Document:

<PAGE>

                                                                     EXHIBIT 4.1

                                                                  EXECUTION COPY

                              AMENDMENT NUMBER 1 TO
                         RECEIVABLES PURCHASE AGREEMENT

                  THIS AMENDMENT NUMBER 1 TO RECEIVABLES PURCHASE AGREEMENT,
dated as of April 1, 2002 (this "Agreement") amends that Receivables Purchase
Agreement dated as of January 1, 2002, (the "Purchase Agreement") between FLEET
BANK (RI), NATIONAL ASSOCIATION, a national banking association ("Fleet (RI)")
and FLEET CREDIT CARD FUNDING TRUST, a Delaware limited liability company
("FCCF").

                                    RECITALS

                  WHEREAS, Fleet (RI) and FCCF entered into the Purchase
Agreement pursuant to which Fleet (RI) sells credit card receivables to FCCF;
and

                  WHEREAS, Fleet (RI) has assigned its limited liability company
interest in FCCF to Fleet Credit Card Services, L.P., a Rhode Island limited
partnership ("Services"), and subsequent to such assignment, FCCF converted from
a Delaware limited liability company to a Delaware business trust and changed
its name to Fleet Credit Card Funding Trust; and

                  WHEREAS, the parties hereto have agreed to enter into this
Agreement to make conforming changes to the Purchase Agreement.

                  NOW, THEREFORE, in consideration of these premises, and for
good and valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, it is hereby agreed that:

                                    ARTICLE I

                                   DEFINITIONS

                  Section 1.1 Definitions in the Purchase Agreement. Terms used
in this Agreement and not defined herein shall have the meanings assigned to
them in the Purchase Agreement.
<PAGE>
                                   ARTICLE II

                      AMENDMENTS TO THE PURCHASE AGREEMENT

                  Section 2.1 Amendment of the Introductory Paragraph to the
Purchase Agreement. The introductory paragraph to the Purchase Agreement is
hereby amended and restated in its entirety to read as follows:

                  RECEIVABLES PURCHASE AGREEMENT, dated as of January 1, 2002 by
         and between FLEET BANK (RI), NATIONAL ASSOCIATION, a national banking
         association (together with its permitted successors and assigns, "FLEET
         (RI)"), and FLEET CREDIT CARD FUNDING TRUST, a Delaware business trust
         (together with its permitted successors and assigns, "FCCF").

                  Section 2.2 Amendment to Section 1.01. Section 1.01 of the
Purchase Agreement is hereby amended by deleting the definition of "Requirements
of Law" and inserting the following in its place:

                  "Requirements of Law" with respect to any Person shall mean
         the certificate of trust or incorporation or formation or trust
         agreement or articles of association and by-laws, limited liability
         company agreement, or other organizational or governing documents of
         such Person, any law, treaty, rule or regulation, or determination of
         any arbitrator or Governmental Authority, in each case applicable to or
         binding upon such Person or to which such Person is subject, whether
         Federal, state or local (including, without limitation, usury laws, the
         Federal Truth in Lending Act and Regulation Z and Regulation B of the
         Board of Governors of the Federal Reserve System).

                  Section 2.3 Amendment to Section 2.04. Section 2.04 of the
Purchase Agreement is hereby amended by deleting all references to "for goods
and services" and inserting "less the new acquisition balance transfers for such
month." at the end of the last sentence of such Section.

                  Section 2.4 Amendment to Section 4.03. Subsection 4.03(a) of
the Purchase Agreement is hereby amended by deleting the language "FCCF is a
limited liability company duly formed" and inserting "FCCF is a business trust
duly created" in its place.

                  Section 2.5 Amendment to Address of FCCF. Clause (b) in
Section 9.03 of the Purchase Agreement is hereby amended to read as follows:

                  (b) in the case of FCCF, to Fleet Credit Card Funding Trust,
         300 N. Wakefield Drive, Suite DE EH 60002P, Newark, Delaware 19702,
         Attention: President, with a copy to General Counsel of Fleet Credit
         Card Funding Trust, Suite PA EH 066 01H, 680 Blair Mill Road, Horsham,
         Pennsylvania 19044 and

                                       2
<PAGE>
                  Section 2.6 Amendment to Exhibit A to Purchase Agreement.
Exhibit A to the Purchase Agreement is hereby amended by deleting the first
paragraph and inserting the following in its place:

                  SUPPLEMENTAL CONVEYANCE No. ___ dated as of _______________,
         by and between FLEET BANK (RI), NATIONAL ASSOCIATION, a national
         banking association ("Fleet (RI)"), and FLEET CREDIT CARD FUNDING
         TRUST, a Delaware business trust ("FCCF"), pursuant to the Receivables
         Purchase Agreement referred to below.

                                   ARTICLE III

                     RATIFICATION OF THE PURCHASE AGREEMENT

                  Section 3.1 Ratification. Except to the extent specifically
amended or supplemented by this Agreement, the Purchase Agreement is hereby
confirmed and ratified in all respects and shall remain in full force and
effect. All references to the Purchase Agreement in any other document or
instrument shall be deemed to mean the Purchase Agreement as amended by this
Agreement. This Agreement shall not constitute a novation of the Purchase
Agreement, but shall constitute an amendment thereof. The parties hereto agree
to be bound by the terms and obligations of the Purchase Agreement, as amended
by this Agreement, as though the terms and obligations of the Purchase Agreement
were set forth herein.

                                   ARTICLE IV

                            MISCELLANEOUS PROVISIONS

                  Section 4.1 Effectiveness. This Agreement shall be effective
upon the following:

                  (a) the satisfaction of the Rating Agency Condition; and

                  (b) the delivery to the Trustee and the Servicer of an
         Officer's Certificate of FCCF to the effect that FCCF reasonably
         believes that the amendments in this Agreement will not have an Adverse
         Effect.

                  Section 4.2 Headings. The headings herein are for purposes of
reference only and shall not otherwise affect the meaning or interpretation of
any provision hereof.

                  Section 4.3 Counterparts. This Agreement may be executed in
two or more counterparts, and by different parties on separate counterparts,
each of which shall be an original, but all of which shall constitute one and
the same instrument.

                  Section 4.4 Governing Law. THIS AGREEMENT SHALL BE CONSTRUED
IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS
CONFLICT OF LAW PROVISIONS (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS
LAW), AND THE

                                       3
<PAGE>
OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE
DETERMINED IN ACCORDANCE WITH SUCH LAWS.

                                       4
<PAGE>
                  IN WITNESS WHEREOF, the undersigned have caused this Agreement
to be duly executed and delivered by their respective duly authorized officers
on the day and year first above written.

                                      FLEET BANK (RI), NATIONAL ASSOCIATION

                                      By: /s/ Jeffrey Lipson
                                          --------------------------------
                                           Name:     Jeffrey Lipson
                                           Title:    Vice President

                                      FLEET CREDIT CARD FUNDING TRUST,
                                         formerly FLEET CREDIT CARD FUNDING, LLC

                                      By: /s/ Jeffrey Lipson
                                          --------------------------------
                                           Name:     Jeffrey Lipson
                                           Title:    Vice President

Acknowledged and agreed to by:

BANKERS TRUST COMPANY,
     not in its individual capacity,
     but solely as Trustee

By: /s/ Peter Becker
    --------------------------------
     Name:  Peter Becker
     Title: Assistant Vice President

      [Signature page to Amendment No. 1 to Receivables Purchase Agreement]<PAGE>

                                                                     EXHIBIT 4.2

                                                                  EXECUTION COPY

                               AMENDMENT NUMBER 1
                                     TO THE
              AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT

                  THIS AMENDMENT NUMBER 1 TO THE AMENDED AND RESTATED POOLING
AND SERVICING AGREEMENT, dated as of April 1, 2002 (this "Amendment") is among
FLEET BANK (RI), NATIONAL ASSOCIATION ("Fleet"), a national banking association,
as Servicer, FLEET CREDIT CARD FUNDING TRUST ("FCCF"), a Delaware business
trust, as Transferor, and BANKERS TRUST COMPANY, a New York banking corporation,
as Trustee (the "Trustee") under the Amended and Restated Pooling and Servicing
Agreement, dated as of December 1, 1993 and amended and restated as of January
1, 2002 (the "Pooling and Servicing Agreement"), among Fleet, as Servicer, FCCF,
as Transferor and Bankers Trust Company, as Trustee for the Fleet Credit Card
Master Trust II.

                                    RECITALS

                 WHEREAS, Fleet and FCCF wish to amend the Pooling and Servicing
Agreement as provided herein in accordance with Section 13.01(a) of the Pooling
and Servicing Agreement and the Trustee is willing to consent to such amendment
upon the terms provided for herein.

                  NOW THEREFORE, in consideration of the premises and the
agreements contained herein, the parties hereto agree as follows:

         SECTION 1. Amendment to the Introductory Paragraph to the Pooling and
Servicing Agreement. The introductory paragraph to the Pooling and Servicing
Agreement is hereby amended and restated in its entirety to read as follows:

                           AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT
                  dated and effective as of December 1, 1993, as amended and
                  restated as of January 1, 2002, among FLEET BANK (RI),
                  NATIONAL ASSOCIATION, a national banking association, as
                  Servicer, FLEET CREDIT CARD FUNDING TRUST, a Delaware business
                  trust, as Transferor, and BANKERS TRUST COMPANY, a New York
                  banking corporation, as Trustee.

         SECTION 2. Amendments to Definitions. Section 1.01 of the Pooling and
Servicing Agreement shall be and hereby is amended as follows:

         (a) The second sentence of the definition of "Defaulted Receivables" is
amended to read in its entirety as follows:

         A Principal Receivable shall become a Defaulted Receivable on the day
         on which such Principal Receivable is recorded as charged off on the
         Servicer's computer master file of consumer revolving credit card
         accounts but, in any event, shall be deemed a Defaulted Receivable no
         later than the last day of the Monthly Period in which the related
         Account
<PAGE>
         becomes 180 days Contractually Delinquent unless the Obligor cures such
         default by making a partial payment which satisfies the criteria for
         curing delinquencies set forth in the applicable Credit Card
         Guidelines.

         (b) The definition of "FCCF" is hereby amended to read in its entirety
as follows:

                  "FCCF" shall mean Fleet Credit Card Funding Trust, a Delaware
         business trust, and its successors and assigns.

         (c) The definition of "Requirements of Law" is hereby amended to read
in its entirety as follows:

                  "Requirements of Law" with respect to any Person shall mean
         the certificate of incorporation, certificate of formation, certificate
         of trust or articles of association and by-laws, limited liability
         company agreement, trust agreement or other organizational or governing
         documents of such Person, and any law, treaty, rule or regulation, or
         determination of an arbitrator or Governmental Authority, in each case
         applicable to or binding upon such Person or to which such Person is
         subject, whether Federal, state or local (including, without
         limitation, usury laws, the Federal Truth in Lending Act and Regulation
         Z and Regulation B of the Board of Governors of the Federal Reserve
         System).

         SECTION 3. Representations and Warranties of the Transferors Relating
to the Transferors. Subsections 2.03(a) and 2.03(b) of the Pooling and Servicing
Agreement shall be and hereby are amended to read in their entireties, as
follows:

        (a) Organization and Good Standing. Such Transferor is a national
        banking association, a corporation, a limited liability company or a
        business trust, duly organized, created or formed and validly existing
        in good standing under the laws of the jurisdiction of its organization,
        incorporation, creation or formation and has full power, authority and
        legal right to own its properties and conduct its consumer revolving
        lending business or its receivables purchase and transfer business as
        such properties are presently owned and such business is presently
        conducted, to execute, deliver and perform its obligations under the
        Receivables Purchase Agreement and each Assignment thereunder and under
        this Agreement and each Supplement and to execute and deliver to the
        Trustee the Certificates pursuant hereto.

        (b) Due Qualification. Such Transferor is duly qualified to do business
        and is in good standing as a foreign entity (or is exempt from such
        requirements), and has obtained all necessary licenses and approvals
        with respect to such Transferor, in each jurisdiction in which failure
        to so qualify or to obtain such licenses and approvals would render any
        Cardholder Agreement relating to an Account owned by such Transferor or
        any Receivable transferred to the Trustee by such Transferor
        unenforceable by such Transferor, the Servicer or the Trustee or would
        have a material adverse effect on the interests of the
        Certificateholders hereunder or under any Supplement; provided, however,
        that no representation or warranty is made with respect to any
        qualification, licenses or approvals which the Trustee has or may be
        required at any time to obtain, if any, in connection with the
        transactions contemplated hereby.

                                       2
<PAGE>
         SECTION 4. Covenants of the Transferors. Section 2.07 of the Pooling
and Servicing Agreement shall be and hereby is amended as follows:

         (a) Subsection 2.07(j)(i) is hereby amended to read in its entirety as
follows:

         (i) Maintain in full effect its existence, rights and franchises as a
         limited liability company or business trust under the laws of the state
         of its formation or creation and will obtain and preserve its
         qualification to do business in each jurisdiction in which such
         qualification is or shall be necessary to protect the validity and
         enforceability of this Agreement and the Receivables Purchase Agreement
         and each other instrument or agreement necessary or appropriate to
         proper administration hereof and permit and effectuate the transactions
         contemplated hereby.

         (b) Subsection 2.07(j)(vii) is hereby amended to read in its entirety
as follows:

         (vii) Conduct its affairs strictly in accordance with its
         organizational documents and observe all necessary, appropriate and
         customary formalities, including, but not limited to, holding all
         regular and special meetings of its governing board appropriate to
         authorize all actions of such Transferor, keeping separate and accurate
         minutes of such meetings, passing all resolutions or consents necessary
         to authorize actions taken or to be taken, and maintaining accurate and
         separate books, records and accounts, including, but not limited to,
         intercompany transaction accounts. Regular meetings of the governing
         board shall be held at least annually.

         (c) Subsection 2.07(j)(viii) is hereby amended to read in its entirety
as follows:

         (viii) Ensure that its governing board shall at all times include at
         least one Independent Director or Independent Trustee (for purposes
         hereof, "Independent Director" or "Independent Trustee" shall mean any
         member of the governing board of such Transferor that is not and has
         not at any time been (x) an officer, agent, advisor, consultant,
         attorney, accountant, employee or shareholder of any Affiliate of such
         Transferor which is not a special purpose entity, (y) a director of any
         Affiliate of such Transferor other than an independent director of any
         Affiliate which is a special purpose entity or (z) a member of the
         immediate family of any of the foregoing).

         (d) Subsection 2.07(j)(xv) is hereby amended to read in its entirety as
follows:

         (xv) Ensure that at all times it is adequately capitalized to engage in
         the transactions contemplated in its organizational documents.

         SECTION 5. Amendment to Exhibit A to the Pooling and Servicing
Agreement. Exhibit A to the Pooling and Servicing Agreement is hereby amended by
deleting the first sentence in the fourth paragraph and inserting the following
language:

                           This certifies that FLEET CREDIT CARD FUNDING TRUST
         is the registered owner of a fractional interest in the assets of a
         trust (the "Trust") not allocated to the Certificateholders' Interest
         or the interest of any holder of a Supplemental Certificate pursuant to
         the Amended and Restated Pooling and Servicing Agreement dated as of

                                       3
<PAGE>
         December 1, 1993, as amended and restated as of January 1, 2002 (as
         amended and supplemented, the "Agreement"), between Fleet Credit Card
         Funding Trust, a Delaware business trust ("FCCF"), as Transferor, Fleet
         Bank (RI), National Association, a national banking association, as
         Servicer, and Bankers Trust Company, a New York banking corporation, as
         trustee (the "Trustee").

         SECTION 6. Amendment to Exhibit B to the Pooling and Servicing
Agreement. Exhibit B to the Pooling and Servicing Agreement is hereby amended by
deleting "Fleet Credit Card Funding, LLC, a Delaware limited liability company"
in the introductory paragraph and inserting the following in its place:

                  Fleet Credit Card Funding Trust, a Delaware business trust

         SECTION 7. Amendment to Exhibit C to the Pooling and Servicing
Agreement. Exhibit C to the Pooling and Servicing Agreement is hereby amended by
deleting "Fleet Credit Card Funding, LLC, a Delaware limited liability company"
in the introductory paragraph and inserting the following in its place:

                  Fleet Credit Card Funding Trust, a Delaware business trust

         SECTION 8. Amendment to Exhibit D to the Pooling and Servicing
Agreement. Exhibit D to the Pooling and Servicing Agreement is hereby amended by
deleting "Fleet Credit Card Funding, LLC" in the introductory paragraph and
inserting "Fleet Credit Card Funding Trust" in its place.

         SECTION 9. Amendment to Exhibit E to the Pooling and Servicing
Agreement. Exhibit E to the Pooling and Servicing Agreement is hereby amended as
follows:

         (a)      The following addressee of Exhibit E-2 is hereby deleted:

                                    [Fleet Credit Card Funding, LLC
                                    680 Blair Mill Road
                                    Suite PA EH 066 01L
                                    Horsham, Pennsylvania  19044
                                    Attention: Linda Morris, General Counsel
                                    to Fleet Credit Card Funding, LLC]

and the following is inserted in its place:

                                    [Fleet Credit Card Funding Trust
                                    300 North Wakefield Drive
                                    Suite DE EH 60002P
                                    Newark, Delaware  19702
                                    Attention: President]

         (b) The last sentence is hereby amended by deleting "Fleet Credit Card
Funding, LLC" and inserting "Fleet Credit Card Funding Trust" in its place.

                                       4
<PAGE>
         SECTION 10. Effectiveness. The amendments provided for by this
Amendment shall become effective on the date (the "Effective Date") that each of
the following events occur:

                  (a) FCCF shall have delivered to the Trustee an Officer's
         Certificate from FCCF stating that FCCF reasonably believes that the
         execution and delivery of this Amendment will not have an Adverse
         Effect.

                  (b) FCCF shall have received from each Rating Agency written
         confirmation that the execution and delivery of this Amendment will not
         result in the reduction or withdrawal of its current rating of any
         outstanding Series or Class of Investor Certificates.

                  (c) Each of the parties hereto shall have received
         counterparts of this Amendment, duly executed by each of the parties
         hereto.

         SECTION 11. Pooling and Servicing Agreement in Full Force and Effect as
Amended. Except as specifically amended hereby, all of the terms and conditions
of the Pooling and Servicing Agreement shall remain in full force and effect.
All references to the Pooling and Servicing Agreement in any other document or
instrument shall be deemed to mean such Pooling and Servicing Agreement as
amended by this Amendment. This Amendment shall not constitute a novation of the
Pooling and Servicing Agreement, but shall constitute an amendment thereof. The
parties hereto agree to be bound by the terms and obligations of the Pooling and
Servicing Agreement, as amended by this Amendment, as though the terms and
obligations of the Pooling and Servicing Agreement were set forth herein.

         SECTION 12. Counterparts. This Amendment may be executed in any number
of counterparts and by separate parties hereto on separate counterparts, each of
which when executed shall be deemed an original, but all such counterparts taken
together shall constitute one and the same instrument.

         SECTION 13. Governing Law. THIS AMENDMENT SHALL BE GOVERNED BY AND
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE
TO ITS CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF
THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

                                       5
<PAGE>
                  IN WITNESS WHEREOF, the parties hereto have caused this
Amendment to the Pooling and Servicing Agreement to be duly executed by their
respective authorized officers as of the day and year first above written.

                                  FLEET BANK (RI), NATIONAL ASSOCIATION,
                                  Servicer

                                  By: /s/ Jeffrey A. Lipson
                                      -----------------------------------
                                        Name:     Jeffrey A. Lipson
                                        Title:    Vice President

                                  FLEET CREDIT CARD FUNDING TRUST,
                                  Transferor, formerly, Fleet Credit Card
                                  Funding,LLC

                                  By: /s/ Jeffrey A. Lipson
                                      -----------------------------------
                                        Name:     Jeffrey A. Lipson
                                        Title:    Vice President

                                  BANKERS TRUST COMPANY,
                                  not in its individual capacity,
                                  but solely as Trustee

                                  By: /s/ Peter Becker
                                      -----------------------------------
                                        Name:     Peter Becker
                                        Title:    Assistant Vice President

                  [Signature Page to Amendment Number 1 to the
              Amended and Restated Pooling and Servicing Agreement]

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}]]