Document:

Prepared by R.R. Donnelley Financial -- Conversion Agreement

   
 Exhibit 10.1 
  CONVERSION AGREEMENT 
              THIS CONVERSION AGREEMENT  (this “Agreement”), effective as of June 30, 2002, is by and between  VERTICAL HEALTH SOLUTIONS, INC. , a Florida
corporation (the “Company”), and  DYNAMIC HEALTH PRODUCTS, INC. , a Florida corporation (the “Shareholder”).
  W I T N E S S E T H: 
              WHEREAS, as of the effective date of this Agreement, the Company owes the Shareholder (directly or indirectly through its subsidiaries) $429,846.00 (the
“Loans”);
              WHEREAS,  the Company and the Shareholder wish to convert, as of the effective date of this Agreement, such
Loans into 429,846 shares of the Company’s Series A Preferred Stock, $.001 par value (the “Series A Stock”);
              NOW,
THEREFORE,  in consideration of the premises, the agreements herein set forth and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows: 
               1. Conversion.  The parties agree to immediately convert the entire amount of unpaid principal and interest due under the Loans into
429,846 shares of Series A Stock of the Company. The Company promptly shall instruct its transfer agent to issue such shares to the Shareholder’s wholly-owned subsidiary, Bryan Capital Limited Partnership. Upon issuance of such stock, any notes
evidencing the Loans shall be canceled. The Shareholder acknowledges that the issuance of such shares has not been registered with the United States Securities and Exchange Commission or any state securities commission and that the shares may not be
resold without registration or an applicable exemption from registration and consent to the placement of the following legend on the certificates:
 
“THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE NOT
BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, THE FLORIDA SECURITIES AND INVESTOR PROTECTION ACT, OR ANY SIMILAR SECURITIES STATUTE. THIS CERTIFICATE MAY ONLY BE TRANSFERRED UPON REGISTRATION OF THE SHARES UNDER THE FOREGOING
STATUTES AND APPLICABLE REGULATIONS ADOPTED THEREUNDER OR UPON THE DELIVERY TO THE COMPANY OF AN OPINION OF COUNCEL SATISFACTORY TO THE COMPANY THAT SUCH REGISTRATION IS NOT REQUIRED.”
 Any stock
certificates representing the shares shall also contain any other legends as required by law, as well as a summary of the terms of the Series A Stock.
               2. Miscellaneous.  The Company shall be responsible for paying all documentary stamp taxes associated with the conversion contemplated hereby. This
Agreement shall be deemed to be a contract made under the laws of the State of Florida and for all purposes shall be construed 

  in accordance with the laws of said state without giving effect to the rules of said state governing the conflicts of laws. This Agreement contains the entire understanding between the
parties hereto with respect to the subject matter hereof and thereof. This Agreement may not be modified or amended except by a writing duly signed by all of the parties hereto. If any provision of this Agreement shall be held to be invalid or
unenforceable, such invalidity or unenforceability shall not affect any other provision of this Agreement. This Agreement may be executed in any number of counterparts and each of such counterparts shall for all purposes be deemed to be an original,
and such counterparts shall together constitute but one and the same instrument. This Agreement shall be binding upon and inure to the benefit of the Company, the Shareholder and their respective successors and assigns.
              IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed on this 29 day of July, 2002.

	

	 	 VERTICAL HEALTH SOLUTIONS, INC. 

	 	 	By:  	/s/ Brian T. Nugent
		 	 	

	 	 	 	Brian T. Nugent, President

	

	 	 DYNAMIC HEALTH PRODUCTS, INC., 

	 	 	By:  	/s/ Cani I. Shuman
		 	 	

	 	 	 	Cani I. Shuman, Chief Financial Officer

 2<PAGE>
                                                                    Exhibit 10.1

                             OGLEBAY NORTON COMPANY

                               Second Amendment to
                    Amended and Restated Director Stock Plan

     WHEREAS, at the December 12, 2001 meeting of the Board of Directors of the
Company, the Board determined to amend the Director Stock Plan by increasing the
number of shares to be granted thereunder rather than increasing cash
compensation to Directors in order to ensure that Directors' interests are
aligned with stockholders;

     WHEREAS, at that meeting the Board also determined to permit each Director
to defer receipt of such shares until such Director retires from the Board,
which deferral shall be made under the terms of the Company's Director Fee
Deferral Plan;

     WHEREAS, the Board authorized the Chairman of the Board and CEO, President
and COO and Vice President and Secretary of the Company to amend the Director
Stock Plan to increase the shares granted thereunder at the time of each Annual
Meeting of the Company in the year 2002 and thereafter to each Director as
follows:

                             Lead Director           1100
                             Each other Director      800

     NOW, THEREFORE, the Director Stock Plan is hereby amended to provide that
commencing with the April 24, 2002 Annual Meeting of the Company, each Director
shall be eligible for a grant of shares under the Director Stock Plan in the
amount above set forth.

     IN WITNESS WHEREOF, this Second Amendment is executed this ___ day of
_____________________, 2002.

                                Oglebay Norton Company

                                ______________________________________________
                                John N. Lauer, Chairman

                                ______________________________________________
                                Rochelle F. Walk, Vice President and Secretary<PAGE>

                                                                    Exhibit 10.2

                             OGLEBAY NORTON COMPANY

                       RESTATED DIRECTOR FEE DEFERRAL PLAN

                                   ARTICLE I

                ESTABLISHMENT OF PLAN, PURPOSE, SHARES AUTHORIZED

     Section 1.1 - ESTABLISHMENT OF PLAN. This Oglebay Norton Company Director
Fee Deferral Plan (the "Plan") was established effective as of February 1, 1998,
subject to approval by its Stockholders at its 1998 Annual Meeting of
Stockholders, and is amended and restated hereby effective January 1, 2002.

     Section 1.2 - PURPOSE. The Plan is intended to attract and retain qualified
individuals to serve as Directors of the Company by offering them the
opportunity to defer some or all of the Fees earned by them for services as a
Director of the Company.

     Section 1.3 - SHARES AUTHORIZED. The aggregate number of shares of Common
Stock of the Company that may be issued and distributed under the Plan shall be
100,000 shares, subject to adjustment as provided in Section 7.5, which may be
authorized and unissued shares, treasury shares, or shares acquired on the open
market specifically for distribution under the Plan, as the Board of Directors
may from time to time determine.

                                   ARTICLE II

                                   DEFINITIONS

For purposes of the Plan, the following terms, when used with initial capital
letters, shall have the meanings as set forth below:

"Account" means the bookkeeping account established by the Company for a
Participant who elects to defer any portion of his Fees pursuant to the Plan.

"Board" means the Board of Directors of the Company.

"Change in Control" means the occurrence at any time of any one of the following
events:

          (a)  a report is filed with the Securities and Exchange Commission
     (the "SEC") on Schedule 13D or Schedule 14D-1 (or any successor schedule,
     form, or report), each as promulgated pursuant to the Securities Exchange
     Act of 1934 (the "Exchange Act"), disclosing that any "person" (as the term
     "person" is used in Section 13(d) or Section 14(d)(2) of the Exchange Act)
     is or has become a beneficial owner, directly or indirectly, of securities
     of the Company representing 25% or more of the combined voting power of the
     Company's then outstanding securities;

          (b)  the Company files a report or proxy statement with the SEC

<PAGE>

     pursuant to the Exchange Act disclosing in response to Item 1 of Form 8-K
     thereunder or Item 6(e) of Schedule 14A thereunder that a Change in Control
     of the Company has or may have occurred or will or may occur in the future
     pursuant to any then-existing contract or transaction;

          (c)  the Company is merged or consolidated with another corporation
     and, as a result thereof, securities representing less than 50% of the
     combined voting power of the surviving or resulting corporation's
     securities (or the securities of a parent corporation in case of a merger
     in which the surviving or resulting corporation becomes a wholly-owned
     subsidiary of the parent corporation) are owned in the aggregate by holders
     of the Company's securities immediately prior to such merger or
     consolidation;

          (d)  all or substantially all of the assets of the Company are sold in
     a single transaction or a series of related transactions to a single
     purchaser or a group of affiliated purchasers; or

          (e)  during any period of 24 consecutive months, individuals who were
     Directors of the Company at the beginning of such period cease to
     constitute at least a majority of the Company's Board of Directors unless
     the election, or nomination for election by the Company's shareholders, of
     more than one-half of any new Directors of the Company was approved by a
     vote of at least two-thirds of the Directors of the Company then still in
     office who were Directors of the Company at the beginning of such 24-month
     period.

"Committee" means the Committee authorized by the Board to administer the Plan.

"Common Stock" or "Stock" means common stock, one dollar ($1.00) par value per
share, of the Company.

"Company" means for periods on and after April 1, 1999, Oglebay Norton Company
(formerly known as Oglebay Norton Holding Company), its corporate successors and
any corporation or corporations into or with which it may be merged or
consolidated, and for periods prior to April 1, 1999, means ON Marine Services
Company (successor to Oglebay Norton Company by merger).

"Deferred Cash" means Deferred Fees that are credited with interest based on the
Prime Rate in accordance with Section 4.5.

"Deferred Compensation Election" means a written election delivered to the
Company pursuant to which a Participant elects to defer Fees under the Plan.

"Deferred Fees" means any portion of Fees deferred pursuant to the Plan.

"Designated Beneficiary" means one or more beneficiaries designated by the
Participant in accordance with Section 7.2.

                                       2

<PAGE>

"Fair Market Value," with respect to a share of Stock as of any given day, means
the last reported closing price for a share of Stock on the National Association
of Securities Dealers Automated Quotation System ("NASDAQ") for that day or, if
there was no sale of Stock so reported for that day, on the most recently
preceding day on which there was such a sale. If the Stock is not listed or
admitted to trading on NASDAQ on any given day, the Fair Market Value on that
day will be as determined by the Committee.

"Fees" means (i) any and all compensation payable, but for an election made
under the Plan, to a Participant in the form of cash for services as a Director
of the Company, and (ii) beginning April ___, 2002, all Shares awarded, but for
an election made under the Plan, to a Participant pursuant to the Oglebay Norton
Company Director Stock Plan.

"Matching Contributions" means the additional Share Units credited by the
Company to the Account of a Participant who (i) elects to defer a portion of his
Fees in the form of Share Units, or (ii) elects to defer a portion of dividend
equivalents attributable to Share Units as provided in Section 4.03.

"Participant" means a Director who is or hereafter becomes eligible to
participate in the Plan and does participate by electing, in the manner
specified herein, to defer Fees pursuant to the Plan.

"Prime Rate" means the Prime Rate as reported in The Wall Street Journal in
effect as of the date of each Annual Meeting of Stockholders.

"Share Units" means Deferred Fees that are converted into share units in
accordance with Section 4.3.

"Termination of Service" means an individual's termination of service as a
Director for any reason whatsoever.

                                  ARTICLE III

                          ELIGIBILITY AND PARTICIPATION

     Section 3.1 - ELIGIBILITY AND PARTICIPATION. Any Director of the Company
who is not employed by the Company shall be eligible to participate under the
Plan and will become a Participant upon submission to the Company of a properly
completed and executed Deferred Compensation Election.

     Section 3.2 - DEFERRAL OPTIONS. For the period beginning February 1, 1998
and ending December 31, 1998, and each calendar year thereafter, a Participant
may elect to defer the receipt of all or part of his or her Fees otherwise
payable in cash (in ten-percent increments) in the form of Share Units or
Deferred Cash. For the period beginning April 24, 2002, and ending December 31,
2002, and each calendar year thereafter, a Participant may elect to defer
receipt of all or part of his or her Fees otherwise provided in the form of
Shares pursuant to the Director Stock Plan (in ten-percent increments) in the
form of Share Units. Once a Participant has made an effective election, he may
not thereafter change that election or change any allocation between Share Units
or Deferred Cash with respect to such calendar year.

                                       3

<PAGE>

     Section 3.3 - ELECTION DEADLINE. To be in effect, a Participant's election
must be completed, signed and filed with the Secretary of the Company on or
before such date as is necessary to defer inclusion of the Fees in the
Director's gross income for Federal income tax purposes.

                                   ARTICLE IV

                                  DEFERRED FEES

     Section 4.1 - CREDITING OF DEFERRED FEES. Deferred Fees shall be credited
to the Participant's Account on the dates the Fees would have been paid or
awarded to the Participant if there had been no valid deferral election.

     Section 4.2 - DEFERRAL PERIODS. Payment of the amount of Fees allocated to
Share Units or Deferred Cash will be deferred to Termination of Service. Such
Fees shall be credited to the Participant on the date such amounts would have
been paid or awarded to him if there had been no valid deferral election.

     Section 4.3 - SHARE UNITS. Fees deferred in the form of Share Units shall
be converted into that number of Share Units equal to the amount of the Fees
being deferred divided by the Fair Market Value of one share of Stock on the
date the Fees are credited to the Participant's Account. On each Company Stock
dividend payment date, dividend equivalents equal to the actual Company Stock
dividends shall either, based upon the written election of the Participant, (i)
be credited to the Share Units in the Participant's Account, and shall in turn
be converted into Share Units based upon the Fair Market Value of the Stock on
that date, or (ii) be paid to the Participant in cash.

     Section 4.4 - MATCHING CONTRIBUTION. The Company shall credit to the
Participant's Account in the form of additional Share Units (a) at the time the
Fees are credited to the Account a Matching Contribution equal to twenty-five
percent (25%) of the Deferred Fees credited in the form of Share Units, and (b)
at each Company Stock dividend payment date, to the extent the Participant has
elected to defer dividend equivalents in Share Units, a Matching Contribution
equal to twenty-five percent (25%) of the dividends deferred by the Participant
on that date.

     Section 4.5 - DEFERRED CASH. Fees deferred as Deferred Cash shall be
credited with interest at the Prime Rate, compounded annually effective as of
the end of each calendar year, until distributed.

                                   ARTICLE V

                                  DISTRIBUTIONS

     Section 5.1 - TIMING. Following a Participant's Termination of Service, all
Share Units and Deferred Cash in the Participant's Account shall be distributed
in the manner described in Section 5.2. Such distributions shall be made or
commence as soon as administratively feasible following the event that entitles
the Participant to a distribution.

                                       4

<PAGE>

     Section 5.2 - FORM OF DISTRIBUTION. Any Share Units standing to the
Participant's credit shall be converted to the same number of common shares of
Stock for distribution to the Participant in a single distribution, except that
any fractional Share Units shall be paid in cash. Any Deferred Fees credited to
the Participant's Account in the form of Deferred Cash shall be automatically
distributed in three substantially equal annual installments of principal in the
form of cash, with interest continuing to accrue on the undistributed balance in
the Participant's Account.

     Section 5.3 - CHANGE IN CONTROL. If, in the effectuation of a Change in
Control, all or substantially all outstanding shares of Common Stock are
exchanged for cash, for shares of stock in another legal entity, or for both
cash and shares of stock, in a fixed amount or exchange ratio, and as a result
thereof shares of Common Stock are no longer available for distribution
hereunder, each Share Unit shall be valued as of the last date ("Last Trade
Date") a price for shares of Common Stock is reported on the NASDAQ, or on such
stock exchange as the shares are listed or admitted to trading if shares of
Common Stock cease to be listed or admitted to trading on the NASDAQ, as
reflected in the Wall Street Journal or other generally-recognized financial
markets publication, at a price equal to the sum of (i) the amount of cash, if
any, exchanged for each share of Common Stock, and (ii) the value of the number
of shares of stock, or fractional part of a share, of any other legal entity, if
any, exchanged for each share of Common Stock, such value to be determined based
upon the closing price of such exchanged shares on the Last Trade Date on the
stock exchange or other financial market on which such shares are listed or
admitted to trading, as reported in the Wall Street Journal or other
generally-recognized financial markets publication. Notwithstanding Section 5.2.
hereof, distribution of all Share Units in the Participant's Account that are
valued in accordance with this Section 5.3 following a Change in Control shall
be in cash in a single lump sum, and shall be made as soon as reasonably
practicable following such Participant's Termination of Service, but in no event
later than thirty days following such Termination of Service. Interest shall
accrue on the balance in the Participant's Account from the Last Trade Date
until distribution.

                                   ARTICLE VI

                    ADMINISTRATION, AMENDMENT AND TERMINATION

     Section 6.1 - ADMINISTRATION. The Plan shall be administered by the
Committee.

     Section 6.2 - AUTHORITY OF THE COMMITTEE. The Committee shall have the
authority to:

          (a)  interpret the terms and provisions of the Plan and any deferral
     made hereunder (and any agreements relating thereto), and otherwise settle
     all claims and disputes arising under the Plan;

          (b)  delegate responsibility and authority for the operation and
     administration of the Plan, appoint employees and officers of the Company
     to act on its behalf, and employ persons to assist in fulfilling its
     responsibilities under the Plan; and

                                       5

<PAGE>

          (c) adopt, alter and repeal such administrative rules, guidelines, and
     practices governing the Plan as it shall, from time to time, deem
     advisable, and otherwise supervise the administration of the Plan.

All decisions made by the Committee pursuant to the provisions of the Plan shall
be final and binding on all persons, including the Company and Participants.

     Section 6.3 - AMENDMENTS AND TERMINATION. The Board may amend, alter, or
discontinue the Plan at any time and from time to time, but no amendment,
termination, or discontinuation shall be made that would impair the rights of a
Participant with respect to any outstanding deferral under the Plan without the
Participant's consent, or that, without the approval of the Company's
stockholders, would (a) except as expressly provided in this Plan, increase the
total number of shares reserved for the purpose of the Plan; or (b) otherwise
cause the Plan to fail to satisfy the requirements of any applicable securities
or tax law or the applicable rules and regulations promulgated under NASDAQ.

     Section 6.4 - UNFUNDED STATUS OF PLAN. The Plan is intended to constitute
an "unfunded" plan for deferral of compensation. Payments shall be made from the
general funds of the Company, and the Company shall not be required to establish
or maintain any special or separate fund, to purchase or acquire life insurance
on a Participant's life, or otherwise to segregate assets to assure that such
payments shall be made, and neither a Participant nor Designated Beneficiary
shall have any interest in any particular assets of the Company by reason of its
obligations hereunder. With respect to any payments not yet made to a
Participant by the Company, nothing contained herein shall give any such
Participant any rights that are greater than those of a general creditor of the
Company. In its sole discretion, the Committee may authorize the creation of
trusts or other arrangements to meet the obligations created under the Plan to
deliver Stock or payments in lieu of or with respect to deferrals hereunder;
provided, however, that, unless the Committee otherwise determines with the
consent of the affected Participant, the existence of such trusts or other
arrangements shall be consistent with the "unfunded" status of the Plan.

                                  ARTICLE VII

                                  MISCELLANEOUS

     Section 7.1 - NON-ALIENATION OF BENEFITS. Subject to any federal statute to
the contrary, no right or benefit under the Plan shall be subject to
anticipation, alienation, sale, assignment, pledge, encumbrance, or charge, and
any attempt to anticipate, alienate, sell, assign, pledge, encumber, or charge
any right or benefit under the Plan shall be void. No right or benefit hereunder
shall in any manner be liable for or subject to the debts, contracts,
liabilities, or torts of the person entitled to such benefits. If a Participant
or a Designated Beneficiary (if entitled to benefits under the Plan) shall
become bankrupt, or attempt to anticipate, alienate, sell, assign, pledge,
encumber, or charge any right hereunder, then such right or benefit shall, in
the discretion of the Committee, cease and terminate, and in such event, the
Company may hold or apply the same or any part thereof for the benefit of the
Participant, Designated Beneficiary, or his spouse, children, or other
dependents, or any of them, in such manner and in such amounts and proportions
as the Committee may deem proper.

                                       6

<PAGE>

     Section 7.2 - DESIGNATION OF BENEFICIARY. A Participant may designate one
or more Designated Beneficiaries on a form prescribed by the Committee, to whom
payments otherwise due to or for the benefit of the Participant hereunder shall
be made in the event of his death prior to the commencement or completion of
benefit payments hereunder. In the event no such written designation is made by
a Participant or if no Designated Beneficiary shall be in existence at the time
of the Participant's death or if each Designated Beneficiary predeceases the
Participant, the estate of the Participant shall be his Designated Beneficiary.

     Section 7.3 - NO EMPLOYMENT AGREEMENT. The Plan shall not be deemed to
constitute a contract of employment between the Company and a Participant.
Neither shall the execution of the Plan nor any action taken by the Company
pursuant to the Plan be held or construed to confer on a Participant any legal
right to be continued as Director of the Company or in any other capacity with
the Company whatsoever; nor shall any provision herein restrict the right of any
Participant to resign as a Director.

     Section 7.4 - BINDING EFFECT. Obligations incurred by the Company pursuant
to the Plan shall be binding upon and inure to the benefit of the Company, its
successors and assigns, and the Participant or his Designated Beneficiary.

     Section 7.5 - ENTIRE PLAN. This document and any amendments hereto contain
all the terms and provisions of the Plan and shall constitute the entire Plan,
any other alleged terms or provisions being of no effect.

     Section 7.6 - ADJUSTMENT UPON CHANGE IN COMMON STOCK. In the event of any
stock dividend, stock split, or share combination with respect to Common Stock
or any reclassification, recapitalization, merger, consolidation, other form of
business combination, liquidation, or dissolution involving the Company or any
spin-off or other distribution to stockholders of the Company (other than normal
cash dividends), (a) the Committee shall make appropriate adjustments to the
maximum number of shares of Common Stock that may be issued under the Plan, and
(b) the Committee shall adjust the number and such other aspects of the Share
Units then outstanding as may be necessary and in such manner that the benefits
of Participants under all then outstanding Share Units shall be maintained
substantially as before the occurrence of such event. Any adjustment so made by
the Committee shall be conclusive and binding for all purposes of the Plan as of
such date as the Committee may determine.

                                  ARTICLE VIII

                                  CONSTRUCTION

     Section 8.1 - GOVERNING LAW. The Plan shall be construed and governed in
accordance with the laws of the State of Ohio.

                                       7

<PAGE>

     Section 8.2 - GENDER. The masculine gender, where appearing in the Plan,
shall be deemed to include the feminine gender, and the singular may include the
plural, unless the context clearly indicates to the contrary.

          *                         *                          *

     EXECUTED at Cleveland, Ohio, effective as of the date described herein.

                                                OGLEBAY NORTON COMPANY

                                                By _____________________________
                                                   Title:

                                       8

<PAGE>

April ___, 2002

Rochelle F. Walk
Vice President and Secretary
Oglebay Norton Company
1100 Superior Avenue
Cleveland, Ohio 44114-2598

Re:  Oglebay Norton Company Director Fee Deferral Plan (the "Plan")

Dear Rochelle:

Please accept this letter as my election to participate in the new feature under
the Plan relating to awards made under the Director Stock Plan for the balance
of 2002.

With respect to any and all share awards under the Director Stock Plan that, but
for the Plan and this election, would be provided to me immediately in the form
of shares after the annual meeting on April 24, 2002, I hereby elect as follows:

     1.   Defer _______of my Shares as Share Units.

     2.   Deliver the remaining ______Shares to me as earned without any
          deferral.

I further elect, as to dividend equivalents that will accrue at any time in the
future on Share Units deferred hereunder as follows:

     A.   [_] Defer all dividend equivalents as additional deferred Share Units.

     B.   [_] Pay all dividend equivalents to me in cash as they accrue.

This election is made under the Plan and is subject to the terms set forth in
the formal Plan document, a copy of which has been delivered to me.

_________________________________          __________________________________
(please print name)                        (signature)

Received:

_________________________________
Rochelle F. Walk, Vice President
and Secretary

Date:____________________________

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