Document:

EXHIBIT 10.6
                                    AGREEMENT

     THIS AGREEMENT is made and entered into on the day and date indicated below
by and between GDBA RE One, LLC ("Seller") and Alexander V. Lagerborg ("AVL").

     WHEREAS, Seller is the owner of certain outstanding common shares of ACROSS
AMERICA REAL ESTATE DEVELOPMENT CORP. ("AARD");

     WHEREAS, AVL wishes to acquire common shares of the Company (AARD) under
the terms and conditions of this Agreement, and the Company and Seller wish to
transfer the Shares under the terms and conditions of this Agreement; and

     WHEREAS, all parties hereto wish to be governed by the terms and conditions
thereof;

     NOW, THEREFORE, in consideration of the premises and mutual covenants in
this Agreement and intending to be legally bound, the parties hereto agree as
follows:

                          SECTION 1. TRANSFER OF SHARES

1.1 Transfer of Shares. Seller agrees that it will sell to AVL a total of
210,000 Shares at a price of $.01 per share, subject to the terms and conditions
of this Agreement.

1.2 Transfer of Shares Free and Clear of Any Restrictions Except as Indicated.
The parties hereby agree and warrant that such transfer of the Shares will be
made free and clear of any liens or encumbrances whatsoever and any other
restrictions such as would fail to give AVL full, complete, and unencumbered
title to the Shares; provided, however, that AVL hereby grants to Seller the
right to call a portion of the Shares as indicated below at the original
purchase price should AVL leave the employment of the Company prior to February
1, 2007. Seller shall have one year to exercise itscall provision as to any
Shares that become eligible for such provision. Seller' call provisions are as
follows:
         Prior to February 1, 2005, all Shares may be called;
         Prior to February 1, 2006, a total of 120,000 Shares may be called; and
         Prior to February 1, 2007, a total of 60,000 Shares may be called.

1.3 Extinguishment of Call Provisions. Notwithstanding the requirements of
section 1.2 above, in the event of the death or permanent disability (as defined
by the rules and regulations of the Social Security Administration) of AVL , or
upon the transfer of greater than 50% ownership of the Company to an
unaffiliated third party, the call provisions of section 1.2 above shall no
longer apply. AVL, or his successors and assigns, shall have the right to remove
any restrictive endorsements or legends from any and all stock certificates, and
this Agreement shall be terminated.

<PAGE>
1.4 Transfer of Shares Subject to this Agreement. The transfer of the Shares to
AVL shall apply to his heirs, legatees, estate, personal representatives,
administrators, executors or successors in interest.

                         SECTION 2. ESCROW OF THE SHARES

2.1 Certificates. AVL hereby agrees to place three (3) stock certificates, one
for 90,000 Shares and two for 60,000 Shares, with a third-party mutually
agreeable to Seller and AVL. The parties hereto agree to execute an escrow
agreement suitable to such third party. On or after each February 1st, beginning
February 1, 2005, one stock certificate will be released from escrow to AVL
until all certificates have been released; provided that AVL is employed by the
Company on said dates.

2.2 Escrow of Shares Applies to Successors. The escrow provisions of the Shares
transferred by AVL shall apply to his heirs, legatees, estate, personal
representatives, administrators, executors or successors in interest.

                         SECTION 3. TRANSFER PROVISIONS

         Restriction on Transfers. Each party hereto agrees that he will not,
without the prior written consent of the other party, sell, give, assign, or
otherwise transfer ownership (any such event being referred to as "sell or
transfer") any of the common shares of the Company owned by him at any time
except pursuant to the provisions of this Agreement, and any attempt to sell or
transfer any of their common shares other than in accordance with the terms and
provisions of this Agreement shall be null and void and of no effect whatsoever.

                SECTION 4. DISPOSITION OF SHARES UPON BANKRUPTCY
                          OR LIQUIDATION OF SHAREHOLDER

4.1 Mandatory Purchase By the Seller Upon Bankruptcy or Liquidation of AVL. Upon
the filing of a petition for Bankruptcy or Liquidation by AVL, the Seller shall
have the immediate and unqualified right to purchase and AVL(or successors and
assigns) shall sell all of the common shares owned by AVL which are subject to a
call provision at the original purchase price of the common stock. Such sale and
purchase shall take place at the principal offices of the Company no later than
the one hundred twentieth (120th) day after the date of occurrence of the event
giving rise to the mandatory purchase, upon the applicable terms and conditions
hereinafter set forth in this Agreement.

4.2 Terms of Payment for Shares. Payment of the purchase price for the common
shares shall be made in cash at the closing, except as otherwise provided
herein.

4.3 Transfer of Shares Subject to this Agreement. The provisions of this Section
4 shall apply to the heirs, legatees, estate, personal representatives,
administrators, executors or successors in interest of the parties or any
subsequent holder, as the case may be, and each of them shall hold such common
shares subject to rights, obligations and restrictions set forth in this
Agreement.

                                       2
<PAGE>
                      SECTION 5. RESTRICTIVE ENDORSEMENTS.

5.1 Placing Restrictive Endorsements on Certificates Representing the Shares.
The certificates representing the Shares during the term of this Agreement shall
bear such notation or other statement concerning the restrictions on such Shares
imposed by this Agreement as shall be required by Colorado law in order to make
these restrictions enforceable against subsequent shareholders.

5.2 Removal of Restrictive Endorsements. If, for any reason, any of the Shares
are no longer subject to the restrictions and provisions hereof, the Company
shall promptly issue, execute and deliver a new certificate or certificates for
such Shares without such endorsement upon the request of the holder thereof and
the surrender to the Company of the certificates containing such endorsement.

                         SECTION 6. TRANSFER OF SHARES.

6.1 Restriction on Transfer. AVL hereby authorizes and directs the Company not
to make any transfer of record of any of the Shares subject to this Agreement
otherwise than in accordance with the terms and provisions hereof.

                          SECTION 7. TERM OF AGREEMENT.

7.1 Termination of this Agreement. This Agreement shall remain in effect until
terminated by (a) written agreement of all of the parties hereto (unless any
such party and any permitted transferee thereof no longer own Shares in the
Company, in which event such party's agreement to terminate will not be
necessary); (b) cessation of the Company's business and winding up of its
affairs; or (c) in accordance with section 1.3 above.

7.2 Removal of Restrictive Endorsements. Upon termination of this Agreement, the
Shareholders, or any subsequent holder of their Shares, shall surrender the
certificate or certificates representing their Shares to the Company, and the
Company shall issue a new certificate or certificates in lieu thereof for an
equal number of Shares without the restrictive endorsement referred to herein.

                              SECTION 8. WARRANTIES

8.1 Warranties. Each party hereto represents and warrants to each other party
hereto that he has the authority to enter into this Agreement, to perform all
terms and conditions thereunder, and to be bound thereby.

8.2 Survival of Warranties. The warranties and representations contained herein
shall survive the termination date in Section 7 above for a period of two years
from the date thereof.

                               SECTION 9. NOTICES.

9.1 Notices. All notices and other communications required or permitted to be
given hereunder shall be in writing and shall be deemed to have been duly given
if delivered by hand or mailed first class, postage prepaid, by registered or
certified mail to the intended recipient at their address as set forth in the
records of the Company from time to time.

                                       3
<PAGE>
                           SECTION 10. MISCELLANEOUS.

10.1 Miscellaneous. This Agreement sets forth the entire understanding and
agreement of the parties hereto concerning the subject matter hereof. No
representation, promise, inducement or statement of intention has been made by
or on behalf of any party hereto concerning the subject matter hereof which is
not set forth in this Agreement, except that the parties hereto hereby
acknowledge and agree that this Agreement is intended to and shall supersede all
previous plans and agreements, verbal or otherwise, by and between any party
hereto and the Company regarding the Company and its business.

10.2 Applicable Law. This Agreement was contracted in Colorado and shall be
subject to the laws thereof.

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the
1st day of February 2004.

SELLER:
GDBA RE One, LLC

By:       /signed/
   ---------------------
          Manager

         /signed/
------------------------
ALEXANDER V. LAGERBORG

                                       4
<PAGE>EXHIBIT 10.7

July 1, 2004

Alexander V. Lagerborg
President
Across America Real Estate Development
1440 Blake Street, Unit 310
Denver, CO 80202

         Re: Letter of intent to develop express car washes

Dear Mr. Lagerborg:

     This letter sets forth  certain terms under which  Carwash  Management  and
Development,  Inc.  ("CMD") is willing to work with Across  America  Real Estate
Development, Corp. ("AARD") to develop express car washes in North America. This
is not a binding agreement,  and no such agreement shall exist (nor either party
be legally bound) unless and until a mutually acceptable contract is signed. The
terms are as follows:

1.   CMD would  give AARD the first  right of refusal to build and fund 72 build
     to suit  express car washes in the next three  years at an average  cost of
     approximately $1,850,000 per facility;

2.   CMD would pay rental/lease payments for the developed facilities based upon
     the 10 year  government  interest rate at the time of first  occupancy plus
     between 675 and 750 basis points ("Lease Rate");

3.   The rental/lease payments would be premised upon 15 year triple net leases,
     each with three five year extensions;

4.   The Lease Rate would increase every five years by the cumulative  change in
     the Consumer Price Index for the prior five-year period;

5.   AARD would agree to fund or secure funding for the development of a minimum
     of 72 build to suit express car washes over the next three years;

6.   AARD would agree to fund or secure funding for the land, site improvements,
     facility,  equipment  and  construction  interest  expense,  in addition to
     agreed upon soft costs and expenses; and

7.   AARD would not require personal  guarantees from CMD principals on any form
     of funding provided to CMD.

<PAGE>
     If the foregoing is acceptable to AARD,  please  confirm by executing  both
enclosed  copies of this letter not later than July 2, 2004,  and  returning  on
copy to the undersigned.  This letter shall not be deemed to constitute an offer
and its  terms  will not be  binding  on  either  CMD or AARD  unless  and until
incorporated  into a mutually  acceptable  agreement  executed  by CMD and AARD.
Acceptance  of this  Letter of  Intent  shall  constitute  AARD's  agreement  to
cooperate with CMD and to use its best efforts in good faith to negotiate, draft
and sign the contract referred to above.

     Should you have any  questions  as you review  this  letter,  please  don't
hesitate to contact me.

                                              Sincerely,

                                              /signed/ Daniel Roberts
                                              ----------------------------------
                                              Daniel Roberts
                                              President
                                              Carwash Management and Development

Accepted on July 2, 2004 by:

/signed/ Alexander V. Lagerborg
-------------------------------
Alexander V. Lagerborg
President
Across America Real Estate Development

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