Document:

WAIVER,
      CONSENT AND AMENDMENT NO. 6
      TO LOAN AND SECURITY AGREEMENT

     

    This
      WAIVER AND AMENDMENT
      NO. 6 TO
      LOAN
      AND SECURITY AGREEMENT ("Amendment") is dated as of October 17, 2007, and
      is entered into by and among TITAN
      GLOBAL HOLDINGS, INC.,
      a
      Utah
      corporation, TITAN
      PCB
      WEST, INC.,
      a
      Delaware corporation, TITAN
      PCB
      EAST, INC.,
      a
      Delaware corporation, OBLIO
      TELECOM, INC.,
      a
      Delaware corporation, TITAN
      WIRELESS COMMUNICATIONS, INC.,
      a
      Delaware corporation, START
      TALK INC.,
      a
      Delaware corporation, PINLESS,
      INC.,
      a
      Texas
      corporation and TITAN CARD SERVICES, INC., a Delaware corporation
      (collectively the "Borrowers", each a "Borrower"), and GBC FUNDING, LLC (as
      assignee of Greystone Business Credit II, L.L.C.), a Delaware limited liability
      company ("Lender").

     

    W
      I T N E S S E T H:

     

    WHEREAS,
      Borrowers and Lender are parties to that certain Loan and Security Agreement
      dated as of December 29, 2006 (as amended, modified and supplemented from
      time to time, the "Loan Agreement"; capitalized terms not otherwise defined
      herein have the definitions provided therefore in the Loan Agreement);

     

    WHEREAS,
      Borrowers have informed Lender that Titan Global Holdings, Inc. ("Holdings")
      has
      formed (the "Formation") Titan Card Services, Inc., a Delaware corporation
      and a
      wholly-owned Subsidiary of Holdings;

     

    WHEREAS,
      in the absence of prior written consent of Lender, the Formation constituted
      a
      default under Section 5.20 of the Loan Agreement and a corresponding Event
      of
      Default under Section 8.1 of the Loan Agreement (the "Existing
      Default");

     

    WHEREAS,
      Borrowers have requested that Lender waive the Existing Default and consent
      to
      the Formation; and

     

    WHEREAS,
      Borrowers have requested that Lender amend the Loan Agreement in certain
      respects as set forth herein.

     

    NOW
      THEREFORE, in consideration of the mutual conditions and agreements set forth
      in
      the Loan Agreement and this Amendment, and other good and valuable
      consideration, the receipt and sufficiency of which are hereby acknowledged,
      the
      parties hereto hereby agree as follows:

     

    1.     Waiver.
      Subject
      to the satisfaction of the conditions set forth in Section 5 below, and in
      reliance on the representations set forth in Section 4 below, Lender hereby
      waives the Existing Default. The foregoing is a limited waiver and shall not
      be
      deemed to constitute a consent to or waiver of any other Defaults or Events
      of
      Default that are now in existence or that may hereafter occur. 

     

    2.     Consent.
      Subject
      to the satisfaction of the conditions set forth in Section 5 below, and in
      reliance on the representations set forth in Section 4 below, Lender hereby
      consents to the Formation. The foregoing is a limited consent and shall not
      be
      deemed to constitute a consent to or waiver of any other Defaults or Events
      of
      Default that are now in existence or that may hereafter occur.

     

    
      
        
        

      

      
        1

        
          

        

      

      
        
        

      

    

    3.     Amendment.
      Subject
      to the satisfaction of the conditions set forth in Section 5 below, and in
      reliance on the representations set forth in Section 4 below, the Loan Agreement
      is amended as follows:

     

    (a) Section
      9(a)(8) of Schedule A to the Loan Agreement is hereby amended and restated
      in
      its entirety as follows:

     

    
      	
              (8) Subsidiaries
                (and ownership
                thereof):

               

            	
              Borrower
                owns 100% interest in each of (i) Oblio Telecom, Inc.,
                (ii) Titan Wireless Communications, Inc., (iii) Titan PCB East,
                Inc., (iv) Titan PCB West, Inc. and (v) Titan Card Services,
                Inc.

            

    

    

    4.     Representations
      and Warranties.
      Each
      Borrower hereby represents, warrants and covenants as follows:

     

    (a) Representations
      in Loan Documents.
      Each of
      the representations and warranties made by or on behalf of Borrowers to Lender
      in any of the Loan Documents was true and correct when made, and is true and
      correct on and as of the date of this Amendment with the same full force and
      effect as if each of such represent-ations and warranties had been made by
      Borrowers on the date hereof and in this Amendment.

     

    (b) Binding
      Effect of Documents.
      This
      Amendment has been duly authorized, executed and delivered to Lender by
      Borrowers, is enforceable in accordance with its terms and is in full force
      and
      effect.

     

    (c) No
      Conflict.
      The
      execution, delivery and performance of this Amendment by Borrowers will not
      violate any requirement of law or contractual obligation of Borrowers and will
      not result in, or require, the creation or imposition of any Lien on any of
      its
      properties or revenues.

     

    5.     Conditions
      to Effectiveness.
      The
      effectiveness of this Amendment is subject to the following conditions precedent
      (unless specifically waived in writing by Lender), each to be in form and
      substance satisfactory to Lender:

     

    (a) Lender
      shall have received (i) an original of this Amendment, duly authorized,
      executed and delivered by Borrowers, (ii) an original of each document listed
      on
Exhibit A
      hereto,
      each duly authorized, executed and delivered by the parties thereto, and
      (iii) such other documents, agreements and instruments as may be requested
      by Lender, each such document, agreement and instrument to be in form and
      substance satisfactory to Lender;

     

    
      
        
        

      

      
        2

        
          

        

      

      
        
        

      

    

    (b) All
      proceedings taken in connection with the transactions contemplated by this
      Amendment and all agreements, documents, instruments, materials and other legal
      matters incident hereto shall be satisfactory to Lender;

     

    (c) Lender
      shall have been reimbursed for all reasonable costs, fees and expenses incurred
      by Lender in connection with the preparation, execution, administration or
      enforcement of this Amendment; and

     

    (d) No
      Default
      or Event of Default
      shall be
      in existence as of the date hereof. 

     

    6.     Effect
      of Amendment.
      Except
      as modified pursuant hereto, no other changes or modifications to the Loan
      Documents are intended or implied and, in all other respects, the Loan Documents
      hereby are ratified, restated and confirmed by all parties hereto as of the
      effective date hereof. To the extent of conflict between the terms of this
      Amendment and the other Loan Documents, the terms of this Amendment shall govern
      and control. The Loan Agreement and this Amendment shall be read and construed
      as one agreement.

     

    7.     Amendment
      as a Loan Document.
      Borrowers and Lender hereby agree that this Amendment shall constitute a "Loan
      Document" for all purposes of the Loan Agreement and the other Loan Documents,
      and any references to the Loan Documents contained in any notice, request,
      certificate or other document executed concurrently with or after the execution
      and delivery of this Amendment shall be deemed to include this Amendment unless
      the context shall otherwise specify.

     

    8.     Costs
      and Expenses.
      Each
      Borrower absolutely and unconditionally agrees to pay to Lender, on demand
      by
      Lender at any time, whether or not all or any of the transactions contemplated
      by this Amendment are consummated: all fees and disbursements of any counsel
      to
      Lender in connection with the preparation, negotiation, execution, or delivery
      of this Amendment and any agreements contemplated hereby and expenses which
      shall at any time be incurred or sustained by Lender or any participant of
      Lender or any of their respective directors, officers, employees or agents
      as a
      consequence of or in any way in connection with the preparation, negotiation,
      execution, or delivery of this Amendment and any agreements contemplated hereby.
      

     

    9.     Further
      Assurances.
      At
      Borrowers' expense, the parties hereto shall execute and deliver such additional
      documents and take such further action as may be necessary or desirable to
      effectuate the provisions and purposes of this Amendment.

     

    10.     Successors
      and Assigns.
      This
      Amendment shall be binding upon and inure to the benefit of each of the parties
      hereto and their respective successors and assigns.

     

    11.     Survival
      of Representations and Warranties.
      All
      representations and warranties made in this Amendment or any other document
      furnished in connection with this Amendment shall survive the execution and
      delivery of this Amendment and the other documents, and no investigation by
      Lender or any closing shall affect the representations and warranties or the
      right of Lender to rely upon them.

     

    
      
        
        

      

      
        3

        
          

        

      

      
        
        

      

    

    12.     Release.

     

    (a) In
      consideration of the agreements of Lender contained herein and for other good
      and valuable consideration, the receipt and sufficiency of which are hereby
      acknowledged, each Borrower, on behalf of itself and its successors, assigns,
      and other legal representatives, hereby absolutely, unconditionally and
      irrevocably releases, remises and forever discharges Lender, and its successors
      and assigns, and its present and former shareholders, affiliates, subsidiaries,
      divisions, predecessors, directors, officers, attorneys, employees, agents
      and
      other representatives (Lender and all such other Persons being hereinafter
      referred to collectively as the "Releasees" and individually as a "Releasee"),
      of and from all demands, actions, causes of action, suits, covenants, contracts,
      controversies, agreements, promises, sums of money, accounts, bills, reckonings,
      damages and any and all other claims, counterclaims, defenses, rights of
      set-off, demands and liabilities whatsoever (individually, a "Claim" and
      collectively, "Claims") of every kind and nature, known or unknown, suspected
      or
      unsuspected, at law or in equity, which any Borrower or any of its successors,
      assigns, or other legal representatives may now or hereafter own, hold, have
      or
      claim to have against the Releasees or any of them for, upon, or by reason
      of
      any circumstance, action, cause or thing whatsoever which arises at any time
      on
      or prior to the date of this Amendment, including, without limitation, for
      or on
      account of, or in relation to, or in any way in connection with this Amendment,
      the Loan Agreement, or any of the other Loan Documents or transactions hereunder
      or thereunder.

     

    (b) Each
      Borrower understands, acknowledges and agrees that the release set forth above
      may be pleaded as a full and complete defense and may be used as a basis for
      an
      injunction against any action, suit or other proceeding which may be instituted,
      prosecuted or attempted in breach of the provisions of such
      release.

     

    (c) Each
      Borrower agrees that no fact, event, circumstance, evidence or transaction
      which
      could now be asserted or which may hereafter be discovered shall affect in
      any
      manner the final, absolute and unconditional nature of the release set forth
      above.

     

    13.     Covenant
      Not to Sue.
      Each
      Borrower, on behalf of itself and its successors, assigns, and other legal
      representatives, hereby absolutely, unconditionally and irrevocably, covenants
      and agrees with and in favor of each Releasee that it will not sue (at law,
      in
      equity, in any regulatory proceeding or otherwise) any Releasee on the basis
      of
      any Claim released, remised and discharged by any Borrower pursuant to Section
      12 above. If any Borrower or any of its successors, assigns or other legal
      representatives violates the foregoing covenant, such Borrower, for itself
      and
      its successors, assigns and legal representatives, agrees to pay, in addition
      to
      such other damages as any Releasee may sustain as a result of such violation,
      all attorneys' fees and costs incurred by any Releasee as a result of such
      violation.

     

    
      
        
        

      

      
        4

        
          

        

      

      
        
        

      

    

    14.     Severability.
      Any
      provision of this Amendment held by a court of competent jurisdiction to be
      invalid or unenforceable shall not impair or invalidate the remainder of this
      Amendment.

     

    15.     Reviewed
      by Attorneys.
      Each
      Borrower represents and warrants to Lender that it (a) understands fully
      the terms of this Amendment and the consequences of the execution and delivery
      of this Amendment, (b) has been afforded an opportunity to discuss this
      Amendment with, and have this Amendment reviewed by, such attorneys and other
      persons as such Borrower may wish, and (c) has entered into this Amendment
      and executed and delivered all documents in connection herewith of its own
      free
      will and accord and without threat, duress or other coercion of any kind by
      any
      Person. The parties hereto acknowledge and agree that neither this Amendment
      nor
      the other documents executed pursuant hereto shall be construed more favorably
      in favor of one than the other based upon which party drafted the same, it
      being
      acknowledged that all parties hereto contributed substantially to the
      negotiation and preparation of this Amendment and the other documents executed
      pursuant hereto or in connection herewith.

     

    16.     Governing
      Law: Consent to Jurisdiction and Venue.
      EXCEPT
      AS OTHERWISE EXPRESSLY PROVIDED IN ANY OF THE LOAN DOCUMENTS, THIS AMENDMENT
      AND
      THE OTHER LOAN DOCUMENTS AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER
      AND THEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN ACCORDANCE
      WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICTS OF LAWS
      PRINCIPLES. EACH BORROWER HEREBY CONSENTS AND AGREES THAT THE STATE OR FEDERAL
      COURTS LOCATED IN NEW YORK COUNTY, NEW YORK SHALL HAVE EXCLUSIVE JURISDICTION
      TO
      HEAR AND DETERMINE ANY CLAIMS OR DISPUTES BETWEEN BORROWERS AND LENDER
      PERTAINING TO THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS OR TO ANY MATTER
      ARISING OUT OF OR RELATED TO THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS;
      PROVIDED,
      THAT
      NOTHING IN THIS AMENDMENT SHALL BE DEEMED OR OPERATE TO PRECLUDE LENDER FROM
      BRINGING SUIT OR TAKING OTHER LEGAL ACTION IN ANY OTHER JURISDICTION TO COLLECT
      THE OBLIGATIONS, TO REALIZE ON THE COLLATERAL OR ANY OTHER SECURITY FOR THE
      OBLIGATIONS, OR TO ENFORCE A JUDGMENT OR OTHER COURT ORDER IN FAVOR OF LENDER.
      EACH BORROWER EXPRESSLY SUBMITS AND CONSENTS IN ADVANCE TO SUCH JURISDICTION
      IN
      ANY ACTION OR SUIT COMMENCED IN ANY SUCH COURT, AND EACH BORROWER HEREBY WAIVES
      ANY OBJECTION WHICH IT MAY HAVE BASED UPON LACK OF PERSONAL JURISDICTION,
      IMPROPER VENUE OR FORUM NON CONVENIENS
      AND
      HEREBY CONSENTS TO THE GRANTING OF SUCH LEGAL OR EQUITABLE RELIEF AS IS DEEMED
      APPROPRIATE BY SUCH COURT. EACH BORROWER HEREBY WAIVES PERSONAL SERVICE OF
      ANY
      AND ALL PROCESS ISSUED IN ANY SUCH ACTION OR SUIT AND AGREES THAT SERVICE OF
      SUCH PROCESS MAY BE MADE BY REGISTERED OR CERTIFIED MAIL ADDRESSED TO SUCH
      BORROWER AT THE ADDRESS SET FORTH IN THE LOAN AGREEMENT AND THAT SERVICE SO
      MADE
      SHALL BE DEEMED COMPLETED UPON THE EARLIER OF SUCH BORROWER'S ACTUAL RECEIPT
      THEREOF OR THREE (3) DAYS THE SAME HAS BEEN POSTED.

     

    
      
        
        

      

      
        5

        
          

        

      

      
        
        

      

    

    17.     Mutual
      Waiver of Jury Trial.
      THE
      PARTIES HERETO WAIVE ALL RIGHTS TO TRIAL BY JURY IN ANY ACTION, SUIT, OR
      PROCEEDING BROUGHT TO RESOLVE ANY DISPUTE, WHETHER ARISING IN CONTRACT, TORT,
      OR
      OTHERWISE BETWEEN LENDER AND BORROWERS ARISING OUT OF, CONNECTED WITH, RELATED
      OR INCIDENTAL TO THE RELATIONSHIP ESTABLISHED BETWEEN THEM IN CONNECTION WITH
      THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS OR THE TRANSACTIONS RELATED
      THERETO.

     

    18.     Counterparts.
      This
      Amendment may be executed in any number of counterparts, but all of such
      counterparts shall together constitute but one and the same
      agreement.

     

    [Signature
      Page Follows]

    

    
      
        
        

      

      
        6

        
          

        

      

      
        
        

      

    

    IN
      WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly
      executed under seal and delivered by their respective duly authorized officers
      on the date first written above.

     

    
       

      
        	
                Borrowers:

              	 	
                Lender:

              
	 	 	 
	
                TITAN
                  GLOBAL HOLDINGS, INC.

              	 	
                GBC
                  FUNDING, LLC (as
                  assignee of Greystone Business Credit II, L.L.C.)

              
	 	 	 	 	 
	By	
                 

              	 	By	 
	
                Its

              	
                

              	 	
                
                  

                

                Its
                  Authorized Signatory

              
	 	
                
 	 	 	 

      

      
         

        
          	
                  
                    TITAN
                      PCB WEST, INC.

                  

                	 	
                
	 	 	 
	By	
                	 	 	 
	
                  Its

                	
                  
 	 	 	 
	 	
                  
 	 	 	 
	 	 	 	 	 
	
                  TITAN
                    PCB EAST, INC.

                	 	 	 
	 	 	 	 	 
	By	 	 	 	 
	
                  Its

                	
                  
 	 	 	 
	 	
                  
 	 	 	 
	 	 	 	 	 
	
                  OBLIO
                    TELECOM, INC.

                	 	 	 
	 	 	 	 	 
	By	 	 	 	 
	
                  Its

                	
                  
 	 	 	 
	 	
                  
 	 	 	 
	 	 	 	 	 
	
                  TITAN
                    WIRELESS COMMUNICATIONS, INC.

                	 	 	 
	 	 	 	 	 
	By	 	 	 	 
	
                  Its

                	
                  
 	 	 	 
	 	
                  
 	 	 	 
	 	 	 	 	 
	
                  START
                    TALK INC.

                	 	 	 
	 	 	 	 	 
	By	 	 	 	 
	
                  Its

                	
                  
 	 	 	 
	 	
                  
 	 	 	 

        

         

      

      
        Signature
          Page to Waiver, Consent and Amendment No. 6 to Loan and Security
          Agreement

         

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      
        
           

          
            	
                    
                      
                        PINLESS,
                          INC. 

                      

                    

                  	 	
                  
	 	 	 
	By	 	 	 	 
	
                    Its

                  	
                    
 	 	 	 
	 	
                    
 	 	 	 
	 	 	 	 	 
	
                    
                      TITAN
                        CARD SERVICES, INC. 

                    

                  	 	 	 
	 	 	 	 	 
	By	 	 	 	 
	
                    Its

                  	
                    
 	 	 	 
	 	
                    
 	 	 	 

          

           

          
            Signature
              Page to Waiver, Consent and Amendment No. 6 to Loan and Security
              Agreement

          

        

      

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    EXHIBIT
      A

     

    Items
      to be Delivered Pursuant to Section 5(a)

     

    
      	 	
              1.

            	
              Amendment
                No. 2 to Stock Pledge Agreement, executed by Titan Global Holdings,
                Inc.
                in favor of Lender along with stock certificate(s) and stock power(s)
                of
                Titan Card Services, Inc.;

            

    

     

    
      	 	
              2.

            	
              Borrower
                Joinder Agreement, executed by Borrowers and
                Lender.

            

    

     

    
      	 	
              3.

            	
              Corporate
                Guaranty, executed by Titan Card Services, Inc. with respect to the
                obligations of Appalachian Oil Company Inc. ("Appco") pursuant to
                that
                certain Loan and Security Agreement, dated September 17, 2007, among
                Appco, Greystone Business Credit II, L.L.C., as agent, GBC Funding,
                LLC as
                a lender, and the other lenders party
                thereto

            

    

     

    
      	 	
              4.

            	
              The
                following documents with respect to Titan Card Services,
                Inc.:

            

    

     

    
      	 	
              a.

            	
              Secretary's
                certificate as to articles of organization, bylaws, resolutions of
                directors and incumbency

            

    

    

    
      	 	
              b.

            	
              Certified
                articles of organization

            

    

    

    
      	 	
              c.

            	
              Certified
                resolutions

            

    

    

    
      	 	
              d.

            	
              Good
                standing certificate from the State of Delaware and each state in
                which
                Titan Card Services, Inc. is qualified to conduct
                business

            

    

    

    
      
        
        

      

      
        
          Exhibit
            A
            to Waiver, Consent and Amendment No. 6 to Loan and Security
            Agreement

        

        
          

        

      

      
        
        

      

    

    

    REAFFIRMATION
      OF GUARANTY

     

    Reference
      is made (i) to that certain Loan and Security Agreement dated December 29,
      2006
      (as amended, modified or supplemented from time to time, the "Loan
      Agreement";
      capitalized terms used and not otherwise defined herein having the meanings
      assigned thereto in the Loan Agreement) among TITAN
      GLOBAL HOLDINGS, INC.,
      a
      Utah
      corporation, TITAN
      PCB
      WEST, INC.,
      a
      Delaware corporation, TITAN
      PCB
      EAST, INC.,
      a
      Delaware corporation, OBLIO
      TELECOM, INC.,
      a
      Delaware corporation, TITAN
      WIRELESS COMMUNICATIONS, INC.,
      a
      Delaware corporation, START
      TALK INC.,
      a
      Delaware corporation, PINLESS,
      INC.,
      a
      Texas
      corporation and TITAN CARD SERVICES, INC., a Delaware corporation
      (collectively the "Borrowers", each a "Borrower"), and GBC FUNDING, LLC (as
      assignee of Greystone Business Credit II, L.L.C.), a Delaware limited liability
      company ("Lender") and (ii) to that certain Amendment No. 6 to Loan and Security
      Agreement (the "Amendment") of even date herewith among Borrowers and
      Lender.

     

    Each
      of
      the undersigned has executed and delivered a Corporate Guaranty ("Guaranty")
      and
      other Loan Documents in connection with the loans to Borrowers under the Loan
      Agreement. Each of the undersigned acknowledges (i) that Titan Card Services,
      Inc., a Delaware corporation, is for all purposes a Borrower under the Loan
      Agreement for purposes of the Guaranty and the other Loan Documents (in addition
      to the existing Borrowers thereunder) and (ii) it is in receipt of a copy of
      the
      Amendment and hereby reaffirms the validity of its Guaranty and each other
      Loan
      Document to which it is a party and all of its obligations under its Guaranty
      and each such other Loan Document, in each case after giving effect to the
      transactions contemplated by the Amendment. The terms and conditions of each
      Guaranty and each other Loan Document to which any of the undersigned is a
      party
      shall remain in full force and effect.

     

    Although
      the undersigned have been informed of the matters set forth herein and have
      acknowledged and agreed to same, each of the undersigned understands and agrees
      that Lender has no obligation to inform any of the undersigned of such matters
      in the future or to seek any of the undersigned's acknowledgment or agreement
      to
      future amendments, waivers or consents, and nothing herein shall create such
      a
      duty.

     

    Dated
      as
      of this ___ of ____________, 2007.

    
       

      
        	 	 	 
	 	
                APPALACHIAN
                  OIL COMPANY, INC.

              
	 
 	 
 	 
 
	
              	By  	
              
	 	
                Its

              	
                
 
	 	 	
                
 
	 	 	 
	 	
                APPCO-KY,
                  INC.

              
	 	 	 
	 	By  	 
	 	
                Its

              	
                
 
	 	 	
                
 

      

      

        Reaffirmation
          of Guaranty to Waiver, Consent and Amendment No. 6 to Loan and Security
          AgreementAMENDMENT
      NO. 7
      TO LOAN AND SECURITY AGREEMENT

     

    This
      AMENDMENT
      NO. 7 TO
      LOAN
      AND SECURITY AGREEMENT ("Amendment") is dated as of October 16, 2007, and is
      entered into by and among TITAN
      GLOBAL HOLDINGS, INC., a
      Utah
      corporation ("Holdings"), TITAN
      PCB
      WEST, INC., a
      Delaware corporation, TITAN
      PCB
      EAST,
      INC., a
      Delaware corporation, OBLIO
      TELECOM, INC., a
      Delaware corporation, TITAN
      WIRELESS COMMUNICATIONS, INC., a
      Delaware corporation, START
      TALK INC.,
      a
      Delaware corporation, PINLESS,
      INC., a
      Texas
      corporation, TITAN CARD SERVICES, INC., a Delaware corporation
      (collectively the "Borrowers", each a "Borrower"), and GBC FUNDING, LLC, a
      Delaware limited liability company ("Lender").

     

    WITNESSETH:

     

    WHEREAS,
      Borrowers and Greystone Business Credit II, L.L.C. ("Greystone") entered into
      that certain Loan and Security Agreement dated as of December 29, 2006 (as
      amended, modified and supplemented from time to time, the "Loan Agreement";
      capitalized terms not otherwise defined herein have the definitions provided
      therefore in the Loan Agreement); 

     

    WHEREAS,
      Greystone sold, transferred and assigned to Lender all right, title and interest
      of Greystone in the Loan Agreement pursuant to the Sale Assignment dated as
      of
      March 7, 2007 executed by Greystone in favor of Lender;

     

    WHEREAS,
      Borrowers have informed Lender that Holdings desires to exercise its option
      to
      acquire all of the issued and outstanding common stock of USA Detergents, Inc.,
      a Delaware corporation ("USAD"), pursuant to the terms of that certain Stock
      Purchase Agreement (the "Purchase Agreement") among USAD, USAD Metro Holdings,
      LLC, Uri Evan and Holdings, a copy of which is attached hereto as Exhibit
      A
      (the
      "Acquisition");

     

    WHEREAS,
      in absence of prior written consent of Lender, the Acquisition shall constitute
      several Defaults under Section 5.20 of the Loan Agreement and corresponding
      Events of Default under Section 8.1 of the Loan Agreement; and

     

    WHEREAS,
      Borrowers have requested that Lender amend the Loan Agreement in certain
      respects as set forth herein.

     

    NOW
      THEREFORE, in consideration of the mutual conditions and agreements set forth
      in
      the Loan Agreement and this Amendment, and other good and valuable
      consideration, the receipt and sufficiency of which are hereby acknowledged,
      the
      parties hereto hereby agree as follows:

     

    1. Consent.
      Lender
      hereby consents to the Acquisition pursuant to the terms of the Purchase
      Agreement. The foregoing is a limited consent and shall not constitute a consent
      to or waiver of any other Defaults or Events of Default that are now in
      existence or that may hereafter occur.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    2. Amendment.
      Subject
      to the satisfaction of the conditions set forth in Section 3 below, and in
      reliance on the representations set forth in Section 5 below, the Loan Agreement
      is amended as follows:

     

    (a) Section
      1.1 of the Loan Agreement is hereby amended by adding paragraph (d) as
      follows:

     

    (d) Notwithstanding
      anything to the contrary contained herein, Lender shall not have any obligation
      to make any Loan under this Agreement if the making of such Loan would have
      the
      effect of creating a breach of, or causing a conflict with, any of the
      provisions of the Subordination Agreement dated as of September 17, 2007
      between YA Global Investments, L.P. and Greystone Business Credit II,
      L.L.C.

     

    (b) Section
      1.4 of the Loan Agreement is hereby amended and restated as
      follows:

     

    Accrued
      interest on all monetary Obligations shall be payable on the first day of each
      month. Principal of the Term Loans shall be repaid as set forth in
      Section 2(b) of Schedule A or, in the case of the Term Loan B, at such
      other times and in such other amounts as determined by Lender in its sole
      discretion. If at any time any of the Loan Limits are exceeded, Borrowers will
      immediately pay to Lender such amounts (or provide cash collateral to Lender
      with respect to the Credit Accommodation Balance in the manner set forth in
      Section 7.3) as shall cause all Borrowers to be in full compliance with all
      of the Loan Limits. Notwithstanding the foregoing, Lender may, in its sole
      discretion, make or permit Revolving Loans, the Term Loans, any Credit
      Accommodations or any other monetary Obligations to be in excess of any of
      the
      Loan Limits; provided,
      that
      Borrowers shall, upon Lender's demand, pay to Lender such amounts as shall
      cause
      all Borrowers to be in full compliance with all of the Loan Limits. All unpaid
      monetary Obligations shall be payable in full on the Maturity Date (as defined
      in Section 7.1) or, if earlier, the date of any early termination pursuant
      to Section 7.2. Notwithstanding the foregoing, (i) upon receipt of Tax
      Refunds, the amount of such Tax Refunds shall be paid to Lender for application
      to Term Loan B as a mandatory prepayment as set forth in Section 2(b)(iii)
      of
      Schedule A or for application as otherwise determined by Lender in its sole
      discretion, and (ii) Borrowers shall make any mandatory prepayments of Term
      Loan B set forth in Section 2(b)(iv) of Schedule A.

     

    (c) Section
      3.1 of the Loan Agreement is hereby amended by inserting "and its Affiliates
      (and their assignees, whether direct or indirect)" immediately following the
      first and second uses of "Lender" therein.

     

    
      
        
        

      

      
        -2-

        
          

        

      

      
        
        

      

    

     

    (d) Section
      3.3 of the Loan Agreement is hereby amended and restated in its entirety as
      follows:

     

    Borrower
      shall, at Lender's request, at any time and from time to time, authenticate,
      execute and deliver to Lender and/or its Affiliates (and/or their assignees,
      whether direct or indirect) such financing statements, documents and other
      agreements and instruments (and pay the cost of filing or recording the same
      in
      all public offices deemed necessary or desirable by Lender and/or its Affiliates
      (and/or their assignees, whether direct or indirect)) and do such other acts
      and
      things or cause third parties to do such other acts and things as Lender and/or
      its Affiliates (and/or their assignees, whether direct or indirect) may deem
      necessary or desirable in its sole discretion in order to establish and maintain
      a valid, attached and perfected security interest in the Collateral in favor
      of
      Lender and its Affiliates (and their assignees, whether direct or indirect)
      (free and clear of all other liens, claims, encumbrances and rights of third
      parties whatsoever, whether voluntarily or involuntarily created, except
      Permitted Liens) to secure payment of the Obligations and to facilitate the
      collection of the Collateral. Borrower authorizes Lender and its Affiliates
      (and
      their assignees, whether direct or indirect) to file, transmit, or communicate,
      as applicable, financing statements and amendments describing the Collateral
      as
      "all personal property of debtor" or "all assets of debtor" or words of similar
      effect, in order to perfect Lender's and its Affiliates' (and their assignees',
      whether direct or indirect) security interests in the Collateral without
      Borrower's signature. Borrower also hereby ratifies its authorization for Lender
      to have filed in any jurisdiction any financing statements filed prior to the
      date hereof.

     

    (e) Section
      1(f) of Schedule A to the Loan Agreement is hereby amended and restated in
      its
      entirety as follows:

     

    
      	
              (f) Permanent
                Reserve Amount:

            	
              $0,
                provided that the Permanent Reserve Amount shall increase in equal
                consecutive monthly amounts of no less than $16,000 (or such other
                amount
                mutually agreed between Borrower and Lender) on the fifteenth day
                of each
                calendar month commencing with October 15, 2007, provided further
                that the
                Permanent Reserve Amount shall not exceed
                $750,000

            

    

    

    (f) Section
      2(b)(ii) of Schedule A to the Loan Agreement is hereby amended and restated
      in
      its entirety as follows:

     

    
      	
              (ii) Term
                Loan B Advance:

            	
              The
                Term Loan B Advance shall be repaid in equal consecutive monthly
                installments of no less than $42,500 (or such other amount mutually
                agreed
                between Borrower and Lender) payable on the fifteenth day of each
                calendar
                month commencing with October 15, 2007, with the entire unpaid balance
                due
                and payable on the Maturity Date.

            

    

    

    
      
        
        

      

      
        -3-

        
          

        

      

      
        
        

      

       

    

    (g) Schedule
      B to the Loan Agreement is hereby amended by amending and restating the
      definition of "Obligations" as follows:

     

    "Obligations"
      means
      all present and future Loans, advances, debts, liabilities, obligations,
      guaranties, covenants, duties and indebtedness at any time owing by Borrowers
      or
      any Borrower to Lender and its Affiliates (and their assignees, whether direct
      or indirect), whether evidenced by this Agreement, any other Loan Document
      or
      otherwise, whether arising from an extension of credit, opening of a Credit
      Accommodation, guaranty, indemnification or otherwise (including all fees,
      costs
      and other amounts which may be owing to issuers of Credit Accommodations and
      all
      taxes, duties, freight, insurance, costs and other expenses, costs or amounts
      payable in connection with Credit Accommodations or the underlying goods),
      whether direct or indirect (including those acquired by assignment and any
      participation by Lender or its Affiliates (or their assignees, whether direct
      or
      indirect) in Borrowers' indebtedness owing to others), whether absolute or
      contingent, whether due or to become due, and whether arising before or after
      the commencement of a proceeding under the Bankruptcy Code or any similar
      statute, including all interest, charges, expenses, fees, attorney's fees,
      expert witness fees, audit fees, letter of credit fees, Closing Fees, Facility
      Fees, Servicing Fees, Unused Line Fees, Minimum Borrowing Fees, Success Fees,
      amounts owing under warrants, Credit Accommodation Fees and any other sums
      chargeable to Borrowers under this Agreement or under any other Loan
      Document.

    

    3. Covenants.
      As a
      condition of Agent's agreements hereunder, the following terms and provisions
      shall apply (it being agreed that the violation by Borrowers of any of the
      following provisions shall constitute an immediate Event of
      Default):

     

    (a) USAD
      Guarantee.
      Contemporaneously with the execution of this Amendment, Borrowers shall cause
      USAD to
      execute a Guarantee (the "USAD Guarantee") in the form attached hereto as
Exhibit
      B.
      Each
      Borrower acknowledges, confirms and agrees that an Event of Default shall occur
      and be continuing hereunder and under the Loan Agreement if the USAD Guarantee
      or any provision thereof shall cease to be in full force and effect, or any
      Person (including USAD) shall contest in any manner the validity, binding nature
      or enforceability of the USAD Guarantee or any such provision
      therein.

     

    
      
        
        

      

      
        -4-

        
          

        

      

      
        
        

      

    

     

    (b) Additional
      Security Documents.
      Within
      thirty (30) days after the date of this Agreement, (a) Oblio Telecom, Inc.
      ("Oblio") shall enter into an amendment to the Trademark Security Agreement
      dated as of December 29, 2006, executed by Oblio in favor of Lender, (b)
      Holdings shall enter into an amendment to the Stock Pledge Agreement dated
      as of
      December 29, 2006, between Holdings and Lender, (c) Oblio shall enter into
      an
      amendment to the Stock Pledge Agreement dated as of December 29, 2006, between
      Oblio and Lender, and (d) Borrowers shall enter into an agency agreement among
      Lender, Greystone, Borrowers and certain of their affiliates, in each case
      in
      form and substance satisfactory to Lender.

     

    (c) Western
      Union Lien Release.
      Within
      ten (10) days after the date of this Agreement, Borrowers shall deliver to
      Lender, in form and substance satisfactory to Lender, evidence of the
      termination of the blanket lien filed against Holdings by Western Union
      Financial Service, Inc., which lien is attached hereto as Exhibit
      C.

     

    4. Representations
      and Warranties.
      Borrower hereby represents, warrants and covenants as follows:

     

    (a) Representations
      in Loan Documents.
      Each of
      the representations and warranties made by or on behalf of Borrowers to Lender
      in any of the Loan Documents was true and correct when made, and is true and
      correct on and as of the date of this Amendment with the same full force and
      effect as if each of such representations and warranties had been made by
      Borrowers on the date hereof and in this Amendment.

     

    (b) Binding
      Effect of Documents.
      This
      Amendment has been duly authorized, executed and delivered to Lender by
      Borrowers, is enforceable in accordance with its terms and is in full force
      and
      effect.

     

    (c) No
      Conflict.
      The
      execution, delivery and performance of this Amendment by Borrowers will not
      violate any requirement of law or contractual obligation of Borrowers and will
      not result in, or require, the creation or imposition of any Lien on any of
      its
      properties or revenues.

     

    5. Conditions
      to Effectiveness.
      The
      effectiveness of this Amendment is subject to the following conditions precedent
      (unless specifically waived in writing by Lender), each to be in form and
      substance satisfactory to Lender:

     

    (a) Lender
      shall have received (i) an original of this Amendment, duly authorized, executed
      and delivered by Borrowers, (ii) an original USAD Guarantee duly authorized,
      executed and delivered by USAD, and (iii) such other documents, agreements
      and
      instruments as may be requested by Lender, each such document, agreement and
      instrument to be in form and substance satisfactory to Lender;

     

    
      
        
        

      

      
        -5-

        
          

        

      

      
        
        

      

    

     

    (b) Lender
      shall have received evidence of the consummation of the Acquisition in
      accordance with the terms of the Purchase Agreement, and in compliance with
      the
      requirements of applicable Law;

     

    (c) All
      proceedings taken in connection with the transactions contemplated by this
      Amendment and all agreements, documents, instruments, materials and other legal
      matters incident hereto shall be satisfactory to Lender;

     

    (d) Lender
      shall have been reimbursed for all reasonable costs, fees and expenses incurred
      by Lender in connection with the preparation, execution, administration or
      enforcement of this Amendment; and

     

    (e) No
      Default
      or Event of Default
      shall be
      in existence as of the date hereof. 

     

    6. Effect
      of Amendment.
      Except
      as modified pursuant hereto, no other changes or modifications to the Loan
      Documents are intended or implied and, in all other respects, the Loan Documents
      hereby are ratified, restated and confirmed by all parties hereto as of the
      effective date hereof. To the extent of conflict between the terms of this
      Amendment and the other Loan Documents, the terms of this Amendment shall govern
      and control. The Loan Agreement and this Amendment shall be read and construed
      as one agreement.

     

    7. Amendment
      as a Loan Document.
      Borrowers and Lender hereby agree that this Amendment shall constitute a "Loan
      Document" for all purposes of the Loan Agreement and the other Loan Documents,
      and any references to the Loan Documents contained in any notice, request,
      certificate or other document executed concurrently with or after the execution
      and delivery of this Amendment shall be deemed to include this Amendment unless
      the context shall otherwise specify.

     

    8. Costs
      and Expenses.
      Each
      Borrower absolutely and unconditionally agrees to pay to Lender, on demand
      by
      Lender at any time, whether or not all or any of the transactions contemplated
      by this Amendment are consummated: all fees and disbursements of any counsel
      to
      Lender in connection with the preparation, negotiation, execution, or delivery
      of this Amendment and any agreements contemplated hereby and expenses which
      shall at any time be incurred or sustained by Lender or any participant of
      Lender or any of their respective directors, officers, employees or agents
      as a
      consequence of or in any way in connection with the preparation, negotiation,
      execution, or delivery of this Amendment and any agreements contemplated hereby.
      

     

    9. Further
      Assurances.
      At
      Borrowers' expense, the parties hereto shall execute and deliver such additional
      documents and take such further action as may be necessary or desirable to
      effectuate the provisions and purposes of this Amendment.

     

    
      
        
        

      

      
        -6-

        
          

        

      

      
        
        

      

    

     

    10. Successors
      and Assigns.
      This
      Amendment shall be binding upon and inure to the benefit of each of the parties
      hereto and their respective successors and assigns.

     

    11. Survival
      of Representations and Warranties.
      All
      representations and warranties made in this Amendment or any other document
      furnished in connection with this Amendment shall survive the execution and
      delivery of this Amendment and the other documents, and no investigation by
      Lender or any closing shall affect the representations and warranties or the
      right of Lender to rely upon them.

     

    12. Release.

     

    (a) In
      consideration of the agreements of Lender contained herein and for other good
      and valuable consideration, the receipt and sufficiency of which are hereby
      acknowledged, each Borrower, on behalf of itself and its successors, assigns,
      and other legal representatives, hereby absolutely, unconditionally and
      irrevocably releases, remises and forever discharges Lender, and its successors
      and assigns, and its present and former shareholders, affiliates, subsidiaries,
      divisions, predecessors, directors, officers, attorneys, employees, agents
      and
      other representatives (Lender and all such other Persons being hereinafter
      referred to collectively as the "Releasees" and individually as a "Releasee"),
      of and from all demands, actions, causes of action, suits, covenants, contracts,
      controversies, agreements, promises, sums of money, accounts, bills, reckonings,
      damages and any and all other claims, counterclaims, defenses, rights of
      set-off, demands and liabilities whatsoever (individually, a "Claim" and
      collectively, "Claims") of every kind and nature, known or unknown, suspected
      or
      unsuspected, at law or in equity, which any Borrower or any of its successors,
      assigns, or other legal representatives may now or hereafter own, hold, have
      or
      claim to have against the Releasees or any of them for, upon, or by reason
      of
      any circumstance, action, cause or thing whatsoever which arises at any time
      on
      or prior to the date of this Amendment, including, without limitation, for
      or on
      account of, or in relation to, or in any way in connection with this Amendment,
      the Loan Agreement, or any of the other Loan Documents or transactions hereunder
      or thereunder.

     

    (b) Each
      Borrower understands, acknowledges and agrees that the release set forth above
      may be pleaded as a full and complete defense and may be used as a basis for
      an
      injunction against any action, suit or other proceeding which may be instituted,
      prosecuted or attempted in breach of the provisions of such
      release.

     

    (c) Each
      Borrower agrees that no fact, event, circumstance, evidence or transaction
      which
      could now be asserted or which may hereafter be discovered shall affect in
      any
      manner the final, absolute and unconditional nature of the release set forth
      above.

     

    13. Covenant
      Not to Sue.
      Each
      Borrower, on behalf of itself and its successors, assigns, and other legal
      representatives, hereby absolutely, unconditionally and irrevocably, covenants
      and agrees with and in favor of each Releasee that it will not sue (at law,
      in
      equity, in any regulatory proceeding or otherwise) any Releasee on the basis
      of
      any Claim released, remised and discharged by any Borrower pursuant to Section
      12 above. If any Borrower or any of its successors, assigns or other legal
      representatives violates the foregoing covenant, such Borrower, for itself
      and
      its successors, assigns and legal representatives, agrees to pay, in addition
      to
      such other damages as any Releasee may sustain as a result of such violation,
      all attorneys' fees and costs incurred by any Releasee as a result of such
      violation.

     

    
      
        
        

      

      
        -7-

        
          

        

      

      
        
        

      

    

     

    14. Severability.
      Any
      provision of this Amendment held by a court of competent jurisdiction to be
      invalid or unenforceable shall not impair or invalidate the remainder of this
      Amendment.

     

    15. Reviewed
      by Attorneys.
      Each
      Borrower represents and warrants to Lender that it (a) understands fully
      the terms of this Amendment and the consequences of the execution and delivery
      of this Amendment, (b) has been afforded an opportunity to discuss this
      Amendment with, and have this Amendment reviewed by, such attorneys and other
      persons as such Borrower may wish, and (c) has entered into this Amendment
      and executed and delivered all documents in connection herewith of its own
      free
      will and accord and without threat, duress or other coercion of any kind by
      any
      Person. The parties hereto acknowledge and agree that neither this Amendment
      nor
      the other documents executed pursuant hereto shall be construed more favorably
      in favor of one than the other based upon which party drafted the same, it
      being
      acknowledged that all parties hereto contributed substantially to the
      negotiation and preparation of this Amendment and the other documents executed
      pursuant hereto or in connection herewith.

     

    16. Governing
      Law: Consent to Jurisdiction and Venue.
      EXCEPT
      AS OTHERWISE EXPRESSLY PROVIDED IN ANY OF THE LOAN DOCUMENTS, THIS AMENDMENT
      AND
      THE OTHER LOAN DOCUMENTS AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER
      AND THEREUNDER SHALL BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN ACCORDANCE
      WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICTS OF LAWS
      PRINCIPLES. EACH BORROWER HEREBY CONSENTS AND AGREES THAT THE STATE OR FEDERAL
      COURTS LOCATED IN NEW YORK COUNTY, NEW YORK SHALL HAVE EXCLUSIVE JURISDICTION
      TO
      HEAR AND DETERMINE ANY CLAIMS OR DISPUTES BETWEEN BORROWERS AND LENDER
      PERTAINING TO THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS OR TO ANY MATTER
      ARISING OUT OF OR RELATED TO THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS;
      PROVIDED,
      THAT
      NOTHING IN THIS AMENDMENT SHALL BE DEEMED OR OPERATE TO PRECLUDE LENDER FROM
      BRINGING SUIT OR TAKING OTHER LEGAL ACTION IN ANY OTHER JURISDICTION TO COLLECT
      THE OBLIGATIONS, TO REALIZE ON THE COLLATERAL OR ANY OTHER SECURITY FOR THE
      OBLIGATIONS, OR TO ENFORCE A JUDGMENT OR OTHER COURT ORDER IN FAVOR OF LENDER.
      EACH BORROWER EXPRESSLY SUBMITS AND CONSENTS IN ADVANCE TO SUCH JURISDICTION
      IN
      ANY ACTION OR SUIT COMMENCED IN ANY SUCH COURT, AND EACH BORROWER HEREBY WAIVES
      ANY OBJECTION WHICH IT MAY HAVE BASED UPON LACK OF PERSONAL JURISDICTION,
      IMPROPER VENUE OR FORUM NON CONVENIENS
      AND
      HEREBY CONSENTS TO THE GRANTING OF SUCH LEGAL OR EQUITABLE RELIEF AS IS DEEMED
      APPROPRIATE BY SUCH COURT. EACH BORROWER HEREBY WAIVES PERSONAL SERVICE OF
      ANY
      AND ALL PROCESS ISSUED IN ANY SUCH ACTION OR SUIT AND AGREES THAT SERVICE OF
      SUCH PROCESS MAY BE MADE BY REGISTERED OR CERTIFIED MAIL ADDRESSED TO SUCH
      BORROWER AT THE ADDRESS SET FORTH IN THE LOAN AGREEMENT AND THAT SERVICE SO
      MADE
      SHALL BE DEEMED COMPLETED UPON THE EARLIER OF SUCH BORROWER'S ACTUAL RECEIPT
      THEREOF OR THREE (3) DAYS THE SAME HAS BEEN POSTED.

     

    
      
        
        

      

      
        -8-

        
          

        

      

      
        
        

      

    

     

    17. Mutual
      Waiver of Jury Trial.
      THE
      PARTIES HERETO WAIVE ALL RIGHTS TO TRIAL BY JURY IN ANY ACTION, SUIT, OR
      PROCEEDING BROUGHT TO RESOLVE ANY DISPUTE, WHETHER ARISING IN CONTRACT, TORT,
      OR
      OTHERWISE BETWEEN LENDER AND BORROWERS ARISING OUT OF, CONNECTED WITH, RELATED
      OR INCIDENTAL TO THE RELATIONSHIP ESTABLISHED BETWEEN THEM IN CONNECTION WITH
      THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS OR THE TRANSACTIONS RELATED
      THERETO.

     

    18. Counterparts.
      This
      Amendment may be executed in any number of counterparts, but all of such
      counterparts shall together constitute but one and the same
      agreement.

     

    [Signature
      Page Follows]

    

    
      
        
        

      

      
        -9-

        
          

        

      

      
        
        

      

    

    IN
      WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly
      executed under seal and delivered by their respective duly authorized officers
      on the date first written above.

     

    
      	 	 	 	 	 
	
              Borrowers:

               

              
                
                  TITAN
                    GLOBAL
                    HOLDINGS,
                    INC.

                

              

            	 	
              Lender:

               

              GBC
                FUNDING,
                LLC (as
                assignee of Greystone Business Credit II, L.L.C.)

            
	 	
               

               

            	 	 	 
	By	/s/
              Bryan
              Chance 	 	By	/s/ 
	 	
              

            	 	 	
              

            
	Its	
              President

              
                
 

            	 	Its 	
              Authorized
                Signatory 
                

              

            

    

    
       

      
        	
                
                  
                    TITAN
                      PCB
                      WEST,
                      INC.

                  

                

              	 	 	
              
	 	
                 

                 

              	 	 	 
	By	/s/Bryan
                Chance	 	 	 
	 	
                

              	 	 	
              
	Its	
                 

                
                  

                

                 

              	 	 	 

      

      
         

        
          	
                  
                    
                      
                        TITAN
                          PCB
                          EAST,
                          INC.

                      

                    

                  

                	 	 	
                
	 	
                   

                   

                	 	 	 
	By	/s/Bryan
                  Chance	 	 	 
	 	
                  

                	 	 	
                
	Its	
                   

                  
                    

                  

                   

                	 	 	 

        

        
          
             

            
              	
                      
                        
                          
                            
                              OBLIO
                                TELECOM,
                                INC.

                            

                          

                        

                      

                    	 	 	
                    
	 	
                       

                       

                    	 	 	 
	By	/s/Kurt
                      Jensen	 	 	 
	 	
                      

                    	 	 	
                    
	Its	
                       

                      
                        

                      

                       

                    	 	 	 

            

            
              
                 

                
                  	
                          
                            
                              
                                
                                  
                                    TITAN
                                      WIRELESS
                                      COMMUNICATIONS,
                                      INC.

                                  

                                

                              

                            

                          

                        	 	 	
                        
	 	
                           

                           

                        	 	 	 
	By	/s/
                          Bryan
                          Chance	 	 	 
	 	
                          

                        	 	 	
                        
	Its	
                           

                          
                            

                          

                           

                        	 	 	 

                

                
                  
                     

                    
                      	
                              
                                
                                  
                                    
                                      
                                        
                                          START
                                            TALK
                                            INC.

                                        

                                      

                                    

                                  

                                

                              

                            	 	 	
                            
	 	
                               

                               

                            	 	 	 
	By	/s/
                              Bryan
                              Chance	 	 	 
	 	
                              

                            	 	 	
                            
	Its	
                               

                              
                                

                              

                               

                            	 	 	 

                    

                    
                      
                         

                        
                          	
                                  
                                    
                                      
                                        
                                          
                                            
                                              
                                                PINLESS,
                                                  INC.
                                                  

                                              

                                            

                                          

                                        

                                      

                                    

                                  

                                	 	 	
                                
	 	
                                   

                                   

                                	 	 	 
	By	/s/
                                  Bryan
                                  Chance	 	 	 
	 	
                                  

                                	 	 	
                                
	Its	
                                   

                                  
                                    

                                  

                                   

                                	 	 	 

                        

                        
                          
                             

                            
                              	
                                      
                                        
                                          
                                            
                                              
                                                
                                                  
                                                    
                                                      TITAN
                                                        CARD
                                                        SERVICES,
                                                        INC.

                                                    

                                                  

                                                

                                              

                                            

                                          

                                        

                                      

                                    	 	 	
                                    
	 	
                                       

                                       

                                    	 	 	 
	By	/s/
                                      Bryan
                                      Chance	 	 	 
	 	
                                      

                                    	 	 	
                                    
	Its	
                                       

                                      
                                        

                                      

                                       

                                    	 	 	 

                            

                             

                          

                        

                      

                    

                  

                

              

            

          

        

      

    

    Signature
      Page to Amendment No. 7 to Loan and Security Agreement

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    EXHIBIT
      A

    

    See
      Attached.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    EXHIBIT
      B

    

    See
      Attached.

    
      
        
        

      

      
        
        

        
          

        

      

       

    

    EXHIBIT
      C

    

    See
      Attached.

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