Document:

<PAGE>   1
                                                                 EXHIBIT 10.143

                           RAMSAY YOUTH SERVICES, INC.
                             1999 STOCK OPTION PLAN

         1.       Purposes of Plan. The purposes of this Plan, which shall be
known as the Ramsay Youth Services, Inc. 1999 Stock Option Plan and is
hereinafter referred to as the "Plan", are (i) to provide incentives for key
employees, directors, consultants and other individuals providing services to
Ramsay Youth Services, Inc., (the "Company") and its subsidiary or parent
corporations (within the respective meanings of Sections 424(f) and 424(e) of
the Internal Revenue Code of 1986, as amended (the "Code"), and referred to
herein as "Subsidiary" and "Parent", respectively) by encouraging their
ownership of the common stock, $.01 par value, of the Company (the "Stock") and
(ii) to aid the Company in retaining such key employees, directors, consultants
and other individuals upon whose efforts the Company's success and future growth
depends, and attracting other such employees, directors, consultants and other
individuals.

         2.       Administration. The Plan shall be administered by a committee
(the "Committee") of the Board of Directors, as hereinafter provided. For
purposes of administration, the Committee, subject to the terms of the Plan,
shall have plenary authority to establish such rules and regulations, to make
such determinations and interpretations, and to take such other administrative
actions as it deems necessary or advisable. All determinations and
interpretations made by the Committee shall be final, conclusive and binding on
all persons, including Optionees and their legal representatives and
beneficiaries.

         The Committee shall be appointed from time to time by the Board of
Directors and shall consist of not fewer than two of its members. Unless
otherwise determined by the Board of Directors, no member of the Board of
Directors who serves on the Committee shall be eligible to participate in the
Plan. The Board of Directors shall designate one of the members of the Committee
as its Chairman. The Committee shall hold its meetings at such times and places
as it may determine. A majority of its members shall constitute a quorum. All
determinations of the Committee shall be made by a majority of its members. Any
decision or determination reduced to writing and signed by all members shall be
as effective as if it had been made by a majority vote at a meeting duly called
and held. The Committee may appoint a secretary (who need not be a member of the
Committee). No member of the Committee shall be liable for any act or omission
with respect to his service on the Committee, if he acts in good faith and in a
manner he reasonably believes to be in or not opposed to the best interests of
the Company.

         3.       Stock Available for Options. There shall be available for
options under the Plan a total of 1,250,000 shares of Stock, subject to any
adjustments which may be made pursuant to Section 5(f) hereof. Shares of Stock
used for purposes of the Plan may be either authorized and unissued shares, or

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<PAGE>   2

previously issued shares held in the treasury of the Company, or both. Shares of
Stock covered by options which have terminated or expired prior to exercise
shall be available for further options hereunder.

         4.       Eligibility. Options under the Plan may be granted to key
employees of the Company or any Subsidiary or Parent, including officers or
directors of the Company or any Subsidiary or Parent, and to directors,
consultants and other individuals providing services to the Company or any
Subsidiary or Parent. Options may be granted to eligible individuals whether or
not they hold or have held options previously granted under the Plan or
otherwise granted or assumed by the Company. In selecting individuals for
options, the Committee may take into consideration any factors it may deem
relevant, including its estimate of the individual's present and potential
contributions to the success of the Company and its Subsidiaries. Service as a
director, officer or consultant of or to the Company or any Parent or Subsidiary
shall be considered employment for purposes of the Plan (and the period of such
service shall be considered the period of employment for purposes of Section
5(d) of this Plan); provided, however, that incentive stock options may be
granted under the Plan only to an individual who is an "employee" (as such term
is used in Section 422 of the Code) of the Company or any Subsidiary or Parent.

         5.       Terms and Conditions of Options. The Committee shall, in its
discretion, prescribe the terms and conditions of the options to be granted
hereunder, which terms and conditions need not be the same in each case, subject
to the following:

         (a)      Option Price. The price at which each share of Stock covered
by an option granted under the Plan may be purchased shall be determined by the
Committee and shall not be less than the market value per share of Stock on the
date of grant of the option. The date of grant of an option shall be the date
specified by the Committee in its grant of the option.

         (b)      Option Period. The period for exercise of an option shall in
no event be more than ten years from the date of grant, or in the case of any
option intended to be an incentive stock option granted to an individual owning,
on the date of grant, stock possessing more than 10% of the total combined
voting power of all classes of stock of the Company or any Parent or Subsidiary,
more than five years from the date of grant. Options may, in the discretion of
the Committee, be made exercisable in installments during the option period. Any
shares not purchased on any applicable installment date may be purchased
thereafter at any time before the expiration of the option period.

         (c)      Exercise of Options. In order to exercise an option, the
Optionee shall deliver to the Company written notice specifying the number of
shares of Stock to be purchased, together with cash or a certified or bank
cashier's check payable to the order of the Company in the full amount of the
purchase price therefor; provided that, for the purpose of assisting an Optionee
to exercise an option, the Company may make loans to the Optionee or guarantee
loans made by third parties to the Optionee, on such terms and conditions as the
Board of Directors may authorize; and provided further that such purchase price
may be paid in shares of Stock owned by the Optionee for a period of at least
six months prior to the date of exercise having a market value on the date of
exercise equal to the aggregate purchase price, or in a combination of cash and
Stock. For purposes of this Section 5(c), the market value per share of Stock
shall be the last sale price regular way on the date of reference, or, in case
no sale takes place on such date, the average of the closing high bid and low
asked prices regular way, in either case on the principal national securities

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exchange on which the Stock is listed or admitted to trading, or if the Stock is
not listed or admitted to trading on any national securities exchange, the last
sale price reported on the National Market System of the National Association of
Securities Dealers Automated Quotation System ("NASDAQ") on such date, or the
average of the closing high bid and low asked prices of the Stock in the
over-the-counter market reported on NASDAQ on such date, whichever is
applicable, or if there are no such prices reported on NASDAQ on such date, as
furnished to the Committee by any New York Stock Exchange member selected from
time to time by the Committee for such purpose. If there is no bid or asked
price reported on any such date, the market value shall be determined by the
Committee in accordance with the regulations promulgated under Section 2031 of
the Code, or by any other appropriate method selected by the Committee. If the
Optionee so requests, shares of Stock purchased upon exercise of an option may
be issued in the name of the Optionee or another person. An Optionee shall have
none of the rights of a stockholder until the shares of Stock are issued to him.

         (d)      Effect of Termination of Employment. An option may not be
exercised after the Optionee has ceased to be in the employ of the Company or
any Subsidiary or Parent, except in the following circumstances:

                  (i)      If the Optionee's employment is terminated by
                  action of his employer, or by reason of disability or
                  retirement under any retirement plan maintained by the Company
                  or any Subsidiary or Parent, the option may be exercised by
                  the Optionee within three months after such termination, but
                  only as to any shares exercisable on the date the Optionee's
                  employment so terminates;

                  (ii)     In the event of the death of the Optionee during
                  the three month period after termination of employment covered
                  by (i) above, the person or persons to whom his rights are
                  transferred by will or the laws of descent and distribution
                  shall have a period of one year from the date of his death to
                  exercise any options which were exercisable by the Optionee at
                  the time of his death;

                  (iii)    In the event of the death of the Optionee while
                  employed, the option shall thereupon become exercisable in
                  full, and the person or persons to whom the Optionee's rights
                  are transferred by will or the laws of descent and
                  distribution shall have a period of one year from the date of
                  the Optionee's death to exercise such option. The provisions
                  of the foregoing sentence shall apply to any outstanding
                  options which are incentive stock options to the extent
                  permitted by Section 422(d) of the Code and such outstanding
                  options in excess thereof shall, immediately upon the
                  occurrence of the event described in the preceding sentence,

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<PAGE>   4

                  be treated for all purposes of the Plan as nonstatutory stock
                  options and shall be immediately exercisable as such as
                  provided in the foregoing sentence.

         In no event shall any option be exercisable more than ten years from
the date of grant thereof. Nothing in the Plan or in any option granted pursuant
to the Plan (in the absence of an express provision to the contrary) shall
confer on any individual any right to continue in the employ of the Company or
any Subsidiary or Parent or interfere in any way with the right of the Company
to terminate his employment at any time.

         (e)      Transferability of Options. During the lifetime of an
Optionee, options held by such Optionee shall be exercisable only by him. No
option may be transferred by the Optionee otherwise than by will, by the laws of
descent and distribution or pursuant to a qualified domestic relations order,
and during the Optionee's lifetime the option may be exercised only by him or
her; provided, however, that the Board of Directors or the Committee, as
applicable, in its discretion, may allow for transferability of non-qualified
stock options by the Optionee to "Immediate Family Members".

         "Immediate Family Members: means children, grandchildren, spouse or
common law spouse, siblings or parents of the Optionee or to bona fide trusts,
partnerships or other entities controlled by and of which the beneficiaries are
Immediate Family Members of the Optionee. Any option grants that are
transferable are further conditioned on the Participant and Immediate Family
Members agreeing to abide by the Company's then current stock option transfer
guidelines.

         (f)      Adjustments for Change in Stock Subject to Plan. In the event
of a reorganization, recapitalization, stock split, stock dividend, combination
of shares, merger, consolidation, rights offering, or any other change in the
corporate structure or shares of the Company, the Committee shall make such
adjustments, if any, as it deems appropriate in the number and kind of shares
subject to the Plan, in the number and kind of shares covered by outstanding
options, or in the option price per share, or both.

         (g)      Acceleration of Exercisability of Options Upon Occurrence of
Certain Events. In connection with any merger or consolidation involving the
Company which results in the holders of the outstanding voting securities of the
Company (determined immediately prior to such merger or consolidation) owning,
directly or indirectly, less than a majority of the outstanding voting
securities of the surviving corporation (determined immediately following such
merger or consolidation), or any sale or transfer by the Company of all or
substantially all its assets or any tender offer or exchange offer for or the
acquisition, directly or indirectly, by any person or group of all or a majority
of the then outstanding voting securities of the Company, all outstanding
options under the Plan shall become exercisable in full, notwithstanding any
other provision of the Plan or of any outstanding options granted thereunder, on
and after (i) the fifteenth day prior to the effective date of such merger,
consolidation, sale, transfer or acquisition or (ii) the date of commencement of
such tender offer or exchange offer, as the case may be. The provisions of the

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foregoing sentence shall apply to any outstanding options which are incentive
stock options to the extent permitted by Section 422(d) of the Code and such
outstanding options in excess thereof shall, immediately upon the occurrence of
the event described in clause (i) or (ii) of the foregoing sentence, be treated
for all purposes of the plan as nonstatutory stock options and shall be
immediately exercisable as such as provided in the foregoing sentence.
Notwithstanding the foregoing, in no event shall any option be exercisable after
the date of termination of the exercise period of such option specified in
Sections 5(b) and 5(d).

         (h)      Registration, Listing and Qualification of Shares of Stock.
Each option shall be subject to the requirement that if at any time the Board of
Directors shall determine that the registration, listing or qualification of the
shares of Stock covered thereby upon any securities exchange or under any
federal or state law, or the consent or approval of any governmental regulatory
body is necessary or desirable as a condition of, or in connection with, the
granting of such option or the purchase of shares of Stock thereunder, no such
option may be exercised unless and until such registration, listing,
qualification, consent or approval shall have been effected or obtained free of
any conditions not acceptable to the Board of Directors. The Company may require
that any person exercising an option shall make such representations and
agreements and furnish such information as it deems appropriate to assure
compliance with the foregoing or any other applicable legal requirement.

         (i)      Other Terms and Conditions. The Committee may impose such
other terms and conditions, not inconsistent with the terms hereof, on the grant
or exercise of options, as it deems advisable.

         (j)      The maximum number of shares of Stock which may be subject to
options granted any person in any fiscal year of the Company shall be 400,000
shares.

         6.       Additional Provisions Applicable to Incentive Stock Options.
The Committee may, in its discretion, grant options under the Plan to eligible
employees which constitute "incentive stock options" within the meaning of
Section 422 of the Code, provided, however, that (a) the aggregate market value
of the Stock with respect to which incentive stock options are exercisable for
the first time by the Optionee during any calendar year shall not exceed the
limitation set forth in Section 422(d) of the Code and (b) if the Optionee owns
on the date of grant securities possessing more than 10% of the total combined
voting power of all classes of securities of the Company or of any Parent or
Subsidiary, the price per share shall not be less than 110% of the market value
per share on the date of grant.

         7.       Amendment and Termination. Unless the Plan shall theretofore
have been terminated as hereinafter provided, the Plan shall terminate on, and
no option shall be granted hereunder after, June 30, 2009; provided, however,
that the Board of Directors may at any time prior to that date terminate the
Plan. The Board of Directors may at any time amend the Plan; provided, however,
that, except as contemplated in Section 5(f), the Board of Directors shall not,
without approval by a majority of the votes cast thereon by the stockholders of
the Company at a meeting of stockholders at which a proposal to amend the Plan
is voted upon, increase the maximum number of shares of Stock for which options
may be granted under the Plan, or change the minimum option prices. No
termination or amendment of the Plan may, without the consent of an Optionee,
adversely affect the rights of such Optionee under any option held by such
Optionee.

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<PAGE>   6

         8.       Effectiveness of Plan. The Plan shall not cease to be
effective unless approved at a meeting of stockholders of the Company duly
called and held for such purpose by a majority of the votes cast thereon by the
stockholders of the Company, and no option granted hereunder shall be
exercisable prior to such approval.

         9.       Withholding. It shall be a condition to the obligation of the
Company to issue shares of Stock upon exercise of an option, that the Optionee
(or any beneficiary or person entitled to act under Section 5(d) hereof) pay to
the Company, upon its demand, such amount as may be requested by the Company for
the purpose of satisfying any liability to withhold federal, state or local
income or other taxes. If the amount requested is not paid, the Company may
refuse to issue such shares of Stock.

         10.      Other Actions. Nothing contained in the Plan shall be
construed to limit the authority of the Company to exercise its corporate rights
and powers, including but not by way of limitation, the right of the Company to
grant or assume options for proper corporate purposes other than under the Plan
with respect to any employee or other person, firm, corporation or association.

                                       6<PAGE>   1
                                                                    EXHIBIT 4.7

            FIRST AMENDMENT TO FOURTH AMENDMENT TO CREDIT AGREEMENT

         THIS FIRST AMENDMENT TO FOURTH AMENDMENT TO CREDIT AGREEMENT (this
"Amendment"), dated as of March 17, 2000 but effective as of October 8, 1999,
is entered into among GAYLORD ENTERTAINMENT COMPANY, a Delaware corporation
("Borrower"), the banks listed on the signature pages hereof (collectively,
"Lenders"), and BANK OF AMERICA, N.A. (formerly known as NationsBank, N.A.,
successor by merger to NationsBank of Texas, N.A.), as Administrative Lender
(in said capacity, "Administrative Lender").

                                   BACKGROUND

         1.       Borrower, Lenders and Administrative Lender are parties to
that certain Credit Agreement, dated as of August 19, 1997, as amended by that
certain First Amendment to Credit Agreement, dated as of September 30, 1997,
that certain Second Amendment to Credit Agreement, dated as of March 24, 1998,
that certain Third Amendment to Credit Agreement, dated as of March 22, 1999,
but effective as of December 31, 1998, that certain Fourth Amendment to Credit
Agreement dated as of October 8, 1999 (the "Fourth Amendment"), and that
certain Fifth Amendment to Credit Agreement, dated as of February 2, 2000, but
effective as of February 3, 2000 (said Credit Agreement, as amended, the
"Credit Agreement"; the terms defined in the Credit Agreement and not otherwise
defined herein shall be used herein as defined in the Credit Agreement).

         2.       Borrower, Lenders and Administrative Lender desire to amend
the Fourth Amendment to waive an anticipated Event of Default that would occur
pursuant to Section 4.2 of the Credit Agreement as a result of falling below
the minimum EBITDA to Interest Charges ratio for the twelve month period ending
December 31, 1999.

         NOW, THEREFORE, in consideration of the covenants, conditions and
agreements hereinafter set forth, and for other good and valuable
consideration, the receipt and adequacy of which are all hereby acknowledged,
Borrower, Lenders and Administrative Lender covenant and agree as follows:

         1.       AMENDMENTS TO FOURTH AMENDMENT.

         The first  sentence of Section 2 of the Fourth  Amendment is hereby
deleted in its entirety and replaced with the following:

         "Subject to satisfaction of the conditions of effectiveness set forth
         in Section 4 of this Fourth Amendment and the termination of the
         waiver as provided herein, the Lenders hereby waive the anticipated
         Event of Default with respect to (a) Section 4.5 of the Credit
         Agreement

<PAGE>   2

         which would occur as a result of the CBS Stock Transaction, (b)
         Section 4.3 of the Credit Agreement which would occur as a result of
         exceeding the permitted Capital Expenditures for the fiscal year 1999,
         and (c) Section 4.2 of the Credit Agreement as a result of falling
         below the minimum EBITDA to Interest Charges ratio for the twelve
         month period ending December 31, 1999."

         2.       REPRESENTATIONS AND WARRANTIES TRUE; NO EVENT OF DEFAULT. By
its execution and delivery hereof, Borrower represents and warrants that after
giving effect to the amendments contemplated by the foregoing Section 1:

         (1)      the representations and warranties contained in the Credit
Agreement and the other Loan Documents are true and correct on and as of the
date hereof as though made on and as of such date, except to the extent that
any such representation or warranty relates expressly to a specified date or is
no longer correct because of a change in circumstances permitted by the Loan
Documents;

         (2)      no event has occurred and is continuing which constitutes a
Default or Event of Default;

         (3)      Borrower has full power and authority to execute and deliver
this Amendment, the Fourth Amendment, and the Credit Agreement, as amended
hereby, and this Amendment, the Fourth Amendment and the Credit Agreement, as
amended hereby, constitute the legal, valid and binding obligations of
Borrower, enforceable in accordance with their respective terms, except as
enforceability may be limited by applicable debtor relief laws and by general
principles of equity (regardless of whether enforcement is sought in a
proceeding in equity or at law) and except as rights to indemnity may be
limited by federal or state securities laws;

         (4)      neither the execution, delivery and performance of this
Amendment, the Fourth Amendment or the Credit Agreement, as amended by this
Amendment, will contravene or conflict with any Law to which Borrower or any of
its Subsidiaries is subject or any indenture, agreement or other instrument to
which Borrower or any of its Subsidiaries or any of their respective property
is subject; and

         (5)      no authorization, approval, consent, or other action by,
notice to, or filing with, any Tribunal or other Person, is required for the
execution, delivery or performance by Borrower of this Amendment or the
acknowledgment of this Amendment by any Guarantor.

         3.       CONDITIONS OF EFFECTIVENESS. This Amendment shall be effective
as of October 8, 1999, subject to the following:

         (1)      Administrative  Lender  shall have  received  counterparts  of
this Amendment executed by Determining Lenders;

<PAGE>   3

         (2)      Administrative Lender shall have received counterparts of this
Amendment executed by Borrower and acknowledged by each Guarantor; and

         (3)      Administrative Lender shall have received, in form and
substance satisfactory to Administrative Lender and its counsel, such other
documents, certificates and instruments as Administrative Lender reasonably
shall require.

         4.       GUARANTOR ACKNOWLEDGMENT. By signing below, each of the
Guarantors (i) acknowledges, consents and agrees to the execution and delivery
of this Amendment, (ii) acknowledges and agrees that its obligations in respect
of its Guaranty are not released, diminished, waived, modified, impaired or
affected in any manner by this Amendment or any of the provisions contemplated
herein, (iii) ratifies and confirms its obligations under its Guaranty, and
(iv) acknowledges and agrees that it has no claims or offsets against, or
defenses or counterclaims to, its Guaranty.

         5.       REFERENCE TO THE CREDIT AGREEMENT.

         (1)      Upon the effectiveness of this Amendment, each reference in
the Credit Agreement to "this Agreement", "hereunder", or words of like import
shall mean and be a reference to the Credit Agreement, as amended or modified
by this Amendment.

         (2)      The Credit Agreement, as amended or modified by this
Amendment, and all other Loan Documents shall remain in full force and effect
and are hereby ratified and confirmed.

         6.       COSTS, EXPENSES AND TAXES. Borrower agrees to pay on demand
all costs and expenses of the Administrative Lender in connection with the
preparation, reproduction, execution and delivery of this Amendment and the
other instruments and documents to be delivered hereunder (including the
reasonable fees and out-of-pocket expenses of counsel for the Administrative
Lender with respect thereto and with respect to advising the Lenders as to
their rights and responsibilities under the Credit Agreement, as amended by
this Amendment).

         7.       EXECUTION IN COUNTERPARTS. This Amendment may be executed in
any number of counterparts and by different parties hereto in separate
counterparts, each of which when so executed and delivered shall be deemed to
be an original and all of which taken together shall constitute but one and the
same instrument.

         8.       GOVERNING LAW: BINDING EFFECT. This Amendment shall be
governed by and construed in accordance with the laws of the State of Texas and
shall be binding upon Borrower and each Lender and their respective successors
and assigns.

         9.       HEADINGS. Section headings in this Amendment are included
herein for convenience of reference only and shall not constitute a part of
this Amendment for any other purpose.

                                      -3-
<PAGE>   4

         10.      ENTIRE AGREEMENT. THE CREDIT AGREEMENT, AS AMENDED BY THIS
AMENDMENT, AND THE OTHER LOAN DOCUMENTS REPRESENT THE FINAL AGREEMENT BETWEEN
THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS,
OR SUBSEQUENT ORAL AGREEMENTS BETWEEN THE PARTIES. THERE ARE NO UNWRITTEN ORAL
AGREEMENTS BETWEEN THE PARTIES.

===============================================================================

                   REMAINDER OF PAGE LEFT INTENTIONALLY BLANK
===============================================================================

                                      -4-
<PAGE>   5

         IN WITNESS WHEREOF, the parties hereto have executed this Fourth
Amendment to be effective as of the date first above written.

                                           GAYLORD ENTERTAINMENT COMPANY

                                           By:
                                              --------------------------------
                                              Name:
                                                   ---------------------------
                                              Title:
                                                   ---------------------------

                                      -5-
<PAGE>   6

                                       BANK OF AMERICA, N.A., as a Lender, Swing
                                       Line Bank, Issuing Bank and as
                                       Administrative Lender

                                       By:
                                          --------------------------------
                                          Name:
                                               ---------------------------
                                          Title:
                                                --------------------------

                                      -6-
<PAGE>   7

                                           THE BANK OF NEW YORK

                                           By:
                                              --------------------------------
                                              Name:
                                                   ---------------------------
                                              Title:
                                                    --------------------------

                                      -7-
<PAGE>   8

                                         THE FUJI BANK, LIMITED, ATLANTA AGENCY

                                         By:
                                            --------------------------------
                                            Name:
                                                 ---------------------------
                                            Title:
                                                  --------------------------

                                      -8-
<PAGE>   9

                                           SUNTRUST BANK, NASHVILLE, N.A.

                                           By:
                                              --------------------------------
                                              Name:
                                                   ---------------------------
                                              Title:
                                                    --------------------------

                                      -9-
<PAGE>   10

                                           FIRST AMERICAN NATIONAL BANK

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -10-
<PAGE>   11

                                           CREDIT LYONNAIS NEW YORK BRANCH

                                           By:
                                              --------------------------------
                                              Name:
                                                   ---------------------------
                                              Title:
                                                    --------------------------

                                     -11-
<PAGE>   12

                                           PARIBAS

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -12-
<PAGE>   13

                                           WELLS FARGO BANK (TEXAS), NATIONAL
                                           ASSOCIATION

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -13-
<PAGE>   14

                                           FIRST UNION NATIONAL BANK

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -14-
<PAGE>   15

                                           THE SAKURA BANK, LIMITED

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -15-
<PAGE>   16

                                          THE INDUSTRIAL BANK OF JAPAN, LIMITED,
                                          ATLANTA AGENCY

                                          By:
                                             ---------------------------------
                                             Name:
                                                  ----------------------------
                                             Title:
                                                   ---------------------------

                                     -16-
<PAGE>   17

                                           COMERICA BANK

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -17-
<PAGE>   18

                                           GENERAL ELECTRIC CAPITAL CORPORATION

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -18-
<PAGE>   19

                                           THE SANWA BANK, LIMITED

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -19-
<PAGE>   20

                                           THE BANK OF NOVA SCOTIA

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -20-
<PAGE>   21

                                           WACHOVIA BANK, N.A.

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -21-
<PAGE>   22

                                           BANK OF TOKYO MITSUBISHI TRUST
                                           COMPANY

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -22-
<PAGE>   23

                                           BANK ONE, OKLAHOMA, NATIONAL
                                           ASSOCIATION

                                           By:
                                              ---------------------------------
                                              Name:
                                                   ----------------------------
                                              Title:
                                                    ---------------------------

                                     -23-
<PAGE>   24

ACKNOWLEDGED AND AGREED:

GAYLORD CREATIVE GROUP, INC.

By:
    ------------------------------------
    Name:
         -------------------------------
    Title:
          ------------------------------

GAYLORD BROADCASTING COMPANY, L.P.

By: Gaylord Communications, Inc.,
    its General Partner

By:
    ------------------------------------
    Name:
         -------------------------------
    Title:
          ------------------------------

OPRYLAND ATTRACTIONS, INC.

By:
    ------------------------------------
    Name:
         -------------------------------
    Title:
          ------------------------------

OLH, G.P.

By: Opryland Hospitality, Inc.

By:
    -----------------------------------
    Name:
         ------------------------------
    Title:
          -----------------------------

ACUFF-ROSE MUSIC PUBLISHING, INC.
(formerly known as OPRYLAND MUSIC
GROUP, INC.)

                                     -24-
<PAGE>   25

By:
   -----------------------------------
   Name:
        ------------------------------
   Title:
         -----------------------------

                                     -25-

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