Document:

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THIS WARRANT AND THE SECURITIES ISSUABLE UPON THE EXERCISE HEREOF HTHIS WARRANT
AND THE SECURITIES ISSUABLE UPON THE EXERCISE HEREOF HAVE NOT BEEN REGISTERED
UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT"), OR ANY STATE
SECURITIES LAWS BY REASON OF EXEMPTIONS FROM THE REGISTRATION REQUIREMENTS OF
THE ACT AND SUCH STATE SECURITIES LAWS AND MAY NOT BE SOLD, PLEDGED, ASSIGNED OR
OTHERWISE DISPOSED OF IN ABSENCE OF AN EFFECTIVE REGISTRATION STATEMENT UNDER
THE ACT AND APPLICABLE STATE SECURITIES LAWS OR UNLESS, IN THE OPINION OF
COUNSEL TO NAVIANT, INC., AN EXEMPTION FROM SUCH REGISTRATION IS AVAILABLE.

                                 WARRANT

No. ___                             Warrant to Purchase Shares of
                                    Common Stock.

                                 NAVIANT, INC.

          This certifies that, for value received, ___________, or its
registered assigns, is entitled to subscribe for and purchase, a number of duly
authorized, validly issued, fully paid and non-assessable shares of Common Stock
equal to the Number of Warrant Shares (as defined below), at an exercise price
per share equal to the Warrant Price (as defined below), upon the terms and
subject to the conditions hereinafter set forth.

     1.   Definitions.  For the purposes of this Warrant, the following terms
          -----------
have the following meanings:

          "Common Stock" shall mean the Corporation's Common Stock, par value
           ------------
$.01 per share, and any capital stock into which such Common Stock may hereafter
be changed.

          "Common Stock Warrant" shall mean this Warrant.
           --------------------

          "Common Stock Warrants" shall mean this Common Stock Warrant and all
           ---------------------
other Common Stock Warrants issued by the Corporation pursuant to the Stock
Purchase Agreement.

          "Corporation" shall mean Naviant, Inc., a Delaware corporation, and
           -----------
its successors and assigns.

          "Counsel" shall mean counsel to the Corporation.
           -------

          "Exercise Price" shall mean the product of the Warrant Price and the
           --------------
number of shares of Common Stock for which this Warrant is being exercised.
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          "Holder" or "Holders" shall mean the Person or Persons who shall from
           ------      -------
time to time own of record this Warrant.

          "IPO" shall mean an initial public offering of Common Stock under the
           ---
Securities Act.

          "Number of Warrant Shares" shall mean a number of shares of Common
           ------------------------
Stock, rounded to the nearest whole number equal to the Holder's Pro Rata Share
of 5% of the aggregate number of shares of Common Stock sold in an IPO
(excluding shares sold pursuant to any over-allotment option).  The Number of
Warrant Shares shall be subject to adjustment as set forth herein.

          "Person" shall mean an individual, a corporation, a partnership, a
           ------
trust, an unincorporated organization or a government organization or an agency
or political subdivision thereof.

          "Pro Rata Share" shall mean, with respect to a Holder, (X) the
           --------------
aggregate number of shares of Series C Convertible Redeemable Preferred Stock
and Series D Non-Voting Convertible Redeemable Preferred Stock purchased by such
Holder pursuant to the Stock Purchase Agreement, divided by (Y) sum of all
shares of Series C Convertible Redeemable Preferred Stock and Series D Non-
Voting Convertible Redeemable Preferred Stock sold by the Company pursuant to
the Stock Purchase Agreement.

          "Securities Act" shall mean as of any date the Securities Act of 1933,
           --------------
as amended, or any similar Federal statute then in effect.

          "Stock Purchase Agreement" shall mean the Preferred Stock Purchase
           ------------------------
Agreement dated as of the date hereof, among the Corporation and the Purchasers
named therein, as it may be amended from time to time.

          "Warrant Price" shall equal the gross offering price per share of
           -------------
Common Stock sold in the IPO.  The Warrant Price shall be subject to adjustment
as set forth in Section 4.

     2.   Duration.  The Holder may exercise this Warrant to subscribe for and
          --------
purchase shares of Common Stock represented hereby on the effective date of an
IPO, provided that the exercise shall be conditioned upon the closing of the
IPO.  The Company shall send a notice to the Holder five days prior to the
effective date of any IPO describing the anticipated number of shares to be
included in the IPO, the anticipated offering price and the date on which the
IPO is expected to be declared effective.

                                      -2-
<PAGE>

     3.   Method of Exercise; Payment; Issuance of New Warrant; Transfer and
          ------------------------------------------------------------------
Exchange.
--------

          3.1  The Holder hereof may exercise this Warrant, in whole or in part,
by delivery to the Corporation at its office at 14 Campus Blvd., Suite 200, New
Town Square, PA  19073, Attention: Chief Executive Officer (or such other
address as the Corporation may specify to Holder from time to time), of (a) a
written notice of Holder's election to exercise this Warrant, which notice shall
specify the number of shares of Common Stock to be purchased, (b) payment of the
Exercise Price in the manner provided below and (c) this Warrant.  Such notice
shall be substantially in the form of the subscription form appearing at the end
of this Warrant as Exhibit A, duly executed by Holder or its agent or attorney.
Payment of the Exercise Price shall be made at the option of Holder by (i) wire
transfer to an account in a bank located in the United States designated for
such purpose by the Corporation, (ii) certified or official bank check, (iii)
cancellation of indebtedness of the Corporation to Holder at the time of
exercise, (iv) cancellation as of the date of exercise of a portion of this
Warrant (calculated as the net fair market value of such cancelled portion at
the time of exercise), (v) the surrender of one share of Common Stock for each
share of Common Stock to be received upon exercise of this Warrant, by
delivering to the Company certificates representing the number of shares of
Common Stock to be surrendered, duly endorsed by or accompanied by appropriate
instruments of transfer duly executed by the Holder or (vi) any combination of
the foregoing.  The net fair market value of any portion of this Warrant
cancelled in full or partial payment of the Exercise Price shall be determined
by (A) multiplying (i) the number of shares of Common Stock for which the
portion of this Warrant to be cancelled was exercisable by (ii) the average of
the closing bid prices of a share of Common Stock for the ten trading days
preceding the date of exercise on the principal securities market on which the
Common Stock is traded (the "Average Price") and (B) subtracting from such
product the aggregate Exercise Price of the shares of Common Stock for which the
portion of this Warrant to be cancelled was exercisable.  In the event of any
exercise of the rights represented by this Warrant, (x) certificates for the
shares of Common Stock so purchased shall be dated the date of such exercise and
delivered to the Holder hereof within a reasonable time and the Holder hereof
shall be deemed for all purposes to be the Holder of the shares of Common Stock
so purchased as of the date of such exercise, and (y) unless this Warrant has
expired pursuant to Section 3 hereof, a new Warrant representing the number of
shares, if any, with respect to which this Warrant shall not then have been
exercised shall also be issued to the Holder hereof.  Any such warrant shall be
dated the date hereof and shall represent the right to purchase the remaining
number of shares of Common Stock issuable pursuant thereto.

          3.2  Subject to compliance with Section 6 hereof, this Warrant may be
transferred on the books of the Corporation by the Holder hereof in person or by
duly authorized attorney, upon surrender of this Warrant at the principal office
of the Corporation, properly endorsed and upon payment of any necessary transfer
tax or other governmental charge imposed upon such transfer.  Subject to
compliance with Section 6 hereof, this Warrant is exchangeable at the aforesaid
principal office of the Corporation for two or more warrants for

                                      -3-
<PAGE>

the purchase of the same aggregate number of shares of Common Stock, each new
warrant to represent the right to purchase such number of shares of Common Stock
as the Holder hereof shall designate at the time of such exchange. Any such
warrants shall be dated the date hereof and shall be identical with this Warrant
except as to the number of shares of Common Stock issuable pursuant thereto.

     4.   [Intentionally omitted.]

     5.   Stock Fully Paid; Reservation of Shares.
          ---------------------------------------

          5.1  The Corporation covenants and agrees that all shares of Common
Stock which may be issued upon the exercise of the rights represented by this
Warrant will, after receipt of payment of the Exercise price and upon issuance,
be fully paid and non-assessable and free from all taxes, liens and charges with
respect to issuance.  The Corporation further covenants and agrees that during
the period within which the rights represented by this Warrant may be exercised,
the Corporation will at all times have authorized and reserved for the purpose
of the issue upon exercise of this Warrant a sufficient number of shares of
Common Stock to provide for the exercise of the rights represented by this
Warrant.  In no event shall the Exercise Price per share of Common Stock be less
than the par value of the Common Stock.

          5.2  The Corporation shall not by any action, including, without
limitation, amending its certificate of incorporation or through any
reorganization, transfer of assets, consolidation, merger, dissolution, issue or
sale of securities or any other voluntary action, avoid or seek to avoid the
observance or performance of any of the terms of this Warrant, but will at all
times in good faith assist in the carrying out of all such terms and in the
taking of all such actions as may be necessary or appropriate to protect the
rights of the Holder hereof against impairment.  Without limiting the generality
of the foregoing, the Corporation will (a) not increase the par value of any
shares of Common Stock above the amount payable therefor upon the exercise of
this Warrant immediately prior to such increase in par value and (b) take all
such action as may be necessary or appropriate in order that the Corporation may
validly and legally issue fully paid and nonassessable shares of Common Stock,
free and clear of any liens, claims, encumbrances and restrictions (other than
as provided herein) upon the exercise of this Warrant.

     6.   Restrictions on Transferability.  The Warrant and the Common Stock
          -------------------------------
issued upon exercise of the Warrant shall not be transferred, hypothecated or
assigned before satisfaction of the conditions specified in this Section 6,
which conditions are intended to ensure compliance with the provisions of the
Securities Act and state securities or "blue sky" laws with respect to the
transfer, hypothecation or assignment of any Warrant or Common Stock issued upon
exercise of any Warrant.  Holder, by acceptance of this Warrant, agrees to be
bound by the provisions of this Section 6.

                                      -4-
<PAGE>

          6.1  Restrictive Legend.
               ------------------

               6.1.1       Except as otherwise provided in this Section 6, each
certificate for Common Stock issued upon exercise of this Warrant and each
certificate for Common Stock issued to any subsequent transferee of any such
certificate, shall be stamped or otherwise imprinted with a legend in
substantially the following form:

  "THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE
  SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES OR BLUE SKY LAWS OF ANY
  STATE.  THE SHARES REPRESENTED BY THIS CERTIFICATE MAY NOT BE TRANSFERRED IN
  VIOLATION OF SUCH ACT AND LAWS OR THE RULES AND REGULATIONS THEREUNDER."

               6.1.2       Except as otherwise provided in this Section 6, each
Warrant or share of Common Stock issuable upon conversion thereon, shall be
stamped or otherwise imprinted with a legend in substantially the following
form:

  "THIS SECURITY HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
  AMENDED (THE "ACT"), OR ANY STATE SECURITIES LAWS BY REASON OF EXEMPTIONS FROM
  THE REGISTRATION REQUIREMENTS OF THE ACT AND SUCH STATE SECURITIES LAWS AND
  MAY NOT BE SOLD, PLEDGED, ASSIGNED OR OTHERWISE DISPOSED OF IN ABSENCE OF AN
  EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT AND APPLICABLE STATE SECURITIES
  LAWS OR UNLESS, IN THE OPINION OF COUNSEL TO NAVIANT, INC., AN EXEMPTION FROM
  SUCH REGISTRATION IS AVAILABLE."

          6.2  Transfers.  Each certificate, if any, evidencing shares of Common
               ---------
Stock issued upon any transfer of shares of Common Stock issuable upon exercise
of this Warrant shall bear the restrictive legend set forth in Section 6.1.1,
and each Warrant issued upon any transfer of this Warrant shall bear the legend
set forth in Section 6.1.2, unless in the written opinion of Counsel addressed
to the Corporation such legend is not required in order to ensure compliance
with the Securities Act and applicable state securities or "blue sky" laws.

     7.   Fractional Shares.  No fractional shares of Common Stock will be
          -----------------
issued in connection with any exercise hereof, but in lieu of such fractional
shares, the Corporation shall make a cash payment therefor equal in amount to
the product of the applicable fraction multiplied by the Average Price.

     8.   Amendment and Waiver.  Any term, covenant, agreement or condition in
          --------------------
this Warrant may be amended, or compliance therewith may be waived (either
generally or in a particular instance and either retroactively or
prospectively), by a written instrument or written instruments executed by the
Corporation and the Holder.

                                      -5-
<PAGE>

     9.   Successors and Assigns.  Subject to the provisions of Section 3.2,
          ----------------------
this Warrant will be binding upon any entity succeeding to the Company by
merger, consolidation or acquisition of all or substantially all of the
Company's assets or if such entity is a subsidiary of another entity, will be
binding upon, and shall become an obligation of, the entity which is the
ultimate parent entity of such entity.

     10.  Governing Law.  THIS WARRANT SHALL BE GOVERNED BY AND CONSTRUED IN
          -------------
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT GIVING EFFECT TO THE
PRINCIPLES OF CONFLICTS OF LAW.  EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY
AND UNCONDITIONALLY CONSENTS TO SUBMIT TO THE EXCLUSIVE JURISDICTION OF THE
COURTS OF THE STATE OF NEW YORK AND OF THE UNITED STATES OF AMERICA, IN EACH
CASE LOCATED IN THE COUNTY OF NEW YORK, FOR ANY ACTION, PROCEEDING OR
INVESTIGATION IN ANY COURT OR BEFORE ANY GOVERNMENTAL AUTHORITY ("LITIGATION")
ARISING OUT OF OR RELATING TO THIS WARRANT AND THE TRANSACTIONS CONTEMPLATED
HEREBY (AND AGREES NOT TO COMMENCE ANY LITIGATION RELATING THERETO EXCEPT IN
SUCH COURTS), AND FURTHER AGREES THAT SERVICE OF ANY PROCESS, SUMMONS, NOTICE OR
DOCUMENT BY U.S. REGISTERED MAIL TO ITS RESPECTIVE ADDRESS SET FORTH IN THIS
WARRANT SHALL BE EFFECTIVE SERVICE OF PROCESS FOR ANY LITIGATION BROUGHT AGAINST
IT IN ANY SUCH COURT.  EACH OF THE PARTIES HERETO HEREBY IRREVOCABLY AND
UNCONDITIONALLY WAIVES ANY OBJECTION TO THE LAYING OF VENUE OF ANY LITIGATION
ARISING OUT OF THIS WARRANT OR THE TRANSACTIONS CONTEMPLATED HEREBY IN THE
COURTS OF THE STATE OF NEW YORK OR THE UNITED STATES OF AMERICA, IN EACH CASE
LOCATED IN THE COUNTY OF NEW YORK, AND HEREBY FURTHER IRREVOCABLY AND
UNCONDITIONALLY WAIVES AND AGREES NOT TO PLEAD OR CLAIM IN ANY SUCH COURT THAT
ANY SUCH LITIGATION BROUGHT IN ANY SUCH COURT HAS BEEN BROUGHT IN AN
INCONVENIENT FORUM.  EACH OF THE PARTIES IRREVOCABLY AND UNCONDITIONALLY WAIVES,
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHTS TO TRIAL
BY

                                      -6-
<PAGE>

JURY IN CONNECTION WITH ANY LITIGATION ARISING OUT OF OR RELATING TO THIS
WARRANT OR THE TRANSACTIONS CONTEMPLATED HEREBY.

Dated: December 7, 1999       NAVIANT, INC.

Attest:                       By:_____________________________________

                                 William J. Tobia

                                 Chief Financial Officer

_________________________
James M. Flynn

President

                                      -7-
<PAGE>

                                                                       EXHIBIT A

                               SUBSCRIPTION FORM

                  To be executed only upon exercise of Warrant

          The undersigned registered owner of the attached Warrant irrevocably
exercises the attached Warrant for the purchase of ________ shares of Common
Stock, $.01 par value, of Naviant, Inc. and herewith makes payment therefor, all
at the price and on the terms and conditions specified in this Warrant and
requests that certificates for the shares of Common hereby purchased (and any
securities or other property issuable upon such exercise) be issued in the name
of and delivered to _______________________ whose address is __________________
__________________________ and, if such shares of Common Stock shall not include
all of the shares of Common Stock issuable as provided in this Warrant, that a
new Warrant of like tenor and date for the balance of the shares of Common Stock
issuable hereunder be delivered to the undersigned.

                         ________________________________
                         Name of Registered Owner

                         ________________________________
                         Signature of Registered Owner

                         ________________________________

                         ________________________________
                         Address

                         ________________________________
                         Federal ID Number

NOTICE:   The signature on this subscription must correspond with the name as
          written upon the face of the within Warrant in every particular,
          without alteration or enlargement or any change whatsoever.

                                      -8-
<PAGE>

                                                                       EXHIBIT B

                                ASSIGNMENT FORM

          FOR VALUE RECEIVED, the undersigned registered owner of this Warrant
hereby sells, assigns and transfers unto the Assignee named below all of the
rights of the undersigned under this Warrant, with respect to the number of
shares of Common Stock set forth below:

Name and Address of Assignee    No. of Shares of Common Stock
----------------------------    -----------------------------

and does hereby irrevocably constitute and appoint __________________ attorney-
in-fact to register such transfer on the books of Naviant, Inc. maintained for
the purpose, with full power of substitution in the premises.

Dated:_____________________________

Name:_____________________________

Signature:__________________________

NOTICE:   The signature on this assignment must correspond with the name as
written upon the face of the within Warrant in every particular, without
alteration or enlargement or any change whatsoever.

                                      -9-<PAGE>

  CERTAIN PORTIONS OF THIS EXHIBIT HAVE BEEN OMITTED BASED UPON A REQUEST FOR
    CONFIDENTIAL TREATMENT.  THE OMITTED PORTIONS ARE DENOTED BY ASTERISKS.

                       JOINT DATABASE LICENSE AGREEMENT

                           SECTION I - LICENSED USE
                           ------------------------

A.  PARTIES ("PARTIES")
InfoUSA:                 infoUSA Inc., a Delaware corporation
                         5711 S. 86th Circle, Omaha, NE 68127

Naviant:                 Naviant, Inc., a Delaware corporation
                         14 Campus Blvd, Suite 200, Newtown Square, PA

Effective Date:          September 30, 1999

WHEREAS, infoUSA owns proprietary databases of approximately 10 million
businesses and 105 million households in the United States, and desires to
license these databases to Naviant on the terms provided in this Agreement.

WHEREAS, Naviant owns proprietary databases of approximately 2 million
businesses and 12.2 million households in the United States, and desires to
license these databases to infoUSA on the terms provided in this Agreement.

WHEREAS, infoUSA and Naviant each desire to license the other's proprietary
databases on the terms provided in this Agreement.

Now therefore the Parties mutually agree as follows:

This is a Joint Database License Agreement ("Agreement") between InfoUSA, Inc.
("infoUSA") and Naviant, Inc. ("Naviant").  This Agreement supercedes all prior
agreements with respect to the Products and Services described below and all
other subject matter hereof and supersedes the following agreements:  (1)
FDS/Intelliquest Database License and Services Agreement dated December 22,
1997, as amended in two separate amendments dated May 5, 1998, and as amended on
December 30, 1998, and as assigned by Intelliquest Information Group, Inc. to
iQ2.net, Inc. an August 12, 1989; and (2) Intelliquest/FDS Data License and
Distribution Agreement dated December 22, 1997, as amended December 30, 1898,
and as assigned by Intelliquest Information Group, Inc. to IQ2.net, Inc. on
August 12, 1999.  For purposes of clarification, Intelliquest Information Group,
Inc. ("Intelliquest") ) assigned the above agreements to its Affiliate and
wholly-owned subsidiary, IQ2.net, Inc.; and the stock of IQ2.net has now been
acquired by Naviant, Inc.

Within 30 days of the Effective Date the Parties will begin good faith
negotiations to execute a separate agreement wherein Naviant will license the
HTHH Flag to infoUSA.
<PAGE>

B.   TERM ("Term") The term of this Agreement will be for five (5) years
commencing from the Effective Date, unless earner terminated pursuant to Section
III, paragraph 5.1 or 5.2, or for "No-Cause" as follows:

NO-CAUSE TERMINATION AFTER YEAR 3 OF THE AGREEMENT.  After year three of the
Agreement, either party may, in its sole discretion, terminate the Agreement by
giving the other party 6 months prior written notice.

     a)  In the event this Agreement is terminated by Naviant for No-Cause,
     Naviant acknowledges that such termination shall not terminate, diminish or
     otherwise affect Naviant's obligations to pay License Fees and Royalties
     Incurred up to date of termination or otherwise affect License Fees or
     Royalties which have been paid to infoUSA by Naviant up to date of
     termination.

     b)  In the event this Agreement is terminated by infoUSA for No-Cause,
     Naviant shall be refunded the prorated balance of the Annual Minimum
     Royalty paid by Naviant calculated from the date the Agreement terminates.

     c)  All other post-termination obligations remain as otherwise set forth in
     this Agreement.

C.   DATA TO BE DELIVERED The following databases are subject to the license set
forth in this Agreement, and are more particularly described in Section IV.

1)   "InfoUSA Database" refers to a database of information on approximately 10
     million businesses (the "Business File") and 105 million households (the
     "Consumer File") in the United States.

2)   "Naviant Database" refers to a database of information on approximately 2
     million high-tech businesses (the "HTB File") and 12.2 million high-tech
     households (the "HTHH File") in the United States, and is sometimes
     referred to as IQ2 Net.

D.   USE OF THE DATABASES (The "Databases" and the "Service(s)")

1.1) Naviant's license to infoUSA: Naviant grants infoUSA a limited, non-
     exclusive, non-transferable license for the Term and subject to the Terms
     and Conditions set forth In Section III, to transfer, sell, market,
     distribute, and transmit the HTHH & HTB Files in the following Services:

     a)  HTHH & HTB List Rental: Lists which are created solely from the HTHH &
         ----------------------
         HTB Files and subsequently rented to Users for the Users' internal
         marketing purposes only. Lists may be rented to Users for either one-
         time or annual, multiple-internal use subject to the fees described in
         Section II, F1a.

         infoUSA shall license the HTHH & HTB Files to Users' for Users'
         internal marketing purposes only on an annual contractual basis.

                                       2
<PAGE>

         Lists and files rented or licensed pursuant to the foregoing shall be
         subject to the use restrictions defined in paragraph 3 of this
         Agreement.

     At such point that Naviant secures licensing rights to e-mail addresses
     from its registration clients, Naviant shall grant infoUSA a limited, non-
     exclusive, non-transferable license to infoUSA for the e-mail addresses for
     the remaining term of this Agreement and subject to the Terms and
     Conditions set forth in Section III for incorporation of the e-mall
     addresses Into the Products and Services.

1.2) Fulfillment: Naviant shall fulfill all orders for HTHH and HTB files and
     for infoUSA list products for Naviant's customers, If from time to time,
     other fulfillment options are required, i.e., cheshire labels, etc.,
     infoUSA shall provide such services at a price to be agreed upon by the
     Parties. lnfoUSA shall fulfill all orders for HTHH and HTB files for
     InfoUSA's respective customers.

2.1) infoUSA's license to Naviant: InfoUSA grants Navlant a limited, non-
     exclusive, non-transferable license for the Term and subject to the Terms
     and Conditions set forth in Section Ill, to transfer, sell, market,
     distribute, and transmit the infoUSA Database for the following purposes:

a)   Data Append/File Enhancement of the HTHH & HTB Files and List Rental.
     --------------------------------------------------------------------
     Naviant may append elements from the lnfoUSA Database to the HTHH and HTB
     Files. Such appending shall include the following elements, where
     available:

     From the Consumer File: Name; Address; Number of members in household; Age
     of adult family members; Presence of children, Gender of family members;
     Estimated Age of Head of HH; Estimated Income; FIND; Length Of Residence;
     Telephone Numbers; Area Codes, Dwelling Unit Size.

     From the Business File: SIC Code with Descriptions and Employee Size Code.

     Such appended HTHH & HTB File shall be used by Navlant for rental to end
     users for one-time or annual, multiple use subject to the use restrictions
     defined In paragraph 3 of this Agreement

b)   Customer Database Enhancement.  Naviant appends data from the lnfoUSA
     -----------------------------
     Database to a Users' customer database for that Users' Internal marketing
     applications only.

c)   infoUSA Database List Rental.  Naviant rents the lnfoUSA Database to Users
     ----------------------------
     for the Users' internal marketing purposes only, provided however, that
     Naviant will obtain InfoUSA's prior written permission to rent more than
     500,000 records from the lnfoUSA Database Business File, or 5 million
     records from the infoUSA Consumer File to a single User in one calendar
     year, provided however that this restriction does not apply to the Naviant
     Grandfathered customers as described In Section I D5 of this Agreement.

d)   Naviant e-Targeting Application.  Naviant  appends data from the lnfoUSA
     -------------------------------
     Database to databases of its customers' website visitors. The enhanced data
     will be used by website

                                       3
<PAGE>

     owners or Ad Serving Networks to assist in displaying more highly targeted
     advertisements on their websites.

e)   Naviant e- Registration Application.  Naviant displays data elements (which
     -----------------------------------
     selection criteria has been chosen by a User) from the Neviant Database for
     that User to view the data in a tabulated form on a computer screen. Users
     will not be permitted to download any data from a Naviant Database Screen
     Viewing.

f)   Internal Marketing Analysis.  Naviant uses data elements from the lnfoUSA
     ---------------------------
     Database for Its own internal marketing analysis and testing, including the
     creation of models. Naviant shall not use the lnfoUSA Database for any
     other direct marketing applications such as direct mail and telemarketing,
     without the prior written approval of lnfoUSA.

Except for the Naviant e-Registration Application, Naviant may license the
infoUSA Database in the above-described Products and Services to Users' for
Users' Internal marketing purposes only for one-time or annual, multiple use
subject to the use restrictions defined In paragraph 3 of this Agreement.

2.2) In making its determination whether to permit distribution of records under
     paragraph 2.1.c, infoUSA, in its sole discretion, may withhold and deny
     permission If the proposed distribution would adversely impact lnfoUSA or
     any of infoUSA's customers In any way, provided however that Naviant shall
     not be restricted from providing more records to its Grandfathered
     customers as described in Section 1,D,5

3)   END-USER AGREEMENTS: infoUSA and Naviant shall enter into End-User
     Agreements with all Users who license the Databases, or, pursuant to
     Section 1.D.6 below, with applicable brokers or agents on behalf of Users.
     The End-User Agreements shall include prohibitions against using the
     Databases for anything other than the Users' own internal marketing use,
     and will include the following prohibitions for use of the Consumer File
     and the HTHH File:

     "User will not use the infoUSA Database [or, as applicable, the HTHH File]
     or the Information or data obtained therefrom in part or whole as a factor
     in: (i) establishing an individual's eligibility for credit or insurance,
     (ii) connection with underwriting individual insurance, (iii) evaluating an
     Individual for employment or for promotions, reassignment or retention as
     an employee, (iv) connection with a determination of an individual's
     eligibility for a license or other benefit granted by a governmental
     Instrumentality, (vi) connection with any sweepstakes, contest game or
     similar promotional devices, (vii) connection with any pornographic product
     or service or other product or service which caters to prurient interests
     or, (viii) connection with criminal investigations or other law enforcement
     purposes."

     "User shall use the Database In compliance with (a) all federal, state and
     local laws, statutes, rules, regulations and ordinances Including, without
     limitation, the Fair Credit Reporting Act (15 U.S.C. Sections 1681-1681t,
     as such act may be amended, modified or supplemented from time to time),
     (b) all applicable privacy and data protection laws,

                                       4
<PAGE>

     rules and regulations, and (c) all regulations, rules and policies
     published by the Direct Marketing Association and such other associations
     or groups"

4)   TRANSFER OF NAVIANT'S DATA PROCESSING CUSTOMERS: On the Effective Date,
     Naviant will transfer its ongoing data processing customers, as specified
     In Appendix A and the management of the future revenues for these customers
     who have, prior to the Effective Date, procured processing services from
     Intelliquest or any related companies in return for this lnfoUSA will pay
     to Naviant a Fee equal to 30% of the gross revenue billed to these
     customers for supplying databases and 20% of the gross revenue billed to
     these customers for data processing services. Provided however, that
     Naviant will continue to maintain the customer relationship it has with
     Sprint, and will pay infoUSA the same fees and royalties as were agreed to
     in that certain FDS/Intelliquest Database License and Services Agreement
     dated December 22, 1997, as amended in two separate amendments dated May 5,
     1998, and as amended on December 30, 1998.

5)   GRANDFATHER PROVISION FOR OUTSTANDING INTELLIQUEST CUSTOMER CONTRACT
     OBLIGATIONS: lnfoUSA agrees that it will honor the Terms, Conditions, and
     Pricing for the remaining term of those IntelliQuest customer contracts
     which exist for the Donnelley File, DQI, Shareforce, or Demobase. A list of
     these customers are contained in Appendix C. Naviant shall pay infoUSA 50%
     of the gross revenue billed to these customers for products or services
     incurred after the Effective Date.

6)   Notwithstanding anything herein to the contrary, (except for rental of the
     infoUSA Database described in this section D.2.1,c) in connection with all
     other rental of lists to Users, either party may rent the lists to a User
     by means of a third party intermediary, such as a broker or agent, provided
     that such broker or agent assumes responsibility for imposing all
     appropriate restrictions and conditions on the User.

7)   For purposes of this Section D, a User's "internal marketing purposes"
     shall include such User engaging in direct marketing campaigns for its
     products or services.

E.   LEGAL AND COPYRIGHT NOTICES
Naviant shall display the following copyright notice wherever data from the
infoUSA Database is displayed, published or distributed : "Certain data provided
by lnfoUSA Inc, [Donnelley] Omaha, Nebraska, Copyright (C) 1999, All Rights
Reserved".

infoUSA shall display the following copyright notice wherever data from the
Naviant Database is displayed published or distributed:  "Certain data provided
by Naviant, Newtown Square, Pa. Copyright (C) 1999, All Rights Reserved".

Subject to the terms and conditions of this Agreement, each party hereby grants
the other party a limited, nonexclusive, non-transferable, fully-paid license
for.the Term to use, reproduce and display each party's trademarks, service
marks, logos and other distinctive brand features (collectively "Brand
Features").

Each party may only use, reproduce end display the Brand Features as necessary
In order to perform Its obligations under this Agreement and shall have no right
to sublicense or co-brand the Brand Features.  Each party acknowledges the
other's ownership in the Brand Features, and

                                       5
<PAGE>

any trademark applications and/or registrations thereto, and agrees that lit
will do nothing Inconsistent with such ownership and agree that all use of each
other's Brand Features by the other party shall inure to the benefit of the
owner.

                                       6
<PAGE>

                     SECTION II - LICENSE FEES & ROYALTIES
                     -------------------------------------

F.   LICENSE FEES & ROYALTIES
     The relevant prices from lnfoUSA's 1999 Business and Consumer Retail Price
     List are attached hereto as Attachment A, and Naviants 1999 Retail Price
     List is attached hereto as Attachment D.  These Retail Price Lists are
     hereinafter referred to each as the "Naviant RPL" and the "infoUSA RPL".
     Retail prices area subject to change.

1)   ACTUAL ROYALTIES DUE TO NAVIANT
     In consideration for the grant of the license, lnfoUSA shall pay Naviant as
     follows:

a)   HTHH & HTB Firm List Rental - For each List Rental, lnfoUSA will pay
     ---------------------------
     Naviant fifty percent (50%) of the relevant rates shown for List Rental on
     Naviant's then-current RPL (Attachment D).

2)   ROYALTIES AND LICENSE FEES DUE TO INFOUSA:

     In consideration for the grant of the license, and for all sales of the
     Databases through Naviant, Naviant shall pay lnfoUSA as follows:

2.1) ANNUAL MINIMUM ROYALTY FEES DUE TO INFOUSA:
     Naviant shall pay infoUSA the greater of:

     a)  All actual royalties, fees, and payments as described in paragraph 2.2
         below; or
     b)  An annual, nonrefundable Minimum Royalty Fee as follows:
         Year 1:    *****
         Year 2:    *****
         Year 3:    *****
         Year 4:    *****
         Year 5:    *****

The Minimum Royalty fee shall be a credit against the Actual Royalties Fees and
Payments.  Naviant shall pay infoUSA the annual Minimum Royalty Fee as follows:
25% on the Effective Date, 25% 90 days following Effective Date, 25% 180 days
following Effective Date, and 25% 270 days following Effective Date in Year 1 of
the Agreement, and similarly on each anniversary date of the Effective Date for
Years 2-5 of the Term.

2.2) ACTUAL ROYALTIES, FEES AND PAYMENTS DUE TO INFOUSA

a)   Data Append/File Enhancement for HTHH & HTB Files and Naviant
     -------------------------------------------------------------
     e-Registration Application
     --------------------------

     Naviant shall pay lnfoUSA the following monthly fees for use of the infoUSA
     Database in Data Append/File Enhancement and Naviant e-Registration
     Application Products and Services as described in sections I.D.2.1 (a) and
     I.D.2.1 (e) of this Agreement:

                                       7
<PAGE>

<TABLE>
<CAPTION>

                                                     Monthly Fee for      Monthly Fee for
       Volume of HTHH & HTB records                  Consumer Data         Business Data
       ----------------------------                  ---------------      ---------------
<S>                                                <C>                  <C>
       i. Less than 15 million                              $20,000              $20,000
       ii. From 15 million to 25 million                    $25,000              $25,000
       iii. Over 25 million                                 $30,000              $30,000
</TABLE>

b)   HTHH & HTB List Rentals: Naviant shall pay infoUSA the following royalties
     -----------------------
     per thousand records (which include lnfoUSA data) rented to end Users as
     described in section I.D.2.1 (a) of this Agreement, provided however, that
     no such royalties shall be due under this paragraph 2.2.b for those records
     fulfilled by Naviant on behalf of infoUSA:

            Business Records                ***** per thousand
            Consumer Records                ***** per thousand

     For each HTHH annual list (where lnfoUSA data is included) rental over
     5,000,000 records to one customer in one year Naviant shall pay lnfoUSA
     ***** of the gross revenue billed to the Naviant customer for such rental
     but no less than *****, per such list rental.  The above list rental fee
     and royalties shall increase each contract year by a percentage equal to
     the increase in the cost of living index.

c)   infoUSA Database List Rental: For each Individual list rented, ***** of the
     ----------------------------
     relevant rates shown for List Rental on infoUSA's then-current RPL.  (See
     Attachment A, page 1)

d)   Naviant e-Targeting, Application: 10% of the gross revenue billed by
     --------------------------------
     Naviant for the Naviant e-Targeting Application where such e-Targeting uses
     data from the infoUSA Database.

3)   REPORTING: Within thirty (30) days following the close of each month during
     the term of this Agreement, the Parties will supply each other with a Usage
     Report In the format shown in the next paragraph and all royalties and all
     other license fees due that month.

4)   ROYALTY USAGE REPORTING FORMAT - CALCULATED ON A PER-ORDER BASIS: For each
     single order fulfilled and each service Naviant performs for its customers,
     Naviant shall pay infoUSA actual royalties. If Naviant offers discounts
     based on volume commitments other than as shown on infoUSA's RPL, Naviant
     shall pay lnfoUSA actual royalties based on the volume of each order and
     not on any discount agreed to between Naviant and the User.

     Naviant Royalty Contact:    Tom Perkins Phone:          (610) 355 7115
     infoUSA Royalty Contact:    Debra Houghton Phone:       (402) 537-8745

<TABLE>
<CAPTION>

<S>            <C>                      <C>                             <C>            <C>        <C>
------------------------------------------------------------------------------------------------------------
INVOICE        CUSTOMER NAME            SERVICE AND/OR PRODUCT          QUANTITY       PRICE      ROYALTY
                                                                          SOLD                    INCURRED
------------------------------------------------------------------------------------------------------------
</TABLE>

                                       8
<PAGE>

                       SECTION III - TERMS & CONDITIONS

1.   DEFINITIONS.
     ------------

1.1  User refers to any company, organization or individual, which has access to
the infoUSA Database Naviant Database for its own Internal use through the
Products and Services described In Section I.

1.2  Codemaster refers to the Codemaster Data Table and Abbreviation Table. The
Codemaster is to be used by Navtant for internal data processing purposes only,
and is provided by infoUSA so that Naviant is able to interpret the infoUSA
Database Business File raw data.

1.3  Database(s) means the Naviant Database and the infoUSA Database, as
applicable.

1.4  Licensee, Licensee Party, licensee or licensee party means each party In
Its capacity as a licensee of its Database to the other party hereunder.

1.5  Licensor, Licensor Party, licensor or licensor party means each party in
its capacity as a licensor of its Database to the other party hereunder.

2.  UNAUTHORIZED USE.
    -----------------

2.1  Any use by either party or Users of the Databases, which is not expressly
authorized in this Agreement is strictly prohibited. Without limiting the
generality of the foregoing, unless specifically permitted by this Agreement or
unless authorized in writing by the other party (which authorization may be
withheld unreasonably), the parties and Users are expressly prohibited from (i)
Sublicensing or reselling the Databases, or providing the Service on behalf of
any third-party, (ii) using or allowing third parties to use the Databases for
the purpose of compiling, enhancing, verifying, supplementing, adding to or
deleting from any mailing list, geographic or trade directories, business
directories, classified directories, classified advertising, or other
compilation of information which is sold, rented, published, furnished or in any
manner provided to a third party; (iii) using the Databases in any service or
product not specifically authorized in this Agreement, offering it through any
third party or disclosing it to anyone other than a User; (iv) disassembling,
decompiling, reverse engineering, modifying or otherwise altering the Databases;
or (v) providing any data from the licensor party Database to a direct
competitor of the licensor party or other party (as described in Appendix B).
Each party agrees that it will notify the other promptly in the event it becomes
aware of or suspects any use or disclosure of the Databases which is not
permitted by this Agreement.

2.2  if a party houses the Database of the other party on the Internet, such
party will do so behind firewalls and make its best effort to prevent
unauthorized usage or copying of the Database of the other party.

Without limiting the foregoing each party will implement a system of controls
that will: a) Protect the integrity of the Databases; b) Control access to the
Databases and c) Reasonably ensure that the amount of usage of the Databases is
accurately recorded.

2.3  Each party acknowledges that any unauthorized use of the Databases will
cause irreparable harm and injury to the other party for which there is no
adequate remedy at law. In addition to all other remedies available under this
Agreement, at law or in

                                       9
<PAGE>

equity, each party further agrees that the other party shall be entitled to
injunctive relief in the event one party uses the Databases in violation of the
limited license granted hereunder.

3.   LICENSE FEES AND ROYALTIES
     --------------------------

3.1  Any royalties or fees payable under this Agreement, which are not paid when
due, shall accrue Interest at the rate of 1.5% per month, or the highest
percentage permitted by applicable state law, from the due date until paid.

3.2  The parties shall permit each other to audit its accounts, books and
records, and to perform data stream analysis, as they relate to the licensee
party's rights or obligations hereunder, at the auditing party's expense and
upon reasonable notice. The right granted under this Section 3.2 shall exist
during the term of this Agreement and for one year thereafter. Upon concluding
any audit, the auditing party shall notify the other party of the results
thereof. In the event that an adjustment must be made to the royalties and/or
fees previously paid by party hereunder, the parties shall use their best
efforts in good faith to agree upon the amount of any such adjustment. Any such
adjustment shall be paid within 5 business days after such agreement is reached.
In the event the parties agree that the total amount of royalties and/or fees
previously paid was less than the amount required to be paid under this
Agreement and such deficiency is 10% or more of the amount previously paid, the
audited party shall pay the reasonable audit costs incurred by the auditing
party, including all reasonable out-of-pocket expenses.

3.3  Unless otherwise specified in this Agreement, the parties acknowledge that
termination of this Agreement shall not terminate, diminish or otherwise affect
either party's obligation to pay license fees or any fees or costs which have
accrued under this Agreement.

4.   DELIVERY.
     ---------

4.1  if either party should be in material default of the Agreement the non-
defaulting party may, in its sole discretion, withhold Database updates.

5.   TERMINATION.
     ------------

5.1  Either party may terminate this Agreement as follows: (a) if the other
party materially breaches any term or condition of this Agreement (except as
otherwise provided in paragraphs 5.2 or 5.3 of this Agreement) and fails to
remedy such breach within thirty (30) days after written notice of such breach;
or (b) if the other party becomes subject to any receivership. insolvency,
bankruptcy, moratorium or similar proceeding for more than thirty (30) days

5.2  Either party may terminate this Agreement immediately if (a) the otter
party wilfully participates in any material unauthorized use of the Databases
(including, without limitation, participating In or allowing a third party's
unauthorized use thereof or failing to maintain controls as outlined in
paragraph 2.2 above); (b) either party fails to pay any amount due hereunder
within 10 days after receiving notice from the other party that such payment is
past due; (c) all or substantially all of the assets of one party are sold,
assigned or otherwise transferred to any individual or entity ("Person") other
then a Person controlling, under common control with or controlled by party,
except however, for those provisions of assignment in this Section III,
paragraph 10; (d) 50% or more of the equity securities or voting Interests of
one party or the

                                       10
<PAGE>

ultimate parent of that party is sold, assigned or otherwise transferred in a
single transaction or a series of related transactions, except however, for
those provisions of assignment In Section III, paragraph 10; (e) either party or
Its ultimate parent is a party to a merger, consolidation or other similar
transaction, except however, for those provisions of assignment in Section III,
paragraph 10; or (e) either party has materially breached any term or condition
of this Agreement on 3 or more occasions, even if previous breaches were cured
in accordance with the provisions of Paragraph 5.1(a).

5.3  Upon termination of this Agreement for any reason, both parties shall (i)
ensure that all copies of the other party's Databases and any related data and
information is deleted from its computers and, if applicable the computers of a
third-party Processor; (ii) cease any and all use of the licensed Databases
(iii) return all copies, whether In print, tape or other media, of any of the
licensed Databases In its possession to the licensor no later than five (5) days
after termination of this Agreement; and, (iv) certify in writing within ten
(10) days after termination of this Agreement that party and Processor have
deleted or returned to the licensor all copies of the licensed Databases.

6.   PROPRIETARY RIGHTS.  Each party acknowledges that all rights, title and
     ------------------
Interest to the other's Databases, regardless of the forms of media in which
such may be contained, shall be and are retained by Licensor subject to the
license granted to party under this Agreement.

7.   CONFIDENTIALITY.  The Confidentiality, Non-Disclosure and Non-Solicitation
     ---------------
Agreement executed on December 14, 1998 by Intelliquest, Inc. and infoUSA (the
"NDA"), attached as Attachment F is expressly incorporated herein by this
reference, and the terms thereof shall survive the termination of this
Agreement. Navlant agrees to be bound by the NDA as the successor in interest to
intelliquest.

8.   DISCLAIMER OF WARRANTY, LIMITATION OF REMEDY. AND LIMITATION OF LIABILITY.
     --------------------------------------------------------------------------

8.1  Each party warrants and represents that (a) it has the necessary power and
authority to enter into and perform its obligations under this Agreement and has
property authorized the same by all requisite action; (b) it has all necessary
rights to grant the license granted to the other party under this Agreement; and
(c) their Databases and associated trademarks do not infringe upon any
copyright, patent, trademark or proprietary right (collectively "Intellectual
Property Rights") of any third party.

8.2  Except for those warranties previously set forth in paragraph 8.1, the
Databases are licensed on an "AS IS" basis without guarantee, and neither party
guarantees that their Databases will meet the Licensee' Party's or Users
requirements; that they will operate in the combinations, or In the equipment,
selected by the Licensee Party or Users; or that its operation will be error-
free or without interruption.

Notwithstanding any other provision In this Agreement, each party shall
Indemnify, hold harmless and defend or settle at its own expense any claim or
suit against the other party to the extent it arises out of or in connection
with an assertion that the licensor party's Database or any portion thereof
infringes any copyrights or other Intellectual Property Rights, and the licensor
party shall indemnify and hold harmless the licensee party from damages, costs,
and attorneys' fees, if any, finally awarded in such suit or the amount of the
settlement

                                       11
<PAGE>

thereof. In the event that an allegation of infringement of Intellectual
Property Rights is made against the licensee party, such party will i) give the
licensor party prompt written notice of and control over the defense and
settlement of any demand, claim, action, or lawsuit for which the licensee party
believes it is entitled to indemnification under this paragraph and ii)
cooperate fully in such defense and settlement.

If any such claim of infringement of Intellectuai Property Rights has occurred
or in the applicable licensor party's opinion is likely to occur, then the
licensor party may, in addition to Indemnifying Licensee party as set forth In
the preceding paragraph and at its option and expense, i) procure for licensee
party the right to use the infringing data; or ii) at no expense to licensee
party replace the licensor party Database with an equally suitable, compatible
and functionally equivalent compilation of data, or iii) modify the infringing
data without reducing the quality or effectiveness thereof so that the same is
no ionger subject to any such infringement claim.  If neither of the foregoing
solutions is available on commercially reasonable terms, then licensor party may
request that Licensee party cease all use of the Infringing data and return the
infringing data to licensor party, for a pro-rated refund of the consideration
paid therefor.  If the licensee party does not comply with such request, the
licensee party may continue to use the infringing data but licensor party shall
have no indemnity obligation therefor under this paragraph 8.

Licensor party shall have no obligation under this Agreement to indemnify or
defend the licensee party against a claim of infringement of Intellectual
Property Rights resulting from the modification or alteration by the licensee
party of the licensor party Database provided hereunder by the licensee party,
or the combination of such data with any date not supplied by licensor party, as
long as the licensor party Database in the form supplied by licensor party could
not Itself constitute an infringement.

8.3  EXCEPT AS STATED HEREIN, licensor party MAKES NO EXPRESS OR IMPLIED
WARRANTIES, INCLUDING.  WITHOUT LIMITATION, ANY EXPRESS OR IMPLIED WARRANTY OF
FITNESS FOR A PARTICULAR PURPOSE OR WARRANTY OF MERCHANTABILITY.

8.4  NEITHER PARTY SHALL BE LIABLE TO THE OTHER FOR CONSEQUENTIAL OR INCIDENTAL
DAMAGES OR FOR ANY LOST PROFITS OR ANY CLAIM OR DEMAND OF A SIMILAR NATURE OR
KIND, WHETHER ASSERTED BY LICENSEE PARTY AGAINST LICENSOR PARTY OR AGAINST
LICENSEE PARTY BY ANY OTHER PARTY, EVEN IF EACH PARTY HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES; AND EACH PARTY AGREES TO DEFEND, INDEMNIFY AND HOLD
HARMLESS THE OTHER PARTY FROM ANY AND ALL CLAIMS, ACTIONS, DEMANDS, OR OTHER
LIABILITY (INCLUDING COSTS AND ATTORNEYS' FEES) TO THIRD PARTIES TO THE EXTENT
THEY RESULT FROM THE USE OF THE OTHER PARTY'S DATABASE BY SUCH PARTY.

8.5  EXCEPT FOR INDEMNITY SET FORTH IN PARAGRAPHS 8.2 AND 8.4, EACH PARTY'S
ENTIRE AGGREGATE LIABILITY FOR DAMAGES, IF ANY, IN CONNECTION WITH THIS
AGREEMENT AND THE USE OF THE LICENSOR PARTY DATABASE PROVIDED TO LICENSEE PARTY
OR

                                       12
<PAGE>

PROVIDED BY LICENSEE PARTY TO USERS (WHETHER BASED IN CONTRACT, TORT OR
OTHERWISE), SHALL NOT EXCEED THE FEES AND ROYALTIES DUE BY EITHER PARTY
(WHICHEVER IS GREATER) DURING THE PREVIOUS ONE YEAR OF THE AGREEMENT, OR AN
ANNUALIZED AMONT THEREOF, IF APPLICABLE.

9.   FORCE MAJEURE.  Except for the payment of money, neither party shall be
     -------------
liable for delays or failures in performance resulting from acts beyond the
reasonable control of such party. Such acts shall include but not be limited to
acts of God, riots, acts of war, and other disasters. In the event such an act
occurs, the party whose performance is delayed or affected will give prompt
notice to the other party, stating the period of time the delay or failure is
expected to continue.

10.  ASSIGNMENTS.  Neither party shall assign this Agreement, or delegate or
     -----------
subcontract any of its obligations hereunder, provided however, that Naviant
shall be permitted to assign its rights under this Agreement in the event that
all or substantially all of its assets are sold, assigned or otherwise
transferred to any individual or entity other than an infoUSA competitor (as
described In Appendix B); or 50% or more of the equity securities of Naviant are
sold, assigned, or transferred In a single transaction, or series of
transactions to any individual or entity other than to an infoUSA competitor (as
described in Appendix B). Notwithstanding the above, Navlant shall first seek
permission from infoUSA for any assignment, which permission will not be
unreasonably withheld by infoUSA.

11.  MODIFICATION. No modification of this Agreement shall be binding upon
     -------------
either party unless made in writing and signed by duty authorized officers of
both parties.

12.  WHOLE AGREEMENT.  This Agreement constitues the entire understanding of the
     ---------------
parties with respect to the subject matter hereof.

13.  WAIVERS.  The failure of either party to require the performance of any
     -------
term or condition of this Agreement shall not prevent any subsequent enforcement
of this term or condition, nor shall it be deemed a waiver of any other
different or subsequent breach.

14.  GOVERNING LAW.  This Agreement shall be governed by and construed in
     -------------
accordance with the laws of the State of Nebraska, without regard to Nebraska's
conflicts of laws principles and both parties consent to the exclusive
jurisdiction of the state or federal courts located In Omaha, Douglas County,
Nebraska.

15.  SEVERABILITY.  A decision by any court of competent jurisdiction
     ------------
invalidating or holding unenforceable any part of this Agreement will not affect
the validity and enforceability of any other part of this Agreement. If any part
of this Agreement is found to be invalid or unenforceable, that part will be
amended to achieve as nearly as possible the objectives of the original
provision within the limits of applicable law.

16.  NO THIRD PARTY BENEFICIARIES.  This Agreement is made solely and
     ----------------------------
specifically between and for the benefit of the parties signatory hereto, and no
other person or entity whatsoever shall have any rights, interests or claims
hereunder or be entitled to any benefits under or on account of this

                                       13
<PAGE>

Agreement as a third party beneficiary or otherwise.

17.  RELATIONSHIP OF PARTIES.  This Agreement does not create a joint venture,
     -----------------------
agency relationship or partnership between the parties, and each will act
independently of the other. Neither party is empowered to bind or commit the
other to any contract or other obligation.

18.  COMPLIANCE.  Both parties shall use, and shall ensure that its Users use,
     ----------
the Databases in strict compliance with all applicable federal, state and local
laws, rules and regulations, including but not limited to those concerning fax
and/or e-mall transmissions, and direct marketing.

19.  TAXES.  Each party shall be responsible to pay all taxes of any type,
     -----
nature or description (including, but not limited to, sale, use, gross receipts,
excise, import or export) imposed on the transactions, products or services
described in this Agreement, except for taxes imposed on or measured by either
parties corporate Income.

20.  HEADINGS.  The title of each Attachment or Appendix and the headings or
     --------
titles preceding the text of the Sections or Paragraphs are inserted solely for
convenience of reference, and shall not constitute a part of this Agreement, nor
shall they affect the meaning, construction or effect of this Agreement. The
parties have each participated in the negotiation and drafting of this
Agreement. In the event an ambiguity or question of intent or interpretation
arises, this Agreement shall be construed as if drafted jointly by the parties
and no presumption or burden of proof shall arise favoring or disfavoring any
party by virtue of the authorship of any of the provisions of this Agreement.

21.  QUALITY STANDARDS.  Each party shall at all times conduct all aspects of
     -----------------
its business which relate to this transaction in a professional manner that will
reflect favorably upon the other party, so as to protect the reputation of the
other party, its products and services.

22.  INCLUSION OF NOTICES.  Neither party will alter or impair any
     --------------------
acknowledgment of copyright or other intellectual property right that may appear
in the Databases, and shall include all copyright, trademark and other similar
notices that either party may reasonably request on Services.

23.  REMEDIES.  Except as otherwise provided in this Agreement, the remedies
     --------
contained in this Agreement are cumulative and non-exclusive and may be utilized
in addition to all other remedies available to either party at law or in equity.

24.  NON-SOLICITATION.  The parties agree that, during the Term, they will not
     ----------------
directly or indirectly initiate communications with an employee of the other
relating to possible employment with such party.

               SECTION IV - DATABASE SPECIFICATIONS AND NOTICES

<TABLE>
<CAPTION>

<C>   <S>
  1)  INFOUSA DATA SPECIFICATIONS AND DELIVERY
1.1)  InfoUSA will provide Naviant the infoUSA Database containing data
      elements, where available, as follows:
</TABLE>

                                       14
<PAGE>

a)   Business File:

    DESCRIPTION       State Numeric Code            Primary SIC

Company Name          County Code                Secondary SIC Code #1
Address               Phone                      Secondary SIC Code #2
City (16)             Professional Last Name     Secondary SIC Code #3
State Abbreviation    Professional First Name    Secondary SIC Code #4
Zip Code              Professional Title
Zip+4                 Employee Size Code
Carrier Route         ABI Number

b)   Consumer File: The layout for the lnfoUSA Database, Consumer File is
     attached hereto as Attachment B.

In the event that Naviant desires to license data elements that are not itemized
above or on Attachment B, the parties will negotiate In good faith a
commercially reasonable fee to be paid for the additional data elements.

1.2) infoUSA will provide Naviant:

     a)  the lnfoUSA Database within fifteen working days of the Effective
         Date;
     b)  quarterly full file updates ("Update"); and
     c)  an updated Codemaster with each Business File Update.

1.3) Database deliveries on behalf of Naviant to a third party shall be subject
     to all the terms and conditions of the third-party processor agreement
     (`Third-Party Agreement") (attached hereto as Attachment E). The Database
     shall be delivered to and shall be used exclusively In the following two
     locations:

     eData.Com, Inc., ATTN: Liz Elliot
     6601 Park of Commerce Blvd.
     Boca Raton, Florida, 33487
     email- lize@edata.com
     Fax- 561 999 4501
     Phone- 561 999 4454

     Naviant
     ATTN: Jim Inscoe
     14 Campus Blvd Suite 200
     Newtown Square, PA 19073
     Jinscoe@naviant.com
     -------------------
     770-937-5901
     610-355-7054 fax

                                       15
<PAGE>

2)   NAVIANT DATABASE SPECIFICATIONS
2.1) Naviant will provide lnfoUSA the Naviant Database containing data elements,
     where available, as follows:

     a)  For the HHTH File: See Attachment C
     b)  For the HTB File: Format to be mutually agreed upon by the parties

In the event that infoUSA desires to license data elements that are not itemized
above, the parties will negotiate in good faith a commercially reasonable fee to
be paid for the additional data elements.

2.2) Naviant will provide infoUSA:

     a)  the Naviant Database within fifteen working days of the Effective Date;
         and
     b)  quarterly full file updates.

3)   DATABASE DATA PROCESSING, SPECIFICATIONS AND DELIVERY

3.1) Naviant shall use the lnfoUSA Database per the terms of this Agreement only
     at the Naviant headquarters, unless infoUSA and a third-party processor
     enter into a Third-Party Agreement as defined In paragraph 1.3 above. If
     Naviant elects to use Database America as its database processor, Naviant
     and Database America will negotiate the terms of a separate agreement for
     database processing.

3.2) Naviant will provide infoUSA:

     a)  the HTHH File within 15 business days of the Effective Date; and
     b)  quarterly full file updates.

3.3) Database deliveries to lnfoUSA (as described In this Section IV.2) shall be
     delivered to and Databases shall be used exclusively at:

                infoUSA Inc.
                ATTN: Monica Messer,
                5711 So 86 Circle
                Omaha, NE 68127

4)   The data elements and actual formats and layouts of the Databases provided
     by each party (as described on Attachments B and C) will substantially
     conform as shown, provided however, that the content and format may be
     revised from time-to-time by written agreement of the parties.

                                       16
<PAGE>

                            NOTICES/CORRESPONDENCE
                            ----------------------

5)   All correspondence to Navlant required by this Agreement shall be addressed
     as follows:

                Naviant, Inc.
                ATTN: Raymond T. Butkus
                475 Park Avenue South, 17th Floor
                New York, NY 10018
                Phone: 212-448-8000
                Fax: 212-448-0819
                E-Mail: rbutkus@iq2.net
                Web Address: www.iq2.net

6)   All correspondence to InfaUSA required by this Agreement shall be addressed
     as follows:

     infoUSA Inc.                             with a copy to:  infoUSA Inc.
     Director, License Division                                Corporate Counsel
     5711 So 88 Circle                                         5711 So 88 Circle
     Omaha, NE 68127                                           Omaha, NE 68127

                               READ AND APPROVED
Naviant                                 infoUSA

------------------------------                  --------------------------------
Signature                                       Signature

------------------------------                  --------------------------------
Name                                            Name

------------------------------                  --------------------------------
Title                                           Title

------------------------------                  --------------------------------
Date                                            Date

                                       17
<PAGE>

                             AMENDMENT NUMBER 1 TO

                          DATABASE LICENSE AGREEMENT

A.  PARTIES ("PARTIES")

InfoUSA:                infoUSA Inc.

Naviant:                Naviant, Inc.

Effective Date of
Agreement:              September 30, 1999

Effective Date of
this Amendment:         November 24, 1999

     This is Amendment Number 1 to the Database License Agreement by and between
lnfoUSA Inc. ("infoUSA") and Naviant, Inc. ("Naviant").

     The parties agree to amend the Agreement, as follows:

     1.  Unless otherwise set forth herein, all defined terms shall have the
         meanings ascribed to them in the Agreement.

     2.  Section ID1.1, "Naviant's License to lnfoUSA" is amended by adding two
         additional uses of the Naviant Database:

         ID1.1.b is added:

         .  1.1.b) HTTH & HTB Data Append/File Enhancement.  lnfoUSA may append
                   ---------------------------------------
            elements from the Naviant Database to a customer's own database.

         .  Such appended data elements shall be appended and rented to Users
            for one-time or annual, multiple use subject to the use restrictions
            defined in paragraph 3 of this Agreement.

         ID1.1.c. is added, as follows:

         .  1.1.c) HTHH & HTB Flag: lnfoUSA may append the HTHH and HTB flag to
                   ---------------
            the lnfoUSA Database for use as selection criteria for customers who
            desire to rent lists based on, among other infoUSA data elements,
            the HTHH and HTB Flags.

         .  Anytime after Year 1 of the Agreement, infoUSA may, in its sole
            discretion, terminate this certain HTHH and HTB Flag provision by
            giving Naviant six (6) month prior written notice.

     3.  IIF1. "Actual Royalties Due to Naviant" is amended by adding IIF1.b:

                                       18
<PAGE>

     .   IIF1.b) HTTH & HTB Data Append
                 ----------------------
         infoUSA will pay Naviant fifty percent (50%) of the relevant rates
         shown for data appending an Naviant's then-current RPL (Attachment D).

     IIF is amended by adding paragraph lIF1.2 entitled "License Fees due to
     Naviant for the HTHH and HTB Flag"

     .   License Fees due to Naviant for the HTHH and HTB Flag
         -----------------------------------------------------

     infoUSA shall pay Naviant an annual fee of $100,000.00 for each year of the
     Agreement infoUSA licenses the HTHH and HTB Flag. This annual fee shall
     increase each contract year by a percentage equal to the increase In the
     cost of living index. lnfoUSA will pay the annual fee In equal quarterly
     Installments beginning on the Effective Date.

4.   ID2.1.a) is amended to add the following lnfoUSA Consumer File data
     elements which Naviant may use for the "Data Append/File Enhancement of the
     HTHH & HTB Files and List Rental"

               a)  Geographic: Census Track and Block, Area Code & Time Zone

               b)  Demographic: Ethnic Surname and Foreign Language Indicator

               c)  Share Force: Data elements, where available, as shown on
                    Attachment G.

5.   IIF2.1, ANNUAL MINIMUM ROYALTY FEES DUE TO INFOUSA is amended by increasing
     the annual minimum royalty by ***** each Contract Year.

     IIF2.2.a is amended by Increasing the Monthly Fees due to lnfoUSA for Data
     Append/File Enhancement for HTHH & HTB Files and Naviant e-Registration
     Application, as follows:

     (Naviant shall pay lnfoUSA the following monthly fees for use of the
     lnfoUSA Database in Data Append/File Enhancement and Naviant e-Registration
     Application Products and Services as described In sections I.D.2.1(a) and
     I.D.2.1(e) of this Agreement)

<TABLE>
<CAPTION>
                                             Monthly Fee for  Monthly Fee for
          Volume of HTHH & HTB records        Consumer Data    Business Data
          ----------------------------       ---------------  ---------------
<S>                                          <C>              <C>
          i. Less than 15 million                    $25,000          $25,000
          ii. From 15 million to 25 million          $31,250          $31,250
          iii. Over 25 million                       $37,500          $37,500
</TABLE>

                                       19
<PAGE>

6.   IIF2.2 "Actual Royalties, Fees and Payments Due to infoUSA" is amended by
     adding IIF2.2.e:

     .   For each Share Force variable Naviant appends to a customer's database,
         Naviant will pay lnfoUSA ***** (per thousand).

     .   For each Shane Force variable Naviant appends to a HTHH List Rental,
         Naviant will pay lnfoUSA the List Rental royalties (as described in
         Section II 2.2 b); plus ***** (per thousand) for each Share Force
         variable appended.

     For each HTHH annual list (where Shane Force and Consumer (DQI2) data is
     included) rental over 5,000,000 records to one customer In one year Naviant
     shall pay infoUSA ***** of the gross revenue billed to the Naviant customer
     for such rental but no less than ***** per such list rental. The above list
     rental fee and royalties shall Increase each contract year by a percentage
     equal to the Increase In the cost of living Index.

     .   For each data element Naviant appends to a customer's database from the
         additional DQI data elements licensed hereunder, Naviant will pay
         infoUSA the following actual royalties:

     Ethnic Surname Indicator                 *****

     Foreign Language Indicator               *****

     SESI                                     *****

7.   ID2.1.e "Naviant e-Registration Application" is amended to include
     prohibitions against using data elements about children In this
     application. Such paragraph is replaced In its entirety as follows:

     "Naviant e- Registration Application.  Naviant displays data elements
     ------------------------------------
     (which selection criteria has been chosen by a User) from the Naviant
     Database for that User to view the data in a tabulated form on a computer
     screen. Users will not be permitted to download any data from a Naviant
     Database Screen Viewing, or be able to view information about children or
     the presence of children when such information is displayed In conjunction
     with zip+4 or physical address geographic criteria.

8.   IIF2.2. "Actual Royalties Due to infoUSA" is amended by adding IIF2.2.e:

     .  IIF1.b) infoUSA Database Data Append
                ----------------------------
        Naviant will pay lnfoUSA fifty percent (50%) of the relevant rates shown
        for data appending on InfoUSA's then-current RPL (Attachment A).

                                       20
<PAGE>

9.   Except as set forth In this Amendment Number 1, the Agreement shall remain
     unchanged and in full force and effect.

WHEREBY, the parties enter into this Amendment Number 1 as of the later of the
two signature dates below.

<TABLE>
<CAPTION>

<S>                                     <C>

Naviant                                 infoUSA

-------------------------------------   ----------------------------------------
Signature                               Signature

-------------------------------------   ----------------------------------------
Name                                    Name

-------------------------------------   ----------------------------------------
Title                                   Title

-------------------------------------   ----------------------------------------
Date                                    Date
</TABLE>

                                       21

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