Document:

Confidentiality Agreement

     This  agreement (the  "Agreement")  is made and entered into by and between
Vista Vacations International, Inc., a Florida corporation (hereinafter together
with its affiliates referred to as "Vista Vacations"), and Karyn McKnight, ("Ms.
McKnight"),  an individual hereinafter  collectively referred to as the "Parties
or generically as a "Party").

                                   Witnesseth:

     IN CONSIDERATION FOR BEING MADE PRIVY to confidential information and being
introduced to the business contacts and business  operations of Vista Vacations,
the Party providing the information being hereinafter generically referred to as
the  "Provider"  and the  Party  receiving  the  information  being  hereinafter
referred to as the  "Recipient"),  the Parties hereby  irrevocably  agree not to
disclose the confidential information and or trade secrets (

1.1      Confidentiality.

(a)  Ms.  McKnight  acknowledges  that,  in and as a  result  of his  employment
     hereunder,  he  will be  developing  for  Vista  Vacation,  making  use of,
     acquiring and/or adding to, confidential  information of special and unique
     nature  and value  relating  to such  matters  as Vista  Vacation  's trade
     secrets,  systems,  procedures,  manuals,  confidential reports,  personnel
     resources,  strategic and tactical plans, advisors,  clients, investors and
     funders;  consequently,  as  material  inducement  to the  entry  into this
     Agreement by Vista Vacation , Ms. McKnight hereby covenants and agrees that
     he shall not, at anytime  during or following  the terms of his  employment
     hereunder, directly or indirectly, personally use, divulge or disclose, for
     any purpose whatsoever, any of such confidential information which has been
     obtained  by or  disclosed  to him as a result of his  employment  by Vista
     Vacation, or Vista Vacation's affiliates.

(b)  In the event of a breach or threatened breach by Ms. McKnight of any of the
     provisions  of this Section 1.1 Vista  Vacation,  in addition to and not in
     limitation  of any other  rights,  remedies or damages  available  to Vista
     Vacation,  whether at law or in equity,  shall be  entitled  to a permanent
     injunction  in order to  prevent  or to  restrain  any such  breach  by Ms.
     McKnight, or by Ms. McKnight's partners, agents, representatives, servants,
     employers,  employees,  affiliates  and/or any and all persons  directly or
     indirectly acting for or with him.

1.2      Special Remedies.

     In view of the irreparable harm and damage which would undoubtedly occur to
Vista  Vacation  as a result of a breach by Ms.  McKnight  of the  covenants  or
agreements contained in this Article One, and in view of the lack of an adequate
remedy at law to protect  Vista  Vacation  's  interests,  Ms.  McKnight  hereby
covenants and agrees that Vista  Vacation  shall have the  following  additional
rights and remedies in the event of a breach hereof:

(a)  Ms.  McKnight  hereby  consents to the  issuance of a permanent  injunction
     enjoining her from any violations of the covenants set forth in Section 1.1
     hereof; and

                                      430

<PAGE>

(b)  Because it is impossible to ascertain or estimate the entire or exact cost,
     damage or injury which Vista  Vacation may sustain  prior to the  effective
     enforcement of such injunction, Ms. McKnight hereby covenants and agrees to
     pay over to Vista  Vacation,  in the event he violates  the  covenants  and
     agreements contained in Section 1.2 hereof, the greater of:

     (i)  Any  payment or  compensation  of any kind  received by him because of
          such violation before the issuance of such injunction, or

     (ii) The sum of One Thousand  ($1,000.00) Dollars per violation,  which sum
          shall be  liquidated  damages,  and not a  penalty,  for the  injuries
          suffered by Vista Vacation as a result of such violation,  the Parties
          hereto agreeing that such  liquidated  damages are not intended as the
          exclusive  remedy  available  to Vista  Vacation for any breach of the
          covenants and  agreements  contained in this Article One, prior to the
          issuance of such  injunction,  the Parties  recognizing  that the only
          adequate  remedy to protect  Vista  Vacation from the injury caused by
          such breaches would be injunctive relief.

1.3      Cumulative Remedies.

     Ms.  McKnight  hereby  irrevocably  agrees that the  remedies  described in
Section 1.2 hereof shall be in addition to, and not in limitation of, any of the
rights or remedies to which Vista  Vacation is or may be entitled to, whether at
law or in equity, under or pursuant to this Agreement.

1.4      Acknowledgment of Reasonableness.

     Ms.  McKnight  hereby  represents,  warrants and  acknowledges  that he has
carefully read and  considered  the  provisions of this Article One and,  having
done so, agrees that the  restrictions  set forth herein are fair and reasonable
and are  reasonably  required  for the  protection  of the  interests  of  Vista
Vacation,  its officers,  directors and other  employees;  consequently,  in the
event that any of the  above-described  restrictions shall be held unenforceable
by any court of competent  jurisdiction,  Ms. McKnight hereby covenants,  agrees
and  directs  such  court to  substitute  a  reasonable  judicially  enforceable
limitation in place of any limitation  deemed  unenforceable  and, Ms.  McKnight
hereby covenants and agrees that if so modified, the covenants contained in this
Article One shall be as fully  enforceable  as if they had been set forth herein
directly by the  Parties.  In  determining  the nature of this  limitation,  Ms.
McKnight hereby acknowledges,  covenants and agrees that it is the intent of the
Parties that a court adjudicating a dispute arising hereunder recognize that the
Parties  desire that this  covenant not to compete be imposed and  maintained to
the greatest extent possible.

1.5      Unauthorized Acts.

     Ms.  McKnight  hereby  covenants  and agrees that he will not do any act or
incur any obligation on behalf of Vista Vacation of any kind whatsoever,  except
as authorized by its board of directors or by its stockholders  pursuant to duly
adopted stockholder action.

2.1      Duration.

     The obligation to keep Information confidential shall expire two years from
the date of the disclosure.

                                       431
<PAGE>

3.1      No Licenses Granted.

     The furnishing of any Information hereunder shall not be constructed as
the  granting  of a  licenses  under any  patent  application  as  implying  any
obligation other than as specifically recited herein.

4.1      Governing Law & Venue.

(1)  This Agreement shall be governed and constructed in accordance with laws of
     the State of Florida  (other than its conflict of law  provisions)  and the
     United States of America.

(2)  Venue for any proceedings  arising hereunder shall be in Palm Beach County,
     Florida.

5.1.     Attorney Fees.

     If any legal actions arise related to this Agreement,  the prevailing Party
shall be entitled to recover its court costs and reasonable attorney's fees.

6.1.     Notice.

(1)  All notices, demands or other communications hereunder shall be in writing,
     and unless otherwise  provided,  shall be deemed to have been duly given on
     the first  business day after  mailing by  registered  or  certified  mail,
     return receipt requested, postage prepaid, addressed as follows:

(2)  To AmeriNet:

                            AmeriNet Group.com, Inc.
         2500 North Military Trail, Suite 225; Boca Raton, Florida 33487
                   Attention: Michael Harris Jordan, President
            Telephone (561) 998-3435, Fax (561) 998-3425; and, e-mail
                   webmaster@amerinetgroup.com; with a copy to

                                 General Counsel
                            AmeriNet Group.com, Inc.
                   1941 Southeast 51st Terrace; Ocala, Florida
            34471 Telephone (352) 694-6714, Fax (352) 694-9178; and,
                           e-mail, GRichardCh@aol.com

(3)   To Vista Vacations:

                       Vista Vacations International, Inc.
                   5653 NW 29th Street, Margate, Florida 33063
                       Attention: Teri E. Nadler President
                  Telephone (954) 975-0898, Fax (954) 957-8447;
                      and, web site: www.Terir@Flinet.com

                                      432

<PAGE>

(4)   To Yankees:

                           The Yankee Companies, Inc.
         2500 North Military Trail, Suite 225; Boca Raton, Florida 33487
                   Attention: Leonard Miles Tucker, President
                  Telephone (561) 998-2025, Fax (561) 998-3425;
                       and, e-mail carrington@flinet.com;

 (5)     To Ms. McKnight:

                                 Karyn McKnight
                 10020 A Main Street, Bellevue, Washington 98004
                                 Telephone (954)

         or such  other  address  or to such  other  person as any  Party  shall
         designate to the other for such purpose in the manner  hereinafter  set
         forth.

(2)      (a)   The  decision  by any  Party  not to use the  services  of  legal
               counsel in conjunction with this  transaction  shall be solely at
               their own risk, each Party acknowledging that applicable rules of
               the Florida  Bar  prevent  AmeriNet's  general  counsel,  who has
               reviewed,   approved  and  caused   modifications  on  behalf  of
               AmeriNet,  from  representing  anyone other than AmeriNet in this
               transaction.

     IN WITNESS WHEREOF, the Parties have executed this Agreement,  effective as
of the last date set forth below.

Signed, Sealed & Delivered
         In Our Presence

                                                           The Individual Signee

----------------------------
                                                        /s/ Karyn McKnight
----------------------------                            ------------------------
                                                                      Signature

Dated:   March 11,  2000                                Karyn McKnight
                                                         -----------------------
                                                                     Print name

                                             Vista Vacations International, Inc.

----------------------------

____________________________             By:      /s/ Teri E. Nadler
                                                  ______________________________
                                                       Teri E. Nadler, President

         (Corporate Seal)
                                           Attest: /s/ Teri E. Nadler
                                                  ______________________________
                                                     Alicia Torrealba, Secretary

Dated:   March 11, 2000

                                      433Confidentiality Agreement

     This  agreement (the  "Agreement")  is made and entered into by and between
Vista Vacations International, Inc., a Florida corporation (hereinafter together
with its  affiliates  referred to as "Vista  Vacations"),  and Trevor  Grafflin,
("Mr.  Grafflin"),  an individual  hereinafter  collectively  referred to as the
"Parties or generically as a "Party").

                                   Witnesseth:

     IN CONSIDERATION FOR BEING MADE PRIVY to confidential information and being
introduced to the business contacts and business  operations of Vista Vacations,
the Party providing the information being hereinafter generically referred to as
the  "Provider"  and the  Party  receiving  the  information  being  hereinafter
referred to as the  "Recipient"),  the Parties hereby  irrevocably  agree not to
disclose the confidential information and or trade secrets (

1.1      Confidentiality.

(a)  Mr.  Grafflin  acknowledges  that,  in and as a  result  of his  employment
     hereunder,  he  will be  developing  for  Vista  Vacation,  making  use of,
     acquiring and/or adding to, confidential  information of special and unique
     nature  and value  relating  to such  matters  as Vista  Vacation  's trade
     secrets,  systems,  procedures,  manuals,  confidential reports,  personnel
     resources,  strategic and tactical plans, advisors,  clients, investors and
     funders;  consequently,  as  material  inducement  to the  entry  into this
     Agreement by Vista Vacation , Mr. Grafflin hereby covenants and agrees that
     he shall not, at anytime  during or following  the terms of his  employment
     hereunder, directly or indirectly, personally use, divulge or disclose, for
     any purpose whatsoever, any of such confidential information which has been
     obtained  by or  disclosed  to him as a result of his  employment  by Vista
     Vacation, or Vista Vacation's affiliates.

(b)  In the event of a breach or threatened breach by Mr. Grafflin of any of the
     provisions  of this Section 1.1 Vista  Vacation,  in addition to and not in
     limitation  of any other  rights,  remedies or damages  available  to Vista
     Vacation,  whether at law or in equity,  shall be  entitled  to a permanent
     injunction  in order to  prevent  or to  restrain  any such  breach  by Mr.
     Grafflin, or by Mr. Grafflin's partners, agents, representatives, servants,
     employers,  employees,  affiliates  and/or any and all persons  directly or
     indirectly acting for or with him.

1.2      Special Remedies.

     In view of the irreparable harm and damage which would undoubtedly occur to
Vista  Vacation  as a result of a breach by Mr.  Grafflin  of the  covenants  or
agreements contained in this Article One, and in view of the lack of an adequate
remedy at law to protect  Vista  Vacation  's  interests,  Mr.  Grafflin  hereby
covenants and agrees that Vista  Vacation  shall have the  following  additional
rights and remedies in the event of a breach hereof:

(a)  Mr.  Grafflin  hereby  consents to the  issuance of a permanent  injunction
     enjoining him from any violations of the covenants set forth in Section 1.1
     hereof; and

                                      434
<PAGE>

(b)  Because it is impossible to ascertain or estimate the entire or exact cost,
     damage or injury which Vista  Vacation may sustain  prior to the  effective
     enforcement of such injunction, Mr. Grafflin hereby covenants and agrees to
     pay over to Vista  Vacation , in the event he violates  the  covenants  and
     agreements contained in Section 1.2 hereof, the greater of:

    (i)   Any  payment or  compensation  of any kind  received by him because of
          such violation before the issuance of such injunction, or

    (ii)  The sum of One Thousand  ($1,000.00) Dollars per violation,  which sum
          shall be  liquidated  damages,  and not a  penalty,  for the  injuries
          suffered by Vista Vacation as a result of such violation,  the Parties
          hereto agreeing that such  liquidated  damages are not intended as the
          exclusive  remedy  available  to Vista  Vacation for any breach of the
          covenants and  agreements  contained in this Article One, prior to the
          issuance of such  injunction,  the Parties  recognizing  that the only
          adequate  remedy to protect  Vista  Vacation from the injury caused by
          such breaches would be injunctive relief.

1.3      Cumulative Remedies.

     Mr. Grafflin hereby irrevocably agrees that the remedies described in
Section 1.2 hereof shall be in addition to, and not in limitation of, any of the
rights or remedies to which Vista  Vacation is or may be entitled to, whether at
law or in equity, under or pursuant to this Agreement.

1.4      Acknowledgment of Reasonableness.

     Mr.  Grafflin  hereby  represents,  warrants and  acknowledges  that he has
carefully read and  considered  the  provisions of this Article One and,  having
done so, agrees that the  restrictions  set forth herein are fair and reasonable
and are  reasonably  required  for the  protection  of the  interests  of  Vista
Vacation,  its officers,  directors and other  employees;  consequently,  in the
event that any of the  above-described  restrictions shall be held unenforceable
by any court of competent  jurisdiction,  Mr. Grafflin hereby covenants,  agrees
and  directs  such  court to  substitute  a  reasonable  judicially  enforceable
limitation in place of any limitation  deemed  unenforceable  and, Mr.  Grafflin
hereby covenants and agrees that if so modified, the covenants contained in this
Article One shall be as fully  enforceable  as if they had been set forth herein
directly by the  Parties.  In  determining  the nature of this  limitation,  Mr.
Grafflin hereby acknowledges,  covenants and agrees that it is the intent of the
Parties that a court adjudicating a dispute arising hereunder recognize that the
Parties  desire that this  covenant not to compete be imposed and  maintained to
the greatest extent possible.

1.5      Unauthorized Acts.

     Mr.  Grafflin  hereby  covenants  and agrees that he will not do any act or
incur any obligation on behalf of Vista Vacation of any kind whatsoever,  except
as authorized by its board of directors or by its stockholders  pursuant to duly
adopted stockholder action.

2.1      Duration.

     The obligation to keep Information confidential shall expire two years from
the date of the disclosure.

                                      435

<PAGE>

3.1      No Licenses Granted.

     The furnishing of any Information hereunder shall not be constructed as
the  granting  of a  licenses  under any  patent  application  as  implying  any
obligation other than as specifically recited herein.

4.1      Governing Law & Venue.

(1)  This Agreement shall be governed and constructed in accordance with laws of
     the State of Florida  (other than its conflict of law  provisions)  and the
     United States of America.

(2)  Venue  for any  proceedings  arising  hereunder  shall be in _____  County,
     Florida.

5.1.     Attorney Fees.

     If any legal actions arise related to this Agreement,  the prevailing Party
shall be entitled to recover its court costs and reasonable attorney's fees.

6.1.     Notice.

(1)      All  notices,  demands or other  communications  hereunder  shall be in
         writing,  and unless otherwise  provided,  shall be deemed to have been
         duly given on the first  business day after  mailing by  registered  or
         certified mail, return receipt requested, postage prepaid, addressed as
         follows:

(2)      To AmeriNet:

                            AmeriNet Group.com, Inc.
         2500 North Military Trail, Suite 225; Boca Raton, Florida 33487
                   Attention: Michael Harris Jordan, President
            Telephone (561) 998-3435, Fax (561) 998-3425; and, e-mail
                   webmaster@amerinetgroup.com; with a copy to

                                 General Counsel
                            AmeriNet Group.com, Inc.
                   1941 Southeast 51st Terrace; Ocala, Florida
            34471 Telephone (352) 694-6714, Fax (352) 694-9178; and,
                           e-mail, GRichardCh@aol.com

(3)      To Vista Vacations:

                       Vista Vacations International, Inc.
                   5653 NW 29th Street, Margate, Florida 33063
                       Attention: Teri E. Nadler President
                  Telephone (954) 975-0898, Fax (954) 957-8447;
                      and, web site: www.Terir@Flinet.com

                                      436
<PAGE>

(4)      To Yankees:

                           The Yankee Companies, Inc.
         2500 North Military Trail, Suite 225; Boca Raton, Florida 33487
                   Attention: Leonard Miles Tucker, President
                  Telephone (561) 998-2025, Fax (561) 998-3425;
                       and, e-mail carrington@flinet.com;

 (5)     To Mr. Grafflin:

                                 Trevor Grafflin
                22940 C. Oxford Place, Boca Raton, Florida 334333
                                 Telephone (954)

         or such  other  address  or to such  other  person as any  Party  shall
         designate to the other for such purpose in the manner  hereinafter  set
         forth.

(2)      (a)   The  decision  by any  Party  not to use the  services  of  legal
               counsel in conjunction with this  transaction  shall be solely at
               their own risk, each Party acknowledging that applicable rules of
               the Florida  Bar  prevent  AmeriNet's  general  counsel,  who has
               reviewed,   approved  and  caused   modifications  on  behalf  of
               AmeriNet,  from  representing  anyone other than AmeriNet in this
               transaction.

     IN WITNESS WHEREOF, the Parties have executed this Agreement,  effective as
of the last date set forth below.

Signed, Sealed & Delivered
         In Our Presence

                                                           The Individual Signee

----------------------------
                                                        /s/ Trevor Grafflin
----------------------------                            ------------------------
                                                                      Signature

Dated:   March 10,  2000                                Trevor Grafflin
                                                        -----------------------
                                                                      Print name

                                             Vista Vacations International, Inc.

----------------------------

____________________________             By:      /s/ Teri E. Nadler
                                                  ______________________________
                                                       Teri E. Nadler, President

         (Corporate Seal)
                                           Attest: /a/ Alicia Torrealba
                                                  ______________________________
                                                    Alicia Torrealba, Secretary

Dated:   February 28, 2000

                                      437

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