Document:

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                    CONFIDENTIAL TREATMENT - REDACTED VERSION

                           Memorandum of Understanding
                                     between
                       SkillsVillage.com ("SkillsVillage")
                                       and
                     Changepoint Corporation ("Changepoint")

This Memorandum of Understanding ("MOU") contains a statement of the
understandings between SkillsVillage.com and Changepoint Corporation
(collectively the "Parties") with regard to the objectives stated below. The
parties intend to use reasonable efforts and exercise good faith to be
consistent with the intentions and coverage of this MOU.

     1.   OBJECTIVE

          a)   The objective of this MOU is to establish a non-exclusive
               strategic partnership between the parties to allow users to
               access each other's web sites and for the parties to cooperate in
               marketing each other's products and/or services.

          b)   The two parties will cooperate (responsibilities detailed below)
               to develop functionality that will allow a Changepoint or
               MyChangepoint user to interact with the SkillsVillage products
               and services to utilize the services of SkillsVillage such as
               selection of personnel. At a minimum it is envisioned that a user
               of Changepoint will have the capability within Changepoint to
               send a resource requirement to SkillsVillage and receive a list
               of available personnel meeting the specifications. The interface
               will also allow the user to request detailed information on any
               of the available personnel on the list.

          c)   There are a number of additional opportunities for interaction
               between the two party's products and services that are being
               discussed, and will be developed as soon as feasible. One of
               these functions is the capability to pass time reports and other
               information between the systems. The parties agree to continue to
               explore opportunities that will benefit the joint user community
               of the parties.

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     2.   UNDERSTANDINGS

          The parties anticipate that the terms and conditions of this MOU will
          include, but need not be limited to, the following:

          Changepoint agrees to the following criteria:

          (a)  Feature SkillsVillage prominently on WWW.CHANGEPOINT.COM in such
               areas where appropriate.

          (b)  Provide direct links to WWW.SKILLSVILLAGE.COM from within the
               Changepoint applications or develop functionality based on API
               specifications to be provided by SkillsVillage that will allow
               for direct interaction. The intellectual property rights for
               functionality developed by Changepoint will remain the sole
               property of Changepoint.

          (c)  Changepoint will provide SkillsVillage its logo to be used to
               co-brand any Skillsvillage.com pages viewed through the
               SkillsVillage web site.

          (d)  Work with SkillsVillage on a co-marketing plan to expand the
               reach in each other's markets.

          SkillsVillage agrees to the following criteria:

          (a)  Changepoint shall be prominently featured on
               WWW.SKILLSVILLAGE.COM in such areas as Resource Center and other
               areas where appropriate.

          (b)  Provide specifications of API's and reasonable technical
               assistance to Changepoint to allow development of the interfaces
               between the products and thereafter to support new releases. The
               intellectual property rights for functionality developed by
               SkillsVillage will remain the sole property of SkillsVillage.

          (c)  Provide direct links to WWW.CHANGEPOINT.COM or
               WWW.MYCHANGEPOINT.COM as appropriate.

          (d)  SkillsVillage will create a Changepoint co-branded landing page,
               which will be used when Changepoint users click through to
               WWW.SKILLSVILLAGE.COM.

          (e)  Work with Changepoint on a co-marketing plan to expand the reach
               in each other's markets.

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                              CONFIDENTIAL TREATMENT

     3.   TRANSACTION FEES

          SkillsVillage agrees to pay the following transaction fees to
          Changepoint on a quarterly basis:

          (a)  ***

          (b)  ***

          All fees are to be paid to Changepoint for any transaction made
          against a Changepoint referral within a 12 (twelve) month period of
          that referral.

          Either party can request that the value of the transaction fees in (a)
          and (b) above will be reviewed in good faith on the semi-annual or
          annual anniversary of this agreement, based on changes in volume of
          business volume generated or changes in the established market prices
          for similar services.

     4.   PUBLIC ANNOUNCEMENTS

          Prior to the execution of this MOU by the Parties, neither party shall
          make any public announcement about this MOU or the parties'
          discussions without the written consent of the other party, which
          consent shall not be unreasonably withheld or delayed. . The content
          of the press release will be agreed upon by both parties. In addition,
          each party may issue individual press releases concerning the
          execution of this MOU with prior written approval from the other
          party.

     5.   EXPENSES

          Each of the Parties agrees to pay all costs it incurs in connection
          with this MOU and the publishing of logos on each parties respective
          web site.

     6.   CONFIDENTIALITY

          This MOU and all information exchanged pursuant to this MOU (whether
          in tangible or intangible form) shall be held confidential by the
          Parties unless written permission is granted from the other party.

     7.   TERM AND TERMINATION

          This Agreement will remain in effect for one (1) year after the
          Effective Date, and shall automatically renew for additional one-year
          periods, unless terminated by either party by written notice to the
          other party at least thirty (30) days prior to the end of the
          then-current term. Six months form the commencement of the

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

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          Agreement, SkillsVillage and Changepoint will revisit the terms of
          this Agreement.

          7.1  If either party commits any material breach of any material
               provision of this Agreement, the other party will have the right
               to terminate this Agreement by written notice unless the
               breaching party remedies such breach within thirty (30) calendar
               days after receiving written notice from the non breaching party
               describing such breach in detail.

          7.2  Either party shall have the right to terminate this Agreement,
               without cause, within (30) thirty days of written notice of such
               termination to the other party.

          7.3  Either party may terminate this Agreement immediately if the
               other party ceases conducting business in the normal course,
               becomes insolvent, makes a general assignment for the benefit of
               creditors, suffers or permits the appointment of a receiver for
               its business or assets, avails itself of or becomes subject to
               any petition or proceeding under any statute of any state or
               country relating to insolvency or the protection of the rights of
               creditors, or any other insolvency or bankruptcy proceeding or
               other similar proceeding for the settlement of the other party's
               debt is instituted.

          7.4  Upon any expiration or termination of this Agreement, all
               licenses granted hereunder and all other the rights and
               obligations of the parties under this Agreement will terminate.
               In addition, each party will cease display of the other party's
               icons, links, logos, and marks on its web sites, and each party
               shall promptly remove the other party's materials from its
               servers and all marketing and promotional materials. Affiliate is
               only eligible to earn referral fees on revenues earned during the
               term of this Agreement from qualifying transactions.

     8.   LEGAL EFFECT, LEGAL APPROVALS

          This MOU sets forth the current intentions of the parties with respect
          to the activities described, but in no way gives rise to any legal
          obligations other than the confidentiality obligations set forth
          above.

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IN WITNESS WHEREOF, the parties have caused this MOU to be executed by their
respective authorized representatives as of the latter of the two dates set
forth below.

SKILLSVILLAGE.COM                       CHANGEPOINT CORPORATION

By:    /s/ Kevin Kennedy                By:    /s/ Harvey Gordon
      ------------------------------          -----------------------------

Name:  Kevin Kennedy                    Name:  Harvey Gordon
      ------------------------------          -----------------------------

Title: VP, Business Development         Title: VP, Business Development
      ------------------------------          -----------------------------

Date:  2/4/00                           Date:  2/5/00
      ------------------------------          -----------------------------

                                       5<PAGE>

                     CONFIDENTIAL TREATMENT - REDACTED VERSION

                                   CORIO INC.

                          LICENSE AND HOSTING AGREEMENT

         This License and Hosting Agreement (the "AGREEMENT") is made and
entered into as of December 13, 1999 ("EFFECTIVE DATE") by and between Corio
Inc., a Delaware corporation, having its principal place of business at 700 Bay
Road, Suite 210, Redwood City, CA 94063 ("CORIO") and Changepoint, Inc., a
Delaware corporation having a place of business at 1595 Sixteenth Ave., Suite
700, Richmond Hill, Ontario, Canada L4B 3N9 ("CHANGEPOINT").

                                   BACKGROUND

A.       Changepoint is the owner or has the right to license certain
         proprietary software products (the "SOFTWARE" as further defined
         below); and

B.       Corio wishes to obtain a license to use and host the Software on the
         terms and conditions set forth herein in connection with the hosting
         services that Corio will provide to its Customers (as defined below)
         and Changepoint wishes to grant Corio such a license on such terms;

C.       The parties further wish to jointly market and promote the other
         party's software and/or services as well as provide support services to
         Corio and its Customers in accordance with this Agreement.

         NOW, THEREFORE, for good and valuable consideration, the parties hereby
agree as follows:

1.       DEFINITIONS.

The following terms shall have the following meanings:

1.1      "SOFTWARE USER" means a named user of the Corio Services worldwide to
         whom a user identification number and password has been assigned, which
         permits that user to access and use the Software on a designated Corio
         Server. The identification number and password used by a Software User
         is reusable and reassignable and may be used and transferred by Corio,
         in accordance with the licenses granted below, between Customers as one
         Customer discontinues the Corio Services and another Customer
         subscribes.

1.2      "ASP" means Application Service Provider.

1.3      "APPLICATION MANAGEMENT REVENUE" means all revenue Corio receives from
         Customers for use of the Software and basic support of the Software
         provided at no additional charge to Customers (Level 1 and Level 2
         support as defined in Exhibit C hereto), operational support of the
         Software and basic infrastructure support (hardware, database and
         operating system) for the Software, less taxes, freight, insurance,
         refunds or credits and other non-product items.

1.4      "CORIO SERVERS" means the unlimited number of computer servers owned or
         operated by or for Corio in North America which will contain the
         installed Software (as defined below) for access by Customers in
         connection with the Corio Services.

1.5      "CORIO SERVICES" means the hosting services offered by Corio to its
         Customers in which Corio allows Customers to access the Corio Servers.

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1.6      "CUSTOMER(S)" means one or more customers of the Corio Services having
         its principal executive offices in North America who obtains a
         sublicense from Corio to use the Software by accessing one or more
         Corio Servers.

1.7      "DEMONSTRATION SOFTWARE" means copies of the Software which are for
         demonstration purposes only and which contain sample data and
         transactions.

1.8      "DOCUMENTATION" means any on-line help files or written instruction
         manuals regarding the use of the Software.

1.9      "RELATIONSHIP MANAGERS" means the appointed employee of each party, as
         set forth on EXHIBIT A attached hereto and made a part hereof, who
         shall be the primary contact for implementing and administering the
         terms and conditions of this Agreement.

1.10     "SOFTWARE" means Changepoint's proprietary software described in
         EXHIBIT A attached hereto and made a part hereof, in object code form
         only, and any Updates or Upgrades (as defined below) thereto. The
         Software shall also include any Application Programming Interfaces
         ("API") provided by Changepoint to Corio, but such API intellectual
         property shall not be sublicenseable to Customers.

1.11     "TERRITORY" means throughout the world.

1.12     "UPDATE(S)" means any error corrections, bug fixes, modifications or
         enhancements to the Software made generally available by Changepoint to
         its licensees, which are indicated by a change in the numeric
         identifier to the Software in the digit to the right of the decimal, or
         any error corrections, bug fixes, modifications or enhancements of the
         Software.

1.13     "UPGRADE(S)" means a release, function or version of the Software
         designated as such by Changepoint which contains new features or
         significant functional enhancements to the Software, which are
         indicated by a change in the numeric identifier for the Software in the
         digit to the left of the decimal, which Upgrade is provided to
         Changepoint's installed customer base for the Software. For the
         purposes of this Agreement, "Software Support and Maintenance" means
         those services listed in Section 5.3 of this Agreement and EXHIBIT C
         and the provision of Updates and Upgrades as called for by this
         Agreement.

1.14     "PSA APPLICATION" means a commercially available suite or collection of
         integrated proprietary software applications marketed as a suite or a
         combination of software products which offer substantially the
         following functionality specifically designed for information
         technology professional services users : (i) time and expense, which
         allows users to enter and modify time and expenses associated with a
         project/task for a time period, approve time and expenses entered, and
         determine who has submitted time and expense reports, (ii) project
         accounting and billing, which allows users to apply cost and billing
         rates to time entered for projects, generate client invoices based on
         terms and conditions of engagement, track amounts billed and earned for
         each project, feed invoice data to an accounts receivables system, and
         feed cost and billing accounting entries to a general ledger system,
         (iii) project management, which allows users to create work breakdown
         structure, schedule dates and resource assignments for project, record
         project and task status, and create reports to monitor project
         progress, (iv) resource management, which allows users to assign
         resources to projects based on skills and availability, and create
         reports to monitor and manage resource utilization, (v) engagement
         management, which allows users to create billing terms and conditions
         for a client, and create reports to monitor and manage engagement
         billing, (vi) opportunity management, which allows users to track

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         customers/prospects, sales opportunities and sales activities, and
         forecast sales by various criteria, and (vii) marketing campaign
         management, which allows users to create marketing campaigns, track
         campaign effectiveness, and manage marketing lists.

2.       GRANT OF RIGHTS.

2.1      HOSTING SOFTWARE LICENSE. Subject to the terms and conditions of this
         Agreement, Changepoint hereby grants to Corio a fee-bearing,
         irrevocable, nonexclusive, nontransferable (except in accordance with
         Section 14.1 of this Agreement) license in the Territory to (i)
         reproduce the Software in machine executable object code format only
         for installation on the Corio Servers; (ii) install multiple copies of
         the Software on Corio's Servers which will be made remotely accessible
         to Corio's Customers for their internal business purposes, (iii) permit
         limited access to and use of the Software by Customers through Corio
         Servers solely for such Customer's internal business purposes; (iv)
         sublicense an unlimited number of Customers to access and use the
         Software only through the installation on Corio Servers solely for such
         Customer's internal business purposes; and (v) use Changepoint's tools
         and utilities, if any, subject to any restrictions placed on the
         Changepoint by third party software providers and payment of any
         applicable fees required by such third parties, to configure, integrate
         and manage the Software. Corio shall not authorize Customers to
         download or reproduce the Software for use except as necessary in
         connection with the Corio Services. Except as specifically authorized
         by this Agreement, no license is granted under this Agreement to Corio
         to distribute the Software to its Customers or for use other than as
         part of the Corio Services.

2.2      INTERNAL USE LICENSE FOR PRODUCTION, TESTING, DEVELOPMENT, UPGRADE,
         REPORTING AND TRAINING. Subject to the terms and conditions of this
         Agreement, Changepoint grants to Corio a nonexclusive, nontransferable
         (except in accordance with Section 14.1 of this Agreement),
         royalty-free, fully paid up license in the Territory to reproduce,
         install and use additional copies of the Software, Documentation, and
         Software tools and utilities if any, subject to any restrictions placed
         on the Changepoint by third party software providers and payment of any
         applicable fees required by such third parties, in machine executable
         object code for production, testing, development, upgrade, reporting
         and training for the purpose of allowing the Software to be made
         available to Customers as part of the Corio Services. This license
         includes the right to integrate the Software with Corio's system
         software and other hosted applications in connection with providing the
         Software to Customers as part of the Corio Services.

2.3      INTERNAL USE LICENSE FOR CORIO'S INTERNAL BUSINESS OPERATIONS.

          Changepoint grants to Corio a nonexclusive, nontransferable (except in
         accordance with Section 14.1 of this Agreement), royalty-free, fully
         paid-up license to install and use the Software, Documentation, and
         Software tools and utilities if any, for an unlimited number of Corio
         users, subject to any restrictions placed on the Changepoint by third
         party software providers and payment of any applicable fees required by
         such third parties, in machine executable object code for Corio's
         internal business purposes. Corio's internal use license under this
         Section 2.3 is subject to and shall be in accordance with the terms and
         conditions of Changepoint's standard License Agreement, a copy of which
         is attached hereto as EXHIBIT G and made a part hereof. The provisions
         of EXHIBIT G shall apply only to the internal use license granted in
         this Section 2.3 and not to any other licenses granted to Corio in this

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                                 CONFIDENTIAL TREATMENT

         Agreement. Any conflict or inconsistency between the terms of this
         Agreement and the terms of the license set forth in EXHIBIT G with
         respect to the internal use license granted in this Section 2.3 shall
         be controlled by the terms of this Agreement. Notwithstanding anything
         to the contrary in Section 11 of this Agreement, the internal use
         license in this Section 2.3 shall remain in effect during the term of
         this Agreement and for a period of nine (9) months after termination or
         expiration of this Agreement.

2.4      DEMONSTRATION LICENSE. Subject to the terms and conditions of this
         Agreement, Changepoint hereby grants to Corio a nonexclusive,
         nontransferable (except in accordance with Section 14.1 of this
         Agreement) royalty-free, fully paid up right and license in the
         Territory, on Corio Servers, to make a reasonable number of copies of
         the Demonstration Software solely for demonstration purposes to
         potential Customers. Demonstration Software shall be made available to
         Corio's sales personnel and the parties agree to cooperate to make the
         Changepoint demonstration database available to Corio sales personnel
         on an ongoing basis. Corio shall not distribute any demonstration
         copies of the Software. Corio shall not demonstrate the Software to any
         one Customer for more than sixty (60) days from the start of that
         Customer demonstration, and Corio shall not demonstrate the Software to
         more than ten (10) Software Users at any one time. Further, the
         demonstration copies shall not permit the entry of additional data.

2.5      DISTRIBUTION LICENSE: Corio shall have the right to resell licenses for
         the Software to any Corio Customer according to the terms and
         conditions of Changepoint's standard Distribution Agreement
         ("Changepoint's Distribution Agreement"). Corio and Changepoint shall
         enter into Changepoint's Distribution Agreement within sixty (60) days
         following the Effective Date, the terms of which shall be in
         substantial accordance with the copy of Changepoint's Distribution
         Agreement provided to Corio. Any conflict or inconsistency between the
         terms of this Agreement and the terms of Changepoint's distribution
         license with respect to the distribution license granted in this
         Section 2.5 shall be controlled by the terms of this Agreement. Under
         Changepoint's Distribution Agreement, Changepoint shall give a ***
         discount from the then-current Changepoint list price for
         such Software licenses to Corio for the first Two Million Dollars
         ($2,000,000U.S.) of such cumulative calendar year sales based on
         Changepoint's list price, and a *** discount based on
         Changepoint's then-current list price thereafter. This pricing formula
         shall apply for each calendar year during the term of this Agreement
         which Corio has distribution rights under this Section 2.5. For those
         Corio Customers who purchase Changepoint Software licenses from Corio
         pursuant to this Section 2.5 and Changepoint's Distribution Agreement,
         Corio shall pay to Changepoint a Software Support and Maintenance fee
         equal to *** of Changepoint's standard support and
         maintenance services for the Software Support and Maintenance services
         provided by Changepoint as specified in Section 5.3 of this Agreement
         and EXHIBIT C attached hereto and made a part hereof, and for Updates
         and Upgrades. Subject to Corio's payment of the Software support and
         maintenance fee as set forth in this Section 2.5, Changepoint's
         Software Support and Maintenance obligation with respect to Software
         distributed by Corio pursuant to this Section 2.5 shall continue after
         termination or expiration of this Agreement with respect to all
         Software Users granted access to the Software prior to termination or
         expiration of this Agreement, for the remaining duration of each such
         Software Users' rights to use the Software pursuant to agreements
         between Corio and its Customers. Under no circumstances shall
         Changepoint contact Corio Customers regarding a non-hosting license
         sale, unless requested to do so by Corio. Further, if a Corio Customer
         contacts Changepoint to purchase the Software license independent of
         the Corio Services, Changepoint shall immediately refer that Customer
         to

         *** The omitted material has been filed separately with the
             Securities and Exchange Commission pursuant to a request for
             confidential treatment.

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         Corio. Changepoint shall not be entitled to share in any Application
         Management Revenue received by Corio related to or arising from hosting
         services provided to Customers which obtain a license to the Software
         from Changepoint pursuant to this Section 2.5. Corio's right to collect
         fees from Customers under the Changepoint licenses under this Section
         2.5 will expire upon termination of the Corio contracts with its
         Customers for such Software.

2.6      LICENSE AGREEMENTS. Corio shall make the Software on the Corio Servers
         remotely accessible to Customers under the then-current terms of its
         standard Customer license agreement. Each such Customer license shall,
         at a minimum, contain the provisions set forth in EXHIBIT E attached
         hereto and made a part hereof ("CUSTOMER LICENSE AGREEMENT TERMS"), or
         the substantial equivalent thereof. As to each Software User who is
         provided access to the Software, Corio or its Customers shall secure
         the Software User's consent to an end user agreement with terms at
         least equivalent to those in EXHIBIT E hereto.

2.7      RESTRICTIONS. Corio may not copy, distribute, reproduce, use or allow
         access to the Software except as explicitly permitted under this
         Agreement, and Corio shall not, nor will it permit any third party to,
         modify, adapt, translate, prepare derivative works from, decompile,
         reverse engineer, disassemble or otherwise attempt to derive source
         code from the Software or any internal data files generated by the
         Software.

2.8      OWNERSHIP. Changepoint and its licensors hereby retain all of their
         right, title, and interest in and to the Software and Documentation,
         including all copyrights, patents, trade secret rights, trademarks and
         other intellectual property rights therein. All rights not expressly
         granted hereunder are reserved to Changepoint and its licensors. The
         Software and Documentation and all copies thereof are licensed, not
         sold, to Corio. All changes, modifications and enhancements or
         derivative works made to the Software or Documentation by Corio or
         Changepoint, or jointly by the parties, shall be owned by Changepoint,
         including all copyrights, patents, trade secret rights, trademarks and
         other intellectual property rights therein. Any works, inventions and
         developments, including but not limited to interface code, created by
         Corio or its contractors which enables the Software to work with and in
         conjunction with Corio's system software or Corio's other hosted
         applications, including all copyrights, patents, trade secret rights,
         trademarks and other intellectual property rights therein shall be
         owned by Corio. Ownership of any works to be created jointly by the
         parties, including all copyrights, patents, trade secret rights,
         trademarks and other intellectual property rights therein, shall be
         decided by the parties at the commencement of such joint efforts. Each
         of the parties shall, from time to time, execute and deliver all
         documents and other instruments reasonably requested by the other party
         to perfect such other party's ownership of the interests set forth in
         this Section 2.8.

2.9      NEW PRODUCTS. Updates and Upgrades to the Software are subject to the
         terms of this Agreement and are included in the applicable Software
         Support and Maintenance fees payable by Corio. Changepoint and Corio
         may, in the future, agree that new products and solutions offered by
         Changepoint may be added to this Agreement according to the license
         fees and other terms and conditions as the parties may agree.

2.10     PREFERRED RELATIONSHIP. During the one (1) year period commencing on
         the Effective Date (i) Changepoint and its affiliates, to the extent
         they publicly promote, market or advertise hosting services for the
         Software, will Publicly Promote Corio as its preferred hosting supplier
         and partner for the Software and will, in any non-public marketing or
         promotion of the Software, treat Corio as its preferred partner and
         supplier of hosting services for the Software, and (ii) Corio and its
         affiliates, to the extent they publicly promote, market or

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                                 CONFIDENTIAL TREATMENT

         advertise the use of a PSA Application in conjunction with the Corio
         Services, will Publicly Promote the Software as their preferred PSA
         Application and will, in any non-public marketing or promotion of
         the hosting services offered by Corio, treat Changepoint as their
         preferred supplier and partner for PSA Applications. In this Section
         2.10, the term "Publicly Promote" means any marketing, promotion or
         solicitation of business made by any means in public or intended for
         reception by the public including, without limitation, in published
         sales, advertising and marketing materials, materials or statements
         posted on websites, public announcements and press releases, but
         does not include sales and marketing materials intended for
         reception by a specific customer or prospective customer, any
         confidential solicitation of business from a specific customer, nor
         any referral from a third party to solicit a specific customer.
         Should either party be in violation of the terms of the Preferred
         Relationship set forth in this Section 2.10, both parties agree that
         the sole and exclusive remedy for such breach is for the accused
         party to diligently use best commercial efforts to cease the
         activities in violation of this Section 2.10 and to correct the
         violation and, as soon as reasonably possible, cease to distribute
         or publish and destroy "Offensive Materials" after receiving written
         notice from the other party, and to provide such other party with
         commercially reasonable evidence that it has done so. "Offensive
         Materials", for purposes of this provision, means published sales,
         advertising and marketing brochures and collateral, statements
         posted on websites and public announcements and press releases or
         any other promotional materials, all intended for viewing by the
         public and published by or with the concurrence of the accused party.

2.11.    MARKET DEFINITION. During the term of this Agreement, Corio agrees not
         to provide the Software in connection with Corio Services or distribute
         the Software under Section 2.5 of this Agreement to the following
         companies or their subsidiaries: ***. Corio and Changepoint agree that
         on an semi-annual basis, this list of companies will be reviewed by
         the parties and each party agrees that its consent to the other
         party's request for changes to this list (additions and deletions)
         will not be unreasonably withheld or delayed.

3.       DELIVERY OF SOFTWARE.

3.1      DELIVERY AND ACCEPTANCE. Changepoint shall issue to Corio, via
         electronic means of delivery, as soon as practicable, one (1)
         machine-readable copy of the Software, along with one (1) copy of the
         on-line Documentation. Changepoint will provide Corio with five (5)
         written copies of the Documentation at no cost, and any additional
         written copies at Changepoint's standard charges. Corio acknowledges
         that no copy of the source code of the Software will be provided to
         Corio. Within one hundred twenty (120) days after delivery of the
         Software, Corio shall test the Software for conformance with the
         Documentation ("Acceptance Test"). If the Software performs in
         substantial accordance with the Documentation, then Corio shall notify
         Changepoint in writing of its acceptance of the Software. In the event
         Corio finds material errors or defects with the Software, Corio shall
         notify Changepoint in writing of such errors or defects and provide
         adequate detail to facilitate Changepoint replicating the error or
         defect. Upon receipt of written notice, Changepoint shall have fifteen
         (15) days to correct the defect, reinstall the Software at the Corio
         site and re-perform the Acceptance Test. If Corio does not accept the
         Software after the second Acceptance Test, a third Acceptance Test will
         be performed. If after the third

         *** The omitted material has been filed separately with the
             Securities and Exchange Commission pursuant to a request for
             confidential treatment.

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         Acceptance Test Corio does not accept the Software, Corio may, at
         its sole option, elect to (i) repeat the Acceptance Test in
         accordance with the provisions of this Section 3.1 as many times as
         Corio chooses or (ii) terminate the Agreement and receive a refund
         of any fees paid to Changepoint as of such date. Termination of this
         Agreement by Corio for non conformance of the Software to the
         Documentation under this Section 3.1 shall, upon a refund of all
         fees paid to Changepoint, be Corio's sole and exclusive remedy
         against Changepoint for any nonconformance of the Software with the
         Documentation. Both parties acknowledge that any professional
         services provided to Corio subsequent to the installation and
         acceptance of the Software are non-essential for the purpose of the
         acceptance of the Software.

3.2      NEW VERSIONS. Changepoint shall use commercially reasonable efforts to
         provide Corio with any pre-release versions of relevant Updates or
         Upgrades of the Software. Changepoint shall make these versions
         available to Corio to preview at the earliest possible date.
         Changepoint shall provide all such Updates and Upgrades to Corio free
         of additional charge and Corio shall provide any such Updates and/or
         Upgrades to its Customers within twenty four (24) months after their
         release to Corio. Changepoint agrees to make changes to the Software
         such that all functionality currently available in the Software will be
         one hundred percent (100%) thin client and browser-based as set forth
         in the schedule attached hereto as EXHIBIT F and made a part hereof.
         Changepoint agrees to promptly provide existing APIs for the Software
         to Corio and use commercially reasonable efforts to develop and provide
         applicable APIs for the web-enabled version of the Software.

3.3      ADDITIONAL MATERIALS. Changepoint shall use all commercially reasonable
         efforts to promptly provide Corio with, at a minimum, the following:
         (i) release notes; (ii) beta releases; (iii) contacts at beta
         customers, when requested by Corio and subject to the approval of the
         Changepoint; (iv) proactive bug notification; (v) Software patches;
         (vi) release documentation including technical reference manuals and
         user guides; and (vii) all applicable set-up data, data structures and
         other files relevant to installing and integrating the Software, but
         not including source code. These materials shall be provided at no cost
         to Corio.

4        FEES.

4.1      LICENSE FEES. In consideration for the licenses granted to Corio
         pursuant to Section 2 (except Section 2.5) of this Agreement, Corio
         shall pay the revenue sharing fees specified in EXHIBIT B hereto.
         Payment terms of such revenue sharing fees shall be as set forth in
         EXHIBIT B hereto.

4.2      SOFTWARE SUPPORT AND MAINTENANCE FEES. Except with respect to Software
         Support and Maintenance under the distribution license granted to Corio
         pursuant to Section 2.5 of this Agreement, Corio shall pay to
         Changepoint a Software Support and Maintenance fee for the support
         services to be provided by Changepoint specified in Section 5.3 of this
         Agreement and EXHIBIT C attached hereto and made a part hereof, and
         Updates and Upgrades, according to the fees set forth in EXHIBIT B
         hereto. Payment terms of Software Support and Maintenance fees shall be
         as set forth in EXHIBIT B hereto. Software Support and Maintenance
         shall automatically continue during the term of this Agreement and
         thereafter for the remaining term of any contracts Corio has with its
         Customers to continue providing the Corio Services, provided that Corio
         continues to pay the revenue sharing fees as provided in EXHIBIT B
         hereto.

                                       7
<PAGE>

                             CONFIDENTIAL TREATMENT

4.3      TAXES. All fees are exclusive of any sales taxes, Goods and Services
         use taxes, other use taxes and any other taxes and charges of any kind
         imposed by any federal, state, provincial or local governmental entity
         for products and services provided under this Agreement, and Corio is
         responsible for payment of all taxes concerning the Corio Services,
         excluding taxes based solely upon Changepoint's income or revenue.

4.4      AUDIT RIGHTS. Corio shall keep true and accurate books of accounts and
         records for determining the amounts payable to Changepoint under this
         Agreement. Such books and records shall be kept for at least three (3)
         years following the end of the calendar month to which they pertain,
         and shall be open for inspection by an independent certified public
         accountant reasonably acceptable to Corio, and made subject to Corio's
         standard non-disclosure agreement, for the sole purpose of verifying
         the amounts payable to Changepoint under this Agreement. Such
         inspections may be made no more than once each calendar year, at
         reasonable times and upon reasonable notice. Changepoint shall bear all
         costs and expenses of such inspection. If any such inspection discloses
         a shortfall or an overpayment, the appropriate party shall promptly pay
         the amount of such shortfall or refund such overpayment. In addition,
         if any such inspection reveals an underpayment of more than five
         percent (5%) for the period under audit, Corio shall reimburse
         Changepoint for the reasonable cost of the examination.

4.5      REPORTING. Within thirty (30) days following the end of each calendar
         month, Corio will submit to Changepoint a report in a form reasonably
         acceptable to both parties setting forth the number of Customers and
         Software Users which have been licensed to use the Software during the
         preceding month, as well as the Application Management Revenue received
         by Corio during the preceding month. The report shall also set forth
         all amounts collected by Corio pursuant to the Distribution License
         granted under Section 2.5 of this Agreement during the preceding month,
         and a calculation of all amounts due to Changepoint for such
         distributions by Corio during the preceding month.

4.6      INTEREST. In the event any payment by Corio under this Agreement is not
         made within thirty (30) calendar days of its due date, interest on any
         such unpaid amount shall accrue at a rate of eighteen percent (18%) per
         annum, or the maximum amount permitted by law, whichever is less.

4.7      FEE EXCEPTIONS. Changepoint agrees that for all Software Users of the
         Corio Services that Corio must use software products from   *** .

5        INSTALLATION SUPPORT, MAINTENANCE AND TRAINING.

5.1      INSTALLATION. Changepoint shall provide Corio with access to full-time
         operations personnel at no charge to Corio as part of the installation
         project as described in the "Corio, Inc.

         *** The omitted material has been filed separately with the
             Securities and Exchange Commission pursuant to a request for
             confidential treatment.

                                       8
<PAGE>

                              CONFIDENTIAL TREATMENT

         Statement of Work", dated December 9, 1999 ("Statement of Work")
         incorporated herein by reference.

5.2      IMPLEMENTATION. Changepoint shall provide Corio with sufficient access
         to Changepoint's professional services organization during the first
         four (4) implementations of the Software (Corio's internal
         implementation as defined in Section 2.3 of this Agreement plus
         implementation by three (3) Corio Customers) conducted by Corio and its
         Customers subject to the payment by Corio of Changepoint's standard
         professional services fee at a *** discount.
         Additionally, during the term of this Agreement the parties shall meet
         periodically to discuss Updates and Upgrades to the Software to better
         support Corio's and its Customers' specific application requirements,
         to be provided at no charge to Corio. Changepoint agrees to share its
         consulting implementation methodologies with Corio. Corio acknowledges
         that such consulting methodologies are confidential information of
         Changepoint and shall be used by Corio solely in connection with the
         Software when offered as part of the Corio Services. Changepoint agrees
         to provide Corio with proposal development materials.

5.3      SOFTWARE SUPPORT AND MAINTENANCE. Changepoint shall provide Corio with
         support described in EXHIBIT C hereto, and maintenance in the form of
         Updates and Upgrades, subject to Corio's payment of the fees set forth
         in EXHIBIT B hereto. Corio shall be responsible for providing its
         Customers with routine technical support of the Software (Levels 1 and
         2) as described in the schedule set forth in EXHIBIT C hereto.
         Changepoint agrees to provide Level 2 support and maintenance to Corio
         for the first four (4) months after the first Customer commences using
         the Software in connection with the Corio Services. Corio shall
         escalate any technical support questions or problems it is unable to
         answer or resolve directly to Changepoint for Changepoint to resolve as
         described in the schedule set forth in EXHIBIT C hereto. The support
         described in this Section 5.3 and EXHIBIT C hereto shall be provided to
         Corio, but Changepoint shall have no obligation to provide any Software
         Support or Maintenance services to other third parties. Subject to
         Corio's payment of the Software revenue sharing fees as set forth in
         EXHIBIT B hereto and the Software Support and Maintenance fee as
         provided in Section 2.5 of this Agreement, Changepoint's Software
         Support and Maintenance obligation shall continue after termination or
         expiration of this Agreement with respect to all Software Users granted
         access to the Software prior to termination or expiration of this
         Agreement for the remaining duration of each such Software Users'
         rights to use the Software pursuant to agreements between Corio and its
         Customers. Corio shall assign up to five (5) trained persons to contact
         Changepoint on Software Support and Maintenance matters within the
         scope of Changepoint's responsibility under EXHIBIT C.

5.4      MANAGEMENT MEETINGS. The parties agree to meet either in person or via
         teleconference on no less than a quarterly basis to discuss, without
         limitation, engineering, feature-functionality and architecture-related
         issues as they pertain to the Software. The specific topics of the
         meetings will be determined on a meeting-by-meeting basis. Each party
         shall appoint a product manager to coordinate these meetings.
         Changepoint may, where appropriate, provide Corio with information
         relevant to future Software development efforts, including product and
         service roadmap, rollout strategy, and plans for future development
         efforts. The product managers shall be those persons set forth on
         EXHIBIT A hereto or as subsequently agreed by the parties. The parties
         also agree to discuss the amount of Application Management Revenue
         received by Corio for Corio Services related to the Software and, at
         the end of eighteen (18) months after the Effective Date, the parties
         agree to

         *** The omitted material has been filed separately with the
             Securities and Exchange Commission pursuant to a request for
             confidential treatment.

                                       9
<PAGE>

                             CONFIDENTIAL TREATMENT

         discuss the license fee structure set forth in EXHIBIT B attached
         hereto. Corio agrees to use commercially reasonable efforts to
         maximize Application Management Revenue received from Customers for
         the Corio Services.

5.5      TRAINING. Changepoint shall provide Corio with training as reasonably
         requested by Corio to train Corio's technical and support personnel
         regarding implementation, use and operation of the Software at no
         charge to Corio as set forth in the Statement of Work. Upon completion
         of the Statement of Work, during the first year of this Agreement,
         Changepoint shall provide training to Corio employees at Corio's
         request subject to payment of Changepoint's standard training fees at a
         *** discount. Corio Customers may receive training
         directly from Changepoint at Changepoint's normal training fees. Corio
         shall otherwise be responsible for training its Customers regarding the
         Software. Throughout the term of this Agreement, Changepoint shall
         provide Corio with training materials and instruction manuals and the
         right to re-distribute these training materials and instruction manuals
         to its Customers of the Software solely in connection with the Corio
         Services. Further, the parties shall work together and cooperate to
         train Corio's sales force and product consultants on the Software and
         the alliance contemplated by this Agreement, including without
         limitation, how to position, sell and demonstrate the Software to
         potential customers.

5.6      OTHER SERVICES. Upon Corio's request, Changepoint shall provide certain
         professional services, including without limitation, consulting
         services, to Corio or its Customers, subject to the mutual written
         agreement on the scope of such services, pricing and other terms and
         conditions.

5.7      SALES AND MARKETING EFFORTS. The parties shall engage in joint
         marketing and sales activities as set forth in EXHIBIT D attached
         hereto and made a part hereof. Additionally, Changepoint agrees to
         provide Corio with marketing and sales presentation materials. During
         the term of this Agreement, Corio agrees to use commercially reasonable
         efforts to develop joint customer references or testimonials. Corio and
         Changepoint agree that they will promote each other as a leading PSA
         Application vendor and a leading Enterprise ASP, respectively, as long
         as the preferred relationship between the parties continues in effect
         as set forth in Section 2.10 of this Agreement.

6        TRADEMARKS.

6.1      RIGHT TO DISPLAY. During the term of this Agreement, each party
         authorizes the other party to display and use the other's trademarks,
         trade names and logos (collectively, the "TRADEMARKS") in connection
         with that party's sale, advertisement, service and promotion of the
         Corio Services or the Software. Each party shall indicate in all
         product, service, publicity and printed materials relating to the Corio
         Services or the Software that such trademarks are the property of the
         originating party. Upon termination of this Agreement, each party shall
         cease all display, advertising and use of all Trademarks of the other
         party and shall not thereafter use, advertise or display any trademark,
         trade name or logo which is, or any part of which is, confusingly
         similar to any such designation association with Corio or the Corio
         Services or Changepoint or any Changepoint product.

6.2      PROMOTION MATERIALS AND ACTIVITIES. All representations of the other
         party's Trademarks that a party intends to use shall be exact copies of
         those used by the other party and shall first be submitted to the
         originating party for approval of design, color and use, including use
         in conjunction with advertisement, service and promotional materials,
         which consent shall not be unreasonably withheld or delayed. To ensure
         trademark quality, each party shall fully

         *** The omitted material has been filed separately with the
             Securities and Exchange Commission pursuant to a request for
             confidential treatment.

                                       10
<PAGE>

         comply with all written guidelines provided by the other party
         concerning the use of the originating party's Trademarks. Each party
         agrees to change or correct any material or activity that the
         originating party determines to be inaccurate, objectionable,
         misleading or a misuse of the originating party's Trademarks.

6.3      GOODWILL AND TRADEMARKS. Each party acknowledges that the other has and
         will have substantial goodwill in its Trademarks used in conjunction
         with this Agreement, and agrees it shall not do anything that could
         injure, diminish or depreciate the value of the goodwill associated
         with the Trademarks or business of the other. All goodwill associated
         with the use of each party's Trademarks shall enure exclusively to the
         owner of such Trademarks.

6.4      CONDUCT OF BUSINESS. Each party shall conduct its business of marketing
         each other's products and services pursuant to this Agreement in a
         manner that will reflect favorably on the good name and reputation of
         the other party. Each party shall comply with all laws, regulations and
         ordinances in dealing with each other and with third parties, and in
         performing their respective obligations under this Agreement. Each
         party shall refrain from engaging in any unfair or deceptive trade
         practice or unethical business practice that could unfavorably reflect
         upon the other party and its products or services.

7        WARRANTIES AND DISCLAIMER.

7.1      NO CONFLICT. Each party represents and warrants to the other party that
         it is under no current obligation or restriction, nor will it knowingly
         assume any such obligation or restriction that does or would in any way
         interfere or conflict with, or that does or would present a conflict of
         interest concerning the performance to be rendered hereunder or the
         rights and licenses granted herein.

7.2      INTELLECTUAL PROPERTY WARRANTY. Changepoint represents and warrants to
         Corio that (a) Changepoint is the sole and exclusive owner of the
         Software or is a licensee of the Software; (b) Changepoint has full and
         sufficient right, title and authority to grant the rights and/or
         licenses granted to Corio under this Agreement; (c) the Software does
         not contain any materials developed by a third party used by
         Changepoint except pursuant to a license agreement; and (d) the
         Software does not, to the best of Changepoint's knowledge and belief,
         infringe any patent, copyright, trade secret, trademark or other
         intellectual property rights of a third party.

7.3      PRODUCT WARRANTY. Changepoint warrants that the Software will perform
         in substantial accordance with the Documentation, and the media on
         which the Software is distributed will be free from defects in
         materials and workmanship under normal use, for a period of one hundred
         twenty (120) days after delivery of the Software to Corio for
         Acceptance Testing (the "Warranty Period"). In addition, Changepoint
         warrants that during the Warranty Period the Software is free of any
         willfully introduced computer virus, or any other similar harmful,
         malicious or hidden program or data, which is designed to disable,
         erase, or alter the Software, or any other files, data, or software.
         If, during the Warranty Period, the Software does not perform in
         substantial compliance with the Documentation, Changepoint shall take
         all commercially reasonable efforts to correct the Software, or if
         correction of the Software is reasonably not possible, at Changepoint's
         option, replace such Software free of charge. Changepoint will replace
         any defective media returned to Changepoint during the Warranty Period.
         In the event any such breach of warranty can not be reasonably
         corrected at Changepoint's sole expense, Corio has the right to
         terminate this Agreement and receive a

                                       11
<PAGE>

         refund of all prepaid fees, if any. The foregoing are Corio's sole
         and exclusive remedies for breach of the foregoing product warranty.
         The warranty set forth above is made to and for the benefit of Corio
         only. This product warranty shall not apply if:

         (a)      the Software has been not properly installed and used at all
                  times and in accordance with the Documentation; and

         (b)      Corio has requested modifications, alterations or additions to
                  the Software that cause it to deviate from the Documentation.

7.4      PRODUCT WARRANTY - YEAR 2000 COMPLIANCE. Changepoint warrants that the
         Software, when used in accordance with the Documentation, is in all
         material respects capable upon installation of accurately processing,
         providing and/or receiving date data from, into and between the
         twentieth and twenty-first centuries, including the years 1999 and
         2000, and leap year calculations; provided that all licensee and third
         party equipment, systems, hardware, software and firmware used in
         combination with the Software properly exchange date data with the
         Software and accurately process, provide and/or receive date data from,
         into and between the twentieth and twenty-first centuries, including
         the years 1999 and 2000, and leap year calculations. Changepoint's sole
         liability under this Section 7.4 is limited to use of reasonable
         efforts to correct or replace the defective Software with conforming
         Software, and if neither of the foregoing are commercially practicable,
         as determined by Changepoint in its reasonable discretion, Changepoint
         may, at its option, terminate this Agreement and refund all prepaid
         fees, if any. The foregoing are Corio's sole and exclusive remedies for
         breach of this Year 2000 warranty and Changepoint's sole obligation.

7.5      CORIO WARRANTIES. Corio represents and warrants that (i) it has the
         right and power to enter into and fully perform this Agreement, (ii) in
         entering into this Agreement, Corio is not, to the best of its
         knowledge and belief, in breach of any contractual or other obligation
         to any third party, (iii) it will comply with the terms of its
         agreements with its Customers who purchase the right to use the
         Software in connection with the Corio Services; (iv) it shall not make
         any representations about the Software to third parties, including
         Customers, which it is not authorized by Changepoint in writing to
         make, or which are not set forth in the Documentation or other written
         sales, marketing and training materials provided by Changepoint
         intended for distribution to customers, and (v) it shall not make any
         representations and warranties on behalf of Changepoint unless
         expressly authorized by Changepoint in writing.

7.6      DISCLAIMER. Except as expressly provided herein, CHANGEPOINT LICENSES
         THE SOFTWARE TO CORIO ON AN "AS IS" BASIS. NEITHER PARTY MAKES ANY
         OTHER WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR
         OTHERWISE, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OR
         CONDITIONS OF MERCHANTABILITY, MERCHANTABLE QUALITY, NONINFRINGEMENT
         AND FITNESS FOR A PARTICULAR PURPOSE.

8        INDEMNIFICATION.

8.1      BY CHANGEPOINT. Changepoint shall indemnify, defend and hold harmless
         Corio and its Customers from any and all damages, liabilities, costs
         and expenses (including reasonable attorneys' fees) awarded by a court
         against Corio or its Customers, and from settlements approved in
         writing by Changepoint, arising out of any claim that the Software
         infringes any patent, copyright, trademark or trade right secret of a
         third party; provided that Corio or its Customer promptly notifies
         Changepoint in writing of any such claim and promptly tenders

                                       12
<PAGE>

         the control and the defense and settlement of any such claim to
         Changepoint at Changepoint's expense and with Changepoint's choice
         of counsel. Nothing in this provision shall limit Changepoint's
         immediate duty to defend Corio and its Customers against any such
         claims. Corio or its Customer shall cooperate with Changepoint, at
         Changepoint's expense, in defending or settling such claims and
         Corio or its Customer may join in defense with counsel of its choice
         at its own expense. If the Software is, or in the opinion of
         Changepoint may become, the subject of any claim of infringement or
         if it is adjudicatively determined that the Software infringes, then
         Changepoint may, at its sole option and expense, either (i) procure
         for Corio the right from such third party to use the Software, (ii)
         replace or modify the Software with other suitable and substantially
         equivalent products so that the Software becomes noninfringing, or
         if (i) and (ii) are not practicable after Changepoint has exhausted
         all reasonable efforts, (iii) terminate this Agreement.

8.2      LIMITATIONS. Changepoint shall have no liability for any infringement
         based on (i) the use of the Software other than as set forth in the
         Documentation; (ii) the modification of the Software by a party other
         than Changepoint, when such infringement would not have occurred but
         for such modification, (iii) the combination of the Software with any
         other hardware or software product or service when such infringement
         would not have occurred using the Software by itself or (iv) Corio's
         copying, distribution or use of the Software after receiving
         Changepoint's written notice to Corio of a third party claim of
         infringement applicable to the Software.

 8.3     BY CORIO. Corio shall indemnify, defend and hold harmless Changepoint
         and its affiliated companies from any and all damages, liabilities,
         costs and expenses (including reasonable attorneys' fees) awarded by a
         court against Changepoint and its affiliated companies, and from
         settlements approved in writing by Corio, for infringement of any
         patent, copyright, trademark or trade right secret of a third party
         arising out (i) use of the Software by Corio other than as set forth in
         the Documentation or as authorized by this Agreement; (ii) modification
         of the Software by Corio except as authorized by Changepoint or by this
         Agreement, when such infringement would not have occurred but for such
         unauthorized modification, (iii) Corio's copying, distribution or use
         of the Software after receiving Changepoint's written notice to Corio
         of a third party claim of infringement applicable to the Software, or
         (iv) a combination of the Software with other hardware or software
         product or service, if such infringement would not have occurred using
         the Software alone. Corio's obligation to indemnify Changepoint is
         subject to Changepoint providing Corio with prompt written notice of
         any such claim and promptly tendering the control and the defense and
         settlement of any such claim to Corio at Corio's expense and with
         Corio's choice of counsel. Nothing in this provision shall limit
         Corio's immediate duty to defend Changepoint against any such claims.
         Changepoint shall cooperate with Corio, at Corio's expense, in
         defending or settling any such claims and Changepoint may join in
         defense with counsel of its choice at its own expense.

9        LIMITATION OF LIABILITY.

         EXCEPT FOR LIABILITY ARISING UNDER SECTIONS 2.7, 8, 10 AND 12.3 OF THIS
         AGREEMENT, IN NO EVENT SHALL EITHER PARTY'S LIABILITY ARISING OUT OF OR
         RELATED TO THIS AGREEMENT OR THE USE OR PERFORMANCE OF THE SOFTWARE
         EXCEED THE TOTAL AMOUNT ACTUALLY PAID BY CORIO HEREUNDER FOR THE
         TRANSACTION WHICH THE LIABILITY RELATES TO DURING THE TWELVE (12)
         MONTHS IMMEDIATELY PRIOR TO THE CAUSE OF

                                       13
<PAGE>

         ACTION FIRST ARISING, EVEN IF IT IS A CONTINUOUS ONE, OR IN THE
         AGGREGATE, WITH RESPECT OF ALL CLAIMS ARISING OUT OF OR RELATED TO
         THIS AGREEMENT, THE TOTAL AMOUNT ACTUALLY PAID BY CORIO UNDER THIS
         AGREEMENT TO CHANGEPOINT. EXCEPT FOR LIABILITY ARISING UNDER
         SECTIONS 2.7, 8, 10 AND 12.3 OF THIS AGREEMENT, IN NO EVENT SHALL
         EITHER PARTY HAVE ANY LIABILITY TO THE OTHER PARTY FOR ANY LOST
         PROFITS OR COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR
         FOR ANY INDIRECT, INCIDENTIAL, SPECIAL OR CONSEQUENTIAL DAMAGES
         HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY AND WHETHER OR NOT
         SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE
         PARTIES AGREE THAT THIS SECTION 9 REPRESENTS A REASONABLE ALLOCATION
         OF RISK.

10       CONFIDENTIALITY.

         Each party hereby agrees that it shall not use any Confidential
         Information received from the other party other than as expressly
         permitted under the terms of the non-disclosure agreement in effect
         between the parties dated October 29, 1999, which is incorporated
         herein by reference and made a part hereof. For purposes of this
         Agreement, "Confidential Information" means the definition given to
         that term in such non-disclosure agreement. The parties agree that
         Changepoint's Software and Documentation (except that Documentation
         which this Agreement contemplates will be provided to Customers) shall
         be deemed Confidential Information subject to that non-disclosure
         agreement. The terms and conditions of this Agreement shall also be
         deemed Confidential Information subject to that non-disclosure
         agreement, but the terms of this Agreement may be disclosed by a party
         in connection with a significant transaction involving the merger or
         sale of all or a substantial part of the assets of the receiving party.
         Further, each party represents and warrants that their respective
         employees, agents, contractors or consultants that will be provided the
         other party's confidential information have or will have signed
         agreements with customary terms containing confidentiality provisions
         and assignment of inventions ("EMPLOYEE NDA/INVENTION AGREEMENT"). Each
         party covenants that during the term of this Agreement, it will
         continue to require all of such employees, agents, contractors or
         consultants to sign an Employee NDA/Invention Agreement.

11       TERM AND TERMINATION.

11.1     TERM. The term of this Agreement shall commence on the Effective Date
         and, subject to the provisions of this Agreement, shall continue in
         full force and effect for an initial period of five (5) years.
         Thereafter, this Agreement shall automatically renew for subsequent one
         (1) year periods unless either party provides the other party with
         written notification at least thirty (30) days prior to the expiration
         of the initial five (5) year term or any one (1) year renewal thereof
         of its intention to terminate this Agreement.

11.2     TERMINATION. If either party breaches any material term or condition of
         this Agreement and fails to cure such breach within sixty (60) days
         after receiving written notice of the breach, the nonbreaching party
         may terminate this Agreement on written notice at any time following
         the end of such sixty (60) day period. Notwithstanding the foregoing,
         Corio shall have thirty (30) calendar days after receipt of written
         notice from Changepoint to cure any nonpayment. Compliance by the
         Software with the Software's Documentation after expiration of the
         Warranty Period shall be deemed a material condition of this Agreement.
         To the extent permitted by applicable law, either party may terminate
         this Agreement by

                                       14
<PAGE>

         notice in writing to the other party in the event that (i) a
         receiver, trustee, liquidator, administrator or administrative
         receiver should be appointed for either party or its property, (ii)
         either party should become insolvent or unable to pay its debts as
         they mature or cease to pay its debts as they mature in the ordinary
         course of business, or makes an assignment for the benefit of
         creditors or makes a proposal to its creditors or files a notice of
         intention to do so, (iii) any proceedings should be commenced
         against either party under any bankruptcy, insolvency or debtor's
         relief law, and such proceedings are not vacated or set aside within
         fifteen (15) days from the date of commencement thereof, or (iv)
         either party is liquidated or dissolved (except as part of an
         assignment permitted under Section 14.1 of this Agreement).

11.3     EFFECT OF TERMINATION OR EXPIRATION. The following Sections shall
         survive the termination or expiration of this Agreement according to
         the provisions of this Section 11.3: 2.1, 2,2, 2.3, 4.2, 4,5, 4.6, 4.7,
         5.3, 7, 8, 9, 10, 12, 14 and Exhibits B and C. Corio's right to allow
         its then-existing Customers and their Software Users to use and access
         the Software in accordance with Sections 2.1 and 2.5 of this Agreement
         and all payment obligations related thereto shall survive any
         termination or expiration of this Agreement only for the remaining term
         of any contracts Corio has with its Customers to continue providing the
         Corio Services. Changepoint's obligation to provide Software Support
         and Maintenance to Corio and its Customers shall survive any
         termination or expiration of this Agreement for the remaining term of
         any contracts Corio has with such Customers to continue providing the
         Corio Services, provided Corio continues to make its revenue share fee
         payments (and Software Support and Maintenance payments under Section
         2.5 of this Agreement with respect to those licenses) to Changepoint as
         specified in this Agreement. Notwithstanding the foregoing, the license
         grants in Sections 2.1 and 2.2 of this Agreement, and Changepoint's
         continuing obligation to provide Software Support and Maintenance under
         Sections 4.2 and 5.3 of this Agreement shall terminate if Changepoint
         terminates this Agreement for Corio's non-payment or other material
         breach according to the provisions of Section 11.2 of this Agreement.
         Sections 7, 8, 9, 10, 12 and 14 of this Agreement shall survive
         termination or expiration of this Agreement for any reason. Upon
         termination or expiration of this Agreement, each party shall otherwise
         return or destroy any Confidential Information of the other party
         provided, however, Corio may retain such Confidential Information as is
         necessary for Corio to continue supporting it's then-existing Customers
         according to the provisions of this Section 11.3. Upon termination or
         expiration of this Agreement, all outstanding and unpaid amounts owed
         by Corio to Changepoint under this Agreement shall become immediately
         due and payable. Section 2.3 of this Agreement shall survive for the
         time period provided in such section.

12       SOURCE CODE ESCROW.

12.1     ESCROW ACCOUNT. Within sixty (60) days of the Effective Date,
         Changepoint agrees to execute an escrow agreement by and among Corio,
         Changepoint and a mutually acceptable escrow agent (the "ESCROW
         AGENT"). The Escrow Agent shall require Changepoint to place in an
         escrow account in Toronto a copy of the source code of the Software
         including all Updates and Upgrades thereto, documentation and similar
         materials (the "SOURCE CODE"). The escrow agreement shall contain, at a
         minimum, the terms and conditions set forth in this Section 12. Corio
         shall bear all fees, expenses and other charges to open and maintain
         such escrow account. If a Release Condition (as defined in Section 12.2
         of this Agreement) occurs and the Escrow Agent provides the Source Code
         to Corio under the escrow agreement, Corio agrees to hold the Source
         Code in strict confidence, and not to use the Source Code for any
         purpose other than those purposes set forth under Section 12.3 of this
         Agreement. This

                                       15
<PAGE>

         source code escrow shall survive any termination or expiration of
         this Agreement for the remaining term of any contracts Corio has
         with such Customers to continue providing the Corio Services.

12.2     RELEASE. Corio shall notify Changepoint in writing if it believes that
         one of the following events (the "RELEASE CONDITIONS") has occurred and
         that it intends to seek release of the Source Code from the escrow
         account: (i) Changepoint's dissolution or ceasing to do business in the
         normal course, except as a result or a merger, amalgamation or sale of
         all or a substantial part of the assets of Changepoint, or (ii)
         Changepoint's repeated and material breach of Changepoint's Software
         Support and Maintenance obligations defined under Section 5 of this
         Agreement and EXHIBIT C pertaining to the correction of programming
         errors and such breach is not cured within sixty (60) days of receipt
         of written notice thereof from Corio. If Changepoint notifies Corio in
         writing that it disputes whether any such event has occurred, officers
         of each of the parties shall negotiate for a period of ten (10)
         business days to attempt to resolve the dispute. At the end of such ten
         (10) business day period, if the parties have not resolved the dispute,
         the matter shall be referred to dispute resolution in the manner set
         forth in the escrow agreement and there shall be no release until the
         dispute is resolved.

12.3     LICENSE. Upon the release of the Source Code to Corio pursuant to
         Section 12.2 of this Agreement, Corio shall have a royalty-free,
         nonexclusive, nontransferable, right and license at its head office to
         use and modify the Source Code to support and maintain the Software
         until the expiration or termination of Corio's Customers' License
         Agreements for the Corio Services. The object code derived from the
         Source Code so modified shall be subject to the same rights and
         restrictions on use, reproduction and disclosure that are contained in
         this Agreement with respect to the Software. Corio shall not
         distribute, sell or sublicense the Source Code or use the Source Code
         to develop new products or for commercial purposes other than to
         support Customers of the Corio Services. Subject to the licenses
         expressly granted in this Agreement, Changepoint shall retain all
         right, title and interest in and to the Source Code. Corio may disclose
         the Source Code to a contractor(s) for the purposes set forth in this
         Section 12.3 provided that such contractor is not a direct or indirect
         competitor of Changepoint of any affiliate of Changepoint, and provided
         further that such contractor(s) agrees to maintain the Source Code in
         strict confidence and to use the Source Code only as expressly
         permitted under this Section 12. Access to the Source Code shall be on
         a need to know only basis and shall be retained by contractors only for
         so long as reasonably required for the purposes set forth in this
         Section 12.

13       SHARED RESOURCES.

13.1     OPERATIONS. To the extent not provided for within the Statement of
         Work, Changepoint shall provide Corio with access to Changepoint
         operations personnel as reasonably requested by Corio, subject to
         availability of such personnel and payment by Corio of Changepoint's
         standard fees at a twenty percent (20%) discount along with payment by
         Corio of reasonable travel and living expenses. These Changepoint
         operations personnel shall work together with Corio personnel to
         optimize the architecture and performance of the Software in a hosted
         environment as well as to help Corio address changes Changepoint has
         made to the Software as part of an Update or Upgrade that affect
         Corio's ability to host the Software. Changepoint and Corio shall only
         commit personnel with expertise in installations, operating
         environments and networking functionality.

                                       16
<PAGE>

13.2     CONSULTING. To the extent not provided for within the Statement of
         Work, Changepoint shall provide Corio with access to Changepoint
         consulting personnel as reasonably requested by Corio, subject to
         availability of such personnel and payment by Corio of Changepoint's
         standard professional services fees at a twenty percent (20%) discount
         along with payment by Corio of reasonable travel and living expenses.
         These Changepoint consulting personnel shall initially work together
         with Corio personnel to develop implementation templates.

13.3     ENGINEERING. Subject to availability of such personnel, Changepoint
         shall, on a case by base basis, provide Corio with reasonable access to
         Changepoint engineering personnel at no additional cost to Corio. Such
         joint engineering work may include product development, including
         without limitation, technical and functional application development
         and integration.

13.4     OTHER. Any other services not provided for under this Agreement shall
         be subject to the terms of a separate agreement between the parties at
         a cost to Corio of twenty percent (20%) off Changepoint's standard fees
         for the applicable services.

14       MISCELLANEOUS.

14.1     ASSIGNMENT. Neither party may assign this Agreement or any rights or
         obligations hereunder, whether by operation of law or otherwise,
         without the prior written consent of the other party. Notwithstanding
         the foregoing, either party shall have the right to assign this
         Agreement in connection with the merger or acquisition of such party or
         the sale of all or substantially all of its assets related to this
         Agreement without such consent, except in the case where such
         transaction involves a direct competitor of the other party where
         consent of the other party will be required. Subject to the foregoing,
         this Agreement will bind and inure to the benefit of the parties, their
         respective successors and permitted assigns. Any assignment in
         violation of this Section 14.1 shall be null and void.

14.2     WAIVER AND AMENDMENT. No modification, amendment or waiver of any
         provision of this Agreement shall be effective unless in writing and
         signed by the party to be charged. No failure or delay by either party
         in exercising any right, power, or remedy under this Agreement, except
         as specifically provided herein, shall operate as a waiver of any such
         right, power or remedy.

14.3     CHOICE OF LAW; ARBITRATION; VENUE. This Agreement shall be governed by
         the laws of the State of California, USA, excluding conflict of laws
         provisions and excluding the 1980 United Nations Convention on
         Contracts for the International Sale of Goods. Any disputes arising out
         of this Agreement shall be resolved by binding arbitration in
         accordance with the then-current commercial arbitration rules of the
         American Arbitration Association ("RULES"). The arbitration shall be
         conducted by one (1) arbitrator appointed in accordance with the Rules
         in San Francisco County, California. A judgment upon the award may be
         entered in any court having jurisdiction of the parties, including
         without limitation the courts in San Francisco, California. The
         non-prevailing party in the arbitration shall pay all fees and charges
         of the American Arbitration Association; each party, however, shall be
         responsible for the payment of all fees and expenses connected with the
         presentation of its respective case.

14.4     NOTICES. All notices, demands or consents required or permitted under
         this Agreement shall be in writing. Notice shall be considered
         delivered and effective on the earlier of actual receipt or when (a)
         personally delivered; (b) the day following transmission if sent by
         facsimile followed by written confirmation by registered overnight
         carrier or certified United

                                       17
<PAGE>

         States or Canadian mail; or (c) one (1) day after posting when sent
         by registered private overnight carrier (e.g., DHL, Federal Express,
         etc.); or (d) five (5) days after posting when sent by certified
         United States or Canadian mail. Notice shall be sent to the parties
         at the addresses set forth on the first page of this Agreement or at
         such other address as shall be specified by either party to the
         other in writing.

14.5     INDEPENDENT CONTRACTORS. The parties are independent contractors with
         respect to each other. Each party is not and shall not be deemed to be
         an employee, agent, partner or legal representative of the other for
         any purpose and shall not have any right, power or authority to create
         any obligation or responsibility on behalf of the other.

14.6     SEVERABILITY. If any provision of this Agreement is held by a court of
         competent jurisdiction to be contrary to law, such provision shall be
         changed and interpreted so as to best accomplish the objectives of the
         original provision to the fullest extent allowed by law and the
         remaining provisions of this Agreement shall remain in full force and
         effect.

14.7     FORCE MAJEURE. Neither party shall be deemed to be in breach of this
         agreement for any failure or delay in performance caused by reasons
         beyond its reasonable control, including but not limited to acts of
         God, earthquakes, strikes or shortages of materials.

14.8     SUBCONTRACT. Changepoint understands and agrees that Corio shall solely
         direct the provision of Corio Services and may subcontract certain
         portions of the operations of the Corio Services to third parties at
         any time during the term of the Agreement. Corio shall not sublicense
         its distribution license rights under Section 2.5.

14.9     BANKRUPTCY. The parties hereto agree that Corio, as a licensee of
         Changepoint's intellectual property, shall be afforded all of the
         protections afforded to a licensee under Section 365(n) of the United
         States Bankruptcy Code, as amended from time to time (the "CODE") so
         that the Trustee or Debtor in Possession, as defined in the Code, will
         not interfere with Corio's license with respect to the Software as
         provided in this Agreement, as set forth in Section 365(n) of the Code.
         The equivalent provisions of Canadian bankruptcy law shall also apply
         to Corio's rights under this Agreement.

14.10    COMPLETE UNDERSTANDING. This Agreement including all Exhibits, the non
         disclosure agreement between the parties incorporated herein pursuant
         to Section 10 of this Agreement and the Statement of Work referenced in
         this Agreement and incorporated by reference herein, constitutes the
         final, complete and exclusive agreement between the parties with
         respect to the subject matter hereof, and supersedes any prior or
         contemporaneous agreement.

14.11    EXPORT CONTROLS AND U.S. GOVERNMENT TRANSACTIONS. Corio agrees that it
         shall not export or reexport the Software or Documentation outside the
         United States and Canada without first obtaining permission from
         applicable authorities in the United States and Canada. Changepoint
         agrees to reasonably assist Corio in obtaining any required export
         permissions at no additional cost to Corio. Corio agrees not to provide
         the Corio Services involving the Software to the United States
         government without the prior written consent of Changepoint as to the
         form and substance of the restricted rights legends to be applied to
         the Software.

14.12    COUNTERPARTS. This Agreement may be executed in any number of
         counterparts, each of which shall be deemed an original and which, if
         taken together, shall be deemed to constitute one and the same
         instrument.

                                       18
<PAGE>

14.13    CONSTRUCTION. The fact that one party drafted some or all of this
         Agreement shall not be held against such party in any dispute regarding
         construction or interpretation of this Agreement or any part of this
         Agreement.

IN WITNESS WHEREOF, the parties have executed this Agreement as of the Effective
Date.

CORIO, INC.                                   CHANGEPOINT, INC.

By: _______________________________           By: _____________________________

Name: _____________________________           Name: ___________________________

Title: ____________________________           Title: __________________________

Date: _____________________________           Date: ___________________________

                                       19
<PAGE>

                                    EXHIBIT A

                                    SOFTWARE

1.       SOFTWARE.
         Changepoint v 5.1

2.       DEMONSTRATION SOFTWARE.
         Changepoint v 5.1

3.       RELATIONSHIP MANAGERS. The Corio Relationship Manager shall be:
         ____________. The Changepoint Relationship Manager shall be:
         _____________.

4.       PRODUCT MANAGERS. For purposes of Section 5.4 of this Agreement, the
         Corio product manager shall be: _______________. The Changepoint
         product manager shall be:______________________.

                                       20
<PAGE>

                              CONFIDENTIAL TREATMENT

                                    EXHIBIT B

                                     PRICING

SOFTWARE:
Changepoint v 5.1

REVENUE SHARING FEES:

1.       Corio Customer Application Management Revenue:

         Corio to pay Changepoint *** of all Application
         Management Revenue from Corio Customers for use of Changepoint Software
         subject to the following limitations.

                A.  The Corio invoice amounts used to calculate the revenues
                    subject to this revenue share shall not include Professional
                    Service fees or Network access fees.

                B.  These Application Management Revenue fees shall begin
                    accruing when the Corio Customer first commences making
                    payments to Corio for the Corio Services.

         Software support and maintenance fees are included in the 10% Revenue
         Sharing Fee.

PAYMENT TERMS

Revenue Sharing Fees: Quarterly payments shall be due to receiving party, net 30
days after quarter close.
Implementation or Professional Service Fees: Net 30 days from date of
Changepoint invoice, which shall be issued only after successful completion of
each agreed upon milestone.

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                       21
<PAGE>

                                    EXHIBIT C

                            CUSTOMER SERVICE OUTLINE

CORIO RESPONSIBILITIES:

Corio will provide "Level 1 Support" and "Level 2 Support" directly to Customers
and Software Users.

Level 1 Support means the service provided in response to the initial phone call
placed by a Customer or Software User which identifies and documents an error in
the Software. This includes problem source identification assistance, problem
analysis, problem resolution, installation planning information and preventative
and corrective service information.

Level 2 Support means the service provided to analyze or reproduce the error or
to determine that the error is not reproducible. This includes problem
recreation and in-depth technical analysis.

Corio shall use all commercially reasonable efforts to promptly provide
Changepoint with notification of "bugs" encountered in the Software.

CHANGEPOINT RESPONSIBILITIES:

Changepoint will provide "Level 3 Support" to Corio for problems that have been
escalated beyond Level 2 Support.

Changepoint will provide Level 3 Support to Corio according to the following
problem priority level definitions and respective schedules:

-    "Priority One Problems" are those in which the Software fails to perform
     major functions on a system-wide basis resulting in a critical business
     impact. Changepoint will allocate resources to address the problem within
     two (2) business hours.

-    "Priority Two Problems" are those in which the functionality of the
     Software is substantially restricted or the problem is restricted to
     individual workstations. Changepoint will allocate resources to address the
     problem within eight (8) business hours.

-    "Priority Three Problems" are those in which the functionality of the
     Software is slightly restricted. Changepoint will allocate resources to
     address the problem within two (2) business days.

-    "Priority Four Problems" are minor errors that do not affect the
     functionality of the Software. Changepoint will allocate resources to
     address the problem within five (5) business days.

Beginning February 15, 2000, Changepoint, as part of Level 3 Support will
provide access 24 hours per day, 7 days per week telephone or pager support for
Priority One Problems.

Corio shall use all commercially reasonable efforts to promptly provide
Changepoint with notification of "bugs" encountered in the Software.

                                       22
<PAGE>

                                    EXHIBIT D

                         SALES AND MARKETING COOPERATION

The parties agree to the following non-binding sales and marketing cooperation
efforts:

1.   RELATIONSHIP MANAGERS. The parties' Relationship Managers would attempt to
     meet at mutually agreeable times no less than every quarter to review and
     coordinate sales efforts and review customer response to the Software and
     the Corio Services, and address other topics related to this Agreement.

2.   JOINT MARKETING PLANS. During the term of this Agreement the parties agree
     to develop, review and submit to each other new and continuing marketing
     plans with respect to the Corio Services and the Software, respectively.

3.   MARKETING FUND. Within six (6) months after the Effective Date of the
     Agreement, Corio and Changepoint each would contribute to a marketing fund
     to be jointly managed by the parties to promote the sale and marketing of
     the Corio Services and the Software. Each party's initial amount of
     contribution is Fifty Thousand dollars ($50,000U.S.).

4.   PERSONNEL. Each party agrees to assign sufficient sales or marketing
     personnel to assist in the sales and marketing promotional activity set
     forth in this Exhibit D.

5.   COOPERATION AND PUBLICITY. Upon mutual agreement, Corio and Changepoint may
     engage in the following activities: joint publicity releases, joint
     marketing materials, joint marketing calls, joint conference and trade show
     efforts, and strategy coordination concerned with promoting the Software
     and the Corio Services in the commercial marketplace.

6.   INITIAL CUSTOMERS. Within sixty (60) days after the Effective Date of the
     Agreement, Corio agrees to use commercially reasonable efforts to obtain
     orders from two (2) Customers for the Corio Services which include access
     to the Software.

7.   SALES INCENTIVES. During the period of their preferred relationship, the
     parties will provide their internal and external sales personnel sufficient
     incentives designed to actively promote and encourage cross selling of the
     Corio Services and the Software, respectively.

                                       23
<PAGE>

                                    EXHIBIT E

                      CUSTOMER LICENSE TERMS AND CONDITIONS

1.    THIRD-PARTY BENEFICIARY. Changepoint, Inc. ("Changepoint") shall be a
      direct and intended third-party beneficiary to this Agreement.

2.    AUDIT. Changepoint's independent certified auditors will have the right,
      exercisable not more than once every twelve (12) months, to inspect upon
      reasonable notice and during End User's regular business hours, End User's
      relevant records to verify End User's compliance with the terms of this
      Agreement and/or Changepoint's compliance with its obligations to
      Changepoint.

3.    NO ADDITIONAL WARRANTY. CORIO MAY PROVIDE THE SOFTWARE TO END USERS WITH
      ONLY THOSE WARRANTIES GIVEN BY CHANGEPOINT TO CORIO IN THE ATTACHED
      AGREEMENT. ALL OTHER CONDITIONS OR WARRANTIES, WHETHER EXPRESS, IMPLIED,
      OR STATUTORY, ARE DISCLAIMED, INCLUDING WITHOUT LIMITATION, ALL IMPLIED
      WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND
      NONINFRINGEMENT. CORIO SHALL BE SOLELY RESPONSIBLE FOR ANY WARRANTIES IT
      MAY GIVE TO END USERS WHICH ARE IN ADDITION TO OR OTHERWISE DIFFERENT FROM
      THOSE WARRANTIES GIVEN BY CHANGEPOINT TO CORIO IN THE ATTACHED AGREEMENT.

4.    LIMITATION OF LIABILITY. IN NO EVENT WILL CHANGEPOINT BE LIABLE UNDER SUCH
      AGREEMENT FOR ANY LOSS OF PROFITS, LOSS OF USE, BUSINESS INTERRUPTION,
      LOSS OF DATA, COST OF COVER OR INDIRECT, SPECIAL, INCIDENTAL OR
      CONSEQUENTIAL DAMAGES OF ANY KIND IN CONNECTION WITH OR ARISING OUT OF THE
      FURNISHING, PERFORMANCE OR USE OF THE SOFTWARE OR SERVICES PERFORMED
      HEREUNDER, WHETHER ALLEGED AS A BREACH OF CONTRACT OR TORTIOUS CONDUCT,
      INCLUDING NEGLIGENCE, EVEN IF CHANGEPOINT HAS BEEN ADVISED OF THE
      POSSIBILITY OF SUCH DAMAGES. IN ADDITION, CHANGEPOINT WILL NOT BE LIABLE
      FOR ANY DAMAGES CAUSED BY DELAY IN DELIVERY OR FURNISHING THE SOFTWARE OR
      SAID SERVICES. CHANGEPOINT'S, LIABILITY UNDER SUCH AGREEMENT FOR DIRECT,
      INDIRECT, SPECIAL, INCIDENTAL AND/OR CONSEQUENTIAL DAMAGES OF ANY KIND,
      INCLUDING, WITHOUT LIMITATION, RESTITUTION, WILL NOT, IN ANY EVENT, EXCEED
      THE FEE PAID BY END USER TO CHANGEPOINT UNDER SUCH AGREEMENT.

5.    SOFTWARE USER LIMITS. The Software may only be used by the number of
      Software Users licensed under Customer agreements with Corio for the
      Software as part of the Corio Services.

6.    RESTRICTIONS ON END USE. Software Users shall not reverse engineer the
      Software and shall maintain the Software in confidence.

                                       24
<PAGE>

                              CONFIDENTIAL TREATMENT

                                    EXHIBIT F

                        SCHEDULE FOR WEB-ENABLED SOFTWARE

LEGEND

  [CLOCK]    Feature shall exist in v5.2 of the "Software" (shipping
             approximately Dec 15, 1999)

   Q1/Q2    Feature planned for Q1 or Q2 calendar year 2000

<TABLE>
------------------------------------------------------------------------------------
FEATURE DESCRIPTION                                               BROWSER CLIENT
-------------------                                               --------------
<S>                                                               <C>
------------------------------------------------------------------------------------
MY FAVOURITES
-------------
------------------------------------------------------------------------------------
Home Page
------------------------------------------------------------------------------------
            Reminders                                                 ***
------------------------------------------------------------------------------------
            Workflow                                                  ***
------------------------------------------------------------------------------------
            Approve/Reject Time                                       ***
------------------------------------------------------------------------------------
            Approve/Reject Expense Reports                            ***
------------------------------------------------------------------------------------
            Approve/Reject Invoices                                   ***
------------------------------------------------------------------------------------
            Scheduled Activities                                      ***
------------------------------------------------------------------------------------
            Pipeline Report                                           ***
------------------------------------------------------------------------------------
My Contacts
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Maintain List                                             ***
------------------------------------------------------------------------------------
Projects
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
            Create Attachment                                         ***
------------------------------------------------------------------------------------
            View Attachment                                           ***
------------------------------------------------------------------------------------
            Delete Attachment                                         ***
------------------------------------------------------------------------------------
            Change Status                                             ***
------------------------------------------------------------------------------------
            Gantt Planning Tool                                       ***
------------------------------------------------------------------------------------
            Reassign Project                                          ***
------------------------------------------------------------------------------------
            Project Rollup                                            ***
------------------------------------------------------------------------------------
            MSP Integration                                           ***
------------------------------------------------------------------------------------
Tasks
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                             CONFIDENTIAL TREATMENT

            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
            Reorder                                                   ***
------------------------------------------------------------------------------------
            Create Attachment                                         ***
------------------------------------------------------------------------------------
            View Attachment                                           ***
------------------------------------------------------------------------------------
            Delete Attachment                                         ***
------------------------------------------------------------------------------------
            Update Billing Role                                       ***
------------------------------------------------------------------------------------
            Status Task                                               ***
------------------------------------------------------------------------------------
            Baseline                                                  ***
------------------------------------------------------------------------------------
            Create Sub-Project                                        ***
------------------------------------------------------------------------------------
Timesheet
------------------------------------------------------------------------------------
            View Time                                                 ***
------------------------------------------------------------------------------------
            Book Time                                                 ***
------------------------------------------------------------------------------------
            Status Tasks                                              ***
------------------------------------------------------------------------------------
            Central Time Booking                                      ***
------------------------------------------------------------------------------------
Expense sheet
------------------------------------------------------------------------------------
            View Expenses                                             ***
------------------------------------------------------------------------------------

</TABLE>

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                       25
<PAGE>

                            CONFIDENTIAL TREATMENT

<TABLE>
------------------------------------------------------------------------------------
<S>                                                               <C>
            Enter Expenses                                            ***
------------------------------------------------------------------------------------
            Create Expense Report                                     ***
------------------------------------------------------------------------------------
            Central Expense Submission                                ***
------------------------------------------------------------------------------------
Team Folders
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create New Items                                          ***
------------------------------------------------------------------------------------
            Edit Items                                                ***
------------------------------------------------------------------------------------
            Create New Team Folders                                   ***
------------------------------------------------------------------------------------
Availability
------------------------------------------------------------------------------------
            View Calendar                                             ***
------------------------------------------------------------------------------------
            Update Calendar                                           ***
------------------------------------------------------------------------------------
DIRECTORY
---------
------------------------------------------------------------------------------------
Companies
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
            Create Attachment                                         ***
------------------------------------------------------------------------------------
            View Attachment                                           ***
------------------------------------------------------------------------------------
            Delete Attachment                                         ***
------------------------------------------------------------------------------------
Contacts
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
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Resource
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Group Homepages                                           ***
------------------------------------------------------------------------------------
            Personal Options                                          ***
------------------------------------------------------------------------------------
Product
------------------------------------------------------------------------------------
            View                                                      ***
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            Create                                                    ***
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            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                CONFIDENTIAL TREATMENT

MARKETING
---------
------------------------------------------------------------------------------------
Prospects
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Import from file                                          ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
Leads
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
Campaigns
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
Competition
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------

</TABLE>

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                       26
<PAGE>

                           CONFIDENTIAL TREATMENT

<TABLE>
------------------------------------------------------------------------------------
<S>                                                               <C>
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
Corporate News
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
SALES
-----
------------------------------------------------------------------------------------
Opportunities
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
            Create Attachment                                         ***
------------------------------------------------------------------------------------
            View Attachment                                           ***
------------------------------------------------------------------------------------
            Delete Attachment                                         ***
------------------------------------------------------------------------------------
Activities
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
            Print                                                     ***
------------------------------------------------------------------------------------
            Mark Complete                                             ***
------------------------------------------------------------------------------------
            Customize                                                 ***
------------------------------------------------------------------------------------
Sales Management
------------------------------------------------------------------------------------
CLIENT SERVICES
---------------
------------------------------------------------------------------------------------
Engagements
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
            Create Attachment                                         ***
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            View Attachment                                           ***
------------------------------------------------------------------------------------
            Delete Attachment                                         ***
------------------------------------------------------------------------------------

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                CONFIDENTIAL TREATEMNT

            Resource Scheduling                                       ***
------------------------------------------------------------------------------------
            Resource Search                                           ***
------------------------------------------------------------------------------------
            Skill Search                                              ***
------------------------------------------------------------------------------------
SUPPORT DESK
------------
------------------------------------------------------------------------------------
Support Customers
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
Calls
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Book Time                                                 ***
------------------------------------------------------------------------------------
Knowledge Base
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Search                                                    ***
------------------------------------------------------------------------------------
Assets
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------

</TABLE>

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                       27
<PAGE>

                             CONFIDENTIAL TREATMENT

<TABLE>
------------------------------------------------------------------------------------
<S>                                                               <C>
FINANCE
-------
------------------------------------------------------------------------------------
Invoices
------------------------------------------------------------------------------------
            View                                                      ***
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Edit                                                      ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
            Submit for Approval                                       ***
------------------------------------------------------------------------------------
            Print                                                     ***
------------------------------------------------------------------------------------
            Approve/Reject Invoice                                    ***
------------------------------------------------------------------------------------
            Create Credit Note                                        ***
------------------------------------------------------------------------------------
            Edit Credit Note                                          ***
------------------------------------------------------------------------------------
            Record Payment                                            ***
------------------------------------------------------------------------------------
            Archive Invoice                                           ***
------------------------------------------------------------------------------------
Expense Advance
------------------------------------------------------------------------------------
            Create                                                    ***
------------------------------------------------------------------------------------
            Delete                                                    ***
------------------------------------------------------------------------------------
Currency Exchange
------------------------------------------------------------------------------------
            Add Exchange Rate                                         ***
------------------------------------------------------------------------------------
            Modify Exchange Rate                                      ***
------------------------------------------------------------------------------------
Time
------------------------------------------------------------------------------------
            De-Submit Time                                            ***
------------------------------------------------------------------------------------
            Transfer Time/Expense                                     ***
------------------------------------------------------------------------------------
REPORTING
---------
------------------------------------------------------------------------------------
            Report Viewing                                            ***
------------------------------------------------------------------------------------
            Report Favorites                                          ***
------------------------------------------------------------------------------------
            OLAP Analysis Tools                                       ***
------------------------------------------------------------------------------------

</TABLE>

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                       28
<PAGE>
                                    EXHIBIT G

                              CHANGEPOINT SOFTWARE

                  LICENSE AND MAINTENANCE AGREEMENT (U.S.A. SS)

<TABLE>

   Between:                                    and:
   -------------------------------------------------------------------------------------
   <S>                                         <C>
   CHANGEPOINT INC.                             CORIO, INC.

   1595 Sixteenth Avenue                        700 Bay Road
   Suite 700                                    Suite 210
   Richmond Hill, Ontario                       Redwood City, CA   94063
   Canada                                       U.S.A.
   L4B 3N9
   -------------------------------------------------------------------------------------
   (hereinafter referred to as "Changepoint")   (hereinafter referred to as "Customer")

</TABLE>

Contract No.  _______________

This Agreement sets out the terms pursuant to which Customer may use the
Licensed Materials (as that term is hereinafter defined). This Agreement also
sets out the terms pursuant to which Changepoint will provide Implementation
Services and Maintenance Services to Customer.

The "CHANGEPOINT Software License and Maintenance Agreement - Terms and
Conditions" on the following pages of this document and the attached Appendix A
form an integral part of this Agreement.

The parties by their authorized representatives and intending to be legally
bound have entered into this Agreement as of the ___ day of _____, 1999 (the
"Effective Date").

CHANGEPOINT INC.                               CORIO, INC.

Signature ________________________             Signature _____________________

Name _____________________________             Name __________________________

Title ____________________________             Title _________________________

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                              CHANGEPOINT SOFTWARE

                       LICENSE AND MAINTENANCE AGREEMENT -

                              TERMS AND CONDITIONS

                           ARTICLE 1 - INTERPRETATION

1.1      DEFINITIONS

         In this Agreement and in Appendix A the following terms shall have the
respective meanings ascribed to them as follows:

(A)      "AFFILIATE" means with respect to any person, any other person directly
         or indirectly controlling, controlled by, or under common control of
         such person. "Control" as used here means the legal, beneficial or
         equitable ownership, directly or indirectly, of more than 50% of the
         aggregate of all voting interests in such entity.

(B)      "BUSINESS DAYS" means Monday through Friday excluding any day which is
         a nationally observed holiday in both the United States of America and
         Canada.

(C)      "BUSINESS HOURS" means 8:00 a.m. - 7:00 p.m. Eastern Time on Business
         Days.

(D)      "CLIENT ACCESS LICENSE" means a Software License which authorizes
         Customer to install a Component of the Licensed Software on a single
         client device (e.g. - computer workstation).

(E)      "COMPONENTS" mean the components of the CHANGEPOINT Software referred
         to in Appendix A.

(F)      "CONFIDENTIAL INFORMATION" means (i) all information of either party or
         its affiliates or of third persons to whom a party owes a duty of
         confidence that is marked confidential, restricted or proprietary or
         that may reasonably be considered as confidential from its nature or
         from the circumstances surrounding its disclosure; and (ii) the
         Licensed Materials.

(G)      "DOCUMENTATION" means in relation to the Licensed Software, the user
         documentation made generally available by Changepoint to customers
         which have been granted a license from Changepoint to use the Licensed
         Software.

(H)      "INSTALLATION FEES" has the meaning given to it in Section 4.2.

(I)      "INSTALLATION SERVICES" has the meaning given to it in Section 3.2.

(J)      "INTELLECTUAL PROPERTY RIGHTS" includes all worldwide intellectual and
         industrial property rights including all rights in each country to
         copyrights, trademarks, service marks, patents, inventions, industrial
         designs, trade secrets, trade dress and all other proprietary rights.

(K)      "LICENSE" means Customer's license to use the Licensed Materials
         described in Article 2 and in Appendix A.

(L)      "LICENSE FEES" means the license fees to be paid by Customer to
         Changepoint which are described in Section 4.1.

(M)      "LICENSED MATERIALS" means the Licensed Software and Documentation and
         includes Maintenance Releases and Enable Codes which Changepoint may
         from time to time provide to Customer hereunder.

(N)      "LICENSED SOFTWARE" means the Components of the CHANGEPOINT Software in
         object code format licensed to Customer hereunder and described in
         Appendix A and such additional Components of the CHANGEPOINT Software
         which Customer and Changepoint hereinafter agree shall be added to
         Appendix A.

(O)      "MAINTENANCE" has the meaning given to it in Section 4.2.

(P)      "MAINTENANCE FEES" has the meaning given to it in Section 4.2.

(Q)      "MAINTENANCE RELEASE" means new versions and releases of the Licensed
         Software which Changepoint makes generally available to its customers
         who have contracted with it to receive Maintenance Service for the
         Licensed Software.

(R)      "MAINTENANCE SERVICES" means the services described in Section 7.2.

(S)      "SOFTWARE LICENSES" means the utilization licenses and associated
         restrictions with respect to the Licensed Software granted to Customer
         hereunder which are set forth in Appendix A.

(T)      "WARRANTY PERIOD" means the period as set out in Appendix A.

(U)      "WARRANTY SUPPORT" means the warranty support set forth in Section
         6.1(a).

                               ARTICLE 2 - LICENSE

2.1      LICENSE

(a)      Subject to the provisions of this Agreement including the provisions of
Article 8, Changepoint hereby grants to Customer and Customer hereby accepts
from Changepoint the perpetual, personal, non-transferable and non-exclusive
Software Licenses to use the Licensed Software for Customer's internal business
purposes. Customer may also make a reasonable number of back-up copies, but not
to exceed two (2) copies, of the Licensed Software for use as part of Customer's
disaster recovery plan.

(b)      The Licensed Materials may be used only as set out in this Agreement
and Customer agrees not to make any copies (whether in electronic or any other
form) or use thereof other than as expressly permitted herein or by Changepoint
in writing in advance, even if it is technically feasible to do so. Without
limiting the generality of the foregoing, Customer agrees to use the Licensed
Software only to the extent authorized by the Software Licenses.

(c)      Customer's License to use the Licensed Materials shall commence on the
Effective Date.

2.2      DOCUMENTATION

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<PAGE>

         The Documentation may be used by Customer at Customer sites for the
purpose of assisting Customer in using the Licensed Software for the internal
business purposes of Customer. Changepoint agrees to deliver one copy of the
Documentation to Customer in either printed or electronic form. Documentation
provided in machine readable form may be printed and used solely for the
internal business purposes of Customer. No other reproduction or use of the
Documentation is permitted.

2.3      THIRD PARTY USERS

         For the purpose of operating Customer's business, the parties intend
that certain unrelated third parties with whom Customer has a business
relationship such as a supplier or customer and the employees of such third
person (hereunder "Business Third Parties"), will have limited right to use
certain Components of the Licensed Software solely for the purpose of providing
services to Customer. All such persons must execute an agreement in writing with
Customer to maintain the Confidential Information in confidence and to use the
Licensed Materials only as permitted. Customer agrees to strictly enforce the
provisions of such non-disclosure agreements set forth in this Section 2.3 and
all other provisions of this Agreement as applicable to any and all uses of the
Licensed Materials.

                      ARTICLE 3 - DELIVERY AND INSTALLATION

3.1      DELIVERY OF LICENSED MATERIALS

         Changepoint agrees to deliver to Customer one (1) copy of the most
current release and version of the Licensed Materials. The Documentation will be
provided solely in the English language.

3.2      INSTALLATION SERVICES

         Changepoint agrees to provide the installation services (the
"Installation Services") described in Appendix A.

3.3      ENABLE CODES

         To enable Customer to install the Licensed Software, Changepoint will
provide Customer with information or data which are intended to enable the
Licensed Software to be used ( the "Enable Codes"). The Enable Codes are
designed to enable Customer to use the Licensed Software in accordance with the
number of Software Licenses acquired hereunder. Customer acknowledges and agrees
that additional Enable Codes will need to be obtained from Changepoint if
Customer acquires one or more additional Software Licenses from Changepoint.
Customer agrees not to, and shall cause all users not to, modify, adapt or
create derivative works of any Enable Codes provided, develop or have developed
any Enable Codes, or use any Enable Codes other than those provided by
Changepoint.

                       ARTICLE 4 - PRICE AND PAYMENT TERMS

4.1      LICENSE FEES

         Customer shall pay to Changepoint the license fees described in
Appendix A (the "License Fees"). The License Fees shall be due and paid as
provided for in Appendix A.

4.2      MAINTENANCE AND INSTALLATION FEES

         Customer agrees to pay to Changepoint the Maintenance Fees and the
Installation Fees set out in Appendix A.

4.3      TAXES AND INTEREST

(a)      Customer shall pay (and Changepoint shall have no liability for), any
taxes, tariffs, duties and other charges or assessments imposed or levied by any
government or governmental agency in connection with this Agreement, including,
without limitation, any federal, provincial, state and local sales, use, goods
and services, value-added and personal property taxes on any payments due
Changepoint in connection with the Licensed Materials and/or Maintenance
Services and other services provided hereunder, excluding only income taxes
payable by Changepoint.

(b)      All overdue payments shall bear interest at a rate of 12% per annum on
the amounts outstanding from the time such amounts become due until payment is
received by Changepoint.

           ARTICLE 5 - PROPRIETARY RIGHTS AND CONFIDENTIAL INFORMATION

5.1      TITLE TO LICENSED MATERIALS

         Customer acknowledges and agrees that Changepoint or licensors of
Changepoint shall retain all right, title and interest in and to the Licensed
Materials and all copies thereof, including, without limitation, the
Intellectual Property Rights therein, and that nothing herein transfers or
conveys to Customer any ownership right, title or interest in or to the Licensed
Materials or to any copy thereof or any license right with respect to same not
expressly granted herein, including, without limitation, with respect to the
Intellectual Property Rights therein.

5.2      CONFIDENTIAL INFORMATION

(a)      Each party agrees to maintain the confidentiality of the Confidential
Information of the other party and to use same only as expressly authorized
herein. Each party shall safeguard and maintain the other party's Confidential
Information in strict confidence and shall not disclose, provide, or make the
Confidential Information or any part thereof available in any form or medium to
any person except to such party's employees, and to contractors and consultants
of

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<PAGE>

such party who have executed an agreement in writing to protect such
Confidential Information and who have a need to access such Confidential
Information hereunder.

(b)      The provisions of Section 5.2(a) shall not apply to any information
which: (i) was at the time of disclosure to a party, in the public domain, (ii)
after disclosure to a party becomes part of the public domain through no fault
of the receiving party, (iii) was in the possession of the receiving party prior
to the time of disclosure to it without any obligation of confidence or any
breach of confidence, (iv) was received after disclosure to a party from a third
party who had a lawful right to disclose such information to it, (v) was
independently developed by a party without reference to the confidential
information of the other party or (vi) was ordered to be disclosed by a court,
administrative agency, or other governmental body with jurisdiction over the
parties hereto, provided that the ordered party will first have provided the
disclosing party with prompt written notice of such required disclosure and will
take reasonable steps to allow the disclosing party to seek a protective order
with respect to the confidentiality of the information required to be disclosed.
Further, the ordered party will promptly cooperate with and assist the
disclosing party in connection with obtaining such protective order.

5.3      PROTECTION OF PROPRIETARY RIGHTS

(a)      Customer shall not remove any proprietary, copyright, patent, trade
mark, design right, trade secret, or any other proprietary rights legends from
the Licensed Materials.

(b)      Customer agrees not to disassemble, decompile, translate or convert
into human readable form or into another computer language, reconstruct or
decrypt, or reverse engineer, all or any part of the Licensed Materials in
accordance with law. Further, Customer shall not write or develop any derivative
works or computer programs based upon any part of the Licensed Materials.

5.4      EXPORT OF SOFTWARE

         Customer will not export or re-export the Licensed Materials or any
copies thereof, either directly or indirectly, outside of the country in which
such materials are delivered to Customer except in compliance with all
applicable laws, ordinances and regulations. Customer shall have the exclusive
obligation to ensure that any export of the Licensed Materials is in compliance
with all applicable export laws and the laws of any foreign country.

                      ARTICLE 6 - WARRANTIES OF CHANGEPOINT

6.1      WARRANTY AND DISCLAIMERS

(a)      Changepoint warrants that during the Warranty Period: (i) the Licensed
Software will conform substantially to the description thereof in the
Documentation, and (ii) the media upon which the Licensed Software and
Documentation are provided will be free from defects in materials and
workmanship.

(b)      Changepoint warrants that the Licensed Software shall be able to
accurately process date data (including but not limited to, calculating,
comparing, and sequencing) from, into and between the 20th and 21st century (the
"Y2K Warranty"). However, such warranty does not apply to any failures to
process date data that result from any software other than the Licensed Software
or hardware or which relate to accepting data from any system not supplied by
Changepoint. For greater clarity the Y2K Warranty shall only apply if Customer
uses the Software in accordance with the Documentation.

(c)      Customer's exclusive remedy and Changepoint's sole obligation with
respect to the breach of any of the foregoing warranties is for Changepoint to
(i) make commercially reasonable efforts to correct or provide Customer with a
workaround for the failure of the Licensed Software to conform substantially to
the description thereof in the Documentation or to comply with the Y2K Warranty,
as the case may be, or, at Changepoint's sole option, provide Customer with a
refund for the License Fees paid with respect to such Licensed Software, and
(ii) provide Customer with replacement media in the event there are defects in
materials or workmanship in the media upon which the Licensed Software and
Documentation are provided if the media is returned to Changepoint within the
Warranty Period.

(d)      OTHER THAN THE WARRANTIES EXPRESSLY SET FORTH IN SECTION 6.1(A) AND
6.1(B), CHANGEPOINT EXPRESSLY DISCLAIMS ANY AND ALL REPRESENTATIONS, WARRANTIES
AND CONDITIONS OF ANY KIND OR NATURE, EXPRESS OR IMPLIED, INCLUDING WITHOUT
LIMITATION, REPRESENTATIONS, WARRANTIES AND CONDITIONS OF QUALITY, PERFORMANCE,
RESULTS, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND THOSE
ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USE OF
TRADE. CHANGEPOINT DOES NOT REPRESENT OR WARRANT THAT (I) THE LICENSED MATERIALS
WILL MEET CUSTOMER'S BUSINESS REQUIREMENTS, (II) THE OPERATION OF THE LICENSED
SOFTWARE WILL BE ERROR-FREE OR UNINTERRUPTED OR (III) THAT ALL PROGRAMMING
ERRORS CAN BE CORRECTED.

(e)      Customer is responsible for taking precautionary measures to prevent
the loss or destruction of customer data and databases such as, for example,
making regular backups and verifying the results obtained from using the
Licensed Materials, and Changepoint shall have no obligations or liability
whatsoever with respect to any such loss or destruction.

6.2      LIMIT OF LIABILITY

(a)      FOR ANY BREACH OR DEFAULT BY CHANGEPOINT OF ANY OF THE PROVISIONS OF
THIS AGREEMENT, OR WITH RESPECT TO ANY CLAIM ARISING HEREFROM OR RELATED HERETO,
EXCEPT FOR ANY CLAIM FOR BREACH OF SECTION 5.2 (UNAUTHORIZED DISCLOSURE OF
CONFIDENTIAL INFORMATION), OR FOR BREACH OF SECTION 6.4(A) (INTELLECTUAL
PROPERTY INDEMNITY), CHANGEPOINT'S ENTIRE LIABILITY, REGARDLESS OF THE FORM OF
ACTION, WHETHER BASED ON CONTRACT OR TORT, INCLUDING

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<PAGE>

NEGLIGENCE, SHALL IN NO EVENT EXCEED (I) THE AMOUNT PAID BY CUSTOMER
HEREUNDER FOR THE LICENSED MATERIALS, (II) THE AMOUNT PAID BY CUSTOMER FOR
THE MAINTENANCE SERVICE THAT IS THE SUBJECT OF THE CLAIM IF THE CLAIM RELATES
TO A BREACH OR DEFAULT BY CHANGEPOINT OF THE PROVISIONS OF ARTICLE 7, (III)
THE AMOUNT PAID BY CUSTOMER FOR THE INSTALLATION SERVICE THAT IS THE SUBJECT
OF THE CLAIM IF THE CLAIM RELATES TO A BREACH OR DEFAULT BY CHANGEPOINT OF
THE PROVISIONS OF THIS AGREEMENT PERTAINING TO INSTALLATION SERVICE, OR (IV)
IN THE AGGREGATE WITH RESPECT TO ALL CLAIMS UNDER OR RELATED TO THIS
AGREEMENT, THE AMOUNT PAID BY CUSTOMER UNDER THIS AGREEMENT.

(b)      IN NO EVENT WILL CHANGEPOINT BE LIABLE FOR SPECIAL, INCIDENTAL,
INDIRECT, OR CONSEQUENTIAL LOSS OR DAMAGE, LOST BUSINESS REVENUE, LOSS OF
PROFITS, LOSS OF DATA, FAILURE TO REALIZE EXPECTED PROFITS OR SAVINGS OR ANY
CLAIM AGAINST CUSTOMER BY ANY OTHER PERSON (EVEN IF CHANGEPOINT HAS BEEN ADVISED
OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE).

(c)      CHANGEPOINT SHALL BE LIABLE TO CUSTOMER AS EXPRESSLY PROVIDED IN THIS
AGREEMENT BUT SHALL HAVE NO OTHER OBLIGATION, DUTY, OR LIABILITY WHATSOEVER IN
CONTRACT, TORT OR OTHERWISE TO CUSTOMER INCLUDING ANY LIABILITY FOR NEGLIGENCE.
THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS AGREEMENT SHALL APPLY
IRRESPECTIVE OF THE NATURE OF THE CAUSE OF ACTION, DEMAND, OR ACTION BY
CUSTOMER, INCLUDING BUT NOT LIMITED TO BREACH OF CONTRACT, NEGLIGENCE, TORT, OR
ANY OTHER LEGAL THEORY AND SHALL SURVIVE A FUNDAMENTAL BREACH OR BREACHES OR THE
FAILURE OF THE ESSENTIAL PURPOSE OF THIS AGREEMENT OR OF ANY REMEDY CONTAINED
HEREIN.

6.3      LIMITATION PERIOD

         Neither party may bring an action, regardless of form, arising out of
or related to this Agreement (other than to recover License Fees or Maintenance
Fees) more than two (2) years after the cause of action has arisen or the date
of discovery of such cause, whichever is later.

6.4      INTELLECTUAL PROPERTY CLAIMS

(a)      Changepoint will defend or (at its option) settle, any claim or action
brought against Customer to the extent that it is based on a claim that the
Licensed Materials infringe any copyright, patent, trade secret or trademark
enforceable in the United States of America of any third person (an
"Infringement Claim") and will indemnify Customer against damages and costs
awarded against Customer by a court of competent jurisdiction by final order
from which no appeal is taken or the time for appealing has expired, provided
that Customer notifies Changepoint promptly in writing of same, and provided
further that Customer permits Changepoint to control the litigation and to
defend, compromise or settle the claim and provides all available information,
assistance and authority to enable Changepoint to do so. Changepoint shall not
be liable to reimburse Customer for any compromise or settlement made by
Customer without Changepoint's prior written consent, or for any legal fees or
expenses incurred by Customer in connection with such claim. Customer shall have
no authority to settle any claim on behalf of Changepoint.

(b)      Should the Licensed Materials or any of them become, or in
Changepoint's sole opinion be likely to become, the subject of a claim of
infringement, misappropriation, or violation of an Intellectual Property Right
(an "Infringement Claim") Changepoint may (i) procure for Customer, at no cost
to Customer the right to continue to use the Licensed Materials which are the
subject of the Infringement Claim (ii) replace or modify the Licensed Materials
or part thereof subject to such Infringement Claim with software or
documentation of at least comparable functionality, at no cost to Customer, or
(iii) if neither of the forgoing alternatives are reasonably practical in
Changepoint's sole judgement, remove the component that is the subject of the
Infringement Claim or any or all other parts of the Licensed Materials and
refund to Customer the License Fees paid by Customer for the part removed as
depreciated on a straight line five (5) year basis from the date of delivery of
the part to Customer.

(c)      Notwithstanding the foregoing, Changepoint shall have no liability for
any claim that is based on (i) the use of other than the latest release and
version of the Licensed Materials, if such infringement could have been avoided
by the use of the latest version and release and such version or release had
been made available to Customer, (ii) the use or combination of the Licensed
Materials with software, hardware or any other product not provided by
Changepoint, or (iii) any modification to the Licensed Materials or use of the
Licensed Materials other than as expressly authorized herein or as expressly
described or recommended in writing by Changepoint.

(d)      This Section 6.4 states the entire liability of Changepoint and
Customer's sole remedies with respect to any Infringement Claim.

            ARTICLE 7 - MAINTENANCE AND ENHANCED MAINTENANCE SERVICE

7.1      TERM

(a)      Following the expiry of the Warranty Period, Changepoint shall provide
Customer with Maintenance Services during successive annual maintenance terms
(each such term is referred to here as a "Maintenance Term") provided that
Customer pays to Changepoint the Maintenance Fees for each Maintenance Term as
and when due hereunder.

(b)      Customer or Changepoint may terminate Maintenance Services at the end
of a Maintenance Term by providing the other with no less than thirty (30) days
prior written notice before the end of the Maintenance Term.

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7.2      MAINTENANCE SERVICE

(a)      During the Warranty Period and each Maintenance Term, Changepoint will
provide Maintenance Releases to Customer. Changepoint will also during Business
Hours provide telephone assistance to Customer with respect to initial error
diagnosis and support regarding the functionality of the Licensed Software.
Maintenance Service shall be provided by Changepoint to up to three (3) customer
support staff who are trained and knowledgeable in the use of the Licensed
Materials and who have been designated from time to time by Customer to request
and receive such service.

(b)      As part of Maintenance Service and Warranty Support, Customer will have
access to Changepoint's CHANGEPOINT Knowledge Base technical database which
contains technical information concerning the use of the Licensed Software.
Customer acknowledges that information in this database may not have been
verified by Changepoint. Accordingly, Changepoint shall have no responsibility
hereunder with respect to any inaccurate or incomplete information contained in
the CHANGEPOINT Knowledge Base or the use thereof by Customer.

7.3      SERVICES NOT INCLUDED

(a)      Maintenance Services and Warranty Support does not include or apply to
any of the following: (i) making modifications to the Licensed Materials for
Customer, (ii) user training, (iii) consultation for new programs or equipment,
(iv) hardware problems including any malfunction of hardware, or to any external
causes affecting the Licensed Materials including the media upon which the
Licensed Materials are provided such as accident, disaster, electrostatic
discharge, fire, flood, lightning, water or wind, or (v) correction of errors
attributable to software other than the Licensed Software. Changepoint may
charge Customer at its then applicable list price for providing such services.
Changepoint may also charge Customer at its then applicable list price for
analysis or removal of errors which are caused by improper operation or handling
of the Licensed Materials or caused by circumstances unrelated to Changepoint.
Payment for these services shall be made by Customer within 30 days of invoicing
by Changepoint.

(b)      The obligation to provide Maintenance Services is subject to the
following: (i) Maintenance Services are only provided for the Licensed Software
provided under this Agreement, (ii) if Customer ceases to pay for and receive
Maintenance Services and later requests Maintenance Services, Customer will be
required to pay to Changepoint the Maintenance Fees not paid during the period
in which the service was discontinued, and (iii) Maintenance Services need not
be provided by Changepoint if Customer is not using the most current or an
immediately previous release of the Licensed Materials, or if Customer has made
any modifications to the Licensed Materials and (iv) Changepoint has no
obligation to provide Customer with any Maintenance Services unless Customer has
paid for the Maintenance Services in advance as required hereunder.

                        ARTICLE 8 - TERM AND TERMINATION

8.1      TERM

         This Agreement shall be effective on the Effective Date and shall
terminate in accordance with this Article.

8.2      TERMINATION

         Either party may by notice in writing terminate this Agreement if (i)
the other party breaches or fails to observe or perform any of its obligations
set out in this Agreement, including failure to pay any License Fees due and
owing, and fails to cure such breach or failure within thirty (30) days after
written notice; or (ii) either party becomes insolvent, or makes an assignment
for the general benefit of creditors, or any proceedings are commenced by or
against either party under any bankruptcy or insolvency laws or if proceedings
for the appointment of a trustee, custodian, receiver, or receiver manager for
either party are commenced, or if either party ceases or threatens to cease to
carry on business.

8.3      RETURNING LICENSED MATERIALS

         Within fifteen (15) days after termination or expiration of this
Agreement for any reason, Customer shall return to Changepoint the original and
all copies of the Licensed Materials in the possession or control of Customer
(including any copies in the possession or control of Business Third Parties or
other Users) and shall certify to Changepoint in writing that all such copies
have been so returned and/or deleted from all computer records. Customer shall
also cease to use the Licensed Materials and ensure that all Business Third
Parties to whom Customer has given access to the Licensed Software also cease to
use the Licensed Materials.

8.4      SURVIVAL

         The parties hereto agree that the provisions of Sections 3.3 (the last
sentence), 4.3, 6.2, 6.3 and 8.3, 9.9 and 9.10 and Article 5 shall survive and
remain in full force and effect after the termination of the License or this
Agreement for any reason.

                               ARTICLE 9 - GENERAL

9.1      HEADINGS

         The division of this Agreement into Articles and Sections and the
insertion of headings are for convenience of reference only and shall not affect
the construction or interpretation of the Agreement, as the case may be. The
terms "this Agreement", "hereof", "hereunder" and similar expressions in this
Agreement refer to this Agreement and not to any particular Article, Section or
other portion and include any Agreement supplemental hereto. Unless something in
the subject matter or context is inconsistent therewith, references herein to
Articles and Sections are to Articles and Sections of this Agreement.

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9.2      EXTENDED MEANINGS

         In this Agreement words importing the singular number only shall
include the plural and VICE VERSA, and words importing persons shall include
individuals, partnerships, associations, trusts, unincorporated organizations
and corporations. The terms "provision" and "provisions" in this Agreement refer
to terms, conditions, provisions, covenants, obligations, undertakings,
warranties and representations in this Agreement.

9.3      NOTICES

         For the purposes of this Agreement, and for all notices and
correspondence hereunder, the addresses of the respective parties have been set
out at the beginning of this Agreement and no change of address shall be binding
upon the other party hereto until written notice thereof is received by such
party at the address shown herein. All notices shall be effective upon receipt
if delivered personally or sent by facsimile and seven (7) days after mailing if
sent by registered mail.

9.4      CURRENCY

                      All references to currency are deemed to mean lawful money
                      of the United States of America unless expressed to be in
                      some other currency.

9.5      FORCE MAJEURE

         If the performance of this Agreement, or any obligation thereunder
except the making of payments hereunder is prevented, restricted, or interfered
with by reason of: fire, flood, earthquake, explosion or other casualty or
accident or act of God; strikes or labour disputes; inability to procure or
obtain delivery of parts, supplies, power, equipment or software from suppliers,
war or other violence; any law, order, regulation, ordinance, demand or
requirement of any governmental authority; or any other act or condition
whatsoever beyond the reasonable control of the affected party, the party so
affected, upon giving prompt notice to the other party, shall be excused from
such performance to the extent of such prevention, restriction or interference;
provided, however, that the party so affected shall take all reasonable steps to
avoid or remove such cause of non-performance and shall resume performance
hereunder with dispatch whenever such causes are removed.

9.6      SEVERABILITY

         The parties agree that it is the intention of each party not to violate
any public policy, statutory or common law or government regulation. To the
extent that any provision, portion or extent of this Agreement is deemed to be
invalid, illegal or unenforceable, such provision, portion or extent shall be
severed and deleted herefrom or limited so as to give effect to the intent of
the parties insofar as possible and the parties will use their best efforts to
substitute a new provision of like economic intent and effect for the illegal,
invalid or unenforceable provisions and each remaining provision so remaining
shall be enforced.

9.7      ASSIGNMENT

         Customer may assign this Agreement without Changepoint's consent (i) to
an Affiliate of Customer; or (ii) to a purchaser of all or substantially all of
Customer's assets. Otherwise, neither this Agreement nor any rights granted
hereby may be transferred or assigned by Customer to any other person without
Changepoint's prior written consent, (such consent shall not be unreasonably
withheld), and any such attempted assignment shall be null and void. In the
event Customer assigns this Agreement to a third person as permitted by this
Section 9.7 or with consent from Changepoint, Customer shall cease all use of
the Licensed Materials and destroy or cause to be destroyed all copies thereof
within its possession or control and the third party assignee shall agree in
writing with Changepoint to assume all of Customer's obligations hereunder.
Customer shall also certify in writing to Changepoint that the foregoing has
been accomplished. This Agreement shall enure to the benefit of and be binding
upon any successor or assign of Changepoint or, any permitted successor or
assign of Customer. The parties agree that Changepoint may delegate to
affiliates of Changepoint and to agents, suppliers, contractors and resellers of
Changepoint any of the obligations herein imposed upon Changepoint and
Changepoint may disclose to any such persons any information required by them to
perform the duties so delegated to them, but such delegation shall not relieve
Changepoint of its performance obligations hereunder.

9.8      WAIVER

         No modification, addition to or waiver of any rights, obligations or
defaults shall be effective unless in writing and signed by the party against
whom the same is sought to be enforced. One or more waivers of any right,
obligation or default shall not be construed as a waiver of any subsequent
right, obligation or default. No delay or failure of either party in exercising
any right hereunder and no partial or single exercise thereof shall be deemed of
itself to constitute a waiver of such right or any other rights hereunder.

9.9      GOVERNING LAW

                 This Agreement shall be governed by and construed in
                      accordance with the laws of the State of New York without
                      reference to its conflict or choice of law rules or
                      principles. Customer hereby submits to the non-exclusive
                      jurisdiction of the courts of the State of New York for
                      any legal action arising out of this Agreement or the
                      performance of the obligations hereunder or thereunder.
                      This Agreement shall be deemed to be made in the State of
                      New York, and Customer agrees not to commence any action,
                      suit or proceeding against Changepoint or any affiliate of
                      Changepoint or any of their employees, officers or
                      directors in any jurisdiction other than the State of New
                      York.

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9.10     DISPUTE RESOLUTION AND ARBITRATION

                 In the event that any dispute or disagreement between
                      Customer and Changepoint with respect to the
                      interpretation of any provision of this Agreement, the
                      performance of Changepoint or Customer under this
                      Agreement, or any other matter that is in dispute between
                      the parties related to this Agreement, upon the written
                      request of either party, the parties will meet for the
                      purpose of resolving such dispute. The parties agree to
                      discuss the problem and negotiate in good faith without
                      the necessity of any formal proceedings related thereto.
                      No formal proceedings for the resolution of such dispute
                      may be commenced until either party concludes in good
                      faith that the applicable resolution through continued
                      negotiation of the matter in issue does not appear likely.
                      The parties further agree that all disputes hereunder
                      which cannot be settled in the manner hereinbefore
                      described (any such dispute is referred to here as a
                      "Dispute") will be settled by final and binding
                      arbitration conducted in accordance with the American
                      Arbitration Association (or any successor thereto), as
                      amended from time to time. Judgment upon the award
                      rendered in any such arbitration may be entered in any
                      court having jurisdiction thereof, or application may be
                      made to such court for a judicial acceptance of the award
                      and an enforcement, as the law of such jurisdiction may
                      require or allow.

         Notwithstanding the foregoing, disputes with respect to any
Infringement Claim including without limitation any claim based on the
infringement, violation or misappropriation of any Intellectual Property Right
shall not be settled by arbitration, without the prior written consent of the
parties.

                      The arbitration panel will be composed of one person
                      appointed by the party requesting the arbitration (the
                      "Applicant"), one person appointed by the other party (the
                      "Respondent") and a third person to act as chairperson,
                      chosen by the two arbitrators, or, if both parties agree,
                      the arbitration panel will consist of a sole arbitrator.
                      No person may be appointed as an arbitrator unless he or
                      she is independent of the Applicant and Respondent, is
                      skilled in the subject matter of the Dispute and is not
                      directly or indirectly carrying on or involved in a
                      business being carried on in competition with the business
                      of the parties. The decision of the arbitration panel
                      shall be made by a majority vote or by the sole
                      arbitrator, as the case may be. In the event of the
                      failure of the arbitration panel to reach a majority
                      decision, the decision of the chairperson shall constitute
                      the decision of the arbitration panel. The venue for the
                      arbitration shall be at the City of New York, New York
                      unless otherwise agreed to by the parties in writing.

                                       36
<PAGE>

                             CONFIDENTIAL TREATMENT

Corio/Changepoint Rev. 12/13/99
Confidential/Draft

                                   APPENDIX A

The Components which are the subject of the License, the Software Licenses
granted to Customer and the fees payable to Changepoint hereunder are as
follows:

1.       LICENSED SOFTWARE

         The Components of the CHANGEPOINT Software which are licensed to
         Customer hereunder are the following: CHANGEPOINT, SQL edition, version
         5.2, for an unlimited number of users, including the following modules:
         - Service Delivery Management
         - Project and Resource Management
         - Customer Relationship Management
         - Support Management.

2.       SOFTWARE LICENSES

         The utilization rights of Customer are as follows:

         (a)  Customer is granted an unlimited number of Client Access Licenses.
              Each Client Access License entitles Customer to receive one (1)
              Enable Code from Changepoint which will enable Customer to have
              one (1) user use the Licensed Materials.

         (b)  Customer may install Licensed Software on one or more computer
              servers as it desires.

3.       LICENSE FEES

         The License Fee is ***.

4.       WARRANTY PERIOD

         The Warranty Period for the Licensed Software shall mean the period
         commencing on the Effective Date and ending ninety (90) days
         thereafter.

5.       MAINTENANCE FEES

         (a)  Customer will pay Changepoint for each Maintenance Term an annual
              maintenance fee (the "Annual Maintenance Fee"). The Annual
              Maintenance Fee is 18% of the undiscounted License Fees due to
              Changepoint hereunder and is payable annually in advance. The
              first Annual Maintenance Fee is due upon the expiration of the
              Warranty Period and is ***. Subsequent Annual Maintenance Fees
              are due on the anniversary of the date the first Annual
              Maintenance Fee is due. Additional Maintenance Fees that result
              from the acquisition of additional Software Licenses shall become
              due when the additional Software Licenses are given to Customer
              and shall be prorated to the end of the Maintenance Term.

         (b)  The Maintenance Fees may be increased annually by Changepoint by
              providing Customer with notice of not less than thirty (30) days
              prior to the end of a Maintenance Term. Changepoint agrees not to
              increase its Maintenance Fees annually by more than six percent
              (6%) from the fees charged in the previous Maintenance Term.

6.       INSTALLATION SERVICES TO BE PROVIDED BY CHANGEPOINT

         (a)  Changepoint agrees to provide the following services
              ("Installation Services") to Customer:

         Executive Expectations Review                ***
         Project Management                           ***
         Infrastructure Support                       ***

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                       1
<PAGE>

                            CONFIDENTIAL TREATMENT

Corio/Changepoint Rev. 12/13/99
Confidential/Draft

         Systems Configuration & Installation         ***
         Implementation Support                       ***
         Administrator Training                       ***
         Train-the-Trainer Training                   ***

         (b)  Customer agrees to pay Changepoint for any Installation Services
              requested by Customer and provided by Changepoint at the daily
              rates listed in 6(a) above.

         (c)  Changepoint does not guarantee that all services will be provided
              for the above-mentioned fees. The fees may be higher or lower
              depending on the actual services requested by Customer.

         (d)  Customer shall reimburse Changepoint for reasonable travel
              expenses, and reasonable incidental expenses relating to
              Installation Service and Maintenance Service at Changepoint's then
              current prices then in effect. Changepoint shall invoice Customer
              for such fees and expenses on a monthly basis. Customer shall not
              be liable for the aforesaid expenses unless Customer has given
              Changepoint approval to incur them.

CHANGEPOINT INC.                               CORIO, INC.

Signature ________________________             Signature _____________________

Name _____________________________             Name __________________________

Title ____________________________             Title _________________________

*** The omitted material has been filed separately with the Securities and
    Exchange Commission pursuant to a request for confidential treatment.

                                       2

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