Document:

EMPLOYMENT AND
NON-COMPETE AGREEMENT 

        This
Employment and Non-Compete Agreement (the “Agreement”) is made as of January 4,
2008, between iSYS, LLC, a Virginia limited liability company (the “Company”);
WidePoint Corporation, a Delaware corporation (“WidePoint”); and Jin Kang (the
“Executive”). The parties agree that the terms and provisions of this Agreement
are subject to and contingent upon the closing of the acquisition of all of the membership
interests in the Company by WidePoint (the “Acquisition”). Subject to the
foregoing, the Company, WidePoint and Executive hereby agree as follows: 

        1.       Employment.
The Company agrees to employ Executive in the position set           forth herein and
Executive accepts such employment by the Company upon the terms           and conditions
set forth in this Agreement, for the period beginning on the           closing date of
the Acquisition and ending upon termination pursuant to           paragraph 4 (the “Employment
Period”).  

        2.       Compensation
and Benefits.  

            (a)                 In
consideration for the valuable services to be rendered by Executive and for
          Executive’s agreement not to compete against the Company or WidePoint as
          described in paragraph 6, the Company hereby agrees that commencing on the
          closing date of the Acquisition and for a period of three (3) years immediately
          thereafter, the Company will pay Executive a bi-monthly gross salary at the
          annual rate of $225,000.00 per annum (the “Base Salary”). In
addition,           the Base Salary will be reviewed at least annually by WidePoint for
merit           increases and may, in WidePoint’s discretion, be increased. The Base
Salary           of Executive after the first three (3) years of this Agreement shall be
          determined by the Board of Directors of the Company and the Compensation
          Committee of the Board of Directors of WidePoint, but shall be no less than the
          Base Salary.  

            (b)                 Executive
also shall be entitled to (i) reimbursement for actual business           expenses in
accordance with WidePoint’s policies and procedures in effect           at that
time; (ii) comparable combined paid vacation (of no less than four (4)           weeks
per annum), sick leave and medical and other benefits consistent with           those
received by the most senior executives of Wide Point including, without
          limitation, coverage under a directors and officers liability insurance policy
          (the “Policy”); and (iii) bonus compensation in amounts as determined
          in the reasonable discretion of the Board of Directors of the Company and the
          Compensation Committee of the Board of Directors of WidePoint. Executive shall
          also be entitled to receive stock options from WidePoint as determined in the
          reasonable discretion of the Compensation Committee of the Board of Directors
of           WidePoint.  

        3.       Services.
During the Employment Period, Executive agrees to devote           Executive’s
commercially reasonable efforts and substantially all of           Executive’s
business time and attention to the business affairs of the           Company, as its
President with duties and authority similar to Executive’s           duties and
authority prior to the date of this Agreement, with the exception           that those
duties and authorities as President shall be in compliance with all           of WidePoint’s
then-current internal controls, policies and procedures,           covenants (each of
which WidePoint will provide to Executive in writing) and           regulatory and
reporting requirements (except for reasonable vacation periods           subject to the
reasonable approval of the Company or WidePoint or reasonable           periods of
illness or other incapacity). During the Employment Period, Executive           agrees to
render such services as the Company may from time to time direct,           consistent
with his position as the President of the Company. During the           Employment
Period, Executive agrees that Executive will not, except with the           prior written
consent of the Company and WidePoint, become engaged in or render           services for
any business other than the business of the Company and WidePoint.           The Company
and WidePoint each agree that during the Employment Period,           Executive shall not
be required to relocate from his current residence. It shall           not be a violation
of this Agreement for the Executive to (A) serve on           corporate, civic or
charitable boards or committees, (B) deliver lectures,           fulfill speaking or
writing engagements or teach at educational institutions,           and (C) manage
personal investments, so long as such activities do not interfere           with the
performance of the Executive’s responsibilities to the Company in
          accordance with this Agreement.  

        4.       Termination.  

            (a)                 The
Employment Period will continue from the date of this Agreement unless
          terminated earlier by (a) Executive’s death or permanent disability, (b)
          Executive’s resignation (other than for Good Reason, as hereinafter
          defined) upon ninety (90) days prior written notice to the Company and
          WidePoint, or (c) the Company and/or WidePoint for Cause, as hereinafter
          defined. For the purposes of this Agreement, the term “permanent
          disability” shall be as determined by the relevant insurance company under
          the then-current health care and insurance policies of the Company and/or
          WidePoint which are applicable to Executive.  

            (b)                 For
purposes of this Agreement, “Good Reason” shall mean the           occurrence,
without the Executive’s written consent, of any of the           following
circumstances (except in each case in connection with the termination           of the
Executive’s employment for Cause or disability or as a result of the
          Executive’s death or temporarily as a result of the Executive’s
          illness or other absence): (i) a material breach by the Company of any
provision           of this Agreement including, but not limited to, (A) failure to pay
Base Salary           or benefits after the date when due or (B) the failure to appoint
the Executive           to the position provided for herein, providedthat,
Executive           provides the Company with written notice of such breach within ninety
(90) days           following the occurrence of such breach specifying in reasonable
detail the           facts and circumstances alleged to constitute such breach and the
Company fails           to cure such breach within thirty (30) days after receipt of such
notice; (ii)           any material adverse alteration or diminution of the Executive’s
position,           duties or responsibilities under this Agreement or the assignment to
the           Executive of duties or responsibilities materially inconsistent with the
          Executive’s position as President of the Company, providedthat,
Executive provides the Company with written notice of such breach           within ninety
(90) days following the occurrence of such alteration, diminution           or assignment
specifying in reasonable detail the facts and circumstances           alleged to
constitute such alteration, diminution or assignment and the Company           fails to
cure such alteration, diminution or assignment within thirty (30) days           after
receipt of such notice, or (iii) the relocation of the Company’s           principal
executive offices to a location more than 50 miles from its location           as of the
closing date of the Acquisition.  

2 

            (c)                 For
purpose of this paragraph 4, “Cause” shall mean (i) the repeated
          failure or refusal of Executive to follow the lawful directives of the Company,
          WidePoint or their designee (except due to sickness, injury or disabilities)
          that are consistent with the Executive’s position as the President of the
          Company, provided that, the Company provides the Executive with
          written notice of such breach within ninety (90) days following the occurrence
          of such breach specifying in reasonable detail the facts and circumstances
          alleged to constitute such breach and the Executive fails to cure such breach
          within thirty (30) days after receipt of such notice, (ii) gross inattention to
          duty or any other willful, reckless or grossly negligent act (or omission to
          act) by Executive, which, in the good faith judgment of the Company and
          WidePoint, materially injures the Company or WidePoint, including the repeated
          failure to follow the lawful policies and procedures of the Company or
          WidePoint, which in all cases have been provided to the Executive in writing,
provided that, the Company provides the Executive with written
          notice of such breach within ninety (90) days following the occurrence of such
          breach specifying in reasonable detail the facts and circumstances alleged to
          constitute such breach and the Executive fails to cure such breach within
thirty           (30) days after receipt of such notice, (iii) a material breach of this
          Agreement by Executive provided that, the Company provides the
          Executive with written notice of such breach within ninety (90) days following
          the occurrence of such breach specifying in reasonable detail the facts and
          circumstances alleged to constitute such breach and the Executive fails to cure
          such breach within thirty (30) days after receipt of such notice, or (iv) the
          conviction by Executive of a felony or other crime involving moral turpitude or
          the commission by Executive of an act of financial dishonesty (which for
          purposes of this Agreement shall be defined as an intentional act by the
          Executive to obtain a financial benefit from the Company that he is not legally
          or contractually entitled to) against the Company or WidePoint.  

        5.       Consequences
of Termination.  

            (a)                 Upon
any termination by the Company for Cause, the death or permanent disability           of
Executive or upon Executive’s decision to leave the Company other than           for
Good Reason, Executive shall be entitled to be paid his Base Salary to the           date
of termination and the Company shall have no further liability hereunder           (other
than for reimbursement for reasonable business expenses incurred prior to           the
date of termination, indemnification in accordance with applicable law, the
          certificate of incorporation, bylaws, other constitutive documents of the
          Company and WidePoint and the Policy and the other vested benefits).  

            (b)                 Upon
any termination by the Company without Cause or by Executive for Good           Reason,
the Company shall pay to the Executive (i) any unpaid Base Salary           accrued as of
the date of termination, (ii) in the event that the termination           occurs prior to
the third anniversary of the Acquisition, Base Salary at the           annual rate in
effect on the date of termination from such date of termination           until the third
anniversary of the Acquisition (assuming for this purpose that a           termination
had not occurred) in installments in accordance with the           Company’s
ordinary Base Salary payroll practices, (iii) a pro rata portion           of any Bonus
payable in respect of the fiscal year in which the date of           termination occurs,
and (iv) reimbursement of any outstanding business expenses           for which Executive
is entitled to be reimbursed in accordance with this           Agreement up to and
including the date of termination. The Company shall have no           further liability
hereunder (other than for indemnification in accordance with           applicable law,
the certificate of incorporation, bylaws, other constitutive           documents of the
Company and WidePoint and the Policy and the other vested           benefits).  

3 

        6.       Non-Compete.  

            (a)                 In
the event the Employment Period is terminated by the Company for Cause or by
          the Executive other than for Good Reason, then the non-compete provisions of
          this paragraph 6 will apply to Executive. In the event the Employment Period is
          otherwise terminated, such as by the Company without Cause or by the Executive
          for Good Reason, then no part of this paragraph 6 will apply to Executive.  

            (b)                 Executive
recognizes and acknowledges that by virtue of accepting employment           hereunder,
Executive will acquire valuable training and knowledge, enhance           Executive’s
professional skills and experience, and learn proprietary trade           secrets and
Confidential Information of the Company and WidePoint. In           consideration of the
foregoing and this employment contract, Executive agrees           that during the
Employment Period and for two (2) years thereafter (the           “Non-Compete Period”),
Executive will not directly or indirectly           (whether as employee, director,
owner, stockholder, consultant, partner (limited           or general) or otherwise) own,
manage, control, participate in, consult with,           advertise on behalf of, render
services for or in any manner engage in any           competitive business of soliciting
or providing any computer, technology,           information technology (IT), consulting
or any other services and/or products of           any type whatsoever to any federal,
state and/or local governments, agencies,           entities doing business with any such
governments and/or agencies, and/or to any           existing or targeted customers or
clients of the Company and/or WidePoint, that           is competitive with business
conducted by (i) the Company as of the date of           termination or during the period
for the thirty six (36) months prior to the           date of termination, or (ii)
WidePoint as of the date of termination or during           the period for the thirty six
(36) months prior to the date of termination, with           the term “targeted” meaning
customers or clients that the Company or           WidePoint has contacted within the
last twenty-four (24) months prior to the           date of termination of the Employment
Period (with the term           “contacted” to exclude any mass email or mass
regular mailings, mass           media marketing methods or mass telemarketing or meeting
at an industry or trade           function without further action by the Company or
WidePoint); or included in a           sales or strategic plan of the Company or
WidePoint that Executive is aware of           prior to the date of termination of the
Employment Period; nor shall Executive           solicit any other Person to engage in
any of the foregoing activities or           knowingly request, induce or attempt to
influence any then existing or targeted           customers, clients, suppliers,
consultants, or any other Persons who have           engaged in business with the Company
or WidePoint to curtail any business they           are currently, or in the last 36
months have been, transacting with the Company           or WidePoint (the “Non-Compete).
Nothing herein will prevent Executive from           being a passive owner of not more
than 1% of the outstanding stock of any class           of a corporation which is engaged
in a competitive business of the Company or           WidePoint and which is publicly
traded, so long as Executive has no           participation in the business of such
corporation. For the purposes of this           Agreement, such passive ownership of
shares shall not be deemed to constitute           participation in the business of the
corporation. Furthermore, during the           Non-Compete Period, Executive shall not,
without the prior written consent of           each of the Company and WidePoint,
directly or indirectly, knowingly solicit or           encourage or attempt to influence
any existing employee, consultant or other           Person or recruit to leave or
discourage their employment with the Company or           WidePoint. Executive agrees
that the restraint imposed under this paragraph 6 is           reasonable and not unduly
harsh or oppressive. Executive shall be entitled to           provide any prospective
employer with a complete copy of this Agreement.  

4 

            (c)                 If,
at the time of enforcement of any provision of paragraph 6(b) above, a court           or
arbitrator holds that the restrictions stated therein are unreasonable or
          unenforceable under circumstances then existing, then the Company, WidePoint
and           Executive agree that the maximum period, scope, or geographical area
reasonable           or permissible under such circumstances will be substituted for the
stated           period, scope or area.  

            (d)                 Since
a material purpose of this Agreement is to protect the Company’s and
          WidePoint’s investment in the Executive, including but not limited to the
          purchase price consideration payable to the Employer under the terms of the
          Purchase Agreement, and to secure the benefits of Executive’s background
          and general experience in the industry, the parties hereto agree and
acknowledge           that money damages may not be an adequate remedy for any breach of
the           provisions of this paragraph 6. Therefore, in the event of a breach by
Executive           of any of the provisions of this paragraph 6, the Company, WidePoint
or their           successors or assigns may, in addition to other rights and remedies
existing in           its favor, apply to any court of law or equity of competent
jurisdiction for           specific performance and/or injunctive or other relief in
order to enforce or           prevent any violations of the provisions of this Agreement.  

        7.       Confidential
Information and Inventions. Executive acknowledges that the           information,
data and trade secrets (collectively, “Confidential           Information”)
obtained by Executive during the course of Executive’s           performance under
this Agreement, and previously during Executive’s           employment with the
Company prior to the acquisition of the Company by           WidePoint, concerning the
business or affairs of the Company or WidePoint are           the property of the Company
and WidePoint, respectively. For purposes of this           Agreement, “trade secret” means
any method, program or compilation of           information which is used in the Company’s
or WidePoint’s business,           including but not limited to: (a) techniques,
plans and materials used by the           Company or WidePoint, (b) marketing methods and
strategies employed by the           Company or WidePoint, and (c) all lists of past,
present or targeted customers,           clients, suppliers, business partners, teaming
members and/or other Persons who           have done business with either the Company or
WidePoint. Executive agrees that           Executive will not disclose to any
unauthorized Person or use for           Executive’s own account any of such
Confidential Information without the           written consent of each of the Company and
WidePoint. Executive agrees to           deliver to the Company and WidePoint at the
termination of Executive’s           employment, or at any other time the Company or
WidePoint may request, all           memoranda, notes, plans, records, reports and other
documents (and copies           thereof) relating to the business of the Company or
WidePoint which Executive           may then possess or have under Executive’s
control. Notwithstanding the           terms of this Agreement, Confidential Information
may be disclosed by the           Executive in furtherance of the Company and WidePoint’s
business, when and           to the limited extent compelled by written notice from a
government agency or           when and to the limited extent compelled by legal process
or court order by a           court of competent jurisdiction if the Executive has given
the Company prompt           written notice of such request or order and the Confidential
Information to be           disclosed as far in advance of its disclosure as possible so
that the Company           may seek appropriate protective order or waive compliance by
the Executive, or           in connection with the proposed performance by the Executive
of his duties under           this Agreement, subject to WidePont’s prior approval.
Confidential           Information does not include information which (a) is generally
known to the           industry or the public other than as a result of a breach of this
Agreement or           any other agreements by the Executive, or (b) is or becomes
available to the           Executive on a non-confidential basis from a source other than
the Company or           its subsidiaries or affiliates or their respective directors,
employees or           agents.  

5 

        The
Company will own any and all right, title, or interest that Executive may develop or
establish in any designs, products, discoveries, inventions, original works of authorship,
trade secrets, innovations, improvements, developments, modifications, know-how,
technology, process, management reports, internal reports and memoranda, product
development plans and strategies, customer lists, marketing, pricing, and sales plans,
policies, and strategies, whether or not patentable which Executive conceives, reduces to
practice, devises, develops, discovers, or incorporates in Company products or services,
either alone or jointly, or to which Executive otherwise contributes during the term of
Executive’s employment with the Company, insofar as such may either (a) relate to or
arise out of the business of the Company or WidePoint, whether or not during business
hours and whether or not Company or WidePoint resources are utilized, or (b) involve the
use of Company and/or WidePoint resources, including Executive’s time and attention
during business and/or non-business hours (“Employer Work Product”). Executive
will make a complete and prompt disclosure of all Employer Work Product to the Company and
WidePoint at all times that any such Employer Work Product arises, and Executive hereby
irrevocably and exclusively assigns to the Company and WidePoint, without further
compensation, all rights in all Employer Work Product. 

        During
the term of this Agreement and at the sole cost of the Company, Executive will do all
reasonable acts and things as may be reasonably necessary to confirm and vest the entire
right, title and interest in the Employer Work Product in the Company and WidePoint and to
secure to the Company and WidePoint full protection of the same, including without
limitation, the execution and delivery of assignments, patent applications, and other
documents or papers, whether during employment with the Company or any time after
termination of such employment. In order to confirm the rights of the Company and
WidePoint, Executive also will assign to the Company and WidePoint any and all copyrights
and reproduction rights to any written material prepared by Executive during employment
with the Company. In addition to the foregoing, without compensation but at the
Company’s expense, for a period of two (2) years following the termination for any
reason of employment with the Company, Executive, upon reasonable notice by the Company
and WidePoint, will cooperate with the Company and WidePoint in securing or defending the
right, title, and interest of the Company and WidePoint in the Employer Work Product
(subject in all cases to the then obligations and responsibilities of the Executive). 

6 

        Notwithstanding
the foregoing, Executive will retain all right, title and interest in any intellectual
property that is (i) developed exclusively during non-business hours of the Company or
when Executive is not working for the Company; (ii) developed without the use of any
Company resources (including, but not limited to, Company technology, research, materials,
equipment, patient information and patient participation in any test trials); (iii) not in
any way related to the current or prospective business of the Company and/or WidePoint (of
which the Executive is aware); and (iv) disclosed in writing by Executive to WidePoint and
the Company (A) prior to the signing of this Agreement with respect to any intellectual
property that was developed prior to the signing of this Agreement or (B) within
ten (10) days of being conceived or otherwise developed by or on behalf of Executive after
the date of the signing of this Agreement. 

        Executive
expressly acknowledges and agrees that Executive has disclosed to the Company and
WidePoint in writing prior to signing this Agreement, any and all designs, discoveries,
inventions, original works of authorship, trade secrets, innovations, improvements,
developments, modifications, know-how, technology, process, management reports, internal
reports and memoranda, customer lists, marketing plans or pricing policies of Executive
(collectively “Executive’s Intellectual Property”), with Executive hereby
irrevocably and exclusively assigning and transferring all Executive’s Intellectual
property to the Company and WidePoint without any further compensation other than the
consideration payable to Executive under the terms of the Purchase Agreement.   With
respect to any of Executive’s Intellectual Property (i) that Executive has not
disclosed to the Company or WidePoint pursuant to this paragraph 7 but that is
incorporated into products or services of the Company or WidePoint or brought to the
Company or WidePoint for use in the products or services of the Company or WidePoint or
(ii) that Executive has disclosed in writing to the Company and WidePoint but incorporated
into work performed for the Company and/or WidePoint without the prior written permission
of each of the Company and WidePoint, Executive hereby exclusively assigns and transfers
to the Company and WidePoint, without further compensation, all rights in all such
Executive’s Intellectual Property in accordance with this paragraph 7. 

        8.
       Code Section 409A 

            (a)                 Unless
otherwise expressly provided, any payment of compensation by the Company           to the
Executive for purposes of Section 409A of the Internal Revenue Code of           1986, as
amended (the “Code”) and the regulations promulgated           thereunder
(Section 409A”), whether pursuant to this Agreement or           otherwise, shall be
made on or before the fifteenth (15th) day of the third           (3rd) month following
the later of the end of the calendar year or the end of           the Company’s
fiscal year, in either case in which the Executive’s           right to such payment
vests (i.e., is not subject to a “substantial risk of           forfeiture” for
purposes of Section 409A or unless delay is permitted           pursuant to Section 409A.
All payments of “nonqualified deferred           compensation” (within the
meaning of Section 409A) by the Company to the           Executive are intended to comply
with the requirements of Section 409A, and this           Agreement shall be interpreted
consistent therewith. Neither the Company nor the           Executive, individually or in
combination, may accelerate any such deferred           payment, except in compliance
with Section 409A, and no amount shall be paid           prior to the earliest date on
which it is permitted to be paid under Section           409A. In the event that the
Executive is determined to be a “key           employee” (as defined in Section
416(i) of the Code (without regard to           paragraph (5) thereof)) of the Company or
its affiliates at a time when the           Company or its affiliates has stock which is
deemed to be publicly-traded on an           established securities market for purposes
of Section 409A, payments determined           to be “nonqualified deferred
compensation” thereunder and payable           following termination of the Executive’s
employment with the Company shall           be made to the Executive no earlier than the
earlier of (i) the last day of the           sixth (6th) complete calendar month
following the month in which occurs the           Executive’s separation from
service with the Company and its affiliates           within the meaning of Code Section
409A, or (ii) the date of the           Executive’s death, consistent with the
provisions of Section 409A. Any           payment delayed by reason of the prior sentence
shall be paid out in a single           lump sum at the end of such required delay period
in order to catch up to the           original payment schedule, without interest
thereon. Notwithstanding anything           herein to the contrary, no amendment may be
made to this Agreement if it would           cause the Agreement or any payment hereunder
to not be in compliance with the           requirements of Section 409A.  

7 

            (b)                 Notwithstanding
anything in this Agreement to the contrary, the parties shall           use commercially
reasonable efforts to make all terms of this Agreement           consistent with and all
payments made pursuant to this Agreement payable at such           times as to not result
in any penalty, interest and/or tax to the Executive           pursuant to the provisions
of Section 409A. If after the date hereof the Company           or WidePoint indemnifies
or otherwise protects any other executive or employee           with regard to any
liability pursuant to Section 409A, then automatically and           without further
action on the part of the Company and/or WidePoint.  

        9.       Notices.
Any notice provided for in this Agreement shall be in writing           and shall be
either personally delivered, sent by overnight courier           (e.g., Federal
Express) or mailed by first class certified mail, return           receipt requested, to
the recipient at the address below indicated:  

	 	         To the Company or WidePoint: 	Mr.
James T. McCubbin                                                      
c/o WidePoint
Corporation                                                      
One Lincoln Centre,
Suite 1100                                                      
Oakbrook Terrace,
Illinois  60181 

	 	To Executive: 	Jin
Kang
1163 Daleview Drive
McLean, Virginia 22102  

or such other address or to the
attention of such other Person as the recipient party shall have specified by prior
written notice to the sending party. Any notice under this Agreement will be deemed to
have been given when so delivered, sent or mailed. 

8 

        10.       Miscellaneous.
Whenever possible, each provision of this Agreement will           be interpreted in such
manner as to be effective and valid under applicable law.           The parties agree
that (i) the provisions of this Agreement shall be severable           in the event that
any of the provisions hereof are for any reason whatsoever           invalid, void or
otherwise unenforceable, (ii) such invalid, void or otherwise           unenforceable
provisions shall be automatically replaced by other provisions           which are as
similar as possible in terms to such invalid, void or otherwise           unenforceable
provisions but are valid and enforceable and (iii) the remaining           provisions
shall remain enforceable to the fullest extent permitted by law. This           Agreement
embodies the complete agreement and understanding among the parties           and
supersedes and preempts any prior understandings, agreements or           representations
by or among the parties, written or oral, which may have related           to the subject
matter hereof in any way. This Agreement may be executed on           separate
counterparts, each of which is deemed to be an original and all of           which taken
together constitute one and the same agreement. This Agreement is           intended to
bind and inure to the benefit of and be enforceable by Executive and           the
Company and WidePoint, and their respective successors and assigns.           Executive
may not assign Executive’s rights or delegate Executive’s           obligations
hereunder without the prior written consent of the Company and           WidePoint. The
Company and WidePoint may assign its respective rights and           delegate its duties
hereunder without the consent of Executive to Permitted           Transferees. All
questions concerning the construction, validity and           interpretation of the
Agreement will be governed by the internal law, and not           the law of conflicts,
of the Commonwealth of Virginia. All parties hereby           consent to subject matter
jurisdiction, personal jurisdiction and venue in the           appropriate federal court
located in or serving the Commonwealth of Virginia for           disputes under this
Agreement. Any provision of this Agreement may be amended or           waived only with
the prior written consent of the Company, WidePoint and           Executive.  

        11.       Definitions. “Person” shall
mean and include an           individual, a partnership, a joint venture, a corporation,
a trust, an           unincorporated organization, a governmental entity or any
department or agency           thereof, and any other type of entity whatsoever. “Permitted
          Transferee”shall mean WidePoint or a subsidiary, affiliate or
          successor of WidePoint or the Company, provided that in the event of an
          assignment to a subsidiary or affiliate of WidePoint, the Company and WidePoint
          shall remain liable for all of the obligations contained in this Agreement.  

[Remainder of page left
intentionally blank,]  

9 

        IN
WITNESS WHEREOF, the parties have executed this Agreement on the day and year first above
written. 

	WITNESS:	EXECUTIVE:
	

_________________________	____________________________
		Jin Kang
	
Attest (Seal):	ISYS LLC
	

 __________________________	By:___________________________
	James T. McCubbin	      Steve L. Komar
	Secretary	      Chairman
	

 Attest (Seal):	WIDEPOINT CORPORATION
	

 __________________________	By:___________________________
	James T. McCubbin	      Steve L. Komar
	Secretary	      Chairman, President & Chief Executive Officer

10LOAN NUMBER	LOAN NAME	ACCT. NUMBER	AGREEMENT DATE	INITIALS
	CL522040275-1	WidePoint 
Corporation		01/02/08	
	
NOTE AMOUNT	INDEX (w/Margin)	RATE	MATURITY DATE	LOAN PURPOSE
	$5,000,000.00	Wall Street Journal
Prime plus 0.250%	7.5%	04/30/09	Commercial
			Creditor Use Only		
	

COMMERCIAL LOAN
AGREEMENT  
Accounts Receivable and/or Inventory Financing  

     

DATE AND PARTIES.  The date of this
 Commercial  Loan  Agreement  (Agreement) is January 2, 2008. The parties and  their
addresses are as follows: 

	 	
LENDER: 

 

	 	
CARDINAL
BANK           
8270 Greensboro Drive          
Suite 500          
McLean, Virginia  22102 

	 	
BORROWER:  

 

	 	
WIDEPOINT
CORPORATION           
a Delaware Corporation          
One Lincoln Centre          
18W140
Butterfield Road, Suite 1100          
Oakbrook Terrace, Illinois 60181 

	 	
WIDEPOINT
IL, INC.          
an Illinois Corporation          
One Lincoln Centre          
18W140
Butterfield Road, Suite 1100          
Oakbrook Terrace, Illinois 60181 

	 	
WP
NBIL, INC.           
an Illinois Corporation          
One Lincoln Centre          
18W140
Butterfield Road, Suite 1100          
Oakbrook Terrace, Illinois 60181 

	 	
CHESAPEAKE
GOVERNMENT TECHNOLOGIES, INC.        
a Delaware Corporation          
One Lincoln Centre
         
18W140 Butterfield Road, Suite 1100          
Oakbrook Terrace, Illinois 60181 

	 	
OPERATIONAL
RESEARCH CONSULTANTS, INC.          
a Virginia Corporation          
11250 Waples Mills,
South Tower          
Suite 250          
Fairfax, Virginia 22030 

	 	
ISYS,
LLC           
a Virginia Limited Liability Company          
One Lincoln Center
         
18W140 Butterfield Road, Suite 1100          
Oakbrook Terrace, Illinois 60181 

1.                 DEFINITIONS.
 For the purposes of this Agreement, the following terms have           the following
meanings.  

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 1 

	 	
A.
                      Accounting Terms. In this Agreement, any accounting terms that
are not                     specifically defined will have their customary meanings under
generally accepted                     accounting principles.  

 

	 	
B.
                      Insiders. Insiders include those defined as insiders by the
United States                     Bankruptcy Code, as amended; or to the extent left
undefined, include without                     limitation any officer, employee,
stockholder or member, director, partner, or                     any immediate family
member of any of the foregoing, or any person or entity                     which,
directly or indirectly, controls, is controlled by or is under common
                    control with me.  

 

	 	
C.
                      Loan. The Loan refers to this transaction generally, including
obligations                     and duties arising from the terms of all documents
prepared or submitted for                     this transaction.  

	 	
D.
                      Pronouns. The pronouns “I”, “me” and “my”                    refer
to every Borrower signing this Agreement, individually or together, and
                    their heirs, successors and assigns. “You” and “your” refers
                    to the Loan’s lender, any participants or syndicators, or any
person or                     company that acquires an interest in the Loan and their
successors and assigns.  

 

	 	
E.
                      Property. Property is any property, real, personal or
intangible, that                     secures my performance of the obligations of this
Loan.  

 

	 	
F.
                      Asset-Based Financing Definitions. For the purposes of this
Agreement, the                     following terms will have the following meanings.  

	 	
(1) Account Debtors. Account Debtors are persons who are obligated on the
          Accounts Receivable.  

 

	 	
(2)
 Account Guarantors. Account Guarantors are persons who have guarantied
          certain Accounts Receivable.  

 

	 	
(3)
 Accounts Receivable. Accounts Receivable will include all of the following.  

 

	 	
(a)
 Accounts and Other Rights to Payment. All rights I have now or in the
          future to payments including, but not limited to, payment for goods and other
          property sold or leased or for services rendered, whether or not I have earned
          such payment by performance. This includes any rights and interests (including
          all guaranties, standby letters of credit, liens and security interests) which
I           may have by law or agreement against any Account Debtor.  

 

	 	
(b)
 General Intangibles. All general intangibles including, but not limited to,
          tax refunds, applications for patents, patents, copyrights, trademarks, trade
          secrets, good will, trade names, customer lists, permits and franchises, and
the           right to use my name.  

 

	 	
(c)
 Proceeds. All proceeds from the disposition or collection of Accounts
          Receivable.  

 

	 	
(4)
 Eligible Accounts Receivable. Eligible Accounts Receivable include all of
          my Accounts Receivable that are and continue to be acceptable to you in all
          respects. Criteria for eligibility may be revised by you at any time. Eligible
          Accounts Receivable exclude all of the following Accounts Receivable: the
entire           balance of any Accounts Receivable that has been due and owing for more
than 90           days from the invoice dates; all of the remaining Accounts Receivable
owed by an           Account Debtor when this Account Debtor is overdue on one account;
and those           which you in your sole discretion disqualify as an Eligible Account.
Except in           such case where Accounts Receivable are disqualified in relation to
payments not           received within 90 days of the invoice date, Lender shall provide
written           notification to Borrower prior to revising the criteria for
eligibility, or           prior to otherwise disqualifying Accounts Receivable.  

 

	 	
(5)
 Inventory. Inventory includes all inventory which I hold for ultimate sale
          or lease, or which has been or will be supplied under contracts of service, or
          which are raw materials, work in process, or materials used or consumed in my
          business.  

 

	 	
(6)
 Eligible Inventory. Eligible Inventory includes all of my Inventory that is
          and continues to be acceptable to you in all respects. Criteria for eligibility
          may be revised by you at any time. Eligible Inventory excludes all Inventory
          that I do not own or that is subject to a competing claim, lien or encumbrance
          or that which you in your sole discretion disqualify as Eligible Inventory.  

 

	 	
(7)
 Value of Eligible Inventory. The Value of Eligible Inventory is the lower
          of the Eligible Inventory’s cost or fair market value as determined by
          consistently applied generally accepted accounting principles under the and any
          additional written valuation guidelines you provide me.  

 

	 	
(8)
 Overadvance. An Overadvance is made when advances exceed the maximum
          outstanding Principal balance.  

2.           ADVANCES. Advances
under this Agreement are made according to the following           terms and conditions.  

	 	
A.
                      Asset Based Financing — Revolving Draw. In accordance with
the terms                     of this Agreement and other Loan documents, you will
provide me with a revolving                     draw note and the maximum outstanding
principal balance will be the lesser of                     $5,000,000.00 (Principal) or
the Borrowing Base. The Borrowing Base is the sum                     of the following
amounts.  

 

	 	
(1)
 80 percent of Eligible Accounts Receivable.  

 

	 	
(2)
 0.00 percent of the Value of Eligible Inventory, not to exceed $0.00.  

 

	 	
As
long as I owe any amounts to you under the Loan, I will calculate this Borrowing Base as
of the close of my business day at the end of each month, and within 10 busines days, and
I will provide you with a Borrowing Base Certificate containing an assignment of any
Accounts Receivable and Inventory. The Borrowing Base Certificate will be in form and
substance acceptable to you, will contain my Borrowing Base calculation and will be
certified and signed by me or my officer. My calculation of my Borrowing Base is subject
to your confirmation or redetermination. Your calculation of the Borrowing Base will be
the final determination when your calculation of the Borrowing Base ratio differs from
mine.  

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 2 

	 	
B.
                      Requests for Advances. My requests are a warranty that I am in
compliance                     with all the Loan documents. When required by you for a
particular method of                     advance, my requests for an advance must specify
the requested amount and the                     date and be accompanied with any
agreements, documents, and instruments that you                     require for the Loan.
Any payment by you of any check, share draft or other                     charge may, at
your option, constitute an advance on the Loan to me. All                     advances
will be made in United States dollars. I will indemnify you and hold
                    you harmless for your reliance on any request for advances that you
reasonably                     believe to be genuine. To the extent permitted by law, I
will indemnify you and                     hold you harmless when the person making any
request represents that I                     authorized this person to request an
advance even when this person is                     unauthorized or this person’s
signature is not genuine.  

 

	 	
I
or anyone I authorize to act on my behalf may request advances by the following methods.  

 

	 	
(1)
 I make a request in person.  

	 	
(2)
 I make a request by phone.  

 

	 	
(3)
 I make a request by mail.  

 

	 	
(4)
 I make a request by fax. or otherwise designate in writing circumstances
          for which advances will be made.  

 

	 	
C.
                      Advance Limitations. In addition to any other Loan conditions,
requests                     for, and access to, advances are subject to the following
limitations.  

 

	 	
(1)
 Discretionary Advances. You will make all Loan advances at your sole
          discretion.  

 

	 	
(2)
 Advance Amount. Subject to the terms and conditions contained in this
          Agreement, advances will be made in exactly the amount I request.  

 

	 	
(3)
 Disbursement of Advances. On my fulfillment of this Agreement’s terms
          and conditions, you will disburse the advance in any manner as you and I agree.  

 

	 	
(4)
 Credit Limit. I understand that you will not ordinarily grant a request for
          an advance that would cause the unpaid principal of my Loan to be greater than
          the Principal limit. You may, at your option, grant such a request without
          obligating yourselves to do so in the future.  

 

	 	
(5)
 Records. Your records will be conclusive evidence as to the amount of
          advances, the Loan’s unpaid principal balances and the accrued interest.  

 

	 	
(6)
 Repayment Of Overadvances. I will pay any Overadvances in addition to my
          regularly scheduled payments. I will repay any Overadvance by repaying you in
          full within one day after the Overadvance occurs, except I may repay an
          Overadvance of $100.00 or less within 3 days if the outstanding Principal
          balance, including the excess, does not exceed the liquidation value of
Accounts           Receivable and Inventory and the Overadvance resulted from you
declaring           ineligible previously Eligible Accounts Receivable and Inventory.
Otherwise, I           will repay any Overadvance by making periodic payments to you as
you request.  

 

	 	
D.
                      Conditions. I will satisfy all of the following conditions
before you                     either issue any promissory notes or make any advances
under this Agreement.  

 

	 	
(1)
 No Default. There has not been a default under this Agreement or other Loan
          documents nor would a default result from making the Loan or any advance.  

 

	 	
(2)
Information. You have received all documents, information, certifications
          and warranties as you may require, all properly executed, if appropriate, on
          forms acceptable to you. This includes, but is not limited to, the documents
and           other items listed in the Loan Checklist Report which is hereby
incorporated by           reference into this Agreement.  

 

	 	
(3)
 Inspections. You have made all inspections that you consider necessary and
          are satisfied with this inspection.  

 

	 	
(4)
 Conditions and Covenants. I will have performed and complied with all
          conditions required for an advance and all covenants in this Agreement and any
          other Loan documents.  

 

	 	
(5)
 Warranties and Representations. The warranties and representations
          contained in this Agreement are true and correct at the time of making the
          requested advance.  

 

	 	
(6)
 Financial Statements. My most recent financial statements, Inventory or
          Accounts Receivable schedules and other financial reports, delivered to you,
are           current, complete, true and accurate in all material respects and fairly
          represent my financial condition.  

 

	 	
(7)
 Bankruptcy Proceedings. No proceeding under the United States Bankruptcy
          Code has been commenced by or against me or any of my affiliates.  

3.                       DEMAND.
 I will repay the Loan by April 30, 2009, which is the current
                    maturity date of the Loan, subject to any renewal or extension of
this maturity                     by the Lender.  

4.
                      WARRANTIES AND REPRESENTATIONS. I make to you the following
warranties and                     representations which will continue as long as this
Loan is in effect, except                     when this Agreement provides otherwise.  

	 	
A.
                      Power. I am duly organized, and validly existing and in good
standing in                     all jurisdictions in which I operate. I have the power
and authority to enter                     into this transaction and to carry on my
business or activity as it is now being                     conducted and, as applicable,
am qualified to do so in each jurisdiction in                     which I operate.  

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 3 

	 	
B.
                      Authority. The execution, delivery and performance of this Loan
and the                     obligation evidenced by the Note are within my powers, have
been duly                     authorized, have received all necessary governmental
approval, will not violate                     any provision of law, or order of court or
governmental agency, and will not                     violate any agreement to which I am
a party or to which I am or any of my                     property is subject.  

	 	
C.
                      Name and Place of Business. Other than previously disclosed in
writing to                     you I have not changed my name or principal place of
business within the last 10                     years and have not used any other trade
or fictitious name. Without your prior                     written consent, I do not and
will not use any other name and will preserve my                     existing name, trade
names and franchises.  

	 	
D.
                      Loan Purpose. This Loan is for Commercial purposes.  

	 	
E.
                      No Other Liens. I own or lease all property that I need to
conduct my                     business and activities. I have good and marketable title
to all property that I                     own or lease. All of my Property is free and
clear of all liens, security                     interests, encumbrances and other
adverse claims and interests, except those to                     you or those you
consent to in writing.  

	 	
F.
                      Compliance With Laws. I am not violating any laws, regulations,
rules,                     orders, judgments or decrees applicable to me or my property,
except for those                     which I am challenging in good faith through proper
proceedings after providing                     adequate reserves to fully pay the claim
and its challenge should I lose.  

5.
                      FINANCIAL STATEMENTS. I will prepare and maintain my financial
records                     using consistently applied generally accepted accounting
principles then in                     effect. I will provide you with financial
information in a form that you accept                     and under the following terms.  

	 	
A.
                      Certification. I represent and warrant that any financial
statements that I                     provide you fairly represents my financial
condition for the stated periods, is                     current, complete, true and
accurate in all material respects, includes all of                     my direct or
contingent liabilities and there has been no material adverse                     change
in my financial condition, operations or business since the date the
                    financial information was prepared.  

	 	
B.
                      Frequency. Annually, I will provide to you my financial
statements, tax                     returns, annual internal audit   reports or those
prepared by independent accountants as soon as available or at least within 120 days
after the close of each of my fiscal years. Any annual financial statements that I
provide you will be audited statements.  

	 	
(1)
 Interim Financial Reports. Each fiscal quarter, I will provide to you my
          financial statements, internal audit reports or those prepared by independent
          accountants, tax reports, statements of cash flow, budgets and forecasts,
          certificates and schedules of Property as soon as available or at least within
          60 days after the close of this business period. Any interim financial
          statements that I provide you will be certified for the purposes of 10Q
          financial reporting.  

	 	
(2)
 Inventory Schedule. Each month (reporting period), I will provide you with
          an Inventory schedule within 20 days after the end of this reporting period or
          with the frequency and promptness you otherwise request. The Inventory schedule
          will list the cost and wholesale value of all Inventory and all Eligible
          Inventory. The Inventory schedule will also identify whether a bailee has
          possession of the Inventory and whether the Inventory is represented by a
          warehouse receipt, bill of lading or similar documents or instruments. The
          Inventory schedule will identify the Accounts Receivable, contracts,
collections           and property relating to the Inventory.  

	 	
(3)
 Accounts Receivable Schedule. Each month (reporting period), I will provide
          you with an Accounts Receivable schedule within 10 days after the end of this
          reporting period or with the frequency and promptness you otherwise request.
The           Accounts Receivable schedule will assign the Accounts Receivable to you and
will           list the Account Debtor’s name, address, phone number and amounts and
dates           due, documents and instruments evidencing and creating the account and
aged           reports of the Accounts Receivable. At your request, I will also include
copies           of customers’ invoices, evidence of shipment or delivery and any
other           information that you request.  

	 	
C.
                      Requested Information. I will provide you with any other
information about                     my operations, financial affairs and condition
within 30 days after your                     request.  

6.
                      COVENANTS. Until the Loan and all related debts, liabilities
and                     obligations are paid and discharged, I will comply with the
following terms,                     unless you waive compliance in writing.  

	 	
A.
                      Participation. I consent to you participating or syndicating
the Loan and                     sharing any information that you decide is necessary
about me and the Loan with                     the other participants or syndicators.  

	 	
B.
                      Inspection. Upon reasonable notice, I will permit you or your
agents to                     enter any of my premises and any location where my Property
is located during                     regular business hours to do the following.  

	 	
(1)
 You may inspect, audit, check, review and obtain copies from my books,
          records, journals, orders, receipts, and any correspondence and other business
          related data.  

	 	
(2)
 You may discuss my affairs, finances and business with any one who provides
          you with evidence that they are a creditor of mine, the sufficiency of which
          will be subject to your sole discretion.  

	 	
(3)
 You may inspect my Property, audit for the use and disposition of the
          Property’s proceeds and proceeds of proceeds; or do whatever you decide is
          necessary to preserve and protect the Property and your interest in the
          Property.  

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 4 

	 	
After
prior notice to me, you may discuss my financial condition and business operations with
my independent accountants, if any, or my chief financial officer and I may be present
during these discussions. As long as the Loan is outstanding, I will direct all of my
accountants and auditors to permit you to examine my records in their possession and to
make copies of these records. You will use your best efforts to maintain the
confidentiality of the information you or your agents obtain, except you may provide your
regulator, if any, with required information about my financial condition, operation and
business or that of my parent, subsidiaries or affiliates.  

	 	
C.
                      Business Requirements. I will preserve and maintain my present
existence                     and good standing in the jurisdiction where I am organized
and all of my rights,                     privileges and franchises. I will do all that
is needed or required to continue                     my business or activities as
presently conducted, by obtaining licenses, permits                     and bonds
everywhere I engage in business or activities or own, lease or locate
                    my property. I will obtain your prior written consent before I cease
my business                     or before I engage in any new line of business that is
materially different from                     my present business.  

	 	
D.
                      Compliance with Laws. I will not violate any laws, regulations,
rules,                     orders, judgments or decrees applicable to me or my Property,
except for those                     which I challenge in good faith through proper
proceedings after providing                     adequate reserves to fully pay the claim
and its appeal should I lose. Laws                     include without limitation the
Federal Fair Labor Standards Act requirements for                     producing goods,
the federal Employee Retirement Income Security Act of                     1974‘s
requirements for the establishment, funding and management of
                    qualified deferred compensation plans for employees, health and
safety laws,                     environmental laws, tax laws, licensing and permit laws.
On your request, I will                     provide you with written evidence that I have
fully and timely paid my taxes,                     assessments and other governmental
charges levied or imposed on me, my income or                     profits and my
property. Taxes include without limitation sales taxes, use                     taxes,
personal property taxes, documentary stamp taxes, recordation taxes,
                    franchise taxes, income taxes, withholding taxes, FICA taxes and
unemployment                     taxes. I will adequately provide for the payment of
these taxes, assessments and                     other charges that have accrued but are
not yet due and payable.  

	 	
E.
                      New Organizations. I will obtain your written consent and any
necessary                     changes to the Loan documents before I organize or
participate in the                     organization of any entity, merge into or
consolidate with any one, permit any                     one else to merge into me,
acquire all or substantially all of the assets of any                     one else or
otherwise materially change my legal structure, management,                     ownership
or financial condition.  

	 	
F.
                      Other Liabilities. I will not incur, assume or permit any debt
evidenced by                     notes, bonds or similar obligations, except in the
following allowable                     circumstances: debt in existence on the date of
this Agreement and fully                     disclosed to you; debt subordinated in
payment to you on conditions and terms                     acceptable to you; accounts
payable incurred in the ordinary course of my                     business and paid under
customary trade terms or contested in good faith with                     reserves
satisfactory to you, and any other debt so requested by the Borrower
                    for which written approval is provided in advance by the Lender.  

	 	
G.
                      Notice to You. I will promptly notify you of any material
change in my                     financial condition, of the occurrence of a default
under the terms of this                     Agreement, or a default by me under any
agreement between me and any third party                     which materially and
adversely affects my property, operations, financial                     condition or
business.  

	 	
H.
                      Dispose of No Assets. Without your prior written consent or as
the Loan                     documents permit, I will not sell, lease, assign, transfer,
dispose of or                     otherwise distribute all or substantially all of my
assets to any person other                     than in the ordinary course of business
for the assets’ depreciated book                     value or more.  

	 	
I.
                      Insurance. I will obtain and maintain insurance with insurers,
in amounts                     and coverages that are acceptable to you and customary
with industry practice.                     This may include without limitation insurance
policies for public liability,                     fire, hazard and extended risk,
workers compensation, and, at your request,                     business interruption
and/or rent loss insurance. At your request, I will                     deliver to you
certified copies of all of these insurance policies, binders or
                    certificates. I will obtain and maintain a mortgagee or loss payee
endorsement                     for you when these endorsements are available. I will
immediately notify you of                     cancellation or termination of insurance. I
will require all insurance policies                     to provide you with at least 10
days prior written notice to you of cancellation                     or modification. I
consent to you using or disclosing information relative to                     any
contract of insurance required by the Loan for the purpose of replacing this
                    insurance. I also authorize my insurer and you to exchange all
relevant                     information related to any contract of insurance required by
any document                     executed as part of this Loan.  

	 	
J.
                      Property Maintenance. I will keep all tangible and intangible
property that                     I consider necessary or useful in my business in good
working condition by                     making all needed repairs, replacements and
improvements and by making all                     rental, lease or other payments due on
this property.  

	 	
K.
                      Property Loss. I will immediately notify you, and the insurance
company                     when appropriate, of any material casualty, loss or
depreciation to the Property                     or to my other property that affects my
business.  

	 	
L.
                      Minimum Current Ratio. I will maintain at all times a ratio of
current                     assets to current liabilities, determined under consistently
applied generally                     accepted accounting principles, of 1.0:1 or more.  

	 	
M.
                      Additional Covenants. The following additional terms are
incorporated                     herein.  

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 5 

	 	
BORROWING
BASE (ADVANCES) and DIRECT ASSIGNMENT OF CONTRACTS. The sum of the Borrowing Base defined
herein in the section entitled “2.ADVANCES” is amended to include the
following: “(3) 90 percent of those Eligible Accounts Receivable related to payments
due under contracts with the Unites States Government for which the Borrower is the
primary contractor, provided such contracts have been assigned, as such may be
assignable, to the Lender in full compliance with the Assignment of Claims Act or 1940,
as amended (31 U.S.C. 3727, 41 U.S.C. Section 15)” and “(4) Borrowing Base to
be reduced by the outstanding principal balance owed under that certain Promissory Note
from Borrower to Lender in the principal amount of $2,000,000.00 dated January 2, 2008.” It
is further noted that the component of the Borrowing Base described under item “(1)”includes
all Eligible Accounts Receivable note included under item “(3)".  

	 	
MINIMUM
TANGIBLE NET WORTH. Borrower will maintain a tangible net worth, determined under
consistently applied generally accepted accounting principles, according to the following
schedule: (a) tangible net worth of $750,000.00 or more as measured immediately upon the
Prior Borrower’s (“Prior Borrower” being WidePoint Corporation, Widepoint
IL, Inc., WP NBIL, Inc., Chesapeake Government Technologies, Inc., and Operational
Research Consultants, Inc.) acquisition of iSYS, LLC.; (b) tangible net worth of
$1,500,000.00 or more as measured at the fiscal period ending June 30, 2008; (c) tangible
net worth of $3,000,000.00 or more as measured at the fiscal period ending December 31,
2008. Tangible net worth is the amount that total assets exceed total liabilities. For
determining tangible net worth, total assets will exclude all intangible assets,
including without limitation, goodwill, patents, trademarks, trade names, copyrights, and
franchises, and will also exclude all Accounts Receivable owed by Insiders, that do not
provide for a repayment schedule. For determining tangible net worth, total liabilities
shall exclude obligations to Insiders which have been subordinated to Lender’s
indebtedness.  

	 	
DEBT
SERVICE COVERAGE RATIO. Borrower will maintain a debt service coverage ratio, determined
under consistently applied generally accepted accounting principles, according to the
following schedule: (a) a debt service coverage ratio of 1.50:1 or more as measured at
the fiscal period ending June 30, 2008; (b) a debt service coverage ratio of 2.00:1 or
more as measured at the fiscal period ending December 31, 2008. For the purposes of this
agreement, debt service coverage is defined as the ratio of earnings before interest,
taxes, depreciation, amortization, and “123R”-related expenses (“EBITDA”)
to principal and interest payments on debt. For the purposes of this calculation, the
debt shall exclude Borrower debt which has been subordinated to the Lender’s debt.  

	 	
EBITDA.
                      Borrower will maintain a minimum level of earnings before interest,
taxes,                     depreciation, amortization, and “123R”-related
expenses                     (“EBITDA”), determined under consistently applied
generally accepted                     accounting principles, of $300,000.00 as measured
for the quarter ending                     December 31, 2007.  

	 	
RATIO
OF FUNDED DEBT TO EBITDA. Borrower will maintain a maximum ratio of funded debt to EBITDA
(as defined above), determined under consistently applied generally accepted accounting
principles, according to the following schedule: (a) a maximum ratio of 4.0:1 as measured
at the six month period ending June 30, 2008; (b) a maximum ratio of 3.0:1 as measured at
the fiscal year ending December 31, 2008. For the purposes of this calculation, funded
debt shall be defined as all balances due under short-term debt, long-term debt, and
including subordinated debt.  

7.             DEFAULT.
I understand that you may demand payment anytime at your                discretion.
However, it is understood that Lender will not exercise any of its                allowed
remedies without first: (a) providing written notification to Borrower                of
the event of default, and (b) observing any response period that it allows
               for in said notification. For example, you may demand payment in full if
any of                the following occur:  

	 	
A.
          Payments. I fail to make a payment in full when due.  

	 	
B.
                      Insolvency or Bankruptcy. I make an assignment for the benefit
of creditors                     or become insolvent, either because my liabilities
exceed my assets or I am                     unable to pay my debts as they become due;
or I petition for protection under                     federal, state or local
bankruptcy, insolvency or debtor relief laws, or am the                     subject of a
petition or action under such laws and fail to have the petition or
                    action dismissed within a reasonable period of time not to exceed 60
days.  

	 	
C.
                      Business Termination. I merge, dissolve, reorganize, end my
business or                     existence, or a partner or majority owner dies or is
declared legally                     incompetent.  

	 	
D.
                      Failure to Perform. I fail to perform any condition or to keep
any promise                     or covenant of this Agreement.  

	 	
E.
                      Other Documents. A default occurs under the terms of any other
transaction                     document.  

	 	
F.
                      Other Agreements. I am in default on any other debt or
agreement I have                     with you.  

	 	
G.
                      Misrepresentation. I make any verbal or written statement or
provide any                     financial information that is untrue, inaccurate, or
conceals a material fact at                     the time it is made or provided.  

	 	
H.
                      Judgment. I fail to satisfy or appeal any judgment against me.  

	 	
I.
                      Forfeiture. The Property is used in a manner or for a purpose
that                     threatens confiscation by a legal authority.  

	 	
J.
                      Name Change. I change my name or assume an additional name
without                     notifying you before making such a change.  

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 6 

	 	
K.
                      Property Transfer. I transfer all or a substantial part of my
money or                     property.  

	 	
L.
                      Property Value. The value of the Property declines or is
impaired.  

	 	
M.
                      Material Change. Without first notifying you, there is a
material change in                     my business, including ownership, management, and
financial conditions.  

8.
                      REMEDIES. After I default, and after you give any legally
required notice                     and opportunity to cure the default, you may at your
option do any one or more                     of the following.  

	 	
A.
                      Acceleration. You may make all or any part of the amount owing
by the terms                     of the Loan immediately due.  

	 	
B.
                      Sources. You may use any and all remedies you have under state
or federal                     law or in any instrument securing the Loan.  

	 	
C.
                      Insurance Benefits. You may make a claim for any and all
insurance benefits                     or refunds that may be available on my default.  

	 	
D.
                      Payments Made On My Behalf. Amounts advanced on my behalf will
be                     immediately due and may be added to the balance owing under the
terms of the                     Loan, and accrue interest at the highest post-maturity
interest rate.  

	 	
E.
                      Termination. You may terminate my right to obtain advances and
may refuse                     to make any further extensions of credit.  

	 	
F.
                      Set-Off. You may use the right of set-off. This means you may
set-off any                     amount due and payable under the terms of the Loan
against any right I have to                     receive money from you. My right to
receive money from you includes any deposit                     or share account balance
I have with you; any money owed to me on an item                     presented to you or
in your possession for collection or exchange; and any                     repurchase
agreement or other non-deposit obligation. “Any amount due and
                    payable under the terms of the Loan” means the total amount to
which you                     are entitled to demand payment under the terms of the Loan
at the time you                     set-off.  

	 	
Subject
to any other written contract, if my right to receive money from you is also owned by
someone who has not agreed to pay the Loan, your right of set-off will apply to my
interest in the obligation and to any other amounts I could withdraw on my sole request
or endorsement.  

	 	
Your
right of set-off does not apply to an account or other obligation where my rights arise
only in a representative capacity. It also does not apply to any Individual Retirement
Account or other tax-deferred retirement account.  

	 	
You
will not be liable for the dishonor of any check when the dishonor occurs because you
set-off against any of my accounts. I agree to hold you harmless from any such claims
arising as a result of your exercise of your right of set-off.  

	 	
G.
                      Waiver. Except as otherwise required by law, by choosing any
one or more of                     these remedies you do not give up your right to use
any other remedy. You do not                     waive a default if you choose not to use
a remedy. By electing not to use any                     remedy, you do not waive your
right to later consider the event a default and to                     use any remedies
if the default continues or occurs again.  

9.
                      COLLECTION EXPENSES AND ATTORNEYS’ FEES. On or after
Default, to the                     extent permitted by law, I agree to pay all expenses
of collection, enforcement                     or protection of your rights and remedies
under this Agreement. Expenses include                     (unless prohibited by law)
reasonable attorneys’ fees, court costs, and                     other legal
expenses. These expenses are due and payable immediately. If not                     paid
immediately, these expenses will bear interest from the date of payment
                    until paid in full at the highest interest rate in effect as provided
for in the                     terms of this Loan. All fees and expenses will be secured
by the Property I have                     granted to you, if any. To the extent
permitted by the United States Bankruptcy                     Code, I agree to pay the
reasonable attorneys’ fees you incur to collect                     this debt as
awarded by any court exercising jurisdiction under the Bankruptcy
                    Code.  

10.
                      APPLICABLE LAW. This Agreement is governed by the laws of
Virginia, the                     United States of America and to the extent required, by
the laws of the                     jurisdiction where the Property is located. In the
event of a dispute, the                     exclusive forum, venue and place of
jurisdiction will be in Virginia, unless                     otherwise required by law.  

11.                       JOINT
AND INDIVIDUAL LIABILITY AND SUCCESSORS. My obligation to pay this
                    Loan is independent of the obligation of any other person who has
also agreed to                     pay it. You may sue me alone, or anyone else who is
obligated on this Loan, or                     any number of us together, to collect this
Loan. Extending this Loan or new                     obligations under this Loan, will
not affect my duty under this Loan and I will                     still be obligated to
pay this Loan. The duties and benefits of this Loan will                     bind and
benefit the successors and assigns of you and me.  

12.
                      AMENDMENT, INTEGRATION AND SEVERABILITY. This Agreement may not
be amended                     or modified by oral agreement. No amendment or
modification of this Agreement is                     effective unless made in writing
and executed by you and me. This Agreement is                     the complete and final
expression of the understanding between you and me. If                     any provision
of this Agreement is unenforceable, then the unenforceable                     provision
will be severed and the remaining provisions will still be
                    enforceable.  

13.
                      INTERPRETATION. Whenever used, the singular includes the plural
and the                     plural includes the singular. The section headings are for
convenience only and                     are not to be used to interpret or define the
terms of this Agreement.  

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 7 

14.                       NOTICE,
FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Unless otherwise
                    required by law, any notice will be given by delivering it or mailing
it by                     first class mail to the appropriate party’s address listed
in the DATE AND                     PARTIES section, or to any other address designated
in writing. Notice to one                     party will be deemed to be notice to all
parties. I will inform you in writing                     of any change in my name,
address or other application information. I will                     provide you any
financial statement or information you request. All financial
                    statements and information I give you will be correct and complete. I
agree to                     sign, deliver, and file any additional documents or
certifications that you may                     consider necessary to perfect, continue,
and preserve my obligations under this                     Loan and to confirm your lien
status on any Property. Time is of the essence.  

15. SIGNATURES. By signing
under seal, I agree to the terms contained in                     this Agreement. I also
acknowledge receipt of a copy of this Agreement.  

BORROWER:  

		
		WidePoint Corporation
	

 	    By_________________________________ (Seal)
		        James T. McCubbin, Vice President
	

 	Widepoint IL, Inc.
	

 	    By_________________________________ (Seal)
		        James T. McCubbin, Vice President
	

 	WP NBIL, Inc.
	

 	    By_________________________________ (Seal)
		        James T. McCubbin, Vice President
	

 	Chesapeake Government Technologies, Inc.
	

 	    By_________________________________ (Seal)
		        James T. McCubbin, Vice President
	

 	Operational Research Consultants, Inc.
	

 	    By_________________________________ (Seal)
		        James T. McCubbin, Vice President
	

 	iSYS, LLC
		    By_________________________________ (Seal)
		        James T. McCubbin, Vice President

	

	WidePoint Corporation	 	 
	Virginia Commercial Loan Agreement		Initials 
			_____ 
	VA/4HancockD007252000042660221220707Y	-1996 Bankers Systems, Inc., St. Cloud, MN C	Page 8

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