Document:

Exhibit 10.2

                   TECHNOLOGY DEVELOPMENT AND OPTION AGREEMENT

      This  Technology  Development and Option  Agreement (this  "Agreement") is
made effective as of August 24, 2007 (the "Effective  Date"), by and among SGPF,
LLC, a Kentucky limited liability company ("SGPF"),  MedPro Safety Products, Inc
("MedPro"), a Delaware Corporation.

                                    RECITALS

      A. SGPF has an agreement to acquire the  technology  and related  products
known as the Safety Syringe System, with and without a Distal Protective Needle,
in a Fillable and Pre-filled Configuration,  and more precisely described in the
Patents and description contained in Exhibit A, (hereinafter referred to as "the
Blunt Technology.")

      B. SGPF desires to engage the services and the financial support of MedPro
to develop the Blunt Technology and MedPro is willing to provide such assistance
in  exchange  for  receiving  an  option to  acquire  the  Blunt  Technology  in
accordance with this Agreement.

                                    AGREEMENT

      Incorporating  the above  recitals  herein,  and in  consideration  of the
covenants  and  obligations   contained  herein  and  other  good  and  valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, SGPF
and MedPro hereby agree as follows:

1. Definitions

      For  purposes of this  Agreement  capitalized  terms have the meanings set
forth in this Section or elsewhere in this Agreement.

      1.1  "Affiliate"  as used in this  Agreement  with  respect to a person or
entity means any  corporation,  company,  partnership,  joint  venture,  entity,
and/or firm which  controls,  is controlled  by or is under common  control with
such person or entity.

      1.2 "Blunt  Product" means the Safety Syringe  System,  with and without a
Distal  Protective  Needle,  in a  Fillable  and  Pre-filled  Configuration,  as
described  on Exhibit A to this  Agreement  and  covered by the  Patents and the
Patent Applications.

      1.3  "Blunt  Technology"  means  (a)  the  technology   described  on  the
Description  of  the  Safety  Syringe  Device  and  the  Product,   in  multiple
configurations as noted in this Agreement,  and as attached to this Agreement as
Exhibit  A,  and  (b)  all  knowledge,   information,   know-how,   discoveries,
procedures,  devices,  techniques,  programs,  inventions,  creations,  methods,
protocols,  formulas, software, designs, drawings, works of authorship and other
valuable technical and proprietary  information related to such technology,  the
Safety  Syringe  Device and the Product that have been developed by or on behalf
of  SGPF as of the  date  of this  Agreement.  Such  know-how  described  in the
previous  sentence  includes,  but is not limited  to,  proof of concept and all
efforts  necessary to ensure  manufacturability  of all of the above  mentioned.
This does NOT mean additional refinements may not be necessary.

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      1.4 "Closing" shall have the meaning set forth in Section 3.3.

      1.5  "Development  Agreement"  shall have the meaning set forth in Section
2.1(ii).

      1.6  "Development  Agreement  Notice"  shall have the meaning set forth in
Section 2.1(ii).

      1.7 "Development Costs" shall have the meaning set forth in Section 2.2.

      1.8 "Encumbrances"  means any title defects,  objections,  liens,  claims,
pledges,  rights  of  first  refusal,   options,  charges,  security  interests,
mortgages  or other  encumbrances  of any nature  whatsoever  which are  claimed
through or by SGPF but  specifically  excluding any of the same arising under or
by reason of the TAG.

      1.9 "Exercise Period" shall have the meaning set forth in section 3.3.

      1.10 "Exercise Price" shall have the meaning set forth in Section 3.2

      1.11 "MedPro Services" shall have the meaning set forth in Section 2.1.

      1.12  "Patents"  means (a) any Patents  described  in Exhibit A or Patents
arising out of the Patent  Applications  described in Exhibit A; and (b) any and
all   reissues,   extensions,   substitutions,    confirmation,   registrations,
re-validations, re-examinations, additions, continuations,  continuation-in-part
or  divisionals of or to such Patents,  together with all foreign  corresponding
Patents thereof.

      1.13 "Patent Applications" means (a) the Patent applications  described in
Exhibit A and (b) any other U.S.  or  foreign  Patent  applications  that may be
filed with  respect to the  Technology  or the Product,  and any  continuations,
continuations-in-part and divisions of these applications.

      1.14 "TAG" shall mean that certain Technology  Acquisition Agreement dated
February 19, 2007 among SGPF, Hooman Asbaghi and Visual Connections.

2. Development of the Blunt Technology

      2.1 Services to be Provided by MedPro.  The  following  shall apply to the
development of the Blunt Technology:

            (i) MedPro shall, in consultation  with SGPF,  manage and direct the
development of the Blunt Technology with the objective of fully  commercializing
the Blunt  Technology  as quickly as  possible,  including,  but not limited to,
doing the following: (a) providing the administrative support need to manage the
development of the intellectual  property and Patent process;  (b) continuing to
prosecute the Patent  filings;  (c) obtaining  approvals  from the Food and Drug
Administration;  (d) generation of the proof of concept tooling and samples; (e)
solicitation  of  agreements  for the marketing  and  distribution  of the Blunt
Product;  and (f) performing all acts reasonably  necessary to develop the Blunt
Technology for  commercialization  (the "MedPro  Services") In providing  MedPro
Services,  MedPro will devote  sufficient  management  resources and experienced
personnel to complete the development  process in a

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timely manner.  In performing  MedPro Services,  MedPro shall regularly  consult
with and inform  SGPF on all  aspects of its  activities  and shall  obtain,  in
advance, SGPF's approval on all major decisions regarding the MedPro Services.

            (ii) SGPF shall  retain  the  unfettered  authority  to enter into a
Development  Agreement (as  hereinafter  defined) with any other party.  In such
event, MedPro's rights and obligations as provided in this Agreement shall cease
in so far as such rights and obligations are inconsistent  with the terms of the
Development  Agreement,  except  that  nothing  contained  in  such  Development
Agreement  shall  reduce  or  eliminate  MedPro's  rights  in  Section 3 of this
Agreement.  For purposes of this  Agreement,  the term  "Development  Agreement"
means an agreement under which a party commits to SGPF that it will generate the
concept  tooling  and samples of Blunt  Products,  market and  distribute  Blunt
Product,  and perform other acts reasonably necessary to commercialize the Blunt
Technology  and Blunt  Products.  At such time as SGPF enters into a Development
Agreement, it shall provide written notice to MedPro (the "Development Agreement
Notice").

      2.2 Development Costs to be paid by MedPro.  MedPro will pay all the costs
incurred in performing  the MedPro  Services (the  "Development  Costs") up to a
maximum  of Three  Hundred  Seventy-Five  Thousand  Dollars  ($375,000.00).  For
purposes of this  Agreement,  Development  Costs shall only  include  reasonable
out-of-pocket  expenses  (including  travel  expenses)  incurred  by  MedPro  in
performing the MedPro Services.

      On or  about  the  tenth  (10th)  of each  month  during  the term of this
Agreement,  MedPro shall  provide SGPF an accounting  of all  Development  Costs
incurred during the preceding calendar month.

      Notwithstanding  anything to the contrary  contained herein,  MedPro shall
obtain the prior  approval  for any single  expenditure  exceeding  Ten Thousand
Dollars ($10,000.00).

3. Option to Purchase the Blunt Technology

      3.1 Option to  Purchase  Technology.  On the terms set forth  below,  SGPF
hereby  grants to MedPro the  exclusive  option to acquire all of SGPF's  right,
title, and interest in and to the Blunt Technology.

      3.2 Option Exercise. Upon exercise of the option described in Section 3.1,
the following shall occur:

            (i)  MedPro  shall  pay to SGPF  the  Exercise  Price on the date of
Closing. The term "Exercise Price" shall mean the following:

                  (a) the  sum of Two  Million  Five  Hundred  Thousand  Dollars
($2,500,000.00);

                  (b) all  amounts  SGPF  has  paid on or  prior  to the date of
Closing under Sections  2.1(a)(ii),  (iii) and (iv) of the TAG (but specifically
excluding Section 2.1(a)(i) of the TAG); and

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                  (c) the  sum of Two  Million  Five  Hundred  Thousand  Dollars
($2,500,000.00) in common stock of MedPro (or any other shares into which MedPro
common stock may be converted) based on a value of $1.81 per share of the MedPro
common stock.

The amounts  specified in 3.2(i) shall be paid to SGPF in cash by wire  transfer
in  immediately  available  funds on the Closing  Date.  The stock  certificates
representing the capital stock specified in Section 3.2(i) shall be delivered to
SGPF on the Closing Date.

            (ii) MedPro and SGPF shall  execute an  assignment  agreement  under
which SGPF shall assign,  and MedPro shall assume, all rights and obligations of
SGPF under the TAG which  assignment  and assumption  shall include,  but not be
limited to, the following: (A) the obligation to pay any outstanding payment due
under Section  2.1(a)(ii)  and (iii) in the TAG; and (B) the  obligation to make
any Royalty  Payment (as defined by the TAG).  The  assignment  agreement  shall
provide that MedPro shall assume and faithfully and fully  discharge and perform
each and every obligation arising under the TAG.

            (iii)  SGPF and  MedPro  shall  execute  such  other  documents  and
instruments  of  assignment  necessary  or  appropriate  to  transfer  the Blunt
Technology to MedPro.

      3.3  Time/Method To Exercise.  MedPro shall have the right to exercise the
option  described in Section 3.1 beginning on execution  date of this  Agreement
and ending on the  sixtith  (60th) day after  delivery  by SGPF to MedPro of the
Development Agreement Notice ("Exercise Period"). To exercise the option, MedPro
shall provided  written notice to SGPF, prior to the end of the Exercise Period,
referencing  this Section 3.3 and stating that it intends to exercise its option
pursuant to Section 3.1. The option  exercise shall be  consummated  pursuant to
Section 3.2 (the  "Closing") at a mutually  agreeable time and place (but in the
absence of such an agreement on the first  business day following the expiration
of the Exercise Period at the offices of MedPro in Lexington, Kentucky).

      Notwithstanding  anything to the contrary  contained  herein, in the event
SGPF  receives a notice  from  MedPro  that it intends  to  exercise  the option
described  in  Section  3.1  and  SGPF  believes,   in  good  faith,   that  the
representations  contained  in  Section  4.4 may be  inaccurate  at the  time of
Closing,  SGPF may defer the Closing for up to one hundred  eighty (180) days to
attempt to cure the inaccurate  representation.  If SGPF is unable to so cure in
such  time,  the  option  notice  shall  deemed to be have  never  been given in
response to the Development Agreement Notice

      3.4  Termination of Agreement.  This Agreement  shall  terminate,  and all
rights and obligations of the parties hereunder shall cease, upon the expiration
of the Exercise Period if MedPro has not exercised its option to purchase within
the specified time after receiving a Development Agreement Notice.

4. Representations and Warranties of SGPF

      SGPF  represents  and  warrants  to  MedPro as of the date  hereof,  which
representations and warranties are material,  are being relied upon by SGPF (not
withstanding any independent investigation) and will survive the date hereof, as
follows:

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      4.1  Organization,  Power.  SGPF  is  a  limited  liability  company  duly
organized,  validly existing and in good standing under the laws of the state of
Kentucky and has all  requisite  corporate  power and  authority to carry on its
business as it is now being conducted,  to own, lease and operate its properties
and  assets,  to enter  into this  Agreement  and to carry out the  transactions
contemplated hereby.

      4.2 Authorization, Execution. The execution and delivery of this Agreement
and  the  consummation  of the  transactions  contemplated  hereby  will be duly
authorized  by the Members of SGPF.  This  Agreement  has been duly executed and
delivered  by SGPF,  and  constitutes  a valid and  legally  binding  obligation
enforceable against SGPF in accordance with its terms.

      4.3  Conflicts.  Neither the execution and delivery of this  Agreement nor
the performance of the provisions hereof or the transactions contemplated hereby
by SGPF (a) violates or conflict with any  organizational,  charter or governing
documents;  (b) violates or conflicts with any applicable law, rule, regulation,
writ, judgment, injunction,  decree, determination,  award or other order of any
court,  government  or  governmental  agency  or  instrumentality,  domestic  or
foreign,  or (c) results in any breach of any of the terms of or  constitutes  a
default under or results in the creation or imposition of any mortgage,  deed of
trust,  pledge,  lien,  security  interest or other charge or Encumbrance of any
nature  pursuant to the terms of any contract,  agreement or instrument to which
SGPF is a party  or by  which  it or its  properties  or any of the  Technology,
Technology Rights or Product is bound.

      4.4 Technology Rights. At the time of the exercise of the option described
in Section 3.1 only, the following representations shall apply

            (a) SGPF will be the exclusive  record and  beneficial  owner of the
Blunt  Technology free and clear of all  Encumbrances.  SGPF has full rights and
powers to, and at the  Technology  Transfer Time will deliver to SGPF,  good and
marketable  title  to  all of the  Technology  Rights,  free  and  clear  of any
Encumbrance.

            (b) The use of Blunt Technology as used by SGPF will not infringe or
violate any trade secrets, plans and specifications,  patents, copyrights, trade
names,  registered and common law trademarks,  trademark  applications,  service
marks, service mark applications, computer programs and other computer software,
inventions,  know-how,  technology,  proprietary processes and formulae or other
intellectual property rights of any other person or entity.

            (c) Except as provided  in the TAG,  SGPF will not be  obligated  or
under any liability whatsoever to make any payments by way of royalties, fees or
otherwise  to any  person  claiming  to be an owner  of,  licensor  of, or other
claimant to, any of the Blunt Technology.

      4.5 Statements.  Neither this Agreement nor any exhibit, certificate, list
or other document  furnished or to be furnished by or on behalf of SGPF pursuant
to this Agreement contains or will contain any untrue statement of material fact
or omits or will omit to state a material fact  necessary to make the statements
contained herein and therein, in light of the circumstances under which they are
made, not misleading.  There is no material fact as of the date hereof which has
not been disclosed to MedPro.

      4.6 Litigation. There is no legal,  administrative,  arbitration, or other
proceeding,  suit,  claim or action of any  nature or  investigation,  review or
audit of any kind, judgment, decree,

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decision, injunction, writ or order pending, noticed, scheduled or threatened or
contemplated by or against or involving the Blunt Technology,  whether at law or
in equity, before or by any person or entity or Authority, or which questions or
challenges  the validity of this Agreement or any action taken or to be taken by
the  parties  hereto  pursuant  to this  Agreement  or in  connection  with  the
transactions  contemplated  herein. For purposes of this Agreement,  "Authority"
means any foreign,  federal,  state, or local  government,  government agency or
instrumentality,  administrative,  regulatory,  or judicial  court,  department,
commission, agency, bureau, instrumentality or other authority.

      4.7  Compliance  with Law;  Consents.  To its best  knowledge,  SGPF is in
material compliance with all laws applicable to the Blunt Technology.  Except as
contemplated in the TAG, no consent,  approval, notice to or other authorization
of any third party  (excluding  Authority)  are required in connection  with the
execution, delivery or performance of this Agreement by SGPF or the consummation
by SGPF of the transactions contemplated herein or therein.

      4.8 Books and Records. The books and records of SGPF relating to the Blunt
Technology  are  complete  and correct in all  material  respects  and have been
maintained in accordance with SGPF' past business practices.

      4.9  Taxes.  SGPF has  filed or caused  to be filed  all  federal,  state,
municipal and other tax returns,  reports and declarations  required to be filed
by it on or before  the date  hereof so as to  prevent  any  Encumbrance  of any
nature on the Blunt  Technology and, except as otherwise  provided  herein,  has
paid or will pay all taxes  which have been or will  become due with  respect to
the periods covered by said returns and any period prior to the date hereof,  or
pursuant  to  any  assessment  received  by  it  in  connection  therewith.  All
assessments  and charges  (including  penalties and interest,  if any) have been
paid by SGPF,  including  any  necessary  adjustments  with  state and local tax
authorities,  and no  deficiency in payment of any taxes for any period has been
asserted by any taxing authority which remains unsettled at the date hereof.

      4.10 Additional Representations and Warranties.  SGPF and MedPro represent
and warrant, and covenant, as applicable, to SGPF that:

            (a) SGPF has entered into this  Agreement in good faith and for bona
fide  business  purposes,  and the  development,  sale and purchase of the Blunt
Technology Rights is an arm's length  transaction which is fair,  reasonable and
in the best interest of both SGPF and MedPro.

            (b) The  consideration  received  by SGPF for the  Blunt  Technology
pursuant to this Agreement,  is as of the date hereof  sufficient,  substantial,
valuable,  fair  and  adequate  consideration  for  the  purchase  of the  Blunt
Technology.

5. Representations and Warranties of MedPro

      MedPro  represents  and  warrants to MedPro as of the date  hereof,  which
representations  and  warranties  are material,  are being relied upon by MedPro
(not  withstanding  any  independent  investigation)  and will  survive the date
hereof, as follows:

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      5.1  Organization,  Power.  MedPro is a  limited  liability  company  duly
organized,  validly existing and in good standing under the laws of the state of
Delaware and has all  requisite  power and authority to carry on its business as
it is now being conducted,  to own, lease and operate its properties and assets,
to enter  into this  Agreement  and to carry out the  transactions  contemplated
hereby.

      5.2 Authorization, Execution. The execution and delivery of this Agreement
and  the  consummation  of the  transactions  contemplated  hereby  will be duly
authorized  by the Board of Directors of MedPro.  Subject to the receipt of such
authorization,  this  Agreement  has been duly executed and delivered by MedPro,
and constitutes a valid and legally binding obligation  enforceable against them
in accordance with its terms.

      5.3  Conflicts.  Neither the execution and delivery of this  Agreement nor
the performance of the provisions hereof or the transactions contemplated hereby
by MedPro violate or conflict with (a) any organizational,  charter or governing
documents;  or  (b)  any  applicable  law,  rule,  regulation,  writ,  judgment,
injunction, decree, determination, award or other order of any court, government
or governmental agency or instrumentality, domestic or foreign.

      5.4 Statements.  Neither this Agreement nor any exhibit, certificate, list
or other  document  furnished  or to be  furnished  by or on  behalf  of  MedPro
pursuant to this  Agreement  contains or will  contain any untrue  statement  of
material fact or omits or will omit to state a material  fact  necessary to make
the statements contained herein and therein, in light of the circumstances under
which they are made, not misleading.

      5.5 Litigation. There is no legal,  administrative,  arbitration, or other
proceeding,  suit,  claim or action of any  nature or  investigation,  review or
audit  of any  kind,  judgment,  decree,  decision,  injunction,  writ or  order
pending, noticed, scheduled or threatened or contemplated,  whether at law or in
equity,  before or by any  person or entity or  Authority,  which  questions  or
challenges  the validity of this Agreement or any action taken or to be taken by
the  parties  hereto  pursuant  to this  Agreement  or in  connection  with  the
transactions contemplated herein.

      5.6 Compliance with Law; Permits;  Consents.  No Consent,  approval order,
notice to or other authorization of any third parties (other than Authority) are
required in  connection  with the  execution,  delivery or  performance  of this
Agreement  by  MedPro  or  the   consummation  by  MedPro  of  the  transactions
contemplated herein or therein.

      5.7 Additional  Representations  and  Warranties.  MedPro has entered into
this  Agreement  in good  faith and for bona  fide  business  purposes,  and the
development, sale and purchase of the Blunt Technology Rights is an arm's length
transaction which is fair,  reasonable and in the best interest of both SGPF and
MedPro.

6. Confidentiality

      SGPF and MedPro agree to keep strictly confidential and not to disclose to
any third party any knowledge,  know-how, practice, process or other information
relating  to the Blunt  Technology  or the Blunt  Products,  or any  information
provided by SGPF to MedPro; provided, however, that such information (a) was not
in the public  domain at the time of  disclosure  to the third party,  or (b) is
required to be  disclosed to an  Authority,  in which case SGPF will be provided
with adequate written notice and given every  reasonable  opportunity to protect
or

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contest such disclosure.  MedPro will use all reasonable  efforts to ensure that
none of its agents,  employees or representatives violate the provisions of this
Section 6. SGPF  understands  that if it fails to fulfill its  obligation  under
this  Section 6, the damages to SGPF would be very  difficult to  determine.  In
addition  to any rights or  remedies  available  to SGPF at law, in equity or by
statute,  therefore,  SGPF hereby  consents to the specific  enforcement of this
Section 6 by SGPF  through  an  injunction  or  restraining  order  issued by an
appropriate  court prohibiting the continuance of any violation by the breaching
party.

7. Indemnification

      7.1  Indemnification  by MedPro.  MedPro shall defend,  indemnify and hold
harmless SGPF and its respective directors, representatives, officers, managers,
employees,  agents,  shareholders  or  consultants,  from and against any claim,
demand, loss, damage (including  consequential and incidental damages),  cost or
expense (including, without limitation,  reasonable attorneys' fees and expenses
including  costs of  investigation),  or  diminution  of value,  whether  or not
involving a third party claim,  suffered or incurred by SGPF in connection with:
(a) the failure of any of the representations and warranties of MedPro contained
in this  Agreement to have been true and correct in all material  respects;  and
(b) the  failure of MedPro to comply  with any of the  covenants  or  provisions
contained in this Agreement which are required to be performed by MedPro.

      7.2  Indemnification  by SGPF.  SGPF agrees to defend,  indemnify and hold
harmless  MedPro  and  its  respective  directors,  representatives,   officers,
managers,  employees, agents, shareholders or consultants,  from and against any
claim,  demand,  loss, damage (including  consequential and incidental damages),
cost or expense (including,  without limitation,  reasonable attorneys' fees and
expenses  including  costs of  investigation),  suffered  or incurred by SGPF in
connection with (a) the failure of any of the  representations and warranties of
SGPF  contained in this  Agreement to have been true and correct in all material
respects;  and (b) the  failure of SGPF to comply with any of the  covenants  or
provisions  contained  in this  Agreement  which are required to be performed by
SGPF.

      7.3 Notice and Procedure.  In the event any claim or demand is asserted or
any legal  proceeding  is  threatened  or instituted by any person in respect of
which indemnification may be sought by an indemnified party pursuant to Sections
7.1 or 7.2, the  indemnified  party will notify the  indemnifying  party thereof
within a reasonable period of time. The indemnifying  party will thereafter,  at
its  expense,  defend  against,  negotiate,  settle or  otherwise  deal with any
proceeding,  claim or demand,  provided,  however that the indemnified party may
participate  in any  proceeding  with counsel of its choice at its expense.  The
parties will  cooperate  fully with each other in  connection  with the defense,
negotiation  or  settlement  of any such  legal  proceeding,  claim  or  demand;
provided, however, that the indemnifying party will not settle any claim, demand
or proceeding  without the consent of the  indemnified  party(ies)  with respect
thereto, which consent will not be unreasonably withheld.

8. Miscellaneous Provisions

      8.1 Infringement or Invalidity Actions or Proceedings.

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      After the Closing,  in any suit,  proceeding or dispute  involving (i) the
infringement of any Patent within the Blunt Technology (or alleging infringement
of a Patent or other  intellectual  property owned by a third party by reason of
MedPro's  use of the Blunt  Technology  in the  manufacture,  sale or use of the
Blunt  Products)  or (ii)  claims that any such  Patent or Blunt  Technology  is
invalid,  then SGPF will provide MedPro with reasonable  cooperation  including,
but not limited to,  becoming  party to such suit,  proceeding or dispute,  and,
upon the request and at the expense of SGPF,  SGPF will make  available to SGPF,
at reasonable times and under appropriate  conditions,  all relevant  personnel,
records,  papers,   information,   samples,  specimens,  and  the  like  in  its
possession.

      8.2  SGPF  Decision.  Notwithstanding  anything  to the  contrary  in this
Agreement,  prior to the Closing,  SGPF may, at its sole  discretion,  determine
whether or not to proceed with development,  production  and/or  distribution of
the Blunt Product. SGPF shall notify MedPro of any such decision not to proceed,
and its reasons, in writing.

      8.3 Patent Prosecution.  Until Closing, subject to Section 2.1, SGPF shall
be solely  responsible  for the prosecution of the Patent  Applications  and the
Patents within the Blunt Technology  before the applicable  governing  examining
authorities;  provided,  however,  MedPro  shall  timely  pay,  as  part  of its
Development  Costs,  all filing and/or  maintenance  fees for any of such Patent
Applications  and  Patents  within  the  Blunt  Technology  in  accordance  with
applicable law and regulations.  SGPF and MedPro shall cooperate fully with each
other to execute all necessary documentation to enable each party to perform its
duties and exercise its rights under the terms of this Section 8.3.

      8.4 Permits.  From and after the date of this  Agreement,  MedPro shall be
solely responsible for obtaining all consents, approvals,  governmental filings,
authorizations,  and  permits  for:  (a) the  consummation  of the  transactions
contemplated by this Agreement; and (b) the manufacture, distribution and use of
the Blunt Product, including,  without limitation, any clearance certificates or
marketing  approvals issued by the FDA, relating to the manufacture,  marketing,
distribution or use of the Product.

      8.5 Amendment and Modification. This Agreement may be amended, modified or
supplemented only by written agreement of MedPro and SGPF.

      8.6  Assignment.  Except as  otherwise  provided  hereunder,  neither this
Agreement  nor any right or  obligation  arising  hereunder  may be  assigned by
either party hereto,  in whole or in part,  without the prior written consent of
the other party hereto, which may be withheld in the absolute discretion of such
other party, and any attempted  assignment in violation of the terms hereof will
be null and void and of no force or effect.

      8.7 Entire Agreement; Severability. This Agreement, including the Exhibits
attached hereto which are incorporated herein by reference,  contains the entire
agreement  between the parties  relating to the matters  addressed  herein,  and
consequently,  all prior and  contemporaneous  oral and written  discussions and
understandings  are  superseded.  If  one or  more  of the  provisions  of  this
Agreement or any application  thereof are invalid,  illegal or  unenforceable in
any  respect,  the  validity,  legality  and  enforceability  of  the  remaining
provisions  and any other  application

                                       9
<PAGE>

thereof  will in no way be affected or impaired and any such  provision  will be
enforced to the maximum extent possible by law.

      8.8 Counterparts.  This Agreement may be executed in counterparts,  all of
which taken together will constitute a single Agreement,  or by the execution of
a separate agreement under the terms of which the person executing such separate
agreement  specifically  undertakes  to be bound by the  terms,  provisions  and
agreements of this Agreement.

      8.9 Governing Law, Consent to  Jurisdiction.  Unless otherwise agreed upon
in writing between the parties,  this Agreement and the legal relations  created
by it will in all  respects,  including,  without  limitation,  with  respect to
construction,  interpretation,  performance, effect and remedies, be governed by
and  construed in  accordance  with the  internal  laws of the State of Delaware
(without  regard to the laws of conflict of any  jurisdiction),  except that the
laws of the  United  States  will apply to  questions  regarding  the  validity,
infringement or  enforceability  of U.S.  Patents rights relating to the subject
matter of this Agreement.  Each party hereto irrevocably consents that any legal
action or proceeding  against it occurring  under,  relating to or in connection
with this Agreement or any other agreement,  document or instrument  arising out
of or executed in connection  with this Agreement may be brought only in a court
of the state of Kentucky or in the United States  District Court for the Eastern
District of Kentucky. Each party by the execution and delivery of this Agreement
expressly and  irrevocably  assents and submits to the personal  jurisdiction of
any of such courts in any such action or proceeding. Each party hereby expressly
and irrevocably waives any claim or defense in any action or proceeding based on
any  alleged  lack  of  personal  jurisdiction,  improper  venue  or  forum  non
conveniens or any similar basis.

      8.10 Certain Agreements;  Additional Documents and Acts. Each party agrees
to  cooperate  and to execute and deliver in a timely  fashion  such  additional
documents  and  instruments  and  to  perform  such  additional  acts  as may be
necessary  or  appropriate  to effect,  carry out and  perform all of the terms,
provisions,  and conditions of this Agreement and the transactions  contemplated
hereby.

      8.11 Notices.  Any notice,  request,  instruction  or other document to be
given  hereunder  by any party  hereto to any other party must be in writing and
delivered  personally or sent by registered or certified  mail,  postage prepaid
(and if by mail with a copy sent by telephonic facsimile transmission),

      If to MedPro:

                  MedPro Safety Products, Inc
                  Attn: Walter Weller
                  817 Winchester Road, Suite 200
                  Lexington, Kentucky  40505
                  Phone: 859-225-5375
                  Fax: 859-225-5347

                                       10
<PAGE>

      If to SGPF:

                  SGPF, LLC
                  Attn:  Craig Turner
                  270 South Limestone
                  Lexington, Kentucky  40508
                  Phone: 859-225-3680
                  Fax: 859-255-8255

or at such other address for a party as is specified by like notice.  Any notice
which is addressed  and mailed in the manner  herein  provided will be deemed to
have been duly given to the party to which it is addressed on the date deposited
in the mail (or, if later, the date of facsimile transmission).

      8.12  Force  Majeure.  If either  party is delayed  in or  prevented  from
performing any obligation  hereunder due to any act of God, fire, riot, embargo,
or strike or other  labor  problem,  availability  of Blunt  Product  materials,
unforeseen  and  dramatic  increases  in Blunt  Product  production  costs  that
eliminate the ability to allow  commercialization  the Blunt Product,  then such
delay or  nonperformance  shall be excused and the time for performance shall be
extended  during  the  pendency  of such  condition.  Time is of the  essence in
performance of the terms of this Agreement.

      8.13 Exhibits. Exhibits attached hereto are incorporated herein in full by
this  reference as if each of such  exhibits  were set forth in the body of this
Agreement and duly executed by the parties hereto.

      8.14  Waivers.  Neither  the waiver by a party of a breach of or a default
under any of the provisions of this  Agreement,  nor the failure of a party,  on
one or more occasions,  to enforce any of the provisions of this Agreement or to
exercise any right,  remedy or privilege  hereunder will thereafter be construed
as a waiver of any such provisions, rights, remedies or privileges hereunder.

      8.15  Exercise  of  Rights.  No failure or delay on the part of a party in
exercising  any right,  power or  privilege  hereunder  and no course of dealing
between the parties  will  operate as a waiver  thereof,  nor will any single or
partial exercise of any right,  power or privilege  hereunder preclude any other
or  further  exercise  thereof  or the  exercise  of any other  right,  power or
privilege.  The rights and remedies herein expressly provided are cumulative and
not  exclusive  of any  other  rights or  remedies  which a party  hereto  would
otherwise have at law in equity or otherwise.

      8.16 Pronouns.  All pronouns and any variations  thereof will be deemed to
refer to the masculine, feminine, neuter, singular or plural, as the identity of
the person or entity may require.

      8.17 Headings.  Section headings  contained in this Agreement are inserted
for  convenience  of  reference  only,  will not be  deemed to be a part of this
Agreement for any purpose, and will not in any way define or affect the meaning,
construction or scope of any of the provisions hereof.

                                       11
<PAGE>

      8.18  Survival.  It is the express  intention and agreement of the parties
that all  covenants,  agreements,  statements,  representations,  warranties and
indemnities  made in this  Agreement  will survive the execution and delivery of
this  Agreement  and,  where  appropriate  to  facilitate  the  intent  of  this
Agreement.

9. Termination of Exclusive Agency Agreement

      SGPF and MedPro agree and acknowledge  that this Agreement  supercedes and
terminates that certain  Exclusive  Agency  Agreement dated February 17, 2007 by
and  between  SGPF and  MedPro  and  further  agree and  acknowledge  that their
respective rights and obligations  arising under such Exclusive Agency Agreement
are hereby terminated.

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.]

                                       12
<PAGE>

      The parties  hereto have duly  executed  this  Agreement as of the day and
year first above written.

SGPF, LLC                                            MedPro Safety Products, Inc
a Kentucky limited liability company                 A Delaware Corporation

      By: /s/ Wm. Craig Turner                       By: /s/ Walter W. Weller
          --------------------                           --------------------
          Wm. Craig Turner                               Walter W. Weller
          Managing Member                                President and
                                                         Chief Operating Officer

<PAGE>

                                    Exhibit A

            Description of Safety Syringe System, with and without a
      Distal Protective Needle, in a Fillable and Pre-filled Configuration

The Blunt Technology  consists of the following Patents and Patent  Applications
and the inventions described and claimed therein:

            i.    U.S.  Patent  Application  No.  10/983,108,  filed November 5,
                  2004,   entitled   "Passively   Guarded,   Fillable  Injection
                  Syringe".  Notice of Allowance  has already been issued by PTO
                  and all 20 claims have been allowed-Patent fees have been paid
                  and are awaiting issuance (the "Patent");

            ii.   U.S.  Patent  Application No.  10/055,415,  filed February 10,
                  2005,   entitled   "Syringe   Guard   with   Selected   Needle
                  Configurations";

            iii.  U.S. Patent  Application No.  10/140,583,  filed May 27, 2005,
                  entitled  "Passively  Guarded,  Pre-filled  Injection Syringe"
                  (CIP);

            iv.   Syringe Guard for Pre-filled  medicament  vial, US application
                  number 11/211,336 filed on August 25, 2005;

            v.    Hypodermic Needle Tip Protector, Application number 11/422,851
                  filed on June 7, 2006;

            vi.   PCT  Application  No.   US2005/018178,   entitled   "Passively
                  Guarded, Fillable Injection Syringe";

            vii.  PCT Application  No.  US2006/004286,  entitled  "Syringe Guard
                  with Selected Needle Configurations";

            viii. PCT  Application  No.   US2006/004068,   entitled   "Passively
                  Guarded, Pre-filled Injection Syringe"; and

            ix.   To be filed: PCT for "Hypodermic Needle tip Protector"

NEW PRODUCT DESCRIPTIONS

1.    Passively guarded 1ml syringe with and w/out blunt needle.

2.    Passively guarded 3ml syringe with and w/out blunt needle.

3.    Passively guarded 5ml syringe without a needle.

4.    Passively guarded 1ml pre-filled  syringe with a detached  cartridge.  The
      cartridge can be either glass or plastic.

5.    Hypodermic needle in various gauges with a blunt needle attached to it.Exhibit 10.3

                                 LOAN AGREEMENT

      THIS LOAN AGREEMENT (the  "Agreement") is entered into effective as of the
7th day of August,  2006,  by and among  FIFTH THIRD  BANK,  a Michigan  banking
corporation  with its office and  principal  place of  business at 250 West Main
Street,  Suite 100,  Lexington,  Kentucky 40507 (the "Bank");  VACUMATE,  LLC, a
Kentucky limited  liability  company with its principal place of business at 201
West Short Street, Suite 800, Lexington, Kentucky 40507 ("Borrower") and WILLIAM
CRAIG TURNER whose address is 201 W. Short Street,  Suite 800 (the "Guarantor").
(Borrower  and  Guarantor  are herein  sometimes  referred  to  collectively  as
"Obligors").

                                    RECITALS:

      WHEREAS,  Borrower  desires to obtain from the Bank two (2) loans,  to-wit
(i) a term loan in the  original  principal  amount of Five  Million  and No/100
Dollars  ($5,000,000.00)  (the "Term Loan") and (ii) a revolving  line of credit
loan in an  amount  not to exceed  Five  Hundred  Thousand  and  No/100  Dollars
($500,000.00)  (the  "Revolving  Loan",  and  together  with the Term Loan,  the
"Loans"), pursuant to which Borrower may obtain advances, all upon the terms and
conditions stated herein;

      WHEREAS,  one of the conditions to the Bank's  extending the Loans is that
Obligors  enter  into  this  Loan  Agreement  setting  forth  certain  terms and
conditions  upon  which  Bank  shall  extend  the  credit  and  other  terms and
conditions  binding upon Obligors,  all of which terms and  conditions  Obligors
acknowledge are supported by good, valuable and sufficient consideration.

      NOW, THEREFORE, in consideration of their mutual covenants,  the financial
accommodations   extended   to  Borrower   and  for  other  good  and   valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties do hereby agree to and affirm the  foregoing  recitals and further agree
as follows:

Article I. CERTAIN DEFINITIONS.

Section  1.01  "Advance"  shall mean any  disbursement  of funds to the Borrower
under  any  of  the  Notes  pursuant  to  Section  2.01  hereof  subject  to the
limitations set forth herein.

Section 1.02 "Affiliate"  means, when used with reference to a specified Person,
any Person  that  directly  or  indirectly  through  one or more  intermediaries
controls or is controlled  by, or is under common  control  with,  the specified
Person.  For purposes of the preceding  sentence,  the term "control"  means the
power,  direct or indirect,  to direct or cause the direction of the  management
and policies of a Person through voting securities, contract or otherwise.

Section 1.03  "Agreement"  shall mean this Loan Agreement,  as further  amended,
supplemented or modified from time to time.

<PAGE>

Section 1.04  "Business  Day" shall mean, as to notices to or matters  affecting
Bank, a day other than a Saturday,  Sunday or a public holiday under the laws of
the Commonwealth of Kentucky or of the United States.

Section  1.05  "Collateral"  shall  mean all of the  assets in which a  security
interest or mortgage lien is granted to Bank to secure the Indebtedness,  all as
more particularly described in the Security Documents.

Section  1.06 "Debt shall mean any and all (i)  indebtedness  or  liability  for
borrowed  money,  or for the  deferred  purchase  price of  property or services
(excluding trade obligations incurred in the ordinary course of business);  (ii)
obligations as lessee under capital leases (as defined in accordance with GAAP);

(iii)  obligations under letters of credit issued for the account of any Person;
(iv)  guarantees,  endorsements  (other  than for  collection  or deposit in the
ordinary course of business),  and other contingent  obligations to purchase, to
provide funds for payment, to supply funds to invest in any Person, or otherwise
to assure a creditor  against loss;  and/or (v)  obligations not included within
(i)  through  (iv) above  secured by any Lien on  property  owned by the Person,
whether or not the obligations have been assumed.

Section 1.07 "Default" or "Event of Default"  means any of the events  specified
in Article VII herein,  whether or not any requirement for the giving of notice,
the lapse of time, or both, or any other condition, has been satisfied.

Section 1.08  "Financing  Statements"  shall mean all financing  statements  and
continuations   thereof   pursuant  to  the  Uniform   Commercial  Code  of  the
Commonwealth of Kentucky, which may be filed by Bank from time to time.

Section 1.09 "GAAP" shall mean generally  accepted  accounting  principles as in
effect in the United States from time to time,  consistently  applied.  Whenever
any accounting term is used herein which is not otherwise defined, it shall have
the meaning ascribed thereto under GAAP.

Section 1.10 "Guaranty"  shall mean, that certain  guarantee of the indebtedness
and the obligations as described therein,  as evidenced by a Guaranty of Payment
and  Performance  executed and  delivered by the Guarantor and given in order to
induce Bank to make the Loans,  all as more  particularly  identified in Section
2.03 hereof.

Section 1.11 "Indebtedness" shall mean all items of indebtedness, obligations or
liability,  whether matured or unmatured,  liquidated or  unliquidated,  direct,
indirect,  or contingent,  joint or several,  whether  evidenced by the Notes or
otherwise,  which may be due or  payable to Bank from time to time by any of the
Obligors.

Section 1.12 "Lien" shall mean any  mortgage,  deed of trust,  pledge,  security
interest,   hypothecation,    conditional   assignment,   deposit   arrangement,
encumbrance,  lien  (statutory  or other),  or  preference,  priority,  or other
security agreement, or preferential  arrangement,  charge, or encumbrance of any
kind or nature whatsoever (including,  without limitation,  any conditional sale
or other  title  retention  agreement,  any  financing  lease  having a  similar
economic  effect  as any of the  foregoing,  and  the  filing  of any  financing
statement under the Uniform Commercial

                                       2
<PAGE>

Code or comparable law of any  jurisdiction  to evidence any of the  foregoing),
but excluding leases of operating  equipment or furniture in the ordinary course
of business. Section 1.13 "Loan Documents" shall mean this Agreement, the Notes,
the Guaranty, the Security Documents,  the Financing Statements,  any agreements
and  documents  relating  to any  Rate  Management  Agreements  entered  into by
Borrower and any other  instruments,  certificates or documents now delivered or
hereafter  delivered by any of the  Obligors or any other  person in  connection
with, evidencing, securing or relating to any of the Loans.

Section 1.14 "Loans" shall mean  collectively,  the Revolving Loan and Term Loan
from Bank to Borrower, all as evidenced by the Notes.

Section 1.15 "Notes" shall mean the two (2) Promissory Notes made by Borrower in
favor of the Bank evidencing the Loans, all as more  particularly  described and
identified  in Section 2.01  hereof,  as the same may  supplemented,  amended or
restated from time to time.

Section 1.16  "Obligations"  means the indebtedness  evidenced by the Notes, and
any and all Rate Management Obligations and all obligations of Obligors under or
relating to any of the other Loan Documents.

Section  1.17  "Person"  shall mean any  individual,  partnership,  corporation,
business trust, joint stock company, trust,  unincorporated  association,  joint
venture, governmental authority or other entity of whatever nature.

Section  1.18  "Prime" or "Prime  Rate" shall mean a rate per annum equal to the
prime rate of interest  announced from time to time by Bank or its parent (which
is not necessarily  the lowest rate charged to any customer),  changing when and
as said prime rate changes.

Section  1.19  "Rate  Management  Agreement"  means  any  agreement,  device  or
arrangement providing for payments which are related to fluctuations of interest
rates,  exchange  rates,  forward rates,  or equity prices,  including,  but not
limited  to,   dollar-denominated  or  cross-currency   interest  rate  exchange
agreements,  forward currency exchange  agreements,  interest rate cap or collar
protection agreements,  forward rate currency or interest rate options, puts and
warrants, and any agreement pertaining to equity derivative  transactions (e.g.,
equity or equity index swaps,  options,  caps,  floors,  collars and  forwards),
including without limitation any ISDA Master Agreement between Borrower and Bank
or any Affiliate of Fifth Third Bancorp,  and any schedules,  confirmations  and
documents  and  other  confirming   evidence  between  the  parties   confirming
transactions  thereunder,  all whether now existing or hereafter arising, and in
each case as amended, modified or supplemented from time to time.

Section 1.20 "Rate  Management  Obligations"  means any and all  obligations  of
Borrower to Bank or any  Affiliate  of Fifth Third  Bancorp,  whether  absolute,
contingent  or  otherwise  and however and whenever  (whether now or  hereafter)
created, arising, evidenced or acquired (including all renewals,  extensions and
modifications thereof and substitutions  therefor),  under or in connection with
(i) any and all Rate Management Agreements,  and (ii) any and all cancellations,
buy-backs,  reversals,  terminations  or  assignments  of  any  Rate  Management
Agreement.

                                       3
<PAGE>

Section  1.21  "Security  Documents"  shall mean  collectively  (i) that certain
Security Agreement dated as of the date hereof from Borrower  encumbering all of
Borrower's  personalty  including  but  not  limited  to  accounts  receivables,
inventory  and  equipment  as more  particularly  described  therein,  (ii)  the
Collateral  Assignment of and Security Interest in Intellectual  Property Rights
dated  as of the  date  hereof  from  Borrower  encumbering  all  of  Borrower's
intellectual property (the "Collateral  Assignment") and (iii) any and all other
documents and  agreements in favor of Bank,  whether now existing or hereinafter
arising,  securing the Indebtedness,  any obligations of Borrower under any Rate
Management Agreements and other obligations as set forth therein.

The definitions set forth above in this Article I are in addition to, and not in
lieu of, any other  definitions  set forth  elsewhere  in this  Agreement or the
other Loan Documents.

Article II. AMOUNT AND TERMS OF THE LOANS;  INTEREST PROVISIONS;  COLLATERAL AND
GUARANTY.

Section 2.01 The Loans.  Subject to the terms and conditions  hereof and relying
upon the  representations and warranties set forth herein, Bank agrees to extend
credit to the Borrower in the following manner and upon the terms and conditions
set forth below:

      (a)   $500,000 Revolving Loan to Borrower.  Simultaneously  with execution
            of this  Agreement,  Borrower shall execute and deliver to Bank that
            certain Revolving Promissory Note payable to Bank dated effective as
            of the date hereof in the face  principal  amount of  $500,000  (the
            "Revolving  Note") with a maturity date of August 1, 2008.  Borrower
            shall  repay the  Revolving  Note in  accordance  with the terms and
            conditions  set  forth  therein  as the  same  may be  supplemented,
            amended and/or modified from time to time, with interest  thereon at
            a rate set forth therein.

      (b)   $5,000,000 Term Loan to Borrower.  Simultaneously  with execution of
            this  Agreement,  Borrower  shall  execute  and deliver to Bank that
            certain Term  Promissory  Note payable to Bank dated effective as of
            the date hereof in the original  principal amount of $5,000,000 (the
            "Term Note", and collectively  with the Revolving Note, the "Notes")
            with a maturity  date of August 1, 2011.  Borrower  shall  repay the
            Term Note in  accordance  with the terms  and  conditions  set forth
            therein as the same may be  supplemented,  amended  and/or  modified
            from  time to  time,  with  interest  thereon  at a rate  set  forth
            therein.

      (c)   Purpose of the Loans.  The Revolving  Loan shall be used by Borrower
            solely for its working capital needs. The Term Loan shall be used by
            Borrower solely to finance the start-up of its business.

Section  2.02  Payments and  Renewal.  All  payments of  principal  and interest
relating to the Loans shall be made to Bank without offset or other reduction at
its office at 250 West Main  Street,  Suite 100,  Lexington,  Kentucky  40507 in
lawful money of the United States of America and in immediately available funds,
without  deduction  or  offset.  Whenever  any  payment  to be made  under  this
Agreement or under the Notes shall be stated to be due on a Saturday,  Sunday or
a public  holiday or banking  holiday,  such  payment  shall be made on the next
succeeding  Business  Day and  such  extension  of time  shall  in such  case be
included in the computation of the

                                       4
<PAGE>

payment of interest.  Obligors  acknowledge that Bank has not agreed to renewals
or extensions of any of the Notes.

Section 2.03 Guaranty by Guarantor.  The Guarantor  shall execute and deliver to
Bank a guaranty of payment and performance in which Guarantor guarantees payment
and  performance  of all  obligations  of Borrower  under this Agreement and the
Notes  pursuant to the terms of the  Guaranty.  The Guaranty  shall be valid and
enforceable  upon delivery and shall continue to remain in full force and effect
until all of the outstanding Indebtedness referred to in this Agreement and owed
by Borrower to Bank has been paid in full.

Section  2.04  Collateral.  As  security  for  the  payment  of  the  Borrower's
obligations  under this Agreement and the Notes,  as well as all other sums that
are  recoverable by Bank under the Loan  Documents,  Borrower shall (a) grant to
Bank a first priority  perfected  security  interest in all personal property of
Borrower pursuant to the Security Agreement and (b) collaterally  assign to Bank
all of its  intellectual  property  pursuant to the  Collateral  Assignment  and
Security Agreement.

Section 2.05 Costs and Fees.

      (a)   Simultaneously with the execution of this Agreement,  Borrower shall
            pay to Bank a fee of $425.00 note  processing  fee for the Revolving
            Loan and upon  payment  in full of both  Notes,  a fee of  $150,000,
            which amounts shall be deemed fully earned upon payment thereof.

      (b)   Simultaneously  with the  execution  hereof or upon  demand by Bank,
            Obligors  shall  pay to Bank  its  costs  and  expenses  (including,
            without limitation, any filing fees, its reasonable attorney's fees,
            court costs, litigation and other expenses) incurred or paid by Bank
            in  negotiating,  documenting,   administering  and  enforcing  this
            Agreement and the Loan Documents and in  establishing,  maintaining,
            protecting,  perfecting  or enforcing any of Bank's rights or any of
            the Obligors' obligations including, without limitation, any and all
            such costs and expenses incurred or paid by Bank in defending Bank's
            title or right  to the  Collateral  or in  collecting  or  enforcing
            payment  of the  Collateral  and  all  costs  of  filing  financing,
            continuation   or  termination   statements   with  respect  to  the
            Collateral.

Section  2.06  Rate  Management  Agreement  and  Covenant  of  Borrower.  It  is
contemplated that the Borrower may enter into Rate Management  Agreement(s) with
Lender or an  Affiliate of Fifth Third  Bancorp to hedge the  variable  interest
rate risk on one or more of the Notes.  In such  event,  Borrower  shall pay all
fees  for  such  Rate  Management  Agreement(s)  pursuant  to the  terms  of the
documents evidencing the Rate Management Agreement(s).

Article III.  CONDITIONS  PRECEDENT.  The  obligation  of Bank to make the Loans
hereunder and any Advances under the Notes is subject to (1) the  performance of
all of the  respective  obligations  of Obligors to be performed  hereunder  at,
prior to or  subsequent  to the  making the Loans,  as  applicable,  and (2) the
satisfaction of all of the following conditions:

                                       5
<PAGE>

Section  3.01 Loan  Documents.  All Loan  Documents  shall be duly  executed  by
Obligors who are parties to such documents,  and delivered to Bank, all of which
shall be in form and substance  reasonably  satisfactory  to Bank and to counsel
for Bank.

Section  3.02  Representations  and  Warranties;  No  Defaults.  Each and  every
representation  and warranty made by the Obligors contained herein and in any of
the Loan Documents shall be substantially  true, complete and accurate as of the
date  hereof and no Event of  Default  shall  exist  which has not been cured to
Bank's satisfaction as of the date hereof.

Section 3.03 Borrower's  Resolutions and Organizational  Documents.  There shall
have been delivered to Bank all of the following for the Borrower:

      (a)   Certified or unanimous consent resolutions of the Borrower signed by
            all Managers thereof and authorizing Borrower to enter into the Loan
            Documents and to take all action  relative to this Agreement and the
            other Loan Documents;  authorizing the persons whose names appear on
            any  Loan  Document  to  sign  the  same  and  containing  the  true
            signatures of such persons on which Bank may conclusively rely;

      (b)   Certified  copies of the  Articles  of  Organization  and  Operating
            Agreement of Borrower as in effect on the date hereof; and

      (c)   Certificates of Existence as of a recent date for Borrower.

Section 3.04 Opinion of Legal  Counsel.  At the sole cost of Obligors,  Obligors
shall deliver to Bank a written opinion of legal counsel to each of the Obligors
satisfactory to Bank and in form and substance  satisfactory to counsel for Bank
as to such matters incident to the transactions  contemplated herein as Bank may
reasonably request.

Section 3.05 No Change in Condition.  There shall have been no material  adverse
change in the  condition,  financial or otherwise,  of any of the Obligors since
the date of the most recent  financial  information  that has been  furnished to
Bank.

Section 3.06 UCC-1's and Lien Report. Borrower shall have provided to Bank or it
shall have otherwise  obtained prior to the initial Advance,  (i) acknowledgment
copies  for all UCC-1s  duly  filed  under the  Uniform  Commercial  Code in the
appropriate  offices in all jurisdictions  necessary or, in the opinion of Bank,
desirable to perfect the security  interests created by the Security  Documents;
and (ii) a lien  report  indicating  that Bank has a first and prior lien on all
personal property of the Borrower and that no other Persons have any Lien on any
of the Collateral.

Section  3.07  Insurance.  There  shall be  delivered  to Bank  certificates  of
casualty  and  liability  insurance  coverage  for the  Obligors  and all of the
Collateral (if applicable), in amounts, with a company and containing such terms
and  conditions  in  form  and  substance  satisfactory  to  Bank  in  its  sole
discretion.  All such policies shall include an agreement by the insurer that no
cancellation of coverage by such insurance  policies shall be effective until no
earlier than thirty (30) days after written notice of such proposed cancellation
or change is given to Bank by the insurer.

                                       6
<PAGE>

Section 3.08 Costs and Expenses. Obligors shall have paid all costs and expenses
of Bank for which  Obligors  are  responsible  pursuant to the terms of the Loan
Documents.

Section  3.09  Miscellaneous  Matters.  All legal  details  and  proceedings  in
connection  with the  transactions  contemplated  by this Agreement and all Loan
Documents  delivered  to or held on behalf of Bank  pursuant  to this  Agreement
shall be in form and substance  reasonably  satisfactory  to Bank and to counsel
for Bank, and Bank shall have received all such other  counterpart  originals or
certified or other copies of such documents and  proceedings in connection  with
such  transactions,  in form and substance  reasonably  satisfactory to Bank and
said counsel, as Bank or said counsel may reasonably request.

Section  3.10  Additional  Conditions  to  Advances  under the  Revolving  Note.
Advances to Borrower  under the Revolving Note shall be subject to the following
additional conditions and procedures:

      (a)   Borrower shall provide Bank with a request for an Advance.  Provided
            that such  request has been  provided by 10:00 a.m.,  Bank will make
            Advances   under  the  Revolving   Note  available  to  Borrower  in
            immediately  available  funds by crediting the amount thereof to the
            designated Borrower account with Bank on the same day.

      (b)   The following  statements shall be true and Bank shall have received
            a certificate (the "Compliance Certificate") and accounts receivable
            aging report in form and substance  acceptable to Bank and signed by
            Borrower and a duly  authorized  Manager of Borrower  dated no later
            than the last day of the  month  preceding  the  month in which  the
            Advance is requested,  stating that (i) each of the  representations
            and  warranties  contained in this Agreement is correct on and as of
            the date of such Compliance  Certificate as though made on and as of
            such date;  (ii) no Default or Event of Default has  occurred and is
            continuing,  or would result from such Advance; (iii) there has been
            no material adverse change in the financial  condition of any of the
            Obligors  since  the date of the most  recent  financial  statements
            delivered to Bank pursuant to the terms of this Agreement;  and (iv)
            all of the  covenants  and  agreements of Obligors set forth in this
            Agreement  and the other  Loan  Documents  have been  performed  and
            complied with.

      (c)   Bank  shall  have  received,   at  Borrower's  expense,  such  other
            approvals, opinions or documents as Bank may reasonably request.

      (d)   The making of such Advance by Bank shall be legally  permissible  by
            the laws and regulations to which Bank is then subject, and Borrower
            shall have  delivered  to Bank such  factual  certificates  or other
            factual  evidence  as  Bank  or  its  counsel  may  have  reasonably
            requested in order to establish compliance with this condition.

      (e)   Obligors  shall have paid all costs and  expenses  of Bank for which
            Obligors  are  responsible   pursuant  to  the  terms  of  the  Loan
            Documents.

                                       7
<PAGE>

Article IV.  REPRESENTATIONS  AND  WARRANTIES.  Obligors  jointly and  severally
represent  and warrant to Bank, as of the date hereof and as of the date of each
subsequent Advance, as follows (each of which shall be deemed to be a continuing
representation and warranty until such time as all Indebtedness evidenced by the
Loan  Documents  shall have been paid in full and none of the  Obligors  has any
further liability to Bank):

Section 4.01 Organization and Qualification. The Borrower:

      (a)   is a limited liability company duly organized,  validly existing and
            in good standing under the laws of the Commonwealth of Kentucky;

      (b)   has  the  lawful  power  to  engage  in the  business  it  presently
            conducts; and

      (c)   is duly  licensed  or  qualified  and in good  standing as a limited
            liability  company  in each  jurisdiction  where  the  nature of the
            business   transacted   by   Borrower   makes  such   licensing   or
            qualification necessary.

Section  4.02  Power  and  Authority.  Each of the  Obligors  have the power and
authority  to enter into and carry out the Loan  Documents  delivered by each in
connection herewith, to execute and deliver such Loan Documents,  and to perform
each  of the  respective  obligations  under  the  Loan  Documents.  Each of the
Obligors  has the  power  and  authority  to make  the  borrowings  or  guaranty
contemplated  hereby  and all such  actions  have been fully  authorized  by all
necessary proceedings on the part of Obligors.

Section 4.03  Validity and Binding  Effect.  This  Agreement  and the other Loan
Documents  have been duly and validly  executed and  delivered by the  Obligors.
This Agreement and the other Loan Documents  constitute legal, valid and binding
obligations  of the Obligors  enforceable  in accordance  with their  respective
terms,  except  as  may  be  limited  by  applicable   bankruptcy,   insolvency,
reorganization or other laws affecting  creditors'  remedies.  No authorization,
approval,  exemption  or consent  by any  governmental  or public  body or other
authority is required in connection with the authorization,  execution, delivery
and carrying out of the terms of the Loan Documents by any of the Obligors.

Section  4.04 No  Conflict.  Neither  the  execution  and  delivery  of the Loan
Documents, the Obligors' consummation of the transactions contemplated herein or
therein,  nor compliance  with the terms and  provisions  hereof or thereof will
conflict with or result in any default under or breach or violation of the terms
and  conditions of the Articles of  Organization  or the Operating  Agreement of
Borrower;  any state or federal law or regulation or any order, writ, injunction
or decree of any court or governmental  instrumentality applicable to any of the
Obligors; or any agreement or instrument to which any of the Obligors is a party
or to which any of the  Obligors is subject or which will  constitute  a default
thereunder  or which will  result in the  creation or  enforcement  of any lien,
charge or encumbrance whatsoever upon any property of any of the Obligors.

Section 4.05 Other Agreements. None of the Obligors is a party to any indenture,
loan, or credit agreement, or to any lease or other agreement or instrument,  or
subject to any charter or company or  corporate  restriction  which could have a
material  adverse  effect on the  business,  properties,  assets,  operations or
conditions, financial or otherwise, of Obligors or the ability of

                                       8
<PAGE>

Obligors to carry out their respective  obligations  under the Loan Documents to
which  each is a  party.  Obligors  are not in  default  in any  respect  in the
performance,  observance,  or  fulfillment  of any of the material  obligations,
covenants,  or conditions contained in any agreement or instrument to which they
are a party.

Section  4.06  Litigation.   There  are  no  actions,   suits,   proceedings  or
investigations  pending or  threatened  against any of the Obligors at law or in
equity  before  any  court  or  before  any  federal,  state,  municipal  or any
governmental department,  commission, board, agency or instrumentality,  whether
or not covered by insurance, which, individually or in the aggregate, may result
in any  materially  adverse  effect on the  business,  property or assets or the
condition,  financial or otherwise,  of any of the Obligors or impair any of the
Obligors' ability to perform their obligations under the Loan Documents. None of
the Obligors are in violation of or in default with respect to any order,  writ,
injunction or any decree of any court or any federal,  state, municipal or other
governmental  department,  commission or bureau, agency or instrumentality which
may result in any such materially adverse effect or impairment.

Section  4.07 No Liens and  Encumbrances  on  Collateral.  There are no security
interests,  liens, claims, or encumbrances upon or against the Collateral except
the Liens in favor of Bank granted  herein.  Assuming  Bank  receives all of the
Loan Documents which have been properly  executed,  duly authorized and properly
recorded,  Bank shall possess a valid and duly perfected first priority security
interest in the  Collateral.  Further,  the  Collateral  is not and shall not be
subject to any other security  interest or Lien of any kind  whatsoever  without
the prior written consent of Bank.

Section 4.08 Tax Returns and Taxes.  Each Obligor has filed, in a timely fashion
and will in the  future  file in a timely  fashion,  all tax  returns or reports
(federal,  state and local) required to be filed and has paid, and will promptly
pay in the future,  all taxes,  assessments,  fees and governmental  charges and
levies shown or required to be shown thereon to be due,  including  interest and
penalties. No material additional assessments currently exist for which adequate
reserves have not been established.

Section 4.09 General Validity.  No representation or warranty by any of Obligors
contained  herein  or made by  Obligors  or any other  Person in any other  Loan
Document  contains  any untrue  statement  of material  fact or omits to state a
material  fact  necessary in order to make such  representation  or warranty not
misleading in light of the  circumstances  under which it was made. There are no
facts which materially and adversely affect the business, operations, affairs or
condition  of any of the  Obligors  other than those facts  disclosed to Bank in
writing prior to the time of closing or as set forth herein.

Section 4.10 Financial Statements;  No Adverse Change. The financial information
and other  documents  of the  Obligors  previously  furnished  to Bank are true,
complete and accurate and are not misleading in any material respect.  There has
been  no  material  adverse  change  in the  business,  operating  or  financial
condition  of any of the  Obligors  since the date of the most recent  financial
information that has been furnished to Bank. All financial  statements and other
financial  information  furnished to Bank fairly and  accurately  represent  the
financial condition of the Obligors as of their respective dates in all material
respects and have been prepared in

                                       9
<PAGE>

accordance with GAAP. Obligors do not have any material  liabilities,  direct or
contingent, except as disclosed in their respective financial statements.

Section  4.11  Operation  of  Business.  Borrower  has made  application  for or
otherwise  possesses all licenses,  permits,  franchises,  patents,  copyrights,
trademarks  and trade  names,  or rights  thereto,  to  conduct  their  business
substantially as now conducted and as presently proposed to be conducted.

Section 4.12  Regulations Q and U. Borrower has not engaged  principally  in the
business of extending  credit for the purpose of purchasing  or carrying  margin
stock  (within  the meaning of  Regulation  Q of the Board of  Governors  of the
Federal  Reserve  System) and will not use the  proceeds of the Loans to violate
Regulation U of the Board of Governors of the Federal Reserve System.

Section 4.13 ADA  Compliance.  To each  Obligor's  knowledge,  all real property
owned by Borrower  substantially  complies  with  applicable  provisions  of the
Americans With  Disabilities Act which would result in material  liability if it
were found to be in non-compliance.

Section 4.14 Not an Investment Company.  Borrower is not an "investment company"
or a company  "controlled  by an investment  company"  within the meaning of the
Investment Company Act of 1940, as amended.

Section 4.15 Accuracy of Information.  All factual information furnished to Bank
by Obligors for purposes of, or in connection  with, this Agreement or the other
Loan Documents is true,  complete and accurate in every material  respect on the
date that such  information was provided to Bank and as of the date of execution
and delivery of this Agreement to Bank.

Article V. AFFIRMATIVE COVENANTS.

Section 5.01 Affirmative Covenants Other Than Reporting Requirements. So long as
the Borrower may borrow or make  drawings  under the Notes and until  payment in
full of the  Notes  and all  accrued  but  unpaid  interest  thereon  or  unless
otherwise  consented to in writing by Bank,  each of the Obligors hereby jointly
and severally covenants and agrees that they shall:

      (a)   Preservation  of  Company  Existence,  etc.  If a limited  liability
            company,  maintain its existence as a limited liability company, and
            its respective  licenses or qualifications and good standing in each
            jurisdiction in which its ownership, use or lease of property or the
            nature of its business or both makes such licenses or qualifications
            necessary.

      (b)   Payment of Liabilities, Including Taxes, etc. Duly pay and discharge
            all  obligations  to which  such  Obligor  is  subject  or which are
            asserted  against such Obligor,  promptly as and when the same shall
            become  due  and  payable,  including  all  taxes,  assessments  and
            governmental  charges  levied  upon  such  Obligor  or  any  of  the
            properties,  assets, income or profits of such Obligor, prior to the
            date on which penalties  attach  thereto,  except to the extent that
            such obligations, including taxes, assessments or charges, are being
            contested in good faith by

                                       10
<PAGE>

            appropriate  proceedings  diligently  conducted  and for which  such
            reserves or other appropriate provisions,  if any, have been made as
            required by Bank.

      (c)   Visitation Rights;  Audit.  Permit any of the officers or authorized
            employees or representatives of Bank to visit and inspect any of the
            properties  of such  Obligor  and to  examine  and  audit  and  make
            excerpts  from the  books  and  records  and  discuss  the  affairs,
            finances and  accounts of such Obligor with their  Manager or agent,
            all upon reasonable  notice from Bank and at such  reasonable  times
            during  normal  business  hours and as often as Bank may  reasonably
            request.

      (d)   Keeping of Records  and Books of Account.  Maintain  and keep proper
            books of record and  account in  accordance  with GAAP  applied on a
            consistent  basis and in which full,  true and correct entries shall
            be  made  of all of  such  Obligor's  operations  and  business  and
            financial  affairs,  except for variations which in individually and
            in the aggregate are not material.

      (e)   Compliance with Loan Documents, etc. Comply in all material respects
            with the terms and  conditions  of the Loan  Documents and all other
            related  instruments  agreements to which such Obligor is a party or
            by which such  Obligor or any of such  Obligor's  properties  may be
            bound.

      (f)   Operation of Business.  Maintain, conduct and operate such Obligor's
            business in substantially  the same manner as it has been heretofore
            maintained, conducted and operated.

      (g)   Insurance.  At such Borrower's sole cost,  maintain,  or cause to be
            maintained,   with  one  or  more  reputable   insurance   companies
            satisfactory  to the Bank (i)  casualty  insurance  on all  personal
            property in an amount  reasonably  satisfactory to the Bank covering
            such risks (including  earthquake  damage) as is usually incurred on
            personal property similar thereto;  (ii) general liability insurance
            in an amount not less than  $1,000,000.00 per accident or occurrence
            for personal injury and $1,000,000.00 per accident or occurrence for
            damage to  property  naming the Bank as  additional  insured;  (iii)
            workers'  compensation  insurance on all of the Borrower's employees
            with statutory coverage limits; and (iv) such other insurance as may
            be reasonably  required by the Bank from time to time. Bank shall be
            provided with a certificate  for all such insurance which shall name
            the Bank as loss payee, and which shall provide for at least 30 days
            notice to Bank prior to any cancellation thereof. All such insurance
            shall be with financially sound and reputable insurance companies or
            associations,  reasonably acceptable to Bank and in such amounts and
            covering such risks as are reasonably acceptable to Bank.

      (h)   Further Assurances.  Upon request by Bank, promptly cure any defects
            in the  creation,  issuance  and  delivery  of  the  Notes  and  the
            execution and delivery of the other Loan  Documents,  including this
            Agreement.  Obligors,  at their expense,  shall promptly execute and
            deliver to Bank, upon request, all such other and further documents,
            agreements and instruments reasonably required to ensure compliance

                                       11
<PAGE>

            with  or the  accomplishment  of the  covenants  and  agreements  of
            Obligors in the Loan  Documents,  including  this  Agreement,  or to
            evidence  further and to describe more fully any Collateral or other
            property  intended  as  security  for the  Notes or to  correct  any
            omissions  in  the  Loan  Documents,  or to  state  more  fully  the
            obligations  set out in this  Agreement  or in any of the other Loan
            Documents,  or to  perfect,  protect or preserve  any liens  created
            pursuant to any of the Loan Documents, or to make any recordings, to
            file any notices or to obtain any consents,  all as may be necessary
            or determined by Bank in good faith to be reasonably  appropriate in
            connection therewith.

      (i)   No Agreement to Waive, Etc.  Acknowledge that Bank has no obligation
            to waive any rights,  grant any  concessions or extend  financing to
            Obligors  except to the  limited  extent  and  subject to the terms,
            contingencies,  exceptions,  limitations  and  conditions  expressly
            provided  in this  Agreement,  and none of  Obligors  shall make any
            representation to the contrary to any person or entity.

      (j)   Subordination  of Borrower's  Debt to Guarantor.  Agree that any and
            all debts or  obligations  of  Borrower  to  Guarantor,  whether now
            existing  or  hereafter  created,  shall be, and hereby  are,  fully
            subordinated  as to  priority  and  payment to the  Indebtedness  of
            Borrower to Bank.

      (k)   Depository   Relationship.   Borrower  shall  maintain  all  of  its
            depository accounts with the Bank.

      (l)   Collateral Maintenance.  Keep and preserve all Collateral pledged to
            Bank in good working  order and condition  (ordinary  wear and tear,
            insured  casualty  damages  or taking  through  the power of eminent
            domain  excepted)  including,  but not limited to,  maintaining  all
            equipment according to any manufacturer's  standards  (including any
            and all scheduled maintenance).

      (m)   Maintenance of Financial  Covenants.  Maintain  compliance  with the
            following covenants:

            (i)   Debt Service  Coverage Ratio.  Beginning on December 31, 2007,
                  the ratio of Borrower's (a) net income plus  interest,  income
                  taxes, depreciation,  and amortization expense, divided by (b)
                  the sum of its (i) annual  interest  expense and (ii)  current
                  maturities (due within one year) of long term debt shall equal
                  or  exceed  1.50:1  on  December  31,  2007  and at all  times
                  hereafter  to the extent  any  Obligor  is  obligated  to Bank
                  hereunder.  This ratio shall be tested quarterly as of the end
                  of each  fiscal  quarter of Borrower  and based on  Borrower's
                  performance for the previous 12-month period.

            (ii)  Tangible  Net Worth.  Beginning  on  December  31,  2007,  the
                  Borrower's  tangible  net worth  (net  worth  less  intangible
                  assets) shall meet or exceed (a) $4,500,000 as of December 31,
                  2007,  (b)  $5,000,000 as of December 31, 2008, (c) $5,500,000
                  as of December 31, 2009, and (d) $6,000,000 as

                                       12
<PAGE>

                  of  December  31,  2010,  and at all times  thereafter  to the
                  extent Borrower is obligated to Bank hereunder.  This covenant
                  shall be tested quarterly as of the end of each fiscal quarter
                  of Borrower.

            (iii) Debt to  Tangible  Net  Worth  Ratio.  Beginning  on  December
                  31,2007,   the  ratio  of  Borrower's  (a)  total  outstanding
                  liabilities  minus its debt to  persons  other than Bank which
                  has been  subordinated to Bank pursuant to a written agreement
                  acceptable to Bank in its sole discretion, to (b) tangible net
                  worth (net worth less intangible  assets) plus Borrower's debt
                  to persons other than Bank which has been subordinated to Bank
                  pursuant to a written agreement acceptable to Bank in its sole
                  discretion, shall not exceed (a) 2.00:1, from December 31 2007
                  through December 30, 2008, (b) 1.75:1,  from December 31, 2008
                  through December 30, 2009, (c) 1.50:1,  from December 31, 2009
                  through December 30, 2010 and (d) 1.25:1, on December 31, 2010
                  and  at  all  times  thereafter  to  the  extent  Borrower  is
                  obligated  to Bank  hereunder.  This  ratio  shall  be  tested
                  quarterly as of the end of each fiscal quarter of Borrower.

Section 5.02  Reporting  Requirements.  Obligors  covenant  that, so long as the
Borrower may borrow or make drawings  hereunder and until payment in full of the
Notes and all accrued but unpaid interest thereon or unless otherwise  consented
to in writing by Bank, they will furnish, or cause to be furnished,  to Bank the
following:

      (a)   Borrower's   Interim   Financial   Statements   and  Borrowing  Base
            Certificate and Quarterly Covenant Compliance Certificate. Beginning
            on  December  31,  2006,  within  thirty  (30) days after the end of
            fiscal  quarter of  Borrower,  financial  statements  for  Borrower,
            including  without  limitation a balance sheet and income statement,
            and a Compliance  Certificate as of the end of such fiscal  quarter,
            along with an  accounts  receivable  aging  report  and an  accounts
            payable  aging  report,  all in  reasonable  detail  and in form and
            substance acceptable to Bank. In addition, at the end of each fiscal
            quarter,  Borrower  shall  include  with the  foregoing  a  Covenant
            Compliance Certificate in form and substance acceptable to Bank.

      (b)   Annual  Financial  Statements  and Tax Returns for  Borrower.  On or
            before  120 days  from the end of each  fiscal  year,  CPA  reviewed
            annual  financial  statements  of Borrower  consisting  of a balance
            sheet,  statements  of  profit  and loss,  application  of funds and
            change in  financial  position  and any other  necessary or relevant
            statements,  prepared  and reviewed in  accordance  with GAAP and an
            independent  certified  public  accountant  of  recognized  standing
            acceptable  to the Bank.  On or before the  earlier  of one  hundred
            twenty  (120)  days  from the end of each  calendar  year or  within
            thirty (30) days of filing,  Borrower  shall also  provide Bank with
            copies of such  Borrower's  most recent  federal  income tax returns
            (with all schedules).

      (c)   Financial  Statements and Tax Returns for  Guarantors.  On or before
            120 days from the end of each calendar  year, a financial  statement
            for Guarantor,  for and as of the calendar year just ended,  in form
            and substance reasonably acceptable to the

                                       13
<PAGE>

            Bank. On or before the earlier of one hundred twenty (120) days from
            the end of each  calendar year or within thirty (30) days of filing,
            Guarantor  shall also provide Bank with copies of  Guarantor's  most
            recent federal income tax returns (with all schedules).

      (d)   Manager Certification.  With the statements submitted under Sections
            5.02(a)  and 5.02(b)  above,  a  certificate  signed by a Manager of
            Borrower:  (i)  stating  that  he is  familiar  with  all  documents
            relating  to Bank and that no Event  of  Default  specified  in this
            Agreement,  nor any event which upon or lapse of time, or both would
            constitute  such an Event of Default,  has occurred,  or if any such
            condition or event existed or exists,  specifying it and  describing
            what action such  Manager has taken or proposed to take with respect
            thereto,  and (ii) setting forth,  in summary form,  figures showing
            the  financial  status of such  Borrower in respect of the financial
            restrictions contained in this Agreement.

      (e)   Notice of Litigation. Promptly after commencement thereof but in any
            event within thirty (30) days after the service  thereof,  notice of
            all actions, suits, and proceedings before any court or governmental
            department,  commission,  board, bureau, agency, or instrumentality,
            domestic or foreign, affecting any Obligor.

      (f)   Notice of Changes in Corporate Documents. Within ten (10) days after
            the completion of such change,  notice of any change or amendment to
            the Articles of Organization or Operating Agreement of any Obligor.

      (g)   Notice of Defaults and Events of Default. As soon as possible and in
            any event within ten (10) days after the occurrence of each Event of
            Default, a written notice setting forth the details of such Event of
            Default and the action  which is  proposed to be taken with  respect
            thereto.

      (h)   Financial  Reporting  Requirements.   All  financial  statements  of
            Obligors  submitted to Bank pursuant to this  Agreement and utilized
            for purposes of determining  compliance with the financial covenants
            of  Obligors  as set forth in this  Agreement  shall be  prepared in
            accordance   with  GAAP  and  shall  fairly  reflect  the  financial
            condition of such Obligor.

      (i)   General Information. Such other information respecting the condition
            or operations, financial or otherwise, of Obligors and each of them,
            as Bank may from time to time reasonably request.

Article VI. NEGATIVE COVENANTS.  Obligors covenant that, so long as the Borrower
may borrow or make drawings hereunder and until payment in full of the Notes and
all accrued but unpaid  interest  thereon or unless  otherwise  consented  to in
writing by Bank,  which consent  shall not be  unreasonably  withheld,  Obligors
shall not permit or cause any of the following:

Section  6.01  Liens.  Create,  incur,  assume or suffer to exist any  mortgage,
security  interest,  lien or encumbrance  whatsoever on any of the Collateral or
assign,  transfer or sell all or any part of the  Collateral  to any party other
than Bank, except:

      (a)   Bank Liens. Liens in favor of Bank;

                                       14
<PAGE>

      (b)   Tax Liens and Contested  Liens.  Liens for taxes or  assessments  or
            other government charges or levies if not yet due and payable or, if
            due and  payable,  if they  are  being  contested  in good  faith by
            appropriate proceedings diligently conducted;

      (c)   Statutory   Liens.   Liens   imposed  by  law,  such  as  mechanics,
            materialmen,  landlords,  warehousemen  and carrier Liens, and other
            similar Liens,  securing obligations incurred in the ordinary course
            of business  which are not past due or which are being  contested in
            good faith by appropriate  proceedings  diligently conducted and for
            which appropriate reserve or other appropriate  provisions,  if any,
            have been established as required by Bank; and

      (d)   Ordinary  Course Liens.  Liens,  deposits,  or pledges to secure the
            performance  of  public  or  statutory  obligations,  surety,  stay,
            appeal,  indemnity,  performance  or other similar  bonds,  or other
            similar  obligations arising in the ordinary course of business (but
            not including  any purchase  money  security  interests of any kind,
            which are not allowed without Bank's prior written consent).

Section 6.02 Liquidation or Merger or Sale of Assets.  (a) Liquidate or merge or
consolidate  with or into any other Person or take any action in  furtherance of
any  thereof;  (b) permit  any other  Person to  consolidate  with or merge into
Borrower;  (c) sell, convey,  assign, lease or otherwise transfer or dispose of,
in a single transaction or a series of related transactions,  a material part of
Borrower's  assets having a value in excess of $10,000.00;  (d) change its name;
(e) effect any  material  change in  Borrower's  capital  structure or allow any
change in ownership of more than forty percent  (40%) of Borrower's  outstanding
membership  interests  except for a transfer in which the transferee is a member
of the Guarantor's  immediate  family or an entity of which he is the beneficial
owner,  but in no case shall any transfer  occur as a result of which  Guarantor
shall  own less than  fifty  one  percent  (51%) of the  Borrower's  outstanding
membership  interests  after any such  transfer;  (f) sell,  convey or otherwise
transfer any of the Collateral  other than  inventory in the ordinary  course of
business;  or (g) purchase all or a substantial  part of the assets of any other
Person.

Section 6.03  Guarantees.  Guarantee,  endorse or otherwise become surety for or
upon the  obligation  of  others,  except in the  ordinary  course  of  business
consistent with prudent business practices or if such guarantee is made in favor
of Bank.

Section 6.04 Lend. Lend any sum of money to any Affiliate or third party.

Section 6.05 Dividends and  Distributions.  Without the prior written consent of
Bank, declare or pay any dividends or other  distributions.  Notwithstanding the
foregoing,  so long as the Borrower is taxed as a partnership for federal income
tax  purposes  and no Event of  Default  exists  and  provided  that no Event of
Default would be created by such  distributions,  distributions  by Borrower are
permissible in any calendar year in an amount not in excess of the lesser of (a)
the  tax  liability  of the  principals  of the  Borrower  attributable  to such
principal's  distributive  share of taxable  income of Borrower for the previous
calendar  year and (b) forty  percent  (40%) of  Borrower's  net  income for the
previous calendar year.

                                       15
<PAGE>

Section  6.06  Transactions  with  Affiliates.   Borrower  to  (a)  directly  or
indirectly  issue any  guarantee for the benefit of any of its  Affiliates,  (b)
directly or indirectly  make any loans or advances to or  investments  in any of
its Affiliates, (c) enter into any transaction with any of its Affiliates, other
than transactions  entered into on an arm's length basis in the normal course of
such Borrower's business,  or (d) divert (or permit anyone to divert) any of its
business  opportunities  to any  Affiliate  or any other  corporate  or business
entity  in  which  such  Borrower  or its  members  holds a direct  or  indirect
interest.

Section 6.07 Investments. Purchase or hold beneficially any stock, securities or
evidences of indebtedness of, or make any investment or acquire any interest in,
any other  firm,  partnership,  corporation  or entity  other  than  short  term
investments  of excess  working  capital  in one or more of the  following:  (a)
investments  (of one year or less) in direct or  guaranteed  obligations  of the
United States,  or any agencies  thereof;  and (b)  investments  (of one year or
less) in certificates of deposit or banks or trust companies organized under the
laws of the United States or any jurisdiction thereof,  provided that such banks
or trust companies are insured by the Federal Deposit Insurance  Corporation and
have capital in excess of $25,000,000.

Section  6.08  Prepayments.  Voluntarily  prepay any Debt owing by such  Obligor
prior to the stated  maturity  date thereof other than (i) the  Obligations  and
(ii)  Indebtedness to trade  creditors  where the  prepayments  will result in a
discount on the amount due.

Article  VII.  EVENTS OF  DEFAULT.  Each of the  following  shall be an Event of
Default under this Agreement and the other Loan Documents:

Section 7.01 Payment Default under Notes.  Borrower fails to pay any installment
of  principal  or  interest  on either Note within ten (10) days of its due date
without notice from Bank.

Section 7.02 Payment Default in Other  Obligations to Bank. Any Obligor fails to
pay any sum (other than  principal or interest on the Notes) that is due to Bank
under any of the Loan Documents  within ten (10) days following notice from Bank
that the same is due and payable.

Section 7.03 Default in Other Obligations to Bank or Affiliates.  The occurrence
of a default and the expiration of the applicable cure period, if any, under any
of the  Loan  Documents  or any  other  obligation  or  agreement  of any of the
Obligors  to or with Bank or any of its  Affiliates,  whether  now  existing  or
hereafter arising.

Section  7.04  Breach of  Representation  or  Warranty.  Any  representation  or
warranty made or deemed made by any of the Obligors in this Agreement,  the Loan
Documents,  or in any  certificate,  document,  opinion,  or  financial or other
statement  furnished at any time under or in  connection  with any Loan Document
proves to have been incorrect in any material  respect on or as of the date made
or deemed made.

Section  7.05 Breach of  Covenant.  Any Obligor  fails to perform or observe any
term,  covenant or agreement on their part to be performed or observed in any of
the Loan  Documents  (other  than a failure to pay any sum to Bank when due ) to
which any of them is a party and such  failure  shall  continue  for a period of
thirty (30) days after notice to Obligors from Bank describing the nature of the
failure; provided, however, that an Event of Default shall occur immediately and

                                       16
<PAGE>

without  the  thirty  (30) day cure  period if any such  failure  relates to the
provisions contained in Section 5.01(m) or Section 6.02 of this Agreement.

Section 7.06 Failure to Pay Other Indebtedness. Any Obligor (i) fails to pay any
indebtedness  for  borrowed  money  (other than the Notes),  or any  interest or
premium thereon,  when due (whether by scheduled maturity,  required prepayment,
acceleration,  demand,  or  otherwise);  (ii) fails to  perform  or observe  any
material term, covenant, or condition on the part of any of them to be performed
or observed under any agreement or instrument relating to any such indebtedness,
when  required to be  performed  or  observed,  if the effect of such failure to
perform or observe is to  accelerate,  or to permit the  acceleration  after the
giving  of  notice  or  passage  of  time,  or  both,  of the  maturity  of such
indebtedness,  whether or not such failure to perform or observe shall be waived
by the holder of such  indebtedness;  or any such indebtedness shall be declared
to be due and  payable,  or  required  to be prepaid  (other than by a regularly
scheduled required  prepayment),  prior to the stated maturity thereof, or (iii)
suffers a material adverse change in condition (financial or otherwise).

Section 7.07 Insolvency.  Any Obligor (i) is unable to, or admits in writing the
inability to pay such  Obligor's  debts as such debts become due;  (ii) makes an
assignment  for the benefit of  creditors,  petitions or applies to any tribunal
for  the  appointment  of  a  custodian,  receiver  or  trustee  for  them  or a
substantial part of such Obligor's assets;  (iii) commences any proceeding under
any bankruptcy, reorganization, arrangements, readjustment of debt, dissolution,
or liquidation  law or statute of any  jurisdiction  whether now or hereafter in
effect;  (iv) has any such petition or application  filed or any such proceeding
commenced  against  such  Obligor  in which an order for  relief is  entered  or
adjudication  or appointment is made and which remains  undismissed for a period
of sixty (60) days or more; (v) by any act or omission, indicates such Obligor's
consent to, approval of, or acquiescence in any such petition,  application,  or
proceeding, or order for relief, or the appointment of a custodian, receiver, or
trustee  for all or any  substantial  part of such  Obligor's  properties;  (vi)
suffers  any  such  custodianship,  receivership,  or  trusteeship  to  continue
undischarged for a period of sixty (60) days or more; or (vii) becomes insolvent
in that such  Obligor's  total assets are in the aggregate less than all of such
Obligor's liabilities.

Section 7.08 Unpaid Judgments.  One or more final judgments,  decrees, or orders
for the payment of money in excess of Ten Thousand  Dollars  ($10,000.00) in the
aggregate shall be rendered  against any Obligor and such judgments,  decrees or
orders  shall  continue  unsatisfied  and in effect for a period of thirty  (30)
consecutive  days  without  being  vacated,  discharged,  satisfied or stayed or
bonded pending appeal.

Section  7.09 Invalid  Documents.  Any of the Loan  Documents  shall at any time
after their  execution  and delivery  and for any reason,  other than payment in
full of the  obligations  so secured,  cease (i) to create a valid and perfected
first  priority  security  interest in and to the  Collateral or other  property
purported to be subject thereto; or (ii) to be in full force and effect or shall
be declared null and void or the validity thereof is contested by any Obligor or
any  Obligor  denies  further  liability  or  obligation  under  any of the Loan
Documents,  and such  matter  is not  fully  corrected  or  resolved  to  Bank's
satisfaction  within  thirty (30) days after  notice with  respect  thereto from
Bank.

                                       17
<PAGE>

Section 7.10 Sale of  Collateral.  Any Obligor  sells,  transfers or conveys any
interest whatsoever in any of the Collateral (unless such Collateral is sold and
replaced in the ordinary  course of business or is  obsolete)  without the prior
written consent of Bank.

Section 7.11 Unauthorized  Liens on Collateral.  Any further Lien or encumbrance
is placed on any of the  Collateral  that is the  subject of the Loan  Documents
(except to the extent and in the manner provided for in this Agreement), without
the prior written consent of Bank.

Section 7.12 Other Defaults.  Any Obligor  defaults under any other agreement to
which such Obligor is a party, whether now existing or hereafter created,  which
materially affects or relates to such Obligor's business or financial condition.

Section  7.13  Adverse  Change in  Condition.  If there  should be any  material
adverse  change in the financial  condition of any Obligor as determined by Bank
in its  reasonable  discretion,  and such material  adverse  change is not fully
corrected  to Bank's  satisfaction  within  thirty  (30) days after  notice with
respect thereto from Bank.

Section  7.14  Termination.  If  Borrower  or any  Person  affiliated  with such
Borrower  takes any  action  that is  intended  to  result  in the  termination,
dissolution or liquidation of such Borrower.

Section 7.15 Reportable  Event. A Reportable  Event (as defined in ERISA) occurs
with  respect to any  employee  benefit  plan  maintained  by  Borrower  for its
employees  other  than  a  Reportable  Event  caused  solely  by a  decrease  in
employment,  and the alleged violation associated with any such Reportable Event
if not cured or otherwise  resolved to Bank's  satisfaction  within  thirty (30)
days of such  Reportable  Event;  or a trustee is appointed  by a United  States
District Court to administer any employee  benefit plan; or the Pension  Benefit
Guaranty  Corporation  institutes  proceedings to terminate  Borrower's employee
benefit plans.

Section 7.16 Death of Guarantor. The Guarantor dies.

Section 7.17 Bank  Violation due to Change of Law. In the event the  continuance
of the Loans would cause Bank to be in violation of any law,  rule or regulation
to which Bank is subject.

Section  7.18  Rate  Management  Defaults.  If  Borrower  fails  to pay any Rate
Management  Obligation  or  any  other  obligation  under  any  Rate  Management
Agreement when due or the breach by Borrower of any term, provision or condition
contained in any Rate Management Agreement.

Article VIII. REMEDIES OF BANK IN THE EVENT OF DEFAULT.

Section 8.01 Acceleration,  etc. Upon the occurrence of any Event of Default set
forth above and without  further  notice to  Obligors,  Bank may (i) declare its
obligation to make Advances under the Notes and this Agreement to be terminated,
whereupon  the same shall  forthwith  terminate;  (ii)  declare the  outstanding
principal  balance  owing  under the Notes,  all  accrued  but  unpaid  interest
thereon,  and all  other  amounts  payable  under any of the Loan  Documents  or
otherwise  to be  forthwith  due and  payable,  whereupon  the  Notes,  all such
interest,  and all such amounts shall become and be immediately  due and payable
without  presentment,  demand,  protest,  or further  notice of any kind, all of
which are hereby expressly waived by Obligors,

                                       18
<PAGE>

without  any  action  on the part of Bank;  (iii)  avail  itself  of any and all
remedies  available  to it in any  of  the  Loan  Documents  including,  without
limitation,  the  appointment  of receivers for the  Collateral;  and (iv) avail
itself  of any and all  other  or  additional  remedies  available  by law or in
equity.

Section 8.02 Enforcement of Rights. Upon the occurrence of any Event of Default,
Bank shall have the right to proceed to protect  and  enforce its rights by suit
in  equity,  action at law  and/or  other  appropriate  proceedings  either  for
specific performance of any covenant or condition contained in this Agreement or
in any of the  other  Loan  Documents,  or in aid of the  exercise  of any power
granted in this Agreement or any of the other Loan Documents.

Section 8.03 Foreclosure,  Repossession and Sale of Collateral.  Bank shall have
full power and  authority  to proceed to exercise  any one or more of the rights
accorded to it by the Uniform  Commercial Code of the  Commonwealth of Kentucky,
the law of any  other  state or  jurisdiction  in which  the  Collateral  may be
located,  or otherwise  accorded to it by law,  including  the  foreclosure  and
repossession  of the  Collateral.  Upon the  occurrence of any Event of Default,
Borrower's right to use, sell, substitute, exchange or exercise any other rights
relating to the Collateral and all proceeds  thereof and income  therefrom shall
automatically  terminate without notice and Bank shall thereafter be entitled to
foreclose,  take  possession  of,  receive,  sell  and  collect  the  same.  The
Collateral  and the proceeds of any sale thereof may be applied by Bank,  in its
sole discretion,  against the Notes or any other liabilities or obligations owed
to Bank,  and Bank may first apply the proceeds of such  disposition  to any and
all expenses including,  without  limitation,  advertising and storage costs and
reasonable  attorneys' fees and legal costs, incurred by Bank in connection with
or arising out of such disposition. Bank may send any written notice required by
this Section 8.03 in the manner set forth in Section 9.04 hereof. Obligors agree
that ten (10) days notice by Bank to such  Obligor is  reasonable  notice of any
sale of Collateral consisting of personal property. Bank shall have the right to
sell that portion of the Collateral  that is personal  property at either public
or  private  sale and shall have the right to bid upon and  purchase  any of the
Collateral at any sale.  Bank shall have the right to deliver the  Collateral to
the buyer at any public or private sale.

Section 8.04 Right to Proceed in Any Order.  Upon the occurrence of any Event of
Default,  Bank  shall be  entitled  to  exercise  any and all of its  rights and
remedies in any order  against the  Obligors  and the  Collateral  and any other
property and Persons as Bank determines in its sole discretion.

Section 8.05 Waiver of Marshaling of Assets.  Obligors waive any  requirement of
marshaling  of assets  and all other  legal or  equitable  doctrines  that might
otherwise  require Bank to proceed  against any Persons or any Collateral in any
particular order.

Section  8.06  Remedies  Cumulative;  No  Waiver  of  Rights  by Bank.  Upon the
occurrence of any Event of Default,  Bank may choose to exercise and enforce any
of its rights or remedies,  or decline to exercise and enforce any of its rights
or  remedies,  in Bank's sole  discretion.  The failure of Bank to exercise  and
enforce any rights or remedies shall not prevent Bank from thereafter exercising
or  enforcing  any such rights or remedies,  nor shall such failure  release any
Person or property  with  respect to which Bank has any rights or remedies or in
any way limit or diminish  Bank's  rights with  respect to any such  property or
Person. All of Bank's rights and

                                       19
<PAGE>

remedies  shall be  cumulative to the greatest  extent  permitted by law, may be
exercised  successively or concurrently,  at any time and from time to time, and
shall be in addition to all of those rights and remedies  afforded  Bank at law,
in equity,  or in  bankruptcy.  Any exercise of any right or remedy shall not be
deemed to be an election of that right or remedy to the  exclusion  of any other
right or remedy.  Bank shall be entitled to recover from the cumulative exercise
of all remedies the sum of: (a) the outstanding  principal  amount of the Notes;
(b) all accrued but unpaid interest with respect to the principal  amount of the
Notes; (c) any other amounts that Obligors are required by the Loan Documents to
pay to Bank (for  example  and  without  limitation,  the  reimbursement  of all
reasonable  expenses,  legal  fees,  late  charges  and any sums due under  Rate
Management  Agreements));  and (d) any costs,  expenses or damages which Bank is
otherwise permitted to recover under the terms of the Loan Documents,  or at law
or in equity.

Section 8.07  Application  of Payments and Proceeds of Sale.  All payments  from
Obligors  to Bank  under the Notes or any of the other Loan  Documents,  and all
payments  to Bank from the sale or other  disposition  of  Collateral,  shall be
applied by Bank in its  discretion  as follows:  (a) to the payment of the costs
and  expenses  of Bank and the  reasonable  fees and  expenses of its counsel in
connection with the  administration or enforcement of Bank's rights and remedies
against  Obligors,  the  Collateral and sale or collection  thereof;  (b) to the
payment in full of all indebtedness referred to in the Loan Documents,  applying
such amounts first to accrued but unpaid interest and then to principal; and (c)
the balance, if any, to Obligors or to any third party entitled thereto.

Section 8.08 No Obligation to Preserve  Collateral.  Upon the  occurrence of any
Event of Default, Bank may, at its option, demand, sue for, collect, preserve or
make any  compromise  or  settlement it deems  desirable  with  reference to the
Collateral.  Bank shall not be bound to take any steps necessary to preserve the
Collateral  against  other  parties,  which steps  Obligors  expressly  agree to
undertake.

Section 8.09 Attorney-in-Fact.  Each of the Obligors hereby appoints Bank as its
attorney-in-fact  upon the occurrence of any Event of Default for the purpose of
dealing with the  Collateral.  The powers vested in said attorney are, and shall
be deemed to be, coupled with an interest and cannot be revoked.

Section 8.10 Right of Set Off. Upon the occurrence and during the continuance of
any Event of Default,  Bank is hereby  authorized,  at any time and from time to
time, without notice to any Obligor (any such notice being expressly waived), to
set off and apply any and all deposit balances (other than trust,  restricted or
fiduciary accounts) at any time held and other indebtedness at any time owing by
Bank to or for the credit or the account of any  Obligor  against any and all of
the  obligations of any Obligor now or hereafter  existing under this Agreement,
the Notes or any other Loan Document,  irrespective of whether or not Bank shall
have made any  demand  under  this  Agreement  or the Notes or such  other  Loan
Document and although such obligations may be unmatured. Bank agrees to promptly
notify  Obligors  after  any such  set off and  application,  provided  that the
failure to give such  notice  shall not affect the  validity of such set off and
application.  The rights of Bank under this  section  are in  addition  to other
rights and remedies  (including,  without  limitation,  other rights of set off)
that Bank may have.

                                       20
<PAGE>

Section 8.11 Cash Collateral. All income and proceeds from any of the Collateral
shall be considered  "cash  collateral" as defined under the terms of the United
Stales  Bankruptcy  Code and Obligors shall not have the right to use any of the
cash  collateral  without  first  receiving  leave  from a  bankruptcy  court of
competent jurisdiction and venue.

Article IX. MISCELLANEOUS PROVISIONS.

Section 9.01 No Implied Waiver; Cumulative Remedies;  Writing Required. No delay
or failure of Bank in  exercising  any right,  power or remedy  hereunder  shall
operate as a waiver thereof; nor shall any single or partial exercise thereof or
any  abandonment or  discontinuance  of steps to enforce such a right,  power or
remedy  preclude  any other or further  exercise  thereof or the exercise of any
other right,  power or remedy.  The rights and remedies  provided  hereunder are
cumulative  and not  exclusive  of any rights or  remedies  (including,  without
limitation,  the right of specific performance) which Bank would otherwise have.
Any waiver,  permit, consent or approval of any kind or character on the part of
Bank of any breach or default under this Agreement,  the Notes or any other Loan
Documents or any such waiver of any  provision  or  condition  hereof or thereof
must be in writing and shall be effective  only to the extent  specifically  set
forth in such writing.  Obligors acknowledge that with respect to this Agreement
and its terms,  Obligors  are  neither  authorized  nor  entitled to rely on any
representations,  modifications  or  assurances in any form or as to any subject
from any officer of Bank unless and until such  representation,  modification or
assurance is set forth in writing and signed by such officer of Bank.

Section 9.02 Taxes. Borrower agrees to payor cause to be paid any and all stamp,
document,  transfer  or  recording  taxes,  and similar  impositions  payable or
hereafter  determined  to be payable in connection  with this  Agreement and any
other Loan Document or other documents,  instruments or transactions pursuant to
or in connection herewith, and agrees to save Bank harmless from and against any
and all present or future  claims or  liabilities  with respect to, or resulting
from any  delay  in  paying  or  omission  to pay,  any  such  taxes or  similar
impositions.

Section  9.03  Holidays.  Whenever  any  payment  or  action to be made or taken
hereunder  or under the Notes  shall be stated to be due on a day which is not a
Business  Day,  such  payment  or  action  shall  be made or  taken  on the next
succeeding  Business  Day and  such  extension  of time  shall  be  included  in
computing interest or fees, if any, in connection with such payment or action.

Section 9.04 Notices. All notices and other communications given to or made upon
any party  hereto in  connection  with this  Agreement  or any of the other Loan
Documents shall, except as herein or therein otherwise expressly provided, be in
writing and mailed,  faxed or delivered to the  addresses set forth herein or at
such other address as shall be  specifically  designated by any such party.  All
such  notices  or other  communications  shall be  effective,  if  mailed,  when
deposited in the U.S. mail, first class postage prepaid;  if faxed,  when faxed;
or if delivered, when delivered.

Section 9.05 Reimbursement for Certain Expenses. Obligors agree to pay, or cause
to be paid,  and save Bank  harmless  against  liability  for the payment of all
reasonable  out-of-pocket expenses,  including reasonable counsel fees, incurred
by Bank (i) relating to the preparation of these Loan  Documents,  any requested
amendments, waivers, consents or other matters with

                                       21
<PAGE>

respect  hereto or to any  future  transactions  contemplated  hereby:  and (ii)
arising in connection  with the enforcement of this Agreement and the other Loan
Documents  and in the  collection  of the  Notes  and any  other  agreements  or
instruments delivered pursuant hereto.

Section 9.06 Time of Essence.  Time shall be of the essence as to all provisions
of this Agreement and the other Loan Documents.

Section 9.07 Severability.  The provisions of this Agreement are severable,  and
if any  clause  or  provision  of  this  Agreement  shall  be  held  invalid  or
unenforceable  in whole or in part,  then  such  clause  or  provision  shall be
ineffective to the extent of such invalidity or unenforceability  without in any
manner  affecting the validity or  enforceability  or the  remaining  provisions
hereof.

Section  9.08  Governing  Law.  This  Agreement,  the Notes  and the other  Loan
Documents and the rights and obligations of the parties hereto and thereto shall
be governed by and construed and enforced in accordance with the substantive law
of the Commonwealth of Kentucky.

Section 9.09 Survival. All representations, warranties, covenants and agreements
contained herein,  in the Loan Documents or any other agreement,  certificate or
instrument  delivered pursuant hereto or made in writing in connection  herewith
or therewith  shall survive the execution and delivery  hereof and thereof,  the
making of the Loans  hereunder and the issuance of the Notes and shall  continue
in full force and effect so long as  Borrower  may  borrow  hereunder  and until
payment  in full of all of the  Obligors'  obligations  hereunder  and under the
Notes. Provided,  however, those provisions contained in Sections 9.11, 9.12 and
9.18 shall survive the payment of the Notes.

Section 9.10 Benefit and Binding Effect of Agreement.  This  Agreement  shall be
binding upon and inure to the benefit of Bank, the Obligors and their respective
successors  and assigns,  except that Obligors may not assign or transfer  their
rights  hereunder or any interest  herein  without the prior written  consent of
Bank.

Section  9.11  WAIVER  OF  RIGHTS  TO JURY  TRIAL.  OBLIGORS  AND  BANK  (BY ITS
ACCEPTANCE   HEREOF)   HEREBY    VOLUNTARILY,    KNOWINGLY,    IRREVOCABLY   AND
UNCONDITIONALLY  WAIVE ANY RIGHT TO HAVE A JURY  PARTICIPATE  IN  RESOLVING  ANY
DISPUTE (WHETHER BASED ON CONTRACT,  TORT, OR OTHERWISE) BETWEEN ANY OBLIGOR AND
BANK ARISING OUT OF OR IN ANY WAY RELATED TO THE NOTES, THE OTHER LOAN DOCUMENTS
OR THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT. THIS PROVISION IS A MATERIAL
INDUCEMENT TO BANK TO PROVIDE THE FINANCING EVIDENCED BY THE NOTES.

Section 9.12  Jurisdiction and Venue;  Service.  The parties agree that the sole
proper venue for the  determination of any litigation  commenced by Bank against
any  Obligor or any  Obligor  against  Bank on any basis  shall be in a court of
competent  jurisdiction  which is located in Fayette County,  Kentucky,  and the
parties  hereby  expressly  declare  that any other venue shall be improper  and
Obligors  expressly  waive any right to a  determination  of any such litigation
against Bank by a court in any other venue.  Each  Obligor  further  agrees that
service of process by any judicial  officer or by registered  or certified  U.S.
mail shall establish personal jurisdiction over

                                       22
<PAGE>

Obligors and Obligors  waive any rights under the laws of any state to object to
jurisdiction  within the Commonwealth of Kentucky.  Provided,  however,  nothing
contained  in this  section  shall  prevent  Bank from  bringing  any  action or
exercising any rights against any security or against  Obligors within any other
state.  Initiating  such  proceedings  or taking  such action in any other state
shall in no event constitute a waiver of the agreement contained herein that the
laws of the  Commonwealth of Kentucky shall govern the rights and obligations of
the  parties  hereunder  or of the  submission  herein  made by each  Obligor to
personal  jurisdiction within the Commonwealth of Kentucky.  The aforesaid means
of obtaining  personal  jurisdiction  and perfecting  service of process are not
intended to be exclusive,  but are cumulative and in addition to all other means
of obtaining  personal  jurisdiction  and  perfecting  service of process now or
hereafter  provided by the laws of the  Commonwealth of Kentucky or by any other
state in an action brought by Bank in such state.

Section 9.13 No Third Party Beneficiaries.  All conditions on the obligations of
any party  hereunder,  including the  obligation of Bank to make  Advances,  are
imposed  solely and  exclusively  for the  benefit of the other  parties to this
Agreement and Bank's successors and assigns. No other Person shall have standing
to require  satisfaction of such conditions in accordance with their terms or be
entitled  to assume  that Bank will  refuse or decline to make  Advances  in the
absence of strict compliance with any or all thereof, and no other Person shall,
under any circumstances,  be deemed to be a beneficiary of such conditions,  any
and all of which  may be  freely  waived  in whole or in part by the  respective
party to whom the performance of any such condition shall run at any time if, in
the sole  discretion  of such party,  it deems it  desirable  to do so, or if it
fails to do so for any other reason.

Section 9.14 Relationship of the Parties.  All of the parties herein intend that
the  relationship  between them be solely that of creditor  and debtor.  Nothing
contained  in the Loan  Documents  shall be  deemed  or  construed  to  create a
partnership, fiduciary relationship, joint venture or co-ownership by or between
the parties  herein.  Bank shall not in anyway be  responsible or liable for the
debts, losses,  obligations or duties of any of the Obligors. All obligations to
pay property or other taxes,  assessments,  insurance on the  Collateral and all
other fees and charges arising from the ownership and operation of the assets of
Borrower shall be the sale responsibility of Borrower.

Section  9.15 Bank's  Performance  of  Obligors'  Covenants  and Duties.  Should
Obligors  fail  to  perform  any of its  covenants,  duties  and  agreements  in
accordance  with the terms hereof and an Event of Default shall thereby  result,
Bank may, at its election and at Obligors'  sole expense,  perform or attempt to
perform such covenant,  duty or agreement on behalf of Obligors, but in no event
shall Bank have any obligation to do so. Obligors shall, at the request of Bank,
promptly  pay,  upon  demand,  any  reasonable  amount  expended by Bank in such
performance or attempted  performance to Bank, together with interest thereon at
the default rate under the Notes from the date such amount was requested by Bank
to be paid until paid;  provided that Bank does not assume and shall never have,
except by a subsequent,  express written  undertaking by Bank, any liability for
the performance of any duties of Obligors under or in connection with all or any
part of the Collateral.  Bank shall be subrogated to all rights,  titles,  liens
and  security  interests  securing  the  payment  of  any  debt,  claim,  tax or
assessment  for the  payment  of which Bank may make an advance or that Bank may
pay.

                                       23
<PAGE>

Section 9.16 Course of Dealing;  Waiver.  No course of dealing in respect of, or
any omission or delay in the exercise of, any right,  power, remedy or privilege
by Bank shall operate as a waiver thereof, nor shall any right, power, remedy or
privilege of Bank be exclusive  of any other right,  power,  remedy or privilege
referred to herein or in any related  document or now or hereafter  available at
law, in equity,  in  bankruptcy,  by statute or otherwise.  No waiver or consent
granted by Bank with  respect to any of the Loan  Documents  or related  writing
shall be binding  upon Bank,  unless  specifically  granted in writing by a duly
authorized officer of Bank, which writing shall be strictly construed.

Section  9.17  Absence of Oral  Representations.  Each  Obligor  represents  and
warrants that no promises,  assurances or commitments  have been made to them by
Bank or have been relied on by them regarding any  extension,  renewal or future
financing, they understand and agree that Bank is entitled to enforce all of the
Loan Documents  strictly in accordance  with their terms,  and any commitment or
obligation  to extend or renew any  financing  or provide  additional  financing
shall not be binding on Bank, except to the extent contained in a writing signed
by every Person who is to be bound thereby.  Obligors  further  acknowledge that
(i) Bank does not presently anticipate renewing,  extending or further modifying
the financing referenced in this Agreement,  and (ii) Bank anticipates the Notes
will be  fully  paid in  accordance  with  their  terms on or  before  maturity.
Obligors  each  agree  and  represent  to Bank  (which  representation  Obligors
acknowledge  Bank is relying on in executing this  Agreement) that they will not
rely on any (i)  commitment  or  representation  from Bank with  respect  to any
future  financing  including,  but not  limited  to,  renewals,  extensions  and
modifications,  unless  signed in writing by Bank,  and (ii) waiver of any right
existing at any time, and from time to time, either now or in the future, except
to the extent evidenced by a writing signed by the person affecting such waiver.

Section 9.18 Indemnity.  Obligors shall indemnify and hold Bank harmless against
any loss suffered or liability  incurred by Bank on account of any damage to the
person or property of the  parties  hereto or to third  parties by reason of the
operation of Obligor's business, or otherwise arising out of or connected to the
conduct of any Obligor or their  officers,  managers,  directors,  employees  or
agents, in connection with any matters which are the subject of this Agreement.

Section  9.19  References.  Any and all  references  in  this  Agreement  to any
document or documents  shall be  references to such document or documents as the
same  may from  time to time be  modified,  amended,  renewed,  consolidated  or
extended, with the consent of Bank.

Section 9.20 Assignments.  Obligors may not assign their respective rights under
any of the Loan Documents to any other party. Any attempted  assignment shall be
a Default under this  Agreement and shall be null and void.  Bank shall have the
right and ability,  upon not less than fifteen (15) days prior written notice to
(but without the requirement for any consent from) Obligors,  to sell, assign or
transfer  all or any  part  of  Bank's  rights  and/or  obligations  under  this
Agreement,  and/or to  participate  Bank's  rights  and  obligations  under this
Agreement with other  institutional  lenders,  and/or to sell  participation  or
participating interests in Bank's rights and/or Obligations under this Agreement
to other  institutional  lenders.  In furtherance  thereof,  Bank shall have the
right to provide to any Person who  expresses  an interest  in becoming  such an
assignee, transferee,  participant and/or purchaser, or who actually does become
such an assignee,  transferee,  participant  and/or purchaser,  such information
concerning  the financial  condition,  business and other affairs of Obligors as
Bank may deem  appropriate in the  circumstances.  Obligors hereby authorize all
such disclosures.

                                       24
<PAGE>

Section 9.21 Waivers by Obligors. Obligors hereby waive, to the extent permitted
by applicable law, (a) all  presentments,  demands for  performance,  notices of
nonperformance   (except  to  the  extent  specifically  required  by  the  Loan
Documents),  protests,  notices of protest and notices of dishonor in connection
with the Notes;  and (b) any  requirement of diligence or promptness on the part
of Bank in  enforcement  of its rights under the  provisions  of any of the Loan
Documents.

Section  9.22  Incorporation  by  Reference.  All  schedules,  annexes  or other
attachments to this Agreement are incorporated into this Agreement as if set out
in full at the first place in this Agreement that reference is made thereto.

Section 9.23 Headings. The headings used in this Agreement are included for ease
of  reference  only  and  shall  not  be  considered  in the  interpretation  or
construction of this Agreement.

Section 9.24 Counterpart  Execution.  This Agreement may be signed by each party
upon a separate copy, and in such case one  counterpart of this Agreement  shall
consist of enough of such copies to reflect the  signature  of each party.  This
Agreement  may be executed in two or more  counterparts,  each of which shall be
deemed an  original,  and it shall  not be  necessary  in  making  proof of this
Agreement  or the terms  thereof to produce or account for more than one of such
counterparts.

Section 9.25 Acknowledgment.  Obligors acknowledge that Obligors have received a
copy of each of the Loan  Documents,  as fully executed by the parties  thereto.
Obligors  acknowledge  that  Obligors  (a) have READ THE LOAN  DOCUMENTS OR HAVE
CAUSED  SUCH  DOCUMENTS  TO BE  EXAMINED  BY THE  OBLIGORS'  REPRESENTATIVES  OR
ADVISORS; (b) are thoroughly familiar with the transactions contemplated in this
Agreement and the other Loan Documents;  and (c) have had the opportunity to ask
such  questions  to  representatives  of  Bank,  and  receive  answers  thereto,
concerning the terms and conditions of the transactions contemplated in the Loan
Documents as Obligors deem necessary in connection  with their decision to enter
into this Agreement.

Section  9.26 Entire  Agreement.  This  Agreement  and the other Loan  Documents
constitute the entire agreement and the  understanding  between the parties with
respect  to the  subject  matter  hereof and this  Agreement  and the other Loan
Documents supersede all previous and contemporaneous negotiations and agreements
between  the parties  and no parole  evidence  of any prior or other  agreements
shall be permitted to contradict or vary the terms hereof.  Obligors acknowledge
that there have been no promises for  additional  extensions of time for payment
of the Notes nor have  there  been any  agreements  made to  provide  additional
funding to any party hereto.

                            [Signature Page Follows]

                                       25
<PAGE>

      IN WITNESS  WHEREOF,  the parties hereto have executed this Loan Agreement
effective as of the date first set forth above.

FIFTH THIRD BANK
a Michigan banking corporation

By:     /s/ Barbara S. Tilghman
   -------------------------------------
Name:   Barbara S. Tilghman
     -----------------------------------
Title:  Vice Pres.
      ----------------------------------

VACUMATE, LLC,
a Kentucky limited liability company

By:     /s/ William Craig Turner
   -------------------------------------
Name:   William Craig Turner
     -----------------------------------
Title:  Managing Partner
      ----------------------------------

         /s/ William Craig Turner
----------------------------------------
WILLIAM CRAIG TURNER

STATE OF KENTUCKY
COUNTY OF FAYETTE

The foregoing  instrument  was  acknowledged  before me this ____ day of August,
2006,  by William  Craig  Turner,  as Mgr.  Parnter of Vacumate,  LLC a Kentucky
limited liability company for and on behalf of said company.

                                                 /s/ [Signature Illegible]
                                        ----------------------------------------
                                        NOTARY PUBLIC
                                        My commission expires: 3/31/08

STATE OF KENTUCKY
COUNTY OF FAYETTE

      The foregoing  instrument was acknowledged before me this 7 day of August,
2006, by William Craig Turner, as Guarantor.

                                                 /s/ [Signature Illegible]
                                        ----------------------------------------
                                        NOTARY PUBLIC
                                        My commission expires: 3/31/08

                                       26
<PAGE>

                        FIRST AMENDMENT TO LOAN AGREEMENT

      THIS FIRST  AMENDMENT TO LOAN AGREEMENT (the  "Amendment") is entered into
effective  as of the 19th day of March,  2007,  by and among FIFTH THIRD BANK, a
Michigan banking  corporation with its office and principal place of business at
250 West Main  Street,  Suite  100,  Lexington,  Kentucky  40507  (the  "Bank");
VACUMATE,  LLC, a Kentucky limited liability company with its principal place of
business  at  817  Winchester  Road,  Suite  200,   Lexington,   Kentucky  40505
("Borrower")  and WILLIAM  CRAIG TURNER whose  address is 817  Winchester  Road,
Suite 200, Lexington, Kentucky 40505 (the "Guarantor").  (Borrower and Guarantor
are herein sometimes referred to collectively as "Obligors").

                                    RECITALS:

      WHEREAS, the Borrower,  Guarantor and the Bank are parties to that certain
Loan Agreement dated as of August 7, 2006 (the "Loan Agreement");

      WHEREAS,  pursuant to the Loan  Agreement and the other Loan Documents (as
such term is defined in the Loan Agreement),  the Borrower is currently indebted
to the Bank for,  among other  things,  a revolving  loan as  evidenced  by that
certain  revolving  promissory note, dated August 7, 2006, in the face principal
amount of Five Hundred Thousand and No/100 Dollars ($500,000.00) (the "Revolving
Note"); and

      WHEREAS,  the Borrower has  requested  and Bank has agreed to increase the
face principal amount of the loan evidenced by the Revolving Note by $500,000;

      WHEREAS,  to induce  Bank to enter  into  this  Amendment,  without  which
inducement  Bank would be unwilling to undertake the same,  Guarantor has agreed
to enter into this Amendment;

      AND,  WHEREAS,  the Borrower,  Guarantor and Bank desire to amend the Loan
Agreement and various Loan Documents,  as defined in the Loan Agreement,  and to
enter into additional Loan Documents,  to reflect the same and other amendments,
as hereinafter provided.

      NOW, THEREFORE,  in consideration of the premises and the mutual covenants
and agreements  contained herein and for other good and valuable  consideration,
the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree as follows:

      1. AMENDED AND RESTATED REVOLVING NOTE.  Simultaneously with the execution
of this  Amendment,  Borrower has executed and delivered to Bank its Amended and
Restated Revolving  Promissory Note dated effective as of the date hereof in the
face  principal  amount of One Million and No/100 Dollars  ($1,000,000.00)  (the
"Amended and Restated  Revolving  Note").  Borrower  shall repay the Amended and
Restated  Revolving  Note in accordance  with the terms and conditions set forth
therein as the same may be  supplemented,  amended and/or  modified from time to
time,  with  interest  thereon  at a rate set forth  therein.  The  Amended  and
Restated  Revolving  Note  is an  amendment  and  restatement  of  the  existing
Revolving Note and is not a novation  thereof.  The Loan Agreement and all other
existing Loan Documents are hereby amended by substituting the term "Amended and
Restated Revolving Note" for "Revolving Note".

<PAGE>

2.  NEW  GUARANTY  BY  GUARANTOR.  Simultaneously  with  the  execution  of this
Amendment,  Guarantor  shall  execute  a  guaranty  in which he shall  guarantee
payment to Bank of all  Obligations  of Borrower  under the Loan  Agreement,  as
amended  hereby,  the  Amended  and  Restated  Revolving  Note and the Term Note
pursuant to the terms of the Guaranty (the "A&R Guaranty").

3. RELATED  AMENDMENTS TO LOAN AGREEMENT AND LOAN DOCUMENTS.  The Loan Agreement
and the existing Loan Documents and the definitions contained therein are hereby
further amended as follows:

      a) The  term  "Guaranty"  shall  mean  the A&R  Guaranty  executed  by the
      Guarantor pursuant to the Loan Agreement, as amended hereby;

      b) The terms  "Indebtedness" and "Obligations" in the Loan Agreement shall
      include the Borrower's  Amended and Restated Revolving Note and Term Note,
      and  any  amendments  or  modifications   thereof  and  substitutions  and
      replacements therefore;

      c) All  references  to "Loan  Documents"  shall  mean  all Loan  Documents
      existing as of this date,  plus Amended and Restated  Revolving  Note, the
      A&R Guaranty and this First Amendment to the Loan Agreement;

      d) The term "Loans" shall mean, in the  aggregate,  the two (2) loans from
      Bank to Borrower as evidenced by the Amended and Restated  Revolving  Note
      and Term Note; and

      e) All  references  to  "Notes"  is  amended  to  mean  collectively,  the
      Borrower's  Amended and  Restated  Revolving  Note and Term Note,  and any
      amendments or  modifications  thereof and  substitutions  and replacements
      therefore.

4. SECURITY FOR INDEBTEDNESS.  The Indebtedness  evidenced by the Notes shall be
secured by the Security  Documents  and the  Collateral,  as defined in the Loan
Agreement, as hereby amended.

5. DOCUMENTS REQUIRED AS A CONDITION PRECEDENT TO BANK'S OBLIGATIONS. Bank shall
have no  obligation  under this  Amendment or to advance funds under the Amended
and  Restated  Revolving  Note  unless  and until Bank has  received  all of the
following documents, duly executed and in form satisfactory to Bank;

      a) This First Amendment to Loan Agreement;
      b) The Amended and Restated Revolving Note;
      c) The A&R Guaranty;
      d) Copies,  certified as of the date hereof, of resolutions of the Members
      of the Borrower  authorizing the execution,  delivery,  and performance of
      this First Amendment to Loan Agreement, the Amended and Restated Revolving
      Note and the other Loan  Documents and each other document to be delivered
      pursuant hereto; and
      e) The amendments to such other Loan Documents and such other documents or
      instruments as the Bank may reasonably require.

                                        2
<PAGE>

6.  REPRESENTATIONS AND WARRANTIES.  Borrower and Guarantor reiterate as of this
date all representations and warranties contained in the Loan Agreement, each of
which shall be deemed to be continuing warranties and representations until such
time as all Debt  evidenced by the Loan Agreement and other Loan  Documents,  as
hereby amended,  shall have been paid in full and Borrower and Guarantor have no
further liability to Bank.

7. COVENANTS.  Borrower and Guarantor agree that all covenants  contained in the
Loan  Agreement  and the  other  Loan  Documents,  as  hereby  amended,  are and
hereafter  shall be binding upon Borrower and Guarantor until payment in full of
all obligations to Bank under the Loan Documents,  unless otherwise consented to
in writing by Bank.

8. NO DEFENSES OR SETOFFS.  There are no  defenses,  credits,  or setoffs to the
payment of the Debt  evidenced  by the Notes or the other Loan  Documents or the
enforceability  of the Notes or the other Loan Documents against either Obligor,
nor are there any  claims,  actions or causes of action  which could be asserted
against the Bank relating to the  transactions  evidenced by the Notes, the Loan
Agreement, this Amendment, the other Loan Documents or the transactions relating
thereto.  The obligations  described  herein, in the Notes and in the other Loan
Documents are absolute and non-contingent.

9. GOVERNING LAW. This Amendment shall be governed by and construed and enforced
in accordance with the substantive law of the Commonwealth of Kentucky.

10.  COUNTERPART  EXECUTION.  This  Amendment may be signed by each party upon a
separate copy, and in such case one  counterpart of this Amendment shall consist
of enough of such copies to reflect the signature of each party.  This Amendment
may be  executed in two or more  counterparts,  each of which shall be deemed an
original.

11. FUTURE NEGOTIATIONS.  The Borrower and Guarantor  acknowledge and agree that
(i) the Bank has no obligation  whatsoever to discuss,  negotiate or to agree to
any restructuring of the Notes, or any modification, amendment, restructuring or
reinstatement  of the other  Loan  Documents;  (ii) that if there are any future
discussions  among the Bank and the  Borrower or Guarantor  concerning  any such
restructuring,  modification, amendment or reinstatement, then no restructuring,
modification,  amendment,  reinstatement,  compromise,  settlement, agreement or
understanding  with  respect  to  the  Notes,  the  other  Loan  Documents,  the
Collateral or any aspect thereof,  shall constitute a legally binding  agreement
or contract or have any force or effect  whatsoever  unless and until reduced in
writing and signed by authorized representatives of the parties to be bound, and
that none of the parties  hereto shall assert or claim in any legal  proceedings
or otherwise that any such agreement  exists except in accordance with the terms
of this Section.

12. FEES AND EXPENSES OF BANK. The Borrower shall pay the Bank all out-at-pocket
expenses  incurred by the Bank in connection with the transactions  contemplated
hereunder,  including, but not limited to, the fees and expenses of the Bank and
its counsel  incurred in  preparing  and revising  this First  Amendment to Loan
Agreement, the other Loan Documents and all related documents.

                                       3
<PAGE>

13. LIMITED EFFECT OF AMENDMENT. Except as specifically amended herein or in the
other  documents  executed  in  connection  with this  Amendment,  the terms and
conditions of the Loan  Agreement,  the Loan  Documents,  and all other existing
agreements  between the  parties  are  unaffected  by this  Amendment  and shall
continue to be binding upon Borrower, Guarantor and Bank.

                            [Signature Page Follows]

                                       4
<PAGE>

      IN WITNESS  WHEREOF,  the parties  have  executed  this  Amendment to Loan
Agreement as of the day, month and year first above written.

FIFTH THIRD BANK
a Michigan banking corporation

By:     /s/ Barbara S. Tilghman
   -------------------------------------
Name:   Barbara Tilghman
     -----------------------------------
Title:          V.P.
      ----------------------------------

VACUMATE, LLC,
a Kentucky limited liability company

By:     /s/ William Craig Turner
   -------------------------------------
Name:   William Craig Turner
     -----------------------------------
Title:         Member
   -------------------------------------

        /s/ William Craig Turner
----------------------------------------
WILLIAM CRAIG TURNER

                                       5
<PAGE>

                       SECOND AMENDMENT TO LOAN AGREEMENT

      THIS SECOND AMENDMENT TO LOAN AGREEMENT (the  "Amendment") is entered into
effective  as of the 11th day of June,  2007,  by and among FIFTH THIRD BANK,  a
Michigan banking  corporation with its office and principal place of business at
250 West Main  Street,  Suite  100,  Lexington,  Kentucky  40507  (the  "Bank");
VACUMATE,  LLC, a Kentucky limited liability company with its principal place of
business  at  817  Winchester  Road,  Suite  200,   Lexington,   Kentucky  40505
("Borrower")  and WILLIAM  CRAIG TURNER whose  address is 817  Winchester  Road,
Suite 200, Lexington, Kentucky 40505 (the "Guarantor").  (Borrower and Guarantor
are herein sometimes referred to collectively as "Obligors").

                                    RECITALS:

      WHEREAS, the Borrower,  Guarantor and the Bank are parties to that certain
Loan Agreement  dated as of August 7, 2006 and as amended by the First Amendment
thereto dated effective as of March 19, 2007 (as amended, the "Loan Agreement");

      WHEREAS,  pursuant to the Loan  Agreement and the other Loan Documents (as
such term is defined in the Loan Agreement),  the Borrower is currently indebted
to the Bank for,  among other  things,  a revolving  loan as  evidenced  by that
certain Amended and Restated Revolving Promissory Note, dated March 19, 2007, in
the face principal amount of One Million and No/100 Dollars  ($1,000,00000) (the
"Amended and Restated Revolving Note"); and

      WHEREAS,  the Borrower has  requested  and Bank has agreed to increase the
face  principal  amount  of the  loan  evidenced  by the  Amended  and  Restated
Revolving Note by $500,000;

      WHEREAS,  to induce  Bank to enter  into  this  Amendment,  without  which
inducement  Bank would be unwilling to undertake the same,  Guarantor has agreed
to enter into this Amendment;

      AND,  WHEREAS,  the Borrower,  Guarantor and Bank desire to amend the Loan
Agreement and various Loan Documents,  as defined in the Loan Agreement,  and to
enter into additional Loan Documents,  to reflect the same and other amendments,
as hereinafter provided.

      NOW, THEREFORE,  in consideration of the premises and the mutual covenants
and agreements  contained herein and for other good and valuable  consideration,
the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree as follows:

1. SECOND AMENDED AND RESTATED REVOLVING NOTE. Simultaneously with the execution
of this  Amendment,  Borrower  has  executed  and  delivered  to Bank its Second
Amended and Restated  Revolving  Promissory  Note dated effective as of the date
hereof in the face  principal  amount of One Million Five  Hundred  Thousand and
No/100  Dollars  ($1,500,000.00)  (the "Second  Amended and  Restated  Revolving
Note").  Borrower shall repay the Second Amended and Restated  Revolving Note in
accordance  with the terms and  conditions  set forth therein as the same may be
supplemented,  amended and/or modified from time to time, with interest  thereon
at a rate set forth therein.  The Second Amended and Restated  Revolving Note is
an amendment and restatement of the existing Amended and Restated Revolving Note

<PAGE>

and is not a novation  thereof.  The Loan  Agreement and all other existing Loan
Documents  are hereby  amended by  substituting  the term  "Second  Amended  and
Restated Revolving Note" for "Amended and Restated Revolving Note".

2.  NEW  GUARANTY  BY  GUARANTOR.  Simultaneously  with  the  execution  of this
Amendment,  Guarantor  shall  execute  a  guaranty  in which he shall  guarantee
payment to Bank of all  obligations  of Borrower  under the Loan  Agreement,  as
amended hereby, the Second Amended and Restated Revolving Note and the Term Note
pursuant to the terms of the Guaranty (the "Second A&R Guaranty").

3. RELATED  AMENDMENTS TO LOAN AGREEMENT AND LOAN DOCUMENTS.  The Loan Agreement
and the existing Loan Documents and the definitions contained therein are hereby
further amended as follows:

      a) The term "Guaranty" shall mean the Second A&R Guaranty  executed by the
      Guarantor pursuant to the Loan Agreement, as amended hereby;

      b) The terms  "Indebtedness" and "Obligations" in the Loan Agreement shall
      include the Borrower's Second Amended and Restated Revolving Note and Term
      Note, and any amendments or modifications  thereof and  substitutions  and
      replacements therefore;

      c) All  references  to "Loan  Documents"  shall  mean  all Loan  Documents
      existing as of this date, plus Second Amended and Restated Revolving Note,
      the Second A&R Guaranty and this Second Amendment to the Loan Agreement;

      d) The term "Loans" shall mean, in the  aggregate,  the two (2) loans from
      Bank to Borrower as evidenced by the Second Amended and Restated Revolving
      Note and Term Note; and

      e) All  references  to  "Notes"  is  amended  to  mean  collectively,  the
      Borrower's  Second Amended and Restated  Revolving Note and Term Note, and
      any amendments or modifications thereof and substitutions and replacements
      therefore.

4. SECURITY FOR INDEBTEDNESS.  The Indebtedness  evidenced by the Notes shall be
secured by the Security  Documents  and the  Collateral,  as defined in the Loan
Agreement, as hereby amended.

5. DOCUMENTS REQUIRED AS A CONDITION PRECEDENT TO BANK'S OBLIGATIONS. Bank shall
have no  obligation  under this  Amendment or to advance  funds under the Second
Amended and  Restated  Revolving  Note unless and until Bank has received all of
the following documents, duly executed and in form satisfactory to Bank:

      a) This Second Amendment to Loan Agreement;
      b) The Second Amended and Restated Revolving Note;
      c) The Second A&R Guaranty;
      d) Copies,  certified as of the date hereof, of resolutions of the Members
      of the Borrower  authorizing the execution,  delivery,  and performance of
      this Second

                                       2
<PAGE>

      Amendment to Loan Agreement,  the Amended and Restated  Revolving Note and
      the other Loan Documents and each other document to be delivered  pursuant
      hereto; and
      e) The amendments to such other Loan Documents and such other documents or
      instruments as the Bank may reasonably require.

6.  REPRESENTATIONS AND WARRANTIES.  Borrower and Guarantor reiterate as of this
date all representations and warranties contained in the Loan Agreement, each of
which shall be deemed to be continuing warranties and representations until such
time as all Debt  evidenced by the Loan Agreement and other Loan  Documents,  as
hereby amended,  shall have been paid in full and Borrower and Guarantor have no
further liability to Bank.

7. COVENANTS.  Borrower and Guarantor agree that all covenants  contained in the
Loan  Agreement  and the  other  Loan  Documents,  as  hereby  amended,  are and
hereafter  shall be binding upon Borrower and Guarantor until payment in full of
all obligations to Bank under the Loan Documents,  unless otherwise consented to
in writing by Bank.

8. NO DEFENSES OR SETOFFS.  There are no  defenses,  credits,  or setoffs to the
payment of the Debt  evidenced  by the Notes or the other Loan  Documents or the
enforceability  of the Notes or the other Loan Documents against either Obligor,
nor are there any  claims,  actions or causes of action  which could be asserted
against the Bank relating to the  transactions  evidenced by the Notes, the Loan
Agreement, this Amendment, the other Loan Documents or the transactions relating
thereto The  obligations  described  herein,  in the Notes and in the other Loan
Documents are absolute and non-contingent.

9. GOVERNING LAW. This Amendment shall be governed by and construed and enforced
in accordance with the substantive law of the Commonwealth of Kentucky.

10.  COUNTERPART  EXECUTION.  This  Amendment may be signed by each party upon a
separate copy, and in such case one  counterpart of this Amendment shall consist
of enough of such copies to reflect the signature of each party.  This Amendment
may be  executed in two or more  counterparts,  each of which shall be deemed an
original.

11. FUTURE NEGOTIATIONS.  The Borrower and Guarantor  acknowledge and agree that
(i) the Bank has no obligation  whatsoever to discuss,  negotiate or to agree to
any restructuring of the Notes, or any modification, amendment, restructuring or
reinstatement  of the other  Loan  Documents;  (ii) that if there are any future
discussions  among the Bank and the  Borrower or Guarantor  concerning  any such
restructuring,  modification, amendment or reinstatement, then no restructuring,
modification,  amendment,  reinstatement,  compromise,  settlement, agreement or
understanding  with  respect  to  the  Notes,  the  other  Loan  Documents,  the
Collateral or any aspect thereof,  shall constitute a legally binding  agreement
or contract or have any force or effect  whatsoever  unless and until reduced in
writing and signed by authorized representatives of the parties to be bound, and
that none of the parties  hereto shall assert or claim in any legal  proceedings
or otherwise that any such agreement  exists except in accordance with the terms
of this Section.

12.  FEES  AND  EXPENSES  OF  BANK.  Simultaneous  with  the  execution  of this
Amendment,  the Borrower shall pay the Bank a note  processing fee in the amount
of $425 for

                                       3
<PAGE>

the loan evidenced by the Second Amended and Restated  Revolving Note, which fee
shall be deemed fully  earned upon  payment  thereof and, on demand of the Bank,
all  out-of-pocket  expenses  incurred  by  the  Bank  in  connection  with  the
transactions contemplated hereunder, including, but not limited to, the fees and
expenses of the Bank and its counsel  incurred in preparing  and  revising  this
Second  Amendment to Loan  Agreement,  the other Loan  Documents and all related
documents.

13. LIMITED EFFECT OF AMENDMENT. Except as specifically amended herein or in the
other  documents  executed  in  connection  with this  Amendment,  the terms and
conditions of the Loan  Agreement,  the Loan  Documents,  and all other existing
agreements  between the  parties  are  unaffected  by this  Amendment  and shall
continue to be binding upon Borrower, Guarantor and Bank.

                            [Signature Page Follows]

                                       4
<PAGE>

      IN WITNESS  WHEREOF,  the parties  have  executed  this  Amendment to Loan
Agreement as of the day, month and year first above written.

FIFTH THIRD BANK
a Michigan banking corporation

By:     /s/ Tim Hamilton
   -------------------------------------
Name:   Tim Hamilton
     -----------------------------------
Title:  Vice-President
      ----------------------------------

VACUMATE, LLC
a Kentucky limited liability company

By:     /s/ William Craig Turner
   -------------------------------------
Name:   William Craig Turner
     -----------------------------------
Title:  Managing Member
      ----------------------------------

        /s/ William Craig Turner
----------------------------------------
WILLIAM CRAIG TURNER

                                       5
<PAGE>

                        THIRD AMENDMENT TO LOAN AGREEMENT

      THIS THIRD  AMENDMENT TO LOAN AGREEMENT (the  "Amendment") is entered into
effective as of the 1st day of September, 2007, by and among FIFTH THIRD BANK, a
Michigan banking  corporation with its office and principal place of business at
250 West Main Street, Suite 100, Lexington,  Kentucky 40507 (the "Bank"); MEDPRO
SAFETY PRODUCTS, INC., a Delaware corporation,  successor by merger to VACUMATE,
LLC, a Kentucky limited  liability  company with its principal place of business
at 817 Winchester Road, Suite 200,  Lexington,  Kentucky 40505  ("Borrower") and
WILLIAM CRAIG TURNER whose address is 817 Winchester Road, Suite 200, Lexington,
Kentucky 40505 (the  "Guarantor").  (Borrower and Guarantor are herein sometimes
referred to collectively as "Obligors").

                                    RECITALS:

      WHEREAS, the Borrower,  Guarantor and the Bank are parties to that certain
Loan  Agreement  dated as of August 7, 2006,  as amended by the First  Amendment
thereto  dated  effective  as of March 19,  2007 and as  further  amended by the
Second  Amendment  thereto dated effective as of June 11, 2007 (as amended,  the
"Loan Agreement");

      WHEREAS,  pursuant to the Loan  Agreement and the other Loan Documents (as
such term is defined in the Loan Agreement),  the Borrower is currently indebted
to the Bank for,  among other things,  a revolving loan as evidenced by (a) that
certain Second Amended and Restated  Revolving  Promissory  Note, dated June 11,
2007,  in the face  principal  amount of One Million Five  Hundred  Thousand and
No/100  Dollars  ($1,500,000.00)  (the "Second  Amended and  Restated  Revolving
Note") and (b) that certain Term Promissory  Note,  dated August 7, 2006, in the
original  principal  amount of Five Million and No/100  Dollars  ($5,000,000.00)
(the "Term Note"); and

      WHEREAS, the Borrower has requested and Bank has agreed to amend the Notes
and certain  other Loan  Documents  to reflect that the Borrower has assumed all
obligation of Vacumate, LLC under the Loan Documents;

      WHEREAS,  to induce  Bank to enter  into  this  Amendment,  without  which
inducement  Bank would be unwilling to undertake the same,  Guarantor has agreed
to enter into this Amendment;

      AND,  WHEREAS,  the Borrower,  Guarantor and Bank desire to amend the Loan
Agreement and various Loan Documents,  as defined in the Loan Agreement,  and to
enter into additional Loan Documents,  to reflect the same and other amendments,
as hereinafter provided.

      NOW, THEREFORE,  in consideration of the premises and the mutual covenants
and agreements  contained herein and for other good and valuable  consideration,
the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree as follows:

1. THIRD AMENDED AND RESTATED REVOLVING NOTE.  Simultaneously with the execution
of this Amendment, Borrower has executed and delivered to Bank its Third Amended
and Restated Revolving  Promissory Note dated effective as of the date hereof in
the face  principal  amount of One  Million  Five  Hundred  Thousand  and No/100
Dollars ($1,500,000.00)

<PAGE>

(the "Third  Amended and Restated  Revolving  Note").  Borrower  shall repay the
Third  Amended and  Restated  Revolving  Note in  accordance  with the terms and
conditions  set forth therein as the same may be  supplemented.  amended  and/or
modified from time to time,  with interest  thereon at a rate set forth therein.
The Third Amended and Restated Revolving Note is an amendment and restatement of
the existing  Second  Amended and Restated  Revolving Note and is not a novation
thereof.  The Loan  Agreement and all other  existing Loan  Documents are hereby
amended by substituting the term "Third Amended and Restated Revolving Note" for
"Second Amended and Restated Revolving Note".

2. AMENDED AND RESTATED  TERM NOTE.  Simultaneously  with the  execution of this
Amendment,  Borrower has executed and delivered to Bank its Amended and Restated
Term  Promissory  Note dated  effective  as of the date hereof in the  principal
amount of Five  Million and No/100  Dollars  ($5,000,000.00)  (the  "Amended and
Restated Term Note"). Borrower shall repay the Amended and Restated Term Note in
accordance  with the terms and  conditions  set forth therein as the same may be
supplemented,  amended and/or modified from time to time, with interest  thereon
at a rate set forth therein.  The Amended and Restated Term Note is an amendment
and  restatement  of the existing Term Note and is not a novation  thereof.  The
Loan  Agreement  and all other  existing Loan  Documents  are hereby  amended by
substituting the term "Amended and Restated Term Note" for "Term Note".

3. AMENDED AND RESTATED SECURITY AGREEMENT. Simultaneously with the execution of
this  Amendment,  Borrower  shall  execute  an  Amended  and  Restated  Security
Agreement in favor of the Bank pursuant to which the Borrower  grants the Bank a
security  interest in all of its assets to secure all of its  obligations to the
Bank under the Loan  Documents  pursuant to the terms of the Security  Agreement
(the "A&R Security Agreement").

4. AMENDED AND RESTATED GUARANTY BY GUARANTOR. Simultaneously with the execution
of this  Amendment,  Guarantor  shall  execute  a  guaranty  in  which  he shall
guarantee  payment  to  Bank of all  obligations  of  Borrower  under  the  Loan
Agreement,  as amended hereby, the Third Amended and Restated Revolving Note and
the Amended and Restated  Term Note  pursuant to the terms of the Guaranty  (the
"Third A&R Guaranty").

5. RELATED  AMENDMENTS TO LOAN AGREEMENT AND LOAN DOCUMENTS.  The loan Agreement
and the existing Loan Documents and the definitions contained therein are hereby
further amended as follows:

      a) The term "Guaranty"  shall mean the Third A&R Guaranty  executed by the
      Guarantor pursuant to the Loan Agreement, as amended hereby;

      b) The terms  "Indebtedness" and "Obligations" in the Loan Agreement shall
      include the  Borrower's  Third  Amended and  Restated  Revolving  Note and
      Amended  and  Restated  Term Note,  and any  amendments  or  modifications
      thereof and substitutions and replacements therefore;

      c) All  references  to "Loan  Documents"  shall  mean  all Loan  Documents
      existing as of this date, plus Third Amended and Restated  Revolving Note,
      the Amended and

                                       2
<PAGE>

      Restated Term Note, the Third A&R Guaranty, the A&R Security Agreement and
      this Third Amendment to the Loan Agreement;

      d) The term "Loans" shall mean, in the  aggregate,  the two (2) loans from
      Bank to Borrower as evidenced by the Third Amended and Restated  Revolving
      Note and Amended and Restated Term Note; and

      e) All  references  to  "Notes"  are  amended  to mean  collectively,  the
      Borrower's  Third  Amended  and  Restated  Revolving  Note and Amended and
      Restated  Term Note,  and any  amendments  or  modifications  thereof  and
      substitutions and replacements therefore; and

      f) All  references to "Security  Documents" are amended to include the A&R
      Security Agreement.

6. SECURITY FOR INDEBTEDNESS.  The Indebtedness  evidenced by the Notes shall be
secured by the Security  Documents  and the  Collateral,  as defined in the Loan
Agreement, as hereby amended.

7. DOCUMENTS REQUIRED AS A CONDITION PRECEDENT TO BANK'S OBLIGATIONS. Bank shall
have no  obligation  under this  Amendment  or to advance  funds under the Third
Amended and Restated Revolving Note or the Amended and Restated Term Note unless
and until Bank has received all of the following documents, duly executed and in
form satisfactory to Bank:

      a) This Third Amendment to Loan Agreement;
      b) The Third Amended and Restated Revolving Note;
      c) The Amended and Restated Term Note;
      d) The Third A&R Guaranty;
      e) The A&R Security Agreement;
      f)  Copies,  certified  as of  the  date  hereof,  of  resolutions  of the
      Directors  of  the  Borrower  authorizing  the  execution,  delivery,  and
      performance of this Third Amendment to Loan Agreement,  the Notes, the A&R
      Security Agreement and the other Loan Documents and each other document to
      be delivered pursuant hereto; and
      g) The amendments to such other Loan Documents and such other documents or
      instruments as the Bank may reasonably require.

8.  REPRESENTATIONS AND WARRANTIES.  Borrower and Guarantor reiterate as of this
date all representations and warranties contained in the Loan Agreement, each of
which shall be deemed to be continuing warranties and representations until such
time as all Debt  evidenced by the Loan Agreement and other Loan  Documents,  as
hereby amended,  shall have been paid in full and Borrower and Guarantor have no
further liability to Bank.

9. COVENANTS.  Borrower and Guarantor agree that all covenants  contained in the
Loan  Agreement  and the  other  Loan  Documents,  as  hereby  amended,  are and
hereafter  shall be binding upon Borrower and Guarantor until payment in full of
all obligations to Bank under the Loan Documents,  unless otherwise consented to
in writing by Bank.

                                       3
<PAGE>

10. NO DEFENSES OR SETOFFS.  There are no defenses,  credits,  or setoffs to the
payment of the Debt  evidenced  by the Notes or the other Loan  Documents or the
enforceability  of the Notes or the other Loan Documents against either Obligor,
nor are there any  claims,  actions or causes of action  which could be asserted
against the Bank relating to the  transactions  evidenced by the Notes, the Loan
Agreement, this Amendment, the other Loan Documents or the transactions relating
thereto.  The obligations  described  herein, in the Notes and in the other loan
Documents are absolute and non-contingent.

11.  GOVERNING  LAW.  This  Amendment  shall be  governed by and  construed  and
enforced in accordance with the substantive law of the Commonwealth of Kentucky.

12.  COUNTERPART  EXECUTION.  This  Amendment may be signed by each party upon a
separate copy, and in such case one  counterpart of this Amendment shall consist
of enough of such copies to reflect the signature of each party.  This Amendment
may be  executed in two or more  counterparts,  each of which shall be deemed an
original.

13. FUTURE NEGOTIATIONS.  The Borrower and Guarantor  acknowledge and agree that
(i) the Bank has no obligation  whatsoever to discuss,  negotiate or to agree to
any restructuring of the Notes, or any modification, amendment, restructuring or
reinstatement  of the other  Loan  Documents;  (ii) that if there are any future
discussions  among the Bank and the  Borrower or Guarantor  concerning  any such
restructuring,  modification, amendment or reinstatement, then no restructuring,
modification,  amendment,  reinstatement,  compromise,  settlement, agreement or
understanding  with  respect  to  the  Notes,  the  other  Loan  Documents,  the
Collateral or any aspect thereof,  shall constitute a legally binding  agreement
or contract or have any force or effect  whatsoever  unless and until reduced in
writing and signed by authorized representatives of the parties to be bound, and
that none of the parties  hereto shall assert or claim in any legal  proceedings
or otherwise that any such agreement  exists except in accordance with the terms
of this Section.

14.  FEES  AND  EXPENSES  OF  BANK.  Simultaneous  with  the  execution  of this
Amendment,  the Borrower shall pay the Bank all out-of-pocket  expenses incurred
by  the  Bank  in  connection  with  the  transactions  contemplated  hereunder,
including, but not limited to, the fees and expenses of the Bank and its counsel
incurred in preparing and revising this Third Amendment to Loan  Agreement,  the
other  Loan  Documents  and  all  related  documents.  Borrower  reiterates  its
obligation  to pay Bank a fee of  $150,000  upon  payment in full of both Notes,
which fee shall be due and  payable by  Borrower to Bank prior to the release of
any Collateral and the termination of any Loan Document.

15. LIMITED EFFECT OF AMENDMENT. Except as specifically amended herein or in the
other  documents  executed  in  connection  with this  Amendment,  the terms and
conditions of the Loan  Agreement,  the Loan  Documents,  and all other existing
agreements  between the  parties  are  unaffected  by this  Amendment  and shall
continue to be binding upon Borrower, Guarantor and Bank.

                            [Signature Page Follows]

                                       4
<PAGE>

      IN WITNESS  WHEREOF,  the parties  have  executed  this  Amendment to Loan
Agreement as of the day, month and year first above written.

FIFTH THIRD BANK
a Michigan banking corporation

By:     /s/ Tim Hamilton
   -------------------------------------
Name:   Tim Hamilton
     -----------------------------------
Title:  VP
      ----------------------------------

MEDPRO SAFETY PRODUCTS, INC.,
A Delaware corporation

By:     /s/ Walter Weller
   -------------------------------------
Name:   Walter Weller
     -----------------------------------
Title:  President
      ----------------------------------

         /s/ William Craig Turner
----------------------------------------
WILLIAM CRAIG TURNER

STATE OF   KY
         -------
COUNTY OF FAYETTE
          -------

      The  foregoing  instrument  was  acknowledged  before  me  this  19 day of
September, 2007, by William Craig Turner, as Guarantor.

                                                 /s/ [Signature Illegible]
                                        ----------------------------------------
                                        NOTARY PUBLIC
                                        My commission expires:     3/31/08
                                                              ------------------

                                        [SEAL]

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