Document:

<PAGE>

                                                                   EXHIBIT 10.16

November 14, 2001

Jack A. Blaine
2245 SW 15/th/ Place
Boca Raton, FL 19454

Dear Jack:

This correspondence will outline our understanding concerning your retirement
from Unisys.

1.   Unisys will continue your employment at your current salary from the date
     of this letter until up to August 31, 2002 ("Continuation Period"),
     according to the terms and conditions described in this letter. You agree
     to submit a signed request volunteering for the early retirement incentive
     plan ("ERIP") on or before November 30, 2001. A copy of this Plan is
     attached as Exhibit A. At this time, Unisys accepts your voluntary request
     to participate in the ERIP. Your election to participate in the ERIP will
     be irrevocable and effective as of the date on which you submit your ERIP
     election form, provided that you submit the election form on or before
     November 30, 2001. The effective date of your retirement will be the date
     upon which you commence new employment, or September 1, 2002, whichever
     first occurs. In the event you obtain full-time employment/1/ prior to
     September 1, 2002, Unisys will pay you any remaining salary payments due
     from the date of this letter until August 31, 2002 in a lump sum, less
     lawful deductions./2/ You will not be required to report to the office
     after March 1, 2002 and you will not be eligible for any vacation accrual
     after that date. You will be eligible to participate in the 2001 EVC Plan,
     pursuant to the terms of the Plan. You will not be eligible for EVC
     participation in 2002.

2.   During the Continuation Period, your current pension, health and welfare
     benefits, and car allowance will be continued pursuant to the terms of the
     applicable Plan documents and you will continue to vest in the stock
     options previously granted to you in accordance with the terms of the 1990
     Unisys Long Term Incentive Plan ("Stock Option Plan"). You will be eligible
     for a stock grant in February 2002, pursuant to the terms of the Stock
     Option Plan. You will continue to be eligible to participate in the Unisys
     Deferred Compensation Plan and the Unisys Savings Plan until the effective
     date of your retirement, pursuant to the terms of the applicable Plan
     documents. Your participation in the Unisys Short Term and Long Term

_____________________________
/1/ For purposes of this Agreement, a consulting arrangement that provides for
employment for less than 15 hours per week and for a term of not more than 4
weeks will not be considered full-time employment.
/2/ Any lump sum payments provided for in this Agreement shall not be considered
program compensation for purposes of any Unisys Pension Plan or the Unisys
Savings Plan.

<PAGE>

Jack A. Blaine
November 14, 2001
Page 2

     Disability Plans, as well as the Personal Liability Umbrella Insurance
     Policies, will terminate on March 1, 2002. During the Continuation Period
     and upon receipt of the appropriate invoices, Unisys will reimburse your
     monthly country club dues ($350 per month). At the conclusion of the
     Continuation Period, Unisys will pay you your accrued and unused vacation.
     This payment will not be subject to the Deferred Compensation scheme.

3.   You will be eligible to participate in the Right Associates Key Executive
     Service Outplacement Program. A description of this program is attached as
     Exhibit B. You agree to exercise your best efforts toward obtaining new
     employment.

4.   As an additional condition of your continued employment, you specifically
     agree that you will conduct yourself in a manner consistent with Unisys
     work rules, Code of Ethical Conduct and the highest professional standards.
     You also agree that you shall not negatively comment, either publicly or
     privately, about Unisys (or its subsidiaries or affiliates), any of its
     products, services or other businesses, its present or past Board of
     Directors, its officers, or employees, except that you may give truthful
     testimony before a court or governmental agency, if duly subpoenaed to
     testify.

5.   You agree that the meaning, effect and terms of this Release have been
     fully explained to you and that you understand that this Release settles,
     bars, and waives any and all claims that you have or could possibly have
     against Unisys and any of its employees, agents or assigns as of the date
     of this Release.

6.   You also agree that you have been allowed at least twenty-one (21) days to
     consider the meaning and effect of this Release and that this Release
     constitutes written notice that you have been advised to consult with an
     attorney prior to executing this Release.

7.   You have seven (7) days from the day you sign this Release to revoke your
     acceptance of this Agreement and this Release shall not become effective or
     enforceable until this revocation period has expired.

In consideration for the foregoing promises and intending to be legally bound,
you knowingly and voluntarily agree to the following:

1.   To release and forever discharge Unisys Corporation and its officers,
     directors, employees and agents and their predecessors, successors and
     assigns, heirs, executors and administrators, (collectively "successor and
     assigns") from any and all causes of action, suits, debts, claims and
     demands (collectively, "claims") which you have ever had, now have or
     hereafter may have arising from or relating in any way to your employment
     relationship with Unisys or the termination thereof, including but not
     limited to, any claims for unpaid wages, vacation pay or severance pay and
     any claims for alleged violations of Title VII of the Civil Rights Act of
     1964, as amended, the Civil Rights Act of 1991, as amended, the Americans
     with Disabilities Act of 1990,

<PAGE>

Jack A. Blaine
November 14, 2001
Page 3

     as amended, the Age Discrimination in Employment Act, as amended, the
     Employee Retirement Income Security Act, as amended, or breach of any
     employment contract or agreement, wrongful discharge, breach of the
     covenant of good faith and fair dealing and any claims which may have been
     asserted under the common law or any other federal, state or local law.
     Provided, however, that this Release shall not discharge in any way either
     party's right to contest any claimed breach of this Agreement.

2.   Both parties agree that they will keep the contents of this Agreement and
     Release and all discussions leading up to it confidential and that neither
     party will disclose them to any third party, except as may be required by
     law. You are permitted, however, to discuss this Agreement with your
     family, attorney and financial advisor.

3.   You understand and agree that neither this Release, nor the furnishing of
     the consideration for the Release, nor the negotiations leading up to this
     Release shall be deemed or construed at any time for any purpose as an
     admission by either party of liability or responsibility for any wrongdoing
     of any kind.

4.   You acknowledge that, by reason of the position which you held within
     Unisys that you have become familiar with highly confidential and/or
     proprietary information relating to the business of Unisys such as various
     customer lists, sales and marketing strategies and plans, bids,
     projections, costs, financial data, personnel information developments,
     improvements, processes, methods, tools and customer relationships. You
     further recognize that the business of Unisys is highly competitive, and
     that Unisys has a legitimate business interest in preserving the highly
     unique and specialized skills that you have developed, as well as any and
     all trade secrets and other highly confidential and/or proprietary
     information that you may acquire therefrom, which are essential to the
     continued success of Unisys, and that Unisys will suffer irreparable harm
     should such skills or confidential information be utilized by a competitor.
     You further acknowledge that all such confidential and/or proprietary
     information and trade secrets acquired through your employment are owned
     and shall continue to be owned by Unisys.

5.   Without prejudice to the Employee Proprietary Information and Invention and
     Stock Option Agreements which you previously signed, you agree that you
     will not, at any time, whether during your term of employment or
     thereafter, disclose to any unauthorized person, firm or corporation any
     information acquired by you in confidence through your employment with
     Unisys, it being understood that all such confidential and/or proprietary
     information constitutes trade secrets that are material to the successful
     conduct of Unisys and belong exclusively to Unisys. By way of example and
     not limitation, such confidential and/or proprietary information and trade
     secrets include any and all information, not otherwise available to the
     public, concerning: (i) marketing plans, business plans, strategies,
     forecasts, unpublished financial statements, budgets, bids, projections and
     costs; (ii) personnel information;

<PAGE>

Jack A. Blaine
November 14, 2001
Page 4

     (iii) customer lists, customer and supplier transaction histories,
     identities, contacts, volumes, characteristics, agreements and prices; (iv)
     information regarding promotional, operational, program management, sales,
     marketing, research and development techniques, methods and reports and (v)
     other trade secrets. You specifically acknowledge that such confidential
     and/or proprietary information and trade secrets have commercial value to
     Unisys, the unauthorized disclosure of which could be detrimental to the
     interests of Unisys, whether or not such information is specifically
     identified as "Confidential" and/or "Proprietary" information by Unisys.
     Provided, however, that the restrictions of this paragraph shall not extend
     to any information or materials that are either known to the public or that
     can be derived, compiled or learned by a third party without significant
     effort or expense. Nothing contained in this Agreement or in the Agreements
                        --------------------------------------------------------
     referenced in this paragraph 5 shall be construed as a blanket prohibition
     --------------------------------------------------------------------------
     against you from working for any competitor of Unisys or to otherwise
     ---------------------------------------------------------------------
     obtain gainful employment in the Industry. Except for the limited
     ------------------------------------------------------------------
     restrictions contained in these agreements relating to the poaching of
     ----------------------------------------------------------------------
     Unisys employees or the diversion of Unisys customers/3/ to a competitor,
     -------------------------------------------------------------------------
     you are free to obtain alternate employment.
     ---------------------------------------

6.   You acknowledge that the restrictions contained in the foregoing paragraphs
     5 and 6, in view of the nature of the work performed by Unisys, are
     reasonable and necessary in order to protect the legitimate interests of
     Unisys, and that any violation thereof may result in irreparable injuries
     to Unisys, and you therefore acknowledge that, in the event of any
     violation of any of these restrictions, Unisys shall be entitled to obtain
     from any court of competent jurisdiction preliminary and permanent
     injunctive relief as well as damages and an equitable accounting of all
     earnings, profits and other benefits arising from such violation, which
     rights shall be cumulative and in addition to any other rights or remedies
     to which Unisys may be entitled.

7.   You agree that on or before August 31, 2002, you will return all company
     information including and without limitation, related reports, files,
     memoranda, records, software, credit cards, telephone cards, computer
     access codes, disk and instructional manuals, I.D. badge, keys, library
     books, and other physical or personal property which you have received or
     prepared or helped prepare in connection with your employment with Unisys;
     and you have not retained and will not retain any copies, duplicates or
     reproductions or excerpts thereof. You will be permitted to retain your
     laptop computer upon the condition that upon the expiration of the
     Continuation Period, you will return this computer to Unisys for purposes
     of removing all software licensed to Unisys and its employees.

8.   Except for the provisions of the Proprietary Information and Invention and
     Stock Option Agreements, whose terms survive the termination of your
     employment, this

____________________________
/3/ It is expressly agreed that any post employment restriction that references
Unisys customers shall mean only those Unisys customers for whom you were
responsible as an "Executive of Interest" at any time during your tenure of
employment with Unisys.

<PAGE>

Jack A. Blaine
November 14, 2001
Page 5

     Agreement supersedes all prior agreements, whether written or oral, between
     you and Unisys relating to your employment, the termination of your
     employment and the additional matters provided for herein. No provision of
     this Agreement may be modified, waived or discharged unless such waiver,
     modification or discharge is agreed to in writing and signed by you and a
     representative of the Company. The validity interpretation, construction
     and performance of this agreement shall be governed by the laws of the
     Commonwealth of Pennsylvania without giving effect to the provisions
     thereof relating to conflicts of laws. It is further agreed that if, for
     any reason, any provision hereof is determined to be unenforceable, the
     remainder shall remain binding and in effect.

9.   Any dispute or controversy arising under or in connection with this
     Agreement shall be settled exclusively by arbitration in Philadelphia,
     Pennsylvania in accordance with the rules of the American Arbitration
     Association. Any arbitration award will be final and conclusive upon the
     parties and a judgment enforcing such award may be entered in any court of
     competent jurisdiction.

10.  If, in connection with any contemplated or filed Unisys litigation, you are
     called upon to provide evidence or to testify in any manner, you agree to
     cooperate fully with Unisys. If requested by Unisys, you agree to be
     present and participate in the trial of any such matter. You will, to the
     extent permitted by law, be reimbursed for your reasonable costs and
     expenses, including lost salary and attorneys fees.

If you agree to the terms set forth above, please sign and date this letter in
the space provided below and return it to me. Should you have any further
questions regarding this matter, please do not hesitate to contact me.

Yours truly,

David O. Aker
Senior Vice President

World Wide Human Resources and Training

Agreed:______________________________                         _____________
              Jack A. Blaine                                      DateExhibit 10.10

SCHEDULE 14C

                            SCHEDULE 14C INFORMATION
              Information Statement Pursuant 14c of the Securities
                      Exchange Act of 1934 (Amendment No. )

Check the appropriate box:
( )  Preliminary Information Statement

( )  Confidential, for Use of the Commission Only (as permitted by rule
     14c5(d)(2))

(X)  Definitive Information Statement

                      COSMOZ INFRASTRUCTURE SOLUTIONS, INC.
--------------------------------------------------------------------------------
                (Name of Registrant as Specified in Its Charter)

Payment of Filing Fee (Check the appropriate box):

(X)  No fee required

( )  Fee computed on table below per Exchange Act Rules 14c-5(g) and 0-11

1)   Title of each class of securities to which transaction applies:

              N/A

2)   Aggregate number of securities to which transaction applies:

              N/A

3)   Per unit price or other underlying value of transaction  computed  pursuant
     to Exchange Act Rule 0-11(I):

              N/A

4)   Proposed maximum aggregate value of transaction:

              $

1    Set forth the amount on which the filing fee is calculated and state how it
     was determined.

( )  Check box if any  part of  the fee is offset as provided  by  Exchange  Act
     Rule  0-11(a)(2)  and identify the filing for which the  offsetting fee was
     paid  previously.  Identify the previous filing by  registration  statement
     number, or the Form or Schedule and the date of its filing.

1)   Amount Previously Paid:
2)   Form, Schedule or Registration Statement No.:
3)   Filing Party:
4)   Date Filed:

                                        1
<PAGE>

                      COSMOZ INFRASTRUCTURE SOLUTIONS, INC.
                            (a Delaware Corporation)
                         199 California Drive, Suite 207
                           Millbrae, California 94030
                  (Principle Executive Offices of the Company)

          NOTICE OF WRITTEN CONSENT OF SHAREHOLDERS IN LIEU OF MEETING

      NOTICE IS HEREBY GIVEN that certain shareholders of Cosmoz  Infrastructure
Solutions,  Inc.(hereinafter  referred  to as the  "Company"),  having more than
fifty  percent  (50%)of the total voting  shares of the Company,  have  provided
their written  consent to the proposed  actions as set forth in the  Information
Statement,  which  actions  shall take effect no sooner  than 20  calendar  days
following  the  mailing  of  the  herein  Information  Statement.   The  certain
shareholder's written consents cover the following shareholder actions:

(i) an Action by Written  Consent dated August 7, 2001, of the  Stockholders  of
the Company on the amendment to the Articles of Incorporation of the Company, as
amended,  to  increase  the  number  of  shares  authorized  for  issuance  from
200,000,000 to 900,000,000;

(ii) an Action by Written  Consent dated August 7, 2001, of the  Stockholders of
the   Company   on   the   acquisition   of  the   minority   held   shares   of
FinancialContent.com, Inc.;

(iii)an Action by Written  Consent dated August 7, 2001, of the  stockholders of
the Company on the amendment to the Articles of  Incorporation of the Company to
change the name of the Company to FinancialContent, Inc.; and

(iv) an Action by Written  Consent dated August 7, 2001, of the  stockholders of
the Company on the reverse stock split at a ratio between  1-for-20 to 1-for-80,
as  determined by the Board of Directors  ("Directors")  of the Company to be in
the best interests of the Company.

As of August 7, 2001, there were 155,999,558  Class A Common Stock shares issued
and outstanding for any matter that may be voted upon by the shareholders of the
Company. This Information Statement will be mailed to all shareholders of record
as of August 7, 2001.

By order of the Board of Directors.                              October 3, 2001

Wilfred Shaw
Chief Executive Officer
Cosmoz Infrastructure Solutions, Inc.

                      COSMOZ INFRASTRUCTURE SOLUTIONS, INC.
                            (a Delaware Corporation)
                         199 California Drive, Suite 207
                           Millbrae, California 94030
                  (Principle Executive Offices of the Company)

                              INFORMATION STATEMENT

                  DATE FIRST MAILED TO SHAREHOLDERS OF RECORD:
                                October 15, 2001

 WE ARE NOT ASKING YOU FOR A PROXY AND YOU ARE REQUESTED NOT TO SEND US A PROXY

INTRODUCTION

This  Information  Statement is being furnished to the shareholders of record of
Cosmoz Infrastructure  Solutions,  Inc., a Delaware corporation (the "Company"),
as of August 7, 2001,  pursuant to the  requirements of Regulation 14C under the
Securities Exchange Act 1934, as amended.  Certain shareholders having more than
fifty percent (50%)of the total voting shares of the Company have provided their
written  consent to the proposed  actions as set forth  within this  Information
Statement,  which  actions  shall take effect no sooner  than 20  calendar  days
following  the  mailing  of  the  herein  Information  Statement.   The  certain
shareholder's written consents cover the following shareholder actions:

                                        2
<PAGE>

(i)    an Action by Written Consent dated August 7, 2001, of the Stockholders of
       the Company on the  amendment  to the  Articles of  Incorporation  of the
       Company,  as amended,  to increase  the number of shares  authorized  for
       issuance from 200,000,000 to 900,000,000;

(ii)   an Action by Written Consent dated August 7, 2001, of the Stockholders of
       the  Company  on  the   acquisition   of  the  minority  held  shares  of
       FinancialContent.com, Inc.;

(iii)  an Action by Written Consent dated August 7, 2001, of the stockholders of
       the Company on the  amendment  to the  Articles of  Incorporation  of the
       Company to change the name of the Company to FinancialContent, Inc.; and

(iv)   an Action by Written Consent dated August 7, 2001, of the stockholders of
       the Company on the reverse  stock  split at a ratio  between  1-for-20 to
       1-for-80,  as determined by the Board of Directors  ("Directors")  of the
       Company to be in the best interests of the Company.

A copy of the Written  Consents are attached as Exhibit "A" to this  Information
Statement.

Management  of the Company is  utilizing  the Written  Consents in order to save
expense and time.

Certain  shareholders of the Company having more than fifty percent (50%) of the
issued and outstanding shares of the Company's common stock (the "Common Stock")
have provided written  consents to (1) increase the number of shares  authorized
for  issuance,  (2) acquire the  minority  held shares of  FinancialContent.com,
Inc.,  (3) change the name of the  Company to  FinancialContent,  Inc.,  and (4)
approve a reverse stock split between 1-for 20 to 1-for 80, thereby ensuring the
increase of authorized  shares for issuance,  the  acquisition  of the shares of
FinancialContent.com,  Inc., the name change, and reverse stock split. See "Vote
Required";  "Other  Information  Regarding  the Company - Security  Ownership of
Certain  Beneficial  Owners  and  Management";   and  "Directors  and  Executive
Officers". See "Matters Set Forth in the Written Consents".

Shareholders  of  record at the  close of  business  on August 7, 2001 are being
furnished copies of this Information  Statement.  The principal executive office
of the  Company  is  located  at 199  California  Drive,  Suite  207,  Millbrae,
California 94030, and the Company's telephone number is 650.652.3991.

                    MATTERS SET FORTH IN THE WRITTEN CONSENTS

The Written Consents contain:

(i)    a Resolution dated August 7, 2001, to amend the Articles of Incorporation
       of the Company,  as amended,  to increase the number of shares authorized
       for issuance from 200,000,000 to 900,000,000;

(ii)   a Resolution  dated August 7, 2001 to acquire the minority held shares of
       FinancialContent.com, Inc.;

(iii)  a Resolution  dated August 7, 2001 to amend the Articles of Incorporation
       of the  Company  to change the name of the  Company to  FinancialContent,
       Inc.; and

(iv)   a Resolution  dated August 7, 2001 to approve a reverse  stock split at a
       ratio  between  1-for-20  to  1-for-80,  as  determined  by the  Board of
       Directors of the Company to be in the best interests of the Company.

Shareholders representing 75.937% of the currently issued and outstanding shares
of Common  Stock,  have  executed  the Written  Consents,  thereby  ensuring the
increase of the number of shares authorized for issuance, the acquisition of the
minority held shares of  FinancialContent.com,  Inc.,  the change of the name of
the Company to  FinancialContent,  Inc., and the reverse stock split. See "Other
Information  Regarding  The Company - Security  Ownership of Certain  Beneficial
Owners and Management."

                                        3
<PAGE>

Set forth below is a table of the  stockholders  who have  executed  the Written
Consents  and, to the best of the Company's  knowledge,  the number of shares of
Common Stock beneficially owned by such stockholders as of August 7, 2001:

                                               NO. OF SHARES OF  PERCENTAGE OF
                                                 COMMON STOCK     OUTSTANDING
                                                 BENEFICIALLY       COMMON
STOCKHOLDER                                         OWNED          STOCK (%)
-----------                                         -----          ---------

Wing Yu(1)..................................        175,000          0.001%
Wilfred Shaw(1).............................     78,054,880         50.035%
Asian Pacific Ventures......................      6,000,000          3.846%
Corworth Investments, Inc...................     22,356,117         14.331%
Tupelo Investments, Ltd.....................      5,780,303          3.705%
Times Square International, Ltd.............      6,270,000          4.019%
                                                 ----------         -------
                                                118,636,300         75.937%

-------------

(1)    Messrs.  Yu and Shaw are officers and Directors of Cosmoz  Infrastructure
       Solutions, Inc.

                                  VOTE REQUIRED

Counterpart  copies  of  the  Written  Consents  evidencing  a  majority  of the
outstanding shares of Common Stock, must be received by the Company within sixty
days of the  earliest  dated  consent  delivered  by the  Company  in  order  to
effectuate the matters set forth therein. As of August 7, 2001 (the dates of the
Written   Consents),   155,999,558  shares  of  Common  Stock  were  issued  and
outstanding,  thus, Stockholders  representing no less than 77,999,800 shares of
Common Stock were required to execute the Written Consents to effect the matters
set  forth  therein.  As  discussed  under  "Matters  Set  Forth in the  Written
Consents," shareholders owning approximately 118,636,300 shares of Common Stock,
or 75.937% of the outstanding  Common Stock,  have executed the Written Consents
and  delivered  them to the Company as required by law within the 60 day period,
thereby  ensuring the increase of the number of shares  authorized for issuance,
the acquisition of the minority held shares of  FinancialContent.com,  Inc., the
change of the name of the  Company to  FinancialContent,  Inc.,  and the reverse
stock split.

                     OTHER INFORMATION REGARDING THE COMPANY

         SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT

The following table sets forth to the best of the Company's knowledge the number
of shares  beneficially  owned as of August 7, 2001,  by (i) each of the current
Executive  Officers and Directors of the Company (ii) each person (including any
"group" as that term is defined in Section  13(d)(3)  of the  Exchange  Act) who
beneficially  owns  more than 5% of the  Common  Stock,  and  (iii) all  current
Directors and officers of the Company as a group. (1)

PERCENT OF                                                   NUMBER OF
SHARES                                                          SHARES
NAME                                                             OWNED

Wing Yu..................................................      175,000
*
Wilfred Shaw (2).........................................   78,054,880
50.035%

Owen Nacarrato...........................................         --
*

Corworth Investments, Inc................................   22,356,117
14.331%

                                        4
<PAGE>

Asian Pacific Ventures   ................................    6,000,000
3.846%

All officers and directors as a group (3 persons)........   78,229,880
50.148%

----------------
* Represents less than 1% of the outstanding Common Stock

(1)    Based upon 155,999,558 shares outstanding.

(2)    Does not include  6,000,000 shares of Common Stock owned by Asian Pacific
       Ventures,  a related party to Wilfred Shaw,  Chairman and Chief Executive
       Officer.

DIRECTORS AND EXECUTIVE OFFICERS

Our  directors,  executive  officers and other  management  employees  and their
respective ages and positions as of August 7, 2001, are as follows.

Name                       Age              Title
-----------------------------------------------------------------------------
Wilfred Shaw               31               Director, Chairman, CEO, Secretary
Wing Yu                    32               Director, Chief Operating Officer
Owen Nacarrato             51               Director (non-employee)

Wilfred  Shaw  has  been our  chairman  of the  board  of  directors  since  our
formation. We have entered into a consulting contract with SharpManagement, LLC,
for the  services  of Mr.  Shaw to  perform  the  duties of the Chief  Executive
Officer.  Mr. Shaw is the managing member of SharpManagement,  LLC. Mr. Shaw has
spent the last eight years in the venture  capital  and  investment  industries,
serving as Vice  President  for Business  Development  for  Intertech  Group,  a
conglomerate  of small companies based in Southeast Asia. From 1994 to 1996, Mr.
Shaw  was  employed  as the  Vice  President  for  Business  Development  for IG
International,  Inc., a  pharmaceutical  company  based in the San Francisco Bay
area.  Mr. Shaw earned his Bachelor of Arts in Economics  degree at Saint Mary's
College.

Wing Yu, director and COO, has served as director since December of 1999, and as
COO since May of 2000. Prior to serving as COO, Mr. Yu was our Vice President of
Web Development. Prior to joining us, Mr. Yu was a teacher and a freelance Apple
Macintosh  developer for 6 years.  While  coordinating  online  advertising  for
Ticketmaster.com  CitySearch.com  Online,  he  developed  various  websites as a
freelance web developer.  He holds a Bachelor of Arts in History from Occidental
College,  and a Masters in Arts degree in  Instructional  Technology.  Mr. Yu is
also currently the Chief Executive Officer of FinancialContent.com, Inc.

Owen Nacarrato, director, is not an employee of ours. For more than the past six
years, Mr. Nacarrato,  an attorney,  has practiced law as a sole practitioner in
Irvine,  CA. Mr. Nacarrato formerly served as our lead securities  counsel.  Mr.
Nacarrato is admitted to the bar in the State of California.

EXECUTIVE COMPENSATION

Effective 1/1/2000, we entered into an agreement with  SharpManagement,  LLC, an
entity  entirely  controlled  by Wilfred Shaw, to secure the services of Wilfred
Shaw as our CEO. Under the original terms of the agreement,  we are obligated to
pay to SharpManagement an initial payment of $180,000.00, and annual payments of
$180,000.00. On July 30, 2001, SharpManagement, LLC agreed to a salary reduction
to $60,000.00 per year for Mr. Shaw's services.

Wing Yu, a director, was promoted to chief operating officer on May 11, 2000. On
July 30, 2001, Mr. Yu agreed to a salary reduction to $72,000.00 per year.

                                        5
<PAGE>

Owen  Nacarrato  was  appointed as our director on April 10, 2000.  On March 20,
2000,  Mr.  Nacarrato  executed a  director's  agreement in which he was granted
options to purchase  250,000  restricted  shares of our common stock for $0.5938
per share.

STOCK OPTIONS

On November 17, 1999,  our Board of  directors  approved our 1999 stock  options
plan. On December 20, 1999, our  shareholders,  at our annual meeting,  approved
the plan, and authorized a pool of 6,000,000 shares of common stock to be issued
according to the plan.  The plan  authorizes  both  incentive  stock options and
non-statutory stock options. As of date, no shares have been issued under either
of these stock options plan.

EMPLOYEE COMPENSATION

We  do  not  yet  have  a   compensation   committee  that  approves  or  offers
recommendations on compensation for our employees.

LEGAL PROCEEDINGS

There are no pending lawsuits  involving the Company or officers or Directors of
the Company in such capacities.

CERTAIN TRANSACTIONS

Effective as of January 16, 2001, the company  arranged for the satisfaction and
discharge of the amount owed to SharpManagement,  LLC for deferred  compensation
in the amount of $360,000.00 owed from the Company to  SharpManagement,  LLC. In
consideration  for the  satisfaction  of this loan, the Company issued  Corworth
15,000,000 Shares of Common Stock.

On July 11, 2001, the Company  applied with the Securities  Exchange  Commission
("Commission")  to withdraw its Form S-1  Registration  Statement filed with the
Commission on August 24, 2000,  (file No.  333-44406).  The Form S-1 had not yet
taken effect, and was withdrawn because the information provided in the Form S-1
was out of date and no longer accurate given the changes within the Company from
the filing of the  registration  statement.  Further,  the  decline of the share
price of the  Company's  common  stock since the filing of the S-1  Registration
Statement on August 24, 2000 rendered the subscription  agreement underlying the
registration statement unworkable.

On July 31, 2001, we entered into a securities purchase agreement with our Chief
Executive  Officer,  Wilfred  Shaw,  pursuant to which  Wilfred  Shaw  purchased
76,528,082  shares  of our  Common  Stock in  exchange  for a  $100,000.00  cash
investment.

           AUTHORIZATION OF INCREASE OF SHARES AUTHORIZED FOR ISSUANCE

INTRODUCTION

Under the  resolution  passed by a majority  of the  shareholders,  the  Company
agrees to amend the Corporation's  Certificate of Incorporation,  as amended, to
increase the aggregate number of shares authorized for issuance from 200,000,000
shares to 900,000,000 shares.

REASONS FOR APPROVING THE INCREASE OF SHARES AUTHORIZED FOR ISSUANCE

The purpose for the increase of shares  authorized for issuance the  Corporation
is the  following:  The Company is competing  in a dynamic and rapidly  evolving
technology  marketplace  where  the  competitive  pressures  are  very  high and
companies with access to capital and with the  flexibility  to acquire  emerging
technologies or synergistic  businesses have greater opportunities for corporate
growth.  To take  advantage  of these  opportunities  the  Corporation  needs an
adequate  supply of authorized  unissued  shares  available for use primarily in
connection  with  corporate   acquisitions,   raising   additional  capital  for
operations,  and  granting  shares to key  employees  to retain and award  their
services to the Company.  The pending  acquisition of the minority  interests of
FinancialContent.com,  Inc. is an example of the type of opportunities available
to the Company.

                                        6
<PAGE>

GENERAL EFFECT ON THE COMPANY

The additional shares which the Board would be authorized to issue upon approval
of the proposed  Resolution,  if so affirmed,  would have a dilutive effect upon
the percentage of our equity owned by present stockholders.  The issuance of the
additional shares might be disadvantageous  to current  stockholders in that any
additional  issuances  would  potentially  reduce per share  dividends,  if any.
Stockholders should consider,  however,  that the possible impact upon dividends
is likely to be minimal in view of the fact that we have never paid dividends on
shares of our Common Stock and we do not intend to pay any cash dividends in the
foreseeable future. We instead intend to retain earnings, if any, for investment
and use in business operations.

   AUTHORIZATION TO ACQUIRE MINORITY INTERESTS IN FINANCIAL CONTENT.COM, INC.

INTRODUCTION

Under the  resolution  passed by a majority  of the  shareholders,  the  Company
agrees to acquire the  minority  held shares of  FinancialContent.com,  Inc. The
Corporation shall acquire the minority held shares of FinancialContent.com, Inc.
in  exchange  for  shares of the  Company in an amount to be  determined  at the
discretion of the Board.

REASONS  FOR   APPROVING   THE   ACQUISITION   OF  THE  MINORITY   INTERESTS  IN
FINANCIALCONTENT.COM, INC.

The   purpose   for   the    acquisition   of   the   minority    interests   in
FinancialConent.com,  Inc. is as follows:  The Company is currently the majority
shareholder of FinancialContent.com, Inc. The minority shareholders have offered
to exchange shares of FinancialContent.com,  Inc. for shares of the Company. The
Directors believe the acquisition of the minority shares of  FinancialContent to
be a  compelling  investment  opportunity  for the  Company  that will  increase
opportunities for both FinancialContent.com, Inc. and the Company.

GENERAL EFFECT ON THE COMPANY

The shares which the Board will issue to acquire the minority held  interests of
FinancialContent.com,  Inc. will have a dilutive  effect upon the  percentage of
equity owned by present stockholders in the Company. However, the Board believes
that the benefits of increasing its ownership interests in FinancialContent.com,
Inc. will outweigh the dilutive effects to the Company's current equity holders.
The  issuance  of the  additional  shares  might be  disadvantageous  to current
stockholders in that the issuance would potentially  reduce per share dividends,
if any.  Stockholders  should consider,  however,  that the possible impact upon
dividends  is likely to be  minimal  in view of the fact that we have never paid
dividends  on shares of our  Common  Stock and we do not  intend to pay any cash
dividends in the foreseeable  future.  We instead intend to retain earnings,  if
any, for investment and use in business operations.

                         AUTHORIZATION OF CHANGE OF NAME

INTRODUCTION

Under the  resolution  passed by a majority  of the  shareholders,  the  Company
agrees to amend the Corporation's  Certificate of Incorporation,  as amended, to
effect  a change  in the  name of the  Corporation  from  Cosmoz  Infrastructure
Solutions, Inc. to FinancialContent, Inc."

                                        7
<PAGE>

REASONS FOR APPROVING THE CHANGE OF NAME

The purpose for the name change is to have a corporate name that is in line with
the nature of company's  business and fits into the long-term business direction
that the corporation is positioning itself in. Upon acquiring 100% of the shares
of  FinancialContent.com,  Inc., the Company intends to concentrate its business
operations  and building and  developing  the business of  FinancialContent.com,
Inc.

GENERAL EFFECT ON THE COMPANY

The change of name will have no effect on the Company.

                  AUTHORIZATION TO EFFECT A REVERSE STOCK SPLIT

INTRODUCTION

Under the  resolution  passed by a majority  of the  shareholders,  the  Company
agrees to effect a reverse stock split at a ratio between  1-for-20 to 1-for-80,
as determined by the Board to be in the best interests of the Corporation,  on a
record date no later than December 31, 2001

REASONS FOR APPROVING A REVERSE STOCK SPLIT

There are various reasons for the proposed  Reverse Split, the foremost of which
is to increase the price of the Company's  traded Common Stock,  which the Board
believes  would  foster  confidence  in the Company  and assist it in  obtaining
financing on more favorable terms than otherwise might be available

Another  projected  benefit of the  Reverse  Split  would be a very  substantial
reduction in the  transaction  costs  associated  with trading in the  Company's
Common  Stock.  In most cases,  trading  costs  include both  "brokers"  trading
commissions and the "indirect cost" of "dealer  markup," that is, the difference
between the buying and selling  prices of dealers in a given stock (the "bid-ask
spread")

Further,  the Board of Directors  believes  that the  reduction in the number of
common shares outstanding,  without any corresponding material alteration in the
economic  composition of the Company or the relative interests of the securities
holders would thus likely enhance the public and institutional perception of the
Company's  Common  Stock  and  thus  increase  investor  interest.  However,  no
assurance  can be given that the market price of the Common Stock will  increase
in direct proportion to the ratio of the Reverse Split. A failure of the stock's
trading price to completely  reflect the  mathematics of the Reverse Split would
result in a reduction in the market value of the Company's  securities,  but, on
the other hand,  it is no less  likely  that the  Reverse  Split may result in a
disproportionately  increased value of the market value of the Company's  Common
Stock.

THERE CAN BE NO  ASSURANCE  THAT THE TOTAL MARKET  CAPITALIZATION  OF THE COMMON
STOCK AFTER THE PROPOSED  REVERSE  STOCK SPLIT WILL BE EQUAL TO THE TOTAL MARKET
CAPITALIZATION  BEFORE THE PROPOSED REVERSE STOCK SPLIT OR THAT THE MARKET PRICE
FOLLOWING  THE REVERSE STOCK SPLIT WILL EITHER EXCEED OR REMAIN IN EXCESS OF THE
CURRENT MARKET PRICE.

GENERAL EFFECT ON THE COMPANY

Potential Effects of the Reverse Stock Split

Pursuant to the Reverse  Stock Split,  each holder of shares of our Common Stock
(the "Old Common Stock")  immediately  prior to the effectiveness of the Reverse
Stock Split will become the holder of fewer share of our Common  Stock (the "New
Common  Stock")  after  consummation  of the Reverse  Stock Split.  Although the
Reverse Stock Split, will not, by itself,  impact our assets or properties,  the
Reverse Stock Split could result in a decrease in the aggregate  market value of
our equity capital. The Reverse Stock Split will not result in some stockholders
owning  "odd-lots."  All fractional  share holdings shall be rounded up to whole
numbers.  For example,  if a  shareholder  owns 100 shares of Old Common  Stock,
after a 60 to 1 Reverse Stock Split,  that  shareholder will now own 2 shares of
New Common Stock, not 1 2/3 shares of New Common Stock.

                                        8
<PAGE>

Based on approximately 155,999,558 shares of Common Stock issued and outstanding
as of February 7, 2001, the following  table reflects a range of the approximate
percentage  reduction  in  the  outstanding  shares  of  Common  Stock  and  the
approximate  number  of shares of Common  Stock  that will be  outstanding  as a
result of the Reverse Stock Split (not  accounting for any proposed  increase in
our authorized shares as described above):

PROPOSED REVERSE                    PERCENTAGE                SHARES TO BE
STOCK SPLIT                         REDUCTION                 OUTSTANDING
----------------                    ----------                ------------

1 for 20                                 95.0%                  7,799,978
1 for 30                                 96.7%                  5,199,986
1 for 40                                 97.5%                  3,899,989
1 for 50                                 98.0%                  3,119,992
1 for 60                                 98.4%                  2,599,992
1 for 70                                 98.6%                  2,228,566
1 for 80                                 98.8%                  1,949,995

All outstanding  options,  warrants,  rights and convertible  securities will be
appropriately  adjusted  for  the  Reverse  Stock  Split  automatically  on  the
effective  date of the Reverse Stock Split.  The Reverse Stock Split will affect
all  stockholders  equally and will not affect any  stockholder's  proportionate
equity  interest in us except for those  stockholders  who would receive cash in
lieu of fractional  shares.  None of the rights currently accruing to holders of
the Common  Stock,  options or warrants to purchase  Common Stock or  securities
convertible  into Common  Stock will be affected  by the  Reverse  Stock  Split.
Following the Reverse  Stock Split,  each share of New Common Stock will entitle
the holder  thereof to one vote per share and will otherwise be identical to one
share of the Old Common Stock.

Shares of Common Stock Issued and Outstanding

We are currently  authorized to issue a maximum of 200,000,000  shares of Common
Stock  (although,  our  shareholders  have  agreed  to  increase  the  number of
authorized  shares to 900,000,000.) As of August 7, 2001, there were 155,999,558
shares of Common Stock issued and outstanding. Although the number of authorized
shares of Common  Stock will not change as a result of the Reverse  Stock Split,
the number of shares of Common Stock issued and outstanding will be reduced to a
number  that will be  approximately  equal to (a) the number of shares of Common
Stock  issued and  outstanding  immediately  prior to the  effectiveness  of the
Reverse Stock Split, divided by (b) the applicable number (which will be from 20
to 80 as determined  by the Board) in  accordance  with the ratio of the Reverse
Stock Split,  and (c) increased by the rounding up of any  fractional  shares to
whole shares. With the exception of the number of shares issued and outstanding,
the rights and  preference of the shares of Common Stock prior and subsequent to
the Reverse  Stock Split will remain the same.  It is not  anticipated  that our
financial condition,  the percentage ownership of management,  the number of our
stockholders or any aspect of our business would  materially  change as a result
of the Reverse  Stock  Split.  Our Common Stock is  currently  registered  under
Section  12(g) of the  Exchange  Act,  and as a result,  we are  subject  to the
periodic reporting and other requirements of the Exchange Act. The Reverse Stock
Split is not the  first  step in,  and  will  not have the  effect  of, a "going
private transaction" covered by Rule 13e-3 under the Exchange Act. Additionally,
the Reverse  Stock Split will not affect the  registration  of our Common  Stock
under the Exchange Act as we will  continue to be subject to the Exchange  Act's
periodic reporting requirements.

Increase of Shares of Common Stock Available for Future Issuance

         As a result of the Reverse  Stock  Split,  there will be a reduction in
the  number  of  shares  of our  Common  Stock  issued  and  outstanding  and an
associated  increase in the number of authorized  shares which would be unissued
and available for future  issuance after the Reverse Stock Split (the "Increased
Available  Shares").  The Increased  Available Shares may be used for any proper
corporate  purpose  approved  by  the  Board  including,  among  others,  future
financing transactions.

                                        9
<PAGE>

Effectiveness of Reverse Stock Split

The Reverse Stock Split will be effected at a ratio ranging from  one-for-twenty
to one-for-eighty,  at the Board's sole discretion.  In determining the ratio of
the Reverse Stock Split, the Board will assess numerous factors  including,  but
not limited  to,  analysis of the most  recent  fiscal  quarter of the  Company,
general economic  conditions,  and the existing and expected  marketability  and
liquidity of our Common  Stock.  The judgment of the Board  regarding  the ratio
will be conclusive.

The Reverse Stock Split will be effective upon the close of business on the date
of filing of the Reverse Stock Split  Amendment  with the Delaware  Secretary of
State.  The exact timing of the filing of the Reverse Stock Split Amendment will
be determined by the Board based upon its evaluation as to when such action will
be most  advantageous  to us and our  stockholders,  and the Board  reserves the
right to delay filing the Reverse Stock Split Amendment until December 31, 2001.

Commencing  on the filing date of the Reverse  Stock Split  Amendment,  each Old
Common Stock  certificate will be deemed for all corporate  purposes to evidence
ownership  of the reduced  number of shares of Common Stock  resulting  from the
Reverse  Stock Split and each  stockholder  of record who owns a fewer number of
shares of our Common Stock than the Reverse  Stock Split ratio shall have his or
her  fractional  shares rounded up to equal one whole share of New Common Stock.
As soon as practicable  after the filing date,  stockholders will be notified as
to the  effectiveness  of the Reverse  Stock Split and  instructed as to how and
when to surrender their certificates  representing shares of Old Common Stock in
exchange for certificates  representing shares of New Common Stock. We intend to
use American  Stock  Transfer as our exchange agent in effecting the exchange of
certificates following the effectiveness of the Reverse Stock Split.

Certain Federal Income Tax Consequences

The following discussion  summarizing certain federal income tax consequences is
based on the  Internal  Revenue  Code of 1986,  as  amended  (the  "Code"),  the
applicable Treasury Regulations promulgated  thereunder,  judicial authority and
current  administrative  rulings  and  practices  in  effect  on the date of the
Written Consents.  This discussion is for general  information only and does not
discuss  consequences  that may  apply to  special  classes  of  taxpayers  (for
example,  non-resident  aliens,  tax-exempt  organizations,   broker-dealers  or
insurance  companies).  Further,  this discussion does not address  non-U.S.  or
state or local  considerations.  Stockholders are urged to consult their own tax
advisors to determine the  particular  consequences  to them. The receipt of New
Common Stock solely in exchange for Old Common Stock  generally  will not result
in recognition of gain or loss to the stockholders.  The adjusted tax basis of a
stockholder's New Common Stock will be the same as the adjusted tax basis of the
shares of Old Common Stock  exchanged  therefore;  and the holding period of the
New Common  Stock  will  include  the  holding  period of the Old  Common  Stock
exchanged  therefore,  provided  that the Old Common Stock was held as a capital
asset as of the date of the  exchange.  Generally,  stockholders  who  receive a
rounding up of  fractional  shares  will be treated as if they  received a stock
dividend;  and those  stockholders  generally  will  recognize gain equal to the
difference  of the value of the per share  price  value of the New Common  Stock
less the value of the  fractional  shares  rounded up. We will not recognize any
gain or loss as a result of the Reverse Stock Split.

Appraisal Rights

No appraisal rights are available under the Delaware General  Corporation Law or
under our Certificate of Incorporation or Bylaws to any stockholder who dissents
from the proposal to approve the Reverse Stock Split Amendment.

                                       10
<PAGE>

                                    EXHIBIT A

                      COSMOZ INFRASTRUCTURE SOLUTIONS, INC.

                  NOTICE PUSUANT TO SECTION 228 OF THE GENERAL
                                 CORPORATION LAW

To: All Stockholders

1.     PLEASE TAKE NOTICE  THAT  Stockholders  owning at least a majority of the
       outstanding  stock of Cosmoz  Infrastructure  Solutions,  Inc. by written
       consent dated August 7, 2001 have duly adopted the following resolution:

       "a resolution approving an amendment to the Corporation's  Certificate of
       Incorporation,  as amended,  to increase the  aggregate  number of shares
       authorized for issuance from 200,000,000 shares to 900,000,000 shares.

2.     PLEASE TAKE NOTICE  THAT  Stockholders  owning at least a majority of the
       outstanding  stock of Cosmoz  Infrastructure  Solutions,  Inc. by written
       consent dated August 7, 2001 have duly adopted the following resolution:

       "a resolution  approving the  acquisition  of the minority held shares of
       FinancialContent.com,  Inc. in exchange for shares of the  Corporation in
       an amount to be determined at the discretion of the Board."

3.     PLEASE TAKE NOTICE  THAT  Stockholders  owning at least a majority of the
       outstanding  stock of Cosmoz  Infrastructure  Solutions,  Inc. by written
       consent dated August 7, 2001 have duly adopted the following resolution:

       "a resolution approving an amendment to the Corporation's  Certificate of
       Incorporation,  as amended, which will effect a change in the name of the
       Corporation from Cosmoz Infrastructure Solutions, Inc.
       to FinancialContent, Inc."

4.     PLEASE TAKE NOTICE  THAT  Stockholders  owning at least a majority of the
       outstanding  stock of Cosmoz  Infrastructure  Solutions,  Inc. by written
       consent dated August 7, 2001 have duly adopted the following resolution:

       "a  resolution  authorizing  a  reverse  stock  split at a ratio  between
       1-for-20  to  1-for-80,  as  determined  by the  Board  to be in the best
       interests of the Corporation, on a record date no later than December 31,
       2001.

DOCUMENTS INCORPORATED BY REFERENCE

The  Company  incorporates  herein by  reference  its Form  10KSB for the period
ending June 30, 2001, filed on September 28, 2001, File No.: 000-28377.

DATE: October 3, 2001

BY:
---------------------
         Wilfred Shaw
         Chairman and Chief Executive Officer

                                       11

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