Document:

EX-10.18

 Exhibit 10.18 

Spouse Consent Letter 
 I, Feng He (ID
number: [***]), is the legal spouse of Xiaohua Chen (Citizen of the People’s Republic of China, ID number: [***], “ My Spouse”). Regarding the equity interests (“Equity Interest”) of Wuba Daojia Co., Ltd.
(“Company”) held by My Spouse, I hereby unconditionally and irrevocably issue this consent letter as follows: 
 I acknowledge: 

All the Equity Interest of the Company held by My Spouse will be disposed according to Exclusive Option Agreement, Equity Interest Pledge Agreement and
Exclusive Management Service and Business Cooperation Agreement entered into by and among My Spouse, the Company, other shareholders of the Company and Changsha Daojia Youxiang Network Technology Co., Ltd. (“WFOE”) on January 21, 2019 and
the Power of Attorney signed by My Spouse to WFOE on January 21, 2019 (collectively with the Exclusive Option Agreement, Equity Interest Pledge Agreement and Exclusive Management Service and Business Cooperation Agreement, the “Transaction
Documents”), and the Equity Interest are under the control of the WFOE. 
 I confirm that I acknowledge and agree that My Spouse executed the above
Transaction Documents and dispose the relevant Equity Interest of the Company in accordance with the Transaction Documents. I will not take any action at any time to hinder such disposal, including but not limited to claiming that such equity
interest of the Company belongs to the community property of My Spouse and me. I further confirm that the performance of such Transaction Documents or the amendment or termination of any Transaction Documents by My Spouse requires no additional
authorizations or consent from me. I undertake to execute all necessary documents and take all necessary actions to ensure the proper performance of the Transaction Documents, as amended. 

I agree and promise that in case for any reason any portions of the equity interests in the Company acquired by me, I shall be bound by the Transaction
Documents, as amended, and will comply with the obligations as one of the shareholders of the Company under the Transaction Documents, as amended; for the purpose of the foregoing, once required by WFOE, I will execute a series of written documents
in the same form and contents as the Transaction Documents, as amended. I further undertake and warrant that in no event will I directly or indirectly, or proactively or passively, take any action or propose any claims or institute any proceedings
out of any intent in conflict with the arrangements described above. 
 This Consent Letter was executed on January 21, 2019. 

 

	
	Signatories:
	
	/s/ Feng He

 Spouse Consent Letter 

I, Feng He (ID number: [***]) is the legal spouse of Xiaohua Chen (Citizen of the People’s Republic of China, ID number: [***], “My Spouse”).
Regarding the equity interests (“Equity Interest”) of Tianjin Haodaojia Information Technology Co., Ltd. (“Company”) held by My Spouse, I hereby unconditionally and irrevocably issue this consent letter as follows: 

I acknowledge: 
 All the Equity Interest of the Company held by
My Spouse will be disposed according to Exclusive Option Agreement, Equity Interest Pledge Agreement and Exclusive Management Service and Business Cooperation Agreement entered into by and among My Spouse, the Company, other shareholders of the
Company and Tianjin Wuba Daojia Information Technology Co., Ltd. (“WFOE”) on January 21, 2019 and the Power of Attorney signed by My Spouse to WFOE on January 21, 2019 (collectively with the Exclusive Option Agreement, Equity Interest
Pledge Agreement and Exclusive Management Service and Business Cooperation Agreement, the “Transaction Documents”), and the Equity Interest are under the control of the WFOE. 

I confirm that I acknowledge and agree that My Spouse executed the above Transaction Documents and dispose the relevant Equity Interest of the Company in
accordance with the Transaction Documents. I will not take any action at any time to hinder such disposal, including but not limited to claiming that such equity interest of the Company belongs to the community property of My Spouse and me. I
further confirm that the performance of such Transaction Documents or the amendment or termination of any Transaction Documents by My Spouse requires no additional authorizations or consent from me. I undertake to execute all necessary documents and
take all necessary actions to ensure the proper performance of the Transaction Documents, as amended. 
 I agree and promise that in case for any reason any
portions of the equity interests in the Company acquired by me, I shall be bound by the Transaction Documents, as amended, and will comply with the obligations as one of the shareholders of the Company under the Transaction Documents, as amended;
for the purpose of the foregoing, once required by WFOE, I will execute a series of written documents in the same form and contents as the Transaction Documents, as amended. I further undertake and warrant that in no event will I directly or
indirectly, or proactively or passively, take any action or propose any claims or institute any proceedings out of any intent in conflict with the arrangements described above. 

This Consent Letter was executed on January 21, 2019. 
  

	
	Signatories:
	
	/s/ Feng He

 Spouse Consent Letter 

I, Feng He (ID number: [***]), is the legal spouse of Xiaohua Chen (Citizen of the People’s Republic of China, ID number: [***], “My Spouse”).
Regarding the equity interests (“Equity Interest”) of Changsha Daojia Youxiang Home Service Co., Ltd. (“Company”) held by My Spouse, I hereby unconditionally and irrevocably issue this consent letter as follows: 

I acknowledge: 
 All the Equity Interest of the Company held by
My Spouse will be disposed according to Exclusive Option Agreement, Equity Interest Pledge Agreement and Exclusive Management Service and Business Cooperation Agreement entered into by and among My Spouse, the Company, other shareholders of the
Company and Changsha Daojia Youxiang Network Technology Co., Ltd. (“WFOE”) on January 21, 2019 and the Power of Attorney signed by My Spouse to WFOE on January 21, 2019 (collectively with the Exclusive Option Agreement, Equity Interest
Pledge Agreement and Exclusive Management Service and Business Cooperation Agreement, the “Transaction Documents”), and the Equity Interest are under the control of the WFOE. 

I confirm that I acknowledge and agree that My Spouse executed the above Transaction Documents and dispose the relevant Equity Interest of the Company in
accordance with the Transaction Documents. I will not take any action at any time to hinder such disposal, including but not limited to claiming that such equity interest of the Company belongs to the community property of My Spouse and me. I
further confirm that the performance of such Transaction Documents or the amendment or termination of any Transaction Documents by My Spouse requires no additional authorizations or consent from me. I undertake to execute all necessary documents and
take all necessary actions to ensure the proper performance of the Transaction Documents, as amended. 
 I agree and promise that in case for any reason any
portions of the equity interests in the Company acquired by me, I shall be bound by the Transaction Documents, as amended, and will comply with the obligations as one of the shareholders of the Company under the Transaction Documents, as amended;
for the purpose of the foregoing, once required by WFOE, I will execute a series of written documents in the same form and contents as the Transaction Documents, as amended. I further undertake and warrant that in no event will I directly or
indirectly, or proactively or passively, take any action or propose any claims or institute any proceedings out of any intent in conflict with the arrangements described above. 

This Consent Letter was executed on January 21, 2019. 
  

	
	Signatories:
	
	/s/ Feng HeEX-10.19

 Exhibit 10.19 

LOAN AGREEMENT 
 This Loan
Agreement (this “Agreement”) is entered into by and between the following parties on January 21, 2019 in Chaoyang District, Beijing, the People’s Republic of PRC: 

Borrower: 
 Xiaohua Chen, a PRC citizen with identification card
number of [***] 
 Lender: 
 Changsha Daojia Youxiang Network
Technology Co., Ltd., a wholly foreign-owned enterprise duly incorporated and existing under the PRC laws with its unified social credit code of 91430100MA4PCR1L4F and registered address at Room 401, Building 17, Changsha Zhongdian Software Park,
No. 39 Jianshan Road, Changsha High-tech Development Zone; 
 The above parties may be referred to collectively as the
“Parties” and individually as the “Party” or “Other Parties.” 
 Whereas: 

 

	1.	 Borrower and Tianjin 58 Daojia Life Service Co., Ltd. (“Tianjin Wuba”) signed an “Equity
Transfer Agreement” (“Equity Transfer Agreement”) on January 21, 2019; The Borrower shall pay RMB 1,657,560 to Tianjin Wuba in consideration for the purchase of 82.878% of the equity interests in Wuba Daojia Co., Ltd.(a limited
liability company duly organized and existing under the laws of the PRC with its unified social credit code of 91430100352859652J and its registered address at Room 201, Building 17, Phase I, Changsha Zhongdian Software Park, No. 39 Jianshan
Road, Changsha High-tech Development Zone) held by Tianjin Wuba; 

  

	2.	 The Lender is willing to lend RMB 1,657,560 to the Borrower (the “Loan”) to guarantee the
Borrower’s fulfillment of its obligation of payment of the consideration to Tianjin Wuba under the Equity Transfer Agreement. 

 IN
WITNESS WHEREOF, the Parties hereto enter into this Agreement through friendly consultation. 

  
 1 

	1	 Amount of Loan and Remittance Date 

The Lender will provide the loan to the Borrower voluntarily. The Loan will be remitted to the Borrower’s designated bank account within 7 days from the
date of this Agreement. 
  

	2	 Term of the Loan 

Unless otherwise agreed by the Parties, the term of the Loan shall be 10 years from the effective date of this Agreement, which may be extended upon mutual
written consent of the Parties. During the term of the Loan or the extended term of the Loan, the Borrower shall immediately repay the full amount of the Loan in the event that any of the following circumstances occur: 

 

	2.1	 The term of thirty (30) days after the Borrower receives the Lender’s written notice requesting
repayment has expired; 

  

	2.2	 The Borrower’s death, lack or limitation of civil capacity; 

 

	2.3	 The Borrower engages in or is involved in criminal activities. 

 

	3	 LOAN INTEREST 

The parties hereto acknowledge that the Loan hereunder is an interest-free borrowing. 

 

	4	 Representations and Warranties 

Each Party hereby represents and warrants to the other Parties as follows: 
  

	4.1	 The requisite right, power and authority to enter into and perform this Agreement and relevant obligations and
responsibilities have been obtained; 

  

	4.2	 Neither the execution nor the performance of this Agreement will violate or conflict with other agreements
entered into by the Parties. 

  

	5	 TAXES 

Any tax which may be incurred as a result of the execution, performance and repayment of this Agreement shall be borne by the Lender. 

 

	6	 ASSIGNMENT OF THE AGREEMENT 

 

	6.1	 Without the Lender’s prior written consent, the Borrower shall not assign its rights and obligations under
this Agreement to any third party in whole or in part. 

  
 2 

	6.2	 The Parties agree that the Lender shall be entitled to assign its rights and obligations under this Agreement
to any third party in whole or in part by sending a written notice to the Borrower six (6) days in advance. 

  

	7	 Liability for Breach 

After formal execution of this Agreement, failure on the part by any Party to perform or fully perform its provisions of this Agreement shall constitute breach
of this Agreement. The breaching Party shall be liable to compensate the non- breaching Party for all the economic losses caused by the breach, and the non-breaching
Party shall have the right to request the breaching Party to continue the performance of this Agreement. 
  

	8	 Effectiveness, Modification and Termination 

 

	8.1	 This Agreement shall become effective from the date of signature and seal of all parties.

  

	8.2	 Any amendment of this Agreement shall require the execution of a written agreement by the Parties through
consultation. 

  

	8.3	 This Agreement shall not be terminated unless agreed to by the Parties in writing. The Borrower shall not be
entitled to terminate this Agreement unilaterally; however, the Lender shall be entitled to terminate this Agreement by sending a written notice to the Borrower thirty (30) days in advance. 

 

	8.4	 If the Lender notifies the Borrower in writing of the extension before the expiration of this Agreement, this
Agreement may be extended according to the terms and conditions of this Agreement upon expiration. The extension shall be determined by the Lender, and the Borrower shall accept it unconditionally. 

 

	9	 CONFIDENTIALITY 

 

	9.1	 Each Party shall keep this Agreement the negotiation and execution process of this Agreement, the terms of this
Agreement and any information, documents and data of the other Parties acquired in the course of performing this Agreement (“Confidential Information”) strictly confidential. Without the written consent of the other Parties, none of
the Parties shall disclose any Confidential Information to any third party, except for the following circumstances: 

  

	 	(1)	 Information already becomes known to the public (excluding the materials disclosed by the receiving Party);

  
 3 

	 	(2)	 Information required to be disclosed by laws, regulations and stock exchange rules, in which case the
disclosing Party shall promptly notify the party lawfully in possession of such requirement in writing prior to the disclosure; and 

  

	 	(3)	 If any Party discloses any information relating to this Agreement to its employees, legal or financial
advisors, such employees, legal or financial advisors shall also perform the confidentiality obligation set forth in this Article; if employees or legal or financial advisors disclose the Confidential Information of any Party, such Party shall be
deemed to have disclosed the Confidential Information by such Party, who shall bear the liabilities therefor. 

  

	9.2	 In case this Agreement is modified or terminated or is held invalid or unenforceable, the validity and
enforceability of this Agreement shall not be affected or impaired in any way. 

  

	10	 Force Majeure 

 

	10.1	 “Force Majeure” shall mean unforeseeable, unavoidable or insurmountable objective circumstances,
including but not limited to earthquakes, floods, fires, other natural disasters, acts of governments, strikes, riots and other social uncontrollable events. 

  

	10.2	 In the event of an event of Force Majeure, the Party encountering the Force Majeure shall notify the other
Party thereof by the most convenient means without delay, and shall provide the other Party with a detailed written report concerning the event and the documentary evidence of the region where the event of Force Majeure occurs within fifteen
(15) days after the occurrence of the event of Force Majeure, and shall also take all reasonable measures to eliminate the impact of the Force Majeure and mitigate the losses suffered by the other Party. The Party encountering the Force Majeure
shall not bear the liability for breach of contract. After dissolving of the event of force majeure, both Parties shall continue to perform their obligations under this Agreement. 

 

	11	 Governing Law and Dispute Resolution 

 

	11.1	 The effectiveness, interpretation, performance and execution of this Agreement and the resolution of disputes
hereunder shall be governed by the laws of PRC. 

  

	11.2	 Any dispute arising from or in connection with this Agreement shall be settled through amicable consultations
among the Parties. If no settlement can be reached through consultation within thirty (30) days after the occurrence of the dispute, either Party may apply to China International Trade and Economic Arbitration Commission for arbitration of the
dispute. The arbitral award shall be final and binding on the Parties. 

  
 4 

	11.3	 During the course of occurrence and resolution of a dispute, except for the matters in dispute, the Parties
shall continue to enjoy the other rights and perform the obligations under this Agreement. 

  

	12	 Miscellaneous 

 

	12.1	 This Agreement constitutes the entire agreement among the Parties with respect to the subject matter hereof and
constitutes the consent of the Parties hereto, and supersedes all prior oral or written agreements, representations and understandings with respect to the transactions contemplated hereby. 

 

	12.2	 Notices 

A notice, consent, demand or other communication hereunder shall be given by courier service, delivery in person or e-mail to the addresses and numbers shown below, unless the other Party notifies the other Party in writing of a changed address and number. Upon delivery to the appropriate addresses as above if sent by courier
service or personal delivery, and upon entering the appropriate e-mail system as above if sent by e-mail: 

Borrower: Xiaohua Chen 
 Address:
[***] 
 Telephone: [***] 

Lender’s Contact Person: Jinbo Yao 

Address: [***] 
 Telephone: [***]

  

	12.3	 This Agreement is made in two originals with each Party holding one original and shall have the same legal
effect. 

 [Remainder of this page is intentionally left blank] 

  
 5 

 IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed on the date first above
written. 
  

	
	Borrower (Signature):
	
	 /s/ Xiaohua Chen

	Xiaohua Chen
	
	Lender (Official Seal):
	
	 /s/ Changsha Daojia Youxiang Network Technology Co., Ltd.

	Changsha Daojia Youxiang Network Technology Co., Ltd.
	
	Signature of Legal Representative: /s/ Xiaohua Chen

 The spouse of the Borrower hereby confirms that: 

I have read and known the Loan Agreement dated as of January 21, 2019 by and between Xiaohua Chen and Changsha Daojia Youxiang Network Technology Co.,
Ltd., and agree to the execution and performance of such agreement by Xiaohua Chen. 
 Signature of Spouse of the Borrower: /s/ Feng He 

  
 6 

 LOAN AGREEMENT 

This Loan Agreement (this “Agreement”) is entered into by and between the following parties on January 21, 2019 in Chaoyang District,
Beijing, the People’s Republic of PRC: 
 Borrower: 

Jinbo Yao, a PRC citizen with identification card number of [***] 

Lender: 
 Changsha Daojia Youxiang Network Technology Co., Ltd.,
a wholly foreign-owned enterprise duly incorporated and existing under the PRC laws with its unified social credit code of 91430100MA4PCR1L4F and registered address at Room 401, Building 17, Changsha Zhongdian Software Park, No. 39 Jianshan
Road, Changsha High-tech Development Zone. 
 The above parties may be referred to collectively as the “Parties” and individually as the
“Party” or “Other Parties.” 
 Whereas: 
  

	1.	 Borrower and Tianjin 58 Daojia Life Service Co., Ltd. (“Tianjin Wuba”) signed an “Equity
Transfer Agreement” (“Equity Transfer Agreement”) on January 21 2019; The Borrower shall pay RMB 342,440 to Tianjin Wuba in consideration for the purchase of 17.122% of the equity interests in Wuba Daojia Co., Ltd.(a limited
liability company duly organized and existing under the laws of the PRC with its unified social credit code of 91430100352859652J and its registered address at Room 201, Building 17, Phase I, Changsha Zhongdian Software Park, No. 39 Jianshan
Road, Changsha High-tech Development Zone) held by Tianjin Wuba; 

  

	2.	 The Lender is willing to lend RMB 342,440 to the Borrower (the “Loan”) to guarantee the
Borrower’s fulfillment of its obligation of payment of the consideration to Tianjin Wuba under the Equity Transfer Agreement. 

 IN
WITNESS WHEREOF, the Parties hereto enter into this Agreement through friendly consultation. 

  
 7 

	1	 Amount of Loan and Remittance Date 

The Lender will provide the loan to the Borrower voluntarily. The Loan will be remitted to the Borrower’s designated bank account within 7 days from the
date of this Agreement. 
  

	2	 Term of the Loan 

Unless otherwise agreed by the Parties, the term of the Loan shall be 10 years from the effective date of this Agreement, which may be extended upon mutual
written consent of the Parties. During the term of the Loan or the extended term of the Loan, the Borrower shall immediately repay the full amount of the Loan in the event that any of the following circumstances occur: 

 

	2.1	 The term of thirty (30) days after the Borrower receives the Lender’s written notice requesting
repayment has expired; 

  

	2.2	 The Borrower’s death, lack or limitation of civil capacity; 

 

	2.3	 The Borrower engages in or is involved in criminal activities. 

 

	3	 LOAN INTEREST 

The parties hereto acknowledge that the Loan hereunder is an interest-free borrowing. 

 

	4	 Representations and Warranties 

Each Party hereby represents and warrants to the other Parties as follows: 
  

	4.1	 The requisite right, power and authority to enter into and perform this Agreement and relevant obligations and
responsibilities have been obtained; 

  

	4.2	 Neither the execution nor the performance of this Agreement will violate or conflict with other agreements
entered into by the Parties. 

  

	5	 TAXES 

Any tax which may be incurred as a result of the execution, performance and repayment of this Agreement shall be borne by the Lender. 

 

	6	 ASSIGNMENT OF THE AGREEMENT 

 

	6.1	 Without the Lender’s prior written consent, the Borrower shall not assign its rights and obligations under
this Agreement to any third party in whole or in part. 

  
 8 

	6.2	 The Parties agree that the Lender shall be entitled to assign its rights and obligations under this Agreement
to any third party in whole or in part by sending a written notice to the Borrower six (6) days in advance. 

  

	7	 Liability for Breach 

After formal execution of this Agreement, failure on the part by any Party to perform or fully perform its provisions of this Agreement shall constitute breach
of this Agreement. The breaching Party shall be liable to compensate the non- breaching Party for all the economic losses caused by the breach, and the non-breaching
Party shall have the right to request the breaching Party to continue the performance of this Agreement. 
  

	8	 Effectiveness, Modification and Termination 

 

	8.1	 This Agreement shall become effective from the date of signature and seal of all parties.

  

	8.2	 Any amendment of this Agreement shall require the execution of a written agreement by the Parties through
consultation. 

  

	8.3	 This Agreement shall not be terminated unless agreed to by the Parties in writing. The Borrower shall not be
entitled to terminate this Agreement unilaterally; however, the Lender shall be entitled to terminate this Agreement by sending a written notice to the Borrower thirty (30) days in advance. 

 

	8.4	 If the Lender notifies the Borrower in writing of the extension before the expiration of this Agreement, this
Agreement may be extended according to the terms and conditions of this Agreement upon expiration. The extension shall be determined by the Lender, and the Borrower shall accept it unconditionally. 

 

	9	 CONFIDENTIALITY 

 

	9.1	 Each Party shall keep this Agreement the negotiation and execution process of this Agreement, the terms of this
Agreement and any information, documents and data of the other Parties acquired in the course of performing this Agreement (“Confidential Information”) strictly confidential. Without the written consent of the other Parties, none of
the Parties shall disclose any Confidential Information to any third party, except for the following circumstances: 

  

	 	(1)	 Information already becomes known to the public (excluding the materials disclosed by the receiving Party);

  
 9 

	 	(2)	 Information required to be disclosed by laws, regulations and stock exchange rules, in which case the
disclosing Party shall promptly notify the party lawfully in possession of such requirement in writing prior to the disclosure; and 

  

	 	(3)	 If any Party discloses any information relating to this Agreement to its employees, legal or financial
advisors, such employees, legal or financial advisors shall also perform the confidentiality obligation set forth in this Article; if employees or legal or financial advisors disclose the Confidential Information of any Party, such Party shall be
deemed to have disclosed the Confidential Information by such Party, who shall bear the liabilities therefor. 

  

	9.2	 In case this Agreement is modified or terminated or is held invalid or unenforceable, the validity and
enforceability of this Agreement shall not be affected or impaired in any way. 

  

	10	 Force Majeure 

 

	10.1	 “Force Majeure” shall mean unforeseeable, unavoidable or insurmountable objective circumstances,
including but not limited to earthquakes, floods, fires, other natural disasters, acts of governments, strikes, riots and other social uncontrollable events. 

  

	10.2	 In the event of an event of Force Majeure, the Party encountering the Force Majeure shall notify the other
Party thereof by the most convenient means without delay, and shall provide the other Party with a detailed written report concerning the event and the documentary evidence of the region where the event of Force Majeure occurs within fifteen
(15) days after the occurrence of the event of Force Majeure, and shall also take all reasonable measures to eliminate the impact of the Force Majeure and mitigate the losses suffered by the other Party. The Party encountering the Force Majeure
shall not bear the liability for breach of contract. After dissolving of the event of force majeure, both Parties shall continue to perform their obligations under this Agreement. 

 

	11	 Governing Law and Dispute Resolution 

 

	11.1	 The effectiveness, interpretation, performance and execution of this Agreement and the resolution of disputes
hereunder shall be governed by the laws of PRC. 

  

	11.2	 Any dispute arising from or in connection with this Agreement shall be settled through amicable consultations
among the Parties. If no settlement can be reached through consultation within thirty (30) days after the occurrence of the dispute, either Party may apply to China International Trade and Economic Arbitration Commission for arbitration of the
dispute. The arbitral award shall be final and binding on the Parties. 

  
 10 

	11.3	 During the course of occurrence and resolution of a dispute, except for the matters in dispute, the Parties
shall continue to enjoy the other rights and perform the obligations under this Agreement. 

  

	12	 Miscellaneous 

 

	12.1	 This Agreement constitutes the entire agreement among the Parties with respect to the subject matter hereof and
constitutes the consent of the Parties hereto, and supersedes all prior oral or written agreements, representations and understandings with respect to the transactions contemplated hereby. 

 

	12.2	 Notices 

A notice, consent, demand or other communication hereunder shall be given by courier service, delivery in person or e-mail to the addresses and numbers shown below, unless the other Party notifies the other Party in writing of a changed address and number. Upon delivery to the appropriate addresses as above if sent by courier
service or personal delivery, and upon entering the appropriate e-mail system as above if sent by e-mail: 

Borrower: Jinbo Yao 
 Address:
[***] 
 Telephone: [***] 

Lender’s Contact Person: Xiaohua Chen 

Address: [***] 
 Telephone: [***]

  

	12.3	 This Agreement is made in two originals with each Party holding one original and shall have the same legal
effect. 

 [Remainder of this page is intentionally left blank] 

  
 11 

 IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed on the date first above
written. 
  

	
	Borrower (Signature):
	
	 /s/ Jinbo Yao

	Jinbo Yao
	
	Lender (Official Seal):
	
	 /s/ Changsha Daojia Youxiang Network Technology Co., Ltd.

	Changsha Daojia Youxiang Network Technology Co., Ltd.
	
	Signature of Legal Representative: /s/ Xiaohua Chen

 The spouse of the Borrower hereby confirms that: 

I have read and known the Loan Agreement dated as of January 21, 2019 by and between Jinbo Yao and Changsha Daojia Youxiang Network Technology Co., Ltd.,
and agree to the execution and performance of such agreement by Jinbo Yao. 
 Signature of Spouse of the Borrower: /s/ Keying Dai 

  
 12

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