Document:

Exhibit 10.3 -- Form of Letter Agreement

 Exhibit 10.3 
 [Insert Name and Address] 
 Dear [Insert Name], 
 BCSB Bancorp, Inc. (the “Company”) anticipates entering into a letter agreement (“Agreement”) with the United States Department of the Treasury (“Treasury”) that
provides for the Company’s participation in the Treasury’s Capital Purchase Program (the “CPP”). If the Company does not participate in the CPP, this letter shall be of no further force and effect. 
 For the Company to participate in the CPP and as a condition to the closing of the investment contemplated by the Agreement, the Company is required to
meet specified standards for incentive compensation to its senior executive officers and to make changes to its compensation arrangements. To comply with these requirements, and in consideration of the benefits that you will receive as a result of
the Company’s participation in the CPP, you agree as follows: 
 (1) No Golden Parachute Payments. The Company shall not make any
golden parachute payment to you during any period during which (A) you are a senior executive officer and (B) Treasury holds an equity or debt position acquired from the Company in the CPP (a “CPP Covered Period”).

 (2) Recovery of Bonus and Incentive Compensation. Any bonus and incentive compensation paid to you during a CPP Covered Period is
subject to recovery or “clawback” by the Company if the payments were based on materially inaccurate financial statements or any other materially inaccurate performance metric criteria. 
 (3) Compensation Program Amendments. Each of the Company’s compensation, bonus, incentive and other benefit plans, arrangements and
agreements (including golden parachute, severance and employment agreements) (collectively, “Benefit Plans”) with respect to you is hereby amended to the extent necessary to give effect to provisions (1) and (2). For reference,
certain affected Benefit Plans are set forth in Appendix A to this letter. If the payments and benefits provided under the Benefit Plans would exceed the golden parachute limitations of the CPP, the payments and benefits shall be reduced or
revised, in the manner determined by you (subject to the next sentence), by the amount, if any, which is the minimum necessary to result in no portion of the payments and benefits exceeding the limitations. The Company, at its expense, will
determine the extent of any reduction in the payments and benefits to be made pursuant to this letter. In addition, the Company is required to review its Benefit Plans to ensure that they do not encourage senior executive officers to take
unnecessary and excessive risks that threaten the value of the Company. To the extent any such review requires revisions to any Benefit Plan with respect to you, you and the Company agree to negotiate such changes promptly and in good faith.

 (4) Definitions and Interpretation. This letter shall be interpreted as follows: 
 (i) “Senior executive officer” means the Company’s “senior executive officers” as defined in subsection 111(b)(3)
of EESA and 31 C.F.R. § 30.2. 
 (ii) “Golden parachute payment” has the meaning given to such term in
Section 111(b)(2)(C) of EESA and 31 C.F.R. § 30.9. 
 (iii) “EESA” means the Emergency Economic
Stabilization Act of 2008. 
 (iv) The term “Company” includes any entities treated as a single employer with the
Company under 31 C.F.R. § 30.1(b). You are also delivering a waiver pursuant to the Agreement, and, as between the Company and you, the term “employer” in that waiver will be deemed to mean the Company as used in this letter.

 (v) The term “CPP Covered Period” shall be limited by, and interpreted in a manner consistent with, 31 C.F.R.
§ 30.11. 
 (vi) Provisions (1) and (2) of this letter are intended to, and will be interpreted, administered
and construed to, comply with Section 111 of EESA (and, to the maximum extent consistent with the preceding, to permit operation of the Benefit Plans in accordance with their terms before giving effect to this letter). 
 (5) Miscellaneous. To the extent not subject to federal law, this letter will be governed by and construed in accordance with the laws of the
State of Maryland. This letter may be executed in two or more counterparts, each of which will be deemed to be an original. A signature transmitted by facsimile will be deemed an original signature. 
  

	
	Yours sincerely,
	
	BCSB Bancorp, Inc.
	
	  
	Name:
	Title:

 Intending to be legally bound, I agree with and accept the foregoing terms on the date set forth below.

  

	
	
	  
	[Insert Name]

 Date:exhibit_10-4.htm

    
      

    

    Exhibit 10.4

     

    

    STOCK PURCHASE
AGREEMENT

    

    

    THIS
AGREEMENT is made and entered into this December 19, 2008 by and between CRC
Crystal Research, Corp., and or its designees ("Seller") and Connor & Kirk
Capital, LLC. ("Purchaser");

    

    WHEREAS,
the Seller is the record owner and holder of Five Million Five Hundred Thousand
(5,500,000) shares of the capital stock of CRC Crystal Research, Corp.,
("Corporation"), a Nevada  Corporation, which Corporation has issued
capital stock of 13,370,270  shares of $0.001 par value common stock;
and

    

    WHEREAS,
the Purchaser desires to purchase said stock and the Seller desires to sell said
stock, upon the terms and subject to the conditions hereinafter set
forth;

    

    NOW,
THEREFORE, in consideration of the mutual covenants and agreements contained in
this Agreement, and in order to consummate the purchase and the sale of the
Corporation's Stock aforementioned, it is hereby agreed as follows:

    

    1.  PURCHASE
AND SALE:  Subject to the terms and conditions hereinafter set forth,
at the closing of the transaction contemplated hereby, the Seller shall sell,
convey, transfer, and deliver to the Purchaser certificates representing such
stock, and the Purchaser shall purchase from the Seller the Corporation's Stock
in consideration of the purchase price set forth in this
Agreement.  The certificates representing the Corporation's Stock
shall be duly endorsed for transfer or accompanied by appropriate stock transfer
powers duly executed in blank, in either case with signatures guaranteed in the
customary fashion, and shall have all the necessary documentary transfer tax
stamps affixed thereto at the expense of the Seller. The closing of the
transactions contemplated by this Agreement

    ("Closing"),
shall take place upon the executed signature of this Agreement.

    

    2.  AMOUNT
AND PAYMENT OF PURCHASE PRICE.  The total consideration and method of
payment thereof are fully set out in Exhibit "A" attached hereto and made a part
hereof.

    

    3.  REPRESENTATIONS
AND WARRANTIES OF SELLER.  Seller hereby warrants and
represents:

    

      (a)
Organization and Standing.  Corporation is a corporation duly
organized, validly existing and in good standing under the laws of the State of
Nevada and has the corporate power and authority to carry on its business as it
is now being conducted.

      (b)
Character of Stock to be Purchased.

    
      	
               i.

            	
              The
      Seller is not a party to any agreement, written or oral, creating rights
      in respect to the Corporation's Stock in any third person or relating to
      the voting of the Corporation's
Stock.

            

    

    
      	
              ii.

            	
              Seller
      is the lawful owner of the Stock, free and clear of all security
      interests, liens, encumbrances, equities and other
  charges.

            

    

    
      	
              iii.

            	
              There are no
      existing warrants, options, stock purchase agreements, redemption
      agreements, calls or rights to subscribe of any character relating to the
      stock, nor are there any securities convertible into such stock that are
      different than what has been reported in its SEC filings to
      date.

            

    

    

    
      
        
           

        

        
           

          
            

          

        

        
           

        

      

    

    

     

    4.  REPRESENTATIONS
AND WARRANTIES OF SELLER AND PURCHASER.

    

    Seller
and Purchaser hereby represent and warrant that there has been no act or
omission by Seller, Purchaser or the Corporation which would give rise to any
valid claim against any of the parties hereto for a brokerage commission,
finder's fee, or other like payment in connection with the transactions
contemplated hereby.

    

    5. FIRST
RIGHT OF REFUSAL

    

     The
Company will not issue any stock for a period of Two (2) months from the date of
approval for trading.

    

    6.
LOCK-UP.

    

    The
Company shall cause its officers, insiders, directors, and affiliates or other
related parties under control of the Company, to refrain from selling Common
Stock for a period of Two (2) months from the date of approval for trading.

    

    7.  GENERAL
PROVISIONS

    

    (a)
Entire Agreement. This Agreement (including the exhibits hereto and any written
amendments hereof executed by the parties) constitutes the entire Agreement and
supersedes all prior agreements and understandings, oral and written, between
the parties hereto with respect to the subject matter hereof.

    

    (b)
Sections and Other Headings. The section and other headings contained in this
Agreement are for reference purposes only and shall not affect the meaning or
interpretation of this Agreement.

    

    (c)
Governing Law. This agreement and all transactions contemplated hereby, shall be
governed by, construed and enforced in accordance with the laws of the State of
New York and the State of Arizona.  The parties herein waive trial by
jury and agree to submit to the personal jurisdiction and venue of a court of
subject matter jurisdiction located in the State of Arizona.  In the
event that litigation results from or arises out of this Agreement or the
performance thereof, the parties agree to reimburse the prevailing party's
reasonable attorney's fees, court costs, and all other expenses, whether or not
taxable by the court as costs, in addition to any other relief to which the
prevailing party may be entitled.

    

    

    
      
        
           

        

        
           

          
            

          

        

        
           

        

      

    

    

    IN
WITNESS WHEREOF, this Agreement has been executed by each of the individual
parties hereto on the date first above written:

    

    Signed,
sealed and delivered in the presence of:

    

    

    

    PURCHASERS

    
       

      
        	 By:
      /s/
      Matthew A. Connor
	 Matthew A.
      Connor, CEO
	 Connor &
      Kirk Capital, LLC.
	 Date:  December
      19, 2008

      

       

      

      

      SELLERS

      
         

        
          	 By:  /s/
      Kiril A. Pandelisev
	 Dr. Kiril A.
      Pandelisev, CEO
	 CRC Crystal
      Research Corporation
	 Date:  December
      19, 2008

        

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    
      
        
           

        

        
           

          
            

          

        

        
           

        

      

    

    

    EXHIBIT
"A” AMOUNT AND PAYMENT OF PURCHASE PRICE

    

    

      (a)
Consideration. As total consideration for the purchase and sale of the
Corporation's Stock, pursuant to this Agreement, the Purchaser shall pay to the
Seller the sum of Three Million Dollars ($3,025,000) for total of 5,500,000
shares of common stock valued at $0.55 per share.  The total
consideration to be referred to in this Agreement shall be known as the
"Purchase Price".

    

    (b)
Payment. The Purchase Price shall be paid as follows:

    

        i.
Upon execution of this agreement, Seller shall place in escrow Five Million Five
Hundred Thousand shares (5,500,000) to be  accessible by the Purchaser
as stated in an escrow agreement.

    

        ii.
Within a week after the Company is approved for trading the Purchaser
will   provide the Seller with the first weekly payment of
$50,000 (Fifty Thousand Dollars) and weekly payments of $250,000 (Two Hundred
Fifty Thousand Dollars) per week thereafter, until seller has received the
aggregate sum of Three Million Twenty Five Thousand Dollars ($3,025,000). The
escrow agreement will have provisions to facilitate for efficient stock sales
and payments for the stock.

    

    Purchaser
will make payments via wire transfer to account as provided by the escrow
agent.

    

    

     

     

     

     

     

     

     

     

     

     

     

     

     

      
        

      

    

    

     

     

     

     

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    
      
        
           

        

        
          3

          
            

          

        

        
           

        

      

    

    

    EXHIBIT
"A” AMOUNT AND PAYMENT OF PURCHASE PRICE

    

    

    (a)
Consideration. As total consideration for the purchase and sale of the
Corporation's Stock, pursuant to this Agreement, the Purchaser shall pay to the
Seller the sum of Three Million Dollars ($3,025,000) for total of 5,500,000
shares of common stock valued at $0.55 per share.  The total
consideration to be referred to in this Agreement shall be known as the
"Purchase Price".

    
(b)
Payment. The Purchase Price shall be paid as follows:

    

        i.
Upon execution of this agreement, Seller shall place in escrow Five Million Five
Hundred Thousand shares (5,500,000) to be  accessible by the Purchaser
as stated in an escrow agreement.

    

        ii.
Within a week after the Company is approved for trading the Purchaser
will   provide the Seller with the first weekly payment of
$50,000 (Fifty Thousand Dollars) and weekly payments of $250,000 (Two Hundred
Fifty Thousand Dollars) per week thereafter, until seller has received the
aggregate sum of Three Million Twenty Five Thousand Dollars ($3,025,000). The
escrow agreement will have provisions to facilitate for efficient stock sales
and payments for the stock.

    

    Purchaser
will make payments via wire transfer to account as provided by the escrow
agent.

    

    

     

     

     

     

     

     

     

     

     

     

     

     

     

     4

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00151-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00151-of-00352.parquet"}]]