Document:

<PAGE>
                                                                    Exhibit 4.4

                          PSYCHIATRIC SOLUTIONS, INC.
                        1997 INCENTIVE AND NONQUALIFIED
                             STOCK OPTION PLAN FOR
                                 KEY PERSONNEL

         1.       The Purpose of the Plan. This Plan is intended to provide an
opportunity for Key Persons performing services to the Corporation and its
Subsidiaries to acquire shares of the Corporation's Common Stock, providing an
equity interest in the Corporation and additional compensation based on
appreciation of the value of such stock. The Plan provides for the grant of
stock options intended to constitute (a) incentive stock options, as defined in
Section 422 of the Internal Revenue Code of 1986, as amended, and (b)
nonqualified stock options, as an incentive to service or continued service to
the Corporation in order to aid the Corporation in obtaining and retaining key
personnel of outstanding ability and/or in substitution for stock options of
entities which may be acquired by the Corporation.

         2.       Definitions. For purposes of this Plan, the following terms
will be defined as indicated:

                  (a)      "Board" means the Board of Directors of the
         Corporation.

                  (b)      "Cause" means habitual drug use or drunkenness,
         embezzlement of Corporation funds, conduct which is injurious to the
         Corporation, or conviction of a felony, all as determined in good
         faith by the Board or Committee.

                  (c)      "Code" means the Internal Revenue Code of 1986, as
         amended from time to time.

                  (d)      "Committee" has the meaning prescribed in paragraph
         4.

                  (e)      "Common Stock" means the common stock of the
         Corporation, $.01 par value.

                  (f)      "Corporation" means Psychiatric Solutions, Inc., a
         Delaware corporation.

                  (g)      "Exchange Act" means the Securities Exchange Act of
         1934, as amended.

                  (h)      "Fair Market Value" means the closing price of the
         Common Stock, as reported by the New York Stock Exchange or by any
         other national securities market upon which the Common Stock is
         traded, including Nasdaq. In the event the Common Stock is not listed
         on an exchange or traded in the over-the-counter market, then the
         Board or Committee will determine Fair Market Value, which
         determination will be made in good faith and will be binding.

                  (i)      "ISO" means an incentive stock Option as defined in
         Section 422 of the Code.

                  (j)      "Key Person" means a consultant, advisor, director
         or full-time salaried employee of either the Corporation or any
         present or future subsidiary who, in the judgment of the Board or
         Committee, is instrumental to the success of the Corporation or one of
         its Subsidiaries; including officers.

<PAGE>
                  (k)      "NQSO" means a non-qualified stock option.

                  (l)      "Option" means an option granted pursuant to the
         Plan, whether an ISO or an NQSO.

                  (m)      "Plan" means the Corporation's 1997 Incentive and
         Nonqualified Stock Option Plan for Key Personnel described herein.

                  (n)      "Rule 16b-3" means Rule 16b-3 as promulgated under
         the Exchange Act, as the rule may be amended from time to time, or any
         successor rule or other comparable regulatory requirements.

                  (o)      "Subsidiary" means any person or entity which is
         controlled by the Corporation.

                  (p)      "Substitute Option" means an Option granted in
         substitution for options to purchase equity securities of an equity
         acquired by the Corporation.

         3.       Stock Subject to the Plan. There will be reserved for
issuance under the Plan an aggregate of 331,712 shares of Common Stock, which
will be authorized and unissued Common Stock. If an Option expires or
terminates for any reason without being exercised in full, the shares subject
thereto which have not been purchased will again be available for purposes of
the Plan. The number of shares as to which Options may be granted under the
Plan will be proportionately adjusted, to the nearest whole share, in the event
of any stock dividend, stock split, reorganization, merger, consolidation,
share combination or similar recapitalization involving the Common Stock or any
spin-off, spin-out or other significant distribution of assets of stockholders
for which the Corporation receives no consideration. In the event that there is
an insufficient number of authorized shares of Common Stock available to allow
exercise of the Options on the date of any grant hereunder, such Options will
not be exercisable until there are sufficient shares of Common Stock authorized
for issuance.

         4.       Administration of the Plan. The Board may administer this
Plan itself or may appoint a Committee of the Board to administer the Plan.
Subject to the provisions of the Plan, the Committee will have full authority
and discretion to determine the Key Persons of the Corporation and its
Subsidiaries to whom Options will be granted, the number of shares to be
subject to each Option, the Option prices, and the exercise period for the
Options. In making such determinations, the Committee may take into account the
nature of the services rendered or to be rendered by such persons, their past,
present or potential contributions to the Corporation, and any other factors
which the Committee deems relevant. Subject to the provisions of the Plan, the
Committee will have full and conclusive authority to interpret the Plan; to
prescribe, amend and rescind rules and regulations relating to the Plan; to
determine the terms and provisions of the respective Option agreements (which
need not be identical); and to make all other determinations necessary or
advisable for the proper administration of the Plan. The Board may at any time
remove members from or add members to the Committee, or may abolish the
Committee and revest in the Board the administration of the Plan. Vacancies on
the Committee, howsoever caused, will be filled by the Board in accordance with
the bylaws of the Corporation.

         5.       Option Agreement. Each grant of an Option will be evidenced
by an Option agreement, executed by the holder of the Option and the
Corporation, and such other instruments in such form as the Board or Committee
approves from time to time, which instruments will (i) comply with and include
expressly or by reference the terms and conditions set forth in this Plan, and
(ii) may include such other provisions not inconsistent with the provisions of
this Plan as the Board or Committee deems advisable, including provisions
granting the holder the right to receive property at the time of exercise of
the Option (provided that Section 83 of the Code applies to any such property
other than cash). The terms and conditions of the Option agreements need not
contain similar provisions. The granting of any Option under the Plan will not
be deemed either to entitle the holder of the Option to, or to disqualify such
holder from, participation in any other grant of Options under the Plan.

         6.       Eligibility. Options may be granted to Key Persons of the
Corporation and its present or future Subsidiaries, provided, however, that
Options granted to directors and certain officers of the Corporation will

                                       2
<PAGE>
comply with the applicable provisions of paragraph 4(b) of this Plan.
Substitute Options may be granted to Key Persons of any entity acquired by the
Corporation (or any subsidiary of such acquired entity).

         7.       Terms and Conditions of Options. All Options will be in such
form and upon such terms and conditions as the Board or Committee, in its
discretion, may from time to time determine. To the extent not included in a
specific Option agreement or other document (such as an employment agreement),
the following terms and provisions shall apply to each Option granted
hereunder.

                  (a)      Option Price. Except in the case of Substitute
         Options, the Option price per share will be an amount determined by
         the Committee or the Board at the time the Option is granted, taking
         into account the market price of the Common Stock on such date, the
         value of services provided or to be provided by the recipient of the
         Options, and the overall value of the compensation of the recipient by
         the Corporation and its Subsidiaries. The Option price per share for
         all ISOs will in no event be less than the Fair Market Value of the
         Common Stock on the trading day next preceding the date the Option is
         granted. Further, in the case of ISOs granted to a Key Person who
         beneficially owns more than ten percent (10%) of the then outstanding
         Common Stock, the Option price per share will in no event be less than
         110% of the Fair Market Value of the Common Stock on the trading day
         next preceding the date of grant. In the case of Substitute Options,
         the Option price per share will be determined by multiplying the
         market price of the Common Stock immediately prior to acquisition by
         the exchange ratio applicable to the class of equity securities of the
         acquired entity subject to the acquired entity's options immediately
         prior to acquisition, if any, or, if no such exchange ratio is
         applicable, by a factor determined by the Board. The Corporation will
         not be required to issue Options or Substitute Options for fractional
         shares, but may, in the discretion of the Board or Committee, round to
         the nearest whole share.

                  (b)      Option Term. No Option will be exercisable after the
         expiration of ten (10) years from the date the Option is granted.
         Further, in the case of ISOs granted to a Key Person who beneficially
         owns more than ten percent (10%) of the then outstanding Common Stock,
         the term of the Option will not exceed five (5) years from the date of
         grant. The date of grant will be the date on which the Board or
         Committee has approved the terms and conditions of the Option
         agreement evidencing the Option, has determined the recipient of the
         Option, the number of shares covered by the Option and the Option
         price per share, and has taken all other action necessary to complete
         the grant of the Option.

                  (c)      Option Type. Each Option granted hereunder will be
         clearly identified as either an ISO or an NQSO.

                  (d)      Maximum Grants. Any Key Person will be entitled to
         receive, at any time over the life of this Plan, Options with respect
         to such number of shares of Common Stock as set by the Board or
         Committee, up to the total number of shares reserved for issuance upon
         exercise of Options as set forth in paragraph 3; provided, however,
         that ISOs granted in any calendar year to a Key Person and exercisable
         for the first time by such Key Person during any calendar year may not
         exceed the limits prescribed by the Code.

                  (e)      Payment and Withholding. Payment for all shares
         purchased pursuant to exercise of an Option will be made in cash, by
         delivery of unrestricted shares of Common Stock at Fair Market Value
         on the date of exercise, or a combination thereof. The payment will be
         made at the time the Option or any part thereof is exercised, and no
         shares will be issued until full payment therefor has been made.
         Payment in currency or by check, bank draft, cashier's check, postal
         money order or wire transfer will be considered payment in cash. In
         addition to the Option price, the Corporation will have the right, if
         applicable, to require the holder of an Option to remit to the
         Corporation an amount sufficient to satisfy any federal, state or
         local withholding tax liability prior to the delivery of any
         certificate or certificates for shares issuable upon exercise of the
         Option.

                                       3
<PAGE>
                  (f)      Conditions to Exercise of an Option. Except in the
         case of a Substitute Option, no Option may be exercised to any extent
         until the holder will have been employed by the Corporation or one of
         its Subsidiaries continuously for at least three (3) months from the
         date of grant. Except as provided in subparagraph (h) below, an Option
         may not be exercised by the holder unless he is then a Key Person of
         the Corporation or one of its Subsidiaries. No Option may be exercised
         by a holder with respect to fractional shares unless approved by the
         Board or Committee.

                  (g)      Nontransferability of Options. An Option will not be
         transferable or assignable except by will, by the laws of descent and
         distribution, or, in the case of NQSOs, pursuant to a qualified
         domestic relations order as defined by the Code, Title I of the
         Employee Retirement Income Security Act or the rules thereunder, and
         an Option will be exercisable, during the holder's lifetime, only by
         him. Notwithstanding the limitations of this subparagraph (g), the
         Board or Committee may, in its sole discretion, allow transfer of an
         Option to an immediate member of the Optionholder's family or to a
         family partnership or trust.

                  (h)      Termination of Employment or Death. In the event
         that a holder ceases to be employed or retained by the Corporation or
         any of its Subsidiaries for any reason other than his death,
         disability or termination for Cause and will no longer be employed by
         any of them, such holder will have the right to exercise the Option at
         any time within three (3) months after his termination of employment
         or retention to the extent his right to exercise the Option has vested
         and has not previously been exercised at the date of termination. In
         the event of termination of employment or retention of the holder by
         reason of disability, the holder may exercise his Option at any time
         within twelve (12) months after the date of such termination. If the
         holder of an Option dies while he is employed by the Corporation or
         one of its Subsidiaries, his Option may be exercised (to the extent
         that the holder would have been entitled to do so at the date of his
         death) by a legatee or legatees of the holder under his last will, or
         by his personal representatives or distributees, at any time within
         twelve (12) months following his death. In the event of termination of
         employment of the holder for Cause, any and all Options of the holder
         shall automatically expire upon such termination. In all of the cases
         cited above, the Corporation's Board of Directors or the Committee
         may, in its discretion, extend the exercise period of the Option in
         question; provided, however, that notwithstanding this subparagraph
         (h), no Option may be exercised more than ten (10) years after the
         date on which such Option was granted. For purposes of this
         subparagraph (h), employment of a holder will not be deemed terminated
         so long as the holder is employed by the Corporation, a Subsidiary or
         another entity (or an affiliate of another entity) which has assumed
         this Option in a transaction to which Section 424(a) of the Code is
         applicable.

                  (i)      Changes in Capitalization; Merger; Liquidation. The
         number of shares of Common Stock covered by each outstanding Option
         will be proportionately adjusted, to the nearest whole share (i) for
         any increase or decrease in the number of issued shares of Common
         Stock resulting from a subdivision or combination of shares or stock
         split or the payment of a stock dividend (but only on the Common
         Stock) or any other merger, reorganization, combination, consolidation
         or similar recapitalization or increase or decrease in the number of
         such shares effected without receipt of consideration by the
         Corporation, or (ii) for any spin-off or spin-out of assets to the
         Corporation's stockholders or any other significant distribution of
         assets by the Corporation to its stockholders without receipt of
         consideration by the Corporation. Any such adjustment to an
         outstanding Option will be made without changing the total price
         applicable to the unexercised portion of the Option, but with a
         corresponding adjustment in the price for each share covered by the
         Option. If the Corporation is the surviving corporation in any merger
         or consolidation, each outstanding Option will pertain to and apply to
         the securities to which a holder of the number of shares of Common
         Stock subject to the Option would have been entitled to receive in
         such merger or consolidation. A dissolution or liquidation of the
         Corporation or a merger or consolidation in which the Corporation is
         not the surviving corporation will cause each outstanding Option to
         terminate, except for Options as to which another entity assumes or
         substitutes another option in a transaction to which Section 424(a) of
         the Code is applicable; provided, however, that, as to any Options
         which are to so terminate, each holder will have the right immediately
         prior to such dissolution, liquidation, merger or consolidation, to
         exercise his Option in whole or in part, including with respect to
         shares as to which the right to exercise had not yet vested and
         without regard to any provisions deferring exercise contained herein.
         To the extent that the foregoing adjustments relate to stock or
         securities of the Corporation, the adjustments will be made by the
         Board or

                                       4
<PAGE>
         Committee, whose determination will be conclusive. Except as expressly
         provided in this subparagraph (i), the holder of an Option will have
         no rights by reason of any subdivision or combination of shares of
         stock of any class, or the payment of any stock dividend or any other
         increase or decrease in the number of shares of stock of any class, or
         by reason of any spin-off, spin-out or comparable distribution of
         assets to the Corporation's stockholders, or by reason of any
         dissolution, liquidation, merger or consolidation or distribution to
         the Corporation's stockholders of assets or securities of another
         entity; and any issue by the Corporation of shares of stock of any
         class, or securities convertible into shares of stock of any class,
         will not affect, and no adjustment by reason thereof will be made with
         respect to, the number or price of shares of Common Stock subject to
         the Option. The existence of the Plan and the Options granted pursuant
         to the Plan will not affect in any way the right or power of the
         Corporation to make or authorize any adjustment, reclassification,
         reorganization or other change in its capital or business structure,
         any merger or consolidation of the Corporation, any issue of debt or
         equity securities having preferences or priorities as to the Common
         Stock or the rights thereof, the dissolution or liquidation of the
         Corporation, any sale or transfer of all or any part of the
         Corporation's business or assets, or any other corporate act or
         proceeding.

                  (j)      If at any time the Board or Committee determines
         that the listing or approval for quotation, registration or
         qualification of the shares subject to the Options upon any securities
         exchange or interdealer quotation system or under any state or federal
         securities or other law or regulation, or the consent or approval of
         any governmental regulatory body, is necessary or desirable as a
         condition to or in connection with the granting of the Option or the
         issue or purchase of Common Stock thereunder, the Option may not be
         exercised, in whole or in part, unless such listing, approval for
         quotation, registration, qualification, consent or approval will have
         been effected or obtained free of any conditions not acceptable to the
         Board or Committee. The holder of the Option will supply the
         Corporation with such certificates, representations, opinions of
         counsel and information as the Corporation may request, including,
         without limitation, an investment letter certifying that all shares
         being purchased under an Option are being acquired for investment and
         not for the purpose of resale or distribution, and will otherwise
         cooperate with the Corporation in obtaining such listing, approval for
         quotation, registration, qualification, consent or approval.

                  (k)      No Option granted pursuant to the Plan will
         terminate when an employee is on military, maternity, sick leave or
         other bona fide leave of absence so long as his right to reemployment
         is guaranteed either by statute or contract.

         8.       Termination and Amendment of the Plan. The Plan shall
terminate at midnight on April 9, 2007, ten (10) years after the date of its
initial adoption by the Board. No Option will be granted under the Plan after
that date, but Options granted before termination of the Plan will remain
exercisable thereafter until they expire or lapse according to their terms. The
Plan may be terminated, modified or amended by the Corporation's stockholders
or Board.

         9.       Rule 16b-3 Compliance. In taking any action under the Plan
involving a person who files reports under Section 16 of the Exchange Act, the
Corporation will use its best efforts to ensure that such action is taken in
compliance with Rule 16b-3.

         10.      No Rights as Stockholder. A holder of an Option will have no
rights as a stockholder with respect to any Common Stock covered by his Option
until the date of issuance of a stock certificate to him by the Corporation
following exercise, in whole or in part, of the Option.

         11.      Indemnification and exculpation of Board or Committee. In
addition to other rights of indemnification as they may have as members of the
Board, each member of the Board or Committee will be indemnified by the
Corporation against all costs and expenses reasonably incurred by him in
connection with any action, suit or proceeding to which he may be party by
reason of any action taken or failure to act under or in connection with the
Plan, or any Option granted thereunder, and against all amounts paid by him in
settlement thereof (provided the settlement is approved by legal counsel
selected by the Corporation) or paid by him in satisfaction of a judgment in
any such action, suit or proceeding, except a judgment based upon a finding of
a breach of the duty of loyalty or acts or omissions either not in good faith
or which involve intentional misconduct or a knowing violation of law. Upon the
institution of any such action, suit or proceeding, each Board or Committee
member affected will notify the Corporation in writing of the same, giving the
Corporation an opportunity, at its own expense, to defend the same before the
member undertakes to defend it on his own behalf. The members of the Board or
Committee shall, to the fullest extent permitted by law, not be liable to the
Corporation, its stockholders, option holders, employees, consultants or
others, in connection with any action taken or failure to act under or in
connection with the Plan, or any Option granted thereunder.

                                       5<PAGE>
                                                                    EXHIBIT 10.1

The Bank of New York
Corporate Trust and Agency Services
5 Penn Plaza, 16th Floor
New York, NY 10001
Patricia O'Neil Manella
(212) 328-7574

Distribution Date: September 30, 2002

                      SEQUOIA MORTGAGE FUNDING CORPORATION
                 COLLATERALIZED MBS FUNDING BONDS, SERIES 2002-A

                    CERTIFICATE MONTHLY DISTRIBUTION SUMMARY

<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------
                            BEGINNING       PASS        MONTHLY      ADDITIONAL   INTEREST
 CLASS          CUSIP      CERT BALANCE   THROUGH     INTEREST AMT    INTEREST    SHORTFALL
-------------------------------------------------------------------------------------------
<S>           <C>         <C>             <C>         <C>            <C>          <C>
  A-1         81743UAA3   58,764,251.68   2.411250%    118,079.49       0.00         0.00
-------------------------------------------------------------------------------------------
  A-2         81743UAB1   14,960,596.62   2.561250%     31,931.52       0.00         0.00
-------------------------------------------------------------------------------------------
  Total                   73,724,848.30                150,010.94       0.00         0.00
-------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
-----------------------------------------------------------------------------------
                INTEREST      PRINCIPAL        TOTAL        REALIZED    ENDING CERT
 CLASS        DISTRIBUTION   DISTRIBUTION   DISTRIBUTION     LOSSES       BALANCE
-----------------------------------------------------------------------------------
<S>           <C>           <C>             <C>             <C>         <C>
  A-1          118,079.42    1,384,962.71
-----------------------------------------------------------------------------------
  A-2           31,931.52      509,192.32
-----------------------------------------------------------------------------------
  Total        150,010.94
-----------------------------------------------------------------------------------
</TABLE>

                           CURRENT PAYMENT INFORMATION
                               FACTORS PER $1.000

<TABLE>
<CAPTION>
-----------------------------------------------------------------------------------------------------------------------
                             ORIGINAL CERT     BEGINNING       INTEREST      PRINCIPAL        ENDING       CURRENT PASS
    CLASS          CUSIP        BALANCE         FACTOR          FACTOR         FACTOR         FACTOR         THROUGH
-----------------------------------------------------------------------------------------------------------------------
<S>              <C>         <C>              <C>             <C>           <C>            <C>             <C>
     A-1         81743UAA3    64,761,000.00   907.401857366   1.823310607   21.385752407   886.016104959     2.411250%
     A-2         81743UAB1    15,861,000.00   943.231613330   2.013209975   32.103418568   911.128194762     2.561250%
-----------------------------------------------------------------------------------------------------------------------
    Total                     80,622,000.00   914.450749224   1.860670061   23.494269991   890.956479253
-----------------------------------------------------------------------------------------------------------------------
</TABLE>

             UNDERLYING CERTIFICATES MONTHLY DISTRIBUTION - GROUP I

<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------
                              ORIGINAL        BEGINNING        PASS        INTEREST
   SERIES         CLASS       BALANCE          BALANCE       THROUGH     DISTRIBUTION
-------------------------------------------------------------------------------------
<S>               <C>      <C>              <C>              <C>         <C>
  CWMBS 94K         A1     123,119,000.00    2,457,355.05    5.207786%     10,664.48
DLJMA 93-Q18       1A1      51,833,000.00      486,069.75    5.775858%      2,339.56
 DLJMA 94-2A       1A1      85,787,000.00    1,195,076.50    6.206657%      6,181.19
  ONE 00-2          2A     152,653,000.00    9,674,807.48    5,851288%     47,175.07
 RYMS3 92-B        1A2       7,712,906.00    5,130,640.42    6.296196%     26,919.60
  SBM7 94-2         A1      49,384,000.00    1,693,295.15    5.603778%      7,907.37
  SMS 91-K          A1     110,588,063.00    1,808,896.56    4.883663%      7,361.70
  SMS 91-K          A3       1,917,855.00    1,182,202.27    5.173663%      5,096.93
 EAGLE 98-1         M1      46,029,000.00   20,952,314.61    2.810000%     49,063.33
  INMC 94-R         M2       4,620,000.00    3,133,132.32    6.024684%     15,730.11
  INMC 94-V         B1       3,618,000.00    1,989,336.79    6.335102%     10,502.21
  INMC 94-X         B1       2,769,000.00    1,902,876.70    6.328761%     10,035.71
  INMC 95-C         B1      12,828,797.00    4,923,165.47    6.256565%     25,668.42
  INMC 95-T         A2      65,695,250.00    2,889,581.22    5.678990%     13,674.92
-------------------------------------------------------------------------------------
       Total               718,554,901.00   59,418,750.29                 238,320.61
-------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
----------------------------------------------------------------------------------------
                    PRINCIPAL         TOTAL         REALIZED   INTEREST       ENDING
   SERIES          DISTRIBUTION    DISTRIBUTION      LOSSES    SHORTFALL      BALANCE
----------------------------------------------------------------------------------------
<S>               <C>             <C>               <C>        <C>         <C>
  CWMBS 94K         188,809.54      199,474.03        0.00       0.00       2,268,545.50
DLJMA 93-Q18          1,045.70        3,385.26        0.00       0.00         485,024.05
 DLJMA 94-2A         55,320.28       61,501.47        0.00       0.00       1,139,756.22
  ONE 00-2          446,438.25      493,613.32        0.00       0.00       9,228,369.23
 RYMS3 92-B         105,548.64      132,468.24        0.00       0.00       5,025,091.78
  SBM7 94-2         138,964.05      146,871.42        0.00       0.00       1,554,331.10
  SMS 91-K          109,463.48      116,825.18        0.00       0.00       1,699,433.09
  SMS 91-K           20,482.82       25,579.75        0.00       0.00       1,161,719.45
 EAGLE 98-1               0.00       49,063.33        0.00       0.00      20,952,314.61
  INMC 94-R           7,301.78       23,031.89        0.00       0.00       3,125,830.54
  INMC 94-V          74,650.16       85,152.37        0.00       0.00       1,914,686.63
  INMC 94-X          86,046.58       96,082.29        0.00       0.00       1,816,830.12
  INMC 95-C         146,262.19      171,930.61        0.00       0.00       4,776,903.28
  INMC 95-T           4,629.25       18,304.17        0.00       0.00       2,884,951.97
----------------------------------------------------------------------------------------
       Total      1,384,962.71    1,623,283.32        0.00       0.00      58,033,787.58
----------------------------------------------------------------------------------------
</TABLE>

<PAGE>

             UNDERLYING CERTIFICATES MONTHLY DISTRIBUTION - GROUP II

<TABLE>
<CAPTION>
---------------------------------------------------------------------------------------
                                ORIGINAL        BEGINNING        PASS        INTEREST
     SERIES         CLASS       BALANCE          BALANCE       THROUGH     DISTRIBUTION
---------------------------------------------------------------------------------------
<S>                 <C>      <C>              <C>              <C>         <C>
  GRCAP 94-HM4        A1     245,813,000.00      571,696.08    6.495955%     3,094.76
    INMC 95-E         B1       4,608,492.00    3,089,031.81    6.447236%    16,596.43
    PMLT 99-A         M1       2,914,000.00    2,914,000.00    2.800394%     6,800.29
    RTC 95-2          A3     119,696,000.00    8,547,022.69    4.772329%    33,991.01
---------------------------------------------------------------------------------------
         Total               373,031,492.00   15,121,750.58                 60,482.49
---------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
--------------------------------------------------------------------------------------
                      PRINCIPAL        TOTAL      REALIZED   INTEREST       ENDING
     SERIES         DISTRIBUTION   DISTRIBUTION    LOSSES    SHORTFALL      BALANCE
--------------------------------------------------------------------------------------
<S>                 <C>            <C>            <C>        <C>         <C>
  GRCAP 94-HM4        23,371.58       26,466.34     0.00       0.00         548,324.50
    INMC 95-E          4,953.83       21,550.26     0.00       0.00       3,084,077.98
    PMLT 99-A        195,054.23      201,854.52     0.00       0.00       2,718,945.77
    RTC 95-2         285,812.68      319,803.68     0.00       0.00       8,261,210.02
--------------------------------------------------------------------------------------
         Total       509,192.32      569,674.81     0.00       0.00      14,612,558.26
--------------------------------------------------------------------------------------
</TABLE>

                 UNDERLYING POOL DELINQUENT INFORMATION BY GROUP

<TABLE>
<CAPTION>
---------------------------------------------------------------------------------------------
                            LOANS
                         OUTSTANDING       DELINQUENT 30-59 DAYS      DELINQUENT 60-89 DAYS
       SERIES              BALANCE        NO.         BALANCE        NO.          BALANCE
---------------------------------------------------------------------------------------------
<S>                     <C>               <C>       <C>              <C>         <C>
      CWMBS 94K          10,323,337.96      1          293,251.69      1           185,375.01
   DLJMA 93-Q18(1)        4,307,022.83      1          101,504.47      0                 0.00
   DLJMA 94-2A(1)         1,851,733.60      0                0.00      0                 0.00
     ONE 00-2(2)        503,644,175.00     65        5,581,942.00     11         1,160,820.00
    RYMS3 92-B(2)        24,703,454.09     17          819,073.10      4           219,925.43
    SBM7 94-2(2)          5,789,490.59      4          747,403.24      0                 0.00
      SMS 91-K            5,856,813.95      0                0.00      2           282,488.67
     EAGLE 98-1          39,509,675.72     23        2,075,063.54      7           661,775.68
      INMC 94-R           9,597,025.98      3          317,547.49      0                 0.00
      INMC 94-V           8,567,330.02      4          430,324.69      0                 0.00
      INMC 94-X           8,713,404.36      2          192,619.37      0                 0.00
      INMC 95-C           9,465,270.08      6          604,104.04      3           486,286.13
    INMC 95-T(2)          8,441,230.01      5          446,692.74      0                 0.00
---------------------------------------------------------------------------------------------
        Total           640,769,964.19    131       11,609,627.37     28         2,996,650.92
---------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
--------------------------------------------------------------------------------------------------------------
                         DELINQUENT 90+ DAYS         FORECLOSURE             REO               REALIZED LOSSES
       SERIES           NO.        BALANCE       NO.      BALANCE       NO.      BALANCE        CURR. AMOUNT
--------------------------------------------------------------------------------------------------------------
<S>                     <C>      <C>             <C>    <C>             <C>    <C>             <C>
      CWMBS 94K           2        410,073.94      1      242,498.01      0            0.00            0.00
   DLJMA 93-Q18(1)        1         59,936.99      1       78,186.92      1       30,083.18            0.00
   DLJMA 94-2A(1)         0              0.00      0            0.00      0            0.00            0.00
     ONE 00-2(2)         15      4,323,531.00     20    2,524,788.00      0            0.00            0.00
    RYMS3 92-B(2)         6        430,439.45      3       82,981.61      2      140,558.93            0.00
    SBM7 94-2(2)          0              0.00      1      127,352.70      0            0.00            0.00
      SMS 91-K            0              0.00      1      208,149.78      0            0.00            0.00
     EAGLE 98-1          22      2,359,222.43     29    3,207,119.67     24    3,053,270.55      226,797.50
      INMC 94-R           1         55,162.92      2      771,388.53      0            0.00           43.49
      INMC 94-V           2        189,757.90      1       71,317.48      0            0.00            0.00
      INMC 94-X           2        190,119.14      3      839,809.86      0            0.00            0.00
      INMC 95-C           0              0.00      4      430,754.16      0            0.00            0.00
    INMC 95-T(2)          0              0.00      2      458,811.92      0            0.00            0.00
--------------------------------------------------------------------------------------------------------------
        Total            51      8,018,243.77     68    9,043,158.64     27    3,222,912.66      226,840.99
--------------------------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
---------------------------------------------------------------------------------------------
                            LOANS
                         OUTSTANDING       DELINQUENT 30-59 DAYS      DELINQUENT 60-89 DAYS
       SERIES              BALANCE        NO.         BALANCE        NO.          BALANCE
---------------------------------------------------------------------------------------------
<S>                     <C>               <C>       <C>              <C>         <C>
    GRCAP 94-HM4          7,590,774.64      4          572,231.03      1           125,805.88
      INMC 95-E          15,695,537.81      9        2,023,798.97      1           246,642.95
      PMLT 99-A          41,823,548.67     36        2,873,374.39     11           715,477.07
     RTC 95-2(1)         24,643,524.33      7          493,939.00      4           471,282.08
---------------------------------------------------------------------------------------------
        Total            89,753,385.45     56        5,963,343.39     17         1,559,207.98
---------------------------------------------------------------------------------------------
      Total All         730,523,349.64    187       17,572,970.76     45         4,555,858.90
---------------------------------------------------------------------------------------------
</TABLE>

<TABLE>
<CAPTION>
--------------------------------------------------------------------------------------------------------------
                         DELINQUENT 90+ DAYS         FORECLOSURE             REO               REALIZED LOSSES
       SERIES           NO.        BALANCE       NO.      BALANCE       NO.      BALANCE        CURR. AMOUNT
--------------------------------------------------------------------------------------------------------------
<S>                     <C>      <C>             <C>   <C>              <C>    <C>             <C>
    GRCAP 94-HM4          0              0.00      1       45,596.39      0            0.00            0.00
      INMC 95-E           4        383,136.63      3      323,468.88      2       67,033.00       -1,185.75
      PMLT 99-A           4        288,991.84     23    2,234,086.32      2       91,728.40            0.00
     RTC 95-2(1)          6        481,532.22      3      159,064.47      0            0.00            0.00
--------------------------------------------------------------------------------------------------------------
        Total            14      1,153,660.69     30    2,762,216.06      4      158,761.40       -1,185.75
--------------------------------------------------------------------------------------------------------------
      Total All          65      9,171,904.46     98   11,805,374.70     31    3,381,674.06      225,655.24
--------------------------------------------------------------------------------------------------------------
</TABLE>

(1)  Information shown for the Underlying Mortgage Loans for this Pooled
     Security is based on the Underlying Mortgage Loan group related to such
     Pooled Security only.

(2)  Information shown for the Underlying Mortgage Loans for this Pooled
     Security is based on all the Underlying Mortgage Loan groups in the related
     series.

<PAGE>

                         CERTIFICATE ACCOUNT INFORMATION

<TABLE>
<CAPTION>
--------------------------------------------------------------------------------------------------------------------------------
                                                 WITHDRAWALS                                                            ENDING
  GROUP    BEGINNING BALANCE   FUNDS DEPOSITED   TRUSTEE FEE   MANAGEMENT FEE   AVAILABLE FUNDS   FUNDS DISTRIBUTED    BALANCE
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>                 <C>               <C>           <C>              <C>               <C>                 <C>
  I              0.00           1,623,283.32      1,485.47          0.00         1,621,797.85       1,503,042.13      118,755.72
  II             0.00             569,674.81        378.04          0.00           569,296.76         541,123.85       28,172.92
  -----          ----           ------------      --------          ----         ------------       ------------      ----------
  Total          0.00           2,192,958.13      1,863.51          0.00         2,191,094.62       2,044,165.98      146,928.64
  -----          ----           ------------      --------          ----         ------------       ------------      ----------
</TABLE>

<TABLE>
<CAPTION>
-------------------------------------------------------------------------------------------------------------------
               ADDITIONAL REPORTING ITEMS                          POOL I           POOL II             TOTAL
-------------------------------------------------------------------------------------------------------------------
<S>            <C>                                            <C>                <C>                 <C>
2.15(a)        Available Interest                                  238,320.61        60,482.49           298,803.09
-------------------------------------------------------------------------------------------------------------------
               Available Principal                               1,384,962.71       509,192.32         1,894,155.03
-------------------------------------------------------------------------------------------------------------------
2.15(b)        Monthly Interest Amt.                          see p. 1
-------------------------------------------------------------------------------------------------------------------
2.15(c)        Carryforward Interest                                     0.00             0.00                 0.00
-------------------------------------------------------------------------------------------------------------------
2.15(d)        Principal Paid                                 see p. 1
-------------------------------------------------------------------------------------------------------------------
2.15(e)        Class Print Amts.                              see p. 1
-------------------------------------------------------------------------------------------------------------------
2.15(f)        Beginning Actual OC                                    1.1015%          1.0657%
-------------------------------------------------------------------------------------------------------------------
               Ending Actual OC                                       1.1278%          1.1028%
-------------------------------------------------------------------------------------------------------------------
2.15(g)        2nd preceding pool bal                          698,833,064.12    96,995,074.16       795,828,138.28
-------------------------------------------------------------------------------------------------------------------
2.15(h)        Required OC                                            2.7000%          2.0000%
-------------------------------------------------------------------------------------------------------------------
2.15(i)        Has Step-up Occurred?                                       No               No
-------------------------------------------------------------------------------------------------------------------
2.15(k)        Monies Deposited to Reserve Fund                          0.00             0.00                 0.00
-------------------------------------------------------------------------------------------------------------------
2.15(l)        Amts. Dist. to Investor Certificateholders          118,755.72        28,172.92           146,928.64
-------------------------------------------------------------------------------------------------------------------
</TABLE>

Note: Management Fee is to be paid on an annual basis. This month's Fee together
      with last month's annualized amount equals the full annual Fee.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00044-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00044-of-00352.parquet"}]]