Document:

<PAGE>

                                                                  Exhibit 10.13

                                  AMENDMENT ONE
                  TO SECOND AMENDED AND RESTATED LOAN AGREEMENT

      WHEREAS, that certain Second Amended and Restated Loan Agreement (the
"LOAN AGREEMENT") dated as of June 5, 1998 was executed by Matador E&P
Company, a Texas corporation (hereinafter referred to as "BORROWER"), Matador
Petroleum Corporation, a Texas corporation (hereinafter referred to as
"PARENT"), Comerica Bank-Texas (hereinafter referred to in its individual
capacity as"COMERICA") and Den norske Bank ASA (hereinafter referred to
AS"DEN NORSKE"), as lenders, Comerica Bank-Texas, as Agent (in such capacity,
together with its successors in such capacity, "AGENT") and Comerica
Bank-Texas, as Issuing Lender (in such capacity, together with its successors
in such capacity, "ISSUING LENDER"); and

      WHEREAS, Den norske has assigned to Union Bank of California, N.A.
(hereinafter referred to as"UNION BANK") all of Den norske's rights and
obligations under the Loan Agreement and the promissory note issued to Den
norske pursuant thereto;

      WHEREAS, Borrower has requested that Comerica and Union (referred to
herein collectively as the "LENDERS") amend the Loan Agreement to extend the
Maturity Date and make certain other amendments thereto; and

      WHEREAS, Lenders are willing to agree to the request of Borrower,
subject to the terms and provisions of this Amendment.

      NOW THEREFORE, in consideration of the premises and other value, the
receipt and sufficiency of which are hereby acknowledged, Borrower, Parent,
Lenders, Issuing Lender and Agent hereby agree as follows:

      1. SECTION 1 of the Loan Agreement is hereby amended by deleting
therefrom in their entirety subsections (rr), (yy) , (nnn) and (ooo) and
substituting therefor the following:

            "(rr) LIBOR MARGIN - Shall mean two and one-eighths percent
      (2.125%); provided, however, that if Borrower's Average Quarterly Usage
      during a fiscal quarter, commencing with the quarter ending September 30,
      1998, is sixty-five percent (65%) or less and no Event of Default is
      existing at the end of such quarter, then the LIBOR Margin for any
      Interest Period commencing during the immediately succeeding fiscal
      quarter shall be one and one-quarter percent (1.25%); provided, further,
      that if Borrower's Average Quarterly Usage during a fiscal quarter,
      commencing with the quarter ending September 30, 1998, is greater than
      sixty-five percent (65%) but less than eighty-one percent (81%) and no
      Event of Default is existing at the end of such quarter, then the LIBOR
      Margin for any Interest Period commencing during the immediately
      succeeding fiscal quarter shall be one and one-half percent (1.50%)."

                                     -1-

<PAGE>

            "(yy) MATURITY DATE - February 28, 2004."

            "(nnn) REQUIRED LENDERS- At any time, Lenders holding Commitment
      Percentages which aggregate at least seventy-five percent (75%)."

            "(ooo)  REVOLVER TERMINATION DATE - February 28, 2001."

      2.    SECTION 3(d)(i) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(i) all of the principal balance due under each Note shall be due
      and payable in equal quarterly installments, commencing on the Revolver
      Termination Date and continuing on each May 31, August 31, November 30 and
      February 28 thereafter to and including November 30, 2003; such quarterly
      payments shall be based on a five year amortization of all principal
      outstanding on the Revolver Termination Date; and"

      3.    SECTION 5(a) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(a) INITIAL BORROWING BASE. During the period from June 24, 1999 to
      the date a new Borrowing Base is made effective, the Borrowing Base shall
      be $48,000,000; provided, however, that although for purposes of computing
      Unused Availability, the Borrowing Base shall be $48,000,000 until a new
      Borrowing Base is made effective, $2,000,000 of the Borrowing Base shall
      not be available for advances hereunder until the Lenders have received
      evidence satisfactory to the Lenders (both as to the fact of contribution
      and as to the value) that Borrower has received, after March 31, 1999, an
      additional $3,000,000 in cash or, or an equivalent value of producing
      properties, as a contribution for common stock of Borrower."

      4.    SECTION 5(c) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(c) On or before the date which is 30 days after receipt of all
      information, reports and data required to be delivered to Lenders pursuant
      to SECTION 5(b), Agent shall recommend a new Borrowing Base to all
      Lenders. If such recommended Borrowing Base is unchanged from, or is a
      reduction in, the existing Borrowing Base and if the required principal
      reductions in the outstanding Loans are unchanged or increased, then the
      recommended new Borrowing Base shall become the redetermined Borrowing
      Base if approved by Required Lenders. However, if the recommended
      Borrowing Base does not qualify for approval by Required Lenders in
      accordance with the immediately preceding sentence, then all Lenders must
      approve the recommendation in order

                                     -2-

<PAGE>

      to make it effective. Should all of the Lenders not be able to agree upon
      a new Borrowing Base when the recommended Borrowing Base is an increase
      over the then effective Borrowing Base, then the greater of (i) the lowest
      Borrowing Base recommended by any of the Lenders or (ii) the previous
      Borrowing Base shall become the new Borrowing Base. Should the Required
      Lenders not be able to agree upon a new Borrowing Base when the
      recommended Borrowing Base is a decrease from the then effective Borrowing
      Base, then the new Borrowing Base shall be the weighted average of the new
      Borrowing Bases recommended by the Lenders, such weighting to be in
      accordance with the respective Commitment Percentages of the Lenders.
      Within 10 Business Days after receipt from the Agent of the recommended
      Borrowing Base, each Lender shall notify the Agent in writing whether or
      not such Lender agrees with the recommendation. Failure of any Lender to
      give such notice within such period of time shall be deemed to constitute
      an acceptance of such recommendation.

      5.    SECTION 11(d) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(d)  INVESTMENTS, LOANS AND ADVANCES.  Borrower shall not make
      or permit to remain outstanding any loans or advances to or investments
      in any person or entity, except the foregoing restrictions shall not
      apply to:

                  (i) loans, advances or investments the material details of
            which have been set forth in the Financial Statements of Borrower
            heretofore furnished to the Agent;

                  (ii)  investments in direct obligations of the United
            States of America or any agency thereof;

                  (iii) investments in certificates of deposit issued by the
            Agent or certificates of deposit with maturities of less than one
            year issued by other commercial banks in the United States having
            capital and surplus in excess of $500,000,000;

                  (iv) money market accounts established at Comerica Bank-Texas
            and repurchase agreements with Comerica Bank-Texas having a term of
            not more than 30 days with respect to securities issued, fully
            guaranteed or insured by the United States or any agency thereof;

                  (v) commercial paper of a domestic issuer with maturities of
            180 days or less from the date of acquisition that is rated A-1 by
            Standard and Poor's Ratings Group or P-1 by Moody's Investors
            Service, Inc.; and

                                     -3-

<PAGE>

                  (vi) non-interest bearing loans to employees of Borrower
            solely for the purpose of funding the purchase of Parent's common
            stock provided that (i) the maximum aggregate principal amount of
            such loans outstanding at any time does not exceed $250,000, (ii)
            such loans are repayable through payroll deductions and (iii) the
            term of any such loan does not exceed two years."

      6. SECTION 11(e) of the Loan Agreement is hereby amended by deleting the
reference to "$400,000" therein and substituting therefor "$450,000".

      7.    SECTION 11(j) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(j) TANGIBLE NET WORTH. The Parent will not, as of the end of any
      fiscal quarter commencing with the quarter ending March 31, 1999, permit
      its Tangible Net Worth to be less than the sum of (i) $25,000,000, plus
      (ii) sixty percent (60%) of Parent's consolidated net income for each
      quarter from and after January 1, 1999 in which such net income was
      positive (quarters in which Parent's consolidated net income was negative
      shall be disregarded), plus (iii) the aggregate amount received by Parent
      for capital stock issued by Parent after March 31, 1999, net of customary
      costs of such issuance.

      8. SCHEDULE 1.2 of the Loan Agreement is amended in its entirety by
substituting therefor the SCHEDULE 1.2 attached to this Amendment.

      9. The effectiveness of this Amendment is subject to the condition
precedent that the Lenders shall have received (or waived receipt of) the
following, each duly executed and delivered and in form and substance and dated
as of a date satisfactory to the Lenders and their legal counsel, or that the
following shall be fulfilled, as the case may be:

            (a) This Amendment executed by Borrower, Parent and, where
      appropriate, by NZX Corporation and Matador Operating Company;

            (b) Renewal and extension Notes payable to the order of Union Bank
      and to the order of Comerica in the principal amounts of $33,000,000.00
      and $67,000,000.00, respectively;

            (c) Agent shall have received a duly executed Assignment and
      Acceptance in the form of EXHIBIT F to the Loan Agreement and payment of
      the

                                     -4-

<PAGE>

      $2,500 registration and processing fee as required by SECTION 14.3(e) of
      the Loan Agreement;

            (d) Lenders shall have received certified resolutions of the Board
      of Directors of Borrower and of Parent authorizing the execution, delivery
      and performance of this Amendment;

            (e) Legal opinion of counsel to Borrower addressing the due
      organization and good standing of Borrower and Parent, the due
      authorization and execution of this Amendment by Borrower and Parent, and
      the enforceability of this Amendment and the renewal notes;

            (e) Such deeds of trust, mortgages and modifications and
      extensions of existing deeds of trust and mortgages as Lenders shall
      require;

            (f) Evidence of payment of all reasonable fees and expenses of or
      incurred by the Agent and its legal counsel in connection with this
      Amendment and payment of a closing fee of $50,000 to Union Bank;

            (g) The representations and warranties contained in the Loan
      Agreement, as amended hereby, shall be true and correct in all material
      respects as of the date hereof, with the same force and effect as though
      made on and as of this date;

            (h) No material adverse change shall have occurred in the business,
      operations, financial condition or prospects of Borrower or Parent, and no
      material adverse litigation shall be pending or, to the knowledge of
      Borrower or Parent, threatened against Borrower or Parent; and

            (i) All corporate proceedings and all documents required to be
      completed and executed by the provisions of this Amendment shall be
      satisfactory in form and substance to Lenders.

      10. Each of Parent, Matador Operating Company and NZX Corporation (each a
"GUARANTOR", and collectively, "GUARANTORS") (i) consents, acknowledges, and
agrees to the execution, delivery, and performance of this Amendment, (ii)
acknowledges and agrees that this Amendment does not affect, diminish, waive, or
release such Guarantor's obligations under its Unconditional Guaranty dated as
of June 5, 1998, in the case of Parent and Matador Operating Company, and as of
January 18, 1999, in the case of NZX Corporation, (iii) ratifies and confirms
such Guarantor's obligations pursuant to its Unconditional Guaranty.

                                     -5-

<PAGE>

      11. Borrower shall pay all out-of-pocket expenses arising in connection
with the preparation, execution, delivery and administration of this Amendment,
including but not limited to, all reasonable legal fees and expenses incurred by
Agent.

      12. Except to the extent amended hereby, all terms, provisions and
conditions of the Loan Agreement shall continue in full force and effect and
shall remain enforceable and binding.

      13. This Amendment may be executed in any number of counterparts, each of
which shall for all purposes be deemed an original and all of which are
identical. All parties need not execute the same counterpart.

      14. Borrower and Parent represent and warrant that all the representations
and warranties contained in the Loan Agreement, as amended hereby, are true and
correct in all material respects as of the date hereof, with the same force and
effect as though made on and as of this date.

      15. This Amendment shall be construed in accordance with and governed by
the laws of the State of Texas, without regard to its conflict of law
principles, and shall be binding upon and inure to the benefit of the parties
hereto and their respective successors and assigns.

      16. THIS AMENDMENT AND THE OTHER LOAN DOCUMENTS REPRESENT THE FINAL
AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR,
CONTEMPORANEOUS OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO
UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.

      In consideration of the foregoing, this Amendment One is executed as of
June 24, 1999.

                                    BORROWER:

                                    MATADOR E&P COMPANY

                                    By: /s/ Joseph Wm. Foran
                                        ----------------------------
                                    Its: President
                                         ----------------------------

                                     -6-

<PAGE>

                                    PARENT:

                                    MATADOR PETROLEUM CORPORATION

                                    By: /s/ Joseph Wm. Foran
                                        ----------------------------
                                    Its: President
                                         ----------------------------

                                    AGENT:

                                    COMERICA BANK-TEXAS

                                    By: /s/ Joseph Wm. Foran
                                        ----------------------------
                                    Its: President
                                         ----------------------------

                                    ISSUING LENDER:

                                    COMERICA BANK-TEXAS

                                    By: /s/ Martin W. Wilson
                                        ----------------------------
                                    Its: Vice President
                                         ----------------------------

                                    LENDERS:

                                    COMERICA BANK-TEXAS

                                    By: /s/ Martin W. Wilson
                                        ----------------------------
                                    Its: Vice President
                                         ----------------------------

                                    UNION BANK OF CALIFORNIA, N.A.

                                    By: /s/ Dustin Gaspari
                                        ----------------------------
                                        Dustin Gaspari
                                    Its: Assistant Vice President
                                         ----------------------------

                                     -7-

<PAGE>

CONSENTING GUARANTORS:

MATADOR OPERATING COMPANY

By: /s/ Joseph Wm. Foran
    ----------------------------
Its: President
     ----------------------------

NZX CORPORATION

By: /s/ Joseph Wm. Foran
    ----------------------------
Its: President
     ----------------------------

                                     -8-

<PAGE>

                                  SCHEDULE 1.2

                           REVOLVING CREDIT COMMITMENT

Comerica Bank-Texas                 $32,160,000       67%

Union Bank of California, N.A.      $15,840,000       33%

                                     -9-<PAGE>

                                                                 Exhibit 10.14

                                  AMENDMENT TWO
                  TO SECOND AMENDED AND RESTATED LOAN AGREEMENT

      WHEREAS, that certain Second Amended and Restated Loan Agreement (the
"LOAN AGREEMENT") dated as of June 5, 1998 was executed by Matador E&P
Company, a Texas corporation (hereinafter referred to as "BORROWER"), Matador
Petroleum Corporation, a Texas corporation (hereinafter referred to as
"PARENT"), the lenders named therein, Comerica Bank-Texas, as Agent (in such
capacity, together with its successors in such capacity, "AGENT") and
Comerica Bank-Texas, as Issuing Lender (in such capacity, together with its
successors in such capacity, "ISSUING LENDER"); and

      WHEREAS, the Loan Agreement has been amended by Amendment One thereto;

      WHEREAS, Borrower has requested that Comerica and Union (referred to
herein collectively as the "LENDERS") amend the Loan Agreement to extend the
Maturity Date and make certain other amendments thereto; and

      WHEREAS, Lenders are willing to agree to the request of Borrower,
subject to the terms and provisions of this Amendment.

      NOW THEREFORE, in consideration of the premises and other value, the
receipt and sufficiency of which are hereby acknowledged, Borrower, Parent,
Lenders, Issuing Lender and Agent hereby agree as follows:

      1. SECTION 1 of the Loan Agreement is hereby amended by deleting
therefrom in their entirety subsections (rr), (yy) and (ooo) and substituting
therefor the following:

            "(rr) LIBOR MARGIN - Shall mean one and seven-eighths percent
      (1.875%); provided, however, that if Borrower's Average Quarterly Usage
      during a fiscal quarter, commencing with the quarter ending September 30,
      1998, is sixty-five percent (65%) or less and no Event of Default is
      existing at the end of such quarter, then the LIBOR Margin for any
      Interest Period commencing during the immediately succeeding fiscal
      quarter shall be one and one-quarter percent (1.25%); provided, further,
      that if Borrower's Average Quarterly Usage during a fiscal quarter,
      commencing with the quarter ending September 30, 1998, is greater than
      sixty-five percent (65%) but less than eighty-one percent (81%) and no
      Event of Default is existing at the end of such quarter, then the LIBOR
      Margin for any Interest Period commencing during the immediately
      succeeding fiscal quarter shall be one and one-half percent (1.50%)."

            "(yy) MATURITY DATE - February 28, 2005."

                                     -1-

<PAGE>

            "(ooo)  REVOLVER TERMINATION DATE - February 28, 2002."

      2.    SECTION 3(d)(i) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(i) all of the principal balance due under each Note shall be due
      and payable in equal quarterly installments, commencing on the Revolver
      Termination Date and continuing on each May 31, August 31, November 30 and
      February 28 thereafter to and including the Maturity Date; such quarterly
      payments shall be based on a five year amortization of all principal
      outstanding on the Revolver Termination Date; and"

      3.    SECTION 5(a) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(a)  INITIAL BORROWING BASE.  During the period from March 1,
      2000 to the  date a new Borrowing Base is made effective, the Borrowing
      Base shall be $55,000,000."

      4.    SECTION 11(e) of the Loan Agreement is hereby amended in its
entirety to read as follows:

            "(e) DISTRIBUTIONS. Except for cash dividends on its common stock
      and cash dividends on the Series A Convertible Preferred Stock of Parent
      pursuant to SECTION 2(a) of the Certificate of Designation (as hereinafter
      defined), as in effect on January 20, 1998, which together are not in
      excess of an aggregate $550,000 per fiscal year and except for dividends
      payable solely in common stock of Borrower, Borrower will not make or
      declare any distribution or dividend of any kind to its shareholders or
      redeem or make any payment or distribution on account of, or set apart
      assets for a sinking or other analogous fund for, the purchase,
      redemption, defeasance, retirement or other acquisition of, any shares of
      any class of capital stock of Borrower; provided, however, that unless a
      Default or an Event of Default has occurred and has not been waived in
      writing by Required Lenders, Borrower may (1) declare and pay such
      dividends and make such redemptions as are required by the terms of the
      Series A Convertible Preferred Stock of Parent, based on the number of
      shares outstanding on January 20, 1998 pursuant to the terms, as written
      on such date, of (i) that certain Preferred Stock Conversion Agreement
      (the "Conversion Agreement") dated as January 19, 1998 among The Travelers
      Insurance Company, The Travelers Indemnity Company, The Phoenix Insurance
      Company, The Travelers Life and Annuity Company, The Lincoln National Life
      Insurance Company, Borrower, and Parent and (ii) the Certificate of
      Designation attached to the Conversion Agreement as EXHIBIT C (the
      "CERTIFICATE OF DESIGNATION") and (2) repurchase up to an aggregate
      $250,000 of its common stock each fiscal year for the purpose of using
      such repurchased common stock for Borrower's 401(k) matching stock
      contributions.

                                     -2-

<PAGE>

      5. SCHEDULE 1.2 of the Loan Agreement is amended in its entirety by
substituting therefor the SCHEDULE 1.2 attached to this Amendment.

      6. The effectiveness of this Amendment is subject to the condition
precedent that the Lenders shall have received (or waived receipt of) the
following, each duly executed and delivered and in form and substance and
dated as of a date satisfactory to the Lenders and their legal counsel, or
that the following shall be fulfilled, as the case may be:

            (a) This Amendment executed by Borrower, Parent and, where
      appropriate, by NZX Corporation and Matador Operating Company;

            (b) Renewal and extension Notes payable to the order of Union Bank
      and to the order of Comerica in the principal amounts of $33,000,000.00
      and $67,000,000.00, respectively;

            (c) Legal opinion of counsel to Borrower addressing the due
      organization and good standing of Borrower and Parent, the due
      authorization and execution of this Amendment by Borrower and Parent, and
      the enforceability of this Amendment and the renewal notes;

            (d) Such deeds of trust, mortgages and modifications and
      extensions of existing deeds of trust and mortgages as Lenders shall
      require;

            (e) Evidence of payment of all reasonable fees and expenses of or
      incurred by the Agent and its legal counsel in connection with this
      Amendment and payment of a borrowing base increase fee of $4,620 to Union
      Bank and $9,380 to Comerica;

            (f) The representations and warranties contained in the Loan
      Agreement, as amended hereby, shall be true and correct in all material
      respects as of the date hereof, with the same force and effect as though
      made on and as of this date;

            (g) No material adverse change shall have occurred in the business,
      operations, financial condition or prospects of Borrower or Parent, and no
      material adverse litigation shall be pending or, to the knowledge of
      Borrower or Parent, threatened against Borrower or Parent; and

            (h) All corporate proceedings and all documents required to be
      completed and executed by the provisions of this Amendment shall be
      satisfactory in form and substance to Lenders.

All amendments of the Loan Agreement contained herein are, subject to the
satisfaction of the above listed conditions precedent, effective as of March 1,
2000.

                                     -3-

<PAGE>

      7. Each of Parent, Matador Operating Company and NZX Corporation (each
a "GUARANTOR", and collectively, "GUARANTORS") (i) consents, acknowledges,
and agrees to the execution, delivery, and performance of this Amendment,
(ii) acknowledges and agrees that this Amendment does not diminish, waive, or
release such Guarantor's obligations under its Unconditional Guaranty dated
as of June 5, 1998, in the case of Parent and Matador Operating Company, and
as of January 18, 1999, in the case of NZX Corporation, (iii) ratifies and
confirms such Guarantor's obligations pursuant to its Unconditional Guaranty.

      8. Borrower shall pay all reasonable out-of-pocket expenses arising in
connection with the preparation, execution, delivery and administration of
this Amendment, including but not limited to, all reasonable legal fees and
expenses incurred by Agent.

      9. Except to the extent amended hereby, all terms, provisions and
conditions of the Loan Agreement shall continue in full force and effect and
shall remain enforceable and binding.

      10. This Amendment may be executed in any number of counterparts, each
of which shall for all purposes be deemed an original and all of which are
identical. All parties need not execute the same counterpart.

      11. Borrower and Parent represent and warrant that all the
representations and warranties contained in the Loan Agreement, as amended
hereby, are true and correct in all material respects as of the date hereof,
with the same force and effect as though made on and as of this date.

      12. This Amendment shall be construed in accordance with and governed
by the laws of the State of Texas, without regard to its conflict of law
principles, and shall be binding upon and inure to the benefit of the parties
hereto and their respective successors and assigns.

      13. THIS AMENDMENT AND THE OTHER LOAN DOCUMENTS REPRESENT THE FINAL
AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF
PRIOR, CONTEMPORANEOUS OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE
ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.

                                     -4-

<PAGE>

      In consideration of the foregoing, this Amendment Two is executed as of
March 1, 2000.

                                    BORROWER:

                                    MATADOR E&P COMPANY

                                    By: /s/ Roger S. Manny
                                        ----------------------------
                                    Its: Vice President
                                         ----------------------------

                                     PARENT:

                                    MATADOR PETROLEUM CORPORATION

                                    By: /s/ Roger S. Manny
                                        ----------------------------
                                    Its: Vice President
                                         ----------------------------

                                     AGENT:

                                    COMERICA BANK-TEXAS

                                    By:
                                       ---------------------------------
                                    Its:
                                        ---------------------------------

                                    ISSUING LENDER:

                                    COMERICA BANK-TEXAS

                                    By:
                                       ---------------------------------
                                    Its:
                                        ---------------------------------

                                    LENDERS:

                                    COMERICA BANK-TEXAS

                                    By:
                                       ---------------------------------
                                    Its:
                                        ---------------------------------

                                     -5-

<PAGE>

                                    UNION BANK OF CALIFORNIA, N.A.

                                    By:
                                       ---------------------------------
                                    Its:
                                        ---------------------------------

CONSENTING GUARANTORS:

MATADOR OPERATING COMPANY

By: /s/ Roger S. Manny
   -------------------------
Its: Vice President
    --------------------------

NZX CORPORATION

By: /s/ Roger S. Manny
   -------------------------
Its: Vice President
    --------------------------

                                     -6-

<PAGE>

                                  SCHEDULE 1.2

                           REVOLVING CREDIT COMMITMENT

Comerica Bank-Texas                 $36,850,000       67%

Union Bank of California, N.A.      $18,150,000       33%

                                     -7-

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