Document:

Form of Restricted Stock Award Agreement

 Exhibit 10.3 
 FORM OF 
 ENCORE BANCSHARES INC. 
 RESTRICTED STOCK AGREEMENT 
 AGREEMENT effective as of the              day of                 ,
                , between Encore Bancshares, Inc. (“Company”), a Texas corporation, and
                         (“Holder”). 
 Holder has been serving as a key employee, director or consultant of the Company and/or its subsidiaries. In recognition of past service and in order to encourage Holder to remain with the Company and its
subsidiaries (“the Group”) and devote his or her best efforts to its affairs, thereby advancing the interests of the Company and its shareholders, the Company and Holder, as set forth in the attached Notice of Restricted Stock Award
(“Notice”) agree as follows: 
  

	1.	Issuance of Restricted Stock. 

  

	 	(a)	Grant of Stock. Upon the execution of this Agreement and for consideration from Holder to the Company in the form of past services to the Group, the
Company shall issue to Holder                          shares of Stock as a Restricted Stock Award under the Encore
Bancshares, Inc. 2000 Stock Incentive Plan, as amended (the “Plan”). The shares of the Stock issued to Holder under this Agreement shall be subject to all of the terms, conditions, and restrictions set forth in this Agreement, in the
Notice and in the Plan, both of which are incorporated herein by reference as part of this Agreement. Unless otherwise provided herein, capitalized terms used herein shall have the same meanings ascribed to them in the Plan and the Notice.

  

	 	(b)	Forfeiture Restrictions. To the extent then subject to the Forfeiture Restrictions (as defined below), the Stock issued to Holder pursuant to this
Agreement shall not be sold, assigned, pledged or otherwise transferred, exchanged, hypothecated or otherwise disposed except as provided herein, and Holder shall be subject to an obligation to forfeit and surrender, without further consideration
from the Company, such shares to the Company upon a termination of employment described in Section 2 of this Agreement. The prohibition against transfer and the obligation to forfeit and surrender shares of Stock to the Company are herein
collectively referred to as the “Forfeiture Restrictions”, and the shares of Stock which are subject to the Forfeiture Restrictions, are herein sometimes referred to as “Restricted Shares.” The Forfeiture Restrictions shall be
binding upon and enforceable against any transferee of Restricted Shares. 

  

	 	(c)	Dividends and Voting Rights. Holder, or Holder’s executor, administrator, heirs or legatees shall have the right to vote and receive dividends and
all other privileges of a shareholder of the Company with respect to the Restricted Shares from the date of issuance of the Restricted Shares until such time as the Restricted Shares are forfeited. 

	 	(d)	Application of Restrictions. The transfer restrictions of Section 1(b) shall not apply to the exchange of Restricted Shares pursuant to a Change of
Control of the Company as provided in Sections 4(a) and 4(b) hereof. 

  

	 	(e)	Adjustment of Restricted Shares in the Event of a Stock Split or Dividend. In the event of a Stock split, Stock dividend, or other event requiring an
equitable adjustment of outstanding Awards pursuant to Section 12, Recapitalization or Reorganization, of the Plan, the number of shares of Stock respecting this Agreement may be appropriately adjusted. Any Stock received as a result of
a Stock split or Stock dividend with respect to Restricted Shares also shall become Restricted Shares subject to the Forfeiture Restrictions. 

  

	2.	Termination of Employment. If, prior to the lapse of the Forfeiture Restrictions, for any reason other than death or disability, Holder ceases to be
employed by the Company or its Affiliates (as defined in the Plan) or ceases to serve as a director or consultant of the Company or its Affiliates, the Restricted Stock Award shall be forfeited, and the Restricted Shares hereunder shall be
surrendered to the Company; provided however, that the Committee may, in its sole discretion, cause the Forfeiture Restrictions to lapse as to all or a part of the Restricted Shares hereunder at any time. 

 If, by reason of death or disability, Holder ceases to be employed by the Company or its Affiliates or ceases to serve as a director or
consultant of the Company or its Affiliates, the Forfeiture Restrictions shall lapse as to all the Restricted Shares hereunder upon death or the commencement of benefits under the Company’s long-term disability plan. Holder shall be deemed to
be disabled if, in the opinion of a physician selected by the Committee, Holder is incapable of performing services for the Company of the kind Holder was performing at the time the disability occurred by reason of any medically determinable
physical or mental impairment which can be expected to result in death or to be of long, continued and indefinite duration. The date of determination of disability for purposes hereof shall be the date of such determination by such physician.

  

	3.	Transferability. Until the Forfeiture Restrictions lapse, the Restricted Shares shall not be transferable by Holder otherwise than by Holder’s will
or by the laws of descent and distribution. Any heir or legatee of Holder shall take rights herein granted subject to the terms and conditions hereof. No such transfer of the Restricted Shares to heirs or legatees of Holder shall be effective to
bind the Company unless the Company shall have been furnished with written notice thereof and a copy of such evidence as the Committee may deem necessary to establish the validity of the transfer and the acceptance by the transferee or transferees
of the terms and conditions hereof. 

  

	4.	Change of Control. 

  

	 	(a)	 Definition. For purposes of this Agreement, “Change of Control” means the occurrence of any of the following events:
(i) the Company shall not be the surviving

  

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entity in any merger, consolidation or other reorganization (or survives only as a subsidiary of an entity other than a previously wholly-owned subsidiary of the Company); (ii) the
Company’s subsidiary savings and loan is merged or consolidated into, or otherwise acquired by, an entity other than a wholly-owned subsidiary of the Company; (iii) the Company sells, leases or exchanges all or substantially all of its
assets to any other person or entity (other than a wholly-owned subsidiary of the Company); (iv) the Company is to be dissolved and liquidated; (v) any person or entity, including a “group” as contemplated by
Section 13(d)(3) of the 1934 Act, acquires or gains ownership or control (including, without limitation, power to vote or control the voting) of more than 50% of the outstanding shares of the Company’s voting stock (based upon voting
power); or (vi) as a result of or in connection with a contested election of directors, the persons who were directors of the Company before such election shall cease to constitute a majority of the Board of Directors. “1934 Act”
means the Securities Exchange Act of 1934, as amended. 

  

	 	(b)	Restricted Shares. The Forfeiture Restrictions shall lapse as to all Restricted Shares hereunder “immediately prior to” the occurrence of any
Change of Control during the Restricted Period. The phrase “immediately prior to” shall mean sufficiently in advance of the Change of Control to permit the Holder to take all steps reasonably necessary to deal with such shares of Stock so
that such shares may be treated in the same manner in connection with the Change of Control as the shares of Stock of other shareholders. 

  

	 	(c)	 Tax Limitation. Notwithstanding anything in this Section to the contrary, if Holder is a “disqualified individual” (as defined
in Section 280G(c) of the Internal Revenue Code of 1986, as amended (the “Code”)) and the lapse of the Forfeiture Restrictions provided for in this Section, together with any other payments which Holder has the right to receive from
the Company (or its affiliates) would constitute a “parachute payment” (as defined in Section 280G(b)(2) of the Code), and the Holder is not subject to an agreement, including a change of control severance agreement, providing for
payments of such amounts as may be necessary to pay any applicable excise tax under Section 4999 of the Code and any applicable income tax relating thereto, the Forfeiture Restrictions will lapse only with respect to the number of shares of
Stock necessary to cause the present value of the total amounts received by Holder from the Company (or its Affiliates) which would otherwise constitute “parachute payments” (as defined in Section 280G(b)(2) of the Code), to be one
dollar ($1.00) less than three (3) times Holder’s base amount (as defined in Section 280G of the Code) so that no portion of such amounts received by Holder shall be subject to the excise tax imposed by Section 4999 of the Code
if and only if (i) such reduction in the number of the shares of Stock as to which the Forfeiture Restrictions lapse produces a better net after tax position (taking into account any applicable excise tax under Section 4999 of the
Code and any applicable income tax) than the total lapse of Forfeiture Restrictions otherwise provided for in this Section, and (ii) there are no other amounts receivable by Holder from the Company (or its Affiliates) which, by their terms, may
be reduced such that no portion of such amounts received by Holder shall be subject to the excise tax under Section 4999 of the Code. The determination as to whether such reduction in the number of shares of Stock as to

  

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which the Forfeiture Restrictions lapse is necessary shall be made by the Committee in good faith, and such determination shall be conclusive and binding on Holder. If the number of shares of
Stock as to which the Forfeiture Restrictions lapse is reduced and, through error or otherwise, Holder should benefit under this Section in an amount which, together with other payments Holder has the right to receive from the Company (or its
affiliates), results in the receipt by Holder of “parachute payments” in excess of one dollar ($1.00) less than three times Holder’s base amount, Holder shall immediately repay to the Company cash equal to such excess upon
notification that an overpayment has been made. If, as a result of this paragraph, the Forfeiture Restrictions do not lapse with respect to all of the Restricted Shares upon a Change of Control, such shares shall remain subject to the Forfeiture
Restrictions until the Forfeiture Restrictions otherwise lapse according to the terms of this Agreement or until the Restricted Shares are forfeited. 

  

	5.	Tax Election. If Holder makes the election authorized by section 83(b) of the Code, Holder shall submit to the Company a copy of the statement filed by
Holder to make such election. 

  

	6.	Withholding Tax. To the extent that the issuance of Stock or the lapse of Forfeiture Restrictions results in compensation income to Holder for federal or
state income tax purposes, Holder shall pay to the Company at the time of such event such amount of money as the Company may require to meet its withholding obligation under applicable tax laws or regulations, if any. The Committee may permit
payment of such amount to be made through the tender of cash or Stock, the withholding of Stock out of shares otherwise distributable or any other arrangement satisfactory to the Committee. The Company shall, to the extent permitted by law, have the
right to withhold delivery of a stock certificate or to deduct any required taxes from any payment of any kind otherwise due to Holder. If Holder does not pay the entire amount of such taxes to the Company within thirty (30) days after the date
on which the Committee notifies Holder of the amount required to meet the withholding obligation, the Committee shall withhold from the Stock to which Holder is entitled a number of shares having an aggregate fair market value equal to the amount of
such taxes remaining to be paid by Holder and shall deliver a certificate for the remaining shares to the Holder, and, if Holder fails to do so, the Company is authorized to withhold from any cash remuneration then or thereafter payable to Holder,
any tax required to be withheld by reason of such resulting compensation income or Company may otherwise refuse to issue or transfer any shares of Stock otherwise required to be issued or transferred pursuant to the terms hereof.

  

	7.	Additional Terms Applicable to Restricted Shares. 

  

	 	(a)	Legends on Certificate. The certificate(s) representing the shares of Restricted Stock will be stamped or otherwise imprinted with legends in such form as
the Company or its counsel may require with respect to the applicability of the Restricted Stock Agreement and to any other applicable restrictions on sale or transfer and the stock transfer records of the Company will reflect stop-transfer
instructions with respect to such shares. 

  

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	 	(b)	Retention of Certificates. The Company shall require Holder to execute and deliver to the Company a Stock Power in blank with respect to the Restricted
Shares and shall retain possession of the certificates for shares with respect to which the Forfeiture Restrictions have not lapsed. The Company shall have the right, in its sole discretion, to exercise such stock power in the event that the Company
becomes entitled to the shares pursuant to the provisions of this Agreement. 

 Upon lapse of the Forfeiture
Restrictions as to all or a part of the Restricted Shares hereunder, the Company shall deliver to Holder a new certificate representing such Stock without any restrictive endorsement other than legend(s) the Company or its counsel may require with
respect to securities laws. 
  

	 	(c)	Compliance With Securities Laws. Upon request, Holder (or any person acting under Section 3) will enter into such written representations, warranties
and agreements as the Company may reasonably request in order to comply with applicable securities laws or with this Restricted Stock Agreement. 

  

	 	(d)	Compliance with Laws. Notwithstanding any of the other provisions hereof, the Company will not be obligated to issue any shares of Restricted Stock
pursuant to this Restricted Stock Award, if the issuance of such shares of Restricted Stock would constitute a violation by Holder or by the Company of any provision of any law or regulation of any governmental authority. Holder expressly
acknowledges that the Company is required to meet certain executive compensation and corporate governance standards under Section 111 of the Emergency Economic Stabilization Act of 2008 (“EESA”), as amended by the American Recovery
and Reinvestment Act of 2009 (“AARA”), and implemented by guidance and regulations issued by the United States Department of Treasury. To the extent any issuance or vesting of Restricted Stock pursuant to this Agreement is deemed to
constitute a violation by the Company or by Holder of any provision of the EESA, AARA, or any implementing regulation thereunder, the Company shall take such action as is necessary to fully comply with such requirements, including but not limited to
amending this Agreement. Holder hereby consents to any and all such actions or amendments. 

  

	 	(e)	No Right to Employment or Service. Holder shall be considered to be in the employment of the Company or its Affiliates or in service as a director or
consultant so long as he or she remains an employee, director or consultant of the Company or its Affiliates. Any questions as to whether and when there has been a termination of such employment or service as a director or consultant and the cause
of such termination shall be determined by the Committee, and its determination shall be final. Nothing contained herein shall be construed as conferring upon Holder the right to continue in the employ of the Company or its Affiliates or to continue
service as a director or consultant, nor shall anything contained herein be construed or interpreted to limit the “employment at will” relationship between Holder and the Company or its Affiliates. 

  

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	 	(f)	Resolution of Disputes. Any dispute or disagreement which may arise hereunder shall be determined by the Committee in its sole discretion and judgment,
and any such determination and any interpretation by the Committee of the terms of the Plan, the Notice or this Restricted Stock Agreement shall be final and shall be binding and conclusive, for all purposes, upon the Company, Holder, and
Holder’s heirs, personal representatives and successors. 

  

	 	(g)	Notices. Every notice hereunder shall be in writing and shall be given by registered or certified mail. All notices of the exercise of any Holder
hereunder shall be directed to Encore Bancshares, Inc., Nine Greenway Plaza, Suite 1000, Houston, Texas 77046, Attention: Corporate Secretary. Any notice given by the Company to Holder directed to Holder at the address on file with the Company shall
be effective to bind Holder and any other person who shall acquire rights hereunder. The Company shall be under no obligation whatsoever to advise Holder of the existence, maturity or termination of any of Holder’s rights hereunder and Holder
shall be deemed to have familiarized himself or herself with all matters contained herein and in the Plan which may affect any of Holder’s rights or privileges hereunder. 

  

	 	(h)	Construction and Interpretation. Whenever the term “Holder” is used herein under circumstances applicable to any other person or persons to whom
this award, in accordance with the provisions of Section 3 hereof, may be transferred, the word “Holder” shall be deemed to include such person or persons. 

  

	 	(i)	Plan Controls. This Restricted Stock Agreement and the Notice are subject to the Plan. The terms and provisions of the Plan (including any subsequent
amendments thereto) are hereby incorporated herein by reference thereto. In the event of a conflict between any term or provision contained herein or in the Notice and a term or provision of the Plan, the applicable terms and provisions of the Plan
will govern and prevail. All definitions of words and terms contained in the Plan shall be applicable to the Restricted Stock Agreement and the Notice. 

  

	 	(j)	Binding Effect. This Agreement shall be binding upon and inure to the benefit of any successors to the Company and all persons lawfully claiming under
Holder as provided herein. 

  

	 	(k)	Contract Terms. Notwithstanding the provisions of this Agreement, if the Holder has entered into a separate contract or agreement with the Company which
affects the Restricted Shares issued hereunder, the provisions of the Agreement shall control over any inconsistent provisions of such contracts or agreements. 

  

	 	(l)	Modifications. Any modification of this Agreement will be effective only if it is in writing and signed by a duly authorized officer of the Company and
Holder, except to the extent such modification occurs pursuant to an amendment of the Plan made in accordance with Section 12, Recapitalization or Reorganization, or Section 13, Amendment and Termination, of the Plan.

  

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	 	(m)	Governing Law. This Agreement shall be governed by, and construed in accordance with, the laws of the State of Texas. 

 [Signature Page Follows] 
  

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 IN WITNESS WHEREOF, the Company has executed this Agreement by its duly authorized officer,
and Holder has executed this Agreement, as of the dates specified below. 
  

			
	ENCORE BANCSHARES, INC.
		
	By:	 	  

		 	Name: James S. D’Agostino, Jr.
		 	Title: Chairman and CEO
		
	Date:	 	  

		
		 	  

		 	(Holder)
		
	Date:	 	  

  

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 FORM OF 
 ENCORE BANCSHARES, INC. 
 NOTICE OF RESTRICTED STOCK AWARD 

 

					
	Recipient:	 		  	Social Security Number:

 Date of Issuance:

 Restricted Stock Shares Issued: 
 Encore Bancshares, Inc. (the “Company”) is pleased to inform you that, as indicated above, the Compensation Committee (the “Committee”) of the Board of Directors of the Company has awarded you a Restricted Stock Award
(“Award”). Your Award is comprised of the issuance of shares of common stock of the Company subject to Forfeiture Restrictions (“Restricted Stock”). Your Award has been made under the Encore Bancshares, Inc. 2000 Stock Incentive
Plan, as amended, (the “Plan”) which, together with this Notice of Restricted Stock Award (the “Notice”) and the Restricted Stock Agreement (“Agreement”), a copy of which is attached hereto, sets forth the terms and
conditions of the Award. The Plan and the Agreement are incorporated herein by reference. Please review this Notice and the Agreement carefully. Capitalized terms in this Notice have the same meanings ascribed to them in the Plan and the Agreement.

  

	1.	Vesting: Subject to terms and conditions of the Agreement, the Forfeiture Restrictions shall lapse with respect to 100% of the Restricted Shares at the end of
             years from the Date of Issuance. 

  

	2.	Termination or Suspension of Employment or Service: The Agreement sets forth the provisions that apply in the event of your termination or suspension of
employment or service. 

  

	3.	Delivery: Stock awarded shall be represented by a stock certificate registered in your name which will be held in safekeeping by the Company until the Forfeiture
Restrictions have expired. 

  

	4.	Taxes and Withholding: You will be required to make appropriate arrangements with the Company for satisfaction of any applicable federal, state, or local income
tax withholding requirements (or like requirements), including the payment to the Company at the time of vesting of all such required amounts. 

 IN WITNESS WHEREOF, ENCORE BANCSHARES, INC. has caused this Notice of Restricted Stock Award to be signed by its duly authorized officer effective this
             day of                     , 2010. 
  

			
	By:	 	  

	Name:	 	James S. D’Agostino, Jr.
	Title:	 	ChairmanForm of Restricted Stock Agreement

 Exhibit 10.7 
 FORM OF 
 ENCORE BANCSHARES, INC. 
 RESTRICTED STOCK AGREEMENT 
 Restricted Stock Agreement (“Agreement”) made effective the              day of             ,
2010 (“Date of Grant”), between Encore Bancshares, Inc., a Texas Corporation (the “Company”), and
                         (“Holder”). 
 1. Definitions. Capitalized terms used, but not defined, herein shall have the meanings assigned to such terms in the Encore Bancshares, Inc.
2008 Stock Awards and Incentive Plan (“Plan”), and the following additional terms shall have the following meanings: 
 (a) “Disability” means the Holder’s incapability of performing services for the Employer of the kind Holder was performing by reason of any medically determinable physical or mental impairment which can be expected to
result in death or to be of long, continued and indefinite duration. The Employer shall determine whether Holder is disabled based on the opinion of a physician selected by the Committee. The date of determination of Disability shall be the date of
such determination by such physician. 
 (b) “Forfeiture Restrictions” means the prohibition against transfer
and the obligation to forfeit and surrender Restricted Shares to the Company upon termination of employment as described in Section 3(a). 
 2. Award. The Company hereby makes a grant of Restricted Shares (as defined below) subject to the terms and conditions contained herein and in the Plan: 
 (a) Shares. Pursuant to the Plan,              shares
(the “Restricted Shares”) of Stock shall be issued as hereinafter provided in Holder’s name subject to certain restrictions thereon. 
 (b) Issuance of Restricted Shares. The Restricted Shares shall be issued upon acceptance hereof by Holder and upon satisfaction of the conditions of this Agreement. 
 (c) Plan Incorporated. Holder acknowledges receipt of a copy of the Plan and agrees that this award of Restricted Shares shall
be subject to all of the terms and conditions set forth in the Plan, including future amendments thereto, if any, pursuant to the terms thereof, which Plan is incorporated herein by reference as a part of this Agreement. 
 3. Restricted Shares. Holder hereby accepts the Restricted Shares when issued and agrees with respect thereto as follows: 
 (a) Forfeiture Restrictions. To the extent then subject to the Forfeiture Restrictions, the Restricted Shares granted hereunder
may not be sold, assigned, transferred, exchanged, pledged, hypothecated or encumbered by Holder, and no such sale, assignment, transfer, exchange, pledge, hypothecation or encumbrance, whether made or

 
created by voluntary act of Holder or any agent of Holder or by operation of law, shall be recognized by, or be binding upon, or shall in any manner affect the rights of, the Company or any agent
or any custodian holding certificates for the Restricted Shares. Holder shall be subject to an obligation to forfeit and surrender to the Company, without further consideration from the Company, the Restricted Shares upon a termination of employment
or service described in 3(c) below, except as otherwise provided in such paragraph. 
 Notwithstanding anything herein to the
contrary, the Committee, in its sole discretion, may cause the Forfeiture Restrictions to lapse with respect to all or a portion of the Restricted Shares at any time. 
 (b) Lapse of Forfeiture Restrictions. As of the anniversary date of the Date of Grant, the Forfeiture Restrictions shall lapse on a percentage of Restricted Shares, rounded up to the nearest
whole Share on the final vesting date, in accordance with the following schedule: 
  

			
	 Year
	  	Percentage of Restricted Shares
Becoming Vested Shares
		  	
		  	
		  	

 Restricted Shares with respect to which Forfeiture Restrictions have lapsed shall cease to be
subject to any Forfeiture Restrictions, and the Company, pending receipt of Holder’s payment of corresponding taxes, shall provide the Holder a certificate (without the legend referenced in Section 3(e) below) representing the shares as to
which the Forfeiture Restrictions have lapsed. 
 (c) Termination of Employment. If, prior to the lapse of the
Forfeiture Restrictions, for any reason other than death or Disability, Holder ceases to be employed by the Company or its Affiliates (as defined in the Plan) or ceases to serve as a director or consultant of the Company or its Affiliates, the
Restricted Shares shall be forfeited and surrendered to the Company; provided however, that the Committee may, in its sole discretion, cause the Forfeiture Restrictions to lapse as to all or a part of the Restricted Shares hereunder at any time.

 If, by reason of death or Disability, Holder ceases to be employed by the Company or its Affiliates, or ceases to serve as a
director or consultant of the Company or its Affiliates, the Forfeiture Restrictions shall lapse as to all the Restricted Shares hereunder upon death or, in the case of Disability, the date on which i) employment with the Company is terminated; or
ii) director or consulting services are terminated. 
 (d) Change in Control. The Forfeiture Restrictions shall
lapse as to all Restricted Shares hereunder “immediately prior to” the occurrence of any Change of Control as defined in the Plan. The phrase “immediately prior to” shall mean sufficiently in advance of the change of Control to
permit the Holder to take all steps reasonably necessary to deal with such shares of Stock so that such shares may be treated in the same manner in connection with the Change of Control as the shares of Stock of other shareholders. 
  

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 (e) Certificates. One or more certificates evidencing the Restricted Shares
shall be issued by the Company in Holder’s name, or at the option of the Company, in the name of a nominee of the Company, pursuant to which Holder shall have voting rights and shall be entitled to receive all dividends unless and until the
Restricted Shares are forfeited pursuant to the provisions of this Agreement. Each certificate shall bear the following legend: 
 The shares evidenced by this certificate have been issued pursuant to an agreement effective                 , a copy of which may be obtained by
contacting the Company’s Secretary, between the Company and the registered holder of the shares and are subject to forfeiture to the Company under certain circumstances described in such agreement. The sale, assignment, pledge or other transfer
of the shares of stock evidenced by this certificate is prohibited under the terms and conditions of such agreement, and such shares may not be sold, assigned, pledged or otherwise transferred except as provided in such agreement. 
 The Company may cause the certificate or certificates to be delivered upon issuance to the Secretary of the Company or to such other
depository as may be designated by the Committee as a depository for safekeeping until the forfeiture occurs or the Forfeiture Restrictions lapse pursuant to the terms of the Plan and this Agreement. Upon request of the Committee, Holder shall
deliver to the Company a stock power, endorsed in blank, relating to the Restricted Shares then subject to the Forfeiture Restrictions. Upon the lapse of the Forfeiture Restrictions without forfeiture, the Company shall deliver to Holder a
certificate without legend evidencing the vested Restricted Shares with respect to which Forfeiture Restrictions have lapsed, and shall retain a certificate representing unvested Restricted Shares still subject to Forfeiture Restrictions.
Notwithstanding any other provisions of this Agreement, the issuance or delivery of any shares of Stock (whether subject to restrictions or unrestricted) may be postponed for such period as may be required to comply with applicable requirements of
any national securities exchange or any requirements of any law or regulation applicable to the issuance or delivery of such shares. The Company shall not be obligated to issue or deliver any shares of Stock if the issuance or delivery thereof shall
constitute a violation of any provision of any law or of any regulation of any governmental authority or any national securities exchange. 
 4.
Withholding of Tax. To the extent that the receipt of the Restricted Shares or the lapse of any Forfeiture Restrictions results in income to Holder for federal, state, or local income tax purposes, Holder shall pay to the Company or
make arrangements satisfactory to the Committee regarding payment of any federal, state, or local taxes of any kind required by law to be withheld with respect to such income. The Committee may permit payment of such taxes to be made through the
tender of cash or stock, the withholding of Stock out of shares otherwise distributable or any other arrangement satisfactory to the Committee. The Company shall, to the extent permitted by law, have the right to withhold delivery of a stock
certificate under Section 3(e) above or to deduct any such taxes from any payment of any kind otherwise due to the Holder. 
  

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 If Holder makes an election under Section 83(b) of the Code with respect to the Restricted Shares,
Holder shall promptly notify the Committee of such election. Failure to notify the Committee of any tax election made by Holder may, in the discretion of the Committee, result in the forfeiture of the Restricted Shares. 
 5. Status of Stock. Holder agrees that, notwithstanding anything to the contrary herein, the Restricted Shares may not be sold or
otherwise disposed of in any manner which would constitute a violation of any applicable federal or state securities laws. Holder also agrees (i) that certificates shall bear the legend or legends as the Committee deems appropriate in order to
assure compliance with applicable securities laws, (ii) that the Company may refuse to register the transfer of the Restricted Shares on the stock transfer records of the Company if such proposed transfer would in the opinion of counsel
satisfactory to the Company constitute a violation of any applicable securities law, and (iii) that the Company may give related instructions to its transfer agent, if any, to stop registration of the transfer of the Restricted Shares.

 6. Changes in Capital Structure. If the outstanding shares of Stock or other securities of the Company, or both, shall at any
time be changed or exchanged by declaration of a stock dividend, stock split, combination of shares, or recapitalization, the number and kind of shares of Stock or other securities constituting the Restricted Shares shall be appropriately and
equitably adjusted in accordance with the terms of the Plan. 
 7. Employment Relationship. For purposes of this Agreement, Holder
shall be considered to be in the employment of the Employer as long as Holder remains an employee of the Employer, any successor corporation or a parent or subsidiary of the Company or any successor thereto. Any question as to whether and when there
has been a termination of such employment or a termination of service as a director or consultant, and the cause of such termination, shall be determined by the Committee in its sole discretion, and its determination shall be final. Nothing
contained herein shall be construed as conferring upon Holder the right to continue in the employ or service of the Employer, nor shall anything contained herein be construed or interpreted to limit the “employment at will” relationship
between Holder and the Employer. 
 8. Compliance with Securities Laws. Upon request, Holder will enter into such written
representations, warranties and agreements as the Company may reasonably request in order to comply with applicable securities laws or with this Agreement. 
 9. Compliance with Laws. Notwithstanding any of the other provisions of this Agreement, the Company will not be obligated to issue any shares of Restricted Stock pursuant to this Agreement
if the issuance of such shares would constitute a violation by Holder or by the Company of any provision of any law or regulation of any governmental authority. 
 Holder expressly acknowledges that the Company is required to meet certain executive compensation and corporate governance standards under Section 111 of the Emergency

  

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Economic Stabilization Act of 2008 (“EESA”), as amended by the American Recovery and Reinvestment Act of 2009 (“AARA”), and implemented by guidance and regulations issued by
the United States Department of Treasury. To the extent any issuance or vesting of Restricted Stock pursuant to this Agreement is deemed to constitute a violation by the Company or by Holder of any provision of the EESA, AARA, or any implementing
regulation thereunder, the Company shall take such action as is necessary to fully comply with such requirements, including but not limited to amending this Agreement. Holder hereby consents to any and all such actions or amendments. 
 10. Committee’s Powers. No provision contained in this Agreement shall in any way terminate, modify or alter, or be construed or
interpreted as terminating, modifying or altering, any of the powers, rights or authority vested in the Committee pursuant to the terms of the Plan, including, without limitation, the Committee’s rights to make certain determinations and
elections with respect to the Restricted Shares. 
 11. Resolution of Disputes. Any dispute or disagreement which may arise
hereunder shall be determined by the Committee in its sole discretion and judgment, and any such determination and any interpretation by the Committee of the terms of the Plan or this Agreement shall be final and shall be binding and conclusive, for
all purposes, upon the Company, Holder, and Holder’s heirs, personal representatives and successors. 
 12. Notices. Every
notice hereunder shall be in writing and shall be given by registered or certified mail. All notices given by Holder shall be directed to Encore Bancshares, Inc., Nine Greenway Plaza, Suite 1000, Houston, Texas 77046, Attention: Rhonda L. Carroll,
Corporate Secretary. Any notice given by the Company to Holder directed to Holder at the address on file with the Company shall be effective to bind Holder and any other person who shall acquire rights hereunder. The Company shall be under no
obligation whatsoever to advise Holder of the existence, maturity or termination of any of Holder’s rights hereunder and Holder shall be deemed to have familiarized himself or herself with all matters contained herein and in the Plan which may
affect any of Holder’s rights or privileges hereunder. 
 13. Binding Effect. The provisions of the Plan and the terms and
conditions of this Agreement shall, in accordance with their terms, be binding upon, and inure to the benefit of, all successors of Holder, including, without limitation, Holder’s estate and the executors, administrators, or trustees thereof,
heirs and legatees, and any receiver, trustee in bankruptcy, or representative of creditors of Holder. This Agreement shall be binding upon and inure to the benefit of any successors to the Company. 
 14. Contract Terms. Notwithstanding the provisions of this Agreement, if Holder has entered into a separate contract or agreement with the
Holder that affects the Restricted Shares issued hereunder, the provisions of this Agreement shall control over any inconsistent provisions of such contracts or agreements. 
 15. Modifications. Any modification of this Agreement will be effective only if it is in writing and signed by a duly authorized officer of the Company and by Holder, except to the extent
such modification occurs pursuant to an amendment of the Plan made in accordance with Sections XII or XIII of the Plan. 
  

 -5- 

 16. Agreement Subject to Plan. This Agreement is subject to the Plan. The terms and provisions
of the Plan (including any subsequent amendments thereto) are hereby incorporated herein by reference thereto. In the event of a conflict between any term or provision contained herein and a term or provision of the Plan, the applicable terms and
provisions of the Plan will govern and prevail. All definitions of words and terms contained in the Plan shall be applicable to this Agreement. 
 17. Governing Law. This Agreement shall be governed by, and construed in accordance with, the laws of the State of Texas. 
 [Signature Page Follows] 
  

 -6- 

 IN WITNESS WHEREOF, the Company has caused this Agreement to be duly executed by an officer thereunto
duly authorized, and Holder has executed this Agreement, all effective as of the date of first above written. 
  

			
	COMPANY
		
	By:	 	  

		
	Name:	 	 James S. D’Agostino, Jr.

		
	Title:	 	 Chairman and CEO

	
	HOLDER
		
	By:	 	  

		
	Name:	 	  

  

 -7-

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