Document:

F&M BANCORP            ACCOUNT ELECTION FORM        Shareowner Services(SM)
                                                    PO Box 64863
                                                    St. Paul, MN 55164-0863
                                                    1-800-468-9716

PLEASE NOTE: ONLY COMPLETE THOSE SECTIONS OF THE FORM THAT APPLY TO THE CHANGE
OR CHANGES YOU WOULD LIKE TO MAKE. THE SIGNATURES SECTION OF THIS FORM MUST
ALWAYS BE COMPLETED.
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                                       |             ACCOUNT NUMBER
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IF YOUR ADDRESS IS INCORRECT, PLEASE
COMPLETE THE CHANGE OF ADDRESS SECTION
OF THIS FORM AND RETURN IT TO WELLS FARGO
SHAREOWNER SERVICES(SM).

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CHANGE OF ADDRESS
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                                PLEASE PROVIDE YOUR DAY AND EVENING PHONE
                                NUMBERS TO ASSIST US IN PROCESSING YOUR REQUEST.

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Street Address or PO Box             Days:
                                     [ ] [ ] [ ] - [ ] [ ] [ ] - [ ] [ ] [ ] [ ]

                                     Evenings:
-------------------------------      [ ] [ ] [ ] - [ ] [ ] [ ] - [ ] [ ] [ ] [ ]
Apartment/Suite Number

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City        State      Zip Code

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DIVIDENDS
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IF YOU WOULD LIKE TO CHANGE YOUR REINVESTMENT OPTION, PLEASE CHECK THE
APPROPRIATE BOX BELOW.

[ ] FULL DIVIDEND REINVESTMENT. (Internal use only - RD)  I wish to reinvest all
    dividends from all shares registered in my name and held in my Plan account
    to purchase additional shares of F&M Bancorp common stock.

[ ] PARTIAL DIVIDEND REINVESTMENT. (Internal use only - RX) I wish to reinvest
    only a portion of dividends from stocks registered in my name and held in my
    Plan account to purchase additional shares of F&M Bancorp common stock.

    REMEMBER TO INDICATE THE PERCENTAGE OF DIVIDENDS TO BE RECEIVED IN CASH.

    _________ % OF DIVIDENDS TO BE REINVESTED IN F&M BANCORP COMMON STOCK
                (INCREMENTS OF 10%)
                 -----------------

    _________ % OF DIVIDENDS TO BE RECEIVED IN CASH (INCREMENTS OF 10%)
                                                     -----------------

    THE COMBINED TOTAL OF THE TWO PERCENTAGES ABOVE MUST EQUAL 100%.
                                                    ---------------

[ ] CASH PAYMENTS ONLY. (NO DIVIDEND REINVESTMENT). (Internal use only - RP) All
    dividends from all shares registered in my name and held in my Plan account
    will be paid directly to me in cash.

            ***UNDER EACH OF THE REINVESTMENT OPTIONS LISTED ABOVE,
               YOU MAY MAKE OPTIONAL CASH INVESTMENTS AT ANY TIME.***

<PAGE>

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AUTOMATIC CASH WITHDRAWAL AND INVESTMENT (ACH)
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To have your cash investment automatically withdrawn from your checking or
savings account each month, provide the information requested below.

                          DIAGRAM OF SAMPLE BANK CHECK
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     Your Name                                        _____________________ 1001
     123 Your Street                                           Date
     Anytown, ST 99999-9999

     Pay to the order of: _______***VOID***____________________$  XX.XX

            XX Dollars and ------------------------00/XX
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               |:09000019|                               3572985094|| 1001
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          Bank (ABA) Routing Number                     Bank Account Number

[ ] Please discontinue my automatic investments. (Remember to have all owners
    sign the form.)

[ ] I would like to change the amount withdrawn from my bank account. (Fill out
    the Authorization portion of this section and have all owners sign the
    form.)

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BANK ACCOUNT INFORMATION
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            [ ] Checking     [ ] Savings

PLEASE ATTACH A VOIDED CHECK OR ACCOUNT DEPOSIT SLIP FOR ACCOUNT VERIFICATION.

___________________________________________________________
Name of Financial Institution

___________________________________________________________
Bank Account Number                          Bank Telephone

_____   _____   _____   _____   _____   _____   _____   _____   _____
ABA Routing Number* - Number ALWAYS begins with 0, 1, 2 or 3

___________________________________________________________
Mailing Address of Bank

___________________________________________________________
City                                           State    Zip

AUTHORIZATION
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I(we) hereby authorize Wells Fargo Bank Minnesota, N.A. to electronically
withdraw from my(our) account

$____________.00 per month ($100.00 minimum/$3,000.00 monthly maximum) for
investment under the terms of the Plan. This authority remains in effect until I
cancel it in writing. If your account has been previously authorized for
telephone transaction privileges, you can cancel by calling Shareowner Services
at 1-800-468-9716. Please see Telephone Transaction Privileges section to
establish telephone privileges.

I have attached a voided check or deposit slip.

Note: A medallion signature guarantee is necessary if the name(s) on the bank
        -----------------------------
      account is/are different from the name(s) on the shareowner account.

      * Please contact your bank or financial institution to verify your ABA
      number. Electronic withdrawals can only be made from banks or financial
      institutions operating in the United States. All withdrawals must be made
      in U.S. funds.

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TELEPHONE TRANSACTION PRIVILEGES
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[ ] By checking here, I hereby authorize Wells Fargo Bank Minnesota, N.A. to
    establish telephone privileges for my account within the restrictions set
    forth in the Plan. My choice for 4-digit NUMERIC Personal Identification
    Number (PIN) is:
                                                                 [ ] [ ] [ ] [ ]

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SIGNATURES
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IMPORTANT: ALL JOINT OWNERS MUST SIGN.

By signing this form, I (we) certify that I (we) have received and read the
prospectus describing the F&M Bancorp Direct Purchase and Dividend Reinvestment
Plan and hereby request that my (our) Plan account be modified to reflect all
the elections made above. I understand that participation is subject to the
terms and conditions of the Plan as set forth in the brochure.

For joint owners: I understand that if "Telephone Transaction Privileges" is
completed above, Wells Fargo Bank Minnesota, N.A. will be authorized to effect
transactions in my Plan account (including sales of shares held in the account)
pursuant to telephone instructions of the joint owner of the account without any
approval or other action on my part.

______________________________________________________
Stockholder Signature                             Date

______________________________________________________
2nd Stockholder Signature (if joint ownership)    Date

______________________________________________________
3rd Stockholder Signature (if joint ownership)    DatePrepared by R.R. Donnelley Financial -- Consent of KPMG LLP

 EXHIBIT 10.1 
  
 INDEPENDENT AUDITORS’ CONSENT 
  
 The Board of Directors

 BakBone Software Incorporated: 
  
 We consent to the inclusion of our report dated June 5, 2002, with respect to the consolidated balance sheets of BakBone Software Incorporated as of March 31, 2002 and 2001, and the related
consolidated statements of operations, shareholders’ equity, and cash flows for the year ended March 31, 2002, the eleven months ended March 31, 2001, and the year ended April 30, 2000, which report appears in the annual report on Form 20-F of
BakBone Software Incorporated. 
  
 KPMG LLP 
  

San Diego, California 
 June 14, 2002Exhibit 4.1
                                 [FACE OF NOTE]

REGISTERED                                                          REGISTERED

NO. 001                                                      PRINCIPAL AMOUNT

CUSIP NO. 75621 L AF 1                                            $50,000,000

         UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO THE ISSUER OR ITS
AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT AND ANY NOTE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC AND ANY PAYMENT IS MADE TO CEDE & CO., OR
TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC,
ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY
PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN
INTEREST HEREIN.

         UNLESS AND UNTIL THIS NOTE IS EXCHANGED IN WHOLE OR IN PART FOR NOTES
IN CERTIFICATED FORM, THIS NOTE MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY DTC
TO A NOMINEE THEREOF OR BY A NOMINEE THEREOF TO DTC OR ANOTHER NOMINEE OF DTC
OR BY DTC OR ANY SUCH NOMINEE TO A SUCCESSOR OF DTC OR A NOMINEE OF SUCH
SUCCESSOR.

                      RECKSON OPERATING PARTNERSHIP, L.P.

                              6.00% Note due 2007

         Reckson Operating Partnership, L.P., a limited partnership duly
organized and existing under the laws of Delaware (the "Issuer," which term
includes any successor thereto under the Indenture (as defined on the reverse
hereof)), for value received, hereby promises to pay to Cede & Co. c/o The
Depository Trust Company, or its registered assigns, the principal amount of
$50,000,000 on June 15, 2007 (the "Stated Maturity Date"), unless redeemed on
any Redemption Date (as defined on the reverse hereof) in accordance with the
provisions set forth on the reverse hereof (the Stated Maturity Date or any
Redemption Date is referred to herein as the "Maturity Date" with respect to
the principal repayable on such date) and to pay interest on the outstanding
principal amount hereof semiannually in arrears on June 15 and December 15 of
each year, commencing on December 15, 2002 (each, an "Interest Payment Date"),
at the rate of 6.00% per annum, until payment of said principal has been made
or duly provided for. Interest on this Note on an Interest Payment Date will
accrue from and including the immediately preceding Interest Payment Date to
which interest has been paid or duly provided for, or from and including June
17, 2002 if no interest has been paid or duly provided for, to but excluding
the applicable Interest Payment Date or the Maturity Date, as the case may be.
Interest on this Note will be computed on the basis of a 360-day year
consisting of twelve 30-day months.

         The interest so payable and punctually paid or duly provided for on
any Interest Payment Date will be paid to the Holder in which name this Note
(or one or more predecessor Notes) is registered in the Security Register at
the close of business on the "Regular Record Date" for such payment, which
shall be the June 1 or December 1, as the case may be, immediately preceding
such Interest Payment Date (regardless of whether such day is a Business Day
(as defined below)). Any such interest not so

<PAGE>

punctually paid or duly provided for shall forthwith cease to be payable to the
Holder on such Regular Record Date, and shall be paid to the Person in whose
name this Note (or one or more predecessor Notes) is registered at the close of
business on a subsequent Special Record Date for the payment of such defaulted
interest (which shall be not more than 15 days and not less than 10 Business
Days prior to the date of the payment of such defaulted interest) established
by notice given by mail by or on behalf of the Issuer to the Holders of the
Notes not less than 10 days preceding such subsequent Special Record Date, or
may be paid at any time in any other lawful manner, all as more fully provided
in the Indenture.

         The principal of, and the Make-Whole Amount (as defined on the reverse
hereof), if any, with respect to, this Note payable on the Maturity Date will
be paid against presentation and surrender of this Note at the office or agency
of the Issuer maintained for that purpose in The City of New York. The Issuer
hereby initially designates the Corporate Trust Office of the Trustee at 101
Barclay Street, Floor 21 West, New York, New York 10286 as the office to be
maintained by it where Notes may be presented for payment, registration of
transfer or exchange and where notices or demands to or upon the Issuer in
respect of the Notes or the Indenture may be served.

         If any Interest Payment Date or the Maturity Date falls on a day that
is not a Business Day, the payment required to be made on such date will,
instead, be made on the next Business Day with the same force and effect as if
it were made on the date such payment was due, and no interest shall accrue on
the amount so payable for the period from and after such Interest Payment Date
or the Maturity Date, as the case may be. "Business Day" means any day, other
than a Saturday, a Sunday or other day on which banking institutions in The
City of New York are authorized or required by law, regulation or executive
order to be closed.

         Payments of principal, Make-Whole Amount, if any, and interest in
respect of this Note will be made in such coin or currency of the United States
of America as at the time of payment is legal tender for the payment of public
and private debts (i) in the case of payments on the Maturity Date, in
immediately available funds and (ii) in the case of payments on an Interest
Payment Date, at the option of the Issuer, by check mailed to the Holder
entitled thereto at the applicable address appearing in the Security Register
or by transfer of immediately available funds to an account maintained by the
payee with a bank located in the United States of America; provided, however,
that so long as Cede & Co. is the Holder of this Note, payments of interest on
an Interest Payment Date will be made in immediately available funds.

         Reference is made to the further provisions of this Note set forth on
the reverse hereof. Such further provisions shall for all purposes have the
same effect as though fully set forth at this place.

         This Note shall not be entitled to the benefits of the Indenture or be
valid or become obligatory for any purpose until the certificate of
authentication hereon shall have been executed by manual signature by the
Trustee.

                                       2
<PAGE>

         IN WITNESS WHEREOF, the Issuer has caused this Note to be signed
manually or by facsimile by an authorized signatory.

Dated:  June 17, 2002

                               RECKSON OPERATING PARTNERSHIP, L.P.,
                                  as Issuer

                               By: RECKSON ASSOCIATES REALTY CORP.,
                                  as General Partner

                               By:  ___________________________
                                    Name:
                                    Title:
Attest:

____________________
Name:
Title:

                    TRUSTEE'S CERTIFICATE OF AUTHENTICATION

         This is one of the Securities of the series designated therein
referred to in the within-mentioned Indenture.

                                          THE BANK OF NEW YORK,
                                          --------------------
                                             as Trustee

                       By:_______________________________
                              Authorized Signatory

                                       3
<PAGE>

                               [REVERSE OF NOTE]

                      RECKSON OPERATING PARTNERSHIP, L.P.

                              6.00% Note due 2007

         This Note is one of a duly authorized issue of debentures, notes,
bonds, or other evidences of indebtedness of the Issuer (hereinafter called the
"Securities") of the series hereinafter specified, all issued or to be issued
under and pursuant to an Indenture, dated as of March 26, 1999 (the
"Indenture"), duly executed and delivered by the Issuer and Reckson Associates
Realty Corp., a Maryland corporation ("Reckson Associates"), as guarantor, if
applicable, to The Bank of New York, as trustee (the "Trustee," which term
includes any successor trustee under the Indenture with respect to the series
of Securities of which this Note is a part), and reference is hereby made to
the Indenture, and all modifications and amendments and indentures supplemental
thereto relating to the Notes, for a description of the rights, limitations of
rights, obligations, duties, and immunities thereunder of the Trustee, the
Issuer and the Holders of the Notes and the terms upon which the Notes are
authenticated and delivered. The Securities may be issued in one or more
series, which different series may be issued in various aggregate principal
amounts, may mature at different times, may accrue interest (if any) at
different rates or formulas and may otherwise vary as provided in the
Indenture. This Note is one of a series of Securities designated as the "6.00%
Notes due 2007" of the Issuer, initially limited (except as permitted under the
Indenture) in aggregate principal amount to $50,000,000. The Notes are not
guaranteed by Reckson Associates.

         The Issuer may redeem this Note, at any time in whole or form time to
time in part, at the option of the Issuer, at a redemption price equal to the
sum of (i) the principal amount being redeemed plus accrued interest thereon to
the date fixed for redemption (the "Redemption Date") and (ii) the Make-Whole
Amount, if any, with respect thereto (the "Redemption Price"); provided,
however, that interest installments due on an Interest Payment Date which is on
or prior to the Redemption Date will be payable to the Holder hereof (or one or
more predecessor Notes) as of the close of business on the Regular Record Date
preceding such Interest Payment Date. If notice has been given as provided in
the Indenture and funds for the redemption of this Note or any part thereof
called for redemption shall have been made available on the Redemption Date,
this Note or such part thereof will cease to bear interest on the Redemption
Date referred to in such notice and the only right of the Holder will be to
receive payment of the Redemption Price. Notice of any optional redemption of
any Notes will be given to the Holder hereof (in accordance with the provisions
of the Indenture), not more than 60 nor less than 30 days prior to the
Redemption Date. The notice of redemption will specify, among other things, the
Redemption Price and the principal amount of Notes to be redeemed. In the event
of redemption of this Note in part only, a new Note of like tenor for the
unredeemed portion hereof and otherwise having the same terms and provisions as
this Note shall be issued by the Issuer in the name of the Holder hereof upon
the presentation and surrender hereof.

         "Make-Whole Amount" means the excess, if any, of (i) the aggregate
present value as of the Redemption Date of each dollar of principal being
redeemed and the amount of interest (exclusive of interest accrued to the
Redemption Date) that would have been payable in respect of each such dollar if
such redemption had not been made, determined by discounting, on a semi-annual
basis, such principal and interest at the Reinvestment Rate (determined on the
third Business Day preceding the date such notice of redemption is given) from
the respective dates on which such principal and interest would have been
payable if such redemption had not been made, to the Redemption Date over (ii)
the aggregate principal amount being redeemed.

                                       4
<PAGE>

         "Reinvestment Rate" means 0.25% plus the arithmetic mean of the yields
under the heading "Week Ending" published in the most recent Statistical
Release under the caption "Treasury Constant Maturities" for the maturity
(rounded to the nearest month) corresponding to the remaining life to maturity,
as of the Redemption Date, of the principal being redeemed. If no maturity
exactly corresponds to such maturity, yields for the two published maturities
most closely corresponding to such maturity shall be calculated pursuant to the
immediately preceding sentence and the Reinvestment Rate shall be interpolated
or extrapolated from such yields on a straight-line basis, rounding each of
such relevant periods to the nearest month. For the purpose of calculating the
Reinvestment Rate, the most recent Statistical Release published prior to the
date of determination of the Make-Whole Amount shall be used.

         "Statistical Release" means the statistical release designated "H.15
(519)" or any successor publication which is published weekly by the Board of
Governors of the Federal Reserve System and which establishes yields on
actively traded Untied States government securities adjusted to constant
maturities or, if such statistical release is not published at the time of any
determination under the indenture, then such other reasonably comparable index
designated by the Issuer.

         This Note is not subject to repayment at the option of the Holder
thereof. Furthermore, this Note is not entitled to the benefit of, and is not
subject to, any sinking fund.

         In case an Event of Default with respect to this Note shall have
occurred and be continuing, the principal hereof may be declared, and upon such
declaration shall become, due and payable, in the manner, with the effect, and
subject to the conditions, provided in the Indenture.

         The Indenture permits, with certain exceptions as therein provided,
the amendment thereof and the modification of the rights and obligations of the
Issuer and, if applicable, the Guarantor, and the rights of the Holders of the
Securities under the Indenture at any time by the Issuer and, if applicable,
the Guarantor, and the Trustee with the consent of the Holders of a majority in
the aggregate principal amount of Securities of any series issued under the
Indenture at the time Outstanding and affected thereby. Furthermore, provisions
in the Indenture permit the Holders of a majority in the aggregate principal
amount of the Outstanding Securities of any series, in certain instances, to
waive, on behalf of all of the Holders of Securities of such series, certain
past defaults under the Indenture and their consequences. Any such waiver by
the Holder of this Note shall be conclusive and binding upon such Holder and
upon all future Holders of this Note and other Notes issued upon the
registration of transfer hereof or in exchange hereof, or in lieu hereof,
whether or not notation of such consent or waiver is made upon this Note.

         No reference herein to the Indenture and no provision of this Note or
the Indenture shall alter or impair the obligation of the Issuer, which is
absolute and unconditional, to pay the principal of, and Make-Whole Amount, if
any, with respect to, and interest on, this Note in the manner, at the
respective times, at the rate and in the coin or currency herein prescribed.

         This Note is issuable only in fully registered form, without coupons,
in denominations of $1,000 and integral multiples thereof. This Note may be
exchanged for a like aggregate principal amount of Notes of other authorized
denominations at the office or agency of the Issuer in The City of New York, in
the manner and subject to the limitations provided herein and in the Indenture,
but without the payment of any charge except for any tax or other governmental
charge imposed in connection therewith.

         Upon due presentment for registration of transfer of this Note at the
office or agency of the Issuer in The City of New York, one or more new Notes
of authorized denominations in an equal aggregate principal amount will be
issued to the transferee in exchange therefor, subject to the limitations
provided

                                       5
<PAGE>

herein and in the Indenture, but without payment of any charge except for any
tax or other governmental charge imposed in connection therewith.

         The Issuer or the Trustee and any authorized agent of the Issuer or
the Trustee may deem and treat the Person in whose name this Note is registered
as the Holder and absolute owner of this Note (whether or not this Note shall
be overdue and notwithstanding any notation of ownership or other writing
hereon), for the purpose of receiving payment of, or on account of, the
principal of or Make-Whole Amount, if any, with respect to, or subject to the
provisions on the face hereof, interest on, this Note and for all other
purposes, and none of the Issuer, the Trustee or any authorized agent of the
Issuer or the Trustee shall be affected by any notice to the contrary.

         The Indenture and this Note shall be deemed to be a contract under the
laws of the State of New York, and for all purposes shall be governed by and
construed in accordance with the laws of such State, without giving effect to
any conflict of law principles.

         Capitalized terms used but not otherwise defined herein shall have the
respective meanings assigned to them in the Indenture.

                                       6

<PAGE>

                                   ASSIGNMENT

         FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto__________________________________________________________

__________________________________________________________________________.

PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE

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                  (Please print or Typewrite Name and Address
                     Including Postal Zip Code of Assignee)

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the within Note and all rights thereunder, and hereby irrevocably constitutes
and appoints ________________________________________________________________

_____________________________________________________________________________

to transfer said Note on the books of the Issuer, with full power of
substitution in the premises.

Dated:__________________________

Signature Guaranteed

-----------------------------------       -----------------------------------
NOTICE: Signature must be                 NOTICE: The signature to this
guaranteed by an eligible Guarantor       Assignment must correspond with the
Institution (banks, stockbrokers,         name as written upon the face of
savings and loan associations and         the within Note in every
credit unions) with membership in         particular, without alteration or
an approved signature guarantee           enlargement or any change whatever.
medallion program pursuant to
Securities and Exchange Commission
Rule 17Ad-15.

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