Document:

EXHIBIT 10.1

                           Supply Agreement

                           (1)  MedTrade Products Ltd

                           (2)  Carrington Laboratories Inc

                           Dated:  June 1st, 2005

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 This Agreement is made the 1st day June 2005

 Between:

 (1)  MedTrade Products Limited  (company number:  3839609) whose  registered
      office is at Electra House, Crewe  Business Park, Crewe, Cheshire,  CW1
      6GL ('MTP').

 (2)  Carrington Laboratories, Inc. whose registered office is at 2001 Walnut
      Hill Lane, Irving, Texas, TX 75038, USA. ('CLI').

 Background:

 The parties wish to enter this Agreement, on the terms and conditions below,
 for the supply  by MTP of  Products to CLI  for distribution  solely to  the
 companies given in Schedule 2.

 MTP designs,  develops,  manufactures  and  supplies professional and retail
 woundcare, footcare and skin care products.

 CLI designs, develops, manufactures and supplies professional and retail
 woundcare, footcare and skin care products.

 It is agreed as follows:

 1.   Definitions and interpretation

 1.1  In this Agreement, unless the context otherwise requires, the following
      words have the following meanings:

      "this Agreement"             This Agreement (including any schedule or
                                   annex to it and any document in agreed
                                   form relating hereto);

      "Commencement Date"          1st June 2005

      "Agreement Period"           The period of one year from the
                                   Commencement Date.

      "Product(s)"                 The Products detailed in Schedule 3,
                                   which are or are to be, sold under a
                                   branding or brand name, which is owned,
                                   operated, or marketed by the companies
                                   given in Schedule 2.

      "Technical                   The respective proprietary information of
       Information"                each party hereto embodied in the design
                                   of the Products and or packaging, and,
                                   in general, all confidential information,
                                   specifications, design data, know-how,
                                   experience, and all other technical
                                   information relating to Products.

      "Customers" or "Potential    A company in Schedule 2, or any of its
       Customers'                  Subsidiaries

      "Supplier" or "Potential     Any person, firm or company who is a
       Supplier"                   sub-contractor to MTP for the manufacture
                                   of this Product.

      "Subsidiary"                 In relation to a company any other
                                   company in the world of which the first
                                   mentioned company owns (either directly
                                   or indirectly) more than fifty percent
                                   (50%) of the voting stock thereof or
                                   controls the composition of a majority
                                   of its Board of Directors.

 1.2  In this Agreement, unless the context otherwise requires:

         (a)  words in the singular include the plural and vice versa and
              words in one gender include any other gender; and

         (b)  headings are for convenience only and shall not affect the
              interpretation of this Agreement.

 2.   Sale, Supply and Delivery of the Products.

 2.1  MTP agrees to provide CLI the Products in consideration of the purchase
      price, described in Section 7.1, to  be paid by CLI, and in  accordance
      with the specifications for  the Products set forth  in Schedule 3,  in
      accordance with Section 7.1.

 3.2  MTP  shall  supply  the  Products  to  CLI  on the  following terms  of
      delivery:

        (a)  Delivery of the Products shall be made CIF USA port of entry,
             UK side of customs, unless the parties otherwise agree in
             writing

        (b)  MTP shall deliver the Products by the mutually-agreed upon
             delivery dates agreed at time of creation of purchase order
             (the "Delivery Dates").

        (c)  Where part shipments are agreed by both parties, they
             shall be treated as separate deliveries and therefore separate
             sales.  MTP shall invoice for such deliveries separately.

 4.   Documentation

      MTP  shall  deliver  with  the  Products  such  technical  or   quality
      documentation as the parties may agree  prior to the relevant  Delivery
      Date.

 5.   Risk and Property in the Products

 5.1  Title  and risk of damage  to, or loss of,  the Products shall pass  to
      CLI upon delivery to USA port of entry, UK side of customs.

 5.2  When  (i) payment for the  Products is overdue  and undisputed by  CLI,
      (ii)  CLI  suffers  distress,  (iii)   CLI  makes  an  arrangement   or
      composition with creditors (iv) CLI enters into liquidation  (otherwise
      than for  the  purpose  of amalgamation  or  reconstruction  where  the
      corporate body, as  amalgamated or  reconstructed accepts  in full  the
      CLI's liability  to pay  for the  goods),  or (v)  CLI has  a  receiver
      appointed for the whole or a substantial part of its business then:

      (a)  If CLI remains in possession of the goods, whether of not CLI
           has sold them, MTP shall, to the extent permitted by applicable
           law, be entitled to recover the goods from CLI; or

      (b)  If CLI has parted with possession of the goods by way of sale,
           whether or not the goods have been mixed with or incorporated
           into other good, CLI, shall, to the extent permitted by applicable
           law, hold for MTP so much of the proceeds of the sale of the goods
           as represents CLI's liability to the MTP in respect of them.

 6.   Supply of the Products

 6.1  MTP shall supply the  Products to CLI, in  response to orders  received
      and accepted by MTP on the  Standard Terms and Conditions of Supply  as
      stipulated in  Schedule 1,  written quotations  or on  any other  terms
      which are agreed by both parties in writing.

 6.2  In the event of any inconsistency or conflict between the provisions of
      this Agreement  and the  Terms and  Conditions  of Supply  referred  to
      above, the provisions of this Agreement shall prevail.

 6.3  All claims for  errors, omissions, damage,  pilferage or shortage shall
      be  notified  in writing  by CLI to MTP within 60 days after receipt of
      the goods.

 7.   Price and Payment

 7.1  The prices  and terms  for  payment for  Products  shall be  agreed  in
      writing between the parties on a product by product basis.

 7.2  MTP undertakes that while this Agreement is in force, CLI shall receive
      prices and other terms of purchase for  the Products to be sold in  the
      US that  are no  less favorable  than  those offered  to any  other  US
      customer  of MTP.  Pricing for Products to  be sold in other  countries
      will be agreed upon in writing.

 7.3  All invoices sent and payments made shall be in USA Dollars.

 7.4  MTP shall be entitled to withhold  delivery of the Products under  this
      Agreement at any time if payments are due from, and undisputed by,  CLI
      hereunder and have not been paid in accordance with Clause 7.1 hereof.

 7.5  CLI shall be entitled  to withhold payment of  the Products under  this
      agreement at any time if the  Products do not meet any mutually  agreed
      specifications.

 8.   Undertakings

 8.1  MTP undertakes during the Agreement Period not to knowingly supply  the
      Products direct to CLI's Customers.

 8.2  CLI undertakes  that  during  the Agreement  Period  not  to  knowingly
      purchase the Products from any company  which supplies the Products  to
      MTP.

 8.3  CLI undertakes during the Agreement Period only to buy the Products  or
      any substantially similar Products from MTP.

 9.   Termination

 9.1  Notwithstanding  any provision herein to  the contrary, this  Agreement
      may be terminated by  thirty (30) days notice  in writing to the  other
      (and without  compensation becoming  due to  the other  by reason  only
      termination) in any of the following events:-

      (a)   if the other party fails to  perform or observe any of the  terms
            of this Agreement or breaches of the contract and in the case  of
            a breach capable  of remedy has  not remedied  the breach  within
            thirty (30) day's  of receipt of  written notification  requiring
            it to do so;

      (b)   if any action  applicable or proceeding  is taken  in respect  of
            the other party for (a)  a voluntary, arrangement or  composition
            of  reconstruction of  its  debts,  (b) the  presentation  of  an
            administration petition, (c) its  winding up or dissolution,  (d)
            the appointment of  a liquidator  administrator trustee  receiver
            administrative receiver  or a  similar officer,  (e) any  similar
            action application or  proceeding in a  jurisdiction to which  it
            is subject;

      (c)  if CLI has not  placed its first order  with MTP for the  Products
           within twelve  (12) months of the Effective Date; or

      (d)  if, with respect  to the  provisions of  this Agreement  requiring
           further determinations or agreements  between the parties  hereto,
           the  parties  are  unable  to  make  any  such  determinations  or
           agreements for a period of thirty (30) days or more.

 11.  Warranties and liability

 11.1 MTP   warrants  that   the  Products   will   correspond   with   their
      specifications at the time of delivery, and will be made in  accordance
      with  the  specifications  set  forth on  Schedule  3,  or  such  other
      manufacturing specifications as may be agreed to by the parties.

 11.2 MTP will  not be  under any  liability in respect of any defect arising
      from  any  wilful damage,  misuse  or  negligence  of  CLI's agents  or
       employees.

 11.3 Subject  as  expressly  provided within  this  clause,  all  warranties
      conditions or other terms implied by statute or common law are excluded
      to the fullest extent permitted by law.

 11.4 MTP  will  indemnify  and  defend  CLI  and  its  directors, employees,
      shareholders,   representatives   and    agents   (collectively,    the
      "Indemnitees") from and against and hold the Indemnitees harmless  from
      any and  all claims,  suits, liabilities,  losses, damages,  costs  and
      expenses ("Actions") (including without limitation attorneys' fees  and
      costs) asserted against or incurred by  the Indemnitees arising out  of
      or resulting  from,  directly or  indirectly  (i) any  breach  of  this
      Agreement, (ii) any acts,  omissions,  misrepresentations or negligence
      by MTP  or any  of  its employees,  agents  or contractors,  (iii)  any
      injury, including death,  to person or  property caused  by  a  Product
      defect, (iv) any violation of laws in connection with  the manufacture,
      sale, shipping  or delivery  of Products;  provided that  MTP is  given
      notice of any such Action within  a reasonable period after CLI  learns
      of such Action.

 11.5 CLI  will  indemnify  and defend  MTP  and  its  directors,  employees,
      shareholders,   representatives   and    agents   (collectively,    the
      "Indemnitees") from and against and hold the Indemnitees harmless  from
      any and  all claims,  suits, liabilities,  losses, damages,  costs  and
      expenses ("Actions") (including without limitation attorneys' fees  and
      costs) asserted against or incurred by  the Indemnitees arising out  of
      or resulting  from,  directly or  indirectly  (i) any  breach  of  this
      Agreement, (ii) any acts,  omissions, misrepresentations or  negligence
      by CLI  or any  of  its employees,  agents  or contractors,  (iii)  any
      material violation of  laws in connection  with the  sale, shipping  or
      delivery of Products;  provided that CLI  is given notice  of any  such
      Action within a reasonable period after MTP learns of such Action.

 11.6 The parties acknowledge that the primary duty of care for the  consumer
      health and safety  aspects of  the Products shall  lie with  CLI.   The
      parties  acknowledge  that   the  primary  duty   for  manufacture   to
      specifications shall lie with MTP.

 12   Force majeure

      Notwithstanding any other  provision of this  Agreement, neither  party
      shall be deemed  to be  in breach of  this Agreement,  or otherwise  be
      liable to  the other,  for any  delay in  the performance  or the  non-
      performance of its obligations under this Agreement, to the extent that
      the delay or  non performance is  due to any  circumstances beyond  the
      reasonable control of the defaulting party.

 13   Confidentiality

      Confidentiality  shall   be   maintained   in   accordance   with   the
      confidentiality agreement signed  by both parties  and dated June  1st,
      2005.  A copy of this agreement is included as Schedule 4.

 14   General

 14.1 No partnership

      Nothing in  this Agreement  shall create,  or be  deemed to  create,  a
      partnership between the parties.

 14.2 Entire Agreement

      This Agreement (including its schedules) sets out  the entire agreement
      and understanding between the parties  in respect of the subject matter
      of this Agreement.

      Both parties acknowledge that they have entered into this Agreement  in
      reliance  only  upon  the  representations,  warranties  and   promises
      specifically contained or incorporated in  this Agreement and, save  as
      expressly set  out in  this Agreement.  Neither  party shall  have  any
      liability in respect of any  other representation, warranty or  promise
      made  prior  to  the  date  of  this  Agreement  unless  it  was   made
      fraudulently.

 14.2.1  Variation

      No purported variation of this Agreement  shall be effective unless  it
      is in writing and signed by or on behalf of each of the parties.

 14.2.2  Notices

      Any notice to a party under  this Agreement shall be in writing  signed
      by or on behalf of the party giving it and shall, unless delivered to a
      party personally, be  left at,  or sent  by prepaid  first class  post,
      prepaid recorded delivery,  telex or facsimile  to the  address of  the
      party as set out on page 1  of this Agreement or as otherwise  notified
      in writing from time to time.

 14.3.1  Governing law and jurisdiction

      In the event of  a dispute between the  parties hereto relating to  the
      subject  matter  hereof,  this  Agreement  shall  be  governed  by  and
      construed in accordance with (a) if CLI shall be the a defendant in any
      such dispute, the  laws of the  State of Texas,  without regard to  the
      conflicts of  laws  principles  thereof  and (b)  if  MTP  shall  be  a
      defendant in  any such  dispute, in  accordance with  the laws  of  the
      United Kingdom,  without regard  to the  conflicts of  laws  principles
      thereof.

 15.  Dispute Resolution; Arbitration:

 15.1 Prior to  pursuing arbitration with respect  to any dispute  hereunder,
      the proper officers (or a person appointed by them) shall meet to  seek
      an amicable resolution to such dispute.  No party shall be entitled  to
      make and  bring a claim in  arbitration unless it  has attempted for  a
      period  of 30  days from  written notice  of a  dispute to  reach  such
      amicable resolution with the other party.

 15.2 After  expiration  of  the  30-day period  referred  to  in  the  prior
      section,  any  and  all  disputes  arising  under  or  affecting   this
      Agreement,  including any questions  regarding the existence,  validity
      and/or  termination,  shall be  resolved  exclusively  by  confidential
      arbitration  pursuant  to and  in  accordance  with  the  International
      Arbitration  Rules of  the London  Court of  International  Arbitration
      then in effect, in London, and the applicable law specified in  Section
      14.3.1 hereof. Each of  the parties shall designate one arbitrator  and
      the two  arbitrators so designated shall  select the third  arbitrator.
      Among  the  remedies  available  to  them,  the  arbitrators  shall  be
      authorized  to order  the specific  performance of  provisions of  this
      Agreement. The  award rendered by the  arbitrators shall include  costs
      of arbitration,  reasonable attorneys' fees,  and reasonable costs  for
      expert  and other witnesses.   The final  decisions of the  arbitrators
      shall  be  binding and  may  be  enforced in  any  court  of  competent
      jurisdiction.   Subject only to the  provisions of applicable law,  the
      procedure  described in this  Section shall be  the  exclusive means of
      resolving disputes  arising  under  or  affecting this  Agreement.  The
      site selection for such  arbitration shall be made by the defendant  in
      such arbitration.

 This Agreement has been signed on the date appearing at the head of page 1.

 Signed by                          )
 for and on behalf of               )    /s/ C.J. Hardy
 MedTrade Products Ltd              )

 Witnessed by                       )    /s/ M.R. Hardy

 Of                                 )    Medtrade Products, Ltd.

 Signed by                          )    /s/ Carlton E. Turner
 for and on behalf of               )    President & CEO
 Carrington Laboratories Inc.       )

 Witnessed by                       )    /s/ Maria Mitchell

 Of                                 )    Carrington Laboratories, Inc.

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                                 *Schedule 1

                   Standard Terms and Conditions of Supply
                   ---------------------------------------

 *Denotes Confidential Portion Omitted and Filed Separately with the
  Commission.

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                                 *Schedule 2

                       Customers or Potential Customers

 *Denotes Confidential Portion Omitted and Filed Separately with the
  Commission.

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                                 *Schedule 3

                                   Products

 *Denotes Confidential Portion Omitted and Filed Separately with the
  Commission.

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                                 *Schedule 4

                   Confidentiality Agreement of June 1st, 2005

 *Denotes Confidential Portion Omitted and Filed Separately with the
  Commission.Exhibit 10.15

                   MERGERS AND ACQUISITIONS ADVISORY AGREEMENT

     THIS MERGERS AND ACQUISTIONS ADVISORY AGREEMENT is made as of the 1st day
of April 2005, by and between Ridgefield Acquisition Corp., a Colorado
corporation, having an address at 100 Mill Plain Road, Danbury, Connecticut
06811 (hereinafter referred to as the "Company"), and Catalyst Financial LLC, a
New York limited liability company, having an address at 100 Mill Plain Road,
Danbury, Connecticut 06811 (hereinafter referred to as the "Consultant").

                                    RECITALS

     WHEREAS, the Company is a publicly traded company engaged in seeking out
and identifying prospective target companies for mergers, acquisitions, business
combinations, and similar transactions, and if investigation warrants, to
negotiate and complete such a transaction with the target company; and

     WHEREAS, the Consultant is an investment banking firm and licensed broker
dealer. The Company desires to engage the Consultant to identify prospective
target companies for mergers, acquisitions, business combinations, or similar
transactions, and to advise the Company in connection with the negotiations and
financial structure of such transactions.

     NOW, THEREFORE, in consideration of the mutual promises set forth herein,
the parties hereto agree as follows:

1. Term. The term of this Agreement shall be for three (3) years commencing on
April 1, 2005 and terminating on March 31, 2008 (the "Term"). However, this
Agreement may be terminated by either party on thirty (30) days written notice.

2. Mergers & Acquisitions Consulting Services. During the Term of the Agreement,
the Consultant shall provide consulting services to the Company in connection
with the Company's identifying and investigating prospective target companies
for mergers, acquisitions, business combinations and similar transactions, and,
if investigation warrants, advising the Company concerning the negotiation of
terms and the financial structure of such transactions. The services to be
provided by the Consultant include but are not limited to, (i) preparing a
document concerning the Company which can be presented to prospective target
companies, (ii) identifying and investigating companies which may be acquisition
candidates for the Company, (iii) meeting with prospective target companies on
behalf of the Company, (iv) analyzing and evaluating prospective target
companies, and (v) advising the Company as to how to structure and finance
transactions.

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3. Fee for Services.

     A. Monthly Fee. The Company shall pay a monthly fee in the amount of
$1,000.00 to Consultant on the first day of each month commencing on April 1,
2005 and continuing through March 1, 2008.

     B. Performance Fee. In the event that the Company completes a merger,
acquisition business combination or similar transaction (a "Transaction"), as a
result of an introduction made by the Consultant, during the Term of this
Agreement or within one (1) year from the termination, for any reason, of this
Agreement, then the Company hereby agrees to pay the Consultant a fee (the "M&A
Fee") equal to 5% of the gross consideration. The M&A Fee payable to the
Consultant pursuant to this Agreement shall not exceed five hundred thousand
dollars ($500,000).

     The M&A Fee set forth above shall be due and payable by the Company to the
Consultant in cash on the closing date of the transaction.

     For purposes of this Agreement, "consideration" shall mean the value of the
Transaction described herein and shall include the aggregate value of all cash,
securities, and other property and consideration of every kind, including but
not limited to assumption and forgiveness of indebtedness, the amount received
under the terms of an "earn-out" provision, rights to receive periodic payments
and all other rights that may be at any time either (i) transferred or
contributed to the Company, its affiliates or shareholders in connection with an
acquisition of equity or assets thereof, or (ii) transferred or contributed by
the Company, its affiliates or shareholders in any transaction involving an
investment in or acquisition of any third party, or acquisition of the equity or
assets thereof, by the Company or any affiliate thereof, or (iii) transferred or
contributed by the Company, its affiliates or shareholders and any other parties
entering into any joint venture or similar joint enterprise or undertaking with
the Company or any affiliate thereof. The aggregate value of all such cash,
securities and other property shall be the aggregate fair market value thereof
as determined jointly by the Consultant and the Company, or by an independent
appraiser jointly selected by the Consultant and the Company. The cost of such
independent appraiser shall be borne entirely by the Company.

4. Expenses. The Company shall reimburse the Consultant for its out-of-pocket
expenses in connection with the services to be performed hereunder; provided
however, that expenses are approved in writing by the Company.

5. Representations of the Company. The Company hereby represents and warrants
that any and all information supplied hereunder to the Consultant in connection
with any and all services to be performed hereunder by the Consultant for and on
behalf of the Company shall be, to the best of the Company's knowledge, true,
complete and correct as of the date of such dissemination and shall not fail to

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state a material fact necessary to make any of such information not misleading.
The Company hereby acknowledges that the ability of the Consultant to adequately
provide services as described herein is dependent upon the prompt dissemination
of accurate, correct and complete information to the Consultant. The Company
further represents and warrants hereunder that this Agreement has been, or will
be, duly and validly authorized by all requisite corporate action; that the
Company has the full right, power and capacity to execute, deliver and perform
its obligations hereunder; and that this Agreement, upon execution and delivery
of the same by the Company, will represent the valid and binding obligation of
the Company and shall be enforceable by the Consultant in accordance with its
terms. The representations and warranties set forth herein shall survive the
termination of this Agreement.

6. Indemnification.

     (a) the Company hereby agrees to indemnify, defend and hold harmless the
Consultant, its officers, directors, principals, employees, partners,
consultants, affiliates, and shareholders, and their successors and assigns from
and against any and all claims, damages, losses, liability, deficiencies,
actions, suits or proceedings (collectively the "Losses") arising out of or
resulting from: (i) any breach of a representation, or warranty by the Company
contained in this Agreement; or (ii) any activities or services performed
hereunder by the Consultant, unless such Losses were the result of the
intentional misconduct or gross negligence of the Consultant or were the result
of any information supplied by the Consultant; or (iii) any and all costs and
expenses (including reasonable attorneys' and paralegals' fees) related to the
foregoing, and as more fully described below. The Consultant hereby agrees to
indemnify, defend and hold harmless the Company, and its officers, directors and
shareholders, and their successors and assigns from and against any and all
Losses arising out of or resulting from (i) the intentional misconduct or gross
negligence of the Consultant, unless such Losses were the result of any
information supplied by the Company; or (ii) any and all costs and expenses
(including reasonable attorneys' and paralegals' fees) related to the foregoing,
and as more fully described below.

     (b) If the Consultant or the Company (in each case, the "Indemnified
Party") receives written notice of the commencement of any legal action, suit or
proceeding with respect to which the Company or the Consultant (in each case,
the "Indemnifying Party") is or may be obligated to provide indemnification
pursuant to this Section 6, the Indemnified party shall, within thirty (30) days
of the receipt of such written notice, give the Indemnifying Party written
notice thereof (a "Claim Notice"). Failure to give such Claim Notice within such
thirty (30) day period shall not constitute a waiver by the Indemnified Party of
its right to indemnity hereunder with respect to such action, suit or proceeding
if the Indemnifying Party is not materially adversely affected by such delay.
Upon receipt by the Indemnifying Party of a Claim Notice from the Indemnified
Party with respect to any claim for indemnification which is based upon a claim
made by a third party ("Third Party Claim"), the Indemnified Party may assume

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<PAGE>

the defense of the Third Party Claim with counsel of its own choosing, as
described below. The Indemnifying Party and the Indemnified party shall
cooperate with each other in the defense of the Third Party Claim and shall
furnish such records, information and testimony and attend all such conferences,
discovery proceedings, hearings, trial and appeals as may be reasonably required
in connection therewith. The Indemnified Party shall have the right to employ
its own counsel in any such action, but the fees and expenses of such counsel
shall be at the expense of the Indemnifying Party unless the Indemnifying Party
shall not have promptly employed counsel to assume the defense of the Third
Party Claim, in which event such fees and expenses shall be borne solely by
Indemnifying Party. The Indemnifying Party shall not satisfy or settle any Third
Party Claim for which indemnification has been sought and is available
hereunder, without the prior written consent of the Indemnified Party unless
such claim can be settled entirely for cash and the Indemnified Party shall be
given a full release from all parties in connection therewith. If the
Indemnifying Party shall fail with reasonable promptness either to defend such
Third Party Claim or to satisfy or settle the same, the Indemnified Party may
defend, satisfy or settle the Third Party Claim at the expense of the
Indemnifying Party and the Indemnifying Party shall pay to the Indemnified Party
the amount of any such Loss within ten (10) days after written demand therefore.
The indemnification provisions hereunder shall survive the termination of this
Agreement.

7. Confidentiality. The Consultant agrees that all non-public information
pertaining to the prior, current or contemplated business of the Company are
valuable and confidential assets of the Company. Such information shall include,
without limitation, information relating to customer lists, bidding procedures,
intellectual property, patents, trademarks, trade secrets, financing techniques
and sources and such financial statements of the Company as are not available to
the public. The Consultant, its officers, directors, employees, agents and
shareholders shall hold all such information in trust and confidence for the
Company and shall not use or disclose any such information for other than the
benefit of the Company's business and shall be liable for damages incurred by
the Company as a result of the use or disclosure of such information by the
Consultant, its officers, directors, employees, agents or shareholders for any
purpose other than the benefit of the Company's business, either during the term
of the attached Agreement or after the termination or expiration thereof, except
(i) where such information is publicly available or later becomes publicly
available other than through a breach of this Agreement, or (ii) where such
information is subsequently lawfully obtained by the Consultant from a third
party or parties who are not under an obligation of confidentiality to the
Company, or (iii) if such information is known to the Consultant prior to the
execution of this Agreement, or (iv) as may be required by law. These
confidentiality obligations shall service termination of this Agreement.

8. Independent Contractor. It is expressly understood and agreed that the
Consultant shall, at all times, act as an independent contractor with respect to
the Company and not as an employee or agent of the Company, and nothing
contained in this Agreement shall be construed to create a joint venture,

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partnership, association or other affiliation, or like relationship, between the
parties. It is specifically agreed that the relationship is and shall remain
that of independent parties to a contractual relationship and that the
Consultant shall have no right to bind the Company in any manner. In no event
shall either party be liable for the debts or obligations of the other except as
otherwise specifically provided in this Agreement.

9. Amendment. No modification, waiver, amendment, discharge or change of this
Agreement shall be valid unless the same is evidence by a written instrument,
executed by the party against which such modification, waiver, amendment,
discharge or change is sought.

10. Notices. All notices, demands or other communications given hereunder shall
be in writing and shall be deemed to have been duly given when delivered in
person or transmitted by facsimile transmission or on the third calendar day
after being mailed by the United States registered or certified mail, return
receipt requested, postage prepaid, to the addresses herein above first
mentioned or to such other address as any party hereto shall designate to the
other for such purpose in the manner hereinafter set forth.

11. Severability. The invalidity, illegality or unenforceability of any
provision or provisions of this Agreement will not affect any other provision of
this Agreement, which will remain in full force and effect, not will the
invalidity, illegality or unenforceability of a portion of any provision of this
Agreement affect the balance of such provision. In the event that nay one or
more of the provisions contained in this Agreement or any portion thereof shall
for any reason be held to be invalid, illegal or unenforceable in any respect,
this Agreement shall be reformed, construed and enforced as if such invalid,
illegal or unenforceable provision had never been contained herein.

12. Construction and Enforcement. This Agreement shall be construed in
accordance with the laws of the State of New York, without application of the
principles of conflicts of laws.

13. Binding Nature. The terms and provision of this Agreement shall be binding
upon and inure to the benefit of the parties, and their respective successors
and assigns.

14. Counterparts. This Agreement may be executed in any number of counterparts,
including facsimile signatures, which shall be deemed as original signatures.
All executed counterparts shall constitute one Agreement, notwithstanding that
all signatories are not signatories to the original or the same counterpart.

15. Entire Agreement. This Agreement contains all of the understanding and
agreements of the parties with respect to the subject matter discussed herein.

                                       5
<PAGE>

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of
the date first above written.

RIDGEFIELD ACQUISITION CORP.                CONSULTANT

By:  /s/ Leonard Hagan                      By: /s/ Steven N. Bronson
     ---------------------------                ----------------------------
     Leonard Hagan, Director                    Steven N. Bronson, President
     Ridgefield Acquisition Corp.               Catalyst Financial LLC

                                       6

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