Document:

EX-10.1

[UAI logo]

March 10, 2005

CONFIDENTIAL

Via Facsimile (215) 862-1994

Mr. Edward J. Noonan

4 Turnberry Way

New Hope, PA 18938

Re: Chief Executive Officer Agreement

Dear Ed:

On February 7, 2005, you assumed the position of acting chief executive officer (“ACEO”) of United
America Indemnity, Ltd. (including all subsidiaries, “UAI” or “Company”). The Board of Directors of
UAI (the “Board”) extends to you its sincere appreciation for your willingness to serve as ACEO and
heartily congratulates you on your appointment as ACEO. The purpose of this letter is to
memorialize the agreement among the Company and you in respect of your appointment and service as
ACEO.

Your service as ACEO is “at the pleasure of the Board”, which means you may be removed as ACEO by
the Board at any time, without reason or cause, upon notice to you of the date after which you
shall no longer be the ACEO of the Company (such date or an earlier effective date of resignation,
“Conclusion of Service Date”). After the Conclusion of Service Date, the Company shall have no
further obligation to you except as may be provided herein (or in a written document executed
subsequent in time hereto by you and by the Company and approved by the Board).

While you are ACEO, the Company will provide you (i) annual compensation at the rate of $450,000
per year, commencing as of February 7, 2005, and continuing through the Conclusion of Service Date,
plus (ii) a bonus to be determined by the Board in its sole and absolute discretion. While you are
ACEO, you will be a voting member of the Board, however you will not be entitled to any fees or
other compensation from the Company or from any Affiliate in connection therewith.

While you are ACEO and thereafter you agree to maintain the confidential, non-public, not generally
known to UAI competitors, or proprietary nature of all Company and Affiliate data, records,
information and materials, including business plans and strategies, historical and projected
budgets, potential claims by or against the Company or Affiliates, the identification and
assessment of Company personnel, Company agents (including managing general agents), and wholesale
brokers with whom the Company transacts business, the identification and description of Company
insurance programs or prospective programs, loss experiences and other information in regard to
insurance programs and policies, agency and market relationships, insurance brokerage
relationships, prospective acquisitions and divestitures, trade secrets, databases, forms,
software, and proprietary information.

While you are ACEO and for six months (6) months thereafter you agree that you will not directly or
indirectly nor will you assist others to directly or indirectly (i) compete with the Company or
(ii) solicit, hire, join, associate, or otherwise contract with persons, organizations, or
associations who during the twelve (12) months preceding the Conclusion of Service Date were a
Company or an Affiliate employee, managing general agent or other type agent, or insurance broker
relationship.

The Company and you agree that any dispute among you and the Company or you and an Affiliate (i)
will not be disclosed to any other person except privately with due care to protect from further
disclosure and only on a “need to know basis” and (ii) shall be resolved by confidential
arbitration conducted by Judicial and Arbitration and Mediation Services, Inc. (“JAMS”) before a
single arbitrator in Philadelphia, Pennsylvania, in accordance with JAMS rules, including the JAMS
Rule 34 internal appeal process.

For purposes of this agreement, the term “Affiliate(s)” means (i) all persons, organizations, and
associations directly or indirectly, actually, legally, or beneficially controlled by or under
common control with (a) the Company or (b) Fox Paine & Company, LLC, and (ii) all greater than ten
percent (10%) owners, shareholders, members, associates or partners of any person, organization, or
association referred to or included in clause (i) of this sentence.

This agreement (i) may be amended only by a written document signed by you and a duly authorized
officer of the Company specifically authorized by the Board to execute such amendment and (ii)
shall be governed by New York law, excluding New York law in respect to conflicts of laws.

The Company and you agree that (i) this letter integrates all prior promises, agreements,
representations, undertakings, and covenants relating in any way to the subject matter hereof and
(ii) there are no other agreements, contracts, terms, provisions, promises, representations,
undertakings, or covenants among or between the Company and you or among or between you and any
Affiliate relating in any way to the subject matter hereof.

By the signature of its Chairman of the Board (below) and by your countersigning a copy of this
letter (where indicated) and returning such copy to the undersigned, the Company and you each
acknowledge agreement to all of the foregoing.

Sincerely yours,

UNITED AMERICA INDEMNITY, LTD.

By: /s/ Saul A. Fox

	 	 	 	Saul A. Fox

Chairman of the Board

The foregoing is agreed to:

/s/ Edward J. Noonan 3-11-05

Edward J. Noonan

SAF/cgsCONSULTING AGREEMENT

Exhibit 10.2

AGREEMENT 

BETWEEN

GL Photo Processing Corp.

AND

Thrifty Printing Inc.

THIS Agreement is entered into by and between GL Photo Processing Corp. (the "GL"), located at 115 Pudong Ave. Shanghai, China and Thrifty Printing Inc. (the "TPI"), located at 11250 Bonson Rd. Pitt Meadows, BC V3Y 2V3 Canada

WHEREAS GL has agreed to perform the services described herein; 

THEREFORE, the parties mutually agree as follows:

	SERVICES: GL agrees to use reasonable efforts to accomplish the services in developing and delivering digital prints for TPI's customers. 

	COMPENSATION: In full and complete compensation for all services provided by GL under this Agreement, TPI shall pay to GL by the agreed price. (Price chart attached)

 

	While GL is not responsible for the content of the submissions, GL reserves the right to delete, move or edit submissions that it, in its sole discretion, deems abusive, defamatory, obscene or in violation of copyright or trademark laws or otherwise unacceptable. GL may request confirmation of the copyright or trademark ownership. GL reserves the right to suspend the shipping of an order before such confirmation is received. If GL does not receive any such confirmation or if there are continued claims of copyright or trademark infringement, GL reserves the right to share certain account information with governmental organizations or other third parties. 

 

 

 

      

GL Photo Processing Corp.             Thrifty Printing Inc.

By: /s/ Qiaozhen ChenBy:_/s/ Jianhua Zhuang

Qiaozhen Chen                                                              Jianhua Zhuang

Date:  2004/07/12Date: 2004/07/12

 

 

 

 

 

 

 

 

Price Chart

	
Size
	
Price*

	
4x6
	
5c

	
5x7
	
14c

	
5x10
	
28c

	
6x12
	
49c

	
6x8
	
28c

	
8x10
	
56c

	
10x12
	
84c

	
10x14
	
98c

	
12x18
	
$2.10

	
16x20
	
$3.50

	
20x24
	
$4.90

	
20x30
	
$6.30

	
24x30
	
$7.70

	
12 Image Calendars
	
3.00

	
12 4x8 photo cards
	
2.00

	
25 4x8 photo cards
	
3.00

	
50 4x8 photo cards
	
3.00

	
Mousepads
	
1.00

	
Mugs
	
1.00

	
Coasters
	
1.00

	
Placemat
	
0.60

	
Memo Board
	
2.00

	
Puzzles
	
1.00

	
T-shirt
	
1.00

	
Sweat Shirt
	
1.50

	
BBQ Apron
	
0.50

*  US DollarsUSER AGREEMENT : Instaspace Technologies provides Web site hosting

Exhibit 10.3

USER AGREEMENT : Instaspace Technologies provides Web site hosting. All services provided by Instaspace Technologies may be used for lawful purposes only. Instaspace Technologies reserves the right to refuse service and/or access to its servers to anyone. Instaspace Technologies reserves the right to suspend or cancel any client's access to any portion or all of Instaspace Technologies services, when Instaspace Technologies deems that the account has been used inappropriately. 

WEB HOSTING : The client is responsible for programming and for uploading the Web site to our Web servers. Instaspace Technologies does not provide free Web site development, consulting, programming, or debugging services. The client is responsible for keeping a complete and current copy of Web site files as backup on a remote system (not on Instaspace Technologies servers). Instaspace Technologies is not responsible for any lost files, information or data. Instaspace Technologies's backup tapes are for backing up our system configurations and databases and are NOT for keeping backups of client Web sites. Should any data need to be recovered from Instaspace Technologies's backup tapes, there will be a restoration charge, on an as-available basis. Instaspace Technologies does not guarantee to possess the most current copy of a client's Web site. 

SUPPORT : Technical support is provided via email and chat only. Any personal phone or other direct support will be for an extra charge.The first contact with Instaspace Technologies is through email. The client agrees not to Spam our support staff and to follow standard Internet etiquette. 

SYSTEM UPDATES : The client understands that system updates occur in real time and as queued batch processes. For example, account Passwords are currently updated as queued batch processes; therefore the update does not occur in the system instantaneously. Instaspace Technologies reserves the right to modify the processing times at any time without notice. If a client or Instaspace Technologies support personnel (when authorized by client) makes any modifications to a hosting account, the client is responsible for ensuring these updates have occurred in our system. 

ILLEGAL ACTIVITIES : including but not limited to storing and/or distributing illegal copies of copyright software, hosting/maintaining inappropriate sites, violating trademarks and copyrights, violating International laws, selling and/or distributing illegal contraband.

INTERNET ABUSE : including but not limited to: spamming - mass unsolicited emailing, posting obscene or inflammatory messages, nudity, threatening other Internet users, and spamming our support staff. Any adult content will be put off the web server as and when or system notices and the client's account will be terminated without any refunds. 

SYSTEMS ABUSE : including but not limited to using excessive CPU resources, using excessive disk space, attempting to gain access to root and other clients' accounts (hacking), installing continuously running programs, and reselling CGI scripts. 

Instaspace Technologies does not censor our customers' Web sites, although our policy strictly prohibits adult sites. The determination of what is adult content & prohibited, shall be made solely by Instaspace Technologies. Should a policy violation occur, Instaspace Technologies reserves the right to terminate the account without notice and the client will be held responsible for any damages to Instaspace Technologies's business, system, servers, connectivity, reputation, service, network, operations or equipment resulting from its actions including, but not limited to, government actions, vandalism, retaliation and claims of libel, unfair competition, infringement of patent, copyright, trademark, service mark, or other intellectual property right, violation of privacy, or other tort

PAYMENT POLICY : All services are provided on a prepayment basis. Instaspace Technologies accepts Local Check, Banker's Check, Demand Draft, & Cash. All monetary transactions will occur in U.S.$ currency only. Instaspace can alter its payment methods at any point of time.

SERVER ABUSE : Any attempt to undermine or cause harm to a server, or customer, of Instaspace Technologies is strictly prohibited.

Unauthorized use of other people's accounts or computers, Instaspace Technologies will strongly react to any use or attempted use of an Internet account or computer without the owner's authorization. Such attempts include but not limited to "internet scamming" (tricking other people into releasing their passwords), password robbery, security hole scanning etc.

Any unauthorized use of accounts or computers by a Instaspace Technologies customer, whether or not the attacked account or computer belongs to Instaspace Technologies, will result in action against the attacker. Possible actions include warnings, account suspension or cancellation, a nd civil or criminal legal action, depending on the seriousness of the attack.

Abuse of Unlimited Traffic

Instaspace Technologies's customers are privileged to be offered unlimited traffic for their web sites. The intention of Instaspace Technologies is to provide a large space to serve web documents, not an off site storage area for electronic files. All (90%) of your web pages (html) must be 'linked' with files (.GIF, .JPEG, etc.) stored on Instaspace Technologies's server. Web sites that are found to contain either/or no html documents, a large number of unlinked files are subject to warning, suspension or cancellation at the discretion of Instaspace Technologies management. Any customer who violates Instaspace Technologies's Policies in abusing either space/site transfer will be notified and given 2 days to remedy the problem. If the problem is not resolved within the allotted period, the client will be billed for the overages.

To maintain the integrity of our service the following limitations apply:

Sites with banners, graphics or cgi scripts running from their domain used on other domains. Sites with picture galleries (This is any site where 50% of the files transferred is graphics) Sites offering download files or archives. (This is any site where 50% or more of there monthly traffic is from file downloads). Sites using more than 30% of system resources for longer than 60 seconds. Sites running multimedia files (QuickTime, Real Audio, Real Video, MP3). 

 

Unsolicited Email (Spam)

Unsolicited commercial advertisements are not allowed in e-mail, and will likely result in account suspension or cancellation. Commercial advertisements are unwelcome in most Usenet discussion groups and on most e-mail mailing lists. Inappropriate posting may result in account suspension or cancellation. See the newsgroup or mailing list's charter for whether advertising is allowed or not. "Spamming," or sending a message to many different off-topic newsgroups, is particularly unethical and will be treated as such. Sending a message, especially an advertisement, to more than five or six recipients, is by itself spamming unless the individuals have specifically requested to be added to a mailing list on that topic. E-mail is a person-to-person medium, not a broadcast medium. Upon your first Spam offense your mail will be disabled for 72 hours. Upon your second Spam offense your entire domain will be disabled for 72 hours and you will be fined Rs.300.00 per sent Spam. Upon your third offense your account with Instaspace Technologies will be terminated, you will be fined Rs.500.00 per sent Spam. No refunds will be given if your account is terminated for Spam.

CGI Scripts

Each account comes with its own Universal cgi-bin. You are free to use any CGI scripts you wish, however we reserve the right to disable any CGI script that effects normal server operation without prior warning.

Universal CGI-BIN means you can put your .pl files anywhere in your www directory.

Chat Rooms

We do not allow clients to install their own chat rooms, without approving it with the Instaspace Technologies Support Team. Most chat rooms tend to be large system hogs and we cannot allow it as an account option. However, we do provide a choice of Java chat rooms for a small extra charge that will more than fill your needs and run without hindering the performance of the machine for others. Note: Parachat chat rooms do not apply to this rule. They are perfectly fine to install.

Abuse of SMTP Mail Server

We only allow our clients to use our SMTP server without using any illegal techniques and any unauthorised use of our SMTP server such as spam mail is not allowed.

Background Running Programs

We may allow programs to run continually in the background. These are considered on a one-to-one basis and an extra charge will be incurred based on system resources used and operational maintenance needed. 

IRC

We currently do not allow IRC or IRC bots to be operated on our servers.

 

Payment Policies

All accounts are set up on a pre-pay basis. All pricing is guaranteed for the term of pre-payment. Instaspace Technologies reserves the right to change prices at any time, unless other terms have been agreed upon.

Instaspace Technologies reserver the right to change its rates or pricing policy at any given point of time but the customers who have paid for their account will continue with the same pricing for their current billing cycle for with they have paid for.

 

Indemnification

Customer agrees that it shall defend, indemnify, save and hold Instaspace Technologies harmless from any and all demands, liabilities, losses, costs and claims, including reasonable attorney's fees asserted against Instaspace Technologies, its agents, its customers, officers and employees, that may arise or result from any service provided or performed or agreed to be performed or any product sold by customer, it's agents, employees or assigns. Customer agrees to defend, indemnify and hold harmless Instaspace Technologies against liabilities arising out of; (1) any injury to person or property caused by any products sold or otherwise distributed in connection with Instaspace Technologies's server; (2) any material supplied by customer infringing or allegedly infringing on the proprietary rights of a third party; ( 3) copyright infringement and (4) any defective products sold to customer from Instaspace Technologies's server.

 

Customer agree to pay $500 per month for:

SQL500 package

500,000MB Disk Space

500,000MB SQL Space

Unlimited Bandwidth

Unlimited Emails

Robust OURcpTM Control Panel

/s/Signature 

President of Thrifty Priting Inc.

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