Document:

Exhibit 10.3

 

EXECUTION COPY

 

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT

 

This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 23rd day of May, 2013, among Redwood Residential
Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation
(“Depositor”), Wilmington Trust, National Association, a national banking association, not in its individual capacity
but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing
Agreement dated as of May 1, 2013 (the “Pooling and Servicing Agreement”), and PrimeLending, a PlainsCapital Company,
a Texas corporation (“PrimeLending”).

 

In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1A annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of January 30, 2011, between Assignor and PrimeLending (the “Purchase Agreement”), as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.

 

Assignment 

 

1.          Assignor
hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and
warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor
hereby accepts such assignment from Assignor.

 

2.          Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and
warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor
hereby accepts such assignment from Assignor.

 

3.          PrimeLending
hereby acknowledges the foregoing assignments.

 

Representations and Warranties

 

4.          Assignor
warrants and represents to, and covenants with, Depositor, Assignee and PrimeLending as of the date hereof that:

 

(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;

 

    	 

    	 

    

 

(b)          Assignor
is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear
from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as
contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the
extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;

 

(c)          There
are no offsets, counterclaims or other defenses available to PrimeLending with respect to the Purchase Agreement;

 

(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to enter into and perform its obligations under the Purchase Agreement;

 

(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee,
will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms
except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter
in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and

 

(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.

 

5.          Depositor
warrants and represents to, and covenants with, Assignor, Assignee and PrimeLending that as of the date hereof:

 

(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

 

    	2

    	 

    

 

(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and

 

(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.

 

6.          Assignee
warrants and represents to, and covenants with, Assignor, Depositor and PrimeLending that as of the date hereof:

 

(a)          Wilmington
Trust, National Association, in its individual capacity is a national banking association duly organized, validly existing and
in good standing under the laws of the jurisdiction of its organization; and

 

(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.

 

7.          PrimeLending
warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:

 

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(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;

 

(b)          PrimeLending
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to perform its obligations under the Purchase Agreement;

 

(c)          PrimeLending
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of PrimeLending’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of PrimeLending’s charter or by-laws or any legal restriction, or any material agreement or instrument to which PrimeLending
is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
PrimeLending or its property is subject. The execution, delivery and performance by PrimeLending of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of PrimeLending.
This Agreement has been duly executed and delivered by PrimeLending and, upon the due authorization, execution and delivery by
Assignor, Assignee and the Depositor, will constitute the valid and legally binding obligation of PrimeLending enforceable against
PrimeLending in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium
or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity
regardless of whether enforceability is considered in a proceeding in equity or at law; and

 

(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by PrimeLending in connection with the execution, delivery or performance by PrimeLending of this Agreement,
or the consummation by it of the transactions contemplated hereby.

 

Restated PrimeLending Representations
and Warranties

 

8.          Pursuant
to Section 32(d) of the Purchase Agreement, PrimeLending hereby restates to Depositor and Assignee (a) the representations and
warranties set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date and (b) the representations
and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties
were set forth herein in full.

 

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In the event of a breach
of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof,
as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation,
the right to compel PrimeLending to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the
provisions of Section 10.

 

Recognition of Assignee

 

9.          From
and after the date hereof, subject to Section 10 below, PrimeLending shall recognize Assignee as owner of the Mortgage Loans and
will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified
hereby or as may be amended from time to time, as if Assignee and PrimeLending had entered into a separate purchase agreement
for the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference,
as amended by this Agreement.

 

Enforcement of Rights 

 

10.         (a)          Controlling
Holder Rights. PrimeLending agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor,
in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and
Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights as Purchaser
under the following section of the Purchase Agreement:

 

Purchase
Agreement:

 

	Section or Subsection	Matter
	 	 
	7.03, other than 7.03(c)	Repurchase; Substitution

 

(b)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling
Holder pursuant to Section 10(a) shall be exercised by Assignee.

 

Amendments to Purchase Agreement

 

11.         The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:

 

(a)          Definitions.

 

(i)          The
definitions of “Arbitration,” “Business Day” and “Repurchase Price” set forth in Section 1
of the Purchase Agreement shall be deleted and replaced in their entirety as follows:

 

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Arbitration:
Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association and administered
by the American Arbitration Association, which shall be conducted in New York, New York or other place mutually acceptable to the
parties to the arbitration.

 

Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland,
Minnesota, Missouri, New York or Texas, (iii) a day on which banks in the states of California, Delaware, Maryland, Minnesota,
Missouri, New York or Texas, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New
York Stock Exchange or the Federal Reserve Bank of New York is closed.         

 

Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.

 

(b)          The
following sentence shall be added as the new third sentence of Subsection 7.03(a) of the Purchase Agreement:

 

Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.

 

(c)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.

 

Miscellaneous

 

12.         All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:

 

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(a)          In
the case of PrimeLending,

 

PrimeLending, a PlainsCapital
Company

18111 Preston Road, Suite
900

Dallas, Texas 75252

Attention: Mr. Scott
Eggen, SVP

Phone: 972-248-7866

 

with a copy to the

 

General Counsel at the
same address

 

(b)          In
the case of Assignee,

 

Wilmington Trust, National
Association

1100 North Market Street

Rodney Square North

Wilmington, DE 19890

Attention: Dorri Costello

 

(c)          In
the case of Depositor,

 

Sequoia Residential Funding,
Inc.

One Belvedere Place,
Suite 360

Mill Valley, California
94941

Attention: William Moliski

 

with a copy to

 

General Counsel at the
same address

 

(d)          In
the case of Assignor,

 

Redwood Residential Acquisition
Corporation

One Belvedere Place,
Suite 360

Mill Valley, California
94941

Attention: William Moliski

 

with a copy to

 

General Counsel at the
same address

 

(e)          In
the case of Master Servicer,

 

Wells Fargo Bank,
N.A.

9062 Old Annapolis
Road

Columbia, Maryland
21045)

Telephone number:
(410) 884-2000

 

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Facsimile number:
(410) 715-2380

Attention: Client
Manager — Sequoia Mortgage Trust 2013-7

 

(f)          In
the case of the initial Controlling Holder,

 

Sequoia Mortgage Funding
Corporation

One Belvedere Place,
Suite 360

Mill Valley, California
94941

Attention: William Moliski

 

with a copy to

 

General Counsel at the
same address

 

13.         This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.

 

14.         No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.

 

15.         This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or PrimeLending may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor,
Depositor, Assignee or PrimeLending, respectively, hereunder.

 

16.         This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by PrimeLending
pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and
the termination of the Purchase Agreement.

 

17.         This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.

 

18.         The Controlling Holder under
the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and
ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. PrimeLending
hereby consents to such exercise and enforcement.

 

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19.         It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Wilmington Trust, National Association (“Wilmington Trust”) not in its individual capacity
but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”)
in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement,
(ii) each of the undertakings and agreements herein made on behalf of the Assignee is made and intended not as a personal undertaking
or agreement of or by Wilmington Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained
shall be construed as creating any liability on the part of Wilmington Trust, individually or personally, to perform any covenant
either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any
person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Wilmington Trust in its individual
capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the
Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness, expenses and other amounts
being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation,
representation, warranty or covenant made under this Agreement or any other related documents.

 

20.         Master
Servicer. PrimeLending hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer
and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions,
authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master
Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including,
without limitation, the right to enforce the obligations of PrimeLending hereunder and under the Purchase Agreement and the right
to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.

 

PrimeLending shall make
all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:

 

Wells Fargo Bank, N.A.

San Francisco, California

ABA# 121-000-248

Account #3970771416

Account Name: SAS Clearing

FFC: Account #46446300, Sequoia
Mortgage Trust 2013-7 Distribution Account

 

21.         PrimeLending
acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section
10 of the Purchase Agreement, PrimeLending shall pay shipping expenses for any Mortgage Loan Documents if there has been a breach
of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.

 

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22.         Rule
17g-5 Compliance. PrimeLending hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination
thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail
at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-7” and an identification of the
type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5
Information Provider (the “Rule 17g-5 Information Provider”) shall notify PrimeLending in writing of any change in
the identity or contact information of the Rule 17g-5 Information Provider. PrimeLending shall have no liability for (i) the Rule
17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or
(ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions
in this Section 22 prohibit or restrict oral or written communications, or providing information, between PrimeLending, on
the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s
review of the ratings it assigns to PrimeLending or (ii) such Rating Agency’s or NRSRO’s evaluation of PrimeLending’s
operations in general; provided, however, that PrimeLending shall not provide any information relating to the Mortgage Loans to
such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower,
property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information
Provider.

 

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IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.

 

	 	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	 	Assignor
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	Wilmington Trust, National Association,
	 	not in its individual capacity but solely as Trustee,
	 	Assignee
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	PRIMELENDING, A PLAINSCAPITAL COMPANY
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 

 

	Accepted and agreed to by:	 
	 	 
	WELLS FARGO BANK, N.A.	 
	Master Servicer	 
	 	 
	By:	 	 
	Name:	 	 
	Title:	 	 

 

Signature Page – Assignment of Representations and Warranties – PrimeLending (SEMT 2013-7)

 

    	 

    	 

    

 

ATTACHMENT 1

 

MORTGAGE LOAN SCHEDULE

 

	 	1	2	3	4	5	6	7	8	9	10	11
	 	Primary
    Servicer	Servicing
    Fee %	Servicing
    Fee—Flatdollar	Servicing
    Advance Methodology	Originator	Loan
    Group	Loan
    Number	Amortization
    Type	Lien
    Position	HELOC
    Indicator	Loan
    Purpose
	1	1000383	0.002500	 	 	Prime
    Lending	 	10000011382	1	1	0	7
	2	1000383	0.002500	 	 	Prime
    Lending	 	10000011345	1	1	0	6
	3	1000383	0.002500	 	 	Prime
    Lending	 	10000011010	1	1	0	9
	4	1000383	0.002500	 	 	Prime
    Lending	 	10000010900	1	1	0	7
	5	1000383	0.002500	 	 	Prime
    Lending	 	10000010780	1	1	0	7
	6	1000383	0.002500	 	 	Prime
    Lending	 	10000010736	1	1	0	7
	7	1000383	0.002500	 	 	Prime
    Lending	 	10000010369	1	1	0	9
	8	1000383	0.002500	 	 	Prime
    Lending	 	10000010222	1	1	0	7
	9	1000383	0.002500	 	 	Prime
    Lending	 	10000010219	1	1	0	7
	10	1000383	0.002500	 	 	Prime
    Lending	 	10000010216	1	1	0	6
	11	1000383	0.002500	 	 	Prime
    Lending	 	10000010136	1	1	0	9
	12	1000383	0.002500	 	 	Prime
    Lending	 	10000010121	1	1	0	7
	13	1000383	0.002500	 	 	Prime
    Lending	 	10000010043	1	1	0	9
	14	1000383	0.002500	 	 	Prime
    Lending	 	10000010039	1	1	0	9
	15	1000383	0.002500	 	 	Prime
    Lending	 	10000010032	1	1	0	7
	16	1000383	0.002500	 	 	Prime
    Lending	 	10000010030	1	1	0	9
	17	1000383	0.002500	 	 	Prime
    Lending	 	10000010019	1	1	0	9
	18	1000383	0.002500	 	 	Prime
    Lending	 	10000009859	1	1	0	7
	19	1000383	0.002500	 	 	Prime
    Lending	 	10000009795	1	1	0	6
	20	1000383	0.002500	 	 	Prime
    Lending	 	10000009786	1	1	0	7
	21	1000383	0.002500	 	 	Prime
    Lending	 	10000009710	1	1	0	7
	22	1000383	0.002500	 	 	Prime
    Lending	 	10000009690	1	1	0	9
	23	1000383	0.002500	 	 	Prime
    Lending	 	10000009620	1	1	0	9
	24	1000383	0.002500	 	 	Prime
    Lending	 	10000009538	1	1	0	7
	25	1000383	0.002500	 	 	Prime
    Lending	 	10000009536	1	1	0	7
	26	1000383	0.002500	 	 	Prime
    Lending	 	10000009447	1	1	0	9
	27	1000383	0.002500	 	 	Prime
    Lending	 	10000009337	1	1	0	9
	28	1000383	0.002500	 	 	Prime
    Lending	 	10000009291	1	1	0	9
	29	1000383	0.002500	 	 	Prime
    Lending	 	10000009208	1	1	0	7
	30	1000383	0.002500	 	 	Prime
    Lending	 	10000009201	1	1	0	3
	31	1000383	0.002500	 	 	Prime
    Lending	 	10000008902	1	1	0	9
	32	1000383	0.002500	 	 	Prime
    Lending	 	10000008842	1	1	0	7
	33	1000383	0.002500	 	 	Prime
    Lending	 	10000008835	1	1	0	9
	34	1000383	0.002500	 	 	Prime
    Lending	 	10000008719	1	1	0	7
	35	1000383	0.002500	 	 	Prime
    Lending	 	10000008716	1	1	0	9
	36	1000383	0.002500	 	 	Prime
    Lending	 	10000008611	1	1	0	9
	37	1000383	0.002500	 	 	Prime
    Lending	 	10000008529	1	1	0	3
	38	1000383	0.002500	 	 	Prime
    Lending	 	10000008527	1	1	0	9
	39	1000383	0.002500	 	 	Prime
    Lending	 	10000008301	1	1	0	3
	40	1000383	0.002500	 	 	Prime
    Lending	 	10000008299	1	1	0	3
	41	1000383	0.002500	 	 	Prime
    Lending	 	10000008294	1	1	0	9
	42	1000383	0.002500	 	 	Prime
    Lending	 	10000008222	1	1	0	9
	43	1000383	0.002500	 	 	Prime
    Lending	 	10000007538	1	1	0	9
	44	1000383	0.002500	 	 	Prime
    Lending	 	10000006454	1	1	0	9
	45	1000383	0.002500	 	 	Prime
    Lending	 	10000006289	1	1	0	9

  

	 	12	13	14	15	16	17	18	19	20	21
	 	Cash
    Out Amount	Total
    Origination and Discount Points	Covered/High
    Cost Loan Indicator	Relocation
    Loan Indicator	Broker
    Indicator	Channel	Escrow
    Indicator	Senior
    Loan

    Amount(s)	Loan
    Type of Most

    Senior Lien	Hybrid
    Period of

    Most Senior Lien (in

    months)
	1	 	 	 	 	 	1	4	0	 	 
	2	 	 	 	 	 	1	4	0	 	 
	3	 	 	 	 	 	1	0	0	 	 
	4	 	 	 	 	 	1	4	0	 	 
	5	 	 	 	 	 	1	4	0	 	 
	6	 	 	 	 	 	1	4	0	 	 
	7	 	 	 	 	 	1	0	0	 	 
	8	 	 	 	 	 	1	1	0	 	 
	9	 	 	 	 	 	1	0	0	 	 
	10	 	 	 	 	 	1	4	0	 	 
	11	 	 	 	 	 	1	0	0	 	 
	12	 	 	 	 	 	1	4	0	 	 
	13	 	 	 	 	 	1	4	0	 	 
	14	 	 	 	 	 	1	0	0	 	 
	15	 	 	 	 	 	1	4	0	 	 
	16	 	 	 	 	 	1	0	0	 	 
	17	 	 	 	 	 	1	4	0	 	 
	18	 	 	 	 	 	1	4	0	 	 
	19	 	 	 	 	 	1	0	0	 	 
	20	 	 	 	 	 	1	0	0	 	 
	21	 	 	 	 	 	1	4	0	 	 
	22	 	 	 	 	 	1	0	0	 	 
	23	 	 	 	 	 	1	4	0	 	 
	24	 	 	 	 	 	1	4	0	 	 
	25	 	 	 	 	 	1	4	0	 	 
	26	 	 	 	 	 	1	4	0	 	 
	27	 	 	 	 	 	1	4	0	 	 
	28	 	 	 	 	 	1	0	0	 	 
	29	 	 	 	 	 	1	4	0	 	 
	30	 	 	 	 	 	1	4	0	 	 
	31	 	 	 	 	 	1	4	0	 	 
	32	 	 	 	 	 	1	4	0	 	 
	33	 	 	 	 	 	1	0	0	 	 
	34	 	 	 	 	 	1	0	0	 	 
	35	 	 	 	 	 	1	0	0	 	 
	36	 	 	 	 	 	1	0	0	 	 
	37	 	 	 	 	 	1	0	0	 	 
	38	 	 	 	 	 	1	0	0	 	 
	39	 	 	 	 	 	1	0	0	 	 
	40	 	 	 	 	 	1	0	0	 	 
	41	 	 	 	 	 	1	4	0	 	 
	42	 	 	 	 	 	1	0	0	 	 
	43	 	 	 	 	 	1	0	0	 	 
	44	 	 	 	 	 	1	4	0	 	 
	45	 	 	 	 	 	1	4	0	 	 

 

	 	22	23	24	25	26	27	28	29	30
	 	Neg
    Am Limit of

    Most Senior Lien	Junior
    Mortgage

    Balance	Origination
    Date of

    Most Senior Lien	Origination
    Date	Original
    Loan

    Amount	Original
    Interest

    Rate	Original

    Amortization Term	Original
    Term to

    Maturity	First
    Payment Date

    of Loan
	1	 	0.00	 	20130405	628000.00	0.038750	360	360	20130601
	2	 	0.00	 	20130401	902000.00	0.040000	360	360	20130501
	3	 	0.00	 	20130404	628000.00	0.040000	360	360	20130601
	4	 	0.00	 	20130321	700000.00	0.038750	360	360	20130501
	5	 	0.00	 	20130405	1218750.00	0.037500	360	360	20130601
	6	 	0.00	 	20130401	944000.00	0.040000	360	360	20130601
	7	 	0.00	 	20130313	668000.00	0.036250	360	360	20130501
	8	 	0.00	 	20130405	480000.00	0.037500	360	360	20130601
	9	 	0.00	 	20130322	756000.00	0.033750	360	360	20130501
	10	 	0.00	 	20130325	776450.00	0.033750	360	360	20130501
	11	 	0.00	 	20130328	819000.00	0.038750	360	360	20130501
	12	 	0.00	 	20130328	456000.00	0.040000	360	360	20130501
	13	 	0.00	 	20130314	650000.00	0.038750	360	360	20130501
	14	 	0.00	 	20130401	993000.00	0.038750	360	360	20130501
	15	 	0.00	 	20130327	608000.00	0.036250	360	360	20130501
	16	 	0.00	 	20130325	580000.00	0.041250	360	360	20130501
	17	 	0.00	 	20130320	735000.00	0.041250	360	360	20130501
	18	 	0.00	 	20130314	770000.00	0.036250	360	360	20130501
	19	 	0.00	 	20130322	728000.00	0.038750	360	360	20130501
	20	 	0.00	 	20130328	527800.00	0.042500	360	360	20130501
	21	 	0.00	 	20130325	568800.00	0.038750	360	360	20130501
	22	 	0.00	 	20130321	435000.00	0.037500	360	360	20130501
	23	 	0.00	 	20130315	716800.00	0.038750	360	360	20130501
	24	 	0.00	 	20130325	448000.00	0.036250	360	360	20130501
	25	 	0.00	 	20130312	576000.00	0.036250	360	360	20130501
	26	 	350000.00	 	20130321	657800.00	0.037500	360	360	20130501
	27	 	50000.00	 	20130322	582000.00	0.041250	360	360	20130501
	28	 	0.00	 	20130319	969700.00	0.040000	360	360	20130501
	29	 	0.00	 	20130320	547500.00	0.040000	360	360	20130501
	30	 	0.00	 	20130320	639400.00	0.038750	360	360	20130501
	31	 	0.00	 	20130307	546000.00	0.042500	360	360	20130501
	32	 	0.00	 	20130322	543750.00	0.037500	360	360	20130501
	33	 	0.00	 	20130320	569750.00	0.037500	360	360	20130501
	34	 	0.00	 	20130320	520750.00	0.036250	360	360	20130501
	35	 	0.00	 	20130318	537750.00	0.037500	360	360	20130501
	36	 	0.00	 	20130320	682500.00	0.037500	360	360	20130501
	37	 	0.00	 	20130314	510000.00	0.037500	360	360	20130501
	38	 	0.00	 	20130318	564850.00	0.037500	360	360	20130501
	39	 	0.00	 	20130403	695450.00	0.038750	360	360	20130601
	40	 	0.00	 	20130312	535000.00	0.036250	360	360	20130501
	41	 	0.00	 	20130314	780000.00	0.038750	360	360	20130501
	42	 	0.00	 	20130315	1036500.00	0.037500	360	360	20130501
	43	 	0.00	 	20130325	694000.00	0.036250	360	360	20130501
	44	 	0.00	 	20130326	865000.00	0.038750	360	360	20130501
	45	 	100000.00	 	20130325	710000.00	0.040000	360	360	20130501

 

	 	31	32	33	34	35	36	37	38	39	40	41
	 	Interest
    Type

    Indicator	Original
    Interest

    Only Term	Buy
    Down Period	HELOC
    Draw Period	Current
    Loan

    Amount	Current
    Interest

    Rate	Current
    Payment

    Amount Due	Interest
    Paid

    Through Date	Current
    Payment

    Status	Index
    Type	ARM
    Look-back

    Days
	1	1	0	0	 	628000.00	0.038750	2953.09	20130401	0	0	 
	2	1	0	0	 	900700.38	0.040000	4306.29	20130401	0	0	 
	3	1	0	0	 	628000.00	0.040000	2998.17	20130401	0	0	 
	4	1	0	0	 	698968.76	0.038750	3291.66	20130401	0	0	 
	5	1	0	0	 	1218750.00	0.037500	5644.22	20130401	0	0	 
	6	1	0	0	 	944000.00	0.040000	4506.80	20130401	0	0	 
	7	1	0	0	 	666786.50	0.036250	3046.42	20130401	0	0	 
	8	1	0	0	 	480000.00	0.037500	2222.95	20130401	0	0	 
	9	1	0	0	 	754784.00	0.033750	3342.25	20130401	0	0	 
	10	1	0	0	 	775201.11	0.033750	3432.66	20130401	0	0	 
	11	1	0	0	 	817793.45	0.038750	3851.24	20130401	0	0	 
	12	1	0	0	 	455342.99	0.040000	2177.01	20130401	0	0	 
	13	1	0	0	 	649042.42	0.038750	3056.54	20130401	0	0	 
	14	1	0	0	 	991537.11	0.038750	4669.45	20130401	0	0	 
	15	1	0	0	 	607063.88	0.036250	2772.79	20130401	0	0	 
	16	1	0	0	 	579182.78	0.041250	2810.97	20130401	0	0	 
	17	1	0	0	 	733964.38	0.041250	3562.18	20130401	0	0	 
	18	1	0	0	 	768814.44	0.036250	3511.60	20130401	0	0	 
	19	1	0	0	 	726927.50	0.038750	3423.33	20130401	0	0	 
	20	1	0	0	 	527072.83	0.042500	2596.46	20130401	0	0	 
	21	1	0	0	 	567962.04	0.038750	2674.71	20130401	0	0	 
	22	1	0	0	 	434344.83	0.037500	2014.55	20130401	0	0	 
	23	1	0	0	 	715744.01	0.038750	3370.66	20130401	0	0	 
	24	1	0	0	 	447310.22	0.036250	2043.11	20130401	0	0	 
	25	1	0	0	 	575113.14	0.036250	2626.86	20130401	0	0	 
	26	1	0	0	 	656809.26	0.037500	3046.37	20130401	0	0	 
	27	1	0	0	 	581179.97	0.041250	2820.66	20130401	0	0	 
	28	1	0	0	 	968302.83	0.040000	4629.50	20130401	0	0	 
	29	1	0	0	 	546711.15	0.040000	2613.85	20130401	0	0	 
	30	1	0	0	 	638458.03	0.038750	3006.70	20130401	0	0	 
	31	1	0	0	 	545247.76	0.042500	2685.99	20130401	0	0	 
	32	1	0	0	 	542931.03	0.037500	2518.19	20130401	0	0	 
	33	1	0	0	 	568891.87	0.037500	2638.60	20130401	0	0	 
	34	1	0	0	 	519948.21	0.036250	2374.89	20130401	0	0	 
	35	1	0	0	 	536940.07	0.037500	2490.40	20130401	0	0	 
	36	1	0	0	 	681472.05	0.037500	3160.76	20130401	0	0	 
	37	1	0	0	 	509231.86	0.037500	2361.89	20130401	0	0	 
	38	1	0	0	 	563731.33	0.037500	2615.91	20130401	0	0	 
	39	1	0	0	 	695450.00	0.038750	3270.26	20130401	0	0	 
	40	1	0	0	 	534176.28	0.036250	2439.87	20130401	0	0	 
	41	1	0	0	 	778850.90	0.038750	3667.85	20130401	0	0	 
	42	1	0	0	 	1034938.87	0.037500	4800.19	20130401	0	0	 
	43	1	0	0	 	692931.46	0.036250	3165.00	20130401	0	0	 
	44	1	0	0	 	863725.68	0.038750	4067.55	20130401	0	0	 
	45	1	0	0	 	708977.02	0.040000	3389.65	20130401	0	0	 

  

	 	42	43	44	45	46	47	48	49	50	51	52
	 	Gross
    Margin	ARM
    Round Flag	ARM
    Round Factor	Initial
    Fixed Rate

    Period	Initial
    Interest Rate

    Cap (Change Up)	Initial
    Interest Rate

    Cap (Change Down)	Subsequent
    Interest

    Rate Reset Period	Subsequent
    Interest

    Rate Cap (Change Down)	Subsequent
    Interest

    Rate Cap (Change

    Up)	Lifetime
    Maximum

    Rate (Ceiling)	Lifetime
    Minimum

    Rate (Floor)
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 	 	 

  

	 	53	54	55	56	57	58	59	60	61	62	63
	 	Negative

    Amortization Limit	Initial
    Negative

    Amortization Recast

    Period	Subsequent

    Negative

    Amortization Recast

    Period	Initial
    Fixed

    Payment Period	Subsequent

    Payment Reset

    Period	Initial
    Periodic

    Payment Cap	Subsequent

    Periodic Payment

    Cap	Initial
    Minimum

    Payment Reset

    Period	Subsequent

    Minimum Payment

    Reset Period	Option
    ARM

    Indicator	Options
    at Recast
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 	 	 

  

	 	64	65	66	67	68	69	70	71	72	73
	 	Initial
    Minimum

    Payment	Current
    Minimum

    Payment	Prepayment
    

Penalty

    Calculation	Prepayment
    Penalty

    Type	Prepayment
    Penalty

    Total Term	Prepayment
    Penalty

    Hard Term	Primary
    

Borrower ID	Number
    of

    Mortgaged

    Properties	Total
    Number of

    Borrowers	Self-employment

    Flag
	1	 	 	 	 	0	 	270	2	 	0
	2	 	 	 	 	0	 	470	1	 	1
	3	 	 	 	 	0	 	431	1	 	0
	4	 	 	 	 	0	 	115	1	 	0
	5	 	 	 	 	0	 	306	1	 	0
	6	 	 	 	 	0	 	288	2	 	0
	7	 	 	 	 	0	 	301	1	 	0
	8	 	 	 	 	0	 	231	1	 	0
	9	 	 	 	 	0	 	480	1	 	0
	10	 	 	 	 	0	 	258	1	 	0
	11	 	 	 	 	0	 	443	1	 	0
	12	 	 	 	 	0	 	378	2	 	1
	13	 	 	 	 	0	 	117	1	 	1
	14	 	 	 	 	0	 	207	1	 	0
	15	 	 	 	 	0	 	413	1	 	0
	16	 	 	 	 	0	 	545	3	 	0
	17	 	 	 	 	0	 	239	1	 	0
	18	 	 	 	 	0	 	576	1	 	0
	19	 	 	 	 	0	 	364	1	 	0
	20	 	 	 	 	0	 	295	2	 	1
	21	 	 	 	 	0	 	310	1	 	1
	22	 	 	 	 	0	 	246	1	 	0
	23	 	 	 	 	0	 	322	2	 	1
	24	 	 	 	 	0	 	189	2	 	0
	25	 	 	 	 	0	 	110	1	 	0
	26	 	 	 	 	0	 	204	1	 	0
	27	 	 	 	 	0	 	203	1	 	0
	28	 	 	 	 	0	 	347	3	 	1
	29	 	 	 	 	0	 	552	1	 	0
	30	 	 	 	 	0	 	278	1	 	0
	31	 	 	 	 	0	 	293	1	 	0
	32	 	 	 	 	0	 	377	1	 	0
	33	 	 	 	 	0	 	321	1	 	0
	34	 	 	 	 	0	 	318	1	 	0
	35	 	 	 	 	0	 	294	1	 	0
	36	 	 	 	 	0	 	359	2	 	1
	37	 	 	 	 	0	 	332	1	 	0
	38	 	 	 	 	0	 	256	1	 	0
	39	 	 	 	 	0	 	285	1	 	0
	40	 	 	 	 	0	 	81	1	 	0
	41	 	 	 	 	0	 	87	2	 	1
	42	 	 	 	 	0	 	290	1	 	1
	43	 	 	 	 	0	 	297	1	 	1
	44	 	 	 	 	0	 	217	1	 	0
	45	 	 	 	 	0	 	26	1	 	1

  

	 	74	75	76	77	78	79	80	81	82	83	84
	 	Current
    

‘Other’

    Monthly 

Payment	Length
    of

    Employment:

    Borrower	Length
    of

    Employment:

 Co-

    Borrower	Years
    

in 

Home	FICO
    

Model 

Used	Most
    

Recent 

FICO

    Date	Primary
    

Wage

    Earner 

Original

    FICO: 

Equifax	Primary
    

Wage

    Earner 

Original

    FICO: 

Experian	Primary
    

Wage

    Earner 

Original

    FICO: 

TransUnion	Secondary
    

Wage

    Earner 

Original

    FICO: 

Equifax	Secondary
    

Wage

    Earner 

Original

    FICO: 

Experian
	1	 	1	6	0	1	 	 	 	 	 	 
	2	 	7	20	0	1	 	 	 	 	 	 
	3	 	3	0	2.25	1	 	 	 	 	 	 
	4	 	0	 	0	1	 	 	 	 	 	 
	5	 	1	5.5	0	1	 	 	 	 	 	 
	6	 	2.75	 	0	1	 	 	 	 	 	 
	7	 	18	8	6	1	 	 	 	 	 	 
	8	 	8	3.25	0	1	 	 	 	 	 	 
	9	 	0	 	0	1	 	 	 	 	 	 
	10	 	0	 	0	1	 	 	 	 	 	 
	11	 	9	13	1.25	1	 	 	 	 	 	 
	12	 	3	3	0	1	 	 	 	 	 	 
	13	 	9.5	 	4	1	 	 	 	 	 	 
	14	 	11.75	11	2.75	1	 	 	 	 	 	 
	15	 	2.5	 	0	1	 	 	 	 	 	 
	16	 	13.75	23.5	9.5	1	 	 	 	 	 	 
	17	 	10	 	10	1	 	 	 	 	 	 
	18	 	0.75	 	0	1	 	 	 	 	 	 
	19	 	6	 	0	1	 	 	 	 	 	 
	20	 	13	 	0	1	 	 	 	 	 	 
	21	 	18.5	7	0	1	 	 	 	 	 	 
	22	 	0	 	10	1	 	 	 	 	 	 
	23	 	21	 	5.5	1	 	 	 	 	 	 
	24	 	0.25	 	0	1	 	 	 	 	 	 
	25	 	0	 	0	1	 	 	 	 	 	 
	26	 	9	 	1.5	1	 	 	 	 	 	 
	27	 	6.75	 	5	1	 	 	 	 	 	 
	28	 	25	25	7.5	1	 	 	 	 	 	 
	29	 	10	27	0	1	 	 	 	 	 	 
	30	 	26	 	19	1	 	 	 	 	 	 
	31	 	19	 	4	1	 	 	 	 	 	 
	32	 	9.25	 	0	1	 	 	 	 	 	 
	33	 	6.75	 	3.25	1	 	 	 	 	 	 
	34	 	0	 	0	1	 	 	 	 	 	 
	35	 	13	 	3	1	 	 	 	 	 	 
	36	 	7	15	6	1	 	 	 	 	 	 
	37	 	33	 	12	1	 	 	 	 	 	 
	38	 	0	 	6.25	1	 	 	 	 	 	 
	39	 	2.25	 	5.5	1	 	 	 	 	 	 
	40	 	0	 	10	1	 	 	 	 	 	 
	41	 	32	 	6	1	 	 	 	 	 	 
	42	 	21	4	2.5	1	 	 	 	 	 	 
	43	 	0.25	8	10.25	1	 	 	 	 	 	 
	44	 	22.5	 	15	1	 	 	 	 	 	 
	45	 	34	 	12	1	 	 	 	 	 	 

 

	 	85	86	87	88	89	90	91	92	93	94	95	96
	 	Secondary
    

Wage

    Earner

 Original

    FICO: TransUnion	Original

    Primary Borrower

    FICO	Most
    

Recent

    Primary 

Borrower

    FICO	Most
    

Recent 

Co-

    Borrower 

FICO	Most
    

Recent 

FICO

    Method	VantageScore:

    Primary Borrower	VantageScore:
    Co-

    Borrower	Most
    Recent

    VantageScore

    Method	VantageScore
    Date	Credit
    

Report:

    Longest 

Trade 

Line	Credit

    Report:

    Maximum 

Trade

    Line	Credit
    

Report:

    Number

 of

 Trade

    Lines
	1	 	780	 	 	 	 	 	 	 	 	 	 
	2	 	745	 	 	 	 	 	 	 	 	 	 
	3	 	748	 	 	 	 	 	 	 	 	 	 
	4	 	799	 	 	 	 	 	 	 	 	 	 
	5	 	785	 	 	 	 	 	 	 	 	 	 
	6	 	724	 	 	 	 	 	 	 	 	 	 
	7	 	778	 	 	 	 	 	 	 	 	 	 
	8	 	779	 	 	 	 	 	 	 	 	 	 
	9	 	783	 	 	 	 	 	 	 	 	 	 
	10	 	798	 	 	 	 	 	 	 	 	 	 
	11	 	793	 	 	 	 	 	 	 	 	 	 
	12	 	725	 	 	 	 	 	 	 	 	 	 
	13	 	759	 	 	 	 	 	 	 	 	 	 
	14	 	739	 	 	 	 	 	 	 	 	 	 
	15	 	793	 	 	 	 	 	 	 	 	 	 
	16	 	799	 	 	 	 	 	 	 	 	 	 
	17	 	729	 	 	 	 	 	 	 	 	 	 
	18	 	738	 	 	 	 	 	 	 	 	 	 
	19	 	793	 	 	 	 	 	 	 	 	 	 
	20	 	775	 	 	 	 	 	 	 	 	 	 
	21	 	727	 	 	 	 	 	 	 	 	 	 
	22	 	788	 	 	 	 	 	 	 	 	 	 
	23	 	766	 	 	 	 	 	 	 	 	 	 
	24	 	795	 	 	 	 	 	 	 	 	 	 
	25	 	748	 	 	 	 	 	 	 	 	 	 
	26	 	758	 	 	 	 	 	 	 	 	 	 
	27	 	789	 	 	 	 	 	 	 	 	 	 
	28	 	740	 	 	 	 	 	 	 	 	 	 
	29	 	733	 	 	 	 	 	 	 	 	 	 
	30	 	767	 	 	 	 	 	 	 	 	 	 
	31	 	781	 	 	 	 	 	 	 	 	 	 
	32	 	804	 	 	 	 	 	 	 	 	 	 
	33	 	706	 	 	 	 	 	 	 	 	 	 
	34	 	768	 	 	 	 	 	 	 	 	 	 
	35	 	809	 	 	 	 	 	 	 	 	 	 
	36	 	787	 	 	 	 	 	 	 	 	 	 
	37	 	777	 	 	 	 	 	 	 	 	 	 
	38	 	801	 	 	 	 	 	 	 	 	 	 
	39	 	746	 	 	 	 	 	 	 	 	 	 
	40	 	796	 	 	 	 	 	 	 	 	 	 
	41	 	763	 	 	 	 	 	 	 	 	 	 
	42	 	797	 	 	 	 	 	 	 	 	 	 
	43	 	788	 	 	 	 	 	 	 	 	 	 
	44	 	744	 	 	 	 	 	 	 	 	 	 
	45	 	739	 	 	 	 	 	 	 	 	 	 

 

	 	97	98	99	100	101	102	103	104
	 	Credit
    Line 

Usage

    Ratio	Most
    Recent 12-

    month Pay

 History	Months

    Bankruptcy	Months

    Foreclosure	Primary

    Borrower

    Wage Income	Co-Borrower

    Wage

    Income	Primary

    Borrower

    Other Income	Co-Borrower

    Other

    Income
	1	 	000000000000	 	 	11666.67	8571.33	0.00	0.00
	2	 	000000000000	 	 	7697.87	7464.74	0.00	0.00
	3	 	000000000000	 	 	19833.33	0.00	7849.92	0.00
	4	 	000000000000	 	 	13672.25	838.80	0.00	0.00
	5	 	000000000000	 	 	0.00	35462.00	0.00	0.00
	6	 	000000000000	 	 	22500.00	 	0.00	 
	7	 	000000000000	 	 	10002.50	4893.58	0.00	0.00
	8	 	000000000000	 	 	8419.17	16737.50	0.00	0.00
	9	 	000000000000	 	 	20000.00	0.00	0.00	0.00
	10	 	000000000000	 	 	17916.00	 	0.00	 
	11	 	000000000000	 	 	8925.28	4977.85	0.00	0.00
	12	 	000000000000	 	 	19066.67	0.00	0.00	0.00
	13	 	000000000000	 	 	17801.88	0.00	0.00	0.00
	14	 	000000000000	 	 	39583.33	5076.75	0.00	0.00
	15	 	000000000000	 	 	13333.34	 	0.00	 
	16	 	000000000000	 	 	8335.73	7090.28	0.00	0.00
	17	 	000000000000	 	 	47419.50	 	0.00	 
	18	 	000000000000	 	 	15834.00	0.00	0.00	0.00
	19	 	000000000000	 	 	17083.34	0.00	0.00	0.00
	20	 	000000000000	 	 	20011.00	 	0.00	 
	21	 	000000000000	 	 	17027.14	0.00	0.00	0.00
	22	 	000000000000	 	 	2233.80	1650.80	7219.99	0.00
	23	 	000000000000	 	 	38263.42	 	0.00	 
	24	 	000000000000	 	 	13333.34	0.00	0.00	0.00
	25	 	000000000000	 	 	24999.99	0.00	0.00	0.00
	26	 	000000000000	 	 	33574.19	0.00	0.00	0.00
	27	 	000000000000	 	 	13337.68	0.00	0.00	0.00
	28	 	000000000000	 	 	19985.08	19985.08	0.00	0.00
	29	 	000000000000	 	 	10610.17	22138.89	0.00	0.00
	30	 	000000000000	 	 	20500.00	0.00	0.00	0.00
	31	 	000000000000	 	 	9789.94	 	1285.00	 
	32	 	000000000000	 	 	17111.00	 	0.00	 
	33	 	000000000000	 	 	12708.32	 	3583.33	 
	34	 	000000000000	 	 	18829.87	 	0.00	 
	35	 	000000000000	 	 	11041.65	 	0.00	 
	36	 	000000000000	 	 	1251.79	18961.67	0.00	0.00
	37	 	000000000000	 	 	30333.33	 	0.00	 
	38	 	000000000000	 	 	3109.96	0.00	10627.37	0.00
	39	 	000000000000	 	 	14704.58	0.00	0.00	0.00
	40	 	000000000000	 	 	2178.78	 	12900.00	 
	41	 	000000000000	 	 	36000.00	 	0.00	 
	42	 	000000000000	 	 	22624.33	0.00	0.00	0.00
	43	 	000000000000	 	 	2228.50	7324.66	0.00	0.00
	44	 	000000000000	 	 	9211.50	 	7115.58	 
	45	 	000000000000	 	 	8882.67	5788.03	0.00	0.00

 

	 	105	106	107	108	109	110	111	112	113
	 	All
    Borrower 

Wage

    Income	All
    Borrower 

Total

    Income	4506-T

    Indicator	Borrower
    

Income

    Verification 

Level	Co-Borrower

    Income

 Verification	Borrower

    Employment

    Verification	Co-Borrower

    Employment

    Verification	Borrower

    Asset

    Verification	Co-

Borrower

    Asset

    Verification
	1	20238.00	20238.00	1	5	 	3	 	4	 
	2	15162.61	15162.61	1	5	 	3	 	4	 
	3	19833.33	27683.25	1	5	 	3	 	4	 
	4	14511.05	14511.05	1	5	 	3	 	4	 
	5	35462.00	35462.00	1	5	 	3	 	4	 
	6	22500.00	22500.00	1	5	 	3	 	4	 
	7	14896.08	14896.08	1	5	 	3	 	4	 
	8	25156.67	25156.67	1	5	 	3	 	4	 
	9	20000.00	20000.00	1	5	 	3	 	4	 
	10	17916.00	17916.00	1	5	 	3	 	4	 
	11	13903.13	13903.13	1	5	 	3	 	4	 
	12	19066.67	19066.67	1	5	 	3	 	4	 
	13	17801.88	17801.88	1	5	 	3	 	4	 
	14	44660.08	44660.08	1	5	 	3	 	4	 
	15	13333.34	13333.34	1	5	 	3	 	4	 
	16	15426.01	15426.01	1	5	 	3	 	4	 
	17	47419.50	47419.50	1	5	 	3	 	4	 
	18	15834.00	15834.00	1	5	 	3	 	4	 
	19	17083.34	17083.34	1	5	 	3	 	4	 
	20	20011.00	20011.00	1	5	 	3	 	4	 
	21	17027.14	17027.14	1	5	 	3	 	4	 
	22	3884.60	11104.59	1	5	 	3	 	4	 
	23	38263.42	38263.42	1	5	 	3	 	4	 
	24	13333.34	13333.34	1	5	 	3	 	4	 
	25	24999.99	24999.99	1	5	 	3	 	4	 
	26	33574.19	33574.19	1	5	 	3	 	4	 
	27	13337.68	13337.68	1	5	 	3	 	4	 
	28	39970.16	39970.16	1	5	 	3	 	4	 
	29	32749.06	32749.06	1	5	 	3	 	4	 
	30	20500.00	20500.00	1	5	 	3	 	4	 
	31	9789.94	11074.94	1	5	 	3	 	4	 
	32	17111.00	17111.00	1	5	 	3	 	4	 
	33	12708.32	16291.65	1	5	 	3	 	4	 
	34	18829.87	18829.87	1	5	 	3	 	4	 
	35	11041.65	11041.65	1	5	 	3	 	4	 
	36	20213.46	20213.46	1	5	 	3	 	4	 
	37	30333.33	30333.33	1	5	 	3	 	4	 
	38	3109.96	13737.33	1	5	 	3	 	4	 
	39	14704.58	14704.58	1	5	 	3	 	4	 
	40	2178.78	15078.78	1	5	 	3	 	4	 
	41	36000.00	36000.00	1	5	 	3	 	4	 
	42	22624.33	22624.33	1	5	 	3	 	4	 
	43	9553.16	9553.16	1	5	 	3	 	4	 
	44	9211.50	16327.08	1	5	 	3	 	4	 
	45	14670.70	14670.70	1	5	 	3	 	4	 

  

	 	114	115	116	117	118	119	120	121	122
	 	Liquid
    / 

Cash

    Reserves	Monthly
    

Debt All

    Borrowers	Originator
    

DTI	Fully
    

Indexed 

Rate	Qualification

    Method	Percentage
    

of 

Down

    Payment 

from

    Borrower 

Own

    Funds	City	State	Postal
    

Code
	1	293195.30	5743.40	0.283793	 	 	100.000000	SAN
    DIEGO	CA	92127
	2	211615.19	6015.36	0.396723	 	 	100.000000	STUDIO
    CITY	CA	91607
	3	323261.68	5863.98	0.211824	 	 	 	SCOTTSDALE	AZ	85262
	4	1039630.80	4651.44	0.320545	 	 	100.000000	DAVIS	CA	95618
	5	193210.05	8780.92	0.247615	 	 	100.000000	AUSTIN	TX	78703
	6	134985.01	8731.44	0.388064	 	 	100.000000	AUSTIN	TX	78746
	7	85251.33	4828.04	0.324115	 	 	 	DALLAS	TX	75205
	8	174424.67	4960.29	0.197176	 	 	100.000000	DEERFIELD	IL	60015
	9	276051.67	5794.16	0.289708	 	 	100.000000	CARLSBAD	CA	92011
	10	100836.44	5412.08	0.302081	 	 	100.000000	PLANO	TX	75093
	11	47308.02	5215.88	0.375159	 	 	 	LOS
    ANGELES	CA	90039
	12	49198.08	5333.63	0.279736	 	 	100.000000	CHANDLER	AZ	85249
	13	72886.64	4924.64	0.276636	 	 	 	SAN
    DIEGO	CA	92116
	14	236608.66	6710.80	0.150264	 	 	 	DELAWARE	OH	43015
	15	102764.43	3782.96	0.283722	 	 	100.000000	GREENWOOD
    VILLAGE	CO	80111
	16	110008.74	5378.32	0.348653	 	 	 	SALINAS	CA	93908
	17	151604.14	6442.32	0.135858	 	 	 	HINSDALE	IL	60521
	18	97456.89	6434.34	0.406362	 	 	100.000000	SANTA
    CLARITA	CA	91387
	19	264725.92	4547.82	0.266214	 	 	100.000000	SILVERADO	CA	92676
	20	499217.97	7310.92	0.365345	 	 	100.000000	INCLINE
    VILLAGE	NV	89451
	21	180922.86	6828.63	0.401044	 	 	100.000000	DALLAS	TX	75214
	22	1024805.60	5119.07	0.460987	 	 	 	IRVING	TX	75038
	23	115005.30	10812.25	0.282574	 	 	 	DALLAS	TX	75287
	24	75636.98	4147.18	0.311038	 	 	100.000000	FAIR
    OAKS RANCH	TX	78015
	25	814635.04	8587.67	0.343507	 	 	100.000000	CARLSBAD	CA	92009
	26	1113116.48	6345.32	0.188994	 	 	 	WESTFIELD	NJ	07090
	27	72631.60	4718.19	0.353749	 	 	 	NOBLESVILLE	IN	46062
	28	499302.53	12988.82	0.324963	 	 	 	BRECKENRIDGE	CO	80424
	29	279026.71	6385.84	0.194993	 	 	100.000000	PANAMA
    CITY BEACH	FL	32413
	30	730395.03	6193.44	0.302119	 	 	 	HOUSTON	TX	77098
	31	55054.81	4509.41	0.407172	 	 	 	SPRING	TX	77379
	32	138667.88	4601.71	0.268933	 	 	100.000000	AUSTIN	TX	78701
	33	44388.37	5773.60	0.354390	 	 	 	HOUSTON	TX	77055
	34	2524155.72	6150.49	0.326635	 	 	100.000000	IRVING	TX	75038
	35	79188.95	4462.83	0.404181	 	 	 	HOUSTON	TX	77096
	36	65743.39	5631.31	0.278592	 	 	 	KANSAS
    CITY	MO	64110
	37	836449.51	8969.32	0.295692	 	 	 	DALLAS	TX	75230
	38	62357.09	4362.77	0.317585	 	 	 	HOUSTON	TX	77019
	39	92289.63	5890.23	0.400571	 	 	 	HOUSTON	TX	77025
	40	2404980.76	5546.37	0.367826	 	 	 	DALLAS	TX	75230
	41	47835.03	14470.34	0.401954	 	 	 	GREENSBORO	NC	27455
	42	225239.06	8208.47	0.362816	 	 	 	UNIVERSITY
    PARK	TX	75225
	43	156004.83	4562.69	0.477611	 	 	 	AUSTIN	TX	78704
	44	300791.55	6040.01	0.369938	 	 	 	BARRINGTON	IL	60010
	45	315891.96	6153.36	0.419432	 	 	 	SCITUATE	MA	02066

  

	 	123	124	125	126	127	128	129	130	131	132
	 	Property
    

Type	Occupancy	Sales

    Price	Original

    Appraised

    Property

 Value	Original

    Property

    Valuation

 Type	Original

    Property

    Valuation

 Date	Original

    Automated

    Valuation

 Model

    (AVM)

 Model

 Name	Original

    AVM

    Confidence

 Score	Most

    Recent

    Property

 Value2	Most

    Recent

    Property 

Valuation

    Type
	1	7	1	785000.00	785000.00	3	20130314	 	 	 	 
	2	1	1	1203500.00	1203500.00	3	20130321	 	 	 	 
	3	7	1	 	980000.00	3	20130322	 	 	 	 
	4	1	1	875000.00	880000.00	3	20130305	 	 	 	 
	5	1	1	1625000.00	1635000.00	3	20130319	 	 	 	 
	6	1	1	1180000.00	1195000.00	3	20130318	 	 	 	 
	7	1	1	 	990000.00	3	20130226	 	 	 	 
	8	1	1	600000.00	630000.00	3	20130313	 	 	 	 
	9	7	1	945000.00	950000.00	3	20130306	 	 	 	 
	10	7	1	970618.00	975000.00	3	20130311	 	 	 	 
	11	1	1	 	1110000.00	3	20130302	 	 	 	 
	12	7	1	570000.00	575000.00	3	20130222	 	 	 	 
	13	1	1	 	1000000.00	3	20130228	 	 	 	 
	14	7	1	 	1325000.00	3	20130307	 	 	 	 
	15	7	1	760000.00	760000.00	3	20130305	 	 	 	 
	16	1	1	 	730000.00	3	20130225	 	 	 	 
	17	1	1	 	940000.00	3	20130128	 	 	 	 
	18	7	1	1100000.00	1100000.00	3	20130222	 	 	 	 
	19	1	1	910000.00	915000.00	3	20130301	 	 	 	 
	20	1	2	703750.00	750000.00	3	20130227	 	 	 	 
	21	1	1	711000.00	745000.00	3	20130221	 	 	 	 
	22	7	1	 	613000.00	3	20130302	 	 	 	 
	23	7	1	 	896000.00	3	20130218	 	 	 	 
	24	7	1	560000.00	561000.00	3	20130307	 	 	 	 
	25	7	1	967980.00	950000.00	3	20130225	 	 	 	 
	26	1	1	 	2300000.00	3	20130211	 	 	 	 
	27	7	1	 	790000.00	3	20130221	 	 	 	 
	28	7	2	 	1400000.00	3	20130204	 	 	 	 
	29	7	2	730000.00	740000.00	3	20130217	 	 	 	 
	30	1	1	 	1150000.00	3	20130218	 	 	 	 
	31	7	1	 	690000.00	3	20130211	 	 	 	 
	32	4	1	725000.00	726000.00	3	20130213	 	 	 	 
	33	1	1	 	950000.00	3	20130212	 	 	 	 
	34	7	1	717758.00	745000.00	3	20130207	 	 	 	 
	35	7	1	 	885000.00	3	20130220	 	 	 	 
	36	7	1	 	975000.00	98	20130209	 	 	 	 
	37	1	1	 	820000.00	3	20130206	 	 	 	 
	38	1	1	 	875000.00	3	20130201	 	 	 	 
	39	1	1	 	993500.00	3	20130130	 	 	 	 
	40	7	1	 	896000.00	3	20130205	 	 	 	 
	41	7	1	 	975000.00	3	20130204	 	 	 	 
	42	1	1	 	1900000.00	3	20130124	 	 	 	 
	43	1	1	 	1010000.00	3	20130114	 	 	 	 
	44	1	1	 	1700000.00	3	20130111	 	 	 	 
	45	13	1	 	1360000.00	3	20121126	 	 	 	 

 

	 	133	134	135	136	137	138	139	140	141	142
	 	Most

    Recent

    Property

 Valuation

    Date	Most

    Recent

 AVM

    Model

 Name	Most

    Recent

 AVM

    Confidence

 Score	Original
    CLTV	Original

    LTV	Original

    Pledged

    Assets	Mortgage

    Insurance

    Company 

Name	Mortgage

    Insurance

    Percent	MI:
    Lender

 or

    Borrower

 Paid?	Pool

    Insurance

 Co.

    Name
	1	 	 	 	0.800000	0.800000	0	0	0	 	 
	2	 	 	 	0.749400	0.749400	0	0	0	 	 
	3	 	 	 	0.640800	0.640800	0	0	0	 	 
	4	 	 	 	0.800000	0.800000	0	0	0	 	 
	5	 	 	 	0.750000	0.750000	0	0	0	 	 
	6	 	 	 	0.800000	0.800000	0	0	0	 	 
	7	 	 	 	0.674700	0.674700	0	0	0	 	 
	8	 	 	 	0.800000	0.800000	0	0	0	 	 
	9	 	 	 	0.800000	0.800000	0	0	0	 	 
	10	 	 	 	0.799900	0.799900	0	0	0	 	 
	11	 	 	 	0.737800	0.737800	0	0	0	 	 
	12	 	 	 	0.800000	0.800000	0	0	0	 	 
	13	 	 	 	0.650000	0.650000	0	0	0	 	 
	14	 	 	 	0.749400	0.749400	0	0	0	 	 
	15	 	 	 	0.800000	0.800000	0	0	0	 	 
	16	 	 	 	0.794500	0.794500	0	0	0	 	 
	17	 	 	 	0.781900	0.781900	0	0	0	 	 
	18	 	 	 	0.700000	0.700000	0	0	0	 	 
	19	 	 	 	0.800000	0.800000	0	0	0	 	 
	20	 	 	 	0.749900	0.749900	0	0	0	 	 
	21	 	 	 	0.800000	0.800000	0	0	0	 	 
	22	 	 	 	0.709600	0.709600	0	0	0	 	 
	23	 	 	 	0.800000	0.800000	0	0	0	 	 
	24	 	 	 	0.800000	0.800000	0	0	0	 	 
	25	 	 	 	0.606300	0.606300	0	0	0	 	 
	26	 	 	 	0.438100	0.286000	0	0	0	 	 
	27	 	 	 	0.800000	0.736700	0	0	0	 	 
	28	 	 	 	0.692600	0.692600	0	0	0	 	 
	29	 	 	 	0.750000	0.750000	0	0	0	 	 
	30	 	 	 	0.556000	0.556000	0	0	0	 	 
	31	 	 	 	0.791300	0.791300	0	0	0	 	 
	32	 	 	 	0.750000	0.750000	0	0	0	 	 
	33	 	 	 	0.599700	0.599700	0	0	0	 	 
	34	 	 	 	0.725500	0.725500	0	0	0	 	 
	35	 	 	 	0.607600	0.607600	0	0	0	 	 
	36	 	 	 	0.700000	0.700000	0	0	0	 	 
	37	 	 	 	0.621900	0.621900	0	0	0	 	 
	38	 	 	 	0.645500	0.645500	0	0	0	 	 
	39	 	 	 	0.700000	0.700000	0	0	0	 	 
	40	 	 	 	0.597000	0.597000	0	0	0	 	 
	41	 	 	 	0.800000	0.800000	0	0	0	 	 
	42	 	 	 	0.545500	0.545500	0	0	0	 	 
	43	 	 	 	0.687100	0.687100	0	0	0	 	 
	44	 	 	 	0.508800	0.508800	0	0	0	 	 
	45	 	 	 	0.595500	0.522000	0	0	0	 	 

  

	 	143	144	145	146	147	148	149	150	151
	 	Pool
    

Insurance

 Stop

    Loss %	MI

    Certificate

    Number	Updated
    DTI

    (Front-end)	Updated
    DTI

    (Back-end)	Modification

    Effective 

Payment

    Date	Total
    

Capitalized

    Amount	Total
    

Deferred

    Amount	Pre-

Modification

    Interest

 (Note)

 Rate	Pre-

Modification

    P&I

    Payment
	1	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 

  

	 	152	153	154	155	156	157	158	159	160	161
	 	Pre-

Modification

    Initial

 Interest

 Rate

    Change Downward

    Cap	Pre-

Modification

    Subsequent Interest

    Rate Cap	Pre-

Modification

    Next Interest Rate

    Change Date	Pre-

Modification

    I/O

    Term	Forgiven
    Principal

    Amount	Forgiven
    Interest

    Amount	Number
    of

    Modifications	Cash
    

To/From

 Brrw at

 Closing	Brrw
    - 

Yrs at in 

Industry	CoBrrw
    - 

Yrs at 

in Industry
	1	 	 	 	 	 	 	 	 	10	6
	2	 	 	 	 	 	 	 	 	7	20
	3	 	 	 	 	 	 	 	 	3	0
	4	 	 	 	 	 	 	 	 	0	 
	5	 	 	 	 	 	 	 	 	8	 
	6	 	 	 	 	 	 	 	 	8	 
	7	 	 	 	 	 	 	 	 	18	8
	8	 	 	 	 	 	 	 	 	8	4
	9	 	 	 	 	 	 	 	 	15	 
	10	 	 	 	 	 	 	 	 	20	 
	11	 	 	 	 	 	 	 	 	15	13
	12	 	 	 	 	 	 	 	 	28	3
	13	 	 	 	 	 	 	 	 	15	 
	14	 	 	 	 	 	 	 	 	29	25
	15	 	 	 	 	 	 	 	 	9	 
	16	 	 	 	 	 	 	 	 	13.75	23.5
	17	 	 	 	 	 	 	 	 	20	 
	18	 	 	 	 	 	 	 	 	30	 
	19	 	 	 	 	 	 	 	 	6	 
	20	 	 	 	 	 	 	 	 	13	 
	21	 	 	 	 	 	 	 	 	19	10
	22	 	 	 	 	 	 	 	 	0	 
	23	 	 	 	 	 	 	 	 	21	 
	24	 	 	 	 	 	 	 	 	21	 
	25	 	 	 	 	 	 	 	 	31	 
	26	 	 	 	 	 	 	 	 	24	 
	27	 	 	 	 	 	 	 	 	6.75	 
	28	 	 	 	 	 	 	 	 	25	25
	29	 	 	 	 	 	 	 	 	10	27
	30	 	 	 	 	 	 	 	 	41	 
	31	 	 	 	 	 	 	 	 	36	 
	32	 	 	 	 	 	 	 	 	9.25	 
	33	 	 	 	 	 	 	 	 	25	 
	34	 	 	 	 	 	 	 	 	11	 
	35	 	 	 	 	 	 	 	 	16	 
	36	 	 	 	 	 	 	 	 	7	16
	37	 	 	 	 	 	 	 	 	33	 
	38	 	 	 	 	 	 	 	 	0	 
	39	 	 	 	 	 	 	 	 	12	 
	40	 	 	 	 	 	 	 	 	0	 
	41	 	 	 	 	 	 	 	 	32	 
	42	 	 	 	 	 	 	 	 	21	10
	43	 	 	 	 	 	 	 	 	8	26
	44	 	 	 	 	 	 	 	 	0	 
	45	 	 	 	 	 	 	 	 	34	 

  

	 	162	163	164	165	166	167	168	169	170	171	172
	 	Junior
    Mortgage Drawn

 Amount	Maturity
    Date	Primary

    Borrower

 Wage

 Income

 (Salary)	Primary
    

Borrower

 Wage

 Income 

(Bonus)	Primary
    

Borrower

 Wage

 Income

 (Commission)	Co-

Borrower

    Wage

 Income

 (Salary)	Co-

Borrower

    Wage

 Income 

(Bonus)	Co-Borrower

    Wage Income 

(Commission)	Originator

    Doc 

Code	RWT
    

Income 

Verification	RWT
    Asset 

Verification
	1	0	20430501	11666.67	0	0	8571.33	0	0	Full	Two
    Years	Two
    Months
	2	0	20430401	7697.87	0	0	7464.74	0	0	Full	Two
    Years	Two
    Months
	3	0	20430501	19833.33	7849.92	0	0	0	0	Full	Two
    Years	Two
    Months
	4	0	20430401	13672.25	0	0	838.8	0	0	Full	Two
    Years	Two
    Months
	5	0	20430501	0	0	0	35462	0	0	Full	Two
    Years	Two
    Months
	6	0	20430501	22500	0	0	0	0	0	Full	Two
    Years	Two
    Months
	7	0	20430401	10002.5	0	0	4893.58	0	0	Full	Two
    Years	Two
    Months
	8	0	20430501	8419.17	0	0	16737.5	0	0	Full	Two
    Years	Two
    Months
	9	0	20430401	20000	0	0	0	0	0	Full	Two
    Years	Two
    Months
	10	0	20430401	17916	0	0	0	0	0	Full	Two
    Years	Two
    Months
	11	0	20430401	8925.28	0	0	4977.85	0	0	Full	Two
    Years	Two
    Months
	12	0	20430401	19066.67	0	0	0	0	0	Full	Two
    Years	Two
    Months
	13	0	20430401	17801.88	0	0	0	0	0	Full	Two
    Years	Two
    Months
	14	0	20430401	39583.33	0	0	5076.75	0	0	Full	Two
    Years	Two
    Months
	15	0	20430401	13333.34	0	0	0	0	0	Full	Two
    Years	Two
    Months
	16	0	20430401	8335.73	0	0	7090.28	0	0	Full	Two
    Years	Two
    Months
	17	0	20430401	47419.5	0	0	0	0	0	Full	Two
    Years	Two
    Months
	18	0	20430401	15834	0	0	0	0	0	Full	Two
    Years	Two
    Months
	19	0	20430401	17083.34	0	0	0	0	0	Full	Two
    Years	Two
    Months
	20	0	20430401	20011	0	0	0	0	0	Full	Two
    Years	Two
    Months
	21	0	20430401	17027.14	0	0	0	0	0	Full	Two
    Years	Two
    Months
	22	0	20430401	2233.8	0	0	1650.8	0	0	Full	Two
    Years	Two
    Months
	23	0	20430401	38263.42	0	0	0	0	0	Full	Two
    Years	Two
    Months
	24	0	20430401	13333.34	0	0	0	0	0	Full	Two
    Years	Two
    Months
	25	0	20430401	24999.99	0	0	0	0	0	Full	Two
    Years	Two
    Months
	26	208667	20430401	33574.19	0	0	0	0	0	Full	Two
    Years	Two
    Months
	27	50000	20430401	13337.68	0	0	0	0	0	Full	Two
    Years	Two
    Months
	28	0	20430401	19985.08	0	0	19985.08	0	0	Full	Two
    Years	Two
    Months
	29	0	20430401	10610.17	0	0	22138.89	0	0	Full	Two
    Years	Two
    Months
	30	0	20430401	20500	0	0	0	0	0	Full	Two
    Years	Two
    Months
	31	0	20430401	9789.94	0	0	0	0	0	Full	Two
    Years	Two
    Months
	32	0	20430401	17111	0	0	0	0	0	Full	Two
    Years	Two
    Months
	33	0	20430401	12708.32	3583.33	0	0	0	0	Full	Two
    Years	Two
    Months
	34	0	20430401	18829.87	0	0	0	0	0	Full	Two
    Years	Two
    Months
	35	0	20430401	11041.65	0	0	0	0	0	Full	Two
    Years	Two
    Months
	36	0	20430401	1251.79	0	0	18961.67	0	0	Full	Two
    Years	Two
    Months
	37	0	20430401	30333.33	0	0	0	0	0	Full	Two
    Years	Two
    Months
	38	0	20430401	3109.96	0	0	0	0	0	Full	Two
    Years	Two
    Months
	39	0	20430501	14704.58	0	0	0	0	0	Full	Two
    Years	Two
    Months
	40	0	20430401	2178.78	0	0	0	0	0	Full	Two
    Years	Two
    Months
	41	0	20430401	36000	0	0	0	0	0	Full	Two
    Years	Two
    Months
	42	0	20430401	22624.33	0	0	0	0	0	Full	Two
    Years	Two
    Months
	43	0	20430401	2228.5	0	0	7324.66	0	0	Full	Two
    Years	Two
    Months
	44	0	20430401	9211.5	0	7115.58	0	0	0	Full	Two
    Years	Two
    Months
	45	28536	20430401	8882.67	0	0	5788.03	0	0	Full	Two
    Years	Two
    Months

  

    	 

    	 

    

 

ATTACHMENT 2

 

PURCHASE AGREEMENT

 

See Exhibit 10.9Exhibit 10.4

 

EXECUTION COPY

 

ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT

 

This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 23rd day of May, 2013, among Redwood Residential
Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation
(“Depositor”), Wilmington Trust, National Association, a national banking association, not in its individual capacity
but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing
Agreement dated as of May 1, 2013 (the “Pooling and Servicing Agreement”), and Cole Taylor Bank, an Illinois corporation
(“Cole Taylor”).

 

In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of August 1, 2011, between Assignor and Cole Taylor (the “Purchase Agreement”) as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.

 

Assignment

 

1.     
     Assignor hereby grants, transfers and assigns to Depositor all of its right, title and interest
in, to and under the representations and warranties made by Cole Taylor pursuant to the Purchase Agreement to the extent
relating to the Mortgage Loans, and Depositor hereby accepts such assignment from Assignor.

 

2.           Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and
warranties made by Cole Taylor pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released
from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.

 

3.           Cole
Taylor hereby acknowledges the foregoing assignments.

 

Representations and Warranties

 

4.           Assignor
warrants and represents to, and covenants with, Depositor, Assignee and Cole Taylor as of the date hereof that:

 

(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;

 

    	 

    	 

    

 

(b)          Assignor
is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear
from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as
contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the
extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;

 

(c)          There
are no offsets, counterclaims or other defenses available to Cole Taylor with respect to the Purchase Agreement;

 

(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to enter into and perform its obligations under the Purchase Agreement;

 

(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee,
will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms
except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter
in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and

 

(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.

 

5.     
     Depositor warrants and represents to, and covenants with, Assignor, Assignee and Cole Taylor
that as of the date hereof:

 

(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

 

    	2

    	 

    

 

(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and

 

(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.

 

6.      
    Assignee warrants and represents to, and covenants with, Assignor, Depositor and Cole Taylor that as
of the date hereof:

 

(a)          Wilmington
Trust, National Association, in its individual capacity is a national banking association duly organized, validly existing and
in good standing under the laws of the jurisdiction of its organization; and

 

(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.

 

7.      
    Cole Taylor warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of
the date hereof that:

 

(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;

 

    	3

    	 

    

 

(b)          Cole
Taylor is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has
all requisite power and authority to perform its obligations under the Purchase Agreement;

 

(c)          Cole
Taylor has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Cole Taylor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Cole Taylor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Cole Taylor
is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Cole Taylor or its property is subject. The execution, delivery and performance by Cole Taylor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Cole Taylor.
This Agreement has been duly executed and delivered by Cole Taylor and, upon the due authorization, execution and delivery by Assignor,
Assignee and the Depositor, will constitute the valid and legally binding obligation of Cole Taylor enforceable against Cole Taylor
in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other
similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless
of whether enforceability is considered in a proceeding in equity or at law; and

 

(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Cole Taylor in connection with the execution, delivery or performance by Cole Taylor of this Agreement,
or the consummation by it of the transactions contemplated hereby.

 

Restated Cole Taylor Representations
and Warranties

 

8.  
        Pursuant to Section 32(d) of the Purchase Agreement, Cole Taylor hereby
restates to Depositor and Assignee (a) the representations and warranties set forth in Subsection 7.01 of the Purchase
Agreement as of the related Closing Date and (b) the representations and warranties set forth in Subsection 7.02 of the
Purchase Agreement as of the date hereof, as if such representations and warranties were set forth herein in full.

 

In the event of a breach
of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof,
as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation,
the right to compel Cole Taylor to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the
provisions of Section 10.

 

    	4

    	 

    

 

Recognition of Assignee

 

9.          From
and after the date hereof, subject to Section 10 below, Cole Taylor shall recognize Assignee as owner of the Mortgage Loans and
will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified hereby
or as may be amended from time to time, as if Assignee and Cole Taylor had entered into a separate purchase agreement for the purchase
of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference, as amended
by this Agreement.

 

Enforcement of Rights

 

10.         (a)          Controlling
Holder Rights. Cole Taylor agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor,
in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and
Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights (and obligations
under Section 7.03 in connection with the exercise of such rights) as Purchaser under the following section of the Purchase Agreement:

 

Purchase
Agreement:

 

	Section or Subsection	 	Matter
	 	 	 
	7.03, other than 7.03(c)	 	Repurchase and Substitution

 

(b)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling
Holder pursuant to Section 10(a) (and obligations under Section 7.03 in connection with the exercise of such rights) shall be exercised
by Assignee.

 

Amendments to Purchase Agreement

 

11.         The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:

 

(a)         Definitions.

 

(i)          The
definitions of “Arbitration,” “Business Day” and “Repurchase Price” set forth in Section 1
of the Purchase Agreement shall be deleted and replaced in their entirety as follows:

 

Arbitration:
Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association and administered
by the American Arbitration Association, which shall be conducted in New York, New York or other place mutually acceptable to the
parties to the arbitration.

 

    	5

    	 

    

 

Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Illinois,
Maryland, Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Illinois, Maryland,
Minnesota, Missouri or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the
New York Stock Exchange or the Federal Reserve Bank of New York is closed.

 

Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held in the Custodial Account for future distribution in connection with
such Mortgage Loan.

 

(b)          The
following sentence shall be added as the new third sentence of Subsection 7.03(a):

 

Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.

 

(c)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.

 

Miscellaneous

 

12.         All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:

 

(a)          In
the case of Cole Taylor,

 

Cole Taylor Bank

2350 Green Road, Suite
100

Ann Arbor, MI  48105

Attention: Phil Miller

Tel: (734) 926-2450

Fax: (734) 926-2404

 

    	6

    	 

    

 

With a copy to

Cole Taylor Bank

9550 W. Higgins Road

Rosemont, IL 960018

Chicago, IL 60606

Attention: General Counsel

Fax: (847) 653-7890

 

(b)          In
the case of Assignee,

 

Wilmington Trust, National
Association

1100 North Market Street

Rodney Square North

Wilmington, DE 19890

Attention: Dorri Costello

 

(c)         In
the case of Depositor,

 

Sequoia Residential Funding,
Inc.

One Belvedere Place,
Suite 360

Mill Valley, California
94941

Attention: William Moliski

 

with a copy to

 

General Counsel at the
same address

 

(d)          In
the case of Assignor,

 

Redwood Residential Acquisition
Corporation

One Belvedere Place,
Suite 360

Mill Valley, California
94941

Attention: William Moliski

 

with a copy to

 

General Counsel at the
same address

 

(e)          In
the case of Master Servicer,

 

Wells Fargo Bank, N.A.

9062 Old Annapolis
Road

Columbia, Maryland
21045)

Telephone number: (410)
884-2000

Facsimile number: (410)
715-2380

Attention: Client Manager
— Sequoia Mortgage Trust 2013-7

 

    	7

    	 

    

 

(f)          In
the case of the initial Controlling Holder,

 

Sequoia Mortgage Funding
Corporation

One Belvedere Place,
Suite 360

Mill Valley, California
94941

Attention: William Moliski

 

with a copy to

 

General Counsel at the
same address

 

13.         This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.

 

14.         No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.

 

15.         This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or Cole Taylor may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor,
Depositor, Assignee or Cole Taylor, respectively, hereunder.

 

16.         This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by Cole
Taylor pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee,
and the termination of the Purchase Agreement.

 

17.         This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.

 

18.         The
Controlling Holder under the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall
have the same power and ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory
hereto. Cole Taylor hereby consents to such exercise and enforcement.

 

    	8

    	 

    

 

19.         It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Wilmington Trust, National Association (“Wilmington Trust”) not in its individual capacity
but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”)
in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement,
(ii) each of the undertakings and agreements herein made on behalf of the Assignee is made and intended not as a personal undertaking
or agreement of or by Wilmington Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained
shall be construed as creating any liability on the part of Wilmington Trust, individually or personally, to perform any covenant
either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any
person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Wilmington Trust in its individual
capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the
Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness, expenses and other amounts
being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation,
representation, warranty or covenant made under this Agreement or any other related documents.

 

20.         Master
Servicer. Cole Taylor hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer
and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions,
authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master
Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including,
without limitation, the right to enforce the obligations of Cole Taylor hereunder and under the Purchase Agreement and the right
to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.

 

Cole Taylor shall make
all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:

 

Wells Fargo Bank, N.A.

San Francisco, California

ABA# 121-000-248

Account #3970771416

Account Name: SAS Clearing

FFC: Account #46446300, Sequoia
Mortgage Trust 2013-7 Distribution Account

 

21.         Cole
Taylor acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding
Section 10 of the Purchase Agreement, Cole Taylor shall pay shipping expenses for any Mortgage Loan Documents if there has been
a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.

 

    	9

    	 

    

 

22.         Rule
17g-5 Compliance. Cole Taylor hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination
thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail
at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-7” and an identification of the
type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5
Information Provider (the “Rule 17g-5 Information Provider”) shall notify Cole Taylor in writing of any change in the
identity or contact information of the Rule 17g-5 Information Provider. Cole Taylor shall have no liability for (i) the Rule 17g-5
Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii)
any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions
in this Section 22 prohibit or restrict oral or written communications, or providing information, between Cole Taylor, on
the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s
review of the ratings it assigns to Cole Taylor or (ii) such Rating Agency’s or NRSRO’s evaluation of Cole Taylor’s
operations in general; provided, however, that Cole Taylor shall not provide any information relating to the Mortgage Loans to
such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower,
property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information
Provider.

 

    	10

    	 

    

 

IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.

 

	 	REDWOOD RESIDENTIAL ACQUISITION
	 	CORPORATION
	 	Assignor

 

	 	By:	 	 
	 	Name:	 	 
	 	Title:	 	 

 

	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor

 

	 	By:	 	 
	 	Name:	 	 
	 	Title:	 	 

 

	 	Wilmington Trust, National 
	 	Association,
	 	not in its individual capacity but solely as Trustee,
	 	Assignee

 

	 	By:	 	 
	 	Name:	 	 
	 	Title:	 	 

 

	 	COLE TAYLOR BANK

 

	 	By:	 	 
	 	Name:	 	 
	 	Title:	 	 

 

Accepted and agreed to by:

 

WELLS FARGO BANK, N.A.

Master Servicer

 

	By:	 	 
	Name:	 	 
	Title:	 	 

 

Signature Page – Assignment of Representations
and Warranties – Cole Taylor Bank (SEMT 2013-7)

 

    	 

    	 

    

 

ATTACHMENT 1

 

MORTGAGE LOAN SCHEDULE

 

	 	1	2	3	4	5	6	7	8	9	10	11
	 	Primary
    Servicer	Servicing

    Fee %	Servicing

    Fee—Flatdollar	Servicing
    

Advance

 Methodology	Originator	Loan

    Group	Loan
    

Number	Amortization

    Type	Lien

    Position	HELOC

    Indicator	Loan

    Purpose
	1	1000383	0.002500	 	 	Cole Taylor Bank	 	10000010747	1	1	0	7
	2	1000383	0.002500	 	 	Cole Taylor Bank	 	10000010587	1	1	0	6
	3	1000383	0.002500	 	 	Cole Taylor Bank	 	10000010473	1	1	0	6
	4	1000383	0.002500	 	 	Cole Taylor Bank	 	10000010438	1	1	0	7
	5	1000383	0.002500	 	 	Cole Taylor Bank	 	10000010305	1	1	0	7
	6	1000383	0.002500	 	 	Cole Taylor Bank	 	10000010017	1	1	0	7
	7	1000383	0.002500	 	 	Cole Taylor Bank	 	10000010005	1	1	0	6
	8	1000383	0.002500	 	 	Cole Taylor Bank	 	10000009475	1	1	0	7
	9	1000383	0.002500	 	 	Cole Taylor Bank	 	10000009450	1	1	0	7
	10	1000383	0.002500	 	 	Cole Taylor Bank	 	10000009313	1	1	0	7
	11	1000383	0.002500	 	 	Cole Taylor Bank	 	10000009216	1	1	0	9
	12	1000383	0.002500	 	 	Cole Taylor Bank	 	10000009184	1	1	0	9
	13	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008944	1	1	0	9
	14	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008940	1	1	0	9
	15	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008906	1	1	0	9
	16	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008834	1	1	0	9
	17	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008567	1	1	0	9
	18	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008510	1	1	0	7
	19	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008431	1	1	0	9
	20	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008373	1	1	0	9
	21	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008346	1	1	0	9
	22	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008040	1	1	0	9
	23	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008013	1	1	0	9
	24	1000383	0.002500	 	 	Cole Taylor Bank	 	10000008011	1	1	0	9
	25	1000383	0.002500	 	 	Cole Taylor Bank	 	10000007971	1	1	0	9
	26	1000383	0.002500	 	 	Cole Taylor Bank	 	10000007905	1	1	0	9
	27	1000383	0.002500	 	 	Cole Taylor Bank	 	10000007904	1	1	0	9
	28	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010788	1	1	0	9
	29	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010737	1	1	0	9
	30	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010723	1	1	0	7
	31	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010713	1	1	0	9
	32	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010681	1	1	0	9
	33	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010679	1	1	0	9
	34	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010590	1	1	0	9
	35	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010539	1	1	0	9
	36	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010530	1	1	0	9
	37	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010498	1	1	0	9
	38	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010045	1	1	0	9
	39	1000383	0.002500	 	 	Cole Taylor Bank	 	1650010020	1	1	0	9
	40	1000383	0.002500	 	 	Cole Taylor Bank	 	1650009989	1	1	0	9
	41	1000383	0.002500	 	 	Cole Taylor Bank	 	1650009780	1	1	0	9
	42	1000383	0.002500	 	 	Cole Taylor Bank	 	1650009488	1	1	0	9
	43	1000383	0.002500	 	 	Cole Taylor Bank	 	1650008203	1	1	0	9
	44	1000383	0.002500	 	 	Cole Taylor Bank	 	1650007027	1	1	0	9

 

	 	12	13	14	15	16	17	18	19	20	21	22
	 	Cash
    Out

 Amount	Total
    Origination 

and Discount

 Points	Covered/High

    Cost Loan

 Indicator	Relocation

    Loan

 Indicator	Broker
    Indicator	Channel	Escrow

    Indicator	Senior
    Loan

    Amount(s)	Loan
    Type of

 Most

    Senior Lien	Hybrid
    Period 

of

    Most Senior Lien

 (in

    months)	Neg
    Am Limit

 of

    Most Senior Lien
	1	 	 	 	 	 	1	0	0	 	 	 
	2	 	 	 	 	 	2	4	0	 	 	 
	3	 	 	 	 	 	2	0	0	 	 	 
	4	 	 	 	 	 	1	4	0	 	 	 
	5	 	 	 	 	 	2	0	0	 	 	 
	6	 	 	 	 	 	5	0	0	 	 	 
	7	 	 	 	 	 	2	0	0	 	 	 
	8	 	 	 	 	 	1	2	0	 	 	 
	9	 	 	 	 	 	2	0	0	 	 	 
	10	 	 	 	 	 	5	4	0	 	 	 
	11	 	 	 	 	 	2	0	0	 	 	 
	12	 	 	 	 	 	1	4	0	 	 	 
	13	 	 	 	 	 	2	4	0	 	 	 
	14	 	 	 	 	 	2	0	0	 	 	 
	15	 	 	 	 	 	2	0	0	 	 	 
	16	 	 	 	 	 	2	0	0	 	 	 
	17	 	 	 	 	 	1	4	0	 	 	 
	18	 	 	 	 	 	2	4	0	 	 	 
	19	 	 	 	 	 	2	0	0	 	 	 
	20	 	 	 	 	 	1	4	0	 	 	 
	21	 	 	 	 	 	2	0	0	 	 	 
	22	 	 	 	 	 	2	0	0	 	 	 
	23	 	 	 	 	 	5	3	0	 	 	 
	24	 	 	 	 	 	2	4	0	 	 	 
	25	 	 	 	 	 	1	4	0	 	 	 
	26	 	 	 	 	 	2	0	0	 	 	 
	27	 	 	 	 	 	2	0	0	 	 	 
	28	 	 	 	 	 	5	0	0	 	 	 
	29	 	 	 	 	 	2	4	0	 	 	 
	30	 	 	 	 	 	2	4	0	 	 	 
	31	 	 	 	 	 	2	4	0	 	 	 
	32	 	 	 	 	 	2	0	0	 	 	 
	33	 	 	 	 	 	2	1	0	 	 	 
	34	 	 	 	 	 	2	4	0	 	 	 
	35	 	 	 	 	 	2	0	0	 	 	 
	36	 	 	 	 	 	2	1	0	 	 	 
	37	 	 	 	 	 	2	0	0	 	 	 
	38	 	 	 	 	 	2	4	0	 	 	 
	39	 	 	 	 	 	2	4	0	 	 	 
	40	 	 	 	 	 	5	0	0	 	 	 
	41	 	 	 	 	 	5	4	0	 	 	 
	42	 	 	 	 	 	2	4	0	 	 	 
	43	 	 	 	 	 	2	0	0	 	 	 
	44	 	 	 	 	 	5	0	0	 	 	 

 

	 	23	24	25	26	27	28	29	30	31	32	33
	 	Junior
    Mortgage

    Balance	Origination
    Date

 of

    Most Senior Lien	Origination

    Date	Original

    Loan

    Amount	Original

    Interest

    Rate	Original

    Amortization

 Term	Original
    Term

 to

    Maturity	First
    Payment

 Date

    of Loan	Interest
    Type

    Indicator	Original
    Interest

    Only Term	Buy
    Down

 Period
	1	0.00	 	20130321	1732500.00	0.036250	360	360	20130501	1	0	0
	2	0.00	 	20130408	660000.00	0.038750	360	360	20130601	1	0	0
	3	0.00	 	20130314	1000000.00	0.038750	360	360	20130501	1	0	0
	4	0.00	 	20130328	999950.00	0.037500	360	360	20130501	1	0	0
	5	0.00	 	20130404	650060.00	0.038750	360	360	20130601	1	0	0
	6	0.00	 	20130315	1252000.00	0.038750	360	360	20130501	1	0	0
	7	0.00	 	20130325	900000.00	0.038750	360	360	20130501	1	0	0
	8	0.00	 	20130405	800000.00	0.038750	360	360	20130601	1	0	0
	9	0.00	 	20130318	760000.00	0.038750	360	360	20130501	1	0	0
	10	0.00	 	20130307	672480.00	0.038750	360	360	20130501	1	0	0
	11	0.00	 	20130328	650000.00	0.038750	360	360	20130601	1	0	0
	12	0.00	 	20130321	750000.00	0.040000	360	360	20130501	1	0	0
	13	290000.00	 	20130322	697000.00	0.038750	360	360	20130501	1	0	0
	14	0.00	 	20130326	988000.00	0.038750	360	360	20130501	1	0	0
	15	0.00	 	20130325	612000.00	0.040000	360	360	20130501	1	0	0
	16	0.00	 	20130313	722000.00	0.037500	360	360	20130501	1	0	0
	17	0.00	 	20130308	705000.00	0.037500	360	360	20130501	1	0	0
	18	0.00	 	20130226	600000.00	0.043750	360	360	20130401	1	0	0
	19	0.00	 	20130312	768750.00	0.038750	360	360	20130501	1	0	0
	20	0.00	 	20130319	536000.00	0.036250	360	360	20130501	1	0	0
	21	0.00	 	20130320	927500.00	0.037500	360	360	20130501	1	0	0
	22	0.00	 	20130311	696075.00	0.036250	360	360	20130501	1	0	0
	23	0.00	 	20130305	780000.00	0.037500	360	360	20130501	1	0	0
	24	0.00	 	20130322	712000.00	0.036250	360	360	20130501	1	0	0
	25	0.00	 	20130305	621000.00	0.036250	360	360	20130501	1	0	0
	26	0.00	 	20130312	713000.00	0.038750	360	360	20130501	1	0	0
	27	125000.00	 	20130312	634000.00	0.036250	360	360	20130501	1	0	0
	28	0.00	 	20130306	715000.00	0.038750	360	360	20130501	1	0	0
	29	0.00	 	20130313	618750.00	0.038750	360	360	20130501	1	0	0
	30	0.00	 	20130220	746000.00	0.042500	360	360	20130401	1	0	0
	31	0.00	 	20130225	660000.00	0.040000	360	360	20130401	1	0	0
	32	174000.00	 	20130305	713400.00	0.038750	360	360	20130501	1	0	0
	33	0.00	 	20130328	609000.00	0.040000	360	360	20130501	1	0	0
	34	0.00	 	20130304	712000.00	0.037500	360	360	20130501	1	0	0
	35	0.00	 	20130403	693750.00	0.038750	360	360	20130601	1	0	0
	36	180000.00	 	20130226	1460000.00	0.037500	360	360	20130401	1	0	0
	37	0.00	 	20130219	974000.00	0.038750	360	360	20130401	1	0	0
	38	0.00	 	20130301	788000.00	0.037500	360	360	20130501	1	0	0
	39	0.00	 	20130326	862500.00	0.038750	360	360	20130501	1	0	0
	40	57000.00	 	20130308	592500.00	0.038750	360	360	20130501	1	0	0
	41	0.00	 	20130313	882000.00	0.038750	360	360	20130501	1	0	0
	42	171750.00	 	20130219	750000.00	0.038750	360	360	20130401	1	0	0
	43	0.00	 	20130318	986000.00	0.038750	360	360	20130501	1	0	0
	44	0.00	 	20130110	1182250.00	0.042500	360	360	20130301	1	0	0

 

	 	34	35	36	37	38	39	40	41	42	43	44
	 	HELOC

    Draw

 Period	Current
    Loan

    Amount	Current

    Interest

    Rate	Current

    Payment

    Amount Due	Interest
    Paid

    Through

 Date	Current

    Payment

    Status	Index
    Type	ARM
    Look-

back

    Days	Gross

    Margin	ARM
    Round Flag	ARM

    Round

 Factor
	1	 	1729832.50	0.036250	7901.09	20130401	0	0	 	 	 	 
	2	 	660000.00	0.038750	3103.56	20130401	0	0	 	 	 	 
	3	 	998526.80	0.038750	4702.37	20130401	0	0	 	 	 	 
	4	 	998443.92	0.037500	4630.92	20130401	0	0	 	 	 	 
	5	 	650060.00	0.038750	3056.82	20130401	0	0	 	 	 	 
	6	 	1250042.92	0.038750	5887.37	20130401	0	0	 	 	 	 
	7	 	898674.12	0.038750	4232.13	20130401	0	0	 	 	 	 
	8	 	800000.00	0.038750	3761.90	20130401	0	0	 	 	 	 
	9	 	758880.37	0.038750	3573.80	20130401	0	0	 	 	 	 
	10	 	671489.30	0.038750	3162.25	20130401	0	0	 	 	 	 
	11	 	650000.00	0.038750	3056.54	20130401	0	0	 	 	 	 
	12	 	748919.39	0.040000	3580.61	20130401	0	0	 	 	 	 
	13	 	695973.18	0.038750	3277.55	20130401	0	0	 	 	 	 
	14	 	986544.48	0.038750	4645.94	20130401	0	0	 	 	 	 
	15	 	611118.22	0.040000	2921.78	20130401	0	0	 	 	 	 
	16	 	720912.56	0.037500	3343.69	20130401	0	0	 	 	 	 
	17	 	703938.17	0.037500	3264.96	20130401	0	0	 	 	 	 
	18	 	598380.63	0.043750	2995.71	20130401	0	0	 	 	 	 
	19	 	767617.47	0.038750	3614.95	20130401	0	0	 	 	 	 
	20	 	535174.74	0.036250	2444.43	20130401	0	0	 	 	 	 
	21	 	926103.04	0.037500	4295.40	20130401	0	0	 	 	 	 
	22	 	695003.27	0.036250	3174.46	20130401	0	0	 	 	 	 
	23	 	778825.19	0.037500	3612.30	20130401	0	0	 	 	 	 
	24	 	710903.74	0.036250	3247.09	20130401	0	0	 	 	 	 
	25	 	620043.86	0.036250	2832.08	20130401	0	0	 	 	 	 
	26	 	711949.61	0.038750	3352.79	20130401	0	0	 	 	 	 
	27	 	633023.84	0.036250	2891.37	20130401	0	0	 	 	 	 
	28	 	713946.65	0.038750	3362.20	20130401	0	0	 	 	 	 
	29	 	617838.46	0.038750	2909.59	20130401	0	0	 	 	 	 
	30	 	743940.78	0.042500	3669.87	20130401	0	0	 	 	 	 
	31	 	658094.95	0.040000	3150.94	20130401	0	0	 	 	 	 
	32	 	712349.02	0.038750	3354.67	20130401	0	0	 	 	 	 
	33	 	608122.54	0.040000	2907.46	20130401	0	0	 	 	 	 
	34	 	710927.62	0.037500	3297.38	20130401	0	0	 	 	 	 
	35	 	693750.00	0.038750	3262.27	20130401	0	0	 	 	 	 
	36	 	1455595.15	0.037500	6761.49	20130401	0	0	 	 	 	 
	37	 	971125.56	0.038750	4580.11	20130401	0	0	 	 	 	 
	38	 	786813.15	0.037500	3649.35	20130401	0	0	 	 	 	 
	39	 	861229.37	0.038750	4055.79	20130401	0	0	 	 	 	 
	40	 	591627.10	0.038750	2786.15	20130401	0	0	 	 	 	 
	41	 	880700.64	0.038750	4147.49	20130401	0	0	 	 	 	 
	42	 	747519.14	0.038750	3526.78	20130401	0	0	 	 	 	 
	43	 	984547.42	0.038750	4636.54	20130401	0	0	 	 	 	 
	44	 	1169621.38	0.042500	5815.96	20130401	0	0	 	 	 	 

 

	 	45	46	47	48	49	50	51	52	53	54	55
	 	Initial

    Fixed Rate

    Period	Initial

    Interest

 Rate

    Cap

 (Change

 Up)	Initial
    

Interest Rate

    Cap 

(Change

 Down)	Subsequent
    Interest

    Rate Reset

 Period	Subsequent

    Interest

    Rate Cap

 (Change

 Down)	Subsequent

    Interest

    Rate Cap

 (Change

    Up)	Lifetime

    Maximum

    Rate

 (Ceiling)	Lifetime

    Minimum

    Rate

 (Floor)	Negative

    Amortization

 Limit	Initial
    Negative

    Amortization

 Recast

    Period	Subsequent

    Negative

    Amortization

 Recast

    Period
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 

 

	 	56	57	58	59	60	61	62	63	64	65	66
	 	Initial
    Fixed

    Payment Period	Subsequent

    Payment

 Reset

    Period	Initial

    Periodic

    Payment Cap	Subsequent

    Periodic

 Payment

    Cap	Initial

    Minimum

    Payment

 Reset

    Period	Subsequent

    Minimum

 Payment

    Reset

 Period	Option

    ARM

    Indicator	Options
    at

 Recast	Initial

    Minimum

    Payment	Current
    Minimum

    Payment	Prepayment

    Penalty

    Calculation
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 

 

	 	67	68	69	70	71	72	73	74	75	76	77
	 	Prepayment

    Penalty

    Type	Prepayment

    Penalty

    Total Term	Prepayment

    Penalty

    Hard Term	Primary

    Borrower ID	Number
    of

    Mortgaged

    Properties	Total
    Number

 of

    Borrowers	Self-

employment

    Flag	Current

    ‘Other’

    Monthly

 Payment	Length
    of

    Employment:

    Borrower	Length
    of

    Employment:

 Co-

    Borrower	Years
    in

 Home
	1	 	0	 	48	1	 	0	 	25.75	 	0
	2	 	0	 	77	1	 	0	 	0.5	5.5	0
	3	 	0	 	35	1	 	0	 	1	1	0
	4	 	0	 	324	3	 	0	 	20	 	0
	5	 	0	 	584	1	 	0	 	3.25	4	0
	6	 	0	 	320	1	 	1	 	17	 	0
	7	 	0	 	153	2	 	1	 	2	20	0
	8	 	0	 	94	2	 	0	 	9	15	0
	9	 	0	 	250	1	 	0	 	4.75	 	0
	10	 	0	 	405	1	 	0	 	4	1	0
	11	 	0	 	281	1	 	0	 	8	 	1
	12	 	0	 	215	1	 	0	 	0.5	 	0.5
	13	 	0	 	109	1	 	0	 	3.5	 	4
	14	 	0	 	582	3	 	0	 	6	 	3
	15	 	0	 	142	4	 	0	 	3	 	3.25
	16	 	0	 	216	1	 	0	 	13	11.5	13
	17	 	0	 	100	1	 	0	 	12	 	1.5
	18	 	0	 	255	1	 	0	 	10	10	0
	19	 	0	 	450	1	 	0	 	8	12	8
	20	 	0	 	404	1	 	0	 	22	0.5	2.5
	21	 	0	 	170	1	 	1	 	10	 	6
	22	 	0	 	445	1	 	1	 	9	1.25	3.25
	23	 	0	 	90	1	 	0	 	1.5	0.75	3
	24	 	0	 	82	1	 	0	 	0	0.5	6
	25	 	0	 	357	1	 	0	 	7	 	4
	26	 	0	 	197	1	 	0	 	11.75	 	1.25
	27	 	0	 	561	1	 	1	 	9.25	 	9.5
	28	 	0	 	452	1	 	0	 	4.5	 	1
	29	 	0	 	343	2	 	0	 	13	3	2
	30	 	0	 	96	2	 	0	 	4.5	 	0
	31	 	0	 	37	1	 	0	 	0.5	 	7
	32	 	0	 	75	1	 	0	 	12	10	8
	33	 	0	 	9	1	 	0	 	8.5	0	8
	34	 	0	 	74	2	 	0	 	2.5	 	2
	35	 	0	 	73	1	 	0	 	20	 	2
	36	 	0	 	107	1	 	0	 	7	 	2
	37	 	0	 	389	1	 	1	 	0	35	4
	38	 	0	 	372	2	 	1	 	7.5	 	3
	39	 	0	 	390	1	 	0	 	11.75	 	12
	40	 	0	 	302	1	 	1	 	30	 	16
	41	 	0	 	70	1	 	1	 	11	 	22
	42	 	0	 	139	3	 	0	 	1.5	0	7
	43	 	0	 	504	1	 	1	 	31	 	28
	44	 	0	 	289	1	 	1	 	11	 	7

 

	 	78	79	80	81	82	83	84	85	86	87	88
	 	FICO

    Model Used	Most
    Recent

 FICO

    Date	Primary

    Wage

    Earner

 Original

    FICO:

 Equifax	Primary

    Wage

    Earner 

Original

    FICO:

 Experian	Primary

    Wage

    Earner

 Original

    FICO:

 TransUnion	Secondary

    Wage

    Earner Original

    FICO: 

Equifax	Secondary
    Wage

    Earner

 Original

    FICO:

 Experian	Secondary
    

Wage

    Earner 

Original

    FICO:

 TransUnion	Original

    Primary

 Borrower

    FICO	Most

    Recent

    Primary

 Borrower

    FICO	Most

    Recent Co-

    Borrower

 FICO
	1	1	 	 	 	 	 	 	 	805	 	 
	2	1	 	 	 	 	 	 	 	782	 	 
	3	1	 	 	 	 	 	 	 	782	 	 
	4	1	 	 	 	 	 	 	 	792	 	 
	5	1	 	 	 	 	 	 	 	747	 	 
	6	1	 	 	 	 	 	 	 	797	 	 
	7	1	 	 	 	 	 	 	 	777	 	 
	8	1	 	 	 	 	 	 	 	775	 	 
	9	1	 	 	 	 	 	 	 	801	 	 
	10	1	 	 	 	 	 	 	 	785	 	 
	11	1	 	 	 	 	 	 	 	804	 	 
	12	1	 	 	 	 	 	 	 	798	 	 
	13	1	 	 	 	 	 	 	 	773	 	 
	14	1	 	 	 	 	 	 	 	786	 	 
	15	1	 	 	 	 	 	 	 	796	 	 
	16	1	 	 	 	 	 	 	 	809	 	 
	17	1	 	 	 	 	 	 	 	772	 	 
	18	1	 	 	 	 	 	 	 	806	 	 
	19	1	 	 	 	 	 	 	 	789	 	 
	20	1	 	 	 	 	 	 	 	773	 	 
	21	1	 	 	 	 	 	 	 	795	 	 
	22	1	 	 	 	 	 	 	 	768	 	 
	23	1	 	 	 	 	 	 	 	795	 	 
	24	1	 	 	 	 	 	 	 	786	 	 
	25	1	 	 	 	 	 	 	 	734	 	 
	26	1	 	 	 	 	 	 	 	753	 	 
	27	1	 	 	 	 	 	 	 	737	 	 
	28	1	 	 	 	 	 	 	 	787	 	 
	29	1	 	 	 	 	 	 	 	732	 	 
	30	1	 	 	 	 	 	 	 	762	 	 
	31	1	 	 	 	 	 	 	 	772	 	 
	32	1	 	 	 	 	 	 	 	782	 	 
	33	1	 	 	 	 	 	 	 	765	 	 
	34	1	 	 	 	 	 	 	 	792	 	 
	35	1	 	 	 	 	 	 	 	764	 	 
	36	1	 	 	 	 	 	 	 	783	 	 
	37	1	 	 	 	 	 	 	 	779	 	 
	38	1	 	 	 	 	 	 	 	772	 	 
	39	1	 	 	 	 	 	 	 	762	 	 
	40	1	 	 	 	 	 	 	 	708	 	 
	41	1	 	 	 	 	 	 	 	778	 	 
	42	1	 	 	 	 	 	 	 	778	 	 
	43	1	 	 	 	 	 	 	 	766	 	 
	44	1	 	 	 	 	 	 	 	758	 	 

 

	 	89	90	91	92	93	94	95	96	97	98	99
	 	Most
    

Recent

 FICO

    Method	VantageScore:

    Primary

 Borrower	VantageScore:

    Co-

    Borrower	Most
    Recent

    VantageScore

    Method	VantageScore

    Date	Credit
    

Report:

    Longest

 Trade

 Line	Credit

    Report:

    Maximum

 Trade

    Line	Credit

    Report:

    Number of

 Trade

    Lines	Credit

    Line

 Usage

    Ratio	Most
    Recent 12-

    month Pay

 History	Months

    Bankruptcy
	1	 	 	 	 	 	 	 	 	 	000000000000	 
	2	 	 	 	 	 	 	 	 	 	000000000000	 
	3	 	 	 	 	 	 	 	 	 	000000000000	 
	4	 	 	 	 	 	 	 	 	 	000000000000	 
	5	 	 	 	 	 	 	 	 	 	000000000000	 
	6	 	 	 	 	 	 	 	 	 	000000000000	 
	7	 	 	 	 	 	 	 	 	 	000000000000	 
	8	 	 	 	 	 	 	 	 	 	000000000000	 
	9	 	 	 	 	 	 	 	 	 	000000000000	 
	10	 	 	 	 	 	 	 	 	 	000000000000	 
	11	 	 	 	 	 	 	 	 	 	000000000000	 
	12	 	 	 	 	 	 	 	 	 	000000000000	 
	13	 	 	 	 	 	 	 	 	 	000000000000	 
	14	 	 	 	 	 	 	 	 	 	000000000000	 
	15	 	 	 	 	 	 	 	 	 	000000000000	 
	16	 	 	 	 	 	 	 	 	 	000000000000	 
	17	 	 	 	 	 	 	 	 	 	000000000000	 
	18	 	 	 	 	 	 	 	 	 	000000000000	 
	19	 	 	 	 	 	 	 	 	 	000000000000	 
	20	 	 	 	 	 	 	 	 	 	000000000000	 
	21	 	 	 	 	 	 	 	 	 	000000000000	 
	22	 	 	 	 	 	 	 	 	 	000000000000	 
	23	 	 	 	 	 	 	 	 	 	000000000000	 
	24	 	 	 	 	 	 	 	 	 	000000000000	 
	25	 	 	 	 	 	 	 	 	 	000000000000	 
	26	 	 	 	 	 	 	 	 	 	000000000000	 
	27	 	 	 	 	 	 	 	 	 	000000000000	 
	28	 	 	 	 	 	 	 	 	 	000000000000	 
	29	 	 	 	 	 	 	 	 	 	000000000000	 
	30	 	 	 	 	 	 	 	 	 	000000000000	 
	31	 	 	 	 	 	 	 	 	 	000000000000	 
	32	 	 	 	 	 	 	 	 	 	000000000000	 
	33	 	 	 	 	 	 	 	 	 	000000000000	 
	34	 	 	 	 	 	 	 	 	 	000000000000	 
	35	 	 	 	 	 	 	 	 	 	000000000000	 
	36	 	 	 	 	 	 	 	 	 	000000000000	 
	37	 	 	 	 	 	 	 	 	 	000000000000	 
	38	 	 	 	 	 	 	 	 	 	000000000000	 
	39	 	 	 	 	 	 	 	 	 	000000000000	 
	40	 	 	 	 	 	 	 	 	 	000000000000	 
	41	 	 	 	 	 	 	 	 	 	000000000000	 
	42	 	 	 	 	 	 	 	 	 	000000000000	 
	43	 	 	 	 	 	 	 	 	 	000000000000	 
	44	 	 	 	 	 	 	 	 	 	000000000000	 

 

	 	100	101	102	103	104	105	106	107	108	109	110
	 	Months

    Foreclosure	Primary

    Borrower

    Wage Income	Co-Borrower

    Wage

    Income	Primary

    Borrower

    Other Income	Co-Borrower

    Other

    Income	All
    Borrower

 Wage

    Income	All
    Borrower

 Total

    Income	4506-T
    Indicator	Borrower

    Income

    Verification

 Level	Co-Borrower

    Income

 Verification	Borrower

    Employment

    Verification
	1	 	33333.34	 	159348.10	 	33333.34	192681.44	1	5	 	3
	2	 	11104.16	6516.67	0.00	0.00	17620.83	17620.83	1	5	 	3
	3	 	14300.00	11666.66	0.00	0.00	25966.66	25966.66	1	5	 	3
	4	 	16666.67	 	16865.86	 	16666.67	33532.53	1	5	 	3
	5	 	17500.00	8747.46	0.00	0.00	26247.46	26247.46	1	5	 	3
	6	 	31377.79	 	4312.33	 	31377.79	35690.12	1	5	 	3
	7	 	1633.00	16171.67	0.00	0.00	17804.67	17804.67	1	5	 	3
	8	 	16666.66	10254.58	5508.29	0.00	26921.24	32429.53	1	5	 	3
	9	 	18550.00	0.00	0.00	0.00	18550.00	18550.00	1	5	 	3
	10	 	11623.16	13217.84	2975.75	0.00	24841.00	27816.75	1	5	 	3
	11	 	14583.34	 	0.00	 	14583.34	14583.34	1	5	 	3
	12	 	18333.33	0.00	0.00	0.00	18333.33	18333.33	1	5	 	3
	13	 	14583.33	0.00	4760.54	0.00	14583.33	19343.87	1	5	 	3
	14	 	16634.54	 	0.00	 	16634.54	16634.54	1	5	 	3
	15	 	13364.00	 	0.00	 	13364.00	13364.00	1	5	 	3
	16	 	20375.00	4958.31	0.00	0.00	25333.31	25333.31	1	5	 	3
	17	 	16666.66	 	0.00	 	16666.66	16666.66	1	5	 	3
	18	 	10321.69	0.00	0.00	0.00	10321.69	10321.69	1	5	 	3
	19	 	9095.01	7675.00	0.00	6953.42	16770.01	23723.43	1	5	 	3
	20	 	3559.63	10517.35	0.00	0.00	14076.98	14076.98	1	5	 	3
	21	 	0.00	 	38233.65	 	0.00	38233.65	1	5	 	3
	22	 	34204.30	0.00	0.00	0.00	34204.30	34204.30	1	5	 	3
	23	 	9753.38	0.00	5248.78	0.00	9753.38	15002.16	1	5	 	3
	24	 	0.00	15230.82	0.00	0.00	15230.82	15230.82	1	5	 	3
	25	 	12916.67	 	27982.08	 	12916.67	40898.75	1	5	 	3
	26	 	15164.61	 	12557.51	 	15164.61	27722.12	1	5	 	3
	27	 	45191.25	0.00	0.00	0.00	45191.25	45191.25	1	5	 	3
	28	 	21064.00	 	2191.96	 	21064.00	23255.96	1	5	 	3
	29	 	27284.64	0.00	0.00	0.00	27284.64	27284.64	1	5	 	3
	30	 	21470.83	 	7507.80	 	21470.83	28978.63	1	5	 	3
	31	 	16666.66	0.00	0.00	0.00	16666.66	16666.66	1	5	 	3
	32	 	20833.34	0.00	0.00	0.00	20833.34	20833.34	1	5	 	3
	33	 	14682.56	0.00	0.00	0.00	14682.56	14682.56	1	5	 	3
	34	 	12500.00	0.00	13583.33	0.00	12500.00	26083.33	1	5	 	3
	35	 	20833.34	 	0.00	 	20833.34	20833.34	1	5	 	3
	36	 	23752.26	0.00	8416.67	0.00	23752.26	32168.93	1	5	 	3
	37	 	0.00	7400.00	0.00	9501.00	7400.00	16901.00	1	5	 	3
	38	 	42716.21	0.00	0.00	0.00	42716.21	42716.21	1	5	 	3
	39	 	20833.34	0.00	0.00	0.00	20833.34	20833.34	1	5	 	3
	40	 	13361.74	 	6129.58	 	13361.74	19491.32	1	5	 	3
	41	 	15000.00	 	8151.67	 	15000.00	23151.67	1	5	 	3
	42	 	54977.30	0.00	0.00	0.00	54977.30	54977.30	1	5	 	3
	43	 	23076.54	0.00	0.00	0.00	23076.54	23076.54	1	5	 	3
	44	 	82695.92	 	0.00	 	82695.92	82695.92	1	5	 	3

 

	 	111	112	113	114	115	116	117	118	119	120	121
	 	Co-Borrower

    Employment

    Verification	Borrower

    Asset

    Verification	Co-Borrower

    Asset

    Verification	Liquid
    / Cash

    Reserves	Monthly
    Debt All

    Borrowers	Originator

    DTI	Fully
    Indexed

 Rate	Qualification

    Method	Percentage
    of

 Down

    Payment from

    Borrower Own

    Funds	City	State
	1	 	4	 	896215.94	14039.73	0.072865	 	 	100.000000	HOUSTON	TX
	2	 	4	 	75551.56	4117.86	0.233693	 	 	100.000000	BROOKLINE	MA
	3	 	4	 	194561.09	8304.09	0.319798	 	 	100.000000	LOS ANGELES	CA
	4	 	4	 	302198.98	11733.94	0.349927	 	 	100.000000	SHORT HILLS	NJ
	5	 	4	 	44900.33	5721.34	0.217977	 	 	100.000000	Houston	TX
	6	 	4	 	165833.04	15059.62	0.421955	 	 	12.052900	DALLAS	TX
	7	 	4	 	135798.24	6657.99	0.373946	 	 	100.000000	PACIFIC GROVE	CA
	8	 	4	 	371257.24	9660.40	0.297889	 	 	100.000000	MADISON	NJ
	9	 	4	 	304200.36	5528.64	0.298040	 	 	100.000000	Coto De Caza	CA
	10	 	4	 	73600.22	3743.19	0.134566	 	 	100.000000	Seattle	WA
	11	 	4	 	218427.25	5575.93	0.382349	 	 	 	DALLAS	TX
	12	 	4	 	39861.75	5672.20	0.309393	 	 	 	ANN ARBOR	MI
	13	 	4	 	404956.33	7380.07	0.381520	 	 	 	GREENWICH	CT
	14	 	4	 	268378.36	7203.57	0.433049	 	 	 	SARATOGA	CA
	15	 	4	 	65220.93	4534.08	0.339276	 	 	 	MILTON	GA
	16	 	4	 	148725.31	4274.57	0.168733	 	 	 	CORTE MADERA	CA
	17	 	4	 	61441.09	6043.25	0.362595	 	 	 	Short Hills	NJ
	18	 	4	 	250006.86	3868.59	0.374802	 	 	100.000000	FOUNTAIN HILLS	AZ
	19	 	4	 	70706.85	4919.74	0.207379	 	 	 	ALAMO	CA
	20	 	4	 	28254.97	3404.21	0.241828	 	 	 	MERCER ISLAND	WA
	21	 	4	 	1556172.07	8650.63	0.226257	 	 	 	CHARLOTTE	NC
	22	 	4	 	829037.96	6577.73	0.192307	 	 	 	SANTA MONICA	CA
	23	 	4	 	143890.81	5757.38	0.383770	 	 	 	DOVER	MA
	24	 	4	 	50076.67	5549.04	0.364330	 	 	 	SHORT HILLS	NJ
	25	 	4	 	119711.41	4790.80	0.117138	 	 	 	MORGAN	UT
	26	 	4	 	663062.71	6217.63	0.224284	 	 	 	LOS ALTOS	CA
	27	 	4	 	119768.04	5055.27	0.111864	 	 	 	Charlotte	NC
	28	 	4	 	409564.27	5338.31	0.229546	 	 	 	ENCINO	CA
	29	 	4	 	38783.08	7505.46	0.275080	 	 	 	st louis	MO
	30	 	4	 	284354.94	11598.93	0.400258	 	 	100.000000	LAKE FOREST	IL
	31	 	4	 	147750.37	5817.30	0.349038	 	 	 	Weston	CT
	32	 	4	 	39763.42	5316.69	0.255201	 	 	 	SANTA MONICA	CA
	33	 	4	 	237561.16	4717.18	0.321278	 	 	 	NORTH ATTLEBORO	MA
	34	 	4	 	173226.05	7637.93	0.292828	 	 	 	RYE	NY
	35	 	4	 	227946.21	5583.86	0.268025	 	 	 	Mamaroneck	NY
	36	 	4	 	2720823.75	13983.25	0.434682	 	 	 	WESTPORT	CT
	37	 	4	 	612002.75	6327.68	0.374397	 	 	 	Seattle	WA
	38	 	4	 	86678.78	5780.44	0.135322	 	 	 	SCOTTSDALE	AZ
	39	 	4	 	103994.17	6516.21	0.312778	 	 	 	SEATTLE	WA
	40	 	4	 	380122.80	7181.62	0.368452	 	 	 	GRANBURY	TX
	41	 	4	 	5285013.06	7053.09	0.304647	 	 	 	WESTPORT	CT
	42	 	4	 	240880.10	9370.06	0.170435	 	 	 	Severna Park	MD
	43	 	4	 	71053.33	5676.00	0.245964	 	 	 	Los Gatos	CA
	44	 	4	 	202089.73	14190.70	0.171601	 	 	 	HOUSTON	TX

 

	 	122	123	124	125	126	127	128	129	130	131	132
	 	Postal
    Code	Property

    Type	Occupancy	Sales
    Price	Original

    Appraised

    Property Value	Original

    Property

    Valuation Type	Original

    Property

    Valuation Date	Original
    

Automated

    Valuation

 Model

    (AVM) Model

 Name	Original
    

AVM

    Confidence

 Score	Most
    Recent

    Property

 Value2	Most
    Recent

    Property Valuation

    Type
	1	77005	1	1	2475000.00	2500000.00	3	20130305	 	 	 	 
	2	02467	1	1	825000.00	835000.00	3	20130227	 	 	 	 
	3	90027	1	1	1250000.00	1260000.00	3	20130222	 	 	 	 
	4	07078	1	1	1250000.00	1250000.00	3	20130225	 	 	 	 
	5	77005	1	1	812575.00	813000.00	3	20130319	 	 	 	 
	6	75225	1	1	1875000.00	1875000.00	3	20130304	 	 	 	 
	7	93950	1	1	1125000.00	1250000.00	3	20130228	 	 	 	 
	8	07940	1	1	1125000.00	1125000.00	3	20130305	 	 	 	 
	9	92679	7	1	950000.00	950000.00	3	20130222	 	 	 	 
	10	98117	1	1	840600.00	855000.00	3	20130123	 	 	 	 
	11	75225	1	1	 	1100000.00	3	20130305	 	 	 	 
	12	48104	1	1	 	965000.00	3	20130215	 	 	 	 
	13	06830	1	1	 	1725000.00	3	20130215	 	 	 	 
	14	95070	1	1	 	1705000.00	3	20130202	 	 	 	 
	15	30004	7	1	 	1000000.00	3	20130225	 	 	 	 
	16	94925	1	1	 	1152000.00	3	20130211	 	 	 	 
	17	07078	1	1	 	1200000.00	3	20130130	 	 	 	 
	18	85268	1	1	800000.00	800000.00	3	20130125	 	 	 	 
	19	94507	1	1	 	1060000.00	3	20130103	 	 	 	 
	20	98040	1	1	 	975000.00	3	20130125	 	 	 	 
	21	28207	1	1	 	3600000.00	3	20130212	 	 	 	 
	22	90405	1	1	 	1175000.00	3	20130129	 	 	 	 
	23	02030	1	1	 	1325000.00	3	20130123	 	 	 	 
	24	07078	1	1	 	975000.00	3	20130130	 	 	 	 
	25	84050	1	1	 	1100000.00	3	20121227	 	 	 	 
	26	94024	1	1	 	2450000.00	3	20130125	 	 	 	 
	27	28207	1	1	 	1100000.00	3	20130128	 	 	 	 
	28	91436	1	1	 	1075000.00	3	20130116	 	 	 	 
	29	63119	7	1	 	825000.00	3	20130117	 	 	 	 
	30	60045	7	1	1000000.00	1319500.00	3	20130109	 	 	 	 
	31	06883	1	1	 	1000000.00	3	20130110	 	 	 	 
	32	90405	1	1	 	1185000.00	3	20130105	 	 	 	 
	33	02760	1	1	 	775000.00	3	20130124	 	 	 	 
	34	10580	1	1	 	966000.00	3	20121231	 	 	 	 
	35	10543	1	1	 	915000.00	3	20121226	 	 	 	 
	36	06880	1	1	 	2350000.00	3	20130118	 	 	 	 
	37	98040	1	1	 	2175000.00	3	20121228	 	 	 	 
	38	85266	1	1	 	1025000.00	3	20130122	 	 	 	 
	39	98112	1	1	 	1202000.00	3	20130225	 	 	 	 
	40	76049	1	1	 	975000.00	3	20130118	 	 	 	 
	41	06880	1	1	 	2155000.00	3	20121203	 	 	 	 
	42	21146	7	1	 	1229000.00	3	20121119	 	 	 	 
	43	95032	1	1	 	1740000.00	3	20121130	 	 	 	 
	44	77025	7	1	 	1875000.00	3	20121102	 	 	 	 

 

	 	133	134	135	136	137	138	139	140	141	142	143
	 	Most
    Recent

    Property

 Valuation

    Date	Most
    Recent

 AVM

    Model Name	Most
    Recent

 AVM

    Confidence

 Score	Original
    CLTV	Original
    LTV	Original

    Pledged

    Assets	Mortgage

    Insurance

    Company Name	Mortgage

    Insurance

    Percent	MI:
    Lender 

or

    Borrower

 Paid?	Pool
    

Insurance

 Co.

    Name	Pool

    Insurance

 Stop

    Loss %
	1	 	 	 	0.700000	0.700000	0	0	0	 	 	 
	2	 	 	 	0.800000	0.800000	0	0	0	 	 	 
	3	 	 	 	0.800000	0.800000	0	0	0	 	 	 
	4	 	 	 	0.799900	0.799900	0	0	0	 	 	 
	5	 	 	 	0.800000	0.800000	0	0	0	 	 	 
	6	 	 	 	0.667700	0.667700	0	0	0	 	 	 
	7	 	 	 	0.800000	0.800000	0	0	0	 	 	 
	8	 	 	 	0.711100	0.711100	0	0	0	 	 	 
	9	 	 	 	0.800000	0.800000	0	0	0	 	 	 
	10	 	 	 	0.800000	0.800000	0	0	0	 	 	 
	11	 	 	 	0.590900	0.590900	0	0	0	 	 	 
	12	 	 	 	0.777200	0.777200	0	0	0	 	 	 
	13	 	 	 	0.572100	0.404000	0	0	0	 	 	 
	14	 	 	 	0.579400	0.579400	0	0	0	 	 	 
	15	 	 	 	0.612000	0.612000	0	0	0	 	 	 
	16	 	 	 	0.626700	0.626700	0	0	0	 	 	 
	17	 	 	 	0.587500	0.587500	0	0	0	 	 	 
	18	 	 	 	0.750000	0.750000	0	0	0	 	 	 
	19	 	 	 	0.725200	0.725200	0	0	0	 	 	 
	20	 	 	 	0.549700	0.549700	0	0	0	 	 	 
	21	 	 	 	0.257600	0.257600	0	0	0	 	 	 
	22	 	 	 	0.592400	0.592400	0	0	0	 	 	 
	23	 	 	 	0.588600	0.588600	0	0	0	 	 	 
	24	 	 	 	0.730200	0.730200	0	0	0	 	 	 
	25	 	 	 	0.564500	0.564500	0	0	0	 	 	 
	26	 	 	 	0.291000	0.291000	0	0	0	 	 	 
	27	 	 	 	0.690000	0.576300	0	0	0	 	 	 
	28	 	 	 	0.665100	0.665100	0	0	0	 	 	 
	29	 	 	 	0.750000	0.750000	0	0	0	 	 	 
	30	 	 	 	0.746000	0.746000	0	0	0	 	 	 
	31	 	 	 	0.660000	0.660000	0	0	0	 	 	 
	32	 	 	 	0.748800	0.602000	0	0	0	 	 	 
	33	 	 	 	0.785800	0.785800	0	0	0	 	 	 
	34	 	 	 	0.737000	0.737000	0	0	0	 	 	 
	35	 	 	 	0.758100	0.758100	0	0	0	 	 	 
	36	 	 	 	0.697800	0.621200	0	0	0	 	 	 
	37	 	 	 	0.447800	0.447800	0	0	0	 	 	 
	38	 	 	 	0.768700	0.768700	0	0	0	 	 	 
	39	 	 	 	0.717500	0.717500	0	0	0	 	 	 
	40	 	 	 	0.666100	0.607600	0	0	0	 	 	 
	41	 	 	 	0.409200	0.409200	0	0	0	 	 	 
	42	 	 	 	0.750000	0.610200	0	0	0	 	 	 
	43	 	 	 	0.566600	0.566600	0	0	0	 	 	 
	44	 	 	 	0.630500	0.630500	0	0	0	 	 	 

 

	 	144	145	146	147	148	149	150	151	152	153	154
	 	MI
    Certificate

    Number	Updated
    DTI

    (Front-end)	Updated
    DTI

    (Back-end)	Modification

    Effective

 Payment

    Date	Total

    Capitalized

    Amount	Total
    Deferred

    Amount	Pre-

Modification

    Interest (Note)

 Rate	Pre-

Modification

    P&I

    Payment	Pre-

Modification

    Initial Interest

 Rate

    Change Downward

    Cap	Pre-

Modification

    Subsequent Interest

    Rate Cap	Pre-

Modification

    Next Interest

 Rate

    Change Date
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 

 

	 	155	156	157	158	159	160	161	162	163	164	165
	 	Pre-

Modification

    I/O

    Term	Forgiven

    Principal

    Amount	Forgiven

    Interest

    Amount	Number
    of

    Modifications	Cash
    

To/From

 Brrw at

 Closing	Brrw
    - Yrs at 

in 

Industry	CoBrrw
    -

 Yrs at

 in

 Industry	Junior
    

Mortgage

 Drawn

 Amount	Maturity
    Date	Primary

    Borrower 

Wage

 Income

 (Salary)	Primary
    

Borrower

 Wage

 Income

 (Bonus)
	1	 	 	 	 	 	25.75	 	0	20430401	33333.34	159348.1
	2	 	 	 	 	 	6	5.5	0	20430501	11104.16	0
	3	 	 	 	 	 	9	12	0	20430401	14300	0
	4	 	 	 	 	 	20	 	0	20430401	16666.67	16865.86
	5	 	 	 	 	 	3.25	4	0	20430501	17500	0
	6	 	 	 	 	 	18	 	0	20430401	31377.79	0
	7	 	 	 	 	 	2	20	0	20430401	1633	0
	8	 	 	 	 	 	9	15	0	20430501	16666.66	5508.29
	9	 	 	 	 	 	21	 	0	20430401	18550	0
	10	 	 	 	 	 	10	10	0	20430401	11623.16	2975.75
	11	 	 	 	 	 	8	 	0	20430501	14583.34	0
	12	 	 	 	 	 	5	 	0	20430401	18333.33	0
	13	 	 	 	 	 	17.5	 	289046.94	20430401	14583.33	0
	14	 	 	 	 	 	27	 	0	20430401	16634.54	0
	15	 	 	 	 	 	3	 	0	20430401	13364	0
	16	 	 	 	 	 	14	23	0	20430401	20375	0
	17	 	 	 	 	 	16	 	0	20430401	16666.66	0
	18	 	 	 	 	 	10	10	0	20430301	10321.69	0
	19	 	 	 	 	 	16	16	0	20430401	9095.01	0
	20	 	 	 	 	 	22	12	0	20430401	3559.63	0
	21	 	 	 	 	 	10	 	0	20430401	0	0
	22	 	 	 	 	 	9	2	0	20430401	34204.3	0
	23	 	 	 	 	 	6	12	0	20430401	9753.38	5248.78
	24	 	 	 	 	 	0	14	0	20430401	0	0
	25	 	 	 	 	 	15	 	0	20430401	12916.67	27982.08
	26	 	 	 	 	 	17	 	0	20430401	15164.61	0
	27	 	 	 	 	 	16	 	30516	20430401	45191.25	0
	28	 	 	 	 	 	5	 	0	20430401	21064	2191.96
	29	 	 	 	 	 	20	4	0	20430401	27284.64	0
	30	 	 	 	 	 	4.5	 	0	20430301	21470.83	7507.8
	31	 	 	 	 	 	18	 	0	20430301	16666.66	0
	32	 	 	 	 	 	20	18	174000	20430401	20833.34	0
	33	 	 	 	 	 	14	13	0	20430401	14682.56	0
	34	 	 	 	 	 	12	 	0	20430401	12500	13583.33
	35	 	 	 	 	 	20	 	0	20430501	20833.34	0
	36	 	 	 	 	 	31	 	180000	20430301	23752.26	8416.67
	37	 	 	 	 	 	0	35	0	20430301	0	0
	38	 	 	 	 	 	14	 	0	20430401	42716.21	0
	39	 	 	 	 	 	11.75	 	0	20430401	20833.34	0
	40	 	 	 	 	 	30	 	29870	20430401	13361.74	0
	41	 	 	 	 	 	11	 	0	20430401	15000	0
	42	 	 	 	 	 	1.5	0	171750	20430301	54977.3	0
	43	 	 	 	 	 	34	 	0	20430401	23076.54	0
	44	 	 	 	 	 	11	 	0	20430201	82695.92	0

  

	 	166	167	168	169	170	171	172
	 	Primary
    

Borrower

 Wage

 Income

 (Commission)	Co-Borrower
    

Wage Income

 (Salary)	Co-Borrower
    

Wage Income

 (Bonus)	Co-Borrower

    Wage Income

 (Commission)	Originator
    

Doc

 Code	RWT
    Income

 Verification	RWT
    Asset

 Verification
	1	0	0	0	0	Full	Two Years	Two Months
	2	0	6516.67	0	0	Full	Two Years	Two Months
	3	0	11666.66	0	0	Full	Two Years	Two Months
	4	0	0	0	0	Full	Two Years	Two Months
	5	0	8747.46	0	0	Full	Two Years	Two Months
	6	0	0	0	0	Full	Two Years	Two Months
	7	0	16171.67	0	0	Full	Two Years	Two Months
	8	0	10254.58	0	0	Full	Two Years	Two Months
	9	0	0	0	0	Full	Two Years	Two Months
	10	0	13217.84	0	0	Full	Two Years	Two Months
	11	0	0	0	0	Full	Two Years	Two Months
	12	0	0	0	0	Full	Two Years	Two Months
	13	0	0	0	0	Full	Two Years	Two Months
	14	0	0	0	0	Full	Two Years	Two Months
	15	0	0	0	0	Full	Two Years	Two Months
	16	0	4958.31	0	0	Full	Two Years	Two Months
	17	0	0	0	0	Full	Two Years	Two Months
	18	0	0	0	0	Full	Two Years	Two Months
	19	0	7675	0	6953.42	Full	Two Years	Two Months
	20	0	10517.35	0	0	Full	Two Years	Two Months
	21	0	0	0	0	Full	Two Years	Two Months
	22	0	0	0	0	Full	Two Years	Two Months
	23	0	0	0	0	Full	Two Years	Two Months
	24	0	15230.82	0	0	Full	Two Years	Two Months
	25	0	0	0	0	Full	Two Years	Two Months
	26	12557.51	0	0	0	Full	Two Years	Two Months
	27	0	0	0	0	Full	Two Years	Two Months
	28	0	0	0	0	Full	Two Years	Two Months
	29	0	0	0	0	Full	Two Years	Two Months
	30	0	0	0	0	Full	Two Years	Two Months
	31	0	0	0	0	Full	Two Years	Two Months
	32	0	0	0	0	Full	Two Years	Two Months
	33	0	0	0	0	Full	Two Years	Two Months
	34	0	0	0	0	Full	Two Years	Two Months
	35	0	0	0	0	Full	Two Years	Two Months
	36	0	0	0	0	Full	Two Years	Two Months
	37	0	7400	4702	0	Full	Two Years	Two Months
	38	0	0	0	0	Full	Two Years	Two Months
	39	0	0	0	0	Full	Two Years	Two Months
	40	0	0	0	0	Full	Two Years	Two Months
	41	0	0	0	0	Full	Two Years	Two Months
	42	0	0	0	0	Full	Two Years	Two Months
	43	0	0	0	0	Full	Two Years	Two Months
	44	0	0	0	0	Full	Two Years	Two Months

  

    	 

    	 

    

 

ATTACHMENT 2

  

PURCHASE AGREEMENT

 

See Exhibit 10.10

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00217-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00217-of-00352.parquet"}]]