Document:

EX-10.25

 Exhibit 10.25 

LEASE AGREEMENT 

DATED: 
 July 26, 2012 

LANDLORD: 
 MCIB Partners

 A Kansas General Partnership 

TENANT: 
 Tiger Financial
Management, LLC 
 A Nevada Limited Liability Company 

 INDEX 
  

							
	 ARTICLE
	 	 HEADING
	  	PAGE	 
	 1.1
	 	TERM OF LEASE	  	 	2	 
			
	 1.2
	 	HOLDOVER BY TENANT	  	 	2	 
			
	 2.1
	 	RENT	  	 	2	 
			
	 2.2
	 	ANNUAL FIXED RENT	  	 	2	 
			
	 2.3
	 	ADDITIONAL RENT	  	 	3	 
			
	 2.3.1
	 	INSURANCE PREMIUMS	  	 	3	 
			
	 2.3.2
	 	REAL ESTATE TAXES	  	 	3	 
			
	 2.3.3
	 	COMMON AREA MAINTENANCE	  	 	3	 
			
	 2.4
	 	PRIOR YEAR ADJUSTMENT ADDITIONAL RENT	  	 	3	 
			
	 2.5
	 	PAYMENT	  	 	3	 
			
	 2.5.1
	 	ANNUAL ADJUSTMENT “ADDITIONAL RENT”	  	 	4	 
			
	 2.6
	 	TENANT’S PERSONAL PROPERTY TAX	  	 	4	 
			
	 3
	 	LIEN ON PERSONAL PROPERTY	  	 	4	 
			
	 4
	 	USE OF PROPERTY	  	 	4	 
			
	 4.1
	 	USE	  	 	5	 
			
	 4.2
	 	CONTINUOUS OCCUPANCY	  	 	5	 
			
	 4.3
	 	PARKING	  	 	5	 
			
	 4.4
	 	USE OF COMMON AREAS	  	 	5	 
			
	 4.5
	 	OCCUPANCY IN A SAFE MANNER	  	 	5	 
			
	 4.6
	 	REFUSE REMOVAL	  	 	5	 
			
	 4.7
	 	ODORS AND SOUND	  	 	5	 
			
	 5
	 	MAINTENANCE	  	 	5	 
			
	 5.1
	 	LANDLORD’S RESPONSIBILITIES	  	 	5	 
			
	 5.2
	 	TENANT’S RESPONSIBILITIES	  	 	6	 
			
	 5.2.1
	 	ROOF PENETRATIONS	  	 	6	 
			
	 5.3
	 	HVAC MAINTENANCE	  	 	6	 
			
	 6
	 	ALTERATIONS, ADDITIONS AND IMPROVEMENTS	  	 	7	 
			
	 6.1
	 	ALTERATION OF PREMISES	  	 	7	 
			
	 6.2
	 	SURRENDER OF PREMISES	  	 	7	 
			
	 6.3
	 	SIGNAGE APPROVAL AND INSTALLATION	  	 	7	 
			
	 6.4
	 	SIGNAGE REMOVAL	  	 	7	 
			
	 6.5
	 	LANDLORD’S RIGHT TO CONSTRUCT	  	 	7	 
			
	 7
	 	INSURANCE, WAIVERS AND INDEMNITY	  	 	8	 
			
	 7.1
	 	INDEMNIFICATION BY TENANT	  	 	8	 
			
	 7.2
	 	PUBLIC LIABILITY INSURANCE	  	 	8	 

 INDEX 
  

							
	 ARTICLE
	 	 HEADING
	  	PAGE	 
			
	 7.3
	 	 FIRE, EXTENDED COVERAGE AND ALL OTHER PERILS INSURANCE
	  	 	8	 
			
	 7.4
	 	 ADDITIONAL PREMIUM DUE TO TENANT’S USE
	  	 	8	 
			
	 7.5
	 	 MUTUAL WAIVER OF SUBROGATION
	  	 	9	 
			
	 8
	 	 UTILITIES
	  	 	9	 
			
	 9
	 	 ACCESS TO PREMISES
	  	 	9	 
			
	 9.1
	 	 LANDLORD’S RIGHT TO INSPECT PREMISES
	  	 	9	 
			
	 9.2
	 	 LANDLORD’S SHOWING OF PREMISES
	  	 	9	 
			
	 10
	 	 NOTICE
	  	 	9	 
			
	 10.2
	 	 PERSONAL SERVICE
	  	 	9	 
			
	 11
	 	 LIABILITY OF LANDLORD
	  	 	10	 
			
	 11.1
	 	 TENANT’S ACCEPTANCE OF PREMISES
	  	 	10	 
			
	 11.2
	 	 TENANT’S PERSONAL PROPERTY
	  	 	10	 
			
	 11.3
	 	 MODIFICATION REQUIRED BY GOVERNMENTAL AUTHORITY
	  	 	10	 
			
	 12
	 	 EVENT OF CASUALTY
	  	 	10	 
			
	 12.1
	 	 TOTAL DESTRUCTION OF PREMISES
	  	 	10	 
			
	 12.2
	 	 PARTIAL DESTRUCTION OF PREMISES
	  	 	11	 
			
	 13
	 	 CONDEMNATION
	  	 	11	 
			
	 14
	 	 ASSIGNMENT
	  	 	11	 
			
	 15
	 	 SUBORDINATION
	  	 	11	 
			
	 16
	 	 APPLICABLE LAW
	  	 	12	 
			
	 17
	 	 DEFAULT
	  	 	12	 
			
	 18
	 	 FILING
	  	 	12	 
			
	 19
	 	 LANDLORD - TENANT RELATIONSHIP
	  	 	13	 
			
	 20
	 	 BANKRUPTCY
	  	 	13	 
			
	 21
	 	 WAIVERS
	  	 	13	 
			
	 22
	 	 QUIET ENJOYMENT
	  	 	13	 
			
	 23
	 	 DEFINITION OF TERMS
	  	 	13	 
			
	 24
	 	 TOTAL AGREEMENT: APPLICABLE TO SUCCESSORS
	  	 	13	 
			
	 25
	 	 TIME OF THE ESSENCE
	  	 	13	 
			
	 26
	 	 FURNITURE, FIXTURES & EQUIPMENT
	  	 	14	 
			
	 27
	 	 EXCULPATORY CLAUSE
	  	 	14	 
			
	 28
	 	 SECURITY DEPOSIT
	  	 	14	 
			
	 29
	 	 OPTION TO RENEW
	  	 	15	 

 INDEX 
  

							
	 ARTICLE
	 	 HEADING
	  	PAGE	 
	 29.1
	 	 OPTION
	  	 	15	 
			
	 29.2
	 	 NOTIFICATION
	  	 	15	 
			
	 30
	 	 ENVIRONMENTAL ASSURANCES
	  	 	15	 
			
	 30.1
	 	 COVENANTS
	  	 	15	 
			
	 30.2
	 	 INDEMNIFICATION
	  	 	16	 
			
	 30.3
	 	 DEFINITIONS
	  	 	16	 
			
	 30.4
	 	 SURVIVAL
	  	 	16	 
			
	 31
	 	 AMERICANS WITH DISABILITIES ACT
	  	 	17	 
			
	 31.1
	 	COMPLIANCE	  	 	17	 
			
	 32
	 	RIGHT OF FIRST REFUSAL	  	 	17	 
		
	 LANDLORD / TENANTS SIGNATURES
	  	 	18	 

							
			
	 ATTACHMENT A
	 	LEASED PREMISES	  	 	19	 
			
	 ATTACHMENT B
	 	ADJOINING PROPERTY	  	 	20	 
			
	 EXHIBIT A
	 	 LANDLORD’S PERSONAL PROPERTY
	  	 	21	 

 LEASE AGREEMENT 

THIS “AGREEMENT”, made and entered into this 31st day of July, 2012 (“execution
date”), in Sedgwick County, Kansas 
 BY AND BETWEEN 

MCIB Partners 
 A Kansas General Partnership 

Party of the First Part (whether one or 

more), hereinafter referred to as 

“LANDLORD”, 
 having an office at 2420
North Woodlawn, Building 300, Wichita, Kansas 67220, Telephone (316) 681-0529, Telefax (316) 681-2691, and 

Tiger Financial Management, LLC 
 A Nevada Limited
Liability Company 
 Party of the Second Part (whether one 

or more), hereinafter referred to as 

“TENANT”, 
 Having an office at: 3527
N Ridge Road, Wichita, Kansas 67205. 
 WITNESSETH: 
 WHEREAS,
the Landlord is the owner of the following described real property: 
 Legally described as: 

Lot 4, Block 2, Mediterranean Plaza Addition and the East 89.16 feet of Lot 6, Block 1, 

Mediterranean Plaza 2nd Addition, Wichita, Sedgwick County, Kansas 

and commonly known as: 8400 E 32nd St N, Wichita, Kansas (the “Premises”) 

AND WHEREAS, 
 Tenant desires to lease that portion of the
commercial structure designated as: 8400 E 32nd St N, Wichita, KS consisting of approximately 40,500 square feet as further described in Attachment “A” (hereinafter referred to as the
“Leased Premises”) and the non-exclusive use of all entrances, drives and common areas and facilities on said Premises. 

AND WHEREAS, 
 Tenant desires to Lease the Leased Premises and
Landlord is agreeable to leasing the Leased Premises; and the parties desire to enter into a written contract setting forth their agreement. 

  

			
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 NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged,
and subject to the strict adherence to the terms and conditions contained herein, the parties do agree as follows: 
 1 TERM OF LEASE

 Subject to and upon the terms and conditions set forth herein, this Lease shall continue for a term of Five
(5) years, Two (2) months (“Lease Term”), beginning August 1, 2012 and expiring at midnight on September 30, 2017. 
  

	1.2	HOLDOVER BY TENANT 

 If Tenant remains in possession of the Leased Premises after
the expiration of this Lease and without the execution of a new lease, Tenant shall be deemed to be occupying the Leased Premises as a Tenant from month to month, subject to all conditions, provisions and obligations of this Lease insofar as the
same are applicable to a month to month tenancy. Such month-to-month tenancy shall be terminable by either by not less than thirty (30) days written notice prior to
the end of a Lease month. The Rent for the holdover period shall be an amount equal to one and a half (1 1/4) the amount of the Annual Fixed Rent for the last Lease month of the Lease Term, prorated on a daily basis for each day that Tenant remains
in possession. Furthermore, any remaining Tenant made alterations or remaining trade fixtures belonging to Tenant shall not constitute a holdover by Tenant. 

2. LEASE PAYMENTS 
  

	2.1	RENT 

 The rent payable to Landlord hereunder during the Lease Term, which Tenant
agrees to pay to Landlord as herein provided, shall consist of Annual Fixed Rent and Additional Rent (herein separately the “Annual Fixed Rent” and the “Additional Rent” and collectively the “Rent”) is set forth below:

  

													
	 	  	ANNUAL	 	  	ANNUAL	 	  	ANNUAL	 
	 	  	FIXED	 	  	ADDITIONAL	 	  	TOTAL	 
	 LEASE TERM
	  	RENT	 	  	RENT	 	  	RENT	 
	 08-01-2012 to 09-30-2012
	  	 	$           0.00	 	  	 	*$    9,112.50	 	  			
	 10-01-2012 to 09-30-2013
	  	 	$243,000.00	 	  	 	$109,350.00	 	  	 	$352,350.00	 
	 10-01-2013 to 09-30-2014
	  	 	$253,125.00	 	  	 	$109,350.00	 	  	 	$362,475.00	 
	 10-01-2014 to 09-30-2015
	  	 	$273,375.00	 	  	 	$109,350.00	 	  	 	$382,725.00	 
	 10-01-2015 to 09-30-2016
	  	 	$303,750.00	 	  	 	$109,350.00	 	  	 	$413,100.00	 
	 10-01-2016 to 09-30-2017
	  	 	$324,000.00	 	  	 	$109,350.00	 	  	 	$433,350.00	 

  

	*	For August and September 2012 Tenant shall pay Additional Rent only of $9,112.50 per month. 

  

	2.2	ANNUAL FIXED RENT 

 Tenant agrees to pay as Annual Fixed Rent for the Leased
Premises, for the Lease Term, in advance, 1/12th of the Annual Fixed Rent on the first (1st) day of each month during the Lease Term. If
the Commencement Date is other than the first day of a month, the Annual Fixed Rent for such 

  

			
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 partial month shall be prorated for the portion of the month remaining. Receipt of the first full month and any
partial month’s Annual Fixed Rent and Security Deposit is hereby acknowledged. The Rent payments shall be made to the Landlord at the above mentioned address or to such other place as the Landlord shall designate in writing. Tenant shall
automatically be assessed an additional five percent (5%) monthly late charge for any Rent payment not received by Landlord by midnight of the 5th day after the due date to compensate Landlord for
liquidated damages as result of the late payment. If Tenant shall fail to pay Landlord by the 30th day after payment is due, interest shall accrue at the lesser of 1 and l/2% per month or the maximum rate allowed by law. 
  

	2.3	ADDITIONAL RENT 

 All sums required to be paid by Tenant pursuant to the
provisions of this Lease, other than the Annual Fixed Rent, shall be referred to as Additional Rent. Additional Rent will include but not be limited to the following: Tenant’s pro rata share of all Insurance Premiums, Real Estate Taxes, and
Common Area Maintenance. For purposes hereof the following definitions shall apply. 
 The Additional Rent payable by Tenant during the
first calendar year of the Lease Term for its pro rata share of Insurance Premiums, Real Estate Taxes and Common Area Maintenance shall be estimated at $2.70 per square foot or $9,112.50 per month. 

Additional Rent shall be paid in advance in equal monthly installments of one-twelfth of the
Additional Rent due for the year on the first day of each month during the Lease Term. 
  

	2.3.1	INSURANCE PREMIUMS 

 “Insurance Premiums” shall be all premiums required
to be paid by Landlord pertaining to the building located on the Premises (the “Building”), including but not limited to that required to be paid pursuant to § 7 of this Lease. 

 

	2.3.2	REAL ESTATE TAXES 

 “Real Estate Taxes” shall include all taxes and
assessments, special or otherwise, assessed upon or with respect to the ownership and/or all other taxable interests in the Building and the real estate on which it and the access-ways, parking areas and grounds servicing or used in connection with
same, imposed by federal, state, or local governmental authority or any political subdivision of any of the foregoing or any other taxing authority having jurisdiction over the Building and such real estate, together with the expenses of contesting
the amount or validity of any such taxes. Landlord indemnifies Tenant against any tax and/or penalty levied against the property due t or as a result of the previous tenant. 
  

	2.3.3	COMMON AREA MAINTENANCE 

 “Common Area Maintenance” shall be all
reasonable and ordinary expenses incurred with respect to servicing, maintaining, repairing and operating the Building and the real estate on which it and the access-ways, parking areas, driveways, entrances and exits thereto, sidewalks, ramps and
all other common areas and facilities are provided by Landlord for the common use of tenants, their officers, agents, employees and customers. The common area expenses are to include without limitation, the operating, managing, equipping, repairing,
replacing, and maintaining the common areas, specifically including landscaping and gardening, exterior building lighting and parking lot lighting, parking lot maintenance to include crack and coal tar seal,
pot-hole repairs, line painting, roofing system and coating, traffic control, if any, removal of snow and ice, cost of all rentals of machinery equipment in such maintenance and the cost of personnel to
implement such services. The term “Common Area Maintenance” shall not include costs and expenses of: capital 
  

  

			
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 improvements; repairs, maintenance and replacements paid for by insurance proceeds or by Tenant or by third
parties; alterations to the Building attributable solely to tenants of the Building other than Tenant; principal and interest payments made by the Landlord on mortgages on the Building; depreciation; or leasing commissions; provided that capital
expenditures for the purpose of reducing or minimizing the increase in operating expenses shall be included, but not in an amount to exceed such reduction for the relevant year. 

PRIOR YEAR ADJUSTMENT ADDITIONAL RENT 

Within a reasonable period of time following the end of each calendar year, but in no event later than ninety (90) days, Landlord shall
submit to Tenant a statement showing the amount due, or overpayment of, if any, for Tenant’s pro rata share of Insurance Premiums, Real Estate Taxes and Common Area Maintenance and any other Additional Rent due hereunder for the immediately
preceding Lease calendar year. 
 PAYMENT 

Tenant agrees to remit to Landlord the amount of any underpayment of Additional Rent within thirty (30) days after the date of the
aforesaid statement. 
 In the event of overpayment, if any, Landlord will adjust the 1/12 proration of Additional Rent for the following
calendar year. 
  

	2.5.1	ANNUAL ADJUSTMENT “ADDITIONAL RENT” 

 Prior to the commencement of each
subsequent calendar year, during the Lease Term and any extension or renewal, Landlord shall estimate for that calendar year, Tenant’s pro rata share of Insurance Premiums, Real Estate Taxes and Common Area Maintenance. Tenant shall pay as
Additional Rent per month 1/12 of Landlord’s estimated amount. 
  

	2.6	TENANT’S PERSONAL PROPERTY TAX 

 Tenant agrees to pay the taxes assessed upon
all leasehold improvements installed and/or owned by Tenant. 
 3. LIEN ON PERSONAL PROPERTY 

3.1 Tenant understands and agrees as a requirement and part of the consideration of this Lease that the Landlord shall have a first and prior lien
paramount to all others on every right and interest of the Tenant in and to this Lease, upon any and all building or improvements on or hereafter placed on the Leased Premises, and on any furnishings, equipment, fixtures, or other personal property
of any kind belonging to Tenant, or the equity of Tenant therein, located on the Leased Premises. Such lien is granted for the purpose of securing the payment of Rent, charges, liens, penalties, and damages herein covenanted to be paid by Tenant,
and for the purpose of securing the performance of all of the Tenant’s obligations under this Lease. Such lien shall be in addition to all rights of Landlord given under law, which are now or shall hereinafter be in effect. Any Tenant IT
equipment that contains or stores customer financial data is excluded from this Lien. 

  

			
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 4. USE OF PROPERTY 

 

	4.1	USE 

 It is understood and agreed that the Leased Premises is being leased for non-residential purposes for use as general office space and call center, and that no other business shall be conducted therein or thereon without the written consent of Landlord. 

 

	4.2	CONTINUOUS OCCUPANCY 

 Tenant agrees that it will keep its place of business in
the center open continuously during the term of this Lease, on such days and for such hours as shall be compatible with the major stores in said center, and will not cease operations in said Leased Premises without the express written consent of the
Landlord, unless prevented from doing business therein by reason of applicable ordinances or other acts of governmental authorities, or by acts of God, or conditions beyond the control of Tenant. 

 

	4.3	PARKING 

 Landlord agrees to reserve for Tenant any existing parking
accommodations as shown on Attachment A. The Tenant and Tenant’s employees shall park their vehicles in areas designated by the Landlord. Failure of Tenant to park vehicles in such designated areas shall be grounds for towing the parked vehicle
away at the expense of the vehicle owner or Tenant. 
  

	4.4	USE OF COMMON AREAS 

 Tenant shall have reasonable use of all common areas in
accordance with other Tenants rights and privileges on the Premises. The Landlord shall have the right to operate and maintain the same in such a manner as Landlord, in its sole discretion, shall determine from time to time. The common areas shall
at all times be subject to the exclusive control and management of Landlord, and Landlord shall have the right from time to time to establish, modify and enforce reasonable rules and regulations with respect to the use of all such common areas and
facilities. 
  

	4.5	OCCUPANCY IN A SAFE MANNER 

 Tenant will occupy the Leased Premises in a safe and
careful manner and in compliance with all laws, ordinances, rules, regulations and orders of any governmental bodies having jurisdiction over the Leased Premises. The terms of this paragraph shall especially apply to § 6.1 – Alterations.

  

	4.6	REFUSE REMOVAL 

 Tenant shall keep refuse in proper containers until such refuse
is removed from the Leased Premises and shall not allow any accumulation around the exterior or interior of the Leased Premises. Tenant shall contract for this service and Landlord shall approve dumpster location. 

 

	4.7	ODORS AND SOUND 

 Tenant shall not permit any reproduction of sound which is
audible outside the Leased Premises nor permit odors to be unreasonably dispelled from the Leased Premises. 
 5. MAINTENANCE 

 

	5.1	LANDLORD’S RESPONSIBILITIES 

 Landlord’s responsibility is to maintain
the structure of the Leased Premises, in a safe and sound condition, limited to the roof structure, footings, foundations, slab floor, and exterior walls. 

  

			
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	5.2	TENANT’S RESPONSIBILITIES 

 The Tenant shall, at Tenant’s expense, keep
in good repair and operating condition the interior of the Leased Premises, including plumbing and electrical fixtures, supplies and equipment including but not limited to exposed installations on floors, and ceiling; all hardware; all doors
including overhead door; all windows & storefronts; all plate glass; all interior walls; fire system; maintain and keep clear all floor drains and drain lines of all kinds in or upon the Leased Premises to their juncture of same with public
sewer main; suffer no waste and keep the water pipes and connections free from ice and other obstructions to the satisfaction of all municipal and other governmental authorities during the Lease Term. The sidewalks in the front, sides and rear
entrances, break areas and the loading area of the Leased Premises shall be kept clean and free from, rubbish by Tenant to the reasonable satisfaction of Landlord, and Tenant shall not place or permit any obstructions or merchandise in such areas.

  

	5.2.1	ROOF PENETRATIONS 

 Tenant will coordinate with Landlord any installation of
equipment and any penetrations needed on roof. Tenant shall be responsible for damage to roof coating caused by Tenant’s servicing of equipment or penetration of roof without Landlord’s prior written approval. 

 

	5.3	HVAC MAINTENANCE 

 Tenant shall maintain and repair the HVAC system including all
vents and flues, and keep the same in good working order and condition during the Lease Term. On or before the Commencement Date of the Lease Term, Tenant shall enter into and maintain a service maintenance agreement with a reputable HVAC company
approved by Landlord, to perform regular maintenance and to make all necessary repairs to the HVAC system. The company shall be required to examine all equipment no less than semi-annually
(pre-cooling & pre-heating) each year. Filters shall be changed quarterly. Maintenance shall include, without limitation, changing filters, repair or replacing
motors, fans, switches, coils, oiling, lubricating and replacing all belts and pulleys. 
 Tenant shall furnish Landlord within thirty
(30) days of commencement of the Lease Term and every anniversary date thereafter a copy of the service agreement. 
 If Tenant refuses
or neglects to subscribe to such service agreement, Landlord may subscribe to such service and Tenant shall pay the cost thereof to Landlord upon demand. 

Any HVAC repairs or replacements shall be per the warranties provided by the vendor/manufacturer. Following the expiration of said warranties,
all costs of repairs or replacements shall be the responsibility of the Tenant. 
 Landlord shall be responsible for any required
replacement of the existing HVAC units (excluding those presently under warranty which are unit numbers 3,7,8,9 and 13), including the compressor and heat exchanger, of the leased premises during the Lease Term. 

Landlord represents and warrants that as of the Commencement Date, the HVAC system is in good working order and condition. 

  

			
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 6. ALTERATIONS, ADDITIONS AND IMPROVEMENTS 

 

	6.1	ALTERATION OF PREMISES 

 Tenant may erect such alterations, additions or
improvements inside the Leased Premises covered by this Lease as it desires upon receiving written consent of Landlord, which consent shall not be unreasonably withheld or delayed. Any such alterations, additions or improvements shall be erected at
the sole cost and expense of Tenant, and Tenant shall have no right, authority, or power to bind Landlord or any interest of Landlord in the Leased Premises, for the payment of any claim for labor or material or for any charge or expense incurred in
the erection, construction, or maintenance of such improvements, nor to render said Leased Premises liable for any lien for labor, material, or any other charge incurred in connection therewith, and Tenant shall in no way be considered the agent of
Landlord in the erection, construction, operation and maintenance of said improvements. Tenant agrees to supply lien waivers on any such improvements. 
  

	6.2	SURRENDER OF PREMISES 

 All alterations, additions and improvements, put in at the
expense of Tenant, shall remain upon and be surrendered with the Leased Premises at the termination of this Lease, and shall become the property of the Landlord if Landlord so desires. If Landlord desires the removal of said alterations, additions
and improvements at the termination of this Lease, and so states in writing to the Tenant, the Tenant shall return the Leased Premises to its original condition at the Tenant’s expense, ordinary wear and tear excepted. Nothwithstanding the
foregoing, Tenant may remove any moveable trade fixture and repair all damage caused by the removal. Tenant shall leave all alterations, improvements and additions not installed by it in their original condition, ordinary wear and tear excepted. It
is specifically understood that all IT equipment containing storage media and installed by the Tenant remains the Tenant’s property. 
  

	6.3	SIGNAGE APPROVAL AND INSTALLATION 

 Landlord specifically reserves and retains the
sole right to approve the design and placement of any sign, decoration, marquee, exterior light, or similar item. If Tenant erects any such item without Landlord’s written approval, which shall not be unreasonably withheld, Tenant will comply
with Landlord’s written request to remove or modify said item promptly. If Tenant does not comply promptly, Landlord may remove said item at cost to Tenant. Tenant shall obtain necessary permits for such items and shall maintain such items in a
state of repair reasonably satisfactory to Landlord. Tenant shall be responsible for the installation and maintenance of Tenant’s signage. 
  

	6.4	SIGNAGE REMOVAL 

 Tenant shall on the expiration or earlier termination of this
Lease, at its own expense, remove all such signs and advertising devices and repair any damage caused by such removal. 
  

	6.5	LANDLORD’S RIGHT TO CONSTRUCT 

 Landlord hereby reserves the right at any
time to make alterations and/or additions to the Building in which the Leased Premises are located. Landlord also reserves the right to construct other buildings or improvements in the center from time to time and to make alterations thereof or
additions thereto. Landlord shall use its best efforts to make such changes in a manner that is least disruptive to the Tenant. 

  

			
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 7. INSURANCE, WAIVERS AND INDEMNITY 

 

	7.1	INDEMNIFICATION BY TENANT 

 Tenant will indemnify and hold Landlord harmless from
and against all loss, cost, expense and liability whatsoever (including Landlord’s cost of defending against the foregoing and such cost to include attorney’s fees) resulting or occurring by reason of Tenant’s construction, use or
occupancy of the Leased Premises including the adjoining commons area; unless such loss, cost, expense or liability is caused by the negligence or willful misconduct of Landlord. 

INDEMNIFICATION BY LANDLORD 

Landlord will indemnify and hold Tenant harmless from and against all loss, cost, expense and liability whatsoever (including Tenant’s
cost of defending against the foregoing and such cost to include attorney’s fees) resulting or occurring by reason of the wrongful act or negligence of Landlord in conjunction with Landlord’s entry onto the Leased Premises; unless such
loss, cost, expense or liability is caused by the negligence or willful misconduct of Tenant. 
  

	7.2	PUBLIC LIABILITY INSURANCE 

 Tenant agrees to carry comprehensive liability
insurance covering products, along with the Leased Premises and Tenant’s use thereof, including Tenant’s obligation set forth in § 7.1, in companies and in a form reasonably satisfactory to Landlord, with minimum limits of
$5,000,000.00 per occurrence/ $5,000,000.00 general aggregate for bodily injury or death and property damage, and to deposit a certificate thereof with Landlord prior to the date of any use or occupancy of the Leased Premises by Tenant. Said policy
or policies shall name Landlord as additional insured and shall bear endorsements to the effect the insurer agrees to notify Landlord not less than thirty (30) days in advance of any modification or cancellation thereof. 

 

	7.3	FIRE, EXTENDED COVERAGE AND ALL OTHER PERILS INSURANCE 

 Landlord agrees to carry
policies insuring the Building on the Premises against fire, extended coverage and all other perils and such other perils as are normally covered in the county where the Premises are located, in an amount equal to at least eighty percent (80%) of
the replacement cost of such improvements, together with insurance against such other risks (including loss of Rent) and in such amounts as Landlord deems appropriate. Tenant shall have no rights in said policy or policies maintained by Landlord and
shall not be entitled to be a named insured thereunder. In the event any of Landlord’s policies insures premises or risks other than the Premises or the rents therefrom, the statement of the insurer shall be conclusive as to the portion the
total premium attributable to the Premises. 
 Tenant agrees to carry insurance against fire, extended coverage, and all other perils and such other risks
as it desires, insuring Tenant’s stock-in-trade, trade fixtures, furniture, furnishings, improvements and betterment’s, special equipment, floor and wall
coverings and all other items of personal property of Tenant located on or within the Leased Premises, such coverage to be in an amount equal to at least eighty percent (80%) of replacement cost thereof. Prior to the Commencement Date of this Lease,
Tenant shall furnish Landlord with a certificate evidencing such coverage and policies shall be endorsed to the effect the insurer agrees to notify Landlord not less than thirty (30) days in advance of any modification or cancellation thereof.

  

	7.4	ADDITIONAL PREMIUM DUE TO TENANT’S USE 

 Tenant shall neither do nor suffer
anything to be done or kept in or about the Leased Premises which contravenes Landlord’s insurance policies or increases the premiums therefore. If due to any such activities by Tenant, Landlord’s insurance premiums shall increase, Tenant
shall be responsible to pay for such increase as Additional Rent. 

  

			
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	7.5	MUTUAL WAIVER OF SUBROGATION 

 Landlord and Tenant each agree to cause to be
included in their respective policies of insurance under Section 7.3, the agreement of the insured thereof that said policies shall not be invalidated by a waiver of claim by the insured against the Landlord or Tenant, as the case may be, and
each will furnish evidence thereof to the other. Each party hereto does hereby remises, releases and discharges the other party hereto, and any officer, agent, employee or representative of such party, of and from any liability whatsoever hereafter
arising from loss, damage or injury caused by fire or other casualty for which insurance is carried by the injured party under Section 7.3, at the time of such loss, damage or injury to the extent of any recovery by the injured party under such
insurance. 
 8. UTILITIES 
 8.1
Tenant agrees to contract in the name of Tenant only, before occupancy, and to pay, as and when due and payable, all bills for electric current, water, gas, refuse removal and other utilities pertaining to the Leased Premises. Landlord shall not be
responsible for the failure of any utility service to Tenant except if such failure is the direct result of the negligence or willful misconduct of Landlord, and Tenant acknowledges and agrees that no Rent or other obligations shall abate due to any
such failure. 
 9. ACCESS TO PREMISES 
  

	9.1	LANDLORD’S RIGHT TO INSPECT PREMISES 

 Landlord and Landlord’s agents
shall have the right to enter upon the Leased Premises at all reasonable business hours for the purpose of inspecting the Leased Premises and Landlord’s Personal Property, as defined below. If Landlord deems any repairs are necessary to those
areas for which Tenant is responsible, Landlord may demand that Tenant make the repairs forthwith; if Tenant refuses or neglects to commence such repairs and complete the same with reasonable dispatch, Landlord may make or cause to be made such
repairs, and Tenant agrees to pay the actual cost thereof to the Landlord. Landlord and any guests, subcontractors, etc., shall comply with building security and sign in procedures except in the case of an emergency. 

 

	9.2	LANDLORD’S SHOWING OF PREMISES 

 At any time within one hundred twenty
(120) days prior to the expiration of this Lease, Landlord and Landlord’s agents may enter and show the Leased Premises to persons wishing to rent the Leased Premises and may post upon Leased Premises “For Rent” and “For
Sale”. 
 10. NOTICE 
  

	10.1	NOTICES AND COMMUNICATIONS 

 No notice, request, consent, approval, waiver or
other communication under this Lease shall be effective unless the same is in writing and delivered to the address or facsimile number set forth above, or such other location as the parties may from time to time direct in writing. Such communication
sent via registered or certified mail, postage prepaid, sent return receipt requested, shall be deemed delivered on the earlier of the date actually received by, refused by, or when delivery was first attempted to, the receiving party. Other
communications will be deemed to be duly given: (1) upon receipt if delivered in person, (2) upon printed confirmation of transmittal if sent by facsimile, or (3) the next business day if sent by express overnight delivery service, UPS, or
Fed Ex with charges prepaid, signature required. 

  

			
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 11. LIABILITY OF LANDLORD 

 

	11.1	TENANT’S ACCEPTANCE OF PREMISES 

 Tenant will have had full opportunity to
examine the Leased Premises, and acceptance of the space will acknowledge that there is in and about said Leased Premises nothing apparently dangerous to life, limb or health. Upon acceptance of the Leased Premises, Tenant agrees to enter into
possession of the Leased Premises in their then condition. 
  

	11.2	TENANT’S PERSONAL PROPERTY 

 All personal property of any kind or
description, whatsoever, in the Leased Premises shall be at the Tenant’s sole risk, and the Landlord shall not be liable for any damage done to or loss of such personal property or damage or loss suffered by the business or occupation of the
Tenant arising from any act or neglect of co-tenant’s or other persons, from bursting, overflowing, or leaking of water, sewer or steam pipes or from the heating or plumbing fixtures or from electric
wires, or from gas, or odors, or caused in any other manner whatsoever except in the case of willful neglect or gross negligence on the part of the Landlord. 
  

	11.3	MODIFICATION REQUIRED BY GOVERNMENTAL AUTHORITY 

 The Tenant and Landlord agree
that if during the Lease Term, they shall be required by the City of Wichita or by any order or decree of any court or of any other governmental authority to repair, alter, remove, reconstruct, or improve any part of the Leased Premises, then such
repair, alteration, removal, reconstruction, or improvement shall be made by and at the expense of the Tenant or Landlord in the same formula of responsibility as is described in Section 5 (Maintenance). Landlord’s obligations shall be
those areas and items as are covered in Section 5.1 and Tenant’s obligations shall be those areas and items as are covered in Sections 5.2 and 5.3 of this Lease. 

Landlord and Tenant shall not in any way affect the obligation or covenants herein contained, and the Tenant hereby waives all claims for damages or abatement
of Rent because of such work. 
 12. EVENT OF CASUALTY 
  

	12.1	TOTAL DESTRUCTION OF PREMISES 

 In the event the improvements located on the
Leased Premises shall be destroyed or so damaged by fire, tornado, or other storms, explosion, earthquake, or any other casualty as to become untenable, then the Landlord may, if Landlord so elects, either rebuild and put said improvements in good
condition and fit for occupancy within a reasonable time after such destruction, or may give notice in writing terminating this Lease. If Landlord elects to repair or rebuild said improvements, Landlord shall give the Tenant reasonable prompt notice
after such casualty of Landlord’s intention to repair, and then proceed with reasonable speed to repair. If notice is NOT given within sixty (60) days, the Lease shall be deemed terminated. Tenant shall not be obligated to pay any Rent
from the time of such destruction or damage until said Leased Premises are again fit and ready for occupancy, unless Tenant caused the damage. 

  

			
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 12.2 PARTIAL DESTRUCTION OF PREMISES 

If there be only partial destruction of the improvements located on the Leased Premises by any means stated above, such partial destruction
shall neither annul nor void this Lease, except that Tenant shall be entitled to a proportionate reduction of Rent while the repairs are being made, any proportionate reduction being based on the extent to which the making of repairs shall interfere
with the business carried on by Tenant in the Leased Premises. In the event the repairs cannot be made within a reasonable time, or the Landlord elects not to make repairs or repairs cannot be made under the laws and regulations of the applicable
government authority, this Lease may be terminated at the option of either party by providing written notice to the other party. 
 13.
CONDEMNATION 
 13.1 In the event the Leased Premises, or any part thereof, are taken or condemned for a public or quasi-public use, or
proceedings therefore be commenced, then as to such part as is so taken or condemned, this Lease (or this Lease in its entirety, at the option of Landlord) shall, after written notice thereof given to Tenant, immediately terminate, and the Rents
reserved herein shall abate proportionately, and Tenant’s right to any compensation or damages awarded in any such proceedings is hereby assigned to Landlord. 

Notwithstanding the foregoing, Tenant shall have the right to make a claim against the condemnor for its fixtures removal expenses, business dislocation
damages and moving expenses. 
 14. ASSIGNMENT 

14.1 Tenant agrees not to assign nor in any manner transfer this Lease or any estate or interest therein, or to sublet the Leased Premises or any part
thereof, or permit any person, firm, or corporation to share any part thereof with Tenant, without previous written consent of the Landlord, which consent shall not be unreasonably withheld, conditioned or delayed. Any violation of this paragraph
shall be deemed to constitute a default or breach of this Lease, at the option of the Landlord. Tenant shall pay any and all reasonable costs for Landlord’s approval of any proposed sub-tenant. No consent
by Landlord shall operate to relieve Tenant from primary liability for the performance of Tenant’s obligations under the terms of this Lease. The following shall not be deemed an assignment or sublease: assignment of the Lease (in whole or
part) or sublease of the Premises (in whole or in part to a corporation or entity which is (a) a parent, subsidiary, affiliate, franchisee, or licensee of Tenant; (b) a corporation with which Tenant merges; and (c) the result of a
reorganization or the surviving corporation or entity following a consolidation, merger or other corporate restructuring. 
 15.
SUBORDINATION 
 15.1 This Lease and all rights of Tenant hereunder shall be subject and subordinate to the lien of any and all mortgages that
may now or hereafter affect the Leased Premises, or any part thereof, and to any and all renewals, modifications, or extensions of any such mortgages. Tenant shall on demand execute, acknowledge, and deliver to Landlord, at Landlord’s expense,
any and all instruments that may be necessary or proper to subordinate this Lease and all rights therein to the lien of any such mortgage or mortgages and each renewal, modification, or extension, and if Tenant shall fail at any time to execute,
acknowledge, and deliver any such subordination instrument, Landlord in addition to any other remedies available in consequence thereof, may execute, acknowledge, and deliver the same as Tenant’s attorney in fact and in Tenant’s name. 

  

			
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 16. APPLICABLE LAW 

16.1 This agreement shall be governed by and construed in accordance with the laws of the State of Kansas. 

17. DEFAULT 
 17.1 Default: If
Tenant shall default in the payment of any Rent when due and shall fail to cure such default within ten (10) days of due date, or if Tenant shall default in the performance of any other covenant or condition of this Lease and shall fail to cure
such default within thirty (30) days after Landlord gives Tenant written notice thereof (unless such default cannot reasonably be cured within thirty (30) days and in such case, Tenant shall have commenced to cure said default within said
thirty (30) days and thereafter continue diligently to pursue to completion the curing of same), Landlord shall, at its election, have the right to accelerate the total rental due under this Lease as a reasonable estimate of monetary damages.

 As an additional option, Landlord may terminate this Lease and with or without terminating this Lease have immediate possession of the Leased Premises
without waiving or relinquishing any claim for Rent or damages then due or to become due thereafter, and Tenant shall remain liable as hereinafter provided. In such event Landlord, without prejudice to any other right or remedy which it may have
hereunder or at law, may re-enter the Leased Premises, or dispossess Tenant, any legal representative of Tenant or other occupant of the Leased Premises as if this Lease had not been made. Notwithstanding that
Landlord may elect to terminate this Lease, and during the full period which would otherwise have constituted the balance of the Lease Term, Tenant shall continue to be liable for the performance of all the covenants of Tenant under this Lease,
including Tenant’s covenant to pay the full amount of Rent reserved hereunder and Landlord at its option may rent the Leased Premises for a term, or terms, which may be shorter or longer than the balance of the term hereof, in which event or
events Landlord shall apply any moneys collected first to the expense of resuming or obtaining possession of and re-letting the Leased Premises and second to the payment of the Rent due and to become due to
Landlord hereunder, and Tenant shall be and remain liable for any deficiency. Should Landlord fail to exercise any remedy it may have for default of Tenant, such failure shall not be deemed to be a waiver of Landlord’s rights to exercise such
remedy it may have for default at a later time or for subsequent defaults, or other wise to insist upon strict compliance with the terms hereof. 
 In the
event of default, Tenant shall be further liable for Landlord’s costs, fees and expenses, including reasonable attorneys’ fees. 

18. FILING 
 18.1 The parties
hereto understand and agree that this Lease and/or the Commencement Date Agreement can be filed, and public notice given as to the terms and conditions contained herein if ever required. 

 

  

			
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 19. LANDLORD – TENANT RELATIONSHIP 

19.1 Nothing contained herein shall be deemed or construed by the parties hereto or by any third party, as creating the relationship of principal and
agent, or partnership, or joint venture between the parties hereto. It is understood and agreed that neither the method of computation of Rent, nor any other provisions contained herein, nor any acts of the parties hereto, shall create a
relationship other than the relationship of Landlord and Tenant. 
 20. BANKRUPTCY 

20.1 Neither this Lease nor any renewal or extension thereof, nor any interest therein, nor any estate hereby created, shall pass to any trustee or
receiver in bankruptcy, or to any other receiver or assignee for the benefit of creditors or otherwise by operation of law. 
 21. WAIVERS

 21.1 The failure of Landlord to insist on strict performance of any of the terms and conditions hereof shall be deemed a waiver of the rights
or remedies that Landlord may have regarding that specific instance only, and shall not be deemed a waiver of any subsequent breach or default in any terms and conditions. 

22. QUIET ENJOYMENT 
 22.1 Landlord
covenants that Tenant, on payment of all the aforesaid installments and performance of all the covenants herein provided shall and may peacefully and quietly have, hold and enjoy the Leased Premises for the Lease Term. 

23. DEFINITION OF TERMS 
 23.1
Wherever herein the singular number is used, the same shall include the plural, and the masculine gender shall include the feminine and neuter gender. 

24. TOTAL AGREEMENT: APPLICABLE TO SUCCESSORS 

24.1 This Agreement contains the entire agreement between the parties hereto; any agreements not contained herein shall not be binding upon either
party, nor of any force or effect. This Agreement and all of its terms and conditions shall be binding upon the parties hereto and their representatives, heirs, devisees, legal representatives, successors and assigns. This Agreement shall not be
amended, except in a writing executed by both parties. 
 25. TIME OF THE ESSENCE 

25.1 Time is of the essence in all provisions of this Agreement. 

  

			
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 26. FURNITURE, FIXTURES AND EQUIPMENT 

26.1 Landlord and Tenant agree that: 
 a.
Landlord owns the HVAC equipment. 
 b. Landlord owns the equipment, furniture, and fixtures listed on Exhibit “A” hereto
(“Landlord’s Personal Property”). Tenant has the right to use, on the Leased Premises, and only during the term of this Lease, Landlord’s Personal Property. Tenant will maintain, Landlord’s Personal Property in good working
order and repair, and, as reasonably necessary, will repair or replace Landlord’s Personal Property, all at Tenant’s sole cost and expense. Tenant will insure Landlord’s Personal Property for the benefit of Landlord (or, at
Landlord’s option, reimburse Landlord for its expense in insuring Landlord’s Personal Property). Landlord makes no express or implied warranty or representation as to Landlord’s Personal Property, including any warranty of fitness for
a particular purpose, and it is understood that Landlord’s Personal Property is being delivered for Tenant’s use on an “AS-IS, WHERE-IS” basis, and
by accepting the use thereof, Tenant is assuming all risks relating thereto. 
 27. EXCULPATORY CLAUSE 

27.1 Anything to the contrary in this Agreement notwithstanding, the covenants contained in this Lease to be performed by Landlord shall not be binding
personally, but instead said covenants are made for the purpose of binding only the fee simple or leasehold estate which Landlord owns in the Premises and Landlord’s liability hereunder shall be limited to Landlord’s ownership interests in
the Premises, and no other assets of Landlord. 
 28. SECURITY DEPOSIT 

28.1 To secure the faithful performance by Tenant of the covenants, conditions, and agreements set forth in this Lease to be performed by it, Tenant
has deposited with Landlord the sum of One Hundred Thousand Dollars ($100,000.00) on the understanding: 
  

	 	1	that such deposit or any portion thereof may be applied to the curing of any default that may exist, without prejudice to any other remedy or remedies which the Landlord may have on account thereof, and upon such
application Tenant shall pay Landlord on demand the amount so applied which shall be added to the security deposit so that same will be restored to its original amount; 

(ii) that should the Leased Premises be transferred by Landlord, the security deposit or any balance thereof may be turned over to Landlord’s successor or
transferee and Tenant agrees to look solely to such successor or transferee for such application or return; 
 (iii) that Landlord or its successor shall not
be obligated to hold the security deposit as a separate fund, but may commingle it with other funds; and 
 (iv) that if Tenant shall faithfully perform all
of the covenants and agreements in this Lease contained on the part of Tenant to be performed, the security deposit, or any then remaining balance thereof, shall be returned to Tenant (without interest) within thirty (30) days after the
expiration of the Lease Term. 
  

  

			
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 29. OPTION TO RENEW 

 

	29.1	OPTION 

 Tenant shall have the option to renew this Agreement for Two (2), Five
(5) year terms, upon the same terms and conditions as are herein contained (except for this paragraph providing for renewal and except for the Rent) at the expiration of the Lease Term. 

The Annual Fixed Rent for the First, Five (5) year term shall be: 

 

					
	 	  	ANNUAL FIXED
RENT	 
	 10-01-2017 to 09-30-2018
	  	$	317,925.00	 
	 10-01-2018 to 09-30-2019
	  	$	332,910.00	 
	 10-01-2019 to 09-30-2020
	  	$	348,705.00	 
	 10-01-2020 to 09-30-2021
	  	$	365,310.00	 
	 10-01-2021 to 09-30-2022
	  	$	382,725.00	 

 The Rent for the second, Five (5) year term shall be: 

The Annual Fixed Rent for the Second, Five (5) year term shall be: 

 

					
	 	  	ANNUAL FIXED
RENT	 
	 10-01-2022 to 09-30-2023
	  	$	380,700.00	 
	 10-01-2023 to 09-30-2024
	  	$	399,735.00	 
	 10-01-2024 to 09-30-2025
	  	$	419,580.00	 
	 10-01-2025 to 09-30-2026
	  	$	440,640.00	 
	 10-01-2026 to 09-30-2027
	  	$	462,510.00	 

  

	29.2	NOTIFICATION 

 Tenant must notify Landlord in writing of its intent to renew or
vacate at least one hundred twenty (120) days prior to the expiration of the Lease Term. 
 30. ENVIRONMENTAL ASSURANCES 

 

	30.1	COVENANTS 

 (i) Tenant shall not cause any Hazardous Materials to be used, generated, stored or
disposed of on, under or about, or transported to or from, the Leased Premises unless the same is specifically approved in advance by Landlord in writing other than small quantities of retail, household, and office chemicals customarily sold over-the-counter to the public and which are related to Tenant’s permitted uses under Section 4.1. 

(ii) Tenant shall comply with all obligations imposed by Environmental Laws, and all other restrictions and regulations upon the uses, generation, storage or
disposal of Hazardous Materials at, to or from the Leased Premises. 

  

			
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 (iii) Tenant shall deliver promptly to Landlord true and complete copies of all notices received by Tenant from
any governmental authority with respect to the use, generation, storage or disposal by Tenant of Hazardous Materials at, to or from the Leased Premises and shall immediately notify Landlord both by telephone and in writing of any unauthorized
discharge of Hazardous Materials or of any condition that poses an imminent hazard to the Property, the public or the environment. 
 (iv) Tenant shall
complete fully, truthfully and promptly any questionnaires sent by Landlord with respect to Tenant’s use of the Leased Premises and its use, generation, storage and disposal of Hazardous Materials at, to or from the Leased Premises. 

(v) Tenant shall permit entry onto the Leased Premises by Landlord or Landlord’s representatives at any reasonable time to verify and monitor
Tenant’s compliance with its covenants set forth in this paragraph and to perform other environmental inspections of the Leased Premises. 
 (vi) If
Landlord conducts any environmental inspections because it reasonably believes that Tenant’s activities have or are likely to result in a violation of Environmental Laws or a release of Hazardous Materials on the Leased Premises, then Tenant
shall pay to Landlord, as Additional Rent, the actual costs incurred by Landlord for such inspections. 
 (vii) Tenant shall cease immediately upon notice
from Landlord any activity which violates or creates a risk of violation of any Environmental Laws. 
 (viii) After notice to and approval by Landlord,
Tenant shall promptly remove, clean-up, dispose of or otherwise remediate in accordance with Environmental Laws and good commercial practice, any Hazardous Materials on, under or about the Property resulting
from Tenant’s activities on the Leased Premises. 
 30.2 INDEMNIFICATION 

Tenant shall indemnify, defend with counsel acceptable to Landlord and hold Landlord harmless from and against any claims, damages, costs,
liabilities or losses (including, without limitation, any decrease in the value of the Leased Premises, loss or restriction of any area of the Leased Premises, and adverse impact of the marketability of the Leased Premises) arising solely out of
Tenant’s use, generation, storage or disposal of Hazardous Materials at, to or from the Leased Premises. 
 30.3 DEFINITIONS 

Hazardous Materials shall include but not be limited to substances defined as “hazardous substances”, “toxic substances”,
or “hazardous wastes” in the federal Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended; the federal Hazardous Materials Transportation Act, as amended; and the federal Resource Conservation and
Recovery Act, as amended; those substances defined as “hazardous substances”, “materials”, or “wastes” under the law of the state in which the Leased Premises are located; and as such substances are defined in any
regulations adopted and publications promulgated pursuant to said laws (“Environmental Laws”); materials containing asbestos or urea formaldehyde; gasoline and other petroleum products; flammable products; flammable explosive; radon and
other natural gases; and radioactive materials. 

  

			
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 30.4 SURVIVAL 

The obligations of Tenant in this Paragraph shall survive the expiration or termination of this Agreement. 

31. AMERICANS WITH DISABILITIES ACT 

31.1 COMPLIANCE 
 Tenant shall
comply with the American with Disabilities Act of 1990 (“ADA”) and the regulations promulgated thereunder. Tenant hereby expressly assumes all responsibility for compliance with the ADA relating to the Leased Premises and the activities
conducted by Tenant within the Leased Premises. Except as otherwise provided herein, any alterations to the Leased Premises made by Tenant for the purpose of complying with the ADA or which otherwise require compliances with the ADA shall be done in
accordance with this Agreement; provided, that Landlord’s consent to such alterations shall not constitute either Landlord’s assumption, in whole or in part, of Tenant’s responsibility for compliance with the ADA, or representation or
confirmation by Landlord that such alterations comply with the provisions of the ADA. 
 32. RIGHT OF FIRST REFUSAL 

Landlord owns adjoining property legally described as: the east 214 feet of Lot 6, Block 1, Mediterranean Plaza 2nd Addition, Wichita, Sedgwick County, Kansas, as shown on Attachment B (the “Adjoining Property”). Should Landlord, at any time during the Term of this Lease, elect to sell the Adjoining
Property to an unrelated third party, Tenant will have the right of first refusal to meet any bona fide written offer of sale on the same terms and conditions of such offer. Upon Tenant’s failure to meet such bona fide written offer within
fifteen (15) days after written notice thereof from Landlord, Landlord will be free to sell the Adjoining Property or any portion thereof to such third person, in accordance with the terms and conditions of such offer, and Tenant’s rights
under this Section 32 will terminate. 
 Any development of this property by Landlord, or transfer to another entity affiliated with
Landlord shall be excluded from this Section 32. 

  

			
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 THIS AGREEMENT executed the day and year first above written, by the full signatures appearing as set out below:

  

	
	 LANDLORD:
 MCIB Partners

 
 /s/ Alfred A. Caro

	By: Alfred A. Caro, manager of Caro Properties, LLC manager of MCIB Partners
	
	 TENANT:
 Tiger Financial Management,
LLC

	
	  
 /s/ Chad Faulkner

By: Chad Faulkner, President

  

			
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 ATTACHMENT A 

LEASED PREMISES 
 8400 E 32ND ST N 

WICHITA, KANSAS 
  

 
  

  

			
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 ATTACHMENT B 

Adjoining Property 
  

 
 EXHIBIT A 

  

			
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 LANDLORD’S PERSONAL PROPERTY 

 

	1.	Generator – CAT3512, 1250kw Diesel, Model SR4B-60, located west exterior side of building. 

 

	2.	Transfer Switch, main power room, ATS Zenith 2000 amp, Model ZTGK00FS3-7, Serial 1335468 

  

	3.	600 amp UPS system 

  

	4.	IT room, Two (2) power conditioners 

  

	5.	IT room, Two (2) Liebert Units 

  

	6.	IT room, fire suppressions system 

  

	7.	IT room, racks, ladders and cabling 

  

	8.	372 call center floor workstations, including all attached accessories 

  

	9.	Three (3) presentation drop down screens 

  

	10.	1000 lockers 

  

			
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 GUARANTY OF LEASE 

WHEREAS Tiger Financial Management, LLC., hereinafter referred to as “Tenant” and MCIB Partners, hereinafter referred to as
“Landlord”, have entered into a Lease Agreement referenced to as “Lease” dated July 26, 2012 concerning the premises commonly known as 8400 East 32nd Street North, Wichita, Kansas 67226. 

WHEREAS the undersigned business organization (hereinafter referred to as “Guarantor”), their shareholders, members and parent
corporations and their shareholders have a financial interests in, with and concerning the Tenant, and 
 WHEREAS, Landlord would not
execute the Lease if Guarantors did not execute and deliver to Landlord this Guaranty of Lease. 
 NOW THEREFORE and in consideration of the
execution of the foregoing Lease by Landlord and as a material inducement to Landlord to execute said Lease and other valuable consideration, the receipt and sufficiency of which is acknowledged and accepted as good and sufficient, the Guarantor
hereby jointly, severally, unconditionally and irrevocably guarantee the prompt payment by Tenant of all rentals and all other sums payable by Tenant under said Lease and the faithful and prompt performance by Tenant of each and every one of the
terms, conditions and covenants of said Lease to be kept and performed by Tenant. 
 It is specifically agreed and understood that the terms of the
foregoing Lease may be altered, affected, modified or changed by agreement between Landlord and Tenant, or by a course of conduct and said Lease may be assigned by Landlord or any assignee of Landlord without consent or notice to Guarantor and that
this Guaranty shall thereupon and thereafter guarantee the performance of said Lease as so changed, modified, altered or assigned. 
 This Guaranty shall
not be released, modified or affected by failure or delay on the part of Landlord to enforce any of the rights or remedies of the Landlord under said Lease whether pursuant to the terms thereof or a law or in equity. The Lease may be amended or
modified, and further agreements may be entered into between Landlord and Tenant, without further authorization from or notice to the Guarantor and no such action shall terminate, release, reduce, diminish or in any way affect any of the obligations
of the Guarantor hereunder or give any Guarantor recourse or defense against Landlord. 
 Notice of default shall be given to Guarantor at the same time as
transmitted to Tenant, however it being specifically agreed and understood that the guaranty of the undersigned is a continuing guaranty under which Landlord may proceed forthwith and immediately against Tenant or against Guarantor following any
breach or default by Tenant or for the enforcement of any rights which Landlord may have as against Tenant pursuant to or under the terms of the within Lease or at law or in equity. 

Landlord shall have the right to proceed against Guarantor hereunder following any breach or default by Tenant without first proceeding against provided that
previous notice to or demand has been timely made upon Tenant and Guarantor. 
 Guarantor hereby waives (a) notice of acceptance of the Guaranty
(b) demand of payment, presentation and protest, (c) all right to assert or plead any statute of limitations as to or relating to this Guaranty and the Lease, (d) any right to require the Landlord to proceed against the Tenant or any
other Guarantor or any other person or entity liable to Lessor, (e) any right to require Landlord to apply to any default and security deposit or other security it may hold under the Lease, (f) any right to require Landlord to proceed
under any other remedy Landlord may have before proceeding against Guarantor, or (g) any right of subrogation. 

 Guarantor does hereby subrogate all existing or future indebtedness of Tenant to Guarantor to the obligations
owed to Landlord under the Lease and this Guaranty. 
 The obligations of Tenant under the Lease to execute and deliver estoppel statements and financial
statements, as therein provided, shall be deemed to also require the Guarantor hereunder to so do and provide the same relative to Guarantor. 
 The term
“Lessor” whenever hereinabove used, refers to and means the Landlord in the foregoing identified Lease specifically named and also any assignee of said Lessor, whether by outright assignment or by assignment for security, and also any
successor to the interest of said Landlord or of any assignee in such Lease or any part thereof, whether by assignment or otherwise. So long as the Lessor’s interest in or to the leased premises or the rents, issues and profits there from, or
in, to or under said Lease are subject to any mortgage or deed of trust or assignment for security, no acquisition by Guarantor of the Lessor’s interest in the leased premises or under said Lease shall affect the continuing obligation of
Guarantor under this Guaranty which shall nevertheless continue in full force and effect for the benefit of the mortgagee, beneficiary, trustee or assignee under such mortgage, deed of trust or assignment of any purchase at sale by judicial
foreclosure or under private power of sale, and of the successors and assigns of any such mortgagee, beneficiary, trustee, assignee or purchaser. 
 The
term “Tenant” whenever hereinabove used refers to and means the Tenant in the foregoing Lease specifically named and also any assignee or subtenant of said Lease and also any successor to the interests of said Tenant, assignee, or
subtenant of such Lease or any part thereof, whether by assignment, sublease or otherwise. 
 GUARANTOR: 

Executed at: Wichita, Kansas on the 26th day of July, 2012 

Speedy Cash Intermediate Holdings Corp. 
  

			
	 /s/ Chad Faulkner

	By:	 	Chad Faulkner, PresidentEX-10.26

 Exhibit 10.26 

COMMERCIAL LEASE AGREEMENT 
 This
Commercial Lease Agreement (“Lease”) is entered into this March 29, 2012 (“Effective Date”) between Tiger Financial Management, LLC, 3527 N Ridge Rd, Wichita, KS 67205 (“Tenant”) and CDM Development, LLC, 3527 N Ridge
Rd, Wichita, KS 67205 (“Landlord”). 
 1. Premises: Landlord rents to Tenant, and Tenant rents from Landlord the building to be developed
(“Building”) and property at 3615 N Ridge Rd, Wichita, KS 67205 (the “Premises”), of which Landlord is the owner, subject to the terms and conditions in this Agreement. The Premises comprises of approximately 1.838 acres with a
proposed 20,999 sq ft building. 
 2. Term: The term of this Lease shall be for ten (10) years (“Term”) beginning when Landlord and
Tenant agree upon and fully execute a letter of commencement, following development of the proposed Building (“Commencement Date”) and expire on the last day of the 120th month from
Commencement Date, unless sooner terminated as herein set forth or unless extended in accordance with the provisions hereof. Possession of the Premises shall be given at the Effective Date with possession of the Building being granted at the
Commencement Date. Should Landlord fail to deliver possession of the Building within 36 months of the Effective Date, this Lease will be null and void unless mutually extended and agreed in writing by both Landlord and Tenant. 

3. Options: Tenant shall have two (2) five (5) year options to extend the term of the Lease at the same terms and conditions as the original term.
Tenant shall exercise its right to by written notice to Landlord delivered on or before 90 days prior to the expiration of the Term or First Option Term. 

4. Monthly Rent: Payment of Monthly Rent shall commence on the Commencement Date. Tenant will pay to Landlord rent payable in equal installments of
$35,855.79 NNN ($20.49/yr NNN) the first such payment on the Commencement Date and subsequent monthly payments on the first (1st) day of each succeeding month during the Term, except when that day falls on a weekend or a legal holiday, in which case
rent is due on the next business day. 
 4.1 Adjustment to Monthly Rent: The Monthly Rent set forth in Section 4 shall be subject to a 3%
increase for the remainder of the Term, with increases occurring on the anniversary of the Commencement Date. 
 4.2 TI Allowance: None. Tenant agrees
to accept abated rent in lieu of TI Allowance. 
 4.3 Security Deposit: None; Landlord accepts Tenant’s audited financial statements as
acceptable. Tenant agrees to provide updated annual financial statements upon request. 
 5. Common Area Maintenance Expenses, Taxes and other Additional
Rent: Tenant shall, from the Effective Date through the term of this Lease, keep in good order, condition, and repair, the Premises and every part thereof, structural (pertaining to the premises and within the premises) or nonstructural, and all
adjacent sidewalks, landscaping, driveways, parking lots, fences, and signs included with the Premises. Landlord shall incur no expense nor have any obligation of any kind whatsoever in connection with maintenance of the Premises. 

Tenant shall pay all real property taxes applicable to the Premises from the Effective Date through and during the term of this Lease. All such payment shall
be made at least ten (10) days prior to the delinquency of such payment. Tenant shall promptly furnish Landlord with satisfactory evidence that such taxes have been paid. If any such taxes paid by Tenant shall cover any period of the time prior
to or after the expiration of the term hereof, Tenant’s share of such taxes shall be equitably prorated to cover only the period of time within the tax fiscal year during which this Lease shall be in effect, and Landlord shall reimburse Tenant
to the extent required. 
 6. Late Charges: Any installment of Rent or any part thereof which is not made when due shall bear interest at the rate of
Wall Street Journal Prime Rate plus three percent (3%) per annum from the date when the same is due hereunder until the same shall be paid (“Late Charge”). 

 7. Utilities: All applications and connections for necessary utility services on the demised premises
shall be made in the 
 name of Tenant only, and Tenant shall be solely liable for utility charges as they become due, including those for sewer, water, gas,
electricity, and telephone services. 
 8. Insurance: The Tenant shall maintain at all times from the Effective Date through and during the term of
this Lease policies of insurance as follows: 
 Tenant, as a common area expense, shall maintain: 

(a) Insurance against loss or damage to the Building and all other improvements by fire and such other hazards as may be covered by the form of
“all-risk” coverage then customarily in use, in such amount as Landlord may determine to be sufficient to cover one hundred percent (100%) of the full replacement value from time to time of the
Building and all other improvements, the proceeds of which shall be payable to Landlord. 
 Tenant, at its sole cost and expense, shall maintain: 

(b) Comprehensive general public liability insurance against claims for bodily injury, death, and property damage occurring in or about the
Premises or Adjacent Facilities, to afford protection in such limits as shall be reasonably requested by Landlord from time to time, but in any event not less than One Million Dollars ($1,000,000) as a single limit policy in respect to any one
occurrence causing injury or death, and property damage. 
 (c) Such other insurance, including personal property and business interruption
insurance, in such amounts as may from time to time be reasonably required by Landlord against other insurable hazards that are at the time commonly insured against in the case of premises similarly situated. 

All policies of insurance shall be written by companies reasonably satisfactory to Landlord and any mortgagee of Landlord and shall name as insured Landlord
and such other persons or entities as Landlord may designate, as their interests may appear, and shall provide that losses shall be paid to such insured as their interests may appear. At the request of Landlord, a mortgagee clause shall be included
in such policies covering Landlord’s mortgagee. Certificates evidencing renewals of each policy of insurance shall be delivered to Landlord at least twenty (20) days prior to the expiration dates of the respective policies. Tenant shall
perform and satisfy all requirements of the companies writing any insurance policies referred to in this Lease so that at all times companies of good standing satisfactory to Landlord shall be willing to write such insurance. 

Whenever (a) any loss, cost, damage or expense resulting from fire or other casualty or occurrence is incurred by either of the parties to this Lease, or
anyone claiming by, through or under it, in connection with the Premises, and (b) such party is then covered in whole or in part by insurance with respect to such loss, cost, damage or expense, then the party so insured hereby releases the
other party from any liability it may have on account of such loss, cost, damage or expense to the extent of any amount recovered by reason of such insurance and waives any right of subrogation which might otherwise exist in or accrue to any person
on account thereof, provided that such release of liability and waiver of the right of subrogation shall not be operative in any case when the effect thereof is to invalidate such insurance coverage or increase the cost thereof (provided that in the
case of increased cost the other party shall have the right, within thirty (30) days following written notice, to pay such increased cost, thereupon keeping such release and waiver in full force and effect). 

In case any action or proceeding shall be commenced against Landlord growing out of any loss, cost, damage or expense under this Section, Landlord may give
written notice of the same to Tenant and thereafter Tenant shall assume and discharge all obligation to defend the same and save and keep Landlord harmless from all costs, expenses (including, but not limited to, Landlord’s attorneys’
fees), liabilities, judgments and executions in any manner growing out of, pertaining to or connected therewith. In case Tenant shall at any time fail, neglect or refuse to procure or renew any insurance hereinabove provided, then Landlord shall
have the right, but not the obligation, to procure or renew such insurance and any amounts paid therefore by Landlord shall be so much Additional Rent due at the next rent day after any such payment, with interest thereon at the rate of Wall Street
Journal Prime Rate plus three percent (3%) per annum from the date of payment thereof. 
 9. Signage: Tenant may install, at its sole cost and
expense, maximum allowable signage (permitted by law) on the storefront of the Premises using its standard corporate or concept colors and logo. Tenant will be included on monument sign, if any. If monument signage is unavailable, and monument
signage is allowed under all applicable local ordinances, Tenant, at Tenant’s sole cost and expense, may install monument signage for its sole and exclusive use. Design and location of the monument sign is subject to Landlord’s approval.
All Tenant Signage shall be subject to all applicable local ordinances. Subject to local governmental approvals, Tenant may display professionally designed and installed “COMING SOON”, “NOW HIRING” and “GRAND OPENING”
exterior banners and/or window signage at the Premises after the Lease is signed and prior to Tenant opening for business. 

  
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 10. Parking: Landlord shall provide all unassigned common area parking for Tenant’s employees and
customers as required by applicable code or law. 
 11. Default: Each of the following shall be an “Event of Default”: 

1. If Tenant shall fail to pay rent when due, the Landlord, at his option, may terminate all rights of the Tenant herein after not less than
five (5) days written notice of such default given unless Tenant rectifies or cures the default within the said time. 
 2. If Tenant
shall fail to pay any other payment of money, costs or expenses to be paid by Tenant under this Lease, when due, and the continuance of such failure for a period of ten (10) days after written notice from Landlord specifying such failure; 

3. In the event of a default made by Tenant in any of the other covenants or conditions to be kept, observed and performed by Tenant, Tenant
shall have thirty (30) days after receipt of written notice thereof to cure such default. 
  

	 	4.	The filing or execution or occurrence of any of the following will be considered a Default on the part of Tenant: 

(a) A petition in bankruptcy by or against Tenant; 

(b) A petition against or answer by Tenant seeking a reorganization, arrangement, composition, readjustment, liquidation, dissolution or other
relief of the same or different kind under any provision of any bankruptcy laws; 
 (c) Adjudication of Tenant as a bankrupt or insolvent;

 (d) An assignment by Tenant for the benefit of creditors; 

(e) A petition against or proceeding by Tenant for, or the appointment of, a trustee, receiver, guardian, conservator or liquidator of
Tenant with respect to the Premises or with respect to all or substantially all of Tenant’s property; or 
 (f) A petition against or
proceeding by or against Tenant for its dissolution or liquidation or the taking of possession of Tenant’s property by any governmental authority in connection with dissolution or liquidation. Where in the case of a petition filed against
Tenant under (a), (b), (d) or (e) above, such petition is not dismissed within ninety (90) days after the filing thereof; 
 (g)
Entry of an order, judgment or decree by any court of competent jurisdiction granting any prayer or demand contained in any petition under (a), (b), (e) or (f) above, which order, judgment or decree is not reversed or vacated within ninety
(90) days after it is entered; 
 (h) Vacation or abandonment of the Premises; or (i) Taking by any person of Tenant’s interest in
this Lease upon execution, attachment or other process of law or equity. 
 In the event that the Tenant shall fail to cure any default within the time
allowed under this section, Landlord may declare the term of this Lease ended and terminated by giving Tenant written notice of such intention, and if possession of the premises is not surrendered, Landlord may reenter said premises. Landlord shall
have, in addition to the remedy above provided, any other right or remedy available to Landlord on account of any Tenant default, either in law or equity. Landlord shall use reasonable efforts to mitigate its damages. 

In the event of Default on the part of Tenant, Landlord, at its option, in addition to all other rights and remedies provided in this Lease, at law or in
equity: (a) terminate this Lease and Tenant’s right of possession of the Premises, and recover all damages to which Landlord is entitled at law, specifically including, without limitation, the excess of the aggregate Fixed Rent and
Additional Rent that would have accrued for the balance of the Term, together with all of Landlord’s expenses of re-leasing (including repairs, alterations, improvements, additions, decorations, legal fees and brokerage commissions) or
(b) terminate Tenant’s right of possession of the Premises without terminating this Lease. In all events, Landlord may re-lease the Premises, or any part thereof for the account of Tenant, for such
rent and term and upon such terms and conditions as are acceptable to Landlord. If Landlord shall have elected to pursue its right to terminate Tenant’s right of possession of the Premises without terminating the Lease, then Landlord shall have
the further right and remedy to subsequently rescind such election and terminate the Lease. For purposes of any such re-leasing, Landlord is authorized to decorate, repair, alter and improve the Premises to the extent deemed necessary by Landlord,
in its reasonable discretion, all at Tenant’s expense. If Landlord fails to re-lease the Premises, or if the Premises are re-leased and a sufficient sum is not
realized there from after payment of all Landlord’s expenses of re-leasing (including without limitation repairs, alterations, improvements, additions, decorations, legal fees and brokerage 

  
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 commissions) to satisfy the payment, when due, of Fixed Rent and Additional Rent reserved under this Lease for
any monthly period, then Tenant shall pay Landlord a sum equal to the amount of Fixed Rent and Additional Rent due under this Lease for each such monthly period, or if the Premises have been re-leased, Tenant
shall pay any such deficiency on the rent day applicable to such month. Tenant agrees that Landlord may file suit to recover any sums due to Landlord hereunder at any time or from time to time and that such suit or recovery of any amount due
Landlord hereunder shall not be any defense to any subsequent action brought for any amount not theretofore reduced to judgment in favor of Landlord. In the event Landlord elects to terminate Tenant’s right of possession only, without
terminating this Lease, Landlord may, at Landlord’s option, enter into the Premises, remove Tenant’s property, and other evidences of tenancy, and take and hold possession thereof; provided, however, that such entry and possession shall
not terminate this Lease or release Tenant, in whole or in part, from Tenant’s obligation to pay the Fixed Rent and Additional Rent reserved hereunder for the full Term or from any other obligation of Tenant under this Lease. Any and all
property which may be removed from the Premises by the Landlord pursuant to the authority of the Lease or of law, to which the Tenant is or may be entitled, may be handled, removed or stored by the Landlord at the risk, cost and expense of the
Tenant, and the Landlord shall in no event be responsible for the value, preservation or safekeeping thereof. Tenant shall pay to the Landlord, upon demand, any and all reasonable expenses incurred in such removal and all storage charges against
such property so long as the same shall be in the Landlord’s possession or under the Landlord’s control. In the event Landlord exercises any remedy provided under this Section, all deposits theretofore made by Tenant with utility companies
or under this Lease, all unearned insurance premiums and all rights of Tenant under all insurance policies required under this Lease, any claims for refund of any Imposition, any pending insurance claims or condemnation awards, and all fuel and
supplies on the Premises shall be deemed to be and are hereby assigned to and transferred to Landlord, to be applied in payment of Tenant’s liability under this Lease. 

No waiver of any default of Tenant hereunder shall be implied from any omission to take any action on account of such default if such default persists or is
repeated, and no express waiver shall affect any default other than the default specified in the express waiver and that only for the time and to the extent therein stated. One or more waivers by Landlord or Tenant shall not be construed as a waiver
of a subsequent breach of the same covenant, term or condition. 
 12. Condemnation: If any legally, constituted authority condemns or takes by
eminent domain the Premises or such part thereof which shall make the Premises unsuitable for leasing for Tenant’s business purposes, this Lease shall cease when the public authority takes possession, and Landlord and Tenant shall account for
Rent as of that date. Any award for the taking of all or any part of the Premises under the power of eminent domain or any payment made under threat of the exercise of such power shall be the property of Landlord, whether such award shall be made as
compensation for diminution in value of the leasehold or for the taking of the fee, or as severance damages; provided, however, that in the event Tenant has paid for all or part of the construction of the building or outside improvements, which it
occupies, it shall be entitled to receive any award with regard to the condemnation of the building and outside improvements pertaining to that portion for which it paid, whether for the taking or diminution in value thereof, if such condemnation
occurs during the first fifteen (15) years after the Commencement Date of this Lease, and provided further that Tenant shall be entitled to any compensation, separately awarded to Tenant for Tenant’s relocation expenses and/or loss of
Tenant’s Trade Fixtures. 
 13. Assignment of Agreement and Subletting: Tenant shall not without Landlord’s consent, which shall not be
unreasonably withheld or conditioned, assign or sublease the Premises. The following shall not be deemed an assignment or sublease: assignment of the Lease (in whole or part) or sublease of the Premises (in whole or in part to a corporation or
entity which is (a) a parent, subsidiary, affiliate, franchisee, or licensee of Tenant; (b) a corporation with which Tenant merges; and (c) the result of a reorganization or the surviving corporation or entity following a
consolidation, merger or other corporate restructuring. 
 14. Violation of Laws: Tenant, guests and invitees of either Tenant or guests will not use
the premises in such a manner that violates any law, ordinance, statutes or requirement of any municipal, state or federal authority now in force, or which may hereafter be in force, pertaining to the premises, occasioned by or affecting the use
thereof by Tenant. Landlord shall comply with all laws, orders, ordinances, statutes or requirements now or hereafter affecting the premises. 
 15.
Property Damage And Destruction: In the event (a) of partial or total destruction of the Premises or the building in which the Premises are located which requires repairs to either the Premises or said building, Landlord shall forthwith
make said repairs, provided Tenant gives Landlord thirty (30) days prior written notice of the necessity therefor and provided Tenant did not cause such damage or destruction. If Tenant caused such damage or destruction and the cost of repair
is not covered by the insurance provided for hereunder, Tenant shall forthwith make said repairs at its sole cost 

  
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 and expense. However, if the building in which the Premises are located is damaged as a result of fire or any
other insured casualty to an extent in excess of forty percent (40%) of its then replacement cost (excluding foundation[s]); fifty percent (50%), or more, of the total square footage of the Building is damaged or destroyed by any casualty, at
anytime, Landlord may within sixty (60) days following the date such damage occurs terminate this Lease by written notice to Tenant. During the period that Landlord is making said repairs, this Lease shall continue in full force and effect, and
the Monthly Base Rent shall be proportionately reduced based upon the extent to which the making of such repairs shall interfere with the business carried on by Tenant in the Premises. If Landlord elects to terminate this Lease, all rentals shall be
prorated between Landlord and Tenant as of the date of such destruction. 
 16. Hazardous Material:
“Hazardous Materials” as used herein, shall mean any product, substance, chemical, material or waste whose presence, nature, quantity, and/or intensity of existence,
use, manufacture, disposal, transportation, spill, release, or effect, either by itself or in combination with other materials is either (i) potentially injurious to the public health, safety, or welfare, the environment or the Premises,
(ii) regulated or monitored by any governmental agency, or (iii) a basis for liability to any governmental agency or third party under any applicable statute or common law theory. Hazardous Materials shall also include, but not be limited to,
hydrocarbons, petroleum, gasoline, crude oil, or any products, by-products, or fractions thereof, asbestos, all products defined in the environmental laws of the state of the Premises, or defined by the United
States Government, and those products described in the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended, 42 U.S.C. Article 9601 et seq., or defined by any applicable state or local laws and the regulations
adopted there under. 
 Tenant hereby indemnifies and holds Landlord and Landlord’s officers, directors, shareholders, managers, members, agents and
employees harmless from and against, and shall reimburse Landlord and Landlord’s officers, directors, shareholders, managers, members, agents and employees for, any and all “Losses” (as hereinafter defined) arising from, out of or as
a consequence, directly or indirectly, of the release by Tenant of any Hazardous Materials on the Premises which first occurs during the Term of this Lease. “Losses” shall mean any and all loss, claim, liability, damages, injuries to
person, property or natural resources, cost, expense, action or cause of action and includes, but is not limited to, all costs of removal, remediation of any kind, detoxification, clean up and disposal of such Hazardous Materials and the preparation
of any closure or other required plans, all costs of determining whether the Premises is in compliance and causing the Premises to be in compliance with all applicable Environmental Laws, all costs and fees associated with claims for damages to
persons, property, or natural resources, and reasonable attorneys’ fees and consultants’ fees and court costs in respect thereto whether or not litigation or administrative proceedings shall occur, including all costs and expenses incurred
or suffered by Landlord by reason of any violation of any applicable Environmental Law which occurs, or has occurred, upon the Premises during the Term of this Lease, or by reason of the imposition of any governmental lien for the recovery of
environmental clean-up costs expended by reason of such violation. 
 The parties hereby covenant and agree that all
obligations of a party under this Section shall survive any termination of the Lease, it being further understood and agreed that the rights of the indemnified party under this Section shall be in addition to any other rights and remedies under this
Lease or at law or in equity. Any amount due to the indemnified party under this Section not paid by the other party within thirty (30) days after written demand therefor shall bear interest at Prime plus three percent (3%) per annum. 

17. Alterations and Repairs by Tenant: Tenant shall not replace, alter or repair the Premises or any part thereof or any equipment or
appurtenance thereto if the cost thereof exceeds in the aggregate Twenty Thousand and No/100 Dollars ($20,000.00) (any such action being hereinafter referred to as a “Capital Improvement”), unless Tenant shall comply with the following
requirements, which shall be applicable to all Capital Improvements: 
 (a) Tenant shall, before the commencement of the work, obtain
Landlord’s prior consent to the proposed Capital Improvement and shall at least ten (10) days prior to the commencement of the work furnish the Landlord with the following: 

(1) Complete plans and specifications for the work prepared by a licensed architect approved by Landlord, which plans and specifications shall
also meet with Landlord’s approval, together with the approval thereof by any governmental board, bureau or body then exercising jurisdiction over the Premises, which plans and specifications shall be and become Landlord’s sole and
absolute property in the event that this Lease shall be terminated for any reason; 
 (2) A fixed-sum contract in assignable form made with a
reputable and responsible contractor satisfactory to Landlord, providing for the erection, completion and terms of payment for all work, labor and materials necessary to perform the work within the fixed price provided for in such contract; 

 

  
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 (3) An assignment to Landlord of such contract, duly executed and acknowledged by Tenant, to be
effective upon any termination of this Lease or upon Landlord’s re-entry upon the Premises following an Event of Default prior to complete performance of such contract, such assignment also to include the
benefits of all payments made on account of such contract, including payments made prior to the effective date of such assignment; and 
 (b)
Tenant shall (1) at its expense carry or cause to be carried the necessary worker’s compensation insurance and cause the insurance policies required under the Section entitled Insurance to be endorsed to cover the additional risk during
the course of the work, and (2) procure all necessary permits from all governmental agencies and departments having jurisdiction in connection with such work. Tenant shall deliver evidence of compliance with the foregoing requirements to
Landlord prior to the commencement of the work. Whenever requested by Landlord during the period of work, Tenant shall cause the architect in charge of the work (or if there is no architect in charge, the general contractor performing the work) to
report in writing to Landlord as to whether the work is being done promptly and in a good and workmanlike manner, and in substantial compliance with the plans and specifications for the work. Tenant shall also deliver to Landlord copies of any and
all interim or progress certificates or other reports submitted by Tenant’s architect, engineer or contractor. 
 (c) The Capital
Improvements shall be made promptly, in a first-class and workmanlike manner, in compliance with all Requirements and shall not lessen the value of the Premises. Title to any Building, Improvements, fixtures, (other than Trade Fixtures), additions,
alterations, restorations, repairs and replacements constructed, made or installed by Tenant, whether or not resulting from any Capital Improvement and including, but not limited to, any repairs, restoration and other work required to be done
pursuant to the provisions of other Sections of this Lease, shall be and become Landlord’s sole property at the end of the Term without the necessity of Tenant’s execution and delivery of any instrument transferring title thereto.
Notwithstanding the foregoing, Tenant covenants and agrees upon Landlord’s request to execute, acknowledge and deliver to Landlord any instrument reasonably requested by Landlord to confirm such title, and if Tenant shall fail or refuse
to execute, and deliver any such instrument, Landlord is hereby irrevocably appointed Tenant’s attorney-in-fact to execute, acknowledge and deliver such instrument
in Tenant’s name. 
 18. Tenant’s Maintenance: Tenant shall, at its sole expense, keep the Premises, including all systems and equipment, in
good repair and in a clean and in conformance with the applicable law, including, but not limited to, the lawful and valid requirements of any municipality in which such Premises may be situated and of all other public authorities, and shall make,
at Tenant’s own expense, all additions, improvements, alterations and repairs on the Premises and on and to the improvements, interior and exterior required by any lawful authorities. Tenant shall not commit or suffer, and shall use all
reasonable precautions to prevent, waste, damage or injury to all of the foregoing. Tenant shall also make all necessary replacements, renewals, alterations and additions required to maintain all portions of the Premises in good condition. 

19. Liens: Tenant shall not do any act which shall in any way encumber the title of Landlord in and to the Premises, nor shall Tenant create or permit
to be created, and shall promptly discharge, any such lien (including, but not limited to, any mechanic’s, contractor’s, subcontractor’s or material man’s lien or any lien, encumbrance or charge arising out of any agreement
(expressed or implied), chattel mortgage, security agreement, financing statement or otherwise) upon the Premises or any part thereof or the income therefrom or any personal property used in connection with the operation of the Premises, and Tenant
shall not suffer any other matter or thing whereby the estate, rights and interest of Landlord in the Premises or any part thereof might be impaired. 
 If
Tenant shall fail to cause any such lien to be discharged of record, then Landlord, after thirty (30) days notice of its intention to do so, shall have the right, but not the obligation, in addition to any other right or remedy, to discharge
such lien either by paying the amount claimed to be due or by procuring the discharge of such lien by deposit or bonding proceedings, and in any such event Landlord shall be entitled if it so elects to compel the prosecution of an action for
foreclosure of such lien by the lienor and to pay the amount of judgment in favor of the lien owner with interest, costs and allowances. Any amount so paid by Landlord and all costs and expenses (including reasonable attorneys’ fees) incurred
by Landlord in connection therewith shall constitute Additional Rent payable by Tenant under this Lease, due from Tenant to Landlord at the next rent day after any such payment, with interest thereon at Prime plus three percent (3%) per annum from
the date of payment thereof. 
 This Lease shall constitute notice that Landlord shall not be liable for any work performed or to be performed, or any
materials furnished or to be furnished, at the Premises for Tenant upon credit, and that no mechanic’s or other lien for such work or materials shall attach to or affect the estate or interest of Landlord in and to the Premises, unless
specifically ordered by Landlord in writing. Tenant shall have no power to do any act or make any contract that may create or be the foundation for any lien, mortgage or other encumbrance upon the estate of Landlord, or any other interest of
Landlord in the Premises, the Building or the other Improvements or any part thereof. 

  
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 20. Surrender of Possession: Tenant shall on the last day of the Term or upon any sooner termination
thereof, whether by lapse of time or by reason of Tenant’s Default or otherwise, surrender and deliver to Landlord the Premises in broom clean, good condition, ordinary wear and tear excepted, and if Tenant shall thereafter remain in possession
thereof, it shall be deemed guilty of forcible detainer of the Premises and shall be subject to all the conditions and provisions contained herein and to ejection and removal, forcibly and otherwise, with or without process of law. Upon the
termination of this Lease by lapse of time, Tenant shall remove furniture, trade fixtures and other personal property belonging to Tenant that are incident to the business of Tenant (as distinguished from personal property used in the operation of
the Premises); such furniture, trade fixtures and other personal property belonging to Tenant and incident to the business of Tenant are hereinafter referred to as “Trade Fixtures”. Tenant shall repair any injury or damage to the Premises
from such removal. If Tenant does not remove such Trade Fixtures from the Premises prior to the end of the Term, however ended, Landlord may, at its option, remove the same and deliver the same to any other place of business of Tenant or warehouse
the same, and Tenant shall pay the cost of such removal (including the repair of any injury or damage to the Premises or the Improvements resulting from such removal), delivery and warehousing to Landlord on demand, or Landlord may treat such Trade
Fixtures as having been conveyed to Landlord with this Lease as a bill of sale, without further payment or credit by Landlord or Tenant. 
 Any holding over
by Tenant of the Premises after the expiration of this Lease shall operate and be construed to be a tenancy from month to month only, at one hundred thirty percent (130%) of the monthly installments of fixed rent, plus additional rent and other sums
otherwise payable hereunder for the Term. Nothing contained in this Section shall be construed to give Tenant the right to hold over after the expiration of this Lease, and Landlord may exercise any and all remedies at law or in equity to recover
possession of the Premises and may seek damages in the event of such a hold over tenancy. 
 21. Brokerage Fees, Commissions: Tenant has not otherwise
engaged in any activity which could form the basis for a claim for real estate commission, brokerage fee, finder’s fee or other similar charge, in connection with this Lease. 

22. Indemnification of Landlord: 
 To the fullest extent
permitted by Law, Tenant agrees to indemnify and save Landlord and its respective agents and employees harmless from and against all liabilities, claims, suits, fines, penalties, damages, losses, fees, costs and expenses (including, but not limited
to, Landlord’s attorneys’ fees) that may be imposed upon, incurred by or asserted against Landlord by reason of: 
 (a) Any work or
thing to be done in, on or about the Premises or any part thereof other than Landlord’s work or improvements; 
 (b) Any use,
occupation, condition, operation of the Premises or any part thereof or of any adjacent property or any occurrence on any of the same; 
 (c)
Any action or omission on the part of Tenant or any Sub Tenant or any of its or their agents, contractors, servants, employees, licensees or invitees; 

(d) Any accident, injury (including death) or damage, regardless of the cause thereof, to any person or property occurring in, on or about the
Premises or any part thereof or any Adjacent Facility; and/or 
 (e) Any failure on Tenant’s part to perform or comply with any of the
covenants, agreements, terms or conditions in this Lease or in any sublease, license, concession or other agreement entered into by Tenant. 
 The
provisions of this Section shall survive the expiration or earlier termination of this Lease. Tenant agrees to pay, and to indemnify Landlord against, all costs and expenses (including, but not limited to, Landlord’s reasonable attorneys’
fees) incurred by or imposed upon Landlord by or in connection with any litigation to which Landlord becomes or is made a party without fault in its part, whether commenced by or against Tenant, or that may be incurred by Landlord in enforcing any
of the covenants and agreements of this Lease (with or without the institution of any action or proceeding relating to the Premises or this Lease) or in obtaining possession of the Premises after an Event of Default or upon expiration or earlier
termination of this Lease. Landlord may, but shall not be obligated to, cure any Default by Tenant hereunder. All sums expended and all costs and expenses (including, but not limited to, reasonable attorneys’ fees) incurred by Landlord pursuant
to the provisions of this Lease or on account of any Default by Tenant under this Lease shall bear interest thereon from the respective dates when expended or incurred by Landlord at Prime plus three per cent (3%) per annum until repaid by Tenant to
Landlord, and all such sums together with such interest shall become Additional Rent under this Lease, payable by Tenant to Landlord on the next rent date after such expenditure. All Rent and other amounts payable by Tenant under this Lease shall be
and are hereby declared to be a valid and first lien upon Tenant’s interest in the Premises and upon the rents, issues and profits in any manner arising or growing out of the same, and upon Tenant’s interest in this Lease. 

  
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 Landlord’s granting of any consent under this Lease, or Landlord’s failure to object to any action
taken by Tenant without Landlord’s consent required under this Lease, shall not be deemed a waiver by Landlord of its rights to require such consent for any further similar act by Tenant. No waiver by a party of any other breach of the
covenants of this Lease shall be construed, taken or held to be a waiver of any other breach or to be a waiver, acquiescence in or consent to any further or succeeding breach of the same covenant. None of the covenants under this Lease, and no
breach thereof, shall be waived, altered or modified except by a written instrument executed by Landlord. No remedy conferred upon or reserved to a party under this Lease or under law shall be considered exclusive of any other remedy, but such
remedies shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute or otherwise, and every power and remedy given by this Lease to that party which may be
exercised from time to time and as often as occasion may arise or as may be deemed expedient, without precluding that party’s simultaneous or later exercise of any or all other rights or remedies. No delay or omission of a party Landlord to
exercise any right or power arising from any Default or Event of Default shall impair any such right to power or shall be construed to be a waiver of any such Default or Event of Default or acquiescence therein. 

23. Court Costs and Attorneys Fees: In any action or legal proceeding to enforce any part of this Lease, the prevailing party shall recover reasonable
attorneys’ fees and court costs. 
 24. Prevailing Law: This Lease shall be construed and enforced in accordance with the laws of the state in
which the Premises is located. 
 25. Binding on Successors: All covenants, agreements, conditions and undertakings contained in this Lease shall
extend and inure to and be binding upon Landlord’s successors and assigns and Tenant’s permitted successors and assigns as if such successors and assigns were in each case specifically named, and shall be construed as covenants running
with the land. Wherever reference is made in this Lease to either party, it shall be held to include and apply to such successors and assigns. The provisions of this Section shall not be construed to grant or to confer any greater rights of
assignment upon Tenant than are provided in the Section entitled Assignment of Agreement and Subletting. 
 26. Time is of the Essence: Time is of the
essence with respect to every provision of this Lease. 
 27. Entire Agreement: This document and any Attachments constitute the entire Agreement
between the parties, and no promises or representations, other than those contained here and those implied by law, have been made by Landlord or Tenant. Any modifications to this Agreement must be in writing and signed by Landlord and Tenant. 

28. Severability: The provisions of this Lease are severable and in the event any provision, clause, sentence, section or part thereof is held to be
invalid, illegal, unconstitutional, inapplicable or unenforceable to any person or circumstances, such invalidity, illegality, unconstitutionality, inapplicability or unenforceability shall not affect or impair any of the remaining provisions,
sentences, clauses, sections, parts of the lease or their application to Tenant or other persons or circumstances. To the extent that any portion of this agreement found to be invalid, illegal, unconstitutional, inapplicable or unenforceable may be
valid by striking of certain words or phrases, such words or phrases shall be deemed to be stricken and the remainder of the provisions and the remainder of the other portions of this Lease agreement shall remain in full force and effect. It is
further agreed that this Lease may be executed in counterparts, each of which when considered together shall constitute the original contract. 

(SIGNATURES ON NEXT PAGE) 

  
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 IN WITNESS WHEREOF the parties set their hands the date first set forth above. 

Landlord:             CDM Development, LLC 

 

			
	By:	 	 /s/ Doug Rippel

	Name: Doug Rippel
	Title:	 	Managing Member
	
	Tenant:                Tiger Financial Management, LLC
		
	By:	 	 /s/ Chris Darnell

	Name: Chris Darnell
	Title:	 	Vice President, Real Estate

  
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