Document:

EXHIBIT
      4.2

    

    THE
      ISSUANCE AND SALE OF THIS NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES
      ACT
      OF 1933, AS AMENDED, OR APPLICABLE STATE SECURITIES LAWS.  THE SECURITIES
      MAY NOT BE OFFERED FOR SALE, SOLD, TRANSFERRED OR ASSIGNED IN THE ABSENCE OF
      (I)
      AN EFFECTIVE REGISTRATION STATEMENT FOR THE SECURITIES UNDER THE SECURITIES
      ACT
      OF 1933, AS AMENDED, OR (II) AN OPINION OF COUNSEL, IN A FORM REASONABLY
      ACCEPTABLE TO THE LENDER, THAT REGISTRATION IS NOT REQUIRED UNDER SAID ACT.
      

    

    Form
      of

    Secured
      Bridge Loan Promissory Note

    

    
      	
              $__________

            	
              ,
                2008

            

    

    

    FOR
      VALUE
      RECEIVED, SINGLE TOUCH INTERACTIVE, INC., a Nevada corporation (hereinafter
      called the “Borrower”), hereby promises to pay to the order of HOSTING SITE
      NETWORK, INC., a Delaware corporation (hereinafter called the “Lender”), 32
      Poplar Place, Fanwood, New Jersey 07023, the principal sum of
      ____________________ Dollars ($__________) (the “Loan”), in lawful money of the
      United States of America and in immediately available funds. 

    

    1. The
      outstanding principal balance of this Note, together with accrued and unpaid
      interest thereon, shall be due and payable on May 31, 2008 (the “Due Date”),
      which Due Date may be extended by the Borrower and the Lender in writing;
provided,
      however,
      that
      upon the consummation of a merger between the Borrower and the Lender, or an
      affiliate of the Lender (the “Merger”), all
      indebtedness evidenced hereby shall be deemed canceled and paid in
      full.

    

    2. This
      Note
      shall bear interest at the rate of twelve percent (12%) per annum on the unpaid
      principal balance hereof. Interest shall be calculated on the basis of a year
      of
      three hundred sixty (360) days applied to the actual days on which there exists
      an unpaid balance under this Note.

    

    3. Upon
      an
“Event of Default,” as defined in the Bridge Loan Agreement described below, the
      rate of interest accruing on the unpaid principal balance of this Note shall
      increase to eighteen percent (18%) per annum. Such default interest rate shall
      continue until all defaults are cured.

    

    4. This
      Note
      is subject to the terms of a Bridge Loan Agreement (the “Bridge Loan Agreement”)
      of even date herewith by and among the Borrower and the Lender. All capitalized
      and undefined terms herein shall have the meaning given them in the Bridge
      Loan
      Agreement. 

    

    5. Upon
      the
      occurrence of an Event of Default (including the passage of applicable cure
      periods) under the Bridge Loan Agreement, the entire principal amount
      outstanding hereunder and all accrued interest hereon, together with all other
      sums due hereunder, shall, as provided in the Bridge Loan Agreement, become
      immediately due and payable.

    

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    Notwithstanding
      the foregoing, if an Event of Default is waived by the Lender, the Borrower
      shall use its reasonable best efforts to ensure that the Merger and the
      Transactions are consummated.

    

    6. In
      addition to the rights and remedies given it by this Note, the Lender shall
      have
      all those rights and remedies under the Security Agreement of even date herewith
      between the Lender and the Borrower as well as those allowed by applicable
      laws.
      The rights and remedies of the Lender are cumulative and recourse to one or
      more
      right or remedy shall not constitute a waiver of the others. The Borrower shall
      be liable for all commercially reasonable costs, expenses and attorneys’ fees
      incurred by the Lender in connection with the collection of the indebtedness
      evidenced by the Note. 

    

    7. To
      the
      extent permitted by applicable law, the Borrower waives all rights and benefits
      of any statute of limitations, moratorium, reinstatement, marshalling,
      forbearance, valuation, stay, extension, redemption, appraisement and exemption
      now provided or which may hereafter by provided by law, both as to itself and
      as
      to all of its properties, real and personal, against the enforcement and
      collection of the indebtedness evidenced hereby. 

    

    8. All
      notices, requests, demands, and other communications with respect hereto shall
      be in writing and shall be delivered by hand, sent prepaid by a
      nationally-recognized overnight courier service or sent by the United States,
      certified, postage prepaid, return receipt requested, at the addresses
      designated in the Bridge Loan Agreement or such other address as the parties
      may
      designate to each other in writing. 

    

    9. This
      Note
      or any provision hereof may be waived, changed, modified or discharged only
      by
      agreement in writing signed by the Borrower and the Lender. The Borrower may
      not
      assign or transfer its obligation hereunder without the prior written consent
      of
      the Lender. 

    

    10. The
      term
“the Borrower” shall include each person and entity now or hereafter liable
      hereunder, whether as maker, successor, assignee or endorsee, each of whom
      shall
      be jointly, severally and primarily liable for all of the obligations set forth
      herein. 

    

    11. If
      any
      provision of this Note shall for any reason be held invalid or unenforceable,
      such invalidity or unenforceability shall not affect any other provision of
      this
      Note, but this Note shall be construed as if this Note had never contained
      the
      invalid or unenforceable provision. 

    

    12. This
      Note
      shall be governed by and construed in accordance with the domestic laws of
      the
      State of New York, without giving effect to any choice of law provision or
      rule.
      Any controversy or dispute arising out of or relating to this Note shall be
      settled solely and exclusively in accordance with the provisions of the Bridge
      Loan Agreement and Security Agreement, which provisions are incorporated by
      reference herein as though fully set forth. 

    

    

    [Remainder
      of Page Intentionally Left Blank]

    
      
         

      

      
        2

        
          

        

      

      
         

      

    

    IN
      WITNESS WHEREOF, the undersigned Borrower has caused the due execution of this
      Bridge Loan Promissory Note as of the day and year first herein above written.
      

    

    

    SINGLE
      TOUCH INTERACTIVE, INC.

    

    

    

    By:________________________________      
 

    Name: 

    Title: 

    
3EXHIBIT
      10.1

    BRIDGE
      LOAN AGREEMENT

    

    THIS
      BRIDGE LOAN AGREEMENT (this “Agreement”) is made this 31st
      day of
      March, 2008, by and among Single Touch Interactive, Inc., a Nevada corporation
      (“Borrower”), and Hosting Site Network, Inc., a Delaware corporation
      (“Lender”).

    

    W
      I T N E
      S S E T H:

    

    WHEREAS,
      Lender and Borrower have agreed upon certain of the terms and conditions of
      a
      merger (the “Merger”) and related transactions (collectively, the
“Transactions”) which is expected to be completed and closed upon no later than
      May 31, 2008 (the “Completion Date”); 

    

    WHEREAS,
      simultaneously herewith Lender is engaged in an offering (the “Note Offering”)
      of its 12% Convertible Promissory Notes, which offering is being conducted
      pursuant to the exemption from registration provided by Rule 506 of Regulation
      D, Regulation S and/or Section 4(2) under the Securities Act of 1933, as amended
      (the “Securities Act”); and

    

    WHEREAS,
      to provide Borrower with additional working capital to enable Borrower to
      fulfill certain obligations incident to its business while Lender and Borrower
      prepare the documentation necessary and appropriate to consummate the
      Transactions and obtain all necessary approvals from stockholders and third
      parties, Lender has agreed to utilize the net proceeds of the Note Offering
      to
      provide Borrower with a temporary loan in the principal amount equal to the
      net
      proceeds of the Note Offering.

    

    NOW,
      THEREFORE, in consideration of the premises and other good and valuable
      consideration, the receipt and sufficiency of which are hereby acknowledged,
      Borrower and Lender, intending to be legally bound, agree as
      follows:

    

    ARTICLE
      I
      - LOAN

    

    1.1. Loan.
      Lender
      agrees, on the terms and conditions of this Agreement, to make periodic loans
      to
      Borrower in the amount of up to Three Million Dollars Three Hundred Thousand
      ($3,300,000) (the “Loans”) commensurate with the net proceeds received by Lender
      in the Note Offering. 

    

    1.2. The
      Note.
      Borrower has authorized the issuance of promissory notes (each, a “Note” and
      collectively the “Notes”) made in favor of Lender by Borrower, which shall be in
      the form set forth in Exhibit
      A
      attached
      hereto. Each disbursement of the Loan shall bear interest at the rate of 12
      percent (12%) per annum, and shall be due and payable to the order of Lender
      on
      the Completion Date, unless extended by Lender and Borrower in writing;
      provided, however, that from and after an Event of Default, as defined in
      Article IV hereof, such interest rate shall increase to eighteen percent (18%)
      per annum.

    

    1.3. Payments.
      Principal and accrued interest payable on the Notes is due on the Completion
      Date; provided, however, that upon the closing of the Merger on or prior to
      the
      Completion Date, all amounts outstanding under the Loans shall be forgiven,
      and
      the Notes shall be cancelled and deemed repaid in full.

    

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    In
      the
      event the Merger is not completed by the Completion Date due to the actions
      of
      Borrower acting without cause, the Lender shall have the right, at its sole
      discretion, to cause Borrower to convert the amount of principal and interest
      then due under the Notes, in whole or in part, into units of Borrower at a
      price
      of $1.25 per unit, each unit consisting of one share of Borrower’s common stock,
      one Class A Warrant to purchase one share of Borrower’s common stock at a price
      of $1.60 per share at any time during a period of 18 months from issuance,
      and
      one Class B Warrant to purchase one share of Borrower’s common stock at a price
      of $2.05 per share at any time during a period of 36 months from
      issuance.

    

    In
      the
      event the Merger is not completed by the Completion Date due to the actions
      of
      Lender acting without cause (the “Lender Action”), the Borrower shall have the
      right to seek appropriate legal remedies against Lender. These remedies will
      not
      relieve Borrower of its obligations under the Notes. Notwithstanding the
      foregoing and any other provisions of this Agreement, in such event, Borrower
      will be relieved of its obligation to pay interest under the Notes but must
      pay
      back all principal due under the Notes within sixty (60) days of the Completion
      Date.

    

    1.4. Security
      for Loan.
      The
      Loan will be secured by Borrower’s assets as set forth in the Security Agreement
      among Borrower and Lender in the form attached hereto as Exhibit B.

    

    ARTICLE
      II - REPRESENTATIONS AND WARRANTIES OF BORROWER

    

    Borrower
      represents and warrants to Lender as follows:

    

    2.1. Organization.
      Borrower is a corporation duly existing under the laws of its jurisdiction
      of
      incorporation and qualified and licensed to do business in any jurisdiction
      in
      which the conduct of its business or its ownership of property requires that
      it
      be so qualified, except where the failure to be so qualified would not have
      a
      material adverse effect on the business, operations, condition (financial or
      otherwise), property or prospects of Borrower (as defined below), or the ability
      of Borrower to carry out its obligations under the Loan Documents (as defined
      in
      Section 2.3 below) (a “Company Material Adverse Effect”).

    

    2.2. Subsidiaries.
      Borrower has no subsidiaries. For purposes of this Agreement, a “Subsidiary”
means any corporation, partnership, joint venture or other entity in which
      Borrower has, directly or indirectly, an equity interest representing 50% or
      more of the capital stock thereof or other equity interests
      therein.

    

    2.3. Authorization.
      All
      corporate action on the part of Borrower and its officers, directors and
      stockholders necessary for the authorization, execution, delivery and
      performance of all obligations of Borrower under this Agreement, the Note,
      the
      Security Agreement and all other documents executed in connection with the
      Loan
      (collectively, the “Loan Documents”) to which any of them may be a party have
      been taken. This Agreement, the Note, the Security Agreement and the other
      Loan
      Documents, when executed and delivered by Borrower, shall constitute legal,
      valid and binding obligations of Borrower, enforceable against Borrower in
      accordance with their terms, except as such enforceability may be limited by
      applicable bankruptcy, insolvency, moratorium or similar laws affecting
      creditors’ rights and the enforcement of debtors’ obligations generally and by
      general principles of equity, regardless of whether enforcement is pursuant
      to a
      proceeding in equity or at law.

    

    
      
         

      

      
        5

        
          

        

      

      
         

      

    

    2.4. Absence
      of Conflicts.
      The
      execution, delivery and performance of this Agreement and each of the other
      Loan
      Documents is not in conflict with nor does it constitute a breach of any
      provision contained in Borrower’s organizational documents, nor will it
      constitute an event of default under any material agreement to which Borrower
      is
      a party or by which Borrower is bound.

    

    2.5. Consents
      and Approvals. Borrower has obtained all consents, approvals and authorizations
      of, made all declarations or filings with, and given all notices to, all
      governmental authorities and agencies that are necessary for the continued
      operation of Borrower’s business as currently conducted, or are required by
      law.

    

    2.6. Capitalization.
      The
      authorized and outstanding capital stock of Borrower is described in the
      Agreement and Plan of Merger and Reorganization (the “Merger Agreement”) among
      Lender, Borrower and Single Touch Acquisition Corp. dated as of March 20, 2008.
      Except as set forth in the Merger Agreement or as contemplated by the
      Transactions, there are no subscriptions, convertible securities, options,
      warrants or other rights (contingent or otherwise) currently outstanding to
      purchase any of the authorized but unissued capital stock of Borrower. Except
      as
      set forth in the Merger Agreement or as contemplated by the Transactions,
      Borrower has no obligation to issue shares of its capital stock, or
      subscriptions, convertible securities, options, warrants, or other rights
      (contingent or otherwise) to purchase any shares of its capital stock or to
      distribute to holders of any of its equity securities, any evidence of
      indebtedness or asset. No shares of Borrower capital stock are subject to a
      right of withdrawal or a right of rescission under any applicable securities
      law. Except as set forth in the Merger Agreement, there are no outstanding
      or
      authorized stock appreciations, phantom stock or similar rights with respect
      to
      Borrower. To the Knowledge (as defined below) of Borrower, except as described
      in the Merger Agreement or otherwise contemplated by this Agreement, there
      are
      no agreements to which Borrower is a party or by which it is bound with respect
      to the voting (including without limitation voting trusts or proxies),
      registration under any applicable securities laws, or sale or transfer
      (including without limitation agreements relating to pre-emptive rights, rights
      of first refusal, co-sale rights or “drag-along” rights) of any securities of
      Borrower. Except as provided in the Merger Agreement, to the Knowledge of
      Borrower, there are no agreements among other parties, to which Borrower is
      not
      a party and by which it is not bound, with respect to the voting (including
      without limitation voting trusts or proxies) or sale or transfer (including
      without limitation agreements relating to rights of first refusal, co-sale
      rights or “drag-along” rights) of any securities of Borrower.

    

    
      
         

      

      
        6

        
          

        

      

      
         

      

    

    2.7. Litigation.
      There
      are no actions, suits, claims, investigations, arbitrations or other legal
      or
      administrative proceedings, to the Knowledge of Borrower, threatened against
      Borrower at law or in equity, and to Borrower’s Knowledge, there is no basis for
      any of the foregoing. There are no unsatisfied judgments, penalties or awards
      against or affecting Borrower or its businesses, properties or assets. Borrower
      is not in default, and no event has occurred which with the passage of time
      or
      giving of notice or both would constitute a default by Borrower with respect
      to
      any order, writ, injunction or decree known to or served upon Borrower of any
      court or of any foreign, federal, state, municipal or other governmental
      department, commission, board, bureau, agency or instrumentality, domestic
      or
      foreign. There is no action or suit by Borrower pending or threatened against
      others. Borrower has complied with all laws, rules, regulations and orders
      applicable to its current business, operations, properties, assets, products
      and
      services the violation of which would have a Company Material Adverse Effect.
      There is no existing law, rule, regulation or order, and Borrower has no
      Knowledge of any proposed law, rule, regulation or order, whether foreign,
      federal or state, that would prohibit or materially restrict Borrower from,
      or
      otherwise materially adversely affect Borrower in, conducting its businesses
      in
      any jurisdiction in which it is now conducting business.

    

    As
      defined in this Agreement, “Knowledge” of Borrower means the actual knowledge by
      a director or officer of Borrower of a particular fact or circumstance or such
      knowledge as may reasonably be imputed to such person as a result of such
      person’s actual knowledge of other facts or circumstances as well as any other
      knowledge which such person would have possessed had such person made reasonable
      inquiry of appropriate employees and agents of Borrower with respect to the
      matter in question.

    

    2.8. Absence
      of Certain Events.
      To
      Borrower’s Knowledge, there is no existing condition, event or series of events
      which reasonably would be expected to have a Company Material Adverse
      Effect.

    

    2.9. Title
      to Property and Assets.
      Borrower does not own any real property. Borrower has good and marketable title
      to all of its personal property and assets free and clear of any material
      restriction, mortgage, deed of trust, pledge, lien, security interest or other
      charge, claim or encumbrance which would have a Company Material Adverse Effect.
      With respect to properties and assets it leases, Borrower is in material
      compliance with such leases and holds a valid leasehold interest free of any
      liens, claims or encumbrances which would have a Company Material Adverse
      Effect.

    

    2.10. Governmental
      Permits.
      Borrower holds all licenses, franchises, permits and other governmental
      authorizations which are required for the conduct of any aspect of Borrower’s
      business, as presently conducted and as presently contemplated to be conducted,
      including, but not limited to, all such business operations contemplated by,
      or
      incident to, the Transactions. All such licenses, franchises, permits and other
      governmental authorizations are valid and current, and Borrower has not received
      any notice that any governmental authority intends to cancel, terminate or
      not
      renew any such license, franchise, permit or other governmental authorization.
      Borrower has conducted and is conducting its business in material compliance
      with the requirements, standards, criteria and conditions set forth in such
      licenses, franchises, permits and other governmental authorizations, and all
      laws and regulations applicable thereto, and is not in violation of any of
      the
      foregoing. The consummation of the transactions contemplated hereunder will
      not
      alter or impair or require changes to any such license, franchise, permit or
      other governmental authorization.

    

    
      
         

      

      
        7

        
          

        

      

      
         

      

    

    ARTICLE
      III - COVENANTS OF BORROWER

    

    So
      long
      as the Note is outstanding, Borrower agrees that, unless Lender shall give
      its
      prior consent in writing:

    

    3.1. Ordinary
      Course.
      Borrower shall carry on its business in the ordinary course substantially as
      conducted heretofore, and shall not engage in any transaction outside of the
      ordinary course of business.

    

    3.2. Maintain
      Properties.
      Borrower shall maintain its properties and facilities in good working order
      and
      condition, reasonable wear and tear excepted.

    

    3.3. Performance
      under Agreements.
      Borrower shall perform all of its material obligations under agreements relating
      to or affecting its assets, properties or rights.

    

    3.4. Cooperation
      with Lender.
      Borrower shall cooperate with Lender and shall use its reasonable best efforts
      to complete and sign the merger agreement contemplated by the Merger and shall
      use its reasonable best efforts to consummate the Transactions contemplated
      thereby.

    

    3.5. Financial
      Statements.
      Borrower shall provide to Lender prior to the Due Date any such audited or
      unaudited financial statements as may be required under applicable U.S.
      Securities Exchange Commission (“SEC”) regulations for inclusion of such
      statements in Lender’s SEC and other regulatory filings upon and following the
      closing of the Merger.

    

    3.6. Maintenance
      of Business Organization.
      Borrower shall maintain and preserve its business organization intact and use
      its reasonable best efforts to retain its present key employees and
      relationships with suppliers, customers and others having business relationships
      with Borrower. 

    

    3.7. Compliance
      with Permits.
      Borrower shall maintain material compliance with all permits, laws, rules and
      regulations, consent orders and all other orders of applicable courts,
      regulatory agencies, and similar governmental authorities. 

    

    3.8. Leases.
      Borrower shall maintain its present leases in accordance with their respective
      terms, and shall not enter into new or amended lease instruments. 

    

    3.9. Loan
      Documents.
      Borrower shall comply in all respects with the terms of the Loan Documents.
      

    

    3.10. Mergers.
      Except
      as contemplated by the Transactions, Borrower shall not merge or consolidate
      with or into any other corporation, or sell, assign, lease or otherwise dispose
      of or voluntarily part with the control (whether in one transaction or in a
      series of related transactions) of assets (whether now owned or hereafter
      acquired) having a fair market value of more than $1,000,000 at the time(s)
      of
      transfer, or sell, assign or otherwise dispose of (whether in one transaction
      or
      in a series of transactions) any of its accounts receivable (whether now in
      existence or hereafter created) at a discount or with recourse, to any person,
      except sales or other dispositions of assets in the ordinary course of business.
      

    

    
      
         

      

      
        8

        
          

        

      

      
         

      

    

    3.11. Charter
      Documents.
      Borrower shall not make any amendment to its Certificate of Incorporation or
      its
      By-Laws. 

    

    3.12. Senior
      or Pari Passu Indebtedness.
      Borrower shall not incur, create, assume, guaranty or permit to exist any
      indebtedness in an amount equal to or greater than $100,000 that ranks senior
      in
      priority to, or pari passu with, the obligations under the Note and the other
      Loan Documents, except for indebtedness existing or contemplated on the date
      hereof. 

    

    3.13. Liens.
      Borrower shall not create, incur, assume or permit to exist any lien on any
      property or assets (including stock or other securities of Borrower) now owned
      or hereafter acquired by it or on any income or revenues or rights in respect
      of
      any thereof, except: 

    

    (a) liens
      on
      property or assets of Borrower existing on the date hereof, provided that such
      liens shall secure only those obligations which they secure on the date
      hereof;

    

    (b) any
      lien
      created under the Loan Documents;

    

    (c) any
      lien
      existing on any property or asset prior to the acquisition thereof by Borrower,
      provided that 

    

    
      	 	
              1.

            	
              such
                lien is not created in contemplation of or in connection with such
                acquisition and 

            

    

    

    
      	 	
              2.

            	
              such
                lien does not apply to any other property or assets of
                Borrower;

            

    

    

    (d) liens
      for
      taxes, assessments and governmental charges;

    

    (e) carriers’,
      warehousemen’s, mechanics’, materialmen’s, repairmen’s, landlord’s or other like
      liens arising in the ordinary course of business and securing obligations that
      are not due and payable;

    

    (f) pledges
      and deposits made in the ordinary course of business in compliance with
      workmen’s compensation, unemployment insurance and other social security laws or
      regulations;

    

    (g) deposits
      to secure the performance of bids, trade contracts (other than for
      indebtedness), leases, statutory obligations, surety and appeal bonds,
      performance bonds and other obligations of a like nature incurred in the
      ordinary course of business;

    

    (h) zoning
      restrictions, easements, licenses, covenants, conditions, rights-of-way,
      restrictions on use of real property and other similar encumbrances incurred
      in
      the ordinary course of business and minor irregularities of title that, in
      the
      aggregate, are not substantial in amount and do not materially detract from
      the
      value of the property subject thereto or interfere with the ordinary conduct
      of
      the business of Borrower;

    

    
      
         

      

      
        9

        
          

        

      

      
         

      

    

    (i) purchase
      money security interests in real property, improvements thereto or equipment
      hereafter acquired (or, in the case of improvements, constructed) by Borrower,
      provided that 

    

    
      	 	
              1.

            	
              such
                security interests secure indebtedness permitted by this Agreement,
                

            

    

    

    
      	 	
              2.

            	
              such
                security interests are incurred, and the indebtedness secured thereby
                is
                created, within 90 days after such acquisition (or
                construction),

            

    

    

    
      	 	
              3.

            	
              the
                indebtedness secured thereby does not exceed 85% of the lesser of
                the cost
                or the fair market value of such real property, improvements or equipment
                at the time of such acquisition (or construction) and
                

            

    

    

    
      	 	
              4.

            	
              such
                security interests do not apply to any other property or assets of
                Borrower;

            

    

    

    (j) liens
      arising out of judgments or awards (other than any judgment that constitutes
      an
      Event of Default hereunder) in respect of which Borrower shall in good faith
      be
      prosecuting an appeal or proceedings for review and in respect of which it
      shall
      have secured a subsisting stay of execution pending such appeal or proceedings
      for review, provided Borrower shall have set aside on its books adequate
      reserves with respect to such judgment or award; and

    

    (k) deposits,
      liens or pledges to secure payments of workmen’s compensation and other
      payments, public liability, unemployment and other insurance, old-age pensions
      or other social security obligations, or the performance of bids, tenders,
      leases, contracts (other than contracts for the payment of money), public or
      statutory obligations, surety, stay or appeal bonds, or other similar
      obligations arising in the ordinary course of business.

    

    Within
      three (3) business days following Borrower’s request for a waiver of any
      provision of this Article III, Lender shall provide Borrower with their response
      to such request.

    

    
      
         

      

      
        10

        
          

        

      

      
         

      

    

    ARTICLE
      IV - DEFAULTS AND REMEDIES

    

    4.1. An
“Event
      of Default” occurs if: 

    

    (a) Borrower
      defaults in the payment of any principal or interest of the Note when the same
      shall become due, either by the terms thereof or otherwise as herein provided
      and such default shall not have been cured within sixty (60) days thereof;
      or

    

    (b) Borrower
      defaults, in whole or in part, in the performance or observance of any other
      material agreement, term or condition contained in the Note or the other Loan
      Documents, and such breach shall not have been cured within sixty (60) days
      thereof; or 

    

    (c) Borrower
      shall default in the payment of any principal of, or premium, if any, or
      interest on, any other indebtedness in excess of $250,000 or obligation with
      respect to borrowed money after expiration of any grace or cure period or shall
      default in the performance of any material term of any instrument evidencing
      such indebtedness or of any mortgage, indenture or agreement relating thereto
      after expiration of any grace or cure period, and the effect of such default
      is
      to cause or to permit the holder or holders of such obligation to cause, such
      indebtedness or obligation to become due and payable prior to its stated
      maturity; or 

    

    (d) Borrower
      pursuant to or within the meaning of any Bankruptcy Law (as defined
      below):

    

    (i)
      commences a voluntary case,

    

    (ii)
      consents to the entry of an order for relief against it in an involuntary
      case,

    

    (iii)
      consents to the appointment of a Custodian (as defined below) of it or for
      all
      or substantially all of its property,

    

    (iv)
      makes a general assignment for the benefit of its creditors, or

    

    (v)
      is
      the debtor in an involuntary case which is not dismissed within thirty (30)
      days
      of the commencement thereof, or

    

    (e) a
      court
      of competent jurisdiction enters an order or decree under any Bankruptcy Law
      that:

    

    (i)
      provides for relief against Borrower in an involuntary case,

    

    (ii)
      appoints a Custodian of Borrower for all or substantially all of its property,
      or

    

    
      
         

      

      
        11

        
          

        

      

      
         

      

    

    (iii)
      orders the liquidation of Borrower, or

    

    (f) a
      final
      judgment for the payment of money in an amount in excess of $100,000 shall
      be
      rendered against Borrower (other than any judgment as to which a reputable
      insurance company shall have accepted full liability in writing) and shall
      remain undischarged for a period (during which execution shall not be
      effectively stayed) of 20 days after the date on which the right to appeal
      has
      expired; or

    

    then
      and
      in any such case (x) upon the occurrence of any Event of Default described
      in
      paragraphs (d) or (e), the unpaid principal amount of and accrued interest
      on
      the Notes shall automatically become due and payable, without presentment,
      demand, protest or notice of any kind, all of which are hereby waived by
      Borrower, and (y) upon the occurrence of any other Event of Default, in addition
      to any other rights, powers and remedies permitted by law or in equity, Lender
      may, at its option, by notice in writing to Borrower, declare the Notes to
      be,
      and the Notes shall thereupon be and become, immediately due and payable,
      together with interest accrued thereon and all other sums due hereunder, without
      presentment, demand, protest or other notice of any kind, all of which are
      waived by Borrower.

    

    Upon
      the
      occurrence of any Event of Default, the holder of the Notes may proceed to
      protect and enforce its rights by an action at law, suit in equity or other
      appropriate proceeding, whether for the specific performance of any agreement
      contained herein or in the Notes held by it, for an injunction against a
      violation of any of the terms hereof or thereof, or for the pursuit of any
      other
      remedy which it may have by virtue of this Agreement or pursuant to applicable
      law. Borrower shall pay to the holder of the Notes upon demand the reasonable
      costs and expenses of collection and of any other actions referred to in this
      Article, including without limitation reasonable attorneys’ fees, expenses and
      disbursements.

    

    No
      course
      of dealing and no delay on the part of the holder of the Notes in exercising
      any
      of its rights shall operate as a waiver thereof or otherwise prejudice the
      rights of such holders, nor shall any single or partial exercise of any right,
      power or remedy preclude any other or further exercise thereof or the exercise
      of any other right, power or remedy hereunder. No right, power or remedy
      conferred hereby or by the Notes on the holder thereof shall be exclusive of
      any
      other right, power or remedy referred to herein or therein or now or hereafter
      available at law, in equity, by statute or otherwise.

    

    4.2. For
      purposes of this Article, the following definitions shall apply:

    

    “Bankruptcy
      Law” means Title 11, U.S. Code or any similar federal or state law for the
      relief of debtors, or equivalent law of a non-U.S. jurisdiction.

    

    “Custodian”
      means any receiver, trustee, assignee, liquidator or similar official under
      any
      Bankruptcy Law.

    

    
      
         

      

      
        12

        
          

        

      

      
         

      

    

    ARTICLE
      V
      - NOTICES

    

    All
      notices, requests and demands shall be given to or made upon the respective
      parties hereto in writing, at such address as may be designated by it in a
      written notice to the other party. All notices, requests, consents and demands
      hereunder shall be effective when duly deposited in the mails (by overnight
      delivery by a nationally-recognized overnight courier service or by United
      States registered or certified mail, postage prepaid, return receipt requested)
      with a copy via facsimile. Unless the parties designate otherwise, notices
      should be addressed as follows: 

    

    If
      to
      Borrower:

    

    Single
      Touch Interactive, Inc.

    2235
      Encinatas Blvd. Suite 210

    Encinatas,
      CA 92024

    Attn: Randall
      J. Lanham, General Counsel

    Facsimile: 760.438.1793

    

    If
      to
      Lender:

    

    Hosting
      Site Network, Inc.

    32
      Poplar
      Place

    Fanwood,
      NJ 07023

    Attn: Scott
      Vicari, President

    

    with
      a
      copy to:

    

    Gottbetter
      & Partners, LLP

    488
      Madison Avenue, 12th
      Floor

    New
      York,
      NY 10022

    Attn: Scott
      Rapfogel, Esq.

    Facsimile:
      212.400.6901

    

    ARTICLE
      VI - MISCELLANEOUS

    

    6.1. Governing
      Law.
      This
      Agreement shall be governed by and construed in accordance with the laws of
      the
      State of New York, without regard to conflicts of laws principles thereof.
      

    

    6.2. Amendment.
      This
      Agreement may be amended, modified or terminated only by an instrument in
      writing signed by all parties.

    

    6.3. No
      Assignment.
      Neither
      this Agreement nor any right or obligation provided for herein may be assigned
      by any party without the prior written consent of the other
      parties.

    

    
      
         

      

      
        13

        
          

        

      

      
         

      

    

    6.4. Successors.
      The
      terms and provisions of this Agreement shall be binding upon and inure to the
      benefit of, and be enforceable by, the respective successors and assigns of
      the
      parties hereto.

    

    6.5. Counterparts.
      This
      Agreement may be executed in any number of counterparts, with the same effect
      as
      if all parties had signed the same document. All such counterparts shall be
      deemed an original, shall be construed together and shall constitute one and
      the
      same instrument. This Agreement may be executed by facsimile
      signature.

    

    6.6. Construction.
      The
      language used in this Agreement shall be deemed to be the language chosen by
      the
      parties to express their mutual intent, and no rule of strict construction
      shall
      be applied against any party.

    

    6.7. Headings.
      The
      section headings contained in this Agreement are inserted for convenience only
      and shall not affect in any way the meaning or interpretation of this
      Agreement.

    

    6.8. Severability.
      Any
      term or provision of this Agreement that is invalid or unenforceable in any
      situation in any jurisdiction shall not affect the validity or enforceability
      of
      the remaining terms and provisions hereof or the validity or enforceability
      of
      the offending term or provision in any other situation or in any other
      jurisdiction. If the final judgment of a court of competent jurisdiction
      declares that any term or provision hereof is invalid or unenforceable, the
      parties agree that the court making the determination of invalidity or
      unenforceability shall have the power to limit the term or provision, to delete
      specific words or phrases, or to replace any invalid or unenforceable term
      or
      provision with a term or provision that is valid and enforceable and that comes
      closest to expressing the intention of the invalid or unenforceable term or
      provision, and this Agreement shall be enforceable as so modified.

     

    
      
         

      

      
        14

        
          

        

      

      
         

      

    

    IN
      WITNESS WHEREOF, the parties hereto have caused this Bridge Loan Agreement
      to be
      duly executed as of the day and year first above written. 

    

    
      	
              LENDER:

               

              HOSTING
                SITE NETWORK, INC.

               

               

               

              By: /s/
                Scott Vicari   

              Name: Scott
                Vicari

              Title: President

               

            	
              BORROWER:

               

              SINGLE
                TOUCH INTERACTIVE INC.

               

               

              By: /s/
                Anthony Macaluso  

              Name: 
                Anthony Macaluso

              Title: Chief
                Executive Officer

               

            

    

    

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    

    EXHIBIT
      A

    

    Promissory
      Note

    

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    

    EXHIBIT
      B

    

    Security
      Agreement

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