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                                                                    EXHIBIT 10.4

                                 AMENDMENT NO. 6

                                       TO

                 THIRD AMENDED AND RESTATED ACCOUNTS RECEIVABLE
                        MANAGEMENT AND SECURITY AGREEMENT

      THIS AMENDMENT NO. 6 (this "Amendment") is entered into as of May 18,
2001, by and among TMP Worldwide Inc., a Delaware corporation ("Borrower"), GMAC
COMMERCIAL CREDIT LLC ("GMACCC"), each of the financial institutions party
thereto (GMACCC and each of such other financial institutions, collectively, the
"Lenders") and GMACCC as agent for the Lenders (GMACCC in such capacity, the
"Agent").

                                   BACKGROUND

      Pursuant to a Third Amended and Restated Accounts Receivable Management
and Security Agreement dated as of November 5, 1998 (as the same has been or
will be further amended, supplemented or otherwise modified from time to time,
the "Loan Agreement") by and among Borrower, Agent and Lenders, Agent and
Lenders agreed to provide Borrower with certain financial accommodations.

      Borrower has advised Lenders and Agent that it proposes to acquire
substantially all of the assets or stock of Melville Craig Group Limited, a
company formed under the laws of the Scotland ("MCG") for an aggregate purchase
price of approximately $36.5 million (the "MCG Acquisition"). As partial
consideration for the MCG Acquisition, Borrower proposes to issue promissory
notes in an aggregate principal amount of (pound)18,472,222 Sterling, which
notes will be secured by one or more Letters of Credit. The issuance of such
Letters of Credit, when added to Letters of Credit outstanding under the Loan
Agreement, would exceed the maximum amount of outstanding Letters of Credit
permitted under the Loan Agreement. Accordingly, Borrower has requested that the
Loan Agreement be amended to increase the maximum permitted amount of Letters of
Credit and Agent and Lenders are willing to do so on the terms and conditions
hereafter set forth herein.

      NOW, THEREFORE, in consideration of any loan or advance or grant of credit
heretofore or hereafter made to or for the account of Borrower by Agent and
Lenders, and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereto hereby agree as
follows:

      1.    DEFINITIONS. All capitalized terms not otherwise defined herein
shall have the meanings given to them in the Loan Agreement.

      2.    AMENDMENT TO LOAN AGREEMENT. Subject to satisfaction of the
conditions precedent set forth in SECTION 3 below, the Loan Agreement is hereby
amended as follows:

            (a) Section 1(A) is hereby amended by inserting the following
defined terms in their appropriate alphabetical order:

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                  "Amendment No. 6" shall mean Amendment No. 6 to this
            Agreement dated as of May 18, 2001.

                  "MCG" shall have the meaning set forth in the Background
            section of Amendment No. 6.

                  "MCG Acquisition" shall have the meaning set forth in the
            Background section of Amendment No. 6.

             (b)  The defined term "Permitted Unsecured Indebtedness" is hereby
amended by deleting the numeral "$15,000,000" appearing in clause (C) thereof
and inserting "$50,000,000" in its place and stead.

            (c)   Section 2.7 is amended by deleting the numeral "$25,000,000"
appearing in the second sentence thereof and inserting "$50,000,000" in its
place and stead.

      3.    CONDITIONS OF EFFECTIVENESS. This Amendment shall become effective
when all of the following conditions shall have been satisfied: (i) Agent shall
have received four (4) copies of this Amendment executed by Borrower and
Required Lenders and consented to by Guarantors; (ii) no Incipient Event of
Default or Event of Default shall have occurred and be continuing and (iii)
Agent shall have received such other certificates, instruments, documents,
agreements and opinions of counsel as may be required by Agent or its counsel,
each of which shall be in form and substance satisfactory to Agent and its
counsel.

      4.    REPRESENTATIONS, WARRANTIES AND COVENANTS. Borrower hereby
represents, warrants and covenants as follows:

            (a) This Amendment and the Loan Agreement, as amended hereby,
constitute legal, valid and binding obligations of Borrower and are enforceable
against Borrower in accordance with their respective terms.

            (b) Upon the effectiveness of this Amendment, Borrower hereby
reaffirms all covenants, representations and warranties made in the Loan
Agreement to the extent the same are not amended hereby and agree that all such
covenants, representations and warranties shall be deemed to have been remade as
of the effective date of this Amendment.

            (c) No Event of Default or Incipient Event of Default has occurred
and is continuing or would exist after giving effect to this Amendment or the
MCG Acquisition.

            (d) Borrower has no defense, counterclaim or offset with respect to
the Loan Agreement or the Obligations.

            (e) MCG is engaged in and shall continue to engage in a Permitted
Business as defined in Section 12.3(f) of the Loan Agreement.

      5.    EFFECT ON THE LOAN AGREEMENT.

                                       2
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            (a) Upon the effectiveness of SECTION 2 hereof, each reference in
the Loan Agreement to "this Agreement," "hereunder," "hereof," "herein" or words
of like import shall mean and be a reference to the Loan Agreement as amended
hereby.

            (b) Except as specifically amended herein, the Loan Agreement, and
all other documents, instruments and agreements executed and/or delivered in
connection therewith, shall remain in full force and effect, and are hereby
ratified and confirmed.

            (c) The execution, delivery and effectiveness of this Amendment
shall not operate as a waiver of any right, power or remedy of Agent or any
Lender, nor constitute a waiver of any provision of the Loan Agreement, or any
other documents, instruments or agreements executed and/or delivered under or in
connection therewith.

      6.    GOVERNING LAW. This Amendment shall be binding upon and inure to the
benefit of the parties hereto and their respective successors and assigns and
shall be governed by and construed in accordance with the laws of the State of
New York.

      7.    HEADINGS. Section headings in this Amendment are included herein for
convenience of reference only and shall not constitute a part of this Amendment
for any other purpose.

      8.    COUNTERPARTS; FACSIMILE SIGNATURES. This Amendment may be executed
by the parties hereto in one or more counterparts, each of which shall be deemed
an original and all of which taken together shall constitute one and the same
agreement. Any signature received by facsimile transmission shall be deemed an
original signature hereto.

                                       3
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      IN WITNESS WHEREOF, this Amendment has been duly executed as of the day
and year first written above.

                                    TMP WORLDWIDE INC.

                                    By: /s/ Thomas G. Collison
                                       -----------------------------------------
                                       Name:  Thomas G. Collison
                                              ----------------------------------
                                       Title: Secretary
                                              ----------------------------------

                                    GMAC COMMERCIAL CREDIT LLC
                                    as Agent and as Lender

                                    By: /s/ Frank Imperato
                                       -----------------------------------------
                                       Name:  Frank Imperato
                                              ----------------------------------
                                       Title: Senior Vice President
                                              ----------------------------------

                                    DEUTSCHE FINANCIAL SERVICES
                                    CORPORATION, as Lender

                                    By: /s/ Philip G. Porcher, IX
                                       -----------------------------------------
                                       Name:  Philip G. Porcher, IX
                                              ----------------------------------
                                       Title: Vice President
                                              ----------------------------------

                                    FLEET NATIONAL BANK
                                    as Lender

                                    By: /s/ William J. Kelly
                                       -----------------------------------------
                                       Name:  William J. Kelly
                                              ----------------------------------
                                       Title: Assistant Vice President
                                              ----------------------------------

                                    FIFTH THIRD BANK
                                    as Lender

                                    By: /s/ Ann Pierson
                                       -----------------------------------------
                                       Name:  Ann Pierson
                                              ----------------------------------
                                       Title: Corporate Banking Officer
                                              ----------------------------------

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                                    NATIONAL BANK OF CANADA
                                    as Lender

                                    By: /s/ Timothy J. Smith
                                       -----------------------------------------
                                       Name:  Timothy J. Smith
                                              ----------------------------------
                                       Title: Vice President and Manager
                                              ----------------------------------

                                    By: /s/ Jill Schwartz
                                       -----------------------------------------
                                       Name:  Jill Schwartz
                                              ----------------------------------
                                       Title: Vice President
                                              ----------------------------------

                                    GMAC COMMERCIAL CREDIT LIMITED

                                    By: /s/ Frank Imperato
                                       -----------------------------------------
                                       Name:  Frank Imperato
                                              ----------------------------------
                                       Title: Attorney-in-Fact
                                              ----------------------------------

                                    GMAC COMMERCIAL CREDIT CORPORATION

                                    By: /s/ Frank Imperato
                                       -----------------------------------------
                                       Name:  Frank Imperato
                                              ----------------------------------
                                       Title: Senior Vice President
                                              ----------------------------------

CONSENTED AND AGREED TO BY EACH OF THE GUARANTORS:

TMP HOLDINGS INTERNATIONAL, INC.
TASA INCORPORATED
AUSTIN KNIGHT INC.
ONLINE CAREER CENTER MANAGEMENT, INC.
M.S.I. MARKET SUPPORT INTERNATIONAL
GENERAL DIRECTORY ADVERTISING SERVICES, INC.

By: /s/ Thomas G. Collison
   ---------------------------------
Name:  Thomas G. Collison
The Secretary of each of the
foregoing corporationsPrepared by MERRILL CORPORATION

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EXHIBIT 10.15    
  

    THE SECURITIES EVIDENCED HEREBY HAVE NOT BEEN REGISTERED UNDER THE U.S. SECURITIES ACT OF 1933 (THE "ACT") OR APPLICABLE STATE SECURITIES LAWS, AND THE
TRANSFER THEREOF IS PROHIBITED EXCEPT IN ACCORDANCE WITH THE PROVISIONS OF REGULATION S UNDER THE ACT, PURSUANT TO REGISTRATION UNDER THE ACT AND APPLICABLE STATE SECURITIES LAWS, OR PURSUANT TO AN
AVAILABLE EXEMPTION FROM SUCH REGISTRATION. HEDGING TRANSACTIONS INVOLVING THESE SECURITIES MAY NOT BE CONDUCTED UNLESS IN COMPLIANCE WITH THE ACT. 

 
 

NOTE    
  

	USD $527,709.76	 	White Rock, British Columbia

September 4, 2001

    For value received the undersigned (Maker) promises to pay to Dicom Imaging Systems, Inc. (Payee) the Principal sum of Five Hundred Twenty-seven
Thousand, Seven Hundred Nine United States Dollars and Seventy-six Cents (US $527,709.76) in monthly installments, together with interest thereon at the rate of eight percent (8%) per
annum on the outstanding principal balance. This Note is the Note referred to in Section 7 of the Security Agreement, dated as of July 3, 2001 (the "Security Agreement"), by and between
Dicom Imaging Systems, Inc., a Nevada corporation and Torchmark Holdings Ltd., a Turks and Caicos Islands corporation. 

    Each
monthly installment shall be equal to twenty percent (20%) of the Net Income (as that term is defined the Security Agreement) generated each month from the ownership and/or use
of the Collateral (as that term is defined in the Security Agreement); provided, however, that the Net Income (as that term is defined in the Security
Agreement) for any such month is greater than zero. Monthly installments are due and payable commencing October 4, 2001, and are payable on the fourth (4th) day of each successive
calendar month thereafter for a total of twenty-four (24) installments, until the principal sum pursuant to this Note is paid in full on September 4, 2003. Any and all
monthly payments made by Maker pursuant to this Note up to and on September 4, 2003 shall be deemed to be payment in full of the outstanding principal sum, together with interest thereon, due
and owing to Payee on such date. 

    The
principal sum pursuant to this Note may be prepaid in whole or in part at any time or times without premium or penalty. Both the principal sum and interest are payable in lawful
money of the United States at the principal administrative offices of Payee or at any address reasonably requested from time to time by Payee in writing delivered to Maker. 

    Each
payment under this Note will be applied first to accrued interest and then to principal. Each prepayment of principal will be applied to installments in the reverse order of
maturities. 

    A
"Default" under this Note shall be deemed to have occurred if any Principal or any other amount to be paid under this Note is not paid in full 7 days after service of written
notice on Maker. Any such notice must be in writing and will be deemed to have been served when (i) hand delivered, (ii) e-mailed, return confirmation requested by Payee and
acknowledged by return e-mail by Maker, or (iii) to such other addresses as the Maker may from time to time specify to Payee in writing. Maker's address for service of notice is:
Torchmark Holdings Ltd., P.O. Box 290, Caribbean Place, Leeward Highway, Providenciales, Turks & Caicos Islands. 

    Upon
Default, Payee, at Payee's option and in Payee's sole discretion without notice, demand or presentment, may (i) accelerate all amounts due and owing under this Note are
due and payable immediately and or (ii) declare the right to exercise any and all remedies available to Payee under applicable law. 

    Upon Default, Maker promises to pay to Payee interest on all unpaid Principal at a rate equal to eight percent (8%) per annum, or the maximum rate permitted by law, whichever is less,
until all unpaid Principal and accrued interest are paid in full. 

    Further,
upon Default, Maker waives any right to object to a motion for summary judgment or similar proceeding instituted by Payee, or his successors or assigns, in connection with
attempts to remedy any Default and otherwise collect all amounts due and owing under this Note. 

    Maker
hereby waives presentment, notice and protest and all other demands and notices in connection with the delivery, acceptance, performance, Default or enforcement of this Note. 

    No
delay or omission on the part of Payee to exercise any right, remedy or power to enforce this Note will impair the same or be a waiver of any right, remedy or power under this
Note. Further, no waiver
on one occasion will be construed as a waiver on any other occasion. No modification of this Note will be effective unless the modification is in writing and is signed by Maker. 

    This
Note is governed by, and will be construed in accordance with, the laws of the State of Washington. Maker hereby irrevocably submits to the non-exclusive jurisdiction
of the state and federal courts situated in King County, Washington in any proceeding related to this Note. 

	 	 	 	 	MAKER: TORCHMARK HOLDINGS LTD.
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	 	 	 	 	By:	/s/ MARK SMALLWOOD   

	 	 	 	 	 	Name:	Mark Smallwood
	 	 	 	 	 	Title:	Director
	

Acknowledged and agreed this 4th day of September, 2001:
	
DICOM IMAGING SYSTEMS, INC.	
 	

 	

 	

 
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	By:	/s/ DR. DAVID GANE   
	 	 	 	 
	 	Name:	Dr. David Gane	 	 	 	 
	 	Title:	Chief Executive Officer	 	 	 	 

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EXHIBIT 10.15

NOTE

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