Document:

<PAGE>   1

                                                                   EXHIBIT 4.22

                      EIGHTH AMENDMENT TO CREDIT AGREEMENT

         THIS EIGHTH AMENDMENT TO CREDIT AGREEMENT (this "Eighth Amendment") is
made and entered into as of March 24, 2000 among DANKA BUSINESS SYSTEMS PLC, a
limited liability company incorporated in England and Wales (Registered Number
1101386) ("Danka PLC"), DANKALUX SARL & CO. SCA, a Luxembourg company
("Dankalux"), and DANKA HOLDING COMPANY, a Delaware corporation ("Danka
Holding") (Danka PLC, Dankalux and Danka Holding are herein each a "Company"
and collectively the "Companies"), AMERICAN BUSINESS CREDIT CORPORATION,
AMERITREND CORPORATION, CORPORATE CONSULTING GROUP, INC., D.I. INVESTMENT
MANAGEMENT, INC., DANKA IMAGING DISTRIBUTION, INC., DANKA MANAGEMENT COMPANY
INC., DANKA OFFICE IMAGING COMPANY, DYNAMIC BUSINESS SYSTEMS, INC., HERMAN
ENTERPRISES, INC. OF SOUTH FLORIDA, QUALITY BUSINESS, INC. (collectively with
Danka Holding, the "Grantors"), the entities listed on the signature pages
hereof as International Swing Line Borrowers (collectively the "International
Borrowers" and together with the Grantors and the Companies, the "Danka
Parties"), BANK OF AMERICA, NATIONAL ASSOCIATION (formerly known as
NationsBank, National Association, a national banking association formerly
known as NationsBank, National Association (Carolinas)), each other Bank listed
on the signature pages hereof (each individually, a "Bank" and collectively,
the "Banks"), and BANK OF AMERICA, NATIONAL ASSOCIATION (formerly known as
NationsBank, National Association), in its capacity as agent for the Banks (in
such capacity, the "Agent"):

                                  WITNESSETH:

         WHEREAS, the Companies, the Banks and the Agent have entered into a
Credit Agreement as of December 5, 1996, as amended and supplemented by a First
Amendment dated as of December 5, 1997, a Second Amendment dated as of July 28,
1998, a Third Amendment dated as of December 31, 1998, a Fourth Amendment dated
as of March 29, 1999 (the "Fourth Amendment"), a Fifth Amendment dated as of
June 15, 1999 (the "Fifth Amendment"), a Sixth Amendment dated as of July 9,
1999 (the "Sixth Amendment"), a Seventh Amendment dated December 1, 1999 (the
"Seventh Amendment"), a Waiver Letter dated as of October 20, 1998 (the
"October Waiver Letter Agreement") and a Waiver Letter Agreement dated as of
February 18, 1999 (the "February Waiver Letter Agreement" and, together with
the October Waiver Letter Agreement, the "Waiver Letter Agreements") (as
further amended hereby and as from time to time further amended, supplemented
or modified, the "Credit Agreement"), pursuant to which the Banks agreed to
make certain revolving credit, term loan and letter of credit facilities
available to the Companies; and

         WHEREAS, in accordance with the provisions of Section 5 of the Seventh
Amendment, certain Net Subscription Proceeds received by Danka PLC or any of
its Subsidiaries from the issuance of Participating Shares were applied to the
permanent

<PAGE>   2

reduction of Term Loan Outstandings and the related reduction of the Term Loan
Commitments; and

         WHEREAS, Danka Holding desires to sell certain real estate located in
St. Petersburg, Florida known as the Roosevelt Corporate Center III (the
"Project"), which property is subject to a mortgage granted to certain lenders
(the "TROL Lenders") pursuant to the tax retention lease operating documents
(the "TROL Documents") to which certain Danka Parties are party; and

         WHEREAS, to release the mortgage held by the TROL Lenders so to
effectuate the sale of the Project Danka Holding needs to repay a certain sum
(the "Termination Value") of principal indebtedness owed to the TROL Lenders;
and

         WHEREAS, Danka Holding desires to pay the Termination Value to the
TROL Lenders upon the sale of the Project from the net sale proceeds and from
funds held in a cash collateral account in which the TROL Lenders hold a first
priority security interest; and

         WHEREAS, the Credit Agreement, as amended, permits Danka Holding to
make cash collateral payments for the benefit of the TROL Lenders (including
payments required as a result of the sale of collateral securing the
obligations owed to the TROL Lenders ) but does not permit any required
principal payments under the TROL Documents; and

         WHEREAS, the Company has requested that the Agent and the Banks
consent to the further reduction of the Term Loan Commitments, to the
rescheduling of the April 1, 2000 payment of Term Loan Outstandings, and to
certain prepayments of the Companies' tax retention operating lease
obligations, each as specified below;

         NOW, THEREFORE, in consideration of the mutual covenants set forth
herein and other good and sufficient consideration, receipt of which is hereby
acknowledged, the Danka Parties and the Banks do hereby agree as follows:

         1.       Definitions. Any capitalized terms used herein without
definition shall have the meaning set forth in the Credit Agreement.

         2.       Reduction of Term Loan Commitments. The aggregate amount of
all Term Loan Commitments is hereby permanently reduced to $155,000,000, and,
Schedule 2.1 to the Credit Agreement is hereby amended by reducing the Term
Loan Commitment of each Bank by its Pro Rata Share of such reduction.

         3.       Rescheduling April 1, 2000 Payment. The $25,000,000 payment
of Term Loan Outstandings scheduled to be made on April 1, 2000 in accordance
with the provisions of Section 2.9(c) and Schedule V of the Credit Agreement is
hereby rescheduled to be and become due and payable on March 30, 2000, and
Schedule V of the Credit Agreement is hereby amended to include such rescheduled
installment.

                                       2
<PAGE>   3

         4.       Offshore Currencies. Sections 2.3(a) and 2.5(a) of the Credit
Agreement are hereby amended to provide that the Agent shall (i) receive notice
of certain Offshore Currency Loans not less than four Business Days (or five
Business Days in the case of Japanese Yen and Australian Dollar) prior to the
requested Borrowing Date or conversion or continuation date of a Loan and (ii)
determine the Dollar Equivalent Amount of such Loans three Business Days (or
four in the case of Japanese Yen or Australian Dollars) prior to the Borrowing
Date or the date of conversion or continuation of a Loan.

         5.       Partial Repayment of Tax Retention Operating Lease.
Notwithstanding any provision of the Loan Documents or related agreements to the
contrary, the Companies may make payments to the TROL Lenders of the
"Termination Value" of properties purchased under the TROL Documents, including
the principal amount of loans and "Holder Advances" under the TROL, in an
aggregate amount of up to $22,000,000; provided that funds for such payments
shall be derived solely from (i) cash collateral previously set aside for the
TROL Lenders, and investment earnings thereon, and (ii) Net Proceeds (determined
without any reduction in respect of outstanding TROL obligations constituting
Indebtedness) from the sale, on or before May 31, 2000 at a gross cash purchase
price of not less than $12,000,000, of the Project and the application of such
Net Proceeds to such payment of TROL obligations shall be in lieu of any other
application thereof as may otherwise be required under the Loan Documents. The
sale of the Project on the foregoing terms is hereby permitted, provided that
100% of Net Proceeds from such sale (determined as provided above) shall be
applied promptly, and in any event within three (3) Business Days of the receipt
thereof to the repayment of TROL obligations as contemplated above.

         6.       Effectiveness. This Eighth Amendment shall become effective
as of March 24, 2000 upon receipt by the Agent of an executed copy of this
Eighth Amendment (which may be signed in counterparts and may be received by
facsimile transmission) signed by the Danka Parties and the Majority Banks.

         7.       Acknowledgment; Release.

         (a)      The Companies and the Grantors acknowledge that they have no
existing defense, counterclaim, offset, cross-compliant, claim or demand of any
kind or nature whatsoever that can be asserted to reduce or eliminate all or
any part of any of their respective liability to pay the full indebtedness
outstanding under the terms of the Credit Agreement and any other documents
which evidence, guaranty or secure the Obligations. The Companies and the
Grantors hereby release and forever discharge the Agent, the International Swing
Line Banks, the Banks and all of their officers, directors, employees,
attorneys, consultants and agents from any and all actions, causes of action,
debts, dues, claims, demands, liabilities and obligations of every kind and
nature, both in law and in equity, known or unknown, whether matured or
unmatured, absolute or contingent.

         (b)      The International Swing Line Borrowers acknowledge that they
have no existing defense, counterclaim, offset, cross-complaint, claim or
demand of any kind or nature whatsoever that can be asserted to reduce or
eliminate all or any part of their

                                       3
<PAGE>   4

respective liability to pay the full indebtedness owed by any of them under the
terms of the International Swing Line Agreement or any separate facility which
has been made available to any of them by any International Swing Line Bank or
a Designated Local Lender (as defined in the International Swing Line
Agreement) and any agreements related thereto. The International Swing Line
Borrowers hereby release and forever discharge the Agent, the International
Swing Line Banks and the Designated Local Lenders (as defined in the
International Swing Line Agreement) and all of their officers, directors,
employees, attorneys, consultants and agents from any and all actions, causes
of action, debts, dues, claims, demands, liabilities and obligations of every
kind and nature, both in law and in equity, known or unknown, whether matured
or unmatured, absolute or contingent.

         8.       Entire Agreement. This Eighth Amendment sets forth the entire
understanding and agreement of the parties hereto in relation to the subject
matter hereof and supersedes any prior negotiations and agreements among the
parties relative to such subject matter.

         9.       Deemed Amendment of Other Loan Documents; Full Force and
Effect. To the extent necessary to give effect to the provisions hereof, the
International Swing Line Agreement and Security Agreement shall be deemed
amended and supplemented by the terms hereof. Except as hereby specifically
amended, modified or supplemented, the Credit Agreement and all other Loan
Documents are hereby confirmed and ratified in all respects and shall remain
in full force and effect according to their respective terms.

         10.      Counterparts. This Eighth Amendment may be executed in any
number of counterparts (including, without limitation, counterparts sent by
facsimile transmission), each of which shall be deemed an original as against
any party whose signature appears thereon and all of which shall together
constitute one and the same instrument.

         11.      Governing. This Eighth Amendment shall in all respects be
governed by the laws and judicial decisions of the State of Florida.

         12.      Enforceability. Should any one or more of the provisions of
this Eighth Amendment be determined to be illegal or unenforceable as to one of
the parties hereto, all other provisions nevertheless shall remain effective
and binding on the parties hereto.

         13.      Authorization. This Eighth Amendment has been duly authorized,
executed and delivered by the parties hereto and constitutes a legal, valid and
binding obligation of the parties hereto, except as may be limited by general
principles of equity or by the effect of any applicable bankruptcy, insolvency,
reorganization, moratorium or similar law affecting creditors' rights
generally.

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<PAGE>   5

         IN WITNESS WHEREOF, the parties hereby have caused this Agreement to
be duly executed and delivered by their property and duly authorized officers
as of the day and year first above written.

WITNESS:                               DANKA BUSINESS SYSTEMS PLC

                                       By: /s/ Brian L. Merriman
----------------------------------        -------------------------------------
                                       Name:   Brian L. Merriman
----------------------------------          -----------------------------------
                                       Title:  Director
                                             ----------------------------------

                                       DANKA HOLDING COMPANY

                                       By: /s/ Laurens F. Schaad, Jr.
                                          -------------------------------------
                                       Name:   Laurens F. Schaad, Jr.
                                            -----------------------------------
                                       Title:  Vice President, Treasurer
                                             ----------------------------------

                                       DANKALUX SARL & CO. SCA

                                       By: Dankalux Sarl, Commandite

                                       By: /s/ L. Jean Berry
                                          -------------------------------------
                                       Name:   L. Jean Berry
                                            -----------------------------------
                                       Title:  Manager
                                             ----------------------------------

                                       5
<PAGE>   6

                                       AMERICA BUSINESS CREDIT CORPORATION
                                       AMERITREND CORPORATION
                                       CORPORATE CONSULTING GROUP, INC.
                                       D.I. INVESTMENT MANAGEMENT, INC.
                                       DANKA IMAGING DISTRIBUTION, INC.
                                       DANKA MANAGEMENT COMPANY, INC.
                                       DANKA OFFICE IMAGING COMPANY
                                       DYNAMIC BUSINESS SYSTEMS, INC.
                                       HERMAN ENTERPRISES, INC. OF
                                         SOUTH FLORIDA

                                       By: /s/ Laurens F. Schaad, Jr.
                                          -------------------------------------
                                       Name:   Laurens F. Schaad, Jr.
                                            -----------------------------------
                                       Title:  Vice President, Treasurer
                                             ----------------------------------

                                       6
<PAGE>   7

                                       BANK OF AMERICA, NATIONAL ASSOCIATION,
                                       as Agent and Issuing Bank

                                       By: /s/ John E. Williams
                                          -------------------------------------
                                       Name:   John E. Williams
                                            -----------------------------------
                                       Title:  Managing Director
                                             ----------------------------------

                                       BANK OF AMERICA, NATIONAL ASSOCIATION,
                                       as a Bank and International Swing
                                       Line Bank

                                       By: /s/ John E. Williams
                                          -------------------------------------
                                       Name:   John E. Williams
                                            -----------------------------------
                                       Title:  Managing Director
                                             ----------------------------------

                                       THE BANK OF NOVA SCOTIA

                                       By: /s/ Olivia L. Braun
                                          -------------------------------------
                                       Name:   Oliva L. Braun
                                            -----------------------------------
                                       Title:  Director
                                             ----------------------------------

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       THE BANK OF NEW YORK

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       CREDIT LYONNAIS NEW YORK BRANCH

                                       By: /s/ Linda D. Tulloch
                                          -------------------------------------
                                       Name:   Linda D. Tulloch
                                            -----------------------------------
                                       Title:  Vice President
                                             ----------------------------------

                                       7
<PAGE>   8

                                       CIBC INC,

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       PNC BANK, KENTUCKY, INC.

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       FIRST UNION NATIONAL BANK

                                       By: /s/ G. C. Ullrich
                                          -------------------------------------
                                       Name:   G. C. Ullrich
                                            -----------------------------------
                                       Title:  Senior Vice President
                                             ----------------------------------

                                       SUNTRUST BANK

                                       By: /s/ T. Michael Logan
                                          -------------------------------------
                                       Name:   T. Michael Logan
                                            -----------------------------------
                                       Title:  Managing Director
                                             ----------------------------------

                                       THE FUJI BANK AND TRUST COMPANY

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       8
<PAGE>   9

                                       ABN AMRO BANK N.V.

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       PARIBAS

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       DEUTSCHE BANK AG
                                       New York Branch and/or
                                       Cayman Island Branch

                                       By: /s/ Alexander Karow
                                          -------------------------------------
                                       Name:   Alexander Karow
                                            -----------------------------------
                                       Title:  Assistant Vice President
                                             ----------------------------------

                                       By: /s/ Silvia L. Speer
                                          -------------------------------------
                                       Name:   Silvia L. Speer
                                            -----------------------------------
                                       Title:  Director
                                             ----------------------------------

                                       HIBERNIA NATIONAL BANK

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       9
<PAGE>   10

                                       SAN PAOLO IMISPA

                                       By: /s/ Carlo Persico
                                          -------------------------------------
                                       Name:   Carlo Persico
                                            -----------------------------------
                                       Title:  D.G.M.
                                             ----------------------------------

                                       By: /s/ Glen Binder
                                          -------------------------------------
                                       Name:   Glen Binder
                                            -----------------------------------
                                       Title:  Vice President
                                             ----------------------------------

                                       LLOYDS TSB, BANK PLC

                                       By: /s/ Paul D. Briamonte & David Rodway
                                          -------------------------------------
                                       Name:   Paul D. Briamonte & David Rodway
                                            -----------------------------------
                                       Title:  Director, Project Finance;
                                               Assistant Director
                                             ----------------------------------

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       THE SUMITOMO BANK, LIMITED

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       BANCA COMMERCIALE ITALIANA
                                       New York Branch

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                      10
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                                       AMSOUTH BANK OF FLORIDA

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       THE BANK OF TOKYO-MITSUBISHI, LTD.,
                                       NEW YORK BRANCH

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       BANKERS TRUST COMPANY

                                       By: /s/ Silva L. Spear
                                          -------------------------------------
                                       Name:   Silva L. Spear
                                            -----------------------------------
                                       Title:  Director
                                             ----------------------------------

                                       THE DAI-ICHI KANGYO BANK, LIMITED

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       NATIONAL AUSTRALIA BANK LIMITED
                                       ACN 004044937

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                      11
<PAGE>   12

                                       SANWA BANK LIMITED

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       THE TOKAI BANK LIMITED,
                                       NEW YORK BRANCH

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       WACHOVIA BANK, N.A.

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       NATIONAL WESTMINISTER BANK PLC

                                       By: /s/ Paul D. J. Sullivan
                                          -------------------------------------
                                       Name:   Paul D. J. Sullivan
                                            -----------------------------------
                                       Title:  Senior Manager
                                             ----------------------------------

                                       BANCA NAZIONALE DEL LAVORO S.p.A. --
                                       LONDON BRANCH

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                      12
<PAGE>   13

                                       CREDIT AGRICOLE INDOSUEZ

                                       By: /s/ Richard Manix
                                          -------------------------------------
                                       Name:   Richard Manix
                                            -----------------------------------
                                       Title:  First Vice President
                                             ----------------------------------

                                       By: /s/ Craig Welch
                                          -------------------------------------
                                       Name:   Craig Welch
                                            -----------------------------------
                                       Title:  First Vice President
                                             ----------------------------------

                                       STATE STREET BANK AND TRUST COMPANY

                                       By: /s/ William R. Dewey IV
                                          -------------------------------------
                                       Name:   William R. Dewey IV
                                            -----------------------------------
                                       Title:  Vice President
                                             ----------------------------------

                                       THE CHASE MANHATTAN BANK

                                       By:
                                          -------------------------------------
                                       Name:
                                            -----------------------------------
                                       Title:
                                             ----------------------------------

                                       LAZARD BROTHERS & CO., LIMITED

                                       By: /s/ K.M.H. Wilson
                                          -------------------------------------
                                       Name:   K.M.H. Wilson
                                            -----------------------------------
                                       Title:  Director
                                             ----------------------------------

                                       SOUTHTRUST BANK, NATIONAL ASSOCIATION

                                       By: /s/ Timothy M. Mann
                                          -------------------------------------
                                       Name:   Timothy M. Mann
                                            -----------------------------------
                                       Title:  Group Vice President
                                             ----------------------------------

                                      13<PAGE>   1
                                                                     EXHIBIT 4.1
<TABLE>
                                 [TRITON LOGO]
<S>                                                                                              <C>
   NUMBER                                                                                                     SHARES
TNSI

 COMMON STOCK                                                                                           CUSIP 896775 10 3
PAR VALUE $.001               INCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE               SEE REVERSE FOR CERTAIN DEFINITIONS

     THIS CERTIFIES that

     is the record holder of
</TABLE>

 FULLY PAID AND NON-ASSESSABLE SHARES OF THE COMMON STOCK, PAR VALUE $.001, OF
                          TRITON NETWORK SYSTEMS, INC.

transferable on the books of the Corporation by the holder hereof in person or
by duly authorized attorney upon the surrender of this certificate properly
endorsed. This certificate and the shares represented hereby are issued and
shall be held subject to the laws of the State of Delaware and all provisions of
the Amended and Restated Certificate of Incorporation, and the By-laws of the
Corporation all as from time to time amended (copies thereof being on file with
the Secretary of the Corporation) and the holder hereof, accepting this
certificate, expressly assents thereto. This Certificate is not valid unless
countersigned and registered by the Transfer Agent and Registrar.

          WITNESS the seal of the Corporation and the facsimile signatures of
its duly authorized officers.

          DATED:
<TABLE>
<S>                                    <C>                                     <C>
Triton Network Systems, Inc.
         CORPORATE
            SEAL                       /s/ [signature illegible]               /s/ [signature illegible]
           MAR. 5,
            1997
         DELAWARE                      Senior Vice President and Chief         President and Chief Executive Officer
</TABLE>

Countersigned and Registered:
     AMERICAN STOCK TRANSFER & TRUST COMPANY
                               Transfer Agent
By                             and Registrar.

                         Authorized Signature
<PAGE>   2
                         TRITON NETWORK SYSTEMS, INC.

      The Corporation has more than one class of stock authorized to be issued.
The Corporation will furnish without charge to each stockholder upon written
request a copy of the full text of preferences, voting powers, qualifications
and special and relative rights of the shares of each class of stock (and of
any series thereof) authorized to be issued by the Corporation as set forth in
the Amended and Restated Certificate of Incorporation and amendments thereto
filed with the Secretary of the State of Delaware.

      The following abbreviations, when used in the inscription on the face of
this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:

<TABLE>
<CAPTION>
<S>                                                 <C>
TEN COM -- as tenants in common                     UNIF GIFT MIN ACT -         Custodian
TEN ENT -- as tenants by the entireties                                -----------------------------
JT TEN  -- as joint tenants with right                                 (Cust)               (Minor)
           of survivorship and not as                                  under Uniform Gifts to Minors
           tenants in common                                           Act
                                                                          --------------------------
                                                                                   (State)
</TABLE>

    Additional abbreviations may also be used though not in the above list.

      For valued received, _______________ hereby sell, assign and transfer unto

PLEASE INSERT SOCIAL SECURITY OR OTHER
    IDENTIFYING NUMBER OF ASSIGNEE
 _____________________________________
[                                     ]
[_____________________________________]

________________________________________________________________________________
Please print or typewrite name and address including postal zip code of assignee

________________________________________________________________________________

________________________________________________________________________________

__________________________________________________________________________Shares

of the stock represented by the within Certificate, and do hereby irrevocably

constitute and appoint ________________________________________________ Attorney

to transfer the said shares on the books of the within-named Corporation with
full power of substitution in the premises.

Dated ________________________

      SIGNATURE GUARANTEED:

By __________________________________     ______________________________________
<TABLE>
<CAPTION>
<S>                                                         <C>
THE SIGNATURE SHOULD BE GUARANTEED BY AN ELIGIBLE           NOTICE: The signature of this assignment must
GUARANTOR INSTITUTION (Banks, Stockbrokers,                 correspond with the name as written upon the
Savings and Loan Associations and Credit Unions)            face of the Certificate, in every particular,
WITH MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE          without alteration or enlargement or any change
MEDALLION PROGRAM PURSUANT TO S.E.C. RULE 17Ad-15.          whatever.
</TABLE>

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