Document:

CONTRACT
                                     BETWEEN
                               REMEDENT USA, INC.
                                       AND
                          IN-TOUCH COMMUNICATIONS, INC.

IN-TOUCH COMMUNICATIONS, INC. will provide investor relations services to create
market exposure for Remedent USA, Inc.

         By  utilizing  a  database  which  contains   pre-qualified   small-cap
         institutional investors. Individual investors, analysis and brokers.

         Advertising - to create  increased  visibility  and investor  awareness
         In-Touch  Communications  will pursue cost -  affective  promotions  in
         leading financial news services.

         News  Dissemination  - Timely  distribution  strategies  are the key to
         communicating   news.  In-Touch   Communications,   Inc.  will  deliver
         Remedent's announcements to their client base via fax, mail, e-mail and
         the World Wide Web.

REMEDENT USA, INC. will

         Transfer shares to In-Touch Communications' account as follows:
              -   10,000 shares per month for a total of 6 months.
         These  shares  will have a one-year  (R-144)  restriction  form data of
         issuance.

         Reimburse  In-Touch   Communications   for  expenses   associated  with
         promotions   and  marketing   such  as  mailing   costs,   advertising,
         promotional   materials,   and   entertainment  (up  to  a  maximum  of
         $300.00/month)

         Provide  promotional  materials  including  samples of toothbrushes for
         investor packages.

         Assist In-Touch  Communications  with design of professionally  looking
         investor packages.

IT IS SO AGREED

----------------------------             -------------------------------
REMEDENT USA, INC.                       IN-TOUCH COMMUNICATIONS, INC.

---------------------------
DATEINVESTMENT BANKING RIDER

This Agreement (the  "Agreement") is dated February 24, 2000 and is entered into
by and between REMEDENT USA, INC.  (hereinafter referred to as "CLIENT") and THE
CHARTERBRIDGE FINANCIAL GROUP, INC. (hereinafter referred to as "CFG").

1.  CONDITIONS.  This  Agreement  will not  take  effect,  and CFG will  have no
obligation to provide any service whatsoever,  unless and until CLIENT returns a
signed copy of this Agreement to CFG (either by mail or facsimile copy).  CLIENT
shall be truthful with CFG in regard to any relevant material  regarding CLIENT,
verbally or otherwise,  or this entire  Agreement  will terminate and all monies
paid shall be forfeited without further notice.

Agreed, CLIENT'S INITIALS:

Upon  execution  of this  Agreement,  CLIENT  agrees  to  cooperate  with CFG in
carrying  out  the  purposes  of  this  Agreement,  keep  CFG  informed  of  any
developments  of importance  pertaining  to CLIENT's  business and abide by this
Agreement in its entirety.

2. SCOPE AND DUTIES.  During the term of this  Agreement,  CFG will  perform the
following services for CLIENT:

         2.1      Advice  and  Counsel.  CFG will  provide  advice  and  counsel
                  regarding  CLIENT's  strategic  business and financial  plans,
                  strategy and  negotiations  with potential  lenders/investors,
                  joint  venture,   corporate   partners  and  others  involving
                  financial and financially-related transactions.

         2.2      Mergers  and  Acquisitions.  CFG will  provide  assistance  to
                  CLIENT,  as mutually  agreed,  in identifying  M&A candidates,
                  assisting   in  any  due   diligence   process,   recommending
                  transaction  terms and  giving  advice and  assistance  during
                  negotiations.

         2.3      Introductions   to  the  Investment   Community.   CFG  has  a
                  familiarity or association  with numerous  broker/dealers  and
                  investment  professionals  across the  country and will enable
                  contact between CLIENT and/or CLIENT's affiliate to facilitate
                  business  transactions  among them. CFG shall use its contacts
                  in the brokerage  community to assist  CLIENT in  establishing
                  relationships  with private  equity capital  sources  (venture
                  capital, etc.) and securities dealers while providing the most
                  recent  information  about  CLIENT  to  interested  securities
                  dealers on a regular and  continuous  basis.  CFG  understands
                  that this is in keeping with CLIENT's business  objectives and
                  plan to market CLIENT's  business or project to the investment
                  community.

         2.4      CLIENT and/or  CLIENT's  Affiliate  Transaction Due Diligence.
                  CFG will  participate  and assist  CLIENT in the due diligence
                  process  on  all  proposed  financial  transactions  affecting
                  CLIENT  of  which  CFG is  notified  in  writing  in  advance,
                  including conducting  investigation of and providing advice on
                  the financial,  valuation and stock price  implications of the
                  proposed transaction(s).

         2.5      Ancillary Document Services. If necessary, CFG will assist and
                  cooperate  with  CLIENT  in  the   development,   editing  and
                  production of such  documents as are  reasonably  necessary to
                  procure the agreed upon capital, including a private placement
                  memorandum or investment marketing memorandum, as necessary.

         2.6      Additional  Duties.  CLIENT and CFG shall  mutually agree upon
                  any  additional  duties that CFG may provide for  compensation
                  paid or payable by CLIENT under this Agreement. Although there
                  is no requirement to do so, such additional  agreement(s)  may
                  be  attached   hereto  and  made  a  part  hereof  by  written
                  amendments to be listed as "Exhibits"  beginning with "Exhibit
                  A" and initialed by both parties.

         2.7      Standard  of  Performance.  CFG  shall  devote  such  time and
                  efforts  to  the  affairs  of  the  CLIENT  as  is  reasonably
                  necessary  to  render  the  services   contemplated   by  this
                  Agreement.  CFG is not  responsible for the performance of any
                  services  which may be rendered  hereunder if the CLIENT fails
                  to provide the requested information in writing prior thereto.
                  The  services of CFG shall not include  the  rendering  of any
                  legal  opinions or the  performance of any work that is in the
                  ordinary purview of a certified public accountant.  CFG cannot
                  guarantee   results  on  behalf  of  CLIENT,   but  shall  use
                  commercially  reasonable  efforts in  providing  the  services
                  listed above. If an interest is expressed in satisfying all or
                  part of CLIENT's  financial needs, CFG shall notify CLIENT and
                  advise it as to the source of such  interest and any terms and
                  conditions  of such  interest.  CFG's duty is to introduce and
                  market  CLIENT's   funding  request  to  appropriate   funding
                  sources.  CFG  will in no way act as a  "broker-dealer"  under
                  state  securities   laws.   Because  of  all  final  decisions
                  pertaining  to any  particular  investment  are to be  made by
                  CLIENT,  CLIENT may be required to  communicate  directly with
                  potential funding sources.

         2.8      Non-Guarantee. CFG MAKES NO GUARANTEE THAT CFG WILL BE ABLE TO
                  SUCCESSFULLY  MARKET AND IN TURN  SECURE A LOAN OR  INVESTMENT
                  FINANCING FOR CLIENT, OR TO SUCCESSFULLY  PROCURE SUCH LOAN OR
                  INVESTMENT  WITHIN CLIENT'S DESIRED  TIMEFRAME OR TO GUARANTEE
                  THAT IT WILL SECURE ANY LOAN OR  INVESTMENT  FINANCING  WITH A
                  SPECIFIC  OR MINIMUM  RETURN,  INTEREST  RATE OR OTHER  TERMS.
                  NEITHER  ANYTHING IN THIS TO THE  CONTRARY  NOR THE PAYMENT OF
                  DEPOSITS  TO CFG BY  CLIENT  PURSUANT  TO FEE  AGREEMENTS  FOR
                  SERVICES  NOT  CONTEMPLATED  HEREIN  SHALL BE CONSTRUED AS ANY
                  SUCH  GUARANTEE.  ANY COMMENTS MADE  REGARDING  POTENTIAL TIME
                  FRAMES OR  ANYTHING  THAT  PERTAINS TO THE OUTCOME OF CLIENT'S
                  FUNDING  REQUESTS  ARE  EXPRESSIONS  OF OPINION  ONLY.  CLIENT
                  ACKNOWLEDGES  AND AGREES IT IS NOT REQUIRED TO MAKE  EXCLUSIVE
                  USE OF CFG FOR ANY SERVICES OR DOCUMENTATION  DEEMED NECESSARY
                  FOR THE PURPOSE OF SECURING INVESTMENTS.  CFG HAS MADE NO SUCH
                  DEMANDS IN ORDER FOR CLIENT'S PROJECT TO BE MARKETED UNDER THE
                  TERMS OF THIS AGREEMENT.  CFG HOLDS NO EXCLUSIVE RIGHTS TO THE
                  MARKETING OF CLIENT'S PROJECT.

                  Agreed, CLIENT INITIALS: ______________

3. COMPENSATION TO CFG.

                ****PLEASE REFER TO ATTACHED APPENDIX `A' FOR****
                           ****CFG'S COMPENSATION****

         3.2      Fees for Direct Investment,  Merger/Acquisition.  In the event
                  that CFG, on a  non-exclusive  basis,  introduces  CLIENT or a
                  CLIENT  affiliate  to  any  third  party  funding   source(s),
                  underwriter(s), merger partner(s) or joint venture(s) who then
                  enters into a funding, underwriting,  merger, joint venture or
                  similar  agreement with CLIENT or CLIENT's  affiliate,  CLIENT
                  hereby  agrees  to  pay  CFG  advisory  fees  pursuant  to the
                  following  schedule and based on the aggregate  amount of such
                  funding,  underwriting,   merger,  joint  venture  or  similar
                  agreement with CLIENT or CLIENT's affiliate. Advisory fees are
                  deemed  earned and shall be due and payable at the first close
                  of the transaction,  however,  in certain  circumstances  when
                  payment of advisory fees at closing is not possible, within 24
                  hours  after   CLIENT  has   received  the  proceeds  of  such
                  investment.  This provision shall survive this Agreement for a
                  period of one year after  termination  or  expiration  of this
                  Agreement.  In other  words,  the advisory fee shall be deemed
                  earned  and due and  payable  for any  funding,  underwriting,
                  merger,  joint  venture or  similar  transaction  which  first
                  closes within a year of the  termination or expiration of this
                  Agreement as a result of an  introduction  as set forth above.
                  CFG  shall  also  be  entitled  to  50.0%  of  the  investment
                  marketing fee outlined in paragraph 3.2 A or B or 3.3 below in
                  connection  with any and all investment  offers from CLIENT or
                  any other source (not including those  introduced by CFG) when
                  CFG is invited to participate or assist in negotiations.

                  Agreed, CLIENT INITIALS:  _______________

                    A.   Direct  Investment.  For a  direct  investment  made in
                         CLIENT by a third party investor  either  introduced to
                         CLIENT by CFG or which  contacted  CLIENT directly as a
                         result  of  CFG's  efforts,  CLIENT  shall  pay  CFG  a
                         finder's  fee  of  5.0%  of  total  investment   amount
                         received by CLIENT from the third party investor.

                    B.   Merger/Acquisition.  For a  merger/acquisition  entered
                         into by  CLIENT as a result  of the  efforts  of, or an
                         introduction  by CFG during the term of this Agreement,
                         CLIENT  shall  pay CFG 5.0% of the  total  value of the
                         transaction.  The 5.0%  shall be paid in cash  upon the
                         date  of  the   closing   of  the   merger/acquisition.
                         Additionally,  (i) if  stock  is used as part or all of
                         the consideration in the transaction, CFG shall receive
                         freely  trading  stock  equivalent  to 10% of the stock
                         (used for the  transaction)  upon close of transaction,
                         and  (ii)  upon  close  of  a   successful   merger  or
                         acquisition,  CFG shall  receive 3% of the value of the
                         combined,  merged or  surviving  entity  (whichever  is
                         larger)  in the  form of the  surviving  entity's  free
                         trading stock.

                    THE  FEES  PROVIDED  FOR IN  SECTIONS  3.2  AND  3.3 ARE NOT
                    INTENDED  TO AND WILL  NOT  APPLY  CUMULATIVELY  TO THE SAME
                    FUNDING;  HOWEVER, EACH MAY APPLY TO DIFFERENT PORTIONS OF A
                    TRANSACTION COMPRISING DIFFERENT FUNDING SOURCES.

         3.3      Expenses. If CLIENT accepts any investment provided under this
                  Agreement,  CLIENT shall reimburse CFG for reasonable expenses
                  incurred in performing  its duties  pursuant to this Agreement
                  (including    printing,    postage,    express   mail,   photo
                  reproduction, travel, lodging, and long distance telephone and
                  facsimile charges). Such reimbursement shall be payable within
                  24 hours after CLIENT's receipt of CFG invoice for same.

         3.4      Additional Fees.  CLIENT and CFG shall mutually agree upon any
                  additional fees that CLIENT may pay in the future for services
                  rendered  by  CFG  under  this   Agreement.   Such  additional
                  agreement(s)  may,  although there is no requirement to do so,
                  be  attached  hereto  and  made  a  part  hereof  as  Exhibits
                  beginning with Exhibit A.

         3.5      Interest  on Funds  Due.  CLIENT  shall  pay  interest  on all
                  payments in arrears due CFG at the rate of one percent  (1.0%)
                  per month.

         3.6      Investment Source(s)  Disclosure.  It is fully understood that
                  in some cases  CFG's  investment/lending  sources  are sources
                  that may be public  sources which may  independently  approach
                  CLIENT  without the  assistance of CFG. CFG makes no claims to
                  have  special  relationships  with  sources  and  is not to be
                  considered  as  having  any   capabilities  of  expediting  or
                  `pushing'  CLIENT's case through any approval channels outside
                  the norm of any  request of this type.  The sources in the CFG
                  database   are   sources   compiled   by  CFG   from   created
                  relationships  as well as lists purchased or requested for the
                  purpose of building a comprehensive  lender/investor marketing
                  service.

                  Agreed, CLIENT INITIALS: ______________

4.  INDEMNIFICATION.  The CLIENT agrees to indemnify and hold harmless CFG, each
of its  officers,  directors,  employees  and  shareholders  against any and all
liability,  loss and costs,  expenses or damages,  including but not limited to,
any and all expenses whatsoever reasonably incurred in investigating,  preparing
or  defending  against any  litigation,  commenced or  threatened,  or any claim
whatsoever  or  howsoever  caused  by  reason of any  injury  (whether  to body,
property,  personal or business character or reputation) sustained by any person
or to any person or property,  arising out of any act, failure to act,  neglect,
any untrue or alleged untrue  statement of a material fact or failure to state a
material fact which thereby makes a statement false or misleading, or any breach
of any  material  representation,  warranty  or covenant by CLIENT or any of its
agents,  employees, or other representatives.  Nothing herein is intended to nor
shall it  relieve  either  party from  liability  for its own act,  omission  or
negligence.  All remedies  provided by law, or in equity shall be cumulative and
not in the alternative.

         CFG agrees to indemnify and hold harmless CLIENT, each of its officers,
directors,  employees and shareholders  against any and all liability,  loss and
costs,  expenses or damages,  including but not limited to, any and all expenses
whatsoever reasonably incurred in investigating,  preparing or defending against
any litigation,  commenced or threatened,  or any claim  whatsoever or howsoever
caused by reason of any injury (whether to body, property,  personal or business
character or  reputation)  sustained by any person or to any person or property,
arising out of any grossly negligent act, any untrue or alleged untrue statement
of a material  fact or failure to state a material  fact which  thereby  makes a
statement  false or  misleading,  or any breach of any material  representation,
warranty  or  covenant  by  CFG  or  any of  its  agents,  employees,  or  other
representatives. Nothing herein is intended to nor shall it relieve either party
from liability for its own act, omission or negligence. All remedies provided by
law, or in equity shall be cumulative and not in the alternative.

5. CLIENT REPRESENTATIONS.  CLIENT hereby represents,  covenants and warrants to
CFG as follows:

         5.1      Authorization.  CLIENT and its  signatories  herein  have full
                  power and authority to enter into this  Agreement and to carry
                  out the transactions contemplated hereby.

         5.2      No  Violation.  Neither  the  execution  and  delivery of this
                  Agreement   nor   the   consummation   of   the   transactions
                  contemplated  hereby will violate any provision of the charter
                  or by-laws of CLIENT, or violate any terms of provision of any
                  other  material  agreement  to which  CLIENT is a party or any
                  applicable statute or law.

         5.3      Contracts in Full Force and Effect. All contracts, agreements,
                  plans,  leases,  policies  and  licenses to which  CLIENT is a
                  party are valid and in full force and effect.

         5.4      Litigation.  Except as set forth  below,  there is no  action,
                  suit,  inquiry,  proceeding or  investigation by or before any
                  court or  governmental or other  regulatory or  administrative
                  agency or commission  pending or, to the best known of CLIENT,
                  threatened  against or invoking CLIENT,  or which questions or
                  challenges  the  validity  of this  Agreement  or its  subject
                  matter and CLIENT  does not know or have any reason to know of
                  any  valid   basis  for  any  such   action,   proceeding   or
                  investigation.

         5.5      Consents. No consent of any person, other than the signatories
                  hereto,  is necessary to the  consummation of the transactions
                  contemplated hereby, including,  without limitation,  consents
                  from parties to loans,  contracts,  lease or other  agreements
                  and consents  from  governmental  agencies,  whether  federal,
                  state or local.

         5.6      CFG  Reliance.  CFG has and  will  rely  upon  the  documents,
                  instruments  and written  information  furnished to CFG by the
                  CLIENT's officers or designated employees.

         5.7      CLIENT's Material. All representations and statements provided
                  herein about the CLIENT are true and  complete  and  accurate.
                  CLIENT agrees to indemnify, hold harmless, and defend CFG, its
                  officers, directors, agents and employees, at CLIENT's expense
                  for  any  proceeding  or  suit  which  may  rise  out  of  any
                  inaccuracy or  incompleteness  of any such material or written
                  information supplied to CFG.

         5.8      CLIENT's Affiliates and Other Material.  To the best knowledge
                  of  CLIENT,   CLIENT   represents   and   warrants   that  all
                  representation and warranties provided herein regarding CLIENT
                  are true, complete and accurate with respect to and if applied
                  to CLIENT's affiliates as well.

         5.9      Services Not Expressed or Implied.

                  A.       CFG is not and will not be a market-maker (but may be
                           a placement  agent by other "Selling  Agreement" from
                           time  to  time)  in  CLIENT's  securities  or in  any
                           securities  or securities in which CLIENT or CLIENT's
                           affiliates has an interest; and

                  B.       Any  payments  made herein to CFG are not,  and shall
                           not,  be  construed  as  compensation  to CFG for the
                           purpose   of   making  a  market,   to  cover   CFG's
                           out-of-pocket  expenses  for making a market,  or for
                           the  submission  by CFG of an  application  to make a
                           market in any securities; and

                  C.       No payments made herein to CFG are for the purpose of
                           effecting  the price of any  security or  influencing
                           any  market-making   functions,   including  but  not
                           limited  to,  bid/ask   quotations,   initiation  and
                           termination   of   quotations,    retail   securities
                           activities,  or for the submission of any application
                           to make a market.

6. CONFIDENTIALITY.

         6.1      CFG and CLIENT  each agree to keep  confidential  and  provide
                  reasonable security measures to keep confidential  information
                  where release may be detrimental to their respective  business
                  interests.  CFG and CLIENT shall each require their employees,
                  agents, affiliates,  other licensees, and others who will have
                  access to the information through CFG and CLIENT respectively,
                  to first enter appropriate non-disclosure Agreements requiring
                  the   confidentiality   contemplated   by  this  Agreement  in
                  perpetuity.

         6.2      CFG will not,  either  during  its  engagement  by the  CLIENT
                  pursuant  to  this  Agreement  or  at  any  time   thereafter,
                  disclose,  use or make known for its or another's  benefit any
                  confidential information,  knowledge, or data of the CLIENT or
                  any of its  affiliates  in any  way  acquired  or  used by CFG
                  during its engagement by the CLIENT. Confidential information,
                  knowledge or data of the CLIENT and its  affiliates  shall not
                  include  any  information  that  is,  or  becomes,   generally
                  available to the public other than as a result of a disclosure
                  by CFG or its representatives.

7. MISCELLANEOUS PROVISIONS.

         7.1      Amendment  and  Modification.  This  Agreement may be amended,
                  modified and supplemented only by written agreement of CFG and
                  CLIENT.

         7.2      Waiver of Compliance.  Any failure of CFG, on the one hand, or
                  CLIENT,   on  the  other,   to  comply  with  any  obligation,
                  agreement,  or  condition  herein may be  expressly  waived in
                  writing,  but such  waiver or  failure to insist  upon  strict
                  compliance  with  such  obligation,   covenant,  agreement  or
                  condition  shall not operate as a waiver of, or estoppel  with
                  respect to, any subsequent or other failure.

         7.3      Expenses:  Transfer  Taxes,  Etc.  Other than as expressly set
                  forth in this  Agreement,  the  parties  shall  bear their own
                  costs and  expenses in  carrying  out the  provisions  of this
                  Agreement.

         7.4      Compliance  with Regulatory  Agencies.  Each party agrees that
                  all  actions,  direct  or  indirect,   taken  by  it  and  its
                  respective agents, employees and affiliates in connection with
                  this  Agreement  and any financing or  underwriting  hereunder
                  shall conform to all applicable  Federal and State  securities
                  laws.

         7.5      Notices. Any notices to be given hereunder by any party to the
                  other may be effected either by personal  delivery in writing,
                  by  a  reputable,  national  overnight  delivery  service,  by
                  facsimile  transmission  or by mail,  registered or certified,
                  postage prepaid with return receipt  requested.  Notices shall
                  be  addressed  to  the  "Contact   Person"  at  the  addresses
                  appearing on the  signature  page of this  Agreement,  but any
                  party may change his  address or  "contact  person" by written
                  notice in accordance with this subsection.  Notices  delivered
                  personally  shall be deemed  delivered  as of actual  receipt,
                  notices sent by facsimile  shall be deemed  delivered  one (1)
                  day after electronic confirmation of receipt,  notices sent by
                  overnight  delivery  service shall be deemed delivered one (1)
                  day after  delivery to the service,  mailed  notices  shall be
                  deemed delivered as of five (5) days after mailing.

         7.6      Assignment.  This Agreement and all of the  provisions  hereof
                  shall be binding  upon and inure to the benefit of the parties
                  hereto and their respective successors and permitted assigns.

         7.7      Delegation.  Neither party shall  delegate the  performance of
                  its duties  under this  Agreement  without  the prior  written
                  consent of the other party.

         7.8      Publicity.  Neither  CFG nor CLIENT  shall  make or issue,  or
                  cause  to be made  or  issued,  any  announcement  or  written
                  statement   concerning  this  Agreement  or  the  transactions
                  contemplated  hereby for  dissemination  to the general public
                  without the prior consent of the other party.  This  provision
                  shall not  apply,  however,  to any  announcement  or  written
                  statement required to be made by law or the regulations of any
                  Federal or State  governmental  agency,  except that the party
                  required to disclose  shall  consult with and make  reasonable
                  efforts to accommodate  changes to the required disclosure and
                  the timing of such announcement suggested by the other party.

         7.9      Governing  Law. This Agreement and the legal  relations  among
                  the  parties  hereto  shall be governed  by and  construed  in
                  accordance  with the laws of the State of California,  without
                  regard to its conflict of law  doctrine.  CLIENT and CFG agree
                  that if any action is  instituted  to enforce or interpret any
                  provision of this Agreement,  the jurisdiction and venue shall
                  be San Diego County, California.

         7.10     Counterparts. This Agreement may be executed simultaneously in
                  two or more  counterparts,  each of which  shall be  deemed an
                  original,  but all of which together shall  constitute one and
                  the same instrument.

         7.11     Headings.  The heading of the sections of this  Agreement  are
                  inserted for convenience  only and shall not constitute a part
                  hereto or affect in any way the meaning or  interpretation  of
                  this Agreement.

         7.12     Entire  Agreement.  This  Agreement,  including  any  Exhibits
                  hereto,  and the other  documents and  certificates  delivered
                  pursuant to the terms hereto,  set forth the entire  agreement
                  and  understanding  of the  parties  hereto in  respect of the
                  subject  matter  contained  herein,  and  supersedes all prior
                  agreements, promises, covenants, arrangements, communications,
                  representations or warranties, whether oral or written, by any
                  officers, employees or representatives of any party hereto.

         7.13     Third Parties. Except as specifically set forth or referred to
                  herein,  nothing  herein,  express or implied,  is intended or
                  shall be  construed  to confer  upon or give to any  person or
                  entity,  other than the parties hereto and their successors or
                  assigns,  any  rights or  remedies  under or by reason of this
                  Agreement.

         7.14     Attorneys'  Fees and  Costs.  If any  action is  necessary  to
                  enforce  and  collect  upon the terms of this  Agreement,  the
                  prevailing  party shall be entitled to  reasonable  attorneys'
                  fees and costs,  in addition to any other relief to which that
                  party may be entitled.  This  provision  shall be construed as
                  applicable to the entire Agreement.

         7.15     Survivability.  If any part of this  Agreement  is  found,  or
                  deemed by a court of competent  jurisdiction  to be invalid or
                  unenforceable, that part shall be severable from the remainder
                  of the Agreement.

         7.16     Further  Assurances.  Each of the parties agrees that it shall
                  from   time-to-time   take  such   actions  and  execute  such
                  additional  instruments  as may  be  reasonably  necessary  or
                  convenient  to implement and carry out the intent and purposes
                  of this Agreement.

         7.17     Relationship  of  the  Parties.   Nothing  contained  in  this
                  Agreement shall be deemed to constitute  either party becoming
                  the partner of the other, the agent or legal representative of
                  the other, nor create any fiduciary relationship between them,
                  except as otherwise  expressly  provided herein. It is not the
                  intention of the parties to create nor shall this Agreement be
                  construed  to  create  any  commercial  relationship  or other
                  partnership. Neither party shall have any authority to act for
                  or to assume any obligation or responsibility on behalf of the
                  other party,  except as otherwise  expressly  provided herein.
                  The rights, duties, obligations and liabilities of the parties
                  shall be separate,  not joint or collective.  Each party shall
                  be responsible  only for its obligations as herein set out and
                  shall be liable  only for its share of the costs and  expenses
                  as provided herein.

         7.18     No Authority  to Obligate  the CLIENT.  Without the consent of
                  the Board of Directors of CLIENT,  CFG shall have no authority
                  to  take,  nor  shall  it  take,  any  action   committing  or
                  obligating  CLIENT in any manner,  and it shall not  represent
                  itself to others as having such authority.

8. ARBITRATION.  WITH RESPECT TO THE ARBITRATION OF ANY DISPUTE, THE UNDERSIGNED
HEREBY ACKNOWLEDGE AND AGREE THAT:

                  A.       ARBITRATION IS FINAL AND BINDING ON THE PARTIES;

                  B.       THE PARTIES ARE WAIVING THEIR RIGHT TO SEEK REMEDY IN
                           COURT, INCLUDING THEIR RIGHT TO JURY TRIAL'

                  C.       PRE-ARBITRATION  DISCOVERY IS GENERALLY  MORE LIMITED
                           AND DIFFERENT FROM COURT PROCEEDING;

                  D.       THE  ARBITRATOR'S  AWARD IS NOT  REQUIRED  TO INCLUDE
                           FACTUAL  FINDINGS OR LEGAL  REASONING AND ANY PARTY'S
                           RIGHT OF APPEAL OR TO SEEK  MODIFICATION OF RULING BY
                           THE ARBITRATORS IS STRICTLY LIMITED'

                  E.       THIS ARBITRATION  PROVISION IS SPECIFICALLY  INTENDED
                           TO INCLUDE ANY AND ALL  STATUTORY  CLAIMS WHICH MIGHT
                           BE ASSERTED BY ANY PARTY;

                  F.       ALL DISPUTES,  CONTROVERSIES,  OR DIFFERENCES BETWEEN
                           CLIENT,  CFG  OR ANY OF  THEIR  OFFICERS,  DIRECTORS,
                           LEGAL REPRESENTATIVES, ATTORNEYS, ACCOUNTANTS, AGENTS
                           OR  EMPLOYEES,  OR ANY  CUSTOMER  OR OTHER  PERSON OR
                           ENTITY,  ARISING OUT OF, IN  CONNECTION  WITH OR AS A
                           RESULT OF THIS AGREEMENT,  SHALL BE RESOLVED  THROUGH
                           ARBITRATION RATHER THAN THROUGH LITIGATION.

                  G.       THE  UNDERSIGNED  CLIENT  HEREBY AGREES TO SUBMIT THE
                           DISPUTE FOR  RESOLUTION  TO THE AMERICAN  ARBITRATION
                           ASSOCIATION, IN SAN DIEGO, CALIFORNIA WITHIN FIVE (5)
                           DAYS AFTER  RECEIVING A WRITTEN REQUEST TO DO SO FROM
                           ANY OF THE AFORESAID PARTIES;

                  H.       IF  ANY  PARTY   FAILS  TO  SUBMIT  THE   DISPUTE  TO
                           ARBITRATION ON REQUEST, THEN THE REQUESTING PARTY MAY
                           COMMENCE AN ARBITRATION  PROCEEDING,  BUT IS UNDER NO
                           OBLIGATION TO DO SO;

                  I.       ANY  HEARING   SCHEDULED   AFTER  AN  ARBITRATION  IS
                           INITIATED  SHALL  TAKE  PLACE  IN SAN  DIEGO  COUNTY,
                           CALIFORNIA,  AND THE  FEDERAL  ARBITRATION  ACT SHALL
                           GOVERN THE  PROCEEDING  AND ALL ISSUES RAISED BY THIS
                           AGREEMENT TO ARBITRATE;

                  J.       IF ANY PARTY SHALL INSTITUTE ANY COURT  PROCEEDING IN
                           AN EFFORT TO RESIST  ARBITRATION  AND BE UNSUCCESSFUL
                           IN  RESISTING  ARBITRATION  OR  SHALL  UNSUCCESSFULLY
                           CONTEST THE  JURISDICTION  OF ANY  ARBITRATION  FORUM
                           LOCATED  IN SAN DIEGO  COUNTY,  CALIFORNIA,  OVER ANY
                           MATTER  WHICH IS THE SUBJECT OF THIS  AGREEMENT,  THE
                           PREVAILING  PARTY SHALL BE  ENTITLED TO RECOVER  FROM
                           THE LOSING PARTY ITS LEGAL FEES AND ANY OUT-OF-POCKET
                           EXPENSES  INCURRED IN CONNECTION  WITH THE DEFENSE OF
                           SUCH LEGAL  PROCEEDING  OR ITS EFFORTS TO ENFORCE ITS
                           RIGHTS TO ARBITRATION AS PROVIDED FOR HEREIN;

                  K.       THE PARTIES SHALL ACCEPT THE DECISION OF ANY AWARD AS
                           BEING  FINAL  AND   CONCLUSIVE  AND  AGREE  TO  ABIDE
                           THEREBY;

                  L.       ANY  DECISION  MAY BE FILED WITH ANY COURT AS A BASIS
                           FOR JUDGMENT AND EXECUTION FOR COLLECTION;

9. TERM/TERMINATION. This Agreement is a quarterly agreement for the term of one
(1) year and shall terminate automatically on February 23, 2001. However, CLIENT
or CFG shall have the right to  terminate  automatically  on February  23, 2001.
However,  CLIENT or CFG shall have the right to  terminate  the  balance of this
Agreement at any time seventy (70) days after the date hereof,  provided written
notice  is given to the other  party at least  fifteen  (15)  days  prior to the
expiration of the current quarter of the Agreement.

10. REGISTRATION OF SHARES. CFG shall have the piggyback  registration rights of
all shares issued in accordance with this Agreement.

11. NON CIRCUMVENTION.  In and for valuable consideration,  CLIENT hereby agrees
that  CFG may  introduce  (whether  by  written,  oral,  data or  other  form of
communication)  CLIENT  to  one  or  more  opportunities,   including,   without
limitation, existing or potential investors, lenders, borrowers, trusts, natural
persons, corporations, limited liability companies, partnerships, unincorporated
businesses,  sole  proprietorships  and similar  entities (an  "Opportunity"  or
"Opportunities").  CLIENT further  acknowledges  and agrees that the identity of
the subject  Opportunities,  and all other information concerning an Opportunity
(including without limitation,  all mailing information,  phone and fax numbers,
email  addresses and other  contact  information)  introduced  hereunder are the
property of CFG, and shall be treated as confidential information by CLIENT, its
affiliates,    officers,    directors,    shareholders,    employees,    agents,
representatives,  successors and assigns. CLIENT shall not use such information,
except in the context of any  arrangement  with CFG in which CFG is directly and
actively  involved,  and never  without  CFG's prior  written  approval.  CLIENT
further agrees that neither it nor its employees,  affiliates or assigns,  shall
enter into, or otherwise arrange (either for it/him/herself, or any other person
or  entity)  any  business  relationship,  contact  any  person  regarding  such
Opportunity,  either directly or indirectly, or any of its affiliates, or accept
any compensation or advantage in relation to such Opportunity except as directly
through  CFG,  without  the prior  written  approval  of CFG.  CFG is relying on
CLIENT's  assent to these  terms  and  their  intent to be bound by the terms by
evidence of their signature.  Without CLIENT's signed assent to these terms, CFG
would not introduce any Opportunity or disclose any confidential  information to
CLIENT as herein described.

IN WITNESS  WHEREOF,  the parties  hereto have caused this  Agreement to be duly
executed, all as of the day and year first above written.

CLIENT:

REMEDENT USA, INC.

By:
Its:

Address:

Contact Person:

CFG:

THE CHARTERBRIDGE FINANCIAL GROUP, INC.

By:
Its:

Address:

Contact Person:

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00015-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00015-of-00352.parquet"}]]