Document:

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                                                                    EXHIBIT 10.1

                         AMENDMENT AGREEMENT NUMBER FIVE
                         TO LOAN AND SECURITY AGREEMENT

     THIS AMENDMENT AGREEMENT NUMBER FIVE TO LOAN AND SECURITY AGREEMENT (this
"Amendment"), dated as of April 17, 2000, is entered into between U.S. BANK
NATIONAL ASSOCIATION, FORMERLY KNOWN AS SANTA MONICA BANK ("Bank"), on the one
hand, and INTERVISUAL BOOKS, INC., a California corporation ("IBI"), and FAST
FORWARD MARKETING, INC., a California corporation formerly known as FFM
ACQUISITION CORP. ("FFM"), on the other hand, and amends that certain Loan and
Security Agreement, dated as of May 12, 1999, between Bank and Borrower, as
amended by that certain Amendment Agreement Number One to Loan and Security
Agreement, dated as of September 30, 1999, and as further amended by that
certain Amendment Agreement Number Two to Loan and Security Agreement, dated as
of November 17, 1999, and as further amended by that certain Amendment Agreement
Number Three to Loan and Security Agreement dated as of May 1, 2000, and as
further amended by that certain Amendment Agreement Number Four to Loan and
Security Agreement dated as of September 29, 2000 (collectively, the
"Agreement"). IBI and FFM are sometimes individually and collectively referred
to as "Borrower." All terms which are defined in the Agreement shall have the
same definition when used herein unless a different definition is ascribed to
such term under this Amendment, in which case, the definition contained herein
shall govern. This Amendment is entered into in light of the following facts:

                                    RECITALS

     WHEREAS, Borrower has requested that Bank extend the maturity date of the
Agreement to June 30, 2002;

     WHEREAS, Bank has agreed to honor Borrower's request on the condition that
Borrower agree to convert the line of credit into an amortizing term loan and to
amend certain financial covenants as set forth in this Amendment.

     NOW, THEREFORE, the parties agree as follows:

     1.   The following new definition shall be added to Section 1:

          "1.2.1 "Bank" means U.S. BANK NATIONAL ASSOCIATION, formerly known as
          Santa Monica Bank."

          All references to "SMB" in the Agreement and all other Loan Documents
shall be and mean, and shall be revised to say, Bank.

     2.   The Agreement shall be amended by deleting Section 1.27 and replacing
it with a new Section 1.27 as follows:

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          1.27 "Note" means that certain Amended and Restated Secured Promissory
          Note, dated as of April 17, 2001, in the original principal amount of
          Two Million Four Hundred Seventy Five Thousand and 00/100 Dollars
          ($2,475,000.00) executed by Borrower to the order of Bank, and any
          renewals, amendments, restatements or extensions of such Amended and
          Restated Secured Promissory Note.

     3. Notwithstanding anything to the contrary in Section 2 or any other
provision of the Agreement, effective immediately, no further advances or other
extensions of credit will be made to Borrower under the Agreement. The total
outstanding principal amount of all advances under the Agreement, or
$2,475,000.00, is hereby converted into an amortizing term loan, which shall be
further evidenced by the Note and amortized pursuant to the terms thereof.

     4. The Agreement shall be amended by deleting Section 3.1A and replacing it
with a new Section 3.1A as follows:

               "A. This Agreement shall have a term commencing on the date
          hereof and concluding on June 30, 2002."

     5. The Agreement shall be amended by deleting the first sentence of Section
2.4 and replacing it with a new sentence as follows:

          "All Obligations owed by Borrower to Bank shall bear interest, on the
          average Daily Balance owing, at a rate four (4) percentage points
          above the Prime Rate (the "Governing Rate")."

     6. Retroactive to and effective as of March 30, 2001, Bank hereby extends
to June 30, 2001 the due date for delivery of Borrower's audited financial
statements for its fiscal year 2000 pursuant to Section 7.9B(iii) of the
Agreement.

     7. The Agreement shall be amended by deleting Section 7.10 and replacing it
with a new Section 7.10, retroactive to and effective as of December 31, 2000,
as follows:

               "7.10 Financial Covenants. Borrower shall be in compliance with
          the following financial covenants which shall be measured on a
          quarterly basis:

               A. A Debt to Tangible Effective Net Worth Ratio of not more than
               the following:

               Time Period                        Maximum Ratio
               -----------                        -------------

               As of December 31, 2000            3.50 to 1.0
               As of March 31, 2001               3.55 to 1.0
               As of June 30, 2001                4.30 to 1.0

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               As of September 30, 2001           3.95 to 1.0
               As of December 31, 2001            3.60 to 1.0
               As of March 31, 2002               3.70 to 1.0

               B.   Working Capital of not less than the following:

               Time Period                        Minimum Amount
               -----------                        --------------

               As of December 31, 2000            ($1,450,000)*
               As of March 31, 2001                $400,000
               As of June 30, 2001                ($2,100,000)*
               As of September 30, 2001           ($1,300,000)*
               As of  December 31, 2001           ($1,200,000)*
               As of March 31, 2002               ($1,400,000)*

               *THIS INCLUDES THE RECLASSIFICATION OF SENIOR DEBT TO
               CURRENT DEBT.

               C.  Tangible Net Worth of not less than the following:

               Time Period                         Minimum Amount
               -----------                         --------------

               As of December 31, 2000             $2,800,000
               As of March 31, 2001                $2,300,000
               As of June 30, 2001                 $2,000,000
               As of September 30, 2001            $2,500,000
               As of December 31, 2001             $2,600,000
               As of March 31, 2002                $2,300,000"

     8. Borrower shall execute and deliver to Bank the Amended and Restated
Secured Promissory Note, dated as of April 17, 2001, in the original principal
amount of $2,475,000, and in the form of Exhibit A attached hereto (the "New
Note"). Upon the Bank's receipt of the New Note, properly executed by Borrower,
Bank shall deliver to Borrower the Amended and Restated Secured Promissory Note,
in the amount of $2,500,000, dated May 1, 2000, executed by Borrower to Bank in
accordance with the Agreement, marked "paid by substitution."

     9.   As a condition to the effectiveness of this Amendment, Borrower shall
pay:

          (a)  Extension Fee. A fully earned, nonrefundable extension fee of
               $25,000 due concurrently with the execution of this Amendment;
               and

          (b)  Bank Expenses. All Bank Expenses (including, but not limited to
               attorneys' fees and costs) incurred in connection with the
               preparation, documentation, and negotiation of this Amendment.

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     10. This Amendment shall be deemed effective as of the date first
hereinabove written. Except as specifically amended herein, the Agreement shall
remain in full force and effect without any other changes, amendments or
modifications.

     IN WITNESS WHEREOF, Bank and Borrower have executed this Amendment.

                              INTERVISUAL BOOKS, INC.,
                              a California corporation

                              By /s/ Waldo H. Hunt
                                 ----------------------------
                              Title: Chairman

                              FAST FORWARD MARKETING, INC.,
                              a California corporation

                              By /s/ Dan P. Reavis
                                 ----------------------------
                              Title: President

                              U.S. BANK NATIONAL ASSOCIATION

                               By /s/ Joel Everitt
                                  ----------------------------
                               Title: Vice President

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                                                                    EXHIBIT 10.2

                              AMENDED AND RESTATED
                             SECURED PROMISSORY NOTE

$2,475,000.00                                                       Dated as of
                                                                 April 17, 2001

     1. INDEBTEDNESS. FOR VALUE RECEIVED, the undersigned, INTERVISUAL BOOKS,
INC., a California corporation ("IBI"), and FFM ACQUISITION CORP., a California
corporation ("FFM") (hereinafter IBI and FFM are collectively referred to as
"Maker"), jointly and severally promise to pay to U.S. BANK NATIONAL
ASSOCIATION, FORMERLY KNOWN AS SANTA MONICA BANK (hereinafter referred to as
"Bank"), or order, at 2450 Colorado Boulevard, Suite 4000 West, Santa Monica,
California 90404-3515 or at such other place as may be designated in writing by
the holder of this Amended and Restated Secured Promissory Note (hereinafter
referred to as this "Note"), the principal sum of Two Million Four Hundred
Seventy Five Thousand and 00/100 Dollars ($2,475,000.00), or such lesser amount
as may be outstanding from time to time, together with interest accrued thereon.
This Note evidences a loan made by Bank to Maker pursuant to that certain Loan
and Security Agreement, dated as of May 12, 1999, between Bank and Maker, as
amended from time to time (the "Loan Agreement").

     2. INTEREST. Commencing on the date hereof, the unpaid principal balance of
this Note shall bear interest at a rate four (4) percentage points in excess of
the prime rate of interest (the highest variable rate of interest, per annum,
published daily as the "prime rate" in the Money Rates Section of the Western
Edition of the Wall Street Journal -- hereinafter referred to as the "Prime
Rate"). In the event that such a rate is no longer published, then the "Prime
Rate" shall mean the variable rate of interest, per annum, most recently
announced by Bank at its office in Santa Monica, as its "prime rate", with the
understanding that Bank's "prime rate" is one of its base rates and serves as a
basis upon which effective rates of interest are calculated for loans making
reference thereto and may not be the lowest of Bank's base rates). In the event
that any installment required pursuant to Section 3 of this Note is not paid
when due, or any other default occurs under the terms of this Note, and without
affecting any of Bank's rights and remedies provided herein, the unpaid
principal balance of this Note shall thereafter bear interest at a rate nine (9)
percentage points above the Prime Rate. In the event that the Prime Rate is,
from time to time hereafter, changed, adjustments in the rate of interest
payable hereunder shall be made as of 12:01 A.M. on the effective date of the
change in the Prime Rate. Interest chargeable hereunder shall be calculated on
the basis of a three hundred sixty (360) day year for actual days elapsed.

     3. PAYMENT. Principal and interest shall be due and payable on the dates
and in the manner as follows:

          a. Commencing on the first (1st) day of May, 2001, and continuing on
the same day of each and every calendar month thereafter, Maker shall make
monthly payments of interest accrued on the unpaid principal balance hereof;

          b. Commencing on the first (1st) day of May, 2001, and continuing on
the same day of each and every calendar month thereafter, Maker shall make
monthly payments of principal equal to $15,000.00 each;

          c. On or prior to the thirtieth (30th) day of June, 2001, Maker shall
make one or more payments of principal totaling $225,000.00;

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          d. On the thirtieth (30th) day of June, 2002, Maker shall make payment
in full of the unpaid principal balance hereof remaining unpaid on such date,
together with any and all accrued and unpaid interest hereunder.

     4. PREPAYMENT. Maker may prepay all or part of the principal balance due
under this Note, without premium or penalty. With each prepayment Maker shall
also pay the interest accrued on the principal amount being prepaid to the date
of such prepayment. So long as not event of default shall have occurred under
the Loan Agreement, Maker may request advances from Bank following the
prepayment of any amounts hereunder.

     5. COMPOUND INTEREST. Interest not paid when due may be added to the unpaid
principal balance hereof and shall thereafter bear interest at the same rate as
principal. All payments hereunder are to be applied first to the payment of
accrued interest and the balance remaining applied to the payment of principal.
All principal and interest due hereunder is payable in lawful money of the
United States of America.

     6. LATE CHARGE. If a payment of principal or interest is ten (10) days or
more late, Maker will be charged five percent (5.00%) of the amount of such
payment. The late charge payable by Maker hereunder is in addition to, and not
in lieu of, all other rights and remedies of Bank.

     7. WAIVERS. Maker, for itself, its legal representatives, successors and
assigns, expressly waives presentment, protest, demand, notice of dishonor,
notice of nonpayment, notice of maturity, notice of protest, presentment for the
purpose of accelerating maturity, and diligence in collection, and consents that
Bank may extend the time for payment or otherwise modify the terms of payment of
any part or the whole of the debt evidenced hereby. To the fullest extent
permitted by law, Maker waives the statute of limitations in any action brought
by Bank in connection with this Note.

     8. ACCELERATION. IT IS EXPRESSLY AGREED THAT UPON THE OCCURRENCE OF ANY
EVENT OF DEFAULT UNDER THE TERMS OR CONDITIONS OF THE LOAN AGREEMENT, THEN THE
UNPAID PRINCIPAL BALANCE OF THIS NOTE, TOGETHER WITH INTEREST ACCRUED THEREON,
SHALL THEREUPON BE IMMEDIATELY DUE AND PAYABLE AT THE OPTION OF THE HOLDER
HEREOF, WITHOUT PRESENTMENT, DEMAND, PROTEST OR NOTICE OF PROTEST OF ANY KIND,
ALL OF WHICH ARE HEREBY EXPRESSLY WAIVED.

     9. ATTORNEYS' FEES AND CHOICE OF LAW. In the event it should become
necessary to employ counsel to collect this Note, Maker agrees to pay the
reasonable attorneys' fees and paralegals' fees (including allocated costs for
in-house legal services provided and attorneys' and paralegals' fees in all
bankruptcy proceedings) and costs of the holder hereof, whether or not suit is
brought. This Note and all transactions hereunder and/or evidenced hereby shall
be governed by, construed under and enforced in accordance with the laws of the
State of California.

     10. PARTICIPATION. Bank reserves the right to sell, assign, transfer,
negotiate, or grant participation interests in all or any part of, or any
interest in Bank's rights and benefits hereunder. In connection therewith, Bank
may disclose all documents and information which Bank now or hereafter may have
relating to Maker.

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     11. MODIFICATION. This Note may not be changed, modified, amended or
terminated orally.

     12. RESTATEMENT OF PRIOR NOTE. This Note has been issued in order to amend
and restate, and in substitution for, that certain Amended and Restated Secured
Promissory Note (the "Prior Note"), dated as of May 1, 2000, in the original
principal amount of Two Million Five Hundred Thousand and 00/100 Dollars
($2,500,000.00), executed by Maker to the order of Bank. Upon the execution and
delivery by Maker to Bank of this Note, which replaces and supersedes the Prior
Note, Bank shall deliver to Maker the Prior Note marked paid by substitution.

     13. WAIVER OF JURY TRIAL. MAKER AND BANK HEREBY WAIVE THEIR RESPECTIVE
RIGHTS TO A JURY TRIAL OF ANY CLAIM OR CAUSE OF ACTION BASED UPON OR ARISING OUT
OF THIS AGREEMENT OR ANY OTHER LOAN DOCUMENTS EXECUTED IN CONNECTION WITH THIS
AGREEMENT OR ANY DEALINGS BETWEEN MAKER AND BANK RELATING TO THIS AGREEMENT,
WHETHER SOUNDING IN CONTRACT, TORT OR OTHERWISE. MAKER AND BANK EACH ACKNOWLEDGE
THAT THIS WAIVER IS A MATERIAL INDUCEMENT TO ENTER INTO A BUSINESS RELATIONSHIP,
THAT EACH OF MAKER AND BANK HAS ALREADY RELIED ON THIS WAIVER IN ENTERING INTO
THIS AGREEMENT AND THAT EACH OF MAKER AND BANK WILL CONTINUE TO RELY ON THIS
WAIVER IN ANY RELATED FUTURE DEALINGS BETWEEN MAKER AND BANK. MAKER AND BANK
FURTHER WARRANT AND REPRESENT THAT THEY EACH KNOWINGLY AND VOLUNTARILY WAIVE
THEIR RESPECTIVE JURY TRIAL RIGHTS FOLLOWING CONSULTATION WITH LEGAL COUNSEL.

                              INTERVISUAL BOOKS, INC.,
                              a California corporation

                              By /s/ Waldo H. Hunt
                                 ---------------------------
                              Title  Chairman

                              FFM ACQUISITION CORP.,
                              a California corporation

                              By /s/ Dan P. Reavis
                                 ---------------------------
                              Title: President

     U.S. BANK NATIONAL ASSOCIATION hereby accepts this Note and agrees to the
provisions contained in Section 13 of the Note.

                              U.S. BANK NATIONAL ASSOCIATION

                               By /s/ Joel Everitt
                                 ---------------------------
                               Title: Vice President

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