Document:

EXHIBIT 10.2

                        MORTGAGE LOAN PURCHASE AGREEMENT

            This Mortgage Loan Purchase Agreement (the "Agreement"), dated as of
January 29, 2007, is between Wells Fargo Asset Securities Corporation, a
Delaware corporation (the "Company"), and Wells Fargo Bank, N.A., a national
banking association (the "Seller" or "Wells Fargo Bank").

            The Company and the Seller hereby recite and agree as follows:

            1. Defined Terms. Terms used without definition herein shall have
the respective meanings assigned to them in the Pooling and Servicing Agreement,
dated as of January 29, 2007 (the "Pooling and Servicing Agreement"), among the
Company, Wells Fargo Bank, as master servicer (the "Master Servicer"), and HSBC
Bank USA, National Association, as trustee (the "Trustee"), relating to the
issuance of the Company's Mortgage Pass-Through Certificates, Series 2007-1 (the
"Certificates") or, if not defined therein, in the underwriting agreement, dated
February 15, 2006 and terms agreement, dated January 4, 2007 (together, the
"Class A Underwriting Agreement"), among the Company, Wells Fargo Bank and
Greenwich Capital Markets, Inc., in the underwriting agreement, dated February
15, 2006 and terms agreement, dated January 12, 2007 (together, the "Class B
Underwriting Agreement," and together with the Class A Underwriting Agreement,
the "Underwriting Agreements"), among the Company, Wells Fargo Bank and
Citigroup Global Markets Inc., or in the purchase agreement, dated May 10, 2004
and the purchaser terms agreement, dated January 12, 2007 (together, the
"Purchase Agreement"), among the Company, Wells Fargo Bank and Citigroup Global
Markets Inc.

            2. Assignment of Servicing Agreements. The Seller agrees to sell,
and the Company agrees to purchase, the mortgage loans (the "Mortgage Loans"),
other than the Fixed Retained Yield with respect to the Mortgage Loans, listed
on the Mortgage Loan Schedule and all of the Seller's interest with respect to
the Mortgage Loans as the owner in, to and under each Servicing Agreement.

            3. Purchase Price; Purchase and Sale. The purchase price (the
"Purchase Price") for the Mortgage Loans shall consist of $[_____________]
payable by the Company to the Seller on the Closing Date in immediately
available funds.

            Upon payment of the Purchase Price, the Seller shall be deemed to
have transferred, assigned, set over and otherwise conveyed to the Company all
the right, title and interest of the Seller in and to the Mortgage Loans
including all interest and principal received or receivable by the Seller on or
with respect to the Mortgage Loans after the Cut-Off Date (and including
scheduled payments of principal and interest due after the Cut-Off Date but
received by the Seller on or before the Cut-Off Date and Principal Prepayments
received or applied on the Cut-Off Date, but not including payments of principal
and interest due on the Mortgage Loans on or before the Cut-Off Date), together
with all of the Seller's right, title and interest in and to the proceeds of any
related title, hazard, primary mortgage or other insurance policies, the
Seller's right to receive amounts, if any, payable on behalf of any Mortgagor
from the Subsidy Account relating to any Subsidy Loan, all of the Seller's
rights described in Section 2 above, and all other property and rights described
in the first paragraph of Section 2.01(a) of the Pooling and Servicing
Agreement. The Company hereby directs the Seller, and the Seller hereby agrees,
to deliver to the Trustee or Custodian on behalf of the Trustee, all documents,
instruments and agreements required to be delivered by the Company to the
Trustee under the Pooling and Servicing Agreement; including, without
limitation, the documents required to be delivered under Section 2.01(a) of the
Pooling and Servicing Agreement; and upon the occurrence of a Document Transfer
Event, the documents required to be delivered under Section 2.01(b). The Seller
further agrees to deliver such other documents, instruments and agreements as
the Company or the Trustee shall reasonably request.

            4. Representations and Warranties; Covenants. The Seller hereby
represents and warrants to the Company that (i) the Company's representations
and warranties to the Trustee pursuant to Section 2.03(b) of the Pooling and
Servicing Agreement are true and correct, as of the date thereof, and (ii)
Seller has not dealt with any broker, investment banker, agent or other person
(other than the Company, Greenwich Capital Markets, Inc. and Citigroup Global
Markets Inc.) who may be entitled to any commission or compensation in
connection with the sale of the Mortgage Loans. The Seller hereby agrees to cure
any breach of such representations and warranties in accordance with the terms
of the Pooling and Servicing Agreement.

            The Seller hereby agrees to continue to pay on behalf of the Company
and its successors and assignees, promptly as they become due, any lender-paid
primary mortgage insurance premiums ("LPMI Premiums") with respect to any
lender-paid primary mortgage insurance policy (an "LPMI Policy") on each
Mortgage Loan so insured as of the Cut-Off Date, until such Mortgage Loan has
been paid in full or otherwise liquidated; provided, however, that the foregoing
obligation of the Seller shall terminate with respect to all such Mortgage Loans
in the event that either (i) another entity acceptable to the insurers of such
LPMI Policies (the "LPMI Insurers") and the rating agencies rating the
Certificates undertakes to pay such LPMI Premiums, or (ii) the Seller pays
one-time premiums to such LPMI Insurers such that all outstanding LPMI Policies
will remain in force until the related Mortgage Loans have been paid in full or
otherwise liquidated, without the requirement of any further premium payments.

            5. Repurchase or Substitution. (a) The Seller hereby agrees to
repurchase any Mortgage Loan (i) for which any document is not delivered, as
provided in paragraph 3 above, (ii) which is found by the Trustee or the
Custodian to be defective in any material respect, as provided in the Pooling
and Servicing Agreement, or (iii) which is discovered at any time not to be in
conformance with the representations and warranties referred to in paragraph 4
above and which document relating thereto the Seller does not deliver or which
defect or breach the Seller does not cure (as provided in paragraph 4 above)
within 60 days after the date of notice thereof from the Trustee or the Company,
at a price equal to the Repurchase Price. In addition, the Seller hereby agrees
to reimburse the Company for any Reimbursement Amount. Alternatively, the Seller
hereby agrees, if so requested by the Company to substitute for any such
Mortgage Loan, a new mortgage loan having characteristics such that the
representations and warranties referred to in paragraph 4 above would not have
been incorrect (except for representations and warranties as to the correctness
of the Mortgage Loan Schedule) had such substitute mortgage loan originally been
a Mortgage Loan. The Seller further agrees that a substituted mortgage loan will
have (i) an unpaid principal balance no greater than the Scheduled Principal
Balance of the Mortgage Loan for which it is substituted (after giving effect to
the scheduled principal payment due in the month of substitution on the Mortgage
Loan for which such mortgage loan is substituted) and (ii) a Net Mortgage
Interest Rate equal to and a Loan-to-Value Ratio no greater than that of the
Mortgage Loan for which it is substituted. The Seller shall remit to the
Company, in cash, the difference between the unpaid principal balance of the
Mortgage Loan to be substituted and the unpaid principal balance of the
substitute mortgage loan.

            (b) In the event that the Seller has a right against the originator
or former owner of a Mortgage Loan (the "Prior Holder") for breach of a
representation or warranty regarding the characteristics of such Mortgage Loan
made by the Prior Holder, the Seller may request the Company to repurchase the
Mortgage Loan from the Trust Estate pursuant to Section 3.08 of the Pooling and
Servicing Agreement and the Seller agrees that at the time of the repurchase by
the Company, the Seller will repurchase the Mortgage Loan from the Company at a
price equal to the Repurchase Price.

            At the time of any such repurchase by the Seller, the Seller agrees
either to promptly (i) liquidate such Mortgage Loan, to the extent that the
Seller's rights in respect of the Prior Holder consist of a claim for indemnity
or (ii) transfer such Mortgage Loan to the Prior Holder at a price not less than
that paid by the Seller to the Company.

            6. Underwriting. The Seller hereby agrees to furnish any and all
information, documents, certificates, letters or opinions with respect to the
Mortgage Loans, reasonably requested by the Company in order to perform any of
its obligations or satisfy any of the conditions on its part to be performed or
satisfied pursuant to each Underwriting Agreement or the Purchase Agreement at
or prior to the Closing Date.

            7. Costs. The Company shall pay all expenses incidental to the
performance of its obligations under each Underwriting Agreement and the
Purchase Agreement, including without limitation (i) any recording fees or fees
for title policy endorsements and continuations, (ii) the expenses of preparing,
printing and reproducing the Prospectus, the Prospectus Supplement, the
Underwriting Agreements, the Private Placement Memorandum, the Purchase
Agreement, the Pooling and Servicing Agreement and the Certificates and (iii)
the cost of delivering the Certificates to the offices of Greenwich Capital
Markets, Inc. and Citigroup Global Markets Inc. insured to the satisfaction of
Greenwich Capital Markets, Inc. and Citigroup Global Markets Inc., respectively.

            8. Servicing. (a) The Seller hereby represents to the Company that
the Mortgage Loans are serviced by the Servicers. The Seller has delivered
copies of each Servicing Agreement to the Company, though omitting schedules of
mortgage loans which are serviced thereunder, but which are not being sold in
this transaction.

            (b) With respect to each Mortgage Loan, the Servicing Fee Rate and
the Master Servicing Fee Rate (which is in addition to the Servicing Fee Rate)
shall be as set forth on the Mortgage Loan Schedule.

            (c) On the Closing Date, the Seller shall assign to the Company its
interest with respect to the Mortgage Loans in, to and under each Servicing
Agreement.

            9. Notices. All demands, notices and communications hereunder shall
be in writing, shall be effective only upon receipt and shall, if sent to the
Company, be addressed to it at Wells Fargo Asset Securities Corporation, 7430
New Technology Way, Frederick, Maryland 21703, Attn: Vice President, Structured
Finance, or, if sent to the Seller, be addressed to it at Wells Fargo Bank,
N.A., 7430 New Technology Way, Frederick, Maryland, 21703, Attn: Vice President,
Structured Finance.

            10. Trustee Beneficiary. The representations, warranties and
agreements made by the Seller in this Agreement are made for the benefit of, and
may be enforced by, the Trustee and the holders of Certificates to the same
extent that the Trustee and the holders of Certificates, respectively, have
rights against the Company under the Pooling and Servicing Agreement in respect
of representations, warranties and agreements made by the Company therein.

            11. Recharacterization. The parties hereto intend the conveyance by
the Seller to the Company of all of its right, title and interest in and to the
Mortgage Loans pursuant to this Agreement to constitute a purchase and sale and
not a loan. Notwithstanding the foregoing, to the extent that such conveyance is
held not to constitute a sale under applicable law, it is intended that this
Agreement shall constitute a security agreement under applicable law and that
the Seller shall be deemed to have granted to the Company a first priority
security interest in all of the Seller's right, title and interest in and to the
Mortgage Loans.

            12. Miscellaneous. This Agreement shall be governed by and construed
in accordance with the laws of the State of New York. Neither this Agreement nor
any term hereof may be changed, waived, discharged or terminated except by a
writing signed by the party against whom enforcement of such change, waiver,
discharge or termination is sought. This Agreement may not be changed in any
manner which would have a material adverse effect on holders of Certificates
without the prior written consent of the Trustee. The Trustee shall be protected
in consenting to any such change to the same extent provided in Article VIII of
the Pooling and Servicing Agreement. This Agreement may be signed in any number
of counterparts, each of which shall be deemed an original, which taken together
shall constitute one and the same instrument. This Agreement shall bind and
inure to the benefit of and be enforceable by the Company and the Seller and
their respective successors and assigns.

<PAGE>

      IN WITNESS WHEREOF, the Company and the Seller have caused this Agreement
to be duly executed by their respective officers as of the day and year first
above written.

                                       WELLS FARGO ASSET SECURITIES
                                          CORPORATION

                                       By:  /s/   Bradley A. Davis
                                          --------------------------------------
                                          Name:  Bradley A. Davis
                                          Title: Vice President

                                       WELLS FARGO BANK, N.A.

                                       By:  /s/   Bradley A. Davis
                                          --------------------------------------
                                          Name:  Bradley A. Davis
                                          Title: Vice PresidentEXHIBIT 10.3

                                               [LOGO] The Royal Bank of Scotland

                                             Financial Markets

                                             280 Bishopsgate

                                             London EC2M 4RB

Memorandum                                   January 29, 2007

To              Wells Fargo Bank, N.A. as master servicer on behalf of the
                Trust (such trust, the "Issuing Entity") created under the
                Pooling and Servicing Agreement (as defined below)

                Wells Fargo Bank, N.A.
Address         9062 Old Annapolis Road
                Columbia, Maryland 21045

Attention       Client Manager - Wells Fargo Mortgage Backed Securities,
                Series 2007-1
                Telephone: 410-884-2000
                Facsimile: 410-715-2380

CC:             Greenwich Capital Markets, Inc.

Address         600 Steamboat Road
                Greenwich, CT 06830

From:           The Royal Bank of Scotland plc

Address         280 Bishopsgate
                London EC2M 4RB

Attention       Legal Department - Derivatives Documentation
                Telephone: (203) 618-2531/2532
                Facsimile: (203) 618-2533/2534

Reference       IRG16178007
Numbers

Dear Sir/Madam,

The purpose of this letter agreement is to confirm the terms and conditions of
the transaction entered into between Wells Fargo Bank, N.A. as master servicer
(the "Master Servicer") under the Pooling and Servicing Agreement (as defined
below) on behalf of the Issuing Entity and The Royal Bank of Scotland plc,
acting through its agent, Greenwich Capital Markets, Inc. (each a "party" and
together "the parties") on the Trade Date specified below (the "Transaction").
This letter agreement constitutes a "Confirmation" as referred to in the ISDA
Master Agreement specified in paragraph 1 below. In this Confirmation, "Party A"
means The Royal Bank of Scotland plc, acting through its agent, Greenwich
Capital Markets, Inc., and "Party B" means Wells Fargo Bank, N.A. as Master
Servicer on behalf of the Issuing Entity.

The definitions and provisions contained in the 2000 ISDA Definitions, as
published by the International Swaps and Derivatives Association, Inc. (the
"Definitions"), are incorporated into this Confirmation. In the event of any
inconsistency between the Definitions and this Confirmation, this Confirmation
will govern.

Other capitalized terms used herein (but not otherwise defined) shall have the
meaning specified in that certain Pooling and Servicing Agreement (the "Pooling
and Servicing Agreement"), to be dated as of January 29, 2007, among Wells Fargo
Asset Securities Corporation, as depositor (the "Depositor"), Wells Fargo Bank,
N.A., as Master Servicer and HSBC Bank USA, National Association, as trustee.

1     This Confirmation evidences a complete binding agreement between the
      parties as to the terms of the Transaction to which this Confirmation
      relates. In addition, the parties agree that for the purposes of this
      Transaction, this Confirmation will supplement, form a part of, and be
      subject to an agreement in the form of the 1992 ISDA Master Agreement
      (Multicurrency-Cross Border) as if the parties had executed an agreement
      in such form (but without any Schedule except for the elections noted
      below) on the Trade Date of the Transaction (such agreement, the "Form
      Master Agreement"). In the event of any inconsistency between the
      provisions of the Form Master Agreement and this Confirmation, this
      Confirmation will prevail for the purpose of this Transaction.

      Each party represents to the other party and will be deemed to represent
      to the other party on the date on which it enters into this Transaction
      that (absent a written agreement between the parties that expressly
      imposes affirmative obligations to the contrary for that Transaction):

            (a)   Non-Reliance

            Party A has made its own independent decisions to enter into this
            Transaction and as to whether this Transaction is appropriate or
            proper for it based upon its own judgment and upon advice from such
            advisors as it has deemed necessary.

            Party B is acting, not individually or personally, but as Master
            Servicer and has been directed to enter this Agreement by, and on
            behalf of, the Issuing Entity, which has made its own independent
            decisions to enter into this Transaction and as to whether this
            Transaction is appropriate or proper for it based upon its own
            judgment and upon advice from such advisors as it has deemed
            necessary.

            Each party is not relying on any communication (written or oral) of
            the other party as investment advice or as a recommendation to enter
            into this Transaction; it being understood that information and
            explanations related to the terms and conditions of this Transaction
            shall not be considered investment advice or a recommendation to
            enter into this Transaction. Further, such party has not received
            from the other party any assurance or guarantee as to the expected
            results of this Transaction.

            (b)   Evaluation and Understanding

            It is capable of evaluating and understanding (on its own behalf or
            through independent professional advice), and understands and
            accepts, the terms, conditions and risks of this Transaction. It is
            also capable of assuming, and assumes, the financial and other risks
            of this Transaction.

            (c)   Status of Parties

            The other party is not acting as an agent, fiduciary or advisor for
            it in respect of this Transaction.

2     The terms of the particular Transaction to which this Confirmation
      relates are as follows:

 Notional Amount:              With respect to any Calculation Period, the
                               amount set forth for such period on Schedule
                               A attached hereto.

 Trade Date:                   January 17, 2007

 Effective Date:               January 25, 2007

 Termination Date:             September 25, 2011, subject to no adjustment.

 Fixed Amounts:

 Fixed Rate Payer:             Party B

 Fixed Rate Payer Payment      January 29, 2007

 Date:

 Fixed Amount:                 USD [_______].

 Floating Amounts:

 Floating Rate Payer:          Party A

 Cap Rate:                     5.15%

 Floating Rate Payer Period    The 25th day of each month of each year
 End Dates:                    commencing February 25, 2007, through and
                               including the Termination Date, subject to
                                 no adjustment.

 Floating Rate Payer Payment   Early Payment shall be applicable. The
 Dates:                        Floating Rate Payer Payment Date shall be
                               one (1) Business Day prior to each Floating
                               Rate Payer Period End Date.

 Floating Rate for Initial     To be determined.
 Calculation Period:

 Floating Rate Option:         USD-LIBOR-BBA, provided, however, if
                               the Floating Rate Option for any Calculation
                               Period is greater than 8.90% then the Floating
                               Rate Option for such Calculation Period shall be
                               deemed to be 8.90%.

 Designated Maturity:          1 Month

 Spread:                       None

 Floating Rate Day Count       30/360 unadjusted.

 Fraction:

 Reset Dates:                  The first day of each Calculation Period.

 Business Days for Payments:   New York

 Calculation Agent:            Party A; provided, however, that if an Event
                               of Default occurs with respect to Party A, then
                               Party B shall be entitled to appoint a financial
                               institution which would qualify as a Reference
                               Market-Maker to act as Calculation Agent (such
                               financial institution subject to Party A's
                               consent).

3     Form Master Agreement

      (a)   "Specified Entity" means, in relation to Party A, for the purpose of
            Section 5(a)(v), Section 5(a)(vi), Section 5(a)(vii) and Section
            5(b)(iv): Not Applicable.

      (b)   "Specified Entity" means, in relation to Party B, for the purpose of
            Section 5(a)(v), Section 5(a)(vi), Section 5(a)(vii) and Section
            5(b)(iv): Not Applicable.

      (c)   "Specified Transaction" is not applicable to Party A or Party B for
            any purpose, and accordingly, Section 5(a)(v) shall not apply to
            Party A or Party B.

      (d)   The "Cross Default" provisions of Section 5(a)(vi) will not apply to
            Party A or Party B.

      (e)   The "Credit Event Upon Merger" provisions of Section 5(b)(iv) of the
            Form Master Agreement will not apply to Party A or to Party B.

      (f)   The "Automatic Early Termination" provision of Section 6(a) of the
            Form Master Agreement will not apply to Party A or to Party B.

      (g)   The Form Master Agreement will be governed by, and construed in
            accordance with, the laws of the State of New York without reference
            to its conflict of laws provisions (except for Sections 5-1401 and
            5-1402 of the New York General Obligations Law).

      (h)   The phrase "Termination Currency" means United States Dollars.

      (i)   For the purpose of Section 6(e) of the Form Master Agreement, Market
            Quotation and Second Method will apply.

4     Recording of Conversations

      Each party to this Transaction acknowledges and agrees to the tape (and/or
      other electronic) recording of conversations between the parties to this
      Transaction whether by one or other or both of the parties or their
      agents.

5     Credit Support Document

      In relation to Party A: Not Applicable.

      In relation to Party B: Not Applicable.

6     Credit Support Provider

      In relation to Party A: Not Applicable.

      In relation to Party B: Not Applicable.

7     Account Details

      Account for payments to Party A:

            USD
            For the account of The Royal Bank of Scotland Financial Markets
            Fixed Income and Interest Rate Derivative Operations, London SWIFT
            RBOSGB2RTCM with JPMorgan Chase Bank, New York CHASUS33 Account
            Number 400930153/ABA 021000021

      Account for payments to Party B:

            Wells Fargo Bank, N.A.

            ABA #:         121000248
            Account Name:  SAS Clearing
            ACCT #:        3970771416
            FCC to:        50982201, Reference WFMBS 2007-1 Reserve Fund

8     Offices

      The Office of Party A for this Transaction is:

            London

      The Office of Party B for this Transaction is:

            Columbia, MD

9     Additional Provisions

      Fully-Paid Transactions

            Notwithstanding the terms of Sections 5 and 6 of the Form Master
            Agreement, if at any time and so long as Party B shall have
            satisfied in full all its payment and delivery obligations under
            Section 2(a)(i) of the Form Master Agreement and shall at the time
            have no future payment or delivery obligations, whether absolute or
            contingent, under such Section, then unless Party A is required
            pursuant to appropriate proceedings to return to Party B or
            otherwise returns to Party B (upon demand of Party B, or otherwise)
            any portion of any such payment or delivery: (i) the occurrence of
            an event described in Section 5(a) of the Form Master Agreement with
            respect to Party B shall not constitute an Event of Default or a
            Potential Event of Default with respect to Party B as the Defaulting
            Party; and (ii) Party A shall be entitled to designate an Early
            Termination Date pursuant to Section 6 of the Form Master Agreement
            only as a result of the occurrence of a Termination Event set forth
            in (i) either Section 5(b)(i) or 5(b)(ii) of the Form Master
            Agreement with respect to Party A as the Affected Party or (ii)
            Section 5(b)(iii) of the Form Master Agreement with respect to Party
            A as the Burdened Party.

10    Compliance with Regulation AB

      (a)   Party A acknowledges that for so long as there are reporting
            obligations with respect to this Transaction under Regulation AB,
            the Depositor, acting on behalf of the Issuing Entity, is required
            under Regulation AB under the Securities Act of 1933, as amended,
            and the Securities Exchange Act of 1934, as amended ("Regulation
            AB"), to disclose certain information set forth in Regulation AB
            regarding Party A or its group of affiliated entities, if
            applicable, depending on the aggregate "significance percentage" of
            this Agreement and any other derivative contracts between Party A or
            its group of affiliated entities, if applicable, and Party B, as
            calculated from time to time in accordance with Item 1115 of
            Regulation AB.

      (b)   If the Depositor determines, reasonably and in good faith, that the
            significance percentage of this Agreement has increased to nine (9)
            percent or more, then the Depositor may request on a Business Day
            after the date of such determination from Party A the same
            information set forth in Item 1115(b)(1) of Regulation AB that would
            have been required if the significance percentage had in fact
            increased to ten (10) percent, along with any necessary auditors'
            consent (such request, a "10% Cap Disclosure Request" and such
            requested information, subject to the last sentence of this
            paragraph, is the "10% Cap Financial Disclosure"). Party B (or the
            Depositor on its behalf) shall provide Party A with the calculations
            and any other information reasonably requested by Party A with
            respect to the Depositor's determination that led to the 10% Cap
            Disclosure Request. The parties hereto further agree that the 10%
            Cap Financial Disclosure provided to meet the 10% Cap Disclosure
            Request may be, solely at Party A's option, either the information
            set forth in Item 1115(b)(1) or Item 1115(b)(2) of Regulation AB.

      (c)   Upon the occurrence of a 10% Cap Disclosure Request, Party A, at its
            own expense, shall (i) provide the Depositor with the 10% Cap
            Financial Disclosure, (ii) secure another entity to replace Party A
            as party to this Agreement on terms substantially similar to this
            Agreement which entity is able to (A) provide the 10% Cap Financial
            Disclosure and (B) provide an indemnity to the Depositor, reasonably
            satisfactory to the Depositor, in relation to the 10% Cap Financial
            Disclosure or (iii) obtain a guaranty of Party A's obligations under
            this Agreement from an affiliate of Party A that is able to provide
            the 10% Cap Financial Disclosure, such that disclosure provided in
            respect of the affiliate will, in the judgment of counsel to the
            Depositor, satisfy any disclosure requirements applicable to Party
            A, and cause such affiliate to provide 10% Cap Financial Disclosure.
            If permitted by Regulation AB, any required 10% Cap Financial
            Disclosure may be provided by incorporation by reference from
            reports filed pursuant to the Securities Exchange Act.

      (d)   If the Depositor determines, reasonably and in good faith, that the
            significance percentage of this Agreement has increased to nineteen
            (19) percent or more, then the Depositor may request on a Business
            Day after the date of such determination from Party A the same
            information set forth in Item 1115(b)(2) of Regulation AB that would
            have been required if the significance percentage had in fact
            increased to twenty (20) percent, along with any necessary auditors
            consent (such request, a "20% Cap Disclosure Request" and such
            requested information is the "20% Cap Financial Disclosure"). Party
            B (or the Depositor on its behalf) shall provide Party A with the
            calculations and any other information reasonably requested by Party
            A with respect to the Depositor's determination that led to the 20%
            Cap Disclosure Request.

      (e)   Upon the occurrence of a 20% Cap Disclosure Request, Party A, at its
            own expense, shall (i) provide the Depositor with the 20% Cap
            Financial Disclosure, (ii) secure another entity to replace Party A
            as party to this Agreement on terms substantially similar to this
            Agreement which entity is able to (A) provide the 20% Cap Financial
            Disclosure and (B) provide an indemnity to the Depositor, reasonably
            satisfactory to the Depositor, in relation to the 20% Cap Financial
            Disclosure or (iii) obtain a guaranty of Party A's obligations under
            this Agreement from an affiliate of Party A that is able to provide
            the 20% Cap Financial Disclosure, such that disclosure provided in
            respect of the affiliate will, in the judgment of counsel to the
            Depositor, satisfy any disclosure requirements applicable to Party
            A, and cause such affiliate to provide 20% Cap Financial Disclosure.
            If permitted by Regulation AB, any required 20% Cap Financial
            Disclosure may be provided by incorporation by reference from
            reports filed pursuant to the Securities Exchange Act.

11    Additional Termination Events

      The following Additional Termination Events will apply:

      (a)   [Reserved]

      (b)   If (A) the Depositor still has a reporting obligation with respect
            to this Transaction pursuant to Regulation AB and (B) Party A has
            not, within 30 days after receipt of a 10% Cap Disclosure Request
            complied with the provisions set forth in clauses (b) and (c) of
            Paragraph 10 above (provided that if the significance percentage is
            10% or more and less than 20% when the 10% Cap Disclosure Request is
            made or reaches 10% after a 10% Cap Disclosure Request has been made
            to Party A, Party A must comply with the provisions set forth in
            clauses (b) and (c) of Paragraph 10 above within 5 days of Party A
            being informed of the significance percentage reaching 10% or more),
            then an Additional Termination Event shall have occurred with
            respect to Party A and Party A shall be the sole Affected Party with
            respect to such Additional Termination Event.

      (c)   If (A) the Depositor still has a reporting obligation with respect
            to this Transaction pursuant to Regulation AB and (B) Party A has
            not, within 30 days after receipt of a 20% Cap Disclosure Request
            complied with the provisions set forth in clauses (d) and (e) of
            Paragraph 10 above (provided that if the significance percentage is
            20% or more when the 20% Cap Disclosure Request is made or reaches
            20% after a 20%Cap Disclosure Request has been made to Party A,
            Party A must comply with the provisions set forth in clauses (d) and
            (e) of Paragraph 10 above within 5 days of Party A being informed of
            the significance percentage reaching 20% or more), then an
            Additional Termination Event shall have occurred with respect to
            Party A and Party A shall be the sole Affected Party with respect to
            such Additional Termination Event.

12    [Reserved]

13    Waiver of Right to Trial by Jury

      EACH PARTY HEREBY IRREVOCABLY WAIVES ANY AND ALL RIGHTS TO TRIAL BY JURY
      WITH RESPECT TO ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS
      TRANSACTION.

14    Eligible Contract Participant

      Each party represents to the other party that it is an "eligible contract
      participant" as defined in Section 1a(12) of the U.S. Commodity Exchange
      Act, as amended.

15    Notice by Facsimile Transmission

      Section 12(a) is amended by adding in the third line thereof after the
      phrase "messaging system" and before the ")" the words ";provided,
      however, any such notice or other communication may be given by facsimile
      transmission (it being agreed that the burden of proving receipt will be
      on the sender and will not be met by a transmission report generated by
      the sender's facsimile machine)".

16    Multibranch Party

      For purpose of Section 10(c) of the Form Master Agreement: (a) Party A is
      a Multibranch Party; and (b) Party B is not a Multibranch Party.

17    Other provisions

      (d)   Addresses for notices. As set forth on page 1 hereof.

      (e)   For the purpose of Section 13(c) of the Form Master Agreement: (i)
            Party A appoints as its Process Agent, not applicable; and (ii)
            Party B appoints as its Process Agent, not applicable.

      (f)   Section 12(a)(ii) of the Form Master Agreement is deleted in its
            entirety.

      (g)   Documents to be Delivered. For the purpose of Section 4(a) of the
            Form Master Agreement:

 Party required   Form/Document/Certificate    Date by which        Covered by
   to deliver                                 to be delivered      Section 3(d)
    document                                                      Representation

Party A and       A certificate of an           Upon the          Yes
Party B           authorized officer of         execution and
                  the party, as to the          delivery of
                  incumbency and authority      this
                  of the respective             Confirmation
                  officers of the party
                  signing this Confirmation

      (h)   Limitation of Liability

            It is expressly understood and agreed by the parties hereto that (a)
            this letter agreement is executed and delivered by Wells Fargo
            ("Wells"), not individually or personally but solely as the Master
            Servicer on behalf of the Issuing Entity, in the exercise of the
            powers and authority conferred and vested in it, (b) the
            representations, undertakings and agreements herein are made on the
            part of the Issuing Entity and intended not as personal
            representations, undertakings and agreements by Wells but are made
            and intended for the purpose of binding only the Issuing Entity, (c)
            nothing herein contained shall be construed as creating any
            liability on Wells, individually or personally, to perform any
            covenant either expressed or implied contained herein, all such
            liability, if any, being expressly waived by the parties who are
            signatories to this letter agreement and by any person claiming by,
            through or under such parties, and (d) under no circumstances shall
            Wells be personally liable for the payment of any indebtedness or
            expenses of the Issuing Entity or be liable for the breach or
            failure of any obligation, representation, warranty or covenant made
            or undertaken by Party B under this letter agreement.

      (i)   This letter agreement may be executed in several counterparts, each
            of which shall be deemed an original but all of which together shall
            constitute one and the same instrument.

      (j)   USA PATRIOT Act Notice. Party A hereby notifies Party B that
            pursuant to the requirements of the USA PATRIOT ACT (Title III of
            Pub. L. 107-56 (signed into law October 26, 2001)), as amended (the
            "Act"), it is required to obtain, verify and record information that
            identifies Party B, which information includes the name and address
            of Party B and other information that will allow Party A to identify
            Party B in accordance with the Act.

      (k)   Agency Role of Greenwich Capital Markets, Inc. This Transaction has
            been entered into by Greenwich Capital Markets, Inc., as agent for
            The Royal Bank of Scotland plc. Greenwich Capital Markets, Inc. has
            not guaranteed and is not otherwise responsible for the obligations
            of Party A under this Transaction.

                  [remainder of page intentionally left blank]

<PAGE>

THE ROYAL BANK OF SCOTLAND PLC

By: Greenwich Capital Markets, Inc., its agent

By: /s/  Deborah Pfeifer
   ---------------------------------
   Authorized Signatory

Confirmed as of the date above;

Wells Fargo Bank, N.A., not individually but solely as master servicer under
the Pooling and Servicing Agreement on behalf of Wells Fargo Mortgage Backed
Securities 2007-1 Trust

By  /s/  Carla S. Walker
   ---------------------------------
   Name:  Carla S. Walker
   Title: Vice President

<PAGE>

                                   SCHEDULE A

                       Our Reference Numbers: IRG16178007

  From and including      To but excluding    Notional Amount (USD)
  ------------------      ----------------    ---------------------
       01/25/07               02/25/07            125,000,000.00
       02/25/07               03/25/07            124,992,155.32
       03/25/07               04/25/07            124,981,117.72
       04/25/07               05/25/07            124,966,883.72
       05/25/07               06/25/07            124,949,456.18
       06/25/07               07/25/07            124,928,844.42
       07/25/07               08/25/07            124,905,064.28
       08/25/07               09/25/07            124,878,138.09
       09/25/07               10/25/07            124,848,094.77
       10/25/07               11/25/07            124,768,583.13
       11/25/07               12/25/07            124,385,097.36
       12/25/07               01/25/08            123,702,478.55
       01/25/08               02/25/08            122,726,206.17
       02/25/08               03/25/08            121,462,388.26
       03/25/08               04/25/08            119,917,749.49
       04/25/08               05/25/08            118,099,616.88
       05/25/08               06/25/08            116,015,903.40
       06/25/08               07/25/08            113,675,089.29
       07/25/08               08/25/08            111,086,201.33
       08/25/08               09/25/08            108,258,789.93
       09/25/08               10/25/08            105,202,904.30
       10/25/08               11/25/08            101,929,065.65
       11/25/08               12/25/08            98,448,238.51
       12/25/08               01/25/09            94,771,800.39
       01/25/09               02/25/09            90,911,509.69
       02/25/09               03/25/09            86,879,472.20
       03/25/09               04/25/09            82,688,106.15
       04/25/09               05/25/09            78,350,106.02
       05/25/09               06/25/09            73,878,405.26
       06/25/09               07/25/09            69,286,138.04
       07/25/09               08/25/09            64,763,921.10
       08/25/09               09/25/09            60,421,264.19
       09/25/09               10/25/09            56,254,040.68
       10/25/09               11/25/09            52,258,218.42
       11/25/09               12/25/09            48,429,857.60
       12/25/09               01/25/10            44,765,108.68
       01/25/10               02/25/10            41,260,210.26
       02/25/10               03/25/10            37,911,487.11
       03/25/10               04/25/10            34,715,348.22
       04/25/10               05/25/10            31,668,284.82
       05/25/10               06/25/10            28,766,868.55
       06/25/10               07/25/10            26,007,749.62
       07/25/10               08/25/10            23,387,654.98
       08/25/10               09/25/10            20,903,386.60
       09/25/10               10/25/10            18,551,819.75
       10/25/10               11/25/10            16,329,901.32
       11/25/10               12/25/10            14,234,648.19
       12/25/10               01/25/11            12,263,145.63
       01/25/11               02/25/11            10,412,545.73
       02/25/11               03/25/11             8,680,065.87
       03/25/11               04/25/11             7,062,987.26
       04/25/11               05/25/11             5,558,653.43
       05/25/11               06/25/11             4,164,468.87
       06/25/11               07/25/11             2,877,897.57
       07/25/11               08/25/11             1,696,461.70
       08/25/11               09/25/11              617,740.28

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00117-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00117-of-00352.parquet"}]]