Document:

EXHIBIT 4.2

                                 LOAN AGREEMENT

                                  OCTOBER 2003

            This Loan Agreement ("Agreement") is made and entered into to be
effective upon execution by and among Utix Group, Inc. (fka Chantal Skin Care
Corporation), a Delaware corporation with an address at 170 Cambridge Street,
Burlington, MA 01803-2933 (the "Borrower"), Corporate Sports Incentives Inc., a
New Hampshire corporation with an address at 170 Cambridge Street, Burlington,
MA 01803-2933 ("CSI" or the "Guarantor"), and the lenders who are signatories
hereto, each with an address as set forth opposite their names on SCHEDULE A
attached hereto (each a "Lender" and collectively, the "Lenders"), as follows:

            WHEREAS, the Borrower shall enter into a Share Exchange Agreement
with CSI, Joel Pensley, an individual ("Utix Principal Stockholder"), and the
stockholders of CSI (the "CSI Stockholders") (the "Share Exchange Agreement"),
whereby the CSI Stockholders will exchange their shares of CSI common stock for
shares of common stock of the Borrower (the "Share Exchange"); and

            WHEREAS, as a condition precedent to effectuating the Share
Exchange, the Lenders have agreed to lend to Borrower the Loan (as defined
hereinafter) pursuant to the terms of this Agreement and the Notes (as defined
hereinafter).

            NOW THEREFORE, for good and valuable consideration, the parties
hereto, intending to be legally bound, agree as follows

      1.    LOAN AGREEMENT. Subject to the closing of the Share Exchange,
            Borrower agrees to borrow from each Lender, and each Lender agrees
            to lend to Borrower, the amounts set forth opposite each Lender's
            name in SCHEDULE A attached hereto pursuant to the terms and
            conditions set forth hereunder and in the notes that are
            substantially in the form attached hereto as EXHIBIT A (the
            "Notes"), in an aggregate amount of up to One Million Dollars
            ($1,000,000) (the "Loan").

                  a.    FUNDING. The Loan will be funded on the Closing Date (as
                        defined in the Share Exchange Agreement), which shall be
                        no later than November 10, 2003. The Lenders shall wire
                        the Loan in immediately-available funds to a Merrill
                        Lynch money market account designated in writing by the
                        Borrower.

                  b.    EQUITY CONSIDERATION. In addition to the Note, each
                        Lender shall have the right, but not the obligation, for
                        every one dollar ($1.00) of principal that the Lender
                        loans to the Borrower, to purchase on the Closing Date
                        one share of common stock of the Borrower for $0.001 per
                        share.
<PAGE>

      2.    TERMS.

                  a.    INTEREST. The Loan shall bear interest at a rate of
                        seven percent (7%) per annum. Interest will be paid
                        quarterly, commencing on March 31, 2004 and on each June
                        30, September 30 and December 31 thereafter until the
                        principal amount and all accrued but unpaid interest has
                        been paid.

                  b.    MATURITY. The Loan shall mature on the earlier of (i)
                        the one-year anniversary of the Effective Date (as
                        defined in the Share Exchange Agreement), (ii) the
                        occurrence of an Event of Default (as defined in the
                        Notes) in accordance with the procedures set forth in
                        the Notes, and (iii) the Borrower's completion of an
                        equity financing of at least $1.5 million, which such
                        financing shall be exclusive of the Rule 504 Offering
                        (as defined in Section 4.03(i) of the Share Exchange
                        Agreement)

                  c.    GUARANTEE. CSI, which as a result of the Share Exchange
                        is a wholly-owned subsidiary of the Borrower, shall
                        unconditionally guarantee the Loan pursuant to a
                        guarantee substantially in the form attached hereto as
                        EXHIBIT B (the "Guarantee").

      3.    REPRESENTATIONS.

                  a.    The Borrower represents and warrants to the Lenders as
                        follows:

                        (i)   GOOD STANDING. Borrower is a corporation duly
                        organized, validly existing, and in good standing under
                        the laws of the State of Delaware, dully authorized to
                        conduct business and in good standing under the laws of
                        each jurisdiction where such qualification is material
                        to the conduct of business.

                        (ii)  CORPORATE AUTHORITY. The Borrower has full power
                        and authority to enter into this Agreement, to borrow
                        the funds, to execute and deliver the Loan, and to incur
                        the obligations provided for herein, all of which have
                        been duly authorized by all proper and necessary
                        corporate action. No consent or approval of shareholders
                        or of any public authority is required as a condition to
                        the validity of this Agreement.

                        (iii) BINDING AGREEMENT. This Agreement and the Loan,
                        when issued and delivered pursuant hereto for value
                        received, shall constitute the legal, valid, and binding
                        obligation of the Borrower in accordance with its terms,
                        subject to bankruptcy and insolvency laws and any other
                        laws of general application affecting the rights and
                        remedies of creditors.

                  (b)   The Guarantor represents and warrants to the Lenders as
                        follows:
<PAGE>

                        (i)   GOOD STANDING. Guarantor is a corporation duly
                              organized, validly existing, and in good standing
                              under the laws of the State of New Hampshire, duly
                              authorized to conduct business and in good
                              standing under the laws of each jurisdiction where
                              such qualification is material to the conduct of
                              business.

                        (ii)  CORPORATE AUTHORITY. The Guarantor has full power
                              and authority to enter into this Agreement, to
                              guarantee the Loan, and to incur the obligations
                              provided for herein, all of which have been duly
                              authorized by all proper and necessary corporate
                              action. No consent or approval of shareholders or
                              of any public authority is required as a condition
                              to the validity of this Agreement.

                        (iii) BINDING AGREEMENT. This Agreement and the
                              Guarantee, when issued and delivered pursuant
                              hereto, shall constitute the legal, valid, and
                              binding obligation of the Guarantor in accordance
                              with its terms, subject to bankruptcy and
                              insolvency laws and any other laws of general
                              application affecting the rights and remedies of
                              creditors.

      4.    AFFIRMATIVE COVENANTS. Until the payment in full of the Loan and
            performance of all obligations of the Borrower and Guarantor
            hereunder, unless otherwise indicated, each of the Borrower and the
            Guarantor shall:

                  a.    TAXES. Pay and discharge all taxes, assessments, and
                        governmental charges upon it, its incomes, and its
                        properties prior to the date on which penalties are
                        attached thereto, unless and to the extent only that
                        such taxes shall be contested in good faith and by
                        appropriate proceedings by the Borrower or Guarantor, as
                        applicable.

                  b.    INSURANCE. Maintain insurance with insurance companies
                        reasonably acceptable to the Lenders on such properties,
                        in such amounts and against such risks as is customarily
                        maintained by similar businesses operating within the
                        same industry.

                  c.    NOTICE OF CLAIMS. Notify Lenders of any claims made or
                        legal processes instituted against the properties or
                        other assets of Borrower or Guarantor, as applicable,
                        within fifteen (15) days of Borrower or Guarantor, as
                        applicable, becoming aware of the existence of such
                        claim or legal process. Agree to diligently work to
                        resolve, in an efficient and cost effective manner, such
                        claims.

      5.    NEGATIVE COVENANTS. Until payment in full of the Loan and the
            performance of all other obligations of the Borrower and Guarantor
            hereunder, each of the Borrower and Guarantor shall not, except with
            the prior written consent of a majority (51%) of the Lenders:
<PAGE>

                  a.    Make loans or advances to a person, firm or corporation,
                        except loans or advances made in the ordinary course of
                        business.

                  b.    Other than pursuant to the terms of the Share Exchange
                        Agreement or this Agreement, issue, incur or assume any
                        indebtedness, nor become liable, whether as an endorser,
                        guarantor, surety, or otherwise for any debt or
                        obligation of any other person, firm, or corporation.

      6.    EVENTS OF DEFAULT. The amounts due hereunder shall become
            immediately due and payable in full upon the occurrence of any one
            or more of the following events of default (the "Events of
            Default"). In all instances below, Borrower or Guarantor, as
            applicable, has sixty (60) days to cure.

                  a.    Default in the payment of the principal and unpaid
                        accrued interest of the Loan when due and payable,
                        whether at maturity or otherwise; or

                  b.    Failure of a representation of Borrower or Guarantor to
                        be true; or

                  c.    Failure of Borrower or Guarantor to observe or perform
                        any material term, covenant, or agreement contained in
                        this Agreement, or the dissolution, termination of
                        existence, or business failure of the Borrower or
                        Guarantor; or

                  d.    The institution by the Borrower or Guarantor of
                        proceedings to be adjudicated as bankrupt or insolvent,
                        or the consent by it to institution of bankruptcy or
                        insolvency proceedings against it or the filing by it of
                        a petition or answer or consent seeking reorganization
                        or release under the federal Bankruptcy Act, or any
                        other applicable federal or state law, or the consent by
                        it to the filing of any such petition or the appointment
                        of a receiver, liquidator, assignee, trustee or other
                        similar official of the Borrower or Guarantor, or of any
                        substantial part of its property, or the making by it of
                        an assignment for the benefit of creditors, or the
                        taking of corporate action by the Borrower or Guarantor
                        in furtherance of any such action; or

                  e.    If, within sixty (60) days after the commencement of an
                        action against the Borrower or Guarantor (and service of
                        process in connection therewith on the Borrower or
                        Guarantor) seeking any bankruptcy, insolvency,
                        reorganization, liquidation, dissolution or similar
                        relief under any present or future statute, law or
                        regulation, such action shall not have been resolved in
                        favor of the Borrower or Guarantor, as applicable, or
                        all orders or proceedings thereunder affecting the
                        operations or the business of the Borrower or Guarantor,
                        as applicable, stayed, or if the stay of any such order
                        or proceeding shall thereafter be set aside, or if,
                        within sixty (60) days after the appointment without the
                        consent or acquiescence of the

<PAGE>

                        Borrower or Guarantor of any trustee, receiver or
                        liquidator of the Borrower or Guarantor, as applicable,
                        or of all or any substantial part of the properties of
                        the Borrower or Guarantor, as applicable, such
                        appointment shall not have been vacated; or

                  f.    The cessation of Borrower's or Guarantor's business for
                        more than thirty (30) days.

      7.    ASSIGNMENT. No portion of the Loan shall be assignable to a third
            party without the express written consent of the Borrower.

      8.    MISCELLANEOUS

                  a.    This Agreement and all of the covenants, warranties, and
                        representations of the Borrower and Guarantor and all
                        powers and rights of Lenders hereunder shall be in
                        addition to and cumulative of all other covenants,
                        representations, and warranties of Borrower and
                        Guarantor, and all other rights and powers of Lenders
                        contained in, or provided for in, any other instrument
                        or document now or hereafter executed and delivered by
                        Borrower or Guarantor to or in favor of Lenders. No
                        delay or failure on the part of any Lender in the
                        exercise of any power or right shall operate as a waiver
                        thereof nor shall any single or partial exercise of the
                        same preclude any other or further exercise thereof or
                        the exercise of any other power or right, and the rights
                        and remedies of Lenders are cumulative to and not
                        exclusive of remedies which they would otherwise have.
                        No waiver, consent or modification, or amendment shall
                        be effective as against the Lenders unless the same is
                        in writing and signed by the holders of at least a
                        majority of the face amount of all then outstanding
                        Notes issued pursuant to this Agreement. No such
                        amendment, modification, wavier or consent shall extend
                        to or affect any obligation or right except to the
                        extent expressly provided for therein. All computations
                        and determinations of the assets and liabilities of
                        Borrower or Guarantor for the purpose of this Agreement
                        shall be made in accordance with generally accepted
                        accounting principles consistently applied, except as
                        may be otherwise specifically provided herein. Any
                        notice, request or other communication required or
                        permitted hereunder shall be in writing and shall be
                        deemed to have been duly given on the date of service if
                        personally served on the party to whom such notice is to
                        be given, on the date of transmittal of service via
                        telecopy to the party to whom notice is to be given
                        (with a confirming copy delivered within 24 hours
                        thereafter), or on the third day after mailing if mailed
                        to the party to whom notice is to be given, by first
                        class mail, registered or certified mail, postage
                        prepaid, or via a recognized overnight courier providing
                        a receipt for delivery and properly addressed to the
                        parties at the respective addresses of the parties as
                        set forth herein . Any party hereto may by notice so
                        given change its address for future notice hereunder.

<PAGE>

                  b.    This Agreement shall be binding upon Borrower and
                        Guarantor and their respective successors and assigns,
                        and shall inure to the benefit of the Lenders and the
                        benefit of their respective successors and assigns,
                        including any subsequent holder or holders of the Notes
                        or any interest therein.

                  c.    Borrower herby expressly waives any presentment, demand,
                        protest or other notice of any kind.

      9.    GOVERNING LAW. The laws of the State of New York shall govern this
            Agreement.

      10.   SURVIVABILITY. Should any portion of this Agreement be voided by a
            court of competent jurisdiction, all remaining clauses in the
            Agreement shall remain in full force and effect.

                            [signature page follows]

<PAGE>

Executed on the day and year below  written.  This  Agreement may be executed in
any number of counterparts,  each  constituting an original,  but altogether one
agreement.  A facsimile or other copy of this  Agreement  shall be considered as
having the same effect and be equivalent to an original signed document.

Borrower:

Chantal Skin Care Corporation

By:
   ----------------------------
   Name:
   Title:

Date:
     --------------------------

GUARANTOR:

Corporate Sports Incentives, Inc.

By:
   ----------------------------
   Name:
   Title:

Date:
     --------------------------

LENDERS:

By:
   ----------------------------
Name:
Title:

Date:
     --------------------------

<PAGE>

                                   SCHEDULE A
                                   ----------

LENDERS                             ADDRESS                          LOAN AMOUNT

Rubin Family Irrevocable            25 Highland Boulevard,           $112,500
  Stock Trust                       Dix Hills, New York 11746

Mark Bolender                       3 Talon Way                      $50,000
                                    Dix Hills, New York 11746

Norman Friedman                     2352 Voorhies Avenue             $25,000
                                    Brooklyn, New York 11235

Charles Warshaw Family              5 Phaeton Drive                  $112,500
Limited Partnership                 Melville, New York 11747

Peter Flatow                        475 Fairfield Beach Road         $50,000
                                    Fairfield, CT 06824

Roth Financial Group, Inc.                                           $10,000

Robert Dmitrenko                    One Clearview Drive              $10,000
                                    Cartersville, GA 30121

Scott Dmitrenko                     2600 Ocean Shore Boulevard       $10,000
                                    #206, Ormond Beach, FL 32176

Steven Apesos                       5 Foxwood Cove                   $10,000
                                    Holliston, MA 01746

John Snyder                         74 Captain Eames Circle          $10,000
                                    Ashland, MA 01721

Mort Goulder                        Ridge Road                       $25,000
                                    Hollis, NH 03049

Phil St. Germain                    111 Bow Street                   $25,000
                                    Portsmouth, NH 03801

Morris Effron                       101 Coolidge Street              $10,000
                                    Brookline, MA 02146

Dani Kline                          6 Maplewood Lane                 $10,000
                                    Roslyn, NY 11576

<PAGE>

Michael Okun                                                         $45,000

Edward Clifford                                                      $75,000

George Georgiafanids                                                 $10,000

<PAGE>

                                    EXHIBIT A
                                    ---------

THIS NOTE HAS NOT BEEN  REGISTERED  UNDER THE SECURITIES ACT OF 1933, AS AMENDED
(THE "SECURITIES ACT"), NOR QUALIFIED UNDER ANY APPLICABLE STATE SECURITIES LAWS
AND MAY NOT BE PLEDGED,  SOLD, ASSIGNED OR TRANSFERRED UNLESS (I) A REGISTRATION
STATEMENT  WITH RESPECT  THERETO IS EFFECTIVE  UNDER THE  SECURITIES ACT AND ANY
APPLICABLE STATE  SECURITIES LAW REQUIREMENTS  HAVE BEEN MET OR (II) UTIX GROUP,
INC.  RECEIVES AN OPINION OF COUNSEL  REASONABLY  ACCEPTABLE TO UTIX GROUP, INC.
THAT EXEMPTIONS FROM THE REGISTRATION  REQUIREMENTS UNDER THE SECURITIES ACT AND
THE  REGISTRATION OR  QUALIFICATION  REQUIREMENTS OF APPLICABLE STATE SECURITIES
LAWS ARE AVAILABLE.

No. _____                                                             $_________

                                UTIX GROUP, INC.

                                 PROMISSORY NOTE

                                                               November __, 2003

      UTIX GROUP,  INC., a Delaware  corporation  formerly known as Chantal Skin
Care  Corporation  (the  "Company")  with an  address at 170  Cambridge  Street,
Burlington,  MA  01803-2933,  for  value  received  hereby  promises  to  pay to
_____________________________________ (the "Holder"), or its registered assigns,
the sum of  ______________  Dollars  ($_______),  or such lesser amount as shall
then be  outstanding  hereunder.  The  principal  amount  hereof  and any unpaid
accrued  interest  hereon,  as set forth below,  shall be due and payable on the
earlier to occur of (i) November __, 2004, (ii) when declared due and payable by
the Holder upon the  occurrence  of an Event of Default (as defined  below),  or
(iii) the  completion  by the  Company of an equity  financing  of at least $1.5
million,  which such  financing  shall be exclusive of the Rule 504 Offering (as
defined  in Section  4.03(i) of the Share  Exchange  Agreement)  (the  "Maturity
Date").  Payment  for all  amounts  due  hereunder  shall be made by mail to the
registered  address of the Holder.  This Note is issued in  connection  with the
Loan Agreement between the Company and the Lenders who are signatories  thereto,
dated October  2003,  as the same may from time to time be amended,  modified or
supplemented  (the  "Loan  Agreement").  The  holder of this Note is  subject to
certain  restrictions  set forth in the Loan  Agreement and shall be entitled to
certain rights and privileges set forth in the Loan Agreement.  This Note is one
of the Notes referred to as the "Notes" in the Loan Agreement. Capitalized terms
used but not defined herein shall have the meanings assigned to them in the Loan
Agreement.

      The  following is a statement of the rights of the Holder of this Note and
the conditions to which this Note is subject, and to which the Holder hereof, by
the acceptance of this Note, agrees:

      1.    DEFINITIONS.  As used in this Note, the following terms,  unless the
context otherwise requires, have the following meanings:

            (i)   "Company"  includes any corporation  which shall succeed to or
      assume the obligations of the Company under this Note.

            (ii)  "Holder,"  when the  context  refers to a holder of this Note,
      shall mean any person  who shall at the time be the  registered  holder of
      this Note.

<PAGE>

      2.    INTEREST.  Commencing  on  March  31,  2004,  and on each  June  30,
September 30 and December 31  thereafter  until all  outstanding  principal  and
interest  on this  Note  shall  have been paid in full,  the  Company  shall pay
interest at the rate of seven  percent (7%) per annum (the  "Interest  Rate") on
the principal of this Note  outstanding  during the period beginning on the date
of  issuance  of this Note and ending on the date that the  principal  amount of
this Note becomes due and payable.

      3.    EVENTS OF DEFAULT.  If any of the events specified in this Section 3
shall occur  (herein  individually  referred to as an "Event of  Default"),  the
Holder of the Note may,  so long as such  condition  exists,  declare the entire
principal and unpaid accrued interest hereon immediately due and payable. In all
instances below, the Company or Guarantor, as applicable, has sixty (60) days to
cure.

            (i)   Default in the  payment of the  principal  and unpaid  accrued
      interest  of this  Note  when due and  payable,  whether  at  maturity  or
      otherwise;

            (ii)  Failure of a representation of the Company or the Guarantor in
      the Loan Agreement to be true;

            (iii) Failure of the Company or the  Guarantor to observe or perform
      any material term, covenant, or agreement contained in the Loan Agreement,
      or the dissolution,  termination of existence,  or business failure of the
      Company or the Guarantor;

            (iv)  The institution by the Company or the Guarantor of proceedings
      to be  adjudicated  as  bankrupt  or  insolvent,  or the  consent by it to
      institution  of  bankruptcy or  insolvency  proceedings  against it or the
      filing by it of a petition or answer or consent seeking  reorganization or
      release under the federal  Bankruptcy Act, or any other applicable federal
      or state law, or the  consent by it to the filing of any such  petition or
      the  appointment  of a receiver,  liquidator,  assignee,  trustee or other
      similar  official of the Company or the Guarantor,  or of any  substantial
      part of its property, or the making by it of an assignment for the benefit
      of  creditors,  or the taking of  corporate  action by the  Company or the
      Guarantor in furtherance of any such action; or

            (v)   If, within sixty (60) days after the commencement of an action
      against the Company or the Guarantor (and service of process in connection
      therewith  on  the  Company  or the  Guarantor)  seeking  any  bankruptcy,
      insolvency,  reorganization,  liquidation,  dissolution  or similar relief
      under any present or future statute, law or regulation,  such action shall
      not have  been  resolved  in favor of the  Company  or the  Guarantor,  as
      applicable,   or  all  orders  or  proceedings  thereunder  affecting  the
      operations or the business of the Company or the Guarantor, as applicable,
      stayed, or if the stay of any such order or proceeding shall thereafter be
      set aside, or if, within sixty (60) days after the appointment without the
      consent or  acquiescence  of the Company or the  Guarantor of any trustee,
      receiver or liquidator of the Company or the Guarantor, as applicable,  of
      all or any substantial part of the properties of the Company or Guarantor,
      as applicable, such appointment shall not have been vacated; or

            (vi)  The  cessation of the  Company's or  Guarantor's  business for
      more than thirty (30) days.

      4.    GUARANTEE.    The   indebtedness   evidenced   by   this   Note   is
unconditionally guaranteed by Corporate Sports Incentives,  Inc., a wholly-owned
subsidiary of the Company ("CSI").

      5.    PREPAYMENT.  Prior to the Maturity Date, this Note may be prepaid by
the Company,  without prepayment  penalty,  upon twenty (20) days' prior written
notice to the Holder, at any time, in whole or in part.

      6.    ASSIGNMENT.  Subject to the  restrictions  on transfer  described in
Section 8 below,  the rights and  obligations  of the  Company and the Holder of
this Note shall be binding  upon and benefit  the  successors,  assigns,  heirs,
administrators and transferees of the parties.

<PAGE>

      7.    WAIVER AND  AMENDMENT.  Any  provision  of this Note may be amended,
waived or modified upon the written consent of the Company and the holders of at
least a  majority  of the face  amount  of all  then  outstanding  Notes  issued
pursuant to the Loan Agreement.

      8.    TRANSFER  OF THIS NOTE.  With  respect  to any offer,  sale or other
disposition  of this Note,  the Holder will give  written  notice to the Company
prior thereto,  describing  briefly the manner thereof,  together with a written
opinion of such Holder's counsel  reasonably  acceptable to the Company,  to the
effect  that such offer,  sale or other  distribution  may be  effected  without
registration or  qualification  (under any federal or state law then in effect).
Promptly upon receiving such written notice and reasonably satisfactory opinion,
if so requested,  the Company shall notify such Holder that such Holder may sell
or  otherwise  dispose of this  Note,  all in  accordance  with the terms of the
notice  delivered to the Company.  If a determination  has been made pursuant to
this  Section 8 that the  opinion  of counsel  for the Holder is not  reasonably
satisfactory  to the Company,  the Company  shall so notify the Holder  promptly
after such  determination  has been made.  Each Note thus  transferred  and each
certificate  representing the securities thus transferred shall bear a legend as
to the applicable  restrictions on transferability in order to ensure compliance
with the Securities  Act,  unless in the opinion of counsel for the Company such
legend is not required.  The Company may issue stop transfer instructions to its
transfer agent in connection with such restrictions.

      9.    NOTICES.  Any  notice,  request or other  communication  required or
permitted  hereunder  shall be in writing  and shall be deemed to have been duly
given on the date of  service  if  personally  served  on the party to whom such
notice is to be given, on the date of transmittal of service via telecopy to the
party to whom notice is to be given (with a confirming copy delivered  within 24
hours  thereafter),  or on the third day after mailing if mailed to the party to
whom notice is to be given,  by first class mail,  registered or certified mail,
postage prepaid,  or via a recognized  overnight courier providing a receipt for
delivery and properly  addressed at the  respective  addresses of the parties as
set forth herein. Any party hereto may by notice so given change its address for
future notice hereunder.

      10.   GOVERNING LAW. This Agreement  shall be governed by and construed in
accordance  with the laws of the State of New York,  excluding  that body of law
relating to conflict of laws.

      11.   HEADING;   REFERENCES.   All  headings  used  herein  are  used  for
convenience  only and shall not be used to  construe  or  interpret  this  Note.
Except where  otherwise  indicated,  all references  herein to Sections refer to
Sections hereof.

      IN WITNESS  WHEREOF,  the  Company  has caused this Note to be issued this
_____ day of November, 2003.

                            UTIX GROUP, INC. (fka Chantal Skin Care Corporation)

                            By:
                               -------------------------------------------------
                               Name:
                                    --------------------------------------------
                               Title:
                                     -------------------------------------------

Name of Holder:
               -----------------------------

Address:
        ------------------------------------

--------------------------------------------

<PAGE>

                                    EXHIBIT B
                                    ---------

                                    GUARANTEE

            Corporate  Sports  Incentives,  Inc.,  a New  Hampshire  corporation
("Guarantor"),  hereby  guarantees  the prompt  payment of the  principal of and
interest on the  promissory  notes of Utix Group,  Inc.  (fka  Chantal Skin Care
Corporation), a Delaware corporation (Maker"), dated November __, 2003, that are
issued pursuant to the Loan  Agreement,  dated October 2003, by and among Maker,
Guarantor and the lenders who are signatories thereto (the "Loan Agreement"), in
an aggregate  principal  amount of up to One Million Dollars  ($1,000,000)  (the
"Notes").

            This  Guarantee  is issued  pursuant to the Loan  Agreement,  and is
subject to the terms and conditions of the Loan  Agreement,  including,  without
limitation, the obligation of the Guarantor to satisfy this Guarantee.

            Guarantor  agrees that it shall not be  necessary  for the holder of
the Notes to proceed in any manner against Maker for the payment of the Notes as
a condition precedent to enforcing this Guarantee.

            Guarantor hereby waives notice of acceptance.

            IN WITNESS  WHEREOF,  Guarantor has executed  this  Guarantee on the
_____ day of November, 2003.

                                        CORPORATE SPORTS INCENTIVES, INC.

                                        By:
                                           -------------------------------------
                                           Name:
                                           Title:EXHIBIT 4.3

                            CHANTAL LOCK-UP AGREEMENT

      CHANTAL LOCK-UP AGREEMENT  ("Lock-Up  Agreement") dated as of November 13,
2003 by and among Utix  Group,  Inc.  (fka  Chantal  Skin Care  Corporation),  a
Delaware corporation ("Utix"), and each of the stockholders listed on Schedule A
hereto (the "Stockholders").

      WHEREAS, pursuant to the Share Exchange Agreement, dated as of October 31,
2003 (the "Exchange Agreement"), by and among Utix, Corporate Sports Incentives,
Inc., a corporation formed under the laws of the State of New Hampshire ("CSI"),
Joel  Pensley,  an  individual  (the  "Utix  Principal  Stockholder"),  and  the
stockholders  of CSI (the "CSI  Stockholders"),  (i) the CSI  Stockholders  will
exchange their shares (the  "Exchange") of CSI common stock for shares of common
stock of Utix (the  "Exchange  Shares") and (ii) CSI will become a  wholly-owned
subsidiary of Utix; and

      WHEREAS,  it is a condition  precedent to the closing of the Exchange that
each of the Stockholders  enter into and deliver this Lock-Up  Agreement,  which
sets forth the Stockholders'  agreement not to sell their Exchange Shares unless
pursuant to the terms of this Lock-Up Agreement.

      NOW,  THEREFORE,  in consideration of the foregoing and the agreements set
forth below, the parties hereby agree with each other as follows:

      1.    LOCK-UP.

            (a)   Those  Stockholders  that own of record or  beneficially  less
than 10% of the issued and outstanding  Chantal Common Shares (as defined in the
Exchange  Agreement)  shall not,  unless  permitted by the Board of Directors of
Utix,  sell their  Chantal  Common  Shares for a period of one (1) year from the
Effective Date (as defined in the Exchange Agreement) of the Exchange.

      The foregoing period is called the "Lock-Up Period."

            (b)   Notwithstanding the foregoing,  a Stockholder may transfer all
or any of the Exchange  Shares owned by such  Stockholder  (i) by way of gift to
any  member of his or her  family or to any  trust for the  benefit  of any such
family member of the Stockholder,  provided that any such transferee shall agree
in writing with Utix, as a condition to such transfer, to be bound by all of the
provisions  of this Lock-Up  Agreement to the same extent as if such  transferee
were the Stockholder,  (ii) by will or the laws of descent and distribution,  in
which event each such transferee shall be bound by all of the provisions of this
Lock-Up Agreement to the same extent as if such transferee were the Stockholder,
or (iii) pursuant to an effective  registration  statement.  As used herein, the
word "family" shall include any spouse,  lineal ancestor or descendant,  brother
or sister.

            (c)   Any transfer or other disposition of the Exchange Shares owned
by the  Stockholders  in violation  of the  restrictions  on transfer  contained
herein shall be null and void.

      2.    RIGHTS  OF  STOCKHOLDER.  It  is  understood  and  agreed  that  the
Stockholders  have the right to vote all of the Exchange Shares held by them and
that the  Stockholders  shall be entitled to all other rights arising in respect
of the Exchange Shares during the Lock-Up Period.

      3.    LEGEND.  All  certificates  evidencing  any of the  Exchange  Shares
subject to this  Lock-Up  Agreement  shall also bear a legend  substantially  as
follows:

      "THE SECURITIES  WHICH ARE REPRESENTED BY THIS  CERTIFICATE HAVE NOT
      BEEN  REGISTERED  UNDER THE SECURITIES ACT OF 1933, AS AMENDED,  AND
      MAY NOT BE SOLD, TRANSFERRED,  HYPOTHECATED OR OTHERWISE DISPOSED OF

                                       1
<PAGE>

      UNTIL A  REGISTRATION  STATEMENT  WITH  RESPECT  THERETO IS DECLARED
      EFFECTIVE UNDER SUCH ACT, OR UTIX GROUP, INC. RECEIVES AN OPINION OF
      COUNSEL FOR THE HOLDER  REASONABLY  SATISFACTORY TO COUNSEL FOR UTIX
      GROUP, INC. THAT AN EXEMPTION FROM THE REGISTRATION  REQUIREMENTS OF
      SUCH ACT IS AVAILABLE."

      "PURSUANT TO THE SHARE  EXCHANGE  AGREEMENT  DATED AS OF OCTOBER 31,
      2OO3  BY  AND  AMONG  CHANTAL  SKIN  CARE  CORPORATION,  A  DELAWARE
      CORPORATION,  CORPORATE  SPORTS  INCENTIVES,  INC., A NEW  HAMPSHIRE
      CORPORATION,  JOEL PENSLEY,  AN INDIVIDUAL,  AND THE STOCKHOLDERS OF
      CORPORATE  SPORTS   INCENTIVES,   INC.,  THE  SECURITIES  WHICH  ARE
      REPRESENTED BY THIS CERTIFICATE MAY NOT BE OFFERED, SOLD, SOLD SHORT
      OR  OTHERWISE  DISPOSED OF EXCEPT IN  ACCORDANCE  WITH THE TERMS AND
      CONDITIONS  SET  FORTH IN A LOCK-UP  AGREEMENT  BY AND  BETWEEN  THE
      HOLDER   HEREOF  AND  UTIX  GROUP,   INC.  (FKA  CHANTAL  SKIN  CARE
      CORPORATION)"

      4.    SPECIFIC ENFORCEMENT.  The parties hereby acknowledge and agree that
            they may be  irreparably  damaged  in the event  that  this  Lock-Up
            Agreement is not specifically enforced.  Upon a breach or threatened
            breach of the terms,  covenants  and/or  conditions  of this Lock-Up
            Agreement by any party,  any other party  shall,  in addition to all
            other remedies,  be entitled to a temporary or permanent injunction,
            without  showing  any actual  damage,  and/or a decree for  specific
            performance, in accordance with the provisions hereof.

      5.    TERM OF AGREEMENT.  This Lock-Up  Agreement shall expire on the date
that is the end of the Lock-Up Period.

      6.    GOVERNING LAW; SUCCESSORS AND ASSIGNS.  This Lock-Up Agreement shall
be  construed  in  accordance  with and governed by the laws of the State of New
York without regard to its conflict of laws provisions and shall be binding upon
the heirs, personal representatives,  executors, administrators,  successors and
assigns of the parties.

      7.    ENTIRE AGREEMENT AND AMENDMENTS.  This Lock-Up Agreement constitutes
the entire  agreement of the parties with respect to the subject  matter  hereof
and may not be modified,  amended or terminated except by an agreement signed by
Utix and the holders of at least a majority of the  Exchange  Shares  subject to
this Lock-Up  Agreement;  provided,  however,  that no amendment or modification
that imposes any  additional  obligations  on any  Stockholder  or increases the
length of the Lock-Up Period shall be binding upon such Stockholder without such
Stockholder's written consent thereto.

      8.    WAIVERS.  From  time to time Utix may  waive  its  rights  hereunder
either  generally or with respect to one or more specific  transfers  which have
been proposed,  attempted or made. No waiver of any breach or default  hereunder
shall be considered valid unless in writing,  and no such waiver shall be deemed
a waiver of any subsequent breach or default of the same or similar nature.

      9.    SEVERABILITY.  If any provision of this Lock-Up  Agreement  shall be
held to be illegal,  invalid or  unenforceable,  such illegality,  invalidity or
unenforceability shall attach only to such provision and shall not in any manner
affect or render illegal, invalid or unenforceable any other severable provision
of this Lock-Up Agreement, and this Lock-Up Agreement shall be carried out as if
any such illegal, invalid or unenforceable provision were not contained herein.

      10.   COUNTERPARTS.  This Lock-Up Agreement may be executed in two or more
counterparts,  each one of which shall be deemed an  original,  but all of which
together shall constitute one and the same instrument.

                                       2
<PAGE>

      IN WITNESS WHEREOF,  the parties hereto have caused this Lock-Up Agreement
to be duly executed, as of the date first above written.

                                        UTIX GROUP, INC.

                                        By:
                                           ----------------------------------
                                               Name:
                                               Title:

                                        STOCKHOLDERS

                                        -------------------------------------
                                        Jon Adams

                                        -------------------------------------
                                        Anne Concannon

                                        -------------------------------------
                                        Gerald Roth

                                        Roth Financial Group:

                                        -------------------------------------
                                        By:  Anthony G. Roth
                                        Title:

                                        -------------------------------------
                                        Martha Ballog

                                        Rubin Family Irrevocable Stock Trust

                                        By:
                                           ----------------------------------
                                           Name:
                                           Title:

                                       3
<PAGE>

                                   SCHEDULE A
                                   ----------

--------------------------------------------------------------------------------
 STOCKHOLDER                                 EXCHANGE SHARES

--------------------------------------------------------------------------------
 Jonathan Adams                              5,710,882

--------------------------------------------------------------------------------
 Anne Concannon                              2,323,071

--------------------------------------------------------------------------------
 Gerald Roth                                 1,209,933

--------------------------------------------------------------------------------
 Roth Financial Group                        1,451,919

--------------------------------------------------------------------------------
 Martha Ballog                               96,795

--------------------------------------------------------------------------------
 Rubin Family Irrevocable Stock Trust        1,375,000
--------------------------------------------------------------------------------

                                       4

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