Document:

EXHIBIT 10.45
                              CONSULTING AGREEMENT

      THIS CONSULTING AGREEMENT (THE "AGREEMENT) IS MADE AND ENTERED INTO AS OF
OCTOBER 24, 2003 ("EFFECTIVE DATE") BY AND BETWEEN ORAGENICS, INC., LOCATED AT
12085 RESEARCH DRIVE, ALACHUA, FL 32165 ("ORAGENICS"), AND HEALTH DECISIONS,
INC., WITH OFFICES AT 6350 QUADRANGLE DRIVE, SUITE 300, CHAPEL HILL NORTH
CAROLINA, ("HEALTH DECISIONS").

      THE PARTIES AGREE AS FOLLOWS:

      1. SERVICES. HEALTH DECISIONS SHALL PERFORM CONSULTING AND RESEARCH THE
SERVICES AS DIRECTED BY ORAGENICS IN THE DEVELOPMENT OF ORAGENICS PROPRIETARY
PRODUCTS. HEALTH DECISIONS SHALL COMPLY WITH THE STATUTES, RULES, REGULATIONS
AND ORDERS OF ANY GOVERNMENTAL OR QUASI-GOVERNMENTAL AUTHORITY, APPLICABLE TO
THE PERFORMANCE OF THE SERVICES.

      2. TERMS OF ENGAGEMENT.

            2.1   DEFINITIONS. FOR PURPOSES OF THIS AGREEMENT, THE FOLLOWING
TERMS SHALL HAVE THE FOLLOWING MEANINGS:

                  (A) "ACCRUED EXPENSES" SHALL MEAN OUT-OF-POCKET EXPENSES
REIMBURSABLE UNDER SECTION 3.2, TO THE EXTENT UNPAID OR UNREIMBURSED ON THE DATE
OF TERMINATION.
                  (B) "AFFILIATE" SHALL MEAN A COMPANY OR OTHER ENTITY, WHICH
DIRECTLY OR INDIRECTLY CONTROLS, IS CONTROLLED BY OR IS UNDER THE COMMON CONTROL
OF A PARTY TO THIS AGREEMENT. FOR THE PURPOSES OF THIS AGREEMENT, THE WORD
"CONTROL" SHALL MEAN THE POWER TO VOTE ON OR DIRECT THE AFFAIRS OF SUCH COMPANY
OR ENTITY BY REASON OF OWNERSHIP OR CONTROL OF MORE THAN HALF THE VOTING STOCK
OR MANAGEMENT OR CONTROL BY AGREEMENT.

                  (C) "CONFIDENTIAL INFORMATION' IS ALL INFORMATION RELATED TO
ANY ASPECT OF ORAGENICS' BUSINESS WHICH IS EITHER INFORMATION NOT KNOWN BY
ACTUAL OR POTENTIAL COMPETITORS OF ORAGENICS OR IS PROPRIETARY INFORMATION OF
ORAGENICS, WHETHER OF A TECHNICAL NATURE OR OTHERWISE. CONFIDENTIAL INFORMATION
IS TO BE BROADLY DEFINED AND INCLUDES BUT IS NOT LIMITED TO PRODUCTS,
INVENTIONS, INNOVATIONS, IDEAS, DISCOVERIES, DISCLOSURES, DESIGNS, METHODS,
FORMULAS, PATTERNS, COMPILATIONS, SOFTWARE, DATABASES, PROGRAMS, TRADE SECRETS,
WORKS OF AUTHORSHIP, DEVELOPMENTAL OR EXPERIMENTAL WORK, SYSTEMS, DEVICES,
PROCESSES, TECHNIQUES, IMPROVEMENTS, KNOW-HOW, LICENSES, DATA, BIOLOGICAL OR
CHEMICAL MATERIALS, REAGENTS, GENE SEQUENCES, CELL LINES, ASSAYS, ALGORITHMS,
DATA TESTS, PATENTS, PATENT APPLICATIONS, TRADEMARKS, INTELLECTUAL PROPERTIES,
INSTRUMENTS, MATERIALS, PRODUCTS, PATTERNS, COMPILATIONS, PROGRAMS, TECHNIQUES,
SEQUENCES, DESIGNS, RESEARCH OR DEVELOPMENT ACTIVITIES AND PLANS,
SPECIFICATIONS, COMPUTER PROGRAMS, MODELS, RESULTS, ANALYSES, COSTS OF
PRODUCTION, PRICES, BUDGETS, FINANCIAL INFORMATION AND FORECASTS, PRODUCT PLANS,
MARKETING PLANS AND STRATEGIES, VOLUME OF SALES, PROMOTIONAL METHODS, AGREEMENTS
AND LISTS OF NAMES OR CLASSES OF CUSTOMERS OR PERSONNEL, AND LISTS OF SUPPLIERS,
BUSINESS PLANS, BUSINESS OPPORTUNITIES, OR FINANCIAL STATEMENTS.

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            2.2 INDEPENDENT CONTRACTOR. THE PARTIES HERETO UNDERSTAND AND AGREE
THAT HEALTH DECISIONS IS AN INDEPENDENT CONTRACTOR OF ORAGENICS, AND EMPLOYEES
OF HEALTH DECISIONS SHALL NOT BE CONSIDERED EMPLOYEES OF ORAGENICS FOR ANY
PURPOSE. HEALTH DECISIONS HAS NO AUTHORITY TO OBLIGATE OR BIND ORAGENICS BY
CONTRACT OR OTHERWISE. HEALTH DECISIONS' EMPLOYEES WILL NOT BE ELIGIBLE FOR ANY
EMPLOYEE BENEFITS FROM ORAGENICS. CONSULTANT ASSUMES FULL RESPONSIBILITY FOR AND
AGREES TO PAY ALL CONTRIBUTIONS AND TAXES PAYABLE TO ANY JURISDICTION,
INCLUDING, WITHOUT LIMITATION, UNDER FEDERAL AND STATE SOCIAL SECURITY ACTS,
WORKERS' COMPENSATION LAWS, UNEMPLOYMENT COMPENSATION LAWS AND INCOME TAX LAWS,
RELATED TO ALL AMOUNTS PAID BY ORAGENICS PURSUANT TO THE TERMS OF THIS
AGREEMENT.

            2.3 TERM OF SERVICE. UNLESS SOONER TERMINATED AS PROVIDED HEREIN,
THIS AGREEMENT SHALL CONTINUE UNTIL COMPLETION OF THE SERVICES TO ORAGENICS'
SATISFACTION, WHICH SHALL NOT BE UNREASONABLY WITHHELD.

            2.4   TERMINATION OF AGREEMENT. EITHER PARTY MAY TERMINATE THIS
AGREEMENT WITHOUT CAUSE

            2.5 EFFECT OF TERMINATION. UPON TERMINATION OF THIS AGREEMENT,
ORAGENICS SHALL PAY HEALTH DECISIONS' ACCRUED EXPENSES AND AMOUNTS DUE FOR
SERVICES PERFORMED PRIOR TO THE EFFECTIVE DATE OF TERMINATION, IF ANY.

     3.    COMPENSATION AND EXPENSES.

            3.1 COMPENSATION PAYMENT FOR SERVICES SHALL BE MADE ACCORDING TO THE
FEES SHOWN ON EXHIBIT A HERETO WITHIN 30 DAYS AFTER RECEIPT BY ORAGENICS OF AN
ITEMIZED INVOICE FROM CONSULTANT, UNLESS SUCH INVOICE IS DISPUTED IN GOOD FAITH
BY ORAGENICS.

            3.2 Expense Reimbursement. ORAGENICS AGREES TO REIMBURSE HEALTH
DECISIONS FOR ALL REASONABLE, ORDINARY AND NECESSARY OUT-OF-POCKET TRAVEL AND
OTHER EXPENSES INCURRED BY HEALTH DECISIONS AS A RESULT OF PERFORMING THE
SERVICES. ORAGENICS WILL REIMBURSE SUCH EXPENSES WITHIN 30 DAYS AFTER CONSULTANT
HAS PROVIDED ORAGENICS WITH AN INVOICE AND DOCUMENTATION OF EXPENSES.

            3.3 LATE CHARGES. ANY AMOUNTS PAYABLE UNDER THIS AGREEMENT AND NOT
PAID WITHIN 30 DAYS OF THE APPLICABLE PAYMENT DUE DATE SHALL BE SUBJECT TO A
LATE CHARGE EQUAL TO THE LESSER OF 1 % PER MONTH OR THE HIGHEST RATE PERMITTED
BY APPLICABLE LAW; PROVIDED, HOWEVER, THAT A LATE CHARGE SHALL NOT BE REQUIRED
ON ANY PAYMENT WITHHELD PENDING THE RESOLUTION OF A GOOD FAITH DISPUTE.

     4.    CONFIDENTIALITY OBLIGATION.

              4.1 HEALTH DECISIONS WILL HOLD ALL COMPANY CONFIDENTIAL
INFORMATION IN CONFIDENCE AND WILL NOT DISCLOSE, USE, COPY, PUBLISH, SUMMARIZE,
OR REMOVE FROM THE PREMISES OF ORAGENICS ANY CONFIDENTIAL INFORMATION, EXCEPT AS
NECESSARY TO PERFORM THE SERVICES. HEALTH DECISIONS AGREES THAT ACCESS TO
CONFIDENTIAL INFORMATION WILL BE LIMITED TO THOSE EMPLOYEES OR OTHER AUTHORIZED

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REPRESENTATIVES OF HEALTH DECISIONS WHO NEED TO KNOW SUCH CONFIDENTIAL
INFORMATION IN ORDER TO PERFORM THE SERVICES.

            4.2 CONFIDENTIAL INFORMATION SUBJECT TO SECTION 4.1 DOES NOT INCLUDE
INFORMATION THAT: (I) IS OR LATER BECOMES AVAILABLE TO THE PUBLIC THROUGH NO
BREACH OF THIS AGREEMENT BY HEALTH DECISIONS; (II) IS OBTAINED BY HEALTH
DECISIONS FROM A THIRD PARTY WHO HAD THE LEGAL RIGHT TO DISCLOSE THE INFORMATION
TO HEALTH DECISIONS; (III) IS ALREADY IN THE POSSESSION OF HEALTH DECISIONS ON
THE DATE THIS AGREEMENT BECOMES EFFECTIVE; OR (IV) WAS DEVELOPED BY HEALTH
DECISIONS INDEPENDENT OF THE PERFORMANCE OF THE SERVICES AND COMPANY'S
CONFIDENTIAL INFORMATION. IN THE EVENT HEALTH DECISIONS IS REQUIRED BY LAW,
GOVERNMENT REGULATION OR COURT ORDER TO DISCLOSE CONFIDENTIAL INFORMATION,
HEALTH DECISIONS SHALL PROVIDE PROMPT WRITTEN NOTICE TO ORAGENICS IN ORDER TO
PERMIT ORAGENICS THE MAXIMUM TIME IN ORDER TO OBTAIN PROTECTIVE OR CONFIDENTIAL
TREATMENT OF THE CONFIDENTIAL INFORMATION PRIOR TO DISCLOSURE.

      S. INFORMATION OF OTHERS. HEALTH DECISIONS WILL SAFEGUARD AND KEEP
CONFIDENTIAL THE PROPRIETARY INFORMATION OF CUSTOMERS, VENDORS, CONSULTANTS, AND
OTHER PARTIES WITH WHICH ORAGENICS DOES BUSINESS TO THE SAME EXTENT AS IF IT
WERE COMPANY CONFIDENTIAL INFORMATION. HEALTH DECISIONS WILL NOT USE OR DISCLOSE
TO ORAGENICS ANY CONFIDENTIAL, TRADE SECRET, OR OTHER PROPRIETARY INFORMATION OR
MATERIAL OF ANY PREVIOUS EMPLOYER OR OTHER PERSON, AND WILL NOT BRING ONTO
ORAGENICS' PREMISES ANY UNPUBLISHED DOCUMENT OR ANY OTHER PROPERTY BELONGING TO
ANY FORMER OR CURRENT EMPLOYER WITHOUT THE WRITTEN CONSENT OF THAT FORMER OR
CURRENT EMPLOYER.

      6. REPRESENTATIONS AND WARRANTIES OF HEALTH DECISIONS. HEALTH DECISIONS
REPRESENTS AND WARRANTS THAT THE RESULTS OF THE SERVICES ("WORK PRODUCF WILL BE
THE SOLE PRODUCT OF HEALTH DECISIONS' OWN EFFORTS; THAT HEALTH DECISIONS IS AND
SHALL BE THE SOLE AND EXCLUSIVE OWNER OF ALL RIGHTS IN SUCH WORK PRODUCT, AND
HAVE THE UNRESTRICTED RIGHT TO ASSIGN HEALTH DECISIONS' RIGHTS WITH RESPECT TO
SUCH WORK PRODUCT TO ORAGENICS; AND THAT THE USE AND DISCLOSURE OF SUCH WORK
PRODUCT BY HEALTH DECISIONS TO ORAGENICS WILL NOT INFRINGE UPON OR VIOLATE ANY
PATENT, COPYRIGHT, TRADE SECRET OR OTHER PROPRIETARY RIGHT OF ANY THIRD PARTY,
INCLUDING WITHOUT LIMITATION HEALTH DECISIONS' FORMER OR CURRENT EMPLOYERS.

      7. INDEMNIFICATION. HEALTH DECISIONS AGREES TO DEFEND, INDEMNIFY AND HOLD
HARMLESS ORAGENICS AND ITS DIRECTORS, OFFICERS, AGENTS AND EMPLOYEES FROM AND
AGAINST ALL THIRD PARTY CLAIMS, LOSSES, LIABILITIES, DAMAGES, EXPENSES AND COSTS
(INCLUDING REASONABLE ATTORNEYS' FEES AND COSTS OF LITIGATION REGARDLESS OF
OUTCOME) WHICH RESULT FROM ANY BREACH OR ALLEGED BREACH BY HEALTH DECISIONS OF
ANY PROVISION CONTAINED IN THIS AGREEMENT.

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      8. ORAGENICS AGREES TO DEFEND, INDEMNIFY AND HOLD HARMLESS HEALTH
DECISIONS AND ITS DIRECTORS, OFFICERS, AGENTS AND EMPLOYEES FROM AND AGAINST ALL
THIRD PARTY CLAIMS, LOSSES, LIABILITIES, DAMAGES, EXPENSES AND COSTS (INCLUDING
REASONABLE ATTORNEYS' FEES AND COSTS OF LITIGATION REGARDLESS OF OUTCOME) WHICH
RESULT FROM ANY BREACH OR ALLEGED BREACH BY ORAGENICS OF ANY PROVISION CONTAINED
IN THE AGREEMENT.

      9. MISCELLANEOUS.

            9.1 WAIVER. THE WAIVER OF THE BREACH OF ANY PROVISION OF THIS
AGREEMENT SHALL NOT OPERATE OR BE CONSTRUED AS A WAIVER OF ANY SUBSEQUENT BREACH
OF THE SAME OR OTHER PROVISION HEREOF.

            9.2 NOTICES. ALL NOTICES AND OTHER COMMUNICATIONS UNDER THIS
AGREEMENT SHALL BE IN WRITING AND SHALL BE GIVEN BY PERSONAL OR COURIER DELIVERY
OR FACSIMILE, AND SHALL BE DEEMED TO HAVE BEEN DULY GIVEN UPON RECEIPT IF
PERSONALLY DELIVERED OR DELIVERED BY COURIER, OR ON THE DATE OF TRANSMISSION IF
TRANSMITTED BY FACSIMILE, TO THE ADDRESSES OF ORAGENICS AND HEALTH DECISIONS
CONTAINED IN THE RECORDS OF ORAGENICS AT THE TIME OF SUCH NOTICE. ANY PARTY MAY
CHANGE SUCH PARTY'S ADDRESS FOR NOTICES BY NOTICE DULY GIVEN PURSUANT TO THIS
SECTION 9.7.

            9.3 Assignment. THE RIGHTS AND LIABILITIES OF THE PARTIES HERETO
SHALL BIND AND INURE TO THE BENEFIT OF THEIR RESPECTIVE SUCCESSORS, HEIRS,
EXECUTORS AND ADMINISTRATORS, AS THE CASE MAY BE; PROVIDED, HOWEVER, THAT AS
ORAGENICS HAS SPECIFICALLY CONTRACTED FOR THE SERVICES TO BE PROVIDED BY HEALTH
DECISIONS HEREUNDER, HEALTH DECISIONS MAY NOT ASSIGN OR DELEGATE HEALTH
DECISIONS' OBLIGATIONS UNDER THIS AGREEMENT EITHER IN WHOLE OR IN PART WITHOUT
THE PRIOR WRITTEN CONSENT OF ORAGENICS.

            9.4 Headings. THE SECTION HEADINGS USED IN THIS AGREEMENT ARE
INTENDED FOR CONVENIENCE OF REFERENCE AND SHALL NOT BY THEMSELVES DETERMINE THE
CONSTRUCTION OR INTERPRETATION OF ANY PROVISION OF THIS AGREEMENT.

            9.5 Governing Law. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED
IN ACCORDANCE WITH THE LAWS OF THE STATE OF NORTH CAROLINA

            9.6 Enforcement. If ANY PORTION of THIS AGREEMENT IS DETERMINED TO
BE INVALID OR UNENFORCEABLE, SUCH PORTION SHALL BE ADJUSTED, RATHER THAN VOIDED,
TO ACHIEVE THE INTENT of THE PARTIES TO THE EXTENT POSSIBLE, AND THE REMAINDER
SHALL BE ENFORCED TO THE MAXIMUM EXTENT POSSIBLE.

            9.7 Modifications. EXCEPT AS OTHERWISE PROVIDED HEREIN OR IN THE
EXHIBITS HERETO, THIS AGREEMENT REPRESENTS THE ENTIRE UNDERSTANDING AMONG THE
PARTIES WITH RESPECT TO THE SUBJECT MATTER OF THIS AGREEMENT, AND THIS AGREEMENT
SUPERSEDES ANY AND ALL PRIOR AND CONTEMPORANEOUS UNDERSTANDINGS, AGREEMENTS,
PLANS, AND NEGOTIATIONS, WHETHER WRITTEN OR ORAL, WITH RESPECT TO THE SUBJECT
MATTER HEREOF, INCLUDING, WITHOUT LIMITATION, ANY UNDERSTANDINGS, AGREEMENTS, OR
OBLIGATIONS RESPECTING ANY PAST OR FUTURE COMPENSATION, BONUSES, REIMBURSEMENTS,
OR OTHER PAYMENTS TO

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Health Decisions from OraGenics. All modifications to the Agreement must be in
writing and signed by each of the parties hereto.

        IN WITNESS WHEREOF, the parties hereto have executed this Consulting
Agreement as of the date first written above.

                                 OraGenics, Inc.

By:  /s/ Mento Soponis
---------------------------
(Signature)

                                   Mento Soponis
                                   President and CEO

                                   For Health Decisions, Inc.

                                   /s/ Michael Rosenberg, MD,
                                   MPH President and CEO

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                                    EXHIBIT A

      Daily consulting charges

Role                                                    Daily Rate
----                                                    ----------
Senior development staff
    Principal (MD)                                       $2,200
    Development/Regulatory Director (PhD)                $1,700
    Director, Biometrics (PhD)                           $1,700
Project Staff
    Project Leader                                       $1,000
    Project Manager                                       $ 800
    CRA                                                   $ 550
    Regulatory                                            $ 950
    Biostatistician                                       $ 660
    Physician                                           $1,200.

    Hourly rates are charged at 1/8 of daily rate, rounded to the nearest hour.Exhibit 4.13

                                      URON
                          Wholesale Services Agreement

This WHOLESALE SERVICES AGREEMENT  (hereinafter  referred to as the "Agreement")
is entered  into between  URON,  Inc a division of Vicom,  Inc. /  Multiband,  a
wholesale  provider of Internet  access  services,  with its  principal  offices
located at 9449 Science Center, New Hope, MN 55428,  (hereinafter referred to as
the  "provider")  and Doctor's  Associates  Inc.  with offices at 325 Bic Drive,
Milford, CT 06460 (hereinafter referred to as the "Customer").

Term:

The initial term of this agreement shall be for (36) thirty-six  months ("Term")
and replace all other existing written agreements between the two companies. The
term shall  commence  on the date both  parties  have  executed  this  agreement
(Commencement  date) This agreement shall automatically renew for successive (1)
one year periods  ("Renewal  Periods") after the expiration of the Term;  unless
Provider or  Customer  provides  the other  party with thirty (30) days  written
notice to terminate this Agreement as provided for hereinafter.

1. Description of Services:

Provider  shall provide to Customer,  and Customer  shall purchase from Provider
and deliver to  Customer's  franchise  owners / customers,  the Internet  access
services  (the  "provider  Services")  described  in schedule A attached  hereto
("Schedule  A") Provider  shall deliver the Provider  Services to Customer on an
on-going  basis during the Initial Term (as described  herein),  and any Renewal
Term (as defined  herein),  in a professional  manner  consistent  with industry
standards.  Customer may use the Provider  Services (i) for  Customer's own use;
(ii) for  resale to end user  subscribers;  or (iii) for resale to others who in
turn may resell or provide the Provider  Services to their end user  subscribers
(each of (i), (ii) and (iii), an "End User".

2. Pricing:

The prices and rates for the  Provider  Services  are set forth in  Schedule  A.
Provider  may charge  such prices and rates for any  Renewal  Term by  providing
Customer  notice in writing at least  sixty (60) but not more than  ninety  (90)
days prior to the end of the Initial Term or Renewal Term, as the case may be.

3. Payment Terms:

3.1 Service  Setup Fees.  Upon  execution of this  agreement,  by both  parties,
Customer shall promptly pay to Provider the service setup fees (the"Setup Fees")
set forth on Schedule  A. The Setup Fees shall be received by Provider  prior to
Provider  being  obligated  to  commence  or provide  any  Provider  Services to
Customer.

3.2 Recurring  Fees The only  recurring  fees in this  agreement will be for the
connectivity service fees as described herein.

3.3 Service Fees. Calculation of Monthly Fee: Customer will be charged a Monthly
Fee for each user seen on of the  unlimited  networks  (see Schedule A sec 3) as
tracked by the network  identifier used by URON (`Unique User"). The Monthly Fee
will be  calculated by  multiplying  the number of unique users in that month by
the price per Unique User. The Monthly Fee is for dial-up Internet access in the
contiguous United States.

3.4 Payment Due Date. All invoices are NET 10 days of the receipt of the Invoice
or the fifteenth day of the month, or the first business day after the fifteenth
of the month, whichever is later and shall be sent via electronic mail. Payments
must be received no later than the  fifteenth  day of the month (the "Due Date")
in order to avoid incurring a late fee pursuant to Section 3. .

3.5  Billing  Disputes  Customer  shall  notify  Provider in writing of disputed
charges on any invoice within fifteen, (15) days of the date of delivery of such
invoice.  In the event Customer disputes the charges in any invoice by providing
such written  notice,  payment for that  portion of the disputed  invoice may be
withheld  without  penalty pending  resolution of such dispute.  Payment for all
undisputed amounts ("Undisputed Charges") in any invoice shall remain due on the
Due Date.  All  billing  disputes  will be  handled  during  the  billing  month
following the notice of dispute.

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3.6 Late Payment Charges.  Delinquent payments of Undisputed Charges or portions
thereof, are subject to a late payment charge accruing from the Due Date through
the date the overdue  amount is paid at the  pro-rated  rate of one and one-half
percent (1.5%) per month on the amount of the overdue amount,  but not to exceed
the maximum lawful rate, if any.

3.7 Suspension for Non-Payment. In the event Customer does not remit payment for
Undisputed  Charges  by the Due  Date,  Provider  may,  in its sole  discretion,
suspend the Provider  Services  upon 10 calendar  days prior  written  notice to
Customer.  In the event of  termination  of  Provider  Services  pursuant to the
provisions of this Section 3.6,  reinstatement of Provider  Services may be made
solely in accordance with the provisions of Section 3.9.

3.8  Termination for  Non-Payment.  In the event Customer does not remit payment
for Undisputed Charges within thirty (30) days after the Due Date, Provider may,
in its sole  discretion,  terminate the Provider  Services upon 10 calendar days
prior written  notice  (delivered  via  facsimile  transmission  and  electronic
e-mail,  or postal mail) to Customer.  In the event of  termination  of Provider
Services  pursuant to the provisions of Section 3.6, Section 3.7 or Section 3.8,
reinstatement  of Provider  Services may be made solely in  accordance  with the
provisions of Section 3.9.

3.9  Reinstatement.  In the event Provider Services to Customer are suspended or
terminated for lack of payment per Section 3.6,  Section 3.7, or Section 3.8 and
Customer wishes to have the Provider Services reinstated, Customer shall pay all
amounts  due in addition to a  reconnection  fee equal to 10% of the  delinquent
amount that resulted in suspension or termination of the Provider Services.

3.10  Collection  Expenses.  Customer  agrees  to pay  Provider  its  reasonable
expenses,  including  reasonable attorney and collection agency fees and cost of
collection  inclusive of cost of litigation,  incurred in collecting any amounts
owed to Provider by Customer under this Agreement.

3.11 Taxes. All charges to Customer  hereunder are exclusive of federal,  state,
local and foreign sales,  use, excise,  utility,  gross receipts and value-added
taxes and other taxes, levies fees or excises of any kind, including tax-related
surcharges  or  applicable  tariffs,  which  Customer  agrees to pay;  provided,
however, that in no event shall customer pay any taxes based upon (i) Provider's
income,  (ii)  ordinary  personal or real  property  taxes  assessed  against or
payable by Provider or (iii) corporate franchise taxes of Provider. In the event
that Customer  provides Provider with a duly authorized  exemption  certificate,
Provider agrees to exempt Customer in accordance with the law,  effective on the
date an exemption certificate is received by Provider.

4. CUSTOMER OBLIGATIONS

4.1 Compliance  with Use Policy.  Customer  agrees to use the Provider  Services
only in  accordance  with the terms of this  agreement  and Providers Use Policy
("Use  Policy"),  a copy of which is attached  hereto as Exhibit 1. Provider may
amend or change its Use Policy at any time by  providing  Customer  with written
notice of such  amendment or change.  Provider  reserves the right to suspend or
terminate  any Provider  Services to any End User for any  violation by such End
User of the Use Policy.

4.2 End Users. If Customer resells  Provider Service to any End Users,  Customer
(i) shall be  responsible  for all  Dealings  with the End Users  regarding  the
Provider Service, including but not limited to support, maintenance, billing and
collection services; (ii) shall require each End User to enter into an agreement
that  such End User  shall not use the  Provider  Services  in a manner  that is
prohibited by any law or regulation, or that is inconsistent with this Agreement
or the Use Policy;  and (iii)  shall not make,  nor permit any End User to make,
any  representation  or warranty or offer any  indemnity or  otherwise  make any
commitment to any End User or other party on behalf of the Provider. Customer is
responsible for all fees due to Provider,  pursuant to Section 3.2 regardless of
whether Customer receives payment for the Provider Services from any End Users.

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4.3 Errors.  Customer shall document and promptly  report to Provider all errors
or Malfunctions of the Provider Service of which it becomes aware.

4.4 Contact Person.  Customer shall provide  Provider with a written list of the
persons  ("Contact   Person(s)")   authorized  to  contact  Provider   regarding
Customer's account, for the Provider Services. The list of Contact Person(s) may
be updated or changed at any time by the Customer. The initial Contact Person(s)
shall be Marina  O'Rourke  and Erik Reilly.  Anyone who is not a Contact  Person
shall not be permitted access to any information  regarding the Customer account
with Provider.  Additional Contact Persons may be assigned by Marina O'Rourke or
by an officer of Doctor's Associates, Inc. / SUBWAY(R).

5.  DISCLAIMER  OF  WARRANTIES;  LIMITATION  OF  LIABILITITY  5.1  Disclaimer of
Warranties EXCEPT AS OTHERWISE EXPRESSLY SET

FORTH HEREIN AND IN SCHEDULE A or B (as applicable)  HERETO,  PROVIDER DISCLAIMS
ALL  OTHER  WARRANTIES,   EXPRESS  AND  IMPLIED,  INCLUDING  THE  WARRANTIES  OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT AND TITLE,
AND ANY WARRANTIES  ARISING FROM A COURSE OF DEALING,  USAGE, OR TRADE PRACTICE.
EXCEPT AS  OTHERWISE  EXPRESSLY  SET FORTH  HEREIN  AND IN  SCHEDULE  A or B (as
applicable) HERETO, PROVIDER DOES NOT WARRANT THAT THE PROVIDER SERVICES WILL BE
UNINTERRUPTED,  ERROR-FREE,  OR COMPLETELY SECURE.  PROVIDER DOES NOT AND CANNOT
CONTROL THE FLOW OF DATA TO OR FROM ITS SUPPLIER'S SERVERS AND OTHER PORTIONS OF
THE  INTERNET.  SUCH FLOW DEPENDS IN LARGE PART ON THE  PERFORMANCE  OF SERVICES
PROVIDED OR CONTROLLED BY THIRD PARTIES.  AT TIMES,  ACTIONS OR INACTIONS CAUSED
BY THESE THIRD PARTIES CAN PRODUCE  SITUATIONS IN WHICH PROVIDER SERVICES MAY BE
IMPAIRED  OR  DISRUPTED.  ALTHOUGH  PROVIDER  WILL USE  COMMERCIALLY  REASONABLE
EFFORTS TO TAKE  ACTIONS IT DEEMS  APPROPRIATE  TO REMEDY AND AVOID SUCH EVENTS,
PROVIDER  CANNOT  GUARANTEE  THAT THEY  WILL NOT  OCCUR.  ACCORDINGLY,  PROVIDER
DISCLAIMS ANY AND ALL LIABILITY RESULTING FROM OR RELATED TO SUCH EVENTS, EXCEPT
AS PROVIDED IN SCHEDULE A or B (as  applicable)  HERETO.  NEITHER  PARTY WILL BE
RESPONSIBLE  FOR ANY  DAMAGE  ANY  END  USER  SUFERS  FROM  USE OF THE  PROVIDER
SERVICES.  THIS  INCLUDES  DAMAGES  RESULTING  FROM LOSS OF DATA DUE TO  DELAYS,
NON-DELIVERIES, MIS-DELIVERIES, OR SERVICE INTERRUPTIONS. USE OF ANY INFORMATION
OBTAINED VIA USE OF THE PROVIDER SERVICES IS MADE AT THE END USER'S OWN RISK.

5.2 LIMITATION OF LIABILITY.  IN NO EVENT SHALL EITHER PARTY BE LIABLE  (WHETHER
IN CONTRACT,  TORT OR OTHERWISE,  INCLUDING NEGLIGENCE AND STRICT LIABILITY) FOR
ANY  SPECIAL,   INDIRECT,   SPECULATIVE  OR  CONSEQUENTIAL  DAMAGES  WHATSOEVER,
INCLUDING BUT NOT LIMITED TO LOST PROFITS,  LOST SAVINGS OR COSTS  ATTRIBUTED TO
DELAYS OR LOSS OF TIME,  EVEN IF SUCH PARTY HAS BEEN  ADVISED OF THE CLAIM OR OF
THE POSSIBILITY OF SUCH DAMAGES, AND IN NO EVENT SHALL EITHER PARTY BE LIABLE TO
THE OTHER FOR PUNITIVE  DAMAGES.  THE  LIABILITY  OF PROVIDER AND ITS  SUPPLIERS
UNDER THIS  AGREEMENT  IS LIMITED TO  PROVIDER'S  OBLIGATIONS  UNDER THE LIMITED
WARRANTY SET FORTH ABOVE. IN NO EVENT SHALL THE LIABILITY OF EITHER PARTY EXCEED
THE AMOUNT OF THE FEE PAID TO  PROVIDER  FOR THE  PROVIDER  SERVICE TO WHICH THE
SPECIFIC CLAIM RELATES.

6.  TERM; TERMINATION.

6.1 Term; Automatic Renewal.  This Agreement shall be for an initial term of (3)
three years from the Effective Date (the  "Effective  Date begins on the date of
execution of this agreement") and shall be automatically  renewed for successive
one (1) year terms (each a "Renewal Term") unless either party provides  written
notice by certified  postal mail with return receipt,  to the other party of its
intent not to renew the  Agreement at least thirty (30) days prior to the end of
the Initial Term or any Renewal Term, as the case may be. Not  withstanding  the
foregoing, either party may terminate this Agreement for cause as provided under
Section  6.2, and either party may elect to  terminate  this  Agreement  without
cause as provided in Section 6.3.

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6.2 For Cause Termination. Either party may terminate this Agreement immediately
for cause and without penalty in the event (i) the other party breaches,  in any
material  respect,  any of the terms and  conditions of this  Agreement and such
breach is not cured within thirty (30) days after written  notice from the other
party  specifying  the nature of such  breach;  or (ii) the other  party  ceases
conducting business in the normal course, makes an assignment for the benefit of
creditors,  or  otherwise  becomes  a party to any  judicial  or  administrative
proceeding in  bankruptcy,  receivership  or  reorganization  for the benefit of
creditors.  In the event that Customer has terminated  this  Agreement  based on
Uron,  Inc.'s failure to provide  services,  Customer shall only be obligated to
pay the  monthly fee for the time period in which such  services  were  actually
provided.

6.3 Termination without Cause. Either party may terminate this Agreement without
cause on thirty (30) days prior written notice.

6.4 Effect of  Termination.  Customer's  payment  obligations  accrued  prior to
termination  or expiration of this Agreement  shall survive such  termination or
expiration  of this  agreement  except  as  provided  in 6.2 of this  Agreement.
Sections 5, 7, 8, 9, 11 and 12 shall survive  termination  or expiration of this
Agreement.

7.   CONFIDENTIALITY.

7.1 Each  party  agrees  that  information  disclosed  by one party  under  this
Agreement (the "Disclosing  Party") to the other party (the "Receiving  Party"),
including,  without limitation,  pricing,  marketing plans, Customer or supplier
lists,  methodologies,   technology,   and/or  software,  which  information  is
considered   proprietary   by  the   Disclosing   Party,   shall  be  considered
"Confidential Information" under this Agreement.

7.2 A  Receiving  Party  shall  not  use  the  Disclosing  Party's  Confidential
Information  in any manner or for any  purpose not  expressly  set forth in this
agreement,   and  shall  not  disclose  the  Disclosing   Party's   Confidential
Information  to any third party,  without the  Disclosing  Party's prior written
consent, except as required by law or under order of court or government agency,
and then only if the  Receiving  Party gives the  Disclosing  Party at least ten
(10) days prior written  notice before  making any  disclosure  pursuant to such
order in order to afford such  Disclosing  Party the  opportunity  to attempt to
obtain a protective  order. Each party agrees to exercise the same level of care
in protecting the Confidential  Information of the other party from unauthorized
use  and  disclosure  as  it  uses  in  connection  with  its  own  Confidential
Information, but in no event less than reasonable care.

7.3 Confidential  Information will not include  information that is (i) publicly
available, other than by breach of this Agreement, (ii) in the Receiving Party's
lawful  possession  prior to the Effective Date, (iii) obtained by the Receiving
Party from third parties without disclosure  restrictions known to the Receiving
Party, or (iv) independently  developed by the Receiving Party without reference
to the Disclosing Party's  Confidential  Information (as shown by that Receiving
Party's written records).

8        Service Levels

8.1  Performance  Provider  acknowledges  that  the  Provider  Services  will be
"mission critical" to Customer's business and therefore will require the highest
quality of customer support and operation.  In accordance with the Service Level
Specifications ("SLS") attached as Schedule A for dialup services and Schedule B
for Business Class DSL Services,  Provider shall configure,  maintain,  upgrade,
monitor, modify and operate the computer equipment,  servers,  network equipment
and components,  and telecommunications  requirements (including, for all of the
foregoing,  any and  all  associated  functions,  protocols,  methodologies  and
processes)  at each  Provider  data  center as  necessary  to fully  operate and
support and provide the Services to Customer. Provider agrees to notify Customer
promptly of any factor,  occurrence  or event coming to its  attention  that may
affect Provider' ability to meet the service level described in the SLS, or that
is likely to cause any material interruption in the delivery of the Services.

8.2 Remedies In the event  Provider  fails to satisfy the material  terms of the
SLS with respect to all or a portion of the Services,  Customer  shall have such
rights and remedies as are afforded to it by the SLS, this Agreement or, subject
to the limitations set forth in this Agreement, by Law.

                                       4
<PAGE>

9        Transition of Services

9.1 General Upon the expiration of this Agreement due to a party's submission of
a notice of  non-renewal  pursuant  to Section  6.1 or any  termination  of this
Agreement  due to a party's  default  pursuant to Section  6.2,  Provider  shall
cooperate  with  Customer  and its  designee for a period not to exceed 180 days
from the effective  date of such  termination  or such other period as agreed by
the parties in writing  (the  "Transition  Period") for the orderly and seamless
transition  and  migration  from the  Services to  Customer  or another  service
provider. During the Transition Period, the parties shall cooperate to develop a
transition  plan for such  transition.  To the  extent  Customer  requests  that
Provider  provide  material  personnel  or  other  resources  to  assist  in the
transition,  Customer  shall  pay  Provider  for such  assistance  on a time and
materials  basis at  Provider's  then  prevailing  rates  generally  applied  to
Provider's other customers. The terms of this Agreement,  including the licenses
granted by Provider and the  obligation of Customer to pay for  Services,  shall
govern and apply during the Transition Period. Under no circumstances during the
Transition  Period  will  Provider  interfere  with  or  otherwise  disrupt  the
Services.

10        Security Measures

10.1  Security  Requirements  Provider  acknowledges  that certain  Confidential
Information  of Customer  will reside on  Provider's  equipment  and  facilities
(including any customer  information and databases) and any unauthorized  access
to such  information  by Provider's  employees or any third party could severely
damage Customer.  Accordingly,  Provider shall use its best efforts to safeguard
and  maintain  security of the Provider  data centers and to protect  Customer's
Confidential  Information,  including, but not limited to, (a) physical security
of the facility where servers and computing equipment are maintained that permit
access only to authorized personnel,  (b) network security restricting access to
personnel on a need-to-know  basis, (c) baring connections of any data center to
the Internet or other public networks unless sufficient firewalls, proxy servers
and similar  measures  are used to prevent  unauthorized  access,  and (d) other
business  systems  designed to optimize  security.  Subject to  requirements  of
applicable  law,  Provider  shall,  at  Customer's  direction,  either return or
destroy all Confidential  Information of Customer  resident on or as part of the
Provider  data  centers  and  certify  in  writing to  Customer  such  return or
destruction.

11        Indemnification Obligations

11.1  Provider   Indemnification  Provider  will  indemnify  and  hold  harmless
Customer, its officers, directors,  employees, customers and agents from any and
all  claims,  losses,  liabilities,   damages,  expenses  and  costs  (including
reasonable  attorney's  fees and court  costs) which result from (i) all claims,
whether or not  successfully  proven,  that assert facts which constitute (a) an
allegation of infringement  arising from the Provider  Services,  or any element
thereof, on any third party intellectual property rights, or (b) a breach of any
of the  representations,  warranties or other  obligations  provided by Provider
hereunder; or (ii) the injury or death of any individual, or the loss of, damage
to or misappropriation  of real or personal property,  in digital or other form,
resulting  from the  negligent  acts or  omissions  of  Provider,  its  agent or
employees.

11.2  Customer   Indemnification  Customer  will  indemnify  and  hold  harmless
Provider, its officers, directors,  employees, customers and agents from any and
all  claims,  losses,  liabilities,   damages,  expenses  and  costs  (including
reasonable  attorney's  fees and court  costs) which result from (i) all claims,
whether or not successfully  proven, that assert facts which constitute a breach
of any of the  representations,  warranties  or other  obligations  provided  by
Customer hereunder;  or (ii) the injury or death of any individual,  or the loss
of, damage to or  misappropriation  of real or personal property,  in digital or
other form,  resulting  from the  negligent  acts or omissions of Customer,  its
agent or employees.

                                       5
<PAGE>

11.3 Indemnification Procedure In the event Indemnification is sought Under this
Section 8, the party requesting such  Indemnification  (the "Indemnified Party")
shall (a) notify the other party (the "Indemnifying Party") within ten (10) days
of receiving notice of such claim,  suit cause of action or action (the "Claim")
giving rise to the Indemnifying Party's  indemnification  obligations;  (b) give
the  Indemnifying  Party sole authority to defend or settle the Claim,  provided
however  that the  Indemnified  Party shall be  entitled  to appear,  defend and
protect  its rights and  interests,  through  settlement  or  otherwise,  if the
Indemnified  Party  reasonably  believes  it has  grounds  for  insecurity,  and
provided  further,  however,  that the  Indemnifying  Party shall not settle the
Claim without the prior written consent of the Indemnified  Party, which consent
shall not be withheld unreasonably; and (c) responsibly cooperate and assist the
Indemnifying  Party  (including,  but not limited to,  providing all information
related to the Claim) at the  Indemnifying  Party's  expense with defense of the
Claim.

12     MISCELLANEOUS

12.1 Assignment.  Neither party may sell, assign,  transfer, or otherwise convey
any right, duty, obligation,  or interest under this Agreement without the prior
written  consent of the other party.  (which consent shall not  unreasonably  be
withheld); provided, that either party may assign this agreement to an affiliate
of such party without consent provided said affiliate is an economically  viable
entity or  person  and  certified  financial  statements  on such  affiliate  is
provided to Provider and is acceptable to Provider in its form and content.  For
purposes  hereof,  "affiliate"  shall mean a person or entity  that  directly or
indirectly through one or more intermediaries, controls, or is controlled by, or
is under common control with, the party concerned. Additionally,  Customer shall
have the right to assign this  Agreement to an entity  controlled  by Customer's
franchisees.

12.2 Force  Majeure.  Neither  party shall be  considered  in default  under any
provision of this Agreement by reason of any delay or failure in its performance
of its obligations hereunder if such delay or failure is caused by events beyond
its reasonable  control,  including but not limited to acts of God or the public
enemy; riots or insurrections;  war; accidents;  fire; strikes;  and other labor
difficulties  (whether  or not the party is in a  position  to  concede  to such
demands);  embargoes;  judicial  action;  lack of or inability to obtain  export
permits  or  approvals,  necessary  labor,  materials,  energy,  components,  or
machinery;  and  acts of civil  or  military  authorities;  provided  that,  the
non-performing  party gives  prompt  notice of such force  majeure  event to the
other party and makes all commercially  reasonable efforts to remove such causes
of non  performance  promptly and perform  whenever such force majeure event has
ceased. The time for any performance required hereunder shall be extended by the
delay incurred as a result of the events  described above. In the event that the
force  majeure event  continues for greater than thirty (30) days,  either party
may terminate this  Agreement  upon written notice to the other party,  and upon
such termination,  neither party shall have any further obligation nor liability
to the other except as set forth in Section 9.

12.3 Disaster  Recovery.  In the event of a disaster or  catastrophe  totally or
partially disabling  Customer's  computing or  telecommunications  capability or
Provider's  ability to provide the Services,  whether due to natural or man-made
causes, Provider agrees to use its best efforts to aid in the prompt restoration
of computing or telecommunications  capability,  including,  but not limited to,
providing maintenance  services,  and providing technical assistance to Customer
in its attempts to Services.  Customer shall be treated at least as favorably as
Provider's  most favored  customer in the event that the disaster or catastrophe
affects  others.  Customer and Provider shall negotiate in good faith to provide
reimbursement to Provider for the actual costs of time, materials,  and shipping
involved in such emergency response.

12.4 Governing  Law;  Dispute  Resolution.  This Agreement and the rights of the
parties  hereunder  shall be governed by and  interpreted in accordance with the
laws of the State of New York  excluding its laws relating to conflicts of laws.
In the event of any dispute,  controversy or claim arising out of or relating to
this  Agreement,  or the breach,  termination or validity  thereof,  the Parties
shall first try in good faith to come to a settlement  for such  matter.  If the
parties are unable in good faith to settle any such matter, such matter shall be
resolved  exclusively by binding  arbitration under the Greater Commercial Rules
of the American  Arbitration  Association,  and judgment upon the award rendered
may be entered in any court of  competent  jurisdiction.  The award may  include
compensatory  damages  against either party but under no  circumstances  may the
arbitrator award punitive or multiple damages against either party.  Arbitration
proceedings  shall be conducted  before one single  arbitrator in New York area.
Each party hereby expressly waives their right to initiate legal proceedings for
other legal  remedies,  including,  but not limited  to,  injunctive  relief and
monetary damages,  in any court,  except to the extent it is required to enforce
the arbitration award;  provided,  however, that either party may seek temporary
injunctive relief to preserve the status quo pending resolution of the matter or
to prevent serious and irreparable  injury to that party or others.  The parties
shall continue to perform all obligations under this Agreement pending the above
described dispute resolution proceedings,  subject to full reservation of rights
at law under this Agreement.

                                       6
<PAGE>

ALL  DISCUSSIONS  AND  DOCUMENTS  PREPARED  PURSUANT TO ANY ATTEMPT TO RESOLVE A
DISPUTE UNDER THIS SECTION ARE CONFIDENTIAL AND FOR SETTLEMENT PURPOSES ONLY AND
SHALL NOT BE ADMITTED IN ANY COURT OR OTHER FORUM AS AN  ADMISSION  OR OTHERWISE
AGAINST A PARTY FOR ANY PURPOSE INCLUDING THE APPLICABILITY OF FEDERAL AND STATE
COURT RULES.

12.5  Notices. All  notices,  requests  and  other  communications  under  this
agreement  must be in  writing  and must be mailed by  certified  mail,  postage
prepaid  and  return  receipt  requested,  delivered  by hand or sent by Federal
Express or similar  receipt-bearing  courier service,  to the party to whom such
notice is required or permitted to be given. If mailed,  any such notice will be
considered  to have been given five (5)  business  days after it was mailed,  as
evidenced by the postmark.  If delivered by hand, or sent by Federal  Express or
similar  receipt-bearing  courier service, any such notice will be considered to
have been given when actually  received by the party to whom notice is given, as
evidenced by written and dated receipt of the receiving party. In each case, any
such notice,  request or other communication will be addressed to the respective
party at the  addresses  indicated in the preamble of this  Agreement or to such
other addresses as may hereafter be indicated by notice  delivered in accordance
with the terms hereof to the other party.

12.6  Severability.  In case any provision of this  Agreement  shall be invalid,
illegal or  unenforceable,  such provision shall be construed so as to render it
enforceable  and effective to the maximum extent possible in order to effectuate
the intention of this Agreement;  and the validity,  legality and enforceability
of the remaining  provisions hereof shall not in any way be affected or impaired
thereby.

12.7 Delays or omissions.  No delay or omission to exercise any right,  power or
remedy  accruing to a party under this  Agreement  shall  impair any such right,
power or remedy of such  party nor shall it be  construed  to be a waiver of any
such breach or default, or an acquiescence  therein, or of any similar breach or
default  thereafter  occurring;  nor shall any  waiver of any  single  breach or
default  be deemed a waiver  of any  other  breach  or  default  theretofore  or
thereafter  occurring.  Any waiver,  permit,  consent or approval of any kind or
character  on the part of either  party of any  breach  or  default  under  this
Agreement,  or any  waiver  on the part of  either  party of any  provisions  or
conditions of this Agreement must be made in writing and shall be effective only
to the extent specifically set forth in such writing. All remedies, either under
this Agreement or by law or otherwise  afforded to a party,  shall be cumulative
and not alternative.

12.8 Government Contractor. As a federal Government Contractor or Subcontractor,
Doctor's  Associates  Inc.  is  required  to and  will  comply  with  all of the
provisions of various federal laws,  regulations and executive  orders including
Executive  Order  11246,  The  Rehabilitation  Act of 1947 and the  Vietnam  Era
Veterans' Readjustment  Assistance Act of 1974 and amended.  Doctor's Associates
Inc.  will not  discriminate  against any employee or applicant  for  employment
based  on race,  color,  religion,  national  origin,  sex,  age  disability  or
veterans' status. We will take affirmative  action to ensure that applicants are
employed and the employees are treated during employment without regard to their
race, color, religion, national origin, sex, age disability or veterans' status.
Doctor's Associates Inc. certifies it is in compliance with these laws. Doctor's
Associates  Inc.  is  also  bound  to  obtain  similar  certification  from  its
contractors  and  suppliers of goods and services in excess of specified  dollar
amounts.

12.9 Privacy Policy.  Uron, Inc. agrees to comply with Doctor's  Associates Inc.
Internet Privacy Policy as posted on www.subway.com.

                                       7
<PAGE>

12.10 Binding Agreement. This Agreement shall be binding upon the parties hereto
and their respective successors and assigns as permitted hereunder. No person or
entity other than the parties hereto is or shall be entitled to bring any action
to enforce any provision of this Agreement against either of the parties hereto,
and the covenants and agreements set forth in this Agreement shall be solely for
the benefit of, and shall be  enforceable  only by, the parties  hereto or their
respective successors and assigns as permitted hereunder.

12.11 Entire Agreement.  This Agreement and any attached  Schedules and Exhibits
constitute  the entire  understanding  and  agreement  between  the  parties and
supersede any and all prior or  contemporaneous  oral or written  communications
with respect to the subject matter hereof. This Agreement shall not be modified,
amended or in any way altered  except by an instrument in writing  signed by the
parties

12.12   Counterparts;   Duly   Authorized.   This   Agreement  may  be  executed
simultaneously in two or more counterparts,  each counterpart shall be deemed to
be an original,  and all counterparts  individually or together shall constitute
one and the same instrument.  Each party represents and warrants that the person
whose signature appears below is duly authorized to enter into this agreement on
behalf of the  party.  In  witness  whereof,  the  parties  have  executed  this
Agreement under seal as of the Effective Date.

Customer:                                   Provider:

Doctor's Associates Inc.                    URON, Inc.
By: s/mildred k. shinn                      By:s/james l. mandel
Print name: ____________________            Print name: ____________________

Title: Vice President                       Title: CEO
Date: March 4, 2004                         Date: 2-26-04

                                       8

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