Document:

BCB BANCORP, INC.

                           CHANGE IN CONTROL AGREEMENT
                                       FOR
                                 DONALD MINDIAK

     This  AGREEMENT is made effective as of October 12, 2006 by and between BCB
BANCORP,  INC.,  (the  "Company"),  and DONALD  MINDIAK (the  "Executive").  Any
reference  to "Bank"  herein  shall mean  BAYONNE  COMMUNITY  BANK, a New Jersey
commercial bank or any successor thereto.

     WHEREAS,  the Company and the Bank recognize the  substantial  contribution
the  Executive has made to the Company and the Bank and the Company and the Bank
wish  to  protect  his  position  therewith  for  the  period  provided  in this
Agreement; and

     WHEREAS,  the Executive has been elected to, and has agreed to serve in the
position of  President  and Chief  Executive  Officer for the Company and in the
position  of  President  and Chief  Executive  Officer  for the Bank,  which are
positions of substantial responsibility;

     NOW, THEREFORE, in consideration of the contribution of the Executive,  and
upon the other terms and  conditions  hereinafter  provided,  the parties hereto
agree as follows:

1.       TERM OF AGREEMENT

     The "term" of this Agreement  shall be thirty-six (36) full calendar months
from the effective date of this Agreement set forth above, and shall include any
extension or renewal made  pursuant to this  Section.  Commencing on October 12,
2006 and continuing on October 12th of each year  thereafter  (the  "Anniversary
Date"),  this  Agreement  shall  renew  for an  additional  year  such  that the
remaining  term shall be three (3) years unless  written  notice of  non-renewal
("Non-Renewal  Notice") is provided to  Executive  at least thirty (30) days and
not more than  sixty  (60) days prior to any such  Anniversary  Date,  that this
Agreement shall  terminate at the end of thirty-six  (36) months  following such
Anniversary Date.

2. CHANGE IN CONTROL

     This Agreement provides for certain payments and benefits to Executive only
in the event of Change in Control.

     A "Change  in  Control"  shall  mean (i) a change in the  ownership  of the
Company or Bank, (ii) a change in the effective  control of the Company or Bank,
or (iii) a change in the ownership of a substantial portion of the assets of the
Company or Bank, as described below.

     (a) A change in the ownership of a corporation  occurs on the date that any
one  person,  or more than one  person  acting as a group  (as  defined  in 2005
Proposed Treasury Regulations section 1.409A-3(g)(5)(v)(B)),  acquires ownership
of stock of the Company or Bank that, together with stock held by such person or
group,  constitutes more than 50 percent of the total fair market value or total
voting power of the stock of such corporation.  For these purposes,  a change in
ownership will not be deemed to have occurred if no stock of the Company or Bank
is outstanding.

<page>

     (b) A change in the effective  control of the Company or Bank occurs on the
date that either (i) any one person,  or more than one person  acting as a group
(as defined in 2005 Proposed Treasury Regulations section 1.409A-3(g)(5)(vi)(B))
acquires (or has acquired  during the 12-month  period ending on the date of the
most recent  acquisition  by such person or persons)  ownership  of stock of the
Company or Bank  possessing  35 percent or more of the total voting power of the
stock of the Company or Bank, or (ii) a majority of the members of the Company's
or Bank's board of directors is replaced during any 12-month period by directors
whose  appointment  or election is not  endorsed by a majority of the members of
the Company's or Bank's board of directors  prior to the date of the appointment
or  election,  provided  that this  subsection  "(ii)" is  inapplicable  where a
majority shareholder of the Company or Bank is another corporation.

     (c) A change in a  substantial  portion of the  Company's or Bank's  assets
occurs on the date that any one person or more than one person acting as a group
(as    defined    in    2005    Proposed    Treasury     Regulations     section
1.409A-3(g)(5)(vii)(C))  acquires  (or has acquired  during the 12-month  period
ending on the date of the most  recent  acquisition  by such  person or persons)
assets from the Company or Bank that have a total gross fair market  value equal
to or more than 40 percent of the total  gross fair  market  value of (i) all of
the  assets  of the  Company  or Bank,  or (ii) the  value of the  assets  being
disposed of, either of which is  determined  without  regard to any  liabilities
associated  with such assets.  For all purposes  hereunder,  the  definition  of
Change in Control shall be construed to be consistent  with the  requirements of
2005 Proposed Treasury Regulations section 1.409A-3(g)(5),  except to the extent
that such proposed regulations are superseded by subsequent guidance.

3. PAYMENTS TO EXECUTIVE UPON CHANGE IN CONTROL

     (a) Upon the occurrence of a Change in Control (and even if the Executive's
employment  will not  terminate  as a result  of such  Change in  Control),  the
Company or the Bank shall pay the Executive  (or in the event of his  subsequent
death,  his  estate),  a cash lump sum equal to 2.999 of the  Executive's  "base
amount" as calculated  under Section 280G of the Internal  Revenue Code of 1986,
as amended (the "Code") (or any successor thereto); provided, however, that such
amounts  shall  be  subject  to  applicable  withholding  taxes.  "Base  amount"
generally  means  the  Executive's  average  annual  compensation  for  services
performed for the Company and the Bank which was  includible in the  Executive's
gross income for the most recent five (5) taxable  years ending  before the date
of the Change in Control.

     (b) Upon the  occurrence of a Change in Control,  the  Executive  will have
such rights as specified in any other employee benefit plan (including,  but not
limited to, equity compensation plans).

     (c) Notwithstanding the preceding paragraphs of this Section 3, in no event
shall the aggregate payments or benefits to be made or afforded to the Executive
(the "Change in Control  Benefits")  constitute  an "excess  parachute  payment"

                                       2
<page>
under Code Section 280G, and in order to avoid such a result,  Change in Control
Benefits  will be  reduced,  if  necessary,  to an amount  (the  "Non-Triggering
Amount"),  the value of which is one dollar ($1.00) less than an amount equal to
three (3) times the Executive's  "base amount," as determined in accordance with
Code Section 280G. The allocation of the reduction  required hereby among Change
in Control Benefits provided by the preceding paragraphs of this Section 3 shall
be determined by the Executive.

     (d) Upon the  occurrence  of a Change in  Control,  the  acquirer  shall be
obligated  to  provide  health  insurance  coverage  to the  Executive  and  his
dependents,  at no cost to the Executive, for a period of thirty-six (36) months
from the date of the  Change in  Control  at a level  comparable  to the  health
benefits  provided to the Executive and his dependents by the Company and/or the
Bank immediately prior to the Change in Control.  Such health insurance benefits
shall not be subject to the reduction described in Section 3(c).

4. SOURCE OF PAYMENTS

     It is  intended by the parties  hereto that all  payments  provided in this
Agreement  shall be paid in cash or check from the general  funds of the Company
or the Bank,  provided,  however,  that in the  event  that the  payment  of any
amounts due under Section 3 above is made by the Bank, such payment shall offset
the payment due from the Company hereunder.

5.       EFFECT ON PRIOR AGREEMENTS AND EXISTING BENEFIT PLANS

     This Agreement contains the entire understanding between the parties hereto
and  supersedes  any  prior  agreement  between  the  Company,  the Bank and the
Executive,  except that this Agreement shall not affect or operate to reduce any
benefit or compensation  inuring to the Executive of a kind elsewhere  provided.
No provision of this  Agreement  shall be interpreted to mean that the Executive
is subject to  receiving  fewer  benefits  than those  available  to him without
reference to this Agreement.

6. NO ATTACHMENT

     (a) Except as  required  by law,  no right to receive  payments  under this
Agreement  shall be  subject to  anticipation,  commutation,  alienation,  sale,
assignment,  encumbrance,  charge,  pledge, or  hypothecation,  or to execution,
attachment,  levy, or similar process or assignment by operation of law, and any
attempt,  voluntary  or  involuntary,  to affect any such action  shall be null,
void, and of no effect.

     (b) This Agreement  shall be binding upon, and inure to the benefit of, the
Executive, the Company, the Bank and their respective successors and assigns.

7. MODIFICATION AND WAIVER

     (a) This  Agreement may not be modified or amended  except by an instrument
in writing signed by the parties hereto.

     (b) No term or  condition  of this  Agreement  shall be deemed to have been
waived, nor shall there be any estoppel against the enforcement of any provision

                                       3
<page>
of this Agreement,  except by written  instrument of the party charged with such
waiver or estoppel.  No such written waiver shall be deemed a continuing  waiver
unless specifically  stated therein,  and each such waiver shall operate only as
to the specific  term or condition  waived and shall not  constitute a waiver of
such  term  or  condition  for  the  future  or as to any act  other  than  that
specifically waived.

8. REQUIRED PROVISIONS

     Notwithstanding  anything herein contained to the contrary, any payments to
Executive  by the Company or the Bank,  whether  pursuant to this  Agreement  or
otherwise,  are subject to and  conditioned  upon their  compliance with Section
18(k) of the Federal Deposit Insurance Act, 12 U.S.C.  Section 1828(k),  and the
regulations promulgated thereunder in 12 C.F.R. Part 359.

9.       SEVERABILITY

     If, for any reason,  any  provision of this  Agreement,  or any part of any
provision, is held invalid, such invalidity shall not affect any other provision
of this  Agreement or any part of such  provision not held so invalid,  and each
such other  provision and part thereof shall to the full extent  consistent with
law continue in full force and effect.

10.      HEADINGS FOR REFERENCE ONLY

     The headings of sections  and  paragraphs  herein are  included  solely for
convenience of reference and shall not control the meaning or  interpretation of
any of the provisions of this Agreement.

11.      GOVERNING LAW

     (a) The validity,  interpretation,  performance,  and  enforcement  of this
Agreement shall be governed by the laws of the State of New Jersey.

     (b) Any dispute or  controversy  arising under or in  connection  with this
Agreement shall be settled exclusively by arbitration,  conducted before a panel
of three arbitrators sitting in a location selected by the employee within fifty
(50) miles from the location of the Company, in accordance with the rules of the
Judicial Mediation and Arbitration  Systems (JAMS) then in effect.  Judgment may
be entered on the arbitrator's award in any court having jurisdiction.

12.      PAYMENT OF LEGAL FEES

     All reasonable legal fees paid or incurred by the Executive pursuant to any
dispute or question of  interpretation  relating to this Agreement shall be paid
or  reimbursed  by the Company or the Bank if the Executive is successful on the
merits pursuant to a legal judgment, arbitration or settlement.

13.      SUCCESSOR TO THE COMPANY OR BANK

     The Company and the Bank shall require any  successor or assignee,  whether
direct or indirect, by purchase,  merger,  consolidation or otherwise, to all or

                                       4
<Page>
substantially  all the business or assets of the Company or the Bank,  expressly
and  unconditionally  to assume and agree to perform the Company's or the Bank's
obligations under this Agreement, in the same manner and to the same extent that
the Company or the Bank would be required  to perform if no such  succession  or
assignment had taken place.

14.      SIGNATURES

     IN WITNESS WHEREOF,  the Company and the Bank have caused this Agreement to
be executed by its duly authorized  officers,  and the Executive has signed this
Agreement, on the day and date first above written.

                                      BCB BANCORP, INC.

                                      By: /s/ Mark D. Hogan
                                          -----------------------------
                                          Mark D. Hogan
                                          Chairman of the Board

                                      BAYONNE COMMUNITY BANK

                                      By: /s/ Mark D. Hogan
                                          -----------------------------
                                          Mark D. Hogan
                                          Chairman of the Board

                                      EXECUTIVE

                                       By: /s/ Donald Mindiak
                                           -------------------------------------
                                           Donald Mindiak
                                           President and Chief Executive Officer

                                       5BCB BANCORP, INC.

                           CHANGE IN CONTROL AGREEMENT
                                       FOR
                               THOMAS M. COUGHLIN

     This  AGREEMENT is made effective as of October 12, 2006 by and between BCB
BANCORP,  INC., (the "Company"),  and THOMAS M. COUGHLIN (the "Executive").  Any
reference  to "Bank"  herein  shall mean  BAYONNE  COMMUNITY  BANK, a New Jersey
commercial bank or any successor thereto.

     WHEREAS,  the Company and the Bank recognize the  substantial  contribution
the  Executive has made to the Company and the Bank and the Company and the Bank
wish  to  protect  his  position  therewith  for  the  period  provided  in this
Agreement; and

     WHEREAS,  the Executive has been elected to, and has agreed to serve in the
position of Chief Operating  Officer and Chief Financial Officer for the Company
and in the position of Chief Operating  Officer and Chief Financial  Officer for
the Bank, which are positions of substantial responsibility;

     NOW, THEREFORE, in consideration of the contribution of the Executive,  and
upon the other terms and  conditions  hereinafter  provided,  the parties hereto
agree as follows:

1.       TERM OF AGREEMENT

     The "term" of this Agreement  shall be thirty-six (36) full calendar months
from the effective date of this Agreement set forth above, and shall include any
extension or renewal made  pursuant to this  Section.  Commencing on October 12,
2006 and continuing on October 12th of each year  thereafter  (the  "Anniversary
Date"),  this  Agreement  shall  renew  for an  additional  year  such  that the
remaining  term shall be three (3) years unless  written  notice of  non-renewal
("Non-Renewal  Notice") is provided to  Executive  at least thirty (30) days and
not more than  sixty  (60) days prior to any such  Anniversary  Date,  that this
Agreement shall  terminate at the end of thirty-six  (36) months  following such
Anniversary Date.

2. CHANGE IN CONTROL

     This Agreement provides for certain payments and benefits to Executive only
in the event of Change in Control.

     A "Change  in  Control"  shall  mean (i) a change in the  ownership  of the
Company or Bank, (ii) a change in the effective  control of the Company or Bank,
or (iii) a change in the ownership of a substantial portion of the assets of the
Company or Bank, as described below.

     (a) A change in the ownership of a corporation  occurs on the date that any
one  person,  or more than one  person  acting as a group  (as  defined  in 2005
Proposed Treasury Regulations section 1.409A-3(g)(5)(v)(B)),  acquires ownership
of stock of the Company or Bank that, together with stock held by such person or
group,  constitutes more than 50 percent of the total fair market value or total
voting power of the stock of such corporation.  For these purposes,  a change in
ownership will not be deemed to have occurred if no stock of the Company or Bank
is outstanding.

<page>

     (b) A change in the effective  control of the Company or Bank occurs on the
date that either (i) any one person,  or more than one person  acting as a group
(as defined in 2005 Proposed Treasury Regulations section 1.409A-3(g)(5)(vi)(B))
acquires (or has acquired  during the 12-month  period ending on the date of the
most recent  acquisition  by such person or persons)  ownership  of stock of the
Company or Bank  possessing  35 percent or more of the total voting power of the
stock of the Company or Bank, or (ii) a majority of the members of the Company's
or Bank's board of directors is replaced during any 12-month period by directors
whose  appointment  or election is not  endorsed by a majority of the members of
the Company's or Bank's board of directors  prior to the date of the appointment
or  election,  provided  that this  subsection  "(ii)" is  inapplicable  where a
majority shareholder of the Company or Bank is another corporation.

     (c) A change in a  substantial  portion of the  Company's or Bank's  assets
occurs on the date that any one person or more than one person acting as a group
(as    defined    in    2005    Proposed    Treasury     Regulations     section
1.409A-3(g)(5)(vii)(C))  acquires  (or has acquired  during the 12-month  period
ending on the date of the most  recent  acquisition  by such  person or persons)
assets from the Company or Bank that have a total gross fair market  value equal
to or more than 40 percent of the total  gross fair  market  value of (i) all of
the  assets  of the  Company  or Bank,  or (ii) the  value of the  assets  being
disposed of, either of which is  determined  without  regard to any  liabilities
associated  with such assets.  For all purposes  hereunder,  the  definition  of
Change in Control shall be construed to be consistent  with the  requirements of
2005 Proposed Treasury Regulations section 1.409A-3(g)(5),  except to the extent
that such proposed regulations are superseded by subsequent guidance.

3. PAYMENTS TO EXECUTIVE UPON CHANGE IN CONTROL

     (a) Upon the occurrence of a Change in Control (and even if the Executive's
employment  will not  terminate  as a result  of such  Change in  Control),  the
Company or the Bank shall pay the Executive  (or in the event of his  subsequent
death,  his  estate),  a cash lump sum equal to 2.999 of the  Executive's  "base
amount" as calculated  under Section 280G of the Internal  Revenue Code of 1986,
as amended (the "Code") (or any successor thereto); provided, however, that such
amounts  shall  be  subject  to  applicable  withholding  taxes.  "Base  amount"
generally  means  the  Executive's  average  annual  compensation  for  services
performed for the Company and the Bank which was  includible in the  Executive's
gross income for the most recent five (5) taxable  years ending  before the date
of the Change in Control.

     (b) Upon the  occurrence of a Change in Control,  the  Executive  will have
such rights as specified in any other employee benefit plan (including,  but not
limited to, equity compensation plans).

     (c) Notwithstanding the preceding paragraphs of this Section 3, in no event
shall the aggregate payments or benefits to be made or afforded to the Executive
(the "Change in Control  Benefits")  constitute  an "excess  parachute  payment"

                                       2
<page>
under Code Section 280G, and in order to avoid such a result,  Change in Control
Benefits  will be  reduced,  if  necessary,  to an amount  (the  "Non-Triggering
Amount"),  the value of which is one dollar ($1.00) less than an amount equal to
three (3) times the Executive's  "base amount," as determined in accordance with
Code Section 280G. The allocation of the reduction  required hereby among Change
in Control Benefits provided by the preceding paragraphs of this Section 3 shall
be determined by the Executive.

     (d) Upon the  occurrence  of a Change in  Control,  the  acquirer  shall be
obligated  to  provide  health  insurance  coverage  to the  Executive  and  his
dependents,  at no cost to the Executive, for a period of thirty-six (36) months
from the date of the  Change in  Control  at a level  comparable  to the  health
benefits  provided to the Executive and his dependents by the Company and/or the
Bank immediately prior to the Change in Control.  Such health insurance benefits
shall not be subject to the reduction described in Section 3(c).

4.       SOURCE OF PAYMENTS

     It is  intended by the parties  hereto that all  payments  provided in this
Agreement  shall be paid in cash or check from the general  funds of the Company
or the Bank,  provided,  however,  that in the  event  that the  payment  of any
amounts due under Section 3 above is made by the Bank, such payment shall offset
the payment due from the Company hereunder.

5.       EFFECT ON PRIOR AGREEMENTS AND EXISTING BENEFIT PLANS

     This Agreement contains the entire understanding between the parties hereto
and  supersedes  any  prior  agreement  between  the  Company,  the Bank and the
Executive,  except that this Agreement shall not affect or operate to reduce any
benefit or compensation  inuring to the Executive of a kind elsewhere  provided.
No provision of this  Agreement  shall be interpreted to mean that the Executive
is subject to  receiving  fewer  benefits  than those  available  to him without
reference to this Agreement.

6. NO ATTACHMENT

     (a) Except as  required  by law,  no right to receive  payments  under this
Agreement  shall be  subject to  anticipation,  commutation,  alienation,  sale,
assignment,  encumbrance,  charge,  pledge, or  hypothecation,  or to execution,
attachment,  levy, or similar process or assignment by operation of law, and any
attempt,  voluntary  or  involuntary,  to affect any such action  shall be null,
void, and of no effect.

     (b) This Agreement  shall be binding upon, and inure to the benefit of, the
Executive, the Company, the Bank and their respective successors and assigns.

7. MODIFICATION AND WAIVER

     (a) This  Agreement may not be modified or amended  except by an instrument
in writing signed by the parties hereto.

     (b) No term or  condition  of this  Agreement  shall be deemed to have been
waived, nor shall there be any estoppel against the enforcement of any provision

                                       3
<page>
of this Agreement,  except by written  instrument of the party charged with such
waiver or estoppel.  No such written waiver shall be deemed a continuing  waiver
unless specifically  stated therein,  and each such waiver shall operate only as
to the specific  term or condition  waived and shall not  constitute a waiver of
such  term  or  condition  for  the  future  or as to any act  other  than  that
specifically waived.

8. REQUIRED PROVISIONS

     Notwithstanding  anything herein contained to the contrary, any payments to
Executive  by the Company or the Bank,  whether  pursuant to this  Agreement  or
otherwise,  are subject to and  conditioned  upon their  compliance with Section
18(k) of the Federal Deposit Insurance Act, 12 U.S.C.  Section 1828(k),  and the
regulations promulgated thereunder in 12 C.F.R. Part 359.

9.       SEVERABILITY

     If, for any reason,  any  provision of this  Agreement,  or any part of any
provision, is held invalid, such invalidity shall not affect any other provision
of this  Agreement or any part of such  provision not held so invalid,  and each
such other  provision and part thereof shall to the full extent  consistent with
law continue in full force and effect.

10.      HEADINGS FOR REFERENCE ONLY

     The headings of sections  and  paragraphs  herein are  included  solely for
convenience of reference and shall not control the meaning or  interpretation of
any of the provisions of this Agreement.

11.      GOVERNING LAW

     (a) The validity,  interpretation,  performance,  and  enforcement  of this
Agreement shall be governed by the laws of the State of New Jersey.

     (b) Any dispute or  controversy  arising under or in  connection  with this
Agreement shall be settled exclusively by arbitration,  conducted before a panel
of three arbitrators sitting in a location selected by the employee within fifty
(50) miles from the location of the Company, in accordance with the rules of the
Judicial Mediation and Arbitration  Systems (JAMS) then in effect.  Judgment may
be entered on the arbitrator's award in any court having jurisdiction.

12.      PAYMENT OF LEGAL FEES

     All reasonable legal fees paid or incurred by the Executive pursuant to any
dispute or question of  interpretation  relating to this Agreement shall be paid
or  reimbursed  by the Company or the Bank if the Executive is successful on the
merits pursuant to a legal judgment, arbitration or settlement.

13.      SUCCESSOR TO THE COMPANY OR BANK

     The Company and the Bank shall require any  successor or assignee,  whether
direct or indirect, by purchase,  merger,  consolidation or otherwise, to all or

                                       4
<page>
substantially  all the business or assets of the Company or the Bank,  expressly
and  unconditionally  to assume and agree to perform the Company's or the Bank's
obligations under this Agreement, in the same manner and to the same extent that
the Company or the Bank would be required  to perform if no such  succession  or
assignment had taken place.

14.      SIGNATURES

     IN WITNESS WHEREOF,  the Company and the Bank have caused this Agreement to
be executed by its duly authorized  officers,  and the Executive has signed this
Agreement, on the day and date first above written.

                                   BCB BANCORP, INC.

                                   By: /s/ Mark D. Hogan
                                          -----------------------------
                                          Mark D. Hogan
                                          Chairman of the Board

                                    BAYONNE COMMUNITY BANK

                                     By: /s/ Mark D. Hogan
                                          -----------------------------
                                          Mark D. Hogan
                                          Chairman of the Board

                                     EXECUTIVE

                                      By:  /s/ Thomas M. Coughlin
                                          --------------------------------------
                                          Thomas M. Coughlin
                                          Chief Operating Officer and
                                           Chief Financial Officer

                                       5

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