Document:

Ventures-National Incorporated
July ___, 2003
Page 1

                                                                   July 24, 2003

Ventures-National Incorporated
dba Titan General Holdings, Inc.
44358 Old Warm Springs Blvd.
Fremont, California 94538-6148

Attention: Robert E. Ciri, Chairman

Gentlemen:

         I am  pleased  to set forth the terms of the  retention  of Mr.  Victor
Nostas (the "Consultant") by Ventures-National  Incorporated, a Utah corporation
dba  Titan  General  Holdings,  Inc.  (collectively  with  its  affiliates,  the
"Company").

         1. The Consultant  will assist the Company as a nonexclusive  financial
advisor  and agent in  connection  with the  introduction  of the Company to the
financial,  brokerage,  and private equity  communities.  In connection with the
Consultant's activities on the Company's behalf, the Consultant will familiarize
itself  with the  business,  operations,  properties,  financial  condition  and
prospects of the Company.

         2. In  connection  with the  Consultant's  activities  on the Company's
behalf,  the Company will  cooperate  with the  Consultant  and will furnish the
Consultant   with  all   information   and  data  concerning  the  Company  (the
"Information")  which the  Consultant  deems  appropriate  and will  provide the
Consultant  with  access  to  the  Company's  officers,  directors,   employees,
independent accountants,  and legal counsel. The Company represents and warrants
that all  Information  made  available to the Consultant by the Company will, at
all times  during the  period of  engagement  of the  Consultant  hereunder,  be
complete  and correct in all  material  respects and will not contain any untrue
statement of a material fact or omit to state a material fact necessary in order
to make the statements  therein not misleading in the light of the circumstances
under  which such  statements  are made.  The  Company  further  represents  and
warrants that any  projections  provided by it to the Consultant  will have been
prepared in good faith and will be based upon assumptions which, in light of the
circumstances   under  which  they  are  made,  are   reasonable.   The  Company
acknowledges  and  agrees  that,  in  rendering  its  services  hereunder,   the
Consultant  will be using and  relying on the  Information  without  independent
verification  thereof  by  the  Consultant  or  independent   appraisal  by  the
Consultant  of any of the  Company's  assets.  The  Consultant  does not  assume
responsibility  regarding  the Company . Any advice  rendered by the  Consultant
pursuant to this Agreement may not be disclosed  publicly  without the Company's
prior written consent.

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Ventures-National Incorporated
July ___, 2003
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         3. In  consideration  of its services  pursuant to this Agreement,  the
Consultant  shall be  entitled  to  receive,  and the  Company  agrees  that the
Consultant shall receive,  from the Company 30,000 shares of common stock of the
Company.

         4. In addition to the fees described in Paragraph 3 above,  the Company
agrees to promptly reimburse the Consultant, upon request from time to time, for
all  out-of-pocket  expenses  incurred  by the  Consultant  (including  fees and
disbursements of counsel,  and of other consultants and advisors retained by the
Consultant)  in  connection  with the matters  contemplated  by this  Agreement,
provided, however, that such expenses are consented to in advance by the Company
and its Chairman.

         5. The Company  agrees to indemnify the  Consultant in accordance  with
the indemnification  provisions (the  "Indemnification  Provisions") attached to
this Agreement,  which  Indemnification  Provisions are incorporated  herein and
made a part hereof.

         6. The Company may terminate  this  Agreement at any time upon 30 days'
prior written notice, without liability or continuing obligation,  except as set
forth in this paragraph. The Consultant may terminate this Agreement at any time
after 180 days from the date of this  Agreement on 30 day's prior written notice
without  liability  or  continuing  obligation,  except  as set  forth  in  this
paragraph.   Neither  termination  of  this  Agreement  nor  completion  of  the
assignment  contemplated hereby shall affect: (i) any compensation earned by the
Consultant up to the date of termination or completion, as the case may be, (ii)
the  reimbursement  of  expenses  incurred by the  Consultant  up to the date of
termination  or  completion,  as the  case  may  be,  (iii)  the  provisions  of
Paragraphs 3 through 8 of this  Agreement and (iv) the attached  Indemnification
Provisions  which are incorporated  herein,  all of which shall remain operative
and in full force and effect.

         7. The validity and  interpretation of this Agreement shall be governed
by the laws of the State of California  applicable to agreements  made and to be
fully performed therein.  The Company irrevocably submits to the jurisdiction of
any court of the State of  California  located  in either  Orange  county or Los
Angeles county  California or the United States District Court located in either
Orange  county or Los  Angeles  county  California  for the purpose of any suit,
action,  or  other  proceeding  arising  out of  this  Agreement,  or any of the
agreements or transactions  contemplated  hereby, which is brought by or against
the Company and (i) hereby  irrevocably agrees that all claims in respect of any
such suit,  action,  or proceeding may be heard and determined in any such court
and (ii) to the extent that the Company has acquired,  or hereafter may acquire,
any  immunity  from  jurisdiction  of any such  court or from any legal  process
therein, the Company hereby waives, to the fullest extent permitted by law, such
immunity.  The Company hereby waives, and agrees not to assert in any such suit,
action,  or  proceeding,  in each  case,  to the  fullest  extent  permitted  by
applicable law, any claim that (a) the Company is not personally  subject to the
jurisdiction of any such court, (b) the Company is immune from any legal process
(whether through service or notice, attachment prior to judgment,  attachment in
aid of  execution,  execution,  or  otherwise)  with  respect  to the  Company's
property  or  (c)  any  such  suit,  action,  or  proceeding  is  brought  in an
inconvenient forum.

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Ventures-National Incorporated
July ___, 2003
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         8.  The  benefits  of this  Agreement  shall  inure  to the  respective
successors  and assigns of the  parties  hereto and of the  indemnified  parties
hereunder  and  their  successors  and  assigns  and  representatives,  and  the
obligations  and  liabilities  assumed in this  Agreement by the parties  hereto
shall be binding upon their respective successors and assigns.

         9.  For  the  convenience  of  the  parties   hereto,   any  number  of
counterparts of this Agreement may be executed by the parties hereto.  Each such
counterpart shall be, and shall be deemed to be, an original instrument, but all
such  counterparts  taken together shall  constitute one and the same Agreement.
This  Agreement may not be modified or amended  except in writing  signed by the
parties hereto.

<PAGE>

Ventures-National Incorporated
July ___, 2003
Page 4

         If the foregoing  correctly sets forth our  Agreement,  please sign the
enclosed copy of this letter in the space provided and return it to me.

                                              Very truly yours,

                                              Victor Nostas

Confirmed and Agreed to:
this _______ day of July __, 2003

VENTURES-NATIONAL INCORPORATED
dba TITAN GENERAL HOLDINGS, INC.

By:
    --------------------------------
    Name:  Robert E. Ciri
    Title: Chairman

<PAGE>

Ventures-National Incorporated
July ___, 2003
Page 5

                           INDEMNIFICATION PROVISIONS

         Ventures-National  Incorporated,  a Utah  corporation dba Titan General
Holdings, Inc. (the "Company"), agrees to indemnify and hold harmless the Victor
Nostas  ("the  Consultant"),  against  any  and  all  losses,  claims,  damages,
obligations,  penalties,  judgments,  awards, liabilities,  costs, expenses, and
disbursements (and any and all actions, suits,  proceedings,  and investigations
in  respect  thereof  and any and all  legal  and  other  costs,  expenses,  and
disbursements  in giving  testimony  or  furnishing  documents  in response to a
subpoena or otherwise),  including,  without limitation the costs, expenses, and
disbursements,  as and when incurred, of investigating,  preparing, or defending
any  such  action,  suit,  proceeding,  or  investigation  (whether  or  not  in
connection  with  litigation in which the  Consultant  is a party),  directly or
indirectly, caused by, relating to, based upon, arising out of, or in connection
with the Consultant's acting for the Company, including, without limitation, any
act or omission by the  Consultant in connection  with its  acceptance of or the
performance or  non-performance  of its obligations  under the letter  agreement
dated July 24,  2003,  between  the  Consultant  and the  Company,  as it may be
amended from time to time (the "Agreement");  provided,  however, such indemnity
agreement  shall not  apply to any  portion  of any such  loss,  claim,  damage,
obligation,  penalty, judgment, award, liability, cost, expense, or disbursement
to  the  extent  it is  found  in a  final  judgment  by a  court  of  competent
jurisdiction  (not subject to further  appeal) to have  resulted  primarily  and
directly from the gross negligence or willful misconduct of the Consultant.  The
Company also agrees that the  Consultant  shall not have any liability  (whether
direct or indirect,  in contract or tort or  otherwise) to the Company for or in
connection with the engagement of the Consultant,  except to the extent that any
such liability is found in a final judgment by a court of competent jurisdiction
(not subject to further appeal) to have resulted primarily and directly from the
Consultant's gross negligence or willful misconduct.

         These Indemnification  Provisions shall be in addition to any liability
which  the  Company  may  otherwise  have  to  the  Consultant  or  the  persons
indemnified  below in this  sentence  and  shall  extend to the  following:  the
Consultant,  its affiliated  entities,  directors,  officers,  employees,  legal
counsel,  agents,  and  controlling  persons  (within the meaning of the federal
securities  laws).  All  references to the  Consultant in these  Indemnification
Provisions shall be understood to include any and all of the foregoing.

         If any action, suit, proceeding,  or investigation is commenced,  as to
which the  Consultant  proposes to demand  indemnification,  it shall notify the
Company with reasonable promptness;  provided,  however, that any failure by the
Consultant  to  notify  the  Company  shall not  relieve  the  Company  from its
obligations hereunder.  The Consultant shall have the right to retain counsel of
its own choice to represent it, and the Company shall pay the  reasonable  fees,
expenses,  and disbursements of such counsel;  and such counsel shall, to extent
consistent with its  professional  responsibilities,  cooperate with the Company
and any counsel  designated by the Company.  The Company shall be liable for any
settlement of any claim against the Consultant  made with the Company's  written

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Ventures-National Incorporated
July ___, 2003
Page 6

consent,  which consent shall not be  unreasonably  withheld.  The Company shall
not,  without the prior written consent of the Consultant,  settle or compromise
any  claim,  or permit a default  or  consent  to the entry of any  judgment  in
respect thereof, unless such settlement,  compromise, or consent includes, as an
unconditional  term thereof,  the giving by the claimant to the Consultant of an
unconditional release from all liability in respect of such claim.

         In order to provide for just and equitable contribution, if a claim for
indemnification pursuant to these Indemnification  Provisions is made, but it is
found in a final judgment by a court of competent  jurisdiction  (not subject to
further appeal) that such indemnification may not be enforced in such case, even
though the express  provisions hereof provide for  indemnification in such case,
then the Company, on the one hand, and the Consultant,  on the other hand, shall
contribute to the losses, claims, damages,  obligations,  penalties,  judgments,
awards, liabilities, costs, expenses, and disbursements to which the indemnified
persons may be subject in accordance with the relative  benefits received by the
Company,  on the one hand, and the  Consultant,  on the other hand, and also the
relative fault of the Company,  on the one hand, and the Consultant on the other
hand, in connection  with the  statements,  acts, or omissions which resulted in
such  losses,  claims,  damages,  obligations,   penalties,  judgments,  awards,
liabilities,  costs,  expenses,  or  disbursements  and the  relevant  equitable
considerations shall also be considered. No person found liable for a fraudulent
misrepresentation  shall be entitled to  contribution  from any person who is no
also found liable for such  fraudulent  misrepresentation.  Notwithstanding  the
foregoing,  the  Consultant  shall not be  obligated  to  contribute  any amount
hereunder that exceeds the amount of fees previously  received by the Consultant
pursuant to the Agreement.

         Neither  termination nor completion of the engagement of the Consultant
referred to above shall affect these Indemnification Provisions which shall then
remain operative and in full force and effect.Exhibit 10.60

                                     [LOGO]

                                   Term Sheet
                          Titan General Holdings, Inc.
                                  June 19, 2003

The following  sets forth the agreement  for the  engagement of Trilogy  Capital
Partners,  Inc.  ("Trilogy")  by Titan  General  Holdings,  Inc.  ("TTGH" or the
Company").

Term:                      Six months,  commencing  on execution  of  agreement,
                           month to month thereafter.

Objective:                 The  development  and   implementation  of  a  highly
                           proactive   financial   marketing   program  that  is
                           targeted to result in a share price of $4.00 to $5.00
                           within six months of commencement of the program.  In
                           addition,  to  the  extent  necessary,  Trilogy  will
                           assist   TTGH  in  Business   Development,   Business
                           Acceleration and any attendant  Corporate  Finance in
                           association with the Company's investment bankers.

The Program:               The  financial   marketing  program   structured  and
                           implemented   by  Trilogy  is   designed   to  create
                           extensive financial market and investor awareness for
                           TTGH to drive long-term shareholder support. The core
                           drivers of the program are creating institutional and
                           retail buying in the Company's stock through a highly
                           aggressive  sales and marketing  program  emphasizing
                           technology-driven  communications coupled with 1-to-1
                           selling  and  leveraging   TTGH's  image  to  attract
                           additional   long  term   investors   and  to  create
                           additional   opportunities   in  M&A   and   Business
                           Development   because  share  price  is  affected  by
                           previous factors,  no assurance can be given that the
                           marketing  program will result in an in crease in the
                           Company's stock price.

Responsibilities:          In  addition to  financial  marketing  and  financial
                           public    relations,    Trilogy   will   assume   all
                           responsibilities  of an in-house  Investor  Relations
                           Officer for TTGH on a full turnkey  basis,  including
                           the   generation   all  corporate   and   shareholder
                           communications,  retail  and  institutional  investor
                           contact and media.  Trilogy will work in  conjunction
                           with  and  under  the  supervision  of the  Company's
                           management,  securities  counsel,  investment bankers
                           and auditors with strict compliance to all securities
                           regulations,  including  Regulation  FD  as  recently
                           promulgated    by   the   Securities   and   Exchange
                           Commission.

<PAGE>

Term Sheet
June 19, 2003
Page 2...

                           o        Campaign Development and Execution

                           o        Press Announcements:  drafting, approval and
                                    distribution

                           o        Database Development and Management

                           o        Image    Analysis:    recommendations    and
                                    implementation

                           o        Messaging: institutional and retail

                           o        Online    presentations:     drafting    and
                                    production responsibilities

                           o        Website    Overhaul   -   installation   and
                                    maintenance    of   auto   IR   program   in
                                    conjunction with vendor

                           o        Strategic Alliances Development

                           o        Email   messaging:   targets:   Retail   and
                                    Institutional/Other databases

                           o        Media including Interactives and PowerPoints

                           o        Direct  Mail:   shareholder,   media,   TTGH
                                    relationship universe

                           o        Public Relations

                           o        Capital Conferences

Indemnification:           Titan General  Holdings,  Inc. will indemnify Trilogy
                           Capital Partners,  Inc. as set forth in Exhibit A and
                           attached hereto.

Retainer:                  50,000  free  trading  common  shares of TTGH for all
                           services pursuant to agreement.

Services/Costs:            The compensation paid to Trilogy under this agreement
                           will cover all costs for Trilogy personnel. Customary
                           travel and entertainment costs for Trilogy personnel,
                           in addition to certain  third  party  costs,  will be
                           borne by  TTGH.  Trilogy  will not have the  right or
                           ability to engage any third  parties on TTGH's behalf
                           without  express  written   approval  from  TTGH.  In
                           addition,  Trilogy  will not incur  any  reimbursable
                           costs,  in an  individual  amount of $500 or greater,
                           without express written approval from TTGH.

Agreement                  This letter agreement is binding on the parties until
                           such time as a formal agreement is executed.

Agreed and Accepted:

Titan General Holdings, Inc.

By:_________________

Its:_________________

Trilogy Capital Partners, Inc.

By:_________________

Its:_________________

<PAGE>

                                    Exhibit A
                           Indemnification Provisions

Titan General  Holdings,  Inc. (the  "Company")  unconditionally  absolutely and
irrevocably  agrees to and shall defend,  indemnify  and hold  harmless  Trilogy
Capital  Partners,  Inc.  ("Trilogy")  and  each of its  respective  affiliates,
counsel,   shareholders,   employees,  agents,   representatives,   contractors,
successors and assigns (Trilogy and such persons are collectively referred to as
the "Trilogy's  Indemnified  Persons") from and against, and shall reimburse the
Trilogy's  Indemnified  Persons  for,  each and every loss  paid,  imposed on or
incurred by the Trilogy's Indemnified Persons, directly or indirectly,  relating
to,  resulting  from,  or  arising  out of any  inaccuracy  in any  document  or
information provided by the Company or in any representation or warranty made by
the Company,  whether or not the Trilogy's Indemnified Persons relied thereon or
had  knowledge  thereof,  or any  breach  or  nonfulfillment  of  any  covenant,
agreement  or other  obligation  of the  Company  under  this  Agreement  or any
agreement or document pursuant hereto.

If any proceeding shall be brought or asserted under these provisions against an
indemnified party or any successor thereto (the "Indemnified Person") in respect
of which  indemnity may be sought under these  provisions  from an  indemnifying
person or any successor  thereto (the  "Indemnifying  Person"),  the Indemnified
Person shall give prompt written notice of such  proceeding to the  Indemnifying
Person who shall assume the defense thereof, including the employment of counsel
reasonably  satisfactory  to the  Indemnified  Person,  and the  payment  of all
reasonable  expenses;   provided  that  any  delay  or  failure  to  notify  the
Indemnifying  Person shall relieve the  Indemnifying  Person of its  obligations
hereunder only to the extent, if at all, that it is prejudiced by reason of such
delay or failure.  In no event shall any Indemnified  Person be required to make
any  expenditure  or bring  any  cause of action  to  enforce  the  Indemnifying
Person's  obligations and liability  under and pursuant to the  indemnifications
set forth in these  provisions.  The Indemnified  Person shall have the right to
employ separate  counsel in any of the foregoing  proceedings and to participate
in the defense  thereof,  but the fees and expenses of such counsel  shall be at
the expense of the  Indemnified  Person unless the  Indemnified  Person shall in
good faith determine that there exists actual or potential conflicts of interest
which make representation by the same counsel inappropriate and the Indemnifying
Person refuse to provide  separate  counsel.  In the event that the Indemnifying
Person,  within five days after notice of any such  proceeding,  fails to assume
the defense  thereof,  the Indemnified  Person shall have the right to undertake
the defense, compromise or settlement of such proceeding, for the account of the
Indemnifying  Person,  subject to the right of the Indemnifying Person to assume
the defense of such  proceeding  with  counsel  reasonably  satisfactory  to the
Indemnified  Person at any time  prior to the  settlement,  compromise  or final
determination  thereof by reimbursing  the  Indemnified  Person for all fees and
costs  incurred  to  date.   Anything  in  these   provisions  to  the  contrary
notwithstanding,  the  Indemnifying  Person shall not,  without the  Indemnified
Person's prior written  consent,  settle or compromise any proceeding or consent
to the entry of any judgment with respect to any proceeding;  provided, however,
the  Indemnifying  Person may,  without the  Indemnified  Person's prior written
consent,  settle or  compromise  any such  proceeding or consent to entry of any
judgment with respect to any such Proceeding that requires solely the payment of
money damages by the  Indemnifying  Person and that includes as an unconditional
term thereof,  the release by the claimant or the  plaintiff of the  Indemnified
Person from all liability in respect of such Proceeding.

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