Document:

Exhibit 10.1

 

[MRV letterhead]

 

July 16,
2010

 

Dr. Shlomo
Margalit

2041
Alpha Street

Pasadena,
CA  91030

 

Dear
Shlomo:

 

The
purpose of this letter is to confirm our understanding regarding your
retirement from MRV, Communications, Inc. (“MRV” or the “Company”),
effective July 31, 2010.  This
letter further summarizes the terms of your separation from service from
MRV.  Please read this letter agreement,
which includes a general release, carefully. 
If you are willing to agree to its terms, please sign in the space
provided below and return it to me so that your separation benefits can begin.

 

1.       You will be paid through July 31,
2010 and for any unused and accrued vacation time (if any) as of that date,
less lawful deductions.

 

2.       After July 31, 2010,
except as provided below, you will not be entitled to receive any benefits paid
by, or participate in any benefit programs offered by MRV to its employees
unless otherwise stipulated in this letter agreement. Your coverage under MRV’s
health plan will continue through July 31, 2010.  You will receive, under separate cover,
information concerning your right to continue your health insurance benefits
after that date in accordance with COBRA.

 

3.       In consideration for
signing this letter agreement and general release, and your compliance with the
promises made herein, provided that you do not revoke your acceptance pursuant
to paragraph 15  below,  MRV agrees:

 

a.                      to pay you one
year salary in a lump sum of One Hundred Ten Thousand Dollars ($110,000.00)
less lawful deductions. Payment will be made after the expiration of the
revocation period set forth in paragraph 9;

 

b.                      to pay your
COBRA premiums for a eighteen (18) month period, beginning on August 1,
2010 and ending on July 31, 2011, or until you become eligible for
coverage under the group health plan of another employer, whichever happens
first, provided that you properly elect to continue such coverage under COBRA;
and,

 

c.                       not to change
the name of the Company for a period of one year commencing on the date of this
letter agreement, provided however that in the event that MRV changes the name
of the Company during this one year period, MRV agrees to pay you an additional
$15,000.

 

4.       You understand and agree
that you would not receive the monies and/or benefits specified in Paragraph No. 3
above, except for your execution of this letter agreement and general release
and the fulfillment of the promises contained therein.

 

 

5.       In consideration of the
separation benefit referenced in Paragraph 3, and other valuable consideration,
you agree to and hereby do unconditionally and generally release, and forever
discharge on your own behalf and on behalf of your dependents, heirs,
successors and assigns, the Company, and any affiliated entities and its/their
respective predecessors, successors, partners, heirs, assigns, current and
former employees, shareholders, owners, officers, directors, agents, attorneys,
accountants, trustees, subsidiaries, joint ventures, insurance carriers,
clients and divisions or affiliated corporations, whether previously or
hereinafter affiliated in any manner (jointly referred to herein as “MRV Released Parties”),
from any and all claims, demands, causes of action, obligations, damages,
attorneys’ fees, costs and liabilities of any nature whatsoever, whether or not
now known, suspected or claimed, which you have ever had or now have against
the MRV Released Parties, or any of them, as of the date you execute this
letter agreement, by reason of any act or omission concerning any matter,
cause, or thing, including, without limiting the generality of the foregoing,
any act, cause, matter, or thing stated, claimed, or alleged to arise from your
employment with the Company, or any rights or claims arising under Title VII of
the Civil Rights Act of 1964, the Civil Rights Act of 1991, the Americans with
Disabilities Act, the Employee Retirement Income Security Act, the Americans
with Disabilities Act, California Labor Code § 970, the Age Discrimination in
Employment Act, the California Fair Employment and Housing Act  or any similar state statute, etc. or any claim for
wages, severance pay, bonus, sick leave, holiday pay, life insurance, health
insurance and medical insurance, pension benefits or disability or any claim of
discrimination which could have been alleged by you (all of the foregoing
collectively referred to as “Claims”).

 

This letter agreement also is intended to waive all rights and claims
arising under the Age Discrimination in Employment Act of 1967, as amended, 29
U.S.C. § 621 et  seq.

 

6.       Notwithstanding
the generality of Paragraph 5, you do not release the following claims
and rights:

 

a.     Your rights under this letter agreement;

 

b.     any claims for unemployment compensation or any state disability
insurance benefits pursuant to the terms of applicable state law;

 

c.     any claims to continued participation in certain of MRV’s group
benefit plans pursuant to the terms and conditions of the federal law known as
COBRA or the comparable California law known as Cal-COBRA;

 

d.     any rights vested prior to the retirement date to benefits under
any MRV-sponsored retirement or welfare benefit plan;

 

e.     Your rights, if any, to indemnity and/or advancement of expenses
pursuant to applicable state law, MRV’s articles, bylaws or other corporate
governance documents, and/or to the protections of any director’ and officers’
liability policies of MRV or any of its affiliates; and

 

f.     any other right that may not be released by
private agreement.

 

7.       It is a further condition
of the consideration herein and is your intention in executing this letter
agreement that the same shall be effective as a bar as to each and every claim,
demand and cause of action hereinabove specified and, in furtherance of this
intention, you hereby expressly waive any and all rights or benefits conferred
by the provisions of SECTION 1542 OF 

 

 

THE CALIFORNIA CIVIL CODE and expressly consent that this letter
agreement shall be given full force and effect according to each and all of its
express terms and conditions, including those relating to unknown and
unsuspected claims, demands and causes of actions, if any, as well as those
relating to any other claims, demands and causes of actions hereinabove
specified.  SECTION 1542 provides:

 

A general release does not extend to claims which the creditor does not
know or suspect to exist in his or her favor at the time of executing the
release, which if known by him or her must have materially affected his
settlement with the debtor.

 

You
acknowledge that you may hereafter discover claims or facts in addition to or
different from those which you now know or believe to exist with respect to the
subject matter of this letter agreement and which, if known or suspected at the
time of executing this letter agreement, may have materially affected this settlement.  Nonetheless, you hereby waive any right,
claim or causes of action that might arise as a result of such different or
additional claims or facts.  You
acknowledge that you understand the significance and consequence of such
release and such specific waiver of SECTION 1542.

 

You
agree that this General Release will cover all claims of every nature and kind
whatsoever, which you may have, known or unknown, suspected or unsuspected,
past or present, which you may have against MRV, except as provided in
Paragraph 6.

 

8.             In consideration of the your
promises in this letter agreement and your release of claims, and other
valuable consideration, MRV agrees to and hereby does unconditionally and
generally release, and forever discharge on its own behalf and on behalf of its
affiliated entities and its/their respective predecessors, successors,
partners, heirs, assigns, current and former employees, shareholders, owners,
officers, directors, agents, attorneys, accountants, trustees, subsidiaries,
joint ventures, insurance carriers, clients and divisions or affiliated
corporations, you, and your dependents, heirs, successors and assigns (jointly
referred to herein as “Your Released Parties”), from any and
all claims, demands, causes of action, obligations, damages, attorneys’ fees,
costs and liabilities of any nature whatsoever, that are either known by any
director or executive officer of MRV, or could have been known by any director
or executive officer of MRV exercising reasonable diligence (collectively, “Known Company Claims”), including
any Known Company Claims based on or relating to, or arising out of, your
employment or termination of employment; provided, however, notwithstanding
the generality of the foregoing, nothing herein will be deemed to release you
from (a) any knowing violations of law, (b) any knowing acts of misconduct  engaged in by you while employed as an
employee of MRV or while serving as an officer or director of MRV or any of its
affiliates, including misappropriation, fraud or theft, or (c) any
other act or omission that would constitute grounds for terminating your
employment for “cause” (as was previously defined in Section 2.4 of your
Employment Agreement).  In addition, it
is agreed and understood that Known Company Claims shall not include any matter
related to, or arising out of, the pending stock option class and derivative
litigation (respectively styled, Ramsey, et al.
v. MRV Communications, Inc., et al.,
Case No. 08-cv-4561 GAF; In re MRV Communications, Inc.
Derivative Litigation, Case No. 08-cv-3800 GAF; and Ke v. Margalit, et al., Los Angeles Superior Court Case No. BC
393856).

 

9.       Notwithstanding the generality
of Paragraph 8, MRV does not release the following claims and rights:

 

a.     Its rights under this letter agreement;

 

 

b.     any other right
that may not be released by private agreement.

 

10.    MRV hereby expressly waives
any and all rights or benefits conferred by the provisions of SECTION 1542
OF THE CALIFORNIA CIVIL CODE and expressly consents that this letter agreement
shall be given full force and effect according to each and all of its express
terms and conditions, including those relating to unknown and unsuspected
claims, demands and causes of actions, if any, as well as those relating to any
other claims, demands and causes of actions hereinabove specified.  SECTION 1542 provides:

 

A general release does not extend to claims which the creditor does not
know or suspect to exist in his or her favor at the time of executing the
release, which if known by him or her must have materially affected his
settlement with the debtor.

 

MRV
acknowledges that it may hereafter discover claims or facts in addition to or
different from those which MRV now knows or believes to exist with respect to
the subject matter of this letter agreement and which, if known or suspected at
the time of executing this letter agreement, may have materially affected this
settlement.  Nonetheless, MRV hereby
waives any right, claim or causes of action that might arise as a result of
such different or additional claims or facts. 
MRV acknowledges that it understands the significance and consequence of
such release and such specific waiver of SECTION 1542.

 

11.          You and MRV hereby acknowledge that you have returned to
MRV all of its property in your possession, custody or control.  You further acknowledge and represent that
you will not seek to disclose, or make use of, any confidential information
belonging to MRV, nor solicit employees or customers, as set forth in Exhibit A,
the terms and conditions of which are incorporated into this letter
agreement.  An intentional violation of
this paragraph shall be deemed a material breach of this letter agreement.

 

12.          MRV agrees that you are free to pursue
any employment opportunities you choose, including opportunities involving
semiconductors and fiber optic products, provided you make no use of any
confidential information or trade secrets belonging to MRV as set forth in Exhibit A.  You and MRV expressly acknowledge that the
employment agreement dated March 23, 1992 (the “Employment Agreement”) expired in March 1998 and that neither
party remains bound by any of the provisions or covenants contained therein.

 

13.          You acknowledge that you have been
provided the opportunity to consider this letter agreement through August 30,
2010, which is forty-five (45) days from the date of this letter, to consider
the meaning and effect of this letter agreement and general release.  You acknowledge that you have consulted with
an attorney regarding this letter agreement.

 

14.          You may revoke this letter agreement
and general release for a period of seven (7) days following the day you
execute this letter agreement and general release.  Any revocation within this period must be
submitted, in writing, to Donna Lane, VP, Human Resources, and state, “I hereby
revoke my acceptance of the letter agreement and general release.” The
revocation must be delivered to MRV Communications, Inc., 20415 Nordhoff
Street, Chatsworth, California  91311,
within seven (7) days of execution of this letter agreement and general
release.  This letter agreement and
general release shall not become effective or enforceable until the revocation
period has expired.  If the last day of
the revocation period is a Saturday, Sunday, or legal holiday in California, then
the revocation period shall not expire until the next following day which is
not a Saturday, Sunday, or legal holiday.

 

 

16.          This letter agreement and general
release, which will be construed under California law, may not be modified,
altered, or changed except upon express written consent of both parties wherein
specific reference is made to this letter agreement and general release.

 

17.          By signing this letter, you confirm
that you have not filed any claim, charge or action against MRV, and that you
will waive the right to seek or receive any money damages from MRV based upon
any claim you might have arising out of your employment at MRV. You further
affirm that you have been paid and have received all leave (paid or unpaid),
compensation, wages, bonuses, commissions, and/or benefits to which you may be
entitled and that no other leave (paid or unpaid), compensation, wages,
bonuses, commissions and/or benefits are due to you, except as provided in this
letter agreement.  You furthermore affirm
that you have no known workplace injuries or occupational diseases and have not
been denied any leave requested under the Family and Medical Leave Act.

 

18.          You agree that from time to time at
the request of the Company, and without further consideration, you promptly
will:  (i) execute and deliver such
additional instruments and take such other actions as the Company may require
to carry out the terms and the intent of this letter agreement; (ii) cooperate
with the Company in connection with preparing for, defending and testifying in
connection with any pending or future litigation or other proceeding or dispute
between the Company (or any of its subsidiaries or affiliate companies) and any
third party; (iii) cooperate with the Company in providing information, documents, etc.,
or completing and/or signing any documents, requested by the Company, which
pertain to any matter in which you may have been in any way involved; and (iv) cooperate
with the Company in connection with any audit involving the Company.  MRV will reimburse you for all expenses
reasonably incurred in performing your obligations under this Paragraph 18
within 30 days of your presentation of a request for reimbursement and
supporting receipts. You agree that the payment made to you in Paragraph 3 constitutes
full and appropriate compensation for any services you may provide to the
Company under this paragraph; provided, however that if compliance with your
obligations under this Paragraph 18 requires more than 20 hours of services in
any month, MRV shall pay you $150.00 per hour for all hours in excess of 20
hours in any month.

 

19.          MRV agrees to permit you to review and
approve, the contents of any press release or other public statement concerning
your departure from MRV.   You agree that
your approval of the content of any public statement will not be unreasonably
withheld, and in no case shall the withholding of your approval cause the
Company to be delayed in the filing of any current report required pursuant to
the federal securities laws.

 

20.          This letter agreement, which includes
a general release, represents the complete agreement between you and the
Company, and fully supersedes any prior agreements or understandings between
the parties.  You and MRV acknowledge
that you and MRV have not relied on any representations, promises, or
agreements of any kind made to you or MRV in connection with your or MRV’s
decision to sign this letter agreement and general release, except those set
forth herein.

 

21.         To the extent that this letter
agreement releases and/or benefits persons or entities not signatory hereto,
this letter agreement hereby is declared to be made for each of their express
benefits and uses.

 

22.          If any federal, state or local law
conflicts with any provision of this letter agreement, the provision(s) so
affected shall continue only to the extent permitted by law.  The remaining provision(s) of this
letter agreement shall continue in full force and effect, provided 

 

 

that
if the general release is found to be invalid, you agree to execute a valid
release of the claims which are the subject of this letter agreement.

 

23.          You and MRV agree that any dispute
over the enforcement, breach or interpretation of this letter agreement can be
submitted to confidential, final and binding arbitration before JAMS (formerly
known as Judicial Arbitration and Mediation Services) by either party with the
arbitration to be held in Chatsworth, California and shall be conducted under
the auspices and then-existing Employment Arbitration Rules of JAMS.  The decision of the arbitrator shall be final
and binding on both parties, provided however, that the arbitrator shall not
have the authority to alter or amend, or add to or delete from the provisions
of this letter agreement in any way, except as provided herein.  The burden of proof on any issue presented to
the arbitrator shall be by a preponderance of the evidence.  All remedies available under applicable law
may be awarded in the arbitration.  YOU
AND MRV RECOGNIZE AND AGREE THAT BY ENTERING INTO THIS LETTER AGREEMENT, YOU
AND MRV ARE WAIVING ANY AND ALL RIGHTS TO A TRIAL BY JURY.

 

24.          Code Section 409A.  The parties
intend that you shall not be subject to the payment of additional taxes and
interest under Section 409A of the Internal Revenue Code (the “Code”) with
respect to any of the payments or benefits being made to you under this
Agreement.  Specifically, it is the parties’ intent and understanding that
the payment provided to you pursuant to Paragraph 3 is exempt from Section 409A
of the Code as a short-term deferral within the meaning of Treasury Regulation Section 1.409A-1(b)(4),
and that the payment of COBRA premiums is not taxable under Code Sections 105
and 106, and, therefore not subject to Section 409A. In furtherance of
this intent and understanding, and notwithstanding anything to the contrary in
this letter agreement, this letter agreement shall be interpreted, operated,
and administered in a manner consistent with these intentions, and the payment
of consideration, compensation, and benefits pursuant to this Agreement shall
be interpreted and administered in a manner intended to avoid the imposition of
additional taxes under Section 409A of the Code.

 

I
would personally like to extend you my deepest appreciation for your past
service and devotion to MRV, and sincerely wish you well.

 

	
   

  	
  Very
  truly yours,

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  /s/
  Dilip Singh

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  Dilip Singh

  	
   

  
	
   

  	
  Chief
  Executive Officer

  	
   

  
	
   

  	
  MRV
  Communications, Inc.

  	
   

  

 

You
have been advised in writing that you have until August 30, 2010, a period
of forty-five (45) days from the date of this letter agreement, to consider the
terms and conditions and general release included in the letter agreement, and
you have consulted with an attorney prior to the execution of this letter
agreement and general release.

 

Having
elected to execute this letter agreement and general release, to fulfill the
promises set forth herein, and to receive thereby the benefits of this letter
agreement, you freely and knowingly, and after due consideration, enter into
this letter agreement and general release intending to waive, settle, and
release all claims you have or might have against MRV.

 

 

	
  Date:
  July 23. 2010

  	
  /s/
  Shlomo Margalit

  
	
   

  	
  Shlomo
  Margalit

  

 

 

Exhibit A

 

A.            Solicitation

 

1.             For one year from the date of the
letter agreement, you shall not disrupt, damage, impair or interfere with the
Company by raiding its work staff, nor shall you directly or indirectly or by
action in concert with others, induce or influence (or seek to induce or
influence) any person who is engaged (as an employee, agent, independent
contractor, or otherwise) by the Company to terminate his or her employment or
engagement.  Specifically, this provision
does not include employees who have been terminated by the Company not for
cause or who are a part of an entity of the Company that has been sold to a
third party.

 

2.             You recognize that the Company’s
customer lists are Confidential Information, as defined below, and that the
peculiar likes, fancies, and habits of individual customers, if known, would
greatly aid an entity in securing said customer accounts.  You further recognize that said customer
lists have been built over a period of years, and the continuance of the
Company’s business depends on the ability to keep secret the names of said
customers.  You agree that, for one year
from the date of the letter agreement, you will not, directly or indirectly, or
for any other person, firm, or entity, divert or take away or attempt to divert
or take away, call on, solicit, or attempt to call on the Company’s customers.

 

B.            Confidentiality

 

1.             You acknowledge and agree that the
Company has and will develop, compile and own certain proprietary and
confidential information that has great value in its business (“Confidential
Information”).  Confidential Information
includes all information of a technical or business nature, such as know-how,
trade secrets, business plans, data, processes, techniques, customer
information, inventions, discoveries, formulae, patterns, and devices which are
not generally known to the Company’s competitors and the public, and which has
or could have commercial value to the Company’s business.  It includes not only information that was
disclosed by the Company (or its customers, affiliates or vendors) to you
during the course of your employment with the Company, but also information
developed or learned by you during the course of your employment with the
Company, such as inventions, and the following categories of information:  source codes, object codes, software and
software codes; information regarding the Company’s technology, equipment,
products, techniques, inventions, discoveries, improvements, research, test
results, know-how, processes or formulas; 
information regarding the Company’s customers, the relationship between
the Company and said customers, prospective customers’ and vendors’ identities,
characteristics, performance and agreements; information regarding the Company’s
affiliates’, sub-affiliates’ and employees’ characteristics, performance and
agreements;  information regarding the
Company’s marketing, sales and business plans, strategies, efforts, costs,
pricing, earnings, contracts, employees, supplier information, and
subcontractors.  You acknowledge that
such information is secret, valuable and owned by the Company, and that the
Company has exercised substantial efforts to preserve the information’s
secrecy.  Further examples of the Company’s
Confidential Information include, more specifically, the following methods,
procedures, and technology:  method of
design and manufacture of active optics components including fixtures and
coupling method of light into or from singlemode fiber; method of design and
manufacture of duplexer, triplexers and quadplexers (or bi-directional, single
and multi-wavelength transmission modules); method of design and manufacture of
electronics analog;  method of design and
manufacture of lasers;  method of design
and manufacture of digital transceivers, transmitters and receivers; use of
automatic test stations; method of design and manufacture of wave division
multiplexing; passive technologies;  and,
method of design and manufacture of systems and modules.

 

2.             You recognize that the Company’s
customers and customer lists are Confidential Information, as defined above,
and that the peculiar likes, fancies, and habits of individual customers, if
known, would greatly aid an entity in securing said customer accounts.  You further 

 

 

recognize
that the identity of said customers and said customer lists have been built
over a period of years, and the continuance of the Company’s business depends
on the ability to keep secret the names of said customers, and constitute the
Company’s trade secrets.

 

3.             You agree that such Confidential
Information, whether written, verbal or model form, shall not be disclosed to
anyone outside the Company without the Company’s written consent unless the
Confidential Information has been made generally available to the Company’s
trade, and except as such disclosure or use may be required in connection with
your work as an employee of the Company. 
You shall neither directly nor indirectly cause or permit the
exploitation, copying or summarizing of any Confidential Information.Exhibit 10.75

 

THIRD
AMENDMENT TO REVOLVING LOAN PROMISSORY NOTE

 

This
Third Amendment to Revolving Loan Promissory Note (this “Amendment”) is entered
into on July 23, 2010, effective on July 15, 2010, by and
between AMERICAN AGCREDIT, PCA, an agricultural
credit association chartered pursuant to the Farm Credit Act of 1971 (“Lender”),
and ML MACADAMIA ORCHARDS, L.P., a Delaware
limited partnership, and ML RESOURCES, INC.,
a Hawaii corporation (together, “Borrower”).

 

R  E  C  I  T  A
L  S:

 

A.            Borrower and Lender entered into a
Third Amended and Restated Credit Loan Agreement dated June 30, 2009 (the “Credit
Agreement”) whereby Lender agreed, among other things, to modify the terms of
repayment and extend the maturity date of that certain Revolving Loan Promissory
Note dated July 8, 2008 in the amount of Six Million Dollars
($6,000,000.00) made by Borrower in favor of Lender (the “Revolving Note”).

 

B.            On June 30, 2009 the parties
hereto entered into a First Amendment to Revolving Loan Promissory Note
extending the Maturity Date from May 1, 2008 to June 29, 2010 and on June 28,
2010, a Second Amendment to Revolving Loan Promissory Note extending the
Maturity Date from June 29, 2010 to July 15, 2010.  The parties now desire to further extend the
Maturity Date.

 

C.            The parties are entering into this
Amendment to evidence the extension of the maturity of the Revolving Note.

 

NOW, THEREFORE, taking the foregoing Recitals into account,
and for other good and valuable consideration, the receipt of which are hereby
acknowledged, the parties agree as follows:

 

A  G  R  E  E
M  E  N  T

 

1.             Amendment.  The maturity
date of that certain Revolving Loan Promissory Note dated July 8, 2008 in
the amount of Six Million Dollars ($6,000,000.00) (the commitment under which
was reduced to Five Million Dollars ($5,000,000.00) by 

 

 

instrument
dated June 29, 2009) made by Borrower in favor of Lender (the “Revolving
Note”) is hereby extended from July 15, 2010 to August 13, 2010.  The Revolving Note, as extended hereby, is
and remains secured by: (i) a Mortgage, Security Agreement, Financing
Statement and Assignment of Rents dated January 8, 2009 and recorded by
the State of Hawaii Bureau of Conveyances on January 14, 2009 as Doc No. 2009-004913
as amended on June 30, 2009 by a document recorded by the State of Hawaii
Bureau of Conveyances on July 6, 2009 as Doc Nos. 2009-103496 thru
2009-103497;  (ii) a Security
Agreement dated as of May 1, 2000; (iii) a Supplemental Security
Agreement dated as of May 1, 2004; (iv) a Second Supplement Security
Agreement dated as of July 8, 2008; and (v) a Third Supplemental
Security Agreement dated as of June 30, 2009.

 

2.             No Other Amendments.  Except as modified expressly herein, all of
the terms and conditions of the Revolving Note and all other writings and agreements
in favor of Lender in connection with the Revolving Note (including, without
limitation, all mortgages, security agreements, financing statement,
guarantees, pledges, or otherwise) remain and shall remain unchanged and in
full force and effect.

 

[signatures appear on the following page]

 

 

IN WITNESS WHEREOF, this Third Amendment to
Revolving Loan Promissory Note has been duly executed as of the date first
written above.

 

	
   

  	
  ML
  MACADAMIA ORCHARDS, L.P., a Delaware

  
	
   

  	
  limited
  partnership

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  ML
  RESOURCES, INC., a Hawaii

  
	
   

  	
   

  	
  corporation,
  its managing general partner

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/
  Dennis J. Simonis

  
	
   

  	
   

  	
  Name:

  	
  Dennis
  J. Simonis

  
	
   

  	
   

  	
  Title:

  	
  President

  
	
   

  	
   

  	
   

  
	
   

  	
  ML
  RESOURCES, INC., a Hawaii corporation

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/
  Dennis J. Simonis

  
	
   

  	
  Name:

  	
  Dennis
  J. Simonis

  
	
   

  	
  Title:

  	
  President

  
	
   

  	
   

  	
   

  
	
   

  	
  AMERICAN
  AGCREDIT, PCA

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  By:

  	
  /s/
  Vern Zander

  
	
   

  	
  Name:

  	
  Vern
  Zander

  
	
   

  	
  Title:

  	
  Vice
  President

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