Document:

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                                                                    EXHIBIT 10.6

                         MARKETING AND LICENSE AGREEMENT

This MARKETING AND LICENSE AGREEMENT ("Agreement") is made and entered into
effective as of September 30, 1999, between FREEREALTIME.COM, INC., a Colorado
corporation having its principal business office at 3333 Michelson Drive, Suite
430, Irvine, California 92612 ("FRT"), and Telescan, Inc., a Delaware
corporation having its principal place of business at 5959 Corporate Drive,
Suite 2000, Houston, Texas 77036 ("TSCN" and, collectively with FRT, the
"Parties").

                                    RECITALS

         A. WHEREAS, the Parties desire to enter into this Agreement to
memorialize their commitments to provide marketing and licensing services to
each other;

         B. WHEREAS, TSCN will license its ProSearch application and provide
other WallStreetCity.com content to FRT and the Parties will co-market
subscriptions to TSCN subscription services;

         C. WHEREAS, FRT will license its BullSession application to TSCN and
the Parties will co-market subscriptions to the TSCN-BullSession portfolio
management tool;

         D. WHEREAS, the Parties will co-market TSCN's INVESTools subscription
content on FRT's Web sites and to FRT's customers;

         E. WHEREAS, TSCN will be the exclusive agent for the E-mail marketing
program of FRT and the Parties will share ad revenues from such program.

         F. WHEREAS, the Parties will cooperate to jointly develop a new wealth
management tool combining BullSession and ProSearch enhanced features;

         G. WHEREAS, the Parties will cooperate to jointly explore relationships
and alliances in several areas, including FRT providing real-time quotes to TSCN
Web sites, the Parties selling each other's ad inventory, and certain other
contract service opportunities;

         H. WHEREAS, as partial consideration to enter this Agreement, the
Parties will also contribute to each other certain rights, securities and other
assets, including ad impression inventory; and

         I. WHEREAS, the Parties intend to enter into this binding contractual
arrangement, the Parties intend to amend and restate this Agreement once
additional details about their relationship are determined.

         NOW, THEREFORE, in consideration of the recitals, premises and mutual
covenants contained in this Agreement, the parties agree as follows:

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                                    Agreement
                                    ---------

1. ProSearch License

         Commitment. TSCN hereby grants FRT a worldwide, non-exclusive, non-
transferable license, subject to the terms and conditions of this Agreement, to
receive and display the TSCN ProSearch feature on Internet Web sites owned by
FRT and operated in its name ("FRT's Web sites"). TSCN will offer certain
mutually agreed upon ProSearch content, "ProSearch Lite", for free distribution
to FRT through co-branded pages via FRT's Web sites, FRT will market and promote
the subscription-based co-branded ProSearch tools and content on FRT's Web sites
including the co-branded pages and will receive a share of subscription revenues
generated from such activities as set forth below. Except as set forth herein,
no other copying, dissemination, publication, display or distribution in any
form of TSCN's content, in whole or in part, by FRT is permitted without the
prior written consent of TSCN.

         TSCN Responsibilities. TSCN shall be obligated to fulfill certain
responsibilities pursuant to the ProSearch license and co-marketing agreement:

          (a)  Develop and deliver the free content to the FRT-ProSearch co-
               branded page in accordance with co-branded page specifications to
               be mutually agreed upon by both Parties. Free content shall
               include pre-programmed searches, charts, company snapshots,
               industry group requests, financial statistics, quarterly earnings
               and technical data.

          (b)  Provide Web-hosting services for the co-branded page,

          (c)  Develop and deliver marketing campaigns, including banner ads and
               price promotions, to market the ProSearch subscription products
               on the FRT Web sites, including FRT-ProSearch co-branded page.
               TSCN may use its FRT Impression Allocation to advertise and
               promote the TSCN subscription services.

          (d)  Maintain commercially reasonable performance levels for the
               ProSearch subscription services, including Web site and on-line
               site performance, customer support and billing/administration.

          (e)  Provide monthly reporting regarding subscription activity,
               including subscription revenue, activations, deactivations, and
               subscriber traffic metrics for the ProSearch subscribers
               generated by this co-marketing agreement.

         FRT Responsibilities. FRT shall have an obligation to fulfill certain
responsibilities to the ProSearch license and co-marketing agreement:

          (a)  Develop and the FRT-ProSearch co-branded page, including
               designing the content design and layout in accordance with co-
               branded page specifications to be mutually agreed upon by both
               Parties.

          (b)  Determine the execution of the marketing programs on the co-
               branded page and actively promote TSCN's subscription service
               throughout FRT's Web sites as well as through other means, as
               mutually agreed to by both Parties, with an objective to maximize
               "up-selling" from the TSCN free content to the ProSearch
               subscription services.

         License Fee. Upon signing the Agreement, FRT will pay TSCN a non-

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refundable license fee equal to $650,000. FRT will pay such fee in cash upon the
execution of this Agreement.

         Subscription Revenue Sharing. In consideration of promoting the
ProSearch subscription services and in delivering subscribers, TSCN shall pay
FRT 50% of Net Revenues from subscriptions attributed to marketing activity on
the FRT Web sites, including the FRT-ProSearch co-branded pages. Said payments
shall be remitted to FRT by the end of each calendar month for revenues received
during the preceding calendar month. In determining Net Revenues (i.e., Gross
revenues less Direct Costs), Telescan shall be entitled to deduct direct costs
("Direct Costs") related to the operation of TSCN ProSearch and the co-branded
pages, including data center operations, data feed and programming costs, and
exchange fees (if applicable). Telescan shall permit "open-book" accounting and
verification of such Direct Costs.

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2. BullSession License

         Commitment. FRT hereby grants TSCN a worldwide, non-exclusive, non-
transferable license, subject to the terms and conditions of this Agreement, to
receive and display the BullSession streaming, real-time quote and portfolio
management tool from FRT (the "TSCN-BullSession") on Internet Web sites ("TSCN
Proprietary Sites") owned by TSCN and operated in its name and on Internet Web
sites ("TSCN Customer Sites") hosted by Telescan for its private label and
co-branded customers]. FRT will set-up, develop and deliver the co-branded or
private-label TSCN-Bull Session Tool with certain features specified by TSCN, as
mutually agreed to by both Parties. TSCN will market and promote
TSCN-BullSession Tool on the TSCN Proprietary Sites and subject to the agreement
of its customers, on TSCN Customer Sites, and will share subscription revenue
with FRT as set forth below. Except as set forth herein, no other copying,
dissemination, publication, display or distribution in any form of FRT's
BullSession application, in whole or in part, by TSCN is permitted without the
prior written consent of FRT. In the event that TSCN terminates this Agreement
pursuant to paragraphs 10 (e) (ii) or (iii), TSCN shall have the right for the
remaining period of the Initial Term, and for such additional months as any
TSCN-BullSession subscriber who is active and paid-in-full at the conclusion of
the Initial Term continues as an active and paid-in-full subscriber for
consecutive monthly periods, TSCN shall have the right to assume Web hosting and
other operations as necessary to continue the normal operation and delivery of
the TSCN-BullSession service; provided, that after assumption of such
operations, TSCN will be obligated to pay to FRT the share of Net Revenue
provided for in "Subscription Revenue Sharing" below, after deduction of the
Direct Costs incurred by Telescan as provided below.

         FRT Responsibilities. FRT will have an obligation to fulfill certain
responsibilities to the TSCN-Bull Session license and co-marketing agreement:

     (a) Develop and deliver the TSCN-Bull Session Tool with certain
         modifications and features as reasonably specified by TSCN and as
         mutually agreed to by both Parties.

     (b) Provide Web hosting for the TSCN-Bull Session tool and technical
         support to TSCN.

     (c) Maintain commercially reasonable performance levels for the TSCN-
         BullSession subscription services, including Web site and on-line site
         performance.

     (d) Provide monthly reporting regarding subscriber activity, including
         subscriber traffic metrics for the subscribers generated by this co-
         marketing agreement.

         TSCN Responsibilities. TSCN will have an obligation to fulfill certain
responsibilities to the TSCN-Bull Session license and co-marketing agreement:

     (a) Cooperate in the joint development/modification of the TSCN-
         BullSession tool as mutually agreed to by both Parties.

     (b) Develop and execute marketing programs, and actively promote the TSCN-
         BullSession subscription service throughout the TSCN Proprietary Sites
         and, subject to the agreement of Telescan's customers, on TSCN Customer
         Sites as well as through other means, including outbound e-mail to its
         subscribers and ads and promotions on the Telescan Proprietary Sites
         and subject to the agreement of its Customers, on Telescan Customer

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         Sites, as mutually agreed to by both Parties, with an objective to
         maximize subscription revenues to TSCN-BullSession.

     (c) Provide customer support, billing, collection and other subscriber-
         related functions.

     (d) Provide monthly reporting regarding subscription activity, including
         subscription revenue, activations, deactivations, and subscriber
         traffic metrics for the subscribers generated by this co-marketing
         agreement.

         Subscription Revenue Sharing. In consideration of providing the
TSCN-BullSession Tool and certain Web-hosting and related services, TSCN shall
pay FRT 35% of monthly Net Revenues on TSCN-BullSession subscriptions for the
first 3000 subscribers, and 25% of monthly Net Revenues on subscriptions derived
from subscribers in excess of 3000. In determining Net Revenues, FRT shall be
entitled to deduct Direct Costs from revenues related to the operation of
TSCN-BullSession, including

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data center operations, data feed and programming costs, and exchange fees (if
applicable). FRT shall permit "open-book" accounting and verification of such
Direct Costs, and such FRT Direct Costs will not exceed $9 per month per
subscriber. Said payments shall be remitted to FRT by the end of each calendar
month for revenues received during the preceding calendar month.

3. INVESTools

         Commitment. TSCN will provide FRT with free mutually agreed upon
"teaser" content to be displayed on FRT's Web sites, including on a co-branded
FRT-INVESTools page. FRT will develop and execute an "up-selling" marketing
program, as mutually agreed to by both Parties, with an objective to generate
new subscriptions for INVESTools. TSCN may use its FRT Impression Allocation to
advertise and promote the INVESTools subscription service. An "impression" is
each advertisement or promotion served on a Web page.

         Subscription Revenue Sharing. TSCN will pay FRT 20% of Gross Revenues
from subscriptions attributed to marketing activity on the FRT Web sites and to
the FRT customers, including any FRT-INVESTools co-branded page. Said payments
shall be remitted to FRT by the end of each calendar month for revenues received
during the preceding calendar month.

4. Ad Sales of Parties Ad Inventory

         Commitment. The Parties will have a non-exclusive right to represent
each other in the sales of banner ads and sponsorships. Each Party will provide
a periodic allocation of ad inventory available for the other Party to sell. In
order to minimize conflicts between the other Party and a Party's in-house ad
sales department and its third Party ad sales rep firm, if applicable, the other
Party will cooperate and coordinate with the Party in contacts with potential
advertisers and the proposed terms of advertising campaigns. Each party must
approve each specific ad sold by the other party, such approval not to be
unreasonably withheld. Each Party will have responsibility for ad serving,
traffic, reporting and credit billing-collections functions (collectively "Ad
Administration") for ad sales of its ad impression inventory.

         Ad Revenue Sharing. The Party owning the ad inventory will pay the
selling Party 30% of the Net Revenues from advertising campaigns which are sold
by the selling Party. Payment shall be made by the end of each calendar month
for revenues received during the preceding calendar month. In determining Net
Revenues, the Party responsible for Ad Administration will deduct Direct Costs
associated with Ad Administration which Direct Costs shall including data center
operations, data feed, programming costs, and ad agency fees. The Ad
Administration Party shall permit "open-book" accounting and verification of
such Ad Administration Direct Costs, and such Direct Costs will not exceed $.25
per 1000 impressions served.

5. E-mail Customer-Base Management

         Commitment. TSCN will have the exclusive agency or third party right to
manage the e-mail relationship with FRT's subscribers and customers. TSCN will
determine the scope and elements of the e-mail marketing program. FRT will have
the right, in its sole discretion, to limit or reject any e-mail communication
with its subscribers and to manage on an in-house basis the e-mail relationship
with its subscribers and customers TSCN may not access, utilize or otherwise
exploit the FRT subscriber database outside of its

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e-mail management services to FRT. TSCN will be responsible for selling and
managing ads, links and sponsorships on the e-mail communications that it
manages.

         Ad Revenue Sharing and E-mail Advance. Upon the execution of this
Agreement, TSCN will pay FRT a $500,000 cash advance (the "E-mail Advance")
against the FRT E-mail Fees to be paid by TSCN to FRT TSCN will pay FRT 50% of
the Gross Revenues from marketing campaigns, including sponsorships and
advertisements, that are sold by TSCN on the e-mail communications (the "FRT
E-mail Fees"). Payment shall be made by the end of each calendar month for
revenues received during the preceding calendar month; provided that any FRT
E-mail Fees payable to FRT shall be

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retained by TSCN and deducted from the E-mail Advance until the outstanding
balance of the E-mail Advance has been reduced to zero.

6. FRT Impression Allocation

         As separate and distinct obligation unrelated to the Ad Sales of
Parties Ad Inventory, FRT will allocate a monthly ad inventory of two million
impressions to TSCN (the "FRT Impression Allocation") subject to FRT's right to
reject inappropriate content and ads from direct competitors. TSCN will
determine in its sole discretion whether such inventory is sold to third Party
advertisers or utilized for internal marketing and promotions; provided,
however, that TSCN agrees to use at least 50% of the monthly inventory to
advertise and promote jointly managed and/or co-branded content (e.g. ProSearch
subscriptions, INVESTools, BullSession/ProSearch II). TSCN will retain 100% of
any revenues realized from the sale of the FRT Impression Allocation and FRT
will bear the responsibility to perform ad serving and traffic management
functions.

7. Joint Cooperation Efforts

         TSCN-Bull,Session II. The Parties agree to cooperate and to commit
development resources as reasonably required in an effort to develop a second
generation TSCN-BullSession tool ("TSCN-BullSession II"). TSCN-Bullsession II
will enhance and modify the existing BullSession application and will include
certain TSCN content and tools. The specifications and development will be a
joint effort, with the allocation of resources as mutually agreed by both
Parties provided that each party shall continue to exclusively own their
contributions to the joint application with the other party only having the
right to use the other party's contribution only in TSCN-BullSession II as
expressly contemplated by this Agreement. TSCN-BullSession II will be a
co-branded tool and will be sold by both Parties on a subscriptions basis
pursuant to a marketing plan, including pricing and promotion, which will be
jointly determined by the Parties. The Parties will jointly determine
responsibility for Web hosting, support and other administrative functions. TSCN
and FRT will share Net Revenues on a 50:50 basis, with Net Revenues determined
after the deduction of direct costs associated with sale and operation of
TSCN-BullSession II.

         Snapshot Real-Time Quotes and Co-Branded Message Boards. FRT agrees to
offer "snapshot" real-time quotes to TSCN's Proprietary and Customer Sites. Such
quote services will be similar in form and content to that offered by FRT's
freerealtime.com Web site and will be provided through a co-branded page that
will be developed, hosted, served and administrated by FRT. FRT will pay TSCN
10% of the Net Revenue realized on the co-branded page, with Net Revenue
determined after the deduction of sales commission and expense, which will not
exceed 30%.

         Data Center, Ad Serving Operations and Subscriber Administration. The
Parties agree to enter discussions regarding the availability of excess capacity
and existing systems and personnel resources at TSCN to provide contract
services to FRT. In particular, the Parties have identified potential
opportunities in the areas of data center, communications and co-location
services; ad serving, reporting and traffic management functions; and
BullSession subscriber billing and administration services. While the Parties
are committed to holding exploratory discussions, nothing herein obligates
either (i) FRT to contract for such services from TSCN or (ii) TSCN to offer to
provide such services on reasonable terms and conditions.

8. TSCN Right to Participate In FRT Private Offerings

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         Any time prior to the consummation of a public offering of shares of
FRT resulting in gross proceeds to FRI of at least $10 million ("the FRT
Qualified Public Offering"), if FRT proposes to sell equity securities
representing at least 2.5% of the then outstanding shares of common stock
("Shares") of FRT ("Proposed Offering"), TSCN shall have a right to purchase all
or part of the Proposed Offering; provided that this provision shall not apply
to any business combination transaction to which FRT is a party. FRT shall
provide written notice of the terms and conditions of the Proposed Offering,
along with disclosure and other documentation customary for such offerings. TSCN
shall have a right to participate

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by giving written notice to FRT within seven days after FRT has provided written
notice of the Proposed Offering, including an indication of the amount of equity
securities TSCN elects to purchase. TSCN's right to participate shall terminate
upon the earlier or (i) TSCN's election not to participate in any Proposed
Offering and (ii) the consummation of a FRT Qualified Public Offering.

9. Exchange Consideration

         TSCN and FRT have entered this Agreement with the binding commitment to
exchange certain licenses for technology, certain contractual rights, other
assets and certain services. The consideration for each Party's exchange
includes the following:

         The TSCN Consideration shall consist of the following arrangements set
forth in this Agreement:

         (i.)   the ProSearch Technology and Other Wallstreetcity.com Content
                License and Co-Marketing Agreement;

         (ii.)  the INVESTools Co-Marketing Agreement;

         (iii.) the TSCN-BullSession II Joint Development Agreement; and

         (iv.)  the Joint Cooperation Agreement.

         The FRT Consideration shall consist of the following arrangements set
forth in this Agreement:

         (i.)   the TSCN-BullSession Technology License and Co-Marketing
                Agreement

         (ii.)  the TSCN-BullSession II Joint Development Agreement

         (iii.) the Ad Impression Inventory Contribution Agreement

         (iv.)  the Joint Cooperation Agreement, and

         (v.)   the Private Offering Participation Rights Agreement

10. General Terms & Conditions

    (a) Mutual Assistance. Both Parties shall provide each other with reasonable
    technical assistance, advice and expertise regarding each other's business,
    content, tools and Web sites in order to facilitate each Party's compliance
    with its obligations hereunder.

    (b) Confidentiality. Each Party undertakes to retain in confidence the
    non-public terms of this Agreement and all other non-public information and
    know-how, including e-mail, subscriber and customer lists, programs,
    applications, data and other information, disclosed pursuant to this
    Agreement which is either designated as proprietary and/or confidential or
    by the nature of the circumstances surrounding disclosure, ought in good
    faith to be treated as proprietary and/or confidential ("Confidential
    Information"); provided that each Party may disclose the terms and
    conditions of this Agreement to its immediate legal and financial
    consultants in the ordinary course of its business. Each Party agrees to use
    best efforts to protect Confidential Information, with precautions at least
    as great as those taken to protect its own confidential information. A
    Party's disclosure of Confidential Information as required by government or
    judicial order is not prohibited by this Agreement, provided that the
    disclosing Party gives the other Party prompt notice of such order and
    assists in the procurement of appropriate protective order (or equivalent)
    imposed on such disclosure. Nothing contained herein limits either Party's
    right to develop products independently without the use of the other Party's
    Confidential Information. Except as may otherwise be specified in a duly
    countersigned rider hereto, to the extent not inconsistent with this
    Section, the terms of any non-disclosure agreement(s) entered into between
    the Parties prior to this Agreement expressly survive the execution of this

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    Agreement and are deemed incorporated herein by this reference.

    (c) Audit Rights. In accordance with generally accepted accounting
    standards, both Parties will keep such books of account and records as are
    necessary to fulfill its obligations herein. Either Party (each an "Auditing
    Party" and an "Audited Party", as the case may be) is entitled, at its own
    expense, and upon twenty (20) days' written notice to the Audited Party to
    designate independent auditors or accountants who may, once each year during
    the Term, examine or audit the Audited Party's relevant books and records in
    order to verify the fees to the Auditing Party pursuant to this Agreement.
    Any such audit will be conducted during the Audited Party's normal business
    hours and at the Audited

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Party's location where the relevant records are kept in the normal course of
business. If, it is determine that the Audited Party misreported any figure, the
Auditing Party will promptly furnish to the Audited Party a copy of the report
of its auditors or accountants setting forth the discrepancy. The Audited Party
will remit to the Auditing Party, or vice versa as the case may be, a sum equal
to the amount of any discrepancy within thirty (30) days after notification of
the discrepancy.

(d) Term. The initial term of this Agreement will take effect on the date hereof
and unless terminated earlier pursuant to this Agreement, will terminate upon
the second (2nd) anniversary (the "Initial Term"). After the Initial Term, this
Agreement shall be automatically renewed for successive one-year periods
("Extension Terms") unless FRT or TSCN gives the other Party written notice of
intent to terminate not less then sixty (60) days before the end of a Term. As
used herein, the term "Term" means the Initial Term and any Extension Term(s).

(e) Termination. In addition to any other remedy available at law or in equity,
either Party may terminate this Agreement immediately, without further
obligation to the other Party in the event of:

         (i.)   any material breach of this Agreement by the other Party, which
                breach is not cured within thirty (30) days following written
                notice of the breach to such Party;

         (ii.)  the other Party's making an assignment for the benefit of its
                creditors, the filing of a voluntary or involuntary petition
                under any bankruptcy or insolvency law that is not dismissed
                within thirty (30) days, under the reorganization or arrangement
                provisions of the United States Bankruptcy Code, or under the
                provisions of any law of like import in connection with the
                other Party, or the appointment of a trustee or receiver for the
                other Party or its property; or

         (iii.) in the event that either Party, and its successors, no longer
                generally provide or support (a) the license or co-marketing
                content to be provided to the other Party hereunder or (b) the
                Party's Web sites specified herein.

(f) Obligations Upon Termination. Promptly upon termination of this Agreement
for any reason, the Parties will:

         (i.)   remove links to each other's content and Web sites from the
                other Party's Web sites;

         (ii.)  delete or destroy the co-branded pages and any Party's content
                and Confidential Information stored on the other Party's
                servers, or otherwise in its, possession, custody or control;
                and

         (iii.) pay all amounts due under the terms of this Agreement; provided,
                however, the Parties' obligations to make ongoing subscription
                revenue sharing payments for subscriptions which continue beyond
                termination shall survive the termination of this Agreement.

(g) Mutual Warranties. Each Party to this Agreement represents and warrants to
the other Parry that:

         (i.)   it is a duly organized corporation; and

         (ii.)  such Party has the full corporate right, power and authority to
                enter into this Agreement and to perform the acts required of it
                hereunder; and

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         (iii.) the execution of this Agreement by such Party, and the
                performance by such Party of its obligations and duties
                hereunder, do not and will not violate any agreement to which
                such Party is a party or by which it is otherwise bound; and

         (iv.)  when executed and delivered by such Party, this Agreement will
                constitute the legal, valid and binding obligation of such
                Party, enforceable against such party in accordance with its
                terms; and

         (v.)   it either owns or has the right to supply the content, tools,
                services and information to the other party in accordance with
                this Agreement; and

         (vi.)  use of the content, tools, services and information as permitted
                by this Agreement will not violate or infringe any Intellectual
                Property Rights of any third party; and

         (vii.) the content, information, advertisements, and other marketing
                material will not include any information which constitutes
                defamatory or obscene material.

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         (h) No Other Warranties. EXCEPT AS SPECIFICALLY SET FORTH HEREIN,
NEITHER PARTY MAKES ANY OTHER OR DIFFERENT REPRESENTATIONS OR WARRANTIES TO THE
OTHER OR TO ANY THIRD PARTY, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT
LIMITATION, THE IMPLIED WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A
PARTICULAR PURPOSE.

         (i) Rights of the Parties. TSCN acknowledges that FRT exclusively owns
all Intellectual Property Rights in FRT'S Web sites, content, tools, services
and information or has been licensed by third parties to grant the rights set
forth herein. All rights with respect to such content and derivatives thereof,
whether now existing or which may hereafter come into existence, which are not
expressly granted to TSCN herein are reserved to FRT. FRT acknowledges that TSCN
exclusively owns all Intellectual Property Rights in the TSCN Proprietary and
Customer Sites, content, tools, services and information or has been licensed by
third parties to grant the rights set forth herein. All rights with respect to
such content and derivatives thereof, whether now existing or which may
hereafter come into existence, which are not expressly granted to FRT herein are
reserved to TSCN.

         (j) Indemnification. Each Party is liable for and will indemnify and
keep indemnified the other Party as well as its clients, officers, directors,
employees, agents and contractors from and against all loss, cost, damage and/or
expense (including reasonable legal fees and expenses) arising out of or in
connection with:

          (i)   Subject to subparagraph (k) below, a Party's misrepresentations
                or breaches of representation or warranty made or to be
                performed by such Party in connection with this Agreement; and

          (ii)  all claims, actions, proceedings or judgments in connection with
                allegations that possession, use, distribution or exploitation
                of such Party's content or anything else done or omitted to be
                done within the scope of the licenses granted in this Agreement
                infringes or violates any copyright or other Intellectual
                Property Rights of any third party; and

          (iii) subject to subparagraph (k) below, all claims relating to a
                Party's content, provided that such claims do not result from
                any abstract or translation created by the other Party, or any
                use of a Party's content by the other Party which is not in
                accordance with the terms of this Agreement.

         (k) Limitation of Liability. UNDER NO CIRCUMSTANCES SHALL EITHER PARTY
BE LIABLE TO ANOTHER PARTY FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR
EXEMPLARY DAMAGES ARISING FROM THIS AGREEMENT, EVEN IF THAT PARTY HAS BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, SUCH AS, BUT NOT LIMITED TO, LOSS OF
REVENUE OR ANTICIPATED PROFITS OR LOST BUSINESS. IN ANY EVENT A PARTY'S
LIABILITY UNDER THIS AGREEMENT HOWEVER ARISING SHALL BE LIMITED TO THE AMOUNT OF
NET REVENUES RECEIVED BY BOTH PARTIES DURING THE TWELVE-MONTH PERIOD PRECEDING
THE EVENT GIVING RISE TO SUCH LIABILITY.

         (l) Accuracy/Reliability. Although each Party makes reasonable efforts
to ensure the accuracy and reliability of its content, the other Party
acknowledges that the Party and its officers, directors, and employees will not
be held liable for any loss, cost or damage suffered or incurred by the other
Party arising out of: (a) any faults, interruptions or delays in the content, or
(b) any inaccuracies, errors or omissions in the content, however such faults,
interruptions, delays, inaccuracies, errors or omissions arise unless due to the
Party's gross negligence or wilful misconduct.

         (m) Entire Agreement. This Agreement and any and all addenda, schedules
or exhibits attached hereto represent the entire agreement of the Parties
regarding the subject matter hereof. There are no other oral or written
collateral representations, agreements, or understandings regarding the subject
matter hereof.

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(n) Amendments. This Agreement may not be amended, modified or superseded,
unless expressly agreed to in writing by both Parties. Within 90 days of the
date hereof, the Parties shall use their best efforts to amend and restate this
Agreement so as to reflect the Parties' subsequent agreements regarding the
subject matter hereof as additional details regarding the nature and extent of
the business relationship between the Parties are determined. Failure to so
amend and restate the Agreement shall not be deemed a breach of the Agreement
which shall remain a valid and binding obligation of both Parties in accordance
with its terms.

(o) Public Announcements. The Parties shall promptly cooperate to develop a
mutually agreeable press release announcing the execution of this Agreement and
the subsequent commencement of the various services hereunder. Except to the
extent required by law, any press releases in conjunction with this Agreement
shall be subject to mutual written approved by Parties.

(p) Force Majeure. Neither Party is liable for, and will not be considered in
default or breach of this Agreement on account of, any delay or failure to
perform as required by this Agreement (other than payment) as a result of any
causes or conditions that are beyond such Party's reasonable control and which
such Party is unable to overcome by the exercise of reasonable diligence,
provided that the affected Party will use reasonable commercial efforts to
resume normal performance.

(q) Assignment. This Agreement will bind and inure to the benefit of each
Party's permitted successors and assigns. Neither Party may assign this
Agreement, in whole or in part, without the other Party's prior written consent;
provided however, that either party may assign this Agreement without such
consent in connection with any merger, consolidation, any sale of all or
substantially all of such Party's assets or any other transaction in which 50%
of such Party's voting securities are transferred.

(r) Controlling Law. This Agreement will be governed by and construed in
accordance with the laws of the State of Delaware.

(s) Waiver. No waiver of any breach of any provision of this Agreement
constitutes a waiver of any prior, concurrent or subsequent breach of the same
or any other provisions, and will not be effective unless made in writing and
signed by an authorized representative of the waiving Party.
(t) Notices. All notices, authorizations, and requests in connection with this
Agreement will be deemed given on the day (i) deposited in the U.S. mails,
postage prepaid, certified or registered, return receipt requested; or (ii) sent
by air express courier, charges prepaid and addressed as follows (or to such
other address as the Party to receive the notice or request so designates by
written notice to the other):

     TSCN: Telescan, Inc.
           5959 Corporate Drive
           Suite 2000
           Houston, Texas
           Attention: In House Counsel
     FRT:  FreeRealTime.com, Inc.
           3333 Michelson Dr.
           Suite 430
           Irvine, CA 92612
           Attention: In House Counsel

(u) Severability; Headings. If any provision or term of this Agreement, not
being of a fundamental nature is held to be invalid, illegal or unenforceable,
the validity, legality and

<PAGE>   16

enforceability of the remainder of this Agreement will continue in full force
without being impaired or invalidated in any way. The Parties agree to replace
any invalid provision with a valid provision that most closely approximates the
intent and economic effect of the invalid provision. Headings are for reference
purposes only and in no way define, limit, construe or describe the scope or
extent of such section.

(v) Counterparts. This Agreement may be executed in any number of counterparts
each of which when executed and delivered shall be an original, but all
counterparts together shall constitute one and the same instrument.

(w) Survival. Any provision of this is Agreement which must survive to give
effect to its meaning or to the intent of the Parties will survive termination
of this agreement, including but not limited all disclaimers and indemnities
contained herein or in any schedules to this Agreement.

Agreed to and accepted this 29th day of September, 1999

Telescan, Inc,

/s/ ROGER WADSWORTH
----------------------------------
    SENIOR V.P.

Agreed to and accepted this 29th day of September, 1999

FreeRealtime.com, Inc.

/s/ BRAD GUNN
----------------------------------
    PRESIDENT & CO-CEO<PAGE>   1

                                                                    EXHIBIT 10.7

                                 LEASE AGREEMENT

                [LOGO OF BALBOA CAPITAL CORPORATION APPEARS HERE]

                  TO OUR VALUED CUSTOMER: This Lease has been written in "Plain
English". When we use the words you and your in the Lease, we mean you, our
customer, which is the Lessee indicated below. When we use the words we, us, and
our in this Lease, we mean the Lessor, Balboa Capital Corporation. Our address
is 2010 Main Street, Suite 1150, Irvine, CA 92614.

<TABLE>
<CAPTION>
CUSTOMER INFORMATION:                  Lessee Name                                       Lessee #
<S>                                    <C>                                               <C>
                                       FreeRealTime.com, Inc.                            001-07458-01
                                       Billing Street Address                            Tax ID #
                                       3333 Michelson Drive, Suite 430, Irvine, CA       98-017187
                                       92612
                                       Equipment Location (if different from above)      Lessee Phone #
                                                                                         949-833-2959
SUPPLIER INFORMATION:                  Company Name                                      Contact
                                       EIS Computers Inc.                                David VanBeveron
                                       Address                                           Phone #
                                       3222 Corte Malpaso, Suite 208, Camarillo, CA      805-383-1466
                                       93012

EQUIPMENT DESCRIPTION:                 Quantity          Make/Model                      Serial Number
</TABLE>

             See exhibit "A" attached hereto and make a part hereof

END OF LEASE:            [X] Fair Market Value Purchase Option (See Section 14)

<TABLE>
<CAPTION>
TERM AND PAYMENT:                          Monthly Rent         Base Term in    Deposit        Deposit Applied To
                                       (Plus applicable taxes)     Months
<S>                                    <C>                      <C>            <C>             <C>
                                                                                               First & last monthly rentals;
                                             $2,084.50               36        $4,169.00       Documentation Fees: $199.00
</TABLE>

INSURANCE & TAXES:         You are required to provide and maintain insurance
                           related to the Equipment, and to pay any property,
                           use and other taxes related to this Lease or the
                           Equipment. (See sections 6 and 8 on the back of this
                           Lease.) If you are tax-exempt, you agree to furnish
                           us with satisfactory evidence of your exemption. You
                           further agree to pay reasonable service fees assessed
                           for processing of insurance premiums and taxes.

<PAGE>   2

TERMS & CONDITIONS:        BY SIGNING THIS LEASE: (i) YOU ACKNOWLEDGE THAT YOU
                           HAVE READ AND UNDERSTAND THE TERMS AND CONDITIONS ON
                           EACH PAGE OF THIS LEASE, (ii) YOU AGREE THAT THIS
                           LEASE IS A NET LEASE THAT YOU CANNOT TERMINATE OR
                           CANCEL, YOU HAVE AN UNCONDITIONAL OBLIGATION TO MAKE
                           ALL PAYMENTS DUE UNDER THIS LEASE, AND YOU CANNOT
                           WITHHOLD, SET OFF OR REDUCE SUCH PAYMENTS FOR ANY
                           REASON, (iii) YOU WILL USE THE EQUIPMENT ONLY FOR
                           BUSINESS PURPOSES, (iv) YOU WARRANT THAT THE PERSON
                           SIGNING THIS LEASE FOR YOU HAS THE AUTHORITY TO DO SO
                           AND TO GRANT THE POWER OF ATTORNEY SET FORTH IN
                           SECTION 9 OF THIS LEASE, (v) YOU CONFIRM THAT YOU
                           DECIDED TO ENTER INTO THIS LEASE RATHER THAN PURCHASE
                           THE EQUIPMENT FOR THE TOTAL CASH PRICE, AND (vi) YOU
                           AGREE THAT THIS LEASE WILL BE GOVERNED BY THE LAWS OF
                           THE STATE OF CALIFORNIA AND YOU CONSENT TO
                           JURISDICTION IN THE COUNTY OF ORANGE, YOU EXPRESSLY
                           WAIVE ANY RIGHTS TO A TRIAL BY JURY.

Lessor:  Balboa Capital Corporation        Lessee:  FreeRealTime.com, Inc.

By: ________________________               By: /s/ Brad Gunn
     Vice President
                                               Brad Gunn, President

Date:                                      Date:    March 25, 1999

         THIS LEASE IS SUBJECT TO APPROVAL AND ACCEPTANCE BY US AND SHALL NOT
BECOME BINDING UNTIL SIGNED BY US.

         1. LEASE; DELIVERY AND ACCEPTANCE. You agree to lease the equipment
described on the front of this lease agreement (collectively "Equipment") on the
terms and conditions shown on the front and back of this lease ("Lease"). You
agree to inspect the Equipment and execute a Delivery and Acceptance Certificate
after the Equipment has been delivered and after you are satisfied the Equipment
is satisfactory in every respect. If you fail to sign a Delivery and Acceptance
Certificate within 10 days of delivery of the Equipment, we have the option of
either beginning the Lease or terminating the Lease. If we begin the Lease you
shall be bound by all terms and conditions of the Lease and you will perform all
obligations as required. If we terminate the Lease, you shall pay us on demand
all sums paid or owing by us to the supplier(s) of the Equipment and you shall
indemnify and hold us harmless from any claims made by the supplier(s) arising
out of or relating to the Equipment or the Lease.

         2. NO WARRANTIES. We are leasing the Equipment to you "AS-IS". YOU
ACKNOWLEDGE THAT WE DO NOT MANUFACTURE THE EQUIPMENT, WE DO

                                       2
<PAGE>   3

NOT REPRESENT THE MANUFACTURER OR THE SUPPLIER AND YOU HAVE SELECTED THE
EQUIPMENT AND SUPPLIER BASED UPON YOUR OWN JUDGMENT. WE MAKE NO WARRANTIES,
EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE OR OTHERWISE. YOU AGREE THAT REGARDLESS OF CAUSE, WE ARE NOT
RESPONSIBLE FOR AND YOU WILL NOT MAKE ANY CLAIM AGAINST US FOR ANY DAMAGES,
WHETHER CONSEQUENTIAL, DIRECT, SPECIAL OR INDIRECT.

         YOU AGREE THAT NEITHER SUPPLIER NOR ANY SALESPERSON, EMPLOYEE OR AGENT
OF SUPPLIER IS OUR AGENT OR HAS ANY AUTHORITY TO SPEAK FOR US OR TO BIND US IN
ANY WAY. We transfer to you for the term of this Lease any warranties made by
the manufacturer of Supplier under any purchase or supply contract.

         3. TERM. This Lease shall become effective upon acceptance by us by
signing and dating this Lease and the term for this Lease shall begin on the day
the Equipment has been delivered to and is usable by you ("Commencement Date").
The base term of this Lease shall begin on the first day of the month following
the Commencement Date and terminate upon the expiration of the number of months
stated under Lease Term.

         4. LEASE PAYMENT. You shall pay to us the monthly Lease Payment, in
advance, for each month or any part thereof the Lease is in effect. The first
such payment shall be made on the first day of the month following the
Commencement Date. A prorata portion of the Lease Payment based on a daily
charge of one- thirtieth (1/30) of the Lease Payment calculated from the
Commencement Date to the end of the month shall be due and payable at the
Commencement Date. Lease Payments and other sums due which are not paid within
ten (10) days of their due date shall be subject to a late charge equal to ten
percent (10%) of each delayed payment (or such lesser rate as is the maximum
rate allowable under applicable law). You agree that if this Lease is not
commenced for any reason beyond our control, then we shall retain your deposit
to cover our expenses associated with approving this lease. We have the right,
but not the obligation, to electronically withdraw funds from your bank account
to pay for any unpaid lease payments, taxes, fees, charges and assessments. You
shall provide us with any bank account information we request in order to
process electronic payments. You may revoke our authorization to electronically
to withdraw funds by giving us 10 days written notice. You agree to pay us a fee
of $25.00 for each occurrence of a dishonored check or electronic payment.

         5. EQUIPMENT LOCATION; USE AND REPAIR; RETURN. You will keep and use
the Equipment only at the Equipment Location shown on the front of this Lease.
You may not move the Equipment without our prior written consent. At your own
cost and expense, you will keep the Equipment eligible for any manufacturer's
certification, in compliance with all applicable laws and in good condition,
except for ordinary wear and tear. You will not make any alterations, additions
or replacements to the Equipment without our prior written consent. All
alterations, additions and replacements will become part of the Equipment and
our property at no cost or expense to us. We may inspect the Equipment at any
reasonable time. Unless you purchase the Equipment in accordance with this
Lease, at the end of this Lease you will immediately deliver the Equipment to us
in as good condition as when you received it, except for ordinary wear and tear,
to any place in the United States that we tell you. In the event the Equipment
is not in good working condition when you return it, you agree to pay for any
repairs, changes, alternations or upgrades necessary to return the Equipment to
good working

                                       3
<PAGE>   4

condition. You will pay all expenses of deinstalling, crating and shipping, and
you will insure the Equipment for its full replacement value during shipping.

         6. TAXES AND FEES. You will pay when due, either directly to us upon
our demand to any taxing authority, all taxes, fines and penalties relating to
this Lease or the Equipment that are now or in the future assessed or levied by
any state, local or other government authority. We will file all personal
property, use or other tax returns (unless we notify you otherwise in writing)
and you agree to pay us a fee for making such filings. We do not have to contest
any taxes, fines or penalties. You will pay estimated property taxes with each
Lease Payment, or annually, as invoiced. You will also pay any reasonable fees
associated with the inspection of the leased equipment.

         7. LOSS OR DAMAGE. As between you and us, you are responsible for any
loss, theft or destruction of, or damage to, the Equipment (collectively "Loss")
from any cause at all, whether or not insured, until the equipment is delivered
to us at the end of this Lease. You are required to make all Lease Payments even
if there is a Loss. At time of Loss or Damage, at our option, you will either
(a) repair the Equipment so that the equipment is in good condition and working
order, eligible for any manufacturer's certification, or (b) pay us the amounts
specified in Section 11b.

         8. INSURANCE. You will provide and maintain at your expense (a)
property insurance against the loss, theft or destruction of, or damage to, the
Equipment for its full replacement value, naming us as loss payee, and (b)
public liability and third party property insurance, naming us as an additional
insured. You will give us certificates or other evidence of such insurance when
requested. Such insurance will be in a form, amount and with companies
acceptable to us, and will provide that we will be given 30 days advance notice
of any cancellation or material change of such insurance. If you do not give us
evidence of insurance acceptable to us, we have the right, but not the
obligation, to obtain insurance covering our interest in the Equipment for the
term of this Lease, including any renewal or extensions, from an insurer of our
choice. We may add the costs of acquiring and maintaining such insurance and our
fees for our service in placing and maintaining such insurance (collectively,
"Insurance Charge") to the amounts due from you under this Lease. You will pay
the Insurance Charge in equal installments allocated to the remaining Lease
Payments. If we purchase insurance, you will cooperate with our insurance agent
with respect to the placement of insurance and processing of claims. Nothing in
this Lease will create an insurance relationship of any type between us and any
other person. You acknowledge that we are not required to secure or maintain any
insurance, and we will not be liable to you if we terminate any insurance
coverage that we arrange. If we replace or renew any insurance coverage, we are
not obligated to provide replacement or renewal coverage under the same terms,
costs, limits, or conditions as the previous coverage. If we replace or renew
any insurance coverage you agree to pay any reasonable fee assessed for the
processing, maintenance, billing and handling of the policy.

         9. TITLE; RECORDING. We are the owner of and will hold title to the
Equipment. You will keep the Equipment free of all liens and encumbrances.
Unless the Purchase Option price shown on the front of this Lease is $101 or
less, you agree that this transaction is a true lease. However, if this
transaction is deemed to be a lease intended for security, you grant us a
purchase money security interest in the Equipment (including any replacements,
substitutions, additions, attachments and proceeds). You will deliver us signed

                                       4
<PAGE>   5

financing statements or other documents we request to protect our interest in
the Equipment. YOU AUTHORIZE US TO FILE A COPY OF THIS LEASE AS A FINANCING
STATEMENT AND APPOINT US OR OUR DESIGNEE AS YOUR ATTORNEY-IN-FACT TO EXECUTE AND
FILE, ON YOUR BEHALF, FINANCING STATEMENTS COVERING THE EQUIPMENT.

                                                                INITIAL ________

         10. DEFAULT. Each of the following is a "Default" under this Lease: (a)
you fail to pay any Lease Payment or any other payment, fee, charge, cost or
assessment within 10 days of its due date, (b) you do not perform any of your
other obligations under this Lease or under any other agreement with us and this
failure continues for 10 days after we have notified you of it, (c) you become
insolvent, you dissolve or are dissolve or are dissolved, or you assign your
assets for the benefit or are dissolved, or you assign your assets for the
benefit of your creditors, or enter (voluntarily or involuntarily) any
bankruptcy or reorganization proceeding; (d) any guarantor of this Lease dies,
does not perform their obligations under the guaranty, or becomes subject to one
of the events listed in clause (c) above.

         11. REMEDIES. If a Default occurs, we may do one or more of the
following: (a) we may cancel or terminate this Lease or all other agreements
that we have entered into with you; (b) we may require you to immediately pay
us, as compensation for loss of our bargain and not as a penalty, a sum equal to
(i) the present value of all unpaid Lease Payments for the remainder of the term
plus the present value of our anticipated residual interest in the Equipment,
each discounted at 5% per year, compounded monthly, plus (ii) all other amounts
due or that become due under this Lease; (c) we may require you to deliver the
Equipment to us as set forth in Section 5; (d) we or our agent may peacefully
repossess the Equipment without court order and you will not make any claims
against us for damages or trespass or any other reason; and (e) we may exercise
any other right or remedy available at law or in equity. You agree to pay all of
our costs of enforcing our rights against you, including reasonable attorneys'
fees. If we take possession of the Equipment, we may sell or otherwise dispose
of it with or without notice, at a public or private sale, and apply the net
proceeds (after we have deducted all costs related to the sale or disposition of
the Equipment) to the amounts that you owe us. You agree that if notice of sale
is required by law to be given, 10 days' notice shall constitute reasonable
notice. You will remain responsible for any amounts that are due after we have
applied such net proceeds.

         12. FINANCE LEASE STATUS. You agree that if Article 2A of the Uniform
Commercial Code applies to this Lease, this Lease will be considered a "finance
lease" as that term is defined in Article 2A. By signing this Lease, you agree
that either (a) you have reviewed, approved, and received, a copy of the Supply
Contract or (b) that we have informed you of the identity of the Supplier, that
you have rights under the Supply Contract, and that you may contact the Supplier
for a description of those right. TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU
WAIVE ANY AND ALL RIGHTS AND REMEDIES CONFERRED UPON A LESSEE BY ARTICLE 2A.

         13. ASSIGNMENT, YOU MAY NOT ASSIGN, SELL, TRANSFER OR SUBLEASE THE
EQUIPMENT OR YOUR INTEREST IN THIS LEASE. We may, with or without notifying you,
sell, assign, or transfer this Lease or our rights in the Equipment. You

                                       5
<PAGE>   6

agree that the new owner will have the same rights and benefits that we have now
under this Lease but not our obligations. The rights of the new owner will not
be subject to any claim, defense or set-off that you may have against us.

         14. PURCHASE OPTION; AUTOMATIC RENEWAL. If no Default exists under this
Lease, you will have the option at the end of the original or any renewal term
to purchase all (but not less than all) of the Equipment at the Purchase Option
price shown on the front of this Lease, plus any applicable taxes. Unless the
Purchase Option price is $101 or less, you must give at least 180 days prior
written notice via certified mail before the end of the original term that you
will purchase the Equipment or that you will deliver it to us. If you do not
give us such written notice or if you do not purchase or deliver the Equipment
in accordance with the terms and conditions of the Lease, this Lease will
automatically renew for a 12 month term and thereafter renew for successive one
month terms until you deliver the Equipment to us. During such renewal (s) the
Lease Payment will remain the same. We may cancel the automatic renewal by
sending you written notice 10 days prior to such renewal term. If the Fair
Market Value Purchase Option has been selected, we will use our reasonable
judgment to determine the Equipment's fair market value. Upon payment of the
Purchase Option price, and if no Default exists, we shall transfer our interest
in the Equipment to you "AS IS, WHERE IS" without any representation or warranty
whatsoever and this Lease will terminate. In the event the Purchase Option price
is $101 or less and you do not remit the full Purchase Option price and any and
all due taxes, fees, charges or assessments, this Lease will automatically renew
for a 3 month term and thereafter renew for successive one month terms until you
remit all amounts due.

         15. INDEMNIFICATION. You are responsible for any losses, damages,
penalties, claims, suits and actions (collectively "Claims"), whether based on a
theory of strict liability or otherwise caused by or related to (a) the
manufacture, installation, ownership, use, lease, possession, or delivery of the
Equipment or (b) any defects in the Equipment. You agree to reimburse us for and
if we request, to defend us against, any Claims.

         16. CREDIT INFORMATION, YOU AUTHORIZE US OR ANY OF OUR AFFILIATES TO
OBTAIN CREDIT BUREAU REPORTS, AND MAKE OTHER CREDIT INQUIRES THAT WE DETERMINE
ARE NECESSARY, ON YOUR WRITTEN REQUEST, WE WILL INFORM YOU WHETHER WE HAVE
REQUESTED A CONSUMER CREDIT REPORT AND THE NAME AND ADDRESS OF ANY CONSUMER
CREDIT REPORTING AGENCY THAT FURNISHED A REPORT. YOU ACKNOWLEDGE THAT WITHOUT
FURTHER NOTICE WE MAY USE OR REQUEST ADDITIONAL CREDIT BUREAU REPORTS TO UPDATE
OUR INFORMATION SO LONG AS YOUR OBLIGATIONS TO US ARE OUTSTANDING.

         17. MISCELLANEOUS. You agree that the terms and conditions contained in
this Lease make up the entire agreement between you and us regarding the lease
of the Equipment. This Lease in not binding on us until we sign it. Any change
in the terms and conditions of this Lease must be in writing and signed by us.
You agree, however, that we are authorized without notice to you, to supply
missing information or correct obvious errors in this Lease. If we delay or fail
to enforce any of our rights under this Lease, we will still be entitled to
enforce those rights at a later time. All notices shall be given in writing by
the party sending the notice and shall be effective when deposited in the U.S
Mail and shall be made via certified mail where noted in this Lease, addressed
to the other party receiving the notice at its address shown

                                       6
<PAGE>   7

on the front of this Lease (or to any other address specified by that party in
writing) with postage prepaid. All of our rights and indemnities will survive
the termination of this Lease. It is the express intent of the parties not to
violate any applicable usury laws or to exceed the maximum amount of time price
differential or interest, as applicable, permitted to be charged or collected by
applicable law, and any such excess payment will be applied to Lease Payments in
inverse order of maturity, and any remaining excess will be refunded to you. If
you do not perform any of your obligations under this Lease, we have the right,
but not the obligation, to take any action or pay any amount we believe are
necessary to protect our interest. You agree to reimburse us immediately upon
our demand for any such amounts that we pay. If more than one Lessee has signed
this Lease, each of you agree that your liability is joint and several.

         18. This document was sent electronically. I hereby warrant that this
document has not been altered in any way. Any alteration or revision to any part
or this or any attached documents will make all documents non-binding and void.

                                                              INITIAL __________

                                       7
<PAGE>   8

                        EXHIBIT 'A' EQUIPMENT DESCRIPTION

         The following invoice(s) are referenced, and hereby incorporated, for
the purpose of describing the equipment subject to lease agreement #
001-07458-01. By signing below, I, the lessee, acknowledge that I chose to lease
the equipment listed on the invoice(s) per the payment schedule and the terms
and conditions set out in lease agreement # 001-07458-01, which is the governing
document to this lease regardless of the price and terms (if any) indicated on
the invoice(s).

EQUIPMENT                     INVOICE #              DATE               VENDOR

LA #:  001-07458-01

LESSEE:    FreeRealTime.com, Inc.

By:  _____________________________
     Brad Gunn, President

DATE:      March 25, 1999

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