Document:

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                                                                     EXHIBIT 4.1

                       AMENDMENT NO. 1 TO RIGHTS AGREEMENT

     This Amendment No. 1 to Rights Agreement (this "Amendment"), effective as
of June 30, 2006 is between UnionBancorp, Inc., a Delaware corporation (the
"Company"), and Computershare Investor Services, LLC, as rights agent (the
"Rights Agent").

     WHEREAS, the Company and the Rights Agent are parties to a Rights
Agreement, dated as of August 5, 1996 (the "Rights Agreement");

     WHEREAS, Section 27 of the Rights Agreement provides that, the Company may
from time to time supplement or amend the Rights Agreement without the approval
of any holders of Rights;

     WHEREAS, the Company and Centrue Financial Corporation, a Delaware
corporation ("Centrue"), expect to enter into an Agreement and Plan of Merger
dated as of June 30, 2006, as may be amended and supplemented from time to time
(the "Merger Agreement") pursuant to which, among other things, Centrue will
merge with and into the Company (the "Merger") and each outstanding share of
Common Stock of Centrue will be converted into the right to receive 1.2 shares
of Company Common Stock, upon surrender of the certificate or certificates
representing such share of Centrue Common Stock, upon the terms and subject to
the conditions of the Merger Agreement;

     WHEREAS, as an inducement to and condition of Centrue's willingness to
enter into the Merger Agreement, the Company intends to enter into a Voting
Agreement, dated as of June 30, 2006, as may be amended and supplemented from
time to time (the "UnionBancorp Voting Agreement"), between the Company, Centrue
and certain principal stockholders of the Company;

     WHEREAS, pursuant to a resolution duly adopted on June 30, 2006, the Board
of Directors of the Company has authorized the amendment of the Rights Agreement
to exempt the Merger, the Merger Agreement, the UnionBancorp Voting Agreement
and the other transactions specifically contemplated thereby from the
application of the Rights Agreement; and

     WHEREAS, the Board of Directors of the Company has determined that such
amendment is desirable and is consistent with the objectives of the Board of
Directors in connection with the original adoption of the Rights Agreement.

     NOW, THEREFORE, in consideration of the premises and mutual agreements set
forth herein, and other good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, the parties hereby agree as
follows:

     1. Amendment to the definition of Acquiring Person. The definition of
"Acquiring Person" in Section 1(a) of the Rights Agreement is hereby amended by
adding the following new paragraph to the end thereof:

     "Notwithstanding anything in this Agreement that might otherwise be deemed
to the contrary, none of Centrue nor any party (individually or collectively) to
the

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UnionBancorp Voting Agreement, shall be deemed to be an Acquiring Person solely
by reason of: (i) the approval, execution or delivery of the Merger Agreement;
(ii) the approval, execution or delivery of the UnionBancorp Voting Agreement;
(iii) the consummation of the transactions specifically contemplated thereby,
each upon the terms and subject to the conditions of the Merger Agreement and
the UnionBancorp Voting Agreement."

     2. Amendment to Section 1. Section 1 of the Rights Agreement is hereby
amended by adding the following definitions:

     "Centrue" shall mean Centrue Financial Corporation, a Delaware Corporation.

     "Merger Agreement" shall mean the Agreement and Plan of Merger, dated as of
June 30, 2006, as may be amended and supplemented from time to time, between
Centrue and the Company."

     "UnionBancorp Voting Agreement" shall mean the Voting Agreement, dated as
of June 30, 2006, as may be amended and supplemented from time to time, between
Centrue, the Company and certain principal stockholders of the Company."

     3. Effective Date. This Amendment become effective as of the date first
written above but such effectiveness shall be contingent upon the execution and
delivery of the Merger Agreement and the UnionBancorp Voting Agreement by the
Company.

     4. Effect of Amendment. Except as expressly provided herein, the Rights
Agreement shall be and remain in full force and effect.

     5. Governing Law. This Amendment shall be deemed to be a contract made
under the laws of the State of Delaware and for all purposes shall be governed
by and construed in accordance with the laws of the State of Delaware applicable
to contracts made and to be performed entirely in that State.

     6. Counterparts. This Amendment may be executed in any number of
counterparts and each of such counterparts shall for all purposes be deemed to
be an original, and all such counterparts shall together constitute but one and
the same instrument.

     7. Capitalized Terms. Capitalized terms used in this Amendment and not
defined herein shall have the meanings assigned thereto in the Rights Agreement.

                  [Remainder of Page Intentionally Left Blank]

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     IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
duly executed as of the date set forth above.

                                    UNIONBANCORP, INC.

                                    By: /s/ Scott A. Yeoman
                                        ----------------------------------------
                                    Name: Scott A. Yeoman
                                    Title: President and Chief Executive Officer

                                    COMPUTERSHARE INVESTOR SERVICES, LLC

                                    By: /s/ Blanche Hurt
                                        ----------------------------------------
                                    Name: Blanche Hurt
                                    Title: General Counsel and Secretary<PAGE>

                                                                    EXHIBIT 10.1

                             UNION VOTING AGREEMENT

     THIS VOTING AGREEMENT (this "AGREEMENT") is entered into as of June 30,
2006, among UNIONBANCORP, INC., a Delaware corporation ("UNION"), CENTRUE
FINANCIAL CORPORATION, a Delaware corporation ("CENTRUE"), and each of the
undersigned stockholders of Union (collectively referred to in this Agreement as
the "PRINCIPAL STOCKHOLDERS," and individually as a "PRINCIPAL STOCKHOLDER.")

                                    RECITALS

     A. As of the date hereof, each Principal Stockholder is the owner of the
number of shares of Union common stock, $1.00 par value per share ("UNION COMMON
STOCK"), as is set forth opposite such Principal Stockholder's name on the
signature page attached hereto and such total number of shares represents
approximately the percentage of the issued and outstanding shares of Union's
voting stock that is also set forth thereon opposite such Principal
Stockholder's name.

     B. Centrue and Union are contemplating a reorganization through the merger
(the "MERGER") of Centrue with and into Union pursuant to an Agreement and Plan
of Merger dated of even date herewith (the "MERGER AGREEMENT").

     C. Centrue is unwilling to expend the substantial time, effort and expense
necessary to implement the Merger, including applying for and obtaining
necessary approvals of regulatory authorities, unless all of the Principal
Stockholders, which consist as a group of the directors of Union and UnionBank
who are holders of Union Common Stock, enter into this Agreement.

     D. Each Principal Stockholder believes it is in his or her best interest as
well as the best interest of Union to consummate the Merger.

                                   AGREEMENTS

     In consideration of the foregoing premises, which are incorporated herein
by this reference, and the covenants and agreements of the parties herein
contained, and as an inducement to Centrue to enter into the Merger Agreement
and to incur the expenses associated with the Merger, the parties hereto,
intending to be legally bound, hereby agree as follows:

     SECTION 1. DEFINITIONS; CONSTRUCTION. All terms that are capitalized and
used herein (and are not otherwise specifically defined herein) shall be used in
this Agreement as defined in the Merger Agreement. The parties hereby
incorporate by this reference the principles of construction set forth in
Section 1.2 of the Merger Agreement.

     SECTION 2. REPRESENTATIONS AND WARRANTIES. Each Principal Stockholder
represents and warrants that as of the date hereof, he or she:

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          (A) owns beneficially and of record the number of shares of Union
Common Stock as is set forth opposite such Principal Stockholder's name on the
signature page attached hereto, all of which shares are, except as set forth on
Schedule 1 to this Agreement, free and clear of all liens, pledges, security
interests, claims, encumbrances, options, voting agreements, proxies, agreements
to sell and commitments of every kind (collectively, "ENCUMBRANCES");

          (B) has the sole, or joint with any other Principal Stockholder,
voting power with respect to such shares of Union Common Stock, and that, except
for any Union Stock Options or Union Common Stock held under any Union Employee
Benefit Plan, he or she does not own or hold any rights to acquire any
additional shares of Union's capital stock or any interest therein or any voting
rights with respect to any additional shares; and

          (C) has all necessary power and authority to enter into this Agreement
and further represents and warrants that this Agreement is the legal, valid and
binding agreement of such Principal Stockholder, and is enforceable against such
Principal Stockholder in accordance with its terms.

     SECTION 3. VOTING AGREEMENT. Each Principal Stockholder hereby agrees that
at any meeting of Union's stockholders however called, and in any action by
written consent of Union's stockholders, such Principal Stockholder shall vote
all shares of Union Common Stock now or at any time hereafter owned or
controlled by him or her:

          (A) in favor of the Merger and the other Contemplated Transactions as
described in the Merger Agreement, and any action or agreement that would
reasonably be expected to facilitate the Contemplated Transactions;

          (B) against any acquisition of any capital stock of Union or UnionBank
through purchase, merger, consolidation or otherwise, or the acquisition by any
method of a substantial portion of the assets of Union or UnionBank, in any such
case by any party other than Centrue or its Subsidiaries (an "ACQUISITION
TRANSACTION");

          (C) against any action or agreement that would reasonably be expected
to result in a material breach of any covenant, representation or warranty or
any other obligation of Union under the Merger Agreement; and

          (D) against any action or agreement that would reasonably be expected
to impede or interfere with the Contemplated Transactions, including any: (i)
change in Union's board of directors; (ii) change in Union's present
capitalization; or (iii) other material change in Union's corporate structure or
business, in each such case except as expressly contemplated by the Merger
Agreement or otherwise agreed to in writing by Centrue.

     SECTION 4. ADDITIONAL COVENANTS. Except as required by law, each Principal
Stockholder agrees that he or she will:

          (A) not, and will not permit any of his or her Affiliates, prior to
the Effective Time to sell, assign, transfer or otherwise dispose of, create an
Encumbrance with respect to, or permit to be sold, assigned, transferred or
otherwise disposed of, any Union Common Stock owned of record or beneficially by
such Principal Stockholder, whether such shares of Union

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Common Stock are owned of record or beneficially by such Principal Stockholder
on the date of this Agreement or are subsequently acquired by any method,
except: (i) for transfers by will or by operation of law (in which case this
Agreement shall bind the transferee); (ii) with the prior written consent of
Centrue (which consent shall not be unreasonably withheld), for any sales,
assignments, transfers or other dispositions necessitated by hardship; or (iii)
as Centrue may otherwise agree in writing;

          (B) not, and will not permit any of his or her Affiliates, directly or
indirectly (including through its Representatives), to initiate, solicit or
encourage any discussions, inquiries or proposals with any third party relating
to an Acquisition Transaction, or provide any such person with information or
assistance or negotiate with any such person with respect to an Acquisition
Transaction or agree to or otherwise assist in the effectuation of any
Acquisition Transaction;

          (C) not vote or execute any written consent to rescind or amend in any
manner any prior vote or written consent to approve or adopt the Merger
Agreement or any of the other Contemplated Transactions;

          (D) at Centrue's request, use his or her best efforts to cause any
necessary meeting of Union's stockholders to be duly called and held, or any
necessary consent of stockholders to be obtained, for the purpose of approving
or adopting the Merger Agreement and the other Contemplated Transactions;

          (E) cause any of his or her Affiliates to cooperate fully with Centrue
in connection with the Merger Agreement and the Contemplated Transactions; and

          (F) execute and deliver such additional instruments and documents and
take such further action as may be reasonably necessary to effectuate and comply
with his or her respective obligations under this Agreement.

     SECTION 5. TERMINATION. Notwithstanding any other provision of this
Agreement, this Agreement shall automatically terminate on the earlier of: (i)
the date of termination of the Merger Agreement as set forth in Article 11
thereof, as such termination provisions may be amended by Centrue and Union from
time to time; or (ii) the Effective Time.

     SECTION 6. REMEDIES. Each Principal Stockholder understands and
acknowledges that if he or she should breach any of his or her covenants
contained in this Agreement, the damage to Centrue would be indeterminable in
view of the inability to measure the ultimate value and benefit to Centrue
resulting from its contemplated combination with Union, and that Centrue
therefore would not have an adequate remedy at law to compensate Centrue for any
such breach. Each Principal Stockholder agrees that in addition to any other
remedy available to Centrue at law or in equity, Centrue shall be entitled to
specific performance of this Agreement by such Principal Stockholder upon
application to any court having jurisdiction over the parties. Accordingly, each
Principal Stockholder: (a) irrevocably waives, to the extent permitted by law,
any defense that he or she might have based on the adequacy of a remedy at law
that might be asserted as a bar to specific performance, injunctive relief or
other equitable relief; and (b) agrees

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to the granting of injunctive relief without the posting of any bond and further
agrees that if any bond shall be required, such bond shall be in a nominal
amount.

     SECTION 7. AMENDMENT AND MODIFICATION. This Agreement may be amended,
modified or supplemented at any time by the written approval of such amendment,
modification or supplement by Centrue, Union and all of the Principal
Stockholders.

     SECTION 8. ENTIRE AGREEMENT. This Agreement evidences the entire agreement
among the parties hereto with respect to the matters provided for herein and
there are no agreements, representations or warranties with respect to the
matters provided for herein other than those set forth herein and in the Merger
Agreement and written agreements related thereto. Except for the Merger
Agreement, this Agreement supersedes any agreements among any of Union, its
stockholders or Centrue concerning the acquisition, disposition or control of
any Union Common Stock.

     SECTION 9. ABSENCE OF CONTROL. Subject to any specific provisions of this
Agreement, it is the intent of the parties to this Agreement that neither Union
nor Centrue by reason of this Agreement shall be deemed (until consummation of
the Contemplated Transactions) to control, directly or indirectly, any other
party and shall not exercise, or be deemed to exercise, directly or indirectly,
a controlling influence over the management or policies of any such other party.
Pursuant to Section 2.11 in the Merger Agreement, nothing contained herein shall
be deemed to grant Centrue an ownership interest in any shares of Union Common
Stock.

     SECTION 10. INFORMED ACTION. Each Principal Stockholder acknowledges that
he or she has had an opportunity to be advised by counsel of his or her choosing
with regard to this Agreement and the transactions and consequences contemplated
hereby. Each Principal Stockholder further acknowledges that he or she has
received a copy of the Merger Agreement and is familiar with its terms.

     SECTION 11. SEVERABILITY. The parties agree that if any provision of this
Agreement shall under any circumstances be deemed invalid or inoperative, this
Agreement shall be construed with the invalid or inoperative provisions deleted
and the rights and obligations of the parties shall be construed and enforced
accordingly.

     SECTION 12. COUNTERPARTS. This Agreement may be executed in two or more
counterparts, each of which shall be deemed an original, but all of which
together shall constitute but one and the same instrument.

     SECTION 13. GOVERNING LAW. All questions concerning the construction,
validity and interpretation of this Agreement and the performance of the
obligations imposed by this Agreement shall be governed by the internal laws of
the State of Illinois applicable to agreements made and wholly to be performed
in such state without regard to conflicts of laws.

     SECTION 14. JURISDICTION AND SERVICE OF PROCESS. Any action or proceeding
seeking to enforce any provision of, or based on any right arising out of, this
Agreement shall be brought only in the courts of the State of Illinois, County
of LaSalle or, if it has or can acquire jurisdiction, in the United States
District Court serving the County of LaSalle, and each of the

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parties consents to the jurisdiction of such courts (and of the appropriate
appellate courts) in any such action or proceeding and waives any objection to
venue laid therein. Process in any action or proceeding referred to in the
preceding sentence may be served on any party anywhere in the world.

     SECTION 15. SUCCESSORS; ASSIGNMENT. This Agreement shall be binding upon
and inure to the benefit of Centrue and Union, and their successors and
permitted assigns, and the Principal Stockholders and their respective spouses,
executors, personal representatives, administrators, heirs, legatees, guardians
and other legal representatives. This Agreement shall survive the death or
incapacity of any Principal Stockholder. This Agreement may not be assigned by
any party.

     SECTION 16. DIRECTORS. The parties hereto acknowledge that each Principal
Stockholder is entering into this agreement solely in his or her capacity as a
Union stockholder and, notwithstanding anything to the contrary in this
Agreement, nothing in this Agreement is intended or shall be construed to
require any Principal Stockholder, in his or her capacity as a director of Union
or a director of UnionBank, as applicable, to act or fail to act in accordance
with his or her fiduciary duties in such director capacity. Furthermore, no
Principal Stockholder makes any agreement or understanding herein in his or her
capacity, if any, as a director of Union or UnionBank. For the avoidance of
doubt, nothing in this SECTION 16 shall in any way limit, modify or abrogate any
of the obligations of the Principal Stockholders hereunder to vote the shares
owned by him or her in accordance with the terms of the Agreement and not to
transfer any shares except as permitted by this Agreement.

                      [THIS SPACE LEFT INTENTIONALLY BLANK]

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<PAGE>

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement
individually, or have caused this Agreement to be executed by their respective
officers, on the day and year first written above.

CENTRUE FINANCIAL CORPORATION           UNIONBANCORP, INC.

By: /s/ Thomas A. Daiber                By: /s/ Scott A. Yeoman
    ---------------------------------       ------------------------------------
Name: Thomas A. Daiber                  Name: Scott A. Yeoman
Title: Chief Executive Officer          Title: President and CEO

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<PAGE>

                 [SIGNATURE PAGE OF VOTING AGREEMENT CONTINUED]

<TABLE>
<CAPTION>
                                                       PERCENTAGE
PRINCIPAL STOCKHOLDERS                  SHARES OWNED    OWNERSHIP
----------------------                  ------------   ----------
<S>                                     <C>            <C>

/s/ Richard J. Berry                       29,529         .789%
-------------------------------------
Signature

Richard J. Berry
Printed Name

/s/ Walter E. Breipohl                     17,829         .476%
-------------------------------------
Signature

Walter E. Breipohl
Printed Name

/s/ Robert J Doty                           2,984        .0080%
-------------------------------------
Signature

Robert J. Doty
Printed Name

/s/ Dennis J. McDonnell                   653,158*       17.451%
-------------------------------------
Signature

                                          *includes
                                           86,070
                                          preferred
Dennis J. McDonnell                      convertible
Printed Name                               shares

/s/ I.J. Reinhardt, Jr.                    12,300         .329%
-------------------------------------
Signature

I.J. Reinhardt, Jr.
Printed Name
</TABLE>

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<PAGE>

<TABLE>
<CAPTION>
                                                       PERCENTAGE
PRINCIPAL STOCKHOLDERS                  SHARES OWNED    OWNERSHIP
----------------------                  ------------   ----------
<S>                                     <C>            <C>

/s/ John A. Shinkle                         7,040         .188%
-------------------------------------
Signature

John A. Shinkle
Printed Name

/s/ Scott C. Sullivan                      12,968         .346%
-------------------------------------
Signature

Scott C. Sullivan
Printed Name

/s/ John A. Trainor                        22,464         .600%
-------------------------------------
Signature

John A. Trainor
Printed Name

/s/ Scott A. Yeoman                         3,300         .088%
-------------------------------------
Signature

Scott A. Yeoman
Printed Name

Total                                     761,572       20.348%
</TABLE>

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                                   SCHEDULE 1

                                     PLEDGES

<TABLE>
<CAPTION>
        NAME           PLEDGE INFORMATION
        ----           ------------------
<S>                    <C>
Richard J. Berry       None are pledged.

Walter E. Breipohl     None are pledged.

Robert J. Doty         None are pledged.

Dennis J. McDonnell    142,100  shares are pledged in a margin account at Morgan
                       Stanley-Dennis J. McDonnell Trust Account;

                       40,000 shares are pledged in a margin account at
                       Wachovia-Dennis J. and Kathleen McDonnell

I. J. Reinhardt, Jr.   None are pledged.

John A. Shinkle        4,220 shares are pledged in a margin account at Stifel
                       Nicolaus

Scott A. Sullivan      None are pledged.

John A. Trainor        None are pledged.

Scott A. Yeoman        All shares are pledged in a margin account at eTrade.
</TABLE>

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