Document:

EXHIBIT 10.2
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                        INDEMNIFICATION AGREEMENT
                        -------------------------

      THIS INDEMNIFICATION AGREEMENT ("Indemnification Agreement") is made
effective as of the 5th day of May, 2004, by LAKES OF THE MEADOW VILLAGE
HOMES CONDOMINIUM NO. EIGHT MAINTENANCE ASSOCIATION, INC., a Florida
corporation not for profit (the "Association"), on behalf of itself and, to
the fullest extent permitted under applicable law, on behalf of its members
(hereinafter sometimes collectively referred to as the "Association
Parties"), and ARVIDA/JMB PARTNERS, L.P., a Delaware limited partnership
d/b/a Arvida/JMB Partners, Ltd. ("Arvida/JMB").

      WHEREAS, the Association Parties and Arvida/JMB have entered into a
Settlement Agreement (the "Settlement Agreement") dated March 9, 2004
relating to the Lawsuit;

      WHEREAS, pursuant to the Settlement Agreement, the Association
Parties have agreed to indemnify Arvida/JMB and its Affiliates on the terms
and conditions set forth in this Indemnification Agreement;

      WHEREAS, the Association Parties desire to enter into this
Indemnification Agreement in order to complete the Settlement and pursue
their common purpose of remediation of the Condominium Units included in
the Association's condominium; and

      WHEREAS, Arvida/JMB desires to enter into this Indemnification
Agreement in order to complete the Settlement and obtain the benefits of
the indemnification herein for itself and its Affiliates,

      NOW, THEREFORE, FOR GOOD AND VALUABLE CONSIDERATION, the receipt and
sufficiency of which are hereby acknowledged, the Association Parties and
Arvida/JMB hereby agree as follows:

      1.   DEFINITIONS OF CERTAIN TERMS.  For purposes of this
Indemnification Agreement, capitalized terms used but not otherwise defined
in this Indemnification Agreement have the same meanings ascribed to such
terms in the Settlement Agreement.

      2.   INDEMNIFICATION OF ARVIDA/JMB AND AFFILIATES.  The Association
Parties (hereinafter sometimes collectively referred to as the
"Indemnifying Party") shall save, defend, indemnify and hold harmless
Arvida/JMB and its Affiliates (each, an "Indemnified Party" and
collectively, the "Indemnified Parties") from and against any and all
liability, loss, damage, cost, expense (including, without limitation,
reasonable attorneys' fees and expenses, whether incurred at pre-trial,
trial or appellate court) for: (a) any and all Released Claims of the
Association Parties or their respective Related Parties; (b) any and all
Subrogation Claims attributable to the Association Parties or their
respective Related Parties; (c) any breach by the Association Parties or
their respective Related Parties of a representation, warranty or covenant
made by or on behalf of the Association Parties in the Settlement Agreement
or any Related Agreement; (d) any and all claims, demands, causes of action
and other rights or remedies asserted by or on behalf of a former, current
or future owner or resident of a Condominium Unit included in the
Association's condominium, including, without limitation, claims for
alternative living expenses, storage and handling expenses, loss of use,
loss of value, loss of financing or refinancing opportunity, loss of rental

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and loss of enjoyment of a Condominium Unit included in the Association's
condominium, personal injury or death, pain and suffering, emotional
distress, aggravation and mental anguish, arising out of or relating to (i)
any and all defects of every kind and nature (including, without
limitation, latent defects) in the design or construction of, or other
damage to, any Condominium Units included in the Association's condominium,
whether such defects or other damage previously existed, currently exists
or arises after the date of this Indemnification Agreement, or (ii) any
failure to make or undertake appropriate and/or timely remediation,
alteration or construction-related or design-related activities for any
Condominium Units included in the Association's condominium; (e) any and
all claims, demands, causes of action and other rights or remedies
(including without limitation, for personal injury or death) asserted by
any Person arising out of or relating to any remediation, alteration or
construction-related or design-related activities, including, without
limitation, any defective or negligent remediation, alteration or
construction-related or design-related activities, made or undertaken at
any time (whether before or after the date of this Indemnification
Agreement) for any Condominium Units included in the Association's
condominium; or (f) any and all claims, demands, causes of action and other
rights or remedies asserted by any Person arising out of or relating to the
past, present or future governance, operation, maintenance or
administration of the Association or any of its respective affairs or
property, including without limitation the application of the settlement
payment made by Arvida/JMB pursuant to the Settlement Agreement (all of the
foregoing matters to be indemnified against hereinafter referred to
collectively as the "Indemnified Claims" and individually as an
"Indemnified Claim"). By way of example, but without limiting the
generality of the foregoing, indemnification by the Indemnifying Party
shall apply to (I) any claim against an Indemnified Party for reimbursement
of any loss, cost, expense, award, judgment, fine, penalty or other
obligation assessed or imposed by Miami-Dade County, Florida (or any
agency, department, bureau, board, office or other sub-division thereof)
against the Association or any owner of a Condominium Unit included in the
Association's condominium and arising out of any defects or other damage to
such Condominium Unit, including any loss, penalty or other obligation
assessed or imposed against the owner of such Condominium Unit for any
failure to correct the defects cited in any Deficiency Notice for such
Condominium Unit; (II) any claim against an Indemnified Party by a former
owner of a Condominium Unit included in the Association's condominium for a
loss of market value resulting in a reduced sale price for such Condominium
Unit; (III) any claim against an Indemnified Party for alternative living
expenses or other costs and expenses incurred by an owner or resident of a
Condominium Unit included in the Association's condominium while any
remediation of such Condominium Unit occurs; and (IV) any claim against an
Indemnified Party by any Person for personal injury or death arising out of
any remediation of any Condominium Unit included in the Association's
condominium.

      3.   NOTICE OF INDEMNIFIED CLAIM.  Arvida/JMB or other Indemnified
Party shall notify the Association of the nature of an Indemnified Claim
asserted in a lawsuit within a reasonable time after its assertion, but the
failure to so notify the Association shall not relieve the Indemnifying
Party of its obligations under this Indemnification Agreement for such
Indemnified Claim unless, and only to the extent, that such failure to
notify shall materially prejudice the Indemnifying Party in the defense of
such Indemnified Claim.

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      4.   DEFENSE OF INDEMNIFIED CLAIM.  The Indemnifying Party shall be
entitled to participate at its own expense in the defense or, if it so
elects within a reasonable time after receipt of notice of the assertion in
a lawsuit of an Indemnified Claim, to assume the defense of such
Indemnified Claim, in which case the defense shall be conducted by counsel
chosen by it and reasonably satisfactory to the Indemnified Party or
Indemnified Parties that are a defendant or defendants therein. In the
event that the Indemnifying Party elects to assume the defense of any such
Indemnified Claim and retain such counsel, the Indemnified Party or
Indemnified Parties that are a defendant or defendants in the lawsuit shall
bear the fees and expenses of additional counsel, if any, thereafter
retained by such Indemnified Party or Indemnified Parties. In the event
that the parties to any such lawsuit (including impleaded parties) include
the Indemnifying Party and any Indemnified Party, and such Indemnified
Party shall have been advised by counsel chosen by such Indemnified Party
that there is or may be a conflict of interest in the representation by the
same counsel of the Indemnifying Party and such Indemnified Party, the
Indemnifying Party shall not have the right to assume the defense of such
Indemnified Claim on behalf of such Indemnified Party, and the Indemnifying
Party will reimburse such Indemnified Party for the reasonable fees and
expenses of any counsel retained by such Indemnified Party. In the event
that the Indemnifying Party shall fail or refuse to participate in the
defense or assume the defense of any Indemnified Claim within a reasonable
time after notice of its assertion, the Indemnified Party or Indemnified
Parties may defend or settle such Indemnified Claim, and in such event, the
amount of any judgment or settlement and any fees and expenses, including,
without limitation, attorneys' fees and expenses, incurred by the
Indemnified Party or Indemnified Parties for such Indemnified Claim shall
conclusively be deemed to be reasonable amounts incurred for such
Indemnified Claim and subject to indemnification hereunder.

      5.   ASSESSMENT OF, MEMBERS TO PAY FOR INDEMNIFICATION.  The
Association covenants and agrees to assess its members, to the extent
necessary and to the extent permitted by applicable law, in order to enable
the Association to satisfy any and all obligations of the Indemnifying
Party under this Indemnification Agreement, including, without limitation,
the payment to an Indemnified Party of any Indemnified Claim. The
Association Parties agree that an Indemnified Party shall be entitled to
specific performance of the provisions of this Paragraph 5.

      6.   RIGHT TO DEAL WITH THE ASSOCIATION ONLY. In all matters
relating to an Indemnified Claim, an Indemnified Party is entitled to deal
exclusively with the Association as the Indemnifying Party, whether
providing notice of an Indemnified Claim, seeking payment for an
Indemnified Claim, or otherwise, and nothing in this Indemnification
Agreement shall require any Indemnified Party to provide any notice to,
seek payment from or otherwise deal with any members of the Association in
order to have any Indemnified Claim paid in full or otherwise have the
obligations of the Indemnifying Party under this Indemnification Agreement
performed, PROVIDED, HOWEVER, that nothing in this Paragraph 6 shall limit
or adversely affect the rights of an Indemnified Party, or the obligations
of the Association and its members, under Paragraph 5 of this
Indemnification Agreement. In no event shall an Indemnified Party be
entitled to proceed against one or some (but less than all) members of the
Association for an Indemnified Claim without having previously proceeded,
or simultaneously proceeding, against the Association for such Indemnified
Claim.

      7.   CERTAIN CONDITIONS.  This Settlement Agreement shall expire on
its tenth anniversary and thereafter be of no force or effect, except with
respect to Indemnified Claims pending prior to such tenth anniversary, for
which this Indemnification Agreement shall remain in full force and effect.
In addition, the Indemnifying Party's indemnification obligations hereunder
(including the obligation to pay for the defense of an Indemnified Claim)
shall be limited, in the aggregate, to the Settlement Amount.

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      8.   OTHER PROVISIONS.  Paragraphs 13 (Governing Laws), 14 (Time of
Essence), 15 (Assignment of Settlement Agreement and Related Agreements),
17 (No Admission of Liability), 18 (Use of the Settlement Agreement), 19
(Drafting of Agreements), 20 (Entire Agreement), 21 (Independent Judgment),
22 (Binding Agreement), 24 (Notices), 25 (Counterparts), 26 (Further
Assurances), 27 (Waiver), 28 (Prevailing Party Attorneys' Fees and Costs),
29 (Limitation of Liability), 30 (Survivability), 31 (Provisions
Severable), and 32 (Certain Rules of Construction) of the Settlement
Agreement are hereby incorporated herein by reference as though fully set
forth herein, and references in those paragraphs to "Settlement Agreement"
shall be deemed herein to be references to this Indemnification Agreement
to the extent the same may be necessary or appropriate for proper
construction.

                      [ SIGNATURE PAGE TO FOLLOW ]

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      IN WITNESS WHEREOF, the Association Parties and Arvida/JMB have
executed this Indemnification Agreement effective as of the date first
written above.

                             ASSOCIATION PARTIES:

                             LAKES OF THE MEADOW VILLAGE HOMES
                             CONDOMINIUM NO. EIGHT MAINTENANCE
                             ASSOCIATION, INC.,
                             a Florida corporation not for profit,
                             on its behalf and, to the fullest
                             extent permitted under applicable law,
                             on behalf of its members.

                             By:  /s/ Nancy England
                                  ------------------------------

                             Name:Nancy England
                             Title:     Secretary/Treasurer

                             ARVIDA/JMB:

                             ARVIDA/JMB PARTNERS, L.P.,
                             a Delaware limited partnership
                             d/b/a Arvida/JMB Partners, Ltd.

                             By:  Arvida/JMB Managers, Inc.
                                  General Partner

                             By:  /s/ Gary Nickele
                                  ------------------------------

                             Name:Gary Nickele
                             Title:     President

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STATE OF FLORIDA       )
                       )     SS.
COUNTY OF MIAMI-DADE   )

      BEFORE ME, the undersigned, a Notary Public, duly commissioned,
personally appeared NANCY ENGLAND, in his or her capacity as SEC./TREAS.,
of LAKES OF THE MEADOW VILLAGE HOMES CONDOMINIUM NO. EIGHT MAINTENANCE
ASSOCIATION, INC., who is personally known to me or has produced a Fla.
Drivers Lic. as identification, and acknowledged the execution of the
foregoing instrument to be his or her free and voluntary act and deed in
his or her capacity as aforesaid and the free and voluntary act and deed of
said corporation, for the uses and purposes therein mentioned.

      IN WITNESS WHEREOF, I have hereunto set my hand and seal at the
County and State set forth above, this 5th day of May, 2004.

                                  /s/ Toni Clark
                                  --------------------
                                  Notary Public

                                  Toni Clark
                                  --------------------
                                  Printed Notary Name

"OFFICIAL SEAL"

TONI CLARK
NOTARY PUBLIC - STATE OF FLORIDA
MY COMMISSION EXPIRES FEBRUARY 17, 2005
COMMISSION #CC994666

<PAGE>

STATE OF Illinois      )
                       )     SS.
COUNTY OF Cook         )

      BEFORE ME, the undersigned, a Notary Public, duly commissioned,
personally appeared Gary Nickele, in his or her capacity as President of
ARVIDA/JMB MANAGERS, INC., the General Partner of ARVIDA/JMB PARTNERS,
L.P., who is personally known to me, and acknowledged the execution of the
foregoing instrument to be his or her free and voluntary act and deed in
his or her capacity as aforesaid and the free and voluntary act and deed of
said corporation, as general partner aforesaid, for the uses and purposes
therein mentioned.

      IN WITNESS WHEREOF, I have hereunto set my hand and seal at the
County and State set forth above, this 29th day of April, 2004.

                             /s/ Marilyn A. Corbett
                             ------------------------------
                             Notary Public

                             Marilyn A. Corbett
                             ------------------------------
                             Printed Notary Name

"OFFICIAL SEAL"

MARILYN A. CORBETT
Notary Public, State of Illinois
My Commission Expires 02/28/05EXHIBIT 10.3
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                          MUTUAL GENERAL RELEASE
                          ----------------------

      THIS MUTUAL GENERAL RELEASE is executed as of this 8th day of June,
2004, by: (I) Lakes of the Meadow Village Homes Condominium No. One
Maintenance Association, Inc., Lakes of the Meadow Village Homes
Condominium No. Two Maintenance Association, Inc., Lakes of the Meadow
Village Homes Condominium No. Three Maintenance Association, Inc., Lakes of
the Meadow Village Homes Condominium No. Four Maintenance Association,
Inc., Lakes of the Meadow Village Homes Condominium No. Five Maintenance
Association, Inc., Lakes of the Meadow Village Homes Condominium No. Six
Maintenance Association, Inc., Lakes of the Meadow Village Homes
Condominium No. Seven Maintenance Association, Inc., and Lakes of the
Meadow Village Homes Condominium No. Nine Maintenance Association, Inc.,
each a Florida corporation not for profit (individually, an "Association"
and collectively, the "Associations"), with each Association executing this
Mutual General Release on behalf of itself and its members (such
Associations and their members (in their capacity as members) are
collectively, the "Settlement Class" or "Settlement Class Members" and
individually, a "Settlement Class Member"); and (II) Arvida/JMB Partners,
L.P., a Delaware limited partnership d/b/a Arvida/JMB Partners, Ltd.
("Arvida/JMB"). (The Settlement Class, on the one hand, and Arvida/JMB, on
the other hand, are collectively referred to in this Mutual General Release
as the "Parties" and each as a "Party.")

      WHEREAS, the Settlement Class Members and Arvida/JMB have entered
into a Settlement Agreement (the "Settlement Agreement") dated as of
February 3, 2004 relating to the Lawsuit;

      WHEREAS, the Parties are entering into this Mutual General Release
pursuant to the terms of the Settlement Agreement; and

      WHEREAS, this Mutual General Release is intended to extinguish all
obligations of the Parties and their respective Related Parties and
Affiliates to each other regarding their respective Claims, except as
otherwise provided below.

      NOW, THEREFORE, FOR GOOD AND VALUABLE CONSIDERATION, the receipt and
sufficiency of which are hereby acknowledged and described in the
Settlement Agreement, the Settlement Class Members, on behalf of themselves
and their Related Parties, on the one hand, and Arvida/JMB, on behalf of
itself and its Affiliates, on the other hand, do hereby forever discharge
and fully release each other from: (a) all manner of action and actions,
cause and causes of action, (b) claims, liabilities or obligations of every
kind and nature, in law or equity, by statute or otherwise, suits, debts,
dues, sums of money, accounts, indemnities, guarantees, warranties,
reckonings, bonds, bills, covenants, contracts, controversies, agreements
and promises, and (c) damages (including, without limitation, damages to
wood accessories, trimmings and treatments, porches, columns, railings,
stairs, facia boards, trusses, walls, tiles, carpets, lamps, personal
belongings, roofs and other areas of the Condominium Units in the Village
Homes), judgments, executions, losses, costs or expenses of every kind and
nature (including, without limitation, costs to remediate, replace or
complete, storage and handling expenses, alternative living expenses,
expenses for loss of use or enjoyment or for inconvenience, loss of value
and loss of financing or refinancing opportunity), compensation and rights
of subrogation, contribution, indemnification or reimbursement, now accrued
or hereafter to accrue (whether known or unknown, anticipated or
unanticipated, suspected or unsuspected, direct, indirect, consequential,

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fixed, vested or contingent, asserted or unasserted), which any of the
Settlement Class Members and their Related Parties, on the one hand, and
Arvida/JMB and its Affiliates, on the other hand, had, now has, or may in
the future have against each other arising out of or relating to the
following: (i) any of the subject matters of the Lawsuit (including,
without limitation, the design and/or construction of the Condominium Units
in the Village Homes, including latent defects or other damage of every
kind and nature to such Condominium Units arising out of the actions or
omissions of Arvida/JMB, its Affiliates or any architects, engineers or
subcontractors engaged at any time by or on behalf of Arvida/JMB or any of
its Affiliates); (ii) any order or action of the Miami-Dade County, Florida
Unsafe Structures Board and/or any authority with jurisdiction to review
orders or actions of that Board with respect to any of the Settlement Class
Members' property or the Village Homes, or any action or order of any other
governing body with jurisdiction over such property or the Village Homes,
whether any such order or action has already been issued or undertaken or
occurs in the future; (iii) any remediation, alteration or construction-
related or design-related activities undertaken in regard to the
Condominium Units in the Village Homes, whether undertaken by or on behalf
of Arvida/JMB, any of its Affiliates, any architects, engineers or
subcontractors engaged at any time by or on behalf of Arvida/JMB or any of
its Affiliates, or by any of the Settlement Class Members or any other
Person, and whether already undertaken or occurring in the future; (iv) the
failure of any Settlement Class Members or any other condominium
association or condominium owners in the Village Homes to undertake
appropriate and/or timely remediation or alterations to cure all
construction and design defects of every kind and nature (including,
without limitation, latent defects) of, and all other damage to, their
Condominium Units in the Village Homes; or (v) the past, present or future
governance, operation, maintenance or administration of any of the
Associations, any other Village Homes condominium association, or any of
their respective affairs or property, including, without limitation, the
application of the settlement payment made by Arvida/JMB to the Settlement
Class pursuant to the Settlement Agreement (all of the foregoing matters to
be discharged and released herein being hereinafter referred to as the
"Released Claims"); PROVIDED, HOWEVER, that the Parties do not release each
other from their respective obligations and duties under the Settlement
Agreement, this Mutual General Release, or any other Related Agreement.
Without limiting the generality of the foregoing, the Released Claims
include claims or demands for consequential damages; special damages;
punitive damages; prejudgment interest; attorneys' fees and expenses;
experts' fees and expenses; consulting fees and expenses; and any losses,
costs, expenses, fines or other obligations assessed or imposed against any
Settlement Class Member pursuant to an order of any governmental authority
with jurisdiction over his or her property or the Village Homes, or arising
out of the actions or failure to act by any Settlement Class Members, or
any other Village Homes condominium association or condominium owner or any
other Person, with respect to an order of any governmental authority
pertaining to their property or the Village Homes (including, without
limitation, any action or failure to act in response to the Deficiency
Notices concerning any Condominium Units in the Village Homes). Further,
and without limiting the generality of the foregoing, (x) the Settlement
Class Members acknowledge and agree that the Released Claims of the
Settlement Class Members and their Related Parties include any and all
claims, demands, causes of action, damages and other rights or remedies
that any of them has asserted or could have asserted against Arvida/JMB or
any of its Affiliates in the Lawsuit (including, without limitation, that
Arvida/JMB or any of its Affiliates is a "successor developer" to Disney or
any of its Affiliates); and (y) Arvida/JMB acknowledges and agrees that the
Released Claims of Arvida/JMB and its Affiliates include any and all
claims, demands, causes of action, damages and other rights or remedies
that Arvida/JMB or any of its Affiliates has asserted or could have
asserted against any of the Settlement Class Members or any of their
Related Parties in the Lawsuit. The Settlement Class Members covenant that
neither they nor any of their Related Parties will sue Arvida/JMB or any of
its Affiliates for or in respect of any Released Claims of the Settlement
Class Members or their Related Parties.

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      To the extent that the Parties (or their Related Parties or
Affiliates) have Claims or any other rights or remedies against Disney or
any of its Affiliates, nothing in the Settlement Agreement, this Mutual
General Release or any other Related Agreement shall release, alter,
hinder, abrogate or otherwise affect, and the Parties hereby reserve, any
such Claims and other rights and remedies (including without limitation any
causes of action for indemnification or contribution) against Disney or any
of its Affiliates.

      The Settlement Class Members and Arvida/JMB acknowledge, that they
have had ample time and opportunity to review the following matters with
their respective counsel prior to signing this Mutual General Release: (i)
the consideration for this Mutual General Release; (ii) all Released Claims
the Settlement Class Members and their Related Parties may have or expect
to have against Arvida/JMB or any of its Affiliates and all Released Claims
that Arvida/JMB and its Affiliates may have or expect to have against the
Settlement Class Members or any of their Related Parties; (iii) the form of
this Mutual General Release; (iv) the legal effect and ramifications of
executing and delivering this Mutual General Release; and (v) all other
matters and information deemed by them to be necessary or material in their
decision to execute and deliver this Mutual General Release.

      Settlement Class Members, on the one hand, and Arvida/JMB, on the
other hand, acknowledge that they are aware they may hereafter discover
facts in addition to or different from those which they now know or believe
to be true with respect to matters relevant to this Mutual General Release,
but it is their intention to, and they do hereby, fully, finally and
forever settle and release any and all Released Claims, without regard to
the subsequent discovery or existence of such additional or different
facts.

      All capitalized terms used but not otherwise defined in this Mutual
General Release shall have the meanings ascribed to them in the Settlement
Agreement.

      Nothing stated herein shall be deemed to be or construed as an
admission by any Party of any liability to another Party or any other
Person.

      This Mutual General Release shall be governed and construed in
accordance with the internal laws of the State of Florida. The terms and
provisions of this Mutual General Release are severable. In the event that
any term or provision of this Mutual General Release is determined by an
appropriate judicial authority to be illegal, invalid or otherwise
unenforceable, such term or provision shall be given its nearest legal
meaning or be construed as deleted as such authority determines, and the
remainder of this Mutual General Release shall be construed to be in full
force and effect. Arvida/JMB shall cause the Notices of Settlement to be
recorded among the public records of Miami-Dade County, Florida with
respect to the Associations.

      The Settlement Class Members hereby represent and warrant to
Arvida/JMB and its Affiliates that they and their Related Parties are the
owners of their respective Released Claims and that they and their Related
Parties have not previously expressly or impliedly assigned, transferred,
pledged or otherwise disposed of (whether voluntarily or by operation of
law) any of such Released Claims or any interest therein.

      The Settlement Agreement, this Mutual General Release, the other
Related Agreements (including, without limitation, the Final Judgment) and
any other instruments and documents contemplated thereby or hereby
(collectively, the "Settlement Documents") incorporate, embody, express and
supersede all other agreements and understandings between the Parties with
respect to the Settlement. There are no representations upon which the
Parties relied in making this Mutual General Release that are not expressly

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set forth in the Settlement Agreement or this Mutual General Release. No
purported modification or change to the terms of this Mutual General
Release shall be enforceable or effective unless it is in writing and
signed by the authorized representative of the Person affected by the
modification, change or alteration. This Mutual General Release shall be
binding upon and inure to the benefit of the Settlement Class Members,
their Related Parties, Arvida/JMB and its Affiliates, and the respective
successors and permitted assigns of such Persons (collectively, "the
Released Parties"). Without limiting the generality of the previous
sentence, it is the intention of the Parties that, to the extent permitted
by applicable law, this Mutual General Release shall be binding upon, and
shall inure to the benefit of, the Settlement Class Members and the Related
Parties of each Settlement Class Member and Arvida/JMB and the Affiliates
of Arvida/JMB, so that the Released Claims of the Settlement Class Members
and the Related Parties of the Settlement Class Members against Arvida/JMB
and its Affiliates and the Released Claims of Arvida/JMB and the Affiliates
of Arvida/JMB against the Settlement Class Members and their Related
Parties shall be fully discharged and forever released on the terms and
conditions set forth in this Mutual General Release. Notwithstanding the
foregoing, this Mutual General Release is not intended to benefit or
release any Person other than the Released Parties, and it is understood
that Disney and its Affiliates are not "Released Parties". This Mutual
General Release may be executed in counterparts. Each counterpart shall be
deemed an original and, when taken together with other signed counterparts,
shall constitute one Mutual General Release. This Mutual General Release is
not contingent or dependent upon any other release between Arvida/JMB and
any other Person.

      Settlement Class Members represent that, other than the Lawsuit, they
have not filed or commenced any charges, claims, or grievances with any
governmental agency or tribunal, or filed or commenced any proceeding at
law or otherwise, consisting of or reflecting in any way any of the
Released Claims.

      Settlement Class Members acknowledge that they have participated in
the drafting of this Mutual General Release and that the language of all
parts of this Mutual General Release shall in all cases be construed as a
whole, according to its fair meaning, and not strictly for or against any
of the Parties.

                       [ SIGNATURE PAGES TO FOLLOW ]

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<PAGE>

      IN WITNESS WHEREOF, we have hereunto set our hands and seals
effective as of the date first written above.

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO, ONE MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness:  /s/ Barbara Elkin         By:     /s/ Lazaro Cabezas
                                            ------------------------------

                                    Name:   Lazaro Cabezas
                                    Title:  Pres.

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO. TWO MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness: /s/ Vivian M. Oramas       By:     /s/ Patricia Chaudry
                                            ------------------------------

                                    Name:   Patricia Chaudry
                                    Title:  President

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO. THREE MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness: /s/ Holman Rios            By:     /s/ Eileen Rosado
                                            ------------------------------

                                    Name:   Eileen Rosado
                                    Title:  President & Mediation Rep.

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<PAGE>

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO. FOUR MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness: /s/ Karin Rojas            By:     /s/ Catalina Quadreny
                                            ------------------------------

                                    Name:   Catalina Quadreny
                                    Title:  President

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO. FIVE MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness: /s/ Kristine M. Ortega     By:     /s/ Gabriel Cardenas
                                            ------------------------------

                                    Name:   Gabriel Cardenas
                                    Title:  President

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO. SIX MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness: /s/ Cherol Ramsay          By:     /s/ Ed Cambuzano
                                            ------------------------------

                                    Name:   Ed Cambuzano
                                    Title:  Pres.

                                     6

<PAGE>

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO. SEVEN MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness: /s/ Elsa Delgado           By:     /s/ Maria Oramas
                                            ------------------------------

                                    Name:   Maria Oramas
                                    Title:  President

                                    LAKES OF THE MEADOW VILLAGE HOMES
                                    CONDOMINIUM NO. NINE MAINTENANCE
                                    ASSOCIATION, INC.,
                                    a Florida corporation not for profit,
                                    on its behalf and on behalf
                                    of its members

Witness: /s/ Guillermina Bonet
             Coto                   By:     /s/ William Aylsworth
                                            ------------------------------

                                    Name:   William Aylsworth
                                    Title:  President

                                    ARVIDA/JMB PARTNERS, L.P.,
                                    a Delaware limited partnership
                                    d/b/a Arvida/JMB Partners, Ltd.

                                    By:     Arvida/JMB Managers, Inc.
                                            General Partner

Witness: /s/ Marilyn A. Corbett     By:     /s/ Gary Nickele
                                            ------------------------------

                                    Name:   Gary Nickele
                                    Title:  President

                                     7

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