Document:

<PAGE>

                                                                   Exhibit 10.19

         [Certain portions of this Exhibit have been omitted based upon a
request for confidential treatment pursuant to Rule 24b-2 under the Securities
Exchange Act of 1934. Omitted portions: Sections 2 (in part), 4.1 (in part), 5
(in part), 6 (in part), 11 (in part), 12 (in part), 15 (in part), 16 (in its
entirety), and 18.2 (in part). Omitted portions have been filed separately with
the Securities and Exchange Commission.]

FRANCE TELECOM
MOBILES

DIRECTION DES OPERATIONS ET DU DEVELOPPEMENT
DIRECTION DES ACHATS ET DU CONTROLE DE GESTION
41-45 BOULEVARD ROMAIN ROLLAND
75672 PARIS CEDEX 14

CONTRACT    99 8G ...

EXPERIMENTATION OF THE
"GSM  LOCALISATION"
SERVICE

SUPPLIER :
CELLPOINT SYSTEMS AB

<PAGE>

BETWEEN :

            FRANCE TELECOM,

            A "societe anonyme" i.e. French-law joint stock company, with
            capital of 4,098,458,244 EUROS, entered on the Trade and Companies
            Register of Paris, France, under the n(degree) 380 129 866, whose
            address for service for the purposes of the present contract is
            41-45 Boulevard Romain Rolland - F-75672 Paris cedex 14, represented
            by the signatory of the present Contract,

            AND

            CELLPOINT SYSTEMS

            Company : Cellpoint Systems AB

            With capital of :

            ..........................................
            Entered on the Trade and Companies Register of :

            ............................................................
            Registered office : Sofiellundsvagen 4, 191 47 Sollentuna,
            Sweden
            Represented by : Guy Redford

            Hereinafter "the Parties"

                   IT HAS BEEN AGREED AND DECIDED AS FOLLOWS :

                                       2
<PAGE>

                                TABLE OF CONTENTS

DEFINITIONS..................................................................4

ARTICLE 1 - PURPOSE OF THE CONTRACT..........................................5
ARTICLE 2 - EXECUTION OF THE SERVICES........................................5
ARTICLE 3 - TERM OF THE CONTRACT.............................................5
ARTICLE 4 - THE PARTIES' OBLIGATIONS.........................................6
ARTICLE 5 - CONTRACTUAL DOCUMENTS............................................7
ARTICLE 6 - AMOUNT OF THE CONTRACT...........................................7
ARTICLE 7 - TERMS AND CONDITIONS FOR DRAWING UP PRICES.......................7
ARTICLE 8 - LETTERS OF ORDER.................................................8
ARTICLE 9 - INVOICING........................................................8
ARTICLE 10 - METHODS OF PAYMENT..............................................9
ARTICLE 11 - TERMS AND CONDITIONS OF PAYMENT.................................9
ARTICLE 12 - PROGRESS REPORT.................................................9
ARTICLE 13 - HOST SITES.....................................................10
ARTICLE 14 - VALIDATION OF OPERATIONS.......................................10
ARTICLE 15 - QUALITY CRITERIA...............................................11
ARTICLE 16 - EXCLUSIVITY....................................................11
ARTICLE 17 - LIABILITY......................................................11
ARTICLE 18 - RIGHTS ARISING FROM INTELLECTUAL CREATION......................12
ARTICLE 19 - THE YEAR 2000..................................................13
ARTICLE 20 - COMPETENCE.....................................................14
ARTICLE 21 - LANGUAGE.......................................................14
ARTICLE 22 - RIGHT OF TRANSFER..............................................14
ARTICLE 23 - INTEGRALITY....................................................14

APPENDIX 1 : SPECIFICATIONS.................................................16
APPENDIX 2 : PRICE LIST.....................................................17
APPENDIX 3 : TESTS SPECIFICATIONS...........................................18
APPENDIX 4 : TECHNICAL SPECIFICATIONS.......................................19
APPENDIX 5 : STANDARD TERMS AND CONDITIONS OF PURCHASE......................20

                                       3
<PAGE>

                                   DEFINITIONS

BLOCKING IRREGULARITY : This means an irregularity making it impossible to issue
the Official Technical Appraisal Report.

SPECIFICATIONS : This means the document issued by FT setting out the technical
and operational specifications for the localisation service.

TECHNICAL APPRAISAL : This means the technical tests carried out by FT with the
assistance of Cellpoint Systems, making it possible to issue the official
Technical Appraisal Report.

EXPERIMENTATION : This includes the Technical Appraisal phase and commercial
experimentation.

COMMERCIAL EXPERIMENTATION : Commercial experimentation follows acceptance of
the Technical Appraisal. This phase makes it possible to carry out
experimentation under real localisation service conditions as defined in the
specifications.

ORDER LETTER : This is the document issued by FT, binding it firmly. It sets out
the price, the types of services, the quantities and the time-limits for
providing them.

MAINTENANCE : This means all services and action ensured by Cellpoint Systems,
in order to ensure maximum reliability of the System.

OFFICIAL TECHNICAL APPRAISAL REPORT : This is a document drawn up by FT, signed
by the Parties, officially acknowledging delivery of the system and making it
possible to declare acceptance of the latter.

OFFICIAL EXPERIMENTATION ACCEPTANCE REPORT : This is a document drawn up by FT,
signed by the Parties, officially acknowledging acceptance of Experimentation,
and making it possible to declare said acceptance of the system, possibly
accompanied by reserves.

SERVER : This refers to Cellpoint Systems' platform. This platform is the
support which makes it possible to check that Cellpoint Systems' services are in
conformity with the operational and technical specifications set out in the
contractual documents. The Server is made up of the actual platform itself and
the associated software.

TECHNICAL SPECIFICATIONS : This is the document issued by Cellpoint Systems,
containing all of the technical information inherent to the System being
experimented.

SYSTEM : This refers to all of the means (software, material and equipment,
operating environment) necessary for the supply of the GSM localisation service,
and all of the means which Cellpoint Systems hereby undertakes to made available
to FT, which shall be in conformity with that which is defined in the present
contract in terms of resources, capacities, and functions.

TECHNICAL TESTS : This refers to all of the tests carried out by FT during the
Technical Appraisal, as defined in the Tests specifications (appendix 3).

                                       4
<PAGE>

ARTICLE 1 - PURPOSE OF THE CONTRACT

The purpose of the present contract is to entrust Cellpoint Systems with the
execution of services necessary for Experimentation by FT of a fleet
localisation and management GSM service, as defined in the specifications under
the reference number FTM/DIP/SVA/PR/98/loc/CDC-CPS dated 22 December 1998.

The parties hereby expressly agree that the present contract shall only be
entered into for the purpose of carrying out Experimentation, and that the
provisions thereof do not stipulate that the parties undertake to enter into a
contract again, under any form whatsoever, for the purpose of operating the
service concerned by Experimentation, commercially.

ARTICLE 2 - EXECUTION OF THE SERVICES

The present contract is made up of two batches, one of which is conditional.

- BATCH 1: TECHNICAL APPRAISAL

FTM shall carry out the Technical Tests for the GSM localisation system proposed
by Cellpoint Systems. These technical tests shall be carried out in Cellpoint
Systems' premises in Sweden. This phase shall begin on [Omitted based upon a
request for confidential treatment pursuant to Rule 24b-2 under the Securities
Exchange Act of 1934. The omitted portion has been filed separately with the
Securities and Exchange Commission.], and end when FTM issues the official
Technical Appraisal Acceptance Report. This phase shall last [Omitted based
upon a request for confidential treatment pursuant to Rule 24b-2 under the
Securities Exchange Act of 1934. The omitted portion has been filed separately
with the Securities and Exchange Commission.].

- BATCH 2 : COMMERCIAL EXPERIMENTATION

This phase shall be subject to FTM's issuing an Official Technical Appraisal
Acceptance Report. It shall begin at the latest one month after said official
report has been issued, and shall end either when FTM issues the Official
Experimentation Acceptance Report, or on October 3. This phase shall last
[Omitted based upon a request for confidential treatment pursuant to Rule 24b-2
under the Securities Exchange Act of 1934. The omitted portion has been filed
separately with the Securities and Exchange Commission.]

ARTICLE 3 - TERM OF THE CONTRACT

The contract shall take effect on 3 May 1999, and shall end on the first of the
two following dates:

      - The date on which the Official Experimentation Acceptance Report is
issued
      - 3 October 1999, if the Official Experimentation Acceptance Report
has not been issued at said date.

                                       5
<PAGE>

ARTICLE 4 - THE PARTIES' OBLIGATIONS

4.1. CELLPOINT SYSTEMS' OBLIGATIONS

In order to enable FT to carry out the Technical Tests and commercial
Experimentation of the GSM localisation system, Cellpoint Systems shall supply
and/or make available to FT, continuously, throughout the entire term of the
present contract, unless the parties agree otherwise :

_  the GSM localisation service [Omitted based upon a request for confidential
treatment pursuant to Rule 24b-2 under the Securities Exchange Act of 1934. The
omitted portion has been filed separately with the Securities and Exchange
Commission.];

   to do so, Cellpoint Systems hereby undertakes to make available to FTM the
   system as described in appendix 4, principally made up of a Cellpoint Systems
   server linked up to the Itineris network, and to operate and maintain it.
   [Omitted based upon a request for confidential treatment pursuant to Rule
   24b-2 under the Securities Exchange Act of 1934. The omitted portion has
   been filed separately with the Securities and Exchange Commission.];

   technical assistance - Cellpoint Systems hereby undertakes to provide FT,
   as of the contract's coming into effect, with a telephone hotline number
   and to ensure this assistance service during business hours and business
   days i.e. 5 days per week from 8 a.m. until 7 p.m. (French time).
   Technical assistance shall be provided in the French or English languages;

_  with all elements and information required for the production of SIM cards,
   responsible for adequate SIM Tool Kit implementation;

_  support for the FT Hot Line;

_  all documentation concerning the System which FT might require in order to
   carry out Experimentation of the GSM localisation service;

_  training - during the commercial Experimentation phase, Cellpoint Systems
   shall ensure [Omitted based upon a request for confidential treatment
   pursuant to Rule 24b-2 under the Securities Exchange Act of 1934. The
   omitted portion has been filed separately with the Securities and Exchange
   Commission.] of training, in the English language to 5 persons
   representing FT.

4.2. FT 'S OBLIGATIONS

FT hereby undertakes to :

_  provide test customers, responsible for testing the service during the
   commercial experimentation phase, with compatible STK terminals equipped with
   SIM cards, including downloading of the STK application, subject to Cellpoint
   Systems providing all elements necessary for the production of said SIM
   cards.

_  provide technical documentation to each user of the service at the beginning
   of the commercial experimentation phase.

_  provide geographical configuration data for the network.

                                       6
<PAGE>

ARTICLE 5 - CONTRACTUAL DOCUMENTS

With respect to interpretation of the present contract, the body of the contract
shall prevail over the content of the appendices, and the contractual documents
are, by decreasing order of priority, as follows :

1 - The text of the present contract and its appendices :

[Omitted based upon a request for confidential treatment pursuant to Rule
24b-2 under the Securities Exchange Act of 1934. The omitted portion has
been filed separately with the Securities and Exchange Commission.]

2 - Order letters

ARTICLE 6 - AMOUNT OF THE CONTRACT

The amount of orders to be placed by FT under the present contract shall be
between :

a minimum of : [Omitted based upon a request for confidential treatment
pursuant to Rule 24b-2 under the Securities Exchange Act of 1934. The omitted
portion has been filed separately with the Securities and Exchange Commission.]
FF before tax
i.e. : [Omitted based upon a request for confidential treatment pursuant to
Rule 24b-2 under the Securities Exchange Act of 1934. The omitted portion has
been filed separately with the Securities and Exchange Commission.]
French francs before tax

a maximum of : [Omitted based upon a request for confidential treatment pursuant
to Rule 24b-2 under the Securities Exchange Act of 1934. The omitted portion has
been filed separately with the Securities and Exchange Commission.]
FF before tax
i.e. : [Omitted based upon a request for confidential treatment pursuant
to Rule 24b-2 under the Securities Exchange Act of 1934. The omitted portion
has been filed separately with the Securities and Exchange Commission.] French
francs before tax

Only the minimum amount of orders shall constitute a firm undertaking for FT.

ARTICLE 7 - TERMS AND CONDITIONS FOR DRAWING UP PRICES

7.1. DETERMINING PRICES

The price of the contract shall be determined on the basis of the unit price
shown in the price list appended to the present contract (Appendix 2). This is a
firm, final price, drawn up in French francs. Invoicing and payments shall be
made exclusively in French francs.

7.2. PRICE LIST

The price list is an open one and may be completed if necessary by FT.

                                       7
<PAGE>

7.3. X25 LINKS

Should it be necessary for X25 links to be set up by Cellpoint Systems for the
execution of the present contract, the parties hereby agree that Cellpoint
Systems shall be responsible for ordering and installing them. FT hereby
undertakes to reimburse Cellpoint Systems, on presentation of an invoice, for
the amounts involved in the installation, opening, subscription and consumption
of these lines. The X25 links may only be used by Cellpoint Systems for the
execution of services covered by the present contract. At the term of the
contract, or if the latter is terminated for any reason whatsoever, Cellpoint
Systems shall have a maximum time limit of fifteen days to inform Global One of
the termination of contracts relating to execution of the present contract.
Should Cellpoint Systems fail to comply with this time limit, it shall incur all
costs connected to the X25 links, as of the term of the present contract or the
date on which it is terminated.

7.4. TAX

The price of the present contract shall be subject to value added tax (V.A.T.)
at the legal rate in force on the date of invoicing.

ARTICLE 8 - LETTERS OF ORDER

Letters of order issued shall bear :

          - reference to the present contract, a number, a date.
          - the designation, reference and price of the service ordered, in
            conformity with Cellpoint Systems' offer.
          - the places and time limits for delivery.

Throughout the entire term of the contract, FT may issue orders. If the duration
of an order is greater than that of the present contract, the clauses of the
present contract concerning execution or interpretation of the order shall
remain in force until the order expires.

ARTICLE 9 - INVOICING

The services shall be paid, on presentation of an invoice. Invoices concerning
payment shall be sent in triplicate to the following address :

                             FRANCE TELECOM MOBILES
                           DCCG - SERVICE COMPTABILITE
                         41-45, BOULEVARD ROMAIN ROLLAND
                             F-75672 PARIS CEDEX 14

Cellpoint Systems shall, obligatorily, set out the reference numbers of the
contract on all invoices, in order to facilitate payment thereof. Cellpoint
Systems shall indicate, on its invoice, the date payment must take place. This
date shall be equal, at the earliest, to t + 60 days, "t"

                                        8
<PAGE>

being the date of issue of the invoice by Cellpoint Systems, and the latter date
shall not be prior to the occurrence giving rise to the drawing up of the
invoice.

ARTICLE 10 - METHODS OF PAYMENT

FT shall properly settle all amounts due under the present contract, by bank
transfer thereof to an account opened in the name of Cellpoint Systems, the
reference numbers of which shall be shown on each of the invoices. Full payment
shall only be made on condition that FT deems that the Experimentation results
are in conformity with those defined in the present contract.

Should, at the term of this contract, FT decide to enter into a contract with
Cellpoint Systems to provide its customers with the GSM localisation service,
Cellpoint Systems hereby undertakes to draw up a credit note for FT
corresponding to the amount of the present contract, and to deduct it from the
first invoice concerning the commercial start-up contract, and the following
invoices if necessary.

Should the Official Experimentation Acceptance Report not be issued before
October 3, Cellpoint Systems shall be bound to reimburse FT for all amounts paid
to it by FT under the present contract.

ARTICLE 11 - TERMS AND CONDITIONS OF PAYMENT

Invoices shall be issued in accordance with the following terms and conditions :

[Omitted based upon a request for confidential treatment pursuant to Rule 24b-2
under the Securities Exchange Act of 1934. The omitted portion has been filed
separately with the Securities and Exchange Commission.]

ARTICLE 12 - PROGRESS REPORT

Cellpoint Systems hereby undertakes to supply [Omitted based upon a request for
confidential treatment pursuant to Rule 24b-2 under the Securities Exchange Act
of 1934. The omitted portion has been filed separately with the Securities and
Exchange Commission.], a detailed report setting out :

- services executed
- a detailed schedule of tasks to be continued or begun
- indicator follow-up

                                        9
<PAGE>

The reports shall be sent by Fax to [Omitted based upon a request for
confidential treatment pursuant to Rule 24b-2 under the Securities Exchange
Act of 1934. The omitted portion has been filed separately with the Securities
and Exchange Commission.]. A final overall report shall be supplied by Cellpoint
Systems [Omitted based upon a request for confidential treatment pursuant
to Rule 24b-2 under the Securities Exchange Act of 1934. The omitted portion has
been filed separately with the Securities and Exchange Commission.] before
Experimentation is deemed to have finished, in order to allow for issue of the
Official Experimentation Acceptance Report.

ARTICLE 13 - HOST SITES

                                CELLPOINT SYSTEMS
                                SOFIELUNDSVAGEN 4
                               S-191 47 SOLLENTUNA
                                     SWEDEN

The server shall be installed on the abovementioned host site, in premises
fitted out by Cellpoint Systems, at its own expense and under its own
responsibility, for the purpose of being equipped with telecommunications
infrastructure equipment. Should the equipment be moved, Cellpoint Systems
hereby undertakes to inform FT [Omitted based upon a request for confidential
treatment pursuant to Rule 24b-2 under the Securities Exchange Act of 1934. The
omitted portion has been filed separately with the Securities and Exchange
Commission.] in advance, before moving begins. Cellpoint Systems hereby
undertakes to carry out said moving of equipment, without interrupting the
service.

It shall be Cellpoint Systems' responsibility to take all measures necessary to
prevent accidents, which could harm the proper operation of the present
contract.

Cellpoint Systems hereby undertakes to grant unrestricted access to the entire
system hosted in its premises, to any FT personnel who may have to work there.

ARTICLE 14 - VALIDATION OF OPERATIONS

-  Stage 1 : The Official Technical Appraisal Acceptance Report shall only be
   issued if any blocking irregularity, preventing operations, detected by FT,
   shall have been corrected by Cellpoint Systems and FT shall have lifted the
   reserves corresponding to it.

Technical Tests to be carried out are set out in a document called "Tests
Specifications", set up beforehand by FT in collaboration with Cellpoint
Systems. FT reserves the right to carry out tests not provided for in the Tests
Specifications. Any such tests shall be taken into consideration, in agreement
with Cellpoint Systems, in the same manner as the tests initially provided for,
for the purposes of issuing the Official Technical Appraisal Acceptance Report.
By joint agreement, between the parties, these tests shall then be included in
the "Tests Specifications".

-  Stage 2 : The Official Experimentation Acceptance Report shall only be issued
   by FT where the level of quality attained makes it possible to give approval
   for implementation of the service.

Any irregularities discovered shall be corrected gradually as commercial
Experimentation is carried out, by Cellpoint Systems. The means implemented by
Cellpoint Systems shall result in a service in conformity with, and suitable
for, the criteria set out beforehand in the specifications.

                                       10
<PAGE>

ARTICLE 15 - QUALITY CRITERIA

Cellpoint Systems shall meet FT's quality criteria, by undertaking to supply a
service which complies with the indicators as defined in the Tests
specifications appended to the present contract. FT hereby reserves the right,
at all times, to point out shortcomings in the quality of the services supplied
to Cellpoint Systems. In agreement with FT, Cellpoint Systems shall immediately
take all steps it sees fit to re-establish a level of quality in conformity with
contractual undertakings.

Quality criteria during the period of commercial Experimentation shall be as
follows :

[Omitted based upon a request for confidential treatment pursuant to Rule 24b-2
under the Securities Exchange Act of 1934. The omitted portion has been filed
separately with the Securities and Exchange Commission.]

ARTICLE 16 - EXCLUSIVITY

[Omitted based upon a request for confidential treatment pursuant to Rule 24b-2
under the Securities Exchange Act of 1934. The omitted portion has been filed
separately with the Securities and Exchange Commission.]

ARTICLE 17 - LIABILITY

Cellpoint Systems hereby undertakes not to cause any dilapidation, disturbance
or loss of data in the information system of FTM, to which it is connected for
the execution of the present contract. Dilapidation, disturbance, or loss of
data shall be deemed to be direct damage.

In the case of damage or dilapidation caused by FTM, with respect to all or part
of the equipment made available to FTM, FTM hereby undertakes either to restore
said equipment to a normal state of operation or to replace it by equivalent
equipment or to pay to Cellpoint Systems the as

                                       11
<PAGE>

yet non-amortised value thereof,excluding damages. The burden of proof shall be
on Cellpoint Systems to show that the damage has been caused directly and
exclusively by FTM.

The parties hereby acknowledge that they shall not under any circumstances
whatsoever be liable for any consequential damage they may cause to each other
during performance of the present contract, such as, in particular, operating
loss, shortfall in profit, image prejudice ...

ARTICLE 18 - RIGHTS ARISING FROM INTELLECTUAL CREATION

The clauses of this article apply to the property rights and utilisation rights
of Cellpoint Systems and FT with respect to the results arising from performance
of the Contract, referred to hereafter as the " results ". These results are
made up of the results of the tests and commercial Experimentation, as well as
any specific developments realised by Cellpoint Systems for the performance of
the present contract.

The results shall be entirely and exclusively those supplied to FT during
execution of the services provided for under the contract, and at the end
thereof. All intellectual creations realised under the contract shall be a part
of the results.

18.1 GUARANTIES WITH RESPECT TO THIRD PARTIES

FT and Cellpoint Systems shall, insofar as each of them is concerned, continue
to have ownership of their knowledge, which may or may not be capable of being
covered by intellectual property rights, held prior to the date of conclusion of
the contract.

Should, for the execution of the Contract, Cellpoint Systems intend to make use
of processes and/or products covered by intellectual property rights, obtained
by itself or by means of a licence, at the date of conclusion of the Contract,
or in the process of being obtained at said date, Cellpoint Systems shall inform
FT thereof.

18.2 INTELLECTUAL PROPERTY RIGHTS AND UTILISATION RIGHTS

Gradually, as they are obtained, Cellpoint Systems shall transfer to FT all
rights concerning the results. The transfer of these intellectual property
rights to FT shall be effected for all countries and for the terms of legal
protection applying to said rights.

[Omitted based upon a request for confidential treatment pursuant to Rule 24b-2
under the Securities Exchange Act of 1934. The omitted portion has been filed
separately with the Securities and Exchange Commission.]

                                       12
<PAGE>

[Omitted based upon a request for confidential treatment pursuant to Rule 24b-2
under the Securities Exchange Act of 1934. The omitted portion has been filed
separately with the Securities and Exchange Commission.]

Each of the abovementioned rights shall apply to all modifications to or
developments of the results which FT shall carry out, or cause to be carried
out, by a third party. All of these rights may be transferred wholly or partly
by FT to any third party of its choice.

Cellpoint Systems hereby undertakes to inform FT promptly of the results, and to
provide it with all assistance and all documents, and more generally, all
information, irrespective of its form or support, necessary for FT to fully
exercise its rights and to enable it to :

- obtain, should it so desire, in its own name and at its own expense, any
  intellectual property right over the results which it sees fit, for all
  countries, and to carry out all formalities and take all steps necessary for
  implementing and protecting said rights,
- use and exploit the Results.

Cellpoint Systems hereby guarantees that contracts binding persons who shall be
working directly or indirectly under the contract, do not contain any provision
restricting FT's intellectual property rights over the results. Cellpoint
Systems hereby undertakes to obtain the same guarantee from its subcontractors
and/or suppliers.

Cellpoint Systems may not exercise any right whatsoever over the results, except
in the case of prior written agreement to the contrary from FT, and in
accordance with terms and conditions which, if applicable, shall be determined
by joint agreement.

Should FT renounce, in writing, after receiving formal notice from Cellpoint
Systems, obtaining intellectual property rights over the results, the
contracting party may obtain such rights in its own name and at its own expense,
on condition that it grants France Telecom, free of charge and on a
non-exclusive basis, the right to exploit or to use said rights, France Telecom
having the faculty of sub-licensing.

ARTICLE 19 - THE YEAR 2000

Cellpoint Systems hereby undertakes to design and supply the GSM localisation
System in such a manner that it can be used between now and the year 2000, at
the date of changeover from the year 1999 to the year 2000, and beyond.
Cellpoint Systems commits itself with respect to continuity of service at the
dates corresponding to the changeover from 1999 to 2000 and beyond. Cellpoint
Systems hereby guarantees FTM against any failure, irregularity, error,
malfunction and, in general, everything which could affect before, during or
after the changeover to the year 2000, FTM's information service, due to the
taking into account of the changeover to the year 2000 in the services covered
by the present contract.

                                       13
<PAGE>

Cellpoint Systems hereby undertakes to carry out all requisite tests in order to
ensure that the processing of dates, the calculation of dates and all references
to dates, of whatever nature, are in accordance with transmillennium criteria,
the characteristics of the year 2000 (a Leap Year, in particular) and all of the
consequences arising therefrom.

As Cellpoint Systems must connect up its system to other equipment by means of
communications interfaces, it hereby undertakes that such connecting up shall
not require any development of, changes to, transformation or arrangement of any
kind whatsoever of all or part of said interfaces.

Should it default on any of these obligations, Cellpoint Systems hereby
undertakes to repair the prejudice incurred by FT.

ARTICLE 20 - COMPETENCE

The parties shall make their best endeavours to settle any disputes arising from
the interpretation and/or execution of the present contract on a friendly basis.
Should they be unable to reach a friendly agreement, all disputes shall be
submitted by either party to the "Tribunal de Commerce" i.e. Trade Court of
Paris, France. The present contract shall be governed by French law.

ARTICLE 21 - LANGUAGE

The contract shall be drawn up in the French and English languages. The French
and English versions of the contract shall be signed by both parties, but the
French language contract shall be binding and shall prevail over the English
language version.

ARTICLE 22 - RIGHT OF TRANSFER

As the present contract is entered into with respect to the actual personality
of Cellpoint Systems, the latter hereby undertakes not to transfer or to assign
all or part of its rights and/or obligations arising under the present contract,
in any form or any way whatsoever, without the prior written agreement of FT.

ARTICLE 23 - INTEGRALITY

The present contract reflects the entire contractual obligations of FT and
Cellpoint Systems. The provisions of the present contract cancel out and replace
all acceptation, exchange of correspondence and/or agreements prior to the
signature of the present contract. No changes to the terms and conditions of the
present contract shall generate obligations with regard to FT and

                                       14
<PAGE>

Cellpoint Systems if they are not covered by a written additional clause signed
by FT and Cellpoint Systems.

Signed in duplicate, with one copy for each of the parties.

--------------------------------------------------------------------------------
In Sollentuna    on May 16, 2000                  In Paris       on July 7, 2000
--------------------------------------------------------------------------------
Signature, name and capacity                      Signature, name and capacity

/s/ Hadar Cars                                    /s/ B. Eymard
--------------                                    -------------

Hadar Cars                                        B. Eymard

President                                         Le Directeur des Operations
                                                  et du Development
--------------------------------------------------------------------------------
of CellPoint                                      of the person empowered to
Systems                                           bind France Telecom

--------------------------------------------------------------------------------
Cellpoint Systems shall affix its
company seal
--------------------------------------------------------------------------------

                                       15<PAGE>

                                                                  Exhibit 10.20

June 7, 2000

TO:   VIA FACSIMILE - 044-1344-623-090

      CELLPOINT INC.
      BUILDING A
      TRINITY COURT
      WOKINGHAM ROAD
      BRACKNELL, BERKSHIRE
      RG42 1PL
      UK

Dear Sir,

RE:   COMMITMENT TO LEND
      LENDERS - M&S TRUST COMPANY LIMITED
      BOROWER - CELLPOINT INC.

We have received your proposal for a loan and we are pleased to advise that the
Lenders have approved subject to the following terms and conditions the credit
facility listed below.

BORROWER:                 Cellpoint Inc., a Nevada corporation having its
                          address in care of address stated above.

CREDIT FACILITY:          Four Million United States Dollars (US$4,000,000.00).

TERM:                     The loan shall be for a term of thirteen (13) months
                          from the date of acceptance of this Letter of Loan
                          Approval.

CURRENCY:                 The lawful currency of the United States of America
                          namely, United States Dollars.

AVAILABILITY AND          Anticipated by way of single draw down payment to be
DRAW DOWN:                made at the Borrower's bank by way of wire transfer
                          to the Borrower's account at Bank of America, Irvine
                          Industrial Branch, Newport Beach, California, U.S.A.

 PRE-PAYMENT:             The Borrower shall have the privilege of repaying the
                          whole. of the loan at any time provided the Borrower
                          has given the Lender ten (10) days' written notice of
                          its intention to pre-pay the loan and it is not in
                          default and pays at the time of repayment all
                          interest due to the Lender at that time together with
                          the principal. All principal sums on amounts being
                          pre-paid shall be paid to the date of said
                          prepayment.

<PAGE>

PURPOSE:                  To provide working capital and defray operating
                          expenses. The Borrower shall not use the advance for
                          any purpose -except that permitted under this clause
                          save with the express written consent of the Lender,
                          which consent may be refused for any reason. Failure
                          by the Borrower to comply with this clause should not
                          prejudice any rights of the Lender who shall not be
                          responsible for monitoring or ensuring the use or
                          application by the Borrower of any of the loan.

COMMITMENT FEE, LEGAL     The negotiation fee/commitment fee shall be in the
FEE AND DISBURSEMENTS:    sum of Ten Thousand United States Dollars
                          (USSIO,000.00) plus one hundred thousand share
                          wan-ants to be issued by the Borrower in favour of the
                          Lender in the form annexed hereto, which warrants
                          shall be exercisable at Twenty United States Dollars
                          (TJS$20.00) per share. It is agreed that the Borrower
                          shall register the underlying shares in respect of the
                          warrants as soon as possible in the name of the Lender
                          and advise the Lender of such registration as soon as
                          practical thereafter.

                          In the event of the security documents or any of them
                          being brought within the Turks and Caicos Islands such
                          that stamp duty becomes payable thereon, said duty
                          shall be paid by the Borrower and in default shall be
                          paid by the Lender and added to the principal amount
                          of the loan and shall suffer interest at applicable
                          rate until payment in full, Failure to pay the stamp
                          duty upon demand of the Lender shall constitute
                          default hereof.

INTEREST RATE:            Nine (9) per centum per annum from the date of
                          advance unless in default when the applicable
                          interest rate shall be two per centum per annum (2%)
                          in addition to the Interest Rate for the entire
                          period of default.

                          All interest under this agreement shall accrue from
                          day to day and shall be calculated on the basis of the
                          actual number of days elapsed and on the basis of a
                          365 day year. Any certificate or determination by the
                          Lender as to any rate of interest payable or interest
                          outstanding under this Agreement shall in the absence
                          of manifest error be conclusive an binding.

RE-PAYMENT:               Interest shall be payable quarterly in cars. Principal
                          shall be paid on expiry of the term, at which time all
                          principal and any interest due shall be payable in
                          full.

                          Partial pre-payment may be made but, if so, in a
                          minimum amount of Two Hundred Fifty Thousand United
                          States Dollars

                                       2
<PAGE>

                          (US$250,000.00) and an integral multiple of Fifty
                          Thousand United States Dollars (US$50,000.00) and all
                          interest payable on the pre-paid sum to the date of
                          prepayment shall be paid at that time.

TAXES:                    All payments to be made by the Borrower under this
                          Agreement shall be made free and clear of and without
                          deduction for or on account of Taxes unless the
                          Borrower or any Bank through which a payment is made
                          is required to make such a payment subject to the
                          deduction or withholding of Taxes, in which case the
                          amount payable by the Borrower in respect of which
                          such deduction or withholdings is required to be made
                          shall be increased to the extent necessary to ensure
                          that, after the making of such deduction or
                          withholding, the Lender received and retains (fee
                          from any liability in respect of any such deduction
                          or withholding) a net amount equal to the sum which
                          it would have received and so retained had no
                          deduction or withholding been made or required to be
                          made.

SECURITY:                 1.    This Letter of Loan Sanction duly executed by
                                the Borrower acting as formal Loan Agreement.

                          2.    Copy of the corporate resolutions of the
                                Borrower and other supporting loan documentation
                                as may be reasonably required by the Lender's
                                attorneys.

                          3.    Such further items of corporate governance and
                                information as may be reasonable required by the
                                Lender's attorneys.

REPRESENTATIONS
& WARRANTIES:             The Borrower represents and warrants to the Lender
                          that:

                          1.    It is a limited liability company duly
                                incorporated and validly existing under the laws
                                of the United States of America and has power to
                                carry on its business and to own its property
                                and assets.

                          2.    It has power and authority, deliver and perform
                                its obligations under this Agreement and the
                                Share Warrants and to use the facility as
                                referred to herein and that all necessary
                                action has been taken and not revoked to
                                authorize the execution and performance of this
                                Agreement and subject to all applicable
                                insolvency laws, this Agreement constitutes its
                                valid and legally binding obligation
                                enforceable in accordance with the terms
                                thereof.

                                       3
<PAGE>

                          3.    The execution and delivery and the performance
                                of this Agreement, the delivery of the Share
                                Warrants and the use of the facility do not and
                                will not:

                                (a)   contravene any law, regulation,
                                      directive, judgment or order to which it
                                      is subject; or

                                (b)   result in any actual or potential breach
                                      of, or default under, any obligation,
                                      agreement, instrument or consent to which
                                      it is a party or by which it is bound or
                                      under which it is required to carry on its
                                      business; or

                                (c)   contravene any provision of its Memorandum
                                      and Articles of Association and/or charter
                                      and by-laws and/or constitutional
                                      documents.

                          4.    No litigation, arbitration or administrative
                                proceedings and no dispute with any statutory
                                or Governmental authority is current or pending
                                or to its knowledge threatened against it or
                                any of its assets which might or would or be
                                likely to have a material adverse effect on its
                                business assets or its financial condition or
                                its ability to observe, perform and deliver
                                upon its obligation under this Agreement.

                          5. No event of default has occurred or is continuing.

                          6.    It is not in default in the payment of any due
                                and payable taxes or filing registration or
                                recording of any document or under any legal or
                                statutory obligation which default might have a
                                material adverse effect on the Borrower or its
                                ability to perform this Agreement.

                          7.    The latest report and financial statement of
                                the Borrower as-provided to the Lender have
                                been prepared in accordance with generally
                                accepted accounting principles and practices in
                                the United States consistently applied and give
                                a true and fair view of the financial
                                condition, assets and liabilities of the
                                Borrower at the date to which such financial
                                statements have been prepared and since that
                                date, there has been no material adverse change
                                in the financial condition or the business,
                                assets and operations of the Borrower which
                                taken as a whole might or be likely to be or
                                have a material adverse effect on its business,
                                assets or financial condition or its ability to
                                observe and perform its

                                       4
<PAGE>

                          obligations under this Agreement.

                          8.    The Borrower will provide the Lender with
                                updated financial statements as soon as same
                                become available to the Borrower.

                          9.    All factual information supplied by the
                                Borrower to the Lender whether contained herein
                                or otherwise without limitation in
                                contemplation of or for the purpose of this
                                Agreement was true and accurate in all material
                                respects as at its date and not misleading and
                                such information did not omit anything nor
                                since the date of such information has anything
                                occurred which renders that information untrue
                                or misleading in any material respect or which,
                                if disclosed, might or would be likely to
                                adversely effect the decision of a person
                                considering whether to enter into this
                                Agreement and all projections and statements of
                                belief and opinion given by the Borrower to the
                                Lender were made honestly and in good faith
                                after due and careful enquiry and remain valid.

                                (All representations and warranties are being
                                repeated as at the draw down of any of the
                                facility and upon the repayment of each tranche
                                of interest and/or principal sum herein.)

CONDITIONS:               1.    Execution and delivery of all loan and security
                                documentation to the reasonable satisfaction of
                                the Lender's attorneys.

EVENTS OF DEFAULT:        In the event of default by the Borrower, the
                          principal amount and interest thereon shall, at the
                          option of the Lender, immediately become due and
                          payable upon written notice whether with or without
                          prior demand therefor, and the security shall
                          immediately become enforceable. Without limiting the
                          generality of the foregoing, demand may be expected
                          in each and everyone of the events following:

                          1.    If the Borrower makes default in payment when
                                due of any indebtedness to the Lender.

                                       5
<PAGE>

                          2.    If the Borrower makes default in payment when
                                due on performance of something required to be
                                done of some covenant or condition to be
                                observed or performed by the Borrower pursuant
                                to this Agreement, or any securities given in
                                support hereof.

                          3.    If the Lender breaches any term or condition or
                                warranty or undertaking of this Loan Agreement.

                          4.    If the Borrower fails to comply with any filing
                                or other statutory requirements of its
                                jurisdiction of domicile, namely U.S.A..

                          5.    If any Order is made or an effective resolution
                                passed for the winding-up of the Borrower, or if
                                a petition is filed for the winding-up of the
                                Borrower.

                          6.    If the Borrower becomes insolvent or files for
                                protection from its creditors under applicable
                                law.

DEFAULT INTEREST/         In order to compensate the Lender in damages in the
AGREED DAMAGES:           event of default, it is agreed that the Interest Rate
                          applicable to all sums due hereunder, whether by way
                          of principal, interest or howsoever arising, shall be
                          two percentum per annum. (2%) above the Interest Rate
                          until payment in full of all sums is made. It is
                          agreed that this rate of interest is intended to
                          compensate the Lender in agreed damages in the event
                          of default and is not in the nature of a penalty.

NOTICES:                  Notices may be delivered by fax or by registered
                          mail. If by fax, notices shall be deemed served on
                          the next following business day following apparent
                          successful transmission evidenced by sender's
                          transaction report (hard copy to follow by mail) and
                          if by registered mail, shall be deemed served seven
                          (7) after the day of posting.

WAIVERS:                  No waivers, delays, consents or failure to act by the
                          Borrower will defeat or affect any or all of the
                          Borrower's rights herein.

SEVERANCE:                If any of the provisions of this Agreement is or
                          becomes legal, invalid or unenforceable in any
                          respect under any law or regulation of any
                          jurisdiction, neither the legal validity nor the
                          enforceability of the remaining provisions of this
                          Agreement nor the legality, validity or
                          enforceability of such provision itself under the law
                          of

                                       6
<PAGE>

                          any other jurisdiction shall in any way be affected or
                          impaired as a result.

APPLICABLE LAW:           The laws of the Turks and Caicos Islands.

JURISDICTION:             The Courts of the Turks and Caicos Islands or the
                          Courts of the United States of America, United
                          Kingdom or elsewhere at the sole option of the Lender.

If you are in agreement with the above terms and conditions, please approve the
attached copy and return it to us prior to us the 30th day of June, 2000.

Yours truly,
M&S TRUST COMPANY LIMITED

PER         /s/ Timothy P. O'Sullivan
      ------------------------------------------
      MANAGING DIRECTOR

WE HEREBY ACKNOWLEDGE AND AGREE to all of the above stated terms and conditions
this 28th day of June, 2000.

            /s/ Lynn Duplessis
------------------------------------------------
FOR AND ON BEHALF OF CELLPOINT INC. -
BORROWER

                                       7

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00015-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00015-of-00352.parquet"}]]