Document:

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                                                                   EXHIBIT 10.32

                                 FIRST AMENDMENT
                                       TO
                                MASTER AGREEMENT

         This First Amendment To Master Agreement (this "Amendment") dated as of
December 20, 2002, by and among CHOICEPOINT INC., a Georgia corporation, as
Lessee and Guarantor, ATLANTIC FINANCIAL GROUP, LTD., a Texas limited
partnership, as Lessor, and SUNTRUST BANK, a Georgia state banking corporation,
as Agent, and SUNTRUST BANK, FLEET NATIONAL BANK and BNP PARIBAS, as Lenders.

                              W I T N E S S E T H :

         WHEREAS, ChoicePoint, the Lessor, the Agent and the Lenders have
entered into that certain Master Agreement, dated as of August 29, 2001 (the
"Master Agreement") (capitalized terms used herein without definition shall have
the meanings ascribed to them in Appendix A to the Master Agreement); and

         WHEREAS, the initial Credit Agreement has been replaced by a Revolving
Credit Agreement dated as of May 10, 2002 among ChoicePoint, as Borrower, the
Lenders party thereto from time to time, SunTrust Bank, as Administrative Agent,
Wachovia Bank, National Association, as Syndication Agent, and U.S. Bank
National Association and BNP Paribas, as Documentation Agents, and ChoicePoint
has requested that certain changes be made to the financial covenants in the
Master Agreement and related definitions in Appendix A to the Master Agreement
in order that they would be substantially the same as in such replacement Credit
Agreement, and the Lessor, the Agent and the Lenders are willing to so agree,
subject to the terms and conditions hereof; and

         WHEREAS, the Lessee, the Lessor and the Lenders also wish to amend the
Master Agreement to reflect an increase in the Lessor's Invested Amounts;

         NOW, THEREFORE, for and in consideration of the foregoing premises, the
mutual covenants and agreements contained herein and other good and valuable
consideration, the receipt and sufficiency of which hereby is acknowledged, the
parties hereby agree that the Master Agreement is hereby amended as follows:

         Section 1. Modifications to Master Agreement. The parties hereto amend
the Master Agreement as follows:

         1.1      Section 4.1(w) (Environmental Matters) of the Master Agreement
is hereby amended by deleting the text thereof and substituting therefor the
following:

                  (i)      The Consolidated Companies have received no notices
         of claims or potential liability under, and are in compliance with, all
         applicable Environmental Laws, where such claims and liabilities under,
         and failures to comply with, such statutes, regulations, rules,
         ordinances, laws or licenses, would reasonably be expected to result in
         penalties, fines, claims or other liabilities to the Consolidated
         Companies having a Material Adverse Effect.

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                  (ii)     None of the Consolidated Companies has received any
         notice of violation or notice of any action, either judicial or
         administrative, from any governmental authority (whether United States
         or foreign) relating to the actual or alleged violation of any
         Environmental Law, including, without limitation, any notice of any
         actual or alleged spill, leak, or other release of any Hazardous
         Material by any Consolidated Company or its employees or agents, or as
         to the existence of any contamination on any properties owned by any
         Consolidated Company, where any such violation, spill, leak, release or
         contamination would reasonably be expected to result in penalties,
         fines, claims or other liabilities to the Consolidated Companies having
         a Material Adverse Effect.

                  (iii)    The Consolidated Companies have obtained all
         necessary governmental permits, licenses and approvals which are
         material to the operations conducted on their respective properties,
         including without limitation, all required material permits, licenses
         and approvals for (A) the emission of air pollutants or contaminants,
         (B) the treatment or pretreatment and discharge of waste water or storm
         water, (C) the treatment, storage, disposal or generation of hazardous
         wastes, (D) the withdrawal and usage of ground water or surface water,
         and (E) the disposal of solid wastes.

         1.2      Section 5.1(g)(iii) (No Default/Compliance Certificate) of the
Master Agreement is hereby amended by deleting the reference to "Exhibit E" in
the fourth line thereof and substituting therefor a reference to "Exhibit J".

         1.3      Section 5.1(h)(ii) (Funded Debt to Consolidated EBITDA) of the
Master Agreement is hereby amended by replacing such Section in its entirety
with the following:

                           (ii)     Funded Debt to Consolidated EBITDA. Maintain
         as of the last day of each fiscal quarter, a maximum ratio of Funded
         Debt to Consolidated EBITDA, calculated for the fiscal quarter then
         ended and the immediately preceding three fiscal quarters, of less than
         or equal to 3.0 to 1.0.

         1.4      Section 5.2(a)(xi) (Liens) of the Master Agreement is hereby
amended by deleting the phrase "fifteen percent (15%)" where it appears therein,
and substituting therefor the phrase "ten percent (10%)".

         1.5      Section 5.2(c) (Mergers, Consolidations) of the Master
Agreement is hereby amended by replacing such Section in its entirety with the
following:

                  (C)      MERGERS, CONSOLIDATIONS. Merge or consolidate with
         any other Person, except that the foregoing restrictions shall not be
         applicable to:

                  (a)      mergers or consolidations of (x) any Subsidiary with
                  any other Subsidiary or (y) any Subsidiary with ChoicePoint;
                  or

                  (b)      mergers or consolidations in which any Person engaged
                  in businesses in which ChoicePoint is engaged as of the
                  Closing Date or substantially related thereto merges or
                  consolidates with ChoicePoint or any of its

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                  Subsidiaries where the surviving corporation is ChoicePoint or
                  such Subsidiary; or

                  (c)      the merger of ChoicePoint Capital Corporation into
                  ChoicePoint Capital, Inc.;

         provided that before and after giving effect to any such merger or
         consolidations and any Funded Debt incurred by ChoicePoint or such
         Subsidiary in connection with such merger or consolidation, (x)
         ChoicePoint is and will be in compliance with Section 5.1(h) hereof and
         if the consideration paid by ChoicePoint or such Subsidiary in
         connection with such merger or consolidation is greater than
         $100,000,000, ChoicePoint has delivered pro forma financial covenants
         calculations demonstrating such compliance, in such detail and using
         such form of presentation of historical and forecasted financial
         information as may be satisfactory to the Agent with copies provided to
         each Funding Party (based on the projected Fixed Charges or Funded
         Debt, as the case may be, for the immediately succeeding four fiscal
         quarters (including Fixed Charges incurred as a result of the
         incurrence of any such Funded Debt) and the historical Consolidated
         EBIT (including the Consolidated EBIT of such Person)); and (y) no
         other Default exists;

         1.6      Section 5.2(e) (Investments, Loans, Etc.) of the Master
Agreement is hereby amended by replacing Section 5.2(e)(i) and (ii) in its
entirety with the following:

                  (i)      Investments in the stock of Subsidiaries of
         ChoicePoint and Receivables Subsidiaries existing as of the First
         Amendment Date or existing as Subsidiaries of ChoicePoint immediately
         prior to the making of such Investment, and Investments in the form of
         loans and advances by ChoicePoint to any Subsidiary;

                  (ii)     Investments in the stock or other assets of any other
         Person that is engaged in a business permitted by Section 5.2(j)
         hereof; provided, that after giving effect to such Investment and any
         Funded Debt incurred by ChoicePoint or such Subsidiary in connection
         with making such Investment, (x) ChoicePoint is and will be in
         compliance with Section 5.1(h) hereof and if the Investment is greater
         than $100,000,000, ChoicePoint has delivered pro forma financial
         covenants calculations demonstrating such compliance, in such detail
         and using such form of presentation of historical and forecasted
         financial information as may be satisfactory to the Agent; (y) no other
         Default exists (based on the projected Fixed Charges or Funded Debt, as
         the case may be, for the immediately succeeding four fiscal quarters
         (including Fixed Charges incurred a result of the incurrence of any
         such Funded Debt) and the historical Consolidated EBIT (including the
         Consolidated EBIT of such Person)); and (z) as a result of such
         Investment, such Person becomes a Subsidiary of ChoicePoint.

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         1.7      Section 5.2 (Negative Covenants) of the Master Agreement is
hereby amended by adding the following new paragraphs at the end thereof;

         (m)      Sale and Leaseback Transactions. Sell or transfer any
property, real or personal, whether now owned or hereafter acquired, and
thereafter rent or lease such property or other property which any Consolidated
Company intends to use for substantially the same purpose as the property being
sold or transferred.

         (n)      Actions under Certain Documents. Without the prior written
consent of the Agent and the Required Funding Parties, modify, amend or
supplement the Asset Securitization Agreements to (i) increase the program limit
amount in excess of $175,000,000, (ii) modify any requirement of prepayment or
repayment thereunder which would shorten the final maturity or average life of
the Indebtedness outstanding thereunder or make the requirement of prepayment
more onerous, or (iii) make any covenant or event of default contained therein
more restrictive as to ChoicePoint and its Subsidiaries than the provisions of
this Master Agreement.

         (o)      Amendments; Payments and Prepayments of Subordinated Debt.
Amend or modify (or permit the modification or amendment of) any of the terms or
provisions of any subordinated debt of ChoicePoint or any of its Material
Subsidiaries, or cancel or forgive, make any voluntary or optional payment or
prepayment on, or redeem or acquire for value (including, without limitation, by
way of depositing with any trustee with respect thereto money or securities
before due for the purpose of paying when due) any subordinated debt of
ChoicePoint or any of its Material Subsidiaries.

         1.8      Appendix A to the Master Agreement is hereby amended by adding
the following definitions of "Bond Obligations", "First Amendment Date", "Lease
Documents" and Lease Obligations" in the appropriate alphabetical order:

                  "BOND OBLIGATIONS" means all obligations of the Consolidated
         Companies arising under or pursuant to that certain Lease Agreement
         (the "Equipment Lease") dated as of December 1, 2001, by and between
         Development Authority of Fulton County, as lessor of certain equipment
         described therein (the "Development Authority"), and ChoicePoint, as
         lessee of such equipment, and all other instruments, documents, and
         agreements relating to such lease or that certain $30,000,000
         Development Authority of Fulton County Taxable Industrial Development
         Revenue Bond (ChoicePoint Inc. Project), Equipment Series (the "Bond"),
         including, without limitation, that certain Bond Guaranty Agreement
         dated as of December 31, 2001, issued by ChoicePoint, in its capacity
         as guarantor (in such capacity, the "Bond Guarantor") in favor of
         ChoicePoint, in its capacity as purchaser of the Bond (the "Bond
         Purchaser") pursuant to which the Bond Guarantor unconditionally
         guaranteed payment and performance of the debt service on the Bond for
         the benefit of the Bond Purchaser (the Bond Purchaser having financed
         the acquisition by the Development Authority of the equipment which was
         leased to ChoicePoint), and, since ChoicePoint is the lessee, the Bond
         Purchaser and the Bond Guarantor, the Bond Obligations are not required
         to be classified as a liability of ChoicePoint in accordance with GAAP.

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                  "FIRST AMENDMENT DATE" shall mean December 20, 2002.

                  "LEASE DOCUMENTS" shall mean, collectively, (i) the Operative
         Documents, (ii) the Existing Lease and the "Operative Documents" as
         defined therein, (iii) a contemplated transaction by and among
         Development Authority of Fulton County, ChoicePoint, and Lessor,
         wherein, in connection with a contemplated Development Authority of
         Fulton County Taxable Industrial Development Revenue Bond (ChoicePoint
         Inc. Project), Building Series, which bond is currently contemplated to
         be in a principal amount of approximately $52,200,000, the Leased
         Property located in Alpharetta, Georgia will be transferred by Lessor
         to the Development Authority of Fulton County, leased back by Lessor
         and subleased by ChoicePoint from Lessor pursuant to the Lease and (iv)
         all other documents, instruments and agreements executed in connection
         therewith.

                  "LEASE OBLIGATIONS" shall mean the obligations of ChoicePoint
         under the Lease Documents in an aggregate amount not to exceed
         $77,000,000, as such amount may be increased with the consent of the
         Funding Parties and in accordance with Section 7.12 of the Credit
         Agreement.

         1.9      Appendix A to the Master Agreement is further hereby amended
by replacing the definitions of "Asset Securitization", "Credit Agreement,"
"Funded Debt" and "Indebtedness" in their entirety with the following:

                  "ASSET SECURITIZATION" means the asset securitization program
         entered into by the Receivable Subsidiaries and Three Pillars Funding
         Corporation.

                  "CREDIT AGREEMENT" means the Revolving Credit Agreement, dated
         as of May 10, 2002 among ChoicePoint, as Borrower, the Lenders party
         thereto from time to time, SunTrust Bank, as Administrative Agent,
         Wachovia Bank, National Association, as Syndication Agent, and U.S.
         Bank National Association and BNP Paribas, as Documentation Agents.

                  "FUNDED DEBT" means all Indebtedness for money borrowed,
         Indebtedness evidenced or secured by purchase money Liens, capitalized
         leases, outstandings under asset securitization vehicles, conditional
         sales contracts and similar title retention debt instruments, including
         any current maturities of the foregoing, which by its terms matures
         less than one year from the date of any calculation thereof or which is
         renewable or extendable at the option of the obligor to a date beyond
         one year from such date. The calculation of Funded Debt shall include
         (i) all Funded Debt of the Consolidated Companies and the Receivables
         Subsidiaries, plus (ii) all Funded Debt of other Persons to the extent
         guaranteed by a Consolidated Company or a Receivables Subsidiary, to
         the extent supported by a letter of credit issued for the account of a
         Consolidated Company or a Receivables Subsidiary, or as to which and to
         the extent to which a Consolidated Company or a Receivables Subsidiary
         or their respective assets otherwise have become liable for payment
         thereof, plus (iii) the redemption

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         amount with respect to the stock of ChoicePoint required to be redeemed
         during the next succeeding twelve months at the option of the holder or
         its Subsidiaries. Notwithstanding the foregoing, "Funded Debt" shall
         exclude (x) the Lease Obligations in an amount not to exceed
         $77,000,000 (but Lease Obligations in excess of $77,000,000 shall be
         included in "Funded Debt"), and (y) all operating lease obligations.

                  "INDEBTEDNESS" of any Person means, without duplication (i)
         all obligations of such Person which in accordance with GAAP would be
         shown on the balance sheet of such Person as a liability (including,
         without limitation, obligations for borrowed money and for the deferred
         purchase price of property or services, and obligations evidenced by
         bonds, debentures, notes or other similar instruments); (ii) all rental
         obligations under leases required to be capitalized under GAAP; (iii)
         all Guaranties of such Person; (iv) all obligations, contingent or
         otherwise, of such Person relative to the face amount of letters of
         credit, whether or not drawn, including, without limitation (but
         without duplication), any Reimbursement Obligations (as defined in the
         Credit Agreement), and banker's acceptances issued for the account of
         such Person; (v) Indebtedness of others secured by any Lien upon
         property owned by such Person, whether or not assumed; (vi) obligations
         or other liabilities under currency contracts, interest rate hedging
         contracts, or similar agreements or combinations thereof to the extent
         required to be disclosed in such Person's financial statements in
         accordance with GAAP and (vii) the Lease Obligations. Notwithstanding
         the foregoing, "Indebtedness" shall exclude the Bond Obligations to the
         extent not required to be classified as a liability in accordance with
         GAAP.

         1.10     Exhibit J attached hereto is hereby added as Exhibit J
(Compliance Certificate) to the Master Agreement.

         Section 2. Commitments. Schedule 2.2 to the Master Agreement is hereby
deleted in its entirety, and Schedule 2.2 attached hereto is hereby substituted
therefor.

         Section 2.2(b) of the Master Agreement is hereby amended by deleting
the number "3.5%" where it appears therein, and substituting therefor the number
"5.0%".

         On such date as shall mutually be agreed to by ChoicePoint and the
Agent, Lessor shall make a payment to the Agent, for the benefit of the Lenders,
in an amount such that, after giving effect to such payment, the Lessor's
Commitment shall have been fully funded and the outstanding A Loans and B Loans
of each Lender shall be as set forth on Schedule 2.2 and any further fundings of
Funded Amounts shall be made by the Lenders pro rata in proportion to their
respective unused Commitments.

         Section 3. Representations and Warranties. ChoicePoint represents and
warrants to each of the other parties hereto that each of the representations
and warranties of ChoicePoint contained in the Master Agreement and in each
other Operative Document is true and correct in all material respects on the
Effective Date, with the same effect as though made on and as of the Effective
Date and, for purposes of this Section, all references in such representations
and

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warranties to the "Operative Documents" shall be deemed to include this
Amendment (except to the extent such representations and warranties expressly
refer to an earlier date, in which case they shall be true and correct as of
such earlier date).

         Section 4. Effectiveness. Subject to the execution and delivery of this
Amendment by all parties hereto, this Amendment shall be deemed effective on the
date set forth in the preamble to this Amendment (the "Effective Date").

         Section 5. GOVERNING LAW. THIS AMENDMENT HAS BEEN DELIVERED IN, AND
SHALL IN ALL RESPECTS BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS
OF THE STATE OF GEORGIA APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
ENTIRELY WITHIN SUCH STATE, INCLUDING ALL MATTERS OF CONSTRUCTION, VALIDITY AND
PERFORMANCE.

         Section 6. References. All references to the words "Master Agreement"
shall hereinafter refer to the Master Agreement as amended by this Amendment.

         Section 7. Counterparts. This Amendment may be executed in any number
of counterparts and by different parties hereto on separate counterparts, each
executed counterpart constituting an original but all together one agreement.

                         (signatures on following page)

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        IN WITNESS WHEREOF, the parties hereto have caused this First Amendment
to Master Agreement to be duly executed by their respective officers thereunto
duly authorized as of the date and year first above written.

                             CHOICEPOINT INC.,
                             as Lessee and Guarantor

                             By:  /s/ David E. Trine
                                  Name Printed:  David E. Trine
                                  Title:  Treasurer

                             Attest:  /s/ Mary M. Young
                                  Name Printed:  Mary M. Young
                                  Title:  Assistant Corporate Secretary

                                      S-1
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                             ATLANTIC FINANCIAL GROUP, LTD, as Lessor

                             By:      Atlantic Financial Managers, Inc., its
                                      General Partner

                                      By: /s/ Stephen Brookshire
                                        Name Printed:  Stephen Brookshire
                                        Title:  President

                                      S-2
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                             SUNTRUST BANK, as Agent and a Lender

                             By:  /s/  Daniel S. Komitor
                                  Name Printed: Daniel S. Komitor
                                  Title:  Director

                                      S-3
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                             FLEET NATIONAL BANK, as a Lender

                             By: /s/ John B. Desmond
                                  Name Printed: John B. Desmond
                                  Title: Director

                                      S-4
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                             BNP PARIBAS, as a Lender

                             By:  /s/ John Stacy
                                  Name Printed:  John Stacy
                                  Title:  Managing Director

                             By:  /s/ Lloyd  G. Cox
                                  Name Printed: Lloyd G. Cox
                                  Title:  Managing Director

                                      S-5<PAGE>
                                                                  Exhibit 10.36

                    GEORGIA LEASE SUPPLEMENT AND SHORT FORM

         THIS GEORGIA LEASE SUPPLEMENT (this "Lease Supplement") dated as of
August 29, 2001 between ATLANTIC FINANCIAL GROUP, LTD., a Texas limited
partnership doing business in Georgia as Atlantic Financial Group, Ltd. (L.P.)
(Texas), with an address at 2808 Fairmount, Suite 250, Dallas, Texas 75201, as
the lessor (the "Lessor"), and CHOICEPOINT INC., a Georgia corporation, with an
address of 1000 Alderman Drive, Alpharetta, Georgia 30005, as lessee (the
"Lessee").

         WHEREAS Lessor is the owner of the Land described on Appendix B hereto
and wishes to lease the Land together with any Buildings and other improvements
thereon or which hereafter may be constructed thereon pursuant to the Lease,
together with any easements, rights and appurtenances thereto now owned or
hereafter acquired, to Lessee;

         NOW, THEREFORE, in consideration of the premises and the mutual
agreements herein contained and other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree as follows:

         SECTION 1.        Definitions; Interpretation. For purposes of this
Lease Supplement, capitalized terms used herein and not otherwise defined
herein shall have the meanings assigned to them in Appendix A to this Lease
Supplement and the rules of interpretation and Documentary Conventions set
forth in Appendix A shall apply to this Lease Supplement.

         SECTION 2.        The Properties. Attached hereto as Appendix B is the
description of certain land (the "Land"). Effective upon the execution and
delivery of this Lease Supplement by Lessor and Lessee, such Land together with
any Buildings and other improvements on such Land or which hereafter may be
constructed on such Land pursuant to the Lease (collectively, the "Subject
Property") shall be subject to the terms and provisions of the Lease and Lessor
hereby demises, leases, grants, conveys, transfers and assigns the Subject
Property to Lessee to the extent of those interests, rights, titles, estates,
powers and privileges provided for in the Lease, the provisions of which are
incorporated herein by this reference. The Subject Property does not include
any inventory of Lessee held by Lessee for resale or rental.

         SECTION 3.        Amendments to Lease with Respect to Subject
Property. Effective upon the execution and delivery of this Lease Supplement by
Lessor and Lessee, the following terms and provisions shall apply to the Lease
with respect to the Subject Property:

TO THE EXTENT THIS LEASE SUPPLEMENT AND THE LEASE ARE A DEED TO SECURE DEBT AND
SECURITY AGREEMENT, THIS INSTRUMENT IS A "CONSTRUCTION MORTGAGE" AS THAT TERM
IS DEFINED IN O.C.G.A. ss. 11-9-313(1)(c).

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                  3.1      ARTICLE IV of the Lease is hereby amended to include
         the following to the extent the Lease and the Lease Supplement are a
         deed to secure debt and security agreement creating for Lessor and any
         successor thereto title and a security interest and security title in
         the Subject Property: LESSEE HEREBY EXPRESSLY WAIVES ANY RIGHT LESSEE
         MAY HAVE UNDER THE CONSTITUTION OF THE STATE OF GEORGIA OR THE
         CONSTITUTION OF THE UNITED STATES OF AMERICA TO NOTICE EXCEPT AS MAY
         BE EXPRESSLY PROVIDED FOR IN THE OPERATIVE DOCUMENTS OR TO A JUDICIAL
         HEARING PRIOR TO THE EXERCISE OF ANY RIGHT OR REMEDY PROVIDED TO
         LESSOR BY THIS LEASE AND LEASE SUPPLEMENT, AND WAIVES LESSEE'S RIGHTS,
         IF ANY, TO SET ASIDE OR INVALIDATE ANY SALE UNDER POWER DULY
         CONSUMMATED IN ACCORDANCE WITH THE PROVISIONS OF THIS LEASE AND LEASE
         SUPPLEMENT ON THE GROUND (IF SUCH BE THE CASE) THAT THE SALE WAS
         CONSUMMATED WITHOUT PRIOR NOTICE EXCEPT AS MAY BE EXPRESSLY PROVIDED
         FOR IN THE OPERATIVE DOCUMENTS OR JUDICIAL HEARING OR BOTH. LESSEE
         FURTHER HEREBY EXPRESSLY WAIVES ALL HOMESTEAD EXEMPTION RIGHTS, IF
         ANY, WHICH LESSEE OR LESSEE'S FAMILY MAY HAVE PURSUANT TO THE
         CONSTITUTION OF THE UNITED STATES, THE STATE OF GEORGIA OR ANY OTHER
         STATE OF THE UNITED STATES, IN AND TO THE PREMISES AS AGAINST THE
         COLLECTION OF THE INDEBTEDNESS, OR ANY PART THEREOF. ALL WAIVERS BY
         LESSEE IN THIS PARAGRAPH HAVE BEEN MADE VOLUNTARILY, INTELLIGENTLY AND
         KNOWINGLY BY LESSEE, AFTER LESSEE HAS BEEN AFFORDED AN OPPORTUNITY TO
         BE INFORMED BY COUNSEL OF LESSEE'S CHOICE AS TO POSSIBLE ALTERNATIVE
         RIGHTS. LESSEE'S EXECUTION OF THIS LEASE AND LEASE SUPPLEMENT SHALL BE
         CONCLUSIVE EVIDENCE OF THE WAIVER AND THAT SUCH WAIVER HAS BEEN
         VOLUNTARILY, INTELLIGENTLY AND KNOWINGLY MADE.

                  3.2      ARTICLE XI of the Lease is hereby deleted in its
         entirety and inserted in lieu thereof is the following:

                  Lessor and Lessee intend that the Lease and this Lease
                  Supplement be treated, for accounting purposes, as an
                  operating lease creating a leasehold estate, and not merely a
                  usufruct. For all other purposes, Lessee and Lessor intend
                  that the transaction represented by this Lease be treated as
                  a financing transaction; for such purposes, it is the
                  intention of the parties hereto (i) that THIS CONVEYANCE IS
                  INTENDED to operate and be construed as a deed passing legal
                  title to the Subject Property and all rents, issues, profits
                  and proceeds (including, without limitation, Awards and Loss
                  Proceeds) of the Subject Property to Lessor pursuant to the
                  laws of the State of Georgia governing deeds to secure debt,
                  and is also a security agreement granting a present and
                  continuing security interest and security title in the
                  portion of the Subject Property and all rents, issues,
                  profits and proceeds (including, without limitation, Awards
                  and Loss Proceeds) of the Subject Property constituting
                  personal property or fixtures, and it is not a

<PAGE>
                  mortgage, (ii) that Lessee hereby grants, bargains, sells,
                  conveys, assigns, transfers and sets over unto Lessor and its
                  successors and assigns the Subject Property TO HAVE AND TO
                  HOLD the Subject Property and all parts, rights, members and
                  appurtenances thereof, to the use, benefit and behoof of
                  Lessor and the successors and assigns of Lessor, forever, IN
                  FEE SIMPLE, (iii) that Lessor shall have, as a result of such
                  determination, all of the rights, powers and remedies of the
                  holder of a deed to secure debt available under Applicable
                  Law to take possession of and sell (whether by foreclosure or
                  otherwise) the Subject Property, (iv) that the effective date
                  of such deed to secure debt shall be the effective date of
                  this Lease, (v) that the recording of this Lease or a Lease
                  Supplement shall be deemed to be the recording of such deed
                  to secure debt, and (vi) that such deed to secure debt shall
                  secure payment and performance of: (a) the Lease and the
                  other Operative Documents, together with any and all renewals
                  and/or extensions thereof, bearing interest and default
                  interest and payable as therein provided in installments, the
                  final installment of which is due and payable on August 29,
                  2017 including discretionary extensions, if not sooner paid
                  or accelerated (collectively, the "Liabilities"); provided,
                  however, that notwithstanding anything herein to the
                  contrary, the maximum principal amount of the Liabilities
                  secured hereby at any one time shall not exceed Fifty-Two
                  Million Two Hundred Thousand and No/100 Dollars
                  ($52,200,000.00), plus all costs of enforcement and
                  collection of the Lease and the other Operative Documents as
                  provided for pursuant to such documents; (b) any and all
                  additional advances made by Lessor to protect or preserve the
                  Subject Property or the lien hereof on the Subject Property,
                  or for taxes, assessments or insurance premiums as
                  hereinafter provided (whether or not the original Lessee
                  remains the owner of the Subject Property at the time of such
                  advances); and (c) any and all other indebtedness, however
                  incurred, which may now or hereafter be due and owing from
                  Lessee to Lessor, now existing or hereafter coming into
                  existence, however, and whenever incurred or evidenced,
                  whether express or implied, direct or indirect, absolute or
                  contingent, or due or to become due, and all renewals,
                  modifications, consolidations and extensions thereof.

                  3.3      "Reasonable fees of attorneys" and similar terms as
         used in the Lease shall mean reasonable fees of attorneys actually
         incurred without regard for any statutory presumption."

                  3.4      Section 13.1 of the Lease is hereby amended by
         adding the following as a new clause (h):

                  (c)      To the extent the Lease and the Lease Supplement are
                  a deed to secure debt and security agreement creating for
                  Lessor and any successor thereto title and a security
                  interest and security title in the Subject Property, Lessor
                  may, at its

<PAGE>
                  option and election and without notice to Lessee, do any one
                  or more of the following:

                                    (i)      Acceleration of Liabilities.
                           Lessor may immediately declare all or any portion of
                           the Liabilities to be immediately due and payable,
                           whereupon the same shall be and shall become due and
                           payable forthwith without presentment, demand,
                           protest or notice of any kind, all of which are
                           expressly waived by Lessee.

                                    (ii)     Entry and Possession. Lessor may
                           enter upon the Subject Property or any part thereof
                           and take possession thereof, excluding therefrom
                           Lessee and all Lessors, employees and
                           representatives of Lessee; employ a manager of the
                           Subject Property or any part thereof; hold, store,
                           use, operate, manage, control, maintain and lease
                           the Subject Property or any part thereof; conduct
                           business thereon; make all necessary and appropriate
                           repairs, renewals and replacements; insure or keep
                           the Subject Property insured; and carry out or enter
                           into agreements of any kind with respect to the
                           Subject Property.

                                    (iii)    Collection of Rent. Lessor may
                           collect and receive all Rent, and apply the same to
                           the Liabilities, after deducting therefrom all
                           costs, charges and expenses of taking, holding,
                           managing and operating the Subject Property,
                           including the reasonable fees and expenses of
                           Lessor's attorneys and Lessors actually incurred
                           without regard for any statutory presumption.

                                    (iv)     Payments. Lessor may pay any sum
                           or sums deemed necessary or appropriate by Lessor to
                           protect the Subject Property or any part thereof or
                           Lessor's interest therein.

                                    (v)      Other Remedies. Lessor may
                           exercise all rights and remedies contained in any
                           other instrument, document, agreement or other
                           writing now or hereafter evidencing or securing the
                           Liabilities or any part thereof, or heretofore,
                           concurrently herewith or in the future executed by
                           Lessee in favor of Lessor in connection with any
                           transaction resulting in the Liabilities or any part
                           thereof.

                                    (vi)     Appointment of Receiver. Lessor
                           may make application to any court and be entitled to
                           the appointment of a receiver to take charge of the
                           Subject Property or any part thereof without
                           alleging or proving, or having any consideration
                           given to, the insolvency of Lessee, the value of the
                           Subject Property as security for the Liabilities or
                           any other matter usually incident to the appointment
                           of a receiver.

                                    (vii)    UCC Remedies. With respect to the
                           personal property and fixtures in which a security
                           interest is herein granted, at Lessor's option,
                           Lessor may exercise any or all of the rights
                           accruing to a secured party

<PAGE>
                           under this instrument, the Uniform Commercial Code
                           (O.C.G.A. ss.ss. 11-9-101 et seq.) and any other
                           applicable law. Lessee shall, if Lessor requests,
                           assemble all such personal property and make it
                           available to Lessor at a place or places, to be
                           designated by Lessor, which shall be reasonably
                           convenient to Lessee and Lessor. Any notice required
                           to be given by Lessor of a public or private sale,
                           lease or other disposition of the personal property
                           or any other intended action by Lessor shall be
                           addressed to the Lessee at the address set forth in
                           Schedule 8.2, attached hereto and by this reference
                           made a part hereof, or such other address as the
                           Lessee shall specify to the Lessor and shall be
                           deemed to have been given (i) the Business Day after
                           being sent, if sent by overnight courier service;
                           (ii) the Business Day received, if sent by
                           messenger; (iii) the day sent, if sent by facsimile
                           and confirmed electronically or otherwise during
                           business hours of a Business Day (or on the next
                           Business Day if otherwise sent by facsimile and
                           confirmed electronically or otherwise); or (iv)
                           three Business Days after being sent, if sent by
                           registered or certified mail, postage prepaid. Such
                           notice shall be provided to Lessee, at least five
                           (5) business days prior to such proposed action, and
                           if so given shall constitute reasonable and fair
                           notice to Lessee of any such action.

                                    (viii)   Power of Sale. Lessor may sell the
                           Subject Property, or any part or parcel thereof or
                           any interest of Lessee therein separately, at
                           Lessor's discretion, with or without taking
                           possession thereof, at a public sale or public sales
                           before the courthouse door of the county in which
                           the Subject Property or any part thereof is located,
                           to the highest bidder for cash, after first giving
                           notice of the time, place and terms of such sale or
                           sales by advertisement published once a week for
                           four consecutive weeks immediately preceding the
                           date of sale (without any regard for the number of
                           days between the date the first such notice is
                           published and the date on which any such sale
                           commences) in the newspaper in which advertisements
                           of sheriff's sales are published in such county.
                           Such advertisement so published shall be notice to
                           Lessee, and Lessee hereby expressly waives all other
                           notices. Lessor may bid and purchase at any such
                           sale, and Lessor, as Lessor and attorney-in-fact for
                           Lessee and in Lessee's name, may execute and deliver
                           to the purchaser or purchasers at any such sale a
                           sufficient conveyance of the Subject Property, or
                           the part or parcel thereof or the interest therein
                           which is sold. Lessor's conveyance may contain
                           recitals as to the occurrence of any event of
                           default under this Security Deed, and such recitals
                           shall be presumptive evidence that all preliminary
                           acts prerequisite to any such sale and conveyance
                           were in all respects duly complied with. The
                           recitals made by Lessor shall be binding and
                           conclusive upon Lessee, and the sale and conveyance
                           made by Lessor shall divest Lessee of all right,
                           title, interest and equity that Lessee may have or
                           have had in, to and under the Subject Property, or
                           the part or parcel thereof or the interest therein
                           which is sold, and shall vest the same in the
                           purchaser or purchasers at such sale or sales. Such
                           conveyance shall be effectual to bar all equity of
                           redemption,

<PAGE>
                           including all statutory, redemption, homestead,
                           dower, courtesy, and all other exemptions of the
                           Lessee or its successors or assigns. Lessor may hold
                           one or more sales hereunder until the Liabilities
                           have been satisfied in full. Lessee hereby
                           constitutes and appoints Lessor as Lessee's agent
                           and attorney-in-fact to make such sale or sales, to
                           execute and deliver such conveyance or conveyances,
                           and to make such recitals, and Lessee hereby
                           ratifies and confirms all of the acts and doings of
                           Lessor as Lessee's agent and attorney-in-fact
                           hereunder. Lessor's agency and power as
                           attorney-in-fact hereunder are coupled with an
                           interest, cannot be revoked by bankruptcy,
                           insolvency, incompetency, death, dissolution or
                           otherwise, and shall not be exhausted until the
                           Liabilities have been satisfied in full. The
                           proceeds of each sale by Lessor hereunder shall be
                           applied first to the costs and expenses of the sale
                           and of all proceedings in connection therewith
                           (including without limitation the reasonable fees
                           and expenses of Lessor's attorneys actually incurred
                           in connection therewith without regard for any
                           statutory presumption), then to the payment of the
                           balance of the Liabilities, and the remainder, if
                           any, shall be paid to Lessee or to the parties
                           entitled thereto by law. If the proceeds of any sale
                           are not sufficient to pay the Liabilities in full,
                           Lessor shall determine, at Lessor's option and in
                           Lessor's discretion, the portions of the Liabilities
                           to which the proceeds (after deducting therefrom the
                           costs and expenses of the sale and all proceedings
                           in connection therewith) shall be applied and in
                           what order the proceeds shall be so applied. Lessee
                           covenants and agrees that, in the event of any sale
                           pursuant to the agency and power herein granted,
                           Lessee shall be and become a tenant holding over and
                           shall deliver possession of the Subject Property, or
                           the part thereof or interest therein sold, to the
                           purchaser or purchasers at the sale or be summarily
                           dispossessed in accordance with the provisions of
                           law applicable to tenants holding over.

                  3.5.     Lessee represents and warrants Lessor that neither
         all of the Subject Property nor any part thereof is to be used as a
         dwelling place by Lessee at the time this Lease Supplement is entered
         into and, accordingly, the notice requirements of O.C.G.A. ss.
         44-14-162.2 shall not be applicable to any exercise of the power of
         sale contained in this Lease Supplement.

                  3.6.     The interest of Lessor under this Lease Supplement
         and the liability and obligation of Lessee for the payment of the
         Liabilities arise from a "commercial transaction" within the meaning
         of O.C.G.A. ss. 44-14-260(1). Accordingly, pursuant to O.C.G.A. ss.
         44-14-263, Lessee waives any and all rights which Lessee may have to
         notice prior to seizure by Lessor of any interest in personal property
         of Lessee which constitutes part of the Subject Property, whether such
         seizure is by writ of possession or otherwise.

                  3.7.     To the extent the Lease and the Lease Supplement are
         a deed to secure debt and security agreement creating for Lessor and
         any successor thereto title and a security interest and security title
         in the Subject Property, Lessee warrants that Lessee has good and
         marketable fee simple title to the Subject Property, that Lessee is
         lawfully

<PAGE>
         seized and possessed of the Subject Property, that Lessee has the
         right to convey the Subject Property, that the Subject Property is
         unencumbered except for those matters permitted by the Master
         Agreement and the Lease, and that Lessee shall forever warrant and
         defend the title to the Subject Property, against the claims of all
         persons whomsoever.

                  3.8      To the extent the Lease and this Lease Supplement
         are a deed to secure debt and security agreement, then should the
         indebtedness secured by such deed to secure debt be paid according to
         the tenor and effect thereof when the same shall become due and
         payable, and should Lessee perform all covenants contained in such
         deed to secure debt in a timely manner, then the deed to secure debt
         shall be cancelled and surrendered.

         SECTION 4.        Ratification; Incorporation. Except as specifically
modified hereby, the terms and provisions of the Lease are hereby ratified and
confirmed and remain in full force and effect. The terms of the Lease (as
amended by this Lease Supplement) are by this reference incorporated herein and
made a part hereof.

         SECTION 5.        Original Lease Supplement. The single executed
original of this Lease Supplement marked "THIS COUNTERPART IS THE ORIGINAL
EXECUTED COUNTERPART" on the signature page thereof and containing the receipt
of the Agent therefor on or following the signature page thereof shall be the
original executed counterpart of this Lease Supplement (the "Original Executed
Counterpart"). To the extent that this Lease Supplement constitutes chattel
paper, as such term is defined in the Uniform Commercial Code as in effect in
any applicable jurisdiction, no security interest in this Lease Supplement may
be created through the transfer or possession of any counterpart other than the
Original Executed Counterpart.

<PAGE>
         IN WITNESS WHEREOF, each of the parties hereto has caused this Lease
Supplement to be duly executed and sealed by an officer thereunto duly
authorized as of the date and year first above written.

Signed, sealed and delivered                 ATLANTIC FINANCIAL GROUP, LTD.,
in the presence of:                          at the Lessor

/s/ Pattie Keath                             By: Atlantic Financial Managers,
-----------------------------                    Inc., its General Partner
Unofficial Witness

                                                 By: /s/ Stephen S. Brookshire
                                                 Name: Stephen S. Brookshire
                                                 Title: President
/s/ Lisa M. Williams
-----------------------------
Notary Public

[NOTARIAL SEAL]

My Commission Expires:                                [CORPORATE SEAL]

December 17, 2005

<PAGE>
Signed, sealed and delivered                 CHOICEPOINT INC., as the Lessee
in the presence of:

/s/ Mary M. Young                            By:  /s/ David E. Trine
------------------------------               Name:  David E. Trine
Unofficial Witness                           Title:  Treasurer

/s/ Laura K. Peterson                                  [CORPORATE SEAL]
------------------------------
Notary Public

[NOTARIAL SEAL]

My Commission Expires:

June 24, 2004

<PAGE>
Receipt of this original counterpart of the foregoing Lease Supplement is
hereby acknowledged as of the date hereof.

                                             SUNTRUST BANK, as the Agent

                                             By:  /s/ Daniel S. Komitor
                                             Name: Daniel S. Komitor
                                             Title:  Director

<PAGE>
                                   APPENDIX B

                               LEGAL DESCRIPTION

TRACT I

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lots 1041, 1046 and
1109 of the 2nd District, 1st Section, City of Alpharetta, State of Georgia and
being more particularly described as follows:

Commencing at the intersection of the westerly right-of-way of Windward
Concourse (110' R/W) and the northerly right-of-way of Alderman Drive (variable
R/W); thence along the northerly right-of-way of Alderman Drive in a westerly
and southwesterly direction 1981.46 feet to an iron pin set and the True Point
of Beginning; thence following said right-of-way along a curve to the left an
arc distance of 43.29 feet to a point, said arc having a radius of 524.50 feet
and a chord which bears S22(degree)51'52"W a distance of 43.28 feet; thence
continuing along said right-of-way S20(degree)30'00"W a distance of 58.11 feet
to a point; thence along said right-of-way along a curve to the left an arc
distance of 254.84 feet to a point, said arc having a radius of 524.50 feet and
a chord which bears S06(degree)34'51"W a distance of 252.34 feet; thence along
said right-of-way S07(degree)20'19"E a distance of 156.08 feet to a point;
thence along a curve to the left an arc distance of 54.71 feet to a point, said
arc having a radius of 524.50 feet and a chord which bears S10(degree)17'49"E a
distance of 54.69 feet to an iron pin found; thence following said right-of-way
along a curve to the left an arc distance of 274.01 feet to an iron pin set,
said arc having a radius of 524.50 feet and a chord which bears
S28(degree)16'25"E a distance of 270.91 feet; thence leaving said right-of-way
S46(degree)29'46"W a distance of 47.48'; thence N63(degree)41'12"W a distance
of 126.60 feet to an PK nail set; thence S28(degree)06'03"W a distance of
183.24 feet to an PK nail set; thence N70(degree)40'47" W a distance of 45.69
feet to an PK nail set; thence S19(degree)17'18"W a distance of 308.88 feet to
an iron pin set; thence S70(degree)19'23"E a distance of 149.73 feet to an iron
pin set; thence S 36(degree)39'41"W a distance of 96.61 feet to an iron pin
set; thence S68(degree)23'28"W a distance of 276.66 feet to a computed point in
the centerline of Camp Creek; thence along the centerline of Camp Creek
N15(degree)45'02"W a distance of 636.39 feet to a computed point; thence
continuing along said creek N21(degree)22'20"W 246.03 feet to a point; thence N
12(degree)26'10"W a distance of 286.31 feet; thence continuing along said creek
N20(degree)59'52"W a distance of 261.90 feet to a point on the southerly
right-of-way of Georgia State Highway 400 (Variable R/W); thence along said
right-of-way N46(degree)01'18"E a distance of 89.20 feet to an iron pin set;
thence S88(degree)55'51"E a distance of 463.95 to an iron pin set; thence N
87(degree)21'53"E a distance of 354.22 feet to an iron pin set and the True
Point of Beginning.

Said tract containing 794,530 sq. ft. or 18.240 acres.

THE ABOVE-DESCRIBED PROPERTY is shown as 18.240 acres on and is described
according to plat of ALTA/ACSM survey prepared for Atlantic Financial Group,
Ltd., et al., by Seaton G. Shepherd, Georgia Registered Land Surveyor No. 2136,
Grant Shepherd & Associates, dated August 9, 2001, last revised August 29,
2001, which said plat of survey is incorporated herein by this reference and
made a part of this description.

<PAGE>
TOGETHER WITH Declaration of Covenants, Conditions and Restrictions for
Windward Business Center Association recorded in Deed Book 8700, page 362,
aforesaid records; with Re-Recording Declaration of Covenants, Conditions and
Restrictions for Winward Business Center Associates being recorded in Deed Book
8750, page 82, aforesaid records; as amended to include subject property by
Amendment recorded in Deed Book 20420, page 200, aforesaid records.

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