Document:

Filed by Automated Filing Services Inc. (604) 609-0244 - Norpac Technologies, Inc. - Exhibit 10.2

LOAN AGREEMENT 

THIS AGREEMENT dated as of the 7th day of November, 2006

BETWEEN: 

NORPAC TECHNOLOGIES,
INC., a Nevada
corporation with a corporate office at Suite 311,
698
Seymour Street, Vancouver, BC V6B 3K6 

(hereinafter called the "Lender") 

OF THE FIRST PART 

AND: 

NEXTDIGITAL CORP., a
Nevada corporation with a
corporate office at 5535 Peregrine Way, Blaine,
WA
98230 

(hereinafter called the "Borrower")

OF THE SECOND PART

WHEREAS: 

A.      The Borrower has requested
that the Lender lend $100,000 (U.S.) to the Borrower; 

B.      The Lender has agreed to lend
such sum to the Borrower subject to the terms and upon the conditions
hereinafter set forth. 

NOW THEREFORE THIS AGREEMENT WITNESSES THAT in
consideration of the sum of $1.00 paid by each party to the other (the receipt
of which is hereby acknowledged) the parties hereto mutually covenant and agree
as follows: 

1.     
INTERPRETATION 

1.1      Definitions. Where
used herein or in any amendment hereto each of the following words and phrases
shall have the meanings set forth as follows: 

	 	(a) 	
      "Agreement" means this Loan Agreement including the
      Schedules hereto together with any amendments hereof;

	 	 	 
	 	(b) 	
      "Closing Date" means November 7, 2006;

	 	 	 
	 	(c) 	
      "Event of Default" means any event set forth in paragraph
      6.1;

	 	 	 
	 	(d) 	
      "Loan" means the loan of $100,000 (U.S.) to be made by
      the Lender to the Borrower in accordance with this Agreement;

	 	 	 
	 	(e) 	
      “Maturity” means November 7, 2008; and

	 	 	 
	 	(f) 	
      "Principal Sum" means the sum of $100,000
  (U.S.).

1.2      Number and Gender.
Wherever the singular or the masculine are used herein the same shall be deemed
to include the plural or the feminine or the body politic or corporate where the
context or the parties so require. 

2

1.3      Headings. The headings
to the articles, paragraphs, subparagraphs or clauses of this Agreement are
inserted for convenience only and shall not affect the construction hereof. 

1.4      References. Unless
otherwise stated a reference herein to a numbered or lettered article,
paragraph, subparagraph or clause refers to the article, paragraph, subparagraph
or clause bearing that number or letter in this Agreement. A reference to this
Agreement or herein means this Loan Agreement, including the Schedule hereto,
together with any amendments thereof. 

1.5      Currency. All dollar
amounts expressed herein refer to lawful currency of The United States of
America. 

2.      TERMS OF
LOAN 

2.1      Loan and Repayment.
The Lender hereby agrees to lend to the Borrower the Principal Sum of $100,000
(U.S.). The Loan shall be made in United States currency and shall be repaid by
the Borrower on or before November 7, 2008. 

2.2      Interest. The Borrower
shall pay on the amount of the Principal Sum, interest at a rate of 8% per
annum, payable on Maturity. The Borrower shall pay interest at the aforesaid
rate on all overdue interest. 

2.3      Advances. The
Principal Sum shall be advanced by the lender on execution of this Agreement, in
the form of certified check, bank draft or wire transfer. 

2.4      Pre-Payment. The
Borrower may pre-pay all or any portion of the loan at any time. 

3.      PROMISSORY NOTE,
EXTENSIONS & WAIVER 

3.1      Loan. To evidence the
Loan, the Borrower agrees to enter into a promissory note in the form attached
hereto as Schedule “A”. 

3.2      Extensions. The Lender
may grant extensions as the Lender may see fit without prejudice to the
liability of the Borrower or to the Lender's rights under this Agreement or
under the Promissory Note. 

3.3      Waiver. The Lender may
waive any breach by the Borrower of this Agreement or of any default by the
Borrower in the observance or performance of any covenant or condition required
to be observed or performed by the Borrower hereunder or under the Promissory
Note. No failure or delay on the part of the Lender to exercise any right, power
or remedy given herein or by statute or at law or in equity or otherwise shall
operate as a waiver thereof, nor shall any single or partial exercise of any
right preclude any other exercise thereof or the exercise of any other right,
power or remedy, nor shall any waiver by the Lender be deemed to be a waiver of
any subsequent similar or other event. 

4.      REPRESENTATIONS
AND WARRANTIES 

4.1      Representations. The
Borrower represents and warrants to the Lender, and acknowledges that the Lender
is relying upon such representations and warranties in entering into this
Agreement, as follows: 

	 	(a) 	
      the Borrower has the capacity to enter into this
      Agreement, and the execution of this Agreement and the completion of the
      transactions contemplated hereby shall not be in violation any agreement
      to which the Borrower is a party; and

3

	 	(b) 	
      the Promissory Note has been duly executed by the
      Borrower and is enforceable against the Borrower in accordance with its
      terms.

5.      CLOSING
ARRANGEMENTS 

5.1      Conditions Precedent.
The Lender's obligation to advance the Principal Sum to the Borrower shall be
subject to the satisfaction of the following conditions: 

	 	(a) 	
      the representations and warranties of the Borrower shall
      be true as of the date hereof and as of the Closing Date; and

	 	 	 
	 	(b) 	
      the Borrower shall have complied with all of its
      obligations hereunder; and

The foregoing conditions precedent are inserted for the benefit
of the Lender and may be waived in whole or in part by the Lender at any time
prior to closing by delivering to the Borrower written notice to that effect.

5.2      Time of Closing. The
closing of the Loan shall take place on execution of this Loan Agreement. 

5.3      Deliveries by the
Lender. On the Closing Date the Lender shall deliver or cause to be
delivered to the Borrower a certified check, bank draft or wire transfer for the
Principal Sum. 

6.      EVENTS OF DEFAULT
AND REMEDIES 

6.1      Events of Default. Any
one or more of the following events, whether or not any such event shall be
voluntary or involuntary or be effected by operation of law or pursuant to or in
compliance with any judgment, decree or order of any court or any order, rule or
regulation of any administrative or governmental body, shall constitute an Event
of Default: 

	 	(a) 	
      if the Borrower defaults in the payment of any monies due
      hereunder as and when the same is due;

	 	 	 
	 	(b) 	
      if the Borrower defaults in the observance or performance
      of any other provision hereof;

	 	 	 
	 	(c) 	
      if the Borrower commits an act of bankruptcy or makes a
      general assignment for the benefit of its creditors or otherwise
      acknowledges its insolvency; or

	 	 	 
	 	(d) 	
      if the Borrower makes default in the due payment,
      performance or observance, in whole or in part, of any debt, liability or
      obligation of the Borrower to the Lender, whether secured hereby or
      otherwise.

6.2      Remedies Upon Default.
Upon the occurrence of any Event of Default and at any time thereafter, provided
that the Borrower has not by then remedied such Event of Default, the Lender
may, in its discretion, by notice to the Borrower, declare this Agreement to be
in default. At any time thereafter, while the Borrower shall not have remedied
such Event of Default, the Lender, in its discretion, may: 

	 	(a) 	
      declare the Loan and other monies owing by the Borrower
      to the Lender to be immediately due and
payable;

4

	 	(b) 	
      demand payment from the Borrower and exercise all
      remedies available to the Lender.

7.     
MISCELLANEOUS 

7.1      Notices. Any notice
required or permitted to be given under this Agreement or the Promissory Note
shall be in writing and may be given by delivering same or mailing same by
registered mail or sending same by telegram, telex, telecopier or other similar
form of communication to the following addresses: 

	 	The Borrower: 	5535 Peregrine Way, Blaine, WA 98230 
	 	The Lender: 	Suite 311, 698 Seymour Street, Vancouver, BC
      V6B 3K6 

Any notice so given shall: 

	 	(a) 	
      if delivered, be deemed to have been given at the time of
      delivery;

	 	 	 
	 	(b) 	
      if mailed by registered mail, be deemed to have been
      given on the fourth business day after and excluding the day on which it
      was so mailed, but should there be, at the time of mailing or between the
      time of mailing and the deemed receipt of the notice, a mail strike,
      slowdown or other labour dispute which might affect the delivery of such
      notice by the mails, then such notice shall be only effective if actually
      delivered; and

	 	 	 
	 	(c) 	
      if sent by telegraph, telex, telecopier or other similar
      form of communication, be deemed to have been given or made on the first
      business day following the day on which it was
sent.

Any party may give written notice of a change of address in the
aforesaid manner, in which event such notice shall thereafter be given to such
party as above provided at such changed address. 

7.2      Amendments. Neither
this Agreement nor any provision hereof may be amended, waived, discharged or
terminated orally, but only by an instrument in writing signed by the party
against whom enforcement of the amendment, waiver, discharge or termination is
sought. 

7.3      Entire Agreement. This
Agreement embodies the entire agreement and understanding between the parties
hereto and supersedes all prior agreements and undertakings, whether oral or
written, pertaining to the subject matter hereof. 

7.4      Action on Business
Day. If the date upon which any act or payment hereunder is required to be
done or made falls on a day which is not a business day, then such act or
payment shall be performed or made on the first business day next following.

7.5      No Merger of Judgment.
The taking of a judgment on any covenant contained herein or on any covenant set
forth in any other security for payment of any indebtedness hereunder or
performance of the obligations hereby secured shall not operate as a merger of
any such covenant or affect the Lender's right to interest at the rate and times
provided in this Agreement on any money owing to the Lender under any covenant
herein or therein set forth and such judgment shall provide that interest
thereon shall be calculated at the same rate and in the same manner as herein
provided until such judgment is fully paid and satisfied. 

7.6      Severability. If any
one or more of the provisions of this Agreement should be invalid, illegal or
unenforceable in any respect in any jurisdiction, the validity, legality or
enforceability of such provision shall not in any way be affected or impaired
thereby in any other jurisdiction and the validity, 

5

legality and enforceability of the remaining provisions
contained herein shall not in any way be affected or impaired thereby. 

7.7      Successors and
Assigns. This Agreement shall enure to the benefit of and be binding upon
all parties hereto and their respective heirs, personal representatives,
successors and assigns, as the case may be. 

7.8      Governing Law. This
Agreement shall be governed by and be construed in accordance with the laws of
the State of Nevada and the parties hereto agree to submit to the jurisdiction
of the courts of Nevada with respect to any legal proceedings arising herefrom.

7.9      Independent Legal
Advice. This Agreement has been prepared by O’Neill Law Group PLLC acting
solely on behalf of the Lender and the Borrower acknowledges that it has been
advised to obtain independent legal advice. 

7.10      Time. Time is of the
essence of this Agreement. 

7.11      Headings. The
headings of the paragraphs of this Agreement are inserted for convenience only
and do not define, limit, enlarge or alter the meanings of any paragraph or
clause herein. 

7.12      Counterparts. This
agreement may be executed in one or more counter-parts, each of which so
executed shall constitute an original and all of which together shall constitute
one and the same agreement. 

IN WITNESS WHEREOF the parties hereto have caused this
Agreement to be duly executed and delivered as of the day and year first written
above. 

THE LENDER: 

NORPAC TECHNOLOGIES, INC.
by its authorized signatory

/s/ John P. Thornton

________________________________
John P. Thornton, President

THE BORROWER: 

NEXTDIGITAL CORP.
by its authorized signatory:

/s/ Daniel S. Bland

________________________________
Daniel S. Bland, President

6

SCHEDULE “A” 

PROMISSORY NOTE 

	EXECUTED BY: 	NEXTDIGITAL CORP. 
	  	(the "Borrower") 
	 	 
	IN FAVOUR OF: 	NORPAC TECHNOLOGIES, INC. 
	  	(the "Lender") 
	 	 
	PRINCIPAL AMOUNT: 	$100,000 (U.S.) 
	 	 
	DATE OF EXECUTION: 	November 7, 2006 
	 	 
	PLACE OF EXECUTION: 	Vancouver, BC, Canada 

FOR VALUE RECEIVED the Borrower hereby promises to pay
to or to the order of the Lender on November 7, 2008, the principal sum of
$100,000 (U.S.), together with interest thereon at the rate of 8% per annum,
calculated and compounded annually, both before and after maturity from the date
hereof. 

The Borrower waives presentment, demand, notice, protest and
notice of dishonour and all other demands and notices in connection with the
delivery, acceptance, performance, default or enforcement of this Promissory
Note. 

The Borrower agrees this Promissory Note may be negotiated,
assigned, discounted, or pledged by the Lender and in every case payment will be
made to the holder of this Promissory Note instead of the Lender upon notice
being given by the holder to the undersigned, and no holder of this Promissory
Note will be affected by the state of accounts between the undersigned and the
Lender or by any equities existing between the undersigned and the Lender and
will be deemed to be a holder in due course and for the value of the Promissory
Note held by him. 

DATED at Vancouver, BC this 7th day of November, 2006. 

NEXTDIGITAL CORP. 
by its authorized signatory: 

________________________________
Daniel S. Bland, PresidentFiled by Automated Filing Services Inc. (604) 609-0244 - Norpac Technologies, Inc. - Exhibit 10.3

PROMISSORY NOTE 

	EXECUTED BY: 	NEXTDIGITAL CORP. 
	  	(the "Borrower") 
	 	 
	IN FAVOUR OF: 	NORPAC TECHNOLOGIES, INC. 
	  	(the "Lender") 
	 	 
	PRINCIPAL AMOUNT: 	$100,000 (U.S.) 
	 	 
	DATE OF EXECUTION: 	November 7, 2006 
	 	 
	PLACE OF EXECUTION: 	Vancouver, BC, Canada 

FOR VALUE RECEIVED the Borrower hereby promises to pay
to or to the order of the Lender on November 7, 2008, the principal sum of
$100,000 (U.S.), together with interest thereon at the rate of 8% per annum,
calculated and compounded annually, both before and after maturity from the date
hereof. 

The Borrower waives presentment, demand, notice, protest and
notice of dishonour and all other demands and notices in connection with the
delivery, acceptance, performance, default or enforcement of this Promissory
Note. 

The Borrower agrees this Promissory Note may be negotiated,
assigned, discounted, or pledged by the Lender and in every case payment will be
made to the holder of this Promissory Note instead of the Lender upon notice
being given by the holder to the undersigned, and no holder of this Promissory
Note will be affected by the state of accounts between the undersigned and the
Lender or by any equities existing between the undersigned and the Lender and
will be deemed to be a holder in due course and for the value of the Promissory
Note held by him. 

DATED at Vancouver, BC this 7th day of November, 2006. 

NEXTDIGITAL CORP.
by its authorized signatory: 

/s/ Daniel S. Bland

________________________________
Daniel S. Bland, President

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00113-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00113-of-00352.parquet"}]]