares would have been vested or delivered, as applicable), over (B) the aggregate Exercise Price (in the case of an Option) or any amount payable as a condition of delivery of Shares (in the case of any other Award).  Such amount shall be delivered to the Participant as soon as practicable following the cancellation of such Award or portion thereof.
(k)    No Section 83(b) Elections Without Consent of Company.  No election under Section 83(b) of the Code or under a similar provision of law may be made unless expressly permitted by the terms of the applicable Award agreement or by action of the Committee in writing prior to the making of such election.  If a Participant, in connection with the acquisition of Shares under the Plan or otherwise, is expressly permitted to make such election and the Participant makes the election, the Participant shall notify the Company of such election within ten days of filing notice of the election with the US Internal Revenue Service or other governmental authority, in addition to any filing and notification required pursuant to Section 83(b) of the Code or other applicable provision.
(l)    Payments to Persons Other Than Participants.  If the Committee shall find that any person to whom any amount is payable under the Plan is unable to care for his or her affairs because of illness or accident, or is a minor, or has died, then any payment due to such person or his or her estate (unless a prior claim therefor has been made by a duly appointed legal representative or a beneficiary designation form has been filed with the Company) may, if the Committee so directs the Company, be paid to his or her spouse, child, relative, an institution maintaining or having custody of such person, or any other person deemed by the Committee to be a proper recipient on behalf of such person otherwise entitled to payment.  Any such payment shall be a complete discharge of the liability of the Committee and the Company therefor.
(m)    Nonexclusivity of the Plan.  Neither the adoption of this Plan by the Board nor the submission of this Plan to the shareholders of the Company for approval shall be construed as creating any limitations on the power of the Board to adopt such other incentive arrangements as it may deem desirable, including, without limitation, the granting of share options otherwise than under this Plan, and such arrangements may be either applicable generally or only in specific cases.
(n)    No Trust or Fund Created.  Neither the Plan nor any Award shall create or be construed to create a trust or separate fund of any kind or a fiduciary relationship between the Company or any Affiliate, on the one hand, and a Participant or other person or entity, on the other hand.  No provision of the Plan or any Award shall require the Company, for the purpose of satisfying any obligations under the Plan, to purchase assets or place any assets in a trust or other entity to which contributions are made or otherwise to segregate any assets, nor shall the Company maintain separate bank accounts, books, records or other evidence of the existence of a segregated or separately maintained or administered fund for such purposes.  Participants shall have no rights under the Plan other than as unsecured general creditors of the Company, except that insofar as they may have become entitled to payment of additional compensation by performance of services, they shall have the same rights as other employees under general law.

25

      
      Exhibit 10.39

(o)    Reliance on Reports.  Each member of the Committee and each member of the Board shall be fully justified in acting or failing to act, as the case may be, and shall not be liable for having so acted or failed to act in good faith, in reliance upon any report made by the independent public accountant of the Combined Group and its Affiliates and/or any other information furnished in connection with the Plan by any agent of the Combined Group or the Committee or the Board, other than himself.
(p)    Relationship to Other Benefits.  No payment under the Plan shall be taken into account in determining any benefits under any pension, retirement, profit sharing, group insurance or other benefit plan of the Combined Group except as otherwise specifically provided in such other plan.
(q)    Governing Law.  The Plan shall be governed by, and construed in accordance with, the laws of England.  All disputes arising out of or in connection with the rules shall be subject to the exclusive jurisdiction of the courts of England and Wales.
(r)    Severability.  If any provision of the Plan or any Award or Award agreement is or becomes or is deemed to be invalid, illegal, or unenforceable in any jurisdiction or as to any person or entity or Award, or would disqualify the Plan or any Award under any law deemed applicable by the Committee, such provision shall be construed or deemed amended to conform to the applicable laws, or if it cannot be construed or deemed amended without, in the determination of the Committee, materially altering the intent of the Plan or the Award, such provision shall be construed or deemed stricken as to such jurisdiction, person or entity or Award and the remainder of the Plan and any such Award shall remain in full force and effect.
(s)    Obligations Binding on Successors.  The obligations of the Company under the Plan shall be binding upon any successor corporation or organization resulting from the merger, consolidation or other reorganization of the Company, or upon any successor corporation or organization succeeding to substantially all of the assets and business of the Company.
(t)    409A of the Code.   (i)  Notwithstanding any provision of the Plan to the contrary, it is intended that, to the extent this Plan applies to US Participants, the provisions of this Plan comply with Section 409A of the Code, and all provisions of this Plan shall be construed and interpreted in a manner consistent with the requirements for avoiding taxes or penalties under Section 409A of the Code.  Each Participant is solely responsible and liable for the satisfaction of all taxes and penalties that may be imposed on or in respect of such Participant in connection with this Plan or any other plan maintained by the Company (including any taxes and penalties under Section 409A of the Code), and neither any member of the Combined Group nor any Affiliate shall have any obligation to indemnify or otherwise hold such Participant (or any beneficiary) harmless from any or all of such taxes or penalties.  With respect to any Award that is considered “deferred compensation” subject to Section 409A of the Code, references in the Plan to “termination of employment” (and substantially similar phrases) shall mean “separation from service” within the meaning of Section 409A of the Code.  For purposes of Section 409A of the Code, each payment that may be made in respect of any Award granted under the Plan is designated as a separate payment.
(ii)    Notwithstanding anything in the Plan to the contrary, if a Participant is a “specified employee” within the meaning of Section 409A(a)(2)(B)(i) of the Code, no payments in respect of any Awards that are “deferred compensation” subject to Section 409A of the Code shall be made to such Participant prior to the date that is six months after the date of such Participant’s “separation from service” (as defined in Section 409A of the Code) or, if earlier, the Participant’s date of death.  Following any applicable six month delay, all such delayed payments will be paid in a single lump sum on the earliest date permitted under Section 409A of the Code that is also a business day.  
(iii)    Unless otherwise provided by the Committee, in the event that the timing of payments in respect of any Award (that would otherwise be considered “deferred compensation” subject to Section 409A of the Code) would be accelerated upon the occurrence of (A) a Change in Control, 

26

      
      Exhibit 10.39

no such acceleration shall be permitted unless the event giving rise to the Change in Control satisfies the definition of a change in the ownership or effective control of a corporation, or a change in the ownership of a substantial portion of the assets of a corporation pursuant to Section 409A of the Code and any Treasury Regulations promulgated thereunder or (B) a Disability, no such acceleration shall be permitted unless the Disability also satisfies the definition of “Disability” pursuant to Section 409A of the Code and any Treasury Regulations promulgated thereunder.
(u)    Clawback/Forfeiture.  Notwithstanding anything to the contrary contained herein, an Award agreement may provide that the Committee may in its sole discretion cancel such Award if the Participant, without the consent of a member of the Combined Group, while employed by a member of the Combined Group or any Affiliate or after termination of such employment, violates a non-competition, non-solicitation or non-disclosure covenant or agreement or otherwise has engaged in or engages in Detrimental Activity that is in conflict with or adverse to the interest of a member of the Combined Group or any Affiliate, including fraud or conduct contributing to any financial restatements or irregularities, as determined by the Committee in its sole discretion.  The Committee may also provide in an Award agreement that if the Participant otherwise has engaged in or engages in any activity referred to in the preceding sentence, the Participant will forfeit any gain realized on the vesting or exercise of such Award, and must repay the gain to the Company.  The Committee may also provide in an Award agreement that if the Participant receives any amount in excess of what the Participant should have received under the terms of the Award for any reason (including without limitation by reason of a financial restatement, mistake in calculations or other administrative error), then the Participant shall be required to repay any such excess amount to the Company.
(v)    Expenses; Gender; Titles and Headings.  The expenses of administering the Plan shall be borne by the plc Group.  Masculine pronouns and other words of masculine gender shall refer to both men and women.  The titles and headings of the sections in the Plan are for convenience of reference only, and in the event of any conflict, the text of the Plan, rather than such titles or headings shall control.  Words in the singular shall include the plural and words in plural shall include the singular.

Approved by Executive Committee:  February 18, 2014
Approved by Shareholders:  April 17, 2014

27

      
      Exhibit 10.39

APPENDIX
HMRC approved part of the Scheme
In relation to any Employee whose remuneration is subject to taxation in the UK and to whom the Committee wishes to grant Approved Options, the following provisions relating to Options shall apply:
		
	(A)
	Sections 1 to 14 of the Plan shall apply to the grant of Approved Options under this Appendix subject to the modifications contained in the following paragraphs.

		
	(B)
	This Appendix shall not apply to Awards of Restricted Shares, Restricted Share Units, Stock Appreciation Rights or Other Share-Based Awards and, accordingly, Sections 8 to 12 shall not apply to this Appendix.

		
	(C)
	The definition of Employee in Section 2 shall be construed so that:  

		
	(i)
	no Option may be granted under this Appendix to a director of any member of the plc Group unless such director is required to devote not less than 25 hours per week to the affairs of the plc Group; and

		
	(ii)
	no Option may be granted under this Appendix to an employee (including one who is a director) who is ineligible to participate in the Plan by virtue of paragraph 9 of Schedule 4 to ITEPA.

		
	(D)
	Part (b) of the definition of Fair Market Value shall not apply to the grant of Options under this Appendix.  In its place, a new paragraph (b) shall be inserted as follows:

		
	“(b)
	subject to (a) above, the value as agreed between HMRC and the Company in writing in advance of the Date of Grant;”

		
	(E)
	The definition of Shares shall be subject to the condition that they satisfy paragraphs 16 to 20 of Schedule 4 to ITEPA.  For the avoidance of doubt, Options may not be granted over ADRs under this Appendix.

		
	(F)
	In addition to its powers under Section 4, the Committee may make such amendments to this Appendix without the approval of shareholders in general meeting as are necessary or desirable to obtain or maintain HMRC approval of this Appendix.  

		
	(G)
	Any Option granted under this Appendix may only be exercised by an Option Holder who is not ineligible to participate in the Plan by virtue of paragraph 9 of Schedule 4 to ITEPA.

		
	(H)
	Section 4(b)(v) shall not apply to the grant of Options under this Appendix.

		
	(I)
	Section 4(b)(vi) shall not apply to the grant of Options under this Appendix.

		
	(J)
	Any correction pursuant to Section 4(b)(vii) to an Option granted under this Appendix shall be subject to the exercise of the amendment power under Section 13, as modified by this Appendix.  

		
	(K)
	Section 6 shall not apply to the grant of Options under this Appendix.  In its place a new Section 6 shall be inserted as follows:

“6.    ELIGIBILITY
6.1    No Employee shall be granted an Option unless:  

28

      
      Exhibit 10.39

		
	(a)
	he has received written notification from the Committee, or from a person designated by the Committee, that he has been selected to participate in the Plan;  and

		
	(b)
	immediately following such grant the aggregate Fair Market Value of the Shares which he may acquire by exercise of the Option and any Shares which he may acquire by exercise of any other options granted under the Plan or any other approved CSOP scheme (within the meaning of section 521(4) of ITEPA) established by the plc Group will not exceed £30,000 or such other amount as may be specified pursuant to paragraph 6 of Schedule 4 to ITEPA and for this purpose Fair Market Value shall be determined on the date on which the relevant Option is granted.”

		
	(L)
	Section 7(d) shall not apply to the grant of Options under this Appendix.  In its place a new Section 7(d) shall be inserted as follows:

“Conditions of Exercise
		
	(d)
	The exercise of an Option may be subject to such conditions for payment of taxation, employees’ National Insurance contributions and employer’s National Insurance contributions liability as the Committee may determine (including without limitation the right to sell on an Option Holder’s behalf sufficient Shares to satisfy any taxation or National Insurance contributions) and if any condition is imposed relating to the assumption, payment or reimbursement by the Option Holder of employer’s National Insurance contributions liability, such conditions shall comply with any applicable legislation or regulations and the Company shall be entitled to waive in whole or in part the Option Holder’s obligation in respect of such liability.”

		
	(M)
	Section 7(e) shall not apply to the grant of Options under this Appendix.  In its place a new Section 7(e) shall be inserted as follows:

“Performance Goals
		
	(e)
	The Committee shall determine prior to the Date of Grant whether any Performance Goals shall apply to the vesting of an Option and if so these shall be set out in the applicable Award agreement or share option certificate. Any Performance Goals applied by the Committee must be objective. If events subsequently occur which cause the Committee to consider that a different Performance Goal would be a fairer measure of the performance of the job-holder, an amendment may be made to the extent that the Committee reasonably consider would result in the Performance Goal being no more nor less difficult to satisfy than it would have been without such amendment.”  

		
	(N)
	The provisos to Section 7(g) shall not apply to Options granted under this Appendix.

		
	(O)
	Section 7(i)(iii) shall not apply to the grant of Options under this Appendix.  In its place a new Section 7(i)(iii) shall be inserted as follows:

“Options shall not be transferable by the Participant other than to the Option Holder’s personal representative on his death and shall be exercisable during the Participant’s lifetime by him alone;”
		
	(P)
	Section 11 shall be amended so that the Committee shall not have power to adjust Options granted under this Appendix in the circumstances envisaged by (b) or (c) of Section 11, nor to adjust the type of Shares subject to an Option.  Any adjustment pursuant to Section 11 to an Option granted under this Appendix shall not take effect without the prior approval of HMRC.  

		
	(Q)
	Section 12(b) shall not apply to Options granted under this Appendix.  

29

      
      Exhibit 10.39

		
	(R)
	New Sections 12(d) and (e) shall be inserted as follows:

“Roll-over of Options
		
	(d)
	If any event occurs which falls within sub-section (i), (iv) or (v) of the definition of Change of Control, each Participant who holds an Option granted under this Appendix may at any time within the appropriate period (which expression shall be construed in accordance with paragraph 26(3) of Schedule 4 of ITEPA), by agreement with the acquiring company, release any Option which has not lapsed (the “Old Option”) in consideration of the grant to him of an option (the “New Option”) which (in accordance with Section 12(e) below) is equivalent to the Old Option but relates to shares in a different company (whether the acquiring company itself or another company falling within paragraph 27(2)(b) of Schedule 4 of ITEPA) (the “New Grantor”).

		
	(e)
	The New Option shall not be regarded for the purposes of Section 12(d) as equivalent to the Old Option unless the conditions set out in paragraph 27(4) of Schedule 4 of ITEPA are satisfied and, in relation to the New Option, the provisions of the Plan shall be construed as if:

		
	(i)
	the New Option were an option granted under the Plan at the same time as the Old Option;

		
	(ii)
	references to any Performance Goals were references to such new Performance Goals (if any) relating to the business of the New Grantor or any member of the New Grantor’s group as the Committee may consider are appropriate in the circumstances;

		
	(iii)
	references to the Company in Sections 2 to 12 and in the definition of plc Group were references to the New Grantor;

		
	(iv)
	references to Shares were references to shares in the New Grantor.”

		
	(S)
	Options granted under this Appendix may be exercised by delivery of written notice of exercise (or electronic notice or telephonic instructions to the extent provided by the Committee) accompanied by payment of, or an undertaking to pay, the aggregate Exercise Price).  The Exercise Price shall be payable in cash.  Section 7(j) shall be modified accordingly.

		
	(T)
	Section 14(a)(ii) shall not apply to Options granted under this Appendix.  In its place, a new Section 14(a)(ii) shall be inserted as follows:

“Additional Provisions of an Award
		
	(ii)
	Awards granted to a Participant under the Plan may also be subject to such other provisions (whether or not applicable to other Awards granted to any such Participant) as the Committee determines appropriate to be offered to a Participant to assist the Participant in financing the acquisition of Shares upon the exercise of Options (provided that such financing does not violate the US Sarbanes-Oxley Act of 2002 and applicable UK law).  Any such arrangements are subject to the prior approval of HMRC”

		
	(U)
	Section 14(b) shall not apply to Options granted under this Appendix.  

		
	(V)
	Section 14(c) shall not apply to Options granted under this Appendix.

30

      
      Exhibit 10.39

		
	(W)
	Section 14(d) shall not apply to the grant of Options under this Appendix.  In its place a new Section 14(d) shall be inserted as follows:

“Tax Withholding
		
	(i)
	Subject to Section 14(d)(ii) below, a Participant may be required to pay to a member of the Combined Group, and each member of the Combined Group shall have the right and is hereby authorised to withhold from any Shares or other property deliverable under any Award or from any compensation or other amounts owing to a Participant, the amount (in cash) of any required tax withholding and payroll taxes in respect of an Award, its exercise, or any payment or transfer under an Award or under the Plan and to take such other action as may be necessary in the opinion of the Company to satisfy all obligations for the payment of such taxes.

		
	(ii)
	Prior to the exercise of an Option, the Committee shall offer a Participant the opportunity to elect to satisfy, in whole or in part, any withholding liability by the methods set out in this subsection (but no more than the minimum required withholding liability if using method (b) or (c) of this subsection):

(a)     payment in cash;
		
	(b) 
	delivery of Shares owned by the Participant with a Fair Market Value equal to such withholding liability;

		
	(c) 
	authorising the Company to arrange the sale of sufficient Shares to generate proceeds sufficient to discharge any withholding liability.

In the event that the Participant fails to satisfy the liability within 7 days, the Committee shall be authorised to arrange the sale of sufficient Shares to generate proceeds sufficient to discharge.”
		
	(X)
	Section 14(g) shall not apply to Options granted under this Appendix.

		
	(Y)
	The second sentence of Section 14(j)(i) and the whole of Section 14(j)(ii) shall not apply to Options granted under this Appendix.

		
	(Z)
	Section 14(l) shall not apply to Options granted under this Appendix.

		
	(AA)
	Sections 14(u) and (v) shall not apply to Options granted under this Appendix.

		
	(BB)
	At a time when this Appendix is approved by HMRC, and if such approved status is to be maintained, no amendment to any key feature (as defined by paragraph 30(4) of Schedule 4 to ITEPA) of the rules of the Plan or this Appendix may take effect as regards this Appendix without the prior approval of HMRC (and if such approved status is not to be maintained, the Company shall notify HMRC of the relevant amendment). 

		
	(CC)
	All Shares allotted or transferred upon the exercise of an Option granted under this Appendix shall rank pari passu in all respects with the Shares in issue at the date of exercise save as regards any rights attaching to such Shares by reference to a record date prior to the date of exercise.

31EX-10.13

 Exhibit 10.13 

AMENDMENT TO SUBLEASE AGREEMENT 
 THIS
AMENDMENT TO SUBLEASE AGREEMENT is made as of the 1st day of December, 2014 (“Effective Date”) between TC Loan Service, LLC., a Delaware LLC (“Sublessor”) and Elevate Credit Service, LLC., a Delaware LLC
(“Sublessee”). 
 Recitals 

A. WHEREAS, Sublessor is the tenant of premises located at Overton Centre I 4150 International Plaza Fort Worth, Texas (“Leased
Premises”) more particularly described that certain master lease, most recently amended on June 25, 2014, between Overton Green Property Owner, L.P. (“Landlord”), as landlord, and Sublessor, as tenant (such lease, all
exhibits thereto, and any amendments or addendums thereto (as amended, “Prime Lease”) are annexed hereto as Schedule A and made a part hereof). 

B. WHEREAS, there is a Sublease negotiated and executed by Sublessor and Sublessee pursuant to that certain Distribution Agreement between
Sublessor and Sublessee, dated as of May 1, 2014 (the “Distribution Agreement”). 
 C. WHEREAS, Sublessee desires to
sublet certain additional portions of the Leased Premises from Sublessor and Sublessor is willing to sublet the Additional Subleased Premises for the term and upon the other conditions hereinafter set forth. 

NOW, THEREFORE, in consideration of the mutual covenants and benefits set forth herein, and other good and valuable consideration, the receipt and sufficiency
of which hereby are acknowledged, the parties hereby agree as follows: 
 Agreement 

1. Defined Terms. 
 a.
The “Additional Subleased Premises” means such portions of the Leased Premises being particularly identified on Schedule B, which the parties agree, for the purposes of this Sublease and any square footage calculations
pursuant hereto, is approximately 3,233 square feet of office on the second floor. When combined with the previous subleased space on the third and seventh floors of 42,244 square feet brings the combined total of subleased square feet to 45,477, or
approximately 10.2% of the common space (building rentable area is 447,917square feet). 
 b. Any term not defined but capitalized herein
shall have the meanings ascribed to it in the Prime Lease. 
 2. Sublease of Additional Subleased Premises. 

a. Sublessor hereby grants to Sublessee, and Sublessee hereby accepts from Sublessor, subject to the covenants, agreements, terms, provisions
and conditions of the Prime Lease and of this Sublease, a sublease to the Additional Subleased Premises, together with all the rights and privileges appurtenant thereto, in its present “AS IS”, “WHERE IS” condition and for the
term of this Sublease. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

 b. Sublessee’s occupancy of the Additional Subleased Premises will commence on
December 1, 2014. 
 c. At the termination of this Sublease, Sublessee shall return the Additional Subleased Premises to Sublessor
broom-clean, in as good repair and condition as on the Effective Date, reasonable wear and tear excepted. 
 3. Use and Lawful
Occupancy. The Additional Subleased Premises shall be used only for Sublessee’s office and for no other purpose, but subject in all events to the terms of the Prime Lease and applicable zoning laws. Sublessee shall be solely responsible for
and comply with all laws relating to the use and occupancy of the Additional Subleased Premises. 
 4. Term and Termination. 

a. Subject to Section 4(b), the “Term” of this Sublease shall commence on the Effective Date and end on
August 31, 2015. 
 b. This Sublease shall terminate on the first to occur of the following: (i) one (1) calendar day before
the expiration of the term of the Prime Lease; (ii) the date upon which the Prime Lease is terminated as a result of any provisions of the Prime Lease; and (iii) the date upon which Sublessee’s right to occupancy of the Additional
Subleased Premises is terminated pursuant to this Sublease or as provided by law. 
 5. Sublessee’s Payment Obligations. 

a. Rent. Sublessee covenants and agrees to pay to Sublessor, on a monthly basis, an additional amount equal to four thousand five
hundred and eighty dollars ($4,580.08) or a combined total of sixty seven thousand nine hundred forty-six and eight cents ($67,946.08) per month including any applicable sales taxes (“Base Rent”) commencing as of the Effective Date.

 b. Common Area Operating Expenses. In addition to Base Rent, Sublessee covenants and agrees to pay to Sublessor, on a monthly
basis, 66.7235%of the Common Area Operating Expenses allocated by Landlord to Sublessor (42,244 subleased square feet of the total 63,312 square feet of rented space). This excludes the additional 3,233 square feet of additional space leased. As
used herein, Base Rent together with Sublessee’s percentage of the Common Area Operating Expenses, collectively, “Rent”). 

c. Holdover. If Sublessee fails to surrender the Additional Subleased Premises or any portion thereof at the expiration or earlier
termination of the Term, then it will be conclusively presumed that the value to Sublessee of remaining in possession, and the loss that will be suffered by Sublessor as a result thereof, far exceed the Rent and additional rent that would have been
payable had the Term continued during such holdover period. Therefore, if Sublessee (or anyone claiming through Sublessee) does not immediately surrender the Additional Subleased Premises or any portion thereof upon the expiration or earlier
termination of the Term, then the rent payable by Sublessee shall be increased to two (2) times then-applicable base rent for the Additional Subleased Premises as set forth in the Prime Lease. Such rent shall be computed by Sublessor and paid
by Sublessee on a monthly 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-2- 

 
basis and shall be payable on the first day of such holdover period and the first day of each calendar month thereafter during such holdover period until the Additional Subleased Premises have
been vacated. Notwithstanding any other provision of this Sublease, Sublessor’s acceptance of such rent shall not in any manner adversely affect Sublessor’s other rights and remedies, including Sublessor’s right to evict Sublessee and
to recover all damages. Any such holdover shall be deemed to be a tenancy at sufferance and not a tenancy at will or tenancy from month to month. In no event shall any holdover be deemed a permitted extension or renewal of the Term, and nothing
contained herein shall be construed to constitute Sublessor’s consent to any holdover or to give Sublessee any right with respect thereto. 

d. Cleaning. The Additional Subleased Premises shall be cleaned in accordance with the standards set forth in the Prime Lease and
included in the monthly Rent. 
 e. Time of Payment. All money required to be paid by Sublessee under this Sublease (other than
pursuant to Section 6) shall be paid on or before the first (1st) day of each calendar month during the term of this Sublease and shall be paid to Sublessor without notice or
demand and in lawful money of the United States, without abatement, deduction or setoff at the offices of Sublessor set forth in Section 14 or such other place as Sublessor may specify. Delays in such payment beyond the fifth (5th) calendar day of month will result in the amounts due accruing interest each month at a per annum rate equal to the Default Rate in the Prime Lease. 

6. Additional Services. Sublessee acknowledges that it shall have access to and the use of the kitchen of Sublessor. 

7. Alterations and Lobby Sign. Sublessee shall not make any installations, alterations, or additions to the Additional Subleased
Premises without the prior written consent of Sublessor, and then only pursuant to plans and specifications approved by Sublessor in advance in each instance including, without limitation, the installation of signs or physical alternation to the
Additional Subleased Premises. Notwithstanding the above, Sublessee shall have the right to hang a reasonable amount of pictures and other furnishings on the walls of the Additional Subleased Premises by the use of nails, etc. In addition, Sublessee
shall have the right to install signs (approved by Sublessor in its reasonable discretion) on the doors of the Additional Subleased Premises containing the name and/or logo of Sublessee. 

8. Ingress. Sublessee shall have direct access to the Additional Subleased Premises twenty-four (24) hours per day, seven days per
week. 
 9. Incorporation of Prime Lease. Understandings expressed in this Sublease are applicable only to Landlord and Sublessor as
the original parties to the Prime Lease, the terms, provisions, covenants, and conditions of the Prime Lease are hereby incorporated herein by reference as the same relate only to the Additional Subleased Premises, on the following understandings:

 a. In any case where Landlord reserves rights and remedies pursuant to the Prime Lease, said rights and remedies shall inure to the
benefit of Sublessor as well as to Landlord; 
 b. With respect to work, services, repairs, repainting and restoration, or the performance
of other obligations required of Landlord under the Prime Lease, Sublessor’s obligation with respect thereto shall be to request the same of Landlord upon request in writing by Sublessee and to use reasonable diligence to obtain the same from
Landlord; 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-3- 

 c. In any instance where the consent of Landlord is required to any act or omission, Sublessor
shall not be required to give such consent unless and until Landlord also has given its consent in writing; and 
 d. Sublessee shall
perform and comply with the terms, provisions, covenants and conditions of the Prime Lease to the extent applicable to the Additional Subleased Premises and this Sublease, and Sublessee shall not do or suffer to permit anything to be done that would
result in a default under or cause the Prime Lease to be terminated or forfeited, including, but not limited to, the Applicable Requirements. 

10. Assignment and Sublease. Sublessee may not assign or further sublet all or any part of the Additional Subleased Premises without
the prior written consent of Sublessor and in compliance with the Prime Lease. The Additional Subleased Premises may not be encumbered in any manner by reason of any act or omission on the part of Sublessee or be sublet or offered or advertised for
subletting except as provided herein. Sublessee and any permitted assignee of Sublessee shall remain jointly and severally liable for performance of all obligations of Sublessee under this Sublease. 

11. Confidentiality. If during the term of this Sublease, one party and/or one of its affiliates (collectively, the
“Recipient”) acquires from the other party and/or one of its affiliates (collectively, the “Disclosing Party”) information that includes, in whole or in part, Confidential Information (as defined below), the parties
recognize and acknowledge that (a) all such Confidential Information is the property of the Disclosing Party (and in some cases the property of former, current or prospective clients, customers, or accounts or investors of the Disclosing
Party); (b) the use, misappropriation, or disclosure of the Confidential Information would constitute a breach of trust, privacy obligations, and privilege, and could cause irreparable injury to the Disclosing Party; and (c) it is
essential to the protection of the Disclosing Party’s goodwill and to the maintenance of the Disclosing Party’s competitive position and privilege that the Confidential Information be kept confidential and that the Recipient not disclose
and take reasonable steps to protect the confidentiality of the Confidential Information and not use the Confidential Information to the Recipient’s own advantage or the advantage of persons or entities (other than the Disclosing Party). The
parties understand that “Confidential Information” means any proprietary information, financial data, technical data, client information, employment data, know-how, or any other business information disclosed by one party, or
otherwise known to the other party, whether directly or indirectly, in writing or orally. The parties understand that Confidential Information does not include any information that (y) has become publicly known or been made generally available
to the public through no wrongful act of the other party; or (z) has been disclosed with the Disclosing Party’s prior written consent. 

12. Default. If Sublessee (i) shall fail to pay Rent, or any other payments, charges, or monies in accordance with the provisions
of this Sublease and such default shall continue after notice for a period of three (3) business days, (ii) shall cause the commission of waste or shall conduct act or acts constituting public or private nuisance, and/or an illegal
activity on the Additional Subleased Premises and such actions shall continue after notice for a period of three (3) business days or (iii) shall default in fulfilling or complying with any of its nonmonetary obligations hereunder and such
default shall continue after notice for ten (10) calendar days, then and upon the happening of any of such events, Sublessor may without further notice to Sublessee elect to terminate this Sublease. Upon such election,

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-4- 

 
the term of this Sublease shall expire, but Sublessee shall remain liable for sums equal to the aggregate of Rent and all other monies that would have been payable by Sublessee to Sublessor
subject to Sublessor’s obligation to make commercially reasonable efforts to mitigate damages. The rights and remedies of Sublessor stated in this Section 12 shall be in addition to, and not in lieu of, those rights and remedies of
Sublessor that exist pursuant to the other provisions of this Sublease, whether by incorporation of the Prime Lease or otherwise, at law and in equity. 

13. Parking. Sublessee shall be entitled to use Sublessor’s share of the number of parking spaces attributable to Sublessor during
the Term. All such parking shall be unreserved and on a first-come, first-served basis. 
 14. Notices. All notices or other
communications required or permitted hereunder shall be in writing and delivered personally, by facsimile or .pdf file, by overnight courier, or by certified, registered or express mail, postage prepaid, and shall be deemed given when so delivered
personally, or when so received by facsimile, .pdf, or courier, or if mailed, three (3) calendar days after the date of mailing to the following addresses or to such other address as any party shall notify the other party (as provided above)
from time to time. 
  

			
	If notice to Sublessor:	  	 Think Finance, Inc.
 4150 International Plaza
Suite #400
 Fort Worth, TX 76109
 Email:
mwong@thinkfinance.com
 Attention: Martin Wong CEO

		
	If notice to Sublessee:	  	 Elevate Credit, Inc.
 4150 International Plaza
Suite #300
 Fort Worth, TX 76109
 Email:
krees@elevatecredit.com
 Attention: Ken Rees CEO

 15. Termination of Prime Lease. This Sublease is subject and subordinate to the Prime Lease. If
the Prime Lease shall terminate for any reason whatsoever, (i) this Sublease shall terminate simultaneously therewith and any unearned Rent and other monies prepaid hereunder shall be refunded to Sublessee, provided that such termination is not
the result of a breach by Sublessee of this Sublease, and (ii) upon such termination of this Sublease, there shall be no further liability by Sublessor to Sublessee arising out of or in connection with this Sublease. 

16. Indemnification and Insurance. 

a. Sublessee shall indemnify, defend and hold harmless Sublessor from and against all claims, actions, losses, costs, damages, expenses and
liabilities, including, without limitation, reasonable attorneys’ fees and expenses, which Sublessor may incur or pay by reason of (i) any accidents, damages or injuries to persons or property occurring in, on or about the Additional
Subleased Premises caused by Sublessee or its employees, agents, contractors or invitees, (ii) any breach or default hereunder on Sublessee’s part, (iii) any work done in or to the Additional Subleased Premises by Sublessee and/or
Sublessee’s employees, agents, contractors, invitees or any other person claiming through or under Sublessee, or (iv) any act, omission or negligence on the part of Sublessee and/or Sublessee’s employees, agents, customers,
contractors, invitees, or any other person claiming through or under Sublessee. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-5- 

 b. Neither Sublessor nor its agents or employees shall be liable for (i) any damage to
property of Sublessee or of others entrusted to employees of Sublessor, (ii) the loss of or damage to any property of Sublessee by theft or otherwise, (iii) any injury or damage to persons or property resulting from fire, explosion, steam,
gas, electricity, electrical disturbance, water, rain or snow or leaks or by dampness or by any other cause of whatsoever nature (whether similar or dissimilar to those above specified), (iv) any such damage caused by construction of any
improvements or alterations, or (v) any latent defect in the Additional Subleased Premises. 
 c. Sublessor shall indemnify, defend and
hold harmless Sublessee from and against all claims, actions, losses, costs, damages, expenses and liabilities, including, without limitation, reasonable attorneys’ fees and expenses, which Sublessee may incur or pay by reason of any accidents,
damages or injuries to persons or property occurring in, on or about the Additional Subleased Premises caused by gross negligence or willful misconduct of Sublessor or its employees, agents, contractors or invitees. 

d. Sublessee shall, at Sublessee’s expense, procure and maintain in full force and effect at all times during the term of this Sublease
insurance coverage to the extent that is no less than that which is required by Landlord pursuant to the terms and conditions of the Prime Lease. Sublessee shall provide Sublessor with Certificates of Insurance evidencing the insurance required
hereunder. Each certificate shall provide that thirty (30) calendar days prior written notice shall be given Sublessor in the event of cancellation or change in the policies. Sublessor, in addition to Landlord and any other parties identified
in the Prime Lease, shall be named as additional insureds in each of Sublessee’s policies, except Workers’ Compensation. 
 e. It
is understood and agreed that any coverage provided by Sublessee to Sublessor is primary insurance and shall not be considered contributory insurance with any policies of Sublessor, the fee owner or their subsidiaries, co-owners or joint venturers,
if any. 
 17. Landlord Approval. This Sublease is contingent upon Landlord approving this Sublease in accordance with the terms of
the Prime Lease and a copy of said approval being delivered to Sublessor and Sublessee. 
 18. No Brokers. The parties each represent
to the other that they have not engaged a broker, finder, agent or salesmen in connection with this Sublease and no brokerage commission or fee is due to a broker, finder, agent or salesmen claiming by, through or under said party, resulting from
this Sublease. 
 19. Quiet Enjoyment. During the term of this Sublease, Sublessor shall endeavor to have Sublessee provided with
quiet enjoyment of the Additional Subleased Premises, subject to the terms and conditions of this Sublease. 
 20. Binding Authority.
Individuals executing this Sublease warrant that they have the authority to bind Sublessor or Sublessee, as the case may be, to the obligations created herein and that they are an owner or authorized representative of the party for which they sign.

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-6- 

 21. Benefits of Agreement. This Agreement shall inure to the benefit of, and be binding
upon, the parties hereto and their respective executors, administrators, successors, and permitted assigns. 
 22. Governing Law.
This Sublease shall be governed by, and construed in accordance with, the internal laws of the State of Texas without regard to conflict of laws principles thereof. 

23. Entire Agreement. This Sublease constitutes the entire agreement between the parties with respect to the matters covered hereby and
supersedes all previous written, oral, electronic, or implied agreements and understandings between the parties with respect to such matters. 

24. Amendments and Modifications. This Sublease may be amended or modified only in a writing signed by both parties. 

25. Titles and Headings; Definitions. The headings in this Sublease are for reference purposes only and shall not in any way affect the
meaning or interpretation of this Sublease. 
 26. Waiver of Rights. No delay or omission by Sublessor in exercising any right under
this Sublease shall operate as a waiver of that or any other right. A waiver or consent given by Sublessor on any one occasion shall be effective only in that instance and shall not be construed as a bar or waiver of any right on any other occasion.

 27. Severability. The invalidity of any portion hereof shall not affect the validity, force, or effect of the remaining portions
hereof. If it is ever held that any restriction hereunder is too broad to permit enforcement of such restriction to its fullest extent, each party agrees that a court of competent jurisdiction may enforce such restriction to the maximum extent
permitted by law. 
 28. Signatures. This Sublease may be executed in two (2) or more counterparts, each of which shall be
deemed an original and all of which when taken together shall constitute one and the same instrument. The signature of a party on any counterpart that is transmitted by facsimile or via .pdf file to the other party shall be deemed an original
signature binding upon the executing party and acceptable to the other party. 
 [Signature page follows.] 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-7- 

 IN WITNESS WHEREOF, Sublessor and Sublessee have duly executed this Sublease as of the Effective Date.

  

			
	SUBLESSOR:
	
	TC Loan Service, LLC
		
	By:	 	 /s/ Chris Lutes

		
	Title:	 	 Asst CFO

		
	Name:	 	 Chris Lutes

	
	SUBLESSEE:
	
	Elevate Credit Service, LLC
		
	By:	 	 /s/ Jason Harvison

		
	Title:	 	 COO

		
	Name:	 	 Jason Harvison

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-8- 

 Schedule A 

Prime Lease 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

-9- 

 FIRST LEASE AMENDMENT 

This FIRST AMENDMENT TO LEASE AGREEMENT (“First Amendment”) is made the 20th day of March 2007 by
and between OVERTON CENTRE, LTD., a Texas limited partnership, and PayDay Service LLC, a limited liability corporation (“Tenant”). 

WHEREAS, the Landlord entered into a Lease with Tenant on December 13, 2006 covering a total of approximately 17,126 rentable
square feet (“rsf”) of space (the “Original Premises”), such Premises being located in Suite 300, in the Overton Centre I office building located at 4150 International Plaza, Fort Worth, Texas (the
“Lease”); and 
 WHEREAS, the Tenant’s name was changed from PayDay Service, LLC to TC Loan Service, LLC; 

WHEREAS, Tenant desires to expand the Premises by approximately 21,068 square feet of rentable area (the “4th Floor Expansion Space”), which is comprised of the 15,165 rentable square feet described in paragraph 1 of Rider 103 to the Lease, plus the remaining 5,903 rentable square feet on the 4th Floor, as such expansion space is described in the attached Exhibit “A-1”. Hereinafter all references to the “Premises” shall include the Original Premises and the 4th Floor Expansion Space; and 
 WHEREAS, Landlord and Tenant are willing to agree to
such expansion of the Premises to include the 4th Floor Expansion Space, subject to the terms and conditions of this First Lease Amendment. 

NOW, THEREFORE, for and in consideration of the mutual covenants contained herein and other good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, Landlord and Tenant hereby further amend the Lease, as follows: 
  

	 	1.	Tenant’s Name: The name of the Tenant under the Lease is TC Loan Service, LLC 

  

	 	2.	Expansion of Premises: From and after “the Expansion Commencement Date” the Premises shall be expanded by adding the 4th Floor Expansion Space
thereto (consisting of approximately 21,068 rsf in the 4th Floor Expansion Space of the Building for a new total of rentable square footage in the entire Premises of 38,194 rsf). The Expansion
Commencement Date shall be the earlier of (a) June 1, 2007, or (b) the date Tenant commences business in the 4th Floor Expansion Space. 

 

	 	3.	Expiration Date: The Expiration Date of the Lease shall remain unchanged. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

1 

	 	4.	Security Deposit: The Security Deposit amount of [****] on page i of the Lease Agreement is hereby deleted and substituted in lieu thereof is [****]. Tenant shall pay the additional amount of Security
Deposit on execution hereof. 

  

	 	5.	Base Rental. Beginning on Commencement Date for the Original Premises, the Basic Rent shall be calculated as: Based upon the Original 17,126 rsf. 

 

									
	 Date
	  	Amt. Per S.F.	 	  	Monthly Amt.	 
	 Months 1-3
	  	 	[****	] 	  	 	[****	] 
	 Months 4-39
	  	 	[****	] 	  	 	[****	] 
	 Months 40-63
	  	 	[****	] 	  	 	[****	] 

 Beginning on the Expansion Commencement Date for the
4th Floor Expansion Space, the Basic Rent shall be calculated as: Based upon the 4th Floor Expansion Space of 21,068 rsf. 

 

									
	 Date
	  	Amt. Per S.F.	 	  	Monthly Amt.	 
	 4th floor expansion commencement date for 1st 60 days
	  	 	[****	] 	  	 	[****	] 
	 Third Month to 39th month of Original
Premises on 3rd floor
	  	 	[****	] 	  	 	[****	] 
	 Month 40 to 63rd month of Original Premises
on 3rd floor
	  	 	[****	] 	  	 	[****	] 

  

	 	6.	Leasehold Improvements: 

  

	 	a.	Premises Condition. Since the 4th Floor Expansion Space has been occupied by a previous tenant, Tenant hereby agrees to accept the 4th Floor Expansion Space in its “as is” condition, subject to Landlord’s obligation to install the improvements identified below and further subject to Landlord’s repair obligations
under the Lease. 

  

	 	b.	 Construction Costs. Tenant shall pay for all construction costs, including, but not limited to
permits, costs of materials and labor, sales tax, construction management fees and the like in excess of the Tenant Improvement Allowance which shall be paid by Landlord. The term “Tenant Improvement Allowance” shall mean the
results of calculating the number of months remaining on the Original Lease Term times $0.238095 times the square footage in the 4th floor Expansion Space. For example if 62 months remain when the
4th floor Expansion Space commences, the Tenant Improvement Allowance for the 4th floor Expansion Space shall be $311,003.75 (or
$14.7619 per square foot of rentable area times 21,068 square feet of rentable area) which Landlord agrees to pay towards the construction costs. Landlord agrees to pay architectural fees and design services up to $1.25 per rentable square foot. Any
services performed by the architect above the $1.25 per rentable 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

2 

	 	
square foot shall be the responsibility of the Tenant and may be paid out of the Tenant Improvement Allowance to the extent funds are available. Notwithstanding anything to the contrary, provided
there is any unused portion of the Tenant Improvement Allowance, up to 20% of the Tenant Improvement Allowance can be used by the Tenant as a moving allowance or for communications costs for cabling and data. Tenant must submit invoices for such
allowances for Landlord to pay. If Wilcox Development acts as General Contractor for the construction of tenant improvements, competitively bidding each trade to at least three subcontractors, the typical five percent (5%) construction
management fee will not be charged to Tenant or deducted from the Tenant Improvement Allowance. Landlord shall cause the construction of the Work as described in the Approved Pricing Plans (which shall mean the Pricing Plans finally approved by
Tenant based on the preliminary space plan and pricing documentation previously approved by Tenant for the 4th Floor Expansion Space). Landlord and Tenant shall agree on Approved Working Drawings
for the Work in the 4th Floor Expansion Space in accordance with the procedure set forth in Paragraph 2 of Exhibit D attached to the Original Lease. If after finalizing the Approved Working
Drawings for the 4th Floor Expansion Space, it is determined that the construction costs will exceed the amount of the Tenant Improvement Allowance (an “Excess”), then Tenant
shall pay to Landlord the amount of such Excess within ten (10) days of written request from Landlord. Notwithstanding anything to the contrary, if Tenant fails to pay any Excess timely, Landlord shall not be obligated to commence construction
of the Work in the 4th Floor Expansion Space and such delay shall constitute a Tenant Delay for each day beyond the ten (10) day period until the Excess is paid to Landlord. If Tenant elects
not to use Wilcox Development as the General Contractor, Tenant understands that Landlord, or its designated agent, shall serve as construction manager for all of Tenant’s refurbishment and renovations in the Premises and the fee Tenant will
pay for such service is 5% of the total cost of all work performed in connection with such refurbishment and renovations. Tenant agrees to cooperate with Landlord in completing any such improvements on a timely basis. 

 

	 	c.	 Changes. If Tenant requests a change, alteration or addition after the Approved Working Drawings
have been approved, Tenant shall submit same in writing to Landlord. If Landlord approves such change, Landlord shall obtain from the contractor and provide Tenant with an estimate of the cost of such change. Tenant shall notify Landlord within one
(1) business day if Tenant elects to proceed with the change, in which event, Landlord shall incorporate the change into the Approved Working Drawings. The cost of such change shall also be incorporated in the calculation of any

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

3 

	 	
Excess. If Landlord disapproves of such change, Landlord shall immediately notify Tenant in writing specifying the reasons for such disapproval and the construction shall proceed in accordance
with the previously approved Approved Working Drawings. 

  

	 	d.	Entry by Tenant. During the course of construction of the Work, Tenant may enter the Premises for purposes of inspecting the Work, installing trade fixtures, installing any cabling and wiring (not included
in the Approved Working Drawings), erecting signs, stocking supplies and such other work as may be necessary or desirable to prepare to occupy and conduct its business from the Premises, provided that (i) Tenant assumes the risk of injury to
person and damage to its property, (ii) any entry shall be subject to the provisions of this Lease, including all insurance coverage provisions, except that the Lease Term shall not commence and rent shall not be due, and (iii) Tenant
shall not unreasonably interfere with the construction of the Work on the Premises. Tenant shall also provide evidence of insurance prior to any such entry. If such entry shall interfere with the construction of the Work, then Tenant shall
immediately leave upon the request of Landlord. 

  

	 	e.	Delivery of the Premises. The Work shall be deemed to be substantially complete on the later of (i) the date the Work is sufficiently complete in accordance with the Approved Working Drawings so that
Tenant may occupy the Premises, subject to any punch list items and (ii) the date Landlord receives a certificate of occupancy or its equivalent from the appropriate governmental authority. Prior to delivery of the Premises, Landlord shall
contact Tenant and schedule a joint walk-through inspection within three (3) days of such contact in order for Tenant to identify any items of a “punch list” nature that remain to be completed. If Tenant fails to participate in a
walk-through, then Landlord shall have no obligation to perform any punch list, and Tenant shall be deemed conclusively to have agreed that the Work is substantially completed for purposes hereof. If there is any disagreement concerning whether
Landlord has substantially completed the Work, Landlord may request a good faith decision by the architect which shall be final and binding on the parties. 

 

	 	f.	Limitation. This Amendment shall not be deemed applicable to any additional space added to the original Premises or, in the event of a renewal of the Lease Term, to the original Premises, itself, during
the renewal term, unless expressly so provided in the Lease or any amendment thereto. 

  

	 	g.	Bathrooms and Elevator Lobby. Landlord represents that the bathrooms on the 4th floor of the Building for use in common with other tenants will be
constructed in accordance with ADA requirements at Landlord’s expense and not deducted from the Tenant Improvement Allowance. The costs of bringing the bathroom within the Premises in compliance with ADA requirements will be borne by Tenant.
Landlord shall renovate the elevator lobby on the 4th floor using building standard finish. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

4 

	 	7.	Time of the Essence: Time is of the essence of the Lease and this First Lease Amendment 

  

	 	8.	Defined Terms: All capitalized terms used in this First Lease Amendment have the same meaning as in the Lease, unless otherwise specified herein. 

 

	 	9.	Ratification: Except as amended hereby, the Lease shall remain unmodified and in full force and effect. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

5 

 IN WITNESS WHEREOF, Landlord and Tenant have caused this First Lease Amendment to be executed on
the date first written hereinabove. 
  

			
	LANDLORD:
	
	OVERTON CENTRE, LTD.,
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, Its General Partner
		
	By:	 	 /s/ Todd K. Ashbrook

	Name:	 	Todd K. Ashbrook, Vice President
	
	TENANT:
	
	TC Loan Service, LLC
	a limited liability corporation
		
	By:	 	 /s/ Ken Rees

	Name:	 	Ken Rees
	Its:	 	President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

6 

 EXHIBIT “A-1” 

(SEE ATTACHED FLOOR PLANS FOR 4th FLOOR EXPANSION SPACE) 

 
 

 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

7 

 Acceptance of Premises Memorandum 

THIS ACCEPTANCE OF PREMISES MEMORANDUM (this “Memorandum”) is entered into on this      day of
            , 20     by and between OVERTON CENTRE, LTD., a Texas limited partnership, as Landlord (“Landlord”), and TC Loan Service, LLC, as Tenant
(“Tenant”). Unless otherwise defined herein, all capitalized terms used herein shall have the same meaning ascribed to such terms in the Lease (as hereinafter defined). 

R E C I T A L S: 

WHEREAS, on             , 20    , Landlord and Tenant
entered into that certain Lease Amendment (the “First Lease Amendment”) whereby Landlord leased certain Premises located in the Building to Tenant pursuant to certain terms and provisions more particularly described therein;

 WHEREAS, certain leasehold improvements to the Premises have been constructed and installed for the benefit of Tenant in
accordance with the terms and conditions set forth in Article 4 of this Amendment; and 
 WHEREAS, as provided in Article
4 of this Lease Amendment, Tenant desires to take possession of and accept the Premises subject to the terms and provisions hereof. 

NOW, THEREFORE, for and in consideration of the premises, and the mutual covenants and agreements contained herein and in the Lease,
Landlord and Tenant hereby expressly covenant, acknowledge and agree as follows: 
 1. Landlord has fully completed the
leasehold improvements, alterations or modifications to the Premises in accordance with the Leasehold Improvements Agreement, and the Premises are substantially complete. The Premises are tenantable and ready for immediate occupancy by Tenant and
Landlord has no further obligation to install or construct any leasehold improvements, modifications or alterations to the Premises, except for the following punch list items:
                                        .

 2. The Commencement Date shall be             ,
20    . Pursuant to the provisions of the Lease, the first monthly installment of Base Rental shall become due and payable on             , 20    .
The expiration date of the Lease shall be             , 20    . 

3. The 4th Floor Expansion Space contains approximately 21,068 square feet
of Rentable Space. 
 4. Except as specifically set forth herein, as of the date of this Memorandum the Lease has not been modified,
altered, supplemented, superseded or amended in any respect. All terms, provisions and conditions of the Lease are and remain in full force and effect, and are hereby expressly ratified, confirmed, restated and reaffirmed in each and every
respect. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

8 

 IN WITNESS WHEREOF, Landlord and Tenant have caused this First Lease Amendment to be
executed on the date first written hereinabove. 
  

					
	LANDLORD:
	
	OVERTON CENTRE, LTD.
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, it’s general partner
			
		 	By:	 	  

		 		 	
	
	TENANT:
	
	TC Loan Service, LLC
		
	By:	 	 /s/ Ken Rees

		 	 Ken Rees

	Title:	 	President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

9 

 OVERTON CENTRE (Short Form - ’00) 

BASIC LEASE INFORMATION 
  

			
	LEASE EXECUTION DATE:	  	December 13, 2006
		
	TENANT:	  	PayDay Service LLC
		
	ADDRESS OF TENANT:	  	4150 International Plaza, Suite 300
		
	CONTACT:	  	Ken Rees         Telephone: 817-546-2788
		
	LANDLORD:	  	OVERTON CENTRE, LTD.
		
	ADDRESS OF LANDLORD:	  	 c/o GVA Cawley Realty Services
 Suite 538

4100 International Plaza
 Fort Worth, Texas 76109

		
	CONTACT:	  	Property Manager — Joan Matteson Telephone: 817.737.2803
		
	PREMISES:	  	Suite No. 300 in the office building (the “Building”) located on the land described as 4150 International Plaza, City of Fort Worth, Tarrant County, Texas and known as OVERTON CENTRE I, as more particularly
described on Exhibit “A” (the “Land”). The Premises are outlined on the plan attached to the Lease as Exhibit “B” and are deemed to contain approximately 17,126 square feet of Rentable Space on
the 3rd floor (as defined in said Exhibit “B”). The term “Complex” shall mean the office building complex commonly known as “OVERTON CENTRE”, which
is comprised of the Building and the adjacent office buildings commonly known as Overton Centre I (located at 4150 International Plaza), Overton Centre II (located at 4100 International Plaza) and Overton Centre III (located at 4160 International
Plaza), the land on which the Complex is located, and the driveways, parking facilities and similar improvements and easements associated with the foregoing or the operation thereof.
		
	LEASE TERM:	  	Sixty-three (63) months, commencing February 1, 2007 (the “Commencement Date”) and ending at 5:00 p.m., April 30, 2012 subject to adjustment and earlier termination as provided in the Lease. If the Commencement Date
is not the first day of a calendar month, then the Lease Term shall be extended by the number of days between the Commencement Date and the first day of the next month.

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

i 

			
	BASE RENTAL:	  	$ SEE RIDER 106 per month, which is based on an annual Base Rental of $ SEE RIDER 106 per rentable square foot per year, which Tenant agrees to pay to Landlord at 4100 International Plaza, Suite 538, Fort Worth, Texas
76109 (or at such other place as Landlord from time to time may designate in writing) in advance and without demand on the first day of each calendar month during and throughout the Lease Term.
		
	BASE EXPENSE AMOUNT:	  	The amount of Operating Expenses (including those Operating Expenses which Landlord elects to “gross-up” as provided in paragraph 4(c) of the Lease) for the Building during the calendar year 2007 on a “per square foot
of Rentable Space in the Building” basis.
		
	ELECTRICAL/UTILITY BASE EXPENSE AMOUNT:	  	The amount of Electrical Expenses (including those Electrical Expenses which Landlord elects to “gross-up” as provided in paragraph 5 of the Lease) for the Premises during the calendar year 2007 on a “per square foot
of Rentable Space in the Building” basis.
		
	PREPAID RENTAL:	  	[****], representing payment of Base Rental for the first month of the Lease Term, to be paid on the date of execution of this Lease.
		
	SECURITY DEPOSIT:	  	[****] to be paid on the date of the execution of the Lease, and held by Landlord pursuant to the provisions of Paragraph 29 of the Lease.
		
	SOLE PERMITTED USE:	  	General Office Space and any other lawful use permitted by applicable zoning laws and approved by Landlord, which approval will not be unreasonably withheld or delayed.
		
	TENANT’S PROPORTIONATE SHARE:	  	3.8% (based upon 17,126 rsf) which is the percentage obtained by dividing (i) the 17,126 rentable square feet in the Premises by (ii) the 447,917 rentable square feet in the Building. At any time that additional space
is leased, Tenant’s proportionate share will change accordingly.
		
	BROKER:	  	John Grace of GVA Cawley Realty Services, representing the Landlord and Steve Relyea of William C. Jennings Co. representing the Tenant.

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

ii 

 The foregoing Basic Lease Information is incorporated into and made a part of the Lease identified above. If any
conflict exists between any Basic Lease Information and the Lease, then the Lease shall control. 
  

													
	LANDLORD:	 	TENANT:
		
	OVERTON CENTRE, LTD.	 	PayDay Service LLC
		
	a Texas limited partnership	 	a limited liability corporation
					
	By:	 	Overton Centre GP, Inc.	 		 	By:	 	 /s/ Ken Rees

		 	a Texas corporation, its general partner	 		 		 	 Ken Rees

		 		 		 		 		 	Its:	 	 President

		 	By:	 	 /s/ Todd K. Ashbrook
	 		 		 		 	
		 		 	Todd K. Ashbrook, Vice President	 		 		 		 	

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

iii 

 TABLE OF CONTENTS 

 

							
	 Paragraph
	  	Page No.	 
			
	1.	 	 Definitions and Basic Provisions
	  	 	1	  
	2.	 	 Lease of Premises
	  	 	1	  
	3.	 	 Services by Landlord
	  	 	2	  
	4.	 	 Additional Rental
	  	 	2	  
	5.	 	 Electricity
	  	 	4	  
	6.	 	 Payments and Performance
	  	 	6	  
	7.	 	 Tenant Plans and Specifications - Installation of Improvements
	  	 	6	  
	8.	 	 Completion of Improvements and Commencement of Rent
	  	 	6	  
	9.	 	 Relocation of Premises
	  	 	7	  
	10.	 	 Repairs and Reentry
	  	 	7	  
	11.	 	 Assignment and Subletting
	  	 	7	  
	12.	 	 Alterations and Additions by Tenant
	  	 	9	  
	13.	 	 Legal Use; Violations of Insurance Coverage; Nuisance
	  	 	9	  
	14.	 	 Laws and Regulations
	  	 	10	  
	15.	 	 Indemnity, Liability and Loss or Damage
	  	 	10	  
	16.	 	 Rules of the Building
	  	 	10	  
	17.	 	 Entry for Repairs and Inspection
	  	 	11	  
	18.	 	 Condemnation
	  	 	11	  
	19.	 	 Landlord’s Lien and Security Interest
	  	 	11	  
	20.	 	 Abandoned Property
	  	 	11	  
	21.	 	 Holding Over
	  	 	12	  
	22.	 	 Fire and Casualty
	  	 	12	  
	23.	 	 Entire Agreement and Amendment No Representations or Warranties; No Memorandum of
Lease
	  	 	12	  
	24.	 	 Transfer of Landlord’s Rights
	  	 	13	  
	25.	 	 Default
	  	 	13	  
	26.	 	 Waiver; Attorney’s Fees
	  	 	15	  
	27.	 	 Quiet Possession
	  	 	15	  
	28.	 	 Severability
	  	 	15	  
	29.	 	 Security Deposit
	  	 	15	  
	30.	 	 No Subrogation; Insurance
	  	 	16	  
	31.	 	 Binding Effect
	  	 	17	  
	32.	 	 Notice
	  	 	17	  
	33.	 	 Brokerage
	  	 	17	  
	34.	 	 Subordination
	  	 	17	  
	35.	 	 Joint and Several Liability
	  	 	18	  
	36.	 	 Building Name and Address
	  	 	18	  
	37.	 	 Estoppel Certificates
	  	 	18	  
	38.	 	 Mechanic’s Liens
	  	 	18	  
	39.	 	 Taxes and Tenant’s Property
	  	 	18	  
	40.	 	 Constructive Eviction
	  	 	19	  

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

iv 

 TABLE OF CONTENTS 

(continued) 
  

							
	 Paragraph
	  	Page No.	 
			
	41.	 	 Landlord’s Liability
	  	 	19	  
	42.	 	 Execution by Landlord
	  	 	19	  
	43.	 	 Miscellaneous
	  	 	19	  
	44.	 	 Telecommunications
	  	 	19	  
	45.	 	 Removal of Electrical and Telecommunications Wires
	  	 	20	  
	46.	 	 Landlord’s Fees
	  	 	20	  
	47.	 	 Hazardous and Toxic Materials
	  	 	20	  
	48.	 	 APPLICABLE LAW; CONSENT TO JURISDICTION
	  	 	21	  
	49.	 	 WAIVER OF JURY TRIAL
	  	 	22	  
	50.	 	 Confidentiality
	  	 	22	  

  

			
	Exhibit “A”	  	Legal Description
		
	Exhibit “B”	  	Floor Plan
		
	Exhibit “C”	  	Holidays
		
	Exhibit “D”	  	Leasehold Improvements Agreement
		
	Exhibit “E”	  	Acceptance of Premises Memorandum
		
	Exhibit “F”	  	Building Rules and Regulations
		
	Exhibit “G”	  	Landlord’s Services
		
	Exhibit “H”	  	Operating Expense Exclusions
		
	Rider No. 100	  	Lease Guaranty
		
	Rider No. 101	  	Parking Facilities
		
	Rider No. 102	  	Tenant’s Option to Renew
		
	Rider No. 103	  	Option to Expand
		
	Rider No. 104	  	Right of First Refusal
		
	Rider No. 105	  	Moving Expense Reimbursement
		
	Rider No. 106	  	Schedule of Base Rental

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

v 

 LEASE AGREEMENT 

THIS LEASE AGREEMENT (the “Lease”) is made and entered into as of the 13th day of December 2006, by and between
OVERTON CENTRE, LTD. (“Landlord”) and PayDay Services LLC, a limited liability corporation (“Tenant”). 

1. Definitions and Basic Provisions. The definitions and basic provisions set forth in the Basic Lease Information (the
“Basic Lease Information”) executed by Landlord and Tenant contemporaneously herewith are incorporated herein by reference for all purposes. The additional terms defined below shall have the respective meanings stated when used
elsewhere in this Lease, and such terms and the following basic provisions constitute an integral part of this Lease: 
 (a)
“Normal Business Hours”: From 7:00 a.m. until 6:00 p.m. on weekdays (except Holidays, as defined on Exhibit “C” attached hereto and made a part hereof for all purposes) and from 8:00 a.m. until 1:00 p.m. on
Saturdays (except Holidays). Landlord acknowledges that Tenant intends to conduct business operations in the Premises during periods other than Normal Business Hours, specifically 7:00 a.m. to 11:00 p.m. on weekdays and 8:00 a.m. to 4:00 p.m. on
Saturdays. Electricity costs for other than Normal Business Hours (“After Hours HVAC Costs”) shall be calculated as described in Rider 107 attached hereto and adjusted annually based on Landlord’s actual costs for such
electrical service. Landlord agrees that Tenant, at Tenant’s sole cost and expense, may elect to install a chiller (the “Chiller”) on the roof of the Building, but any installation shall be subject to Landlord’s approval
as to the contractor to be used, the location and the design. Tenant must repair any and all damages caused by such installation. If Tenant installs the Chiller, electrical charges for the chiller shall at Tenant’s expense, be separately
metered to and paid for directly by Tenant and Tenant shall not be liable for After Hours HVAC Costs. 
 (b)
“Rider”: Collectively, Rider No(s). 100, 101, 102, 103, 104, 105, 106 & 107, which are attached hereto, contain additional provisions of this Lease, and are hereby incorporated in, and made a part of, this Lease.

 (c) “Exhibits”: The following Exhibits are attached to and made a part of this Lease for all purposes:
“A” - Land; “B” - Definition of Rentable Space/Premises; “C” - Holidays; “D” - Leasehold Improvements Agreement; “E” - Acceptance of Premises Memorandum;
“F” - Building Rules and Regulations; “G” - Landlord Services. 

2. Lease of Premises. In consideration of the obligation of Tenant to pay rent as herein provided and in consideration of the other
terms, covenants, and conditions hereof, Landlord hereby demises and leases to Tenant, and Tenant hereby leases and takes from Landlord, the Premises, together with the right to use in common with others the Common Areas, for the Lease Term
specified herein, all upon and subject to the terms and conditions set forth herein. This Lease and the obligations of Landlord hereunder are conditioned upon faithful performance by Tenant of all of the agreements and covenants herein set out and
agreed to by Tenant. Tenant agrees and acknowledges that there is excluded from Tenant’s use of the 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

 
Premises (whether the Premises are or include one or more full floors within the Building) and Landlord hereby expressly reserves for its sole and exclusive use, any and all mechanical,
electrical, telephone and similar rooms, janitor closets, elevator, pipe and other vertical shafts and ducts, flues, stairwells, any area above the acoustical ceiling, and any other areas not specifically shown on Exhibit “B”
as being part of the Premises. 
 3. Services by Landlord. As long as Tenant is not in default hereunder, Landlord agrees to furnish
those services and utilities to the Premises, which are customarily provided to tenants in comparable suburban office buildings located in the West Fort Worth area, and which shall specifically include the services listed on Exhibit
“G” (attached hereto and made a part hereof for all purposes). All of such services shall be provided at Landlord’s cost and expense during Normal Business Hours except as specifically provided to the contrary elsewhere in this
Lease. Services provided at times other than during Normal Business Hours shall be at Tenant’s cost and expense, with such charges to be established by Landlord, in Landlord’s sole discretion, and reimbursed to Landlord on demand. Failure
to any extent to furnish or any stoppage of said utilities and services resulting from any cause whatsoever (a “Service Failure”) shall not render Landlord liable in any respect for damages to either person, property or business,
nor be construed as an eviction of Tenant, nor entitle Tenant to any abatement of rent, nor relieve Tenant from fulfillment of any covenant or agreement contained herein. Should any malfunction of the Building improvements or facilities (which by
definition do not include any improvements or facilities of Tenant besides Building standard improvements) occur for any reason (a “Malfunction”), Landlord shall use reasonable diligence to repair same promptly, but Tenant shall
have no claim for rebate or abatement of rent or damages on account of such Malfunction or of any Service Failure occasioned thereby or resulting therefrom. Any provision herein to the contrary notwithstanding, if a Malfunction or Service Failure
results in the Premises or any material portion thereof not being reasonably usable by Tenant for its business purpose (“Untenantable”) (unless the Service Failure is caused by a fire or other casualty, in which event Paragraph 22
hereof controls) and same remains uncured for a total of 5 consecutive days after Landlord’s receipt of Tenant’s written notice of the Malfunction or Service Failure, Tenant shall have the following rights and remedies: 

(a) Effective on the first day after the 5th consecutive day following such Malfunction or Service Failure, Tenant shall be entitled to an
equitable abatement of Base Rental and Additional Rental commensurate to that portion of the Premises rendered Untenantable by the Malfunction or Service Failure calculated on a per square foot basis and ending at the time the Premises are again
suitable for use by Tenant for its intended purposes. 
 4. Additional Rental. (a) Tenant’s Base Rental is based, in part,
upon the assumption that Tenant is contributing as its share of the annual Operating Expenses (as defined in paragraph 4(d) hereof) of the Building an amount equal to (i) the Base Expense Amount multiplied by (ii) the Rentable Space in the
Premises. Tenant shall during the Lease Term, pay an amount per square foot of Rentable Space within the Premises (“Tenant’s Additional Rental”) equal to the excess from time to time of the Operating Expenses per square foot of
Rentable Space in the Building over the Base Expense Amount. Prior to the commencement of 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

2 

 
each calendar year of Tenant’s occupancy beginning in 2008, Landlord may make a good faith estimate of the anticipated amount of Tenant’s Additional Rental (“Tenant’s
Forecast Additional Rental”) and Tenant agrees to pay Tenant’s Forecast Additional Rental in equal monthly installments in advance and without demand on the first day of each calendar month during and throughout the Lease Term and any
renewal or extension thereof. 
 (b) Within 150 days after the end of each calendar year during the Lease Term and any renewal or extension
thereof, or as soon as reasonably possible thereafter, Landlord shall provide Tenant a statement showing the Operating Expenses for said calendar year and a statement prepared by Landlord comparing Tenant’s Forecast Additional Rental
theretofore paid by Tenant with Tenant’s Additional Rental. In the event that Tenant’s Forecast Additional Rental paid by Tenant exceeds Tenant’s Additional Rental for said calendar year, Landlord, at Landlord’s option, shall
either pay Tenant an amount equal to such excess by direct payment to Tenant within thirty (30) days of the date of such statement, or credit such excess payment against the next accruing installment(s) of Tenant’s Forecast Additional
Rental. In the event that Tenant’s Additional Rental exceeds Tenant’s Forecast Additional Rental for said calendar year, Tenant shall pay Landlord, within thirty (30) days of receipt of the statement, an amount equal to such
difference. Such obligation of Landlord to refund and of Tenant to pay shall survive expiration or termination of this Lease. Within 1 year after Landlord furnishes its statement of Operating Expenses for any calendar year (including the Base Year)
(the “Audit Election Period”), Tenant may, at its expense, elect to audit Landlord’s Operating Expenses for such calendar year, provided that the audit shall be conducted during Landlord’s normal business hours at the
location where Landlord maintains its books and records and shall not unreasonably interfere with the conduct of Landlord’s business. This paragraph shall not be construed to limit, suspend, or abate Tenant’s obligation to pay rent when
due, including Tenant’s Forecast Additional Rental. Landlord shall credit any overpayment determined by the audit report against the next rent due and owing by Tenant or, if no further rent is due, refund such overpayment directly to Tenant
within thirty (30) days of determination. Likewise, Tenant shall pay Landlord any underpayment determined by the audit report within thirty (30) days of determination. The foregoing obligations shall survive the expiration or termination
of this Lease. If Tenant does not give written notice of its election to audit Landlord’s Operating Expenses during the Audit Election Period, Landlord’s Operating Expenses for the applicable calendar year shall be deemed approved for all
purposes, and Tenant shall have no further right to review or contest the same. If the audit proves that Landlord’s calculation of Operating Expenses for the calendar year(s) under inspection was overstated by more than three percent (3%),
then, Landlord shall pay Tenant’s actual reasonable out-of-pocket audit and inspection fees applicable to the review of the effected calendar year statement within thirty (30) days after receipt of Tenant’s invoice therefor. 

(c) Notwithstanding anything to the contrary contained herein, if the Building is not fully occupied during any calendar year of the
Lease Term including calendar year 2007, Operating Expenses (or such components thereof as vary with occupancy), Electrical Expenses, Tenant’s Forecast Additional Rental and Tenant’s Additional Rental for purposes of this Paragraph 4 shall
be determined as if the Building had been fully occupied during such year and Operating Expenses had been in an amount which would be normal if the Building were fully occupied. For the purposes of this Lease, “fully occupied” shall
mean occupancy of ninety-five percent (95%) of the total Rentable Space in the Building. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

3 

 (d) The term “Operating Expenses” shall mean all costs of ownership,
management, operation (specifically excluding the cost of electricity to the Complex, including the Building and related improvements and including any taxes) and maintenance of the Complex, including the Building, and all other improvements located
in the Complex and any and all appurtenances thereto (the “Common Facilities”), all accrued and based on an annual period consisting of a calendar year. The amortization of any capital projects completed prior to the starting date
of the Lease will be excluded. The term “taxes” shall mean all taxes and assessments and governmental charges whether federal, state, county or municipal, and whether they be by taxing districts or authorities presently taxing or by
others, subsequently created or otherwise, and any other taxes and assessments attributable to the Complex (or its operation), and the grounds, parking areas, driveways, and alleys around the Complex, excluding, however, federal and state taxes on
income; if the present method of taxation changes so that in lieu of the whole or any part of any taxes levied on the Landlord or Complex, there is levied on Landlord a capital tax directly on the rents received therefrom or a franchise tax,
assessment, or charge based, in whole or in part, upon such rents for the Complex, then all such taxes, assessments, or charges, or the part thereof so based, shall be deemed to be included within the term “taxes” for the purposes
hereof. Tenant waives all rights to protest or appeal the appraised value of the Premises, as well as the Complex, and all rights to receive notices of re-appraisement as set forth in Sections 41.413 and 42.015 of the Texas Tax Code. Nothing
contained herein shall prevent Landlord from separating the buildings, including the Building, in the Complex and re-calculating Operating Expenses, based on charges allocable solely to the Building, together with a portion of shared expenses with
the other buildings in the Complex. Notwithstanding the foregoing, Operating Expenses shall specifically exclude the expenditures listed on Exhibit “H” attached hereto and incorporated herein for all purposes. NOTWITHSTANDING
ANYTHING TO THE CONTRARY, TENANT SHALL BE LIABLE FOR THE ACTUAL INCREASES IN UNCONTROLLABLE OPERATING EXPANSES (DEFINED AS TAXES, INSURANCE, AND UTILITIES). TENANT SHALL ALSO BE LIABLE FOR THE INCREASE IN ALL OTHER CONTROLLABLE EXPENSES, NOT TO
EXCEED 8% PER CALENDAR YEAR (COMPOUNDED CUMULATIVE ON AN ANNUAL BASIS) FOR THE FULL LEASE TERM. 
 5. Electricity.
(a) The term Electrical Expenses shall mean all costs for electricity and utilities for the Premises and the Complex. Tenant’s Base Rental is based, in part, upon the assumption that Tenant is contributing as its share of the annual
Electrical Expenses (as defined in paragraph 5(a) hereof) of the Building an amount equal to (i) the Electrical/Utility Base Expense Amount multiplied by (ii) the Rentable Space in the Premises. Tenant shall during the Lease Term, pay an
amount per square foot of Rentable Space within the Premises (“Tenant’s Additional Electrical Rental”) equal to the excess from time to time of the Electrical Expenses per square foot of Rentable Space in the Building over the
Electrical/Utility Base Expense Amount. Prior to the commencement of each calendar year of Tenant’s occupancy beginning in 2008, Landlord may make a good faith estimate of the anticipated amount of Tenant’s Additional  

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

4 

 
Electrical Rental (“Tenant’s Forecast Additional Electrical Rental”) and Tenant agrees to pay Tenant’s Forecast Additional Electrical Rental in equal monthly
installments in advance and without demand on the first day of each calendar month during and throughout the Lease Term and any renewal or extension thereof. 

(b) Within 150 days after the end of each calendar year during the Lease Term and any renewal or extension thereof, or as soon as reasonably
possible thereafter, Landlord shall provide Tenant a statement showing the Electrical Expenses for said calendar year and a statement prepared by Landlord comparing Tenant’s Forecast Additional Electrical Rental theretofore paid by Tenant with
Tenant’s Additional Electrical Rental. In the event that Tenant’s Forecast Additional Electrical Rental paid by Tenant exceeds Tenant’s Additional Electrical Rental for said calendar year, Landlord, at Landlord’s option, shall
either pay Tenant an amount equal to such excess by direct payment to Tenant within thirty (30) days of the date of such statement, or credit such excess payment against the next accruing installment(s) of Tenant’s Forecast Additional
Electrical Rental. In the event that the Tenant’s Additional Electrical Rental exceeds Tenant’s Forecast Additional Electrical Rental for said calendar year, Tenant shall pay Landlord, within thirty (30) days of receipt of the
statement, an amount equal to such difference. Such obligation of Landlord to refund and of Tenant to pay shall survive expiration or termination of this Lease. Within 1 year after Landlord furnishes its statement of Electrical Expenses for any
calendar year (including calendar year 2007) (the “Electrical Audit Election Period”), Tenant may, at its expense, elect to audit Landlord’s Electrical Expenses for such calendar year, provided that the audit shall be conducted
during Landlord’s normal business hours at the location where Landlord maintains its books and records and shall not unreasonably interfere with the conduct of Landlord’s business. This paragraph shall not be construed to limit, suspend,
or abate Tenant’s obligation to pay rent when due, including Tenant’s Forecast Additional Electrical Rental. Landlord shall credit any overpayment determined by the audit report against the next rent due and owing by Tenant or, if no
further rent is due, refund such overpayment directly to Tenant within thirty (30) days of determination. Likewise, Tenant shall pay Landlord any underpayment determined by the audit report within thirty (30) days of determination. The
foregoing obligations shall survive the expiration or termination of this Lease. If Tenant does not give written notice of its election to audit Landlord’s Electrical Expenses during the Electrical Audit Election Period, Landlord’s
Electrical Expenses for the applicable calendar year shall be deemed approved for all purposes, and Tenant shall have no further right to review or contest the same. If the audit proves that Landlord’s calculation of Electrical Expenses for the
calendar year(s) under inspection was overstated by more than three percent (3%), then, Landlord shall pay Tenant’s actual reasonable out-of-pocket audit and inspection fees applicable to the review of the effected calendar year statement
within thirty (30) days after receipt of Tenant’s invoice therefor. If Landlord reasonably believes that Tenant is consuming substantially more than its proportionate share of electrical power allocable to the Premises, Landlord may, in
its commercially reasonable discretion, require the Premises to be submetered, with the cost of such submetering to be at the sole cost and expense of Tenant. Without Landlord’s prior written consent, Tenant shall not install any equipment
(such as, without limitation, tabulating or computing equipment) in the Premises that will require any electrical current or equipment for its use other than that supplied by Landlord for normal office

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

5 

 
usage, and the cost of special electrical installations approved by Landlord shall be paid by Tenant to Landlord on demand. Landlord has approved of the equipment Tenant intends to install
initially in the Premises as being within the electrical guidelines of the Building based on the information provided by Tenant and attached hereto as an Exhibit. 

6. Payments and Performance. Tenant agrees to pay all rents and sums provided to be paid by Tenant hereunder at the times and in the
manner herein provided, without any setoff, deduction or counterclaim whatsoever. Should this Lease commence on a day other than the first day of a calendar month or terminate on a day other than the last day of a calendar month, the rent for such
partial month shall be proportionately reduced. The Base Rental for the first partial month, if any, shall be payable at the beginning of said period or as Prepaid Rental. The obligation of Tenant to pay such rent is an independent covenant, and no
act or circumstance whatsoever, whether such act or circumstance constitutes a breach of covenant by Landlord or not, shall release Tenant from the obligation to pay rent. Time is of the essence in the performance of all of Tenant’s obligations
hereunder. Any amount which becomes owing by Tenant to Landlord hereunder shall bear interest at [****] from the due date until paid. In addition, at Landlord’s option, but only to the extent allowed by applicable law and not in excess of the
amount allowed by applicable law, Tenant shall pay a late charge in the amount (as solely determined by Landlord) of up to [****] of any installment of rental hereunder which is not paid within five (5) days of the date on which it is due in
order to compensate Landlord for the additional expense involved in handling delinquent payments. 
 7. Tenant Plans and
Specifications - Installation of Improvements. Landlord will install or cause to be installed in the Premises all improvements shown on the Approved Working Drawings (as defined in Exhibit “D” attached hereto) upon the terms and
conditions set forth in the Leasehold Improvements Agreement attached hereto as Exhibit “D” and made a part hereof. 

8. Completion of Improvements and Commencement of Rent. If the Premises are not ready for occupancy by Tenant on the Commencement Date
pursuant to the terms of Exhibit “D”, the obligations of Landlord and Tenant shall nevertheless continue in full force and effect, including the obligation of Tenant to commence paying rent on the Commencement Date, provided that if
the Premises are not ready for occupancy on the Commencement Date for any reason other than Tenant’s Delay (as defined in Exhibit “D”), then the rent shall abate and not commence until the date the leasehold improvements
to the Premises are substantially complete or until the date Tenant commences occupancy of any portion of the Premises, whichever first occurs (such first occurring date being herein referred to as the “Actual Commencement Date”).
Any such abatement of rent, however, shall constitute full settlement of all claims that Tenant might otherwise have against Landlord by reason of the Premises not being ready for occupancy by Tenant on the Commencement Date. If the Premises are not
ready for occupancy by Tenant on the Commencement Date, the number of months of the Lease Term will remain as stated in the Basic Lease Information, and the Lease Term will commence on the Actual Commencement Date. Notwithstanding the foregoing, if
Tenant, with Landlord’s consent, occupies the Premises after substantial completion of Tenant’s leasehold improvements but prior 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

6 

 
to the beginning of the Lease Term set forth herein, all of the terms and provisions of this Lease shall be in full force and effect from the commencement of such occupancy and the Lease Term
shall commence on the earlier date on which Tenant first occupies the Premises and shall expire the same number of months thereafter as shown in the Basic Lease Information and no change shall occur in the length of the Lease Term. By moving into
the Premises or taking possession thereof, Tenant accepts the Premises as suitable for the purposes for which the same are leased and accepts the Building and every appurtenance thereof, and waives any and all defects therein (except latent defects)
and on request from Landlord, Tenant shall promptly execute and deliver to Landlord an Acceptance of Premises Memorandum in the form attached hereto as Exhibit “E” and made a part hereof for all purposes. 

9. Relocation of Premises. Intentionally Deleted. 

10. Repairs and Reentry. Tenant will, at Tenant’s own cost and expense, maintain and keep the Premises and any alterations and
additions thereto in sound condition and good repair, and shall pay for the repair of any damage or injury done to the Building or any part thereof by Tenant or Tenant’s agents, employees and invitees; provided, however, that Tenant shall make
no repairs to the Premises without the prior written consent of Landlord. The performance by Tenant of its obligation to maintain and make repairs shall be conducted only by contractors approved by Landlord after plans and specifications therefore
have been approved by Landlord. Tenant will not commit or allow any waste or damage to be committed on any portion of the Premises, and upon the termination of this Lease by lapse of time or otherwise, Tenant shall deliver up the Premises to
Landlord in as good condition as at date of possession, ordinary wear and tear and damages resulting from casualty or condemnation excepted. Upon such termination of this Lease, Landlord shall have the right to reenter and resume possession of the
Premises. Notwithstanding the foregoing provisions of this Paragraph 10, any repairs to the Premises or the Building that are necessitated because of any damage caused by fire or other casualty shall be governed by the provisions of Paragraph 22
below. Landlord shall be responsible for maintenance to the exterior, structural and Common Areas of the Building. Landlord shall keep and maintain in good repair and working order and make repairs to and perform maintenance upon:
(1) structural elements of the Building; (2) standard mechanical (including HVAC), electrical, plumbing and fire/life safety systems serving the Building generally; (3) Common Areas and Common Facilities; (4) the roof of the
Building; (5) exterior windows of the Building; and (6) elevators serving the Building. Landlord shall promptly make repairs (taking into account the nature and urgency of the repair) for which Landlord is responsible. 

11. Assignment and Subletting. In the event that Tenant desires to encumber this Lease, assign this Lease or sublet all or any part of
the Premises or grant any license, concession or other right of occupancy of any portion of the Premises, Tenant shall notify Landlord in writing and shall state the name of the proposed assignee, sublessee or other transferee and the terms of the
proposed assignment, sublease or transfer. Tenant shall also provide financial information and state and provide information requested by Landlord as to the nature and character of the business of the proposed assignee, sublessee or transferee.
Landlord shall have 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

7 

 
the option to retake possession of the Premises and terminate this Lease as of the date on which the proposed assignment, sublease or other transfer was to become effective unless such proposed
sublease was for less than 40% of the Premises or for a term shorter than the remaining Lease Term. Landlord must exercise such option to retake the Premises by giving written notice to Tenant within thirty (30) days after receipt of
Tenant’s notice or Landlord will be deemed to have rejected its option to retake the Premises. If Landlord fails to exercise its option to retake the Premises or does not have such right, Tenant shall not assign or mortgage this Lease or any
right hereunder or interest herein, and Tenant shall not sublet the Premises in whole or in part or grant any license, concession or other right of occupancy of any portion of the Premises, without the prior written consent of Landlord, which
consent will not be unreasonably withheld, conditioned or delayed. Any such assignment, mortgage or subletting without such consent shall be void and shall, at the sole option of the Landlord, be deemed an event of default by Tenant under this
Lease. Notwithstanding any assignment or subletting consented to by Landlord, Tenant and any guarantor of Tenant’s obligations under this Lease and each assignee shall at all times remain fully responsible and liable for the payment of the rent
herein specified and for compliance with all of Tenant’s other covenants and obligations under this Lease. No consent to any assignment or mortgage of this Lease or any subletting of the Premises shall constitute a waiver of the provisions of
this Paragraph except as to the specific instance covered thereby. In the event that the monthly rental per square foot of space subleased which is payable by any sublessee to Tenant shall exceed the monthly rental per square foot for the same space
payable for the same month by Tenant to Landlord (including any bonuses or any other consideration paid directly or indirectly by the sublessee to Tenant), Tenant shall be obligated to pay one hundred percent (100%) of the amount of such excess
to Landlord as additional rent hereunder on the same date it is received by Tenant from the sublessee less reasonable and verifiable costs incurred by Tenant in obtaining the subtenant. In the event Tenant shall receive any consideration from an
assignee other than the assumption by the assignee of Tenant’s obligations hereunder, Tenant shall be obligated to pay one hundred percent (100%) of such consideration to Landlord as additional rent hereunder less reasonable and verifiable
costs incurred by Tenant in obtaining the assignee on the same date it is received by Tenant. Landlord, at Landlord’s option, may elect to require that rental payable by any sublessee be paid directly to Landlord and offset Tenant’s rent
obligations accordingly. At no time during the Lease Term shall Tenant be entitled to advertise the Premises for sublease without the prior written consent of Landlord, such consent not to be unreasonably withheld. If Tenant is a corporation or
partnership, an assignment prohibited by this Paragraph 11 shall be deemed to include one or more sales or transfers, by operation of law or otherwise, or creation of new stock or partnership interests, by which a majority of the voting shares of
the corporation or interests in the partnership shall be vested in a party or parties who are not owners of a majority of the voting shares or partnership interests of Tenant as of the date hereof; provided, however, that the foregoing provisions of
this sentence shall not be applicable if (i) Tenant’s stock is listed on a recognized securities exchange or (ii) at least eighty percent (80%) of Tenant’s stock is owned by a corporation whose stock is listed on a
recognized securities exchange. For the purposes hereof, stock ownership shall be determined in accordance with the principles set forth in section 544 of the Internal Revenue Code of 1986, as amended to the date hereof. Any transfer by operation of
law shall also constitute an assignment prohibited by this Paragraph 11. Tenant shall reimburse Landlord, on 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

8 

 
demand, for its reasonable attorneys’ fees and other expenses incurred in connection with considering any request for Landlord’s consent to an assignment or sublease of the Premises.
Notwithstanding the foregoing, the following shall not be considered an assignment or transfer prohibited hereunder or which otherwise requires Landlord’s consent: the assignment of this Lease to any successor of Tenant (1) into which or
with which Tenant is merged or consolidated, (2) arising from the transfer of Tenant’s entire interest under this lease made in conjunction with the transfer of a majority of the assets and liabilities of Tenant, or (3) arising from
the acquisition of the assets and liabilities of another entity by Tenant; so long as in each of the general and specific circumstances described in (1), (2) and (3) of this Paragraph 11, the surviving entity shall have a level of
creditworthiness equal to or greater than the level of creditworthiness of Tenant prior to the applicable level of creditworthiness of Tenant prior to the applicable event. 

12. Alterations and Additions by Tenant. Tenant shall make no alterations in or additions to the Premises without the prior written
consent of Landlord which shall not be unreasonably withheld or delayed; provided, however, with regard to alterations or additions that would affect the Building’s structure or its HVAC, plumbing, electrical or mechanical systems,
Landlord’s consent shall be in its sole and absolute discretion. All alterations, additions, and improvements made to or fixtures or improvements placed in or upon the Premises by either party (except only moveable trade fixtures of Tenant)
shall be deemed a part of the Building and the property of the Landlord at the time they are placed in or upon the Premises, and they shall remain upon and be surrendered with the Premises as a part thereof at the termination of this Lease, unless
Landlord shall elect otherwise, whether such termination shall occur by the lapse of time or otherwise. In the event Landlord shall elect that certain alterations, additions and improvements made by Tenant in the Premises shall be removed by Tenant,
Tenant shall remove them and Tenant shall restore the Premises to its original condition, at Tenant’s own cost and expense, prior to the termination of the Lease Term. Alterations and additions to the Premises will be performed by Landlord at
Tenant’s cost and expense. Tenant acknowledges that Landlord’s approval of any alterations or additions shall not be a representation by Landlord that such alterations, additions or improvements comply with applicable laws. 

13. Legal Use; Violations of Insurance Coverage; Nuisance. Tenant will not occupy or use any portion of the Premises for any purpose
other than the Sole Permitted Use or for any purpose which is unlawful or which, in the reasonable judgment of Landlord, is disreputable or which is hazardous due to risk of fire, explosion or other casualty, nor permit anything to be done which
will in any way (i) increase the rate of fire and casualty insurance on the Building or its contents, or (ii) tend to lower the first-class character and reputation of the Building, or (iii) create unreasonable elevator loads or
otherwise interfere with standard Building operations, or (iv) affect the structural integrity or design capabilities of the Building or (v) result in the storage of any hazardous materials or substances at the Building. In the event that,
by reason of any act or conduct of business of Tenant, there shall be any increase in the rate of insurance on the Building or its contents created by Tenant’s acts or conduct of business, then Tenant hereby agrees to pay Landlord the amount of
such increase within 30 days after written notice containing evidence that the increase results solely from Tenant’s actions. Tenant shall not erect, place, or allow to be placed any sign, advertising matter, stand, booth or showcase in, upon
or 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

9 

 
visible from the vestibules, halls, corridors, doors, outside walls, outside windows or pavement of the Building or the Land without the prior written consent of Landlord. Tenant will conduct its
business, and control its agents, employees, and invitees in such a manner as not to create any nuisance or interfere with, annoy or disturb other tenants or Landlord in the management of the Building. 

14. Laws and Regulations. Tenant at its sole expense will maintain the Premises in a clean, safe and healthful condition and will
comply with all laws, ordinances, orders, rules and regulations of any governmental authority having jurisdiction over the use, conditions or occupancy of the Premises. Landlord represents that Landlord has no actual knowledge that the Building and
the Complex are, as of the Lease Execution Date not in compliance with all laws, ordinances, orders, rules and regulations of any governmental authority having jurisdiction over the Complex. 

15. Indemnity, Liability and Loss or Damage. Landlord shall not be liable to Tenant or Tenant’s agents, employees, guests,
invitees or any person claiming by, through or under Tenant for any injury to person, loss of or damage to property, or for loss of or damage to Tenant’s business, occasioned by or through the acts or omissions of Landlord, or by any cause
whatsoever except for any thereof arising solely from or out of Landlord’s gross negligence or willful wrongdoing. Unless arising solely from or out of Landlord’s gross negligence or willful wrongdoing, Landlord shall not be liable for,
and Tenant shall indemnify Landlord and save it harmless from, all suits, actions, damages, liability and expense in connection with loss of life, bodily or personal injury or property damage arising from or out of any occurrence in, upon, at or
from the Premises or the occupancy or use by Tenant of the Premises or any part thereof. Tenant acknowledges and agrees that its indemnity obligations hereunder cover and relate to, without limitation, any negligent action and/or omission (whether
joint, comparative or concurrent) of Landlord and Landlord’s agents, servants and employees. If Landlord shall be made a party to any action commenced by or against Tenant, Tenant shall protect and hold Landlord harmless therefrom and on demand
shall pay all costs, expenses, and reasonable attorney’s fees incurred by Landlord in connection therewith. Unless arising solely from or out of Tenant’s gross negligence or willful wrongdoing, Tenant shall not be liable for, and Landlord
shall indemnify Tenant and save it harmless from, all suits, actions, damages, liability and expense in connection with loss of life, bodily or personal injury or property damage arising from or out of any occurrence in, upon, at or from the Complex
(excluding the Premises). Landlord acknowledges and agrees that its indemnity obligations hereunder cover and relate to, without limitation, any negligent action and/or omission (whether joint, comparative or concurrent) of Tenant and Tenant’s
agents, servants and employees. If Tenant shall be made a party to any action commenced by or against Landlord, Landlord shall protect and hold Tenant harmless therefrom and on demand shall pay all costs, expenses, and reasonable attorney’s
fees incurred by Tenant in connection therewith. 
 16. Rules of the Building. Provided Landlord enforces the Rules and Regulations
of the Building uniformly against all tenants of the Complex, Tenant will comply fully, and will cause Tenant’s agents, employees, and invitees to comply fully with all Rules and Regulations of 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

10 

 
the Building which are attached hereto as Exhibit “F” and made a part hereof as though fully set out herein. As more particularly provided therein, Landlord shall at all times
have the right to change such Rules and Regulations or to amend them in such reasonable manner as Landlord may deem advisable for the safety, protection, care and cleanliness of the Building and appurtenances and for preservation of good order
therein, all of which Rules and Regulations, changes and amendments will be forwarded to Tenant in writing and shall be complied with and observed by Tenant and Tenant’s agents, employees and invitees. 

17. Entry for Repairs and Inspection. Landlord and its agents and representatives shall have the right to enter into and upon any and
all parts of the Premises at all reasonable hours (or, in an emergency, at any hour) to inspect same or clean or make repairs or alterations or additions to the Building and the Premises (whether structural or otherwise) as Landlord may deem
necessary, and during the continuance of any such work, Landlord may temporarily close doors, entryways, public spaces and corridors and interrupt or temporarily suspend Building services and facilities, and Tenant shall not be entitled to any
abatement or reduction of rent by reason thereof. Except in emergencies or to provide janitorial and other Building services after Normal Business Hours, Landlord shall provide Tenant with reasonable prior notice of entry into the Premises, and will
be required to be accompanied by a representative of Tenant. During the Lease Term, Landlord may exhibit the Premises to prospective purchasers and lenders at reasonable hours and upon prior notice to Tenant. Furthermore, during the one-year period
prior to the expiration date of this Lease, Landlord and Landlord’s agents may exhibit the Premises to prospective tenants during Normal Business Hours and upon prior notice to Tenant. Landlord shall use commercially reasonable efforts in
connection with any such entry to minimize any interference with the operations and normal office routine of Tenant. 
 18.
Condemnation. If all of the Premises, or so much thereof as would materially interfere with Tenant’s use of the remainder, shall be taken or condemned for any public use or purpose by right of eminent domain, with or without litigation, or be
transferred by agreement in connection with or in lieu of or under threat of condemnation, then the Lease Term and the leasehold estate created hereby shall terminate as of the date title shall vest in the condemnor or transferee. If all or any
portion of the Building is taken or condemned or transferred as aforesaid, Landlord shall have the option to terminate this Lease effective as of the date title shall vest in the condemnor or transferee. Landlord shall receive the entire award from
any taking or condemnation (or the entire compensation paid because of any transfer by agreement), and Tenant shall have no claim thereto. However, Tenant may file a separate claim at its sole cost and expense for Tenant’s property and
Tenant’s reasonable relocation expenses. 
 19. Abandoned Property. All personal property of Tenant remaining in the Premises
after the termination or expiration of the Lease Term or after the abandonment of the Premises by Tenant may be treated by Landlord as having been abandoned by Tenant and Landlord may, at its option and election, thereafter take possession of such
property and either (i) declare same to be the property of Landlord, or (ii) at the cost and expense of Tenant, store and/or dispose of such property in any manner and for whatever consideration, Landlord, in its sole discretion, shall
deem advisable. Tenant shall be presumed conclusively to have abandoned the Premises if 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

11 

 
the amount of Tenant’s property removed by Tenant from the Premises is substantial enough to indicate a probable intent to abandon the Premises and such removal is not in the normal course
of Tenant’s business, or if Tenant removes any material amount of Tenant’s personal property from the Premises, at a time when Tenant is in default in the payment of rental due hereunder or in the performance of any other obligation of
Tenant hereunder and such removal is not in the normal course of Tenant’s business. 
 20. Holding Over. Should Tenant continue
to hold the Premises after this Lease terminates, whether by lapse of time or otherwise, such holding over shall, unless otherwise agreed by Landlord in writing, constitute and be construed as a monthly tenancy at will at a monthly rental amount
equal to one hundred fifty percent (150%) of the amount of the monthly rental payable during the last month prior to the termination of this Lease (except that during the first 30 days of such holdover the monthly rental amount will equal 125%
of such amount), and upon and subject to all of the other terms and provisions set forth herein except any right to renew this Lease, expand the Premises or lease additional space. This provision shall not be construed, however, as permission by
Landlord for Tenant to holdover. 
 21. Fire and Casualty. (a) If the Premises are damaged by fire or other casualty then in
such event Landlord shall, in its sole discretion, either (i) enter and make the necessary repairs without affecting this Lease, or (ii) terminate this Lease by giving written notice thereof to Tenant within sixty (60) days of such
fire or other casualty in which event Tenant shall pay the rent hereunder apportioned to the time of such damage and shall pay all other obligations of Tenant owing on the date of termination, and Tenant shall immediately surrender the Premises to
Landlord. 
 (b) In the event the Building is so badly damaged or injured by fire or other casualty, even though the Premises may not be
affected, that Landlord decides, within ninety (90) days after such destruction, not to rebuild or repair the Building (such decision being vested exclusively in the discretion of Landlord), then in such event Landlord shall so notify Tenant in
writing and this Lease shall terminate as of the date of damage in the notice from Landlord to Tenant, and the Tenant shall pay rent hereunder apportioned to the date of damage and shall pay all other obligations of Tenant owing on the date of
damage, and Tenant shall immediately surrender the Premises to Landlord. 
 (c) In the event the Lease is not terminated, Landlord shall
commence and proceed with reasonable diligence to repair and restore the Building and/or the Premises to substantially the same condition as existed immediately prior to the date of damage. All rent shall abate for the portion of the Premises that
is not usable by Tenant from the date of damage until substantial completion of the repairs and restoration required to be made by Landlord pursuant to this Paragraph. 

22. Entire Agreement and Amendment No Representations or Warranties; No Memorandum of Lease. This Lease contains the entire agreement
between the parties hereto with respect to the subject matter hereof and supersedes any and all prior and contemporaneous agreements, understandings, promises, and representations made by either party to the other

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

12 

 
concerning the subject matter hereof and the terms applicable hereto. It is expressly agreed by Tenant, as a material consideration to Landlord for the execution of this Lease, that there have
been no representations, understandings, stipulations, agreements or promises pertaining to the Premises, the Building or this Lease not incorporated in writing herein. This Lease shall not be altered, waived, amended or extended, except by a
written agreement signed by the parties hereto, unless otherwise expressly provided herein. LANDLORD’S DUTIES AND WARRANTIES ARE LIMITED TO THOSE SET FORTH IN THIS LEASE, AND SHALL NOT INCLUDE ANY IMPLIED DUTIES OR WARRANTIES, ALL OF WHICH ARE
HEREBY DISCLAIMED BY LANDLORD AND WAIVED BY TENANT. LANDLORD AND TENANT EXPRESSLY DISCLAIM ANY IMPLIED WARRANTY THAT THE PREMISES ARE SUITABLE FOR TENANT’S INTENDED COMMERCIAL PURPOSE, AND TENANT’S OBLIGATION TO PAY RENT HEREUNDER IS NOT
DEPENDENT UPON THE CONDITION OF THE PREMISES OR THE PERFORMANCE BY LANDLORD OF ITS OBLIGATIONS HEREUNDER, AND, EXCEPT AS OTHERWISE EXPRESSLY PROVIDED HEREIN, TENANT SHALL CONTINUE TO PAY THE RENT, WITHOUT ABATEMENT, SETOFF OR DEDUCTION,
NOTWITHSTANDING ANY BREACH BY LANDLORD OF ITS DUTIES OR OBLIGATIONS HEREUNDER, WHETHER EXPRESS OR IMPLIED. Neither this Lease nor a memorandum of this Lease shall be recorded in the public records of the county in which the Building is located
without the prior written consent of Landlord. 
 23. Transfer of Landlord’s Rights. In the event Landlord transfers its
interest in the Building, Landlord shall thereby automatically be released from any further obligations arising hereunder after the date of the transfer, and Tenant agrees to look solely to the successor in interest of Landlord for the performance
of such obligations, provided the successor in interest assumes in writing all obligations of Landlord hereunder from and after the date of such transfer. 

24. Default. (a) The following events shall be deemed to be events of default (herein so called) by Tenant under this Lease:
(i) Tenant shall fail to pay any rental or other sum payable by Tenant hereunder as and when such rental or other sum becomes due and payable and such failure continues for 5 business days after written notice thereof from Landlord; provided,
however, Landlord shall not be obligated to provide notice more than two (2) times in any twelve (12) month period; (ii) Tenant shall fail to comply with any other provision, condition or covenant of this Lease and any such failure is
not cured within thirty (30) days after Landlord gives written notice of such failure to Tenant (or if such failure is not capable of being cured within such 30 day period, the cure is not commenced within 30 days and diligently pursued to
completion not to exceed 90 days); (iii) Tenant shall assign this Lease or sublet all or any part of the Premises or grant any license, concession or other right of occupancy of any portion of the Premises, without the prior written consent of
Landlord except as otherwise allowed under this Lease; (iv) any petition shall be filed by or against Tenant or any guarantor of Tenant’s obligations under this Lease pursuant to any section or chapter of the present federal Bankruptcy Act
or under any future federal Bankruptcy Act or under any similar law or statute of the United States or any state thereof (which as to any involuntary petition shall not be and remain discharged or stayed within a period of sixty (60) days after
its entry), or Tenant or any guarantor 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

13 

 
of Tenant’s obligations under this Lease shall be adjudged bankrupt or insolvent in proceedings filed under any section or chapter of the present federal Bankruptcy Act or under any future
federal bankruptcy act or under any similar law or statute of the United States or any state thereof; (v) Tenant or any guarantor of Tenant’s obligations under this Lease shall become insolvent or make a transfer in fraud of creditors;
(vi) Tenant or any guarantor of this Lease shall make an assignment for the benefit of creditors; or (vii) a receiver or trustee shall be appointed for Tenant or any guarantor of this Lease or for any of the assets of Tenant or any
guarantor of this Lease. 
 (b) Upon the occurrence of any event of default, Landlord shall have the option to do any one or more of the
following without any further notice or demand, in addition to and not in limitation of any other remedy permitted by law or by this Lease: (i) Enforce, by all legal suits and other means, its rights hereunder, including the collection of Base
Rental, Tenant’s Additional Rental and other sums payable by Tenant hereunder without reentering or resuming possession of the Premises and without terminating this Lease; and (ii) Terminate this Lease by issuing written notice of
termination to Tenant, in which event Tenant shall immediately surrender the Premises to Landlord. Tenant shall pay to Landlord as damages on the same days as Base Rental, Tenant’s Additional Rental and other payments which are expressed to be
due under the provisions of this Lease, the total amount of such Base Rental, Tenant’s Additional Rental and other payments, less such part, if any, of such payments that Landlord shall have been able to collect from a new tenant upon
reletting. Landlord shall use reasonable efforts to mitigate damages by reletting the Premises. Landlord shall have the right at any time to demand final settlement. Upon demand for a final settlement, Landlord shall have the right to receive, and
Tenant hereby agrees to pay, as damages for Tenant’s breach, the difference between the total rental provided for in this Lease for the remainder of the Lease Term and the reasonable rental value of the Premises for such period, such difference
to be discounted to present value at a rate equal to the rate of interest allowed by law (at the time the demand for final settlement is made) when the parties to a contract have not agreed on any particular rate of interest (or, in the absence of
such law, at the rate of 6% per annum). Tenant agrees to reimburse Landlord immediately upon demand for any reasonable expenses which Landlord may incur in its actions pursuant to this Subparagraph, and Tenant further agrees that Landlord shall
not be liable for damages resulting to Tenant from such action unless caused by the negligence of Landlord. In addition to all remedies specified above, if Tenant is delinquent in rentals or other monetary payments due under the Lease, Landlord may
enter upon the Premises and change, alter, or modify the door locks on all entry doors of the Premises, and permanently or temporarily exclude Tenant, and its agents, employees, representatives and invitees, from the Premises; and in such event,
Landlord shall not be obligated to provide Tenant with a key to reenter the Premises until such time as all delinquent rent and other amounts due under this Lease have been paid in full, and only during Landlord’s Normal Business Hours.
Landlord’s exclusion of Tenant from the Premises pursuant to the immediately preceding sentence shall not constitute a permanent exclusion of Tenant from the Premises or a termination of this Lease unless Landlord so notifies Tenant in writing;
moreover, Landlord shall not be obligated to place a written notice on the Premises on the front door thereof explaining Landlord’s action or stating the name, address or telephone number of any individual or company from which a new key may be
obtained. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

14 

 25. Waiver; Attorney’s Fees. Landlord’s acceptance of rent following an event of
default hereunder shall not be construed as Landlord’s waiver of such event of default. No waiver by Landlord of any violation or breach of any of the terms, provisions and covenants herein contained shall be deemed or construed to constitute a
waiver of any other violation or breach of any of the terms, provisions and covenants herein contained. Forbearance by Landlord to enforce one or more of the remedies herein provided upon an event of default shall not be deemed or construed to
constitute a waiver of any other violation or default. The failure of Landlord to enforce any of the Rules and Regulations described in Paragraph 16 against Tenant or any other tenant in the Building shall not be deemed a waiver of any such Rules
and Regulations. No provision of this Lease shall be deemed to have been waived by Landlord unless such waiver is in writing and is signed by Landlord. The rights granted to Landlord in this Lease shall be cumulative of every other right or remedy
which Landlord may otherwise have at law or in equity, and the exercise of one or more rights or remedies shall not prejudice or impair the concurrent or subsequent exercise of other rights or remedies. If Landlord brings any action under this
Lease, or consults or places this Lease or any amount payable by Tenant hereunder with an attorney for the enforcement of any of Landlord’s rights hereunder, then Tenant agrees to pay to Landlord on demand from Landlord the reasonable
attorney’s fees and other costs and expenses incurred by Landlord in connection therewith. 
 26. Quiet Possession. Landlord
hereby covenants that Tenant, upon paying rent as herein reserved, and performing all covenants and agreements herein contained on the part of Tenant, shall and may peacefully and quietly have, hold and enjoy the Premises without any disturbance
from Landlord or from any other person claiming by, through or under Landlord, subject to the terms, provisions, covenants, agreements and conditions of this Lease, specifically including, but without limitation, the matters described in Paragraph
34 hereof. 
 27. Severability. If any clause or provision of this Lease is illegal, invalid or unenforceable under present or future
laws effective during the Lease Term, then and in that event, it is the intention of the parties hereto that the remainder of this Lease shall not be affected thereby, and it is also the intention of the parties to this Lease that in lieu of each
clause or provision that is illegal, invalid or unenforceable, there be added as a part of this Lease a clause or provision as similar in terms to such illegal, invalid or unenforceable clause or provision as may be possible and be legal, valid and
enforceable. 
 28. Security Deposit. The Security Deposit shall be held by Landlord without liability for interest and as security
for the performance by Tenant of Tenant’s covenants and obligations under this Lease, it being expressly understood that the Security Deposit shall not be considered an advance payment of rental or a measure of Landlord’s damages in case
of default by Tenant upon the occurrence of any event of default by Tenant or upon termination of this Lease. Landlord may commingle the Security Deposit with other funds. Landlord may, from time to time, without prejudice to any other remedy, use
the Security Deposit to the extent 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

15 

 
necessary to make good any arrearages of rent or to satisfy any other covenant or obligation of Tenant hereunder. Following any such application of the Security Deposit, Tenant shall pay to
Landlord on demand the amount so applied in order to restore the Security Deposit to its original amount. If Tenant is not in default at the termination of this Lease, the balance of the Security Deposit remaining after any such application shall be
returned by Landlord to Tenant within thirty (30) days following the expiration of the Lease Term. If Landlord transfers its interest in the Premises during the Lease Term, Landlord may assign the Security Deposit to the transferee and
thereafter shall have no further liability for the return of, or any other matter relating to, such Security Deposit. 
 29. No
Subrogation; Insurance. (a) Tenant hereby waives any cause of action it might have against Landlord on account of any loss or damage that is insured against under any insurance policy that covers the Premises, Tenant’s fixtures, personal
property, leasehold improvements or business and which names Tenant as a party insured. Landlord hereby waives any cause of action it might have against Tenant because of any loss or damage that is insured against under any insurance policy that
covers the Building or any property of Landlord used in connection with the Building and which names Landlord as a party insured, provided that Tenant shall remain liable to Landlord for the amount of Landlord’s deductible, provided such
deductible is commercially reasonable. This provision is cumulative of Paragraph 15. 
 (b) Tenant shall procure and maintain throughout the
Lease Term a policy or policies of insurance, at its sole cost and expense, insuring Tenant and Landlord against any and all liability for injury to or death of a person or persons, occasioned by or arising out of or in connection with the use or
occupancy of the Premises, the limits of such policy or policies to be in an amount not less than [****] with respect to injuries to or death of any one person and in an amount of not less than [****] with respect to any one accident or disaster,
and shall furnish evidence satisfactory to Landlord of the maintenance of such insurance. Tenant shall obtain a written obligation on the part of each insurance company to notify Landlord at least ten (10) days prior to cancellation, expiration
or material alteration of such insurance. It is recommended that Tenant carry fire and extended coverage insurance on its personal property, as Landlord shall in no event be required to rebuild, repair or replace any part of the furniture,
equipment, personal property, fixtures and other improvements which may have been placed by Tenant on or within the Premises. 
 (c)
Landlord shall procure and maintain throughout the Lease Term: (1) commercial general liability insurance applicable to the Complex which provides, on an occurrence basis, a minimum combined single limit of no less than [****] (coverage in
excess of [****] may be provided by way of an umbrella/excess liability policy); and (2) causes of loss-special form (formerly “all risk”) property insurance on the Complex in the amount of the replacement cost thereof, as reasonably
estimated by Landlord. The foregoing insurance and any other insurance carried by Landlord may be effected by a policy or policies of blanket insurance. Landlord represents that it currently maintains an umbrella policy in the amount of [****].
Landlord agrees that during the term of this Lease, Landlord shall maintain at least [****] of coverage under its umbrella policy. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

16 

 30. Binding Effect. The provisions of this Lease shall be binding upon and inure to the
benefit of Landlord and Tenant, respectively, and to their respective heirs, personal representatives, successors and assigns, subject to the provisions of Paragraphs 11, 24 and 41 hereof. 

31. Notice. Any notice required or permitted to be given hereunder by one party to the other shall be deemed to be given 3 days after
deposited in the United States mail, certified or registered, return receipt requested, with sufficient postage prepaid, 1 day after delivered to a same day or overnight courier service, or when hand delivered, addressed to the respective party to
whom notice is intended to be given at the address of such party set forth on the Basic Lease Information. Either party hereto may at any time by giving written notice to the other party in the aforesaid manner designate any other address, which, in
regard to notices to be given to Tenant, must be within the continental United States, in substitution of the foregoing address to which any such notice shall be given. 

32. Brokerage. Landlord and Tenant each warrant to the other that it has not dealt with any broker or agent in connection with the
negotiation or execution of this Lease, other than the person(s) listed in the Basic Lease Information as the Broker(s). Except for any compensation agreed to by Landlord in a separate agreement between Landlord and the Broker(s) and which shall be
the responsibility of Landlord, Landlord and Tenant each agree to indemnify the other against all costs, expenses, attorneys’ fees, and other liability for commissions or other compensation claimed by any other broker or agent claiming the same
by, through, or under the indemnifying party. 
 33. Subordination. This Lease and all rights of Tenant hereunder are subject and
subordinate to any deed of trust, mortgage or other instrument of security which does now or may hereafter cover the Building and the Land or any interest of Landlord therein, and to any and all advances made on the security thereof, and to any and
all increases, renewals, modifications, consolidations, replacements and extensions of any of such deed of trust, mortgage or instrument of security. This provision is hereby declared by Landlord and Tenant to be self-operative and no further
instrument shall be required to effect such subordination of this Lease. Tenant shall, however, upon demand at any time or times execute, acknowledge and deliver to Landlord any and all instruments and certificates that, in the judgment of Landlord,
may be necessary or proper to confirm or evidence such subordination. Tenant further covenants and agrees upon demand by Landlord’s mortgagee at any time, before or after the institution of any proceedings for the foreclosure of any such deed
of trust, mortgage or other instrument of security, or sale of the Building pursuant to any such deed of trust, mortgage or other instrument of security or voluntary sale, to attorn to the purchaser upon any such sale and to recognize and attorn to
such purchaser as Landlord under this Lease, provided such purchaser performs all of Landlord’s obligations under the Lease and agrees not to disturb Tenant’s possession of the Premises. Landlord shall use reasonable efforts to obtain,
within sixty days after the Lease Execution Date, a commercially reasonable nondisturbance agreement for the benefit of Tenant from the beneficiary under any deed of trust, mortgage or other security interest (“Mortgagee”) covering
the Complex. Tenant’s subordination to any future Mortgagee is conditioned upon Tenant receiving a commercially reasonable form of nondisturbance agreement from such Mortgagee. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

17 

 34. Joint and Several Liability. If there is more than one Tenant, the obligations
hereunder imposed upon Tenant shall be joint and several. If there is a guarantor(s) of Tenant’s obligations hereunder, the obligations of Tenant shall be joint and several obligations of Tenant and each such guarantor, and Landlord need not
first proceed against Tenant hereunder before proceeding against each such guarantor, nor shall any such guarantor be released from its guarantee for any reason whatsoever, including, without limitation, any amendment of this Lease, any forbearance
by Landlord or waiver of any of Landlord’s rights, the failure to give Tenant or any such guarantor any notices, or the release of any party liable for the payment or performance of any of Tenant’s obligations hereunder. 

35. Building Name and Address. Landlord reserves the right at any time to change the name by which the Building is designated and its
address, and Landlord shall have no obligation or liability whatsoever for costs or expenses incurred by Tenant as a result of such name change or address change of the Building. 

36. Estoppel Certificates. Tenant agrees to furnish from time to time, within ten (10) days following the request by Landlord or
any successor to Landlord or by the holder of any deed of trust or mortgage covering the Land and Building or any interest of Landlord therein, an estoppel certificate signed by Tenant in form and substance satisfactory to Landlord and any such
lender, in their sole discretion. Tenant’s failure to deliver an estoppel certificate within such time shall be conclusive upon Tenant (i) that this Lease is in full force and effect, without modification except as may be represented by
Landlord, (ii) that there are no uncured defaults in Landlord’s performance, and (iii) that no rent has been paid in advance except as set forth in this Lease. From time to time, but not more than two (2) times per calendar year
Tenant will provide to Landlord within ten (10) days following Landlord’s request, current financial statements certified by Tenant to be true and correct in all material respects. 

37. Mechanic’s Liens. Nothing contained in this Lease shall authorize Tenant to do any act which shall in any way encumber the
title of Landlord in and to the Premises or the Building or any part thereof; and if any mechanic’s or materialman’s lien is filed or claimed against the Premises or Building or any part thereof in connection with any work performed,
materials furnished or obligation incurred by or at the request of Tenant, Tenant will promptly pay same or cause it to be bonded around or released of record. 

38. Taxes and Tenant’s Property. Tenant shall be liable for all taxes levied or assessed against personal property, furniture or
fixtures placed by Tenant in the Premises. If any such taxes for which Tenant is liable are levied or assessed against Landlord or Landlord’s property and if Landlord elects to pay the same or if the assessed value of Landlord’s property
is increased by inclusion of personal property, furniture or fixtures placed by Tenant in the Premises, and Landlord elects to pay the taxes based on such increase, Tenant shall pay Landlord upon demand that part of such taxes for which Tenant is
primarily liable hereunder. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

18 

 39. Constructive Eviction. Tenant shall not be entitled to claim a constructive eviction
from the Premises unless Tenant shall have first notified Landlord in writing of the condition or conditions giving rise thereto, and, if the complaints be justified, unless Landlord shall have failed to remedy such conditions within a reasonable
time after receipt of said notice. 
 40. Landlord’s Liability. The liability of Landlord to Tenant for any default by Landlord
under the terms of this Lease shall be limited to Tenant’s actual direct, but not consequential, damages therefor and shall be recoverable only from the interest of Landlord in the Building and the Land (which shall include (a) the
proceeds of sale received upon execution of a judgment in favor of Tenant and levy thereon against the right, title, and interest of Landlord in the Complex, and (b) the consideration received by Landlord from the sale or other disposition of
all or any part of Landlord’s right, title, and interest in the Complex), and Landlord shall not be personally liable for any deficiency. This clause shall not be deemed to limit or deny any remedies which Tenant may have in the event of
default by Landlord hereunder which do not involve the personal liability of Landlord. 
 41. Execution by Landlord. The submission
of this Lease to Tenant shall not be construed as an offer, and Tenant shall not have any rights with respect hereto unless and until Landlord shall, or shall cause its managing agent to, execute a copy of this Lease already executed and delivered
by Tenant to Landlord, and deliver the same to Tenant. 
 42. Miscellaneous. The following provisions shall be applicable hereto:
(i) no waiver by Landlord of any of its rights or remedies hereunder, or otherwise, shall be considered a waiver of any other or subsequent right or remedy of Landlord; no delay or omission in the exercise or enforcement by Landlord of any
rights or remedies shall ever by construed as a waiver of any right or remedy of Landlord; and no exercise or enforcement of any such rights or remedies shall ever be held to exhaust any right or remedy of Landlord; (ii) this Lease is for the
sole benefit of Landlord, its successors and assigns, and Tenant, its permitted successors and assigns, and it is not for the benefit of any third party; (iii) words of any gender used in this Lease shall be held and construed to include any
other gender, and words in the singular number shall be held to include the plural, unless the context otherwise requires; and (iv) whenever a period of time is herein prescribed for action to be taken by Landlord or Tenant, neither party shall
be liable or responsible for, and there shall be excluded from the computation for any such period of time, any delays due to strikes, riots, acts of God, shortages and/or unavailability of labor or materials, war, governmental laws, regulations or
restrictions, or any other cause of any kind whatsoever which are beyond the reasonable control of such party. 
 43.
Telecommunications. (a) Tenant and its telecommunications companies, including but not limited to local exchange telecommunications companies and alternative access vendor services companies shall have no right of access to and within the
Building, for the installation and operation of telecommunications systems including but not limited to voice, video, data, and any other telecommunications services provided over wire, fiber optic, microwave, wireless, and any other transmission
systems, for part or all of Tenant’s telecommunications within the Building and from the Building to any other location without Landlord’s prior written consent. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

19 

 (b) Tenant expressly understands and agrees that Landlord reserves the right to grant or deny
access (to the Building or any portion thereof, including, without limitation, the Premises) to any telecommunications service provider whatsoever, and that Tenant shall have no right to demand or attempt to require Landlord to grant any access to
any such telecommunications service provider. Moreover, Tenant acknowledges and agrees that, in the event any such telecommunications service provider desires access to the Building to serve any or all tenants thereof, such access shall be
prescribed and governed by the terms and provisions of Landlord’s standard Telecommunications License Agreement, which must be executed and delivered to Landlord by such telecommunications service provider before it is allowed any access
whatsoever to the Building. 
 44. Removal of Electrical and Telecommunications Wires. (a) Landlord May Elect to Either Remove
or Keep Wires. Landlord may, at Landlord’s sole cost and expense, either: (i) retain any or all wiring, cables, risers, and similar installations appurtenant thereto installed by Tenant in the risers of the Building
(“Wiring”); or (ii) remove any or all such Wiring and restore the Premises and risers to their condition existing prior to the installation of the Wiring. 

45. Landlord’s Fees. Whenever Tenant requests Landlord to take any action or give any consent required or permitted under this
Lease, Tenant will reimburse Landlord for Landlord’s reasonable costs incurred in reviewing the proposed action or consent, including without limitation reasonable attorneys’, engineers’ or architects’ fees (not to exceed a total
of $1,000), within ten days after Landlord’s delivery to Tenant of a statement of such costs. Tenant will be obligated to make such reimbursement without regard to whether Landlord consents to any such proposed action. 

46. Hazardous and Toxic Materials. (a) For purposes of this Lease, hazardous or toxic materials shall mean asbestos containing
materials and all other materials, substances, wastes and chemicals classified as hazardous or toxic substances, materials, wastes or chemicals or otherwise regulated under then-current applicable governmental laws, rules or regulations. 

(b) Tenant shall not knowingly incorporate into, or use or otherwise place or dispose of at, the Premises, the Building or on the Land any
hazardous or toxic materials, except for use and storage of cleaning and office supplies used in the ordinary course of Tenant’s business and then only if (i) such materials are in small quantities, properly labeled and contained, and
(ii) such materials are used, transported, stored, handled and disposed of in accordance with all applicable governmental laws, rules and regulations. Landlord shall have the right, but not the obligation, to periodically inspect, take samples
for testing and otherwise investigate the Premises for the presence of hazardous or toxic materials. 
 (c) If Tenant ever has any knowledge
of the presence in the Premises or the Building or the Land of hazardous or toxic materials which affect the Premises, Tenant shall notify Landlord in writing promptly after obtaining such knowledge. Tenant acknowledges that

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

20 

 
Landlord has advised Tenant of the existence of asbestos containing materials used during the initial construction of the Building. An operation and maintenance plan has been established to
monitor such materials and has been made available to Tenant; however, the Environmental Protection Agency (EPA) has concluded that “The presence of asbestos in a building does not mean that the health of building occupants is endangered.”
The EPA further states “If asbestos-containing material (ACM) remains in good condition and is unlikely to be disturbed, exposure will be negligible.” 

(d) If Tenant or its employees, agents or contractors shall ever violate the provisions of Paragraph (b) of this subsection or
otherwise contaminate the Premises or the Property, then Tenant shall, at its sole cost and expense, cleanup, remove and dispose of the material causing the violation, or remove or remediate the contamination in compliance with all applicable
governmental standards, laws, rules and regulations and then prevalent industry practice and standards and shall repair any damage to the Premises or Building within such period of time as may be reasonable under the circumstances after written
notice by Landlord (collectively, “Tenant’s Environmental Corrective Work”). Tenant shall notify Landlord of its method, time and procedure for any clean up or removal and Landlord shall have the right to require reasonable
changes in such method, time or procedure or to require the same to be done after normal business hours. Tenant’s obligations under this subsection shall survive the termination or expiration of this Lease. 

(e) If any Tenant’s Environmental Corrective Work (i) is to occur outside of the Premises or (ii) will in any way affect any
portion of the Building other than the Premises, then Landlord shall have the right, but not the obligation, after giving Tenant advance notice and an opportunity to perform such Work, to undertake Tenant’s Environmental Corrective Work, and
Tenant shall reimburse Landlord for any expenses incurred by Landlord in undertaking Tenant’s Environmental Corrective Work. Tenant shall allow Landlord, its agents, employees and contractors such access to the Premises as Landlord may
reasonably request in order to perform such Tenant’s Environmental Corrective Work. Tenant’s obligations under this subsection shall survive the termination or expiration of this Lease. 

(f) In the event that Hazardous or Toxic Materials are discovered in the Building during the Lease Term, and such Hazardous or Toxic Materials
were not caused or introduced by Tenant, Landlord will cause such Hazardous or Toxic Materials to be remediated, encapsulated, or otherwise handled, at Landlord’s expense, within the time frames and parameters required by applicable law and
shall indemnify and defend Tenant against all claims, losses and damages that arise out of the presence of such Hazardous and Toxic Materials. 

47. APPLICABLE LAW; CONSENT TO JURISDICTION. THIS LEASE SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE
OF TEXAS AND THE LAWS OF THE UNITED STATES APPLICABLE TO TRANSACTIONS IN THE STATE OF TEXAS. TENANT HEREBY IRREVOCABLY AGREES THAT ANY LEGAL ACTION OR PROCEEDING AGAINST IT WITH RESPECT TO THIS LEASE MAY BE MAINTAINED IN THE COURTS OF 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

21 

 
TARRANT COUNTY, TEXAS OR IN THE U.S. DISTRICT COURT FOR THE NORTHERN DISTRICT OF TEXAS, AND TENANT HEREBY CONSENTS TO THE JURISDICTION AND VENUE OF SUCH COURTS. 

48. WAIVER OF JURY TRIAL. TO THE MAXIMUM EXTENT PERMITTED BY LAW, LANDLORD AND TENANT EACH WAIVE RIGHT TO TRIAL BY JURY IN
ANY LITIGATION ARISING OUT OF OR WITH RESPECT TO THIS LEASE. 
 49. Confidentiality. Tenant acknowledges that the terms and
conditions of this Lease are to remain confidential for Landlord’s benefit, and may not be disclosed by Tenant to anyone, by any manner or means, directly or indirectly except as required by law or to attorneys, accountants and other financial
advisors of Tenant, without Landlord’s prior written consent. The consent by Landlord to any disclosures shall not be deemed to be a waiver on the part of Landlord of any prohibition against any future disclosure. 

50. Signage. Tenant shall have the right at Tenant’s expense and subject to Landlord’s approval (which shall not be
unreasonably withheld), to place signage on the monument sign in front of Tower I and Tenant’s sign shall be at the top of such monument sign if Tenant occupies more space than any other tenant of the Building. 

51. Landlord’s Lien. Landlord agrees to subordinate its statutory landlord’s lien to Tenant’s primary lender, by
documentation reasonably approved by Landlord. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

22 

 IN WITNESS WHEREOF, this Lease Agreement is entered into by the parties hereto on the day
and year first set forth above. 
  

					
	LANDLORD:
	
	OVERTON CENTRE, LTD.
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, its general partner
			
		 	By:	 	 /s/ Todd K. Ashbrook

		 		 	Todd K. Ashbrook, Vice President
	
	TENANT:
	
	PayDay Service LLC
		
	By:	 	 /s/ Ken Rees

		 	 Ken Rees

	Title:	 	 President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

 EXHIBIT “A” TO LEASE AGREEMENT 

Legal Description of the Land 
 TRACT 1:

 BEING a 21.262 acre tract of land being out of the B.B.B. & C.R.R. Company Survey, Abstract No. 217, Tarrant County, Texas and being all of
Lot 1A, Block G, Overton West Addition, to the City of Fort Worth, Texas, as recorded in Volume 388-121, Page 88, and made a part hereof for all purposes. Plat Records, Tarrant County, Texas. Said 21.262 acre tract being more particularly described
as follows: 
 BEGINNING at a found 1/2 inch iron rod, located at the northeast corner of said Lot 1A, and also being located in the westerly right-of-way
line of International Plaza (a 100 foot right-of-way), and also being the point of curvature of curve to the left, having a delta of 15 degrees 22 minutes 14 seconds, a radius of 1,081.99 feet and a chord bearing and distance of South 00 degrees 42
minutes 52 seconds East, 289.39 feet; 
 THENCE along said curve and following along said westerly line, an arc distance of 290.26 feet to the point of
tangency of said curve and a found 1/2 inch rod; 
 THENCE South 08 degrees 24 minutes 00 seconds East, continuing along said westerly line, for a distance
of 94.75 feet to a found 1/2 inch iron rod, being the point of curvature of a curve to the right, having a delta of 24 degrees 38 minutes 01 seconds, a radius of 637.00 feet and a chord bearing and distance of South 03 degrees 55 minutes 00 seconds
West 271.77 feet; 
 THENCE along said curve and continuing along said westerly line, an arc distance of 273.87 feet to a found P.K. nail, being the point
of tangency of said curve; 
 THENCE South 16 degrees 14 minutes 00 seconds West, continuing along said westerly line, for a distance of 89.08 feet to a set
“X” in concrete, being the point of curvature of a curve to the right, having a delta of 20 degrees 29 minutes 06 seconds, a radius of 991.45 feet and a chord bearing and distance of South 26 degrees 28 minutes 27 seconds West, 352.59
feet; 
 THENCE along said curve and continuing along said westerly line, an arc distance of 354.47 feet to a set 1/2 inch iron rod and the point of
tangency of said curve; 
 THENCE South 36 degrees 43 minutes 00 seconds West, continuing along said westerly line, a distance of 247.31 feet to a found 1/2
inch iron rod, being the point of curvature of a non-tangent curve to the right, having a delta of 15 degrees 25 minutes 03 seconds, a radius of 1,423.27 feet and a chord bearing and distance of North 43 degrees 39 minutes 21 seconds West, 381.83
feet; 
 THENCE along said curve and leaving said westerly line, an arc distance of 382.98 feet to a set 1/2 inch iron rod, being the point of curvature of
compound curvature of a curve to the right, having a delta of 37 degrees 12 minutes 07 seconds, a radius of 1,844.47 feet and a chord bearing and distance of North 17 degrees 20 minutes 46 seconds West, 1,176.69 feet; 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “A” - PAGE 1 OF 4 

 THENCE along said curve, an arc distance of 1,197.61 feet to a set 1/2 inch iron rod, being the point of tangency
of said curve, and being the northwest corner of said Lot 1A; 
 THENCE South 81 degrees 14 minutes 00 seconds East, for a distance of 956.64 feet to the
POINT OF BEGINNING and CONTAINING 926,180 square feet or 21.262 acres of land, more or less. 
 TRACT 2: 

EASEMENT ESTATE as created in that certain Non-Exclusive Agreement executed by Cass O. Edwards, II and Eva Colleen Geren to Equitable General Insurance
Company, filed 12/06/1976, recorded in Volume 6137, Page 93, Deed Records, Tarrant County, Texas, granting a non-exclusive easement for the purposes of ingress and egress over, along and across the property described therein. 

TRACT 3: 
 EASEMENT ESTATE as created in that certain Development
Restrictions and Easement Agreement filed 10/15/1997, recorded in Volume 12944, Page 123, Deed Records, Tarrant County, Texas. 
 TRACT 4: 

EASEMENT ESTATE as created in that certain Development Restrictions and Easement Agreement filed 01/21/2000, recorded in Volume 14186, Page 234, Deed Records,
Tarrant County, Texas. 
 TRACT 5: 
 Being a 3.340 acre tract
of land situated in the B.B.B. and C.R.R. Company Survey, Abstract No. 217, Tarrant County, Texas, being a remainder of Lot 2, Block G, Overton West Addition, an addition to the City of Fort Worth as recorded in Cabinet A, Slide 3319, Plats
Records, Tarrant County, Texas, and as conveyed by deed to CMD Realty Investment Fund II, L.P., as recorded in Volume 12547, Page 1539, Deed Records, Tarrant County, Texas. Said 3.340 acre tract of land being more particularly described by metes and
bounds as follows: 
 Commencing at a found 1/2 inch iron rod for corner, said point being the northeast corner of said Lot 2, and being the most southerly
southwest corner of Lot 1-A, Block G of Overton West Addition, an addition to the City of Fort Worth as recorded in Volume 388-121, Page 88, Plat Records, Tarrant County, Texas, being in the westerly right-of-way line of International Plaza (a
100’ R.O.W.), and being the point of curvature of a curve to the right, having a delta of 12 degrees 56 minutes 38 seconds, a radius of 1423.27 feet and a chord bearing and distance of North 44 degrees 53 minutes 34 seconds West, 320.85 feet;

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “A” - PAGE 2 OF 4 

 Thence northwesterly, leaving said westerly right-of-way line of International Plaza and following along the
easterly line of said Lot 2 and the westerly line of said Lot 1-A, being a common line, and along the arc of said curve to the right for a distance of 321.54 feet to a found 1/2 inch iron rod for corner, said point being the northeast corner of said
3.340 acre tract and being the POINT OF BEGINNING; 
 Thence South 25 degrees 22 minutes 36 seconds West, leaving said common line, for a distance of 159.21
feet to a found 5/8 inch iron rod for corner, said point being the northeast corner of Lot 4, Block G of said Overton West Addition, as recorded in Cabinet A, Slide 5578, Plat Records, Tarrant County, Texas; 

Thence North 64 degrees 35 minutes 15 seconds West, along the north line of Lot 4 and the south line of said 3.340 acre tract, being a common line, passing
the northwest corner of said Lot 4 at a distance of 200.85 feet, and continuing with the common line of Lot 5 of said Block G, Overton West Addition, for a total distance of 489.84 feet to a set “x” in concrete for corner, said point being
the northwest corner of said Lot 5, and being the easterly right-of-way line of Insurance Lane (a private street with 60 foot R.O.W.), as recorded in Volume 6137, Page 93, Deed Records, Tarrant County, Texas; 

Thence North 25 degrees 26 minutes 00 seconds East, leaving said common line and following along said easterly right-of-way line of Insurance Lane, for a
distance of 218.64 feet to a found 1/2 iron rod for corner, said point being the point of curvature of a curve to the right, having a delta of 42 degrees 46 minutes 36 seconds, a radius of 289.85 feet and chord bearing and distance of North 46
degrees 49 minutes 18 seconds East, 211.41 feet; 
 Thence northeasterly, along said easterly right-of-way line and the arc of said curve to the right, for
a distance of 216.40 feet to a found 1/2 inch iron rod for corner; 
 Thence North 68 degrees 12 minutes 36 seconds East, continuing along said easterly
right-of-way line, for a distance of 20.20 feet to a set 1/2 inch iron rod for corner, said point being the point of curvature of a non-tangent curve to the left, having a delta of 13 degrees 06 minutes 49 seconds, a radius of 1844.47 feet and a
chord bearing and distance of South 29 degrees 23 minutes 26 seconds East, 421.23 feet; 
 Thence southeasterly, along the arc of said non-tangent curve to
the left, for a distance of 422.15 feet to a set 1/2 inch iron rod for corner, said point being the point of curvature of a compound curve to the left, having a delta of 02 degrees 28 minutes 25 seconds, a radius of 1423.27 feet and a chord bearing
and distance of South 37 degrees 11 minutes 02 seconds East, 61.44 feet 
 Thence southeasterly, along the arc of said compound curve to the left, for a
distance of 61.45 feet to the POINT OF BEGINNING and CONTAINING 145,498 square feet or 3.340 acres of land, more or less. 
 Being the same land as shown on
the survey prepared by Graham Associates, Inc. certified by Charles F. Stark, R.P.L.S. No. 5084, dated June 2, 2005. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “A” - PAGE 3 OF 4 

 INFORMATION NOTE: The CAD Numbers for the above property are 02101793 and 06985564. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “A” - PAGE 4 OF 4 

 EXHIBIT “B” TO LEASE AGREEMENT 

The term “Rentable Space” shall be calculated as follows: (i) in the case of a single tenancy floor, all floor
area measured at the floor from the inside surface of the outer glass line of the Building to the inside surface of the opposite outer glass line excluding only the areas (the “Service Areas”) used for Building stairs, fire towers,
elevator shafts, flues, vents, stacks, pipe shafts and vertical ducts (which Service Areas shall be measured from the mid-point of walls enclosing such Service Areas), but including any such Service Areas which are for the specific use of the
particular tenant such as special stairs or elevators, plus an allocation of the square footage of the Building’s elevator machine rooms, mechanical and electrical rooms, and public lobbies, and (ii) in the case of a floor to be occupied
by more than one tenant, all floor areas within the inside surface of the outer glass walls enclosing the Premises and measured to either (A) the mid-point of the walls separating areas leased by or held for lease to other tenants and/or
(B) to the tenant’s side of walls adjacent to corridors, elevator foyers, restrooms, mechanical rooms, janitor closets, vending areas and other similar facilities for the use of all tenants on the particular floor (hereinafter sometimes
called the “Common Areas”), but including a proportionate part of the Common Areas located on such floor based upon the ratio which the tenant’s rentable space (excluding Common Areas) on such floor bears to the aggregate
rentable space (excluding Common Areas) on such floor, or other reasonable basis determined by Landlord, plus an allocation of the square footage of the Building’s elevator machine rooms, mechanical and electrical rooms, and public lobbies. No
deductions from Rentable Space shall be made for columns or projections necessary to the Building. The Rentable Space in the Premises has been calculated on the basis of the foregoing definition and is hereby stipulated for all purposes hereof to be
as stated in the Basic Lease Information, whether the same should be more or less as a result of minor variations resulting from actual construction and completion of the Premises for occupancy so long as such work is done in substantial accordance
with the terms and provisions hereof. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “B” - PAGE 1 OF 2 

 

 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “B” - PAGE 2 OF 2 

 EXHIBIT “B-1” TO LEASE AGREEMENT 

4th Floor Space 

 
 

 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “B-1” - PAGE 1 OF 1 

 EXHIBIT “B-2” TO LEASE AGREEMENT 

Right of First Refusal Space 
  

 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “B-2” - PAGE 1 OF 1 

 EXHIBIT “C” TO LEASE AGREEMENT 

Holidays 
  

			
	January 1st (Date Observed)	  	New Years Day
		
	Last Monday in May	  	Memorial Day
		
	July 4th (Date Observed)	  	Independence Day
		
	First Monday in September	  	Labor Day
		
	Fourth Thursday in November plus Friday following	  	Thanksgiving Holiday
		
	December 25th	  	Christmas Day

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “C” - PAGE 1 OF 1 

 EXHIBIT “D” TO LEASE AGREEMENT 

Leasehold Improvements Agreement 

This Leasehold Improvements Agreement (this “Agreement”) is made and entered into this 13th day of December, 2006, in
connection with that certain Lease Agreement (the “Lease”), executed concurrently herewith by and between OVERTON CENTRE, LTD. (“Landlord”) and PayDay Service LLC (“Tenant”), and constitutes the
entire agreement of Landlord and Tenant with respect to the construction and completion of the Premises described in the Lease. In the event of a conflict between the provisions of this Agreement and other provisions of the Lease, the provisions of
this Agreement will control. Terms defined in the Lease, when used herein, shall have the same meanings as are ascribed to them in the Lease. 

1. Premises Condition. Since the Premises have been occupied by a previous tenant, Tenant hereby agrees to accept the Premises
in its “as is” condition, subject to the installation of any improvements identified below. 
 2. Approved Working
Drawings. Within ten (10) days of the date of this Lease, Tenant shall furnish to the architect designated by Landlord information to prepare preliminary plans and specifications (the “Pricing Plans”), showing:
(1) demising walls, interior walls and other partitions, including type of wall or partition and height, and any demolition or relocation of walls, (2) doors and other openings in such walls or partitions, including type of door and
hardware, (3) any floor or ceiling openings, and any variations to building standard floor or ceiling heights, (4) electrical outlets, and any restrooms, kitchens, computer rooms, file cabinets, file rooms and other special purpose rooms,
and any sinks or other plumbing facilities, or other special electrical, HVAC, plumbing or other facilities or equipment, including all special loading, (5) location and dimensions of communications equipment room, and electrical and HVAC
requirements thereof, (6) special cabinet work or other millwork items, (7) finish selections, and (8) any other details or features reasonably required in order to obtain a preliminary cost estimate. The architect shall furnish the
Pricing Plans to Landlord and Tenant upon completion and each will have ten (10) days to approve or disapprove. If disapproving, such party shall give written notice to the architect specifying its reasons for disapproval and to the other
party. Thereafter, the architect shall revise the Pricing Plans and re-submit to the parties. Landlord and Tenant each will have ten (10) days to approve or disapprove of the revised Pricing Plans and give written notice of disapproval, as
before. This process shall be repeated until Landlord and Tenant approve of the Pricing Plans (“Approved Pricing Plans”). If a party fails to respond timely, it shall be deemed to have approved of the Pricing Plans. 

Within ten (10) days of obtaining the Approved Pricing Plans, and after obtaining initial bids, Landlord shall cause the architect
to draw Construction Drawings and furnish a copy to Tenant for approval. The term “Construction Drawings” means, to the extent reasonably required by the nature of the Work, fully dimensioned architectural construction drawings and
specifications, and any required engineering drawings (including mechanical, electrical, plumbing, HVAC), and shall include any applicable items described above for the Pricing Plans. Within five (5) days of delivery of the Construction
Drawings to Tenant, Tenant shall advise  

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “D” - PAGE 1 OF 5 

 
Landlord of any proposed revisions to the Construction Drawings. If Tenant fails to respond timely, Tenant shall be deemed to have approved of the Construction Drawings. If Tenant responds
timely and Landlord concurs with the proposed revisions, Landlord shall furnish the proposed revisions to the architect to incorporate in the Construction Drawings. If Landlord does not concur with the proposed revisions, then the provisions in the
original Pricing Plans shall be utilized. If the Construction Drawings are revised, then Landlord shall cause the architect to re-submit the revised Construction Drawings to Tenant within the succeeding five (5) days from Landlord’s
receipt of the proposed revisions. Tenant shall again have five (5) days to approve the revised Construction Drawings. This process shall be repeated until the Construction Drawings have been approved by Landlord and Tenant, at which time, they
shall be the “Approved Working Drawings.” If the Construction Drawings are not approved within five (5) days of the date first submitted to Tenant for approval, then for each day beyond such period, it shall constitute a Tenant
Delay. 
 3. Construction Costs. Tenant shall pay for all construction costs, including, but not limited to permits,
costs of materials and labor, sales tax, construction management fees and the like except to the extent of the Tenant Improvement Allowance which shall be paid by Landlord. The term “Tenant Improvement Allowance” shall mean the sum
of $316,020.00 (or $15.00 per square foot of rentable area times 21,068 square feet of rentable area) which Landlord agrees to pay towards the construction costs. Landlord agrees to pay architectural fees and design services up to
$1.25 per rentable square foot. Any services performed by the architect above the $1.25 per rentable square foot shall be the responsibility of the Tenant and may be paid out of the Tenant Improvement Allowance to the extent funds are available.
Notwithstanding anything to the contrary, provided there is any unused portion of the Tenant Improvement Allowance, up to 20% of the allowance can be used by the Tenant as a moving allowance or for communications costs for cabling and data. Tenant
must submit invoices for such allowances for Landlord to pay. Wilcox Development will act as General Contractor for the construction of tenant improvements, competitively bidding each trade to at least three subcontractors, the typical five percent
(5%) construction management fee will not be charged to Tenant or deducted from the Tenant Improvement Allowance. Landlord shall obtain bids based on the Approved Pricing Plans and construct the Work as described in the Approved Pricing Plans.
If after finalizing the Approved Working Drawings, it is determined that the construction costs will exceed the amount of the Tenant Improvement Allowance (an “Excess”), then Tenant shall pay to Landlord the amount of such Excess
within ten (10) days of written request from Landlord. Notwithstanding anything to the contrary, if Tenant fails to pay any Excess timely, Landlord shall not be obligated to commence construction of the Work and such delay shall constitute a
Tenant Delay for each day beyond the ten (10) day period until the Excess is paid to Landlord. If Tenant elects not to use Wilcox Development as the General Contractor, Tenant understands that Landlord, or its designated agent, shall serve as
construction manager for all of Tenant’s refurbishment and renovations in the refurbishment and renovations in the Premises and the fee for such service is 5% of the total cost of all work performed in connection with such refurbishment and
renovations. Tenant agrees to cooperate with Landlord in completing any such improvements on a timely basis and Tenant has approved the preliminary space plan and pricing documentation. Additional space on the 3rd floor which Tenant elects to lease
pursuant  

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “D” - PAGE 2 OF 5 

 
to a right hereunder shall be finished out by Landlord pursuant to mutually agreed upon plans and Tenant shall receive an allowance of $15.00 per square foot of rentable area provided, however,
Tenant acknowledges that Landlord is improving the entire third (3rd) floor prior to commencement of the Lease and Tenant shall not be entitled to any additional tenant finish when Tenant leases the remainder of the third floor. 

4. Unavoidable Delays; Tenant Delays. The term “unavoidable delays” shall mean events beyond the control of
Landlord or the contractor, including, without limitation, acts of God, war, civil commotion, strikes, fire, flood, earthquake or other casualty, governmental regulation or restriction. In the event of an unavoidable delay, the Commencement Date
shall be postponed for each day of unavoidable delay. The term “Tenant Delay” shall mean any delay in the construction of the Work caused by Tenant for any reason whatsoever, including, without limitation, a failure to timely
respond whenever a response or approval is required of Tenant. In the event of a Tenant Delay, the Commencement Date shall be accelerated one (1) day for every day of delay caused by Tenant. 

5. Changes. If Tenant requests a change, alteration or addition after the Approved Working Drawings have been approved, Tenant
shall submit same in writing to Landlord. If Landlord approves such change, Landlord shall obtain from the contractor and provide Tenant with an estimate of the cost of such change. Tenant shall notify Landlord within one (1) business day if
Tenant elects to proceed with the change, in which event, Landlord shall incorporate the change into the Approved Working Drawings. The cost of such change shall also be incorporated in the calculation of any Excess. If Landlord disapproves of such
change, Landlord shall immediately notify Tenant in writing specifying the reasons for such disapproval and the construction shall proceed in accordance with the previously approved Approved Working Drawings. Any delay in construction time
(determined in accordance with the next sentence) caused by such changes shall constitute a Tenant Delay. The contractor, in its sole discretion, shall determine whether such change necessitates a delay in construction and the length of such
delay. 
 6. Entry by Tenant. During the course of construction of the Work, Tenant may enter the Premises for purposes
of inspecting the Work, installing trade fixtures, installing any cabling and wiring (not included in the Approved Working Drawings), erecting signs, stocking supplies and such other work as may be necessary or desirable to prepare to occupy and
conduct its business from the Premises, provided that (i) Tenant assumes the risk of injury to person and damage to its property, (ii) any entry shall be subject to the provisions of this Lease, except that the Lease Term shall not
commence and rent shall not be due, and (iii) Tenant shall not unreasonably interfere with the construction of the Work on the Premises. Tenant shall also provide evidence of insurance prior to any such entry. If such entry shall interfere with
the construction of the Work, then Tenant shall immediately leave upon the request of Landlord. 
 7. Delivery of the
Premises. The Work shall be deemed to be substantially complete on the later of (i) the date the Work is sufficiently complete in accordance with the Approved Working Drawings so that Tenant may occupy the Premises, subject to any punch
list 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “D” - PAGE 3 OF 5 

 
items and (ii) the date Landlord receives a certificate of occupancy or its equivalent from the appropriate governmental authority. Prior to delivery of the Premises, Landlord shall contact
Tenant and schedule a joint walk-through inspection within three (3) days of such contact in order for Tenant to identify any items of a “punch list” nature that remain to be completed. If Tenant fails to participate in a
walk-through, then Landlord shall have no obligation to perform any punch list, and Tenant shall be deemed conclusively to have agreed that the Work is substantially completed for purposes hereof. If there is any disagreement concerning whether
Landlord has substantially completed the Work, Landlord may request a good faith decision by the architect which shall be final and binding on the parties. 

8. Limitation. This Exhibit shall not be deemed applicable to any additional space added to the original Premises or, in the
event of a renewal of the Lease Term, to the original Premises, itself, during the renewal term, unless expressly so provided in the Lease or any amendment thereto. 

9. Construction Representatives. Landlord’s and Tenant’s construction representatives for coordination of planning,
construction, approval of change orders, substantial completion and other matters related to construction are the following: 

10. Bathrooms and Elevator Lobby. Landlord represents that the bathrooms for use in common with other tenants will be
constructed in accordance with ADA requirements at Landlord’s expense and not deducted from the Tenant Improvement Allowance. The costs of bringing the bathroom within the Premises in compliance with ADA requirements will be borne by Tenant.
Landlord shall renovate the elevator lobby on the 3rd floor using building standard finish. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “D” - PAGE 4 OF 5 

 EXECUTED as of the day and year first above written. 

 

					
	LANDLORD:
	
	OVERTON CENTRE, LTD.
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, its general partner
			
		 	By:	 	 /s/ Todd K. Ashbrook

		 		 	Todd K. Ashbrook, Vice President
	
	TENANT:
	
	PayDay Service LLC
		
	By:	 	 /s/ Ken Rees

		 	 Ken Rees

	Title:	 	 President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “D” - PAGE 5 OF 5 

 EXHIBIT “D-1” TO LEASE AGREEMENT 

Specification and Space Plan 
  

			
	Tenant:	  	PayDay Services LLC
	Address:	  	4150 International Plaza
	Suite No.:	  	300 & 400

 Building Standard Tenant Improvements and Finishes Scope of Work: 

Above standard improvements can be made available upon request at Tenant’s sole expense. 

 

					
	Tenant Approval:	  	  
	  	
			
	Date of Approval:	  	  
	  	

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “D-1” - PAGE 1 OF 1 

 EXHIBIT “D-2” TO LEASE AGREEMENT 

SCHEDULE OF PLANS 
  

					
	Tenant:	  	  
	  	
	Address:	  	4150 International Plaza, Fort Worth, TX 76109	  	
	Suite No.:	  	  
	  	

  

									
	 SELECTION
	  	 MANUF.
	  	 NUMBER
	  	 COLOR
	  	 DESCRIPTION

					
	Wall Paint	  		  		  		  	Building Standard
					
	Frames	  	N/A	  	N/A	  	N/A	  	Building Standard
					
	Carpet	  		  		  		  	Building Standard
					
	Base	  		  		  		  	Building Standard
					
	VCT	  	N/A	  	N/A	  	N/A	  	Building Standard
	Base	  	N/A	  	N/A	  	N/A	  	
					
	Window Blinds	  	N/A	  	N/A	  	N/A	  	Above Building
 StandardAvailable at Tenant’s
Cost

					
	Ceiling Fans	  	N/A	  	N/A	  	N/A	  	Above Building
 Standard

Available at Tenant’s
Cost

					
	Telecommunication Outlets, Cabling, Networks and All Equipment	  	N/A	  	N/A	  	N/A	  	Tenant Responsibility
at Tenant’s Sole Cost
and Expense

 Misc. work to be Performed 
  

 
  

					
	Tenant Approval:	  	  
	  	
			
	Date of Approval:	  	  
	  	

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “D-2” - PAGE 1 OF 1 

 EXHIBIT “E” TO LEASE AGREEMENT 

Acceptance of Premises Memorandum 

THIS ACCEPTANCE OF PREMISES MEMORANDUM (this “Memorandum”) is entered into on this      day of
            , 20     by and between OVERTON CENTRE, LTD., a Texas limited partnership, as Landlord (“Landlord”), and PayDay Service LLC, as
Tenant (“Tenant”). Unless otherwise defined herein, all capitalized terms used herein shall have the same meaning ascribed to such terms in the Lease (as hereinafter defined). 

R E C I T A L S: 

WHEREAS, on             , 20    , Landlord and Tenant
entered into that certain Lease Agreement (the “Lease”) whereby Landlord leased certain Premises located in the Building to Tenant pursuant to certain terms and provisions more particularly described therein; 

WHEREAS, certain leasehold improvements to the Premises have been constructed and installed for the benefit of Tenant in accordance
with the terms and conditions set forth in the Leasehold Improvements Agreement attached as Exhibit “D” to the Lease; and 

WHEREAS, as provided in Paragraph 8 of the Lease, Tenant desires to take possession of and accept the Premises subject to the terms and
provisions hereof. 
 NOW, THEREFORE, for and in consideration of the premises, and the mutual covenants and agreements
contained herein and in the Lease, Landlord and Tenant hereby expressly covenant, acknowledge and agree as follows: 
 1.
Landlord has fully completed the leasehold improvements, alterations or modifications to the Premises in accordance with the Leasehold Improvements Agreement, and the Premises are substantially complete. The Premises are tenantable and ready for
immediate occupancy by Tenant and Landlord has no further obligation to install or construct any leasehold improvements, modifications or alterations to the Premises, except for the following punch list items:
                    . 
 2.
The Commencement Date shall be             , 20    . Pursuant to the provisions of the Lease, the first monthly installment of Base Rental shall become due and
payable on             , 20    . The expiration date of the Lease shall be             ,
20    . 
 3. The Premises contain approximately
             square feet of Rentable Space. 
 4. Except as specifically
set forth herein, as of the date of this Memorandum the Lease has not been modified, altered, supplemented, superseded or amended in any respect. All terms, provisions and conditions of the Lease are and remain in full force and effect, and are
hereby expressly ratified, confirmed, restated and reaffirmed in each and every respect. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “E” - PAGE 1 OF 2 

 IN WITNESS WHEREOF, this Memorandum is entered into by Landlord and Tenant on the date
first set forth above. 
  

					
	LANDLORD:
	
	OVERTON CENTRE, LTD.
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, it’s general partner
			
		 	By:	 	  

		 		 	Todd K. Ashbrook, Vice President
	
	TENANT:
	
	PayDay Service LLC
		
	By:	 	  

		 	 Ken Rees

	Title:	 	 President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “E” - PAGE 2 OF 2 

 EXHIBIT “F” TO LEASE AGREEMENT 

Building Rules and Regulations 

1. Sidewalks, doorways, vestibules, corridors, stairways and other similar areas shall not be obstructed by Tenant or used by Tenant
for any purpose other than ingress and egress to and from the Premises and for going from or to another part of the Building. 

2. Plumbing fixtures and appliances shall be used only for the purposes for which designed, and no sweepings, rubbish, rags or other
unsuitable materials shall be thrown or placed therein. Damage resulting to any such fixtures or appliances or surrounding areas from misuse by Tenant shall be repaired at the sole cost and expense of Tenant, and Landlord shall not in any case be
responsible therefore. 
 3. No signs, advertisements or notices shall be painted or affixed on or to any windows or doors or
other parts of the Building except of such color, size and style and in such places as shall be first approved in writing by Landlord. No nails, hooks or screws shall be driven or inserted in any part of the Building except by the Building
maintenance personnel nor shall any part of the Building be defaced by Tenant. 
 4. Landlord will provide and maintain an
alphabetical directory of each Tenant’s firm name on the first floor (main lobby) of the Building and no other directory shall be permitted unless previously consented to by Landlord in writing. 

5. Tenant shall not place any additional lock or locks on any doors in or to the Premises without Landlord’s prior written
consent. Two keys to the locks on the doors which access the Premises from the Common Areas shall be furnished by Landlord to Tenant, and Tenant shall not have any duplicate keys made. Additional keys required by Tenant shall be made by Landlord at
Tenant’s sole expense. Upon termination of the Lease, Tenant shall return all keys to Landlord and shall provide to Landlord a means of opening all safes, cabinets and vaults being left with the Premises. 

6. With respect to work being performed by Tenant in the Premises with the approval of Landlord, Tenant will refer all contractors,
contractor’s representatives and installation technicians rendering any service to them to Landlord for Landlord’s supervision, approval and control before the performance of any contractual services. This provision shall apply to work
performed in the Building including, but not limited to, installation of telephones, telegraph equipment, electrical devices and attachments, and any and all installation of every nature affecting floors, walls, woodwork, trim, windows, ceilings,
equipment and any other physical portion of the Building. Tenant must have Landlord’s written approval (which shall not be unreasonably withheld) prior to employing any contractor. Any and all such contractors shall comply with these Rules and
Regulations for such services including, but not limited to, insurance requirements. All work in or on the Building shall comply with any and all codes. Tenant shall take no action which would disturb the ceiling tiles or cause any work to be
performed above the acoustical ceiling in the Building. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “F” - PAGE 1 OF 3 

 7. Movement in or out of the Building of furniture or office equipment, or dispatch or
receipt by Tenant of any bulky materials, merchandise or materials which require use of elevators or stairways, or movement through the Building entrances or lobby shall be restricted to such hours as Landlord shall designate. All such movement
shall be under the supervision of Landlord and in the manner agreed between Tenant and Landlord by prearrangement before performance. Such prearrangement initiated by Tenant will include determination by Landlord, and subject to its decision and
control, as to the time, method and routing of movement and as to limitations for safety or other concerns which may prohibit any article, equipment or any other item from being brought into the Building. Tenant is to assume all risk as to damage to
articles moved and injury to person or public engaged or not engaged in such movement, including equipment, property and personnel of Landlord and other tenants if damaged or injured as a result of acts in connection with carrying out this service
for Tenant from the time of entering the property to completion of work; and Landlord shall not be liable for acts of any person engaged in, or any damage or loss to any of said property or persons resulting from any act in connection with such
service performed for Tenant. 
 8. Landlord shall have the power to prescribe the weight and position of safes and other
heavy equipment, which shall, in all cases, be positioned to distribute the weight and stand on supporting devices approved by Landlord. All damage done to the Building by taking in or putting out any property of Tenant, or done by Tenant’s
property while in the Building, shall be repaired at the expense of Tenant. 
 9. Corridor doors, when not in use, shall be
kept closed. 
 10. Tenant shall cooperate with Landlord’s employees in keeping its Premises neat and clean. Tenant shall not
employ any person for the purpose of such cleaning other than the Building’s cleaning and maintenance personnel. Landlord shall be in no way responsible to Tenant, its agents, employees or invitees for any loss of property from the Premises or
public areas or for any damage to any property thereon from any cause whatsoever. 
 11. To insure orderly operation of the
Building, no ice, mineral or other water, towels, newspapers, etc. shall be delivered to the Premises except by persons approved by Landlord in writing. 

12. Should Tenant require telegraphic, telephonic, annunciator or other communication service, Landlord will direct the electrician
where and how wires are to be introduced and placed and none shall be introduced or placed except as Landlord shall direct. Electric current shall not be used for power in excess of standard office use or heating without Landlord’s prior
written permission. 
 13. Tenant shall not make or permit any improper noises in the Building or otherwise interfere in any
way with other tenants or persons having business with them. 
 14. Nothing shall be swept or thrown into the corridors,
halls, elevator shafts or stairways. No animals shall be brought into or kept in, on or about the Premises. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “F” - PAGE 2 OF 3 

 15. No machinery other than standard office equipment shall be operated by Tenant in its
Premises without the prior written consent of Landlord, nor shall Tenant use or keep in the Building any flammable or explosive fluid or substance. 

16. No portion of the Premises shall at any time be used or occupied as sleeping or lodging quarters. 

17. Landlord will not be responsible for money, jewelry or other personal property lost or stolen in or from the Premises or public
areas regardless of whether such loss or theft occurs when the area is locked against entry or not. 
 18. The Premises shall
not be occupied by an average of more than one (1) person per 150 square feet of Rentable Space in the Premises without the prior written consent of Landlord. 

19. Landlord reserves the right to rescind any of these rules and regulations and to make such other and further rules and regulations
as in its judgment shall from time to time be advisable for the safety, protection, care and cleanliness of the Building, the use and operation thereof, the preservation of good order therein and the protection and comfort of the tenants and their
agents, employees and invitees, which rules and regulations, when made and written notice thereof is given to Tenant, shall be binding upon Tenant in like manner as if originally herein prescribed. The Lease shall control in the event of any
conflict between Tenant’s Lease and the Rules and Regulations. 
 20. The Building is designated as a nonsmoking
building. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “F” - PAGE 3 OF 3 

 EXHIBIT “G” 

LANDLORD’S SERVICES 
 (1) Hot and cold water
service for use in the kitchens, breakrooms, drinking fountains and bathrooms on each floor on which the Premises are located. 
 (2) Heat and air
conditioning in season during Normal Business Hours, at such temperatures and in such amounts as supplied by Comparable Buildings (defined below). Tenant, upon such notice as is reasonably required by Landlord, and subject to the capacity of the
Building systems, may request HVAC service during hours other than Normal Business Hours. Tenant shall pay Landlord for such additional service at a rate not to exceed the rates charged by landlords of Comparable Buildings. “Comparable
Buildings” shall mean other comparable office buildings in the southwest/Cityview Fort Worth area, taking into account age, size, location and other relevant operating factors. 

(3) Maintenance and repair of the Complex as described in Paragraph 10. 

(4) Landlord’s standard janitorial service six (6) days per week (excluding Holidays), substantially in accordance with the Janitorial
Specifications set forth on Exhibit G-1. Notwithstanding the foregoing to the contrary, Tenant acknowledges that Landlord’s janitorial services are normally provided five (5) days per week and Tenant shall pay to Landlord the actual cost
incurred by Landlord, plus ten percent (10%) for one (1) additional day of janitorial services per week. 
 (5) Elevator service, 24 hours per
day, 7 days per week, subject to periodic elevator repair and maintenance. 
 (6) Exterior window washing at such intervals as determined by Landlord, but
not less frequently than twice each calendar year. 
 (7) Electricity to the Premises for general office use, in accordance with and subject to the terms
and conditions in Paragraph 5. 
 (8) Access to the Premises and the parking lots associated with the Building 24 hours a day, 365 days a year (subject to
the provisions of this Lease with respect to casualty and condemnation); provided, however, during periods after Normal Business Hours, Landlord may establish reasonable rules and regulations in connection with such access, such as requiring
Tenant’s employees to sign in at the lobby desk, etc. 
 (9) Extermination service at such intervals as reasonably determined by Landlord 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “G” - PAGE 1 OF 1 

 EXHIBIT “G-1” 

JANITORIAL SPECIFICATIONS 
 AREAS TO BE
SERVICED 
 OFFICE AREAS 
  

	A.	Services to be performed nightly: 

  

	 	1.	Empty all waste receptacles; remove wastepaper and trash from the premises, replace trash can liners. 

  

	 	2.	Empty and damp wipe all ashtrays. 

  

	 	3.	Vacuum all rugs and carpeted areas in offices, including under furniture. 

  

	 	4.	Hand dust and wipe clean with damp or treated cloth all office furniture, files, fixtures, paneling. Window sills and all other horizontal surfaces; wash windows on inside when necessary. 

 

	 	5.	Damp wipe and polish all glass furniture tops. 

  

	 	6.	Remove all finger marks and smudges from all vertical surfaces, including doors, door frames, around light switches and private entrance glass partitions. 

 

	 	7.	All entry glass next to door will be damp wiped. 

  

	B.	Services to be performed as necessary. 

  

	 	1.	Sweep all stairways weekly, dust handrails vacuum if carpeted. 

  

	 	2.	Polish all stairwells throughout the entire building weekly and keep in clean condition. 

  

	 	3.	Damp dust all vinyl covered furniture and vacuum all of the upholstered furniture needed. 

  

	 	4.	Dust mini-blinds BI-weekly. 

 RESTROOMS 

 

	 	A.	Services to be performed nightly: 

  

	 	1.	Mop and rinse floors nightly. 

  

	 	2.	Empty and sanitize all receptacles and sanitary disposals; thoroughly clean and wash at least once per week; replace trash can liners. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “G-1” - PAGE 1 OF 3 

 RESTROOMS (Continued) 

 

	 	3.	Clean and polish all mirrors, bright work, and enameled surfaces. 

  

	 	4.	Fill toilet tissue, soap, and towel dispensers. 

  

	 	5.	Clean flushometers, piping, toilet seat hinges, and other metal work. 

  

	B.	Service to be performed as necessary: 

  

	 	1.	Remove all spots, stains and fingerprints from metal partition walls and outside surfaces of all dispensers and soap dishes. 

  

	 	2.	Vacuum louvers, ventilation, grills and dust light fixtures as needed. 

  

	 	3.	Spray buff all hard surface floors. 

  

	 	4.	Wash all baseboards. 

 PUBLIC AREAS 

 

	A.	Services to be performed nightly: 

  

	 	1.	Empty, damp wipe, sift or otherwise service all ashtrays and sand urns. 

  

	 	2.	Clean and sanitize all drinking fountains, vending machines, tabletops, chairs, counter tops and sinks in lunchroom facilities. 

  

	 	3.	Dust all furniture and fixtures. 

  

	 	4.	Vacuum all carpeted areas. 

  

	 	5.	Spot clean all hard surface floors. 

  

	 	6.	Spot clean all fingerprints from door frames, light switches, push/pick plates and handles. 

  

	 	7.	Spot clean stains on carpeted areas. 

  

	 	8.	Clean and polish all metal fittings. 

  

	 	9.	Dust mop all hard surface floors with a treated dust mop. 

  

	 	10.	Sweep and/or vacuum entrance mats. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “G-1” - PAGE 2 OF 3 

	 	11.	Keep supply rooms in a clean, neat and orderly condition. 

  

	 	12.	Glass globes in common areas shall be damp wiped every two weeks. 

  

	 	13.	All hand railing and woodwork shall be dusted. 

  

	B.	Service to be performed as necessary: 

  

	 	1.	Dust all fire extinguishers. 

  

	 	2.	Damp dust all ceiling air conditioning diffusers, wall grids, registers and other ventilation louvers. 

  

	 	3.	Dust the exterior surfaces of lighting fixtures, including glass and plastic enclosures. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “G-1” - PAGE 3 OF 3 

 EXHIBIT “H” 

OPERATING EXPENSE EXCLUSIONS 
 (1) Leasing
commissions, attorneys’ fees and other expenses related to leasing tenant space and constructing improvements for the sole benefit of an individual tenant. 

(2) Goods and services furnished to an individual tenant of the Building which are above building standard or which are required to be separately reimbursable
directly to Landlord in addition to Tenant’s Additional Rental. 
 (3) Repairs, replacements and general maintenance paid by insurance proceeds (or
which would have been paid by insurance proceeds had Landlord maintained the insurance required to be maintained by Landlord under this Lease), condemnation proceeds, or third parties, or made necessary by the gross negligence or intentional
misconduct of Landlord, Landlord’s contractors, agents or employees, or other tenants. 
 (4) Depreciation, amortization, interest payments on any
encumbrances on the Complex and the cost of capital improvements or additions. 
 (5) Costs of installing any specialty service, such as a broadcasting
facility, luncheon club, or athletic or recreational club, but not excluding maintenance and janitorial costs for any broadcasting facility, luncheon club, or athletic or recreational club which is available to all tenants. 

(6) Expenses for repairs or maintenance related to the Complex which have been reimbursed to Landlord pursuant to warranties or service contracts. 

(7) Costs associated with acquisition of any art work (such as sculptures or paintings) used to decorate the Complex, but not excluding costs of maintenance
and cleaning of any such art work. 
 (8) Principal or interest payments on indebtedness secured by liens against the Complex, costs of refinancing such
indebtedness or any amortization or other costs associated with such indebtedness. 
 (9) Electrical service costs to be paid separately by Tenant and/or
other tenants of Landlord pursuant to Paragraph 5 or similar provisions of such tenants’ leases. 
 (10) Costs related to the existence, operation or
maintenance of Landlord as a legal entity, except to the extent attributable to the operation and management of the Complex. 
 (11) Landlord’s general
overhead and general administrative expenses, except for those directly related to operations of the Building. 
 (12) Salaries of officers and executives
of Landlord. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “H” - PAGE 1 OF 2 

 (13) Any payments under a ground lease or underlying lease relating to the Complex. 

(14) Legal, auditing, consulting and professional fees paid or incurred in connection with negotiations for financings, refinancings or sales of the Complex
or any portion thereof. 
 (15) Costs relating to disputes between Landlord and a specific tenant of the Complex. 

(16) Penalties due to late payment of any amounts owed by Landlord. 

(17) Transfer, gains, inheritance, estate, income, excess profits or franchise taxes or other such taxes imposed on or measured by the income of Landlord from
the operation of the Complex. Notwithstanding any provision in the Lease to the contrary, no gross margin tax, franchise tax or other tax measured in whole or in part on the rents received by Landlord shall be included in Operating Expenses unless
an adjustment is made to the Operating Expenses for calendar year 2007 to include the actual amount of the expenses incurred in calendar year 2008 for such taxes. If the current system of ad valorem taxation is replaced by another method or system
of taxation or revenue generation, Tenant shall be responsible for its pro rata share thereof regardless of the nomenclature thereof. 
 (18) Expenses
incurred in leasing or procuring new tenants, including expenses for preparation of leases or renovating space for new tenants, rent allowances, lease takeover costs, payment of moving costs and similar costs and expenses. Advertising and marketing
expenses to be recovered through operating expenses shall be commercially reasonable and shall not exceed $10,000.00 per year. 
 (19) Legal expenses,
except for legal expenses incurred with respect to the Building which relate directly to the operation of the Building and which benefit all of the tenants of the Building generally, such as legal proceedings to reduce property taxes. 

(20) Costs, penalties and fines incurred due to the violation by Landlord of laws in effect as of the date of this Lease. 

(21) Any and all costs arising from the presence of Hazardous Materials in or about the Premises, the Building or the Complex. 

(22) Costs of all repairs, capital or otherwise, resulting from an earthquake, tornado, hurricane, flood, or other casualty required to be covered by
insurance (but not the amount of any applicable deductible). 
 (23) Costs arising from Landlord’s charitable or political contributions. 

(24) Costs of correcting latent defects in the Premises, Building or Complex. 

(25) Any other expenses which would not normally be treated as operating expenses by landlords of Comparable Buildings (defined in Exhibit
“G”) using sound real estate accounting principles. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “H” - PAGE 2 OF 2 

 Rider No. 100 

LEASE GUARANTY 
 FOR
VALUE RECEIVED, and in consideration of, and in order to induce Overton Centre, LTD. (“Landlord”) to execute a certain Lease Agreement (the “Lease”) dated of even date herewith between Landlord and PayDay
Service LLC (“Tenant”) covering certain premises in Landlord’s office tower known as Overton Centre situated in the City of Fort Worth, Texas, the undersigned (hereinafter referred to individually and collectively as
“Guarantor” whether one or more) hereby jointly and severally guarantees unto Landlord (i) the full and prompt payment of the rent and all other sums and charges payable by Tenant under the Lease, and (ii) the full and
timely performance and observance of all the covenants, terms, conditions and agreements therein provided to be performed and observed by Tenant [the rental, other sums and charges and other obligations, liabilities and duties described in the
foregoing clauses (i) and (ii) being hereinafter collectively referred to as the “Obligations”]. Guarantor hereby covenants that if Tenant shall default in the payment or performance of any of the Obligations, Guarantor
shall pay the amount due to Landlord and perform all of the other obligations with respect to which Tenant is then in default. Guarantor further covenants to pay to Landlord on demand by Landlord all damages, costs and expenses that may arise in
consequence of any default by Tenant or that are incurred in enforcing this Guaranty, including without limitation, reasonable attorneys’ fees. 

This Guaranty is an absolute and unconditional guaranty of payment and of performance. It shall be enforceable against Guarantor without the
necessity of (i) any suit instigated by Landlord against Tenant, (ii) the exhaustion of Landlord’s remedies with respect to Tenant under the Lease, or (iii) the enforcement of Landlord’s rights with respect to any security
which has ever been given to secure the payment and performance of the Obligations. This Guaranty shall also be enforceable without the necessity of any notice of Tenant’s nonpayment or nonperformance, notice of acceptance of this Guaranty or
any other notice or demand to which Guarantor might otherwise be entitled, all of which Guarantor hereby expressly waives. 
 The
obligations of Guarantor shall be irrevocable and unconditional, irrespective of the genuineness, validity, regularity or enforceability of the Lease or any security given for the Obligations or any circumstance which might otherwise constitute a
legal or equitable discharge of a surety or guarantor, and Guarantor waives the benefit of all principles or provisions of law, statutory or otherwise, which are or might be in conflict with the terms of this Guaranty, and agrees that the
obligations of Guarantor hereunder shall not be affected by any circumstances, whether or not referred to in this Guaranty, which might otherwise constitute a legal or equitable discharge of a surety or guarantor. Specifically, Guarantor waives the
benefits of any right of discharge under Chapter 34 of the Texas Business and Commerce Code and any other rights of sureties and guarantors thereunder. Without limiting the generality of the foregoing, Guarantor agrees that the occurrence of the
following events (or any thereof), whether they occur with or without notice or consent by Guarantor, will in no way release or impair any liability or obligation of Guarantor hereunder: (i) Landlord, in its discretion, waives compliance by
Tenant 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 100 - PAGE 1 OF 3 

 
with any of its Obligations or covenants under the Lease or waives any default thereunder, or grants any indulgence with respect to the Lease, (ii) Landlord modifies, amends or changes any
provision of the Lease, (iii) Landlord grants extensions or renewals of the Lease or the Obligations, (iv) Landlord transfers its interest in the premises covered by the Lease or its rights under this Guaranty, (v) Landlord consents
to the assignment by Tenant of its rights under the Lease, (vi) Landlord deals in any respect with Tenant and the Obligations as if this Guaranty were not in effect, (vii) Tenant is released from its Obligations by benefit of an
exculpation clause in the Lease, (viii) the release or discharge of Tenant in an creditor’s proceedings, receivership, bankruptcy or other proceeding, (ix) the impairment, limitation or modification of the liability of Tenant or the
estate of Tenant in bankruptcy, or of any remedy for the enforcement of Tenant’s liability under the Lease, resulting from the operation of any present or future provision of the federal Bankruptcy Act or other statute or from the decision in
any court, and (x) the rejection or disaffirmance of the Lease in any such proceedings. If, as a result of such proceedings, Landlord is forced to refund any payment made by Tenant to Landlord because it is found to be a preference or for any
other reason, Guarantor hereby covenants to pay such amount to Landlord upon demand. 
 All of Landlord’s rights and remedies under the
Lease or under this Guaranty are intended to be distinct, separate and cumulative, and no such right or remedy therein mentioned is intended to be in exclusion of or a waiver of any of the others. Specifically, the obligation of Guarantor hereunder
shall not be released by Landlord’s receipt, application or release of security given for performance and observance of covenants and conditions required to be performed and observed by Tenant under the Lease. 

Until the Obligations have been paid in full, Guarantor shall not have any right of subrogation unless such right is expressly granted in
writing by Landlord. Any indebtedness of Tenant held by Guarantor is hereby subordinated to this Guaranty; and such indebtedness of Tenant to Guarantor, if Landlord so requests, shall be collected, enforced and received by Guarantor as trustee for
Landlord and shall be paid over to Landlord in order to satisfy the Obligations guaranteed hereunder. 
 Landlord in its sole discretion may
apply all payments received by it from Tenant, Guarantor or any other guarantor under any other instrument, or realized by it from any security in such manner and order or priority as Landlord sees fit, to any of the Obligations of Tenant, whether
or not any of the Obligations to which any payment is applied are due at the time of such application. 
 Whether signed by only one person
or more than one person, this Guaranty and all other obligations hereunder shall be binding on each of the undersigned and their respective heirs, executors, administrators, successors and assigns. The word “person” as used herein includes
natural persons and entities of all kinds. Suit may be brought and maintained against Guarantor without the joinder of Tenant or any other person, and in the event that there is more than one guarantor of the Obligations, Landlord may (i) bring
suit against all guarantors jointly and severally or against any one or more of them, (ii) compound or settle with any one or more of 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 100 - PAGE 2 OF 3 

 
such guarantors for such consideration as Landlord may deem proper, and (iii) release one or more of the guarantors from liability without impairing the liability of the guarantors not so
released; and no action brought by Landlord against any guarantor of the Obligations shall impair the right of Landlord to bring suit against any remaining guarantor or guarantors, including Guarantor hereunder. 

Guarantor agrees that if Landlord shall employ counsel to present, enforce or defend any or all of Landlord’s rights or remedies
hereunder, or defend any action brought by Guarantor, then, in any such event, Guarantor shall pay all reasonable attorneys’ fees and expenses incurred by Landlord in connection with any such action. 

This instrument may not be changed, modified, discharged or terminated orally or in any manner other than by an agreement in writing signed by
Guarantor and Landlord. 
 As used herein, the term “Tenant” shall include any successor or assignee of Tenant, the term
“Landlord” shall include any successor or assignee of Landlord, and the term “Lease” shall include any amendment, extension or renewal of the Lease. 

THIS GUARANTY SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF TEXAS AND THE LAWS OF THE UNITED STATES
APPLICABLE TO TRANSACTIONS IN THE STATE OF TEXAS. GUARANTOR HEREBY IRREVOCABLY AGREES THAT ANY LEGAL ACTION OR PROCEEDING AGAINST IT WITH RESPECT TO THIS GUARANTY MAY BE MAINTAINED IN THE COURTS OF TARRANT COUNTY, TEXAS, OR IN THE U.S. DISTRICT
COURT FOR THE NORTHERN DISTRICT OF TEXAS AND GUARANTOR HEREBY CONSENTS TO THE JURISDICTION AND VENUE OF SUCH COURTS. 
 EXECUTED
the 7 day of December, 2006. 
  

			
	PayDay One Holdings, Inc.
	Name
		
	By:	 	 /s/ Ken Rees

		 	Ken Rees
		 	President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 100 - PAGE 3 OF 3 

 Rider No. 101 

PARKING FACILITIES 
 At
all times during the Lease Term and any renewal or extension thereof, and so long as this Lease and any renewal or extension thereof is in full force and effect and no event of default shall have occurred and be continuing under this Lease, Tenant
shall be permitted the use of the parking areas associated with the Building for parking automobiles owned by Tenant and its employees, agents and invitees. Landlord hereby agrees to make available to Tenant, and Tenant shall have the right to use,
at no charge to Tenant, subject to the further provisions of this Rider No. 101, during the Lease Term, and any extension or renewal thereof, all or some of the following permits to park automobiles in the parking areas: 

 

	 	(1)	139 non-reserved spaces 

  

	 	(2)	One Reserved Garage Space 

 Tenant shall not have the right to more parking permits than the
number set forth above. Tenant agrees to comply, and to cause its employees, agents and visitors to comply, with such rules and regulations (and reasonable additions and amendments thereto) as Landlord may promulgate from time to time. Landlord will
not be responsible for money, jewelry or other personal property lost or stolen in or from the parking areas or public areas regardless of whether such loss or theft occurs when the parking areas are locked or otherwise secured against entry or not.

 Landlord agrees to provide Tenant with 5 non-assigned parking spaces per each 1,000 square feet of space leased by Tenant as expansion
space. 

  
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CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 101 - PAGE 1 OF 1 

 Rider No. 102 

TENANT’S OPTION TO RENEW 

Tenant may, at its option and subject to the terms hereof, renew the Lease Term for one (1) additional term of thirty-six
(36) months provided that this Lease must be in full force and effect and no event of default may exist beyond the expiration of any applicable cure period under this Lease at the time of exercise of such option or at the time the renewal term
would begin. Such renewal shall be upon the same terms and conditions as provided elsewhere in this Lease, except that (i) this Lease may not be renewed more often than as set forth above, (ii) Landlord shall have no obligation to install
improvements in the Premises, and (iii) the annual Base Rental for such renewal period, and each monthly installment thereof, shall be determined as provided below. Each such option shall be exercised by Tenant giving notice to Landlord by
certified mail, return receipt requested, at least six (6) months prior to the end of the then-existing term, and, if not so exercised, such option not so exercised and any subsequent option to renew shall automatically expire and terminate. If
Tenant so elects to renew the Lease Term, following Tenant’s exercise of such renewal option, upon request from Landlord, Tenant and Landlord will enter into a renewal agreement by which this Lease will be renewed in accordance with the terms
set forth in this Rider. 
 The annual Base Rental for each renewal period shall be the Market Rental Rate for the Premises. The
“Market Rental Rate” is the rate (or rates) a willing tenant would pay and a willing landlord would accept for a comparable transaction (e.g., renewal, expansion, relocation, etc., as applicable, in comparable space and in a
Comparable Building) as of the commencement date of the applicable term, neither being under any compulsion to lease and both having reasonable knowledge of the relevant facts, considering the highest and most profitable use if offered for lease in
the open market with a reasonable period of time in which to consummate a transaction. In calculating the Market Rental Rate, all relevant factors will be taken into account, including the location and quality of the Building, lease term, amenities
of the Property, condition of the space and any concessions and allowances commonly being offered by Landlord for comparable transactions in the Complex. The parties agree that the best evidence of the Market Rental Rate will be the rate then
charged for comparable transactions in other Comparable Buildings. Although the determination of Market Rental Rate shall be made at a point in time prior to the commencement date for the applicable renewal period, such determination is to be made
based on Landlord’s and Tenant’s opinion of what the Market Rental Rate should be at the time the rate being determined will go into effect. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 102 - PAGE 1 OF 1 

 Rider No. 103 

REQUIREMENT AND OPTION TO EXPAND 

1. Option to Expand. On or before expiration of the sixth (6th) month of the term, Tenant shall be required to lease the
remainder 3,942 square feet of Rentable Space on the third (3rd) floor, at the same rental rate then being paid for the initial Premises. In addition, Tenant will have the right to expand during the first 6 months by leasing the approximately
15,165 square feet of Rental Space on the fourth (4th) floor (the “4th Floor Space”) as identified on Exhibit “B-1” attached to this Lease and incorporated herein by reference at the same rental rate then being paid in the
initial Premises; provided, however, Landlord will continue to keep the 4th Floor Space available for lease to Tenant for one additional period of three (3) months (a total of nine months following the commencement date), but if Tenant elects
to lease the 4th Floor Space between the expiration of the sixth (6) month and commencement of the ninth (9th) month following commencement of the Lease, the rental rate shall be increased by twenty-five cents (.25¢) per square foot,
and Tenant improvements dollars will decline on a pro rata basis based on the remaining length of the term. If the Tenant does not elect to lease the fourth (4th) floor space during the initial nine (9) months following commencement of the
Lease, Tenant shall have the right of first refusal to lease the 4th Floor Space in the event that Landlord receives an offer to lease the space, and any such right of first refusal shall be on the exact terms received and approved by Landlord from
a third party offering to lease the 4th Floor Space. Tenant shall have the option to lease at then current market rental rates any additional space which is available in 5,000 rsf increments consisting of the area which is available on the second
(2nd) and fifth (5th) floors designated and referred to as the “Expansion Space”, at any time during the lease term (the “Effective Date”) and ending on the expiration of the Lease Term (unless sooner
terminated pursuant to the terms of this Lease, and subject to any rights of extension contained in this Lease) by delivering written notice to Landlord, provided that at the time of such notice and on the Effective Date, no event of default, as
defined in Paragraph 25 of this Lease, shall have occurred and remain uncured beyond any applicable cure period. Once Tenant shall exercise an expansion option, Tenant may not thereafter revoke such exercise. Tenant’s failure to timely exercise
an expansion option for any reason whatsoever shall conclusively be deemed a waiver of such expansion option. Notwithstanding anything to the contrary contained herein, Tenant’s option shall be subject to a determination by Landlord, in
Landlord’s discretion, that Tenant’s financial condition at the time it makes such election is sufficient to meet its financial obligation associated with the Offered Space. 

2. Expansion of Premises. Upon the exercise of such expansion option, Landlord and Tenant shall enter into a written agreement
modifying and supplementing this Lease and specifying that the Expansion Space is part of the Premises under this Lease and containing other appropriate terms and provisions relating to the addition of the Expansion Space to this Lease. 

3. Possession of Expansion Space. Possession of the Expansion Space shall be delivered to Tenant in an “as is”
condition. Landlord will use reasonable diligence to deliver the Expansion Space by the Effective Date. Landlord shall not be liable for the failure to give  

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 103 - PAGE 1 OF 2 

 
possession of the Expansion Space on the Effective Date by reason of the holding over or retention of possession of any tenant, tenants, or occupants, and any such failure shall not impair the
validity of this Lease or extend the Lease Term, but the rent for the Expansion Space shall be abated until possession is delivered to Tenant and such abatement shall constitute full settlement of all claims that Tenant might otherwise have against
Landlord by reason of such failure to give possession of the Expansion Space to Tenant on the Effective Date. 
 4. Termination of
Option. Any termination of this Lease during the initial Lease Term (or any extension hereof) or any assignment or subleasing by Tenant (other than an assignment or subletting permitted under this Lease or consented to by Landlord pursuant
to this Lease) shall terminate the option of Tenant contained herein. 
 5. Subordinate Right. Tenant’s right to
expand hereunder is subject to the pre-existing rights of CBCA and the rights of Composite Cooling Solutions, L.P., to lease 2,500 square feet on the fifth (5th) floor of the Building. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 103 - PAGE 2 OF 2 

 Rider No. 104 

RIGHT OF FIRST REFUSAL 

1. Right of First Refusal. Provided this Lease is then in full force and effect and no event of default as defined in Paragraph
25 of this Lease shall have occurred and remain uncured beyond the expiration of any applicable cure period, and subject to the terms hereof, Tenant shall have the right of first refusal during the term of the Lease Term as hereinafter described to
lease all (but not less than all) of the additional space consisting of the area designated and referred to on Exhibit “B-2” attached to this Lease as the “Right of First Refusal Space”, for a term beginning on the
Effective Date (as hereinafter defined) and ending contemporaneously with the expiration of the Lease Term (unless sooner terminated pursuant to the terms of this Lease, and subject to any rights of extension contained in this Lease). The right of
first refusal contained herein shall automatically terminate following the expiration of such Lease Term (unless sooner terminated pursuant to the terms of this Lease). 

2. Notice by Landlord. If Landlord enters into negotiations with an existing tenant in the Building or a prospective tenant to
lease all or any part of the Right of First Refusal Space (the “Offered Space”), Landlord shall notify Tenant of such fact and shall include in such notice the rent, term, and other terms (including, but not limited to, finish out,
moving allowances and design fees) at which Landlord is prepared to offer such Offered Space to such prospective tenant. Tenant shall have a period of five (5) business days from the date of delivery of such notice to notify Landlord whether
Tenant elects to exercise the right granted hereby to lease the entire Offered Space. If Tenant fails to give any notice to Landlord within the required five (5) business day period, Tenant shall be deemed to have refused its right to lease the
Offered Space. Notwithstanding anything to the contrary contained herein, Tenant’s option shall be subject to a determination by Landlord, in Landlord’s discretion, that Tenant’s financial condition at the time it makes such election
is sufficient to meet its financial obligation associated with the Offered Space. 
 3. Refusal by Tenant. If Tenant so
refuses its right to lease the Offered Space (either by giving written notice thereof or by failing to give any notice), Landlord shall have the right to lease the Offered Space to the prospective tenant on terms not materially less favorable to
Landlord than the terms set forth in the notice delivered to Tenant and, upon the execution of such lease between Landlord and the prospective tenant, this Right of First Refusal as to the Offered Space shall thereafter be null, void and of no
further force or effect. If Landlord does not enter into a lease with such prospective tenant covering the Offered Space upon economic terms which are not materially less favorable to Landlord within 180 days of Tenant’s waiver of its right to
lease the Offered Space, Landlord shall not thereafter engage in other lease negotiations with respect to the Right of First Refusal Space without first complying with the provisions of this Rider No. 104. 

4. Acceptance by Tenant. Upon the exercise by Tenant of its right of first refusal as provided in this Rider
No. 104, Landlord and Tenant shall, within fifteen (15) days after  

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 104 - PAGE 1 OF 2 

 
Tenant delivers to Landlord notice of its election, enter into an amendment to the Lease incorporating the Offered Space into the Premises for the rent, for the term, and containing such other
terms and conditions as Landlord notified Tenant pursuant to paragraph 2 above. Rent for a partial month shall be prorated. Possession of the Right of First Refusal Space shall be delivered to Tenant in an “as is” condition. Landlord shall
not be liable for the failure to give possession of the Right of First Refusal Space on the Effective Date by reason of the holding over or retention of possession of any tenant, tenants, or occupants, or for any other reason, and any such failure
shall not impair the validity of this Lease, or extend the Term, but the rent for such Right of First Refusal Space shall be abated until possession is delivered to Tenant, and such abatement shall constitute full settlement of all claims that
Tenant might otherwise have against Landlord by reason of such failure to give possession of the Right of First Refusal Space to Tenant on the Effective Date. 

5. Termination of Right. Any termination of this Lease during the original Lease Term (or any extension thereof) or any
assignment or subleasing by Tenant (other than an assignment or sublease which is permitted or which was consented to by Landlord pursuant to this Lease) shall terminate the right of first refusal of Tenant contained herein. 

6. Subordinate Right. Tenant’s right to lease the Right of First Refusal Space is subject to the pre-existing rights of
CBCA. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 104 - PAGE 2 OF 2 

 Rider No. 105 

MOVING EXPENSE REIMBURSEMENT 

Landlord will reimburse Tenant for its verifiable moving expenses associated with Tenant’s location to the third (3rd) floor
of the Building (“Reimbursement Amount”). This Reimbursement Amount is in addition to the Tenant Improvement Allowance and is limited to payments for the movers, relocation of phone system and computers and associated cabling,
reasonable replacement of stationery and business cards, and any telecommunications equipment. Such Reimbursement Amount shall not exceed ($1.00 per rentable square foot / $21,068 based upon 21,068 rsf leased). 

Provided that this Lease is in full force and effect and Tenant is not in default in any of its obligations under this Lease, the
Reimbursement Amount shall be payable by Landlord to Tenant within thirty (30) days after the later to occur of either (i) Landlord’s receipt and approval of all of the verifiable moving expenses or (ii) Tenant’s occupancy
of the Premises. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 105 - PAGE 1 OF 1 

 Rider No. 106 

SCHEDULE OF BASE RENTAL 

Base Rental shall be payable as follows: 
  

									
	 Months
	  	Cost Per
Rentable Square
Foot Per Annum	 	  	Monthly Installment	 
			
	 Months 1-3
	  	 	[****	] 	  	 	[****	] 
	 Months 4-39
	  	 	[****	] 	  	 	[****	] 
	 Months 40-63:
	  	 	[****	] 	  	 	[****	] 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 106 - PAGE 1 OF 1 

 Rider No. 107 

Hard Cost for Pay Day After Hour Calculation 
  

															
	 CVHA, Trane Chiller (one)

Total AC Tonage = 250 tons
	  		  				 				  			
					
	 Electrical consumption =.62 KW per ton
	  		  				 				  			
		  	.62 X 250 =	  				 	 	155.00	  	  	 	KW	  
	 Trane Air Handler (two per floor, run 3 floors)

One Fan @ 15 horsepower (one HP. =.746 kw)
	  		  				 				  			
		  	15 X .746 X 6 =	  				 	 	67.14	  	  	 	KW	  
	 Condenser water pump

One pump @ 20 horse power (one HP =.746 kw)
	  		  				 				  			
		  	20 X .746 =	  				 	 	14.92	  	  	 	KW	  
	 Chill water pump

One pump @ 20 horse power (one HP =.746 kw)
	  		  				 				  			
		  	20 X .746 =	  				 	 	14.92	  	  	 	KW	  
	 Cooling Tower Fan (Two)

One fan @ 25 horse power (one HP =.746 kw)
	  		  				 				  			
		  	25 X .746 =	  				 	 	37.30	  	  	 	KW	  
		  		  	 	Total kw =	  	 	 	289.28	  	  	 	KW	  
	 A. Total Electrical Costs

Total kWh X .13427 per kwh charged of Nov. 06 = Electrical cost per hour
	   

  
	 				  			
		  		  				 	$	38.84	  	  			
	 C. Equipment Maintenance

HVAC Repair Cost Per Yr+HVAC Supply Cost per year / 3880 Hrs per Year = Equip. Cost per hrs R & M for 2006 =
$35,600 This does not include any of Tolins Contract
	   

   
	 				  			
				
		  	$46841/ 8 chillers / 3880 hours per year =	   	 	$	1.51	  	  			
	 D. Water Cost

250 tons @ 3 gal per minu per ton = 750 GPM X .01 = 7.50 GPM6/5 x 7.50 GPM = 9 GPM x 60 Minu = 540/1000 = $0.54 per
hour
	   

   
	 	$	0.54	  	  			
		  		  				 	  
	  
	 	  			
		  		  				 				  			
		  		  				 	  
	  
	 	  			
		  	Total Hourly Rate	  				 	$	40.89	  	  			
		  		  				 	  
	  
	 	  			
		  		  	 	10	% 	 	$	44.97	  	  			
		  		  				 	  
	  
	 	  			

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

RIDER NO. 107 - PAGE 1 OF 1 

 EXHIBIT “E” TO LEASE AGREEMENT 

Acceptance of Premises Memorandum 

THIS ACCEPTANCE OF PREMISES MEMORANDUM (this “Memorandum”) is entered into on this 25th day of April, 2007 by and
between OVERTON CENTRE, LTD., a Texas limited partnership, as Landlord (“Landlord”), and PayDay Service, LLC, as Tenant (“Tenant”). Unless otherwise defined herein, all capitalized terms used herein shall
have the same meaning ascribed to such terms in the Lease (as hereinafter defined). 

R E C I T A L S: 

WHEREAS, on December 13, 2006, Landlord and Tenant entered into that certain Lease Amendment (the “Lease”)
whereby Landlord leased certain Premises located in the Building to Tenant pursuant to certain terms and provisions more particularly described therein; 

WHEREAS, certain leasehold improvements to the Premises have been constructed and installed for the benefit of Tenant in accordance
with the terms and conditions set forth in the Leasehold Improvement Agreement attached as Exhibit “D” to the Lease; and 

WHEREAS, as provided in Paragraph 8 of the Lease, Tenant desires to take possession of and accept the Premises subject to the terms and
provisions hereof; 
 NOW, THEREFORE, for and in consideration of the premises, and the mutual covenants and agreements
contained herein and in the Lease, Landlord and Tenant hereby expressly covenant, acknowledge and agree as follows: 
 1.
Landlord has fully completed the leasehold improvements, alterations or modifications to the Premises in accordance with the Leasehold Improvements Agreement, and the Premises are substantially complete. The Premises are tenantable and ready for
immediate occupancy by Tenant and Landlord has no further obligation to install or construct any leasehold improvements, modifications or alterations to the Premises, except for the following punch list
items:                                        
.. 
 2. The Commencement Date shall be April 13, 2007. Pursuant to the provisions of the Lease, the first monthly
installment of Base Rental shall become due and payable on July 1, 2007. The expiration date of the Lease shall be July 31, 2012. 

3. The Premises contain approximately 17,126 square feet of Rentable Space. 

4. Except as specifically set forth herein, as of the date of this Memorandum the Lease has not been modified, altered, supplemented,
superseded or amended in any respect. All terms, provisions and conditions of the Lease are and remain in full force and effect, and are hereby expressly ratified, confirmed, restated and reaffirmed in each and every respect. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “E” - PAGE 1 OF 2 

 IN WITNESS WHEREOF, this Memorandum is entered into by Landlord and Tenant on the date
first set forth above. 
  

					
	LANDLORD:
	
	OVERTON CENTRE, LTD.
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, its general partner
			
		 	By:	 	 /s/ Todd K. Ashbrook

		 		 	Todd K. Ashbrook, Vice President
	
	TENANT:
	
	PayDay Service LLC
		
	By:	 	 /s/ Ken Rees

		 	 Ken Rees

	Title:	 	President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “E” - PAGE 2 OF 2 

 Acceptance of Premises Memorandum 

THIS ACCEPTANCE OF PREMISES MEMORANDUM (this “Memorandum”) is entered into on this 25th day of June, 2007 by and
between OVERTON CENTRE, LTD., a Texas limited partnership, as Landlord (“Landlord”), and TC Loan Service, LLC, as Tenant (“Tenant”). Unless otherwise defined herein, all capitalized terms used herein shall have the
same meaning ascribed to such terms in the Lease (as hereinafter defined). 

R E C I T A L S: 

WHEREAS, on March 20, 2007, Landlord and Tenant entered into that certain Lease Amendment (the “First Lease
Amendment”) whereby Landlord leased certain Premises located in the Building to Tenant pursuant to certain terms and provisions more particularly described therein; 

WHEREAS, certain leasehold improvements to the Premises have been constructed and installed for the benefit of Tenant in accordance
with the terms and conditions set forth in Article 4 of this Amendment; and 
 WHEREAS, as provided in Article 4 of this Lease
Amendment, Tenant desires to take possession of and accept the Premises subject to the terms and provisions hereof. 
 NOW,
THEREFORE, for and in consideration of the premises, and the mutual covenants and agreements contained herein and in the Lease, Landlord and Tenant hereby expressly covenant, acknowledge and agree as follows: 

1. Landlord has fully completed the leasehold improvements, alterations or modifications to the Premises in accordance with the Leasehold
Improvements Agreement, and the Premises are substantially complete. The Premises are tenantable and ready for immediate occupancy by Tenant and Landlord has no further obligation to install or construct any leasehold improvements, modifications or
alterations to the Premises, except for the following punch list items: 
 2. The Commencement Date shall be June 25, 2007. Pursuant to
the provisions of the Lease, the first monthly installment of Base Rental shall become due and payable on September 1, 2007. The expiration date of the Lease shall be July 31, 2012. 

3. The 4th Floor Expansion Space contains approximately 21,068 square feet of Rentable Space. 

4. Except as specifically set forth herein, as of the date of this Memorandum the Lease has not been modified, altered, supplemented,
superseded or amended in any respect. All terms, provisions and conditions of the Lease are and remain in full force and effect, and are hereby expressly ratified, confirmed, restated and reaffirmed in each and every respect. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

1 

 IN WITNESS WHEREOF, this Memorandum is entered into by Landlord and Tenant on the date
first set forth above. 
  

					
	LANDLORD:
	
	OVERTON CENTRE, LTD.
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, its general partner
			
		 	By:	 	 /s/ Todd K. Ashbrook

		 		 	Todd K. Ashbrook, Vice President
	
	TENANT:
	
	TC Loan Service, LLC
		
	By:	 	 /s/ Ken Rees

		 	 Ken Rees

	Title:	 	 President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

2 

 Acceptance of Premises Memorandum 

THIS ACCEPTANCE OF PREMISES MEMORANDUM (this “Memorandum”) is entered into on this 26th day of September, 2007 by and
between OVERTON CENTRE, LTD., a Texas limited partnership, as Landlord (“Landlord”), and TC Loan Service LLC, a limited liability corporation, as Tenant (“Tenant”). Unless otherwise defined herein, all
capitalized terms used herein shall have the same meaning ascribed to such terms in the Lease (as hereinafter defined). 

R E C I T A L S: 

WHEREAS, on December 13, 2006, Landlord and Tenant entered into that certain Lease Agreement (the “Lease”) as
amended March 20, 2007, whereby Landlord leased certain Premises located in the Building to Tenant pursuant to certain terms and provisions more particularly described therein; 

WHEREAS, Tenant was required to lease the reminder 3,942 square feet of Rentable Space on the third (3rd) floor in accordance with
the terms and conditions set forth in Rider 103 of the Lease; and 
 WHEREAS, as provided in Rider 103 of this Lease, Tenant
desires to take possession of and accept the 3,942 Expansion Space subject to the terms and provisions hereof. 
 NOW,
THEREFORE, for and in consideration of the 3,942 rsf Expansion Space, and the mutual covenants and agreements contained herein and in the Lease, Landlord and Tenant hereby expressly covenant, acknowledge and agree as follows: 

1. The Commencement Date for the 3,942 Expansion Space shall be September 1, 2007. Pursuant to the provisions of the Lease, the
first monthly installment of Base Rental for the 3,942 Expansion Space shall become due and payable on September 1, 2007. The expiration date of the Lease shall remain unchanged. 

2. Except as specifically set forth herein, as of the date of this Memorandum the Lease has not been modified, altered, supplemented,
superseded or amended in any respect. All terms, provisions and conditions of the Lease are and remain in full force and effect, and are hereby expressly ratified, confirmed, restated and reaffirmed in each and every respect. 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

1 

 IN WITNESS WHEREOF, this Memorandum is entered into by Landlord and Tenant on the date
first set forth above. 
  

					
	LANDLORD:
	
	OVERTON CENTRE, LTD.
	a Texas limited partnership
		
	By:	 	Overton Centre GP, Inc.,
		 	a Texas corporation, its general partner
			
		 	By:	 	 /s/ Todd K. Ashbrook

		 		 	Todd K. Ashbrook, Vice President
	
	TENANT:
	
	TC Loan Service LLC
	A limited liability corporation
		
	By:	 	 /s/ Ken Rees

		 	 Ken Rees

	Title:	 	 President

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

EXHIBIT “E” - PAGE 2 OF 2 

 Schedule B 

Additional Subleased Premises 
 2nd Floor
– 3,233 square feet 

  
 [****] = CERTAIN
CONFIDENTIAL INFORMATION CONTAINED IN THIS DOCUMENT, MARKED BY BRACKETS, HAS BEEN
OMITTED AND FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT
TO RULE 406 OF THE SECURITIES ACT OF 1933, AS AMENDED. 

3

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