Document:

exv10w11

 

Exhibit 10.11

Advancing Your Success

Advances, Pledge and Security Agreement

Blanket Pledge

     This
Advances, Pledge and Security Agreement (“Agreement”) is entered between H&R
BLOCK BANK (“Member”), with principal offices at KANSAS CITY, MD , and the Federal Home
Loan Bank of Des Moines (“Bank”), with principal offices in Des Moines, Iowa.

     WHEREAS, the Bank may from time to time make available extensions of credit to the Member
(“Advances”), in accordance with the Federal Home Loan Bank Act, the regulations and directives of
the Federal Housing Finance Board , the Confirmations issued hereunder, and the policies and
procedures currently set forth in the Bank’s Member Products and Services Policy, as amended,
superseded or replaced by the Bank’s Board of Directors from time to time, and the Bank’s Credit
and Collateral Procedures, as amended, superseded replaced by the Bank’s management from time to
time (collectively referred to herein as the “Member Policies and Procedures”);

     WHEREAS,
member desires, from time to time, to obtain Advances from the Bank
in accordance with the terms and conditions of this Agreement, the Confirmations issued hereunder
and the Member Policies and Procedures; and

     WHEREAS, the Bank requires that all Advances, and all other indebtedness, arising from any and
all obligations or liabilities of the Member to the Bank be secured pursuant to this Agreement, and
the Member agrees to provide such security;

     NOW THEREFORE, for valuable consideration, intending to be legally bound, and with respect to
each and every such Advance, the Bank and Member agree as follows:

Section 1. Applications. The Member shall request an Advance in such form as shall be specified by
the Bank. Nothing contained in this Agreement or the Member Policies and Procedures shall be
construed as an agreement or commitment by the Bank to grant any Advance hereunder. The Bank
expressly reserves its right and power to either grant or deny in its sole discretion any Advance.

Section 2. Confirmation of Advance. Each Advance, and, except as otherwise provided, all other
indebtedness, shall be evidenced by a writing or electronic record, in such form or forms as may be
determined by the Bank from time to time (“Confirmation”), issued by the Bank to the

					
	 	 	 	 	 
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Member. The Member and the Bank shall be bound by the terms and conditions set forth herein,
in the Confirmation and in the Member Policies and Procedures. Any inconsistencies between the
terms and conditions of a Confirmation, this Agreement, or the Member Policies and Procedures,
shall be resolved in favor of this Agreement.

Section 3. Payment to the Bank. The Member shall repay each Advance and make payments of
interest thereon and any and all costs, expenses, fees and penalties relating thereto as
specified herein and in the Member Policies and Procedures and the related Confirmation. All
payments shall be made at the office of the Bank in Des Moines, Iowa, or at such other place
as the Bank, or its successors or assigns, may from time to time appoint in writing.

The Member shall maintain in its demand deposit account(s) with the Bank (collectively, the
“Demand Deposit Account”) an amount at least equal to the amounts then currently due and
payable to the Bank on outstanding Advances. The Member hereby authorizes the Bank to debit
the Demand Deposit Account for all amounts due and payable to the Bank on any Advance or other
indebtedness. If the amount in the Demand Deposit Account is, at any time, insufficient to pay
such due and payable amounts, the Bank may, without notice to the Member, apply any other
funds or assets then in the possession of the Bank to the payment of such amounts.

Past due payments of principal, interest, or other amounts payable in connection with any
Advance may, at the option of the Bank, bear interest until paid at a default rate that is 3%
per annum higher than the then current rate being charged by the Bank for Advances.

Section 4. Creation of Security Interest in Collateral. As Collateral security for any and
for any and all such Advances, Member assigns, transfers, pledges, and grants a security
interest to the Bank, its successors as assigns, in all Mortgage Collateral, Securities Collateral, Deposits other
collateral (as described in the Member Policies and Procedures and referred to herein
collectively as “Collateral”) now or hereafter acquired by the Member, and all proceeds
thereof, provided, however, that the Member may freely dispose of Collateral that is not
used to satisfy its collateral maintenance level as set forth below in B. With respect to the
Collateral, Member undertakes and agrees as follows:

A. That such security interest shall extend to after acquired Collateral of a similar nature;

B. To keep and maintain an amount of such Collateral free and clear of pledges, liens,
and encumbrances to others as is required to meet the Member’s collateral maintenance
level. The “required Collateral Maintenance Level” means the amount of Collateral the
Member is required to maintain to secure its Advances with the Bank as set forth and
calculated in accordance with the Member Policies and Procedures;

C. That the Member shall be at liberty to use, commingle, and dispose of all or part of
the Collateral, and to collect, compromise, and dispose of the proceeds of the Collateral
without being required to account for the proceeds or replace the Collateral subject only
to its obligation to meet its Collateral Maintenance Level as set forth above;

					
	 	 	 	 	 
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D. To assemble and deliver Collateral to the Bank or its authorized agents
immediately upon demand of the Bank; and as specified by the Bank in the Member Policies and
Procedures to pay for the safekeeping of Collateral as established by the Bank; and

E. To make, execute, and deliver to the Bank such assignments, endorsements,
listings, powers, financing statements or other instruments as the Bank may reasonably
request respecting such Collateral.

Without limitation of the foregoing, all tangible and intangible property heretofore
assigned, transferred or pledged by the Member to the Bank as Collateral for Advances
prior to the date hereof is hereby assigned, transferred and pledged to the Bank as
Collateral hereunder.

Section 5. Assignment to Bank of Security Interests in Bank Stock. The Member hereby
assigns, transfers and pledges to the Bank, its successors or assigns, all stock of the
Federal Home Loan Bank of Des Moines owned by the Member as additional collateral security
for payment of any and all indebtedness, whether in the nature of an Advance or otherwise,
of the Member to the Bank, its successors and assigns.

Section 6. Covenants. The Member represents, warrants, and covenants to the Bank, which
representations, warranties, and covenants shall be deemed to be repeated at all times until the termination of this Agreement:

A.
No Event of Default, as defined in Section 9, with respect to the Member has occurred and
is continuing or would occur as a result of the Member entering into or performing its
obligations under this Agreement or any Advance.

B. The Member owns and has marketable title to the Collateral free and clear
of any and all liens, claims, or encumbrances of any kind, and has the right and authority to
grant a security interest in the Collateral and to subject all of the Collateral to this
Agreement.

C. All of the Collateral meets the standards and requirements with respect
thereto established by the Member Policies and Procedures.

D. The Member shall at all times maintain and accurately reflect the terms of
this Agreement, including the Bank’s interest in Collateral, and all Advances and
other indebtedness on its books and records.

E. The Member has the full power and authority and has received all corporate and
governmental authorizations and approvals as may be required to enter into and
perform its obligations under this Agreement and any Advance.

Section 7. Duty to Use Reasonable Care. In the event Member delivers Collateral to Bank
or its agent pursuant to Section 4 above, the duty of the Bank with respect to said
Collateral shall be solely to use reasonable care in the custody and preservation of the
Collateral in its possession.

					
	 	 	 	 	 
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Section 8. Additional Security. Member shall assign additional or substituted Collateral for
Advances at any time the Bank shall deem it necessary for the Bank’s protection.

Section 9. Events of Default. The Bank may consider the Member in default hereunder upon the
occurrence of any of the following events or conditions:

A.
Failure of the Member to pay any interest, or repay any principal, or pay any other
amount due in connection with any Advance; or

B. Breach or failure to perform by the Member of any covenant, promise, condition,
obligation or liability contained or referred to herein, or any other agreement to which
the Member and the Bank are parties; or

C. Proof being made that any representation, statement or warranty made or furnished in
any manner to the Bank by or on behalf of the Member in connection with all or part
of any Advance was false in any material respect when made or furnished; or

D.
Any tax levy, attachment, garnishment, levy of execution or other process issued
against the Member or the Collateral; or

E. Any suspension of paymet by the Member to any creditor or any events which result
in acceleration of the maturity of any indebtedness of the Member to others under any
indenture, agreement or other undertaking, or

F.
Application for, or appointment of, a receiver of any part of the property of the
Member, or in case of adjudication of insolvency, or assignment for benefit of creditors,
or general transfer of assets by the Member, or if management of the Member is taken
over by any supervisory authority, or in case of any other form of
liquidation, merger,
sale of a substantial portion of the Member’s assets outside of the ordinary course of
the Member’s business or voluntary dissolution, or upon termination of the membership of
the Member in the Federal Home Loan Bank of Des Moines, or in the case of Advances made
under the provisions of 12 U.S.C. § 1431(g)(4) or any successor provisions, if at any
time thereafter the creditor liabilities of the Member, excepting its liabilities to the
Bank, are increased in any manner to an amount exceeding 5% of its net assets; or

G. Determination by the Bank that a material adverse change has occurred in the
financial condition of the Member from that disclosed at the time of the making of any
Advance, or from the condition of the Member as theretofore most recently disclosed to
the Bank in any manner; or

H. If the Bank reasonably and in good faith deems itself insecure even though the
Member is not otherwise in default.

Section 10. Bank Remedies in the Event of Default. Upon the occurrence of any default hereunder,
the Bank may, at its option, declare the entire amount of any and all Advances or other
indebtedness to be immediately due and payable. Without limitation of
any of its rights and remedies hereunder or under other law, the Bank shall have
all of the remedies of a secured

					
	 	 	 	 	 
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party under the Uniform Commercial Code of the State of Iowa. The Member agrees to pay all
the costs and expenses of the Bank in the collection of the secured indebtedness and
enforcement of the Bank’s rights hereunder including, without limitation, reasonable
attorney’s fees. The Bank may sell the Collateral or any part thereof in such manner and
for such price as the Bank deems appropriate without any liability for any loss due to.
decrease in the market value of the Collateral during the period held. The Bank shall have
the right to purchase all or part of the Collateral at public or private sale. If any
notification of intended disposition of any of the Collateral is required by law, such
notification shall be deemed reasonable and properly given if mailed, postage prepaid, at
least five days before any such disposition to the address of the Member appearing on the
records of the Bank. The proceeds of any sale shall be applied in the following order:
first, to pay all costs and expenses of every kind for the enforcement of this Agreement
or the care, collection, safekeeping, sale, foreclosure, delivery or otherwise respecting
the Collateral (including expenses for legal services); then to interest and fees on all
indebtedness of the Member to the Bank; then to the principal amount of any such
indebtedness whether or not such indebtedness is due or accrued. The Bank, at its
discretion or as assigned by law, may apply any surplus to indebtedness of Member to third
parties claiming a secondary security interest in the Collateral. Any remaining surplus
shall be paid to the Member.

Section 11. Appointment of Bank as Attorney-in-Fact. Member does hereby make, constitute
and appoint Bank its true and lawful attorney-in-fact to deal with the Collateral in the
event of default and, in its name and stead to release, collect, compromise, settle, and
release or record any note, mortgage or deed of trust which is a part of such Collateral
as fully as the Member could do if acting for itself. The powers herein granted are
coupled with an interest, and are irrevocable, and full power of substitution is granted
to the Bank in the premises.

Section 12.
Audit and Verification of Collateral. In extension and not in limitation of
all requirements of law respecting examination of the Member by or on behalf of the Bank, the
Member agrees that all Collateral pledged hereunder shall always be
subject to audit and
verification by or on behalf of the Bank in its corporate capacity.

Section 13. Resolution to be Furnished by Member. The Member agrees to furnish to the
Bank at the execution of this Agreement, and from time to time hereafter, a certified
copy of a resolution of its Board of Directors or other governing body authorizing such
of the Member’s officers, agents, and employees as the Member shall select, to apply for
Advances from the Bank. In lieu of requiring an additional resolution upon execution of
this Agreement, the Bank may rely on a previously furnished resolution of the Member’s
Board of Directors or other governing body with respect to Advances made pursuant to this
Agreement.

Section 14.
Applicable Law. This Agreement and all Advances and other indebtedness
obtained hereunder shall be governed by the statutory and common law of the United States
and, to the extent federal law incorporates or defers to state law, the laws (exclusive
of choice of law provisions) of the State of Iowa. Notwithstanding the foregoing, the
Uniform Commercial Code as in effect in the State of Iowa shall apply to the parties’
rights and obligations with respect to the Collateral. If any portion of this Agreement
conflicts with applicable law, such conflict shall not affect any other provision of this
Agreement that can be given effect without the conflicting provision, and to this end
the provisions of this Agreement are severable.

					
	 	 	 	 	 
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Section 15.
Jurisdiction. In any action or proceeding brought by the Bank or the Member in order to
enforce any right or remedy under this Agreement, Member hereby submits to the jurisdiction of the
United States District Court for the Southern District of Iowa, or if such action or proceeding may
not be brought in Federal Court, the jurisdiction of the Iowa District Court in Polk County. If any
action or proceeding is brought by the Member seeking to obtain relief against the Bank arising out
of this Agreement and such relief is not granted by a court of competent jurisdiction, the Member
will pay all attorney’s fees and court costs incurred by the Bank in connection therewith.

Section 16.
Effective Date; Agreement Constitutes Entire Agreement. This Agreement shall be
effective on the later of May 1, 2006 or the date of execution of this Agreement by the parties
hereto. Except as set forth in this paragraph, this Agreement, together with the Member Policies
and Procedures and any applicable Confirmations, shall embody the entire agreement and
understanding between the parties hereto relating to the subject matter hereof and thereof. This
Agreement may not be amended except by written amendment executed by the Bank and the Member. Each
such Confirmation and the Member Policies and Procedures shall be incorporated herein. Advances
made by the Bank to the Member prior to the effective date of this Agreement shall be governed
exclusively by the terms of the prior agreements pursuant to which such Advances were made, except
that (i) any default hereunder shall constitute default hereunder, (ii) Collateral furnished as
security hereunder shall also secure such prior Advances and (iii) the rights and obligations with
respect to such Collateral shall be governed by the terms of this agreement.

Section 17. Section Headings. Section headings are not to be considered part of this Agreement.
Section headings are solefy for convenience of reference, and shall not affect the meaning or interpretation
of this Agreement or any of its provisions.

Section 18. Successors and Assigns. This Agreement shall be binding upon each of the parties, successors and
permitted assigns. The Member may not assign any obligation hereunder without the prior written
consent of the Bank. The Bank may assign any or all of its rights and obligations hereunder or with
respect to any Advance or other indebtedness to any other party.

Section 19. No Waiver of Rights. A failure or delay in exercising any right, power or privilege in
respect of this Agreement will not be presumed to operate as a waiver, and a single or partial
exercise of any right, power or privilege will not be presumed to preclude any subsequent or
further exercise of any right, power, or privilege or the exercise of any other right, power or
privilege.

Section 20. Remedies Cumulative. The rights, powers, remedies and privileges provided in this
Agreement are cumulative and not exclusive of any rights, powers, remedies and privileges provided
by law.

					
	 	 	 	 	 
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IN WITNESS WHEREOF, each of the parties has caused this Agreement to be signed in its name by its
duly authorized representatives as of the dates below.

	 	 	 	 	 
	Full Corporate Name of Customer	 	 
	 
	     H&R BLOCK BANK	 	 
	 
	 	 	 	 
	BY:

	 	/s/ JON. L. APPLEBY
 

	 	 
	 
	 	 	 	 
	Title:

	 	CFO	 	 
	 
	 	 	 	 
	Date:

	 	4/17/2006	 	 
	 
	 	 	 	 
	FEDERAL HOME LOAN
BANK OF DES MOINES	 	 
	 
	 	 	 	 
	By:

	 		 	 
	 
	 	 	 	 
	Title:

	 	Officer of the Federal Home Loan Bank of Des Moines	 	 
	 
	 	 	 	 
	Date:

	 	April 17, 2006	 	 

					
	 	 	 	 	 
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MEMBER REPRESENTATIONS AND WARRANTIES

In accordance with the Advances, Pledge and Security Agreement (as such document may be amended
from time to time) between the undersigned Member and the Federal Home Loan Bank of Des Moines
(Bank), the Member hereby certifies as follows:

(1) it understands and complies with the Bank’s Anti-Predatory Lending (APL)
Policy and with all applicable local, state and federal APL laws and other similar
credit-related consumer protection laws, regulations and orders designed to
prevent or regulate abusive and deceptive lending practices and loan terms
(collectively, APL laws);

(2) it will maintain qualifying collateral; and

(3) it will substitute eligible collateral for any residential mortgage loans and
securities backed by residential mortgage loans pledged to the Bank as collateral
(Residential Mortgage Collateral) that does not comply in all material respects with all
applicable APL laws or the Bank’s APL Policy.

The Member agrees to indemnify, defend and hold the Bank harmless from and against all losses,
damages, claims, actions, causes of action, liabilities, obligations, judgments, penalties,
fines, forfeitures, costs and expenses, including, without limitation, legal fees and expenses,
that result from the pledge of any Residential Mortgage Collateral that
does not comply in all material respects with applicable APL laws or
with the Bank’s APL Policy.

All capitalized terms used but not defined herein shall have the meanings ascribed to such terms in
the Advances, Pledge and Security Agreement.

	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	MEMBER
NAME/CITY/STATE: H&R BLOCK BANK,
KANSAS CITY, NO
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	MEMBER NUMBER:	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	By:	 	/s/ JON L. APPLEBY	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Print Name: 	JON L. APPLEBY	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Title:	 	CFO	 	 	 	 	 	 	 	 	 	 
	 	 	Authorized Officer*
	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	Dated:	 	1/19/2006	 	 	 	 	 	 	 	 	 	 

 

			
	*	 	Signing Officer must be authorized to execute advances or pledge collateral on behalf of the
Member.

 

 

Credit and Collateral Guidelines for

H&R Block Bank

Home Loan Bank member number 3225

The total amount of Federal Home Loan Bank of Des Moines credit, including advances, letters of
credit, MPF credit enhancement exposures, and all other credit products your financial institution
may have outstanding at any time will be determined by the following guidelines:

	•	 	Total credit up to 35% of your total assets as reported in the most recent financial
information
submitted to your primary regulator
	 
	•	 	Convertible advances up to 17.5% of your total assets as reported in the most recent
financial
information that you submit to your primary regulator
	 
	•	 	Unlimited amounts of the following assets may be pledged as collateral for your Home Loan
Bank borrowings; subject to normal eligibility requirements:

	 	§	 	conventional 1-4 family residential loans
	 
	 	§	 	multifamily real estate loans
	 
	 	§	 	non-agency mortgage backed securities
	 
	 	§	 	government/agency securities, including mortgage backed securities
	 
	 	§	 	government guaranteed loans (excludes SBA guaranteed loans)
	 
	 	§	 	certificates of deposit issued by the Home Loan Bank

	•	 	In addition, borrowings collateralized by the following assets will be allowed in an amount
up
to 200% of your equity capital:

	 	§	 	commercial real estate loans
	 
	 	§	 	agricultural real estate loans
	 
	 	§	 	second mortgage 1-4 family residential loans
	 
	 	§	 	For Community Financial Institutions (FDIC insured institutions with average
total
assets less than $548 million for the past three years, ending December 31, 2003):

	 	•	 	small business loans
	 
	 	•	 	small agri-business loans

These guidelines are based on your present financial and operating condition, and may be revised,
at the Bank’s sole discretion, if the Bank determines there is a change in these conditions. Your
ability to borrow is subject to continued creditworthiness, the pledging of sufficient eligible
collateral to secure advances, and compliance with the terms and conditions of the Agreement for
Advances, Collateral Pledge and Security Agreement.exv10w12

 

Exhibit 10.12

EXECUTION COPY

AMENDMENT NUMBER ONE

to the

INDENTURE

dated as of October 1, 2007,

between

OPTION ONE ADVANCE TRUST 2007-ADV2,

and

WELLS FARGO BANK, NATIONAL ASSOCIATION

          This AMENDMENT NUMBER ONE (this “Amendment”) is made and is effective as of this
24th day of October, 2007, among Option One Advance Trust 2007-ADV2 (the
“Issuer”), and Wells Fargo Bank, National Association (the “Indenture Trustee”) to
the Indenture, dated as of October 1, 2007, (the “Indenture”) between the Issuer and the
Indenture Trustee.

RECITALS 

          WHEREAS, on the terms and conditions set forth herein, the Issuer has requested that the
Indenture Trustee amend the Indenture as provided herein;

          NOW THEREFORE, the parties hereto hereby agree as follows:

          SECTION 1. Defined Terms. As used in this Amendment, capitalized terms have the same
meanings assigned thereto in the Indenture.

          SECTION 2. Amendments.

     (a) Schedule I of the Indenture is hereby amended and restated in its entirety as set forth in
Exhibit A.

     (b) Schedule II of the Indenture is hereby amended and restated in its entirety as set forth
in Exhibit B.

     (c) Schedule A-2 of the Indenture is hereby amended and restated in its entirety as set forth
in Exhibit C.

          SECTION 3. Waiver. The parties hereto hereby waive the provisions of Sections 8.02 and
8.04 of the Indenture requiring the delivery of Tax Opinions and Opinions of Counsel with respect
to any amendments of the Indenture.

          SECTION 4. Limited Effect. Except as expressly amended and modified by this Amendment,
the Indenture shall continue in full force and effect in accordance with its terms. Reference to
this Amendment need not be made in the Indenture or any other instrument or document executed in
connection therewith, or in any certificate, letter or communication issued or

 

 

made pursuant to, or with respect to, the Indenture, any reference in any of such items to the
Indenture being sufficient to refer to the Indenture as amended hereby.

          SECTION 5. GOVERNING LAW. THIS AMENDMENT SHALL BE GOVERNED BY AND CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO THE CONFLICT OF LAWS DOCTRINE
APPLIED IN SUCH STATE.

          SECTION 6. Counterparts. This Amendment may be executed by each of the parties hereto
in any number of separate counterparts, each of which when so executed shall be an original and all
of which taken together shall constitute one and the same instrument.

          SECTION 7. Limitation on Liability. It is expressly understood and agreed by the
parties hereto that (a) this Amendment is executed and delivered by Wilmington Trust Company, not
individually or personally, but solely as Owner Trustee of the Issuer in the exercise of the powers
and authority conferred and vested in it, (b) each of the representations, undertakings and
agreements herein made on the part of the Issuer is made and intended not as personal
representations, undertakings and agreements by Wilmington Trust Company but is made and intended
for the purpose for binding only the Issuer, (c) nothing herein contained shall be construed as
creating any liability on Wilmington Trust Company, individually or personally, to perform any
covenant either expressed or implied contained herein, all such liability, if any, being expressly
waived by the parties hereto and by any Person claiming by, through or under the parties hereto and
(d) under no circumstances shall Wilmington Trust Company be personally liable for the payment of
any indebtedness or expenses of the Issuer or be liable for the breach or failure of any
obligation, representation, warranty or covenant made or undertaken by the Issuer under this
Amendment or any other related documents.

2

 

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed and delivered by
their duly authorized officers as of the day and year first above written.

	 	 	 	 	 	 	 
	 	 	OPTION ONE ADVANCE TRUST 2007-ADV2
	 
	 	 	 	 	 	 
	 	 	By: Wilmington Trust Company, not in its
individual capacity but solely as Owner Trustee	 	 
	 
	 	 	 	 	 	 
	 

	 	By:
	 	/s/ Roseline K. Maney
	 

	 	 	 	 
	 

	 	Name:
	 	 Roseline K. Maney
	 

	 	Title:
	 	 Vice President
	 
	 	 	 	 	 	 
	 	 	WELLS FARGO BANK, NATIONAL ASSOCIATION
	 	 	as Indenture Trustee
	 
	 	 	 	 	 	 
	 

	 	By:
	 	/s/ William Augustin	 	 
	 

	 	 	 	 	 	 
	 

	 	Name:
	 	William Augustin	 	 
	 

	 	Title:
	 	Vice President	 	 

Consented to by

GREENWICH CAPITAL FINANCIAL
PRODUCTS, INC.,

as Majority Noteholder

	 	 	 	 	 
	By: 

Name: 

	 	/s/ Jason Kennedy
 

Jason Kennedy
	 	 
	Title:

	 	Vice President	 	 

Amendment to Indenture

 

 

Exhibit A

Schedule I

A-1

 

SCHEDULE I

LOAN LEVEL SECURITIZATION TRUSTS

	 	 	 	 	 	 	 
	Invest	 	 	 	Servicer	 	PSA Requiring
	or No.	 	Investor Name	 	Advances	 	Amendment
	250
	 	OOMC Series 2003-5
	 	Approved	 	 
	257
	 	Merrill Lynch Series 2003-OPT1
	 	Approved	 	 
	267
	 	ACE 2004-OP1 STEP SERV FEE
	 	Approved	 	 
	269
	 	SABR Trust 2004-OP1 —STEP SF
	 	Approved	 	 
	279
	 	ABSC Series 2004-HE3
	 	Approved	 	 
	284
	 	ABFC 2004-OPT4
	 	Approved	 	 
	288
	 	UBS MASTR Series 2004-OPT2
	 	Approved	 	 
	292
	 	OOMLT 2005-1 STEP SERV FEE
	 	Approved	 	 
	294
	 	Citigroup CMLTI 2005-OPT1
	 	Approved	 	 
	297
	 	MASTR 2005-OPT1 STEP SERV FEE
	 	Approved	 	 
	299
	 	CMLT 2005-OPT2 STEP SERV FEE
	 	Approved	 	 
	324
	 	Lehman SAIL 2003-BC10 — STEP INV
	 	Approved
	 	Yes
	330
	 	Lehman SAIL 2004-8 STEP
	 	Approved
	 	Yes
	333
	 	Citigroup Mort Loan Trust 2004-OPT1 step
	 	Approved	 	 
	334
	 	Barclays SABR Series 2004-OP2
	 	Approved	 	 
	346
	 	Morgan Stanley 2004-OP1
	 	Approved	 	 
	360
	 	Barclays SABR Series 2005-OP1
	 	Approved	 	 
	369
	 	OOMLT 2005-2 STEP SERV FEE
	 	Approved	 	 
	370
	 	SOUNDVIEW 2005-OPT1- PMI
	 	Approved	 	 
	377
	 	Citigroup CMLTI 2005-OPT3
	 	Approved	 	 
	380
	 	OOMLT 2005-3
	 	Approved	 	 
	381
	 	ABSC 2005-HE6
	 	Approved	 	 
	384
	 	JPMAC 2005-OPT1
	 	Approved	 	 
	386
	 	Soundview 2005-OPT2
	 	Approved	 	 
	391
	 	Citigroup CMLTI 2005-OPT4
	 	Approved	 	 
	396
	 	Soundview 2005-OPT3
	 	Approved	 	 
	397
	 	OOMLT 2005-4
	 	Approved	 	 
	401
	 	OOMLT 2005-5
	 	Approved	 	 
	406
	 	SOUNDVIEW 2005-OPT4
	 	Approved	 	 
	412
	 	OOMLT 2006-1
	 	Approved	 	 
	413
	 	SABR 2005-OP2
	 	Approved	 	 
	414
	 	JPMAC 2005-OPT2
	 	Approved	 	 
	417
	 	Barclays SABR Series 2006-OP1
	 	Approved	 	 
	420
	 	HSBC HASCO 2006-OPT2
	 	Approved
	 	Yes
	422
	 	Soundview 2006-OPT1
	 	Approved	 	 
	423
	 	Carrington 2006-OPT1
	 	Approved	 	 
	425
	 	HSBC HASCO 2006-OPT3
	 	Approved
	 	Yes
	428
	 	ABSC 2006-HE3
	 	Approved	 	 
	429
	 	Soundview 2006-OPT2
	 	Approved	 	 
	432
	 	HSBC HASCO 2006-OPT4
	 	Approved	 	 
	434
	 	ACE 2006-OP1
	 	Approved
	 	Yes
	435
	 	Soundview 2006-OPT3
	 	Approved	 	 
	437
	 	Soundview 2006-OPT4
	 	Approved	 	 
	440
	 	Soundview 2006-OPT5
	 	Approved	 	 
	441
	 	OOMC Loan Trust Series 2006-2
	 	Approved	 	 
	442
	 	ABSC 2006-HE5
	 	Approved	 	 
	445
	 	ABFC 2006-OPT1
	 	Approved	 	 
	449
	 	ABFC 2006-OPT2
	 	Approved	 	 
	450
	 	OOMLT 2006-3
	 	Approved	 	 
	551
	 	ACE 2006-OP2
	 	Approved	 	 

A-2

 

	 	 	 	 	 	 	 
	Invest	 	 	 	Servicer	 	PSA Requiring
	or No.	 	Investor Name	 	Advances	 	Amendment
	554
	 	ABFC 2006-OPT3
	 	Approved	 	 
	559
	 	SGMS 2006-OPT2- Dual Cutoff
	 	Approved
	 	Yes
	565
	 	OOMLT 2007-01- Dual Cutoff
	 	Approved	 	 
	571
	 	OOMC Loan Trust Series 2007-2
	 	Approved	 	 
	581
	 	Soundview 2007-OPT1
	 	Approved	 	 
	626
	 	OOMC Loan Trust 2000-A (FHLMC T023
	 	Approved
	 	Yes

A-3

 

Exhibit B

Schedule II

B-1

 

SCHEDULE II

POOL LEVEL SECURITIZATION TRUSTS

	 	 	 	 	 	 	 
	 	 	 	 	Delinquency	 	PSA Requiring
	Investor No.	 	Investor Name	 	Advances	 	Amendment
	250
	 	OOMC Series 2003-5
	 	Approved	 	 
	267
	 	ACE 2004-OP1 STEP SERV FEE
	 	Approved	 	 
	277
	 	Lehman SAIL 2004-4
	 	Approved
	 	Yes
	289
	 	ABFC 2004-OPT5
	 	Approved
	 	Yes
	292
	 	OOMLT 2005-1 STEP SERV FEE
	 	Approved	 	 
	324
	 	Lehman SAIL 2003-BC10 — STEP INV
	 	Approved
	 	Yes
	330
	 	Lehman SAIL 2004-8 STEP
	 	Approved
	 	Yes
	361
	 	Lehman SAIL 2005-3
	 	Approved
	 	Yes
	365
	 	ABFC Series 2005-HE1 STEP SF
	 	Approved
	 	Yes
	369
	 	OOMLT 2005-2 STEP SERV FEE
	 	Approved	 	 
	370
	 	SOUNDVIEW 2005-OPT1- PMI
	 	Approved	 	 
	372
	 	Lehman SAIL 2005-5
	 	Approved
	 	Yes
	380
	 	OOMLT 2005-3
	 	Approved	 	 
	391
	 	Citigroup CMLTI 2005-OPT4
	 	Approved	 	 
	397
	 	OOMLT 2005-4
	 	Approved	 	 
	401
	 	OOMLT 2005-5
	 	Approved	 	 
	402
	 	SGMS 2005-OPT1
	 	Approved
	 	Yes
	412
	 	OOMLT 2006-1
	 	Approved	 	 
	416
	 	HSBC HASCO 2006-OPT1
	 	Approved
	 	Yes
	420
	 	HSBC HASCO 2006-OPT2
	 	Approved
	 	Yes
	423
	 	Carrington 2006-OPT1
	 	Approved	 	 
	425
	 	HSBC HASCO 2006-OPT3
	 	Approved
	 	Yes
	430
	 	Lehman SASCO 2006-OPT1
	 	Approved
	 	Yes
	432
	 	HSBC HASCO 2006-OPT4
	 	Approved	 	 
	434
	 	ACE 2006-OP1
	 	Approved
	 	Yes
	441
	 	OOMC Loan Trust Series 2006-2
	 	Approved	 	 
	448
	 	Merrill Lynch Series 2006-OPT1
	 	Approved	 	 
	450
	 	OOMLT 2006-3
	 	Approved	 	 
	551
	 	ACE 2006-OP2
	 	Approved	 	 
	559
	 	SGMS 2006-OPT2- Dual Cutoff
	 	Approved
	 	Yes
	565
	 	OOMLT 2007-01- Dual Cutoff
	 	Approved	 	 
	567
	 	HSBC HASCO 2007-OPT1
	 	Approved
	 	Yes
	571
	 	OOMC Loan Trust Series 2007-2
	 	Approved	 	 
	573
	 	Merrill Lynch Series 2007-HE2
	 	Approved	 	 
	623
	 	Lehman Bros SASCO 1999-BC4
	 	Approved
	 	Yes

B-2

 

Exhibit C

Schedule A-2

C-1

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00134-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00134-of-00352.parquet"}]]