Document:

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                                                                     EXHIBIT 4.7

                              RENT-A-CENTER, INC.,
                                   as Issuer,

                     the SUBSIDIARY GUARANTORS named herein,
                                  as Guarantors

                                       and

                              THE BANK OF NEW YORK
                                   as Trustee

                          SECOND SUPPLEMENTAL INDENTURE

                         Dated as of September 30, 2002
                                       to

                                    INDENTURE

                          Dated as of December 19, 2001

                                     between

                         RENT-A-CENTER, INC., as Issuer

             the SUBSIDIARY GUARANTORS named therein, as Guarantors

                                       and

                        THE BANK OF NEW YORK, as Trustee

                                  $275,000,000
                                    SERIES D
                     11% SENIOR SUBORDINATED NOTES DUE 2008

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         This SECOND SUPPLEMENTAL INDENTURE, dated as of September 30, 2002, is
entered into by and among Rent-A-Center, Inc., a Delaware corporation (the
"Company"), ColorTyme, Inc., a Texas corporation ("ColorTyme"), Advantage
Companies, Inc., a Delaware corporation ("Advantage"), Get It Now, LLC, a
Delaware limited liability company ("Get It Now"), and The Bank of New York, a
New York banking corporation, as Trustee (the "Trustee").

         WHEREAS, the Company has heretofore executed and delivered to the
Trustee an Indenture dated as of December 19, 2001, as supplemented by the First
Supplemental Indenture, dated May 1, 2002, between the Company, ColorTyme,
Advantage and the Trustee (the "Indenture") providing for the issuance of its
11% Senior Subordinated Notes due 2008, Series D (the "Notes"); and

         WHEREAS, ColorTyme and Advantage are currently Subsidiary Guarantors
under such Indenture; and

         WHEREAS, the Company has formed Get It Now as a wholly-owned subsidiary
of the Company; and

         WHEREAS, in connection with the formation of Get It Now, certain assets
previously held by the Company and Advantage will be transferred to Get It Now
(the "Transfer"); and

         WHEREAS, in connection with the formation of Get It Now and the
resulting Transfer, the Company has designated Get It Now as a Restricted
Subsidiary under the Indenture; and

         WHEREAS, pursuant to Section 1009, 1012 and 1017 of the Indenture, the
Transfer is permitted under the Indenture; and

         WHEREAS, in consideration, in part, for the Transfer, Get It Now agrees
to become a Subsidiary Guarantor by guaranteeing the obligations of the Company
under the Indenture in accordance with the terms thereof; and

         WHEREAS, pursuant to Section 1020 of the Indenture, the addition of Get
It Now as a Subsidiary Guarantor is permitted under the Indenture; and

         WHEREAS, Get It Now has been duly authorized by its Board of Directors
to enter into, execute and deliver this Second Supplemental Indenture:

         NOW, THEREFORE, for and in consideration of the premises and covenants
and agreements contained herein and other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, the Company,
ColorTyme, Advantage, Get It Now and the Trustee agree as follows:

SECTION 1. Capitalized terms used herein but not defined herein shall have the
meaning provided in the Indenture.

SECTION 2. The Trustee hereby consents to the Transfer and to the addition of
Get It Now as an additional Subsidiary Guarantor under the Indenture.
Simultaneously with the Transfer (the

                                      -2-

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"Effective Time"), Get It Now shall become, and each of ColorTyme and Advantage
shall continue to be, a "Subsidiary Guarantor" under and as defined in the
Indenture, and at the Effective Time, Get It Now shall assume all the
obligations of a Subsidiary Guarantor under the Notes and the Indenture as
described in the Indenture. Get It Now hereby, jointly and severally,
unconditionally guarantees the full and prompt payment of the principal of,
premium, if any, and interest on the Notes and all other obligations of the
Issuer and the Guarantors under the Indenture in accordance with the terms of
the Notes and the Indenture.

SECTION 3. Except as expressly supplemented by this Second Supplemental
Indenture, the Indenture and the Notes issued thereunder are in all respects
ratified and confirmed and all of the rights, remedies, terms, conditions,
covenants and agreements of the Indenture and Notes issued thereunder shall
remain in full force and effect.

SECTION 4. This Second Supplemental Indenture is executed and shall constitute
an indenture supplemental to the Indenture and shall be construed in connection
with and as part of the Indenture. This Second Supplemental Indenture shall be
governed by and construed in accordance with the laws of the jurisdiction that
governs the Indenture and its construction.

SECTION 5. This Second Supplemental Indenture may be executed in any number of
counterparts, each of which shall be deemed to be an original for all purposes;
but such counterparts shall together be deemed to constitute but one and the
same instrument.

SECTION 6. Any and all notices, requests, certificates and other instruments
executed and delivered after the execution and delivery of this Second
Supplemental Indenture may refer to the Indenture without making specific
reference to this Second Supplemental Indenture, but nevertheless all such
references shall include this Second Supplemental Indenture unless the context
otherwise requires.

SECTION 7. This Second Supplemental Indenture shall be deemed to have become
effective upon the date first above written.

SECTION 8. In the event of a conflict between the terms of this Second
Supplemental Indenture and the Indenture, this Second Supplemental Indenture
shall control.

SECTION 9. The Trustee shall not be responsible in any manner whatsoever for or
in respect of the validity or sufficiency of this Second Supplemental Indenture
or for or in respect of the recitals contained herein, all of which recitals are
made solely by the Company, ColorTyme, Advantage and Get It Now.

                  REMAINDER OF PAGE IS INTENTIONALLY LEFT BLANK

                                      -3-

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         IN WITNESS WHEREOF, the parties have caused this Second Supplemental
Indenture to be duly executed, and their respective corporate seals, if any, to
be hereunder affixed and attested, all as of the day and year first above
written.

THE BANK OF NEW YORK,
as Trustee

By:        /s/ Van K. Brown
   ------------------------------
Name:    Van K. Brown
     ----------------------------
Title:   Vice President
      ---------------------------
                                               RENT-A-CENTER, INC.

                                               By: /s/ Mark E. Speese
                                                  ------------------------------
                                                   Mark E. Speese
                                                   Chairman of the Board and
                                                   Chief Executive Officer

                                               COLORTYME, INC.

                                               By: /s/ Mark E. Speese
                                                  ------------------------------
                                                   Mark E. Speese
                                                   President

                                               ADVANTAGE COMPANIES, INC.

                                               By: /s/ Mark E. Speese
                                                  ------------------------------
                                                   Mark E. Speese
                                                   Vice President

                                               GET IT NOW, LLC

                                               By: /s/ Mark E. Speese
                                                  ------------------------------
                                                   Mark E. Speese
                                                   President

                                      -4-<PAGE>
                                                                    EXHIBIT 10.3

                  FIRST AMENDMENT, dated as of October 11, 2002 (this "First
Amendment"), to the CREDIT AGREEMENT, dated as of August 5, 1998, as amended and
restated as of May 3, 2002 (the "Credit Agreement"), among RENT-A-CENTER, INC.
(the "Borrower"), the Lenders party to the Credit Agreement, the Documentation
Agent and Syndication Agent named therein and JPMORGAN CHASE BANK, as
Administrative Agent (in such capacity, the "Administrative Agent"). Terms
defined in the Credit Agreement shall be used in this First Amendment with their
defined meanings unless otherwise defined herein.

                                   WITNESSETH:

                  WHEREAS, the Borrower wishes to amend the Credit Agreement in
the manner set forth herein; and

                  WHEREAS, each of the parties hereto is willing to enter into
this First Amendment on the terms and subject to the conditions set forth
herein;

                  NOW, THEREFORE, in consideration of the premises and for other
good and valuable consideration the receipt and sufficiency of which is hereby
acknowledged, the parties hereto hereby agree as follows:

         SECTION I. AMENDMENT TO CREDIT AGREEMENT.

                  Section 7.6 of the Credit Agreement is hereby amended by
adding the following new paragraph (e) to the end thereof:

         "(e) in addition, so long as no Default or Event of Default shall have
         occurred and be continuing, the Borrower may repurchase its common
         stock so long as the aggregate amount so expended pursuant to this
         paragraph (e) does not exceed $10,500,000 (it being understood that any
         amounts so expended shall be deemed to constitute utilization of the
         baskets referred to in Section 7.6(d) and clause (ii) of the proviso
         contained in Section 7.9(a)), provided, that (i) such repurchase is
         consummated on or prior to the date on which the Borrower's financial
         statements are delivered pursuant to Section 6.1(b) for the fiscal
         quarter ending September 30, 2002 and (ii) within three Business Days
         after the date of such repurchase, the Borrower shall prepay the Term
         Loans pursuant to Section 2.10 in an amount equal to 100% of the amount
         being expended to make such repurchase"

         SECTION II. MISCELLANEOUS.

                  1. No Change. Except as expressly provided herein, no term or
provision of the Credit Agreement shall be amended, modified or supplemented,
and each term and provision of the Credit Agreement shall remain in full force
and effect.

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                  2. Effectiveness. This First Amendment shall become effective
as of the date hereof upon receipt by the Administrative Agent of (a)
counterparts hereof duly executed by the Borrower and (b) executed consent
letters authorizing the Administrative Agent to enter into this First Amendment
from the Required Lenders.

                  3. Counterparts. This First Amendment may be executed by the
parties hereto in any number of separate counterparts, and all of said
counterparts taken together shall be deemed to constitute one and the same
instrument.

                  4. Governing Law. THIS FIRST AMENDMENT AND THE RIGHTS AND
OBLIGATIONS OF THE PARTIES UNDER THIS FIRST AMENDMENT SHALL BE GOVERNED BY, AND
CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAW OF THE STATE OF NEW YORK.

<PAGE>

                  IN WITNESS WHEREOF, the parties hereto have caused this First
Amendment to be duly executed and delivered as of the day and year first above
written.

                                    RENT-A-CENTER, INC.

                                    By: /s/ Mark E. Speese
                                       -----------------------------------------
                                       Name:  Mark E. Speese
                                       Title: Chief Executive Officer

                                    JPMORGAN CHASE BANK, as Administrative Agent

                                    By: /s/ Allen K. King
                                       -----------------------------------------
                                       Name:  Allen K. King
                                       Title: Vice President

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