Document:

EX-10.2

 Exhibit 10.2 

DEAL CUSIP NUMBER: 21664UAD8 

REVOLVER CUSIP NUMBER: 21664UAE6 

AMENDMENT NO. 2 TO CREDIT AGREEMENT 

This AMENDMENT NO. 2 TO CREDIT AGREEMENT (this “Amendment”) is entered into as of September 12, 2013 among (i) THE
COOPER COMPANIES, INC., a Delaware corporation (the “Company”), (ii) COOPERVISION INTERNATIONAL HOLDING COMPANY, LP, an entity organized under the laws of England and Wales and registered in Barbados as an External Company
under the laws of Barbados (the “Foreign Borrower” and together with the Company, each, a “Borrower” and collectively, the “Borrowers”), (iii) the Lenders (defined below) executing signatures
page hereto, and (iv) KEYBANK NATIONAL ASSOCIATION, as the administrative agent (the “Administrative Agent”). 

RECITALS: 
 A. The
Borrowers, the Administrative Agent and the lenders party thereto (each a “Lender” and collectively, the “Lenders”) are parties to the Credit Agreement, dated as of January 12, 2011, as amended by the Amendment
No. 1 to Credit Agreement, dated as of May 31, 2012 (as the same may from time to time be further amended, restated or otherwise modified, the “Credit Agreement”). 

B. The Borrowers, the Administrative Agent and the Lenders party hereto desire to amend the Credit Agreement to modify certain provisions
thereof. 
 AGREEMENT: 

In consideration of the premises and mutual covenants herein and for other valuable consideration, the Borrowers, the Administrative Agent and
the Lenders party hereto agree as follows: 
 Section 1. Definitions. Unless otherwise defined herein, each capitalized term
used in this Amendment and not defined herein shall be defined in accordance with the Credit Agreement. 
 Section 2.
Amendments. 
 2.1 Amendments to Section 7.03. Section 7.03 of the Credit Agreement is hereby amended by
(i) deleting the “.” at the end of clause (k) and replacing it with “; and” and (ii) adding the following new clause (l) at the end thereof: “(l) Liens securing Indebtedness under any capital markets or
private placement debt agreement (including any agreements with respect to convertible debt securities) or bilateral or syndicated loan agreement; provided that Liens have been or will be substantially simultaneously granted to secure the
Obligations on an equal and ratable basis pursuant to appropriate security documents, and subject to an intercreditor agreement, in each case, reasonably acceptable to the Administrative Agent and the Company.” 

2.2 Amendments to Section 7.08. Section 7.08 of the Credit Agreement is hereby amended by (i) deleting the reference to
“Subordinated Indebtedness” that appears in clause (x) of such Section and replacing it with “Indebtedness”, (ii) deleting the word “and” appearing immediately before clause (xi) therein and replacing it
with “,” and (iii) adding the following new clause (xii) at the end thereof: “(xii) requirements imposed by any capital markets or private placement debt agreements (including any agreements with respect to convertible debt
securities) and bilateral or syndicated loan agreements that Indebtedness under any such agreement be secured by equal and ratable Liens in the event that Liens are granted to secure the Obligations.” 

 Section 3. Effectiveness. This Amendment shall be effective on the date upon which it
shall have been executed by the Borrowers, each Subsidiary Guarantor, the Administrative Agent and the Required Lenders, and counterparts hereof as so executed shall have been delivered to the Administrative Agent. 

Section 4. Miscellaneous. 

4.1 Representations and Warranties. Each Borrower and each Subsidiary Guarantor, by signing below, hereby represents and warrants to
the Administrative Agent and the Lenders that: 
 (i) each Borrower and each Subsidiary Guarantor has the legal power and
authority to execute and deliver this Amendment; 
 (ii) the officers executing this Amendment on behalf of each Borrower and
each Subsidiary Guarantor have been duly authorized to execute and deliver the same and bind such Borrower or such Subsidiary Guarantor with respect to the provisions hereof; 

(iii) no Default or Event of Default exists under the Credit Agreement, nor will any occur immediately after the execution and
delivery of this Amendment or by the performance or observance of any provision hereof; 
 (iv) this Amendment constitutes
the legal, valid and binding agreement and obligation of the Borrowers and each Subsidiary Guarantor, enforceable in accordance with its terms, except to the extent that the enforceability thereof may be limited by applicable bankruptcy, insolvency,
reorganization, moratorium or other similar laws generally affecting creditors’ rights and by equitable principles (regardless of whether enforcement is sought in equity or at law); and 

(v) each of the representations and warranties set forth in Article V of the Credit Agreement is true and correct in all
material respects as of the date hereof, except to the extent that any thereof expressly relate to an earlier date. 
 4.2 Credit
Agreement Unaffected. Each reference to the Credit Agreement in any Loan Document shall hereafter be construed as a reference to the Credit Agreement as amended hereby. Except as herein otherwise specifically provided, all provisions of the
Credit Agreement shall remain in full force and effect and be unaffected hereby. This Amendment shall be a Loan Document. 
 4.3
Subsidiary Guarantor Acknowledgment. Each Subsidiary Guarantor, by signing this Amendment: 
 (i) consents and agrees
to and acknowledges the terms of this Amendment; 
 (ii) acknowledges and agrees that all of the Loan Documents to which such
Subsidiary Guarantor is a party or is otherwise bound shall continue in full force and effect and that all of such Subsidiary Guarantor’s obligations thereunder shall be valid and enforceable and shall not be impaired or limited by the
execution or effectiveness of this Amendment; and 
 (iii) acknowledges and agrees that (A) notwithstanding the
conditions to effectiveness set forth in this Amendment, such Subsidiary Guarantor is not required by the terms of the Credit Agreement or any other Loan Document to which such Subsidiary Guarantor is a party to consent to the amendments to the
Credit Agreement effected pursuant to this Amendment and (B) nothing 

  
 -2- 

 
in the Credit Agreement, this Amendment or any other Loan Document shall be deemed to require the consent of such Subsidiary Guarantor to any future amendments or modifications to the Credit
Agreement. 
 4.4 Entire Agreement. This Amendment, together with the Credit Agreement and the other Loan Documents, integrates all
the terms and conditions mentioned herein or incidental hereto and supersedes all oral representations and negotiations and prior writings with respect to the subject matter hereof. 

4.5 Counterparts This Amendment may be executed in any number of counterparts, by different parties hereto in separate counterparts and
by facsimile signature, each of which when so executed and delivered shall be deemed to be an original and all of which taken together shall constitute but one and the same agreement. 

4.6 Governing Law. THIS AMENDMENT AND THE OTHER LOAN DOCUMENTS AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER AND THEREUNDER
SHALL BE CONSTRUED IN ACCORDANCE WITH AND BE GOVERNED BY THE LAW OF THE STATE OF NEW YORK WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES (OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW). TO THE FULLEST EXTENT PERMITTED BY LAW, THE
BORROWERS HEREBY UNCONDITIONALLY AND IRREVOCABLY WAIVE ANY CLAIM TO ASSERT THAT THE LAW OF ANY JURISDICTION OTHER THAN THE STATE OF NEW YORK GOVERNS THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS. 

4.7 JURY TRIAL WAIVER. EACH OF THE PARTIES TO THIS AMENDMENT HEREBY IRREVOCABLY WAIVES ALL RIGHT TO A TRIAL BY JURY IN
ANY ACTION, PROCEEDING OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS (INCLUDING, WITHOUT LIMITATION, ANY AMENDMENTS, WAIVERS OR OTHER MODIFICATIONS RELATING TO ANY OF THE FOREGOING), OR THE
TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY. 
 [Signature pages follow.] 

  
 -3- 

 IN WITNESS WHEREOF, this Amendment has been duly executed and delivered as of the date first
above written. 
  

			
	THE COOPER COMPANIES, INC.,
		
	By:	 	 /s/ Greg W. Matz

		 	Name: Greg W. Matz
		 	Title: Vice President & Chief Financial Officer
	
	COOPERVISION INTERNATIONAL HOLDING COMPANY, LP
		
	By:	 	 /s/ Carol R. Kaufman

		 	Name: Carol R. Kaufman
		 	Title: Director

 Each of the undersigned Subsidiary Guarantors acknowledges the terms of and consents to the
foregoing: 
  

			
	COOPERVISION, INC.
		
	By:	 	 /s/ Greg W. Matz

		 	Name: Greg W. Matz
		 	Title: Vice President
	
	COOPERSURGICAL, INC.
		
	By:	 	 /s/ Greg W. Matz

		 	Name: Greg W. Matz
		 	Title: Vice President
	
	TCC ACQUISITION CORP.
		
	By:	 	 /s/ Greg W. Matz

		 	Name: Greg W. Matz
		 	Title: Vice President & Chief Financial Officer
	
	COOPER MEDICAL, INC.
		
	By:	 	 /s/ Greg W. Matz

		 	Name: Greg W. Matz
		 	Title: Vice President & Chief Financial Officer
	
	ORIGIO, INC.
		
	By:	 	 /s/ Greg W. Matz

		 	Name: Greg W. Matz
		 	Title: Vice President

 
			
	KEYBANK NATIONAL ASSOCIATION,
	 as the Administrative Agent, Co-Lead Arranger, the Swing Line Lender, a Lender and an LC Issuer

		
	By:	 	 /s/ Marianne T. Meil

		 	Name: Marianne T. Meil
		 	Title: Senior Vice President

 Signature Page to 

Amendment No. 2 dated as of September 12, 2013 

to the 
 Credit Agreement among THE
COOPER COMPANIES, INC. and COOPERVISION 
 INTERNATIONAL HOLDING COMPANY, LP, as the Borrowers, 

Key Bank, National Association, as the Administrative Agent, and 

the Lenders Party Thereto 
  

					
	Name of Institution:	  	Bank of America, N.A.
			
		  	By:	  	 /s/ James P. Harbeson

		  		  	Name: James P. Harbeson
		  		  	Title: Vice President
		
	Name of Institution:	  	JPMORGAN CHASE BANK, N.A.
			
		  	By:	  	 /s/ Alex Rogin

		  		  	Name: Alex Rogin
		  		  	Title: Vice President
		
	Name of Institution:	  	Citicorp NA, Inc.
			
		  	By:	  	 /s/ Anthony Pantina

		  		  	Name: Anthony Pantina
		  		  	Title: Vice President
		
	Name of Institution:	  	DNB BANK ASA, GRAND CAYMAN BRANCH
			
		  	By:	  	 /s/ Kristie Li

		  		  	Name: Kristie Li
		  		  	Title: First Vice President
			
		  	By:	  	 /s/ Bjorn Erik Hammerstad

		  		  	Name: Bjorn Erik Hammerstad
		  		  	Title: Senior Vice President

					
	Name of Institution:	  	Union Bank, N.A.
			
		  	By:	  	 /s/ Henry G. Montgomery

		  		  	Name: Henry G. Montgomery
		  		  	Title: Vice President
		
	Name of Institution:	  	U.S. Bank, National Association
			
		  	By:	  	 /s/ Joseph M. Schnorr

		  		  	Name: Joseph M. Schnorr
		  		  	Title: Senior Vice President
		
	Name of Institution:	  	Bank of the West
			
		  	By:	  	 /s/ Joel Harvill

		  		  	Name: Joel Harvill
		  		  	Title: Vice President
		
	Name of Institution:	  	USB Loan Finance LLC
			
		  	By:	  	 /s/ James Morgan

		  		  	Name: James Morgan
		  		  	Title: Executive Director
			
		  	By:	  	 /s/ Lana Gifas

		  		  	Name: Lana Gifas
		  		  	Title: Director
		
	Name of Institution:	  	COMPASS BANK
			
		  	By:	  	 /s/ Erik Velastegui

		  		  	Name: Erik Velastegui
		  		  	Title: Senior Vice President

					
	Name of Institution:	  	PNC BANK, NATIONAL ASSOCIATION
			
		  	By:	  	 /s/ John Berry

		  		  	Name: John Berry
		  		  	Title: Vice President
		
	Name of Institution:	  	Goldman Sachs Bank USA
			
		  	By:	  	 /s/ Mark Walton

		  		  	Name: Mark Walton
		  		  	Title: Authorized Signatory
		
	Name of Institution:	  	HSBC Bank USA, National Association
			
		  	By:	  	 /s/ Mario De Lecce

		  		  	Name: Mario De Lecce
		  		  	Title: Vice President
		
	Name of Institution:	  	Wells Fargo Bank, N.A.
			
		  	By:	  	 /s/ Gavin Smith

		  		  	Name: Gavin Smith
		  		  	Title: Vice PresidentEX-4.1

 Exhibit 4.1 

THIS SECURITY IS AN UNSECURED SUBORDINATED DEBT OBLIGATION OF ZIONS BANCORPORATION. THIS SECURITY IS NOT A DEPOSIT OR
SAVINGS ACCOUNT AND IS NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENTAL AGENCY OR INSTRUMENTALITY. 
 THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR A NOMINEE THEREOF. THIS SECURITY MAY NOT BE EXCHANGED IN
WHOLE OR IN PART FOR A SECURITY REGISTERED, AND NO TRANSFER OF THIS SECURITY IN WHOLE OR IN PART MAY BE REGISTERED, IN THE NAME OF ANY PERSON OTHER THAN SUCH DEPOSITARY OR A NOMINEE THEREOF, EXCEPT IN THE LIMITED CIRCUMSTANCES DESCRIBED IN THE
INDENTURE. 
 UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO ZIONS BANCORPORATION, OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR
TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. 

 ZIONS BANCORPORATION 
 6.95% Fixed-to-Floating Rate Subordinated Notes due September 15, 2028 
  

			
	No. 1	  	$87,890,550
	CUSIP No. 989701818	  	
	ISIN No.  US9897018183	  	

 ZIONS BANCORPORATION, a corporation duly organized and existing under the laws of the State of Utah
(herein called the “Company”, which term includes any successor Person under the Indenture hereinafter referred to), for value received, hereby promises to pay to Cede & Co., or registered assigns, the principal sum of
Eighty-Seven Million Eight Hundred Ninety Thousand Five Hundred Fifty Dollars ($87,890,550) on September 15, 2028, and to pay interest thereon from September 17, 2013 or from the most recent Interest Payment Date (as defined below) to
which interest has been paid or duly provided for, quarterly on March 15, June 15, September 15 and December 15 in each year, commencing December 15, 2013, (i) from and including September 17, 2013 to but excluding
September 15, 2023 (the “Fixed Rate Period”), at a rate of 6.95% per annum and (ii) from and including September 15, 2023 (the “Floating Rate Period”), at an annual floating rate equal to three-month LIBOR (as
defined below) plus 3.89% (the “Floating Rate Spread”), until the principal hereof is paid or made available for payment (each such date, an “Interest Payment Date”). Any premium and any such installment of interest that is
overdue at any time shall also bear interest (to the extent that the payment of such interest shall be legally enforceable), at the rate per annum at which the principal then bears interest, from the date any such overdue amount first becomes due
until it is paid or made available for payment. Notwithstanding the foregoing, interest on any principal, premium or installment of interest that is overdue shall be payable on demand. The interest so payable, and punctually paid or duly provided
for, on any Interest Payment Date will, as provided in the Indenture, be paid to the Person in whose name this Security (or one or more Predecessor Securities) is registered at the close of business on the Regular Record Date for such interest,
which shall be the March 1, June 1, September 1 or December 1 (whether or not a Business Day (as defined below)), as the case may be, next preceding such Interest Payment Date. Any such interest not so punctually paid or duly
provided for will forthwith cease to be payable to the Holder on such Regular Record Date and may either be paid to the Person in whose name this Security (or one or more Predecessor Securities) is registered at the close of business on a Special
Record Date for the payment of such Defaulted Interest to be fixed by the Trustee, notice whereof shall be given to Holders of Securities of this series not less than 10 days prior to such Special Record Date, or be paid at any time in any other
lawful manner not inconsistent with the requirements of any securities exchange on which the Securities of this series may be listed, and upon such notice as may be required by such exchange, all as more fully provided in the Indenture. 

The interest rate for each interest rate period in the Floating Rate Period will be determined by the calculation agent
using three-month LIBOR as in effect on the interest rate determination date for that interest rate period. The calculation agent then will add the Floating Rate Spread to the three-month LIBOR as determined on the interest rate determination date.
Absent manifest error, the calculation agent’s determination of the interest rate for an interest rate period for this Security will be binding and conclusive on the Holders of the Securities, any Paying Agent and the Company. The calculation
agent will notify the Company of each determination of the interest rate and will make the interest rate available to any Holder of Securities upon request. 
 “Three-month LIBOR” means, with respect to any relevant interest rate period, the London interbank offered rate for deposits in U.S. dollars having an index maturity of three months in amounts
of at least $1,000,000, as that rate appears on Reuters screen page “LIBOR01” at approximately 11:00 a.m., London time, on the relevant interest rate determination date. If no offered rate appears on Reuters screen page “LIBOR01”
on the relevant interest rate determination date at approximately 11:00 a.m., London time, then the calculation agent, after consultation with the Company, will select four major banks in the London interbank market and will request each of their
principal London offices to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are offered by it to prime banks in the London interbank market, on that date and at that time, that is
representative of single transactions at that time. If at least two quotations are provided, three-month LIBOR will be the arithmetic average (rounded upward, if necessary, to the nearest .00001 of 1%) of the quotations provided. If fewer than two
quotations are provided, the calculation agent, after consultation with the Company, will select three major banks in New York City and will request each of them to provide a quotation of the rate offered by it at approximately 11:00 a.m., New York
City time, on the interest rate determination date for loans in U.S. dollars to leading European banks having an index maturity of three months for the applicable interest rate period in an amount of at least $1,000,000 that is representative of
single transactions at that time. If three quotations are provided, three-month LIBOR will be the arithmetic average (rounded upward, if necessary, to the nearest .00001 of 1%) of the quotations provided. If fewer than three quotations are provided,
three-month LIBOR for the next interest rate period will be equal to three-month LIBOR in effect for the then-current interest rate period. 
 The “interest rate determination date” for any interest rate period is the second London business day prior to the beginning of the interest rate period. 

A “London business day” means any day on which dealings in U.S. dollars are transacted or, with respect to any
future date, are expected to be transacted in the London interbank market. 
 “Calculation agent”
means Zions First National Bank or such other bank as may be acting as calculation agent for the Company with respect to this Security. 
 Interest on this Security for the Fixed Rate Period shall be computed on the basis of a 360-day year of twelve 30-day months and the actual number of days elapsed in any period of less than one month.
Interest payable on the notes for the Floating Rate Period shall be computed on the basis of a 360-day year and the actual number of days in an interest period. 

During the Fixed Rate Period, in the event that an Interest Payment Date is not a Business Day, interest will be paid on
the next succeeding Business Day and no interest will accrue on the postponed amount from the original due date to the next day that is a Business Day. During the Floating Rate Period, in the event that an Interest Payment Date is not a Business
Day, interest will be paid on be the next succeeding Business Day and interest will accrue to, but excluding, the date interest is paid. However, if the postponement would cause the Interest Payment Date to fall in the next calendar month during the
Floating Rate Period, the Interest Payment Date will instead be brought forward to the immediately preceding Business Day. 

  
 -2-

 If the date of Stated Maturity for the principal falls on a day that is not
a Business Day, the payment of the principal amount of this Security will be made on the next succeeding Business Day and no interest will accrue for the period from and after such date of Stated Maturity. “Business Day,” with respect to
this Security, is a day other than a Saturday, a Sunday or any other day on which banking institutions in Salt Lake City, Utah or New York City generally are authorized or required by law or executive order to close. 

Payment of the principal of (and premium, if any) and any such interest on this Security will be made at the office or
agency of the Company maintained for that purpose in Salt Lake City, Utah in such coin or currency of the United States of America as at the time of payment is legal tender for payment of public and private debts; provided, however, that at the
option of the Company payment of interest may be made by check mailed to the address of the Person entitled thereto as such address shall appear in the Security Register. 

Reference is hereby made to the further provisions of this Security set forth on the reverse hereof, which further
provisions shall for all purposes have the same effect as if set forth at this place. 
 Unless the certificate
of authentication hereon has been executed by the Trustee referred to on the reverse hereof by manual signature, this Security shall not be entitled to any benefit under the Indenture or be valid or obligatory for any purpose. 

  
 -3-

 IN WITNESS WHEREOF, the Company
has caused this instrument to be duly executed under its corporate seal. 
 Dated:  September 17, 2013 

 

							
	ZIONS BANCORPORATION	 	
			
	By	 	  
	 	
		 	Name:	 	 W. David Hemingway	 	
		 	Title:	 	 Executive Vice President	 	

  

	
	Attest:
	
	  

 This is one of the Securities of the series designated therein referred to in the
within-mentioned Indenture. 
 Dated:  September 17, 2013 

 

							
	THE BANK OF NEW YORK MELLON TRUST COMPANY, N. A.	 	
	As Trustee	 	
			
	By:	 	ZIONS FIRST NATIONAL BANK	 	
		 	As Authenticating Agent	 	
				
		 	By	 	  
	 	
		 		 	Authorized Officer	 	

 [Global Note] 

  

 (Reverse of Security) 

This Security is one of a duly authorized issue of securities of the Company (herein called the “Securities”),
issued and to be issued in one or more series under a Subordinated Debt Indenture, dated as of September 10, 2002 (herein called the “Indenture”, which term shall have the meaning assigned to it in such instrument), between the
Company and The Bank of New York Mellon Trust Company, N.A., as successor trustee to J.P. Morgan Trust Company, National Association, as Trustee (herein called the “Trustee”, which term includes any successor trustee under the Indenture),
and reference is hereby made to the Indenture for a statement of the respective rights, limitations of rights, duties and immunities thereunder of the Company, the Trustee, the holders of Senior Indebtedness and the Holders of the Securities and of
the terms upon which the Securities are, and are to be, authenticated and delivered. This Security is one of the series designated on the face hereof. 
 The Company may redeem all or part of the Securities of this series at any time or from time to time on or after September 15, 2023 at the Company’s option at a redemption price equal to 100% of
the principal amount of the Securities being redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. The Company will notify the holder, in writing, of the redemption not less than 30 days nor more than 60 days before the
redemption date. 
 If the Company is redeeming less than all the Securities of this series at any time, the
Trustee will select the Securities to be redeemed using a method it considers fair and appropriate. 
 The
Company will redeem the Securities in increments of $25. The Company will cause notices of redemption to be mailed by first-class mail at least 30 but not more than 60 days before the redemption date to each holder of the Securities to be redeemed
at its registered address. 
 If any Security is to be redeemed in part only, the notice of redemption that
relates to that Security will state the portion of the principal amount thereof to be redeemed. The Company will issue a Security in principal amount equal to the unredeemed portion of the original Security in the name of the holder thereof upon
cancellation of the original Security. Securities called for redemption will become due on the date fixed for redemption. On or after the redemption date, interest will cease to accrue on the Securities or portions of them called for redemption.

 There is no sinking fund for the Securities of this series. 

The indebtedness evidenced by this Security is, to the extent provided in the Indenture, subordinate and subject in right
of payment to the prior payment in full of all Senior Indebtedness, and in certain circumstances, to all General Obligations, and this Security is issued subject to the provisions of the Indenture with respect thereto. Each Holder of this Security,
by accepting the same, (a) agrees to and shall be bound by such provisions, (b) authorizes and directs the Trustee on his or her behalf to take such actions as may be necessary or appropriate to effectuate the subordination so provided and (c)
appoints the Trustee his or her attorney-in-fact for any and all such purposes. Each Holder hereof, by his or her acceptance hereof, waives all notice of the acceptance of the subordination provisions contained herein and in the Indenture by each
holder of Senior Indebtedness, whether now outstanding or hereafter created, incurred, assumed or guaranteed, and waives reliance by each such holder upon said provisions. 

The Indenture contains provisions for defeasance at any time of the entire indebtedness of this Security or certain
restrictive covenants and Events of Default with respect to this Security, in each case upon compliance with certain conditions set forth in the Indenture. 
 If an Event of Default with respect to Securities of this series shall occur and be continuing, the principal of the Securities of this series may be declared due and payable in the manner and with the
effect provided in the Indenture. 
 The Indenture permits, with certain exceptions as
therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Holders of the Securities of each series to be affected under the Indenture at any time by the Company and the Trustee
with the consent of the Holders of
66 2/3% in principal amount of the Securities at the time Outstanding of each series to be affected. The Indenture also contains provisions permitting the Holders of specified percentages in principal amount of
the Securities of each series at the time Outstanding, on behalf of the Holders of all Securities of such series, to waive compliance by the Company with certain provisions of the Indenture and certain past defaults under the Indenture and their
consequences. Any such consent or 

  
 -5-

 
waiver by the Holder of this Security shall be conclusive and binding upon such Holder and upon all future Holders of this Security and of any Security issued upon the registration of transfer
hereof or in exchange herefor or in lieu hereof, whether or not notation of such consent or waiver is made upon this Security. 
 As provided in and subject to the provisions of the Indenture, the Holder of this Security shall not have the right to institute any proceeding with respect to the Indenture or for the appointment of a
receiver or trustee or for any other remedy thereunder, unless such Holder shall have previously given the Trustee written notice of a continuing Event of Default with respect to the Securities of this series, the Holders of not less than 25% in
principal amount of the Securities of this series at the time Outstanding shall have made written request to the Trustee to institute proceedings in respect of such Event of Default as Trustee and offered the Trustee reasonable indemnity, and the
Trustee shall not have received from the Holders of a majority in principal amount of Securities of this series at the time Outstanding a direction inconsistent with such request, and shall have failed to institute any such proceeding, for 60 days
after receipt of such notice, request and offer of indemnity. The foregoing shall not apply to any suit instituted by the Holder of this Security for the enforcement of any payment of principal hereof or any premium or interest hereon on or after
the respective due dates expressed herein. 
 No reference herein to the Indenture and no provision of this
Security or of the Indenture shall alter or impair the obligation of the Company, which is absolute and unconditional, to pay the principal of (and premium, if any) and interest on this Security at the times, place and rate, and in the coin or
currency, herein prescribed. 
 As provided in the Indenture and subject to certain limitations therein set
forth, the transfer of this Security is registrable in the Security Register, upon surrender of this Security for registration of transfer at the office or agency of the Company in any place where the principal of and any premium and interest on
this Security are payable, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Company and the Security Registrar duly executed by, the Holder hereof or his attorney duly authorized in writing, and
thereupon one or more new Securities of this series and of like tenor, of authorized denominations and for the same aggregate principal amount, will be issued to the designated transferee or transferees. 

The Securities of this series are issuable only in registered form without coupons in denominations of $25 and any
integral multiple thereof. As provided in the Indenture and subject to certain limitations therein set forth, Securities of this series are exchangeable for a like aggregate principal amount of Securities of this series and of like tenor of a
different authorized denomination, as requested by the Holder surrendering the same. 
 No service charge shall
be made for any such registration of transfer or exchange, but the Company may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. 

Prior to due presentment of this Security for registration of transfer, the Company, the Trustee and any agent of the
Company or the Trustee may treat the Person in whose name this Security is registered as the owner hereof for all purposes, whether or not this Security be overdue, and neither the Company, the Trustee nor any such agent shall be affected by notice
to the contrary. 
 This Security shall be governed by and construed in accordance with the laws of the State of
New York, but without regard to principles of conflict of laws. 

  
 -6-

 All terms used in this Security which are defined in the Indenture shall
have the meanings assigned to them in the Indenture. 

  
 -7-

 ABBREVIATIONS 
 The following abbreviations, when used in the inscription on the face of this Security, shall be construed as though they were written out in full according to applicable laws or regulations. 

TEN COM - as tenants in common 
 TEN ENT - as tenants by the entireties 
 JT TEN - as joint tenants
with the right of survivorship and not as tenants in common 
  

															
	UNIF GIFT MIN ACT	 	            	 	Custodian	 	            	 		 	-	 		 	under Uniform Gifts to Minors Act
		 	  (Cust)	 		 	(Minor)	 		 		 		 	                             
                                  
		 		 		 		 		 		 		 	                              
    (State)

 Additional abbreviations may also be used though not in the above list. 

  
 -8-

 ASSIGNMENT 
 FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto 
 PLEASE
INSERT SOCIAL SECURITY OR OTHER 

					
	IDENTIFYING NUMBER OF ASSIGNEE	 	  
	  	

  

					
		  	  
	 	
			
		  	  
	 	

 (Please Print or Typewrite Name and Address Including Postal Zip Code of Assignee) 

the attached Security and all rights thereunder, and hereby irrevocably constitutes and appoints 

 

					
		  	  
	 	

 to transfer said Security on the books of the Company, with full power of substitution in the premises. 

 

					
	Dated:                        	  	  
	 	
		  	 NOTICE: The signature to this assignment must be guaranteed and correspond with the name of the Holder as written upon the face of the attached
Security in every particular, without alteration or enlargement or any change whatsoever.

  
 -9-

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00221-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00221-of-00352.parquet"}]]