Document:

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                                                                   Exhibit 10.14

                      FIRST AMENDMENT TO CREDIT AGREEMENT

                         Dated as of February 23, 2001

                                     among

                             FTI CONSULTING, INC.,

                           THE LENDERS NAMED HEREIN

                                      AND

                BANK OF AMERICA, N.A., as Administrative Agent

                                      AND

                        BANC OF AMERICA SECURITIES LLC,

                  As Sole Lead Arranger and Sole Book Manager

                                      AND

                                SUNTRUST BANK,

                            As Documentation Agent

                                      AND

                                ALLFIRST BANK,

                                  As Co-Agent
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                      FIRST AMENDMENT TO CREDIT AGREEMENT

     THIS FIRST AMENDMENT TO CREDIT AGREEMENT (this "Amendment") is made as of
February 23, 2001, by and among FTI CONSULTING, INC. (the "Borrower"), a
Delaware corporation with its principal office at 2021 Research Drive,
Annapolis, Maryland  21401, each of the lenders named herein on the signature
pages hereof (such lenders and any other lender or lenders which may hereafter
become a party to this Agreement pursuant to the provisions of Section 11.3
hereof, together, the "Lenders" and each individually a "Lender"), BANK OF
AMERICA, N.A., a national banking association, as administrative agent for the
Lenders (in such capacity, the "Administrative Agent"), SUNTRUST BANK, as
Documentation Agent, ALLFIRST BANK, as Co-Agent and BANC OF AMERICA SECURITIES
LLC ("BAS"), as the sole lead arranger and sole book manager.

                                   RECITALS
                                   --------

     A.   Pursuant to a Credit Agreement dated as of December 22, 2000 (as
amended from time to time the "Credit Agreement"), by and among the Borrower,
the Lenders, the Administrative Agent and BAS, the Lender extended to the
Borrower credit facilities consisting of (i) a revolving credit facility in the
maximum principal amount of Forty Seven Million Five Hundred Thousand Dollars
($47,500,000), (ii) a letter of credit facility in the maximum principal amount
of Five Million ($5,000,000), as part of that revolving credit facility, and
(iii) a term loan facility in the principal amount of Thirty Two Million Five
Hundred Thousand Dollars ($34,500,000).

     B.   The Borrower has requested and the Lender, the Administrative Agent
and BAS have agreed to amend certain provisions of the Credit Agreement, upon
the terms and subject to the conditions set forth in this Amendment.

                                  AGREEMENTS

     NOW, THEREFORE, in consideration of the premises and for other good and
valuable consideration, the receipt of which is hereby acknowledged, the
Borrower, the Lenders, the Administrative Agent and BAS agree as follows:

     1.   Amendment to Credit Agreement.  Section 2.1(b)(ii) of the Credit
          -----------------------------
Agreement is hereby amended and restated in its entirety as follows:

               (ii) The outstanding balance of the Term Loan shall be repaid
     over a period of five (5) years in consecutive quarterly installments of
     principal in the principal amounts set forth below on the last day of each
     March, June, September and December hereafter, plus accrued interest
     thereon on each Interest Payment Date:
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                  Quarterly                                 Principal
                Payment Number                            Payment Amount
                --------------                            --------------

                     1-8                                    $ 1,083,333;
                     9-12                                 $ 1,625,000; and
                    13-20                                   $12,166,667.

          Unless sooner paid, the unpaid principal balance of the Term Loan,
     together with all interest accrued therein, shall be due and payable in
     full on the Maturity Date.

     2.   Miscellaneous
          -------------

          (a)  Governing Law.  This Amendment shall be construed and enforced in
accordance with, and the rights of the parties shall be governed by, the law of
the State of Maryland excluding choice-of-law principles of the law of such
State that would require the application of the laws of a jurisdiction other
than such state.

          (b)  Counterparts.  This Amendment may be executed in any number of
counterparts, and by different parties on separate counterpart signature pages,
each executed counterpart constituting an original but all together constituting
one and the same agreement.

          (c)  Captions.  The descriptive headings of the various Sections or
parts of this Amendment are for convenience only and shall not affect the
meaning or construction of any of the provisions hereof.

          (d)  References to Credit Agreement  Any and all notices, requests,
certificates and other instruments executed and delivered concurrently with or
after the effectiveness of this Amendment may refer to the Credit Agreement
without making specific reference to this Amendment but nevertheless all such
references shall be deemed to include this Amendment unless the context shall
otherwise require.

          (e)  Expenses.  Whether or not the transactions herein contemplated
shall be consummated, the Company agrees to pay all expenses relating to the
subject matter of this Amendment, including but not limited to the fees and
expenses of Troutman Sanders Mays & Valentine LLP, counsel for the
Administrative Agent, incurred in connection with the preparation, negotiation,
execution, and delivery of this Amendment and the other instruments and
documents to be executed and delivered pursuant thereto.

          (f)  Ratification and Reaffirmation.  Except to the extent hereby
modified or amended, the Credit Agreement is in all respects hereby ratified,
confirmed and approved by the parties hereto.  The Borrower also hereby
acknowledges and agrees that, notwithstanding the execution and delivery of this
Amendment, the Loan Documents remain in full force as amended hereby and effect
and the rights and remedies of the Agent and the Lenders thereunder, the

                                      -2-
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obligations of the Borrower thereunder, and the Liens created and provided for
thereunder remain in full force and effect and shall not be affected, impaired
or discharged hereby. All of the Obligations arising under or otherwise relating
to the Credit Agreement as amended hereby or any of the other Financing
Documents shall continue to be secured by the Security Agreement. Nothing herein
contained shall in any manner affect or impair the priority of the Liens created
and provided for by the Security Agreement as to the indebtedness which would be
secured thereby prior to giving effect to this Amendment.

                                      -3-
<PAGE>

     IN WITNESS WHEREOF, the Borrower has caused this Amendment to be duly
executed as of the date first above written by its duly authorized officer and
the Administrative Agent, BAS and each Lender have caused it to be executed by
their duly authorized officers.

WITNESS/ATTEST:                    FTI CONSULTING, INC.

 /s/ Cheryl J. Meeks               By: /s/ Theodore I. Pincus
 -------------------                  ----------------------------------------
                                      Name:  Theodore I. Pincus
                                      Title: EVP/CFO

WITNESS:                           BANK OF AMERICA, N.A.

 /s/ Laura B. Schmuck              By: /s/ Susan J. Ryan, V.P.
 --------------------                 -----------------------------------------
                                      Susan J. Ryan
                                      Senior Agency Officer

                                   BANK OF AMERICA, N.A.,
                                   as Administrative Agent

                                   By: /s/ Michael J. Landini
                                      ----------------------------------------
                                      Michael J. Landini, Senior Vice President

                                   SUNTRUST BANK

                                   By: /s/ Kathy Boozer
                                      -----------------------------------------
                                      Kathy Boozer, Vice President

                                   ALLFIRST BANK

                                   By: /s/ John C. Acker
                                      ----------------------------------------
                                      John C. Acker, Vice President

                                      -4-
<PAGE>

                                   SUMMIT BANK

                                   By: /s/ Roy Brubaker
                                     -----------------------------------------
                                     Roy Brubaker, Vice President

                                   COMERICA BANK

                                   By: /s/ Robert Wilson
                                     -----------------------------------------
                                     Robert Wilson, Account Officer

                                   PROVIDENT BANK OF MARYLAND

                                   By: /s/ Jennifer Kissner
                                     -----------------------------------------
                                     Jennifer Kissner
                                     Assistant Vice President

                                       5<PAGE>   1
                                                                   EXHIBIT 4.3.2
                                 AMENDMENT NO. 4

                                       TO

                                K2 DIGITAL, INC.

                            1997 STOCK INCENTIVE PLAN

         Section 4.1 of the K2 Digital, Inc. 1997 Stock Incentive Plan (the
"Plan") is hereby amended and restated in its entirety to read as follows:

                  "4.1 Number of Shares. Subject to the provisions of this
         Article IV, the maximum number of shares of Common Stock with respect
         to which Awards may be granted during the term of the Plan shall be
         3,000,000 shares. Shares of Common Stock will be made available from
         the authorized but unissued shares of the Company. The shares of Common
         Stock subject to (i) any Award granted under the Plan that shall
         expire, terminate or be annulled for any reason without having been
         exercised (or considered to have been exercised as provided in Section
         7) and (ii) any Award of Restricted Shares that shall be forfeited
         prior to becoming vested (provided that the holder received no benefits
         of ownership of such Restricted Shares other than voting rights and the
         accumulation of Retained Distributions and unpaid Dividend Equivalents
         that are likewise forfeited), shall again be available for purpose of
         the Plan."

                                       1

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